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Teaminvest Private Group Limited

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FY2019 Annual Report · Teaminvest Private Group Limited
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Teaminvest Private Group Limited 

ABN 74 629 045 736 

Annual Report for the period 26 September 2018 - 30 June 2019 

  
 
 
  
 
 
  
 
 
  
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Contents 
30 June 2019 

Corporate directory 
Chairman's letter 
Chief Executive Officer's report 
Our philosophy 
Directors' report 
Auditor's independence declaration 
Statement of profit or loss and other comprehensive income 
Statement of financial position 
Statement of changes in equity 
Statement of cash flows 
Notes to the financial statements 
Directors' declaration 
Independent auditor's report to the members of Teaminvest Private Group Limited 
Shareholder information 

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Teaminvest Private Group Limited 
Corporate directory 
30 June 2019 

Directors 

 Katherine Woodthorpe - Chair 
 Andrew Coleman 
 Howard Coleman 
 Ian Kadish 
 Regan Passlow 

Company secretary 

 Anand Sundaraj 

Notice of annual general meeting 

 The details of the annual general meeting of Teaminvest Private Group Limited are: 
 Macquarie Graduate School of Management 
 Level 24, 123 Pitt Street 
 Sydney NSW 2000 
 10 am on 22 November 2019 

Registered office 

Share register 

Auditor 

Solicitors 

 1001A/53 Walker Street 
 North Sydney NSW 2060 
 Tel: 02 9955 9540 

 Computershare Investor Services Pty Ltd 
 452 Johnston Street 
 Abbotsford VIC 3067 
 Tel: 1300 850 505 

 HLB Mann Judd 
 Level 19, 207 Kent Street 
 Sydney NSW 2000 

 Sundaraj & Ker 
 Level 36, Australia Square 
 264 George Street 
 Sydney NSW 2000 

Stock exchange listing 

 Teaminvest Private Group Limited shares are listed on the Australian Securities 
Exchange (ASX code: TIP) 

Website 

 http://www.teaminvestprivate.com.au 

Business objectives 

 Teaminvest Private Group Limited has used cash and cash equivalents held at the 
time of listing, in a way consistent with its stated business objectives. 

Corporate Governance Statement 

 The directors and management are committed to conducting the business of 
Teaminvest Private Group Limited in an ethical manner and in accordance with the 
highest standards of corporate governance. Teaminvest Private Group Limited has 
adopted and has substantially complied with the ASX Corporate Governance 
Principles and Recommendations (Third Edition) ('Recommendations') to the extent 
appropriate to the size and nature of its operations. 

 The Group’s Corporate Governance Statement, which was approved by the Board of 
Directors at the same time as the Annual Report, sets out the corporate governance 
practices that were in operation during the financial period and identifies and explains 
any Recommendations that have not been followed. The Corporate Governance 
Statement and Corporate Governance Compliance Manual can be found on the 
Company’s website at https://www.teaminvestprivate.com.au/investor-information 

2 

 
Teaminvest Private Group Limited 
Chairman's letter  
30 June 2019 

Dear Shareholders, 

On behalf of the Board of Directors, I am delighted to present you with our first Annual Report as a listed company. 

At heart, Teaminvest Private Group Limited is a specialist private equity firm that seeks to: 
•
assist successful business owners grow their business and enhance their legacy;
• mentor the next generation of Australian business leaders; and
•

support Australian business by filling a missing piece in the funding landscape.

These  three  goals  are  the  reason  we  exist,  and  we  make  all  decisions  with  them  top  of  mind.  Our  listing  provides  an 
important platform to ensure that we can deliver them. 

As a business focussed on delivering more than just increases in profit, we are guided by our operating philosophy. A copy 
was attached to the Prospectus and an updated copy is included in this Annual Report. Our philosophy guides us, and we 
intend to keep providing  a copy to you, our owners, in all future Annual Reports to ensure that you have all the tools you 
need to understand your business and contribute to this vital mission. 

We  trust  that  you  will  find  this  Annual  Report  a  valuable  tool  to  understand  your  Company  better.  Perhaps  you  will  even 
have suggestions in ways it can be improved in future. If so, please do not hesitate to let us know, and we will include them 
if it is practical to do so. 

Finally,  if  you  have  not  yet  considered  participating  in  your  Company  as  a  Selected  Shareholder,  I  would  urge  you  to 
consider  it.  Being  a  Selected  Shareholder  gives  you  a  unique  insight  into  what  we  do  and  allows  you  to  share  your 
knowledge with the next generation of Australian business leaders. We find it highly rewarding and are confident that you 
will too.  

Yours sincerely, 

___________________________ 
Dr Katherine Woodthorpe AO  
Independent Chair 

27 September 2019 
Sydney

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Teaminvest Private Group Limited 
Chief Executive Officer's report 
30 June 2019 

Year in review 
Financial year 2019 was a year of change for Teaminvest Private Group Limited (‘TIP’). 

We  completed  a  transformational  restructure  and  listed  the  Company  on  the  ASX.  For  many  companies  this  would  have 
been the result of years of hard work, yet our incredible teams at head office and in our Portfolio Companies achieved it all 
in under a year from concept to completion.  

As  CEO  I  am  incredibly  proud  to  work  with  people  of  this  calibre  and  dedication.  As  a  shareholder  I  feel  exceptionally 
fortunate to own a small piece of the incredible businesses developed, delivered and continually improved by this Group of 
exceptional managers and mentors. 

Financial results at a glance 
At TIP we take the view that shareholders, as the owners of our business, must be kept as informed as possible about our 
results. 

To help you better understand your Company, we report our results by Segment and as Statutory Comprehensive Income 
(‘SCI’). Each has its benefits and disadvantages, so between them we think you can understand the business better. It may 
be overkill, but we would rather help you understand more than less about the Company you own. 

Segment results  
This is the revenue and EBITDA for each segment in which we invest. This measure provides shareholders with the most 
granular information about our operating performance. 

Whilst this is valuable in understanding the performance of each segment, you should be aware that due to accounting rules 
around consolidation, ownership percentages and one-off gains and losses, it is not always true that aggregating segment 
results will sum to our SCI. This is discussed more below. 

($m) 

Company 

Engineering 

Services 

Revenue 
  FY17  FY18  FY19 

EBITDA 
  FY17  FY18  FY19 

57.7 

59.6 

61.6 

64.1 

66.0 

69.7 

(0.7) 

1.5 

4.6 

3.8 

3.6 

3.6 

Of  particularly  positive  note  are  the  efforts  taken  by  the  leadership  team  at  Icon  Metal  (part  of  our  Engineering  segment) 
during the year. I would like to publicly commend them and their board for their group focussed attitude and the efforts they 
have expended to develop an enhanced depth of leadership whilst enhancing moats and attacking new markets. Their focus 
on developing a mix of engineering and human moats has paid off  in FY19 where they saw revenue growth of 55%, with 
profit gains expected to flow through in FY20 when jobs are completed. 

The leadership team at East Coast Traffic (part of our Services segment) also deserves praise for the cultural change they 
have enacted. Three years ago they inherited a business that was on the decline and losing money, with a damaged culture 
and a sense of futility. Today it is a dynamic business that is well on its way to delivering outstanding profit growth. Positive 
cultural  change  is  not  easy  and  I  am  particularly  excited  to  see  how  this  young  leadership  team  have  revitalised  the 
business and created a great platform for rapid growth. Whilst profits were flat on FY18, we expect to see significant profit 
growth in FY20 and beyond as the company expands. 

I would also like to mention the team at Multimedia Technology (‘MMT’, Services segment). Whilst MMT is only partly owned 
by  TIP,  and  thus  comes  in  “below  the  line”,  the  leadership  and  board  of  MMT  have  spent  considerable  effort  this  year  in 
enhancing career prospects for staff and building the foundations of enhanced management capacity. Their profit growth of 
14%  for  the  year  has  reflected  this  and  I  think  they  are  well  on  their  way  to  achieving  bigger  and  better  things  in  coming 
years.  In  the  year  ahead  I  hope  to  see  MMT’s  people  development  strategies  replicated  across  more  and  more  of  our 
Group. 

On  the  other  side  of  the  spectrum,  our  segment  results  were  adversely  affected  by  Graham  Lusty  Trailers  (‘GLT’), 
DecoGlaze and Colour Capital in FY19.  

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Teaminvest Private Group Limited 
Chief Executive Officer's report 
30 June 2019 

GLT sits within our Engineering segment and is a leading innovator in the logistics space. The incredible team of engineers 
at GLT continue to push the boundaries of what trailers can do. In FY19, significant investment in research and development 
(‘R&D’) affected our bottom line as we developed, tested, prototyped and sold two new world firsts in trailer design. Not only 
were  these  brand  new  designs,  with  significant  advantages  for  users,  but  they  were  for  two  new  markets  in  trailer 
suspension and waste management. The potential to capitalise in these new  markets is very exciting and  we are  hopeful 
that  our  world  leading  designs  will  result  in  substantial  growth  in  the  next  few  years  as  we  begin  to  penetrate  these  new 
markets. 

DecoGlaze, like GLT, is an innovator within our Engineering segment. During FY19, the team at DecoGlaze automated the 
majority  of  their  manufacturing  process  to  improve  health  and  safety  outcomes  and  increase  production  capacity.  We 
consider this investment in technology to be a very worthwhile use of funds, however the cost and distraction has had an 
impact on this year’s results. A new CEO, with a revitalised sales focus, was appointed to address the concerns this change 
exposed,  and  the  run-rate  at  the  end  of  FY19  appears  to  have  things  moving  back  in  the  right  direction.  We  expect  an 
improved FY20 will follow. 

Colour Capital invested in building capacity in FY19, increasing revenue but at a decreasing margin as they scale up to size. 
Colour Capital is a franchise management business and they spent much of FY19 investing in an expanded team to assist 
franchisee  development  and  to  integrate  new  brands  as  they  become  available  due  to  likely  consolidation  in  the  sector. 
Shareholders  should  be  aware  that  there  is  a  lag  between  franchise  development  and  ultimate  profit:  first  the  franchisee 
must grow before Colour Capital’s earnings increase on the back of higher franchisee revenue. As revenue grows beyond 
the point of the higher costs, we expect to see Colour Capital return to (and exceed) their FY18 high.  

Statutory comprehensive income 
SCI  is  the  profit  accruing  to  the  Company  based  on  the  relevant  accounting  standards.  It  encompasses  consolidation 
accounting where we own 50% or more of a business, equity accounting where we own a substantial share of between 20% 
and 50%, and investment accounting where we own less than 20%.  

As  owners  of  the  business,  it  is  important  that  you  are  aware  that  SCI  relates  only  to  Teaminvest  Private  Group  Limited. 
Anything  that  occurred  prior  to  the  restructure  (under  which  TIP  acquired  the  various  shareholdings  in  the  Portfolio 
Companies), is excluded. In FY19, this means SCI includes only a few months of revenue, coupled with the entirety of head 
office, restructure and IPO costs. 

Whilst  SCI  is  likely  to  be  a  good  measure  of  the  consolidated  results  of  the  Group  in  future  years,  the  timing  of  the 
restructure and the application of accounting rules means that it provides a very limited picture in FY19.  

I  would  urge  shareholders  to  be  aware  of  the  limitations  of  SCI  when  considering  this  measure  in  comparison  to  the 
segment results. The table below sets out  our  SCI for FY19, as well as a summary balance sheet. As TIP Group did not 
exist as an entity prior to FY19, we cannot present comparable figures for prior years.  

($m) 

P&L 

Revenue 

EBITDA 

Depreciation and amortisation 

EBIT 

Interest  

PBT 
Tax 

NPAT 

FY19 

28.3 

(1.3) 

(0.3) 

(1.6) 

(0.2) 

(1.8) 
0.2 

(1.6) 

($m) 

Balance sheet 
  Current assets 
  Non-current assets 
  Total assets 
  Current liabilities 
  Non-current liabilities 
  Total liabilities 
  Equity 
  Net cash / (debt) 

FY19 

27.7 

78.0 

105.7 

19.9 

0.9 

20.8 

85.0 

1.5 

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Teaminvest Private Group Limited 
Chief Executive Officer's report 
30 June 2019 

One-off items affecting SCI this year 

Restructure, IPO and consolidation expenses 
The total cost of our IPO and restructure was $1.3m, and this is reflected in our FY19 statutory financial statements. There 
were no fees paid to brokers to support the listing as we did not proactively encourage investment from outside our existing 
shareholder and customer base.  

As part of the restructure, we incurred $1.6m of consolidation expense adjustments. These are non-cash profit reductions 
related to the application of tax and accounting rules around the restructure and consolidation. Slightly offsetting these one-
off  expenses,  is  a  one-off  consolidation  gain  of  $0.4m  due  to  related  party  debt  write-offs  that  occurred  as  part  of  the 
restructure. The net difference of $1.2m sits within our statutory financial statements for FY19. 

We have taken the full impact of the IPO and restructure in FY19 so we can present you with a clean set of accounts next 
year. It also has the added benefit of providing the Group with a net carry forward tax loss of approximately $2.5m which we 
can utilise in the future. 

FY20 windfall gain  
As  part  of  the  restructure  we  have  identified  approximately  $0.7m  of  cash  unlocked  with  the  unwinding  of  the  old  trust 
structure that will return to the Group as a one-off gain in FY20. This does not appear in the FY19 segment results or SCI. 

Adoption of AASB15 
The  adoption  of  AASB  15  for  the  first  time  across  the  Group  resulted  in  substantial  changes  to  the  accounting  policies 
adopted  by  our  Portfolio  Companies.  In  particular,  AASB  15  adopts  a  significantly  more  conservative  approach  to  how 
engineering  companies  must  account  for  revenue  on  unfinished  jobs  when  compared  to  historic  accrual  accounting.  As 
conservative investors, we believe that AASB 15 is a significant improvement on the prior system and we are pleased to see 
it adopted across our Group. 

The  result  of  this  change  in  policy  is  that  $0.8m  of  profit  that  would,  under  the  old  standard,  have  been  booked  in  FY19 
across our Portfolio Companies has now been deferred to FY20. This reduces FY19 profits (both at our segment results and 
SCI) but provides a “free kick” for next year. 

Why is there no consolidated ‘Pro Forma’ result? 
Astute  readers  will  have  noticed  that  my  letter  does  not  contain  a  consolidated  ‘Pro  Forma’  FY19  P&L  that  is  directly 
comparable to the Group results in our prospectus.  

We  had  intended  to  provide  a  Pro  Forma  (or  ‘like  for  like’)  comparison  to  FY17  and  FY18,  but  the  accounting  rules  have 
prevented  us  from  doing  so  without  many  lines  of  normalisations  and  adjustments.  When  confronted  with  reporting  our 
results in this obtuse manner, we have taken the advice of Warren Buffett and Charlie Munger that owners should be wary 
of the second half of the first word in “underlying results”. 

Whilst  we  have  not  provided  a  Pro  Forma  P&L,  I  do  not  think  shareholders  would  be  too  far  off  the  mark  if  they  simply 
summed  our  segment  results.  This  would  not  take  into  account  head  office,  restructure  and  IPO  costs,  or  other  one-off 
gains, but as our operating segments present the vast bulk of our income and expenses in any year, an aggregation of them 
would be a reasonable “guesstimate” of Group results on a continuing basis. 

Personally,  I  am  looking  forward  to  FY20  where  accounting  rules  will  allow  a  much  more  meaningful  presentation  of  our 
Statutory Comprehensive Income!  

Year ahead 
With our IPO complete, FY20 is expected to be a year of exciting development for the TIP Group. 

We are confident that our outstanding Portfolio Company management and boards are looking forward to enhancing their 
businesses in FY20, aided by our new and improved listed structure. Our Portfolio Companies are led by great management 
and are supported by teams of volunteer Selected Shareholders who are focussed on mentoring them to new heights. 

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Teaminvest Private Group Limited 
Chief Executive Officer's report 
30 June 2019 

Some of these great teams delivered outstanding results in FY19, whilst others had challenges. My hope is that next year 
they will all have more ups than downs, but I also know that the world  does not always work that way. It  is impossible to 
predict the future, but I am confident that the hard work, great ethics and dedication of our growing team of business leaders 
will deliver long term success regardless of any bumps they experience in the road on the way. 

At head office we have developed a great team who are devising new and exciting profit centres for the Group, as well as 
continually examining new investment opportunities. During FY19 we considerably improved the financial assistance we can 
provide  our  Portfolio  Companies  via  a  corporate  restructure  and  the  employment  of  our  new  CFO  Dean  Robinson.  Dean 
brings a wealth of knowledge to the Group, and we are already seeing the benefit in those Portfolio Companies who have 
leaned on him for advice developing vastly streamlined and more profitable administrative processes. 

We have also recently hired three outstanding young(er) business leaders to help Portfolio Companies develop new income 
streams. As it is still early in this process we don’t think it is appropriate to say more, but we encourage you to stay tuned as 
I am sure these new executives will become a great asset to TIP and develop profitable new income streams.  

In  addition  to  growing  our  existing  segments,  we  expect  to  recommence  our  acquisition  path  in  FY20,  aided  by  our  new 
listed structure and an ever-growing team of Selected Shareholders. As owners of the business, we encourage you to look 
into  this  unique  facet  of  our  business  and  consider  applying  so  that  you  too  can  pass  on  your  knowledge  to  the  next 
generation  of  outstanding  Australian  business  leaders.  Selected  Shareholders  can  become  involved  in  all  stages  of  our 
investment  cycle  from  initial  analysis  through  to  serving  on  Portfolio  Company  boards:  it  is  a  highly  rewarding  experience 
and I encourage you to consider if you would find it as enjoyable as we do. 

Long term goals 
Our  mission  at  TIP  is  to  facilitate  the  profitable  transfer  of  knowledge  between  generations.  To  do  this  we  partner  with 
outstanding niche businesses and, through the provision of strategic advice, Selected Shareholders, and our balance sheet, 
assist them to develop as leaders and as companies. 

Looking  forward  ten  years  we  want  to  develop  and  grow  an  ever-increasing  portfolio  of  entrepreneurial  CEOs  who  think 
differently  to  their  competition  and  enhance  society  whilst  delivering  outstanding  profits.  Whenever  we  look  at  acquiring  a 
new business, or mentoring an existing one, we do so through a lens of growing management and business capability: our 
people and our moats. 

Ten years from now I would like to see a group that: 
•  has over 20 portfolio investments; with 
• 
•  provides a growing and rewarding career opportunity for entrepreneurial, profit-driven, leaders. 

substantially increased recurring profits; that 

The scale  of  this challenge is  large. Today we have eight portfolio  investments,  and we have only just begun to  examine 
Group  and  divisional  career  development  opportunities.  It  will  require  a  mix  of  substantial  organic  growth  from  our 
outstanding existing businesses, as well as acquiring  complementary  new investments led  by talented  leaders who share 
our values. As we enable our best leaders to develop their skills and the areas they control, I expect to see our profits rising 
at an increasing rate. It won’t be easy, but we have the foundation of a team of outstanding leaders that can deliver. 

I expect you will ask why we have set such an ambitious goal. Our answer is that we believe continued growth is imperative 
to  reward  our  shareholders  for  their  support  and  to  create  space  for  outstanding  leaders  within  our  Group  to  rise  beyond 
their current roles. If we develop the skills of our people, whilst providing support and tools, then I  have  every confidence 
that we will meet our twin goals of intergenerational development and profit growth. 

A final word 
Whilst  each  year  presents  new  challenges  and  opportunities,  in  the  long  run  we  are  confident  that  a  mix  of  successful 
management teams, surrounded by dedicated mentors, with access to our Group philosophy and balance sheet will deliver 
outstanding results for the legacy of the businesses in which we invest, and reward our shareholders for their support. 

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Teaminvest Private Group Limited 
Chief Executive Officer's report 
30 June 2019 

I remind all of our shareholders that we are, at our core, a natural acquirer and developer of executives and SMEs. If you 
are  the  owner  or  leader  of  an  SME,  or  know  of  one,  who  has  reached  a  stage  in  their  development  where  access  to  the 
mentorship, support and the balance sheet that TIP can provide will help you take your business to the next level, we would 
like to hear from you. Owners looking to sell out completely, or financial  advisers looking to make a quick buck, need not 
apply. 

I look forward to seeing as many of you as possible at our AGM or subsequent events. 

Best wishes 

___________________________ 
Andrew Coleman 
Managing Director and Chief Executive Officer 

27 September 2019 
Sydney 

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Teaminvest Private Group Limited 
Our philosophy 
30 June 2019 

1. Glossary 

Term 

BESM 

Company 

Executives 

Definition 

Break-even safety margin  

Teaminvest Private Group Limited (‘TIP’), ABN 74 629 045 736 

The  executive  team  of  a  Portfolio  Company.  Usually  the  Chief  Executive  Officer, 
Chief Financial Officer and Chief Operating Officer. 

Founders 

The founders of a Portfolio Company. 

Group 

KPI 

The Company, TIP, each Portfolio Company and their respective subsidiaries.  

Key performance indicator.  

Management 

The  management  team  of  a  Portfolio  Company  encompassing  the  Executives  and 
their managerial reports. 

Portfolio Company 

A  private  Australian  business  which  the  Company  has  (or,  historically,  TIP’s 
members have) invested in.  

Selected 
Shareholders 

A  Shareholder  who  has  been  selected  by  the  Company  to  participate  in  the 
Company’s investment process or ongoing management. 

Shareholder 

A holder of shares in the Company. 

SMaRT 

SMEs 

TIP 

TIPBars 

TIPRep 

TIPTool  

full  day  meeting  convened  between  a  potential 

A 
management and attended by select investors. 

investment’s  board  and 

Small and medium-sized enterprises.  

Teaminvest Private Group Limited. 

The  Teaminvest  Private  Board  accounting  reporting  system,  a  management  tool 
used  by  the  Company  for  assessing  the  financial  performance  of  Portfolio 
Companies. 

A  Selected  Shareholder  who  has  been  nominated  by  the  Company  (from  time-to-
time) to act as a nominee director of on the board of a Portfolio Company. 

A proprietary financial analysis tool used by the Company for assessing the financial 
impact of various Portfolio Company decisions. 

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Teaminvest Private Group Limited 
Our philosophy 
30 June 2019 

2. Guidance for investors 

2.1  Portfolio approach  
Diversification is a cost-effective way to reduce risks and improve returns in financial markets. We consider it wise to spread 
our investments over a portfolio of underlying companies, rather than investing in only one – no matter how much we may 
like the company and the management. Over time, this should provide better returns at lower risk.  

2.2  Risks and opportunities over 5 years 
Companies  do  not  commonly  run  for  5  years  without  disappointments  or  ‘bad’  news  on  the  sector,  their  market  or  the 
general economy. Our Portfolio Companies also expect short-term disappointments and ‘bad’ news. Being smaller than our 
group as  a  whole, they may experience larger  ups  and downs  than  we  do. Investing in the Company is not risk-free.  We 
expect  our  Investment  Committee,  TIPReps  and  Strategy  Committee  will  keep  a  keen  eye  out  for  structural  or  long-term 
negative  news  that  may  be  a  sign  of  an  eventual  capital  killer,  but  we  are  human  and  could  miss  them  or  fail  to  act 
appropriately.  

2.3  Long-term investments 
In private equity, it takes several years before we can begin to consider the success of an investment. When you choose to 
make  an  investment in the Company, we suggest  a  similar  logic applies. Some shareholders may trade  in-and-out of our 
shares  regularly,  however  we  believe  value  creation  has  a  different  cadence  and  does  not  move  daily.  We  consider  an 
investment in the Company is best held for the medium or long term. 

2.4  Guidance for Selected Shareholders 
In addition to being a passive shareholder of the Company, Shareholders may apply to participate directly in our investment 
process by applying to be appointed a Selected Shareholder. A Shareholder may wish to become a Selected Shareholder 
for a number of reasons including: 
•  passing their knowledge and experience to a younger generation; 
•  mentoring an already successful CEO as they develop their business; 
• 
•  giving back to the Australian business community. 

seeking more intellectual stimulation than possible from passive investing; or 

Any  shareholder  may  apply  to  become  a  Selected  Shareholder.  Before  being  accepted,  they  are  required  to  undertake  a 
rigorous selection  process and  must demonstrate the  appropriate skills, alignment and acumen to either participate  in the 
investment process, or to provide guidance and mentorship. The role can be highly rewarding, but it comes with significant 
responsibilities as outlined throughout this document. 

This section provides a detailed overview of the Company’s philosophy towards Selected Shareholders.  

2.5  Ways Selected Shareholders can contribute to the Group 
Participation as a Selected Shareholder may involve: 

Participating  in  SMaRT  meetings:  Selected  Shareholders  may  be  invited  to  participate  in  management  meetings  with 
potential  investments.  SMaRT  meetings  improve  our  initial  analysis  on  whether  or  not  to  invest  and,  if  an  investment 
proceeds,  also  improve  how  we  manage  the  Portfolio  Company  in  future  years.  The  application  of  collective  wisdom  at 
SMaRT meetings is a crucial stage of the Group’s investment process. 

Commercial due diligence: Selected Shareholders may be invited to participate as members of the committee formed to 
conduct due diligence on a potential investment. Commercial due diligence is designed to confirm the initial assessment of 
the  SMaRT  meeting,  to  confirm  the  moats  identified,  to  confirm  there  are  no  misunderstood  or  significant  risks,  and  to 
confirm  that  Portfolio  Company  management  are  suitable  for  investment  by  the  Group.  This  committee  forms  a  key  risk 
mitigation step for our investment process.  

Strategy  days:  Selected  Shareholders  may  be  invited  to  attend  strategy  days  attended  by  the  Board,  Company 
management,  the  management  of  Portfolio  Companies  and  TIPReps.  Strategy  days  are  designed  to  provide  insights  and 
ideas for future growth.  

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Teaminvest Private Group Limited 
Our philosophy 
30 June 2019 

Adviser,  Consultant  or  Interim  Executive:  Selected  Shareholders  –  depending  on  their  professional  experience  and 
mentoring skills – can help increase value for the Group by becoming a TIPRep or providing assistance in other ways, for 
example  as  an  adviser,  consultant  or  interim  executive  to  a  Portfolio  Company.  Once  TIPReps  understand  the  most 
important profit-levers in a particular business, (assisted by our TIPBars reporting system), they can assist our investments 
to deliver outstanding returns. 

2.6  Compliance with policies 
Selected  Shareholders  are  required  to  agree  to  be  bound  by  all  Company  policies  including  our  investment  philosophy, 
confidentiality obligations and the Company’s securities trading policy. In particular, Selected Shareholders will be subject to 
the  same  trading  restrictions  that  apply  to  the  Company’s  Board  and  management.  An  investor  seeking  to  become  a 
Selected Shareholder should seek their  own advice  before  applying  to  ensure they are  familiar  with all relevant  legal and 
compliance obligations.  

3. Guidance for TIPReps 

3.1  Introduction 
Investing in TIP opens the opportunity for select shareholders to be a non-executive board member (‘TIPRep’) of a Portfolio 
Company.  The  following  section  provides  guidance  for  shareholders  who  may  be  interested  in  applying  for  the  role  of 
TIPRep.  It  is  not  an  attempt  to  take  into  account  legal  obligations  as  a  board  member.  For  that,  we  refer  you  to  the 
Australian Institute for Company Directors, ASIC and ASX Governance documents, amongst others.  

Our approach  draws on how Warren  Buffett and Charlie  Munger stimulate the management of their private  businesses to 
grow profits organically and via bolt-on acquisitions. 

TIPReps are appointed to instil our philosophy into our Portfolio Companies. We expect them to deliver: 
1.  A clear and obvious path to significant capital gain over the longer-term; while 
2.  Providing attractive periodic dividends to the Company in return for the funds we have invested 

We  expect  TIPReps  to  transfer  wisdom  and  experience  to  our  executives  –  enabling  them  to  grow  as  CEOs,  generate 
increasing free cash, and materially increase the value of the business. This is often accomplished by providing an attractive 
vision to keep creative juices flowing and enthusiasm high. 

3.2  The role of a TIPRep 
TIPReps have five roles for which they are appointed and against which their performance is judged. These are to: 
1.  Mentor executives; 
2.  Allocate capital within the business; 
3.  Strengthen moats and reduce risks;  
4.  Ensure compliance with all laws, regulations and governance requirements; and 
5.  Deliver regular dividends to TIP. 

The best TIPReps are those who regularly examine and improve upon these objectives. TIPReps that fail to do so will be 
replaced over time as they are letting themselves, our executives, and our shareholders down. 

Mentoring executives: TIPReps are responsible for mentoring executives. Mentorship is distinct from managing: it involves 
guiding,  educating  and  encourage  executives  to  think  differently  to  enhance  their  skill  set  and  grow  the  business  in  a 
visionary  manner.  It  does  not  include  getting  involved  in  day-to-day  decision  making  or  short-term  tactical  considerations 
which  are  the  role  of  executives.  Executives  are  responsible  for  delivering  monthly  results  and,  if  TIPReps  become 
concerned that executives are not delivering appropriately, they should look to enhance or replace the executive team rather 
than becoming quasi-executives themselves. TIPReps should ensure that they understand the distinction between acting as 
a director or a member of the executive team. 

Allocating capital: TIPReps are responsible for examining and approving capital allocation within the business. Capital can 
be  used  in  three  main  ways:  funds  for  organic  growth  towards  the  long-term  strategy  of  building  value;  funds  for  bolt-on 
acquisitions that can  increase future  dividends and capital value;  and returning  capital to TIP via  attractive dividends. TIP 
expects that all companies should deliver a combination of increased value and attractive dividends over time. 

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Our philosophy 
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Strengthening  moats  and  reducing  risks:  One  of  the  key  responsibilities  of  a  TIPRep  is  to  continually  seek  ways  to 
strengthen  moats  and  reduce  risks.  Strengthened  moats  allow  the  business  to  increase  profitability  and  grow  faster. 
Reduced  risks  ensure  that  profits  and  dividends  can  continue  to  grow  without  undue  stress.  TIPReps  would  do  well  to 
remember that the simplest way to reduce risk  is to improve the  Break-Even  Safety Margin (‘BESM’),  and one of the key 
tasks of a board is to ensure that the BESM continues to increase over time. 

Ensuring compliance: One of the biggest risks to any business is damage to reputation or the advent of litigation. Ensuring 
a  culture  of  compliance  to  the  highest  possible  standards  helps  to  protect  each  Portfolio  Company  and  the  Group  as  a 
whole. As the saying goes: “it takes a lifetime to make a reputation, and one oversight to ruin it”. 

Delivering regular dividends to TIP: When TIP agrees to acquire a share of a business we do so on the expectation it will 
deliver returns to our shareholders for the use of their funds, the effort they put in as mentors, and the belief they place in 
executives  and  TIPReps.  The  best  proof  of  success  of  any  Portfolio  Company  and  its  TIPReps  is  delivering  on  this 
expectation. 

3.3  Preparation before becoming a TIPRep 
Application: If you have experience or other wisdom to offer, please make your interest known to the Company. Following a 
formal selection process, we may appoint you to the board of one of our Portfolio Companies as a TIPRep. TIPReps serve 
at the pleasure of the Company and can be removed or replaced at any time. 

Compliance  obligations:  TIPReps  are  bound  by  the  same  legal  and  compliance  obligations  as  Selected  Shareholders. 
This includes adherence to the Company’s investment philosophy, confidentiality obligations and securities trading policy.  

Desirable experience: Whilst there is no set formula for a great TIPRep, candidates should have run a larger business (in 
terms of staff, revenue and profits) than the business on which they serve. This enables them to better mentor executives 
and  grow  the  company.  TIPReps  should  enjoy  thinking  about  visionary  opportunities  as  this  is  one  of  the  key  roles  of  a 
board or mentor. An understanding of accounting, corporate law and governance are valuable but not a prerequisite. 

Prior  participation  in  the  SMaRT  and  due  diligence  process:  It  is  preferable  for  potential  TIPReps  to  have  previously 
participated in SMaRT and due diligence processes. This enables them to better understand our philosophy and the ways 
they can add value. We consider it advantageous for TIPReps to have participated in the SMaRT and due diligence process 
for  the  business  to  which  they  are  appointed.  This  provides  a  greater  understanding  of  the  moats  the  company  should 
enhance (to drive profits), the future risks the company should mitigate or prepare for (to avoid or minimise losses) and the 
personalities  involved. If a  potential TIPRep has not participated in the specific  SMaRT and due  diligence, we will usually 
require them to attend board meetings as an observer before we confirm their appointment. 

SMaRT and due diligence reports: Before their first board meeting, TIPReps should review the SMaRT and due diligence 
reports.  These  contain  analysis  of  the  rationale  behind  our  investment,  and  the  moats  and  risks  identified.  Knowledge  of 
these is a pre-requisite to adding value as a board member. 

Terms  of  acquisition:  TIPReps  should  ensure  they  understand  the  key  acquisition  terms.  These  differ  by  company  and 
may  include  performance  hurdles,  conditional  payments,  remuneration  packages,  debt  funding  arrangements,  vendor 
financing and succession plans. TIPReps should periodically review progress against the terms of acquisition and keep TIP 
informed. 

TIPBars  and  TIPTool:  TIPReps  must  be  familiar  with  TIPBars  and  TIPTool,  our  two  proprietary  financial  analysis  tools. 
TIPBars provides a standardised set of board financial reporting across the group. It also contains built-in audit functions to 
enhance  the  integrity  of  financial  reporting.  TIPTool  allows  the  board  to  easily  model  alternative  paths  for  substantially 
increasing  profits.  If  substantially  increasing  profits  were  easy,  executives  would  already  have  done  so.  TIPTool  allows 
board and management to have an accurate and robust discussion about the most practical path to achieve their targets. 

3.4  Common learnings 
TIPReps have experienced the following common learnings: 

1.  Many  creative  entrepreneurs  are  wonderfully  successful  through  inspiring  and  motivating  their  staff  to  work  ‘miracles’ 
and their clients to pay highly for their products. However, many see financial record-keeping and reporting to a board 
as  a  distraction.  TIPReps  must  work  to  address  this  concern  by  showing  how  regular  reporting  and  discussions  can 
increase  profits  and  enhance  decision  making:  in  other  words  create  an  environment  where  the  board  encourages 
profitable action, not just rear-view examination. TIPReps who are most familiar with TIPBars and TIPTool will find they 
can manage this cultural shift fastest as these two tools will immediately help executives gain value from their board.  

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2.  SMEs rarely have a superb team of decision-makers reporting to the CEO. They will have an organisation chart, but we 
can expect most decisions are taken by the founder  who built the  business. Our  Portfolio Companies executives may 
not  yet  have  management  to  whom  they  can  delegate  or  may  not  yet  feel  comfortable  delegating  responsibilities. 
TIPReps should aim to progress towards more delegation to quality management. This will free our Portfolio Companies 
to work on more exciting profit opportunities - thus delivering higher profits. 

3.  A  year  may  elapse  between  when  our  Portfolio  Companies  approach  a  broker  to  market  their  business,  to  when  we 
finalise  contracts  and  appoint  TIPReps.  Sales  and  profits  may  become  secondary  to  ‘doing  the  deal’.  Working  with  a 
board may  also initially  distract our  Portfolio  Companies. Together this may cause revenue and  profits to  disappoint  - 
until TIPReps once again focus our Portfolio Companies on driving the profits. 

4.  After parting with part of their baby, Portfolio Company executives may wonder if they made the right decision. If there is 
more than one senior executive or founder, one may feel regret more keenly, causing internal friction. TIPReps should 
provide  a  vision  of  a  more  attractive  and  growing  baby  via  a  roadmap  over  time  for  substantial  personal  growth  and 
profit growth. 

5.  Executives  working  ‘in the  business’ rarely have time  to think  in a visionary way  ‘outside of the business’.  Day-to-day 
issues keep them busy and are most likely to be reported to the board. TIPReps should not involve themselves in day-
to-day  business  and  instead  should  constantly  work  on  suggesting  substantial  profit  opportunities  or  alleviating  major 
risks. A TIPRep who finds themselves involved in day-to-day decision making, is doing a disservice to executives and 
their fellow shareholders.  

3.5  Interacting with executives 
First meeting with executives: Once all contracts are signed, TIPReps should formally meet executive board members to 
learn ‘what makes executives tick’. It is easier to build profits with someone we understand. This provides a first opportunity 
to  learn  more  about  the  business,  discuss  with  our  executives  the  moats  and  risks  identified  during  the  SMaRT  and  Due 
Diligence, and to find out what they have already done to strengthen moats and eliminate, mitigate or manage risks. 

Understanding  the  business:  It  takes  time  for  TIPReps  to  understand  the  most  important  Key  Performance  Indicators 
(‘KPIs’)  that  drive  profits.  Executives  should  already  know  what  is  most  important  to  measure.  In  early  months,  TIPReps 
would be wise to ask: “What are the most important things you think we should know about the business this month?” Once 
TIPReps feel they understand the major profit drivers, they should set ranges with the CEO for KPIs in TIPBars. 

Outside consultants: TIPReps should not recommend ‘outside consultants’ or ‘outside professional help’. A key strength of 
our model is that the Company can add value that Portfolio Companies would otherwise pay for. If executives suggest the 
need  for  outside  consultants,  TIPReps  should  first  seek  advice  from  the  Company  or  Selected  Shareholders.  This  costs 
nothing and is preferable to seeking outside assistance. 

Long-term focus: Executives should continue focusing on profitably running the business. TIPReps should explore longer-
term  opportunities  to  strengthen  the  moats,  reduce  capital  killing  risks,  substantially  increase  net  profit  margins,  and  add 
material long-term value to the business.  

Executive  remuneration:  On  acquisition,  Portfolio  Company  founders  make  a  conscious  trade-off  between  a  smaller 
payment  for  their  shares  combined  with  higher  ongoing  remuneration,  and  a  larger  payment  with  more  modest  ongoing 
remuneration. Therefore, it is not recommended to re-balance this equation shortly after acquisition. The multiplier effect of 
the normalised acquisition multiple invariably causes our Portfolio Company founders to choose the higher payment for their 
shares,  combined  with  modest  ongoing  remuneration  –  less  than  they  could  have  expected  were  they  simply  employees. 
The multiple paid indicates the number of years before remuneration need usually be reviewed, but rapid profit growth will 
shorten  this  time.  TIPReps,  in  turn,  contribute  to  the  business  for  an  honorarium  while  other  Selected  Shareholders  may 
advise at zero cost. Any increase in remuneration for executives should be tied to increased profits and the achievement of 
higher dividends. 

Succession planning: Risks associated with key management personnel are front-of-mind when the  board interacts with 
management.  This  risk  scores  highly  in  every  SMaRT.  TIPReps  should  ameliorate  this  risk  by  encouraging  our  Portfolio 
Company  executives  to  delegate  and  to  develop  an  executive  team.  Within  a  few  years  of  investment  in  a  Portfolio 
Company, the board and CEO should have identified an appropriate successor for an emergency - or should the CEO retire. 

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Our philosophy 
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Growth planning: Most valuable is for TIPReps to assist Portfolio Company founders to develop a team of talented reports 
who  enjoy  doing  what  our  Portfolio  Company  founders  enjoys  least.  This  will  free  up  the  time  of  our  CEOs  for  strategic 
thinking to add value in conjunction with their board, rather than being immersed in day-to-day management.  

Focus  on  BESM:  A  powerful  way  of  reducing  risks  is  by  increasing  the  gap  between  sales  revenue  and  the  Break-even 
Point  of  the  business.  This  increases  the  BESM  (Break-Even  Safety  Margin).  Replacing  fixed  costs  with  variable  costs 
increases BESM and reduces risk. Focussing on increasing BESM is a key hallmark of a successful business. 

Size of companies and expected volatility: Our Portfolio Companies are predominantly SMEs. Missteps by management 
or  TIPReps  can  wipe  out  short-term  profits,  while  good  decisions  can  hugely  lift  short-term  profits.  Even  when  long-term 
profits are excellent, short-term profits may vary between disappointing and enthusing. Experience shows us that the most 
effective way to reduce volatility is by increasing BESM. 

Trustworthiness:  It  is  a  pre-requisite  that  the  executives  who  manage  the  business  are  trustworthy.  If  TIPReps  are  ever 
concerned that this is changing, they should inform the Strategy Committee immediately and in the strongest possible terms. 
Frequency of board meetings: Board meetings should be held monthly. Meetings should be face-to-face with an option to 
join by teleconference. If board meetings are taking full days, chances are TIPReps are becoming involved in issues best 
left to management. A few days prior to the board meeting, each CEO should provide the monthly TIPBars financial report 
plus a short explanation on any issues on which they seek input. 

Helping our Portfolio Companies grow: TIPReps should inspire, mentor, and act as a sounding board for our executives. 
They should regularly ask themselves three questions: “What visionary ideas can we suggest to substantially grow profits?” 
and “How can we help make the CEO’s role simpler?” and “How can we assist the CEO make faster and more profitable 
decisions?”  

Mindful they have sold ‘part of their baby’: Portfolio Company founders have sold  ‘part  of their baby’  which they loved 
and  nurtured  for  years.  Nothing  will  faster  demotivate  them,  and  destroy  the  value  of  our  investment,  than  giving  the 
impression  ‘the  baby  is  ugly  and  needs  cosmetic  surgery’.  It  is  natural  for  one  or  more  executives  to  initially  experience 
some  vendor  remorse.  This  should  dissipate  once  they  realise  we  are  working  towards  growing  the  business  and 
substantially increasing profits. 

Financial  terminology:  Executives  of  SMEs  may  appear  unsophisticated  in  the  use  of  financial  terminology  or  reporting 
procedures.  Fortunately,  financial  terminology  and  detailed  reporting  are  not  a  pre-requisite  for  building  a  great  niche 
business.  However,  they  become  more  important  as  the  business  grows.  TIPBars  will  provide  financial  information  most 
useful to TIPReps. Executives can provide any other information they know is important. Meetings can then focus on “what 
can we do to build free cash and profits” and testing this in TIPTool. 

Instructing management: The board as a whole may instruct executives. Individual board members should never do so. 

3.6  Capital management and board strategies 
Dividends and cash buffers: The boards of our Portfolio Companies have a responsibility to return part of profits as free 
cash to the Company via  periodic dividends. This should be  balanced with having a sufficient cash buffer  in the business 
after paying off external debt. A more cyclical business should hold a larger cash buffer.  

Bolt-on  acquisitions  or  disposals  of  divisions:  Each  board  should  continually  monitor  their  markets  for  a  substantial 
increase of profitability via a bolt-on acquisition. Conversely, they may conclude that the business would be more profitable 
after  the  disposal  of  an  unwanted  division.  Such  major  capital  allocation  decisions  should  be  referred  to  the  Strategy 
Committee for assistance. 

More capital or debt: It is our philosophy that debt increases risk. Boards should avoid raising debt unless it is for highly 
profitable organic growth or accretive acquisitions. 

Focus on high margin revenue: Market share is vanity, profits are sanity and free cash flow is reality! We acquire niche 
businesses that make higher profits and generate more cash from increasing margins, than from chasing market share. This 
can be quickly tested using TIPTool. Good strategy often involves turning away low-margin business. If a business is short 
of cash, the chances are the margins are too low. In niche businesses, it’s often easier to increase value through increasing 
margins than increasing size. 

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Our philosophy 
30 June 2019 

Moats and outside circumstances: ‘Circumstances beyond our control’ are often blamed for a profit  downturn. TIPReps 
should  look  beyond  this  and  seek  ways  the  company  can  increase  profits  even  in  a  downturn.  If  profits  disappoint,  and 
TIPReps can’t immediately find a way to fix this, raise it with the Strategy Committee quickly, so we can brainstorm ways of 
benefiting  from  adversity  –  whether  real  or  perceived.  Outside  influences  can  often  be  overcome  by  a  concerted  effort  to 
strengthen moats. 

Deal with causes not symptoms: Niche businesses may experience cash-flow challenges from time to time. TIPReps and 
executives  must  strengthen  the  businesses  by  dealing  with  the  cause  of  cash-flow  problems,  rather  than  dealing  with 
symptoms.  TIPTool  can  be  useful  for  this.  Eliminating  causes  of  cash-flow  challenges  can  add  huge  value  to  any 
investment. 

Leverage  technology:  Technology,  data  and  online  connectivity  are  rapidly  changing  the  world.  Every  business  will  be 
affected. Those that remain stuck in the past find competitors able to offer similar outcomes cheaper or faster, or superior 
products  at  the  same  prices.  Those  that  embrace  ‘modernisation’  benefit  via  higher  margins.  TIPReps  should  continually 
seek to modernise everything our Portfolio Companies do to stay ahead, and to improve margins against the competition. 
The outcomes of any costs and margin improvement can easily be checked in TIPTool. 

Use  our  tools:  TIPBars  and  TIPTool  allow  the  board  to  model  the  various  alternative  paths  for  substantially  increasing 
profits.  TIPReps  should  frequently  use  TIPTool  to  strengthen  the  business  by  testing  the  likely  increased  profits  from  the 
choices  of  increased  sales,  decreased  fixed  or  variable  costs,  and  increased  prices.  No  path  is  likely  to  be  easy,  but 
choosing the best path to profit is made easier using TIPTool. 

3.7  Culture 
Skills available: An incredible range of skills and experiences are available from Selected Shareholders. TIPReps should 
regularly contact the Strategy Committee to seek advice about the challenges they face.  

We are all in it together: Boards of profitable niche businesses work as a non-hierarchical team. To maximise profits, board 
members  should  ensure  a  culture  of  open,  frank  and  enjoyable  cooperation  between  executives  (who  know  the  business 
very well), non-executives (who know business principles well) and the Strategy Committee.  

Serving while you add value: TIPReps should stay on a board while they remain enthusiastic about the business and feel 
they  can  help  deliver  excellent  returns.  When  considering  whether  to  serve  another  year  on  the  same  board,  you  should 
assess how you have added value to date, and how you can add further value in the coming year. 

Comfort with executives: TIPReps and Portfolio Company executives must get along well professionally to be successful. 
If a TIPRep is uncomfortable with an executive for personal reasons they should inform the Strategy Committee and seek to 
be  replaced.  If  a  majority  of  TIPReps  are  uncomfortable  with  an  executive,  they  should  inform  the  Strategy  Committee 
immediately  so  that  we  can  replace  that  executive  (if  we  control  the  Portfolio  Company)  or  find  a  timely  exit  (if  we  are  a 
minority shareholder). 

Making improvements: Businesses of the size of our Portfolio Companies are unlikely to have the resources to implement 
more than one ‘improvement’ at any time. A board that successfully implements one substantial profit improvement in any 
half-year  has  provided  excellent  value.  Asking  a  CEO  to  implement  several  ‘improvements’  simultaneously,  risks 
overwhelming executives and almost certainly ensuring the ‘improvements’ won’t happen. 

Cash  flow  is  king:  The  value  of  a  business  is  in  the  cash  it  generates.  If  the  business  is  paying  attractive  half-yearly 
dividends to the Company, and earnings are growing, TIPReps and executives are doing an excellent job. However, if this is 
not happening, then TIPReps and management are letting down shareholders and themselves. If the TIPReps can’t see a 
way to deliver attractive dividends, they should request the help of the Strategy Committee or request to be replaced. 

3.8  Reporting to TIP 
Strategy Committee: TIPReps report to the Strategy Committee. The Strategy Committee will meet with each board on a 
quarterly basis to assess performance and provide advice.  

Annual  reports  and  reporting  to  TIP:  Each  company  must  report  regularly  to  the  Strategy  Committee  and  produce  an 
annual  report.  Whilst  annual  reports  are  not  widely  distributed,  they  are  an  important  strategic  tool  that  disciplines  each 
company to regularly set and track results against their targets. They are also invaluable should we one day decide to raise 
capital for, divest, or spin-out one of our Portfolio Companies.  

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Our philosophy 
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Budgets  and  cash  flow  projections:  Whilst  detailed  budgets  and  cash  flow  projections  have  been  shown  to  improve 
results in large corporations they can be detrimental  to profits in smaller  entrepreneurial companies when they shift focus 
from ‘acting’ to ‘reporting’. A simple high-level target, accompanied by a report on the main variables (‘KPIs’) contributing to 
the  Break-Even  Point  (‘BEP’)  and  the  approximate  net  profits  at  any  level  of  sales  above  the  BEP  significantly  improves 
profit  generation  in smaller niche companies. TIPBars and TIPTool automatically provide the  BEP,  Profit, and Break-even 
Safety  Margin  (‘BESM’)  for  all  possible  scenarios.  The  Strategy  Committee  will  work  with  each  Portfolio  Company  to 
establish appropriate long term profit and cash flow targets. 

Strategy  days:  Twice  yearly,  TIPReps  and  executives  are  required  to  attend  Strategy  Days.  Each  Portfolio  Company  is 
expected to develop their plans for one or more of the four ways for delivering shareholder value: 1. Maximising half-yearly 
dividends; 2. Organic Growth or a new division using the current assets of the business; 3. Bolt-on acquisitions or growth 
that may require additional capital at attractive returns; 4. Combining with another Portfolio Company to enhance the returns 
from each. 

4. Guidance for executives 

4.1  The role of executives 
Executives have four roles for which they are appointed and against which their performance is judged. These are to: 
1.  Deliver monthly profits; 
2.  Manage the cash;  
3.  Mentor younger managers and develop good culture; and 
4. 

Increase BESM. 

The  best  executives  are  those  who  regularly  work  on  fostering  a  high  performing  culture  to  deliver  growing  profits  and 
margins.  TIPReps  are  there  to  mentor  management  to  deliver  on  these  key  goals,  but  ultimately  it  is  the  responsibility  of 
executives to manage day-to-day operations and deliver monthly profits. 

Monthly  profits:  Good  businesses  are  designed  such  that  they  rarely  make  a  loss  in  any  month.  Great  businesses  are 
those  that  never  do.  The  primary  role  of  an  executive  is  to  ensure  that  the  business  is  designed  and  operated  such  that 
monthly  profits  are  expected  and  delivered  year  in,  year  out.  Executives  should  seek  guidance  from  TIPReps  and  the 
Strategy Committee if they are ever unsure how better to ensure this. 

Managing the cash: Cash flow is the lifeblood of any business. Great executives look at ways of not only growing profits 
but enhancing cash flow which can then be made available for reinvestment or delivering healthy dividends to shareholders. 
Building  a  healthy  cash  buffer  ensures  executives  can  sleep  easy  knowing  that  they  are  protected  from  any  unexpected 
headwind. It also allows for healthy dividends which is the fastest way for executives to gain promotion within the group or 
receive  a  pay  rise.  Conversely,  an  executive  that  regularly  needs  to  “mine  shareholders  wallets”  for  cash  will  soon  find 
themselves without a role.  

Culture  and  mentoring:  Just  as  it  is  the  role  of  TIPReps  to  mentor  and  grow  the  skills  of  executives,  it  is  the  role  of 
executives to mentor and grow the skills of their staff. Good executives look to constantly improve and educate their team: 
either by enhancing staff members existing skills, or hiring high achievers. A focus on mentorship and the development of a 
high  performance  culture  is  key  to  making  the  role  of  an  executive  less  stressful,  and  it  is  the  simplest  long-term  path  to 
higher earnings. 

Increasing BESM: The most effective way for executives to increase profits whilst reducing risk is by working to increase 
BESM.  Building  a  culture  of  understanding  BESM  within  an  organisation  will  allow  younger  managers  to  similarly  provide 
ideas to enhance the business. Those executives who regularly increase BESM will most likely be offered larger roles within 
the Group. 

4.2  Economic moats are the oath to higher profits 
Economic  moats:  Businesses  generate  attractive  returns  when  they  build  and  maintain  economic  moats.  During  the 
SMaRT  and  Due  Diligence,  the  Company  assessed  and  scored  the  promising  economic  moats  of  the  business.  This  list 
won’t be complete - some scores may not be accurate. Executives should discuss these moats with their board and make 
an  accurate  list.  Then  they  can  continually  seek  ways  to  maintain  and  strengthen  moats  –  and  find  ways  to  develop  new 
ones. 

Test for economic moats: Warren Buffett tells the CEOs of his many businesses to frequently ask themselves: “Would we 
have to call a prayer meeting before increasing prices to our customers?” Ask yourself the same question. If the answer is 
‘yes’ then you have not yet built strong economic moats. If the answer is ‘no’ then you can increase prices and be proud of 
the strong moats you have built.  

16 

 
  
 
 
 
 
 
 
 
 
 
 
Teaminvest Private Group Limited 
Our philosophy 
30 June 2019 

4.3  Capital management 
Capital  allocation:  A  sure  path  to  increasing  returns  is  to  allocate  capital  to  the  most  profitable  parts  of  the  business. 
Minimise  costs  in  those  parts  of  the  business  that  generate  low  profits  or  don’t  directly  generate  income.  For  example,  a 
good  extra  salesperson  should  generate  more  profit  than  cost,  while  larger  premises  often  eat  more  profit  than  they 
generate.  Property  expense  also  adds  risk  since  a  mistake  can  be  time  consuming  to  undo.  A  mistake  in  hiring  can  be 
quickly reversed. 

Capital  for  growth:  The  Company  can  provide  additional  capital  when  executives  find  opportunities  to  grow  profits  at 
attractive  rates  of  return  via  geographic  expansion,  acquisition  of  another  business,  or  adding  a  profitable  division.  When 
such  an  opportunity  offers  outstanding  returns  (greater  than  15%  per  annum),  please  inform  the  Strategy  Committee  in  a 
timely manner. 

Dividends matter: In order to make cash available for the most profitable opportunities, the Company looks to receive funds 
from our investments via dividends. These funds are then allocated to those who can use them best. If you have a profitable 
opportunity  that  requires  further  investment,  you  should  write  a  succinct  business  case  and  put  this  to  the  Strategy 
Committee.  In  this  way,  opportunities  can  be  compared  across  the  group  and  funds  allocated  to  those  offering  the  best 
returns. 
Capital for turnarounds: The Company has an aversion to providing capital to help a business out of difficulty. Getting into 
financial  distress  is  a  key  symptom  of  executives  either  failing  to  develop  an  appropriate  BESM,  being  blindsided  by 
changes in their market, or a result of a significant error in judgement. Only where executives can demonstrate a clear path 
to returning a business to profitability, and are prepared to agree to strict conditions around the use of cash, will Group funds 
be made available. Asking for cash to “save a business” is the largest indicator of an executive team that has failed in their 
role. Whilst we understand that everyone may make mistakes, the decision to invest Group money to save a once profitable 
business  is  perhaps  the  most  serious  decision  the  Strategy  Committee  can  make.  In  effect  it  is  asking  those  who  have 
performed well to use their hard earned cash to subsidise the bad decisions of another.  

4.4  Financial reporting 
Financial reporting and TIPBars: The best financial reports help boards and CEOs make large improvements in profits for 
the least effort. Before we invest, most executives use financial reports designed for accountants and the tax office. These 
focus on the past, but rarely point the way to increasing profits. We have developed TIPBars to improve profits with the least 
amount of work, while highlighting dangerous risks. TIPBars is produced every month and shows where each business is 
working well financially, where hidden risks may be lurking, and where financial improvements should be made.  

Break-even  safety  margin:  TIPBars  highlights  the  trend  in  Break-even  Safety  Margin  (‘BESM’):  whether  the  business  is 
becoming  less  risky  (as  we  prefer),  or  more  risky  (a  dangerous  trend).  Should  the  trend  show  increasing  risk,  TIPBars 
shows where you and your board can fix this well before the business loses money. Standard accounting usually highlights 
losses after the money is gone.  

Easiest path to improve profits: TIPTool allows board and executives to quickly ascertain which levers can be pulled to 
most easily improve profits. When joining TIP, each business is required to provide general ledger data for the previous 12 
months.  This  allows  TIPBars  and  TIPTool  to  be  implemented  immediately.  Used  properly,  TIPBars  and  TIPTool  can  add 
considerably to profit every year. 

Audits: Upon joining the Group, each Portfolio Company is required to participate in the Company’s regular audits. Rather 
than seeing this as an imposition on executive time, each Portfolio Company should see it as a way of learning how to better 
improve systems and processes so that greater returns can be made in the future. What seems like a frustration at first can 
add profound value if used to address weaknesses in company systems. 

4.5  Building a stronger executive team 
Stronger executive team: The Company can help each Portfolio Company develop a stronger executive team. That way 
more  can  be  achieved  with  less  time  from  executives  and  board  members.  This  increases  the  value  of  the  business; 
produces bigger half-yearly profits and dividends; allows executives and board to be more relaxed and makes shareholders 
happier.  

The ‘perfect’ chief executive: It is virtually impossible to be the ‘perfect’ Chief Executive. A perfect Chief Executive would 
have  expertise  in  leadership,  production,  general  management,  marketing,  sales,  finance,  administration,  accounting, 
people management and business management. The Strategy Committee can advise how to surround the CEO with quality 
executives reporting to them who can add missing strengths. 

17 

 
  
 
 
 
 
 
 
 
 
 
Teaminvest Private Group Limited 
Our philosophy 
30 June 2019 

Why  an  executive  team:  CEOs  of  outstanding  niche  businesses  live  in  a  gruelling  combination  of  being  the  Chief 
‘Enthusiasm’ Officer and the Chief ‘Operating’ Officer. As Enthusiasm Officer they must inspire their team to greatness and 
inspire  their  clients  to  provide  a  good  margin  for  their  wonderful  work.  As  Operating  Officer,  they  must  ensure  work  is 
efficient, of the highest standard, and systems are scalable for doubling and tripling volume and profits. This is a gruelling 
task and limits the growth of the organisation. 

What to delegate to grow: As a business grows, these dual roles become exhausting. As a first step to working less hard 
for  more  profit,  the  CEO  will  benefit  from  either  an  outstanding  Operating  Officer  to  take  off  their  shoulders  much  of  the 
thinking  about day-to-day business. Or they will benefit from an ‘Enthusiasm’  Officer to reduce their role of thinking about 
inspiring  staff  and  customers  to  maximise  profits.  In  choosing  which  to  delegate  first,  choose  the  role  they  find  less 
enjoyable. Once the business becomes larger, the company may need one of each reporting to the CEO. 

Functional  executives:  When  a  business  grows  at  20%  per  year,  after  10  years  it  will  be  six  times  the  size.  To  avoid 
executives  having  to  work  impossibly  harder,  the  business  eventually  needs  an  executive  (not  simply  a  manager)  to  take 
responsibility  for  each  functional  area:  production,  marketing,  sales,  finance,  administration  and  accounting.  TIPReps  and 
executives should act before the CEO becomes overwhelmed by rapid growth. Then look to promote or recruit an executive 
to relieve some of the  load and facilitate  further expansion. Our  aim should  be  to make the business  more profitable and 
less stressful. 

Develop or recruit: Businesses develop a superior culture when they develop and promote internal candidates rather than 
recruiting  externally.  If  the  business  has  not  had  previous  success  with  developing  internal  management,  do  not  despair. 
Several  of  our  Selected  Shareholders  have  extensive  experience  in  building  organisations  around  rapid  management 
development  and  can  advise  if  asked.  Similarly,  if  the  business  has  not  had  positive  experience  recruiting  external 
candidates, you are not alone. Several of our Selected Shareholders have considerable experience in hiring executives for 
entrepreneurial companies and can advise if asked.  

Replacing a successful CEO: If tempted to seek one person to take over from a successful CEO, including all the thinking 
they  do  about  the  business,  ask  two  questions:  “How  easily  will  we  find  someone  who  can  handle  both  roles  of  Chief 
Enthusiasm Officer and Chief Operating Officer?” and “If a candidate seems capable of handling everything superbly, why 
aren’t  they  running  their  own  business  –  one  at  least  as  big  and  profitable  as  ours?”  It  is  likely  that  we  will  need  several 
outstanding  executives  to  replace  a  successful  CEO:  one  to  provide  enthusiasm;  and  one  or  more  responsible  for 
operations.  Provided  the  board  does  this  while  the  successful  CEO  is  still  engaged,  they  will  have  time  to  mould  their 
thinking and ensure a smooth transition. 

4.6  Cashflow and dividends 
Dividends: From 12 months onwards, the Company will expect an attractive dividend yield on the capital we contributed to 
each Portfolio Company or paid to its owners. If the business is growing fast, we will be content with a smaller yield. If the 
business is growing slowly, we will expect a higher dividend yield as recompense for our capital.  

Fast  action  as  CEO:  The  primary  responsibility  of  a  CEO  is  to  look  after  cash  and  keep  the  business  running  profitably 
every month and every quarter. The Company trusts executives and TIPReps will take immediate action should a Portfolio 
Business ever fall into a loss. Fast action to bring the business back to profit is always better than delaying for discussion.  

4.7  Continuing roles and responsibilities 
Continuing roles: As an executive, the role of profitably running the business remains largely unchanged after becoming 
part of the Group. Executives gain access to our tools, balance sheet, TIPReps and Selected Shareholders, but they are still 
responsible for the results of the business. In exchange they are expected to regularly report to their board, and follow the 
advice  of  the  Strategy  Committee.  The  board  and  Strategy  Committee  are  there  to  help  mentor  and  guide  executives  to 
grow the business: but executives are still responsible for ensuring results and will be judged accordingly. 

Reporting to a board: Reporting to a board can be daunting for those not used to it. Executives should ask three questions 
before including anything in a report to their board: “Could input from the board be helpful on this?”, “Could this be financially 
material?” and “Could this provide an opportunity to substantially increase profits?” If the answer is “yes” to any one of these 
questions, include it in the meeting agenda. If the answer to all three is “no”, omit it. 

18 

 
  
 
 
 
 
 
 
 
 
 
Teaminvest Private Group Limited 
Our philosophy 
30 June 2019 

Continuous and immediate disclosure: A key principle of the Company, and the ASX, is that of continuous and immediate 
disclosure  of  all  material  information.  This  means  that  if  executives  become  aware  of  anything  that  could  have  a  material 
impact on the business they must immediately inform their board. Where the board agrees, they must immediately inform 
the Strategy Committee who, in conjunction with the Board of the Company, will determine if the item requires disclosure to 
the market.  

4.8  Gaining most benefit from a board 
Using  a  board  effectively:  Our  Portfolio  Companies  derive  most  benefit  from  their  board  when  they  share  half-formed 
ideas, major dilemmas and concerns, knowledge of their business and why they run it as they do. Well briefed, TIPReps can 
arrange a host of free contacts with expertise the business could not otherwise access.  

Briefing  the  board:  A  week  prior  to  the  meeting,  executives  should  provide  a  report  from  the  CEO,  including  a  short 
explanation  of  any  issues  on  which  they  would  like  input,  plus  TIPBars  and  any  other  important  reports,  so  everyone  is 
properly  briefed.  If  board  meetings  regularly  take  longer  than  half  a  day,  executives  are  probably  involving  the  board  in 
matters best left to management.  

Forward looking discussion: TIPReps add most value when executives use TIPBars and TIPTool to provide a helicopter 
view  of  the  past  month  and  then  provide  forward  looking  key  indicators  to  show  where  the  business  is  heading.  These 
include  activity  indicators  driving  sales  or  revenue  in  coming  months;  sales  driving  profits  in  coming  months;  and  actions 
building moats to improve future margins. The board adds most value when focused on factors that improve these leading 
indicators. 

Questions  at  board  meetings:  TIPReps  will  ask  challenging  questions  to  identify  where  and  how  they  can  assist 
executives  to  generate  higher  cash  profits.  The  better  they  understand  the  business,  the  more  they  can  make  profitable 
suggestions; and the more they will be able to introduce executives to shareholders who can add value. If questions get into 
minutiae, say so: boards are most valuable when focused on big picture items that increase capital value. 

Thinking in a visionary way: Until the CEO has built an executive team to free up their time, they will continue working in 
the business. TIPReps will think along lines like: “How could the business make larger profits without doing more work?” or 
“How  could  this  business  expand  into  other  business  or  geographic  areas?”  or  “How  could  this  business  combine  with 
another TIP Company to increase profits for both?” Executives should ask their TIPReps for these ideas at meetings so they 
can implement the best one or two each year.  

Governance:  Governance  is,  and  should  be  seen  as,  a  powerful  way  to  enhance  the  performance  of  a  company.  Good 
governance  grows  sustainable  profits  rather  than  being  a  dead  weight.  To  ensure  good  governance,  and  assist  our 
Companies  to  develop  sustainable  profits,  TIP  provides  each  board  with  a  ‘governance  checklist’  as  a  customisable 
template to keep track of many regulatory and governance requirements. The updated checklist should be discussed at the 
meeting following each calendar quarter. 

4.9  Gaining most value from the Company 
Responsibility: Executives and board are responsible to the Company and our shareholders. When considering any major 
decision, the board should ask: “Will this increase the regular dividends we pay to the Company?” If the answer is ‘no’, ask: 
“Will this increase the capital value of the business?” If the answer is still ‘no’, ask: “Will this strengthen an economic moat or 
reduce a risk?” If the answer is still ‘no’ ask: “Why are we considering this?” 

Strategy  Committee:  Each  quarter,  executives  and  TIPReps  must  present  a  short  report  (1-2  pages)  to  the  Strategy 
Committee. The report should contain a brief overview of progress in the business as well as a copy of the quarterly TIPBars 
showing financial results. Each company can use this opportunity to ask the Strategy Committee for contacts or assistance 
with any challenges they are facing. The Strategy Committee is also likely to ask challenging questions aimed at improving 
the business or assessing performance. 

Strategy days: TIP holds half-yearly strategy days: one in February and the other after the conclusion of the financial year. 
Executives  and  TIPReps  must  attend  the  Strategy  Days.  During  the  day,  each  company  presents  their  plans  for  one  (or 
more) of the four ways for delivering shareholder value: 1. Maximising profits and dividends without sales growth; 2. Growth 
or a new division using the current assets of the business; 3. Bolt-on acquisitions or growth that may require extra capital; 4. 
Working with another Portfolio Company to enhance returns. 

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Teaminvest Private Group Limited 
Our philosophy 
30 June 2019 

Annual conference: After the conclusion of the financial year, the Company holds an annual conference for all Executives, 
TIPReps and Selected Shareholders. During the annual conference, each underlying business provides a report, including 
the annual TIPBars. The boards will be asked questions about the business, how they are building moats, the dividends the 
Company  can  expect,  and  what  the  business  is  doing  to  increase  the  value  of  the  business.  Selected  Shareholders  may 
also offer contacts or suggestions for expansion.  

Value from other Portfolio Companies: The Company invests in an increasing number of businesses – all of them run by 
talented people. Portfolio Companies should work together to generate increased profits. This can vary from being suppliers 
to one another,  quoting together where a  wider range of skill sets is  needed, sharing executive  or staff  expertise,  pooling 
marketing ideas, or combining to create a larger company with more depth of management. 
Economies of scale: Through the Group, each business has access to considerable buying power. This can save money 
on insurance, vehicle financing, accounting, legal costs and other services. If you are considering a merger, acquisition or 
divestment, the Company can save substantial legal, accounting, secretarial, compliance and distribution costs. 

Delivering value 
Benchmark  profitability:  Portfolio  Companies  should  be  among  the  most  profitable  businesses:  they  were  founded  by 
talented  executives  and  have  a  shareholder  that  can  provide  access  to  expertise  and  capital.  Over  time,  our  Portfolio 
Companies should aim to achieve Net Profit Margins of 10% to 15% of revenue. Above 15% they should feel proud. Below 
10% they are letting down the Company and themselves. 

Focus  on  building  moats:  Building  economic  moats  enables  businesses  to  earn  more  profits  than  competitors.  To  test 
whether  a  business  has  developed  economic  moats  the  board  should  ask:  “Can  we  increase  prices  faster  than  inflation 
without having to call a prayer meeting?” If the answer is ‘yes’, then they have built at least one strong economic moat. If the 
answer is ‘no’, think: “How can we build at least one economic moat to increase our profit percentage?”  

Increasing margins or increasing sales: Niche businesses increase profits more via a small increase in margins, than via 
a large increase in sales. Executives can use TIPTool to see the relative uplift in profits from increases in margins, increases 
in sales and reductions in costs. Test scenarios to find the fastest way to increase profits with the least additional work. 

Fixed versus variable expenses: The best businesses should never record a loss. Reduce the risk of losses by building 
the business around a higher proportion of variable expenses (which go up or down as sales revenue goes up or down) and 
a  lower  proportion  of  fixed  expenses.  Fixed  expenses  such  as  long  leases  on  premises,  increase  the  risk  of  losses  while 
reducing  flexibility  for  growth.  For  fastest  growth  with  lowest  risk,  minimise  fixed  costs  by  converting  them  to  variable 
expenses. 

The  world  is  changing  fast:  Technology,  data  and  online  connectivity  are  changing  the  world.  All  businesses  will  be 
affected. Those stuck in the past will find competitors offering similar outcomes cheaper or faster, or superior products at the 
same prices. Those embracing ‘modernisation’ will thrive via higher margins. Modernise the business to stay ahead of the 
competition and improve margins. Use TIPTool to check the improved profit from higher margins after any planned ‘costs of 
modernisation’.  

Profiting from inflation: Inflation is both an opportunity and threat. Business inflation is generally above CPI. A business 
that doesn’t develop and maintain economic moats is hurt as input and labour costs rise before the business can increase 
prices.  Businesses  without  moats  grow  weaker  still.  Some  go  broke.  Executives  can  ensure  their  business  thrives  by 
strengthening  existing  moats  and  building  new  moats.  This  enables  the  business  to  dominate  its  industry  by  increasing 
prices faster than inflation, building a war chest, and seizing opportunities to acquire competitors. 

Profit growth matters: When profits are growing quickly, the best employees can see opportunities for advancement and 
higher  income.  This  motivates  them  to  produce  better  quality  work.  When  profits  cease  growing,  the  best  staff  seek 
employment  elsewhere,  staff  quality  goes  down  and  output  suffers.  This  makes  it  imperative  that  executives  continue 
growing their profits. 

Sales team: To grow profits substantially, it is almost certain the business will need a dedicated sales team. Hire only those 
who are highly enthusiastic. Poor salespeople cost more than any profit they generate. The right salespeople generate far 
more profit than they cost. 

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Teaminvest Private Group Limited 
Our philosophy 
30 June 2019 

4.10 Long term aims 
Long term aim: The Company invests for many years at a time. We aim to assist executives to grow profits and dividends 
attractively each year. For new Portfolio Company founders, a substantial way of increasing wealth is by exchanging shares 
owned in an  underlying business for shares in the Company. At the right exchange, this  increases the value of  both  their 
shares and ours. It also improves access to finance, adds liquidity and makes it easier to buy competitors and dominate the 
industry. 

Succession  planning:  Although  our  executives  plan  to  continue  leading  our  businesses  for  many  years,  a  major 
responsibility  of  senior  executives  is  to  develop  a  top-quality  leadership  team.  A  quality  executive  team  helps  a  business 
grow  faster  and  ensures  it  is  preserved  should  anything  happen  to  senior  executives.  To  reduce  risk,  the  board  should 
identify  an  emergency  successor  and  ensure  that  key  staff  are  aware  of  the  decision  so  they  can  act  quickly  and  with 
reduced impact if anything untoward occurs.  

Expertise available: TIPReps and Selected Shareholders are available to provide advice, inspiration, and suggestions for 
executives to build value beyond what would be possible alone. 

sales revenue for the period (month, quarter, year to date); 

4.11 Reporting to TIP and the company board 
Reporting to the company board: Each month, the company board will want to know: 
• 
•  profitability for the period; 
•  how this translated to free cash; 
•  how executives are building, maintaining or strengthening moats to improve margins; 
•  any OH&S issues - and that they have been dealt with appropriately; and 
• 

the view of executives on how the business is tracking. 

Reporting  to  the  Strategy  Committee:  The  Strategy  Committee  will  want  to  know  each  quarter  what  the  board  and 
executives have done to: 
• 
• 
• 
• 
•  make progress towards building a stronger executive team. 

strengthen the profit-enabling moats of our business; 
reduce the likelihood or severity of any risks to the business; 
increase the net profit of our business; 
increase dividends; and 

Bad news and good news: Material good and bad news should be reported to the board immediately. Good news so we 
can share the success, and bad news so that we can act quickly to solve the problem. When communicating bad news, a 
good  executive  team  will  also  provide  potential  ways  of  addressing  the  problem.  This  is  so  the  board  may  act  quickly  in 
advising the best path to mitigate damage and turn the bad news into a new opportunity. 

Loss  making  quarter:  Should  the  business  report  a  loss  for  a  calendar  quarter,  the  company  board  must  immediately 
arrange a meeting with the Strategy Committee and Board of the Company. The purpose of the meeting is to seek advice or 
assistance,  and  discuss  what  changes,  if  any,  are  necessary  to  get  the  business  back  to  acceptable  profit.  We  will  be 
happier with the Portfolio Company when they also inform us how they have already ensured the loss will not be repeated. If 
acceptable changes are not made, the Strategy Committee would expect to replace the executives and TIPReps. 

Compliance and culture: Executives are expected to comply with all of the Company’s corporate governance policies, and 
to instil a culture of acting entrepreneurially, ethically and responsibly.

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Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

The directors present their report, together with the financial statements, on the consolidated entity (referred to hereafter as 
the 'Group') consisting of Teaminvest Private Group Limited (referred to hereafter as the 'Company' or 'parent entity') and 
the entities it controlled at the end of, or during, the period ended 30 June 2019. 

Directors 
The following persons were directors of Teaminvest Private Group Limited during the whole of the financial period and up 
to the date of this report, unless otherwise stated: 

Katherine Woodthorpe - Chair 
Andrew Coleman 
Howard Coleman 
Ian Kadish 
Regan Passlow 

 Appointed on 26 February 2019 
 Appointed on 26 September 2018 
 Appointed on 26 September 2018 
 Appointed on 26 February 2019 
 Appointed on 26 September 2018 

Principal activities 
During  the  financial  period  the  principal  continuing  activities  of  the  Group  consisted  of  investing  in  Australian  privately-
owned businesses. 

Dividends 
There were no dividends paid, recommended or declared during the current financial period. 

Review of operations 
The loss for the Group after providing for income tax amounted to $1,624,000. 

The  Group's  results  are  for  the  4  month  period  from  1  March  2019  to  30  June  2019  when  the  Company  acquired  the 
entities as detailed below. From the date of incorporation on 26 September 2018 to 28 February 2019 the Company did not 
trade. 

Refer to the 'Chief Executive Officer's report' for further details of operations and commentary on the results. 

Significant changes in the state of affairs 
On 26 September 2018, the Company was incorporated. 

On  28  February  2019,  the  Company  acquired  one  management  entity  and  six  portfolio  entities  by  issuing  81,766,977 
ordinary shares. See note 32 to the financial statements for further details. 

On  28  February  2019,  the  Company  invested  in  two  associate  entities  by  issuing  20,494,549  ordinary  shares  and 
$1,000,000 cash. See note 12 to the financial statements for further details. 

On  22  May  2019,  the  Group  was  admitted  to  the  official  list  of  Australian  Securities  Exchange  ('ASX')  and  raised 
$7,021,000 by issuing 7,785,167 ordinary shares. 

There were no other significant changes in the state of affairs of the Group during the financial period. 

Matters subsequent to the end of the financial period 
No  matter  or  circumstance  has  arisen  since  30  June  2019  that  has  significantly  affected,  or  may  significantly  affect  the 
Group's operations, the results of those operations, or the Group's state of affairs in future financial years. 

Likely developments and expected results of operations 
Refer  to  the  'Report  of  Chief  Executive  Officer'  section  for  details  of  likely  developments  and  expected  results  of 
operations. 

Environmental regulation 
The Group is not subject to any significant environmental regulation under Australian Commonwealth or State law. 

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Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

Information on directors 
Name: 
Title: 
Qualifications: 
Experience and expertise: 

 Katherine Woodthorpe 
 Independent Chair 
 AO PhD FAICD FTSE 
 Katherine  has  significant  public  company  board  experience,  including  as  a  former 
Non-Executive Director of Sirtex Medical Ltd and a former director of other ASX and 
NASDAQ  listed  companies.  She  has  had  large  private  and  government  board 
experience  including  as  Chair  of  the  National  Climate  Science  Advisory  Committee, 
Chair  of  Fishburners  Ltd,  Chair  of  the  Antarctic  Science  Foundation,  Chair  of  the 
Bushfire and Natural Hazards Cooperative Research Centre ('CRC') and Member of 
the  National  Health  and  Medical  Research  Council.  She  also  has  significant 
experience  in  venture  capital  and  private  equity  including  as  Chair  of  Fishburners, 
and  Chief  Executive  Officer  of  the  Australian  Venture  Capital  and  Private  Equity 
Association ('AVCAL'). 

Katherine  holds  a  Doctor  of  Philosophy  ('PhD')  in  Organic  Chemistry  from  the 
University of Leicester, UK and an Honorary Doctorate from University of Technology, 
Sydney.  She  was  appointed  an  Officer  in  the  Order  of  Australia  in  2017  for  her 
distinguished service to business through venture capital, research and innovation. 
 None 

Other current directorships: 
Former directorships (last 3 years):   Former Non-Executive Director of Sirtex Medical Ltd (ASX: SRX) (2015 to 2018) 
Special responsibilities: 
Interests in shares: 
Interests in options: 
Contractual rights to shares: 

 None 
 None 
 None 
 None 

Name: 
Title: 
Qualifications: 
Experience and expertise: 

 Andrew Coleman 
 Managing Director and Chief Executive Officer ('CEO') 
 B.Ec (Hons) 
 Andrew  is  a  Co-Founder  of  Teaminvest  Private  and  is  responsible  for  sourcing, 
structuring  and  overseeing  investments  and  general  management.  Prior  to  joining 
Teaminvest  Private,  Andrew  worked  in  Sydney  as  an  investment  banker  for  Credit 
Suisse.  Andrew  advised  and  assisted  clients  on  significant  corporate  deals  in 
Australia  and  internationally  with  a  specific  focus  on  mergers  and  acquisitions  and 
capital raising activity. He is also a co-author of 'Relative Performance Incentives and 
Price  Bubbles  in  Experimental  Asset  Markets'  published  in  the  Southern  Economic 
Journal. 
Other current directorships: 
 None 
Former directorships (last 3 years):   None 
Special responsibilities: 
Interests in shares: 
Interests in options: 
Contractual rights to shares: 

 Member of the strategy committee and investment committee 
 5,427,000 ordinary shares direct and indirectly held 
 None 
 None 

23 

 
  
  
 
  
  
Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

Name: 
Title: 
Qualifications: 
Experience and expertise: 

 Howard Coleman 
 Non-Executive Director 
 BSc in Physics  
 Howard has over 40 years’ experience as a founder and CEO in the areas of sales, 
marketing, consumer finance, and language and mathematics education in Australia, 
South Africa and the UK. His extensive background and experience are invaluable for 
assessing  the  strengths  and  weaknesses  of  companies.  This  particularly  applies  to 
identifying  their  future  risks,  and  the  ability  and  strategies  of  the  board  and  senior 
management to deal with them. 

He  is  a  graduate  of  the  Harvard  Business  School  Owner/President  Management 
Program  and  completed  the  Australian  Institute  of  Company  Directors’  program  for 
company  directors.  He  is  a  director  of  a  number  of  private  companies  and  has  won 
many  business  awards  including  the  prestigious  Speaker  of  The  Year  Award  from 
The  Executive  Connection.  Howard  regularly  appears  as  a  guest  commentator  on 
Sky  Business  and  is  a  founding  director  of  Teaminvest,  Teaminvest  Private  and 
Conscious Capital. 
Other current directorships: 
 None 
Former directorships (last 3 years):   None 
Special responsibilities: 
Interests in shares: 
Interests in options: 
Contractual rights to shares: 

 Member of strategy committee 
 14,810,909 ordinary shares direct and indirectly held 
 None 
 None 

Name: 
Title: 
Qualifications: 
Experience and expertise: 

 Ian Kadish 
 Independent Non-Executive Director 
 MBBCH MBA 
 Ian  has  a  wealth  of  experience  including  outstanding  public  company  board  and 
executive  experience  as  CEO  and  Managing  Director  of  ASX  listed  Integral 
Diagnostics Limited; CEO and Managing Director of ASX listed Pulse Health Group; 
CEO and Managing Director of private equity owned Healthcare Australia Limited and 
Executive Director of JSE  listed Network Healthcare Holdings Limited. In  addition to 
his  public  company  experience,  he  has  served  as  a  senior  executive  and  board 
member of large private businesses owned and operated by private equity and listed 
equity,  including  CEO  of  Laverty  Pathology,  Chief  Operating  Officer  of  Greencross 
Vets  Limited,  and  Co-founder  and  Non-Executive  Director  of  Digital  Healthcare 
Solutions.  

Ian  holds  an  Master  of  Business  Administration  ('MBA')  from  the  Wharton  Business 
School at the University of Pennsylvania, United States of America, and a Bachelor of 
Medicine and Surgery from the University of Witwatersrand, South Africa. In addition 
to his executive career in the United States, South Africa and Australia, Ian has also 
worked as a consultant for McKinsey and as an advisor to boards on executing and 
integrating mergers and acquisitions.  
 Integral Diagnostics Limited (ASX: IDX) 

Other current directorships: 
Former directorships (last 3 years):   None 
Special responsibilities: 
Interests in shares: 
Interests in options: 
Contractual rights to shares: 

 Chairman of the strategy committee 
 67,500 ordinary shares directly held 
 None 
 None 

24 

 
  
  
 
  
  
  
Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

Name: 
Title: 
Qualifications: 
Experience and expertise: 

 Regan Passlow 
 Non-Executive Director 
 MA, Mgmt 
 Regan has worked as an executive director for nearly 40 years for both national and 
multi-national  companies.  His  focus  has  been  primarily  on  strategic  business 
development, administration and back office systems.  

He  has  over  40  years’  experience  in  senior  management  and  governance  roles  in 
private  organisations.  He  is  the  former  co-founder  of  WebProfit.com.au,  a  business 
established  in  the  1990’s  to  provide  executives  of  small  and  medium-sized 
enterprises ('SMEs') with strategic advice on the use of the Internet and e-commerce. 
He  is  also  the  co-founder  of  retail  lender  EM  Finance  Corporation  and  a  founding 
director  of  Teaminvest,  Teaminvest  Private  and  EM  Commercial  Finance.  He  has 
historically  chaired  the  investment  committee  and  has  held  directorships  on  five 
portfolio companies. 
Other current directorships: 
 None 
Former directorships (last 3 years):   None 
Special responsibilities: 
Interests in shares: 
Interests in options: 
Contractual rights to shares: 

 Chairman of the investment committee 
 1,038,438 ordinary shares directly and indirectly held 
 None 
 None 

'Other current directorships' quoted above are current directorships for listed entities only and excludes directorships of all 
other types of entities, unless otherwise stated. 

'Former  directorships  (last  3  years)'  quoted  above  are  directorships  held  in  the  last  3  years  for  listed  entities  only  and 
excludes directorships of all other types of entities, unless otherwise stated. 

Company secretary 
Anand  Sundaraj  is  a  corporate  lawyer  with  over  19  years’  experience  and  is  currently  a  principal  at  Sundaraj  &  Ker,  a 
Sydney-based law firm.  Anand specialises  in advising on mergers and acquisitions, and capital raisings for both publicly 
listed and privately held entities. He also advises on funds management and general securities law matters including listing 
rule compliance and corporate governance. 

Meetings of directors 
The number of meetings of the Company's Board of Directors ('the Board') held during the period ended 30 June 2019, and 
the number of meetings attended by each director were: 

Katherine Woodthorpe  
Andrew Coleman 
Howard Coleman 
Ian Kadish 
Regan Passlow 

Full Board 

  Attended 

Held 

2  
2  
2  
2  
2  

2 
2 
2 
2 
2 

Held: represents the number of meetings held during the time the director held office. 

The Company has not constituted an Audit and Risk Committee nor a Nomination and Remuneration Committee given the 
size of the Board and the nature and scale of the Group’s operations. The Board as a whole fulfils the functions normally 
delegated to these Committees, in accordance with the relevant Committee Charter. 

Remuneration report (audited) 
The remuneration report details the key management personnel remuneration arrangements for the Group, in accordance 
with the requirements of the Corporations Act 2001 and its Regulations. 

Key management personnel are those persons having authority and responsibility for planning, directing and controlling the 
activities of the Company, directly or indirectly, including all directors. 

25 

 
  
  
 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

The remuneration report is set out under the following main headings: 
● 
● 
● 
● 
● 
● 

 Principles used to determine the nature and amount of remuneration 
 Details of remuneration 
 Service agreements 
 Share-based compensation 
 Additional information 
 Additional disclosures relating to key management personnel 

Principles used to determine the nature and amount of remuneration 
The  objective  of  the  Group's  executive  reward  framework  is  to  ensure  reward  for  performance  is  competitive  and 
appropriate for the results delivered. The framework aligns executive reward with the achievement of strategic objectives 
and the creation of value for shareholders, and it is considered to conform to the market best practice for the delivery of 
reward.  The  Board  of  Directors  ('the  Board')  ensures  that  executive  reward  satisfies  the  following  key  criteria  for  good 
reward governance practices: 
● 
● 
● 
● 

 competitiveness and reasonableness; 
 acceptability to shareholders; 
 performance linkage / alignment of executive compensation; and 
 transparency. 

The Board is responsible for determining and reviewing remuneration arrangements for its directors and executives. The 
performance of the Group depends on the quality of its directors and executives. The remuneration philosophy is to attract, 
motivate and retain high performance and high quality personnel. The Board determines its remuneration policies having 
regard to the Company’s earnings and the consequences of the Company’s performance on shareholder wealth. 

The  Board  has  structured  an  executive  remuneration  framework  that  is  market  competitive  and  complementary  to  the 
reward strategy of the Group. 

The reward framework is designed to align executive reward to shareholders' interests. The Board considers that it should 
seek to enhance shareholders' interests by: 
● 
● 

 having economic profit as a core component of plan design; 
 focusing on sustained growth in shareholder wealth, consisting of dividends and growth in share price, and delivering 
constant or increasing return on assets as well as focusing the executive on key non-financial drivers of value; and 
 attracting and retaining high calibre executives. 

● 

Additionally, the reward framework seeks to enhance executives' interests by: 
● 
● 
● 

 rewarding capability and experience; 
 reflecting competitive reward for contribution to growth in shareholder wealth; and 
 providing a clear structure for earning rewards. 

In  accordance  with  best  practice  corporate  governance,  the  structure  of  non-executive  director  and  executive  director 
remuneration is separate. 

Non-executive directors remuneration 
Fees  and  payments  to  non-executive  directors  reflect  the  demands  and  responsibilities  of  their  role.  Non-executive 
directors'  fees  and  payments  are  reviewed  annually  by  the  Board.  The  chair's  fees  are  determined  independently  to  the 
fees of  other  non-executive directors based  on comparative roles  in the external market. The chair  is not  present at any 
discussions relating to the determination of her own remuneration. Non-executive directors do not receive share options or 
other incentives. 

The annual non-executive directors' fees currently agreed to be paid by the Company are set out below: 

Director 

Katherine Woodthorpe  
Howard Coleman 
Ian Kadish 
Regan Passlow 

 Director's fees 

 $100,000 per annum (including superannuation). 
 $70,000 per annum (including superannuation). 
 $70,000 per annum (including superannuation). 
 $70,000 per annum (including superannuation). 

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Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

Each  non-executive  director  has  agreed  with  the  Company  that  half  of  their  remuneration  will  be  accrued  but  not  paid 
during  each  financial  year.  If  shareholder  approval  is  received  at  the  annual  general  meeting  following  the  end  of  each 
financial  year,  this  accrued  remuneration  will  be  issued  as  ordinary  shares.  If  shareholder  approval  is  not  received,  the 
accrued remuneration will be paid as cash. 

Australian  Securities  Exchange  ('ASX')  listing  rules  require  the  aggregate  non-executive  directors'  remuneration  be 
determined  periodically  by  a  general  meeting.  As  the  Group  has  just  been  recently  listed  on  the  ASX,  the  maximum 
aggregate  non-executive  directors'  remuneration  approved  by  the  Constitution  is  $500,000.  Any  changes  to  this  amount 
will be approved by shareholders in the annual general meeting. 

Executive remuneration 
The Group aims to reward executives based on their position and responsibility, with a level and mix of remuneration which 
has both fixed and variable components. 

The executive remuneration and reward framework has four components: 
● 
● 
● 
● 

 base pay and non-monetary benefits; 
 short-term performance incentives; 
 share-based payments; and 
 other remuneration such as superannuation and long service leave. 

The combination of these comprises the executive's total remuneration. 

Fixed remuneration, consisting of base salary, superannuation  and  non-monetary benefits, are reviewed  annually by  the 
Board based on individual and business unit performance, the overall performance of the Group and comparable market 
remunerations. 

Executives  may  receive  their  fixed  remuneration  in  the  form  of  cash  or  other  fringe  benefits  (for  example  motor  vehicle 
benefits) where it does not create any additional costs to the Group and provides additional value to the executive. 

The  short-term  incentives  ('STI')  program  is  designed  to  align  the  targets  of  the  business  units  with  the  performance 
hurdles  of  executives.  STI  payments  are  granted  to  executives  based  on  specific  annual  targets  and  key  performance 
indicators  ('KPI's')  being  achieved.  KPI's  include  profit  contribution,  customer  satisfaction,  leadership  contribution  and 
product management. The KPI for the period ended 30 June 2019, in relation to Andrew Coleman and Dean Robinson STI 
of $50,000 was awarded for successfully listing the Company as a public company on the ASX. 

The  long-term  incentives  ('LTI')  include  long  service  leave,  share-based  payments  and  performance  rights.  Shares  are 
awarded  to  executives  over  a  period  of  four  years  based  on  long-term  incentive  measures.  These  include  the 
comprehensive value of the Group for each financial year.  

Consolidated entity performance and link to remuneration 
Remuneration  for  certain  individuals  is  directly  linked  to  the  performance  of  the  Group  as  part  of  the  LTI.  Subject  to 
shareholder approval, the Company will issue four tranches of $300,000 performance rights to Andrew Coleman and four 
tranches  of  $250,000  performance  rights  to  Dean  Robinson.  Each  tranche  of  performance  rights  will  be  converted  into 
ordinary shares upon the achievement of the comprehensive income per share targets set out below. 

Remuneration  under  LTI  consists  of  performance  shares  with  an  income  per  share  target.  The  Board  chose  these 
securities linked to income per share targets as they represent substantial increases in shareholder value as represented 
by  earnings  per  share  and  that  these  targets  best  aligned  the  interests  of  management  with  shareholders  in  a  business 
making  regular  acquisitions.  The  Board  believed  that  these  targets  would  avoid  the  risk  of  management  increasing 
earnings while decreasing shareholder wealth if the relevant performance target was measured purely on profit numbers. 
The Board also chose targets based on income per share over total shareholder return as it represents long-run earnings 
growth and removes the risk of management attempting to influence the share price. These reasons are also relevant for 
its assessment on whether such targets are met.  

The  first  tranche  of  performance  share  targets  represents  a  significant  premium  to  the  current  income  per  share.  Each 
subsequent tranche represents a further large increase in income per share.  

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Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

Comprehensive income per share target 

 Dollar value of performance rights 
that vest (Andrew Coleman) 

 Dollar value of performance rights 
that vest (Dean Robinson) 

$0.0675 
$0.0810 
$0.0945 
$0.1080 

 $300,000 
 $300,000 
 $300,000 
 $300,000 

 $250,000 
 $250,000 
 $250,000 
 $250,000 

At the end of each financial year, following the receipt of the audited financial statements, the Board will assess whether 
one or more targets have been met. Each target can only be met once and more than one target can be met in the same 
financial year. The  number of ordinary shares to  be  issued if  a tranche of performance rights vest will be  determined by 
dividing the dollar value of the performance rights that have vested by the volume weighted average price of shares over 
the 10 business days to 30 June during the relevant financial year. The financial year ending 30 June 2023 ('FY23') is the 
last year in which the targets can be met. After the audit for FY23 has been completed, any unvested performance rights 
will lapse. 

Use of remuneration consultants 
During the financial period ended 30 June 2019, the Group did not engage the use of remuneration consultants, to review 
its existing remuneration policies and provide recommendations on how to improve both the STI and LTI programs. 

Details of remuneration 
The key management personnel of the Group consisted of the following directors of Teaminvest Private Group Limited: 
● 
● 
● 
● 
● 

 Katherine Woodthorpe - Independent Chair 
 Howard Coleman - Non-Executive Director 
 Ian Kadish - Independent Non-Executive Director 
 Regan Passlow - Non-Executive Director 
 Andrew Coleman - Managing Director and Chief Executive Officer ('CEO') 

And the following person: 
● 

 Dean Robinson - Chief Finance Officer ('CFO') 

Amounts of remuneration 
Details of the remuneration of key management personnel of the Group are set out in the following tables. 

Short-term benefits 

Post-
employment 
benefits 

Long-term 
benefits 

  Share-
based 
payments 

Cash salary 
  and fees   

Cash 
bonus 

Non- 

Super- 

  monetary    annuation   

Long 
service 
leave 

Equity- 
settled 

$ 

$ 

$ 

$ 

$ 

$ 

Period from 26 Sep 2018 to 
30 Jun 2019 

Non-Executive Directors: 
Katherine Woodthorpe  
Howard Coleman 
Ian Kadish 
Regan Passlow 

Executive Directors: 
Andrew Coleman 

Other Key Management 
Personnel: 
Dean Robinson 

Total 

$ 

-  
-  
-  
-  

24,451 
11,442 
17,115 
11,442 

-  

121,596 

73,000  
73,000  

194,596 
380,642 

22,330  
10,449  
15,630  
10,449  

-  
-  
-  
-  

65,384  

50,000  

65,384  
189,626  

50,000  
100,000  

-  
-  
-  
-  

-  

-  
-  

2,121  
993  
1,485  
993  

6,212  

6,212  
18,016  

-  
-  
-  
-  

-  

-  
-  

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Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

The proportion of remuneration linked to performance and the fixed proportion are as follows: 

Name 

Non-Executive Directors: 
Katherine Woodthorpe 
Howard Coleman 
Ian Kadish 
Regan Passlow 

Executive Directors: 
Andrew Coleman 

Other Key Management Personnel: 
Dean Robinson 

Fixed 
remuneration 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 

At risk - STI 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 

At risk - LTI 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 

100%   
100%   
100%   
100%   

- 
- 
- 
- 

59%   

41%   

74%   

26%   

- 
- 
- 
- 

- 

- 

Service agreements 
Remuneration  and  other  terms  of  employment  for  key  management  personnel  are  formalised  in  service  agreements. 
Details of these agreements are as follows: 

Name: 
Title: 
Agreement commenced: 
Term of agreement: 
Details: 

Name: 
Title: 
Agreement commenced: 
Term of agreement: 
Details: 

Name: 
Title: 
Agreement commenced: 
Term of agreement: 
Details: 

Name: 
Title: 
Agreement commenced: 
Term of agreement: 
Details: 

Name: 
Title: 
Agreement commenced: 
Term of agreement: 
Details: 

Name: 
Title: 
Agreement commenced: 
Term of agreement: 
Details: 

 Katherine Woodthorpe  
 Independent Chairperson  
 26 February 2019 
 Ongoing 
 $100,000 per annum (including superannuation) 

 Howard Coleman 
 Non-Executive Director  
 1 March 2019 
 Ongoing 
 $70,000 per annum (including superannuation) 

 Ian Kadish 
 Non-Executive Director  
 26 February 2019 
 Ongoing 
 $70,000 per annum (including superannuation) 

 Regan Passlow 
 Non-Executive Director  
 1 March 2019 
 Ongoing 
 $70,000 per annum (including superannuation) 

 Andrew Coleman  
 Managing Director and Chief Executive Officer  
 26 February 2019 
 Ongoing 
 $219,000 per annum (including superannuation). Employment notice is 3 months. 

 Dean Robinson  
 Chief Finance Officer 
 1 November 2018 
 Ongoing 
 $200,000 per annum 

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Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

Key management personnel have no entitlement to termination payments in the event of removal for misconduct. 

Share-based compensation 

Issue of shares 
Details  of  shares  issued  to  directors  and  other  key  management  personnel  as  part  of  compensation  during  the  period 
ended 30 June 2019 are set out below: 

Name 

 Date 

Shares 

Issue price   

$ 

Dean Robinson 

 26 February 2019 

91,250  

$0.80   

73,000 

Dean  Robinson  was  issued  these  shares  in  lieu  of  him  receiving  cash  remuneration  between  commencing  his  role  and 
completion of the restructure (under which the Company acquired the various shareholdings in the portfolio companies).  

Options 
There  were  no  options  over  ordinary  shares  issued  to  directors  and  other  key  management  personnel  as  part  of 
compensation that were outstanding as at 30 June 2019. 

There were no options over ordinary shares granted to or vested by directors and other key management personnel as part 
of compensation during the period ended 30 June 2019. 

Additional information 
The earnings of the Group since listing are summarised below: 

Revenue from contracts with customers 
Earnings before interest and taxation ('EBIT') 
Loss after income tax 
Statutory comprehensive loss 

Additional disclosures relating to key management personnel 

2019 
$'000 

28,007 
(1,641) 
(1,624) 
(1,624) 

Shareholding 
The  number  of  shares  in  the  Company  held  during  the  financial  period  by  each  director  and  other  members  of  key 
management personnel of the Group, including their personally related parties, is set out below: 

  Balance at     Received    
as part of    

the start of    
the period 

  remuneration   Additions* 

  Disposals/    
other 

  Balance at  
the end of  
the period 

Ordinary shares 
Howard Coleman 
Ian Kadish 
Regan Passlow 
Andrew Coleman 
Dean Robinson 

-  
-  
-  
-  
-  
-  

-   14,810,909  
-  
67,500  
1,038,438  
-  
5,427,000  
-  
41,667  
91,250  
91,250   21,385,514  

-   14,810,909 
67,500 
-  
1,038,438 
-  
-  
5,427,000 
132,917 
-  
-   21,476,764 

* 

 Additions include shares issued as consideration for the acquisition of businesses. 

This concludes the remuneration report, which has been audited. 

Shares under option 
There were no unissued ordinary shares of Teaminvest Private Group Limited under option outstanding at the date of this 
report. 

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Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

Shares issued on the exercise of options 
There were  no  ordinary shares of Teaminvest Private Group Limited  issued  on the exercise of options during the period 
ended 30 June 2019 and up to the date of this report. 

Indemnity and insurance of officers 
The  Company  has  indemnified  the  directors  and  executives  of  the  Company  for  costs  incurred,  in  their  capacity  as  a 
director or executive, for which they may be held personally liable, except where there is a lack of good faith. 

During the financial period, the Company paid a premium in respect of a contract to insure the directors and executives of 
the Company against a liability to the extent permitted by the Corporations Act 2001. The contract of insurance prohibits 
disclosure of the nature of the liability and the amount of the premium. 

Indemnity and insurance of auditor 
The Company has not, during or since the end of the financial period, indemnified or agreed to indemnify the auditor of the 
Company or any related entity against a liability incurred by the auditor. 

During  the  financial  period,  the  Company  has  not  paid  a  premium  in  respect  of  a  contract  to  insure  the  auditor  of  the 
Company or any related entity. 

Proceedings on behalf of the Company 
No  person  has  applied  to  the  Court  under  section  237  of  the  Corporations  Act  2001  for  leave  to  bring  proceedings  on 
behalf  of  the  Company,  or  to  intervene  in  any  proceedings  to  which  the  Company  is  a  party  for  the  purpose  of  taking 
responsibility on behalf of the Company for all or part of those proceedings. 

Non-audit services 
Details  of  the  amounts  paid  or  payable  to  the  auditor  for  non-audit  services  provided  during  the  financial  period  by  the 
auditor are outlined in note 27 to the financial statements. 

The directors are satisfied that the provision of non-audit services during the financial period, by the auditor (or by another 
person or firm on the auditor's behalf),  is compatible  with the general standard  of independence for auditors imposed by 
the Corporations Act 2001. 

The directors are of the opinion that the services as disclosed in note 27 to the financial statements do not compromise the 
external auditor's independence requirements of the Corporations Act 2001 for the following reasons: 
● 

 all non-audit services have been reviewed and approved to ensure that they do not impact the integrity and objectivity 
of the auditor; and 
 none of the services undermine the general principles relating to auditor independence as set out in APES 110 Code 
of Ethics for Professional Accountants issued by the Accounting Professional and Ethical Standards Board, including 
reviewing  or  auditing  the  auditor's  own  work,  acting  in  a  management  or  decision-making  capacity  for  the  Group, 
acting as advocate for the Group or jointly sharing economic risks and rewards. 

● 

Officers of the Company who are former partners of HLB Mann Judd 
There are no officers of the Company who are former partners of HLB Mann Judd. 

Rounding of amounts 
The  Company  is  of  a  kind  referred  to  in  Corporations  Instrument  2016/191,  issued  by  the  Australian  Securities  and 
Investments Commission, relating to 'rounding-off'. Amounts in this report have been rounded off in accordance with that 
Corporations Instrument to the nearest thousand dollars, or in certain cases, the nearest dollar. 

Auditor's independence declaration 
A copy of the auditor's independence declaration as required under section 307C of the Corporations Act 2001 is set out 
immediately after this directors' report. 

Auditor 
HLB Mann Judd continues in office in accordance with section 327 of the Corporations Act 2001. 

31 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Directors' report 
30 June 2019 

This  report  is  made  in  accordance  with  a  resolution  of  directors,  pursuant  to  section  298(2)(a)  of  the  Corporations  Act 
2001. 

On behalf of the directors 

___________________________ 
Andrew Coleman 
Managing Director and Chief Executive Officer 

27 September 2019 
Sydney 

32 

 
Auditor’s Independence Declaration 

To the directors of Teaminvest Private Group Limited: 

As lead auditor for the audit of the consolidated financial report of Teaminvest Private Group Limited for the 
period from 26 September 2018 to 30 June 2019, I declare that, to the best of my knowledge and belief, 
there have been no contraventions of: 

(a) 

the auditor independence requirements as set out in the Corporations Act 2001 in relation to the audit;  
and 

(b) 

any applicable code of professional conduct in relation to the audit. 

This declaration is in relation to Teaminvest Private Group Limited and the entities it controlled during the 
period. 

Sydney, Australia  
27 September 2019 

N J Guest 
Director 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Teaminvest Private Group Limited 
Statement of profit or loss and other comprehensive income 
For the period ended 30 June 2019 

Revenue 

Share of profits of associates accounted for using the equity method 
Other income 
Interest revenue calculated using the effective interest method 

Expenses 
Raw materials and consumables used 
Employee benefits expense 
Depreciation and amortisation expense 
Impairment of receivables 
Net loss on disposal of property, plant and equipment 
Occupancy expense 
Initial public offering ('IPO') listing expense 
Other expenses 
Finance costs 

Loss before income tax benefit 

Income tax benefit 

Loss after income tax benefit for the period attributable to the owners of Teaminvest Private 
Group Limited 

Other comprehensive income for the period, net of tax 

Total comprehensive loss for the period attributable to the owners of Teaminvest Private 
Group Limited 

Basic earnings per share 
Diluted earnings per share 

 Consolidated 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$'000 

Note 

5 

28,384  

6 

6 

7 

270  
18  
3  

(14,255) 
(11,399) 
(323) 
(9) 
(16) 
(754) 
(1,266) 
(2,291) 
(144) 

(1,782) 

158  

(1,624) 

-   

(1,624) 

Cents 

  36 
  36 

(3.43) 
(3.43) 

The above statement of profit or loss and other comprehensive income should be read in conjunction with the 
accompanying notes 
34 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Statement of financial position 
As at 30 June 2019 

Assets 

Current assets 
Cash and cash equivalents 
Trade and other receivables 
Contract assets 
Inventories 
Deposits and prepayments 
Total current assets 

Non-current assets 
Investments accounted for using the equity method 
Property, plant and equipment 
Intangibles 
Deferred tax 
Total non-current assets 

Total assets 

Liabilities 

Current liabilities 
Trade and other payables 
Contract liabilities 
Borrowings 
Income tax 
Employee benefits 
Warranty provision 
Total current liabilities 

Non-current liabilities 
Borrowings 
Employee benefits 
Total non-current liabilities 

Total liabilities 

Net assets 

Equity 
Issued capital 
Accumulated losses 

Total equity 

 Consolidated 
  Note    30 Jun 2019 

$'000 

8 
9 
  10 
  11 

  12 
  13 
  14 
  15 

  16 
  17 
  18 
  19 
  20 

  21 
  22 

  23 

6,694  
7,720  
5,699  
7,497  
80  
27,690  

17,499  
4,198  
54,934  
1,416  
78,047  

105,737  

11,386  
1,489  
4,554  
1,051  
1,362  
20  
19,862  

598  
304  
902  

20,764  

84,973  

86,597  
(1,624) 

84,973  

The above statement of financial position should be read in conjunction with the accompanying notes 
35 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Statement of changes in equity 
For the period ended 30 June 2019 

Consolidated 

Balance at 26 September 2018 

Loss after income tax benefit for the period 
Other comprehensive income for the period, net of tax 

Total comprehensive loss for the period 

Transactions with owners in their capacity as owners: 
Contributions of equity, net of transaction costs (note 23) 

Balance at 30 June 2019 

Issued 
capital 
$'000 

 Accumulated 
losses 
$'000 

Total equity 
$'000 

-  

-  
-  

-  

-  

- 

(1,624)  
-  

(1,624) 
- 

(1,624)  

(1,624) 

86,597  

-  

86,597 

86,597  

(1,624)  

84,973 

The above statement of changes in equity should be read in conjunction with the accompanying notes 
36 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
  
  
 
 
 
 
  
  
 
 
  
  
 
 
 
 
  
  
 
 
  
 Consolidated 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$'000 

Note 

25,940  
(31,611) 

(5,671) 
167  
3  
395  
(144) 
(391) 

  34 

(5,641) 

  32 

  13 
  14 

  23 
  35 
  35 
  35 

5,351  
(1,000) 
(751) 
(8) 
(50) 
(16) 

3,526  

7,021  
719  
(34) 
263  

7,969  

5,854  
-   

5,854  

Teaminvest Private Group Limited 
Statement of cash flows 
For the period ended 30 June 2019 

Cash flows from operating activities 
Receipts from customers (inclusive of GST) 
Payments to suppliers (inclusive of GST) 

Dividends received 
Interest received 
Other revenue 
Interest and other finance costs paid 
Income taxes paid 

Net cash used in operating activities 

Cash flows from investing activities 
Net cash acquired on acquisition of subsidiaries 
Payments for investment in associates 
Payments for property, plant and equipment 
Payments for intangibles 
Loans from/(to) related and other parties 
Proceeds from disposal of property, plant and equipment 

Net cash from investing activities 

Cash flows from financing activities 
Proceeds from issue of shares 
Proceeds from borrowings 
Repayment of lease liabilities 
Proceeds from invoice discounting 

Net cash from financing activities 

Net increase in cash and cash equivalents 
Cash and cash equivalents at the beginning of the financial period 

Cash and cash equivalents at the end of the financial period 

8 

The above statement of cash flows should be read in conjunction with the accompanying notes 
37 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 1. General information 

The  financial  statements  cover  Teaminvest  Private  Group  Limited  as  a  Group  consisting  of  Teaminvest  Private  Group 
Limited ('Company' or 'parent entity') and the entities it controlled at the end of, or during, the period (referred to in these 
financial  statements  as  the  'Group').  The  financial  statements  are  presented  in  Australian  dollars,  which  is  Teaminvest 
Private Group Limited's functional and presentation currency. 

Teaminvest Private Group Limited is a listed public company limited by shares, incorporated and domiciled in Australia. Its 
registered office and principal place of business is: 

1001A/53 Walker Street 
North Sydney, NSW 2060 

A description of the nature of the Group's operations and its principal activities are included in the directors' report, which is 
not part of the financial statements. 

The  Company  was  incorporated  on  26  September  2018.  On  24  May  2019,  the  Company  was  listed  on  the  Australian 
Securities Exchange (‘ASX’) with the code 'TIP'. 

The  Group's  results  are  for  the  4  month  period  from  1  March  2019  to  30  June  2019  when  the  Company  acquired  the 
entities as detailed in note 32. From the date of incorporation on 26 September 2018 to 28 February 2019 the Company 
did not trade. 

The financial statements  were authorised for  issue,  in  accordance  with a resolution of  directors, on  27  September  2019. 
The directors have the power to amend and reissue the financial statements. 

Note 2. Significant accounting policies 

The principal accounting policies adopted in the preparation of the financial statements are set out below. 

New or amended Accounting Standards and Interpretations adopted 
The  Group  has  adopted  all  of  the  new  or  amended  Accounting  Standards  and  Interpretations  issued  by  the  Australian 
Accounting Standards Board ('AASB') that are mandatory for the current reporting period. 

Any new or amended Accounting Standards or Interpretations that are not yet mandatory have not been early adopted. 

The following Accounting Standards and Interpretations are most relevant to the Group: 

AASB 9 Financial Instruments 
The  Group  has  adopted  AASB  9  from  incorporation  date  of  26  September  2018.  The  standard  introduced  new 
classification  and  measurement  models  for  financial  assets. A financial asset shall be measured at amortised cost if it is 
held  within  a  business  model  whose  objective  is  to  hold  assets  in  order  to  collect  contractual  cash  flows  which  arise  on 
specified dates and that are solely principal and interest. A debt investment shall be measured at fair value through other 
comprehensive  income  if  it  is  held  within  a  business  model  whose  objective  is  to  both  hold  assets  in  order  to  collect 
contractual cash flows which arise on specified dates that are solely principal and interest as well as selling the asset on 
the basis of its fair value. All other financial assets are classified and measured at fair value through profit or loss unless 
the entity makes  an irrevocable election on initial recognition to present gains and losses on equity  instruments (that are 
not  held-for-trading  or  contingent  consideration  recognised  in  a  business  combination)  in  other  comprehensive  income 
('OCI').  Despite  these  requirements,  a  financial  asset  may  be  irrevocably  designated  as  measured  at  fair  value  through 
profit or loss to reduce the effect of, or eliminate, an accounting mismatch. For financial liabilities designated at fair value 
through profit or loss, the standard requires the portion of the change in fair value that relates to the entity's own credit risk 
to be presented in OCI (unless it would create an accounting mismatch). New simpler hedge accounting requirements are 
intended to more closely align the accounting treatment with the risk management activities of the entity. New impairment 
requirements use an 'expected credit loss' ('ECL') model to recognise an allowance. Impairment is measured using a 12-
month  ECL  method  unless  the  credit  risk  on  a  financial  instrument  has  increased  significantly  since  initial  recognition  in 
which case the lifetime ECL method is adopted. For receivables, a simplified approach to measuring expected credit losses 
using a lifetime expected loss allowance is available. 

38 

 
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 2. Significant accounting policies (continued) 

AASB 15 Revenue from Contracts with Customers 
The  Group  has  adopted  AASB  15  from  incorporation  date  of  26  September  2018.  The  standard  provides  a  single 
comprehensive model for revenue recognition. The core principle of the standard is that an entity shall recognise revenue 
to depict the transfer of promised goods or services to customers at an amount that reflects the consideration to which the 
entity  expects  to  be  entitled  in  exchange  for  those  goods  or  services.  The  standard  introduced  a  new  contract-based 
revenue  recognition  model  with  a  measurement  approach  that  is  based  on  an  allocation  of  the  transaction  price.  This  is 
described further in the accounting policies below. Credit risk is presented separately as an expense rather than adjusted 
against revenue. Contracts with customers are presented in an entity's statement of financial position as a contract liability, 
a  contract  asset,  or  a  receivable,  depending  on  the  relationship  between  the  entity's  performance  and  the  customer's 
payment. Customer acquisition costs and costs to fulfil a contract can, subject to certain criteria, be capitalised as an asset 
and amortised over the contract period. 

Basis of preparation 
These general purpose financial statements have been prepared in accordance with Australian Accounting Standards and 
Interpretations  issued  by  the  Australian  Accounting  Standards  Board  ('AASB')  and  the  Corporations  Act  2001,  as 
appropriate  for  for-profit  oriented  entities.  These  financial  statements  also  comply  with  International  Financial  Reporting 
Standards as issued by the International Accounting Standards Board ('IASB'). 

Historical cost convention 
The financial statements have been prepared under the historical cost convention. 

Critical accounting estimates 
The  preparation  of  the  financial  statements  requires  the  use  of  certain  critical  accounting  estimates.  It  also  requires 
management to exercise its judgement in the process of applying the Group's accounting policies. The areas involving a 
higher  degree  of  judgement  or  complexity,  or  areas  where  assumptions  and  estimates  are  significant  to  the  financial 
statements, are disclosed in note 3. 

Parent entity information 
In  accordance  with  the  Corporations  Act  2001,  these  financial  statements  present  the  results  of  the  Group  only. 
Supplementary information about the parent entity is disclosed in note 37. 

Principles of consolidation 
The consolidated financial statements incorporate the assets and liabilities of all subsidiaries of Teaminvest Private Group 
Limited as at 30 June 2019 and the results of all subsidiaries for the period then ended. 

Subsidiaries  are  all  those  entities  over  which  the  Group  has  control.  The  Group  controls  an  entity  when  the  Group  is 
exposed to, or has rights to, variable returns from its involvement with the entity and has the ability to affect those returns 
through its power to direct the activities of the entity. Subsidiaries are fully consolidated from the date on which control is 
transferred to the Group. They are de-consolidated from the date that control ceases. 

Intercompany  transactions,  balances  and  unrealised  gains  on  transactions  between  entities  in  the  Group  are  eliminated. 
Unrealised losses are also eliminated unless the transaction provides evidence of the impairment of the asset transferred. 
Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted 
by the Group. 

The acquisition of subsidiaries is accounted for using the acquisition method of accounting. A change in ownership interest, 
without  the  loss  of  control,  is  accounted  for  as  an  equity  transaction,  where  the  difference  between  the  consideration 
transferred  and  the  book  value  of  the  share  of  the  non-controlling  interest  acquired  is  recognised  directly  in  equity 
attributable to the parent. 

Where  the  Group  loses  control  over  a  subsidiary,  it  derecognises  the  assets  including  goodwill,  liabilities  and  non-
controlling interest in the subsidiary together with any cumulative translation differences recognised in equity. The Group 
recognises the fair value of the consideration received and the fair value of any investment retained together with any gain 
or loss in profit or loss. 

39 

 
  
 
  
  
  
  
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 2. Significant accounting policies (continued) 

Operating segments 
Operating  segments  are  presented  using  the  'management  approach',  where  the  information  presented  is  on  the  same 
basis as the internal reports provided to the Chief Operating Decision Makers ('CODM'). The CODM is responsible for the 
allocation of resources to operating segments and assessing their performance. 

Revenue recognition 
The Group recognises revenue as follows: 

Revenue from contracts with customers 
Revenue  is  recognised  at  an  amount  that  reflects  the  consideration  to  which  the  Group  is  expected  to  be  entitled  in 
exchange  for  transferring  goods  or  services  to  a  customer.  For  each  contract  with  a  customer,  the  Group:  identifies  the 
contract  with  a  customer;  identifies  the  performance  obligations  in  the  contract;  determines  the  transaction  price  which 
takes into account estimates of variable consideration and the time value of money; allocates the transaction price to the 
separate performance obligations on the basis of the relative stand-alone selling price of each distinct good or service to be 
delivered;  and  recognises  revenue  when  or  as  each  performance  obligation  is  satisfied  in  a  manner  that  depicts  the 
transfer to the customer of the goods or services promised. 

Variable consideration within the transaction price, if any, reflects concessions provided to the customer such as discounts, 
rebates and refunds, any potential bonuses receivable from the customer and any other contingent events. Such estimates 
are  determined  using  either  the  'expected  value'  or  'most  likely  amount'  method.  The  measurement  of  variable 
consideration is subject to  a constraining principle whereby revenue will only be recognised to the extent that it  is highly 
probable  that  a  significant  reversal  in  the  amount  of  cumulative  revenue  recognised  will  not  occur.  The  measurement 
constraint  continues  until  the  uncertainty  associated  with  the  variable  consideration  is  subsequently  resolved.  Amounts 
received that are subject to the constraining principle are recognised as a refund liability. 

Sale of goods 
Revenue  from  the  design,  manufacture  and  installation  of  the  products  listed  below  are  recognised  at  the  point  in  time 
when the customer obtains control of the goods, which is generally at the time of installation. 

● 
● 
● 

 underground and overhead electrical network extensions and upgrades; 
 glass splashbacks, glass bathroom walls and toughened mirrors; and 
 semi-trailers. 

Rendering of services 
Revenue from a contract to provide traffic management services and logistic support services is recognised at a point in 
time when the services are rendered based on a fixed price. 

Revenue  from  the  design,  development  and  installation  of  architectural  metal  work  in  exchange  for  a  fixed  fee  is 
recognised over time. Due to the high degree of interdependence between the various elements of these projects, they are 
accounted  for  as  a  single  performance  obligation.  The  performance  obligation  is  based  on  the  'output  method',  where 
progress is measured against internally predetermined project milestones, being the most faithful depiction of the transfer 
of  goods  and  services  to  each  customer  based  on  historical  experience.  As  the  performance  obligation  is  generally 
completed within 12 months, the Group has used the practical expedient not to adjust the for the effects of financing. 

Interest 
Interest revenue is recognised as interest accrues using the effective interest method. This is a method of calculating the 
amortised cost of a financial asset and allocating the interest income over the relevant period using the effective interest 
rate, which is the rate that exactly discounts estimated future cash receipts through the expected life of the financial asset 
to the net carrying amount of the financial asset. 

Other revenue 
Other revenue is recognised when it is received or when the right to receive payment is established. 

Income tax 
The  income  tax  expense  or  benefit  for  the  period  is  the  tax  payable  on  that  period's  taxable  income  based  on  the 
applicable income tax rate for each jurisdiction, adjusted by the changes in deferred tax assets and liabilities attributable to 
temporary differences, unused tax losses and the adjustment recognised for prior periods, where applicable. 

40 

 
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 2. Significant accounting policies (continued) 

Deferred tax assets and liabilities are recognised for temporary differences at the tax rates expected to be applied when 
the  assets  are  recovered  or  liabilities  are  settled,  based  on  those  tax  rates  that  are  enacted  or  substantively  enacted, 
except for: 
● 

 When the deferred income tax asset or liability arises from the initial recognition of goodwill or an asset or liability in a 
transaction that is not a business combination and that, at the time of the transaction, affects neither the accounting 
nor taxable profits; or 
 When the taxable temporary difference is associated with interests in subsidiaries, associates or joint ventures, and 
the  timing  of  the  reversal  can  be  controlled  and  it  is  probable  that  the  temporary  difference  will  not  reverse  in  the 
foreseeable future. 

● 

Deferred tax assets are recognised for deductible temporary differences and unused tax losses only if it is probable that 
future taxable amounts will be available to utilise those temporary differences and losses. 

The carrying  amount  of recognised and unrecognised deferred tax assets are reviewed at each reporting  date. Deferred 
tax assets recognised are reduced to the extent that it is no longer probable that future taxable profits will be available for 
the carrying amount to be  recovered.  Previously unrecognised deferred tax assets are recognised to the  extent that it is 
probable that there are future taxable profits available to recover the asset. 

Deferred  tax  assets  and  liabilities  are  offset  only  where  there  is  a  legally  enforceable  right  to  offset  current  tax  assets 
against  current  tax  liabilities  and  deferred  tax  assets  against  deferred  tax  liabilities;  and  they  relate  to  the  same  taxable 
authority on either the same taxable entity or different taxable entities which intend to settle simultaneously. 

Teaminvest Private Group Limited (the 'head entity') and its wholly-owned Australian subsidiaries have formed an income 
tax  consolidated  group  under  the  tax  consolidation  regime.  The  head  entity  and  each  subsidiary  in  the  tax  consolidated 
group  continue  to  account  for  their  own  current  and  deferred  tax  amounts.  The  tax  consolidated  group  has  applied  the 
'separate taxpayer within group' approach in determining the appropriate amount of taxes to allocate to members of the tax 
consolidated group. 

In addition to its own current and deferred tax amounts, the head entity also recognises the current tax liabilities (or assets) 
and the deferred tax assets arising from unused tax losses and unused tax credits assumed from each subsidiary in the tax 
consolidated group. 

Assets  or  liabilities  arising  under  tax  funding  agreements  with  the  tax  consolidated  entities  are  recognised  as  amounts 
receivable from or payable to other entities in the tax consolidated group. The tax funding arrangement ensures that the 
intercompany charge equals the current tax liability or benefit of each tax consolidated group member, resulting in neither a 
contribution by the head entity to the subsidiaries nor a distribution by the subsidiaries to the head entity. 

Current and non-current classification 
Assets and liabilities are presented in the statement of financial position based on current and non-current classification. 

An  asset  is  classified  as  current  when:  it  is  either  expected  to  be  realised  or  intended  to  be  sold  or  consumed  in  the 
Group's normal operating cycle; it is held primarily for the purpose of trading; it is expected to be realised within 12 months 
after the reporting period; or the asset is cash or cash equivalent unless restricted from being exchanged or used to settle 
a liability for at least 12 months after the reporting period. All other assets are classified as non-current. 

A liability is classified as current when: it is either expected to be settled in the Group's normal operating cycle; it is held 
primarily  for  the  purpose  of  trading;  it  is  due  to  be  settled  within  12  months  after  the  reporting  period;  or  there  is  no 
unconditional right to defer the settlement of the liability for at least 12 months after the reporting period. All other liabilities 
are classified as non-current. 

Deferred tax assets and liabilities are always classified as non-current. 

Cash and cash equivalents 
Cash and cash equivalents includes cash on hand, deposits held at call with financial institutions, other short-term, highly 
liquid investments with original maturities of three months or less that are readily convertible to known amounts of cash and 
which are subject to an insignificant risk of changes in value. For the statement of cash flows presentation purposes, cash 
and  cash  equivalents  also  includes  bank  overdrafts,  which  are  shown  within  borrowings  in  current  liabilities  on  the 
statement of financial position. 

41 

 
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 2. Significant accounting policies (continued) 

Trade and other receivables 
Trade  receivables  are  initially  recognised  at  fair  value  and  subsequently  measured  at  amortised  cost  using  the  effective 
interest method, less any allowance for expected credit losses. Trade receivables are generally due for settlement within 
30 days. 

The Group has applied the simplified approach to measuring expected credit losses, which uses a lifetime expected loss 
allowance. To measure the expected credit losses, trade receivables have been grouped based on days overdue. 

Other receivables are recognised at amortised cost, less any allowance for expected credit losses. 

Contract assets 
Contract assets are recognised when the Group has transferred goods or services to the customer but where the Group is 
yet  to  establish  an  unconditional  right  to  consideration.  Contract  assets  are  treated  as  financial  assets  for  impairment 
purposes. 

Inventories 
Raw materials, work in progress and finished goods are stated at the lower of cost and net realisable value on a 'first in first 
out'  basis.  Cost  comprises  of  direct  materials  and  delivery  costs,  direct  labour,  import  duties  and  other  taxes,  an 
appropriate  proportion  of  variable  and  fixed  overhead  expenditure  based  on  normal  operating  capacity,  and,  where 
applicable,  transfers  from  cash  flow  hedging  reserves  in  equity.  Costs  of  purchased  inventory  are  determined  after 
deducting rebates and discounts received or receivable. 

Net realisable value is the estimated selling price in the ordinary course of business less the estimated costs of completion 
and the estimated costs necessary to make the sale. 

Associates 
Associates  are  entities  over  which  the  Group  has  significant  influence  but  not  control  or  joint  control.  Investments  in 
associates are accounted for using the equity method. Under the equity method, the share of the profits or losses of the 
associate  is recognised  in  profit  or loss and the share of the movements in equity is recognised in other comprehensive 
income. Investments in associates are carried in the statement of financial position at cost plus post-acquisition changes in 
the Group's share of net assets of the associate. Goodwill relating to the associate is included in the carrying amount of the 
investment  and  is  neither  amortised  nor  individually  tested  for  impairment.  Dividends  received  or  receivable  from 
associates reduce the carrying amount of the investment. 

When the Group's share of losses in an associate equals or exceeds its interest in the associate, including any unsecured 
long-term receivables, the Group does not recognise further losses, unless it has incurred obligations or made payments 
on behalf of the associate. 

The  Group  discontinues  the  use  of  the  equity  method  upon  the  loss  of  significant  influence  over  the  associate  and 
recognises any retained investment at its fair value. Any difference between the associate's carrying amount, fair value of 
the retained investment and proceeds from disposal is recognised in profit or loss. 

Property, plant and equipment 
Plant  and  equipment  is  stated  at  historical  cost  less  accumulated  depreciation  and  impairment.  Historical  cost  includes 
expenditure that is directly attributable to the acquisition of the items. 

Depreciation is calculated  on  a straight-line basis to  write off the  net cost  of each item of property,  plant  and equipment 
(excluding land) over their expected useful lives as follows: 

Leasehold improvements 
Plant and equipment 
Plant and equipment under lease 
Motor vehicles  

 over the term of the lease 
 1-10 years 
 2-5 years 
 4 years 

The  residual  values,  useful  lives  and  depreciation  methods  are  reviewed,  and  adjusted  if  appropriate,  at  each  reporting 
date. 

42 

 
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 2. Significant accounting policies (continued) 

Leasehold improvements and plant and equipment under lease are depreciated over the unexpired period of the lease or 
the estimated useful life of the assets, whichever is shorter. 

An item of property, plant and equipment is derecognised upon disposal or when there is no future economic benefit to the 
Group. Gains and losses between the carrying amount and the disposal proceeds are taken to profit or loss.  

Leases 
The determination  of whether an arrangement is  or contains a lease  is based  on the substance of the  arrangement and 
requires an assessment of whether the fulfilment of the arrangement is dependent on the use of a specific asset or assets 
and the arrangement conveys a right to use the asset. 

A distinction is made between finance leases, which effectively transfer from the lessor to the lessee substantially all the 
risks  and  benefits  incidental  to  the  ownership  of  leased  assets,  and  operating  leases,  under  which  the  lessor  effectively 
retains substantially all such risks and benefits. 

Finance leases are capitalised. A lease asset and liability are established at the fair value of the leased assets, or if lower, 
the  present  value  of  minimum  lease  payments.  Lease  payments  are  allocated  between  the  principal  component  of  the 
lease liability and the finance costs, so as to achieve a constant rate of interest on the remaining balance of the liability. 

Leased assets acquired under a finance lease are depreciated over the asset's useful life or over the shorter of the asset's 
useful life and the lease term if there is no reasonable certainty that the Group will obtain ownership at the end of the lease 
term. 

Operating lease payments, net of any incentives received from the  lessor, are charged to profit or loss on  a straight-line 
basis over the term of the lease. 

Intangible assets 
Intangible assets acquired as part of a business combination, other than goodwill, are initially measured at their fair value 
at the date of the acquisition. Intangible assets acquired separately are initially recognised at cost. Indefinite life intangible 
assets  are  not  amortised  and  are  subsequently  measured  at  cost  less  any  impairment.  Finite  life  intangible  assets  are 
subsequently  measured  at  cost  less  amortisation  and  any  impairment.  The  gains  or  losses  recognised  in  profit  or  loss 
arising from the derecognition of intangible assets are measured as the difference between net disposal proceeds and the 
carrying amount of the intangible asset. The method and useful lives of finite life intangible assets are reviewed annually. 
Changes in the expected pattern of consumption or useful life are accounted for prospectively by changing the amortisation 
method or period. 

Goodwill 
Goodwill  arises  on  the  acquisition  of  a  business.  Goodwill  is  not  amortised.  Instead,  goodwill  is  tested  annually  for 
impairment, or more frequently if events or changes in circumstances indicate that it might be impaired, and is carried at 
cost  less  accumulated  impairment  losses.  Impairment  losses  on  goodwill  are  taken  to  profit  or  loss  and  are  not 
subsequently reversed. 

Patents and trademarks 
Significant  costs  associated  with  patents  and  trademarks  are  deferred  and  amortised  on  a  straight-line  basis  over  the 
period of their expected benefit, being their finite useful life of 10 years. 

Software 
Significant  costs  associated  with  software  are  deferred  and  amortised  on  a  straight-line  basis  over  the  period  of  their 
expected benefit, being their finite  useful life of 5 years. 

Impairment of non-financial assets 
Goodwill  is  not  subject  to  amortisation  and  is  tested  annually  for  impairment,  or  more  frequently  if  events  or  changes  in 
circumstances indicate that it might be impaired. Other non-financial assets are reviewed for impairment whenever events 
or changes in circumstances indicate that the carrying amount may not be recoverable. An impairment loss is recognised 
for the amount by which the asset's carrying amount exceeds its recoverable amount. 

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Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 2. Significant accounting policies (continued) 

Recoverable amount is the higher of an asset's fair value less costs of disposal and value-in-use. The value-in-use is the 
present value of the estimated future cash flows relating to the asset using a pre-tax discount rate specific to the asset or 
cash-generating unit to which the asset belongs. Assets that do not have independent cash flows are grouped together to 
form a cash-generating unit. 

Trade and other payables 
These  amounts represent  liabilities for goods and services provided to the Group prior to  the end  of the financial period 
and  which  are  unpaid.  Due  to  their  short-term  nature  they  are  measured  at  amortised  cost  and  are  not  discounted.  The 
amounts are unsecured and are usually paid within 30 days of recognition. 

Contract liabilities 
Contract liabilities represent the Group's obligation to transfer goods or services to a customer and are recognised when a 
customer pays consideration, or when the Group recognises a receivable to reflect its unconditional right to consideration 
(whichever is earlier) before the Group has transferred the goods or services to the customer. 

Borrowings 
Loans and borrowings are initially recognised at the fair value of the consideration received, net of transaction costs. They 
are subsequently measured at amortised cost using the effective interest method. 

Finance costs 
Finance costs are expensed in the period in which they are incurred. 

Provisions 
Provisions are recognised when the Group has a present (legal or constructive) obligation as a result of a past event, it is 
probable  the  Group  will  be  required  to  settle  the  obligation,  and  a  reliable  estimate  can  be  made  of  the  amount  of  the 
obligation. The amount recognised  as a  provision  is the best estimate of the consideration required to settle the  present 
obligation at the reporting date, taking into account the risks and uncertainties surrounding the obligation. If the time value 
of  money  is  material,  provisions  are  discounted  using  a  current  pre-tax  rate  specific  to  the  liability.  The  increase  in  the 
provision resulting from the passage of time is recognised as a finance cost. 

Employee benefits 

Short-term employee benefits 
Liabilities  for  wages  and  salaries,  including  non-monetary  benefits,  annual  leave  and  long  service  leave  expected  to  be 
settled wholly within 12 months of the reporting date are measured at the amounts expected to be paid when the liabilities 
are settled. 

Other long-term employee benefits 
The liability for annual leave and long service leave not expected to be settled within 12 months of the reporting date are 
measured at the present value of expected future payments to be made in respect of services provided by employees up to 
the reporting date. Consideration is given to expected future wage and salary levels, experience of employee departures 
and periods of service. Expected future payments are discounted using market yields at the reporting date on high quality 
corporate bonds with terms to maturity and currency that match, as closely as possible, the estimated future cash outflows. 

Defined contribution superannuation expense 
Contributions to defined contribution superannuation plans are expensed in the period in which they are incurred. 

Issued capital 
Ordinary shares are classified as equity. 

Incremental costs directly attributable to the issue of new shares or options are shown in equity as a deduction, net of tax, 
from the proceeds. 

Business combinations 
The  acquisition  method  of  accounting  is  used  to  account  for  business  combinations  regardless  of  whether  equity 
instruments or other assets are acquired. 

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Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 2. Significant accounting policies (continued) 

The  consideration  transferred  is  the  sum  of  the  acquisition-date  fair  values  of  the  assets  transferred,  equity  instruments 
issued or liabilities incurred by the acquirer to former owners of the acquiree and the amount of any non-controlling interest 
in the acquiree. For each business combination, the non-controlling interest in the acquiree is measured at either fair value 
or  at  the  proportionate  share  of  the  acquiree's  identifiable  net  assets.  All  acquisition  costs  are  expensed  as  incurred  to 
profit or loss. 

On the acquisition of a business, the Group assesses the financial assets acquired and liabilities assumed for appropriate 
classification  and  designation  in  accordance  with  the  contractual  terms,  economic  conditions,  the  Group's  operating  or 
accounting policies and other pertinent conditions in existence at the acquisition-date. 

Where  the  business  combination  is  achieved  in  stages,  the  Group  remeasures  its  previously  held  equity  interest  in  the 
acquiree at the acquisition-date  fair value and  the difference between  the fair value  and the previous carrying amount  is 
recognised in profit or loss. 

Contingent  consideration  to  be  transferred  by  the  acquirer  is  recognised  at  the  acquisition-date  fair  value.  Subsequent 
changes  in  the  fair  value  of  the  contingent  consideration  classified  as  an  asset  or  liability  is  recognised  in  profit  or  loss. 
Contingent  consideration  classified  as  equity  is  not  remeasured  and  its  subsequent  settlement  is  accounted  for  within 
equity. 

The  difference  between  the  acquisition-date  fair  value  of  assets  acquired,  liabilities  assumed  and  any  non-controlling 
interest in the acquiree and the fair value of the consideration transferred and the fair value of any pre-existing investment 
in the acquiree is recognised as goodwill. If the consideration transferred and the pre-existing fair value is less than the fair 
value  of the identifiable  net assets acquired, being a  bargain purchase to the acquirer, the  difference  is recognised as a 
gain directly in profit or loss by the acquirer on the acquisition-date, but only after a reassessment of the identification and 
measurement of the net assets acquired, the non-controlling interest in the acquiree, if any, the consideration transferred 
and the acquirer's previously held equity interest in the acquirer. 

Business  combinations  are  initially  accounted  for  on  a  provisional  basis.  The  acquirer  retrospectively  adjusts  the 
provisional amounts recognised and also recognises additional assets or liabilities during the measurement period, based 
on  new  information  obtained  about  the  facts  and  circumstances  that  existed  at  the  acquisition-date.  The  measurement 
period ends on either the earlier of (i) 12 months from the date of the acquisition or (ii) when the acquirer receives all the 
information possible to determine fair value. 

Earnings per share 

Basic earnings per share 
Basic earnings per share is calculated by dividing the profit attributable to the owners of Teaminvest Private Group Limited, 
excluding  any  costs  of  servicing  equity  other  than  ordinary  shares,  by  the  weighted  average  number  of  ordinary  shares 
outstanding during the financial period, adjusted for bonus elements in ordinary shares issued during the financial period. 

Diluted earnings per share 
Diluted earnings per share adjusts the figures used in the determination of basic earnings per share to take into account 
the after income tax effect of interest and other financing costs associated with dilutive potential ordinary shares and the 
weighted  average  number  of  shares  assumed  to  have  been  issued  for  no  consideration  in  relation  to  dilutive  potential 
ordinary shares. 

Goods and Services Tax ('GST') and other similar taxes 
Revenues,  expenses  and  assets  are  recognised  net  of  the  amount  of  associated  GST,  unless  the  GST  incurred  is  not 
recoverable from the tax authority. In this case it is recognised as part of the cost of the acquisition of the asset or as part 
of the expense. 

Receivables  and  payables  are  stated  inclusive  of  the  amount  of  GST  receivable  or  payable.  The  net  amount  of  GST 
recoverable  from,  or  payable  to,  the  tax  authority  is  included  in  other  receivables  or  other  payables  in  the  statement  of 
financial position. 

Cash  flows  are  presented  on  a  gross  basis.  The  GST  components  of  cash  flows  arising  from  investing  or  financing 
activities which are recoverable from, or payable to the tax authority, are presented as operating cash flows. 

45 

 
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 2. Significant accounting policies (continued) 

Commitments and contingencies are disclosed net of the amount of GST recoverable from, or payable to, the tax authority. 

Rounding of amounts 
The  Company  is  of  a  kind  referred  to  in  Corporations  Instrument  2016/191,  issued  by  the  Australian  Securities  and 
Investments Commission, relating to 'rounding-off'. Amounts in this report have been rounded off in accordance with that 
Corporations Instrument to the nearest thousand dollars, or in certain cases, the nearest dollar. 

New Accounting Standards and Interpretations not yet mandatory or early adopted 
Australian  Accounting  Standards  and  Interpretations  that  have  recently  been  issued  or  amended  but  are  not  yet 
mandatory, have not been early adopted by the Group for the annual reporting period ended 30 June 2019. The Group's 
assessment of the impact of these new or amended Accounting Standards and Interpretations, most relevant to the Group, 
are set out below. 

AASB 16 Leases 
This standard is applicable to annual reporting periods beginning on or after 1 January 2019. The standard replaces AASB 
117 'Leases' and for lessees will eliminate the classifications of operating leases and finance leases. Subject to exceptions, 
a  'right-of-use'  asset  will  be  capitalised  in  the  statement  of  financial  position,  measured  at  the  present  value  of  the 
unavoidable  future  lease  payments  to  be  made  over  the  lease  term.  The  exceptions  relate  to  short-term  leases  of  12 
months  or  less  and  leases  of  low-value  assets  (such  as  personal  computers  and  small  office  furniture)  where  an 
accounting policy choice exists whereby either a 'right-of-use' asset is recognised or lease payments are expensed to profit 
or  loss  as  incurred.  A  liability  corresponding  to  the  capitalised  lease  will  also  be  recognised,  adjusted  for  lease 
prepayments, lease incentives received, initial direct costs incurred and an estimate of any future restoration, removal or 
dismantling  costs.  Straight-line  operating  lease  expense  recognition  will  be  replaced  with  a  depreciation  charge  for  the 
leased  asset  (included  in  operating  costs)  and  an  interest  expense  on  the  recognised  lease  liability  (included  in  finance 
costs).  In  the  earlier  periods  of  the  lease,  the  expenses  associated  with  the  lease  under  AASB  16  will  be  higher  when 
compared  to  lease  expenses  under  AASB  117.  However  EBITDA  (Earnings  Before  Interest,  Tax,  Depreciation  and 
Amortisation) results will be improved as the operating expense is replaced by interest expense and depreciation in profit 
or  loss  under  AASB  16.  For  classification  within  the  statement  of  cash  flows,  the  lease  payments  will  be  separated  into 
both a principal (financing activities) and interest (either operating or financing activities) component. For lessor accounting, 
the standard does not substantially change how a lessor accounts for leases.  

At the reporting date, the Group has non-cancellable operating lease commitments as disclosed in note 29. A preliminary 
assessment indicates that these arrangements will meet the definition of a lease under AASB 16, and hence the Group will 
recognise a right-of-use asset and a corresponding liability in respect of all these leases unless they qualify for low value or 
short-term  leases  upon  the  application  of  AASB  16.  The  Group  assessed  that,  using  the  transitional  rules  available, 
operating lease commitments as disclosed in note 29 will be recognised as right-of-use assets and related lease liabilities 
at the date of adoption on 1 July 2019. 

New Conceptual Framework for Financial Reporting 
A  revised  Conceptual  Framework  for  Financial  Reporting  has  been  issued  by  the  AASB  and  is  applicable  for  annual 
reporting  periods  beginning  on  or  after  1  January  2020.  This  release  impacts  for-profit  private  sector  entities  that  have 
public  accountability  that  are  required  by  legislation  to  comply  with  Australian  Accounting  Standards  and  other  for-profit 
entities that voluntarily elect to apply the Conceptual Framework. Phase 2 of the framework is yet to be released which will 
impact for-profit private sector entities. The application of new definition and recognition criteria as well as new guidance on 
measurement  will  result  in  amendments  to  several  accounting  standards.  The  issue  of  AASB  2019-1  'Amendments  to 
Australian  Accounting  Standards  –  References  to  the  Conceptual  Framework',  also  applicable  from  1  January  2020, 
includes such amendments. The Group will apply the revised conceptual framework from 1 July 2020 and is yet to assess 
its impact. 

46 

 
  
 
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 3. Critical accounting judgements, estimates and assumptions 

The  preparation  of  the  financial  statements  requires  management  to  make  judgements,  estimates  and  assumptions  that 
affect the reported amounts in the financial statements. Management continually evaluates its judgements and estimates in 
relation  to  assets,  liabilities,  contingent  liabilities,  revenue  and  expenses.  Management  bases  its  judgements,  estimates 
and  assumptions  on  historical  experience  and  on  other  various  factors,  including  expectations  of  future  events, 
management believes to be reasonable under the circumstances. The resulting accounting judgements and estimates will 
seldom equal the related actual results. The judgements, estimates and assumptions that have a significant risk of causing 
a  material  adjustment  to  the  carrying  amounts  of  assets  and  liabilities  (refer  to  the  respective  notes)  within  the  next 
financial year are discussed below. 

Revenue recognition over time 
For  performance  obligations  satisfied  over  time,  management  uses  judgement  to  select  a  method  for  measuring  its 
progress towards complete satisfaction of that performance obligation. In exercising that judgement, management selects 
a  method  that  depicts  its  performance  in  transferring  control  of  goods  or  services  to  the  customer.  For  the  provision  of 
architectural  metal  work,  management  has  determined  that  progress  should  be  measured  by  internally  predetermined 
project  milestones  (an  output method).  Specifically  this  method  involves  estimating  the  progress  towards  satisfying 
performance  obligations  within  the  contract  and  contract  costs  expected  to  be  incurred  to  satisfy  the  performance 
obligations. 

Allowance for expected credit losses 
The allowance for expected credit losses assessment requires a degree of estimation and judgement. It is based on the 
lifetime  expected  credit  loss,  grouped  based  on  days  overdue,  and  makes  assumptions  to  allocate  an  overall  expected 
credit loss rate for each group. These assumptions include recent sales experience and historical collection rates. 

Provision for impairment of inventories 
The provision for impairment of inventories assessment requires a degree  of estimation and judgement. The level of the 
provision is assessed by taking into account the recent sales experience, the ageing of inventories and other factors that 
affect inventory obsolescence. 

Estimation of useful lives of assets 
The Group determines the estimated useful lives and related depreciation and amortisation charges for its property, plant 
and  equipment  and  finite  life  intangible  assets.  The  useful  lives  could  change  significantly  as  a  result  of  technical 
innovations  or  some  other  event.  The  depreciation  and  amortisation  charge  will  increase  where  the  useful  lives  are  less 
than previously estimated lives, or technically obsolete or non-strategic assets that have been abandoned or sold will be 
written off or written down. 

Goodwill  
The Group tests annually, or more frequently if events or changes in circumstances indicate impairment, whether goodwill 
has suffered any impairment, in accordance with the accounting policy stated in note 2. The recoverable amounts of cash-
generating  units  have  been  determined  based  on  value-in-use  calculations.  These  calculations  require  the  use  of 
assumptions,  including  estimated  discount  rates  based  on  the  current  cost  of  capital  and  growth  rates  of  the  estimated 
future cash flows. 

Income tax 
The  Group  is  subject  to  income  taxes  in  the  jurisdictions  in  which  it  operates.  Significant  judgement  is  required  in 
determining  the  provision  for  income  tax.  There  are  many  transactions  and  calculations  undertaken  during  the  ordinary 
course of business for which the ultimate tax determination is uncertain. The Group recognises liabilities for anticipated tax 
audit issues based on the Group's current understanding of the tax law. Where the final tax outcome of these matters is 
different  from  the  carrying  amounts,  such  differences  will  impact  the  current  and  deferred  tax  provisions  in  the  period  in 
which such determination is made. 

Recovery of deferred tax assets 
Deferred  tax  assets  are  recognised  for  deductible  temporary  differences  only  if  the  Group  considers  it  is  probable  that 
future taxable amounts will be available to utilise those temporary differences and losses. 

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Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 3. Critical accounting judgements, estimates and assumptions (continued) 

Business combinations 
As discussed in note 2, business combinations are initially accounted for on a provisional basis. The fair value of assets 
acquired,  liabilities  and  contingent  liabilities  assumed  are  initially  estimated  by  the  Group  taking  into  consideration  all 
available  information  at  the  reporting  date.  Fair  value  adjustments  on  the  finalisation  of  the  business  combination 
accounting  is  retrospective,  where  applicable,  to  the  period  the  combination  occurred  and  may  have  an  impact  on  the 
assets and liabilities, depreciation and amortisation reported. 

Note 4. Operating segments 

Identification of reportable operating segments 
The  Group  is  organised  into  two  operating  segments  based  on  the  whether  it  manufactures  ('Engineering')  or  provide 
services ('Services'). These operating segments are based on the internal reports that are reviewed and used by the Board 
of  Directors  (who  are  identified  as  the  Chief  Operating  Decision  Makers  ('CODM'))  in  assessing  performance  and  in 
determining the allocation of resources. Further details is as follows: 

Segment name 

 Description 

Engineering segment 

Services segment 

 The engineering segment includes four wholly-owned subsidiaries of the Group: DecoGlaze 
Holdings Pty Ltd; Lusty TIP Trailers Pty Ltd; Icon Metal Pty Ltd; and Coastal Energy Pty Ltd. 
 The services segment includes two wholly-owned subsidiaries; East Coast Traffic 
Controllers Pty Ltd and Kitome Pty Ltd and two associate entities: Colour Capital Pty Ltd 
and Multimedia Technology Pty Ltd. 

There is no aggregation of operating segments. 

The  CODM  reviews  EBITDA  (earnings  before  interest,  tax,  depreciation  and  amortisation).  The  accounting  policies 
adopted for internal reporting to the CODM are consistent with those adopted in the financial statements. 

The information reported to the CODM is on a monthly basis. 

Intersegment transactions 
There were no intersegment transactions. 

Intersegment receivables, payables and loans 
There were no intersegment receivables, payables and loans. 

Major customers 
During the period ended 30 June 2019, the Group did not have sales to a  single external customer that amounted to 10% 
or more of the Group's revenues. 

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Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 4. Operating segments (continued) 

Operating segment information 

Consolidated - Period from 26 Sep 2018 to 30 Jun 2019 

  Engineering    Services 

$'000 

$'000 

Total 
$'000 

Revenue 
Sales to external customers 
Other revenue 
Total revenue 

EBITDA 
Depreciation and amortisation 
Interest revenue 
Finance costs 
Corporate overheads 
Loss before income tax benefit 
Income tax benefit 
Loss after income tax benefit 
Material items include: 
Share of profits of associates 

Assets 
Segment assets 
Unallocated assets: 
Deferred tax asset 
Corporate assets 
Total assets 
Total assets includes: 
Investments in associates 

Liabilities 
Segment liabilities 
Unallocated liabilities: 
Provision for income tax 
Corporate liabilities 
Total liabilities 

Note 5. Revenue 

Revenue from contracts with customers 
Sale of goods 
Rendering of services 

Other revenue 
Other revenue 

Revenue 

49 

20,211  
164  
20,375  

7,796  
213  
8,009  

151  

448  

28,007 
377 
28,384 

599 
(323) 
3 
(144) 
(1,917) 
(1,782) 
158 
(1,624) 

-  

270  

270 

74,112  

23,743  

97,855 

1,416 
6,466 
105,737 

-  

17,499  

17,499 

14,704  

4,714  

19,418 

1,051 
295 
20,764 

 Consolidated 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$'000 

15,600  
12,407  
28,007  

377  

28,384  

 
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
  
  
 
 
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
  
  
 
 
  
  
 
 
 
  
  
 
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
  
  
 
 
  
  
 
 
 
  
  
 
 
  
  
 
  
  
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 5. Revenue (continued) 

Disaggregation of revenue 
The disaggregation of revenue from contracts with customers is as follows: 

Consolidated - Period from 26 Sep 2018 to 30 Jun 2019 

  Engineering    Services 

$'000 

$'000 

Total 
$'000 

Geographical regions 
Australia 

Timing of revenue recognition 
Goods transferred at a point in time 
Services transferred at a point in time 
Services transferred over time 

Note 6. Expenses 

Loss before income tax includes the following specific expenses: 

Depreciation 
Leasehold improvements 
Plant and equipment 
Motor vehicles 

Total depreciation 

Amortisation 
Software 

Total depreciation and amortisation 

Finance costs 
Interest and finance charges paid/payable 
Interest and finance charges paid/payable on lease liabilities 

Finance costs expensed 

Rental expense relating to operating leases 
Minimum lease payments 

Superannuation expense 
Defined contribution superannuation expense 

50 

20,211  

7,796  

28,007 

15,600  
472  
4,139  

-  
7,796  
-  

15,600 
8,268 
4,139 

20,211  

7,796  

28,007 

 Consolidated 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$'000 

5  
62  
216  

283  

40  

323  

121  
23  

144  

710  

667  

 
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
  
  
 
 
  
  
 
 
 
 
 
 
  
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 7. Income tax benefit 

Income tax benefit 
Current tax 
Deferred tax - origination and reversal of temporary differences 

Aggregate income tax benefit 

Deferred tax included in income tax benefit comprises: 
Increase in deferred tax assets (note 15) 

Numerical reconciliation of income tax benefit and tax at the statutory rate 
Loss before income tax benefit 

Tax at the statutory tax rate of 30% 

Tax effect amounts which are not deductible/(taxable) in calculating taxable income: 

Non-deductible expenses 

Income tax benefit 

Note 8. Current assets - cash and cash equivalents 

Cash on hand 
Cash at bank 
Cash on deposit 

Reconciliation to cash and cash equivalents at the end of the financial period 
The above figures are reconciled to cash and cash equivalents at the end of the financial period as shown 
in the statement of cash flows as follows: 

Balances as above 
Bank overdraft (note 18) 

Balance as per statement of cash flows 

 Consolidated 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$'000 

67  
(225) 

(158) 

(225) 

(1,782) 

(535) 

377  

(158) 

 Consolidated 
  30 Jun 2019 
$'000 

4  
6,352  
338  

6,694  

6,694  
(840) 

5,854  

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Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 9. Current assets - trade and other receivables 

Trade receivables 
Less: Allowance for expected credit losses 

Loan receivable 
Receivable from employees 

Other receivables 
Receivable from related parties 

 Consolidated 
  30 Jun 2019 
$'000 

7,823  
(208) 
7,615  

15  
9  
24  

80  
1  

7,720  

Allowance for expected credit losses 
The ageing of the receivables and allowance for expected credit losses provided for above are as follows: 

  Expected 
credit loss 
rate 

  Allowance 
Gross 
for expected 
carrying 
credit losses 
amount 
  30 Jun 2019   30 Jun 2019   30 Jun 2019 
$'000 

$'000 

% 

- 
0.11%   
0.33%   
58.24%   

5,492  
1,676  
303  
352  

7,823  

- 
2 
1 
205 

208 

 Consolidated 
  30 Jun 2019 
$'000 

-   
117  
229  
(138) 

208  

Consolidated 

Not overdue 
Under three months overdue 
Three to six months overdue 
Over six months overdue 

Movements in the allowance for expected credit losses are as follows: 

Opening balance 
Additional provisions recognised 
Additions through business combinations (note 32) 
Unused amounts reversed 

Closing balance 

52 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 10. Current assets - contract assets 

Contract assets 

 Consolidated 
  30 Jun 2019 
$'000 

5,699  

Reconciliation 
Reconciliation of the written down values at the beginning and end of the current financial period are set out 
below: 

Opening balance 
Additions 
Additions through business combinations (note 32) 

Closing balance 

Note 11. Current assets - inventories 

Raw materials - at cost 
Work in progress - at cost 
Finished goods - at cost 

Note 12. Non-current assets - investments accounted for using the equity method 

Investment in associates 

Reconciliation 
Reconciliation of the carrying amounts at the beginning and end of the current financial period are set out 
below: 

Opening carrying amount 
Profit after income tax 
Additions 
Dividends received 

Closing carrying amount 

-   
258  
5,441  

5,699  

 Consolidated 
  30 Jun 2019 
$'000 

94  
4,868  
2,535  

7,497  

 Consolidated 
  30 Jun 2019 
$'000 

17,499  

-   
270  
17,396  
(167) 

17,499  

53 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 12. Non-current assets - investments accounted for using the equity method (continued) 

Interests in associates 
Interests in associates are accounted for using the equity method of accounting. Information relating to associates that are 
material to the Group are set out below: 

Name 

 Principal place of business / 
 Country of incorporation 

Colour Capital Pty Ltd* 
Multimedia Technology Pty Ltd** 

 Australia 
 Australia 

  Ownership 
interest 
  30 Jun 2019 
% 

33.30%  
30.00%  

* 

** 

 On  28  February  2019,  the  Company  purchased  33.30%  of  Colour  Capital  Pty  Ltd  for  a  total  consideration  of 
$7,887,000.  This  is  a  franchise  management  business  and  operates  as  franchisor  of  Raw  Energy  Café  brand  and 
master franchisor or GJ Gardner Homes (NSW, ACT and WA). 
 On 28 February 2019, the Company purchased 30.00% of Multimedia Technology Pty Ltd for a total consideration of 
$9,509,000.  Multimedia  Technology  Pty  Ltd  is  an  importer  of  information  technology  hardware  to  approximately 
10,000 qualified resellers across Australia. 

54 

 
  
 
  
  
  
 
 
 
 
 
 
  
 
 
 
 
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 12. Non-current assets - investments accounted for using the equity method (continued) 

Summarised financial information for the year ended 30 June 2019 is as follows: 

Summarised statement of financial position 
Current assets 
Non-current assets 

Total assets 

Current liabilities 
Non-current liabilities 

Total liabilities 

Net assets 

Summarised statement of profit or loss and other comprehensive income 
Revenue 
Expenses 

Profit before income tax 
Income tax expense 

Profit after income tax 

Other comprehensive income 

Total comprehensive income 

Reconciliation of the Group's carrying amount 
Acquisition price 
Share of profit/(loss) after income tax (from date of acquisition) 
Share of dividends received 

Closing carrying amount 

Colour 
Capital 

  Multimedia 
Technology 
  30 Jun 2019   30 Jun 2019 

$'000 

$'000 

675  
2,535  

32,752 
676 

3,210  

33,428 

460  
332  

792  

15,106 
5,083 

20,189 

2,418  

13,239 

11,146  
(9,800)  

140,219 
(135,602) 

1,346  
(608)  

4,617 
(1,386) 

738  

3,231 

-  

- 

738  

3,231 

7,887  
(43)  
(167)  

9,509 
313 
- 

7,677  

9,822 

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Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 13. Non-current assets - property, plant and equipment 

Land - at cost 

Leasehold improvements - at cost 
Less: Accumulated depreciation 

Plant and equipment - at cost 
Less: Accumulated depreciation 

Motor vehicles - at cost 
Less: Accumulated depreciation 

 Consolidated 
  30 Jun 2019 
$'000 

144  

164  
(5) 
159  

2,298  
(62) 
2,236  

1,875  
(216) 
1,659  

4,198  

Reconciliations 
Reconciliations of the written down values at the beginning and end of the current financial period are set out below: 

Consolidated 

Land 
$'000 

  Leasehold 
improvements 
$'000 

  Plant and 
equipment 
$'000 

Motor 
vehicles 
$'000 

Total 
$'000 

Balance at 26 September 2018 
Additions 
Additions through business combinations (note 
32) 
Depreciation expense 

Balance at 30 June 2019 

-  
-  

144 
-  

144  

-  
-  

164 
(5)  

159  

-  
32  

2,266 
(62)  

-  
719  

1,156 
(216)  

- 
751 

3,730 
(283) 

2,236  

1,659  

4,198 

Property, plant and equipment secured under finance leases 
Refer to note 29 for further information on property, plant and equipment secured under finance leases. 

Note 14. Non-current assets - intangibles 

Goodwill - at cost 

Patents and trademarks - at cost 

Software - at cost 
Less: Accumulated amortisation 

56 

 Consolidated 
  30 Jun 2019 
$'000 

54,724  

78  

172  
(40) 
132  

54,934  

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 14. Non-current assets - intangibles (continued) 

Reconciliations 
Reconciliations of the written down values at the beginning and end of the current financial period are set out below: 

Consolidated 

Balance at 26 September 2018 
Additions 
Additions through business combinations (note 32) 
Amortisation expense 

Balance at 30 June 2019 

Goodwill 
$'000 

  Patents and 
trademarks 
$'000 

Software 
$'000 

Total 
$'000 

-  
-  
54,724  
-  

54,724  

-  
8  
70  
-  

78  

-  
-  
172  
(40)  

132  

- 
8 
54,966 
(40) 

54,934 

Impairment testing 
Goodwill has been allocated to the cash-generating units ('CGUs') as follows: 

Goodwill allocated to engineering segment: 
Coastal Energy 
DecoGlaze 
Icon Metal 
Lusty TIP Trailers 
Engineering segment 

Goodwill allocated to services segment: 
East Coast Traffic Controllers  
Kitome 
Services segment 

Total goodwill 

 Consolidated 
  30 Jun 2019 
$'000 

5,929  
8,738  
11,553  
13,735  
39,955  

3,968  
10,801  
14,769  

54,724  

The  recoverable  amount  of  the  Group's  goodwill  has  been  determined  by  a  value-in-use  calculation  using  a  discounted 
cash  flow  model,  based  on  management  approved  budget  and  the  application  of  a  growth  rate  for  a  5  year  projection 
period , together with a terminal value. 

The  following  assumptions  were  used  in  the  discounted  cash  flow  models  for  the  period  subsequent  to  management's 
approved budget: 

Coastal Energy 
DecoGlaze 
Lusty TIP Trailers 
Icon Metal 

East Coast Traffic Controllers 
Kitome 

  Earnings 
growth 
rate 
% 

Discount rate 
(pre-tax) 
% 

Terminal 
growth 
rate 
% 

4.0%   
6.3%   
3.0%   
3.0%   

3.7%  
7.0%   

12.4%   
10.8%   
11.5%   
11.8%   

12.3%  
10.7%   

2.7%  
2.7%  
2.7%  
2.7%  

2.7%  
2.7%  

57 

 
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 14. Non-current assets - intangibles (continued) 

Key assumption 

 Approach used to determine values 

Earnings growth rate 

Discount rate 

Terminal growth rate 

 Management believes the projected weighted average earnings growth rate is 
prudent and justified, based on the general market, in which the relevant CGU 
operates. 

 Pre-tax discount rate reflects management’s estimate of the time value of 
money and the relevant portfolio company’s weighted average cost of capital 
adjusted for the risk free rate and the volatility of the relevant portfolio 
company’s industry relative to market movements. 

 Management have estimated that the terminal growth rate will be in line with 
the Reserve Bank of Australia ('RBA') expected gross domestic products 
('GDP') growth rate. 

Based on the above the recoverable amount exceeds the carrying amount and therefore, goodwill is not considered to be 
impaired. 

Sensitivity 
As  disclosed  in  note  3,  the  directors  have  made  judgements  and  estimates  in  respect  of  impairment  testing  of  goodwill. 
Should these judgements and estimates not occur the resulting goodwill carrying amount may decrease. The recoverable 
amount of the CGU would equal its carrying amount if the key assumptions were to change as follows:  

Coastal Energy 
DecoGlaze 
Lusty TIP Trailers 
Icon Metal 

East Coast Traffic Controllers 
Kitome 

  Earnings 

growth  rate 
decrease by 
% 

Discount rate 
increase by 
% 

6.0%   
4.0%   
12.0%   
9.0%   

11.5%  
3.3%   

1.7%  
1.0%  
2.9%  
2.2%  

3.0%  
1.5%  

This sensitivity analysis assumes all other assumptions remain constant. 

Management believes that other reasonable changes in the key assumptions on which the recoverable amount of goodwill 
is based would not cause the CGU's carrying amount to exceed its recoverable amount. 

58 

 
  
 
  
  
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 Consolidated 
  30 Jun 2019 
$'000 

215  
663  
448  
6  
61  
13  
271  
(313) 
52  

1,416  

-   
225  
353  
838  

1,416  

 Consolidated 
  30 Jun 2019 
$'000 

6,883  
2,872  
484  
1,147  

11,386  

Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 15. Non-current assets - deferred tax 

Deferred tax asset comprises temporary differences attributable to: 

Amounts recognised in profit or loss: 

Tax losses 
Allowance for expected credit losses 
Employee benefits 
Provision for warranties 
Accrued expenses 
Borrowing costs 
Formation expenses 
Inventories 
Contract assets 

Deferred tax asset 

Movements: 
Opening balance 
Credited to profit or loss (note 7) 
Additions through business combinations (note 32) 
Additional deferred tax on entering tax consolidated group 

Closing balance 

Note 16. Current liabilities - trade and other payables 

Trade payables 
Accrued expense 
BAS payable 
Other payables 

Refer to note 25 for further information on financial instruments. 

59 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 17. Current liabilities - contract liabilities 

Contract liabilities 

 Consolidated 
  30 Jun 2019 
$'000 

1,489  

Reconciliation 
Reconciliation of the written down values at the beginning and end of the current financial period are set out 
below: 

Opening balance 
Payments received in advance 
Additions through business combinations (note 32) 
Transfer to revenue - from additions through business combinations 
Transfer to revenue - from advance payments received during the period 

Closing balance 

-   
6,709  
1,993  
(1,705) 
(5,508) 

1,489  

Unsatisfied performance obligations 
The aggregate amount of the transaction price allocated to the performance obligations that are unsatisfied at the end of 
the reporting period was $1,489,000 as at 30 June 2019 and is expected to be recognised as revenue in future periods as 
follows: 

Within 6 months 
6 to 12 months 

Note 18. Current liabilities - borrowings 

Bank overdraft 
Bank loans 
Invoice discounting 
Payable to related parties 
Lease liability 

Refer to note 21 for further information on assets pledged as security and financing arrangements. 

Refer to note 25 for further information on financial instruments. 

Note 19. Current liabilities - income tax 

Provision for income tax 

60 

 Consolidated 
  30 Jun 2019 
$'000 

1,111  
378  

1,489  

 Consolidated 
  30 Jun 2019 
$'000 

840  
719  
478  
1,363  
1,154  

4,554  

 Consolidated 
  30 Jun 2019 
$'000 

1,051  

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 20. Current liabilities - employee benefits 

Annual leave 
Long service leave 

Note 21. Non-current liabilities - borrowings 

Lease liability 

Refer to note 25 for further information on financial instruments. 

Total secured liabilities 
The total secured liabilities (current and non-current) are as follows: 

Bank overdraft 
Bank loans 
Invoice discounting 
Lease liability 

 Consolidated 
  30 Jun 2019 
$'000 

911  
451  

1,362  

 Consolidated 
  30 Jun 2019 
$'000 

598  

 Consolidated 
  30 Jun 2019 
$'000 

840  
719  
478  
1,752  

3,789  

Assets pledged as security 
The bank loans are secured by first mortgages over certain specific plant and equipment. 

The  lease  liabilities  are  effectively  secured  as  the  rights  to  the  leased  assets,  recognised  in  the  statement  of  financial 
position, revert to the lessor in the event of default. 

Invoice discounting is secured by the trade receivables. 

61 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 21. Non-current liabilities - borrowings (continued) 

Financing arrangements 
Unrestricted access was available at the reporting date to the following lines of credit: 

Total facilities 

Bank overdraft 
Bank loans 

Used at the reporting date 

Bank overdraft 
Bank loans 

Unused at the reporting date 

Bank overdraft 
Bank loans 

Note 22. Non-current liabilities - employee benefits 

Long service leave 

Note 23. Equity - issued capital 

Ordinary shares - fully paid 

Movements in ordinary share capital 

 Consolidated 
  30 Jun 2019 
$'000 

2,700  
2,000  
4,700  

840  
719  
1,559  

1,860  
1,281  
3,141  

 Consolidated 
  30 Jun 2019 
$'000 

304  

Consolidated 
  30 Jun 2019   30 Jun 2019 

Shares 

$'000 

  111,046,693  

86,597  

Details 

 Date 

Shares 

$'000 

Balance 
Issue of shares - founding shares 
Issue of shares - acquisition of associates 
Issue of shares - acquisition of subsidiaries 
Issue of shares - wholesale 
Issue of shares - IPO 

 26 September 2018 
 26 September 2018 
 28 February 2019 
 28 February 2019 
 24 May 2019 
 24 May 2019 

-  
1,000,000  
  20,494,549  
  81,766,977  
3,815,417  
3,969,750  

- 
- 
16,396 
63,180 
3,052 
3,969 

Balance 

 30 June 2019 

  111,046,693  

86,597 

Ordinary shares 
Ordinary  shares  entitle  the  holder  to  participate  in  dividends  and  the  proceeds  on  the  winding  up  of  the  Company  in 
proportion to the number of and amounts paid on the shares held. The fully paid ordinary shares have no par value and the 
Company does not have a limited amount of authorised capital. 

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Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 23. Equity - issued capital (continued) 

On a show of hands every member present at a meeting in person or by proxy shall have one vote and upon a poll each 
share shall have one vote. 

Share buy-back 
There is no current on-market share buy-back. 

Capital risk management 
The  Group's  objectives  when  managing  capital  is  to  safeguard  its  ability  to  continue  as  a  going  concern,  so  that  it  can 
provide returns for shareholders and benefits for other stakeholders and to maintain an optimum capital structure to reduce 
the cost of capital. 

Capital is regarded as total equity, as recognised in the statement of financial position, plus net debt. Net debt is calculated 
as total borrowings less cash and cash equivalents. 

In  order  to  maintain  or  adjust  the  capital  structure,  the  Group  may  adjust  the  amount  of  dividends  paid  to  shareholders, 
return capital to shareholders, issue new shares or sell assets to reduce debt. 

The Group would look to raise capital when an opportunity to invest in a business or company was seen as value adding 
relative to the current Company's share price at the time of the investment. The Group is not actively pursuing additional 
investments in the short term as it continues to integrate and grow its existing businesses in order to maximise synergies. 

The  Group  is  subject  to  certain  financing  arrangements  covenants  and  meeting  these  is  given  priority  in  all  capital  risk 
management decisions. There have been no events of default on the financing arrangements during the financial period. 

Note 24. Equity - dividends 

There were no dividends paid, recommended or declared during the current financial period. 

Note 25. Financial instruments 

Financial risk management objectives 
The  Group's  activities  expose  it  to  a  variety  of  financial  risks:  market  risk  (including  interest  rate  risk),  credit  risk  and 
liquidity risk. The Group's overall risk management program focuses on the unpredictability of financial markets and seeks 
to  minimise  potential  adverse  effects  on  the  financial  performance  of  the  Group.  The  Group  uses  different  methods  to 
measure different types of risk to which it is exposed. These methods include sensitivity analysis in the case of interest rate 
and ageing analysis for credit risk. 

Risk management is carried out by senior finance executives ('finance') under policies approved by the Board of Directors 
('the  Board').  These  policies  include  identification  and  analysis  of  the  risk  exposure  of  the  Group  and  appropriate 
procedures, controls and risk limits. Finance identifies, evaluates and hedges financial risks within the Group's operating 
units. Finance reports to the Board on a monthly basis. 

Market risk 

Foreign currency risk 
The Group is not exposed to any significant foreign currency risk. 

Price risk 
The Group is not exposed to any significant price risk. 

Interest rate risk 
The  Group's  main  interest  rate  risk  arises  from  long-term  borrowings.  Borrowings  obtained  at  variable  rates  expose  the 
Group to interest rate risk. Borrowings obtained at fixed rates expose the Group to fair value interest rate risk.  

63 

 
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 25. Financial instruments (continued) 

As at the reporting date, the Group had the following variable rate borrowings outstanding: 

Consolidated 

Bank overdraft and bank loans 

Net exposure to cash flow interest rate risk 

30 Jun 2019 

  Weighted 
average 
interest rate 
% 

Balance 
$'000 

8.28%   

1,559 

1,559 

An analysis by remaining contractual maturities in shown in 'liquidity risk' below. 

For the Group the bank overdraft and loans outstanding, totalling $1,559,000, are principal and interest payment loans. An 
official increase/decrease in interest rates of 100 basis points would have an adverse/favourable effect on profit before tax 
of $16,000 per annum. The percentage change is based on the expected volatility of interest rates using market data and 
analysts forecasts.  

Credit risk 
Credit  risk  refers  to  the  risk  that  a  counterparty  will  default  on  its  contractual  obligations  resulting  in  financial  loss  to  the 
Group.  The  Group  has  a  strict  code  of  credit,  including  obtaining  agency  credit  information,  confirming  references  and 
setting appropriate credit limits. The maximum exposure to credit risk at the reporting date to recognised financial assets is 
the carrying amount, net of any expected credit losses of those assets, as disclosed in the statement of financial position 
and notes to the financial statements. The Group does not hold any collateral. 

The  Group  has  adopted  a  lifetime  expected  loss  allowance  in  estimating  expected  credit  losses  to  trade  receivables 
through  the  use  of  a  provisions  matrix  using  fixed  rates  of  credit  loss  provisioning.  These  provisions  are  considered 
representative across all customers of the Group based on recent sales experience, historical collection rates and forward-
looking information that is available. 

Generally, trade receivables are written off when there is no reasonable expectation of recovery. Indicators of this include 
the  failure  of  a  debtor  to  engage  in  a  repayment  plan,  no  active  enforcement  activity  and  a  failure  to  make  contractual 
payments for a period greater than one year. 

Liquidity risk 
Vigilant  liquidity  risk  management  requires  the  Group  to  maintain  sufficient  liquid  assets  (mainly  cash  and  cash 
equivalents) and available borrowing facilities to be able to pay debts as and when they become due and payable. 

The Group manages liquidity risk by maintaining adequate cash reserves and available borrowing facilities by continuously 
monitoring actual and forecast cash flows and matching the maturity profiles of financial assets and liabilities. 

Financing arrangements 
Unused borrowing facilities at the reporting date: 

Bank overdraft 
Bank loans 

 Consolidated 
  30 Jun 2019 
$'000 

1,860  
1,281  
3,141  

The bank overdraft facilities may be drawn at any time and may be terminated by the bank without notice. Subject to the 
continuance of satisfactory credit ratings, the bank loan facilities may be drawn at any time.  

64 

 
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 25. Financial instruments (continued) 

Remaining contractual maturities 
The following tables detail the Group's remaining contractual maturity for its financial instrument liabilities. The tables have 
been  drawn  up  based  on  the  undiscounted  cash  flows  of  financial  liabilities  based  on  the  earliest  date  on  which  the 
financial liabilities are required to be paid. The tables include both interest and principal cash flows disclosed as remaining 
contractual maturities and therefore these totals may differ from their carrying amount in the statement of financial position. 

Consolidated - 30 Jun 2019 

Non-derivatives 
Non-interest bearing 
Trade payables 
Other payables 

Interest-bearing - variable 
Bank overdraft 
Bank loans 
Invoice discounting 
Lease liability 
Total non-derivatives 

  Weighted 
average 
interest rate 
% 

1 year or less 
$'000 

Between 1 
and 2 years 
$'000 

Between 2 
and 5 years 
$'000 

Over 5 years 
$'000 

  Remaining 
contractual 
maturities 
$'000 

- 
- 

8.61%   
7.49%   
7.72%   
6.51%   

6,883  
1,147  

840  
719  
478  
1,160  
11,227  

-  
-  

-  
-  
-  
564  
564  

-  
-  

-  
-  
-  
37  
37  

-  
-  

-  
-  
-  
-  
-  

6,883 
1,147 

840 
719 
478 
1,761 
11,828 

The cash flows  in  the maturity analysis above  are not expected to occur significantly  earlier than contractually disclosed 
above. 

Note 26. Fair value measurement 

The carrying amounts of trade and other receivables and trade and other payables are assumed to approximate their fair 
values due to their short-term nature. 

Note 27. Remuneration of auditors 

During the financial period the following fees were paid or payable for services provided by HLB Mann Judd, the auditor of 
the Company: 

 Consolidated 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$ 

182,500  

48,000  
223,914  

271,914  

454,414  

Audit services - HLB Mann Judd 
Audit or review of the financial statements 

Other assurance services - HLB Mann Judd 
Other assurance services 
Other audit services 

65 

 
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 28. Contingent liabilities 

The Group has given bank guarantees of $65,000 as at 30 June 2019.  

Contingent liability for unsettled claims against the Group is $130,000 as at 30 June 2019. 

Note 29. Commitments 

Lease commitments - operating 
Committed at the reporting date but not recognised as liabilities, payable: 
Within one year 
One to five years 
More than five years 

Lease commitments - finance 
Committed at the reporting date and recognised as liabilities, payable: 
Within one year 
One to five years 
More than five years 

Total commitment 
Less: Future finance charges 

Net commitment recognised as liabilities 

Representing: 
Lease liability - current (note 18) 
Lease liability - non-current (note 21) 

 Consolidated 
  30 Jun 2019 
$'000 

1,562  
2,562  
27  

4,151  

1,160  
564  
37  

1,761  
(9) 

1,752  

1,154  
598  

1,752  

Operating  lease  commitments  includes  contracted  amounts  for  various  retail  outlets,  warehouses,  offices  and  plant  and 
equipment under non-cancellable operating leases expiring within one to six years with, in some cases, options to extend. 
The leases have various escalation clauses. On renewal, the terms of the leases are renegotiated. 

Finance  lease  commitments  includes  contracted  amounts  for  various  plant  and  equipment  with  a  written  down  value  of 
$1,199,000 under finance leases expiring within one to six years. Under the terms of the leases, the Group has the option 
to acquire the leased assets for predetermined residual values on the expiry of the leases. 

Note 30. Related party transactions 

Parent entity 
Teaminvest Private Group Limited is the parent entity. 

Subsidiaries 
Interests in subsidiaries are set out in note 33. 

Associates 
Interests in associates are set out in note 12. 

Key management personnel 
Disclosures  relating  to  key  management  personnel  are  set  out  in  note  31  and  the  remuneration  report  included  in  the 
directors' report. 

66 

 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 30. Related party transactions (continued) 

Transactions with related parties 
There were no transactions with related parties during the financial period. 

Receivable from and payable to related parties 

Current receivables: 
Receivables from other related party 

Current payables: 
Payables to other related party 

Loans to/from related parties 
There were no loans to or from related parties at the reporting date. 

Note 31. Key management personnel disclosures 

 Consolidated 
  30 Jun 2019 
$ 

1,001  

1,363,712  

Compensation 
The aggregate compensation made to directors and other members of key management personnel of the Group is set out 
below: 

Short-term employee benefits 
Post-employment benefits 
Share-based payments 

 Consolidated 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$ 

289,626  
18,016  
73,000  

380,642  

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Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 32. Business combinations 

Acquisition of management entity 
On 28 February 2019, the Company acquired 100% of the ordinary shares of Teaminvest Private Pty Ltd ('TIP') for the total 
consideration transferred of $14,400,000. This is an investment management business and operates in the corporate and 
managed investments division of the Group. The acquired business contributed revenues of $nil and loss after tax of $nil to 
the  Group  for  the  period  from  1  March  2019  to  30  June  2019.  If  the  acquisition  occurred  on  1  July  2018,  the  full  year 
contributions would have been revenues of $399,000 and income after tax of $6,000. The values identified in relation to the 
acquisition are provisional as at 30 June 2019.  

Details of the acquisition are as follows: 

Plant and equipment 

Net assets acquired 
Goodwill 

Acquisition-date fair value of the total consideration transferred 

Representing: 
Teaminvest Private Group Limited shares issued to vendor 

  Fair value 

$'000 

3 

3 
14,397 

14,400 

14,400 

The goodwill is attributable to the workforce and the assembled management know-how within one reporting structure, in 
addition to the synergies obtainable as a Group as a whole. The goodwill has been allocated to the CGUs as detailed in 
note 14. It will not be deductible for tax purposes. 

68 

 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 32. Business combinations (continued) 

Acquisition of six portfolio entities 
On  28  February  2019,  the  Company  acquired  100%  of  the  ordinary  shares  (directly  or  indirectly)  of  six  portfolio  entities 
below:  
Entity 

 Details 

Coastal Energy Pty Ltd 
('Coastal Energy') 

 Acquired for the total consideration transferred of $5,968,000. This entity designs and 
installs underground and overhead electrical network extensions and upgrades for major 
government and corporate clients (including property developers) in South East 
Queensland and operates in the engineering segment of the Group. The acquired business 
contributed revenues of $4,337,000 and profit after tax of $64,000 to the Group for the 
period from 1 March 2019 to 30 June 2019.  

DecoGlaze Holdings Pty Ltd 
and controlled entities 
('DecoGlaze') 

 Acquired for the total consideration transferred of $7,837,000. This entity is a premier 
manufacturer and installer of glass splashbacks, glass bathroom walls and toughened 
mirrors throughout New South Wales and Victoria and operates in the engineering segment 
of the Group. The acquired business contributed revenues of $1,634,000 and loss after tax 
of $170,000 to the Group for the period from 1 March 2019 to 30 June 2019. 

East Coast Traffic Controllers 
Pty Ltd ('ECT') 

 Acquired for the total consideration transferred of $4,114,000. This entity provides traffic 
management services to government, local council and corporate clients in Queensland and 
operates in the services segment of the Group. The acquired business contributed 
revenues of $3,341,000 and loss after tax of $134,000 to the Group for the period from 1 
March 2019 to 30 June 2019.  

Icon Metal Pty Ltd ('Icon 
Metal') 

Kitome Pty Ltd ('Kitome') 

Lusty TIP Trailers Pty Ltd 
('Lusty TIP') 

 Acquired for the total consideration transferred of $10,285,000. This entity designs, 
engineers, fabricates and installs architectural metalwork, miscellaneous metalwork, 
balustrades and structural metal features and glass for Tier 1 clients in New South Wales 
and operates in the engineering segment of the Group. The acquired business contributed 
revenues of $4,151,000 and loss after tax of $442,000 to the Group for the period from 1 
March 2019 to 30 June 2019. 

 Acquired for the total consideration transferred of $7,475,000. This entity is a provider of 
logistics support to owner builders and rural and regional building firms across Australia and 
operates in the services segment of the Group. The acquired business contributed 
revenues of $4,671,000 and profit after tax of $13,000 to the Group for the period from 1 
March 2019 to 30 June 2019.   

 Acquired for the total consideration transferred of $13,101,000. This entity designs and 
manufactures aluminium semi-trailers including tippers, fracking tankers, performance 
based standards ('PBS') body and dogs, bottom dumps, belly tankers, flat tops, dollies, 
racing car transporters and horizontal discharge trailers and operates in the engineering 
segment of the Group. The acquired business contributed revenues of $10,253,000 and 
loss after tax of $421,000 to the Group for the period from 1 March 2019 to 30 June 2019. 

69 

 
  
 
  
  
 
  
  
  
   
   
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 32. Business combinations (continued) 

Details of the acquisitions are as follows: 

  Coastal 
Energy 

DecoGlaze 

Icon Metal 
  Fair value    Fair value    Fair value    Fair value    Fair value    Fair value    Fair value 
$'000 

Lusty TIP 

Kitome 

$'000 

$'000 

$'000 

$'000 

$'000 

$'000 

Total 

ECT 

Cash and cash equivalents 
Trade receivables * 
Other receivables 
Contract assets 
Raw materials 
Work in progress 
Finished goods 
Prepayments and other assets  
Land and buildings 
Leasehold improvements 
Plant and equipment 
Motor vehicles 
Patents and trademarks 
Software 
Deferred tax asset 
Trade payables 
Other payables 
Contract liabilities 
Provision for income tax 
Employee benefits 
Warranty provision 
Bank overdraft 
Finance facility 
Lease liability 
Other liabilities 
Net assets/(liabilities) acquired  

575  
2,299  
-  
35  
-  
270  
253  
-  
-  
-  
229  
696  
-  
-  
-  
(1,256)  
(169)  
(273)  
(78)  
(177)  
-  
-  
-  
(604)  
-  
1,800  

863  
300  
2  
-  
74  
23  
30  
2  
-  
-  
423  
29  
-  
94  
84  
(121)  
(93)  
(23)  
(82)  
(193)  
-  
-  
-  
-  
-  
1,412  

55  
1,418  
-  
-  
-  
-  
-  
22  
-  
-  
992  
35  
-  
-  
-  
(272)  
(337)  
-  
223  
(36)  
-  
-  
(215)  
(441)  
(83)  
1,361  

-  
860  
-  
5,356  
30  
-  
-  
21  
-  
52  
183  
156  
-  
-  
(11)  
(457)  
(466)  
-  
268  
(228)  
-  
(310)  
-  
(233)  
(3,454)  
1,767  

1,399  
346  
1  
50  
-  
-  
20  
61  
144  
80  
78  
23  
2  
78  
63  
(952)  
(1,441)  
(573)  
(152)  
(347)  
-  
-  
-  
-  
-  
(1,120)  

2,769  
369  
89  
-  
-  
5,360  
1,834  
97  
-  
32  
358  
217  
68  
-  
217  
(3,631)  
(1,616)  
(1,124)  
(716)  
(562)  
(20)  
-  
-  
(508)  
-  
3,233  

5,661 
5,592 
92 
5,441 
104 
5,653 
2,137 
203 
144 
164 
2,263 
1,156 
70 
172 
353 
(6,689) 
(4,122) 
(1,993) 
(537) 
(1,543) 
(20) 
(310) 
(215) 
(1,786) 
(3,537) 
8,453 

Goodwill 

4,168  

6,425  

2,753  

8,518  

8,595  

9,868  

40,327 

Acquisition-date fair value of 
the total consideration 
transferred 

Representing: 
Teaminvest Private Group 
Limited shares issued to 
vendors 

Cash used to acquire 
business, net of cash acquired: 
Add: bank overdraft 
Less: cash and cash 
equivalents 

5,968 

7,837 

4,114 

10,285 

7,475 

13,101 

48,780 

5,968 

7,837 

4,114 

10,285 

7,475 

13,101 

48,780 

-  

-  

-  

310  

-  

-  

310 

Net cash used/(received) 

(575)  

(863)  

(575) 

(863) 

(55) 

(55)  

- 

(1,399) 

(2,769) 

(5,661) 

310  

(1,399)  

(2,769)  

(5,351) 

* 

 The  fair  value  of  trade  receivables  is  $5,592,000.  The  gross  contractual  amount  for  trade  receivables  due  is 
$5,821,000, of which $229,000 is not expected to be collected. 

The fair values identified in relation to the above portfolio entity acquisitions are provisional as at 30 June 2019.  

70 

 
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
  
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
  
  
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 32. Business combinations (continued) 

The goodwill is attributable to the workforce and the high profitability of the acquired businesses. It will not be deductible for 
tax purposes. 

Fair value of Teaminvest Private Group Limited shares issued to vendors 
The Group  issued 81,766,977 shares  as consideration for the acquisitions  made during the period. The fair value of the 
shares at the date of acquisitions was $0.80 per share and was based on the most recent capital raise. 

Note 33. Interests in subsidiaries 

The  consolidated  financial  statements  incorporate  the  assets,  liabilities  and  results  of  the  following  subsidiaries  in 
accordance with the accounting policy described in note 2: 

Name 

 Principal place of business / 
 Country of incorporation 

  Ownership 
interest 
  30 Jun 2019 
% 

 Australia 
Teaminvest Private Pty Ltd 
 Australia 
Coastal Energy Pty Ltd 
DecoGlaze Holdings Pty Ltd and its controlled entities:   Australia 
 Australia 
  -DecoGlaze Franchising Pty Ltd 
 Australia 
  -DecoGlaze Intellectual Property Pty Ltd 
 Australia 
  -DecoGlaze Pty Limited 
 Australia 
  -DecoGlaze Surface Cleaner Pty Ltd 
 Australia 
  -DecoGlaze Surface Cleaner Unit Trust 
 Australia 
East Coast Traffic Controllers Pty Ltd 
 Australia 
Icon Metal Pty Ltd 
 Australia 
Kitome Pty Ltd 
 Australia 
Lusty TIP Trailers Pty Ltd 
 Australia 
TIP CC Newco Pty Ltd 
 Australia 
TIP CE Newco Pty Ltd 
 Australia 
TIP DG Newco Pty Ltd 
 Australia 
TIP DG 2 Newco Pty Ltd 
 Australia 
TIP ECT Newco Pty Ltd 
 Australia 
TIP GLT Newco Pty Ltd 
 Australia 
TIP Icon Newco Pty Ltd 
 Australia 
TIP KTM Newco Pty Ltd 
 Australia 
TIP MMT Newco Pty Ltd 

100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  
100%  

71 

 
  
 
  
  
  
  
  
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 34. Reconciliation of loss after income tax to net cash used in operating activities 

Loss after income tax benefit for the period 

Adjustments for: 
Depreciation and amortisation 
Net loss on disposal of property, plant and equipment 
Share of profit - associates 
Dividends received - associates 

Change in operating assets and liabilities: 
Increase in trade and other receivables 
Increase in contract assets 
Decrease in inventories 
Increase in deferred tax assets 
Decrease in prepayments 
Increase in other operating assets 
Decrease in trade and other payables 
Decrease in contract liabilities 
Increase in provision for income tax 
Increase in employee benefits 

Net cash used in operating activities 

 Consolidated 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$'000 

(1,624) 

323  
16  
(270) 
167  

(2,036) 
(258) 
397  
(1,063) 
138  
(15) 
(1,921) 
(132) 
514  
123  

(5,641) 

Note 35. Changes in liabilities arising from financing activities 

Consolidated 

Balance at 26 September 2018 
Net cash from/(used in) financing activities 
Changes through business combinations (note 32) 

Balance at 30 June 2019 

Bank loan 
$'000 

Lease 
liabilities 
$'000 

Invoice 
discounting 
$'000 

Total 
$'000 

-  
719  
-  

719  

-  
(34)  
1,786  

1,752  

-  
263  
215  

478  

- 
948 
2,001 

2,949 

72 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 36. Earnings per share 

Loss after income tax attributable to the owners of Teaminvest Private Group Limited 

 Consolidated 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$'000 

(1,624) 

  Number 

Weighted average number of ordinary shares used in calculating basic earnings per share 

  47,309,367 

Weighted average number of ordinary shares used in calculating diluted earnings per share 

  47,309,367 

Basic earnings per share 
Diluted earnings per share 

Note 37. Parent entity information 

Set out below is the supplementary information about the parent entity. 

Statement of profit or loss and other comprehensive income 

Loss after income tax 

Total comprehensive loss 

Statement of financial position 

Total current assets 

Total assets 

Total current liabilities 

Total liabilities 

Equity 

Issued capital 
Accumulated losses 

Total equity 

73 

Cents 

(3.43) 
(3.43) 

Parent 
  Period from 
26 Sep 2018 
to 30 Jun 
2019 
$'000 

(805) 

(805) 

Parent 
  30 Jun 2019 
$'000 

4,567  

86,088  

296  

296  

86,597  
(805) 

85,792  

 
  
  
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Teaminvest Private Group Limited 
Notes to the financial statements 
30 June 2019 

Note 37. Parent entity information (continued) 

Guarantees entered into by the parent entity in relation to the debts of its subsidiaries 
The parent entity had no guarantees in relation to the debts of its subsidiaries as at 30 June 2019. 

Contingent liabilities 
The parent entity had no contingent liabilities as at 30 June 2019. 

Capital commitments - Property, plant and equipment 
The parent entity had no capital commitments for property, plant and equipment as at 30 June 2019. 

Significant accounting policies 
The accounting policies of the parent entity are consistent with those of the Group, as disclosed in note 2, except for the 
following: 
● 
● 
● 

 Investments in subsidiaries are accounted for at cost, less any impairment, in the parent entity. 
 Investments in associates are accounted for at cost, less any impairment, in the parent entity. 
 Dividends received from subsidiaries are recognised as other income by the parent entity and its receipt may be an 
indicator of an impairment of the investment. 

Note 38. Events after the reporting period 

No  matter  or  circumstance  has  arisen  since  30  June  2019  that  has  significantly  affected,  or  may  significantly  affect  the 
Group's operations, the results of those operations, or the Group's state of affairs in future financial years. 

74 

 
  
 
  
  
  
  
  
  
  
  
Teaminvest Private Group Limited 
Directors' declaration 
30 June 2019 

In the directors' opinion: 

●

●

●

●

the  attached  financial  statements  and  notes  comply  with  the  Corporations  Act  2001,  the  Accounting  Standards,  the 
Corporations Regulations 2001 and other mandatory professional reporting requirements;

the attached financial statements and notes comply with International Financial Reporting Standards as issued by the
International Accounting Standards Board as described in note 2 to the financial statements;

the attached financial statements and notes give a true and fair view of the Group's financial position as at 30 June
2019 and of its performance for the financial period ended on that date; and

there are reasonable grounds to believe that the Company will be able to pay its debts as and when they become due
and payable.

The directors have been given the declarations required by section 295A of the Corporations Act 2001. 

Signed in accordance with a resolution of directors made pursuant to section 295(5)(a) of the Corporations Act 2001. 

On behalf of the directors 

___________________________ 
Andrew Coleman 
Managing Director and Chief Executive Officer 

27 September 2019 
Sydney 

75 

 
Independent Auditor’s Report to the Members of Teaminvest Private Group Limited 

REPORT ON THE AUDIT OF THE FINANCIAL REPORT 

Opinion  

We have audited the financial report of Teaminvest Private Group Limited (“the Company”) and its controlled 
entities (“the Group”), which comprises the statement of financial position as at 30 June 2019, the statement 
of profit or loss and other comprehensive income, the statement of changes in equity and the statement of 
cash flows for the period from 26 September 2018 to 30 June 2019 of the consolidated group, and notes to 
the  financial  statements,  including  a  summary  of  significant  accounting  policies,  and  the  directors’ 
declaration.  

In our opinion, the accompanying financial report of the Group is in accordance with the Corporations Act 
2001, including:  

(a)  giving  a  true  and  fair  view  of  the  Group’s  financial  position  as  at  30  June  2019  and  of  its  financial 

performance for the period from 26 September 2018 to 30 June 2019; and  

(b)  complying with Australian Accounting Standards and the Corporations Regulations 2001.  

Basis for Opinion  

We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under those 
standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Report section 
of our report. We are independent of the Group in accordance with the auditor independence requirements 
of  the  Corporations  Act  2001  and  the  ethical  requirements  of  the  Accounting  Professional  and  Ethical 
Standards Board’s APES 110 Code of Ethics for Professional Accountants (“the Code”) that are relevant to 
our  audit  of  the  financial  report  in  Australia.  We  have  also  fulfilled  our  other  ethical  responsibilities  in 
accordance with the Code.  

We confirm that the independence declaration required by the Corporations Act 2001 has been given to the 
directors of the Company. 

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our 
opinion.  

Key Audit Matters  

Key audit matters are those matters that, in our professional judgement, were of most significance in our 
audit of the financial report of the current period. These matters were addressed in the context of our audit 
of the financial report as a whole, and in forming our opinion thereon, and we do not provide a separate 
opinion on these matters.  

76 

 
 
 
 
 
 
 
 
 
 
 
 
 
Key Audit Matter 

How our audit addressed the key audit matter

Business combinations  
Note 32: Business Combinations  

During the period the Group acquired 100% of the 
equity interests in a number of entities for total 
consideration of $63,180,000. As detailed in Note 
32 the acquisitions are accounted for on a 
provisional basis at 30 June 2019. 

Accounting for these acquisitions is a complex and 
judgemental exercise, requiring management to 
calculate the fair value of consideration applied and 
identify and determine the fair value of the 
identifiable assets and liabilities acquired.  

Management was also required to determine and 
allocate purchase consideration to identified 
intangible assets and goodwill. 

We have identified the business combinations as a 
key audit matter given the significance of the 
acquisitions and the degree of complexity and 
judgement involved in the application of the 
accounting standards. 

Carrying amount of intangible assets 
Note 14: Intangibles  

As a result of the business combinations that 
occurred during the period, goodwill has been 
recognised to reflect the excess of the purchase 
consideration over the fair value of the identified 
assets acquired and liabilities assumed. On 
acquisition goodwill was allocated to identified Cash 
Generation Units (“CGUs”). 

The Group’s goodwill balance as at 30 June 2019 is 
$54,724,000. 

• 

As required by Australian Accounting Standards an 
impairment assessment of the recoverable amount 
of the CGU’s to which the Goodwill relates has 
been performed by management. 

Management’s impairment assessment of the CGU 
recoverable amounts utilises value in use 
calculations, which involve a significant level of 
judgement in respect of factors such as: 
•  Estimated future operating revenue and costs; 
•  Appropriate discount and growth rates; and 
•  Terminal values of CGU. 
We considered this to be a key audit matter due to 
the significant judgement involved in estimating the 
carrying amount of the goodwill assets and the 
potentially material impact on the financial 
statements.  

Our audit procedures included but were not limited to 
the following: 

•  Assessed the Group’s determination and 

application of the business combination 
accounting standards to the acquisition 
transactions. 

•  Assessed the reasonableness of the adopted 
acquisition date and the fair value of purchase 
consideration by agreeing to the relevant 
purchase deeds and supporting documents. 
•  Performed audit procedures to evaluate the 
reasonableness of the identification and fair 
value of the acquisition date assets acquired 
liabilities assumed. 

•  Assessed the accuracy of the allocation of 
purchase consideration in excess of the 
identifiable assets acquired and liabilities 
assumed. 

•  Assessed the adequacy of the Group’s 

disclosures in the financial statements relating 
to the business combinations. 

Our audit procedures included but were not limited 
to the following: 

•  Assessed the identification and determination 

of the Group’s CGUs based on our 
understanding of the nature of the Group’s 
business and the allocations of assets and 
liabilities to the CGU’s, including goodwill. 
Tested the integrity and mathematical 
accuracy of the discounted cash flow models 
used by management for value in use 
assessments. 

•  Evaluated and assessed key assumptions and 

methodologies applied to the underlying 
cashflow forecasts with reference to 
representations from management, 
documented business plans and historical 
results of the business operations. 
•  Assessed the Group’s assumptions in 

developing the discount and terminal growth 
rates with reference to external sources. 
•  Performed sensitivity analysis and evaluated 
whether a reasonably possible change in 
assumptions could cause the carrying amount 
of a CGU to exceed its recoverable amount. 

•  Assessed the adequacy of disclosures 

included in Note 14 to the financial statements.

77 

 
 
 
 
 
 
 
 
 
 
 
 
 
Information Other than the Financial Report and Auditor’s Report Thereon 

The  directors  are  responsible  for  the  other  information.  The  other  information  comprises  the  information 
included in the Group’s annual report for the period from 26 September 2018 to 30 June 2019, but does not 
include the financial report and our auditor’s report thereon.  

Our opinion on the financial report does not cover the other information and accordingly we do not express 
any form of assurance conclusion thereon.  

In connection with our audit of the financial report, our responsibility is to read the other information and, in 
doing so, consider whether the other information is materially inconsistent with the financial report or our 
knowledge obtained in the audit or otherwise appears to be materially misstated.  

If, based on the work we have performed, we conclude that there is a material misstatement of this other 
information, we are required to report that fact. We have nothing to report in this regard.  

Responsibilities of the Directors for the Financial Report  

The directors of the Company are responsible for the preparation of the financial report that gives a true and 
fair view in accordance with Australian Accounting Standards and the Corporations Act 2001 and for such 
internal control as the directors determine is necessary to enable the preparation of the financial report that 
gives a true and fair view and is free from material misstatement, whether due to fraud or error. 

In  preparing  the  financial  report,  the  directors  are  responsible  for  assessing  the  ability  of  the  Group  to 
continue as a going concern, disclosing, as applicable, matters related to going concern and using the going 
concern basis of accounting unless the directors either intend to liquidate the Group or to cease operations, 
or have no realistic alternative but to do so. 

Auditor’s Responsibilities for the Audit of the Financial Report 

Our objectives are to obtain reasonable assurance about whether the financial report as a whole is free from 
material  misstatement,  whether  due  to  fraud  or  error,  and  to  issue  an  auditor’s  report  that  includes  our 
opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted 
in accordance with Australian Auditing Standards will always detect a material misstatement when it exists. 
Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, 
they could reasonably be expected to influence the economic decisions of users taken on the basis of this 
financial report.  

As part of an audit in accordance with the Australian Auditing Standards, we exercise professional judgement 
and maintain professional scepticism throughout the audit. We also:  

• 

Identify and assess the risks of material misstatement of the financial report, whether due to fraud or 
error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is 
sufficient  and  appropriate  to  provide  a  basis  for  our  opinion.  The  risk  of  not  detecting  a  material 
misstatement  resulting  from  fraud  is  higher  than  for  one  resulting  from  error,  as  fraud  may  involve 
collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.  

•  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that 
are  appropriate  in  the  circumstances,  but  not  for  the  purpose  of  expressing  an  opinion  on  the 
effectiveness of the Group’s internal control.  

•  Evaluate  the  appropriateness  of  accounting  policies  used  and  the  reasonableness  of  accounting 

estimates and related disclosures made by the directors.  

•  Conclude on the appropriateness of the directors’ use of the going concern basis of accounting and, 
based  on  the  audit  evidence  obtained,  whether  a  material  uncertainty  exists  related  to  events  or 
conditions that may cast significant doubt on the Group’s ability to continue as a going concern. If we 
conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to 
the  related  disclosures  in  the  financial  report  or,  if  such  disclosures  are  inadequate,  to  modify  our 
opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. 
However, future events or conditions may cause the Group to cease to continue as a going concern.  

•  Evaluate the overall presentation, structure and content of the financial report, including the disclosures, 
and  whether  the  financial  report  represents  the  underlying  transactions  and  events  in  a  manner  that 
achieves fair presentation.  

78 

 
 
 
 
 
 
 
 
 
 
 
 
 
We communicate with the directors regarding, among other matters, the planned scope and timing of the 
audit and significant audit findings, including any significant deficiencies in internal control that we identify 
during our audit.  

We also provide the directors with a statement that we have complied with relevant  ethical requirements 
regarding  independence,  and  to  communicate  with  them  all  relationships  and  other  matters  that  may 
reasonably be thought to bear on our independence, and where applicable, related safeguards.  

From  the  matters  communicated  with  the  directors,  we  determine  those  matters  that  were  of  most 
significance in the audit of the financial report of the current period and are therefore the key audit matters. 
We describe these matters in our auditor’s report unless law or regulation precludes public disclosure about 
the  matter  or  when,  in  extremely  rare  circumstances,  we  determine  that  a  matter  should  not  be 
communicated in our report because the adverse consequences of doing so would reasonably be expected 
to outweigh the public interest benefits of such communication. 

REPORT ON THE REMUNERATION REPORT  

Opinion on the Remuneration Report 

We have audited the Remuneration Report included in pages 25 to 30 of the directors’ report for the period 
from 26 September 2018 to 30 June 2019.  

In our opinion, the Remuneration Report of Teaminvest Private Group Limited for the period ended 30 June 
2019 complies with section 300A of the Corporations Act 2001. 

Responsibilities 

The  directors  of  the  Company  are  responsible for  the  preparation  and  presentation  of  the  Remuneration 
Report in accordance with section 300A of the Corporations Act 2001.  Our responsibility is to express an 
opinion on the Remuneration Report, based on our audit conducted in accordance with Australian Auditing 
Standards. 

HLB Mann Judd Assurance (NSW) Pty Ltd 
Chartered Accountants 

N J Guest   
Director 

Sydney, Australia 
27 September 2019 

79 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Teaminvest Private Group Limited 
Shareholder information 
30 June 2019 

The shareholder information set out below was applicable as at 18 September 2019. 

Distribution of equitable securities 
Analysis of number of equitable security holders by size of holding: 

1 to 1,000 
1,001 to 5,000 
5,001 to 10,000 
10,001 to 100,000 
100,001 and over 

Holding less than a marketable parcel 

Equity security holders 

  Number  
  of holders     Number  
  of ordinary    of ordinary  

shares 

shares 

16,548 
21  
317,849 
100  
575,157 
65  
193  
7,913,316 
119   102,223,823 

498   111,046,693 

3  

1,207 

Twenty largest quoted equity security holders 
The names of the twenty largest security holders of quoted equity securities are listed below: 

Ordinary shares 

  % of total 

  Number held  

  12,600,000  
6,723,198  
5,601,113  
5,425,000  
5,276,919  
4,363,049  
2,671,709  
2,449,116  
2,176,659  
1,633,395  
1,503,570  
1,502,835  
1,491,923  
1,491,923  
1,425,435  
1,392,363  
1,386,541  
1,380,628  
1,319,455  
1,318,546  

shares 
issued 

11.35 
6.05 
5.04 
4.89 
4.75 
3.93 
2.41 
2.21 
1.96 
1.47 
1.35 
1.35 
1.34 
1.34 
1.28 
1.25 
1.25 
1.24 
1.19 
1.19 

  63,133,377  

56.84 

Teaminvest Pty Ltd 
Pluto Mining Pty Ltd 
Kitome Pastoral Pty Limited 
Mr Andrew Coleman 
Theta Asset Management Ltd (TDGF A/C) 
Crooks Pty Ltd 
Pribula Family Pty Ltd 
DecoGlaze Australia Pty Ltd 
Electronic Marketing Pty Ltd 
Le Grand Pty Ltd 
BNP Paribas Nominees Pty Ltd (IB AU Noms RetailClient DM) 
Hunters Hill Consulting and Counselling Pty Ltd 
Malonga Pty Ltd 
Willberg Investments Pty Ltd 
Josamba Pty Ltd (WR&P Gibson Super Fund A/C) 
Mr Malcolm Oliver Thompson + Ms Elizabeth Thompson 
Mr Malcolm Murray Jones + Mrs Lynnette Anne Jones (Relm A/C) 
Robert Breit 
Baxtero Pty Limited (Carmichael Superfund A/C) 
Penmark Super Pty Ltd (Penmark Super Fund A/C) 

Unquoted equity securities 
There are no unquoted equity securities. 

80 

 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
  
Teaminvest Private Group Limited 
Shareholder information 
30 June 2019 

Substantial holders 
Substantial holders in the Company are set out below: 

Teaminvest Pty Ltd 
Pluto Mining Pty Ltd 
Kitome Pastoral Pty Ltd 

Voting rights 
The voting rights attached to ordinary shares are set out below: 

Ordinary shares 

  % of total  
shares 
issued 

  Number held  

  12,600,000  
6,723,198  
5,601,113  

11.35 
6.05 
5.04 

Ordinary shares 
On a show of hands every member present at a meeting in person or by proxy shall have one vote and upon a poll each 
share shall have one vote. 

There are no other classes of equity securities. 

Securities subject to escrow 

Type of escrow 

 Escrow period 

  Number  
  of shares 

Voluntary escrow - ordinary shares 

Voluntary escrow - ordinary shares 

 From the period commencing on the date of official 
quotation (24 May 2019) and ending 12 months after 
the date of quotation 

24,076,424 

From the period commencing on the date of official 
quotation (24 May 2019) and ending 24 months after 
the date of quotation 

24,076,433 

  48,152,857 

81