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The Goodyear Tire & Rubber Company

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Industry Auto - Parts
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FY2003 Annual Report · The Goodyear Tire & Rubber Company
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The Goodyear Tire & Rubber Company

2003 Annual Report

Goodyear is the world’s largest tire company.
Together with its U.S. and international 
subsidiaries and joint ventures, Goodyear 
manufactures and markets tires for most 
applications. It also manufactures and sells 
several lines of power transmission belts, hose
and other rubber products for the transportation
industry and various industrial and consumer
markets, as well as rubber-related chemicals for
various applications. Goodyear is the world’s
largest operator of commercial truck service and
tire retreading centers. In addition, it operates
more than 1,600 tire and auto service center 
outlets. Goodyear manufactures its products in
more than 80 facilities in 28 countries. It has
marketing operations in almost every country
around the world.

The Goodyear Tire & Rubber Company
1144 East Market Street
Akron, Ohio 44316-0001
www.goodyear.com

Trademarks owned by or licensed to The
Goodyear Tire & Rubber Company or its 
subsidiaries mentioned in this report include:
Assurance, ComforTred Technology, Dunlop,
Eagle, Eagle F1, Fortera, Fulda,                      ,
Goodyear, HydraGrip, Kelly, Kristall Supremo,
Sport Maxx, TripleTred Technology and Wrangler.

Cover tire: Goodyear Assurance featuring
TripleTred Technology

G o o d y e a r     2 0 0 3

Table of Contents

2 To our Shareholders

7 Management’s Discussion and Analysis 

of Financial Condition and 

Results of Operations

37 Forward-Looking Information

39 Consolidated Financial Statements

43 Notes to Financial Statements

102 Report of PricewaterhouseCoopers LLP,

Independent Accountants

103 Supplementary Data (unaudited)

107 Comparison with Prior Years

109 Board of Directors and Officers

110 Facilities

inside back cover Shareholder Information

Financial Overview

(dollars in millions, except per share)

Net Sales

Net Loss

– Per diluted share

Total Assets

Consolidated Debt

Total Shareholders’ Equity

Debt to Debt and Equity

Cash Dividends per Share

Common Shares Outstanding

Average Number of Associates

Year ended December 31

2003

$

15,119.0

$

(802.1)

(4.58)

2002
as restated

13,856.2

(1,227.0)

(7.35)

$

15,005.5

$

13,038.7

5,077.4

(13.1)

100.3%

3,643.0

255.4

93.4%

$

–

$

0.48

175,326,429

175,307,433

89,293

94,122

G o o d y e a r     2 0 0 3                 1

To Our Shareholders

O

ur energy, drive and determined
efforts are concentrated on 
the continued transformation
of The Goodyear Tire & Rubber
Company into a market-
focused, cost-competitive 
company that provides superior
products and services, along
with superior returns for our
shareholders.

• Six of our seven business units distinguished
themselves with continued strong financial 
performance, resulting in an accelerated busi-
ness momentum that has provided both finan-
cial results and insights that are being applied
to our North American operational turnaround.

• We needed to rebuild relationships and credi-
bility with our large network of independent
dealers in North American Tire, and we 
accomplished that huge task.

We are confident that we

• We launched a successful debt refinancing

early in the year to extend our obligations and
position our balance sheet to the point where
we had the capability to progress our turn-
around plan, and we succeeded with the 
completion of a $3.3 billion refinancing. 
This was a crucial first step in our refinancing
program.

have a winning strategy in place, and we are
aggressively executing against that strategy. 
There remains much work to do, but the tide is
beginning to turn.

The year 2003 was one of many accomplish-
ments at Goodyear, with much of our focus direct-
ed toward the North American Tire business, the
nearly $7 billion operation that represents almost
half of our sales. Other initiatives addressed our
overall financial condition and sought to build 
on our global brand, product and distribution
strengths. We adopted very aggressive market-
place and cost strategies to achieve our goals. We
made fact-based decisions with passion, with
speed, and with the courage that is necessary
when taking bold action.

2003 Actions
• We completed a restatement of our previously
reported financial results, which unfortunately
delayed the release of our 2003 financial state-
ments. As disappointing as it was for us to be
in this situation, it was a positive factor that
our people identified the accounting issues in
our overseas operations. We have taken steps
to address the issues identified during the
restatement process, and we are implementing
strengthened and improved controls to ensure
that these problems do not reoccur. The entire
company is committed to full and accurate
public reporting. 

2                 G o o d y e a r     2 0 0 3

Robert J. Keegan
Chairman, Chief Executive Officer & President

• We completed very painful, but critically neces-
sary job cuts to reduce our cost base. We did
what was necessary.

technology and extremely talented associates. We
fulfilled our promise.

The new tires are distinctive. They offer 

• We concluded intense negotiations with the
United Steelworkers of America in which we
needed significant cost savings to provide the
Company the financial flexibility to support 
our turnaround plans. Again, we met the 
challenge.
We were able to meet our 2003 challenges
one-by-one. Today we are continuing to drive
improved results and accelerate the business
progress that we have established.

Business Momentum
Over the past three years, we’ve made significant
strides in terms of financial performance and 
market position in six of our seven businesses.
Engineered Products, Chemical, European Union,
Eastern Europe, Africa and the Middle East, Asia
and Latin America have experienced both market
and financial success for the second year in a row.
We achieved this by focusing on the key features
of the Company’s turnaround strategy – leader-
ship, cash, cost and revenue growth. Our Six
Sigma initiatives continue to deliver for us as we
improve both our cost structure and our market
sensing. 

While our seventh business – North American
Tire – is still in the early stages of recovery, we are
driving improvement in its key strategic areas.

Assurance
The exciting launch of the Assurance family of
tires is just one of the many positive actions that
helps illustrate the new direction of Goodyear. 

This product family is a direct response to our

customers’ needs. At the 2003 North American
Tire dealer conference, we promised to help our
customers jump-start their businesses with new
products targeted at key consumer benefits. From
the very beginning, Assurance was a fully integrat-
ed endeavor between our technical, manufactur-
ing and marketing teams. The tire was developed
with unprecedented speed, utilizing our very best

industry-leading performance. Assurance featuring
ComforTred Technology offers a smooth and 
quiet ride and provides the ultimate luxury driving
experience. Assurance featuring TripleTred
Technology is a premium all-season tire designed
to provide peace of mind in any driving conditions.
When we unveiled these tires to our North
American dealers in February, they immediately
realized they would be selling the best broad-
market passenger tires on the market. They
responded with excitement, enthusiasm and 
support.

Consumers are contacting us to rave about 

the Assurance ride; they tell us the ride from
Assurance with ComforTred feels like they’re 
driving a new car. Assurance featuring TripleTred
Technology became available to consumers in late
April, and promptly was accorded prestigious 
status as one of 20 hot new technology products
from Popular Science magazine. To quote this
popular magazine, “With three zones – one for
dry roads, one for rain and one for icy conditions –
the Goodyear Assurance tire with TripleTred 
technology is the most complete approach to all-
season tires we’ve seen. The new kid in this tire 
is the Ice Zone, whose embedded volcanic sand
supplies extra grip when plain old rubber just
won’t do.” The Assurance with TripleTred
Technology was one of just two products singled
out among the 20 as truly innovative.

Actual demand for the Assurance family is
three times our initial estimates and we have
expanded our production from Lawton, Oklahoma
to include our tire plants in Napanee, Ontario;
Gadsden, Alabama; and Tyler, Texas. 

It is clear that Assurance is a brand that will be
a success, and it joins our existing strong portfolio
featuring Eagle, Wrangler and Fortera tires.

We couldn’t be more delighted. The same 
is true with our dealers. However, the real benefi-
ciaries will be the car owners who purchase
Assurance tires.

G o o d y e a r     2 0 0 3                 3

Segment Operating Income

Dollars in millions
200

150

100

50

0

4
3
1

0
0
1

4
4

7
4
1

8
4
1

3
9

7
0
1

5
8

2001*
2002*
2003

9
1
1

9
8

4
1

EEAME

EUROPEAN
UNION

0
4 5
4

8
4

1
4

2
4

0
2

5
1

LATIN
AMERICA

ASIA

EPD

CHEMICAL

*Restated

Business momentum in six of our seven businesses

Operationally, our cash focus is strong. We will
continue that effort through much better margins,
selective investment and working capital manage-
ment, with an overriding insistence that cash
expectations drive all our decisions.

A LOWER COST STRUCTURE

Our philosophy on cost is simple: If an activity
adds value, we will feed it. If it doesn’t, we will
seek to eliminate it. We have made difficult cost
choices, and we will continue to do so.

We have committed to having a competitive
cost structure in place, and have taken significant
actions over the past year to offset headwinds that
we face in rising raw material costs, energy costs,
health benefit and pension costs to help position
ourselves for the future. We closed manufacturing
facilities in Huntsville, Alabama; Cartersville,
Georgia; and Stow, Ohio.  

Seven Reasons to Believe
Our positive business momentum is a direct result
of a plan based on seven strategic drivers of our
business – what we refer to as the Seven Reasons
to Believe in Goodyear. These seven strategies are
at the heart of all of our Company’s activities 
moving forward, and we are fully focused on 
their successful execution.

LEADERSHIP

These seven initiatives are not in rank order of
importance, with the single exception being 
leadership. The rationale is simple: without the
right leadership, the other strategies could not be
successfully executed. We have taken major steps
globally. We have made both broad and deep
changes to our leadership teams and our organi-
zational structure. Particular attention has been
paid to North American Tire, to ensure that we
have the right people in the right positions
throughout the business unit. Our leadership 
team has the right skills, the right experience, the
right mindset and the right incentives to execute 
a significant turnaround of our Company. 

A FOCUS ON CASH

In last year’s letter, we talked about the impor-
tance of the successful refinancing that was 
completed in April 2003. That effort extended the
term of our financing and acted as an enabler for
our plan.  In early 2004, we successfully refi-
nanced portions of that debt again, to increase
our financial flexibility. Going forward, we need to
refinance debt obligations before they mature,
and may seek access to the capital markets as part
of this effort. These efforts are necessary to the
continued execution of our plans. In addition to
addressing near-term obligations, we are also
reviewing transactions that would reduce the 
Company’s debts. These measures will help the
Company address its financial challenges, includ-
ing increased interest costs, mandatory pension 
contributions and large debt maturities in 2005
and 2006.  

4                 G o o d y e a r     2 0 0 3

We expanded production at low-cost facilities
in Debica, Poland; Kranj, Slovenia and Americana,
Brazil. We eliminated 500 salaried staff positions in
North American factories and reduced U.S.
salaried staffing by an additional 700. While some-
times painful, these cuts were necessary to restore
competitiveness and profitability. In the summer 
of 2003, we faced critical negotiations with the
United Steelworkers of America in the United
States. The resulting three-year contract will 
provide significant savings against those head-
winds as well as the financial flexibility to support
our plans. We are aggressively addressing cost
issues with productivity gains made through our
efforts in Six Sigma and Lean Manufacturing.  

We will take greater advantage of Goodyear’s
global manufacturing footprint to compete with
the increasing volume of tires being imported 
into the North American and Western European
markets.

LEVERAGE DISTRIBUTION 

Goodyear has the broadest and deepest dealer
network in the industry, and we intend to leverage
this powerful asset more fully. One of our most
crucial objectives last year was to rebuild our rela-
tionships and our credibility with our network of
independent tire dealers in North America. In early
2003 we were struggling in our performance as a
supplier and in our overall dealer relationships.  
We committed to improving those relation-

ships, and we changed our own emphasis to
building our customers’ businesses, not simply 
selling tires to them. After more than a year of
hard work, the difference in these relationships 
is unmistakable. We are living up to our commit-
ments, and we are implementing new initiatives
that leverage our relationships with dealers in
North America and around the world. Today, our
dealers have, once again, become Goodyear’s
most important external supporters.

BUILDING BRAND STRENGTH

We continue to improve our consumer market
share globally in the Goodyear brand business,
and a great portfolio of brands around the world
supports our flagship brand. We are now position-
ing all of our brands more effectively and investing
sufficient dollar weight to grow them. 

We are making Dunlop a brand of choice for
the enthusiast market, and we are breathing new
life into the Kelly brand in North America through
new marketing initiatives and original equipment
opportunities. Future product launches will contin-
ue to help differentiate our brands in the market-
place, and they will be backed by fully integrated
marketing support. In Europe, the Dunlop brand
has been a huge success among the enthusiast
media and consumers with prestigious fitments
and outstanding performance on premier
European performance vehicles, further strength-
ening an already powerful European brand.

PRODUCT LEADERSHIP

Goodyear has never had a stronger product line-
up. As mentioned earlier, the Assurance tires are
quite simply the best-performing broad market
passenger tires you can buy. The Eagle F-1 also 
has distinguished itself both in Europe and North
America as the top ultra-high performance tire,
and we are currently launching that product in 
the Asia region where we expect similar accolades
and market success.

In Europe, we launched bold new products
designed to further differentiate our brands in 
the market. The Goodyear HydraGrip is a high-
performance summer tire specially developed for
rainy and wet weather conditions. The Dunlop
Sport Maxx performance tire was designed for
superior dry handling, high-speed stability and
excellent acceleration and braking performance.
Fulda, our German-engineered brand, introduced 
Fulda Kristall Supremo, a new-generation high-
performance winter tire offering outstanding 
protection against ice, snow and hydroplaning. 

G o o d y e a r     2 0 0 3                 5

Within the past year, we have revitalized our
truck tire business with the launch of new prod-
ucts in all of our global markets, including nine
new commercial truck tires in Europe last fall. Our
customers tell us we have the best performing
truck tire package in the industry and, as a result,
we have won very significant new business. The
investments we made in this business two years
ago are now paying off.

Our technology and marketing teams have
been charged with continuing the new product
momentum by bringing forward more outstanding
new tires on greatly accelerated timelines. There is
a lot of excitement to come.

ADVANTAGED SUPPLY CHAIN

Our Company’s leadership team shares one 
common trait – an unwavering commitment to
the customer. Our customers are critical to our
success, and through an advantaged supply 
chain we are improving our service levels to
exceed their business requirements and improve
their businesses.  

Our new supply chain organization was

designed, staffed and funded to create a 
competitive advantage in our industry for our 
customers and for Goodyear. We are implement-
ing a new customer ordering process that is 
accurate, streamlined, simple and works with
unprecedented accuracy. It is designed to get 
the right tire to the right place at the right time,
while keeping costs and inventories low. 

Looking Forward
Our new and focused management team is 
committed to winning with the strategies we are
putting in place. There is a great deal of positive
momentum and energy. We have set our expecta-
tions very high, and we plan to exceed them.  
On behalf of the entire Company, I would 
like to express my appreciation to the customers
and associates who are making the turnaround
happen. And thank you to our shareholders for
your continued confidence.

In the last 18 months, various audiences have

asked, “How can we help Goodyear’s turn-
around?” There’s one very simple way you can
help: Try one of our new products, and let us
know about your experiences. We are confident in
our new product lines, and our commitment to
quality, customer satisfaction and innovation. You
will not be disappointed. Then tell a friend. We’re
happy with success one customer at a time.

We believe in our ability to win with the excep-
tional assets we have at our disposal. The future –
our future – is promising.

Robert J. Keegan
Chairman, Chief Executive Officer & President

6                 G o o d y e a r     2 0 0 3

MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION
AND RESULTS OF OPERATIONS.

OVERVIEW

The  Goodyear  Tire  &  Rubber  Company  is  one  of  the  world's  leading  manufacturers  of  tires  and  rubber
products with one of the most recognized brand names in the world. We have a broad global footprint with 95
manufacturing  facilities  in  28  countries.  Our  business  is  run  through  seven  operating  segments:  North
American Tire; European Union Tire; Eastern Europe, Africa and Middle East Tire; Latin America Tire; Asia
Tire; Engineered Products; and Chemical Products.

In each of the last three years we have experienced signiÑcant net losses. Our net losses for 2003, 2002
and 2001 were $802.1 million, $1,227.0 million (as restated and including a non-cash charge of $1.20 billion to
establish a tax valuation allowance) and $254.1 million (as restated), respectively. Our results are highly
dependent upon the results of our North American Tire segment, which accounted for approximately 45% of
our  consolidated  net  sales  in  2003.  In  recent  years,  North  American  Tire  results  have  been  negatively
impacted by several factors, including over-capacity which limits pricing leverage, weakness in the replace-
ment tire market, increased competition from low cost manufacturers, a decline in market share and increases
in medical and pension costs. In 2003, North American Tire has a segment operating loss of $128.7 million
compared to a segment operating loss of $57.1 million (as restated) for 2002 and segment operating income of
$100.9 million (as restated) for 2001. In our second largest segment, European Union Tire, we had segment
operating income of $133.5 million, $100.2 million (as restated) and $44.2 million (as restated) in 2003, 2002
and 2001, respectively. Approximately 29% of the increase in segment operating income from 2002 to 2003 is
attributable to the strength of the Euro. The segment operating income of our Ñve other operating segments
has remained strong and has increased each year since 2001.

In addition to the disappointing results of our North American Tire segment, increases in raw material
and energy costs have oÅset many of the beneÑts of the numerous cost reduction actions we have taken over
the past year. In particular, in 2003, the price of one of our most important raw materials, natural rubber,
increased approximately 36% and the cost of oil increased approximately 25% over the same period. We
estimate that the rise in raw material costs increased our Cost of Goods Sold by approximately $335 million in
2003. We expect that the price of oil and natural rubber will continue to increase in 2004. Increased interest
expense  and  Ñnancing  fees  also  negatively  impacted  our  results  in  2003.  Interest  expense  increased  from
$241.7 million (as restated) in 2002 to $296.3 million in 2003 primarily due to our reÑnancing eÅorts. Fees
and  expenses  related  to  our  reÑnancing  eÅorts  in  2003  totaled  approximately  $120  million,  of  which
$45.6 million was charged against income in 2003. The amount charged against income in 2003 of $45.6
million included the writeoÅ of unamortized fees associated with the facilities that were replaced. Financing
activities completed in the Ñrst quarter of 2004 will further increase our interest expense.

A key indicator of our operating performance is market share, especially in our two largest regions, North
America and western Europe. Listed below is our estimated market share in each of these two regions for our
two primary tire markets: Original Equipment and Replacement.

North
America
Estimated
Market Share
2002
2003

Western
Europe
Estimated
Market Share
2002
2003

Original Equipment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Replacement ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

41.6% 41.3% 23.6% 25.5%
25.6

26.2

23.8

23.2

The above percentages are estimates only and are based on a combination of industry publications and surveys
and internal company surveys. In the North American replacement market, a signiÑcant increase in business
in our dealer channel was not enough to oÅset a large loss in the lower margin private label market primarily
due to aggressive competition by low cost foreign manufacturers. The North American original equipment
market  remained  steady  even  as  we  became  more  selective  in  the  Ñtments  we  pursued  with  vehicle
manufacturers.  In  western  Europe,  the  increase  in  the  replacement  market  was  due  to  the  successful

7

introduction of several new products and an increased focus on sales by product. The reduction in our share of
the western European original equipment market is largely due to our strategy to be more selective in pursuing
original equipment Ñtments.

We reÑnanced most of our debt on April 1, 2003 with facilities that are secured by a substantial portion of
our  assets.  While  we  completed  additional  debt  reÑnancing  in  the  Ñrst  quarter  of  2004,  we  must  take
additional actions, including accessing the capital markets or reÑnancing additional debt, to ensure that we
have suÇcient liquidity over the long term. For example, we have a number of obligations coming due over the
next few years, including substantial required domestic pension plan obligations of approximately $160 million
in 2004 and approximately $325 million to $350 million in 2005. In addition, after taking into account the
paydown of certain obligations in connection with our recent Ñnancing activities, we have an aggregate of
$1,343 million and $1,481 million of long-term debt coming due in 2005 and 2006, respectively. We expect to
meet our obligations as they come due through available cash and cash equivalents, internally generated funds
and borrowings. While new Ñnancing may be available to us, access to such Ñnancing cannot be assured given
the recent performance of our business, our current debt ratings and restrictions on our ability to pledge
additional assets as security. Failure to obtain new Ñnancing could have a material adverse eÅect on our
liquidity.

Given  these  and  other  obligations,  unanticipated  events  could  signiÑcantly  impact  our  liquidity.  For
example, although we have entered into a conditional settlement agreement to resolve a substantial portion of
product liability claims relating to a rubber hose product we previously manufactured, unless this settlement is
Ñnalized, we will be subject to numerous claims, the resolution of which could have a material adverse eÅect
on our results of operations, Ñnancial position and liquidity.

During the third quarter of 2003, our management and our Audit Committee determined that it was
appropriate  to  restate  our  previously  issued  Ñnancial  results  to  record  adjustments  resulting  from  various
accounting matters. The results of an investigation into potential accounting improprieties in our overseas
operations led to an additional restatement. The impact of these restatements is described in Note 2 to our
Financial Statements. We are currently subject to an SEC investigation into the facts and circumstances
surrounding the restatement. We cannot predict the outcome of the investigation, and any adverse develop-
ments in connection with the investigation, including the initiation of an enforcement action, could be costly
and could seriously harm our business.

RESULTS OF OPERATIONS

(All per share amounts are diluted)

CONSOLIDATED

Net sales in 2003 were $15.12 billion, compared to $13.86 billion (as restated) in 2002 and $14.16 billion (as
restated) in 2001.

A net loss of $802.1 million, $4.58 per share, was recorded in 2003. A net loss of $1.23 billion (as
restated), $7.35 per share (as restated), was recorded in 2002, primarily resulting from a non-cash charge of
$1.20 billion (as restated) to establish a valuation allowance against Goodyear's net Federal and state deferred
tax  assets.  The  valuation  allowance  was  determined  in  accordance  with  the  provisions  of  Statement  of
Financial Accounting Standards No. 109 (SFAS 109), ""Accounting for Income Taxes.'' A net loss of $254.1
million (as restated), $1.59 per share (as restated), was recorded in 2001.

8

Net Sales

(In millions of tires)
North American Tire (U.S. and Canada) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
International ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Replacement tire units ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

North American Tire (U.S. and Canada) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
International ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

OE tire units ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Year Ended December 31,
2001
2002
2003

68.6
82.0
150.6

32.6
30.3

62.9

69.8
77.9
147.7

34.1
32.5

66.6

79.7
75.5
155.2

32.3
31.8

64.1

Goodyear worldwide tire units ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

213.5

214.3

219.3

Goodyear's worldwide tire unit sales decreased 0.3% in 2003 compared to 2002. North American Tire (U.S.
and  Canada)  volume  decreased  2.5%  in  2003,  while  international  unit  sales  increased  1.7%.  Worldwide
replacement unit sales increased 2.0% from 2002, due to increases in all regions except North American and
Asia Tire. Original equipment unit sales decreased 5.6% in 2003, due to decreases in all regions except Eastern
Europe, Africa and Middle East Tire and Asia Tire.

Goodyear's worldwide tire unit sales in 2002 decreased 2.3% compared to 2001. North American Tire
(U.S. and Canada) volume decreased 7.2% in 2002, while international unit sales increased 2.9%. Worldwide
replacement unit sales decreased 4.9% from 2001, due to decreases in North American Tire and European
Union Tire. Original equipment unit sales increased 4.0% in 2002, due to increases in all regions except Latin
American Tire and Eastern Europe, Africa and Middle East Tire. Unit sales in North American Tire in 2002
included  approximately  500  thousand  tires  in  connection  with  the  Ford  Motor  Company  (""Ford'')  tire
replacement program, compared to approximately 5 million in 2001.

Revenues  increased  9.1%  in  2003  primarily  due  to  favorable  currency  translation  of  approximately
$737 million, largely related to the strong Euro. Favorable pricing and product mix in all business units, but
primarily in Latin American Tire, Chemical Products and North American Tire, accounted for approximately
$418 million of the increase in revenues. In Europe, strong replacement sales also had a favorable impact on
2003 net sales of approximately $104 million.

Revenues (as restated) decreased 2.2% in 2002 compared to 2001 primarily due to lower tire unit volume
of  approximately  $250  million,  largely  in  North  American  Tire,  and  the  negative  impact  of  currency
translation on international results of approximately $102 million (as restated), primarily in Latin American
Tire.  Revenues  in  2002  were  also  negatively  impacted  as  a  result  of  the  sale  of  the  Specialty  Chemical
Business  in  the  fourth  quarter  of  2001.  The  Specialty  Chemical  Business  contributed  approximately
$127 million of sales in 2001. Revenues were favorably aÅected by tire pricing and product mix improvements,
mainly in Latin American Tire, of approximately $167 million.

Cost of Goods Sold

Cost of goods sold (CGS) was 82.6% of sales in 2003, compared to 81.6% in 2002 and 82.5% in 2001. CGS in
2003 was adversely impacted by approximately $554 million due to currency movements, primarily in Europe,
and by approximately $335 million in higher raw material costs, largely natural and synthetic rubber. CGS in
2003  was  also  unfavorably  impacted  by  approximately  $133  million  related  to  accelerated  depreciation
charges,  asset  impairment  charges  and  writeoÅs,  related  to  the  2003  rationalization  actions.  Changes  in
product mix of approximately $184 million, primarily in North American Tire and inÖationary cost increases
in  Latin  American  Tire  also  negatively  impacted  2003  CGS.  Savings  from  rationalization  programs  of
approximately  $61  million,  mainly  European  Union  Tire  and  North  American  Tire,  and  the  change  in
vacation policy described below of approximately $33 million favorably impacted 2003 CGS.

CGS (as restated) in 2002 beneÑted by approximately $204 million from lower raw material costs and
other purchasing savings. CGS also decreased by approximately $220 million (as restated) as a result of lower

9

sales  volume  compared  to  2001  and  the  impact  of  the  sale  of  the  Specialty  Chemical  Business,  which
contributed approximately $103 million of CGS in 2001. CGS beneÑted by approximately $82 million (as
restated) due to currency movements, primarily in Brazil, Argentina and South Africa partially oÅset by
unfavorable  currency  movements  in  European  Union  and  by  approximately  $30  million  due  to  lower
transportation  costs  in  North  American  Tire.  Savings  from  rationalization  programs  of  approximately
$20 million also favorably impacted CGS in 2002. 2002 CGS increased approximately $238 million as a result
of changes in product mix, mainly North American Tire and inÖationary cost increases in Latin American
Tire. CGS was unfavorably impacted by $10 million related to the closure of Penske Automotive Centers in
2002.  Compared  to  2001,  CGS  in  2002  was  adversely  aÅected  by  lower  demand  and  approximately
$76  million  (as  restated)  in  higher  unit  costs  primarily  resulting  from  signiÑcantly  lower  levels  of  plant
utilization. In addition, 2001 CGS included a charge of $30 million for a proactive tire replacement program
covering certain tires in service on 15-passenger vans and ambulances.

Research and development expenses are included in CGS and were $350.4 million in 2003, compared to
$385.8 million (as restated) in 2002 and $371.8 million (as restated) in 2001. Research and development
expenditures in 2004 are expected to be approximately $369 million.

Selling, Administrative and General Expense

Selling, administrative and general expense (SAG) in 2003 was 15.7% of sales, compared to 15.9% in 2002
and 15.7% in 2001. SAG increased in 2003 primarily due to foreign currency translation, mainly the Euro, of
approximately  $132  million  and  higher  wages  and  beneÑts  of  approximately  $72  million.  Also  negatively
impacting SAG was increased advertising expense, largely in European Union Tire and North American Tire,
of approximately $29 million and increased corporate consulting fees of approximately $23 million. SAG was
favorably impacted by rationalization programs of approximately $74 million and by the change in vacation
policy described below of approximately $34 million.

SAG (as restated) decreased in dollars in 2002 compared to 2001 primarily as a result of the absence of
expenses  for  amortization  of  goodwill  and  intangible  assets  with  indeÑnite  useful  lives  of  approximately
$19 million due to Goodyear's adoption of Statement of Financial Accounting Standards No. 142 (SFAS
142), ""Goodwill and Other Intangible Assets.'' SAG also decreased as a result of the impact of the sale of the
Specialty Chemical Business, which contributed approximately $12 million of SAG in 2001. In addition,
reductions in media expense of approximately $31 million (as restated) (including advertising and administra-
tive expenses), and reductions in computer related charges of approximately $20 million (as restated) also
beneÑted  SAG.  SAG  was  adversely  impacted  by  increased  wage  and  beneÑt  costs  of  approximately  $60
million (as restated) in 2002 compared to 2001.

Other Financial Information

Net loss in 2001 included expenses related to amortization of goodwill and intangible assets with indeÑnite
useful lives totaling $29.1 million before tax (as restated). In accordance with SFAS 142, amortization of
goodwill and intangible assets with indeÑnite useful lives ceased at January 1, 2002. For further information,
refer to the note to the Ñnancial statements No. 7, Goodwill and Other Intangible Assets.

During 2002, Goodyear announced the suspension of the matching contribution portion of its savings
plans for all salaried associates, eÅective January 1, 2003. EÅective April 20, 2003, the Company suspended
the matching contribution portion of the savings plan for bargaining unit associates including those covered by
Goodyear's master contract with the United Steelworkers of America (""USWA''). Goodyear contributed
approximately $38 million to the savings plans in 2002. In addition, the Company changed its vacation policy
for domestic salaried associates in 2002. As a result of the changes to the policy, the Company did not incur
vacation expense for domestic salaried associates in 2003. Vacation expense was approximately $67 million
lower in 2003 compared to 2002 due to this change in vacation policy.

10

Interest Expense

Interest  expense  in  2003  was  $296.3  million,  compared  to  $241.7  million  (as  restated)  in  2002  and
$297.1  million  (as  restated)  in  2001.  Interest  expense  increased  in  2003  due  to  higher  average  debt
outstanding. Interest expense decreased in 2002 compared to 2001 due to both lower average debt levels and
lower interest rates.

Other (Income) and Expense

Other (income) and expense was $267.3 million in 2003, compared to $56.8 million (as restated) in 2002 and
$40.8 million (as restated) in 2001. Other (income) and expense included accounts receivable sales fees, debt
reÑnancing fees and commitment fees totaling $99.4 million, $48.4 million and $50.1 million in 2003, 2002
and 2001, respectively. The increase in 2003 in Ñnancing fees and Ñnancial instruments is due to the costs
incurred in connection with the restructuring and reÑnancing of the Company's bank credit and receivables
securitization facilities discussed below. Financing fees and Ñnancial instruments included $45.6 million in
2003  related  to  the  new  facilities.  Refer  to  Note  11,  Financing  Arrangements  and  Derivative  Financial
Instruments,  for  further  information  about  the  restructuring  and  reÑnancing.  Goodyear  expects  to  incur
additional Ñnancing fees in the future related to reÑnancings or capital market transactions.

Other (income) and expense in 2003 included a loss of $17.6 million ($8.9 million after tax or $0.05 per
share) on the sale of 20,833,000 shares of Sumitomo Rubber Industries, Ltd. (""SRI'') in the second quarter.
2003 included a loss of $11.6 million ($11.2 million after tax or $0.07 per share) on the sale of assets in the
Engineered Products, North American Tire and European Union Tire Segments. 2003 also included a gain of
$7.7 million ($6.4 million after tax or $0.04 per share) resulting from the sale of land in the Asia Tire Segment
and assets in the Latin American and European Union Tire Segments.

Other (income) and expense also includes General and product liability-discontinued products which
includes charges for claims against Goodyear related to asbestos personal injury claims and for anticipated
liabilities related to Entran II claims, primarily for a proposed settlement of such claims. Goodyear recorded
net charges for General and product liability-discontinued products totaling approximately $145 million in
2003 which included recognition of a receivable of approximately $131 million from Goodyear's insurance
carriers. Refer to Note 20, Commitments and Contingent Liabilities, for further information about general
and product liabilities.

Other (income) and expense in 2002 included gains of $28.0 million (as restated) ($23.7 million after
tax or $0.14 per share (as restated)) resulting from the sale of land and buildings in the Latin American Tire,
Engineered Products and European Union Tire Segments. The writeoÅ of a miscellaneous investment of
$4.1 million ($4.1 million after tax or $0.02 per share) was also included in Other (income) and expense in
2002.

Other (income) and expense in 2001 included gains of $18.4 million (as restated) ($14.7 million after
tax or $0.09 per share (as restated)) resulting from the sale of land and buildings in the European Union Tire
Segment and $27.4 million ($16.9 million after tax or $0.10 per share) resulting from the sale of Goodyear's
Specialty Chemical Business.

For further information, refer to the note to the Ñnancial statements as restated No. 4, Other (Income)

and Expense.

Foreign Currency Exchange

Foreign currency exchange loss was $40.2 million in 2003, compared to a gain of $9.7 million (as restated) in
2002 and a loss of $10.0 million (as restated) in 2001. Foreign currency exchange in 2003 was adversely
impacted by approximately $48 million due to currency movements on U.S. dollar denominated monetary
items in Brazil and Chile. Foreign currency exchange in 2002 beneÑted by approximately $16 million from
currency movements on U.S. dollar denominated monetary items in Brazil. A loss of approximately $8 million
resulting  from  currency  movements  on  U.S.  dollar  denominated  monetary  items  in  Argentina  was  also
incurred in 2002.

11

Equity in (Earnings) Losses of AÇliates

Equity in (earnings) losses of aÇliates was $12.1 million in 2003, compared to $13.2 million (as restated) and
$39.7 million (as restated) in 2002 and 2001, respectively. Equity in (earnings) losses of aÇliates improved in
2002 compared to 2001 due to the rationalization charges incurred in 2001 by South PaciÑc Tyres (SPT), an
Australian  tire  manufacturer  in  which  Goodyear  owns  a  50%  equity  interest.  Goodyear's  share  of  a  net
rationalization credit recorded by SPT was $1.1 million ($1.1 million after tax or $0.01 per share) in 2002.
Goodyear's share of rationalization charges recorded by SPT in 2001 totaled $24.0 million ($24.0 million after
tax or $0.15 per share).

Income Taxes

For 2003, Goodyear recorded tax expense of $112.2 million on a loss before income taxes and minority interest
in net income of subsidiaries of $654.9 million. The diÅerence between Goodyear's eÅective tax rate and the
U.S.  statutory  rate  was  primarily  attributable  to  the  Company  continuing  to  maintain  a  full  valuation
allowance against its net Federal and state deferred tax assets. In 2002, a non-cash charge of $1.20 billion (as
restated) ($6.86 per share (as restated)) was recorded to establish the valuation allowance against the net
Federal and state deferred tax assets. Goodyear had a tax beneÑt at an eÅective rate of 24.6% (as restated) for
2001.

In 2002, Goodyear also determined that earnings of certain international subsidiaries would no longer be
permanently reinvested in working capital. Accordingly Goodyear recorded a provision of $50.2 million for the
incremental taxes incurred or to be incurred upon inclusion of such earnings in Federal taxable income.

For further information, refer to the note to the Ñnancial statements No. 14, Income Taxes.

Rationalization Activity

To maintain global competitiveness, Goodyear has implemented rationalization actions over the past several
years for the purpose of reducing excess capacity, eliminating redundancies and reducing costs. Goodyear
recorded  net  rationalization  costs  of  $291.5  million  in  2003,  $5.5  million  (as  restated)  in  2002  and
$210.3 million (as restated) in 2001. As of December 31, 2003, Goodyear has reduced employment levels by
approximately  16,400  from  December  31,  2000  and  almost  25,400  since  1998,  primarily  as  a  result  of
rationalization activities.

During 2003, net charges of $291.5 million ($267.1 million after tax or $1.27 per share) were recorded,
which  included  reversals  of  $15.7  million  ($14.3  million  after  tax  or  $0.07  per  share)  for  reserves  from
rationalization actions no longer needed for their originally intended purposes and new charges of $307.2 mil-
lion ($281.4 million after tax or $1.34 per share). The 2003 rationalization actions consisted of manufacturing,
research  and  development,  administrative  and  retail  consolidations  in  North  America,  Europe  and  Latin
America. Of the $307.2 million of new charges, $174.8 million related to future cash outÖows, primarily
associate severance costs, and $132.4 million related primarily to non-cash special termination beneÑts and
pension and retiree beneÑt curtailments. In 2003, $200.4 million and $15.5 million, respectively, was incurred
primarily  for  severance  payments  and  noncancellable  lease  costs.  Approximately  4,400  associates  will  be
released under the programs initiated in 2003, of which approximately 2,700 were exited in 2003. The majority
of the remaining accrual balance for all programs of $141.9 million is expected to be utilized by the end of
2004.

As part of the 2003 rationalization program, Goodyear closed its Huntsville, Alabama tire facility in the
fourth quarter. Of the $307.2 million of new charges, approximately $138 million related to the Huntsville
closure primarily for associate-related costs, including severance, special termination beneÑts and pension and
retiree  beneÑt  curtailments.  The  Huntsville  closure  also  resulted  in  approximately  $35  million  of  asset
impairment  charges  and  $85  million  of  accelerated  depreciation  charges  and  the  writeoÅ  of  spare  parts.
Approximately $8 million of construction in progress was written oÅ in the Ñrst quarter of 2003 related to the
research and development rationalization plan. Approximately $5 million of accelerated depreciation charges
were recorded for equipment taken out of service in the European Union related to two rationalization plans at

12

Goodyear's Wolverhampton facility. These amounts are recorded as CGS on the Consolidated Statement of
Operations.

Goodyear recorded a net rationalization charge totaling $5.5 million (as restated) ($6.4 million after tax
or  $0.03  per  share  (as  restated))  in  2002,  which  included  reversals  of  $18.0  million  (as  restated)
($14.3 million after tax or $0.09 per share (as restated)) for reserves from rationalization actions no longer
needed for their originally intended purposes, new charges of $26.5 million ($23.0 million after tax or $0.14
per  share)  and  other  credits  of  $3.0  million  (as  restated)  ($2.3  million  after  tax  or  $0.02  per  share  (as
restated)). The 2002 rationalization actions consisted of a manufacturing facility consolidation in Europe, the
closure of a mold manufacturing facility and a plant consolidation in the United States, and administrative
consolidations. Of the $26.5 million charge, $24.2 million related to future cash outÖows, primarily associate
severance costs, and $2.3 million related to a non-cash writeoÅ of equipment taken out of service in the
Engineered Products and North American Tire Segments.

Goodyear recorded net rationalization charges totaling $210.3 million (as restated) ($161.4 million after
tax or $1.00 per share (as restated)) in 2001, which included $4.1 million of reversals of prior year reserves no
longer needed for their originally intended purposes. These actions were in response to continued competitive
market  conditions  and  worldwide  economic  uncertainty.  Under  these  actions,  Goodyear  provided  for
worldwide  associate  reductions  through  retail  and  administrative  consolidation  and  manufacturing  plant
downsizing and consolidation. Of this charge, $132.0 million (as restated) related to future cash outÖows,
primarily associate severance and noncancellable lease costs, and $82.4 million (as restated) related to non-
cash charges, primarily for the writeoÅ of equipment taken out of service. Goodyear completed these actions
during 2003 with the exception of ongoing severance and noncancellable lease payments.

Upon completion of the 2003 plans, the Company estimates that it will reduce annual operating costs by
approximately  $280  million  (approximately  $70  million  SAG  and  approximately  $210  million  CGS).
Goodyear estimates that SAG and CGS were reduced in 2003 by approximately $62 million as a result of the
implementation of the 2003 plans, approximately $41 million as a result of the implementation of the 2002
plans and approximately $76 million as a result of the implementation of the 2001 plans. Plan savings have
been substantially oÅset by higher SAG and conversion costs including increased compensation and beneÑt
costs.

The remaining reserve for costs related to the completion of the Company's rationalization actions was

$141.9 million at December 31, 2003, compared to $69.2 million at December 31, 2002.

For  further  information,  refer  to  the  note  to  the  Ñnancial  statements  No.  3,  Costs  Associated  with

Rationalization Programs.

UNION AGREEMENT

On September 15, 2003, the United Steelworkers of America (the ""USWA'') and Goodyear announced the
ratiÑcation of a new labor agreement. The agreement covers workers at 14 tire and engineered products plants
in the United States and contains provisions governing healthcare beneÑts, pension service and wages. The
agreement assigns protected plant status to 12 of the 14 plants and permits a 13th plant to achieve protected
status if certain productivity goals are met. A protected plant cannot be closed during the duration of the
agreement and Goodyear is generally required to maintain the current level of capital expenditures at these
plants. The agreement also gives Goodyear the option to reduce the hourly workforce at protected plants by
15%  compared  to  August  2003  staÇng  levels.  Goodyear  has  also  agreed  to  give  USWA  plants  Ñrst
consideration on all new products intended for sale in North America to the extent covered plants have the
capacity  and  capability  to  manufacture  the  product.  Goodyear  retains  the  right  to  import  tires  from  the
Company's plants outside of the United States to the extent the USWA plant that is manufacturing the
product is operating at full capacity. Under the agreement, the USWA has the right to nominate an individual
for a seat on Goodyear's Board of Directors. Goodyear has also agreed to remain neutral should the USWA
attempt to organize one of Goodyear's non-union facilities. Goodyear must also require a buyer of any of
Goodyear's plants to negotiate a labor agreement as a precondition of the sale.

13

Goodyear also committed under the agreement to consummate the issuance or placement of at least
$250 million of debt securities and at least $75 million of equity or equity-linked securities by December 31,
2003. Goodyear did not meet this commitment. As a result, the USWA may Ñle a grievance and strike. In the
event of a strike, the Company's Ñnancial position, results of operations and liquidity could be materially
adversely aÅected. Goodyear has also committed to launch, by December 1, 2004, a reÑnancing of its U.S.
term loan and revolving credit facilities due in April 2005 with loans or securities having a term of at least
three years. If Goodyear fails to complete this reÑnancing commitment, the USWA would have the right to
strike and Goodyear would be required to pay each covered union employee (approximately 13,700 as of
December 31, 2003) $1,000 and each covered union retiree (approximately 13,800 as of December 31, 2003)
$500.  Finally,  Goodyear  committed  to  remain  in  compliance  with  the  Interest  Expense  Coverage  Ratio,
Consolidated  Net  Worth,  and  Senior  Secured  Indebtedness  Ratio  covenants  in  its  U.S.  revolving  credit
facility. If Goodyear fails to remain in compliance with these covenants, it has agreed to use its best eÅorts to
seek a substantial private equity investment. Such investment would be expected to provide the investor with
signiÑcant inÖuence in the management and direction of Goodyear.

CRITICAL ACCOUNTING POLICIES, ACCOUNTING ESTIMATES AND UNCERTAINTIES

General Market Uncertainties

Goodyear's results of operations, Ñnancial position and liquidity could be adversely aÅected in future periods
by loss of market share or lower demand in the replacement market or from the original equipment industry,
which would result in lower levels of plant utilization that would increase unit costs. Also, Goodyear could
experience  higher  raw  material  and  energy  prices  in  future  periods.  These  costs,  if  incurred,  may  not  be
recoverable due to pricing pressures present in  today's  highly competitive market.  Goodyear  is unable to
predict future currency Öuctuations. Sales and earnings in future periods would be unfavorably impacted if the
U.S. dollar strengthens versus various foreign currencies. A continuation of the current economic conditions in
the United States and Europe is likely to unfavorably impact Goodyear's sales and earnings in future periods.
Similarly,  continued  volatile  economic  conditions  in  emerging  markets  could  adversely  aÅect  sales  and
earnings in future periods. Goodyear may also be impacted by economic disruptions associated with global
events including war, acts of terror and civil obstructions.

Critical Accounting Policies, Use of Estimates and Assumptions

The preparation of Ñnancial statements in conformity with generally accepted accounting principles requires
management to make estimates and assumptions that aÅect the amounts reported in the consolidated Ñnancial
statements and related notes to Ñnancial statements. Actual results could diÅer from those estimates. On an
ongoing  basis,  management  reviews  its  estimates,  including  those  related  to  the  allowance  for  doubtful
accounts,  recoverability  of  intangibles  and  other  long-lived  assets,  deferred  tax  asset  valuation  allowance,
warranty, workers' compensation, litigation, general and product liabilities, environmental liabilities, pension
and postretirement beneÑts, and various other operating allowances and accruals, based on currently available
information. Changes in facts and circumstances may alter such estimates and aÅect results of operations and
Ñnancial position in future periods.

General and Product Liability and Other Litigation. Goodyear had recorded liabilities totaling $491.7 million
at December 31, 2003 and $240.7 million (as restated) at December 31, 2002 for potential product liability
and other tort claims, including related legal fees expected to be incurred. Of these amounts, $142.5 million
and $75.4 million (as restated) were included in Other current liabilities at December 31, 2003 and 2002,
respectively. The amounts recorded were estimated on the basis of an assessment of potential liability using an
analysis of available information with respect to pending claims, historical experience and, where available,
recent and current trends. The Company had recorded insurance receivables for potential product liability and
other tort claims of $199.3 million at December 31, 2003 and $81.0 million at December 31, 2002. Of this
amount, $100.1 million and $24.7 million was included in Current Assets as part of Accounts and notes
receivable at December 31, 2003 and December 31, 2002, respectively.

Asbestos. Goodyear is a defendant in numerous lawsuits alleging various asbestos related personal injuries
purported  to  result  from  alleged  exposure  to  asbestos  in  certain  rubber  encapsulated  products  or  aircraft

14

braking systems manufactured by Goodyear in the past or to asbestos in certain Goodyear facilities. Typically,
these lawsuits have been brought against multiple defendants in state and Federal courts.

In connection with the preparation of its 2003 Ñnancial statements, the Company engaged an independent
asbestos valuation expert to assist the Company in reviewing its reserves for asbestos claims, and review the
Company's method of determining its receivables from probable insurance recoveries. Prior to the fourth
quarter  of  2003,  the  Company's  estimate  for  asbestos  liability  was  based  upon  a  review  of  the  various
characteristics of the pending claims by an experienced asbestos counsel.

The Company, based on the advice of the valuation expert, has recorded liabilities for both asserted and
unasserted claims at December 31, 2003 totaling $131.1 million, inclusive of defense costs. The recorded
liability represents the Company's estimated liability through 2008, which represents the period over which
the liability can be reasonably estimated. Due to the diÇculties in making these estimates, analysis based on
new data and/or changed circumstances arising in the future could result in an increase in the recorded
obligation in an amount that cannot currently be reasonably estimated, and that increase could be signiÑcant.
The portion of the liability associated with unasserted asbestos claims at December 31, 2003 is $31.9 million.
Prior to the fourth quarter of 2003, the Company did not have an accrual for unasserted claims as suÇcient
information  was  deemed  to  be  not  available  to  reliably  estimate  such  an  obligation.  This  conclusion  was
further  conÑrmed  by  the  valuation  expert  during  the  preparation  of  the  2003  Ñnancial  statements.  At
December 31, 2003, the Company's liability with respect to asserted claims and related defense costs was
$99.2 million compared to $139.2 million at December 31, 2002, notwithstanding an increase in the number of
pending claims between December 31, 2002 and December 31, 2003. The reduction in the amount recorded at
December 31, 2003 compared to December 31, 2002 is due to reÑnements in certain assumptions used by the
valuation expert.

After  reviewing  the  Company's  recent  settlement  history  by  jurisdiction,  law  Ñrm,  disease  type  and
alleged date of Ñrst exposure, the valuation expert cited two primary reasons for the Company to reÑne its
valuation assumptions. First, in calculating the Company's estimated liability, the valuation expert determined
that the Company had previously assumed that it would resolve more claims in the foreseeable future than is
likely based on its historical record and nationwide trends. As a result, the Company now assumes that a
smaller percentage of pending claims will be resolved within the predictable future. Second, the valuation
expert determined that it was not possible to estimate a liability for as many non-malignancy claims as the
Company had done in the past. As a result, the Company's current estimated liability includes fewer liabilities
associated with non-malignancy claims.

Goodyear maintains primary insurance coverage under coverage-in-place agreements as well as excess
liability  insurance  with  respect  to  asbestos  liabilities.  Goodyear  records  a  receivable  with  respect  to  such
policies when it determines that recovery is probable and it can reasonably estimate the amount of a particular
recovery.

Prior to 2003, Goodyear did not record a receivable for expected recoveries from excess carriers in respect
of asbestos related matters. Goodyear has instituted coverage actions against certain of these excess carriers.
After consultation with its outside legal counsel and giving consideration to relevant factors including the
ongoing legal proceedings with certain of its excess coverage insurance carriers, their Ñnancial viability, their
legal obligations and other pertinent facts, Goodyear determined an amount it expects is probable of recovery
from such carriers. Accordingly, Goodyear recorded a receivable during 2003, which represents an estimate of
recovery from its excess coverage insurance carriers relating to potential asbestos related liabilities.

The  valuation  expert  also  reviewed  the  Company's  method  of  valuing  its  receivables  recorded  for
probable insurance recoveries. Based upon the model employed by the valuation expert, as of December 31,
2003,  the  Company  recorded  a  receivable  related  to  asbestos  claims  of  $110.4  million.  Based  on  the
Company's current asbestos claim proÑle, the Company expects that approximately 85% of asbestos claim
related losses will be recoverable up to its accessible policy limits. The receivable recorded consists of an
amount the Company expects to collect under coverage-in-place agreements with certain primary carriers as
well as an amount it believes is probable of recovery from certain of its excess coverage insurance carriers. Of
this  amount,  $20.4  million  was  included  in  Current  Assets  as  part  of  Accounts  and  notes  receivable  at

15

December 31, 2003. Goodyear had recorded insurance receivables of $69.7 million at December 31, 2002. Of
this amount, $20.0 million was included in Current Assets as part of Accounts and notes receivable.

Goodyear believes that its reserve for asbestos claims, and the insurance assets recorded in respect of
these claims, reÖect reasonable and probable estimates of these amounts, subject to the exclusion of claims for
which it is not feasible to make reasonable estimates. The estimate of the assets and liabilities related to
pending and expected future asbestos claims and insurance recoveries is subject to numerous uncertainties,
including, but not limited to, changes in (i) the litigation environment; (ii) federal and state law governing the
compensation of asbestos claimants; (iii) the Company's approach to defending and resolving claims; and
(iv) the level of payments made to claimants from other sources, including other defendants. As a result, with
respect  to  both  asserted  and  unasserted  claims,  it  is  reasonably  possible  that  the  Company  may  incur  a
material amount in excess of the current reserve, however such amount cannot be reasonably estimated.

Heatway (Entran II). The Company is a defendant in 22 class actions or potential class actions and four
other  civil  actions  in  various  Federal,  state  and  Canadian  courts  asserting  non-asbestos  property  damage
claims relating to Entran II, a rubber hose product that it supplied from 1989-1993 to Chiles Power Supply,
Inc. (d/b/a Heatway Systems), a designer and seller of hydronic radiant heating systems in the United States.
The plaintiÅs in these actions are generally seeking recovery under various tort, contract and statutory causes
of action, including breach of express warranty, breach of implied warranty of merchantability, breach of
implied warranty of Ñtness for a particular purpose, negligence, strict liability and violation of state consumer
protection statutes. In one of the above mentioned class actions, on October 9, 2003, the United States District
Court for District Court of New Jersey preliminarily approved a proposed national settlement agreement (the
Proposed Settlement) for pending Entran II claims in the U.S. and Canada, except for claims related to
property  in  six  New  England  states,  two  judgments  in  Colorado  state  court,  two  judgments  in  Colorado
Federal  court,  and  any  future  judgments  involving  claimants  that  opt  out  of  the  Proposed  Settlement.
Claimants had until May 7, 2004, to opt out of the Proposed Settlement. The Company has the right to
withdraw  from  the  Proposed  Settlement  if  it  determines  in  good  faith  and  in  its  sole  discretion  that  an
excessive number of persons have opted out of the class and the Proposed Settlement. As of May 17, 2004, the
Company had received notice that at least 525 potential sites had been opted out of the Proposed Settlement.
The Company is currently assessing its options with respect to the Proposed Settlement and expects to decide
shortly whether or not to withdraw from the Proposed Settlement.

The ultimate cost of disposing of Entran II claims is dependent upon a number of factors, including the
Company's ability to satisfy the contingencies in any settlement, the number of claimants that opt out of any
settlement, Ñnal approval of the terms of any settlement. Goodyear's ability to resolve claims not subject to
any settlement (including the cases in which the Company received adverse judgments), and, in the event
Goodyear fails to consummate a settlement for any reason, future judgments by courts in other currently
pending or yet unasserted actions. Depending on the resolution of these uncertainties, the costs associated with
Entran II claims could be signiÑcant and could have a material adverse eÅect on the Company's results of
operations, Ñnancial position and liquidity in future periods. Due to the uncertainties inherent in Entran II
matters, it is reasonably possible that there exists material liability beyond what Goodyear has already reserved
for, but such amounts cannot be reasonably estimated.

Other Actions. The Company is currently a party to various claims and legal proceedings in addition to those
noted above. If management believes that a loss arising from these matters is probable and can reasonably be
estimated, the Company records the amount of the loss, or the minimum estimated liability when the loss is
estimated  using  a  range,  and  no  point  within  the  range  is  more  probable  than  another.  As  additional
information becomes available, any potential liability related to these matters is assessed and the estimates are
revised,  if  necessary.  Based  on  currently  available  information,  management  believes  that  the  ultimate
outcome of these matters, individually and in the aggregate, will not have a material adverse eÅect on the
Company's  Ñnancial  position  or  overall  trends  in  results  of  operations.  However,  litigation  is  subject  to
inherent uncertainties, and unfavorable rulings could occur. An unfavorable ruling could include monetary
damages or an injunction prohibiting the Company from selling one or more products. If an unfavorable ruling
were to occur, there exists the possibility of a material adverse impact on the Ñnancial position and results of
operations of the period in which the ruling occurs, or future periods.

16

Environmental Matters. Goodyear had recorded liabilities totaling $32.8 million at December 31, 2003 and
$53.5 million at December 31, 2002 for anticipated costs related to various environmental matters, primarily
the remediation of numerous waste disposal sites and certain properties sold by Goodyear. Of these amounts,
$7.7  million  and  $21.4  million  were  included  in  Other  current  liabilities  at  December  31,  2003  and
December 31, 2002, respectively. The costs include legal and consulting fees, site studies, the design and
implementation of remediation plans, post-remediation monitoring and related activities and will be paid over
several years. The amount of Goodyear's ultimate liability in respect of these matters may be aÅected by
several  uncertainties,  primarily  the  ultimate  cost  of  required  remediation  and  the  extent  to  which  other
responsible parties contribute. The liability was reduced in 2003 by approximately $17 million due to the
resolution related to one site during the year.

Workers' Compensation. Goodyear had recorded liabilities, on a discounted basis, totaling $194.0 million
and $152.4 million (as restated) for anticipated costs related to workers' compensation at December 31, 2003
and December 31, 2002, respectively. Of these amounts, $112.7 million and $66.4 million (as restated) were
included in Current Liabilities as part of Compensation and beneÑts at December 31, 2003 and December 31,
2002, respectively. The costs include an estimate of expected settlements on pending claims, defense costs and
a provision for claims incurred but not reported. These estimates are based on Goodyear's assessment of
potential  liability  using  an  analysis  of  available  information  with  respect  to  pending  claims,  historical
experience, and current cost trends. The amount of Goodyear's ultimate liability in respect of these matters
may diÅer from these estimates.

Goodwill.
In  January  2002,  Goodyear  adopted  Statement  of  Financial  Accounting  Standards  No.  142
(SFAS 142), ""Goodwill and Other Intangible Assets.'' Under this standard, Goodyear no longer amortizes
goodwill, but tests it annually for impairment because it is an asset with an indeÑnite useful life. However, the
occurrence of a potential indicator of impairment, such as a signiÑcant adverse change in legal factors or
business  climate,  an  adverse  action  or  assessment  by  a  regulator,  unanticipated  competition,  loss  of  key
personnel or a more-likely-than-not expectation that a reporting unit or a signiÑcant portion of a reporting unit
will  be  sold  or  disposed  of,  would  result  in  Goodyear's  having  to  perform  the  impairment  analysis  more
frequently than on an annual basis. These types of events and the resulting analysis could result in goodwill
impairment charges in future periods.

The Company determined estimated fair values of the reporting units using a valuation methodology
based largely on comparable company analysis. Under this method, the Company used an EBITDA multiple
representative of the global automotive industry sector to arrive at the fair value of each reporting unit. The
EBITDA multiple was adjusted to reÖect local market conditions and recent transactions. The EBITDA of
the reporting units was adjusted to exclude certain non-recurring or unusual items and corporate charges.

Deferred  Tax  Asset  Valuation  Allowance. At  December  31,  2003,  Goodyear  had  valuation  allowances
aggregating $2.00 billion against all of its net Federal and state and some of its international subsidiaries
deferred tax assets.

The net Federal and state deferred tax assets are almost entirely composed of deductions available to
reduce Federal and state taxable income in future years. The international deferred tax assets include loss
carryforwards as well as deductions available to reduce future international taxable income.

The valuation allowance was calculated in accordance with the provisions of SFAS 109 which requires an
assessment of both negative and positive evidence when measuring the need for a valuation allowance. In
accordance with SFAS 109, evidence, such as operating results during the most recent three-year period, is
given more weight than our expectations of future proÑtability which are inherently uncertain. Goodyear's
U.S. losses in recent periods represented suÇcient negative evidence to require a full valuation allowance
against  its  net  Federal  and  state  deferred  tax  assets  under  SFAS  109.  Goodyear  intends  to  maintain  a
valuation allowance against its deferred tax assets until suÇcient positive evidence exists to support realization
of the Federal and state deferred tax assets.

Pensions and Postretirement BeneÑts. Goodyear's recorded liability for pensions and postretirement beneÑts
other  than  pensions  is  based  on  a  number  of  assumptions,  including  future  health  care  costs,  maximum

17

company covered beneÑt costs, life expectancies, retirement rates, discount rates, long term rates of return on
plan assets and future compensation levels. Certain of these assumptions are determined with the assistance of
outside  actuaries.  Assumptions  about  health  care  costs,  life  expectancies,  retirement  rates  and  future
compensation levels are based on past experience and anticipated future trends, including an assumption about
inÖation. Discount rates are based on market indicators at the time these assumptions are established. These
assumptions are regularly reviewed and revised when appropriate, and changes in one or more of them could
aÅect the amount of Goodyear's recorded expenses for these beneÑts. If the actual experience diÅers from
expectations,  Goodyear's  Ñnancial  position,  results  of  operations  and  liquidity  in  future  periods  could  be
aÅected.

As of December 31, 2003, the aggregate projected beneÑt obligation for Goodyear's pension plans was
$6.88 billion. A 25 basis point change in the U.S. discount rate would impact pension expense in 2004 by
approximately  $8  million.  As  of  December  31,  2003,  Goodyear's  accumulated  postretirement  beneÑt
obligation was $3.08 billion. A 25 basis point change in the discount rate for its main U.S. plans would impact
2004 postretirement beneÑt expense by approximately $2 million.

Goodyear's U.S. pension asset returns were 23.5% for the year ended December 31, 2003. The unfunded
amount of Goodyear's projected beneÑt  obligation at December 31, 2003 was $2.75 billion, compared  to
$2.46 billion (as restated) at December 31, 2002. For the year ended December 31, 2003, Goodyear recorded
a $128 million beneÑt to Accumulated Other Comprehensive Income (Loss) for unfunded pension beneÑt
obligations, compared to a $1.28 billion charge for the year ended December 31, 2002. If market conditions
deteriorate, charges could increase in future periods.

Although subject to change, based on current estimates, Goodyear expects to make contributions to its
domestic pension plans of approximately $160 million in 2004, and approximately $325 million to $350 million
in 2005 to satisfy statutory minimum funding requirements. Goodyear will be subject to additional statutory
minimum funding requirements after 2005. The amount of funding requirements could be substantial and will
be based on a number of factors, including the value of the pension assets at the time as well as the interest
rate for the relevant period.

SEGMENT INFORMATION

Segment information reÖects the strategic business units of Goodyear, which are organized to meet customer
requirements and global competition. The Tire business is managed on a regional basis. Engineered Products
and Chemical Products are managed on a global basis.

Results of operations in the Tire and Engineered Products Segments were measured based on net sales to
unaÇliated  customers  and  segment  operating  income.  Results  of  operations  of  the  Chemical  Products
Segment were measured based on net sales (including sales to other SBUs) and segment operating income.
Segment operating income included transfers to other SBUs. Segment operating income was computed as
follows: Net Sales less CGS (excluding accelerated depreciation charges, asset impairment charges and asset
writeoÅs) and SAG (excluding corporate administrative expenses). Segment operating income also included
equity  (earnings)  losses  in  aÇliates.  Segment  operating  income  did  not  include  the  previously  discussed
rationalization charges and certain other items.

Total segment operating income was $516.0 million in 2003, $416.7 million (as restated) in 2002 and
$321.1 million (as restated) in 2001. Total segment operating margin (segment operating income divided by
segment sales) in 2003 was 3.3%, compared to 2.9% (as restated) in 2002 and 2.2% (as restated) in 2001.

Management believes that total segment operating income is useful because it represents the aggregate
value of income created by the Company's SBUs and excludes items not directly related to the SBUs for
performance evaluation purposes. Total segment operating income is the sum of the individual SBUs' segment
operating income as measured in accordance with Statement of Financial Accounting Standard No. 131,
""Disclosures about Segments of an Enterprise and Related Information.'' Refer to the note to the Ñnancial
statements  No.  18,  Business  Segments,  for  further  information  and  for  a  reconciliation  of  total  segment
operating income to Income (loss) before income taxes.

18

North American Tire

(In millions)
Tire Units ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating MarginÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

2002

2001

Restated

101.2
$6,745.6
(128.7)

(1.9)%

103.9
$6,703.0
(57.1)
(0.9)%

112.0
$7,170.2
100.9

1.4%

North  American  Tire  Segment  unit  sales  in  2003  decreased  2.7  million  units  or  2.5%  from  2002  and
10.8 million units or 9.6% from 2001. Replacement unit sales in 2003 decreased 1.2 million units or 1.5% from
2002 and 11.1 million units or 13.9% from 2001. Original equipment volume in 2003 decreased 1.5 million
units or 4.5% from 2002 and increased 0.3 million units or 0.7% from 2001.

Revenues in 2003 increased 0.6% from 2002 and decreased 5.9% from 2001. Net sales increased in 2003
due  to  improved  pricing  and  product  mix  of  approximately  $118  million,  primarily  in  the  consumer
replacement and original equipment markets, and lower product related adjustments of approximately $10
million. The production slowdown by automakers and a decrease in the consumer replacement custom brand
channel contributed to lower volume of approximately $86 million in 2003.

Revenues (as restated) in 2002 decreased 6.5% from 2001. Sales in 2002 decreased compared to 2001
due  to  reduced  volume  of  approximately  $435  million,  primarily  in  certain  segments  of  the  replacement
market and the lower tire units delivered in connection with the Ford tire replacement program initiated in
2001, partially oÅset by increased sales to original equipment manufacturers in 2002 as automakers increased
production. Unfavorable product mix in consumer and commercial replacement of approximately $27 million
also negatively impacted sales compared to 2001.

During 2002, Goodyear supplied approximately 500 thousand tire units with a segment operating income
beneÑt of approximately $10 million in connection with the Ford tire replacement program. Ford ended the
replacement program on March 31, 2002. During 2001, Goodyear supplied approximately 5 million tire units
with  a  segment  operating  income  beneÑt  of  approximately  $95  million  in  connection  with  the  Ford
replacement program.

North American Tire segment operating income in 2003 decreased signiÑcantly from 2002 and 2001.
Higher  raw  materials  costs  of  approximately  $151  million,  higher  manufacturing  conversion  costs  of
approximately  $86  million,  primarily  related  to  contractual  increases,  and  lower  consumer  volume  of
approximately $12 million adversely impacted 2003 segment operating income. Segment operating income
beneÑted by approximately $66 million in savings related to rationalization programs and by approximately
$37  million  due  to  lower  research  and  development  expenditures.  One-time  beneÑts  of  approximately
$51  million  due  to  the  change  in  the  salaried  associates'  vacation  policy  discussed  above  and  insurance
recoveries related to general and product liabilities of approximately $20 million also positively impacted 2003
segment operating income.

North American Tire segment operating income (as restated) decreased substantially in 2002 from 2001
due  to  lower  tonnage  and  higher  plant  compensation  costs  and  operating  expenses  of  approximately
$161 million (as restated). Segment operating income was also negatively impacted by lower replacement
sales volume, including the Ford program, of approximately $74 million (as restated). Product mix, primarily
replacement consumer and commercial, unfavorably impacted segment operating income by approximately
$122  million  (as  restated)  as  did  the  impact  of  the  $10  million  charge  related  to  the  closure  of  Penske
Automotive Centers. Segment operating income in 2002 was favorably impacted by a decrease in raw material
costs of approximately $120 million and lower transportation costs of approximately $30 million. Lower SAG
expenses,  due  primarily  to  reduced  advertising  and  information  technology  expenses,  of  approximately
$20  million  (as  restated)  and  savings  from  rationalization  programs  of  approximately  $13  million  also
beneÑted 2002 segment operating income. In addition, 2001 included a charge of $30 million for a proactive
tire replacement program covering certain tires in service on 15-passenger vans and ambulances.

19

Segment operating income in 2001 included expenses related to amortization of goodwill and intangible
assets with indeÑnite useful lives totaling $3.5 million. In accordance with SFAS 142, amortization of goodwill
and intangible assets with indeÑnite useful lives ceased at January 1, 2002.

Segment operating income did not include net rationalization charges (credits) totaling $191.9 million in
2003, $(1.9) million in 2002 and $31.6 million in 2001. Segment operating income also did not include the
loss on asset sales of $3.8 million in 2003 and the writeoÅ of a miscellaneous investment totaling $4.1 million
in 2002.

Revenues and segment operating income in the North American Tire Segment may be adversely aÅected
in  future  periods  by  the  eÅects  of  continued  competitive  pricing  conditions,  reduced  demand  in  the
replacement market, changes in product mix, continued increases in raw material and energy prices, higher
wage and beneÑt costs and general economic conditions.

European Union Tire

(In millions)
Tire Units ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating MarginÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

2002

2001

Restated

62.2
$3,920.3
133.5

61.5
$3,319.4
100.2

3.4%

3.0%

61.1
$3,124.3
44.2
1.4%

European Union Tire Segment unit sales in 2003 increased 0.7 million units or 1.2% from 2002 and 1.1 million
units or 1.9% from 2001. Replacement unit sales in 2003 increased 2.6 million units or 6.3% from 2002 and
2.3 million units or 5.4% from 2001. Original equipment volume in 2003 decreased 1.9 million units or 9.2%
from 2002 and 1.2 million units or 5.7% from 2001.

Revenue in 2003 increased 18.1% from 2002 and 25.5% from 2001. Net sales increased in 2003 compared
to 2002 primarily due to the favorable impact of currency translation, mostly the Euro, of approximately
$587  million.  Higher  volume  of  approximately  $42  million  in  the  consumer  replacement  markets  also
positively impacted 2003 sales, but were in part oÅset by approximately $30 million due to negative pricing
and product mix in the segment's retail operations.

Revenues (as restated) in 2002 increased 6.2% from 2001. Revenues increased in 2002 compared to 2001
primarily due to the favorable impact of currency translation of approximately $166 million (as restated).
Revenues  were  also  positively  impacted  by  higher  volume  of  approximately  $21  million  in  the  original
equipment, high performance and winter tire markets.

European Union Tire segment operating income increased 33.2% from 2002 and substantially from 2001.
Segment  operating  income  in  2003  increased  primarily  due  to  savings  from  rationalization  programs  of
approximately $57 million and the beneÑt from higher production tonnage and productivity improvements of
approximately  $17  million.  The  favorable  impact  of  currency  translation  of  approximately  $26  million,
improved volume of approximately $10 million, particularly in the replacement market, and favorable pricing
and product mix of approximately $5 million, mainly consumer replacement and original equipment, also
beneÑted 2003 segment operating income. Higher raw material costs of approximately $50 million, higher
pension costs of approximately $18 million and higher SAG costs due to increased advertising of approxi-
mately $13 million negatively impacted 2003 segment operating income. In addition, 2003 included a charge
of approximately $13 million for an unfavorable court settlement.

Segment operating income (as restated) increased substantially in 2002 from 2001. Segment operating
income increased in 2002 due primarily to lower raw material costs of approximately $28 million, savings from
rationalization  programs  of  approximately  $15  million,  higher  production  tonnage  and  cost  containment
programs  of  approximately  $13  million  (as  restated),  the  favorable  impact  of  currency  translation  of
approximately  $6  million  and  higher  volume  of  approximately  $5  million.  Higher  SAG  expenses  of
approximately $19 million (as restated) adversely impacted segment operating income in 2002.

20

Segment operating income in 2001 included expenses related to amortization of goodwill and intangible
assets  with  indeÑnite  useful  lives  totaling  $13.0  million.  In  accordance  with  SFAS  142,  amortization  of
goodwill and intangible assets with indeÑnite useful lives ceased at January 1, 2002.

Segment operating income did not include net rationalization charges totaling $54.3 million and a gain on
asset sales of $2.1 million in 2003, net rationalization credits totaling $(0.4) million (as restated) and gains on
asset sales of $13.6 million (as restated) in 2002, and net rationalization charges totaling $84.2 million (as
restated) and gains on asset sales of $18.4 million (as restated) in 2001.

Revenues and segment operating income in the European Union Tire Segment may be adversely aÅected
in future periods by the eÅects of continued competitive pricing conditions, changes in mix, unanticipated
increases in raw material and energy prices, currency translation and the general economic slowdown in the
region.

Eastern Europe, Africa and Middle East Tire

(In millions)
Tire Units ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating MarginÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

17.9
$1,073.4
146.6

13.7%

16.1
$807.1
93.2
11.5%

14.0
$703.1
14.0

2.0%

Eastern Europe, Africa and Middle East Tire Segment (""Eastern Europe Tire'') unit sales in 2003 increased
1.8 million units or 11.0% from 2002 and 3.9 million units or 28.3% from 2001. Replacement unit sales in 2003
increased 1.5 million units or 11.2% from 2002 and 3.6 million units or 33.3% from 2001. Original equipment
volume in 2003 increased 0.3 million units or 10.5% from 2002 and 0.3 million units or 8.3% from 2001.

Revenue in 2003 increased 33.0% from 2002 and 52.7% from 2001. Net sales increased in 2003 compared
to 2002 due largely to the favorable impact of currency translation, primarily in South Africa and Slovenia, of
approximately  $156  million.  Higher  volume  in  both  the  consumer  replacement  and  original  equipment
markets of approximately $62 million and improved pricing and product mix, due primarily to higher sales of
winter and high performance tires, of approximately $48 million also positively impacted 2003 revenues.

Revenues in 2002 increased 14.8% from 2001. Revenues in 2002 increased from 2001 due to higher
consumer and commercial replacement volume of approximately $88 million, improved pricing and product
mix, including improved retail performance, of approximately $41 million. Currency translation, primarily in
South Africa, adversely impacted revenue in 2002 by approximately $25 million.

Eastern Europe Tire segment operating income in 2003 increased 57.3% from 2002 and signiÑcantly from
2001. Segment operating income increased in 2003 due to improved pricing and product mix of approximately
$33 million, higher volume of approximately $24 million and the positive impact of currency translation of
approximately $15 million, mainly in South Africa and Slovenia. Pricing, product mix and volume beneÑted
from price improvements and increased sales of winter and high performance tires. Higher raw material costs
of approximately $12 million and higher SAG costs of approximately $12 million, largely wages, beneÑts and
advertising, adversely impacted segment operating income in 2003.

Segment operating income (as restated) in 2002 increased signiÑcantly from 2001. Segment operating
income in 2002 increased due to the beneÑt of cost reduction programs and higher levels of plant utilization of
approximately $42 million (as restated), a change in mix to higher margin replacement tires of approximately
$20 million and higher replacement volume of approximately $19 million. Segment operating income was also
favorably  aÅected  by  lower  raw  material  costs  of  approximately  $7  million  and  the  impact  of  currency
translation  of  approximately  $6  million  mainly  in  South  Africa.  Higher  SAG  costs  of  approximately
$13 million adversely impacted segment operating income in 2002 mainly due to expanded operations and
increased distribution costs.

21

Segment  operating  income  in  2001  included  expenses  related  to  amortization  of  goodwill  totaling

$4.2 million. In accordance with SFAS 142, amortization of goodwill ceased at January 1, 2002.

Segment operating income did not include net rationalization charges (credits) totaling $(0.1) million in

2003, $(0.4) million in 2002 and $11.2 million in 2001.

Revenues and segment operating income in the Eastern Europe Tire Segment may be adversely aÅected
in future periods by the eÅects of continued competitive pricing conditions, changes in mix, unanticipated
increases in raw material and energy prices, continued volatile economic conditions and currency translation.

Latin American Tire

(In millions)
Tire Units ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Margin ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

18.7
$1,041.0
147.9
14.2%

19.9
$947.7
107.1
11.3%

20.0
$1,013.8
85.2
8.4%

Latin American Tire Segment unit sales in 2003 decreased 1.2 million units or 6.3% from 2002 and 1.3 million
units or 6.5% from 2001. Replacement unit sales in 2003 increased 0.1 million units or 0.4% from 2002 and
0.3 million units or 2.1% from 2001. Original equipment volume in 2003 decreased 1.3 million units or 23.1%
from 2002 and 1.6 million units or 26.8% from 2001.

Revenue in 2003 increased 9.8% from 2002 and 2.7% from 2001. Net sales increased in 2003 due to
improvements  in  price  and  product  mix  of  approximately  $212  million.  The  impact  of  foreign  currency
translation of approximately $79 million, mainly in Brazil and Venezuela, and lower volume of approximately
$38 million, primarily in the consumer and commercial original equipment segments, negatively impacted
2003 sales.

Revenues (as restated) in 2002 decreased 6.5% from 2001. Revenues in 2002 were adversely impacted by
approximately $227 million due to the eÅects of currency translation, particularly in Argentina, Brazil and
Venezuela. Revenues were favorably impacted by price increases and improved replacement consumer and
commercial product mix of approximately $158 million to partially oÅset the eÅect of currency translation.

Latin American Tire segment operating income in 2003 increased 38.1% from 2002 and 73.6% from
2001. Segment operating income in 2003 was favorably aÅected by improvements in pricing and product mix
of approximately $134 million and higher replacement volume of approximately $3 million. Partially oÅsetting
these improvements were higher raw material costs of approximately $50 million, the negative impact of
currency  translation  of  approximately  $20  million,  mainly  Brazil  and  Venezuela,  higher  conversion  costs
related to utilities of approximately $12 million and increased SAG costs of approximately $11 million, mainly
blimp-related  expenses,  increased  reserve  for  doubtful  accounts  and  increased  wages  and  beneÑts  due  to
inÖationary cost increases.

Latin  American  Tire  segment  operating  income  (as  restated)  in  2002  increased  25.7%  from  2001.
Segment operating income in 2002 was favorably impacted by approximately $45 million related to pricing
and product mix, approximately $20 million related to lower raw material costs and higher sales volume,
primarily in the replacement market, of approximately $4 million. Segment operating income in 2002 was
adversely impacted by the eÅects of currency translation of approximately $46 million, mainly in Argentina,
Brazil and Venezuela, and increased SAG expenses of approximately $3 million due to higher wages and
beneÑts largely due to inÖationary cost increases.

Segment operating income in 2001 included expenses related to the amortization of goodwill totaling

$0.1 million. In accordance with SFAS 142, amortization of goodwill ceased at January 1, 2002.

22

Segment operating income did not include net rationalization charges totaling $10.0 million and the gain
from asset sales of $2.0 million in 2003, the gain from the sale of land and buildings in Mexico totaling
$13.7 million in 2002 and rationalization charges totaling $0.2 million in 2001.

Revenues and segment operating income in the Latin American Tire Segment may be adversely aÅected
in future periods by the eÅects of continued competitive pricing conditions, changes in mix, unanticipated
increases in raw material and energy prices, continued volatile economic and government conditions, future
adverse economic conditions in the region and currency translation.

Asia Tire

(In millions)
Tire Units ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Margin ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

13.5
$581.8
49.8
8.6%

12.9
$531.3
43.7
8.2%

12.2
$494.6
20.3
4.1%

Asia Tire Segment unit sales in 2003 increased 0.6 million units or 4.7% from 2002 and 1.3 million units or
10.5% from 2001. Replacement unit sales in 2003 decreased 0.1 million units or 1.0% from 2002 and increased
0.3 million units or 2.6% from 2001. Original equipment volume in 2003 increased 0.7 million units or 18.9%
from 2002 and 1.0 million units or 31.3% from 2001.

Revenue in 2003 increased 9.5% from 2002 and 17.6% from 2001. Net sales increased in 2003 due to
increased  volume  of  approximately  $29  million  primarily  a  result  of  strong  original  equipment  demand.
Favorable currency translation, largely in India and Australia, of approximately $16 million also improved net
sales.

Revenues (as restated) in 2002 increased 7.4% from 2001. Revenues in 2002 increased compared to 2001
due  primarily  to  higher  original  equipment  and  replacement  volumes  of  approximately  $26  million  and
improved selling prices on replacement consumer and commercial tires of approximately $9 million. The
eÅects of currency translation also had a favorable impact on sales of approximately $2 million in 2002.

Asia Tire segment operating income in 2003 increased 14.0% from 2002 and substantially from 2001.
Segment operating income in 2003 increased primarily due to improvements in consumer and farm product
mix  and  higher  selling  prices  in  both  replacement  and  original  equipment  markets  of  approximately  $14
million, favorable currency translation of approximately $8 million, and increased volume of approximately
$7  million  due  to  strong  original  equipment  demand.  Segment  operating  income  in  2003  was  favorably
impacted by approximately $3 million due to increased sales of miscellaneous products and improved equity
income. Higher raw material costs of approximately $27 million negatively impacted 2003 segment operating
income.

Segment operating income (as restated) in 2002 increased substantially from 2001. Segment operating
income in 2002 increased compared to 2001 due to lower raw material costs of approximately $8 million,
improved replacement consumer and commercial pricing and product mix of approximately $7 million, higher
original equipment and replacement volume of approximately $4 million and lower conversion costs as a result
of cost containment programs of approximately $3 million (as restated). Segment operating income in 2002
improved due to the favorable eÅects of currency translation of approximately $2 million and savings from
rationalization actions of approximately $3 million. Segment operating income in 2002 was adversely aÅected
by higher SAG expenses of approximately $5 million.

Segment operating income in 2001 included expenses related to the amortization of goodwill totaling
$1.7 million (as restated). In accordance with SFAS 142, amortization of goodwill ceased at January 1, 2002.

Segment operating income did not include the gain from asset sales of $2.1 million in 2003, rationaliza-

tion charges (credits) totaling $(1.7) million in 2002 and $47.0 million (as restated) in 2001.

23

Revenues and segment operating income in the Asia Tire Segment may be adversely aÅected in future
periods by the eÅects of continued competitive pricing conditions, changes in mix, unanticipated increases in
raw material and energy costs and currency translation.

In addition, Goodyear owns a 50% interest in SPT, the largest tire manufacturer, marketer and exporter
in Australia and New Zealand. Results of operations of SPT are not reported in segment results, and are
reÖected in Goodyear's Consolidated Statement of Operations using the equity method.

The following presents 100% of the sales and operating income of SPT:

(In millions)
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Operating Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

$642.0
9.9

$523.6
(7.1)

$481.3
(22.2)

SPT net sales in 2003 increased 22.6% from 2002 and 33.4% from 2001. SPT net sales in 2003 increased from
2002 primarily due to higher sales volume and the strengthening of the Australian dollar against the U.S.
dollar. SPT net sales in 2002 increased from 2001 due to the strengthening of the Australian dollar against the
U.S. dollar.

SPT operating income in 2003 increased substantially from 2002 and 2001. SPT operating income in
2003 increased from 2002 and in 2002 from 2001 due to the beneÑts of the rationalization programs in the
prior years.

SPT operating income did not include net rationalization charges (credits) totaling $4.9 million in 2003,

$(2.1) million in 2002 and $48.0 million in 2001.

SPT debt totaled $196.9 million at December 31, 2003, of which $72.0 million was payable to Goodyear.

SPT debt totaled $131.3 million at December 31, 2002, of which $26.3 million was payable to Goodyear.

Engineered Products

(In millions)
Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating MarginÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

2002

2001

Restated

$1,203.7
47.5
3.9%

$1,126.5
40.9
3.6%

$1,122.3
14.6
1.3%

Engineered Products Segment sales in 2003 increased 6.9% from 2002 and 7.3% from 2001. Revenues in 2003
increased from 2002 due to the favorable impact of currency translation of approximately $39 million, mainly
in  Canada,  South  Africa  and  Europe,  and  improved  volume  of  approximately  $30  million  as  a  result  of
increased military sales. Improved pricing and product mix, mainly industrial, of approximately $8 million also
positively impacted 2003 revenues.

Revenues in 2002 increased from 2001 due largely to increased volume of approximately $36 million,
mainly military and custom products. Partially oÅsetting this variance compared to 2001 is the unfavorable
eÅects of currency translation of approximately $24 million, mainly in Brazil, and unfavorable product mix of
approximately $8 million.

Engineered  Products  segment  operating  income  in  2003  increased  from  2002  and  2001.  Segment
operating income in 2003 increased 16.1% from 2002 due to volume increases of approximately $7 million
related  to  military  sales,  lower  raw  material  costs  of  approximately  $5  million,  and  favorable  eÅects  of
currency translation of approximately $5 million. The change in salaried vacation policy described above also
favorably impacted 2003 segment operating income by approximately $8 million. Segment operating income
was  adversely impacted by unfavorable  price/mix  of  approximately $11 million  due to increased sales of
original equipment and heavy duty product and higher SAG costs, excluding the impact of the vacation policy
change, of approximately $9 million, primarily related to increased sales eÅorts.

24

Segment  operating  income  (as  restated)  in  2002  increased  signiÑcantly  from  2001  due  to  improved
productivity of approximately $13 million (as restated), volume increases of approximately $12 million and
decreased  SAG  expenses  of  approximately  $12  million  (as  restated)  primarily  due  to  aggressive  cost
containment measures. Segment operating income in 2002 was adversely impacted by an unfavorable change
in price/mix of approximately $5 million and the eÅects of currency translation of approximately $3 million.

Segment  operating  income  in  2001  included  expenses  related  to  amortization  of  goodwill  totaling

$1.0 million. In accordance with SFAS 142, amortization of goodwill ceased at January 1, 2002.

Segment  operating  income  did  not  include  a  loss  from  the  sale  of  assets  totaling  $6.3  million  and
rationalization charges of $29.4 million in 2003, a gain from the sale of land and buildings totaling $0.6 million
and net rationalization charges of $4.6 million in 2002 and net rationalization charges of $1.5 million in 2001.

In conjunction with the restatement, certain adjustments related to Engineered Products were recorded.
It was not possible to allocate the amount of this adjustment to applicable periods and accordingly, Goodyear
recorded substantially all of this adjustment in the Ñrst quarter of 2003. This account reconciliation adjustment
includes the write-oÅ of $21.3 million consisting of $3.7 million in intercompany accounts and $17.6 million
related to payables and other accounts. Segment operating income was negatively impacted by approximately
$19  million  in  2003  due  to  these  adjustments.  Several  factors  relating  to  the  Company's  ERP  systems
implementation resulted in EPD's inability to locate or recreate account reconciliations for prior periods.

Revenues and segment operating income in the Engineered Products Segment may be adversely aÅected
in future periods by lower original equipment demand, competitive pricing pressures, expected continuing
unfavorable  economic  conditions  in  certain  markets,  adverse  economic  conditions  globally  in  the  mining,
construction and agriculture industries, unanticipated increases in raw material and energy prices, anticipated
higher wage and beneÑt costs and currency translation.

Chemical Products

(In millions)
Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Segment Operating Margin ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

$1,220.8
119.4

9.8%

$940.2
88.7
9.4%

$1,036.5
41.9
4.0%

Chemical Products Segment sales in 2003 increased 29.8% from 2002 and 17.8% from 2001. Approximately
63%  of  the  total  pounds  of  synthetic  materials  sold  by  the  Chemical  Products  segment  in  2003  were  to
Goodyear's  other  segments.  Natural  rubber  plantations,  a  rubber  processing  facility  and  natural  rubber
purchasing operations are included in the Chemical Products Segment.

Revenues in 2003 increased from 2002 largely due to higher net selling prices resulting from the pass
through of increased raw material and energy costs of approximately $145 million and increases in synthetic
rubber volume of approximately $42 million. Also favorably impacting 2003 revenues were higher pricing and
volume from the natural rubber operations of approximately $76 million and the relatively strong Euro of
approximately $18 million.

Revenues (as restated) in 2002 decreased from 2001 primarily due to the impact of selling the Specialty
Chemical Business in December 2001, which contributed approximately $127 million of revenue in 2001.
Revenues in 2002 were also unfavorably impacted approximately $33 million by lower net selling prices, which
were  caused  by  decreased  raw  material  costs.  2002  revenues  were  favorably  impacted  approximately
$37 million due to increased revenue for natural rubber operations, approximately $20 million due to increased
synthetic volume, and approximately $6 million in favorable currency translation largely a result of the strong
Euro.

Chemical  Products  segment  operating  income  in  2003  increased  signiÑcantly  from  2002  and  2001.
Segment operating income increased in 2003 compared to 2002 primarily due to higher net selling prices of
approximately  $145  million,  currency  translation  of  approximately  $18  million  and  improved  pricing  and

25

volume  for  natural  rubber  operations  of  approximately  $16  million.  Increased  raw  material  costs  of
approximately $127 million and increased conversion costs of approximately $22 million unfavorably impacted
2003 segment operating income.

The Specialty Chemical Business was sold in December 2001. Segment operating income (as restated)
in 2002 increased substantially from 2001 despite the absence of approximately $12 million contributed by the
Specialty Chemical Business in 2001. Segment operating income in 2002 increased primarily due to lower raw
material  costs  of  approximately  $46  million  and  lower  conversion  costs  of  approximately  $33  million  (as
restated) partially oÅset by lower net selling prices of approximately $33 million.

Segment operating income did not include gains on asset sales of $27.4 million in 2001.

The Company is exploring the possible sale of its Chemical business, or portions thereof, to both enhance

its Ñnancial Öexibility and focus future investments on its core business.

Revenues and segment operating income in the Chemical Products Segment may be adversely aÅected in
future  periods  by  competitive  pricing  pressures,  lower  aggregate  demand  levels  for  its  products  and
unanticipated increases in raw material and energy prices.

LIQUIDITY AND CAPITAL RESOURCES

At December 31, 2003, the Company had $1.56 billion in cash and cash equivalents as well as $335.0 million
of unused availability under its various credit agreements. Based upon the Company's projected operating
results,  the  Company  expects  that  cash  Öow  from  operations  together  with  available  borrowing  under  its
restructured credit facilities and other sources of liquidity will be adequate to meet the Company's anticipated
cash  and  cash  equivalent  requirements  including  working  capital,  debt  service  and  capital  expenditures
through December 31, 2004. However, several contingencies could aÅect the Company's ability to meet its
future obligations, including (i) the failure to successfully implement its turnaround strategy for the North
American  Tire  Segment  and  restore  the  segment  to  proÑtability;  (ii)  a  signiÑcant  adverse  ruling  or
development  in  the  Company's  legal  proceedings,  especially  with  respect  to  the  Company's  Entran  II
litigation;  (iii)  a  further  increase  in  our  interest  expense  from  an  unexpected  and  signiÑcant  increase  in
interest rates; and (iv) the failure to reÑnance certain of our credit facilities maturing in 2005 and 2006.

Operating Activities

Net  cash  used  in  operating  activities  was  $306.7  million  during  2003,  as  reported  on  the  Company's
Consolidated Statement of Cash Flows. Working capital increased $2.07 billion to $3.30 billion at Decem-
ber 31, 2003, from $1.23 billion (as restated) at December 31, 2002, due primarily to increased cash and cash
equivalents and accounts receivable. The increased accounts receivable is due primarily to the termination of
Goodyear's domestic accounts receivable securitization program eÅective April 1, 2003. For further informa-
tion, refer to the note to the Ñnancial statements, No. 5, Accounts and Notes Receivable.

Investing Activities

Net  cash  used  in  investing  activities  was  $236.0  million  during  2003.  Capital  expenditures  in  2003  were
$375.4 million, of which $221.2 million was used on projects to increase capacity and improve productivity and
$154.2 million was used for tire molds and various other projects. Capital expenditures have been reduced in
response  to  current  economic  and  business  conditions.  Capital  expenditures  are  expected  to  approximate
$488 million in 2004, including approximately $294 million for manufacturing improvements and approxi-
mately $194 million for molds and various other projects.

(In millions)
Capital expenditures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
DepreciationÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Amortization ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

$375.4
686.4
6.9

$458.1
600.4
4.3

$435.5
597.7
40.4

26

Depreciation and amortization in 2003 included approximately $78 million of accelerated depreciation charges
related to the 2003 Huntsville and Wolverhampton restructuring plans. Depreciation and amortization in 2001
included $29.1 million (as restated) of amortization related to goodwill and intangible assets with indeÑnite
useful lives that are no longer amortized in accordance with SFAS 142.

Investing  activities  in  2003  included  net  proceeds  from  the  sale  of  assets  in  the  United  States  of
$85.8  million,  in  Latin  America  of  $2.0  million,  in  Asia  of  $2.1  million  and  in  Europe  of  $14.5  million.
Included in the United States total of $85.8 million is $82.9 million for the sale of 20.8 million shares of
Goodyear's investment in SRI. Goodyear also purchased Arkansas Best Corporation's 19% ownership interest
in Wingfoot Commercial Tire Systems, LLC (""Wingfoot'') for $71.2 million. Wingfoot was a joint venture
company formed by Goodyear and Arkansas Best Corporation to sell and service commercial truck tires,
provide retread services and conduct related business. Goodyear now owns 100% of Wingfoot.

At December 31, 2003, Goodyear had binding commitments for raw materials and investments in land,
buildings  and  equipment  of  $520.1  million  and  oÅ-balance-sheet  Ñnancial  guarantees  written  and  other
commitments totaling $74.4 million.

For  further  information  on  investing  activities,  refer  to  the  note  to  the  Ñnancial  statements  No.  8,

Investments.

Financing Activities

Net cash from Ñnancing activities was $1,125.3 million during 2003.

(In millions)
Consolidated Debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Debt to Debt and Equity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

2002

2001

$5,077.4

$3,643.0

$3,568.3

100.3%

93.4%

57.6%

Certain  of  Goodyear's  aÇliates  are  restricted  from  remitting  funds  to  the  parent  company  by  means  of
dividends, advances or loans, primarily due to credit facility restrictions currently in place in those locations.
At December 31, 2003, approximately $259 million of net assets were restricted.

December 31,

Restated

Credit Sources

Restructuring and ReÑnancing of Credit Facilities

On April 1, 2003, the Company completed a comprehensive restructuring and reÑnancing of its bank credit
and receivables securitization facilities which replaced a total of $2,938 million in Ñnance facilities with a total
of $3,345 million of the following Ñnance facilities:

‚ $750 million Senior Secured U.S. Revolving Credit Facility due April 2005;

‚ $645 million Senior Secured U.S. Term Facility due April 2005;

‚ $650 million Senior Secured European Facilities due April 2005; and

‚ $1.30 billion Senior Secured Asset-Backed Facilities due March 2006.

With the exception of approximately $700 million in domestic accounts receivable securitizations and
$63  million  in  Canadian  accounts  receivable  securitizations,  each  of  the  replaced  Ñnance  facilities  was
unsecured.

The accounts receivable and debt that are subject to the new $1.30 billion asset-backed facilities are
included on Goodyear's consolidated balance sheet at December 31, 2003. Accounts receivable subject to the
terminated  $763  million  domestic  and  Canadian  accounts  receivable  programs  were  not  included  on  the
consolidated balance sheet at December 31, 2002 due to the securitization programs which resulted in oÅ-
balance-sheet treatment.

27

At  December  31,  2003,  the  Company  had  $125.6  million  of  committed  credit  available  under  the
facilities described above. In aggregate, the Company had committed and uncommitted credit facilities of
$5.90 billion available at December 31, 2003, of which $335.0 million were unused.

Recent Financing Activities

Subsequent to the Ñscal year end, on February 23, 2004, we completed the addition of a $650 million tranche
to our $1.30 billion Senior Secured Asset-Backed Facility. Approximately $335 million of the proceeds of the
tranche were used to partially reduce amounts outstanding under the U.S. term facility discussed below. On
March  12,  2004,  we  completed  a  private  oÅering  of  $650  million  in  senior  secured  notes,  consisting  of
$450 million of 11% senior secured notes due 2011 and $200 million of Öoating rate notes at LIBOR plus 8%.
The proceeds of the notes were used to repay the remaining outstanding amount under the U.S. term facility,
to permanently reduce our commitment under the U.S. revolving credit facility by $70 million, and for general
corporate  purposes.  In  connection  with  these  Ñnancing  activities,  each  of  the  above  restructured  credit
facilities was amended on February 19, 2004. The Company's credit agreements were further amended on
April  16,  2004,  to  extend  until  May  19,  2004,  the  deadline  for  Ñling  the  Company's  Annual  Report  on
Form 10-K for the year ended December 31, 2003 and on May 18, 2004, to extend until June 4, 2004, the
deadline for providing audited Ñnancial statements for the year ended December 31, 2003 of Goodyear Dunlop
Tires Europe B.V. to lenders.

$645 Million Senior Secured U.S. Term Facility

As of December 31, 2003, the balance due on the U.S. term facility was $583.3 million due to a partial pay
down of the balance during the second quarter. The U.S. term facility was originally scheduled to mature on
April 30, 2005. In connection with our recent Ñnancing activities discussed above, on March 12, 2004, all
outstanding amounts under the facility were prepaid and the facility was retired.

$750 Million Senior Secured U.S. Revolving Credit Facility

The Company's $750 million revolving credit facility matures on April 30, 2005. Up to $600 million of the
facility is available for the issuance of letters of credit. Under the facility, as of December 31, 2003, there were
borrowings of $200.0 million and $485.4 million in letters of credit issued. The Company pays an annual
commitment fee of 75 basis points on the undrawn portion of the commitment under the U.S. revolving credit
facility. On March 12, 2004, in connection with our recent Ñnancing activities, our commitment under this
facility was permanently reduced to $680 million.

We may obtain loans under the U.S. revolving credit facility bearing interest at LIBOR plus 400 basis
points or an alternative base rate (the higher of JPMorgan's prime rate or the federal funds rate plus 50 basis
points) plus 300 basis points.

The U.S. revolving credit facility contains certain covenants that, among other things, limit our ability to
incur  additional  secured  indebtedness  (including  a  limit  of  275  million  Euros  in  accounts  receivable
transactions), make investments, and sell assets beyond speciÑed limits. The facility prohibits us from paying
dividends on our common stock. We must also maintain a minimum consolidated net worth (as such term is
deÑned in the U.S. facility) of at least $2.80 billion and $2.50 billion for quarters ending in 2003 and 2004,
respectively, and $2.00 billion for the quarter ending March 31, 2005.

The  facilities  have  customary  representations,  warranties  and  covenants  including,  as  a  condition  of
borrowing, material adverse change representations in the Company's Ñnancial condition since December 31,
2002. In addition, under the facilities, Goodyear was not permitted to fall below a ratio of 2.25 to 1.00 of
consolidated EBITDA to consolidated interest expense (as such terms are deÑned in each of the restructured
credit facilities) for any period of four consecutive Ñscal quarters. On February 19, 2004, in connection with an
amendment to the credit facilities, the ratio was reduced to 2.00 to 1.00. In addition, Goodyear's ratio of
consolidated senior secured indebtedness to consolidated EBITDA (as such terms are deÑned in each of the
restructured credit facilities) is not permitted to be greater than 4.00 to 1.00 at any time. As of December 31,
2003, the Company was in compliance with the Ñnancial covenants under the credit facilities.

28

Consolidated EBITDA is a non-GAAP Ñnancial measure that is presented not as a measure of operating
results, but rather as a measure of the Company's ability to service debt. It should not be construed as an
alternative to either (i) income from operations or (ii) cash Öows from operating activities. The Company's
failure to comply with the Ñnancial covenants in the restructured credit facilities could have a material adverse
eÅect on Goodyear's liquidity and operations. Accordingly, management believes that the presentation of
consolidated  EBITDA  will  provide  investors  with  information  needed  to  assess  the  Company's  ability  to
continue to comply with these covenants.

The following table presents the calculation of EBITDA and Consolidated EBITDA for 2003. Other
companies may calculate similarly titled measures diÅerently than Goodyear does. Certain line items are
presented  as  deÑned  in  the  restructured  credit  facilities,  and  do  not  reÖect  amounts  as  presented  in  the
Consolidated Statement of Operations.

(In millions)
Net Loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Consolidated Interest Expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Income Tax ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Depreciation and Amortization Expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

$ (802.1)
314.6
112.2
693.3

EBITDA ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

318.0

Credit Agreement Adjustments:
Other (Income) and Expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign Currency Exchange ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Equity in (Earnings) Losses of AÇliates ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority Interest in Net Income (Loss) of Subsidiaries ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Non-cash Extraordinary Gains ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Non-cash Non-recurring Items ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rationalizations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Less Excess Cash Rationalization ChargesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

284.5
40.2
12.1
35.0
Ì
54.7
291.5
(12.9)

Consolidated EBITDA ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$1,023.1

The U.S. facilities also limit the amount of capital expenditures the Company may make to $360 million,
$500 million, and $500 million in 2003, 2004 and 2005 ($200 million through April 30, 2005), respectively.
The amounts of permitted capital expenditures may be increased by the amount of net proceeds retained by
the Company from permitted asset sales and equity and debt issuances after application of the prepayment
requirement in the U.S. term facility described above. As a result of certain activities, the capital expenditure
limit for 2003 was increased from $360 million to approximately $381 million. In addition, to the extent the
Company does not reach the limit of permitted capital expenditures in any given year, such shortfall may be
carried  over  into  the  next  year.  The  capital  expenditure  limit  for  2004  has  increased  approximately
$270  million  as  a  result  of  capital  market  transactions  completed  during  the  Ñrst  quarter  of  2004  and
carryovers from 2003.

$650 Million Senior Secured European Facilities

Goodyear Dunlop Tires Europe B.V. (""GDTE'') is party to a $250 million senior secured revolving credit
facility and a $400 million senior secured term loan facility. These facilities mature on April 30, 2005. As of
December 31, 2003, there were borrowings of $250.0 million and $400.0 million under the European revolving
and term facilities, respectively.

GDTE pays an annual commitment fee of 75 basis points on the undrawn portion of the commitments
under the European revolving facility. GDTE may obtain loans under the European facilities bearing interest

29

at LIBOR plus 400 basis points or an alternative base rate (the higher of JPMorgan's prime rate or the federal
funds rate plus 50 basis points) plus 300 basis points.

Consistent  with  the  covenants  applicable  to  Goodyear  in  the  U.S.  facilities,  the  European  facilities
contain certain covenants applicable to GDTE and its subsidiaries which, among other things, limit GDTE's
ability  to  incur  additional  indebtedness  (including  a  limit  of  275  million  Euros  in  accounts  receivable
transactions), make investments, sell assets beyond speciÑed limits, pay dividends and make loans or advances
to  Goodyear  companies  that  are  not  subsidiaries  of  GDTE.  The  European  facilities  also  contain  certain
representations, warranties and covenants applicable to the Company identical to those in the U.S. facilities.
The European facilities also limit the amount of capital expenditures that GDTE may make to $180 million,
$250 million and $100 million in 2003, 2004 and 2005 (through April 30), respectively.

Subject to the provisions in the European facilities and agreements with Goodyear's joint venture partner,
SRI (which include limitations on loans and advances from GDTE to Goodyear and a requirement that
transactions with aÇliates be consistent with past practices or on arms-length terms), GDTE is permitted to
transfer funds to Goodyear.

$1.30 Billion Senior Secured Asset-Backed Credit Facilities

The Company has also entered into senior secured asset-backed credit facilities in an aggregate principal
amount of $1.30 billion, consisting of a $500 million revolving credit facility and an $800 million term loan
facility. As of December 31, 2003, there were borrowings of $389.0 million and $800.0 million under the
revolving credit and term loan asset-backed facilities, respectively. The facilities mature on March 31, 2006
and contain certain representations, warranties and covenants which are materially the same as those in the
U.S. facility, with capital expenditures of $500 million and $150 million permitted in 2005 and 2006 (through
March 31), respectively. Goodyear must also maintain a minimum consolidated net worth (as such term is
deÑned in the U.S. facilities) of at least $2.80 billion and $2.50 billion for quarters ending in 2003 and 2004,
respectively, and $2.00 billion for the quarter ending March 31, 2005. On February 20, 2004, the Company
added a $650 million tranche to the existing $1.30 billion facility.

Foreign Credit Facilities

As of December 31, 2003, Goodyear had short term committed and uncommitted bank credit arrangements
totaling $347.0 million, of which $209.3 million were unused. The continued availability of these arrangements
is at the discretion of the relevant lender, and a portion of these arrangements may be terminated at any time.

Non-Domestic Accounts Receivable Securitization Facilities

Various international subsidiaries of the Company have also established accounts receivable continuous sales
programs whereunder these subsidiaries may receive proceeds from the sale of certain of their receivables.
These subsidiaries retain servicing responsibilities.

As  of  December  31,  2003,  international  subsidiaries  of  Goodyear  had  $122.8  million  of  available

borrowings under non-domestic accounts receivable securitization facilities.

As of December 31, 2003, the amount outstanding and fully utilized under the program maintained by
GDTE  totaled  $104.2  million.  The  Company  is  currently  working  to  reÑnance  this  facility  and  the
commitment period has been extended to September 2004. If the Company is unable to replace this facility,
the Company would pursue short term Ñnancing alternatives.

In  addition  to  the  $104.2  million  of  GDTE  receivable  programs,  the  Company  had  an  additional

$18.6 million outstanding under other non-domestic receivable Ñnancing programs.

At December 31, 2003, the net proceeds for all sales of receivables by Goodyear were $122.8 million. Net
cash outÖows of $831.8 million were recorded in 2003 for transfers of accounts receivable under these and
other programs. For further information, refer to the note to the Ñnancial statements No. 5, Accounts and
Notes Receivable.

30

Credit Ratings

The current credit ratings for the Company are presented below:

S&P

Moody's

Senior Secured Asset-Backed Facilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
U.S./European Facilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ B°/BB-
$650 million Asset-backed Tranche ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
$650 million Senior Secured Notes due 2011 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate RatingÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Senior Unsecured Debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

B°
*
BB-
B

BB°

B1
B1/B1
B2
B3
B1 (implied)
B3

* Private Rating

While Goodyear does not request ratings from Fitch, the rating agency rates the Company's secured facilities
""B'' and the Company's unsecured debt ""CCC°.'' Moody's currently maintains a negative outlook for the
Company,  while  S&P  has  placed  us  on  ""credit  watch.''  Unless  the  Company's  debt  credit  ratings  and
operating performance improve, its access to the credit markets in the future may be limited. Moreover, a
further reduction in the Company's credit ratings would further increase the cost of any Ñnancing initiatives
the Company may pursue.

As a result of these ratings and other related events, the Company believes that its access to capital
markets may be limited. In addition, Ñnancing and related expenses under some existing arrangements have
increased as a result of the Company's non-investment grade ratings.

A rating reÖects only the view of a rating agency, and is not a recommendation to buy, sell or hold
securities. Any rating can be revised upward or downward at any time by a rating agency if such rating agency
decides that circumstances warrant such a change.

Turnaround Strategy

The Company is currently implementing a turnaround strategy for the North American Tire Segment that will
require  the  Company  to  1)  stabilize  margins  and  market  shares,  2)  simplify  the  sales  and  supply  chain
process, 3) execute key cost-cutting, brand and distribution strategies and 4) grow the business through new
product introductions and new sales channels. The ability of the Company to successfully implement its cost-
cutting strategy is also dependent upon its ability to realize anticipated savings and operational beneÑts from
its  recently  ratiÑed  new  master  contract  with  the  USWA.  There  is  no  assurance  that  the  Company  will
successfully implement this turnaround strategy. In particular, this strategy and the Company's liquidity could
be aÅected adversely by trends that aÅected the North American Tire Segment negatively in 2003 and prior
years, including industry overcapacity which limits pricing leverage, weakness in the replacement tire market,
increased competition from low cost manufacturers and a related decline in Goodyear's market share, weak
U.S. economic conditions, and increases in medical and pension costs. In addition, the turnaround strategy has
been, and may continue to be, impacted negatively by higher than expected raw materials and energy prices.
The price of natural rubber, one of our most important raw materials, increased approximately 36% in 2003
and is expected to increase in 2004. In addition, the price of oil, an important feedstock for several other raw
materials, increased approximately 25% in 2003. Our turnaround plan could continue to be impacted by higher
raw material costs. Furthermore, market conditions may prevent us from passing these increases on to our
customers through timely price increases.

Future Liquidity Requirements

As  of  December  31,  2003,  the  Company  had  $1.56  billion  in  cash  and  cash  equivalents,  of  which
$612.7 million was held in the United States and $432.8 million was in accounts of GDTE. The remaining
amounts were held in the Company's other non-U.S. operations. The Company's ability to move cash and
cash  equivalents  among  its  various  operating  locations  is  subject  to  the  operating  needs  of  the  operating

31

locations  as  well  as  restrictions  imposed  by  local  laws  and  applicable  credit  facility  agreements.  As  of
December 31, 2003, approximately $215 million of cash was held in locations where signiÑcant tax or legal
impediments would make it diÇcult or costly to execute monetary transfers. Based upon the Company's
projected  operating  results,  the  Company  expects  that  cash  Öow  from  operations  together  with  available
borrowing under its restructured credit facilities and other sources of liquidity will be adequate to meet the
Company's anticipated cash and cash equivalent requirements including working capital, debt service and
capital expenditures through December 31, 2004.

At December 31, 2003, the Company also had $335.0 million of unused availability under its various

credit agreements.

The Company's restructured and reÑnanced credit facilities mature in 2005 and 2006 and the Company
would have to reÑnance these facilities in the capital markets if they were not renewed by the banks. After
taking  into  account  the  paydown  of  certain  obligations  in  connection  with  recent  Ñnancing  activities,  the
aggregate  amount  of  long-term  debt  maturing  in  2005  and  2006  is  $1,343  million  and  $1,481  million,
respectively.  Because  of  our  debt  ratings,  recent  operating  performance  and  other  factors,  access  to  such
markets cannot be assured. The Company's ongoing ability to access the capital markets is highly dependent
on successfully implementing its North American Tire turnaround strategy. In addition to facilitating access to
the capital markets, successful implementation of the turnaround strategy is also crucial to ensuring that the
Company has suÇcient cash Öow from operations to meet its obligations. There is no assurance that the
Company will be successful in implementing  its turnaround  strategy. Failure to complete the  turnaround
strategy  successfully  could  have  a  material  adverse  eÅect  on  the  Company's  Ñnancial  position,  results  of
operations and liquidity.

Although the Company is highly leveraged, it may become necessary for it to incur additional debt to
ensure  that  it  has  adequate  liquidity.  This  additional  debt  would  need  to  be  secured  or  unsecured.  A
substantial  portion  of  the  Company's  assets  are  already  subject  to  liens  securing  its  indebtedness.  The
Company is limited in its ability to pledge its remaining assets as security for additional secured indebtedness.
In addition, unless the Company's Ñnancial performance improves, its ability to raise unsecured debt may be
signiÑcantly limited.

Under the Company's master contract with the USWA, the Company committed to consummate the
issuance or placement of at least $250 million of debt securities and at least $75 million of equity or equity-
linked securities by December 31, 2003. It did not meet this commitment. As a result, the USWA may Ñle a
grievance and strike. In the event of a strike, the Company's Ñnancial position, results of operations and
liquidity could be materially adversely aÅected. The Company has also committed to launch, by December 1,
2004,  a  reÑnancing  of  its  U.S.  term  loan  and  revolving  credit  facilities  due  in  April  2005,  with  loans  or
securities having a term of at least three years. If the Company fails to complete this reÑnancing commitment,
the USWA would have the right to strike and the Company would be required to pay each covered union
employee  (approximately  13,700  as  of  December  31,  2003)  $1,000  and  each  covered  union  retiree
(approximately 13,800 as of December 31, 2003) $500. In addition, if the Company failed to comply with the
covenants in its credit agreements, the lenders would have the right to cease further loans to the Company and
demand the repayment of all outstanding loans under these facilities.

The Company is subject to various legal proceedings, including the Entran II litigation described in Note
20, Commitments and Contingent Liabilities. The ultimate cost of disposing of Entran II claims is dependent
upon  a  number  of  factors,  including  the  Company's  ability  to  satisfy  the  contingencies  in  a  proposed
settlement,  the  number  of  claimants  that  opt  out  of  any  settlement,  Ñnal  approval  of  the  terms  of  the
settlement at a fairness hearing, Goodyear's ability to resolve claims not subject to the settlement (including
the  cases  in  which  the  Company  received  adverse  judgments),  and,  in  the  event  Goodyear  fails  to
consummate the proposed settlement for any reason, future judgments by courts in other currently pending or
yet unasserted actions. Depending on the resolution of these uncertainties, the costs associated with Entran II
claims could be signiÑcant and could have a material adverse eÅect on the Company's results of operations,
Ñnancial position and liquidity in future periods. In the event the Company wishes to appeal any future adverse
judgment in any Entran II or other proceeding, it would be required to post an appeal bond with the relevant

32

court. If the Company does not have suÇcient availability under its U.S. revolving credit facility to issue a
letter of credit to support an appeal bond, it may be required to pay down borrowings under the facility in order
to increase the amount available for issuing letters of credit or deposit cash collateral in order to stay the
enforcement of the judgment pending an appeal. A signiÑcant deposit of cash collateral may have a material
adverse eÅect on the Company's liquidity.

A substantial portion of Goodyear's borrowings are at variable rates of interest and expose the Company
to  interest  rate  risk.  If  interest  rates  rise,  the  Company's  debt  service  obligations  would  increase.  An
unanticipated signiÑcant rise in interest rates could have a material adverse eÅect on the Company's liquidity
in future periods.

In addition, Goodyear expects to make contributions to its pension plans of approximately $210 million in
2004. Contributions to domestic pension plans are expected to be approximately $160 million in 2004 and
approximately  $325  million  to  $350  million  in  2005  in  order  to  satisfy  statutory  minimum  funding
requirements.

Dividends

On February 4, 2003, the Company announced that it eliminated its quarterly cash dividend. The dividend
reduction was decided on by the Board of Directors in order to conserve cash. Under our restructured credit
agreements, we are not permitted to pay dividends on our common stock.

Commitments & Contingencies

The following table presents, at December 31, 2003, Goodyear's obligations and commitments to make future
payments under contracts and contingent commitments.

(In millions)

Contractual Obligations

Payment Due by Period as of December 31, 2003

Total

1 Year

2 Years

3 Years

4 Years

5 Years

After 5
Years

Long Term Debt (1) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$5,029.3

$ 246.9

$2,004.7

$1,542.8

$302.5

$103.0

$ 829.4

Capital Lease Obligations (2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

74.2

Operating Leases (3) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1,462.4

Binding Commitments (4)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

520.1

8.3

287.2

482.2

7.0

236.8

14.7

6.3

188.9

8.0

5.8

145.4

2.3

5.8

106.3

1.8

41.0

497.8

11.1

Total Contractual Cash Obligations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$7,086.0

$1,024.6

$2,263.2

$1,746.0

$456.0

$216.9

$1,379.3

(1) Long term debt payments include notes payable and reÖect long term debt maturities as of December 31,
2003. In connection with the Company's Ñnancing activities in the Ñrst quarter of 2004, our long term
debt commitments in 2005 and 2006 were reduced by $665 million and $64 million, respectively.

(2) The present value of capital lease obligations is $48.1 million.

(3) Operating leases do not include minimum sublease rentals of $43.8 million, $33.7 million, $25.0 million,
$18.0 million, $12.2 million, and $13.6 million in each of the periods above, respectively, for a total of
$146.3 million. Net operating lease payments total $1,316.1 million. The present value of operating leases
is $812.3 million. The operating leases relate to, among other things, computers and oÇce equipment,
real estate and miscellaneous other assets. No asset is leased from any related party.

(4) Binding  commitments  are  for  normal  operations  of  the  Company  and  include  investments  in  land,
buildings and equipment and raw materials purchased through short term supply contracts at Ñxed prices
or at formula prices related to market prices or negotiated prices.

In addition to the commitments summarized above, Goodyear is required to make contributions to its
deÑned beneÑt pension plans. These contributions are required under the minimum funding requirements of
the  Employee  Retirement  Pension  Plan  Income  Security  Act  (""ERISA'').  Subject  to  change,  Goodyear
expects  to  make  contributions  to  its  domestic  pension  plans  of  approximately  $160  million  in  2004  and
approximately  $325  million  to  $350  million  in  2005  in  order  to  satisfy  these  statutory  minimum  funding
requirements. These estimates reÖect legislation passed by Congress in 2004 providing for changes to ERISA

33

funding requirements to defer certain contributions to subsequent periods. Due to uncertainties regarding
signiÑcant  assumptions  involved  in  estimating  future  required  contributions  to  its  deÑned  beneÑt  pension
plans,  such  as  interest  rate  levels  and  the  amount  and  timing  of  asset  returns,  Goodyear  is  not  able  to
reasonably estimate its future required contributions beyond 2005.

In addition, the following contingent contractual obligations, the amounts of which can not be estimated,

are not included in the table above:

‚ The terms and conditions of Goodyear's global alliance with Sumitomo as set forth in the Umbrella
Agreement  between  Goodyear  and  Sumitomo  provide  for  certain  minority  exit  rights  available  to
Sumitomo commencing in 2009. In addition, the occurrence of certain other events enumerated in the
Umbrella Agreement, including certain bankruptcy events or changes in control of Goodyear, could
trigger a right of Sumitomo to require Goodyear to purchase these interests immediately. Sumitomo's
exit rights, in the unlikely event of exercise, could require Goodyear to make a substantial payment to
acquire Sumitomo's interest in the alliance.

‚ Pursuant to an agreement entered into in 2001, Ansell Ltd. (Ansell) has the right, during the period
beginning  August  2005  and  ending  one  year  later,  to  require  Goodyear  to  purchase  Ansell's  50%
interest in SPT at a formula price based on the earnings of SPT. If Ansell does not exercise its right,
Goodyear  may  require  Ansell  to  sell  its  interest  to  Goodyear  during  the  180  days  following  the
expiration of Ansell's right at a price established using the same formula.

‚ Pursuant to an agreement entered into in 2001, Goodyear shall purchase minimum amounts of carbon
black from a certain supplier from January 1, 2003 through December 31, 2006, at agreed upon base
prices that are subject to quarterly adjustments for changes in raw material costs and natural gas costs
and a one time adjustment for other manufacturing costs.

The Company does not engage in the trading of commodity contracts or any related derivative contracts.
The Company generally purchases raw materials and energy through short term, intermediate and long term
supply  contracts  at  Ñxed  prices  or  at  formula  prices  related  to  market  prices  or  negotiated  prices.  The
Company will, however, from time to time, enter into contracts to hedge its energy costs.

OÅ-Balance Sheet Arrangements

An oÅ-balance sheet arrangement is any transaction, agreement or other contractual arrangement involving an
unconsolidated  entity  under  which  a  company  has  (1)  made  guarantees,  (2)  a  retained  or  a  contingent
interest in transferred assets, (3) an obligation under certain derivative instruments or (4) any obligation
arising out of a material variable interest in an unconsolidated entity that provides Ñnancing, liquidity, market
risk or credit risk support to the company, or that engages in leasing, hedging or research and development
arrangements with the company.

(In millions)

Amount of Commitment Expiration per Period

Total

1 Year

2 Years

3 Years

4 Years

5 Years

After 5
Years

OÅ-Balance-Sheet Arrangements (1) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$74.4

$56.2

$0.7

$0.1

$4.9

$3.7

$8.8

(1) OÅ-balance-sheet arrangements include, at December 31, 2003, approximately $50.4 million related to
an  option  held  by  Goodyear's  minority  partner  in  Sava  Tires  to  require  Goodyear  to  purchase  the
partner's 20% equity interest in Sava Tires. Goodyear has a similar call option on the remaining 20%
interest. The minority partner could exercise its option and Goodyear could exercise its call option during
various periods beginning in 2003 and extending through 2005. On April 7, 2004, Goodyear announced
that it would exercise its call option and purchase the remaining 20% of Sava Tires. The transaction is
expected to be completed in June 2004 and Goodyear expects to pay approximately $52 million at that
time.

34

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.

Interest Rate Risk

Goodyear continuously monitors its Ñxed and Öoating rate debt mix. Within deÑned limitations, Goodyear
manages the mix using reÑnancing and unleveraged interest rate swaps. Goodyear will enter into Ñxed and
Öoating interest rate swaps to alter its exposure to the impact of changing interest rates on consolidated results
of operations and future cash outÖows for interest. Fixed rate swaps are used to reduce Goodyear's risk of
increased interest costs during periods of rising interest rates, and are normally designated as cash Öow hedges.
Floating rate swaps are used to convert the Ñxed rates of long-term borrowings into short-term variable rates,
and are normally designated as fair value hedges. Interest rate swap contracts are thus used by Goodyear to
separate interest rate risk management from debt funding decisions. At December 31, 2003, the interest rates
on 47% of Goodyear's debt were Ñxed by either the nature of the obligation or through the interest rate swap
contracts,  compared  to  70%  at  December  31,  2002.  The  decrease  in  the  percent  of  Ñxed  rate  debt  was
primarily due to the maturity of the 81/8% notes during 2003. Goodyear also has from time to time entered into
interest rate lock contracts to hedge the risk-free component of anticipated debt issuances. As a result of credit
ratings actions and other related events, the Company's access to these instruments may be limited.

The following tables present information at December 31:

(Dollars in millions)
Interest Rate Swap Contracts
Fixed Rate Contracts:

2003

2002

Notional principal amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pay Ñxed rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Receive variable LIBORÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$325.0

$325.0

5.00%
1.17

5.00%
1.40

Average years to maturity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Fair value Ì liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pro forma fair value Ì liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

0.25
$ (3.1)
(3.1)

1.25
$(14.2)
(14.6)

Floating Rate Contracts:
Notional principal amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pay variable LIBOR ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Receive Ñxed rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$200.0

$250.0

2.96%
6.63

3.18%
6.63

Average years to maturity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Fair value Ì asset ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pro forma fair value Ì assetÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2.95
$ 13.0
12.3

3.95
$ 20.3
21.4

The pro forma fair value assumes a 10% increase in variable market interest rates at December 31 of each
year, and reÖects the estimated fair value of contracts outstanding at that date under that assumption.

Weighted average interest rate swap contract information follows:

(Dollars in millions)
Fixed Rate Contracts:

2003

2002

2001

Notional principal amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pay Ñxed rateÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Receive variable LIBOR ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$325.0

$325.0

$129.0

5.00%
1.24

5.00% 5.43%
1.91

3.58

Floating Rate Contracts:

Notional principal amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pay variable LIBORÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Receive Ñxed rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$207.0

$210.0

3.03%
6.63

3.68%
6.63

Ì
Ì
Ì

35

The following table presents Ñxed rate debt information at December 31:

(In millions)
Fixed Rate Debt:
Fair value Ì liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Carrying amount Ì liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pro forma fair value Ì liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

2002

$2,107.9
2,228.7
2,183.9

$2,097.5
2,484.1
2,183.1

The pro forma information assumes a 100 basis point decrease in market interest rates at December 31 of each
year, and reÖects the estimated fair value of Ñxed rate debt outstanding at that date under that assumption.

The sensitivity to changes in interest rates of Goodyear's interest rate contracts and Ñxed rate debt was
determined with a valuation model based upon net modiÑed duration analysis. The model assumes a parallel
shift in the yield curve. The precision of the model decreases as the assumed change in interest rates increases.

Foreign Currency Exchange Risk

In order to reduce the impact of changes in foreign exchange rates on consolidated results of operations and
future  foreign  currency-denominated  cash  Öows,  Goodyear  enters  into  foreign  currency  contracts.  These
contracts  reduce  exposure  to  currency  movements  aÅecting  existing  foreign  currency-denominated  assets,
liabilities,  Ñrm  commitments  and  forecasted  transactions  resulting  primarily  from  trade  receivables  and
payables, equipment acquisitions, intercompany loans and royalty agreements and forecasted purchases and
sales. In addition, the principal and interest on Goodyear's Swiss franc bond due 2006 and Euro100 million of
the Euro Notes due 2005 are hedged by currency swap agreements.

Contracts  hedging  the  Swiss  franc  bond  and  the  Euro  Notes  are  designated  as  cash  Öow  hedges.

Contracts hedging short-term trade receivables and payables normally have no hedging designation.

The following table presents foreign currency contract information at December 31:

(In millions)
Foreign Exchange Contracts
Fair value Ì asset (liability) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pro forma change in fair value ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Contract maturities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Fair value Ì asset (liability):
Swiss franc swap-current ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Swiss franc swap-long term ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Euro swaps-current ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Euro swaps-long term ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other-current asset ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other-current (liability)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

2002

$71.7
(22.0)
1/04-7/19

$65.2
37.6
1/03-12/18

$(1.6)
46.8
20.5
13.2
7.2
(14.4)

$(2.8)
31.6
(1.1)
27.8
11.8
(2.1)

The pro forma change in fair value assumes a 10% change in foreign exchange rates at December 31 of each
year, and reÖects the estimated change in the fair value of contracts outstanding at that date under that
assumption.

At December 31, 2002, Goodyear held foreign currency Euro put options, exercisable during 2003, to
reduce  exposure  to  currency  movements  on  2003  forecasted  intercompany  sales.  These  options  were
designated as cash Öow hedges. At December 31, 2002, the underlying contract value of these options totaled
$42.6 million, and the fair value totaled $0.2 million. At December 31, 2003, the Company did not hold any
outstanding foreign currency options.

The sensitivity to changes in exchange rates of Goodyear's foreign currency positions was determined

using current market pricing models.

For further information on interest rate contracts and foreign currency exchange contracts, refer to the

note to the Ñnancial statements No. 11, Financing Arrangements and Derivative Financial Instruments.

36

New Tire Sales

The principal products of Goodyear's Tire Segments are new tires for most applications. Approximately
78.3% of our consolidated sales in 2003 were new tire sales (77.5% (as restated) in 2002 and 76.9% (as
restated) in 2001). The percentages of each Tire Segment's sales attributable to new tires during the periods
indicated were:

Sales of New Tires By

North American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EEAME TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Latin American TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Year Ended December 31,

Restated

2003

2002

2001

86.3%
89.2%
94.1%
91.1%
97.7%

86.2%
85.6%
91.8%
90.6%
97.2%

87.1%
83.4%
91.6%
90.5%
97.1%

FORWARD-LOOKING INFORMATION Ì SAFE HARBOR STATEMENT

Certain information set forth herein (other than historical data and information) may constitute forward-
looking statements regarding events and trends which may aÅect our future operating results and Ñnancial
position. The words ""estimate,'' ""expect,'' ""intend'' and ""project,'' as well as other words or expressions of
similar meaning, are intended to identify forward-looking statements. You are cautioned not to place undue
reliance  on  forward-looking  statements,  which  speak  only  as  of  the  date  of  this  Annual  Report.  Such
statements are based on current expectations and assumptions, are inherently uncertain, are subject to risks
and should be viewed with caution. Actual results and experience may diÅer materially from the forward-
looking statements as a result of many factors, including:

‚ we have not yet completed the implementation of our plan to improve our internal controls and may be
unable to remedy certain internal control weaknesses identiÑed by our external auditors and take other
actions in time to meet the March 1, 2005 deadline for complying with Section 404 of the Sarbanes-
Oxley Act of 2002;

‚ pending litigation relating to our restatement could have a material adverse eÅect on our Ñnancial

condition;

‚ we must complete and deliver to our lenders the Ñnancial statements for our Goodyear Dunlop Tires
B.V. joint venture by June 4, 2004 in order to avoid defaults under our principal credit facilities;
‚ we have not yet Ñled our Form 10-Q for the Ñrst quarter of 2004, if we do not Ñle it by June 30, 2004

there could be an event of default under our principal credit facilities;

‚ an ongoing SEC investigation regarding our accounting restatement could materially adversely aÅect

us;

‚ we have experienced signiÑcant losses in 2001, 2002 and 2003. We cannot assure you that we will be
able to achieve future proÑtability. Our future proÑtability is dependent upon our ability to successfully
implement  our  turnaround  strategy  for  our  North  American  Tire  segment  and  our  previously
announced rationalization actions;

‚ we face signiÑcant global competition, including increasingly from lower cost manufacturers, and our

market share could decline;

‚ our secured credit facilities limit the amount of capital expenditures that we may make;
‚ higher raw material and energy costs may materially adversely aÅect our operating results and Ñnancial

condition;

‚ continued pricing pressures from vehicle manufacturers may materially adversely aÅect our business;
‚ our Ñnancial position, results of operations and liquidity could be materially adversely aÅected if we
experience a labor strike, work stoppage or other similar diÇculty and the United Steelworkers of
America currently has the right to strike after going through a grievance process;

37

‚ decline in the value of the securities held by our employee beneÑt plans or a decline in interest rates
would  increase  our  pension  expense  and  underfunding  levels.  Termination  by  the  Pension  BeneÑt
Guaranty Corporation of any of our U.S. pension plans would further increase our pension expense and
could result in additional liens on material amounts of our assets;

‚ our long-term ability to meet current obligations and to repay maturing indebtedness, including long-
term debt maturing in 2005 and 2006 of approximately $1,343 million and $1,481 million, respectively,
is dependent on our ability to access capital markets in the future and to improve our operating results;
‚ we  have  a  substantial  amount  of  debt,  which  could  restrict  our  growth,  place  us  at  a  competitive

disadvantage or otherwise materially adversely aÅect our Ñnancial health;

‚ any failure to be in compliance with any material provision or covenant of our secured credit facilities
and the indenture governing our senior secured notes could have a material adverse eÅect on our
liquidity and our operations;

‚ our variable rate indebtedness subjects us to interest rate risk, which could cause our debt service

obligations to increase signiÑcantly;

‚ if we fail to manage healthcare costs successfully, our Ñnancial results may be materially adversely

aÅected;

‚ we may incur signiÑcant costs in connection with product liability and other tort claims;
‚ our reserves for product liability and other tort claims and our recorded insurance assets are subject to
various uncertainties, the outcome of which may result in our actual costs being signiÑcantly higher
than the amounts recorded;

‚ we  may  be  required  to  deposit  cash  collateral  to  support  an  appeal  bond  if  we  are  subject  to  a

signiÑcant adverse judgment, which may have a material adverse eÅect on our liquidity;

‚ we are subject to extensive government regulations that may materially adversely aÅect our ongoing

operating results;

‚ our  international  operations  have  certain  risks  that  may  materially  adversely  aÅect  our  operating

results;

‚ the terms and conditions of our global alliance with Sumitomo Rubber Industries, Ltd. (SRI) provide
for certain exit rights available to SRI upon the occurrence of certain events, which could require us to
make a substantial payment to acquire SRI's interest in certain of our joint venture alliances (which
include much of our operations in Europe);

‚ we have foreign currency translation and transaction risks that may materially adversely aÅect our

operating results; and

‚ if we are unable to attract and retain key personnel, our business could be materially adversely aÅected.

It is not possible to foresee or identify all such factors. We will not revise or update any forward-looking
statement or disclose any facts, events or circumstances that occur after the date hereof that may aÅect the
accuracy of any forward-looking statement.

38

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

Consolidated Statement of Operations

(Dollars in millions, except per share)
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cost of Goods Sold ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Selling, Administrative and General ExpenseÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rationalizations (Note 3)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest Expense (Note 15) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other (Income) and Expense (Note 4) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign Currency Exchange ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Equity in (Earnings) Losses of AÇliates ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority Interest in Net Income (Loss) of Subsidiaries ÏÏÏÏÏ

Loss before Income Taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United States and Foreign Taxes on Income (Loss) (Note 14)

Net Loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Net Loss Per Share Ì Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Year Ended December 31,
Restated

2003

2002

2001

$

$

$

15,119.0
12,495.3
2,371.2
291.5
296.3
267.3
40.2
12.1
35.0

(689.9)
112.2

(802.1)

(4.58)

$

$

$

13,856.2
11,303.9
2,203.2
5.5
241.7
56.8
(9.7)
13.2
55.3

(13.7)

1,213.3

(1,227.0)

(7.35)

$

$

$

14,162.5
11,685.3
2,220.5
210.3
297.1
40.8
10.0
39.7
(3.3)

(337.9)
(83.8)

(254.1)

(1.59)

Average Shares Outstanding (Note 12) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Loss Per Share Ì Diluted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

175,314,449
(4.58)
$

167,020,375
(7.35)
$

159,955,869
(1.59)
$

Average Shares Outstanding (Note 12) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

175,314,449

167,020,375

159,955,869

The accompanying notes are an integral part of this Ñnancial statement.

39

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

Consolidated Balance Sheet

(Dollars in millions)
Assets
Current Assets:

Cash and cash equivalents (Note 1) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Short term securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accounts and notes receivable (Note 5) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Inventories (Note 6) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Prepaid expenses and other current assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Current AssetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long Term Accounts and Notes Receivable ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Investments in and Advances to AÇliates ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Assets (Note 8) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Goodwill (Note 7)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Intangible Assets (Note 7) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred Income Tax (Note 14) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Prepaid and Deferred Pension Costs (Note 13) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred Charges ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Properties and Plants (Note 9) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Liabilities
Current Liabilities:

Accounts payable-trade ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Compensation and beneÑts (Note 13) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other current liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United States and foreign taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Notes payable (Note 11) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long term debt due within one year (Note 11) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Current Liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long Term Debt and Capital Leases (Note 11) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Compensation and BeneÑts (Note 13) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Long Term Liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority Equity in Subsidiaries ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Commitments and Contingent Liabilities (Note 20)
Shareholders' Equity
Preferred Stock, no par value:

December 31,

2003

Restated
2002

$ 1,564.9
Ì
2,621.5
2,465.0
336.7
6,988.1
255.0
177.5
74.9
622.5
161.8
397.5
868.3
252.7
5,207.2
$15,005.5

$ 1,572.9
983.1
572.2
306.1
137.7
113.5
3,685.5
4,826.2
4,540.4
1,140.8
825.7
15,018.6

$

918.1
24.3
1,438.1
2,346.2
453.7
5,180.4
242.8
139.2
253.0
602.6
161.4
187.0
913.4
202.7
5,156.2
$13,038.7

$ 1,515.4
913.6
512.3
358.2
283.4
369.8
3,952.7
2,989.8
4,497.3
615.7
727.8
12,783.3

Authorized, 50,000,000 shares, unissued ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Ì

Ì

Common Stock, no par value:

Authorized, 300,000,000 shares
Outstanding shares, 175,326,429 (175,307,433 in 2002) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Capital SurplusÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Retained Earnings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accumulated Other Comprehensive Income (Loss) (Note 19) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Shareholders' Equity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Liabilities and Shareholders' Equity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

175.3
1,390.2
980.4
(2,559.0)
(13.1)

$15,005.5

175.3
1,390.1
1,782.5
(3,092.5)
255.4
$13,038.7

The accompanying notes are an integral part of this Ñnancial statement.

40

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

Consolidated Statement of Shareholders' Equity

Common Stock
Shares

Amount

Capital
Surplus

Retained
Earnings

Accumulated
Other
Comprehensive
Income (Loss)

Total
Shareholders'
Equity

(Dollars in millions, except per share)

Balance at December 31, 2000 as originally reported ÏÏÏ

157,603,962

$157.6

$1,092.4

$3,558.8

$(1,305.8)

$3,503.0

(after deducting 38,074,706 treasury shares)

EÅect of restatement on periods ending on or prior to

December 31, 2000ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Balance at December 31, 2000 as restated ÏÏÏÏÏÏÏÏÏÏÏÏ

Comprehensive income (loss):

Net loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign currency translation (net of tax beneÑt of

$6.3) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
ReclassiÑcation adjustment for amounts

recognized in income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minimum pension liability (net of tax of $205.6) ÏÏ
Unrealized investment loss (net of tax of $4.1) ÏÏÏÏ
Transition adjustment from adoption of SFAS 133
Deferred derivative loss (net of tax of $18.1) ÏÏÏÏÏÏ

ReclassiÑcation adjustment for amounts

recognized in income (net of tax of $5.7) ÏÏÏÏÏ
Total comprehensive lossÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cash dividends Ì $1.02 per share ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common stock issued from treasury:

Domestic pension funding ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Conversion of 1.2% Convertible Note Payable ÏÏÏ
Stock compensation plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Balance at December 31, 2001 as restated ÏÏÏÏÏÏÏÏÏÏÏÏ

(after deducting 32,512,970 treasury shares)
Comprehensive income (loss):

Net loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign currency translation (net of tax beneÑt

of $0) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minimum pension liability (net of tax of $42.4) ÏÏÏ
Unrealized investment gain (net of tax of $0) ÏÏÏÏÏ
Deferred derivative gain (net of tax of $0) ÏÏÏÏÏÏÏÏ

ReclassiÑcation adjustment for amounts

recognized in income (net of tax of $0) ÏÏÏÏÏÏ
Total comprehensive lossÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cash dividends Ì $0.48 per share ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common stock issued from treasury:

Domestic pension funding ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common stock issued for acquisitions ÏÏÏÏÏÏÏÏÏÏ
Stock compensation plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Balance at December 31, 2002 as restated ÏÏÏÏÏÏÏÏÏÏÏÏ

(after deducting 20,371,235 treasury shares)
Comprehensive income (loss):

Net loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign currency translation (net of tax beneÑt

of $0) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minimum pension liability (net of tax of $2.2) ÏÏÏÏ
Unrealized investment gain (net of tax of $0) ÏÏÏÏÏ

ReclassiÑcation adjustment for amounts

recognized in income (net of tax of $8.7) ÏÏÏÏÏ
Deferred derivative gain (net of tax of $0) ÏÏÏÏÏÏÏÏ

ReclassiÑcation adjustment for amounts

recognized in income (net of tax of $1.9) ÏÏÏÏÏ
Total comprehensive lossÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Common stock issued from treasury:

Stock compensation plans ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Balance at December 31, 2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(after deducting 20,352,239 treasury shares)

157,603,962

157.6

1,092.4

3,505.9

(1,301.6)

3,454.3

(52.9)

4.2

(48.7)

(254.1)

(162.5)

(186.3)

7.2
(367.9)
(6.6)
5.4
(29.5)

9.2

(822.6)
(162.5)

100.0
56.2
2.4

4,300,000
1,140,866
120,870

4.3
1.1
0.2

95.7
55.1
2.2

163,165,698

163.2

1,245.4

3,089.3

(1,870.1)

2,627.8

(1,227.0)

(79.8)

57.8
(1,283.6)
7.3
60.6

(64.5)

11,300,000
693,740
147,995

11.3
0.7
0.1

126.6
15.2
2.9

175,307,433

175.3

1,390.1

1,782.5

(3,092.5)

(802.1)

373.0
128.5
4.1

8.8
46.3

(27.2)

18,996

0.1

(2,449.4)
(79.8)

137.9
15.9
3.0

255.4

(268.6)

0.1

175,326,429

$175.3

$1,390.2

$ 980.4

$(2,559.0)

$ (13.1)

The accompanying notes are an integral part of this Ñnancial statement.

41

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

Consolidated Statement of Cash Flows

Year Ended December 31,
Restated

2003

2002

2001

(Dollars in millions)
Cash Flows from Operating Activities:

Net Loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Adjustments to reconcile net loss to cash Öows from operating

$ (802.1)

$(1,227.0)

$ (254.1)

activities:
Depreciation and amortization ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred tax provision (Note 14) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rationalizations (Note 3)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asset sales (Note 4) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net cash Öows from sale of accounts receivable (Note 5)ÏÏÏÏ
Changes in operating assets and liabilities, net of asset

acquisitions and dispositions:
Accounts and notes receivable ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Inventories ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accounts payableÓtradeÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
PrepaidsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred charges ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long term compensation and beneÑts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accumulated other comprehensive income (loss) Ì

deferred pension gain (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other long term liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other assets and liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total adjustmentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total cash Öows from operating activities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Cash Flows from Investing Activities:

Capital expenditures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Short term securities acquired ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Short term securities redeemed ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asset dispositions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asset acquisitionsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other transactions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total cash Öows from investing activitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

693.3
(14.8)
132.4
13.7
(831.8)

(118.9)
41.6
(90.5)
201.6
169.1
(118.7)

191.0
193.4
34.0
495.4
(306.7)

(375.4)
0.5
26.1
104.4
(71.2)
79.6
(236.0)

Cash Flows from Financing Activities:

Short term debt incurredÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Short term debt paid ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long term debt incurred ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long term debt paid ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Common stock issued (Notes 8, 12)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Dividends paid to Sumitomo ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Dividends paid to Goodyear shareholders ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(104.1)
Debt issuance costs ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
27.9
Other transactions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total cash Öows from Ñnancing activities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
1,125.3
64.2
EÅect of Exchange Rate Changes on Cash and Cash Equivalents ÏÏÏ
Net Change in Cash and Cash Equivalents ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
646.8
Cash and Cash Equivalents at Beginning of the Period ÏÏÏÏÏÏÏÏÏÏÏÏ
918.1
Cash and Cash Equivalents at End of the PeriodÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ 1,564.9

323.1
(478.2)
2,983.8
(1,611.7)
0.2
(15.7)
Ì

The accompanying notes are an integral part of this Ñnancial statement.

604.7
1,116.6
2.4
(23.7)
34.8

47.2
59.7
93.4
(132.6)
347.4
1,284.5

(1,265.9)
(72.1)
(193.9)
1,902.5
675.5

(458.1)
(64.7)
38.5
55.6
(54.8)
(56.8)
(540.3)

84.1
(87.5)
38.4
(124.8)
18.7
(6.2)
(79.8)
Ì
Ì
(157.1)
(13.6)
(35.5)
953.6
918.1

$

638.1
(265.7)
36.5
(31.6)
249.1

243.1
454.7
(83.7)
(40.8)
(175.4)
824.9

(367.9)
85.8
19.4
1,586.5
1,332.4

(435.5)
(2.3)
1.9
119.6
Ì
(169.5)
(485.8)

83.8

(1,388.9)
1,510.2
(158.1)
1.7
(13.1)
(162.5)
Ì
Ì
(126.9)
(9.6)

710.1
243.5
953.6

$

42

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS

Note 1. Accounting Policies

A  summary  of  the  signiÑcant  accounting  policies  used  in  the  preparation  of  the  accompanying  Ñnancial
statements follows:

Principles of Consolidation

The consolidated Ñnancial statements include the accounts of all majority-owned subsidiaries in which no
substantive participating rights are held by minority shareholders. Goodyear has no majority-owned subsidiar-
ies in which substantive participating rights are held by minority shareholders. All intercompany transactions
have been eliminated.

Goodyear's investments in 20% to 50% owned companies in which it has the ability to exercise signiÑcant
inÖuence  over  operating  and  Ñnancial  policies  are  accounted  for  using  the  equity  method.  Accordingly,
Goodyear's  share  of  the  earnings  of  these  companies  is  included  in  consolidated  net  income  (loss).
Investments in other companies are carried at cost.

Consolidation of Variable Interest Entities

In January 2003, the Financial Accounting Standards Board (the ""FASB'') issued Interpretation No. 46
(FIN 46), ""Consolidation of Variable Interest Entities Ó an Interpretation of ARB No. 51.'' FIN 46 requires
companies to consolidate, at fair value, the assets, liabilities and results of operations of variable interest
entities (VIEs) in which the equity investment at risk is not suÇcient to permit the entity to Ñnance its
activities  without  additional  subordinated  Ñnancial  support  from  other  parties  or  in  which  they  hold  a
controlling Ñnancial interest through means other than the majority ownership of voting equity. Controlling
Ñnancial interests typically are present when a company either 1) has the direct or indirect ability to make
decisions about the VIE's activities, 2) holds an obligation to absorb expected losses of a VIE, or 3) is entitled
to receive the expected residual returns of a VIE. FIN 46 became eÅective immediately for all VIEs created
after January 31, 2003 and required certain disclosures in Ñnancial statements issued after January 31, 2003
about  the  nature,  purpose,  size  and  activities  of  all  VIEs  covered  by  its  provisions,  and  their  maximum
exposure to loss. FIN 46 also required companies to consolidate VIEs created before February 1, 2003, in
Ñnancial statements for periods ending after June 15, 2003. During 2003, the FASB delayed the required
implementation date of FIN 46 for entities that are not special purpose entities (SPEs) until the Ñrst reporting
period ending after March 15, 2004.

The Company applied the provisions of FIN 46, eÅective July 1, 2003, to those VIEs representing lease-
Ñnancing arrangements with SPEs. The Company is a party to lease agreements with several unrelated SPEs
that are VIEs as deÑned by FIN 46. The agreements are related to certain North American distribution
facilities  and  certain  corporate  aircraft.  The  fair  value  of  the  assets  and  liabilities,  and  the  Company's
maximum exposure to loss prior to insurance recoveries, is approximately $60 million in these SPEs. The
assets,  liabilities  and  results  of  operations  of  these  SPEs  were  consolidated  in  the  third  quarter  of  2003
resulting in an increase in long-term liabilities of approximately $34 million and an increase in net property of
approximately $28 million. The Company also recorded a $6.1 million charge in other (income) and expense
due to the adoption of this new standard. Financing costs recognized in the Company's Ñnancial statements
are not expected to change signiÑcantly. Financing costs related to these SPEs were included in Selling,
Administrative & General Expense (SAG) prior to the third quarter 2003. EÅective with the third quarter
2003, the Ñnancing costs are recognized as Interest Expense.

The Company has evaluated the impact of FIN 46 for entities that are not SPEs and has elected to defer,
until the Ñrst quarter of 2004, the application of FIN 46 to two joint venture investments; South PaciÑc Tyres
(SPT), a tire manufacturer, marketer and exporter of tires in Australia and New Zealand and T&WA, a
wheel  mounting  operation  in  the  United  States  which  ships  to  original  equipment  manufacturers.  The

43

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 1. Accounting Policies (continued)

Company  will  consolidate  these  joint  venture  investments  eÅective  January  1,  2004.  The  application  of
FIN 46 in the Ñrst quarter of 2004 is not expected to have a material impact on the Company's results of
operations,  cash  Öows  or  Ñnancial  position.  For  further  information,  refer  to  the  notes  to  the  Ñnancial
statements  No.  20,  Commitments  and  Contingent  Liabilities Ì AÇliate  Financing  and  No.  18,  Business
Segments.

Cash and Cash Equivalents

The Company will from time to time maintain balances on deposit at various Ñnancial institutions primarily as
collateral for borrowings incurred by various subsidiaries. The availability of these balances is restricted to the
extent of the borrowings. At December 31, 2003, cash balances totaling $23.9 million were subject to such
restrictions.

Consolidated Statement of Cash Flows

Cash and cash equivalents include cash on hand and in the bank as well as all short term securities held for the
primary purpose of general liquidity. Such securities normally mature within three months from the date of
acquisition. Cash Öows associated with items intended as hedges of identiÑable transactions or events are
classiÑed in the same category as the cash Öows from the items being hedged. Book overdrafts are recorded
within  accounts  payable-trade  and  were  $139.6  million  at  December  31,  2003,  and  $131.5  million  at
December 31, 2002. Cash Öows related to such amounts are classiÑed as Ñnancing activities and, for the three
years ended December 31, 2003, totaled $8.1 million, $3.6 million and $23.9 million, respectively.

Revenue Recognition

Revenues are recognized when Ñnished products are shipped to unaÇliated customers and both title and the
risks and rewards of ownership are transferred, or services have been rendered and accepted. Appropriate
provision is made for uncollectible accounts.

Warranty

Goodyear  oÅers  warranties  on  the  sale  of  certain  of  its  products  and  services  and  records  an  accrual  for
estimated future claims at the time revenue is recognized. Tire replacement under most of the warranties
oÅered by Goodyear is on a prorated basis. Warranty reserves are based on past claims experience, sales
history and other considerations. Refer to Note 20.

Rationalizations

The Company adopted Statement of Financial Accounting Standards No. 146 (SFAS 146), ""Accounting for
Costs Associated with Exit or Disposal Activities,'' eÅective for all exit or disposal activities initiated after
December 31, 2002. SFAS 146 requires, among other things, that liabilities for costs associated with exit or
disposal activities be recognized when the liabilities are incurred, rather than when an entity commits to an
exit  plan.  SFAS  146  changes  the  timing  of  liability  and  expense  recognition  related  to  exit  or  disposal
activities, but not the ultimate amount of such expenses. Refer to Note 3.

44

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 1. Accounting Policies (continued)

Shipping and Handling Fees and Costs

Expenses for transportation of products to customers are recorded as a component of cost of goods sold.

Legal Expenses

The Company records a liability for estimated legal and defense costs related to pending general and product
liability claims, environmental matters and workers' compensation claims. Refer to Note 20.

Inventories

Worldwide inventories are stated at the lower of cost or market. Cost is determined using FIFO or the average
cost  method.  Costs  include  direct  material,  direct  labor  and  applicable  manufacturing  and  engineering
overhead. Refer to Note 6.

Investments

Investments in marketable equity securities are stated at fair value. Fair value is determined using quoted
market prices at the end of the reporting period and, when appropriate, exchange rates at that date. Unrealized
gains and losses on marketable equity securities classiÑed as available-for-sale are recorded in Accumulated
Other Comprehensive Income (Loss), net of tax. Refer to Notes 8 and 19.

Goodwill and Other Intangible Assets

Goodyear adopted Statement of Financial Accounting Standards No. 142 (SFAS 142), ""Goodwill and Other
Intangible Assets,'' eÅective January 1, 2002. Goodwill is recorded when the cost of acquired businesses
exceeds the fair value of the identiÑable net assets acquired. Goodwill and intangible assets with indeÑnite
useful lives are tested for impairment annually or when events or circumstances indicate that impairment may
have  occurred.  Goodyear  has  elected  to  perform  the  goodwill  impairment  test  annually  as  of  July  31.  If
considered impaired, the goodwill or intangible asset with an indeÑnite useful life is written down to fair value.
Prior  to  January  1,  2002,  Goodyear  was  amortizing  goodwill  over  its  estimated  useful  life,  based  on  an
evaluation of all relevant factors. The carrying amount and estimated useful life of goodwill were reviewed
whenever events or circumstances indicated that revisions might have been warranted. Refer to Note 7.

Properties and Plants

Properties and plants are stated at cost. Depreciation is computed using the straight-line method. Refer to
Note 9.

Advertising Costs

Costs incurred for producing and communicating advertising are generally expensed when incurred. Costs
incurred  under  Goodyear's  cooperative  advertising  program  with  dealers  and  franchisees  are  recorded  as
reductions of sales as related revenues are recognized. Refer to Note 17.

Foreign Currency Translation

Financial statements of international subsidiaries are translated into U.S. dollars using the exchange rate at
each balance sheet date for assets and liabilities and a weighted-average exchange rate for each period for
revenues,  expenses,  gains  and  losses.  Where  the  local  currency  is  the  functional  currency,  translation
adjustments are recorded as Accumulated Other Comprehensive Income (Loss). Where the U.S. dollar is the
functional currency, translation adjustments are recorded in income.

45

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 1. Accounting Policies (continued)

Environmental Cleanup Matters

Goodyear expenses environmental expenditures related to existing conditions resulting from past or current
operations and from which no current or future beneÑt is discernible. Expenditures that extend the life of the
related  property  or  mitigate  or  prevent  future  environmental  contamination  are  capitalized.  Goodyear
determines its liability on a site by site basis and records a liability at the time when it is probable and can be
reasonably estimated. Goodyear's estimated liability is reduced to reÖect the anticipated participation of other
potentially responsible parties in those instances where it is probable that such parties are legally responsible
and  Ñnancially  capable  of  paying  their  respective  shares  of  the  relevant  costs.  The  estimated  liability  of
Goodyear is not discounted or reduced for possible recoveries from insurance carriers. Refer to Note 20.

Stock-Based Compensation

The Company used the intrinsic value method to measure compensation cost for stock-based compensation.
Accordingly, compensation cost for stock options is measured as the excess, if any, of the quoted market price
of the Company's common stock at the date of the grant over the amount an employee must pay to acquire the
stock. Compensation cost for stock appreciation rights and performance units is recorded based on the quoted
market price of the Company's stock at the end of the reporting period. Refer to Note 12.

The  following  table  presents  the  pro  forma  eÅect  from  using  the  fair  value  method  to  measure

compensation cost:

(In millions, except per share)
Net income (loss) as reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Add: Stock-based compensation expense (income) included in
net income (net of tax) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Deduct: Stock-based compensation expense calculated using

2003

2002

2001

Restated

$(802.1)

$(1,227.0)

$(254.1)

1.3

(5.6)

3.3

the fair value method (net of tax)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(28.0)

(28.7)

(33.8)

Net income (loss) as adjusted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(828.8)

$(1,261.3)

$(284.6)

Net income (loss) per share:

Basic Ì as reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì as adjusted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Diluted Ì as reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì as adjusted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (4.58)
(4.73)
$ (4.58)
(4.73)

$

$

(7.35)
(7.55)
(7.35)
(7.55)

$ (1.59)
(1.78)
$ (1.59)
(1.78)

Per Share of Common Stock

Basic earnings per share has been computed based on the average number of common shares outstanding.
Diluted  earnings  per  share  reÖects  the  dilutive  impact  of  outstanding  stock  options  (computed  using  the
treasury stock method). All earnings per share amounts in these notes to Ñnancial statements are diluted,
unless otherwise noted. Refer to Note 12.

Income Taxes

Income taxes are recognized during the year in which transactions enter into the determination of Ñnancial
statement income, with deferred taxes being provided for temporary diÅerences between amounts of assets
and liabilities for Ñnancial reporting purposes and such amounts as measured by tax laws. Refer to Note 14.

46

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 1. Accounting Policies (continued)

Use of Estimates

The preparation of Ñnancial statements in conformity with generally accepted accounting principles requires
management to make estimates and assumptions that aÅect the amounts reported in the consolidated Ñnancial
statements and related notes to Ñnancial statements. Actual results could diÅer from those estimates. On an
ongoing  basis,  management  reviews  its  estimates,  including  those  related  to  the  allowance  for  doubtful
accounts, recoverability of intangibles and other long-lived assets, deferred tax asset valuation allowances,
warranty, workers' compensation, litigation, general and product liabilities, environmental liabilities, pension
and postretirement beneÑts, and various other operating allowances and accruals, based on currently available
information. Changes in facts and circumstances may alter such estimates and aÅect results of operations and
Ñnancial position in future periods.

Derivative Financial Instruments and Hedging Activities

Derivative Ñnancial instrument contracts and nonderivative instruments are utilized by Goodyear to manage
interest rate, foreign exchange and commodity price risks. Goodyear has established a control environment
that  includes  policies  and  procedures  for  risk  assessment  and  the  approval,  reporting  and  monitoring  of
derivative  Ñnancial  instrument  activities.  Company  policy  prohibits  holding  or  issuing  derivative  Ñnancial
instruments for trading purposes.

To qualify for hedge accounting, hedging instruments must be designated as hedges and meet deÑned
correlation and eÅectiveness criteria. These criteria require that the anticipated cash Öows and/or Ñnancial
statement eÅects of the hedging instrument substantially oÅset those of the position being hedged.

Derivative contracts are reported at fair value on the Consolidated Balance Sheet as both current and
long term Accounts Receivable or Other Liabilities. Deferred gains and losses on contracts designated as cash
Öow hedges are recorded in Accumulated Other Comprehensive Income (Loss) (OCI). IneÅectiveness in
hedging relationships is recorded as Other (Income) and Expense in the current period.

Interest  Rate  Contracts Ì Gains  and  losses  on  contracts  designated  as  cash  Öow  hedges  are  initially
deferred and recorded in OCI. Amounts are transferred from OCI and recognized in income as Interest
Expense in the same period that the hedged item is recognized in income. Gains and losses on contracts
designated as fair value hedges are recognized in income in the current period as Interest Expense. Gains and
losses  on  contracts  with  no  hedging  designation  are  recorded  in  income  in  the  current  period  as  Other
(Income) and Expense.

Foreign Currency Contracts Ì Gains and losses on contracts designated as cash Öow hedges are initially
deferred and recorded in OCI. Amounts are transferred from OCI and recognized in income in the same
period and on the same line that the hedged item is recognized in income. Gains and losses on contracts with
no hedging designation are recorded in income currently as Foreign Currency Exchange.

Goodyear does not include premiums paid on forward currency contracts in its assessment of hedge
eÅectiveness. Premiums on contracts designated as hedges are recognized in income as Foreign Currency
Exchange over the life of the contract.

Net  Investment  Hedging Ì Nonderivative  instruments  denominated  in  foreign  currencies  are  used  to
hedge net investments in foreign subsidiaries. Gains and losses on these instruments are deferred and recorded
in OCI as Foreign Currency Translation Adjustment. These gains and losses are only recognized in income
upon the complete or partial sale of the related investment or the complete liquidation of the investment.

Termination  of  Contracts Ì Gains  and  losses  (including  deferred  gains  and  losses  in  OCI)  are
recognized in income as Other (Income) and Expense when contracts are terminated concurrently with the

47

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 1. Accounting Policies (continued)

termination of the hedged position. To the extent that such position remains outstanding, gains and losses are
amortized to Interest Expense or Foreign Currency Exchange over the remaining life of that position. Gains
and losses on contracts that Goodyear temporarily continues to hold after the early termination of a hedged
position,  or  that  otherwise  no  longer  qualify  for  hedge  accounting,  are  recognized  in  income  as  Other
(Income) and Expense.

Refer to Note 11.

Concentrations of Labor

At December 31, 2003, approximately 60% of the Company's employees were covered by collective bargaining
agreements. 30% of the Company's employees were covered by collective bargaining agreements that will
expire  in  2004.  It  is  uncertain  at  this  time  whether  agreements  will  be  reached  without  interruption  of
production, and the terms of the agreements ultimately reached could result in higher wage and beneÑt costs.

ReclassiÑcation

Certain items previously reported in speciÑc Ñnancial statement captions have been reclassiÑed to conform to
the  2003  presentation.  Charges  related  to  general  and  product  liability-discontinued  products  for  claims
against Goodyear related to asbestos personal injury claims and for other products no longer manufactured by
the  Company  have  been  reclassiÑed  from  Selling,  Administrative  &  General  Expense  (SAG)  to  Other
(Income) and Expense due to the non-operational nature of these claims. Charges for general and product
liabilities related to ongoing operations continue to be recorded as SAG. Refer to Note 4, Other (Income) and
Expense and Note 20, Commitments and Contingent Liabilities, for further information about general and
product liabilities.

Note 2. Restatement

These Ñnancial statements have been restated to reÖect adjustments to the Company's Ñnancial information
previously reported on Form 10-K for the years ended December 31, 2002 and 2001. The Company's 2003 and
2002 quarterly Ñnancial information also has been restated to reÖect adjustments to the Company's previously
reported Ñnancial information on Form 10-Q for the quarters ended March 31, 2003, June 30, 2003, and
September 30, 2003. Amounts disclosed in this note that are as of or for the periods ended March 31, 2003;
June 30, 2003; or September 30, 2003 are all unaudited. The restatement also aÅects periods prior to 2001.
The  Company  identiÑed  adjustments  through  the  current  date  that  were  required  to  be  recorded  which
reduced previously reported after-tax income by a total of $280.8 million. Of this amount, $56.2 million was
included in 2003 net income. The impact on net income for the years ended December 31, 2002 and 2001 was
$121.2 million and $50.5 million, respectively. The impact related to years prior to 2001 was a decrease in
retained earnings of $52.9 million at January 1, 2001. Total shareholders' equity at September 30, 2003 was
also reduced by adjustments to Accumulated Other Comprehensive Income (Loss) (OCI) of $183.9 million.
The restated Ñnancial statements have been prepared by management and reÖect all adjustments known to
management.

The total reductions in net income of $280.8 million include $31.3 million recorded in the quarter ended
June 30, 2003; $84.7 million in additional items previously reÖected in the restated Ñnancial results included in
the Form 8-K Ñled on November 20, 2003 and the Form 10-Q for the quarter ended September 30, 2003 Ñled
on November 19, 2003; and $164.8 million in additional items reÖected in the Ñnancial statements included in
the Form 10-K for the year ended December 31, 2003 Ñled on May 19, 2004.

The restatements initially arose out of an intensiÑed eÅort to reconcile certain general ledger accounts in
the second and third quarters of 2003. As a result of the Company's eÅorts to reconcile these accounts, the

48

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 2. Restatement (continued)

Company identiÑed various adjustments that were recorded in the second quarter and needed to be recorded
in the third quarter of 2003 arising out of account reconciliations. Based on an assessment of the impact of the
adjustments,  management  and  the  Audit  Committee  decided  to  restate  the  Company's  previously  issued
Ñnancial  statements  on  the  Form  10-Q  for  the  quarter  ended  September  30,  2003  and  for  prior  periods.
Following the identiÑcation of these adjustments, PricewaterhouseCoopers LLP (PwC) advised the Company
in October 2003 that the failure to identify or monitor certain conditions with respect to certain general ledger
accounts collectively resulted in a material weakness in internal controls that required strengthening.

In  December  2003,  the  Company  discovered  accounting  irregularities  in  its  European  Union  Tire
business  segment.  The  Audit  Committee  initiated  a  special  investigation  of  these  irregularities,  and  this
investigation was subsequently expanded to other overseas locations. The investigations identiÑed accounting
irregularities primarily related to earnings management whereby accrual accounts were improperly adjusted
between periods or expenses were improperly deferred. In the Ñrst and second quarters of 2004, the Company
identiÑed other adjustments. Some of these adjustments resulted from accounting irregularities resulting in
the understatement of workers' compensation liability and related to the valuation of real estate received in
payment of trade accounts receivable in Chile. The Audit Committee also initiated an investigation into these
adjustments. As a result of these investigations, management and the Audit Committee decided that a further
restatement was necessary.

In May 2004, PwC advised the Company that the circumstances it previously identiÑed to the Company
as  collectively  resulting  in  a  material  weakness  had  each  individually  become  a  material  weakness.  PwC
advised the Company that this determination was due to the number of previously undetected errors that were
attributable to the material weakness previously identiÑed. A signiÑcant portion of these errors were detected
by the Company. PwC further identiÑed an additional material weakness resulting from intentional overrides
of  internal  controls  by  those  in  authority,  particularly  related  to  the  European  Union  Tire  segment  and
workers' compensation liability in the United States. These material weaknesses, if unaddressed, could result
in material errors in the Company's Ñnancial statements. In addition, PwC advised the Company that it had
identiÑed as reportable conditions the Company's need to enhance certain Ñnance personnel's knowledge of
U.S. GAAP and internal controls and the need to enhance controls related to the establishment of bank
accounts.

This Form 10-K for the year ended December 31, 2003 also includes changes to the timing of certain
previously  recognized  adjustments  not  arising  from  account  reconciliations  as  well  as  other  adjustments
identiÑed during the restatement process.

The adjustments resulting from the Company's initial restatement eÅorts, the special overseas accounting

and workers' compensation investigations, and the 2003 year-end closing process are described as follows:

Accounting  Irregularities. This  category  includes  adjustments  reducing  income  before  tax  by  a  total  of
$29.0 million related to periods ending September 30, 2003 and earlier. These adjustments resulted from the
overseas  special  accounting  investigation,  the  understatement  of  the  Company's  liability  for  workers'
compensation payments, the improper deferral of manufacturing variances in 1998, and certain adjustments in
Chile,  including  the  correction  of  the  valuation  of  real  estate  received  in  payment  for  trade  accounts
receivable.

Adjustments reducing income by a total of $9.2 million before tax were included in the restatement as a
result of the special accounting investigation in Europe and Asia. The majority of the adjustments addressed
accrual accounts that were improperly adjusted between periods or expenses that were improperly deferred
beyond the third quarter of 2003. These adjustments primarily related to accounts receivable, Ñxed assets,
accounts payable-trade and other long-term liability accounts that were improperly adjusted. As part of this

49

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 2. Restatement (continued)

investigation, an adjustment was made to defer income of $3.9 million before tax beyond the third quarter of
2003 that was improperly recognized in prior periods.

The workers' compensation adjustments totaled $17.7 million before tax related to periods ending on
September  30,  2003  and  earlier.  These  adjustments  resulted  from  an  understatement  of  the  Company's
potential liability for estimated payments relating to workers' compensation claims by employees. In the Ñrst
quarter of 2004, it was noted that claims arising from one of the Company's United States tire manufacturing
plants  were  under-reserved.  As  a  result,  the  Company,  with  the  assistance  of  the  outside  administrator,
reviewed approximately 85% of the open claims handled by this administrator at this plant as well as other
facilities and determined that reserves needed to be increased to accurately value the claims. The under-
reserving resulted in part from improper eÅorts to reduce, or restrict the amount of increase in, the reserves for
certain workers' compensation claims leading to claims data in the Company's workers' compensation claims
database that did not reÖect the probable ultimate exposure to the Company. Of the $17.7 million before tax
adjustment,  $4.1  million  aÅected  income  before  tax  for  the  nine  months  ended  2003,  $5.6  million  and
$2.3 million aÅected income before tax for the years ended December 31, 2002 and 2001, respectively, and
$5.7 million aÅected pre-2001 income before tax. In addition, in the fourth quarter of 2003, $6.2 million before
tax was recorded relating to the understatement.

In the second quarter of 1999, the Company discovered that $18.1 million of manufacturing variances at
one of its United States tire manufacturing plants had been improperly deferred from 1998 to 1999. When the
matter was discovered in the second quarter of 1999, the Company recorded the remaining costs that had not
previously been recorded. As part of this restatement, the Company reduced income before tax in 1998 by
$18.1 million and increased income before tax in 1999 by the same amount.

In 2000, the Company received approximately 13 acres of land in Santiago, Chile, in payment for trade
accounts receivable from one of its Chilean customers. At the time, the Company recorded the land based
upon  an  inappropriate  appraisal.  In  the  Ñrst  quarter  of  2004,  the  Company  had  an  additional  appraisal
performed that appropriately valued the land at a much lower value. The Audit Committee requested an
investigation into the matter, and as a result, the Company recorded an adjustment to reduce the valuation of
the land. The adjustment reduced income before tax by $1.5 million in 2000. The Company also identiÑed
other adjustments in Chile whereby accrual accounts were improperly adjusted between periods or expenses
were improperly deferred. Adjustments of $0.6 million before tax were recorded related to these accounts.

A summary of the accounting irregularities adjustments and the time periods aÅected follows:

(In millions, all amounts before tax)
Income (Expense)
Accruals and deferred expenses Ì Europe

and Asia ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred income Ì Europe ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Workers' compensation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accruals and deferred expenses Ì Chile ÏÏÏÏÏÏÏÏ
Land valuation Ì Chile ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Nine Months
Ended
September 30, 2003
(Unaudited)

Year Ended
December 31,
2001

2002

Pre-2001

Total

$4.5
Ì
(4.1)
Ì
Ì

$0.4

$ 0.5

(2.9)
(5.6)
4.5
Ì

$ (8.3) $ (2.0)
Ì
(5.7)
(3.5)
(1.5)

(1.0)
(2.3)
(1.6)
Ì

$ (5.3)
(3.9)
(17.7)
(0.6)
(1.5)

$(3.5)

$(13.2) $(12.7)

$(29.0)

50

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 2. Restatement (continued)

Account Reconciliations. This category includes adjustments totaling $144.9 million before tax resulting from
the failure to either reconcile accounts or resolve certain reconciliation issues in a timely manner. The most
signiÑcant adjustments in this category relate to certain reconciliations for accounts receivable, inventories,
Ñxed assets, intercompany accounts, prepaid expenses and accounts payable-trade. Certain of these adjust-
ments were associated with the integration of a new enterprise resource planning system (ERP) into the
Company's accounting processes beginning in 1999.

The following categories represent a majority of the account reconciliation adjustments included in the

restatement (all amounts are before tax unless otherwise noted):

A. Interplant. Goodyear  uses  an  internal  system,  the  Interplant  System,  to  track  the  procurement  and
transfer of Ñxed assets, raw materials and spare parts acquired or manufactured by Goodyear units in the
United States for its foreign manufacturing locations. The $28.8 million Interplant charge corrects an
overstatement of income and assets. The most signiÑcant items in this category are 1) Ñxed assets and
inventory of $26.0 million which were not properly relieved from the Interplant System when they were
billed  to  the  foreign  manufacturing  locations  and  accordingly  now  have  to  be  expensed  and  2)  the
correction of a failure to depreciate $2.8 million of Ñxed assets.

B. North American Tire (NAT) Receivables. The adjustment to accounts receivable of $25.0 million is
attributable to amounts erroneously recorded in Goodyear's general ledger during the period April 1999 to
November  2000.  During  this  period,  Goodyear  implemented  certain  modules  of  an  ERP  accounting
system. These modules were not properly integrated with existing systems resulting in an overstatement of
sales and accounts receivable in the general ledger. This overstatement had to be reversed. Billings to
customers and cash collections were appropriate during this period.

C. Engineered Products (EPD).

It was not possible to allocate the amount of this adjustment to applicable
periods and accordingly, Goodyear recorded substantially all of this adjustment in the Ñrst quarter of 2003.
This adjustment includes the write-oÅ of $21.3 million consisting of $3.7 million in intercompany accounts
and $17.6 million related to payables and other accounts. Several factors relating to the Company's ERP
systems implementation resulted in EPD's inability to locate or recreate account reconciliations for prior
periods.

D. Wingfoot Commercial Tire Systems, LLC. On November 1, 2000, Goodyear made a contribution, which
included  inventory,  to  Wingfoot  Commercial  Tire  Systems,  LLC,  a  consolidated  subsidiary.  On  a
consolidated basis, the inventory was valued at Goodyear's historical cost. Upon the sale of the inventory,
consolidated cost of goods sold was understated by $11.0 million. Additionally, inventory and Ñxed asset
losses totaling $4.2 million were not expensed as incurred and were written oÅ in connection with the
restatement.

E. Fixed Assets. The adjustments to other Ñxed assets totaled $13.1 million and related primarily to the

understatement of depreciation expenses and the write-oÅ of assets previously disposed.

F. General and Product Liability. The expense for general and product claims increased $11.6 million for
the third quarter and nine months ended September 30, 2003, and related to the timing of the recognition
of certain liabilities for Entran II claims. Goodyear reached Ñnal agreement with one of its insurers in
November 2003, prior to Ñling the third quarter 10-Q, and recorded both a receivable and separately a
corresponding  liability  related  to  Entran  II  matters.  This  amount  will  be  reÖected  in  the  Company's
amended quarterly report on Form 10-Q for the period ended September 30, 2003 when Ñled.

In addition, adjustments totaling $23.0 million were recorded in OCI. An adjustment was made to record
an $18 million charge to deferred derivative losses, with an oÅsetting credit to liabilities. This adjustment was
associated with three interest rate swaps and a cross-currency contract for the period March 2001 through

51

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 2. Restatement (continued)

March 2003. An adjustment was also made to record a $6.8 million charge to currency translation, with an
oÅsetting credit to long-term assets. The adjustment aÅected the period from January 1, 2003 to Septem-
ber 30, 2003. These adjustments were identiÑed in conjunction with the completion of account reconciliations.

Out-of-Period  Adjustments.  This  category  includes  adjustments  previously  identiÑed  but  deemed  to  be
immaterial  and  recorded  in  the  period  the  Company  identiÑed  the  error  or  in  a  subsequent  period.
Adjustments in this category change the timing of income and expense items that were previously recognized.
The cumulative amount of out-of-period adjustments was a decrease to income before tax of $0.6 million.

The  most  signiÑcant  item  in  this  category  relates  to  the  timing  of  the  recognition  of  certain  SAG
expenses. As a result of the integration of the new enterprise resource planning system into the Company's
accounting  processes  beginning  in  1999,  certain  expenses  were  incorrectly  capitalized  in  inventory  during
2001, 2000 and 1999. The Company recorded an adjustment totaling $16.8 million before tax during 2002 to
correct the impact on prior years. Of this amount, $13.9 million before tax applied to 2001.

Discount Rate Adjustments. In preparing the 2003 Ñnancial statements, the Company reassessed the estimate
of the discount rate used in determining the net periodic beneÑt cost and beneÑt obligations of the Company's
domestic pension, workers' compensation and other postretirement beneÑt plans. Consistent with that eÅort
and  the  restatement  process,  the  Company  determined  that  it  would  be  appropriate  to  make  similar
reassessments for discount rates for all periods presented. As a result, the discount rate was revised to 6.75%,
7.25% and 7.50% from 7.25%, 7.75% and 8.00% for 2003, 2002 and 2001, respectively. Total reductions to
income before tax for 2000-2003 were $18.9 million, of which $13.0 million decreased income before tax for
the nine months ended September 30, 2003, and $14.9 million and $5.5 million decreased income before tax
for the years ended December 31, 2002 and 2001, respectively. Pre-2001 income before tax was increased by
$14.5 million as a result of these adjustments. This change also resulted in a charge to deferred pension costs
in  accumulated  other  comprehensive  income  (loss)  (OCI)  totaling  $150.1  million  for  the  years  ended
December 31, 2002 and 2001. Additionally, in 2002, the Company had established a valuation allowance
against its net Federal and state deferred tax assets. Accordingly, this restatement includes a charge to income
tax  expense  of  $81.2  million  to  provide  a  valuation  allowance  against  the  tax  beneÑt  included  in  the
adjustment to OCI in 2001, and a charge to OCI of $10.8 million to provide a valuation allowance against the
tax beneÑt included in the adjustment to OCI in 2002.

Chemical Products Segment. This category primarily includes adjustments identiÑed as a result of a stand-
alone audit conducted in 2003 of a portion of the Chemical Products business segment. The most signiÑcant
adjustments in this category relate to the timing of the recognition of manufacturing variances to reÖect the
actual  cost  of  inventories,  the  fair  value  adjustment  of  a  hedge  for  natural  gas,  and  the  correction  of
intercompany proÑt elimination in inventory to eliminate selling and administrative expenses in inventory. The
cumulative eÅect of Chemical Product segment adjustments at September 30, 2003 was a decrease to income
before tax of $7.7 million.

Tax  Adjustments.  As  a  result  of  the  restatement  adjustments,  an  additional  Federal  and  state  valuation
allowance of $121.6 million (including the $81.2 million charge for discount rate adjustments) was required to
be recognized in 2002, the period in which the Company previously provided for its valuation allowance. The
remaining amounts relate to the correction of errors in the computation of deferred tax assets and liabilities.

52

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 2. Restatement (continued)

EÅect of restatement adjustments on Goodyear's previously issued Ñnancial statements

Increase (decrease) in Income (loss)

(In millions, except per share)
Net loss as originally reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Adjustments (pretax):

Accounting Irregularities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Account Reconciliations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Out-of-Period ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discount Rate Adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products Segment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total adjustments (pretax)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tax eÅect of restatement adjustments ÏÏÏÏÏÏÏÏÏÏÏÏ
Tax adjustmentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Years Ended December 31,

2002

2001

Pre-2001

Total

$(1,105.8)

$(203.6)

(3.5)
(6.8)
15.2
(14.9)
14.2

4.2
(2.9)
(122.5)

(13.2)
(12.8)
(14.5)
(5.5)
(18.9)

(64.9)
17.9
(3.5)

14.4

$(12.7)
(82.5)
(2.1)
14.5
(3.6)

(86.4)
32.3
1.2

33.5

$ (29.4)
(102.1)
(1.4)
(5.9)
(8.3)

(147.1)
47.3
(124.8)

(77.5)

Total taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(125.4)

Total net adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(121.2)

(50.5)

$(52.9)

$(224.6)

Net loss as restated ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(1,227.0)

$(254.1)

Per Share of Common Stock:
Net loss Ì Basic as originally reportedÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of net adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Net loss Ì Basic as restated ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Net loss Ì Diluted as originally reported ÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of net adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

$

$

(6.62)
(0.73)

(7.35)

(6.62)
(0.73)

$ (1.27)
(0.32)

$ (1.59)

$ (1.27)
(0.32)

Net loss Ì Diluted as restatedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

(7.35)

$ (1.59)

The following table sets forth the eÅects of the restatement adjustments discussed above on the Consolidated
Statement of Operations for each of the years ended December 31, 2002 and 2001, respectively.

53

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 2. Restatement (continued)

(In millions, except per share)
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cost of Goods Sold ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Selling, Administrative and General Expense
RationalizationsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest Expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other (Income) and Expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign Currency Exchange ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Equity in Earnings of AÇliatesÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority InterestÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$13,850.0
11,313.9
2,223.9
8.6
241.3
25.8
(10.2)
8.8
55.8

Loss before Income TaxesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
U.S. and Foreign Taxes on Income (Loss)ÏÏÏ

(17.9)
1,087.9

Year Ended December 31, 2002
As Originally
Reported

As Restated

Year Ended December 31, 2001
As Originally
Reported

As Restated

$13,856.2
11,303.9
2,203.2
5.5
241.7
56.8
(9.7)
13.2
55.3

(13.7)
1,213.3

$14,147.2
11,619.5
2,248.8
206.8
292.4
11.8
0.1
40.6
0.2

(273.0)
(69.4)

$14,162.5
11,685.3
2,220.5
210.3
297.1
40.8
10.0
39.7
(3.3)

(337.9)
(83.8)

Net Loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(1,105.8)

$(1,227.0)

$ (203.6)

$ (254.1)

Net Loss per share Ì Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Average Shares Outstanding ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Loss per share Ì DilutedÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Average Shares Outstanding ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

$

(6.62)
167.0
(6.62)
167.0

$

$

(7.35)
167.0
(7.35)
167.0

$

$

(1.27)
160.0
(1.27)
160.0

$

$

(1.59)
160.0
(1.59)
160.0

The following table sets forth the eÅects of the restatement adjustments discussed above on the Consolidated
Balance Sheet at December 31, 2002.

(Dollars in millions)
Assets
Current Assets:

December 31, 2002

As Originally Reported

As Restated

Cash and cash equivalents ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Short term securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accounts and notes receivable ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Inventories ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Prepaid expenses and other current assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Current AssetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long Term Accounts and Notes Receivable ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Investments in and Advances to AÇliates ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other AssetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Goodwill ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Intangible AssetsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred Income Tax ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Prepaid and Deferred Pension Costs ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred Charges ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Properties and PlantsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

923.0
24.3
1,459.7
2,371.6
448.1
5,226.7
236.3
141.7
254.9
607.4
161.3
207.5
913.4
205.1
5,192.3
$13,146.6

$

918.1
24.3
1,438.1
2,346.2
453.7
5,180.4
242.8
139.2
253.0
602.6
161.4
187.0
913.4
202.7
5,156.2
$13,038.7

54

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 2. Restatement (continued)

(Dollars in millions)
Liabilities
Current Liabilities:

December 31, 2002

As Originally Reported

As Restated

Accounts payable-trade ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Compensation and beneÑts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other current liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
United States and foreign taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Notes payableÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long term debt due within one year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Current Liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long Term Debt and Capital Leases ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Compensation and BeneÑtsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Long Term Liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority Equity in Subsidiaries ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total LiabilitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 1,502.2
961.2
481.6
473.2
283.4
369.8
4,071.4
2,989.0
4,194.2
501.2
740.2
12,496.0

$ 1,515.4
913.6
512.3
358.2
283.4
369.8
3,952.7
2,989.8
4,497.3
615.7
727.8
12,783.3

Commitments and Contingent Liabilities
Shareholders' Equity
Preferred Stock, no par value:

Authorized, 50,000,000 shares, unissued ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Ì

Ì

Common Stock, no par value:

Authorized, 300,000,000 shares
Outstanding shares, 175,309,002 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Capital Surplus ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Retained Earnings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accumulated Other Comprehensive Income (Loss)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Shareholders' Equity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Liabilities and Shareholders' Equity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

175.3
1,390.3
2,007.1
(2,922.1)
650.6
$13,146.6

175.3
1,390.1
1,782.5
(3,092.5)
255.4
$13,038.7

Note 3. Costs Associated with Rationalization Programs

To maintain global competitiveness, Goodyear has implemented rationalization actions over the past several
years  for  the  purpose  of  reducing  excess  capacity,  eliminating  redundancies  and  reducing  costs.  The  net
amounts of rationalization charges to the Consolidated Statement of Operations were as follows:

(In millions)

Restated

2003

2002

2001

New charges ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Reversals ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other credits ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$307.2
(15.7)
Ì

$26.5
(18.0)
(3.0)

$214.4
(4.1)
Ì

$291.5

$ 5.5

$210.3

55

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 3. Costs Associated with Rationalization Programs (continued)

The following table shows the reconciliation of the liability balance between periods:

Associate-
related Costs

Other Than Associate-
related Costs

(In millions)

Accrual balance at December 31, 2000 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2001 chargesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Charge to goodwillÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Incurred ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Reversed to goodwill ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Reversed to the income statementÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Accrual balance at December 31, 2001 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2002 chargesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Incurred ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Reversed to goodwill ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Reversed to the income statementÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Accrual balance at December 31, 2002 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
2003 chargesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Incurred ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Reversed to goodwill ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Reversed to the income statementÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$104.5
127.3
5.7
(159.5)
(5.0)
(3.9)

69.1
19.5
(49.5)
(0.5)
(13.3)

25.3
295.3
(200.4)
Ì
(11.7)

Accrual balance at December 31, 2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$108.5

$32.9
87.1
Ì
(66.0)
(0.5)
(0.2)

53.3
7.0
(11.7)
Ì
(4.7)

43.9
11.9
(15.5)
(2.9)
(4.0)

$33.4

Total

$137.4
214.4
5.7
(225.5)
(5.5)
(4.1)

122.4
26.5
(61.2)
(0.5)
(18.0)

69.2
307.2
(215.9)
(2.9)
(15.7)

$141.9

During 2003, net charges of $291.5 million ($267.1 million after tax or $1.27 per share) were recorded, which
included reversals of $15.7 million ($14.3 million after tax or $0.07 per share) for reserves from rationalization
actions no longer needed for their originally intended purposes and new charges of $307.2 million ($281.4 mil-
lion after tax or $1.34 per share). The 2003 rationalization actions consisted of manufacturing, research and
development, administrative and retail consolidations in North America, Europe and Latin America. Of the
$307.2 million of new charges, $174.8 million related to future cash outÖows, primarily associate severance
costs, and $132.4 million related primarily to non-cash special termination beneÑts and pension and retiree
beneÑt curtailments. Approximately 4,400 associates will be released under the programs initiated in 2003, of
which approximately 2,700 were exited in 2003. The reversals are primarily the result of lower than initially
estimated associate-related payments of approximately $12 million, sublease contract signings in the European
Union of approximately $3 million and lower contract termination costs in the United States of approximately
$1 million. These reversals do not represent a change in the plan as originally approved by management.

In 2003, $200.4 million and $15.5 million, respectively, was incurred primarily for severance payments
and noncancellable lease costs. The majority of the remaining accrual balance for all programs of $141.9 mil-
lion is expected to be utilized by the end of 2004.

As part of the 2003 rationalization program, Goodyear closed its Huntsville, Alabama tire facility in the
fourth quarter. Of the $307.2 million of new rationalization charges, approximately $138 million related to the
Huntsville closure primarily for associate-related costs for approximately 1,100 associates, including sever-
ance, special termination beneÑts and pension and retiree beneÑt curtailments. The Huntsville closure also
resulted in approximately $35 million of asset impairment charges and $85 million of asset writeoÅs and
accelerated  depreciation  charges.  These  amounts  are  recorded  as  cost  of  goods  sold  (CGS)  on  the
Consolidated Statement of Operations. The accelerated depreciation charges were recorded on the machinery

56

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 3. Costs Associated with Rationalization Programs (continued)

& equipment and spare parts that were being disposed as of the date of the shutdown for the period from the
date the shutdown was announced to the date the plant was closed. An asset impairment charge was recorded
for the land and buildings to write down the balance to fair value based on expected future cash Öows.

Approximately $8 million of construction in progress was written oÅ in CGS in the Ñrst quarter 2003
related to the research and development rationalization plan. CGS also included accelerated depreciation
charges of approximately $5 million for equipment taken out of service in the European Union related to two
rationalization plans in 2003 at Goodyear's Wolverhampton facility.

Goodyear recorded a net rationalization charge totaling $5.5 million (as restated) ($6.4 million after tax
or  $0.03  per  share  (as  restated))  in  2002,  which  included  reversals  of  $18.0  million  (as  restated)
($14.3 million after tax or $0.09 per share (as restated)) for reserves from rationalization actions no longer
needed for their originally intended purposes, new charges of $26.5 million ($23.0 million after tax or $0.14
per  share)  and  other  credits  of  $3.0  million  (as  restated)  ($2.3  million  after  tax  or  $0.02  per  share  (as
restated)). The 2002 rationalization actions consisted of a manufacturing facility consolidation in Europe, the
closure of a mold manufacturing facility and a plant consolidation in the United States, and administrative
consolidations. Of the $26.5 million charge, $24.2 million related to future cash outÖows, primarily associate
severance costs, and $2.3 million related to a non-cash writeoÅ of equipment taken out of service in the
Engineered Products and North American Tire Segments. The reversals are primarily the result of lower than
initially estimated associate-related payments of approximately $6 million, lower lease cancellation fees in the
European Union of approximately $6 million and sublease contract signings in North America of approxi-
mately $3 million. $1.7 million of the reversals represents a portion of a legal reserve related to a previous
rationalization plan in the Asia region, determined to be no longer necessary as a result of a court ruling in
Goodyear's favor. The $3.0 million of other credits to restructuring expense represent the writeoÅ of a deferred
gain from a sale leaseback transaction. Goodyear exited the location in the fourth quarter of 2002 and wrote
oÅ  the  remaining  deferred  gain  against  restructuring  to  oÅset  the  restructuring  charge  recorded  for  that
location. The reversals do not represent a change in the plan originally approved by management. Goodyear
provided for the release of approximately 1,000 manufacturing and administrative associates in Europe and the
United States under the programs initiated in 2002. As of December 31, 2003, approximately 810 associates
have been released, including approximately 540 associates in 2003.

Goodyear recorded net rationalization charges totaling $210.3 million (as restated) ($161.4 million after
tax or $1.00 per share (as restated)) in 2001, which included $4.1 million of reversals of prior year reserves no
longer needed for their originally intended purposes. These actions were in response to continued competitive
market  conditions  and  worldwide  economic  uncertainty.  Under  these  actions,  Goodyear  provided  for
worldwide  associate  reductions  through  retail  and  administrative  consolidation  and  manufacturing  plant
downsizing and consolidation. Of this charge, $132.0 million (as restated) related to future cash outÖows,
primarily associate severance and noncancellable lease costs, and $82.4 million (as restated) related to non-
cash charges, primarily for the writeoÅ of equipment taken out of service. Goodyear provided for the release of
approximately 3,700 associates around the world, primarily production and administrative associates under the
programs initiated in 2001. As of December 31, 2003, approximately 3,570 associates have been released, as
opposed  to  the  3,700  originally  planned  for,  including  approximately  70  associates  in  2003.  Goodyear
completed  these  actions  during  2003  with  the  exception  of  ongoing  severance  and  noncancellable  lease
payments.

57

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 3. Costs Associated with Rationalization Programs (continued)

The following table summarizes, by segment, the total charges expected to be recorded, the total amounts
recorded in 2003, the total costs incurred in 2003 and the total amounts reversed in 2003, related to the new
charges taken in 2003:

(In millions)

North American Tire ÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏ
Latin American Tire ÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏ
Corporate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Charge
Expected to be
Recorded

Total Charge
Recorded in 2003

Total Amount
Incurred in 2003

Total Amount
Reversed in 2003

$220.0
63.0
12.0
32.0
8.0

$335.0

$200.7
59.3
10.4
29.4
7.4

$307.2

$144.6
15.1
5.5
18.7
3.9

$187.8

$ 8.8
1.0
0.4
Ì
0.2

$10.4

The additional restructuring costs not yet recorded are expected to be incurred and recorded in 2004 and
subsequent periods.

Note 4. Other (Income) and Expense

(In millions)

Restated

2003

2002

2001

Asset sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Financing fees and Ñnancial instruments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
General and product liability Ì discontinued products ÏÏÏÏÏÏÏÏÏÏÏÏ
Miscellaneous ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 21.5
(25.9)
99.4
145.4
26.9

$(28.0)
(18.8)
48.4
33.8
21.4

$(45.8)
(13.5)
50.1
31.1
18.9

$267.3

$ 56.8

$ 40.8

Other (Income) and Expense in 2003 included a loss of $17.6 million ($8.9 million after tax or $0.05 per
share) on the sale of 20,833,000 shares of Sumitomo Rubber Industries, Ltd. (""SRI'') in the second quarter.
2003 included a loss of $11.6 million ($11.2 million after tax or $0.07 per share) on the sale of assets in the
Engineered Products, North American Tire and European Union Tire Segments. 2003 also included a gain of
$7.7 million ($6.4 million after tax or $0.04 per share) resulting from the sale of land in the Asia Tire Segment
and assets in the Latin American and European Union Tire Segments. During 2002, Goodyear recorded a gain
of $28.0 million (as restated) ($23.7 million after tax or $0.14 per share (as restated)) resulting from the sale
of land and buildings in the Latin American Tire, Engineered Products and European Union Tire Segments.
2002 also included the writeoÅ of a miscellaneous investment of $4.1 million ($4.1 million after tax or $0.02
per share). In 2001, Goodyear recorded a gain of $18.4 million (as restated) ($14.7 million after tax or $0.09
per share (as restated)) resulting from the sale of land and buildings in the European Union Tire Segment in
the Ñrst quarter. Additionally, Goodyear recorded a gain of $27.4 million ($16.9 million after tax or $0.10 per
share) resulting from the sale of the Specialty Chemical Business in the 2001 fourth quarter. Refer to Note 18
for further information on Business Segments.

Interest income consists of amounts earned on deposits. At December 31, 2003, $648.6 million or 41.4%
of Goodyear's cash, cash equivalents and short term securities was concentrated in Europe, primarily western
Europe, ($354.2 million or 37.6% at December 31, 2002), $176.3 million or 11.3% was concentrated in Latin
America, primarily Brazil, ($142.6 million or 15.1% at December 31, 2002) and $116.8 million or 7.5% was
concentrated in Asia ($68.8 million (as restated) or 7.3% at December 31, 2002).

58

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 4. Other (Income) and Expense (continued)

Financing fees and Ñnancial instruments increased in 2003 due to the costs incurred in connection with
the  restructuring  and  reÑnancing  of  the  Company's  bank  credit  and  receivables  securitization  facilities.
Financing fees and Ñnancial instruments included $45.6 million in 2003 related to the new facilities. Refer to
Note 11, Financing Arrangements and Derivative Financial Instruments, for further information about the
restructuring and reÑnancing.

General and product liability-discontinued products includes charges for claims against Goodyear related
to asbestos personal injury claims and for anticipated liabilities related to Entran II claims, primarily for a
proposed  settlement  of  such  claims.  Goodyear  recorded  net  charges  for  General  and  product  liability-
discontinued products totaling approximately $145 million in 2003 which included recognition of a receivable
of  approximately  $131  million  from  Goodyear's  insurance  carriers.  Refer  to  Note  20,  Commitments  and
Contingent Liabilities, for further information about general and product liabilities.

Note 5. Accounts and Notes Receivable

(In millions)
Accounts and notes receivable ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Allowance for doubtful accounts ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

Restated
2002

$2,749.7
(128.2)

$1,540.2
(102.1)

$2,621.5

$1,438.1

Accounts and Notes Receivable includes other non-trade receivables of $363.2 million and $253.2 million (as
restated) at December 31, 2003 and 2002, respectively.

Prior to April 1, 2003, Goodyear maintained a program for the continuous sale of substantially all of its
domestic  trade  accounts  receivable  to  Wingfoot  A/R  LLC,  a  wholly-owned  limited  liability  subsidiary
company that was a bankruptcy-remote special purpose entity. A similar program also was maintained for
substantially all of the Company's Canadian trade accounts receivable. The results of operations and Ñnancial
position of Wingfoot A/R LLC were not included in the consolidated Ñnancial statements of Goodyear as
provided by Statement of Financial Accounting Standards No. 140, ""Accounting for Transfers and Servicing
of Financial Assets and Extinguishments of Liabilities.'' Wingfoot A/R LLC purchased Goodyear's receiv-
ables with (a) the cash proceeds of borrowings from a group of four bank-aÇliated issuers of commercial
paper,  which  borrowings  ($624.1  million  at  December  31,  2002)  were  secured  by  the  trade  accounts
receivable purchased from Goodyear, (b) the proceeds of Goodyear's equity investment in Wingfoot A/R
LLC, and (c) a subordinated note payable to Goodyear. Goodyear retained the responsibility for servicing the
receivables. As the receivables were collected, the cash proceeds were used to purchase additional receivables.
Goodyear  paid  fees  under  the  program  based  on  certain  variable  market  interest  rates  and  other  agreed
amounts. These fees were reported as Other (Income) and Expense. Wingfoot A/R LLC could borrow up to
$700 million from the note purchasers. The amount that could be borrowed from time to time by Wingfoot A/
R  LLC  depended  on,  among  other  things,  the  total  uncollected  balance  of  receivables  owned  by  it.  The
Company retained the risk of the non-payment of receivables it sold to Wingfoot A/R LLC to the extent of its
investment in the equity of Wingfoot A/R LLC and in the subordinated note issued by Wingfoot A/R LLC to
Goodyear. The aggregate amount of Goodyear's investments in Wingfoot A/R LLC was $313.1 million at
December 31, 2002. This program was terminated on April 1, 2003. Accordingly, accounts receivable sold
under  this  program  are  now  recognized  on  Goodyear's  Consolidated  Balance  Sheet,  and  the  related
subordinated  note  receivable  and  investment  in  the  equity  of  Wingfoot  A/R  LLC  were  derecognized.
Goodyear's  consolidated  debt  increased  by  $577.5  million  and  Wingfoot  A/R  LLC  transferred  cash  to
Goodyear totaling $32.2 million at April 1, 2003. This cash represented collections of accounts receivable
which had not yet been reinvested in additional Goodyear receivables prior to the termination of the program.

59

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 5. Accounts and Notes Receivable (continued)

The following table presents certain cash Öows related to this program:

(In millions)

2003

2002

Proceeds from collections reinvested in previous securitizationsÏÏÏÏÏÏÏÏÏÏÏ
Servicing fees received ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Reimbursement for rebates and discounts issued ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Cash used for termination of programÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$1,089.1
1.2
28.2
545.3

$5,835.4
6.3
116.8
Ì

International  subsidiaries  of  Goodyear  have  established  accounts  receivable  continuous  sales  programs
whereunder these subsidiaries may receive proceeds from the sale of certain of their receivables to aÇliates of
certain banks. These subsidiaries retained servicing responsibilities. At December 31, 2003, the value in U.S.
dollars of which these international subsidiaries could borrow was $104.2 million, compared to $283.5 million
at December 31, 2002. The following table presents certain cash Öows related to these programs:

(In millions)

2003

2002

Proceeds from collections reinvested in previous securitizationsÏÏÏÏÏÏÏÏÏÏÏ
Reimbursement for rebates and discounts issued ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$1,440.3
76.5

$2,015.8
54.2

In addition, various other international subsidiaries of Goodyear sold certain of their trade receivables during
2003 and 2002. The receivable Ñnancing programs of these international subsidiaries did not utilize an SPE at
December 31, 2003. At December 31, 2003, the value in U.S. dollars of which these international subsidiaries
could borrow was $18.6 million, compared to $129.8 million at December 31, 2002. The total amount of
Ñnancing provided from all domestic and international agreements worldwide was $122.8 million at December
31, 2003, compared to $916.1 million at December 31, 2002.

Note 6.

Inventories

(In millions)

2003

Raw materialsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Work in process ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Finished products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 459.2
112.2
1,893.6

Restated
2002

$ 459.2
97.4
1,789.6

$2,465.0

$2,346.2

Note 7. Goodwill and Other Intangible Assets

Goodyear adopted SFAS 142 eÅective January 1, 2002. This standard speciÑes, among other things, that
goodwill no longer be amortized. The standard requires goodwill to be periodically tested for impairment and
written down to fair value if considered impaired. In accordance with the provisions of SFAS 142, Goodyear
completed the initial impairment testing by June 30, 2002. Based on the results of the testing, no impairment
was indicated. In addition, Goodyear completed the required annual impairment testing of goodwill as of
July 31, 2003 and 2002, and based on the results of the testing, no impairment was indicated.

SFAS  142  also  required  Goodyear  to  reassess  the  useful  lives  of  intangible  assets  and  adjust  the
remaining  amortization  periods  accordingly.  For  those  intangible  assets  deemed  to  have  indeÑnite  lives,
amortization  ceased  eÅective  January  1,  2002,  and  the  intangible  assets  will  be  periodically  tested  for
impairment and written down to fair value if considered impaired. Goodyear has ceased amortization related
to $107.1 million of intangible assets as a result of this reassessment.

60

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 7. Goodwill and Other Intangible Assets (continued)

The  following  table  presents  goodwill,  intangible  assets  and  accumulated  amortization  balances  at

December 31, 2003 and 2002:

December 31, 2003

Restated
December 31, 2002

Gross

Net

Gross

Net

(In millions)

Carrying Accumulated Carrying Carrying Accumulated Carrying
Amount
Amount

Amortization

Amortization

Amount

Amount

Goodwill ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$745.6

$(123.1)

$622.5

$721.2

$(118.6)

$602.6

Intangible assets with indeÑnite lives ÏÏÏÏÏÏ
Trademarks and Patents ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other intangible assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$114.4
44.6
35.8

$

(7.3)
(16.8)
(8.9)

$107.1
27.8
26.9

$114.4
35.2
35.0

$

(7.3)
(11.6)
(4.3)

$107.1
23.6
30.7

Total other intangible assets ÏÏÏÏÏÏÏÏÏÏÏ

$194.8

$ (33.0)

$161.8

$184.6

$ (23.2)

$161.4

During 2003, net goodwill increased by approximately $23 million due to currency translation.

During the fourth quarter of 2002, Goodyear recorded $10.4 million of goodwill and other intangible
assets in connection with the acquisition of a chain of retail outlets, which was assigned to the North American
Tire  Segment.  During  the  second  quarter  of  2002,  Goodyear's  minority  partner  in  Sava  Tires,  a  tire
manufacturing subsidiary in Slovenia, exercised its option to sell equity interests to Goodyear representing a
20% interest in Sava Tires for $38.9 million, which increased Goodyear's ownership interest to 80%. Goodyear
recorded $6.8 million of goodwill related to this transaction, which was assigned to the Eastern Europe, Africa
and Middle East Tire Segment.

The net carrying amount of goodwill allocated by reporting unit is as follows:

(In millions)

North American Tire ÏÏÏÏÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle
East Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Latin American TireÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated
Balance at
December 31, 2002

Purchase Price
Adjustment
Reversals

Translation &
Other
Adjustments

Balance at
December 31, 2003

$ 98.5
305.3

115.9
1.2
63.7
18.0
Ì

$ Ì
(2.9)

Ì
Ì
Ì
Ì
Ì

$ 0.5
11.2

10.4
(0.3)
0.1
0.9
Ì

$602.6

$(2.9)

$22.8

$ 99.0
313.6

126.3
0.9
63.8
18.9
Ì

$622.5

61

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 7. Goodwill and Other Intangible Assets (continued)

(In millions)

North American Tire ÏÏÏÏÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle
East Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Latin American TireÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Balance at
December 31, 2001

Goodwill
Acquired

Translation &
Other
Adjustments

Balance at
December 31, 2002

Restated

$ 84.5
293.3

101.4
1.2
62.8
18.3
Ì

$ 9.5
Ì

6.8
Ì
Ì
Ì
Ì

$ 4.5
12.0

7.7
Ì
0.9
(0.3)
Ì

$561.5

$16.3

$24.8

$ 98.5
305.3

115.9
1.2
63.7
18.0
Ì

$602.6

Also, during the fourth quarter of 2002, Goodyear recorded AUD$28.5 million (approximately US$16 million
at December 31, 2002) of other intangible assets for a supply agreement with South PaciÑc Tyres (SPT), a
tire manufacturer in Australia and New Zealand in which Goodyear owns a 50% interest. The agreement
provides that Goodyear will be the exclusive provider of certain tires to SPT for the ten-year period ending
December 31, 2012. The AUD$28.5 million will be amortized over the ten-year life of the agreement.

Amortization expense for intangible assets totaled $6.6 million, $4.3 million (as restated) and $2.4 mil-
lion for 2003, 2002 and 2001, respectively. Goodyear estimates that annual amortization expense related to
intangible assets will range from approximately $4 million to $6 million during each of the next Ñve years and
the weighted average remaining amortization period is approximately 17 years.

The  total  carrying  amount  of  intangible  assets  not  subject  to  amortization  totaled  $107.1  million  at
December 31, 2003 and 2002. This amount is related to a non-compete agreement resulting from the global
alliance with Sumitomo Rubber Industries, Ltd. that commenced operations on September 1, 1999 and a
trademark in Europe. In accordance with SFAS 142, Goodyear completed the initial impairment testing prior
to March 31, 2002. Based on the results of the testing, no impairment was indicated. In addition, Goodyear
completed the required annual impairment testing for 2003 and 2002, and based on the results of the testing,
no impairment was indicated.

62

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 7. Goodwill and Other Intangible Assets (continued)

The following table presents the transitional disclosures required by SFAS 142:

(In millions, except per share)

Net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Add back: Amortization of goodwill and intangible assets with

Year Ended December 31,

Restated

2003

2002

2001

$(802.1) $(1,227.0)

$(254.1)

indeÑnite lives (net of tax) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Ì

Ì

27.5

Adjusted net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(802.1)

$(1,227.0)

$(226.6)

Basic earnings per share:
Net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Add back: Amortization of goodwill and intangible assets with

$ (4.58) $

(7.35)

$ (1.59)

indeÑnite lives (net of tax) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Ì

Ì

0.17

Adjusted net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (4.58)

$

(7.35)

$ (1.42)

Diluted earnings per share:
Restated net income (loss)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Add back: Amortization of goodwill and intangible assets with

$ (4.58)

$

(7.35)

$ (1.59)

indeÑnite lives (net of tax) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Ì

Ì

0.17

Adjusted net income (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (4.58)

$

(7.35)

$ (1.42)

Note 8.

Investments

Investments

The Company owns 3,421,305 shares of Sumitomo Rubber Industries, Ltd. (""SRI'') at December 31, 2003
(the ""Sumitomo Investment'') (24,254,306 shares at December 31, 2002). The fair value of the Sumitomo
Investment was $18.6 million and $97.5 million at December 31, 2003 and 2002, respectively, and is included
in Other Assets on the Consolidated Balance Sheet. Goodyear has classiÑed the Sumitomo Investment as
available-for-sale, as provided in Statement of Financial Accounting Standards No. 115, ""Accounting for
Certain Investments in Debt and Equity Securities.'' Changes in the fair value of the Sumitomo Investment
are reported in the Consolidated Balance Sheet as OCI. At December 31, 2003, the gross unrealized holding
gain on the Sumitomo Investment totaled $2.1 million ($3.6 million after tax), compared to the unrealized
holding loss of $19.5 million ($9.3 million after tax) at December 31, 2002.

During 2003, the Company sold 20,833,000 shares of SRI for approximately $83 million and recorded a
loss of $17.6 million ($8.9 million after tax or $0.05 per share). Goodyear had acquired a 10% ownership of
SRI as part of the 1999 global alliance between the two companies. Goodyear now holds approximately 1.5%
of SRI's outstanding shares. Also during 2003, the Company transferred its 80% ownership of Sava Tires Joint
Venture Holding d.o.o. (""Sava Tire''), a tire manufacturing subsidiary in Slovenia, to Goodyear Dunlop Tires
Europe B.V. (""GDTE'') for $282.3 million. Goodyear owns 75% of GDTE. As a result of this transaction,
Goodyear now indirectly owns 60% of Sava Tire. Refer to Note 23, Subsequent Events, for further information
about Sava Tire. Additionally in 2003, the Company purchased Arkansas Best Corporation's 19% ownership
interest in Wingfoot Commercial Tire Systems, LLC, a joint venture company formed by Goodyear and
Arkansas Best Corporation to sell and service commercial truck tires, provide retread services and conduct
related business, for $71.2 million.

63

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 8.

Investments (continued)

During  2002,  the  Company  acquired  additional  shares  of  Sava  Tire  at  a  cost  of  $38.9  million.  The
Company's ownership of this subsidiary increased from 60% to 80%. Also, during 2002, the Company acquired
additional shares of its tire manufacturing subsidiary in Turkey at a cost of $15.9 million. The Company's
ownership of this subsidiary increased from 59.4% to 74.6%.

Dividends received by the Company from its consolidated subsidiaries for 2003, 2002 and 2001 were
$219.0 million, $113.1 million and $114.8 million, respectively. Dividends received by the Company from its
unconsolidated aÇliates accounted for using the equity method for 2003, 2002 and 2001 were $2.8 million,
$1.6 million and $3.0 million, respectively.

Non-cash Investing and Financing Activities

The Consolidated Statement of Cash Flows is presented net of the following transactions:

On  July  7,  2000,  Goodyear  and  Sumitomo  amended  the  Note  Agreement  and  on  August  15,  2000:
(1)  Sumitomo  converted  Í6,536,535,167  principal  amount  of  the  Company's  Note  into  approximately
1,138,030 shares of the Common Stock of the Company; (2) the Company paid Í223,933,167 of interest on
the  Note;  and  (3)  Sumitomo  surrendered  the  Note  and  the  Company  issued  a  replacement  note  in  the
principal amount of Í6,536,535,767 due on August 16, 2001 and payable at the Company's option in cash or in
shares of Common Stock at a conversion price of Í5,731, subject to adjustment. The replacement note bore
interest at the rate of 1.2% per annum from August 15, 2000 until the Ñfteenth day prior to its conversion into
1,140,866 shares of the Company's Common Stock on February 6, 2001.

In 2002, the Company issued 11.3 million shares of its Common Stock and recorded $137.9 million as a
contribution to certain domestic pension plans. In 2001, the Company issued 4.3 million shares of its Common
Stock and recorded $100.0 million as a contribution to certain domestic pension plans.

Note 9. Properties and Plants

(In millions)
Properties and plants, at cost:

2003
Capital
Leases

Owned

Total

Owned

Restated
2002
Capital
Leases

Total

Land and improvements ÏÏÏÏÏ
Buildings and improvements ÏÏ
Machinery and equipment ÏÏÏ
Construction in progress ÏÏÏÏÏ

$

341.6
1,651.8
9,872.4
418.9

$

9.3
67.9
92.1
Ì

$

350.9
1,719.7
9,964.5
418.9

$

384.4 $ 15.9
109.2
88.4
Ì

1,643.1
9,019.9
467.8

$

400.3
1,752.3
9,108.3
467.8

Accumulated depreciationÏÏÏÏÏÏ

12,284.7
(7,162.9)

169.3
(83.9)

12,454.0
(7,246.8)

11,515.2
(6,491.2)

213.5
(81.3)

11,728.7
(6,572.5)

$ 5,121.8

$ 85.4

$ 5,207.2

$ 5,024.0

$132.2

$ 5,156.2

64

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 9. Properties and Plants (continued)

The weighted average useful lives of property used in arriving at the annual amount of depreciation provided
are as follows: buildings and improvements, approximately 18 years; machinery and equipment, approximately
10 years.

Note 10. Leased Assets

Net rental expense charged to income follows:

(In millions)
Gross rental expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Sublease rental incomeÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

$330.5
(64.9)

$298.8
(68.4)

$290.3
(67.8)

$265.6

$230.4

$222.5

Goodyear enters into capital and operating leases primarily for its vehicles, data processing equipment and its
wholesale and retail distribution facilities under varying terms and conditions. Goodyear subleases some of its
domestic retail distribution network to independent dealers. Many of the leases provide that Goodyear will pay
taxes assessed against leased property and the cost of insurance and maintenance.

While substantially all subleases and some operating leases are cancellable for periods beyond 2004,
management expects that in the normal course of its business nearly all of its independent dealer distribution
network  will  be  actively  operated.  As  leases  and  subleases  for  existing  locations  expire,  Goodyear  would
normally expect to renew the leases or substitute another more favorable retail location.

The following table presents minimum future lease payments:

(In millions)
Capital Leases

Minimum lease paymentsÏÏÏÏÏÏÏÏ
Imputed interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Executory costs ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Present value ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Operating Leases

2004

2005

2006

2007

2008

2009 and
Beyond

Total

$

8.3

$

7.0

$

6.3

$

5.8

$

5.8

$ 41.0

$

74.2
(24.9)
(1.2)

$

48.1

Minimum lease paymentsÏÏÏÏÏÏÏÏ
Minimum sublease rentals ÏÏÏÏÏÏÏ

$287.2
(43.8)

$236.8
(33.7)

$188.9
(25.0)

$145.4
(18.0)

$106.3
(12.2)

$497.8

$1,462.4

(13.6)

(146.3)

$243.4

$203.1

$163.9

$127.4

$ 94.1

$484.2

$1,316.1

Imputed interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Present value ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(503.8)

$ 812.3

65

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 10. Leased Assets (continued)

The Company is a party to lease agreements with several unrelated SPEs that are VIEs as deÑned by FIN 46.
The agreements are related to certain North American distribution facilities and certain corporate aircraft.
The fair value of the assets and liabilities, and the Company's maximum exposure to loss prior to insurance
recoveries, is approximately $60 million in these SPEs. The assets, liabilities and results of operations of these
SPEs  were  consolidated  in  the  third  quarter  of  2003  resulting  in  an  increase  in  long  term  liabilities  of
approximately $34 million and an increase in net property of approximately $28 million. The Company also
recorded a $6.1 million charge in other (income) and expense due to the adoption of this new standard.
Financing costs recognized in the Company's Ñnancial statements are not expected to change signiÑcantly.
Financing costs related to these SPEs were included in SAG prior to the third quarter 2003. EÅective with the
third quarter 2003, the Ñnancing costs are recognized as Interest Expense.

Note 11. Financing Arrangements and Derivative Financial Instruments

Goodyear had credit arrangements of $5.90 billion available at December 31, 2003, of which $335.0 million
were unused.

Short Term Debt and Financing Arrangements

At December 31, 2003, Goodyear had short term committed and uncommitted credit arrangements totaling
$347.0 million, of which $209.3 million were unused. These arrangements are available to the Company or
certain of its international subsidiaries through various domestic and international banks at quoted market
interest rates. There are no commitment fees associated with these arrangements.

Goodyear had outstanding debt obligations, which by their terms are due within one year, amounting to
$251.2 million at December 31, 2003, compared to $653.2 million at December 31, 2002. Current maturities
of long term debt represented $113.5 million of this total, with a weighted average interest rate of 5.25% at
December  31,  2003  ($369.8  million  and  7.83%  at  December  31,  2002,  respectively).  The  remaining
$137.7 million was short term debt of international subsidiaries, with a weighted average interest rate of 4.81%
at December 31, 2003 ($283.4 million and 5.31% at December 31, 2002, respectively).

66

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

Long Term Debt and Financing Arrangements

At  December  31,  2003,  Goodyear  had  long  term  credit  arrangements  totaling  $5.55  billion,  of  which
$125.6 million were unused.

The following table presents long term debt at December 31:

(In millions)
5.375% Swiss franc bond due 2006 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
6.375% Euro Notes due 2005 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Notes:

8±% due 2003 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
6µ% due 2006 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
8¥% due 2007 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
6≥% due 2008 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
7 6/7% due 2011 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
7% due 2028 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Bank term loans:

$645 million senior secured U.S. term facility due 2005ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
$650 million senior secured European facilities due 2005ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
$1.30 billion senior secured asset-backed credit facilities due 2006 ÏÏÏÏÏÏ
Bank term loans due 2004 and 2005 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Revolving credit facilities due 2005 and 2006 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other domestic and international debt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Capital lease obligations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Less portion due within one year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

Restated
2002

$ 128.0
504.6

$ 114.0
418.8

Ì
264.5
300.0
99.8
650.0
149.1

583.3
400.0
800.0
Ì
839.0
173.3

300.0
269.2
300.0
99.8
650.0
149.0

Ì
Ì
Ì
850.0
Ì
145.0

4,891.6
48.1

4,939.7
113.5

3,295.8
63.8

3,359.6
369.8

$4,826.2

$2,989.8

At December 31, 2003, the fair value of Goodyear's long term Ñxed rate debt amounted to $2.11 billion,
compared to its carrying amount of $2.23 billion. At December 31, 2002, the fair value of Goodyear's long
term  Ñxed  rate  debt  amounted  to  $2.10  billion,  compared  to  its  carrying  amount  of  $2.48  billion.  The
diÅerence between the carrying value in 2003 and 2002 was attributable primarily to lower long term Ñxed rate
debt resulting from the maturity of notes in March of 2003. The diÅerence between the fair market and
carrying values year over year was attributable to lower yields in 2003. The fair value was estimated using
quoted market prices or discounted future cash Öows. The fair value of the 6µ% Notes due 2006 was hedged
by  Öoating  interest  rate  contracts  of  $200  million  and  $250  million  at  December  31,  2003  and  2002,
respectively. The fair value of Goodyear's variable rate debt approximated its carrying amount at Decem-
ber 31, 2003 and 2002.

The Notes and Euro Notes have an aggregate face amount of $1.96 billion and are reported net of
unamortized discounts aggregating $1.7 million ($2.17 billion and $2.2 million, respectively, at December 31,
2002).

67

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

At December 31, 2003, the bank term loans due 2005 and 2006 were comprised of $1.78 billion of
variable rate agreements based upon LIBOR plus a Ñxed spread, bearing interest at a weighted average rate of
5.17% per annum, of which the interest rate on $325.0 million principal amount of bank term loans due 2005
and 2006 was hedged by Ñxed interest rate contracts. At December 31, 2002, the bank term loans due 2004
and 2005 were comprised of $850.0 million of variable rate agreements based upon LIBOR plus a Ñxed spread
bearing interest at a weighted average rate of 3.82% per annum, of which the interest rate on $325 million
principal amount of bank term loans due 2004 and 2005 was hedged by interest rate contracts. There were no
domestic short term bank borrowings outstanding at December 31, 2003 or 2002.

At  December  31,  2003,  borrowings  under  the  revolving  credit  facilities  due  2005  and  2006  were
comprised  of  $839.0  million  of  variable  rate  agreements  based  upon  LIBOR  plus  a  Ñxed  spread  bearing
interest at a weighted average rate of 5.15% per annum.

Other domestic and international debt at December 31, 2003, consisted of Ñxed and Öoating rate loans
denominated in U.S. dollars and other currencies that mature in 2004-2023. Other domestic and international
debt  that  was  outstanding  at  December  31,  2002,  was  scheduled  to  mature  in  2003-2012.  The  weighted
average interest rate in eÅect under these loans was 6.25% at December 31, 2003, compared to 6.15% at
December 31, 2002.

On April 1, 2003, the Company completed a comprehensive restructuring and reÑnancing of its bank
credit  and  receivables  securitization  facilities.  After  completing  the  restructuring  and  reÑnancing,  the
Company replaced a total of $2,938 million in Ñnance facilities with a total of $3,345 million of Ñnance
facilities including:

‚ $750 million Senior Secured U.S. Revolving Credit Facility due April 2005;

‚ $645 million Senior Secured U.S. Term Facility due April 2005;

‚ $650 million Senior Secured European Facilities due April 2005; and

‚ $1.30 billion Senior Secured Asset-Backed Facilities due March 2006.

The accounts receivable and debt that are subject to the new $1.30 billion asset-backed facilities are
included on Goodyear's consolidated balance sheet at December 31, 2003. Accounts receivable subject to the
terminated  $763  million  domestic  and  Canadian  accounts  receivable  programs  were  not  included  on  the
consolidated balance sheet at December 31, 2002.

$750 Million Senior Secured U.S. Revolving Credit Facility

The  Company's  amended  and  restated  senior  secured  $750  million  revolving  credit  facility  provides  for
borrowing up to the $750 million commitment at any time until April 30, 2005. Up to $600 million of the
facility is available for the issuance of letters of credit. Under the facility, as of December 31, 2003, there were
borrowings of $200.0 million and $485.4 million in letters of credit issued. The Company pays an annual
commitment fee of 75 basis points on the undrawn portion of the commitment under the U.S. revolving credit
facility. On March 12, 2004, in connection with the Company's recent Ñnancing activities, $70.0 million of the
outstanding balance was prepaid and the bank commitments under this facility were permanently reduced to
$680 million.

$645 Million Senior Secured U.S. Term Facility

As of December 31, 2003, the balance due on the U.S. term facility was $583.3 million due to a partial pay
down of the balance during the second quarter of 2003. In connection with the Company's recent Ñnancing

68

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

activities, on March 12, 2004, all outstanding amounts under the facility were prepaid and the facility was
retired. The U.S. term facility had a maturity date of April 30, 2005.

In 2003, the Company obtained loans under the U.S. revolving credit facility and the U.S. term facility
(collectively, the ""U.S. facilities'') bearing interest at LIBOR plus 400 basis points or an alternative base rate
(the higher of JPMorgan's prime rate or the federal funds rate plus 50 basis points) plus 300 basis points.

The collateral pledged under the U.S. facilities includes:

‚ subject to certain exceptions, all of the capital stock of the Company's domestic subsidiaries and 65%

of the capital stock of its direct-owned foreign subsidiaries;

‚ perfected Ñrst-priority security interests in and mortgages on certain property, plant and equipment

with a book value of at least $1.00 billion;

‚ perfected  Ñrst-priority  security  interests  in  and  mortgages  on  substantially  all  of  Goodyear's  other
tangible and intangible assets including equipment, contract rights and intellectual property; and

‚ perfected third-priority security interests in all accounts receivable and inventory pledged as security
under the Company's $1.30 billion senior secured asset-backed facilities, cash and cash accounts, and
65% of the capital stock of Goodyear Finance Holding S.A.

The indenture for the Company's Swiss franc denominated bonds limits its ability to use its domestic tire
and automotive parts manufacturing facilities as collateral for secured debt without triggering a requirement
that bond holders be secured on an equal and ratable basis. The manufacturing facilities indicated above will
be pledged to ratably secure the Company's Swiss franc denominated bonds to the extent required under the
applicable indenture. However, the aggregate amount collateralized by these manufacturing facilities will be
limited to 15% of the Company's shareholders' equity, in order that the security interests granted to the
lenders under the restructured facilities will not be required to be shared with the holders of indebtedness
outstanding under the Company's other existing bond indentures.

The  facilities  have  customary  representations  and  warranties  including,  as  a  condition  of  borrowing,
material adverse change representations in the Company's Ñnancial condition since December 31, 2002. In
addition, the U.S. facilities contain certain covenants that, among other things, limit the Company's ability to
incur additional secured indebtedness (including a limit, subject to certain exceptions, of 275 million Euros in
accounts receivable transactions), make investments, and sell assets beyond speciÑed limits. The facilities
prohibit Goodyear from paying dividends on its common stock. Goodyear must also maintain a minimum
consolidated net worth (as such term is deÑned in the U.S. facilities) of at least $2.80 billion and $2.50 billion
for quarters ending in 2003 and 2004, respectively, and $2.00 billion for the quarter ending March 31, 2005.
Under the facilities, Goodyear was not permitted to fall below a ratio of 2.25 to 1.00 of consolidated EBITDA
to consolidated interest expense (as such terms are deÑned in each of the restructured credit facilities) for any
period of four consecutive Ñscal quarters. On February 19, 2004, in connection with an amendment to the
credit facilities, the ratio was reduced to 2.00 to 1.00. In addition, Goodyear's ratio of consolidated senior
secured  indebtedness  to  consolidated  EBITDA  (as  such  terms  are  deÑned  in  the  U.S.  facilities)  is  not
permitted  to  be  greater  than  4.00  to  1.00  at  any  time.  As  of  December  31,  2003,  the  Company  was  in
compliance with the Ñnancial covenants under the credit facilities.

The U.S. facilities also limit the amount of capital expenditures the Company may make to $360 million,
$500 million, and $500 million in 2003, 2004 and 2005 ($200 million through April 30, 2005), respectively.
The amounts of permitted capital expenditures may be increased by the amount of net proceeds retained by
the Company from permitted asset sales and equity and debt issuances after application of the prepayment
requirement in the U.S. term facility. As a result of certain activities, the capital expenditure limit for 2003

69

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

was increased from $360 million to approximately $381 million. In addition, to the extent the Company does
not reach the limit of permitted capital expenditures in any given year, such shortfall may be carried over into
the next year. With respect to 2004, increases totaling $270 million are permitted as a result of capital market
transactions completed during the Ñrst quarter 2004 and unused allowances from 2003.

$650 Million Senior Secured European Facilities

GDTE is party to a $250 million senior secured revolving credit facility and a $400 million senior secured term
loan  facility  (collectively,  the  ""European  facilities'').  These  facilities  mature  on  April  30,  2005.  As  of
December 31, 2003, there were borrowings of $250.0 million and $400.0 million under the European revolving
and term facilities, respectively.

GDTE pays an annual commitment fee of 75 basis points on the undrawn portion of the commitments
under the European revolving facility. GDTE may obtain loans under the European facilities bearing interest
at LIBOR plus 400 basis points or an alternative base rate (the higher of JPMorgan's prime rate or the federal
funds rate plus 50 basis points) plus 300 basis points.

The collateral pledged under the European facilities includes:

‚ all of the capital stock of Goodyear Finance Holding S.A. and certain subsidiaries of GDTE; and

‚ a perfected Ñrst-priority interest in and mortgages on substantially all the tangible and intangible assets
of GDTE in the United Kingdom, Luxembourg, France and Germany, including certain accounts
receivable,  inventory,  real  property,  equipment,  contract  rights  and  cash  and  cash  accounts,  but
excluding certain accounts receivable used in securitization programs.

Consistent  with  the  covenants  applicable  to  Goodyear  in  the  U.S.  facilities,  the  European  facilities
contain certain representations, warranties  and covenants applicable to GDTE  and its subsidiaries which,
among other things, limit GDTE's ability to incur additional indebtedness (including a limit of 275 million
Euros  in  accounts  receivable  transactions),  make  investments,  sell  assets  beyond  speciÑed  limits,  pay
dividends  and  make  loans  or  advances  to  Goodyear  companies  that  are  not  subsidiaries  of  GDTE.  The
European facilities also contain certain covenants applicable to the Company identical to those in the U.S.
facilities. The European facilities also limit the amount of capital expenditures that GDTE may make to
$180 million, $250 million and $100 million in 2003, 2004 and 2005 (through April 30), respectively.

Subject to the provisions in the European facilities and agreements with Goodyear's joint venture partner,
SRI (which include limitations on loans and advances from GDTE to Goodyear and a requirement that
transactions with aÇliates be consistent with past practices or on arms-length terms), GDTE is permitted to
transfer funds to Goodyear.

Any amount outstanding under the term facility is required to be prepaid with:

‚ 75% of the net cash proceeds of all sales and dispositions of assets by GDTE and its subsidiaries greater

than $5 million; and

‚ 50% of the net cash proceeds of debt and equity issuances by GDTE and its subsidiaries.

The U.S. and European facilities can be used, if necessary, to fund ordinary course of business needs, to

repay maturing debt, and for other needs as they arise.

$1.30 Billion Senior Secured Asset-Backed Credit Facilities

The Company has also entered into senior secured asset-backed credit facilities in an aggregate principal
amount of $1.30 billion, consisting of a $500 million revolving credit facility and an $800 million term loan

70

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

facility. As of December 31, 2003, there were borrowings of $389.0 million and $800.0 million under the
revolving credit and term loan asset-backed facilities, respectively. The facilities mature on March 31, 2006.

Availability under the facilities is limited by a borrowing base equal to the sum of (a) 85% of adjusted
eligible accounts receivable and (b) (i) if the eÅective advance rate for inventory is equal to or greater than
85% of the recovery rate (as determined by a third party appraisal) of such inventory, 85% of the recovery rate
of such inventory, or (ii) if the eÅective advance rate for inventory is less than 85% of the recovery rate,
(A) the sum of 35% of eligible raw materials, 65% of adjusted eligible Ñnished goods relating to the North
American Tire Segment, and 60% of adjusted eligible Ñnished goods relating to the retail division, Engineered
Products Segment and Chemical Products Segment minus (B) a rent reserve equal to three months' rent and
warehouse charges at facilities where inventory is stored.

The calculation of the borrowing base and reserves against inventory and accounts receivable included in
the borrowing base are subject to adjustment from time to time by the administrative agent and the majority
lenders in their discretion (not to be exercised unreasonably), based on the results of ongoing collateral and
borrowing base evaluations and appraisals. Availability under the facilities is further limited by a $50 million
availability  block.  If  at  any  time  the  amount  of  outstanding  borrowings  under  the  facilities  exceeds  the
borrowing  base,  the  Company  will  be  required  to  prepay  borrowings  suÇcient  to  eliminate  the  excess  or
maintain compensating deposits with the agent bank.

The facilities are collateralized by a Ñrst-priority security interest in all accounts receivable and inventory
of Goodyear and its domestic and Canadian subsidiaries (excluding accounts receivable and inventory related
to the Company's North American joint venture with SRI) and, eÅective as of February 20, 2004, second-
priority  security  interest  on  the  other  assets  securing  the  U.S.  facilities.  The  facilities  contain  certain
representations, warranties and covenants which are materially the same as those in the U.S. facilities, with
capital  expenditures  of  $500  million  and  $150  million  permitted  in  2005  and  2006  (through  March  31),
respectively. On February 20, 2004, the Company added a $650 million tranche to the facility, not subject to
the borrowing base, and with junior lien on the collateral securing the facility.

Terminated or Amended Facilities

Until April 1, 2003, the Company was a party to two revolving credit facilities, consisting of a $750 million
Ñve-year revolving credit facility and a $575 million 364-day revolving credit facility. The Company was also a
party to an $800 million term loan agreement, a $50 million term loan agreement, a $700 million accounts
receivable facility with respect to its domestic trade accounts receivable and an aggregate of $346 million of
non-domestic  accounts  receivable  facilities.  With  the  exception  of  (i)  $275  million  of  the  non-domestic
accounts receivable facilities, which remained in place as of April 1, 2003, and (ii) the $750 million Ñve-year
revolving credit facility, which was amended and restated, each of these arrangements was terminated as of
April 1, 2003, in connection with the restructuring and reÑnancing.

Refer to Note 5 for further information on the accounts receivable facilities.

71

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

Debt Maturities

The annual aggregate maturities of long term debt and capital leases for the Ñve years subsequent to 2003 are
presented below. Maturities of debt supported by the availability of the revolving credit agreements have been
reported on the basis that the commitments to lend under these agreements will be terminated eÅective at the
end of their current terms.

(In millions)
Debt incurred under or supported by

2004

2005

2006

2007

2008

revolving credit agreements ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Ì international ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Ì domestic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 70.0
40.8
2.7

$ 450.0
437.9
1,120.0

$ 319.0
2.0
1,224.6

$ Ì $ Ì
3.6
101.9

1.2
303.7

$113.5

$2,007.9

$1,545.6

$304.9

$105.5

In connection with the Company's Ñnancing activities during the Ñrst quarter of 2004, Goodyear's long-term
debt commitments in 2005 and 2006 were reduced by $665 million and $64 million, respectively. Refer to
Note 23 for further information about the Company's Ñnancing activities in 2004.

Derivative Financial Instruments

Goodyear  adopted  Statement  of  Financial  Accounting  Standards  No.  133,  ""Accounting  for  Derivative
Instruments and Hedging Activities,'' as amended and interpreted, on January 1, 2001.

Interest Rate Exchange Contracts

Goodyear manages its Ñxed and Öoating rate debt mix, within deÑned limitations, using reÑnancings and
unleveraged interest rate swaps. Goodyear will enter into Ñxed and Öoating interest rate swaps to hedge against
the eÅects of adverse changes in interest rates on consolidated results of operations and future cash outÖows
for interest. Fixed rate swaps are used to reduce Goodyear's risk of increased interest costs during periods of
rising interest rates, and are normally designated as cash Öow hedges. Floating rate swaps are used to convert
the Ñxed rates of long term borrowings into short term variable rates, and are normally designated as fair value
hedges. Interest rate swap contracts are used by Goodyear to separate interest rate risk management from the
debt funding decision. At December 31, 2003, the interest rate on 47% of Goodyear's debt was Ñxed by either
the nature of the obligation or through the interest rate contracts, compared to 70% at December 31, 2002.

72

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

The following tables present contract information and weighted average interest rates. Current market

pricing models were used to estimate the fair values of interest rate exchange contracts.

December 31, 2002

Settled

December 31, 2003

(Dollars in millions)
Fixed rate contracts:

Notional principal amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pay Ñxed rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Receive variable LIBORÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Average years to maturity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Fair value: asset (liability) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Carrying amount:

Current liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long term liability ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Floating rate contracts:

Notional principal amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pay variable LIBOR ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Receive Ñxed rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Average years to maturity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Fair value: asset (liability) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Carrying amount:

Ì
Ì
Ì

$50.0
3.35%
6.63

$325.0

5.00%
1.40
1.25
$(14.2)

(11.6)
(2.6)

$250.0

3.18%
6.63
3.95
$ 20.3

$325.0

5.00%
1.17
0.25
$ (3.1)

(3.1)
Ì

$200.0

2.96%
6.63
2.95
$ 13.0

7.4
5.6

Current asset ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long term asset ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

8.4
11.9

Weighted average information during the years 2003, 2002 and 2001 follows:

(Dollars in millions)
Fixed rate contracts:

2003

2002

2001

Notional principal amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pay Ñxed rateÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Receive variable LIBOR ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$325.0

$325.0

$129.0

5.00%
1.24

5.00%
1.91

5.43%
3.58

Floating rate contracts:

Notional principal amount ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Pay variable LIBORÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Receive Ñxed rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$207.0

$210.0

3.03%
6.63

3.68%
6.63

Ì
Ì
Ì

Interest Rate Lock Contracts

Goodyear will use, when appropriate, interest rate lock contracts to hedge the risk-free rate component of
anticipated  long  term  debt  issuances.  These  contracts  are  designated  as  cash  Öow  hedges  of  forecasted
transactions.  Gains  and  losses  on  these  contracts  are  amortized  to  income  over  the  life  of  the  debt.  No
contracts were outstanding at December 31, 2003 or 2002.

Foreign Currency Contracts

In order to reduce the impact of changes in foreign exchange rates on consolidated results of operations and
future foreign currency-denominated cash Öows, Goodyear will enter into foreign currency contracts. These

73

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

contracts  reduce  exposure  to  currency  movements  aÅecting  existing  foreign  currency-denominated  assets,
liabilities,  Ñrm  commitments  and  forecasted  transactions  resulting  primarily  from  trade  receivables  and
payables, equipment acquisitions, intercompany loans, royalty agreements and forecasted purchases and sales.
In addition, the principal and interest on Goodyear's Swiss franc bond due 2006 and Euro100 million of Euro
Notes due 2005 are hedged by currency swap agreements.

Contracts  hedging  the  Swiss  franc  bond  and  the  Euro  Notes  are  designated  as  cash  Öow  hedges.

Contracts hedging short term trade receivables and payables normally have no hedging designation.

Amounts  are  reclassiÑed  from  OCI  into  earnings  each  period  to  oÅset  the  eÅects  of  exchange  rate
movements on the principal and interest of the Swiss franc bond and the Euro Notes. Amounts are also
reclassiÑed  concurrently  with  the  recognition  of  intercompany  royalty  expense  and  sales  of  intercompany
purchases to third parties.

The following table presents foreign currency contracts at December 31:

(In millions)
Buy currency:

2003

Restated
2002

Fair
Value

Contract
Amount

Fair
Value

Contract
Amount

EuroÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Swiss franc ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Brazilian real ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Japanese yenÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
U.S. dollarÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Czech krona ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
British pound ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$155.1
125.8
Ì
13.0
127.9
Ì
Ì

$119.2
80.6
Ì
16.7
128.4
Ì
Ì

$353.4
140.3
42.4
14.4
13.7
13.3
2.1

$320.6
111.2
40.0
15.2
14.2
13.5
2.1

$421.8

$344.9

$579.6

$516.8

Contract maturity:

Swiss franc swapÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Euro swap ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
All other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

3/06
6/05
1/04 Ó 7/19

3/06
6/05
1/03 Ó 12/18

74

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

(In millions)
Sell currency:

2003

Restated
2002

Fair
Value

Contract
Amount

Fair
Value

Contract
Amount

British pound ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Brazilian real ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Swedish krona ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Canadian dollar ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EuroÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
All other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$157.9
Ì
44.2
93.0
71.3
19.8

$155.2
Ì
44.3
91.7
70.0
19.8

$ 52.6
42.4
35.4
23.4
13.6
8.7

$ 53.1
43.6
35.6
23.7
13.4
9.1

$386.2

$381.0

$176.1

$178.5

Contract maturityÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2/04

1/03

Carrying amount Ì asset (liability):

Swiss franc swap Ì current ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Swiss franc swap Ì long term ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Euro swaps Ì currentÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Euro swaps Ì long termÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Ì current asset ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other Ì current (liability) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

$(1.6)
46.8
20.5
13.2
7.2
(14.4)

Restated
2002

$(2.8)
31.6
(1.1)
27.8
11.8
(2.1)

At December 31, 2002, Goodyear held foreign currency Euro put options, exercisable during 2003, to reduce
exposure to currency movements on 2003 forecasted intercompany sales. These options were designated as
cash Öow hedges. At December 31, 2002, the underlying contract value of these options totaled $42.6 million
and the fair value totaled $0.2 million. At December 31, 2003, the Company did not hold any outstanding
foreign currency options.

The counterparties to Goodyear's interest rate swaps and foreign exchange contracts were substantial and
creditworthy  multinational  commercial  banks  or  other  Ñnancial  institutions  that  are  recognized  market
makers.  Due  to  the  creditworthiness  of  the  counterparties,  Goodyear  considers  the  risk  of  counterparty
nonperformance associated with these contracts to be remote. However, the inability of a counterparty to
fulÑll its obligations when due could be material relative to the consolidated Ñnancial position, results of
operations or liquidity of Goodyear in the period in which it occurs.

Hedges of Net Investment in Foreign Operations

In order to reduce the impact of changes in foreign exchange rates on consolidated shareholders' equity,
Goodyear has designated certain foreign currency-denominated non-derivative instruments as hedges of its net
investment in various foreign operations.

Throughout  2002,  Euro100  million  of  Goodyear's  6.375%  Euro  Notes  due  2005  was  designated  as
hedging Goodyear's net investment in certain European subsidiaries that have the Euro as the functional
currency. During 2003, the Company eliminated this hedge in order to more eÅectively manage other foreign
currency exposures.

75

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 11. Financing Arrangements and Derivative Financial Instruments (continued)

Results of Hedging Activities

IneÅectiveness and premium amortization pretax charges totaled $1.0 million and $0.5 million during the
twelve  months  ended  December  31,  2003  and  2002,  respectively.  Deferred  net  pretax  losses  totaling
$3.3 million on hedges of forecasted transactions are anticipated to be recognized in income during the twelve
months ending December 31, 2004, due to pay/receive interest rate diÅerentials on Ñxed rate interest rate
contracts. It is not practicable to estimate the amount of deferred gains and losses that will be recognized in
income resulting from the remeasurement of certain long term currency exchange agreements.

Deferred pretax losses totaling $4.2 million and gains totaling $16.0 million were recorded as Foreign
Currency Translation Adjustment during the twelve months ended December 31, 2003 and 2002, respectively,
as a result of the designation of nonderivative instruments as net investment hedges. These gains and losses are
only  recognized  in  earnings  upon  the  complete  or  partial  sale  of  the  related  investment  or  the  complete
liquidation of the investment.

Note 12. Stock Compensation Plans and Dilutive Securities

The Company's 1989 Goodyear Performance and Equity Incentive Plan, the 1997 Performance Incentive Plan
of The Goodyear Tire & Rubber Company and the 2002 Performance Plan of The Goodyear Tire & Rubber
Company provide for the granting of stock options and stock appreciation rights (SARs), restricted stock,
performance grants and other stock-based awards. For options granted in tandem with SARs, the exercise of a
SAR cancels the stock option; conversely, the exercise of the stock option cancels the SAR. The 1989 Plan
expired on April 14, 1997, and the 1997 Plan expired on December 31, 2001, except, in each case, with respect
to grants and awards outstanding. The 2002 Plan will expire by its terms on April 15, 2005, except with respect
to grants and awards then outstanding. A maximum of 12,000,000 shares of the Company's Common Stock
are available for issuance pursuant to grants and awards made under the 2002 Plan through April 15, 2005.
Stock options and related SARs granted under the above plans generally have a maximum term of ten years
and vest pro rata over four years.

Performance units granted during 2002 and 2001 are earned based on Return on Invested Capital and
Total Shareholder Return relative to the S&P Auto Parts & Equipment Companies (each weighted at 50%)
over a three year performance period beginning January 1 of the year subsequent to the year of grant. To the
extent earned, a portion of the performance units will generally be paid 50% in cash and 50% in stock (subject
to deferral under certain circumstances). A portion may be automatically deferred in the form of units until
the participant is no longer an employee of the company. Each unit is equivalent to a share of the Company's
Common Stock and payable in cash, shares of the Company's Common Stock or a combination thereof at the
election of the participant.

On December 4, 2000, the Company adopted The Goodyear Tire & Rubber Company Stock Option Plan
for  Hourly  Bargaining  Unit  Employees,  under  which  options  in  respect  of  up  to  3,500,000  shares  of  the
Common Stock of the Company may be granted, and the Hourly and Salaried Employee Stock Option Plan,
under which options in respect of up to 600,000 shares of the Company's Common Stock may be granted.
Stock options granted under these plans generally have a maximum term of ten years and vest over one to
three years. The Hourly Bargaining Unit Plan expired on September 30, 2001, and the Hourly and Salaried
Plan expired on December 31, 2002, except, in each case, with respect to options then outstanding.

76

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 12. Stock Compensation Plans and Dilutive Securities (continued)

Stock-based compensation activity for the years 2003, 2002 (as restated) and 2001 follows:

2003

Restated
2002

2001

Shares

SARs

Shares

SARs

Shares

SARs

Outstanding at January 1 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 24,476,229

4,110,830

21,841,798

3,398,781

19,054,838

2,783,983

Options granted ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 3,907,552

1,009,588

3,454,724

863,372

3,208,270

732,248

Options without SARs exercised ÏÏÏÏÏÏÏÏÏ

Options with SARs exercised ÏÏÏÏÏÏÏÏÏÏÏÏ

SARs exercised ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Ì

Ì

Ì

Ì (110,642)

Ì (105,360)

Ì

Ì

Ì

(6,439)

(6,439)

(6,665)

(6,665)

(400)

(400)

(13,500)

(13,500)

Options without SARs expired ÏÏÏÏÏÏÏÏÏÏÏ (1,011,943)

Ì (509,313)

Ì (345,151)

Ì

Options with SARs expiredÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(154,629) (154,629)

(144,484) (144,484)

(97,285)

(97,285)

Performance units grantedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Performance unit shares issuedÏÏÏÏÏÏÏÏÏÏÏ

8,500

Ì

Ì

Ì

227,100

(28,196)

Ì

Ì

283,300

Ì

Performance units cancelled ÏÏÏÏÏÏÏÏÏÏÏÏÏ

(225,724)

Ì (247,919)

Ì (136,649)

Ì

Ì

Ì

Outstanding at December 31 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 26,999,985

4,965,789

24,476,229

4,110,830

21,841,798

3,398,781

Exercisable at December 31 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ 18,697,146

2,899,381

15,205,724

2,314,354

12,217,868

1,809,894

Available for grant at December 31ÏÏÏÏÏÏÏÏÏ 4,846,238

8,497,830

486,130

SigniÑcant option groups outstanding at December 31, 2003 and related weighted average price and remaining
life information follows:

Grant
Date

12/03/03
12/03/02
12/03/01
12/04/00
12/06/99
11/30/98
12/02/97
12/03/96
1/09/96
All other

Options
Outstanding

3,850,350
2,852,209
2,866,659
5,565,588
3,038,882
1,985,082
1,724,537
1,463,898
1,114,990
1,963,669

Options
Exercisable

Ì
883,110
1,759,012
5,117,938
3,038,882
1,985,082
1,724,537
1,463,898
1,114,990
1,609,697

Exercisable
Price

Remaining
Life (Years)

$6.81
7.94
22.05
17.68
32.00
57.25
63.50
50.00
44.00
32.89

10
9
8
7
6
5
4
3
2
4.3

The 1,963,669 options in the ""All other'' category were outstanding at exercise prices ranging from $5.52 to
$74.25, with a weighted average exercise price of $29.45. All options and SARs were granted at an exercise
price equal to the fair market value of the Company's Common Stock at the date of grant.

77

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 12. Stock Compensation Plans and Dilutive Securities (continued)

Weighted average option exercise price information follows:

Outstanding at January 1 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Granted during the year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Exercised during the yearÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Outstanding at December 31 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Exercisable at December 31 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$30.28
6.81
Ì
26.90
33.80

$33.87
7.94
17.78
30.28
38.13

$35.54
22.05
20.53
33.87
41.34

2003

2002

2001

Forfeitures and cancellations were insigniÑcant.

Weighted average fair values at date of grant for grants in 2003, 2002 and 2001 follow:

2003

2002

2001

OptionsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Performance units ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$3.41
6.81

$3.59
7.94

$6.95
22.05

The  above  fair  value  of  options  at  date  of  grant  was  estimated  using  the  Black-Scholes  model  with  the
following weighted average assumptions:

2003

2002

2001

5
Expected life (years) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
3.41% 3.18% 4.48%
Interest rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Volatility ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
47.5
54.0
Dividend yield ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ Ì

25.2
Ì 3.18

5

5

The fair value of performance units at date of grant was equal to the market value of the Company's Common
Stock at that date.

Stock-based compensation expense (income) included in income before tax for 2003, 2002 and 2001 was

$1.3 million, $(5.6) million and $5.3 million, respectively.

Basic earnings per share has been computed based on the average number of common shares outstanding.
The following table presents the number of incremental weighted average shares used in computing diluted
per share amounts:

2003

2002

2001

Average shares outstanding Ì basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Stock options ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

175,314,449
Ì

167,020,375
Ì

159,955,869
Ì

Average shares outstanding Ì diluted ÏÏÏÏÏÏÏÏÏÏÏÏ

175,314,449

167,020,375

159,955,869

The average shares outstanding-diluted totals for 2003, 2002 and 2001 do not include the antidilutive impact
of 0.1 million, 0.8 million and 1.8 million shares, respectively, of potential common stock associated with stock
options.  2001  does  not  include  0.1  million  shares  associated  with  the  Sumitomo  1.2%  Convertible  Note
Payable.

Refer to Note 1 for additional information on stock-based compensation.

78

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 13. Pension, Other Postretirement BeneÑt and Savings Plans

Goodyear and its subsidiaries provide substantially all employees with pension beneÑts. The principal domestic
hourly  plan  provides  beneÑts  based  on  length  of  service.  The  principal  domestic  plans  covering  salaried
employees provide beneÑts based on Ñnal Ñve-year average earnings formulas. Salaried employees making
voluntary  contributions  to  these  plans  receive  higher  beneÑts.  Other  plans  provide  beneÑts  similar  to  the
principal domestic plans as well as termination indemnity plans at certain international subsidiaries. At the
end  of  2003  and  2002,  assets  exceeded  accumulated  beneÑts  in  certain  plans  and  accumulated  beneÑts
exceeded assets in others.

The Company and its subsidiaries provide substantially all domestic employees and employees at certain
international subsidiaries with health care and life insurance beneÑts upon retirement. Insurance companies
provide life insurance and certain health care beneÑts through premiums based on expected beneÑts to be paid
during the year. Substantial portions of the health care beneÑts for domestic retirees are not insured and are
paid by Goodyear. BeneÑt payments are funded from operations. The December 31, 2003, beneÑt obligation
for  other  postretirement  beneÑts  includes  $11.0  million  for  the  increase  in  the  Company's  contribution
requirements based upon the attainment of certain proÑt levels by certain businesses in 2004 and 2005. On
December 8, 2003, the Medicare Prescription Drug, Improvement and Modernization Act (the ""Act'') was
signed into law. In accordance with FASB StaÅ Position 106-1, all amounts are presented without reÖecting
any potential eÅects of the Act. SpeciÑc authoritative guidance on the accounting implications of the Act is
pending. Such guidance, when issued, may require restatement of previously disclosed amounts.

The Company uses a December 31 measurement date for the majority of its plans.

Net periodic pension cost follows:

(In millions)
Service cost Ó beneÑts earned during the period ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest cost on projected beneÑt obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Expected return on plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Amortization of unrecognized: Ì prior service cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì net (gains) losses ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì transition amountÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

$122.2
400.0
(310.6)
74.2
125.1
1.1

$116.3
385.1
(391.1)
81.6
35.9
0.6

$116.6
372.7
(441.0)
84.1
7.1
0.6

$412.0

$228.4

$140.1

Goodyear  recognized  a  settlement  loss  of  $7.1  million,  a  curtailment  loss  of  $38.1  million  and  a  special
termination loss of $43.0 million during 2003. Goodyear recognized a curtailment loss of $0.3 million and a
special termination loss of $0.8 million during 2002. During 2001, Goodyear recognized a settlement gain of
$1.1 million, a curtailment gain of $0.8 million and a special termination loss of $25.1 million. Refer to Note 3.

Net periodic postretirement beneÑt cost follows:

(In millions)
Service cost Ó beneÑts earned during the period ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Interest cost on accumulated beneÑt obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Amortization of unrecognized: Ì net lossesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì prior service cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

$ 24.1
174.0
32.0
17.0

$ 19.5
186.9
26.2
19.4

$ 19.2
179.3
19.7
10.4

$247.1

$252.0

$228.6

79

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 13. Pension, Other Postretirement BeneÑt and Savings Plans (continued)

As a result of rationalization actions in 2003, Goodyear recognized a curtailment loss of $23.6 million and a
loss from special termination beneÑts of $20.0 million. Goodyear recognized a curtailment gain of $0.2 million
and a special termination loss of $6.5 million as a result of rationalization actions in 2001. Refer to Note 3.

The  change  in  beneÑt  obligation  and  plan  assets  for  2003  and  2002  and  the  amounts  recognized  in

Goodyear's Consolidated Balance Sheet at December 31, 2003 and 2002 are as follows:

(In millions)
Change in beneÑt obligation:

Pension Plans

Other BeneÑts

2003

Restated
2002

2003

Restated
2002

Beginning balance ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Service cost Ì beneÑts earned ÏÏÏÏÏÏÏÏ
Interest cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Plan amendmentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Actuarial loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Employee contributions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Curtailments/settlements ÏÏÏÏÏÏÏÏÏÏÏÏ
Special termination beneÑts ÏÏÏÏÏÏÏÏÏÏ
Foreign currency translation ÏÏÏÏÏÏÏÏÏÏ
BeneÑt payments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(6,059.3)
(122.2)
(400.0)
(112.4)
(360.0)
(18.8)
16.3
(42.9)
(257.6)
473.4

$(5,443.0)
(116.3)
(385.1)
(5.4)
(323.8)
(19.7)
1.6
Ì
(126.6)
359.0

$(2,723.1)
(24.1)
(174.0)
(275.8)
(88.9)
(6.6)
(15.0)
(21.3)
(22.9)
273.1

$(2,565.0)
(19.5)
(186.9)
(127.0)
(111.3)
(4.8)
Ì
Ì
1.8
289.6

Ending balanceÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(6,883.5)

(6,059.3)

(3,078.6)

(2,723.1)

Change in plan assets:

Beginning balance ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Actual return on plan assets ÏÏÏÏÏÏÏÏÏÏ
Company contributions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Employee contributions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign currency translation ÏÏÏÏÏÏÏÏÏÏ
BeneÑt payments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Ending balanceÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Funded status ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrecognized prior service cost ÏÏÏÏÏÏÏÏÏ
Unrecognized net loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrecognized net obligation at transition

$ 3,602.4
707.4
115.7
18.8
158.2
(473.4)

$ 4,129.1
(2,754.4)
503.4
2,195.4
3.9

$ 4,176.2

$

(535.7)
226.9
19.7
74.3
(359.0)

$

$ 3,602.4
(2,456.9)
492.3
2,298.9
4.4

Ì $
Ì
Ì
Ì
Ì
Ì

Ì $

(3,078.6)
480.9
763.1
Ì

Ì
Ì
Ì
Ì
Ì
Ì

Ì
(2,723.1)
229.3
704.3
Ì

Net amount recognized ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $

(51.7)

$

338.7

$(1,834.6)

$(1,789.5)

80

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 13. Pension, Other Postretirement BeneÑt and Savings Plans (continued)

Amounts recognized in the statement of Ñnancial position consist of:

(In millions)
Prepaid beneÑt cost Ì current ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì long term ÏÏÏÏÏÏÏÏÏÏÏ
Accrued beneÑt cost Ì current ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì long term ÏÏÏÏÏÏÏÏÏÏÏ
Intangible assetÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred income taxesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority shareholders' equity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accumulated other comprehensive incomeÏÏÏÏ

Net amount recognized on the Consolidated

Pension Plans

Other BeneÑts

2003

$

87.7
345.1
(110.8)
(2,830.6)
512.4
273.0
126.5
1,545.0

Restated
2002

$

303.9
369.6
(26.3)
(2,866.5)
499.7
260.0
124.8
1,673.5

2003

$

Restated
2002

Ì $
Ì

Ì
Ì

(287.4)
(1,547.2)
Ì
Ì
Ì
Ì

(315.4)
(1,474.1)
Ì
Ì
Ì
Ì

Balance SheetÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

(51.7)

$

338.7

$(1,834.6)

$(1,789.5)

The accumulated beneÑt obligation for all deÑned beneÑt pension plans was $6,508 million and $5,769 million
(as restated) at December 31, 2003 and 2002, respectively.

For pension plans that are not fully funded:

(In millions)
Projected beneÑt obligationÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accumulated beneÑt obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Fair value of plan assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

$6,768.7
6,507.6
4,020.5

$6,024.6
5,768.7
3,566.4

Certain  international  subsidiaries  maintain  unfunded  pension  plans  consistent  with  local  practices  and
requirements. At December 31, 2003, these plans accounted for $208.3 million of Goodyear's accumulated
beneÑt obligation, $215.9 million of its projected beneÑt obligation and $22.0 million of its minimum pension
liability adjustment ($177.0 million, $187.2 million and $16.9 million, respectively, at December 31, 2002).

The  increase  (decrease)  in  minimum  liability  (net  of  tax)  included  in  other  comprehensive  income

follows:

(In millions)
Increase (decrease) in minimum

liability included in other
comprehensive income ÏÏÏÏÏÏÏÏÏÏÏÏÏ

Pension Plans

Restated

Other BeneÑts

2003

2002

2001

2003

2002

2001

$(128.5)

$1,283.6

$367.9 N/A N/A N/A

81

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 13. Pension, Other Postretirement BeneÑt and Savings Plans (continued)

The following table presents signiÑcant weighted-average assumptions used to determine beneÑt obligations at
December 31:

Pension Plans

Other BeneÑts

Discount rate Ì U.S. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì International ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rate of compensation increase Ì U.S. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì International ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

6.25% 6.75% 6.25% 6.75%
5.93
4.00
3.43

7.48
4.00
4.80

7.22
4.00
4.47

6.20
4.00
3.50

Restated
2002

2003

Restated
2002

2003

The  following  table  presents  signiÑcant  weighted-average  assumptions  used  to  determine  net  periodic
pension/beneÑt cost for the years ended December 31:

Pension Plans

Other BeneÑts

Restated

Restated

2003

2002

2001

2003

2002

2001

Discount rate Ì U.S. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì InternationalÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Expected long term return on plan assets Ì U.S. ÏÏÏÏÏÏÏÏÏÏ
Ì International ÏÏÏ
Rate of compensation increase Ì U.S. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì International ÏÏÏÏÏÏÏÏÏÏÏÏ

6.75% 7.25% 7.50% 6.75% 7.25% 7.50%
6.20
8.50
8.03
4.00
3.50

6.70
10.00
8.50
4.00
3.50

6.50
9.50
8.50
4.00
3.50

7.50
Ì
Ì
4.00
4.50

7.70
Ì
Ì
4.00
4.60

7.48
Ì
Ì
4.00
4.80

For 2003, an assumed long-term rate of return of 8.50% was used for the U.S. pension plans. In developing this
rate,  the  Company  evaluated  the  compound  annualized  returns  of  its  U.S.  pension  fund  over  periods  of
15 years or more (through December 31, 2002). In addition, the Company evaluated input from its pension
fund consultant on asset class return expectations and long-term inÖation. For the Company's international
locations, a weighted average assumed long-term rate of return of 8.40% was used. Input from local pension
fund consultants concerning asset class return expectations and long-term inÖation form the basis of this
assumption.

Assumed health care cost trend rates at December 31 follow:

2003

2002

Health care cost trend rate assumed for next year ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rate to which the cost trend rate is assumed to decline (the ultimate trend rate) ÏÏÏÏÏÏÏÏ
Year that the rate reaches the ultimate trend rate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

12.5%
5.0
2013

7.0%
5.0
2007

A  1%  change  in  the  assumed  health  care  cost  trend  would  have  increased  (decreased)  the  accumulated
beneÑt obligation at December 31, 2003 and the aggregate service and interest cost for the year then ended as
follows:

(In millions)

1% Increase

1% Decrease

Accumulated beneÑt obligation ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Aggregate service and interest cost ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$36.8
1.9

$(36.2)
(1.6)

82

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 13. Pension, Other Postretirement BeneÑt and Savings Plans (continued)

Goodyear's pension plan weighted-average asset allocation at December 31, 2003 and 2002, by asset category,
are as follows:

Asset Category

Plan Assets at
December 31,
2002
2003

Equity securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Debt securities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Short term and cash ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

69%
30
1

66%
32
2

Total ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

100% 100%

The Company's pension investment policy recognizes the long-term nature of pension liabilities, the beneÑts
of  diversiÑcation  across  asset  classes  and  the  eÅects  of  inÖation.  The  diversiÑed  portfolio  is  designed  to
maximize returns consistent with levels of liquidity and investment risk that are prudent and reasonable. All
assets are managed externally according to guidelines established individually with investment managers. The
manager  guidelines  prohibit  the  use  of  any  type  of  investment  derivative  without  prior  approval  of  the
Company. Portfolio risk is controlled by having managers comply with guidelines, establishing the maximum
size of any single holding in their portfolios and by using managers with diÅerent investment styles. The
Company periodically undertakes asset and liability modeling studies to determine the appropriateness of the
investments.  The  portfolio  includes  holdings  of  domestic,  international,  and  private  equities,  global  high
quality and high yield Ñxed income, and short-term interest bearing deposits. The target asset allocation of the
U.S. pension fund is 70% equities and 30% Ñxed income.

Equity securities include the Company's common stock in the amounts of $35.6 million (0.9% of total

plan assets) and $104.7 million (2.9% of total plan assets) at December 31, 2003 and 2002, respectively.

The  Company  expects  to  contribute  approximately  $210  million  to  its  major  U.S.  and  international

pension plans in 2004.

Substantially all domestic employees are eligible to participate in one of seven savings plans. The main
Hourly Bargaining Plans provided for matching contributions, through April 20, 2003, (up to a maximum of
6% of the employee's annual pay or, if less, $12,000) at the rate of 50%. Goodyear suspended the matching
contributions for all participants in the main Salaried Plan eÅective January 1, 2003. Goodyear's domestic
matching  contributions  were  $9.8  million,  $41.9  million  and  $40.2  million  for  2003,  2002  and  2001,
respectively.

In addition, deÑned contribution pension plans are available for certain foreign employees. Company
contributions for these plans were $5.2 million, $3.8 million (as restated), and $3.8 million (as restated) in
2003, 2002 and 2001, respectively.

83

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 14.

Income Taxes

The  components  of  Income  (Loss)  before  Income  Taxes,  adjusted  for  Minority  Interest  in  Net  Income
(Loss) of Subsidiaries, follow:

(In millions)

2003

2002

2001

Restated

U.S. ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(1,051.0)
361.1

$(421.4)
407.7

$(391.3)
53.4

Minority Interest in Net Income (Loss) of Subsidiaries ÏÏÏÏÏÏ

(689.9)
35.0

(13.7)
55.3

(337.9)
(3.3)

$ (654.9)

$

41.6

$(341.2)

A reconciliation of income taxes at the U.S. statutory rate to income taxes provided follows:

(In millions)

Restated

2003

2002

2001

U.S. Federal income tax at the statutory rate of 35% ÏÏÏÏÏÏÏÏÏÏ
Adjustment for foreign income taxed at diÅerent rates ÏÏÏÏÏÏÏÏÏ
Valuation allowance for U.S. tax assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
U.S. loss with no tax beneÑtÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
State income taxes, net of Federal beneÑt ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign operating loss with no tax beneÑt providedÏÏÏÏÏÏÏÏÏÏÏÏ
Settlement of prior years' liabilities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Provision for repatriation of foreign earnings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(229.2)
1.1
Ì
357.6
(4.2)
30.0
(44.2)
7.7
(6.6)

$

14.6
(20.7)
1,203.1
Ì
(4.3)
5.6
(36.4)
50.2
1.2

$(119.4)
(12.2)
Ì
Ì
(22.4)
72.0
Ì
0.1
(1.9)

United States and Foreign Taxes on Income (Loss) ÏÏÏÏÏÏÏÏÏÏ

$ 112.2

$1,213.3

$ (83.8)

The components of the provision (beneÑt) for income taxes by taxing jurisdiction follow:

(In millions)

Current:

Federal ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign income and withholding taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
State ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

$(49.2)
180.4
(4.2)

127.0

$ (46.6)
150.9

$

(7.6)

96.7

48.1
131.6
2.2

181.9

Deferred:

Federal ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
State ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(9.9)
(4.9)
Ì

1,014.3
(16.2)
118.5

(204.4)
(25.3)
(36.0)

(14.8)

1,116.6

(265.7)

United States and Foreign Taxes on Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏ

$112.2

$1,213.3

$ (83.8)

84

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 14.

Income Taxes (continued)

Temporary diÅerences and carryforwards giving rise to deferred tax assets and liabilities at December 31, 2003
and 2002 follow:

(In millions)

Postretirement beneÑts and pensions ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tax credit and operating loss carryforwards ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Capitalized expenditures for tax reportingÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accrued expenses deductible as paidÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Alternative minimum tax credit carryforwards ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Vacation and sick pay ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rationalizations and other provisionsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Valuation allowance ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total deferred tax assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total deferred tax liabilities:

2003

$1,163.8
426.6
324.7
210.5
68.2
39.0
25.9
84.4

Restated
2002

$1,023.7
256.8
457.0
135.7
68.2
70.4
15.1
120.7

2,343.1
(1,998.3)

2,147.6
(1,781.3)

344.8

366.3

Ì property basis diÅerencesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì inventory ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Ì tax on undistributed subsidiary earnings ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(448.3)

Ì
(22.9)

(470.0)
(10.9)
(13.9)

Total deferred tax assets (liabilities) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (126.4)

$ (128.5)

In the fourth quarter of 2002, Goodyear recorded a non-cash charge of $1.20 billion (as restated), or $6.86 (as
restated) per share ($7.20 (as restated) per share on a year to date basis), to establish a valuation allowance
against net Federal and state deferred tax assets. In addition, a valuation allowance of $352.9 million (as
restated)  was  established  against  tax  beneÑts  that  were  recorded  in  OCI  in  2002.  Goodyear  intends  to
maintain a valuation allowance until suÇcient positive evidence exists to support realization of the Federal and
state deferred tax assets.

At December 31, 2003, Goodyear had $286.7 million of tax assets for net operating loss carryforwards
related to certain international subsidiaries, some of which are subject to expiration beginning in 2004. A
valuation allowance totaling $209.0 million has been recorded against these and other deferred tax assets
where recovery of the asset or carryforward is uncertain. In addition, Goodyear had $139.9 million of tax assets
for  tax  credit  carryforwards,  some  of  which  are  subject  to  expiration  beginning  in  2007.  A  full  valuation
allowance has been recorded against these deferred tax assets as recovery is uncertain.

Goodyear determined that earnings of certain international subsidiaries would no longer be permanently
reinvested in working capital. Accordingly, Goodyear recorded a provision of $50.2 million in 2002 for the
incremental taxes incurred or to be incurred upon inclusion of such earnings in Federal taxable income.

No provision for Federal income tax or foreign withholding tax on undistributed earnings of international
subsidiaries of $1.73 billion is required because the amount has been or will be reinvested in properties and
plants and working capital. It is not practicable to calculate the deferred taxes associated with the remittance
of these investments.

Goodyear  made  net  cash  payments  for  income  taxes  in  2003,  2002  and  2001  of  $73.0  million,

$125.9 million and $50.8 million, respectively.

85

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 15.

Interest Expense

Interest expense includes interest and amortization of debt discounts, less amounts capitalized as follows:

(In millions)
Interest expense before capitalization ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Capitalized interest ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Restated

2003

2002

2001

$304.3
(8.0)

$248.9
(7.2)

$298.8
(1.7)

$296.3

$241.7

$297.1

Goodyear made cash payments for interest in 2003, 2002 and 2001 of $280.6 million, $260.6 million (as
restated) and $292.6 million, respectively.

Note 16. Research and Development

Research and development costs for 2003, 2002 and 2001 were $350.4 million, $385.8 million (as restated)
and $371.8 million (as restated), respectively.

Note 17. Advertising Costs

Advertising costs, including costs for Goodyear's cooperative advertising programs with dealers and franchis-
ees,  for  2003,  2002  and  2001  were  $331.3  million,  $281.4  million  (as  restated)  and  $292.8  million  (as
restated), respectively.

Note 18. Business Segments

Segment information reÖects the strategic business units of Goodyear (SBUs), which are organized to meet
customer requirements and global competition.

The Tire business is comprised of Ñve regional SBUs. The Engineered Products and Chemical Products
businesses are each managed on a global basis. Segment information is reported on the basis used for reporting
to Goodyear's President and Chief Executive OÇcer.

Each of the Ñve regional tire business segments is involved in the development, manufacture, distribution
and sale of tires. Certain of the tire  business segments also  provide related  products and services, which
include retreads, automotive repair services and merchandise purchased for resale.

North American Tire provides original equipment and replacement tires for autos, motorcycles, trucks,
farm,  aircraft  and  construction  applications  in  the  United  States,  Canada  and  export  markets.  North
American  Tire  also  provides  related  products  and  services  including  tread  rubber,  tubes,  retreaded  tires,
automotive repair services and merchandise purchased for resale.

European Union Tire provides original equipment and replacement tires for autos, motorcycles, trucks,
farm and construction applications in western Europe and export markets. European Union Tire also retreads
truck and aircraft tires.

Eastern  Europe,  Africa  and  Middle  East  Tire  provides  original  equipment  and  replacement  tires  for
autos, trucks, farm, bicycle, construction and mining applications in Eastern Europe, Africa, the Middle East
and export markets.

Latin American Tire provides original equipment and replacement tires for autos, trucks, tractors, aircraft
and construction applications in Central and South America, Mexico and export markets. Latin American
Tire also manufactures materials for tire retreading.

86

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 18. Business Segments (continued)

Asia  Tire  provides  original  equipment  and  replacement  tires  for  autos,  trucks,  farm,  aircraft  and

construction applications in Asia, the PaciÑc and export markets. Asia Tire also retreads aircraft tires.

Engineered Products develops, manufactures and sells belts, hoses, molded products, airsprings, tank
tracks and other products for original equipment and replacement transportation applications and industrial
markets worldwide.

Chemical Products develops, manufactures and sells synthetic rubber and rubber latices, synthetic resins,
and other organic chemical products for internal and external customers worldwide. Chemical Products also
engages in plantation and natural rubber purchasing operations.

(In millions)
Sales

2003

2002

2001

Restated

North American TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle East Tire ÏÏÏÏÏÏÏÏÏÏ
Latin American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Tires ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical ProductsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 6,745.6
3,920.3
1,073.4
1,041.0
581.8

13,362.1
1,203.7
1,220.8

$ 6,703.0
3,319.4
807.1
947.7
531.3

12,308.5
1,126.5
940.2

$ 7,170.2
3,124.3
703.1
1,013.8
494.6

12,506.0
1,122.3
1,036.5

Total Segment Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Inter-SBU SalesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

15,786.6

14,375.2

14,664.8

(687.2)
19.6

(545.5)
26.5

(521.0)
18.7

Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$15,119.0

$13,856.2

$14,162.5

87

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 18. Business Segments (continued)

(In millions)
Segment Operating Income

2003

2002

2001

Restated

North American TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle East Tire ÏÏÏÏÏÏÏÏÏÏ
Latin American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (128.7)
133.5
146.6
147.9
49.8

$

Total Tires ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical ProductsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Segment Operating Income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Rationalizations and asset sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Accelerated depreciation charges and asset writeoÅsÏÏÏÏÏ
Interest expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Foreign currency exchange ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minority interest in net income of subsidiariesÏÏÏÏÏÏÏÏÏÏ
Inter-SBU income ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Financing fees and Ñnancial instrumentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Equity in earnings (losses) of corporate aÇliates ÏÏÏÏÏÏÏ
Corporate goodwill amortizationÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
General and product liability Ó discontinued productsÏÏÏÏ
Other ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

349.1
47.5
119.4

516.0
(313.0)
(132.8)
(296.3)
(40.2)
(35.0)
(87.7)
(99.4)
(15.2)
Ì

(145.4)
(40.9)

(57.1)
100.2
93.2
107.1
43.7

287.1
40.9
88.7

416.7
22.4
Ì

(241.7)
9.7
(55.3)
(54.7)
(48.4)
(12.9)
Ì
(33.8)
(15.7)

$

100.9
44.2
14.0
85.2
20.3

264.6
14.6
41.9

321.1
(164.5)

Ì

(297.1)
(10.0)
3.3
(32.3)
(50.1)
(44.3)
(5.6)
(31.1)
(27.3)

Income (Loss) before Income Taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (689.9)

$

(13.7)

$ (337.9)

(In millions)

Assets

2003

Restated
2002

North American TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle East Tire ÏÏÏÏÏÏÏÏÏÏÏ
Latin American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Tires ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical ProductsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Segment Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 4,467.7
3,996.8
1,100.8
710.0
666.5

10,941.8
680.9
632.8

12,255.5
2,750.0

$ 4,553.6
3,111.4
899.4
631.0
592.5

9,787.9
675.0
627.1

11,090.0
1,948.7

Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$15,005.5

$13,038.7

88

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 18. Business Segments (continued)

Results of operations in the Tire and Engineered Products Segments were measured based on net sales to
unaÇliated  customers  and  segment  operating  income.  Results  of  operations  of  the  Chemical  Products
Segment were measured based on net sales (including sales to other SBUs) and segment operating income.
Segment operating income included transfers to other SBUs. Segment operating income was computed as
follows: net sales less cost of goods sold (excluding accelerated depreciation charges, asset impairment charges
and  asset  writeoÅs)  and  selling,  administrative  and  general  expense  (excluding  corporate  administrative
expenses). Segment operating income also included equity (earnings) losses in aÇliates. Inter-SBU sales by
Chemical Products were at a formulated price or market. Purchases from Chemical Products were included in
the purchasing SBU's segment operating income at Chemical Products cost. Segment assets included those
assets under the management of the SBU.

(In millions)

Investments and Advances in AÇliates

2003

Restated
2002

North American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle East Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 57.8
11.8
2.3
11.2
94.4

$ 66.5
11.7
1.8
8.1
51.1

Investments in AÇliates ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $177.5

$139.2

In  addition  to  its  consolidated  operations  in  the  Asia  region,  Goodyear  owns  a  50%  interest  in  SPT,  a
partnership with Ansell Ltd. of Australia. SPT is the largest tire manufacturer, marketer and exporter in
Australia and New Zealand. Results of operations of SPT are not reported in segment results, but are reÖected
in Goodyear's Consolidated Statement of Operations using the equity method.

The following table presents 100% of the sales and operating income (loss) of SPT:

(In millions)
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $642.0
Operating Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
9.9

2003

Restated

2002

2001

$523.6
(7.1)

$481.3
(22.2)

SPT  operating  income  (loss)  did  not  include  net  rationalization  charges  (credits)  of  approximately
$4.9 million in 2003, $(2.1) million in 2002 and $48.0 million in 2001. SPT debt totaled $196.9 million at
December 31, 2003, of which $72.0 million was payable to Goodyear. SPT debt totaled $131.3 million at
December 31, 2002, of which $26.3 million was payable to Goodyear.

Portions of the items described in Note 3, Rationalizations, and Note 4, Other (Income) and Expense,
were not charged (credited) to the SBUs for performance evaluation purposes but were attributable to the
SBUs as follows:

89

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 18. Business Segments (continued)

(In millions)
Rationalizations

Restated

2003

2002

2001

North American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle East Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Latin American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 191.9
54.3
(0.1)
10.0
Ì

$ (1.9)
(0.4)
(0.4)
Ì
(1.7)

Total Tires ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Segments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

256.1
29.4
Ì

285.5
6.0

RationalizationsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 291.5

Other (Income) and Expense

North American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle East Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Latin American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

Total Tires ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

3.8
(2.1)
Ì
(2.0)
(2.1)

(2.4)
6.3
Ì

Total Segments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

3.9
263.4

(4.4)
4.6
Ì

0.2
5.3

5.5

4.1
(13.6)
Ì
(13.7)
Ì

$

$

(23.2)
(0.6)
Ì

(23.8)
80.6

$ 31.6
84.2
11.2
0.2
47.0

174.2
1.5
Ì

175.7
34.6

$210.3

$ Ì
(18.4)
Ì
Ì
Ì

(18.4)
Ì
(27.4)

(45.8)
86.6

Other (Income) and Expense ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 267.3

$ 56.8

$ 40.8

Capital Expenditures

North American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle East Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Latin American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 131.0
84.5
31.7
35.3
48.7

Total Tires ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Segment Capital Expenditures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

331.2
16.8
13.0

361.0
14.4

$229.2
84.8
20.2
19.3
30.2

383.7
21.3
21.3

426.3
31.8

$198.9
71.1
37.7
24.8
16.1

348.6
29.0
26.9

404.5
31.0

Capital Expenditures ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 375.4

$458.1

$435.5

90

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 18. Business Segments (continued)

(In millions)
Depreciation and Amortization

Restated

2003

2002

2001

North American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle East Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Latin American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 279.9
120.0
44.1
19.9
30.9

Total Tires ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Segment Depreciation and AmortizationÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

494.8
39.0
33.8

567.6
125.7

$275.0
119.2
44.2
23.4
29.5

491.3
32.9
35.0

559.2
45.5

$286.2
116.3
53.3
28.7
33.4

517.9
34.4
38.7

591.0
47.1

Depreciation and Amortization ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 693.3

$604.7

$638.1

Segment operating income in 2003 and 2002, compared to 2001, beneÑted from the non-amortization of
goodwill  and  intangible  assets  with  indeÑnite  useful  lives  under  the  provisions  of  SFAS  142.  Segment
operating income in 2001 included amortization expense for goodwill and intangible assets with indeÑnite
useful lives as follows:

(In millions)

Restated
2001

North American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
European Union Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Eastern Europe, Africa and Middle East Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Latin American Tire ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Asia TireÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

Total Tires ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Engineered Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total Segments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Corporate ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

3.5
13.0
4.2
0.1
1.7

22.5
1.0
Ì

23.5
5.6

Amortization Expense of Goodwill and Intangible Assets with IndeÑnite

Useful Lives ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 29.1

The following table presents geographic information. Net sales by country were determined based on the
location  of  the  selling  subsidiary.  Long-lived  assets  consisted  primarily  of  properties  and  plants,  deferred

91

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 18. Business Segments (continued)

charges and other miscellaneous assets. Management did not consider the net sales or long-lived assets of
individual countries outside the United States to be signiÑcant to the consolidated Ñnancial statements.

(In millions)

Net Sales

2003

2002

2001

Restated

United States ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
International ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 7,210.4
7,908.6

$ 7,144.5
6,711.7

$ 7,672.9
6,489.6

$15,119.0

$13,856.2

$14,162.5

Long-Lived Assets

United States ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
International ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 3,143.6
3,229.9

$ 3,552.5
2,863.8

$ 6,373.5

$ 6,416.3

Note 19. Accumulated Other Comprehensive Income (Loss)

The components of Accumulated Other Comprehensive Income (Loss) follow:

(In millions)

2003

Restated
2002

Foreign currency translation adjustment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Minimum pension liability adjustment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Unrealized investment gain (loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Deferred derivative gain (loss)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(1,017.9)
(1,545.0)
3.6
0.3

$(1,390.9)
(1,673.5)
(9.3)
(18.8)

$(2,559.0)

$(3,092.5)

Note 20. Commitments and Contingent Liabilities

At  December  31,  2003,  Goodyear  had  binding  commitments  for  raw  materials  and  investments  in  land,
buildings  and  equipment  of  $520.1  million,  and  oÅ-balance-sheet  Ñnancial  guarantees  written  and  other
commitments totaling $74.4 million.

Warranty

At  December  31,  2003,  Goodyear  recorded,  in  other  current  liabilities,  $12.3  million  ($11.0  million  (as
restated)  at  December  31,  2002)  for  potential  claims  under  warranties  oÅered  by  the  Company.  Tire
replacement under most of the warranties oÅered by Goodyear is on a prorated basis. Warranty reserves are
based on past claims experience, sales history and other considerations. The amount of Goodyear's ultimate
liability in respect of these matters may diÅer from these estimates.

92

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 20. Commitments and Contingent Liabilities (continued)

The following table presents changes in the warranty reserve during 2003 and 2002:

(In millions)
Balance at December 31 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Settlements made during the period ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Additional accrual for warranties issued during the period ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Miscellaneous adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

2003

$11.0
(17.0)
18.3
Ì

Restated
2002

$

6.1
(11.5)
17.1
(0.7)

Balance at December 31 ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$12.3

$ 11.0

Environmental Matters

Goodyear  had  recorded  liabilities  totaling  $32.8  million  at  December  31,  2003  and  $53.5  million  at
December 31, 2002 for anticipated costs related to various environmental matters, primarily the remediation
of numerous waste disposal sites and certain properties sold by Goodyear. Of these amounts, $7.7 million and
$21.4  million  were  included  in  Other  current  liabilities  at  December  31,  2003  and  December  31,  2002,
respectively.  The  costs  include  legal  and  consulting  fees,  site  studies,  the  design  and  implementation  of
remediation plans, post-remediation monitoring and related activities and will be paid over several years. The
amount of Goodyear's ultimate liability in respect of these matters may be aÅected by several uncertainties,
primarily  the  ultimate  cost  of  required  remediation  and  the  extent  to  which  other  responsible  parties
contribute. The liability was reduced in 2003 by approximately $17 million due to the resolution related to one
site during the year.

Workers' Compensation

Goodyear  had  recorded  liabilities,  on  a  discounted  basis,  totaling  $194.0  million  and  $152.4  million  (as
restated) for anticipated costs related to workers' compensation at December 31, 2003 and December 31,
2002, respectively. Of these amounts, $112.7 million and $66.4 million (as restated) were included in Current
Liabilities as part of Compensation and beneÑts at December 31, 2003 and December 31, 2002, respectively.
The costs include an estimate of expected settlements on pending claims, defense costs and a provision for
claims incurred but not reported. These estimates are based on Goodyear's assessment of potential liability
using an analysis of available information with respect to pending claims, historical experience, and current
cost trends. The amount of Goodyear's ultimate liability in respect of these matters may diÅer from these
estimates.  The  restatement  included  an  aggregate  adjustment  of  $23.9  million  before  tax  to  address  an
understatement of the Company's potential workers' compensation liability. Refer to Note 2 for additional
information on adjustments to the Company's workers' compensation liabilities.

General and Product Liability and Other Litigation

Goodyear  had  recorded  liabilities  totaling  $491.7  million  at  December  31,  2003  and  $240.7  million  (as
restated) at December 31, 2002 for potential product liability and other tort claims, including related legal fees
expected to be incurred. Of these amounts, $142.5 million and $75.4 million (as restated) were included in
Other current liabilities at December 31, 2003 and 2002, respectively. The amounts recorded were estimated
on the basis of an assessment of potential liability using an analysis of available information with respect to
pending  claims,  historical  experience  and,  where  available,  recent  and  current  trends.  The  Company  had
recorded  insurance  receivables  for  potential  product  liability  and  other  tort  claims  of  $199.3  million  at
December 31, 2003 and $81.0 million at December 31, 2002. Of this amount, $100.1 million and $24.7 million

93

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 20. Commitments and Contingent Liabilities (continued)

was  included  in  Current  Assets  as  part  of  Accounts  and  notes  receivable  at  December  31,  2003  and
December 31, 2002, respectively.

Asbestos. Goodyear is a defendant in numerous lawsuits alleging various asbestos related personal injuries
purported  to  result  from  alleged  exposure  to  asbestos  in  certain  rubber  encapsulated  products  or  aircraft
braking systems manufactured by Goodyear in the past or to asbestos in certain Goodyear facilities. Typically,
these lawsuits have been brought against multiple defendants in state and Federal courts. To date, Goodyear
has disposed of approximately 25,300 cases by defending and obtaining the dismissal thereof or by entering
into a settlement. The sum of the Company's accrued asbestos related liability and gross payments to date,
including legal costs, totaled approximately $208 million through December 31, 2003 and approximately $187
million through December 31, 2002.

A summary of approximate asbestos claims activity in recent years follows. Because claims are often Ñled
and disposed of by dismissal or settlement in large numbers, the amount and timing of settlements and the
number of open claims during a particular period can Öuctuate signiÑcantly from period to period.

Year Ended December 31,
Restated

2003

2002

2001

Pending claims, beginning of period ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
New claims Ñled ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Claims settled/dismissed ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

100,600
24,300
(10,100)

64,500
39,800
(3,700)

58,500
17,100
(11,100)

Pending claims, end of period ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
(In millions)
Payments (2) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

114,800

100,600(1)

64,500(1)

$

29.6

$

18.8

$

14.4

(1) Changes in claims tracking methods resulted in a modiÑcation of previously reported pending claims. The
number of pending claims was previously reported as 97,000 and 62,000 at December 31, 2002 and 2001,
respectively.

(2) Represents amount spent on asbestos litigation defense and claim resolution before recovery of insurance

proceeds.

In connection with the preparation of its 2003 Ñnancial statements, the Company engaged an independent
asbestos valuation expert to assist the Company in reviewing its reserves for asbestos claims, and review the
Company's method of determining its receivables from probable insurance recoveries. Prior to the fourth
quarter  of  2003,  the  Company's  estimate  for  asbestos  liability  was  based  upon  a  review  of  the  various
characteristics of the pending claims by an experienced asbestos counsel.

The Company, based on the advice of the valuation expert, has recorded liabilities for both asserted and
unasserted claims at December 31, 2003 totaling $131.1 million, inclusive of defense costs. The recorded
liability represents the Company's estimated liability through 2008, which represents the period over which
the liability can be reasonably estimated. Due to the diÇculties in making these estimates, analysis based on
new data and/or changed circumstances arising in the future could result in an increase in the recorded
obligation in an amount that cannot currently be reasonably estimated, and that increase could be signiÑcant.
The portion of the liability associated with unasserted asbestos claims at December 31, 2003 is $31.9 million.
Prior to the fourth quarter of 2003, the Company did not have an accrual for unasserted claims as suÇcient
information  was  deemed  to  be  not  available  to  reliably  estimate  such  an  obligation.  This  conclusion  was
further  conÑrmed  by  the  valuation  expert  during  the  preparation  of  the  2003  Ñnancial  statements.  At
December 31, 2003, the Company's liability with respect to asserted claims and related defense costs was

94

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 20. Commitments and Contingent Liabilities (continued)

$99.2 million compared to $139.2 million at December 31, 2002, notwithstanding an increase in the number of
pending claims between December 31, 2002 and December 31, 2003. The reduction in the amount recorded at
December 31, 2003 compared to December 31, 2002 is due to reÑnements in certain assumptions used by the
valuation expert.

After  reviewing  the  Company's  recent  settlement  history  by  jurisdiction,  law  Ñrm,  disease  type  and
alleged date of Ñrst exposure, the valuation expert cited two primary reasons for the Company to reÑne its
valuation assumptions. First, in calculating the Company's estimated liability, the valuation expert determined
that the Company had previously assumed that it would resolve more claims in the foreseeable future than is
likely based on its historical record and nationwide trends. As a result, the Company now assumes that a
smaller percentage of pending claims will be resolved within the predictable future. Second, the valuation
expert determined that it was not possible to estimate a liability for as many non-malignancy claims as the
Company had done in the past. As a result, the Company's current estimated liability includes fewer liabilities
associated with non-malignancy claims.

Goodyear maintains primary insurance coverage under coverage-in-place agreements as well as excess
liability  insurance  with  respect  to  asbestos  liabilities.  Goodyear  records  a  receivable  with  respect  to  such
policies when it determines that recovery is probable and it can reasonably estimate the amount of a particular
recovery.

Prior to 2003, Goodyear did not record a receivable for expected recoveries from excess carriers in respect
of asbestos related matters. Goodyear has instituted coverage actions against certain of these excess carriers.
After consultation with its outside legal counsel and giving consideration to relevant factors including the
ongoing legal proceedings with certain of its excess coverage insurance carriers, their Ñnancial viability, their
legal obligations and other pertinent facts, Goodyear determined an amount it expects is probable of recovery
from such carriers. Accordingly, Goodyear recorded a receivable during 2003 which represents an estimate of
recovery from its excess coverage insurance carriers relating to potential asbestos related liabilities.

Based  upon  the  model  employed  by  the  valuation  expert,  as  of  December  31,  2003,  the  Company
recorded a receivable related to asbestos claims of $110.4 million. Based on the Company's current asbestos
claim proÑle, the Company expects that approximately 85% of asbestos claim related losses will be recoverable
up to its accessible policy limits. The receivable recorded consists of an amount the Company expects to
collect under coverage-in-place agreements with certain primary carriers as well as an amount it believes is
probable of recovery from certain of its excess coverage insurance carriers. Of this amount, $20.4 million was
included in Current Assets as part of Accounts and notes receivable at December 31, 2003. Goodyear had
recorded insurance receivables of $69.7 million at December 31, 2002. Of this amount, $20.0 million was
included in Current Assets as part of Accounts and notes receivable.

The Company believes that at December 31, 2003, it had approximately $410 million in aggregate limits
of excess level policies potentially applicable to indemnity payments for asbestos products claims in addition to
limits of available primary insurance policies. Some of these excess policies provide for payment of defense
costs in addition to indemnity limits. A portion of the availability of the excess level policies is included in the
$110.4 million insurance receivable recorded at December 31, 2003. The Company also had approximately
$30 million in aggregate limits for products claims as well as coverage for premise claims on a per occurrence
basis and defense costs available with its primary insurance carriers through coverage-in-place agreements at
December 31, 2003.

Goodyear believes that its reserve for asbestos claims, and the insurance receivables recorded in respect of
these claims, reÖect reasonable and probable estimates of these amounts. The estimate of the assets and
liabilities  related  to  pending  and  expected  future  asbestos  claims  and  insurance  recoveries  is  subject  to
numerous uncertainties, including, but not limited to, changes in (i) the litigation environment; (ii) federal

95

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 20. Commitments and Contingent Liabilities (continued)

and state law governing the compensation of asbestos claimants; (iii) the Company's approach to defending
and resolving claims; and (iv) the level of payments made to claimants from other sources, including other
defendants. As a result, with respect to both asserted and unasserted claims, it is reasonably possible that the
Company may incur a material amount in excess of the current reserve, however such amount cannot be
reasonably estimated. Coverage under insurance policies is subject to varying characteristics of asbestos claims
including, but not limited to, the type of claim (premise vs. product exposure), alleged date of Ñrst exposure to
the Company's products or premises and disease alleged. Depending upon the nature of these characteristics,
as well as the resolution of certain legal issues, some portion of the insurance may not be accessible by the
Company.

Heatway (Entran II). The Company is a defendant in 22 class actions or potential class actions and three
other  civil  actions  in  various  Federal,  state  and  Canadian  courts  asserting  non-asbestos  property  damage
claims relating to Entran II, a rubber hose product that it supplied from 1989-1993 to Chiles Power Supply,
Inc. (d/b/a Heatway Systems), a designer and seller of hydronic radiant heating systems in the United States.
The plaintiÅs in these actions are generally seeking recovery under various tort, contract and statutory causes
of action, including breach of express warranty, breach of implied warranty of merchantability, breach of
implied warranty of Ñtness for a particular purpose, negligence, strict liability and violation of state consumer
protection statutes. In one of the above mentioned class actions, on October 9, 2003, the United States District
Court  in  New  Jersey  preliminarily  approved  a  proposed  national  settlement  agreement  (the  Proposed
Settlement) for pending Entran II claims in the U.S. and Canada, except for claims related to property in six
New England states, two judgments in Colorado state court, two judgments in Colorado Federal court and any
future judgments involving claimants that opt out of the Proposed Settlement. The Company has the right to
withdraw  from  the  Proposed  Settlement  if  it  determines  in  good  faith  and  in  its  sole  discretion  that  an
excessive number of persons have opted out of the class and the Proposed Settlement. Potential claimants had
until May 7, 2004 to exercise their right to opt out of the Proposed Settlement. As of May 17, 2004, the
Company had received notice that at least 525 potential sites had been opted out of the Proposed Settlement.
The Company is currently assessing its options with respect to the Proposed Settlement and expects to decide
shortly whether or not it will withdraw from the Proposed Settlement.

Under the Proposed Settlement, Goodyear will make annual cash contributions to a settlement fund of
$40  million,  $6  million,  $6  million,  $8  million  and  $16  million  in  2004,  2005,  2006,  2007  and  2008,
respectively. Goodyear will also make an additional contingent payment of $10 million in each of 2005, 2006,
2007  and  2008  if  Goodyear  meets  the  following  EBITDA  target  for  such  year:  $1.2  billion  in  2004  and
$1.4 billion in each of 2005, 2006 and 2007. For purposes of the Proposed Settlement, EBITDA is deÑned by
reference to the deÑnition of ""Consolidated EBITDA'' in Goodyear's $645 million U.S. term loan agreement.
In the event the EBITDA target is not met in any given year, the contingent payment will remain payable in
the Ñrst subsequent year in which the following cumulative EBITDA targets are met: $2.6 billion in 2005, $4.0
billion  in  2006  and  $5.4  billion  in  2007.  In  addition  to  the  required  contributions  of  Goodyear,  80%  of
Goodyear's insurance recoveries from Entran II claims will be paid into the settlement fund. The Company
estimates  that  contributions  to  the  settlement  fund  from  insurance  recoveries  could  total  $120  million.
Because the insurance recoveries were less than $120 million at February 27, 2004, the terms of the Proposed
Settlement give the plaintiÅs the right to withdraw from the settlement. Nevertheless, the parties have jointly
requested that the court stay all Entran II litigation (with certain exceptions) pending Ñnal approval of the
settlement.

In 2002, two state courts in Colorado entered judgments against the Company in Entran II cases of
$22.7 million and $1.3 million, respectively. These cases are excluded from the Proposed Settlement, and the
Company will continue to pursue appeals of these judgments.

96

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 20. Commitments and Contingent Liabilities (continued)

On June 19, 2003, a jury in Colorado Federal court awarded a judgment in an Entran II case against the
Company of $4.1 million. An additional $5.7 million in prejudgment interest was awarded on September 8,
2003. Post-trial motions have been Ñled by all parties seeking modiÑcations to the judgment. On May 13,
2004, in another Entran II case, a federal jury in Colorado awarded a judgment against the Company of
$3.2 million. These cases are also excluded from the Proposed Settlement.

The ultimate cost of disposing of Entran II claims is dependent upon a number of factors, including the
Company's ability to satisfy the contingencies in any settlement, the number of claimants that opt out of any
settlement, Ñnal approval of the terms of any settlement, Goodyear's ability to resolve claims not subject to
any settlement (including the cases in which the Company received adverse judgments), and, in the event
Goodyear fails to consummate a settlement for any reason, future judgments by courts in other currently
pending or yet unasserted actions. Depending on the resolution of these uncertainties, the costs associated with
Entran  II  claims  could  have  a  material  adverse  eÅect  on  the  Company's  results  of  operations,  Ñnancial
position and liquidity in future periods.

Load Range D and E. On December 5, 2003, a conditional settlement agreement resolving a national class
action with respect to certain allegedly defective Load Range E light truck and recreational vehicle tires was
preliminarily approved. On April 28, 2004, the settlement received Ñnal court approval. The Company has
accrued for the cost of the settlement, including legal fees. The cost of the settlement did not have a material
impact on the Company's Ñnancial statements. Refer to Item 3, Legal Proceedings, for further information
about Load Range E claims. During the fourth quarter of 2003, actions related to alleged breaches of warranty
or product defects relating to certain of Goodyear's Load Range D light truck tires, previously reported by
Goodyear, were dismissed.

Other Actions. The Company is currently a party to various claims and legal proceedings in addition to those
noted above. If management believes that a loss arising from these matters is probable and can reasonably be
estimated, the Company records the amount of the loss, or the minimum estimated liability when the loss is
estimated  using  a  range,  and  no  point  within  the  range  is  more  probable  than  another.  As  additional
information becomes available, any potential liability related to these matters is assessed and the estimates are
revised,  if  necessary.  Based  on  currently  available  information,  management  believes  that  the  ultimate
outcome of these matters, individually and in the aggregate, will not have a material adverse eÅect on the
Company's  Ñnancial  position  or  overall  trends  in  results  of  operations.  However,  litigation  is  subject  to
inherent uncertainties, and unfavorable rulings could occur. An unfavorable ruling could include monetary
damages or an injunction prohibiting the Company from selling one or more products. If an unfavorable ruling
were to occur, there exists the possibility of a material adverse impact on the Ñnancial position and results of
operations of the period in which the ruling occurs, or future periods.

Guarantees

The Company is a party to various agreements under which it has undertaken obligations resulting from the
issuance  of  certain  guarantees.  Guarantees  have  been  issued  on  behalf  of  the  Company's  aÇliates  or
customers of the Company. Normally there is no separate premium received by the Company as consideration
for  the  issuance  of  guarantees.  The  Company's  performance  under  these  guarantees  would  normally  be
triggered by the occurrence of one or more events as provided in the speciÑc agreements. Collateral and
recourse provisions available to the Company under these agreements were not signiÑcant.

Customer Financing

At  December  31,  2003,  the  Company  had  guarantees  outstanding  under  which  the  maximum  potential
amount of payments totaled $4.1 million, and which expire at various times through 2012.

97

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 20. Commitments and Contingent Liabilities (continued)

AÇliate Financing

The Company will from time to time issue guarantees to Ñnancial institutions on behalf of certain of its
aÇliates, which are accounted for using the equity method. The Ñnancing arrangements of the aÇliates may
be for either working capital or capital expenditures. The Company generally does not require collateral in
connection with the issuance of these guarantees. In the event of non-payment by an aÇliate, the Company is
obligated to make payment to the Ñnancial institution, and will typically have recourse to the assets of that
aÇliate.  At  December  31,  2003,  the  Company  had  guarantees  outstanding  under  which  the  maximum
potential amount of payments totaled $17.5 million, and which expire at various times through 2011. The
Company is unable to estimate the extent to which its aÇliates' assets would be adequate to recover the
maximum amount of potential payments with that aÇliate.

The Company holds a 50% equity interest in South PaciÑc Tyres (SPT), a partnership in Australia that
manufactures and distributes tires. The terms of the partnership agreement provide that the Company is
jointly and severally liable for all liabilities of the partnership. At December 31, 2003, SPT had debt totaling
$196.9 million, of which $72.0 million was payable to Goodyear. The Company also owns a 50% undivided
interest in all of the assets of the partnership.

The  Company's  percentage  ownership  of  the  net  assets  of  the  above  aÇliates  is  included  on  the

Consolidated Balance Sheet as Investments in and Advances to AÇliates.

IndemniÑcations

At  December  31,  2003,  the  Company  was  a  party  to  various  agreements  under  which  it  had  assumed
obligations  to  indemnify  the  counterparties  from  certain  potential  claims  and  losses.  These  agreements
typically involve standard commercial activities undertaken by the Company in the normal course of business;
the sale of assets by the Company; the formation of joint venture businesses to which the Company has
contributed  assets  in  exchange  for  ownership  interests;  and  other  Ñnancial  transactions.  IndemniÑcations
provided by the Company pursuant to these agreements relate to various matters including, among other
things, environmental, tax and shareholder matters; intellectual property rights; government regulations and
employment-related matters; and dealer, supplier and other commercial matters.

Certain indemniÑcations expire from time to time, and certain other indemniÑcations are not subject to
an expiration date. In addition, the Company's potential liability under certain indemniÑcations is subject to
maximum caps, while other indemniÑcations are not subject to caps. Although the Company has been subject
to indemniÑcation claims in the past, the Company cannot reasonably estimate the number, type and size of
indemniÑcation claims that may arise in the future. Due to these and other uncertainties associated with the
indemniÑcations, the Company's maximum exposure to loss under these agreements cannot be estimated.

The Company has determined that there are no guarantees other than liabilities for which amounts are
already  recorded  or  reserved  in  its  Ñnancial  statements  under  which  it  is  probable  that  it  has  incurred  a
liability.

Note 21. Preferred Stock Purchase Rights Plan

In June 1996, the Company authorized 7,000,000 shares of Series B Preferred Stock (""Series B Preferred'')
issuable only upon the exercise of rights (""Rights'') issued under the Preferred Stock Purchase Rights Plan
set forth in the Rights Agreement dated June 4, 1996, and amended and restated on April 15, 2002. Each
share  of  Series  B  Preferred  issued  would  be  non-redeemable,  non-voting  and  entitled  to  (i)  cumulative
quarterly dividends equal to the greater of $25.00 or, subject to adjustment, 100 times the per year amount of

98

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 21. Preferred Stock Purchase Rights Plan (continued)

dividends declared on Goodyear Common Stock (""the Common Stock'') during the preceding quarter and
(ii) a liquidation preference.

Under the Rights Plan, each shareholder of record on July 29, 1996 received a dividend of one Right per
share  of  the  Common  Stock.  Each  Right,  when  exercisable,  will  entitle  the  registered  holder  thereof  to
purchase from the Company one one-hundredth of a share of Series B Preferred Stock at a price of $250 (the
""Purchase Price''), subject to adjustment. The Rights will expire on July 29, 2006, unless earlier redeemed at
$.001 per Right. The Rights will be exercisable only in the event that an acquiring person or group purchases,
or makes Ì or announces its intention to make Ì a tender oÅer for, 15% or more of the Common Stock.

In the event that any acquiring person or group acquires 15% or more of the Common Stock (20% for
certain  institutional  investors),  each  Right  will  entitle  the  holder  to  purchase  that  number  of  shares  of
Common Stock (or in certain circumstances, other securities, cash or property) which at the time of such
transaction would have a market value of two times the Purchase Price.

If the Company is acquired or a sale or transfer of 50% or more of the Company's assets or earnings
power is made after the Rights become exercisable, each Right (except those held by an acquiring person or
group) will entitle the holder to purchase common stock of the acquiring entity having a market value then
equal to two times the Purchase Price. In addition, when exercisable the Rights under certain circumstances
may be exchanged by the Company at the ratio of one share of Common Stock (or the equivalent thereof in
other securities, property or cash) per Right, subject to adjustment.

On March 1, 2004, the Rights Plan was amended to accelerate the expiration date of the Rights Plan to
June 1, 2004 from July 29, 2006. As a result, the Rights Plan will be eÅectively terminated on June 1, 2004.

Note 22. Future Liquidity Requirements

As  of  December  31,  2003,  the  Company  had  $1.56  billion  in  cash  and  cash  equivalents,  of  which
$612.7 million was held in the United States and $432.8 million was in accounts of GDTE. The remaining
amounts were held in the Company's other non-U.S. operations. The Company's ability to move cash and
cash  equivalents  among  its  various  operating  locations  is  subject  to  the  operating  needs  of  the  operating
locations  as  well  as  restrictions  imposed  by  local  laws  and  applicable  credit  facility  agreements.  As  of
December 31, 2003, approximately $215 million of cash was held in locations where signiÑcant tax or legal
impediments would make it diÇcult or costly to execute monetary transfers. Based upon the Company's
projected  operating  results,  the  Company  expects  that  cash  Öow  from  operations  together  with  available
borrowing under its restructured credit facilities and other sources of liquidity will be adequate to meet the
Company's anticipated cash and cash equivalent requirements including working capital, debt service and
capital expenditures through December 31, 2004.

At December 31, 2003, the Company also had $335.0 million of unused availability under its various

credit agreements.

The Company's restructured and reÑnanced credit facilities mature in 2005 and 2006 and the Company
would have to reÑnance these facilities in the capital markets if they were not renewed by the banks. After
taking into account the pay down of certain obligations in connection with recent Ñnancing activities, the
aggregate  amount  of  long-term  debt  maturing  in  2005  and  2006  is  $1,343  million  and  $1,481  million,
respectively. Because of the Company's debt ratings, recent operating performance and other factors, access to
such  markets  cannot  be  assured.  The  Company's  ongoing  ability  to  access  the  capital  markets  is  highly
dependent  on  successfully  implementing  its  North  American  Tire  turnaround  strategy.  In  addition  to
facilitating access to the capital markets, successful implementation of the turnaround strategy is also crucial
to ensuring that the Company has suÇcient cash Öow from operations to meet its obligations. There is no

99

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 22. Future Liquidity Requirements (continued)

assurance that the Company will be successful in implementing its turnaround strategy. Failure to successfully
complete the turnaround strategy could have a material adverse eÅect on the Company's Ñnancial position,
results of operations and liquidity.

Although the Company is highly leveraged, it may become necessary for it to incur additional debt to
ensure  that  it  has  adequate  liquidity.  This  additional  debt  would  need  to  be  secured  or  unsecured.  A
substantial  portion  of  the  Company's  assets  are  already  subject  to  liens  securing  its  indebtedness.  The
Company is limited in its ability to pledge its remaining assets as security for additional secured indebtedness.
In addition, unless the Company's Ñnancial performance improves, its ability to raise unsecured debt may be
signiÑcantly limited.

Under the Company's master contract with the USWA, the Company committed to consummate the
issuance or placement of at least $250 million of debt securities and at least $75 million of equity or equity-
linked securities by December 31, 2003. It did not meet this commitment. As a result, the USWA may Ñle a
grievance and strike. In the event of a strike, the Company's Ñnancial position, results of operations and
liquidity could be materially adversely aÅected. The Company has also committed to launch, by December 1,
2004,  a  reÑnancing  of  its  U.S.  term  loan  and  revolving  credit  facilities  due  in  April  2005  with  loans  or
securities having a term of at least three years. If the Company fails to complete this reÑnancing commitment,
the USWA would have the right to strike and the Company would be required to pay each covered union
employee  (approximately  13,700  as  of  December  31,  2003)  $1,000  and  each  covered  union  retiree
(approximately 13,800 as of December 31, 2003) $500. In addition, if the Company failed to comply with the
covenants in its credit agreements, the lenders would have the right to cease further loans to the Company and
to demand the repayment of all outstanding loans under these facilities.

The Company is subject to various legal proceedings, including the Entran II litigation described in Note
20, Commitments and Contingent Liabilities. The ultimate cost of disposing of Entran II claims is dependent
upon  a  number  of  factors,  including  the  Company's  ability  to  satisfy  the  contingencies  in  a  proposed
settlement,  the  number  of  claimants  that  opt  out  of  any  settlement,  Ñnal  approval  of  the  terms  of  the
settlement at a yet-to-be scheduled fairness hearing, Goodyear's ability to resolve claims not subject to the
settlement  (including  the  cases  in  which  the  Company  received  adverse  judgments),  and,  in  the  event
Goodyear fails to consummate the proposed settlement for any reason, future judgments by courts in other
currently pending or yet unasserted actions. Depending on the resolution of these uncertainties, the costs
associated  with  Entran  II  claims  could  be  signiÑcant  and  could  have  a  material  adverse  eÅect  on  the
Company's results of operations, Ñnancial position and liquidity in future periods. In the event the Company
wishes to appeal any future adverse judgment in any Entran II or other proceeding, it would be required to
post an appeal bond with the relevant court. If the Company does not have suÇcient availability under its U.S.
revolving credit facility to issue a letter of credit to support an appeal bond, it may be required to pay down
borrowings under the facility in order to increase the amount available for issuing letters of credit or deposit
cash collateral in order to stay the enforcement of the judgment pending an appeal. A signiÑcant deposit of
cash collateral may have a material adverse eÅect on the Company's liquidity.

A substantial portion of Goodyear's borrowings are at variable rates of interest and expose the Company
to  interest  rate  risk.  If  interest  rates  rise,  the  Company's  debt  service  obligations  would  increase.  An
unanticipated signiÑcant rise in interest rates could have a material adverse eÅect on the Company's liquidity
in future periods.

In addition, Goodyear expects to make contributions to its pension plans of approximately $210 million in
2004. Contributions to domestic pension plans are expected to be approximately $160 million in 2004 and
approximately  $325  million  to  $350  million  in  2005  in  order  to  satisfy  statutory  minimum  funding
requirements.

100

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES

NOTES TO FINANCIAL STATEMENTS Ì (Continued)

Note 23. Subsequent Events

Recent Financing Activities

On  February  23,  2004,  Goodyear  completed  the  addition  of  a  $650  million  tranche  to  the  Company's
$1.30  billion  Senior  Secured  Asset-Backed  Facility.  Approximately  $335  million  of  the  proceeds  of  the
tranche were used to partially reduce amounts outstanding under the U.S. term facility. On March 12, 2004,
Goodyear completed a private oÅering of $650 million in senior secured notes, consisting of $450 million of
11% senior secured notes due 2011 and $200 million of Öoating rate notes at LIBOR plus 8% due 2011. The
proceeds of the notes were used to repay the remaining outstanding amount under the U.S. term facility, to
permanently reduce the Company's commitment under the U.S. revolving credit facility by $70 million, and
for general corporate purposes. In connection with these Ñnancing activities, each of the restructured credit
facilities discussed in Note 11 was amended on February 19, 2004, principally to permit additional Ñnancings.
The Company's credit agreements were further amended on April 16, 2004, to extend until May 19, 2004, the
deadline for Ñling the Company's Annual Report on Form 10-K for the year ended December 31, 2003. Refer
to Note 11 for further information on the Company's credit facilities and term loan agreements.

Late Form 10-Q Filing and Bank Amendments

On May 11, 2004, the Company announced that it would not Ñle the Ñrst quarter 2004 Form 10-Q by May 30,
2004, as required in the Company's loan agreements, and that it would initiate discussions with its lenders to
extend the deadline for Ñling by 30 days. While Goodyear does not expect to need to access the facilities
during this 30-day period, in the absence of an extension, the Company would not be able to access them. If
Goodyear does not obtain an extension, it would still have until June 30 to Ñle the Form 10-Q and regain
access, but if it does not Ñle the Form 10-Q by then, there could be an event of default under the loan
agreements and thereafter under other debt instruments.

On May 18, 2004, Goodyear obtained an amendment from the European credit facility lenders to allow
until June 4, 2004 for delivery to the lenders of the 2003 audited Ñnancial statements for the Company's
Goodyear Dunlop Tires Europe B.V. joint venture. These Ñnancial statements, which have historically been
completed after the Form 10-K was Ñled, were previously required to be delivered by May 19, 2004. Goodyear
must complete these Ñnancial statements by June 4, 2004 in order to avoid defaults under the principal credit
facilities.

Sava Tires d.o.o.

On April 7, 2004, the Company announced that it will exercise its call option and purchase the remaining
20 percent of Sava Tires d.o.o. (Sava Tire), a joint venture tire manufacturing company in Kranj, Slovenia, for
approximately $52 million. The transaction is expected to be completed in June 2004. Goodyear's stake in
Sava Tire is held by GDTE.

Dackia

On April 16, 2004, the Company announced that it will purchase the remaining 50 percent of Dackia, one of
Sweden's major retail tire groups, for approximately $10 million. The transaction is expected to be completed
in June 2004.

101

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Shareholders
of The Goodyear Tire & Rubber Company

In our opinion, the accompanying consolidated balance sheets and the related consolidated statements of
operations, shareholders' equity, and cash Öows present fairly, in all material respects, the Ñnancial position of
The Goodyear Tire & Rubber Company and Subsidiaries at December 31, 2003 and December 31, 2002, and
the  results  of  their  operations  and  their  cash  Öows  for  each  of  the  three  years  in  the  period  ended
December  31,  2003  in  conformity  with  accounting  principles  generally  accepted  in  the  United  States  of
America. These Ñnancial statements are the responsibility of the Company's management. Our responsibility
is to express an opinion on these Ñnancial statements based on our audits. We conducted our audits of these
statements in accordance with the standards of the Public Company Accounting Oversight Board (United
States). Those standards require that we plan and perform the audit to obtain reasonable assurance about
whether the Ñnancial statements are free of material misstatement. An audit includes examining, on a test
basis, evidence supporting the amounts and disclosures in the Ñnancial statements, assessing the accounting
principles used and signiÑcant estimates made by management, and evaluating the overall Ñnancial statement
presentation. We believe that our audits provide a reasonable basis for our opinion.

As discussed in Note 7 to the consolidated  Ñnancial statements,  the  Company adopted the provisions of
Statement  of  Financial  Accounting  Standards  No.  142,  ""Goodwill  and  Other  Intangible  Assets,''  as  of
January 1, 2002.

As described in Note 2, ""Restatement'' the Company has restated its previously issued consolidated Ñnancial
statements.

PricewaterhouseCoopers LLP

Cleveland, Ohio
May 18, 2004

102

THE GOODYEAR TIRE & RUBBER COMPANY AND SUBSIDIARIES
Supplementary Data
(Unaudited)

Quarterly Data and Market Price Information

(In millions, except per share)
2003
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gross ProÑtÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Quarter

First

Restated
Second

Third

Fourth

Year

$3,545.8
583.0
$ (196.5)

$3,753.3
714.5
$ (53.0)

$3,906.1
711.7
$ (118.2)

$3,913.8
614.5
$ (434.4)

$15,119.0
2,623.7
$ (802.1)

Net Loss Per Share Ì Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (1.12)

$ (0.30)

$ (0.67)

$ (2.49)

$

(4.58)

Ì DilutedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(1.12)

(0.30)

(0.67)

(2.49)

Average Shares Outstanding Ì Basic ÏÏÏÏÏÏÏÏÏ
Ì Diluted ÏÏÏÏÏÏÏ

175.3
175.3

175.3
175.3

175.3
175.3

175.3
175.3

(4.58)

175.3
175.3

Price Range of Common Stock:*

High ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Low ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

7.33
3.35

$

7.35
4.55

$

8.19
4.49

$

7.94
5.55

$

8.19
3.35

(In millions, except per share)
2003
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gross ProÑtÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Loss ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

As Originally Reported
Quarter
Second

First

Third

$3,545.5
621.1
$ (163.3)

$3,758.2
707.2
$ (73.6)

$3,906.0
719.4
$ (105.9)

Net Loss Per Share Ì Basic ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (0.93)

$ (0.42)

$ (0.60)

Ì DilutedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(0.93)

(0.42)

(0.60)

Average Shares Outstanding Ì Basic ÏÏÏÏÏÏÏÏÏ
Ì Diluted ÏÏÏÏÏÏÏ

175.3
175.3

175.3
175.3

175.3
175.3

Price Range of Common Stock:*

High ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Low ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$

7.33
3.35

$

7.35
4.55

$

8.19
4.49

103

EÅect of restatement adjustments on Goodyear's previously issued 2003 quarterly Ñnancial statements

Increase (decrease) in Income (loss)

(In millions, except per share)
Net loss as originally reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Adjustments (pretax):

Accounting IrregularitiesÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Account Reconciliations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Out-of-Period ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discount Rate Adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products Segment ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total adjustments (pretax)ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tax eÅect of restatement adjustmentsÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tax adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Unaudited

Quarter Ended

March 31

June 30

September 30

Total

$(163.3)

$(73.6)

$(105.9)

(1.6)
(27.7)
0.7
(4.3)
2.4

(30.5)
(2.7)
Ì

(2.7)

(2.9)
20.9
(0.2)
(4.4)
(0.7)

12.7
3.7
4.2

7.9

20.6

4.9
(10.5)
0.4
(4.3)
(1.1)

(10.6)
(1.7)
Ì

(1.7)

$

0.4
(17.3)
0.9
(13.0)
0.6

(28.4)
(0.7)
4.2

3.5

(12.3)

$(24.9)

Total net adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

(33.2)

Net loss as restated ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(196.5)

$(53.0)

$(118.2)

Per Share of Common Stock:
Net loss Ì Basic as originally reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of net adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (0.93)
(0.19)

$(0.42)
0.12

$ (0.60)
(0.07)

Net loss Ì Basic as restatedÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (1.12)

$(0.30)

$ (0.67)

Net loss Ì Diluted as originally reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of net adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (0.93)
(0.19)

$(0.42)
0.12

$ (0.60)
(0.07)

Net loss Ì Diluted as restated ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ (1.12)

$(0.30)

$ (0.67)

The second quarter of 2003 (as originally reported) included net charges for adjustments totaling $25.6 mil-
lion  before  tax  ($31.3  million  after  tax).  These  adjustments  related  primarily  to  Interplant,  Engineered
Products and Tax adjustments, and have been restated to prior periods. Several factors relating to Goodyear's
enterprise resource planning systems implementation resulted in Engineered Products' inability to locate or
recreate account reconciliations for prior periods in the amount of $19.0 million before tax ($18.6 million after
tax).  As  a  result,  Engineered  Products  was  unable  to  allocate  the  amount  to  applicable  periods  and
accordingly, recorded this adjustment in the Ñrst quarter of 2003.

The Ñrst quarter included a net after-tax charge of $19.1 million resulting from general and product
liability Ì discontinued products and a net after-tax charge of $57.7 million for rationalizations. The second
quarter  included  a  net  after-tax  gain  of  $9.1  million  resulting  from  general  and  product  liability Ì
discontinued products, a net after-tax charge of $11.5 million for rationalizations and an $8.8 million after-tax
loss on the sale of 20,833,000 shares of SRI. The third quarter included a net after-tax charge of $62.5 million
resulting from general and product liability Ì discontinued products and a net after-tax charge of $44.8 mil-
lion for rationalizations. The fourth quarter included a net after-tax charge of $72.9 million from general and
product liability Ì discontinued products and a net after-tax charge of $153.1 million for rationalizations. The
fourth  quarter  also  included  accelerated  depreciation  charges,  asset  writeoÅs  and  impairment  charges  of
$131.4 million after tax. Additionally, the fourth quarter included $9.5 million after tax related to a labor
litigation judgment against Goodyear in European Union Tire.

104

(In millions, except per share)

First

Second

Third

Fourth

Year

2002
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gross ProÑtÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$3,319.2
563.8
$ (59.0)

$3,490.8
694.8
24.7

$

$3,538.5
666.4
28.2

$

$ 3,507.7
627.3
$(1,220.9)

$13,856.2
2,552.3
$(1,227.0)

Restated

Quarter

Net Income (Loss) Per Share Ì Basic ÏÏÏÏÏÏ

$ (0.36)

$

Ì DilutedÏÏÏÏÏ

(0.36)

Average Shares Outstanding Ì Basic ÏÏÏÏÏÏÏÏ
Ì Diluted ÏÏÏÏÏÏ

163.2
163.2

Price Range of Common Stock:*

0.15

0.15

163.3
164.3

$

0.17

0.17

166.5
166.5

High ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Low ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Dividends Per Share ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 28.31
21.29
0.12

$

$ 23.70
18.50
0.12

$

$ 18.52
8.49
0.12

$

$

$

$

(6.96)

$

(7.35)

(6.96)

(7.35)

175.3
175.3

9.36
6.60
0.12

167.0
167.0

28.31
6.60
0.48

$

$

(In millions, except per share)

First

Second

Third

Fourth

Year

2002
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Gross ProÑtÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$3,311.2
550.1
$ (63.2)

$3,478.8
691.4
28.9

$

$3,529.6
674.7
33.7

$

$ 3,530.4
619.9
$(1,105.2)

$13,850.0
2,536.1
$(1,105.8)

As Originally Reported
Quarter

$

(6.30)

$

(6.62)

(6.30)

(6.62)

175.3
175.3

9.36
6.60
0.12

167.0
167.0

28.31
6.60
0.48

$

$

Net Income (Loss) Per Share Ì Basic ÏÏÏÏÏÏ

$ (0.39)

$

Ì DilutedÏÏÏÏÏ

(0.39)

Average Shares Outstanding Ì Basic ÏÏÏÏÏÏÏÏ
Ì Diluted ÏÏÏÏÏÏ

163.2
163.2

Price Range of Common Stock:*

0.18

0.18

163.3
164.3

$

0.20

0.20

166.5
166.5

High ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Low ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Dividends Per Share ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$ 28.31
21.29
0.12

$

$ 23.70
18.50
0.12

$

$ 18.52
8.49
0.12

$

$

$

* New York Stock Exchange Ì Composite Transactions

105

EÅect of restatement adjustments on Goodyear's previously issued 2002 quarterly Ñnancial statements

Increase (decrease) in income (loss)

(In millions, except per share)
Net income (loss) as originally reported ÏÏÏÏ
Adjustments (pretax):

Accounting Irregularities ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Account Reconciliations ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Out-of-PeriodÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Discount Rate Adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏ
Chemical Products Segment ÏÏÏÏÏÏÏÏÏÏÏÏ

Total adjustments (pretax) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Tax eÅect of restatement adjustments ÏÏÏÏ
Tax adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total taxes ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Total net adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Unaudited

Quarter Ended

March 31

June 30

September 30

December 31

Total 2002

$(63.2)

$28.9

$33.7

$(1,105.2)

$(1,105.8)

(2.2)
9.4
2.8
(3.7)
2.3

8.6
1.9
(6.3)

(4.4)

4.2

(4.3)
2.9
5.8
(4.1)
(1.0)

(0.7)
(0.1)
(3.4)

(3.5)

(4.2)

(2.4)
0.5
5.7
(3.9)
(8.2)

(8.3)
1.9
0.9

2.8

(5.5)

5.4
(19.6)
0.9
(3.2)
21.1

4.6
(6.6)
(113.7)

(120.3)

(115.7)

(3.5)
(6.8)
15.2
(14.9)
14.2

4.2
(2.9)
(122.5)

(125.4)

(121.2)

Net income (loss) as restated ÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(59.0)

$24.7

$28.2

$(1,220.9)

$(1,227.0)

Per Share of Common Stock:
Net income (loss) Ì Basic as

originally reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of net adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(0.39)
0.03

$0.18
(0.03)

Net income (loss) Ì Basic as restated ÏÏÏÏÏ

$(0.36)

$0.15

Net income (loss) Ì Diluted as

originally reported ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
EÅect of net adjustments ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

$(0.39)
0.03

$0.18
(0.03)

Net income (loss) Ì Diluted as restatedÏÏÏÏ

$(0.36)

$0.15

$0.20
(0.03)

$0.17

$0.20
(0.03)

$0.17

$

$

$

$

(6.30)
(0.66)

(6.96)

(6.30)
(0.66)

(6.96)

$

$

$

$

(6.62)
(0.73)

(7.35)

(6.62)
(0.73)

(7.35)

The  restated  2002  net  income  (loss)  for  all  quarters  diÅers  from  that  which  was  originally  reported  due
primarily to amounts related to the Chemical Products business segment. Certain items were identiÑed as a
result of a stand-alone audit conducted in 2003 of a portion of the Chemical Products business segment which
were recorded in 2002 but which related to prior periods and were restated out of 2002. The most signiÑcant
adjustments related to the timing of the recognition of manufacturing variances to reÖect the actual cost of
inventories and the fair value adjustment of a hedge for natural gas.

The second quarter included a net after-tax gain of $0.8 million (as restated) resulting from asset sales.
The third quarter included a net after-tax gain of $10.7 million resulting from asset sales and a net after-tax
charge of $8.9 million for rationalizations. The third quarter also included the writeoÅ of a miscellaneous
investment of $2.5 million after tax. The fourth quarter included a net after-tax gain of $12.0 million (as
restated) resulting from asset sales and a net after-tax beneÑt of $3.8 million (as restated) from rationalization
actions and reversals. The fourth quarter also included a non-cash charge of $1.20 billion (as restated) to
establish a valuation allowance against net Federal and state deferred tax assets.

Quarterly per share amounts do not add to the year 2002 per share amount due to issuance of 11.3 million

shares of common stock in the third quarter.

106

COMPARISON WITH PRIOR YEARS

(In millions, except per share)
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Net Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Per Share of Common Stock:
Net Income (Loss) Ì Basic ÏÏÏÏÏÏÏÏÏÏÏÏ

Net Income (Loss) Ì Diluted ÏÏÏÏÏÏÏÏÏÏ

Dividends Per Share ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Total Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long Term Debt and Capital Leases ÏÏÏÏÏ
Shareholders' Equity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

Notes:

Year Ended December 31,
Restated

2003

2002

2001

2000

1999

$15,119.0
$ (802.1)

$13,856.2
$(1,227.0)

$14,162.5
$ (254.1)

$14,445.9
51.3
$

$13,324.3
225.0
$

$

$

$

(4.58)

(4.58)

$

$

(7.35)

(7.35)

Ì $

15,005.5
4,826.2
(13.1)

0.48
13,038.7
2,989.8
255.4

$

$

$

(1.59)

(1.59)

1.02
13,768.6
3,203.6
2,627.8

$

$

$

0.33

0.32

1.20
13,576.7
2,349.6
3,454.3

$

$

$

1.43

1.42

1.20
13,248.8
2,347.9
3,729.2

The information contained in the following notes has been restated. Refer to Note 2 to the Ñnancial statements
for further information.

(1) Information on the impact of the restatement follows:

Year Ended December 31,

2001
As
Previously
Reported

2001

As
Restated

2000
As
Previously
Reported

(In millions, except per share)
Net Sales ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $14,147.2
Net Income (Loss) ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $ (203.6) $ (254.1) $

$14,162.5

$14,417.1
40.3

2000

As
Restated

1999
As
Previously
Reported

1999

As
Restated

$14,445.9
51.3
$

$13,355.4
243.2
$

$13,324.3
225.0
$

Per Share of Common Stock:
Net Income (Loss) Ì Basic ÏÏÏÏÏÏÏ $

(1.27) $

(1.59) $

Net Income (Loss) Ì Diluted ÏÏÏÏÏ $

(1.27) $

(1.59) $

0.26

0.25

Dividends Per Share ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ $
Total Assets ÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏÏ
Long Term Debt and Capital Leases
Shareholders' Equity ÏÏÏÏÏÏÏÏÏÏÏÏÏÏ

1.02
13,783.4
3,203.6
2,864.0

$

1.02
13,768.6
3,203.6
2,627.8

$

1.20
13,568.0
2,349.6
3,503.0

$

$

$

0.33

0.32

1.20
13,576.7
2,349.6
3,454.3

$

$

$

1.55

1.53

1.20
13,278.1
2,347.9
3,792.6

$

$

$

1.43

1.42

1.20
13,248.8
2,347.9
3,729.2

As discussed in Note 2, restatement adjustments were classiÑed as ""Accounting Irregularities,'' ""Account
Reconciliations,'' ""Out-of-Period,'' ""Discount Rate,'' ""Chemical Products Segment'' and ""Tax Adjustments.''

The decrease in net income of $50.5 million in 2001 was principally the result of the timing of the
recognition of manufacturing variances to reÖect the actual cost of inventories of the Chemical Products
Segment, the erroneous recording of cost of goods sold for the sale of inventory at Wingfoot Commercial Tire
Systems,  LLC,  Accounting  Irregularities  adjustments  and  other  Account  Reconciliation  adjustments.  On
November 1, 2000, Goodyear made a contribution, which included inventory, to Wingfoot Commercial Tire
Systems, LLC, a consolidated subsidiary. On a consolidated basis, the inventory was valued at Goodyear's
historical cost. Upon the sale of the inventory, consolidated cost of goods sold was understated by $11 million.
Additionally, inventory and Ñxed asset losses totaling $4.2 million were not expensed as incurred and were
written oÅ. The Chemical Products Segment adjustments were the result of a stand-alone audit conducted in
2003 of a portion of the Chemical Products business segment.

107

For the restatement of 2001, pretax income was reduced by $12.8 million due to the impact of Account
Reconciliations,  $13.2  million  due  to  Accounting  Irregularities,  $18.9  million  due  to  Chemical  Products
Segment,  $14.5  million  due  to  Out-of-Period  and  $5.5  million  due  to  Discount  Rate.  The  tax  eÅect  of
restatement adjustments was a beneÑt of $14.4 million.

The increase in net income of $11.0 million in 2000 was principally the result of the Chemical Products
Segment  adjustments  and  the  Account  Reconciliation  adjustments,  primarily  Interplant  and  Wingfoot
Commercial Tire Systems, LLC.

For the restatement of 2000, pretax income was reduced by $21.7 million due to the impact of Account
Reconciliations. Pretax income increased by $19.1 million due to the impact of Chemical Products Segment,
$14.5 million due to Discount Rate, $5.8 million due to Out-of-Period and $0.6 million due to Accounting
Irregularities. The tax eÅect of restatement adjustments was an expense of $7.3 million.

The decrease in net income of $18.2 million in 1999 was principally the result of the erroneous recording
of accounts receivable, the improper deferral of manufacturing variances at one of the Company's United
States tire manufacturing plants in 1998 which was recorded in 1999 when it was discovered, and which was
adjusted  in  the  1998  results  in  this  restatement,  and  other  Account  Reconciliation  adjustments.  The
adjustment to accounts receivable was attributable to amounts erroneously recorded in the Company's general
ledger. Goodyear had implemented certain modules of an ERP accounting system, which were not properly
integrated with existing systems and resulted in an overstatement of sales and accounts receivable in the
general ledger. However, billings to customers and cash collections were appropriate.

For the restatement of 1999, pretax income was reduced by $38.0 million due to the impact of Account
Reconciliations  and  $4.9  million  due  to  Chemical  Products  Segment.  Pretax  income  was  increased  by
$13.1 million due to the impact of Accounting Irregularities and $6.4 million due to Out-of-Period. The tax
eÅect of restatement adjustments was a beneÑt of $5.2 million.

(2) See ""Principles of Consolidation'' at Note 1 (""Accounting Policies'') to the Financial Statements.

(3) Net  Loss  in  2003  included  net  after-tax  charges  of  $524.5  million,  or  $2.73  per  share-diluted,  for
rationalizations, asset sales, general and product liability-discontinued products, accelerated depreciation,
asset impairments, asset writeoÅs, favorable settlement of prior year tax liability and rationalization costs
at Goodyear's SPT equity investment.

(4) Net Loss in 2002 included net after-tax beneÑt of $14.3 million (as restated), or $0.09 per share-diluted
(as  restated)  for  rationalizations,  asset  sales,  writeoÅ  of  a  miscellaneous  investment  and  a  net
rationalization reversal at Goodyear's SPT equity investment. Net loss in 2002 also included a non-cash
charge of $1.20 billion (as restated), or $6.86 per share-diluted (as restated), to establish a valuation
allowance against its net federal and state deferred tax assets.

(5) Net Loss in 2001 included net after-tax charges of $172.4 million (as restated), or $1.08 per share-
diluted (as restated), for rationalizations, the sale of the Specialty Chemical Business and other asset
sales, costs related to a tire replacement program and rationalization costs at Goodyear's SPT equity
investment.

(6) Net Income in 2000 included a net after-tax charge of $62.0 million (as restated), or $0.39 per share-
diluted  (as  restated),  for  rationalizations  and  asset  sales,  change  in  Goodyear's  domestic  inventory
costing method from LIFO to FIFO and rationalization costs at Goodyear's SPT equity investment.

(7) Net Income in 1999 included net after-tax beneÑt of $14.9 million (as restated), or $0.08 per share-
diluted (as restated), resulting from the net after-tax gains of $154.8 million, or $0.97 per share-diluted,
from the change in control of the businesses contributed by the Company to the Goodyear Dunlop joint
venture  in  Europe  and  the  sale  of  certain  rubber  chemical  assets  and  net  rationalization  charges  of
$139.9 million after tax (as restated), or $0.89 per share-diluted (as restated).

108

Board of  Directors

Susan E. Arnold
President, Global Personal Beauty Care
& Global Feminine Care,
The Procter & Gamble Company
Elected 2003  3, 4, 5

James C. Boland
Vice Chairman, CAVS/Gund Arena Co.
Elected 2002 1, 2, 4

John G. Breen
Retired Chairman of the Board
The Sherwin-Williams Co.
Elected 1992 1, 2, 4

Gary D. Forsee
Chairman of the Board &
Chief Executive Officer,
Sprint Corporation
Elected 2002 1, 2, 3

William J. Hudson Jr.
Retired Vice Chairman,
AMP Incorporated
Elected 1995 1, 2, 4

Robert J. Keegan
Chairman of the Board,
Chief Executive Officer & President
The Goodyear Tire & Rubber Company
Elected 2000

Steven A. Minter
Retired Executive Director & President,
The Cleveland Foundation
Elected 1985 3, 5

Rodney O’Neal
President - Dynamics, Propulsion,
Thermal & Interior Sector,
Delphi Corporation
Elected 2004 4, 5

Shirley D. Peterson
Retired Partner in law firm of
Steptoe & Johnson LLP
Elected 2004 1, 3, 5

Agnar Pytte
Retired President,
Case Western Reserve University
Elected 1988 3, 5

James M. Zimmerman
Retired Chairman of the Board 
Federated Department Stores
Elected 2001 2, 5

CORPORATE OFFICERS

Robert J. Keegan, 56*
Chairman of the Board,
Chief Executive Officer & President
Three years of service, officer since 2000

Joseph M. Gingo, 59
Executive Vice President, Quality Systems &
Chief Technology Officer
37 years of service, officer since 1996

Robert W. Tieken, 65†
Executive Vice President 
& Chief Financial Officer
10 years of service, officer since 1994

SENIOR VICE PRESIDENTS

Christopher W. Clark, 52
Senior Vice President,
Global Sourcing
31 years of service, officer since 2000

Kathleen T. Geier, 47
Senior Vice President, Human Resources
25 years of service, officer since 2002 

C. Thomas Harvie, 61
Senior Vice President,
General Counsel & Secretary
Eight years of service, officer since 1995

Richard J. Kramer, 40†
Senior Vice President,
Strategic Planning & Restructuring
Four years of service, officer since 2000

Ricardo A. Navarro, 53
Senior Vice President,
Business Development & Integration
Eight months of service, officer since 2003

Charles L. Sinclair, 52
Senior Vice President,
Global Communications
19 years of service, officer since 2003

VICE PRESIDENTS

Thomas A. Connell, 55
Vice President & Controller
Nine months of service, officer since 2003

Donald D. Harper, 57
Vice President, Human Resources
North America Shared Services
35 years of service, officer since 1998

William M. Hopkins, 59
Vice President, Global Product
Marketing & Technology Planning
36 years of service, officer since 1998

Isabel H. Jasinowski, 55
Vice President, Government Relations
22 years of service, officer since 2001

Gary A. Miller, 57
Vice President and Chief 
Procurement Officer
36 years of service, officer since 1992

Darren R. Wells, 38
Vice President & Treasurer
Two years of service, officer since 2002

Bertram Bell, 52
Assistant Secretary & 
Associate General Counsel
21 years of service, officer since 2000

Anthony E. Miller, 53
Assistant Secretary & 
Associate General Counsel
18 years of service, officer since 2000

BUSINESS UNIT OFFICERS

M. Joseph Copeland, 42
President, Chemical Division
Three years of service, officer since 2002

Eduardo A. Fortunato, 50
President, Latin America Region,
29 years of service, officer since 2003

Jarro F. Kaplan, 57
President, Eastern Europe,
Africa & Middle East Business
34 years of service, officer since 2001

Lawrence D. Mason, 43
President, Consumer Tires,
North American Tire
Eight months of service, officer since 2003

Hugh D. Pace, 52
President, Asia Region
29 years of service, officer since 1998

Jonathan D. Rich, 48
President, North American Tire
Three years of service, officer since 2001

Michael J. Roney, 49
President, European Union Business
22 years of service, officer since 1999

Timothy R. Toppen, 49
President, Engineered Products
25 years of service, officer since 2000

1 Audit Committee
2 Compensation Committee
3 Committee on Corporate Responsibility
4 Finance Committee
5 Nominating and Board Governance Committee
* Also a director

† Richard J. Kramer was named executive vice president

and chief financial officer effective June 1, 2004,
replacing Robert W. Tieken, who retired on 
May 31, 2004.

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Facilities

NORTH AMERICA

United States
Akron, Ohio
World headquarters, North American Tire headquarters, Asia Tire

headquarters, Latin America Tire headquarters, Chemical 

Products headquarters, Engineered Products headquarters, 

technical center, racing tires, chemicals, tire proving grounds, 

global purchasing, airship operations, research and 

development facilities
Asheboro, North Carolina Steel tire cord
Atlanta, Georgia Aero retread facility
Bayport, Texas Chemicals
Beaumont, Texas Synthetic rubber, 
hydrocarbon resins
Carson, California Airship operations
Danville, Virginia Tires
Decatur, Alabama Textiles
Fayetteville, North Carolina Tires
Freeport, Illinois Tires
Gadsden, Alabama Tires
Green, Ohio Technical center
Hannibal, Missouri Hose products
Houston, Texas Synthetic rubber
Kingman, Arizona Aero retread facility
Lawton, Oklahoma Tires
Lincoln, Nebraska Power transmission belts, hose products, 
technical center
Marysville, Ohio Conveyor belts, technical center, sheet rubber
Mount Pleasant, Iowa Hose products
Niagara Falls, New York Chemicals
Norfolk, Nebraska Hose products
Pompano Beach, Florida Airship operations
Radford, Virginia Tread rubber
St. Marys, Ohio Molded rubber products, 
military track, rubber track, technical center
San Angelo, Texas Tire proving grounds
Social Circle, Georgia Tread rubber
Spartanburg, South Carolina Tread rubber
Spring Hope, North Carolina Conveyor belts
Statesville, North Carolina Tire molds
Sun Prairie, Wisconsin Hose products
Tonawanda, New York Tires
Topeka, Kansas Tires
Tyler, Texas Tires
Union City, Tennessee Tires
Utica, New York Textiles
West Amherst, New York Goodyear Dunlop Tires 
North America headquarters

1 1 0                 G o o d y e a r     2 0 0 3

Canada
Bowmanville, Ontario Conveyor belts
Collingwood, Ontario Hose products
Granby, Quebec Hose products
Medicine Hat, Alberta Tires
Napanee, Ontario Tires
Owen Sound, Ontario Power transmission belts
Quebec City, Quebec Molded rubber 
products
Valleyfield, Quebec Tires

Mexico
Chihuahua Molded rubber products, power transmission belts
San Luis Potosi Air springs, hose products
Delicias Hose products

EUROPE

Belgium
Brussels Goodyear Dunlop Tires Europe headquarters; European
Union Tire headquarters; Eastern Europe, Africa & Middle East 

Tire headquarters

France
Amiens Tires
Mireval Tire proving grounds
Montlucon Tires, air springs

Germany
Fulda Tires
Fuerstenwalde Tires
Hanau Tires
Philippsburg Tires
Riesa Tires
Wittlich Tires, tire proving grounds

Luxembourg
Colmar-Berg Tires, textiles, steel tire cord, tire molds, technical 
center, tire proving grounds

Netherlands
Tilburg Aero retread facility

Poland
Debica Tires, tubes

Slovenia
Kranj Tires, power transmission belts, air springs, hose products

Turkey
Adapazari Tires
Izmit Tires

United Kingdom
Birmingham Racing tires
Washington Tires
Wolverhampton Tires

LATIN AMERICA

Brazil
Americana Tires, textile preparation, films, tire proving grounds
Osasco Hose products
Santa Barbara Tread rubber
Sao Paulo Tires, tire molds, conveyor belts, power transmission belts,
hose products, aero retread facility 
Sertaozinho Air springs

Chile
Santiago Tires, batteries, conveyor belts, hose products, 
power transmission belts

Colombia
Cali Tires

Peru
Lima Tires

Venezuela
Tinaquillo Hose products, power 
transmission belts
Valencia Tires

AFRICA

Morocco
Casablanca Tires

South Africa
Uitenhage Tires, conveyor belts, power 
transmission belts

United Arab Emirates
Dubai Regional tire sales and distribution

ASIA

China
Dalian Tires
Qingdao Hose products

India
Aurangabad Tires
Ballabgarh Tires

Indonesia
Aek Tarum Estate Rubber plantation 
operations
Bogor Tires
Dolok Merangir Estate Rubber plantation operations

Japan
Tatsuno Tires

Malaysia
Kuala Lumpur Tires

New Zealand
Upper Hutt Tires*

Philippines
Las Pinas Tires

Singapore
Singapore Natural rubber purchasing, testing and 
research laboratory

Taiwan
Taipei Tires

Thailand
Bangkok Tires, Aero retread facility

AUSTRALIA

Bayswater Conveyor belts
Somerton Tires*

* 50-50 Joint Ventures

G o o d y e a r     2 0 0 3                 1 1 1

Shareholder Information

CORPORATE OFFICES

The Goodyear Tire & Rubber Company 
1144 East Market Street 
Akron, Ohio 44316-0001 
(330) 796-2121 
www.goodyear.com 

GOODYEAR COMMON STOCK

The principal market for Goodyear common stock is the New York
Stock Exchange (symbol GT).

On May 10, 2004, there were 28,443 shareholders of record of
Goodyear common stock. The closing price of Goodyear common
stock on the NYSE composite transactions tape on May 10,
2004, was $8.00. Certain of its loan agreements prohibit
Goodyear from paying dividends on its common stock.

ANNUAL MEETING

9 a.m., Wednesday, June 30, 2004, at the Corporate Offices.

SHAREHOLDER INQUIRIES

Transfer Agent and Registrar:
EquiServe Trust Company, N.A.
P.O. Box 43069
Providence, RI 02940-2500
(800) 317-4445
www.equiserve.com

Inquiries concerning the issuance or transfer of stock certificates
or share account information should be directed to EquiServe
Trust Company, N.A. Provide Social Security number, account
number and Goodyear’s ID number, 5721.

Hearing-impaired shareholders can communicate directly 
with EquiServe via a TDD by calling (201) 222-4955. Other
shareholder inquiries should be directed to:
Investor Relations,
Dept. 635
The Goodyear Tire & Rubber Company
1144 East Market Street 
Akron, Ohio 44316-0001
(330) 796-3751

E-mail: goodyear.investor.relations@goodyear.com

PUBLICATIONS

The Company’s Form 10-K Annual Report to the Securities and
Exchange Commission for 2003 is available in May. The Form 
10-Q Quarterly Reports to the Securities and Exchange
Commission during 2004 will be available in June, August 
and November.

Copies of any of the above or the Company’s Proxy Statement
may be obtained without charge by writing:
Investor Relations, Dept. 635
The Goodyear Tire & Rubber Company
1144 East Market Street
Akron, Ohio 44316-0001
or by calling our Financial Report Distribution Center at 
(515) 263-6408

CASSETTE RECORDING

An audiocassette recording of the 2003 Annual Report is 
available for visually impaired shareholders by contacting
Goodyear Investor Relations at (330) 796-3751.

DIRECTSERVICE ™ INVESTMENT PROGRAM

EquiServe Trust Company, N.A. sponsors and administers a
DirectSERVICE Investment Program for current shareholders and
new investors in Goodyear common stock. A brochure explaining
the program may be obtained by contacting:
The DirectSERVICE Investment Program — (800) 317-4445
For Goodyear Shareholders 
EquiServe Trust Company, N.A.
P. O. Box 43081 
Providence, RI 02940-3081
(800) 317-4445

INDEPENDENT ACCOUNTANTS

PricewaterhouseCoopers LLP
BP Tower
200 Public Square, 27th Floor
Cleveland, Ohio 44114-2301

ENVIRONMENTAL REPORT

A report pertaining to Goodyear’s environmental policies and
activities may be obtained by contacting Goodyear Corporate
Environmental Engineering at (330) 796-7377.

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W W W . G O O D Y E A R . C O M

700-862-928-68200
GBS #190415