Quarterlytics / Consumer Cyclical / Travel Lodging / The InterGroup Corporation / FY2016 Annual Report

The InterGroup Corporation
Annual Report 2016

INTG · NASDAQ Consumer Cyclical
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Ticker INTG
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Sector Consumer Cyclical
Industry Travel Lodging
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FY2016 Annual Report · The InterGroup Corporation
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Date: 09/28/2016 04:18 PM 
Client: v449390_INTERGROUP CORP_10-K 

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

(cid:95)

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended June 30, 2016
or

(cid:133)

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from _______ to_________

Commission File Number 1-10324

THE INTERGROUP CORPORATION
(Exact name of registrant as specified in its charter)

DELAWARE
(State or other jurisdiction of
Incorporation or organization)

13-3293645
(I.R.S. Employer
Identification No.)

10940 Wilshire Blvd., Suite 2150, Los Angeles, California 90024
(Address of principal executive offices)(Zip Code)

(310) 889-2500
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Common Stock $.01 par value

Name of each exchange on which registered
The NASDAQ Stock Market, LLC

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act.

(cid:133) Yes (cid:95) No

(cid:133) Yes (cid:95) No

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during 
the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for 
the past 90 days.                            

(cid:95) Yes (cid:133) No

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required to be 
submitted and posted pursuant to Rule 405 of Regulation S-T (Section 232.405 of this chapter) during the preceding 12 months (or for such shorter period that 
the registrant was required to submit and post such files).

(cid:95) Yes (cid:133) No

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (Section 229.405 of this chapter) is not contained herein, and 
will not be contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K 
or any amendments to this Form 10-K.     (cid:95)

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.

Large accelerated filer (cid:133)

Non-accelerated filer (cid:133)

Accelerated filer (cid:133)

Smaller reporting company (cid:95)

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act):

The aggregate market value of the Common Stock, no par value, held by non-affiliates computed by reference to the closing price on December 31, 2015 (the
last business day of registrant’s most recently completed second fiscal quarter ended December 31, 2015) was $22,450,000.

(cid:133) Yes (cid:95) No

The number of shares outstanding of registrant’s Common Stock, as of August 23, 2016, was 2,381,726.

DOCUMENTS INCORPORATED BY REFERENCE: None

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TABLE OF CONTENTS

PART I

Item 1.

Business.

Item 1A.

Risk Factors.

Item 1B.

Unresolved Staff Comments.

Item 2.

Properties.

Item 3.

Legal Proceedings.

Item 4.

Mine Safety Disclosures.

Item 5.

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

PART II

Item 6.

Selected Financial Data.

Item 7.

Management’s Discussion and Analysis of Financial Condition and Results of Operations.

Item 7A. Quantitative and Qualitative Disclosures About Market Risk.

Item 8.

Financial Statements and Supplementary Data.

Item 9.

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.

Item 9A.  Controls and Procedures.

PART III

Item 10.

Directors, Executive Officers and Corporate Governance.

Item 11.

Executive Compensation.

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

Item 13.

Certain Relationships and Related Transactions, and Director Independence.

Item 14.

Principal Accounting Fees and Services

Item 15.

Exhibits, Financial Statement Schedules

Signatures

PART IV

2

Page

4

11

15

15

20

21

22

23

23

29

30

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65

71

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74

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FORWARD-LOOKING STATEMENTS

This Annual Report on Form 10-K contains certain “forward-looking statements” within the meaning of the Private Securities Litigation reform Act of 1995. 
Forward-looking statements give our current expectations or forecasts of future events. You can identify these statements by the fact that they do not relate 
strictly to historical or current facts. They contain words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe” “may,” “could,”
“might” and other words or phrases of similar meaning in connection with any discussion of future operating or financial performance. From time to time we 
also provide forward-looking statements in our Forms 10-Q and 8-K, Annual Reports to Shareholders, press releases and other materials we may release to the 
public. Forward looking statements reflect our current views about future events and are subject to risks, uncertainties, assumptions and changes in 
circumstances that may cause actual results or outcomes to differ materially from those expressed in any forward looking statement. Consequently, no forward 
looking statement can be guaranteed and our actual future results may differ materially.

Factors that may cause actual results to differ materially from current expectations include, but are not limited to:

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

(cid:120)

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risks associated with the lodging industry, including competition, increases in wages, labor relations, energy and fuel costs, actual and threatened 
pandemics, actual and threatened terrorist attacks, and downturns in domestic and international economic and market conditions, particularly in the San 
Francisco Bay area;

risks associated with the real estate industry, including changes in real estate and zoning laws or regulations, increases in real property taxes, rising 
insurance premiums, costs of compliance with environmental laws and other governmental regulations;

the availability and terms of financing and capital and the general volatility of securities markets;

changes in the competitive environment in the hotel industry;

risks related to natural disasters;

litigation; and

other risk factors discussed below in this Report.

We caution you not to place undue reliance on these forward-looking statements, which speak only as to the date hereof. We undertake no obligation to publicly 
update any forward looking statements, whether as a result of new information, future events or otherwise. You are advised, however, to consult any further 
disclosures we make on related subjects on our Forms 10-K, 10-Q, and 8-K reports to the Securities and Exchange Commission.

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Item 1. Business.

GENERAL

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The InterGroup Corporation (“InterGroup” or the “Company” and may also be referred to as “we” “us” or “our” in this report) is a Delaware corporation formed 
in 1985, as the successor to Mutual Real Estate Investment Trust ("M-REIT"), a New York real estate investment trust created in 1965. The Company has been 
a publicly-held company since M-REIT's first public offering of shares in 1966.

The Company was organized to buy, develop, operate, rehabilitate and dispose of real property of various types and descriptions, and to engage in such other 
business and investment activities as would benefit the Company and its shareholders.

As of June 30, 2016, the Company owned approximately 81.7% of the common shares of Santa Fe Financial Corporation (“Santa Fe”), a public company 
(OTCBB: SFEF). Santa Fe’s revenue is primarily generated through its 68.8% owned subsidiary, Portsmouth Square, Inc. (“Portsmouth”), a public company 
(OTCBB: PRSI). InterGroup also directly owns approximately 13.3% of Portsmouth. Portsmouth’s primary business is conducted through its general and 
limited partnership interest in Justice Investors, a California limited partnership (“Justice” or the “Partnership”). Portsmouth has a 93% limited partnership 
interest in Justice and is the sole general partner. The financial statements of Justice are consolidated with those of the Company. See Note 2 to the consolidated 
financial statements. 

Justice, through its subsidiaries Justice Holdings Company, LLC (“Holdings”), a Delaware Limited Liability Company, Justice Operating Company, LLC 
(“Operating”) and Justice Mezzanine Company, LLC (“Mezzanine”), owns a 543-room hotel property located at 750 Kearny Street, San Francisco California, 
known as the Hilton San Francisco Financial District (the “Hotel” or the “Property”) and related facilities including a five level underground parking garage. 
Holdings and Mezzanine are both wholly-owned subsidiaries of the Partnership; Operating is a wholly-owned subsidiary of Mezzanine. Mezzanine is the 
borrower under certain mezzanine indebtedness of Justice, and in December 2013, the Partnership conveyed ownership of the Hotel to Operating.  The Hotel is 
operated by the Partnership as a full service Hilton brand hotel pursuant to a Franchise License Agreement with HLT Franchise Holding LLC (Hilton). Justice 
also has a management agreement with Prism Hospitality L.P. (“Prism”) to perform management functions for the Hotel. The management agreement with 
Prism commenced on February 2, 2007 and had an original term of ten years, subject to a right to terminate at any time with or without cause by the Partnership. 
Effective January 2014, the management agreement with Prism was amended by the Partnership to change the nature of the services provided by Prism and the 
compensation payable to Prism, among other things. Effective December 1, 2013, GMP Management, Inc. (“GMP”), a company owned by a Justice limited 
partner and a related party, began to provide management services for the Partnership pursuant to a management services agreement, with a term of three years, 
subject to the Partnership’s right to terminate earlier, for cause.  In June 2016, GMP resigned and the Company is currently in discussions with several national 
third party hotel management companies to replace GMP.

The parking garage that is part of the Hotel property is managed by Ace Parking Management, Inc. pursuant to a contract with the Partnership.  The parking 
agreement with Ace Parking was terminated with an effective termination date of October 4, 2016.  Going forward, the Company through its wholly-owned 
subsidiary, Kearny Street Parking LLC, will manage the parking garage in-house.

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In addition to the operations of the Hotel, the Company also generates income from the ownership, management and, when appropriate, sale of real estate. 
Properties include fifteen apartment complexes, one commercial real estate property and three single-family houses. The properties are located throughout the 
United States, but are concentrated in Texas and Southern California. The Company also has an investment in unimproved real property. As of June 30, 2016, 
all of the Company’s operating real estate properties are managed in-house. Beginning August 2014, the Company began managing its properties located 
outside of California in-house, while the properties located in California with exception to the two commercial properties, were being managed by a third party 
property management company. In August 2015, the Company terminated its third party property management agreement for the management of the 
Company’s properties located in California and began managing the properties in-house going forward. The commercial property is also managed in-house.

The Company acquires its investments in real estate and other investments utilizing cash, securities or debt, subject to approval or guidelines of the Board of 
Directors and its Real Estate Investment Committee. The Company may also look for new real estate investment opportunities in hotels, apartments, office 
buildings and development properties. The acquisition of any new real estate investments will depend on the Company’s ability to find suitable investment 
opportunities and the availability of sufficient financing to acquire such investments. To help fund any such acquisition, the Company may borrow funds to 
leverage its investment capital. The amount of any such debt will depend on a number of factors including, but not limited to, the availability of financing and 
the sufficiency of the acquisition property’s projected cash flows to support the operations and debt service.

The Company also derives income from the investment of its cash and investment securities assets. The Company has invested in income-producing 
instruments, equity and debt securities and will consider other investments if such investments offer growth or profit potential. See Item 7. Management’s 
Discussion and Analysis of Financial Condition and Results of Operations for a discussion of the Company’s marketable securities and other investments.

HILTON HOTELS FRANCHISE LICENSE AGREEMENT

The Partnership entered into a Franchise License Agreement (the “License Agreement”) with the HLT Existing Franchise Holding LLC (Hilton) on November 
24, 2004. The term of the License Agreement was for an initial period of 15 years commencing on the date the Hotel began operating as a Hilton hotel, with an 
option to extend the License Agreement for another five years, subject to certain conditions. On June 26, 2015, Operating and Hilton entered into an amended 
franchise agreement that, among other things, extended the License Agreement through 2030, and also provided the Partnership with certain key money cash 
incentives to be earned through 2030.

Since the opening of the Hotel in January 2006, the Partnership has paid monthly royalties, program fees and information technology recapture charges equal to 
a percentage of the Hotel’s gross room revenue for the preceding calendar month. Total fees paid to Hilton for such services during fiscal 2016 and 2015 totaled 
approximately $2.9 million and $3.6 million, respectively.

HOTEL MANAGEMENT COMPANY AGREEMENT

On February 2, 2007, the Partnership entered into a management agreement with Prism to manage and operate the Hotel as its agent. The original management 
agreement was effective for a term of ten years, but was amended in January 2014 as described below. Under the original management agreement, the 
Partnership was required to pay Prism base management fees of up to 2.5% of gross operating revenues of the Hotel (i.e., room, food and beverage, and other 
operating departments) for each fiscal year. Of that amount, 1.75% of the gross operating revenues was paid monthly. The balance or 0.75% was payable only 
to the extent that the partially adjusted net operating income (net operating income less capital expenditures) for the applicable fiscal year exceeded a specified 
minimum return for the Hotel for the fiscal year ($7 million in fiscal 2013). The base management fee was limited to 1.75% for the period ended January 31, 
2014. Under the new management agreement, effective January 2014, the required base management fees were amended by the Partnership to a fixed rate of 
$20,000 per month. Under the amended management agreement, Prism can also earn an incentive fee of $11,000 for each month that the revenues per room of 
the Hotel exceed the average revenues per room of a defined set of competing hotels. Base management fees and incentives paid to Prism during the years 
ended June 30, 2016 and 2015 were $251,000 and $293,000, respectively.

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Effective December 1, 2013, GMP Management, Inc. (“GMP”), a company owned by a Justice limited partner and related party, began to provide management 
services for the Partnership pursuant to a management services agreement. The management agreement with GMP had a term of three years, subject to the 
Partnership’s right to terminate earlier, for cause.  In June 2016, GMP resigned and the Company is currently in discussions with several national third party 
hotel management companies to replace GMP.  Under the agreement, GMP was required to advise the Partnership on the management and operation of the 
hotel; administer the Partnership’s contracts, leases, agreements with hotel managers and franchisors and other contracts and agreements; provide administrative 
and asset management services, oversee financial reporting, and maintain offices at the Hotel in order to facilitate provision of services. GMP was paid an 
annual base management fee of $325,000 per year, increasing by 5% per year, payable in monthly installments, and was eligible for reimbursement for 
reasonable and necessary costs and expenses incurred by GMP in performing its obligations under the agreement.

During the years ended June 30, 2016 and 2015, GMP was paid $1,637,000 and $1,688,000, respectively, for the salaries, benefits, and local payroll taxes for 
GMP employees and various other reimbursable expenses.  Also included in the $1,637,000, is the $200,000 fee paid to GMP for the completion of the 
reorganization of the Partnership and the related financing transactions.  Total GMP base management fees and reimbursed GMP employee costs expensed 
during the years ended June 30, 2016 and 2015 were $1,219,000 and $1,078,000, respectively, and are included in the consolidated statements of operations.

GARAGE OPERATIONS

On October 31, 2010, the Partnership and Ace Parking entered into an amendment of their original parking agreement to extend the term for a period of sixty 
two (62) months, commencing on November 1, 2010 and terminating December 31, 2015, subject to either party’s right to terminate the agreement without 
cause on ninety (90) days’ written notice. The monthly management fee of $2,000 and the accounting fee of $250 remained the same, but the amendment 
modified how the “Excess Profit Fee” (as described below) to be paid to Ace Parking would be calculated.  Ace Parking is also reimbursed for employee 
salaries and other reimbursable expenses.

The amendment noted above provided that, if net operating income (“NOI”) from the garage operations exceeded $1,800,000 but was less than $2,000,000, then 
Ace Parking would be entitled to a fee (the “Excess Profit Fee”) of one percent (1%) of the total annual NOI. If the annual NOI was $2,000,000 or higher, Ace 
Parking would be entitled to an Excess Profit Fee equal to two percent (2%) of the total annual NOI. The garage’s NOI did not exceed the annual NOI of 
$2,000,000 for the year ended June 30, 2016. The garage’s NOI exceeded the annual NOI of $2,000,000 for the year ended June 30, 2015.  Base management 
and incentive fees to Ace Parking amounted to $24,000 and $44,000 for each of the years ended June 30, 2016 and 2015, respectively.    The parking agreement 
with Ace Parking was terminated with an effective termination date of October 4, 2016.  Going forward, the Company will manage the parking garage in-house.

CHINESE CULTURE FOUNDATION LEASE

On March 15, 2005, the Partnership entered into an amended lease with the Chinese Culture Foundation of San Francisco (the “Foundation”) for the third floor 
space of the Hotel commonly known as the Chinese Culture Center, which the Foundation had right to occupy pursuant to a 50-year nominal rent lease that 
began in 1967.

The amended lease, among other things, requires the Partnership to pay to the Foundation a monthly event space fee in the amount of $5,000, adjusted annually 
based on the local Consumer Price Index. The term of the amended lease expires on October 17, 2023, with an automatic extension for another 10 year term if 
the property continues to be operated as a hotel. Justice agreed further to incorporate the third floor into the renovation of the Hotel resulting in a new ballroom 
for the joint use of the Hotel and new offices and a gallery for the Chinese Culture Center.

SALES AND REFINANCINGS OF REAL ESTATE PROPERTIES

In July 2015, the Company purchased a residential house in Los Angeles, California as a strategic asset for $1,975,000 in cash. In August 2016, the Company 
obtained a $1,000,000 mortgage note payable on this property and received net proceeds of $983,000. The interest on note is 4.50% with interest only payments 
for twenty three months. The loan matures in August of 2018.

In June 2016, the Company refinanced its $1,929,000 mortgage note payable on its 12-unit apartment complex located in Los Angeles, California and obtained 
a new mortgage in the amount of $2,300,000. The interest rate on the new mortgage is 3.60% and matures in June 2026.

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In April 2016, the Company entered into an interest rate agreement on its $923,000 mortgage note payable on its commercial property located in Los Angeles, 
California in order to settle the variable rate as of March 31, 2016 of 4.22% into a fixed rate of 3.99%, the swap agreement matures in January 2021. A swap is a 
contractual agreement to exchange interest rate payments.

In March 2015, the Company refinanced the $3,636,000 mortgage note payable on its 157-unit property located in Florence, Kentucky for a new mortgage in 
the amount of $3,492,000. The Company paid down approximately $210,000 of the old mortgage as part of the refinancing. The new mortgage has a fixed 
interest rate of 3.87% for ten years and matures in April 2025.

In February 2014, the Company entered into a contract to sell its 249 unit apartment complex located in Austin, Texas and the adjacent unimproved land for 
$15,800,000.   The purchase/sale agreement provides that purchaser could terminate the agreement with or without cause, however, the potential purchaser 
would forfeit the earnest money ($208,000) and additional consideration ($250,000) totaling $458,000.   The purchaser also had the option to extend the 
agreement.  During the quarter ended September 30, 2014, the Company received the $458,000 and recognized it as income as the result of the potential buyer 
not extending the purchase agreement.   In December 2014, the Company entered into a new contract with a different buyer to sell the same property for 
$16,300,000.   In March 2015, the Company sold this property for $16,300,000 and realized a gain on the sale of real estate of $9,358,000.  The Company 
received net proceeds of $7,890,000 after selling costs and the repayment of the mortgage of $6,356,000 and the early prepayment of debt penalty of 
$1,634,000.

In November 2014, the Company sold its 5,900 square foot commercial property for $3,450,000 and realized a gain on the sale of real estate of $1,742,000. The 
Company received net proceeds of $2,163,000 after selling costs and the repayment of the related mortgage of $1,100,000. Prior to its sale, this property was 
being leased by the buyer.

MARKETABLE SECURITIES INVESTMENT POLICIES

In addition to its Hotel and real estate operations, the Company also invests from time to time in income producing instruments, corporate debt and equity 
securities, publically traded investment funds, mortgage backed securities, securities issued by REIT’s and other companies which invest primarily in real estate.

The Company’s securities investments are made under the supervision of a Securities Investment Committee of the Board of Directors (the “Committee”). The 
Committee currently has three members and is chaired by the Company’s Chairman of the Board and President, John V. Winfield. The Committee has 
delegated authority to manage the portfolio to the Company’s Chairman and President together with such assistants and management committees he may 
engage. The Committee generally follows certain established investment guidelines for the Company’s investments. These guidelines presently include: (i) 
corporate equity securities should be listed on the New York Stock Exchange (NYSE), NYSE MKT, NYSE Arca or the Nasdaq Stock Market (NASDAQ); (ii) 
the issuer of the listed securities should be in compliance with the listing standards of the applicable national securities exchange; and (iii) investment in a 
particular issuer should not exceed 10% of the market value of the total portfolio. The investment guidelines do not require the Company to divest itself of 
investments, which initially meet these guidelines but subsequently fail to meet one or more of the investment criteria. The Committee has in the past approved 
non-conforming investments and may in the future approve non-conforming investments. The Committee may modify these guidelines from time to time.

The Company may also invest, with the approval of the Securities Investment Committee, in unlisted securities, such as convertible notes, through private 
placements including private equity investment funds. Those investments in non-marketable securities are carried at cost on the Company’s balance sheet as part
of other investments and reviewed for impairment on a periodic basis. As of June 30, 2016, the Company had other investments of $1,029,000.

As part of its investment strategies, the Company may assume short positions in marketable securities. Short sales are used by the Company to potentially offset 
normal market risks undertaken in the course of its investing activities or to provide additional return opportunities. As of June 30, 2016, the Company had 
obligations for securities sold (equities short) of $163,000.

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In addition, the Company may utilize margin for its marketable securities purchases through the use of standard margin agreements with national brokerage 
firms. The margin used by the Company may fluctuate depending on market conditions. The use of leverage could be viewed as risky and the market values of 
the portfolio may be subject to large fluctuations.

As Chairman of the Securities Investment Committee, the Company’s President and Chief Executive Officer (CEO), John V. Winfield, directs the investment 
activity of the Company in public and private markets pursuant to authority granted by the Board of Directors. Mr. Winfield also serves as Chief Executive 
Officer and Chairman of the Portsmouth and Santa Fe and oversees the investment activity of those companies. Depending on certain market conditions and 
various risk factors, the Chief Executive Officer, Portsmouth and Santa Fe may, at times, invest in the same companies in which the Company invests. Such 
investments align the interests of the Company with the interests of related parties because it places the personal resources of the Chief Executive Officer and 
the resources of the Portsmouth and Santa Fe, at risk in substantially the same manner as the Company in connection with investment decisions made on behalf 
of the Company.

Further  information  with  respect  to  investment  in  marketable  securities  and  other  investments  of  the  Company  is  set  forth  in  Management  Discussion  and
Analysis of Financial Condition and Results of Operations section and Notes 5 and 6 of the Notes to Consolidated Financial Statements.

Seasonality

Hotel’s operations historically have been seasonal. Like most hotels in the San Francisco area, the Hotel generally maintains higher occupancy and room rates 
during the first and second quarters of its fiscal year (July 1 through December 31) than it does in the third and fourth quarters (January 1 through June 30). 
These seasonal patterns can be expected to cause fluctuations in the quarterly revenues from the Hotel.

Competition – Hotel

The hotel industry is highly competitive. Competition is based on a number of factors, most notably convenience of location, brand affiliation, price, range of 
services and guest amenities or accommodations offered and quality of customer service. Competition is often specific to the individual market in which 
properties are located. The San Francisco market is a very competitive market with a high supply of guest rooms and meeting space in the area. In the earlier 
part of fiscal 2015, the Hotel expanded its meeting space to approximately 22,000 square feet by converting the spa on the lobby level to three additional 
meeting rooms. This has given the Hotel additional flexibility to host bigger groups with break out needs. The renovation and increase in meeting space has 
elevated the perception of clients in the market even though total space available is less than the total space of many other hotels in the area.  In fiscal 2016, the 
Hotel replaced the carpet flooring in the lobby and the fourth floor with oak wood, creating an open and welcoming environment. The Hotel also modernized 
the furniture in the lobby, the porte cochere, and the second floor, and replaced the third floor carpets and doors. The Wellness Center on the fifth floor features 
a new spa with two treatment rooms and a room for manicures and pedicures.  The fitness center has been expanded with state of the art equipment. 

The Hotel’s highest priority is guest satisfaction. Enhancing the guest experience differentiates the Hotel from its competition and is critical to the Hotel’s 
objective of building sustainable guest loyalty. In addition to the recent completion of “The Cloud” (a technology lounge), three new premium executive 
meeting rooms and the Karaoke lounge, the Hotel has enhanced the arrival experience of the guests by renovating and upgrading the entrance and the lobby.

In order to further enhance the client experience, beginning in fiscal 2016, the Hotel began a limited remodeling of guest rooms.  The project included installing 
new modern showers, granite countertops and other amenities.  The Hotel is also committed to promoting innovative business ideas and good corporate 
citizenship. 

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With the high demand in guest rooms and the ADR (average daily rate) increasing, the Hotel is less dependent upon group clients and the Hotel can focus more 
attention on length and patterns of stay that benefit the Hotel. The Hotel is also focusing on high end clients with more banquets and meeting room 
requirements. Moving forward, the Hotel will continue to focus on cultivating international business, especially from China, and capturing a greater percentage 
of the higher rated business, leisure and group travel. The Hotel will also continue in our efforts to upgrade guest rooms and facilities and explore new and 
innovative ways to differentiate the Hotel from its competition, as well as focusing on returning food and beverage operations to profitability. During the last 
twelve months, the Hotel has seen steady improvement in business and leisure travel. If that trend in the San Francisco market and the hotel industry continues, 
it should translate into an increase in room revenues and profitability. However, like all hotels, the Hotel will remain subject to the uncertain domestic and 
global economic environment and other risk factors beyond our control, such as the effect of natural disasters and economic uncertainties.

The Hotel is also subject to certain operating risks common to all of the hotel industry, which could adversely impact performance. These risks include:

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Competition for guests and meetings from other hotels including  competition and pricing pressure from internet wholesalers and distributors;

increases in operating costs, including wages, benefits, insurance, property taxes and energy, due to inflation and other factors, which may not be offset 
in the future by increased room rates;

labor strikes, disruptions or lock outs;

dependence on demand from business and leisure travelers, which may fluctuate and is seasonal;

increases in energy costs, cost of fuel, airline fares and other expenses related to travel, which may negatively affect traveling;

terrorism, terrorism alerts and warnings, wars and other military actions, pandemics or other medical events or warnings which may result in decreases 
in business and leisure travel;

natural disasters; and

adverse effects of downturns and recessionary conditions in international, national and/or local economies and market conditions.

Competition – Rental Properties

The ownership, operation and leasing of multifamily rental properties are highly competitive. The Company competes with domestic and foreign financial 
institutions, other REITs, life insurance companies, pension trusts, trust funds, partnerships and individual investors. In addition, The Company competes for 
tenants in markets primarily on the basis of property location, rent charged, services provided and the design and condition of improvements. The Company also 
competes with other quality apartment owned by public and private companies. The number of competitive multifamily properties in a particular market could 
adversely affect the Company’s ability to lease its multifamily properties, as well as the rents it is able to charge. In addition, other forms of residential 
properties, including single family housing and town homes, provide housing alternatives to potential residents of quality apartment communities or potential 
purchasers of for-sale condominium units. The Company competes for residents in its apartment communities based on resident service and amenity offerings 
and the desirability of the Company’s locations. Resident leases at the Company’s apartment communities are priced competitively based on market conditions, 
supply and demand characteristics, and the quality and resident service offerings of its communities.

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Environmental Matters 

In connection with the ownership of the Hotel, the Company is subject to various federal, state and local laws, ordinances and regulations relating to 
environmental protection. Under these laws, a current or previous owner or operator of real estate may be liable for the costs of removal or remediation of 
certain hazardous or toxic substances on, under or in such property. Such laws often impose liability without regard to whether the owner or operator knew of, 
or was responsible for, the presence of hazardous or toxic substances.

Environmental consultants retained by the Partnership or its lenders conducted updated Phase I environmental site assessments in fiscal year ended June 30, 
2014 on the Hotel property. These Phase I assessments relied, in part, on Phase I environmental assessments prepared in connection with the Partnership’s first 
mortgage loan obtained in December 2013. Phase I assessments are designed to evaluate the potential for environmental contamination on properties based 
generally upon site inspections, facility personnel interviews, historical information and certain publicly-available databases; however, Phase I assessments will 
not necessarily reveal the existence or extent of all environmental conditions, liabilities or compliance concerns at the properties.

Although the Phase I assessments and other environmental reports we have reviewed disclose certain conditions on our properties and the use of hazardous 
substances in operation and maintenance activities that could pose a risk of environmental contamination or liability, we are not aware of any environmental 
liability that we believe would have a material adverse effect on our business, financial position, results of operations or cash flows.

The Company believes that the Hotel is in compliance, in all material respects, with all federal, state and local environmental ordinances and regulations 
regarding hazardous or toxic substances and other environmental matters, the violation of which could have a material adverse effect on the Company. The 
Company has not received written notice from any governmental authority of any material noncompliance, liability or claim relating to hazardous or toxic 
substances or other environmental matters in connection with any of its present properties.

EMPLOYEES

As of June 30, 2016, the Company had a total of 9 full-time employees in its corporate office. Effective August 2014, the Company entered into a client service 
agreement with ADP, a professional employer organization serving as an off-site, full service human resource department for its corporate office. ADP 
personnel management services are delivered by entering into a co-employment relationship with the Company’s employees. The employees and the Company 
are not party to any collective bargaining agreement, and the Company believes that its employee relations are satisfactory.

Employees of Justice and management of the Hotel are not unionized and the Company believes that their relationships with the Hotel are satisfactory and 
consistent with the market in San Francisco.

As of June 30, 2016, the Partnership, through Operating, had approximately 276 employees. Approximately 78% of those employees were represented by one of
three labor unions, and their terms of employment were determined under a collective bargaining agreement (“CBA”) to which the Partnership was a party. 
During the year ended June 30, 2014, the Partnership renewed the CBAs for the Local 2 (Hotel and Restaurant Employees), Local 856 (International 
Brotherhood of Teamsters), and Local 39 (stationary engineers). The present CBAs expire in July 2018.

Negotiation of collective bargaining agreements, which includes not just terms and conditions of employment, but scope and coverage of employees, is a regular 
and expected course of business operations for the Partnership. The Partnership expects and anticipates that the terms of conditions of CBAs will have an impact 
on wage and benefit costs, operating expenses, and certain hotel operations during the life of the each CBA, and incorporates these principles into its operating 
and budgetary practices.

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ADDITIONAL INFORMATION

The Company files annual and quarterly reports on Forms 10-K and 10-Q, current reports on Form 8-K and other information with the Securities and Exchange 
Commission (“SEC” or the “Commission”). The public may read and copy any materials that we file with the Commission at the SEC’s Public Reference Room 
at 100 F Street, NE, Washington, DC 20549, on official business days during the hours of 10:00 a.m. to 3:00 p.m. You may obtain information on the operation 
of the Public Reference Room by calling the Commission at 1-800-SEC-0330. The Commission also maintains an Internet site at http://www.sec.gov that 
contains reports, proxy and information statements, and other information regarding issuers that file electronically with the Commission.

Other information about the Company can be found on its website www.intgla.com. Reference in this document to that website address does not constitute 
incorporation by reference of the information contained on the website.

Item 1A. Risk Factors.

Adverse changes in the U.S. and global economies could negatively impact our financial performance. 

Due to a number of factors affecting consumers, entertainment industries remain uncertain. These factors have resulted at times in the past and could continue to 
result in the future in fewer customers visiting, or customers spending less, in San Francisco, as compared to prior periods. Leisure traveling and other leisure 
activities represent discretionary expenditures and participation in such activities tends to decline during economic downturns, during which consumers 
generally have less disposable income. As a result, in those times customer demand for the luxury amenities and leisure activities that we offer may decline. 
Furthermore, during periods of economic contraction, revenues may decrease while some of our costs remain fixed or even increase, resulting in decreased 
earnings.

We operate a single property located in San Francisco and rely on the San Francisco market. Changes adversely impacting this market could have a material 
effect on our business, financial condition and results of operations.

Our business has a limited base of operations and substantially all of our revenues are currently generated by the Hotel. Accordingly, we are subject to greater 
risks than a more diversified hotel or resort operator and the profitability of our operations is linked to local economic conditions in San Francisco. The 
combination of a decline in the local economy of San Francisco, reliance on a single location and the significant investment associated with it may cause our 
operating results to fluctuate significantly and may adversely affect us and materially affect our total profitability.

We face intense local and increasingly national competition which could impact our operations and adversely affect our business and results of operations.

We operate in the highly-competitive San Francisco hotel industry. The Hotel competes with other high-quality Northern California hotels and resorts. Many of 
these competitors seek to attract customers to their properties by providing, food and beverage outlets, retail stores and other related amenities, in addition to 
hotel accommodations. To the extent that we seek to enhance our revenue base by offering our own various amenities, we compete with the service offerings 
provided by these competitors.

Many of the competing properties have themes and attractions which draw a significant number of visitors and directly compete with our operations. Some of 
these properties are operated by subsidiaries or divisions of large public companies that may have greater name recognition and financial and marketing 
resources than we do and market to the same target demographic group as we do. Various competitors are expanding and renovating their existing facilities. We 
believe that competition in the San Francisco hotel and resort industry is based on certain property-specific factors, including overall atmosphere, range of 
amenities, price, location, entertainment attractions, theme and size. Any market perception that we do not excel with respect to such property-specific factors 
could adversely affect our ability to compete effectively. If we are unable to compete effectively, we could lose market share, which could adversely affect our 
business and results of operations.

The San Francisco hotel and resort industry is capital intensive; financing our renovations and future capital improvements could reduce our cash flow and 
adversely affect our financial performance. 

The Hotel has an ongoing need for renovations and other capital improvements to remain competitive, including replacement, from time to time, of furniture, 
fixtures and equipment. We will also need to make capital expenditures to comply with applicable laws and regulations.

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Renovations and other capital improvements of hotels require significant capital expenditures. In addition, renovations and capital improvements of hotels 
usually generate little or no cash flow until the project’s completion. We may not be able to fund such projects solely from cash provided from our operating 
activities. Consequently, we will rely upon the availability of debt or equity capital and reserve funds to fund renovations and capital improvements and our 
ability to carry them out will be limited if we cannot obtain satisfactory debt or equity financing, which will depend on, among other things, market conditions. 
No assurances can be made that we will be able to obtain additional equity or debt financing or that we will be able to obtain such financing on favorable terms.

Renovations and other capital improvements may give rise to the following additional risks, among others: construction cost overruns and delays; temporary 
closures of all or a portion of the Hotel to customers; disruption in service and room availability causing reduced demand, occupancy and rates; and possible 
environmental issues.

As a result, renovations and any other future capital improvement projects may increase our expenses and reduce our cash flows and our revenues. If capital 
expenditures exceed our expectations, this excess would have an adverse effect on our available cash.

We have substantial debt, and we may incur additional indebtedness, which may negatively affect our business and financial results. 

We have substantial debt service obligations. Our substantial debt may negatively affect our business and operations in several ways, including: requiring us to 
use a substantial portion of our funds from operations to make required payments on principal and interest, which will reduce funds available for operations and 
capital expenditures, future business opportunities and other purposes; making us more vulnerable to economic and industry downturns and reducing our 
flexibility in responding to changing business and economic conditions; limiting our flexibility in planning for, or reacting to, changes in the business and the 
industry in which we operate; placing us at a competitive disadvantage compared to our competitors that have less debt; limiting our ability to borrow more 
money for operations, capital or to finance acquisitions in the future; and requiring us to dispose of assets, if needed, in order to make required payments of 
interest and principal.

Our business model involves high fixed costs, including property taxes and insurance costs, which we may be unable to adjust in a timely manner in response to 
a reduction in our revenues. 

The costs associated with owning and operating the Hotel are significant. Some of these costs (such as property taxes and insurance costs) are fixed, meaning 
that such costs may not be altered in a timely manner in response to changes in demand for services. Failure to adjust our expenses may adversely affect our 
business and results of operations. Our real property taxes may increase as property tax rates change and as the values of properties are assessed and reassessed 
by tax authorities. Our real estate taxes do not depend on our revenues, and generally we could not reduce them other than by disposing of our real estate assets.

Insurance premiums have increased significantly in recent years, and continued escalation may result in our inability to obtain adequate insurance at acceptable 
premium rates. A continuation of this trend would appreciably increase the operating expenses of the Hotel. If we do not obtain adequate insurance, to the extent 
that any of the events not covered by an insurance policy materialize, our financial condition may be materially adversely affected.

In the future, our property may be subject to increases in real estate and other tax rates, utility costs, operating expenses, insurance costs, repairs and 
maintenance and administrative expenses, which could reduce our cash flow and adversely affect our financial performance. If our revenues decline and we are 
unable to reduce our expenses in a timely manner, our business and results of operations could be adversely affected.

Litigation and legal proceedings could expose us to significant liabilities and thus negatively affect our financial results. 

We are a party, from time to time, to various litigation claims and legal proceedings, government and regulatory inquiries and/or proceedings, including, but not 
limited to, intellectual property, premises liability and breach of contract claims. Material legal proceedings are described more fully in Note 18, Commitments 
and Contingencies, to our consolidated financial statements, included in Item 8 of this Annual Report on Form 10-K.

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Litigation is inherently unpredictable, and defending these proceedings can result in significant ongoing expenditures and the diversion of our management’s 
time and attention from the operation of our business, which could have a negative effect on our business operations. Our failure to successfully defend or settle 
any litigation or legal proceedings could result in liabilities that, to the extent not covered by our insurance, could have a material adverse effect on our financial 
condition, revenue and profitability.

The threat of terrorism could adversely affect the number of customer visits to the Hotel.

The threat of terrorism has caused, and may in the future cause, a significant decrease in customer visits to San Francisco due to disruptions in commercial and 
leisure travel patterns and concerns about travel safety. We cannot predict the extent to which disruptions in air or other forms of travel as a result of any further 
terrorist act, outbreak of hostilities or escalation of war would adversely affect our financial condition, results of operations or cash flows. The possibility of 
future attacks may hamper business and leisure travel patterns and, accordingly, the performance of our business and our operations.

We  depend  on  third  party  management  companies  for  the  future  success  of  our  business  and  the  loss  of  one  or  more  of  their  key  personnel  could  have  an
adverse effect on our ability to manage our business and operate successfully and competitively, or could be negatively perceived in the capital markets. 

The Company is managed by GMP and Prism. Their ability to manage the Company’s business and operate successfully and competitively is dependent, in part, 
upon the efforts and continued service of their managers. The departure of key personnel of current or future management companies could have an adverse 
effect on our business and our ability to operate successfully and competitively, and it could be difficult to find replacements for these key personnel, as 
competition for such personnel is intense. .  In June 2016, GMP resigned and the Company is currently in discussions with several national third party hotel 
management companies to replace GMP.

Seasonality and other related factors such as weather can be expected to cause quarterly fluctuations in revenue at the Hotel. 

The hotel and resort industry is seasonal in nature. This seasonality can tend to cause quarterly fluctuations in revenues at the Hotel. Our quarterly earnings may 
also be adversely affected by other related factors outside our control, including weather conditions and poor economic conditions. As a result, we may have to 
enter into short-term borrowings in certain quarters in order to offset these quarterly fluctuations in our revenues.

The hotel industry is heavily regulated and failure to comply with extensive regulatory requirements may result in an adverse effect on our business. 

The hotel industry is subject to extensive regulation and the Hotel must maintain its licenses and pay taxes and fees to continue operations. Our property is 
subject to numerous laws, including those relating to the preparation and sale of food and beverages, including alcohol. We are also subject to laws governing 
our relationship with our employees in such areas as minimum wage and maximum working hours, overtime, working conditions, hiring and firing employees 
and work permits. Also, our ability to remodel, refurbish or add to our property may be dependent upon our obtaining necessary building permits from local 
authorities. The failure to obtain any of these permits could adversely affect our ability to increase revenues and net income through capital improvements of our 
property. In addition, we are subject to the numerous rules and regulations relating to state and federal taxation. Compliance with these rules and regulations 
requires significant management attention. Furthermore, compliance costs associated with such laws, regulations and licenses are significant. Any change in the 
laws, regulations or licenses applicable to our business or a violation of any current or future laws or regulations applicable to our business or gaming license 
could require us to make substantial expenditures or could otherwise negatively affect our gaming operations. Any failure to comply with all such rules and 
regulations could subject us to fines or audits by the applicable taxation authority.

Violations of laws could result in, among other things, disciplinary action. If we fail to comply with regulatory requirements, this may result in an adverse effect 
on our business.

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Uninsured and underinsured losses could adversely affect our financial condition and results of operations. 

There are certain types of losses, generally of a catastrophic nature, such as earthquakes and floods or terrorist acts, which may be uninsurable or not 
economically insurable, or may be subject to insurance coverage limitations, such as large deductibles or co-payments. We will use our discretion in 
determining amounts, coverage limits, deductibility provisions of insurance and the appropriateness of self-insuring, with a view to maintaining appropriate 
insurance coverage on our investments at a reasonable cost and on suitable terms. Uninsured and underinsured losses could harm our financial condition and 
results of operations. We could incur liabilities resulting from loss or injury to the Hotel or to persons at the Hotel. Claims, whether or not they have merit, 
could harm the reputation of the Hotel or cause us to incur expenses to the extent of insurance deductibles or losses in excess of policy limitations, which could 
harm our results of operations.

In the event of a catastrophic loss, our insurance coverage may not be sufficient to cover the full current market value or replacement cost of our lost investment. 
Should an uninsured loss or a loss in excess of insured limits occur, we could lose all or a portion of the capital we have invested in the Hotel, as well as the 
anticipated future revenue from the property. In that event, we might nevertheless remain obligated for any mortgage debt or other financial obligations related 
to the Hotel. In the event of a significant loss, our deductible may be high and we may be required to pay for all such repairs and, as a consequence, it could 
materially adversely affect our financial condition. Inflation, changes in building codes and ordinances, environmental considerations and other factors might 
also keep us from using insurance proceeds to replace or renovate the Hotel after it has been damaged or destroyed. Under those circumstances, the insurance 
proceeds we receive might be inadequate to restore our economic position on the damaged or destroyed property.

It has generally become more difficult and expensive to obtain property and casualty insurance, including coverage for terrorism. When our current insurance 
policies expire, we may encounter difficulty in obtaining or renewing property or casualty insurance on our property at the same levels of coverage and under 
similar terms. Such insurance may be more limited and for some catastrophic risks (for example, earthquake, flood and terrorism) may not be generally 
available at current levels. Even if we are able to renew our policies or to obtain new policies at levels and with limitations consistent with our current policies, 
we cannot be sure that we will be able to obtain such insurance at premium rates that are commercially reasonable. If we were unable to obtain adequate 
insurance on the Hotel for certain risks, it could cause us to be in default under specific covenants on certain of our indebtedness or other contractual 
commitments that require us to maintain adequate insurance on the Hotel to protect against the risk of loss. If this were to occur, or if we were unable to obtain 
adequate insurance and the Hotel experienced damage which would otherwise have been covered by insurance, it could materially adversely affect our financial 
condition and the operations of the Hotel.

In addition, insurance coverage for the Hotel and for casualty losses does not customarily cover damages that are characterized as punitive or similar damages. 
As a result, any claims or legal proceedings, or settlement of any such claims or legal proceedings that result in damages that are characterized as punitive or 
similar damages may not be covered by our insurance. If these types of damages are substantial, our financial resources may be adversely affected.

You may lose all or part of your investment.

There is no assurance that the Company’s initiatives to improve its profitability or liquidity and financial position will be successful. Accordingly, there is 
substantial risk that an investment in the Company will decline in value.

The price of the Company’s common stock may fluctuate significantly, which could negatively affect the Company and holders of its common stock.

The market price of the Company’s common stock may fluctuate significantly from time to time as a result of many factors, including: investors’ perceptions of 
the Company and its prospects; investors’ perceptions of the Company’s and/or the industry’s risk and return characteristics relative to other investment 
alternatives; difficulties between actual financial and operating results and those expected by investors and analysts; changes in our capital structure; trading 
volume fluctuations; actual or anticipated fluctuations in quarterly financial and operational results; volatility in the equity securities market; and sales, or 
anticipated sales, of large blocks of the Company’s common stock.

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The concentrated beneficial ownership of our common stock and the ability it affords to control our business may limit or eliminate other shareholders' ability 
to influence corporate affairs.

Santa Fe and InterGroup collectively own more than 80% of the Company’s outstanding common stock. Because of this concentrated stock ownership, the 
Company’s largest shareholders will be in a position to significantly influence the election of our board of directors and all other decisions on all matters 
requiring shareholder approval. As a result, the ability of other shareholders to determine the management and policies of the Company is significantly limited. 
The interests of these shareholders may differ from the interests of other shareholders with respect to the issuance of shares, business transactions with or sales 
to other companies, selection of officers and directors and other business decisions. This level of control may also have an adverse impact on the market value 
of our shares because our largest shareholders may institute or undertake transactions, policies or programs that may result in losses, may not take any steps to 
increase our visibility in the financial community and/or may sell sufficient numbers of shares to significantly decrease our price per share.

Item 1B. Unresolved Staff Comments.

None.

Item 2. Properties.

SAN FRANCISCO HOTEL PROPERTY

The Hotel is owned indirectly by the Partnership through its indirect wholly-owned subsidiary, Operating. The Hotel is centrally located near the Financial 
District in San Francisco, one block from the Transamerica Pyramid. The Embarcadero Center is within walking distance and North Beach is two blocks away.  
Chinatown is directly across the bridge that runs from the Hotel to Portsmouth Square Park. The Hotel is a 31-story (including parking garage), steel and 
concrete, A-frame building, built in 1970. The Hotel has 543 well-appointed guest rooms and luxury suites situated on 22 floors.  The third floor houses the 
Chinese Culture Center and grand ballroom.  The Hotel has approximately 22,000 square feet of meeting room space, including the grand ballroom. Other 
features of the Hotel include a 5-level underground parking garage and pedestrian bridge across Kearny Street connecting the Hotel and the Chinese Culture 
Center with Portsmouth Square Park in Chinatown.  The bridge, built and owned by the Partnership, is included in the lease to the Chinese Culture Center. 

The Hotel is currently undergoing major guestroom renovations that will span over the next three years. The Partnership expects to expend at least 4% of gross 
annual Hotel revenues each year for capital improvements and requirements.  In the opinion of management, the Hotel is adequately covered by insurance.

HOTEL FINANCINGS

On December 18, 2013: (i) Justice Operating Company, LLC, a Delaware limited liability company (“Operating”), entered into a loan agreement (“Mortgage 
Loan Agreement”) with Bank of America (“Mortgage Lender”); and (ii) Justice Mezzanine Company, a Delaware limited liability company (“Mezzanine”), 
entered into a mezzanine loan agreement (“Mezzanine Loan Agreement” and, together with the Mortgage Loan Agreement, the “Loan Agreements”) with ISBI 
San Francisco Mezz Lender LLC (“Mezzanine Lender” and, together with Mortgage Lender, the “Lenders”). The Partnership is the sole member of Mezzanine, 
and Mezzanine is the sole member of Operating.

The Loan Agreements provide for a $97,000,000 Mortgage Loan and a $20,000,000 Mezzanine Loan. The proceeds of the Loan Agreements were used to fund 
the redemption of limited partnership interests and the pay-off of the prior mortgage.

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The Mortgage Loan is secured by the Partnership’s principal asset, the Hotel. The Mortgage Loan bears an interest rate of 5.275% per annum and matures in 
January 2024. The term of the loan is 10 years with interest only due in the first three years and principal and interest payments to be made during the remaining 
seven years of the loan based on a thirty year amortization schedule. The Mortgage Loan also requires payments for impounds related to property tax, insurance 
and capital improvement reserves. As additional security for the Mortgage Loan, there is a limited guaranty (“Mortgage Guaranty”) executed by the Company in
favor of Mortgage Lender.

The Mezzanine Loan is a secured by the Operating membership interest held by Mezzanine and is subordinated to the Mortgage Loan. The Mezzanine Loan 
bears interest at 9.75% per annum and matures on January 1, 2024. Interest only payments are due monthly. As additional security for the Mezzanine Loan, 
there is a limited guaranty executed by the Company in favor of Mezzanine Lender (the “Mezzanine Guaranty” and, together with the Mortgage Guaranty, the 
“Guaranties”).

The Guaranties are limited to what are commonly referred to as “bad boy” acts, including: (i) fraud or intentional misrepresentations; (ii) gross negligence or 
willful misconduct; (iii) misapplication or misappropriation of rents, security deposits, insurance or condemnation proceeds; and (iv) failure to pay taxes or 
insurance. The Guaranties are full recourse guaranties under identified circumstances, including failure to maintain “single purpose” status which is a factor in a 
consolidation of Operating or Mezzanine in a bankruptcy of another person, transfer or encumbrance of the Property in violation of the applicable loan 
documents, Operating or Mezzanine incurring debts that are not permitted, and the Property becoming subject to a bankruptcy proceeding. Pursuant to the 
Guaranties, the Partnership is required to maintain a certain minimum net worth and liquidity. As of June 30, 2016 and 2015, the Partnership is in compliance 
with both requirements.

Each of the Loan Agreements contains customary representations and warranties, events of default, reporting requirements, affirmative covenants and negative 
covenants, which impose restrictions on, among other things, organizational changes of the respective borrower, operations of the Property, agreements with 
affiliates and third parties. Each of the Loan Agreements also provides for mandatory prepayments under certain circumstances (including casualty or 
condemnation events) and voluntary prepayments, subject to satisfaction of prescribed conditions set forth in the Loan Agreements.

On July 2, 2014, the Partnership obtained from the Intergroup Corporation (a related party) an unsecured loan in the principal amount of $4,250,000 at 12% per 
year fixed interest, with a term of 2 years, payable interest only each month. Intergroup received a 3% loan fee. The loan may be prepaid at any time without 
penalty. The proceeds of the loan were applied to the July 2014 payments to Holdings described in Note 2. The loan was extended to September 30, 2016. 
InterGroup is currently working on amending the loan agreement to extend the loan for a longer period. The loan is eliminated in consolidation.

RENTAL PROPERTIES 

As June 30, 2016, the Company's investment in real estate consisted of twenty properties located throughout the United States, with a concentration in Texas 
and Southern California. These properties include fifteen apartment complexes, three single-family houses as strategic investments and one commercial real 
estate property. All properties are operating properties. In addition to the properties, the Company owns approximately 2 acres of unimproved land in Maui, 
Hawaii.

MANAGEMENT OF RENTAL PROPERTIES 

As of June 30, 2016, all of the Company’s operating real estate properties are managed in-house. Beginning August 2014, the Company began managing its 
properties located outside of California in-house, while the properties located in California with exception to the two commercial properties, were being 
managed by a third party property management company. In August 2015, the Company terminated its third party property management agreement for the 
management of the Company’s properties located in California and began managing the properties in-house going forward. The commercial property is also 
managed in-house.

The Company may engage third party management companies as agents to manage certain of Company’s residential rental properties.

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Description of Properties

Las Colinas, Texas. The Las Colinas property is a water front apartment community along Beaver Creek that was developed in 1993 with 358 units on 
approximately 15.6 acres of land. The Company acquired the complex on April 30, 2004 for approximately $27,145,000. Depreciation is recorded on the 
straight-line method, based upon an estimated useful life of 27.5 years. Real estate property taxes for the year ended June 30, 2016 were approximately 
$712,000. The outstanding mortgage balance was approximately $18,218,000 at June 30, 2016 and the maturity date of the mortgage is December 1, 2022.

Morris County, New Jersey. The Morris County property is a two-story garden apartment complex that was completed in June 1964 with 151 units on 
approximately 8 acres of land. The Company acquired the complex on September 15, 1967 at an initial cost of approximately $1,600,000. Real estate property 
taxes for the year ended June 30, 2016 were approximately $224,000. Depreciation is recorded on the straight-line method, based upon an estimated useful life 
of 40 years. The outstanding mortgage balance was approximately $9,696,000 at June 30, 2016 and the maturity date of the mortgage is July 31, 2022. In June 
2014, the Company obtained a second mortgage on this property in the amount of $2,701,000. The term of the loan is approximately 8 years with the interest 
rate fixed at 4.51%. The outstanding mortgage balance was approximately $2,658,000 at June 30, 2016. The loan matures in August 2022.

St. Louis, Missouri. The St. Louis property is a two-story project with 264 units on approximately 17.5 acres. The Company acquired the complex on 
November 1, 1968 at an initial cost of $2,328,000. For the year ended June 30, 2016, real estate property taxes were approximately $161,000. Depreciation is 
recorded on the straight-line method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $5,727,000 at June 
30, 2016 and the maturity date of the mortgage is May 31, 2023.

Florence, Kentucky. The Florence property is a three-story apartment complex with 157 units on approximately 6.0 acres. The Company acquired the property 
on December 20, 1972 at an initial cost of approximately $1,995,000. For the year ended June 30, 2016, real estate property taxes were approximately $47,000. 
Depreciation is recorded on the straight-line method, based upon an estimated useful life of 40 years. In March 2015, the Company refinanced the $3,636,000 
mortgage note payable for a new mortgage in the amount of $3,492,000. The Company paid down approximately $210,000 of the old mortgage as part of the 
refinancing. The new mortgage has a fixed interest rate of 3.87% for ten years and matures in April 2025. The outstanding mortgage balance was approximately 
$3,422,000 at June 30, 2016.

Los Angeles, California. The Company owns one commercial property, twelve apartment complexes, and three single-family houses in the general area of 
West Los Angeles.

The first Los Angeles commercial property is a 5,500 square foot, two story building that served as the Company's corporate offices until it was leased out, 
effective October 1, 2009 and the Company leased a new space for its corporate office. The Company acquired the building on March 4, 1999 for $1,876,000. 
The property taxes for the year ended June 30, 2016 were approximately $30,000. Depreciation is recorded on the straight-line method, based upon an estimated 
useful life of 40 years. In April 2016, the Company refinanced the $1,007,000 mortgage note payable for a new mortgage in the amount of $921,000. The new 
mortgage has a fixed interest rate swap with the floating rate loan. By combing both rates rate through maturity of the credit facility (1.49% swap + 2.50% credit 
spread), the all-in fixed rate is 3.99%. The outstanding mortgage balance was approximately $915,000 at June 30, 2016 and the note matures in January 2021.

The first Los Angeles apartment complex is a 10,600 square foot two-story apartment with 12 units. The Company acquired the property on July 30, 1999 at an 
initial cost of approximately $1,305,000. For the year ended June 30, 2016, real estate property taxes were approximately $21,000. Depreciation is recorded on 
the straight-line method, based upon an estimated useful life of 40 years. In June 2016, the Company refinanced the $2,095,000 mortgage note payable for a 
new mortgage in the amount of $2,300,000. The interest fixed interest rate is 3.59%. The outstanding mortgage balance was approximately $2,300,000 at June 
30, 2016 and the maturity date of the mortgage is January 1, 2022.

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The second Los Angeles apartment complex is a 29,000 square foot three-story apartment with 27 units. This complex is held by Intergroup Woodland Village, 
Inc. ("Woodland Village"), which is 55.4% and 44.6% owned by Santa Fe and the Company, respectively. The property was acquired on September 29, 1999 at 
an initial cost of approximately $4,075,000. For the year ended June 30, 2016, real estate property taxes were approximately $63,000. Depreciation is recorded 
on the straight-line method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $2,971,000 at June 30, 2016 
and the maturity date of the mortgage is December 1, 2020.

The third Los Angeles apartment complex is a 12,700 square foot apartment with 14 units. The Company acquired the property on October 20, 1999 at an initial 
cost of approximately $2,150,000. For the year ended June 30, 2016, real estate property taxes were approximately $35,000. Depreciation is recorded on the 
straight-line method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $1,727,000 at June 30, 2016 and the 
maturity date of the mortgage is March 1, 2021.

The fourth Los Angeles apartment complex is a 10,500 square foot apartment with 9 units. The Company acquired the property on November 10, 1999 at an 
initial cost of approximately $1,675,000. For the year ended June 30, 2016, real estate property taxes were approximately $27,000. Depreciation is recorded on 
the straight-line method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $1,177,000 at June 30, 2016 and 
the maturity date of the mortgage is March 1, 2021.

The fifth Los Angeles apartment complex is a 26,100 square foot two-story apartment with 31 units. The Company acquired the property on May 26, 2000 at an 
initial cost of approximately $7,500,000. For the year ended June 30, 2016, real estate property taxes were approximately $110,000. Depreciation is recorded on 
the straight-line method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $5,273,000 at June 30, 2016 and 
the maturity date of the mortgage is December 1, 2020.

The sixth Los Angeles apartment complex is a 27,600 square foot two-story apartment with 30 units. The Company acquired the property on July 7, 2000 at an 
initial cost of approximately $4,411,000. For the year ended June 30, 2016, real estate property taxes were approximately $70,000. Depreciation is recorded on 
the straight-line method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $6,168,000 at June 30, 2016 and 
the maturity date of the mortgage is September 1, 2022.

The seventh Los Angeles apartment complex is a 3,000 square foot apartment with 4 units. The Company acquired the property on July 19, 2000 at an initial 
cost of approximately $1,070,000. For the year ended June 30, 2016, real estate property taxes were approximately $17,000. Depreciation is recorded on the 
straight-line method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $369,000 at June 30, 2016 and the 
maturity date of the mortgage is September 1, 2042.

The eighth Los Angeles apartment complex is a 4,500 square foot two-story apartment with 4 units. The Company acquired the property on July 28, 2000 at an 
initial cost of approximately $1,005,000. For the year ended June 30, 2016, real estate property taxes were approximately $16,000. Depreciation is recorded on 
the straight-line method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $623,000 at June 30, 2016 and 
the maturity date of the mortgage is September 1, 2042.

The ninth Los Angeles apartment complex is a 7,500 square foot apartment with 7 units. The Company acquired the property on August 9, 2000 at an initial 
cost of approximately $1,308,000. For the year ended June 30, 2016, real estate property taxes were approximately $21,000. Depreciation is recorded on the 
straight-line method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $911,000 at June 30, 2016 and the 
maturity date of the mortgage is September 1, 2042.

The tenth Los Angeles apartment complex is a 13,000 square foot two-story apartment with 8 units. The Company acquired the property on May 1, 2001 at an 
initial cost of approximately $1,206,000. For the year ended June 30, 2016, real estate property taxes were approximately $19,000. Depreciation is recorded on 
the straight-line method, based upon an estimated useful life of 40 years. In July 2013, the Company refinanced its $466,000 adjustable rate mortgage note 
payable on this property for a new 30-year mortgage in the amount of $500,000. The interest rate on the new loan is fixed at 3.75% per annum for the first five 
years and variable for the remaining of the term. The note matures in July 2043. The outstanding mortgage balance was approximately $472,000 at June 30, 
2016.

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The eleventh Los Angeles apartment complex, which is owned 100% by the Company’s subsidiary Santa Fe, is a 4,200 square foot two-story apartment with 2 
units. Santa Fe acquired the property on February 1, 2002 at an initial cost of approximately $785,000. For the year ended June 30, 2016, real estate property 
taxes were approximately $12,000. Depreciation is recorded on the straight-line method based upon an estimated useful Life of 40 years. The outstanding 
mortgage balance was approximately $374,000 at June 30, 2016 and the maturity date of the mortgage is September 1, 2042.

The twelfth apartment which is located in Marina del Rey, California, is a 6,316 square foot two-story apartment with 9 units. The Company acquired the 
property on April 29, 2011 at an initial cost of approximately $4,000,000. For the year ended June 30, 2016, real estate property taxes were approximately 
$52,000. Depreciation is recorded on the straight-line method, based upon an estimated useful life of 27.5 years. The outstanding mortgage balance was 
approximately $1,382,000 at June 30, 2016 and the maturity date of the mortgage is May 1, 2021.

The first Los Angeles single-family house is a 2,771 square foot home. The Company acquired the property on November 9, 2000 at an initial cost of 
approximately $660,000. For the year ended June 30, 2016, real estate property taxes were approximately $11,000. Depreciation is recorded on the straight-line 
method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $402,000 at June 30, 2016 and the maturity date 
of the mortgage is September 1, 2042.

The second Los Angeles single-family house is a 2,201 square foot home. The Company acquired the property on August 22, 2003 at an initial cost of 
approximately $700,000. For the year ended June 30, 2016, real estate property taxes were approximately $12,000. Depreciation is recorded on the straight-line 
method, based upon an estimated useful life of 40 years. The outstanding mortgage balance was approximately $430,000 at June 30, 2016 and the maturity date 
of the mortgage is September 1, 2042.

In July 2015, the Company purchased a residential house in Los Angeles, California as a strategic asset for $1,975,000 in cash. In August 2016, the Company 
obtained a $1,000,000 mortgage note payable and received net proceeds of $983,000. The interest on note is 4.50% with interest only payments for twenty three 
months. The loan matures in August of 2018. For the year ended June 30, 2016, real estate property taxes were approximately $24,000. Depreciation is recorded 
on the straight-line method, based upon an estimated useful life of 40 years.

In August 2004, the Company purchased an approximately two acre parcel of unimproved land in Kihei, Maui, Hawaii for $1,467,000. The Company intends to 
obtain the entitlements and permits necessary for the joint development of the parcel with an adjoining landowner into residential units. After the completion of 
this predevelopment phase, the Company will determine whether it more advantageous to sell the entitled property or to commence with construction. Due to 
current economic conditions, the project is on hold.

MORTGAGES 

Further information with respect to mortgage notes payable of the Company is set forth in Note 10 of the Notes to Consolidated Financial Statements.

ECONOMIC AND PHYSICAL OCCUPANCY RATES 

The Company leases units in its residential rental properties on a short-term basis, with no lease extending beyond one year. The economic occupancy (gross 
potential less rent below market, vacancy loss, bad debt, discounts and concessions divided by gross potential rent) and the physical occupancy (gross potential 
rent less vacancy loss divided by gross potential rent) for each of the Company's operating properties for fiscal year ended June 30, 2016 are provided below.

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Property
1.  Las Colinas,TX
2.  Morris County, NJ
3.  St. Louis, MO
4.  Florence, KY
5.  Los Angeles, CA (1)
6.  Los Angeles, CA (2)
7.  Los Angeles, CA (3)
8. Los Angeles, CA (4)
9. Los Angeles, CA (5)
10. Los Angeles, CA (6)
11. Los Angeles, CA (7)
12. Los Angeles, CA (8)
13. Los Angeles, CA (9)
14. Los Angeles, CA (10)
15. Los Angeles, CA (11)
16. Los Angeles, CA (12)
17. Los Angeles, CA (13)

Economic
Occupancy

Physical
Occupancy

93%
96%
100%
99%
88%
80%
99%
96%
81%
99%
92%
100%
94%
100%
92%
91%
*

97%
99%
92%
87%
98%
68%
95%
96%
95%
94%
89%
100%
100%
98%
100%
98%
*

*Property is currently listed for rent and was vacant during fiscal 2016.

The Company’s Los Angeles, California properties are subject to various rent control laws, ordinances and regulations which impact the Company’s ability to
adjust and achieve higher rental rates.

Item 3. Legal Proceedings.

In 2013, the City of San Francisco’s Tax Collector’s office claimed that Justice owed the City of San Francisco $2.1 million based on the Tax Collector’s 
interpretation of the San Francisco Business and Tax Regulations Code relating to Transient Occupancy Tax and Tourist Improvement District Assessment. 
This amount exceeds Justice’s estimate of the taxes owed, and Justice has disputed the claim and is seeking to discharge all penalties and interest charges 
imposed by the Tax Collector attributed to its over payment. The Company paid the full amount in March 2014 as part of the appeals process and reflected the 
amount on the consolidated balance sheet in “Other assets, net” as it was under protest as of June 30, 2015.

On December 18, 2013, a Real Property Transfer Tax of approximately $4.7 million was paid to the City and County of San Francisco (“CCSF”). CCSF 
required payment of the Transfer Tax as a condition to record the transfer of the Hotel land parcel from Investors to Operating, which was necessary to effect 
the Loan Agreements. While the Partnership contends the Transfer Tax that was assessed by CCSF was illegal and erroneous, the tax was paid, under protest, to 
facilitate the consummation of the redemption transaction, the Loan Agreements and the recording of related documents. The Partnership has challenged 
CCSF’s imposition of the tax and filed a refund lawsuit against CCSF in San Francisco County Superior Court.

The Partnership settled the two aforementioned legal matters with CCSF refunding $1.45 million apportioned half and half to each matter, resulting in 
approximately $340,000 in excess of net assets recorded. This amount was recorded as a reduction of Hotel legal settlement costs.

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On February 13, 2014, Evon filed a complaint in San Francisco Superior Court against the Partnership, Portsmouth, and a limited partner and related party 
asserting contract and tort claims based on Justice’s withholding of $4.7 million from a payment due to Holdings to pay the transfer tax described in Note 1. On 
April 1, 2014, Defendants removed the action to the United States District Court for the Northern District of California. Evon dismissed its complaint on April 
8, 2014 and, that same day, filed a second complaint in San Francisco Superior Court substantially similar to the dismissed complaint, except for the omission of
a federal cause of action. Evon’s current complaint in the action asserts causes of action for breach of contract and breach of the implied covenant of good faith 
and fair dealing against Justice only; breach of fiduciary duty against Portsmouth only; conversion against Justice and Portsmouth; and fraud/concealment 
against Justice, Portsmouth and a Justice limited partner and related party. In July 2014, Justice paid to Holdings a total of $4.7 million, the amount Evon claims 
was incorrectly withheld from Holdings to pay the transfer tax. Defendants moved to compel arbitration on August 5, 2014, and the Superior Court denied that 
motion on September 23, 2014.

On June 27, 2014, the Partnership commenced an action in San Francisco Superior Court against Evon, Justice Holdings Company, LLC, a subsidiary of the 
Partnership (“Holdings”), and certain partners of the Partnership who elected an alternative redemption structure in the Partnership. The action seeks a 
declaration of the correct interpretation of (i) the special allocations sections of the Amended and Restated Agreement of Limited Partnership of Justice, with an 
effective date of January 1, 2013; and (ii) whether certain partners who elected the alternative redemption structure breached the governing Limited Partnership 
Interest Redemption Option Agreement. The complaint states that these declarations are relevant to preparation of the Partnership’s 2013 and 2014 state and 
federal tax returns and the associated Forms K-1 to be issued to affected current and former partners. The Partnership filed a First Amended Complaint on 
October 31, 2014.  Evon filed a cross-complaint on December 9, 2014, alleging fraudulent concealment and promissory fraud against the Partnership in 
connection with the redemption transaction.

On May 5, 2016, Justice Investors and Portsmouth (parent Company) entered into a settlement agreement relating to the above-described litigation with Evon 
and Holdings. Under the settlement agreement, the Partnership will pay Evon Corporation $5,575,000 no later than January 10, 2017. This amount was recorded 
as legal settlement costs during the year ended June 30, 2016. As of June 30, 2016, payments totaling approximately $2,750,000 were made related to this 
settlement. The amount due to Evon Corporation is presented under related party and other notes payable on the consolidated balance sheet. In connection with 
the settlement, a $50,000 payment was made to one limited partner for his interest in the Partnership.

On April 21, 2014, the Partnership commenced an arbitration action against Glaser Weil Fink Howard Avchen & Shapiro, LLP (formerly known as Glaser Weil 
Fink Jacobs Howard Avchen & Shapiro, LLP), Brett J. Cohen, Gary N. Jacobs, Janet S. McCloud, Paul B. Salvaty, and Joseph K. Fletcher III (collectively, the 
“Respondents”) in connection with the redemption transaction. The arbitration alleges legal malpractice against the Respondents and also seeks declaratory 
relief regarding provisions of the option agreement in the redemption transaction and regarding the engagement letter with Respondents. The arbitration is 
pending before JAMS in Los Angeles, but has been stayed pending conclusion of the action filed by Evon Corporation described above. No prediction can be 
given as to the outcome of this matter.

On April 15, 2016, the Partnership and Portsmouth filed a complaint in Los Angeles Superior Court against RSUI Indemnity Company (“RSUI”). The 
complaint alleges that RSUI breached an insurance contract by refusing to pay the defense and settlement costs incurred in connection with the above-described 
complaints and cross-complaint Evon filed against the Partnership and Portsmouth in 2014 in San Francisco Superior Court. On May 24, 2016, RSUI removed 
the action to the United States District Court for the Central District of California. No prediction can be given as to the outcome of this matter.

The Company is subject to legal proceedings, claims, and litigation arising in the ordinary course of business. The Company defends itself vigorously against 
any such claims. Management does not believe that the impact of such matters will have a material effect on the financial conditions or result of operations 
when resolved.

Item 4. Mine Safety Disclosures.

Not applicable.

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PART II

Item 5. Market for Common Equity and Related Stockholder Matters.

MARKET INFORMATION

The Company's Common Stock is listed and trades on the NASDAQ Capital Market tier of the NASDAQ Stock Market, LLC under the symbol: “INTG”. The 
following table sets forth the high and low sales prices for the Company’s common stock for each quarter of the last two fiscal years ended June 30, 2016 and 
2015 as reported by NASDAQ.

Fiscal 2016

High

Low

First Quarter (7/ 1 to 9/30)
Second Quarter (10/1 to 12/31)
Third Quarter (1/1 to 3/31)
Fourth Quarter (4/1 to 6/30)

First Quarter (7/ 1 to 9/30)
Second Quarter (10/1 to 12/31)
Third Quarter (1/1 to 3/31)
Fourth Quarter (4/1 to 6/30)

Fiscal 2015

$
$
$
$

$
$
$
$

High

36.79
29.37
27.25
30.22

20.50
19.41
21.25
21.86

$
$
$
$

$
$
$
$

Low

20.20
24.46
24.82
25.00

19.01
17.45
17.50
18.68

As of August 23, 2016, the approximate number of holders of record of the Company’s Common Stock was 266. Such number of owners was determined from 
the Company’s shareholders records and does not include beneficial owners of the Company’s Common Stock whose shares are held in names of various 
brokers, clearing agencies or other nominees.

DIVIDENDS

The Company has not declared any cash dividends on its common stock and does not foresee issuing cash dividends in the near future.

SECURITIES AUTHORIZED FOR ISSUANCE UNDER EQUITY COMPENSATION PLANS.

This information appears in Part III, Item 12 of this report.

ISSUER PURCHASES OF EQUITY SECURITIES

The Company did not have any purchases of its common stock for its own account, during the fourth quarter of its fiscal year ending June 30, 2016:

The Company has only one stock repurchase program. The program was initially announced on January 13, 1998 and was amended on February 10, 2003 and 
October 12, 2004. The total number of shares authorized to be repurchased pursuant to those prior authorizations was 870,000, adjusted for stock splits. On June 
3, 2009, the Board of Directors authorized the Company to purchase up to an additional 125,000 shares of Company’s common stock. On November 15, 2012, 
the Board of Directors authorized the Company to purchase up to an additional 100,000 shares of Company’s common stock. The purchases will be made, in the 
discretion of management, from time to time, in the open market or through privately negotiated third party transactions depending on market conditions and 
other factors. The Company’s repurchase program has no expiration date and can be amended and increased, from time to time, in the discretion of the Board of 
Directors. No plan or program expired during the period covered by the table.

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Item 6. Selected Financial Data.

Not required for smaller reporting companies.

Item 7. Management Discussion and Analysis of Financial Condition and Results of Operations.

RESULTS OF OPERATIONS

As of June 30, 2016, the Company owned approximately 81.7% of the common shares of its subsidiary, Santa Fe and Santa Fe owned approximately 68.8% of 
the common shares of Portsmouth Square, Inc. InterGroup also directly owns approximately 13.3% of the common shares of Portsmouth. The Company's 
principal sources of revenue continue to be derived from the general and limited partnership interests of its subsidiary, Portsmouth, in the Justice Investors 
limited partnership (“Justice” or the “Partnership”), rental income from its investments in multi-family real estate properties and income received from 
investment of its cash and securities assets. Justice owns a 543 room hotel property located at 750 Kearny Street, San Francisco, California 94108, known as the 
“Hilton San Francisco Financial District” (the “Hotel” or the “Property”) and related facilities, including a five-level underground parking garage. The financial 
statements of Justice have been consolidated with those of the Company.

The Hotel is operated by the Partnership as a full service Hilton brand hotel pursuant to a Franchise License Agreement (the “License Agreement”) with HLT 
Franchise Holding LLC (Hilton). The Partnership entered into the License Agreement on December 10, 2004. The term of the License Agreement was for an 
initial period of 15 years commencing on the opening date, with an option to extend the License Agreement for another five years, subject to certain conditions. 
On June 26, 2015, the Partnership and Hilton entered into an amended franchise agreement which extended the License Agreement through 2030, modified the 
monthly royalty rate, extended geographic protection to the Partnership and also provided the Partnership certain key money cash incentives to be earned 
through 2030. The key money cash incentives were received on July 1, 2015.

Justice also has a management agreement with Prism Hospitality L.P. (“Prism”) to perform management functions for the Hotel. The management agreement 
with Prism had an original term of ten years and can be terminated at any time with or without cause by the Partnership. Effective January 2014, the 
management agreement with Prism was amended by the Partnership to change the nature of the services provided by Prism and the compensation payable to 
Prism, among other things. Effective December 1, 2013, GMP Management, Inc. (“GMP”), a company owned by a Justice limited partner and a related party, 
began to provide management services for the Partnership pursuant to a management services agreement with a term of three years, subject to the Partnership’s 
right to terminate earlier, for cause.  In June 2016, GMP resigned and the Company is currently in discussions with several national third party hotel 
management companies to replace GMP. 

The parking garage that is part of the Hotel property is managed by Ace Parking pursuant to a contract with the Partnership. The parking agreement with Ace 
Parking was terminated with an effective termination date of October 4, 2016. Going forward, the Company will manage the parking garage in-house.

Portsmouth also receives management fees as a general partner of Justice for its services in overseeing and managing the Partnership’s assets. Those fees are 
eliminated in consolidation.

On May 5, 2016, Justice Investors and Portsmouth (parent Company) entered into a settlement agreement relating to the above-described litigation with Evon 
and Holdings. Under the settlement agreement, the Partnership will pay Evon Corporation $5,575,000 no later than January 10, 2017. This amount was recorded 
as legal settlement costs during the year ended June 30, 2016. As of June 30, 2016, payments totaling approximately $2,750,000 were made related to this 
settlement. The amount due to Evon Corporation is presented under related party and other notes payable on the consolidated balance sheet. In connection with 
the settlement, a $50,000 payment was made to one limited partner for his interest in the Partnership.

The Partnership settled the two legal matters with CCSF refunding $1.45 million apportioned half and half to each matter, resulting in approximately $340,000 
in excess of net assets recorded. This amount was recorded as a reduction of Hotel legal settlement costs.

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In addition to the operations of the Hotel, the Company also generates income from the ownership and management of real estate. Properties include fifteen 
apartment complexes, one commercial real estate property, and three single-family houses as strategic investments. The properties are located throughout the 
United States, but are concentrated in Texas and Southern California. The Company also has an investment in unimproved real property.

All of the Company’s operating real estate properties are managed in-house.

The Company acquires its investments in real estate and other investments utilizing cash, securities or debt, subject to approval or guidelines of the Board of 
Directors. The Company also invests in income-producing instruments, equity and debt securities and will consider other investments if such investments offer 
growth or profit potential.

Fiscal Year Ended June 30, 2016 Compared to Fiscal Year Ended June 30, 2015

The Company had a net loss of $9,267,000 for the year ended June 30, 2016 compared to net income of $2,057,000 for the year ended June 30, 2015. The 
change is primarily the result of legal settlement costs, the higher loss on marketable securities, partially offset by the higher hotel revenues. Additionally, the 
Company had a significant gain on the sale of real estate during the prior comparable fiscal year.

The Company had net loss from Hotel operations of $4,430,000 for the year ended June 30, 2016 compared to net loss of $388,000 for the year ended June 30, 
2015. The increase in the net loss as noted above was primarily attributable to legal settlement costs of $5,396,000 partially offset by the increase in room 
revenue of $1,857,000.

The following table sets forth a more detailed presentation of Hotel operations for the years ended June 30, 2016 and 2015.

For the year ended June 30,
Hotel revenues:
Hotel rooms
Food and beverage
Garage

Other operating departments
Total hotel revenues

Operating expenses, excluding non-recurring charges, depreciation and amortization
Operating income before non-recurring charges, interest and depreciation and amortization

Legal settlement costs

Income before loss on disposal of assets , interest and depreciation and amortization
Loss on disposal of assets
Interest expense - mortgage
Depreciation and amortization expense

Net loss from Hotel operations

$

2016

2015

$

47,208,000
7,533,000
2,706,000
1,119,000
58,566,000
(47,246,000)
11,320,000
(5,396,000)
5,924,000
(30,000)
(7,271,000)
(3,053,000)

45,351,000
7,577,000
2,802,000
1,081,000
56,811,000
(47,016,000)
9,795,000
-
9,795,000
(47,000)
(7,234,000)
(2,902,000)

$

(4,430,000) $

(388,000)

For the year ended June 30, 2016, the Hotel generated operating income of $11,320,000 before non-recurring charges and interest and depreciation and 
amortization on total operating revenues of $58,566,000 compared to operating income of $9,795,000 before non-recurring charges and interest and 
depreciation and amortization on total operating revenues of $56,811,000 for the year ended June 30, 2015. Room revenues increased by $1,857,000 for the year
ended June 30, 2016 compared to the year ended June 30, 2015 primarily as the result of higher room rate. Food and beverage revenue remained relatively 
consistent with the prior year while garage revenue decreased by $96,000.

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Operating expenses of $47,246,000 and $47,016,000 for the years ended June 30, 2016 and 2015 remained relatively consistent year over year.

The following table sets forth the average daily room rate, average occupancy percentage and room revenue per available room (“RevPAR”) of the Hotel for the 
year ended June 30, 2016 and 2015.

For the Year
Ended June 30,

Average
Daily Rate

Average
Occupancy %

RevPAR

2016
2015

$
$

257
246

92% $
93% $

237
229

Room revenues remained strong as the San Francisco market continued to have good demand for higher rated business. The Hotel’s average daily rate increased 
by $11 for the year ended June 30, 2016 compared to the year ended June 30, 2015, while occupancy rates remained relatively the same. As a result, the Hotel 
was able to achieve a RevPAR number that was $8 higher than the prior year.

Our highest priority is guest satisfaction. We believe that enhancing the guest experience differentiates the Hotel from our competition and is critical to the 
Hotel’s objective of building sustainable guest loyalty. In order to make a large impact on guest experience, the Hotel will continue training team members on 
Hilton brand standards and guest satisfaction, hiring and retaining talents in key operations, and enhancing the arrival experience. In addition, the Hotel replaced 
the carpet flooring in the lobby and the fourth floor with oak wood, creating an open and welcoming environment; modernized the furniture in the lobby, the 
porte cochere, and the second floor; and replaced the third floor carpets and doors. The Wellness Center on the fifth floor features a new spa with two treatment 
rooms and a room for manicures and pedicures, which has been doing well. The fitness center has been expanded with state of the art equipment. 

In order to further enhance the guest experience, the Hotel plans to renovate the fourth floor meeting rooms to make a state of the art meeting space and, 
concurrently, to renovate the fourth floor bathrooms. The Hotel will remodel guest room bathrooms with modern shower amenities and update desk tables and 
the night stands with granite tops for a sleek and modern look.  The Hotel is also looking into converting the carpet in the rooms to hardwood floors.  Finally, 
the Hotel, in conjunction with the Chinese Culture Center, is developing a landscape area on the Pedestrian Bridge that connects the Hotel to Portsmouth 
Square. As the Hotel continues to further develop its ties with the local Chinese community and the City of San Francisco, the Hotel is also committed to 
promoting innovative business ideas and good corporate citizenship.

With the high demand in guest rooms and the ADR (average daily rate) increasing, the Hotel is less dependent upon group clients and the Hotel can focus more 
attention on length and patterns of stay that benefit the Hotel. The Hotel is also focusing on high end clients with more banquet and meeting room requirements. 
Moving forward, the Hotel will continue to focus on cultivating international business, especially from China, and capturing a greater percentage of the higher 
rated business, leisure and group travel. The Hotel will also continue to upgrade guest rooms and facilities and explore new and innovative ways to differentiate 
the Hotel from its competition, as well as focusing on returning our food and beverage operations to profitability. During the last twelve months, we have seen 
steady improvement in business and leisure travel. If that trend in the San Francisco market and the hotel industry continues, it should translate into an increase 
in room revenues and profitability. However, like all hotels, it will remain subject to the uncertain domestic and global economic environment and other risk 
factors beyond our control, such as the effect of natural disasters and adverse business conditions.

Revenue from real estate operations decreased to $14,332,000 for the year ended June 30, 2016 from $15,926,000 for the year ended June 30, 2015 primarily as 
the result of the sale of the 249 unit apartment located in Austin, Texas in March 2015. Real estate operating expenses also decreased to $6,790,000 from 
$8,237,000 primarily as the result of the sale of the property. In August 2015, the Company terminated its third party property management agreement for the 
management of the Company’s properties located in California and began to manage the properties in-house. In July 2014, the Company also terminated its 
third party property management for the management of the Company’s properties located outside of California and began to manage them in-house. As of June 
30, 2016, all of the Company’s properties are being managed in-house. Managing the properties in-house has resulted in a decrease operating expenses and 
greater operating efficiencies. Management continues to review and analyze the Company’s real estate operations to improve occupancy and rental rates and to 
reduce expenses and improve efficiencies.

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In July 2015, the Company purchased a single family house located in Los Angeles, California for $1,975,000 as a strategic investment.

In February 2014, the Company entered into a contract to sell its 249 unit apartment complex located in Austin, Texas and the adjacent unimproved land for 
$15,800,000. The purchase/sale agreement provides that purchaser can terminate the agreement with or without cause, however, the potential purchaser would 
forfeit the earnest money ($208,000) and additional consideration ($250,000) totaling $458,000. The purchaser also had the option to extend the agreement. 
During the quarter ended September 30, 2014, the Company received the $458,000 and recognized it as income as the result of the potential buyer not extending 
the purchase agreement. In December 2014, the Company entered into a new contract with a different buyer to sell the same property for $16,300,000. In March 
2015, the Company sold this property for $16,300,000 and realized a gain on the sale of real estate of $9,358,000. The Company received net proceeds of 
$7,890,000 after selling costs and the repayment of the mortgage of $6,356,000 and the early prepayment of debt penalty of $1,634,000.

In November 2014, the Company sold its 5,900 square foot commercial property for $3,450,000 and realized a gain on the sale of real estate of $1,742,000. The 
Company received net proceeds of $2,163,000 after selling costs and the repayment of the related mortgage of $1,100,000. Prior to its sale, this property was 
being leased by the buyer.

The Company had a net loss on marketable securities of $7,189,000 for the year ended June 30, 2016 compared to a net loss on marketable securities of 
$4,652,000 for the year ended June 30, 2015. For the year ended June 30, 2016, approximately $5,716,000 of the $7,189,000 net loss is related to the 
Company’s investment in the common stock of Comstock Mining Inc. (“Comstock” - NYSE MKT: LODE). For the year ended June 30, 2015, approximately 
$2,242,000 of the $4,652,000 net loss is related to the Company’s investment in the common stock of Comstock. As of June 30, 2016 and 2015, investments in 
Comstock represent approximately 65% and 47%, respectively, of the Company’s investment portfolio. For the year ended June 30, 2016, the Company had a 
net realized loss of $990,000 and a net unrealized loss of $6,199,000. For the year ended June 30, 2015, the Company had a net realized loss of $1,590,000 and 
a net unrealized loss of $3,062,000. Gains and losses on marketable securities may fluctuate significantly from period to period in the future and could have a 
significant impact on the Company’s results of operations. However, the amount of gain or loss on marketable securities for any given period may have no 
predictive value and variations in amount from period to period may have no analytical value. For a more detailed description of the composition of the 
Company’s marketable securities see the Marketable Securities section below.

During the years ended June 30, 2016 and 2015, the Company performed an impairment analysis of its other investments and determined that its investments 
had an other than temporary impairment and recorded impairment losses of $673,000 and $701,000, respectively

The Company and its subsidiaries, Portsmouth and Santa Fe, compute and file income tax returns and prepare discrete income tax provisions for financial 
reporting. The income tax benefit (expense) during the year ended June 30, 2016 and 2015 represents primarily the combined income tax effect of Portsmouth’s 
pretax (loss) income which includes its share in net (loss) income from the Hotel and the pre-tax (loss) income from Intergroup (standalone).

MARKETABLE SECURITIES AND OTHER INVESTMENTS

As of June 30, 2016 and 2015, the Company had investments in marketable equity securities of $14,282,000 and $5,827,000, respectively. The following table 
shows the composition of the Company’s marketable securities portfolio by selected industry groups as:

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As of June 30, 2016

Industry Group

Fair Value

% of Total
Investment
Securities

Basic materials
Energy
Financial services
Other

As of June 30, 2015

Industry Group

Basic materials
Technology
Industrial goods
REITs and real estate companies
Financial services
Other

$

$

$

$

9,273,000
1,907,000
1,021,000
2,081,000
14,282,000

64.9%
13.4%
7.1%
14.6%
100.0%

Fair Value

% of Total
Investment
Securities

2,761,000
1,115,000
612,000
517,000
325,000
497,000
5,827,000

47.4%
19.1%
10.5%
8.9%
5.6%
8.5%
100.0%

The Company’s investment portfolio is diversified with 31 different equity positions. The Company holds one equity security that comprised of more than 10% 
of the equity value of the portfolio. This security represents 64.9% of the portfolio and consists of the common stock of Comstock which is included in the basic 
materials industry group. The significant increase in the Company’s investment in Comstock was due to the conversion of the $13,231,000 (13,231 preferred 
shares) held in Comstock Mining, Inc. (“Comstock” – OTCBB: LODE) 7 1/2% Series A-1 Convertible Preferred Stock (the “A-1 Preferred”) to common stock 
on August 27, 2015. The A-1 Preferred was previously included in other investments prior to its conversion.

The following table shows the net gain or loss on the Company’s marketable securities and the associated margin interest and trading expenses for the respective
years.

For the years ended June 30,
Net loss on marketable securities
Net unrealized loss on other investments
Impairment loss on other investments
Dividend and interest income
Margin interest expense
Trading expenses

FINANCIAL CONDITION AND LIQUIDITY

2016
(7,189,000) $
(127,000)
(673,000)
56,000
(426,000)
(518,000)
(8,877,000) $

2015
(4,652,000)
(204,000)
(701,000)
1,062,000
(600,000)
(1,141,000)
(6,236,000)

$

$

The Company’s cash flows are primarily generated from its Hotel operations, and general partner management fees and limited partnership distributions from 
Justice Investors, its real estate operations and from the investment of its cash in marketable securities and other investments.

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On December 18, 2013, the Partnership completed an Offer to Redeem any and all limited partnership interests not held by Portsmouth. As a result, Portsmouth, 
which prior to the Offer to Redeem owned 50% of the then outstanding limited partnership interests now controls approximately 93% of the voting interest in 
Justice and is now its sole General Partner.

To fund redemption of limited partnership interests and to repay the prior mortgage, Justice obtained a $97,000,000 mortgage loan and a $20,000,000 
mezzanine loan. The mortgage loan is secured by the Partnership’s principal asset, the Hotel. The mortgage loan initially bears an interest rate of 5.275% per 
annum and matures in January 2024. As additional security for the mortgage loan, there is a limited guaranty executed by the Company in favor of mortgage 
lender. The mezzanine loan is a secured by the Operating membership interest held by Mezzanine and is subordinated to the Mortgage Loan. The mezzanine 
loan initially bears interest at 9.75% per annum and matures in January 2024. As additional security for the mezzanine loan, there is a limited guaranty executed 
by the Company in favor of mezzanine lender.

On May 5, 2016, Justice Investors and Portsmouth (parent Company) entered into a settlement agreement relating to the above-described litigation with Evon 
and Holdings. Under the settlement agreement, the Partnership will pay Evon Corporation $5,575,000 no later than January 10, 2017. This amount was recorded 
as legal settlement costs during the year ended June 30, 2016. As of June 30, 2016, payments totaling approximately $2,750,000 were made related to this 
settlement. The amount due to Evon Corporation is presented under related party and other notes payable on the consolidated balance sheet. In connection with 
the settlement, a $50,000 payment was made to one limited partner for his interest in the Partnership.

The Partnership settled the two legal matters with CCSF refunding $1.45 million apportioned half and half to each matter, resulting in approximately $340,000 
in excess of net assets recorded. This amount was recorded as a reduction of Hotel legal settlement costs.

Please see NOTE 18 of the consolidated financial statements for further details on the two legal settlements.

On July 2, 2014, the Partnership obtained from the Intergroup Corporation (a related party) an unsecured loan in the principal amount of $4,250,000 at 12% per 
year fixed interest, with a term of 2 years, payable interest only each month. Intergroup received a 3% loan fee. The loan may be prepaid at any time without 
penalty. The proceeds of the loan were applied to the July 2014 payments to Holdings described in Note 2. The loan was extended to September 30, 2016. 
InterGroup is currently working on amending the loan agreement to extend the loan for a longer period.

Despite an uncertain economy, the Hotel has continued to generate strong revenue growth. While the debt service requirements related the new loans and the 
legal settlement may create some additional risk for the Company and its ability to generate cash flows in the future, management believes that cash flows from 
the operations of the Hotel and the garage will continue to be sufficient to meet all of the Partnership’s current and future obligations and financial requirements.

In August 2016, the Company obtained a $1,000,000 mortgage note payable on its single family house purchased in July 2015. The Company received net 
proceeds of $983,000. The interest on note is 4.50% with interest only payments for twenty three months. The loan matures in August of 2018.

In June 2016, The Company refinanced its $1,929,000 mortgage note payable on its 12-unit apartment complex located in Los Angeles, California and obtained 
a new mortgage in the amount of $2,300,000. The interest rate on the new mortgage is 3.60% and matures in June 2026.

In April 2016, the Company entered into an interest rate agreement on its $923,000 mortgage note payable on its commercial property located in Los Angeles, 
California in order to settle the variable rate as of March 31, 2016 of 4.22% into a fixed rate of 3.99%, the swap agreement matures in January 2021. A swap is a 
contractual agreement to exchange interest rate payments.

In March 2015, the Company refinanced the $3,636,000 mortgage note payable on its 157-unit property located in Florence, Kentucky for a new mortgage in 
the amount of $3,492,000. The Company paid down approximately $210,000 of the old mortgage as part of the refinancing. The new mortgage has a fixed 
interest rate of 3.87% for ten years and matures in April 2025.

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Management believes that its cash, securities assets, real estate and the cash flows generated from those assets and from partnership distributions and 
management fees, will be adequate to meet the Company’s current and future obligations. Additionally, management believes there is significant appreciated 
value in the Hotel and other real estate properties to support additional borrowings if necessary.

MATERIAL CONTRACTUAL OBLIGATIONS

The following table provides a summary of the Company’s material financial obligations which also includes interest.

Mortgage notes payable
Other notes payable
Interest
Total

Total
$ 182,205,000
6,996,000
61,214,000
$ 250,415,000

$

Year 1
2,172,000
3,355,000
9,943,000
$ 15,470,000

$

Year 2
2,960,000
317,000
9,670,000
$ 12,947,000

$

Year 3
3,101,000
317,000
9,531,000
$ 12,949,000

$

Year 4
3,249,000
317,000
9,383,000
$ 12,949,000

$

Year 5
3,261,000
317,000
8,993,000
$ 12,571,000

Thereafter
$ 167,462,000
2,373,000
13,694,000
$ 183,529,000

OFF-BALANCE SHEET ARRANGEMENTS

The Company has no material off balance sheet arrangements.

IMPACT OF INFLATION

Hotel room rates are typically impacted by supply and demand factors, not inflation, since rental of a hotel room is usually for a limited number of nights. Room 
rates can be, and usually are, adjusted to account for inflationary cost increases. Since Prism has the power and ability under the terms of its management 
agreement to adjust hotel room rates on an ongoing basis, there should be minimal impact on partnership revenues due to inflation. Partnership revenues are also 
subject to interest rate risks, which may be influenced by inflation. For the two most recent fiscal years, the impact of inflation on the Company's income is not 
viewed by management as material.

The Company's residential rental properties provide income from short-term operating leases and no lease extends beyond one year. Rental increases are 
expected to offset anticipated increased property operating expenses.

CRITICAL ACCOUNTING POLICIES

Critical accounting policies are those that are most significant to the portrayal of our financial position and results of operations and require judgments by 
management in order to make estimates about the effect of matters that are inherently uncertain. The preparation of these financial statements requires us to 
make estimates and judgments that affect the reported amounts in our consolidated financial statements. We evaluate our estimates on an on-going basis, 
including those related to the consolidation of our subsidiaries, to our revenues, allowances for bad debts, accruals, asset impairments, other investments, 
income taxes and commitments and contingencies. We base our estimates on historical experience and on various other assumptions that we believe to be 
reasonable under the circumstances, the results of which form the basis for making judgments about the carrying values of assets and liabilities. The actual 
results may differ from these estimates or our estimates may be affected by different assumptions or conditions.

Item 7A. Quantitative and Qualitative Disclosures about Market Risk.

Not required for smaller reporting companies.

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Item 8. Financial Statements and Supplementary Data.

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets - June 30, 2016 and 2015

Consolidated Statements of Operations - For years ended June 30, 2016 and 2015

Consolidated Statements of Shareholders’ Deficit - For years ended June 30, 2016 and 2015

Consolidated Statements of Cash Flows - For years ended June 30, 2016 and 2015

Notes to the Consolidated Financial Statements

30

PAGE

31

32

33

34

35

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To the Board of Directors and Shareholders of

The Intergroup Corporation:

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We have audited the accompanying consolidated balance sheets of The InterGroup Corporation and its subsidiaries (the Company) as of June 30, 2016 and 
2015, and the related consolidated statements of operations, shareholders’ deficit and cash flows for each of the years in the two-year period ended June 30, 
2016. These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on these 
consolidated financial statements based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we 
plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. The Company is not required 
to have, nor were we engaged to perform, an audit of its internal control over financial reporting. Our audit included consideration of internal control over 
financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the 
effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test 
basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by 
management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial position of The 
InterGroup Corporation and its subsidiaries as of June 30, 2016 and 2015, and the consolidated results of their operations and their cash flows for each of the 
years in the two-year period ended June 30, 2016 in conformity with accounting principles generally accepted in the United States of America.

/s/ Burr Pilger Mayer, Inc.
San Francisco, California
September 28, 2016

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THE INTERGROUP CORPORATION
CONSOLIDATED BALANCE SHEETS

As of June 30,

ASSETS

Investment in Hotel, net
Investment in real estate, net
Investment in marketable securities
Other investments, net
Cash and cash equivalents
Restricted cash
Other assets, net
Deferred tax asset

Total assets

LIABILITIES AND SHAREHOLDERS' DEFICIT
Liabilities:

Accounts payable and other liabilities
Accounts payable and other liabilities - Hotel
Due to securities broker
Obligations for securities sold
Related party and other notes payable
Mortgage notes payable - Hotel
Mortgage notes payable - real estate
Deferred tax liability
Total liabilities

Commitments and contingencies

Shareholders' deficit:

Preferred stock, $.01 par value, 100,000 shares authorized; none issued
Common stock, $.01 par value, 4,000,000 shares authorized; 3,395,616 and 3,391,096 issued; 2,381,726 and 

2,386,029 outstanding, respectively

Additional paid-in capital
Accumulated deficit
Treasury stock, at cost, 1,013,890 and 1,005,067 shares

Total InterGroup shareholders' deficit
Noncontrolling interest

Total shareholders' deficit

Total liabilities and shareholders' deficit

The accompanying notes are an integral part of these consolidated financial statements.

32

2016

2015

$

$

44,821,000
56,356,000
14,282,000
1,029,000
5,404,000
3,221,000
7,012,000
3,985,000

43,840,000
55,768,000
5,827,000
15,082,000
8,529,000
2,868,000
11,505,000
-

$

136,110,000

$

143,419,000

$

$

3,717,000
14,783,000
1,493,000
163,000
6,996,000
117,000,000
65,205,000
-
209,357,000

5,268,000
13,615,000
345,000
22,000
4,905,000
117,000,000
66,233,000
3,000
207,391,000

-

-

33,000
10,363,000
(43,645,000)
(12,082,000)
(45,331,000)
(27,916,000)
(73,247,000)

33,000
10,494,000
(36,459,000)
(11,878,000)
(37,810,000)
(26,162,000)
(63,972,000)

$

136,110,000

$

143,419,000

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THE INTERGROUP CORPORATION
CONSOLIDATED STATEMENTS OF OPERATIONS

For the years ended June 30,
Revenues:
Hotel
Real estate
Total revenues
Costs and operating expenses:
Hotel operating expenses
Legal settlement costs
Real estate operating expenses
Depreciation and amortization expense
General and administrative expense

Total costs and operating expenses

Income from operations
Other income (expense):

Interest expense - mortgage
Loss on disposal of assets
Gain on sale of real estate
Other real estate income
Net loss on marketable securities
Net unrealized loss gain on other investments and derivatives
Impairment loss on other investments
Dividend and interest income
Trading and margin interest expense

Net other expense

Income (loss) before income taxes
Income tax benefit (expense)
Net (loss) income
Less:  Net loss attributable to the noncontrolling interest
Net (loss) income attributable to InterGroup

Net (loss) income per share

Basic
Diluted

Net (loss) income per share attributable to InterGroup

Basic
Diluted

Weighted average number of common shares outstanding
Weighted average number of diluted common shares outstanding

The accompanying notes are an integral part of these consolidated financial statements.

33

2016

2015

$

$

58,566,000
14,332,000
72,898,000

56,811,000
15,926,000
72,737,000

(47,246,000)
(5,396,000)
(6,790,000)
(5,146,000)
(2,722,000)

(47,016,000)
-
(8,237,000)
(4,943,000)
(2,859,000)

(67,300,000)

(63,055,000)

5,598,000

9,682,000

(9,898,000)
(30,000)
-
-
(7,189,000)
(127,000)
(673,000)
56,000
(944,000)
(18,805,000)

(13,207,000)
3,940,000
(9,267,000)
2,131,000
(7,136,000) $

(10,153,000)
(47,000)
11,100,000
458,000
(4,652,000)
(204,000)
(701,000)
1,062,000
(1,741,000)
(4,878,000)

4,804,000
(2,747,000)
2,057,000
885,000
2,942,000

(3.89) $
(3.89) $

(2.99) $
(2.99) $

0.86
0.85

1.23
1.21

2,384,098
2,384,098

2,384,521
2,432,741

$

$
$

$
$

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THE INTERGROUP CORPORATION
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' DEFICIT

Common Stock

Shares

Amount

Additional
Paid-in
Capital

Accumulated Deficit

Treasury
Stock

InterGroup
Shareholders'
Deficit

Noncontrolling
Interest

Total
Shareholders'
Deficit

Balance at July 1, 2014

3,383,364

$

33,000

$

10,092,000

$

(39,401,000)

$ (11,818,000)

$ (41,094,000)

$

(25,538,000)

$ (66,632,000)

Net income

Stock options expense

Issuance of stock for compensation

Issuance of stock related to stock 

options exercised

Investment in Santa Fe

Investment in Portsmouth

Purchase of treasury stock

-

-

4,608

3,124

-

-

-

-

-

-

-

-

-

-

-

2,942,000

664,000

88,000

44,000

(275,000)

(119,000)

-

-

-

-

-

-

-

2,942,000

(885,000)

2,057,000

664,000

88,000

44,000

-

-

-

664,000

88,000

44,000

(275,000)

174,000

(101,000)

-

-

-

-

-

-

(119,000)

87,000

(60,000)

(60,000)

-

(32,000)

(60,000)

Balance at June 30, 2015

3,391,096

33,000

10,494,000

(36,459,000)

(11,878,000)

(37,810,000)

(26,162,000)

(63,972,000)

Net loss

Stock options expense

-

-

Issuance of stock for compensation

4,520

Redemption of limited partnership 

interests

Investment in Santa Fe

Investment in Portsmouth

Purchase of treasury stock

-

-

-

-

-

-

-

-

-

-

-

-

(7,136,000)

391,000

88,000

-

-

-

(50,000)

(292,000)

(318,000)

-

-

-

-

-

-

-

-

-

-

(7,136,000)

(2,131,000)

(9,267,000)

391,000

88,000

(50,000)

(292,000)

(318,000)

-

-

-

172,000

205,000

391,000

88,000

(50,000)

(120,000)

(113,000)

(204,000)

(204,000)

-

(204,000)

Balance at June 30, 2016

3,395,616

$

33,000

$

10,363,000

$

(43,645,000)

$ (12,082,000)

$ (45,331,000)

$

(27,916,000)

$ (73,247,000)

The accompanying notes are an integral part of these consolidated financial statements.

34

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THE INTERGROUP CORPORATION
CONSOLIDATED STATEMENTS OF CASH FLOWS

For the years ended June 30,
Cash flows from operating activities:

Net (loss) income
Adjustments to reconcile net (loss) income to net cash provided by operating activities:

2016

2015

$

(9,267,000) $

2,057,000

Net unrealized loss on marketable securities
Legal settlement costs
Unrealized loss on other investments
Impairment loss on other investments
Gain on sale of real estate
Loss on disposal of assets
Depreciation and amortization
Stock compensation expense
Changes in assets and liabilities:

Investment in marketable securities
Other assets, net
Accounts payable and other liabilities
Due to securities broker
Obligations for securities sold
Deferred taxes

Net cash provided by (used in) operating activities

Cash flows from investing activities:

Net proceeds from the sale of real estate
Investment in hotel, net
Investment in real estate, net
Payments for other investments
Investment in Santa Fe
Investment in Portsmouth

Net cash (used in) provided by investing activities

Cash flows from financing activities:

Net payments of mortgage and other notes payable
Restricted cash for redemption and mortgage impounds
Distributions and redemption to noncontrolling interest
Purchase of treasury stock
Proceeds from exercise of options
Net cash used in financing activities

Net (decrease) increase in cash and cash equivalents
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year

Supplemental information:

Income tax paid
Interest paid

Non-cash transactions:

Conversion of other investments to marketable securities

The accompanying notes are an integral part of these consolidated financial statements.

35

6,199,000
5,575,000
127,000
673,000
-
30,000
5,146,000
479,000

(1,401,000)
4,493,000
(383,000)
1,148,000
141,000
(3,988,000)
8,972,000

-
(4,064,000)
(2,681,000)
-
(120,000)
(113,000)
(6,978,000)

(4,512,000)
(353,000)
(50,000)
(204,000)
-
(5,119,000)

(3,125,000)
8,529,000
5,404,000

2,078,000
1,324,000

13,231,000

$

$
$

$

3,062,000
-
204,000
701,000
(11,100,000)
47,000
4,943,000
752,000

2,531,000
675,000
(361,000)
(2,580,000)
(153,000)
(940,000)
(162,000)

17,592,000
(5,083,000)
(604,000)
(150,000)
(101,000)
(32,000)
11,622,000

(8,734,000)
17,277,000
(16,163,000)
(60,000)
44,000
(7,636,000)

3,824,000
4,705,000
8,529,000

1,190,000
10,753,000

-

$

$
$

$

Date: 09/28/2016 04:18 PM 
Client: v449390_INTERGROUP CORP_10-K 

Vintage

Project: v449390 Form Type: 10-K
File: v449390_10k.htm Type: 10-K Pg: 36 of 79

THE INTERGROUP CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 1 - BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES AND PRACTICES:

Description of the Business

The InterGroup Corporation, a Delaware corporation, (“InterGroup” or the “Company”) was formed to buy, develop, operate and dispose of real property and to 
engage in various investment activities to benefit the Company and its shareholders.

As of June 30, 2016, the Company had the power to vote 85.6% of the voting shares of Santa Fe Financial Corporation (“Santa Fe”), a public company 
(OTCBB: SFEF). This percentage includes the power to vote an approximately 4% interest in the common stock in Santa Fe owned by the Company’s 
Chairman and President pursuant to a voting trust agreement entered into on June 30, 1998.

Santa Fe’s primary business is conducted through the management of its 68.8% owned subsidiary, Portsmouth Square, Inc. (“Portsmouth”), a public company 
(OTCBB: PRSI). Portsmouth has a 93% limited partnership interest in Justice and is the sole general partner. InterGroup also directly owns approximately 
13.3% of the common stock of Portsmouth.

Justice, through its subsidiaries Justice Holdings Company, LLC (“Holdings”), a Delaware Limited Liability Company, Justice Operating Company, LLC 
(“Operating”) and Justice Mezzanine Company, LLC (“Mezzanine”), owns a 543-room hotel property located at 750 Kearny Street, San Francisco California, 
known as the Hilton San Francisco Financial District (the “Hotel”) and related facilities including a five level underground parking garage. Holdings and 
Mezzanine are both a wholly-owned subsidiaries of the Partnership; Operating is a wholly-owned subsidiary of Mezzanine. Mezzanine is the borrower under 
certain mezzanine indebtedness of Justice, and in December 2013, the Partnership conveyed ownership of the Hotel to Operating. The Hotel is operated by the 
partnership as a full service Hilton brand hotel pursuant to a Franchise License Agreement with HLT Franchise Holding LLC (Hilton). Justice also has a 
management agreement with Prism Hospitality L.P. (“Prism”) to perform management functions for the Hotel. The management agreement with Prism had an 
original term of ten years, subject to the Partnership’s right to terminate at any time with or without cause. Effective January 2014, the management agreement 
with Prism was amended by the Partnership to change the nature of the services provided by Prism and the compensation payable to Prism, among other things. 
Effective December 1, 2013, GMP Management, Inc. (“GMP”), a company owned by a Justice limited partner and a related party, also provided management 
services for the Partnership pursuant to a management services agreement, with a three year term, subject to the Partnership’s right to terminate earlier for cause. 
In June 2016, GMP resigned and the Company is currently in discussions with several national third party hotel management companies to replace GMP. 

In addition to the operations of the Hotel, the Company also generates income from the ownership of real estate. Properties include apartment complexes, 
commercial real estate, and three single-family houses as strategic investments. The properties are located throughout the United States, but are concentrated in 
Texas and Southern California. The Company also has investments in unimproved real property. All of the Company’s residential rental properties are managed 
in-house.

Principles of Consolidation 

The consolidated financial statements include the accounts of the Company and Santa Fe. All significant inter-company transactions and balances have been 
eliminated.

Investment in Hotel, Net

Property and equipment are stated at cost. Building improvements are being depreciated on a straight-line basis over their useful lives ranging from 3 to 39 
years. Furniture, fixtures, and equipment are being depreciated on a straight-line basis over their useful lives ranging from 3 to 7 years.

36

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File: v449390_10k.htm Type: 10-K Pg: 37 of 79

Repairs and maintenance are charged to expense as incurred. Costs of significant renewals and improvements are capitalized and depreciated over the shorter of 
its remaining estimated useful life or life of the asset. The cost of assets sold or retired and the related accumulated depreciation are removed from the accounts; 
any resulting gain or loss is included in other income (expenses).

The Company reviews property and equipment for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may 
not be recoverable in accordance with generally accepted accounting principles. If the carrying amount of the asset, including any intangible assets associated 
with that asset, exceeds its estimated undiscounted net cash flow, before interest, the Partnership will recognize an impairment loss equal to the difference 
between its carrying amount and its estimated fair value. If impairment is recognized, the reduced carrying amount of the asset will be accounted for as its new 
cost. For a depreciable asset, the new cost will be depreciated over the asset’s remaining useful life. Generally, fair values are estimated using discounted cash 
flow, replacement cost or market comparison analyses. The process of evaluating for impairment requires estimates as to future events and conditions, which are 
subject to varying market and economic factors. Therefore, it is reasonably possible that a change in estimate resulting from judgments as to future events could 
occur which would affect the recorded amounts of the property. No impairment losses were recorded for the years ended June 30, 2016 and 2015.

Investment in Real Estate, Net

Rental properties are stated at cost less accumulated depreciation. Depreciation of rental property is provided on the straight-line method based upon estimated 
useful lives of 5 to 40 years for buildings and improvements and 5 to 10 years for equipment. Expenditures for repairs and maintenance are charged to expense 
as incurred and major improvements are capitalized.

The Company also reviews its rental property assets for impairment. No impairment losses on the investment in real estate have been recorded for the years 
ended June 30, 2016 and 2015.

The fair value of the tangible assets of an acquired property, which includes land, building and improvements, is determined by valuing the property as if they 
were vacant, and incorporates costs during the lease-up periods considering current market conditions and costs to execute similar leases such lost rental 
revenue and tenant improvements. The value of tangible assets are depreciated using straight-line method based upon the assets estimated useful lives.

Investment in Marketable Securities 

Marketable securities are stated at fair value as determined by the most recently traded price of each security at the balance sheet date. Marketable securities are 
classified as trading securities with all unrealized gains and losses on the Company's investment portfolio recorded through the consolidated statements of 
operations.

Other Investments, Net

Other investments include non-marketable securities (carried at cost, net of any impairments loss), non –marketable warrants (carried at fair value) and certain 
convertible preferred securities, received in exchange for debt instruments, carried at a book basis, initially determined using the estimated fair value on the 
exchange date. The Company has no significant influence or control over the entities that issue these investments. These investments are reviewed on a periodic 
basis for other-than-temporary impairment. The Company reviews several factors to determine whether a loss is other-than-temporary. These factors include but 
are not limited to: (i) the length of time an investment is in an unrealized loss position, (ii) the extent to which fair value is less than cost, (iii) the financial 
condition and near term prospects of the issuer and (iv) our ability to hold the investment for a period of time sufficient to allow for any anticipated recovery in 
fair value. For the years ended June 30, 2016 and 2015, the Company recorded impairment losses related to other investments of $673,000 and $701,000, 
respectively. As of June 30, 2016 and 2015, the allowance for impairment losses was $6,101,000 and $5,428,000, respectively.

37

Date: 09/28/2016 04:18 PM 
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Project: v449390 Form Type: 10-K
File: v449390_10k.htm Type: 10-K Pg: 38 of 79

Derivative Financial Instruments

The Company has investments in stock warrants which are considered derivative instruments. As of June 30, 2016 and 2015, the Company has nominal 
derivative financial instruments.

Derivative financial instruments consist of financial instruments or other contracts that contain a notional amount and one or more underlying (e.g. interest rate, 
security price or other variable), require no initial net investment and permit net settlement. Derivative financial instruments may be free-standing or embedded 
in other financial instruments. Further, derivative financial instruments are initially, and subsequently, measured at fair value on the Company’s consolidated 
balance sheets. As of June 30, 2016 and 2015, the Company has nominal derivative financial instruments.

For the investment in stock warrants, the Company used the Black-Scholes option valuation model to estimate the fair value these instruments which requires 
management to make significant assumptions including trading volatility, estimated terms, and risk free rates. Estimating fair values of derivative financial 
instruments requires the development of significant and subjective estimates that may, and are likely to, change over the duration of the instrument with related 
changes in internal and external market factors. In addition, option-based models are highly volatile and sensitive to changes in the trading market price of the 
underlying common stock, which has a high-historical volatility. Since derivative financial instruments are initially and subsequently carried at fair values, the 
Company’s consolidated statement of operations will reflect the volatility in these estimate and assumption changes.

Cash and Cash Equivalents

Cash equivalents consist of highly liquid investments with an original maturity of three months or less when purchased and are carried at cost, which 
approximates fair value.

Restricted Cash

Restricted cash is comprised of amounts held by lenders for payment of real estate taxes, insurance, replacement and capital addition reserves for the Hotel.

Other Assets, Net

Other assets include prepaid insurance, loan fees, franchise fees, license fees and other miscellaneous assets. Loan fees are stated at cost and amortized over the 
term of the loan using the effective interest method. Franchise fees are stated at cost and amortized over the life of the agreement (15 years). License fees are 
stated at cost and amortized over 10 years.

Accounts receivable from the Hotel and rental property customers are carried at cost less an allowance for doubtful accounts that is based on management’s 
assessment of the collectability of accounts receivable. The Company extends unsecured credit to its customers but mitigates the associated credit risk by 
performing ongoing credit evaluations of its customers.

Due to Securities Broker

The Company may utilize margin for its marketable securities purchases through the use of standard margin agreements with national brokerage firms. Various 
securities brokers have advanced funds to the Company for the purchase of marketable securities under standard margin agreements. These advanced funds are 
recorded as a liability.

Obligation for Securities Sold

Obligation for securities sold represents the fair market value of shares sold with the promise to deliver that security at some future date and the fair market 
value of shares underlying the written call options with the obligation to deliver that security when and if the option is exercised. The obligation may be satisfied 
with current holdings of the same security or by subsequent purchases of that security. Unrealized gains and losses from changes in the obligation are included 
in the statement of operations.

38

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Project: v449390 Form Type: 10-K
File: v449390_10k.htm Type: 10-K Pg: 39 of 79

Accounts Payable and Other Liabilities

Accounts payable and other liabilities include trade payables, customer advance deposits and other liabilities.

Treasury Stock

The Company records the acquisition of treasury stock under the cost method.

Fair Value of Financial Instruments

Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability (i.e., the “exit price”) in an orderly transaction between 
market participants at the measurement date. Accounting standards for fair value measurement establishes a hierarchy for inputs used in measuring fair value 
that maximizes the use of observable inputs and minimizes the use of unobservable inputs by requiring that the most observable inputs be used when available. 
Observable inputs are inputs that market participants would use in pricing the asset or liability developed based on market data obtained from sources 
independent of the Company. Unobservable inputs are inputs that reflect the Company’s assumptions about the assumptions market participants would use in 
pricing the asset or liability developed based on the best information available in the circumstances. The hierarchy is broken down into three levels based on the 
observability of inputs as follows:

Level 1–inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.

Level 2–inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the assets
or liability, either directly or indirectly, for substantially the full term of the financial instruments.

Level 3–inputs to the valuation methodology are unobservable and significant to the fair value.

Revenue Recognition

Room revenue is recognized on the date upon which a guest occupies a room and/or utilizes the Hotel’s services. Food and beverage revenues are recognized 
upon delivery. Garage revenue is recognized when a guest uses the garage space. The Company records a liability for payments collected in advance of revenue 
recognition. This liability is included in accounts payable and other liabilities.

Revenue recognition from apartment rentals commences when an apartment unit is placed in service and occupied by a rent-paying tenant. Apartment units are 
leased on a short-term basis, with no lease extending beyond one year.

Advertising Costs

Advertising costs are expensed as incurred. Advertising costs were $522,000 and $459,000 for the years ended June 30, 2016 and 2015, respectively.

Income Taxes

Deferred income taxes are calculated under the liability method. Deferred income tax assets and liabilities are based on differences between the financial 
statement and tax basis of assets and liabilities at the current enacted tax rates. Changes in deferred income tax assets and liabilities are included as a component 
of income tax expense. Changes in deferred income tax assets and liabilities attributable to changes in enacted tax rates are charged or credited to income tax 
expense in the period of enactment. Valuation allowances are established for certain deferred tax assets where realization is not likely.

39

Date: 09/28/2016 04:18 PM 
Client: v449390_INTERGROUP CORP_10-K 

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Project: v449390 Form Type: 10-K
File: v449390_10k.htm Type: 10-K Pg: 40 of 79

Assets and liabilities are established for uncertain tax positions taken or positions expected to be taken in income tax returns when such positions are judged to 
not meet the “more-likely-than-not” threshold based on the technical merits of the positions.

Earnings (Loss) Per Share

Basic income (loss) per share is computed by dividing net income (loss) available to common stockholders by the weighted average number of common shares 
outstanding.  The computation of diluted income (loss) per share is similar to the computation of basic earnings per share except that the weighted-average 
number of common shares is increased to include the number of additional common shares that would have been outstanding if potential dilutive common 
shares had been issued.  The Company's only potentially dilutive common shares are stock options.  As of June 30, 2016 and 2015, the Company had 236,000 
and 126,639 stock options, respectively, that were considered potentially dilutive common shares.  The basic and diluted earnings per share were the same for 
the year ended June 30, 2016 because the Company had a net loss.

Use of Estimates

The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (U.S. GAAP) requires the 
use of estimates and assumptions regarding certain types of assets, liabilities, revenues, and expenses. Such estimates primarily relate to unsettled transactions 
and events as of the date of the financial statements. Accordingly, upon settlement, actual results may differ from estimated amounts.

Reclassifications 

Certain prior year balances have been reclassified to conform with the current year presentation.

Recent Accounting Pronouncements

In March 2016, the FASB issued ASU 2016-09, Compensation - Stock Compensation (Topic 718). This update was issued as part of the FASB’s simplification 
initiative and affects all entities that issue share-based payment awards to their employees. The amendments in this update cover such areas as the recognition of 
excess tax benefits and deficiencies, the classification of those excess tax benefits on the statement of cash flows, an accounting policy election for forfeitures, 
the amount an employer can withhold to cover income taxes and still qualify for equity classification and the classification of those taxes paid on the statement 
of cash flows. This update is effective for annual and interim periods beginning after December 15, 2016, which will require the Company to adopt these 
provisions in the first quarter of fiscal 2018. This guidance will be applied either prospectively, retrospectively or using a modified retrospective transition 
method, depending on the area covered in this update. Early adoption is permitted. The Company has not yet selected a transition date nor have we determined 
the effect of the standard on our ongoing financial reporting.

In January 2016, the FASB issued an update (ASU No. 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial 
Assets and Financial Liabilities). The amendments in this update impact public business entities as follows: 1) Require equity investments (except those 
accounted for under the equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value 
recognized in net income. 2) Simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative 
assessment to identify impairment. When a qualitative assessment indicates that impairment exists, an entity is required to measure the investment at fair value. 
3) Eliminate the requirement to disclose the methods and significant assumptions used to estimate the fair value that is required to be disclosed for financial 
instruments measured at amortized cost on the balance sheet. 4) Require entities to use the exit price notion when measuring the fair value of financial 
instruments for disclosure purposes. 5) Require an entity to present separately in other comprehensive income the portion of the total change in fair value of a 
liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair 
value option for financial instruments. 6) Require separate presentation of financial assets and financial liabilities by measurement category and form of 
financial asset (that is, securities or loans and receivables) on the balance sheet or the accompanying notes to the financial statements. 7) Clarify that an entity 
should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity’s other deferred 
tax assets. The amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 
2017. The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements, but it is not expected to have a 
material impact on its consolidated financial statements.

40

Date: 09/28/2016 04:18 PM 
Client: v449390_INTERGROUP CORP_10-K 

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Project: v449390 Form Type: 10-K
File: v449390_10k.htm Type: 10-K Pg: 41 of 79

In April 2015, the FASB issued ASU 2015-03, Simplifying the Presentation of Debt Issuance Costs, which requires that debt issuance costs related to a 
recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability. ASU 2015-03 is effective for 
annual and interim periods within these annual periods beginning after December 15, 2015 and early application is permitted. This standard will not have 
material impact on the Company’s consolidated financial statements.

In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810): Amendments to the Consolidation Analysis, which changes the consolidation 
analysis for both the variable interest model and for the voting model for limited partnerships and similar entities. ASU 2015-02 is effective for annual and 
interim periods beginning after December 15, 2015 and early application is permitted. ASU 2015-02 provides for one of two methods of transition: retrospective 
application to each prior period presented; or recognition of the cumulative effect of retrospective application of the new standard in the period of initial 
application. We are in the process of evaluating this guidance and our method of adoption. This is not expected to materially impact the Company’s financial 
statements.

In May 2014, the Financial Accounting Standards Board (the "FASB") issued Accounting Standard Update No. 2014-09, Revenue from Contracts with 
Customers (“ASU 2014-09”) amending revenue recognition guidance and requiring more detailed disclosures to enable users of financial statements to 
understand the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers. The guidance is effective for annual 
and interim reporting periods beginning after December 15, 2017, with early adoption permitted for annual and interim reporting periods with these annual 
periods beginning after December 15, 2016. The Company does not plan to early adopt. We are currently evaluating the impact ASU 2014-09 will have on the 
Company's consolidated financial statements.

In August 2014, the FASB issued Accounting Standard Update No. 2014-15, Presentation of Financial Statements — Going Concern ("ASU 2014-15"). The 
new guidance explicitly requires that management assess an entity's ability to continue as a going concern and may require additional detailed disclosures. ASU 
2014-15 is effective for annual periods beginning after December 15, 2016 and interim periods within those annual periods. Though permitted, the Company 
does not plan to early adopt. The Company does not believe that this standard will have a significant impact on its consolidated financial statements.

NOTE 2 - JUSTICE INVESTORS

Justice Investors Limited Partnership, a California limited partnership (“Justice” or the “Partnership”), was formed in 1967 to acquire real property in San 
Francisco, California, for the development and lease of the Hotel and related facilities. The Partnership has one general partner, Portsmouth Square, Inc., a 
California corporation (“Portsmouth”) and approximately 24 voting limited partners, including Portsmouth.

Effective December 1, 2008, Portsmouth and Evon Corporation, a California corporation (“Evon”), as the two general partners of Justice, entered into a 2008 
Amendment to the Limited Partnership Agreement (the “Amendment”) that provided for a change in the respective roles of the general partners. Pursuant to the 
Amendment, Portsmouth assumed the role of managing general partner and Evon continued on as the co-general partner of Justice. The Amendment was 
ratified by approximately 98% of the limited partnership interests. The Amendment also amended and restated the Limited Partnership Agreement of the 
Partnership in its entirety to comply with the new provisions of the California Corporations Code known as the “Uniform Limited Partnership Act of 2008.” The 
Amendment did not result in any material modifications of the rights or obligations of the general and limited partners. The Amendment also provided that 
future amendments to the Limited Partnership Agreement would be made only upon the consent of the general partners and at least seventy five percent (75%) 
of the interests of the limited partners. Consent of at least 75% of the interests of the limited partners is required to remove a general partner pursuant to the 
Amendment.

41

Date: 09/28/2016 04:18 PM 
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Project: v449390 Form Type: 10-K
File: v449390_10k.htm Type: 10-K Pg: 42 of 79

Concurrent with the Amendment, a new General Partner Compensation Agreement (the “Compensation Agreement”) was entered into on December 1, 2008, 
among Justice, Portsmouth and Evon to terminate and supersede all prior compensation agreements for the general partners. Pursuant to the Compensation 
Agreement, the general partners of Justice were entitled to receive an amount equal to 1.5% of the gross annual revenues of the Partnership (as defined in the 
Amendment), less $75,000 to be used as a contribution toward the cost of Justice engaging an asset manager. The Compensation Agreement set the minimum 
annual compensation of the general partners at approximately $285,000, with eighty percent (80%) of that amount being allocated to Portsmouth for its services 
as managing general partner and twenty percent (20%) allocated to Evon as the co-general partner. Compensation earned by the general partners in each 
calendar year in excess of the minimum base was be payable in equal fifty percent (50%) shares to Portsmouth and Evon. As described below, the 
Compensation Agreement was amended upon the completion of the Offer to Redeem on December 18, 2013.

In December 2013, the Partnership determined to restructure its ownership to facilitate a refinancing of the Hotel and redeem the interests of certain Partners, 
including Evon. In the course of this refinancing, restructuring and redemption, the Partnership created three subsidiaries: Justice Holdings Company, LLC 
(“Holdings”), a Delaware Limited Liability Company, Justice Operating Company, LLC (“Operating”) and Justice Mezzanine Company, LLC (“Mezzanine”). 
Holdings and Mezzanine are each wholly-owned subsidiaries of the Partnership; Operating is a wholly-owned subsidiary of Mezzanine. Mezzanine is the 
borrower of certain mezzanine indebtedness and in December 2013, the Partnership conveyed ownership of the Hotel to Operating.

On December 18, 2013, the Partnership completed an Offer to Redeem any and all limited partnership interests not held by Portsmouth. In addition, the 
Partnership approved amendments to the Amended and Restated Agreement of Limited Partnership, which amendments became effective upon the completion 
of the Offer to Redeem and the consummation of the Loan Agreements. Such amendments are described below. As a result, Portsmouth, which prior to the 
Offer to Redeem owned 50% of the then outstanding limited partnership interests, now controls approximately a 93% interest in Justice and is now the 
Partnership’s sole General Partner.

Pursuant to the Offer to Redeem, the Partnership accepted tenders, for cash, from Evon, and seventy-three of the Partnership’s limited partners representing 
approximately 29.173% of partnership interests outstanding prior to the Offer to Redeem for $1,385,000 for each 1% tendered. On December 19, 2013, Justice 
distributed the amounts due each of these former partners pursuant to the terms of the Offer to Redeem.

In addition, the Partnership accepted the election of holders of approximately 17.146% of the limited partnership interests outstanding prior to the Offer to 
Redeem to participate in an alternate redemption structure. Under that alternative redemption structure, the Partnership paid to Holdings $1,385,000 for each 1% 
tendered. Those partners who elected the alternative redemption structure were given an option to designate property for Holdings to purchase within 12 months 
of December 18, 2013, and then require Holdings to transfer that property to the partner in redemption of that partner’s interest in the Partnership. The 
governing agreement also provided for other possible methods of redeeming the interests of the partners who elected the alternate redemption structure, 
respectively. During the years ended June 30, 2015 and 2014, a total of $16,163,000 and $2,928,000 was redeemed under the alternative redemption structure, 
respectively. As of June 30, 2016, all limited partner interests outstanding under the Offer to Redeem had been redeemed.

As a result of the ownership structure implemented in December 2013, the Partnership is the indirect sole owner of a 543-room hotel property located at 750 
Kearny Street, San Francisco, California, now known as the Hilton San Francisco Financial District (the “Hotel”) and related facilities including a five level 
underground parking garage. The Hotel is operated by Operating as a full service Hilton brand hotel pursuant to a Franchise License Agreement with HLT 
Existing Franchise Holding LLC (the “Hilton”). Operating also has a management agreement with Prism Hospitality L.P. (“Prism”) to perform management 
functions for the Hotel. The management agreement with Prism had an original term of ten years, subject to the Partnership’s right to terminate at any time with 
or without cause. Effective January 2014, the management agreement with Prism was amended by the Partnership to change the nature of the services provided 
by Prism and the compensation payable to Prism, among other things. Effective December 1, 2013, GMP Management, Inc. (“GMP”), a company owned by a 
Justice limited partner and related party, also provided management services for the Partnership pursuant to a management services agreement, with a three year 
term subject to the Partnership’s right to terminate earlier for cause.  In June 2016, GMP resigned and the Company is currently in discussions with several 
national third party hotel management companies to replace GMP. 

42

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As of June 30, 2016 and 2015, the Partnership had an accumulated deficit. That accumulated deficit is primarily attributable to the redemption of certain limited 
partners, effective December 18, 2013. The Partnership utilized the book value method to record the redemption of the limited partners. Under book value 
(bonus) method the remaining partners continue the existing partnership, recording no changes to the book values of the partnership’s assets and liabilities. As a 
result, any revaluation of the existing partnership’s assets or liabilities that might be undertaken is solely to determine the settlement price to the outgoing 
partner. The partner’s withdrawal from the partnership is recorded by adjusting the remaining partners’ capital accounts with the amount of the bonus, which is 
allocated according to their income sharing ratio. The amount of adjustment is equal to the difference between the settlement price paid to the withdrawing 
partner and the book value of his share of total partnership capital at the time he withdraws. Justice Partner’s capital was reduced by approximately $64.1 
million for the redemption during the year ended June 30, 2014.

Management believes that the revenues and cash flows expected to be generated from the operations of the Hotel, garage and leases will be sufficient to meet all 
of the Partnership’s current and future obligations and financial requirements. Management also believes that there is significant appreciated value in the Hotel 
property in excess of the net book value to support additional borrowings, if necessary.

NOTE 3 – INVESTMENT IN HOTEL, NET

Investment in Hotel consisted of the following as of:

June 30, 2016

Land
Furniture and equipment
Building and improvements

June 30, 2015

Land
Furniture and equipment
Building and improvements

Cost

2,738,000
28,857,000
62,908,000
94,503,000

Cost

2,738,000
25,958,000
62,031,000
90,727,000

$

$

$

$

Accumulated
Depreciation

Net Book
Value

$

-
(23,096,000)
(26,586,000)
(49,682,000) $

2,738,000
5,761,000
36,322,000
44,821,000

Accumulated
Depreciation

Net Book
Value

$

-
(21,603,000)
(25,284,000)
(46,887,000) $

2,738,000
4,355,000
36,747,000
43,840,000

$

$

$

$

NOTE 4 - INVESTMENT IN REAL ESTATE, NET

At June 30, 2016, the Company's investment in real estate consisted of twenty one properties located throughout the United States. These properties include 
sixteen apartment complexes, three single-family houses as strategic investments, and one commercial real estate properties. The Company also owns 
unimproved land located in Maui, Hawaii.

43

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Investment in real estate included the following:

As of June 30,
Land
Buildings, improvements and equipment
Accumulated depreciation

2016

25,033,000
65,929,000
(34,606,000)
56,356,000

$

$

2015

23,453,000
64,828,000
(32,513,000)
55,768,000

$

$

In July 2015, the Company purchased a residential house in Los Angeles, California as a strategic asset for $1,975,000 in cash.

In February 2014, the Company entered into a contract to sell its 249 unit apartment complex located in Austin, Texas and the adjacent unimproved land for 
$15,800,000. The purchase/sale agreement provides that purchaser can terminate the agreement with or without cause, however, the potential purchaser would 
forfeit the earnest money ($208,000) and additional consideration ($250,000) totaling $458,000. The purchaser also had the option to extend the agreement. 
During the quarter ended September 30, 2014, the Company received the $458,000 and recognized it as income as the result of the potential buyer not extending 
the purchase agreement. In December 2014, the Company entered into a new contract with a different buyer to sell the same property for $16,300,000. In March 
2015, the Company sold this property for $16,300,000 and realized a gain on the sale of real estate of $9,358,000. The Company received net proceeds of 
$7,890,000 after selling costs and the repayment of the mortgage of $6,356,000 and the early prepayment of debt penalty of $1,634,000.

In November 2014, the Company sold its 5,900 square foot commercial property located in Los Angeles, California for $3,450,000 and realized a gain on the 
sale of real estate of $1,742,000. The Company received net proceeds of $2,163,000 after selling costs and the repayment of the related mortgage of $1,100,000. 
Prior to its sale, this property was being leased by the buyer.

NOTE 5 - INVESTMENT IN MARKETABLE SECURITIES

The Company’s investment in marketable securities consists primarily of corporate equities. The Company has also periodically invested in corporate bonds and 
income producing securities, which may include interests in real estate based companies and REITs, where financial benefit could insure to its shareholders 
through income and/or capital gain. 

At June 30, 2016 and 2015, all of the Company’s marketable securities are classified as trading securities. The change in the unrealized gains and losses on 
these investments are included in earnings. Trading securities are summarized as follows:

Investment

As of June 30, 2016
Corporate Equities

As of June 30, 2015
Corporate Equities

Cost

Gross

Gross
Unrealized Gain Unrealized Loss Unrealized Loss

Net

Fair
Value

$

$

22,500,000

7,845,000

$

$

1,161,000

1,136,000

$

$

(9,379,000) $

(8,218,000) $

14,282,000

(3,154,000) $

(2,018,000) $

5,827,000

As of June 30, 2016 and 2015, approximately 65% and 47% of the investment marketable securities balance above is comprised of the common stock of 
Comstock Mining Inc.

As of June 30, 2016 and 2015, the Company had $3,620,000 and $3,062,000, respectively, of unrealized losses related to securities held for over one year.

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Net loss on marketable securities on the statement of operations is comprised of realized and unrealized gains (losses). Below is the composition of the two 
components for the years ended June 30, 2016 and 2015, respectively.

For the year ended June 30,
Realized loss on marketable securities
Unrealized loss on marketable securities

Net loss on marketable securities

NOTE 6 – OTHER INVESTMENTS, NET

2016

(990,000) $

(6,199,000)

2015

(1,590,000)
(3,062,000)

(7,189,000) $

(4,652,000)

$

$

The Company may also invest, with the approval of the Securities Investment Committee and other Company guidelines, in private investment equity funds and 
other unlisted securities, such as convertible notes through private placements. Those investments in non-marketable securities are carried at cost on the 
Company’s balance sheet as part of other investments, net of other than temporary impairment losses.

Other investments, net consist of the following:

Type

June 30, 2016

June 30, 2015

Preferred stock - Comstock, at cost
Private equity hedge fund, at cost
Other preferred stock
Warrants - at fair value

$

$

-
916,000
113,000
-
1,029,000

$

$

13,231,000
1,250,000
497,000
104,000
15,082,000

As of June 30, 2015, the Company had $13,231,000 (13,231 preferred shares) held in Comstock Mining, Inc. (“Comstock” – OTCBB: LODE) 7 1/2% Series A-
1 Convertible Preferred Stock (the “A-1 Preferred”) of Comstock.

On August 27, 2015, all of such preferred stock was converted into common stock of Comstock.   

As of June 30, 2016 and 2015, the Company had investments in corporate debt and equity instruments which had attached warrants that were considered 
derivative instruments. These warrants have an allocated cost basis of $267,000 and $257,000, respectively, as of June 30, 2016 and 2015 and a fair value of $0 
and $104,000, respectively, as of June 30, 2016 and 2015. During the years ended June 30, 2016 and 2015, the Company had an unrealized loss of $104,000 and 
an unrealized loss of $103,000, respectively, related to these warrants.

NOTE 7 - FAIR VALUE MEASUREMENTS 

The carrying values of the Company’s financial instruments not required to be carried at fair value on a recurring basis approximate fair value due to their short 
maturities (i.e., accounts receivable, other assets, accounts payable and other liabilities, due to securities broker and obligations for securities sold) or the nature 
and terms of the obligation (i.e., other notes payable and mortgage notes payable).

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The assets measured at fair value on a recurring basis are as follows:

As of June 30, 2016
Assets:
Investment in marketable securities:

Basic materials
Energy
Financial services
Other

As of June 30, 2015
Assets:
Other investments - warrants
Investment in marketable securities:

Basic materials
Technology
Industrial goods
REITs and real estate companies
Financial services
Other

Level 1

Level 3

Total

$

$

$

$

9,273,000
1,907,000
1,021,000
2,081,000
14,282,000
14,282,000

$

$

-
-
-
-
-
-

Level 1

-

$

Level 3
104,000

2,761,000
1,115,000
612,000
517,000
325,000
497,000
5,827,000
5,827,000

-
-
-
-

-
-
104,000

$

$

$

$

$

9,273,000
1,907,000
1,021,000
2,081,000
14,282,000
14,282,000

Total

104,000

2,761,000
1,115,000
612,000
517,000

497,000
5,502,000
5,606,000

The fair values of investments in marketable securities are determined by the most recently traded price of each security at the balance sheet date. The fair value 
of the warrants was determined based upon a Black-Scholes option valuation model.

Financial assets that are measured at fair value on a non-recurring basis and are not included in the tables above include “Other investments in non-marketable 
securities,” that were initially measured at cost and have been written down to fair value as a result of impairment or adjusted to record the fair value of new 
instruments received (i.e., preferred shares) in exchange for old instruments (i.e., debt instruments). The following table shows the fair value hierarchy for these 
assets measured at fair value on a non-recurring basis as follows:

Assets

Level 3

Net loss for the year
June 30, 2016 ended June 30, 2016

Other non-marketable investments

$ 1,029,000 $

1,029,000 $

(673,000)

Assets

Level 3

Net loss for the year
June 30, 2015 ended June 30, 2015

Other non-marketable investments

$ 14,978,000 $ 14,978,000 $

(701,000)

Other investments in non-marketable securities are carried at cost net of any impairment loss. The Company has no significant influence or control over the 
entities that issue these investments. These investments are reviewed on a periodic basis for other-than-temporary impairment. When determining the fair value 
of these investments on a non-recurring basis, the Company uses valuation techniques such as the market approach and the unobservable inputs include factors 
such as conversion ratios and the stock price of the underlying convertible instruments. The Company reviews several factors to determine whether a loss is 
other-than-temporary. These factors include but are not limited to: (i) the length of time an investment is in an unrealized loss position, (ii) the extent to which 
fair value is less than cost, (iii) the financial condition and near term prospects of the issuer and (iv) our ability to hold the investment for a period of time 
sufficient to allow for any anticipated recovery in fair value.

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Project: v449390 Form Type: 10-K
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NOTE 8 – OTHER ASSETS, NET

Other assets consist of the following as of June 30:

Accounts receivable, net
Inventory - Hotel
Prepaid expenses
Occupancy tax deposit - Hotel
Miscellaneous assets, net

Total other assets

2016

2015

$

3,250,000
248,000
1,298,000
-
2,216,000

6,791,000
256,000
781,000
1,061,000
2,616,000

7,012,000

$

11,505,000

$

$

Amortization expense of loan fees and franchise costs for the years ended June 30, 2016 and 2015 was $159,000 and $131,000, respectively.

NOTE 9 – RELATED PARTY AND OTHER NOTES PAYABLE 

On May 5, 2016, Justice and Portsmouth entered into a settlement agreement relating to previously reported litigation with Evon Corporation and certain other 
parties.  Under the settlement agreement, Justice, a subsidiary of Portsmouth, will pay Evon Corporation $5,575,000 no later than January 10, 2017. This 
amount was recorded as legal settlement costs for the year end June 30, 2016.  As of June 30, 2016, the balance of this related party note payable was 
$2,825,000.

Also included in the balance of the related party note payable at June 30, 2016 is the obligation to Hilton (Franchisor) in the form of a self-exhausting, interest 
free development incentive note which will be reduced approximately $316,000 annually through 2030 by Hilton if the Partnership is still a Franchisee with 
Hilton. For the years ended June 30, 2016 and 2015, the note was reduced by approximately $316,000 and $158,000, respectively.

The Company has various notes payable and financing obligations outstanding at June 30, 2016 and 2015 totaling $212,000 and $313,000, respectively. The 
notes bear interest at market rates and require monthly principal payments through January 2018 when the obligations will be fully repaid.

NOTE 10 - MORTGAGE NOTES PAYABLE 

On December 18, 2013: (i) Justice Operating Company, LLC, a Delaware limited liability company (“Operating”), entered into a loan agreement (“Mortgage 
Loan Agreement”) with Bank of America (“Mortgage Lender”); and (ii) Justice Mezzanine Company, a Delaware limited liability company (“Mezzanine”), 
entered into a mezzanine loan agreement (“Mezzanine Loan Agreement” and, together with the Mortgage Loan Agreement, the “Loan Agreements”) with ISBI 
San Francisco Mezz Lender LLC (“Mezzanine Lender” and, together with Mortgage Lender, the “Lenders”). The Partnership is the sole member of Mezzanine, 
and Mezzanine is the sole member of Operating.

The Loan Agreements provide for a $97,000,000 Mortgage Loan and a $20,000,000 Mezzanine Loan. The proceeds of the Loan Agreements were used to fund 
the redemption of limited partnership interests and the pay-off of the prior mortgage.

The Mortgage Loan is secured by the Partnership’s principal asset, the Hilton San Francisco-Financial District (the “Property”). The Mortgage Loan bears an 
interest rate of 5.275% per annum and matures in January 2024. The term of the loan is 10 years with interest only due in the first three years and principle and 
interest on the remaining seven years of the loan based on a thirty year amortization schedule. The Mortgage Loan also requires payments for impounds related 
to property tax, insurance and capital improvement reserves. As additional security for the Mortgage Loan, there is a limited guaranty (“Mortgage Guaranty”) 
executed by the Company in favor of Mortgage Lender.

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The Mezzanine Loan is a secured by the Operating membership interest held by Mezzanine and is subordinated to the Mortgage Loan. The Mezzanine Loan 
bears interest at 9.75% per annum and matures on January 1, 2024. Interest only, payments are due monthly. As additional security for the Mezzanine Loan, 
there is a limited guaranty executed by the Company in favor of Mezzanine Lender (the “Mezzanine Guaranty” and, together with the Mortgage Guaranty, the 
“Guaranties”).

The Guaranties are limited to what are commonly referred to as “bad boy” acts, including: (i) fraud or intentional misrepresentations; (ii) gross negligence or 
willful misconduct; (iii) misapplication or misappropriation of rents, security deposits, insurance or condemnation proceeds; and (iv) failure to pay taxes or 
insurance. The Guaranties are full recourse guaranties under identified circumstances, including failure to maintain “single purpose” status which is a factor in a 
consolidation of Operating or Mezzanine in a bankruptcy of another person, transfer or encumbrance of the Property in violation of the applicable loan 
documents, Operating or Mezzanine incurring debts that are not permitted, and the Property becoming subject to a bankruptcy proceeding. Pursuant to the 
Guaranties, the Partnership is required to maintain a certain minimum net worth and liquidity. As of June 30, 2016 and 2015, the Partnership is in compliance 
with both requirements.

Each of the Loan Agreements contains customary representations and warranties, events of default, reporting requirements, affirmative covenants and negative 
covenants, which impose restrictions on, among other things, organizational changes of the respective borrower, operations of the Property, agreements with 
affiliates and third parties. Each of the Loan Agreements also provides for mandatory prepayments under certain circumstances (including casualty or 
condemnation events) and voluntary prepayments, subject to satisfaction of prescribed conditions set forth in the Loan Agreements.

In June 2016, The Company refinanced its $1,929,000 mortgage note payable on its 12-unit apartment complex located in Los Angeles, California and obtained 
a new mortgage in the amount of $2,300,000. The interest rate on the new mortgage is 3.59% and matures in June 2026.

In April 2016, the Company entered into an interest rate agreement on its $923,000 mortgage note payable on its commercial property located in Los Angeles, 
California in order to settle the variable rate as of March 31, 2016 of 4.22% into a fixed rate of 3.99%, the swap agreement matures in January 2021. A swap is a 
contractual agreement to exchange interest rate payments. As of June 30, 2016, the fair market value of the swap agreement is immaterial.

In March 2015, the Company refinanced the $3,636,000 mortgage note payable on its 157-unit property located in Florence, Kentucky for a new mortgage in 
the amount of $3,492,000. The Company paid down approximately $210,000 of the old mortgage as part of the refinancing. The new mortgage has a fixed 
interest rate of 3.87% for ten years and matures in April 2025.

Each mortgage notes payable is secured by real estate and Hotel. As of June 30, 2016 and 2015, the mortgage notes payable are summarized as follows:

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Property

SF Hotel
SF Hotel

Florence
Las Colinas
Morris County
Morris County
St. Louis
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles

As of June 30, 2016

Number
of Units

Note
Origination Date

Note
Maturity Date

Mortgage Balance

Interest Rate

543 rooms
543 rooms

December
December

2013 January
2013 January

Mortgage notes payable - Hotel

2024
2024

$

$

97,000,000
20,000,000

117,000,000

157 March
358 November
151 July
151 June
264 May

4 September
2 September
1 August
31 January
30 August
27 November
14 April
12 June
9 April
9 April
8 July
7 August
4 August
1 September

Office April

2015 April
2012 December
2012 July
2014 August
2013 May
2012 September
2012 September
2012 September
2010 December
2007 September
2010 December
2011 March
2016 June
2011 May
2011 March
2013 July
2012 September
2012 September
2012 September
2016 January

2025 $
2022
2022
2022
2023
2042
2042
2042
2020
2022
2020
2021
2026
2021
2021
2043
2042
2042
2042
2021

3,421,000
18,217,000
9,696,000
2,658,000
5,726,000
369,000
372,000
401,000
5,274,000
6,168,000
2,971,000
1,726,000
2,300,000
1,381,000
1,176,000
472,000
911,000
624,000
428,000
914,000

Mortgage notes payable - real estate

$

65,205,000

49

5.28%
9.75%

3.87%
3.73%
3.51%
4.51%
4.05%
3.75%
3.75%
3.75%
4.85%
5.97%
4.85%
5.89%
3.59%
5.60%
5.89%
3.75%
3.75%
3.75%
3.75%
3.99%

Date: 09/28/2016 04:18 PM 
Client: v449390_INTERGROUP CORP_10-K 

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Project: v449390 Form Type: 10-K
File: v449390_10k.htm Type: 10-K Pg: 50 of 79

Property

SF Hotel
SF Hotel

Florence
Las Colinas
Morris County
Morris County
St. Louis
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles
Los Angeles

As of June 30, 2015

Number
of Units

Note
Origination Date

Note
Maturity Date

Mortgage Balance

Interest Rate

543 rooms
543 rooms

December
December

2013 January
2013 January

Mortgage notes payable - Hotel

2024
2024

$

$

97,000,000
20,000,000

117,000,000

157 March
358 November
151 July
151 June
264 May

4 September
2 September
1 August
31 January
30 August
27 November
14 April
12 December
9 April
9 April
8 July
7 August
4 August
1 September

Office January

2015 April
2012 December
2012 July
2014 August
2013 May
2012 September
2012 September
2012 September
2010 December
2007 September
2010 December
2011 March
2011 January
2011 May
2011 March
2013 July
2012 September
2012 September
2012 September
2015 January

2025 $
2022
2022
2022
2023
2042
2042
2042
2020
2022
2020
2021
2022
2021
2021
2043
2042
2042
2042
2016

3,482,000
18,600,000
9,992,000
2,701,000
5,837,000
377,000
381,000
410,000
5,376,000
6,287,000
3,029,000
1,754,000
1,969,000
1,404,000
1,195,000
482,000
931,000
638,000
438,000
950,000

5.28%
9.75%

3.87%
3.73%
3.51%
4.51%
4.05%
3.75%
3.75%
4.25%
4.85%
5.97%
4.85%
5.89%
4.25%
5.60%
5.89%
3.75%
3.75%
3.75%
3.75%
3.68%

Future minimum payments for all mortgage notes payable are as follows:

Mortgage notes payable - real estate

$

66,233,000

For the year ending June 30,
2017
2018
2019
2020
2021
Thereafter

$

$

2,172,000
2,960,000
3,101,000
3,249,000
3,261,000
167,462,000
182,205,000

NOTE 11 – GARAGE OPERATIONS 

On October 31, 2010, the Partnership and Ace Parking entered into an amendment of the original Parking Agreement to extend the term for a period of sixty 
two (62) months, commencing on November 1, 2010 and terminating December 31, 2015, subject to either party’s right to terminate the agreement without 
cause on ninety (90) days’ written notice. The monthly management fee of $2,000 and the accounting fee of $250 remained the same, but the amendment 
modified how the Excess Profit Fee (described below) to be paid to Ace Parking would be calculated. The parking agreement with Ace Parking was terminated 
with an effective termination date of October 4, 2016. Going forward, the Company The parking garage that is part of the Hotel property is managed by Ace 
Parking Management, Inc. pursuant to a contract with the Partnership. The parking agreement with Ace Parking was terminated with an effective termination 
date of October 4, 2016. Going forward, the Company through its subsidiary, Kearny Street Parking LLC, will manage the parking garage in-house.

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The amendment noted above provides that, if net operating income (“NOI”) from the garage operations exceeds $1,800,000 but is less than $2,000,000, then 
Ace Parking will be entitled to a fee (an “Excess Profit Fee”) of one percent (1%) of the total annual NOI. If the annual NOI is $2,000,000 or higher, Ace 
Parking will be entitled to an Excess Profit Fee equal to two percent (2%) of the total annual NOI. The garage’s NOI did not exceed the annual NOI of 
$2,000,000 for the year ended June 30, 2016. The garage’s NOI exceeded the annual NOI of $2,000,000 for the year ended June 30, 2015. Base Management 
and incentive fees to Ace Parking amounted to $24,000 and $44,000 for each of the years ended June 30, 2016 and 2015, respectively.

NOTE 12 – MANAGEMENT AGREEMENTS

On February 2, 2007, the Partnership entered into an agreement with Prism to manage and operate the Hotel as its agent. Under a new management agreement, 
effective January 2014, the base management fees were amended to a fixed rate of $20,000 per month. Under the amended management agreement, Prism can 
also earn an incentive fee of $10,500 for each month that the revenues per room of the Hotel exceed the average revenues per room of a defined set of 
competing hotels. Base management fees and incentives paid to Prism during the years ended June 30, 2016 and 2015 were $251,000 and $293,000, 
respectively.

Effective December 1, 2013, GMP Management, Inc. (“GMP”), a company owned by a Justice limited partner and related party, also began to provide 
management services for the Partnership pursuant to a management services agreement. The management agreement with GMP had a three year term, subject to 
the Partnership’s right to terminate earlier for cause. Under the agreement, GMP was required to advise the Partnership on the management and operation of the 
hotel; administer the Partnership’s contracts, leases, agreements with hotel managers and franchisors and other contracts and agreements; provide administrative 
and asset management services, oversee financial reporting and maintain offices at the Hotel in order to facilitate provision of services. GMP was paid an annual 
base management fee of $325,000 per year, increasing by 5% per year, payable in monthly installments, and to reimbursement for reasonable and necessary 
costs and expenses incurred by GMP in performing its obligations under the agreement. In June 2016, GMP resigned and the Company is currently in 
discussions with several national third party hotel management companies to replace GMP. 

During the years ended June 30, 2016 and 2015, GMP was paid $1,637,000 and $1,688,000, respectively, for the salaries, benefits, and local payroll taxes for 
GMP employees and various other reimbursable expenses. These amounts also include the annual GMP base management fees. The base management fees 
expensed for GMP during the years ended June 30, 2016 and 2015 were $1,219,000 and $1,078,000, respectively, and are included in the consolidated 
statements of operations. Also included in fiscal 2016, is the $200,000 fee paid to GMP for the completion of the reorganization of the Partnership and the 
related financing transactions.

NOTE 13 – CONCENTRATION OF CREDIT RISK

As of June 30, 2016 and 2015, approximately 45% and 70%, respectively, of accounts receivable is related to legal settlement receivables and the amended 
franchise agreement. The Hotel had four customers that accounted for 26%, or $811,000 of accounts receivable at June 30, 2016. The Hotel had two customers 
who accounted for 17%, or $1,182,000, of accounts receivable at June 30, 2015.

The Partnership maintains its cash and cash equivalents and restricted cash with various financial institutions that are monitored regularly for credit quality. At 
times, such cash and cash equivalents holdings may be in excess of the Federal Deposit Insurance Corporation (“FDIC”) or other federally insured limits.

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NOTE 14 – INCOME TAXES

The provision for the Company’s income tax (expense) benefit is comprised of the following:

For the years ended June 30,

Federal

Current tax benefit (expense)
Deferred tax benefit

State

Current tax expense
Deferred tax benefit

2016

2015

$

$

$

79,000
3,349,000
3,428,000

(128,000)
640,000
512,000

(2,842,000)
496,000
(2,346,000)

(844,000)
443,000
(401,000)

3,940,000

$

(2,747,000)

The provision for income taxes differs from the amount of income tax computed by applying the federal statutory income tax rate to loss before taxes as a result 
of the following differences:

For the years ended June 30,

Statutory federal tax rate
State income taxes, net of federal tax benefit
Dividend received deduction
Noncontrolling interest
Valuation allowance
Other

The components of the deferred tax asset and liabilities are as follows:

Deferred tax assets:
Net operating loss carryforwards
Capital loss carryforwards
Investment impairment reserve
Accruals and reserves
Depreciation and amortization
Equity earnings
Valuation allowance

Deferred tax assets (liabilities):

Deferred gains on real estate sale
Unrealized gains on marketable securities
Equity earnings
State taxes

Net deferred tax asset (liability)

2016

2015

4,471,000
465,000
13,000
(117,000)
(489,000)
(403,000)
3,940,000

June 30, 2016

11,372,000
1,302,000
1,898,000
1,096,000
609,000
758,000
(2,824,000)
14,211,000

(8,930,000)
(335,000)
-
(961,000)
(10,226,000)
3,985,000

$

$

$

$

(1,706,000)
(459,000)
263,000
(73,000)
(488,000)
(284,000)
(2,747,000)

June 30, 2015

12,112,000
624,000
1,747,000
1,005,000
650,000
-
(2,335,000)
13,803,000

(8,954,000)
(2,917,000)
(1,248,000)
(687,000)
(13,806,000)
(3,000)

$

$

$

$

The deferred tax valuation allowance increased by $489,000 and $488,000, respectively, during the years ended June 30, 2016 and 2015.

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As of June 30, 2016, the Company had estimated net operating losses (NOLs) of $27,950,000 and $21,986,000 for federal and state purposes, respectively. 
Below is the break-down of the NOLs for Intergroup, Santa Fe and Portsmouth. The carryforward expires in varying amounts through the year 2026.

InterGroup
Santa Fe
Portsmouth

Federal

- $

8,385,000
19,565,000
27,950,000 $

State
2,491,000
3,453,000
16,042,000
21,986,000

$

$

Utilization of the net operating loss carryover may be subject a substantial annual limitation if it should be determined that there has been a change in the 
ownership of more than 50 percent of the value of the Company's stock, pursuant to Section 382 of the Internal Revenue Code of 1986 and similar state 
provisions. The annual limitation may result in the expiration of net operating loss carryovers before utilization.

Assets and liabilities are established for uncertain tax positions taken or positions expected to be taken in income tax returns when such positions are judged to 
not meet the “more-likely-than-not” threshold based on the technical merits of the positions. As of June 30, 2016, it has been determined there are no uncertain 
tax positions likely to impact the Company.

The Partnership files tax returns as prescribed by the tax laws of the jurisdictions in which it operates and is subject to examination by federal, state and local 
jurisdictions, were applicable. As of June 30, 2016, tax years beginning in fiscal 2010 remain open to examination by the major tax jurisdictions, and are subject 
to the statute of limitations.

NOTE 15 – SEGMENT INFORMATION

The Company operates in three reportable segments, the operation of the Hotel (“Hotel Operations”), the operation of its multi-family residential properties 
(“Real Estate Operations”) and the investment of its cash in marketable securities and other investments (“Investment Transactions”). These three operating 
segments, as presented in the financial statements, reflect how management internally reviews each segment’s performance. Management also makes 
operational and strategic decisions based on this information.

Information below represents reported segments for the years ended June 30, 2016 and 2015. Segment income (loss) from Hotel operations consists of the 
operation of the Hotel and operation of the garage. Segment income from real estate operations consists of the operation of the rental properties. Loss from 
investments consists of net investment loss, dividend and interest income and investment related expenses.

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As of and for the year
ended June 30, 2016
Revenues
Segment operating expenses
Segment income (loss) from operations
Legal settlement costs
Interest expense - mortgage
Loss on disposal of assets
Depreciation and amortization expense
Loss from investments
Income tax benefit

Net income (loss)

Total assets

As of and for the year
ended June 30, 2015
Revenues
Segment operating expenses
Segment income (loss) from operations
Interest expense - mortgage
Loss on disposal of assets
Other real estate income
Gain on sale of real estate
Depreciation and amortization expense
Loss from investments
Income tax expense
Net income (loss)

Total assets

Hotel
Operations

Real Estate
Operations

Investment
Transactions

$

$
$

$

$

58,566,000
(47,246,000)
11,320,000
(5,396,000)
(7,271,000)
(30,000)
(3,053,000)
-
-

(4,430,000) $
$
50,969,000

14,332,000
(6,790,000)
7,542,000
-
(2,627,000)
-
(2,093,000)
-
-
2,822,000
56,356,000

Hotel
Operations

Real Estate
Operations

$

56,811,000
(47,016,000)
9,795,000
(7,234,000)
(47,000)
-
-
(2,902,000)
-
-

$
$

(388,000) $
$

54,537,000

15,926,000
(8,237,000)
7,689,000
(2,919,000)
-
458,000
11,100,000
(2,041,000)
-
-
14,287,000
55,768,000

$

$
$

$

$

-
-
-
-
-
-
-
(8,877,000)
-

(8,877,000) $
$
15,311,000

Investment
Transactions

$

-
-
-
-
-
-
-
-
(6,236,000)
-

$
$

(6,236,000) $
$
20,909,000

Other

-
(2,722,000)
(2,722,000)
-
-
-
-
-
3,940,000
1,218,000
13,474,000

$

$
$

Other

$

-
(2,859,000)
(2,859,000)
-
-
-
-
-
-
(2,747,000)
(5,606,000) $
$
12,205,000

Total
72,898,000
(56,758,000)
16,140,000
(5,396,000)
(9,898,000)
(30,000)
(5,146,000)
(8,877,000)
3,940,000
(9,267,000)
136,110,000

Total
72,737,000
(58,112,000)
14,625,000
(10,153,000)
(47,000)
458,000
11,100,000
(4,943,000)
(6,236,000)
(2,747,000)
2,057,000
143,419,000

NOTE 16 – STOCK-BASED COMPENSATION PLANS

The Company follows the Statement of Financial Accounting Standards 123 (Revised), "Share-Based Payments" ("SFAS No. 123R"), which was primarily 
codified into ASC Topic 718 “Compensation – Stock Compensation”, which addresses accounting for equity-based compensation arrangements, including 
employee stock options and restricted stock units. 

The Company currently has three equity compensation plans, each of which has been approved by the Company’s stockholders. The InterGroup Corporation 
2008 Restricted Stock Unit Plan (the “2008 RSU Plan”), the InterGroup Corporation 2007 Stock Compensation Plan for Non-Employee Directors (the “2007 
Stock Plan”) and the Intergroup 2010 Omnibus Employee Incentive Plan are described below. Any outstanding options issued under the Key Employee Plan or 
the Non-Employee Director Plan remain effective in accordance with their terms.

Intergroup Corporation 2010 Omnibus Employee Incentive Plan

On February 24, 2010, the shareholders of the Company approved The Intergroup Corporation 2010 Omnibus Employee Incentive Plan (the “2010 Incentive 
Plan”), which was formally adopted by the Board of Directors following the annual meeting of shareholders. The Company believes that such awards better 
align the interests of its employees with those of its shareholders. Option awards are generally granted with an exercise price equal to the market price of the 
Company’s stock at the date of grant; those option awards generally vest based on 5 years of continuous service. Certain option and share awards provide for 
accelerated vesting if there is a change in control, as defined in the 2010 Incentive Plan. The 2010 Incentive plan as modified in December 2013, authorizes a 
total of up to 400,000 shares of common stock to be issued as equity compensation to officers and employees of the Company in an amount and in a manner to 
be determined by the Compensation Committee in accordance with the terms of the 2010 Incentive Plan. The 2010 Incentive Plan authorizes the awards of 
several types of equity compensation including stock options, stock appreciation rights, performance awards and other stock based compensation. The 2010 
Incentive Plan will expire on February 23, 2020, if not terminated sooner by the Board of Directors upon recommendation of the Compensation Committee. 
Any awards issued under the 2010 Incentive Plan will expire under the terms of the grant agreement.

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On December 26, 2013, the Compensation Committee authorized, subject to shareholder approval, a grant of non-qualified and incentive stock options for an 
aggregate of 160,000 shares (the “Option Grant”) to the Company’s President and Chief Executive Officer, John V. Winfield. The stock option grant was 
approved by shareholders on February 19, 2014. The grant of stock options was made pursuant to, and consistent with, the 2010 Incentive Plan, as proposed to 
be amended. The non-qualified stock options are for 133,195 shares and have a term of ten years, expiring on December 26, 2023, with an exercise price of 
$18.65 per share. The incentive stock options are for 26,805 shares and have a term of five years, expiring on December 26, 2018, with an exercise price of 
$20.52 per share. In accordance with the terms of the 2010 Incentive Plan, the exercise prices were based on 100% and 110%, respectively, of the fair market 
value of the Company’s common stock as determined by reference to the closing price of the Company’s common stock as reported on the NASDAQ Capital 
Market on the date of grant. The stock options are subject to time vesting requirements, with 20% of the options vesting annually commencing on the first 
anniversary of the grant date.

In February 2012, the Compensation Committee awarded 90,000 stock options to the Company’s Chairman, President and Chief Executive, John V. Winfield to 
purchase up to 90,000 shares of common stock. The exercise price of the options is $19.77 which is the fair value of the Company’s Common Stock as reported 
on NASDAQ on February 28, 2012. The options expire ten years from the date of grant. The options are subject to both time and market based vesting 
requirements, each of which must be satisfied before the options are fully vested and eligible to be exercised. Pursuant to the time vesting requirements, the 
options vest over a period of five years, with 18,000 options vesting upon each one year anniversary of the date of grant. Pursuant to the market vesting 
requirements, the options vest in increments of 18,000 shares upon each increase of $2.00 or more in the market price of the Company’s common stock above 
the exercise price ($19.77) of the options. To satisfy this requirement, the common stock must trade at that increased level for a period of at least ten trading 
days during any one quarter. As of June 30, 2016, 72,000 of these options have met the market vesting requirements.

On March 16, 2010, the Compensation Committee authorized the grant of 100,000 stock options to the Company’s Chairman, President and Chief Executive, 
John V. Winfield to purchase up to 100,000 shares of the Company’s common stock pursuant to the 2010 Incentive Plan. The exercise price of the options is 
$10.30, which is 100% of the fair market value of the Company’s Common Stock as determined by reference to the closing price of the Company’s Common 
Stock as reported on the NASDAQ Capital Market on March 16, 2010, the date of grant. The options expire ten years from the date of grant, unless earlier 
terminated in accordance with the terms of the 2010 Incentive Plan. The options shall be subject to both time and market based vesting requirements, each of 
which must be satisfied before options are fully vested and eligible to be exercised. Pursuant to the time vesting requirements, the options vest over a period of 
five years, with 20,000 options vesting upon each one year anniversary of the date of grant. Pursuant to the market vesting requirements, the options vest in 
increments of 20,000 shares upon each increase of $2.00 or more in the market price of the Company’s common stock above the exercise price ($10.30) of the 
options. To satisfy this requirement, the common stock must trade at that increased level for a period of at least ten trading days during any one quarter. As of 
June 30, 2016, all the market vesting requirements have been met.

In June 2015, a director of the Company exercised 2,400 stock options with an exercise price of $18. The company received cash proceeds of $44,000 related to 
the stock option exercise. The intrinsic value of the stock options exercised was $47,000.

During the years ended June 30, 2016 and 2015, the Company recorded stock option compensation expense of $391,000 and $664,000, respectively, related to 
stock options previously issued. As of June 30, 2016, there was an estimated total of $359,000 of unamortized compensation related to stock options which is 
expected to be recognized over the weighted-average of 2.5 years.

Option-pricing models require the input of various subjective assumptions, including the option’s expected life, estimated forfeiture rates and the price volatility 
of the underlying stock. The expected stock price volatility is based on analysis of the Company’s stock price history. The Company has selected to use the 
simplified method for estimating the expected term. The risk-free interest rate is based on the U.S. Treasury interest rates whose term is consistent with the 
expected life of the stock options. No dividend yield is included as the Company has not issued any dividends and does not anticipate issuing any dividends in 
the future.

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The following table summarizes the stock options activity from July 1, 2014 through June 30, 2016:

Oustanding at
Granted
Exercised
Forfeited
Exchanged
Oustanding at
Exercisable at
Vested and Expected to vest at

Oustanding at
Granted
Exercised
Forfeited
Exchanged
Oustanding at
Exercisable at
Vested and Expected to vest at

Number of
Shares

Weighted Average
Exercise Price

Weighted Average
Remaining Life

Aggregate
Intrinsic Value

July 1, 2014

June 30, 2015
June 30, 2015
June 30, 2015

July 1, 2015

June 30, 2016
June 30, 2016
June 30, 2016

367,000
-
(2,400)
(5,000)
(9,600)
350,000
126,639
350,000

350,000
-
-
-
-
350,000
236,000
350,000

$

$
$
$

$

$
$
$

16.85
-
18.00
24.92
18.00
16.70
12.06
16.70

16.70
-
-
-
-
16.70
15.54
16.70

7.71 years $

953,000

6.95 years $
6.46 years $
6.95 years $

939,000
939,000
939,000

6.95 years $

939,000

5.95 years $
5.33 years $
5.95 years $

3,082,000
2,351,000
3,082,000

The InterGroup Corporation 2007 Stock Compensation Plan for Non-Employee Directors

The InterGroup Corporation 2007 Stock Compensation Plan for Non-Employee Directors (the “2007 Stock Plan”) was approved by the shareholders of the 
Company on February 21, 2007, and was thereafter adopted by the Board of Directors. The 2007 Stock Plan will terminate upon the earlier of the date all shares 
reserved for issuance have been awarded or February 21, 2017, if not sooner terminated by the Board upon recommendation by the Compensation Committee. 
The stock available for issuance under the 2007 Stock Plan shall be unrestricted shares of the Company's Common Stock, par value $.01 per share, which may 
be unissued shares or treasury shares. Subject to certain adjustments upon changes in capitalization, a maximum of 60,000 shares of the Common Stock will be 
available for issuance to participants under the 2007 Stock Plan.

All non-employee directors are eligible to participate in the 2007 Plan. Each non-employee director as of the adoption date of the 2007 Stock Plan was granted 
an award of 600 unrestricted shares of the Company’s Common Stock. On each July 1 following the adoption date of the 2007 Stock Plan, each non-employee 
director shall receive an automatic grant of a number of shares of Company’s Common Stock equal in value to $18,000 based on 100% of the fair market value 
(as defined) of the Common Stock on the date of grant, provided he or she holds such position on that date and the number of shares of Common Stock 
available for grant under the 2007 Stock Plan is sufficient to permit such automatic grant. Any fractional shares resulting from such grant will be rounded up to 
next highest whole share. All stock awards to non-employee directors will be fully vested on the date of grant. The dollar amount of the annual grant is subject 
to further adjustment by the Board of Directors upon recommendation by the Compensation Committee.

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The stock awards granted under the 2007 Stock Plan are shares of unrestricted Common Stock and are fully vested on the date of grant. The right of the non-
employee director to receive his or her annual grant of Common Stock is personal to the director and is not transferable. Once received, shares of Common 
Stock awarded to the non-employee director are freely transferable subject to any requirements of Section 16(b) of the Securities Exchange Act of 1934, as 
amended (the "Exchange Act"). On June 28, 2007, Company filed a registration statement on Form S-8 to register the shares subject to the 2007 Stock Plan and 
the Company’s two prior stock option plans under the Securities Act of 1933, as amended (the “Securities Act”). Upon recommendation of the Compensation 
Committee, the Board may, at any time and from time to time and in any respect, amend or modify the 2007 Stock Plan. The Board must obtain stockholder 
approval of any material amendment to the 2007 Stock Plan if required by any applicable law, regulation or stock exchange rule. The Board of Directors may 
amend the 2007 Stock Plan or any award agreement, which amendment may be retroactive, in order to conform it to any present or future law, regulation or 
ruling relating to plans of this or similar nature. No amendment or modification of the 2007 Stock Plan or any award agreement may adversely affect any 
outstanding award without the written consent of the participant holding the award.

Upon recommendation of the Compensation Committee, the Board of Directors, on February 23, 2011, voted to increase the annual grant awarded to each of the 
non-employee directors to a number of shares of Company’s common stock equal in value to $22,000, effective as of the July 1, 2011 grant, while decreasing 
the annual cash compensation payable to non-employee directors from $16,000 to $12,000 per year.

For the years ended June 30, 2016 and 2015, the four non-employee directors of the Company received a total grant of 4,520 and 4,608 shares of Common 
Stock pursuant to the 2007 Stock Plan, respectively.

NOTE 17 – RELATED PARTY TRANSACTIONS

As discussed in Note 9 – Other Notes Payable, on July 2, 2014, the Partnership obtained from the Intergroup Corporation (the parent company) an unsecured 
loan in the principal amount of $4,250,000. This loan was eliminated in consolidation.

As discussed in Note 12 – Management Agreements, effective December 1, 2013, the Partnership has a management agreement with GMP Management, Inc., a 
company owned by a Justice limited partner and a related party In June 2016, GMP resigned and the Company is currently in discussions with several national 
third party hotel management companies to replace GMP. 

In connection with the redemption of limited partnership interests of Justice described in Note 2 above, Justice Operating Company, LLC agreed to pay a total 
of $1,550,000 in fees to certain officers and directors of the Company for services rendered in connection with the redemption of partnership interests, 
refinancing of Justice’s properties and reorganization of Justice. This agreement was superseded by a letter dated December 11, 2013 from Justice, in which 
Justice assumed the payment obligations of Justice Operating Company, LLC. The first payment under this agreement was made concurrently with the closing 
of the loan agreements described in Note 2 above, with the remaining payments due upon Justice Investor’s having adequate available cash as described in the 
letter. As of June 30, 2016, $400,000 of these fees remain payable.

Two general partners provided services to the Partnership through December 17, 2013. On December 18, 2013, the Partnership redeemed Evon’s partnership 
interest and Portsmouth became the sole general partner. The Partnership’s obligation to pay Evon, Justice’s former general partner, terminated as of December 
18, 2013. Under the terms of the Limited Partnership Agreement of Justice, its current sole general partner, Portsmouth, receives annual base compensation of 
$285,000, plus one percent of hotel revenue. During each of the years ended June 30, 2016 and 2015, total compensation paid to Portsmouth under the new and 
previous agreements was $593,000 and $565,000, respectively. Amounts paid to Portsmouth are eliminated in consolidation.

As Chairman of the Securities Investment Committee, the Company’s President and Chief Executive Officer (CEO), John V. Winfield, directs the investment 
activity of the Company in public and private markets pursuant to authority granted by the Board of Directors. Mr. Winfield also serves as Chief Executive 
Officer and Chairman of the Portsmouth and Santa Fe and oversees the investment activity of those companies. Depending on certain market conditions and 
various risk factors, the Chief Executive Officer, Portsmouth and Santa Fe may, at times, invest in the same companies in which the Company invests. Such 
investments align the interests of the Company with the interests of related parties because it places the personal resources of the Chief Executive Officer and 
the resources of the Portsmouth and Santa Fe, at risk in substantially the same manner as the Company in connection with investment decisions made on behalf 
of the Company.

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In fiscal year ended June 30, 2004, the disinterested members of the respective Boards of Directors of the Company and its subsidiaries, Santa Fe and 
Portsmouth, established a performance based compensation program for the Company’s CEO to keep and retain his services as a direct and active manager of 
the Company’s securities portfolio. Pursuant to the current criteria established by the Board, Mr. Winfield is entitled to performance based compensation for his 
management of the Company’s securities portfolio equal to 20% of all net investment gains generated in excess of an annual return equal to the Prime Rate of 
Interest (as published in the Wall Street Journal) plus 2%. Compensation amounts are calculated and paid quarterly based on the results of the Company’s 
investment portfolio for that quarter. Should the Company have a net investment loss during any quarter, Mr. Winfield would not be entitled to any further 
performance-based compensation until any such investment losses are recouped by the Company. This performance based compensation program may be 
further modified or terminated at the discretion of the respective Boards of Directors. The Company’s CEO did not earn any performance based compensation 
for the years ended June 30, 2016 and 2015.

NOTE 18 – COMMITMENTS AND CONTINGENCIES

Franchise Agreements

The Partnership entered into a Franchise License Agreement (the “License Agreement”) with the HLT Existing Franchise Holding LLC (“Hilton”) on 
November 24, 2004. The term of the License agreement was for an initial period of 15 years commencing on the date the Hotel began operating as a Hilton 
hotel, with an option to extend the License Agreement for another five years, subject to certain conditions. On June 26, 2015, Operating and Hilton entered into 
an amended franchise agreement which amongst other things extended the License Agreement through 2030, and also provided the Partnership certain key 
money cash incentives to be earned through 2030.

Since the opening of the Hotel in January 2006, the Partnership has paid monthly royalties, program fees and information technology recapture charges equal to 
a percent of the Hotel’s gross room revenue for the preceding calendar month. Total fees paid to Hilton for such services during fiscal 2016 and 2015 totaled 
approximately $2.9 million and $3.6 million, respectively.

Employees

As of June 30, 2016, the Partnership, through Operating, had approximately 276 employees. Approximately 78% of those employees were represented by one of
three labor unions, and their terms of employment were determined under a collective bargaining agreement (“CBA”) to which the Partnership was a party. 
During the year ended June 30, 2014, the Partnership renewed the CBAs for the Local 2 (Hotel and Restaurant Employees), Local 856 (International 
Brotherhood of Teamsters), and Local 39 (stationary engineers). The present CBAs expire in July 2018.

Negotiation of collective bargaining agreements, which includes not just terms and conditions of employment, but scope and coverage of employees, is a regular 
and expected course of business operations for the Partnership. The Partnership expects and anticipates that the terms of conditions of CBAs will have an impact 
on wage and benefit costs, operating expenses, and certain hotel operations during the life of the each CBA, and incorporates these principles into its operating 
and budgetary practices.

Legal Matters

In 2013, the City of San Francisco’s Tax Collector’s office claimed that Justice owed the City of San Francisco $2.1 million based on the Tax Collector’s 
interpretation of the San Francisco Business and Tax Regulations Code relating to Transient Occupancy Tax and Tourist Improvement District Assessment. 
This amount exceeds Justice’s estimate of the taxes owed, and Justice has disputed the claim and is seeking to discharge all penalties and interest charges 
imposed by the Tax Collector attributed to its over payment. The Company paid the full amount in March 2014 as part of the appeals process and reflected the 
amount on the consolidated balance sheet in “Other assets, net” as it was under protest as of June 30, 2015.

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On December 18, 2013, a Real Property Transfer Tax of approximately $4.7 million was paid to the City and County of San Francisco (“CCSF”). CCSF 
required payment of the Transfer Tax as a condition to record the transfer of the Hotel land parcel from Investors to Operating, which was necessary to effect 
the Loan Agreements. While the Partnership contends the Transfer Tax that was assessed by CCSF was illegal and erroneous, the tax was paid, under protest, to 
facilitate the consummation of the redemption transaction, the Loan Agreements and the recording of related documents. The Partnership has challenged 
CCSF’s imposition of the tax and filed a refund lawsuit against CCSF in San Francisco County Superior Court.

The Partnership settled the two aforementioned legal matters with CCSF refunding $1.45 million apportioned half and half to each matter, resulting in 
approximately $340,000 in excess of net assets recorded. This amount was recorded as a reduction of Hotel legal settlement costs.

On February 13, 2014, Evon filed a complaint in San Francisco Superior Court against the Partnership, Portsmouth, and a limited partner and related party 
asserting contract and tort claims based on Justice’s withholding of $4.7 million from a payment due to Holdings to pay the transfer tax described in Note 1. On 
April 1, 2014, Defendants removed the action to the United States District Court for the Northern District of California. Evon dismissed its complaint on April 
8, 2014 and, that same day, filed a second complaint in San Francisco Superior Court substantially similar to the dismissed complaint, except for the omission of
a federal cause of action. Evon’s current complaint in the action asserts causes of action for breach of contract and breach of the implied covenant of good faith 
and fair dealing against Justice only; breach of fiduciary duty against Portsmouth only; conversion against Justice and Portsmouth; and fraud/concealment 
against Justice, Portsmouth and a Justice limited partner and related party. In July 2014, Justice paid to Holdings a total of $4.7 million, the amount Evon claims 
was incorrectly withheld from Holdings to pay the transfer tax. Defendants moved to compel arbitration on August 5, 2014, and the Superior Court denied that 
motion on September 23, 2014.

On June 27, 2014, the Partnership commenced an action in San Francisco Superior Court against Evon, Justice Holdings Company, LLC, a subsidiary of the 
Partnership (“Holdings”), and certain partners of the Partnership who elected an alternative redemption structure in the Partnership. The action seeks a 
declaration of the correct interpretation of (i) the special allocations sections of the Amended and Restated Agreement of Limited Partnership of Justice, with an 
effective date of January 1, 2013; and (ii) whether certain partners who elected the alternative redemption structure breached the governing Limited Partnership 
Interest Redemption Option Agreement. The complaint states that these declarations are relevant to preparation of the Partnership’s 2013 and 2014 state and 
federal tax returns and the associated Forms K-1 to be issued to affected current and former partners. The Partnership filed a First Amended Complaint on 
October 31, 2014.  Evon filed a cross-complaint on December 9, 2014, alleging fraudulent concealment and promissory fraud against the Partnership in 
connection with the redemption transaction.

On May 5, 2016, Justice Investors and Portsmouth (parent Company) entered into a settlement agreement relating to the above-described litigation with Evon 
and Holdings. Under the settlement agreement, the Partnership will pay Evon Corporation $5,575,000 no later than January 10, 2017. This amount was recorded 
as legal settlement costs during the year ended June 30, 2016. As of June 30, 2016, payments totaling approximately $2,750,000 were made related to this 
settlement. The amount due to Evon Corporation is presented under related party and other notes payable on the consolidated balance sheet. In connection with 
the settlement, a $50,000 payment was made to one limited partner for his interest in the Partnership.

On April 21, 2014, the Partnership commenced an arbitration action against Glaser Weil Fink Howard Avchen & Shapiro, LLP (formerly known as Glaser Weil 
Fink Jacobs Howard Avchen & Shapiro, LLP), Brett J. Cohen, Gary N. Jacobs, Janet S. McCloud, Paul B. Salvaty, and Joseph K. Fletcher III (collectively, the 
“Respondents”) in connection with the redemption transaction. The arbitration alleges legal malpractice against the Respondents and also seeks declaratory 
relief regarding provisions of the option agreement in the redemption transaction and regarding the engagement letter with Respondents. The arbitration is 
pending before JAMS in Los Angeles, but has been stayed pending conclusion of the action filed by Evon Corporation described above. No prediction can be 
given as to the outcome of this matter.

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On April 15, 2016, the Partnership and Portsmouth filed a complaint in Los Angeles Superior Court against RSUI Indemnity Company (“RSUI”). The 
complaint alleges that RSUI breached an insurance contract by refusing to pay the defense and settlement costs incurred in connection with the above-described 
complaints and cross-complaint Evon filed against the Partnership and Portsmouth in 2014 in San Francisco Superior Court. On May 24, 2016, RSUI removed 
the action to the United States District Court for the Central District of California. No prediction can be given as to the outcome of this matter.

The Company is subject to legal proceedings, claims, and litigation arising in the ordinary course of business. The Company defends itself vigorously against 
any such claims. Management does not believe that the impact of such matters will have a material effect on the financial conditions or result of operations 
when resolved.

NOTE 19 – EMPLOYEE BENEFIT PLAN

Justice has a 401(k) Profit Sharing Plan (the “Plan”) for non-union employees who have completed six months of service. Justice provides a matching 
contribution up to 4% of the contribution to the Plan based upon a certain percentage on the employees’ elective deferrals. Justice may also make discretionary 
contributions to the Plan each year. Contributions made to the Plan amounted to $108,000 and $61,000 during the years ended June 30, 2016 and 2015, 
respectively.

Certain employees of Justice who are members of various unions are covered by union-sponsored, collectively bargained, multi-employer health and welfare 
and benefit pension plans. Justice does not contribute separately to those multi-employer plans.

NOTE 20 – SUBSEQUENT EVENTS

In August 2016, the Company obtained a $1,000,000 mortgage note payable on its single family house purchased in July 2015. The Company received net 
proceeds of $983,000. The interest on note is 4.50% with interest only payments for twenty three months. The loan matures in August of 2016.

The Company has evaluated all events occurring subsequent to June 30, 2016 and concluded that no additional subsequent events has occurred outside the 
normal course of business operations that require disclosure.

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Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.

None.

Item 9A. Controls and Procedures.

EVALUATION OF DISCLOSURE CONTROLS AND PROCEDURES

The Company’s management, with the participation of the Company’s Chief Executive Officer and Principal Financial Officer, has evaluated the effectiveness 
of the Company’s disclosure controls and procedures (as defined in Rules 13a-15(e) or 15d-15(e) under the Exchange Act) as of the end of the fiscal period 
covered by this Annual Report on Form 10-K. Based upon such evaluation, the Chief Executive Officer and Principal Financial Officer have concluded that, as 
of the end of such period, the Company’s disclosure controls and procedures are effective in ensuring that information required to be disclosed in this filing is 
accumulated and communicated to management and is recorded, processed, summarized and reported within the time periods specified in the Securities and 
Exchange Commission rules and forms.

MANAGEMENT’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING 

Management is responsible for establishing and maintaining adequate internal control over financial reporting, as such term is defined in Rule 13a-15(f) under 
the Securities Exchange Act of 1934, for the Company. In establishing adequate internal control over financial reporting, management has developed and 
maintained a system of internal control, policies and procedures designed to provide reasonable assurance that information contained in the accompanying 
consolidated financial statements and other information presented in this annual report is reliable, does not contain any untrue statement of a material fact or 
omit to state a material fact, and fairly presents in all material respects the financial condition, results of operations and cash flows of the Company as of and for 
the periods presented in this annual report.

Management conducted an evaluation of the effectiveness of Company’s internal control over financial reporting using the framework in Internal Control—
Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in Internal Control Integrated Framework (COSO 
2013 Framework). Based on its evaluation under that framework, management concluded that the Company’s internal control over financial reporting was 
effective as of June 30, 2016.

CHANGES IN INTERNAL CONTROL OVER FINANCIAL REPORTING

There have been no changes in the Company’s internal control over financial reporting during the last quarterly period covered by this Annual Report on Form 
10-K that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

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Item 10. Directors, Executive Officers and Corporate Governance

PART III

The following table sets forth certain information with respect to the Directors and Executive Officers of the Company as of June 30, 2016:

Name

Class A Directors:

John V. Winfield (1)(4)(6)(7)

Jerold R. Babin (2)(3)(7)

Class B Directors:

Yvonne L. Murphy (1)(2)(5)(6)(7)

William J. Nance (1)(2)(3)(4)(6)(7)

Class C Director:

John C. Love (3)(4)(5)

Executive Officers:

David C. Gonzalez

David T. Nguyen

Corporate Secretary:

Clyde W. Tinnen 

Position with the Company

Age

Term to Expire

Chairman of the Board; President
and Chief Executive Officer

Director

Director

Director

Director

69

82

59

72

Fiscal 2018 Annual Meeting

Fiscal 2018 Annual Meeting

Fiscal 2016 Annual Meeting

Fiscal 2016 Annual Meeting

76

Fiscal 2017 Annual Meeting

Vice President Real Estate

Treasurer and Controller

49

42

N/A

N/A

Secretary

43

N/A

(1) Member of the Executive Committee
(2) Member of the Administrative and Compensation Committee
(3) Member of the Audit Committee
(4) Member of the Real Estate Investment Committee
(5) Member of the Nominating Committee
(6) Member of the Securities Investment Committee
(7) Member of the Special Strategic Options Committee

Business Experience:

The principal occupation and business experience during the last five years for each of the Directors and Executive Officers of the Company are as follows:

John V. Winfield — Mr. Winfield was first appointed to the Board in 1982. He currently serves as the Company's Chairman of the Board, President and Chief 
Executive Officer, having first been appointed as such in 1987. Mr. Winfield also serves as President, Chairman and Chief Executive Officer of the Company’s 
subsidiaries, Santa Fe Financial Corporation ("Santa Fe") and Portsmouth Square, Inc. ("Portsmouth"), both public companies. Mr. Winfield also serves as 
Chairman of the Board of Comstock Mining, Inc. (NYSE MKT: LODE), a public company in which he was elected a director on June 23, 2011. Mr. Winfield’s 
extensive experience as an entrepreneur and investor, as well as his managerial and leadership experience from serving as a chief executive officer and director 
of public companies, led to the Board’s conclusion that he should serve as a director of the Company.

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Jerold R. Babin — Mr. Babin was first appointed as a Director of the Portsmouth, a subsidiary of the Company, on February 1996. Mr. Babin was elected to 
the Board of InterGroup in February 2014. Mr. Babin is a retail securities broker. From 1974 to 1989, he worked at Drexel Burnham and from 1989 to June 30, 
2010, he worked for Prudential Securities (later Wachovia Securities and now Wells Fargo Advisors) where he held the title of First Vice-President. Mr. Babin 
retired from his position at Wells Fargo advisors in June 2010. For the past 20 years, until present, Mr. Babin has also served as an arbitrator for FINRA 
(formerly NASD). Mr. Babin’s extensive experience in the securities and financial markets as well has his experience in the securities and public company 
regulatory industry led to the Board’s conclusion that he should serve as a director of the Company.

Yvonne L. Murphy — Mrs. Murphy was elected to the Board of InterGroup in February 2014. Mrs. Murphy has had an impressive 30-year history in corporate 
management, legal research and legislative lobbying.  She was a member of Governor Kenny C. Guinn’s executive staff in Nevada, and was employed for years 
by the prestigious Jones Vargas law firm in Reno, Nevada.  She served in nine legislative sessions during the most challenging years in Nevada’s history.  Prior 
to starting her own lobbying firm, Ms. Murphy worked for RR Partners in its corporate office in Las Vegas, Nevada and in the Government Affairs Division in 
Reno.   She has a Doctorate and a Masters in Business Administration from the California Pacific University.

William J. Nance — Mr. Nance is a Certified Public Accountant and private consultant to the real estate and banking industries. He is also President of Century 
Plaza Printers, Inc. Mr. Nance was first elected to the Board in 1984. He served as the Company’s Chief Financial Officer from 1987 to 1990 and as Treasurer 
from 1987 to June 2002. Mr. Nance is also a Director of Santa Fe and Portsmouth. Mr. Nance also serves as a director of Comstock Mining, Inc. Mr. Nance’s 
extensive experience as a CPA and in numerous phases of the real estate industry, his business and management experience gained in running his own 
businesses, his service as a director and audit committee member for other public companies and his knowledge and understanding of finance and financial 
reporting, led to the Board’s conclusion that he should serve as a director of the Company.

John C. Love — Mr. Love was appointed to the Board in 1998. Mr. Love is an international hospitality and tourism consultant. He is a retired partner in the 
national CPA and consulting firm of Pannell Kerr Forster and, for the last 30 years, a lecturer in hospitality industry management control systems and 
competition & strategy at Golden Gate University and San Francisco State University. He is Chairman Emeritus of the Board of Trustees of Golden Gate 
University and the Executive Secretary of the Hotel and Restaurant Foundation. Mr. Love is also a Director of Santa Fe and Portsmouth. Mr. Love’s extensive 
experience as a CPA and in the hospitality industry, including teaching at the university level for the last 30 years in management control systems, and his 
knowledge and understanding of finance and financial reporting, led to the Board’s conclusion that he should serve as a director of the Company.

David C. Gonzalez — Mr. Gonzalez was appointed Vice President Real Estate of the Company on January 31, 2001. Over the past 26 years, Mr. Gonzalez has 
served in numerous capacities with the Company, including Controller and Director of Real Estate.

David T. Nguyen — Mr. Nguyen was appointed as Treasurer of the Company on February 26, 2003 and serves as the Company’s Principal Financial Officer. 
Mr. Nguyen also serves as Treasurer of Santa Fe and Portsmouth, having been appointed to those positions on February 27, 2003. Mr. Nguyen is a Certified 
Public Accountant and, from 1995 to 1999, was employed by PricewaterhouseCoopers LLP where he was a Senior Accountant specializing in real estate. Mr. 
Nguyen served as the Company's Controller from 1999 to 2001 and from 2002 to the present.

Clyde W. Tinnen – Mr. Tinnen was appointed as Secretary of the Company on December 14, 2014. Mr. Tinnen also serves as Secretary of InterGroup and 
Santa Fe, having been appointed to those positions on December 14, 2014. Mr. Tinnen is a corporate partner at the law firm of Withers Bergman LLP.  Prior to 
joining Withers Bergman LLP in April 2015, Mr. Tinnen was a  corporate partner at Kelley Drye & Warren LLP, where he was employed from January 2010 to 
March 2015, after previously working as a corporate associate with the law firm of Cravath, Swaine & Moore LLP from September 2006 to December 2009.

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Family Relationships: There are no family relationships among directors, executive officers, or persons nominated or chosen by the Company to become 
directors or executive officers.

Involvement in Certain Legal Proceedings: No director or executive officer, or person nominated or chosen to become a director or executive officer, was 
involved in any legal proceeding requiring disclosure.

Compliance with Section 16(a) of the Securities Exchange Act of 1934

Section 16(a) of the Securities Exchange Act of 1934 requires the Company’s officers and directors, and each beneficial owner of more than ten percent of the 
Common Stock of the Company, to file reports of ownership and changes in ownership with the Securities and Exchange Commission. Officers, directors and 
greater than ten-percent shareholders are required by SEC regulations to furnish the Company with copies of all Section 16(a) forms they file.

Based solely on its review of the copies of Forms 3 and 4 and amendments thereto furnished to the Company during its most recent fiscal year and Forms 5 and 
amendments thereto furnished to the Company with respect to its most recent fiscal year, or written representations from certain reporting persons that no Forms 
5 were required for those persons, the Company believes that during fiscal 2015 all filing requirements applicable to its officers, directors, and greater than ten-
percent beneficial owners were complied with.

Code of Ethics.

The Company has adopted a Code of Ethics that applies to its principal executive officer, principal financial officer, principal accounting officer or controller, or 
persons performing similar functions, including its Board of Directors. A copy of the Code of Ethics is posted on the Company’s website at www.intgla.com. 
The Company will provide to any person without charge, upon request, a copy of its Code of Ethics by sending such request to: The InterGroup Corporation, 
Attn: Treasurer, 10940 Wilshire Blvd., Suite 2150, Los Angeles, CA 90024. The Company will promptly disclose any amendments or waivers to its Code of 
Ethics on Form 8-K and will post such information on its website.

BOARD AND COMMITTEE INFORMATION

InterGroup’s common stock is listed on the NASDAQ Capital Market tier of the NASDAQ Stock Market, LLC (“NASDAQ”). InterGroup is a Smaller 
Reporting Company under the rules and regulations of the Securities and Exchange Commission (“SEC”). With the exception of the Company’s President and 
CEO, John V. Winfield, all of InterGroup’s Board of Directors consists of “independent” directors as independence is defined by the applicable rules of the SEC 
and NASDAQ.

Nominating Committee

The Company's Nominating Committee is comprised of two “independent” directors as independence is defined by the applicable rules of the SEC and 
NASDAQ. Directors Babin and Murphy serve as the current members of the Nominating Committee. The Company has not established a charter for the 
Nominating Committee and the Committee has no policy with regard to consideration of any director candidates recommended by security holders. As a smaller 
reporting company whose directors own in excess of sixty percent of the voting shares of the Company, InterGroup has not deemed it appropriate to institute 
such a policy. There have not been any material changes to the procedures by which security holders may recommend nominees to the Company’s board of 
directors.

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Audit Committee and Audit Committee Financial Expert

The Company is a Smaller Reporting Company under SEC rules and regulations. The Company’s Audit Committee is currently comprised of three members: 
Directors Nance (Chairperson), Babin and Love, each of who meet the independence requirements of the SEC and NASDAQ as modified or supplemented from 
time to time. The Company’s Board of Directors has determined that Directors Nance and Love also meet the Audit Committee Financial Expert requirement as 
defined by the SEC and NASDAQ based on their qualifications and business experience discussed above in this Item 10.

Item 11. Executive Compensation

The following table provides certain summary information concerning compensation awarded to, earned by, or paid to the Company’s principal executive 
officer and other named executive officers of the Company whose total compensation exceeded $100,000 for all services rendered to the Company and its 
subsidiaries for each of the Company’s last two completed fiscal years ended June 30, 2016 and 2015. There was no non-equity incentive plan compensation or 
nonqualified deferred compensation earnings. There are currently no employment contracts with the executive officers.

Name and Position

John V. Winfield
Chairman, President and
Chief Executive Officer

David C. Gonzalez
Vice President - Real Esate

David T. Nguyen
Treasurer and Controller

SUMMARY COMPENSATION TABLE 

Fiscal Year

Salary

Bonus

Other
Compensation

Total

2016
2015

2016
2015

2016
2015

$
$

$
$

$
$

772,000(1) $
772,000(1) $

216,000
216,000

$
$

240,000(3) $
237,000(3) $

-
-

-
350,000

-
25,000

$
$

$
$

$
$

539,000(2)(4) $
$
148,000(2)

1,311,000
920,000

-
-

-
-

$
$

$
$

216,000
566,000

240,000
262,000

(1) Mr. Winfield also serves as President and Chairman of the Board of the Company’s subsidiary, Santa Fe, and Santa Fe’s subsidiary, Portsmouth. Mr. 
Winfield received a salary from Santa Fe and Portsmouth in the aggregate amount of $392,000 and 435,000 from those entities for the fiscal years 2016 and 
2015, respectively. The amounts include director’s fees totaling $12,000 for each year.

(2) Amounts include annual premiums for split dollar whole life insurance policies owned by, and the beneficiary of which are, a trust for the benefit of Mr. 
Winfield's family and compensation for a portion of the salary of an assistant. The amount of compensation related to the assistant was approximately $54,000 
and $63,000 for the fiscal years 2016 and 2015, respectively. The annual insurance premiums paid were $85,000 for the same respective years. Santa Fe and 
Portsmouth paid $43,000 of that amount. The Company has a secured right to receive, from any proceeds of the policies, reimbursement of all premiums paid 
prior to any payment to the beneficiary.

(3) Mr. Nguyen’s salary is allocated approximately 50% to the Company and 50% to Santa Fe and Portsmouth.

(4) In connection with the redemption of limited partnership interests of Justice in Note 2 of the consolidated financial statements, Justice agreed to pay a total of 
$1,550,000 in fees to certain officers and directors of the Company for services rendered in connection with the redemption of partnership interests, refinancing 
of Justice’s properties and reorganization of Justice Investors. The first payment under this agreement was made concurrently with the closing of the loan 
agreements, with the remaining payments due upon Justice having adequate available cash. In July 2015, Mr. Winfield received the remaining payment amount 
of $400,000 which is included in this total.

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Compensation Committee and Executive Compensation

The Company's Administrative and Compensation Committee (the “Compensation Committee”) is comprised of three “independent” members of the Board of 
Directors as independence is defined by the applicable rules of the SEC and NASDAQ. Mr. Nance serves as Chairman of the Compensation Committee. The 
Company has not established a charter for the Compensation Committee. The Compensation Committee reviews and recommends to the Board of Directors the 
compensation for the Company’s Chief Executive Officer and other executive officers, including equity or performance based compensation and plans. The 
Compensation Committee seeks to design and set compensation to attract and retain highly qualified executive officers and to align their interests with those of 
long-term owners of the Company. The Compensation Committee may also make recommendations to the Board of Directors as to the amount and form of 
director compensation. The Compensation Committee has not engaged any compensation consultants in determining the amount or form of executive of director 
compensation, but does review and monitor published compensation surveys and studies. The Compensation Committee may delegate to the Company’s Chief 
Executive Officer the authority to determine the compensation of certain executive officers. The Compensation Committee also oversees the Company’s 2007 
Stock Plan, the 2008 RSU Plan and the 2010 Incentive Plan.

In fiscal year ended June 30, 2004, the disinterested members of the respective Boards of Directors of the Company and its subsidiaries, Santa Fe and 
Portsmouth, established a performance based compensation program for the Company’s CEO to keep and retain his services as a direct and active manager of 
the Company’s securities portfolio. Pursuant to the current criteria established by the Board, Mr. Winfield is entitled to performance based compensation for his 
management of the Company’s securities portfolio equal to 20% of all net investment gains generated in excess of an annual return equal to the Prime Rate of 
Interest (as published in the Wall Street Journal) plus 2%. Compensation amounts are calculated and paid quarterly based on the results of the Company’s 
investment portfolio for that quarter. Should the Company have a net investment loss during any quarter, Mr. Winfield would not be entitled to any further 
performance-based compensation until any such investment losses are recouped by the Company. This performance based compensation program may be 
further modified or terminated at the discretion of the respective Boards of Directors. The Company’s CEO did not earn any performance based compensation 
for the years ended June 30, 2016 and 2015.

The following table sets forth information concerning option awards and stock awards for each named executive officer that were outstanding as of the end of
the Company’s last completed fiscal year ended June 30, 2016. There were no other equity incentive plan awards that were outstanding.

Outstanding Equity Awards at Fiscal Year Ended June 30, 2016

Option Awards

Number of
securities
underlying
unexercised
options (#)
exercisable

Number of
securities
underlying
unexercised
options (#)
unexercisable

Option
exercise
price $

Option
expiration
date

100,000(1)
72,000
53,278(3)
10,722(3)

-
$
18,000(2) $
79,917(3) $
16,083(3) $

10.30  3/16/20
19.77  2/28/22
18.65 12/26/23
20.52 12/26/23

Name

John V. Winfield
John V. Winfield
John V. Winfield
John V. Winfield

(1) Stock options issued to Mr. Winfield pursuant to the Company’s 2010 Incentive Plan are subject to both time and performance based vesting requirements, 
each of which must be satisfied before the options are fully vested and eligible to be exercised. Pursuant to the time vesting requirements, the options vest over a 
period of five years, with 20,000 options vesting upon each one year anniversary of the date of grant, March 16, 2010. Pursuant to the performance vesting 
requirements, the options vest in increments of 20,000 shares upon each increase of $2.00 or more in the market price of the Company’s common stock above 
the exercise price ($10.30) of the options. To satisfy this requirement, the common stock must trade at that increased level for a period of at least ten trading 
days during any one quarter. As of June 30, 2016, the performance vesting requirements of the options were satisfied.

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(2) Stock options issued to Mr. Winfield pursuant to the Company’s 2010 Incentive Plan are subject to both time and performance based vesting requirements, 
each of which must be satisfied before the options are fully vested and eligible to be exercised. Pursuant to the time vesting requirements, the options vest over a 
period of five years, with 18,000 options vesting upon each one year anniversary of the date of grant, February 28, 2012. Pursuant to the performance vesting 
requirements, the options vest in increments of 18,000 shares upon each increase of $2.00 or more in the market price of the Company’s common stock above 
the exercise price ($19.77) of the options. To satisfy this requirement, the common stock must trade at that increased level for a period of at least ten trading 
days during any one quarter. As of June 30, 2016, 72,000 options have met the performance vesting requirements.

(3) On December 26, 2013, the Compensation Committee authorized, subject to shareholder approval, a grant of non-qualified and incentive stock options for an 
aggregate of 160,000 shares (the “Option Grant”) to the Company’s President and Chief Executive Officer, John V. Winfield. The stock option grant was 
approved by shareholders on February 19, 2014. The grant of stock options was made pursuant to, and consistent with, the 2010 Incentive Plan, as proposed to 
be amended. The non-qualified stock options are for 133,195 shares and have a term of ten years, expiring on December 26, 2023, with an exercise price of 
$18.65 per share. The incentive stock options are for 26,805 shares and have a term of five years, expiring on December 26, 2018, with an exercise price of 
$20.52 per share. In accordance with the terms of the 2010 Incentive Plan, the exercise prices were based on 100% and 110%, respectively, of the fair market 
value of the Company’s common stock as determined by reference to the closing price of the Company’s common stock as reported on the NASDAQ Capital 
Market on the date of grant. The stock options are subject to time vesting requirements, with 20% of the options vesting annually commencing on the first 
anniversary of the grant date.

David C. Gonzalez, VP of Real Estate and David Nguyen, Treasurer, the other highly compensated officers, do not have any outstanding equity rewards.

Internal Revenue Code Limitations

Section 162(m) of the Internal Revenue Code of 1986, as amended (the “Code”), provides that, in the case of a publicly held corporation, the corporation is not 
generally allowed to deduct remuneration paid to its chief executive officer and certain other highly compensated officers to the extent that such remuneration 
exceeds $1,000,000 for the taxable year. Certain remuneration, however, is not subject to disallowance, including compensation paid on a commission basis 
and, if certain requirements prescribed by the Code are satisfied, other performance based compensation. Since InterGroup, Santa Fe and Portsmouth are each 
public companies, the $1,000,000 limitation applies separately to the compensation paid by each entity. Stock option expenses are also amortized over a several 
years. For fiscal years 2016 and 2015, no compensation paid by the Company to its CEO or other executive officers was subject the deduction disallowance 
prescribed by Section 162(m) of the Code.

EQUITY COMPENSATION PLANS

The Company currently has three equity compensation plans, each of which has been approved by the Company’s stockholders. However, any outstanding 
stock options issued under the Company’s prior equity compensation plans remain effective in accordance with their terms.

The purpose of the Company’s equity compensation plans is to provide a means whereby officers, directors and key employees of the Company develop a sense 
of proprietorship and personal involvement in the development and financial success of the Company, and to encourage them to devote their best efforts to the 
business of the Company, thereby advancing the interests of the Company and its shareholders. A further purpose of these plans is to provide a means through 
which the Company may attract able individuals to become employees or serve as directors of the Company and to provide a means for such individuals to 
acquire and maintain stock ownership in the Company, thereby strengthening their concern for the welfare of the Company.

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The InterGroup Corporation 2007 Stock Compensation Plan for Non-Employee Directors

The InterGroup Corporation 2007 Stock Compensation Plan for Non-Employee Directors (the “2007 Stock Plan”) was approved by the shareholders of the 
Company on February 21, 2007, and was thereafter adopted by the Board of Directors. The 2007 Plan will terminate upon the earlier of the date all shares 
reserved for issuance have been awarded or February 21, 2017, if not sooner terminated by the Board upon recommendation by the Compensation Committee. 
The stock available for issuance under the 2007 Stock Plan shall be unrestricted shares of the Company's common stock, par value $.01 per share, which may be 
unissued shares or treasury shares. Subject to certain adjustments upon changes in capitalization, a maximum of 60,000 shares of the common stock will be 
available for issuance to participants under the 2007 Stock Plan.

All non-employee directors are eligible to participate in the 2007 Stock Plan. Each non-employee director as of the adoption date of the 2007 Stock Plan was 
granted an award of 600 unrestricted shares of the Company’s common stock. On each July 1 following the adoption date of the 2007 Stock Plan, each non-
employee director shall receive an automatic grant of a number of shares of company’s common stock equal in value to $18,000 based on 100% of the fair 
market value (as defined) of the Common Stock on the date of grant, provided he or she holds such position on that date and the number of shares of Common 
Stock available for grant under the 2007 Stock Plan is sufficient to permit such automatic grant. Any fractional shares resulting from such grant will be rounded 
up to next highest whole share. All stock awards to non-employee directors will be fully vested on the date of grant. The dollar amount of the annual grant is 
subject to further adjustment by the Board of Directors upon recommendation by the Compensation Committee. The stock awards granted under the 2007 Stock 
Plan are shares of unrestricted common stock and are fully vested on the date of grant. The right of the non-employee director to receive his or her annual grant 
of common stock is personal to the director and is not transferable. Once received, shares of common stock awarded to the non-employee director are freely 
transferable subject to any requirements of Section 16(b) of the Securities Exchange Act of 1934, as amended (the "Exchange Act"). On June 28, 2007, 
Company filed a registration statement on Form S-8 to register the shares subject to the 2007 Stock Plan and the Company’s two prior stock option plans under 
the Securities Act of 1933, as amended (the “Securities Act”).

Upon recommendation of the Compensation Committee, the Board may, at any time and from time to time and in any respect, amend or modify the 2007 Stock 
Plan. The Board must obtain stockholder approval of any material amendment to the 2007 Stock Plan if required by any applicable law, regulation or stock 
exchange rule. The Board of Directors may amend the 2007 Stock Plan or any award agreement, which amendment may be retroactive, in order to conform it to 
any present or future law, regulation or ruling relating to plans of this or similar nature. No amendment or modification of the 2007 Stock Plan or any award 
agreement may adversely affect any outstanding award without the written consent of the participant holding the award.

Upon recommendation of the Compensation Committee, the Board of Directors, on February 23, 2011, voted to increase the annual grant awarded to each of the 
non-employee directors to a number of shares of Company’s common stock equal in value to $22,000, effective as of the July 1, 2011 grant, while decreasing 
the annual cash compensation payable to non-employee directors from $16,000 to $12,000 per year.

For the years ended June 30, 2016 and 2015, the four non-employee directors of the Company received a total grant of 4,520 and 4,608 shares of Common 
Stock pursuant to the 2007 Stock Plan, respectively.

The InterGroup Corporation 2008 Restricted Stock Unit Plan

On December 3, 2008, the Board of Directors adopted, subject to shareholder approval, a new equity compensation plan for its officers, directors and key 
employees entitled, The InterGroup Corporation 2008 Restricted Stock Unit Plan (the “2008 RSU Plan”). The 2008 RSU Plan was approved and ratified by the 
shareholders on February 18, 2009.

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The 2008 RSU Plan authorizes the Company to issue restricted stock units (“RSUs”) as equity compensation to officers, directors and key employees of the 
Company on such terms and conditions established by the Compensation Committee of the Company. RSUs are not actual shares of the Company’s common 
stock, but rather promises to deliver common stock in the future, subject to certain vesting requirements and other restrictions as may be determined by the 
Committee. Holders of RSUs have no voting rights with respect to the underlying shares of common stock and holders are not entitled to receive any dividends 
until the RSUs vest and the shares are delivered. No awards of RSUs shall vest until at least six months after shareholder approval of the Plan. Subject to certain 
adjustments upon changes in capitalization, a maximum of 200,000 shares of the common stock are available for issuance to participants under the 2008 RSU 
Plan. The 2008 RSU Plan will terminate ten (10) years from December 3, 2008, unless terminated sooner by the Board of Directors. After the 2008 RSU Plan is 
terminated, no awards may be granted but awards previously granted shall remain outstanding in accordance with the Plan and their applicable terms and 
conditions.

The shares of common stock to be delivered upon the vesting of an award of RSUs have been registered under the Securities Act, pursuant to a registration 
statement filed on Form S-8 by the Company on June 16, 2010. The grant of RSUs is personal to the recipient and is not transferable. Once received, shares of 
common stock issuable upon the vesting of the RSUs are freely transferable subject to any requirements of Section 16(b) of the Exchange Act. Under the 2008 
RSU Plan, the Compensation Committee also has the power and authority to establish and implement an exchange program that would permit the Company to 
offer holders of awards issued under prior shareholder approved compensation plans to exchange certain options for new RSUs on terms and conditions to be 
set by the Committee. The exchange program is designed to increase the retention and motivational value of awards granted under prior plans. In addition, by 
exchanging options for RSUs, the Company will reduce the number of shares of common stock subject to equity awards, thereby reducing potential dilution to 
stockholders in the event of significant increases in the value of its common stock.

As of June 30, 2016, there were no RSUs outstanding.

The InterGroup Corporation 2010 Omnibus Employee Incentive Plan

On February 24, 2010, the shareholders of the Company approved The InterGroup Corporation 2010 Omnibus Employee Incentive Plan (the “2010 Incentive 
Plan”), which was formally adopted by the Board of Directors following the annual meeting of shareholders. The 2010 Incentive Plan as modified in December 
2013, authorizes a total of up to 400,000 shares of common stock to be issued as equity compensation to officers and employees of the Company in an amount 
and in a manner to be determined by the Compensation Committee in accordance with the terms of the Plan. The 2010 Incentive Plan authorizes the awards of 
several types of equity compensation including stock options, stock appreciation rights, performance awards and other stock based compensation. The 2010 
Incentive Plan will expire on February 23, 2020, if not terminated sooner by the Board of Directors upon recommendation of the Compensation Committee. 
Any awards issued under the Plan will expire under the terms of the grant agreement.

The shares of common stock to be issued under the 2010 Incentive Plan have been registered under the Securities Act, pursuant to a registration statement filed 
on Form S-8 by the Company on June 16, 2010. Once received, shares of common stock issued under the Plan will be freely transferable subject to any 
requirements of Section 16(b) of the Exchange Act.

On February 28, 2012, the Compensation Committee authorized the grant of 90,000 stock options to the Company’s Chairman, President and Chief Executive, 
John V. Winfield to purchase up to 90,000 shares of the Company’s common stock pursuant to the 2010 Incentive Plan. The exercise price of the options is 
$19.77, which equals 100% of the fair market value of the Company’s common stock as determined by reference to the closing price of the Company’s common 
stock as reported on the NASDAQ Capital Market on February 28, 2012 the date of grant. The options expire ten years from the date of grant, unless earlier 
terminated in accordance with the terms of the 2010 Plan. The options shall be subject to both time and market based vesting requirements, each of which must 
be satisfied before options are fully vested and eligible to be exercised. Pursuant to the time vesting requirements, the options vest over a period of five years, 
with 18,000 options vesting upon each one year anniversary of the date of grant. Pursuant to the market vesting requirements, the options vest in increments of 
18,000 shares upon each increase of $2.00 or more in the market price of the Company’s common stock above the exercise price ($19.77) of the options. To 
satisfy this requirement, the common stock must trade at that increased level for a period of at least ten trading days during any one quarter. As of June 30, 
2016, 72,000 options have met the market vesting requirements.

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On December 26, 2013, the Compensation Committee authorized, subject to shareholder approval, a grant of non-qualified and incentive stock options for an 
aggregate of 160,000 shares (the “Option Grant”) to the Company’s President and Chief Executive Officer, John V. Winfield. The stock option grant was 
approved by shareholders on February 19, 2014. The grant of stock options was made pursuant to, and consistent with, the 2010 Incentive Plan, as proposed to 
be amended. The non-qualified stock options are for 133,195 shares and have a term of ten years, expiring on December 26, 2023, with an exercise price of 
$18.65 per share. The incentive stock options are for 26,805 shares and have a term of five years, expiring on December 26, 2018, with an exercise price of 
$20.52 per share. In accordance with the terms of the 2010 Incentive Plan, the exercise prices were based on 100% and 110%, respectively, of the fair market 
value of the Company’s common stock as determined by reference to the closing price of the Company’s common stock as reported on the NASDAQ Capital 
Market on the date of grant. The stock options are subject to time vesting requirements, with 20% of the options vesting annually commencing on the first 
anniversary of the grant date.

Compensation of Directors

Until fiscal 2011, each non-employee director received an annual cash retainer in the amount of $16,000, to be paid in equal quarterly payments. Upon 
recommendation of the Compensation Committee, the Board of Directors, on February 23, 2011, voted to decrease the annual cash compensation payable to 
non-employee directors from $16,000 to $12,000, effective as of fiscal year ended June 30, 2011. With the exception of members of the Audit Committee, non-
employee directors do not receive any additional fees for attending Board or Committee meetings, but are entitled to reimbursement of their reasonable 
expenses to attend such meetings. Members of the Audit Committee are paid a fee of $1,000 per quarter, with the Chair of that Committee to receive $1,500 per 
quarter. As an executive officer, the Company’s Chairman has elected to forego his annual board fees.

Non-employee directors are also eligible for grants of equity compensation under the Company’s 2007 Stock Plan and 2008 RSU Plan. Pursuant to the 2007 
Stock Plan, each non-employee director was entitled to an annual grant of a number of shares of common stock of the Company equal in value to $18,000 based 
on the fair market value of the Common Stock on the date of grant. To compensate for the $4,000 reduction in annual cash compensation payable to non-
employee directors as discussed above, the Board of Directors, upon recommendation of the Compensation Committee, increased the annual grant of common 
stock to an amount equal in value to $22,000, effective as of the July 1, 2011 grant. Non-employee directors may also be eligible to participate in exchange 
offers as may be authorized by the Compensation Committee under the 2008 RSU Plan to exchange previously issued stock options for RSUs.

The following table sets forth the compensation paid to directors for the fiscal year ended June 30, 2016:

DIRECTOR COMPENSATION

Name

John C. Love

William J. Nance

Jerold R. Babin

Yvonne L. Murphy

John V. Winfield(4)

Fees Earned or
Paid in Cash(1)

Stock Awards

All Other
Compensation

Total

$

$

$

$

74,000(2) $

26,000(5)

-

$

100,000

76,000(3) $

26,000(5) $

200,000(6) $

302,000

24,000

12,000

$

$

-

22,000(5)

22,000(5)

-

46,000

34,000

$

$

-

-

-

(1) Amounts shown include board retainer fees, committee fees and meeting fees.

(2) Mr. Love also serves as a director of the Company’s subsidiaries, Santa Fe and Portsmouth. Amounts shown include $8,000 in regular board and audit 
committee fees paid by Santa Fe and $8,000 in regular board and audit committee fees paid by Portsmouth. These amounts also include $42,000 in special Hotel 
committee fees paid by Portsmouth related to the oversight of its Hotel asset. . In June 2016, the Hotel Committee was terminated.

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(3) Mr. Nance also serves as a director of the Company’s subsidiaries, Santa Fe and Portsmouth. Amounts shown include $8,000 in regular board and audit 
committee fees paid by Santa Fe and $8,000 in regular board and audit committee fees paid by Portsmouth. These amounts also include $42,000 in special Hotel 
committee fees paid by Portsmouth related to the oversight of its Hotel asset. In June 2016, the Hotel Committee was terminated.

(4) As Chief Executive Officer, the Company’s Chairman, John V. Winfield, was not paid any board, committee or meetings fees. Mr. Winfield did receive a 
total of $12,000 in regular board fees from the Company’s subsidiaries, which is reported on the Summary Compensation Table.

(5) Dollar amounts shown reflect the fair market value of $22,000 of common stock issued on July 4, 2015 pursuant to the Company’s 2007 Stock Plan.

(6) In connection with the redemption of limited partnership interests of Justice in Note 2 of the consolidated financial statements, Justice agreed to pay a total of 
$1,550,000 in fees to certain officers and directors of the Company for services rendered in connection with the redemption of partnership interests, refinancing 
of Justice’s properties and reorganization of Justice Investors. The first payment under this agreement was made concurrently with the closing of the loan 
agreements, with the remaining payments due upon Justice having adequate available cash. In fiscal 2016, Mr. Nance was paid $200,000.

Change in Control or Other Arrangements

Except for the foregoing, there are no other arrangements for compensation of Directors and there are no employment contracts between the Company and its 
Directors or any change in control arrangements.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Security Ownership of Certain Beneficial Owners.

The following table sets forth, as of August 23, 2016, certain information with respect to the beneficial ownership of Common Stock of the Company owned by
those persons or groups known by the Company to own more than five percent of the outstanding shares of Common Stock.

Name and Address
of Beneficial Owner

Amount and Nature of
Beneficial Ownership(1)

Percent
of Class(2)

John V. Winfield
10940 Wilshire Blvd. Suite 2150
Los Angeles, CA 90024

1,624,907(3)

62.1%

(1) Unless otherwise indicated and subject to applicable community property laws, each person has sole voting and investment power with respect to the shares
beneficially owned.

(2) Percentages are calculated on the basis of 2,617,726 shares of Common Stock outstanding at August 23, 2016, plus any securities that person has the right to
acquire within 60 days pursuant to options, warrants, conversion privileges or other rights.

(3) Includes 236,000 shares that Mr. Winfield has a right to acquire pursuant to vested stock options.

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Security Ownership of Management.

The following table sets forth, as of August 23, 2016, certain information with respect to the beneficial ownership of Common Stock of the Company owned by
(i) each Director and each of the named Executive Officers, and (ii) all Directors and Executive Officers as a group.

Name of
Beneficial Owner

John V. Winfield

William J. Nance

John C. Love

David C. Gonzalez

David T. Nguyen

Jerold R. Babin

Yvonne L. Murphy

Amount and Nature of
Beneficial Ownership(1)

Percent
of Class(2)

1,624,907(3)

58,591

19,161

26,769

3,000

2,282
.
2,282

62.1%

2.2%

0.7%

1.0%

*

*

*

All Directors and Executive Officers as a Group (7 persons) 

1,736,992

66.4%

* Ownership does not exceed 1%.

(1) Unless otherwise indicated and subject to applicable community property laws, each person has sole voting and investment power with respect to the shares
beneficially owned.

(2) Percentages are calculated on the basis of 2,617,726 shares of Common Stock outstanding at August 23, 2016, plus any securities that person has the right to
acquire within 60 days pursuant to options, warrants, conversion privileges or other rights.

(3) Includes 236,000 shares that Mr. Winfield has a right to acquire pursuant to vested stock options.

Changes in Control.

There are no arrangements that may result in a change in control of the Company.

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SECURITIES AUTHORIZED FOR ISSUANCE UNDER EQUITY COMPENSATION PLANS.

The  following  table  sets  forth  information  as  of  June  30,  2016  with  respect  to  compensation  plans  (including  individual  compensation  arrangements)  under
which equity securities of the Company are authorized for issuance, aggregated as follows:

Plan category

Equity compensation plans approved by security holders

Equity compensation plans not approved by security holders

Total

(a) There were 350,000 stock options outstanding as of June 30, 2016.

(b) Reflects the weighted average exercise price of all outstanding options.

Number of securities 
to be issued upon
exercise of outstanding
options, warrants and
rights
(a)

Weighted-average
exercise price of
outstanding options
warrants and 
rights
(b)

Remaining available for
future issuance under
equity compensation
plans(excluding securities
reflected in column (a))
(c)

350,000 $

None

350,000 $

16.70

N/A

16.70

101,893

None

101,893

(c) As of June 30, 2016 the Company had 22,046 shares of Common Stock available for future issuance pursuant to its 2007 Stock Compensation Plan for Non-
Employee Directors. Pursuant to the 2007 Plan, each non-employee director will receive, on July 1 of each year, an annual grant of a number of shares of 
Common Stock of the Company equal in value to $22,000 based on the fair market value of the Common Stock on the date of grant. The Company also had 
79,847 RSUs available for future issuance under the 2008 RSU Plan. As of June 30, 2016 there were no shares available for future issuance under the 2010 
Omnibus Employee Incentive Pan.

Item 13. Certain Relationships and Related Transactions, and Director Independence.

On December 4, 1998, the Compensation Committee authorized the Company to obtain whole life and split dollar insurance policies covering the Company’s 
President and Chief Executive Officer, Mr. Winfield. During fiscal 2016 and 2015, the Company paid annual premiums in the amount of approximately $85,000
for the split dollar insurance policy owned by, and the beneficiary of which is, a trust for the benefit of Mr. Winfield’s family. The Company has a secured right 
to receive, from any proceeds of the policy, reimbursement of all premiums paid prior to any payments to the beneficiary.

On June 30, 1998, the Company’s Chairman and President entered into a voting trust agreement with the Company giving the Company the power to vote his 
4.0% interest in the outstanding shares of the Santa Fe common stock.

As discussed in Note 12 – Management Agreements, effective December 1, 2013, the Partnership has a management agreement with GMP Management, Inc., a 
company owned by a Justice limited partner and a related party In June 2016, GMP resigned and the Company is currently in discussions with several national 
third party hotel management companies to replace GMP. 

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In connection with the redemption of limited partnership interests of Justice Investors, Limited Partnership described in Note 2 above, Justice Operating 
Company, LLC agreed to pay a total of $1,550,000 in fees to certain officers and directors of the Company for services rendered in connection with the 
redemption of partnership interests, refinancing of Justice’s properties and reorganization of Justice Investors. This agreement was superseded by a letter dated 
December 11, 2013 from Justice Investors, Limited Partnership, in which Justice Investors Limited Partnership assumed the payment obligations of Justice 
Operating Company, LLC. The first payment under this agreement was made concurrently with the closing of the loan agreements described in Note 2 above, 
with the remaining payments due upon Justice Investor’s having adequate available cash as described in the letter. As of June 30, 2016, $400,000 of these fees 
remain payable.

Two general partners provided services to the Partnership through December 17, 2013. On December 18, 2013, the Partnership redeemed Evon’s partnership 
interest and Portsmouth Square became the sole general partner. The Partnership’s obligation to pay Evon, Justice’s former general partner, terminated as of 
December 18, 2013. Under the terms of the Justice Partnership Agreement, its current general partner, Portsmouth, receives annual base compensation of 
$285,000, plus one percent of Hotel Revenue. During each of the years ended June 30, 2016 and 2015, total compensation paid to Portsmouth under the new 
and previous agreements was $593,000 and $565,000, respectively. Amounts paid to Portsmouth are eliminated in consolidation.

As Chairman of the Securities Investment Committee, the Company’s President and Chief Executive Officer (CEO), John V. Winfield, directs the investment 
activity of the Company in public and private markets pursuant to authority granted by the Board of Directors. Mr. Winfield also serves as Chief Executive 
Officer and Chairman of the Portsmouth and Santa Fe and oversees the investment activity of those companies. Depending on certain market conditions and 
various risk factors, the Chief Executive Officer, Portsmouth and Santa Fe may, at times, invest in the same companies in which the Company invests. Such 
investments align the interests of the Company with the interests of related parties because it places the personal resources of the Chief Executive Officer and 
the resources of the Portsmouth and Santa Fe, at risk in substantially the same manner as the Company in connection with investment decisions made on behalf 
of the Company.

The Company, its subsidiary Santa Fe and Santa Fe’s subsidiary, Portsmouth, have established performance based compensation programs for Mr. Winfield’s 
management of the securities portfolios of those companies. The performance based compensation program was approved by the disinterested members of the 
respective Boards of Directors of the Company and its subsidiaries. No performance bonus compensation was paid to Mr. Winfield for the fiscal years ended 
June 30, 2016 and 2015.

Director Independence

InterGroup’s common stock is listed on the NASDAQ Capital Market tier of the NASDAQ Stock Market LLC (“NASDAQ”). InterGroup is a Smaller 
Reporting Company under the rules and regulations of the SEC. The Board of Directors of InterGroup currently consists of five members. With the exception of 
the Company’s President and CEO, John V. Winfield, all of InterGroup’s Board of Directors consists of “independent” directors as independence is defined by 
the applicable rules of the SEC and NASDAQ. There are no members of the Company’s compensation, nominating or audit committees that do not meet those 
independence standards.

Item 14. Principal Accounting Fees and Services.

Audit Fees - The aggregate fees billed for each of the last two fiscal years ended June 30, 2016 and 2015 for professional services rendered by Burr Pilger 
Mayer, Inc., the independent registered public accounting firm for the audit of the Company’s annual financial statements and review of financial statements 
included in the Company’s Form 10-Q reports or services normally provided by the independent registered public accounting firm in connection with statutory 
and regulatory filings or engagements for those fiscal years, were as follows:

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Audit fees
Audit related fees
Tax fees
All other fees

TOTAL:

Audit Committee Pre-Approval Policies 

Fiscal Year

2016

2015

$

$

273,000 $

-
-
-

273,000
-
-
-

273,000 $

273,000

The Audit Committee shall pre-approve all auditing services and permitted non-audit services (including the fees and terms thereof) to be performed for the 
Company by its independent registered public accounting firm, subject to any de minimus exceptions that may be set for non-audit services described in Section 
10A(i)(1)(B) of the Exchange Act which are approved by the Committee prior to the completion of the audit. The Committee may form and delegate authority 
to subcommittees consisting of one or more members when appropriate, including the authority to grant pre-approvals of audit and permitted non-audit services, 
provided that decisions of such subcommittee to grant pre-approvals shall be presented to the full Committee at its next scheduled meeting. All of the services 
described herein were approved by the Audit Committee pursuant to its pre-approval policies.

None of the hours expended on the independent registered public accounting firms’ engagement to audit the Company’s financial statements for the most recent 
fiscal year were attributed to work performed by persons other than the independent registered public accounting firm’s full-time permanent employees.

Item 15. Exhibits, Financial Statement Schedules.

(a)(1) Financial Statements

PART IV

The following financial statements of the Company are included in Part II, Item 8 of this Report at
pages 31 through 60:

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets - June 30, 2016 and 2015

Consolidated Statements of Operations for Years Ended June 30, 2016 and 2015

Consolidated Statements of Shareholders’ Deficit for Years Ended June 30, 2016 and 2015

Consolidated Statements of Cash Flows for Years Ended June 30, 2016 and 2015

Notes to the Consolidated Financial Statements

(a)(2) Financial Statement Schedules

All other schedules for which provision is made in Regulation S-X have been omitted because they are not required or are not applicable or the 
required information is shown in the consolidated financial statements or notes to the consolidated financial statements.

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(a)(3) Exhibits

Set forth below is an index of applicable exhibits filed with this report according to exhibit table number.

Exhibit Number

Description

3.(i)

3.1

3.2

3.3

3.4

3.(ii)

4.

9.

10.

10.1

10.2

10.3

10.4

Articles of Incorporation:

Certificate of Incorporation, dated September 11, 1985, incorporated by reference to Exhibit 3.1 of the Company’s 
Registration Statement on Form S-4, filed on September 6, 1985 (Registration No. 33-00126) and Amendment 1 to that 
Registration Statement filed on October 23, 1985.

Restated Certificate of Incorporation, dated March 9, 1998, incorporated by reference to Exhibit 3 of the Company’s 
Amended Quarterly Report on Form 10-QSB/A for the period ended March 31, 1998, as filed on May 19, 1998.

Certificate of Amendment to Certificate of Incorporation, dated October 2, 1998, incorporated by reference to Exhibit 3 of 
the Company’s Quarterly report on Form 10-QSB for the period ended September 30, 1998, as filed on November 11, 1998.

Certificate of Amendment of Certificate of Incorporation filed with the Delaware Secretary of State on August 6, 2007, 
incorporated by reference to Exhibit 3.4 of the Company’s Annual Report on Form 10-KSB for the year ended June 30, 2007 
as filed on September 28, 2007.

Amended and Restated By-Laws of The InterGroup Corporation, effective as of December 10, 2007, incorporated by 
reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K as filed on December 12, 2007.

Instruments defining the rights of security holders including indentures*

Voting Trust Agreement: Voting Trust Agreement dated June 30, 1998 between John V. Winfield and The InterGroup 
Corporation is incorporated by reference to the        Company’s Annual Report on Form 10-KSB filed with the Commission 
on September 28, 1998.

Material Contracts:

1998 Stock Option Plan for Non-Employee Directors approved by the Board of Directors on December 8, 1998 and ratified 
by the shareholders on January 27, 1999 (incorporated by reference to the Company’s Proxy Statement on Schedule 14A 
filed with the Commission on December 21, 1998).

1998 Stock Option Plan for Selected Key Officers, Employees and Consultants approved by the Board of Directors on 
December 8, 1998 and ratified by the shareholders on January 27, 1999 (incorporated by reference to the Company’s Proxy 
Statement on Schedule 14A filed with the Commission on December 21, 1998).

The InterGroup Corporation 2007 Stock Compensation Plan for Non-Employee Directors (incorporated by reference to the 
Company’s Proxy Statement on Schedule 14A filed with the Commission on January 26, 2007).

Amended and Restated Agreement of Limited Partnership of Justice Investors, effective November 30, 2010 (incorporated 
by reference to Exhibit 10.1 to the Company’s Form 10-Q Report for the quarterly period ended December 31, 2010, filed 
with the Commission on February 11, 2011).

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10.5

10.6

10.7

10.8

10.9

10.10

10.11

10.12

10.13

10.14

10.15

General Partner Compensation Agreement, dated December 1, 2008 (incorporated by reference to Exhibit 10.2 to 
Company’s Form 10-Q Report for the quarterly period ended December 31, 2008, filed with the Commission on February 
12, 2009).

The InterGroup Corporation 2008 Restricted Stock Unit Plan, adopted by the Board of Directors on December 3, 2008, and 
ratified by the shareholders on February 18, 2009 (incorporated by reference to the Company’s Proxy Statement on Schedule 
14A, filed with the Commission on January 21, 2009).

Restricted Stock Unit Agreement, dated February 18, 2009, between The InterGroup Corporation and John V. Winfield 
(incorporated by reference to Exhibit 10.7 of the Company’s Annual Report on Form 10-K for the fiscal year ended June 30, 
2009, as filed with the Commission on October 13, 2009).

The InterGroup Corporation 2010 Omnibus Employee Incentive Plan, approved by the shareholders and adopted by the 
Board of Directors on February 24, 2010 (incorporated by reference to the Company’s Proxy Statement on Schedule 14A, 
filed with the Commission on January 27, 2010).

Employee Stock Option Agreement, dated March 16, 2010, between The InterGroup Corporation and John V. Winfield 
(incorporated by reference to Exhibit 10.9 of the Company’s report on Form 10-K for the fiscal year ended June 30, 2010, as 
filed with the Commission on September 27, 2010).

Franchise License Agreement, dated December 10, 2004, between Justice Investors and Hilton Hotels (incorporated by 
reference to Exhibit 10.10 of the Company’s amended report on Form 10-K/A for the fiscal year ended June 30, 2011, as 
filed with the Commission on August 24, 2012).

Management Agreement, dated February 2, 2012, between Justice Investors and Prism Hospitality, L.P. (incorporated by 
reference to Exhibit 10.11 of the Company’s amended report on Form 10-K/A for the fiscal year ended June 30, 2011, as 
filed with the Commission on August 24, 2012).

Management Agreement, dated August 1, 2005, between Century West Properties, Inc. and The InterGroup Corporation 
(incorporated by reference to Exhibit 10.12 of the Company’s amended report on Form 10-K/A for the fiscal year ended June
30, 2011, as filed with the Commission on August 24, 2012).

Employee Stock Option Agreement, dated February 28, 2012, between The InterGroup Corporation and John V. Winfield 
(incorporated by reference to Exhibit 10.13 of the Company’s annual report on Form 10-K for the fiscal year ended June 30, 
2014, as filed with the Commission on September 20, 2012).

Property Management Agreement, effective June 17, 2013, between R & K Interests, Inc., a California Corporation, doing 
business as Investors’ Property Services and The InterGroup Corporation (incorporated by reference to Exhibit 10.1 of the 
Company’s current report on Form 8-K as filed with the Commission on June 20, 2013).

Asset Management Agreement, effective July 1, 2013, between The InterGroup Corporation and Delta Alliance Capital 
Management, LLC, a California limited liability company (incorporated by reference to Exhibit 10.2 or the Company’s 
current report on Form 8-K as filed with the Commission on June 20, 2013).

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14.

21.

23.1

31.1

31.2

32.1

32.2

101.INS

101.SCH

101.CAL

101.DEF

101.LAB

101.PRE

Code of Ethics (filed herewith).

Subsidiaries (filed herewith)

Consent of Independent Registered Public Accounting Firm – Burr Pilger Mayer, Inc. (filed herewith).

Certification of Principal Executive Officer of Periodic Report Pursuant to Rule 13a-14(a) and Rule 15d-14(a) (filed 
herewith).

Certification of Principal Financial Officer of Periodic Report Pursuant to Rule 13a-14(a) and Rule 15d-14(a) (filed 
herewith).

Certification of Principal Executive Officer Pursuant to 18 U.S.C. Section 1350 (filed herewith).

Certification of Principal Financial Officer Pursuant to 18 U.S.C. Section 1350 (filed herewith).

XBRL Instance Document

XBRL Taxonomy Extension Schema

XBRL Taxonomy Extension Calculation Linkbase

XBRL Taxonomy Extension Definition Linkbase

XBRL Taxonomy Extension Label Linkbase

XBRL Taxonomy Extension Presentation Linkbase

* All Exhibits marked by one asterisk are incorporated herein by reference to the Trust's Registration Statement on Form S-4 as filed with the Securities and 
Exchange Commission on September 6, 1985, Amendment No. 1 to Form S-4 as filed with the Securities and Exchange Commission on October 23, 1985, 
Exhibit 14 to Form 8 Amendment No. 1 to Form 8 filed with the Securities & Exchange Commission November 1987 and Form 8 Amendment No. 1 Item 4 
filed with the Securities & Exchange Commission October 1988.

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Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf 
by the undersigned, thereunto duly authorized.

SIGNATURES

Date: September 28, 2016

Date: September 28, 2016

THE INTERGROUP CORPORATION
(Registrant)

by

by

/s/ John V. Winfield
John V. Winfield, President,
Chairman of the Board and
Chief Executive Officer

/s/ David T. Nguyen
David T. Nguyen, Treasurer
and Controller

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and 
in the capacities and on the dates indicated.

Signatures

/s/ John V Winfield
John V. Winfield

/s/ David T. Nguyen
David T. Nguyen

/s/ Jerold R. Babin
Jerold R. Babin

/s/ John C. Love
John C. Love

/s/ Yvonne L. Murphy
Yvonne L. Murphy

/s/ William J. Nance
William J. Nance

Title and Position

President, Chief Operating Officer and Chairman
of the Board (Principal Executive Officer)

Date

September 28, 2016

Treasurer and Controller (Principal Financial Officer)

September 28, 2016

Director

Director

Director

Director

79

September 28, 2016

September 28, 2016

September 28, 2016

September 28, 2016

Date: 09/28/2016 04:18 PM 
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EXHIBIT 14

THE INTERGROUP CORPORATION
CODE OF ETHICS
FOR
SENIOR FINANCIAL OFFICERS

This Code of Ethics applies to The InterGroup Corporation ("InterGroup" or the "Company") Senior Financial Officers. "Senior Financial Officers" shall 
include the principal executive officer, the principal accounting officer or controller, or persons performing similar functions, including InterGroup's President 
and Chief Executive Officer, Chief Financial Officer, Treasurer, Controller, Vice President, the Company’s Board of Directors and such other individuals as 
determined from time to time by the Audit Committee of the Company for purposes of this Code of Ethics. The Company expects all employees, in carrying out 
their job responsibilities, to act in accordance with the highest standards of personal and professional integrity, to comply with all applicable laws, and to abide 
by InterGroup's other corporate policies and procedures adopted from time to time by the Company. This Code of Ethics supplements the foregoing with respect 
to all Senior Financial Officers.

InterGroup's Senior Financial Officers will:

1. Engage in and promote honest and ethical conduct, acting with integrity and exercising at all times their best independent judgment;

2. Avoid actual or apparent conflicts of interest between personal and professional relationships and disclose to the Company's Audit Committee and 

counsel any material transaction or relationship that reasonably could be expected to give rise to such a conflict;

3. Produce full, fair, accurate, timely and understandable disclosure in reports and documents that InterGroup files with, or submits to, the Securities 

and Exchange Commission and in other public communications made by InterGroup;

4. Comply with applicable governmental laws, rules and regulations, as well as the rules and regulations of self-regulatory organizations of which 

InterGroup is a member;

5. Maintain the confidentiality of Company information, except when authorized or otherwise required to make any disclosure, and avoid the use of 

any Company information for personal advantage;

6. Promote ethical and honest behavior among employees under your supervision; and

7. Promptly report any possible violation of this Code of Ethics to the Audit Committee and the Company's counsel.

All Senior Financial Officers are prohibited from directly or indirectly taking any action to coerce, manipulate, mislead or fraudulently influence InterGroup's 
independent public accountant engaged in the performance of an audit or review of the financial statements of the Company for the purpose of rendering the 
financial statements of InterGroup misleading.

The Audit Committee of the Board of Directors shall approve any waiver or amendment of this Code of Ethics, and any such waiver or amendment shall be 
disclosed promptly as required by law and SEC regulations.

All Senior Financial Officers will be held accountable for their adherence to this Code of Ethics. Failure to observe the terms of this Code of Ethics may result 
in disciplinary action, up to and including termination of employment. Violations of this Code of Ethics may also constitute violations of law, and may result in 
civil and criminal penalties for the individual, his or her supervisor and/or InterGroup.

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If a Senior Financial Officer has any questions regarding the best course of action in a particular situation, he or she should promptly contact the Chairman of 
the Audit Committee or the Company's counsel. An individual may choose to remain anonymous in reporting any possible violation of this Code of Ethics.

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SUBSIDAIRIES OF THE INTERGROUP CORPORATION

EXHIBIT 21

(1) Intergroup Summit Hills, Inc. (incorporated on August 12, 1993 in TX)
(2) Intergroup Mariposa, Inc. (incorporated on June 23, 1994 in TX)
(3) Intergroup Arlington Arms, Inc. (incorporated on August 5, 1993 in TX)
(4) Intergroup Woodland Village, Inc. (incorporated on August 5, 1993 in OH)*
(5) Intergroup Cross Keys, Inc. (incorporated on April 1, 1994 in MO)
(6) Intergroup Bridgeton, Inc. (incorporated on May 12, 1994 in MO)
(7) Intergroup Whisperwood, Inc. (incorporated on June 20, 1994 in PA)
(8) Intergroup Entertainment Corp. (incorporated on December 23, 1993 in DE)
(9) Mutual Real Estate Corp. (incorporated on March 10, 1994 in TX)
(10) Broadview Enterprises, Inc. (incorporated April 14, 1995 in MO)
(11) Wayward, Inc. (incorporated April 18, 1995 in MO)
(12) Golden West Entertainment, Inc. (incorporated February 15, 1990 in CA)
(13) Golden West Television Productions, Inc. (incorporated September 17, 1991 in CA)
(14) Golden West Television Productions, Inc. (incorporated March 17, 1986 in NY)
(15) Intergroup Meadowbrook Gardens, Inc. (incorporated on June 23, 1994 in NJ)
(16) Intergroup Pine Lake, Inc. (incorporated on February 9, 1996 in KY)
(17) Bellagio Capital Fund, LLC (established on June 18, 1997 in NV)
(18) Healthy Planet Communications, Inc. (incorporated July 3, 1997 in CA)
(19) Santa Fe Financial Corporation (incorporated July 25, 1967 in NV)**
(20) Portsmouth Square, Inc. (incorporated July 6, 1967 in CA)***
(21) 2301 Bel-Air Equity, Inc. (incorporated May 25, 2000 in CA)
(22) 11371 Ovada Properties, Inc. (incorporated May 25, 2000 in CA)
(23) 11361 Ovada Properties, Inc. (incorporated June 1, 2000 in CA)
(24) 11680 Bellagio Properties, Inc. (incorporated May 25, 2000 in CA)
(25) North Sepulveda Properties, Inc. (incorporated June 21, 2000 in CA)
(26) 11650 Bellagio Properties, Inc. (incorporated August 17, 2000 in CA)
(27) 11720 Bellagio Properties, Inc. (incorporated January 17, 2001 in CA)
(28) 636 Acanto Properties, Inc. (incorporated February 15, 2001 in CA)
(29) 614 Acanto Properties, Inc. (incorporated November 7, 2001 in CA)
(30) Intergroup Uluniu, Inc. (incorporated August 12, 2004 in HI)****
(31) 850 Moraga Properties LLC (formed on October 19, 2010 in CA)
(32) 855 Moraga Properties LLC (formed on October 19, 2010 in CA)
(33) 11666 Bellagio Properties LLC (formed on July 8, 2015 in CA)
(34) 801 26th Street Properties LLC (formed on June 23, 2016 in CA)

Unless otherwise indicated, all subsidiaries are 100%-owned.

* The InterGroup Corporation owns 44.6% of Intergroup Woodland Village, Inc. and 55.4% is owned by Santa Fe Financial Corporation.

** Santa Fe Financial Corporation is an approximately 81.7%-owned subsidiary of The InterGroup Corporation.

*** Santa Fe owns approximately 68.8% of Portsmouth Square, Inc. and The InterGroup Corporation owns approximately 13.3% of Portsmouth Square.

**** The InterGroup Corporation owns 50% of Intergroup Uluniu, Inc. and Portsmouth Square, Inc. owns 50%.

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EXHIBIT 23.1

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We hereby consent to the incorporation by reference in the Registration Statements on Form S-8 (Registration Nos. 333-144122 and 333-167570) of The 
InterGroup Corporation of our report dated September 28, 2016, relating to the consolidated financial statements, which appear in this Form 10-K.

/s/ Burr Pilger Mayer, Inc.

San Francisco, California
September 28, 2016

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EXHIBIT 31.1

I, John V. Winfield, certify that:

1. I have reviewed this annual report on Form 10-K of The InterGroup Corporation;

CERTIFICATION

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements 
made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements and other financial information included in this report, fairly present in all material respects the financial 
condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange 
Act Rules 13a-15(e) and 15d-15(e)) and internal controls over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15(d)-15(f)) for the registrant 
and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to 

ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, 
particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our 
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the 

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal 

quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the 
registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the 
registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing equivalent functions):

(a) All significant deficiencies and material weakness in the design or operation of internal control over financial reporting which are reasonably likely 

to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control 

over financial reporting.

Date: September 28, 2016

/s/John v. Winfield
John V. Winfield
President and Chief Executive Officer
(Principal Executive Officer)

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CERTIFICATION

EXHIBIT 31.2

I, David T. Nguyen, certify that:

1. I have reviewed this annual report on Form 10-K of The InterGroup Corporation;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements 
made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements and other financial information included in this report, fairly present in all material respects the financial 
condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange 
Act Rules 13a-15(e) and 15d-15(e)) and internal controls over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15(d)-15(f)) for the registrant 
and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to 

ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, 
particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our 
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the 

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal 

quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the 
registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the 
registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing equivalent functions):

(a) All significant deficiencies and material weakness in the design or operation of internal control over financial reporting which are reasonably likely 

to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control 

over financial reporting.

Date: September 28, 2016

/s/ David T. Nguyen
David T. Nguyen
Treasurer and Controller
(Principal Financial Officer)

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EXHIBIT 32.1

Certification of Principal Executive Officer Pursuant to
18 U.S.C. Section 1350,
As Adopted Pursuant to
Section 906 of The Sarbanes-Oxley Act Of 2002

In connection with the Annual Report of The InterGroup Corporation (the "Company") on Form 10-K for the fiscal year ended June 30, 2016, as filed with the 
Securities and Exchange Commission on the date hereof (the "Report"), I, John V. Winfield, President and Chief Executive Officer of the Company, certify, 
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge, that:

(cid:120)

(cid:120)

The Report fully complies with the requirements of Section 13(a) or 5(d) of the Securities Exchange Act of 1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

/s/ John V. Winfield
John V. Winfield
President and Chief Executive Officer
(Principal Executive Officer)

Date: September 28, 2016

A signed original of this written statement required by Section 906 has been provided to The InterGroup Corporation and will be retained by The InterGroup 
Corporation and furnished to the Securities and Exchange Commission or its staff upon request.

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EXHIBIT 32.2

Certification of Principal Financial Officer Pursuant to
18 U.S.C. Section 1350,
As Adopted Pursuant to
Section 906 of The Sarbanes-Oxley Act Of 2002

In connection with the Annual Report of The InterGroup Corporation (the "Company") on Form 10-K for the fiscal year ended June 30, 2016, as filed with the 
Securities and Exchange Commission on the date hereof (the "Report"), I, David T. Nguyen, Treasurer and Controller of the Company, serving as its Principal 
Financial Officer, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, to the best of my 
knowledge, that:

(cid:120)

(cid:120)

The Report fully complies with the requirements of Section 13(a) or 5(d) of the Securities Exchange Act of 1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

/s/ David T. Nguyen
David T. Nguyen
Treasurer and Controller
(Principal Financial Officer)

Date: September 28, 2016

A signed original of this written statement required by Section 906 has been provided to The InterGroup Corporation and will be retained by The InterGroup 
Corporation and furnished to the Securities and Exchange Commission or its staff upon request.