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Tredegar Corporation

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FY2018 Annual Report · Tredegar Corporation
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30Y E A R

2018 Annual Report

 
 
 
 
 
2015

2016

2017

2018

2013

2015

2015

2016

2017

2018

1200

1000

800

600

400

200

0

50

($ in Millions)

40

30

20

10

0

Tredegar Net Sales*

$1,029 

$928

$866

$799

2015

2016

2017

2018

400

300

200

100

0

100

80

Personal Care Net Sales*

$402

60

$368

40

20

0

$288

$241

$246

$227

2015

2016

2017

2018

2015

2016

2017

2018

2013

2014

2015

2016

2017

2018

Bonnell Operating Profit
from Ongoing Operations

Tredegar Adjusted 
EBITDA*

$49

$44

$38

$30

$101

$95

$90

$69

2015

2016

2017

2018

2015

2016

2017

2018

* See Appendix for footnotes. All statements other than statements of historical facts contained in this letter, including 
statements regarding our plans, objectives and goals, and future events or results, are forward-looking statements. 
See “Forward-looking and Cautionary Statements” on page 20 of the accompanying Annual Report on Form 10-K.

Dear Shareholders,

Most weeks I email a number of quotes to my team. Hopefully the messages 
associated with respected authors resonate more powerfully than words from 
an old guy they see walking the halls. I offer the following quote as a prelude  
to a less than fascinating study of charts that track Tredegar’s recent history:

“Life can only be understood backwards, but it must be lived forwards.”

Soren Kierkegaard

“Backwards”

for this customer’s benefit have 

substantially over the past four 

Please take a moment to review 

charts 1–4 on the opposite page.  

been shuttered, written down or 

years (see chart 3). This profit 

are at risk. All of this has been 

growth has essentially offset  

disclosed and discussed over the 

the profit decline in Personal 

Personal Care

years in 10Qs, 10Ks and annual 

Care. The Bonnell team has 

Wow! While Tredegar’s overall 

meetings, but there are two key 

performed well!

sales have increased about $160 

takeaways: 1) overreliance on 

million since 2015, Personal 

one customer is very risky for 

Care’s have continued a long 

owners and employees; and 

downward trend (see charts 1 

2) when a customer focuses 

and 2). In fact, Personal Care’s 

on commoditization of supply, 

sales are down about $175 million 

it is wise to invest elsewhere, 

since 2013. What happened? 

In short, we failed to satisfy 

preferably in specialty products 

that add value for a number  

our largest customer’s needs. 

of customers.  

Tredegar lost all of its elastics 

Bonnell 

EBITDA

Adjusted EBITDA is a good 

measure of overall performance. 

This metric looks at profits 

excluding interest expenses, 

taxes, depreciation and 

amortization (non-cash expenses) 

and discrete special items. It’s 

commonly used by lenders 

and investment bankers as 

business with this customer (two 

major products manufactured 

at two locations), lost its supply 

position for topsheets in various 

geographies, and saw its position 

in other product categories 

with this customer decline. 

Consequently, plants started up 

Tredegar has invested in our 

a borrowing and enterprise 

aluminum extrusion unit during 

valuation metric. Adjusted 

the current U.S. economic 

EBITDA provides an especially 

expansion, including two 

good overview for Tredegar in 

acquisitions. The 2017 acquisition 

2018, because the recent change 

of Futura has been a valuable 

in tax rates and shifts in our 

contributor this year. Bonnell’s 

non-cash expenses have been 

operating profits have grown 

significant (see chart 4).

1

 
Tredegar Consolidated Net Debt Trends 12/31/14–12/31/18

(Total debt Less Cash & Equivalents)

200

150

100

50

0
12/31/14

1/31/15

2/28/15

3/31/15

4/30/15

5/31/15

6/30/15

7/31/15

8/31/15

9/30/15

10/31/15

11/30/15

12/31/15

1/31/16

2/29/16

3/31/16

4/30/16

5/31/16

6/30/16

7/31/16

8/31/16

9/30/16

10/31/16

11/30/16

12/31/16

1/31/17

2/28/17

3/31/17

4/30/17

5/31/17

6/30/17

7/30/17

8/31/17

9/30/17

10/31/17

11/31/17

12/31/17

1/31/18

2/28/18

3/31/18

4/30/18

5/31/18

6/30/18

7/31/18

8/31/18

9/30/18

10/31/18

11/30/18

12/31/18

Tredegar Consolidated Net Debt Trends*
(Total Debt Less Cash & Equivalents)

Futura Acquisition
02/15/17 for $88

$200

$150

$100

Net Debt as of
12/31/14: $87

$50

Net Debt as of
12/31/18: $67

12/31/14

12/31/15

12/31/16

12/31/17

12/31/18

A full reconciliation of the 

“Forwards”

changes by each business unit 

as well as corporate and other 

expenses, like pension, would 

put you to sleep. Tredegar’s story 

boils down to an improvement in 

adjusted EBITDA of $11 million 

since 2015, with Bonnell’s robust 

growth offsetting Personal Care’s 

Tomorrow is a mystery.  I try 

to refrain from pretending 

otherwise. Nevertheless, given 

our frequent disclosures about 

the certainty of continued losses 

of large chunks of sales in our 

polyethylene film segment, I offer 

sharp decline and two other units 

the following:

Similarly, we expect our profits to 

decline in Surface Protection in 

2019 due to the continuation of a 

customer’s shift to an alternative 

solution. However, we are seeing 

strong interest in our new 

products and new customers are 

contributing at a meaningfully 

greater rate as time marches on. 

Consequently, I am optimistic 

(Terphane and Surface Protection) 

The erosion of our Personal Care 

that this unit will resume growth 

up modestly.

Net Debt

I include this chart to simply 

remind everyone that our balance 

sheet is very strong, and we have 

generated cash at a rate that 

exceeds capital reinvestment, 

dividends and acquisitions over 

recent years. In 2018, Tredegar’s 

net debt dropped $48 million (see 

chart above).

business will continue in 2019. 

in 2020.

We expect ongoing operating 

profit for this unit to be in the 

red for the next two years.  

Investments in new elastics lines 

and R&D in support of all hygiene 

product lines will hopefully turn 

this unit around, such that we 

will return to profitability in a 

reasonable timeframe and build a 

growing specialty business with a 

diversified customer base.

Strategic Shifts

All five business units have 

made significant changes in 

their strategies over the past 

three years. Business plan titles 

(themes) include names like 

“Beacon,” “Polaris,” and “Everest.” 

These shifts all emphasize 

increasing the value we provide 

our customers, strong investment 

in new products and customer 

diversification.

2

So, what does all this boil down 

track record. Having served on 

Thank you

to? The future will always 

Tredegar’s board for about two 

be a mystery, but I offer two 

years, John should hit the ground 

generalizations. First, just as we 

running. We are fortunate to 

experienced a significant earnings 

have a leader of his caliber  

setback in 2016 in large part due 

and experience.

I owe a huge debt of gratitude 

to a long list of people who have 

stepped up to support me and 

Tredegar over the years. Our 

employees, my team and my 

to a loss of business in Personal 

Care, I expect 2019 earnings to 

be weaker than 2018. Second, as 

the strategies, investments, new 

products and new customers gain 

momentum, I am hopeful we will 

have established a platform for 

good growth. This hope is in some 

part based on recent momentum 

we have seen in Terphane and 

improved prospects for Bright 

View, resulting from a shift to new 

products and applications.

Leadership

I am looking forward to my role 

on the Board after transitioning 

from CEO this spring. I feel 

extraordinarily good about our 

new CEO, John Steitz.  John is a 

humble man with an outstanding 

set of skills and an exemplary 

I regret that John’s first year 

bosses, the directors, have made 

involves a slowdown in the PE 

my job a pleasure. I tip my hat to 

Films segment. However, I am 

all Tredegar colleagues, with  

very comfortable that John and 

a special thanks to John Steitz for  

our leadership teams will build 

stepping up and Bill Gottwald for  

his guidance, wisdom and patience.

In conclusion, I’d like to 

acknowledge that in July, Tredegar 

will celebrate its 30th year as an 

independent public company. 

Seems like just yesterday I was 

ringing a bell on Wall Street. Time 

is a frightening, relentless illusion 

through which we learn.

on the progress in place. The 

strategies provide pathways 

for value creation. Our people 

are talented and motivated.  

The balance sheet provides 

flexibility. Tredegar has generated 

outstanding cash flow through 

many initiatives, including 

much improved working 

capital. This should continue.  

Of particular comfort to me is 

Tredegar’s enhanced governance. 

Our outstanding board and 

management teams are fully 

John D. Gottwald

empowered through a culture 

President and Chief Executive Officer 

and formal guidelines that ensure 

openness and transparency. But… 

the future is a mystery!

3

Financial Highlights

FINANCIAL SUMMARY
Years Ended December 31

(In millions, except per-share data)
NET INCOME AND DILUTED EARNINGS PER SHARE 
Net income as reported (continuing ops)
After-tax effects of:
  PE Films goodwill impairment
  Terphane asset impairment loss
  Tax benefit from Terphane worthless stock deductions
  Unrealized gain associated with investment in kaléo

(Gains) losses associated with plant shutdowns, other asset impairments  
  and restructurings
(Gains) losses from sale of assets and other

Income from ongoing operations1

Diluted earnings per share as reported (continuing ops)
After-tax effects per diluted share of:
  PE Films goodwill impairment
  Terphane asset impairment loss
  Tax benefit from Terphane worthless stock deductions
  Unrealized gain associated with investment in kaléo

(Gains) losses associated with plant shutdowns, other asset impairments  
  and restructurings
(Gains) losses from sale of assets and other

2018

2017

$  24.8

$  38.3

38.2
—
—
(23.9)

3.8
4.4

$  47.3

$ 

.75

1.15
—
—
(.72)

.12
.13

—
87.2
(61.4)
(24.0)

1.3
(11.3)

$  30.1

$  1.16

—
2.65
(1.86)
(.73)

.04
(.35)

Diluted earnings per share from ongoing operations1

$  1.43

$ 

.91

ONGOING OPERATIONS
PE Films:
  Net sales2
  Ongoing operating profit
  Adjusted EBITDA3
  Depreciation and amortization
  Capital expenditures
Flexible Packaging Films:
  Net sales2
  Ongoing operating profit
  Adjusted EBITDA3
  Depreciation and amortization
  Capital expenditures
Aluminum Extrusions:
  Net sales2
  Ongoing operating profit
  Adjusted EBITDA3
  Depreciation and amortization
  Capital expenditures

FINANCIAL POSITION AND OTHER DATA
Net Debt4
Cash dividends declared per share
Shares outstanding at end of period
Shares used to compute diluted earnings (loss) per share

See appendix for footnotes. 

$ 332.5
36.2
51.1
15.5
22.0

  123.8
9.9
11.2
1.3
5.4

573.1
48.6
65.5
16.9
13.0

67.1
.44
33.2
33.1

$ 352.5
41.5
55.9
14.6
15.0

  108.4
(2.6)
7.8
10.4
3.6

466.8
43.5
58.5
15.1
25.7

115.5
.44
33.0
33.0

4

 
 
 
 
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 10-K

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2018

OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from              to             

Commission File Number 1-10258

TREDEGAR CORPORATION
(Exact name of registrant as specified in its charter)

Virginia

(State or other jurisdiction
of incorporation or organization)

1100 Boulders Parkway,
Richmond, Virginia
(Address of principal executive offices)

54-1497771

(I.R.S. Employer
Identification No.)

23225
(Zip Code)

Registrant’s telephone number, including area code: 804-330-1000
Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class
Common Stock

Name of Each Exchange on Which Registered
New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:
None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.    Yes  

    No  

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.    Yes  

    No  

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the 
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for at least the past 
90 days.    Yes  

No  

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 
232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes  

    No  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405 of this chapter) is not contained herein, and will not be 
contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to 
this Form 10-K 

.

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth 
company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange 
Act. (Check one):

Large accelerated filer

Accelerated filer

Smaller reporting company

Non-accelerated filer

  (Do not check if a smaller reporting company)

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised 
financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).    Yes  

    No  

Aggregate market value of voting and non-voting common equity held by non-affiliates of the registrant as of June 30, 2018 (the last business day of the registrant’s most 
recently completed second fiscal quarter): $608,660,223*

Number of shares of Common Stock outstanding as of January 31, 2019:  33,176,024 (33,189,073 as of June 30, 2018)

*

In determining this figure, an aggregate of 7,288,638 shares of Common Stock beneficially owned by Floyd D. Gottwald, Jr., John D. Gottwald, William M. Gottwald and the members of their immediate
families has been excluded because the shares are deemed to be held by affiliates.  The aggregate market value has been computed based on the closing price in the New York Stock Exchange on June 30, 2018.

Documents Incorporated By Reference

Portions of the Tredegar Corporation Proxy Statement for the 2019 Annual Meeting of Shareholders (the “Proxy Statement”) are incorporated by reference into Part III of this Form 10-K.

 
 
 
 
 
 
 
Index to Annual Report on Form 10-K
Year Ended December 31, 2018

Business

Part I
Item 1.
Item 1A. Risk Factors
Item 1B. Unresolved Staff Comments
Item 2.

Properties

Legal Proceedings

Item 3.
Item 4. Mine Safety Disclosures

Part II
Item 5. Market for Tredegar’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity

Securities

Selected Financial Data

Item 6.
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 7A. Quantitative and Qualitative Disclosures About Market Risk
Item 8.

Financial Statements and Supplementary Data

Changes In and Disagreements With Accountants on Accounting and Financial Disclosure

Item 9.
Item 9A. Controls and Procedures
Item 9B. Other Information

Part III
Item 10. Directors, Executive Officers and Corporate Governance
Item 11. Executive Compensation
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
Item 13. Certain Relationships and Related Transactions, and Director Independence
Item 14. Principal Accounting Fees and Services

Part IV
Item 15. Exhibits and Financial Statement Schedules
Item 16. Form 10-K Summary

Page

1-4

5-10

11

11

11

11

12-13

14-19

20-42

42

42

42

42-45

45

46

47
47

47

47

48-98

98

 
 
 
Item 1. 

BUSINESS

Description of Business

PART I

Tredegar Corporation (“Tredegar”), a Virginia corporation incorporated in 1988, is engaged, through its subsidiaries, in 
the manufacture of polyethylene (“PE”) plastic films, polyester (“PET”) films and aluminum extrusions.  Unless the context 
requires otherwise, all references herein to “Tredegar,” “the Company,” “we,” “us” or “our” are to Tredegar Corporation and its 
consolidated subsidiaries. 

The Company's reportable business segments are PE Films, Flexible Packaging Films and Aluminum Extrusions. 

PE Films

PE Films manufactures plastic films, elastics and laminate materials primarily utilized in personal care materials, surface 

protection films, and specialty and optical lighting applications.  These products are manufactured at facilities in the United 
States (“U.S.”), The Netherlands, Hungary, China, Brazil and India.  PE Films competes in all of its markets on the basis of 
product innovation, quality, service and price.

Personal Care. Tredegar’s Personal Care unit is a global supplier of apertured, elastic and embossed films, laminate materials, 
and polyethylene and polypropylene overwrap films for personal care markets, including:

•  Apertured film and laminate materials for use as topsheet in feminine hygiene products, baby diapers and adult 

incontinence products (including materials sold under the Sure&Soft™, ComfortAire™, ComfortFeel™ and FreshFeel™ 
brand names);

•  Elastic materials for use as components for baby diapers, adult incontinence products and feminine hygiene products 

(including components sold under the ExtraFlex™ and FlexAire™ brand names);

•  Three-dimensional apertured film transfer layers for baby diapers and adult incontinence products sold under the 

AquiSoft™, AquiDry® and AquiDry Plus™ brand names;

•  Thin-gauge films that are readily printable and convertible on conventional processing equipment for overwrap for 

bathroom tissue and paper towels; and

• 

Polypropylene films for various industrial applications, including tape and automotive protection.

In 2018, 2017 and 2016, personal care materials accounted for approximately 22%, 27% and 30% of Tredegar’s 

consolidated net sales (sales less freight) from continuing operations, respectively.

Surface Protection. Tredegar’s Surface Protection unit produces single- and multi-layer surface protection films sold under the 
UltraMask®, ForceField™, ForceField PEARL®  and Pearl A™ brand names.  These films are used in high-technology 
applications, most notably protecting high-value components of flat panel displays used in televisions, monitors, notebooks, 
smart phones, tablets, e-readers, automobiles and digital signage, during the manufacturing and transportation process.  In 
2018, 2017 and 2016, surface protection films accounted for approximately 10%, 11% and 11%, respectively, of Tredegar’s 
consolidated net sales from continuing operations.

Bright View Technologies.  Tredegar’s Bright View Technologies unit designs and manufactures a range of advanced film-
based components that provide specialized functionality for the global engineered optics market.  By leveraging multiple 
platforms, including film capabilities and its patented microstructure technology, Bright View Technologies offers high 
performance solutions for a variety of LED-based applications such as lighting, consumer electronics, automotive, and other 
optical management markets.  

1

  
PE Films’ net sales by market segment over the last three years is shown below:

% of PE Films Net Sales by Market Segment *

Personal Care

Surface Protection

Bright View

Total

2018
68%

30%

2%

100%

2017

70%

28%

2%

100%

2016

72%

25%

3%

100%

*  See previous discussion by market segment for comparison of net sales to the Company’s consolidated net

sales for each of the years presented.

Raw Materials. The primary raw materials used by PE Films in films are low density, linear low density and high density 
polyethylene and polypropylene resins.  These raw materials are obtained from domestic and foreign suppliers at competitive 
prices.  PE Films believes that there will be an adequate supply of polyethylene and polypropylene resins in the foreseeable 
future.  PE Films also buys polypropylene-based nonwoven fabrics based on the resins previously noted and styrenic block 
copolymers, and it believes there will be an adequate supply of these raw materials in the foreseeable future.

Customers. PE Films sells to many branded product producers throughout the world, with the top five customers, collectively, 
comprising 66%, 68% and 69% of its net sales in 2018, 2017 and 2016, respectively.  Its largest customer is The Procter & 
Gamble Company (“P&G”).  Net sales to P&G totaled $107 million in 2018, $122 million in 2017 and $129 million in 2016 
(these amounts include film sold to third parties that converted the film into materials used with products manufactured by 
P&G). For additional information, see “Item 1A. Risk Factors”.

Flexible Packaging Films

Flexible Packaging Films is comprised of Terphane Holdings LLC (“Terphane”).  Flexible Packaging Films produces 
PET-based films for use in packaging applications that have specialized properties, such as heat resistance, strength, barrier 
protection and the ability to accept high-quality print graphics.  These differentiated, high-value films are primarily 
manufactured in Brazil and sold in Latin America and the U.S. under the Terphane® and Sealphane® brand names.  Major end 
uses include food packaging and industrial applications.  In 2018, 2017 and 2016, Flexible Packaging Films accounted for 
approximately 12%, 12% and 14%, respectively, of Tredegar’s consolidated net sales from continuing operations.  Flexible 
Packaging Films competes in all of its markets on the basis of product quality, service and price.

Raw Materials. The primary raw materials used by Flexible Packaging Films to produce polyester resins are purified 
terephthalic acid (“PTA”) and monoethylene glycol (“MEG”).  Flexible Packaging Films also purchases additional polyester 
resins directly from suppliers.  All of these raw materials are obtained from domestic Brazilian suppliers and foreign suppliers 
at competitive prices, and Flexible Packaging Films believes that there will be an adequate supply of polyester resins as well as 
PTA and MEG in the foreseeable future. 

Aluminum Extrusions

The William L. Bonnell Company, Inc., known in the industry as Bonnell Aluminum, and its operating divisions, 

AACOA, Inc. and Futura Industries Corporation (“Futura”) (together “Aluminum Extrusions”), produce high-quality, soft-alloy 
and medium-strength aluminum extrusions primarily for building and construction, automotive, consumer durables, machinery 
and equipment, electrical and distribution markets.  Aluminum Extrusions manufactures mill (unfinished), anodized and 
painted (finished) and fabricated aluminum extrusions for sale directly to fabricators and distributors.  It also sells branded 
flooring trims and aluminum framing systems through its Futura operating division.  Aluminum Extrusions competes primarily 
on the basis of product quality, service and price.  Sales are made predominantly in the U.S. 

2

The end-uses in each of Aluminum Extrusions’ primary market segments include: 

Major Markets

End-Uses

Building & construction - nonresidential

Building & construction - residential

Automotive

Consumer durables

Machinery & equipment

Commercial windows and doors, curtain walls, storefronts
and entrances, walkway covers, ducts, louvers and vents,
office wall panels, partitions and interior enclosures,
acoustical walls and ceilings, point of purchase displays,
pre-engineered structures, and flooring trims

Shower and tub enclosures, railing and support systems,
venetian blinds, swimming pools and storm shutters

Automotive and light truck structural components, spare
parts, after-market automotive accessories, grills for heavy
trucks, travel trailers and recreation vehicles

Furniture, pleasure boats, refrigerators and freezers,
appliances and sporting goods

   Material handling equipment, conveyors and conveying 
systems, medical equipment, and aluminum framing 
systems (TSLOTSTM)

Distribution (metal service centers specializing in stock and
release programs and custom fabrications to small
manufacturers)

Various custom profiles including storm shutters, pleasure
boat accessories, theater set structures and various standard
profiles (including rod, bar, tube and pipe)

Electrical

Lighting fixtures, solar panels, electronic apparatus and
rigid and flexible conduits

Aluminum Extrusions’ net sales by market segment over the last three years is shown below: 

% of Aluminum Extrusions Net Sales by Market Segment*

Building and construction:

Nonresidential

Residential

Automotive

Specialty:

Consumer durables

Machinery & equipment

Electrical

Distribution

2018

51%

8%

8%

12%

7%

7%

7%

2017

51%

9%

8%

12%

7%

7%

6%

2016

59%

6%

9%

11%

6%

3%

6%

Total
*Includes Futura as of its acquisition date of February 15, 2017.

100%

100%

100%

In 2018, 2017 and 2016, nonresidential building and construction accounted for approximately 28%, 26% and 27% of 

Tredegar’s consolidated net sales from continuing operations, respectively.

Raw Materials. The primary raw materials used by Aluminum Extrusions consist of aluminum ingot, aluminum scrap and 
various alloys, which are purchased from domestic and foreign producers in open-market purchases and under short-term 
contracts.  Aluminum Extrusions believes that it has adequate supply agreements for aluminum and other required raw 
materials and supplies in the foreseeable future.

3

 
  
  
  
  
  
  
 
 
General

Intellectual Property. Tredegar considers patents, licenses and trademarks to be significant to PE Films.  On December 31, 
2018, PE Films held 273 patents (including 63 U.S. patents), licenses under patents owned by third parties,  and 109 registered 
trademarks (including 8 U.S. registered trademarks).  Flexible Packaging Films held 1 U.S. patent and 14 registered trademarks 
(including 2 U.S. registered trademarks).  Aluminum Extrusions held no U.S. patents and 2 U.S. registered trademarks. On 
December 31, 2018, these patents had remaining terms in the range of 1 to 20 years. 

Research and Development. Tredegar’s spending for research and development (“R&D”) activities in 2018, 2017 and 2016 
was primarily related to PE Films.  PE Films has technical centers in Durham, North Carolina; Richmond, Virginia; and Terre 
Haute, Indiana.  Flexible Packaging has a technical center in Bloomfield, New York.  R&D spending by the Company was 
approximately $18.7 million, $18.3 million and $19.1 million in 2018, 2017 and 2016, respectively. 

Backlog. Backlogs are not material to the operations in PE Films or Flexible Packaging Films. Overall backlog for continuing 
operations in Aluminum Extrusions was approximately $67.6 million at December 31, 2018 compared to approximately $46.2 
million at December 31, 2017, an increase of $21.4 million, or approximately 46%.  Net sales for Aluminum Extrusions, which 
the Company believes is cyclical in nature, were $573.1 million in 2018, $466.8 million in 2017 and $360.1 million in 2016. 

Government Regulation. U.S. laws concerning the environment to which the Company’s domestic operations are or may be 
subject include, among others, the Clean Water Act, the Clean Air Act, the Resource Conservation and Recovery Act, the 
Occupational Safety and Health Act, the National Environmental Policy Act, the Toxic Substances Control Act, the 
Comprehensive Environmental Response, Compensation and Liability Act (“CERCLA”), regulations promulgated under these 
acts, and other federal, state or local laws or regulations governing environmental matters.  Compliance with these laws is an 
important consideration because Tredegar uses hazardous materials in some of its operations, is a generator of hazardous waste, 
and wastewater from the Company’s operations is discharged to various types of wastewater management systems.  Under 
CERCLA and other laws, Tredegar may be subject to financial exposure for costs associated with waste management and 
disposal, even if the Company fully complies with applicable environmental laws.

The U.S. Environmental Protection Agency has adopted regulations under the Clean Air Act relating to emissions of 
carbon dioxide and other greenhouse gases (“GHG”), including mandatory reporting and permitting requirements. Several of 
the Company’s manufacturing operations result in emissions of carbon dioxide or GHG and are subject to the current GHG 
regulations.  The Company’s compliance with these regulations has yet to require significant expenditures.  The cost of 
compliance with any future GHG legislation or regulations is not presently determinable, but Tredegar does not anticipate 
compliance to have a material adverse effect on its consolidated financial condition, results of operations and cash flows based 
on information currently available.

Tredegar is also subject to the governmental regulations in the countries where it conducts business.

At December 31, 2018, the Company believes that it was in material compliance with all applicable environmental laws, 

regulations and permits in the U.S. and other countries where it conducts business.  Environmental standards tend to become 
more stringent over time.  In addition, consumer preferences, ongoing health, safety and environmental studies on plastics and 
resins and other related legislative initiatives may adversely affect Tredegar’s business.  In order to maintain substantial 
compliance with such standards, the Company may be required to incur additional expenditures, the amounts and timing of 
which are not presently determinable but which could be significant, in constructing new facilities or in modifying existing 
facilities.  Furthermore, failure to comply with current or future laws and regulations could subject Tredegar to substantial 
penalties, fines, costs and expenses.

Employees. Tredegar employed approximately 3,200 people at December 31, 2018.

Available Information and Corporate Governance Documents. Tredegar’s Internet address is www.tredegar.com.  The 
Company makes available, free of charge through its website, its annual report on Form 10-K, quarterly reports on Form 10-Q, 
current reports on Form 8-K and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the 
Securities Exchange Act of 1934, as amended (the “Exchange Act”), as soon as reasonably practicable after such documents are 
electronically filed with, or furnished to, the Securities and Exchange Commission (“SEC”).  Information filed electronically 
with the SEC can be accessed on its website at www.sec.gov.  In addition, the Company’s Corporate Governance Guidelines, 
Code of Conduct and the charters of the Audit, Executive Compensation, and Nominating and Governance Committees are 
available on Tredegar’s website and are available in print, without charge, to any shareholder upon request by contacting 
Tredegar’s Corporate Secretary at 1100 Boulders Parkway, Richmond, Virginia 23225.  The information on or that can be 
accessed through the Company’s website is not, and shall not be deemed to be, a part of this Annual Report on Form 10-K for 
the year ended December 31, 2018 (“Form 10-K”) or incorporated into other filings it makes with the SEC. 

4

Item 1A.  RISK FACTORS

There are a number of risks and uncertainties that could have a material adverse effect on the Company’s consolidated 
financial condition, results of operations, or cash flows.  The following risk factors should be considered, in addition to the 
other information included in this Form 10-K, when evaluating Tredegar and its businesses.

PE Films

• 

• 

• 

PE Films is highly dependent on sales associated with its top five customers, the largest of which is P&G.  PE Films’ 
top five customers comprised approximately 21%, 26% and 29% of Tredegar’s consolidated net sales, in 2018, 2017 and 
2016, respectively, with net sales to P&G alone comprising approximately 10%, 13% and 16% in 2018, 2017 and 2016, 
respectively.  The loss or significant reduction of sales associated with one or more of these customers without 
replacement by new business could have a material adverse effect on the Company.  Other factors that could adversely 
affect the business include, by way of example, (i) failure by a key customer to achieve success or maintain share in 
markets in which they sell products containing PE Films’ materials, (ii) key customers using products developed by others 
that replace PE Films’ business with such customer, (iii) delays in a key customer rolling out products utilizing new 
technologies developed by PE Films and (iv) operational decisions by a key customer that result in component 
substitution, inventory reductions and similar changes.  While PE Films is undertaking efforts to expand its customer 
base, there can be no assurance that such efforts will be successful, or that they will offset any delay or loss of sales and 
profits associated with these large customers.

In recent years, PE Films lost substantial sales volume due to product transitions and incurred other sales losses 
associated with various customers.  During October 2018, the Personal Care component of PE Films completed 
negotiations with a customer regarding a previously disclosed significant product transition. The total annual sales that 
will be adversely impacted by this product transition is approximately $70 million.  During 2019, the Company expects 
sales for the product of $30 to $35 million with the potential for no sales thereafter.  Any actions that the Company takes 
to reduce fixed costs to partially mitigate the decline in variable contribution that will accompany the decline in sales will 
depend on the level of success that Personal Care has with replacing the lost business with new products and business. 

Personal Care has increased its annual R&D spending by approximately $5 million since 2014, reaching $12 million in 
2018.  Personal Care is also investing capital and is accelerating sales and marketing efforts to capture growth and 
diversify its customer base and product offerings in personal care products, but there can be no assurance that such efforts 
will be successful or that they will offset any loss of business due to product transitions. 

The Personal Care component of PE Films had operating profit from ongoing operations plus depreciation and 
amortization in the fourth quarter of 2018 of $3.1 million.  As a result of the decline in sales from the significant product 
transition discussed above, the Company expects operating profit from ongoing operations plus depreciation and 
amortization for this component of approximately negative $1.5 million during the first half of 2019.  Personal Care 
projects its operating profit from ongoing operations plus depreciation and amortization to turn positive in the second half 
of 2019 assuming production and sales growth targets are achieved. 

PE Films also anticipates that a portion of its film used in surface protection applications will be made obsolete by future 
customer product transitions to less costly alternative processes or materials.  These transitions could possibly be fully 
implemented by the fourth quarter of 2019.  When fully implemented, the Company estimates that the annualized adverse 
impact on future operating profit from this customer shift will be approximately $11 million.  In response, the Company is 
aggressively pursuing new surface protection products, applications and customers, but there can be no assurance that 
such efforts will be successful or that they will offset any loss of business due to product transitions. 

PE Films and its customers operate in highly competitive markets.  PE Films competes on product innovation, quality, 
price and service, and its businesses and their customers operate in highly competitive markets.  Global market conditions 
continue to exacerbate the Company’s exposure to margin compression due to competitive forces, especially as certain 
products move into the later stages of their product life cycles.  In addition, the changing dynamics of consumer products 
retailing, including the impact of on-line retailers such as Amazon, is creating price and margin pressure on the customers 
of PE Films’ personal care business.  While PE Films continually works to identify new business opportunities with new 
and existing customers, primarily through the development of new products with improved performance and/or cost 
characteristics, there can be no assurances that such efforts will be successful or that they will offset business lost from 
competitive dynamics or customer product transitions.

Our cost saving initiatives may not achieve the results we anticipate.  PE Films has undertaken and will continue to 
undertake cost reduction initiatives to consolidate certain production, improve operating efficiencies and generate cost 
savings. PE Films cannot be certain that it will be able to complete these initiatives as planned or that the estimated 
operating efficiencies or cost savings from such activities will be fully realized or maintained over time. In addition, PE 

5

• 

• 

• 

Films may not be successful in moving production to other facilities or timely qualifying new production equipment.  
Failure to complete these initiatives could adversely affect PE Films’ financial condition, results of operations and cash 
flows. 

Failure of PE Films’ customers, who are subject to cyclical downturns, to achieve success or maintain market share 
could adversely impact PE Films’ sales and operating margins.  PE Films’ plastic films serve as components for, or are 
used in the production of, various consumer products sold worldwide.  A customer’s ability to successfully develop, 
manufacture and market those products is integral to PE Films’ success.  Also, consumers of premium products made with 
or using PE Films’ components may shift to less premium or less expensive products, reducing the demand for PE Films’ 
plastic films.  Cyclical downturns may negatively affect businesses that use PE Films’ plastic film products, which could 
adversely affect sales and operating margins.

The Company’s inability to protect its intellectual property rights or its infringement of the intellectual property rights 
of others could have a material adverse impact on PE Films.  PE Films operates in an industry where its significant 
customers and competitors have substantial intellectual property portfolios.  The continued success of PE Films’ business 
depends on its ability not only to protect its own technologies and trade secrets, but also to develop and sell new products 
that do not infringe upon existing patents or threaten existing customer relationships.  Intellectual property litigation is 
very costly and could result in substantial expense and diversions of Company resources, both of which could adversely 
affect its consolidated financial condition, results of operations and cash flows.  In addition, there may be no effective 
legal recourse against infringement of the Company’s intellectual property by third parties, whether due to limitations on 
enforcement of rights in foreign jurisdictions or as a result of other factors. 

An unstable economic environment could have a disruptive impact on PE Films’ supply chain.  Certain raw materials 
used in manufacturing PE Films’ products are sourced from single suppliers, and PE Films may not be able to quickly or 
inexpensively re-source from other suppliers.  The risk of damage or disruption to its supply chain may increase if and 
when different suppliers consolidate their product portfolios, experience financial distress or disruption of manufacturing 
operations (such as, for example, the impact of hurricanes on petrochemical production).  Failure to take adequate steps to 
effectively manage such events, which are intensified when a product is procured from a single supplier or location, could 
adversely affect PE Films’ consolidated financial condition, results of operations and cash flows, as well as require 
additional resources to restore its supply chain.

Flexible Packaging Films

• 

• 

Overcapacity in Latin American polyester film production and a history of uncertain economic conditions in Brazil 
could adversely impact the financial condition, results of operations and cash flows of Flexible Packaging Films. 
Competition in Brazil, Terphane’s primary market, has been exacerbated by global overcapacity in the polyester industry 
generally, and by particularly acute overcapacity in Latin America.  Additional PET capacity from a competitor in Latin 
America came on line in 2017.  These factors have resulted in significant competitive pricing pressures and U.S. Dollar 
equivalent margin compression. 

For flexible packaging films produced in Brazil, costs for operations in Brazil have been adversely impacted by inflation 
in Brazil that is higher than in the U.S.  Flexible Packaging Films is exposed to additional foreign exchange translation 
risk because almost 90% of Flexible Packaging Films’ Brazilian sales are quoted or priced in U.S. Dollars while a large 
part of its Brazilian costs are quoted or priced in Brazilian Real.  This mismatch, together with a variety of economic 
variables impacting currency exchange rates, causes volatility that could negatively or positively impact operating profit 
for Flexible Packaging Films.  While Flexible Packaging Films hedges this exposure on a short-term basis with foreign 
exchange forward rate contracts, the exposure continues to exist beyond the hedging periods.

Governmental failure to extend anti-dumping duties in Brazil on imported products or prevent competitors from 
circumventing such duties could adversely impact Flexible Packaging Films.  In recent years, excess global capacity in 
the industry has led to increased competitive pressures from imports into Brazil.  The Company believes that these 
conditions have shifted the competitive environment from a regional to a global landscape and have driven price 
convergence and lower product margins for Flexible Packaging Films. Favorable anti-dumping rulings or countervailing 
duties are in effect for products imported from China, Egypt, India, Mexico, UAE and Turkey.  In January 2018, the 
Brazilian government opened new anti-dumping investigations for products imported from Peru and Bahrain. 
Competitors not currently subject to anti-dumping duties may choose to utilize their excess capacity by selling product in 
Brazil, which may result in pricing pressures that Flexible Packaging Films may not be able to offset with cost savings 
measures and/or manufacturing efficiency initiatives.  There can be no assurance that efforts to impose anti-dumping 
constraints on products imported to Brazil from Peru and Bahrain, or to extend duties beyond 2020 on products imported 
from certain other countries, will be successful.

6

Aluminum Extrusions

• 

• 

• 

• 

• 

• 

Sales volume and profitability of Aluminum Extrusions is cyclical and seasonal and highly dependent on economic 
conditions of end-use markets in the U.S., particularly in the construction sector.  Aluminum Extrusions’ end-use 
markets can be cyclical and subject to seasonal swings in volume.  Because of the capital intensive nature and level of 
fixed costs inherent in the aluminum extrusions business, the percentage drop in operating profits in a cyclical downturn 
will likely exceed the percentage drop in volume.  In addition, during an economic slowdown, excess industry capacity 
often drives increased pricing pressure in many end-use markets as competitors protect their position with key customers.  
Any benefits associated with cost reductions and productivity improvements may not be sufficient to offset the adverse 
effects on profitability from pricing and margin pressure and higher bad debts (including a greater chance of loss 
associated with customers defaulting on fixed-price forward sales contracts) that usually accompany a downturn.  In 
addition, higher energy costs can further reduce profits unless offset by price increases or cost reductions and productivity 
improvements.

Failure to prevent competitors from circumventing anti-dumping and countervailing duties, or a reduction in such 
duties, could adversely impact Aluminum Extrusions.  As of April 2017, the antidumping duty and countervailing duty 
orders on aluminum extrusions from China will remain in place until the next five-year review of the orders.  Chinese and 
other overseas manufacturers continue to try to circumvent the antidumping and countervailing orders to avoid duties.  A 
failure by, or the inability of, U.S. trade officials to curtail efforts to circumvent these duties, or the potential reduction of 
applicable duties pursuant to annual reviews of the orders, could have a material adverse effect on the financial condition, 
results of operations and cash flows of Aluminum Extrusions. 

The imposition of tariffs or duties on imported aluminum products could significantly increase the price of Aluminum 
Extrusions’ main raw material, which could adversely impact demand for its products.  In March 2018, the U.S. 
imposed tariffs of 10% on aluminum ingot and semi-finished aluminum imported into the U.S. from certain countries, 
including countries from which Bonnell Aluminum has historically sourced aluminum supplies.  These tariffs have 
increased the cost of aluminum ingot used by Bonnell Aluminum to make its products.  For the vast majority of its 
business, Bonnell Aluminum expects to be able to pass through higher aluminum costs to customers.  However, sustained 
higher costs for aluminum extrusions could result in reduced demand and product substitutions in place of aluminum 
extrusions, which could materially and negatively affect Bonnell Aluminum’s business and results of operations. 

Competition from China could increase significantly if China is granted market economy status by the World Trade 
Organization.  China has launched a formal complaint at the World Trade Organization challenging its non-market 
economy status, claiming that as of December 11, 2016, China’s transition period as a non-market economy under its 
Accession Protocol to the World Trade Organization ended.  China believes with respect to all Chinese-made products 
that it should receive market economy status and the rights attendant to that status under World Trade Organization rules.  
The U.S. and the European Union have each rejected that interpretation.  If China is granted market economy status, the 
extent to which the U.S. antidumping laws will be able to limit unfair trade practices from China will likely be limited 
because the U.S. government will be forced to utilize Chinese prices and costs that do not reflect market principles in 
antidumping duty investigations involving China, which could ultimately limit the level of antidumping duties applied to 
unfairly traded Chinese imports.  The volume of unfairly traded imports of Chinese aluminum extrusions could increase 
as a result and this, in turn, would likely create substantial pricing pressure on Aluminum Extrusions’ products and could 
have a material adverse effect on the financial condition, results of operations and cash flows of Aluminum Extrusions. 

The markets for Aluminum Extrusions’ products are highly competitive with product quality, service, delivery 
performance and price being the principal competitive factors.  Aluminum Extrusions has approximately 1,400 
customers that are in a variety of end-use markets within the broad categories of building and construction, distribution, 
automotive and other transportation, machinery and equipment, electrical and consumer durables.  No single customer 
exceeds 4% of Aluminum Extrusions’ net sales. Future success and prospects depend on Aluminum Extrusions’ ability to 
provide superior service, high quality products, timely delivery and competitive pricing to retain existing customers and 
participate in overall industry cross-cycle growth.  Failure in any of these areas could lead to a loss of customers, which 
could have an adverse material effect on the financial condition, results of operations and cash flows of Aluminum 
Extrusions.

Aluminum Extrusions may not have sufficient capacity to meet its growth targets and service all of its customers.  
Aluminum Extrusions’ ability to grow and service existing customers is closely tied to having sufficient capacity.  In 
recent years, increased demand, primarily from the nonresidential building and construction sector, has substantially 
increased Aluminum Extrusions’ average capacity utilization.  

7

General

• 

The Company has identified material weaknesses in its internal control over financial reporting at December 31, 2017 
and 2018.  The Company’s failure to establish and maintain effective internal control over financial reporting and to 
maintain effective disclosure controls and procedures increases the risk of a material misstatement in its consolidated 
financial statements, and its failure to meet its reporting and financial obligations, which in turn could have a negative 
impact on its financial condition.

Maintaining effective internal control over financial reporting is necessary for the Company to produce reliable financial 
statements.  As discussed in Item 9A. “Controls and Procedures,” the Company’s management concluded that the 
Company’s internal control over financial reporting was not effective as of December 31, 2017 or December 31, 2018, as 
a result of certain deficiencies that were determined to constitute material weaknesses in the Company’s internal control 
over financial reporting.  

Under standards established by the Public Company Accounting Oversight Board (“PCAOB”), a material weakness is 
defined as a deficiency, or a combination of deficiencies, in internal control over financial reporting such that there is a 
reasonable possibility that a material misstatement of the annual or interim financial statements will not be prevented or 
detected on a timely basis.  Under the criteria set forth in Internal Control - Integrated Framework 2013 issued by the 
Committee of Sponsoring Organizations of the Treadway Commission, a material weakness in the design of monitoring 
controls indicates that the Company has not sufficiently developed and/or documented internal controls by which 
management can review and oversee the Company’s financial information to detect and correct material errors or that the 
personnel responsible for performing the review did not have the sufficient skill set or knowledge of the subject matter to 
perform a proper assessment.

As discussed in Item 9A. “Controls and Procedures,” to remediate the material weaknesses, the Company, with the 
assistance of its outside consultant, is in the process of implementing certain changes to its internal controls and 
reviewing the entire control environment to help ensure that there are no other material weaknesses.  The Company 
believes that its remediation plan will be sufficient to remediate the identified material weaknesses and strengthen its 
internal control over financial reporting.  However, remediation of the identified material weaknesses and strengthening 
the Company’s internal control environment will require a substantial effort throughout 2019, and those efforts may 
extend beyond 2019. As the Company continues to evaluate and work to improve its internal control over financial 
reporting and disclosure controls and procedures, management may determine to take additional measures to address 
control deficiencies or determine to modify the remediation plan.  The Company cannot assure you, however, when it will 
remediate such weaknesses, nor can it be certain of whether additional actions will be required or the costs of any such 
actions. Moreover, the Company cannot assure you that additional material weaknesses will not arise in the future.

While the material weaknesses discussed in Item 9A. “Controls and Procedures” did not result in material misstatements 
of the Company’s financial statements as of and for the year ended December 31, 2017 or December 31, 2018, or any 
interim period during 2017 or 2018, any failure to remediate the material weaknesses, or the development of new material 
weaknesses in its internal control over financial reporting, could result in material misstatements in the Company’s 
consolidated financial statements and cause it to fail to meet its reporting and financial obligations, which in turn could 
have a negative impact on its financial condition.

• 

• 

Tredegar has an underfunded defined benefit (pension) plan.  Tredegar sponsors a pension plan that covers certain 
hourly and salaried employees in the U.S. The plan was substantially frozen to new participants in 2007, and frozen to 
benefit accruals for active participants in 2014.   As of December 31, 2018, the plan was underfunded under U.S. 
generally accepted accounting principles (“GAAP”) measures by $81.9 million. Tredegar expects that it will be required 
to make a cash contribution of approximately $8.1 million to its underfunded pension plan in 2019, and may be required 
to make higher cash contributions in future periods depending on the level of interest rates and investment returns on plan 
assets. 

Noncompliance with any of the covenants in the Company’s $400 million revolving credit facility, which matures in 
March of 2021, could result in all debt under the agreement outstanding at such time becoming due and limiting its 
borrowing capacity, which could have a material adverse effect on consolidated financial condition and liquidity.  The 
credit agreement governing Tredegar’s revolving credit facility contains restrictions and financial covenants that, if 
violated, could restrict the Company’s operational and financial flexibility. Failure to comply with these covenants could 
result in an event of default, which if not cured or waived, would result in all outstanding debt under the credit facility at 
such time becoming due, which could have a material adverse effect on the Company’s consolidated financial condition 
and liquidity. 

8

• 

• 

• 

Tredegar’s performance is influenced by costs incurred by its operating companies, including, for example, the cost of 
raw materials and energy.  These costs include, without limitation, the cost of resin (the raw material on which PE Films 
primarily depends), PTA and MEG (the raw materials on which Flexible Packaging Films primarily depends), aluminum 
(the raw material on which Aluminum Extrusions primarily depends), natural gas (the principal fuel necessary for 
Aluminum Extrusions’ plants to operate), electricity and diesel fuel.  Resin, aluminum and natural gas prices are volatile 
as shown in the charts in the Quantitative and Qualitative Disclosures section.  The Company attempts to mitigate the 
effects of increased costs through price increases and contractual pass-through provisions, but there are no assurances that 
higher prices can effectively be passed through to customers or that Tredegar will be able to offset fully or on a timely 
basis the effects of higher raw material and energy costs through price increases or pass-through arrangements.  Further, 
the Company’s cost control efforts may not be sufficient to offset any increases in raw material, energy or other costs. 

Tredegar may not be able to successfully integrate strategic acquisitions.  Acquisitions involve special risks, including, 
without limitation, meeting revenue, margin, working capital and capital expenditure expectations that substantially drive 
valuation, diversion of management’s time and attention from existing businesses, the potential assumption of 
unanticipated liabilities and contingencies and potential difficulties in integrating acquired businesses and achieving 
anticipated operational improvements.  Acquired businesses may not achieve expected results. 

Tredegar is subject to various environmental laws and regulations and could become exposed to material liabilities 
and costs associated with such laws.  The Company is subject to various environmental obligations and could become 
subject to additional obligations in the future.  Changes in environmental laws and regulations, or their application, 
including those relating to global climate change and plastic products, could subject Tredegar to significant additional 
capital expenditures and operating expenses.  Moreover, future developments in federal, state, local and international 
environmental laws and regulations are difficult to predict.  Environmental laws have become and are expected to 
continue to become increasingly strict.  As a result, Tredegar expects to be subject to new environmental laws and 
regulations.  However, any such changes are uncertain and, therefore, it is not possible for the Company to predict with 
certainty the amount of additional capital expenditures or operating expenses that could be necessary for compliance with 
respect to any such changes.  See Government Regulation in “Item 1. Business” for a further discussion of this risk 
factor. 

•  Material disruptions at one of the Company’s major manufacturing facilities could negatively impact financial results.  

Tredegar believes its facilities are operated in compliance with applicable local laws and regulations and that the 
Company has implemented measures to minimize the risks of disruption at its facilities.  Such a disruption could be a 
result of any number of events: an equipment failure with repairs requiring long lead times, labor stoppages or shortages, 
cybersecurity attacks, utility disruptions, constraints on the supply or delivery of critical raw materials, and severe 
weather conditions.  A material disruption in one of the Company’s operating locations could negatively impact 
production and its consolidated financial condition, results of operations and cash flows. 

• 

• 

An inability to renegotiate the Company’s collective bargaining agreements could adversely impact its consolidated 
financial condition, results of operations and cash flows.  Some of the Company’s employees are represented by labor 
unions under various collective bargaining agreements with varying durations and expiration dates.  Tredegar may not be 
able to satisfactorily renegotiate collective bargaining agreements when they expire, which could result in strikes or work 
stoppages or higher labor costs.  In addition, existing collective bargaining agreements may not prevent a strike or work 
stoppage at the Company’s facilities in the future.  Any such work stoppages (or potential work stoppages) could 
negatively impact Tredegar’s ability to manufacture its products and adversely affect its consolidated financial condition, 
results of operations and cash flows. 

Tredegar’s valuation of its $7.5 million cost-basis investment in kaléo is volatile and uncertain. Tredegar uses the fair 
value method to account for its fully-diluted ownership interest of approximately 20% in kaleo, Inc. (“kaléo”), a privately 
held specialty pharmaceutical company.  There is no active secondary market for buying or selling stock in kaléo.  The 
Company’s fair value estimates can fluctuate materially between reporting periods, primarily due to variances in its 
performance versus expectations and changes in the valuation of guideline public companies as measured by their 
enterprise value-to-EBITDA (earnings before interest, taxes, depreciation and amortization) multiples.  Additionally, the 
estimated fair value of the Company’s investment in kaléo could decline.  Kaléo’s first product, an epinephrine auto-
injector, was licensed to Sanofi-Aventis U.S. LLC (“Sanofi”) in 2009.  Sanofi commenced commercial sales in the first 
quarter of 2013.  Kaléo subsequently developed and commenced commercial sales of its second product, a naloxone auto-
injector (“Evzio”), in the third quarter of 2014.  Public pressure to lower the price of pharmaceutical products continues to 
mount, which could affect the price at which kaléo sells its products.  The U.S. Department of Justice began an 
investigation of kaléo’s Evzio business in 2018, the impact of which on kaléo and on the value of the Company’s interest 
in kaléo cannot yet be estimated with any certainty.  See Note 4 to the Notes to Financial Statements (“Note 4”) for more 
information.

9

• 

• 

Rising trade tensions.  A significant portion of the Company’s business involves imports to and from the U.S. and other 
countries where the Company produces and sells its products.  Trade tensions have been rising between the U.S. and other 
countries, particularly China.  An increase in tariffs and other trade barriers between the U.S. and China, or between the 
U.S. and other countries, could cause an increase in the cost of the Company’s products or otherwise negatively impact 
the production and sale of the Company’s products in world markets.

A failure in the Company’s information technology systems as a result of cybersecurity attacks or other causes could 
negatively affect Tredegar’s business.  The Company depends on information technology (“IT”) to record and process 
customers' orders, manufacture and ship products in a timely manner, secure its production processes and know-how, and 
maintain the financial accuracy of its business records. An IT system failure due to computer viruses, internal or external 
security breaches, cybersecurity attacks, or other malicious causes could disrupt our operations and prevent us from being 
able to process transactions with our customers, operate our manufacturing facilities and properly report transactions in a 
timely manner. Increased global IT security threats and cyber-crime pose a potential risk to the security and availability of 
the Company’s IT systems, networks, and services, including those that are managed, hosted, provided, or used by third 
parties, as well as to the confidentiality, availability, and integrity of the Company’s data. To date, interruptions of the 
Company’s IT systems have been infrequent and have not had a material impact on the Company’s operations.  A 
significant protracted failure of or security breach of the IT systems, networks, or service providers the Company relies 
upon, or a loss or disclosure of business or other sensitive information, as a result of a cybersecurity incident or other 
cause, could result in damage to the Company’s reputation and legal challenges, and adversely affect our results of 
operations, financial condition or cash flows. 

10

Item 1B. 

UNRESOLVED STAFF COMMENTS

None.

Item 2. 

PROPERTIES

General

Most of the improved real property and the other assets used in the Company’s operations are owned.  Certain of the 
owned property is subject to an encumbrance under the Company’s revolving credit facility (see Note 11 for more information).  
Tredegar considers the manufacturing facilities, warehouses and other properties and assets that it owns or leases to be in 
generally good condition.  Capacity utilization at its various manufacturing facilities can vary with product mix and normal 
fluctuations in sales levels.  The Company believes that its PE Films and Flexible Packaging Films manufacturing facilities 
have sufficient capacity to meet current production requirements.  Bonnell Aluminum’s average capacity utilization during the 
fourth quarter of 2018 was in excess of 90%. Tredegar’s corporate headquarters, which is leased, is located at 1100 Boulders 
Parkway, Richmond, Virginia 23225.

The Company’s principal manufacturing plants and facilities as of December 31, 2018 are listed below:

PE Films

Locations in the U.S.
Lake Zurich, Illinois
Durham, North Carolina  (technical 
center and production facility) 
(leased)

Pottsville, Pennsylvania
Richmond, Virginia  (technical center) 

(leased)

Terre Haute, Indiana  (technical center 

and production facility)

Flexible Packaging Films

   Locations Outside the U.S.
   Guangzhou, China

Kerkrade, The Netherlands
Pune, India
Rétság, Hungary
São Paulo, Brazil

   Principal Operations
   Production of plastic films,

elastics and laminate materials

Locations in the U.S.

   Locations Outside the U.S.

   Principal Operations

Bloomfield, New York  (technical center 

   Cabo de Santo Agostinho, Brazil

   Production of PET-based films

and production facility)

   Principal Operations

Production of aluminum
extrusions, fabrication and
finishing

Aluminum Extrusions

Locations in the U.S.
Carthage, Tennessee
Elkhart, Indiana
Newnan, Georgia
Niles, Michigan
Clearfield, Utah (leased)

Item 3. 

LEGAL PROCEEDINGS

None.

Item 4. 

MINE SAFETY DISCLOSURES

None.

11

  
  
  
PART II

Item 5. 

MARKET FOR TREDEGAR’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND 
ISSUER PURCHASES OF EQUITY SECURITIES

Market Prices of Common Stock and Shareholder Data

Tredegar’s common stock is traded on the New York Stock Exchange (“NYSE”) under the ticker symbol “TG”. There 

were 33,176,024 shares of common stock held by 1,948 shareholders of record on December 31, 2018.

The following table shows the reported high and low closing prices of Tredegar’s common stock by quarter for the past 

two years. 

First quarter

Second quarter

Third quarter

Fourth quarter

2018

2017

High

Low

High

Low

$

20.25

$

15.60

$

25.00

$

24.60

26.25

21.56

16.99

20.60

15.00

17.65

18.35

20.20

16.50

14.90

14.85

18.20

The closing price of Tredegar’s common stock on March 11, 2019 was $17.21.

Dividend Information

Tredegar has paid a dividend every quarter since becoming a public company in July 1989.  During the past three years, 

the Company paid quarterly dividends of 11 cents per share in each quarter of 2016, 2017 and 2018.

All decisions with respect to the declaration and payment of dividends will be made by the Board of Directors (“Board”) 
in its sole discretion based upon earnings, financial condition, anticipated cash needs, restrictions in the Company’s revolving 
credit facility and other such considerations as the Board deems relevant.  See Note 11 for the restrictions on the payment of 
dividends contained in the Company’s revolving credit agreement related to aggregate dividends permitted.

Issuer Purchases of Equity Securities

On January 7, 2008, Tredegar announced that its Board approved a share repurchase program whereby management is 

authorized at its discretion to purchase, in the open market or in privately negotiated transactions, up to 5 million shares of the 
Company’s outstanding common stock.  The authorization has no time limit.  Tredegar did not repurchase any shares in the 
open market or otherwise in 2018, 2017 or 2016 under this standing authorization.  The maximum number of shares remaining 
under this standing authorization was 1,732,003 at December 31, 2018.

12

 
 
Comparative Tredegar Common Stock Performance

The following graph compares cumulative total shareholder returns for Tredegar, the S&P SmallCap 600 Stock Index (an 

index comprised of companies with market capitalizations similar to Tredegar) and the Russell 2000 Index for the five years 
ended December 31, 2018.  Tredegar is part of both the S&P SmallCap 600 Index and Russell 2000 Index. 

COMPARISON OF 5 YEAR CUMULATIVE TOTAL RETURN*
Among Tredegar Corporation, the S&P SmallCap 600 Index, and the Russell 2000 Index

*$100 invested on 12/31/13 in stock or index, including reinvestment of dividends.
Fiscal year ending December 31.

Copyright© 2019 Standard & Poor's, a division of S&P Global. All rights reserved.
Copyright© 2019 Russell Investment Group. All rights reserved.

Quarterly Information

Tredegar does not generate or distribute quarterly reports to its shareholders.  Information on quarterly results can be 
obtained from the Company’s website, www.tredegar.com.  In addition, Tredegar files quarterly, annual and other information 
electronically with the SEC, which can be accessed on its website at www.sec.gov.

13

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Item 7. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATIONS

Forward-looking and Cautionary Statements

Some of the information contained in this Form 10-K may constitute “forward-looking statements” within the meaning of 

the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995.  When using the words “believe,” 
“estimate,” “anticipate,” “expect,” “project,” “likely,” “may” and similar expressions, Tredegar does so to identify forward-
looking statements.  Such statements are based on then current expectations and are subject to a number of risks and 
uncertainties that could cause actual results to differ materially from those addressed in the forward-looking statements.  It is 
possible that actual results and financial condition may differ, possibly materially, from the anticipated results and financial 
condition indicated in or implied by these forward-looking statements.  Accordingly, you should not place undue reliance on 
these forward-looking statements.  For risks and important factors that could cause actual results to differ from expectations, 
refer to the reports that Tredegar files with or furnishes the SEC from time-to-time, including the risks and important factors set 
forth in “Risk Factors” in Part I, Item 1A of this Form 10-K.  Readers are urged to review and consider carefully the disclosures 
Tredegar makes in the reports Tredegar files with or furnishes to the SEC.  Tredegar does not undertake, and expressly 
disclaims any duty, to update any forward-looking statement to reflect any change in management’s expectations or any change 
in conditions, assumptions or circumstances on which such statements are based, except as required by applicable law. 

General

Executive Summary

Tredegar is a manufacturer of polyethylene (“PE”) plastic films, polyester films, and aluminum extrusions. Descriptions 

of all the Company’s businesses are provided in the Business section.  

Sales were $1.1 billion in 2018 compared to $961.3 million in 2017.  Net income was $24.8 million ($0.75 per diluted 

share) in 2018, compared with $38.3 million ($1.16 per diluted share) in 2017.  

The 2018 results include:

•  An after-tax impairment of the total goodwill balance of PE Films’ Personal Care division was recorded in the amount 
of $38.2 million ($1.15 per share after-tax).  See the Customer Product Transitions in Personal Care and Surface 
Protection section below and Note 8 for more details; and

•  An unrealized after-tax gain on the Company’s investment in kaléo of $23.9 million ($0.72 per share), which is 

accounted for under the fair value method (see Note 4 for more details);

The 2017 results include:

•  An unrealized after-tax gain on the Company’s investment in kaléo of $24.0 million ($0.73 per share);

•  An after-tax gain of $11.9 million ($0.36 per share) from the settlement of an escrow agreement related to the 

Terphane acquisition in 2011 (see Note 17 for more details);

•  An income tax benefit of $61.4 million ($1.86 per share) associated with the write-off of the stock basis of Terphane 
Limitada, Terphane’s Brazilian subsidiary, and Terphane’s U.S. subsidiary, Terphane Inc., computed at the 35% U.S. 
corporate federal income tax rate in effect in 2017 ($56.6 million ($1.72 per share) when reduced for the deductions 
applicable to the 21% U.S. corporate federal income tax rate effective in 2018 under the Tax Cuts and Jobs Act (the 
“TCJA”)) (see Note 16 for more details);

•  An income tax benefit from the adjustment of deferred income tax liabilities as a result of the reduction of U.S. federal 

corporate income tax rates effective in 2018 and other law changes of $4.4 million ($0.13 per share) (see Note 16 for 
more details); and

•  An after-tax write-down of the assets of Flexible Packaging Films of $87.2 million ($2.65 per share) (see Note 17 for 

more details).

Other losses associated with plant shutdowns, asset impairments and restructurings and gains and losses on the sale of 
assets, and other items are described in Note 17.  Net sales (sales less freight) and operating profit from ongoing operations are 
the measures of sales and operating profit used by the chief operating decision maker of each segment for purposes of assessing 
performance.  See the table in Note 5 for a presentation of Tredegar’s net sales and operating profit by segment for the years 
ended December 31, 2018 and 2017.

20

PE Films

A summary of operating results for PE Films is provided below: 

(In thousands, except percentages)
Sales volume (lbs)

Net sales

Operating profit from ongoing operations

Year Ended
December 31

2018

2017

123,583

332,488

36,181

$

$

138,999

352,459

41,546

$

$

Favorable/
(Unfavorable)

% Change

(11.1)%

(5.7)%

(12.9)%

Net sales in 2018 decreased by $20.0 million versus 2017 primarily due to:

•  The volume decline in Personal Care was primarily related to topsheet business lost from competitive pressures in 
North America, Europe and Asia, including at the Shanghai, China, facility that was shut down in the fourth 
quarter of 2018.  A small portion of the volume decline was associated with the start of the previously disclosed 
customer product transition discussed below.  Volume for elastics products in Personal Care increased year-over-
year.

• 

Slightly lower sales in Surface Protection caused by lower volume and the adverse impact of quality claims, 
partially offset by higher volume-based selling prices. 

Operating profit from ongoing operations in 2018 decreased by $5.4 million versus 2017 primarily due to: 

•  Lower contribution to profits from Personal Care, primarily due to lower volume and unfavorable product mix 

($9.3 million), partially offset by volume-based higher selling pricing ($2.2 million), lower fixed and selling, 
general and administrative costs ($1.1 million), the timing of resin cost passthroughs ($0.7 million), productivity 
improvements ($0.3 million) and net favorable impact from the change in U.S. Dollar value of currencies for 
operations outside of the U.S. ($0.8 million);      

•  Lower contribution to profits from Surface Protection, primarily due to lower volumes and unfavorable product 

mix ($4.1 million), the adverse impact of quality claims ($1.3 million), higher fixed and other manufacturing costs 
($1.6 million), higher research and development spending and selling, general and administrative costs ($0.4 
million) and higher freight costs ($0.5 million), partially offset by volume-based higher selling prices ($4.4 
million); and  

•  Realized cost savings associated with the North American consolidation of our PE Films manufacturing facilities 

completed in 2017 ($2.4 million).         

In June 2018, the Company announced plans to close its facility in Shanghai, China, which primarily produced topsheet 

films used as components for personal care products.  Production ceased at this plant during the fourth quarter of 2018.  Net 
annual cash savings from consolidating operations is projected at $1.7 million. Additional information on costs associated with 
exit and disposal activities (currently estimated at $5.0 million) and other details are available in Note 17. 

Customer Product Transitions in Personal Care and Surface Protection

During October 2018, the Personal Care component of PE Films completed negotiations with a customer regarding a 

previously disclosed significant product transition. The total annual sales that will be adversely impacted by this product 
transition is approximately $70 million.  During 2019, the Company expects sales for the product of $30 to $35 million with the 
potential for no sales thereafter.  Any actions that the Company takes to reduce fixed costs to partially mitigate the decline in 
variable contribution that will accompany the decline in sales will depend on the level of success that Personal Care has with 
replacing the lost business with new products and business.  

Personal Care has increased its annual R&D spending by approximately $5 million since 2014, reaching $12 million in 

2018. Personal Care is also investing capital and is accelerating sales and marketing efforts to capture growth and diversify its 
customer base and product offerings. 

The Personal Care component of PE Films had operating profit from ongoing operations plus depreciation and 
amortization in the fourth quarter of 2018 of $3.1 million.  As a result of the decline in sales from the significant product 
transition discussed above, the Company expects operating profit from ongoing operations plus depreciation and amortization 
for this component of approximately negative $1.5 million during the first half of 2019.  Personal Care projects its operating 

21

profit from ongoing operations plus depreciation and amortization to turn positive in the second half of 2019 assuming 
production and sales growth targets are achieved. 

Because of the significance of the customer transition discussed above, the Company performed an asset recoverability 
test and goodwill impairment analysis for the Personal Care component of PE Films.  The Company’s analysis concluded that 
the fair value of the Personal Care reporting unit was less than its carrying value. Accordingly, the goodwill associated with 
Personal Care of $46.8 million ($38.2 million after deferred income tax benefits) was written off during the third quarter of 
2018. 

The Surface Protection component of PE Films supports manufacturers of optical and other specialty substrates used in 

flat panel display products. These films are primarily used by customers to protect components of displays in the manufacturing 
and transportation processes and then discarded.

The Company previously reported the risk that a portion of its film products used in surface protection applications will 

be made obsolete by possible future customer product transitions to less costly alternative processes or materials.  These 
transitions could possibly be fully implemented by the fourth quarter of 2019.  When fully implemented, the Company 
estimates that the annualized adverse impact on future operating profit from this customer shift will be approximately $11 
million. The Company is aggressively pursuing new surface protection products, applications and customers.

Capital Expenditures and Depreciation

Capital expenditures in PE Films were $22.0 million in 2018 compared to $15.0 million in 2017. The Company’s business 
plans for 2019 include projected capital expenditures of approximately $45 million including: $12 million of a total $25 million 
needed to complete the North American capacity expansion for elastics products and $9 million for other projects to support 
next generation elastics in Personal Care; $5 million in Personal Care in support of topsheet products; $4 million for a new 
scale-up line in Surface Protection to improve development and speed to market for new products; $5 million for other 
development projects; and $10 million for capital expenditures required to support continuity of current operations.   

From 2016 to 2018, the Company spent annually on average approximately $15 million less than originally planned for 
capital expenditures.  Actual capital expenditures in 2019 will depend on approval of specific capital project requests and will 
consider progress towards replacing lost business with new products and business in Personal Care.

Depreciation expense was $15.4 million in 2018 and $14.5 million in 2017.  Depreciation expense is projected to be $16 

million in 2019. 

Flexible Packaging Films

A summary of operating results for Flexible Packaging Films is provided below:

(In thousands, except percentages)
Sales volume (lbs)
Net sales
Operating profit (loss) from ongoing operations

$
$

2018

2017

98,994
123,830
9,892

$
$

89,325
108,355
(2,626)

Year Ended
December 31

Favorable/
(Unfavorable)

% Change

10.8%
14.3%
n/a

Net sales in 2018 increased versus 2017 primarily due to higher sales volume and increased selling prices associated with 
the pass-through of higher resin costs.  The higher sales volume was supported by increased production capacity  for Brazilian 
operations resulting from the re-start in June 2018 of a previously idled production line. 

Terphane had operating profit from ongoing operations in 2018 of $9.9 million versus an operating loss from ongoing 

operations in 2017 of $2.6 million.  The resulting favorable change of $12.5 million for the period was primarily due to: 

• 

Significantly lower depreciation and amortization of $8.9 million resulting from the $101 million non-cash asset 
impairment loss recognized in the fourth quarter of 2017;

•  A benefit from higher volume ($5.5 million) and favorable tax incentives ($1.3 million), partially offset by the 

unfavorable impact of mix and higher resin costs, net of higher selling prices ($2.2 million);      

22

 
•  Higher fixed and other manufacturing costs and selling, general and administrative costs, primarily related to 

higher volume ($2.0 million);       

• 

Favorable foreign currency translation of Real-denominated operating costs ($3.2 million), which was offset by a 
$1.7 million loss on foreign currency forward contracts that partially hedged Real-denominated operating costs; 
and  

•  Unfavorable net foreign currency transaction impact ($0.6 million) resulting from foreign currency transaction 

losses of $0.8 million in 2018 and losses of $0.2 million in 2017.              

Capital Expenditures, Depreciation & Amortization

Capital expenditures in Flexible Packaging were $5.4 million in 2018 compared to $3.6 million in 2017.  Capital 

expenditures are projected to be $13 million in 2019, including $7 million for new capacity for value-added products and 
productivity projects and $6 million for capital expenditures required to support continuity of current operations.  Depreciation 
expense was $0.8 million in 2018 and $7.5 million in 2017.  Depreciation expense is projected to be $1 million in 2019.  
Amortization expense was $0.4 million in 2018 and $3.0 million in 2017, and is projected to be $0.5 million in 2019.  
Depreciation and amortization expense projections in 2018 were significantly lower than 2017 due to the non-cash write-down 
of Terphane’s long-lived assets during the fourth quarter of 2017. 

Aluminum Extrusions

A summary of operating results for Aluminum Extrusions is provided below:

(In thousands, except percentages)
Sales volume (lbs)*
Net sales
Operating profit from ongoing operations

2018
190,696
573,126

48,613

$

$

2017
176,269
466,833

43,454

$

$

Year Ended
December 31

Favorable/
(Unfavorable)

% Change

8.2%
22.8%

11.9%

*Sales volume for the years ended December 31, 2018 and 2017 excludes sales volume of 33,170 lbs. and 23,166 lbs., respectively,

associated with Futura, which was acquired on February 15, 2017.

Net sales in 2018 increased versus 2017 primarily due to higher volume and an increase in average selling prices from the 

pass-through of higher market-driven raw material costs.  Futura contributed $102.5 million of net sales in 2018 versus $71.0 
million for the 10½ months owned during 2017.  Excluding the impact of Futura, the increase in net sales was the result of 
higher sales volume ($32.4 million), an increase in average selling prices as noted above ($31.7 million) and improved mix 
($10.8 million).

Volume on an organic basis, (which excludes the impact of the Futura acquisition) increased by 8.2% in 2018 versus 2017 

due to higher volume in all of Aluminum Extrusion’s primary markets.  Overall average capacity utilization during the fourth 
quarter of 2018 was in excess of 90%.  Bookings and backlog at the end of 2018 remained strong.

Operating profit from ongoing operations in 2018 increased by $5.2 million in comparison to 2017.  Excluding the 
favorable profit impact of owning Futura for a full twelve-month period ($2.8 million) and the benefit for inventories accounted 
for under the LIFO method in the fourth quarter of 2018, as noted above ($2.3 million), operating profit from ongoing 
operations increased $0.1 million, primarily due to:  

•  Higher volume ($5.1 million) and favorable mix ($5.8 million), which were offset by higher employee-related 

costs ($5.2 million), higher supplies and maintenance ($2.3 million), higher freight ($1.7 million), higher utilities, 
primarily in the first quarter of 2018 at the Newnan, Georgia facility ($0.9 million), and higher depreciation ($0.9 
million).

 The Company continues to focus on fixing inefficiencies associated with the new extrusion line at its Niles, Michigan 
plant and estimates that operating profit from ongoing operations in 2018 would have been higher by $3 million if not for these 
inefficiencies.  These inefficiencies are reflected in the higher costs noted above.     

Capital Expenditures and Depreciation & Amortization

Capital expenditures for Aluminum Extrusions were $13.0 million in 2018 compared to $25.7 million in 2017.  Capital 

expenditures are projected to be $18 million in 2019, including approximately $9 million for infrastructure upgrades at the 

23

 
 
Carthage, Tennessee facility and other productivity improvement projects, and approximately $8 million for capital 
expenditures required to support continuity of current operations. Depreciation expense was $13.4 million in 2018 compared to 
$11.9 million in 2017 and is projected to be $13 million in 2019.  Amortization expense was $3.4 million in 2018 and $3.1 
million in 2017 and is projected to be $4 million in 2019.

Corporate Expenses, Investments, Interest and Income Taxes

Pension expense was $10.3 million in 2018, an unfavorable change of $0.2 million from 2017.  Most of the impact on 
earnings from lower pension expense is reflected in “Corporate expenses, net” in the Operating Profit table in Note 5.  Pension 
expense is projected to be $9.6 million in 2019.  Corporate expenses, net, decreased in 2018 versus 2017 primarily due to lower 
business development and environmental costs, partially offset by higher stock-based employee benefit costs.

Interest expense decreased to $5.7 million in 2018 from $6.2 million in 2017, primarily due to lower average debt levels, 

partially offset by higher interest rates in 2018.

During 2018, the Company recognized consolidated income tax expense of $11.5 million based on pretax income of 
$36.4 million.  During 2017, the Company recognized a consolidated income tax benefit of $53.2 million based on pretax loss 
of $14.9 million.  Information on the significant differences between the effective tax rate for income and the U.S. federal 
statutory rate for 2018 and 2017 are further detailed in the effective income tax rate reconciliation provided in Note 16. 

Total debt was $101.5 million at December 31, 2018, compared to $152.0 million at December 31, 2017.  Net debt (debt 
in excess of cash and cash equivalents) was $67.1 million at December 31, 2018, compared to $115.5 million at December 31, 
2017.  The decline in net debt includes the impact of U.S. federal income tax refunds of $26 million received in 2018.  Net debt 
is calculated as follows:

(In millions)
Debt

Less: Cash and cash equivalents

Net debt

December 31, 2018

December 31, 2017

$

$

101.5

$

34.4

67.1

$

152.0

36.5

115.5

Net debt, a financial measure that is not calculated or presented in accordance with GAAP, is not intended to represent 

debt as defined by GAAP, but is utilized by management in evaluating financial leverage and equity valuation.  The Company 
believes that investors also may find net debt helpful for the same purposes.  Consolidated net capitalization and other credit 
measures are provided in the Financial Condition section.

Critical Accounting Policies

In the ordinary course of business, the Company makes a number of estimates and assumptions relating to the reporting of 

results of operations and financial position in the preparation of financial statements in conformity with GAAP.  Actual results 
could differ significantly from those estimates under different assumptions and conditions.  The Company believes the 
following discussion addresses its critical accounting policies.  These policies require management to exercise judgments that 
are often difficult, subjective and complex due to the necessity of estimating the effect of matters that are inherently uncertain.

Impairment and Useful Lives of Long-lived Identifiable Assets and Goodwill

The Company assesses its long-lived identifiable assets for impairment when events or circumstances indicate that their 

carrying value may not be recoverable from future cash flows.  Any necessary impairment charges are recorded when the 
Company does not believe the carrying value of the long-lived asset(s) will be recoverable.  Tredegar also reassesses the useful 
lives of its long-lived assets based on changes in the business and technologies.

The Company assesses goodwill for impairment when events or circumstances indicate that the carrying value may not be 

recoverable, or, at a minimum, on an annual basis (December 1st of each year).  When assessing goodwill for impairment, 
accounting guidance allows the Company to first perform a qualitative assessment about the likelihood of the carrying value of 
a reporting unit exceeding its fair value, referred to as the "Step 0" assessment. The Step 0 assessment requires the evaluation of 
certain qualitative factors, including macroeconomic conditions, industry and market considerations, cost factors and overall 
financial performance, as well as company and reporting unit factors. If the Company's Step 0 analysis indicates that it is more 
likely than not that the fair value of a reporting unit is less than the carrying amount, then the Company would perform a 
quantitative impairment test. 

24

As of December 31, 2018, the Company applied the Step 0 assessment to its PE Films’ Surface Protection operating unit 
and Aluminum Extrusions’ AACOA operating unit, which both had fair values significantly in excess of their carrying amounts 
when tested in 2017.  The Company's Step 0 analysis in 2018 of the reporting units concluded that it is not more likely than not 
that the fair value of the reporting unit is less than its carrying amount. Therefore, the quantitative goodwill impairment test for 
these reporting units was not necessary in 2018.

Goodwill for Surface Protection and AACOA totaled $57.3 million and $13.7 million, respectively, at December 31, 

2018.  The goodwill of AACOA is associated with its October 2012 acquisition. 

Goodwill in the amount of $10.4 million from Aluminum Extrusions acquisition of Futura in February 2017, was tested 

for impairment at the annual testing date, with the estimated fair value of this reporting unit exceeding the carrying value of its 
net assets at December 1, 2018. 

In assessing the recoverability of goodwill and long-lived identifiable assets, the Company primarily estimates fair value 
using discounted cash flow analysis and comparative enterprise value-to-EBITDA (earnings before interest, taxes, depreciation 
and amortization) multiples.  These calculations require management to make assumptions regarding estimated future cash 
flows, discount rates and other factors to determine if an impairment exists.  If these estimates or their related assumptions 
change in the future, the Company may be required to record additional impairment charges.

All goodwill associated with PE Films’ Personal Care operating unit, in the amount of $46.8 million ($38.2 million after 

deferred income tax benefits), was impaired in the third quarter of 2018.  The goodwill impairment charge was recognized upon 
the completion of an asset recoverability test and impairment analysis performed as of September 30, 2018.  This non-
operating, non-cash charge, as computed under GAAP, resulted from the expectation of a significant customer transition.  The 
Company performed an asset recoverability test and impairment analysis using projections under various business planning 
scenarios and concluded that the fair value of the Personal Care reporting unit was less than its carrying value.

In 2017, Flexible Packaging Films recorded a charge for the impairment of assets in the amount of $101 million.  As part 
of this write-down, trade names, customer relationships and proprietary technology were impaired by $4.0 million, $9.4 million 
and $4.1 million, respectively; the remaining part of the write-down was related to property, plant and equipment.

In addition to the impairment of Terphane’s assets in 2017, based upon assessments performed as to the recoverability of 
other long-lived identifiable assets, the Company recorded an asset impairment loss for continuing operations of $2.9 million, 
$1.2 million and $0.6 million in 2018, 2017 and 2016, respectively. 

Investment Accounted for Under the Fair Value Method

In August 2007 and December 2008, Tredegar made an aggregate investment of $7.5 million in kaléo (formerly 
Intelliject, Inc.), a privately held specialty pharmaceutical company.  This investment is accounted for under the fair value 
method.  At the time of the initial investment, the Company elected the fair value option of accounting since its investment 
objectives were similar to those of venture capitalists, which typically do not have controlling financial interests (venture 
capital funds generally use the fair value method to account for their investment portfolios).  At December 31, 2018, Tredegar’s 
ownership interest was approximately 20% on a fully diluted basis.

The Company considers its investment in kaléo to be a Level 3 investment under the hierarchy described in GAAP.  The 

Company discloses the level of its investments within the fair value hierarchy in which fair value measurements for its 
investments, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 
1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).  The Company believes that its 
fair value estimates will continue to be based upon Level 3 inputs since there is no secondary market for Tredegar’s ownership  
and a new round of equity financing that would establish a Level 1 fair value is not likely needed.  See Note 4 for more 
information on valuation methods used.  Adjustments to the estimated fair value of this investment will be made in the period 
upon which such changes can be quantified.

At December 31, 2018 and 2017, the fair value of the Company’s investment in kaléo (also the carrying value, which is 

separately stated in the consolidated balance sheets) was estimated at $84.6 million and $54.0 million, respectively.  The 
ultimate value of the Company’s ownership interest in kaléo will be determined and realized only if and when a liquidity event 
occurs, and the ultimate value could be materially different from the $84.6 million estimated fair value reflected in the 
Company’s financial statements at December 31, 2018. 

25

Pension Benefits

Tredegar sponsors noncontributory defined benefit (pension) plans in its continuing operations that have resulted in 

varying amounts of net pension income or expense, as developed from actuarial valuations.  Inherent in these valuations are 
key assumptions including discount rates, expected return on plan assets and rate of future compensation increases.  The 
Company is required to consider current market conditions, including changes in interest rates and plan asset investment 
returns, in determining these assumptions.  Actuarial assumptions may differ materially from actual results due to changing 
market and economic conditions, higher or lower withdrawal rates or longer or shorter life spans of participants.  These 
differences may result in a significant impact to the amount of net pension income or expense recorded in future periods.

The discount rate is used to determine the present value of future payments.  The discount rate is the single rate that, when 

applied to expected benefit payments, provides a present value equal to the present value of expected benefit payments 
determined by using the AA-rated bond yield curve.  In general, the pension liability increases as the discount rate decreases 
and vice versa.  The weighted average discount rate utilized was 4.40%, 3.72% and 4.29% at the end of 2018, 2017 and 2016, 
respectively, with changes between periods due to changes in market interest rates.  Pay for active participants of the plan was 
frozen as of December 31, 2007.  As of January 31, 2018, the plan no longer accrued benefits associated with crediting 
employees for service, thereby freezing all future benefits under the plan. 

A lower expected return on plan assets increases the amount of expense and vice versa.  Decreases in the level of actual 

plan assets will also serve to increase the amount of pension expense.  The total return on plan assets, which is primarily 
affected by the change in fair value of plan assets, current year contributions and current year payments to participants, was 
approximately negative 3.9% in 2018 and positive 11.6% and 7.9% in 2017 and 2016, respectively.  The expected long-term 
return on plan assets relating to continuing operations, which is estimated by asset class and generally based on inflation-
adjusted historical returns, volatilities, risk premiums and managed asset premiums, was 6.50%, 6.50% and 7.00% in 2018, 
2017 and 2016, respectively.  The Company anticipates that its expected long-term return on plan assets will be 6.00% for 
2019.  See Note 13 for more information on expected long-term return on plan assets and asset mix.

See the Executive Summary for further discussion regarding the financial impact of the Company’s pension plans.

Income Taxes

On a quarterly basis, Tredegar reviews its judgments regarding uncertain tax positions and the likelihood that the benefits 
of a deferred income tax asset will be realized.  As circumstances change, the Company reflects in earnings any adjustments to 
unrecognized benefits for uncertain tax positions and valuation allowances for deferred income tax assets.

For financial reporting purposes, unrecognized tax benefits on uncertain tax positions were $3.4 million, $2.0 million and 

$3.3 million as of December 31, 2018, 2017 and 2016, respectively.  Tax payments resulting from the successful challenge by 
the taxing authority on uncertain tax positions taken by Tredegar would possibly result in the payment of interest and penalties. 
Accordingly, the Company also accrues for possible interest and penalties on uncertain tax positions.  The balance of accrued 
interest and penalties on deductions taken relating to uncertain tax positions was $0.2 million, $0.1 million and $0.1 million at 
December 31, 2018, 2017 and 2016, respectively ($0.2 million, $0.1 million and $0.1 million, respectively, net of 
corresponding U.S. federal and state income tax benefits).  Accruals for possible interest and penalties on uncertain tax 
positions are reflected in income tax expense for financial reporting purposes.

Tredegar, or one of its subsidiaries, files income tax returns in the U.S. federal jurisdiction, various states and jurisdictions 
outside the U.S.  With few exceptions, Tredegar is no longer subject to U.S. federal, state or non-U.S. income tax examinations 
by tax authorities for years before 2014.

As of December 31, 2018 and 2017, valuation allowances relating to deferred income tax assets were $24.7 million and 

$28.5 million, respectively.  For more information on deferred income tax assets and liabilities, see Note 16.

Refer to the section Recently Issued Accounting Standards in Note 1 for information concerning the effect of recently 

issued accounting pronouncements.

Recently Issued Accounting Standards

Results of Continuing Operations

2018 versus 2017

Revenues. Sales in 2018 increased by 10.8% compared with 2017 due to higher sales in all segments, except PE Films.  Net 
sales decreased 5.7% in PE Films primarily due to topsheet business lost from competitive pressures in Europe and Asia, 

26

including at the Shanghai, China, facility that was recently shut down.  Net sales increased in Flexible Packaging Films by 
14.3% primarily due to higher sales volume, increased selling prices associated with the pass-through of higher resin costs and 
increased production capacity from an idle line that was restarted in June 2018.  Net sales increased 22.8% in Aluminum 
Extrusions primarily due to a full year of sales by Futura (acquired February 15, 2017), higher volume and an increase in 
average selling prices from the pass-through of higher market-driven raw material costs.  For more information on changes in 
net sales and volume, see the Executive Summary.

Operating Costs and Expenses. Consolidated gross profit margin (sales minus cost of goods sold and freight as a percentage of 
sales) was 16.9% in 2018 versus 16.7% in 2017.  The gross profit margin in PE Films decreased due to lower volume, as 
discussed above, unfavorable product mix and increased operating costs, partially offset by the realized cost savings of a 
restructuring completed in 2017.  The gross profit margin in Flexible Packaging Films increased due to significantly lower 
depreciation and amortization costs in 2018 compared to 2017, resulting from the $101 million non-cash asset impairment 
charge recognized in the fourth quarter of 2017, higher production primarily from the restart of an idle line in June 2018, and 
higher overall demand.  The gross profit margin in Aluminum Extrusions decreased primarily as a result of operating 
inefficiencies relating to the operation of its Niles, Michigan facility.  

For more information on changes in operating costs and expenses, see the Executive Summary.

Selling, General and Administrative. As a percentage of sales, selling, general and administrative and R&D expenses were 
9.8% in 2018, which decreased from 10.6% in 2017.  The decrease in selling, general and administrative and R&D expenses as 
a percentage of sales can be primarily attributed to higher sales as a result of the acquisition of Futura and the restart of a 
production line by Flexible Packaging Films, overall higher demand at Aluminum Extrusions and higher selling prices 
primarily due to the pass-through to customers of higher market-driven raw material costs. 

Please note that the 2017 and 2016 percentages in the Operating Costs and Expenses and Selling, General and Administrative 
sections (above and in 2017 versus 2016 below) have changed from the amounts disclosed in the prior year due to the 
retrospective adoption of FASB’s Accounting Standards Update (“ASU”) 2017-07, which resulted in the separate presentation 
of “Pension and postretirement benefits” expense in the consolidated statements of income.  Historically the Company had 
reported a portion of its pension and postretirement benefit expenses in cost of goods sold and selling, general and 
administrative expenses.

Plant shutdowns, asset impairments, restructurings and other.  Plant shutdowns, asset impairments, restructurings and other 
items in 2018 are shown in the segment operating profit table in Note 5 and are described in detail in Note 17.  A discussion of 
unrealized gains and losses on investments can also be found in Note 4.

Interest Income and Expense. Interest income, which is included in “Other income (expense), net” in the consolidated 
statements of income, was $0.4 million in 2018 and $0.2 million in 2017. 

Interest expense, which is net of amounts capitalized and included in property, plant and equipment ($0.3 million and $0.4 
million capitalized in 2018 and 2017, respectively), was $5.7 million in 2018, compared to $6.2 million for 2017.  Average debt 
outstanding and interest rates were as follows: 

(In millions, except percentages)

2018

2017

Floating-rate debt with interest charged on a rollover

basis at one-month LIBOR plus a credit spread:

Average outstanding debt balance

Average interest rate

Fixed-rate and other debt:

Average outstanding debt balance

Average interest rate

Total debt:

Average outstanding debt balance

Average interest rate

$

$

$

121.3

$

175.0

3.8%

3.0%

— $
n/a

—

n/a

121.3

$

175.0

3.8%

3.0%

27

Identifiable Assets.  A summary of identifiable assets for the year ended December 31, 2018 versus 2017 is provided below: 

(In thousands)

PE Films
Flexible Packaging Films
Aluminum Extrusions
      Subtotal
General corporate
Cash and cash equivalents
      Total

Year Ended
December 31

2018
231,720
58,964
281,372
572,056
100,920
34,397
707,373

$

$

2017
289,514
49,915
268,127
607,556
111,696
36,491
755,743

$

$

Variance

(57,794)
9,049
13,245
(35,500)
(10,776)
(2,094)
(48,370)

$

$

Identifiable assets in PE Films decreased at December 31, 2018 from December 31, 2017 primarily due to the $46.8 
million write-off of goodwill in the Personal Care component of PE Films.  For more information, see the PE Films section of 
the Executive Summary.  Identifiable assets in Flexible Packaging Films increased at December 31, 2018 from December 31, 
2017 primarily due to current year capital expenditures and higher inventory balances to support increased demand.  
Identifiable assets in Aluminum Extrusions increased at December 31, 2018 from December 31, 2017 primarily due to current 
year capital expenditures, higher accounts receivable balances due to the timing of collections and higher inventory balances.  
Identifiable assets in General corporate decreased at December 31, 2018 from December 31, 2017 due to a decrease in income 
taxes recoverable.

2017 versus 2016

Revenues. Sales in 2017 increased by 16.1% compared with 2016 due to higher sales in all segments and, in particular, from 
the acquisition of Futura by Aluminum Extrusions in February 2017.  Net sales increased 6.4% in PE Films primarily due to 
increased volume and favorable sales mix for surface protection films, acquisition distribution layer materials and overwrap 
products.  Net sales were relatively flat in Flexible Packaging Films (0.3% increase).  Net sales increased 29.6% in Aluminum 
Extrusions primarily due to the acquisition of Futura, higher sales volume, improved product mix, and an increase in average 
selling prices primarily due to the pass-through to customers of higher market-driven raw material costs. 

Operating Costs and Expenses. Consolidated gross profit margin (sales minus cost of goods sold and freight as a percentage of 
sales) was 16.7% in 2017 and 16.8% in 2016.  The gross profit margin in PE Films increased due to higher revenue, as 
discussed above, the realized cost savings of a restructuring completed in 2017, productivity efficiencies in surface protection 
films and personal care, and a favorable LIFO inventory adjustment.  The gross profit margin in Flexible Packaging Films 
decreased primarily as a result of lower production primarily due to numerous intermittent power outages at Terphane’s Cabo, 
Brazil plant, during the third quarter, higher raw material and other costs related to adverse impact of high inflation in Brazil, 
partially offset by lower foreign currency transaction losses in 2017 versus 2016. The gross profit margin in Aluminum 
Extrusions increased slightly due to higher sales volume and improved product mix noted above, partially offset by increased 
operating costs, disruptions to normal plant production associated with the startup of a new press at the Niles, Michigan plant 
and an unfavorable LIFO adjustment. 

Selling, General and Administrative. As a percentage of sales, selling, general and administrative and R&D expenses were 
10.6% in 2017, which decreased from 11.2% in 2016.  The decrease in selling, general and administrative and R&D expenses 
as a percentage of sales can be primarily attributed to higher sales as a result of the acquisition of Futura.

Plant shutdowns, asset impairments, restructurings and other.  Plant shutdowns, asset impairments, restructurings and other 
items in 2017 are shown in the segment operating profit table in Note 5 and are described in detail in Note 17.  A discussion of 
unrealized gains and losses on investments can also be found in Note 4.

Interest Income and Expense. Interest income, which is included in “Other income (expense), net” in the consolidated 
statements of income, was $0.2 million in 2017 and $0.3 million in 2016. 

28

Interest expense, which is net of amounts capitalized and included in property, plant and equipment ($0.4 million and $0.3 
million capitalized in 2017 and 2016, respectively), was $6.2 million in 2017, compared to $3.8 million for 2016.  In February 
2017, the Company borrowed $87 million under its revolving credit agreement to fund the acquisition of Futura.  Interest 
expense in 2016 included the write-off of $0.2 million in unamortized loan fees from Tredegar’s revolving credit facility that 
was refinanced in the first quarter of 2016.  Average debt outstanding and interest rates were as follows: 

(In millions, except percentages)

2017

2016

Floating-rate debt with interest charged on a rollover

basis at one-month LIBOR plus a credit spread:

Average outstanding debt balance

Average interest rate

Fixed-rate and other debt:

Average outstanding debt balance

Average interest rate

Total debt:

Average outstanding debt balance

Average interest rate

$

$

$

175.0

$

103.5

3.0%

2.3%

— $
n/a

—

n/a

175.0

$

103.5

3.0%

2.3%

Identifiable Assets.  A summary of identifiable assets for the year ended December 31, 2017 versus 2016 is provided below: 

(In thousands)

PE Films
Flexible Packaging Films
Aluminum Extrusions
      Subtotal
General corporate
Cash and cash equivalents
      Total

Year Ended
December 31

2017
289,514
49,915
268,127
607,556
111,696
36,491
755,743

$

$

2016
278,558
156,836
147,639
583,033
38,618
29,511
651,162

$

$

Variance

10,956
(106,921)
120,488
24,523
73,078
6,980
104,581

$

$

Identifiable assets in PE Films increased at December 31, 2017 from December 31, 2016 primarily due to higher property, 

plant and equipment balances as a result of higher current year capital expenditures. Identifiable assets in Flexible Packaging 
Films decreased at December 31, 2017 from December 31, 2016 due to the impairment of assets recognized during the fourth 
quarter of 2017.  Identifiable assets in Aluminum Extrusions increased at December 31, 2017 from December 31, 2016 
primarily due to the acquisition of Futura and higher property, plant and equipment balances as a result of current year capital 
expenditures, higher accounts receivable balances due to the timing of collections and higher inventory balances. Identifiable 
assets in General corporate increased at December 31, 2017 from December 31, 2016 due to an increase in income taxes 
recoverable and an increase in the value of the Company’s investment in kaléo.

Segment Analysis.  A summary of operating results for 2017 versus 2016 for each of the Company’s reporting segments is 
shown below.

PE Films

A summary of operating results for PE Films is provided below: 

(In thousands, except percentages)
Sales volume (lbs)

Net sales

Operating profit from ongoing operations

Year Ended
December 31

2017

2016

138,999

352,459
41,546

$
$

139,020

331,146
26,312

Favorable/
(Unfavorable)

% Change

— %

6.4 %
57.9 %

$
$

29

Net sales in 2017 increased by $21.3 million versus 2016 primarily due to: 

•  Higher sales from surface protection films ($15.1 million), primarily due to higher volume and a favorable sales 

mix; and   

•  Higher volume for acquisition distribution layer materials and overwrap products, and a favorable sales mix in 
personal care materials ($12.0 million), partially offset by volume reductions from the winding down of known 
lost business in personal care that was substantially completed by the end of 2016 ($6.2 million).      

Operating profit from ongoing operations in 2017 increased by $15.2 million versus 2016 primarily due to: 

•  Higher contribution to profits from surface protection films ($12.3 million), primarily due to higher volume, a 

favorable sales mix, and production efficiencies;  

•  Higher contribution to profits from personal care materials, primarily due to improved volume, production 
efficiencies and favorable pricing ($7.3 million), partially offset by known lost business ($2.1 million); 

•  A benefit for inventories accounted for under the LIFO method of $1.1 million in 2017 versus a charge of $0.9 

million in 2016; and

•  Higher net general, selling and plant expenses ($7.3 million), primarily associated with strategic hires and an 

increase in employee incentive costs, partially offset by realized cost savings of $3.1 million associated with the 
North American facility consolidation.       

Restructuring

In July 2015, the Company began a consolidation of its domestic production for PE Films by restructuring the operations 

in its manufacturing facility in Lake Zurich, Illinois.  This restructuring was completed in the third quarter of 2017, with 
expected annualized savings excluding depreciation expenses of $6.0 million.  Total expenses associated with the restructuring 
were $0.8 million in 2017 (included in “Cost of goods sold” in the consolidated statements of income) and the total expenses 
for the project since inception were $7.3 million.  Cash expenditures for the North American facility consolidation project were 
$1.9 million in 2017, which includes capital expenditures of $0.1 million.  Total cash expenditures for the project since 
inception were $16.0 million, which includes $11.2 million for capital expenditures. 

Capital Expenditures and Depreciation

Capital expenditures in PE Films were $15.0 million in 2017 compared to $25.8 million in 2016. Depreciation expense 

was $14.5 million in 2017 and $13.5 million in 2016. 

Flexible Packaging Films

A summary of operating results for Flexible Packaging Films is provided below: 

(In thousands, except percentages)
Sales volume (lbs)
Net sales
Operating profit (loss) from ongoing operations

$
$

2017

2016

89,325
108,355

$
(2,626) $

89,706
108,028
1,774

Year Ended
December 31

Favorable/
(Unfavorable)

% Change

(0.4)%
0.3 %
n/a

Net sales and sales volume in 2017 were relatively flat compared to 2016, and adversely impacted by production issues 

due to intermittent power outages at Terphane’s Cabo de Santo Agostinho, Brazil plant during the third quarter. 

Terphane had an operating loss from ongoing operations in 2017 of $2.6 million versus an operating profit from ongoing 

operations in 2016 of $1.8 million.  The resulting unfavorable change of $4.4 million for the period was primarily due to: 

•  Lower production, primarily due to numerous intermittent power outages during the third quarter ($0.5 million), 

and lower average sales price ($1.6 million), partially offset by a favorable sales mix ($1.5 million);

•  Higher raw material costs of $1.8 million in 2017 that could not be passed through to customers due to 

competitive pressures versus a benefit from lower raw material costs of $1.2 million in 2016;   

• 

Foreign currency transaction losses primarily associated with U.S. Dollar denominated export sales in Brazil of 
$0.2 million in 2017 versus foreign currency transaction losses of $3.5 million in 2016;      

30

•  Higher costs and expenses of $3.2 million primarily related to the adverse impact of high inflation in Brazil and 
the appreciation by approximately 9% of the average exchange rate for the Brazilian Real relative to the U.S. 
Dollar; and    

•  Higher depreciation and amortization costs ($0.9 million).  

Terphane Asset Impairment Loss and Worthless Stock Deduction

The Company acquired Terphane in October 2011, and since that time Terphane’s selling prices, margins and overall 
performance have been adversely impacted by excess industry capacity, particularly in Latin America, and by a period of poor 
economic conditions in Brazil.  Moreover, significant additional capacity came on-line late in the third quarter of 2017 from a 
competitor in Latin America.  As a result, Terphane has struggled with profitability and incurred operating losses from ongoing 
operations in two of the last five years, including an operating loss of $2.6 million in 2017.  Terphane’s quarterly financial 
results have been volatile, and the Company expects continued uncertainty and volatility until industry capacity utilization and 
the competitive dynamics in Latin America improve. 

During the fourth quarter of 2017, in conjunction with annual business planning as well as valuation activities and other 
efforts, the Company determined that the carrying value of Terphane’s remaining long-lived assets were impaired (Terphane’s 
goodwill was written off in 2015).  Accordingly, the Company wrote down these assets based on an enterprise valuation for all 
of Terphane of approximately $30 million. This write-down resulted in a non-cash asset impairment loss recognized during the 
fourth quarter of 2017 of $101 million ($87 million after non-cash tax benefits).   

Also during the fourth quarter of 2017, as a result of the valuation activities referred to above, the Company claimed an 

ordinary loss for U.S. federal and state income tax purposes of $153 million for the write-off of the stock basis of Terphane 
Limitada (Terphane’s Brazilian subsidiary).  The Terphane Limitada worthless stock deduction resulted in an overall reduction 
of Tredegar’s U.S. income tax liability of approximately $49 million. The full net tax benefit expected from the Terphane 
Limitada worthless stock deduction was accrued during the fourth quarter of 2017 and reflected as a reduction to Tredegar’s 
consolidated income tax expense.  During the second quarter of 2017, the Company recognized a worthless stock deduction for 
Terphane, Inc. (Terphane’s U.S. subsidiary), which resulted in an income tax benefit recognized of $8.1 million.

Capital Expenditures, Depreciation & Amortization

Capital expenditures in Flexible Packaging were $3.6 million in 2017 compared to $3.4 million in 2016. Depreciation 
expense was $7.5 million in 2017 and $6.7 million in 2016.  Amortization expense was $3.0 million in 2017 and $2.8 million in 
2016.

Aluminum Extrusions

A summary of operating results for Aluminum Extrusions, including the results of Futura (except sales volume) since its 

date of acquisition, is provided below: 

Year Ended
December 31

2017
(In thousands, except percentages)
176,269
Sales volume (lbs)*
466,833
Net sales
43,454
Operating profit from ongoing operations
*Excludes sales volume for Futura, which was acquired on February 15, 2017.

$
$

$
$

2016
172,986
360,098
37,794

Favorable/
(Unfavorable)

% Change

1.9%
29.6%
15.0%

Net sales in 2017 increased versus 2016 primarily due to the addition of Futura.  Futura contributed net sales of $71.0 
million in 2017.  Excluding the impact of Futura, net sales improved due to higher sales volume, improved product mix, and an 
increase in average selling prices primarily due to the pass-through to customers of higher market-driven raw material costs.

Volume on an organic basis (which excludes the impact of the Futura acquisition) in 2017 increased by 1.9% versus 2016. 

Higher volume in specialty and automotive & light truck markets were the primary drivers.  

Operating profit in 2017 increased by $5.7 million versus 2016.  Excluding the favorable profit impact of Futura ($8.2 

million), operating profit decreased $2.5 million, primarily due to:  

•  Higher volume and inflation-related sales prices ($7.3 million benefit);

31

• 

Increased operating costs, including utilities and employee-related expenses and higher depreciation ($3.9 
million);   

•  Higher costs associated with the startup of the new press at the Niles, Michigan plant, resulting from disruptions 

to normal plant production ($4.3 million); and  

• 

 A charge for inventories accounted for under the LIFO method of $1.3 million in 2017 versus a benefit of $0.5 
million in 2016. 

Cast House Explosion

On June 29, 2016, the Bonnell Aluminum plant in Newnan, Georgia suffered an explosion in the casting department, 
causing significant damage to the cast house and related equipment.  The Company completed the process of replacing the 
damaged casting equipment, and the cast house resumed production in the third quarter of 2017. 

During 2017, Bonnell incurred $5.6 million of additional operational expenses as a result of the explosion; $5.5 million of 

this amount was fully offset by insurance recoveries.  Also, $0.6 million of additional operational expenses incurred in 2016 
that were previously considered not reasonably assured of being covered by insurance recoveries were recovered.  Each of 
these amounts is recorded in “Plant shutdowns, asset impairments, restructurings and other” in the Operating Profit table in 
Note 5 and in “Cost of goods sold” in the Consolidated Statements of Income. In the fourth quarter of 2017, all remaining 
insurance claims associated with this matter were settled, and a gain on involuntary conversion of the old cast house of $5.3 
million was recorded in “Other income (expense), net” in the Consolidated Statements of Income and in “Plant shutdowns, 
asset impairments, restructurings and other” in the Operating Profit table in Note 5. 

Capital Expenditures and Depreciation & Amortization

Capital expenditures for Aluminum Extrusions were $25.7 million in 2017 compared to $15.9 million in 2016.  
Depreciation expense was $11.9 million in 2017, which included $2.9 million from the addition of Futura, compared to $8.1 
million in 2016.  Amortization expense was $3.1 million in 2017, which included $2.1 million from the addition of Futura, and 
$1.0 million in 2016.

Assets and Liabilities

Financial Condition

Tredegar’s management continues to focus on improving working capital management.  Measures such as days sales 
outstanding (“DSO”), days inventory outstanding (“DIO”) and days payables outstanding (“DPO”) are used by the Company to 
evaluate changes in working capital.  Significant changes in assets and liabilities from December 31, 2017 to December 31, 
2018 are summarized below:

•  Accounts and other receivables increased $4.6 million (3.8%).

•  Accounts and other receivables in PE Films decreased by $5.0 million due mainly to lower net sales for certain 

Personal Care products, a focus on collection efforts, the use of supply chain financing arrangements and the timing 
of cash receipts.  DSO (computed using trailing 12 months net sales and a rolling 12-month average of accounts and 
other receivables balances) was approximately 43.2 days in 2018 and 48.4 days in 2017. 

•  Accounts and other receivables in Flexible Packaging Films decreased by $2.9 million primarily due to the 

negotiation of shorter payments terms with certain customers, the use of supply chain financing arrangements and the 
timing of cash receipts.  DSO was approximately 43.7 days in 2018 and 53.2 days in 2017.

•  Accounts and other receivables in Aluminum Extrusions increased by $12.5 million primarily due to higher prices 
resulting from the pass-through of higher metal costs.  DSO was approximately 44.6 days in 2018 and 43.3 days in 
2017.

• 

Inventories increased $6.9 million (7.9%).

• 

• 

Inventories in PE Films decreased by $5.7 million primarily due to lower sales and the timing of raw material 
purchases.  DIO (computed using trailing 12 months costs of goods sold calculated on a first-in, first-out basis and a 
rolling 12-month average of inventory balances calculated on the first-in, first-out basis) was approximately 54.9 
days in 2018 and 55.0 days in 2017.

Inventories in Flexible Packaging Films increased by $9.5 million primarily due to a higher production level leading 
to more finished goods on hand and higher levels of raw materials to support increased production, and the impact of 

32

the change in the value of the U.S. Dollar relative to the Brazilian real.  DIO was approximately 77.9 days in 2018 
and 70.1 days in 2017. 

• 

Inventories in Aluminum Extrusions increased by $3.2 million primarily due to an increase in raw material prices and 
the timing of purchases.  DIO was approximately 33.5 days in 2018 and 32.6 days in 2017. 

•  Net property, plant and equipment increased by $5.3 million (2.4%) due primarily to capital expenditures of $40.8 million, 
offset by depreciation of $29.8 million and a change in the value of the U.S. dollar relative to foreign currencies ($5.2 
million decrease). 

• 

Identifiable intangible assets decreased by $4.3 million (10.5%) primarily due to amortization expense of $4.0 million. 

•  Goodwill decreased by $46.8 million (36.5%) due to the write-off of all of the goodwill related to the Personal Care 

component of PE Films.

•  Accounts payable increased by $4.4 million (4.0%).

•  Accounts payable in PE Films decreased by $5.6 million primarily due to lower planned production and the normal 
volatility associated with the timing of payments.  DPO (computed using trailing 12 months costs of goods sold 
calculated on a first-in, first-out basis and a rolling 12-month average of accounts payable balances) was 
approximately 43.7 days in 2018 and 40.6 days in 2017.

•  Accounts payable in Flexible Packaging Films increased by $3.4 million, due to higher production levels and 

inventory levels to meet market demand and the normal volatility associated with the timing of payments.  DPO was 
approximately 51.9 days in 2018 and 42.8 days in 2017.

•  Accounts payable in Aluminum Extrusions increased by $5.5 million, primarily due to higher volume, an increase in 
metal prices, negotiation of longer payment terms and the normal volatility associated with the timing of payments.  
DPO was approximately 49.7 days in 2018 and 48.0 days in 2017.

•  Accrued expenses increased by $0.1 million (0.1%) from December 31, 2017 due to normal fluctuations in the accrual 

accounts.

•  Net noncurrent deferred income tax assets in excess of noncurrent deferred income tax liabilities decreased by $11.1 million 
primarily due to numerous changes between years in the balance of the components shown in the December 31, 2018 and 
2017 schedule of deferred income tax assets and liabilities provided in Note 16.  The Company had a current income tax 
receivable of $6.8 million at December 31, 2018 compared to a current income tax receivable of $32.1 million at December 
31, 2017.  The change is primarily due to timing of tax payments and refunds from net operating losses and tax credits 
carried back to prior years.

33

On March 1, 2016, the Company entered into a five-year, $400 million secured revolving credit agreement that expires on 

March 1, 2021 (“revolving credit agreement”).  Net capitalization and indebtedness as defined under the revolving credit 
agreement as of December 31, 2018 were as follows: 

Net Capitalization and Indebtedness as of December 31, 2018
(In thousands)

Net capitalization:

Cash and cash equivalents

Debt:

$400 million revolving credit agreement maturing March 1, 2021

Other debt

Total debt

Debt net of cash and cash equivalents

Shareholders’ equity

Net capitalization

Indebtedness as defined in revolving credit agreement:

Total debt

Face value of letters of credit

Capital lease

Other

Indebtedness

$

34,397

101,500

—

101,500

67,103

354,857

421,960

101,500

2,686

29

—

$

$

$

104,215

The credit spread and commitment fees charged on the unused amount under our revolving credit agreement at various 

indebtedness-to-adjusted EBITDA levels are as follows:

Pricing Under Revolving Credit Agreement (Basis Points)

Indebtedness-to-Adjusted EBITDA Ratio
> 3.5x but <= 4.0x

> 3.0x but <= 3.5x

> 2.0x but <= 3.0x

> 1.0x but <= 2.0x

<= 1.0x

Credit Spread
Over LIBOR

Commitment
Fee

250

225

200

175

150

45

40

35

30

25

At December 31, 2018, the interest rate on debt under the revolving credit agreement existing at that date was priced at 
one-month LIBOR plus the applicable credit spread of 150 basis points.  Under the revolving credit agreement, borrowings are 
permitted up to $400 million, and approximately $298 million was available to borrow at December 31, 2018, based upon the 
most restrictive covenant within the revolving credit agreement.

As of December 31, 2018, Tredegar was in compliance with all financial covenants outlined in its revolving credit 
agreement.  Noncompliance with any of the debt covenants may have a material adverse effect on financial condition or 
liquidity in the event such noncompliance cannot be cured or should the Company be unable to obtain a waiver from the 
lenders.  Renegotiation of the covenant(s) through an amendment to the revolving credit agreement may effectively cure the 
noncompliance, but may have an effect on financial condition or liquidity depending upon how the amended covenant is 
renegotiated. 

The computations of adjusted EBITDA, adjusted EBIT, the leverage ratio and interest coverage ratio as defined in the 

revolving credit agreement are presented below along with the related most restrictive covenants.  Adjusted EBITDA and 
adjusted EBIT as defined in the revolving credit agreement are not intended to represent net income or cash flow from 
operations as defined by GAAP and should not be considered as either an alternative to net income or to cash flow.

34

Computations of Adjusted EBITDA, Adjusted EBIT, Leverage Ratio and Interest Coverage Ratio as Defined in the Revolving
Credit Agreement Along with Related Most Restrictive Covenants
As of and for the Twelve Months Ended December 31, 2018 (In thousands)

Computations of adjusted EBITDA and adjusted EBIT as defined in revolving credit agreement for the twelve months ended
December 31, 2018

Net income

Plus:

After-tax losses related to discontinued operations

Total income tax expense for continuing operations

Interest expense

Depreciation and amortization expense for continuing operations

All non-cash losses and expenses, plus cash losses and expenses not to exceed $10,000, for continuing
operations that are classified as unusual, extraordinary or which are related to plant shutdowns, asset
impairments and/or restructurings (cash-related of $7,774)

Charges related to stock option grants and awards accounted for under the fair value-based method

Losses related to the application of the equity method of accounting

Losses related to adjustments in the estimated fair value of assets accounted for under the fair value

method of accounting

Minus:

After-tax income related to discontinued operations

Total income tax benefits for continuing operations

Interest income

All non-cash gains and income, plus cash gains and income in excess of $10,000, for continuing

operations that are classified as unusual, extraordinary or which are related to plant shutdowns, asset
impairments and/or restructurings

Income related to changes in estimates for stock option grants and awards accounted for under the fair

value-based method

Income related to the application of the equity method of accounting

Income related to adjustments in the estimated fair value of assets accounted for under the fair value

method of accounting

Plus cash dividends declared on investments accounted for under the equity method of accounting

Plus or minus, as applicable, pro forma EBITDA adjustments associated with acquisitions and asset

dispositions

Adjusted EBITDA as defined in revolving credit agreement

Less: Depreciation and amortization expense for continuing operations (including pro forma for acquisitions

and asset dispositions)

Adjusted EBIT as defined in revolving credit agreement

$

24,842

—

11,526

5,702

33,804

55,160

1,221

—

—

—

—
(369)

(250)

—

—

(30,600)
—

—

101,036

(33,804)
67,232

$

Computations of leverage and interest coverage ratios as defined in revolving credit agreement at December 31, 2018:

Leverage ratio (indebtedness-to-adjusted EBITDA)

Interest coverage ratio (adjusted EBIT-to-interest expense)

Most restrictive covenants as defined in revolving credit agreement:

Maximum permitted aggregate amount of dividends that can be paid by Tredegar during the term of the
revolving credit agreement ($100,000 plus 50% of net income generated for each quarter beginning
January 1, 2016)

Maximum leverage ratio permitted
Minimum interest coverage ratio permitted

1.03x

11.79x

$ 169,844

4.00x

2.50x

35

Tredegar is obligated to make future payments under various contracts as set forth below:

(In millions)
Debt:

2019

2020

2021

2022

2023

Remainder

Total

Payments Due by Period

Principal payments

$

— $

— $

101.5

$

— $

— $

— $

101.5

Estimated interest expense
Estimated contributions required: (1)

Defined benefit plans

Other postretirement benefits

Capital expenditure commitments
Leases

Estimated obligations relating to 

uncertain tax positions (2)

Other (3)
Total

4.2

4.2

0.7

—

—

—

9.1

8.3

0.5

14.1

4.5

—

1.1

12.0

12.2

14.8

12.9

18.8

0.5

—

4.0

—

—

0.5

—

3.6

—

—

0.5

—

2.4

—

—

0.5

—

1.2

—

—

2.2

—

2.6

2.9

—

79.0

4.7

14.1

18.3

2.9

1.1

$

32.7

$

20.7

$

118.5

$

17.7

$

14.6

$

26.5

$

230.7

(1) 

Estimated minimum required contributions for defined benefit plans and benefit payments for other postretirement plans are based on actuarial estimates 
using current assumptions for discount rates, long-term rate of return on plan assets, rate of compensation increases and health care cost trends.  The 
expected defined benefit plan contribution estimates for 2019 through 2028 were determined under provisions of the Pension Protection Act of 2006 
using the preliminary assumptions chosen by Tredegar for the 2019 plan year.  Tredegar has determined that it is not practicable to present defined 
benefit contributions and other postretirement benefit payments beyond 2028.

(2)  Amounts for which reasonable estimates about the timing of payments cannot be made are included in the remainder column.
(3) 

Includes contractual severance and other miscellaneous contractual arrangements.

From time to time, the Company enters into transactions with third parties in connection with the sale of assets or 
businesses in which it agrees to indemnify the buyers or third parties involved in the transaction, or the sellers or third parties 
involved in the transaction agree to indemnify Tredegar, for certain liabilities or risks related to the assets or business.  Also, in 
the ordinary course of business, the Company may enter into agreements with third parties for the sale of goods or services that 
may contain indemnification provisions.  In the event that an indemnification claim is asserted, liability for indemnification 
would be subject to an assessment of the underlying facts and circumstances under the terms of the applicable agreement.  
Further, any indemnification payments may be limited or barred by a monetary cap, a time limitation, or a deductible or basket.  
For these reasons, the Company is unable to estimate the maximum potential amount of the potential future liability under the 
indemnity provisions of these agreements.  Tredegar does, however, accrue for losses for any known contingent liability, 
including those that may arise from indemnification provisions, when future payment is probable and the amount is reasonably 
estimable.  The Company discloses contingent liabilities if the probability of loss is reasonably possible and material. 

At December 31, 2018, Tredegar had cash and cash equivalents of $34.4 million, including funds held in locations outside 

the U.S. of $31.1 million.  Tredegar’s policy is to accrue U.S. federal income taxes on unremitted earnings of all foreign 
subsidiaries where required.  However, due to changes in the taxation of dividends under TCJA, Tredegar will only record U.S. 
federal income taxes on unremitted earnings of its foreign subsidiaries where Tredegar cannot take steps to eliminate any 
potential tax on future distributions from its foreign subsidiaries.  Prior to the second quarter of 2016, deferred U.S. federal 
income taxes had not been recorded for the undistributed earnings for Terphane Limitada because the Company had intended to 
permanently reinvest these earnings.  During 2016, Terphane Limitada paid dividends totaling $13.3 million to the Company.  
Because of the accumulation of significant losses related to foreign currency translations at Terphane Limitada, there were no 
unrecorded deferred income tax liabilities associated with the U.S. federal income taxes and foreign withholding taxes on 
Terphane Limitada’s undistributed earnings as of December 31, 2018 and December 31, 2017. 

The Company believes that existing borrowing availability, current cash balances and cash flow from operations will be 

sufficient to satisfy working capital, capital expenditure and dividend requirements for at least the next twelve months.  

Shareholders’ Equity

At December 31, 2018, Tredegar had 33,176,024 shares of common stock outstanding and a total market capitalization of 

$526.2 million, compared with 33,017,422 shares of common stock outstanding and a total market capitalization of $633.9 
million at December 31, 2017.

Tredegar did not repurchase any shares on the open market in 2018, 2017 or 2016 under its approved share repurchase 

program.

36

 
 
Cash Flows

The discussion in this section supplements the information presented in the Consolidated Statements of Cash Flows. 

Cash provided by operating activities was $97.8 million in 2018 compared with $88.2 million in 2017.  The increase is 
primarily due to higher operating profit before depreciation and amortization from ongoing operations ($5.6 million) and the 
net of income tax refunds received in 2018 over income tax payments made in the same period in 2017 ($33.2 million), 
primarily offset by higher working capital and larger pension contributions in 2018 versus 2017 ($29.3 million).

Cash used in investing activities was $34.1 million in 2018 compared with $125.6 million in 2017.  Cash used in 
investing activities primarily represents the acquisition of Futura in 2017 for $87.1 million and capital expenditures, which 
were $40.8 million and $44.4 million in 2018 and 2017, respectively. Additionally, in the first quarter of 2018, the Company 
received $5 million from escrowed funds related to an earnout from the acquisition of Futura, of which $4.3 million was 
classified in cash flows for investing activities.

Net cash flow used in financing activities was $64.1 million in 2018, primarily due to net repayments under the revolving 

credit agreement of $50.5 million and the payment of regular quarterly dividends aggregating for the year to $14.6 million 
($0.44 per share annually), partially offset by the proceeds from the exercise of stock options and other financing activities of 
$1.0 million.  Cash provided by financing activities was $43.2 million in 2017, including net borrowings under the revolving 
credit agreement of $57.0 million.  These net borrowings plus cash provided by operating activities of $88.2 million in 2017 
were used to fund the acquisition of Futura for $87.1 million and regular quarterly dividends aggregating for the year to $14.5 
million ($0.44 per share annually).

Quantitative and Qualitative Disclosures about Market Risk

Tredegar has exposure to the volatility of interest rates, polyethylene, polypropylene and polyester resin prices, PTA and 

MEG prices, aluminum ingot and scrap prices, energy prices, foreign currencies and emerging markets.  See the Assets and 
Liabilities section regarding interest rate exposures related to borrowings under the revolving credit agreement.

Changes in polyethylene resin prices, and the timing of those changes, could have a significant impact on profit margins 

in PE Films.  Changes in polyester resin, PTA and MEG prices, and the timing of those changes, could have a significant 
impact on profit margins in Flexible Packaging Films. Profit margins in Aluminum Extrusions are sensitive to fluctuations in 
aluminum ingot and scrap prices as well as natural gas prices (natural gas is the principal energy source used to operate its 
casting furnaces).  There is no assurance of the Company’s ability to pass through higher raw material and energy costs to its 
customers.

See the Executive Summary and the Results of Continuing Operations sections for discussion regarding the impact of 

the lag in the pass-through of resin price changes.

37

 The volatility of average quarterly prices of low density polyethylene resin in the U.S. (a primary raw material for PE 

Films products) is shown in the chart below:

Source:  Quarterly averages computed by Tredegar using monthly data provided by IHS, Inc.  In January 2015, IHS reflected a 21 cents per pound non-market adjustment based
on their estimate of the growth of discounts in prior periods.  The 4th quarter 2014 average rate of $1.09 per pound is shown on a pro forma basis as if the non-market
adjustment was made in the fourth quarter of 2014.

Polyethylene resin prices in Europe, Asia and South America have exhibited similar long-term trends.  The price of resin 
is driven by several factors, including supply and demand and the price of oil, ethylene and natural gas.  To address fluctuating 
resin prices, PE Films has index-based pass-through raw material cost agreements for the majority of its business.  However, 
under certain agreements, changes in resin prices are not passed through for an average period of 90 days (see the Executive 
Summary and the Results of Continuing Operations sections for more information).  Pricing on the remainder of the business 
is based upon raw material costs and supply/demand dynamics within the markets in which the Company operates. 

Polyester resins, MEG and PTA used by Flexible Packaging Films in Brazil are primarily purchased domestically, with 
other sources available, mostly from Asia and the U.S.  Given the nature of these products as commodities, pricing is derived 
from Asian pricing indexes.  The volatility of the average quarterly prices for polyester fibers in Asia, which is representative of 
polyester resin (a primary raw material for polyester film products) prices, is shown in the chart below:

Source:  Quarterly averages computed by Tredegar using monthly data from CMAI Global Index data.

38

  
The volatility of average quarterly prices of PTA and MEG in Asia (raw materials used in the production of polyester 

resins produced by Flexible Packaging Films) is shown in the chart below:

  Source:  Quarterly averages computed by Tredegar using monthly data from CMAI Global Index data.

In the normal course of business, Aluminum Extrusions enters into fixed-price forward sales contracts with certain 

customers for the sale of fixed quantities of aluminum extrusions at scheduled intervals.  In order to hedge its exposure to 
aluminum price volatility (see the chart below) under these fixed-price arrangements, which generally have a duration of not 
more than 12 months, the Company enters into a combination of forward purchase commitments and futures contracts to 
acquire or hedge aluminum, based on the scheduled deliveries.  See Note 9 for more information.  The volatility of quarterly 
average aluminum prices is shown in the chart below:

    Source:  Quarterly averages computed by Tredegar using daily Midwest average prices provided by Platts.

From time-to-time, Aluminum Extrusions hedges a portion of its exposure to natural gas price volatility by entering into 
fixed-price forward purchase contracts with its natural gas suppliers.  The Company estimates that, in an unhedged situation, 
every $1 per mmBtu per month change in the market price of natural gas has a $102,000 impact on the continuing monthly 
operating profit for U.S. operations in Aluminum Extrusions.  There is an energy surcharge for Aluminum Extrusions in the 
U.S. that is applied when the previous quarter’s NYMEX natural gas average settlement price is in excess of $8.85 per mmBtu.

39

 The volatility of quarterly average natural gas prices is shown in the chart below:

    Source:  Quarterly averages computed by Tredegar using monthly NYMEX settlement prices.

Tredegar sells to customers in foreign markets through its foreign operations and through exports from U.S. plants.  The 

percentage of sales and total assets for manufacturing operations related to foreign markets for 2018, 2017 and 2016 are as 
follows:

Tredegar Corporation—Continuing Operations
Percentage of Net Sales and Total Assets Related to Foreign Markets

2018

% of Total

Net Sales *

Exports
From
U.S.

Foreign
Oper-
ations

Canada
Europe
Latin America**
Asia
Total % exposure to foreign

markets

5
1
1
7

14

—
8
10
1

19

% Total
Assets -
Foreign
Oper-
ations *
—
6
8
4

2017

% of Total

Net Sales *

Exports
From
U.S.

Foreign
Oper-
ations

5
1
2
9

—
9
9
2

20

2016

% of Total

Net Sales *

Exports
From
U.S.

Foreign
Oper-
ations

6
1
—
9

16

—
10
11
3

24

% Total
Assets -
Foreign
Oper-
ations *
—
6
7
5

18

% Total
Assets -
Foreign
Oper-
ations *
—
6
21
6

33

18

17

*

**

The percentages for foreign markets are relative to Tredegar’s consolidated net sales and total assets from continuing operations.

In 2017, Flexible Packaging Films’ recorded a charge for the impairment of assets in the amount of $101 million.  See Terphane Asset 
Impairment Loss and Worthless Stock Deduction in Flexible Packaging Films in the Executive Summary section for more details.

Tredegar attempts to match the pricing and cost of its products in the same currency and generally views the volatility 
of foreign currencies and emerging markets, and the corresponding impact on earnings and cash flow, as part of the overall risk 
of operating in a global environment (for additional information, see trends for the Euro, Brazilian Real and Chinese Yuan in 
the charts on the following page).  Exports from the U.S. are generally denominated in U.S. Dollars.  The Company’s foreign 
currency exposure on income from continuing foreign operations relates to the Euro, the Chinese Yuan, the Hungarian Forint, 
the Brazilian Real and the Indian Rupee.

PE Films is generally able to match the currency of its sales and costs for its product lines.  For flexible packaging 

films produced in Brazil, selling prices and key raw material costs are principally determined in U.S. Dollars and are impacted 
by local economic conditions. Competition in Brazil, Terphane’s primary market, has been exacerbated by global overcapacity 
in the polyester industry generally, and by particularly acute overcapacity in Latin America.  Additional PET capacity from a 
competitor in Latin America came on line in September 2017.  These factors have resulted in significant competitive pricing 

40

 
 
 
 
 
 
pressures and U.S. Dollar equivalent margin compression.  Moreover, variable conversion, fixed conversion and sales, general 
and administrative costs for operations in Brazil have been adversely impacted by inflation in Brazil that is higher than in the 
U.S.  Flexible Packaging Films is exposed to additional foreign exchange translation risk (its functional currency is the 
Brazilian Real) because almost 90% of Flexible Packaging Films business unit in Brazil, Terphane Limitada's (“Terphane 
Ltda.”) sales are quoted or priced in U.S. Dollars, while a large majority of its Brazilian costs are quoted or priced in Brazilian 
Real.  This mismatch, together with a variety of economic variables impacting currency exchange rates, causes volatility that 
could negatively or positively impact operating profit for Flexible Packaging Films.

The Company's earnings are exposed to foreign currency exchange risk primarily through the translation of the 

financial statements of subsidiaries that have a functional currency other than the U.S. Dollar. The Company estimates that the 
net mismatch translation exposure between Terphane Ltda.’s U.S. Dollar quoted or priced sales and underlying Brazilian Real 
quoted or priced operating costs (excluding depreciation and amortization) is annual net costs of R$125 million.  Terphane 
Ltda. has outstanding foreign exchange average forward rate contracts to purchase Brazilian Real and sell U.S. Dollars to hedge 
its exposure.  See Note 8 for more information on outstanding hedging contracts and this hedging program. 

Tredegar estimates that the change in the value of foreign currencies relative to the U.S. Dollar on PE Films had a 
favorable impact on operating profit from ongoing operations in PE Films of $0.8 million in 2018 compared to 2017 and an 
unfavorable impact on operating profit from ongoing operations of $0.3 million in 2017 compared with 2016.

Trends for the Euro are shown in the chart below:

    Source:  Quarterly averages computed by Tredegar using daily closing data provided by Bloomberg.

41

 
Trends for the Brazilian Real and Chinese Yuan are shown in the chart below:

    Source:  Quarterly averages computed by Tredegar using daily closing data provided by Bloomberg.

Item 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

See discussion of Quantitative and Qualitative Disclosures about Market Risk in Management’s Discussion and 

Analysis of Financial Condition and Results of Operations.

Item 8. 

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

See the Index to Financial Statements and Supplementary Data for references to the report of the independent 

registered public accounting firm, the consolidated financial statements and selected quarterly financial data.

Item 9. 

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 
DISCLOSURE 

None.

Item 9A.  CONTROLS AND PROCEDURES

Update on Prior Period Disclosure Controls and Procedures and Internal Control Over Financial Reporting

On November 1, 2018, the Company filed a Current Report on Form 8-K (the “November Form 8-K”) to disclose that, 
on October 26, 2018, its former independent registered public accounting firm, PricewaterhouseCoopers LLP (“PwC”), and the 
Company concluded that the control deficiencies listed in the November Form 8-K constituted material weaknesses in the 
Company’s internal control over financial reporting.  As a result of the material weaknesses disclosed therein, the November 
Form 8-K also indicated that Management’s Report on Internal Control Over Financial Reporting and the Evaluation of 
Disclosure Controls and Procedures included in Item 9A. “Controls and Procedures” of the Company’s Annual Report on Form 
10-K for the fiscal year ended December 31, 2017 and PwC’s opinion relating to the effectiveness of the Company’s internal 
control over financial reporting as of December 31, 2017 should no longer be relied upon, and that the items pertaining to 
controls and procedures in certain previous filings should no longer be relied upon.  Management determined that deficiencies 
in internal control over financial reporting, including those described in the November Form 8-K, were pervasive throughout 

42

 
the Company’s internal control over financial reporting.  For further information on matters referred to in this paragraph, see 
the November Form 8-K and Item 4. “Controls and Procedures” of the Company’s Quarterly Report on Form 10-Q for the 
quarterly period ended September 30, 2018.    

The material weaknesses identified did not result in a material misstatement of the Company’s financial statements for 

the year ended December 31, 2017 or any interim period during 2017.  

  Evaluation of Disclosure Controls and Procedures as of December 31, 2018

In connection with the preparation of this Form 10-K, pursuant to Rule 13a-15(b) under the Exchange Act, the 

Company carried out an evaluation, with the participation of its management, including its Chief Executive Officer (principal 
executive officer) and Chief Financial Officer (principal financial officer), of the effectiveness of disclosure controls and 
procedures (as defined under Rule 13a-15(e) or 15d-15(e) under the Exchange Act) as of December 31, 2018.  

Based on this evaluation, the Company’s Chief Executive Officer and Chief Financial Officer concluded that, because 
of the material weaknesses in internal control over financial reporting discussed below, the Company’s disclosure controls and 
procedures were not effective as of December 31, 2018, to ensure: (i) that information required to be disclosed by the Company 
in the reports that it files or submits under the Exchange Act, is recorded, processed, summarized and reported, within the time 
periods specified in the SEC’s rules and forms, and (ii) that such information is accumulated and communicated to 
management, including the Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions 
regarding required disclosure.  

Management’s Report on Internal Control Over Financial Reporting as of December 31, 2018 

The Company’s management is responsible for establishing and maintaining adequate internal control over financial 
reporting, as such term is defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act.  The Company’s internal control 
over financial reporting is a process designed by or under the supervision of the Company’s Chief Executive Officer and Chief 
Financial Officer, and overseen by the Board of Directors, to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of published financial statements for external purposes in accordance with U.S. GAAP and 
includes policies and procedures that:

• 

• 

• 

Pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and 
dispositions of the Company’s assets;

Provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial 
statements in accordance with GAAP, and that the Company’s receipts and expenditures are being made only in 
accordance with the authorization of its management and directors; and

Provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or 
disposition of the Company’s assets that could have a material effect on the consolidated financial statements.

Because of its inherent limitations, internal control over financial reporting is not intended to provide absolute 

assurance that a misstatement of the Company’s consolidated financial statements would be prevented or detected.  Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

A material weakness is a deficiency, or combination of deficiencies, in internal control over financial reporting, such 

that there is a reasonable possibility that a material misstatement of the annual or interim financial statements will not be 
prevented or detected on a timely basis. 

Management conducted an evaluation of the effectiveness of the Company’s internal control over financial reporting 

using the criteria in Internal Control - Integrated Framework 2013 issued by the Committee of Sponsoring Organizations of the 
Treadway Commission (the “2013 COSO Framework”).  As a result of this evaluation, management concluded that the 
Company’s internal control over financial reporting was not effective as of December 31, 2018, because of the material 
weaknesses in internal control over financial reporting discussed below.

•  Control  Environment:    The  Company  did  not  have  a  sufficient  number  of  trained  resources  with  assigned 
responsibility  and  accountability  for  the  design,  operation  and  documentation  of  internal  control  over  financial 
reporting in accordance with the 2013 COSO Framework.

43

•  Risk Assessment:  The Company did not have an effective risk assessment process that defined clear financial 
reporting objectives and evaluated risks, including fraud risks, and risks resulting from changes in the external 
environment and business operations, at a sufficient level of detail to identify all relevant risks of material 
misstatement across the entity.
Information and Communication:  The Company did not have an effective information and communication 
process that identified and assessed the source of and controls necessary to ensure the reliability of information 
used in financial reporting and that communicates relevant information about roles and responsibilities for 
internal control over financial reporting.

• 

•  Monitoring Activities:  The Company did not have effective monitoring activities to assess the operation of 

internal control over financial reporting, including the continued appropriateness of control design and level of 
documentation maintained to support control effectiveness.

•  Control Activities:  As a consequence of the material weaknesses described above, internal control deficiencies 
related to the design and operation of process-level controls and general information technology controls were 
determined to be pervasive throughout the Company’s financial reporting processes.

While these material weaknesses did not result in material misstatements of the Company’s financial statements as of 

and for the year ended December 31, 2018, these material weaknesses create a reasonable possibility that a material 
misstatement of account balances or disclosures in annual or interim consolidated financial statements may not be prevented or 
detected in a timely manner.  Accordingly, the Company concluded that the deficiencies represent material weaknesses in its 
internal control over financial reporting and its internal control over financial reporting was not effective as of December 31, 
2018.

The Company’s independent registered public accounting firm, KPMG LLP, which audited the 2018 consolidated 

financial statements included in this Form 10-K, has expressed an adverse opinion on the operating effectiveness of the 
Company's internal control over financial reporting. KPMG LLP's report appears on pages 50-51 of this Form 10-K.

Remediation Plan

The Company’s remediation efforts are ongoing and it will continue its initiatives to implement and document policies 

and procedures, and strengthen the Company’s internal control environment. Remediation of the identified material 
weaknesses and strengthening the Company’s internal control environment will require a substantial effort throughout 2019, 
and those efforts may extend beyond 2019. The Company will test the design, implementation and operating effectiveness of its 
internal control over financial reporting, including any new controls implemented and remediation of existing controls, in 
future periods. The material weaknesses cannot be considered completely remediated until the applicable controls have 
operated for a sufficient period of time and management has concluded, through testing, that these controls are operating 
effectively.  

To remediate the material weaknesses described above, the Company plans to pursue the following remediation steps:

1.  Perform a comprehensive financial risk assessment and internal control gap analysis to ensure that all relevant 
risks of material misstatement to the Company’s financial statements are identified and that the Company’s 
internal controls are sufficient to address those risks.

2.  Review and update, as necessary, documentation of relevant processes, policies and procedures, and design of 

relevant controls, with respect to the Company’s internal control over financial reporting. The Company intends to 
implement any necessary changes as a result of deficiencies identified in its relevant processes, policies and 
procedures as promptly as practical and to satisfy documentation requirements under Section 404 of the Sarbanes-
Oxley Act.

3.  Seek to ensure that the Company’s internal control over financial reporting is properly designed, implemented, 

operating effectively, and appropriately documented by (i) enhancing the design of existing control activities and/
or implementing additional control activities, as needed, (ii) monitoring the operating effectiveness of those 
controls, and (iii) ensuring that sufficient documentation exists to evidence the design, implementation, and 
operation of those controls.

4.  Evaluate and enhance the Company’s monitoring activities to ensure the components of internal control under the 

2013 COSO Framework are present, functioning, and able to be appropriately evidenced.

5.  Design, execute and monitor a plan, with appropriate executive sponsorship, and with the assistance of outside 
consultants, to enhance the Company’s internal control over financial reporting and accomplish the goals of the 
remediation plan as set forth above.

44

6.  Continue to seek, train and retain individuals that have the appropriate skills and experience related to designing, 

operating and documenting internal controls.

The Company has hired an internationally recognized accounting firm as its outside consultant, to assist in achieving 
the objectives described above.  The Company believes that its remediation plan will be sufficient to remediate the identified 
material weaknesses and strengthen its internal control over financial reporting.  As the Company continues to evaluate, and 
works to improve, its internal control over financial reporting, management may determine that additional measures to address 
control deficiencies or modifications to the remediation plan are necessary.  The Company cannot assure you, however, when it 
will remediate such weaknesses, nor can it be certain whether additional actions will be required or the costs of any such 
actions.  Moreover, the Company cannot assure you that additional material weaknesses will not arise in the future.

Changes in Internal Control Over Financial Reporting

The Company is in the process of implementing certain changes in its internal controls to remediate the material weaknesses 
described above.  The implementation of the material aspects of this plan will begin in the second quarter of 2019.  Except for 
the identification of the material weaknesses described above, which originated in prior periods, there has been no change in 
the Company’s internal control over financial reporting during the quarter ended December 31, 2018, that has materially 
affected, or is reasonably likely to materially affect, its internal control over financial reporting.

Item 9B.  OTHER INFORMATION

None. 

45

PART III

Item 10. 

DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

The information concerning directors and persons nominated to become directors of Tredegar to be included in the Proxy 
Statement under the headings “Proposal 1: Election of Directors” and “Tredegar’s Board of Directors” is incorporated herein by 
reference.

The information concerning corporate governance to be included in the Proxy Statement under the headings “Board 
Meetings, Meetings of Non-Management Directors and the Board Committees” and “Corporate Governance” is incorporated 
herein by reference.

The information to be included in the Proxy Statement under the heading “Section 16(a) Beneficial Ownership Reporting 

Compliance” is incorporated herein by reference.

Set forth below are the names, ages and titles of the Company’s executive officers:

Name
John D. Gottwald

D. Andrew Edwards

Michael J. Schewel

Age

Title

64 President and Chief Executive Officer

60 Vice President and Chief Financial Officer

65 Vice President, General Counsel and Corporate Secretary

John D. Gottwald.  Mr. Gottwald was elected President and Chief Executive Officer on August 18, 2015.  From June 26, 2015 
until August 17, 2015, he served as interim President and Chief Executive Officer.  He previously served as the Company’s 
President and Chief Executive Officer from March 1, 2006 until January 31, 2010, and as the Company’s Chairman of the 
Board from September 2001 until February 2008.  Mr. Gottwald also served as the Company’s President and Chief Executive 
Officer from July 1989 until September 2001.

D. Andrew Edwards.  Mr. Edwards was elected Vice President and Chief Financial Officer effective July 20, 2015.  He 
previously served as the Chief Financial Officer of United Sporting Companies, Inc., a wholesale distributor of outdoor 
sporting goods, from February 2013 until July 2015 and as Vice President, Controller and Chief Accounting Officer of Owens 
& Minor, Inc., a distributor of acute medical products, from April 2010 to February 2013 and as Acting Chief Financial Officer 
of Owens & Minor, Inc. from March 2012 to February 2013.  Mr. Edwards also served as Vice President, Finance, of Owens & 
Minor, Inc. from December 2009 until April 2010.  Mr. Edwards previously served as the Company’s Vice President, Chief 
Financial Officer and Treasurer from August 2003 to December 2009 and as the Company’s Vice President, Finance from 
November 1998 to August 2003. Mr. Edwards also served as the Company’s Treasurer from May 1997 to December 2009 and 
as the Company’s Controller from October 1992 until July 2000.  

Michael J. Schewel.  Mr. Schewel was elected Vice President, General Counsel and Corporate Secretary effective May 9, 
2016.  He was previously a partner with the law firm of McGuire Woods, LLP from 1986 until May 2016, except for four years 
from 2002 until 2006 when he served as Secretary of Commerce and Trade for the Commonwealth of Virginia.

On February 28, 2019, the Company announced that John D. Gottwald was retiring as its president and chief executive 

officer effective immediately after the filing of this Annual Report on Form 10-K. He will continue to be a member of 
Tredegar’s board of directors.  Tredegar’s board of directors elected John M. Steitz to succeed Mr. Gottwald as president and 
chief executive officer effective upon Mr. Gottwald’s retirement.  Mr. Steitz has been a director of Tredegar since 2017. 

Tredegar has adopted a Code of Conduct that applies to all of its directors, officers and employees (including its chief 

executive officer, chief financial officer and principal accounting officer) and has posted the Code of Conduct on its website.  
All amendments to or waivers from any provision of the Company’s Code of Conduct applicable to the chief executive officer, 
chief financial officer and principal accounting officer will be disclosed on the Company’s website.  The Company’s internet 
address is www.tredegar.com. 

46

Item 11. 

EXECUTIVE COMPENSATION

The information to be included in the Proxy Statement under the headings “Compensation of Directors,” “Board 
Meetings, Meetings of Non-Management Directors and Board Committees—Executive Compensation Committee Interlocks 
and Insider Participation,” “Compensation Discussion and Analysis,” “Executive Compensation Committee Report” and 
“Compensation of Executive Officers” is incorporated herein by reference.

Item 12. 

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED STOCKHOLDER MATTERS

The information to be included in the Proxy Statement under the heading “Stock Ownership” is incorporated herein by 
reference. The following table summarizes information with respect to equity compensation plans under which securities are 
authorized for issuance as of December 31, 2018.

Plan Category
Equity compensation plans approved by security holders

Equity compensation plans not approved by security holders

Total

Column (a)

Column (b)

Column (c)

Number of Securities
to be Issued Upon
Exercise of
Outstanding Options,
Warrants and Rights*

Weighted-Average
Exercise Price of
Outstanding Options,
Warrants and Rights

Number of Securities
Remaining Available for
Future Issuance Under
Equity Compensation Plans,
Excluding Securities
Reflected in Column (a)

1,319,561

—

1,319,561

$

$

19.69

—

19.69

1,548,917

—

1,548,917

* 

Includes performance stock units that give the holder the right to receive shares of Tredegar common stock upon the satisfaction of certain performance criteria.

Item 13. 

CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

The information to be included in the Proxy Statement under the headings “Certain Relationships and Related 
Transactions”, “Tredegar’s Board of Directors” and “Board Meetings, Meetings of Non-Management Directors and Board 
Committees” is incorporated herein by reference.

Item 14. 

PRINCIPAL ACCOUNTING FEES AND SERVICES

The following is incorporated herein by reference:

• 

• 

Information on accounting fees and services to be included in the Proxy Statement under the heading “Audit and 
Non-Audit Fees;” and

Information on the Audit Committee’s procedures for pre-approving certain audit and non-audit services to be 
included in the Proxy Statement under the heading “Board Meetings, Meetings of Non-Management Directors and 
Board Committees—Audit Committee Matters.”

47

PART IV

Item 15. 

EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a)

List of documents filed as a part of the report:

(1)

Financial statements:

Tredegar Corporation
Index to Financial Statements and Supplementary Data

Auditors’ Opinions:

Reports of Independent Registered Public Accounting Firm - KPMG LLP

Report of Independent Registered Public Accounting Firm -

PricewaterhouseCoopers LLP

Financial Statements:

Consolidated Balance Sheets as of December 31, 2018 and 2017

Consolidated Statements of Income for the Years Ended December 31, 2018,

2017 and 2016

Consolidated Statements of Comprehensive Income (Loss) for the Years Ended

December 31, 2018, 2017 and 2016

Consolidated Statements of Cash Flows for the Years Ended December 31,

2018, 2017 and 2016

Consolidated Statements of Shareholders' Equity for the Years Ended

December 31, 2018, 2017 and 2016

Notes to Financial Statements

(2)

Financial statement schedules:

None

(3)

Exhibits:

See Exhibit Index on pages

:

99-101

Page

49

52

53

54

55

56

57
58-98

48

Report of Independent Registered Public Accounting Firm

To the Shareholders and Board of Directors
Tredegar Corporation:

Opinion on the Consolidated Financial Statements

We have audited the accompanying consolidated balance sheet of Tredegar Corporation and subsidiaries (the Company) as of 
December 31, 2018, the related consolidated statements of income, comprehensive income (loss), cash flows, and shareholders’ 
equity for the year ended December 31, 2018, and the related notes (collectively, the consolidated financial statements). In our 
opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Company as of 
December 31, 2018, and the results of its operations and its cash flows for the year ended December 31, 2018, in conformity 
with U.S. generally accepted accounting principles.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB), the Company’s internal control over financial reporting as of December 31, 2018, based on criteria established in 
Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway 
Commission, and our report dated March 18, 2019 expressed an adverse opinion on the effectiveness of the Company’s internal 
control over financial reporting.

Change in Accounting Principle

As discussed in Note 1 to the consolidated financial statements, the Company has changed its method of accounting for 
revenue in 2018 due to the adoption of Financial Accounting Standards Board Accounting Standards Codification Topic 606, 
Revenue from Contracts with Customers.

Basis for Opinion

These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to express 
an opinion on these consolidated financial statements based on our audits. We are a public accounting firm registered with the 
PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws 
and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, 
whether due to error or fraud. Our audit included performing procedures to assess the risks of material misstatement of the 
consolidated financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such 
procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial 
statements. Our audit also included evaluating the accounting principles used and significant estimates made by management, 
as well as evaluating the overall presentation of the consolidated financial statements. We believe that our audit provides a 
reasonable basis for our opinion.

/s/ KPMG LLP

We have served as the Company’s auditor since 2018.

Richmond, Virginia
March 18, 2019

49

Report of Independent Registered Public Accounting Firm

To the Shareholders and Board of Directors 
Tredegar Corporation:

Opinion on Internal Control Over Financial Reporting 

We have audited Tredegar Corporation and subsidiaries’ (the Company) internal control over financial reporting as of 
December 31, 2018, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee 
of Sponsoring Organizations of the Treadway Commission. In our opinion, because of the effect of the material weaknesses, 
described below, on the achievement of the objectives of the control criteria, the Company has not maintained effective internal 
control over financial reporting as of December 31, 2018, based on criteria established in Internal Control - Integrated 
Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB), the consolidated balance sheet of the Company as of December 31, 2018, the related consolidated statements of 
income, comprehensive income (loss), cash flows, and shareholders’ equity for the year ended December 31, 2018, and the 
related notes (collectively, the consolidated financial statements), and our report dated March 18, 2019 expressed an 
unqualified opinion on those consolidated financial statements. 

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that 
there is a reasonable possibility that a material misstatement of the company’s annual or interim financial statements will not be 
prevented or detected on a timely basis. Material weaknesses related to an ineffective control environment resulting from an 
insufficient number of trained resources, ineffective risk assessment, ineffective information and communication, and 
ineffective monitoring activities resulting in ineffective control activities related to the design and operation of process-level 
controls and general information technology controls across all financial reporting processes have been identified and included 
in management’s assessment. The material weaknesses were considered in determining the nature, timing, and extent of audit 
tests applied in our audit of the 2018 consolidated financial statements, and this report does not affect our report on those 
consolidated financial statements.

Basis for Opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its 
assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management’s Report 
on Internal Control Over Financial Reporting as of December 31, 2018. Our responsibility is to express an opinion on the 
Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered with the 
PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws 
and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all 
material respects. Our audit of internal control over financial reporting included obtaining an understanding of internal control 
over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating 
effectiveness of internal control based on the assessed risk. Our audit also included performing such other procedures as we 
considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures 
that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit 
preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the company are being made only in accordance with authorizations of management and directors of the 
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 
disposition of the company’s assets that could have a material effect on the financial statements.

50

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ KPMG LLP

Richmond, Virginia
March 18, 2019

51

Report of Independent Registered Public Accounting Firm

To the Board of Directors and Shareholders of Tredegar Corporation

Opinion on the Financial Statements 

We have audited the accompanying consolidated balance sheet of Tredegar Corporation and its subsidiaries (the “Company”) as 
of December 31, 2017, and the related consolidated statements of income, of comprehensive income (loss), of shareholders’ 
equity, and of cash flows for each of the two years in the period ended December 31, 2017, including the related notes 
(collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated financial statements 
present fairly, in all material respects, the financial position of the Company as of December 31, 2017, and the results of its 
operations and its cash flows for each of the two years in the period ended December 31, 2017 in conformity with accounting 
principles generally accepted in the United States of America.    

Change in Accounting Principle

As discussed in Note 1 to the consolidated financial statements, the Company changed the manner in which it accounts for 
pension and postretirement benefits in 2018. 

Basis for Opinion 

These consolidated financial statements are the responsibility of the Company's management. Our responsibility is to express 
an opinion on the Company’s consolidated financial statements based on our audits. We are a public accounting firm registered 
with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with 
respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the 
Securities and Exchange Commission and the PCAOB.  

We conducted our audits of these consolidated financial statements in accordance with the standards of the PCAOB. Those 
standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial 
statements are free of material misstatement, whether due to error or fraud.

Our audits included performing procedures to assess the risks of material misstatement of the consolidated financial statements, 
whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a 
test basis, evidence regarding the amounts and disclosures in the consolidated financial statements. Our audits also included 
evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall 
presentation of the consolidated financial statements. We believe that our audits provide a reasonable basis for our opinion. 

/s/ PricewaterhouseCoopers LLP

Richmond, Virginia
February 21, 2018, except for the change in the manner in which the Company accounts for pension and postretirement benefits 
discussed in Note 1 to the consolidated financial statements, as to which the date is March 18, 2019

We served as the Company's auditor from 1989 to 2018.

52

CONSOLIDATED BALANCE SHEETS
Tredegar Corporation and Subsidiaries

December 31

(In thousands, except share data)
Assets
Current assets:

Cash and cash equivalents
Accounts and other receivables, net of allowance for doubtful accounts and sales returns

of $2,937 in 2018 and $3,304 in 2017

Income taxes recoverable
Inventories
Prepaid expenses and other
Total current assets
Property, plant and equipment, at cost:
Land and land improvements
Buildings
Machinery and equipment

Total property, plant and equipment

Less accumulated depreciation

Net property, plant and equipment

Investment in kaléo (cost basis of $7,500)
Identifiable intangible assets, net
Goodwill
Deferred income tax assets
Other assets

Total assets

Liabilities and Shareholders’ Equity
Current liabilities:

Accounts payable
Accrued expenses

Total current liabilities

Long-term debt
Pension and other postretirement benefit obligations, net
Deferred income tax liabilities
Other noncurrent liabilities

Total liabilities

Commitments and contingencies (Notes 15 and 18)
Shareholders’ equity:

Common stock (no par value):

Authorized 150,000,000 shares;
Issued and outstanding—33,176,024 shares in 2018 and 33,017,422 in 2017

(including restricted stock)

Common stock held in trust for savings restoration plan (72,883 shares in 2018 and

71,309 in 2017)

Accumulated other comprehensive income (loss):
Foreign currency translation adjustment
Gain (loss) on derivative financial instruments
Pension and other postretirement benefit adjustments

Retained earnings

Total shareholders’ equity
Total liabilities and shareholders’ equity

See accompanying notes to financial statements.

53

2018

2017

$

34,397

$

36,491

124,727
6,783
93,810
9,564
269,281

8,772
101,332
682,968
793,072
(564,703)
228,369
84,600
36,295
81,404
3,412
4,012
707,373

112,758
42,495
155,253
101,500
88,124
—
7,639
352,516

$

$

120,135
32,080
86,907
8,224
283,837

8,723
101,271
660,898
770,892
(547,801)
223,091
54,000
40,552
128,208
16,636
9,419
755,743

108,391
42,433
150,824
152,000
98,837
2,123
8,179
411,963

38,892

34,747

(1,559)

(1,528)

(96,940)
(1,601)
(81,446)
497,511
354,857
707,373

$

(86,178)
459
(90,950)
487,230
343,780
755,743

$

$

$

 
 
CONSOLIDATED STATEMENTS OF INCOME
Tredegar Corporation and Subsidiaries

Years Ended December 31

(In thousands, except per-share data)
Revenues and other:

Sales

Other income (expense), net

Costs and expenses:

Cost of goods sold

Freight

Selling, general and administrative

Research and development

Amortization of identifiable intangibles

Pension and postretirement benefits

Interest expense

Asset impairments and costs associated with exit and disposal

activities

Goodwill impairment charge

Total

Income (loss) before income taxes

Income tax expense (benefit)
Net income

Earnings per share:

Basic

Diluted

See accompanying notes to financial statements.

2018

2017

2016

$

1,065,471

$

961,330

$

828,341

30,459

51,713

1,095,930

1,013,043

2,381

830,722

849,756

767,550

659,867

36,027

85,283

18,707

3,976

10,406

5,702

2,913

46,792

1,059,562

36,368

11,526

24,842

$

33,683

83,386

18,287

6,198

10,193

6,170

102,488

—

1,027,955
(14,912)
(53,163)
38,251

0.75

0.75

$

$

1.16

1.16

$

$

$

$

$

$

29,069

73,466

19,122

3,978

11,047

3,806

2,684

—

803,039

27,683

3,217

24,466

0.75

0.75

54

 
 
 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)
Tredegar Corporation and Subsidiaries

Years Ended December 31

(In thousands, except per-share data)
Net income

Other comprehensive income (loss):

Unrealized foreign currency translation adjustment (net of tax of $281
in 2018, tax benefit of $371 in 2017 and tax benefit of $729 in 2016)

Derivative financial instruments adjustment (net of tax benefit of $503

in 2018, net of tax of $111 in 2017 and tax of $727 in 2016)

Pension & other postretirement benefit adjustments:

Net gains (losses) and prior service costs (net of tax benefit of

$319 in 2018, tax benefit of $2,518 in 2017 and tax benefit of
$1,874 in 2016)

Amortization of prior service costs and net gains or losses (net of
tax of $3,028 in 2018, tax of $4,234 in 2017 and tax of $4,398
in 2016)

Other comprehensive income (loss)

Comprehensive income (loss)

See accompanying notes to financial statements.

2018

2017

2016

$

24,842

$

38,251

$

24,466

(10,762)

7,792

18,837

(2,060)

(404)

1,236

(1,118)

(8,634)

(3,288)

10,622
(3,318)
21,524

$

7,811

6,565

$

44,816

$

8,700

25,485

49,951

55

 
 
 
CONSOLIDATED STATEMENTS OF CASH FLOWS
Tredegar Corporation and Subsidiaries

Years Ended December 31

(In thousands)
Cash flows from operating activities:

Net income
Adjustments for noncash items:

Depreciation

Amortization of identifiable intangibles

Goodwill impairment charge

Deferred income taxes

Accrued pension and postretirement benefits

(Gain) loss on investment in kaléo accounted for under the fair

value method

Loss on asset impairments

(Gain) loss on sale of assets

Gain from insurance recoveries

Changes in assets and liabilities:

Accounts and other receivables

Inventories

Income taxes recoverable/payable

Prepaid expenses and other

Accounts payable and accrued expenses

Pension and postretirement benefit plan contributions

Other, net

Net cash provided by operating activities

Cash flows from investing activities:

Capital expenditures

Acquisitions, net of cash acquired

Return of escrowed funds relating to acquisition earn-out

Net proceeds from the sale of investment property

Insurance proceeds from cast house explosion

Proceeds from the sale of assets and other

Net cash used in investing activities

Cash flows from financing activities:

Borrowings
Debt principal payments
Dividends paid
Debt financing costs
Proceeds from exercise of stock options and other

Net cash provided by (used in) financing activities:

Effect of exchange rate changes on cash

Increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period
Supplemental cash flow information:

Interest payments
Income tax payments (refunds), net

See accompanying notes to financial statements.

$

$
$

56

2018

2017

2016

$

24,842

$

38,251

$

24,466

29,828

3,976

46,792

8,626

10,406

(30,600)
223
(46)
—

(11,883)
(9,577)
25,018
(1,924)
5,571
(8,907)
5,449
97,794

(40,814)
—

4,250

1,384

—

1,098
(34,082)

76,750
(127,250)
(14,592)
—
1,004
(64,088)
(1,718)
(2,094)
36,491
34,397

$

34,079

6,198

—
(36,414)
10,193

(33,800)
101,282

553
(5,261)

(10,566)
(9,128)
(24,449)
(784)
21,123
(5,829)
2,767
88,215

(44,362)
(87,110)
—

—

5,739

129
(125,604)

190,750
(133,750)
(14,532)
—
695
43,163
1,206
6,980
29,511
36,491

5,421
$
(24,020) $

5,808
9,193

$

$
$

28,494

3,978

—
(3,689)
11,047

(1,600)
1,436
(220)
(1,634)

92

1,127
(7,061)
(1,914)
161
(8,061)
2,250
48,872

(45,457)
—

—

—

1,156

2,308
(41,993)

96,750
(105,750)
(14,456)
(2,606)
2,313
(23,749)
2,225
(14,645)
44,156
29,511

3,074
15,406

 
 
 
CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY
Tredegar Corporation and Subsidiaries

(In thousands, except share and per-share data)

Shares

Amount

Common Stock

Accumulated Other Comprehensive
Income (Loss)

Trust for
Savings
Restora-
tion Plan

Foreign
Currency
Trans-
lation

Retained
Earnings

Gain
(Loss) on
Derivative
Financial 
Instruments

Pension & 
Other Post-
retirement 
Benefit 
Adjust.

Total
Share-
holders’ 
Equity

32,682,162

$ 29,467

$453,467

$ (1,467) $(112,807) $

(373) $

(95,539) $ 272,748

—

—

—

—

—

—

—

—

(30)

—

18,837

—

—

—

—

—

—

—

Balance at January 1, 2016

Net loss

Foreign currency translation adjustment (net of tax

benefit of $729)

Derivative financial instruments adjustment (net of tax

of $727)

Net gains or losses and prior service costs (net of tax

benefit of $1,874)

Amortization of prior service costs and net gains or

losses (net of tax of $4,398)

Cash dividends declared ($0.44 per share)

—

—

—

—

—

—

—

—

—

—

—

24,466

—

—

—

—

— (14,456)

Stock-based compensation expense

127,169

1,461

Issued upon exercise of stock options (including related

income tax of $1,109) & other

124,476

1,079

Tredegar common stock purchased by trust for savings

restoration plan

—

—

—

—

30

Balance at December 31, 2016

32,933,807

32,007

463,507

(1,497)

(93,970)

Net income

Foreign currency translation adjustment (net of tax

benefit of $371)

Derivative financial instruments adjustment (net of tax

of $111)

Net gains or losses and prior service costs (net of tax

benefit of $2,518)

Amortization of prior service costs and net gains or

losses (net of tax of $4,234)

Cash dividends declared ($0.44 per share)

Stock-based compensation expense

Issued upon exercise of stock options & other

Cumulative effect adjustment for adoption of stock-

based compensation accounting guidance

Tredegar common stock purchased by trust for savings

restoration plan

—

—

—

—

—

—

—

—

—

—

—

38,251

—

—

—

—

— (14,532)

49,475

34,140

2,018

695

—

—

27

—

—

—

(27)

31

—

—

—

—

—

—

—

—

(31)

—

7,792

—

—

—

—

—

—

—

Balance at December 31, 2017

33,017,422

34,747

487,230

(1,528)

(86,178)

24,842

—

—

Net income

Foreign currency translation adjustment (net of tax of

$281)

Derivative financial instruments adjustment (net of tax

benefit of $503)

Net gains or losses and prior service costs (net of tax

benefit of $319)

Amortization of prior service costs and net gains or

losses (net of tax of $3,028)

Cash dividends declared ($0.44 per share)

Stock-based compensation expense

Issued upon exercise of stock options & other

Tredegar common stock purchased by trust for savings

restoration plan

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

— (14,592)

102,762

55,840

3,141

1,004

—

—

—

—

31

— (10,762)

—

—

—

—

—

—

(31)

—

—

—

—

—

—

—

—

—

1,236

—

—

—

—

—

—

863

—

—

(404)

—

—

—

—

—

—

459

—

—

(2,060)

—

—

—

—

—

—

—

—

—

24,466

18,837

1,236

(3,288)

(3,288)

8,700

—

—

—

—

8,700

(14,456)

1,461

1,079

—

(90,127)

310,783

—

—

—

38,251

7,792

(404)

(8,634)

(8,634)

7,811

—

—

—

—

7,811

(14,532)

2,018

695

—

—

(90,950)

343,780

—

—

—

24,842

(10,762)

(2,060)

(1,118)

(1,118)

10,622

—

—

—

—

10,622

(14,592)

3,141

1,004

—

Balance at December 31, 2018

33,176,024

$ 38,892

$497,511

$ (1,559) $ (96,940) $

(1,601) $

(81,446) $ 354,857

See accompanying notes to financial statements.

57

 
 
 
 
 
NOTES TO FINANCIAL STATEMENTS
Tredegar Corporation and Subsidiaries

1 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Organization and Nature of Operations. Tredegar Corporation and subsidiaries (collectively “Tredegar,” “the Company,” 
“we,” “us” or “our”) are primarily engaged in the manufacture of polyethylene films, polyester films and aluminum extrusions, 
which are reported for business segment purposes under PE Films, Flexible Packaging Films (also referred to as Terphane) and 
Aluminum Extrusions (also referred to as Bonnell Aluminum), respectively.  More information on the Company’s business 
segments is provided in Note 5.  See Notes 10 and 17 regarding restructurings.

Basis of Presentation. The consolidated financial statements include the accounts and operations of Tredegar and all of its 
majority-owned subsidiaries.  Intercompany accounts and transactions have been eliminated in consolidation. 

The preparation of financial statements in conformity with United States (“U.S.”) generally accepted accounting 

principles (“GAAP”) requires Tredegar to make estimates and assumptions that affect the reported amounts of revenues, 
expenses, assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements.  Actual 
results could differ from those estimates.

Certain amounts for the prior years have been reclassified to conform to current year presentation.  For the years ended 

December 31, 2017 and 2016, the pension and postretirement benefit expenses recorded in Cost of goods sold and Selling, 
general and administrative have been reclassified to a new line item, Pension and postretirement benefits, on the consolidated 
statements of income, due to the retrospective adoption of ASU 2017-07.

Fiscal Year End.  The Company operates on a calendar fiscal year except the Aluminum Extrusions segment, which operates 
on a 52/53-week fiscal year basis.  References to Aluminum Extrusions for 2018, 2017 and 2016 relate to the 53-week fiscal 
year ended December 30, 2018 and the 52-week fiscal years ended December 24, 2017 and December 26, 2016, respectively. 
The Company does not believe the impact of reporting the results of this segment as stated above is material to the consolidated 
financial results.

Foreign Currency Translation. The financial statements of subsidiaries located outside the U.S., where the local currency is 
the functional currency, are translated into U.S. Dollars using exchange rates in effect at the period end for assets and liabilities 
and average exchange rates during each reporting period for results of operations.  Adjustments resulting from the translation of 
these financial statements are reflected as a separate component of shareholders’ equity.  There are no operating subsidiaries 
located outside the U.S. where the U.S. Dollar is the functional currency.

Transaction and remeasurement gains or losses included in income were losses of $0.5 million, $0.8 million and $3.6 

million in 2018, 2017 and 2016, respectively.  These amounts do not include the effects between reporting periods that 
exchange rate changes have on income of the locations outside the U.S. that result from translation into U.S. Dollars.

Cash and Cash Equivalents. Cash and cash equivalents consist of cash on hand in excess of daily operating requirements and 
highly liquid investments with original maturities of three months or less.  At December 31, 2018 and 2017, Tredegar had cash 
and cash equivalents of $34.4 million and $36.5 million, respectively, including funds held in locations outside the U.S. of 
$31.1 million and $32.7 million, respectively.

The Company’s policy permits investment of excess cash in marketable securities that have the highest credit ratings and 

maturities of less than one year.  The primary objectives of the policy are safety of principal and liquidity.

Accounts and Other Receivables. Accounts receivable are stated at the amount invoiced to customers less allowances for 
doubtful accounts and sales returns.  Accounts receivable are non-interest bearing and arise from the sale of product to 
customers under typical industry trade terms.  Notes receivable are not significant.  Past due amounts are determined based on 
established terms and charged-off when deemed uncollectible.  The allowance for doubtful accounts is determined based on an 
assessment of probable losses taking into account past due amounts, customer credit profile, historical experience and current 
economic conditions.  Other receivables include value-added taxes related to certain foreign subsidiaries and other 
miscellaneous receivables due within one year.  For certain customers, the Company has arrangements in place with financial 
institutions whereby certain customer receivables are sold to the financial institution at a discount and without recourse.  Upon 
sale, the associated receivable is derecognized and the discount is recognized.

Inventories. Inventories are stated at the lower of cost or market, with cost determined using the last-in, first-out (“LIFO”), the 
weighted average cost or the first-in, first-out method.  Cost elements included in work-in-process and finished goods 
inventories are raw materials, direct labor and manufacturing overhead.  Finished goods, work-in-process, raw materials and 

58

supplies, stores and other inventory are reviewed to determine if inventory quantities are in excess of forecasted usage or if they 
have become obsolete.

Property, Plant and Equipment. Accounts include costs of assets constructed or purchased, related delivery and installation 
costs and interest incurred on significant capital projects during their construction periods.  Expenditures for renewals and 
betterments also are capitalized, but expenditures for repairs and maintenance are expensed as incurred.  The cost and 
accumulated depreciation applicable to assets retired or sold are removed from the respective accounts, and gains or losses 
thereon are included in income.

Capital expenditures for property, plant and equipment include capitalized interest.  Capitalized interest included in 
capital expenditures for property, plant and equipment was $0.3 million, $0.4 million and $0.3 million in 2018, 2017 and 2016, 
respectively.

Depreciation is computed primarily by the straight-line method based on the estimated useful lives of the assets that, 
except for isolated exceptions, range from 5 to 40 years for buildings and land improvements and 2 to 20 years for machinery 
and equipment.

Investments in Private Entities with Less Than or Equal to 50% Voting Ownership Interest. The Company accounts for its 
investments in private entities where its voting ownership is less than or equal to 50% based on the facts and circumstances 
surrounding the investment. 

For those investments measured at fair value, GAAP requires disclosure of the level within the fair value hierarchy in 
which fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets 
for identical assets or liabilities (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs 
(Level 3).

Goodwill and Identifiable Intangibles. The excess of the purchase price over the fair value of identifiable net assets of acquired 
companies is allocated to goodwill.  The Company assesses goodwill for impairment when events or circumstances indicate 
that the carrying value may not be recoverable or, at a minimum, on an annual basis (December 1st of each year).  When 
assessing goodwill for impairment, accounting guidance allows the Company to first perform a qualitative assessment about the 
likelihood of the carrying value of a reporting unit exceeding its fair value, referred to as the "Step 0" assessment. The Step 0 
assessment requires the evaluation of certain qualitative factors, including macroeconomic conditions, industry and market 
considerations, cost factors and overall financial performance, as well as company and reporting unit factors. If the Company's 
Step 0 analysis indicates that it is more likely than not that the fair value of a reporting unit is less than the carrying amount, 
then the Company would perform a quantitative impairment test. 

The Company’s significant operating units in PE Films include Personal Care and Surface Protection. There are three 
operating units in Aluminum Extrusions: Bonnell Aluminum, AACOA and Futura. Each of these reporting units has separately 
identifiable operating net assets (operating assets including goodwill and identifiable intangible assets net of operating 
liabilities).

The Company recorded a goodwill impairment charge of $46.8 million ($38.2 million after taxes) to write off the 
goodwill associated with the Personal Care reporting unit of PE Films in the third quarter of 2018.  See Note 8 for additional 
details.

The Company estimates the fair value of its reporting units using discounted cash flow analysis and comparative 

enterprise value-to-EBITDA (earnings before interest, taxes, depreciation and amortization) multiples. Goodwill of Aluminum 
Extrusions operating unit, Futura, in the amount of $10.4 million was tested for impairment at the annual testing date, with the 
estimated fair value of this reporting unit exceeding the carrying value of its net assets at December 1, 2018.   The Surface 
Protection reporting unit of PE Films and the AACOA, Inc. (“AACOA”) reporting unit of Aluminum Extrusions had goodwill 
in the amounts of $57.3 million and $13.7 million, respectively, at December 1, 2018.  The goodwill in Aluminum Extrusions is 
associated with the October 2012 acquisition of AACOA and the February 2017 acquisition of Futura Industries Corporation 
(“Futura”). 

As of December 31, 2018, the Company applied the Step 0 assessment to Surface Protection and AACOA, which both 

had fair values significantly in excess of their carrying amounts when tested in 2017.  The Company's Step 0 analysis in 2018 
of the reporting units concluded that it is not more likely than not that the fair values of the reporting units are less than their 
carrying amounts. Therefore, the quantitative goodwill impairment test for these reporting units was not necessary in 2018.

59

Indefinite-lived identifiable intangible assets are assessed for impairment when events or circumstances indicate that the 

carrying value may not be recoverable.  The Company estimates the fair value of its trade names using a relief-from-royalty 
method that relies upon a corresponding discounted cash flow analysis.  

For AACOA and Futura, the indefinite-lived identifiable intangible assets for each were assessed for indicators of 

impairment at the annual testing date.  No indicators of impairment were identified.

Based on a valuation analysis conducted in the fourth quarter of 2017, Terphane recorded an impairment of its assets. 

Indefinite-lived trade names for Terphane were written down by $4.0 million to $2.4 million and were assigned estimated 
useful lives of 5 to 13 years.  Also, Terphane recorded a reduction of the carrying value of definite-lived identifiable intangible 
assets in the amount of $14.0 million.

Additional disclosure of Tredegar goodwill and identifiable intangible assets and the impairments recorded in 2017 are 

included in Note 8.

Impairment of Long-Lived Assets. The Company reviews long-lived assets for possible impairment when events indicate that 
an impairment may exist.  For assets that are held and used in operations, if events indicate that an asset may be impaired, the 
Company estimates the future unlevered pre-tax cash flows expected to result from the use of the asset and its eventual 
disposition.  Assets are grouped for this purpose at the lowest level for which there are identifiable and independent cash flows.  
If the sum of these undiscounted pre-tax cash flows is less than the carrying amount of the asset group, an impairment loss is 
calculated.  Measurement of the impairment loss is the amount by which the carrying amount exceeds the estimated fair value 
of the asset group.

During the fourth quarter of 2017, in conjunction with annual business planning as well as valuation activities (including 

the use of discounted cash flow and comparative enterprise value-to-EBITDA multiple methods) and other efforts, the 
Company determined that the carrying value of Terphane’s remaining long-lived assets were impaired.  Accordingly, the 
Company wrote down these assets based on an enterprise valuation for all of Terphane of approximately $30 million. This 
write-down resulted in a non-cash asset impairment loss recognized during the fourth quarter of 2017 of $101 million ($87 
million after non-cash tax benefits).  See Note 17 for more information on this impairment.  

Assets that are held for sale are reported at the lower of their carrying amount or estimated fair value less cost to sell, with 

an impairment loss recognized for any write-down required.

Pension Costs and Postretirement Benefit Costs Other than Pensions. Pension costs and postretirement benefit costs other 
than pensions have been accrued over the period employees provided service to Tredegar.  Liabilities and expenses for pension 
plans and other postretirement benefits are determined using actuarial methodologies and incorporate significant assumptions, 
including the rate used to discount the future estimated liability, the long-term rate of return on plan assets, and several 
assumptions relating to the employee workforce.  The Company recognizes the funded status of its pension and other 
postretirement plans in the accompanying consolidated balance sheets.  Tredegar’s policy is to fund its pension plans at 
amounts not less than the minimum requirements of the Employee Retirement Income Security Act (“ERISA”) of 1974 and to 
fund postretirement benefits other than pensions when claims are incurred.

Revenue Recognition. Revenue from the sale of products, which is shown net of estimated sales returns and allowances, is 
recognized at a point in time when control has passed to the customer. Control passes to the customer generally when the 
customer takes physical possession or when title passes if defined separately in the sales agreement.  Amounts billed to 
customers related to freight are classified as sales in the accompanying consolidated statements of income. The cost of freight is 
classified as a separate line in the accompanying consolidated statements of income. Taxes assessed by a governmental 
authority that are both imposed on and concurrent with a specific revenue-producing transaction between Tredegar and its 
customers (such as value-added taxes) are accounted for on a net basis and therefore excluded from revenues.  See Note 5 for 
disaggregation of revenue by segment and type.  See Note 6 for a table showing accounts and other receivables, net of 
allowance for bad debts and sales returns.

For the year ended December 31, 2018, the Company had no material bad-debt expense and there were no material 

contract assets, contract liabilities or deferred contract costs recorded on the Consolidated Balance Sheet as of December 31, 
2018.  Payment terms start from the date of satisfaction of the performance obligation and vary from COD (cash on delivery) to 
120 days.  The Company’s contracts generally include one performance obligation, which is satisfied at a point in time. 

For the year ended December 31, 2018, revenue recognized from performance obligations related to prior periods (for 

example, changes in transaction price), was not material.

60

Revenue expected to be recognized in any future period related to remaining performance obligations, excluding i) 

revenue pertaining to contracts that have an original expected duration of one year or less, ii) contracts where revenue is 
recognized as invoiced and iii) variable consideration related to unsatisfied performance obligations, is not expected to 
materially impact the Company’s financial results. 

Research & Development (“R&D”) Costs. R&D costs are expensed as incurred and include primarily salaries, wages, 
employee benefits, equipment depreciation, facility costs and the cost of materials consumed relating to R&D efforts.  R&D 
costs include a reasonable allocation of indirect costs.

Income Taxes. Income taxes are recognized during the period in which transactions enter into the determination of income for 
financial reporting purposes, with deferred income taxes being provided at enacted statutory tax rates on the differences 
between the financial reporting and tax bases of assets and liabilities (see Note 16).  Tredegar’s policy is to accrue U.S. federal 
income taxes to the extent required under GAAP on unremitted earnings of all foreign subsidiaries where required. However, 
due to changes in the taxation of dividends under the Tax Cuts and Jobs Act (the “TCJA”) enacted by the U.S. government in 
December 2017, Tredegar only records U.S. federal income taxes on unremitted earnings of its foreign subsidiaries where 
Tredegar cannot take steps to eliminate any potential tax on future distributions from its foreign subsidiaries.  Prior to the 
second quarter of 2016, deferred U.S. federal income taxes had not been recorded for the undistributed earnings for Terphane 
Limitada because the Company had intended to permanently reinvest these earnings.  Due to concerns about the political and 
economic conditions in Brazil, Terphane Limitada began making cash distributions to the Company.  During 2016, Terphane 
Limitada paid dividends totaling $13.3 million to the Company.  Because of the accumulation of significant losses related to 
foreign currency translations at Terphane Limitada, there were no unrecorded deferred income tax liabilities associated with the 
U.S. federal income taxes and foreign withholding taxes on Terphane Limitada’s undistributed earnings as of December 31, 
2018 and December 31, 2017.

A valuation allowance is recorded in the period when the Company determines that it is more likely than not that all or a 

portion of deferred income tax assets may not be realized.  The establishment and removal of a valuation allowance requires the 
Company to consider all positive and negative evidence and make a judgmental decision regarding the amount of valuation 
allowance required as of a reporting date.  The benefit of an uncertain tax position is included in the accompanying financial 
statements when the Company determines that it is more likely than not that the position will be sustained, based on the 
technical merits of the position, if the taxing authority examines the position and the dispute is litigated.  This determination is 
made on the basis of all the facts, circumstances and information available as of the reporting date.

Earnings Per Share. Basic earnings per share is computed using the weighted average number of shares of common stock 
outstanding.  Diluted earnings per share is computed using the weighted average common and potentially dilutive common 
equivalent shares outstanding, determined as follows:

Weighted average shares outstanding used to compute

basic earnings per share

Incremental shares attributable to stock options and

restricted stock

2018

2017

2016

33,067,800

32,945,961

32,761,793

24,674

5,327

13,279

Shares used to compute diluted earnings per share

33,092,474

32,951,288

32,775,072

Incremental shares attributable to stock options and restricted stock are computed using the average market price during 

the related period.  The average out-of-the-money options to purchase shares that were excluded from the calculation of 
incremental shares attributable to stock options and restricted stock were 726,475 in 2018 and 397,669 in 2017 and 128,200 in 
2016.

Stock-Based Employee Compensation Plans. Compensation expense is recorded on all share-based awards using its calculated 
fair value over the requisite service period under the graded-vesting method.  The fair value of stock option awards was 
estimated as of the grant date using the Black-Scholes options-pricing model.  The fair value of restricted stock awards was 
estimated as of the grant date using the closing stock price on that date. 

61

The assumptions used in this model for valuing Tredegar stock options granted in 2018 and 2017 (no grants in 2016) were 

as follows:

Dividend yield

Weighted average volatility percentage

Weighted average risk-free interest rate

Holding period (years):

Officers

Management

2018

2017

2.3%

38.3%

2.8%

5

5

1.9%

38.3%

1.8%

5

5

Weighted average exercise price at date of grant (also
weighted average market price at date of grant):

Officers

Management

$

$

19.35

19.35

$

$

15.65

15.65

The dividend yield is the actual dividend yield on Tredegar’s common stock at the date of grant, which the Company 

believes is a reasonable estimate of the expected yield during the holding period.  The expected volatility is based on the 
historical volatility of Tredegar’s common stock using a sequential period of historical data equal to the expected holding 
period of the option.  The Company has no reason to believe that future volatility for this period is likely to differ from the past.  
The assumed risk-free interest rate is based on observed interest rates (zero coupon U.S. Treasury debt securities) appropriate 
for the expected holding period. 

In March 2016, the Financial Accounting Standards Board (“FASB”) issued Account Standards Update (“ASU”) 2016-09, 

which amended guidance to simplify several aspects of the accounting for share-based payment transactions, including the 
income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash 
flows.  The Company adopted the new guidance in the first quarter of 2017. Under the new guidance, excess tax benefits 
related to equity compensation were recognized in income tax expense (benefit) in the consolidated statements of income rather 
than in accumulated other comprehensive income in the consolidated balance sheets and were applied on a prospective basis. If 
these amounts had been included in the consolidated statements of income in previous years, net income would have been 
reduced by $1.1 million in 2016.  Changes to the statements of cash flows related to the classification of excess tax benefits and 
employee taxes paid for share-based payment arrangements were implemented on a retrospective basis.  In addition, the 
updated guidance allows the Company to make an accounting policy election to account for forfeitures as they occur.  
Previously, the Company was required to estimate forfeitures at the grant date, accounting for estimated forfeitures over the 
requisite service period. 

Tredegar stock options granted during 2018 and 2017 (no grants in 2016), and related estimated fair value at the date of 

grant, are as follows:

Stock options granted (number of shares):

Officers

Management

Total

Estimated weighted average fair value of options per share

at date of grant:

Officers

Management

Total estimated fair value of stock options granted (in

thousands)

2018

2017

425,228

25,855

451,083

151,992

57,559

209,551

$

$

$

5.87

5.87

2,648

$

$

$

4.69

4.69

983

Additional disclosure of Tredegar stock options is included in Note 12.

Financial Instruments. Tredegar uses derivative financial instruments for the purpose of hedging aluminum price volatility and 
currency exchange rate exposures that exist as part of transactions associated with ongoing business operations.  The 
Company’s derivative financial instruments are designated as and qualify as cash flow hedges and are recognized in the 
accompanying balance sheet at fair value.  A change in the fair value of the derivative that is highly effective and that is 
designated and qualifies as a cash flow hedge is recorded in other comprehensive income.  Gains and losses reported in other 

62

comprehensive income (loss) are reclassified to earnings in the periods in which earnings are affected by the variability of cash 
flows of the hedged transaction.  Such gains and losses are reported on the same line as the underlying hedged item, and the 
cash flows related to financial instruments are classified in the consolidated statements of cash flows in a manner consistent 
with those of the transactions being hedged.  Any hedge ineffectiveness (which represents the amount by which the changes in 
the fair value of the derivative exceed the variability in the cash flows of the forecasted transaction) is recorded in current 
period earnings.  The amount of gains and losses recognized for hedge ineffectiveness were not material in 2018, 2017 and 
2016.

The Company’s policy requires that it formally document all relationships between hedging instruments and hedged 

items, as well as its risk management objective and strategy for undertaking various hedge transactions.  The Company also 
formally assesses (both at the hedge’s inception and on an ongoing basis) whether the derivatives that are used in hedging 
transactions have been highly effective in offsetting changes in the fair value or cash flows of hedged items and whether those 
derivatives may be expected to remain highly effective in future periods.  When it is determined that a derivative is not (or has 
ceased to be) highly effective as a hedge, the Company discontinues hedge accounting prospectively.

As a policy, Tredegar does not engage in speculative or leveraged transactions, nor does it hold or issue financial 

instruments for trading purposes.  Additional disclosure of the utilization of derivative hedging instruments is included in Note 
9.

Comprehensive Income (Loss). Comprehensive income (loss) is defined as net income or loss as adjusted by other 
comprehensive income or loss items.  Other comprehensive income (loss) includes changes in foreign currency translation 
adjustments, unrealized gains and losses on derivative financial instruments, prior service costs and net gains or losses from 
pension and other postretirement benefit plans arising during the period and amortization of these prior service costs and net 
gain or loss adjustments, all recorded net of deferred income taxes.

The following table summarizes the after-tax changes in accumulated other comprehensive income (loss) for the year 

ended December 31, 2018: 

(In thousands)

Foreign currency
translation
adjustment

Gain (loss) on
derivative financial
instruments

Pension and other
post-retirement
benefit adjustments

Total

Beginning balance, January 1, 2018

$

(86,178) $

459

$

(90,950) $ (176,669)

Other comprehensive income (loss)

before reclassifications

Amounts reclassified from accumulated
other comprehensive income (loss)

(10,762)

(2,978)

(1,118)

(14,858)

—

918

10,622

11,540

Net other comprehensive income (loss) -

current period

(10,762)

Ending balance, December 31, 2018

$

(96,940) $

(2,060)
(1,601) $

9,504

(3,318)
(81,446) $ (179,987)

The following table summarizes the after-tax changes in accumulated other comprehensive income (loss) for the year 

ended December 31, 2017:

(In thousands)

Foreign currency
translation
adjustment

Gain (loss) on
derivative financial
instruments

Pension and other
post-retirement
benefit adjustments

Total

Beginning balance, January 1, 2017

$

(93,970) $

863

$

(90,127) $ (183,234)

Other comprehensive income (loss)

before reclassifications

Amounts reclassified from accumulated
other comprehensive income (loss)

Net other comprehensive income (loss) -

current period

7,792

—

7,792

Ending balance, December 31, 2017

$

(86,178) $

538

(942)

(8,634)

(304)

7,811

6,869

(404)
459

$

(823)

6,565
(90,950) $ (176,669)

63

Reclassifications of balances out of accumulated other comprehensive income (loss) into net income during 2018 are 

summarized as follows:

Amount reclassified
from other
comprehensive income
(loss)

Location of gain (loss)
reclassified from accumulated
other comprehensive income
(loss) to net income (loss)

(In thousands)

Gain (loss) on derivative financial instruments:

Aluminum future contracts, before taxes

Foreign currency forward contracts, before taxes

Foreign currency forward contracts, before taxes

Total, before taxes

Income tax expense (benefit)

Total, net of tax

Amortization of pension and other post-retirement benefits:

Actuarial gain (loss) and prior service costs, before taxes

Income tax expense (benefit)

Total, net of tax

$

$

$

$

1,069 Cost of goods sold
62 Cost of goods sold
Selling, general and
administrative

(1,796)
(665)
253
(918)

Income taxes

(a)

Income taxes

(13,650)
(3,028)
(10,622)

(a) This component of accumulated other comprehensive income is included in the computation of net periodic pension

cost (see Note 13 for additional detail).

Reclassifications of balances out of accumulated other comprehensive income (loss) into net income during 2017 are 

summarized as follows:

(In thousands)

Gain (loss) on derivative financial instruments:

Aluminum future contracts, before taxes

Foreign currency forward contracts, before taxes

Foreign currency forward contracts, before taxes

Total, before taxes

Income tax expense (benefit)

Total, net of tax

Amortization of pension and other post-retirement benefits:

Actuarial gain (loss) and prior service costs, before taxes

Income tax expense (benefit)

Total, net of tax

Amount reclassified
from other
comprehensive income
(loss)

Location of gain (loss)
reclassified from accumulated
other comprehensive income
(loss) to net income

$

$

$

$

1,210 Cost of goods sold

62 Cost of goods sold

Selling, general and
administrative

Income taxes

(43)
1,229

287

942

(a)

Income taxes

(12,045)
(4,234)
(7,811)

(a) This component of accumulated other comprehensive income is included in the computation of net periodic pension

cost (see Note 13 for additional detail).

Reclassifications of balances out of accumulated other comprehensive income (loss) into net income during 2016 are 

summarized as follows:

64

(In thousands)

Gain (loss) on derivative financial instruments:

Aluminum future contracts, before taxes

Foreign currency forward contracts, before taxes

Total, before taxes

Income tax expense (benefit)

Total, net of tax

Amortization of pension and other post-retirement benefits:

Actuarial gain (loss) and prior service costs, before taxes

Income tax expense (benefit)

Total, net of tax

Amount reclassified
from other
comprehensive income
(loss)

Location of gain (loss)
reclassified from accumulated
other comprehensive income
(loss) to net income

$

$

$

$

(1,630) Cost of goods sold
62 Cost of goods sold

(1,568)
(579)
(989)

(13,098)
(4,398)
(8,700)

Income taxes

(a)

Income taxes

(a) This component of accumulated other comprehensive income is included in the computation of net periodic pension

cost (see Note 13 for additional detail).

Recently Issued Accounting Standards.  

ASU 2014-09, REVENUE FROM CONTRACTS WITH CUSTOMERS (TOPIC 606)

In May 2014, the FASB and International Accounting Standards Board issued their converged standard on revenue 

recognition. The revised revenue standard contains principles that an entity will apply to direct the measurement of revenue and 
timing of when it is recognized. The core principle of the guidance is that the recognition of revenue should depict the transfer 
of promised goods or services to customers in an amount that reflects the consideration to which an entity expects to be entitled 
in exchange for those goods and services. To achieve that core principle, an entity will utilize a principle-based five-step 
approach model. The converged standard also includes more robust disclosure requirements which requires entities to provide 
sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of 
revenue and cash flows arising from contracts with customers. In March 2016, amended guidance was issued regarding 
clarifying the implementation guidance on principal versus agent considerations and in April 2016, clarifying guidance was 
issued relating to identifying performance obligations and licensing implementation. The Company adopted the new standard 
effective January 1, 2018, using the modified retrospective approach applied to all contracts as of the date of adoption. 
Comparative periods have not been adjusted and continue to be reported under the accounting standards in effect for those 
periods.  The adoption of ASU 2014-09, as amended, had no material impact on the Company’s consolidated financial position, 
results of operations, equity or cash flows upon adoption.  The Company has included the disclosures required by ASU 
2014-09.

ASU 2016-01, FINANCIAL INSTRUMENTS (SUBTOPIC 825-10)

In January 2016, the FASB issued amended guidance associated with accounting for equity investments measured at 

fair value. The amended guidance requires all equity investments to be measured at fair value with changes in the fair value 
recognized through net income (other than those accounted for under equity method of accounting or those that result in 
consolidation of the investee or those without a readily determinable fair value).  The amended guidance also requires an entity 
to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from 
a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance 
with the fair value option for financial instruments. In addition, the amendments in this update eliminate the requirement to 
disclose the fair value of financial instruments measured at amortized cost for entities that are not public business entities and 
the requirement to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be 
disclosed for financial instruments measured at amortized cost on the balance sheet for public business entities.  The Company 
adopted this amended guidance in the first quarter of 2018 and the adoption did not have a material impact on the Company’s 
consolidated financial statements.

65

 
 
ASU 2016-02, LEASES (TOPIC 842)

In February 2016, the FASB issued a revised standard on lease accounting.  Lessees will need to recognize virtually all 

of their leases with a term longer than 12 months on the balance sheet, by recording a right-of-use (“ROU”) asset and lease 
liability.  The revised standard requires additional analysis of the components of a transaction to determine if a right-of-use 
asset is embedded in the transaction that needs to be treated as a lease.  Substantial additional disclosures are also required by 
the revised standard.  The revised standard is effective for the Company for fiscal years beginning after December 31, 2018, 
including the interim periods within those fiscal years.  A modified retrospective transition approach which requires a 
cumulative-effect adjustment to the opening balance of retained earnings on the effective date is required for leases existing at, 
or entered into after, the effective date, with certain practical expedients available.  The Company expects to use certain 
transition practical expedients that will allow it to elect to not reassess: i) whether expired or existing contracts contain leases 
under the new definition of a lease; ii) lease classification for expired or existing leases; and iii) whether previously capitalized 
initial direct costs would qualify for capitalization under Topic 842.  The Company has substantially completed its evaluations 
of the impacts of the accounting and disclosure requirements on its business processes, controls and systems and does not 
expect that this standard will have a material effect on its consolidated financial statements.  The Company has a process in 
place to analyze the impact of the standard, and the related guidance issued, on all leases throughout the Company. This process 
includes reviewing all active leases, which have been identified. The most significant impact of the new standard will be the 
recognition of new ROU assets and lease liabilities for real estate, office equipment and vehicle operating leases.  Upon 
adoption, the Company will recognize operating lease liabilities with corresponding ROU assets calculated based on the present 
value of the remaining minimum rental payments for existing operating leases.  

ASU 2016-16, INCOME TAXES (TOPIC 740)

In October 2016, the FASB issued guidance that requires an entity to recognize the income tax consequences of an 
intra-entity transfer of an asset other than inventory when the transfer occurs. The amendments are effective for fiscal years, 
and interim periods within those fiscal years, beginning after December 15, 2017, and should be applied on a modified 
retrospective basis through a cumulative-effect adjustment directly to retained earnings at the beginning of the period of 
adoption.  The Company adopted this guidance in the first quarter of 2018 and the adoption did not have a material impact on 
the Company’s consolidated financial statements.

ASU 2017-04, INTANGIBLES - GOODWILL AND OTHER (TOPIC 350)

In January 2017, the FASB issued amended guidance that eliminates the requirement to determine the fair value of 

individual assets and liabilities of a reporting unit to measure goodwill impairment. Under the amendments in the new 
guidance, goodwill impairment testing will be performed by comparing the fair value of the reporting unit with its carrying 
amount and recognizing an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair 
value. The new standard is effective for annual and interim goodwill impairment tests in fiscal years beginning after December 
15, 2019, and should be applied on a prospective basis. Early adoption is permitted for annual or interim goodwill impairment 
testing performed after January 1, 2017.  The Company elected to early adopt for goodwill impairment testing starting in the 
third quarter of 2018.

ASU 2017-07, COMPENSATION - RETIREMENT BENEFITS (TOPIC 715)

In March 2017, the FASB issued final guidance on the presentation of net periodic pension and postretirement benefit 

cost (net benefit cost).  Previously, net benefit cost was reported as an employee cost within operating income. This new 
guidance requires the bifurcation of net periodic pension and postretirement benefit costs. Service cost will be part of operating 
income (and is the only piece eligible to be capitalized). All other components will be shown outside of operations.  The new 
standard is effective for annual and interim periods in fiscal years beginning after December 15, 2017, and should be applied on 
a retrospective basis, except for the amendments related to capitalization of benefit cost, which should be applied on a 
prospective basis. The Company adopted this amended guidance in the first quarter of 2018 by separately presenting “Pension 
and postretirement benefits” expense in its consolidated statements of income. 

ASU 2017-12, DERIVATIVES AND HEDGING (TOPIC 815)

In August 2017, the FASB issued amended guidance on the accounting for hedging activities.  The amended guidance 

makes more hedging strategies qualify for hedge accounting.  After initial qualification, the amended guidance permits a 
qualitative effectiveness assessment for certain hedges instead of a quantitative test, if the company can reasonably support an 
expectation of effectiveness throughout the term of the hedge.  The amended guidance is effective for annual and interim 
periods beginning after January 1, 2019, but may be adopted immediately.  The adoption should be on a cumulative effect basis 

66

 
 
 
 
 
and applied prospectively.  The Company is currently evaluating the amended guidance but does not expect there to be an 
impact of adopting this guidance on the Company’s consolidated financial statements.

2 

ACQUISITIONS

On February 15, 2017, Bonnell Aluminum acquired 100% of the stock of Futura Industries Corporation (“Futura”) on a 

net debt-free basis for approximately $92 million (the “Initial Purchase Price”).  The amount actually funded in cash at the 
transaction date was approximately $87.0 million (the “Initial Cash Funding”), which was the Initial Purchase Price net of 
preliminary closing adjustments for working capital and seller transaction-related obligations assumed and subsequently paid 
by Bonnell Aluminum. In addition, the Company was refunded $5 million in the first quarter of 2018 since Futura did not meet 
certain performance requirements for the 2017 fiscal year (“Earnout Provision”).  The acquisition, which was funded using 
Tredegar’s revolving credit facility, was treated as an asset purchase for U.S. federal income tax purposes. 

Futura, headquartered in Clearfield, Utah, with a national sales presence and particular strength in the western U.S., 

designs and manufactures a wide range of extruded aluminum products, including branded flooring trims and TSLOTSTM, as 
well as OEM (original equipment manufacturer) components for truck grills, solar panels, fitness equipment and other 
applications. As a result of this transaction, Futura is now a wholly-owned subsidiary of the William L. Bonnell Company, Inc. 
(which is a wholly-owned subsidiary of Tredegar) and operates as a division of Bonnell Aluminum, and its results of operations 
are included in Tredegar’s consolidated financial statements from the date of acquisition.

Under the terms of the transaction, $5 million of the Initial Cash Funding was placed in escrow (the “Earnout Escrow”) 

and was returned to Bonnell Aluminum because Futura did not achieve a targeted EBITDA level (as defined in the Stock 
Purchase Agreement) for the last eleven months of the fiscal year ended December 2017.  At the acquisition date, the Company 
performed a probability weighted assessment in order to determine the fair value of this contingent asset.  The assessment 
estimated a fair value of $4.3 million and a receivable (“Initial Earnout Receivable”) was recorded by Bonnell Aluminum.  In 
the second quarter of 2017, the Company updated its valuation of this contingent asset, which resulted in a fair value of $5.0 
million.  The receivable was increased to $5.0 million, and $0.7 million was recognized as income in the second quarter of 
2017 in Other income (expense), net in the Consolidated Statements of Income.

The net purchase price for financial reporting purposes was set at approximately $82.9 million (the “Adjusted Net 
Purchase Price”), which was the Initial Cash Funding less the Initial Earnout Receivable and the net settlement of certain post-
closing adjustments of $0.1 million paid to the seller during the second quarter of 2017.  Adjustments to the purchase price 
were made retrospectively as if the accounting had been completed on the acquisition date.  Based upon management’s 
valuation of the fair value of tangible and identifiable intangible assets acquired (net of cash acquired) and liabilities assumed, 
the allocation of the Adjusted Net Purchase Price is as follows:

(In thousands)

Accounts receivable
Inventories
Prepaid expenses and other current assets
Property, plant & equipment
Identifiable intangible assets:
      Customer relationships
      Trade names
Trade payables & accrued expenses
      Total identifiable net assets
      Adjusted Net Purchase Price
Goodwill

$

$

6,680
10,342
240
32,662

24,000
6,700
(8,135)
72,489
82,860
10,371

The goodwill and identifiable intangible asset balances associated with this acquisition will be deductible for tax 

purposes on a straight-line basis over a period of approximately 15 years. For financial reporting purposes, customer 
relationships are being amortized over 12 years and trade names are being amortized over 13 years. Goodwill is not subject to 
amortization for financial reporting purposes. 

67

For the year ended December 31, 2017, Tredegar’s consolidated results of operations and its Aluminum Extrusions 
business segment included the following Futura results for the 10.5 months owned: sales of $71.0 million, operating profit from 
ongoing operations of $8.2 million, depreciation and amortization of $5.0 million, and capital expenditures of $2.5 million.  

The following unaudited supplemental pro forma data presents Tredegar’s consolidated sales, net income and related 

earnings per share as if the acquisition of Futura had been consummated at the beginning of 2016, and is not necessarily 
indicative of the Company’s financial performance if the acquisition had actually been consummated as of that date, or of 
future performance.  The supplemental unaudited pro forma measures for the years ended December 31, 2017 and 2016 are 
presented below: 

Tredegar Pro Forma Results with Futura Acquisition

(In thousands, except per-share data)

Sales

Net income
Earnings per share:
    Basic
    Diluted

2017

2016

$ 968,340

$ 904,877

$ 37,974

$
$

1.15
1.15

$

$
$

27,805

0.85
0.85

Futura’s pre-acquisition results for the period from January 1 to February 14, 2017, and therefore the pro forma 
information for 2017 presented above, were adversely impacted by significant disruptions to manufacturing operations and 
sales caused by the renovation of its anodizing line. The actual accretion to Tredegar’s diluted earnings per share from Futura 
since the acquisition date was 12 cents per share for 2017.

The Company’s pro forma net income was computed for the periods shown as: (i) the Company’s reported net income, 
plus (ii) Futura’s historical pre-acquisition period earnings before interest, taxes, depreciation and amortization and excluding 
one-time purchase accounting and transaction-related expenses, minus (iii) the pro forma pre-acquisition period depreciation 
and amortization for Futura under purchase accounting for the Company, minus (iv) the pro forma pre-acquisition period 
interest expense for the Company applied at an annual rate of 3.0% to the $87.0 million Initial Cash Funding, minus (v) the pro 
forma pre-acquisition period income taxes applied at a rate of 39.1% to the pro forma pre-acquisition earnings before income 
taxes computed from items (ii) through (iv). 

3  OTHER INCOME (EXPENSE), NET

Other income (expense), net consists of the following:

(In thousands)
Gain (loss) on investment in kaléo accounted for under fair

value method

Gain associated with the settlement of an escrow agreement

related to Terphane, acquired in October 2011

Gain from insurance recoveries

Unrealized loss on investment property

Other

Total

2018

2017

2016

$

30,600

$

33,800

$

1,600

—

—
(186)
45

11,856

5,261

—

796

$

30,459

$

51,713

$

—

1,902
(1,032)
(89)
2,381

See Note 17 for more details on the items broken out separately in the table above. 

68

4 

INVESTMENTS

In August 2007 and December 2008, the Company made an aggregate investment of $7.5 million in kaleo, Inc. (“kaléo”), 

a privately held specialty pharmaceutical company dedicated to building innovative solutions for serious and life-threatening 
medical conditions.  Tredegar owns Series A-3 Preferred Stock and Series B Preferred Stock in kaléo that, taken together, 
represents on a fully-diluted basis an approximate 20% interest in kaléo. Tredegar accounts for its investment in kaléo under the 
fair value method.  At the time of the initial investment, the Company elected the fair value option of accounting since its 
investment objectives were similar to those of venture capitalists, which typically do not have controlling financial interests.  
Kaléo’s stock is not publicly traded.

The estimated fair value of the Company’s investment was $84.6 million as of December 31, 2018 and $54.0 million 

as of December 31, 2017.  The Company recognized unrealized gains on its investment in kaléo of $30.6 million ($23.9 million 
after taxes) and $33.8 million ($24.0 million after taxes) in 2018 and 2017, respectively.  Unrealized gains or losses associated 
with the Company’s investment in kaléo are included in “Other income (expense), net” in the consolidated statements of 
income and separately stated in the segment operating profit table in Note 5. 

Kaléo has transitioned from a company with net losses in 2017 to a company with net income in 2018.  Tredegar’s 

assessment of kaléo’s risk profile has improved during this transition resulting in a lower discount rate versus a year ago that is 
applied to kaléo’s projected unlevered after-tax cash flows to estimate kaléo’s enterprise value (“EV”) (the “DCF Method”) and 
the Company’s underlying share of kaléo’s equity value.  Moreover, with net income as well as earnings before interest, taxes, 
depreciation and amortization (“EBITDA”), the EV of kaléo can also be estimated by applying the EV-to-adjusted EBITDA 
multiple of guideline public companies to kaléo’s most recent trailing 12-month adjusted EBITDA (the “EBITDA Multiple 
Method”).   

The Company estimates the fair value of its investment in kaléo by: (i) computing the weighted average estimated EV 

utilizing both the DCF Method and EBITDA Multiple Method (including adjustments for any surplus or deficient working 
capital and estimates of contingent liabilities), (ii) adding cash and cash equivalents, (iii) subtracting interest-bearing debt, (iv) 
subtracting a private company liquidity discount estimated at 15% of the net result of (i) through (iii) and (v) applying 
liquidation preferences and fully diluted ownership percentages to the estimated equity value computed in (i) through (iv).

The Company’s estimate of kaléo’s EV as of December 31, 2018 was determined by weighting the EBITDA Multiple 

Method by 80% and the DCF Method by 20%.  The heavier weighting towards the EBITDA Multiple Method was due to its 
heuristic nature and kaléo’s transition and actual performance in  2018, versus the hypothetical nature of the projections used in 
the DCF Method.  The DCF Method projections rely on numerous assumptions and Level 3 inputs, including estimating market 
growth, market share, pricing, net margins (after allowances for temporary discounts, prompt pay discounts, product returns, 
wholesaler fees, chargebacks, rebates and copays), selling expenses, R&D expenses, general and administrative expenses, 
income taxes on unlevered pretax income, working capital, capital expenditures and the risk-adjusted discount rate.  In addition, 
there are various regulatory and legal enforcement efforts, including an ongoing Department of Justice investigation related to 
kaléo’s Evzio business, which could have a material adverse effect on kaléo’s business that require assessment in any valuation 
method applied. 

The table below provides a sensitivity analysis of the estimated fair value of the Company’s investment in kaléo for 

changes in the EBITDA multiple used in applying the EBITDA Multiple Method and the changes in the weighting of the DCF 
Method.

($ Millions)

EV-to-Adjusted EBITDA Multiple

Weighting
to DCF
Method

7.6x

8.6x

9.6x

10.6x

11.6x

50% $

76.3 $

81.2 $

86.1 $

91.0 $

40% $

73.8 $

79.7 $

85.6 $

91.5 $

30% $

71.4 $

78.3 $

85.1 $

92.0 $

95.9

97.3

98.8

20% $

69.0 $

76.8 $

84.6 $

92.5 $ 100.3

10% $

66.5 $

75.4 $

84.2 $

93.0 $ 101.8

—% $

64.1 $

73.9 $

83.7 $

93.5 $ 103.3

69

The ultimate value of the Company’s ownership interest in kaléo will be determined and realized only if and when a 
liquidity event occurs, and the ultimate value could be materially different from the $84.6 million estimated fair value reflected 
in the Company’s financial statements at December 31, 2018. 

On April 2, 2007, Tredegar invested $10.0 million in Harbinger Capital Partners Special Situations Fund, L.P. (the 
“Harbinger Fund”), a private investment fund that is subject to limitations on withdrawal.  There is no secondary market for 
interests in the fund. The Company’s investment in the Harbinger Fund, which represents less than 1% of its total partnership 
capital, is accounted for under the cost method. The December 31, 2018 and 2017 carrying values in the consolidated balance 
sheets (included in “Other assets and deferred charges”) were $1.3 million and $1.7 million, respectively.  The carrying value at 
December 31, 2018 reflected Tredegar’s cost basis in its investment in Harbinger, net of total withdrawal proceeds received and 
losses.  Based on an observable price change, the Company recorded a loss of $0.5 million in 2018 (none in 2017 or 2016).  No 
withdrawal proceeds were received in 2018, 2017 or 2016.  The timing and amount of future installments of withdrawal 
proceeds, which commenced in August 2010, was not known as of December 31, 2018.  The Company has determined that 
there is no readily determinable fair value for the Harbinger Fund and has elected to record its investment in the Harbinger 
Fund at cost, less impairment, adjusted for observable price changes.  Gains on the Company’s investment in the Harbinger 
Fund will be recognized when there are positive observable price changes, including when the amounts expected to be collected 
from any withdrawal from the investment are known, which will likely be when cash in excess of the remaining carrying value 
is received.  Losses will be recognized when management believes through observable methods that it is probable that future 
withdrawal proceeds will not exceed the remaining carrying value.

In 2018, Tredegar sold all its remaining interest in investment property it had held in Alleghany and Bath counties, 
Virginia.  The total loss recorded on this investment property in 2018 was $0.2 million ($0.2 million after taxes).  In 2016, the 
Company recorded an unrealized loss on this investment property of $1.0 million ($0.7 million after taxes) as a reduction in the 
estimated fair value of the investment that was not expected to be temporary.  The Company’s carrying value in this investment 
property (included in “Other assets and deferred charges” on the consolidated balance sheets) was $1.6 million at December 31, 
2017.

5 

BUSINESS SEGMENTS

The Company's business segments are PE Films, Flexible Packaging Films and Aluminum Extrusions.  PE Films is 

comprised of the following operating segments: personal care materials, surface protection films, and LED-based products.  
Flexible Packaging Films is comprised of the Company’s polyester films business, Terphane Holdings LLC (“Terphane”).  
Aluminum Extrusions, which includes Bonnell Aluminum and its operating divisions, AACOA and Futura, produces high-
quality, soft-alloy and medium-strength aluminum extrusions primarily for the following markets:  building and construction, 
automotive, and specialty, which consists of consumer durables, machinery and equipment, electrical and distribution end-use 
products. 

 Information by business segment and geographic area for the last three years is provided below.  There were no 
accounting transactions between segments and no allocations to segments.  Net sales (sales less freight) and operating profit 
from ongoing operations are the measures of sales and operating profit used by the chief operating decision maker (Tredegar’s 
President and Chief Executive Officer) for purposes of assessing performance.  PE Films’ net sales to The Procter & Gamble 
Company (“P&G”) totaled $106.5 million in 2018, $122.4 million in 2017 and $129.1 million in 2016.  These amounts include 
plastic film sold to others that convert the film into materials used with products manufactured by P&G.

(In thousands)
PE Films
Flexible Packaging Films
Aluminum Extrusions
Total net sales

Add back freight
Sales as shown in consolidated statements of income

Net Sales

70

2018
332,488
123,830
573,126
1,029,444
36,027
1,065,471

$

$

$

$

2017
352,459
108,355
466,833
927,647
33,683
961,330

$

$

2016
331,146
108,028
360,098
799,272
29,069
828,341

Operating Profit

2018

2017

2016

$

$

36,181
(5,905)
(46,792)

$

41,546
(4,905)
—

(In thousands)
PE Films:

Ongoing operations

Plant shutdowns, asset impairments, restructurings and other (a)

Goodwill impairment charge

Flexible Packaging Films:

Ongoing operations

Plant shutdowns, asset impairments, restructurings and other (a)

Aluminum Extrusions:

Ongoing operations

Plant shutdowns, asset impairments, restructurings and other (a)

Total

Interest income

Interest expense

Gain on investment in kaléo accounted for under the fair value

method (a)

Loss on sale of investment property (a)

Unrealized loss on investment property (a)

Stock option-based compensation expense

Corporate expenses, net (a)

Income (loss) before income taxes

Income tax expense (benefit) (a)

Net income (loss)

(In thousands)
PE Films
Flexible Packaging Films
Aluminum Extrusions

Subtotal

General corporate (b)
Cash and cash equivalents (d)

Total

26,312
(4,602)
—

1,774
(214)

37,794
(741)
60,323

261

3,806

1,600

—

1,032

56

29,607

27,683

3,217

24,466

9,892
(45)

48,613
(505)
41,439

369

5,702

30,600
(38)
186

1,221

28,893

36,368

11,526

(2,626)
(89,398)

43,454

321
(11,608)
209

6,170

33,800

—

—

264

30,879
(14,912)
(53,163)
38,251

$

2018
231,720
58,964
281,372
572,056
100,920
34,397
707,373

$

$

2017
289,514
49,915
268,127
607,556
111,696
36,491
755,743

$

$

$

24,842

$

Identifiable Assets

(In thousands)
PE Films
Flexible Packaging Films
Aluminum Extrusions

Subtotal
General corporate

Total

See footnotes following the tables.

Depreciation and Amortization

Capital Expenditures

2018
15,513
1,262
16,866
33,641
163
33,804

$

$

2017
14,609
10,443
15,070
40,122
155
40,277

$

$

2016
13,653
9,505
9,173
32,331
141
32,472

$

$

2018
21,998
5,423
12,966
40,387
427
40,814

$

$

2017
15,029
3,619
25,653
44,301
61
44,362

$

$

2016
25,759
3,391
15,918
45,068
389
45,457

$

$

71

 
(In thousands)
United States
Exports from the United States to:

Asia
Canada
Europe
Latin America

Operations outside the United States:

Brazil
The Netherlands
Hungary
China
India
Total (c)

(In thousands)
United States (b)
Operations outside the United States:

Brazil
China
Hungary
The Netherlands
India

General corporate (b)
Cash and cash equivalents (d)

Total

(In thousands)
PE Films:

Personal care materials
Surface protection films
LED lighting products & other films

Subtotal
Flexible Packaging Films
Aluminum Extrusions:

Nonresidential building & construction
Consumer durables
Automotive
Machinery & equipment
Distribution
Residential building & construction
Electrical

Subtotal

Total

Net Sales by Geographic Area (d)

2018
691,232

$

2017
584,066

$

2016
475,734

$

75,904
51,984
6,203
12,106

101,217
45,667
33,512
7,814
3,805
1,029,444

$

Identifiable Assets
by Geographic Area (d)

2018
454,178

$

2017
475,844

$

52,796
21,610
23,615
15,020
4,837
100,920
34,397
707,373

$

49,536
28,833
28,573
17,423
7,347
111,696
36,491
755,743

$

84,846
46,505
8,505
15,199

87,155
54,380
24,727
12,199
10,065
927,647

$

73,220
45,683
7,348
5,561

90,571
54,352
24,207
14,390
8,206
799,272

Property, Plant & Equipment,
Net by Geographic Area (d)

2018
166,550

$

2017
156,054

16,072
19,213
15,436
6,005
3,692
1,401
n/a
228,369

$

13,396
23,273
18,230
6,423
4,628
1,087
n/a
223,091

$

$

$

Net Sales by Product Group

2018

2017

2016

$

$

227,090
98,126
7,272
332,488
123,830

289,572
66,416
48,037
41,899
40,924
43,943
42,335
573,126
1,029,444

$

$

246,416
99,079
6,964
352,459
108,355

239,713
54,126
38,261
33,450
30,202
40,354
30,727
466,833
927,647

$

$

238,213
84,013
8,920
331,146
108,028

212,863
39,293
34,700
20,872
20,506
20,252
11,612
360,098
799,272

See footnotes following the tables and a reconciliation of net sales to sales as shown in the Consolidated Statements of Income in the 
first table of this Note 5.

72

 
(a)  See Notes 1, 3, 4 and 17 for more information on losses associated with plant shutdowns, asset impairments and restructurings, unusual items, gains 

or losses from sale of assets, gains or losses on an investment accounted for under the fair value method and other items.

(b)  The balance sheets include the funded status of each of the Company’s defined benefit pension and other postretirement plans.  The funded status of 
the Company’s defined benefit pension plan was a net liability of $81.9 million and $91.8 million as of December 31, 2018 and 2017, respectively.  
See Note 13 for more information on the Company’s pension and other postretirement plans.

(c)  The difference between total consolidated sales as reported in the consolidated statements of income and segment, geographic and product group net 

(d) 

sales reported in this note is freight of $36.0 million in 2018, $33.7 million in 2017 and $29.1 million in 2016.
Information on exports and foreign operations are provided on the previous page.  Cash and cash equivalents includes funds held in locations outside 
the U.S. of $31.1 million and $32.7 million at December 31, 2018 and 2017, respectively.  Export sales relate almost entirely to PE Films. Operations 
outside the U.S. in The Netherlands, Hungary, China and India also relate to PE Films.  Operations in Brazil are primarily related to Flexible 
Packaging Films, but also include PE Films operations.  Sales from locations in The Netherlands and Hungary are primarily to customers located in 
Europe.  Sales from locations in China (Guangzhou and Shanghai) are primarily to customers located in China, but also include other customers in 
Asia.  The facility in Shanghai was shut down in the fourth quarter of 2018.

6 

ACCOUNTS AND OTHER RECEIVABLES

As of December 31, 2018 and 2017, accounts receivable and other receivables, net, were $124.7 million and $120.1 

million, respectively, made up of the following:

(In thousands)
Customer receivables

Other accounts and notes receivable

Total accounts and other receivables
Less: Allowance for bad debts and sales returns
Total accounts and other receivables, net

2018
122,182
5,482
127,664
(2,937)
124,727

$

$

2017

113,556
9,883
123,439
(3,304)
120,135

$

$

A reconciliation of the beginning and ending balances of the allowance for doubtful accounts and sales returns for the 

three years ended December 31, 2018 is as follows: 

(In thousands)
Balance, beginning of year
Charges to expense
Recoveries
Write-offs and settlements
Foreign exchange and other
Balance, end of year

2018

2017

2016

3,304
553
(56)
(710)
(154)
2,937

$

$

3,102
2,369
(857)
(1,322)
12
3,304

$

$

3,746
1,410
(32)
(2,167)
145
3,102

$

$

7 

INVENTORIES

Inventories consist of the following:

(In thousands)
Finished goods
Work-in-process
Raw materials
Stores, supplies and other

Total

2018

2017

$

$

24,938
15,648
33,741
19,483
93,810

$

$

20,281
11,958
35,909
18,759
86,907

Inventories stated on the LIFO basis amounted to $18.2 million at December 31, 2018 and $21.9 million at December 31, 

2017, which were below replacement costs by $16.4 million at December 31, 2018 and $15.9 million at December 31, 2017.  
During 2018 and 2017, certain PE Films inventories accounted for on a LIFO basis declined, which resulted in cost of goods 
sold being stated at below current costs by $0.3 million and $1.5 million, respectively. 

73

 
8  GOODWILL AND IDENTIFIABLE INTANGIBLE ASSETS

The components of goodwill and identifiable intangibles at December 31, 2018 and 2017, and related amortization 

periods for continuing operations are as follows:

(In thousands)
Goodwill

Identifiable intangible assets:

Customer relationships (cost basis of $29,568

in 2018 and $29,647 in 2017)

Proprietary technology (cost basis of $6,185 in

2018 and $6,203 in 2017)

Trade names (cost basis of $13,690 in 2018 and
$13,887 in 2017)

Total carrying value of identifiable
intangibles

Total carrying value of goodwill and identifiable

intangible assets

(a)  Includes $4.8 million of trade names with an indefinite life.

2018

2017

Amortization Periods

$

81,404

$

128,208 Not amortized

22,785

25,444

10-12 years

1,093

12,417

36,295

1,700 Not more than 15 years

13,408

5 - 13 years(a)

40,552

$

117,699

$

168,760

A reconciliation of the beginning and ending balance of goodwill for each of the two years in the period ended 

December 31, 2018 is as follows: 

(In thousands)
Net carrying value of goodwill at January 1, 2017

Acquisitions

Increase (decrease) due to foreign currency translation

Net carrying value of goodwill at December 31, 2017

Goodwill impairment charge

Increase (decrease) due to foreign currency translation

Net carrying value of goodwill at December 31, 2018

$

PE Films

Aluminum
Extrusions

Total

$

104,126

$

13,696

$

117,822

—

16

104,142
(46,792)
(12)
57,338

10,370

—

24,066

—

—

$

24,066

$

10,370

16

128,208
(46,792)
(12)
81,404  

The goodwill of PE Films is carried by its Surface Protection component in the amount $57.3 million as of December 31, 
2018.  The goodwill of Aluminum Extrusions is carried by its AACOA and Futura (which was acquired on February 15, 2017) 
components in the amounts of $13.7 million and $10.4 million, respectively, as of December 31, 2018. 

The Company recorded a goodwill impairment charge of $46.8 million ($38.2 million after taxes) for goodwill associated 

with the acquisition of certain components of PE Films.  During the third quarter of 2018, the Company performed a goodwill 
impairment analysis related to the Personal Care component of PE Films.  This review was undertaken as a result of the 
expected loss of business from a key customer and revised projections for PE Films. Based on an evaluation of projections 
under various business planning scenarios, the Company concluded that the fair value of the Personal Care component of PE 
Films was less than its carrying value. 

74

A reconciliation of the beginning and ending balance of identifiable intangibles for each of the two years in the period 

ended December 31, 2018 is as follows: 

(In thousands)

PE Films:

Net carrying value at January 1, 2017

Amortization expense

Net carrying value at December 31, 2017

Amortization expense

Net carrying value at December 31, 2018

Flexible Packaging Films:

Net carrying value at January 1, 2017

Amortization expense

Increase (decrease) due to foreign currency
translation

Impairment loss

Net carrying value at December 31, 2017

Amortization expense
Increase (decrease) due to foreign currency

translation

Net carrying value at December 31, 2018

Aluminum Extrusions:

Net carrying value at January 1, 2017

Additions related to acquisition of Futura

Amortization expense

Net carrying value at December 31, 2017

Amortization expense

Net carrying value at December 31, 2018

Total net carrying value of identifiable intangibles at

December 31, 2018

$

$

$

$

$

$

$

 Customer
Relationships

 Proprietary
Technology

 Trade Names

 Total

— $

—

—

—

— $

$

12,084
(1,793)

(16)
(9,444)
831
(82)

$

$

$

959
(114)
845
(115)
730

5,574
(1,161)

(2)
(4,051)
360
(55)

— $

—

—

—

— $

6,375

$

—

(33)
(4,005)
2,337
(299)

(88)
661

$

(17)
288

$

(176)
1,862

$

2,760

$

1,049

$

4,800

$

24,000
(2,147)
24,613
(2,489)
22,124

22,785

$

$

—
(554)
495
(420)
75

1,093

$

$

6,700
(429)
11,071
(516)
10,555

12,417

$

$

959
(114)
845
(115)
730

24,033
(2,954)

(51)
(17,500)
3,528
(436)

(281)
2,811

8,609

30,700
(3,130)
36,179
(3,425)
32,754

36,295

During the fourth quarter of 2017, in conjunction with annual business planning as well as valuation activities and other 
efforts, the Company determined that the carrying value of Terphane’s remaining long-lived assets were impaired (Terphane’s 
goodwill was written off in 2015).  Accordingly, the Company wrote down these assets based on an enterprise valuation for all 
of Terphane of approximately $30 million. This write-down resulted in a non-cash asset impairment loss recognized during the 
fourth quarter of 2017 of $101 million ($87 million after non-cash tax benefits).  As part of this write-down, customer 
relationships, proprietary technology and trade names were impaired by $9.4 million, $4.1 million and $4.0 million, 
respectively, reducing their values to $0.8 million, $0.4 million and $2.4 million, respectively.  The remaining part of this write-
down was related to property, plant and equipment.  Also, Terphane’s trade names were assigned estimated useful lives of 5 to 
13 years, a change from the previous designation of an indefinite life. 

Amortization expense for continuing operations over the next five years is expected to be as follows:

Year
2019

2020

2021

2022

2023

Amount
(In thousands)

3,585

3,585

3,585

3,450
2,824

$

75

9 

FINANCIAL INSTRUMENTS

Tredegar uses derivative financial instruments for the purpose of hedging margin exposure from fixed-price forward sales 

contracts in Aluminum Extrusions and exposure from currency volatility that exist as part of ongoing business operations 
(primarily in Flexible Packaging Films).  These derivative financial instruments are designated as and qualify as cash flow 
hedges and are recognized in the consolidated balance sheet at fair value.  The fair value of derivative instruments recorded on 
the consolidated balance sheets are based upon Level 2 inputs.  If individual derivative instruments with the same counterparty 
can be settled on a net basis, the Company records the corresponding derivative fair values as a net asset or net liability.

In the normal course of business, Aluminum Extrusions enters into fixed-price forward sales contracts with certain 
customers for the future sale of fixed quantities of aluminum extrusions at scheduled intervals.  In order to hedge margin 
exposure created from the fixing of future sales prices relative to volatile raw material (aluminum) costs, Aluminum Extrusions 
enters into a combination of forward purchase commitments and futures contracts to acquire or hedge aluminum, based on the 
scheduled purchases for the firm sales commitments.  The fixed-price firm sales commitments and related hedging instruments 
generally have durations of not more than 12 months, and the notional amount of aluminum futures contracts that hedged future 
purchases of aluminum to meet fixed-price forward sales contract obligations was $25.4 million (22.5 million pounds of 
aluminum) at December 31, 2018 and $8.2 million (8.0 million pounds of aluminum) at December 31, 2017.

The table below summarizes the location and gross amounts of aluminum derivative contract fair values (Level 2) in the 

consolidated balance sheets as of December 31, 2018 and 2017:

(In thousands)
Derivatives Designated as Hedging Instruments

Asset derivatives:

Aluminum futures contracts

Liability derivatives:

Aluminum futures contracts

Derivatives Not Designated as Hedging Instruments

Asset derivatives:

Aluminum futures contracts

Liability derivatives:

Aluminum futures contracts

Net asset (liability)

December 31, 2018

December 31, 2017

Balance Sheet
Account

Fair
Value

Balance Sheet
Account

Fair
Value

Prepaid expenses
and other

$

20

Prepaid expenses
and other

$

578

Prepaid expenses
and other

(1,650)

Prepaid expenses
and other

Prepaid expenses
and other

Prepaid expenses
and other

Prepaid expenses
and other

—

Prepaid expenses
and other

—
(1,630)

$

$

$

$

(16)

—

—

562

In the event that a counterparty to an aluminum fixed-price forward sales contract chooses not to take delivery of its 
aluminum extrusions, the customer is contractually obligated to compensate Aluminum Extrusions for any losses on the related 
aluminum futures and/or forward contracts through the date of cancellation. 

76

 
The table below summarizes the location and gross amounts of foreign currency forward contract fair values (Level 2) in 

the consolidated balance sheets as of December 31, 2018 and 2017:

(In thousands)
Derivatives Designated as Hedging Instruments

Asset derivatives:

Foreign currency forward contracts

Liability derivatives:

Foreign currency forward contracts

Derivatives Not Designated as Hedging Instruments

Asset derivatives:

Foreign currency forward contracts

Liability derivatives:

Foreign currency forward contracts

Net asset (liability)

December 31, 2018

December 31, 2017

Balance Sheet
Account

Fair
Value

Balance Sheet
Account

Fair
Value

Prepaid expenses
and other

$

37

Accrued
Expenses

Accrued
Expenses

Accrued
Expenses

(1,090)

$

$

—

—
(1,053)

Accrued
Expenses

Accrued
Expenses

Accrued
Expenses

Accrued
Expenses

$

—

(558)

—

—
(558)

$

$

The Company's earnings are exposed to foreign currency exchange risk primarily through the translation of the financial 

statements of subsidiaries that have a functional currency other than the U.S. Dollar. The Company estimates that the net 
mismatch translation exposure between Flexible Packaging Films business unit in Brazil, Terphane Limitada's (“Terphane 
Ltda.”) U.S. Dollar quoted or priced sales and underlying Brazilian Real (“R$”) quoted or priced operating costs (excluding 
depreciation and amortization) is annual net costs of R$125 million.  Terphane Ltda. has the following outstanding foreign 
exchange average forward rate contracts to purchase Brazilian Real and sell U.S. Dollars: 

USD Notional
Amount (000s)

Average Forward
Rate Contracted on
USD/BRL

R$ Equivalent
Amount (000s)

Applicable Month

Estimated % of
Terphane Ltda. R$
Operating Cost
Exposure Hedged

$2,025

$2,025

$2,025

$2,025

$2,025

$2,025

$1,800

$1,800

$1,800
$1,800

$1,800

$1,800

$22,950

3.6442

3.6527

3.6593

3.6690

3.6795

3.6904

3.8826

3.8950

3.9070
3.9203

3.9331

3.9455

3.7826

R$7,380

R$7,397

R$7,410

R$7,430

R$7,451

R$7,473

R$6,989

R$7,011

R$7,033
R$7,056

R$7,080

R$7,102

R$86,812

Jan-19

Feb-19

Mar-19

Apr-19

May-19

Jun-19

Jul-19

Aug-19

Sep-19
Oct-19

Nov-19

Dec-19

73%

75%

70%

72%

73%

72%

65%

68%

66%
67%

67%

73%

70%

These foreign currency exchange contracts have been designated and qualify as cash flow hedges of Terphane Limitada's 
forecasted sales to customers quoted or priced in U.S. Dollars over that period. By changing the currency risk associated with 
these U.S. Dollar sales, the derivatives have the effect of offsetting operating costs quoted or priced in Brazilian Real and 
decreasing the net exposure to Brazilian Real in the consolidated statements of income.  The net fair value of the open forward 
contracts was a negative $0.9 million as of December 31, 2018.

These derivative contracts involve elements of market risk that are not reflected on the consolidated balance sheet, 
including the risk of dealing with counterparties and their ability to meet the terms of the contracts.  The counterparties to any 
forward purchase commitments are major aluminum brokers and suppliers, and the counterparties to any aluminum futures 
contracts are major financial institutions.  Fixed-price forward sales contracts are only made available to the best and most 
credit-worthy customers.  The counterparties to the Company’s foreign currency cash flow hedge contracts are major financial 
institutions.

77

 
The pretax effect on net income (loss) and other comprehensive income (loss) of derivative instruments classified as cash 

flow hedges and described in the previous paragraphs for years ended December 31, 2018, 2017, and 2016 is summarized in 
the tables below:

(In thousands)

Years Ended December 31,
Amount of pre-tax gain (loss)
recognized in other comprehensive
income

Location of gain (loss) reclassified from
accumulated other comprehensive
income into net income (effective
portion)

Amount of pre-tax gain (loss)
reclassified from accumulated other
comprehensive income to net income
(effective portion)

Cash Flow Derivative Hedges

Aluminum Futures Contracts

2018

2017

2016

$

(1,123) $

1,501

$

394

Cost of
goods sold

Cost of
goods sold

Cost of
goods sold

$

1,069

$

1,210

$

(1,630)

Cash Flow Derivative Hedges

Foreign Currency Forward Contracts

2018

2017

2016

(In thousands)

Years Ended December 31,
Amount of pre-tax gain (loss)
recognized in other comprehensive
income

Location of gain (loss) reclassified from
accumulated other comprehensive
income into net income (effective
portion)

Amount of pre-tax gain (loss)
reclassified from accumulated other
comprehensive income to net income
(effective portion)

$

— $

(2,105) $

— $

(561) $

—

Cost of
goods sold

Selling,
general &
admin

Cost of
goods sold

Selling,
general &
admin

Cost of
goods sold

$

62 $

(1,796) $

62 $

(43) $

62

Gains and losses on the ineffective portion of derivative instruments or derivative instruments that were not designated as 

hedging instruments were not material in 2018, 2017 and 2016.  For the years ended December 31, 2018, 2017 and 2016, 
unrealized net losses from hedges that were discontinued were not material.  As of December 31, 2018, the Company expected 
$1.1 million of unrealized after-tax losses on derivative instruments reported in accumulated other comprehensive income to be 
reclassified to earnings within the next 12 months.

78

 
 
10  ACCRUED EXPENSES

Accrued expenses consist of the following:

(In thousands)
Vacation

Incentive compensation

Payrolls, related taxes and medical and other benefits

Workers’ compensation and disabilities

Derivative contract liability

Accrued utilities

Accrued freight

Environmental liabilities (current)

Customer rebates

Accrued severance

Other

Total

2018

2017

$

8,946

$

6,979

6,600

4,048

2,720

2,420

2,091

1,990

1,476

637

4,588

8,575

7,958

6,034

3,746

558

2,177

1,581

3,110

1,929

783

5,982

$

42,495

$

42,433

A reconciliation of the beginning and ending balances of accrued expenses associated with asset impairments and costs 

related to exit and disposal activities for each of the three years in the period ended December 31, 2018 is as follows:

(In thousands)

Severance(a)

Asset 
Impairments(b)

Other(c)

Total

Balance at January 1, 2016

$

1,462

$

— $

405

$

1,867

For the year ended December 31, 2016:

Charges

Cash spend

Charges against assets

Balance at December 31, 2016

For the year ended December 31, 2017:

Charges

Cash spend

Charges against assets

Balance at December 31, 2017

For the year ended December 31, 2018:

Charges

Cash spend

Charges against assets

Reversed to income

1,535
(1,143)
—

1,854

589
(1,816)
—

627

2,654
(2,665)
—

—

Balance at December 31, 2018

$

616

$

603

—
(603)
—

101,595

—
(101,595)
—

233

—
(141)
(92)
— $

546
(397)
—

554

304
(382)
—

476

118
(434)
—

—

160

$

2,684
(1,540)
(603)
2,408

102,488
(2,198)
(101,595)
1,103

3,005
(3,099)
(141)
(92)
776

(a)  Severance primarily includes severance payments associated with the consolidation of North American PE Films manufacturing 

facilities in 2016 and 2017 and with the shutdown of the PE Films Shanghai, China facility in 2018.

(b)  Asset impairments in 2017 primarily related to the Flexible Packaging Films’ impairment of $101 million. 
(c) Other primarily includes other shutdown-related costs associated with the shutdown and sale of the Company’s aluminum extrusions 

manufacturing facility in Kentland, Indiana.

See Note 17 for more information on plant shutdowns, asset impairments and restructurings of continuing operations.

11  DEBT AND CREDIT AGREEMENTS 

On March 1, 2016, Tredegar entered into a $400 million five-year, secured revolving credit facility (“Credit Agreement”), 

with an option to increase that amount by $50 million.  

79

Borrowings under the Credit Agreement bear an interest rate of LIBOR plus a credit spread and commitment fees charged 

on the unused amount under the Credit Agreement at various indebtedness-to-adjusted EBITDA levels as follows:

Pricing Under Credit Revolving Agreement (Basis Points)

Indebtedness-to-Adjusted EBITDA Ratio
> 3.5x but <= 4.0x

> 3.0x but <= 3.5x

> 2.0x but <= 3.0x

> 1.0x but <= 2.0x

<= 1.0x

Credit Spread
Over LIBOR

Commitment
Fee

250

225

200

175

150

45

40

35

30

25

At December 31, 2018, the interest cost on debt borrowed under the Credit Agreement was priced at one-month LIBOR 

plus the applicable credit spread of 150 basis points.

The most restrictive covenants in the Credit Agreement include:

•  Maximum indebtedness-to-adjusted EBITDA (“Leverage Ratio:) of 4.00x;

•  Minimum adjusted EBIT-to-interest expense of 2.50x; and

•  Maximum aggregate distributions to shareholders over the term of the Credit Agreement of $100 million plus, 

beginning with the fiscal quarter ended March 31, 2016, 50% of net income and, at a Leverage Ratio of equal to 
or greater than 3.00x, a limitation on such payments for the succeeding quarter at the greater of (i) $4 million and 
(ii) 50% of consolidated net income for the most recent fiscal quarter, and, at a Leverage Ratio of equal to 
or greater than 3.50x, the prevention of such payments for the succeeding quarter unless the fixed charge coverage 
ratio is equal to or greater than 1.20x.

The Credit Agreement is secured by substantially all of the Company’s and its domestic subsidiaries’ assets, including 

equity in certain material first-tier foreign subsidiaries. 

At December 31, 2018, based upon the most restrictive covenant within the Credit Agreement, available credit under the 

Credit Agreement was approximately $298 million.  Total debt due and outstanding at December 31, 2018 is summarized 
below: 

Debt Due and Outstanding at December 31, 2018
(In thousands)

Credit
Agreement

Other

Total Debt
Due

$

— $

—

101,500
—

—

— $

—

—
—

—

—

—

101,500
—

—

$

101,500

$

— $

101,500

Year Due
2019

2020

2021

2022

2023

Total

Tredegar believes that it was in compliance with all of its debt covenants as of December 31, 2018.  Noncompliance with 

any of the debt covenants may have a material adverse effect on financial condition or liquidity in the event such 
noncompliance cannot be cured or should the Company be unable to obtain a waiver from the lenders.  Renegotiation of the 
covenant through an amendment to the Credit Agreement may effectively cure the noncompliance, but may have an effect on 
financial condition or liquidity depending upon how the covenant is renegotiated.

12  STOCK OPTION AND STOCK AWARD PLANS

Tredegar has one equity incentive plan under which stock options may be granted to purchase a specified number of 
shares of common stock at a price no lower than the fair market value on the date of grant and for a term not to exceed 10 
years. One stock option grant was made in 2018, with cliff vesting after two years.  Two stock option grants were made in 
2017, with one cliff vesting after two years and the other cliff vesting after three years.  No stock options were granted in 2016.  

80

The option plan also permits the grant of stock appreciation rights (“SARs”), stock, restricted stock, stock unit awards and 
incentive awards.  Restricted stock grants ordinarily vest three years from the date of grant based upon continued employment.  
Stock unit awards vest upon the achievement of certain performance targets.  No SARs have been granted since 1992 and none 
are currently outstanding. 

A summary of stock options outstanding at December 31, 2018, 2017 and 2016, and changes during those years, is 

presented below: 

Number of
Options

Range

Weighted
Average

Option Exercise Price/Share

Outstanding at January 1, 2016

881,513

$

17.13

Granted

Forfeited and expired

Exercised

Outstanding at December 31, 2016

Granted

Forfeited and expired

Exercised
Outstanding at December 31, 2017

Granted

Forfeited and expired

Exercised

—

(246,394)

(134,200)

500,919

209,551

(60,685)

(41,265)
608,520

451,083

(96,089)

(73,398)

Outstanding at December 31, 2018

890,116

$

—

17.13

17.13

17.13

15.65

17.13

19.84
15.65

19.35

15.65

15.65

15.65

to

to

to

to

to

to

to

to
to

to

to

to

to

$

30.01

$

—

30.01

19.84

30.01

15.65

30.01

19.84
24.84

19.35

24.84

22.49

$

24.84

$

20.22

—

18.90

17.23

21.67

15.65

21.42

19.84
19.75

19.35

19.58

18.15

19.69

The following table summarizes additional information about stock options outstanding and exercisable at December 31, 

2018:

Options Outstanding at December 31, 2018

Options Exercisable at December 31, 2018

Range of
Exercise Prices
— to

$

$

15.01

17.51

20.01

to

to

to

Total

15.00

17.50

20.00

25.00

Shares

—

163,641

516,883

209,592

890,116

Weighted Average

Remaining
Contractual
Life (Years)

Exercise
Price

Aggregate 
Intrinsic Value
(In thousands)

Shares

Weighted
Average
Exercise
Price

Aggregate
Intrinsic Value
(In thousands)

0.0

5.4

5.9

4.5

5.5

$

— $

15.65

19.36

23.69

—

34,365

—

—

— $

— $

—

65,800

209,592

—

19.40

23.69

$

19.69

$

34,365

275,392

$

22.66

$

—

—

—

—

—

81

 
 
  
 
 
 
 
 
The following table summarizes additional information about unvested restricted stock outstanding at December 31, 

2018, 2017 and 2016:

Unvested Restricted Stock

Maximum Unvested Restricted Stock Units Issuable
Upon Satisfaction of Certain Performance Criteria

Number
of Shares

Weighted Avg.
Grant Date
Fair Value/
Share

Grant Date
Fair Value
(In thousands)

Number
of Shares

Weighted Avg.
Grant Date
Fair Value/
Share

Grant Date
Fair Value
(In thousands)

Outstanding at January 1, 2016

132,353

$

21.19

$

Granted

Vested

Forfeited

Outstanding at December 31, 2016

Granted

Vested

Forfeited

Outstanding at December 31, 2017

Granted

Vested

Forfeited

144,546

(52,167)

(17,377)

207,355

107,362

(50,154)

(57,887)

206,676

119,915
(64,702)

(17,153)

13.47

21.56

18.97

15.90

18.29

19.72

16.16

16.15

17.39
18.31

15.84

Outstanding at December 31, 2018

244,736

$

16.20

$

2,805

1,947
(1,125)
(330)
3,297

1,964
(989)
(935)
3,337

2,085
(1,185)
(272)
3,965

167,128

$

22.04

$

136,986

—
(65,685)
238,429

46,205

—
(112,501)
172,133

61,227
—
(48,651)
184,709

11.34

—

20.24

16.39

17.38

—

17.73

15.78

17.35
—

13.23

$

16.97

$

3,684

1,553

—
(1,329)
3,908

803

—
(1,995)
2,716

1,062
—
(644)
3,134

The total intrinsic value of stock options exercised was $0.4 million in 2018, $0.2 million in 2017 and $0.2 million in 

2016.  The grant-date fair value of stock option-based awards vested was $0.1 million in 2018, $0.4 million in 2017 and $0.4 
million in 2016.  As of December 31, 2018, there was unrecognized compensation cost of $2.0 million related to stock option-
based awards and $1.8 million related to non-vested restricted stock and other stock-based awards.  This cost is expected to be 
recognized over the remaining weighted average period of 1.2 years for stock option-based awards and 1.3 years for non-vested 
restricted stock and other stock-based awards.

Stock options exercisable totaled 275,392 shares at December 31, 2018 and 385,658 shares at December 31, 2017.  Stock 

options available for grant totaled 1,548,917 shares at December 31, 2018.

82

 
 
13  RETIREMENT PLANS AND OTHER POSTRETIREMENT BENEFITS

Tredegar sponsors a noncontributory defined benefit (pension) plan covering certain current and former U.S. employees. 

The plans for salaried and hourly employees currently in effect is based on a formula using the participant’s years of service and 
compensation or using the participant’s years of service and a dollar amount.  The plan is closed to new participants and pay for 
active plan participants for benefit calculations was frozen as of December 31, 2007.  As of January 31, 2018, the plan no 
longer accrued benefits associated with crediting employees for service, thereby freezing all future benefits under the plan. 

In addition to providing pension benefits, the Company provides postretirement life insurance and health care benefits for 

certain groups of employees.  Tredegar and retirees share in the cost of postretirement health care benefits, with employees 
hired on or before January 1, 1993, receiving a fixed subsidy to cover a portion of their health care premiums.  The Company 
eliminated prescription drug coverage for Medicare-eligible retirees as of January 1, 2006.  Consequently, Tredegar is not 
eligible for any federal subsidies.

The following tables reconcile the changes in benefit obligations and plan assets in 2018 and 2017, and reconcile the 

funded status to prepaid or accrued cost at December 31, 2018 and 2017:

(In thousands)
Change in benefit obligation:

Pension Benefits

Other Post-
Retirement Benefits

2018

2017

2018

2017

Benefit obligation, beginning of year

$

318,123

$

303,126

$

7,704

$

7,436

Service cost

Interest cost

Effect of actuarial (gains) losses related to the

following:

Discount rate change

Retirement rate assumptions and mortality

table adjustments

Other

Plan participant contributions

Benefits paid

Benefit obligation, end of year

Change in plan assets:

Plan assets at fair value, beginning of year

Actual return on plan assets

Employer contributions

Plan participant contributions

Benefits paid
Plan assets at fair value, end of year

Funded status of the plans

Amounts recognized in the consolidated balance
sheets:

Accrued expenses (current)

Pension and other postretirement benefit

obligations, net
Net amount recognized

17

11,442

194

12,575

(23,653)

21,055

(914)
(2,326)

—
(15,449)
287,240

226,354
(14,148)
8,610

$

$

—
(15,449)
205,367
$
(81,873) $

(2,145)
(1,921)

—
(14,761)
318,123

214,559

21,034

5,522

—
(14,761)
226,354
(91,769)

$

$

$

$

36

271

(546)

6
(285)

656
(953)
6,889

$

— $
—

297

656
(953)

— $
(6,889) $

182

$

182

$

456

$

81,691

91,587

6,433

81,873

$

91,769

$

6,889

$

$

$

$

$

$

$

33

301

471

15
(245)

646
(953)
7,704

—

—

307

646
(953)
—
(7,704)

457

7,247

7,704

83

 
Assumptions used for financial reporting purposes to compute net benefit income or cost and benefit obligations for 
continuing operations, and the components of net periodic benefit income or cost for continuing operations, are as follows: 

(In thousands, except percentages)
Weighted-average assumptions used to

determine benefit obligations:

Pension Benefits

Other Post-
Retirement Benefits

2018

2017

2016

2018

2017

2016

Discount rate

4.40%

3.72%

4.29%

4.37%

3.69%

4.24%

Expected long-term return on plan
assets

Weighted-average assumptions used to
determine net periodic benefit cost:

6.00%

6.50%

6.50%

n/a

n/a

n/a

Discount rate

3.72%

4.29%

4.55%

3.69%

4.24%

4.49%

Expected long-term return on plan

assets

Components of net periodic benefit cost:

6.50%

6.50%

7.00%

n/a

n/a

n/a

Service cost

$

17

$

194

$

231

$

Interest cost
Expected return on plan assets

Amortization of prior service costs

and gains or losses

11,442
(15,011)

12,575
(14,955)

13,323
(15,980)

Net periodic benefit cost

$ 10,342

$ 10,134

$ 10,886

$

64

$

13,894

12,320

13,312

(243)

$

36

271
—

33

301
—

(275)
59

$

$

38

337
—

(214)
161

Net benefit income or cost is determined using assumptions at the beginning of each year.  Funded status is determined 

using assumptions at the end of each year.  The amount of the accumulated benefit obligation is the same as the projected 
benefit obligation.  At December 31, 2018, the effect of a 1% change in the health care cost trend rate assumptions would not 
impact the post-retirement obligation.

Expected benefit payments for continuing operations over the next five years and in the aggregate for 2024-2028 are as 

follows:

(In thousands)
2019

2020

2021

2022

2023

2024—2028

Pension
Benefits

$

16,826

$

17,337

17,713

18,048
18,268

92,435

Other Post-
Retirement
Benefits

456

458

461

463
461

2,236

Amounts recorded in 2018, 2017 and 2016 in accumulated other comprehensive income, before related deferred income 

taxes, consist of:

(In thousands)
Prior service cost (benefit)

Net actuarial (gain) loss

2018

Pension

2017

2016

2018

2017

2016

Other Post-Retirement

$

— $

5

$

10

$

— $

— $

132,751

144,377

145,782

(1,821)

(1,238)

—
(1,756)

84

 
 
Pension expense is expected to be $9.6 million in 2019.  The amounts in accumulated other comprehensive income, 
before related deferred income taxes, that are expected to be recognized as components of net periodic benefit or cost during 
2019 are as follows:

(In thousands)
Prior service cost (benefit)

Net actuarial (gain) loss

Pension

$

— $

10,916

Other Post-
Retirement

—
(230)

The percentage composition of assets held by pension plans for continuing operations at December 31, 2018, 2017 and 

2016 are as follows:

Pension plans related to continuing operations:

Fixed income securities

Large/mid-capitalization equity securities

Small-capitalization equity securities

International and emerging market equity securities

Total equity securities

Private equity and hedge funds

Other assets

Total for continuing operations

% Composition of Plan Assets
at December 31,

2018

2017

2016

8.6%

7.7%

8.0%

18.2

6.8

16.0
41.0

42.3

8.1

19.0

6.4

15.1
40.5

44.6

7.2

14.7

5.3

11.5
31.5

48.4

12.1

100.0%

100.0%

100.0%

Tredegar’s targeted allocation percentage for pension plan assets and the expected long-term rate of return on assets used 

to determine its benefit obligation at December 31, 2018, are as follows:

Pension plans related to continuing operations:

Fixed income securities

Large/mid-capitalization equity securities

Small-capitalization equity securities

International and emerging market equity securities

Total equity securities

Private equity and hedge funds

Total for continuing operations

Target %
Composition of
Plan Assets *

Expected Long-
term Return %

12.0%

3.2%

19.0

6.0

18.0

43.0

45.0
100.0%

6.1

6.6

7.3

6.7

6.1
6.0%

* 

Target percentages for the composition of plan assets represents a neutral position within the approved 
range of allocations for such assets.

Expected long-term returns are estimated by asset class and generally are based on inflation-adjusted historical returns, 
volatilities, risk premiums and managed asset premiums.  The portfolio of fixed income securities is structured with maturities 
that generally match estimated benefit payments over the next 1-2 years.  The other assets category is primarily comprised of 
cash and contracts with insurance companies.  The Company’s primary investment objective is to maximize total return with a 
strong emphasis on the preservation of capital, and it believes that over the long-term a diversified portfolio of fixed income 
securities, equity securities, hedge funds and private equity funds has a better risk-return profile than fixed income securities 
alone.  The average remaining duration of benefit payments for the pension plans is about 11 years.  The Company expects its 
required contributions to be approximately $8.1 million in 2019.

85

 
 
 
Estimates of the fair value of assets held by the Company’s pension plan are provided by unaffiliated third parties. 
Investments in private equity and hedge funds and certain fixed income securities by the Company’s pension plan are measured 
at NAV, which is a practical expedient for measuring fair value.  These assets are therefore excluded from the fair value 
hierarchy for each of the years presented. At December 31, 2018 and 2017, the pension plan assets are categorized by level 
within the fair value measurement hierarchy as follows: 

(In thousands)

Balances at December 31, 2018

Quoted Prices
in Active
Markets for
Identical Assets
(Level 1)

Significant
Other
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

Total

Large/mid-capitalization equity securities

$

37,323

$

37,323

$

Small-capitalization equity securities

International and emerging market equity securities

Fixed income securities

Other assets

Total plan assets at fair value

Private equity and hedge funds

Contracts with insurance companies

Total plan assets, December 31, 2018

Balances at December 31, 2017

Large/mid-capitalization equity securities

Small-capitalization equity securities

International and emerging market equity securities

Fixed income securities

Other assets

Total plan assets at fair value

Private equity and hedge funds

Contracts with insurance companies

Total plan assets, December 31, 2017

$

$

$

$

$

13,880

32,931

17,769

6,779

13,880

13,389

5,886

6,779

— $

—

19,542

11,883

—

108,682

$

77,257

$

31,425

$

86,786

9,899

205,367

42,920

$

42,920

$

14,477

34,153

17,513

5,822

14,477

16,409

5,374

5,822

— $

—

17,744

12,139

—

114,885

$

85,002

$

29,883

$

100,974

10,495

226,354

—

—

—

—

—

—

—

—

—

—

—

—

Tredegar also has a non-qualified supplemental pension plan covering certain employees.  Effective December 31, 2005, 

further participation in this plan was terminated and benefit accruals for existing participants were frozen.  The plan was 
designed to restore all or a part of the pension benefits that would have been payable to designated participants from the 
principal pension plans if it were not for limitations imposed by income tax regulations.  The projected benefit obligation 
relating to this unfunded plan was $2.0 million at December 31, 2018 and $2.2 million at December 31, 2017.  Pension expense 
recognized for this plan was $0.1 million in 2018, $0.1 million in 2017 and $0.1 million in 2016.  This information has been 
included in the preceding pension benefit tables.

Approximately 72 employees at the Company’s film products manufacturing facility in Kerkrade, The Netherlands are 
covered by a collective bargaining agreement that includes participation in a multi-employer pension plan.  Pension expense 
recognized for participation in this plan, which is equal to required contributions, was $0.4 million in 2018, $0.4 million in 
2017 and $0.4 million in 2016.  This information has been excluded from the preceding pension benefit tables.

14  SAVINGS PLAN

Tredegar has a savings plan that allows eligible employees to voluntarily contribute a percentage of their compensation, 

up to Internal Revenue Service (“IRS”) limitations.  The provisions of the savings plan provided the following benefits for 
salaried and certain hourly employees:

•  The Company makes matching contributions to the savings plan of $1 for every $1 an employee contributes per pay 

period up to a maximum of 5% of eligible compensation. 

•  The savings plan includes immediate vesting of matching contributions and automatic enrollment at 3% of eligible 

compensation unless the employee opts out or elects a different percentage.

86

  The Company also has a non-qualified plan that restores matching benefits for employees suspended from the savings 

plan due to certain limitations imposed by income tax regulations (“restoration plan”).  Charges recognized for these plans were 
$3.7 million in 2018, $3.5 million in 2017 and $3.2 million in 2016.  The Company’s liability under the restoration plan was 
$1.0 million at December 31, 2018 (consisting of 65,280 phantom shares of common stock) and $1.3 million at December 31, 
2017 (consisting of 65,548 phantom shares of common stock) and valued at the closing market price on those dates.

The Tredegar Corporation Benefits Plan Trust (the “Trust”) purchased 7,200 shares of the Company’s common stock in 
1998 for $0.2 million and 46,671 shares of its common stock in 1997 for $1.0 million, as a partial hedge against the phantom 
shares held in the restoration plan.  There have been no shares purchased since 1998 except for re-invested dividends.  The cost 
of the shares held by the Trust is shown as a reduction to shareholders’ equity in the consolidated balance sheets. 

15  RENTAL EXPENSE AND CONTRACTUAL COMMITMENTS

Rental expense for continuing operations was $5.2 million in 2018, $4.4 million in 2017 and $2.9 million in 2016.  Rental 

commitments under all noncancellable leases for continuing operations as of December 31, 2018, are as follows: 

(In thousands)
2019

2020

2021

2022

2023

Remainder

$

4,445

4,007

3,591

2,391

1,245

2,630

Total minimum lease payments

$

18,309

Contractual obligations for plant construction and purchases of real property and equipment amounted to $14.1 million at 

December 31, 2018.  

16 

INCOME TAXES 

The U.S. Tax Cuts and Jobs Act (“TCJA”) makes broad and complex changes to the U.S. tax code, including, but not 
limited to: (i) reducing the U.S. federal corporate income tax rate from 35% to 21%; (ii) requiring companies to pay a one-time 
transition tax on certain unrepatriated earnings of foreign subsidiaries; (iii) generally eliminating U.S. federal income taxes on 
dividends from foreign subsidiaries; (iv) creating new taxes on certain foreign earnings; (v) eliminating certain deductions; and 
(vi) providing the option to full expensing of qualified property.

The SEC staff issued Staff Accounting Bulletin No. 118 (“SAB 118”), which provides guidance on accounting for the tax 

effects of the TCJA.  SAB 118 provides a measurement period that should not extend beyond one year from the TCJA 
enactment date for companies to complete the accounting under Accounting Standards Codification No. 740 (“ASC 740”).  In 
accordance with SAB 118, a company must reflect the income tax effects of a company’s accounting for those tax effects of the 
TCJA for which the accounting under ASC 740 is complete. To the extent that a company’s accounting for certain tax effects of 
the TCJA is incomplete, but it is able to determine a reasonable estimate, it must record a provisional estimate in the financial 
statements.  If a company cannot determine a reasonable estimate to be included in the financial statements, it should continue 
to apply ASC 740 on the basis of the provisions of the tax law that were in effect immediately before the enactment of the 
TCJA.

 The Company applied the guidance in SAB 118 when accounting for the enactment-date effects of the TCJA in 2017 and 
throughout 2018.  At December 31, 2017, the Company had not completed its accounting for all the enactment-date income tax 
effects of the TCJA under ASC 740, Income Taxes as described below.  At December 31, 2018, the Company has now 
completed its accounting for the enactment-date income tax effects of the TCJA. 

 Item (i) above was completed in 2017 and resulted in a non-cash deferred income tax benefit in the fourth quarter of 
2017 of $3.9 million to adjust applicable deferred income tax assets and liabilities for the change in the U.S. federal corporate 
rate.  Income tax accruals on U.S. income in 2018 and future periods will apply the new 21% U.S. federal income tax rate.

Item (ii) was not completed in 2017.  The Company did not accrue any deemed repatriation taxes on unremitted earnings 

of its foreign subsidiaries in 2017 since its preliminary assessment indicated that such foreign subsidiaries had no net 
cumulative unremitted earnings due to historical repatriation.  Upon further analysis of the TCJA and notices and regulations 
issued and proposed by the U.S. Department of the Treasury and the Internal Revenue Service, the Company finalized its 

87

calculations of the deemed repatriation tax liability in 2018 and concluded once again that the Company would not owe any 
transition tax and that no adjustment was required in 2018. 

The application of the new Global Intangible (“GILTI”) tax rules to the Company, which is part of item (iv), was not 

completed in 2017.  The rules are complex, and under GAAP the Company is allowed to make a policy choice of either: (a) 
treating taxes due on future U.S. inclusions in taxable income relate to GILTI as current period expense when incurred (the 
“period cost method”), or (b) factoring such amounts into the Company’s measurement of its deferred income taxes (the 
“deferred method”).  The Company was not able to complete its analysis of these rules and could not reasonably estimate the 
effect of this provision of the TCJA in 2017.  Accordingly, the Company did not make any adjustments related to the potential 
GILTI tax in its 2017 financial statements and did not make a policy decision whether to record deferred income taxes on 
GiLTI.  After further consideration in 2018, the Company elected to account for GILTI in the year the tax was incurred.  In 
2018, application of the GILTI provisions did not result in any additional U.S. income tax.

Income (loss) before income taxes and income tax expense (benefit) are as follows:

$

$

$

(In thousands)
Income (loss) before income taxes:

Domestic

Foreign

Total

Current income tax expense (benefit):

Federal

State

Foreign

Total

Deferred income tax expense (benefit):

Federal

State

Foreign

Total

2018

2017

2016

17,663

18,705

36,368

$

$

$

67,549
(82,461)
(14,912) $

(187) $
815

2,090

2,718

8,708

364
(264)
8,808

(20,560) $
800

3,247
(16,513)

(23,302)
(949)
(12,399)
(36,650)
(53,163) $

26,284

1,399

27,683

4,302
(709)
3,255

6,848

(2,505)
1,396
(2,522)
(3,631)
3,217

Total income tax expense (benefit)

$

11,526

$

88

The significant differences between the U.S. federal statutory rate and the effective income tax rate for continuing 

operations are as follows:

2018

2017

2016

(In thousands, except percentages)

Income tax expense (benefit) at federal statutory rate

Amount
7,638

$

%
21.0

$

%

Amount

%

35.0

$

9,689

35.0

U.S. tax on foreign branch income

Foreign rate differences

Non-deductible goodwill and asset impairment loss

Tax contingency accruals and tax settlements

Valuation allowance for capital loss carryforwards

State taxes, net of federal income tax benefit

Non-deductible expenses

Stock-based compensation

Unremitted earnings from foreign operations

Worthless stock deductions

Impact of U.S. Tax Cuts and Jobs Act

Settlement of Terphane acquisition escrow

Increase in value of kaléo investment held abroad

Domestic production activities deduction

Remitted earnings from foreign operations

Changes in estimates related to prior year tax provision

Research and development tax credit

Valuation allowance due to foreign losses and impairments

Foreign derived intangible income deduction

Brazilian tax incentive

    Income tax expense (benefit) at effective income tax rate

$

1,901

1,805

1,801

773

553

520

322

175

126

—

—

—

—

—

5.2

5.0

5.1

2.1

1.5

1.4

0.9

0.5

0.3

—

—

—

—

—

—
(303)
(420)
(975)
(1,050)
(1,340)
11,526

—
(0.8)
(1.2)
(2.7)
(2.9)
(3.7)
31.7

Amount
(5,219)
—

434

656

2,546

228
(420)
83

—
(17.1)
(1.5)
2.8
(0.6)
(4.4)
(2.9)
(1.3)
—
(61,413) 411.9
(4,433)
29.7
(4,200)
(2,326)
—

28.2

15.6

199

—

—

—

320
(375)

—
(2.1)
2.5
20,757 (139.3)
—

—

—

499

13

104

267

647

396

—

1.8

—

0.4

1.0

2.3

1.4

—
(256)
—

—

—
(197)
(735)
(6,574)
330
(550)
(416)
—

—
(0.9)
—

—

—
(0.7)
(2.7)
(23.7)
1.2
(2.0)
(1.5)
—

—
—
$ (53,163) 356.5

—

—

$

3,217

11.6

Income taxes from continuing operations in 2018 were primarily impacted by not recording a tax benefit on a portion of 
the PE Films Personal Care goodwill impairment charge, the additional tax impact of Tredegar’s Brazilian subsidiaries being 
included in its US consolidated tax return as foreign branches as well as the tax impact of the local statutory tax rates of 
Tredegar’s foreign subsidiaries being higher than the current US tax rate of 21%.  These increases to income tax expense were 
offset by recording a tax benefit on a portion of foreign losses and impairments, by the tax benefit of the foreign derived 
intangible income deduction under the TCJA, and by the benefit of tax incentives in Brazil.     

During 2017, the Company completed a plan to liquidate for tax purposes one of its domestic subsidiaries, which allowed 
it to claim an income tax benefit on the write-off of the stock basis of Terphane, Inc. (Terphane’s U.S. affiliate) on its 2017 U.S. 
federal income tax return.  The Company recorded an income tax benefit during the second quarter of 2017 of $8.1 million 
related to this worthless stock deduction, net of valuation allowances and accrual for uncertain tax positions.  Also, during the 
fourth quarter of 2017, as a result of valuation activities and other efforts, the Company claimed an ordinary loss for U.S. 
federal and state income tax purposes of $153 million for the write-off of the stock basis of Terphane Limitada (Terphane’s 
Brazilian entity).  The full tax benefit accrued for the Terphane Limitada worthless stock deduction at the 35% U.S. corporate 
income tax rate applicable for 2017 was approximately $54 million.  This benefit was reduced by $4.8 million in conjunction 
with the TCJA for the portion of the deduction that is expected to be applied to income generated after 2017 where the new 
U.S. federal corporate income tax rate of 21% is applicable.  The significant foreign rate difference for 2017 is primarily due to 
the difference between Hungary’s income tax rate of 9% and the U.S. federal corporate income tax rate of 35%.

Tredegar accrues U.S. federal income taxes on unremitted earnings of all foreign subsidiaries where required.  However, 

due to changes in the taxation of dividends under TCJA, Tredegar will only record U.S. federal income taxes on unremitted 
earnings of its foreign subsidiaries where Tredegar cannot take steps to eliminate any potential tax on future distributions from 
its foreign subsidiaries.  Prior to the second quarter of 2016, deferred U.S. federal income taxes had not been recorded for the 
undistributed earnings for Terphane Limitada because the Company had intended to permanently reinvest these earnings.  Due 
to concerns about the political and economic conditions in Brazil, Terphane Limitada began making cash distributions to the 

89

Company in 2016.  During the second quarter of 2016, Terphane Limitada paid a dividend of $10.7 million to the Company. 
During the second quarter of 2017, the Company recognized a net tax benefit of $0.4 million associated with additional U.S. 
tax related to this repatriation of cash from Brazil offset by the reversal of related tax contingencies.  Because of the 
accumulation of significant losses related to foreign currency translations at Terphane Limitada, there were no deferred income 
tax liabilities associated with the U.S. federal income taxes and foreign withholding taxes on Terphane Limitada’s undistributed 
earnings as of and December 31, 2018 and 2017. 

Income taxes in 2016 included the recognition of an additional valuation allowance of $0.3 million related to expected 

limitations on the utilization of assumed capital losses on certain investments. In 2016, the difference between the federal 
statutory rate and the effective tax rate is primarily driven by the $6.4 million tax benefit from excess foreign tax credits related 
to the repatriation of cash from Brazil discussed above. 

The Brazilian federal statutory income tax rate is a composite of 34.0% (25.0% of income tax and 9.0% of social 
contribution on income).  Terphane’s manufacturing facility in Brazil is the beneficiary of certain income tax incentives that 
allow for a reduction in the statutory Brazilian federal income tax rate levied on the operating profit of its products.  These 
incentives produce a current tax rate of 15.25% for Terphane (6.25% of income tax and 9.0% social contribution on income). 
The incentives have been granted for a 10-year period, which has a commencement date of January 1, 2015 and will expire at 
the end of 2024.  The benefit from the tax incentives was $1.3 million in 2018 and was immaterial for 2017 and 2016.

Deferred income tax liabilities and deferred income tax assets at December 31, 2018 and 2017, are as follows: 

(In thousands)
Deferred income tax liabilities:

2018

2017

Amortization of goodwill and identifiable intangibles

$

13,416

$

22,739

Foreign currency translation gain adjustment

Excess of carrying value over tax basis of investment in kaléo

Derivative financial instruments

Other

Total deferred income tax liabilities

Deferred income tax assets:

Depreciation

Pensions

Employee benefits

Excess capital losses

Inventory

Asset write-offs, divestitures and environmental accruals

Tax benefit on U.S. federal, state and foreign NOL and credit
carryforwards

Timing adjustment for unrecognized tax benefits on uncertain tax
positions, including portion relating to interest and penalties

Allowance for doubtful accounts

Derivative financial instruments

Other

Deferred income tax assets before valuation allowance

Less: Valuation allowance

Total deferred income tax assets

Net deferred income tax (assets) liabilities

Amounts recognized in the consolidated balance sheets:

Deferred income tax assets (noncurrent)

Deferred income tax liabilities (noncurrent)

Net deferred income tax assets (liabilities)

$

$

$

300

15,131

—

184

433

8,602

167

—

29,031

31,941

2,399

17,153

6,676

1,519

3,644

1,200

4,917

19,626

6,842

4,695

2,884

1,754

23,507

33,384

267

382

432

—

184

406

—

261

57,179

24,736

32,443
(3,412) $

74,953

28,499

46,454
(14,513)

3,412

—

3,412

$

$

16,636

2,123

14,513

Except as noted below, the Company believes that it is more likely than not that future taxable income will exceed future 

tax-deductible amounts thereby resulting in the realization of deferred income tax assets.  The Company has estimated gross 

90

federal, state and foreign tax credits and net operating loss carryforwards of $23.5 million and $33.4 million at December 31, 
2018 and 2017, respectively.  The U.S. federal tax credits will expire in between 2026 and 2037.  The U.S. federal net operating 
loss carryforwards were fully utilized in 2018.  The majority of the foreign net operating loss carryforwards do not expire. The 
U.S. state carryforwards expire at different points over the next 9 to 20 years.  

Valuation allowances of $7.7 million, $8.5 million and $1.5 million at December 31, 2018, 2017 and 2016, respectively, are 
recorded against the tax benefit on U.S. federal, state and foreign tax credits and net operating loss carryforwards generated by 
certain foreign and domestic subsidiaries that may not be recoverable in the carryforward period.  The valuation allowance for 
excess capital losses from investments and other related items was $1.2 million, $4.4 million and $11.2 million at 
December 31, 2018, 2017 and 2016, respectively.  The current year balance decreased primarily due to the expiration of a 
portion of the capital loss carryforwards.  The amount of the deferred income tax asset considered realizable, however, could be 
adjusted in the near term if estimates of the fair value of certain investments during the carryforward period change.  Tredegar 
continues to evaluate opportunities to utilize capital loss carryforwards prior to their expiration at various dates in the future.  
As circumstances and events warrant, allowances will be reversed when it is more likely than not that future taxable income 
will exceed deductible amounts, thereby resulting in the realization of deferred income tax assets.  The valuation allowance for 
asset impairments in foreign jurisdictions where the Company believes it is more likely than not that the deferred income tax 
asset will not be realized was $15.8 million and $15.6 million at December 31, 2018 and 2017, respectively (none in 2016).  

A reconciliation of the Company’s unrecognized uncertain tax positions since January 1, 2016, is shown below:

(In thousands)
Balance at beginning of period

Increase (decrease) due to tax positions taken in:

Current period

Prior period

Increase (decrease) due to settlements with taxing authorities

Reductions due to lapse of statute of limitations

Balance at end of period

$

Years Ended December 31,

2018

2017

2016

$

1,962

$

3,315

$

4,049

13

1,430

—
(44)
3,361

$

27
(532)
(51)
(797)
1,962

$

1,151

43
(1,706)
(222)
3,315

Additional information related to unrecognized uncertain tax positions since January 1, 2016 is summarized below:

(In thousands)
Gross unrecognized tax benefits on uncertain tax positions (reflected in
current income tax, other noncurrent liability accounts, or deferred tax 
assets in the balance sheet)

Deferred income tax assets related to unrecognized tax benefits on

uncertain tax positions (reflected in deferred income tax accounts in the
balance sheet)

Net unrecognized tax benefits on uncertain tax positions, which would

impact the effective tax rate if recognized

Interest and penalties accrued on deductions taken relating to uncertain tax
positions (approximately $107, $(1) and $(262) reflected in income tax
expense in the income statement in 2018, 2017 and 2016, respectively,
with the balance shown in current income tax and other noncurrent
liability accounts in the balance sheet)

Related deferred income tax assets recognized on interest and penalties

Interest and penalties accrued on uncertain tax positions net of related

deferred income tax benefits, which would impact the effective tax rate if
recognized

Total net unrecognized tax benefits on uncertain tax positions reflected in

the balance sheet, which would impact the effective tax rate if
recognized

Years Ended December 31,

2018

2017

2016

$

3,361

$

1,962

$

3,315

(211)

(153)

(345)

3,150

1,809

2,970

243

(56)

136

(32)

135

(49)

187

104

86

$

3,337

$

1,913

$

3,056

91

 
 
Tredegar, or one of its subsidiaries, files income tax returns in the U.S. federal jurisdiction, various states and jurisdictions 
outside the U.S.  With few exceptions, Tredegar is no longer subject to U.S. federal, state or non-U.S. income tax examinations 
by tax authorities for years before 2014.  The Company anticipates that it is reasonably possible that Federal and state income 
tax audits or statutes may settle or close within the next 12 months, which could result in the recognition of up to approximately 
$3.2 million of the balance of unrecognized tax positions, including any payments that may be made.

17  LOSSES ASSOCIATED WITH PLANT SHUTDOWNS, ASSET IMPAIRMENTS AND RESTRUCTURINGS, 

UNUSUAL ITEMS, GAINS FROM SALE OF ASSETS AND OTHER ITEMS

Losses associated with plant shutdowns, asset impairments, restructurings and other charges in 2018 (as shown in the 
segment operating profit table in Note 5) totaled $6.5 million ($5.9 million after taxes), and unless otherwise noted below, are 
also included in “Asset impairments and costs associated with exit and disposal activities” in the consolidated statements of 
income.  Results in 2018 included:

•  Quarterly charges associated with the shutdown of PE Films’ manufacturing facility in Shanghai, China, which 

includes categories of expenses shown in the table below (Accelerated depreciation and a portion of Other facility 
consolidation-related costs and Severance & employee related expenses, as noted in the table below, are included in 
“Cost of goods sold” in the consolidated statements of income):

($ in millions)

Severance & employee related expenses

Accelerated depreciation

Other facility consolidation-related costs

   Total

Amount included in “Cost of goods
sold” in the consolidated statements of
income
Note: BT = before taxes; AT = after taxes

—

—

—

—

1st Quarter
AT
BT

2nd Quarter
AT
BT

3rd Quarter
AT
BT

4th Quarter
AT
BT

2018

BT

— 0.4

0.4

1.3

1.3

0.5

0.5

2.2

AT

2.2

— 0.1

0.1

0.4

0.4

0.1

0.1

0.6

0.6

— 0.1

— 0.6

0.1

0.6

0.1

1.8

0.1

1.8

0.3

0.9

0.3

0.9

0.5

3.3

0.5

3.3

—

— 0.2

0.2

0.7

0.7

0.3

0.3

1.2

1.2

•  Quarterly charges related to estimated excess costs associated with the ramp-up of new product offerings and 

additional expenses related to strategic capacity expansion projects by PE Films of $1.0 million ($0.9 million after 
taxes), $0.6 million ($0.5 million after taxes), $0.2 million ($0.1 million after taxes) and $0.3 million ($0.2 million 
after taxes) for the first, second, third and fourth quarter, respectively (included in “Cost of goods sold” in the 
consolidated statements of income);

•  Quarterly charges for professional fees associated with the Terphane Limitada worthless stock deduction, the 

impairment of assets of Flexible Packaging Films, determining the effect of the new U.S. federal income tax law, and 
a market study for PE Films of $0.3 million ($0.2 million after taxes), $0.4 million ($0.3 million after taxes) and $0.1 
million ($0.1 million after taxes) for the first, third and fourth quarter, respectively (included in “Selling, general and 
administrative expenses” in the consolidated statements of income);

•  Quarterly charges for severance and other employee-related costs associated with restructurings in PE Films of $0.1 

million ($0.1 million after taxes), $0.3 million ($0.2 million after taxes) and $0.3 million ($0.3 million after taxes) for 
the first, third and fourth quarter, respectively, and in Aluminum Extrusions of $0.1 million ($0.1 million after taxes) 
in the first quarter; 

•  A fourth quarter charge of $0.5 million ($0.4 million after taxes) associated with business development projects 

(included in “Selling, general and administrative expense” in the consolidated statements of income and “Corporate 
expenses, net” in the statement of net sales and operating profit by segment);

•  A fourth quarter charge of $0.5 million ($0.4 million after taxes) for professional fees associated with the 

implementation of new accounting guidance and analysis and revisions to the Company’s internal control over 
financial reporting (included in “Selling, general and administrative expenses” in the consolidated statements of 
income);

92

 
•  A fourth quarter benefit of $0.3 million ($0.2 million after taxes) (included in “Other income (expense), net” in the 
consolidated statements of income) from the reversal of a PE Films’ contingent liability related to the acquisition of 
Bright View Technologies;

•  A fourth quarter charge of $0.1 million ($0.1 million after taxes) and a third quarter charge of $0.2 million ($0.1 

million after taxes) related to expected future environmental costs at the aluminum extrusions manufacturing facility 
in Carthage, Tennessee (included in “Cost of goods sold” in the consolidated statements of income);

•  A third quarter charge of $0.1 million ($0.1 million after taxes) related to wind damage that occurred in the third 

quarter of 2018 at the aluminum extrusions manufacturing facility in Elkhart, Indiana (included in “Selling, general 
and administrative expenses” in the consolidated statements of income); and

•  A fourth quarter charge of $0.1 million ($0.1 million after taxes) related to a fire that occurred in the fourth quarter of 
2018 at the PE Films facility in Rétság, Hungary (included in “Selling, general and administrative expenses” in the 
condensed consolidated statements of income).

Results in 2018 include a net unrealized gain on the Company’s investment in kaléo (included in “Other income 

(expense), net” in the consolidated statements of income) of $30.6 million ($23.9 million after taxes).  Losses on the 
Company’s investment in the Harbinger Fund of $0.2 million ($0.1 million after taxes), $0.1 million ($0.1 million after taxes) 
and $0.2 million ($0.2 million after taxes) were recognized in the second, third and fourth quarters of 2018, respectively 
(included in “Other income (expense), net” in the consolidated statements of income).  See Note 4 for additional information on 
investments. 

In the third quarter of 2018, the Company recorded a goodwill impairment charge of $46.8 million ($38.2 million after 

taxes) for goodwill associated with the acquisition of certain components of PE Films.  See Note 8 for additional details.

The Company recorded an unrealized loss on its investment property in Alleghany and Bath Counties, Virginia 
(included in “Other income (expense), net” in the consolidated statements of income) of $0.2 million ($0.2 million after taxes) 
in the third quarter of 2018.  This loss was recognized when the property was sold in the fourth quarter of 2018.

In June 2018, the Company announced plans to close its facility in Shanghai, China, which primarily produces plastic 
films used as components for personal care products (“Shanghai transition”).  Production ceased at this plant during the fourth 
quarter of 2018.  The Company expects to recognize costs associated with exit and disposal activities of $5.0 million, down 
from an initial amount of $7.1 million, comprised of: (i) retention, severance and related costs ($2.9 million), (ii) customer-
related costs ($0.5 million), and (iii) legal, asset disposal and other cash costs ($1.6 million).  In addition, the Company expects 
non-cash asset write-offs and accelerated depreciation of $0.6 million, down from an initial amount of $0.9 million.  Net annual 
cash savings from consolidating operations of $1.7 million is expected.  Proceeds from expected property disposals are 
uncertain.  The Company anticipates that these activities, including property disposals, will require 12-18 months to execute, 
and the costs are expected to be incurred during this period.

Total expenses associated with the Shanghai transition were $3.3 million ($3.3 million after taxes) in 2018, ($2.1 

million included in “Asset impairments and costs associated with exit and disposal activities, net of adjustments” and $1.2 
million included in “Cost of goods sold” in the consolidated statements of income).  Cash expenditures were $2.5 million in 
2018.

Losses associated with plant shutdowns, asset impairments, restructurings and other charges for continuing operations 
in 2017 (as shown in the segment operating profit table in Note 5) totaled $94.0 million ($79.2 million after taxes), and unless 
otherwise noted below, are also included in “Asset impairments and costs associated with exit and disposal activities” in the 
consolidated statements of income.  Results in 2017 included:

•  A fourth quarter charge of $101.3 million ($87.2 million after taxes) related to the impairment of assets at Flexible 
Packaging Films.  During the fourth quarter of 2017, in conjunction with annual business planning as well as 
valuation activities and other efforts, the Company determined that the carrying value of Terphane’s remaining long-
lived assets were impaired (Terphane’s goodwill was written off in 2015).  Accordingly, the Company wrote down 
these assets based on an enterprise valuation for all of Terphane of approximately $30 million;

• 

Second quarter income of $11.9 million ($11.9 million after taxes) related to the settlement of an escrow arrangement 
established upon the acquisition of Terphane Holdings, LLC in 2011 (included in “Other income (expense), net” in 
the consolidated statements of income). In settling the escrow arrangement, the Company assumed the risk of the 
claims (and associated legal fees) against which the escrow previously secured the Company.  While the ultimate 
amount of such claims is unknown, the Company believes that it is reasonably possible that it could be liable for 
some portion of these claims, and currently estimates the amount of such future claims at approximately $3.5 million; 

93

 
• 

First quarter charges of $3.3 million ($2.0 million after taxes) related to the acquisition of Futura, i) associated with 
accounting adjustments of $1.7 million made to the value of inventory sold by Aluminum Extrusions after its 
acquisition of Futura (included in “Cost of goods sold” in the consolidated statements of income), ii) acquisition 
costs of $1.5 million and, iii) integration costs of $0.1 million (included in “Selling, general and administrative 
expenses” in the consolidated statements of income), offset in the second quarter by pretax income of $0.7 million 
($0.5 million after taxes) related to the fair valuation of an earnout provision (included in “Other income (expense), 
net” in the consolidated statements of income);

•  Quarterly charges related to estimated excess costs associated with the ramp-up of new product offerings and 

additional expenses related to strategic capacity expansion projects by PE Films of $1.4 million ($1.3 million after 
taxes), $0.9 million ($0.8 million after taxes), $0.6 million ($0.5 million after taxes) and $0.6 million ($0.6 million 
after taxes) for the first, second, third and fourth quarter, respectively, and by Aluminum Extrusions of $0.3 million 
($0.2 million after taxes), $0.1 million (less than $0.1 million after taxes) and $0.1 million (less than $0.1 million 
after taxes) for the first, second, and third quarters, respectively (included in “Cost of goods sold” in the consolidated 
statements of income);

•  A third quarter charge of $0.2 million ($0.1 million after taxes) associated with the consolidation of domestic PE 
Films’ manufacturing facilities for other facility consolidation-related expenses, a second quarter charge of $0.3 
million ($0.2 million after taxes), which includes accelerated depreciation of $0.1 million (included in “Cost of goods 
sold” in the consolidated statements of income) and other facility consolidation-related expenses of $0.2 million 
($0.1 million is included in “Cost of goods sold” in the consolidated statements of income), offset by a reversal of 
severance and other employee-related costs of $0.3 million ($0.2 million after taxes) and a first quarter charge of $0.7 
million ($0.4 million after taxes), which includes severance and other employee-related costs of $0.2 million, asset 
impairments of $0.1 million, accelerated depreciation of $0.1 million (included in “Cost of goods sold” in the 
consolidated statements of income) and other facility consolidation-related expenses of $0.3 million ($0.2 million is 
included in “Cost of goods sold” in the consolidated statements of income);

• 

Fourth quarter net gain of $5.1 million ($3.2 million after taxes), related to the explosion that occurred in the second 
quarter of 2016 at the aluminum extrusions manufacturing facility in Newnan, Georgia, which includes the 
recognition of a gain on the involuntary conversion of an asset of $5.3 million for insurance proceeds used for the 
replacement of capital equipment (included in “Other income (expense), net” in the consolidated statements of 
income), partially offset by excess production costs of $0.2 million ($0.1 million after taxes) (included in “Cost of 
goods sold” in the consolidated statements of income); a second quarter net gain on the expected recovery of excess 
production costs of $0.9 million ($0.6 million after taxes) incurred in prior periods for which recovery from insurance 
carriers was not previously considered to be reasonably assured (included in “Cost of goods sold” in the consolidated 
statements of income); and a first quarter net loss of $0.4 million ($0.2 million after taxes), which includes $0.3 
million for other costs for which recovery from insurance carriers was not considered to be reasonably assured 
(reversed in the second quarter) and legal and consulting fees of $0.1 million (included in “Selling, general and 
administrative expenses” in the consolidated statements of income);

•  A fourth quarter charge of $1.5 million ($1.0 million after taxes) and a first quarter charge of $0.4 million ($0.2 
million after taxes) related to expected future environmental costs at the aluminum extrusions manufacturing 
facilities in Carthage, Tennessee and Newnan, Georgia (included in “Cost of goods sold” in the consolidated 
statements of income);

•  A fourth quarter charge of $0.8 million ($0.5 million after taxes) at Corporate related to expected future 

environmental costs at various shutdown facilities (included in “Cost of goods sold” in the consolidated statements of 
income);

•  A fourth quarter charge of $1.3 million ($0.8 million after taxes), a third quarter charge of $0.2 million ($0.1 million 
after taxes), a second quarter charge of $0.6 million ($0.4 million after taxes), and a first quarter charge of $0.3 
million ($0.2 million after taxes), associated with business development projects (included in “Selling, general and 
administrative expense” in the consolidated statements of income and “Corporate expenses, net” in the statement of 
net sales and operating profit by segment);

•  A fourth quarter charge of $0.1 million (less than $0.1 million after taxes) and a third quarter charge of $0.1 million 
(less than $0.1 million after taxes) for severance and other employee-related costs associated with restructurings in 
PE Films, and a fourth quarter charge of $0.1 million ($0.1 million after taxes) for severance and other employee-
related costs associated with restructurings in Aluminum Extrusions and a fourth quarter charge of $0.1 million ($0.1 
million after taxes) and a first quarter charge of $0.3 million ($0.2 million after taxes) for severance and other 
employee-related costs associated with restructurings in Corporate (included in “Corporate expenses, net” in the 
statement of net sales and operating profit by segment);

94

• 

Fourth quarter charges of $0.4 million ($0.2 million after taxes) for professional fees associated with the Terphane 
Limitada worthless stock deduction and impairment of assets of Flexible Packaging Films;

•  A fourth quarter charge of $0.3 million ($0.3 million after taxes) associated with asset impairments at PE Films’ 

Hungary facility; and

•  A third quarter charge of $0.2 million ($0.1 million after taxes) associated with the settlement of customer claims and 
other costs related to the previously shutdown aluminum extrusions manufacturing facility in Kentland, Indiana.

Results in 2017 include a net unrealized gain on the Company’s investment in kaléo (included in “Other income 
(expense), net” in the consolidated statements of income) of $33.8 million ($24.0 million after taxes).  See Note 4 for additional 
information on investments.

Total expenses associated with the North American facility consolidation project were $0.8 million ($0.5 million after 
taxes) in 2017 (included in “Cost of goods sold” in the consolidated statements of income) and the total expenses for the project 
since inception were $7.3 million.  Cash expenditures for the restructuring were $1.9 million in 2017, which included capital 
expenditures of $0.1 million.  Total cash expenditures since project inception were $16.0 million through December 31, 2017, 
which includes $11.2 million for capital expenditures.  Additional cash payments for remaining accrued costs of $0.4 million 
were paid in 2018. 

Losses associated with plant shutdowns, asset impairments, restructurings and other charges for continuing operations 

in 2016 (as shown in the segment operating profit table in Note 5) totaled $6.1 million ($3.9 million after taxes), and unless 
otherwise noted below, are also included in “Asset impairments and costs associated with exit and disposal activities” in the 
consolidated statements of income.  Results in 2016 included:

• 

Fourth quarter net loss $0.7 million ($0.4 million after taxes), related to the explosion that occurred in the second 
quarter of 2016 at the aluminum extrusions manufacturing facility in Newnan, Georgia, which consists of excess 
production costs for which recovery from insurance is not assured of $0.6 million ($0.4 million after taxes) (included 
in “Cost of goods sold” in the consolidated statements of income) and legal and consulting fees of $0.1 million ($0.1 
million after taxes) (included in  “Selling, general and administrative expenses” in the consolidated statements of 
income), third quarter net income of $1.7 million ($1.1 million after taxes), which includes the recognition of a gain 
of $1.9 million ($1.2 million after taxes) for a portion of the insurance recoveries approved by the insurer to begin the 
replacement of capital equipment, offset by the impairment of equipment damaged by the explosion of $0.3 million 
($0.2 million after taxes) (net amount included in “Other income (expense), net” in the consolidated statements of 
income), and the reversal of an accrual for other costs related to the explosion not recoverable from insurance of $0.1 
million ($0.0 million after taxes) (included in “Selling, general and administrative expenses” in the consolidated 
statements of income), and second quarter net loss of $0.6 million ($0.4 million after taxes) for other costs related to 
the explosion not recoverable from insurance (included in “Selling, general and administrative expenses” in the 
consolidated statements of income);

•  Quarterly charges associated with the consolidation of domestic PE Films’ manufacturing facilities, which includes 

categories of expenses shown in the table below (Accelerated depreciation and a portion of Other facility 
consolidation-related costs as noted in the table below are included in “Cost of goods sold” in the consolidated 
statements of income):

($ in millions)

Severance

Asset impairments

Accelerated depreciation

Other facility consolidation-related costs

   Total

Other facility consolidation-related costs
included in “Cost of goods sold” in the
consolidated statements of income
Note: BT = before taxes; AT = after taxes

1st Quarter
AT
BT

2nd Quarter
AT
BT

3rd Quarter
AT
BT

4th Quarter
AT
BT

2016

BT

AT

0.3

0.3

0.1

0.5

1.1

0.2

0.2

0.1

0.3

0.7

0.4

0.1

0.1

0.8

1.3

0.2

0.1

0.1

0.5

0.9

0.3

0.1

0.1

0.6

1.1

0.2

—

0.1

0.4

0.7

0.3

—

0.3

0.2

0.8

0.2

1.2

— 0.4

0.2

0.6

0.1

0.5

2.0

4.3

0.8

0.3

0.4

1.3

2.8

0.4

0.2

0.7

0.4

0.4

0.2

0.2

0.1

1.6

1.0

95

 
 
 
•  A fourth quarter charge of $0.6 million ($0.4 million after taxes) associated with the acquisition of Futura by Bonnell 
Aluminum (included in “Selling, general and administrative expenses” in the consolidated statements of income);

•  A fourth quarter charge of $0.5 million ($0.3 million after taxes) related to expected future environmental costs at the 

aluminum extrusions manufacturing facility in Newnan, Georgia (included in “Cost of goods sold” in the 
consolidated statements of income);

•  A first quarter charge of $0.4 million ($0.2 million after taxes) associated with a non-recurring business development 
project (included in “Selling, general and administrative expense” in the consolidated statements of income and 
“Corporate expenses, net” in the statement of net sales and operating profit by segment);

•  A third quarter charge of $0.3 million ($0.2 million after taxes) for severance and other employee-related costs 

associated with restructurings in PE Films ($0.1 million) ($0.1 million after taxes) and Corporate ($0.2 million) ($0.1 
million after taxes) (included in “Corporate expenses, net” in the statement of net sales and operating profit by 
segment);

•  A fourth quarter charge of $0.3 million ($0.2 million after taxes) related to contingencies associated with the 

application of prior period Brazilian value-added tax credits in Flexible Packaging Films (included in “Cost of goods 
sold” in the consolidated statements of income);

•  A fourth quarter charge of $0.2 million ($0.1 million after taxes) associated with asset impairments in PE Films;

•  A fourth quarter gain of $0.1 million ($0.0 million after taxes) related to contractual indemnifications associated with 
the anticipated settlement of a Terphane pre-acquisition contingency (included in “Other income (expense), net” in 
the consolidated statements of income); and

•  A fourth quarter gain of $0.1 million ($0.1 million after taxes) associated with the shutdown of the aluminum 

extrusions manufacturing facility in Kentland, Indiana, which includes a pretax gain of $0.2 million ($0.1 million 
after taxes) related to the sale of the property, partially offset by pretax charges of $0.1 million ($0.0 million after 
taxes) associated with the shutdown of this facility and a third quarter charge of $0.3 million ($0.2 million after 
taxes) associated with shutdown costs.

Results in 2016 include a net unrealized gain on the Company’s investment in kaléo (included in “Other income 

(expense), net” in the consolidated statements of income) of $1.6 million ($1.2 million after taxes).  The Company recorded an 
unrealized loss on its investment property in Alleghany and Bath Counties, Virginia (included in “Other income (expense), net” 
in the consolidated statements of income) of $1.0 million ($0.7 million after taxes) in the fourth quarter of 2016.  See Note 4 
for additional information on investments. 

18  CONTINGENCIES 

Tredegar is involved in various stages of investigation and remediation relating to environmental matters at certain current 

and former plant locations.  Where the Company has determined the nature and scope of any required environmental 
remediation activity, estimates of cleanup costs have been obtained and accrued.  As efforts continue to maintain compliance 
with applicable environmental laws and regulations, additional contingencies may be identified.  If additional contingencies are 
identified, the Company’s practice is to determine the nature and scope of those contingencies, obtain and accrue estimates of 
the cost of remediation, and perform remediation.  The Company does not believe that additional costs that could arise from 
those activities will have a material adverse effect on its financial position.  However, those costs could have a material adverse 
effect on its financial condition, results of operations and cash flows at that time.

The Company is involved in various other legal actions arising in the normal course of business.  After taking into 
consideration the relevant information, the Company believes that it has sufficiently accrued for probable losses and that the 
actions will not have a material adverse effect on its financial position.  However, the resolution of the actions in a future period 
could have a material adverse effect on quarterly or annual operating results at that time.

From time to time, the Company enters into transactions with third parties in connection with the sale of assets or 

businesses in which it agrees to indemnify the buyers or third parties involved in the transaction, or in which the sellers or third 
parties involved in the transaction agree to indemnify Tredegar, for certain liabilities or risks related to the assets or business. 
Also, in the ordinary course of its business, the Company may enter into agreements with third parties for the sale of goods or 
services that may contain indemnification provisions.  In the event that an indemnification claim is asserted, liability for 
indemnification would be subject to an assessment of the underlying facts and circumstances under the terms of the applicable 
agreement.  Further, any indemnification payments may be limited or barred by a monetary cap, a time limitation, or a 
deductible or basket. For these reasons, Tredegar is unable to estimate the maximum amount of the potential future liability 
under the indemnity provisions of these agreements.  The Company does, however, accrue for losses for any known contingent 
96

  
liability, including those that may arise from indemnification provisions, when future payment is probable and the amount is 
reasonably estimable.  The Company discloses contingent liabilities if the probability of loss is reasonably possible and 
material.

In 2011, Tredegar was notified by U.S. Customs and Border Protection (“U.S. Customs”) that certain film products 

exported by Terphane Ltda. to the U.S. since November 6, 2008 could be subject to duties associated with an anti-dumping 
duty order on imported PET films from Brazil.  The Company contested the applicability of these anti-dumping duties to the 
films exported by Terphane Ltda., and it filed a request with the U.S. Department of Commerce (“Commerce”) for clarification 
about whether the film products at issue are within the scope of the anti-dumping duty order.  In December 2014, the U.S. 
International Trade Commission separately voted to revoke the anti-dumping duty order on imported PET films from Brazil.  
On February 20, 2015, certain U.S. producers of PET films filed a summons with the U.S. Court of International Trade to 
appeal the determination by the U.S. International Trade Commission.  After lengthy litigation, on June 19, 2018, the U.S. 
Court of International Trade ruled in favor of Terphane Ltda. by upholding the determination by Commerce that Terphane 
Ltda.’s films are outside the scope of the anti-dumping duty order.  The plaintiffs chose not to appeal the U.S. Court of 
International Trade’s opinion affirming Commerce’s scope ruling.  On September 4, 2018, the plaintiffs filed to dismiss their 
appeal of the December 2014 decision that revoked the anti-dumping duty order on PET films from Brazil.  The U.S. Court of 
International Trade issued an Order of Dismissal on September 5, 2018.  The litigation has now ended.

97

19  SELECTED QUARTERLY FINANCIAL DATA

Tredegar Corporation and Subsidiaries
(In Thousands, Except Per-Share Amounts)
(Unaudited)

For the year ended December 31, 2018

Sales

Gross profit

Net income (loss)

Earnings (loss) per share:

Basic

Diluted

Shares used to compute earnings (loss) per share:

Basic

Diluted

For the year ended December 31, 2017

Sales

Gross profit

Net income

Earnings per share:

Basic

Diluted

Shares used to compute earnings per share:

Basic

Diluted

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

258,711

46,732

18,165

0.55

0.55

32,982

32,988

221,026

32,959

3,703

0.11

0.11

32,920

32,957

$

$

$

$

$

$

$

$

263,759

44,652

14,722

0.45

0.44

33,074

33,108

247,347

44,149

44,204

1.34

1.34

32,961

33,051

267,294

$

275,707

40,478
(34,201) $

47,826

26,157

(1.03) $
(1.03) $

33,110

33,110

247,121

43,992

8,274

0.25

0.25

32,954

32,954

$

$

$

$

0.79

0.79

33,103

33,112

245,836

38,998
(17,929)

(0.54)
(0.54)

32,948

32,949

The 2017 Gross profit amounts have changed from the amounts disclosed in the prior year due to the retrospective 

adoption of ASU 2017-07, which resulted in the separate presentation of “Pension and postretirement benefits” expense in the 
consolidated statements of income.  Historically the Company had reported a portion of its pension and postretirement benefit 
expenses in cost of goods sold, a component used in the calculation of Gross profit.

Item 16.       FORM 10-K SUMMARY

Not Applicable.

98

 
EXHIBIT INDEX

2.1

2.2

2.3

3.1

3.1.1

3.1.2

3.1.3

3.2

4.1

4.1.1

4.1.2

10.1

*10.2

Stock Purchase Agreement, made as of October 1, 2012, by and among The William L. Bonnell Company, Inc., 
AACOA, Inc., the shareholders of AACOA, Inc., and Daniel G. Formsma, as the representative of the shareholders 
of AACOA, Inc. (filed as Exhibit 2.1 to Tredegar Corporation’s (“Tredegar’s”) Current Report on Form 8-K (File 
No. 1-10258), filed on October 3, 2012, and incorporated herein by reference). (Schedules and exhibits have been 
omitted pursuant to Item 601(b)(2) of Regulation S-K. Tredegar agrees to furnish supplementally to the Securities 
and Exchange Commission a copy of any omitted exhibit or schedule upon request)

Membership Interest Purchase Agreement, dated as of October 14, 2011, by and among TAC Holdings, LLC, 
Gaucho Holdings B.V. and Tredegar Film Products Corporation (filed as Exhibit 2.1 to Tredegar’s Current Report 
on Form 8-K (File No. 1-10258), filed on October 19, 2011, and incorporated herein by reference). (Schedules and 
exhibits have been omitted pursuant to Item 601(b)(2) of Regulation S-K. Tredegar agrees to furnish supplementally 
to the Securities and Exchange Commission a copy of any omitted exhibit or schedule upon request)

Stock Purchase Agreement, dated as of February 1, 2017, by and among Futura Industries Corporation, Futura 
Corporation, Susan D. Johnson, The Susan D. Johnson Trust, Ken Wells, The William L. Bonnell Company, Inc., 
and, in his capacity as Sellers’ Representative, Brent F. Lloyd (filed as Exhibit 2.1 of Tredegar’s Current Report on 
Form 8-K (File No. 1-10258), filed on February 2, 2017, and incorporated herein by reference).  (Schedules and 
exhibits have been omitted pursuant to Item 601(b)(2) of Regulation S-K.  Tredegar agrees to furnish 
supplementally to the Securities and Exchange Commission a copy of any omitted exhibit or schedule upon 
request.)

Amended and Restated Articles of Incorporation of Tredegar (filed as Exhibit 3.1 to Tredegar’s Annual Report on 
Form 10-K (File No. 1-10258) for the year ended December 31, 2004, and incorporated herein by reference)

Articles of Amendment to Amended and Restated Articles of Incorporation of Tredegar (filed as Exhibit 3.3 to 
Tredegar’s Annual Report on Form 10-K (File No. 1-10258) for the year ended December 31, 2004, and 
incorporated herein by reference)

Articles of Amendment to Amended and Restated Articles of Incorporation of Tredegar, as of May 24, 2013 (filed 
as Exhibit 3.1 to Tredegar’s Current Report on Form 8-K (File No. 1-10258), filed on May 29, 2013 and 
incorporated herein by reference)

Articles of Amendment to Amended and Restated Articles of Incorporation of Tredegar Corporation, as of May 4, 
2016 (filed as Exhibit 3.1 to Tredegar’s Current Report on Form 8-K (File No. 1-10258), filed on May 6, 2016, and 
incorporated herein by reference). 

Amended and Restated Bylaws of Tredegar (filed as Exhibit 3.1 to Tredegar’s Current Report on Form 8-K (File 
No. 1-10258), filed on February 24, 2017, and incorporated herein by reference)

Credit Agreement, dated as of March 1, 2016, among Tredegar Corporation, as borrower, the lenders named therein, 
JPMorgan Chase Bank, N.A., as administrative agent, SunTrust Bank, Citizens Bank of Pennsylvania and PNC 
Bank, National Association, as co-syndication agents, and U.S. Bank National Association, BMO Harris Bank, 
N.A., Bank of America, N.A. and Wells Fargo Bank, National Association, as co-documentation agents, and the 
other lenders party thereto (filed as Exhibit 4.1 to Tredegar’s Current Report on Form 8-K (File No. 1-10258), filed 
on March 3, 2016, and incorporated herein by reference).

Guaranty, dated as of March 1, 2016, by and among the subsidiaries of Tredegar Corporation listed on the signature 
pages thereto in favor of JPMorgan Chase Bank, N.A., as administrative agent, for the ratable benefit of the Holders 
of Guaranteed Obligations (as defined therein) (filed as Exhibit 4.2 to Tredegar’s Current Report on Form 8-K (File 
No. 1-10258), filed on March 3, 2016, and incorporated herein by reference).

Pledge and Security Agreement, dated as of March 1, 2016, by and among Tredegar Corporation and the 
subsidiaries of Tredegar Corporation listed on the signature pages thereto and JPMorgan Chase Bank, N.A., as 
administrative agent, for the ratable benefit of the Secured Parties (as defined therein) (filed as Exhibit 4.3 to 
Tredegar’s Current Report on Form 8-K (File No. 1-10258), filed on March 3, 2016, and incorporated herein by 
reference).

Reorganization and Distribution Agreement, dated as of June 1, 1989, between Tredegar and Ethyl Corporation 
(filed as Exhibit 10.1 to Tredegar’s Annual Report on Form 10-K (File No. 1-10258) for the year ended December 
31, 2004, and incorporated herein by reference)

Employee Benefits Agreement, dated as of June 1, 1989, between Tredegar and Ethyl Corporation (filed as Exhibit 
10.2 to Tredegar’s Annual Report on Form 10-K (File No. 1-10258) for the year ended December 31, 2004, and 
incorporated herein by reference)

99

 
10.3

10.4

*10.5

Tax Sharing Agreement, dated as of June 1, 1989, between Tredegar and Ethyl Corporation (filed as Exhibit 10.3 to 
Tredegar’s Annual Report on Form 10-K (File No. 1-10258) for the year ended December 31, 2004, and 
incorporated herein by reference)

Indemnification Agreement, dated as of June 1, 1989, between Tredegar and Ethyl Corporation (filed as Exhibit 
10.4 to Tredegar’s Annual Report on Form 10-K (File No. 1-10258) for the year ended December 31, 2004, and 
incorporated herein by reference)

Tredegar Industries, Inc. Retirement Benefit Restoration Plan (filed as Exhibit 10.7 to Tredegar’s Annual Report on 
Form 10-K (File No. 1-10258) for the year ended December 31, 2004, and incorporated herein by reference)

*10.5.1 Amendment to the Tredegar Industries, Inc. Retirement Benefit Restoration Plan (filed as Exhibit 10.7.1 to 

Tredegar’s Annual Report on Form 10-K (File No. 1-10258) for the year ended December 31, 2004, and 
incorporated herein by reference)

*10.6

Tredegar Industries, Inc. Savings Plan Benefit Restoration Plan (filed as Exhibit 10.6 to Tredegar’s Annual Report 
on Form 10-K (File No. 1-10258) for the year ended December 31, 2013, and incorporated herein by reference)

*10.6.1 Resolutions of the Executive Committee of the Board of Directors of Tredegar Corporation adopted on December 
28, 2004 (effective as of December 31, 2004) amending the Tredegar Corporation Retirement Savings Plan Benefit 
Restoration Plan (filed as Exhibit 10.9.1 to Tredegar’s Current Report on Form 8-K (File No. 1-10258), filed on 
December 30, 2004, and incorporated herein by reference)

*10.7

*10.8

*10.9

*10.10

10.11

*10.12

Tredegar 2004 Equity Incentive Plan as Amended and Restated Effective March 27, 2009 (filed as Annex 1 to 
Tredegar’s Definitive Proxy Statement on Schedule 14A (File No. 1-10258) filed on April 14, 2009 and 
incorporated herein by reference)

Form of Notice of Nonstatutory Stock Option Grant and Nonstatutory Stock Option Terms and Conditions (filed as 
Exhibit 10.3 to Tredegar’s Current Report on Form 8-K (File No. 1-10258) filed on February 27, 2013, and 
incorporated herein by reference)

Form of Notice of Stock Unit Award and Stock Unit Award Terms and Conditions (filed as Exhibit 10.1 to 
Tredegar’s Current Report on Form 8-K (File No. 1-10258), filed on March 1, 2016, and incorporated herein by 
reference)

Form of Notice of Stock Award and Stock Award Terms and Conditions (filed as Exhibit 10.2 to Tredegar’s Current 
Report on Form 8-K (File No. 1-10258), filed on March 1, 2016, and incorporated herein by reference)

Agreement, dated as of February 19, 2014, by and among Tredegar Corporation, John D. Gottwald, William M. 
Gottwald and Floyd D. Gottwald, Jr. (filed as Exhibit 10.1 to Tredegar’s Current Report on Form 8-K (File No. 
1-10258), filed on February 20, 2014, and incorporated herein by reference)

Severance Agreement with D. Andrew Edwards, dated June 25, 2015 (filed as Exhibit 10.3 to Tredegar’s Current 
Report on Form 8-K (file No. 1-10258) filed on June 29, 2015, and incorporated herein by reference)

*10.12.1 First Amendment to Severance Agreement with D. Andrew Edwards, dated February 25, 2016 (filed as Exhibit 10.3 

to Tredegar’s Current Report on Form 8-K (File No. 1-10258), filed on March 1, 2016, and incorporated herein by 
reference)

*10.13

*10.14

*10.15

+21

+23.1

+23.2

+31.1

Severance Agreement with Michael J. Schewel, dated May 9, 2016 (filed as Exhibit 10.17 to Tredegar’s Annual 
Report on Form 10-K/A (File No. 1-10258) for the year ended December 31, 2016, and incorporated herein by 
reference)

Tredegar Corporation 2018 Equity Incentive Plan (filed as Annex A to Tredegar’s Definitive Proxy Statement on 
Schedule 14A (File No. 1-10258) filed on March 22, 2018, and incorporated herein by reference)

Form of Notice of Nonstatutory Stock Option Grant and Nonstatutory Stock Option Terms and Conditions (filed as 
Exhibit 10.1 to Tredegar’s Current Report on Form 8-K (File No. 1-10258), filed on May 7, 2018, and incorporated 
herein by reference)

Subsidiaries of Tredegar 

Consent of KPMG LLP, Independent Registered Public Accounting Firm

Consent of PricewaterhouseCoopers, LLP, Independent Registered Public Accounting Firm

Certification of John D. Gottwald, President and Chief Executive Officer of Tredegar Corporation, pursuant to 
Rules 13a-14(a) and 15d-14(a) promulgated under the Securities Exchange Act of 1934, as adopted pursuant to 
Section 302 of the Sarbanes-Oxley Act of 2002

100

+31.2

+32.1

+32.2

Certification of D. Andrew Edwards, Vice President and Chief Financial Officer (Principal Financial Officer) of 
Tredegar Corporation, pursuant to Rules 13a-14(a) and 15d-14(a) promulgated under the Securities Exchange Act of 
1934, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Certification of John D. Gottwald, President and Chief Executive Officer of Tredegar Corporation, pursuant to 18 
U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Certification of D. Andrew Edwards, Vice President and Chief Financial Officer (Principal Financial Officer) of 
Tredegar Corporation, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002

+101

XBRL Instance Document and Related Items

*

+

Denotes compensatory plans or arrangements or management contracts.

Filed herewith

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused 

this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Dated: March 18, 2019

TREDEGAR CORPORATION
(Registrant)

By  

/s/ John D. Gottwald

John D. Gottwald

  President and Chief Executive Officer

101

 
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the registrant and in the capacities indicated on March 18, 2019.

Signature

Title

/s/ John D. Gottwald    
(John D. Gottwald)

/s/ D. Andrew Edwards

(D. Andrew Edwards)

/s/ Frasier W. Brickhouse, II

(Frasier W. Brickhouse, II)

/s/ William M. Gottwald

(William M. Gottwald)

/s/ George C. Freeman, III

(George C. Freeman, III)

/s/ Kenneth R. Newsome

(Kenneth R. Newsome)

/s/ Gregory A. Pratt

(Gregory A. Pratt)

/s/ Thomas G. Snead, Jr.

(Thomas G. Snead, Jr.)

/s/ John M. Steitz

(John M. Steitz)

/s/ Carl E. Tack, III

(Carl E. Tack, III)

/s/ Anne G. Waleski

(Anne G. Waleski)

President, Chief Executive Officer and Director
(Principal Executive Officer)

Vice President and Chief Financial Officer
(Principal Financial Officer)

Corporate Treasurer and Controller
(Principal Accounting Officer)

Chairman of the Board of Directors

Director

Director

   Director

Director

Director

Director

   Director

102

  
  
  
  
  
  
  
  
  
  
APPENDIX – FOOTNOTES  

1  Operating profit (loss) from ongoing operations is used by management to assess profitability.  A reconciliation of 

operating profit (loss) from ongoing operations to net income by segment is shown below: 

(In millions)

PE Films:

Operating profit from ongoing operations
Plant shutdowns, asset impairments and restructurings, gain 
   from sale of assets and other items
Goodwill Impairment charge

Flexible Packaging Films:

Operating profit (loss) from ongoing operations
Terphane asset impairment loss
Plant shutdowns, other asset impairments and restructurings,
   gain from sale of assets and other items

Aluminum Extrusions:

Operating profit (loss) from ongoing operations
Plant shutdowns, asset impairments and restructurings, gain 
   from sale of assets and other items

Total
Interest income
Interest expense
Unrealized loss on investment property
Unrealized gain associated with the investment in kaléo
Stock option-based compensation expense
Corporate expenses, net
Income (loss) before income taxes
Income tax expense (benefit)
Net income 

Years Ended December 31,

2018

2017

$               

36.2

$               

41.5

(5.9)
(46.8)

9.9
-

(0.1)

48.6

(4.9)
-

(2.6)
(101.3)

11.9

43.5

(0.5)
41.4
0.4
5.7
(0.2)
30.6
1.2
28.9
36.3
11.5
24.8

$               

0.3
(11.6)
0.2
6.2
-
33.8
0.3
30.9
(14.9)
(53.2)
38.3

$               

 
 
                  
                  
                
                       
                   
                  
                       
              
                  
                 
                 
                 
                  
                   
                 
                
                   
                   
                   
                   
                  
                       
                 
                 
                   
                   
                 
                 
                 
                
                 
                
The after-tax effects of losses associated with plant shutdowns, asset impairments and restructurings and gains or 
losses from the sale of assets and other items (which includes unrealized gains and losses on non-operating 
investments) have been presented separately and removed from earnings per share as reported under generally 
accepted accounting principles in the United States (GAAP) to determine Tredegar’s presentation of earnings per 
share from ongoing operations.  Earnings per share from ongoing operations is a key financial and analytical 
measure used by Tredegar to gauge the operating performance of its ongoing operations.  It is not intended to 
represent the stand-alone results for Tredegar’s ongoing operations under GAAP and should not be considered as 
an alternative to earnings per share as defined by GAAP.  It excludes items that Tredegar believes do not relate to 
its ongoing operations.  Reconciliations of net income to as reported under GAAP to net income from ongoing 
operations and diluted earnings per share under GAAP to diluted earnings per share from ongoing operations are 
shown below: 

(In millions)

Net income
After-tax effects of:
Terphane asset impairment loss
Tax benefit from Terphane worthless stock deductions
Unrealized gain associated with the investment in kaléo
(Gains) losses associated with plant shutdowns, asset impairments

and restructurings

(Gains) losses from sale of assets and other
Goodwill impairment charge
Net income from ongoing operations

Diluted earnings per share as reported
After tax effects per diluted share of:
  Terphane asset impairment loss
  Tax benefit from Terphane worthless stock deductions
  Unrealized gain associated with investment in kaléo
  (Gains) losses associated with plant shutdowns, other asset impairments 
       and restructurings
  (Gains) losses from sale of assets and other
 Goodwill impairment charge
Diluted earnings per share from ongoing operations

Years Ended December 31,

2018
$               

24.8

2017
$               

38.3

-
-
(23.9)

87.2
(61.4)
(24.0)

3.8
4.4
38.2
47.3

$               

1.3
(11.3)
-
30.1

$               

Years Ended December 31,

2018
 $            0.75 

2017
 $            1.16 

                    -                  2.65 
                   -                 (1.86)
              (0.72)               (0.73)

               0.12 
               0.04 
               0.13                (0.35)
                    -  
               1.15 
 $            0.91 
 $            1.43 

 
 
 
 
 
                       
                 
                       
                
                
                
                   
                   
                   
                
                 
                       
APPENDIX – FOOTNOTES, CONTINUED  

2  Net sales is the measure of sales use by management to assess performance.  It is not intended to represent revenue 
as defined by GAAP.  Net sales includes freight charges as a reduction from revenue and is the measure used by 
management to evaluate sales.  A reconciliation of sales as reported on the consolidated statements of income to 
net sales reported for segment purposes is presented below.   

(In millions)

Flexible 
Packaging 
Films

Aluminum 
Extrusions

PE Films

Consolidated

Personal Care

Year Ended December 31, 2018
Sales
Less: Freight

$          

342.4
9.9

$          

130.2
6.3

$          

592.9
19.8

$           

1,065.5
36.0

$              

236.2
9.1

Net sales

$          

332.5

$          

123.8

$          

573.1

$           

1,029.4

$              

227.1

Year Ended December 31, 2017
Sales
Less: Freight

$          

364.7
12.2

$          

114.1
5.7

$          

482.5
15.7

$              

961.3
33.7

$              

258.2
11.7

Net sales

$          

352.5

$          

108.3

$          

466.8

$              

927.6

$              

246.4

Year Ended December 31, 2016
Sales
Less: Freight

$          

343.0
11.9

$          

113.7
5.6

$          

371.7
11.6

$              

828.3
29.1

$              

251.9
11.4

Net sales

$          

331.1

$          

108.0

$          

360.1

$              

799.2

$              

240.6

Year Ended December 31, 2015
Sales
Less: Freight

$          

397.2
11.7

$          

110.8
5.5

$          

388.1
12.7

$              

896.1
29.8

$              

294.4
6.7

Net sales

$          

385.5

$          

105.3

$          

375.5

$              

866.3

$              

287.8

Year Ended December 31, 2014
Sales
Less: Freight

$          

475.1
10.8

$          

119.4
5.1

$          

357.3
12.9

$              

951.8
28.8

$              

374.0
6.5

Net sales

$          

464.3

$          

114.3

$          

344.3

$              

923.0

$              

367.5

Year Ended December 31, 2013
Sales
Less: Freight

$          

508.1
12.7

$          

130.9
5.1

$          

320.4
10.9

$              

959.3
28.6

$              

393.7
7.9

Net sales

$          

495.4

$          

125.8

$          

309.5

$              

930.7

$              

401.6

 
 
 
 
                
                
              
                  
                    
              
                
              
                  
                  
              
                
              
                  
                  
              
                
              
                  
                    
              
                
              
                  
                    
              
                
              
                  
                    
APPENDIX – FOOTNOTES, CONTINUED 

3  Ongoing earnings before interest, income taxes and depreciation and amortization (“EBITDA”) by business 

segment represents operating profit (loss) from ongoing operations plus depreciation and amortization by business 
segment.  Both ongoing operating profit (loss) and EBITDA from ongoing operations are used by Tredegar 
management to measure segment performance.  

A reconciliation of operating profit (loss) from ongoing operations to ongoing EBITDA is shown below.   

(In millions)

PE
Films

Flexible 
Packaging
Films

Aluminum
Extrusions

Less: 
Corporate
Overhead

Total

Year Ended December 31, 2018
Operating profit (loss) from ongoing operations
Add back depreciation & amortization
Less accelerated depreciation associated with plant consolidation                   (0.6)
Adjusted EBITDA

 $              36.2   $                  9.9   $               48.6   $             (26.8)  $              67.9 
                 15.5                       1.3                    16.9                      0.2                   33.8 
                        -                          -                          -                   (0.6)
 $              51.1   $                11.2   $               65.5   $             (26.7)  $            101.0 

Year Ended December 31, 2017
Operating profit (loss) from ongoing operations
Add back depreciation & amortization
Less accelerated depreciation associated with plant consolidation                   (0.3)
Adjusted EBITDA

 $              41.5   $                (2.6)  $               43.5   $             (26.9)  $              55.4 
                 14.7                     10.4                    15.0                      0.2                   40.3 
                        -                          -                          -                   (0.3)
 $              55.9   $                  7.8   $               58.5   $             (26.8)  $              95.4 

Year Ended December 31, 2016
Operating profit (loss) from ongoing operations
Add back depreciation & amortization
Less accelerated depreciation associated with plant consolidation                   (0.6)
Adjusted EBITDA

 $              26.3   $                  1.8   $               37.8   $             (29.1)  $              36.8 
                 13.6                       9.5                      9.2                      0.1                   32.5 
                        -                          -                          -                   (0.6)
 $              39.3   $                11.3   $               47.0   $             (28.9)  $              68.7 

Year Ended December 31, 2015
Operating profit (loss) from ongoing operations
Add back depreciation & amortization
Less accelerated depreciation associated with plant consolidation                   (0.4)
Adjusted EBITDA

 $              48.3   $                  5.5   $               30.4   $             (28.7)  $              55.5 
                 15.5                       9.7                      9.7                      0.1                   35.0 
                        -                          -                          -                   (0.4)
 $              63.4   $                15.2   $               40.1   $             (28.6)  $              90.1 

4  Net debt is a non-GAAP financial measure that is not intended to represent debt as defined by GAAP, but is 

utilized by management in evaluating financial leverage and equity valuation.  A calculation of net debt is shown 
below: 

 (In millions)

Debt
Less: Cash and cash equivalents
Net debt

2018
 $        101.5 
             34.4 
 $          67.1 

2017
 $        152.0 
             36.5 
 $        115.5 

December 31,
2016
 $          95.0 
             29.5 
 $          65.5 

2015
 $        104.0 
             44.2 
 $          59.8 

2014
 $        137.3 
             50.1 
 $          87.2 

5  Due to rounding, numbers presented throughout this presentation may not add up precisely to the totals provided 

and percentages may not precisely reflect the absolute figures. 

 
 
 
 
 
 
Corporate Information

CORPORATE OFFICERS AND OPERATING COMPANY MANAGEMENT

John D. Gottwald
President and  
Chief Executive Officer

D. Andrew Edwards
Vice President and  
Chief Financial Officer

Michael J. Schewel
Vice President, General Counsel 
and Corporate Secretary

W. Brook Hamilton
President, Bonnell Aluminum

Jose Bosco Silveira, Jr.
President, Flexible  
Packaging Films

DIRECTORS

William M. Gottwald
Chairman of the Board
Tredegar Corporation
Retired
Albemarle Corporation

George C. Freeman, III 3, 4, 5
President and  
Chief Executive Officer
Universal Corporation 

John D. Gottwald2
President and  
Chief Executive Officer 
Tredegar Corporation

Jennifer Aspell
President,  
Bright View Technologies

Arijit (Bapi) DasGupta
President, Surface Protection

J. Stephen Prince
President, Personal Care

PE Films

Kenneth R. Newsome2, 3, 5
President and
Chief Executive Officer
Markel Food Group

John M. Steitz2
Incoming President and Chief 
Executive Officer 
Tredegar Corporation

Gregory A. Pratt1, 4, 5
Chairman of the Board
Carpenter Technology 
Corporation

Thomas G. Snead, Jr.1, 5
Retired
Wellpoint, Inc.

Carl E. Tack, III1, 4, 5
Clinical Professor
Mason School of Business 
College of William and Mary

Anne G. Waleski1, 3, 5
Executive Vice President 
Markel Corporation

1)  Audit Committee
2)  Executive Committee
3)  Executive Compensation 

Committee

4)  Nominating and Governance 

Committee

5)   Independent Director

SHAREHOLDER INFORMATION

CORPORATE 
HEADQUARTERS
1100 Boulders Parkway  
Richmond, Virginia 23225  
Phone: 804-330-1000  
Website: www.tredegar.com

NUMBER OF EMPLOYEES
3,200

STOCK LISTING
New York Stock Exchange 
Ticker Symbol: TG

Additional shareholder  
information is available  
on the investor section  
of the Tredegar website  
@ www.tredegar.com/ 
investors/IR.

OPERATING COMPANY LOCATIONS

Domestic Manufacturing

International Manufacturing

Technical Centers

PE FILMS
Division Headquarters
Richmond, Virginia

Lake Zurich, Illinois
Terre Haute, Indiana
Durham, North Carolina
Pottsville, Pennsylvania

FLEXIBLE PACKAGING
Division Headquarters
São Paulo, Brazil

ALUMINUM EXTRUSIONS
Division Headquarters
Newnan, Georgia

Bloomfield, New York

Newnan, Georgia
Elkhart, Indiana
Niles, Michigan
Carthage, Tennessee
Clearfield, Utah

Guangzhou, China
Kerkrade, Netherlands
Pune, India
Rétság, Hungary
São Paulo, Brazil

Cabo de Santo  
  Agostinho, Brazil

Durham, North Carolina
Richmond, Virginia
Terre Haute, Indiana

Bloomfield, New York
Cabo de Santo  
  Agostinho, Brazil

Annual Report Design by Curran & Connors, Inc. / www.curran-connors.com

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110 0  B ou lder s  Pa rk w ay
R ic h mond ,  V i r g i n i a  2 32 2 5

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