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TriNet Group

tnet · NYSE Industrials
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Ticker tnet
Exchange NYSE
Sector Industrials
Industry Staffing & Employment Services
Employees 1001-5000
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FY2016 Annual Report · TriNet Group
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549

FORM 10-K

(Mark One)

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the year ended December 31, 2016 

or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from                      to                      

Commission File Number: 001-36373

TRINET GROUP, INC.
(Exact Name of Registrant as Specified in its Charter)

Delaware

(State or other jurisdiction of
incorporation or organization)
1100 San Leandro Blvd., Suite 400, San Leandro, CA

(Address of principal executive offices)

95-3359658

(I.R.S. Employer
Identification No.)
94577

(Zip Code)

Registrant’s telephone number, including area code: (510) 352-5000

Securities registered pursuant to Section 12(b) of the Act: Common Stock, Par Value $0.000025 Per Share; Common stock traded on the New York Stock 
Exchange.

Securities registered pursuant to Section 12(g) of the Act: None 

Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes  

    No  

Indicate by check mark if the Registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act. Yes  

    No  

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 
during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing 
requirements for the past 90 days.    Yes  

    No  

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required 
to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period 
that the registrant was required to submit and post such files).    Yes  

    No  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405) is not contained herein, and will not be contained, 
to the best of Registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment 
to this Form 10-K.   

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See 
the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one): 

Large accelerated filer

Non-accelerated filer

(do not check if a smaller reporting company)

Smaller reporting company

Accelerated filer

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  

    No  

The aggregate market value of the voting and non-voting common equity held by non-affiliates of the Registrant, based on the closing price of the shares 
of common stock on The New York Stock Exchange on June 30, 2016, was $865,320,029. 

The number of shares of Registrant’s Common Stock outstanding as of February 23, 2017 was 68,268,207. 

Portions of the Registrant’s Definitive Proxy Statement to be issued in connection with its Annual Meeting of Stockholders, scheduled to be held on May 18, 
2017, are incorporated by reference into Part III of this Form 10-K. 

 
 
TRINET GROUP, INC.
Form 10-K - Annual Report 
For the Year End December 31, 2016 

TABLE OF CONTENTS 

PART I

Item 1.   Business
Item 1A. Risk Factors

Item 1B. Unresolved Staff Comments

Item 2.   Properties

Item 3.   Legal Proceedings

Item 4.   Mine Safety Disclosures

PART II

Item 5.   Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

Item 6.   Selected Financial Data

Item 7.   Management’s Discussion and Analysis of Financial Condition and Results of Operations

Item 7A. Quantitative and Qualitative Disclosure about Market Risk

Item 8.   Financial Statements and Supplementary Data

Item 9.   Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

Item 9A. Controls and Procedures

Item 9B. Other Information

PART III

Item 10.  Directors, Executive Officers and Corporate Governance

Item 11.  Executive Compensation

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Item 13.  Certain Relationships, Related Transactions and Director Independence

Item 14.  Principal Accounting Fees and Services

PART IV

Item 15.  Exhibits, Financial Statement Schedules

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23

23

24

27

31

47

48

81

81

86

87

87

87

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Cautionary Note Regarding Forward-Looking Statements

For purposes of this Annual Report, the terms “TriNet," "the Company," “we,” “us” and “our" refer to TriNet Group, Inc., 
and its consolidated subsidiaries. This Annual Report on Form 10-K contains statements that are not historical in nature, 
are predictive in nature, or that depend upon or refer to future events or conditions or otherwise contain forward-looking 
statements within the meaning of Section 21 of the Securities Exchange Act of 1934, as amended, and the Private 
Securities Litigation Reform Act of 1995. Forward-looking statements are often identified by the use of words such as, 
but not limited to, “anticipate,” “believe,” “can,” “continue,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “project,” 
“seek,” “should,” “strategy,” “target,” “will,” “would” and similar expressions or variations intended to identify forward-
looking statements. Examples of forward-looking statements include, among others, TriNet’s expectations regarding: 
the growth of our customer base, our ability to roll out additional product offerings as and when planned, our ability to 
make enhancements to our technology platform, our ability to remediate the material weaknesses in our internal controls 
over financial reporting, our ability to execute on our vertical market strategy and penetrate the market for human 
resources (HR) solutions for small to midsize businesses, and other expectations, outlooks and forecasts on our future 
business, operational and financial performance.

Forward-looking statements are not guarantees of future performance, but are based on management’s expectations 
as  of  the  date  of  this  report  and  assumptions  that  are  inherently  subject  to  uncertainties,  risks  and  changes  in 
circumstances that are difficult to predict. Forward-looking statements involve known and unknown risks, uncertainties 
and other factors that may cause actual results, performance or achievements to be materially different from our current 
expectations and any past results, performance or achievements. Important factors that could cause actual results to 
differ materially from those expressed or implied by these forward-looking statements include: 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

risks associated with the market acceptance of outsourcing the HR function, and the anticipated benefits associated 
with the use of a bundled HR solution; 

changes to and our ability to comply with laws and regulations, including both those applicable to the co-employment 
relationship as well as those applicable to our clients’ businesses and their employees; 

the amendment, repeal, replacement or continuing implementation of the Affordable Care Act and other health 
care reform, which may be more challenging in a changing political environment; 

our ability to maintain the security of our information technology (IT) infrastructure against cyber-attacks and security 
breaches;

our ability to manage unexpected changes in workers’ compensation and health insurance claims by worksite 
employees;

the unpredictable nature of our costs and operating expenses, in particular our workers’ compensation and health 
insurance costs; 

our ability to remediate the material weaknesses in our internal controls over financial reporting;

our ability to effectively acquire and integrate new businesses; 

our ability to gain new clients, and our clients’ ability to grow and gain more employees;

volatility in the financial and economic environment to small and mid-sized businesses;

the effects of increased competition and our ability to compete effectively; and

our ability to comply with the restrictions of our credit facility and meet our debt obligations.

Any of these factors, as well as such other factors as discussed in Item 1A, and throughout Part II, Item 7 of this Annual 
Report on Form 10-K (Form 10-K), as well as in our periodic filings with the Securities and Exchange Commission 
(SEC), could cause our actual results to differ materially from our anticipated results. The information provided in this 
Form 10-K is based upon the facts and circumstances known at this time, and any forward-looking statements made 
by us in this Form 10-K speak only as of the date on which they are made. All information provided in this report is as 
of the date of this report and we undertake no duty to update this information except as required by law.

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Item 1. Business 

General

PART I 

TriNet is a leading provider of human resources (HR) solutions for small to midsize businesses (SMBs). Under our co-
employment model, we assume many of the complex and burdensome responsibilities of being an employer, helping 
our clients minimize employer-related risks and manage administrative and compliance responsibilities associated 
with employment.  We provide an HR technology platform with online and mobile tools that allow our clients and their 
worksite employees (WSEs) to efficiently store, view and manage their core HR-related information and conduct a 
variety of HR-related transactions anytime and anywhere.  We utilize our size and scale to provide our clients with a 
broad range of employee benefit and insurance programs generally not available to individual SMBs. In addition, our 
service teams help with talent management, recruiting and training, performance management, employee onboarding 
and terminations, benefits enrollment and support, claims administration and employment practices risk management.  
We also monitor employer-related developments and assist clients in complying with applicable local, state and federal 
regulations.

Our strategy is to provide industry-specific products and services to help clients address their HR needs and allow 
them to focus on operating and growing their businesses.  We believe our industry-oriented (vertical) approach is a 
key differentiator for us and delivers significant benefits to our clients. This allows our sales force, product development 
and service teams to tailor product and service offerings to the specific industry needs of our clients. As of December 
31, 2016, we have introduced four verticals - TriNet Financial Services, TriNet Life Sciences, TriNet Nonprofit and 
TriNet Technology - and we intend to continue to develop and offer new industry vertical products in the future.

TriNet was founded in 1988 and has significantly grown the number of clients we serve, both organically and through 
strategic acquisitions, including our acquisitions of SOI Holding, Inc. (SOI) and Park Avenue Holding, Inc. (Accord) in 
2012 and Ambrose Employer Group, LLC (Ambrose) in 2013. For the year ended December 31, 2016, we processed 
$34 billion in payroll payments for approximately 13,900 clients with about 338,000 WSEs in all 50 states, the District 
of Columbia and Canada. 

Products and Services

We deliver a comprehensive suite of products and services which allow our clients and their WSEs to administer and 
manage  HR-related  compensation  and  benefits,  including  payroll,  health  insurance  and  worker's  compensation 
programs, through our technology platform.

Our comprehensive HR products and solutions include the following common capabilities:

TECHNOLOGY
PLATFORM

Technology Platform

HR EXPERTISE

BENEFITS

COMPLIANCE

Our HR technology platform, with online and mobile tools allows our clients and WSEs to store, view and manage core 
HR information and administer a variety of HR transactions, such as payroll processing, tax administration, employee 
onboarding  and  termination,  compensation  reporting,  expense  management,  and  benefits  enrollment  and 
administration.

Our strategy is to continue to invest in product development and improve the functionality, experience and ease of use 
of our products and services for clients and their WSEs. We have transformed the way we deliver our products and 
services though a full-service online and mobile platform, with standard Application Programming Interfaces (API) for 
integrating selected third-party software offerings and with an improved client experience for key processes. We will 
continue to integrate functionality and retire legacy software systems inherited from acquisitions and migrate clients 
to our primary TriNet software system. We believe the continued improvement of our technology platform and the 

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consolidation of legacy systems allows us to drive operating efficiencies and improve the user experience by providing 
a unified view of all pertinent HR information.

During 2016, 2015 and 2014 we invested approximately $52.7 million, $38.7 million and $32.4 million, respectively, 
developing our technology solutions. 

HR Expertise

We  use  the  collective  insights  and  experience  of  our  teams  of  HR,  benefits,  risk  management  and  compliance 
professionals to help clients mitigate many of the administrative, regulatory and practical risks associated with their 
responsibilities  as  employers,  including  talent  management,  recruiting  and  training,  performance  management, 
employee  onboarding  and  terminations,  benefits  enrollment  and  support,  claims  administration  and  employment 
practices risk management.  Our HR teams provide access to templates, handbooks, process guidelines, employee 
relations  consultation,  investigation  support,  and  employee  communications.  Each  of  our  clients  and  WSEs  have 
access to varying levels of service and support from our HR experts ranging from call center support for basic questions 
to pooled specialized resources and to onsite consulting and services, depending on the needs of the client and their 
WSEs.     In addition, our teams of in-house HR professionals can also provide additional, incremental consulting and 
other services upon request.

Under our vertical strategy, we continue to tailor our product and service offerings to specific industries by identifying 
common needs and leveraging scale and shared experience to provide more efficient, relevant offerings.  For example, 
our  fourth  vertical  product,  TriNet  Technology,  is  specifically  targeted  to  help  support  the  talent  recruiting,  equity 
compensation  and  foreign  employee  immigration  needs  with  applicant  tracking  systems,  immigration  services  for 
employees requiring work visas and online tools to help clients manage equity compensation plans that SMBs in other 
industries do not face. We now offer four industry specific product offerings: TriNet Technology, TriNet Financial Services, 
TriNet Life Sciences and TriNet Nonprofit.

Benefits 

We offer our clients and WSEs access to a broad range of TriNet-sponsored benefit and insurance programs that many 
of our clients may be unable to obtain for their WSEs on their own and that are compliant with state, local, and federal 
regulations. Our insurance services offerings include plan design and administration, enrollment management, and 
WSE and client communications relating to our sponsored benefits and insurance programs. 

We pay premiums to third-party insurance carriers for WSE insurance benefits and reimburse the insurance carriers 
and third-party administrators for claims payments made on our behalf within our insurance deductible layer, where 
applicable. 

Employee Benefit Plans: We sponsor and administer several fully-insured, risk based employee benefit plans, including 
group  health,  dental,  vision  and  life  insurance  as  an  employer  plan  sponsor  under  Section 3(5)  of  the  Employee 
Retirement Income Security Act (ERISA). We also offer other benefit programs to our clients and WSEs, including 
flexible spending accounts, retirement plans, Consolidated Omnibus Budget Reconciliation Act (COBRA) benefits,
individual  life  insurance,  a  legal  services  plan,  commuter  benefits,  home  insurance,  critical  illness  insurance,  pet 
insurance  and  auto  insurance.  For  further  discussion  of  our  fully-insured  programs  including  policies  where  we 
reimburse our carriers for certain amounts relating to claims, refer to Note 1 in Part II, Item 8 of this Form 10-K.

Workers' Compensation: We provide fully-insured workers' compensation insurance coverage for our clients and WSEs 
through insurance policies that we negotiate with our third-party insurance carriers. Additionally, we help clients manage 
their risk by providing risk management services, including performing workplace assessment, safety consultation, 
accident investigation and other risk management services at our client locations to help prevent workplace accidents 
that could lead to claims. We also provide services to help remediate such claims when they occur.

We manage the deductible risk that we assume in connection with these policies by being selective in the types of 
businesses that we take on as new clients, by monitoring claims data and the performance of our carriers and third-
party claims management services and vendors and by providing risk management services for existing clients. 

Employment Practices Liability Insurance (EPLI): We provide EPLI coverage for our clients through insurance policies 
that we obtain from our third-party EPLI insurance carrier. These policies provide coverage for certain claims that arise 
in the course of the employment relationship such as discrimination, harassment, and certain other employee claims, 

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with a per-claim retention amount. For most of our clients, the retention amount is split between the client and TriNet, 
with the client paying its portion of the retention amount first. 

While we do not provide legal representation to our clients, our clients can benefit from the extensive experience of 
our employment law specialists and HR professionals who assist clients in implementing HR best practices to avoid 
employment practices liability claims and in managing, processing and responding to such claims. For claims covered 
by our EPLI insurance, actual litigation defense is conducted by one of several outside employment law firms with 
whom we and our EPLI carriers have previously negotiated rates, established billing guidelines and invoice review 
processes. We have also developed a case management protocol to efficiently and effectively defend such claims.

Compliance

Our products and services are designed to help our clients comply with local, state and federal employment and benefit 
laws.  Often these changes are staggered and require additional guidance from a variety of local, state or federal 
agencies, making compliance a continuous challenge.  We monitor employer-related developments and assist clients 
in complying with changing regulations and requirements at all levels, from changes in local minimum wage and family 
leave ordinances to sweeping reforms such as the Patient Protection and Affordable Care Act (ACA).   Each component 
of our HR solutions is designed with compliance in mind, whether it is payroll processing and tax administration, HR 
services focused on creating a compliant workplace, or offering ACA-compliant benefit plans.  

Our Co-Employment Model

We operate under a co-employment business model, under which employment-related responsibilities are contractually 
allocated between us and our clients. This model allows clients and WSEs to receive the full benefit of our employee 
benefit  plan  offerings.  Each  of  our  clients  enters  into  a  client  service  agreement  with  us  that  defines  the  suite  of 
professional and insurance services and benefits to be provided by us, the fees payable to us, and the division of 
responsibilities between us and our clients as co-employers. The division of responsibilities under our client service 
agreements is typically as follows:

TriNet Responsibilities 

We assume responsibility for, and manage certain risks associated with:

• 

• 

remittance to WSEs of salaries, wages and certain other compensation, as reported and paid to us by the client, 
related tax reporting and remittance to tax authorities and processing of garnishment and wage deduction orders. 
Unlike a payroll service provider, we issue each WSE a payroll check drawn on our bank accounts,

report the wages, withhold and deposit the associated payroll taxes as the employer on information reporting and 
payroll tax returns,

•  maintenance of workers' compensation insurance and workers' compensation claims processing,

• 

• 

• 

• 

provision and administration of group health, welfare, and retirement benefits to WSEs under TriNet-sponsored 
insurance plans,

compliance with applicable law for employee benefits offered to WSEs,

processing of unemployment claims, and

provision of certain HR policies, including an employee handbook describing the co-employment relationship.

Client Responsibilities 

Our clients are responsible for employment-related responsibilities that we do not assume, including: 

• 

• 

• 

• 

day-to-day management of their worksites and WSEs,

compliance with laws associated with the classification of employees as exempt or non-exempt, such as overtime 
pay and minimum wage law compliance,

accurate and timely reporting to TriNet of compensation and deduction information, including information relating 
to hours worked, rates of pay, salaries, wages and certain other compensation,

accurate and timely reporting to TriNet of information relating to workplace injuries, employee hires and termination, 
and certain other information relevant to TriNet’s services,

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• 

• 

• 

• 

provision and administration of any employee benefits not provided by TriNet (e.g., equity incentive plans),

compliance with all laws and regulations applicable to the clients' workplace and business, including work eligibility 
laws, laws relating to workplace safety or the environment, laws relating to family and medical leave, laws pertaining 
to employee organizing efforts and collective bargaining and employee termination notice requirements,

payment of TriNet invoices which include wages to WSEs and applicable employment taxes and service fees, and

all other matters for which TriNet does not assume responsibility under the client service agreement, such as 
intellectual property ownership and protection and liability for products produced and/or services provided. 

As a result of our co-employment relationship with each of our WSEs, we are liable for payment of salary, wages and 
certain other compensation to the WSEs as reported and paid to us by the client and are responsible for providing 
specified employee benefits to such persons to the extent provided in each client service agreement and under federal 
and state law. In most instances, clients are required to remit payment prior to the applicable payroll date by wire 
transfer or automated clearinghouse transaction (ACH).

We also assume responsibility for payment and liability for the withholding and remittance of federal and state income 
and employment taxes with respect to salaries, wages and certain other compensation paid to WSEs, although we 
reserve the right to seek recourse against our clients for any liabilities arising out of their conduct. We perform these 
functions as the employer for federal employment tax purposes, since our clients transfer legal control over these 
payroll functions to us. Except to the extent applicable federal and state laws otherwise provide, the client may be held 
ultimately liable for those obligations if we fail to remit taxes and the bonding security provided by the Employer Services 
Assurance Corporation (ESAC) is not sufficient to satisfy the obligation. 

Sales and Marketing 

We sell our solutions primarily through our direct sales organization. We have aligned our sales organization by industry 
vertical with the goal of growing profitable market share in our targeted industries. This vertical approach deepens our 
network of relationships and gives us an understanding of the unique HR needs facing SMBs in those industries. 

The number of sales representatives in the field has grown substantially in recent years, through both internal hiring 
and  through  onboarding  sales  representatives  from  acquired  businesses,  from  224  sales  representatives  as  of 
December 31,  2012  to  452  sales  representatives  as  of  December 31,  2016.  We  recruit  and  seek  to  hire  sales 
professionals who have experience in specific industry vertical markets, and with a background in selling business 
services such as accounting, HR or sales solutions. As of December 31, 2016, we had 49 regional field sales offices.

We sponsor and participate in associations and events around the country and utilize these forums to target specific 
vertical and geographic markets. We also generate sales opportunities within key industry verticals, through marketing 
alliances and other indirect channels, such accounting firms, venture capital firms, incubators, insurance brokers, and 
other  vertical  market  industry  associations.  Additionally,  we  utilize  digital  marketing  programs,  including  digital 
advertising, search and email marketing, to create awareness and interest in our products.

Recently, we have expanded our focus on various channel relationships and alliances that drive referrals to our direct 
sales force. Finally, our sales representatives benefit from building strong relationships with prospects during the sales 
and client service processes, resulting in referrals to new prospects as well as direct support through providing reference 
calls in regard to our products and services.

Legal and Regulatory 

Our business operates in a complex environment created by the numerous federal, state and local laws and regulations 
relating to labor and employment matters, benefit plans and income and employment taxes. The following summarizes 
what we believe are the most important legal and regulatory aspects of our business: 

Federal Regulations

Employer Status 

We sponsor our employee benefit plan offerings as the “employer” of our WSEs under the Internal Revenue Code of 
1986 (the Code), and ERISA. The multiple definitions of “employer” under both the Code and ERISA are not clear and 
most are defined in part by complex multi-factor tests under common law. We believe that we qualify as an “employer” 
of our WSEs in the U.S. under both the Code and ERISA, as well as various state regulations, but this status could 

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be subject to challenge by various regulators. For additional information on employer status and its impact on our 
business and results of operations, refer to Item 1A of this Form 10-K, under the heading - If we are not recognized 
as an employer of worksite employees under federal and state regulations, or are deemed to be an insurance agent 
or third-party administrator, we and our clients could be adversely impacted.

Affordable Care Act and Health Care Reform

The Patient Protection and Affordable Care Act (ACA) was signed  into law  in March  2010. The ACA implemented 
sweeping health care reforms with staggered effective dates from 2010 through 2020, and many provisions in the Act 
require the issuance of additional guidance from the U.S. Department of Labor (DOL), the Internal Revenue Service 
(IRS), the U.S. Department of Health and Human Services and the states. There could be significant changes to the 
ACA and health care in general in 2017 and beyond, including the potential modification, amendment or repeal of the 
ACA. For additional information on the ACA and its impact on our business and results of operations, refer to Item 1A 
of this Form 10-K, under the heading - Our business is subject to numerous complex state and federal laws, and 
changes in, uncertainty regarding, or adverse application of these laws could adversely affect our business.

Health Insurance Portability and Accountability Act

Maintaining the security of our WSEs information is important to TriNet as we sponsor employee benefit plans and 
may have access to personal health information of our WSEs. The manner in which we manage protected health 
information (PHI) is subject to the Health Insurance Portability and Accountability Act of 1996 (HIPAA), and the Health 
Information  Technology  for  Economic  and  Clinical  Health Act  of  2009  (HITECH Act).  HIPAA  contains  substantial 
restrictions and health data privacy, security and breach notification requirements with respect to the use and disclosure 
of PHI. Further, under the HITECH Act there are steep penalties and fines for HIPAA violations. Our health plans are 
covered entities under HIPAA, and we are therefore required to comply with HIPAA's portability, privacy, and security 
requirements. 

However, only our Flexible Spending Accounts and SOI dental plans come into direct contact with PHI. The other 
health information we possess is anonymized and accessed through a secured third-party database. For additional 
information on how we maintain the confidentiality of our clients' and WSEs' personal data and PHI and the potential 
impact to our business if we fail to protect our WSEs' PHI, refer to Item 1A of this Form 10-K, under the heading - 
Cyber-attacks or security breaches could result in reduced revenue, increased costs, liability claims or damage to our 
reputation.

Certified Professional Employer Organization (PEO)

With passage of the Small Business Efficiency Act in 2014, the U.S. Congress clarified the employer status of PEOs 
who voluntarily become certified under this law for federal tax purposes under the Code. The IRS has started accepting 
applications for certification under the Code, and we intend to apply for certification, even though final regulations for 
the certification program have not yet been issued.

State Regulations

Forty-two states have adopted provisions for licensing, registration, certification or recognition of co-employers, and 
others are  considering  such  regulation. Such  laws  vary  from  state  to  state  but  generally  provide  for  monitoring  or 
ensuring the fiscal responsibility of PEOs, and in some cases codify and clarify the co-employment relationship for 
unemployment, workers' compensation and other purposes under state laws. We believe we are in compliance in all 
material respects with the requirements in all 42 states.

We must also comply with state unemployment tax requirements where our clients are located. State unemployment 
taxes are based on taxable wages and tax rates assigned by each state. The tax rates vary by state and are determined, 
in part, based on our prior years’ compensation and unemployment claims experience in each state. Certain rates are 
also determined, in part, by each client’s own compensation and unemployment claims experience. In addition, states 
have the ability under law to increase unemployment tax rates, including retroactively, to cover deficiencies in the 
unemployment tax funds. 

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Strategic Acquisitions

Historically, we have pursued strategic acquisitions to both expand our product capabilities and supplement our growth 
across geographies and certain industry verticals. Our acquisition targets have included other bundled HR providers 
as well as technology companies or technology product offerings to supplement or enhance our existing HR solutions. 
We intend to continue to pursue strategic acquisitions that will enable us to add new clients and WSEs, expand our 
presence in certain geographies or industry verticals and offer our clients and WSEs more comprehensive and attractive 
products and services.

Client Industries and Geographies

Our clients are distributed across a variety of industries including technology, life sciences, not-for-profit, professional 
services, financial services, property management, retail, manufacturing, and hospitality. Our clients execute annual 
service contracts with us that automatically renew. Generally, our clients may cancel these contracts with thirty to ninety 
days' notice and we may cancel these contracts with thirty days' notice. 

We conduct our business primarily in the United States of America (U.S.), with more than 99% of our total revenues 
being attributable to WSEs in the U.S. and the remainder being attributable to WSEs in Canada. Substantially all our 
long-lived assets are located in the U.S.

Seasonality 

Our business is affected by seasonality in business activity and WSE behavior. Clients generally change their payroll 
service providers at the beginning of the payroll tax year and as a result, we have historically experienced our highest 
volumes of new and exiting clients in the month of January. Other periods of client changes coincide with a client's 
benefit program renewal.

Competition 

Our competitors include large PEOs such as the TotalSource unit of Automatic Data Processing, Inc. and Insperity, 
Inc., as well as specialized and smaller PEOs and similar HR service providers with PEO operations. If and to the 
extent that we and other companies providing these services are successful in growing our businesses, we anticipate 
that future competitors will enter this industry. 

In addition to competition from other PEOs, we also face significant competition from companies that serve part of a 
clients’ HR needs. These forms of competition include providers of endpoint HR services, employee benefit exchanges 
that provide benefits administration services and insurance brokers who allow third-party HR systems to integrate with 
their insurance services platform. Such competitors may have greater marketing and financial resources than we have, 
and may be better positioned than we are in certain markets. Increased competition in our industry could result in price 
reductions or loss of market share, any of which could harm our business. We expect that we will continue to experience 
competitive pricing pressure.

We  believe  the  principal  competitive  factors  in  our  market  include  client  satisfaction,  ease  of  client  setup  and  on-
boarding, breadth and depth of benefit plans, vertical market expertise, total cost of service, brand awareness and 
reputation, ability to innovate and respond to client needs rapidly, online and mobile solutions, and subject matter 
expertise. We believe that we compete favorably on the basis of each of these factors.

Intellectual Property 

We own or license from third parties' various computer software, as well as other intellectual property rights, used in 
our business. Generally, we protect our intellectual property rights through the use of confidentiality and non-disclosure 
agreements and policies with our employees and third-party partners and vendors, although we currently have one 
pending U.S. patent application covering our technology. We also own registered trademarks in the U.S., Canada and 
the European Union covering our name and other trademarks and logos that we believe are materially important to 
our operations.

Corporate Employees 

We refer to our employees that we do not co-employ with our clients as our corporate employees. We had approximately 
2,600 corporate employees as of December 31, 2016. None of our corporate employees are covered by a collective 
bargaining agreement. 

9

BUSINESS

Corporate and Other Available Information

We were incorporated in 1988 as TriNet Employer Group, Inc., a California corporation. We reincorporated as TriNet 
Merger Corporation, a Delaware corporation, in 2000 and during that year changed our name to TriNet Group, Inc. 
Our principal executive offices are located at 1100 San Leandro Blvd., Suite 400, San Leandro, CA 94577 and our 
telephone number is (510) 352-5000. Our website address is www.trinet.com. Information contained in or accessible 
through our website is not a part of this report.

On the Investor Relations page of our Internet website at http://www.trinet.com, we make available, free of charge, our 
Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and amendments to 
those reports, as soon as reasonably practicable after such material is electronically filed with or furnished to the SEC.   
The public may read and copy any materials that we file with the SEC at the SEC’s Public Reference Room at 100 F 
Street, NE, Room 1580, Washington, DC 20549. The public may obtain information on the operation of the Public 
Reference Room by calling the SEC at 1-800-SEC-0330. The SEC also maintains an internet site that contains reports, 
proxy  and  information  statements  and  other  information  regarding  issuers  that  file  electronically  with  the  SEC 
at www.sec.gov. The contents of these websites are not incorporated into this report and are not part of this report. 

10

RISK FACTORS

Item 1A. Risk Factors 

Our business is subject to numerous complex laws, and changes in, uncertainty regarding, or adverse application of 
these laws could negatively affect our business.

The products and services we provide to our clients are governed by numerous complex federal, state and local laws 
and regulations, including those described under the heading "Legal and Regulatory" in Item 1 of this Form10-K. Many 
of these laws (such as ERISA and federal and state employment tax laws, wage and hour laws, anti-discrimination 
laws, etc.) may not result in a consistent approach at the federal, state and local level, do not specifically address 
PEOs and co-employment relationships or may allow significant regulatory interpretation and discretion in enforcement. 
As a result, there is uncertainty in how they might be applied to our operations and those of our clients and WSEs. 

New laws, changes in existing laws, or adverse application or interpretation (in courts, agencies or otherwise) of new 
or existing laws regarding our co-employment relationship with our clients and WSEs could reduce or eliminate the 
need for, or benefit provided by, some or all of the services we provide or require us to make significant changes in 
our methods of doing business and providing services, which could have a material adverse effect on our financial 
condition and results of operations. Regulatory changes could affect the extent and type of employee benefits employers 
can or must provide employees, the amount and type of taxes employers and employees are required to pay or the 
time  within  which  employers  must  remit  taxes  to  the  applicable  tax  authority.  For  example,  continued  uncertainty 
regarding the implementation and future of health care reform in the U.S. under the ACA, any successor to the ACA, 
related or similar state laws, and the regulations adopted or to be adopted thereunder, has the potential to substantially 
change the health insurance market for SMBs and how such employers provide health insurance to their employees, 
which could have a materially adverse effect on our ability to attract and retain our clients. In addition, there could be 
significant changes to the ACA in 2017 and beyond, including the potential modification, amendment or repeal of the 
ACA. Changes to the ACA could also result in new or amended regulations being introduced at the state or local level. 
Changes in, or uncertainty regarding, the ACA and other health care reforms could impact our business and we are 
not able to predict the direction or ultimate impact of health care reform on our business operations.

Similarly, state regulatory authorities generally impose licensing requirements on companies acting as insurance agents 
or third-party administrators, such as those that handle health or retirement plan funding and claim processing. We do 
not believe that our current activities require such licensing, but if regulatory authorities in any state determine that we 
are acting as an insurance agent or as a third-party administrator, we may need to hire additional personnel to manage 
regulatory compliance and become obligated to pay annual regulatory fees, which could have a material adverse effect 
on our financial condition and results of operations.

Our co-employment relationship with our worksite employees exposes us to business risks.

We  are  the  co-employer  of  our  WSEs.  As  the  co-employer  of  our  WSEs,  we  assume  certain  obligations  and 
responsibilities of an employer. For instance, we are responsible for providing benefits to our WSEs regardless of 
whether the cost of providing benefits exceeds the fees received from our clients. Under certain circumstances, it could 
be argued that we are, or we may be found to be, responsible for paying salaries, wages and related payroll taxes of 
our WSEs, regardless of whether our client timely remits payments to us.

We co-employ people in our clients' workplaces. Our ability to control the workplace environment of our clients is 
limited. As a co-employer of our WSEs, there is a possibility that we may be subject to liability for violations of employment 
or other laws and other acts and omissions by our clients or WSEs, who may be deemed to be our agents, even if we 
do not participate in any such acts or violations.

We  seek  to  mitigate  these  risks  through  our  client  agreements  and  with  employment  practices  liability  insurance 
coverage. Our agreements with our clients establish the contractual division of responsibilities between us and our 
clients and that they will indemnify us for any liability attributable to their own or our WSEs' conduct, however, we may 
not be able to effectively enforce or collect on these contractual obligations. In addition, we maintain employment 
practices insurance to limit our and our clients' exposure to various WSE related claims, but we are still responsible 
for any deductible layer under such insurance and such insurance generally excludes coverage for claims relating to 
the  classification of employees as exempt  or non-exempt,  other wage  and  hour issues, and employment  contract 
disputes, among other things. We cannot assure you that our insurance will be sufficient in amount or scope to cover 
all claims that may be asserted against us and for which we are unable to obtain indemnification from our clients. 
Negative  publicity  relating  to  events  or  activities  attributed  to  us,  our  corporate  employees,  our  WSEs,  or  others 
associated with any of these parties, whether or not justified, may tarnish our reputation and reduce the value of our 

11

RISK FACTORS

brand. In addition, if our brand is negatively impacted, it may have a material adverse effect on our business, including 
creating challenges in retaining clients or attracting new clients and hiring and retaining employees. 

If we are not recognized as an employer of worksite employees under federal and state regulations, or are deemed to 
be an insurance agent or third-party administrator, we and our clients could be adversely impacted.

In order to sponsor our employee benefit plan offerings for our WSEs, we must qualify as an employer of our WSEs 
for certain purposes under the Code and ERISA. In addition, our status as an employer is important for purposes of 
ERISA’s preemption of certain state laws. The definition of employer under various laws is not uniform, and under both 
the Code and ERISA, the term is defined in part by complex multi-factor tests. 

Generally, these tests are designed to evaluate whether an individual is an independent contractor or employee and 
they provide substantial weight to whether a purported employer has the right to direct and control the details of an 
individual's work. Some factors that the IRS has considered important in the past have included the employer’s degree 
of  behavioral  control  (the  extent  of  instructions,  training  and  the  nature  of  the  work),  the  financial  control  and  the 
economic  aspects  of the  relationship,  and  the  intent  of  the  parties,  as  evidenced  by  the  specific  benefit,  contract, 
termination and other similar arrangements between the parties and the on-going versus project-oriented nature of 
the work to be performed. However, a definitive judicial interpretation of “employer” in the context of PEOs has not 
been established. For ERISA purposes, for example, courts have held that test factors relating to ability to control and 
supervise an individual are less important, while the U.S. Department of Labor has issued guidance that certain entities 
in the HR outsourcing industry do not qualify as common law employers for ERISA purposes. Although we believe that 
we qualify as an employer of our WSEs under ERISA and the U.S. Department of Labor has not provided guidance 
otherwise, we are not able to predict the outcome of any future regulatory challenge. 

If we were found not to be an employer for ERISA purposes, it could adversely affect the manner in which we are able 
to provide employee benefits to our WSEs. Similarly, to qualify for favorable tax treatment under the Code, certain 
employee benefit plans such as 401(k) retirement plans and cafeteria plans must be established and maintained by 
an employer for the exclusive benefit of its employees. All of our 401(k) retirement plans are operated pursuant to 
guidance provided by the IRS and we have received favorable determination letters from the IRS confirming the qualified 
status of the plans. However, the IRS uses its own complex, multi-factor test to ascertain whether an employment 
relationship exists between a worker and a purported employer. Although we believe that we qualify as an employer 
of our WSEs under the Code, we cannot assure you that the IRS will not challenge this position or continue to provide 
favorable determination letters. Moreover, the IRS' 401(k) guidance and qualification requirements are not applicable 
to the operation of our cafeteria plans. 

If we are not recognized as an employer under the Code or ERISA, we may be required to change the method by 
which we report and remit payroll taxes to the tax authorities and the method by which we provide, or discontinue 
providing, certain employee benefits to our WSEs, which could have a material adverse effect on our business and 
results of operations.

We must also qualify as an employer of our WSEs under state regulations, which govern licensing, certification and 
registration requirements for PEOs. Forty-two states have passed such laws and other states may implement such 
requirements in the future. While we believe that we qualify as an employer of our WSEs under these state regulations, 
these requirements vary from state to state and change frequently and if we are not able to satisfy existing or future 
licensing requirements or other applicable regulations of any states, we may be prohibited from doing business in that 
state. 

Cyber-attacks or security breaches could result in reduced revenue, increased costs, liability claims or damage to our 
reputation.

Maintaining the security of our IT infrastructure and the confidentiality of our, our clients' and WSEs' personal data and 
information is paramount for us and our clients. Clients using our technology platform rely on the security of our IT 
infrastructure to ensure the reliability of our products and services and the protection of their and their WSEs data. We 
use and store significant personal data and confidential information about our clients, WSEs and employees, including 
bank account and social security numbers, tax return data, certain medical information, retirement account information 
and payroll data. Threats to security can take a variety of forms. Hackers may develop and deploy viruses, worms and 
other malicious software programs that attack our networks and data centers. Sophisticated organizations or individuals 
may launch targeted attacks using novel methods to gain access to our networks, applications and confidential data. 
Although we rely on standard security systems, development practices and third-party assessment service to provide 
the security and authentication necessary to effect secure transmission of data, these threats may result in breaches 

12

RISK FACTORS

of our network or data security, disruptions of our internal systems and business applications, impairment of our ability 
to  provide  services  to  our  customers,  product  development  delays,  harm  to  our  competitive  position  from  the 
compromise of confidential business information, or other negative impacts on our business.

Maintaining the security of our WSEs' information is particularly important to us as a sponsor of employee benefit plans 
with access to certain personal health information. The manner in which we manage protected health information (PHI) 
is subject to HIPAA and the HITECH Act. Although we maintain, and actively seek to improve, security measures and 
infrastructure  designed  to  protect  against  unauthorized  access  to  this  sensitive  data,  cyber-attacks  and  security 
breaches remain a significant threat to our business. Any security breach could result in the access, public disclosure, 
loss or theft of the confidential and personal data of our clients and WSEs, which could negatively affect our ability to 
attract new clients, cause existing clients to terminate their agreements with us, result in reputational damage and 
subject us to lawsuits, regulatory fines, or other actions or liabilities which could materially and adversely affect our 
business and operating results.

In providing our services, we also rely on third-party service providers and products, such as insurance carriers, to 
process sensitive information about our clients, WSEs and employees. Through contractual provisions, we take steps 
to require that our service providers protect sensitive information. However, we cannot provide assurances as to the 
security steps taken by such providers. Any security breach or other disruption of our third-party service providers that 
results in an inadvertent disclosure or loss of confidential information could adversely affect our reputation and our 
business.

We devote resources to defend against security threats, both to our internal IT systems and those of our customers. 
We focus our defense efforts on the following cyber-security discipline areas:

• 

• 

• 

• 

• 

security threat detection and prevention,

data loss prevention,

identity and access management,

audit, policies and controls, and 

product security.  

The cost of these precautionary measures could reduce our operating margins.

Any cyber-attack or security breach that accesses or discloses sensitive data may affect negatively our reputation and 
our client relationships, and the cost of remediating any attack, breach or disclosure could have a material adverse 
effect on our business.

Unexpected changes in workers' compensation and health insurance claims by worksite employees could harm our 
business.

Our insurance costs, which make up a significant portion of our overall costs, are impacted significantly by our WSEs’ 
health and workers' compensation insurance claims experience. We establish reserves to provide for the estimated 
costs of reimbursing our workers' compensation and health insurance carriers under our insurance policies, but the 
volume and severity of claims activity is inherently unpredictable. If we experience a sudden or unexpected increase 
in claim activity, our costs could increase, and it could be more difficult to secure replacement insurance policies on 
competitive terms once our current policies expire. Estimating these reserves involves our consideration of a number 
of factors and requires significant judgment. If there is an unexpected increase in the severity or frequency of claims 
activity of our WSEs (including activity arising from any of a number of factors that affect claim activity levels, such as 
changes in general economic conditions, claims differing significantly from expectations for new and existing clients, 
proposed and enacted regulatory changes, and terrorism, disease outbreaks or other catastrophic events ), or if we 
subsequently  receive  updated  information  indicating  insurance  claims  were  higher  than  previously  estimated  and 
reported, our insurance costs could be higher in that period or subsequent periods as we adjust our reserves accordingly, 
which could have a material adverse effect on our business. We have experienced insurance cost variability due to 
claims activity in the past and could have similar or worse experience in the future.

Our fully-insured agreements with our health insurance carriers include non-guaranteed cost policies that typically 
include limits to our exposure for individual claims, which are referred to as pooling limits, and limits to our maximum 
aggregate exposure for claims in each policy year. Refer to Note 1 in Part II, Item 8 of this Form 10-K for further 

13

RISK FACTORS

discussion of these policies. We have experienced variability, and may experience variability in the future, in the amounts 
that we are required to pay our health insurance carriers for group health insurance expenses incurred by WSEs within 
our deductible layer under non-guaranteed cost policies, based on continually changing trends in the frequency and 
severity of claims. These historical trends may change, and other seasonal trends and variability may develop, which 
may make it more difficult for us to manage this aspect of our business and which may have a material adverse effect 
on our business.

Client unemployment tax rates can change based on factors outside of our control, which could adversely affect client 
retention and growth.

We must comply with federal unemployment tax regulations and state unemployment tax regulations where our clients 
are located. Unemployment taxes are generally based on taxable wages. The tax rates vary by state and are determined, 
in part, based on our prior years’ compensation and unemployment claims experience in each state. Certain rates are 
also determined, in part, by each client’s own compensation and unemployment claims experience. In addition, some 
states can retroactively increase unemployment tax rates to cover deficiencies in the unemployment tax funds, and 
federal  unemployment  taxes  can  be  retroactively  increased  in  states  that  have  failed  to  timely  repay  federal 
unemployment loans. It may be difficult for us to recover increased taxes from our clients in the event of such retroactive 
tax increases.

In addition, adverse U.S. economic conditions and associated reductions in employment levels can place strain on 
unemployment systems, which has resulted in substantial increases in state and federal unemployment tax rates over 
the past few years and this trend may continue. In some states, our clients may face higher rates as a result of these 
increases under a co-employment relationship with us than they would alone. While we have taken steps to mitigate 
the risk of fluctuations in state and federal unemployment tax rates, including reporting and remitting unemployment 
insurance taxes or contributions at the client level and/or under the client’s own account number in approximately 40 
states, unexpected state and federal unemployment tax increases or regulatory changes could adversely affect our 
ability to retain existing clients or attract new clients. 

Our results of operations may fluctuate as a result of numerous factors, many of which are outside of our control.

Our future operating results are subject to quarterly variations based upon a variety of factors, many of which are not 
within our control, including, without limitation:

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

the volume and severity of health and workers' compensation insurance claims by our WSEs, recorded as part of 
our insurance costs, and the timing of related claims information provided by our insurance carriers,

the amount and timing of our other insurance costs, operating expenses and capital expenditures

the number of our new clients initiating service and the number of WSEs employed by each new client,

the loss or merger of existing clients, 

reduction in the number of WSEs employed by existing clients,

the timing of client payments and payment defaults by clients,

costs associated with our acquisitions of companies, assets and technologies,

payments or drawdowns on our credit facility,

unanticipated expenses such as litigation or other dispute-related settlement payments,

expenses we incur for geographic and service expansion,

changes in laws or adverse interpretation of laws increasing our regulatory compliance costs,

changes in our effective tax rate, and

the impact of new accounting pronouncements.

Many of the above factors are discussed in more detail elsewhere in this “Risk Factors” section and in Part II, Item 7 
of this Form 10-K. Many of these factors are outside our control, and the variability and unpredictability of these factors 

14

RISK FACTORS

have in the past and could in the future cause us to fail to meet our expectations and the expectations of investors and 
any industry analysts who cover our shares for revenues or other results of operations for a given period, which could 
result in a decline in our share price and reduced liquidity in our shares. In addition, the occurrence of one or more of 
these factors might cause our results of operations to vary widely, which could lead to negative impacts on our margins, 
short-term liquidity or ability to retain or attract key personnel, and could cause other unanticipated issues, including 
a  downgrade  of  our  shares  by  or  change  in  opinion  of  industry  analysts  and  a  related  decline  in  our  share  price. 
Accordingly, we believe that quarter-to-quarter and annual comparisons of our revenues, results of operations and 
cash flows may not be meaningful and should not be relied upon as an indication of our future performance.

Any failure in our business systems could reduce the quality of our business services, which could harm our reputation 
and expose us to liability.

Our business systems rely on the complex integration of numerous hardware and software subsystems to manage 
client transactions including the processing of employee, payroll and benefits data. These systems can be disrupted 
by, among other things, equipment failures, computer server or systems failures, network outages, malicious acts, 
software errors or defects, vendor performance problems, power failures, natural disasters, terrorist actions or similar 
events. Any  delay  or  failure  in  our  systems  that  impairs  our  ability  to  communicate  electronically  with  our  clients, 
employees or vendors or our ability to store or process data could harm our reputation and our business. For example, 
errors in our products and services, such as the erroneous denial of healthcare benefits or delays in making payroll, 
could expose our clients to liability claims from improperly serviced WSEs, for which we may be contractually obligated 
to provide indemnification.

In addition, the software, hardware and networking technologies we use must be frequently and rapidly upgraded in 
response  to  technological  advances,  competitive  pressures  and  consumer  expectations. To  succeed,  we  need  to 
effectively develop, or license from third parties, and integrate these new technologies as they become available to 
improve our services. We rely on enterprise software applications licensed from third parties that are upgraded from 
time to time. Any difficulties we encounter in adapting application upgrades to our systems could harm our performance, 
delay or prevent the successful development, introduction or marketing of new services. 

New products or upgrades may not be released according to schedule, or may contain defects when released. Difficulties 
in  integrating  new  technologies  could  result  in  adverse  publicity,  loss  of  sales,  delay  in  market  acceptance  of  our 
services, or client claims against us, any of which could harm our business. We could also incur substantial costs in 
modifying  our  services  or  infrastructure  to  adapt  to  these  changes.  In  addition,  we  could  lose  market  share  if  our 
competitors develop technologically superior products and services.

We have identified material weaknesses in our internal control over financial reporting that could, if not remediated, 
result in material misstatements in our financial statements.

In connection with the audit of our consolidated financial statements as of and for the year ended December 31, 2016, 
we have identified and concluded that we continue to have material weaknesses relating to our internal control over 
financial reporting. A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial 
reporting such that there is a reasonable possibility that a material misstatement of our annual or interim consolidated 
financial statements will not be prevented or detected on a timely basis. Refer to Part II, Item 9A in this Form 10-K for 
more details. While the material weaknesses described in that section create a reasonable possibility that an error in 
financial reporting may go undetected, after extensive review and the performance of additional analysis and other 
procedures, no material adjustments, restatement or other revisions to our previously issued financial statements were 
required. 

As further described in Part II, Item 9A of this form 10-K below, we are taking specific steps to remediate the material 
weaknesses that we identified by implementing and enhancing our control procedures. These material weaknesses 
will not be remediated until all necessary internal controls have been implemented, repeatably tested and determined 
to be operating effectively. In addition, we may need to take additional measures, including system migration and 
automation, to address the material weaknesses or modify the remediation steps, and we cannot be certain that the 
measures we have taken, and expect to take, to improve our internal controls will be sufficient to address the issues 
identified, to ensure that our internal controls are effective or to ensure that the identified material weaknesses will not 
result  in  a  material  misstatement  of  our  annual  or  interim  consolidated  financial  statements.  Implementing  any 
appropriate  changes  to  our  internal  controls  may  distract  our  officers  and  employees  and  require  material  cost  to 
implement new process or modify our existing processes. Moreover, other material weaknesses or deficiencies may 
develop or be identified in the future. If we are unable to correct material weaknesses or deficiencies in internal controls 

15

RISK FACTORS

in a timely manner, our ability to record, process, summarize and report financial information accurately and within the 
time  periods  specified  in  the  rules  and  forms  of  the  U.S.  Securities  and  Exchange  Commission,  will  be  adversely 
affected. This failure could negatively affect the market price and trading liquidity of our common stock, lead to delisting, 
cause investors to lose confidence in our reported financial information, subject us to civil and criminal investigations 
and penalties, and generally materially and adversely impact our business and financial condition.

We have acquired, and may in the future acquire, other businesses and technologies, which can divert management's 
attention and create integration risks and other risks for our business.

We have completed numerous acquisitions of other businesses and technologies, and we expect that we will continue 
to grow through similar future acquisitions. Such acquisitions involve numerous other risks, including:

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

identifying attractive acquisition candidates,

over-valuing and over-paying for acquisition candidates,

integrating the operations, systems, technologies, services and personnel of the acquired companies, including 
the migration of WSEs from an acquired company’s technology platform to ours,

establishing  or  maintaining  internal  controls,  procedures  and  policies  relating  to  the  acquired  systems  and 
processes, including the potential for actual or perceived control weaknesses associated with or arising from the 
acquisitions and integration of acquired systems,

diversion of management’s attention from other business concerns,

litigation resulting from activities of the acquired company, including claims from terminated employees, clients, 
former stockholders and other third parties,

insufficient revenues to offset increased expenses associated with the acquisitions and unanticipated liabilities of 
the acquired companies,

insufficient indemnification or security from the selling parties for legal liabilities that we may assume in connection 
with our acquisitions,

entering markets in which we have no prior experience and may not succeed,

risks  associated  with  foreign  acquisitions,  such  as  communication  and  integration  problems  resulting  from 
geographic dispersion and language and cultural differences, compliance with foreign laws and regulations and 
general economic or political conditions in other countries or regions,

potential loss of key employees of the acquired companies, and

impairment of relationships with clients and employees of the acquired companies or our clients and employees 
as a result of the integration of acquired operations and new management personnel.

If we fail to integrate newly acquired businesses effectively, we might not achieve the growth, service enhancement 
or operational efficiency objectives of the acquisitions, and our business, results of operations and financial condition 
could be harmed.

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RISK FACTORS

We may pay for acquisitions by issuing additional shares of our common stock, which would dilute our stockholders, 
or by issuing debt, which could include terms that restrict our ability to operate our business or pursue other opportunities 
and  subject  us  to  meaningful  debt  service  obligations.  We  may  also  use  significant  amounts  of  cash  to  complete 
acquisitions. To  the  extent  that  we  complete  acquisitions  in  the  future,  we  likely  will  incur  future  depreciation  and 
amortization expenses associated with the acquired assets. We may also record significant amounts of intangible 
assets, including goodwill, which could become impaired in the future. Any such impairment charges would adversely 
affect our results of operations.

Our SMB clients are particularly affected by volatility in the financial and economic environment, which could harm our 
business.

Our clients are small and mid-sized businesses that we believe can be particularly susceptible to changes in the level 
of overall economic activity in the markets in which we operate. During periods of weak economic conditions, small 
business failures tend to increase and employment levels tend to decrease. Current or potential clients may react to 
weak or forecasted weak economic conditions by reducing employee headcount or wages, bonuses or benefits levels, 
any of which would affect our revenues, and may affect our margins, because we may be unable to reduce our operating 
expenses sufficiently enough or quickly enough to offset the drop in revenues. It is difficult for us to forecast future 
demand for our services due to the inherent difficulty in forecasting the direction, strength and length of economic 
cycles. These conditions may affect the willingness of our clients and potential clients to pay outside vendors for services 
like  ours,  and  may  impact  their  ability  to  pay  their  obligations  to  us  on  time,  or  at  all.  In  addition,  as  a  result  of 
macroeconomic factors, interest rates may become more volatile. Rising interest rates may negatively affect our net 
income due to increased interest expense. Increased interest rate volatility could also negatively impact our clients' 
and  prospects'  access  to  credit.  If  businesses  have  difficulty  obtaining  credit,  business  growth  and  new  business 
formation may be impaired, which could also harm our business.

Even modest downturns in economic activity on a regional or national level could have a material adverse effect on 
our financial condition or results of operations.

Our business and operations have experienced rapid growth in recent periods, and if we are unable to effectively 
manage this growth, our business and results of operations may suffer.

We have experienced rapid growth and have significantly expanded our operations in recent periods, which has placed 
a strain on our management and our administrative, operational and financial infrastructure. Managing this growth 
requires us to further refine our operational, financial and management controls and reporting systems and procedures.

Our ability to effectively manage any significant growth of our business will depend on a number of factors, including 
our ability to do the following:
• 

effectively recruit, integrate, train and motivate new employees, while retaining our existing employees, maintaining 
the beneficial aspects of our corporate culture and effectively executing our business plan,
satisfy our existing clients and identify and acquire new clients,
enhance the breadth and quality of our services,
continue to improve our operational, financial and management controls, and 

• 
• 
• 
•  make sound business decisions in light of the scrutiny associated with operating as a public company.

These activities will require significant operating and capital expenditures and allocation of valuable management and 
employee resources, and we expect that our growth will continue to place significant demands on our management 
and on our operational and financial infrastructure.

Our future financial performance and our ability to execute on our business plan will depend, in part, on our ability to 
effectively manage any future growth. We cannot assure you that we will be able to do so in an efficient or timely 
manner, or at all. In particular, any failure to successfully implement systems enhancements and improvements will 
likely negatively impact our ability to manage our expected growth, ensure uninterrupted operation of key business 
systems and comply with the rules and regulations that are applicable to public companies. If we fail to manage our 
growth effectively, our costs and expenses may increase more than we expect them to, which in turn could harm our 
business, financial condition and results of operations.

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RISK FACTORS

If our vertical strategy is unsuccessful, we may not be able to grow our business at historical rates we experienced.

We have developed an industry vertical business strategy and we plan to continue to devote significant resources and 
time in pursuit of this strategy. Under our industry vertical strategy, our sales force, product development, and service 
teams are increasingly focused on specific business sectors. We cannot assure you that our industry vertical approach 
will resonate with our existing and prospective clients or that we will target the right industries or implement our strategy 
in a timely and effective manner. If our vertical strategy is unsuccessful, our business may not grow at the rate that we 
anticipate, which could have a material adverse effect on our financial condition and results of operations.

We have rapidly grown our direct sales force historically and we currently expect to rely on this sales force to promote 
our industry vertical strategy and sell our solutions. Competition for skilled sales personnel is intense, and we cannot 
assure you that we will be successful in attracting, training and retaining qualified sales personnel, or that our newly 
hired  sales  personnel  will  function  effectively,  either  individually  or  as  a  group.  In  addition,  our  newly  hired  sales 
personnel are typically not productive for some period of time following their hiring. This results in increased near-term 
costs to us relative to the sales contributions of these newly hired sales personnel. If we are unable to effectively train 
our sales force and benefit from greater productivity of our sales representatives, or if our sales force is otherwise 
unable to sell our solutions as we anticipate, our revenues likely will not increase at the rate that we anticipate, which 
could have a material adverse effect on our business, financial condition and results of operations.

We are subject to legal proceedings that may result in adverse outcomes.

We are subject to claims, suits, government investigations, and proceedings arising from the ordinary course of our 
business. Refer to Note 13 in Part II, Item 8 of this Form 10-K for additional information about the legal proceedings 
we are currently involved in and future proceedings that we may face. Current and future legal proceedings may result 
in substantial costs and may divert management’s attention and resources, which may seriously harm our business, 
results of operations, financial condition and liquidity.

Changes in our income tax positions or adverse outcomes resulting from on-going or future tax audits, which could 
harm our business, operating results, financial condition and prospects.

Significant judgments and estimates are required in determining our provision for income taxes and other tax liabilities. 
Our provision for income taxes, results of operations and cash flows may be impacted if any of our tax positions are 
challenged and successfully disputed by the tax authorities. In determining the adequacy of our tax provision, we 
assess the likelihood of adverse outcomes that could result if our tax positions were challenged by the IRS and other 
tax authorities. The tax authorities in the U.S. regularly examine our income and other tax returns. Refer to Note 12 in 
Part II, Item 8 of this Form 10-K  for additional  details  regarding  our  on-going  tax  examinations  and  disputes. The 
ultimate outcome of tax examinations and disputes cannot be predicted with certainty. Should the IRS or other tax 
authorities assess additional taxes as a result of these or other examinations, we may be required to record charges 
to operations that could have a material impact on our results of operations, financial position or cash flows.

Adverse changes in our relationships with key vendors, particularly our employee benefit and workers' compensation 
insurance carriers, could harm our business.

Our success depends in part on our ability to establish and maintain arrangements and relationships with the key 
vendors that supply us with essential components of our services, particularly including the insurance carriers that 
provide health and workers' compensation insurance coverage for our WSEs. Failure by these service providers, for 
any reason, to deliver their services in a timely or cost effective manner could result in material interruptions to our 
operations, impact client relations, and result in significant penalties or other liabilities to us. If any of these vendors 
decide to terminate their relationship with us, particularly our employee benefit carriers, we may have difficulty obtaining 
replacement services at reasonable rates or on a timely basis, if at all. The loss of any one or more of our key vendors, 
or our inability to partner with certain vendors that are better-known or more desirable to our clients or potential clients, 
could have a material adverse effect on our financial condition and results of operations. 

For example, if we are unable to maintain and offer competitive health and/or workers' compensation insurance rates 
to our clients through well-known insurance carriers, it could affect our ability to attract and retain clients, which would 
have a material adverse effect on our business. Where we offer our clients and their WSEs group health insurance 
policies with respect to which our carriers set the premiums and for which we are not responsible for any deductible, 
the rates set by our carriers on such policies may not be competitive. Further, for policies with respect to which we 
agree to reimburse our carriers for any claims that they pay within an agreed-upon deductible layer, we may not be 
able to control costs through the deductible layer in a way that would make our rates competitive. In addition, broad 

18

RISK FACTORS

adoption of our services in certain geographies or industries may make it more difficult for us to obtain competitive 
health and/or workers' compensation insurance rates due to concentration of clients within a particular geography or 
industry.

We are subject to client attrition.

We regularly experience client attrition due to a variety of factors, including cost, client merger and acquisition activity, 
increases in administrative fees and insurance costs, client business failure, effects of competition and clients deciding 
to bring their HR administration in-house.  Our standard client service agreement can be cancelled by us or by the 
client without penalty with 30 days’ prior written notice. Clients who intend to cease doing business with us often elect 
to do so effective as of the beginning of a calendar year.  As a result, we have historically experienced our largest 
concentration of client attrition in the first quarter of each year. In addition, we experience higher levels of client attrition 
in connection with renewals of the health insurance we provide for WSEs in the event that such renewals result in 
increased premiums that we pass on to our clients. If we were to experience client attrition in excess of our historic 
annual attrition rate, it could have a material adverse effect on our business, financial condition and results of operations.

The terms of our credit facility may restrict our current and future operations, which would impair our ability to respond 
to changes in our business and to manage our business.

Our credit facility contains, and any future indebtedness of ours would likely contain, a number of restrictive covenants 
that impose significant operating and financial restrictions on us subject to customary exceptions, including restricting 
our ability to:

• 

• 

• 

incur, assume or guarantee additional debt,

pay dividends or distributions or redeem or repurchase capital stock,

incur or assume liens,

•  make loans, investments and acquisitions,

• 

• 

• 

• 

• 

• 

• 

• 

engage in sales of assets and subsidiary stock,

enter into sale-leaseback transactions,

enter into certain transactions with affiliates,

enter into certain hedging agreements,

enter into new lines of business,

prepay certain indebtedness,

transfer all or substantially all of our assets or enter into merger or consolidation transactions with another person, 
and

enter into agreements that prohibit the incurrence of liens or the payment by our subsidiaries of dividends and 
distributions.

Our failure to comply with these restrictions and the other terms and conditions under our credit facility could result in 
a default, which in turn could result in the termination of the lenders’ commitments to extend further credit to us under 
our credit facility and acceleration of a substantial portion of our indebtedness then outstanding under our credit facility. 
If that were to happen, we may not be able to repay all of the amounts that would become due under our indebtedness 
or refinance our debt, which could materially harm our business and force us to seek bankruptcy protection. 

Atairos, our largest stockholder, may have significant influence over our Company, and the existing ownership of capital 
stock, and thus the voting control, remains concentrated in our executive officers, directors and their affiliates, which 
limits your ability to influence corporate matters.

On February 1, 2017, an entity affiliated with Atairos Group, Inc. (together with its affiliates, “Atairos”) became our 
largest  stockholder  when  it  acquired  the  shares  of  TriNet  common  stock  previously  held  by General Atlantic.  In 
connection with this transaction, we appointed Michael J. Angelakis, the Chairman and CEO of Atairos, to our board 

19

RISK FACTORS

of  directors  and  agreed  to  nominate  Mr. Angelakis  or  another  designee  of Atairos  reasonably  acceptable  to  our 
Nominating  and  Corporate  Governance  Committee  for  election  at  future  annual  meetings  until Atairos’  beneficial 
ownership falls below 15% of our common stock.  As of February 1, 2017, Atairos beneficially owned approximately 
28.5% of our outstanding common stock, and all of our directors, officers and their affiliates, including Atairos, beneficially 
own, in the aggregate, approximately 41.1% of our outstanding common stock. As a result, of the foregoing, Atairos, 
particularly when acting with our executive officers, directors and their affiliates who beneficially owned in the aggregate, 
approximately 41.1% of our outstanding common stock, will be able to exert substantial influence on all matters requiring 
stockholder approval, including the election of directors and approval of significant corporate transactions, such as a 
merger  or  other  sale  of  our  company  or  its  assets. This  concentration  of  ownership  could  limit  the  ability  of  other 
stockholders to influence corporate matters and may have the effect of delaying or preventing a third party from acquiring 
control over us.

Anti-takeover provisions in our charter documents and under Delaware law could make an acquisition of our company 
more difficult, limit attempts by our stockholders to replace or remove our current management and limit the market 
price of our common stock.

Provisions in our certificate of incorporation and bylaws may have the effect of delaying or preventing a change of 
control or changes in our management. Our amended and restated certificate of incorporation and bylaws include 
provisions that:

• 

• 

• 

• 

• 

• 

• 

• 

• 

establish a classified board of directors so that not all members of our board of directors are elected at one time;

permit our board of directors to establish the number of directors,

provide that directors may only be removed “for cause”,

require super-majority voting to amend some provisions in our certificate of incorporation and bylaws,

authorize  the  issuance  of  “blank  check”  preferred  stock  that  our  board  of  directors  could  use  to  implement  a 
stockholder rights plan,

eliminate the ability of our stockholders to call special meetings of stockholders,

prohibit stockholder action by written consent, which requires all stockholder actions to be taken at a meeting of 
our stockholders,

provide that our board of directors is expressly authorized to make, alter or repeal our bylaws, and

establish advance notice requirements for nominations for election to our board of directors or for proposing matters 
that can be acted upon by stockholders at annual stockholder meetings.

These  provisions  may  frustrate  or  prevent  any  attempts  by  our  stockholders  to  replace  or  remove  our  current 
management by making it more difficult for our stockholders to replace members of our board of directors, which is 
responsible for appointing the members of our management. In addition, because we are incorporated in Delaware, 
we are governed by the provisions of Section 203 of the Delaware General Corporation Law, which generally prohibits 
a Delaware corporation from engaging in any of a broad range of business combinations with any holder of at least 
15%  of  our  capital  stock  for  a  period  of  three  years  following  the  date  on  which  the  stockholder  became  a  15% 
stockholder.

Most of our clients are concentrated in certain geographies and a relatively small number of industries, making us 
vulnerable to downturns in those geographies and industries.

Most of our clients are concentrated in certain geographies and operate in a relatively small number of industries, 
including  the  technology,  life  sciences,  not-for-profit,  professional  services,  financial  services,  real  estate,  retail, 
manufacturing, and hospitality industries.  As a result, if any of those geographic regions or specific industries suffers 
a downturn, the portion of our business attributable to clients in that region or industry could be adversely affected, 
which could have a material adverse effect on our financial condition or results of operations.

20

RISK FACTORS

Our industry is highly competitive, which may limit our ability to maintain or increase our market share or improve our 
results of operations.

We face significant competition on a national and regional level from a number of companies purporting to deliver a 
range of bundled services that are generally similar to the services we provide, including large professional employer 
organizations such as the TotalSource business unit of Automatic Data Processing, Inc. and Insperity, Inc., as well as 
specialized and small professional employer organization service providers. If and to the extent that we and other 
companies providing these services are successful, we anticipate that future competitors will enter this industry. Some 
of our current, and any future, competitors have or may have greater marketing and financial resources than we have, 
and may be better positioned than we are in certain markets. Increased competition in our industry could result in price 
reductions or loss of market share, any of which could harm our business. We expect that we will continue to experience 
competitive pricing pressure. If we cannot compete effectively, our market share, business, results of operations and 
financial condition may suffer.

In addition to competition from other professional employer organizations, we also face significant competition in the 
form of companies serving their HR needs in both traditional and non-traditional manners. These forms of competition 
include:

•  HR and information systems departments and personnel of companies that perform their own administration of 

employee benefits, payroll and HR,

• 

• 

providers of certain endpoint HR services, including payroll, employee benefits and business process outsourcers 
with high-volume transaction and administrative capabilities, such as Automatic Data Processing, Inc., Paychex, 
Inc. and other third-party administrators,

employee  benefit  exchanges  that  provide  benefits  administration  services  over  the  Internet  to  companies  that 
otherwise maintain their own employee benefit plans; and

• 

insurance brokers who allow third party HR systems to integrate with their platform.

We believe that our services are attractive to many SMBs in part because of our ability to provide access to TriNet-
sponsored workers' compensation, health care and other benefits programs to them on a cost-effective basis. We 
compete with insurance brokers and other providers of this coverage in this regard, and our offerings must be priced 
competitively with those provided by these competitors in order for us to attract and retain our clients.

We may not be successful in convincing potential clients that the use of our services is a superior, cost-effective means 
of satisfying their HR obligations relative to the way in which they currently satisfy these obligations.

If we cannot compete effectively against other professional employer organizations or against the alternative means 
by  which  companies  meet  their  HR  obligations,  or  if  we  are  unable  to  convince  clients  or  potential  clients  of  the 
advantages of our offerings, our market share and business may suffer, resulting in a material, adverse effect on our 
financial condition and results of operations.

Our stock price may be volatile or may decline regardless of our operating performance, resulting in substantial losses 
for our stockholders.

The market price of our common stock has been, and is likely to continue to be, volatile for the foreseeable future. 
Since shares of our common stock were sold in our initial public offering in March 2014 at a price of $16.00 per share, 
the daily closing price of our common stock in 2016 ranged from $11.10 to $26.64 per share through December 31, 
2016. The market price of our common stock may fluctuate significantly in response to numerous factors, many of 
which  are  beyond  our  control,  including  the  factors  listed  below  and  other  factors  described  in  this  “Risk  Factors” 
section:

• 

• 

• 

actual or anticipated fluctuations in our results of operations,

any financial projections we provide to the public, any changes in these projections or our failure to meet these 
projections,

failure of securities analysts to initiate or maintain coverage of our company, changes in financial estimates by any 
securities analysts who follow our company, or our failure to meet these estimates or the expectations of investors,

21

RISK FACTORS

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

ratings changes by any securities analysts who follow our company,

announcements  by  us  or  our  competitors  of  significant  innovations,  acquisitions,  strategic  partnerships,  joint 
ventures or capital commitments,

changes in operating performance and stock market valuations of other business services companies generally, 
or those in our industry in particular,

price and volume fluctuations in the overall stock market, including as a result of trends in the economy as a whole,

changes in our board of directors or management,

sales  of  large  blocks  of  our  common  stock,  including  sales  by  our  executive  officers,  directors  and  significant 
stockholders,

lawsuits threatened or filed against us,

short sales, hedging and other derivative transactions involving our capital stock,

general economic conditions in the United States and abroad, and

other events or factors, including those resulting from war, incidents of terrorism or responses to these events.

In addition, stock markets have experienced extreme price and volume fluctuations that have affected and continue 
to affect the market prices of equity securities of many business services companies. Stock prices of many business 
services companies have fluctuated in a manner unrelated or disproportionate to the operating performance of those 
companies. In the past, stockholders have instituted securities class action litigation following periods of market volatility. 
Securities litigation could subject us to substantial costs, divert resources and the attention of management from our 
business and adversely affect our business, results of operations and financial condition.

Item 1B. Unresolved Staff Comments 

None.

22

PROPERTIES

Item 2. Properties 

We lease space for 53 offices in various states in the U.S., including the following:

Corporate:
• San Leandro, California

Technology Center:
• Austin, Texas

Client Service Centers:
• Pleasanton, California

• Bradenton, Florida

• Reno, Nevada

• Fort Mill, South Carolina

All of these leases expire at various times up through 2024. We believe that our leases are sufficient for our current 
purposes and long term growth and expansion goals. 

Item 3. Legal Proceedings 

For the information required in this section, refer to Note 13 in Part II, Item 8 of this Form 10-K.

Item 4. Mine Safety Disclosures 

Not applicable.

23

STOCK ACTIVITIES

PART II 

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer 
Purchases of Equity Securities 

Market Information and Holders of Record

Our common stock has been listed on the New York Stock Exchange under the symbol “TNET” since March 2014. The 
following table sets forth for the periods indicated the high and low sale prices per share of our common stock as reported 
on the New York Stock Exchange:

First Quarter

Second Quarter

Third Quarter

Fourth Quarter

Year 2016

Year 2015

High

Low

High

Low

$

$

$

$

18.78 $

20.86 $

22.65 $

26.32 $

12.28 $

14.57 $

20.53 $

17.80 $

37.88 $

37.27 $

26.88 $

20.05 $

30.04

25.23

16.33

16.79

On February 23, 2017, the last reported sales price of our common stock on the New York Stock Exchange was $26.35
per share. As of February 23, 2017, we had 42 holders of record of our common stock per Computershare Trust Company 
N.A., our transfer agent. The actual number of stockholders is greater than this number of record holders, and includes 
stockholders who are beneficial owners, but whose shares are held in street name by brokers and other nominees. This 
number of holders of record also does not include stockholders whose shares may be held in trust by other entities.

Dividend Policy

We have not declared or paid cash dividends in 2016 or 2015. Payment of cash dividends, if any, in the future will be 
at the discretion of our board of directors and will depend on then-existing conditions, including our financial condition, 
operating results, contractual restrictions under our credit facility (refer to Note 8 in Item 8 of this Form 10-K), capital 
requirements, business prospects and other factors our board of directors may deem relevant.

24

STOCK ACTIVITIES

Performance Graph

The following graph compares the cumulative return on our common stock since the initial public offering in March 
2014 with the cumulative return on the S&P 500 Index and a Peer Group Index.

COMPARISON OF 33 MONTH CUMULATIVE TOTAL RETURN

Among TriNet Group, Inc., the S&P 500 Index, and a Peer Group*

* The Peer Group Index consists of the following companies:

Automatic Data Processing, Inc.

Insperity, Inc.

Barrett Business Services, Inc.

Intuit, Inc.

Paychex, Inc.

Heartland Payment Systems Inc. historically was included in the Peer Group Index. It is excluded from the graph above 
because it was acquired in April 2016 and ceased to be an SEC registrant.

25

STOCK ACTIVITIES

Issuer Purchases of Equity Securities

The following table provides information about our purchases of TriNet common stock during the fourth quarter of 
2016: 

Period

October 1 - October 31, 2016

November 1 - November 30, 2016

December 1 - December 31, 2016

Total

Total Number of
Shares Purchased

Average Price
Paid Per Share

Total Number of
Shares Purchased 
as Part of Publicly
Announced Plans

Approximate Dollar 
Value
of Shares that May 
Yet Be Purchased
Under the Plans

850,935 $

59,621 $

419,852 $

1,330,408

20.47

22.20

25.14

849,790 $

20,483,156

— $

70,483,156

414,675 $

60,024,244

1,264,465

In 2016, our board of directors approved a $100 million incremental increase to our ongoing stock repurchase program 
with no expiration date. We repurchased a total of approximately $71.6 million of our outstanding common stock in 
2016. As of December 31, 2016, approximately $60.0 million remained available from previous authorizations approved 
by the board of directors. Stock repurchases under the program are primarily intended to offset the dilutive effect of 
share-based  employee  incentive  compensation.  In  2016,  we  repurchased  shares  using  a  Rule  10b5-1  plan.  The 
purchases were funded from existing cash and cash equivalents balances. 

Our stock repurchases and dividends are subject to certain restrictions under the terms of our credit facility. For more 
information about our stock repurchases and dividends, refer to Note 8 and Note 9 in Item 8 of this Form 10-K. 

26

SELECTED FINANCIAL DATA

Item 6. Selected Financial Data

The following selected consolidated financial and other data should be read in conjunction with Item 7. Management’s 
Discussion and Analysis of Financial Condition and Results of Operations as well as our audited consolidated financial 
statements and related notes included in Item 8 of this Form 10-K. 

(in thousands, except per share data)

Income Statement Data:

Total revenues

Operating income

Net income

Diluted net income per share of common stock
Non-GAAP measures (1):

Net Service Revenues (1)
Net Insurance Service Revenues (1)
Adjusted EBITDA (1)
Adjusted Net income (1)

Balance Sheet Data:

Cash and cash equivalents

Working capital

Total assets

Total liabilities

Convertible preferred stock

Total stockholders’ equity (deficit)

Cash Flow Data:

Year Ended December 31,

2016

2015

2014

2013

2012

$ 3,060,313 $ 2,659,288 $ 2,193,531 $ 1,644,275 $ 1,019,061

123,958

61,406

0.85

646,561

199,806

186,554

86,694

78,317

31,695

0.44

546,912

145,625

151,340

70,720

86,791

15,497

0.22

507,216

165,142

165,319

74,392

66,337

13,147

0.24

417,690

145,318

136,027

57,456

$

184,004 $

166,178 $

134,341 $

94,356 $

156,771

112,428

121,290

81,528

2,095,143

2,092,449

2,340,580

1,434,738

61,828

31,832

0.63

269,036

120,803

95,362

47,431

63,749

61,340

887,727

301,334

830,407

122,878

2,060,553

2,084,368

2,366,339

1,705,100

—

34,590

—

8,081

—

122,878

(25,759)

(393,240)

(65,558)

Notes and capital leases payable

459,054

493,935

545,150

818,877

Net cash provided by operating activities

$

144,532 $

130,599 $

151,899 $

100,721 $

80,542

Net cash used in investing activities

Net cash provided by (used in) financing activities

(27,122)

(99,371)

(37,689)

(60,752)

(45,427)

(212,438)

(262,608)

(66,372)

142,377

214,190

(1) 

Refer to Non-GAAP Financial Measures section below for definition and reconciliation from GAAP measures.

27

SELECTED FINANCIAL DATA

Significant Transactions Affecting Comparability Between Periods

Business Acquisitions

Equity and Debt Activities

2014

None

• In March, we completed our initial public offering (IPO) by issuing 
15,000,000 shares of common stock and received $216.8 million net 
proceeds.       

• As a result of the IPO, all our preferred shares were converted into 
common stock.

• With the IPO proceeds, the outstanding second lien term loan of $190.0 
million was fully paid off. 

2013

•  We  acquired  Ambrose  for  a  total  of 
$195.0 million. 

• The board of directors declared and paid total special dividends of $357.7 
million. 

• In August, the outstanding credit facility was amended and restated with:
- A $750.0 million first lien credit facility including a $175.0 million three-
year term loan (B-1 term loan), a $455.0 million seven-year term loan (B-2 
term loan) and a $75.0 million revolving facility, and 
- A $190.0 million second lien seven-year-six-month term loan. 

2012

• We acquired SOI, Accord, and App7, 
Inc.  (ExpenseCloud),  for  a  total  of 
$220.0 million.

• The board of directors declared and paid total special dividends of $75.0 
million.

• In March, we entered into a credit facility with a $140.0 million five-year term 
loan and a $35.0 million five-year revolving facility.

• In October, our then outstanding credit facility was amended and restated 
with a $150.0 million five-year term loan, a $150.0 million six-year term loan 
and a $50.0 million revolving facility.

Non-GAAP Financial Measures

In  addition  to  the  selected  financial  measures  presented  in  accordance  with  U.S.  Generally Accepted Accounting 
Principles (GAAP), we monitor other non-GAAP financial measures to manage our business, make planning decisions, 
allocate resources and as performance measures in our executive compensation plan. These key financial measures 
provide an additional view of our operational performance over the long term and provide useful information in order 
to maintain and grow our business.

The  presentation  of  the  non-GAAP  financial  measures  is  to  enhance  the  understanding  of  certain  aspects  of  our 
financial  performance.  It  is  not  meant  to  be  considered  in  isolation,  superior  to,  or  as  a  substitute  for  the  directly 
comparable financial measures prepared in accordance with GAAP.

28

SELECTED FINANCIAL DATA

Non-GAAP Measure

Net Service Revenues

Definition
•  Sum  of  professional  service  revenues  and 
Net  Insurance  Service  Revenues,  or  total 
revenues less insurance costs.

Net Insurance Service Revenues

• Insurance revenues less insurance costs.

Adjusted EBITDA

• Net income, excluding the effects of: 

- income tax provision, 
- interest expense, 
- depreciation, 
- amortization of intangible assets, 
- stock-based compensation expense and, 
- in 2014, secondary offering costs related 
to  offering  of  shares 
from  existing 
stockholders. 

Adjusted Net Income

• Net income, excluding the effects of: 

- effective income tax rate (1), 
- stock-based compensation, 
- amortization of intangible assets, 
- non-cash interest expense (2), 
- debt prepayment premium, 
- in 2014, secondary offering costs related 
to  offering  of  shares 
from  existing 
stockholders, and
- the income tax effect (at our effective tax 
rate (1)) of these pre-tax adjustments. 

How We Use The Measure
• Provides a comparable basis of revenues on 
a  net  basis.  Professional  service  revenues 
are  represented  net  of  client  payroll  costs 
whereas  insurance  service  revenues  are 
presented  gross  of  insurance  costs  for 
financial reporting purposes.

• Acts  as  the  basis  to  allocate  resources  to 
different 
the 
effectiveness  of  our  business  strategies  by 
each business function, and 

functions  and  evaluates 

• Provides a measure, among others, used in 
the determination of incentive compensation 
for management.

•  Is  a  component  of  Net  Service  Revenues, 
and 

• Provides a comparable basis of revenues on 
a  net  basis.  Professional  service  revenues 
are  represented  net  of  client  payroll  costs 
whereas  insurance  service  revenues  are 
presented  gross  of  insurance  costs  for 
financial  reporting  purposes.    Promotes  an 
understanding  of  our  insurance  services 
business  by  evaluating  insurance  service 
revenues net of our WSE related costs which 
are substantially pass-through for the benefit 
of  our  WSEs.    Under  GAAP,  insurance 
service  revenues  and  costs  are  recorded 
gross as we have latitude in establishing the 
price, service and supplier specifications.

• Provides period-to-period comparisons on a 
consistent basis and an understanding as to 
how  our  management  evaluates 
the 
effectiveness  of  our  business  strategies  by 
excluding certain non-cash charges such as 
depreciation  and  amortization  that  have 
fluctuated  significantly  over  the  past  five 
years,  and  stock-based  compensation 
recognized  based  on  the  estimated  fair 
values.    We  believe  these  charges  are  not 
directly resulting from our core operations or 
indicative of our ongoing operations. 

• Enhances comparisons to prior periods and, 
accordingly,  facilitates  the  development  of 
future  projections  and  earnings  growth 
prospects, and 

• Provides a measure, among others, used in 
the determination of incentive compensation 
for management.

• Provides information to our stockholders and 
board  of  directors  to  understand  how  our 
management  evaluates  our  business,  to 
monitor and evaluate our operating results, 
and  analyze  profitability  of  our  ongoing 
operations and trends on a consistent basis 
by  excluding  certain  non-cash  charges  as 
described  above,  debt  payment  premiums 
and our secondary offering costs as these are 
not directly resulting from our core operations 
or indicative of our ongoing operations.

(1)  

For purposes of our non-GAAP financial presentation, as a result of a 2015 increase in New York City tax rates and an increase in blended 
state rates, we have adjusted the non-GAAP effective tax rate to 42.5% for 2016, from 41.5% for 2015 and 39.5% for 2014. These non-
GAAP effective tax rates exclude income tax on non-deductible stock-based compensation and discrete items including the cumulative 
effect of state legislative changes.

(2) 

Non-cash interest expense represents amortization and write-off of our debt issuance costs. 

29

SELECTED FINANCIAL DATA

Reconciliation of GAAP to Non-GAAP Measures

The table below presents a reconciliation of total revenues to Net Service Revenues: 

(in thousands)

Total revenues

Less: Insurance costs

Net Service Revenues

Year Ended December 31,

2016

2015

2014

2013

2012

$ 3,060,313 $ 2,659,288 $ 2,193,531 $ 1,644,275 $ 1,019,061

2,413,752

2,112,376

1,686,315

1,226,585

750,025

$

646,561 $

546,912 $

507,216 $

417,690 $

269,036

The table below presents a reconciliation of insurance service revenues to Net Insurance Service Revenues:

(in thousands)

Insurance service revenues

Less: Insurance costs

Year Ended December 31,

2016

2015

2014

2013

2012

$ 2,613,558 $ 2,258,001 $ 1,851,457 $ 1,371,903 $

870,828

2,413,752

2,112,376

1,686,315

1,226,585

750,025

Net Insurance Service Revenues

$

199,806 $

145,625 $

165,142 $

145,318 $

120,803

The table below presents a reconciliation of net income to Adjusted EBITDA: 

(in thousands)

Net income

Provision for income taxes

Stock-based compensation

Interest expense and bank fees

Depreciation

Amortization of intangible assets

Secondary offering costs

Adjusted EBITDA

Year Ended December 31,

2016

2015

2014

2013

2012

$

61,406 $

31,695 $

15,497 $

13,147 $

43,046

26,497

20,257

19,351

15,997

—

28,315

17,923

19,449

14,612

39,346

—

17,579

10,960

54,193

13,843

52,302

945

7,937

6,113

45,724

11,737

51,369

—

31,832

20,344

4,360

9,709

11,676

17,441

—

$

186,554 $

151,340 $

165,319 $

136,027 $

95,362

The table below presents a reconciliation of net income to Adjusted Net Income: 

(in thousands)

Net income

Effective income tax rate adjustment

Stock-based compensation

Amortization of intangible assets

Non-cash interest expense

Debt prepayment premium

Secondary offering costs

Year Ended December 31,

2016

2015

2014

2013

2012

$

61,406 $

31,695 $

15,497 $

13,147 $

31,832

(1,346)

26,497

15,997

3,827

—

—

3,411

17,923

39,346

3,610

—

—

4,514

10,960

52,302

21,880

3,800

945

—

6,113

51,369

13,577

—

—

—

4,360

17,441

3,768

—

—

Income tax impact of pre-tax adjustments

(19,687)

(25,265)

(35,506)

(26,750)

(9,970)

Adjusted Net Income

$

86,694 $

70,720 $

74,392 $

57,456 $

47,431

30

MANAGEMENT'S DISCUSSION AND ANALYSIS

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of 
Operations

Executive Overview 

We are a leading provider of comprehensive HR solutions for SMBs under a co-employment, or PEO model. We offer 
a comprehensive HR solution to our clients using cloud based software systems, enabled with our HR professionals 
and expertise in combination with competitive benefit offerings, insurance coverage and risk mitigation services. In 
2016 we:

• 

• 

• 

• 

• 

served over 13,900 clients, co-employed approximately 338,000 WSEs and we increased our Total WSEs 4% 
over 2015,

processed over $34 billion in payroll and payroll tax payments for our clients in 2016 with an increase of 12% over 
2015,

reorganized  our  sales  force  by  adding  national  vertical  sales  leaders  and  focused  our  marketing  and  product 
development efforts on an industry vertical basis,

launched three vertical products - TriNet Technology, TriNet Nonprofit and TriNet Financial Services, and 

completed the consolidation of the Accord and Ambrose legacy platforms through the migration of our clients to 
the TriNet platform and retirement of these legacy software platforms.

Our financial highlights for the 2016 year include:

•  Total revenues increased 15% to $3.1 billion, while Net Service Revenues increased 18% to $646.6 million,

•  Operating Income increased 58% to $124.0 million,

•  Net income increased 94% to $61.4 million, or $0.85 per diluted share, while Adjusted Net Income increased 23%

to $86.7 million,

•  Adjusted EBITDA increased 23% to $186.6 million, and

•  Cash provided by operating activities increased 11% to $144.5 million.

Our Vertical Approach

Our vertical approach enables us to provide better HR solutions and services tailored to the specific needs of clients 
in these verticals. In addition to sales and marketing, our client services and product development teams are increasingly 
focused on specific industry verticals. We believe this vertical approach is an important competitive differentiator for 
TriNet. 

We sell our services primarily through our direct sales organization, which consists of sales representatives who focus 
on serving clients in specific industry vertical markets. Our sales representatives are supported by marketing, inside 
sales, lead generation and lead incubation efforts as well as referral networks. 

Historically, year over year comparison of our Total Sales Representatives has served as an indicator of our success 
in growing our business. During 2016, the vertical sales leaders consciously slowed down hiring while they assessed, 
recalibrated, and realigned their sales teams. Going forward, we expect to grow the salesforce strategically within the 
assigned vertical markets. While having a productive direct sales force is important to the success of our business, 
we no longer rely on the absolute number of sales representatives by itself as an indicator of the growth of our revenues 
or our business overall.

31

MANAGEMENT'S DISCUSSION AND ANALYSIS

Our Technology

We made significant investments in our proprietary, cloud-based HR systems, including implementing client information 
and management software to provide our clients with enhanced features and functionality. In addition, we invested in 
a common technology platform as it is an important enabler of our products. It allows us to offer industry–specific 
solutions in a scalable manner while delivering frequent enhancements that benefit all clients. In 2016, we completed 
the consolidation and retirement of two of our three legacy platforms that we acquired (Accord and Ambrose). We plan 
to consolidate our remaining legacy acquired platform (SOI) onto our TriNet platform in 2017. 

For 2016, our systems development and programming costs were $31.4 million, representing 1% of our total revenues 
and 5% of our Net Service Revenues. Combined with our technology related capital expenditures, our total technology 
investment was $62.1 million, representing 2% of our total revenues and 10% of our Net Service Revenues. 

We plan to continue to invest to upgrade and improve technology offerings, including enhancements of our online 
interface and mobile applications to provide better client and individual WSE experience. 

Insurance

We  have  added  senior  insurance  management  and  in-house  actuarial  capabilities  to  allow  us  to  improve  our  risk 
monitoring  and  management  of our  insurance  pricing  with  the  expectation  that  we  can  continue  to  provide  a  cost 
effective and competitive solution to clients that is priced to the risk incurred. In 2015, we started an effort to reprice 
our insurance service offerings to our clients. With this substantially complete, total revenues increased 15% to $3.1 
billion and Net Insurance Service Revenue increased 37% to $199.8 million in 2016.

Our People

As we grow, we continue to invest in our employees and their capabilities.  In 2016, for example, we increased our in-
house Risk Management expertise, most notably through investing in our actuarial pricing and claims management 
employees  as  well  as  in  our  internal  financial  control  functions.  We  also  continued  to  invest  in  growing  our  sales 
functions, hiring and retaining sales reps with industry experience, which resulted in a direct sales organization of over 
450 direct sales representatives. From 2015 to 2016, we incurred additional salary and salary related costs of $51 
million. 

We will continue to search, select and hire people to serve our current clients and find new clients as our business 
grows and add to our skills and capabilities in order to provide innovative HR solutions for our clients. 

We expect our employee-related expenses will continue to grow in absolute dollar amounts in the foreseeable future 
as we continue to drive our growth through vertical product delivery and platform integrations, while also working to 
improve our systems and processes and gain efficiencies. 

32

MANAGEMENT'S DISCUSSION AND ANALYSIS

Results of Operations

The following table summarizes our results of operations for the three years ended December 31, 2016. For details of 
the critical accounting judgments and estimates that could affect the Results of Operations, see the Critical Accounting 
Judgments and Estimates section within Management's Discussion and Analysis (MD&A).

(in thousands, except operating metrics data)

2016

2015

2014

2016 vs.
2015

2015 vs.
2014

Year Ended December 31,

% Change

$

446,755 $

401,287 $

342,074

11%

17%

Consolidated Statements of Income:
Professional service revenues

Insurance service revenues

Total revenues

Insurance costs

Cost of providing services (exclusive of depreciation and

amortization of intangible assets)

Sales and marketing

General and administrative

Systems development and programming

Amortization of intangible assets

Depreciation

Total costs and operating expenses

Operating income

Other income (expense):

2,613,558

2,258,001

1,851,457

3,060,313

2,659,288

2,193,531

2,413,752

2,112,376

1,686,315

190,444

173,714

91,659

31,438

15,997

19,351

150,694

166,759

69,626

27,558

39,346

14,612

134,256

139,997

53,926

26,101

52,302

13,843

2,936,355

2,580,971

2,106,740

123,958

78,317

86,791

Interest expense and bank fees

(20,257)

(19,449)

(54,193)

Other, net

Income before provision for income taxes

Income tax expenses

Net income

751

104,452

43,046

1,142

60,010

28,315

$

61,406 $

31,695 $

478

33,076

17,579

15,497

16

15

14

26
4

32

14

(59)

32

14

58

4

(34)

74

52

22

21

25

12
19

29

6

(25)

6

23

(10)

(64)

139

81

61

94%

105%

Non-GAAP measures (1):
Net Service Revenues (1)
Net Insurance Service Revenues (1)
Adjusted EBITDA (1)
Adjusted Net income (1)

$

646,561 $

546,912 $

507,216

199,806

186,554

86,694

145,625

151,340

70,720

165,142

165,319

74,392

18%

37

23

23

Operating Metrics:

Total WSEs payroll and payroll taxes processed (in
billions)

Total WSEs

Average WSEs

$

34.3 $

30.6 $

25.6

12%

337,885

326,850

324,399

303,917

288,312

261,431

4

8

(1) 

Refer to Non-GAAP measures definitions and reconciliations from GAAP measures in Item 6. Selected Financial Data.

8%

(12)

(8)

(5)

20%
13

16

33

 
MANAGEMENT'S DISCUSSION AND ANALYSIS

Revenues and Income

2016 - 2015 Commentary

Total revenues were $3.1 billion, a 15% increase from 2015:

•  Professional service revenues were $446.8 million an increase of 11% over 2015 as a result of an Average WSEs 

growth of 8% with the remainder due to price increases. 

• 

Insurance service revenues grew 16% over 2015 to $2.6 billion. Service price increases in combination with the 
8% growth in Average WSEs accounted for the year over year growth. 

Net Service Revenues was $646.6 million representing an 18% increase from 2015. Net Insurance Service revenues 
represented 31% of Net Service Revenues and grew 37% over 2015 with Insurance Service revenues per Average 
WSE increasing by 8% but Insurance Costs per Average WSE increasing by only 6%. 

Operating Income was $124.0 million and 58% better than 2015, primarily due to improvement in our service revenues, 
especially our insurance services business as noted above, partially offset by a 12% increase in operating expenses 
used to support our growth as detailed below.

Net Income increased 94% to $61.4 million, or $0.85 per diluted share. 

Adjusted Net Income increased $16.0 million, a 23% increase from 2015, primarily due to increased operating income 
as described above, offset by higher income tax expenses.

2015 - 2014 Commentary

Total revenues in 2015 were $2.7 billion, a 21% increase from 2014: 

•  Professional  service  revenues  was  $401.3  million  an  increase  of  17%  over  2014.  The  increase  was  mainly 
attributable to our 16% growth in Average WSEs and an increase in WSEs from verticals with higher average 
revenue per WSE. 

• 

Insurance revenues grew 22% over 2014 to $2.3 billion. The increase was primarily due to our WSEs growth and 
an increase of 5% in average insurance service revenues per WSE.

Net Service Revenues was $546.9 million, an 8% increase from 2014. This was the result of a 17% growth in professional 
service revenues, partially offset by a 12% decrease in Net Insurance Service Revenues which represented 27% of 
the total. In 2015, we recorded an increase of 25% in insurance costs primarily related to medical claims which exceeded 
our 16% growth in Average WSEs and 22% increase in Insurance Service Revenues overall. 

Operating Income was $78.3 million, 10% decrease from 2014, primarily due to 23% increase in total cost and operating 
expenses compared to growth of only 21% in total revenues as described above.

Net Income increased 105% to $31.7 million, or $0.44 per diluted share, primarily due to reduction of $34.7 million 
in interest expense and bank fees, partially offset by decrease in operating income as described above.

34

 
 
 
 
 
MANAGEMENT'S DISCUSSION AND ANALYSIS

Adjusted Net Income decreased 5% from 2014, primarily due to decrease in the income before provision for income 
taxes after adjusting the non-GAAP reconciling items, and increase of non-GAAP tax rate from 39.5% for 2014 to 
41.5% for 2015 as a result of an increase in New York City tax rates and blended state rates in 2015.  

Average WSE

Total WSE

Average WSE growth

2016

8%

2015

16%

Average monthly total revenue per WSE

2016

$780

2015

$729

2014

$699

Historically, year over year Total WSEs comparison has served as an indicator of our success in growing our business, 
both organically and through the integration of acquired businesses, and retaining clients. Average WSE growth is 
another volume measure we use to monitor the performance of our business.  However, anticipated revenues for future 
periods can diverge from total WSEs paid due to pricing differences across our HR solutions and services. In addition 
to driving the growth in WSE count, we also focus on pricing strategies and product differentiation to maximize our 
revenue opportunities. Average monthly total revenues per WSE, as a measure to monitor the success of such pricing 
strategies, has increased 7% in 2016 versus 4% in 2015.

Professional Service Revenues (PSR)

Revenue Growth

2016

11%

2015

17%

Monthly PSR per Average WSE

2016

$114

2015

$110

2014

$109

Payroll and payroll taxes processed

2016

2015

2014

$34 billion

$31 billion

$26 billion

In 2016, our professional service revenues represented 15% of total revenues unchanged from 2015 and 69% of Net 
Service Revenues which is a reduction of 4% over 2015 reflecting our improved performance of Net Insurance Service 
Revenues from our repricing efforts. 

Our clients are billed either based on a fee per WSE per month, per transaction or a percentage of the WSEs’ payroll. 
Our  investment  in  a  vertical  approach  provides  us  the  flexibility  to  offer  clients  in  different  industries  with  different 
services at different prices. This vertical approach will allow us to address specific needs for different vertical clients, 
improve our revenue retention rate but potentially reduce the value of WSEs as a leading indicator of future revenue 
performance. 

35

   
     
MANAGEMENT'S DISCUSSION AND ANALYSIS

Insurance Service Revenues (ISR)

 Insurance Service Revenues Growth

2016

16%

2015

22%

Monthly ISR per Average WSE

2016

$666

2015

$619

2014

$590

Insurance service revenues represented 85% of total revenues with growth of 16% in 2016 versus 22% in 2015. The 
slower  growth in insurance  service  revenues was  mainly  attributable  to  an 8%  growth in Average  WSEs for  2016 
compared with 16% growth in Average WSEs for 2015. 

In 2016, we strengthened our insurance offering with new leadership and a new actuarial team to improve our pricing 
and operating effectiveness. We completed the repricing of medical insurance for our existing clients in 2016 which 
now fully reflects our insurance experience in 2015. Average insurance service revenues per WSE increased by 8%
in 2016 and 5% in 2015.

Insurance Costs

 Insurance Costs Growth

2016

14%

2015

25%

 Insurance Costs per Average WSE

2016

$615

2015

$579

2014

$538

2016 - 2015 Commentary

Insurance  costs  increased  14%  in  2016  as  a  result  of  an  8%  increase  in  Average  WSEs,  increased  workers' 
compensation costs per WSE, including $28.2 million of workers' compensation costs from loss development relating 
to prior accident years. 

2015 - 2014 Commentary

Insurance costs increased 25% in 2015 as a result of a 16% increase in Average WSEs, increases in the volume and 
severity of medical claims and $26.4 million in workers' compensation costs from loss development relating to prior 
accident years. 

36

 
 
 
 
MANAGEMENT'S DISCUSSION AND ANALYSIS

Other Operating Expenses (OOE)

Other  operating  expenses  includes  cost  of  providing  services  (COPS),  sales  and  marketing  (S&M),  general  and 
administrative (G&A), systems development and programming (SD&P) expenses. 

Operating Expense Growth

2016

18%

2015

17%

% of Total Revenues

2016

16%

2016

75%

2015

16%

% of Net Service Revenue

2015

76%

2014

16%

2014

70%

We  have  approximately  2,600  corporate  employees  as  of  December 31,  2016  in    53  offices  across  the  U.S.  Our 
corporate employees' compensation related expenses represent 70% of our operating expenses in 2016 and 2015
and 72% in 2014. 

We manage our expenses and allocate resources across different business functions based on percentage of Net 
Service Revenues which has increased from 70% in 2014 to 76% in 2015 and 75% in 2016. The increase was primarily 
due to lower revenue in 2015, and increased expenses in the following: 

37

MANAGEMENT'S DISCUSSION AND ANALYSIS

2016 - 2015 Commentary

Operating costs increased $72.6 million or 18% as part of our continued investment in supporting our infrastructure 
and our capabilities to our clients. Specific costs increased as follows: 

•  Compensation  costs  for  our  corporate  employees  includes  payroll,  payroll  taxes,  stock-based  compensation, 
bonuses, commissions and other payroll and benefits related costs. Total compensation costs increased $51.0 
million or 15% primarily due to increases in our

client services functions to support the growth and migration of clients from legacy platforms to TriNet 
platform, 

risk  services  functions  to  strengthen  our  insurance  business  management  by  hiring  new  leaders  and 
actuarial teams,

technology function to support product delivery and platform integration, and 

other supporting functions as a result of increased operational and compliance requirement for a growing 
public company.  

•  Accounting  and  other  professional  fees  increased  $8.1  million  in  2016  in  connection  with  significant  time  and 
resources required for our internal control remediation efforts and audit of our internal controls as required by 
Section 404 of the Sarbanes-Oxley Act.

•  Consulting expenses included costs associated with reviewing and administering our insurance programs, as well 

as consulting firms engaged in enhancing our product offerings.

•  Costs capitalized as internally developed software increased $10.1 million in 2016 primarily associated with product 

delivery and platform integration.

•  Other expenses increased $13.8 million in 2016 and included office leases and IT infrastructure costs to support 

the increased operational requirements.

We  expect  our  operating  expenses  to  continue  to  increase  in  the  foreseeable  future  due  to  expected  growth,  our 
strategy to develop new vertical products and platform integrations. We will continue to improve our systems, processes 
and internal controls to gain efficiencies. These expenses may fluctuate as a percentage of our total revenues from 
period to period depending on the timing of those expenses.

38

MANAGEMENT'S DISCUSSION AND ANALYSIS

2015 - 2014 Commentary

Operating costs increased $60.4 million or 17% in 2015. Significant increases include:

•  Total compensation costs for our corporate employees increased $37.0 million primarily in

sales and marketing function as a result of our growth in direct sales channels, primarily the addition of 
new sales representatives, 

client services professionals to support the growth of our clients and WSEs, and 

stock-based compensation costs to attract and retain our people.

•  Accounting and other professional fees increased $7.2 million in 2015 including in connection with implementation 

of Section 404 of the Sarbanes-Oxley Act.

•  Consulting expenses included costs associated with consulting firms engaged in enhancing our product offerings.

•  Costs capitalized as internally developed software increased $4.8 million in 2015 primarily associated with product 

delivery and platform integration initiatives.

•  Other expenses increased $14.9 million in 2015 and included 

IT infrastructure costs to support the increased operational requirements, 

marketing events to focus on market verticals and penetration, 

travel expenses, meetings, recruiting expenses to support growth in sales force, and 

broker commission costs resulted from increased revenues. 

Amortization of Intangible Assets

Amortization of intangible assets represents costs associated with acquired companies' developed technologies, client 
lists, trade names and contractual agreements. Amortization expenses decreased 59% in 2016 and 25% in 2015, as 
a result of the 2016 revision to the expected useful life of certain client lists and trademarks related to our previous 
acquisitions and expiration of other acquisition related intangible assets. 

Depreciation

Depreciation expense increased 32% in 2016 and 6% in 2015 which was a result of our continuous investment in 
technology products and platforms. 

Other Income (Expense)

Other income (expense) consists primarily of interest expense under our credit facility and capital leases, and non-
cash debt issuance cost amortization. It increased 4% in 2016 due primarily to the write-off of debt issuance costs 
resulting from the refinance of our term loan in July 2016; and decreased 64% in 2015 which was primarily due to 
lower  outstanding  debts.  Interest  expense  for  2014  was  significantly  higher  due  to  the  acceleration  of  loan  fee 
amortization resulting from our refinancing activities, and a prepayment premium related to our partial repayment of 
the credit facilities.

We may seek to amend our credit facility, including if available terms become more favorable. We may also seek 
additional borrowings to fund acquisitions or accelerate the payment of principal on outstanding debt. As such, our 
interest expense may fluctuate as a percentage of our total revenues from period to period depending on the timing 
of those borrowing and or repayment activities.

Provision for Income Taxes

Our effective tax rates (ETR) were 41.2% for 2016, 47.2% for 2015 and 53.2% for 2014. 

39

MANAGEMENT'S DISCUSSION AND ANALYSIS

2016 - 2015 Commentary

Our ETR decreased 6.0% in 2016 from 47.2% in 2015 primarily due to the following:

• 

• 

• 

5.7% decrease attributable to revaluation of deferred taxes resulting from state legislative changes enacted in 
2015,

2.4% decrease in state income taxes from an increase in excludable income for state income tax purposes,

1.2% decrease from discrete benefits recorded in 2016 associated with prior year state income tax expense resulting 
from a state tax return to provision (RTP) adjustment relating to audit premiums paid for worker’s compensation 
insurance, partially offset by a

• 

1.5% increase from net operating loss adjustment recorded in 2015.

We anticipate our ETR to be consistent going forward provided there are no significant tax reforms enacted or excess 
tax benefits from our equity incentive plans when we adopt ASU 2016-09.

2015 - 2014 Commentary

The ETR decrease from 53.2% for 2014 to 47.2% for 2015 includes:

• 

• 

• 

• 

3.2% decrease attributable to disqualifying dispositions on previously non-deductible stock-based compensation,

2.6% decrease due to a revaluation of deferred taxes resulting from state legislative changes enacted in 2014,

1.5% decrease from net operating loss adjustments due to apportionment changes, partially offset by a

2.8% increase in state income taxes resulting from state legislative changes.

40

MANAGEMENT'S DISCUSSION AND ANALYSIS

Liquidity and Capital Resources 

Liquidity

We manage our liquidity separately between assets and liabilities that are WSE related from our corporate assets and 
liabilities.  

WSE related assets and liabilities primarily consist of current assets and liabilities resulting from transactions directly 
or  indirectly  associated  with  WSEs,  including  payroll  and  related  taxes  and  withholdings,  our  sponsored  workers' 
compensation and health insurance programs, and other benefit programs. Our cash flows related to WSE payroll and 
benefits is generally matched by advance collection from our clients which is reported as payroll funds collected within 
WSE related assets. 

We reported our corporate cash and cash equivalents on the consolidated balance sheets separately from WSE related 
assets. We rely on our corporate cash and cash equivalents and cash from operations to satisfy our operational and 
regulatory requirements and fund capital expenditures. Our credit facilities have been primarily used to fund acquisitions. 
We believe that we have sufficient liquidity and capital resources to satisfy future requirements and meet our obligations 
to clients, creditors and debt holders.

Our liquid assets are as follows: 

(in thousands)

Cash and cash equivalents

Working capital:

Corporate working capital

WSE related assets, net of WSE related liabilities

Year Ended December 31,

2016

2015

$

184,004 $

166,178

151,295

5,476

108,539

3,889

We had corporate cash and cash equivalents of $184.0 million and $166.2 million as of December 31, 2016 and 2015, 
respectively. The increase was primarily due to the cash generated from operations during the year ended December 
31, 2016. We believe that our existing corporate cash and cash equivalents, working capital and cash provided by 
operating activities will be sufficient to meet our working capital and capital expenditure needs for at least the next 
12 months. 

We manage our sponsored benefit and workers' compensation insurance obligations by maintaining funds in restricted 
cash, cash equivalents and investments as collateral. As of December 31, 2016, we had $129.8 million of restricted 
cash, cash equivalents and investments included in WSE related assets and $130.5 million of marketable securities 
designated as long-term restricted cash, cash equivalents and investments on the consolidated balance sheets. These 
collateral amounts are generally determined at the beginning of each plan year and we may be required by our insurance 
carriers to adjust the balance when facts and circumstances change. We regularly review the collateral balances with 
our insurance carriers, and anticipate funding further collateral as needed based on program development. 

Capital Resources

Sources of Funds

We believe that we can meet our present and reasonably foreseeable operating cash needs and future commitments 
through existing liquid assets, continuing cash flows from operations, our borrowing capacity under the revolving credit 
facility and the potential issuance of debt or equity securities. 

In July 2016, we refinanced our existing tranche B term loan, originally scheduled to mature in July 2017, with tranche 
A-2  term  loans,  pursuant  to  an  amendment  to  the  Amended  and  Restated  First  Lien  Credit  Agreement  (Credit 
Agreement). As of December 31, 2016, $462.9 million of the term loans were outstanding including a $330.5 million
term loan A at 3.250% per annum and $132.5 million term loan A-2 at 3.125% per annum maturing in July 2019. 

We also have available a $75.0 million revolving credit facility. The total unused portion of the revolving credit facility 
was $59.5 million as of December 31, 2016. This revolving credit facility is expected to be used for working capital and 
other general corporate purposes.

41

MANAGEMENT'S DISCUSSION AND ANALYSIS

Uses of Funds

In 2016, we repurchased approximately 3.4 million shares of our common stock for $71.6 million. As of December 31, 
2016, $60.0 million remained available for repurchase under the program, which is not subject to an expiration date. 

Cash Flows

We generated positive cash flows from operating activities during 2016, 2015 and 2014. We also have the ability to 
generate cash through our financing arrangements under our credit facility to meet short-term funding requirements.  
The following table presents our cash flows activities for the stated periods:

(in thousands)

Net cash provided by (used in):

Operating activities

Investing activities

Financing activities

Effect of exchange rates on cash and cash equivalents

Net increase in cash and cash equivalents

Operating Activities

Year Ended December 31,

2016

2015

2014

$

$

144,532 $

130,599 $

(27,122)

(99,371)

(213)

(37,689)

(60,752)

(321)

17,826 $

31,837 $

151,899

(45,427)

(66,372)

(115)

39,985

Components of net cash provided by operating activities are as follows:

(in thousands)

Operating income

Depreciation and amortization

Stock-based compensation expense

Payment of interest

Income taxes (payments) refunds, net

Collateral (paid to) refunded from insurance carriers, net

Changes in deferred taxes

Changes in other operating assets and liabilities

Excess tax benefits from equity incentive plan activity

Year Ended December 31,

2016

2015

2014

$

123,958 $

78,317 $

39,175

26,497

(15,420)

(39,285)

(25,057)

41,772

(2,469)

(4,639)

52,817

17,923

(15,224)

(2,005)

9,918

14,954

(5,431)

(20,670)

86,791

84,403

10,960

(32,051)

3,809

(8,408)

43,842

(27,784)

(9,663)

Net cash provided by operating activities

$

144,532 $

130,599 $

151,899

The period to period fluctuation in changes in other operating assets and liabilities is primarily driven by timing of 
payments related to WSE related assets and liabilities, our accounts payable and accrued expenses related to our 
trade creditors, and corporate employee compensation related payables.

42

 
 
 
 
MANAGEMENT'S DISCUSSION AND ANALYSIS

Investing Activities

Net  cash  used  in  investing  activities  primarily  consists  of  cash  paid  for  capital  expenditures,  and  purchases  of 
investments, offset partially by proceeds from the sales of investments.  

(in thousands)

Capital expenditures:

Software and hardware

Office furniture, equipment and leasehold improvements

Cash used in capital expenditures

Investments:

Purchases of restricted investments

Proceeds from maturity of restricted investments

Cash provided by (used in) investments

Year Ended December 31,

2016

2015

2014

30,677 $

12,830 $

8,973

5,727

39,650 $

18,557 $

13,798

5,363

19,161

(14,959) $

(41,939) $

(24,875)

27,787

27,557

—

12,828 $

(14,382) $

(24,875)

$

$

$

$

Our  most  significant  capital  expenditures  have  been  investments  in  our  software  and  hardware  to  introduce  new 
products, enhance existing products and platforms, as well as platform integrations. In 2016, we introduced TriNet 
Technology, TriNet Nonprofit, and TriNet Financial Services vertical products. In addition, we completed integrating 
our legacy Accord and Ambrose platforms into the TriNet platform. We expect such capital investment will continue in 
the future. 

We invest cash held as collateral to satisfy our long-term obligation towards the workers' compensation liabilities in 
U.S. long-term treasuries and mutual funds. Such investments are classified as available for sale investments and 
included as restricted cash, cash equivalents and investments in the balance sheet. The amount of investment and 
the anticipated holding period is reviewed regularly in conjunction with our estimated long-term workers' compensation 
liabilities and anticipated claims payment trend.

Financing Activities

Net cash used in financing activities consisted primarily of repayment of debt and repurchases of our common stock, 
partially offset by proceeds from new borrowings and exercises of stock options.

Historically we funded business acquisitions and special dividends through borrowings under credit facilities which 
may fluctuate from period to period. We may seek to amend the current credit facilities as they expire, as needed by 
the business or if market conditions become more favorable, with interest rates or terms that may not necessarily be 
more favorable than the current interest rates or terms. 

The board of directors from time to time authorizes stock repurchases of our outstanding common stock in order to 
offset dilution from the issuance of stock under our equity-based incentive plan and employee stock purchase plan. 
Refer to Note 9 in Item 8 of this Form 10-K for details of our equity plans. As of December 31, 2016, approximately 
$60.0 million remained available for repurchase. 

Shares repurchased under the plan

Amounts (in thousands)

Year Ended December 31,

2016

2015

2014

3,414,675

1,895,625

$

71,604 $

48,364 $

490,419

15,009

In 2014, we received $216.8 million net proceeds from our IPO and it was used to pay off a portion of then outstanding 
credit facilities. 

43

 
 
 
MANAGEMENT'S DISCUSSION AND ANALYSIS

Covenants 

The Credit Agreement contains customary representations and warranties and customary affirmative and negative 
covenants applicable to us and our subsidiaries. It also contains financial covenants that require us to maintain: (1) a 
minimum consolidated interest coverage ratio of at least 3.50 to 1.00 and (2) a maximum total leverage ratio of 4.25
to  1.00  through  December 31,  2016,  3.75  to  1.00  through  December  31,  2017  and  3.50  to  1.00  thereafter. As  of 
December 31, 2016, we were in compliance with these financial covenants.

In order to meet various states’ licensing requirements and maintain accreditation by the ESAC, we are subject to 
various minimum working capital and net worth requirements. As of December 31, 2016 and 2015, we believe we have 
fully complied in all material respects with all applicable state regulations regarding minimum net worth, working capital 
and all other financial and legal requirements. Further, we have maintained positive working capital throughout each 
of the periods covered by the financial statements.

Contractual Obligations

The following table summarizes our significant contractual obligations as of December 31, 2016:

(in thousands)
Debt obligations (1)
Workers' compensation obligations (2)
Operating lease obligations (3)
Purchase obligations (4)

Payments Due by Period

Total

Less than 1 
year

1-3 years

3-5 years

More than 5 
years

$

503,323 $

53,715 $

449,608 $

— $

277,853

64,644

11,505

96,110

15,274

5,078

84,678

25,649

6,427

35,726

16,839

—

—

61,339

6,882

—

Total

$

857,325 $

170,177 $

566,362 $

52,565 $

68,221

(1) Includes principal and the projected interest payments of our term loans, see Note 8 in Item 8 of this Form 10-K for details.

(2) Represents estimated payments that are expected to be made to carriers for various workers' compensation program under the contractual 
obligations. These obligations include the costs of reimbursing the carriers for paying claims within the deductible layer in accordance with the 
workers' compensation insurance policy as well as premiums and other liabilities.

(3) Includes various facilities and equipment leases under various operating lease agreements.

(4) Our purchase obligations primarily consist of software licenses, maintenance agreements and sales and marketing events pertaining to 
various contractual agreements.

In the normal course of business, we make representations and warranties that guarantee the performance of services 
under service arrangements with clients. Historically, there have been no material losses related to such guarantees. 
In addition, in connection with our IPO, we have entered into indemnification agreements with our officers and directors, 
which require us to defend and, if necessary, indemnify these individuals for certain pending or future legal claims as 
they relate to their services provided to us. Such indemnification obligations are not included in the table above.

Off-Balance Sheet Arrangements

As of December 31, 2016, we did not have any material off-balance sheet arrangements that are reasonably likely to 
have a current or future effect on our financial condition, results of operations, liquidity, capital expenditures or capital 
resources.

44

 
MANAGEMENT'S DISCUSSION AND ANALYSIS

Critical Accounting Judgments and Estimates

Our consolidated financial statements are prepared in accordance with U.S. GAAP, which require us to make estimates, 
judgments, and assumptions that affect reported amounts of assets, liabilities, revenues and expenses, and the related 
disclosures of contingent assets and liabilities. These estimates are based on historical experience and on various 
other assumptions that we believe to be reasonable under the circumstances. Some of the assumptions are highly 
uncertain at the time of estimation. To the extent actual experience differs from the assumptions used, our consolidated 
financial statements could be materially affected. For additional information about our accounting policies, refer to Note 
1 in Item 8 of this Form 10-K.

Recent Accounting Pronouncements

Refer to Note 1 in Item 8 of this Form 10-K for additional information related to recent accounting pronouncements.

Insurance Loss Reserves

We have purchased fully-insured workers' compensation and health benefits coverage for our employees and WSEs. 
As part of these insurance policies, we bear claims costs up to a defined deductible amount and as a result, we establish 
insurance reserves including both known and incurred but not reported (IBNR) costs. As workers' compensation costs 
for a particular period are not known for many years after the losses have occurred these loss reserves represent our 
best estimate of unpaid claim losses and loss adjustment expenses within the deductible layer in accordance with our 
insurance policies. 

We have appointed external actuaries to evaluate, review and recommend estimates of our workers' compensation 
and health benefits loss reserves. The loss reserve studies performed by these qualified actuaries analyze historical 
claims data to develop a range of potential ultimate losses using loss development, expected loss ratio and frequency/
severity methods in accordance with Actuarial Standards of Practice. Loss methods are applied to classes or segments 
of the loss data organized by policy year and risk class. 

Key judgments and evaluations in arriving at loss estimates by segment and the reserve selection overall include:

• 

• 

• 

• 

the selection of models used and the relative weights given to selection model used for each policy year,

the underlying assumptions of loss development factor (LDF) used in these models,

the effect of any changes claims handling processes,

evaluation of loss (medical and indemnity) cost trends, costs from changes in the risk exposure being evaluated 
and any applicable changes in legal, regulatory or judicial environment.

We review and evaluate these judgments and the associated recommendations in concluding the adequacy of loss 
reserves. Where adjustments are necessary these are recorded in the period in which the adjustments are identified.

Workers' Compensation Loss Reserves 

Under our policies, we are responsible for reimbursing the insurance carriers for workers' compensation losses up to 
$1 million per claim occurrence (Deductible Layer). We use external actuaries to evaluate, review and recommend 
workers' compensation loss reserves on a quarterly basis. The data is segmented by class and state and analyzed by 
policy year; states where we have small exposure are aggregated into a single segment.  

We use a combination of loss development, expected loss ratio and frequency/severity methods which include the 
following inputs, assumptions and analytical techniques:

•  TriNet historical loss experience, exposure data and industry loss experience, 

• 

• 

• 

• 

inputs of WSEs’ job responsibilities and location,

historical frequency and severity of workers' compensation claims, 

an estimate of future cost trends to establish expected loss ratios for subsequent accident years, 

expected loss ratios for the latest accident year or prior accident years, adjusted for the loss trend, the effect of 
rate changes and other quantifiable factors, and 

• 

loss development factors to project the reported losses for each accident year to an ultimate basis. 

45

MANAGEMENT'S DISCUSSION AND ANALYSIS

Final claim settlements may vary materially from the present estimates, particularly when those payments may not 
occur until well into the future. In our experience, plan years related to workers' compensation programs may take 10
years or more to be fully settled. Certain assumptions used in estimating these reserves are highly judgmental. Our 
loss reserves, results of operations and financial condition can be materially impacted if actual experience differs from 
the assumptions used in establishing these reserves. 

Health Benefits Loss Reserves 

We  sponsor  and  administer  a  number  of  fully-insured,  risk  based  employee  benefit  plans,  including  group  health, 
dental, vision and life insurance as an employer plan sponsor under section 3(5) of the ERISA. Approximately 62% by 
premium of our 2016 policies relate to fully-insured policies where we reimburse our health insurers for claims incurred 
within a per person deductible layer up to a maximum aggregate exposure limit per policy. These deductible dollar 
limits and maximum limits vary by carrier and year.

Costs covered by these insurance plans generally develop on average within three to six months so loss reserves 
include estimates of reported losses and claims incurred but not yet paid (IBNP). Data is segmented and analyzed by 
insurance carrier. 

To estimate health benefits loss reserves we use a number of inputs, assumptions and analytical techniques:

•  TriNet historical loss claims payment patterns, 

• 

• 

per employee per month claims costs, and

plan enrollment and medical trend rates.

These reserves may vary in subsequent quarters from the amount estimated. Our loss reserves, results of operations 
and  financial  condition  can  be  materially  impacted  if  actual  experience  differs  from  our  key  assumptions  used  in 
establishing these reserves.

46

QUANTITATIVE AND QUALITATIVE DISCLOSURES

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

We had restricted investments and interest bearing receivables in connection with workers' compensation premiums 
totaling $56.3 million as of December 31, 2016. Included in this amount were $53.6 million in time deposits and U.S. 
Treasuries. Our investments are made for capital preservation purposes and these interest-earning instruments carry 
a degree of interest rate risk. Our future investment income may fall short of expectations due to changes in interest 
rates or we may suffer losses in principal if we are forced to sell securities prior to maturity or declines in fair value are 
determined to be other-than-temporary. Fluctuations in the value of our investment securities caused by a change in 
interest rates (gains or losses on the carrying value) are recorded in other comprehensive income, and are realized 
only if we sell the underlying securities. To date, fluctuations in interest income have not been significant. 

We had total outstanding indebtedness of $462.9 million as of December 31, 2016, of which $38.3 million is due within 
12 months. We are exposed to market risk from changes in interest rates on our debt. Depending upon the borrowing 
option chosen, the interest charged is generally based upon the prime lending rate or LIBOR plus an applicable margin. 
If interest rates in effect at December 31, 2016 increased or decreased 100 basis points, our interest expense for 2017
through 2019 would correspondingly increase or decrease by $10.7 million. 

47

FINANCIAL STATEMENTS

Item 8. Financial Statements and Supplementary Data

TRINET GROUP, INC.
Consolidated Financial Statements

Report of Independent Registered Public Accounting Firms
Consolidated Balance Sheets
Consolidated Statements of Income
Consolidated Statements of Comprehensive Income
Consolidated Statements of Stockholders’ Equity (Deficit)
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements

Note 1.  Description of Business and Significant Accounting Policies
Note 2.  Cash, Cash Equivalents and Investments
Note 3.  Worksite Employee-Related Assets and Liabilities
Note 4.  Workers' Compensation Loss Reserves
Note 5.  Property and Equipment, Net
Note 6.  Goodwill and Other Intangible Assets
Note 7.  Financial Instruments and Fair Value Measurements
Note 8.  Notes and Capital Leases Payable
Note 9.  Stockholders' Equity
Note 10. Earnings Per Share
Note 11. 401(k) Plan
Note 12. Income Taxes
Note 13. Commitments and Contingencies
Note 14. Related Party Transactions
Note 15. Quarterly Financial Data (Unaudited)

49
51
52
53
54
55
56
56
65
66
67
68
68
69
70
71
74
75
76
79
80
80

48

FINANCIAL STATEMENTS

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

The Board of Directors and Stockholders of TriNet Group, Inc. 

We have audited the accompanying consolidated balance sheet of TriNet Group, Inc. and subsidiaries (the "Company") 
as of December 31, 2016, and the related consolidated statements of income, comprehensive income, stockholders’ 
equity (deficit), and cash flows for the year then ended. Our audit also included the financial statement schedule listed 
in the Index at Item 15, pertaining to the year ended December 31, 2016. These financial statements and financial 
statement schedule are the responsibility of the Company's management. Our responsibility is to express an opinion 
on the financial statements and financial statement schedule based on our audit. 

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United 
States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether 
the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence 
supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting 
principles used and significant estimates made by management, as well as evaluating the overall financial statement 
presentation. We believe that our audit provides a reasonable basis for our opinion. 

In our opinion, such consolidated financial statements present fairly, in all material respects, the financial position of 
TriNet Group, Inc. and subsidiaries as of December 31, 2016, and the results of their operations and their cash flows 
for the year then ended, in conformity with accounting principles generally accepted in the United States of America. 
Also,  in  our  opinion,  such  financial  statement  schedule  pertaining  to  the  year  ended  December  31,  2016,  when 
considered in relation to the basic consolidated financial statements taken as a whole, presents fairly, in all material 
respects, the information set forth therein.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States),  the  Company's  internal  control  over  financial  reporting  as  of  December 31,  2016,  based  on  the  criteria 
established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations 
of the Treadway Commission and our report dated February 28, 2017 expressed an adverse opinion on the Company's 
internal control over financial reporting.

/s/ DELOITTE & TOUCHE LLP 

San Francisco, California 

February 28, 2017 

49

FINANCIAL STATEMENTS

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

The Board of Directors and Stockholders of TriNet Group, Inc. 

We have audited the accompanying consolidated balance sheet of TriNet Group, Inc. as of December 31, 2015, and 
the related consolidated statements of income, comprehensive income, stockholders’ equity (deficit) and cash flows 
for each of the two years in the period ended December 31, 2015. Our audits also included the financial statement 
schedule  listed  at  Item 15(a).  These  financial  statements  and  schedule  are  the  responsibility  of  the  Company’s 
management. Our responsibility is to express an opinion on these financial statements and schedule based on our 
audits. 

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United 
States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether 
the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence 
supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting 
principles used and significant estimates made by management, as well as evaluating the overall financial statement 
presentation. We believe that our audits provide a reasonable basis for our opinion. 

In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial 
position of TriNet Group, Inc. at December 31, 2015, and the consolidated results of their operations and their cash 
flows for each of the two years in the period ended December 31, 2015, in conformity with U.S. generally accepted 
accounting principles. Also, in our opinion, the related financial statement schedule, when considered in relation to the 
basic financial statements taken as a whole, presents fairly in all material respects the information set forth therein. 

/s/ Ernst & Young LLP

San Francisco, California

March 31, 2016 

50

FINANCIAL STATEMENTS

TRINET GROUP, INC.

CONSOLIDATED BALANCE SHEETS

(In thousands, except share and per share data)

December 31, 2016 December 31, 2015

Assets
Current assets:

Cash and cash equivalents
Restricted cash and cash equivalents
Prepaid income taxes
Prepaid expenses
Other current assets
Worksite employee related assets

Total current assets

Workers' compensation collateral receivable
Restricted cash, cash equivalents and investments
Property and equipment, net
Goodwill

Other intangible assets, net

Other assets

Total assets

Liabilities and stockholders’ equity
Current liabilities:

Accounts payable
Accrued corporate wages
Notes and capital leases payable, net
Other current liabilities
Worksite employee related liabilities

Total current liabilities

Notes and capital leases payables, net, noncurrent
Workers' compensation loss reserves

(net of collateral paid $22,377 and $15,129 at December 31, 2016 and 2015, 
respectively)

Deferred income taxes
Other liabilities

Total liabilities

Commitments and contingencies (see Note 13)
Stockholders’ equity:
Preferred stock 

($0.000025 par value per share; 20,000,000 shares authorized; no shares 
issued and outstanding at December 31, 2016 and 2015)

Common stock and additional paid-in capital 

($0.000025 par value per share; 750,000,000 shares authorized; 69,015,690 
and 70,371,425 shares issued and outstanding at December 31, 2016 and 
2015, respectively)

Accumulated deficit
Accumulated other comprehensive loss

Total stockholders’ equity
Total liabilities and stockholders’ equity

See accompanying notes.

$

$

$

$

184,004 $
14,569
42,381
10,784
2,145
1,281,471
1,535,354
31,883
130,501
58,622
289,207

31,074

18,502

166,178
14,557
4,105
8,579
1,359
1,373,386
1,568,164
29,204
101,806
37,844
289,207

46,772

19,452

2,095,143 $

2,092,449

22,541 $
30,937
36,559
12,551
1,275,995
1,378,583
422,495

159,301
92,373
7,801
2,060,553

12,904
28,963
32,970
11,402
1,369,497
1,455,736
460,965

105,481
54,641
7,545
2,084,368

—

—

535,132
(499,938)
(604)
34,590
2,095,143 $

494,397
(485,595)
(721)
8,081
2,092,449

51

 
 
Year Ended December 31,
2015

2014

2016

$

446,755 $

401,287 $

2,613,558
3,060,313

2,413,752

190,444

173,714

91,659
31,438
15,997
19,351
2,936,355
123,958

2,258,001
2,659,288

2,112,376

150,694

166,759

69,626
27,558
39,346
14,612
2,580,971
78,317

342,074
1,851,457
2,193,531

1,686,315

134,256

139,997

53,926
26,101
52,302
13,843
2,106,740
86,791

(20,257)
751
104,452
43,046

(19,449)
1,142
60,010
28,315

(54,193)
478
33,076
17,579

61,406 $

31,695 $

15,497

0.88 $
0.85 $

0.45 $
0.44 $

0.24
0.22

70,159,696
71,972,486

70,228,159
72,618,069

56,160,539
59,566,773

$

$
$

FINANCIAL STATEMENTS

TRINET GROUP, INC.

CONSOLIDATED STATEMENTS OF INCOME

(In thousands, except share and per share data)
Professional service revenues
Insurance service revenues
Total revenues
Insurance costs

Cost of providing services (exclusive of depreciation and amortization of

intangible assets)
Sales and marketing

General and administrative

Systems development and programming
Amortization of intangible assets
Depreciation
Total costs and operating expenses
Operating income
Other income (expense):

Interest expense and bank fees
Other, net

Income before provision for income taxes
Income tax expenses

Net income

Net income per share:

Basic
Diluted

Weighted average shares:

Basic
Diluted

See accompanying notes.

52

 
 
FINANCIAL STATEMENTS

TRINET GROUP, INC.

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

(In thousands)

Net income

Other comprehensive income (loss), net of tax

Unrealized gains (losses) on investments

Foreign currency translation adjustments

Total other comprehensive income (loss), net of tax

Year Ended December 31,
2015

2014

2016

$

61,406 $

31,695 $

15,497

47

70

117

(86)

(321)

(407)

(8)

(115)

(123)

Comprehensive income

$

61,523 $

31,288 $

15,374

See accompanying notes.

53

 
 
FINANCIAL STATEMENTS

TRINET GROUP, INC.

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY (DEFICIT) 

(In thousands, except per share data)

Shares

Amount

Shares

Amount

Preferred Stock

Common Stock and 
Additional Paid-In 
Capital

Accumulated
Deficit

Accumulated
Other
Comprehensive
Loss

Total
Stockholders’
Equity
(Deficit)

Balance at December 31, 2013

9,516,427 $ 122,878 15,259,540 $

74,160 $

(467,209) $

(191) $

(393,240)

Net income

Other comprehensive loss

Issuance of common stock for vested restricted stock

units

Issuance of common stock under employee stock

purchase plan

—

—

—

—

—

—

—

—

—

—

4,250

—

—

—

249,494

3,393

Conversion of preferred stock

(9,516,427)

(122,878) 38,065,708

122,878

Issuance of common stock from exercise of stock

options

Issuance of common stock, net of IPO cost

Stock-based compensation expense

Repurchase of common stock

Awards effectively repurchased for required employee

withholding taxes

Excess tax benefits from equity incentive plan activity

Realized tax benefit of deductible IPO transaction costs

Special dividend

Balance at December 31, 2014

Net income

Other comprehensive loss

Issuance of common stock for vested restricted stock

units

Issuance of common stock under employee stock

purchase plan

Issuance of common stock from exercise of stock

options

Stock-based compensation expense

Repurchase of common stock

Awards effectively repurchased for required employee

withholding taxes

Excess tax benefits from equity incentive plan activity

Realized tax benefit of deductible IPO transaction costs

Balance at December 31, 2015

Net income

Other comprehensive income

Issuance of common stock for vested restricted stock

units

Issuance of common stock under employee stock

purchase plan

Issuance of common stock from exercise of stock

options

Stock-based compensation expense

Repurchase of common stock

Awards effectively repurchased for required employee

withholding taxes

Excess tax benefits from equity incentive plan activity

Balance at December 31, 2016

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

— 1,712,278

2,193

— 15,091,074

217,796

—

—

—

—

—

—

—

10,660

(490,419)

(80,599)

—

—

—

—

—

9,663

1,939

—

—

—

—

—

—

—

106,136

—

—

—

272,836

5,315

— 2,112,131

7,166

—

—

17,742

— (1,895,625)

—

—

—

(35,379)

—

—

20,670

822

—

—

—

—

—

—

695,253

—

—

—

283,644

4,506

— 1,297,812

5,272

—

—

26,318

— (3,414,675)

(217,769)

—

—

—

4,639

—

—

—

—

— 69,811,326

442,682

(468,127)

— 70,371,425

494,397

(485,595)

15,497

—

—

—

—

—

—

(15,009)

(1,431)

—

—

25

31,695

—

—

—

—

—

(48,364)

(799)

—

—

61,406

—

—

—

—

—

(71,604)

(4,145)

—

—

(123)

—

—

—

—

—

—

—

—

—

—

(314)

—

(407)

—

—

—

—

—

—

—

—

(721)

—

117

—

—

—

—

—

—

—

15,497

(123)

—

3,393

122,878

2,193

217,796

10,660

(15,009)

(1,431)

9,663

1,939

25

(25,759)

31,695

(407)

—

5,315

7,166

17,742

(48,364)

(799)

20,670

822

8,081

61,406

117

—

4,506

5,272

26,318

(71,604)

(4,145)

4,639

— 69,015,690 $ 535,132 $

(499,938) $

(604) $

34,590

See accompanying notes.

54

FINANCIAL STATEMENTS

TRINET GROUP, INC.

CONSOLIDATED STATEMENTS OF CASH FLOWS

(In thousands)

Operating activities

Net income

Adjustments to reconcile net income to net cash provided by operating activities:

Depreciation and amortization

Stock-based compensation

Excess tax benefits received from equity incentive plan activity

Deferred income taxes

Accretion of workers' compensation and leases fair value adjustment

Changes in operating assets and liabilities:

Restricted cash and cash equivalents

Prepaid income taxes

Prepaid expenses and other current assets

Workers' compensation collateral receivable

Other assets

Accounts payable

Accrued corporate wages and other current liabilities

Workers' compensation loss reserves

Worksite employee related assets

Worksite employee related liabilities

Net cash provided by operating activities

Investing activities

Acquisitions of businesses

Purchases of marketable securities

Proceeds from maturity of marketable securities

Purchase of property and equipment

Net cash used in investing activities

Financing activities

Proceeds from issuance of common stock, net of issuance costs

Repurchase of common stock

Proceeds from issuance of common stock on exercised options

Proceeds from issuance of common stock on employee stock purchase plan

Awards effectively repurchased for required employee withholding taxes

Proceeds from issuance of notes payable

Payments for extinguishment of debt

Repayment of notes and capital leases payable

Payment of debt issuance costs

Excess tax benefits received from equity incentive plan activity

Tax credit received for deductible IPO transaction costs

Net cash used in financing activities

Effect of exchange rate changes on cash and cash equivalents

Net increase in cash and cash equivalents

Cash and cash equivalents at beginning of period

Cash and cash equivalents at end of period

Supplemental disclosures of cash flow information

Interest paid

Income taxes paid (refund), net

Supplemental schedule of noncash investing and financing activities

Payable for purchase of property and equipment

Allowance for tenant improvements

See accompanying notes.

55

Year Ended December 31,

2016

2015

2014

$

61,406 $

31,695 $

15,497

39,175

26,497

(4,639)
41,772

—

(41,535)

(37,715)

(2,991)

(2,679)
262

9,158

3,247

54,161

91,915

(93,502)

144,532

(300)
(14,959)
27,787

(39,650)

(27,122)

—

(71,604)
5,272

4,506

(4,145)
57,978

(57,563)

(37,078)

(1,376)
4,639

—

(99,371)
(213)
17,826

166,178

$

184,004 $

52,817

17,923

(20,670)
14,954
(639)

(17,991)
24,494

1,313

3,152

(14,527)
287

5,616

31,483

261,750
(261,058)
130,599

(4,750)
(41,939)
27,557

(18,557)

(37,689)

—

(48,364)
7,166

5,315
(799)
—

—

(45,562)

—
20,670
822

(60,752)
(321)
31,837

134,341
166,178 $

84,403

10,960
(9,663)
43,842
(1,090)

(6,880)
(23,387)
(7,389)
(5,413)
8,004

5,212

7,749

29,822
(862,699)
862,931

151,899

—

(24,875)

—

(20,552)

(45,427)

217,796

(15,009)
2,193

3,393
(1,431)
—

—
(273,856)
(11,060)
9,663
1,939

(66,372)
(115)
39,985

94,356

134,341

$

$

15,420 $
39,285

15,224 $
2,005

32,051
(3,809)

823 $
—

344 $

1,290

1,257

—

 
FINANCIAL STATEMENTS

TRINET GROUP, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 1. DESCRIPTION OF BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES

Description of Business

TriNet Group Inc. (TriNet or we, our and us), a professional employer organization (PEO) founded in 1988, provides 
comprehensive  human  resources  (HR)  solutions  for  small  to  midsize  businesses  (SMBs)  under  a  co-employment 
model. These HR solutions include bundled services, such as multi-state payroll processing and tax administration, 
employee benefits programs, including health insurance and retirement plans, workers' compensation insurance and 
claims  management,  employment  and  benefit  law  compliance,  and  other  services.  Through  the  co-employment 
relationship, we are the employer of record for most administrative and regulatory purposes, including: 

• 

• 

• 

• 

compensation through wages and salaries,

employer payroll-related taxes payment, 

employee payroll-related taxes withholding and payment,

employee benefit programs including health and life insurance, and others, and 

•  workers' compensation coverage. 

Our clients are responsible for the day-to-day job responsibilities of the worksite employees (WSEs).

We operate in one reportable segment. All of our service revenues are generated from external clients. Less than 1%
of revenue is generated outside of the U.S. 

Basis of Presentation

Our consolidated financial statements are prepared in conformity with generally accepted accounting principles (GAAP) 
in the United States of America. All intercompany accounts and transactions have been eliminated in consolidation. 

Use of Estimates

The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that 
affect certain reported amounts and related disclosures. Significant estimates include: 

• 

• 

• 

• 

• 

• 

liability for unpaid losses and loss adjustment expenses (loss reserves) related to workers' compensation and 
workers' compensation collateral receivable,

health insurance loss reserves,

liability for insurance premiums payable,

impairments of goodwill and other intangible assets,

income tax assets and liabilities, and 

liability for legal contingencies.

These estimates are based on historical experience and on various other assumptions that we believe to be reasonable 
from the facts available to us. Some of the assumptions are highly uncertain at the time of estimation. To the extent 
actual experience differs from the assumptions used, our consolidated financial statements could be materially affected.

56

FINANCIAL STATEMENTS

Revenue Recognition 

Professional service revenues represent fees charged to clients for processing payroll-related transactions on behalf 
of our clients, access to our HR expertise, employment and benefit law compliance services and other HR related 
services. Professional service revenues are recognized in the period the services are rendered and earned under 
service arrangements with clients, where service fees are fixed or determinable, and collectability is reasonably assured. 

Under the accounting rules, we are not considered the primary obligor with respect to WSEs payroll and payroll tax 
payments and therefore, these payments are not reflected as either revenue or expense in our consolidated statements 
of income. The gross payroll and payroll tax payments made on behalf of our clients, combined, were $34.3 billion, 
$30.6 billion and $25.6 billion for the years ended December 31, 2016, 2015, and 2014, respectively. 

We generally charge an upfront non-refundable set-up fee which is recognized on a straight-line basis over the estimated 
average client tenure. 

Insurance service revenues consist of insurance-related billings and administrative fees collected from clients and 
withheld from WSEs for workers' compensation insurance and health benefit insurance plans provided by third-party 
insurance carriers. Insurance service revenues are recognized in the period amounts are due and where collectability 
is reasonably assured.

The professional service revenues and insurance service revenues are each considered separate units of accounting 
for administrative services and insurance related benefits billed to the majority of our clients. For clients billed through 
a bundled invoice, the selling price of significant deliverables is determined based on the best estimate of the selling 
price. 

Insurance Costs 

Our fully-insured insurance plans are provided by third-party insurance carriers under guaranteed-cost or risk-based 
insurance policies. Under guaranteed-cost policies, our carriers establish the premiums and we are not responsible 
for any deductibles. Under risk-based policies, we agree to reimburse our carriers for any claims paid within an agreed-
upon deductible layer.

Insurance costs include insurance premiums for coverage provided by insurance carriers, reimbursement of claims 
payments made by insurance carriers or third-party administrators, and changes in loss reserves related to our workers' 
compensation and health benefit insurance. 

At policy inception, annual workers' compensation premiums are estimated based on projected wages over the duration 
of the policy period and the risk categories of the WSEs. As actual wages are realized, the amounts paid for premiums 
may differ from the estimates that we recorded, creating an asset or liability throughout the policy year. Such asset or 
liability is reported on our consolidated balance sheets as prepaid insurance premiums or insurance premiums payable, 
respectively.

Workers' Compensation Loss Reserves 

We have secured fully-insured insurance policies with insurance carriers for our clients and WSEs that obligate us to 
reimburse  the  insurance  carriers  for  losses  up  to  $1  million  per  claim  occurrence  (deductible  layer).  Workers' 
compensation  insurance  reserves  represent  our  liability  for  unpaid  losses  and  loss  adjustment  expenses.  These 
reserves are established to provide for the estimated ultimate costs of paying claims within the deductible layer in 
accordance with worker's compensation insurance policies. These reserves include estimates for reported and incurred 
but not reported (IBNR) losses, and expenses associated with processing and settling the claims. In establishing these 
reserves, we use an independent actuary to provide an estimate of undiscounted future cash payments that would be 
made to settle the claims based upon:

•  TriNet's historical loss experience, exposure data, and industry loss experience,

• 

• 

• 

inputs including WSE job responsibilities and location,

historical frequency and severity of workers' compensation claims,

an estimate of future cost trends to establish expected loss ratios for subsequent accident years, 

57

FINANCIAL STATEMENTS

• 

expected loss ratios for the latest accident year or prior accident years, adjusted for the loss trend, the effect of 
rate changes and other quantifiable factors, and 

• 

loss development factors to project the reported losses for each accident year to an ultimate basis. 

We assess the workers' compensation loss reserves on a quarterly basis. For each reporting period, changes in the 
actuarial  methods  and  assumptions  resulting  from  changes  in  actual  claims  experience  and  other  trends  are 
incorporated into the workers' compensation loss reserves. Adjustments to previously established reserves are reflected 
in the results of operations for the period in which the adjustment is identified. Such adjustments could be significant, 
reflecting any variety of new and adverse or favorable trends. Accordingly, final claim settlements may vary materially 
from the present estimates, particularly when those payments may not occur until well into the future. In our experience, 
plan years related to workers' compensation programs may take ten years or more to be settled.

We do not discount workers' compensation loss reserves. Claim costs expected to be paid within one year are recorded 
as workers' compensation reserves included in short-term WSE related liabilities. Claim costs expected to be paid 
beyond one year are included in long-term liabilities. 

Insurance carriers are responsible for administering and paying claims. We are responsible for reimbursing each carrier 
up to a deductible limit per occurrence. 

We have collateral agreements with various insurance carriers where either we retain custody of funds in trust accounts 
which we record as restricted cash and cash equivalents, or remit funds to carriers. Collateral whether held by us, or 
the carriers, is used to settle our insurance and claim deductible obligations to them. Collateral is calculated by policy 
year and remains restricted until the policy year is fully settled. Collateral paid to carriers, by agreement permits net 
settlement of obligations against collateral held, which we record net of our loss reserves (Carrier Collateral Offset). 
Any excess funds held by carriers over our recorded loss reserves by policy year can be returned to us based on the 
agreements  with  them.  Based  on  the  estimated  timing  of  return,  such  excess  funds  are  recorded  as  workers' 
compensation collateral receivable, in WSE related assets or in long-term assets.

Health Benefits Loss Reserves 

We  sponsor  and  administer  a  number  of  fully-insured,  risk  based  employee  benefit  plans,  including  group  health, 
dental, and vision as an employer plan sponsor under section 3(5) of the Employee Retirement Income Security Act 
(ERISA). Approximately 38% of our 2016 group health insurance premiums were for guaranteed-cost policies which 
are fully-insured policies where we are not responsible for any deductible. The remaining 62% by premium of our 2016 
policies relate to fully-insured policies where we reimburse our health insurers for claims incurred within a per person 
deductible layer up to a maximum aggregate exposure limit per policy. These deductible dollar limits and maximum 
limits vary by carrier and year.

Health benefits loss reserves are established to provide for the estimated unpaid costs of reimbursing the carriers for 
paying claims within the deductible layer in accordance with health insurance policies. These reserves include estimates 
for  reported  losses,  plus  estimates  for  claims  incurred  but  not  paid.  We  assess  reserves  regularly  based  upon 
independent actuarial studies that include other relevant factors such as current and historical claims payment patterns, 
plan enrollment and medical trend rates. 

Under certain policies, based on plan performance, we may be entitled to receive refunds of premiums which we 
recognize in accordance with the policy terms. We estimate these refunds based on premium and claims data and 
record as a reduction in the insurance costs on the consolidated statements of income and prepaid health plan expenses 
in WSE related assets on the consolidated balance sheets. As of December 31, 2016 and 2015, we had $8.6 million
and $6.8 million, respectively, included within WSE related assets as prepaid insurance premiums. 

Cash and Cash Equivalents

Cash and cash equivalents include bank deposits and short-term, highly liquid investments. Investments with original 
maturity dates of three months or less are considered cash equivalents.

58

FINANCIAL STATEMENTS

Restricted Cash, Cash Equivalents and Investments

Restricted cash and cash equivalents presented on our consolidated balance sheets represents our corporate cash 
and cash equivalents in trust accounts functioning as security deposits for our insurance carriers. These deposits are 
not used for settling insurance premiums or claims payments. 

WSE related assets also includes restricted cash, cash equivalents and investments held in trust for current and future 
premium and claim obligations with our insurance carriers. Amounts are held in trust according to the terms of the 
relevant insurance policies and by the local insurance regulations of the jurisdictions in which the policies are in force. 

Investments 

We have investments primarily in marketable securities including U.S. treasuries, which are classified as available for 
sale and are carried at estimated fair value. Unrealized gains and losses are reported as a component of accumulated 
other  comprehensive  income  (loss),  net  of  deferred  income  taxes. The  amortized  cost  of  marketable  securities  is 
adjusted for amortization of premiums and accretion of discounts from the date of purchase to maturity or sale. Such 
amortization  is  included  in  interest  income  as  an  addition  to  or  deduction  from  the  coupon  interest  earned  on  the 
investments.  We  use  the  specific  identification  method  to  determine  the  realized  gains  and  losses  on  the  sale  of 
available for sale securities. Realized gains and losses are included in other income in the accompanying consolidated 
statements of income. 

We assess our investments for an other-than-temporary impairment loss due to a decline in fair value or other market 
conditions. We review several factors to determine whether a loss is other than temporary, such as the length and 
extent of the fair value decline, the financial condition and near-term prospects of the issuer and whether we have the 
intent to sell or will more likely than not be required to sell before the securities' anticipated recovery, which may be at 
maturity. If management determines that a security is impaired under these circumstances, the impairment recognized 
in earnings is measured as the entire difference between the amortized cost and the then-current fair value.

Fair Value of Financial Instruments

Fair value is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability 
in an orderly transaction between market participants at the measurement date. As such, fair value is a market-based 
measurement that should be determined based on assumptions that market participants would use in pricing an asset 
or a liability.

Our financial assets recorded at fair value on a recurring basis are comprised of available for sale marketable securities 
and certificates of deposits. We measure certain financial assets at fair value for disclosure purposes, as well as on a 
nonrecurring basis when they are deemed to be other-than-temporarily impaired. Our other current financial assets 
and our other current financial liabilities, including cash and cash equivalents, restricted cash and cash equivalents, 
WSE related assets and liabilities excluding insurance loss reserves, line of credit and accrued corporate wages, have 
fair values that approximate their carrying value due to their short-term nature.

Assets  and  liabilities  recorded  at  fair  value  are  measured  and  classified  in  accordance  with  a  three-tier  fair  value 
hierarchy based on the observability of the inputs available in the market to measure fair value, summarized as follows:

• 

• 

• 

Level I—observable inputs for identical assets or liabilities, such as quoted prices in active markets,

Level II—inputs other than the quoted prices in active markets that are observable either directly or indirectly,

Level III—unobservable inputs in which there is little or no market data, which requires that we develop our own 
assumptions.

The fair value hierarchy requires us to maximize the use of observable inputs and minimize the use of unobservable 
inputs when measuring fair value. We classify our cash equivalents, debt securities and notes payable in the fair value 
hierarchy based on the lowest level input that is significant to the fair value measurement in its entirety.

WSE related Assets and Liabilities 

Current assets and liabilities resulted from transactions directly or indirectly associated with WSEs, including payroll 
and related taxes and withholdings, our sponsored workers' compensation and health insurance programs, and other 
benefit programs, are reported in WSE related assets and liabilities on the consolidated balance sheets. These assets 

59

FINANCIAL STATEMENTS

and liabilities are reported separately from our corporate assets and liabilities to better distinguish our corporate position 
from those assets and liabilities held by us to fund client payrolls. 

Unbilled Revenue

We recognize WSE payroll and payroll tax liabilities in the period in which the WSEs perform work. When clients' pay 
periods cross reporting periods, we accrue the portion of the unpaid WSE payroll and the corresponding payroll tax 
liabilities associated with the work performed prior to period-end. These estimated payroll and payroll taxes liabilities 
as  accrued  wages  in  WSE  related  liabilities.  The  associated  receivables,  including  estimated  revenues,  offset  by 
advance collections from clients, are recorded as unbilled revenues in WSE related assets.

Accounts Receivable 

Our accounts receivable recorded in WSE related assets, represent outstanding gross billings to clients, net of an 
allowance for doubtful accounts. We establish an allowance for doubtful accounts based on historical experience, the 
age of the accounts receivable balances, credit quality of clients, current economic conditions and other factors that 
may affect clients’ ability to pay, and charge-off amounts when they are deemed uncollectible. 

Property and Equipment 

We record property and equipment at historical cost and compute depreciation using the straight-line method over the 
estimated useful lives of the assets or the lease terms, generally three to five years for software and office equipment, 
five to seven years for furniture and fixtures, and the shorter of the asset life or the remaining lease term for leasehold 
improvements. We expense the cost of maintenance and repairs as incurred and capitalize leasehold improvements. 

We capitalize internal and external costs incurred to develop internal-use computer software during the application 
development stage. Application development stage costs include license fees paid to third-parties for software use, 
software  configuration,  coding,  and  installation.  Capitalized  costs  are  amortized  on  a  straight-line  basis  over  the 
estimated useful life, typically ranging from three to five years, commencing when the software is placed into service. 
We expense costs incurred during the preliminary project stage, as well as general and administrative, overhead, 
maintenance  and  training  costs,  and  costs  that  do  not  add  functionality  to  existing  systems.  For  the  years  ended 
December 31, 2016, 2015 and 2014, internally developed software costs capitalized were $21.3 million, $11.2 million 
and $6.3 million respectively.

We periodically assess the likelihood of unsuccessful completion of projects in progress, as well as monitor events or 
changes in circumstances, which might suggest that impairment has occurred and recoverability should be evaluated. 
An impairment loss is recognized if the carrying amount of the asset is not recoverable and exceeds the future net 
cash flows expected to be generated by the asset. 

Goodwill and Other Intangible Assets 

Our goodwill and identifiable intangible assets with indefinite useful lives are not amortized, but are tested for impairment 
on an annual basis or when an event occurs or circumstances change in a way to indicate that there has been a 
potential decline in the fair value of the reporting unit. Goodwill impairment is determined by comparing the estimated 
fair value of the reporting unit to its carrying amount, including goodwill. Our business is largely homogeneous and, 
as a result, all goodwill is associated with one reporting unit within our reportable segment. 

Annually, we perform a qualitative assessment to determine whether it is more likely than not that the fair value of the 
reporting unit has declined below carrying value. This assessment considers various financial, macroeconomic, industry, 
and reporting unit specific qualitative factors. We perform our annual impairment testing in the fourth quarter. Based 
on the results of our reviews, no impairment loss was recognized in the results of operations for the years ended 
December 31, 2016, 2015 and 2014.

Intangible assets with finite useful lives are amortized over their respective estimated useful lives ranging from two to 
ten years using either the straight-line method or an accelerated method. Intangible assets are reviewed for indicators 
of impairment at least annually and evaluated for impairment whenever events or changes in circumstances indicate 
that the carrying amount of an asset may not be recoverable. Based on the results of our reviews, no impairment loss 
was recognized in the results of operations for the years ended December 31, 2016, 2015 and 2014.

60

FINANCIAL STATEMENTS

Impairment of Long-Lived Assets 

We  evaluate  our  long-lived  assets  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  the 
carrying amount of an asset may not be recoverable. An asset is considered impaired if the carrying amount exceeds 
the undiscounted future net cash flows the asset is expected to generate. An impairment charge is recognized for the 
amount by which the carrying amount of the assets exceeds its fair value. Assets to be disposed of are reported at the 
lower of the carrying amount or fair value, less selling costs. 

Advertising Costs 

We expense the costs of producing advertisements at the time production occurs, and expense the cost of running 
advertisements  in  the  period  in  which  the  advertising  space  or  airtime  is  used  as  sales  and  marketing  expense. 
Advertising costs were $6.4 million, $8.2 million, and $7.3 million for the years ended December 31, 2016, 2015 and 
2014, respectively. 

Stock-Based Compensation 

We have three types of stock-based awards to employees: restricted stock units (time based and performance based), 
stock options and an employee stock purchase plan. Compensation expense associated with restricted stock units is 
based on the fair value of common stock on the date of grant. Compensation expense associated with stock options 
and employee stock purchase plan are based on the estimated grant date fair value method using the Black-Scholes 
option pricing model. Expense is recognized using a straight-line amortization method over the respective vesting 
period for awards that are ultimately expected to vest. Accordingly, stock-based compensation has been reduced for 
estimated forfeitures. When estimating forfeitures, we consider voluntary termination behavior as well as trends of 
actual forfeitures. A tax benefit from stock-based compensation is recognized in additional paid in capital to the extent 
that an incremental tax benefit is realized. 

Income Taxes 

We account for our provision for income taxes using the asset and liability method, under which we recognize income 
taxes payable or refundable for current year and deferred tax assets and liabilities for future tax effect of events that 
have been recognized in our financial statements or tax returns. We measure our current and deferred tax assets and 
liabilities based on provision of enacted tax laws of those jurisdictions in which we operate. The effect of changes in 
tax laws and regulations, or interpretations, is recognized in our consolidated financial statements in the period that 
includes the enactment date.

We recognize deferred tax assets and liabilities based on temporary differences between the carrying amounts of 
assets and liabilities for financial reporting purposes and amounts used for income tax purposes, as well as the expected 
benefits of using net operating loss and other carryforwards. We are required to establish a valuation allowance when 
it is determined more likely than not that the deferred tax assets will not be realized. Provision for income taxes may 
change when estimates used in determining valuation allowances change or when receipt of new information indicates 
the need for adjustment in valuation allowances. Changes in valuation allowances are reflected as a component of 
provision for income taxes in the period the change is enacted.

We recognize a reserve for uncertain tax positions taken or expected to be taken in a tax return when it is concluded 
that tax positions are not more likely than not to be sustained upon examination by taxing authorities, including resolution 
of any related appeals or litigation processes, based on the technical merits of the positions. Assumptions, judgment 
and the use of estimates are required in determining if the more likely than not standard has been met when developing 
the provision for income taxes and in determining the expected benefit. The tax benefits of the position recognized in 
the financial statements are then measured based on the largest amount of benefit that is greater than 50% likely to 
be realized upon settlement with a taxing authority. Unrecognized tax benefits due to tax uncertainties that do not meet 
the minimum probability threshold are included as other liabilities and are charged to earnings in the period that such 
determination is made. We recognize interest and penalties related to uncertain tax positions as a component of income 
tax expense. Accrued interest and penalties are included in other liabilities on the consolidated balance sheet. 

Concentrations of Credit Risk 

Financial instruments subject to concentrations of credit risk include cash, cash equivalents and investments (including 
payroll funds collected), accounts receivable, and amounts due from insurance carriers. We maintain these financial 

61

FINANCIAL STATEMENTS

assets principally in domestic financial institutions. We perform periodic evaluations of the relative credit standing of 
these institutions. Our exposure to credit risk in the event of default by the financial institutions holding these funds is 
limited to amounts currently held by the institution in excess of insured amounts. 

Under the terms of professional services agreements, clients agree to maintain sufficient funds or other satisfactory 
credit at all times to cover the cost of their current payroll, all accrued paid time off, vacation or sick leave balances, 
and other vested wage and benefit obligations for all their work site employees. We generally require payment from 
our clients on or before the applicable payroll date. 

For certain clients, we require an indemnity guarantee payment (IGP) supported by a letter of credit, bond, or a certificate 
of deposit from certain financial institutions. The IGP typically equals the total payroll and service fee for one average 
payroll period. 

As of December 31, 2016, no client accounted for more than 10% of total accounts receivable. As of December 31, 
2015,  one  client  accounted  for  12%  of  total  accounts  receivable.  No  client  accounted  for  more  than  10%  of  total 
revenues in the years ended December 31, 2016, 2015 and 2014. Bad debt expense, net of recoveries was $1.3 
million, $2.0 million and $1.4 million for the years ended December 31, 2016, 2015 and 2014, respectively. 

Recent Accounting Pronouncements

Recently adopted accounting guidance

Debt issuance costs - In April 2015, the Financial Accounting Standards Board (FASB) issued Accounting Standards 
Update (ASU) 2015-03-Simplifying the Presentation of Debt Issuance Costs, and, in August 2015, the FASB issued 
ASU 2015-15, Presentation  and  Subsequent  Measurement  of  Debt  Issuance  Costs Associated  with  Line-of-Credit 
Arrangements. These ASUs require debt issuance costs related to a recognized debt liability to be presented in the 
balance sheet as a direct deduction from the carrying amount of that debt, which is consistent with the presentation 
of debt discounts and premiums. The presentation and subsequent measurement of debt issuance costs associated 
with lines of credit, may be presented as an asset and amortized ratably over the term of the line of credit arrangement, 
regardless  of  whether  there  are  outstanding  borrowings  on  the  arrangement. The  recognition  and  measurement 
guidance for debt issuance costs are not affected by these ASUs. 

We adopted these ASUs as of March 31, 2016. The adoption of these ASUs resulted in a reclassification of unamortized 
debt issuance costs of $2.4 million from other current assets to current portion of notes and capital leases payable 
and $3.4 million from other assets to notes and capital leases payable, less current portion, as of December 31, 2015. 
Unamortized debt issuance costs related to our revolving credit facility will remain classified within other assets in the 
accompanying consolidated balance sheets. The adoption of this guidance did not have any impact on our consolidated 
statements of income, comprehensive income or cash flows.

Recent issued accounting pronouncements

Lease arrangements - In February 2016, the FASB, issued ASU 2016-02-Leases. The amendment requires that lease 
arrangements longer than 12 months result in an entity recognizing lease assets and lease liabilities. Most significant 
impact is on those leases classified as operating leases under previous U.S. GAAP. Under the new standard, disclosures 
are required to meet the objective of enabling users of financial statements to assess the amount, timing, and uncertainty 
of cash flows arising from leases. 

The  amendment  is  effective  for  annual  reporting  periods,  and  interim  periods  within  those  years  beginning  after 
December 15, 2018. Early adoption is permitted, the new standard will be effective for us beginning January 1, 2018. 
We will be required to recognize and measure leases at the beginning of the earliest period presented using a modified 
retrospective  approach.  We  currently  anticipate  early  adoption  of  the  new  standard  effective  January 1,  2018  in 
conjunction with our adoption of the new revenue standard. Our ability to early adopt is dependent on system readiness 
and the completion of our analysis of information necessary to restate prior period financial statements.

As of December 31, 2016, we had a total of $64.6 million non-cancelable operating lease commitments. We anticipate 
this standard will have a material impact on our consolidated financial statements. While we are continuing to assess 
all potential impacts of the standard, we currently believe the most significant impact relates to our accounting for 
equipment, office and data-center operating leases.

62

FINANCIAL STATEMENTS

Financial Instruments - In January 2016, the FASB issued ASU 2016-01-Recognition and Measurement of Financial 
Assets  and  Financial  Liabilities.  The  amendment  addresses  various  aspects  of  the  recognition,  measurement, 
presentation, and disclosure for financial instruments. The amendment is effective for annual reporting periods, and 
interim periods within those years beginning after December 15, 2017. Early adoption by public entities is permitted 
only for certain provisions. We are currently in the process of evaluating the impact of the adoption of this standard on 
our consolidated financial statements.

Revenue Recognition - In May 2014, the FASB issued ASU 2014-09-Revenue from Contracts with Customers, which 
will replace most existing revenue recognition guidance under GAAP. The core principle of the guidance is that an 
entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that 
reflects  the  consideration  to  which  the  entity  expects  to  be  entitled  in  exchange  for  those  goods  or  services. The 
standard provides a five-step analysis of transactions to determine when and how revenue is recognized. In July 2015, 
the FASB deferred the effective date to annual reporting periods, and interim periods within those years, beginning 
after  December  15,  2017.  Early  adoption  at  the  original  effective  date  of  December  15,  2016  is  permitted.  The 
amendments may be applied retrospectively or as a cumulative-effect adjustment as of the date of adoption. In March, 
April and May 2016, the FASB issued ASU 2016-08 Principal versus Agent Considerations (Reporting Revenue Gross 
versus  Net), ASU  2016-10 Identifying  Performance  Obligations  and  Licensing,  ASU  2016-12 Narrow-Scope 
Improvements  and  Practical  Expedients  and ASU  2016-20 Technical  Corrections  and  Improvements,  respectively, 
providing further clarification to be considered when implementing ASU 2014-09. The guidance permits two methods 
of adoption: retrospectively to each prior reporting period presented (full retrospective method), or retrospectively with 
the cumulative effect of initially applying the guidance recognized at the date of initial application (the cumulative catch-
up transition method). We currently anticipate adopting the standard using the full retrospective method to restate each 
prior reporting period presented.

The new standard will be effective for us beginning January 1, 2018. Our ability to adopt using the full retrospective 
method is dependent on system readiness and the completion of our analysis of information necessary to restate prior 
period financial statements.

We anticipate this standard will have a material impact on our consolidated financial statements. While we are continuing 
to assess all potential impacts of the standard, we currently believe the adoption will have material impact on our 
accounting for sales commission expense, income tax provision and deferred taxes. We anticipate that certain client 
acquisition costs will be deferred over the expected client tenure. Additionally, we are assessing whether it remains 
appropriate to accrue assets and liabilities for unprocessed client payrolls where WSEs have performed work during 
the  period.  We  expect  our  professional  service  revenues  and  insurance  service  revenues  remain  substantially 
unchanged. The actual revenue recognition treatment required under the standard will be dependent on contract-
specific terms, and may vary in some instances from recognition at the time of billing.

Share-based  payments  -  In  March  2016,  the  FASB  issued  ASU  2016-09-Stock  Compensation  (Topic  718): 
Improvements  to  Employee  Share-Based  Payment Accounting,  as  part  of  the  Simplification  Initiative.  Under  this 
standard, among other changes, income tax benefits and deficiencies with respect to stock-based compensation will 
be recognized as income tax expense or benefit in the income statement, excess tax benefits will be classified as an 
operating activity on the statement of cash flows and stock-based compensation awards can qualify as equity awards 
even if the entity permits tax withholdings greater than the statutory minimum. ASU 2016-09 is effective for fiscal years 
beginning after December 15, 2016, including interim periods within that reporting period. We will adopt the guidance 
effective January 1, 2017.  

The adoption of ASU 2016-09 is expected to impact income taxes expenses on our 2017 consolidated statements of 
income and the operating and financing cash flows on the consolidated statements of cash flows. The magnitude of 
such impacts are dependent upon our future grants of stock-based compensation, the stock price in relation to the fair 
value  of  awards  on  grant  date,  and  the  exercise  behavior  of  the  equity  compensation  holders. The  Company  will 
retrospectively adopt the presentation in the consolidated statements of cash flows, resulting in $4.6 million and $20.7 
million increase in operating cash flows and decrease in financing cash flows for the years ended December 31, 2016 
and 2015, respectively. We expect the remaining adjustments will not have a material effect on our consolidated financial 
statements.

63

FINANCIAL STATEMENTS

Statement of Cash Flows - In November and August 2016, the FASB issued (ASU) 2016-18 - Statement of Cash Flows 
(Topic 230): Restricted Cash and 2016-15-Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts 
and Cash Payments. The new guidance is intended to reduce diversity in practice in how restricted cash and other 
certain transactions are classified in the statement of cash flows. The amendments are effective for annual reporting 
periods, and interim periods within those years beginning after December 15, 2017. Early adoption is permitted, provided 
that all of the amendments are adopted in the same period. The guidance requires application using a retrospective 
transition method. 

As of December 31, 2016 and 2015, we had total restricted cash, restricted cash equivalents and payroll funds collected 
of $1.0 billion. Currently, changes in these balances are presented as operating cash activities in the consolidated 
statements of cash flows. Under the new guidance, changes in these amounts will be included with cash and cash 
equivalents  when  reconciling  the  beginning-of-period  and  end-of-period  total  amounts  shown  on  the  consolidated 
statements of cash flows. 

64

FINANCIAL STATEMENTS

NOTE 2. CASH, CASH EQUIVALENTS AND INVESTMENTS

Under the terms of the agreements with certain of our workers' compensation and health benefit insurance carriers, 
we are required to maintain collateral in trust accounts for the benefit of specified insurance carriers and to reimburse 
the carriers’ claim payments within our deductible layer. We invest a portion of the collateral amounts in marketable 
securities. We report the current portion of these trust accounts as restricted cash and cash equivalents in WSE related 
assets, and long term portion as restricted cash, cash equivalents and investments on the consolidated balance sheets. 

We  require  our  clients  to  prefund  their  payroll  and  related  taxes  and  other  withholding  liabilities  before  payroll  is 
processed or due for payment. This prefund is included in WSE related assets as payroll funds collected which is 
designated to pay pending payrolls and other WSE related liabilities. 

Our total corporate and WSE related cash, cash equivalents and investments are summarized below:

(In thousands)

December 31, 2016

December 31, 2015

Cash and
cash
equivalents

Available
for sale
marketable
securities

Certificate
of 
deposits

Cash and
cash
equivalents

Available
for sale
marketable
securities

Certificate
of 
deposits

Total

Total

Cash and cash equivalents

$

184,004 $

— $

— $

184,004 $

166,178 $

— $

— $

166,178

Restricted cash and cash equivalents

14,569

14,569

14,557

14,557

Restricted cash, cash equivalents and

investments, noncurrent

Collateral for workers' compensation claims

78,672

51,829

—

130,501

38,711

63,095

—

101,806

Worksite employee related assets

Restricted cash, cash equivalents and

investments, current

Collateral for health benefits claims

Collateral for workers' compensation

claims
Investments

Total WSE related restricted cash, cash
equivalents and investments, current

Payroll funds collected

Total

65,022

64,773

—

129,795

825,958

—

—

—

—

—

65,022

46,980

2,320

2,320

—

64,773

2,320

45,937

—

132,115

825,958

92,917

859,322

—

1,500

—

1,500

—

—

46,980

2,319

2,319

—

47,437

2,319

96,736

859,322

$ 1,232,998 $

51,829 $

2,320 $ 1,287,147 $ 1,171,685 $

64,595 $

2,319 $ 1,238,599

65

FINANCIAL STATEMENTS

NOTE 3. WORKSITE EMPLOYEE RELATED ASSETS AND LIABILITIES

WSE related assets and WSE related liabilities are intended to be reviewed together when considering the position of 
the company. The client directs the price and service specifications for payroll and payroll taxes and as a result, we 
are not the primary obligor for payroll and payroll tax payments and therefore, record these amounts net in our statements 
of income.  However, we record without offset, accrued wages and payroll tax liabilities for WSEs in WSE related 
liabilities with the related payroll funds collected and unbilled revenues in WSE related assets. We have classified 
these assets and liabilities and other service related amounts, collectively as WSE related, to present a clearer picture 
of the inter-relationship of the balances and distinguish these from our other corporate assets and liabilities. 

In addition to unbilled revenues, accrued wages and payroll tax liabilities, other significant balances included in the 
WSE related assets and liabilities include: 

•  Payroll funds collected represents cash collected from clients in advance to fund payroll and payroll taxes, and 

other payroll related liabilities; 

•  Other payroll assets primarily include payroll tax receivables. As of December 31, 2015, there was a receivable 
of $181 million from one client related to an end of year payroll tax liability for which funding was received in January 
2016. 

•  Client deposits represent IGP payments received from clients and collections from clients in excess of payroll and 

other payroll related liabilities;

•  Other payroll withholdings primarily include withholdings under 401(k) plans and flexible benefit plans. 

(In thousands)

Worksite employee related assets:

Restricted cash, cash equivalents and investments

Payroll funds collected

Unbilled revenues

(net of advance collections of $8,602 and $11,875 at December 31, 2016 and 
2015, respectively)

Accounts receivable

(net of allowance for doubtful accounts of $292 and $1,158 at December 31, 2016 
and 2015, respectively)

Prepaid insurance premiums

Workers' compensation collateral receivable

Other payroll assets

Total worksite employee related assets

Worksite employee related liabilities:

Accrued wages

Client deposits

Payroll tax liabilities

Unpaid losses and loss adjustment expenses (less than 1 year):

Health benefits loss reserves

Workers' compensation loss reserves

(net of collateral paid of $9,234 and $11,761 at December 31, 2016 and 2015, 
respectively)

Insurance premiums and other payables

Other payroll withholdings

Total worksite employee related liabilities

December 31,
2016

December 31,
2015

$

$

$

132,115 $

825,958

96,736

859,322

293,192

213,837

4,854

12,805

2,136

10,411

1,281,471 $

5,060

8,832

2,428

187,171

1,373,386

272,966 $

56,182

692,460

202,396

57,758

883,608

129,430

112,658

63,702

14,223

47,032

57,731

23,813

31,533

$

1,275,995 $

1,369,497

Included in the payroll tax liabilities and insurance premiums and other payables were amounts relating to approximately 
2,600 and 2,500 of our corporate employees at December 31, 2016 and 2015, respectively.

66

 
 
 
FINANCIAL STATEMENTS

NOTE 4. WORKERS' COMPENSATION LOSS RESERVES 

The following summarizes the activities in the consolidated balance sheets for unpaid claims and claims adjustment 
expenses within workers' compensation assets and liabilities:

(in thousands)

Year Ended December 31,

2016

2015

2014

Total loss reserves, beginning of year

$

190,102 $

148,034 $

120,739

Incurred

Current year

Prior years

Total incurred

Paid

Current year

Prior years

Total paid

112,967

28,243

141,210

(14,411)

(62,287)

(76,698)

89,137

26,391

115,528

(16,376)

(57,084)

(73,460)

63,377

15,401

78,778

(13,086)

(38,397)

(51,483)

Total loss reserves, end of year

Collateral paid to carriers and offset against loss reserves

Total loss reserves, net of carrier collateral offset

$

$

254,614 $

190,102 $

148,034

(31,611)

(26,890)

223,003 $

163,212 $

(55,492)

92,542

Payable in less than 1 year (1) 

(net of collateral paid to carriers of $9,234, $11,761 and $10,275 as of 
December 31, 2016, 2015 and 2014, respectively)

Payable in more than 1 year 

63,702

57,731

17,094

(net of collateral paid to carriers of $22,377, $15,129 and $45,217 as of 
December 31, 2016, 2015 and 2014, respectively)

159,301

105,481

Workers' Compensation Loss Reserves

$

223,003 $

163,212 $

75,448

92,542

(1) Included under WSE related liabilities within Note 3 to these consolidated financial statements.

Incurred claims related to prior years represent changes in estimates for ultimate losses on workers' compensation 
claims. For the year ended December 31, 2016, the adverse development was primarily due to higher than expected 
severity  of  reported  claims  associated  with  our  non-office  WSEs  in  recent  accident  years.    For  the  years  ended 
December 31,  2015  and  2014,  the  adverse  development  resulted  from  changes  in  estimates  for  ultimate  losses 
associated with non-office WSEs.

As of December 31, 2016, 2015 and 2014, we had $65.6 million, $58.5 million and $95.4 million, respectively, collateral 
held  by  insurance  carriers  of  which  $31.6  million,  $26.9  million  and  $55.5  million  was  offset  against  workers' 
compensation loss reserves as the agreements permit and are net settled of insurance obligations against collateral 
held. Collateral paid to each carrier for a policy year in excess of our loss reserves are recorded as workers' compensation 
collateral receivable. 

67

FINANCIAL STATEMENTS

NOTE 5. PROPERTY AND EQUIPMENT, NET

Property and equipment, net, consists of the following:

(In thousands)

Software

Office equipment, including data processing equipment

Leasehold improvements

Furniture, fixtures, and equipment

Projects in progress

Total

Less: Accumulated depreciation

Property and equipment, net

December 31, 2016 December 31, 2015

$

88,161 $

20,974

11,785

11,421

10,714

143,055

(84,433)

$

58,622 $

64,727

20,044

9,874

7,911

7,407

109,963

(72,119)

37,844

Projects in progress consist primarily of development costs for internally developed software, which we capitalize and 
amortize on a straight-line basis over the estimated useful life. We recognized depreciation expense for capitalized 
internally developed software of $10.2 million, $5.4 million, and $5.2 million for the years ended December 31, 2016, 
2015 and 2014, respectively. 

NOTE 6. GOODWILL AND OTHER INTANGIBLE ASSETS 

The following summarizes goodwill and other intangible assets: 

December 31, 2016

December 31, 2015

Weighted
Average
Amortization
Period

Gross
Carrying
Amount

Accumulated
Amortization

Net
Carrying 
Amount

Gross
Carrying
Amount

Accumulated
Amortization

Net
Carrying
Amount

$

289,207 $

— $

289,207 $

289,207 $

— $

289,207

(In thousands)

Goodwill

Amortizable intangibles:

Customer contracts

10 years

209,850

(182,168)

27,682

209,850

(167,968)

41,882

Trademark

Developed technology

Noncompete agreements

3 years

5 years

3 years

16,900

(16,900)

—

16,900

(16,467)

5,700

1,940

(2,308)

(1,940)

3,392

—

5,400

1,940

(1,173)

(1,710)

433

4,227

230

Total

$

234,390 $

(203,316) $

31,074 $

234,090 $

(187,318) $

46,772

We evaluate the remaining useful life of intangible assets annually to determine whether events and circumstances 
warrant a revision to the estimated remaining useful life. On October 1, 2016, we adjusted the estimated useful lives 
of customer contracts acquired from Ambrose, from a previously estimated useful life of 5 years to 10 years. 

Expense related to intangibles amortization in future periods as of December 31, 2016 is expected to be as follows:

Year ending December 31:

2017

2018

2019

2020

2021 and thereafter

Total

Amount
(in thousands)

5,265

5,199

5,199

4,759

10,652

31,074

$

$

68

FINANCIAL STATEMENTS

NOTE 7. FINANCIAL INSTRUMENTS AND FAIR VALUE MEASUREMENTS

Cash, Cash equivalents and Restricted Investments

We classify our cash, cash equivalents and restricted investments in marketable securities within Level I in the fair 
value hierarchy because we use quoted market prices to determine the fair value. We classify our certificates of deposit 
within Level II in the fair value hierarchy as we use a market approach that compares fair values on certificates with 
similar maturities. We have no available for sale securities included in Level III as of December 31, 2016 and 2015. 
There was no transfer of any assets and liabilities between Levels during years ended December 31, 2016 and 2015. 

The following table summarizes our investments by significant categories and fair value measurement on a recurring 
basis as of December 31, 2016 and 2015:

(In thousands)

December 31, 2016

Level 1:

Investments:

U.S. treasuries

Mutual funds

Total investments

Level 2:

Certificates of deposit

Total

December 31, 2015

Level 1:

Investments

U.S. treasuries

Mutual funds

Total investments

Level 2:

Certificates of deposit

Total

Maturity
 (in years)

Amortized
Cost

Gross
Unrealized
Gains

Gross
Unrealized
Losses

Fair Value

< 3

N/A

< 1

< 4

N/A

< 1

$

$

$

$

$

$

51,376 $

500

51,876 $

25 $

5

30 $

(77) $

51,324

—

505

(77) $

51,829

2,320 $

— $

—

$

2,320

54,149

64,226 $

500

64,726 $

9 $

4

13 $

(144) $

64,091

—

504

(144) $

64,595

2,319 $

— $

— $

$

2,319

66,914

There were de minimis realized gains or losses for the years ended December 31, 2016 and 2015. We had $0.1 million
gross unrealized losses in our U.S. Treasury securities as of December 31, 2016 and 2015. The fair value of these 
securities in an unrealized loss position represented 58% and 81% of the total fair value of all U.S. Treasury securities 
as of December 31, 2016 and 2015, respectively. 

Unrealized losses are principally caused by changes in interest rates. In analyzing an issuer's financial condition, we 
consider whether the securities are issued by the federal government or its agencies, whether downgrades by bond 
rating agencies have occurred, and industry analysts' reports. As we have the ability to hold these available for sale 
marketable securities until maturity, or for the foreseeable future, no decline was deemed to be other-than-temporary.

Notes Payable 

The  carrying  value  of  our  notes  payable  at  December 31,  2016  and  2015  was  $462.9  million  and  $499.6  million, 
respectively, which approximated fair value. These valuations are considered Level II in the hierarchy for fair value 
measurement. At  December  31,  2016,  the  valuation  was  based  on  readily  available  quoted  market  prices.  The 
discounted cash flow method of valuation was used as of December 31, 2015. 

69

FINANCIAL STATEMENTS

NOTE 8. NOTES AND CAPITAL LEASES PAYABLE

As of December 31, 2016, notes and capital leases payable consisted of the following:

(In thousands)

Term loan A

Term loan B

Term loan A-2

Total term loans

Deferred loan costs

Capital leases

Less: current portion

Annual
Contractual
Interest Rate
3.250% (1)

3.220% (2)
3.125% (3)

Effective
Interest Rate

Maturity
Date

3.46%

July 2019

N/A

July 2017

3.29%

July 2019

December 31,
2016

December 31,
2015

$

330,469 $

351,563

—

148,000

132,469

462,938

(4,018)

134

—

499,563

(5,781)

153

(36,559)

(32,970)

Non-current term portion

$

422,495 $

460,965

(1)  Bears interest at LIBOR plus 2.25% or the prime rate plus 1.25% at our option, subject to certain rate adjustments based upon our total 

leverage ratio.

(2)  Contractual interest rate in place at June 30, 2016, prior to the refinancing in July 2016.

(3)  Bears interest at LIBOR plus 2.125% or the prime rate plus 1.125% at our option, subject to certain rate adjustments based upon our total 

leverage ratio.

In July 2016, we refinanced our Amended and Restated First Lien Credit Agreement (Credit Agreement). We replaced 
$135.0 million of outstanding tranche B term loans maturing July 2017 with substantially the same amount of new 
tranche A-2 term loans maturing July 2019. The $342.0 million of existing tranche A term loans and the $75.0 million
revolving credit facility were not refinanced. As part of the $135.0 million refinancing transaction, $57.6 million was 
recorded as an extinguishment, and $77.0 million was rolled over into the new tranche A-2 term loans and was treated 
as a debt modification. 

The proceeds of the tranche A-2 term loans were used to: (i) refinance the remaining tranche B term loans outstanding 
under the Credit Agreement and (ii) pay related fees and expenses. As a result of this refinancing, approximately $1.4 
million in fees and costs were incurred, of which $0.8 million were recorded as deferred loan cost with the remainder 
expensed.

Interest on term loans is payable quarterly. We are required to pay a quarterly commitment fee of 0.50% which may 
decrease to 0.375% based on our total leverage ratio, on the daily unused amount of the commitments under the 
revolving credit facility, as well as fronting fees and other customary fees for letters of credit issued under the revolving 
credit facility.

The $75.0 million revolving credit facility includes capacity for a $40.0 million letter of credit facility and a $10.0 million 
swingline  facility.  Letters  of  credit  issued  pursuant  to  the  revolving  credit  facility  reduce  the  amount  available  for 
borrowing under the revolving credit facility. The total unused portion of the revolving credit facility was $59.5 million
as of December 31, 2016.

We are permitted to make voluntary prepayments at any time without payment of a premium. We are required to make 
mandatory prepayments of term loans (without payment of a premium) with (i) net cash proceeds from issuances of 
debt (other than certain permitted debt), and (ii) net cash proceeds from certain non-ordinary course asset sales and 
casualty and condemnation proceeds (subject to reinvestment rights and other exceptions).

70

FINANCIAL STATEMENTS

The tranche A and A-2 term loans will be repaid in quarterly installments in aggregate annual amounts as follows (in 
thousands):

Year ending December 31,
2018

2019

2017

Total

Term loan repayments

$

38,250 $

41,438 $

383,250 $

462,938

The Credit Agreement contains customary representations and warranties, and customary affirmative and negative 
covenants applicable to us, including, among other things, restrictions on indebtedness, liens, investments, mergers, 
and other dispositions. The Credit Agreement also defines certain restricted payments including prepayment of other 
indebtedness, dividends and stock repurchases within a dollar limit. This limit is subject to adjustments based on our 
total leverage ratio and continued compliance with the financial covenants set forth in the Credit Agreement. 

The financial covenants under the Credit Agreement require us to maintain a minimum consolidated interest coverage 
ratio of at least 3.50 to 1.00 and a maximum total leverage ratio of 4.25 to 1.00 at December 31, 2016 and 2015. We 
were in compliance with these financial covenants under the credit facilities at December 31, 2016 and 2015. 

The credit facility is secured by substantially all of our assets, other than excluded assets as defined in the Credit 
Agreement, which includes certain customary assets, assets held in trusts as collateral and WSE related assets. 

NOTE 9. STOCKHOLDERS’ EQUITY

Common Stock 

Upon closing of our IPO in March 2014, we issued 15,000,000 shares of common stock at a public offering price 
$16 per share, for an aggregate offering price of $240.0 million, resulting in net proceeds to us of $216.8 million, 
after deducting underwriting discounts and commissions of approximately $16.8 million and offering expenses of 
approximately $5.6 million.

Equity-Based Incentive Plans

In December 2009, the board of directors approved the 2009 Equity Incentive Plan (the 2009 Plan) which provides for 
the grant of various equity awards to eligible employees, directors, and consultants including stock options, restricted 
stock unit (time-based and performance-based) and other stock awards. Shares available for grant as of December 31, 
2016 were 6.7 million.

Stock Options

Stock options are granted to employees under the 2009 Plan at exercise prices equal to the fair market value of our 
common stock on the dates of grant. Options generally have a maximum contractual term of 10 years. Options are 
generally vested over four years, based on continued service. Stock options are forfeited if the employee ceases to 
be employed by us prior to vesting.

71

FINANCIAL STATEMENTS

The following table summarizes stock option activity under our equity-based plans for the year ended December 31, 
2016:

Balance at December 31, 2015

Granted

Exercised

Forfeited

Expired

Balance at December 31, 2016

Exercisable at December 31, 2016

Vested and expected to vest at December 31, 2016

Additional Disclosures for Stock Options

Weighted-average grant date fair value of stock options

Total fair value of options vested (in millions)

Total intrinsic value of options exercised (in millions)

Cash received from options exercised (in millions)

Restricted Stock Units 

Number
of Shares

4,446,149 $

—

(1,297,812)

(261,029)

(72,084)

2,815,224 $

2,014,443 $

2,775,326 $

Weighted
Average
Exercise
Price

8.96

—

4.06

17.53

27.01

9.96

8.00

9.83

Weighted
Average
Remaining
Contractual
Term

Aggregate
Intrinsic
Value
(in thousands)

7.56 $

52,108

6.66 $

6.42 $

6.65 $

46,231

36,459

45,865

Year Ended December 31,

2016

2015

2014

$

$

$

N/A $

6.8 $

20.5 $

5.3 $

12.73 $

12.2 $

53.3 $

7.3 $

7.18

7.5

35.1

2.2

Restricted stock units are subject to time-based or performance-based vesting conditions: 

•  The time-based restricted stock units (RSUs) granted to non-employee directors generally fully vest on the first 

anniversary of the grant date;

•  The RSU granted to employees are generally subject to vesting ratably on a quarterly basis over four years;

•  The performance-based restricted stock units (PSUs) are subject to vesting based on our achievement of the 
financial performance metrics and other goals that are established at the grant date. The financial performance 
metric established represents cumulative annual growth rate in our Net Service Revenues as defined in the incentive 
plan over three-year performance periods. Depending on the results achieved, the actual number of shares to be 
granted may range from 0% to 200% of the target shares. Compensation expense is recognized ratably over the 
vesting period based on the probability of the number of awards expected to vest at each reporting date.

Unvested restricted stock units are forfeited if the employee ceases to be employed by us prior to vesting. 

72

FINANCIAL STATEMENTS

The following table summarizes RSU and PSU activity under our equity-based plans for the year ended December 31, 
2016:

Nonvested at December 31, 2015

Granted

Vested

Forfeited

Nonvested at December 31, 2016

RSUs

PSUs

Number of
Units

956,687 $

2,281,998

(695,253)

(220,381)

2,323,051 $

Weighted-
Average
Grant Date
Fair Value

Number of
Units

Weighted-
Average
Grant Date
Fair Value

28.03

18.25

23.52

22.29

20.32

173,286 $

33.51

—

—

(23,874)

149,412 $

—

—

33.51

33.51

Additional Disclosures for RSUs

Total grant date fair value of RSUs granted (in millions)

Total grant date fair value of RSUs vested (in millions)
Shares withheld to settle payroll tax liabilities related to vesting of RSUs
held by employees

Year Ended December 31,

2016

2015

2014

$

$

41.7 $

16.4 $

31.2

3.5 $

N/A

0.1

217,769

35,379

80,599

Employee Stock Purchase Plan

Our 2014 Employee Stock Purchase plan (ESPP) offers eligible employees an option to purchase shares of our common 
stock through a payroll deduction. The purchase price is equal to the lesser of 85% of the fair market value of our 
common stock on the offering date or 85% of the fair market value of our common stock on the applicable purchase 
date. Offering periods are approximately six months in duration and will end on or about May 15 and November 15 of 
each year. Employees may contribute a minimum of 1% and a maximum of 15% of their earnings. The plan is considered 
to be a compensatory plan. We issued 283,644, 272,836, and 249,494 shares under the ESPP during 2016, 2015 and 
2014, respectively. As of December 31, 2016, 1.7 million shares were reserved for future issuances under the ESPP.

Stock-Based Compensation

The fair value of our RSUs and PSUs is equal to the fair value of our common stock on the grant date. The fair value 
of stock options and the ESPP is estimated on the date of grant using the Black-Scholes option-pricing model with the 
following weighted-average assumptions:

Year Ended December 31,

Expected
Term (in
Years)

Expected
Volatility

Risk-Free
Interest
Rate

Expected
Dividend
Yield

Expected
Term (in
Years)

Expected
Volatility

Risk-Free
Interest
Rate

Expected
Dividend
Yield

Stock Option Assumptions

ESPP Assumptions

2016

2015

2014

N/A

6.08

6.05

N/A

39%

58%

N/A

1.73%

1.80%

N/A

0%

0%

0.50

0.50

0.50

32-76% 0.33-0.62%

34-76% 0.07-0.33%

33-58% 0.06-0.07%

0%

0%

0%

Compensation expense is measured based on the fair value of the stock option on the grant date and recognized over 
the requisite service period for each separately vesting portion of the stock option award. Stock-based compensation 
expense and other disclosures for stock-based awards made to our employees pursuant to the equity plans was as 
follows: 

73

FINANCIAL STATEMENTS

(In thousands)

Cost of providing services

Sales and marketing

General and administrative

Systems development and programming costs

Total stock-based compensation expense

Income tax benefit related to stock-based compensation expense

Actual tax benefit realized from stock options exercise

Year Ended December 31,

2016

2015

2014

6,607 $

4,244 $

6,573

10,831

2,486

26,497 $

9,142 $

7,076 $

4,490

7,501

1,688

17,923 $

5,678 $

19,609 $

2,658

2,755

4,517

1,030

10,960

2,040

13,514

$

$

$

$

The table below summarizes unrecognized compensation expense, net of forfeitures for the year ended December 31, 
2016 associated with the following:

Nonvested stock options

Nonvested RSUs

Nonvested PSUs

Stock Repurchases 

Amount
(in thousands)

Weighted-Average
Period (in Years)

$

$

$

5,739

42,198

374

1.41

2.70

1.00

During 2016, 2015, and 2014, the board of directors authorized $100 million, $50 million and $45 million, respectively 
of outstanding common stock to be repurchased with no expiration from the date of authorization. As of December 31, 
2016, approximately $60.0 million remained available for repurchase pursuant to our stock repurchase program. During 
2016, 2015 and 2014, we repurchased 3,414,675 shares, 1,895,625 shares and 490,419 shares, respectively.

NOTE 10. EARNINGS PER SHARE (EPS)

Basic EPS is computed based on the weighted average number of common stocks outstanding during the period. 
Diluted EPS is computed based on those shares used in the basic EPS computation, plus potentially dilutive shares 
issuable under our equity-based compensation plans using the treasury stock method. Shares that are potentially anti-
dilutive are excluded.

In 2014, we had convertible preferred stock which were participating securities. Basic EPS was computed using the 
two-class method that earnings were allocated between common stock and participating preferred stock. Diluted EPS 
is computed using the more dilutive of the if-converted method and two-class method. The convertible preferred stock 
was converted into common stock as a result of our IPO. 

74

 
FINANCIAL STATEMENTS

The following table presents the computation of our basic and diluted EPS attributable to our common stock:

(In thousands, except per share data)

Numerator (basic)

Net income

Less net income allocated to participating securities

Net income attributable to common stock

Denominator (basic)

Weighted average shares of common stock outstanding

Basic EPS

Numerator (diluted)

Net income

Less net income allocated to participating securities

Net income attributable to common stock

Denominator (diluted)

Weighted average shares of common stock

Dilutive effect of stock options and restricted stock units

Weighted average shares of common stock outstanding

Year Ended December 31,

2016

2015

2014

$

$

$

$

$

61,406 $

31,695 $

—

—

61,406 $

31,695 $

70,160

70,228

0.88 $

0.45 $

61,406 $

31,695 $

—

—

61,406 $

31,695 $

70,160

1,812

71,972

70,228

2,390

72,618

15,497

(2,224)

13,273

56,161

0.24

15,497

(2,114)

13,383

56,161

3,406

59,567

0.22

Diluted EPS

$

0.85 $

0.44 $

Common stock equivalents excluded from income per diluted share

because of their anti-dilutive effect

871

1,004

526

NOTE 11. 401(k) PLAN 

Under our 401(k) plan, corporate participants may direct the investment of contributions to their accounts among certain 
investments. We match individual employee 401(k) plan contributions at the rate of $0.50 for every dollar contributed 
by employees subject to a cap. We recorded matching contributions to the 401(k) plan of $5.1 million, $4.6 million, 
and $3.5 million during the years ended December 31, 2016, 2015, and 2014, respectively, which are reflected in 
various operating expense lines within the accompanying consolidated statements of income. 

We also maintain multiple employer defined contribution plans, which cover WSEs for client companies electing to 
participate in the plan and for their internal staff employees. We contribute, on behalf of each participating client, varying 
amounts based on the clients’ policies and serviced employee elections. 

75

 
 
 
FINANCIAL STATEMENTS

NOTE 12. INCOME TAXES 

Provision for Income Taxes

The provision for income taxes consists of the following: 

(In thousands)

Current:

Federal

State

Foreign

Deferred:

Federal

State

Foreign

Revaluation due to state legislative changes

Year Ended December 31,

2016

2015

2014

$

1,488 $

9,189 $

(31,111)

(364)

150

1,274

38,028

4,278

(6)

(528)

41,772

3,794

378

13,361

11,528

320

(24)

3,130

14,954

4,618

230

(26,263)

38,297

2,951

—

2,594

43,842

17,579

Total

$

43,046 $

28,315 $

The U.S. federal statutory income tax rate reconciled to our effective tax rate is as follows: 

(In thousands, except percent)

Year Ended December 31,

2016

Tax
Expense/
(Benefit)

Percent
of Pre-
Tax
Income
(Loss)

Pre-Tax
Income

$104,452

Pre-Tax
Income

$ 60,010

2015

Tax
Expense
/(Benefit)

Percent
of Pre-
Tax
Income
(Loss)

Pre-Tax
Income

$ 33,076

2014

Tax
Expense
/(Benefit)

Percent
of Pre-
Tax
Income
(Loss)

U.S. federal statutory tax rate

$ 36,558

35.0%

$ 21,004

35.0%

$ 11,577

35.0%

State income taxes, net of federal benefit

Tax rate change

Nondeductible transaction costs

Nondeductible meals, entertainment and
penalties

Stock-based compensation

Uncertain tax positions

Tax credits

Net Operating Loss adjustment

State tax return to provision adjustment

Other

Total

4,484

(528)

—

4,129

634

23

4.2

(0.5)

—

4.0

0.6

—

(1,228)

(1.2)

—

(1,267)

241

—

(1.2)

0.3

3,961

3,130

—

1,970

816

98

(1,340)

(932)

—

6.6

5.2

—

3.3

1.3

0.2

(2.2)

(1.5)

—

1,257

2,594

305

1,412

1,478

268

3.8

7.8

0.9

4.3

4.5

0.8

(1,202)

(3.6)

—

—

—

—

(392)

(0.7)

(110)

(0.3)

$ 43,046

41.2%

$ 28,315

47.2%

$ 17,579

53.2%

Our effective income tax rate decreased by 6.0% from 47.2% in 2015 to 41.2% in 2016. The change was primarily 
attributed to a decrease in state income taxes from income that is excluded for state income tax purposes and dilution 
of the negative rate impact from permanent items due to an increase in pre-tax earnings. 

In 2015, the revaluation of deferred taxes from state legislative changes resulted in a charge to income tax of $3.1 
million compared to the state tax benefit from such revaluation of $0.5 million in 2016. Further, a discrete benefit of 
$1.3 million resulting in a tax rate benefit of 1.2% was recorded in 2016 associated with reduced state income tax 
expense in prior years arising from state return to provision paid for workers' compensation insurance. The revaluation 

76

FINANCIAL STATEMENTS

of deferred taxes resulted in discrete tax (benefit)/expense representing (0.5)%, 5.2% and 7.8% of the effective tax 
rate for the years ended December 31, 2016, 2015 and 2014, respectively. 

Deferred Income Taxes

Significant components of our deferred tax assets and liabilities are as follows: 

(In thousands)

Deferred tax assets:

Year Ended December 31,

2016

2015

Net operating losses (federal and state)

$

4,397 $

Accrued expenses

Accrued workers' compensation costs

Stock-based compensation

Tax benefits relating to uncertain positions

Tax credits (federal and state)

Other

Total

Valuation allowance

Total deferred tax assets

Deferred tax liabilities:

Depreciation and amortization

Deferred service revenues

Prepaid health plan expenses

Total deferred tax liabilities

10,239

13,266

5,350

37

6,344

(47)

39,586

(5,689)

33,897

(8,055)

(114,646)

(3,569)

(126,270)

Net non-current deferred tax liabilities

$

(92,373) $

2,508

9,908

18,823

4,643

29

6,272

113

42,296

(5,276)

37,020

(3,277)

(85,263)

(3,121)

(91,661)

(54,641)

We recorded an additional $0.4 million of valuation allowance from $5.3 million in 2015 to $5.7 million in 2016, related 
to certain state net operating loss carryforwards generated in current year that may not be utilized prior to expiration. 
We  have  de  minimis  federal  net  operating  loss  carryforwards  and  $95.5  million  multiple  state  net  operating  loss 
carryforwards as of December 31, 2016. The federal net operating loss carryforward will begin expiring in 2031 and 
the state net operating loss carryforward will begin expiring in 2017. 

We have excluded excess windfall tax benefits resulting from stock option exercises as components of our gross state 
deferred tax assets, as tax attributes related to such windfall tax benefits should not be recognized until they result in 
a reduction of state taxes payable. The gross amount of unrealized state net operating loss carryforwards resulting 
from stock option exercises was $13.1 million at December 31, 2016. When realized, excess windfall tax benefits are 
credited to additional paid-in capital. The provision for income taxes for the year ended December 31, 2016 included 
$4.7 million of excess tax benefits resulting from stock option exercises and net operating loss carryforward utilization. 
We follow the tax law ordering method to determine when such net operating loss carryforwards have been realized.

We have $6.5 million (net of federal benefit) state tax credit carryforwards available that will begin expiring in 2021, 
which are partially offset by a valuation allowance of $4.7 million as of December 31, 2016 and 2015.

We are subject to tax in U.S. federal and various state and local jurisdictions, as well as Canada. We are not subject 
to any material income tax examinations in federal or state jurisdictions for tax years prior to January 1, 2011. We paid 
Notices of Proposed Assessments disallowing employment tax credits totaling $10.5 million, plus interest and penalties 
of $4.0 million in connection with the IRS examination of Gevity HR, Inc. and its subsidiaries, which was acquired by 
TriNet in June 2009. This issue is being resolved through litigation. With regard to these employment tax credits, we 
believe it is more likely than not that we will prevail and realize our receivable included in other noncurrent assets 
without a charge to our statement of income. Therefore, no reserve has been recognized related to this matter. 

We have not provided for U.S. federal income and foreign withholding taxes on our Canadian subsidiary’s undistributed 
earnings of $2.7 million as of December 31, 2016, because we intend to reinvest such earnings indefinitely. Upon 

77

FINANCIAL STATEMENTS

distribution of those earnings in the form of dividends or otherwise, we would be subject to U.S. income taxes (subject 
to an adjustment for foreign tax credits). Determining the unrecognized deferred tax liability related to our investment 
in our Canadian subsidiary that are indefinitely reinvested is not practicable. 

Uncertain Tax Positions

As of December 31, 2016 and 2015, the total unrecognized tax benefits related to uncertain income tax positions, 
which would affect the effective tax rate if recognized, were $0.6 million and $3.3 million, respectively.

A reconciliation of the beginning and ending amount of unrecognized tax benefits (excluding interest and penalties) is 
as follows: 

(In thousands)

Year Ended December 31,

2016

2015

2014

Unrecognized tax benefits at January 1

$

2,618 $

2,471 $

2,300

Additions for tax positions of prior periods

Additions for tax positions of current period

Reductions for tax positions of prior period:

Settlements with taxing authorities

Lapse of applicable statute of limitations

Adjustments to tax positions

—

132

(1,855)

(130)

(15)

—

167

—

—

(20)

25

182

—

—

(36)

Unrecognized tax benefits at December 31

$

750 $

2,618 $

2,471

As of December 31, 2016 and 2015, the total amount of gross interest and penalties accrued was $0.8 million.  Accrued 
interest and penalties are included in other liabilities on the consolidated balance sheet. 

78

FINANCIAL STATEMENTS

NOTE 13. COMMITMENTS AND CONTINGENCIES

Lease Commitments

We lease office facilities, including our headquarters and other facilities under non-cancelable operating leases. The 
schedule of minimum future rental payments under non-cancelable operating leases having initial terms in excess of 
one year at December 31, 2016, is as follows:

(In thousands)

Year ending December 31:

2017

2018

2019

2020

2021

Thereafter

Minimum lease payments

Operating Leases

$

$

15,274

13,809

11,840

11,334

5,505

6,882

64,644

The lease agreements generally provide for rental payments on a graduated basis and for options to renew, which 
could increase future minimum lease payments if exercised. We recognize rent expense on a straight-line basis over 
the lease period and accrue for rent expense incurred but not paid. Rent expense for the years ended December 31, 
2016, 2015 and 2014 was $16.7 million, $12.9 million and $11.9 million, respectively. 

Standby Letters of Credit

We  have  two  standby  letters  of  credit  up  to  an  aggregate  of  $17.8  million  provided  as  collateral  for  our  workers’ 
compensation obligations. At December 31, 2016, the facilities were not drawn down. 

Contingencies 

In August 2015, Howard Welgus, a purported stockholder filed a putative securities class action lawsuit, Welgus v. 
TriNet Group, Inc. et. al., under the Securities Exchange Act of 1934 in the United States District Court (the Court) for 
the Northern District of California. The complaint was later amended in April 2016. The amended complaint generally 
alleges that TriNet and the other defendants caused damage to purchasers of our stock by misrepresenting and/or 
failing to disclose facts generally pertaining to alleged trends affecting health insurance and workers' compensation 
claims. The other defendants include certain of our officers and directors, General Atlantic, LLC, a former significant 
shareholder, and the underwriters of our IPO. In November 2016, the parties appeared at a hearing before the Court 
on our motion to dismiss the amended complaint in its entirety. In January 2017, the Court issued an order granting 
TriNet’s and the other defendants’ motions to dismiss. The Court dismissed the plaintiff’s claims in part with prejudice 
and in part without. As a result, the Court has given the plaintiff until March 3, 2017 to file a second amended complaint 
with respect to claims not dismissed with prejudice. If the plaintiff chooses not to file a second amended complaint, 
the case will be dismissed with prejudice and a final judgment will be entered. We are unable to reasonably estimate 
the possible loss or range of losses, if any, arising from this litigation.

We are and, from time to time, have been and may in the future become involved in various litigation matters, legal 
proceedings and claims arising in the ordinary course of its business, including disputes with our clients or various 
class action, collective action, representative action and other proceedings arising from the nature of our co-employment 
relationship with our clients and WSEs in which we are named as a defendant. In addition, due to the nature of our 
co-employment relationship with our clients and WSEs, we could be subject to liability for federal and state law violations, 
even if we do not participate in such violations. While our agreements with our clients contain indemnification provisions 
related to the conduct of our clients, we may not be able to avail ourselves of such provisions in every instance. We 
have accrued our current best estimates of probable losses with respect to these matters which are individually and 
in aggregate immaterial to our consolidated financial statements.

While the outcome of the matters described above cannot be predicted with certainty, management currently does not 
believe that any such claims or proceedings or the above mentioned securities class action will have a materially 

79

FINANCIAL STATEMENTS

adverse effect on our consolidated financial position, results of operations or cash flows. However, the unfavorable 
resolution of any particular matter or our reassessment of our exposure for any of the above matters based on additional 
information  obtained  in  the  future  could  have  a  material  impact  on  our  consolidated  financial  position,  results  of 
operations or cash flows. 

NOTE 14. RELATED PARTY TRANSACTIONS

We have service agreements with certain stockholders that we process their employees' payrolls and payroll taxes.  
From time to time, we also enter into sales and purchases agreements with various companies that have a relationship 
with our executive officers or members of our board of directors. The relationships are typically an equity investment 
by the executive officer or board member in the customer / vendor company or our executive officer or board member 
is a member of the customer / vendor company's board of directors. We have received $10.2 million, $6.1 million, and 
$3.9 million in total revenues from such related parties during the years ended December 31, 2016, 2015 and 2014, 
respectively.

We  have  also  entered  into  various  software  license  agreements  with  software  service  providers  who  have  board 
members in common with us. We paid the software service providers $7.1 million, $4.1 million, and $5.9 million during 
the years ended December 31, 2016, 2015 and 2014, for services we received, respectively.

NOTE 15. QUARTERLY FINANCIAL DATA (UNAUDITED)

(In thousands, except per share data)

March 31

June 30

September 30

December 31

Quarter ended

2016

Total revenues

Insurance costs

Operating income

Net income

Basic net income per share

Diluted net income per share

2015

Total revenues

Insurance costs

Operating income

Net income (loss)

Basic net income (loss) per share

Diluted net income (loss) per share

$

$

$

$

$

$

732,939 $

745,846 $

770,457 $

569,689

25,902

11,577

0.16 $

0.16 $

596,673

26,367

12,282

0.17 $

0.17 $

609,422

28,972

14,581

0.21 $

0.20 $

625,578 $

640,007 $

668,008 $

483,203

31,041

15,811

0.23 $

0.22 $

517,994

5,985

(1,308)

(0.02) $

(0.02) $

534,481

11,682

3,097

0.04 $

0.04 $

811,071

637,968

42,717

22,966

0.34

0.32

725,695

576,698

29,609

14,095

0.20

0.20

80

DISCLOSURE CONTROLS AND PROCEDURES

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial 
Disclosure. 

None

Item 9A. Controls and Procedures

Evaluation of Disclosure Controls and Procedures

We have, with the participation of our Chief Executive Officer (CEO) and our Chief Financial Officer (CFO), evaluated 
the effectiveness of our disclosure controls and procedures as of December 31, 2016. The term “disclosure controls 
and procedures,” as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended, 
or the Exchange Act, means controls and other procedures of a company that are designed to ensure that information 
required  to be  disclosed  by a  company  in  the  reports  that  it files  or  submits  under  the  Exchange Act  is  recorded, 
processed, summarized and reported, within the time periods specified in the SEC’s rules and forms. 

Disclosure  controls  and  procedures  include,  without  limitation,  controls  and  procedures  designed  to  ensure  that 
information required to be disclosed by a company in the reports that it files or submits under the Exchange Act is 
accumulated and communicated to the company’s management, including its principal executive officer and principal 
financial officer, as appropriate to allow timely decisions regarding required disclosure. Based on the evaluation of our 
disclosure controls and procedures as of December 31, 2016, our Chief Executive Officer and Chief Financial Officer 
concluded that, as of such date, our disclosure controls and procedures were not effective as a result of the material 
weaknesses  in  our  internal  control  over  financial  reporting,  as  further  described  below.   A  material  weakness  is  a 
deficiency, or a combination of deficiencies, in internal control over financial reporting such that there is a reasonable 
possibility that a material misstatement of our annual or interim financial statements will not be prevented or detected 
on a timely basis.

Notwithstanding the material weaknesses in our internal control over financial reporting, we have concluded that the 
consolidated financial statements included in this Annual Report on Form 10-K fairly present, in all material respects, 
our financial position, results of operations and cash flows for the periods presented in conformity with accounting 
principles generally accepted in the United States of America.  Additionally, the material weaknesses did not result in 
any restatements of our consolidated financial statements or disclosures for any prior period. 

Management’s Report on Internal Control Over Financial Reporting

We are responsible for establishing and maintaining adequate internal control over financial reporting as defined in 
Rules 13a-15(f) and 15d-15(f) promulgated under the Exchange Act as a process, designed by, or under the supervision 
of the our principal executive and principal financial officers and effected by our board of directors, management and 
other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of 
financial statements for external purposes in accordance with GAAP.

Due to inherent limitations, internal control over financial reporting is not intended to provide absolute assurance that 
a misstatement of our financial statements would be prevented or detected.  Also, projections of any evaluation of 
effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in 
conditions or that the degree of compliance with policies or procedures may deteriorate.

We, with the participation of the CEO and CFO, conducted an evaluation of the effectiveness of our internal control 
over financial reporting as of December 31, 2016 based on the framework and criteria established in Internal Control 
- Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.  
This evaluation included review of the documentation of controls, testing of the operating effectiveness of controls and 
a conclusion on this evaluation.  

Based on the foregoing, we concluded that our internal controls over financial reporting as of December 31, 2016 were 
not effective as a result of the material weaknesses described below.

Deloitte & Touche LLP, our independent registered public accounting firm, has issued an audit report on the effectiveness 
of our internal control over financial reporting as of December 31, 2016. This audit report appears below.

81

 
DISCLOSURE CONTROLS AND PROCEDURES

Information Technology General Controls (ITGC)

In the course of completing our assessment of internal control over financial reporting as of December 31, 2015, we 
identified a number of deficiencies related to the design and operating effectiveness of information technology (IT) 
general controls for information systems that comprised part of our system of internal control over financial reporting 
and are relevant to the preparation of our consolidated financial statements (such information technology systems are 
referred to as the “affected IT systems”).

These deficiencies in the design and operating effectiveness of the controls involved logical access, program change 
management and computer operations controls that are intended to ensure that access to financial applications and 
data  is  adequately  restricted  to  appropriate  personnel,  and  that  changes  affecting  the  financial  applications  and 
underlying account records are identified, authorized, tested and implemented appropriately.

We have concluded that deficiencies in ITGC logical access, including controls intended to ensure that access rights 
are compatible with job duties (segregation of duties) existed at December 31, 2016 and therefore represent a material 
weakness as of December 31, 2016. 

As a result of the deficiencies identified, the following business process controls that are dependent on the affected IT 
systems or resulting electronic data and financial reports were adversely affected: controls over revenues and insurance 
costs; insurance liabilities, payroll related costs, payroll tax and WSE related assets and liabilities.  Accordingly, the 
business process controls that are dependent on affected IT systems or resulting electronic data were also deemed 
to be deficient and have material weaknesses.

Revenue and Payroll Operations

We have determined that we have several control deficiencies aggregating to a material weakness related to the design 
and operating effectiveness of controls over our revenue platforms as of December 31, 2016.  This was primarily 
caused by controls over the review and approval of adjustments to revenue, including revenue pricing and SOI benefit 
elections could not be attested as operating effectively due to control deficiencies.   The deficiencies noted above could 
impact revenues, insurance costs, insurance liabilities, payroll related costs, payroll tax and WSE related assets and 
liabilities. 

Payroll Tax Liabilities

We have determined that we have several control deficiencies aggregating to a material weakness in the design and 
operating effectiveness of our controls to validate the accuracy and completeness of withholding tax rates updated 
into our payroll systems as of December 31, 2016.  We receive payroll tax rate updates from an outside vendor which 
we rely upon.  We do not, however, receive a report of service organization controls to ensure that we timely receive 
all tax rate updates.  Additionally, our controls over the identification and resolution of reconciling items for our payroll 
tax liabilities to our general ledger were not operating with a sufficient level of precision to be effective.  Our internal 
review processes to verify the tax rate updates received from the vendor are not at a sufficient level of precision to 
conclude all that tax rate updates have been accurately and timely identified.  These deficiencies impact our WSE 
related liabilities.

Insurance Costs and Insurance Liabilities

We have determined that we have several control deficiencies aggregating to a material weakness exist related to the 
design and operating effectiveness of controls over health and worker’s compensation expenses and liabilities as of 
December 31,2016.   Controls over the review and reconciliation of input data, spreadsheets and system generated 
reports were not designed with an appropriate level of precision to provide reasonable assurance that they will prevent 
or detect a material error in the financial statements.  These deficiencies impact insurance costs, workers’ compensation 
collateral receivable, workers’ compensation liabilities, and worksite employee related assets and liabilities.

Entity Level Controls - Control Activities and Monitoring

We determined that we have several control deficiencies aggregating to a material weakness related to our entity level 
controls over our identification of certain control activities and the monitoring of our control performance as of December 
31, 2016.

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DISCLOSURE CONTROLS AND PROCEDURES

The control deficiencies included ineffective controls over the evaluation and timely review of controls operating at 
service organizations and the integration of these controls with our 'user' controls. Additionally, we had inadequate 
processes to monitor control performance and remediation activities and failed to implement compensating controls 
for deficiencies in ITGC's.

Changes in Internal Control over Financial Reporting

Significant changes in internal control over financial reporting included, but were not limited to

• 

• 

Improved the design, operating effectiveness, and documentation of certain review controls used to verify the 
accuracy of data used in financial reporting.  These activities included the development of new review controls, 
training and education for process owners on audit requirements, and the creation of review templates to properly 
document evidence of management review.

Implementation of a new procure-to-pay system that interfaces with internal systems and designed to ensure only 
authorized individuals can access the system and execute purchases.  Detailed processes and automated controls 
are maintained in the system in an effort to ensure all approvers and defined dollar limits conform with our expense 
and authorization policy.  Other control enhancements include vendor contract review and approval prior to purchase 
requisition set-up and payment.

•  We have been actively engaged in the implementation of a remediation plan designed to ensure that controls 
contributing to remediation of our ITGC material weakness are designed appropriately and will operate effectively. 
We also engaged external IT specialist consultants to advise us on these remediation activities. The remediation 
actions we have taken to date to address the material weakness and to improve and strengthen our internal controls 
include the following:

•  Enhancing IT governance policies and procedures, 

•  Designing and implementing control activities and procedures around user and administrator access, program 

change management and monitoring of batch processing, and

•  Hiring qualified IT resources, and providing sufficient training to the relevant control owners.

•  We  retired  the Ambrose  and Accord  payroll  platforms  and  implemented  a  number  of  controls  to  improve  the 
effectiveness of revenue processing and to control the manual inputs and data changes to address the material 
weaknesses identified in 2015. 

•  We improved the design, operation, and monitoring of control activities and procedures to address internal controls 
and  financial  reporting  requirements.    These  activities  included  the  hiring  of  senior  financial  management, 
improvements to financial reporting processes and control activities, and the significant expansion of the internal 
audit department as well as hiring outside consultants to facilitate the timely completion of the evaluation of the 
design and operating effectiveness of internal control over financial reporting.

•  We  improved  reconciliation  controls  of  the  payroll  taxes  payable  account,  but  have  not  sufficiently  addressed 

controls over the completeness and accuracy of the payroll tax rates input into our Passport platform.

As of December 31, 2016, testing of both the design and operating effectiveness of the new and improved controls 
was completed, and management concluded that the material weaknesses in internal controls over financial reporting 
related to ITGC computer operations and change management control, control environment and risk assessment, 
management review controls, and procurement processes have been fully remediated.

Except for the changes described above there were no changes in our internal control over financial reporting identified 
in management’s evaluation pursuant to Rules 13a-15(d) or 15d-15(d) of the Exchange Act during the fourth quarter 
ended December 31, 2016 that materially affected, or are reasonably likely to materially affect, our internal control over 
financial reporting.

Planned Remediation Activities

We will continue the consolidation of IT platforms, plan to complete the implementation of appropriate access rights 
and monitor the operation of new controls so management can conclude that they are designed and operating effectively, 
and the material weakness is remediated.  We plan to implement additional compensating controls over areas of known 
ITGC access issues while the relevant controls are in remediation, require self-certification as part of an improved 

83

 
DISCLOSURE CONTROLS AND PROCEDURES

system of control monitoring and improve the process of integrating and testing service organization controls that we 
rely upon.

In addition, as we continue to evaluate and work to improve our internal control over financial reporting, we may take 
additional measures to address control deficiencies or determine to modify the remediation plan described above. We 
will continue to test and evaluate the implementation of these new processes and internal controls during 2017 to 
ascertain whether they are designed and operating effectively to provide reasonable assurance that they will prevent 
or detect a material error in our financial statements. 

To  further  strengthen  controls  around  the  accuracy  and  completeness  of  revenue  and  payroll  processing,  we  will 
continue to consolidate platforms in 2017 and retire the SOI platform which will reduce a significant number of manual 
business  process  controls.    We  intend  to  improve  transaction  logging  capabilities  in  an  effort  to  ensure  manual 
adjustments are properly evidenced as authorized and reviewed.  We will develop an additional compensating controls 
in an effort to ensure the output of payroll processing and recorded revenue is complete and accurate. 

We  will  be  implementing  a  number  of  control  improvements  in  order  to  further  improve  the  design  and  operating 
effectiveness of controls over health and worker’s compensation liabilities and expenses in 2017.  The design of key 
controls will be addressed to better ensure the completeness and accuracy of information used in a control (key reports) 
and review controls will be refined to better address both the accuracy and precision of management’s review. 

We will implement compensating controls over the tax rates provided by the outside vendor in an effort to ensure all 
tax rate updates are complete, accurate, and timely.

While  we  intend  to  resolve  all  of  the  material  control  deficiencies,  we  cannot  provide  any  assurance  that  these 
remediation efforts will be successful or that our internal control over financial reporting will be effective as a result of 
these efforts by any particular date.

84

 
  
DISCLOSURE CONTROLS AND PROCEDURES

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

The Board of Directors and Stockholders of TriNet Group, Inc.

We have audited the internal control over financial reporting of TriNet Group, Inc. and subsidiaries (the "Company”) 
as of December 31, 2016, based on criteria established in Internal Control - Integrated Framework (2013) issued by 
the Committee of Sponsoring Organizations of the Treadway Commission. The Company's management is 
responsible for maintaining effective internal control over financial reporting and for its assessment of the 
effectiveness of internal control over financial reporting, included in the accompanying Management’s Report on 
Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the Company's internal 
control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United 
States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether 
effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining 
an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing 
and evaluating the design and operating effectiveness of internal control based on that risk, and performing such other 
procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis 
for our opinion.

A company's internal control over financial reporting is a process designed by, or under the supervision of, the company's 
principal  executive  and  principal  financial  officers,  or  persons  performing  similar  functions,  and  effected  by  the 
company's  board  of  directors,  management,  and  other  personnel  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with 
generally accepted accounting principles. A company's internal control over financial reporting includes those policies 
and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect 
the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions 
are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance  with  generally  accepted 
accounting principles, and that receipts and expenditures of the company are being made only in accordance with 
authorizations  of  management  and  directors  of  the  company;  and  (3)  provide  reasonable  assurance  regarding 
prevention or timely detection of unauthorized acquisition, use, or disposition of the company's assets that could have 
a material effect on the financial statements.

Because of the inherent limitations of internal control over financial reporting, including the possibility of collusion or 
improper management override of controls, material misstatements due to error or fraud may not be prevented or 
detected on a timely basis. Also, projections of any evaluation of the effectiveness of the internal control over financial 
reporting to future periods are subject to the risk that the controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate.

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such 
that there is a reasonable possibility that a material misstatement of the company’s annual or interim financial statements 
will  not  be  prevented  or  detected  on  a  timely  basis. The  following  material  weaknesses  have  been  identified  and 
included in management's assessment: 

• 

• 

• 

• 

• 

Ineffective controls to ensure identification of control activities and monitoring

Ineffective information technology (IT) general controls over user access

Ineffective controls over revenue and payroll operations

Ineffective controls over payroll tax liabilities

Ineffective controls over insurance costs and insurance liabilities

These material weaknesses were considered in determining the nature, timing, and extent of audit tests applied in our 
audit  of  the  consolidated  financial  statements  and  financial  statement  schedule  as  of  and  for  the  year  ended 
December 31, 2016, of the Company and this report does not affect our report on such financial statements.

85

 
DISCLOSURE CONTROLS AND PROCEDURES

In our opinion, because of the effect of the material weaknesses identified above on the achievement of the objectives 
of  the  control  criteria,  the  Company  has  not  maintained  effective  internal  control  over  financial  reporting  as  of 
December 31, 2016, based on the criteria established in Internal Control - Integrated Framework (2013) issued by the 
Committee of Sponsoring Organizations of the Treadway Commission.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States),  the  consolidated  financial  statements  and  financial  statement  schedule  as  of  and  for  the  year  ended 
December 31, 2016, of the Company and our report dated February 28, 2017 expressed an unqualified opinion on 
those financial statements and financial statement schedule.

/s/ DELOITTE & TOUCHE LLP 

San Francisco, California 

February 28, 2017 

Item 9B. Other Information. 

Not applicable. 

86

 
 
MANAGEMENT AND CERTAIN SECURITY HOLDERS

PART III

Item 10. Directors, Executive Officers and Corporate Governance. 

Information required by this item is incorporated by reference to TriNet Group Inc.’s Proxy Statement for its 2017 Annual 
Meeting of Shareholders to be filed with the SEC within 120 days after the end of the year ended December 31, 2016.

Item 11. Executive Compensation. 

Information required by this item is incorporated by reference to TriNet Group Inc.’s Proxy Statement for its 2017 Annual 
Meeting of Shareholders to be filed with the SEC within 120 days after the end of the year ended December 31, 2016.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related 
Stockholder Matters. 

Information required by this item is incorporated by reference to TriNet Group Inc.’s Proxy Statement for its 2017 Annual 
Meeting of Shareholders to be filed with the SEC within 120 days after the end of the year ended December 31, 2016.

Item 13. Certain Relationships and Related Transactions, and Director Independence. 

Information required by this item is incorporated by reference to TriNet Group Inc.’s Proxy Statement for its 2017 Annual 
Meeting of Shareholders to be filed with the SEC within 120 days after the end of the year ended December 31, 2016.

Item 14. Principal Accounting Fees and Services.

Information required by this item is incorporated by reference to TriNet Group Inc.’s Proxy Statement for its 2017 Annual 
Meeting of Shareholders to be filed with the SEC within 120 days after the end of the year ended December 31, 2016.

87

FINANCIAL STATEMENT SCHEDULES

Item 15. Exhibits, Financial Statement Schedules.

(a) The following documents are filed as a part of the report: 

PART IV 

(1) The financial statements filed as part of this report are listed in the “Index to Financial Statements” under Part II, 
Item 8 of this report. 

(2) Financial statement schedules. 

SCHEDULE II-VALUATION AND QUALIFYING ACCOUNTS 

(in thousands)
Allowances for Doubtful Accounts and Authorized
Credits

Year ended December 31, 2016

Year ended December 31, 2015

Year ended December 31, 2014

Tax Valuation Allowance

Year ended December 31, 2016

Year ended December 31, 2015

Year ended December 31, 2014

Balance at
Beginning of
Period

Credited/
Charged to
Net Income

Charges
Utilized/
Write-Offs

Balance at
End of
Period

$

$

$

$

$

$

1,158

388

865

5,276

6,945

5,194

1,418

2,085

947

413

—

1,751

(2,284) $

(1,315) $

(1,424) $

— $

(1,669) $

— $

292

1,158

388

5,689

5,276

6,945

88

FINANCIAL STATEMENT SCHEDULES

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly 
caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of San Leandro, 
State of California, on the 28th day of February, 2017. 

Date: February 28, 2017

TRINET GROUP, INC.

  By:

/s/ Burton M. Goldfield
Burton M. Goldfield
Chief Executive Officer

KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and 
appoints Burton M. Goldfield, William Porter and Brady Mickelsen, and each of them, as his true and lawful attorneys-
in-fact and agents, each with the full power of substitution, for him and in his name, place or stead, in any and all 
capacities, to sign any amendments to this report and to file the same, with exhibits thereto, and other documents in 
connection therewith, with the Securities and Exchange Commission, hereby ratifying and confirming all that any of 
said attorneys-in-fact and agents, or their or his substitute or substitutes, may lawfully do or cause to be done by virtue 
hereof.

89

 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENT SCHEDULES

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following 
persons on behalf of the Registrant and in the capacities and on the dates indicated.

Signature

Title

Date

/s/ Burton M. Goldfield

Burton M. Goldfield

/s/ William Porter

William Porter

/s/ Michael J. Angelakis

Michael J. Angelakis

/s/ Katherine August-deWilde

Katherine August-deWilde

/s/ Martin Babinec

Martin Babinec

/s/ H. Raymond Bingham

H. Raymond Bingham

/s/ Paul Chamberlain

Paul Chamberlain

/s/ Kenneth Goldman

Kenneth Goldman

/s/ David C. Hodgson

David C. Hodgson

/s/ John H. Kispert

John H. Kispert

/s/ Wayne B. Lowell

Wayne B. Lowell

Chief Executive Officer (principal 
executive officer)

February 28, 2017

Chief Financial Officer (principal financial 
and accounting officer)

February 28, 2017

February 28, 2017

February 28, 2017

February 28, 2017

February 28, 2017

February 28, 2017

February 28, 2017

February 28, 2017

February 28, 2017

February 28, 2017

Director

Director

Director

Director

Director

Director

Director

Director

Director

90

EXHIBITS

Exhibit
No.

2.1

2.2

3.1

3.2

4.1

4.2

10.1*

10.2*

10.3*

10.4*

10.5*

10.6*

10.7*

10.8*

10.9*

EXHIBIT INDEX

Description of Exhibit

Form  

File No.

  Exhibit

Filing

Filed
Herewith

Incorporated by Reference

Equity  Purchase  Agreement  by  and  among 
TriNet Group, Inc., Ambrose Employer Group, 
LLC and Gregory Slamowitz, John Iorillo and 
Marc Dwek, dated July 1, 2013.

Agreement and Plan of Merger by and among 
TriNet  Group, 
Inc.,  Champ  Acquisition 
Corporation,  SOI  Holdings,  Inc.  and  SOI 
Stockholder  Representative,  LLC,  dated 
August 24, 2012.

Amended  and  Restated  Certificate  of 
Incorporation of TriNet Group, Inc.

Amended  and  Restated  Bylaws  of  TriNet 
Group, Inc.

Amended  and  Restated  Registration  Rights 
Agreement, by and among TriNet Group, Inc., 
GA  TriNet  LLC  and  HR  Acquisitions,  LLC, 
dated June 1, 2009.

Registration  Rights  Agreement,  by  and 
between  TriNet  Group,  Inc.  and  AGI-T,  L.P., 
dated as of February 1, 2017.

Amended and Restated 2000 Equity Incentive 
Plan.

Forms of Option Agreement and Option Grant 
Notice under the Amended and Restated 2000 
Equity Incentive Plan.

Amended and Restated 2009 Equity Incentive 
Plan.

Form of Performance-Based Restricted Stock 
Unit  Award  Agreement  and  Performance-
Based  Restricted  Stock  Unit  Grant  Notice 
under the Amended and Restated 2009 Equity 
Incentive Plan.

Form of Option Agreement and Option Grant 
Notice under the Amended and Restated 2009 
Equity Incentive Plan.

Form of Restricted Stock Unit Agreement and 
Restricted Stock Unit Award Notice under the 
Amended and Restated 2009 Equity Incentive 
Plan.

S-1

333-192465

2.1

11/21/2013  

S-1

333-192465

2.2

11/21/2013  

8-K

001-36373

3.1

4/1/2014  

S-1/A 333-192465

3.4

3/4/2014  

S-1

333-192465

4.2

11/21/2013  

8-K

001-36373

4.1

2/2/2017

S-1

333-192465

10.1

11/21/2013  

S-1

333-192465

10.2

11/21/2013  

S-1/A 333-192465

10.3

3/14/2014  

10-Q

001-36373

10.1

5/8/2015

S-1/A 333-192465

10.4

3/4/2014  

S-1/A 333-192465

10.6

3/4/2014  

2014 Employee Stock Purchase Plan.

S-1/A 333-192465

10.7

3/14/2014  

2015 Executive Bonus Plan.

8-K

001-36373

Amended  and  Restated  Non-Employee 
Director Compensation Policy.

DEF
14A

001-36373

N/A

N/A

3/11/2015

4/2/2015

10.10*

Severance Benefit Plan.

10-K

001-36373

10.10

4/1/2016

10.11*

  Form of Indemnification Agreement made by 
and between TriNet Group, Inc. and each of its 
directors and executive officers.

S-1/A 333-192465

10.8

3/4/2014  

91

 
 
 
EXHIBITS

Exhibit
No.
10.12*

10.13*

10.14*

10.15*

10.16*

10.17

10.18

10.19

10.20

16.1

21.1

23.1

23.2

24.1

Description of Exhibit
  Employment Agreement, dated November 9, 
2009, between Burton M. Goldfield and TriNet 
Group, Inc.

Employment  Agreement,  dated  August  23, 
2010,  between  William  Porter  and  TriNet 
Group, Inc.

Employment Agreement, dated March 5, 2012, 
between John Turner and TriNet Group, Inc.

Employment Agreement, dated May 8, 2015, 
between Brady Mickelsen and TriNet Group, 
Inc.

Letter  Agreement,  dated  June  22,  2015, 
between  Gregory  Hammond  and  TriNet 
Group, Inc.

Transition Agreement by and among TriNet G
roup, Inc. and William Porter , dated as of Se
ptember 30, 2016

Stockholder  Agreement,  by  and  between 
TriNet Group, Inc. and AGI-T, L.P., dated as of 
December 21, 2016

Amended and Restated First Lien Credit  Agr
eement, dated as of  August 20, 2013, as am
ended and restated as of July 29, 2016, amo
ng TriNetHR Corporation, as borrower, TriNet 
Group, Inc., the lenders from time to time par
ty thereto and JPMorgan Chase Bank, N.A., 
as administrative agent.

Incremental Facility Amendment, dated as of 
July 29, 2016, to the Amended and Restated 
First Lien Credit Agreement dated as of August 
20, 2013, as amended and restated as of July 
9,  2014,  among  TriNet  HR  Corporation,  as 
borrower, TriNet Group, Inc., the lenders party 
thereto and JPMorgan Chase Bank, N.A., as 
administrative agent.

Creekside  Plaza  Office  Lease  between 
Creekside Associates, LLC and TriNet Group, 
Inc., dated April 24, 2001.

First  Amendment  to  Creekside  Plaza  Office 
Lease  between  Creekside  Associates,  LLC 
and TriNet Group, Inc., dated June 21, 2012.

Letter from Ernst & Young LLP, dated May 10, 
2016

List of Subsidiaries.

Consent  of  Ernst  & Young LLP, independent 
registered public accounting firm.

Consent of Deloitte & Touche LLP, independent 
registered public accounting firm.

Power of Attorney (included on the signature 
page of this report).

92

Incorporated by Reference

Form  
S-1/A 333-192465

File No.

  Exhibit
10.9

Filing

Filed
Herewith

2/13/2014  

S-1/A 333-192465

10.11

2/13/2014

S-1/A 333-192465

10.12

2/13/2014

10-Q

001-36373

10.2

8/6/2015  

10-Q

001-36373

10.1

8/6/2015

8-K

001-36373

10.1

10/3/2016

8-K

001-36373

10.1

12/22/2016

8-K

001-36373

10.1

7/10/2014  

8-K

001-36373

10.1

8/1/2016

S-1

333-192465

10.15

11/21/2013  

S-1

333-192465

10.16

11/21/2013  

8-K

001-36373

16.1

5/10/2016

 X

X

X

 
 
 
 
   
   
   
 
 
   
   
   
   
EXHIBITS

Exhibit
No.

31.1

31.2

32.1**

Description of Exhibit
Certification  of  Principal  Executive  Officer 
pursuant to Section 302 of the Sarbanes-Oxley 
Act of 2002.

Certification  of  Principal  Financial  Officer 
pursuant to Section 302 of the Sarbanes-Oxley 
Act of 2002.

Certification of Principal Executive Officer and 
Principal Financial Officer pursuant to Section 
906 of the Sarbanes-Oxley Act of 2002.

101.INS XBRL Instance Document.

101.SC
H

XBRL Taxonomy Extension Schema
Document.

101.CAL XBRL Taxonomy Extension Calculation

Linkbase Document.

101.DE
F

XBRL Taxonomy Extension Definition
Linkbase Document.

101.LAB XBRL Taxonomy Extension Label Linkbase

Document.

101.PR
E

XBRL Taxonomy Extension Presentation
Linkbase Document.

Incorporated by Reference

Form  

File No.

  Exhibit

Filing

Filed
Herewith
X

X

X

X

X

X

X

X

X

*

**

Constitutes a management contract or compensatory plan or arrangement.

Document has been furnished, is deemed not filed and is not to be incorporated by reference into any of the Company’s filings
under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, irrespective of any general
incorporation language contained in any such filing.

93

 
 
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
Exhibit 21.1

SUBSIDIARIES OF TRINET GROUP, INC.

Company Name

  DBA/AKA

210 Park Avenue Holding, Inc.

Accord Human Resources, Inc.

Accord

Incorporation
Jurisdiction

Oklahoma

Oklahoma

Accord Human Resources 2, Inc.

Accord Human Resources of Florida II, Inc.

Florida

Accord Human Resources 8, Inc.

Accord Human Resources of Georgia, Inc.

Oklahoma

Accord Human Resources 10, Inc.

Florida

Accord Human Resources 11, Inc.

Accord Human Resources of California, Inc.

California

Accord Human Resources 12, Inc.

Accord Human Resources of Florida, Inc.

Florida

Accord Human Resources 13, Inc.

Accord Human Resources of New York II, Inc.

New York

Accord Human Resources 14, Inc.

Accord Human Resources of New York, Inc.

New York

Accord Human Resources 15, Inc.

Accord Human Resources of California II, Inc.

California

Accord Human Resources 16, Inc.

Accord Human Resources of Texas, Inc.

Texas

Accord Human Resources 17, Inc.

Accord Human Resources of Colorado, Inc.

Colorado

Accord Human Resources 18, Inc.

Accord Human Resources of New York III, Inc.

New York

Accord Human Resources 19, Inc.

Accord Personnel Services, Inc.

Accord Human Resources 20, Inc.

CEO, Inc.

Accord Technology, LLC

Affiliated Risk Management, Inc.

ALSUB-36, Inc.

Ambrose Advisory Services, LLC

Ambrose Employer Group, LLC

Ambrose

ExpenseCloud

Amlease Corporation

Amlease of PA, Inc.

App7, Inc.

Archimedes Risk Solutions, Ltd.

ASOI, Inc.

AZSUB-51, Inc.

Gevity Insurance Agency, Inc.

HR Complete, Inc.

Mayberry HR Outsourcing, Inc.

Mosaic By Accord, LLC

NYSUB-54, Inc.

NYSUB-55, Inc.

Florida

Indiana

Oklahoma

North Carolina

Alabama

New York

New York

Delaware

Pennsylvania

Delaware

Bermuda

Delaware

Arizona

Delaware

Delaware

North Carolina

Oklahoma

New York

New York

 
  
  DBA/AKA

Incorporation
Jurisdiction

Company Name

Real Solutions, Inc.

Rocky Top HR Outsourcing, Inc.

Route 66 HR Outsourcing, Inc.

SOI Holdings, Inc.

SOI, Inc.

SOI-17 of TN, Inc.

SOI-23 of FL, Inc.

SOI-27 of CA, Inc.

SOI-28 of TX, Inc.

SOI-29 of AR, Inc.

SOI-31 of AR, Inc.

SOI-59 of TX, Inc.

Star Outsourcing, Inc.

Strategic Outsourced HR, Inc.

Strategic Outsourcing, Inc.

SOI

Summit Services of Georgia, Inc.

Summit Services, Inc.

TNET HR, Inc.

TNET HR2, Inc.

TNET HR3, Inc.

TNET HR4, Inc.

TNET HR5, Inc.

TriNet Employee Benefit Insurance Trust

TriNet Employer Group Canada, Inc.

TriNet Group, Inc.

TriNet HR Corporation

TriNet HR II, Inc.

TriNet HR V, Inc.

TriNet Insurance Services, Inc.

TriNet USA, Inc.

TXSUB-64, Inc.

TriNet

TriNet

TriNet

TriNet

TriNet

Arizona

Tennessee

California

Delaware

Delaware

Tennessee

Florida

California

Texas

Arkansas

Arkansas

Texas

Arizona

Indiana

Delaware

Georgia

New Jersey

Delaware

Delaware

Delaware

Delaware

Delaware

a Grantor Trust

Ontario

Delaware

California

Delaware

Delaware

California

Delaware

Texas

Consent of Ernst & Young LLP, Independent Registered Public Accounting Firm

We consent to the incorporation by reference in the Registration Statements (Form S-8 Nos. 333-210558, 333-203134 
and 333-194880), pertaining to the TriNet Group, Inc. 2000 Equity Incentive Plan, TriNet Group, Inc. 2009 Equity 
Incentive Plan and TriNet Group, Inc. 2014 Employee Stock Purchase Plan of our report dated March 31, 2016 with 
respect to the consolidated financial statements and schedule of TriNet Group, Inc., included in this Annual Report 
(Form 10-K) for the year ended December 31, 2016. 

Exhibit 23.1

/s/ Ernst & Young LLP

San Francisco, California

February 27, 2017 

Consent of Independent Registered Public Accounting Firm

Exhibit 23.2

We consent to the incorporation by reference in Registration Statement Nos. 333-194880, 333-203134 and 333-210558 
on Form S-8 of our report dated February 28, 2017, relating to the consolidated financial statements and financial 
statement schedule of TriNet Group, Inc. (the “Company”), and of our report dated February 28, 2017 related to internal 
control over financial reporting (which report expresses an adverse opinion on the effectiveness of the Company's 
internal control over financial reporting because of material weaknesses), appearing in this Annual Report on Form 
10-K of TriNet Group, Inc. for the year ended December 31, 2016.

/s/ DELOITTE & TOUCHE LLP

San Francisco, California

February 28, 2017 

Exhibit 31.1

CERTIFICATION BY PRINCIPAL EXECUTIVE OFFICER 
PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Burton M. Goldfield, certify that:

1. I have reviewed this Annual Report on Form 10-K of TriNet Group, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 
material fact necessary to make the statements made, in light of the circumstances under which such statements were 
made, not misleading with respect to the period covered by this report;

3.  Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report,  fairly 
present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and 
for, the periods presented in this report;

4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls 
and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting 
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

(a)  designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period 
in which this report is being prepared;

(b)  designed such internal control over financial reporting, or caused such internal control over financial reporting 
to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial 
reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally 
accepted accounting principles;

(c)  evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report 
our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period 
covered by this report based on such evaluation; and

(d)  disclosed in this report any change in the registrant's internal control over financial reporting that occurred 
during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual 
report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control 
over financial reporting; and

5. The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or 
persons performing the equivalent functions):

(a)  all significant deficiencies and material weaknesses in the design or operation of internal control over financial 
reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize 
and report financial information; and

(b)  any fraud, whether or not material, that involves management or other employees who have a significant role 

in the registrant's internal control over financial reporting.

Date:  February 28, 2017 

/s/ Burton M. Goldfield
Burton M. Goldfield
President and Chief Executive
Officer

 
Exhibit 31.2

CERTIFICATION BY PRINCIPAL FINANCIAL OFFICER 
PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, William Porter, certify that:

1. I have reviewed this Annual Report on Form 10-K of TriNet Group, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a 
material fact necessary to make the statements made, in light of the circumstances under which such statements were 
made, not misleading with respect to the period covered by this report;

3.  Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report,  fairly 
present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and 
for, the periods presented in this report;

4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls 
and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting 
(as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

(a)  designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period 
in which this report is being prepared;

(b)  designed such internal control over financial reporting, or caused such internal control over financial reporting 
to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial 
reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally 
accepted accounting principles;

(c)  evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report 
our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period 
covered by this report based on such evaluation; and

(d)  disclosed in this report any change in the registrant's internal control over financial reporting that occurred 
during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual 
report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control 
over financial reporting; and

5. The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control 
over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or 
persons performing the equivalent functions):

(a)  all significant deficiencies and material weaknesses in the design or operation of internal control over financial 
reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize 
and report financial information; and

(b)  any fraud, whether or not material, that involves management or other employees who have a significant role 

in the registrant's internal control over financial reporting.

Date:  February 28, 2017 

/s/ William Porter
William Porter
Chief Financial Officer

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1

In connection with the Annual Report of TriNet Group, Inc., a Delaware corporation (the “Company”), on Form 10-K 
for the year ending December 31, 2016 as filed with the U.S. Securities and Exchange Commission on the date hereof 
(the “Report”), each of the undersigned officers of the Company does hereby certify, pursuant to 18 U.S.C. § 1350 
(section 906 of the Sarbanes-Oxley Act of 2002), that: 

(1)  The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; 

and

(2)  The information contained in the Report fairly presents, in all material respects, the financial condition and results 

of operations of the Company.

The foregoing certification (i) is given to such officers’ knowledge, based upon such officers’ investigation as such 
officers reasonably deem appropriate; and (ii) is being furnished solely pursuant to 18 U.S.C. § 1350 (section 906 of 
the Sarbanes-Oxley Act of 2002) and is not being filed as part of the Report or as a separate disclosure document 
and is not to be incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, 
or the Securities Exchange Act of 1934, as amended (whether made before or after the date of the Report), irrespective 
of any general incorporation language contained in such filing.

Date: February 28, 2017

Date: February 28, 2017

/s/ Burton M. Goldfield
Burton M. Goldfield
Chief Executive Officer

/s/ William Porter

William Porter
Chief Financial Officer