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Tyler Technologies

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Ticker tyl
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Sector Technology
Industry Software - Application
Employees 5001-10,000
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FY2000 Annual Report · Tyler Technologies
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A   F o c u s e d

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T E C H N O L O G I E S ,   I N C .

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2000

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M a k i n g   l o c a l   g o v e r n m e n t
b e t t e r   t h r o u g h   t e c h n o l o g y.

At Tyler Technologies, we partner with 

our clients to make local government more 

accessible to the public, more responsive 

to needs of the citizens, and more efficient. 

Our mission is to be the premier provider of 

end-to-end, integrated solutions for the local 

government marketplace. We will leverage 

our customer base by providing high 

quality innovative products, technologies, 

and services as local governments 

continue their migration into an integrated 

e-government environment.

Tyler Technologies has nearly 6,000 local government clients.

Tyler Regional Offices

(cid:2)
(cid:2)
T o   O u r   S h a r e h o l d e r s

The year 2000 presented many challenges for Tyler Technologies. We responded to those challenges by making decisions to 

sharpen our focus and direct our energy and capital toward building on our position as a leading national provider of software and

information management services to local governments. We sold most of our information and property records services segment 

for $85 million in cash and exited that business, which represented just over 30% of our revenues.

The divestiture of the information and property records services business, which was not expected to grow as rapidly as our 

software and services business, will have a major positive impact on Tyler’s current and future strategic initiatives. After considering

the significant reductions in interest and corporate expense that will be realized as a result of these sales, we expect the effects of the

divestiture of the information and property services business will be accretive to earnings in 2001. The proceeds from the sales of

these businesses were sufficient to repay our entire senior bank debt and will allow us to accelerate plans to pursue the tremendous

growth opportunities that exist in the local government software and services market. Adding to a greatly strengthened capital 

structure following the divestiture, we amended our bank credit facility to provide for a $15 million revolving line of credit. 

We now have a solid balance sheet and the available capital to move forward confidently with our growth plans.

During 2000, we invested in product development centered on browser-based, n-tier architecture technologies. Our capital spending

for software development was nearly $7 million in 2000. Our capital spending plan for 2001, which will be funded by cash flow 

from operations, includes nearly $8 million for software development. We have successfully completed the development of the core

technology framework for the next generation of our products and will begin later in 2001 to release new applications that will set

new standards for the industry. The framework for the new generation of Tyler products is built upon a 

foundation of proven Microsoft technologies developed for the Internet. This new generation of

Tyler products offers significant opportunities for sales to both new and existing customers.

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We are pleased that we were able to pursue this aggressive product development program, despite operating results for 2000 that 

were adversely affected by a post-Y2K slowdown in software sales experienced throughout our industry as customers deferred new

purchasing decisions following their Y2K-related efforts in 1999. Revenues from continuing operations were $93.2 million in 2000, 

up 31% from $71.4 million in 1999. However, on a proforma basis, as if all acquisitions and divestitures had occurred at the 

beginning of 1999, revenues for 2000 declined 13% from $107.4 million in 1999. We had an operating loss of $5.4 million in 2000,

compared to operating income of $19,000 in 1999. After interest expense and income taxes, our loss from continuing operations in

2000 was $7.5 million, or $0.17 per diluted share, compared to a loss from continuing operations of $2.0 million, or $0.05 per 

diluted share, in 1999. 

EBITDA, or earnings from continuing operations before interest expense, costs of certain acquisition opportunities, income taxes,

depreciation and amortization, was $4.3 million, or $0.09 per diluted share, in 2000, compared to $8.0 million, or $0.20 per 

diluted share, in 1999. Proforma EBITDA declined 68% from $13.1 million in 1999. 

We believe that the 2000 results were an aberration and are not indicative of the core strengths of our business. Our business units

grew at an annual average rate of over 30% in 1998 and 1999. Our target is to achieve a growth rate in excess of 20% annually, with

strong cash flow and a return to profitability. We’ve also set exceptional goals over and above the 20% growth target – the kind of

goals that great companies reach and that generate exceptional shareholder value. Anticipating strong increases in new software

license fees and experiencing indications of increased demand for new systems following last year’s post-Y2K slowdown, we look 

forward to steadily improving operating results in the year ahead. Our backlog at December 31, 2000 was nearly $100 million, the

highest year-end level in the Company’s history for our software and services business. With a solid financial foundation in place,

growing demand for our products and services, and the introduction of a new generation of Web-enabled e-government solutions 

on the horizon, we are excited about the opportunities for growth in 2001 and beyond.   

Tyler Technologies is now extremely well positioned to execute our growth plans. We offer the industry’s broadest array of software

products and related professional services specifically designed to meet the rapidly growing information needs of cities, counties,

schools and other local government offices nationwide. Serving nearly 6,000 customers in 49 states, Canada and Puerto Rico, Tyler 

is the largest company focused solely on this market.    

Our vision for Tyler Technologies is to be a great company. As the needs of local governments evolve, we will utilize the latest 

technology combined with our deep domain expertise to achieve our vision and goals. We thank our shareholders and employees 

for their continued support as we set the standard for local government technology solutions.

Louis A. Waters
Chairman

John M. Yeaman
President

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T h e   w a y   g o v e r n m e n t   w a s   m e a n t   t o   w o r k .

The local government marketplace is one of the largest and most decentralized information technology (IT) markets in the United

States, consisting of 3,200 counties and over 40,000 municipalities and other agencies. Local governments have historically lagged

behind private sector initiatives to improve operations and customer service by implementing technological advances. Such advances

include integrating database information and providing easy Internet access for data and transactions. Faced with ever increasing

workloads and growing demands from the public for improved service and greater access to information, local governments

are increasingly turning to technology to address these needs. In 2000, state and local government agencies spent nearly $43 billion

on information technology. Over the next five years, these expenditures are expected to grow to over $59 billion.

The units of Tyler Technologies have been providing information technology solutions to cities and counties for well over 20 years.

Three years ago, we targeted for acquisition the premier companies in the highly-fragmented local government IT market. These 

geographically diverse companies offered a variety of products and services, but had several characteristics in common - including

strong customer relationships, a reputation for quality and service, and a history of profitable growth. By bringing together these

market niche leaders, we built the country’s largest company focused solely on providing software and services to the local 

government market. We help local governments respond to increasing demands for information by providing them with a full 

suite of products and services designed specifically for the local government market.

With a substantial and geographically dispersed customer base of nearly 6,000 local government offices in 49 states, Canada and

Puerto Rico, Tyler is positioned to benefit from this growing market for technology products and services by becoming the premier

provider of e-government solutions. We maintain strong long-term relationships with our customers by delivering a broad, integrated

line of effective solutions and by focusing on quality customer service. We will leverage our large and growing installed client base to

create new opportunities for growth. To take advantage of opportunities that exist in the e-government marketplace, we continue to

develop new products and services that add value to local government.  

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Our customer loyalty is extraordinary. For the past twenty years, Tyler’s operating units have experienced an aggregate

annual customer turnover rate of less than one percent. We believe that the most effective way to keep customers 

extremely satisfied is to ensure that our solutions continue to meet real world needs. As technology continues to evolve, 

so do our products and services. We have successfully migrated our customers from mainframe to proprietary 

mini-computers, from proprietary mini-computers to “open” systems, from "open" systems to client-server solutions 

and now to thin-client, browser-based solutions. As a technology leader, we work hard to maintain our reputation for

innovative, high-quality customer service. We will continue to explore new and better ways to increase the value of our

products and services and ultimately shareholder value.

Our acquisition program is largely complete and our focus is now on building Tyler Technologies through strong internal

growth. Management is working diligently to increase market share, sales penetration and customer base by offering 

upgraded software and cross-selling products to existing customers and by using the competitive advantage of our broad

product line to drive sales to new customers. Soon, a whole new generation of Tyler-branded products will leverage a 

common development framework, significantly reducing the man-hours required to bring new-generation software solutions

to market. These initiatives are intended to strengthen Tyler’s leadership position and enhance our ability to grow profitably.

We believe we have a unique opportunity to benefit from the almost unlimited growth prospects inherent in the local 

government market. With a strong management team, a solid financial foundation and a focus on quality, customer service

and technological leadership, we continue to set new standards for excellence. 

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Denton

County,

Texas

Denton County, located just north of Dallas, Texas,

has been one of the fastest growing counties in 

the country since 1980. The County’s population

more than doubled from 143,000 in 1980 

to 400,000 in 2000. For over a decade, 

Denton County has relied on Tyler Technologies 

to automate and support its civil and criminal 

justice system.

“Denton County has a reputation as one of the

nation’s most progressive counties. That’s why 

we turned to Tyler Technologies to provide us 

with a best-of-breed integrated justice system 

that’s a model for local government automation.

With Tyler’s help, we became one of the first 

counties in the nation to provide open access 

to court records through our Website at 

http://justice.co.denton.tx.us/. During 2000, we

implemented Tyler’s innovative new BenchView 

system, which helps judges manage growing 

caseloads by placing all the information they 

need right at their fingertips. Denton County is

going to continue to grow and, if there’s any 

justice in the world, Tyler Technologies will be 

right there with us.”

Kevin Carr 
Director of Information Services 

Denton County, Texas

J u s t i c e   f o r   a l l :   u s i n g   t e c h n o l o g y   t o   i m p r o v e   t h e   j u s t i c e   s y s t e m .    

Tyler’s integrated information management solutions, including 911/Computer-Aided
Dispatch, Criminal Case Management, Civil Case Management, Court Calendaring and
Docketing, Fine and Fee Collections, and Jail Management are automating all aspects of 
city and county law enforcement and civil and criminal justice systems. These systems use
innovative technology and a common database to help local governments operate more 
efficiently, all the way from 911 calls to the courtroom to the jail. 

Tyler’s judicial products also automate jury selection, hot check processing, child support,
and adult and juvenile probation processing, as well as the payment of traffic and parking 
tickets. New Internet-enabled products, such as our Web-based BenchView system, 
provide judges with instant access to monthly and daily calendars, caseload aging statistics,
court dockets, case details, prior offense histories, hearings, disposition information and
much more. Judges can use BenchView to set or reset hearings, manage documents, 
enter confidential notes regarding a case and even access local sheriff and jail information
maintained in Tyler’s integrated justice system. Our jail management packages provide 
judges and law enforcement personnel with inmate confinement details, electronic video
mug shots, inmate medical processing, incident and offense tracking, report and warrant
tracking and much more.

By providing better access to a wide range of essential information, our courtroom and 
law enforcement solutions are improving workflow throughout the justice system and serve
as examples of how technology can make local government more efficient.

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Nassau

County,

New York

Nassau County is the second largest assessing jurisdiction 

in New York state, containing 416,000 parcels of property

and boasting a population of over 1.3 million. The County

has been a customer since 1980 when it first purchased our

property assessment software. In early 2000, Nassau

County requested proposals to revalue all of its residential

and commercial property parcels. In addition, Nassau County 

was seeking a reliable high-capacity software system to 

manage its ongoing property assessments. The result:

Nassau County awarded Tyler Technologies’ Cole Layer

Trumble (CLT) unit a $34 million contract to provide 

the reappraisal services, along with Tyler’s Web-enabled

Integrated Assessment System (IAS) software. 

“Because a home or real estate is one of the most important

H o t   p r o p e r t i e s :   t a x   a n d   a p p r a i s a l   s o l u t i o n s   f o r   l o c a l   g o v e r n m e n t s .

tangible assets of our citizens and businesses, we have 

chosen Tyler Technologies’ CLT unit to reassess all 

residential and commercial properties in Nassau County, 

as well as to provide a long-term reassessment software 

system. Reassessment will enhance Nassau County’s fiscal

stability by putting a modern assessment system in place

that takes into account changes in property values.

Modernizing our assessment system will save the County

millions of dollars and will help Nassau County’s 

fiscal integrity for future generations. We have the 

confidence in Tyler to perform the job with high quality 

professionalism as they are recognized as the nation’s 

leading provider of appraisal and related property tax 

services and software for local governments.”

The Honorable Charles O’Shea 

Chairman of the Board of Assessors

Nassau County, New York

Tyler’s information solutions automate the appraisal and assessment administration 
of real and personal property nationwide. Providing cutting edge software and 
professional appraisal services, we support the appraisal and taxation needs of 
counties, cities, school tax offices, special collection agencies and other local tax 
jurisdictions. Our products automate mass appraisal, assessment administration,
inquiry and protest tracking, tax roll generation, tax statement processing and 
collection, electronic tax reporting, delinquent tax management and much more. 
Our appraisal and tax systems also offer storage and retrieval of digital property 
images and provide the public with Web-enabled access to all aspects of real 
property assessment and tax information.

In addition, Tyler is the nation’s largest provider of mass appraisal services to taxing
jurisdictions. Our professional appraisal teams physically inspect properties and use 
our proprietary computer assisted mass appraisal systems to establish accurate assessed
values. We have completed more than 2,500 major appraisal projects in 46 states 
and have appraised some 50 million parcels of residential, commercial, industrial 
and agricultural property.

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Riverside County,

California

Riverside County, California, with a population of over 

1.5 million and an annual budget of $2.5 billion, has

been one of the fastest-growing counties in California for

almost a decade. Encompassing such dynamic cities as

Riverside and Palm Springs, Riverside County realized that

continued growth would soon exceed the capacity of their

existing recording system and chose to partner with Tyler

Technologies’ Eagle unit to help with their challenges. 

In 1999 Riverside County purchased Tyler’s CRIS+plus

product, which was used to record over 500,000 

documents in the County in 2000. Following the 

successful installation of the CRIS+plus system, 

Riverside County purchased Tyler’s ADAPTs+plus product to

automate workflow and imaging in the Assessor’s Office.

F o r   t h e   r e c o r d :   s e t t i n g   n e w   s t a n d a r d s   f o r   r e c o r d i n g   a n d   d i g i t a l   i m a g i n g .

"Riverside County chose Tyler’s Eagle unit as our partner 

Tyler’s advanced indexing and retrieval software systems automate the recording and
imaging of public records nationwide. In addition to making the entire document-
recording process more accurate and efficient, our automated recording systems 
provide multi-platform access and storage for a wide range of digitized and microfilm
documents, including land records, UCC filings, and vital statistics. Our recording
products include fully-integrated imaging, workflow and receipting/cashiering systems
and a powerful search engine. Our systems utilize the Internet or intranets to improve
the ease of public access to records filed in the county courthouse. Tyler’s robust 
indexing and retrieval systems are currently used in some of the largest and fastest
growing counties in the country.

Tyler’s recording unit, as our other units, offers a full compliment of project-related 
services to make each technology project a success. These services include network
design and site planning, systems analysis, staging and installation, data and image 
conversion, training and implementation, documentation, and support.

to implement recording and imaging system software

because of their ability to best meet the functional needs

of our department. They were able to meet the specialized

needs of Riverside County and provide fully integrated,

open system solutions using new technology."

Gary Orso 

Assessor, County Clerk and Recorder

Riverside County, California

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Kentucky

Department of

Education

The Kentucky Department of Education (KDOE) provides

assistance to the state’s nearly 1,400 public schools and

650,000 students. In 1994, the KDOE chose Tyler’s MUNIS

product as the integrated financial, payroll and personnel

management, and revenue application software for all 

176 school districts in the state, which have a total annual

budget of over $3.2 billion and over 50,000 employees. 

“When the Kentucky Department of Education decided to

E v e r y t h i n g   a c c o u n t e d   f o r :   f i n a n c i a l   s o f t w a r e   f o r   t h e   r e a l   w o r l d .

implement one financial, payroll and revenue system for

some 2,000 users across the state, we knew the 

implementation would be a huge undertaking. The success

of the MUNIS system in the Kentucky schools is a testament

to the power and flexibility of Tyler’s solutions. We began by

installing the Informix-based 4GL system and are now in the

process of converting to the new Graphical User Interface

product. We are also planning to add the MUNIS fixed asset

application. In addition, we’re interested in the new MUNIS

OnLine products, which will provide users and employees

with Web-enabled access to our financial and payroll 

systems. We look forward to working with Tyler’s transition

and support teams for many years to come.”

David Couch 

Associate Commissioner, Office of Education Technology
Kentucky Department of Education

Tyler offers a wide variety of financial, payroll and administration applications designed to 
effectively integrate back-office operations with new Web-enabled front-end solutions.
Modular accounting packages, like our powerful MUNIS system and our robust InVision and
FundBalance products, meet the needs of cities, counties, school districts, public utilities,
police departments and other government organizations of all sizes. All of our financial and
administrative applications, including Accounts Payable, General Ledger, Payroll/Personnel, 
Purchasing, Project/Grant Accounting, Fixed Assets, Revenues, Bank Manager and Human
Resources, conform to generally accepted accounting principles, while meeting all government
auditing and financial reporting requirements. We also offer packages designed to automate
the billing and collection process for both metered and non-metered public utilities. 
Our accounting products are robust and scalable to any size organization. 

Our Web-enabled front end products, including InSite and MUNIS OnLine, provide real-time
Internet access to information in our systems, and allow the public to transact business with
local governments, such as paying traffic tickets, property taxes, or utility bills.

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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
_______________

FORM 10-K

[X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES AND EXCHANGE ACT OF 1934
For the Fiscal Year Ended December 31, 2000
OR

[   ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

_______________

Commission File Number 1-10485

TYLER TECHNOLOGIES, INC.
(Exact name of registrant as specified in its charter)

DELAWARE
(State or other jurisdiction
of incorporation or
organization)

2800 W. MOCKINGBIRD LANE
DALLAS, TEXAS
(Address of principal
executive offices)

75-2303920
(I.R.S. employer
identification no.)

75235
(Zip code)

Registrant's telephone number, including area code: (214) 902-5086

_______________

Securities registered pursuant to Section 12(b) of the Act:

               Title of each class               
COMMON STOCK, $0.01 PAR VALUE

Name of each exchange
         on which registered         
NEW YORK STOCK EXCHANGE

Securities registered pursuant to Section 12(g) of the Act:
NONE
_______________

INDICATE BY CHECK MARK WHETHER THE REGISTRANT (1) HAS FILED ALL REPORTS REQUIRED TO BE FILED
BY SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DURING THE PRECEDING 12 MONTHS (OR
FOR SUCH SHORTER PERIOD THAT THE REGISTRANT WAS REQUIRED TO FILE SUCH REPORTS), AND (2) HAS BEEN
SUBJECT TO SUCH FILING REQUIREMENTS FOR THE PAST 90 DAYS.    YES   X    NO            

INDICATE BY CHECK MARK IF DISCLOSURE OF DELINQUENT FILERS PURSUANT TO ITEM 405 OF REGULATION
S-K IS NOT CONTAINED HEREIN, AND WILL NOT BE CONTAINED, TO THE BEST OF REGISTRANT'S KNOWLEDGE,
IN DEFINITIVE PROXY OR INFORMATION STATEMENTS INCORPORATED BY REFERENCE IN PART III OF THE FORM
10-K OR ANY AMENDMENT TO THIS FORM 10-K.    YES   X    NO        

THE AGGREGATE MARKET VALUE OF THE VOTING STOCK HELD BY NON-AFFILIATES OF THE REGISTRANT ON

MARCH 19, 2001 WAS $45,185,000.

THE NUMBER OF SHARES OF COMMON STOCK OF THE REGISTRANT OUTSTANDING ON MARCH 19, 2001 WAS

47,179,371.

DOCUMENTS INCORPORATED BY REFERENCE

CERTAIN INFORMATION REQUIRED BY PART III OF THIS ANNUAL REPORT IS INCORPORATED BY REFERENCE
FROM THE REGISTRANT'S DEFINITIVE PROXY STATEMENT FOR ITS ANNUAL MEETING OF STOCKHOLDERS TO BE
HELD ON MAY 31, 2001.

TYLER TECHNOLOGIES, INC.
FORM 10-K
TABLE OF CONTENTS

PART I

 PAGE 

Item 1.

Business ....................................................................................................................................................................

Item 2.

Properties..................................................................................................................................................................

Item 3.

Legal Proceedings ....................................................................................................................................................

Item 4.

Submission of Matters to a Vote of Security Holders............................................................................................

PART II

Item 5.

Market for Registrant's Common Equity and Related Stockholder Matters.........................................................

Item 6.

Selected Financial Data............................................................................................................................................

Item 7.

Management's Discussion and Analysis of Financial Condition and Results of Operations ...............................

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk...............................................................................

Item 8.

Financial Statements and Supplementary Data ......................................................................................................

Item 9.

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure ..............................

PART III

Item 10.

Directors and Executive Officers of the Registrant................................................................................................

Item 11.

Executive Compensation .........................................................................................................................................

Item 12.

Security Ownership of Certain Beneficial Owners and Management...................................................................

Item 13.

Certain Relationships and Related Transactions ....................................................................................................

PART IV

Item 14.

Exhibits, Financial Statement Schedule and Reports on Form 8-K ......................................................................

Signatures .........................................................................................................................................................................................

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ITEM 1.  BUSINESS.

GENERAL

PART I

Tyler Technologies, Inc. ("Tyler" or the "Company") is a leading provider of end-to-end, e-government information management
solutions for local governments.  Tyler partners with clients to make local government more accessible to the public, more responsive
to needs of citizens and more efficient.  Tyler has a broad line of products and services to address the information technology needs of
virtually every area of operation for cities, counties, schools and other local government entities.  Tyler's client base includes nearly
6,000 local government offices in 49 states, Canada and Puerto Rico.

The Company was founded in 1966.  With the sale of Business Resources Corporation for cash in a transaction valued at $71.0
million,  the  Company  discontinued  the  information  and  property  records  services  segment  in  December  2000.    The  continuing
segment of the Company consists of the businesses in the software systems and services segment.  Unless otherwise specified, the
following  description  of  the  Company’s  business  relates  only  to  the  continuing  operations  of  its  software  systems  and  services
segment.  In February 1998, the Company embarked on a multi-phase strategy and growth plan focused on serving the specialized
information management needs of local government.  Since that time, Tyler has experienced significant growth both internally and as
a result of a number of acquisitions, both in the information and property records services segment as well as strategic acquisitions in
the  software  systems  and  services  segment.    Prior  to  February  1998,  the  Company  provided  products  and  services  to  customers  in
other segments through ownership of various diversified operating companies, all of which have been discontinued.

Tyler  made  the  decision  to  dispose  of  the  information  and  property  records  services  segment  in  order  to  strengthen  its  balance
sheet and allow the Company to focus its financial and human capital on what management believes are opportunities for more rapid
growth  in  the  local  government  software  and  services  business.    Tyler  expects  to  capitalize  on  these  growth  opportunities  by
leveraging  its  nationally  installed  client  base,  its  long-term  relationships  with  local  governments,  and  its  domain  expertise  in  the
marketplace through the development of state-of-the-art technologies and new nationwide branded application solutions.  Tyler began
in  2000  and  is  continuing  in  2001  several  significant  initiatives  to  design  and  develop  a  new  generation  of  certain  of  its  software
products built on state-of-the-art n-tier architecture, SQL compliant databases, browser compatible, and component-based technology.
In addition, in 2001 Tyler will begin to deploy certain products in an application service provider ("ASP") environment, providing
hosting and data center services for clients.  Tyler expects to deploy both existing legacy applications solutions and newly developed
Tyler branded products in the ASP model.

MARKET OVERVIEW

The state, local, and municipal government market is one of the largest and most decentralized information technology markets in
the  United  States,  consisting  of  all  50  states  with  over  40,000  municipalities  and  agencies  and  3,200  counties.  This  market  is also
comprised  of  hundreds  of  various  governmental  agencies,  each  with  specialized,  delegated  responsibilities  and  unique  information
management requirements.

Traditionally,  local  governmental  bodies  and  agencies  performed  state-mandated  duties,  including  property  assessment,  record
keeping, road maintenance, administration of election and judicial functions, and the provision of welfare assistance. Today, a host of
emerging and urgent issues are confronting local government, each of which demands a service response. These areas include criminal
justice  and  corrections,  administration  and  finance,  public  safety,  health  and  human  services,  and  public  works.  Transfers  of
responsibility from the federal and state governments to county and municipal governments and agencies in these and other areas also
place additional service and financial requirements on these governmental units. As a result, these governmental bodies and agencies
recognize the increasing value of information management services and systems to, for example, improve revenue collection, provide
increased access to information, and streamline delivery of government services to their constituents. Local governmental bodies are
now  recognizing  that  `e-government'  is  an  additional  responsibility  for  community  development.  From  integrated  tax  systems  to
integrated  criminal  justice  information  systems,  many  counties  and  municipal  governments  have  benefited  significantly  from  the
implementation of jurisdiction-wide systems that allow different agencies to share data and provide a more comprehensive approach
to information management. Many of the county and municipal government agencies also have individual information management
requirements, which must be tailored to the specific services being provided.

3

In 2000, Dataquest (a unit of Gartner Group) estimated the annual expenditures by state, local, and municipal governmental bodies
and agencies for information technology products and services at approximately $43 billion. Dataquest estimates this market will grow
to over $59 billion by 2005. The external services and software segments of the market, in which Tyler has significant offerings, are
expected to be the most rapidly growing areas of the local government information technology market.

PRODUCTS AND SERVICES

Tyler  provides  cities,  counties  and  other  local  government  entities  with  software  systems  and  services  to  meet  their  diverse
information technology and automation needs.  The Company designs, develops, markets and supports a broad range of application
software products to serve mission-critical back-office functions. Certain software products include Internet-accessible solutions that
allow for real-time public access to a variety of public information or that allow the public to transact business with local governments
via  the  Internet.  Tyler  also  assists  local  governments  with  all  aspects  of  software  and  hardware  selection,  network  design  and
management,  installation  and  training,  and  ongoing  support  and  related  services.  In  connection  with  these  services  the  Company
integrates  its  own  products  with  computer  equipment  from  hardware  vendors,  third-party  database  management  applications,  and
office  automation  software.  Tyler  is  also  the  nation's  largest  provider  of  mass  appraisal  services  to  taxing  jurisdictions,  including
physical inspection of properties in assessing jurisdictions, data collection and processing, computer analysis for property valuation
and preparation of tax rolls.

Tyler's products and services generally are grouped in four major areas - Financial and City Solutions, Justice and Courts, Property

Appraisal and Tax, and Recording Systems.

Financial and City Solutions

Tyler's financial and city solutions products include modular fund accounting solutions that can be tailored to meet the needs of
virtually  any  government  agency  or  not-for-profit  entity.    Tyler's  systems  include  modules  for  general  ledger,  budget  preparation,
payroll, human resources, fixed assets, purchasing, accounts payable and investment management.  All of Tyler's systems conform to
government auditing and financial reporting requirements and generally accepted accounting principles.

The Company offers utility billing systems that support the billing and collection of multiple metered and non-metered services, as
well as multiple billing cycles. Comprehensive applications calculate and generate bills for one or more cycles and generate penalties
and late notices for each billing cycle. Tyler offers Web-enabled utility billing solutions that allow customers to access information
such  as  average  consumption,  flood  plain  information  and  transaction  history.    In  addition,  the  utility  billing  solutions  can  allow
Tyler's clients to accept secured Internet payments via credit cards and checks.

Tyler's  specialized  municipal  information  products  automate  numerous  functions  of  city  hall,  including  municipal  court
management,  equipment  and  project  costing,  inventory,  special  assessments,  and  tax  billing  and  collection.  Other  applications
designed  to  meet  specific  municipal  government  needs  include  cemetery  records  management,  ambulance  billing  and  fleet
maintenance, citizen complaint tracking, permits and inspections, and business licenses.

Justice and Courts

Tyler  offers  a  complete  integrated  suite  of  law  enforcement  and  justice  products  designed  to  automate,  track  and  manage  the
judicial  process  from  incidents  initiated  in  computer-aided  dispatch/emergency  E-911  systems  through  the  process  of  arrest,  court
appearances  and  final  disposition  to  probation.  These  applications  may  be  installed  on  a  stand-alone  basis  or  integrated  with  other
Tyler law enforcement and justice products to eliminate duplicate entries and improve efficiency.

Tyler’s Web-enabled court systems are designed to automate the tracking and management of information involved in criminal
and  civil  court  cases.    These  applications  track  the  status  of  criminal  and  civil  cases,  process  fines  and  fees  and  generate  the
specialized  judgment  and  sentencing  documents,  citations,  notices  and  forms  required  in  court  proceedings.    Additional  judicial
applications automate the management of court calendars, coordinate judges’ schedules, generate court dockets, manage justice of the
peace  processes  and  automate  district  attorney  and  prosecutor  functions.    Related  products  also  include  jury  selection,  "hot"  check
processing,  and  adult  and  juvenile  probation  processing  applications.      Tyler’s  technologies  for  courtrooms  allow  judges  to  review
cases, calendars, scanned documents and mug shots using a Web browser. Additionally, document-imaging options include the ability
to scan, store, retrieve and archive a variety of criminal and civil case-related documents.

4

Tyler’s  law  enforcement  systems  automate  law  enforcement  agency  functions  from  dispatch  and  police  records  management  to
booking  and  jail  management.  Searching,  reporting  and  tracking  features  are  integrated,  allowing  reliable,  up-to-date  access  to  the
latest arrest and incarceration data. The system also provides warrant checks for visitors or book-ins, inmate classification and risk
assessment,  commissary,  property  and  medical  processing,  and  automation  of  statistics  and  state  and  federal  reporting.      Tyler’s
computer-aided  dispatch/emergency  E-911  system  tracks  calls  and  the  availability  and  status  of  emergency  response  vehicles,
interfaces with local and state searches, and generally assists dispatchers in processing emergency situations. The law enforcement and
jail management systems are fully integrated with the suite of court related products that track and manage the judicial process.

Tyler’s judicial systems also allow the public to access via the Internet a variety of information contained in the judicial system,
including criminal and civil court records, jail booking and release information, bond and bondsmen information and court calendars
and dockets.  Tyler’s e-government systems also allow cities and counties to accept payments for traffic and parking tickets over the
Internet, with a seamless and automatic interface to the back-office system.

Property Appraisal and Tax

Tyler provides systems that automate the appraisal and assessment of real and personal property, including record keeping, mass
appraisal, inquiry and protest tracking, appraisal and tax roll generation, tax statement processing, and electronic state level reporting.
These systems are image- and video-enabled to facilitate the storage of the many property-related documents involved and for the on-
line  storage  of  digital  photographs  of  properties  for  use  in  defending  values  in  protest  situations.  Other  related  applications  are
available  for  tax  billing  and  collection  agencies,  including  counties  and  cities,  school  tax  offices,  and  special  collection  agencies.
These  systems  support  billing,  collections,  lock  box  operations,  mortgage  company  electronic  payments,  and  automate  various
reporting requirements.

Tyler is also the nation’s largest provider of mass real property appraisal services for local government taxing authorities. These

services include:

• 
• 
• 
• 
• 
• 

the physical inspection of all properties in the assessing jurisdiction,
data collection and processing,
sophisticated computer analysis for property valuation,
preparation of tax rolls,
community education on the assessment process and
arbitration between taxpayers and the assessing jurisdiction.

Property  appraisal  and  tax  services  are  seasonal  to  the  extent  that  harsh  winter  weather  conditions  reduce  the  time  available  to

perform certain services.

Recording Systems

Tyler  offers  a  number  of  specialized  applications  designed  to  help  county  governments  enhance  and  automate  courthouse
operations.    These  systems  record  and  index  information  for  the  many  documents  maintained  at  the  courthouse,  such  as  deeds,
mortgages, liens, UCC financing statements and vital records (birth, death and marriage certificates).   Tyler also offers applications to
automate such functions as child support tracking, voter registration and election result tabulations, and motor vehicle registration.

Other

The  Company  also  provides  Website  development  and  hosting  services  for  local  government  clients.    Tyler’s  InSite  product
includes turn-key services to build, maintain and host a community's presence on the Internet.  InSite includes an e-portal to allow
Internet access to information maintained in the client’s back-office systems, and allows the public to transact business with the local
government via the Web.  The first installations of InSite were completed during 2000 and the Company believes that the availability
of these features enhances the appeal of its core systems to customers.

In addition, Tyler provides a variety of products that interface with and enhance its other products, including electronic document
imaging  systems  that  integrate  scanning,  retrieval,  and  display  of  document  images  into  other  applications  where  needed.  Other
products add electronic video imaging, which integrates the capture and display of pictures with other applications.

5

SALES, MARKETING, AND CUSTOMERS

Tyler markets its products and services through direct sales and marketing personnel located throughout the United States. Other

in-house marketing staff focus on add-on sales, professional services and support.

Sales of new systems are typically generated from referrals from other governmental offices or departments within a county or
municipality,  referrals  from  other  local  governments,  relationships  established  between  sales  representatives  and  county  or  local
officials, contacts at trade shows, direct mailings, and direct contact from prospects already familiar with the Company. The Company
is  active  in  numerous  state,  county,  and  local  government  associations,  and  participates  in  annual  meetings,  trade  shows,  and
educational events.

Customers  consist  primarily  of  county,  municipal  agencies,  school  districts  and  other  local  government  offices.  In  counties,
customers include the auditor, treasurer, tax assessor/collector, county clerk, district clerk, county and district court judges, probation
officers, sheriff's office, and county appraiser. At municipal government sites, customers include directors from various departments,
including  administration,  finance,  utilities,  public  works,  code  enforcement,  personnel,  purchasing,  taxation,  municipal  court,  and
police. No single customer accounted for more than 10% of the Company’s total revenues in 2000. Contracts for software products
and services are generally implemented over periods of three months to one year, with annually renewing service and software update
agreements thereafter. Although these agreements can be terminated by either the Company or the customer, historically most support
and  maintenance  agreements  are  automatically  renewed  annually.  Contracts  for  mass  appraisal  services  are  generally  one  to  three
years in duration. During 2000, approximately 35% of the Company's revenue was attributable to ongoing support and maintenance
agreements.

Tyler’s  installed  customer  base  includes  nearly  6,000  local  government  offices  in  49  states,  Canada  and  Puerto  Rico.    The

Company’s operating units have historically experienced very low customer turnover, averaging less than 1% annually.

COMPETITION

The Company competes with numerous local, regional, and national firms that provide or offer some or all of the products and
services  provided  by  the  Company.      Most  of  these  competitors  are  smaller  companies  that  may  be  able  to  offer  less  expensive
solutions than the Company.  Tyler also competes with national firms, some of which have greater financial and technical resources
than  Tyler.    The  Company  also  occasionally  competes  with  central  internal  information  service  departments  of  county  or  local
governments,  which  requires  the  Company  to  persuade  the  end-user  department  to  discontinue  service  by  its  own  personnel  and
outsource  the  service  to  the  Company.  The  Company  competes  on  a  variety  of  factors,  including  price,  service,  name  recognition,
reputation,  technological  capabilities,  and  the  ability  to  modify  existing  products  and  services  to  accommodate  the  individual
requirements of the customer. The Company's ability to offer an integrated system of applications for several offices or departments is
often  a  factor  in  its  favor.  County  and  local  governmental  units  often  are  required  to  put  their  contracts  up  for  competitive  bid.
Competition  may  be  increased  if  a  customer  seeks  bids  on  only  one  aspect  of  its  system  (such  as  only  motor  vehicle  registration)
rather than bidding all of the system as an integrated whole, because single function bidding generally results in more bidders and
more intense price competition.

SUPPLIERS

All  computers,  peripherals,  printers,  scanners,  operating  system  software,  office  automation  software,  and  other  equipment
necessary for the implementation and provision of software systems and services by Tyler are presently available from several third-
party sources. Hardware is purchased on original equipment manufacturer or distributor terms at discounts from retail. The Company
has not experienced any significant supply problems.

BACKLOG

At December 31, 2000, the Company’s estimated sales backlog was approximately $97.1 million, compared to $67.2 million at
December 31, 1999. Backlog increased primarily due to a contract the Company signed in August 2000 for reappraisal services and
software with Nassau County, New York which will run through the end of 2002.  The backlog represents contracts that have been
signed  but  not  delivered  or  performed  as  of  year-end.  Approximately  $67.9  million  of  the  backlog  is  expected  to  be  installed  or
services are expected to be performed during 2001.

6

INTELLECTUAL PROPERTY, PROPRIETARY RIGHTS, AND LICENSES

The Company regards certain features of its internal operations, software, and documentation as confidential and proprietary and
relies on a combination of contractual restrictions, trade secret laws, and other measures to protect its proprietary intellectual property.
The  Company  does  not  rely  on  patents.  The  Company  believes  that,  due  to  the  rapid  rate  of  technological  change  in  the  computer
software industry, trade secrets and copyright protection are less significant than factors such as knowledge, ability and experience of
the  Company's  employees,  frequent  product  enhancements,  and  timeliness  and  quality  of  support  services.  The  Company  typically
licenses its software products under exclusive license agreements, which are generally non-transferable and have a perpetual term.

EMPLOYEES

At  December  31,  2000,  the  Company  had  approximately  1,267  employees,  of  which  approximately  29  were  employed  in  the
corporate office.  Mass property appraisal projects are periodic in nature and can be widely dispersed geographically.  The Company
often hires temporary employees to assist in these projects whose term of employment generally ends with the project’s completion.
None of the Company's employees are represented by a labor union or are subject to collective bargaining agreements. Management
considers its relations with its employees to be positive.

OTHER INFORMATION

The Company previously classified its operations into two segments – software systems and services and information and property
records services.  In September 2000, the Company sold certain real estate and the assets of two businesses in the information and
property records services segment, including Kofile, Inc., for $14.4 million in cash.  In December 2000, the Company sold for cash in
a  transaction  valued  at  $71.0  million  its  Business  Resources  Corporation  and  affiliated  units,  which  comprised  the  majority  of the
remaining operations of the information and property records services segment.  The Company expects to sell or otherwise dispose of
the remaining units in that segment during 2001.  Accordingly, the operating results of the information and property records services
segment has been classified as discontinued operations in the accompanying consolidated financial statements

ITEM 2.   PROPERTIES.

The  Company  occupies  approximately  216,000  square  feet  of  office  and  warehouse  space,  27,000  of  which  is  owned  by  the
Company.  The Company leases its principal executive office located in Dallas, Texas, as well as other offices, facilities and project
offices  for  its  operating  companies  in  Texas,  Iowa,  Maine,  Ohio,  Michigan,  Colorado,  Idaho,  North  Carolina,  Massachusetts,
Pennsylvania, Connecticut, New Hampshire, New York, Rhode Island, California, Georgia, Wisconsin and Florida. The Company's
owned property has been pledged as security under its senior credit facility.

ITEM 3.   LEGAL PROCEEDINGS.

Two of the Company's non-operating subsidiaries, Swan Transportation Company (“Swan”) and TPI of Texas, Inc. (“TPI”), have
been and/or are currently involved in various claims raised by approximately 550 former TPI employees for work related injuries and
physical conditions resulting from alleged exposure to silica, asbestos, and/or related industrial dusts during their employment by TPI.
Swan  was  the  parent  company  of  TPI,  which  owned  and  operated  a  foundry  in  Tyler,  Texas  for  approximately  28  years.    As  non-
operating  subsidiaries  of  the  Company,  the  assets  of  Swan  and  TPI  consist  primarily  of  various  insurance  policies  issued  to  each
company  during  the  relevant  time  periods.    Swan  and  TPI  have  tendered  the  defense  and  indemnity  obligations  arising  from  these
claims to their insurance carriers.  To date, Swan’s insurance carriers have entered into settlement agreements with over 230 of the
plaintiffs,  each  of  which  agreed  to  release  Swan,  TPI,  the  Company,  and  its  subsidiaries  and  affiliates  from  all  such  claims  in
exchange  for  payments  made  by  the  insurance  carriers.    Because  of  the  inherent  uncertainties  discussed  above,  it  is  reasonably
possible that the amounts recorded as liabilities for TPI and Swan related matters could change in the near term by amounts that would
be material to the consolidated financial statements.

Other than ordinary course, routine litigation incidental to the business of the Company and except as described herein, there are
no  material  legal  proceedings  pending  to  which  the  Company  or  its  subsidiaries  are  parties  or  to  which  any  of  its  properties  are
subject.

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.

Not applicable.

7

PART II

ITEM 5.  MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS.

Tyler  common  stock  is  traded  on  the  New  York  Stock  Exchange.  At  December  31,  2000,  Tyler  had  approximately  3,000
stockholders of record. A number of the Company's stockholders hold their shares in street name; therefore, there are substantially
more than 3,000 beneficial owners of its common stock.

The following table sets forth for the calendar periods indicating the high and low sales price per share of Tyler common stock as

reported on the New York Stock Exchange.

1999:

First Quarter .......................................................

    High    
$ 6.44

    Low    
4.00
$

Second Quarter...................................................

Third Quarter......................................................

Fourth Quarter....................................................

2000:

First Quarter .......................................................

Second Quarter...................................................

Third Quarter......................................................

Fourth Quarter....................................................

6.88

6.50

6.63

6.19

8.00

3.13

2.44

3.50

4.38

3.38

3.88

2.56

1.81

1.13

2001:

First Quarter (through March 16, 2001) ...........

$ 2.06

$

1.13

No cash dividends were paid in 2000 or 1999.  The Company intends to retain earnings for use in the operation and expansion of

its business, and therefore does not anticipate declaring a cash dividend in the foreseeable future.

8

ITEM 6.   SELECTED FINANCIAL DATA.
(In thousands, except per share data)

STATEMENT OF OPERATIONS DATA: (1)
Revenues...................................................................
Costs and expenses:
   Cost of revenues (2) ................................................
   Selling, general and
     administrative expense (2) ....................................
   Costs of certain acquisition
    opportunities .........................................................
   Amortization of intangibles ..................................
   Interest (income) expense, net ..............................
Loss from continuing operations
   before income taxes...............................................
Income tax provision (benefit).................................
Loss from continuing operations .............................
Loss from continuing operations
   per common share-diluted.....................................

Weighted average number of diluted shares ...........
OTHER DATA:
     EBITDA (4)...........................................................

                                               AS OF OR FOR THE YEARS ENDED DECEMBER 31,                                               
___1998___

___1999___

___1997___

___2000___

___1996___

$

93,200

$

71,416

$

23,440

$

58,925

32,805

--
6,903
          4,884

             (10,317)
       (2,810)
$     (7,507)

37,027

27,553

1,851
4,966
          1,797

 (1,778)
           188
$     (1,966)

13,143

8,534

3,146
1,499
             234

 (3,116)
           (652)
$     (2,464)

--

--

2,959

--
--
         (822)

(2,137)
         (918)
$    (1,219)

$

--

--

6,858(3)

--
--
         (304)

(6,554)
      (1,573)
$    (4,981)

$       (0.17)

$       (0.05)

$       (0.08)

$      (0.06)

$      (0.25)

45,380

39,105

32,612

20,498

19,876

$

4,253

$

7,981

$

2,256

$ (2,843)

$ (6,757)

BALANCE SHEET DATA: (1)
Total assets..........................................................
Long-term obligations, excluding
  current portion...................................................
Shareholders' equity............................................

STATEMENT OF CASH FLOWS DATA:
Cash flows from operating activities
Cash flows from investing activities
Cash flows from financing activities

                AS OF AND FOR THE YEARS ENDED DECEMBER 31,                  
        1996        
        1998        
      2000      

        1997        

        1999        

$ 152,706

$ 250,838

$ 130,805

$ 47,150

$ 52,484

7,747
96,122

61,530
138,904

37,189
76,346

--
31,403

--
32,041

$

(6,436)
65,401
(52,022)

$

649
(24,743)
24,955

$

1,656
(36,787)
27,893

$ (5,829)
(2,020)
2,515

$

6,484
6,139
9

(1)

2000, 1999, and 1998 include the results of operations of the companies formerly comprising the software systems and services
segment from the acquired companies’ respective dates of acquisition and excludes the results of operations of the discontinued
automotive parts and supplies segment and the information and property records services segment. Prior years' selected financial
data have been restated to reflect discontinuation of the information and property records services segment in 2000, the automotive
parts  and  supply  segment  in  1998,  and  the  fund-raising  segment  in  1997.    For  years  prior  to  1998,  selling,  general  and
administrative  expense  includes  only  amounts  relating  to  the  holding  company.  See  Notes  2  and  3  in  Notes  to  Consolidated
Financial Statements.

(2) Depreciation and amortization included in cost of revenues and selling, general and administrative expenses for 2000, 1999, 1998,

1997, and 1996 was $2,783, $1,145, $493, $116, and $101, respectively.

(3)

1996 selling, general and administrative expenses include pretax restructuring and other charges of $3,616.

(4) EBITDA consists of income from continuing operations before interest, costs of certain acquisition opportunities, income taxes,
depreciation, and amortization. Although EBITDA is not calculated in accordance with accounting principles generally accepted
in the United States, the Company believes that EBITDA is widely used as a measure of operating performance. Nevertheless, this
measure should not be considered in isolation or as a substitute for operating income, cash flows from operating activities, or any
other measure for determining the Company's operating performance or liquidity that is calculated in accordance with generally
accepted  accounting  principles.  EBITDA  does  not  take  into  account  the  Company's  debt  service  requirements  and  other
commitments  and  accordingly  EBITDA  is  not  necessarily  indicative  of  amounts  that  may  be  available  for  reinvestment  in  the
Company's business or other discretionary uses. In addition, since all companies do not calculate EBITDA in the same manner,
this measure may not be comparable to similarly titled measures reported by other companies.

On  a  pro  forma  basis,  EBITDA  for  the  year  ended  December  31,  2000  and  1999,  was  $4,253  and  $13,135,  respectively.      Pro
forma information presents the consolidated results of operations as if all the Company’s acquisitions and the disposition of the
information and property records services segment occurred as of the beginning of 1999, after giving effect to certain adjustments,
including amortization of intangibles, interest and income tax effects.

9

ITEM 7.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS.

FORWARD - LOOKING STATEMENTS

This Annual Report on Form 10-K contains forward-looking statements within the meaning of Section 27A of the Securities Act
of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than historical or
current facts, including, without limitation, statements about the business, financial condition, business strategy, plans and objectives
of management, and prospects of the Company are forward-looking statements. Although the Company believes that the expectations
reflected  in  such  forward-looking  statements  are  reasonable,  such  forward-looking  statements  are  subject  to  risks  and  uncertainties
that could cause actual results to differ materially from these expectations. Such risks and uncertainties include, without limitation, the
ability  of  the  Company  to  successfully  integrate  the  operations  of  acquired  companies,  technological  risks  associated  with  the
development of new products and the enhancement of existing products, changes in the budgets and regulatory environments of the
Company's government customers, the ability to attract and retain qualified personnel, changes in product demand, the availability of
products, changes in competition, changes in economic conditions, changes in tax risks and other risks indicated in the Company's
filings with the Securities and Exchange Commission. These risks and uncertainties are beyond the ability of the Company to control,
and in many cases, the Company cannot predict the risks and uncertainties that could cause its actual results to differ materially from
those indicated by the forward-looking statements.

When  used  in  this  Annual  Report,  the  words  "believes,"  "plans,"  "estimates,"  "expects,"  "anticipates,"  "intends,"  "continue,"
"may," "will," "should," "projects," "forecasts," "might," "could," or the negative of such terms and similar expressions as they relate
to the Company or its management are intended to identify forward-looking statements.

GENERAL

On  September  29,  2000,  the  Company  sold  for  cash  certain  net  assets  of  Kofile,  Inc.  (“Kofile”)  and  another  subsidiary,  the
Company’s interest in a certain intangible work product, and a building and related building improvements.  Effective December 29,
2000,  the  Company  sold  for  cash  its  land  records  business  unit,  Business  Resources  Corporation  (“Resources”),  including  among
others,  Resources  wholly-owned  subsidiaries  Government  Records  Services,  Inc.  and  Title  Records  Corporation,  to  an  affiliate  of
Affiliated  Computer  Services,  Inc.  (“ACS”).    Concurrent  with  the  sale  to  ACS,  management  of  the  Company  with  the  Board  of
Director’s approval adopted a formal plan of disposal for the remaining businesses and assets of the information and property records
services segment.  This restructuring program was designed to focus the Company’s resources on its software systems and services
segment  and  to  reduce  debt.    In  March  1999,  the  Company  sold  Forest  City  Auto  Parts  Company  (“Forest  City”),  which  was  an
automotive  parts  and  supplies  business.    The  business  and  assets  divested  or  identified  for  divesture  have  been  classified  as
discontinued operations in 2000, 1999, and 1998. All prior year financial information included herein has been restated to reflect these
dispositions.  Continuing  operations  in  2000,  1999,  and  1998  are  comprised  of  the  results  of  operations  of  the  companies  formerly
comprising the software systems and services segment.

The following is a summary of significant acquisitions consummated in 1998 and 1999 that remain in continuing operations:

On February 19, 1998, the Company acquired The Software Group ("TSG") and Interactive Computer Designs, Inc. ("INCODE"),
which provide county, local and municipal governments with software, systems and services to serve their information technology and
automation needs. Their customer base is mainly located in Texas, Georgia and Oregon.

Effective  August  1,  1998,  the  Company  completed  the  purchase  of  Computer  Management  Services  ("CMS").  CMS  provides
integrated  information  management  systems  and  services  to  county  and  municipal  governments  throughout  Iowa,  Minnesota,
Missouri, South Dakota, Illinois, Wisconsin and other states, primarily in the upper Midwest.

Effective March 1, 1999, the Company acquired Eagle Computer Systems, Inc. ("Eagle"). Eagle supplies networked computing

solutions and services for county governments, primarily in the western United States.

Effective  April  1,  1999,  the  Company  completed  its  acquisition  of  Micro  Arizala  Systems,  Inc.  d/b/a  FundBalance
("FundBalance"),  a  company  which  develops  and  markets  fund  accounting  software  and  other  applications  for  state  and  local
governments, not-for-profit organizations and cemeteries.

10

On April 21, 1999, the Company acquired Process Incorporated d/b/a Computer Center Software ("MUNIS"), which designs and
develops integrated financial and land management information systems for counties, cities, schools and not-for-profit organizations
primarily located in the northeastern and southeastern United States.

On November 4, 1999, the Company acquired selected assets and assumed selected liabilities of Cole Layer Trumble Company,

("CLT"), a division of a privately held company. CLT provides property appraisal software and services to governments.

All of the Company's acquisitions have been accounted for using the purchase method for business combinations, and the results of
operations  of  the  acquired  entities  are  included  in  the  Company's  historical  consolidated  financial  statements  from  their  respective
dates of acquisition. Because of the significance of these acquisitions, in the following analysis of results of operations, the Company
has provided pro forma amounts as if all of the Company's acquisitions and dispositions previously discussed had occurred as of the
beginning of 1998.  There were no acquisitions during 2000 that remain in continuing operations.

2000 COMPARED TO 1999

REVENUES

On  a  pro  forma  basis,  revenues  were  $93.2  million  for  the  year  ended  December  31,  2000,  compared  to  $107.4  million  in  the
comparable prior year period. The decline in revenues on a pro forma basis was primarily because of post-Year 2000 ("Y2K") related
factors. Local governments reduced spending for software applications and systems for a variety of reasons, including anticipation of
Y2K problems and delaying new systems projects while they recover from their intensive efforts to become Y2K compliant in the
prior year. Many customers and potential customers appeared to have instituted Y2K "lockdowns" and did not install new systems
during 2000.  Additionally, the 1999 pro forma revenues benefited somewhat from accelerated Y2K compliance related sales.

Pro forma software license revenue in 2000 decreased approximately 25% to $18.6 million from $24.9 million compared to 1999.

Pro forma software license revenue comparisons were negatively impacted by the post-Y2K factors described above.

Professional service revenue on a pro forma basis decreased approximately $6.5 million to $37.4 million in 2000 compared from
$43.9 million in 1999. Professional services such as data conversion and training are often contracted for in conjunction with software
license products.  Thus, the decline in software license sales volume in 2000 negatively impacted professional services.  Pro forma
professional services revenue declined despite the inclusion of approximately $4.7 million of appraisal services and software revenue
in 2000 from the Company’s contract with Nassau County, New York Board of Assessors (“Nassau County”).  The Nassau County
contract to reassess all residential and commercial properties in Nassau County and provide assessment administration software and
training to help maintain equity and manage the property tax process is valued at $34.0 million.  Implementation of the Nassau County
contract began in September 2000 and is expected to be completed late 2002.

Pro  forma  maintenance  revenue  was  $32.5  million  for  2000  and  $28.3  million  for  the  comparable  prior  year  period.    The  15%
increase  is  due  to  an  increase  in  the  Company's  base  of  installed  software  and  systems  products.  Maintenance  revenue  was
approximately 35% of total revenue in 2000 compared to approximately 26% in 1999, on a pro forma basis.  Maintenance and support
services  are  provided  for  the  Company's  software  products,  including  property  appraisal  products,  and  third  party  software  and
hardware. The renewal rates for property appraisal system maintenance agreements are not as high as other software and hardware
maintenance agreements and will vary somewhat from period to period. Excluding property appraisal maintenance agreements, pro
forma maintenance revenue increased approximately 20% for the year ended December 31, 2000 compared to the comparable prior
year period.

Hardware revenue on a pro forma basis decreased $5.7 million in 2000 compared to 1999 as a result of the Company focusing its

sales effort on higher margin products and services.

COST OF REVENUES

For the year ended December 31, 2000, on a pro forma basis, cost of revenues was $58.9 million compared to $60.9 million in
1999.  Gross margin, on a pro forma basis, decreased to 37% in 2000 from 43% for the same period in the prior year.  Gross margin
decreased because software license revenue was a lower percentage of the overall product mix in 2000 compared to 1999.  Software
license revenue carries higher margins than other revenue categories.  Another contributing factor to a lower gross margin in 2000 was
higher personnel costs.  Personnel costs, which is the primary component of cost of service and maintenance revenue, increased due to

11

higher costs of contract labor, salary adjustments and higher head count as a result of staffing increases associated with record high
revenues in 1999.

SELLING, GENERAL AND ADMINISTRATIVE EXPENSES

For the year ended December 31, 2000, selling, general and administrative expenses were $32.8 million, or 35% of revenues.  For
the same period in the prior year, selling, general and administrative expenses were $35.1 million, or 33% of revenues, on a pro forma
basis.  Selling, general and administrative expenses include sales commission costs which declined as a result of lower sales volume.
This  decline  was  offset  somewhat  by  costs  associated  with  consolidating  certain  finance  and  administrative  functions  and  higher
personnel costs.

COSTS OF CERTAIN ACQUISITION OPPORTUNITIES

In March 1999, the Company entered into a merger agreement pursuant to which the Company contemplated the acquisition of all
of the outstanding common stock of CPS Systems, Inc. ("CPS"). In connection with that agreement, the Company provided CPS with
bridge financing in the form of notes secured by a second lien on substantially all of the assets of CPS, including accounts receivable,
inventory, intangibles, equipment and intellectual property.

In January 2000, CPS filed a voluntary petition for relief under Chapter 11 of the United States Bankruptcy Code. On March 24,
2000,  the  bankruptcy  court  conducted  a  public  auction  of  the  assets  of  CPS.    The  Company  anticipates  minimal  to  no  recovery  of
amounts due under its secured notes. Accordingly, the aggregate bridge financings and related accrued interest receivable and other
costs amounting to $1.9 million were expensed in the 1999 consolidated financial statements.

AMORTIZATION OF INTANGIBLES

The Company accounted for all 1999 and 1998 acquisitions using the purchase method of accounting for business combinations.
The  excess  of  the  purchase  price  over  the  net  identifiable  assets  of  the  acquired  companies  ("goodwill")  is  amortized  using  the
straight-line method of amortization over their respective estimated useful lives.

At December 31, 2000 and 1999, the Company had $84.7 million and $85.7 million, respectively, of goodwill and other intangible
assets, net of accumulated amortization. Such intangibles amounted to 55% and 34% of total assets and 88% and 62% of shareholders'
equity at December 31, 2000 and 1999, respectively.  Goodwill excluding accumulated amortization at December 31, 2000 and 1999
was  $51.1  million  and  $53.8  million,  respectively.    The  decrease  in  unamortized  goodwill  from  the  prior  year  is  primarily  due  to
adjustments made to goodwill in the third quarter of 2000 relating to appraisal reports for CLT from an outside appraisal firm that
assisted the Company in assigning value to its newly acquired identifiable intangible assets.

The Company considers a variety of factors in estimating the useful lives of goodwill and other intangible assets to be recorded as
a result of its acquisitions. Determining the appropriate useful life of goodwill and other intangible assets is a matter of judgment. In
making its determination, the Company considered a number of factors, including the following:

• 
•  

• 
•  

• 
• 

position of the acquired enterprise in the market and the extent of barriers to entry for competitors;
age,  historical  operating  performance,  and  quality  of  earnings  of  the  acquired  enterprise,  including  the  extent  of  operating
history and the presence or lack of stable earnings history;
experience of the acquired enterprise's management;
the  future  viability  of  products  and  services,  including  the  impact  of  technological  changes  and  advances  and  the  level  of
continued investment necessary to maintain the acquired enterprise's technological position;
competition; and
industry practice.

In addition, the Company periodically retains the services of an outside appraisal firm to assist in determining the value assigned to
newly  acquired  identifiable  intangible  assets  and  the  estimated  useful  lives.  At  December  31,  2000  and  1999,  management  of  the
Company believes such assets are recoverable and the estimated useful lives are reasonable.

12

NET INTEREST EXPENSE

Interest expense increased substantially for the year ended December 31, 2000 compared to the same period in 1999. The senior
credit facility was amended in August 2000 and December 2000 to, among other things, accelerate repayment of borrowings under the
facility.  Accordingly, a cumulative $1.4 million charge was recorded in 2000 to accelerate the amortization of previously capitalized
loan costs.  Borrowings under the senior credit facility were used to finance acquisitions, as well as capital expenditures, including
proprietary  software  development  costs,  resulting  in  higher  interest  expense.  Capitalized  software  development  costs  were  $6.7
million for 2000, as compared to $1.4 million for 1999.  In addition to higher debt levels, the average effective interest rate for 2000
was 10.2% compared to 7.7% for 1999.

INCOME TAX PROVISION

In 2000, the Company had a pre-tax loss from continuing operations of $10.3 million and an income tax benefit of $2.8 million,
resulting in an effective benefit rate of 27%. In 1999, the Company had a pretax loss from continuing operations of $1.8 million and
an  income  tax  provision  of  $188,000.    The  lower  effective  income  tax  benefit  is  due  to  non-deductible  items  such  as  goodwill
amortization as compared to the relative amount of pretax loss.

DISCONTINUED OPERATIONS

Information and Property Records Services Segment Divestiture

On September 29, 2000, the Company sold for cash certain net assets of Kofile and another subsidiary, the Company’s interest in a
certain intangible work product, and a building and related building improvements (the “Kofile sale”).  Effective December 29, 2000,
the  Company  sold  for  cash  its  land  records  business  unit,  Resources  including  among  others,  Resources wholly-owned subsidiaries
Government Records Services, Inc. and Title Records Corporation, to an affiliate of ACS (the “Resources sale”).  Concurrent with the
Resources  sale,  management  of  the  Company  with  the  Board  of  Director’s  approval  adopted  a  formal  plan  of  disposal  for  the
remaining businesses and assets of the information and property records services segment.  This restructuring program was designed
to focus the Company’s resources on its software systems and services segment and to reduce debt.  The business and assets divested
or identified for divesture have been classified as discontinued operations in the accompanying consolidated financial statements with
prior  years’  financial  statements  restated  to  report  separately  their  operations  in  compliance  with  Accounting  Principles  Board
("APB") Opinion No. 30.

The Kofile sale was to investment entities beneficially owned by a principal shareholder of the Company.  The cash sales price was
$14.4 million and the gain on the sale, after the effects of transaction costs, amounted to $403,000 (net of an income tax benefit of
$200,000).

The  Resources  sale  was  valued  at  approximately  $71.0  million,  consisting  of  approximately  $70.0  million  in  cash  and  ACS’s
assumption  of  approximately  $1.0  million  of  capital  lease  obligations.    The  gain  on  the  sale,  after  transaction  costs,  amounted  to
$1.1 million  (net  of  an  income  tax  benefit  of  $2.2  million).    Transaction  costs  and  certain  costs  directly  related  to  the  sale  were
estimated  to  be  $4.1  million  and  included  investment  banking  fees,  professional  fees,  cash  payments  to  departing  employees  and
approximately $844,000 in connection with the issuance of 500,000 shares of restricted common stock to departing employees.

The Company anticipates that the remaining businesses and assets of the segment will be disposed of by December 29, 2001.  One
of the remaining assets consists of a start-up company that has been engaged in constructing a Web-enabled national repository of
public records data.  Another remaining business is Capitol Commerce Reporter, Inc. (“CCR”), which was purchased in January 2000
and provides public records research, principally UCCs in Texas.  The interdependency of these operations with those of Resources
resulted in the Company’s decision to discontinue the development of the database and other related products and exit the land records
business following the Resources sale.  The estimated loss on the disposal of these remaining businesses and assets amounted to $13.6
million (after an income tax benefit of $3.8 million), consisting of an estimated loss on disposal of the businesses of $11.5 million (net
of an income tax benefit of $2.7 million) and a provision of $2.1 million (after an income tax benefit of $1.1 million) for anticipated
operating losses from the measurement date of December 29, 2000 to the estimated disposal dates.  The anticipated operating losses to
the disposal dates include the effects of the settlement of certain employment contracts, losses on real property leases, severance costs
and similar closing related costs.  The amounts the Company will ultimately realize could differ materially from the amounts assumed
in arriving at the loss on disposal of the discontinued operations.

13

Automotive Parts Segment Divestiture

In  December  1998,  the  Company  entered  into  a  letter  of  intent  to  sell  its  non-core  automotive  parts  business,  Forest  City.

Accordingly, this segment has been accounted for as a discontinued operation in compliance with APB Opinion No. 30.

On March 26, 1999, the Company sold all of the outstanding common stock of Forest City, to a private investor (the “Purchaser”)
for $24.5 million. Proceeds consisted of $12.0 million in cash, $3.8 million in a short-term secured promissory note, $3.2 million in
senior secured subordinated notes and $5.5 million in preferred stock. The short-term secured promissory note was fully paid in July
1999.  The  senior  secured  subordinated  notes  carry  interest  rates  ranging  between  6%  to  8%,  become  due  in  March  2002,  and  are
secured by a second lien on Forest City inventory and real estate. The preferred stock will be mandatorily redeemable March 2006.
Both the subordinated notes and the preferred stock will be subject to partial or whole redemption upon the occurrences of specified
events.

In  determining  the  loss  on  the  disposal  of  the  business,  the  subordinated  notes  were  valued  using  present  value  techniques.  As
discussed  in  Note  2  in  the  Notes  to  Consolidated  Financial  Statements,  the  $3.2  million  in  senior  secured  subordinated  notes  were
subsequently assigned without recourse to another party in connection with an acquisition. Because redemption of the preferred stock
is highly dependent upon future successful operations of the buyer and due to the extended repayment terms, the Company is unable to
estimate the degree of recoverability. Accordingly, the Company determined it would record the value of the preferred stock as cash is
received.  The  Company  originally  estimated  the  loss  on  the  disposal  of  Forest  City  to  be  $8.9  million,  which  was  recorded  in  the
fourth quarter of 1998. The estimated loss included anticipated operating losses from the measurement date of December 1998 to the
date of disposal and associated transaction costs. In 1999, the Company recorded additional losses of $907,000 (including taxes of
$183,000) to reflect adjusted estimated transaction costs, funded operating losses which were higher than originally estimated, income
tax benefit adjustment and a write down of a receivable in connection with a dispute.

Subsequent to December 31, 2000, Forest City filed for bankruptcy under Chapter 11 of the United States Bankruptcy Code.  The

Company does not expect this matter to have a material adverse effect on the financial statements.

Other

In  1998,  the  Company  recorded  a  final  gain  adjustment  of  $801,000  relating  to  the  1997  sale  of  its  subsidiary  Institutional

Financing Services Inc.

For  the  year  ended  December  31,  2000,  loss  from  operations,  net  of  income  tax  benefit  for  the  discontinued  information  and
property records services segment was $4.3 million.  For the year ended December 31, 1999, income from operations, net of income
tax for the discontinued information and property records services segment was $1.9 million.  During the year ended December 31,
1998, income from the operations, net of income tax, for the discontinued information and property records services segment as well
as the automotive parts segment amounted to $2.2 million.

Two of the Company's non-operating subsidiaries are involved in various claims for work related injuries and physical conditions
and for environmental claims relating to a formerly owned subsidiary that was sold in 1995. During 2000 and 1999, the Company
expensed  $748,000  (net  of  an  income  tax  benefit  of  $403,000)  and  $1.9  million  (net  of  an  income  tax  benefit  of  $877,000),
respectively, for trial costs and settlement costs in excess of the amounts accrued associated with these claims. See Note 17 in the
Notes to Consolidated Financial Statements.

INVESTMENT SECURITY AVAILABLE-FOR-SALE

Pursuant  to  an  agreement  with  two  major  shareholders  of  H.T.E.,  Inc.  ("HTE"),  the  Company  acquired  approximately  32%  of
HTE's  common  stock  in  two  separate  transactions  in  1999.  On  August  17,  1999,  the  Company  exchanged  2.3  million  shares  of  its
common  stock  for  4.7  million  shares  of  HTE  common  stock.  This  initial  investment  was  recorded  at  $14.0  million.  The  second
transaction occurred on December 21, 1999, in which the Company exchanged 484,000 shares of its common stock for 969,000 shares
of HTE common stock.  This additional investment was recorded at $1.8 million. The investment in HTE common stock is classified
as a non-current asset since it was made for a continuing business purpose.

Florida state corporation law restricts the voting rights of "control shares", as defined, acquired by a third party in certain types of
acquisitions,  which  restrictions  may  be  removed  by  a  vote  of  the  shareholders.  The  Florida  "control  share"  statute  has  not  been

14

interpreted  by  the  courts.  HTE  has  taken  the  position  that,  under  the  Florida  statute,  all  of  the  shares  acquired  by  the  Company
constitute "control shares" and therefore do not have voting rights until such time as shareholders of HTE, other than the Company,
restore  voting  rights  to  those  shares.  Management  of  the  Company  believes  that  only  the  shares  acquired  in  excess  of  20%  of  the
outstanding shares of HTE constitute "control shares" and therefore believes it currently has the right to vote all HTE shares it owns
up to at least 20% of the outstanding shares of HTE.  On November 16, 2000, the shareholders of HTE, other than Tyler, voted to
deny the Company its right to vote the "control shares" of HTE.

Under generally accepted accounting principles, an investment of 20% or more of the voting stock of an investee should lead to a
presumption that in absence of evidence to the contrary, an investor has the ability to exercise significant influence over the operating
and financial policies of an investee. Management of the Company has concluded that it currently does not have such influence as
evidenced by the following key factors:

• 
• 
• 

Inability to resolve the different interpretations regarding the ability to vote the shares;
Inability to obtain additional financial information not otherwise available to other shareholders; and
Inability to obtain certain confirmations and consents from the investee's independent auditors.

Accordingly, the Company accounts for its investment in HTE pursuant to the provisions of Statement of Financial Accounting
Standards (“SFAS”) No. 115, "Accounting for Certain Investments in Debt and Equity Securities". These securities are classified as
available-for-sale and are recorded at fair value as determined by quoted market prices. Unrealized holding gains and losses, net of the
related tax effect, on available-for-sale securities are excluded from earnings and are reported as a separate component of shareholders'
equity until realized. Realized gains and losses from the sale of available-for-sale securities (none in each of the three years ended
December 31, 2000) are determined on a specific identification basis. A decline in the market value of any available-for-sale security
below cost that is deemed to be other than temporary results in a reduction in carrying amount to fair value.

At  December  31,  2000,  the  cost,  fair  value  and  gross  unrealized  holding  losses  of  the  investment  securities  available-for-sale
amounted to $15.8 million, $5.1 million and $10.7 million, respectively, based on a quoted market price for HTE stock of $.91 per
share.  At  December  31,  1999,  the  fair  value  and  gross  unrealized  holding  gains  of  the  investment  securities  available-for-sale
amounted to $33.7 million and $17.9 million, respectively, based on a quoted market price of $6.00.  At March 12, 2001, the fair value
of the investment securities available-for-sale was $8.4 million based on a quoted market price of $1.50 per share.

At December 31, 2000, the Company has an unrealized loss on its investment in HTE of $10.7 million.  A decline in the market
value  of  any  available  for  sale  security  below  cost  that  is  deemed  to  be  other  than  temporary  results  in  a  reduction  in  the  carrying
amount  to  fair  value  and  the  impairment  is  charged  to  earnings  and  a  new  cost  basis  for  the  security  is  established.    At  this  time,
management of the Company does not believe the decline in the market value is other than temporary.  In making this determination,
management  concluded  it  has  both  the  intent  and  the  ability  to  hold  the  investment  for  a  period  of  time  sufficient  to  allow  for  the
anticipated  recovery  in  fair  value.    Other  conditions  considered,  among  others,  included  the  conditions  in  the  local  government
software  industry,  the  financial  condition  of  the  issuer,  and  recent  favorable  public  statements  by  the  issuer  concerning  its  future
prospects.

If the uncertainty regarding the voting shares is resolved in the Company's favor, the Company will retroactively adopt the equity
method of accounting for this investment. Therefore, the Company's results of operations and retained earnings for periods beginning
with the 1999 acquisition will be retroactively restated to reflect the Company's investment in HTE for all periods in which it held an
investment  in  the  voting  stock  of  HTE.  Under  the  equity  method,  the  original  investment  is  recorded  at  cost  and  is  adjusted
periodically to recognize the investor's share of earnings or losses after the respective dates of acquisition. The Company's investment
in  HTE  would  include  the  unamortized  excess  of  the  Company's  investment  over  its  equity  in  the  net  assets  of  HTE.  This  excess
would be amortized on a straight-line basis over the estimated economic useful life of ten years. In addition, any loss in value of an
investment which is other than a temporary decline would also be charged to earnings.

NET LOSS AND OTHER MEASURES

Net loss was $24.6 million in 2000 compared to $2.8 million in 1999. Diluted loss per share was $0.54 and $0.07 for 2000 and
1999, respectively. Net loss from continuing operations was $7.5 million, or $0.17 per diluted share, in 2000 compared to net loss of
$2.0 million, or $0.05 per diluted share, in 1999.  On a pro forma basis, net loss from continuing operations was $4.0 million, or $0.09
per diluted share, in 2000 compared to income from continuing operations of $905,000 or $0.02 per diluted share in 1999.

15

Earnings before interest, taxes, depreciation, amortization and costs of certain acquisition opportunities ("EBITDA") for the year
ended  December  31,  2000,  was  $4.3  million  compared  to  $8.0  million  in  1999.        EBITDA  consists  of  income  from  continuing
operations before interest, costs of certain acquisition opportunities, income taxes, depreciation and amortization. Although EBITDA
is  not  calculated  in  accordance  with  accounting  principles  generally  accepted  in  the  United  States,  the  Company  believes  that
EBITDA is widely used as a measure of operating performance. Nevertheless, the measure should not be considered in isolation or as
a substitute for operating income, cash flows from operating activities, or any other measure for determining the Company's operating
performance or liquidity that is calculated in accordance with generally accepted accounting principles. EBITDA is not necessarily
indicative  of  amounts  that  may  be  available  for  reinvestment  in  the  Company's  business  or  other  discretionary  uses.  In  addition,
because all companies do not calculate EBITDA in the same manner, this measure may not be comparable to similarly titled measures
reported by other companies.

1999 COMPARED TO 1998

REVENUES

On a pro forma basis, total revenues increased $23.7 million, or 28% to $107.4 million, for the twelve months ended December 31,
1999  compared  to  $83.7  million  in  the  comparable  prior  year  period.  Pro  forma  software  license  revenue  in  1999  increased
approximately 31% compared to 1998.  Software license revenues benefited from customers’ efforts to become Year 2000 compliant
by upgrading their software systems.  In addition, software license revenue in 1999 included the installation of several large contracts
for  judicial  information  management  and  court  systems  and  property  appraisal  and  tax  systems  and  increased  sales  volume  from
utilities applications. As a percentage of total revenues on a pro forma basis, software license revenue was approximately 23% in both
1999 and 1998.

Professional service revenue on a pro forma basis increased approximately 37% in 1999 compared to 1998. Approximately two-
thirds of this increase is due to customization and modifications of software products required in several large contracts installed in
1999. The remaining one-third of the increase is due to increased volume in mass appraisal services. Professional service revenue was
approximately 40% of total revenues in 1999 compared to approximately 38% in 1998, on a pro forma basis.

Pro forma maintenance revenue increased $7.1 million due to an increase in the Company's base of installed software and systems
products. Maintenance revenue was approximately 26% and 25% of total revenue for 1999 and 1998, respectively, on a pro forma
basis.

Hardware  revenues  on  a  pro  forma  basis  decreased  approximately  10%  in  1999  compared  to  1998  as  a  result  of  the  Company
focusing its sales effort on higher margin products and services. This decrease was offset slightly by an increase in customer upgrades
due to Y2K compliance requirements.

COST OF REVENUES

On a pro forma basis, total cost of revenues increased $11.7 million, or 24%, for the twelve months ended December 31, 1999
compared to $49.2 million in the comparable prior year period. Gross margin increased to 43% in 1999 compared to 41% for same
period in the prior year, on a pro forma basis. The gross margin benefited from a product mix in 1999 that included less hardware and
third party software than the prior year on a pro forma basis. Hardware and third party software have lower margins than proprietary
software  license  products  and  services.  The  gross  margin  increase  was  offset  slightly  by  higher  costs  associated  with  third  party
services utilized in connection with the performance of two large mass property appraisal contracts in 1999.

SELLING, GENERAL AND ADMINISTRATIVE EXPENSES

Selling, general and administrative expenses on a pro forma basis were $35.1 million in 1999, compared to $25.6 million in 1998.
Selling, general and administrative expense as a percentage of pro forma revenues was approximately 33% and 31% for the twelve
months ended December 31, 1999 and 1998, respectively.

COSTS OF CERTAIN ACQUISITION OPPORTUNITIES

On July 31, 1998, the Company entered into a letter of intent with a Fortune 500 company to acquire certain businesses of the
company in a transaction to be accounted for as a purchase business combination. These businesses had estimated annual revenues in
excess  of  $500  million  and  represented  a  business  opportunity  which  was  aligned  with  the  Company's  strategy  in  the  information

16

management business. Direct and incremental costs totaling $3.1 million associated with the combination, primarily consisting of fees
paid to outside legal and accounting advisors for due diligence, were incurred by the Company and would have been considered as a
cost of the acquisition upon the successful closing of the transaction. Subsequent to September 30, 1998, the potential seller elected
not  to  sell  any  of  the  businesses.  Accordingly,  all  costs  associated  with  this  opportunity  were  expensed  in  the  1998  consolidated
financial statements.

AMORTIZATION OF INTANGIBLES

The  Company  accounted  for  all  of  its  acquisitions  using  the  purchase  method  of  accounting  for  business  combinations.
Unallocated purchase price over the net identifiable assets of the acquired companies is amortized using the straight-line method of
amortization over their respective useful lives.

NET INTEREST EXPENSE

As  a  result  of  the  debt  incurred  to  finance  acquisitions  and  their  related  transaction  costs  in  1999,  the  Company  recorded  net

interest expense of $1.8 million compared to $234,000 in 1998.

INCOME TAX PROVISION

In  1999,  the  Company  had  a  pretax  loss  from  continuing  operations  of  $1.8  million  and  an  income  tax  provision  of  $188,000
resulting in a negative effective tax rate of 11%.  The comparable 1998 effective benefit rate was 21%.  The difference in the tax rates
is due to non-deductible items such as goodwill amortization as compared to the relative amount of pretax earnings or loss.

NET LOSS AND OTHER MEASURES

Net  loss  was  $2.8  million  in  1999  compared  to  $8.4  million  in  1998.  Diluted  loss  per  share  was  $0.07  and  $0.26  for  1999  and
1998, respectively. Net loss from continuing operations was $2.0 million, or $0.05 per diluted share, in 1999 compared to a net loss of
$2.5 million, or $0.08 per diluted share in 1998.

ACCOUNTING PRONOUNCEMENTS NOT YET ADOPTED

In June 1999, SFAS No. 137 “Accounting for Derivative Instruments and Hedging Activities-Deferral of Effective Date of FASB
Statement  No.  133”  was  issued  by  the  Financial  Accounting  Standards  Board  (“FASB”).    The  Statement  defers  for  one  year  the
effective date of FASB Statement No. 133, “Accounting for Derivative Instruments and Hedging Activities”.  The rule now will apply
to all fiscal years beginning after June 15, 2000.  FASB Statement No. 133 will require the Company to recognize all derivatives on
the balance sheet at fair value.  Derivatives that are not hedges must be adjusted to fair value through income.  If the derivative is a
hedge, depending on the nature of the hedge, changes in the fair value of derivatives will either be offset against the change in fair
value of the hedged assets, liabilities, or firm commitments through earnings or recognized in other comprehensive income until the
hedged item is recognized in earnings.  The adoption of SFAS No. 133 did not have a material impact on the Company’s consolidated
financial statements and related disclosures.

LIQUIDITY

In  December  2000,  the  Company  amended  its  revolving  credit  agreement  with  a  group  of  banks  ("Senior  Credit  Facility")  to
provide for total borrowings of up to $15.0 million and a maturity date of July 1, 2002.  Borrowings under the Senior Credit Facility,
as amended, initially bear interest at the lead bank's prime rate plus a margin of 2.00%, which margin increases by 0.50% quarterly
through  January  1,  2002.    Borrowings  under  the  Senior  Credit  Facility  are  limited  to  80%  of  eligible  accounts  receivable.    At
December 31, 2000, the Company had outstanding borrowings and letters of credit of $4.8 million and unused available borrowing
capacity of $10.2 million under the Senior Credit Facility. The interest rate at December 31, 2000 was 11.5%. The effective average
interest rates for borrowings during 2000 and 1999 were 10.2% and 7.7%, respectively.

The  Senior  Credit  Facility  is  secured  by  substantially  all  of  the  Company's  real  and  personal  property  and  by  a  pledge  of  the
common  stock  of  present  and  future  significant  operating  subsidiaries.  The  Senior  Credit  Facility  is  also  guaranteed  by  such
subsidiaries.  Under  the  terms  of  the  Senior  Credit  Facility,  the  Company  is  required  to  maintain  certain  financial  ratios  and  other
financial conditions. The Senior Credit Facility also prohibits the Company from making certain investments, advances or loans and

17

restricts substantial asset sales, capital expenditures and cash dividends. At December 31, 2000, the Company was in compliance with
its various covenants under the Senior Credit Facility, as amended.

In addition, at December 31, 2000, the Company had several promissory notes payable, and other installment notes totaling $3.4
million  (including  current  portion  of  $353,000).  Fixed  interest  rates  on  the  promissory  and  installment  notes  ranged  from  6.1%  to
10.0% The Company made principal payments of $3.8 million during 2000 on these notes and notes included in the information and
property records segment.

On September 29, 2000, the Company sold for cash certain non-core assets for an aggregate sale price of $14.4 million. The assets
sold consisted of certain net assets of two operating subsidiaries, the Company’s interest in a certain intangible work product, and the
sale of a building and related building improvements.  The net proceeds of the sale were used to repay an existing obligation of one of
the companies sold and to reduce the Company’s borrowings under the Senior Credit Facility.

Effective  December  29,  2000,  the  Company  sold  for  cash  its  land  records  business  unit,  Resources,  including  among  others,
Resources'  wholly-owned  subsidiaries  Government  Records  Services,  Inc.  and  Title  Records  Corporation,  to  ACS.    The  Resources
sale  was  valued  at  approximately  $71.0  million,  consisting  of  approximately  $70.0  million  in  cash  and  ACS’s  assumption  of
approximately $1.0 million of capital lease obligations.  The net proceeds of the sale were used to reduce the Company’s borrowing
under the Senior Credit Facility.

In  2000,  the  Company  made  capital  expenditures  for  continuing  operations  of  $9.4  million.  These  expenditures  included  $6.7
million  relating  to  the  development  of  proprietary  software,  including  new  products  and  new  versions  of  existing  products.  The
remaining  expenditures  were  primarily  for  computer  equipment  for  internal  use  and  use  in  connection  with  the  Company’s  ASP
services and building and leasehold improvements at the Company’s operating facilities.

The  Company  entered  into  a  tax-benefit  transfer  lease  in  1983  pursuant  to  which  it  is  obligated  to  make  income  tax  payments

totaling $713,000 in 2001. This obligation is included in deferred taxes at December 31, 2000.

Excluding acquisitions, Tyler anticipates that 2001 capital spending will be approximately $12.0 million, which is expected to be
funded from a combination of internal operations and bank financing.  In January 2001, the Company purchased a formerly leased
building in Austin, Texas for $1.3 million, which is included in 2001 anticipated expenditures of $12.0 million.

In  May  2000,  the  Company  sold  3.3  million  shares  of  common  stock  and  333,380  warrants  pursuant  to  a  private  placement
agreement with Sanders Morris Harris Inc. for approximately $10.0 million in gross cash proceeds before deducting commissions and
offering  expenses  of  approximately  $730,000.  Each  warrant  is  convertible  into  one  share  of  common  stock  at  an  exercise  price  of
$3.60 per share. The warrants expire in May 2005. The common stock sold in this transaction is not registered and may only be sold
pursuant to Rule 144 under the Securities Act of 1933, generally after being held for at least one year. Tyler used the proceeds from
the offering primarily for new product development.

On  November  4,  1999,  the  Company  purchased  Cole  Layer  Trumble  Company  (“CLT”)  from  a  privately  held  company  (the
“Seller”).  A portion of the consideration consisted of restricted shares of Tyler common stock and included a price protection on the
future sale of the Company’s common stock by the Seller, which expires no later than November 4, 2001.  The price protection is
equal to the difference between the actual sale proceeds of the Tyler common stock and $6.25 on a per share basis, but is limited to
$2.8 million.

The Company is from time to time engaged in discussions with respect to selected acquisitions and expects to continue to assess
these  and  other  acquisition  opportunities  as  they  arise.  The  Company  may  also  require  additional  financing  if  it  decides  to  make
additional acquisitions. There can be no assurance, however, that any such opportunities will arise, that any such acquisitions will be
consummated or that any needed additional financing will be available when required on terms satisfactory to the Company. Absent
any acquisitions, the Company anticipates that cash flows from operations, working capital and available borrowing capacity under
the Senior Credit Facility will provide sufficient funds to meet its needs for at least the next year.

18

CAPITALIZATION

The Company's capitalization at December 31, 2000, consisted of $8.1 million in long-term obligations (including current portion)

and $96.1 million in shareholders' equity. The total debt-to-capital ratio was 7.8% at December 31, 2000.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.

The Company’s market risk sensitive instruments do not subject the Company to material market risk exposure.

ITEM 8.

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.

The consolidated financial statements of the Company, together with the report of independent auditors and financial statement
schedule, are included herein and listed under the heading "(a)(1) The consolidated financial statements of the Company of Part IV,
Item  14."  Financial  statement  schedules  other  than  the  schedule  included  have  been  omitted  because  the  required  information  is
contained in the consolidated financial statements or related notes, or such information is not applicable.

ITEM 9.

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL
DISCLOSURE.

None.

19

PART III

The  information  required  by  Items  10  through  13  of  Part  III  is  incorporated  herein  by  reference  from  the  indicated  sections  of
Tyler's definitive proxy statement for its annual meeting of stockholders to be held on May 31, 2001 (the "Proxy Statement"). Only
those  sections  of  the  Proxy  Statement  that  specifically  address  the  items  set  forth  herein  are  incorporated  by  reference.  Such
incorporation  by  reference  does  not  include  the  Compensation  Committee  Report,  the  Audit  Committee  Report  or  the  Stock
Performance Graphs, included in the Proxy Statement.

            Headings in Proxy Statement              

ITEM 10.  Directors and Executive Officers of the Registrant.

"Directors and Executive Officers"

ITEM 11.  Executive Compensation.

"Executive Compensation"

ITEM 12.  Security Ownership of Certain Beneficial Owners and

     and Management.

"Security Ownership of Directors, Executive
Officers and Principal Shareholders"

ITEM 13.  Certain Relationships and Related Transactions.

"Certain Transactions"

ITEM 14.  EXHIBITS, FINANCIAL STATEMENT SCHEDULE AND REPORTS ON FORM 8-K.

(a)

(1)

The consolidated financial statements of the Company
are filed as part of this report.

PART IV

Report of Independent Auditors......................................................................

Consolidated Statements of Operations for the years ended December 31,
2000, 1999, and 1998 ............................................................................

Consolidated Balance Sheets as of December 31, 2000 and 1999 ................

PAGE
25

26

27

Consolidated Statements of Shareholders' Equity for the years ended

December 31, 2000, 1999 and 1998 .....................................................

28

Consolidated Statements of Cash Flows for the years ended

December 31, 2000, 1999 and 1998 .....................................................

Notes to Consolidated Financial Statements ..................................................

29

30

(2)

The following financial statement schedule is filed as part of this report.

Schedule II--Valuation and Qualifying Accounts for the years ended

December 31, 2000, 1999 and 1998 .....................................................

48

(3)

Exhibits

Certain of the exhibits to this report are hereby incorporated by reference, as specified:

EXHIBIT
NUMBER

3.1

DESCRIPTION
Restated  Certificate  of  Incorporation  of  Tyler  Three,  as
amended through May 14, 1990, and Certificate of Designation
of  Series  A  Junior  Participating  Preferred  Stock  (filed  as
Exhibit 3.1 to the Company's Form 10-Q for the quarter ended
June 30, 1990, and incorporated herein).

20

3.2

3.3

*3.4

4.1

4.2

4.3

4.4

4.5

4.6

*4.9

10.1

10.2

10.3

Certificate  of  Amendment  to  the  Restated  Certificate  of
Incorporation (filed as Exhibit 3.1 to the Company's Form 8-K,
dated February 19, 1998, and incorporated herein).

Amended  and  Restated  By-Laws  of  Tyler  Corporation,  dated
November 4, 1997 (filed as Exhibit 3.3 to the Company's Form
10-K for the year ended December 31, 1997, and incorporated
herein).

Certificate of Amendment dated May 19, 1999 to the Restated
Certificate of Incorporation.

Rights Agreement, dated as of March 14, 1993, by and between
Tyler  Corporation  and  The  First  National  Bank  of  Boston,  as
Rights Agent, which includes the form of Rights Certificate as
Exhibit B thereto (filed as Exhibit 4 to the Company's Form 8-
K, dated January 29, 1993, and incorporated herein).

Specimen of Common Stock Certificate (filed as Exhibit 4.1 to
the  Company's  registration  statement  no.  33-33505  and
incorporated herein).

Credit  agreement  among  Tyler  Technologies,  Inc.,  Bank  of
America,  N.A.,  Chase  Bank  of  Texas,  N.A., BankOne, Texas,
N.A.  and  Bank  of  America  Securities  LLC,  dated  October  1,
1999 (filed as Exhibit 4.3 to the Company's Form 10-Q for the
quarter ended September 30, 1999, and incorporated herein).

Purchase  Agreement  dated  May  19,  2000,  between  Tyler
Technologies,  Inc.,  and  Sanders  Morris  Harris  Inc.  (filed  as
Exhibit 4.4 to the Company’s Form 10-Q for the quarter ended
June 30, 2000, and incorporated herein)

Warrant to purchase common stock of Tyler Technologies, Inc.
(filed  as  Exhibit  4.5  to  the  Company’s  Form  10-Q  for  the
quarter ended June 30, 2000, and incorporated herein)

Amendment #3 to the Credit Agreement dated October 1, 1999
(filed  as  Exhibit  4.6  to  the  Company’s  Form  10-Q  for  the
quarter ended June 30, 2000, and incorporated herein)

Amendment #5 to the Credit Agreement dated October 1, 1999.

Form  of  Indemnification  Agreement  for  directors  and  officers
(filed  as  Exhibit  10.1  to  the  Company's  Form  10-Q  for  the
quarter ended March 31, 1992, and incorporated herein).

Stock Option Plan amended and restated as of February 7, 1997
(filed as Exhibit 4.1 to the Company's registration statement no.
33-34809 and incorporated herein).

Asset  Purchase  Agreement  dated  September  29,  2000,  by  and
among  Tyler  Technologies,  Inc.,  Kofile,  Inc.,  Spectrum  Data,
Inc.,  EiSolutions,  Inc.,  Kofile  Acquisition  Corporation  and
Spectrum Data Acquisition Corporation  (filed as Exhibit 4.7 to
the Company’s Form 10-Q for the quarter ended September 30,
2000, and incorporated herein)

10.4

Real Estate Purchase and Sale Agreement dated September 29,
2000, by and among Business Resources Corporation,

21

10.5

10.6

10.7

    10.8

    10.9

10.10

10.11

10.12

10.13

10.14

Spectrum Data, Inc. and William D. and Marilyn Oates   (filed
as Exhibit 4.8 to the Company’s Form 10-Q for the quarter
ended September 30, 2000, and incorporated herein)

Indemnification Agreement, dated December 20, 1989 (filed as
Exhibit  2.3 to the Company's registration statement no.
33-33505 and  incorporated herein).

Second Amended and Restated Agreement and Plan of Merger,
dated as of December 29, 1997, and effective as of October 8,
1997,  among  the  Company,  T1  Acquisition  Corporation,
Business Resources Corporation, and William D. Oates (filed as
Exhibit  10.1  to  the  Company's  Form  8-K,  dated  February  19,
1998, and incorporated herein).

Amended and Restated Agreement and Plan of Merger, dated as
of  December  29,  1997,  and  effective  as  of  October  8,  1997,
among  the  Company,  T2  Acquisition  Corporation,  The
Software Group, Inc., and Brian B. Berry and Glenn A. Smith
(filed  as  Exhibit  10.2  to  the  Company's  Form  8-K,  dated
February 19, 1998, and incorporated herein).

Amendment  Number  One,  dated  February  19,  1998,  and
effective  as  of  October  8,  1997,  to  the  Amended  and  Restated
Agreement  and  Plan  of  Merger  among  the  Company,  T2
Acquisition  Corporation,  The  Software  Group,  Inc.  and  Brian
B.  Berry  and  Glenn  A.  Smith  (filed  as  Exhibit  10.3  to  the
Company's  Form  8-K,  dated  February  19,  1998,  and
incorporated herein).

Acquisition Agreement dated as of November 20, 1995, by and
among the Registrants, Tyler Pipe Industries, Inc. and Ransom
Industries,  Inc.,  formerly  known  as  Union  Acquisition
Corporation  (filed  as  Exhibit  2.1  to  the  Company's  Form  8-K,
dated December 14, 1995, and incorporated herein).

Purchase  Agreement  between  Tyler  Corporation,  Richmond
Partners,  Ltd.  and  Louis  A.  Waters,  dated  August  20,  1997
(filed  as  Exhibit  10.24  to  the  Company's  Form  8-K,  dated
September 2, 1997, and incorporated herein).

Employment  agreement  between  the  Company  and  Brian  K.
Miller, dated December 1, 1997. (filed  as  Exhibit  10.16  to  the
Company's  Form  10-K  for  the  year  ended  December  31,  1997
and incorporated herein).

Employment agreement between the Company and Theodore L.
Bathurst,  dated  October  7,  1998, (filed  as  Exhibit  10.18  to  the
Company's  Form  10-Q  for  the  quarter  ended  September  30,
1998, and incorporated herein).

Purchase  agreement  dated  March  26,  1999  between  Tyler
Corporation  and  HalArt,  L.L.C.  (filed  as  Exhibit  10.1  to  the
Company's  Form  8K,  dated  April  8,  1999,  and  incorporated
herein).

Agreement and Plan of Merger dated April 20, 1999, between
Tyler Corporation ("Parent") and Computer Center Software
Inc., a Delaware corporation and wholly-owned subsidiary of
Parent, Process, Incorporated d/b/a Computer Center Software

22

*     Filed herewith.

(b)  Reports on Form 8-K

10.15

10.16

*21

*23

(filed as exhibit 10.1 to the Company's Form 8K, dated May 4,
1999 and incorporated herein).

Asset  Purchase  Agreement  dated  November  3,  1999  to  be
effective  as  of  October  29,  1999,  by  and  among  Tyler
Technologies, Inc., CLT Company, a Delaware corporation and
wholly-owned  subsidiary  of  the  Company,  and  Day  &
Zimmermann,  L.L.C.,  a  Delaware  limited  liability  corporation
(filed  as  Exhibit  10.1  to  the  Company’s  Form  8K,  dated
November 18, 1999 and incorporated herein).

Stock  Purchase  Agreement,  dated  as  of  December  29,  2000,
among  Affiliated  Computer  Services,  Inc.,  ACS  Enterprise
Solutions,  Inc.,  Tyler  Technologies,  Inc.,  and  Business
Resources Corporation (filed as Exhibit 10.1 to the Company’s
Form 8K, dated January 16, 2001 and incorporated herein).

Subsidiaries of Tyler

Consent of Ernst & Young LLP

Tyler will furnish copies of these exhibits to shareholders upon
written  request  and  payment  for  copying  charges  of  $0.15  per
page.

Form 8-K
Reported Date

Item
Reported

12/4/00

1/16/01

5

2

5

                           Exhibits Filed                           

Substantial  resolution  of  the  Jersey  Tyler
environmental matter.

Stock  Purchase  Agreement  dated  December
29,  2000  among  Affiliated  Computer
Services,  Inc.,  ACS  Enterprise  Solutions,
Inc.,  Tyler  Technologies,  Inc.  and  Business
Resources Corporation.

Authorization  of  disposition  by  the  Board  of
Directors  of  Tyler  Technologies,  Inc.,  of  the
remaining  operations  of  the  information  and
property records services segment.

7(b)

Pro  forma  condensed  consolidated  financial
statements as of September 30, 2000 and for
the  year  ended  December 31,  1999  and  the
nine months ended September 30, 2000.

23

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this

report to be signed on its behalf by the undersigned, thereunto duly authorized.

TYLER TECHNOLOGIES, INC.

Date: March 19, 2001

By: /s/ Louis A. Waters                                                                          

Louis A. Waters
Co-Chief Executive Officer
Chairman of the Board
(principal executive officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons

on behalf of the registrant and in the capacities and on the dates indicated.

    Date: March 19, 2001

By: /s/   Louis A. Waters                                                  

Louis A. Waters
Chairman of the Board
Co-Chief Executive Officer

    Date: March 19, 2001

By: /s/   John M. Yeaman                                                 

John M. Yeaman
Co-Chief Executive Officer and President
Director
(principal executive officer)

    Date: March 19, 2001

By: /s/   Theodore L. Bathurst                                          

Theodore L. Bathurst
Vice President and Chief
Financial Officer
(principal financial officer)

    Date: March 19, 2001

By: /s/   Brian K. Miller                                                    

Brian K. Miller
Vice President - Finance and Treasurer

    Date: March 19, 2001

By: /s/   Terri L. Alford                                                    

Terri L. Alford
Controller
(principal accounting officer)

    Date: March 19, 2001

By: /s/   Ernest H. Lorch                                                   

Ernest H. Lorch
Director

    Date: March 19, 2001

By: /s/   F. R. Meyer                                                         

F. R. Meyer
Director

    Date: March 19, 2001

By: /s/   C.A. Rundell, Jr.                                                 

C.A. Rundell, Jr.
Director

24

REPORT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS

The Board of Directors and Shareholders
Tyler Technologies, Inc.

We have audited the accompanying consolidated balance sheets of Tyler Technologies, Inc. and subsidiaries as of December 31,
2000 and 1999, and the related consolidated statements of operations, shareholders' equity, and cash flows for each of the three years
in the period ended December 31, 2000. Our audits also included the financial statement schedule listed in the Index at Item 14(a).
These  financial  statements  and  schedule  are  the  responsibility  of  the  Company's  management.  Our  responsibility  is  to  express  an
opinion on these financial statements and schedule based on our audits.

We conducted our audits in accordance with auditing standards generally accepted in the United States. Those standards require
that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  financial  statements  are  free  of  material
misstatement.  An  audit  includes  examining,  on  a  test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the  financial
statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as
evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial position
of Tyler Technologies, Inc. and subsidiaries at December 31, 2000 and 1999, and the consolidated results of their operations and their
cash  flows  for  each  of  the  three  years  in  the  period  ended  December  31,  2000,  in  conformity  with  accounting  principles  generally
accepted in the United States. Also, in our opinion, the related financial statement schedule, when considered in relation to the basic
financial statements taken as a whole, presents fairly in all material respects the information set forth therein.

Dallas, Texas
March 9, 2001

25

Tyler Technologies, Inc.
Consolidated Statements of Operations
For the years ended December 31
In thousands, except per share amounts

Revenues:
  Software licenses
  Professional services
  Maintenance
  Hardware and other
          Total revenues

Cost of revenues:
  Software licenses
  Professional services and maintenance
  Hardware and other
          Total cost of revenues

      2000      

     1999     

     1998     

$ 18,615
37,412
32,537
       4,636
93,200

2,172
53,193
       3,560
     58,925

$ 20,252
21,679
19,721
       9,764
71,416

2,515
27,159
       7,353
     37,027

$

6,356
5,139
6,488
       5,457
23,440

169
9,238
       3,736
     13,143

     Gross margin

34,275

34,389

10,297

Selling, general and administrative expense
Costs of  certain acquisition opportunities
Amortization of intangibles

32,805
--
       6,903

27,553
1,851
       4,966

8,534
3,146
       1,499

     Operating income (loss)

(5,433)

19

(2,882)

Interest expense
Interest income

(4,914)
            30

(2,096)
          299

(384)
          150

Loss from continuing operations before
   income taxes
Income tax provision (benefit)
Loss from continuing operations

(10,317)
      (2,810)
(7,507)

(1,778)
          188
(1,966)

(3,116)
         (652)
(2,464)

Discontinued operations:
   Income (loss) from operations, after income taxes
   Loss on disposal, after income taxes
   Loss from discontinued operations
Net loss

(4,251)
   (12,839)
   (17,090)
$ (24,597)

1,902
      (2,760)
         (858)
$   (2,824)

2,242
      (8,138)
      (5,896)
$   (8,360)

Basic and diluted loss per common share:
   Continuing operations
   Discontinued operations
      Net loss per common share

Basic and diluted weighted average common
  shares outstanding:

See accompanying notes

$
(0.17)
        (0.37)
$     (0.54)

$
(0.05)
        (0.02)
$     (0.07)

$     (0.08)
       (0.18)
$     (0.26)

45,380

39,105

32,612

26

Tyler Technologies, Inc.
Consolidated Balance Sheets
December 31
In thousands, except share and per share amounts

ASSETS
Current assets:
     Cash and cash equivalents
     Accounts receivable (less allowance for losses of $1,505 in 2000
       and $826 in 1999)
     Income tax receivable
     Prepaid expenses and other current assets
     Deferred income taxes
        Total current assets

Net assets of discontinued operations

Property and equipment, net

Other assets:
     Investment security available - for - sale
     Goodwill and other intangibles, net
     Sundry
     Other receivables

LIABILITIES AND SHAREHOLDERS' EQUITY
Current liabilities:
     Accounts payable
     Accrued liabilities
     Current portion of long-term obligations
     Net current liabilities of discontinued operations
     Deferred revenue
        Total current liabilities

Long-term obligations, less current portion
Deferred income taxes
Other liabilities

Commitments and contingencies

Shareholders' equity:
     Preferred stock, $10.00 par value; 1,000,000 shares authorized,
       none issued
     Common stock, $0.01 par value, 100,000,000 shares authorized;
       48,042,969 and 44,709,169 shares issued in 2000 and
       1999, respectively
     Additional paid-in capital
     Accumulated deficit
     Accumulated other comprehensive income (loss)
     Treasury stock, at cost, 863,522 shares in 2000 and 1,418,482
       shares in 1999
          Total shareholders' equity

          See accompanying notes.

      2000      

      1999      

$

8,930

$

1,987

36,599
323
2,465
        1,503
49,820

31,365
3,528
2,465
           1,872
41,217

6,339

6,175

80,598

4,867

5,092
84,700
580
              --
$ 152,706

33,713
85,692
1,872
          2,879
$    250,838

$

4,906
11,880
353
5,132
     21,066
43,337

7,747
3,543
1,957

$

3,860
11,158
807
1,665
        19,707
37,197

61,530
7,890
5,317

--

--

480
158,776
(49,212)
(10,691)

447
151,298
(24,615)
17,931

      (3,231)
      96,122
 $  152,706

         (6,157)
      138,904 
$    250,838 

27

Tyler Technologies, Inc.
Consolidated Statements of Shareholders' Equity
For the years ended December 31, 2000, 1999 and 1998
In thousands

       Common  Stock         
   Shares    
     Amount    

Additional
Paid-in
      Capital      

Accumulated
Other

Total

Comprehensive Accumulated
       Deficit       
   Income (Loss)  

          Treasury Stock              Shareholders’
       Equity       
       Shares            Amount     

   23,309
--

$

--
    12,604

233
--

--
126

$

51,216
--

$

(259)
52,880

--
--

--
--

$

(13,431)
(8,360)

(1,553)
--

$ (6,615)
--

$

31,403
(8,360)

--
--

136
(6)

468
(60)

209
52,946

          --
   35,913

             --
359

            148
103,985

                --
--

                   --
(21,791)

            --
(1,423)

             --
(6,207)

            148
76,346

--

--

--
2,810
5,986

--

--

--
28
60

--

--

(31)
15,754
31,728

--

17,931

--
--
--

(2,824)

--

--
--
--

--

--

5
--
--

--

--

50
--
--

(2,824)

       17,931
       15,107

19
15,782
31,788

          --
44,709

             --
447

           (138)
151,298

                --
17,931

                   --
(24,615)

            --
(1,418)

             --
(6,157)

           (138)
138,904

--

--

--

--

--

--

--

(24,597)

(28,622)

--

--

--

--

--

--
    3,334
  48,043

--
            33
$        480

(1,759)
         9,237
$   158,776

--
                --
$    (10,691)

--
                   --
$       (49,212)

555
            --
       (863)

2,926
             --
$   (3,231)

(24,597)

      (28,622)
      (53,219)

1,167
         9,270
$     96,122

Balance at December 31, 1997
  Net loss/Total comprehensive loss
  Issuance of treasury shares upon
    exercise of stock options
  Shares issued for acquisitions
  Federal income tax benefit related
    to exercise of stock options
Balance at December 31, 1998
  Comprehensive income:
    Net loss
    Unrealized gain on investment
      security, net of tax
  Total comprehensive income
  Issuance of treasury shares upon
    exercise of stock options
  Investment security available-for-sale
  Shares issued for acquisitions
  Revision of federal income tax
    benefit related to exercise of
    stock options
Balance at December 31, 1999
Comprehensive loss:
  Net loss
    Unrealized loss on investment
      security, net of tax
  Total comprehensive loss
  Issuance of treasury shares pursuant
      to stock compensation plans
  Shares issued for private investment
Balance at December 31, 2000

See accompanying notes.

28

Tyler Technologies, Inc.
Consolidated Statements of Cash Flows
For the years ended December 31
In thousands

Cash flows from operating activities:
    Net loss
    Adjustments to reconcile net loss from operations
      to net cash provided (used) by operations:
        Depreciation and amortization
        Non-cash interest charges
        Impairment of notes receivable
        Provision for doubtful accounts receivable
        Deferred income tax (benefit)
        Discontinued operations - noncash charges and
          changes in operating assets and liabilities
        Changes in operating assets and liabilities, exclusive of
          effects of acquired companies and discontinued operations:
           Accounts receivable
           Income tax receivable
           Prepaid expenses and other current assets
           Other receivables
           Accounts payable
           Accrued liabilities
           Deferred revenue
           Other liabilities
                Net cash provided (used) by operating activities

Cash flows from investing activities:
    Additions to property and equipment
    Software development costs
    Cost of acquisitions, net of cash acquired
    Cost of acquisitions subsequently discontinued
    Capital expenditures of discontinued operations
    Proceeds from disposal of discontinued operations,
        net of transaction costs
    Issuance of notes receivable
    Proceeds from disposal of property and equipment
    Other
                Net cash provided (used) by investing activities

Cash flows from financing activities:
    Net borrowings (payments) on revolving credit facility
    Payments on notes payable and capital lease obligations
    Issuance of common stock
    Net sale of treasury shares to employee benefit plans
    Redemption of rights
    Debt issuance costs
                Net cash provided (used) by financing activities

Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of year

       2000      

       1999      

       1998      

$ (24,597)

$

(2,824)

$

(8,360)

9,686
2,069
--
1,438
(4,102)

10,245

(6,851)
2,571
48
2,879
1,046
1,258
1,234
        (3,360)
        (6,436)

(2,645)
(6,714)
--
(3,073)
(2,201)

79,821
--
37
            176
       65,401

(56,250)
(3,761)
9,270
19
--
        (1,300)
      (52,022)

6,943
         1,987 

6,111
468
1,851
388
(1,556)

6,915

(12,934)
(2,292)
629
2,256
191
1,547
1,855
        (1,956)
            649 

(2,244)
(1,368)
(25,087)
(862)
(9,613)

15,114
(1,335)
144
            508 
      (24,743)

30,190
(3,916)
--
19
--
        (1,338)
       24,955 

1,992
81
--
--
373

8,840

(2,946)
443
(292)
843
(196)
(625)
2,767
       (1,264)
         1,656  

(803)
--
(14,050)
(20,691)
(3,925)

2,628
--
21
              33  
     (36,787)

30,810
(2,593)
--
209
(220)
           (313)
       27,893  

861
         1,126 

(7,238)
         8,364  

Cash and cash equivalents at end of year

$       8,930 

$       1,987 

$       1,126  

See accompanying notes.

29

Tyler Technologies, Inc.
Notes to Consolidated Financial Statements
(Tables in thousands, except per share data)

December 31, 2000 and 1999

(1) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

DESCRIPTION OF BUSINESS

Tyler Technologies, Inc. (the "Company") provides county, local and municipal governments with software systems and services
to  serve  their  information  technology  and  automation  needs.  Software  products  are  integrated  with  computer  equipment  from
hardware  vendors,  third-party  database  management  applications  and  office  automation  software.  In  addition,  the  Company  also
assists  local  and  county  governments  with  all  aspects  of  software  and  hardware  selection,  network  design  and  management,
installation and training and on-going support and related services. The Company also provides mass property appraisal services to
taxing  jurisdictions,  including  physical  inspection  of  all  properties  in  the  assessing  jurisdiction,  data  collection  and  processing,
computer analysis for property valuation and preparation of tax rolls.

The Company discontinued the operations of its information and property records services segment and automotive parts segment.

See Note 3 for discussion of discontinued businesses.

PRINCIPLES OF CONSOLIDATION

The consolidated financial statements include the accounts of the Company and its subsidiaries, all of which are wholly-owned.
All significant intercompany balances and transactions have been eliminated in consolidation. Prior years' financial statements have
been restated to reflect discontinued businesses.

CASH AND CASH EQUIVALENTS

Cash and cash equivalents of $8.9 million and $2.0 million at December 31, 2000 and 1999, respectively, consist of money market
accounts  with  an  initial  term  of  less  than  three  months.    For  purposes  of  the  statements  of  cash  flows,  the  Company  considers  all
highly liquid debt instruments with original maturities of three months or less to be cash equivalents.

REVENUE RECOGNITION

The  Company  derives  revenue  from  software  licenses,  postcontract  customer  support/maintenance  ("PCS"),  and  services.  PCS
includes  telephone  support,  bug  fixes,  and  rights  to  upgrade  on  a  when-and-if  available  basis.  Services  range  from  installation,
training, and basic consulting to software modification and customization to meet specific customer needs. In software arrangements
that  include  rights  to  multiple  software  products,  specified  upgrades,  PCS,  and/or  other  services,  the  Company  allocates  the  total
arrangement  fee  among  each  deliverable  based  on  the  relative  fair  value  of  each  of  the  deliverables,  determined  based  on  vendor-
specific objective evidence.

In October 1997, the American Institute of Certified Public Accountants ("AICPA") issued Statement of Position ("SOP") 97-2,
"Software  Revenue  Recognition"  which  supersedes  SOP  91-1.  The  Company  was  required  to  adopt  SOP  97-2  for  software
transactions entered into beginning January 1, 1998.

The Company recognizes revenue in accordance with SOP 97-2 as amended, as follows:

Software Licenses - The Company recognizes the revenue allocable to software licenses and specified upgrades upon delivery and
installation  of  the  software  product  or  upgrade  to  the  end  user,  unless  the  fee  is  not  fixed  or  determinable  or  collectibility is  not
probable. If the fee is not fixed or determinable, revenue is recognized as payments become due from the customer. If collectibility is
not  considered  probable,  revenue  is  recognized  when  the  fee  is  collected.  Arrangements  that  include  software  services,  such  as
training or installation, are evaluated to determine whether those services are essential to the functionality of other elements of the
arrangement.

30

A  majority  of  the  Company's  software  arrangements  involve  "off-the-shelf"  software  and  the  other  elements  are  not  considered
essential  to  the  functionality  of  the  software.  For  those  software  arrangements  in  which  services  are  not  considered  essential,  the
software license fee is recognized as revenue after delivery and installation have occurred, customer acceptance is reasonably assured,
the fee represents an enforceable claim and probable of collection and the remaining services such as training are considered nominal.

Software Services - When software services are considered essential, revenue under the entire arrangement is recognized as the
services are performed using the percentage-of-completion contract accounting method. When software services are not considered
essential, the fee allocable to the service element is recognized as revenue as the services are performed.

Computer Hardware Equipment - Revenue allocable to equipment based on vendor specific evidence of fair value is recognized

when the equipment is delivered and collection is probable.

Postcontract Customer Support - PCS agreements are generally entered into in connection with initial license sales and subsequent
renewals. Revenue allocated to PCS is recognized on a straight-line basis over the period the PCS is provided. All significant costs
and expenses associated with PCS are expensed as incurred.

Contract Accounting - For arrangements that include customization or modification of the software, or where software services are
otherwise considered essential, or for real estate mass appraisal projects, revenue is recognized using contract accounting. Revenue
from these arrangements is recognized on a percentage-of-completion method with progress-to-completion measures based primarily
upon labor hours incurred or units completed.

Deferred revenue consists primarily of payments received in advance of revenue being earned under software licensing, software

and hardware installation, support and maintenance contracts.

Prior to the disposal of its information and property records services segment, the Company provided computerized indexing and
imaging  of  real  property  records,  records  management  and  micrographic  reproduction,  as  well  as  information  management
outsourcing and professional services required by county and local government units and agencies. The Company also provided title
plant update services to title companies and sales of copies of title plants. The Company recognized service revenue when services
were performed and equipment sales when the products were shipped.

The information and property records services segment also sold copies of title plants which were usually made under long-term
installment contracts. The contract with the customer was generally bundled with a long-term title plant update service arrangement.
The bundled fees were payable on a monthly basis over the respective contract period and revenue was recognized on an as-billable
basis over the terms of the arrangement.

The information and property records services segment also received royalty revenue relating to the current activities of two of its

operating companies. Royalty revenue was recognized as earned upon receipt of royalty payments.

USE OF ESTIMATES

The  preparation  of  the  consolidated  financial  statements  in  conformity  with  generally  accepted  accounting  principles  requires
management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent
assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting
period. Actual results could differ from those estimates.

PROPERTY AND EQUIPMENT

Property,  equipment  and  purchased  software  are  recorded  at  cost.  Depreciation  and  amortization  are  computed  for  financial
reporting purposes primarily utilizing the straight-line method over the estimated useful lives of the related assets, or for leasehold
improvements  and  capital  leases,  the  shorter  of  the  base  lease  term  or  estimated  useful  life.  For  income  tax  purposes,  accelerated
depreciation  methods  are  primarily  used  with  the  establishment  of  deferred  income  tax  liabilities  for  the  resulting  temporary
differences.

Maintenance  and  repairs  are  charged  to  expense  as  incurred.  Costs  of  renewals  and  betterments  are  capitalized.  The  cost  and
accumulated depreciation and amortization applicable to assets sold or otherwise disposed of are removed from the asset accounts, and
any net gain or loss is included in the statement of operations.

31

IMPAIRMENT OF LONG-LIVED ASSETS

The Company accounts for its long-lived assets in accordance with the provisions of Statement of Financial Accounting Standards
("SFAS") No. 121, "Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets to be Disposed Of". SFAS No.
121  requires  that  long-lived  assets  and  certain  identifiable  intangibles  be  reviewed  for  impairment  whenever  events  or  changes  in
circumstances indicate that the carrying amount of an asset may not be recoverable. Recoverability of assets, including goodwill, to be
held and used is measured by a comparison of the carrying amount of an asset to future net cash flows expected to be generated by the
asset. If such assets are considered to be impaired, the impairment to be recognized is measured by the amount by which the carrying
amount of the assets exceed the fair value of the assets.

Assets to be disposed of are reported at the lower of carrying amount or fair value less costs to sell.

INTEREST COST

The  Company  capitalizes  interest  cost  as  a  component  of  capitalized  software  development  costs.    During  the  year  ended

December 31, 2000, the Company capitalized $586,000 of interest cost.  No interest cost was capitalized in 1999 or 1998.

RESEARCH AND DEVELOPMENT COSTS

The  Company  expenses  all  research  and  development  costs  as  incurred.  The  Company  expensed  $973,000  and  $1.6  million  of

research and development costs in 2000 and 1999, respectively. Research and development costs in 1998 were insignificant.

INCOME TAXES

Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for future tax
consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their
respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the
years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a
change in tax rates is recognized in income in the period that includes the enactment date.

STOCK COMPENSATION

The Company has adopted the provisions of SFAS No. 123, "Accounting for Stock-Based Compensation", which permits entities
to recognize as expense over the vesting period the fair value of all stock-based awards as of the date of grant. Alternatively, SFAS
No. 123 also allows entities to continue to apply the provisions of Accounting Principle Board (“APB”) Opinion No. 25, "Accounting
for  Stock  Issued  to  Employees",  and  related  interpretations  and  provide  pro  forma  net  income  and  pro  forma  earnings  per  share
disclosures for employee stock option grants made in 1995 and future years as if the fair-value-based method defined in SFAS No.
123 had been applied. Under APB Opinion No. 25, compensation expense would be recorded on the date of grant only if the current
market price of the underlying common stock exceeded the exercise price.

The  Company  has  elected  to  continue  to  apply  the  provisions  of  APB  Opinion  No.  25  and  provide  the  pro  forma  disclosure

provisions of SFAS No. 123. See Note 13 for additional information.

COMPREHENSIVE INCOME (LOSS)

SFAS  No.  130,  "Reporting  Comprehensive  Income",  requires  the  reporting  and  displaying  of  comprehensive  income  and  its
components.  The Statement also requires that the accumulated balance of the other comprehensive income to be displayed separately
from  retained  earnings  and  additional  paid-in-capital  in  the  equity  section  of  the  consolidated  balance  sheet.  For  the  year  ended
December  31,  2000,  the  Company  reported  a  comprehensive  loss  of  $53.2  million,  including  a  change  of  $28.6  million  in  the
unrealized loss on investment classified as available-for-sale.  There was no tax effect in connection with the change in the unrealized
loss  for  the  year  ended  December  31,  2000  since  management  could  not  conclude  it  was  more  likely  than  not  that  the  tax  benefit
would be realized. For the year ended December 31, 1999, the Company reported comprehensive income of $15.1 million, including a
change of $17.9 million in the unrealized gain on investment classified as available-for-sale.  There was no tax effect in connection
with the change in the unrealized gain for the year ended December 31, 1999 due to the change in the valuation allowance related to
the then existing capital loss carryforwards.

32

SEGMENT AND RELATED INFORMATION

The  Company  has  adopted  SFAS  No.  131,  "Disclosures  About  Segments  of  an  Enterprise  and  Related  Information",  which
establishes standards for reporting information about operating segments.  As this statement pertains to disclosure and informational
requirements,  it  has  no  impact  on  the  Company’s  operating  results  or  financial  position.    Although  the  Company  has  a  number  of
operating  subsidiaries,  separate  segment  data  has  not  been  presented  as  they  meet  the  criteria  set  forth  in  SFAS  No.  131  for
aggregation.

GOODWILL AND OTHER INTANGIBLE ASSETS

The cost of acquired companies is allocated first to identifiable assets based on estimated fair values. Costs allocated to identifiable
intangible  assets  are  amortized  on  a  straight-line  basis  over  the  remaining  estimated  useful  lives  of  the  assets,  as  determined
principally by underlying contract terms or independent appraisals. The excess of the purchase price over the fair value of identifiable
assets acquired, net of liabilities assumed, is recorded as goodwill and amortized on a straight-line basis over the estimated useful life.
The useful life is determined based on the individual characteristics of the acquired entity and ranges from five to twenty-five years.

The Company periodically evaluates the carrying amounts of goodwill, as well as the related amortization periods, to determine
whether adjustments to these amounts or useful lives are required based on current events and circumstances. The evaluation is based
on the Company's projection of the undiscounted future operating cash flows of the acquired operation over the remaining useful lives
of the related goodwill. To the extent such projections indicate that future undiscounted cash flows are not sufficient to recover the
carrying  amounts  of  related goodwill, the underlying  assets  are  written  down by charges to expense so that the carrying amount is
equal to fair value, primarily determined based on future discounted cash flows. The assessment of recoverability of goodwill will be
affected if estimated future operating cash flows are not achieved.

COSTS OF COMPUTER SOFTWARE

SFAS  No.  86,  "Accounting  for  the  Costs  of  Computer  Software  to  be  Sold,  Leased,  or  Otherwise  Marketed",  requires
capitalization  of  software  development  costs  incurred  subsequent  to  establishment  of  technological  feasibility  and  prior  to  the
availability of the product for general release to customers. In 2000 and 1999, the Company capitalized approximately $6.7 million
and $1.4 million, respectively, of software development costs, which primarily include personnel costs. No such costs were capitalized
in  1998.  Systematic  amortization  of  capitalized  costs  begins  when  a  product  is  available  for  general  release  to  customers  and  is
computed on a product-by-product basis at a rate not less than straight-line basis over the product's remaining estimated economic life.
Amortization of software development costs in 2000 and 1999 was approximately $622,000 and $75,000, respectively.

FAIR VALUE OF FINANCIAL INSTRUMENTS

The following methods and assumptions were used to estimate the fair value of each class of financial instruments:

Cash  and  cash equivalents, trade accounts receivables, other  current  assets,  other  assets, notes  payable to banks, trade accounts
payables, and accrued expenses (nonderivatives): The carrying amounts approximate fair value because of the short maturity of these
instruments. The Company's available-for-sale investments are carried at fair value.

Long-term obligations: The fair value of the Company's long-term obligations is estimated by discounting the future cash flows of
each  instrument  at  rates  currently  offered  to  the  Company  for  similar  debt  instruments  of  comparable maturities by the Company's
banks.  Based  upon  the  borrowing  rates  available  to  the  Company  for  bank  loans  with  similar  terms  and  average  maturities,  the
estimated fair value of the long-term obligations approximates carrying value at December 31, 2000 and 1999.

The Company has no involvement with derivative financial instruments, including those for speculative or trading purposes.

CONCENTRATIONS OF CREDIT RISK AND UNBILLED RECEIVABLES

Concentrations of credit risk with respect to receivables are limited due to the wide variety of customers and markets into which
the Company's products and services are provided, as well as their dispersion across many different geographic areas. As a result, as of
December  31,  2000,  the  Company  does  not  consider  itself  to  have  any  significant  concentrations  of  credit  risk.    See  Note  2  in
connection with a receivable due from the seller of a business the Company acquired.

33

The  Company's  mass  property  appraisal  service  contracts  can  range  up  to  three  years  in  duration.  In  connection  with  these
percentage of completion contracts and for certain software service contracts, the Company may perform the work prior to when the
services are billable pursuant to the contract. The Company has recorded unbilled receivables (costs and estimated profit in excess of
billings)  of  approximately  $4.7  million  and  $5.4  million  at  December  31,  2000  and  1999,  respectively,  in  connection  with  such
contracts. Retentions included in trade accounts receivable and current assets that are expected to be collected in excess of one year
amounted to approximately $1.2 million at December 31, 2000.

COMMITMENTS AND CONTINGENCIES

The Company accounts for certain environmental matters in accordance with SOP 96-1, "Environment Remediation Liabilities".
The Company accrues for losses associated with environmental remediation obligations when such losses are probable and reasonably
estimatable.

Accruals for estimated losses from environmental remediation obligations generally are recognized no later than completion of the
remedial feasibility study. Such accruals are adjusted as further information develops or circumstances change. Such costs include the
incremental  direct  costs  of  the  remediation  effort,  including  fees  estimated  to  be  paid  to  outside  law  firms  and  certain  internal
employee  compensation  and  benefits  directly  related  to  the  remediation  effort.  Costs  of  future  expenditures  for  environmental
remediation obligations are not discounted to their present value. Recoveries of environmental remediation costs from other parties are
recorded  as  assets  when  their  receipt  is  deemed  probable  and  have  been  included  in  noncurrent other receivables at December 31,
1999.

Legal costs to defend nonenvironmental litigation matters are expensed as incurred.

RECLASSIFICATIONS

As  a  result  of  the  implementation  of  a  new  management  information  system,  the  Company  has  been  able  to  more  accurately
allocate  certain  costs  between  cost  of  revenues  and  selling,  general  and  administrative  expense.    Accordingly,  certain  amounts  for
previous years have been reclassified to conform to the 2000 presentation.

(2) ACQUISITIONS

On  February  19,  1998,  the  Company  completed  the  purchases  of  Business  Resources  Corporation  ("Resources"),  The  Software
Group,  Inc.  ("TSG")  and  Interactive  Computer  Designs,  Inc.  ("INCODE").  Resources,  which  was  included  in  the  information  and
property  records  services  segment,  provides  a  wide  range  of  information  management  outsourcing  services,  primarily  to  county
governments  as  well  as  to  some  commercial  users.  TSG  and  INCODE  provide  county,  local  and  municipal  governments  with
software, systems and services to serve their information technology and automation needs.

Effective August 1, 1998, the Company completed the purchase of Computer Management Services, Inc. ("CMS"). CMS provides
integrated  information  management  systems  and  services  to  county  and  municipal  governmental  agencies  throughout  Iowa,
Minnesota, Missouri, South Dakota, Illinois, Wisconsin and other states, primarily in the upper Midwest.

Effective March 1, 1999, the Company acquired Eagle Computer Systems, Inc. ("Eagle"). Eagle is a leading supplier of networked

computing solutions for county governments, primarily in the western United States.

Effective  April  1,  1999,  the  Company  completed  its  acquisition  of  Micro  Arizala  Systems,  Inc.  d/b/a  FundBalance
("FundBalance"), a company which develops and markets fund accounting software and other applications for local governments, not-
for-profit organizations and cemeteries.

On April 21, 1999, the Company acquired Process Incorporated d/b/a Computer Center Software ("MUNIS"), which designs and
develops integrated financial and land management information systems for counties, cities, schools and not-for-profit organizations.
MUNIS provides software solutions to customers primarily located throughout the northeastern and southeastern United States.

Effective May 1, 1999, the Company acquired Gemini Systems, Inc. ("Gemini"). Gemini develops and markets software products

for municipal governments and utilities primarily in the eastern United States.

34

On July 16, 1999, the Company acquired Pacific Data Technologies, Inc. ("Pacific Data"), which was included in the information
and property records services segment. Pacific Data is the primary developer of the Company's database initiative to automate and
manage public information records for Internet delivery.

On November 4, 1999, the Company purchased Cole Layer Trumble Company ("CLT") from a privately held company (“Seller”).
A portion of the consideration consisted of restricted shares of Tyler common stock and included a price protection on the sale of the
Company’s common stock, which expires no later than November 4, 2001.  The price protection is equal to the difference between the
actual  sale  proceeds  of  the  Tyler  common  stock  and  $6.25  on  a  per  share  basis,  but  is  limited  to  $2.8  million.    The  subsequent
payment,  if  any,  of  the  contingent  consideration  will  not  change  the  recorded  costs  of  the  acquisition.    The  purchase  agreement
contained a  number  of  post-closing  adjustments  and,  in  addition,  certain  CLT  customers  inadvertently  submitted  post-closing  cash
receipts to the Seller.  As a result of this activity, the Company has recorded a receivable from the Seller amounting to $1.3 million at
December  31,  2000.    As  consideration  for  the  purchase,  the  Company  assigned,  without  recourse,  a  note  receivable  to  the  Seller
obtained in connection with the sale of Forest City Auto Parts Company (See Note 3).  Although the Company did not assume any
credit risk in connection with this assignment, the Seller has withheld payment on its payable to the Company.  After consideration of
the price protection granted to Seller in connection with the issuance of 1.0 million shares of restricted Tyler common stock at the time
of purchase, management of the Company believes the receivable is recoverable.

On January 3, 2000, the Company acquired Capitol Commerce Reporter, Inc. (“CCR”).  CCR, which was included the information

and property records services segment, provides public records research, document retrieval, filing and information services.

During 1998 and 1999, the Company also made other acquisitions which were immaterial.

The  Company  accounted  for  all  of  the  aforementioned  acquisitions  using  the  purchase  method  of  accounting  for  business
combinations.  Under this method of accounting, the aggregate purchase price is allocated to assets acquired and liabilities assumed
based  on  their estimated fair values.  During the year ended December 31, 2000, the Company completed its evaluation of the fair
value of assets acquired and liabilities assumed for certain 1999 acquisitions.  The effects of the final purchase price allocations in
2000  were  not  significant.    Results  of  operations  of  the  acquired  entities  are  included  in  the  Company's  consolidated  financial
statements from the respective dates of acquisition. The excess purchase price over the fair value of the net identifiable assets of the
acquired companies (goodwill) is amortized using the straight-line method of amortization over their respective estimated useful lives.

Following is a summary of the Company's 2000, 1999 and 1998 acquisitions:

Company         
2000
CCR

1999
Eagle
MUNIS
CLT
Pacific Data
Other
TOTAL

1998
Resources
TSG
INCODE
CMS
Other
TOTAL

    Cash    

Shares of
      Common Stock      

Value of
      Common Stock      

Assumed
Debt/Notes
(cid:1)(cid:1)(cid:1)Issued(cid:1)(cid:1)(cid:1)

     Goodwill     

Goodwill
Useful Life
        (Years)        

$     3,000

              --

$            --

$     4,019

$     6,773

$

5,000
16,250
3,000
--
       1,364
$   25,614

$ 15,250
12,000
1,250
1,205
       5,126
$   34,831

1,053
2,703
1,000
175
       1,055
       5,986

10,000
2,000
225
228
          145
     12,598

$

6,211
14,561
4,275
1,034
       5,707
$   31,788

$ 40,125
8,025
1,220
2,099
       1,477
$   52,946

$

713
159
--
--
       1,469
$     2,341

$ 14,032
--
--
125
       2,140
$   16,297

$

8,150
17,685
3,959
521
       4,617
$   34,932

$ 45,921
13,955
2,509
1,059
       8,393
$   71,837

20

20
20
25
5
20

40
20
20
20
10-20

In addition to consideration paid in cash and common stock for the 1999 acquisitions, the Company provided other consideration
which totaled approximately $3.2 million and consisted of assignment of notes obtained in conjunction with the Forest City Auto Parts
Company disposition (See Note 3).

Cash paid for acquisitions does not reflect cash paid for transaction costs related to the execution of the acquisitions, such as legal,
accounting  and  consulting  fees,  of  approximately  $90,000,  $673,000  and  $2.5  million  in  2000,  1999  and  1998,  respectively  and
excludes acquired cash balances of approximately $17,000, $338,000 and $2.6 million in 2000, 1999 and 1998, respectively.

35

The  following  unaudited  pro  forma  information  presents  the  consolidated  results  of  operations  as  if  all  of  the  Company's
acquisitions and disposition of the information and property records services segment (See Note 3) occurred as of the beginning of
2000 and 1999, after giving effect to certain adjustments, including amortization of intangibles, interest and income tax effects and
reflecting only the loss on the respective disposals of the discontinued operations in the year reflected in the historical consolidated
financial statements. The pro forma information does not purport to represent what the Company's results of operations actually would
have been had such transactions or events occurred on the dates specified, or to project the Company's results of operations for any
future period.

          Years ended December 31,          
            1999            
            2000            

(Unaudited)

Revenues ........................................................................

      $         93,200

      $   107,394

Income (loss)  from continuing operations...................

      $         (3,966)

      $          905

Net income (loss)...........................................................

      $       (21,056)

      $            47

Net income (loss) per diluted share ..............................

      $          (0.46)

      $         0.00

(3) DISCONTINUED OPERATIONS

Information and Property Records Services Segment

On  September  29,  2000,  the  Company  sold  for  cash  certain  net  assets  of  Kofile,  Inc.  (“Kofile”)  and  another  subsidiary,  the
Company’s  interest  in  a  certain  intangible  work  product,  and  a  building  and  related  building  improvements  (the  “Kofile  sale”).
Effective  December  29,  2000,  the  Company  sold  for  cash  its  land  records  business  unit,  Resources,  including  among  others,
Resources' wholly-owned subsidiaries Government Records Services, Inc. and Title Records Corporation, to an affiliate of Affiliated
Computer Services, Inc. (“ACS”) (the “Resources sale”).  Concurrent with the Resources sale, management of the Company with the
Board of Director’s approval adopted a formal plan of disposal for the remaining businesses and assets of the information and property
records services segment.  This restructuring program was designed to focus the Company’s resources on its software systems and
services segment and to reduce debt.  The business and assets divested or identified for divesture have been classified as discontinued
operations in the accompanying consolidated financial statements with prior years’ financial statements restated to report separately
their operations in compliance with APB Opinion No. 30.

The Kofile sale was to investment entities beneficially owned by Mr. William D. Oates, a principal shareholder, who was also a
Director and Chairman of the Executive Committee of the Company at the time of the sale.  The cash sale price was $14.4 million and
the gain on the sale after the effects of transaction costs, amounted to $403,000 (net of an income tax benefit of $200,000).

The Resources sale was valued at approximately $71.0 million, consisting of $70.0 million in cash and the assumption by ACS of
$1.0 million of capital lease obligations.  The gain on the sale, after transaction costs, amounted to $1.1 million (net of an income tax
benefit of $2.2 million).  Transaction costs and certain costs directly related to the sale were estimated to be $4.1 million and included
investment banking fees, professional fees, cash payments to departing employees and approximately $844,000 in connection with the
issuance of 500,000 shares of restricted common stock to departing employees.

The  Company’s  formal  plan  of  disposal  provides  for  the  remaining  businesses  and  assets  of  the  segment  to  be  disposed  of  by
December  29,  2001.    One  of  the  remaining  assets  consists  of  a  start-up  company  which  has  been  engaged  in  constructing  a  Web-
enabled national repository of public records data.  Another remaining business is CCR, which was purchased in January 2000 and
provides  public  records  research,  principally  UCCs  in  Texas.    The  interdependency  of  these  operations  with  those  of  Resources
resulted in the Company’s decision to discontinue the development of the database and other related products and exit the land records
business following the Resources sale.  The estimated loss on the disposal of these remaining businesses and assets amounted to $13.6
million (after an income tax benefit of $3.8 million), consisting of an estimated loss on disposal of the businesses of $11.5 million (net
of an income tax benefit of $2.7 million) and a provision of $2.1 million (after an income tax benefit of $1.1 million) for anticipated
operating losses from the measurement date of December 29, 2000 to the estimated disposal dates.  The anticipated operating losses to
the disposal dates include the effects of the settlement of certain employment contracts, losses on real property leases, severance costs
and similar closing related costs.  The amounts the Company will ultimately realize could differ materially from the amounts assumed
in arriving at the loss on disposal of the discontinued operations.

36

The income tax expense or benefit associated with the gains or losses on the respective sales of the businesses in the information
and property records services segment and the planned dispositions of the remaining assets and businesses differs from the statutory
income tax rate of 35% due to the elimination of deferred taxes related to the basis difference between amounts reported for income
taxes  and  financial  reporting  purposes  and  the  utilization  of  available  capital  loss  carryforwards  which  were  fully  reserved  in  the
valuation account prior to the respective sales.

The  condensed  components  of  net  assets  of  discontinued  operations  of  the  information  and  property  records  services  segment

included in the consolidated balance sheets as of December 31, 2000 and 1999 are as follows:

Accounts receivable.................................................................
Other current assets..................................................................
Deferred taxes ..........................................................................
Deferred revenue......................................................................
Other current liabilities............................................................

Less  reserve  for  estimated  loss  on  disposition  including
post  balance  sheet  operating  losses  and  transactions
costs......................................................................................
   Net current liabilities ............................................................

Property and equipment...........................................................
Goodwill and other intangibles ...............................................
Other assets ..............................................................................
Deferred taxes ..........................................................................
Long-term debt.........................................................................
Other liabilities.........................................................................
   Net noncurrent assets............................................................
      Net assets............................................................................

     2000       
$

588
366
(1,582)
--
(1,253)

      1999   
8,099
$
1,839
--
(4,596)
(7,007)

      (3,251)
      (5,132)

2,873
4,129
--
--
--
         (663)
        6,339(cid:1)
$     1,207(cid:1)

             --
     (1,665)

16,922
74,973
598
(5,979)
(5,916)
             --
     80,598
$  78,933

The  condensed  statements  of  operations  relating  to  the  information  and  property  records  services  segment  as  well  as  the

automotive parts segment in 1998 discussed below for the years ended December 31 are presented below:

Revenues .................................................................................
Costs and expenses .................................................................
Income (loss) before income tax (benefit) ............................
Income tax provision (benefit)...............................................
Net income (loss)....................................................................

(cid:1)(cid:1)(cid:1)(cid:1)2000(cid:1)(cid:1)(cid:1)
$ 39,680
     44,635
(4,955)
         (704)
$    (4,251)

(cid:1)(cid:1)(cid:1)(cid:1)1999(cid:1)(cid:1)(cid:1)
$
36,914
       32,796
4,118
         2,216
$       1,902

(cid:1)(cid:1)(cid:1)1998(cid:1)  (cid:1)
$ 103,593
       99,519
4,074
         1,832
$       2,242

Automotive Parts Segment

In December 1998, the Company entered into a letter of intent to sell its non-core automotive parts retailer, Forest City Auto Parts
Company (“Forest City”). Accordingly, this segment has been accounted for as a discontinued operation with prior years' financial
statements restated to report separately their operations in compliance with APB Opinion No. 30.

On March 26, 1999, the Company sold all of the outstanding common stock of Forest City to a private investor (the “Purchaser”)
for approximately $24.5 million. Proceeds consisted of $12.0 million in cash, $3.8 million in a short-term secured promissory note,
$3.2 million in senior secured subordinated notes and $5.5 million in preferred stock. The short-term secured promissory note was
fully paid in July 1999. The senior secured subordinated notes carry interest rates ranging between 6% to 8%, become due in March
2002, and are secured by a second lien on Forest City inventory and real estate. The preferred stock will be mandatorily redeemable in
March 2006. Both the subordinated notes and the preferred stock are subject to partial or whole redemption upon the occurrences of
specified events.

In  determining  the  loss  on  the  disposal  of  the  business,  the  subordinated  notes  were  valued  using  present  value  techniques.  As
discussed in Note 2, the $3.2 million in senior secured subordinated notes were subsequently assigned without recourse to the Seller
on November 4, 1999 in connection with an acquisition.

Because the redemption of the preferred stock was highly dependent upon future operations of the buyer and due to its extended
repayment terms, the Company was unable to estimate the degree of recoverability. Accordingly, the Company determined it would
record the value of the preferred stock as cash is received. The Company originally estimated the loss on the disposal of Forest City to
be $8.9 million, which was recorded in the fourth quarter of 1998. The estimated loss included anticipated operating losses from the

37

measurement  date  of  December  1998  to  the  date  of  disposal  and  associated  transaction  costs.  In  1999,  the  Company  recorded
additional losses of $907,000 (including income taxes of $183,000) to reflect adjusted estimated transaction costs, funded operating
losses which were higher than originally estimated, adjustments to amounts previously provided for income taxes in connection with
the sale and to write down to estimated net realizable value a post-closing receivable in connection with a dispute with the purchaser.

Other

In  1998,  the  Company  recorded  a  final  gain  adjustment  of  $801,000  relating  to  the  1997  sale  of  its  subsidiary  Institutional

Financing Services Inc.

Two of the Company's non-operating subsidiaries are involved in various claims for work related injuries and physical conditions
and for environmental claims relating to a formerly owned subsidiary that was sold in 1995. During 2000 and 1999, the Company
expensed  $748,000  (net  of  an  income  tax  benefit  of  $403,000)  and  $1.9  million  (net  of  an  income  tax  benefit  of  $877,000),
respectively, for trial costs and settlement costs in excess of the amounts accrued associated with these claims (See Note 17).

Interest  has  been  charged  to  discontinued  operations  based  on  the  net  assets  of  the  information  and  property  records  services
segment and the automotive parts segment. External interest expense of $4.2 million, $2.1 million and $2.0 million, was allocated to
discontinued  operations  in  2000,  1999  and  1998,  respectively.  Income  tax  (benefit)  has  been  charged  (credited)  to  discontinued
operations  based  on  the  income  tax  (benefit)  resulting  from  inclusion  of  the  discontinued  segments  in  the  Company's  consolidated
federal income tax return.

The income tax provision (benefit) differs from the amount which would be provided by applying the statutory income tax rate to
income (loss) before income tax (benefit) due to permanent difference items consisting primarily of non-deductible goodwill and state
income taxes.

(4) RELATED PARTY TRANSACTIONS

On September 29, 2000, the Company sold for cash certain net assets of Kofile and another subsidiary, the Company’s interest in a
certain  intangible  work  product,  and  a  building  and  related  building  improvements  to  investment  entities  beneficially  owned  by  a
principal shareholder of the Company, who was also a director at the time (See Note 3).

From time to time, the Company charters aircraft from businesses in which either a former director and/or member of management
of the Company is an owner or part owner. For the years ended December 31, 2000 and 1999, the Company incurred rental expense
related to such arrangements to a non-corporate officer management member of $81,000 and $116,000, respectively, and to a former
director of $325,000 and $133,000, respectively.

The Company has several notes receivable from non-officer employees totaling $367,000 and $443,000 at December 31, 2000 and
1999, respectively. All of the notes are non-interest bearing and are due between 2000 and 2005. There is no significant difference
between the face value and the present value of the notes.

The Company has four office building lease agreements with various shareholders of the Company. Total rental expense related to

such leases for the years ended December 31, 2000, 1999 and 1998 was $679,000, $525,000 and $83,000, respectively.

Total future minimum rental under noncancelable related party operating leases as of December 31, 2000, are as follows:

2001 ...........
2002 ...........
2003 ...........
2004 ...........
2005 ...........
Thereafter ..

$ 1,128
1,233
1,223
1,210
1,136
5,142

38

(5) PROPERTY AND EQUIPMENT

Property and equipment consists of the following at December 31:

Land ...................................................................................
Transportation equipment .................................................
Computer equipment and purchased software .................
Furniture and fixtures........................................................
Building and leasehold improvements .............................

Accumulated depreciation and amortization....................
   Property and equipment, net ..........................................

Useful
Lives
 (years)
--
5
3-7
3-7
3-35

     2000     
115
$
414
5,428
2,612
       1,315
9,884
      (3,709)
$     6,175(cid:1)

     1999     
99
$
437
3,847
2,120
            99
6,602
      (1,735)
$     4,867(cid:1)

Depreciation  expense  totaled  $2.0  million,  $1.1  million  and  $309,000  during  the  years  ended  December  31,  2000,  1999  and  1998,
respectively.

(6) INVESTMENT SECURITY AVAILABLE-FOR-SALE

Pursuant  to  an  agreement  with  two  major  shareholders  of  H.T.E.,  Inc.  ("HTE"),  the  Company  acquired  approximately  32%  of
HTE's  common  stock  in  two  separate  transactions  in  1999.  On  August  17,  1999,  the  Company  exchanged  2.3  million  shares  of  its
common  stock  for  4.7  million  shares  of  HTE  common  stock.  This  initial  investment  was  recorded  at  $14.0  million.  The  second
transaction occurred on December 21, 1999, in which the Company exchanged 484,000 shares of its common stock for 969,000 shares
of HTE common stock.  The additional investment was recorded at $1.8 million. The investment in HTE common stock is classified
as a non-current asset since it was made for a continuing business purpose.

Florida state corporation law restricts the voting rights of "control shares", as defined, acquired by a third party in certain types of
acquisitions,  which  restrictions  may  be  removed  by  a  vote  of  the  shareholders.  The  Florida  "control  share"  statute  has  not  been
interpreted  by  the  courts.  HTE  has  taken  the  position  that,  under  the  Florida  statute,  all  of  the  shares  acquired  by  the  Company
constitute "control shares" and therefore do not have voting rights until such time as shareholders of HTE, other than the Company,
restore  voting  rights  to  those  shares.  Management  of  the  Company  believes  that  only  the  shares  acquired  in  excess  of  20%  of  the
outstanding shares of HTE constitute "control shares" and therefore believes it currently has the right to vote all HTE shares it owns
up to at least 20% of the outstanding shares of HTE.  On November 16, 2000, the shareholders of HTE, other than Tyler, voted to
deny the Company its right to vote the “control shares” of HTE.

Under generally accepted accounting principles, an investment of 20% or more of the voting stock of an investee should lead to a
presumption that in absence of evidence to the contrary, an investor has the ability to exercise significant influence over the operating
and financial policies of an investee. Management of the Company has concluded that it currently does not have such influence as
evidenced by the following key factors:

• 
• 
• 

Inability to resolve the different interpretations regarding the ability to vote the shares;
Inability to obtain additional financial information not otherwise available to other shareholders; and
Inability to obtain certain confirmations and consents from the investee's independent auditors.

Accordingly,  the  Company  accounts  for  its  investment  in  HTE  pursuant  to  the  provisions  of  SFAS  No.  115,  "Accounting  for
Certain Investments in Debt and Equity Securities". These securities are classified as available-for-sale and are recorded at fair value
as  determined  by  quoted  market  prices.  Unrealized  holding  gains  and  losses,  net  of  the  related  tax  effect,  on  available-for-sale
securities are excluded from earnings and are reported as a separate component of shareholders' equity until realized. Realized gains
and losses from the sale of available-for-sale securities (none in each of the three years ended December 31, 2000) are determined on a
specific identification basis.

At  December  31,  2000,  the  cost,  fair  value  and  gross  unrealized  holding  losses  of  the  investment  securities  available-for-sale
amounted to $15.8 million, $5.1 million and $10.7 million, respectively, based on a quoted market price for HTE common stock of
$0.91 per share. At December 31, 1999, the fair value and gross unrealized holding gains of the investment securities available-for-
sale amounted to $33.7 million and $17.9 million, respectively, based on a quoted market price of $6.00.  At March 12, 2001, the fair
value of the investment securities available-for-sale was $8.4 million based on a quoted market price of $1.50 per share.

39

At December 31, 2000, the Company has an unrealized loss on its investment in HTE of $10.7  million.  A decline in the market
value  of  any  available  for  sale  security  below  cost  that  is  deemed  to  be  other  than  temporary  results  in  a  reduction  in  the  carrying
amount  to  fair  value.    The  impairment  is  charged  to  earnings  and  a  new  cost  basis  for  the  security  is  established.    At  this  time,
management of the Company does not believe the decline in the market value is other than temporary.  In making this determination,
management  concluded  it  has  both  the  intent  and  the  ability  to  hold  the  investment  for  a  period  of  time  sufficient  to  allow  for  the
anticipated  recovery  in  fair  value.    Other  conditions  considered,  among  others,  included  the  conditions  in  the  local  government
software  industry,  the  financial  condition  of  the  issuer,  and  recent  favorable  public  statements  by  the  issuer  concerning  its  future
prospects.

If the uncertainty regarding the voting shares is resolved in the Company's favor, the Company will retroactively adopt the equity
method of accounting for this investment. Therefore, the Company's results of operations and retained earnings for periods beginning
with the 1999 acquisition will be retroactively restated to reflect the Company's investment in HTE for all periods in which it held an
investment  in  the  voting  stock  of  HTE.  Under  the  equity  method,  the  original  investment  is  recorded  at  cost  and  is  adjusted
periodically to recognize the investor's share of earnings or losses after the respective dates of acquisition. The Company's investment
in  HTE  would  include  the  unamortized  excess  of  the  Company's  investment  over  its  equity  in  the  net  assets  of  HTE.  This  excess
would be amortized on a straight-line basis over the estimated economic useful life of ten years.

Because  of  the  effects  of  such  a  future  change,  the  following  information  has  been  provided  or  derived  from  publicly  filed
financial  information  which  has  not  been  independently  confirmed  to  the  Company  and  is  considered  unaudited. HTE reported net
losses of $3.4 million and $14.9 million for the years ended December 31, 2000 and 1999, respectively. Subsequent to the Company's
initial acquisition of HTE's shares in August 1999, HTE recorded charges of approximately $7.9 million, net of tax, related to write-
offs of software development costs, certain accounts receivables and employee-termination benefits that were recorded by HTE as a
result of changes in management and charges for litigation settlements.  During 2000, HTE recovered a portion of these costs, which
totaled $1.1 million. These costs would be considered pre-acquisition costs by the Company in determining its share of HTE's loss
from  the  respective  dates  of  acquisition.  Had  the  Company's  investment  in  HTE  been  accounted  for  under  the  equity  method,  the
Company would have recorded equity in losses of HTE of $2.3 million and $1.4 million for the years ended December 31, 2000 and
1999, respectively.

(7) COSTS OF CERTAIN ACQUISITION OPPORTUNITIES

CPS Systems Notes Receivable

In March 1999, the Company entered into a merger agreement pursuant to which the Company contemplated the acquisition of all
of the outstanding common stock of CPS Systems, Inc. ("CPS"). In connection with that agreement, the Company provided CPS with
bridge financing of $1.0 million in the form of a note secured by a second lien on substantially all of the assets of CPS, including
accounts receivable, inventory, intangibles, equipment and intellectual property. The note bore interest at 2% over the prime rate and
was  initially  due  on  October  30,  1999.  In  June  1999,  Tyler  provided  notice  to  CPS  that  it  was  exercising  its  right  to  terminate  the
merger  agreement.  Although  the  original  agreement  was  terminated,  the  Company  and  CPS  continued  to  negotiate  to  find  an
alternative structure for the transaction. In August 1999, Tyler provided an additional $200,000 of bridge financing, on terms similar
to the original note and continued to provide additional bridge financings on terms similar to the other notes.

In January 2000, CPS filed a voluntary petition for relief under Chapter 11 of the United States Bankruptcy Code. On March 24,
2000, the bankruptcy court conducted a public auction of the assets and the Company submitted a cash only bid of $100,000 for the
California Visual Basic/Oracle Tax and CAMA software assets of CPS.

The  Company  closed  on  the  transaction  on  March  30,  2000,  and  anticipates  minimal  to  no  recovery  of  amounts  due  under  its
secured notes. Accordingly, the aggregate bridge financings and related accrued interest receivable and other costs amounting to $1.9
million was charged to 1999 operations.

Other

On July 31, 1998, the Company entered into a letter of intent with a Fortune 500 company to acquire certain businesses of the
company in a transaction to be accounted for as a purchase business combination. These businesses had estimated annual revenues of
over  $500  million  and  represented  a  business  opportunity  which  was  aligned  with  the  Company's  strategy  in  the  information
management  business.  Direct  and  incremental  costs  associated  with  the  proposed  combination,  primarily  consisting  of  fees  paid  to

40

outside legal and accounting advisors for due diligence, were incurred by the Company and would have been considered as a cost of
the acquisition upon the successful closing of the transaction. Subsequent to September 30, 1998, the potential seller elected not to sell
any  of  the  businesses.  Accordingly,  all  costs  associated  with  this  opportunity  have  been  expensed  in  the  accompanying  1998
consolidated financial statements and are included in "costs of certain acquisition opportunities."

(8) GOODWILL AND OTHER INTANGIBLE ASSETS

Goodwill, other intangible assets and related accumulated amortization consists of the following at December 31,:

Goodwill .....................................................
Customer base ............................................
Software acquired.......................................
Software development costs ......................
Workforce...................................................

Accumulated amortization.........................
   Goodwill and other intangibles, net .......

Useful
Lives
 (years)
20-25
20-25
5
3-5
 5-10

      _ 2000(cid:1)(cid:1)
$51,145
17,997
12,158
11,684
(cid:1)(cid:1)6,292
99,276
(14,576)
$84,700(cid:1)

_1999_
$53,800
15,297
13,283
6,099
(cid:1)(cid:1)(cid:1)4,247
92,726
(cid:1)(cid:1)(7,034)
$85,692(cid:1)

Annual amortization expense totaled $7.5 million, $5.0 million and $1.5 million during the years ended December 31, 2000, 1999

and 1998, respectively.

(9) ACCRUED LIABILITIES

Accrued liabilities consists of the following at December 31:

Accrued wages and commissions .................................................................................
Accrued health claims ...................................................................................................
Accrued third party contract costs ................................................................................
Accrued professional fees .............................................................................................
Other accrued liabilities.................................................................................................

    2000    
5,564
$
1,183
450
233
      4,450
$   11,880

    1999    
5,812
$
835
938
687
       2,886
$   11,158

(10) LONG-TERM OBLIGATIONS

Long-term obligations consists of the following at December 31:

Revolving senior credit facility.....................................................................................
10% promissory notes payable due January, 2005 ......................................................
Other...............................................................................................................................
    Total obligations ........................................................................................................
Less current portion.......................................................................................................
    Total long-term obligations.......................................................................................

    2000    
$ 4,750
2,800
         550
8,100
         353
$    7,747

    1999    
$ 61,000
--
   1,337
62,337
      807
$61,530

The aggregate maturities of long-term obligations for each of the years subsequent to December 31, 2000, assuming the revolving
credit facility matures as scheduled, are as follows: 2001 - $353,000; 2002 - $4.9 million; 2003 - $54,000; 2004 - $24,000; 2005 - $2.8
million.

Interest paid in 2000, 1999 and 1998 was $8.8 million, $4.1 million, $1.8 million, respectively.

In December 2000, the Company amended its revolving credit agreement with a group of banks (the "Senior Credit Facility") to
provide for total borrowings of up to $15.0 million and a maturity date of July 1, 2002.  Borrowings under the Senior Credit Facility,
as amended, initially bear interest at the lead bank's prime rate plus a margin of 2.00%, which margin increases by 0.50% quarterly
through  January  1,  2002.    Borrowings  under  the  Senior  Credit  Facility  are  limited  to  80%  of  eligible  accounts  receivable.    At
December 31, 2000, the Company had outstanding borrowings and letters of credit of $4.8 million and unused available borrowing
capacity of $10.2 million under the Senior Credit Facility. The interest rate at December 31, 2000 was 11.5%.  The effective average
interest rates for borrowings during 2000 and 1999 were 10.2% and 7.7%, respectively.  As a result of the amendments made to the

41

credit facility during 2000, a $1.4 million charge was recorded pursuant to Emerging Issues Task Force (“EITF”) 98-14 “Accounting
for Changes in Line-of-Credit or Revolving-Debt Arrangements” to accelerate the amortization of previously capitalized loan costs.

The  Senior  Credit  Facility  is  secured  by  substantially  all  of  the  Company's  real  and  personal  property  and  by  a  pledge  of  the
common  stock  of  present  and  future  significant  operating  subsidiaries.  The  Senior  Credit  Facility  is  also  guaranteed  by  such
subsidiaries.  Under  the  terms  of  the  Senior  Credit  Facility,  the  Company  is  required  to  maintain  certain  financial  ratios  and  other
financial conditions. The Senior Credit Facility also prohibits the Company from making certain investments, advances or loans and
restricts substantial asset sales, capital expenditures and cash dividends.  At December 31, 2000, the Company is in compliance with
its various covenants under the Senior Credit Facility, as amended.

(11) INCOME TAX

The provision (benefit) included in continuing operations for income tax consists of the following:

Current:
   Federal....
   State........

Deferred.....

(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)Years ended December 31,(cid:1)(cid:1)(cid:1) (cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)
   2000(cid:1)(cid:1)
      1998       
      1999       

$ 1,212
           80
1,292
     (4,102)
$   (2,810)

$ 1,368
        376
1,744
    (1,556)
$      188

$ (1,196)
          171
(1,025)
          373
$      (652)

The income tax provision (benefit) differs from amounts computed by applying the federal statutory tax rate of 35% to loss from

continuing operations as follows:

Income tax benefit at statutory rate.....................
State income tax, net of federal income tax
   benefit................................................................
Non-deductible amortization...............................
Non-deductible business expenses......................
Other, net..............................................................

(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)Years ended December 31,(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)
      1998      
      1999      
      2000      
$ (1,091)
(622)
$ (3,611)

$

52
640
110
            (1)
$   (2,810)

245
559
80
            (74)
$         188

111
286
25
             17
$       (652)

Significant components of deferred tax assets and liabilities as of December 31 are as follows:

Deferred income tax assets:
   Net operating loss carryforward ......................................
   Basis difference on investment security..........................
   Operating expenses not currently deductible ..................
   Employee benefit plans....................................................
   Capital loss carryforward.................................................
   Minimum tax credits ........................................................
   Research tax credits..........................................................
   Other .................................................................................
      Net deferred income tax assets before valuation
         allowance....................................................................
   Less valuation allowance .................................................
      Net deferred income tax assets .....................................

      2000      

      1999      

$ 4,054
3,557
1,432
391
100
268
78
          253

$

--
--
1,352
260
17,139
--
78
          962

10,133
     (3,657)
6,476

19,791
   (10,863)
8,928

Deferred income tax liabilities:
   Basis difference on investment security..........................
   Tax-benefit transfer lease.................................................
   Property and equipment ...................................................
   Intangible assets ...............................................................
   Other .................................................................................
      Total deferred income tax liabilities.............................
Net deferred income tax liabilities......................................

--
(713)
(1,107)
(6,681)
          (15)
     (8,516)
$   (2,040)

(6,276)
(2,224)
(1,027)
(5,402)
          (17)
   (14,946)
$   (6,018)

At December 31, 2000, the Company had available approximately $11.6 million of net tax operating loss carryforwards for federal
income tax purposes.  These carryforwards, which may provide future tax benefits, expire in 2020.  Based upon the periods in which
taxable temporary differences are anticipated to reverse, management believes it is more likely than not that the Company will realize
the  benefits  of  these  deductible  differences,  including  the  net  operating  loss  carryforwards,  at  December  31,  2000.    However,  the

42

amount  of  the  deferred  tax  asset  considered  realizable  could  be  adjusted  in  the  future  if  estimates  of  reversing  taxable  temporary
differences are revised.

Although realization is not assured, management believes it is more likely than not that all the deferred tax assets will be realized
except for those relating to the capital loss carryforwards and the related basis difference on investment security available-for-sale.
Accordingly,  the  Company  believes  that  no  valuation  allowance  is  required  for  the  remaining  deferred  tax  assets.  The  Company's
capital loss carryforwards expire beginning in 2003.

During  the  year  ended  December  31,  2000,  the  Company  sold  Resources,  Kofile  and  certain  other  businesses  (see  Note  3).    In
connection  with  these  respective  sales,  the  Company  utilized  approximately  $45.9  million  of  available  capital  loss  carryforwards
which were fully reserved in the valuation allowance account at December 31, 1999.

The  Company  received  a  refund  of  prior  years'  income  taxes  of  $2.7  million  in  2000,  and  paid  income  taxes,  net  of  refunds

received, of $2.8 million and $1.5 million in 1999 and 1998, respectively.

(12) SHAREHOLDERS' EQUITY

The Company has authorized 1.0 million shares of $10 par value voting preferred stock. The board of directors had designated
250,000  shares  as  Series  A  Junior  Participating  Preferred  Stock  which  were  reserved  for  issuance  upon  exercise  of  the  Company's
stock purchase rights. In December 1997, the board of directors authorized the redemption of the preferred stock purchase rights in
connection with the contemplated acquisitions of Resources, TSG and INCODE. The rights were redeemed in January 1998 at $.01
per share. Prior to this redemption, each share of the Company's common stock included a stock purchase right. These rights, which
did not have voting rights, could be exercised only after public announcement that a person or group had acquired 20% or more of the
Company's common stock or public announcement of an offer for 30% or more of the Company's common stock. The Company had
the right to redeem the rights at a price of $.01 per right at any time prior to 15 days (or such longer period as the board of directors
may have determined) after the acquisition of 20% of the Company's common stock. Upon exercise each right could have been used to
purchase  1/100  of  a  share  of  Series  A  Junior  Participating  Preferred  Stock  for  $21.  Each  share  of  Series  A  Junior  Participating
Preferred  Stock  would  have  had  a  minimum  preferential  quarterly  dividend  of  100  times  the  dividend  declared  on  common  stock,
minimum  liquidation  preference  of  $100  per  share  and  other  preferential  common  stock  conversion  features  in  connection  with
mergers or other business combinations.

In  May  2000,  the  Company  sold  3.3  million  shares  of  common  stock  and  333,380  warrants  pursuant  to  a  private  placement
agreement with Sanders Morris Harris Inc. for approximately $10.0 million in gross cash proceeds, before deducting commissions and
offering expenses of approximately $730,000.  Each warrant is convertible into one share of common stock at an exercise price of
$3.60 per share.  The warrants expire in May 2005.  The common stock sold in this transaction is not registered and may only be sold
pursuant to Rule 144 under the Securities Act of 1933, generally after being held for at least one year.

As of December 31, 2000, the Company had an additional warrant outstanding to purchase 2.0 million shares of the Company's

common stock at $2.50 per share.  The warrant expires in September 2007.

(13) STOCK OPTION PLAN

The Company's stock option plan provides for the granting of non-qualified and incentive stock options, as defined by the Internal
Revenue  Code,  to  key  employees  and  directors  of  the  Company  and  its  subsidiaries  of  up  to  5.5  million  shares  of  the  Company's
common stock at prices which represent fair market value at dates of grant. All options granted have ten year terms and generally vest
over, and become fully exercisable at the end of, three to five years of continued employment.

43

The  following  table  summarizes  the  transactions  of  the  Company's  stock  option  plan  for  the  three-year  period  ended

December 31, 2000:

Options outstanding at December 31, 1997 ....................

      Granted........................................................................
      Forfeited......................................................................
      Exercised.....................................................................
Options outstanding at December 31, 1998 ....................

     Granted.........................................................................
     Forfeited.......................................................................
     Exercised......................................................................
Options outstanding at December 31, 1999 ....................

     Granted.........................................................................
     Forfeited.......................................................................
     Exercised......................................................................
Options outstanding at December 31, 2000 ....................

Reserved for future grants at December 31, 2000

Exercisable options:
     December 31, 1998......................................................
     December 31, 1999......................................................
     December 31, 2000......................................................

Number of
     Shares     
696

Weighted-Average
    Exercise Prices     
$ 3.04

1,371
(14)
   (135)
1,918

1,583
(78)
       (5)
3,418

498
(417)
       (5)
 3,494(cid:1)

1,459

239
706
1,385

7.10
5.92
1.53
6.03

4.87
3.67
4.29
5.55

2.76
6.16
3.88
$ 5.08

$ 3.03
4.94
5.04

The following table summarizes information concerning outstanding and exercisable options at December 31, 2000:

Range of Exercise
(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)Prices(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)

$0.00 - $2.19
  2.19 -   3.28
  3.28 -   4.38
  4.38 -   5.47
  5.47 -   6.56
  6.56 -   7.66
  7.66 –   8.75
  9.84 -  10.94

Weighted Average
Remaining
Contractual Life
8.4 years
9.5
7.8
8.0
8.1
7.1
7.8
7.3

Number of
Outstanding
(cid:1)(cid:1)(cid:1)Options(cid:1)(cid:1)(cid:1)
269
287
994
648
652
548
6
90

Weighted
Average Price of
Outstanding
(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)Options(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)
$  2.05
2.90
3.87
5.20
6.10
7.63
7.75
10.52

Number of
Exercisable
(cid:1)(cid:1)Options(cid:1)(cid:1)
100
46
550
213
219
219
2
36

Weighted Average
Price of Exercisable
(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)Options(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)(cid:1)

$

2.13
3.23
3.80
5.26
6.15
7.63
7.75
10.52

As  allowed  by  SFAS  No.  123,  the  Company  has  continued  to  follow  APB  Opinion  No.  25,  "Accounting  for  Stock  Issued  to
Employees", which does not recognize compensation expense on the issuance of its stock options because the option terms are fixed
and the exercise price equals the market price of the underlying stock on the grant date.

As required by SFAS No. 123, the Company has determined the pro forma information as if the Company had accounted for stock
options granted since January 1, 1995, under the fair value method of SFAS No. 123. The Black-Scholes option pricing model was
used with the following weighted-average assumptions for 2000, 1999 and 1998, respectively: risk-free interest rates of 6.1%, 5.56%
and 5.16%; dividend yield of 0%; expected common stock market price volatility factor of .73, .70 and .68; and a weighted-average
expected life of the options of seven years. The weighted-average fair value of options granted in 2000, 1999 and 1998 was $2.02,
$3.47 and $4.93 per share, respectively.

Had compensation expense been recorded based on the fair values of the stock option grants, the Company's 2000, 1999, and 1998
pro  forma  net  loss  would  have  been  $26.0  million,  $4.6  million  and  $9.0  million,  or  $0.57,  $0.12,  and  $0.28  per  diluted  share,
respectively. These pro forma calculations only include the effects of grants since 1995. Accordingly, the impacts are not necessarily
indicative of the effects on reported net income of future years.

During the year ended December 31, 2000, the Company granted to an employee 50,000 shares of restricted common stock with a
fair value of $303,000 at the grant date.  The Company recorded compensation expense of $151,500 and $151,500 during the years
ended December 31, 2000 and 1999, respectively, based on the service period provided for in the agreement and the vesting period
over which the restrictions lapse.

44

(14) EARNINGS (LOSS) PER COMMON SHARE - BASIC AND DILUTED

In accordance with SFAS No. 128 "Earnings per Share", the Company has presented basic income (loss) per share, computed on
the  basis  of  the  weighted  average  number  of  common  shares  outstanding  during  the  year,  and  diluted  income  (loss)  per  share,
computed on the basis of the weighted average number of common shares and all dilutive potential common shares outstanding during
the year.

The Company incurred a loss from continuing operations in 2000, 1999 and 1998. As a result, the denominator was not adjusted

for dilutive securities in these years as the effect would have been antidilutive.

For  the  years  ended  December  31,  the  following  options  were  not  included  in  the  computation  of  diluted  earnings  per  share

because the effect would have been antidilutive:

2000 ..........................
1999 ..........................
1998 ..........................

Options
3,494
3,418
1,918

Price Range
$2.00  - $10.94
  2.13  -  10.94
  2.13  -  10.94

Additionally, the warrants to purchase 2.3 million shares of the Company's common stock were not included in the computation of

diluted earnings per share for the years ended December 31, 2000, 1999 and 1998 because the effect would have been antidilutive.

(15) LEASES

The Company leases certain offices, and transportation, computer and other equipment used in its operations under noncancelable
operating lease agreements expiring at various dates through 2010. Most leases contain renewal options and some contain purchase
options. The leases generally provide that the Company pay taxes, maintenance, insurance and certain other operating expenses.

Rent expense was approximately $2.1 million in 2000, $1.1 million in 1999 and $486,000 in 1998.

The Company has capital leases for certain equipment, which is included in "Property and equipment, net." The present value of
future  minimum  lease  payments  relating  to  these  assets  are  capitalized  based  on  contract  provisions.  Capitalized  amounts  are
depreciated over the lesser of the term of the lease or the normal depreciable lives of the assets.

Future minimum lease payments under noncancelable leases at December 31, 2000 are as follows:

                                    Fiscal Year                                    
2001..................................................................................
2002..................................................................................
2003..................................................................................
2004..................................................................................
2005..................................................................................
2006 and thereafter ..........................................................
Total future minimum lease payments ...........................
Less interest .....................................................................
Present value of future minimum lease payments..........
Current portion of obligations under capital leases .......
Long-term obligations under capital leases....................

Continuing Operations
Capital
Operating
   Leases   
   Leases   
2,664
$
$
2,346
2,003
1,863
1,457
       5,450
$   15,783

7
5
--
--
--
             --
12
              1
11
             (6)
$            5

Capital
(cid:1)Leases(cid:1)  
$

Discontinued Operations
Operating
(cid:1)(cid:1)Leases(cid:1)(cid:1)
233
$
247
168
81
--
              --
$        729

848
685
51
--
--
             --
1,584
          153
1,431
        (732)
$        699

(16) EMPLOYEE BENEFIT PLANS

The Company has a retirement savings plan structured under Section 401(k) of the Internal Revenue Code (the “Code”).  The plan
covers  substantially  all  employees  meeting  minimum  service  requirements.    Under  the  plan,  employees  may  elect  to  reduce  their
current  compensation  by  up  to  15%,  subject  to  certain  maximum  dollar  limitations  prescribed  by  the  Code,  and  have  the  amount
contributed  to  the  plan  as  salary  deferral  contributions.    The  Company  contributes  up  to  a  maximum  of  2%  of  an  employee’s
compensation to the plan.  The Company made contributions to the plan and charged continuing operations $761,000, $396,000 and
$106,000 in 2000, 1999 and 1998, respectively.

45

(17) COMMITMENTS AND CONTINGENCIES

Two of the Company's non-operating subsidiaries, Swan Transportation Company (“Swan”) and TPI of Texas, Inc. (“TPI”), have
been and/or are currently involved in various claims raised by approximately 550 former TPI employees for work related injuries and
physical conditions resulting from alleged exposure to silica, asbestos, and/or related industrial dusts during their employment by TPI.
Swan  was  the  parent  company  of  TPI,  which  owned  and  operated  a  foundry  in  Tyler,  Texas  for  approximately  28  years.    As  non-
operating  subsidiaries  of  the  Company,  the  assets  of  Swan  and  TPI  consist  primarily  of  various  insurance  policies  issued  to  each
company  during  the  relevant  time  periods.    Swan  and  TPI  have  tendered  the  defense  and  indemnity  obligations  arising  from  these
claims to their insurance carriers.  To date, Swan’s insurance carriers have entered into settlement agreements with over 230 of the
plaintiffs,  each  of  which  agreed  to  release  Swan,  TPI,  the  Company,  and  its  subsidiaries  and  affiliates  from  all  such  claims  in
exchange for payments made by the insurance carriers.

The Company initially provides for estimated claim settlement costs when minimum levels can be reasonably estimated.  If the
best estimate of claim costs can only be identified within a range and no specific amount within that range can be determined more
likely than any other amount within the range, the minimum of the range is accrued.  Based on an initial assessment of claims and
contingent  claims  that  may  result  in  future  litigation  involving  TPI,  a  reserve  for  the  minimum  amount  of  $2.0  million  for  claim
settlements was recorded in 1996.  Legal and related professional services costs to defend litigation of this nature have been expensed
as incurred.  During the years ended December 31, 2000 and 1999, the Company charged discontinued operations $748,000 and $1.9
million, respectively, in connection with settlement, legal and related professional costs, and the remaining liability was approximately
$1.9 million at December 31, 2000.

The  New  Jersey  Department  of  Environmental  Protection  (the  “NJDEP”)  has  alleged  that  a  site  where  Jersey-Tyler  Company
(“Jersey-Tyler”), a former affiliate of TPI, once operated a foundry contains lead and possible other priority pollutant metals and may
need on-site and off-site remediation.  In January 1995, TPI agreed with the NJDEP to undertake certain investigatory actions relating
to  the  alleged  contamination  in  and  around  the  site,  which  investigation  was  completed  during  the  first  quarter  of  2001.
Notwithstanding  the  foregoing,  TPI  has  in  the  past  denied,  and  continues  to  deny,  any  liability  for  alleged  environmental
contamination at the site.  The NJDEP has not asserted that the Company is a potentially responsible party for the site.

On  November  27,  2000,  TPI  consummated  a  transaction  with  a  third  party  contractor  for  a  complete  transfer  of  environmental
liabilities and obligations relating to the site.  Under the agreement, the third party contractor has executed an enforceable agreement
with  the  NJDEP  whereby  such  contractor  has  assumed  substantially  all  liability  related  to  the  site  and  has  been  identified  as  the
responsible party for all clean up activities of the site as required by the NJDEP.  The remedial activities conducted by the third party
contractor are funded by a trust and are secured by clean-up cost containment insurance and environmental response, compensation,
and liability insurance, of which the Company and TPI are a named insured.  The funds placed in the trust are governed by a trust
agreement  that  only  permits  distribution  for  remediation  of  the  site.    The  trust  was  funded  from  various  sources,  including  other
alleged potentially responsible parties, TPI’s insurance carriers, and TPI.

Because of the inherent uncertainties discussed above, it is reasonably possible that the amounts recorded as liabilities for TPI and

Swan related matters could change in the near term by amounts that would be material to the consolidated financial statements.

Other than ordinary course, routine litigation incidental to the business of the Company and except as described herein, there are
no  material  legal  proceedings  pending  to  which  the  Company  or  its  subsidiaries  are  parties  or  to  which  any  of  its  properties  are
subject.

46

(18)  QUARTERLY FINANCIAL INFORMATION (unaudited)

The following tables contain selected financial information from unaudited consolidated statements of operations for each quarter

of 2000 and 1999.

Quarter Ended

                                           2000                                         _
  Mar. 31_
     Dec. 31

  _Sept. 30 _

  June 30_

                                        1999                                (cid:1)(cid:1)(cid:1)
  June 30_     Mar. 31_
   Dec. 31   

  Sept. 30_

Revenues............................................................................ $    26,018

$ 23,724

$   21,661

$ 21,797

$    23,820

$    18,881

$ 18,050

$ 10,665

(in thousands, except per share data)

Gross profit........................................................................

        9,335

9,327

       7,583

8,030

      10,463

        9,491

Income (loss) from continuing operations .......................

      (1,326)

(1,206)

      (2,638)

(2,337)

      (2,385)

         (173)

9,262

435

5,173

157

Loss from discontinued operations ..................................

    (13,015)

      (1,352)

      (1,341)

       (1,382)

             (4)

         (232)

          (513)

          (109)

Net income (loss) .............................................................. $  (14,341)

$    (2,558)

$    (3,979)

$     (3,719)

$    (2,389)

$       (405)

$          (78)

$            48(cid:1)

Diluted earnings (loss) from continuing operations ........ $      (0.03)

$

(0.02)

$      (0.06)

$      (0.06)

$      (0.06)

$      (0.00)

$

0.01

$

0.00

Diluted loss from discontinued operations ......................           (0.28)

          (0.03)

           (0.03)

         (0.03)

          (0.00)

           (0.01)

            (0.01)

 _____(0.00)

Net earnings (loss) per diluted share................................   $      (0.31)

$      (0.05)

  $      (0.09)

 $      (0.09)

  $      (0.06)

  $       (0.01)

  $        (0.00)

  $         0.00(cid:1)

Shares used in computing diluted earnings (loss)
   per share .........................................................................

      46,665

      46,654

       44,894

      43,291

      42,495

      40,541

       38,539

       34,771

47

TYLER TECHNOLOGIES, INC.

SCHEDULE II - VALUATION AND QUALIFYING ACCOUNTS
(IN THOUSANDS)

Years ended December 31, 2000, 1999 and 1998

             Year ended December 31,             
      1998      
      1999      
      2000      

Allowance For Losses – Accounts Receivable

Balance at beginning of year...........................................................

$

826

$

144

$

Additions charged to costs and expenses........................................

1,438

Deductions for accounts charged off or  credits issued .................

(759)

388

(229)

--

--

(9)

Other changes – purchase of subsidiaries.......................................

            --

        523

        153

         Balance at end of year ............................................................

$   1,505

$      826

$      144

Valuation Allowance - Deferred Tax Assets

             Year ended December 31,             
      1998      
      1999      
      2000      

Balance at beginning of year...........................................................

$ 10,863

$

12,514

$ 11,723

Increase in capital loss carryforward ..............................................

--

4,625

791

Utilization of capital loss carryforward ..........................................

(16,138)

Adjustment to actual capital loss carryforwards arising
   From a previous sale.....................................................................

(901)

--

--

--

--

Change in basis difference on investment security ........................

        9,833

         (6,276)

               --

         Balance at end of year ............................................................

$      3,657

$      10,863 

$    12,514

48

C o r p o r a t e   I n f o r m a t i o n

E x e c u t i v e   O f f i c e r s
Louis A. Waters
Chairman 
and Co-Chief Executive Officer

John M. Yeaman
President 
and Co-Chief Executive Officer

Theodore L. Bathurst
Vice President 
and Chief Financial Officer

Brian K. Miller
Vice President - Finance 
and Treasurer

H. Lynn Moore, Jr.
Vice President - General Counsel
and Secretary

B o a r d   o f   D i r e c t o r s
Louis A. Waters
Chairman of the Board

Ernest H. Lorch

Frederick R. Meyer

C.A. Rundell, Jr.

John M. Yeaman

C o r p o r a t e   H e a d q u a r t e r s
5949 Sherry Lane, Suite 1400
Dallas, Texas 75225
(888) 777-0817
www.tylertechnologies.com

Transfer  Agent  and  Registrar
Fleet National Bank
c/o EquiServe, Limited Partnership
P.O. Box 43010
Providence, RI  02940-3010
(781) 575-3120
www.equiserve.com

I n d e p e n d e n t   A u d i t o r s
Ernst & Young LLP
Dallas, Texas

L e g a l   C o u n s e l
Gardere Wynne Sewell LLP
Dallas, Texas

C o m m o n   S t o c k
Listed on the New York Stock
Exchange under the symbol "TYL"

I n v e s t o r   I n f o r m a t i o n
The Company's Annual Report 
on Form 10-K is included herein.
Other information may 
be obtained by visiting 
www.tylertechnologies.com 
or by contacting:

I n v e s t o r   R e l a t i o n s
Tyler Technologies, Inc.
(888) 777-0817
info@tylertechnologies.com

T E C H N O L O G I E S ,   I N C .

5949 Sherry Lane, Suite 1400

Dallas, Texas 75225

(888) 777-0817

www.tylertechnologies.com