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FY2003 Annual Report · Tyler Technologies
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Tyler Technologies 2003 Annual Report

Tyler Works

I n t r o d u c i n g   Ty l e r ’s   e m p l o y e e s : C a r l   M a r s h a l l     S h a n a   Fo r d     L e s l i e   O h a n i a n     A d a m   A c k e r m a n     G a y l e   S c h m i d t       S u s a n   H a w e s

Ke n n e t h   C a r n a g e y     M a t t h e w   Te n h u n d f e l d     J o s h u a   L a c e y     R o n a l d   G r i m w o o d     To d d   M e r r i l l     T h o m a s   B a r r y     J o h n   Tu n i s o n

Ta m a r a   N o r m a n     D a v i d   A r m e n d a r i z     M i c h a e l   Wa r d e n     R o g e r   H o u l e     Ke l l y   Zo e l l e r     S h e l l e y   S c h e a f e r     J o h n   M a t h i s     S e a n   Fr e y

M a r y   Wo o d s     M i k e   B o o t s     G l e n n   N e w h o u s e     Tr o y   M c G a h e y     C o n n i e   Ke l l e y     W i l l i a m   S e d l e t z e c k     M a t t   C l e m e n t s     J u l i e   F l e m i n g

L e s l i e   C a n n o n     S r.     M a r k   L i n k     A n d r e w   K i r k     J e f f r e y   D e a n     R o b e r t   S a m o l e s k i     M a t t h e w   H e n r y     S h a r o n   D r a i n     S a n k a r a

B a h u b a l e n d r u n i     C h r i s t y   L u f k i n     M a r y   G r i f f i n     S t e p h e n   M e r r i t t     C h r i s t o p h e r   S e l e g u e     J e r r y   G e e     K a t h e r i n e   A n g l e n     B r a d

K i t t i n g e r     M i c h e l e   Te p p e r     Va l   G o f e r     T i n a   C r o w l e y     Ke n t   H u d s o n     A m a n d a   Z i g m o n d     B e l l e   E s p i n o     D a v i d   S e p u l v a d o     S t e v e n

M a d d u x   B e t h  G i l l u m   J u d i t h  J a c k s o n   B r e t t  B o m b i c k   J e n n i f e r  Fo s s    A u b r e y  P o w e l l   B r i a n  C a r o l a n   C i n n a m o n  S t o n e   B e v e r l y

W i l l i a m s     C u r t i s   H a l l     C l i f f o r d   A c e y     J e r r y   H a r c l e r o d e     R e b e c c a   Te r r y     D a v i d   P e r r e a u l t     Te r r y   S p a n n     M a t t h e w   C a r v e r

R a y m o n d   L a m b e r t     J a m e s   S h u p e     A l e x i s   B u g a e f f     P h y l l i s   Ly n n     N o r t o n   We s t     R o n   H i n e s     K a r l   S n y d e r     D i a n a   M a t n e y     B r i a n

F i n n     M i k e   B r e n n e r     A a r o n   G r o o m s     Pa u l a   M i d d l e t o n     M a u r e e n   A l d e r e t t e     R i c h a r d   S k i n n e r     S t e w a r t   H a m e l     Ky l e   J o h n s o n

A n g e l a   C h e s l e r     K i m b e r l y   Fr i s b y       D a v i d   M i l l e r     S h i r l e y   T h a g g a r d     R o s a n n e   G r i f f i n     A d a m   S c h e u c h z e r     L o u i s e   D a y     M a r y   A n n

J a c o b     S t e v e n   M c G e e     J r.     T h e o d o r e   B a t h u r s t     D a n i e l   S t a c y     C h r i s t o p h e r   L i s     J a m e s   T i s c h     Pa t r i c k   B o s t w i c k     K r i s t e n

H a m i l t o n     N a n c y   W i n c h e s t e r     Ta m i   M i t c h e l l     Z a c h a r y   C h r i s t y     J a m e s   A l l e n     R o y   T i n d u l a     H e i d i   H a n s e n     A u d r a   Wa l t e r s       J i l l

S t o d d a r d     C a t h e r i n e   C o r e y     S h e l b y   G r a h a m     J u d i t h   S m i t h     J a m e s   N e w m a n     C h r i s t o p h e r   D r a k e     A n d r e w   M i r i k e     C h r i s t o p h e r

H e p b u r n     S t e p h e n   Va c c a     K r i s t y   Ke l l e y     R i c h a r d   Z i m m e r     K a r e n   H a m l e t t     M i c h a e l   Fr i t z     J o s e   D e g o l l a d o     H o l l y   L a r i s o n

M a u r i c e   G o g a r t y     M e l i s s a   B a e r     D e i r d r e   S m i t h     J o h n   N g u y e n     D a v i d   D e p p     D a r y l   G r e e b o n     J r.     L o r i   M o r r i s o n     G i n a   S e w e l l

M i c h a e l   B a u t i s t a     R e i d   Te r r y     D e n n i s   M a i l m a n     R a c h a e l   Wo i t e s h e k     Ke i t h   B r o w n     G r e g   J o n e s     Pa m e l a   S c h o l t z     D i x i e   W h e l p l e y

C h e r y l   M c I n n i s     M i c h a e l   G r o s s     J e n n f i e r   C a n t r e l l     K a t h y   S h e r m a n - C u n n i n g     P e t e r   M a t s o n     B r i a n   B o u c h a r d       R o b e r t   J a c o b s

M a r g a r e t   R a m o s     K r i s t y   Fo s s     B o b b i e   H u n t     J a c q u e l i n e   C a r p e n t i e r     G a b r i e l   M i l l e r     S a n d r a   S o l b e r g     M i c h a e l   C h i o d o     A n d r e w

M a c L e a n   C a r l  E d w a r d s   R e s h m a  L u l l a   D i a n e  S t o r y   A s a a d  B u g e z i a   Te r r e n c e  H a c k e t t   D o n a l d  T i l l e m a   P e t e r  A n d e r s o n   P h i l i p

Fu c i c h     J o a n n e   L a m o n t a g n e     J e n i k a   Pa t e l     C i n d y   H e r t z     J a m e s   C o u n l e y     C h a r l e s   G o d d a r d     B r y a n   L o n g     R a y m o n d   D u n c a n

L a i n i e   To r r e s     R u s s   H a m l i n     M i c h a e l   D e r n i n g     D a r r y l   Ke l l y     I I     J o s h u a   J a r v i s     J o h n   C h a s e     L o r e n   S e n g s t o c k     P e t e r   M i t a s     L o u

T i l l c h o c k   D a n  Fe n g   A m y  Wo o d w o r t h   J o y c e  B i c k f o r d   G a r y  S m i t h   B e n n y  M a l i e k a l   J o h n  B r i d g e s   M a t t h e w  K a l i s z e w s k i    J o h n

M a r r   J r.   Ta n y a  S c h i l l i n g    C l a u d i a  C l a n c y   J o h n  G o n z a l e s   L i n d a  Ta b o r   C h e r i s s e  P o r t i l l o   G r e g o r y  S a m p s o n   V i n c e n t  D e n o b i l

S o n d r a   D.   J a y     Tr i s t e n   M c I n n i s     Tw i l a   B a r s s     M i c h a e l   L a o     X i a n y i   Ze n g     R e b e c c a   S t e p h e n s     J o a n n e   L o r d     E l m e r   D u l a y     S u e

Ke l l y     M i c h a e l   N i c h o l s     J o n a t h o n   C l y n e     G e r a r d   M i c h a u d     J o s e p h   T i e r n e y     R a l p h   R o b e r t s     Ky l e   A r c h e r     B e t s y   Ve n e z i a n o

B r i a n   G i l m a n     R i c h a r d   B i r     J r.     L i n d a   R a m p     E d w a r d   C a s e b i e r     K a r e n   G r o s s e t t     B r a d l e y   Ke l l e y     S a l i m   S e r d a h     Ke v i n   M c B r i d e

B a r b a r a   C h a r l e s     K a r e n   H u n t e r     Yv o n n e   W h i t e     J a m e s   H a l l     Pa t r i c i a   E d w a r d s - K n o x     G w e n   W i l l o w     J o h n   G a l b r a i t h     W i l l i a m

L a n e     S t e v e n   B e c c i o     C h r i s t o p h e r   Ke l t n e r     A l e x   C r e d g i n g t o n     R a n d y   H i b b a r d     J a m e s   N a p i e r     G l e n n   S m i t h     A n n   Fo u s t

C h r i s t o p h e r   M a t t h e w s     B r u c e   H e n d e r s o n     D a n i e l   N o c e     E l a i n e   C a r t e r     J o h n   M a c v a n e     Ly n n e   Wa l k e r     S t e p h e n   H a m m       R i c h a r d

R y d e r       J o h n   G a l l a g h e r     Ke l l i   M i k a     V i j a i   T h a n k a r a j     B r y a n   G o o d e     A l i c i a   B i r n i e     L a v o n   L o r i m o r       P i e r r e   S o u l e     S c o t t   D e m e n t

L i n d a  S a y l o r   M e l a n i e  Wa r r e n   S a n d r a  J o h n s t o n   W i l l i a m  S c h i n d e l   J r.   M a r y  M i l h a u p t    Tr a c y  B y r a m   Fe r d i n a n d  To r r e s   J a m e s

A d a m s     Ta m i   M a b e n     J a m i e   G i l l e s p i e     J o h n   S c h m i d     R o n a l d   D e r e u s     D a v i d   L a n d g r e n     C h r i s t i n e   S e s s i o n s     R i c k y   C h a s e

E u g e n i a   F l y n n     T i m o t h y   B e d i e n t     L o r e n   L o r i m o r     J a r r o d   S m i t h     E r i c   P e t e r s o n     B r a d l e y   G r e e n     Tr o y   J o h n s o n     T h o m a s   B a r t e l

I d a   H a n c o c k     Pa i g e   M a l i n       R i c h a r d   W i n c h e s t e r     H e a t h e r   T h o m a s     J e r i m y   C a r r o l l     C h a n d r a   R a n a m a l l a     H o p e   M c L e a n     T i m o t h y

Ta i l e r     B y r o n   G r u b b s     Pa u l a   S t a m p s     M e n d i   L a r s o n     G a b r i e l   H a n n a n     W i l l i a m   M a l o n e     G r e g g   Z i m m e r m a n     M a r k   S h u m w a y     L i s a

C a r p e n t e r     R o b e r t   M i d k i f f     J r.     G r e g o r y   T h u r m a n     G r e g o r y   K r a u s     Pa t r i c i a   D a w s o n     R u t h   C r o s b y     T i n a   S a x t o n     N a n c y   L l a m a s

A n d r e w   O l s o n     P e t e r   C h r i s t o p h e r     E l i z a b e t h   R o b i l l a r d     D a v i d   J o h n s o n     J o h n   W h i t a k e r     J e s s i c a   S h i v i k     E m m e t t   C r e e c h

Yo l a n d a   S m i t h     Pa t r i c i a   R e t t a l i a t a     M a r c   Z i l z     D e n n i s   T h r a l l     E r i c   L u c a s     J o h n   C o p e l a n d     C h r i s t o p h e r   M a n k o     J o s e p h   H a l l

Av o n t a   M i l i n e r     R o y   To l l i s o n     M a r g a r e t   B e l l e s     W i l l i a m   S a g e     G y n t   G r u b e     J a m e s   W i l l i a m s     Pa m e l a   H i b b e r t     J a n e t   L o v e

J e n n i f e r   Ke l t n e r     J a n e e n   S h a f f e r     A l i s o n   M a u l s b y     R o b i n   B a k e r     M i c h a e l   H u r t a d o     M a r g u e r i t e   Pa y n e     D e b e   M u e l l e r     B r u c e

N a g e l     J o s e p h   G a l y e a n     To d d   R o e m m i c h     C a l l i e   J e n s e n     G e o f f r e y   M c M a i n     Ts u i - E r   C h a n g     B r o o k e   Wo m b l e     J o h n   S m i t h     L e n a

A d a m s     J a n e t   J o i n e r     M a r y   M o r r i s     H u g h   G o o d m a n     D o u g l a s   W h i t e     C a t h y   H a n s     B e t t y   B r o c k     Ev a   K a r a m e t o     T h o m a s   M i h u n

N a n c y   B r a d y     S t a c e y   G e r a r d     V i j a y a r a g h a v a n   Va r a d a n     D o u g l a s   M a r s t o n     A r i c a   J o n e s     J a m e s   W i l s o n     J r.     J o n a t h a n   J a c k s o n

J e r e m y   R a n d e l l     A m y   L a w l e r     A r m a n d o   C e d r o n e     S t e v e n   P r i c e     Wa l t e r   G r i o     D e b o r a h   B u n n     M a r g a r e t   M a y e r     R a n d y   To m l i n

S t e v e n   H i g h t o w e r     W i l l i a m   S h i p l e y     S r.     P h i l i p   B a u g h m a n     T i m o t h y   W h i t e     P h i l i p   T h o r n e     S h e r y l   A k i n     N o r m a n   S n e l l     C h r i s

J o n e s     A a r o n   C l a r k     D o n a l d   S a n d r o n i     C h r i s t o p h e r   K i n n e y     S h e r i   H a s h i m o t o     S u h r i d   D e s a i     D a v i d   M o n r o e     R .   G o o d m a n

T h o m a s   R i c h a r d s o n     S t u a r t   B a r t l e y     R o b e r t   M a r s h a l l     C h r i s t o p h e r   G u i l b e a u     M a r g a r e t   P r i s s e l     Ya t e s   C a n t r e l l     S a r a h   H a n s e n

S c o t t   W i l l i a m s     Ke l l i e   H a r r i s     M i c h e l l e   M a d o r e     B r e n t   B e r r y     K a t h l e e n   P o u c h     Tr a c y   T h o m a s o n     K i m   J o h n s o n     B r i a n   C o o k

D a n a   A t h a     Te r i e   H u s e b y     L i n d a   S m i t h     C h r i s t i n a   Wo l f e     M i c h e l l e   C h a t m a n     D a r r i n   M a r t i n     J a m i e   Ke m p e m a     G i l l i a n   Wo o d c o c k

R o b e r t   B o w e n     M a r y   S u l l i v a n       J e n n i f e r   G a r c i a     T h o m a s   D a v i s     P a r r i s h   M o o n e y h a m     R o b e r t   S a n s o n e     I d a   A r m s t r o n g

C h r i s t o p h e r   P a l m e r     J a m e s   L e a t h e r s     K a y   S e v e r s o n     J o h n   G u l l y     J o h n   W i g g i n s     R o b b i e   C h a n d l e r     Ke v i n   S a v a r d     Ke v i n

H a r d e s t e r     L i s a   B e y e r     S a r a h   R i d d i c k- M c K i n n e y     E d w a r d   Z e l a s k o     P a u l   G a r r e t t     C o y   L o v i n g     D e b r a   B i l l u p s     J o h n   H i l l     M i c h a e l

N i e m a n     M a t t h e w   E l m e n d o r f     M e l i s s a   C y r u s     R o b e r t   P e c k i n p a u g h     J r.     E r i c   H a r d y     S a n j i v   Fu r i a     N i c o l e   J e f f e r s o n     A m y

B a r n e s     J e a n e a n   N o r r i s     J a y   Ke n d e l l     R i c h a r d   Wa r d       J o h n   K l i n g     D a n a   R a n k i n     S t e p h e n   B r o w n     R o b e r t   M a l o n e     Ev a n

T h o m p s o n     W i l l i a m   G u n d e l f i n g e r     I I I     M e l i n d a   M c C r a c k e n     J o h n   C a r o l a n     B r y a n   L a n e     G a r y   U t t     B e t t y   B u r c k h a r d t     K i m b e r l y

O ’ M a i l i a     M a r y   B e r r y     D e l i s a   H a r g r o v e     R a n d y   M o n t g o m e r y     K a r e n   S h e a     D a v i d   G u y t o n     P a u l   C r o w l e y     J r.       R o b e r t   S a n s o n e

Ya n c y   M o r r i s     G i n n y   A l e x a n d e r     A n d r e w   S m i t h     A n g e l a   G a s s     W i l l i a m   C a r d e n     R a n d o l p h   R o b i l l a r d     T i f f a n y   W y l i e     J e r e m y

L e a v e l l     M a r y   G o s s e t t     M a r k   B r o w n     E r i c   H e n d e r s o n     B r i a n   M i l l e r     D e b r a   C h r i s t y     P a t   S c o t t     M i s t y   B a s s     Ty l e r   Wa r e     J a m e s

M c M a i n     J r.     R o b e r t   H i l l     M a r c u s   C h a p m a n     B e t h a n y   M a y n a r d     K r i s t i n e   S h i f f l e r     S t e p h a n i e   I v e s     R i c h a r d   Ta y l o r     Ta m i   C o o k

B r i a n  We i s s   A n n e  P a t t o n   G e o r g e  Ke n y o n   L o u i s  D e v l i n   J i n g  Z h a o   J a m e s  M o o r e   P h i l l i p  R a s k o s k y   I I   J e f f r e y  H o b b s   J a m e s

B a k e r     K a r e n   W i l s o n     C h u o n g   P h a m     M i t c h e l l   S h a f f e r       A l e k s a n d r   M u c h n i k     R o s s   H a r p e s t a d     D a l e   C a m p b e l l     D a v i d   O ’ B l e n e s

Wa l t e r   J o h n s o n     C h e r y l   P o l y m e r o s     M i c h a e l   R i c h a r d s o n       R i c h a r d   H u s k       B l a n e   B o w l i n     M i c h a e l   W i l l e t t     D i a n e   G u n t e r     M i c h a e l  

Burge  Sonja Johnson  Cynthia Morrow

Diane  Taylor    Roman  Ivantsov    Brian

Pe l l e t i e r     P h o n g s a l y   Ke o m a n i     D av i d                                                                                                                                                 C a r d i n a l e     D e b o r a h   W i l s o n     M o r r i s

W e m a k e i t w o r k .

Givens James  Adams  Jr.    Gary  House

L a u r i e   L i t t l e j o h n     M o n i c a   C o l l e t t

C a r o l   G a u n t t     B ra d y   Ro b i n e t t e     Ze b   Wa d e     D a n i e l   H e n d e r s o n     G e o r g a   P e m b e r t o n     S a l l y   S m i t h     C h a r l i e   C a r r     D a v i d   Wu n d e r

E d wa r d   B r ya n     A l b a n   M i c h a u d     J r.     J o s e p h   Pa o l i n o     K r i s t i n e   H u t c h i n s o n     B e a t r i z   Wo r k m a n     J o h n   R u s s o     Te r r i   C o r k ra n     Ta m a ra

T h o m p s o n     N a t a l i e   J e n k i n s     Ra y m o n d   B a r h o r s t     Fr e d r i c k   H i v e l y     L i n d a   L o s e ka m p     D e n n i s   Ta y l o r     M i c h a e l   M c M a n a m a     I r v i n g

D r e w     Re g i n a   Fa i n     C r i s t i n e   K n o b b e     S t e p h e n   C h a i s s o n     C a t h i   G o u l d     K a r e n   Wo n g     J o h n   H a ye s     J r.     E r n i e   S c h a u e r     M i c h i e l   L e e

C h r i s t i n e   B e a n     B ra d l e y   J o h n s o n     K a r e n   S m i t h     E r i c   B ra d b e r r y     D o r i s   We a t h e r f o r d     D e r r i c k   C o t e     J e n n a   H a c k f o r t     Ke n n e t h

A s h w o o d     E l m e r   H o r n e     J r.     K a r e n   L o v e l e s s     L o r i   H a y n e s     M e l a n i e   S t e p h e n s     E m m a   M i t c h e l l     C h r i s t i n a   H e n d r i c k s o n

C h r i s t o p h e r   Yo u n g     Ke r i   M a y o       J a m e s   Ke r r     V i ka s   S h a r m a     S t a c y   B a t e s     J a m e s   Ra s m u s s e n     K a t h r y n   H a y s     Ly n n e   Pa t t e r s o n

B a r b a ra   J e f f r i e s     S h a r o n   D ’A p i c e     M a r y   M o y n i h a n     J i l l   C r u e a     M i c h a e l   S u l l i va n     D a v i d   Fo ra n     C h r i s t i e   C o o k     D a n i e l   L e h m a n

J a m e s   H o b g o o d     S t a c y   D i e r k s     Tr o y   S n e l l     L u s i n e   K h a c h a t r ya n     Ro n a l d   P i e ra c c i     M a r y   R u d o l f     B r ya n   T h o m p s o n     M e l a n i e   B a i r d

J o s e p h   Ro b i n s o n     J e f f r e y   P r u e t t     G l e n n   M i n o r     Ku r t   D o m i n i     K a r e n   J o h n s o n     B ra d l e y   C o r w i n     Pa r t i c k   M c G a r r y     B ra n d y

S h e p h e r d     J u d i t h   B ra u e r     Ro b e r t   O l i v e r     D a v i d   Ku n ke l     B e n j a m i n   S t o r y     T h o m a s   B r o c k m a n       Kev i n   M o s e n t h i n     M i c h a e l

G ra b f e l d e r     B r e n d a n   M c Ve i g h     L i n d a   Wa t s o n     B e t t y   D u p r e e     B r i a n   M i l l e r     L a u ra   B i s h o p     D a n i e l   D e c ke r     J a s o n   Ra v e n     J a m e s

H u r l e y     I I I     D e b b i e   M a s o n     L u ke   Wa l l a c e     D a v i d   H o c h     J a s o n   Aw b r e y     J o h n   H o c k i n g     A n d r e   S u l t o n       S c o t t   Pa r r i s h     G e o r g e   H ya t t

D o n n o   Ze k u c i a     G l e n n   M a t h e s     M a r y   C o l l i n s     A r n o l d   L a m b e r t     B r u c e   H e n r y     M i c h a e l   S h e l t o n     L i n d a   C h a p i n     K i m   H a l l i b u r t o n

T i m o t h y   Ra n d s     Ro b e r t   W i l l i a m s     Re b e c c a   Fa r n sw o r t h       W i l l i a m   A n d r e e     J a m e s   M a c ke l l     Ro c k y   Ra y     B o b b y   H e a d     S h e r r i

C a r i g n a n     J e n n i f e r   H a d d o c k     J a n a   S a f f e l     O l i v e r   K l e e s e     M i c h a e l   B u r c k h a r d t     S c o t t y   M o o r e     A p r i l   Ro d r i g u e z     B r e n d a   Eva n s

Fra n k   L i p p     L o n n i e   G l i c k     J o s e p h   P i z z o l i     E r i c   W i l s o n     C a t h e r i n e   C h i a r i     Tr o y   Fr y m a n     N o va   B r o w n     H a r l e y   Ke m p e m a     J o yc e

B o w l i n     L e a h   M o o r e     M i c h a e l   P i e r c e     C h r i s t e l   B r o o k s     A d a m   S h a r p     R i c h a r d   H e i l m a n     I I     M .   M i x n e r     J o h n   W h i t e     W i l l i a m   B a l t h i s

B ra d l e y   K i n g     N a t e   M o s e s     S h a u n a   Sw e n s o n     Pa t r i c i a   L e i n o     Pa m e l a   C h r i s t y     Pa t r i c i a   W i l l i a m s     We n d y   K i d d     S t e p h e n   A l e x a n d e r

S h a r o n   S t e r n     G e ra l d   O l i v e r     K a r e n   C h u r c h i l l     J o n   S a y l o r     N a n c y   P e c k i n p a u g h     J o h n   B a ke r     Rober t  Engel    II    Christina  Jones

Garrett  Miller    Daniel  Davidson    Peter  Gallagher    Stephen  Carey      Howard  Loftis    Steven  Santana    c o n t i n u e d   i n s i d e   b a c k   c o v e r

Every day, governments in more than 1,900 cities and

towns and 620 counties throughout all 50 states rely on

software, services and support from Tyler Technologies. 

To   o u r   s h a r e h o l d e r s :

 was a remarkable year for Tyler Technologies, our shareholders, our

clients and our employees. Despite a sluggish market, Tyler met or
exceeded the major goals we had established going into . Our finan-

cial performance was strong. The initiatives we took and the investments

we made over the past several years have strengthened Tyler’s competitive

position and established us firmly as a leader in the local government
software and IT services market. In , as in , we benefited from

the powerful leverage of our business model.

Tyler  Works. Early in , Tyler launched a major initiative to more

clearly define our corporate identity. The unifying theme – Tyler Works –

was introduced in last year’s annual report and has become the focal

point of our communications. These two words convey the essence of every-

thing we do. Tyler works for our customers – with software and services

that meet local government’s specialized requirements, no matter how

complex. Our extraordinary customer retention rate is evidence of that.

Tyler works for our shareholders as the company grows and increases

shareholder value. And Tyler works for our employees, creating opportu-

nities for personal and professional growth.

Tyler works well for a number of reasons. We have a focused, clear busi-

ness model that scales well and has great opportunities for operational

and financial leverage. We address the fragmented local government mar-

ket, which has strong growth potential. Perhaps most importantly, we

have an exceptional team of committed employees.

2

•

•

In March we sold our % stake in H.T.E., Inc. to SunGard for . million
in cash, recording an after tax gain of . million.

In April we completed a “Dutch Auction” tender offer and repurchased .
million shares of our common stock. In total, we repurchased just over 
million shares of our stock during  at an average price of . per share.

•

In December we acquired Eden Systems, Inc. for approximately  million
in net cash and common stock. Our first acquisition since late , Eden

O u r   e m p l o y e e s   h a v e   a

strengthens our presence in the financial systems market and significantly

w e r e   o n c e   c u s t o m e r s ;        

increases our customer base on the West Coast.

•

Throughout the year, we continued to invest heavily in developing new
products and improving existing products. Capital expenditures of . mil-
lion included . million for software development.

Growth  Drivers. Two major factors continue to influence Tyler’s growth:

geographic expansion and increasing success in winning larger contracts.
Although we have a presence in all  states, sales efforts for some of our

product lines have traditionally been focused on limited geographic areas.

In the past year we further penetrated new geographic markets and expand-

ed the reach of our products. As our reputation grows in those new regions,

we expect to achieve further success in growing those markets.

While we continue to serve a broad spectrum of local government cus-

tomers, we have been increasingly successful at the higher end of the
market. We signed a number of multi-million dollar contracts in . We

believe this progress is attributable, in part, to both our financial strength

and our advances in technology. Our clear goal is to consistently be recog-

nized as a “Tier 1” provider in our market.

Leadership. Tyler is fortunate to have exceptional leadership depth. We

are a company led by successful entrepreneurs who have come together 

to build a strong, national, cohesive company. As customer needs and prod-

4

ucts evolve, our leadership team will also continue to evolve. We understand

the importance of well-planned leadership succession and having the

bench strength to respond. This summer John Marr will step up as Tyler’s

next Chief Executive Officer. John Yeaman will assume the responsibility 

of Chairman of the Board. Stuart Reeves will continue to serve as an inde-

pendent director. These moves, in accordance with a two-year succession

plan we announced last year, solidify Tyler’s leadership for the future.

d e e p   u n d e rs ta n d i n g   of   o u r   c u s to m e rs’   b u s i n e s s .   I n   fa c t ,   m a ny   of   o u r   e m p l oye e s

  t h e y   b r i n g   t o   Ty l e r   i n v a l u a b l e   i n s i g h t s   f r o m   a   c u s t o m e r   p e r s p e c t i v e .

Ty l e r ’s   Fu tu re. The opportunities for our company are most encourag-

ing. We have the best people in the business. Our products work for our

customers and we continue to invest millions of dollars to insure that our

products and services meet the changing needs of the public sector. Our

customers are loyal, yet never taken for granted. The investments they have

made in Tyler products will continue to pay off as we offer new genera-

tions of technology. Our balance sheet is strong. Our market is growing

and will continue to rely on Tyler products and services. Because taxpay-

ers expect efficiency, good service, and better information from local gov-

ernments, and Tyler is there to help governments meet those expectations.

J o h n Ye a m a n Chief Executive Officer

S t u a r t   R e e v e s   Chairman of the Board

5

A c o n v e r s a t i o n w i t h :

John Marr, Chief Operating Officer, and Dusty Womble and Glenn

Smith, both executive vice presidents, all joined Tyler Technologies 

as successful entrepreneurs, having built leading software com-

panies serving different areas of local government. Each plays 

a significant leadership role within Tyler. Each has been instru-

mental in building the cohesive, national company Tyler has

become. Here are excerpts from a recent conversation they had

about the current state of the company and where we’re headed: 

John Marr : Our customers appreciate the fact that Tyler uniquely combines

extremely competitive products with complete implementation and post-imple-

mentation services. The marketplace has been searching for a total solution like

ours for a long time. Our solutions are specifically designed for local govern-

ments and school systems. Although we are narrowly focused on the local

government market, we’re very broad in terms of the number of products and
services we offer and the size of customers we serve.

Glenn Smith : There are three primary reasons why customers choose Tyler.

We’ve got great references that are more than willing to speak for the impact we

have on their business. We’ve got the right technology. And we’ve got excep-

tional employees. Customers will tell you we’re on time, within budget, and that

we know their business. They rely on this three-legged stool all the time.

John Marr : There’s no question the incremental added value comes from our 

6

people. What always differentiates us from other software companies is our

people, who have years of local government domain expertise. Our products

are extremely functional because we understand exactly what’s necessary to
build what clients need. Our people have domain knowledge based on , ,
 years of experience in serving local government.

Dusty Womble : People in our organization really have the ability to increase

their value to the company. It’s clear they can have a direct impact on our clients’

J o h n   M a r r

D u s t y   Wo m b l e

G l e n n   S m i t h

success. And there’s opportunity for advancement. With our phenomenally

low customer turnover rate, we have employee – customer relationships that
have lasted for  and  years. In many cases customers have become

employees. Those are the reasons employees stay with us: the relationships

and the opportunities.

John Marr : Their domain expertise then gets transferred into the function-

ality of Tyler products. During the sales process, customers get comfortable

with Tyler. When they start to ask questions and drill down into how our

software handles very specific local government requirements, like filing an

ST3 report for the state of New York, we know what they’re talking about. Early

on they gain a level of comfort from us that other vendors don’t often provide.

Since Tyler products are specifically designed for government, the software is

much more easily deployed. That makes us efficient. It’s why we’re on time

7

and on budget. Customers like the fact we’re not a generic product designed for

multiple industries that require an extra layer of effort to configure and implement.

Glenn Smith: Our local government customers feel definite political pressure to

operate at a high level of efficiency. The perception is that a high level of auto-

mation means a high level of efficiency. If automation is at a low level, it’s an

indication you’re behind. So we also have to provide the right technology to keep

a city or county operating efficiently.

We’v e   g o t   g re a t   re fe re n c e s .   We’v e   g o t   t h e   r i g h t

g o t   e x c e p t i o n a l   e m p l o y e e s .   C u s t o m e r s   w i l l   t e l l   y o u   w e ’ r e   o n t i m e ,   w i t h i n

k n o w   t h e i r   b u s i n e s s .   T h e y   r e l y   o n   t h i s   t h r e e - l e g g e d   s t o o l   a l l   t h e   t i m e .

Dusty Womble : That’s true, but technology is important to our customers far

more than just for technology’s sake. They need to see tangible benefits. The

fact that our applications utilize an XML transport is not significant in itself.

The technology adds value as we provide support for PDA (personal digital

assistant) and wireless devices. It can be cost justified as we demonstrate how a

building inspector can utilize a PDA to enter inspection results in the field.

Our clients look to us to choose the right technology and then incorporate that

technology in the most effective manner. In the end the taxpayer pays. That’s

why we will always address function before flash.

Glenn  Smith : Over the last few years, we’ve spent millions of dollars on

product development. We’ve made significant investments not only in prod-

uct development, but also in the acquisition of new technologies and service

providers. Our challenge is to make sure we’re best of breed. If we’re not, we

clearly have the resources to become the best.

John  Marr : Key to Tyler’s customer loyalty is the fact that our products

have been and are being developed to span generations of technology. For

too long this market has been served by vendors and integrators implement-

ing costly systems. After a few years they require more costly upgrades and

disruptive transitions. Our systems are renewed constantly without customers

8

having to be constantly retrained. And they keep on working with the peo-

ple who were with them from the start. Those Tyler people who know the

customer’s business.

Dusty Womble : Another reason we’re successful is we have a core value that

doesn’t change: our commitment to exceed customer expectations. But to be

successful at it we have to constantly embrace and promote change. We have

to re-evaluate client needs and expectations on a continuing basis. We’ve had

t e c h n o l o g y.   A n d   w e ’ v e

to be innovative, and that makes our work exciting. If we were slow to change,

b u d g e t ,   a n d   t h a t   w e

if our product line had just the same products we offered ten years ago, we

wouldn’t be successful.

John Marr : Tyler’s goal is to build our presence in more Tier 1 opportuni-

ties while continuing to serve and retain our leadership in smaller and mid-

range markets. The results of this past year prove we’re doing just that. We’re

selling statewide solutions. And we’re selling large projects with substantial fol-

low-ons from other divisions. Without exception, once we get those opportu-

nities, we’re successful and our clients are satisfied.

Glenn Smith : Our shareholders understand that as long as there is pres-

sure for local governments to be efficient, there will continue to be a

demand for our products and services. That demand won’t diminish.

Tyler’s business model works for employees, customers and shareholders.

It’s that simple.

9

Why does Tyler work? Because of Tyler employees’ commitment

to  our  customers’  success.  The  following  employee  stories 

exemplify why our customer retention is 98%. We salute these

employees and the entire Tyler team, all of whom are recog-

nized inside the front and back covers of this 2003 annual report. 

They add up to more than 1,200 reasons for Tyler’s performance.

O u r   p e o p l e   m a k e   Ty l e r   w o r k

L i s a   d e S c h u l t h e s s

D a r r e l l   B r y a n t

L i s a   d e S c h u l t h e s s joined Tyler recently as an employee of Eden
Systems, a new Tyler acquisition in . Lisa exemplifies Eden employ-

ees who share Tyler’s culture of customer satisfaction. “We approach our

customers as partners,” she says. “Our service is what sets us apart.”

Lisa’s exemplary performance as project manager for the successful imple-

mentation of Eden’s first multi-million dollar project earned her a solu-

tions consultant position. With a background in civil engineering and

management systems, Lisa contributes to customers an added level of

understanding about the value and benefits of Eden’s financial systems.

1 0

Darrell  Bryant was Tyler’s residential supervisor for the property reassess-

ment project in New York’s Nassau County – the largest such project ever

undertaken in the United States. He was project manager for the six-year,
 million follow-on contract to update those property values – a result of

the county’s satisfaction with Tyler’s reassessment project.

In early , Darrell and his team completed the reassessment of more than
, parcels of property. The project was high profile and intense. Darrell

and his team completed this massive reassessment on time and within budget.

The project team for the court-ordered reassessment took digital images of
all , properties, which were loaded into Tyler’s Integrated Assessment

System. For the update project Tyler’s new “i RESPOND” product was uti-

lized for the first time. i RESPOND allowed owners to access from the

Internet images of their properties, five comparable properties, and the prop-

erty characteristics data.

After the original reassessment only % of property owners filed grievances,
compared to the national average of about %. i RESPOND then improved
the efficiency of the update process. In just six weeks , property

owners were able to respond to their reassessments online and received

replies back from appraisers. Under Darrell’s direction the new system

proved successful for property owners, for Nassau County, and for Tyler.

Amy  Puckett’s gratification, after months of burning the midnight oil,

came from a Hennipen County (Minnesota) employee’s comment, “This is

cool,” when Odyssey, Tyler’s web-based court case management system, went

live in Hennipen County.

Amy manages business analysis and design for Odyssey. Hennipen County
was the second to go live of all  counties across the state installing the

system. Once the State of Minnesota chose Odyssey as their courts soft-

ware solution, the legislature required hard deadlines for progress that

could not be missed. Under Amy’s direction, all deadlines have been met.

1 1

A m y   P u c k e t t

M y   g r e a t e s t   c h a l l e n g e   i s        

Amy and her team, along with the committed Tyler implementation team,

have the creativity, commitment, technical expertise, and business process

knowledge that give Minnesota the confidence they made the right decision.

Dave  Foran The Jefferson County Public School System (Louisville) in
Kentucky is the state’s largest and the th largest in the country with
, students. By  every school system in Kentucky had installed

Tyler’s MUNIS financial software. Except Jefferson County. They had a

homegrown system they liked. A change would require converting an astro-

nomical amount of data. It would require, among other things, making sure
, paychecks were accurate and on time, without interruption, every
two weeks. A conversion would also require training , software users.

Because of the success of the other installations statewide, the Tyler team

had gained the confidence of Jefferson school officials. The conversion
began in  and was in full swing in , under the direction of proj-

ect manager Dave Foran. Despite its complexity, the project has gone

smoothly. Dave’s prior experience in consulting and as implementation

specialist prepared him to manage this major project in Jefferson County.

It’s that kind of experience only Tyler employees, rather than third-

party integrators, can provide for successful implementations of this com-

plexity. “We’ve all done this enough times we know what to expect,”

says Dave.

Tim  McEnemy is a good example of Tyler’s flexibility and commitment

to find the right solution for each customer. Tim is a project manager for

MUNIS financial systems. Typically he manages new implementations along

with the customer project manager who is very familiar with the clients’

business processes. Orange County in North Carolina wanted to implement

Tyler’s system, but didn’t have a project manager available. The solution?

Tim functioned as MUNIS project manager, and sub-contracted as the

Orange County project manager. Not only did he serve in dual roles – Tim

was able to successfully manage the complex implementation to comple-

tion in just six months. On time and on budget.

1 2

N o   s u c c e s s   e x i s t s   i n   a   v a c u u m .   I   h a v e   a   g r e a t   s u p p o r t   n e t w o r k   a t   Ty l e r.  

      c o n v i n c i n g   c u s t o m e r s   o f   t h e   b e n e f i t s   o f   c h a n g e .  

T h e   e a s y   p a r t   i s   p r o v i n g   i t .

T i m   M c E n e m y

S u s a n   S t u r g i s

Susan  Sturgis Consultants analyze and advise. Implementors do. Two sets

of skills, from two types of people. Both are necessary for any large, successful

software implementation. Add to that a simultaneous re-engineering of busi-

ness procedures. And the challenge of going live on multiple applications at

once under an accelerated schedule. This would require separate but comple-

mentary leaders for the successful implementation of Tyler’s MUNIS financial

system in Portage County (Ohio).

Not with Susan Sturgis in charge. Susan is another example of the experience

level and get-it-done spirit of Tyler employees. She served in a unique role as

both consultant and implementation manager because of her deep understand-

ing both of the customer’s business processes, and of Tyler’s software applica-

tions. The successful implementation in Portage County of a large financial sys-

tem in just nine months is a credit to Susan’s leadership and the commitment of

the Tyler support network.

1 3

Our employees have a deep understanding of our customers’ business. In

fact, many of our employees were once customers; they bring to Tyler

invaluable insights from a customer perspective. Many of the customer re-
lationships established by Tyler employees date back , , even  years.

That deep understanding of the business of local government explains why

Tyler’s products and services will continue to evolve to anticipate and meet

our customers’ needs.

In this annual report we have featured examples of employees that go

the extra mile every day to ensure customers’ needs are met. These

men and women typify the commitment of all Tyler employees. The

entire Tyler team is recognized on the inside of both covers of this

annual report. Their contributions make Tyler the successful company

it is today.

F i n a n c i a l   Pe r fo r m a n ce. Tyler delivered strong financial performance
in  by virtually every measure. Revenues grew % thanks to the
exceptionally strong % growth in software-related revenues – licens-

es, software services, and maintenance. That growth, as expected, was

offset somewhat by a decline in our appraisal services revenues.

Tyler’s gross margin expanded  basis points – to .% versus .% in
. The company’s operating income of . million was up % from
. Income from continuing operations was . million, or . per

diluted share. Excluding the gain on the sale of our investment in H.T.E.,
Inc., income from continuing operations was . million, or . per
share, up % from . million, or . per share, in . Free cash flow
for the year was . million, up from . million in .

Resources  for  Growth. Tyler has the resources to continue to invest in

growing our business and enhancing shareholder value. Our strong operat-

ing results and solid, debt-free balance sheet allow for continued invest-

ments in product development, acquisitions, stock repurchases, and other
opportunities. Several significant events in  are good examples of this:

3

Tyler had excellent financial results in 2003 from virtually

every perspective: revenues were up 9%, gross margin grew

330 basis points, operating income was up 44%, and free cash

flow was up  38%. During the year the company also repur-

chased just over 6 million shares of its common stock. As you

will see from the numbers that follow our business model works.

A n d n o w f o r t h e n u m b e r s :

S E L E C T E D   F I N A N C I A L   D A T A

IN THOUSANDS, EXCEPT PER SHARE DATA
FOR THE YEARS ENDED DECEMBER 31,

Statement of Operations Data: (1)

Revenues

Costs and expenses:

Cost of revenues

Selling, general and

2 0 0 3

2 0 0 2

2 0 0 1

2 0 0 0

1 9 9 9

$145,454

$ 133,897

$ 1 18,81 6

$ 93,933

$ 71,416

88,621

85,915

78,797

59,658

37,027

administrative expenses

Amortization of acquisition intangibles(2)

Operating income (loss)

Realized gain on sale of investment

in H.T.E., Inc.

Other income (expense), net

Income (loss) from continuing operations

before income taxes

Income tax provision (benefit)

38,390

2,931 

15,512

23,233

339

39,084

13,106

33,914

3,329 

10,739

—

(698)

10,041

3,869 

30,830

6,898

2, 29 1

—

(479)

1,812

1,540 

32,805

6,903

(5,433)

—

29,404

4,966

19

—

(4,884) 

(1,797)

(10,317)

(2,810) 

(1,778)

188

Income (loss) from continuing operations

$ 25,978

$

6,172

$

272

$ (7,507)

$

(1,966)

Income (loss) from continuing operations

per diluted share

$

0.58

$

0.12

$

0.01

$

(0.17)

$

(0.05)

Weighted average diluted shares

45,035

49,493 

47,984

45,380

39,105

Other Data:

EBITDA(3)

Statement of Cash Flows Data:

Cash flows provided (used) by operating 

$ 48,104

$ 18,557

$ 13,203

$ 4,253

$

6,130

activities

$ 22,535

$ 19,845

$ 12,744

$ (7,126)

$

715

Cash flows (used) provided by investing 

activities

(590)

(7,974)

(9,706)

65,401

(24,743)

Cash flows (used) provided by financing 

activities

(25,421)

(3,398)

(5,984)

(52,022)

24,955  

AS OF DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1

2 0 0 0

1 9 9 9

Balance Sheet Data:  (1)

Total assets

Long-term obligations, less

current portion

Shareholders’ equity

$ 182,252

$169,845

$146,975

$ 150,7 12

$ 243,260

—

117,907

2,550

1 18,656

2,9 10

100,884

7,747

96,122

61,530

138,904 

(1) For the years 1999 through 2003, results of operations include the results of the continuing companies, from the 

respective dates we acquired the companies.  Selected financial data for 1999 and 2000 has been restated to reflect 

discontinuation of the information and property records services segment in 2000. See Note 3 in the Notes to the

Consolidated Financial Statements.

1 6

(2) Effective January 1, 2002, we adopted the provisions of Statement of Financial Accounting Standards No. 142 “Goodwill

and Other Intangible Assets”.  Under the new standard, goodwill and intangible assets with indefinite useful lives are 

no longer amortized but instead tested for impairment at least annually.  In accordance with the new standard, results of

operations for years prior to 2002 are reported under the previous accounting standards for goodwill and intangible

assets.  Amortization expense net of income taxes, related to goodwill (including assembled workforce subsumed into

goodwill) no longer expensed under the new standard was $2,960 in 2001, $2,934 in 2000 and $2,199 in 1999.

(3) EBITDA consists of income from continuing operations before interest, income taxes, depreciation and amortization.

Although EBITDA is not calculated in accordance with accounting principles generally accepted in the United States

(“GAAP”), we believe that EBITDA is widely used as a measure of operating performance.  Nevertheless, the measure

should not be considered in isolation or as a substitute for operating income, cash flows from operating activities, or any

other measure for determining operating performance or liquidity that is calculated in accordance with GAAP.  EBITDA 

is not necessarily an indication of amounts that may be available for us to reinvest or for any other discretionary uses

and does not take into account our debt service requirements and other commitments.  In addition, since all companies

do not calculate EBITDA in the same manner, this measure may not be comparable to similarly titled measures reported

by other companies.  The following reconciles EBITDA to income (loss) from continuing operations for the periods pre-

sented:

FOR THE YEARS ENDED DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1

2 0 0 0

1 9 9 9

Income (loss) from continuing operations

$ 25,978

$ 6,172

$

272

$ (7,507)

$ (1,966)

Amortization of acquisition intangibles

2,931

3,329

6,898 

6,903 

4,966

Depreciation and amortization (included in 

cost of revenues and selling, general and 

administrative expenses)

6,465

5,193

4,01 4

2,783

1,145

Interest (income) expense, net (included in 

other income (expense), net)

Income tax provision (benefit)

(376)

13,106

(6)

3,869

479

1,540

4,884

(2,810)

1,797

188

EBITDA  (2003 includes $23,233 gross realized

gain on sale of investment in H.T.E., Inc.)

$ 48,104

$ 18,557

$ 13,203

$ 4,253

$

6,130

Stock Market Information

Tyler common stock is traded on the New York Stock Exchange under the symbol “TYL”. At December 31, 2003, we had

approximately 2,500 stockholders of record. A number of our stockholders hold their shares in street name; therefore, there

are substantially more than 2,500 beneficial owners of our common stock. The following table lists for the calendar periods

indicated the high and low sales price per share of our common stock as reported on the New York Stock Exchange:

First quarter

Second quarter

Third quarter

Fourth quarter

2 0 0 3

2 0 0 2

H I G H

$ 4.40

$ 4.79

$ 7.45

$ 1 0.1 5

L O W

$ 3.36

$ 3.46

$ 4.30

$ 7.04

H I G H

$ 5.95

$ 6.01

$ 5.25

$ 4.85

L O W

$ 3.7 5

$ 3.85

$ 3.05

$ 3.80

We did not pay cash dividends in 2003 or 2002. Our bank credit agreement contains restrictions on the payment of cash

dividends. Also, we intend to retain earnings for use in the operation and expansion of our business, and, therefore, we do

not anticipate declaring a cash dividend in the foreseeable future.

1 7

M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S   O F   F I N A N C I A L   C O N D I T I O N   A N D   R E S U L T S   O F   O P E R A T I O N S

Forward-looking Statements

In addition to historical information, this Annual Report contains forward-looking statements. The forward-looking 

statements are made in reliance upon safe harbor provisions of the Private Securities Litigation Reform Act of 1995. 

The forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ 

materially from those reflected in the forward-looking statements. Readers are cautioned not to place undue reliance 

on these forward-looking statements, which reflect management’s opinions only as of the date hereof. We undertake no 

obligation to revise or publicly release the results of any revision to these forward-looking statements. Readers should 

carefully review the risk factors described in our Form 10-K and other documents we file from time to time with the SEC.

When used in this Annual Report, the words “believes,” “plans,” “estimates,” “expects,” “anticipates,” “intends,” “continue,”

“may,” “will,” “should,” “projects,” “forecasts,” “might,” “could” or the negative of such terms and similar expressions are

intended to identify forward-looking statements.

Overview

We provide integrated software systems and related services for local governments. We develop and market a broad line 

of software products and services to address the information technology (“IT”) needs of cities, counties, schools and other

local government entities. In addition, we provide professional IT services to our customers, including software and hardware

installation, data conversion, training and for certain customers, product modifications, along with continuing maintenance

and support for customers using our systems. We also provide property appraisal outsourcing services for taxing jurisdictions.

Our products are generally grouped into four major areas:

•

•

financial and city solutions;

justice and courts;

• property appraisal and tax; and

• document management.

We monitor and analyze several key performance indicators in order to manage our business and evaluate our financial and

operating performance. These indicators include:

Revenues. We derive our revenues from four primary sources:  software licenses; software services; appraisal services; 

and maintenance and support. Because we sell primarily “off-the-shelf” software, increased sales of software products result

in incrementally higher gross margins. Thus, the most significant driver to our business is the number and size of our soft-

ware license business. In addition, new software license sales generally generate future maintenance and support revenues, 

which we view as a recurring revenue source. We also monitor our customer base and churn since our maintenance and 

support should increase due to our historically low customer turnover. 

Cost of Revenues and Gross Margins. Our primary cost component is personnel expenses. We try to improve gross margins

by controlling headcount and related costs and to expand our revenue base, especially those products and services that 

produce incremental revenue with minimal incremental cost, such as software licenses and maintenance and support. Our

appraisal projects are seasonal in nature, and we often employ appraisal personnel on a short-term basis to coincide with

the life of a project. 

1 8

Selling, General and Administrative (“SG&A”) Expenses. The primary components of SG&A are administrative and sales

personnel salaries and commissions, marketing expense, research and development costs, rent and professional fees. Sales

commissions will generally fluctuate with revenues but other administrative expenses tend to grow at a slower rate than 

revenues. Research and development costs will fluctuate from year-to-year depending on product development activity.

Liquidity and Cash Flows. The primary driver of our cash flows is net income. In addition, 2003 cash flow was positively

impacted when we sold our investment in H.T.E. Inc., and received $39.3 million in cash proceeds. Uses of non-operating cash

include capital investments in software development and property and equipment and the discretionary purchases of treasury

stock. In 2003, we purchased 6.0 million shares of our common stock at our aggregate cash purchase price of $24.1 million.

Our working capital needs are fairly stable throughout the year with the significant components of cash outflows being pay-

ment of personnel expenses offset by cash inflows representing collection of accounts receivable and cash receipts from

customers in advance of revenue being earned.

Balance Sheet. Cash, accounts receivable and days sales outstanding and deferred revenue balances are important indicators

of our business.

When considering acquisition opportunities, we generally focus on companies with strong management teams and employee

bases and excellent customer relationships. In December 2003 we acquired Eden Systems, Inc. (“Eden”), a provider of financial,

personnel and citizen services systems for local governments. Eden had 2003 revenues of approximately $11.8 million. In

December 2003, we also acquired certain assets of a business that provides forms software to users of some of our software

products.  Prior to these acquisitions, our most recent acquisition was completed in November 1999.

Critical Accounting Policies and Estimates

Our discussion and analysis of financial condition and results of operations is based upon our consolidated financial 

statements, which have been prepared in accordance with accounting principles generally accepted in the United States

(“GAAP”). The preparation of these financial statements requires us to make estimates and judgments that affect the

reported amounts of assets and liabilities at the date of the financial statements, the reported amounts of revenues and

expenses during the reporting period, and related disclosure of contingent assets and liabilities. The Notes to the

Consolidated Financial Statements included as part of this Annual Report describe our significant accounting policies used 

in the preparation of the consolidated financial statements. On an on-going basis, we evaluate our estimates, including, 

but not limited to, those related to intangible assets, bad debts and our service contracts. We base our estimates on historical

experience and on various other assumptions that we believe to be reasonable under the circumstances, the results of 

which form the basis for making judgments about the carrying values of assets and liabilities that are not readily apparent

from other sources. Actual results may differ from these estimates under different assumptions or conditions. 

We believe the following critical accounting policies affect significant judgments and estimates used in the preparation of

our consolidated financial statements.

Revenue Recognition. We recognize revenues in accordance with the provisions of the American Institute of Certified

Public Accountants Statement of Position (“SOP”) 97-2, “Software Revenue Recognition,” as amended by SOP 98-4 and SOP

98-9, as well as Technical Practice Aids issued from time to time by the American Institute of Certified Public Accountants,

and in accordance with the SEC Staff Accounting Bulletin No. 104 “Revenue Recognition.”  Our revenues are derived from

software licenses, appraisal services, postcontract customer support/maintenance and services that typically range from

installation, training and basic consulting to software modification and customization to meet specific customer needs. For mul-

tiple element software arrangements, which do not entail the performance of services that are considered essential to the

1 9

M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S   O F   F I N A N C I A L   C O N D I T I O N   A N D   R E S U L T S   O F   O P E R A T I O N S   ( C O N T I N U E D )

functionality of the software, we generally record revenue when the delivered products or performed services result in a

legally enforceable claim. We maintain allowances for doubtful accounts, sales adjustments and estimated cost of product

warranties, which are provided at the time the revenue is recognized. Since most of our customers are governmental 

entities, we rarely incur a loss resulting from the inability of a customer to make required payments. Occasionally, customers

may become dissatisfied with the functionality of the software products and/or the quality of the services and request a

reduction of the total contract price or similar concession. While we engage in extensive product and service quality 

assurance programs and processes, our allowances for these contract price reductions may need to be revised in the

future. In connection with our customer contracts and the adequacy of related allowances and measures of progress

towards contract completion, our project managers are charged with the responsibility to continually review the status of

each customer on a specific contract basis. Also, management at our corporate offices as well as at our operating 

companies review on at least a quarterly basis, significant past due accounts receivable and the adequacy of related

reserves.  Events or changes in circumstances that indicate that the carrying amount for the allowances for doubtful

accounts, sales adjustments and estimated cost of product warranties may require revision, include, but are not limited to,

deterioration of a customer’s financial condition, failure to manage our customer’s expectations regarding the scope of 

the services to be delivered, and defects or errors in new versions or enhancements of our software products.

For those minimal number of our software arrangements that include customization of the software, which is considered

essential to its functionality, and for substantially all of our real estate appraisal outsourcing projects, we recognize revenue

and profit as the work progresses using the percentage-of-completion method and the proportionate performance method

of revenue recognition. These methods rely on estimates of total expected contract revenue, billings and collections and

expected contract costs, as well as measures of progress toward completion. We believe reasonably dependable estimates 

of revenue and costs and progress applicable to various stages of a contract can be made. At times, we perform additional

and/or non-contractual services for little to no incremental fee, to satisfy customer expectations. If changes occur in delivery,

productivity or other factors used in developing our estimates of expected costs or revenues, we revise our cost and revenue

estimates, and any revisions are charged to income in the period in which the facts that give rise to that revision first

become known. 

Intangible Assets and Goodwill. Our business acquisitions typically result in the creation of goodwill and other intangible

asset balances, and these balances affect the amount and timing of future period amortization expense, as well as expense

we could possibly incur as a result of an impairment charge. The cost of acquired companies is allocated to identifiable 

tangible and intangible assets based on estimated fair value, with the excess allocated to goodwill. Accordingly, we have a

significant balance of acquisition date intangible assets, including software, customer base, trade name and goodwill. In 

addition, we capitalize software development costs incurred subsequent to the establishment of technological feasibility on 

a specific software project. Certain of these intangible assets are amortized over their estimated useful lives. All intangible

assets with definite and indefinite lives are reviewed for impairment annually or whenever events or changes in circumstances

indicate that the carrying amount of an asset may not be recoverable. Recoverability of goodwill is generally measured by 

a comparison of the carrying amount of an asset to its fair value, generally determined by estimated future net cash flows

expected to be generated by the asset. Recoverability of other intangible assets is generally measured by comparison of 

the carrying amount to estimated undiscounted future cash flows. The assessment of recoverability or of the estimated useful

life for amortization purposes will be affected if the timing or the amount of estimated future operating cash flows is not

achieved. Events or changes in circumstances that indicate the carrying amount may not be recoverable include, but are 

not limited to, a significant decrease in the market value of the business or asset acquired, a significant adverse change 

in the extent or manner in which the business or asset acquired is used, or a significant adverse change in the business 

climate. In addition, products, capabilities, or technologies developed by others may render our software products obsolete 

or non-competitive.

20

Analysis of Results of Operations and Other

The following discussion compares the historical results of operations on a basis consistent with GAAP for the years ended

December 31, 2003, 2002 and 2001. These results include the results of operations of our acquisition of Eden from the date

of its acquisition on December 2, 2003. See Note 2 in the Notes to the Consolidated Financial Statements.

2003 Compared to 2002

Revenues

The following table sets forth, for the periods indicated, a year-over-year comparison of the key components of our revenues:

($ IN THOUSANDS)

Software licenses

Software services

Maintenance 

Appraisal services 

Hardware and other 

Total revenues

2 0 0 3

%   O F  
T O T A L

2 0 0 2

%   O F  
T O T A L

2 0 0 3   V S .   2 0 0 2
%
$

$ 25,91 4

18 %

$ 24,278

18 %

$

1,636 

7 %

37,128

47,157

30,01 1

5,244

25

32

21

4

25,703

40,667

37,31 9

5,930

19

30

28

5

11,425

6,490

(7,308)

(686)

44

16

(20)

(12)

$ 145,454

100 %

$ 133,897

100 %

$

11,557

9 % 

Software licenses. Software license revenues for 2003 benefited from the successful first phase installation of our new

Odyssey Case Management system (“Odyssey Courts”) in the State of Minnesota and Lee County, Florida. Software license

revenues from these two contracts totaled $3.4 million for the year ended December 31, 2003 compared to none in the 

prior year. In addition, we increased sales of our financial and city solutions proprietary software products by approximately

$200,000 primarily by increasing sales and implementation staff and releasing a new version of one of our county tax 

products for our customers in the Midwest. Our financial and city solutions software products automate accounting systems

for cities, counties, school districts, public utilities and not-for-profit organizations. However, sales of third-party software

licenses relating to our financial and city solutions products declined by approximately $700,000 due to the sales of a one-time

upgrade of the graphical user interface on some of our proprietary products in 2002 and decreased emphasis on sale of

third-party licenses in 2003. In late 2003, we opened a new financial and city solutions sales office in California in an effort

to further penetrate the West Coast market.

We also experienced a decline in our property appraisal and tax software license revenues of approximately $750,000. 

Most of this decline related to one large property appraisal and tax software installation in the third quarter of 2002. Our

property appraisal and tax software license volume varies from period to period depending on the special needs and timing

of our customers. Local government taxing entities normally reappraise real properties from time to time to update values

for tax assessment purposes and to maintain equity in the taxing process. While some of these taxing jurisdictions contract

with our property appraisal and tax division to perform these reappraisals, it is not always necessary for the customer to

purchase new software in order to process the appraisals. In some cases, a customer may simply add smaller appraisal soft-

ware modules to enhance the functionality of its existing software. 

2 1

M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S   O F   F I N A N C I A L   C O N D I T I O N   A N D   R E S U L T S   O F   O P E R A T I O N S   ( C O N T I N U E D )

Software services. Higher software services revenues were attributable to the following factors:

• Services related to implementation of Odyssey Courts. Our new courts and justice product accounted for approximately

13% of the software services increase. The following table contains a summary of revenue recognized from our Odyssey

Courts contracts:

($ IN THOUSANDS)

Odyssey Courts

Y E A R   E N D E D   D E C E M B E R   3 1 ,
2 0 0 2
2 0 0 3

T O T A L
S O F T W A R E
S E R V I C E S  
P E R   C O N T R A C T S

S O F T W A R E
S E R V I C E S  
R E V E N U E S
R E C O G N I Z E D
T O   D A T E

$ 3,400

$ 1,900

$ 7,400

$ 5,300 

The $7.4 million total contract amounts for Odyssey Courts include approximately  $1.1 million of software services that

are at the option of the customer, which we expect to be exercised. 

• Software services related to the increase in software license contracts signed in late 2002 and in the first half of 2003.

Typically, contracts for software license include services such as installation of the software, converting the customers’

data to be compatible with the software and training customer personnel to use the software. Increased training staff has

also allowed for faster implementation of our backlog. Services related to property appraisal and tax software and financial

and city solutions software each contributed approximately $4.7 million and $3.5 million respectively, of the increase in

2003 over 2002. 

Maintenance. We provide maintenance and support services for our software products and third party software. The mainte-

nance revenue increase was due to growth in our installed customer base and slightly higher rates on certain product lines. 

Appraisal services. The decrease is related to the completion and progression of several major appraisal contracts. During

2003, we signed a new six-year contract to provide Nassau County, New York Board of Assessors (“Nassau County

Extension”) with updated property assessments and additional property appraisal and tax software. The following table con-

tains the appraisal services revenues for significant contracts for the periods presented:

($ IN THOUSANDS)

Nassau County, New York 

Board of Assessors

Lake County, Indiana

Indiana Revaluations

Nassau County Extension

Franklin County, Ohio

A P P R A I S A L   R E V E N U E
R E C O R D E D
Y E A R   E N D E D   D E C E M B E R   3 1 ,

2 0 0 3

2 0 0 2

T O T A L
A P P R A I S A L
R E V E N U E S
P E R   C O N T R A C T

A P P R A I S A L
R E V E N U E S    
R E C O G N I Z E D
T O   D A T E

A N T I C I P A T E D
C O N T R A C T
C O M P L E T I O N  
D A T E

$

300

$ 12,1 00

$ 29,500

$ 29,500

First quarter 2003

6,300

1,000

5,300

2,700

8,200

4,900

-

-

15,300

10,700

25,300

9,100

15,300

10,500

5,300

2,700

Third quarter 2003 

Estimated mid-2004

Estimated fiscal 2009

Estimated mid-2005 

22

Cost of Revenues and Gross Margins

The following table sets forth, for the periods indicated, a year-over-year comparison of the key components of our cost of

revenues and gross margins, and those components stated as a percentage of related revenues:

($ IN THOUSANDS)

Software licenses

Software services and maintenance

Appraisal services

Hardware and other 

Total cost of revenues

%   O F
R E L A T E D  
R E V E N U E S

2 0 0 3

%   O F  
R E L A T E D  
R E V E N U E S

2 0 0 2

2 0 0 3   V S .   2 0 0 2
%
$

$

6,610

26 %

$

5,482

23 %

$

1,128

21 %

56,892

21,275

3,844

67

71

73

50,175

25,512

4,746

76

68

80 

6,717

(4,237)

(902)

13

(17)

(19)

$ 88,621

61 %

$ 85,915

64 %

$

2,706

3 % 

Overall gross margin

39 %

36 %

Cost of software license revenues. In September 2003, we began amortizing the software development costs of our

Odyssey Courts product, as it was complete and ready for general release to the public. Once a product is released, we begin

to expense the costs associated with its development over the estimated useful life of the product. Amortization expense 

is determined on a product-by-product basis at an annual rate not less than straight-line basis over the product’s estimated

life. Development costs consist mainly of personnel costs, such as salary and benefits paid to our developers, rent for 

related office space and capitalized interest costs. The amortization for Odyssey Courts is calculated using the straight-line

method of amortization over an estimated five-year useful life. In 2003, we recorded amortization expense of approximately

$559,000 related to Odyssey Courts for the period September 1, 2003 (general release date) through December 31, 2003. 

In addition, during 2002, we had several smaller products in the development stage released in late 2002 and early 2003

that contributed to the increase in amortization expense. 

Cost of software services and maintenance revenues. Cost of software services and maintenance primarily consists of

expenses, such as personnel costs related to installation of our software licenses, conversion of customer data, training 

customer personnel and support activities. The increase in costs is consistent with higher software services and maintenance

revenues for the same periods, although software services and maintenance revenues grew at a more rapid rate than the

cost of those revenues, which is reflective of more efficient utilization of our support and maintenance staff and economies

of scale. 

Cost of appraisal services revenues. The decrease in the cost of appraisal services revenues is consistent with the decrease

in appraisal services revenues. We often hire temporary employees to assist in appraisal projects whose term of employment

generally ends with the projects’ completion.  However, key appraisal personnel and management were retained in anticipation

of new appraisal contracts, which contributed to a 3% decline in appraisal gross margins compared to 2002.

Gross margin. Our overall gross margin improved over the prior year due to higher software services and maintenance 

revenues without a corresponding increase in related personnel costs reflecting a more efficient utilization of our support

and maintenance staff and economies of scale. Improvements in software services and maintenance gross margin were

slightly offset by declines in software license gross margin due to amortization of new product releases and declines in the

appraisal services gross margin.

23

M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S   O F   F I N A N C I A L   C O N D I T I O N   A N D   R E S U L T S   O F   O P E R A T I O N S   ( C O N T I N U E D )

Selling, General and Administrative Expenses 

The following table sets forth, for the periods indicated, a year-over-year comparison of our selling, general and administra-

tive expenses:

($ IN THOUSANDS)

Selling, general and 

2 0 0 3

%   O F  
R E V E N U E S

2 0 0 2

%   O F  
R E V E N U E S

2 0 0 3   V S .   2 0 0 2
%
$

administrative expenses

$ 38,390

26 %

$ 33,914

25 %

$ 4,476

13 % 

The increase in selling, general and administrative expenses in 2003 compared to 2002 is a result of the following factors:

•

Increased bonus expense for key management personnel as a result of our improved operating performance;  

• Higher commission expense that resulted from increased revenues;

• Annual salary adjustments and increased headcount;

•

Increased advertising and marketing expenses, primarily related to new products and services; and

• Higher research and development costs. 

Amortization of Acquisition Intangibles

The following table sets forth, for the periods indicated, a year-over-year comparison of amortization of acquisition intangibles:

($ IN THOUSANDS)

2 0 0 3

2 0 0 2

2 0 0 3   V S .   2 0 0 2
%
$

Amortization of acquisition intangibles

$ 2,931

$ 3,329

$ (398)

(12) %

The decrease in amortization from 2002 is related to certain of our acquisition intangibles becoming fully amortized during

2003. Acquisition intangibles are composed of the excess of the purchase price over the fair value of net tangible assets

acquired that is allocated to acquired and amortizable software, customer base and trade name with the remainder allocated

to goodwill that is not subject to amortization. The estimated useful lives of acquired software, customer base and trade

name are 3 to 5 years, 20 to 25 years and 5 to 25 years, respectively. Estimated annual amortization expense relating to

acquisition intangibles for the next five years is as follows (in thousands):

2004

2005

2006

2007

2008

$ 2,7 1 4

2,060

2,060

2,008

1,982

Realized Gain on Sale of Investment in H.T.E., Inc.

On March 25, 2003, we received cash proceeds of $39.3 million in connection with a transaction to sell all of our 5.6 million

shares of H.T.E., Inc. (“HTE”) common stock to SunGard Data Systems Inc. for $7.00 cash per share. Our original cost 

basis in the HTE shares was $15.8 million. After transaction and other costs, we recorded a gross realized gain of $23.2 million

($16.2 million or $0.36 per diluted share after income taxes of $7.0 million for the year ended December 31, 2003). See 

Note 6 in the Notes to the Consolidated Financial Statements.

24

Other Income (Expense), Net

The following table sets forth, for the periods indicated, a year-over-year comparison of the key components of other

income (expense), net:

($ IN THOUSANDS)

2 0 0 3

2 0 0 2

2 0 0 3   V S .   2 0 0 2
%
$

Legal fees associated with investment in HTE

$

–

$ (704)

$ 704 

(100)%

Interest income

Interest expense 

Realized net loss on sales of short-term

investments available-for-sale 

Minority interest

633

(257)

(39)

2

193

(187)

–   

–

440

(70)

(39)

2

228

37

100

100

$ 339

$ (698)

During the year ended December 31, 2002, we incurred approximately $704,000 of legal and other costs associated with

legal matters concerning various tort claims HTE alleged against us and HTE’s attempted redemption of our 5.6 million

shares for $1.30 per share. In September 2002, HTE released us from all tort claims and a court declared HTE’s reported

redemption of our shares was invalid. In March 2003, we sold for cash our entire investment in HTE for $7.00 per share.

The increase in interest income is related to higher invested cash balances, including $39.3 million in cash received upon 

the sale of our investment in HTE in late March 2003, proceeds from the exercise of stock options, as well as cash generated

from operations. The cash received from the sale of HTE was offset by payments totaling $24.1 million for repurchase of a

total of approximately 6.0 million shares of our common stock in a modified Dutch Auction tender offer in May 2003 and on

the open market throughout 2003. In addition, we made a cash payment of approximately $12.1 million, net of cash acquired,

for two acquisitions made in December 2003, the most significant of which is Eden.

The increase in interest expense is related to letter of credit fees.  Our bank has issued outstanding letters of credit as of

December 31, 2003, totaling $7.5 million under our credit agreement to secure surety bonds, which are required by some 

of our customer contracts. During November 2003, we purchased a certificate of deposit in the amount of $7.5 million to

collateralize the outstanding letters of credit. Interest expense is net of capitalized interest costs related to capitalized soft-

ware development costs of $63,000 and $269,000 for the years ended December 31, 2003 and 2002, respectively.

Income Tax Provision

The following table sets forth, for the periods indicated, a year-over-year comparison of our income tax provision:

($ IN THOUSANDS)

Income tax provision

2 0 0 3

2 0 0 2

2 0 0 3   V S .   2 0 0 2
%
$

$13,106

$ 3,869

$ 9,237

239 %

Effective income tax rate

34 %

39%

The 2003 income tax provision includes income tax expense of approximately $7.0 million relating to the realized gain 

from the sale of our investment in HTE (after reduction in valuation allowance related to the utilization of a capital loss 

carryforward amounting to $1.1 million on a tax-effected basis). For the year ended December 31, 2003, we had an effective

income tax rate of 38% (excluding the effect of the HTE gain). The effective income tax rates for 2003 compared to 2002

25

M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S   O F   F I N A N C I A L   C O N D I T I O N   A N D   R E S U L T S   O F   O P E R A T I O N S   ( C O N T I N U E D )

were different from the statutory United States federal income tax rate of 35% primarily due to the utilization of the capital

loss carryforward in 2003, state income taxes and non-deductible meals and entertainment costs. 

Discontinued Operations

One of our non-operating subsidiaries was involved in various claims for work-related injuries and physical conditions relating

to a formerly-owned subsidiary that we sold in 1995. On December 23, 2003, we paid $1.48 million to the Swan Asbestos 

and Silica Trust in full and final release from all liability for claims associated with the once-owned foundry (“Swan Matter”).

As a result of the release any claimant is barred from asserting any such claim, either now or in the future against Tyler 

or its affected affiliates. See Note 16 in the Notes to the Consolidated Financial Statements. During the year ended December

31, 2003, the gain on disposal of discontinued operations of $424,000 primarily resulted because we fully settled the Swan

Matter at an amount less than initially recorded and certain aspects of the settlement were conducted in a beneficial tax manner.

Accordingly, we recognized for the first time certain tax benefits associated with payments on behalf of the Swan Matter.

Net Income

The following table sets forth, for the periods indicated, a year-over-year comparison of our net income, earnings per diluted

share, income from continuing operations per diluted share and diluted weighted average shares outstanding:

($ IN THOUSANDS, EXCEPT PER SHARE DATA)

2 0 0 3

2 0 0 2

2 0 0 3   V S .   2 0 0 2
%
$

Net income

Earnings per diluted share 

Income from continuing operations per diluted share 

$26,402

$ 7,989

$ 18,413

230 %

0.59

0.58 

0.16

0.12

Diluted weighted average shares outstanding 

45,035

49,493 

(4,458)

(9)%

Net income for the year ended December 31, 2003 included a $16.2 million realized gain after income taxes relating to the 

sale of our investment in HTE, which has a diluted earnings per share effect of $0.36 per share. During 2003, we repurchased

approximately 6.0 million shares of our common stock through our modified Dutch Auction tender offer and purchases 

on the open market. Had we not executed those repurchases, our net income per share including the gain on the sale of our

investment in HTE, for the year ended December 31, 2003 would have been reduced by $0.07 per diluted share.

2002 Compared to 2001

Revenues

The following table sets forth, for the periods indicated, a year-over-year comparison of the key components of our revenues:

($ IN THOUSANDS)

Software licenses

Software services

Maintenance 

Appraisal services 

Hardware and other 

Total revenues

2 0 0 2

%   O F  
T O T A L

2 0 0 1

%   O F  
T O T A L

2 0 0 2   V S .   2 0 0 1
%
$

$ 24,278

18 %

$ 19,49 1

16 %

$

4,787

25 %

25,703

40,667

37,3 1 9

5,930

19 

30 

28 

5 

21,538 

36,587 

34,727

6,473

18 

31 

29 

6 

4,1 65

4,080

2,592

(543)

19

11

7

(8)

$ 133,897

100 %

$ 1 18,81 6

100 %

$ 15,081

13 % 

26

Software licenses. During 2002, we recognized approximately $2.4 million in license revenues from four customers for

property appraisal and tax appraisal software, while we recorded minimal license revenues from appraisal software in 2001.

The remainder of the increase in software license revenues was related to expansion of our financial and city solutions 

software products into the Midwest and the western United States, and was aided by the release of several new financial and

city solutions products and enhancements. 

Software services. The increase in software services is primarily related to higher software license sales. In addition, software

services revenues for 2002 included approximately $1.9 million for services performed under an $11.0 million contract signed

with the State of Minnesota in July 2002 to install our new Odyssey Court Case Management system. The Minnesota contract

includes both software license and software services but no license revenues were recognized under the contract in 2002. 

Maintenance. The maintenance revenue increase was due to growth in our installed customer base and slightly higher

rates. During 2001, we received and recorded as revenue a one-time settlement of approximately $650,000 from a third 

party provider of maintenance services relating to past services. Excluding this settlement, maintenance revenue increased

approximately 13% for the year ended December 31, 2002 compared to the prior year.

Appraisal services. The increase in appraisal services revenues compared to the prior year was primarily related to our 

contract with Lake County, Indiana to provide professional services and technology to reassess real property, which was 

first awarded in December 2001. During 2002, appraisal services revenue also included $12.1 million of appraisal revenue

related to our contract with the Nassau County, New York Board of Assessors (“Nassau County”), which was comparable to

the amount recognized in 2001. Substantially all of the work related to Nassau County contract had been completed as of

December 31, 2002.

Cost of Revenues and Gross Margins

The following table sets forth, for the periods indicated, a year-over-year comparison of the key components of our cost of

revenues and gross margins, and those components stated as a percentage of related revenues:

($ IN THOUSANDS)

Software licenses

Software services and maintenance

Appraisal services

Hardware and other

Total cost of revenues

%   O F  
R E L A T E D  
R E V E N U E S

2 0 0 2

%   O F  
R E L A T E D  
R E V E N U E S

2 0 0 1

2 0 0 2   V S .   2 0 0 1
%
$

$

5,482

23 %

$

4,130

21 %

$

50,175

25,512

4,746

76

68

80

46,024

23,894

4,749

79

69

73

1,352

4,1 5 1

1,618

(3)

$ 85,9 1 5

64 %

$ 78,797

66 %

$

7,1 1 8

33 %

9

7

(0)

9 %

Overall gross margin

36%

34%

Cost of software license revenues. The increase in cost of software licenses is primarily due to higher amortization

expense of software development costs. In 2001, we had several products in the development stage, which were released

beginning in the third quarter of 2001 and we began to expense the related development costs at that time.

Cost of software service and maintenance revenues. The increase in cost of software services and maintenance revenues

is consistent with the higher software services and maintenance revenues for the same period, although software services

and maintenance revenues grew at a higher rate than the cost of those revenues, which is reflective of more efficient utilization

of our support and maintenance staff and economies of scale. 

27

M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S   O F   F I N A N C I A L   C O N D I T I O N   A N D   R E S U L T S   O F   O P E R A T I O N S   ( C O N T I N U E D )

Cost of appraisal services revenues. The increase in cost of appraisal services revenues is consistent with the increase in

appraisal services revenues, which also rose 7% compared to the prior year. 

Gross margin. Our 2002 gross margin benefited from a product mix that included more software license revenues and 

higher maintenance revenues than the prior year. Software license revenues have lower associated costs than other revenues

such as software and appraisal services, third party software and hardware. In addition, utilization of our personnel that 

provide services and support has improved, which has increased our overall gross profit. The increase in our gross profit was

offset slightly by higher software development amortization during 2002.

Selling, General and Administrative Expenses 

The following table sets forth, for the periods indicated, a year-over-year comparison of selling, general and 

administrative expenses:

($ IN THOUSANDS)

2 0 0 2

%   O F  
R E V E N U E S

2 0 0 1

%   O F  
R E V E N U E S

2 0 0 2   V S .   2 0 0 1
%
$

Selling, general and administrative expenses

$ 33,914 

25 %

$ 30,830

26 %

$

3,084

10 %

The increase in selling, general and administrative expenses was related primarily to higher costs with respect to sales 

commissions, and increases in health and other insurance expenses.

Amortization of Acquisition Intangibles 

The following table sets forth, for the periods indicated, a year-over-year comparison of amortization of acquisition intangibles:

($ IN THOUSANDS)

2 0 0 2

2 0 0 1

2 0 0 2   V S .   2 0 0 1
%
$

Amortization of acquisition intangibles

$ 3,329

$ 6,898

$(3,569)

(52) %

Our amortization of acquisition intangibles for the year ended December 31, 2001 included $3.6 million for amortization of

goodwill and workforce costs. Effective January 1, 2002, we adopted Statement of Financial Accounting Standards (“SFAS”)

No. 142, “Goodwill and Other Intangible Assets.”  As a result of adopting SFAS No. 142, we ceased amortizing goodwill and

workforce after December 31, 2001. The remaining amortization consisted of those costs allocated to our customer base and

acquisition date software. 

Other Income (Expense), Net

The following table sets forth, for the periods indicated, a year-over-year comparison of the key components of other

income (expense), net:

($ IN THOUSANDS)

2 0 0 2

2 0 0 1

2 0 0 2   V S .   2 0 0 1
%
$

Legal fees associated with investment in HTE

$

(704)

$

Interest income

Interest expense

193

(187)

–

151

(630)

$ (704)

100 %

42

443

28

(70)

$ (698)

$ (479)

28

Our cash balances increased significantly during 2002 due to cash generated from operations, the receipt of proceeds 

from the sale of certain discontinued businesses and the exercise of stock options. In 2002 we invested excess cash in

money market investments. Interest expense for both years includes $255,000 for an outstanding $2.5 million note payable.

In addition, during the years ended December 31, 2002 and 2001, we capitalized $269,000 and $578,000, respectively, of

interest costs related to capitalized software development costs.

During 2002, we incurred approximately $704,000 of legal and other costs associated with legal matters concerning various

tort claims HTE alleged against us and HTE’s attempted redemption of our 5.6 million shares for $1.30 per share.

Income Tax Provision 

The following table sets forth, for the periods indicated, a year-over-year comparison of our income tax provision:

($ IN THOUSANDS)

Income tax provision

2 0 0 2

2 0 0 1

2 0 0 2   V S .   2 0 0 1
%
$

$ 3,869

$ 1,540

$ 2,329

151 %

Effective income tax rate

39 %

85 %

Our effective income tax rate in 2002 and 2001 exceeded the federal statutory rate of 35% due primarily to the net effect 

of state income taxes and items that are non-deductible for federal income tax purposes, including certain non tax-deductible

goodwill amortization in periods prior to 2002.

Discontinued Operations

For the year ended December 31, 2002 we recorded a gain on disposal of discontinued operations, after income taxes, of

$1.8 million and for the year ended December 31, 2001 we recorded a loss on disposal of discontinued operations, after

income taxes, of $3,000. 

During the year ended December 31, 2002, the Internal Revenue Service issued temporary regulations that in effect allowed

us to deduct for tax purposes losses attributable to the March 1999 sale of our automotive parts subsidiary that were previ-

ously not allowed. The tax benefit of allowing the deduction of this loss amounted to approximately $970,000. In addition,

we renegotiated a note receivable and certain contingent consideration in connection with a subsidiary sold in 2001 and

received proceeds of approximately $846,000 in 2002. We initially assigned no value for accounting purposes to the note

receivable and contingent consideration when the loss on the disposal of the discontinued operation was first established in

2000 and when the note was first received in 2001. In addition, we entered into an agreement in the fourth quarter of 2002

to settle the Swan Matter for an amount that was approximately $200,000 less than the liability initially established for this

matter. The aggregate effects of these events, net of the related tax effects, and other minor adjustments to the reserve for

discontinued operations resulted in a credit to discontinued operations of $1.8 million in 2002.

29

M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S   O F   F I N A N C I A L   C O N D I T I O N   A N D   R E S U L T S   O F   O P E R A T I O N S   ( C O N T I N U E D )

Net Income

The following table sets forth, for the periods indicated, a year-over-year comparison of our net income, earnings per diluted

share, income from continuing operations per diluted share and diluted weighted average shares outstanding:

($ IN THOUSANDS, EXCEPT PER SHARE DATA)

2 0 0 2

2 0 0 1

2 0 0 2   V S .   2 0 0 1
%
$

Net income

Earnings per diluted share

Income from continuing operations per diluted share

$ 7,989

$ 269

$ 7,720

>100 %

0.16

0.12

0.01

0.01

Diluted weighted average shares outstanding

49,493

47,984

1,509

3 %

Other Accounting Pronouncements

In January 2003, the Financial Accounting Standards Board (“FASB”) issued Interpretation No. 46 (“FIN 46”), “Consolidation

of Variable Interest Entities.”  An entity is subject to the consolidation rules of FIN 46 and is referred to as a variable interest

entity (“VIE”) if the entity’s equity investors lack the characteristics of a controlling financial interest or do not have sufficient

equity at risk for the entity to finance its operations without additional subordinated financial support. FIN 46 has different

application dates depending on when the VIE was created. We do not currently have any VIEs that need to be consolidated or

disclosed. However, if we enter into any such arrangements with a VIE in the future, our financial position, results of opera-

tions and cash flows may be adversely impacted.

Financial Condition and Liquidity

As of December 31, 2003, our balance in cash and cash equivalents was $10.3 million and we had short-term investments 

of $11.7 million, compared to a cash balance of  $13.7 million at December 31, 2002. In addition, we had restricted cash of 

$7.5 million invested in a certificate of deposit at December 31, 2003. Cash and short-term investments increased primarily

due to the $39.3 million cash received in March 2003 as consideration in connection with the transaction to sell our 5.6 million

shares of HTE common stock to SunGard Data Systems Inc. At December 31, 2003, our days sales outstanding (“DSOs”)

were 88 compared to DSOs of 85 at December 31, 2002. The increase in DSOs is due primarily to increased receivables at

December 31, 2003, resulting from the inclusion of receivable balances in connection with an acquisition in December 2003

and the timing of billings. DSOs are determined based on accounts receivable divided by the quotient of annualized quarterly

revenues divided by 360 days.

On March 5, 2002, we entered into a $10.0 million revolving credit agreement with a bank, which matures January 1, 2005.

Our borrowings are limited to 80% of eligible accounts receivable and interest is charged at either the prime rate or at 

the London Interbank Offered Rate plus a margin of 3%. The credit agreement is secured by our personal property and the

common stock of our operating subsidiaries. The credit agreement is also guaranteed by our operating subsidiaries. In 

addition, the credit agreement contains covenants that require us to maintain certain financial ratios and other financial

conditions and prohibits us from making certain investments, advances, cash dividends or loans.  As of December 31, 2003, 

we were in compliance with those covenants.

As of December 31, 2003, our bank has issued outstanding letters of credit totaling $7.5 million under our credit agreement

to secure surety bonds required by some of our customer contracts. During November 2003, we purchased a certificate of

deposit in the amount of $7.5 million to collateralize the outstanding letters of credit. Our borrowing base under the credit

30

agreement is limited by the amount of eligible receivables. At December 31, 2003, we had no outstanding bank borrowings

under the credit agreement and all outstanding letters of credit were collateralized with a certificate of deposit; thus, we had

an available borrowing base of $9.8 million.

In May 2003, we completed a modified Dutch Auction tender offer whereby we purchased 5.1 million shares of our common

stock at a cash purchase price of $4.00 per share and incurred transaction costs of approximately $150,000, for a total 

cost of $20.6 million. In addition, during 2003, we repurchased in the open market 912,800 shares for an aggregate purchase

price of $3.5 million. Subsequent to December 31, 2003 and through February 20, 2004, we have repurchased another

80,600 shares for an aggregate purchase price of $784,000. As of February 20, 2004, we have a remaining authorization

from our Board of Directors to repurchase up to 1.9 million shares of our common stock.

In December 2003, we acquired 95% of the outstanding stock of Eden for approximately $14.0 million, comprised of $12.1 million

of cash (including cash acquired of $2.1 million) and $1.9 million of our common stock. Cash paid also includes a payment 

in cash of $210,000 made after December 31, 2003. In addition, in December 2003 we acquired certain assets of a company

that provides forms software to users of some of our software products for $2.4 million of cash and approximately

$500,000 of our common stock.

In August 2003, we received $127,000 to fully settle a promissory note. The promissory note was received as consideration

for the disposition of a subsidiary in May 2001 that was included in our discontinued information and property records 

services segment.

On March 28, 2003, we retired an outstanding $2.5 million, 10% promissory note payable. The note was originally due in

January 2005 and required quarterly interest payments.

We made estimated federal income tax payments in the amount of $5.0 million in June 2003 and $750,000 in December

2003. The June 2003 payment was made primarily due to the $23.2 million realized gain on the sale of our investment in HTE

common stock, and also because of the increase in our estimated taxable income for the tax year ended December 31, 2003.

During 2003, we received $1.7 million from the exercise of options to purchase 554,000 shares of our common stock under

our employee stock option plan. 

During 2003, we made capital expenditures of $8.6 million, including $6.8 million for software development costs. The other

expenditures related to computer equipment and expansions related to internal growth. Capital expenditures were funded

from cash generated from operations.

Excluding acquisitions, we anticipate that 2004 capital spending will be approximately $8.3 million, $5.7 million of which will

be related to software development. Capital spending in 2004 is expected to be funded from existing cash balances and cash

flows from operations.

As part of the plan of reorganization of Swan Transportation Company, one of our non-operating subsidiaries, we had agreed

to contribute approximately $1.5 million over the next three years to a trust that was set up as a part of the reorganization.

In the third quarter of 2003, we reached an agreement to revise the funding arrangement to fully satisfy our funding obligations

with a lump sum payment of $1.48 million in cash, which was made on December 23, 2003. See Note 16 in the Notes to the

Consolidated Financial Statements. 

3 1

M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S   O F   F I N A N C I A L   C O N D I T I O N   A N D   R E S U L T S   O F   O P E R A T I O N S   ( C O N T I N U E D )

From time to time we will engage in discussions with potential acquisition candidates. In order to pursue such opportunities,

which could require significant commitments of capital, we may be required to incur debt or to issue additional potentially

dilutive securities in the future. No assurance can be given as to our future acquisition opportunities and how such opportu-

nities will be financed. In the absence of future acquisitions of other businesses, we believe our current cash balances and

expected future cash flows from operations will be sufficient to meet our anticipated cash needs for working capital, capital

expenditures and other activities through the next twelve months. If operating cash flows are not sufficient to meet our

needs, we may borrow under our credit agreement.

We primarily lease offices, as well as transportation, computer and other equipment used in our continuing operations under

noncancelable operating lease agreements expiring at various dates through 2013. Most leases contain renewal options 

and some contain purchase options. Following are the future obligations under noncancelable leases at December 31, 2003:

2004

2005

2006

2007

2008

Thereafter

Total

F U T U R E   R E N T A L
P A Y M E N T S
U N D E R   O P E R A T I N G
L E A S E S
(IN THOUSANDS)

$ 4,407

4,0 6 1

3,454

3,289

3,1 49

8,534

$ 26,894   

It is not our usual business practice to enter into off-balance sheet arrangements. Moreover, it is not our normal policy 

to issue guarantees to third parties. As of December 31, 2003, we have no material purchase commitments, except for the

operating lease commitments listed above.

Capitalization 

At December 31, 2003, our capitalization consisted of $117.9 million of shareholders’ equity. 

Quantitative and Qualitative Disclosures About Market Risk

We are not exposed to market risk from changes in interest rates. Currently, we have funds invested in a state and municipal

bond mutual fund and a fixed income securities mutual fund. We account for these investments in accordance with SFAS 

No. 115, “Accounting for Certain Investments in Debt and Equity Securities.” These investments are treated as available-for-

sale under SFAS No. 115. The carrying value of these investments approximates fair market value. Our investments are subject

to market risk, which is the risk that our financial condition and results of operations could be adversely affected due to

movements in market rates and prices. Assuming current levels of investments, based on a hypothetical ten-percent

decrease in the market value of the aforementioned funds, the total fair value of the funds would decrease approximately

$1.2 million.

32

R E P O R T   O F   E R N S T   &   Y O U N G   L L P ,   I N D E P E N D E N T   A U D I T O R S

The Board of Directors and Shareholders

Tyler Technologies, Inc.

We have audited the accompanying consolidated balance sheets of Tyler Technologies, Inc. as of December 31, 2003 and

2002, and the related consolidated statements of operations, shareholders' equity, and cash flows for each of the three

years in the period ended December 31, 2003. These financial statements are the responsibility of the Company's management.

Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with auditing standards generally accepted in the United States. Those standards

require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free

of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures 

in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made

by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a 

reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial

position of Tyler Technologies, Inc. at December 31, 2003 and 2002, and the consolidated results of their operations and

their cash flows for each of the three years in the period ended December 31, 2003, in conformity with accounting principles

generally accepted in the United States. 

As discussed in Note 7 in the Notes to the Consolidated Financial Statements, the Company changed its method of accounting

for goodwill effective January 1, 2002.

Dallas, Texas 

February 20, 2004

33

C O N S O L I D A T E D   S T A T E M E N T S   O F   O P E R A T I O N S

IN THOUSANDS, EXCEPT PER SHARE AMOUNTS
FOR THE YEARS ENDED DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1  

Revenues:

Software licenses

Software services

Maintenance 

Appraisal services 

Hardware and other 

Total revenues 

Cost of revenues:

Software licenses 

Software services and maintenance 

Appraisal services 

Hardware and other 

Total cost of revenues 

$ 25,914

$ 24,278

$ 19,491

37,1 28

47,157

30,0 1 1

5,244

145,454

6,610

56,892

21,275

3,844

88,621

25,703

40,667

37,319

5,930

133,897

5,482

50,175

25,512

4,746

85,915 

21,538

36,587

34,727

6,473

118,816

4,130

46,024

23,894

4,749

78,797

Gross profit 

56,833

47,982 

40,019

Selling, general and administrative expenses 

Amortization of acquisition intangibles 

38,390

2,931

33,914

3,329 

30,830

6,898

Operating income 

15,512

10,739

2,291

Realized gain on sale of investment in H.T.E., Inc. 

Other income (expense), net 

Income from continuing operations before income taxes 

Income tax provision 

Income from continuing operations 

23,233

339

39,084

13,106

25,978

Gain (loss) on disposal of discontinued operations, after income taxes

424

Net income

Basic income per common share:

Continuing operations

Discontinued operations 

Net income per common share

Diluted income per common share:

Continuing operations

Discontinued operations 

Net income per common share

$ 26,402

$

$

$

$

0.61

0.01

0.62

0.58

0.01

0.59

— 

(698) 

10,041

3,869 

6,172

—  

(479)     

1,812

1,540

272 

1,817

$ 7,989

(3)

$

269

$

$

$

$

0.13

0.04

0.17

0.12

0.04

0.16

$

$

$

$

0.01

(0.00)

0.01

0.01

(0.00)

0.01

47,181

47,984

Basic weighted average common shares outstanding 

Diluted weighted average common shares outstanding 

42,547

45,035

47,136

49,493

SEE ACCOMPANYING NOTES.

34

C O N S O L I D A T E D   B A L A N C E   S H E E T S

IN THOUSANDS, EXCEPT SHARE AND PER SHARE AMOUNTS
DECEMBER 31,

Assets

Current assets:

Cash and cash equivalents

Short-term investments available-for-sale

Accounts receivable (less allowance for losses of $1,094 in 2003 

and $690 in 2002)

Prepaid expenses and other current assets

Deferred income taxes 

Total current assets 

2 0 0 3

2 0 0 2

$ 10,268

11,669

$ 13,744

—

38,4 11

4,237

1,536 

66,121

33,510

4,009

1,197

52,460

Property and equipment, net 

6,505

6,819

Other assets:

Restricted certificate of deposit 

Investment in H.T.E., Inc. 

Goodwill 

Customer base, net 

Software, net 

Trade name and other acquisition intangibles, net 

Sundry 

Liabilities and Shareholders’ Equity 

Current liabilities:

Accounts payable

Accrued liabilities 

Net current liabilities of discontinued operations 

Deferred revenue 

Income taxes payable 

Total current liabilities 

Long-term obligations, less current portion 

Deferred income taxes 

Minority interest 

Commitments and contingencies

Shareholders’ equity:

7,500

—

53,932

20,014

26,390

1,476

314

—

27,196

46,298

14,645

21,933

10

484

$ 182,252

$ 169,845

$ 2,378

14,220

—

34,020

530

51,148

— 

13,182

15

$

2,390

11,186

442

26,208

—

40,226

2,550

8,413

—      

Preferred stock, $10.00 par value; 1,000,000 shares authorized, none issued 

—

—

Common stock, $0.01 par value; 100,000,000 shares authorized; 

48,147,969 shares issued in 2003 and 2002 

Additional paid-in capital 

Accumulated deficit 

Accumulated other comprehensive income (loss), net of tax 

481

156,201

(14,552)

(32) 

Treasury stock, at cost; 6,703,763 and 1,928,636 shares in 2003 and 2002, respectively 

(24,191)

Total shareholders’ equity 

117,907

$ 182,252

4 8 1

156,898

(40,954)

7,418

(5,187)

118,656

$ 169,845

SEE ACCOMPANYING NOTES.

35

C O N S O L I D A T E D   S T A T E M E N T S   O F   S H A R E H O L D E R S ’   E Q U I T Y  

IN THOUSANDS 
FOR THE YEARS ENDED DECEMBER 31, 2003, 2002 AND 2001

C O M M O N     S T O C K

S H A R E S

A M O U N T

A D D I T I O N A L
P A I D - I N
C A P I TA L

A C C U M U L AT E D
O T H E R
C O M P R E H E N S I V E
I N C O M E   ( L O S S )

A C C U M U L AT E D
D E F I C I T

T R E A S U R Y   S T O C K

S H A R E S

A M O U N T

T O TA L
S H A R E H O L D E R S ’    
E Q U I T Y

Balance at December 31, 2000

48,043

$ 480

$ 158,776

$ (10,691) $ (49,212)

(863) 

$ (3,231) 

$ 96,122

Comprehensive income:              

Net income 

Unrealized gain on investment     

security 

Total comprehensive income

Issuance of shares pursuant                

— 

— 

to stock compensation plans 

105

Federal income tax benefit related                

to exercise of stock options 

Shares received from sale of 

discontinued business 

Adjustment in connection with                

previous acquisition 

— 

— 

— 

— 

— 

1 

— 

— 

— 

— 

— 

221

33 

— 

(1,788) 

— 

269 

6,146 

— 

— 

— 

—

— 

— 

— 

— 

—

— 

— 

3 

— 

— 

— 

8 

— 

269    

6,146

6,415

230

33    

(60) 

(128) 

(128)

—

—

(1,788)

Balance at December 31, 2001 

48,148 

481

157,242

(4,545) 

(48,943) 

(920) 

(3,351) 

100,884

Comprehensive income:

Net income 

Unrealized gain on investment

security, net of tax 

Total comprehensive income

Issuance of shares pursuant

to stock compensation plans

Treasury stock purchases

Federal income tax benefit related 

to exercise of stock options 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(542) 

— 

198

—

7,989

11,963

—

—

—

—

—

7,989

11,963

19,952

— 

— 

— 

—  

—  

—

491 

2,1 64

1,622

(1,500) 

(4,000) 

(4,000)

—

—

198

Balance at December 31, 2002 

48,148 

481

156,898

7,418

(40,954) 

(1,929) 

(5,187) 

118,656

Comprehensive income:

Net income 

Unrealized loss on investment

securities, net of tax 

Reclassification adjustment, net of

income taxes of $3,995 

Total comprehensive income        

Issuance of shares pursuant

to stock compensation plans 

Treasury stock purchases 

Stock warrant exercises 

Federal income tax benefit related

to exercise of stock options 

Shares issued for acquisitions 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

—

— 

— 

(645) 

— 

(1,584) 

292 

1,240

— 

26,402 

(32) 

(7,418) 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

26,402

(32)

(7,418)

18,952

554 

2,318 

1,673

(6,019) 

(24,104) 

(24,104)

393 

1,584

—

— 

297 

— 

1,198

292

2,438

Balance at December 31, 2003

48,148

$ 481

$ 156,201 

$

(32) $ (14,552)

(6,704)

$ (24,1 9 1 )

$ 117,907  

SEE ACCOMPANYING NOTES. 

36

C O N S O L I D A T E D   S T A T E M E N T S   O F   C A S H   F L O W S

IN THOUSANDS 
FOR THE YEARS ENDED DECEMBER 31,

Cash flows from operating activities:

Net income

Adjustments to reconcile net income to net cash 

provided by operations:

Depreciation and amortization

Realized gain on sale of investment in H.T.E., Inc.

Realized net losses on sales of investment securities

Non-cash interest and other charges

Provision for losses — accounts receivable

Deferred income tax provision

Discontinued operations - noncash charges and

2 0 0 3

2 0 0 2

2 0 0 1

$26,402

$ 7,989

$

269

9,396

(23,233)

39 

219

1,104

4,628

8,522

10,9 10

—

— 

348

727

3,384

—

—

361

1,681

1,258

changes in operating assets and liabilities

(843)

(2,458)

(2,590)

Changes in operating assets and liabilities, exclusive of

effects of acquired companies and discontinued operations:

Accounts receivable

Income tax payable

Prepaid expenses and other current assets

Accounts payable

Accrued liabilities

Deferred revenue

Net cash provided by operating activities

Cash flows from investing activities:

Proceeds from sale of investment in H.T.E., Inc.

Purchases of short-term investments

Proceeds from sales of short-term investments

Cost of acquisitions, net of cash acquired

Increase in restricted certificate of deposit

Investment in software development costs

Additions to property and equipment

Capital expenditures of discontinued operations

Proceeds from disposal of discontinued operations

and related assets

Other

Net cash used by investing activities

Cash flows from financing activities:

Net payments on revolving credit facility

Payments on notes payable

Payment of debt of discontinued operations

Purchase of treasury shares

Proceeds from exercise of stock options

Debt issuance costs

Net cash used by financing activities

Net (decrease) increase in cash and cash equivalents

Cash and cash equivalents at beginning of year

(3,549)

728

261

(238)

2,283

5,338

22,535

39,333

(27,758)

16,000

(12,109)

(7,500)

(6,761)

(1,796)

—

1 2 7

(126)

(590)

—

(2,990)

—

(24,104)

1,673

—

(25,421)

(3,476)

13,744

1,019

151

(279)

354

1,095

(1,007)

19,845

—

— 

—

— 

—

(7,210)

(2,508)

—

1,807

(63)

(7,974) 

—

(456)

(324)

(4,000)

1,622

(240)

(3,398)

8,473

5 , 2 7 1

(258)

172

(853)

(2,263)

(2,092)

6,149

12,744

—

—

—

(2,750)

—

(6,225)

(3,1 0 1 )

(1,353)

3,675

48

(9,706)

(4,750)

(354)

(992)

—

230

(1 18)

(5,984)

(2,946)

8,217

Cash and cash equivalents at end of year

$ 10,268

$ 13,744

$ 5, 27 1

SEE ACCOMPANYING NOTES.

37

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

TABLES IN THOUSANDS, EXCEPT PER SHARE DATA 
DECEMBER 31, 2003 AND 2002

(1) Summary of Significant Accounting Policies 

Description of Business

We provide integrated software systems and related services for local governments. We develop and market a broad line of

software products and services to address the information technology (“IT”) needs of cities, counties, schools and other

local government entities. In addition, we provide professional IT services to our customers, including software and hardware

installation, data conversion, training, and for certain customers, product modifications, along with continuing maintenance

and support for customers using our systems. We also provide property appraisal outsourcing services for taxing jurisdic-

tions.

Tyler’s business is subject to risks and uncertainties including dependence on information technology spending by cus-

tomers, fluctuations of quarterly results, a lengthy and variable sales cycle, dependence on key personnel, dependence on

principal products and third-party technology and rapid technological change.

Principles of Consolidation

The consolidated financial statements include our parent company and our subsidiaries, all of which are wholly-owned

except for a majority-owned entity whose interest we acquired in December 2003. All significant intercompany balances and

transactions have been eliminated in consolidation. 

Cash, Cash Equivalents, Short-term Investments and Other

Cash equivalents include items almost as liquid as cash, such as money market investments with insignificant interest rate

risk and original maturities of three months or less at the time of purchase. For purposes of the statements of cash flows,

we consider all investments with original maturities of three months or less to be cash equivalents. 

In accordance with Statement of Financial Accounting Standards (“SFAS”) No. 115, “Accounting for Certain Investments 

in Debt and Equity Securities,” we determine the appropriate classification of debt and equity securities at the time of 

purchase and re-evaluate the classification as of each balance sheet date. At December 31, 2003, we classified our short-

term investments as available-for-sale securities pursuant to SFAS No. 115. Investments which are classified as available-

for-sale are recorded at fair value as determined by quoted market price and unrealized holding gains and losses, net of the

related tax effect, if any, are not reflected in earnings but are reported as a separate component of other comprehensive

income (loss) until realized. Interest and dividends earned on these securities are reinvested in the securities. The cost basis

of securities sold is determined using the average cost method. 

Following is a summary of short-term investments at December 31, 2003:

State and municipal bond mutual fund

Fixed income securities mutual fund

C O S T

$ 5,843

5,875

$ 11,718

U N R E A L I Z E D
G A I N S

U N R E A L I Z E D
L O S S E S

E S T I M A T E D
F A I R   V A L U E

$

$

—

—

—

$

$

(6)

(43)

(49)

$ 5,837

5,832

$ 11,669

We did not have any short-term investments as of December 31, 2002.

38

We have $7.5 million invested in a restricted certificate of deposit with a maturity in excess of one year included in other

assets to collateralize letters of credit required under our surety bond program. These letters of credit expire in 2004.

Revenue Recognition

We earn revenue from software licenses, postcontract customer support (“PCS” or “maintenance”), hardware, software

related services and appraisal services. PCS includes telephone support, bug fixes, and rights to upgrades on a when-and-if

available basis. We provide services that range from installation, training, and basic consulting to software modification 

and customization to meet specific customer needs. In software arrangements that include rights to multiple software products,

specified upgrades, PCS, and/or other services, we allocate the total arrangement fee among each deliverable based on the

relative fair value of each. Fair values are estimated using vendor specific objective evidence.

We recognize revenue from software transactions in accordance with Statement of Position (“SOP”) 97-2, “Software

Revenue Recognition,” as amended by SOP 98-4 and SOP 98-9 and, in accordance with the Securities and Exchange

Commission Staff, Accounting Bulletin No. 104, “Revenue Recognition” as follows:

Software Licenses. We recognize the revenue allocable to software licenses and specified upgrades upon delivery 

of the software product or upgrade to the customer, unless the fee is not fixed or determinable or collectibility is not probable.

If the fee is not fixed or determinable, including new customers whose payment terms are three months or more from 

shipment, revenue is generally recognized as payments become due from the customer. If collectibility is not considered

probable, revenue is recognized when the fee is collected. Arrangements that include software services, such as training 

or installation, are evaluated to determine whether those services are essential to the product’s functionality.

A majority of our software arrangements involve “off-the-shelf” software. We consider software to be off-the-shelf software

if it can be added to an arrangement with minor changes in the underlying code and it can be used by the customer for 

the customer’s purpose upon installation. For off-the-shelf software arrangements, we recognize the software license fee 

as revenue after delivery has occurred, customer acceptance is reasonably assured, that portion of the fee represents a

non-refundable enforceable claim and is probable of collection, and the remaining services such as training are not consid-

ered essential to the product’s functionality.

For arrangements that include customization or modification of the software, or where software services are otherwise 

considered essential, we recognize revenue using contract accounting. We use the percentage-of-completion method 

to recognize revenue from these arrangements. We measure progress-to-completion primarily using labor hours incurred, 

or value added. The percentage-of-completion methodology generally results in the recognition of reasonably consistent

profit margins over the life of a contract since we have the ability to produce reasonably dependable estimates of contract

billings and contract costs. We use the level of profit margins that is most likely to occur on a contract. If the most likely

profit margins cannot be precisely determined, the lowest probable level of profit in the range of estimates is used until the

results can be estimated more precisely. These arrangements are often implemented over an extended time period and

occasionally require us to revise total cost estimates. Amounts recognized in revenue are calculated using the progress-to-

completion measurement after giving effect to any changes in our cost estimates. Changes to total estimated contract 

costs, if any, are recorded in the period they are determined. Estimated losses on uncompleted contracts are recorded in the

period in which we first determine that a loss is apparent.

Software Services. Some of our software arrangements include services considered essential for the customer to use the

software for the customer’s purposes. For these software arrangements, both the software license revenue and the services

revenue are recognized as the services are performed using the percentage-of-completion contract accounting method.

39

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S   ( C O N T I N U E D )

When software services are not considered essential, the fee allocable to the service element is recognized as revenue as we

perform the services.

Appraisal Services. For our real estate appraisal projects, we recognize revenue using certain contract accounting principles

and using the proportionate performance method of revenue recognition. We measure progress-to-completion primarily using

units completed and these arrangements are often implemented over a one to three year time period.

Computer Hardware Equipment. Revenue allocable to computer hardware equipment, which is based on vendor specific

objective evidence of fair value is recognized when we deliver the equipment and collection is probable.

Postcontract Customer Support. Our customers generally enter into PCS agreements when they purchase our software

licenses. Our PCS agreements are generally renewable every year. Revenue allocated to PCS is recognized on a straight-line

basis over the period the PCS is provided. All significant costs and expenses associated with PCS are expensed as incurred.

Fair value for the maintenance and support obligations for software licenses is based upon the specific sale renewals to 

customers or upon renewal rates quoted in the contracts.

Deferred revenue consists primarily of payments received in advance of revenue being earned under software licensing,

software services, hardware installation and support and maintenance contracts. Unbilled revenue is not billable at 

the balance sheet date but is recoverable over the remaining life of the contract through billings made in accordance with

contractual agreements. 

Use of Estimates

The preparation of our consolidated financial statements in conformity with accounting principles generally accepted in the

United States (“GAAP”) requires us to make estimates and assumptions that affect the reported amounts of assets and 

liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts

of revenues and expenses during the reporting period. Significant items subject to such estimates and assumptions include

the application of the percentage-of-completion method, the carrying amount and estimated useful lives of intangible assets

and valuation allowance for receivables. Actual results could differ from those estimates.

Property and Equipment, Net

Property, equipment and purchased software are recorded at original cost and increased by the cost of any significant

improvements after purchase. We expense maintenance and repairs when incurred. Depreciation and amortization is 

calculated using the straight-line method over the shorter of the asset’s estimated useful life or the term of the lease in the

case of leasehold improvements. For income tax purposes, we use accelerated depreciation methods as allowed by tax laws.

Interest Cost

We capitalize interest cost as a component of capitalized software development costs. We capitalized interest costs of

$63,000 during 2003, $269,000 during 2002 and $578,000 during 2001.

Research and Development Costs

Research and development costs are included with selling, general and administrative expenses and are expensed when

incurred. We expensed research and development costs of $1.1 million during 2003, $611,000 during 2002 and $412,000 

during 2001.

40

Other Income (Expense), Net

Components of other income (expense), net are as follows:

YEARS ENDED DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1

Legal fees associated with investment in H.T.E., Inc. (See Note 6)

$

—

$

(704)

$

Interest income

Interest expense

Realized net loss on sales of short-term investments available-for-sale

Minority interest

Income Taxes 

633

(257)

(39)

2

193

(187)

—

—

—

1 5 1

(630)

—

—

$

339

$

(698)

$

(479)  

Income taxes are accounted for under the asset and liability method. Deferred taxes arise because of different treatment

between financial statement accounting and tax accounting, known as “temporary differences.”  We record the tax effect 

of these temporary differences as “deferred tax assets” (generally items that can be used as a tax deduction or credit in the

future periods) and “deferred tax liabilities” (generally items that we received a tax deduction for, which have not yet been

recorded in the income statement). The deferred tax assets and liabilities are measured using enacted tax rules and laws

that are expected to be in effect when the temporary differences are expected to be recovered or settled.  A valuation

allowance would be established to reduce deferred tax assets if it is likely that a deferred tax asset will not be realized. 

Stock Compensation

In accordance with SFAS No. 123, “Accounting for Stock-Based Compensation,” we elected to account for our stock-based

compensation under Accounting Principles Board (“APB”) Opinion No. 25, “Accounting for Stock Issued to Employees,” 

as amended, and related interpretations, including Financial Accounting Standards Board (“FASB”) Interpretation No. 44,

“Accounting for Certain Transactions involving Stock Compensation,” an interpretation of APB Opinion No. 25, issued in

March 2000. Under APB No. 25’s intrinsic value method, compensation expense is determined on the measurement date;

that is, the first date on which both the number of shares the option holder is entitled to receive, and the exercise price, 

if any, are known. Compensation expense, if any, is measured based on the award’s intrinsic value – the excess of the market

price of the stock over the exercise price on the measurement date.  The exercise price of all of our stock options granted

equals the market price on the measurement date. Therefore, we have not recorded any compensation expense related to

grants of stock options. 

The weighted-average fair value per stock option granted was $3.41 for 2003, $3.61 for 2002 and $1.28 for 2001. We estimated

the fair values using the Black-Scholes option pricing model and the following assumptions for the periods presented:

YEARS ENDED DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1

Expected dividend yield

Risk-free interest rate

Expected stock price volatility

Expected term until exercise (years)

0%

3.3%

86.5%

5

0%

4.9%

77.0%

7

0%

5 .1 %

78.0%

7  

4 1

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S   ( C O N T I N U E D )

Pro forma information regarding net income (loss) and earnings (loss) per share is required by SFAS No. 123 for awards

granted after December 31, 1994, as if we had accounted for our stock-based awards to employees under the fair value

method of SFAS No. 123. The pro forma impact of applying SFAS No. 123 in 2003, 2002 and 2001 will not necessarily be 

representative of the pro forma impact in future years. Our pro forma information is as follows:

YEARS ENDED DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1

Net income as reported

$26,402

$ 7,989

$

269

Add stock-based employee compensation cost included 

in net income, net of related tax benefit

—

—

—

Deduct total stock-based employee compensation 

expense determined under fair-value-based method 

for all awards, net of related tax benefit

Pro forma net income (loss)

Basic earnings (loss) per share:

As reported

Pro forma

Diluted earnings (loss) per share:

As reported

Pro forma

Comprehensive Income

(1,915)

$24,487

(2,11 0 )

$ 5,879

(2,428)

$ (2,159)

$ 0.62

$ 0.58

$ 0.59

$ 0.54

$

$

$

$

0.17

0.12

0.16

0.12

$

0.01

$ (0.05)

$

0.01

$ (0.05)

Changes in accumulated other comprehensive income are as follows: 

YEARS ENDED DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1

Net income

Other comprehensive income (loss):

$26,402

$ 7,989

$

269

Change in fair value of short-term investments available-for-sale 

(net of deferred tax benefit of $17)

Reclassification adjustment for unrealized gain related to investment 

in H.T.E., Inc. (net of deferred tax expense of $3,995)

Change in fair value of investment in H.T.E., Inc. 

(net of deferred tax expense of $3,995 for 2002)

Total comprehensive income

(32)

(7,418)

—

—

—

—

—

$ 18,952

11,963

$ 19,952

6,146

$ 6,415

We did not record a tax benefit in connection with the change in the unrealized gain for 2001 since we could not conclude it

was more likely than not that the tax benefit would be realized on the cumulative unrealized holding loss. 

Segment and Related Information

Although we have a number of operating subsidiaries, separate segment data has not been presented as they meet the criteria

for aggregation as permitted by SFAS No. 131, “Disclosures About Segments of an Enterprise and Related Information.”

42

Goodwill and Other Intangible Assets

We have used the purchase method of accounting for all of our business combinations. Our business acquisitions result in

the allocation of the purchase price to goodwill and other intangible assets. We allocate the cost of acquired companies first

to identifiable assets based on estimated fair values. The excess of the purchase price over the fair value of identifiable

assets acquired, net of liabilities assumed, is recorded as goodwill.

Under SFAS No. 142 “Goodwill and Other Intangible Assets”, we will evaluate goodwill for impairment annually during the

first quarter of the year, or more frequently if impairment indicators arise. An impairment loss is recognized to the extent

that the carrying amount exceeds the asset’s fair value. In the implementation of SFAS No. 142, we identified two reporting

units for impairment testing. The appraisal services and appraisal software stand-alone business unit qualified as a reporting

unit since it is one level below an operating segment, discrete financial information exists for the business unit and the 

executive management group directly reviews this business unit. The other software business units were aggregated into 

the other single reporting unit. 

Prior to the adoption of SFAS No. 142, goodwill was amortized on a straight-line basis over the expected periods to be benefited

and assessed for recoverability by determining whether the amortization of the goodwill balance over its remaining life

could be recovered through undiscounted future operating cash flows of the acquired operation. All other intangible assets

were amortized on a straight-line basis. The amount of goodwill and other intangible asset impairment, if any, was measured

by the amount by which the carrying amount of the assets exceeded the fair value of the assets. Fair value was determined

based on projected discounted future operating cash flows using a discount rate reflecting our average cost of funds.

Impairment of Long-Lived Assets

Recoverability of assets to be held and used is measured by a comparison of the carrying amount of an asset and the 

estimated undiscounted future cash flows expected to be generated by the asset. If the carrying amount of an asset exceeds

its estimated future cash flows, an impairment charge is recognized by the amount by which the carrying amount of the

asset exceeds the fair value of the asset. Assets to be disposed of would be separately presented in the balance sheet and

reported at the lower of the carrying amount or fair value less costs to sell, and are no longer depreciated. The assets and 

liabilities of a disposed group classified as held for sale would be presented separately in the appropriate asset and liability

sections of the balance sheet.

Costs of Computer Software

Software development costs have been accounted for in accordance with SFAS No. 86, “Accounting for the Costs of

Computer Software to be Sold, Leased, or Otherwise Marketed.”  Under SFAS No. 86, capitalization of software development

costs begins upon the establishment of technological feasibility and prior to the availability of the product for general

release to customers.  We capitalized software development costs of approximately $6.8 million during 2003, $7.2 million

during 2002 and $6.2 million during 2001. Software development costs primarily consist of personnel costs, rent for 

related office space and capitalized interest cost. We begin to amortize capitalized costs when a product is available for 

general release to customers. Amortization expense is determined on a product-by-product basis at a rate not less than

straight-line basis over the product’s remaining estimated economic life. Amortization of software development costs was

approximately $4.1 million during 2003, $2.8 million during 2002 and $1.7 million during 2001 and is included in cost of 

software license revenue in the accompanying statements of operations.

43

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S   ( C O N T I N U E D )

Fair Value of Financial Instruments

We use the following methods and assumptions to estimate the fair value of each class of financial instruments at the 

balance sheet date:

• Cash and cash equivalents, accounts receivables, accounts payables, deferred revenues and certain other assets: 

Costs approximate fair value because of the short maturity of these instruments. Our available-for-sale investments are

recorded at fair value based on quoted market prices.

• Long-term obligations: In years prior to 2003, cost/carrying values approximated fair value either due to the variable

nature of their stated interest rates or because the stated interest rates approximated market rates. These estimated fair

value amounts were determined using available market information or other appropriate valuation methodologies. 

• We do not have any derivative financial instruments, including those for speculative or trading purposes.

Concentrations of Credit Risk and Unbilled Receivables

Concentrations of credit risk with respect to receivables are limited due to the large number of customers to which our 

products and services are provided, as well as their dispersion across many different geographic areas. Historically, our credit

losses have not been significant. As a result, we do not believe we have any significant concentrations of credit risk as of

December 31, 2003.

We maintain allowances for doubtful accounts, sales adjustments and estimated cost of product warranties, which are 

provided at the time the revenue is recognized. Since most of our customers are governmental entities, we rarely incur 

a loss resulting from the inability of a customer to make required payments. Events or changes in circumstances that 

indicate that the carrying amount for the allowances for doubtful accounts, sales adjustments and estimated cost of product

warranties may require revision, include, but are not limited to, deterioration of a customer’s financial condition, failure 

to manage our customer’s expectations regarding the scope of the services to be delivered, and defects or errors in new

versions or enhancements of our software products.

Our property appraisal outsourcing service contracts can range up to three years and, in one case, as long as six years in

duration. In connection with these contracts and for certain software service contracts, we may perform the work prior 

to when the services are billable and/or payable pursuant to the contract. We have recorded retentions and unbilled receiv-

ables (costs and estimated profit in excess of billings) of $7.6 million and $6.2 million at December 31, 2003 and 2002,

respectively, in connection with such contracts. Retentions are included in accounts receivable and amounted to $1.8 million

at December 31, 2003, of which $616,000 is expected to be collected in excess of one year.

One customer accounted for approximately 10% during 2002, and 13% during 2001, of our total consolidated revenues. 

44

Reclassifications

Certain amounts for previous years have been reclassified to conform to the current year presentation.

(2) Acquisitions 

During December 2003 we acquired one company, Eden Systems, Inc. (“Eden”) and certain assets of a business that provides

forms software to users of some of our software products. The results of these acquisitions have been included in our 

consolidated financial statements since their respective dates of acquisition. We acquired 95% of the outstanding common

stock of Eden on December 2, 2003. Eden provides financial, personnel and citizen services applications software for local

governments. We believe Eden’s products and expertise will complement our business model and give us additional opportu-

nities to provide our customers with solutions tailored specifically for local governments. In particular, the addition of 

Eden considerably increases our presence in the western part of the United States. 

Following is a summary of our 2003 acquisitions:

C O M P A N Y

C A S H

S H A R E S   O F
C O M M O N   S T O C K

V A L U E   O F
C O M M O N   S T O C K

G O O D W I L L

S O F T W A R E

T R A D E   N A M E

C U S T O M E R
R E L A T E D
I N T A N G I B L E S

Eden 

Other

Total

$ 9,919

2,400

$12,319

237

60

297

$ 1,938

500

$ 2,438

$ 5,667

1,967

$ 7,634

$ 3,7 1 0

$ 1,180

$ 6,281   

155

300 

—      

$ 3,865

$ 1,480

$ 6,281  

Cash paid for acquisitions excludes acquired cash balances of approximately $2.1 million and includes a payment in cash 

of $210,000 paid subsequent to December 31, 2003. The value of the Tyler common stock was determined based on the 

average market price of Tyler’s common shares over the ten-day period before the terms of the acquisition were agreed to

and announced. Approximately $2.0 million of goodwill is expected to be deductible for tax purposes. The software, trade

name and customer related intangibles have useful lives of 3-5 years, 5-25 years and 25 years, respectively.

Pursuant to the agreement with Eden, two of the shareholders of Eden were granted the right to “put” their remaining

shares to Tyler and Tyler was also granted the right to “call” the remaining shares. Subsequent to December 31, 2003, 

Tyler purchased 500 shares for $145,000 and the remaining option becomes effective for thirty days beginning July 1, 2004

to purchase the remaining 2,000 shares at a purchase price of $580,000.

The following unaudited pro forma information presents the consolidated results of operations as if our acquisition of Eden

occurred as of the beginning of 2002, after giving effect to certain adjustments, including amortization of intangibles, 

interest and income tax effects. Pro forma information does not include acquisitions that are not considered material to our

results of operations. The pro forma information does not purport to represent what our results of operations actually 

would have been had such transaction or event occurred on the dates specified, or to project our results of operations for

any future period.

YEARS ENDED DECEMBER 31, (UNAUDITED)

2 0 0 3

2 0 0 2

Revenues

Income from continuing operations

Net income

Net income per diluted share

$ 157,248

$ 143,228

26,295

26,719

5,853

7,670

$

0.59

$

0.15 

45

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S   ( C O N T I N U E D )

The following table summarizes the estimated fair values of the assets acquired and liabilities assumed at the date of 

acquisition for Eden, excluding the impact of minority interest. We are in the process of obtaining independent third party

valuations of certain intangible assets; thus, the allocation of the purchase price is subject to change.

Current assets (including cash acquired of $2,139)

Property and equipment

Intangible assets subject to amortization (11 year weighted-average useful life):

Computer software (5 year useful life)

Customer base (25 year useful life)

Trade name (25 year useful life)

Goodwill

Other assets

Total assets acquired

Deferred revenues

Other current liabilities

Non-current liabilities – deferred taxes

Total liabilities assumed

Net assets acquired

$ 4,343

198

3,7 1 0

6,281

1,180

5,667

91

21,470

2,281

1,304

3,870

7,455

$ 14,015  

In connection with a 1999 acquisition, Tyler issued certain consideration to the seller including a price protection on the 

sale of Tyler stock which was issued in connection with the acquisition. The price protection was equal to the difference

between the actual sale proceeds of their Tyler common stock and $6.25 on a per share basis. During the year ended

December 31, 2001, Tyler received the claim and settled the price protection obligation with the seller for $2.75 million, and

$1.8 million was charged to paid in capital after consideration of the income tax benefit of $963,000. 

(3) Discontinued Operations 

Discontinued operations include our former information and property records services segment for which our Board of

Directors approved a formal plan of disposal in December 2000, two non-operating subsidiaries related to a formerly owned

subsidiary that we sold in December 1995 and an automotive parts subsidiary sold in March 1999.

The business units within the discontinued information and property records services segment were sold in 2000 and 2001.

In May 2001, we sold all of the common stock of one of the businesses in the discontinued information and property records

services segment. In connection with the sale, we received cash proceeds of $575,000, approximately 60,000 shares of

Tyler common stock, a promissory note of $750,000 and other contingent consideration. On September 21, 2001, we sold all

of the common stock of another business included in this discontinued segment for $3.1 million in cash.

In June 2002, we renegotiated the proceeds from the May 2001 sale transaction and received cash of approximately

$800,000 and a renegotiated promissory note. In August 2003, we received $127,000 to fully settle this promissory note. In

June 2002, we also sold the building of a business unit included in this segment. Net proceeds from the sale totaled

$961,000. 

One of our non-operating subsidiaries was involved in various claims for work-related injuries and physical conditions relating

to a formerly-owned subsidiary that we sold in 1995. On December 23, 2003, we paid $1.48 million to the Swan Asbestos and

Silica Trust in full and final release from all liability for claims associated with the once-owned foundry (the “Swan Matter”).

46

As a result of the release, any claimant is barred from asserting any such claim, either now or in the future, against Tyler or

its affected affiliates. See Note 16 – Commitments and Contingencies. 

During the years ended December 31, 2003 and 2002, we recorded gains on disposal of discontinued operations, after

income taxes, of $424,000 and $1.8 million, respectively, and for the year ended December 31, 2001 we recorded a loss on

disposal of discontinued operations, after income taxes, of $3,000.

During the year ended December 31, 2003, the gain on disposal of discontinued operations of $424,000 primarily resulted

because we fully settled the Swan Matter at an amount less than initially recorded and certain aspects of the settlement

were conducted in a beneficial tax manner. Accordingly, we recognized for the first time certain tax benefits associated with

payments on behalf of the Swan Matter.

During the year ended December 31, 2002, the Internal Revenue Service issued temporary regulations that in effect allowed

us to deduct for tax purposes losses attributable to the March 1999 sale of our automotive parts subsidiary that were previously

not allowed. The tax benefit of allowing the deduction of this loss amounted to approximately $970,000. In addition, we

renegotiated a note receivable and certain contingent consideration in connection with a subsidiary sold in 2001 and

received proceeds of $846,000 in 2002. We initially assigned no value for accounting purposes to the note receivable and

contingent consideration when the loss on the disposal of the discontinued operation was first established in 2000 and

when the note was first received in 2001. In addition, we entered into an agreement in the fourth quarter of 2002 to settle

the Swan Matter for an amount that was approximately $200,000 less than the liability initially established for this matter.

The aggregate effects of these events, net of the related tax effects, and other minor adjustments to the reserve for discon-

tinued operations resulted in a credit to discontinued operations of $1.8 million in 2002.

Net liabilities of two of our discontinued non-operating subsidiaries included in accrued liabilities in the consolidated balance

sheet as of December 31, 2002 includes the following:

Restricted asbestosis settlement cash with offsetting amount in current liabilities

Deferred taxes

Other current liabilities primarily consisting of asbestosis settlement obligations (see Note 16)

Net current liabilities

(4) Related Party Transactions 

$ 1,325

1,705

(3,472)

$ (442)  

From time to time, we charter aircraft from businesses in which a member of management is an owner. We recorded 

rental expense related to such arrangements, with a non-corporate officer, of $62,000 during 2003, $69,000 during 2002

and $83,000 during 2001.

As disclosed in Note 11 – Shareholders’ Equity, we purchased 1.5 million shares of our common stock from a former director

for cash of $4.0 million in 2002.

We have three office building lease agreements with various shareholders and non-corporate officers. Total rental expense

related to such leases was $1.6 million in 2003,  $1.2 million during 2002 and $1.1 million during 2001.

47

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S   ( C O N T I N U E D )

Total future minimum rental under noncancelable related party operating leases as of December 31, 2003, are as follows:

YEAR ENDING DECEMBER 31,

2004

2005

2006

2007

2008

Thereafter

$ 1,349

1,288

1,304

1,337

1,235

1,485  

(5) Property and Equipment, Net

Property and equipment, net consists of the following at December 31: 

Land

Transportation equipment

Computer equipment and purchased software

Furniture and fixtures

Building and leasehold improvements

Accumulated depreciation and amortization

Property and equipment, net

U S E F U L   L I V E S   ( Y E A R S )

2 0 0 3

2 0 0 2

—

5

3-7

3-7

3-35

$

115

422

9,794

3,794

2,026

16,1 5 1

(9,646)

$

115

385

8,909

3,797

1 ,75 1

14,957

(8,138)     

$ 6,505

$ 6,819

Depreciation expense was $2.4 million during 2003, $2.4 million during 2002 and $2.3 million during 2001. 

(6) Investment Security Available-For-Sale 

On March 25, 2003, we received cash proceeds of $39.3 million in connection with a transaction to sell all of our 5.6 million

shares of H.T.E., Inc. (“HTE”) common stock to SunGard Data Systems Inc. for $7.00 cash per share, pursuant to a Tender

and Voting Agreement dated February 4, 2003. Our original cost basis in the HTE shares was $15.8 million. After transaction

and other costs, we recorded a realized gross gain of $23.2 million ($16.2 million after income taxes of $7.0 million, including

the utilization for tax purposes and reduction in valuation allowance for accounting purposes related to a capital loss carry-

forward amounting to $1.1 million on a tax effected basis).

Our 5.6 million shares of HTE represented an ownership interest of approximately 35%. Under GAAP a 20% or more invest-

ment in the voting stock of another company creates the presumption that the investor has significant influence over 

the operating and financial policies of that company, unless there is evidence to the contrary. Tyler’s management previously

concluded that no such influence existed. Thus, we accounted for our investment in HTE pursuant to the provisions of 

SFAS No. 115 and our investment in HTE was previously classified as an available-for-sale security. As of December 31, 2002,

we had an unrealized holding gain of $11.4 million ($7.4 million after income tax of $4.0 million), which was included as a

component of other comprehensive income. 

48

We originally acquired the approximately 5.6 million shares of HTE common stock in 1999 in exchange for approximately 

2.8 million shares of our common stock. On October 29, 2001, HTE, pursuant to the Florida “control share” statute, attempted

to redeem all 5.6 million shares of HTE common stock owned by us for a cash price of $1.30 per share. We notified HTE 

that its purported redemption of our HTE shares was invalid and contrary to Florida law, and in any event, the calculation 

by HTE of fair value for our shares was incorrect. HTE then filed a complaint requesting the court to enter a declaratory

judgment declaring HTE’s purported redemption of all of our HTE shares at a redemption price of $1.30 per share was lawful

and to effect the redemption and cancel our HTE shares. 

On September 18, 2002, the federal court issued an order declaring that HTE’s purported redemption was invalid. On

September 24, 2002, we entered into a settlement agreement with HTE in which HTE agreed that it would not attempt any

other redemption of our shares. In addition, HTE agreed to dismiss and release us from the tort claims it alleged against us.

During 2002, we incurred approximately $704,000 of legal and other related costs associated with these matters, which are

classified as other non-operating expenses in the accompanying statements of operations.

(7) Goodwill and Other Intangible Assets 

Goodwill, other intangible assets and related accumulated amortization consists of the following at December 31:

Gross carrying amount of acquisition intangibles:

Goodwill

Customer base

Software acquired

Trade name and other acquisition intangibles

Accumulated amortization

Acquisition intangibles, net

Post acquisition software development costs

Accumulated amortization

Post acquisition software costs, net

2 0 0 3

2 0 0 2

$ 53,932

$ 46,298

24,278

16,023

1,643

95,876

(15,997)

17,997

12,158

163

76,61 6

(13,066)

$ 79,879

$ 63,550

$ 31,208

$ 24,560

(9,275)

(5,224)

$ 21,933

$ 19,336

Total amortization expense was $7.0 million during 2003, $6.1 million during 2002 and $8.6 million during 2001.

As discussed in Note 1 – Summary of Significant Accounting Policies, on January 1, 2002, we adopted the provisions of SFAS

No. 142, “Goodwill and Other Intangible Assets.”  Under SFAS No. 142, assembled workforce, net of related deferred taxes, is

subsumed into goodwill upon the adoption of the Statement as of January 1, 2002. If we had accounted for goodwill (includ-

ing workforce) under the non-amortization approach of SFAS No. 142, our net income and related per share amounts would

have been as follows for the year ended December 31, 2001:

Reported net income

Add back goodwill amortization, net of income taxes

Adjusted net income

Basic and diluted net income per share

Goodwill amortization, net of income taxes, per share

Basic and diluted net income per share

49

$

269

2,960

$ 3,229

$

$

0.0 1

0.06

0.07  

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S   ( C O N T I N U E D )

The allocation of acquisition intangible assets is summarized in the following table:

D E C E M B E R   3 1 ,   2 0 0 3

D E C E M B E R   3 1 ,   2 0 0 2      

G R O S S
C A R R Y I N G
A M O U N T

W E I G H T E D  
A V E R A G E
A M O R T I Z A T I O N
P E R I O D

A C C U M U L A T E D
A M O R T I Z A T I O N

G R O S S
C A R R Y I N G
A M O U N T

W E I G H T E D  
A V E R A G E  
A M O R T I Z A T I O N
P E R I O D

A C C U M U L A T E D
A M O R T I Z A T I O N  

Intangibles no longer amortized:

Goodwill

$53,932

—

$

—

$ 46,298

—

$

—

Amortizable intangibles:

Customer base

Software acquired

Trade name and other 

24,278

16,023

22 years

5 years

4,264

11,566

17,997

12,158

21 years

5 years

3,352

9,5 6 1

acquisition intangibles

1,643

14 years

167

163

4 years

153

The changes in the carrying amount of goodwill for the two years ended December 31, 2003 are as follows:

Balance as of December 31, 2001

Goodwill adjustments during 2002 relating to workforce 

(cost of $6,191 and accumulated amortization of $2,808 at January 1, 2002), 

net of deferred taxes of $377, being subsumed into goodwill upon the adoption of 

SFAS No. 142 on January 1, 2002

Balance as of December 31, 2002

Goodwill acquired during the year

Balance as of December 31, 2003

Estimated annual amortization expense relating to acquisition intangibles is as follows:

YEAR ENDING DECEMBER 31,

2004

2005

2006

2007

2008

(8) Accrued Liabilities 

Accrued liabilities consist of the following at December 31:

Accrued wages, bonuses and commissions

Other accrued liabilities

Accrued health claims

Accrued third party contract costs

Accrued professional fees

Current portion of long-term obligations

50

$ 43,292

3,006

46,298

7,634

$ 53,932

$ 2,7 1 4

2,060

2,060

2,008

1,982

2 0 0 3

2 0 0 2

$ 9,863

2,558

$ 7,667

2,044

984

594

221

—

856

69

1 1 0

440

$ 14,220

$ 11,186

(9) Long-term Obligations

Long-term obligations consist of the following at December 31: 

10% promissory note payable originally due January 2005

Other

Total obligations

Less current portion

Total long-term obligations

2 0 0 3

2 0 0 2

$

$

—

—

—

—

—

$ 2,520

470

2,990

440

$ 2,550  

We paid interest of $238,000 in 2003, $377,000 in 2002 and $814,000 in 2001.

On March 5, 2002, we entered into a revolving bank credit agreement. Our credit agreement matures January 1, 2005 

and provides for total availability of up to $10.0 million. Borrowings bear interest at either prime rate or at the London

Interbank Offered Rate plus a margin of 3% and are limited to 80% of eligible accounts receivable. The credit agreement is

secured by substantially all of our personal property, by a pledge of the common stock of our operating subsidiaries, and 

is also guaranteed by our operating subsidiaries. The credit agreement requires us to maintain certain financial ratios and

other financial conditions and prohibits us from making certain investments, advances, cash dividends or loans. As of

December 31, 2003, we are in compliance with those covenants.

At December 31, 2003, our bank had issued outstanding letters of credit totaling $7.5 million under our credit agreement 

to secure surety bonds required by some of our customer contracts. These letters of credit have been collateralized by

restricted cash balances invested in a certificate of deposit. Our borrowing base under the credit agreement is limited by 

the amount of eligible receivables and is reduced by any letters of credit at December 31, 2003 not collateralized. At

December 31, 2003, we had no outstanding bank borrowings under the credit agreement and had an available borrowing

base of $9.8 million.

(10) Income Tax 

The income tax provision on income from continuing operations consisted of the following:

YEARS ENDED DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1

Current:

Federal

State

Deferred

$ 7,710

$

—

485

485

3,384

$ 3,869

$

—

282

282

1,258

$ 1,540  

768

8,478

4,628

$ 13,106

5 1

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S   ( C O N T I N U E D )

Reconciliation of the U.S. statutory income tax rate to our effective income tax expense rate for continuing operations follows: 

YEARS ENDED DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1

Income tax expense at statutory rate

$ 13,679

$ 3, 5 1 4

$

State income tax, net of federal income tax benefit

Non-deductible amortization

Non-deductible business expenses

Utilization of capital loss carryforward

Other, net

499

—

129

(1,114)

(87)

3 1 5

—

40

—

—

634

183

635

83

—

5

$ 13,106

$ 3,869

$ 1,540

The tax effects of the major items recorded as deferred tax assets and liabilities as of December 31 are:

Deferred income tax assets:

Net operating loss carryforward

Capital loss carryforward

Operating expenses not currently deductible

Employee benefit plans

Minimum tax credits

Research tax credits

Other

Net deferred income tax assets before valuation allowance

Less valuation allowance

Net deferred income tax assets

Deferred income tax liabilities:

Basis difference on investment security (HTE)

Property and equipment

Intangible assets

Other

Total deferred income tax liabilities

Net deferred income tax liabilities

2 0 0 3

2 0 0 2

$

—

—

882

755

—

—

17

1,654

—

1,654

—

(111)

(13,093)

(96)

(13,300)

$ (11,646)

$ 3,734

1, 1 1 4

865

345

268

78

—

6,404

( 1,1 1 4 )

5,290

(3,995)

(167)

(8,344)

—

(12,506)

$ (7,216)  

In 2003, we utilized our capital loss carryforward of $1.1 million on a tax-effected basis in connection with a realized gain

from the sale of our investment in HTE. See Note 6 – Investment Security Available-For-Sale.

Although realization is not assured, we believe it is more likely than not that all the deferred tax assets at December 31,

2003 will be realized. Accordingly, we believe no valuation allowance is required for the deferred tax assets. However, 

the amount of the deferred tax asset considered realizable could be adjusted in the future if estimates of reversing taxable

temporary differences are revised.

We paid income taxes, net of refunds received, of $6.5 million in 2003, $455,000 in 2002 and $273,000 in 2001. 

52

(11) Shareholders’ Equity

In April 2003, we commenced a modified Dutch Auction tender offer to purchase up to 4.2 million shares of our common

stock at a price not greater than $4.00 and not less than $3.60 per share. In accordance with the Securities and Exchange

Commission rules, we had the right to purchase an additional amount of shares not to exceed 2% of our outstanding

shares (approximately 907,000 shares) without amending or extending our offer. Approximately 6.0 million shares of common

stock were properly tendered and not withdrawn at prices at or below $4.00 per share. We exercised our right to purchase

an additional 2% of our outstanding shares without amending or extending our offer. As a result, in May 2003, we purchased

5.1 million shares of our common stock at a cash purchase price of $4.00 per share and transaction costs of approximately

$150,000, for a total cost of $20.6 million. The final shares purchased reflect a pro-ration factor equal to 85% of the

shares tendered. 

In 2003, we also repurchased in the open market 912,800 shares of our common stock for an aggregate purchase price of

$3.5 million. Subsequent to December 31, 2003 and through February 20, 2004, we have repurchased 80,600 shares for 

an aggregate purchase price of $784,000. As of February 20, 2004 we have authorization from our Board of Directors to

repurchase up to 1.9 million additional shares of Tyler common stock.

In August 2003, Sanders Morris Harris Inc. (“SMH”) exercised its warrant issued in May 2000 to purchase 333,380 shares of

our common stock. The exercise price per share was $3.60 payable either in cash or by the surrender of shares subject to

the warrant with a value equal to the aggregate exercise price as determined by the market price of our stock on the date of

exercise. On August 27, 2003, SMH exercised the full amount of the warrant by way of cashless exercise and was issued, on 

a net basis, 145,413 shares of our common stock from our treasury.

In November 2003, we exchanged a warrant issued in July 1997 to purchase 2.0 million shares of our common stock at

$2.50 per share into six separate warrants to purchase a total of 2.0 million shares of our common stock at $2.50 per share.

Subsequent to the exchange, several parties exercised their warrants to purchase 375,000 shares of our common stock 

by way of cashless exercise and were issued, on a net basis, 247,620 shares of our common stock from our treasury. As of

December 31, 2003, we have warrants outstanding to purchase 1.6 million shares of our common stock at $2.50 per share.

These warrants expire in September 2007.

In August 2002, we consummated an agreement to purchase 1.1 million of our common shares from William D. Oates, a former

director of Tyler, for a cash purchase price of $4.0 million. In October 2002, we repurchased an additional 400,000 of our

shares as part of the initial agreement by assigning our rights and obligations under a Data License and Update Agreement

associated with our discontinued information property records service business to eiStream. eiStream is an affiliate of

William D. Oates. The repurchase of all 1.5 million shares was charged to treasury stock to the extent cash was paid. 

(12) Stock Option Plan

We have a stock option plan that provides for the grant of stock options to key employees and directors. Options become

fully exercisable after three to six years of continuous employment and expire ten years after the grant date. Once 

exercisable, the employee can purchase shares of our common stock at the market price on the date we granted the option.

As of December 31, 2003, there were 168,000 shares available for future grants under the plan from the original 6.5 million

shares approved by the stockholders.

53

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S   ( C O N T I N U E D )

The following table summarizes our stock option plan’s transactions for the three-year period ended December 31, 2003:

Options outstanding at December 31, 2000

Granted

Forfeited

Exercised

Options outstanding at December 31, 2001

Granted

Forfeited

Exercised

Options outstanding at December 31, 2002

Granted

Forfeited

Exercised

Options outstanding at December 31, 2003

Exercisable options:

December 31, 2001

December 31, 2002

December 31, 2003

N U M B E R   O F
S H A R E S

W E I G H T E D - A V E R A G E
E X E R C I S E   P R I C E S

3,494

$

5.08

2,185

(933)

(108)

4,638

280

(322)

(491)

4,105

1,184

(105)

(554)

4,630

1,504

1,9 1 0

2,408

1.70

5.18

2.1 3

3.54      

4.86

5.65

3.29

3.49   

4.92

2.49

3.0 1

$

3.94   

$

5.20

4.26

4.02

The following table summarizes information concerning outstanding and exercisable options at December 31, 2003:

R A N G E   O F
E X E R C I S E
P R I C E S

$ 0.00 – $ 2.1 9

2.1 9 – 3.28

3.28 – 4.38

4.38 – 5.47

5.47 – 6.56

6.56 – 7.66

7.66 – 8.75

8.75 – 9.84

9.84 – 10.1 9

W E I G H T E D   A V E R A G E
R E M A I N I N G
C O N T R A C T U A L   L I F E  
( Y E A R S )

N U M B E R   O F
O U T S T A N D I N G
O P T I O N S

W E I G H T E D   A V E R A G E
P R I C E   O F
O U T S T A N D I N G
O P T I O N S

N U M B E R   O F
E X E R C I S A B L E
O P T I O N S

W E I G H T E D   A V E R A G E
P R I C E   O F
E X E R C I S A B L E
O P T I O N S

7.3

7.3

6.6

7.9

4.7  

4.2

8.0  

9.9  

4.3  

1,591

120

499

1,710

421 

150

1 6 

93

30 

$  1 .64

2.62

3.96

4.87

6.1 9 

7.63 

7.70 

8.97 

10.19 

922

61

291

564

384 

150 

6

– 

30

$  1.63

2.62

3.97

5.27

6.23    

7.63    

7.75    

–    

10.1 9

54

(13) Earnings Per Share 

Basic earnings and diluted earnings per share data was computed as follows:

YEARS ENDED DECEMBER 31,

2 0 0 3

2 0 0 2

2 0 0 1

Numerator:

Income from continuing operations for basic and 

diluted earnings per share

Denominator:

Denominator for basic earnings per share –

Weighted-average shares

Effect of dilutive securities:

Employee stock options

Warrants

Potentially dilutive shares

$25,978

$ 6,172

$

272

42,547

47,136

47,1 81

1,496

992

2,488

1,386

971  

2,357  

593

210

803

Denominator for diluted earnings per share – 

Adjusted weighted-average shares

45,035

49,493

47,984

Basic earnings per share from continuing operations

Diluted earnings per share from continuing operations

$ 0.6 1

$ 0.58

$

$

0.13

0.12

$

$

0.01

0.01  

Stock options representing the right to purchase common stock of 1.1 million shares during 2003, 1.3 million shares during

2002 and 2.3 million shares during 2001 had exercise prices greater than the average quoted market price of our common

stock. These options were outstanding during 2003, 2002 and 2001, but were not included in the computation of diluted

earnings per share because their inclusion would have had an antidilutive effect. Additionally, warrants to purchase 333,380

shares of our common stock were not included in the computation of diluted earnings per share in 2001 because the effect

would have been antidilutive.

(14) Leases

We primarily lease offices for use in our operations as well as transportation, computer and other equipment. Most of

these leases are noncancelable operating lease agreements and expire at various dates through 2013. In addition to rent,

the leases generally require us to pay taxes, maintenance, insurance and certain other operating expenses.

Rent expense was approximately $4.3 million in 2003, $3.4 million in 2002 and $2.8 million in 2001.

Future minimum lease payments under all noncancelable leases at December 31, 2003 are as follows:

YEARS ENDED DECEMBER 31,

2004

2005

2006

2007

2008

Thereafter

55

$ 4,407

4,0 6 1

3,454

3,289

3,149

8,534

$ 26,894  

N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S   ( C O N T I N U E D )

(15) Employee Benefit Plans 

We provide a defined contribution plan for the majority of our employees meeting minimum service requirements. The

employees can contribute up to 15% of their current compensation to the plan subject to certain statutory limitations. 

We contribute up to a maximum of 2% of an employee’s compensation to the plan. We made contributions to the plan and

charged continuing operations $931,000 during 2003, $881,000 during 2002 and $868,000 during 2001.

(16) Commitments and Contingencies

One of our non-operating subsidiaries, Swan Transportation Company (“Swan”), has been involved in various claims raised

by former employees of a foundry that was owned by an affiliate of Swan and Tyler prior to December 1995. These claims

are for alleged work related injuries and physical conditions resulting from alleged exposure to silica, asbestos, and/or 

related industrial dusts. On December 20, 2001, Swan filed a petition for relief under Chapter 11 of the U.S. Bankruptcy Code,

and on July 22, 2003, the United States Bankruptcy Court for the District of Delaware entered a confirmation order approving

a plan of reorganization for Swan.  On December 23, 2003, Tyler, in accordance with the terms of the plan of reorganization,

transferred the stock of Swan to the Swan Asbestos and Silica Trust (“Trust”), an unaffiliated entity that will oversee the 

processing and payment of all present and future claims related to the foundry. The Trust is to be principally funded by the

insurance carriers of Swan and/or Tyler. Also on December 23, 2003, Tyler paid $1.48 million to the Trust in full and final 

satisfaction of its obligations under the plan of reorganization. Under the terms of the plan of reorganization, Tyler was

released from all liability for claims associated with the once-owned foundry and any claimant is barred from asserting 

any such claim, either now or in the future, against Tyler and its affected affiliates. 

We initially provided for estimated claim settlement costs when minimum levels could be reasonably estimated. If the best

estimate of claim costs could only be identified within a range and no specific amount within that range could be determined

more likely than any other amount within the range, the minimum of the range was accrued. Legal and related professional

services costs to defend litigation of this nature have been expensed as incurred. 

Other than ordinary course, routine litigation incidental to our business, there are no material legal proceedings pending to

which we or our subsidiaries are parties or to which any of our properties are subject.

56

(17) Quarterly Financial Information (Unaudited)

The following tables contain selected financial information from unaudited consolidated statements of operations for each quarter of 

2003 and 2002.

QUARTER ENDED

D E C .   3 1

S E P T .   3 0

J U N E   3 0

M A R .   3 1 ( A )

D E C .   3 1

S E P T .   3 0

J U N E   3 0

M A R .   3 1

2 0 0 3

2 0 0 2

Revenues

Gross profit

Income from continuing 

$ 39,120

$ 37,874

$ 36,135

$32,325

$ 36,396

$ 34,974

$ 33,605

$ 28,922

15,856

15,470

13,863

11,644

14,228

12,312

11,708

9,734

operations before income taxes

5,617

5,253

3,214

25,000

4,086

2,922

2, 1 1 6

917

Income from continuing operations

3,468

3,233

1,981

17,296

2,581

1,739

1,290

562

Income from discontinued operations

424

— 

— 

—

1,817

—

—

— 

Net income

$ 3,892

$ 3,233

$ 1,981

$ 17,296

$ 4,398

$

1,739

$ 1,290

$

562

Diluted earnings from continuing 

operations per share

$ 0.08

$ 0.07

$ 0.04

$ 0.36

$ 0.05

$ 0.04

$

0.03

$

0.01

Diluted earnings from discontinued 

operations per share

0.0 1

—

—

—

0.04

—

—

—

Net earnings per diluted share

$ 0.09

$ 0.07

$ 0.04

$ 0.36

$ 0.09

$ 0.04

$

0.03

$

0.01  

Shares used in computing diluted 

earnings per share

44,502

43,181

44,796

47,738

48,482

49,372

50,405

49,725  

(A) On March 25, 2003, we received cash proceeds of $39.3 million in connection with a transaction to sell all of our 5.6 million shares of HTE

common stock to SunGard Data Systems Inc. for $7.00 cash per share. Our original cost basis in the HTE shares was $15.8 million. After

transaction and other costs, we recorded a gross realized gain of $23.2 million ($16.2 million or $0.36 per diluted share after income

taxes of $7.0 million for the year ended December 31, 2003).

57

Corporate Officers

Corporate Headquarters

John M. Yeaman
President and Chief Executive Officer

John S. Marr, Jr.
Chief Operating Officer
President - MUNIS Division

Glenn A. Smith
Executive Vice President
President – Courts & Justice Division

Dustin R. Womble
Executive Vice President 
President – Incode Division

Theodore L. Bathurst
Vice President and Chief Financial Officer

Brian K. Miller
Vice President – Finance and Treasurer

5949 Sherry Lane
Suite 1400
Dallas, Texas  75225
972.713.3700
tylerworks.com

Transfer Agent and Registrar

American Stock Transfer & Trust Company
59 Maiden Lane
Plaza Level
New York, New York 10038
800.937.5449 tel
718.236.2641 fax
amstock.com

Independent Auditors

H. Lynn Moore, Jr.
Vice President – General Counsel and Secretary

Ernst & Young LLP
Dallas, Texas

Rick L. Hoff
Chief Technology Officer

Terri L. Alford
Controller

Board of Directors

G. Stuart Reeves 1 , 2 , 3, 4
Chairman of the Board
Retired Executive Vice President
Electronic Data Systems Corporation

John M.Yeaman 4
President and Chief Executive Officer
Tyler Technologies, Inc.

Ben T. Morris 1 , 2 , 3
President and Chief Executive Officer
Sanders Morris Harris

Glenn A. Smith 4
Executive Vice President
President – Courts & Justice Division
Tyler Technologies, Inc.

John S. Marr, Jr. 4
Chief Operating Officer
President - MUNIS Division
Tyler Technologies, Inc.

Michael D. Richards 1 , 2 , 3
Chairman and Chief Executive Officer
Reunion Title Company

(1)

(2)

(3)

(4)

Audit Committee

Compensation Committee

Nominating and Governance Committee

Executive Committee

Legal Counsel

Gardere Wynne Sewell LLP
Dallas, Texas

Investor Information

The Company’s Annual Report on Form 10-K,
including Sarbanes-Oxley Act Section 302
certifications, is available on the Company’s
Web site at tylerworks.com. A copy of the
Form 10-K or other information may be ob-
tained by contacting the Investor Relations
Department at corporate headquarters.

Investor Relations

Tyler Technologies, Inc.
972.713.3714
info@tylerworks.com

Common Stock

Listed on the New York Stock Exchange
under the symbol “TYL”

Tyler employees pictured on cover left to right - Row 1 : James

Allen, Anne Patton, Matt Clements, Row 2: Arleigh Hays, Rick

Hoff, Brenda Evans, Row 3: John Nguyen, Patricia Williams,

Brian Miller, Row 4: Chuong Pham, Paul Andree, Srividya Kona 

5 8

G a i l   R e a m s - C o h e n     B a r b a r a   Fa i r b a n k s     D o n a l d   S t a n k u s     P e t e r   N o r t h     V i c k i   M u i r     S t e v e   S w i t     L i n d a   We n s e l     S h a r o n   L e l a n d

P h i l   A p r i l e     B e v e r l y   D a v i s     D a r l a   M c A n d r e w     E r i c   G i b s o n     J a m e s   Ke l l e y     J o h n   B o o t h     L e e   M a r q u i s     P e g g y   I r b y     H e i d i

T h o m p s o n     P h i l i p   C a v a n a u g h     C h a r l t o n   H a l l     D a n a   M u r p h y       S a n d r a   B r o w n d     L u t h e r   Fo r d     J o h n   C u m m i n g s     J o h n   T h o m p s o n

J r.     D a v i d   P e t t i t     R o s a l y n   Wa s h i n g t o n     J o n a t h a n   G r a c e     S t a c y   R o h m     P a u l   M e d e i r o s     Ke l l i e   H o c h h e i s e r     T i m o t h y   B r o s s     R i t a

Ew i n g s     J u d i t h   A h l e r s     J u l i e   H a m m o n s     M e l a n i e   B u r g e s     S c o t t   H e l l e     C y n t h i a   N o r m a n     M i c h a e l   D i e t z     T h o m a s   K i n c s e s

M a t t h e w   T h o m p s o n     Ke n d r a l e e   B e a n e     Ly n   S p e n s     K i r s t i e   M o a t e s     J e n n i f e r   S n o w     J e f f r e y   H a l l     J u d i t h   C o n n o l l y     J o h n   To d d

C a n d a c e   Ly n n     H .   M o o r e     J r.     C h e r y l   C h i o d o     C h e r y l   S u l l i v a n     C a r o l   M c D o w e l l     C a r l   B l u m e     Va l e r i e   D i s t e f a n o     A g a y t h a   R e e d

J e n n i e  M i l l e r   G r e g o r y  S c h m e l t e r   S h a w n  G a u d r e a u   C h a s i t y  K i n g   H e a t h e r  O ’ D o n n e l l   S h a r y l i n  R o b e r t s   D e n i s e  C a h i l l   J e r r y

Fa n c h e r     L e w i s   H e n d e r s o n     A m y   P u c k e t t     D a v i d   C a r l l       J o h n   S c h m i d     To d d   D o r n     A r d e n   K u h n     J a n e t   B o o t h     C h a r l e s   E l l i o t t

Ke i t h   Ko t l a r     S t e v e   A l l e n     S u s a n   G o l e m o n     S t e v e n   M o e r b e     B r u c e   Vo l k e n s       Ke v i n   B e l l i     R u s s e l l   S t e e l e     R o s a n n a   M a c k e y

R o b e r t   R u s h     P a t t i   C o m b s     R o b e r t   H a d e n     L i s a   C o u t u r e - C h a i s s o     A m a n d a   O l i p h a n t     M i c h a e l   C o l l i n s     D o n   R o b e r s o n     S u s a n

L e M u n y o n     A m a n d a   C a m p o s     S t a n l e y   M o s z c z e n s k i   I I I     S t e p h e n   S t e h l i n g     D a v i d   Va u g h n     D y k e   E l l i s o n     R a y m o n d   M a r t i n e z

J u s t i n   Ko v a r i c     D a n   H a y n e s     J e f f r e y   D r i v e r     G e o r g e   Va l e s     A n n e t t e   L a r s o n     S t e v e n   C a r r a h e r       J a r r e t t   S t e i w i g     M a r y   B o w l e r

J o a n n   H o s k i n s     R o b i n   R e e v e s     R o b e r t   B r o w n     M a r l a   M o r a n     G i l b e r t   S a n t o s     C l a y t o n   M c B r i d e     B a r b a r a   S t a n e f f     M a t t h e w

D a v i s     J e n n i f e r   G i b s o n     S a c h a   D o r n a n - S c h e r r e r     H a r r i e t   N e w m a n     B r y c e   D a v i s     J o h n   S w i s h e r     N o r b e r t   G r a c k i     C h r i s t i a n

P e l l e t i e r     J a n i c e   K r a y n a k     R i c h a r d   B o r s t     J o n a t h o n   R u n n i n g     C h r i s t o p h e r   C a r t e r     P a r r i s h   Va u g h n     M a r k u s   B a u m     S h a r o n

E l l i o t t     S t e v e n   C a t e     E d w i n   J o n e s     R o n a l d   B u r g e     A n n e - M a r i e   M u r c h     D a v i d   P o m r o y     C o r b e t t   Wa d e       Ke n n e t h   B r o w n     D a v i d

R e g n e r y     To d d   C o m p s t o n     Ta m m y   H a r r i s       L u t h e r   N i c h o l s o n     J e f f   H o f a c k e t     C h e r y l   L e t c h w o r t h     J u l i e   I r v i n     G a r y   D u b e

S t e v e n   B r a u e r     I r i n a   K r y l o v a       G r e g o r y   M e h l h o r n     E l i z a b e t h   S a n t u r e     J e f f r e y   Ly o n s     R e y n o l d   B a r n e s     D a v i d   Ta n n e h i l l

J a s m i n e   H o r t a     K a t h e r i n e   J e n k i n s     B e n o i t   D r a p p e a u     R i c h a r d   S t e c k     C a r r o l l   R a y   M c G e h e e     A n d r e w   C u n n i n g h a m     T i m o t h y

A l l e n d o r f     M i c h a e l   R o m i n s k i     J e s s i c a   E n g e l k e n s     L e s l i e   L a r s o n     J a n e t   D o y l e     G r e g o r y   S a v a r d     M a r c   C o b b     Ta m m i   G e r v a i s

D a v i d   S t e v e n s     K r i s t e n   M a n n s     J a m e s   D a v i n     P e t e r   T h o m p s o n     E d w a r d   H a g g e r t y     K i m   B e r r y     D o n   D e n n i s     C o r y   Ke m p e m a

Ly n e t t e   Ty l e r     M i c h a e l   C o m e r f o r d     M i c h e l l e   P o o l e     D a v i d   E d i n g t o n     D a r r e l l   B r y a n t     W.   L a w r e n c e   M u r r a y     A n g e l e a   S t o k e s

B r y a n   H a r t m a n     H e a t h e r   W i l s o n     L e r o y   C r o n k h i t e     J r.     B e n n y   M u s s o     M a r y   S c h i n d l e r     M a r i e t t e   E i c h e l     J a m e s   M o r g a n     Te r r i

A l f o r d     L a n n y   Ev a n s     K a r e n   G r i f f i n     V i c k i e   D u c h a r m e     J a n e t   J a c k s o n     J o h n   M a r r     J u l i e   K n o w l e s     J e f f   G r e e n     S t e v e n

S i m m o n s     C a t h e r i n e   B o s t i c     J o h n n a   Ta n n e r     R i c k   H o f f     R i c h a r d   P e t e r s o n     J r.     G e r a l d   Fa n s h e r     C a t h e r i n e   M c C a r r o n     S a r a h

S c o t t     C h a d d   M i k u l i n     T i m o t h y   G r a f f a m     L o r i   R e i f s c h n e i d e r     M i c h e l l e   V i o l e t t e     R a n d a l l   B a r e     C h a n t e e l   C o o n     M a r y   H a t h c o c k

M a r t h a  D r e w   H e i d i  K i s s e l   E d w a r d  P e r e z   E d w i n  L .  H o r s e l y   S h e r i  Tu r n e r   M i c h e l l e  L e v i n   C h r i s t o p h e r  J a c o b s   S t e v e n  D r e s i e

K i r k   R i c h a r d s o n     G a r y   D a l e s       J e r r o l d   R o s s     R o b e r t   We b b e r     B r i a n   S c h u l z e     Ta r a   M o r i g e r a t o     D a v i d   B e a n     I n g r i d   Tr u e m p e r

J o d i e   K u b i a k     G a i l   C a m p b e l l     R o y   P h i b b s       Ke v i n   J o n e s     O l i v i a   A l l s h o u s e     D a n n y   E p p     R o b e r t   W i l l i a m s     L a u r i e   D o n o v a n

H o w a r d   H e l i s     T i n a   S h e p p a r d     H o n o r   M e l l o     J o h n   Fr e d e r i c k s     L a r r y   Wa y t     Ye v g e n   K a r i m o v     J e r r e d   E d s o n     S t e p h e n   B u r t o n

Fo r e s t   R a m e y     G i n g e r   H a i n     Ke n n e t h   M i l e s     R o n e t t e   D e f r e e s e     H a r r y   Fa r r     J o h n   S t u p p y     Te r e n c e   B u r n s     L o r e t t a   G e t t e s

E l i s a b e t h   d e S c h u l t h e s s     R a n d y   H o l l a r     C h a r l e s   S n o w     L o u i s   C a l d w e l l     J e f f r e y   P u c k e t t     L a u r a   Ke a t o n     S t e p h e n   W h a l e n     Va n i a

Ew i n g     B r i a n   B a i l e y     N o r a   M .   M a r t i n     G r e t c h e n   H o l d e r     J a n e t   D u c h e n e     L a k i s h a   M y l e s     R o s e   A r u n s k i     M a r k   G r i g g s     C e c i l i a

A l v a r a d o     A m i   L o c k e t t     R i c k   D y b v a d     D e b o r a h   P a t t o n     J o n a t h a n   B r a z e l t o n     J a y n e   M c C a r t h y     D o n a   S c o t t - W i l l m e t h     J e r r y

W h i t e h e a d     E r i c   C u n n i n g h a m     J a s o n   S m i t h     M a r k   I s h e r w o o d     G i s e l l e   Ta r d i f f     S h a r o n   B a r h o r s t     V i t o   E a f f a l d a n o     M i c h e l l e

J o n e s     T h o m a s   G r a h a m     P a u l a   D u m o n t     L e w i s   Va n D e r   M e u l e n     B o n n i e   M a c k a y     J a y   B e i t n e r     Te r e s a   R i c e     E d w a r d   W h i t e     E .

O l s o n     C y n t h i a   H a l e y     M i c h a e l   C o n s t a n t i n e     C h r i s t o p h e r   P u h a l a     M a r t i n   K u e h n     W y a t t   B a r n e t t     S a r a h   S c h u m a c h e r     Te r r y

C o n w a y     M i c h a e l   K r e n i t s k y     R o n a l d   D a v i s     J a m e s   M u n d y     J e r r y   To m l i n s o n     G i a   N a s t r o     A n t h o n y   Fa z z o n e     S h a n e   B a r d e n

S a m u e l   D o h e r t y     C o n n i e   S h a w     D o n n a   M a r t i n d a l e     A n g e l a   P o i r i e r     C h r i s t i n e   S t e i g h n e r     D o n n a   B u r w e l l     E r i c   Fe r g u s o n

A n d r e w   D r a i n     R u s s e l l   H o f f m a n     B e t t y   R o u s h     Ke l l y   L o g u e     L o r i   S c r o g g s     R a n d y   Ta u l b e e     S h a r o n   D e L a n e y     J o s e p h   P a l m e r

M a r k   M o r r i l l     A m y   S t u a r t       P e t e r   C a r r o l l     J a m e s   M i l f o r d     R a y m o n d   B i s h o p     J r.     J a m e s   Ke e n a n     J i l l   D r e w     A n t h o n y   M c L a i n

B l a k e   W o m b l e     D o u g l a s   A n d e r s o n     K a r l   R a d z i e t a     B r a n d o n   C a m p b e l l     M a r y   G i a n o p o l u s     R i t a   L e w i s - D e v e r a u x     Ly d i a

J a l o s h i n     S u s a n   S t u r g i s     L a u r i e   C a r l s o n     S c o t t   W h i t e h e a d     D a r r e l   B a x t e r     A n n a   G i b b o n s     D o r o t h y   P a c k e r     J e n n i f e r   C a s s

K e i t h   Y i n g l i n g     P a u l   M i l l e r     L o u i s   C a l d w e l l     P e t e r   S k u d l a r e k     C h a r l e s   B o s t i c     C h a r l e s   H a w k e r     M i c h a e l   H o f f m a n     D a r y l e

B o w l e s     S h a w n   W h i t t     S h a u n   C a m p b e l l     J o a n n   H e l i m a n     We n d y   N a d e a u - Wa g n i s     G i n a   G i b s o n     L a u r e e   S i m e s     D a n e l l e   D a l e y

S a n d r a   J o n e s     A l b e r t   M e n d o z a     S u s a n n e   B l a i r     J o n   P r o c h o v n i c k     M a r y   B a r t h o l o m e w     D e n i s e   Tr e s e r       M i c h a e l   M o o r e     S h a w n a

C h e c k     R a y   N e a c e     S c o t t   S n o w     G a r y   Fe u c h t     P a t i e n c e   C u r r i e     A b i g a i l e   K a n e     C a r o l   A p p l e t o n     R o g e r   R o u t h     Tr a c i e   P r i c e

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R o b e r t   E n g e l s     R e b e c c a   O l i v e r     N o r m a n   B u r g e     W i l l i a m   E r i s m a n     S t e v e   N i e m a n     S t e v e n   J o h n s o n       J a m i e   M o o r e     P a u l   J a c o b s

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