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FY2013 Annual Report · Ubisoft
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Universal Biosensors

Universal Biosensors, Inc.

Annual
Report

For the year ended December 31, 2013

Contents

1  Chairman’s Letter
2  CEO Report
4  Form 10-K 

 107  ASX Additional Information
  IBC  Corporate Directory

 
 
 
Chairman’s Letter

The Company had to face a number of operational and strategic 
challenges in 2013 and responded with great energy and resilience.  
We entered 2014 with growing revenues from glucose strip sales, 
several new products on the way for coagulation testing and an 
opportunity to take increasing control over our own destiny with the 
patient self-test for PT/INR, and with cash reserves that should permit  
efficient execution of these. 

2013 was a difficult year for our Company. We saw new 
challenges in the blood glucose monitoring industry with 
dramatic changes in pricing in the US, tighter regulatory 
requirements and restructuring by most of the major  
industry players. Additionally LifeScan undertook a recall  
of most of the meters that use the OneTouch® Verio® strips.  
At the end of the year, LifeScan then transferred all glucose 
strip production from UBI to their own in-house facilities. 
Finally there was a delay in the planned launch of the first 
coagulation test with Siemens Healthcare as we strived 
to complete the development of an exciting new product 
capable of winning market share.

growing market opportunity that UBI can see significant 
future growth in. The Board and management is committed 
to the realisation of shareholder value through the effective 
execution of these existing development plans. 

I would like to thank the Board and the UBI team for their 
hard work and dedication during 2013 and thank you, our 
shareholders, for your continued support of our Company. 
In particular, I would also like to thank Dr Jane Wilson, 
who stepped down as director in 2013, for her significant 
contribution to our Company over the last 7 years, and  
at the same time welcome Chris Smith to our Board. 

I have been delighted by the way our UBI team has 
responded with great resilience, talent and energy in meeting 
these challenges head on and dealing effectively with them.

Yours faithfully

At the end of the year we accessed new capital through a line 
of credit to ensure that the Company can move forward with 
its growth plans with confidence. We are delighted to have 
secured this capital with a financing partner that is supportive 
of our future vision for the Company. 

As we enter 2014 we look forward to continued growth in 
Quarterly Service Fees, and the significant expansion of our 
product portfolio. The launch of our PT/INR product with 
Siemens Healthcare this year will put UBI in a very select 
group of companies that have successfully developed a 
blood glucose testing product and applied their skills 
to other point-of-care (or ‘POC’) tests. POC testing is a 

Andrew Denver 
Chairman

Universal Biosensors, Inc. 1

CEO Report

Against a challenging backdrop 
in 2013, we achieved solid 
progress in a number of key 
areas for our business. Quarterly 
Service Fees from sales of blood 
glucose strips grew in excess of 
50% from the prior year, while 
substantial progress was made 
towards our entry to the point-of-
care coagulation testing market 
with Siemens Healthcare, and the 
development of our own product 
and distribution arrangements 
for decentralised PT-INR testing. 
With new capital being accessed 
by the Company at the end of the 
year, we are well placed to push 
our coagulation business forward 
and drive for profit and cash 
generation.

2013 presented a number of significant challenges for  
the Company.

The blood glucose monitoring industry faced a range of new 
challenges during the year. Firstly, competitive bidding and 
changes to reimbursement in the US market saw substantial 
falls in the price of blood glucose monitoring supplies. As a 
result of these changes and the emergence of new players 
in the market, substantial restructuring occurred across the 
major industry players. At the same time, industry regulators 
have increased the performance requirements of blood 
glucose monitoring systems, with new standards issued by 
the International Standards Organisation during the year and 
new draft guidelines issued by the FDA early in 2014. 

Against this backdrop, we saw LifeScan issue a recall in 
March 2013 of OneTouch® Verio® meters around the globe 
which impacted strip sales during the year.

Despite these unfavourable conditions, Quarterly Service  
Fees earned by UBI on sales of OneTouch® Verio® test strips 
recovered during the year to increase by over 50% from the 
prior year. With the industry growing at single digit rates, we 
believe this is an indication of the competitive attributes of the 
product and provides us with confidence for future growth.

During the year, we also saw the transition of glucose  
test strip manufacturing from UBI’s Rowville facility to 
LifeScan’s in-house operations in Inverness, Scotland. 
As a result, we saw declining production volumes and 
manufacturing margins throughout the year, but have now 
restructured our operations to reduce manufacturing costs 
and shift our focus towards the commercial production 
of coagulation test strips. The Company is proud to have 
supported LifeScan’s early production requirements and 
successfully transferred the manufacturing for the OneTouch® 
Verio® test strips. UBI can now focus its efforts on higher 
margin production activities.

2 Universal Biosensors, Inc.

We look forward to taking greater control of our own 
destiny as we look for new strategic opportunities to create 
shareholder value and leverage the excellent foundations  
we have built to date.

Yours faithfully

Paul Wright 
Chief Executive Officer

The Company’s current product development efforts are 
clearly focused on the launch of point-of-care coagulation 
testing systems with Siemens Healthcare as well as our own 
product for decentralised PT-INR testing. These efforts saw 
the Company invest around $9.2M in product development  
in 2013, net of R&D tax rebates. 

As we work towards the launch of our first coagulation  
testing product, we have been striving to meet Siemens 
Healthcare’s challenging requirements for a competitive,  
high quality product in a demanding marketplace. In 2013  
we saw a delay in the launch timetable for the first product  
as we looked to demonstrate its performance across a  
wide clinical range. UBI looks forward to seeing revenues  
begin to flow from this product in 2014.

In addition to the coagulation testing products being 
developed for Siemens Healthcare, in 2013 the Company 
completed the first prototype of our own patient self-test 
PT-INR product and began to establish relationships with 
future distributors. As the product matures and we build out 
a distribution network, the Company will create a new and 
important platform for our business – where we can take 
more direct control of our commercial strategy and access 
greater returns.

Finally, but importantly, we gained access to a US$25M new 
capital facility at the end of 2013 which is expected to see 
the Company through to profitability and cash generation, 
while ensuring we can execute on our current growth plans. 
This term loan is provided by a specialist US life sciences 
investment manager, Athyrium Capital Management, who  
are supportive of our vision.

Although 2013 was a tough year for the Company I believe 
we have positioned ourselves for an exciting and productive 
year ahead for the team at UBI, as we continue our journey 
towards leadership in point-of-care diagnostics. 

Universal Biosensors, Inc. 3

Form
10-K

4 Universal Biosensors, Inc.

UNITED STATES  
SECURITIES AND EXCHANGE COMMISSION  
Washington, D.C. 20549  

FORM 10-K  

⌧

(cid:2)

Annual Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 

For the fiscal year ended December 31, 2013  

OR  

Transition Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 

Commission File Number: 000-52607  

Universal Biosensors, Inc.  

(Exact name of registrant as specified in its charter)  

Delaware
(State or other jurisdiction of 
incorporation or organization) 

98-0424072
(I.R.S. Employer 
Identification Number) 

Universal Biosensors, Inc. 
1 Corporate Avenue, 
Rowville, 3178, Victoria 
Australia 
(Address of principal executive offices)

Telephone: +61 3 9213 9000
(Registrant’s telephone number, including area code)

Not Applicable
(Zip Code)

Securities registered pursuant to Section 12(b) of the Act:  

Title of each class
None

Name of each exchange on which registered
Not applicable

Securities registered pursuant to Section 12(g) of the Act:  

Title of each class  
Shares of common stock, par value US$0.0001  

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities 
Act.    Yes  

    No  

⌧

(cid:0)

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the 
Act.    Yes  

    No  

⌧

(cid:0)

    
  
  
  
  
  
  
  
  
  
  
  
  
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities 
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), 
and (2) has been subject to such filing requirements for the past 90 days.    Yes  

    No  

⌧

(cid:0)

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every 
Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during 
the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).    Yes  
    No  

⌧

(cid:0)

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not 
be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III 
of this Form 10-K or any amendment to this Form 10-K.  

(cid:0)

⌧

(cid:0)

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller 
reporting company. See definitions of “accelerated filer and large accelerated filer” in Rule 12b-2 of the Exchange Act:  

(cid:0)

(cid:0)

Large accelerated filer 

Non-accelerated filer  

  (Do not check if a smaller reporting company)

  Smaller reporting company

  Accelerated filer

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  

(cid:0)

⌧

    No  

The approximate aggregate market value of voting and non-voting common equity held by non-affiliates of the registrant was 
A$83,008,188 (equivalent to US$76,990,094 ) as of June 30, 2013.  

The number of shares outstanding of each of the registrant’s classes of common stock as of March 5, 2014:  

Title of Class
Common Stock, US$.0001 par value

Number of Shares
175,608,938

Documents incorporated by reference:  

Certain information contained in the registrant’s definitive Proxy Statement for the 2013 annual meetings of stockholders, to be filed 
not later than 120 days after the end of the fiscal year covered by this report, is incorporated by reference into Part III hereof.  

Information contained on pages F-2 through F-43 of our Annual Report to Stockholders for the fiscal year ended December 31, 2013 
is incorporated by reference in our response to Items 7, 7A, 8 and 9A of Part II.  

  
  
  
  
  
  
  
    
  
 
 
TABLE OF CONTENTS 

FORWARD-LOOKING STATEMENTS
PART I 
ITEM 1.    BUSINESS
ITEM 1A.  RISK FACTORS
ITEM 1B.   UNRESOLVED STAFF COMMENTS
ITEM 2.    PROPERTIES
ITEM 3.    LEGAL PROCEEDINGS
ITEM 4.    MINE SAFETY DISCLOSURES
PART II  
ITEM 5. 

MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND 
ISSUER PURCHASES OF EQUITY SECURITIES

ITEM 6.    SELECTED FINANCIAL DATA
ITEM 7. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATION

ITEM 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
ITEM 8.    FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
ITEM 9. 

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 
DISCLOSURE

ITEM 9A.  CONTROLS AND PROCEDURES
ITEM 9B.   OTHER INFORMATION
PART III  
ITEM 10.   DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
ITEM 11.   EXECUTIVE COMPENSATION
ITEM 12. 

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 
STOCKHOLDER MATTERS

ITEM 13.   CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE
ITEM 14.   PRINCIPAL ACCOUNTING FEES AND SERVICES
PART IV  
ITEM 15.   EXHIBITS, FINANCIAL STATEMENTS AND SCHEDULES 
SIGNATURES  

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Unless otherwise noted, references on this Form 10-K to “Universal Biosensors,” the “Company,” “Group,” “we,” “our” or “us” 

means Universal Biosensors, Inc. (“UBI”) a Delaware corporation and, when applicable, its wholly owned Australian operating 
subsidiary, Universal Biosensors Pty Ltd. Our principal place of business is located at 1 Corporate Avenue, Rowville, Victoria 3178, 
Australia. Our telephone number is +61 3 9213 9000. Unless otherwise noted, all references in this Form 10-K to “$”, “A$” or 
“dollars” and dollar amounts are references to Australian dollars. References to “US$” are references to United States dollars.  

2 

  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FORWARD-LOOKING STATEMENTS 

This Form 10-K contains forward-looking statements that involve known and unknown risks, uncertainties and other factors that 

may cause our, our customers and partners’ or our industry’s actual results, levels of activity, performance or achievements to be 
materially different from those anticipated by the forward-looking statements. All statements, other than statements of historical facts, 
are forward-looking statements. Forward-looking statements include, but are not limited to, statements about:  

  •

  •

  •

•

•

•

•

  our business and product development strategies; 

  our expectations with respect to collaborative, strategic or distribution arrangements; 

  our expectations with respect to the timing and amounts of revenues from our customers and partners; 

  our expectations with respect to the services we provide to, and the development projects we undertake for, our customers and 

partners; 

  our expectations with respect to regulatory submissions, approvals, market launches of products we develop or are involved in 

developing; 

  our expectations with respect to sales of products we develop or are involved in developing and the quantities of such products 

to be manufactured by us; 

  our expectations with respect to our research and development programs, the timing of product development and our associated 

research and development expenses; 

  •

  the ability to protect our owned or licensed intellectual property; and 

•

  our estimates regarding our capital requirements, the sufficiency of our cash resources, our debt repayment obligations and our 

need for additional financing. 

The words “anticipates,” believes,” “continue,” “estimates,” “expects,” “intends,” “may,” “plans,” “potential,” “projects,” 
“should,” “will,” “would” and similar expressions are intended to identify forward-looking statements, although not all forward-
looking statements contain these identifying words. You should not place undue reliance on these forward-looking statements, which 
apply only as of the date of this Form 10-K. The forward-looking statements included in this Form 10-K do not guarantee our future 
performance, and actual results could differ from those contemplated by these forward-looking statements. Actual results or events 
could differ materially from the plans, intentions and expectations disclosed in the forward-looking statements that we make. We 
undertake no obligation to update any forward-looking statement to reflect events or circumstances after the date on which the 
statement is made or to reflect the occurrence of unanticipated events. Factors that could cause or contribute to such differences 
include, but are not limited to, those discussed in cautionary statements throughout this Form 10-K, particularly those set forth in 
section “Item 1A—Risk Factors.” However, new factors emerge from time to time and it is not possible for us to predict which 
factors will arise. In addition, we cannot assess the impact of each factor on our business or the extent to which any factor, or 
combination of factors, may cause actual results to differ materially from those contained in any forward-looking statements. We do 
not undertake to update or revise any forward-looking statements.  

3 

  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
PART I 

ITEM 1.     BUSINESS.  

The following discussion and analysis should be read in conjunction with our financial statements and related notes included elsewhere 
in this Form 10-K. This discussion and analysis contain forward-looking statements based upon current expectations that involve risks 
and uncertainties. Our actual results and the timing of events could differ materially from those anticipated in these forward-looking 
statements as a result of several factors, including those set forth in the section entitled “Item 1A—Risk Factors” and elsewhere in this 
Form 10-K.  

Business overview  

We are a specialist medical diagnostics company focused on the research, development and manufacture of in vitro diagnostic test 

devices for consumer and professional point-of-care use.  

We were incorporated in the State of Delaware on September 14, 2001 and our shares of common stock in the form of CHESS 

Depositary Interests (“CDIs”) have been quoted on the Australian Securities Exchange (“ASX”) since December 13, 2006. Our 
securities are not currently traded on any other public market. Our wholly owned subsidiary and primary operating vehicle, Universal 
Biosensors Pty Ltd (“UBS”) was incorporated as a proprietary limited company in Australia on September 21, 2001. UBS conducts our 
research, development and manufacturing activities in Melbourne, Australia.  

Our principal place of business is 1 Corporate Avenue, Rowville, Victoria 3178, Australia. Our principal telephone number in 
Australia is +61 3 9213 9000. Our agent for service in the United States is Corporation Service Company of 2711 Centerville Road, 
Suite 400, Wilmington, DE 19808, United States. We also maintain a web site at www.universalbiosensors.com. The information 
contained in, or that can be accessed through, our web site is not part of this Form 10-K.  

We have rights to an extensive patent portfolio, with certain patents owned by UBS and a number licensed to UBS by LifeScan, 

Inc. and other third party licensees. Unless otherwise noted, references to “LifeScan” in this document are references collectively or 
individually to LifeScan, Inc., and/or LifeScan Europe, a division of Cilag GmbH International, both affiliates of Johnson and Johnson.  

We are using our electrochemical cell technology platform to develop tests for a number of different markets. Our current focus is 

as set out below:  

•

  Coagulation testing market – We are working with Siemens Healthcare Diagnostics, Inc. (“Siemens”) to develop a range of 

products for the point-of-care coagulation market, pursuant to a collaboration agreement with Siemens and, once approved for 
sale, will manufacture test strips for these products under a Supply Agreement with Siemens. We are also developing our own 
PT-INR test targeted at the patient self-test market and intend to enter into distribution agreements with respect to that test. 

•

  Blood glucose – We will provide services to LifeScan as required from time to time, pursuant to a Master Services and 

Supply Agreement (“Master Services and Supply Agreement”) and a development and research agreement (“Development 
and Research Agreement”) with LifeScan. 

•

  Other electrochemical-cell based tests – We are working on proving the broader applicability of our technology platform, 

including tests based on enzymatic, immunoassay and molecular diagnostic methods. We may seek to enter into collaborative 
arrangements, strategic alliances or distribution agreements with respect to any tests arising from this work. 

Our Strategy  

We are a specialist medical diagnostics company focused on the research, development and manufacture of in vitro diagnostic test 

devices for consumer and professional point-of-care use. Key aspects of our strategy include:  

•

•

  extending our electrochemical cell technology and proving the broader applicability of our technology platform for markets with 
significant commercial potential. In particular, at the current time we are focusing on our own PT-INR test targeted at the patient 
self-test market; 

  seeking to enter into collaborative, strategic or distribution arrangements with other life sciences companies or other industry 
participants with respect to the development and commercialization of specific tests or specific fields. We intend to enter into 
distribution arrangements with respect our own PT-INR test; 

  •

  undertaking research and development work for our customers and partners; 

4 

  
  
  
  
  
  
  
 
 
 
 
 
  •

  •

  manufacturing products (test strips and meters) for our customers and partners as required; 

  providing post market support services to our customers and partners. 

Plan of Operations for the Remainder of the Fiscal Year Ending December 2014  

Our plan of operations over the remainder of the fiscal year ending December 2014 is to:  

  continue to undertake research and development work for our customers and partners; 

  manufacture products to satisfy our customers and partners requirements; 

  provide the necessary post-market support for our customers and partners; 

  prove the broader applicability of our technology platform for markets with significant commercial potential, focusing initially on 

enzymatic, immunoassay and molecular diagnostic point-of-care tests; 

  seek to enter into collaborative, strategic or distribution arrangements with other life sciences companies or other industry participants with 

respect to the development and commercialization of specific tests or specific fields. 

  •

  •

  •

•

•

Financial information about segments  

We operate in one segment. Our principal activities are the research, development and manufacture of in vitro diagnostic test devices for 

consumer and professional point-of-care use. Although our products are intended for sale worldwide, we operate predominantly in one 
geographical area, that being Australia. For details of our revenues, profit and loss and total assets for financial years ending December 31, 2013, 
2012, 2011, 2010 and 2009 refer to “Item 6. Selected Financial Data”.  

Description of our business  

We are a specialist medical diagnostics company focused on the research, development and manufacture of in vitro diagnostic test devices 

for consumer and professional point-of-care use.  

Industry background  

We operate in the high growth, point-of-care segment of the global in vitro diagnostics (IVD) industry. A large proportion of clinical 
diagnostics has historically been performed by trained personnel at dedicated or centralized testing sites including hospital laboratories and 
commercial pathology laboratories. Significant interest has developed in techniques and technologies that allow testing to be performed “on-the-
spot” (in real time at the patient’s side). Point-of-care testing can be further divided into consumer self-testing or testing of patients by one of a 
variety of medical or laboratory professionals in locations such as clinics, physician’s office laboratories and emergency departments. While not 
all tests are suited to being performed at the point-of-care, we believe our electrochemical cell technology and other technologies could be a 
suitable platform for adapting a number of relevant central laboratory tests to a point-of-care format.  

Point-of-care tests in development and partnering strategy  

We are also working to prove the broader applicability of our technology platform for markets with significant commercial potential across 

enzymatic, immunoassay and molecular diagnostic point-of-care tests. Our strategy is to apply the electrochemical cell technology to different 
fields and biomarkers and then to either enter into collaborative arrangements or strategic alliances with third parties to develop and 
commercialize products for those fields or, as is the case of our PT-INR test in development for the patient self-testing market, to complete the 
development of the products and commercialize them using distributors. We have developed a blood glucose test with LifeScan and are working 
with Siemens to develop a range of test strip and reader products for the point-of-care coagulation market.  

Principal Products and Services  

UBS is working with Siemens to develop a range of products for the point-of-care coagulation market and will manufacture test strips for 

these products. UBS also conducts research and development to prove the broader applicability of our technology platform, including tests based 
on enzymatic, immunoassay and molecular diagnostic methods.  

UBS provides LifeScan with research and development services from time to time. Between 2009 and 2013, UBS acted as a non-exclusive 
manufacturer of blood glucose test strips for LifeScan’s OneTouch® Verio® blood glucose testing product. With effect from December 31, 2013, 
UBS ceased the manufacture of the OneTouch® Verio® blood glucose test strips for LifeScan. Manufacture of the OneTouch® Verio® strips has 
been transitioned to LifeScan’s existing facility in Inverness, Scotland. Under the Master Services and Supply Agreement, UBS will continue to 
be paid the quarterly service fee based on the number of OneTouch® Verio® strips sold, irrespective of the manufacturer of the strips in 
consideration of services provided.  

5 

  
  
  
  
  
  
  
 
 
Facilities  

Universal Biosensors Pty Ltd leases approximately 5,000 square meters of office, research and development and manufacturing 

facilities at 1 Corporate Avenue, Rowville in Melbourne, Australia. We have had ISO 13485 certification continuously at that site 
since May 2007. The lease for 1 Corporate Avenue expires on March 31, 2019 with two options to renew the lease for successive five 
year periods.  

Raw materials  

Raw materials essential to our business are purchased worldwide in the ordinary course of business from numerous suppliers. In 

general, these materials are available from multiple sources. Certain of our products in development may be more reliant on sole 
sources of supply. We seek to enter into long term contracts of supply with respect to these materials and will develop mitigation 
strategies, which may include development work to enable substitute materials to be used.  

Distribution  

With respect to certain of our products in development, including our PT-INR test, part of our strategy is to establish distribution 

arrangements in the future.  

Regulatory clearances  

In all major territories of the world, regulatory clearances are required prior to marketing diagnostic tests. The regulatory 
clearance requirements vary from country to country and product to product, however, regulatory clearances typically require a 
satisfactory “technical file”, which provides the regulatory bodies with details of the design and previous testing of the product 
including safety and efficacy data as well as the details of the conduct of trials which show the suitability for use of the product at the 
point-of-care. Regulators also require demonstration of continuing compliance with an appropriate quality management system. There 
is no common international regulatory body and we, or our relevant customer or partner or distributor, would be required to submit 
for clearance to sell in each of the major jurisdictions in which we or our relevant customers and partners seeks to market products. 
For example, for Europe, a “Notified Body” assesses the quality system and product technical file, whereas in the United States, the 
Food and Drug Administration, or “FDA”, is the regulatory body responsible for the examination of the design and performance of 
the device and for assessment of our quality system.  

In the case of point-of-care tests, there are often additional requirements that a manufacturer must meet such as an examination 
of certain aspects affecting test suitability for non-professional users. In Europe, certain codified standards describe the requirements 
of tests whilst in the United States, tests to be used by non-laboratory professionals must gain waiver status under the United States 
Clinical Laboratory Improvement Amendments of 1988. Amongst other clearances, we will also require clearance for export of 
medical devices from the Therapeutics Goods Administration, or “TGA”, in Australia.  

If we are developing a product for a customer or partner, our customers and partners are generally responsible for obtaining and 
maintaining all applicable regulatory approvals and determining the location and timing for submissions for regulatory clearance. We 
may provide a supporting role in this process. We will however be responsible for the regulatory approvals of the products which we 
wish to take to market through distributors.  

The importance and duration of all our patents, trademarks and licenses  

We rely on a combination of patent, copyright, trademark and trade secret laws, as well as confidentiality agreements, to 
establish and protect our proprietary rights which in the aggregate we believe to be of material importance to us in the operation of 
our business. Our continued success depends to a large extent on our ability to protect and maintain our owned and licensed patents 
and patent applications, copyright, trademark and trade secrets.  

Our point-of-care tests in development draw upon an extensive portfolio of patents and patent applications as well as know-how 
either owned by UBS or licensed to UBS. We patent the technology, inventions and improvements that we consider important to the 
development of our business.  

6 

  
We rely on the owned patent applications and the patents and patent applications licensed to us in the manufacture of the point-

of-care diagnostic tests being developed by us and to enable us to grant rights to our customers and partners to commercialize 
products that we may develop.  

Our owned and licensed patents extend for varying periods according to the date of patent filing or grant and the legal term of 
patents in the various countries where patent protection is obtained. The actual protection afforded by a patent, which can vary from 
country to country, depends upon the type of patent, the scope of its coverage and the availability of legal remedies in the country. 
Based on current product sales and our projects, the owned and licensed patents and patent applications that we consider most 
significant by virtue of their importance to our platform together with the last of the patents to expire within the patent family are set 
forth in the table below.  

Expiration
Year

   Refer Note 1

   Refer Note 1

Patent
Apparatus and Method for Electrochemical Protease Sensor (this patent family relates to a sensor to detect cleavage 
of an electrochemical substrate for use in measuring blood or plasma coagulation in assays such as prothrombin 
time and thrombin potential) 

Electrochemical On-Board Control Detection (this patent family relates to an on-board control system of a sensor, 

wherein the control system can test/verify the viability of the sensor)

Electrochemical Cell (this patent family relates to a method and an electrochemical biosensor for determining the 

concentration of an analyte in a carrier)

Electrochemical Method (this patent family provides an improved method and biosensor for determination of the 
concentration of an analyte in a carrier which provides improved accuracy, reliability and speed over prior 
techniques) 

Electrochemical Cell (this patent family relates to an electrochemical cell for determining the concentration of an 

analyte in a carrier) 

Electrochemical Method for Measuring Chemical Reaction Rates (this patent family relates to the measurement of the 
progress of a chemical reaction that generates an electroactive reaction product that is subsequently detected at an 
electrode amperometrically or coulometrically) 

Electrochemical Cell Connector (this patent family relates to a connector to provide electrical connection between an 

electrochemical cell of a strip type sensor and meter circuitry)

Method and Apparatus for Rapid Electrochemical Analysis (this patent application relates to an improved method and 

apparatus for electrochemical analysis)

Methods and Apparatus for Analyzing a Sample in the Presence of Interferents (this patent application relates to 

methods and apparatus for determining analyte concentrations in a rapid and accurate manner)

System and Method for measuring an Analyte in a Sample (this patent relates to a method for measuring a temperature 

corrected glucose concentration over a temperature range) 

2022

2024

2016

2023

2026

2026

2026

2029

Systems and Methods for Discriminating Control Solution from a Physiological Sample (this patent application relates 

to systems and methods for discriminating between a control solution and blood sample)

   Refer Note 1

Systems and Methods of Discriminating Control Solution from a Physiological Sample (this patent application relates 
to systems and methods for discriminating between a control solution and a blood sample based on a summation of 
current values and comparing reference values to threshold values)

   Refer Note 1

1.

The patent application is either pending, allowed, or published 

We will continue to file and prosecute patent applications when and where appropriate to attempt to protect our rights in our 

proprietary technologies.  

Pursuant to our License Agreement with LifeScan, LifeScan is responsible for prosecution and maintenance of the patents and 

patent applications licensed to us by them. In the event that LifeScan elects not to proceed with the prosecution of a patent application 
licensed to us by them or discontinues the payment of fees, we have the right to assume and continue at our own expense the 
prosecution of any patent or patent applications. We also license intellectual property from Siemens and SpeeDx Pty Ltd, who are 
both primarily responsible for the prosecution and maintenance of the patents and patent applications licensed to us by them.  

7 

  
  
  
  
  
  
  
  
  
  
  
  
Our ability to build and maintain our proprietary position for our technology and products will depend on our success in obtaining 
effective claims and those claims being enforced once granted and, with respect to intellectual property licensed to us, the licensee’s success 
in obtaining effective claims and those claims being enforced once granted. The patent positions of companies like ours are generally 
uncertain and involve complex legal and factual questions for which important legal principles remain unresolved. Some countries in which 
we or our customers or partners may seek approval to sell point-of-care tests that we have been involved in developing, may fail to protect 
our owned and licensed intellectual property rights to the same extent as the protection that may be afforded in the United States or Australia. 
Some legal principles remain unresolved and there has not been a consistent policy regarding the breadth or interpretation of claims allowed 
in patents in the United States, the United Kingdom, the European Union, Australia or elsewhere. In addition, the specific content of patents 
and patent applications that are necessary to support and interpret patent claims is highly uncertain due to the complex nature of the relevant 
legal, scientific and factual issues. Changes in either patent laws or in interpretations of patent laws in the United States, the United 
Kingdom, the European Union, Australia or elsewhere may diminish the value of our intellectual property or narrow the scope of our patent 
protection.  

Seasonality  

We do not expect sales of the diagnostic tests we develop to be materially impacted by seasonality.  

The practices of the registrant and the industry (respective industries) relating to working capital items.  

We deal with our accounts receivables, inventory, trade payables and the supply of products in accordance with our contractual 

obligations to our customers, partners and suppliers.  

Dependence on single customer  

As shown in the table below, we continue to receive a significant portion of our revenue from LifeScan. All revenue from products to 
December 31, 2013 was paid in connection with the manufacture of strips for LifeScan and the majority of our revenue from services is also 
derived from LifeScan.  

Revenue from products 
Revenue from services 
Research and development tax incentive income 
Interest income 
Total income 
Revenue from LifeScan as a % of total income 

2013
A$
10,170,804  
4,918,868  
6,279,954  
499,970  
21,869,596  

Years Ended December 31,
2012
A$
19,368,745  
10,277,698  
0  
437,171  
30,083,614  

2011
A$
 12,063,582  
  2,632,870  
0  
683,323  
 15,379,775  

62% 

82%  

96% 

While we will no longer manufacture OneTouch® Verio® blood glucose test strips for LifeScan, we are paid a quarterly service fee 

based on the number of such strips sold. Our dependence on the quarterly service fees from LifeScan for a significant proportion of our 
revenue is likely to continue until we start to receive meaningful revenues from other collaborative arrangements or strategic alliances with 
third parties and from the sale of our own products. We started generating revenues from Siemens during 2012 and 7% of our total income in 
fiscal year 2013 was derived from our arrangement with Siemens.  

We did not have any significant backlog orders as of December 31, 2013 and 2012.  

Competitive conditions of our business  

Our revenue is currently highly dependent on the success of the OneTouch® Verio® blood glucose product we have developed with 
LifeScan. OneTouch® Verio® was first launched in the Netherlands in January 2010 by LifeScan and has subsequently been launched in 
countries that represent over 90% of the world self-monitoring blood glucose market including North America, major European markets and 
Australia. LifeScan is responsible for all sales and marketing decisions and any decision to introduce the product to new territories and the 
timing of those decisions.  

The global diabetes market place is intensely competitive and dominated by multinationals such as LifeScan, Roche, Abbott and Bayer. 

Changes to reimbursement of blood glucose monitoring supplies in the US market has further intensified pricing competition and margin 
pressures over the past 12 months. At the same time, during 2013, the International Standards Organisation released new guidelines that 
increase the accuracy and performance requirements for blood glucose monitoring systems. Although OneTouch® Verio® has been well 
received in the jurisdictions in which it has been launched, LifeScan controls the commercialization of the OneTouch® Verio® product and 
we do not know whether customers will prefer it over competitive offerings, nor the rate at which it might continue to be adopted.  

8 

  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
  
  
 
 
 
Siemens is responsible for all sales and marketing decisions with respect to the products we develop for them and for any 
decision to introduce the products to new territories and the timing of those decisions. We expect that the range of test products for 
the point-of-care coagulation market that we are developing with Siemens will compete with existing point-of-care technologies from 
competitors such as Roche Diagnostics, Alere Inc. and Abbott Point of Care. The test will also have to compete with the central 
laboratory which includes systems marketed by Siemens AG, Diagnostica Stago, Abbott Laboratories, Sysmex and Beckman Coulter, 
Inc. All of these companies have well established brand recognition, sales and marketing forces, and have significant resources 
available to support their product.  

Core to our business strategy is to extend our intellectual property platform to enable other tests currently done in the central 
laboratory to be migrated to the point-of-care settings. Our belief is that much testing done in the central lab can more efficiently and 
profitably be performed at the point-of-care. With the exception of blood glucose testing, most point-of-care testing is currently 
conducted in professional settings. The health care professional has a choice and can request tests from a central laboratory, or 
services provider, or choose to have the test performed at the point-of-care. Thus we face competition not just from other companies 
active in the point-of-care space, but also the providers of testing who operate in centralized settings.  

Our research and development expenditure during the last three fiscal years were as follows:  

Research and development expenses 

15,483,902    

13,482,459    

Years Ended December 31,
2012
A$

2013
A$

2011
A$
 9,812,396  

We undertake research and development for our self and on behalf of our customers and partners. Research and development 
activities undertaken on behalf of our customers and partners were A$10,401,575, A$9,985,591 and A$851,436 for the fiscal years 
ended 2013, 2012 and 2011, respectively.  

Employees  

At March 5, 2014, we had 79 full time employees in our Melbourne facility, spanning production, engineering, quality and 

regulatory, research and development and administration.  

Financial information about geographic areas  

We operate in one segment. Our principal activities are research and development, commercial manufacture of approved 

medical or testing devices and the provision of services including contract research work. We operate predominantly in one 
geographical area, being Australia. Our total income has been derived from the following countries:  

Home country—Australia 
Foreign countries 

- Scotland 
- U.S.A. 
- Switzerland 
Total—foreign countries 
Total income 

Our material long-lived assets are all based in Australia.  

9 

2013
A$

6,779,924    

Years Ended December 31,
2012
A$
437,171    

2011
A$
683,323  

10,170,804    
1,456,833    
3,462,035    
15,089,672    
21,869,596    

22,454,227    
4,955,965    
2,236,251    
29,646,443    
30,083,614    

 14,143,270  
8,919  
544,263  
 14,696,452  
 15,379,775  

  
  
  
 
 
 
 
 
 
    
 
 
 
 
    
 
 
 
  
  
 
 
  
  
 
  
  
  
 
 
 
 
 
 
 
    
 
 
 
 
    
 
 
 
  
  
  
  
  
  
 
  
  
  
 
 
 
  
 
 
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
  
 
  
  
  
 
  
  
  
 
Available Information  

We file annual and quarterly reports, proxy statements and other information with the SEC. Stockholders may read and copy any 

reports, statements or other information that we file at the SEC’s Public Reference Rooms at 100 F. Street, NE, Washington, D.C. 
20549. Please call the Securities and Exchange Commission (the “SEC”) at 1-800-SEC-0330 for further information about the public 
reference rooms. Our public filings are also available from commercial document retrieval services and at the Internet Web site 
maintained by us at http://universalbiosensors.com and the SEC at http://www.sec.gov.  

We provide without charge to each person solicited by the Proxy Statement a copy of our Annual Report on Form 10-K, 

including our financial statements but excluding the exhibits to Form 10-K other than Exhibit 13. The Annual Report includes a list of 
the exhibits that were filed with the Form 10-K, and we will furnish a copy of any such exhibit to any person who requests it upon the 
payment of our reasonable expenses in providing the requested exhibit. For further information, please contact our Company 
Secretary, Cameron Billingsley at +612 8115 9801 or write us at 1 Corporate Avenue, Rowville VIC 3178. You may also send an 
email to us at companysecretary@universalbiosensors.com. Our Annual Report on Form 10-K, proxy statement, and our other filings 
with the SEC, including the exhibits, are also available for free on our Internet site (http://universalbiosensors.com) and the SEC’s 
Internet site (http://www.sec.gov).  

10 

  
ITEM 1A. RISK FACTORS. 

Investing in our shares or CDIs involves a high degree of risk. Before you invest in our shares or CDIs, you should understand the 
high degree of risk involved. You should carefully consider the following risks and other information in this Form 10-K, including our 
financial statements and related notes appearing elsewhere in this Form 10-K, before you decide to invest in our shares or CDIs. If 
any of the events described below actually occurs, our business, financial condition and operating results could be harmed. In such 
an event, the market price of our CDIs would likely decline and you could lose part or all of your investment.  

Our products may not be successful in the marketplace.  

Our success and the success of products that we are involved in developing is ultimately dependent on the level of market 
acceptance and sales of those products. Market acceptance will depend on, amongst other things, the ability to provide and maintain 
evidence of safety, efficacy and cost effectiveness of the products, the advantages and profile over competing products, the level of 
support from clinicians, the relative convenience and ease of use, cost-effectiveness compared to other products, the availability of 
reimbursement from national health authorities, the timing of market introduction and the success of marketing and sales efforts by 
our customers and partners. Additionally, it is difficult to determine the market opportunity for new technologies and our estimates 
may not accurately reflect the actual demand in the target markets.  

Our commercial opportunity will be reduced or eliminated if the size of the market opportunity is less than we expect or if our 

competitors develop and commercialize products that are safer, more effective, more convenient, less expensive, or reach markets 
sooner or are marketed better than products that we are involved in developing.  

The blood glucose test strips for the One Touch® Verio® product which we developed with LifeScan were first launched in the 

Netherlands in January 2010 and are now available in much of the world’s self-monitored blood glucose market including North 
America, major European markets and Australia. While market acceptance for One Touch® Verio® has been positive to date, there is 
no guarantee that the product will secure and maintain adequate market share in a timely fashion.  

Likewise, we cannot be sure that any other products we are involved in developing with our customers and partners, such as the 
test strip and reader products for the point-of-care coagulation market that we are developing with Siemens or our own PT-INR test, 
will be successful in the marketplace or will secure and maintain adequate market share.  

Our ability to be or maintain profitability in the future will be adversely affected if any of the products that we are involved in 

developing fail to achieve or maintain market acceptance or compete effectively in the market place. It would reduce or eliminate our 
revenues from product sales and/or manufacturing and have a material adverse effect on our business and financial position.  

We are currently dependent on revenue from LifeScan.  

The majority of our income is currently derived from LifeScan. With effect from December 31, 2013, we no longer manufacture 

OneTouch® Verio® blood glucose test strips for LifeScan, however, we will be paid a quarterly service fee based on the number of 
strips sold. Our business is currently dependent on the sales of the blood glucose test strips for the OneTouch® Verio® product. Any 
changes in the level of test strip sales will directly affect the amount of the quarterly service fee paid by LifeScan and, as a result, our 
business.  

We do not currently have, and may never have, any products other than the blood glucose test strips for the One Touch® Verio® 

product that generate substantial revenues.  

Because we no longer manufacture the blood glucose test strips developed with LifeScan, our manufacturing capacity may not 

be fully utilized or may not be utilized at all. If we are unable to transfer capacity to the manufacture of other products, we will be 
faced with surplus capacity in our manufacturing operations. If the Master Services and Supply Agreement with LifeScan is 
terminated as a result of either party defaulting on its material obligations, becoming insolvent, or as a result of other factors detailed 
in the Master Services and Supply Agreement we would cease to receive quarterly service fees from the sale of blood glucose strips. 
In addition, LifeScan has the ability to terminate the obligation to pay service fees to us by paying us a lump sum amount, but may 
only do so once it has paid us a certain level of service fees (which we do not expect will occur until worldwide sales volumes have 
increased significantly) or has abandoned the commercialization of the product. The service fee revenue is an ongoing amount 
LifeScan is obligated to pay to us based on the number of strips sold by LifeScan regardless of who manufactures the strips. If 
LifeScan did terminate its obligation to pay the service fees, although we would receive a lump sum payment, we would cease to 
receive ongoing service fee revenue and our ongoing future business would be adversely affected.  

11 

  
An important part of our strategy is to seek to enter into other collaborative arrangements or strategic alliances with respect to 
the development and commercialization of specific tests or in specific fields. Our dependence on LifeScan for a significant proportion 
of our revenue is likely to continue until we start to receive meaningful revenues from other collaborative arrangements or strategic 
alliances with third parties, such as our arrangement with Siemens, and/or until we receive meaningful revenues from our own 
products which we intend to commercialize through distributors, such as our PT-INR product.  

Our current and future customers and partners may choose to utilize less of our research and development services. If the 
development and research work we undertake was materially reduced or ceased, we would lose an ongoing source of income which 
would have a material adverse effect on our business and financial position.  

Inability to maintain compliance with the debt covenants.  

On December 19, 2013 UBI and UBS entered into a credit agreement with Athyrium Opportunities Fund (A) LP, as 

administrative agent (the “Administrative Agent”) and as a lender, and Athyrium Opportunities Fund (B) LP as a lender (Athyrium A 
and Athyrium B together with any other lenders party thereto from time to time, the “Lenders”) (the “Credit Agreement”) pursuant to 
which the Lenders agree to provide term loans to UBS in the principal amount of up to US$25,000,000. A first tranche loan of 
US$15,000,000 was drawn on December 2013 and a further two tranches each of US$5,000,000 may be drawn within 30 days of any 
fiscal quarter ending on or before January 30, 2015 in which UBS satisfies certain conditions. Unless the facility is otherwise 
terminated earlier pursuant to the terms of the Credit Agreement, UBS is required to repay the outstanding principal amount of the 
loans drawn down, together with all accrued and unpaid interest thereon and all other obligations on December 19, 2018 (the 
“Maturity Date”). The Credit Agreement is secured by substantially all of the assets of UBS and UBI, including the stock in UBS held 
by UBI. The obligations of UBS under the Credit Agreement are guaranteed by UBI.  

UBS’ ability to maintain compliance with the covenants in our Credit Agreement is dependent upon, among other things, our 
ability to continue to execute our business plans and our ability to generate cash from operations. The debt facility is subject to certain 
specified events of default, defaults relating to non-payment, breach of covenants or inaccuracy of representations and warranties, 
cross-defaults to other indebtedness, bankruptcy and insolvency defaults, material judgment defaults, regulatory defaults, the 
occurrence of a material adverse effect, or un-remedied material breach by UBS or UBI or termination of a key contract. The 
occurrence of an event of default could result in the amounts owing under the Credit Agreement, including all unpaid principal and 
interest being due and payable, and could result in the administrative agent enforcing its security over the assets of UBS and UBI. If 
the loans are accelerated or commitments terminated, we could face substantial liquidity problems and may be forced to dispose of 
material assets or operations, seek to obtain equity capital, or restructure or refinance our indebtedness. Such alternative measures 
may not be available or successful. Also, our debt covenants may limit our ability to dispose of material assets or operations or to 
restructure or refinance our indebtedness. Even if we are able to restructure or refinance our indebtedness, the economic terms may 
not be favorable to us. In addition, an event of default under our key commercial contracts could result in a cross-default under our 
Credit Agreement. All of the foregoing could have serious consequences to our financial condition and results of operations and could 
cause us to become bankrupt or insolvent.  

Deviations from expected results of operations and/or expected cash requirements could result in a default under our Credit 

Agreement and/or adversely affect our financial condition and results of operations.  

Our principal sources of liquidity are cash flows from operations, cash and cash equivalents and availability under our debt 

facility. Our operating activities generally provide a proportion of cash to fund our working capital requirements and, together with 
borrowings under our debt facility, are expected to be sufficient to fund our operating needs and capital requirements for at least the 
next twelve months, based on current assumptions regarding the amount and timing of such expenditures and anticipated cash flows. 
Although we currently expect to remain in compliance with the Credit Agreement, based on our current expectations, any significant 
deviation in actual results from our expected results of operations, any significant deviation in the amounts or timing of material 
expenditures from current estimates, the termination of any of our key commercial contracts with LifeScan or Siemens, or other 
significant unanticipated expenses could result in a default under our Credit Agreement, have a material adverse effect on our 
financial condition and/or may result in the need for additional debt or equity financing.  

12 

  
Our debt covenants may affect our liquidity or limit our ability to complete acquisitions, incur debt, make investments, sell 

assets, merge or complete other significant transactions.  

The Credit Agreement includes provisions that place limitations on a number of our activities, including but not limited to our 

ability to: incur additional debt; create liens on our assets or make guarantees; make certain investments or loans; pay dividends; 
dispose of or sell assets; or enter into acquisitions, mergers or similar transactions. These covenants could restrict our ability to pursue 
opportunities to expand our business operations. We are required to maintain unrestricted cash of US$2,000,000 in a specified bank 
account at all times. Other than this, substantially all cash, excluding cash set aside for the benefit of employees (and certain other 
exceptions), will be applied to repayment of amounts outstanding under the Credit Agreement.  

Our business strategy and revenue relies on our ability to enter collaborative arrangements with other companies and there is a 

risk that we will not be able to enter into collaborative arrangements with respect to our products.  

Our business strategy involves proving the broader applicability of our technology platform for a number of different 
products/technologies and then entering into collaborative arrangements, licensing agreements, strategic alliances or distribution 
arrangements for these products/technologies. We have not established any internal product sales and marketing capacity and to 
achieve commercial success we must enter into and maintain successful arrangements with others to sell, market and distribute 
products that we are involved in developing. We may not be able to enter into such collaborative arrangements, strategic alliances or 
distributions arrangements in a timely fashion and on acceptable terms, if at all. Our inability to enter such arrangements would be 
detrimental to our strategy, business and financial position. Our ability to enter into collaborative, strategic or distribution 
arrangements will suffer if the technologies developed by us are not perceived as being comparable or superior to established 
laboratory methods or other products.  

If we are unable to enter collaborative or distribution arrangements with respect to certain of our products/technologies, we may 

have to change strategy, delay, reduce the scope of or eliminate some or all of our development programs or liquidate some or all of 
our assets or seek to raise additional capital. As a result, we may not be able to pursue what we consider to be worthwhile commercial 
opportunities and significant monies and management time invested may be rendered unproductive and worthless. Our inability to 
enter collaborative or strategic arrangements would thus have a material adverse effect on our business and financial position.  

Entering collaborative arrangements with respect to our products will expose us to risks and uncertainties related to those 

collaborations and alliances.  

To the extent we are able to enter into collaborative or strategic arrangements with respect to our products, we will be exposed to

risks and uncertainties related to those arrangements. The customer or partner will generally make the key decisions on product 
choice, regulatory approvals, product launch, product manufacture and marketing and promotion. Decisions made by our partner with 
respect to the commercialization of the products we develop with them will significantly affect the extent and timing of revenues to 
us. For example, our partner may choose not to launch new products we develop, may choose to launch the products in a limited 
number of jurisdictions, may delay the launch of products, may undertake only limited sales and marketing efforts to commercialize 
the products, all of which would have a material adverse effect on our business and financial position. Collaborative arrangements, 
licensing agreements or strategic alliances will subject us to a number of risks, including the risk that:  

•

•

•

•

•

•

•

we do not control the amount and timing of resources that our strategic partners may devote to our products; 

we do not control the decision to pursue a product, the timing of product launches and extent of marketing and sales 
activities; 

our customer or partners may experience financial difficulties; 

we may be required to relinquish important rights such as marketing and distribution rights; 

business combinations or significant changes in a partner’s business strategy may also adversely affect a 
collaborator’s willingness or ability to complete its obligations under any arrangement; 

a collaborator could independently move forward with a competing product developed either independently or in 
collaboration with others, including our competitors; and 

collaborative arrangements are often terminated or allowed to expire, which would delay the development and may 
increase the cost of developing our products. 

13 

  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
Likewise, distribution arrangement will also expose us to a number of additional comparable risks, including that the distributor 

may not perform as required.  

Allegedly defective design or the manufacture of allegedly defective products could potentially expose us to substantial costs, 

write-offs and reputational damage.  

Allegedly defective designs or manufacture of allegedly defective products exposes us to the risk of product liability claims and 

product recalls, resulting in substantial costs, write-offs and potential delays in our shipment of product to customers, decreased 
demand for products, loss of revenue and cash flow, reputational damage, costs of related litigation, increases in our insurance 
premiums and increased scrutiny by regulatory agencies, claims by our customers and may trigger the dissolution of partnerships or 
collaborative relationships. The occurrence of certain of these events may trigger an event of default under our Credit Agreement. 
While we will seek to mitigate our loss by obtaining appropriate insurances and appropriate contractual protections, if we are unable 
to maintain our insurance at an acceptable cost or on acceptable terms with adequate coverage, or negotiate appropriate contractual 
protections or otherwise protect against potential product liability claims, we will be exposed to significant liabilities. Recalls would 
harm our business and compromise the performance of our obligations to our customers and would have a material adverse effect on 
our business and financial results and may result in claims by our customers or partners and may trigger the dissolution of 
partnerships or collaborative relationships. Any claim for damages by our customers or other claim against us could be substantial.  

There are many elements to manufacturing products that can cause variability beyond acceptable limits. We may be required to 
discard defective products after we have incurred significant material and labor costs, resulting in manufacturing delays and delayed 
shipment to customers. Further, if our suppliers are unable to provide materials in conformance with specifications, we may be 
required to discard materials, which may also cause delays in the manufacture and shipment of products.  

Reduced margins would have a material adverse effect on our business and financial position.  

Our margins may be reduced and costs increased which would have a material adverse effect on our business and financial 

position. The two primary factors that pose this risk include increased manufacturing costs or currency fluctuations.  

Increases in our costs to manufacturing products or conducting development work may decrease our margins or cause us to 
suffer a loss on the manufacture products. Additionally, we may suffer decreased margins due to the global reach of our business 
exposing us to market risk from changes in foreign currency exchange rates. While the majority of our cash reserves and expenses are 
in Australian dollars, we continue to deal in other currencies, particularly in the United States and Europe, which may increase costs 
and decrease revenues incurred in foreign currencies. Additionally, we use, from time to time, financial instruments, primarily foreign 
currency forward contracts to hedge certain forecasted foreign currency commitments arising from trade accounts receivables, trade 
accounts payable and fixed purchase obligations. These hedging activities are largely dependent upon the accuracy of our forecasts 
and as such, our foreign currency forward contracts may not cover our full exposure to exchange rate fluctuations. Although we 
believe our foreign exchange policies are reasonable and prudent under the circumstances, we may experience losses from un-hedged 
currency fluctuations, which could be significant. If our costs increase or our margins decrease, it would have an adverse effect on our 
business and financial position.  

New product design and development and clinical testing is costly, labor intensive and the outcomes uncertain.  

The design and development of different tests on our platform takes a number of years to complete, is costly and the outcomes 

are uncertain. Although development risk generally reduces the further a test is developed, the tests we develop have a significant 
degree of technical risk, and irrespective of the stage of development, design and development work and product validation, the 
development of the test may be unsuccessful or not warrant product commercialization. If development activities are unsuccessful, we 
may need to delay, reduce the scope of or eliminate some or all of our development programs and significant monies and management 
time invested may be rendered unproductive and worthless.  

14 

  
Our agreements with our customers to date have contained milestone based payments, many of which are payable upon the 
achievement of technical development milestones. Such milestone payments may not cover the cost of our research and development 
activities. In the event we are not successful in achieving the relevant development milestone, we will not receive the milestone 
payments associated with the milestone which would have an adverse effect on our revenue and financial position. Failure to achieve 
certain development milestones may have an impact on our covenants under the Credit Agreement. Furthermore, if we are unable to 
develop a product for a customer, it may eliminate an important revenue stream for us which may result in us not being profitable, or 
trigger dissolution of partnerships or collaborative relationships.  

Diagnostic devices must be tested for safety and performance in laboratory and clinical trials before regulatory clearance for 
marketing is achieved. Such studies are costly, time consuming and unpredictable. Clinical trials may not be successful and marketing 
authorization may not be granted which may result in us not being profitable, or trigger dissolution of partnerships or collaborative 
relationships. The outcome of early clinical trials may not be predictive of the success of later clinical trials. Failed clinical trials may 
result in considerable investments of time and money being rendered unproductive and worthless.  

Additionally, unanticipated trial costs or delays could cause substantial additional expenditure that is not reimbursed by a 

partner, cause us to miss milestones which trigger a financial payment or cause us or a partner to delay or modify our plans 
significantly. This would harm our business, financial condition and results of operations.  

If we cannot maintain our intellectual property rights, our ability to make or develop point-of-care tests would be restricted or 

eliminated, and the value of our technology and diagnostic tests may be adversely affected.  

Our ability to obtain proprietary rights, maintain trade secret protection and operate without infringing the proprietary rights of 

third parties is an integral part of our business.  

A number of companies, universities and research institutions have or may be granted patents that cover technologies that we 

need to complete development of a particular product. We may choose or be required to seek licenses under third party patents which 
would be costly, may not be available on commercially acceptable terms, or at all. Further, we may be unaware of other third party 
patents or proprietary rights that are infringed by our point-of-care tests.  

Much of our platform intellectual property rights are licensed to us from LifeScan. If we were to breach the License Agreement 

and LifeScan were to validly terminate the agreement in response, it would seriously restrict or eliminate our ability to develop and 
commercialize our existing and future tests which would have a material adverse effect on us as it would restrict or eliminate our 
existing commercialization opportunities. We also license other intellectual property from third parties as part of our other 
development efforts.  

LifeScan and our other licensees have a considerable degree of control over the manner that the intellectual property licensed to 
us is maintained and protected and, as a result, we have reduced control with respect to the maintenance and protection of our licensed 
patent portfolio. LifeScan is responsible for the prosecution and maintenance of the intellectual property it licenses to us and we are 
largely dependent on them to defend proceedings or prosecute infringers. The same applies to our other licensees. Our business would 
be harmed if the licensed patents were infringed or misappropriated. Prosecuting third parties and defending ourselves against third-
party claims would be costly, time consuming and divert management’s attention from our business, potentially leading to delays in 
our development or commercialization efforts. Additionally, if third parties made successful claims, we may be liable for substantial 
damages or license fees, be required to stop marketing the infringing product or take other actions that are adverse to our business.  

Risks associated with regulatory clearance and changes to regulation.  

The products we are involved in developing are medical devices and therefore subject to extensive regulation in all major 
markets. The process of obtaining regulatory clearance is costly and time consuming and there can be no assurance that the required 
regulatory clearances will be obtained. Products cannot be commercially sold without regulatory clearance. We and our customers 
and partners may be unable to obtain the necessary clearances to sell or if the clearances are delayed, revoked or subject to 
unacceptable conditions, the product may not be able to be commercialized which would have a material adverse effect on us.  

If we were required and able to change suppliers and third party contract manufacturers, applicable regulatory bodies may 
require new testing and compliance inspections and require that we demonstrate structural and functional comparability between the 
same products manufactured by different organizations, resulting in additional costs and potential delays which could be detrimental 
to our business.  

15 

  
Furthermore, regulation is ongoing and manufacturers and marketers of products are subject to continuous review and periodic 

inspections. Potentially costly responses may be required to be given by us and our customers including product modification, or 
post-marketing clinical trials as a condition of approval to further substantiate safety and efficacy or investigate issues of interest. If 
we or our customers fail to comply with applicable regulatory requirements it may result in fines, delays, suspensions of clearances, 
seizures, recalls of products, operating restrictions or criminal prosecutions and could have a material adverse effect on our 
operations. Any such regulatory action may also constitute an event of default under our Credit Agreement. Additionally, changes in 
existing regulations or the adoption of new regulations could make regulatory compliance by us more difficult in future and could 
hamper our ability to produce our products when we require.  

Risks associated with suppliers.  

Similar to most major manufacturers in our industry, we are dependent upon our suppliers for certain raw materials and 

components. We have preferred suppliers, making us vulnerable to supply disruption, which could harm our business and delay 
manufacturing operations. We seek to enter into long term contractual arrangements with certain of our suppliers, however we may 
not always be able to do so on acceptable terms. If our manufacturing requirements change, such long term contractual arrangements 
may cause us to have excess or obsolete inventory. We may not be able to guarantee the supply of certain of our materials which may 
in turn affect our ability to supply product to our customers. We may have difficulty locating alternative suppliers in a timely manner 
or on commercially acceptable terms, and switching components may require product redesign and further regulatory clearance which 
could significantly delay production. Likewise, our customers and partners are subject to supply risks which may delay their ability to 
supply customers with product which would impact our revenue and have a consequential adverse effect on our business and results 
of operations.  

To the extent we agree to be responsible for manufacturing meters for any of our customers and partners, we anticipate that we 

will outsource the manufacture of these meters. There is no guarantee that we will be able to enter into any such arrangement on 
acceptable terms, if at all, and as a result there is a risk of lengthy and costly delays of bringing our products to market. Further, if our 
contract manufacturers fail to achieve and maintain required production yields or manufacturing standards, it could result in product 
withdrawals, delays, recalls, product liability claims and other problems that could seriously harm our business. Any meter shortages 
or manufacturing delays could result in delays or reduction in our revenues, with consequential adverse effect on our business and 
results of operations.  

The success of our business is heavily dependent upon market factors such as growth of the point-of-care testing market and our 

ability to compete effectively within the highly competitive in vitro diagnostics market.  

Our business success relies on the growth of both the existing and emerging point-of-care testing market. We cannot be sure that 
this market will grow as we anticipate. Such growth will require continued support and demand from payers, patients and health care 
professionals and the endorsement by professional bodies that influence the practice of medicine. Research and clinical data may not 
sufficiently support point-of-care testing, nor may the health economic benefits sufficiently support point-of-care testing as an 
alternative to current practice. Even if the data is compelling, significant resources may be required to educate users and change in 
practice may be slower and more costly than we anticipate. If point-of-care testing fails to be adopted at the rate we expect, the sector 
may remain unattractive to the size of partner we seek to attract and as a consequence, we may need to change our business model. 
This may require us to incur more cost and/or our anticipated growth will be adversely affected and our results will suffer.  

We may face intense competition in development, marketing and selling point-of-care tests.  

The market for in vitro diagnostics is intensely competitive, price sensitive and subject to rapid change. We and our customers 

and partners may be unable to accurately anticipate changes in the markets and the direction of technological innovation and the 
demands of end users, competitors may develop improved technologies and the market place may conclude that our products are 
obsolete. Our larger competitors enjoy several competitive advantages including significantly greater financial resources, greater 
brand recognition, greater expertise in conducting clinical trials, obtaining regulatory approvals and managing manufacturing 
operations, and greater experience in product sales and marketing. Early-stage companies may also prove to be significant 
competitors.  

16 

  
Competition will be faced from existing products as well as products in development. Point-of-care tests are likely to experience 
significant and continuing competition from traditional pathology laboratory based testing as well as other point-of-care tests. Our and 
our customers’ and partners’ commercial opportunity will be reduced or eliminated if competitors develop and commercialize safer, 
more effective, more convenient, or cheaper products, or reach the market sooner than we do. Any such developments adversely 
affecting the market for products developed by us may force us and our partners to reduce production or discontinue manufacturing 
which would cause our operating results to suffer. There can be no assurances given with respect to our or any partner’s ability to 
compete effectively in the competitive markets in which we operate.  

We face risks manufacturing product.  

There are technical challenges establishing and maintaining commercial manufacturing for products, including maintaining the 

consistency of our incoming raw materials, equipment design and automation, material procurement, production yields and quality 
control and assurance. We may fail to achieve and maintain required production yields or manufacturing standards which could result 
in financial loss, patient injury or death, product recalls or withdrawals, product shortages, delays or failures in product testing or 
delivery, breach of our agreements with any partner and other problems that could seriously harm our business.  

Adverse economic conditions may harm our business.  

Market and economic conditions have been challenging worldwide. Continuing concerns have led to increased market volatility 
and diminished expectations for world economies. These factors may include fluctuations in foreign exchange rates, inflation, interest 
rates, rate of economic growth, taxation laws, consumer spending, unemployment rates, government fiscal, monetary and regulatory 
policies and consumer and business sentiment. Any of these factors have the potential to cause costs to increase or revenues to 
decline. Continued turbulence in the US, Australian and other international markets and economies may adversely affect our ability to 
enter into collaborative arrangements, the behavior and financial condition of our current and any future customers and partners and 
the spending patterns of users of the products we are developing. This may adversely impact demand for our services and for products 
developed by us. In addition, economic conditions could also impact our suppliers, which may impact on their ability to provide us 
with materials and components which in turn may negatively impact our business.  

Our operations are not currently profitable.  

Our operations are not currently, and may never be profitable. To date, we have funded our operations and capital expenditures 

from revenue from the sale of products and provision of services and with proceeds from the sale of our securities, government grants 
and interest on investments. On December 19, 2013 we entered into the Credit Agreement which has provided debt financing for our 
business. We may, however, require additional capital to fund our business operations, which may not be available on acceptable 
commercial terms, or at all.  

We may not be able to raise capital or secure credit if and when required.  

We may not be able to raise capital or secure credit if and when required. If we are unable to raise capital or secure credit when 

required, we may have to delay, reduce the scope of or eliminate some or all of our development programs or commercialization 
efforts or liquidate some or all of our assets.  

The loss of a key employee or the inability to recruit and retain high caliber staff to manage future anticipated growth could 

have a material adverse effect on our business.  

As with most growth companies, our future success is substantially dependent on our key personnel. Certain key personnel 
would be difficult to replace and the loss of any such key personnel may adversely impact the achievement of our objectives. Our 
ability to operate successfully and manage the business depends significantly on attracting and retaining additional highly qualified 
personnel. The loss of any key personnel may be disruptive or have a material adverse effect on the future of our business. The 
competition for qualified employees in scientific research and medical diagnostic industries is particularly intense and there are a 
limited number of persons with the necessary skills and experience.  

17 

  
Our primary operations are conducted at a single location. Any disruption at our facility could adversely affect our operations and increase 

our expenses.  

Our primary operations are conducted at our Corporate Avenue facility in Melbourne, Australia. We take precautions to safeguard our 
facility, including security, health and safety protocols and maintain applicable insurance. However, we may be impacted by industrial action or 
operating equipment and facilities may not operate as intended or be unavailable as a result of unanticipated failures or other events outside of our 
control such as a natural disaster, fire, flood or earthquake or catastrophic breakdowns or deliberate acts of destruction. The occurrence of any of 
these events may restrict our ability to supply product, could cause substantial delays in our operations, damage or destroy our manufacturing 
equipment or inventory, and cause us to incur additional expenses. The insurance we maintain against fires, floods, earthquakes and other natural 
disasters may not be adequate to cover our losses in any particular case.  

Investors may be subject to Australian and/or US taxation.  

The receipt of dividends by Australian tax resident security holders and any subsequent disposal of our securities by any such Australian tax 

resident may have both United States and Australian tax consequences depending upon their individual circumstances. This may result in a security 
holder being subject to tax in both jurisdictions and a tax credit may or may not be available in one jurisdiction to offset the tax paid in the other 
jurisdiction depending upon the security holder’s individual circumstances.  

The price of our shares is highly volatile and could decline significantly.  

Our shares of common stock in the form of CDIs were quoted on the ASX and began trading on December 13, 2006. The price of our shares 
is highly volatile and could decline significantly. The market price of our shares historically has been, and we expect will continue to be, subject to 
significant fluctuations over short periods of time. Some of the factors that may cause the market price of our common stock to fluctuate include:  

•

•

•

•

•

•

•

•

•

•

•

•

•

•

  the entry into, or termination of, key agreements, including key collaboration agreements and licensing agreements; 

  any inability to obtain additional financing on favorable terms to fund our operations and pursue our business plan if additional 

financing becomes necessary; 

  our ability to negotiate and enter into definitive agreements related to any financing transaction, if additional financing becomes 

necessary; 

  future sales of our common stock or debt or convertible debt securities or other capital-raising activities, and the terms of those 

issuances of securities; 

  future revenue streams from product sales, if any, by our collaborative partners, and the extent of demand for, and sales of, our 

products; 

  the initiation of material developments in, or conclusion of litigation to enforce or defend any of our intellectual property rights or 

otherwise; 

  our results of operations and financial condition, including our cash reserves, cash burn and cost level; 

  general and industry-specific economic and regulatory conditions that may affect our ability to successfully develop and commercialize 

products; 

  the loss of key employees; 

  the introduction of technological innovations or other products by our competitors; 

  sales of a substantial number of shares of our common stock by our large stockholders; 

  changes in estimates or recommendations by securities analysts, if any, who cover our common stock; 

  issuance of shares by us, and sales in the public market of the shares issued, upon exercise of our outstanding warrants; and 

  period-to-period fluctuations in our financial results. 

For example, from the initial quotation of our shares in the form of CDIs on the Australian Securities Exchange on December 13, 2006 until 

March 5, 2014, the closing price per share of our shares ranged from a low of A$0.41 during February 2009 to a high of A$2.02 during the first 
quarter of the 2010 fiscal year and was A$0.36 on March 5, 2014. We may experience a material decline in the market price of our CDIs, 
regardless of our operating performance and therefore, a holder of our shares may not be able to sell those shares at or above the price paid by such 
holder for such shares. Sales by our larger shareholders may create volatility or impact how the value of our shares is perceived.  

Class action litigation has been brought in the past against companies which have experienced volatility in the market price of their 
securities. We may become involved in this type of litigation in the future. Litigation of this type is often extremely expensive and diverts 
management’s attention and our resources.  

18 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Our securities are not currently traded on any United States public markets and there are currently restrictions on the ability of 

United States persons to acquire our securities on the ASX.  

There is no public market for our shares in the United States or in any other jurisdiction other than Australia. We have not 
determined whether we will seek the quotation of our shares on any United States public trading market. Even if our shares are in the 
future listed on a United States public market, the liquidity of our shares may not improve, and the United States market price may 
not accurately reflect the price or prices at which purchasers or sellers would be willing to purchase or sell our common stock.  

In addition, our securities are “restricted securities” as that term is defined in Rule 144 under the United States Securities Act of 

1933, as amended (“Securities Act”). Restricted securities may be resold in the public market to United States persons as defined in 
Regulation S only if registered for resale or if they qualify for an exemption from registration under the Securities Act. We have not 
agreed to register any of our common stock for resale by security holders.  

We may be involved in litigation.  

There has been substantial litigation and other proceedings in the medical diagnostic industries. Defending against litigation and 

other third party claims would be costly and time consuming and would divert management’s attention from our business, which 
could lead to delays in our development or commercialization efforts. If third parties are successful in their claims, we might have to 
pay substantial damages or take other actions that are adverse to our business.  

Changes in laws may adversely affect our business.  

Our business and the business of our customers and partners are subject to the laws and regulations in a number of jurisdictions. 

Unforeseen changes in laws and government policy both in Australia, the EU, the US and elsewhere, could materially impact our’ 
operations, assets, contracts and profitability.  

We are exposed to risks relating to evaluations of controls required by Section 404 of the Sarbanes-Oxley Act.  

Changing laws, regulations and standards relating to corporate governance and public disclosure, including the Sarbanes-Oxley 

Act of 2002 (“Sarbanes-Oxley Act”) and related regulations implemented by the SEC, have substantially increased legal and financial 
compliance costs. We expect that our ongoing compliance with applicable laws and regulations, including the Securities Exchange 
Act of 1934 as amended (“Exchange Act”) and the Sarbanes-Oxley Act, will involve significant and potentially increasing costs. In 
particular, we must annually evaluate our internal controls systems to allow management to report on our internal controls. 
Additionally, as an “accelerated” filer with the SEC, our independent auditors must attest to our internal controls. We must perform 
the system and process evaluation and testing (and any necessary remediation) required to comply with the management certification 
and, when applicable, auditor attestation requirements of Section 404 of the Sarbanes-Oxley Act. If we are not able to continue to 
satisfy the requirements of Section 404 adequately, we may be subject to sanctions or investigation by regulatory authorities, 
including the SEC. Any action of this type could adversely affect our financial results, investors’ confidence in our company and our 
ability to access capital markets, and could cause our stock price to decline.  

A significant amount of our shares are controlled by individuals or voting blocks, and the interests of such individuals or voting 

blocks could conflict with those of the other stockholders.  

Single stockholders with significant holdings or relatively small groups of stockholders have the power to influence matters 
requiring the approval of stockholders. Approximately 8.4% of our outstanding shares of common stock are owned by The Principals 
Cornerstone Fund Pty Ltd, an Australian company, which holds shares on trust for two of our directors, Messrs Denver and Hanley. 
These directors also hold shares directly and through other vehicles. Mr. Andrew Jane is one of our directors and a director of Talu 
Ventures Pty Ltd which holds approximately 10.1% of our shares. As directors, these individuals have the power to influence matters 
requiring the approval of our stockholders, including the election of directors and the approval of other significant resolutions, and 
their interests may conflict with those of the other stockholders. In addition, control of a significant amount of our common stock by 
insiders could adversely affect the market price of shares. For details of our substantial stockholders and the interests of our directors, 
refer to “Item 12 — Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters”.  

19 

  
We have never paid a dividend and we do not intend to pay dividends in the foreseeable future which means that holders of 

shares of common stock and CDIs may not receive any return on their investment from dividends.  

To date, we have not declared or paid any cash dividends on our shares or CDIs and currently intend to retain any future 

earnings, if any, for funding growth. We do not anticipate paying any dividends in the foreseeable future.  

Our holders of CDIs are not stockholders and do not have stockholder rights.  

The main difference between holding CDIs and holding our underlying shares is that a CDI holder has beneficial ownership of 
the equivalent number of shares instead of legal title. CDIs are exchangeable, at the option of the holder, into shares of our common 
stock at a ratio of 1:1. Legal title is held by CHESS Depositary Nominees Pty Ltd (“CDN”) and the shares are registered in the name 
of CDN and held by CDN on behalf of and for the benefit of CDI Holders. CDN is a wholly owned subsidiary of ASX Limited. CDI 
holders will be entitled to all the economic benefits of the shares underlying their CDIs, such as dividends (if any), bonus issues or 
rights issues. CDN as a stockholder of record will receive notice of stockholder meetings and be entitled to attend and vote at 
stockholder meetings. CDI holders will likewise be sent notices of stockholder meetings and are entitled to attend stockholder 
meetings but are not permitted to vote other than by giving directions on how to vote to CDN or as a proxy holder for CDN.  

Our success is reliant on the accuracy, reliability and proper use of sophisticated information processing systems and 
management information technology and the interruption in these systems could have a material adverse effect on our business, 
financial condition and results of operations.  

Our success is reliant on the accuracy, reliability and proper use of sophisticated information processing systems and 

management information technology. Our information technology systems are designed and selected in order to facilitate the entering 
of order entry, customer billing, to maintain customer records, to provide product traceability, to accurately track purchases, to 
manage accounting, finance, administration and manufacturing, generate reports and provide customer service and technical support. 
Any interruption in these systems could have a material adverse effect on our business, financial condition and results of operations.  

Provisions in our charter documents and under Delaware law could make the possibility of our acquisition, which may be 

beneficial for our stockholders, more difficult and may prevent attempts by our stockholders to replace or remove current 
management.  

Provisions in our certificate of incorporation and our bylaws may delay or prevent an acquisition of us or a change in our 
management, and frustrate or prevent attempts by our stockholders to replace or remove our current management by making it more 
difficult to remove our current directors. Such provisions include:  

•

•

•

  the division of our Board into classes whose terms expire at staggered intervals over a three year period and advance notice 

requirements for nominations to our Board and proposing matters that can be acted upon at shareholder meetings; 

  the requirement that actions by our stockholders by written consent be unanimous; 

  the ability of our Board to issue preferred stock. 

Limitation on Independent Registered Public Accounting Firm’s Liability.  

The Australian accounting firm we utilize for audit reports on our financial statements is subject to limitations on liability with 

respect to claims arising out of their audit reports, in accordance with professional standards legislation. This legislation may limit the 
liability of our accountant’s for damages with respect to certain civil claims arising directly or vicariously from anything done or 
omitted in the performance of their professional services to us, including to the lesser of (in the case of audit services) ten times the 
reasonable charge for the service provided and a maximum liability for audit work of A$75 million or, in relation to matters occurring 
prior to October 7, 2007, A$20 million. The limit does not apply to claims for breach of trust, fraud or dishonesty.  

These limitations of liability may limit recovery upon the enforcement in Australian courts of any judgment under US or other 

foreign laws rendered against our Australian accountants based on or related to their audit report on our financial statements. 
Substantially all of our accountant’s assets are located in Australia. However, the professional standards legislation has not been 
subject to judicial consideration and therefore how the limitation will be applied by the courts and the effect of the limitation on the 
enforcement of foreign judgments are untested.  

20 

  
  
  
  
 
 
 
ITEM 1B. UNRESOLVED STAFF COMMENTS. 

None.  

21 

  
ITEM 2. PROPERTIES. 

Universal Biosensors Pty Ltd leases approximately 5,000 square meters of office, research and development and manufacturing 

facilities at 1 Corporate Avenue, Rowville in Melbourne, Australia. The lease for the premises at 1 Corporate Avenue Rowville 
expires on March 31, 2019 with two options to renew the lease for successive five year periods.  

We will manufacture our test strips using custom manufacturing equipment.  

Depending on the number of strips required to be manufactured, it may become necessary in the future for us to acquire 
additional large scale equipment to satisfy manufacturing demand. If our existing facilities and equipment are fully utilized for the 
manufacture of test strips for one of our customers or our own products, we will need to secure additional or alternative facilities and 
establish additional large scale equipment sufficient to future manufacturing requirements. Given that we no longer manufacture for 
LifeScan, we do not expect we will require additional facilities for some time.  

22 

  
There are no material legal or arbitration proceedings pending against us or Universal Biosensors Pty Ltd.  

ITEM 3. LEGAL PROCEEDINGS. 

23 

  
ITEM 4. MINE SAFETY DISCLOSURES 

Not applicable.  

24 

  
PART II 

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER 
PURCHASES OF EQUITY SECURITIES.  

Market information  

Our shares of common stock are not currently traded on any established United States public trading market. We have not 
determined whether we will seek the quotation of our shares of common stock on any United States public trading market. We cannot 
assure you that we will seek to be quoted on any United States public trading market or that we would meet any applicable listing 
requirements.  

Our shares of common stock are traded on the ASX in the form of CHESS Depositary Interests, or CDIs, under the ASX trading 
code “UBI”. The Clearing House Electronic Subregister System, or “CHESS”, is an electronic system which manages the settlement 
of transactions executed on the ASX and facilitates the paperless transfer of legal title to ASX quoted securities. CHESS cannot be 
used directly for the transfer of securities of U.S. domiciled companies. CDIs are used as a method of holding and transferring the 
legal title of these securities on the ASX which are not able to be electronically traded in CHESS. CDIs are exchangeable, at the 
option of the holder, into shares of our common stock at a ratio of 1:1. The main difference between holding CDIs and holding the 
underlying securities (in this case our shares) is that a holder of CDIs has beneficial ownership of the equivalent number of our shares 
instead of legal title. Legal title is held by CHESS Depositary Nominees Pty Ltd, or CDN, and the shares are registered in the name of 
CDN and held by CDN on behalf of and for the benefit of the holders of CDIs. CDN is a wholly owned subsidiary of ASX.  

Holders of CDIs who do not wish to have their trades settled in CDIs on the ASX may request that their CDIs be converted into 
shares, in which case legal title to the shares of common stock are transferred to the holder of the CDIs. Likewise, stockholders who 
wish to be able to trade on the ASX can do so by requesting that their shares be converted into CDIs and by lodging their applicable 
share certificate with our share registrar and signing a share transfer form with respect to the relevant shares. Our share registrar will 
then transfer the shares from the stockholder to CDN and establish a CDI holding in the name of the stockholder (now a CDI holder). 

High and low sale prices of our CDIs on the ASX  

The sale prices of our shares traded in the form of CDIs are quoted on the ASX in Australian dollars. Our CDIs were first quoted 

on the ASX on December 13, 2006. Twenty minute delayed trading prices of our CDIs are available through the ASX at 
www.asx.com.au.  

The following tables sets forth, for the periods indicated, the highest and lowest market prices in Australian dollars for our CDIs 

reported on the ASX:  

Fiscal Year 2013 

Fiscal Year 2012 

   First Quarter
   Second Quarter
   Third Quarter
   Fourth Quarter

   First Quarter
   Second Quarter
   Third Quarter
   Fourth Quarter

High A$    

Low A$ 

0.92    
0.75    
0.83    
0.72    

0.90    
0.80    
0.90    
1.15    

  0.65  
  0.60  
  0.67  
  0.43  

  0.71  
  0.56  
  0.54  
  0.77  

Security details  

As of March 5, 2014, there were 175,608,938 shares of our common stock issued and outstanding and 10,269,105 employee 
options that are exercisable for an equivalent number of shares of common stock (8,686,224 of which were exercisable or exercisable 
within 60 days thereafter). All of our issued and outstanding shares of common stock are fully paid.  

25 

  
  
 
  
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
Under applicable U.S. securities laws all of the shares of our common stock are “restricted securities” as that term is defined in 
Rule 144 under the Securities Act. Restricted securities may be resold to U.S. persons as defined in Regulation S only if registered or 
if they qualify for an exemption from registration under the Securities Act, each as described in more detail below. We have not 
agreed to register any of our common stock for resale by security holders.  

Rule 144(b)  

Because there is no public trading market for the shares in the United States, no sales in the United States under Rule 144 other 

than Rule 144(b)(1)(i) are likely to occur. Under Rule 144(b)(1)(i), a person who is not deemed to have been an affiliate of ours at any 
time during the 90 days preceding a sale, and who has beneficially owned the shares proposed to be sold for between six months and 
one year may sell so long as the public information requirements of Rule 144 are satisfied, and, after one year, such person is entitled 
to sell the shares without having to comply with the manner of sale, public information or other provisions of Rule 144. A person who 
is deemed an affiliate during the 90 days preceding the sale who has beneficially owned the shares proposed to be sold for at least six 
months may sell so long as the conditions of Rule 144 are met, including the manner of sale, public information, volume limitation 
and notice filing provisions of Rule 144.  

Holders  

Currently, CDN holds the majority of our shares on behalf of and for the benefit of the holders of CDIs. The balance of the 
shares are held by certain of our employees generally as part of our restricted employee share scheme. Set out below is the aggregate 
number of our registered holders of CDIs and shares at the specific date below:  

Date
At March 5, 2014 

Dividends  

Total Number of
Registered Holders

1,803    

Number of Holders that
are United States 
Residents

14  

To date, we have not declared or paid any cash dividends on our shares or CDIs and currently intend to retain any future 

earnings, if any, for funding growth. We do not anticipate paying any dividends in the foreseeable future.  

Securities authorized for issuance under equity compensation plans  

Set out below are details of our Employee Option Plan as at December 31, 2013.  

Plan Category

Equity compensation plans approved 

by security holders 

- Employee options (2.a)
- Warrants (2.b) 

Equity compensation plans not 
approved by security holders

Total 

Equity Compensation Plan Information

Number of securities
to be issued upon
exercise of 
outstanding options,
warrants and rights

Weighted average
exercise price of
outstanding 
options, warrants
and rights (A$)     

Number of 
Securities 
remaining for 
future issuance 

10,666,099    
4,500,000    

0    
15,166,099    

26 

1.07    
1.00    

0.00    
1.05    

(1) 
(1) 

(1) 

  
  
  
  
 
 
  
 
  
 
  
 
  
 
  
  
 
 
  
 
 
  
 
 
  
  
  
  
  
  
 
  
  
 
  
  
  
 
  
  
  
 
  
(1) The number of securities able to be granted is limited to the amount permitted to be granted at law, the ASX Listing Rules and by 
the limits on our authorized share capital in our amended and restated certificate of incorporation. The Listing Rules of ASX 
generally prohibits companies whose securities are quoted on ASX from issuing securities exceeding 15% of issued share capital in 
any 12 month period, without stockholder approval. 

(2) The grant of options and the issue of shares to any of our directors require stockholder approval. 

a.

b.

This includes 60,000 ZEPOs granted to our Executive Director/ Chief Executive Officer, Mr. Paul Wright. The ZEPOs 
were approved by our Board on December 12, 2013. Shareholder approval for the grant of the ZEPOs to Mr. Paul 
Wright is being sought at the 2014 General Meeting. 

In connection with our US$25 million loan facility, we issued to the lenders warrants entitling the holder to purchase up 
to an aggregate total of 4.5 million shares of UBI’s common stock in the form of CDIs at a price of A$1.00 per share, 
exercisable at any time until December 19, 2020 (“Warrants”). The holder of a Warrant has the option to pay the 
exercise price in cash or by making a cashless exercise. The number of shares of common stock to be issued on exercise 
of the Warrants and/ or the exercise price of the Warrants will be adjusted in certain circumstances including bonus 
issues, pro-rata issues and reorganizations of share capital. 

Recent Sales of Unregistered Securities  

Warrants  

In connection with the Credit Agreement, we granted to the lenders warrants entitling the holders to purchase an aggregate total of 

4,500,000 shares of our common stock at an exercise price of A$1.00 per share, exercisable at any time until December 19, 2020 
(“Warrants”). The holder of a Warrant has the option to pay the exercise price in cash or by making a cashless exercise. The number of 
shares of common stock to be issued on exercise of the Warrants and/or the exercise price of the Warrants will be adjusted in certain 
circumstances including bonus issues, pro-rata issues and reorganizations of share capital.  

The issue of the Warrants was made in reliance upon the exemption from registration pursuant to Regulation D, as promulgated by 
the Securities Act of 1933, as amended (the “Securities Act”). The holders of the Warrants may not re-sell any Warrants or shares issued 
upon exercise of the Warrants into the U.S. or to a U.S. Person (as defined in the Securities Act) or within Australia for a period of one 
year after the date of issue of the relevant security unless the re-sale of the securities is registered under the Securities Act or an exemption 
is available.  

Exercise of Employee Stock Options  

The table below sets forth the number of employee stock options exercised and the number of shares of common stock issued within 

the past three financial years. We issued these shares in reliance upon exemptions from registration under Regulation S under the 
Securities Act of 1933, as amended.  

Period Ending
2011 
January, 2011 
January, 2011 
January, 2011 
January, 2011 
March, 2011 
May, 2011 
May, 2011 
August, 2011 
November, 2011 
November, 2011 

2012 
February, 2012 
June, 2012 
August, 2012 
October, 2012 
November, 2012 

Number of Options Exercised
and Corresponding Number
of Shares Issued

50,000    
13,333    
26,667    
6,666    
40,000    
6,667    
2,333    
8,000    
10,000    
18,333    
181,999    

6,248    
55,993    
38,332    
8,000    
6,667    
115,240    

27 

Option 
Exercise 
Price

A$ 0.89    
A$ 0.50    
Nil    
A$ 0.94    
US$0.22    
A$ 0.70    
A$ 0.94    
A$ 0.50    
US$0.26    
Nil    

US$0.26    
US$0.22    
Nil    
A$ 0.70    
A$ 0.70    

Proceeds
Received
(A$)

 44,500  
  6,667  
0  
  6,266  
  8,694  
  4,667  
  2,193  
  4,000  
  2,518  
0  
 79,504  

  1,518  
 12,300  
0  
  5,600  
  4,668  
 24,086  

  
  
  
  
 
 
  
 
    
 
  
 
  
  
  
  
 
  
  
  
  
  
  
  
 
  
 
 
  
  
  
 
  
  
  
  
  
  
  
  
  
 
  
 
  
  
  
  
 
  
  
  
 
 
  
  
  
 
  
  
  
  
  
  
  
  
  
 
2013 
May, 2013 
June, 2013 
September, 2013 
December, 2013 

40,000    
708,640    
75,993    
672,392    
1,497,025    

US$0.22    
US$0.22    
US$0.22    
US$0.22    

  9,020  
 167,051  
  18,690  
 165,837  
 360,598  

The funds raised have been and will be used for working capital requirements including the continued development of our 

existing pipeline of point-of-care tests and to identify and develop additional tests.  

Restricted Employee Shares Issued to Employees  

Our Employee Share Plan was adopted by the Board of Directors in 2009. The Employee Share Plan permits our Board to grant 

shares of our common stock to our employees and directors. The number of shares able to be granted is limited to the amount 
permitted to be granted at law, the ASX Listing Rules and by the limits on our authorized share capital in our certificate of 
incorporation. All our employees are eligible for shares under the Employee Plan. The Company currently proposes to issue A$1,000 
worth of restricted shares of common stock to employees of the Company on a recurring basis, but no more frequently than annually. 
The restricted shares have the same terms of issue as our existing shares of common stock but are not able to be traded until the 
earlier of three years from the date on which the shares are issued or the date the relevant employee ceases to be an employee of the 
Company or any of its associated group of companies. We issue these shares in reliance upon exemptions from registration under 
Regulation S under the Securities Act.  

The table below sets forth the restricted shares issued by the Company within the past three financial years:  

November, 2011 
November, 2012 
May, 2013 
December, 2013 

Number of Restricted
Shares Issued

Market Value of Restricted
Shares Issued 

86,471  
77,945  
917  
142,800  

A$
A$
A$
A$

76,959  
84,960  
1,000  
69,972  

Restricted stock awards activity during the current period is as follows:  

Balance at December 31, 2012 

Granted 
Release of restricted shares 

Balance at December 31, 2013 

Number of shares
196,089  
143,717  
(79,005) 
260,801  

Weighted average
issue price  
A$

1.10  
0.49  
1.26  
0.72  

Purchases of Equity Securities by the Issuer and Affiliated Purchasers  

There were no repurchases of equity securities in 2013.  

Total Return Stock Performance Graph  

The following line graph compares the cumulative total stockholder return on our common stock from December 31, 2008 
through December 31, 2013 with the cumulative total return of a major market index and a published industry index. The graph below 
assumes an investment of A$100.00 on December 31, 2008 in our common stock, and compares its performance with the Standard 
and Poor’s/Australian Securities Exchange 200 Index and the Standard and Poor’s/Australian Securities Exchange Health Care 200 
Index. We paid no dividends on our common stock during the period covered by the graph. The Indices included in the graph reflect a 
cumulative total return based upon the reinvestment of dividends of the stocks included in those indices. Measurement points are 
December 31, 2008 and the last trading day of each subsequent year end through December 31, 2013.  

28 

  
  
  
 
 
  
 
 
  
 
 
 
 
  
  
  
 
 
  
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
  
  
 
  
  
 
 
 
 
  
  
 
  
  
 
The comparisons shown in the graph above are based upon historical data. The stock price performance shown in the graph is 
not necessarily indicative of, nor is it intended to forecast, the potential future performance of our common stock. This graph shall not 
be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, and will not 
be deemed incorporated by reference into any filing under the Securities Act, whether made before or after the date hereof, regardless 
of any general incorporation language in such filing.  

29 

  
  
  
The following table represents our selected financial data for the dates and periods indicated.  

ITEM 6. SELECTED FINANCIAL DATA. 

2013
A$

Years Ended December 31,
2011
A$

2010
A$

2012
A$

2009
A$

Revenue 

Revenue from products 
Revenue from services 
Research and development income
Milestone payment 
Total revenue 

Operating costs & expenses 
Cost of goods sold 
Cost of services 
Research and development 
General and administrative 
Total operating costs & expenses 

Profit/(loss) from operations 
Other income/(expense) 
Interest income 
Interest expense 
Financing costs 
Other 

Total other income/(expense) 
Net profit/(loss) before tax 
Income tax benefit/(expense) 
Net profit/(loss) 
Earnings per share 
Basic and diluted net loss per share 
Average weighted number of shares—basic & diluted 
Other comprehensive loss, net of tax:

Unrealized (loss)/gain on derivative instruments 
Reclassification for losses/(gains) realized in net 

income 

Other comprehensive (loss)/gain 
Comprehensive (loss)/gain 

Balance Sheet Data: 
Cash and cash equivalents 
Total assets 
Long term secured loan 
Total stockholders’ equity 

    10,170,804  
4,918,868  
0  
0  
    15,089,672  

19,368,745  
10,277,698  
0  
0  
29,646,443  

12,063,582      11,760,009     

132,733  
2,632,870      6,420,027      2,850,071  
0      1,337,125  
0      17,722,641  
14,696,452       18,180,036       22,042,570  

0     
0     

    10,455,567  
1,187,244    

12,310,302       10,801,062      
708,149       1,481,674      

17,987,049  
669,042    
    15,483,902     13,482,459    
6,790,524  

458,162  
169,241  
9,812,396       6,482,150       14,898,072  
7,271,488       7,185,550       5,635,569  
    33,327,499     38,929,074     30,102,335       25,950,436       21,161,044  
881,526  
    (18,237,827) 

(15,405,883)     (7,770,400)    

(9,282,631) 

6,200,786  

499,970  
(22,640)  
(797,126) 
6,923,816  
6,604,020    
    (11,633,807) 
0  
    (11,633,807)  

437,171  
(29,263)  
0  
(256,499) 
151,409    
(9,131,222) 
0  

683,323       1,192,889      
0      
0      
0      
0      
(33,014)    
30,443      
713,766       1,159,875      

809,459  
(9,636) 
0  
(250,886) 
548,937  
(14,692,117)     (6,610,525)     1,430,463  
0  
(9,131,222)   (14,692,117)     (6,610,525)     1,430,463  

0      

0      

0.01  
   174,428,259   160,417,411   159,017,777      157,584,044      157,013,578  

(0.04)    

(0.09)    

(0.07)  

(0.06)  

0  

0  

83,339      

0      

(47,412) 

0  
0  
    (11,633,807) 

(83,339) 
(83,339) 
(9,214,561) 

0      
83,339      

0  
(47,412) 
(14,608,778)     (6,563,113)     1,383,051  

47,412      
47,412      

2013
A$

Years Ended December 31,
2011
A$

2012
A$

2010
A$

2009
A$

  23,742,422     23,649,417     15,089,209     23,271,766     31,291,011  
  54,619,699     49,066,850     45,216,467     53,837,949     56,083,468  
—    
  15,857,966    
  29,683,940     39,372,139     35,022,606     47,219,079     51,314,002  

—       

—       

—      

30 

  
  
  
 
  
 
 
  
   
   
 
  
   
   
  
 
 
   
   
   
  
  
  
 
  
  
 
  
  
 
 
  
  
 
 
  
  
 
  
 
 
   
   
  
  
  
 
 
 
 
  
  
 
 
  
  
 
  
  
  
 
  
  
 
  
  
 
 
  
  
 
 
  
  
 
  
 
 
   
   
   
   
  
  
  
 
 
 
 
  
  
 
 
  
  
 
   
   
  
  
  
 
 
 
 
  
  
 
 
  
  
 
  
  
  
 
 
 
 
  
  
 
 
  
  
 
  
 
 
 
 
   
  
 
 
   
   
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
   
  
  
  
 
  
  
 
  
  
 
 
  
  
 
 
  
  
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
 
 
 
 
    
    
 
 
 
 
    
    
 
 
 
  
  
ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATIONS  

The information required by this item is incorporated by reference to our 2013 Annual Report under the caption “Management’s 

Discussion and Analysis of Financial Condition and Results of Operations” on pages F2 to F14.  

31 

  
ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK  

The information required by this item is incorporated by reference to our 2013 Annual Report under the caption “Management’s 

Discussion and Analysis of Financial Condition and Results of Operations—Financial Risk Management” on pages F13 to F14.  

32 

  
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA  

We refer you to the “Consolidated Balance Sheets”, “Consolidated Statements of Comprehensive Income”, “Consolidated 
Statements of Changes in Stockholders’ Equity and Comprehensive Income”, “Consolidated Statements of Cash Flows”, and “Notes 
to Consolidated Financial Statements”, on pages F17 through F42 and “Report of Independent Registered Public Accounting Firm” 
on pages F15 through F16 of our Annual Report to Stockholders for the fiscal year ended December 31, 2013, which sections are 
incorporated by reference herein.  

Supplementary Financial Information  

The following is a summary of the unaudited quarterly results of operations:  

Revenue 

Revenue from products 
Revenue from services 
Total revenue 

Operating costs & expenses 
Cost of goods sold 
Cost of services 
Research and development 
General and administrative 
Total operating costs & expenses 

Profit/(loss) from operations 
Other income/(expense) 
Interest income 
Interest expense 
Financing costs 
Other 

Total other income/(expense) 
Net profit/(loss) before tax 
Income tax benefit/(expense) 
Net profit/(loss) 
Earnings per share 
Basic and diluted net loss per share 
Other comprehensive loss, net of tax:

Unrealised gain/(loss) on derivative instruments 
Reclassification for (losses)/gains realised in net income

Other comprehensive (loss)/gain 
Comprehensive loss 

Year ended December 31, 2013

Quarter Ended
March 31
A$

Quarter Ended
June 30
A$

Quarter Ended
September 30  
A$

Quarter Ended
December 31
A$

3,745,818  
1,063,156  
4,808,974    

3,713,714  
77,625  
4,457,929  
1,307,665  
9,556,933  
(4,747,959)  

157,302  
(5,660) 
0  
(46,352) 
105,290  
(4,642,669) 
0  
(4,642,669) 

3,455,253  
1,315,200  
4,770,453    

  1,396,357    
  1,117,229    
  2,513,586    

  1,573,376  
  1,423,283  
  2,996,659  

3,206,717  
554,388  
3,448,202  
1,487,733  
8,697,040  
(3,926,587)  

  1,756,957    
236,334    
  3,901,823    
  1,684,703    
  7,579,817    
  (5,066,231)  

  1,778,179  
318,897  
  3,675,948  
  1,720,685  
  7,493,709  
  (4,497,050) 

136,057  
(5,660) 
0  
755,415  
885,812  
(3,040,775) 
0  
(3,040,775) 

123,663    
(7,547)  
0    
  4,266,790    
  4,382,906    
(683,325)  
0    
(683,325)  

82,948  
(3,773) 
(797,126) 
  1,947,963  
  1,230,012  
  (3,267,038) 
0  
  (3,267,038) 

(0.03) 

(0.01) 

(0.00)  

(0.02) 

12,527  
0  
12,527  
(4,630,142) 

0  
(12,527) 
(12,527) 
(3,053,302) 

0    
0    
0    
(683,325)  

0  
0  
0  
  (3,267,038) 

33 

  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
 
 
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
  
  
  
 
  
  
 
  
  
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
  
 
  
  
 
 
  
  
 
 
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
  
  
  
 
  
  
 
  
  
 
 
  
  
Revenue 

Revenue from products 
Revenue from services 
Total revenue 

Operating costs & expenses 
Cost of goods sold 
Cost of services 
Research and development 
General and administrative 
Total operating costs & expenses 

Profit/(loss) from operations 
Other income/(expense) 
Interest income 
Interest expense 
Other 

Total other income/(expense) 
Net profit/(loss) before tax 
Income tax benefit/(expense) 
Net profit/(loss) 
Earnings per share 
Basic and diluted net loss per share 
Other comprehensive loss, net of tax:

Unrealised loss on derivative instruments 
Reclassification for (losses)/gains realised in net income

Other comprehensive (loss)/gain 
Comprehensive loss 

Year ended December 31, 2012

Quarter Ended
March 31
A$

Quarter Ended
June 30
A$

Quarter Ended
September 30    

A$

Quarter Ended
December 31
A$

4,724,221  
1,677,510  
6,401,731  

4,868,577  
225,802    
2,264,898  
1,484,876  
8,844,153    
(2,442,422) 

124,168    
(9,754)  
(74,167) 
40,247    
(2,402,175)  
0  
(2,402,175)  

4,734,628  
3,583,018  
8,317,646  

  5,156,432   
  3,502,207   
  8,658,639    

  4,753,464  
  1,514,963  
  6,268,427  

4,447,610  
204,177    
3,118,746  
1,583,980  
9,354,513    
(1,036,867) 

120,512    
(7,316)  
(85,112) 
28,084    
(1,008,783)  
0  
(1,008,783)  

  4,295,066    
223,760    
  3,771,140    
  1,605,838    
  9,895,804    
  (1,237,165)  

90,377    
(7,316)  
(172,011)  
(88,950)  
  (1,326,115)  
0    
  (1,326,115)  

  4,375,796  
15,303  
  4,327,675  
  2,115,830  
  10,834,604  
  (4,566,177) 

102,114  
(4,877) 
74,791  
172,028  
  (4,394,149) 
0  
  (4,394,149) 

(0.02)  

(0.01)  

(0.01)  

(0.03) 

(35,001) 
(83,339) 
(118,340) 
(2,520,515) 

0  
35,001  
35,001  
(973,782) 

0    
0    
0    
  (1,326,115)  

0  
0  
0  
  (4,394,149) 

34 

  
 
 
 
 
 
 
   
 
 
 
 
 
  
  
 
  
  
 
  
  
 
 
  
  
 
 
 
 
 
  
 
 
 
 
 
 
 
  
  
 
 
  
  
 
  
 
  
  
 
  
  
 
  
  
 
 
  
  
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
  
  
 
 
  
  
 
  
 
 
  
 
 
 
 
 
 
  
  
 
 
  
  
 
  
 
 
 
  
  
 
 
  
  
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
 
  
  
 
 
  
  
 
 
 
 
 
 
  
  
 
 
  
  
 
 
 
 
 
  
  
 
 
  
  
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURE  

None.  

35 

  
ITEM 9A. CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures. At the end of the period covered by this report, the Company evaluated the effectiveness 

of the design and operation of its disclosure controls and procedures. The Company’s disclosure controls and procedures are designed 
to ensure that information required to be disclosed by the Company in the reports that it files or submits under the Exchange Act is 
recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms. Disclosure controls and 
procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed by the 
Company in the reports that it files or submits under the Exchange Act is accumulated and communicated to the Company’s 
management, including its principal executive and principal financial officers, or persons performing similar functions, as appropriate 
to allow timely decisions regarding required disclosure. Paul Wright, Chief Executive Officer, and Salesh Balak, Chief Financial 
Officer, reviewed and participated in this evaluation. Based on this evaluation, Messrs. Wright and Balak concluded that, as of the 
end of the period covered by this report, the Company’s disclosure controls and procedures were effective.  

Changes in Internal Control over Financial Reporting. During the fiscal quarter ended December 31, 2013, there were no 
changes in the Company’s internal control over financial reporting identified in connection with the evaluation referred to above in 
this Item 9A that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial 
reporting.  

36 

  
MANAGEMENT’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING  

Our management is responsible for establishing and maintaining adequate internal control over financial reporting (as defined in 

Rule 13a-15(f) under the Exchange Act). Our internal control over financial reporting is a process designed to provide reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles and includes those policies and procedures that:  

•

•

  Pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and the 

dispositions of the assets of the Company; 

  Provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial 

statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the 
Company are being made only in accordance with authorizations of management and the board of directors of the 
Company; and 

•

  Provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 

disposition of the Company’s assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluations of effectiveness to future periods are subject to risk that controls may become inadequate because of 
changes in conditions or because of declines in the degree of compliance with the policies or procedures.  

Our management, with the participation of the Principal Executive Officer and Principal Financial Officer, assessed the 
effectiveness of the Company’s internal control over financial reporting as of December 31, 2013. In making this assessment, the 
Company’s management used the criteria set forth by the Committee of Sponsoring Organizations of the Treadway Commission 
(“COSO”) in Internal Control-Integrated Framework (1992).  

Based on this evaluation, our management, with the participation of the Principal Executive Officer and Principal Financial 

Officer, concluded that, as of December 31, 2013, our internal control over financial reporting was effective.  

The effectiveness of the Company’s internal control over financial reporting as of December 31, 2013 has been audited by 

PricewaterhouseCoopers, an independent registered public accounting firm, and PricewaterhouseCoopers has issued an attestation 
report on the Company’s internal control over financial reporting, which appears in the “Report of Independent Registered Public 
Accounting Firm” on pages F-15 to F-16 of the Annual Report, which is incorporated herein by reference and filed as Exhibit 13 to 
this Report on Form 10-K.  

/s/ Paul Wright 
Paul Wright
Principal Executive Officer

March 13, 2014  

  /s/ Salesh Balak 
  Salesh Balak
  Principal Financial Officer

37 

  
  
  
  
  
 
 
 
  
  
  
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM ON INTERNAL CONTROL 
OVER FINANCIAL REPORTING  

We refer you to “Report of Independent Registered Public Accounting Firm” on pages F-15 to F-16 of our Annual Report to 

Stockholders for the fiscal year ended December 31, 2013, which are incorporated by reference herein, for the Independent 
Registered Public Accounting Firm’s report with respect to the effectiveness of internal control over financial reporting.  

38 

  
None.  

ITEM 9B. OTHER INFORMATION 

39 

  
PART III 

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE.  

The information required by this item regarding our directors and executive officers is incorporated by reference to our 
Definitive Proxy Statement to be filed with the Securities and Exchange Commission in connection with our Annual Meeting of 
Stockholders in 2014 (the “2014 Proxy Statement”) under the caption “Management of the Company.”  

The information required by this item regarding “Compliance with Section 16(a) of the Exchange Act” is incorporated by 

reference to the 2014 Proxy Statement under the caption “Other Matters – Section 16(a) Beneficial Ownership Reporting 
Compliance.”  

We have adopted our Code of Ethics for Senior Financial Officers, a code of ethics that applies to our Principal Executive 

Officer and Principal Financial Officer. This code of ethics may be accessed and reviewed through our website at 
www.universalbiosensors.com. We intend to satisfy any disclosure requirement under item 5.05 of Form 8-K regarding an 
amendment to, or waiver from, a provision of the Code of Ethics for our Principal Executive Officer and Principal Financial Officer, 
by posting such information on our website at www.universalbiosensors.com  

The information regarding the procedures by which security holders may recommend nominees to our Board of Directors is 

incorporated by reference to the 2014 Proxy Statement under the caption “Management of the Company – Board Committees – 
Remuneration and Nomination Committee.” There have been no material changes to the procedures by which security holders may 
recommend nominees to our Board of Directors.  

The information required by this item regarding our Audit Committee is incorporated by reference to the 2014 Proxy Statement 

under the caption “Management of the Company – Board Committees – Audit and Compliance Committee.”  

40 

  
ITEM 11. EXECUTIVE COMPENSATION. 

The information required by this item is incorporated by reference to the 2014 Proxy Statement under the captions 

“Management of the Company – Compensation of Directors”, “Executive Compensation” and “Management of the Company – 
Board Committees – Compensation Committee Interlocks and Insider Participation.”  

Discussions on the frequency of the shareholder advisory votes on executive compensation are incorporated by reference to the 

2014 Proxy Statement under the caption “Executive Compensation”.  

41 

  
ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 
STOCKHOLDER MATTERS.  

The information regarding the security ownership of certain beneficial owners and management is incorporated by reference to 

the 2014 Proxy Statement under the caption “Security Ownership of Certain Beneficial Owners and Management.”  

The information regarding “Securities Authorized for Issuance under Equity Compensation Plans” is incorporated by reference 

to our 2014 Proxy Statement under the caption “Executive Compensation – Equity Compensation Plan Information.”  

42 

  
ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE. 

The information required by this item is incorporated by reference to the 2014 Proxy Statement under the caption “Certain 

Relationships and Related Transactions,” and “Management of the Company.”  

43 

  
ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES.  

The information required by this item is incorporated by reference to the 2014 Proxy Statement under the caption “Independent 

Public Accountants – Audit Fees.”  

44 

  
  
PART IV 

ITEM 15. EXHIBITS, FINANCIAL STATEMENTS AND SCHEDULES.  

(a) (1) Financial Statements  

The following financial statements are incorporated by reference from pages F-15 through F-42 of our Annual Report to 
Stockholders for the fiscal year ended December 31, 2013, as provided in Item 8 hereof:  

Report of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets

Consolidated Statements of Comprehensive Income

Consolidated Statements of Changes in Stockholders’ Equity and Comprehensive Income

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

  F-15  

  F-17  

  F-18  

  F-19  

  F-20  

  F-21  

(a) (2) Financial Statement Schedules – Schedule II—Valuation and Qualifying Accounts. All other schedules are omitted because of 

the absence of the conditions under which they are required or because the required information is included elsewhere in the 
financial statements. 

(a) (3) and (b) Exhibits – Refer below. 

Exhibit Number  

Description

Location

  3.1 

  3.2 

10.1 

10.2 

10.3 

10.4 

10.5 

10.6 

Amended and restated articles of incorporation dated 
December 5, 2006.

Amended and restated by-laws dated December 5, 2006.

License Agreement between LifeScan and Universal 
Biosensors, Inc. effective April 1, 2002, as amended on 
October 25, 2007, December 5, 2005

Amended and Restated License Agreement, between 
LifeScan, Inc. and Universal Biosensors Pty Ltd dated on 
August 29, 2011 and effective as of August 19, 2011.

Development and Research Agreement by and between 
Universal Biosensors, Inc. and LifeScan, Inc. dated 
April 1, 2002 as amended on October 29, 2007, June 1, 
2007, December 7, 2005, December 21, 2004 and March 
31, 2004.

Amended and Restated Development and Research 
Agreement between Cilag GmbH International and 
Universal Biosensors Pty Ltd dated on August 29, 2011 
and effective as of August 19, 2011.

Form of indemnity agreement entered into with directors 
of us, our chief financial officer and company secretary

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 
2007 as Exhibit 3.1.

Incorporated by reference to our Amendment No. 5 to 
Form 10 filed on April 29, 2008 as Exhibit 3.2.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 
2007 as Exhibit 10.1. October 2007 amendment 
incorporated by reference to our Form 10-Q filed on 
November 14, 2007 as Exhibit 10.2.

Incorporated by reference to our Current Report on Form 
8-K filed on August 30, 2011 as Exhibit 10.1.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 
2007 as Exhibit 10.2. June 2007 amendment 
incorporated by reference to our Amendment No. 2 to 
Form 10 filed on June 12, 2007 as Exhibit 10.2. October 
2007 amendment incorporated by reference to our Form 
10-Q filed on November 14, 2007 as Exhibit 10.3.

Incorporated by reference to our Current Report on Form 
8-K filed on August 30, 2011 as Exhibit 10.2.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 
2007 as Exhibit 10.3.

Lease of premises 1 Corporate Avenue, Rowville, 
Victoria, Australia by and between Universal Biosensors 
Pty Ltd and Heyram Properties Pty Ltd.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 
2007 as Exhibit 10.5.

45 

  
  
  
  
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
10.7 

AusIndustry, R&D Start Program Agreement, effective 
February 25, 2005 (particular and general conditions).

10.8 

Employee Option Plan.

10.9 

Employment agreement between Universal Biosensors Pty Ltd 
and Mr. Salesh Balak effective November 27, 2006.

10.10

Employment agreement between Universal Biosensors Pty Ltd 
and Mr. Garry Chambers effective April 1, 2006.

10.11

Employment agreement between Universal Biosensors Pty Ltd 
and Dr Ronald Chatelier dated April 1, 2006.

10.12

Employment agreement between Universal Biosensors Pty Ltd 
and Dr Alastair Hodges effective April 1, 2006.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 2007 
as Exhibit 10.6.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 2007 
as Exhibit 10.7.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 2007 
as Exhibit 10.8.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 2007 
as Exhibit 10.9.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 2007 
as Exhibit 10.10.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 2007 
as Exhibit 10.11.

10.13

10.14

10.15

Employment agreement between Universal Biosensors Pty Ltd 
and Mr. Adrian Oates dated August 15, 2007.

Incorporated by reference to our Form 10-K filed on March 
16, 2010 as Exhibit 10.12.

First Amendment to the Master services and Supply 
Agreement dated December 11, 2008 (which amends the 
Master Services and Supply Agreement by and between 
Universal Biosensors Pty Ltd, Universal Biosensors, Inc. and 
LifeScan, Inc. dated October 29, 2007 and filed on November 
14, 2007 as Exhibit 10.1 to our Quarterly Report on Form 10-
Q).

Second Services Addendum— Manufacturing Process Support 
(which amends the Master Services and Supply Agreement by 
and between Universal Biosensors Pty Ltd, Universal 
Biosensors, Inc. and LifeScan, Inc. dated October 29, 2007 
incorporated by reference to our Quarterly Report on Form 10-
Q filed on November 14, 2007 as Exhibit 10.1.).

Incorporated by reference to our Annual Report on Form 10-
K filed on March 30, 2009 as Exhibit 10.14.

Incorporated by reference to our Annual Report on Form 10-
K filed on March 30, 2009 as Exhibit 10.15.

10.16

Advanced Care Enhanced Product Agreement (which is an 
addendum to the Amended and Restated Master Services and 
Supply Agreement filed on August 7, 2009 as Exhibit 10.3 to 
our Quarterly Report on Form 10-Q).

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on August 7, 2009 as Exhibit 10.1. Confidentiality 
treatment has been granted for portions of this exhibit. These 
confidential portions have been omitted and were filed 
separately with the SEC.

46 

  
  
 
  
 
  
 
  
  
  
 
  
 
  
  
  
 
  
 
  
 
Fifth Amendment to Development and Research Agreement 
(which amends the Development and Research Agreement by 
and between Universal Biosensors, Inc. and LifeScan, Inc. 
dated April 1, 2002 and filed on April 30, 2007 as Exhibit 
10.2 to our Form 10, the Amendment to the Development and 
Research Agreement filed on June 12 as Exhibit 10.2 to 
Amendment No. 2 to our Form 10 and the Amendment to 
Development and Research Agreement filed on November 14, 
2007 as Exhibit 10.3 to our Quarterly Report on Form 10-Q).

Amended and Restated Master Services and Supply 
Agreement (which amends and restates the Master Services 
and Supply Agreement by and between Universal Biosensors 
Pty. Ltd., Universal Biosensors, Inc., and LifeScan, Inc. dated 
October 29, 2007 filed on November 14, 2007 as Exhibit 10.1 
to our Quarterly Report on Form 10-Q and the First 
Amendment to the Master Services and Supply Agreement 
filed on March 30, 2009 as Exhibit 10.14 to our Annual 
Report on Form 10-K).

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on August 7, 2009 as Exhibit 10.2.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on August 7, 2009 as Exhibit 10.3. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Manufacturing Initiation Payment Addendum to Master 
Services and Supply Agreement (which is an addendum to the 
Amended and Restated Master Services and Supply 
Agreement filed on August 7, 2009 as Exhibit 10.3 to our 
Quarterly Report on Form 10-Q).

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on August 7, 2009 as Exhibit 10.4. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Employment agreement between Universal Biosensors Pty 
Ltd and Mr. Andrew Denver dated September 9, 2010.

Incorporated by reference to our Current Report on Form 8-
K/A filed on December 22, 2010 as Exhibit 10.1.

10.17

10.18 

10.19 

10.20 

10.21 

Collaboration Agreement between
Universal Biosensors Pty Ltd and Siemens Healthcare 
Diagnostics Inc. dated September 9, 2011. 

10.22 

Statement of Work for MAP Feasibility Project between 
Universal Biosensors Pty Ltd, LifeScan, Inc. and Cilag GmbH 
International dated October 11, 2011.

10.23 

10.24 

Novation Agreement and First Amendment to the Amended 
and Restated Master Services and Supply Agreement between 
Universal Biosensors, Inc., Universal Biosensors Pty Ltd, 
LifeScan, Inc. and Cilag GmbH International dated October 
11, 2011.

Second Amendment to the Amended and Restated Master 
Services and Supply Agreement between Universal 
Biosensors, Inc., Universal Biosensors Pty Ltd, LifeScan, Inc. 
and Cilag GmbH International dated October 11, 2011.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on November 3, 2011 as Exhibit 10.20. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on November 3, 2011 as Exhibit 10.21. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on November 3, 2011 as Exhibit 10.22.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on November 3, 2011 as Exhibit 10.23. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

10.25 

Employment agreement between Universal Biosensors Pty 
Ltd and Mr. Paul Wright effective March 1, 2011.

Incorporated by reference to our Current Report on Form 8-
K filed on February 25, 2011 as Exhibit 10.1.

47 

  
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
Employment agreement between Universal Biosensors Pty Ltd 
and Mr. Fred Davis effective November 2, 2011.

Incorporated by reference to our Annual Report on Form 10-
K filed on March 13, 2012 as Exhibit 10.27.

Amendment to Collaboration Agreement between Universal 
Biosensors Pty Ltd and Siemens Healthcare Diagnostics, Inc. 
dated September 20, 2012.

10.28

Supply Agreement between Universal Biosensors Pty Ltd and 
Siemens Healthcare Diagnostics, Inc. dated September 20, 
2012.

Supplemental Agreement – Reader Product Support 
Obligations and Responsibilities between Universal 
Biosensors Pty Ltd and Siemens Healthcare Diagnostics, Inc. 
dated September 20, 2012.

Credit Agreement dated December 19, 2013 by and among 
Athyrium Opportunities Fund (A) LP as Administrative Agent 
and a Lender, Universal Biosensors Pty Ltd as borrower, 
Universal Biosensors, Inc. as a Guarantor, and the other 
Lenders and Guarantors as party thereto from time to time.

Third Amendment to Amended and Restated Master Services 
and Supply Agreement by and among Universal Biosensors, 
Inc., Universal Biosensors Pty Ltd, and Cilag GmbH 
International Common Stock Purchase Warrant by and among 
Athyrium Opportunities Fund (A) LP and Universal 
Biosensors, Inc.

10.26

10.27

10.29

10.30

10.31

10.32

10.33

Incorporated by reference to our Quarterly Report on Form 
10-Q/A filed on February 4, 2013 as Exhibit 10.1. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Incorporated by reference to our Quarterly Report on Form 
10-Q/A filed on February 4, 2013 as Exhibit 10.2. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Incorporated by reference to our Quarterly Report on Form 
10-Q/A filed on February 4, 2013 as Exhibit 10.3. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Incorporated by reference to our Current Report on Form 8-K 
filed on December 20, 2013 as Exhibit 10.1.

Incorporated by reference to our Current Report on Form 8-K 
filed on December 20, 2013 as Exhibit 10.2.

Common Stock Purchase Warrant by and among Athyrium 
Opportunities Fund (A) LP and Universal Biosensors, Inc.

Incorporated by reference to our Current Report on Form 8-K 
filed on December 20, 2013 as Exhibit 10.3.

Common Stock Purchase Warrant by and among Athyrium 
Opportunities Fund (B) LP and Universal Biosensors, Inc.

Incorporated by reference to our Current Report on Form 8-K 
filed on December 20, 2013 as Exhibit 10.4.

13.0     Annual Report.

14.0 

Code of Ethics.

21.0 

List of Subsidiaries.

  Filed herewith.

Incorporated by reference to our Annual Report on Form 10-
K filed on March 28, 2008 as Exhibit 14.0.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 2007 
as Exhibit 21.0.

24.0     Power of Attorney.

31.1 

Certification of Principal Executive Officer pursuant to 
Section 302 of the Sarbanes-Oxley Act.

  Included on signature page.

Filed herewith.    

48 

  
  
 
  
 
  
  
  
 
  
 
  
  
  
 
  
 
  
 
  
 
  
 
31.2

32.0

101 

Certification of Principal Financial Officer pursuant to 
Section 302 of the Sarbanes-Oxley Act.

Certification of Principal Executive Officer and Principal 
Financial Officer pursuant to Section 906 of the Sarbanes-
Oxley Act.

The following materials from the Universal Biosensors, Inc. 
Annual Report on Form 10-K for the financial year ended 
December 31, 2013 formatted in Extensible Business 
Reporting Language (XBRL): (i) the Consolidated 
Condensed Balance Sheets, (ii) the Consolidated Condensed 
Statements of Comprehensive Income, (iii) the Consolidated 
Condensed Statements of Changes in Stockholder’s Equity, 
(iv) the Consolidated Condensed Statements of Cash Flows 
and (v) the Notes to Consolidated Condensed Financial 
Statements.

49 

Filed herewith.

Filed herewith.

As provided in Rule 406T of Regulation S-T, this 
information is furnished herewith and not filed for purposes 
of Sections 11 and 12 of the Securities Act of 1933 and 
Section 18 of the Securities Exchange Act of 1934.

  
  
 
  
 
  
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this 

Form 10-K to be signed on its behalf by the undersigned, thereunto duly authorized.  

SIGNATURES 

Date: March 13, 2014

Universal Biosensors, Inc. 
(Registrant)

By: /s/ Paul Wright
Paul Wright
Principal Executive Officer

POWER OF ATTORNEY  

Each person whose signature appears below hereby constitutes and appoints Paul Wright and Salesh Balak and each of them, his 

or her attorneys-in-fact, each with the power of substitution, for him or her and in his or her name, place and stead, in any and all 
capacities, to sign any and all amendments to this report on Form 10-K, and to file the same, with all exhibits thereto and all 
documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, 
and each of them full power and authority to do and perform each and every act and all intents and purposes as he or she might or 
could do in person, hereby ratifying and confirming all that such attorneys in-fact and agents or any of them or his or their substitute 
or substitutes, may lawfully do or cause to be done by virtue thereof.  

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following on behalf of 

the registrant and in the capacities and on the dates indicated:  

Signature

/s/ Paul Wright 
Paul Wright

/s/ Salesh Balak 
Salesh Balak

/s/ Andrew Denver 
Andrew Denver

/s/ Denis Hanley 
Denis Hanley

/s/ Andrew Jane 
Andrew Jane

/s/ Christopher Smith 
Christopher Smith

/s/ Marshall Heinberg 
Marshall Heinberg

Title

Date

Chief Executive Officer
(Principal Executive Officer)

Chief Financial Officer
(Principal Financial Officer and Principal 
Accounting Officer)

March 13, 2014

March 13, 2014

Director and Chairman

March 13, 2014

Director

Director

Director

Director

50 

March 13, 2014

March 13, 2014

March 13, 2014

March 13, 2014

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Exhibit Number  

Description

Location

INDEX TO EXHIBITS 

  3.1

  3.2

10.1

10.2

10.3

10.4

10.5

10.6

10.7

10.8

10.9

10.10

10.11

Amended and restated articles of incorporation dated 
December 5, 2006.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 3.1.

Amended and restated by-laws dated December 5, 
2006.

Incorporated by reference to our Amendment No. 5 
to Form 10 filed on April 29, 2008 as Exhibit 3.2.

License Agreement between LifeScan and Universal 
Biosensors, Inc. effective April 1, 2002, as amended 
on October 25, 2007, December 5, 2005.

Amended and Restated License Agreement, between 
LifeScan, Inc. and Universal Biosensors Pty Ltd dated 
on August 29, 2011 and effective as of August 19, 
2011.

Development and Research Agreement by and 
between Universal Biosensors, Inc. and LifeScan, Inc 
dated April 1, 2002 as amended on October 29, 2007, 
June 1, 2007, December 7, 2005, December 21, 2004 
and March 31, 2004.

Amended and Restated Development and Research 
Agreement between Cilag GmbH International and 
Universal Biosensors Pty Ltd dated on August 29, 
2011 and effective as of August 19, 2011.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 10.1. October 2007 amendment 
incorporated by reference to our Form 10-Q filed on 
November 14, 2007 as Exhibit 10.2.

Incorporated by reference to our Current Report on 
Form 8-K filed on August 30, 2011 as Exhibit 10.1.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 10.2. June 2007 amendment 
incorporated by reference to our Amendment No. 2 
to Form 10 filed on June 12, 2007 as Exhibit 10.2. 
October 2007 amendment incorporated by reference 
to our Form 10-Q filed on November 14, 2007 as 
Exhibit 10.3.

Incorporated by reference to our Current Report on 
Form 8-K filed on August 30, 2011 as Exhibit 10.2.

Form of indemnity agreement entered into with 
directors of us, our chief financial officer and company 
secretary

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 10.3.

Lease of premises 1 Corporate Avenue, Rowville, 
Victoria, Australia by and between Universal 
Biosensors Pty Ltd and Heyram Properties Pty Ltd.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 10.5.

AusIndustry, R&D Start Program Agreement, 
effective February 25, 2005 (particular and general 
conditions).

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 10.6.

Employee Option Plan.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 10.7.

Employment agreement between Universal Biosensors 
Pty Ltd and Mr. Salesh Balak effective November 27, 
2006.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 10.8.

Employment agreement between Universal Biosensors 
Pty Ltd and Mr. Garry Chambers effective April 1, 
2006.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 10.9.

Employment agreement between Universal Biosensors 
Pty Ltd and Dr Ronald Chatelier dated April 1, 2006.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 
30, 2007 as Exhibit 10.10.

51 

  
  
  
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
10.12

Employment agreement between Universal Biosensors Pty Ltd 
and Dr Alastair Hodges effective April 1, 2006.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 2007 
as Exhibit 10.11.

10.13

10.14

10.15

10.16

10.17

10.18

Employment agreement between Universal Biosensors Pty Ltd 
and Mr. Adrian Oates dated August 15, 2007.

Incorporated by reference to our Form 10-K filed on March 
16, 2010 as Exhibit 10.12.

First Amendment to the Master services and Supply 
Agreement dated December 11, 2008 (which amends the 
Master Services and Supply Agreement by and between 
Universal Biosensors Pty Ltd, Universal Biosensors, Inc. and 
LifeScan, Inc. dated October 29, 2007 and filed on November 
14, 2007 as Exhibit 10.1 to our Quarterly Report on Form 10-
Q).

Second Services Addendum— Manufacturing Process Support 
(which amends the Master Services and Supply Agreement by 
and between Universal Biosensors Pty Ltd, Universal 
Biosensors, Inc. and LifeScan, Inc. dated October 29, 2007 
incorporated by reference to our Quarterly Report on Form 10-
Q filed on November 14, 2007 as Exhibit 10.1.).

Advanced Care Enhanced Product Agreement (which is an 
addendum to the Amended and Restated Master Services and 
Supply Agreement filed on August 7, 2009 as Exhibit 10.3 to 
our Quarterly Report on Form 10-Q).

Fifth Amendment to Development and Research Agreement 
(which amends the Development and Research Agreement by 
and between Universal Biosensors, Inc. and LifeScan, Inc. 
dated April 1, 2002 and filed on April 30, 2007 as Exhibit 10.2 
to our Form 10, the Amendment to the Development and 
Research Agreement filed on June 12 as Exhibit 10.2 to 
Amendment No. 2 to our Form 10 and the Amendment to 
Development and Research Agreement filed on November 14, 
2007 as Exhibit 10.3 to our Quarterly Report on Form 10-Q).

Amended and Restated Master Services and Supply 
Agreement (which amends and restates the Master Services 
and Supply Agreement by and between Universal Biosensors 
Pty. Ltd., Universal Biosensors, Inc., and LifeScan, Inc. dated 
October 29, 2007 filed on November 14, 2007 as Exhibit 10.1 
to our Quarterly Report on Form 10-Q and the First 
Amendment to the Master Services and Supply Agreement 
filed on March 30, 2009 as Exhibit 10.14 to our Annual Report
on Form 10-K).

52 

Incorporated by reference to our Annual Report on Form 10-
K filed on March 30, 2009 as Exhibit 10.14.

Incorporated by reference to our Annual Report on Form 10-
K filed on March 30, 2009 as Exhibit 10.15.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on August 7, 2009 as Exhibit 10.1. Confidentiality 
treatment has been granted for portions of this exhibit. These 
confidential portions have been omitted and were filed 
separately with the SEC.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on August 7, 2009 as Exhibit 10.2.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on August 7, 2009 as Exhibit 10.3. Confidentiality 
treatment has been granted for portions of this exhibit. These 
confidential portions have been omitted and were filed 
separately with the SEC.

  
  
 
  
 
  
  
  
 
  
 
  
 
  
 
10.19

10.20

10.21

10.23

10.24

10.25

10.26

10.27

Manufacturing Initiation Payment Addendum to Master 
Services and Supply Agreement (which is an addendum to the 
Amended and Restated Master Services and Supply 
Agreement filed on August 7, 2009 as Exhibit 10.3 to our 
Quarterly Report on Form 10-Q).

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on August 7, 2009 as Exhibit 10.4. Confidentiality 
treatment has been granted for portions of this exhibit. These 
confidential portions have been omitted and were filed 
separately with the SEC.

Employment agreement between Universal Biosensors Pty Ltd 
and Mr. Andrew Denver dated September 9, 2010.

Incorporated by reference to our Current Report on Form 8-
K/A filed on December 22, 2010 as Exhibit 10.1.

Collaboration Agreement between
Universal Biosensors Pty Ltd and Siemens Healthcare 
Diagnostics Inc. dated September 9, 2011. 

10.22

Statement of Work for MAP Feasibility Project between 
Universal Biosensors Pty Ltd, LifeScan, Inc. and Cilag GmbH 
International dated October 11, 2011.

Novation Agreement and First Amendment to the Amended 
and Restated Master Services and Supply Agreement between 
Universal Biosensors, Inc., Universal Biosensors Pty Ltd, 
LifeScan, Inc. and Cilag GmbH International dated October 
11, 2011.

Second Amendment to the Amended and Restated Master 
Services and Supply Agreement between Universal 
Biosensors, Inc., Universal Biosensors Pty Ltd, LifeScan, Inc. 
and Cilag GmbH International dated October 11, 2011.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on November 3, 2011 as Exhibit 10.20. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on November 3, 2011 as Exhibit 10.21. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on November 3, 2011 as Exhibit 10.22.

Incorporated by reference to our Quarterly Report on Form 
10-Q filed on November 3, 2011 as Exhibit 10.23. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Employment agreement between Universal Biosensors Pty Ltd 
and Mr. Paul Wright effective March 1, 2011.

Incorporated by reference to our Current Report on Form 8-K 
filed on February 25, 2011 as Exhibit 10.1.

Employment agreement between Universal Biosensors Pty Ltd 
and Mr. Fred Davis effective November 2, 2011.

Incorporated by reference to our Annual Report on Form 10-
K filed on March 13, 2012 as Exhibit 10.27.

Amendment to Collaboration Agreement between Universal 
Biosensors Pty Ltd and Siemens Healthcare Diagnostics, Inc. 
dated September 20, 2012.

10.28

Supply Agreement between Universal Biosensors Pty Ltd and 
Siemens Healthcare Diagnostics, Inc. dated September 20, 
2012.

53 

Incorporated by reference to our Quarterly Report on Form 
10-Q/A filed on February 4, 2013 as Exhibit 10.1. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Incorporated by reference to our Quarterly Report on Form 
10-Q/A filed on February 4, 2013 as Exhibit 10.2. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

  
  
 
  
 
  
  
  
 
  
 
  
 
  
  
  
 
  
  
  
 
10.29

10.30

10.31

10.32

10.33

Supplemental Agreement – Reader Product Support 
Obligations and Responsibilities between Universal 
Biosensors Pty Ltd and Siemens Healthcare Diagnostics, Inc. 
dated September 20, 2012.

Credit Agreement dated December 19, 2013 by and among 
Athyrium Opportunities Fund (A) LP as Administrative Agent 
and a Lender, Universal Biosensors Pty Ltd as borrower, 
Universal Biosensors, Inc. as a Guarantor, and the other 
Lenders and Guarantors as party thereto from time to time.

Third Amendment to Amended and Restated Master Services 
and Supply Agreement by and among Universal Biosensors, 
Inc., Universal Biosensors Pty Ltd, and Cilag GmbH 
International Common Stock Purchase Warrant by and among 
Athyrium Opportunities Fund (A) LP and Universal 
Biosensors, Inc.

Incorporated by reference to our Quarterly Report on Form 
10-Q/A filed on February 4, 2013 as Exhibit 10.3. 
Confidentiality treatment has been granted for portions of 
this exhibit. These confidential portions have been omitted 
and were filed separately with the SEC.

Incorporated by reference to our Current Report on Form 8-K 
filed on December 20, 2013 as Exhibit 10.1.

Incorporated by reference to our Current Report on Form 8-K 
filed on December 20, 2013 as Exhibit 10.2.

Common Stock Purchase Warrant by and among Athyrium 
Opportunities Fund (A) LP and Universal Biosensors, Inc.

Incorporated by reference to our Current Report on Form 8-K 
filed on December 20, 2013 as Exhibit 10.3.

Common Stock Purchase Warrant by and among Athyrium 
Opportunities Fund (B) LP and Universal Biosensors, Inc.

Incorporated by reference to our Current Report on Form 8-K 
filed on December 20, 2013 as Exhibit 10.4.

13.0    Annual Report.

14.0

Code of Ethics.

21.0

List of Subsidiaries.

24.0    Power of Attorney.

   Filed herewith.

Incorporated by reference to our Annual Report on Form
10-K filed on March 28, 2008 as Exhibit 14.0.

Incorporated by reference to our General Form for 
Registration of Securities on Form 10 filed on April 30, 2007 
as Exhibit 21.0.

  Included on signature page.

Filed herewith.

31.1

31.2

32.0

Certification of Principal Executive Officer pursuant to 
Section 302 of the Sarbanes-Oxley Act.

Certification of Principal Financial Officer pursuant to Section 
302 of the Sarbanes-Oxley Act.

Filed herewith.

Certification of Principal Executive Officer and Principal 
Financial Officer pursuant to Section 906 of the Sarbanes-
Oxley Act.

Filed herewith.

54 

  
  
 
  
 
  
 
  
 
  
  
  
 
  
 
  
  
  
 
  
 
101

The following materials from the Universal Biosensors, Inc. 
Annual Report on Form 10-K for the financial year ended 
December 31, 2013 formatted in Extensible Business 
Reporting Language (XBRL): (i) the Consolidated Condensed 
Balance Sheets, (ii) the Consolidated Condensed Statements 
of Comprehensive Income, (iii) the Consolidated Condensed 
Statements of 
Changes in Stockholder’s Equity, (iv) the Consolidated 
Condensed Statements of Cash Flows and (v) the Notes to 
Consolidated Condensed Financial Statements. 

55 

As provided in Rule 406T of Regulation S-T, this 
information is furnished herewith and not filed for purposes 
of Sections 11 and 12 of the Securities Act of 1933 and 
Section 18 of the Securities Exchange Act of 1934.

  
  
 
Universal Biosensors, Inc.  

2013 Annual Report  

Contents  

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Report of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets 

Consolidated Statements of Comprehensive Income 

Consolidated Statements of Changes in Stockholders’ Equity and Comprehensive Income

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

Schedule ii – Valuation and Qualifying Accounts 

Exhibit 13 

F-2  

  F-15  

  F-17  

  F-18  

   F-19  

   F-20  

  F-21  

  F-43  

Unless otherwise noted, references on this Annual Report to “Universal Biosensors,” the “Company,” “Group,” “we,” “our” or 
“us” means Universal Biosensors, Inc. (“UBI”) a Delaware corporation and, when applicable, its wholly owned Australian operating 
subsidiary, Universal Biosensors Pty Ltd (“UBS”).  

F-1 

  
  
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

The following discussion and analysis of our financial condition and results of operations should be read in conjunction with our 

financial statements and related notes that appear elsewhere in this Annual Report. In addition to historical financial information, the 
following discussion contains forward-looking statements that reflect our plans, estimates and beliefs and other forward-looking 
information, including the types of forward looking statements described in our Form 10-K. Our (and our customer’s, partners’ and 
industry’s) actual results, levels of activity, performance or achievements may differ materially from those discussed in the forward-
looking statements below and elsewhere in our Form 10-K. Factors that could cause or contribute to these differences include those 
discussed below and elsewhere in our Form 10-K, particularly in “Risk Factors.”  

Our Business  

We are a specialist medical diagnostics company focused on the research, development and manufacture of in vitro diagnostic 

test devices for consumer and professional point-of-care use.  

We were incorporated in the State of Delaware on September 14, 2001 and our shares of common stock in the form of CHESS 

Depositary Interests (“CDIs”) have been quoted on the Australian Securities Exchange (“ASX”) since December 13, 2006. Our 
securities are not currently traded on any other public market. Our wholly owned subsidiary and primary operating vehicle, Universal 
Biosensors Pty Ltd was incorporated as a proprietary limited company in Australia on September 21, 2001. UBS conducts our 
research, development and manufacturing activities in Melbourne, Australia.  

We have rights to an extensive patent portfolio, with certain patents owned by UBS and a number licensed to UBS by LifeScan 

and other third party licensees. Unless otherwise noted, references to “LifeScan” in this document are references collectively or 
individually to LifeScan, Inc., and/or LifeScan Europe, a division of Cilag GmbH International, both affiliates of Johnson and 
Johnson.  

We are using our electrochemical cell technology platform to develop tests for a number of different markets. Our current focus 

is as set out below:  

•

  Coagulation testing market – we are working with Siemens Healthcare Diagnostics, Inc. (“Siemens”) to develop a range of 

products for the point-of-care coagulation market, pursuant to a collaboration agreement with Siemens (“Collaboration 
Agreement”) and, once approved for sale, will manufacture test strips for these products under a Supply Agreement with 
Siemens (“Supply Agreement”). We are also developing our own Prothrombin Time International Normalized Ratio (“PT-
INR”) test targeted at the patient self-test market and intend to enter into distribution arrangements with respect to that test. 

•

  Blood glucose – we will provide services to LifeScan as required from time to time, pursuant to a Master Services and 

Supply Agreement (“Master Services and Supply Agreement”) and a development and research agreement (“Development 
and Research Agreement”) with LifeScan. 

•

  Other electrochemical-cell based tests – we are working on proving the broader applicability of our technology platform, 

including tests based on enzymatic, immunoassay and molecular diagnostic methods. We may seek to enter into 
collaborative arrangements, strategic alliances or distribution agreements with respect to any tests arising from this work. 

Results of Operations  

Analysis of Consolidated Revenue  

Our total revenue increased by 102% during the 2012 financial year to A$29,646,443 compared to the 2011 financial year and 

decreased by 49% to A$15,089,672 during the 2013 financial year when compared to the 2012 financial year.  

The movement in total revenue during these years was due to the following factors:  

•

  Revenue from products – during 2011, 2012 and 2013 we manufactured OneTouch® Verio® strips for LifeScan. There was 
increase in production of OneTouch® Verio® strips wherein we operated outside the interim costing period throughout the 
2012 financial year for the first time. We operated within the interim costing period during three quarters of each of 2011 
and 2013. The concept of interim costing periods is discussed in more detail below. 

•

  Revenue from services – during 2012, we recognized revenue of A$4,230,349 when we delivered on two  

F-2 

  
  
  
  
  
  
 
 
 
 
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

of the six milestones pursuant to our Collaboration Agreement with Siemens. The increase in 2012 also reflects the 
commencement of a new US$4.5 million research and development project for LifeScan in 2011 which was completed 
towards the end of 2012. Quarterly service fees have shown a good growth in all the three years.  

Revenue from Products  

OneTouch® Verio® was first launched in the Netherlands in January 2010 and is now available in countries that represent over 
90% of the world self-monitoring blood glucose market. The financial results from the manufacturing of the blood glucose test strips 
during the respective periods are as follows:  

Revenue from products 
Cost of goods sold 

Gross margin 

2013
A$

Years Ended December 31,
2012
A$

10,170,804  
(10,455,567) 

(284,763)   
-3%  

19,368,745  
(17,987,049)   
1,381,696  

7%  

2011
A$
  12,063,582  
 (12,310,302) 
(246,720) 
-2% 

Pursuant to the Master Services and Supply Agreement we have with LifeScan, to the extent we are manufacturing OneTouch® 

Verio® blood glucose test strips for LifeScan, one of two pricing methodologies will apply depending on whether we are 
manufacturing above or below a specified quantity of blood glucose test strips in a quarter. Under the terms of this agreement, if 
purchase orders for less than the specified quantity of test strips are received by us from LifeScan within a quarter, we are considered 
to be in the “interim costing period”, in which case the first pricing methodology applies. In any interim costing period, the Company 
would not be expected to generate any profit from the manufacture of test strips for LifeScan, but would instead be expected to 
recover most of its glucose manufacturing costs. Conversely, under this agreement, if purchase orders received by us from LifeScan 
increase beyond the specified quantity of blood glucose test strips per quarter, the interim costing period will cease to apply and a 
different pricing methodology will apply, based on the understanding that at that time we would expect our blood glucose 
manufacturing operations to be profitable. LifeScan is under no obligation under this agreement to ask us to manufacture any 
OneTouch® Verio® blood glucose test strips.  

We operated within the interim costing period during three quarters of 2011. During 2012, we remained outside the interim 
costing period as production volumes increased, before returning to the interim costing period in 2013 as volumes fell prior to the 
transition of all glucose strip production to LifeScan. This explains the increase in margins from (2%) in 2011 to 7% in 2012 and the 
decrease in margins to (3%) in 2013.  

Between 2009 and 2013, UBS acted as a non-exclusive manufacturer of blood glucose test strips for LifeScan’s OneTouch® 

Verio® blood glucose testing product. With effect from December 31, 2013, UBS ceased the manufacture of the OneTouch® Verio® 
blood glucose test strips for LifeScan. Manufacture of the OneTouch® Verio® strips has been transitioned to LifeScan’s existing 
facility in Inverness, Scotland. We currently do not manufacture any other products and do not expect to generate revenues from 
products until we are able to manufacture test strips pursuant to the Supply Agreement with Siemens.  

Revenue from Services  

We provide various services to our customers and partners. The revenue is grouped into the following categories:  

•

•

•

  Product enhancement – a quarterly service fee based on the number of strips sold by LifeScan is payable to us as an 

ongoing reward for our services and efforts to enhance the product; 

  Contract research and development – we undertake contract research and development on behalf of our customers and 

partners; 

  Other services – ad-hoc services provided on an agreed basis based on our customers and partners requirements. 

F-3 

  
  
  
  
  
  
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
 
 
 
 
 
 
  
  
 
  
 
 
 
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

There are different arrangements for each service being provided. The net margin during the respective periods in relation to the 

provision of services is as follows:  

Revenue from services: 

Quarterly services fee 
Contract research and development 
Other services 

Cost of services 

Years Ended December 31,
2012
A$

2013
A$

2011
A$

3,405,881  
479,893  
1,033,094  
4,918,868  
(1,187,244) 
3,731,624  

2,236,251   
7,989,732   
51,715   
10,277,698    
(669,042)  
9,608,656    

  544,263  
 1,706,189  
  382,418  
 2,632,870  
  (708,149) 
 1,924,721  

Quarterly service fee - The quarterly service fee paid by LifeScan increased by 52% during the 2013 financial year compared to 

the 2012 financial year and by 311% during the 2012 financial year when compared to the 2011 financial year, reflecting ongoing 
market penetration. In March 2013, LifeScan initiated a voluntary recall and replacement for a majority of its OneTouch® Verio® 
blood glucose meters worldwide, which impacted sales in 2013. The issue giving rise to the recall has been addressed.  

The OneTouch® Verio® is now sold in over 90% of the world self-monitored blood glucose market. LifeScan launched the 
product initially in the Netherlands in January 2010 before making it available for sale in Australia in September 2010. During 2011, 
there were further launches of the product in Europe including France, Italy, Germany, the United Kingdom, Ireland and Spain. 
LifeScan first launched the OneTouch® Verio® system in the United States in January 2012.  

LifeScan has the ability to terminate the obligation to pay quarterly service fees to us by either: i) paying us a lump sum amount, 

which it may only do once it has paid us a certain level of quarterly service fees (we do not expect this level of quarterly service fees 
will be achieved until worldwide sales volumes have increased significantly); or ii) as a result of other factors detailed in the Master 
Services and Supply Agreement including ceasing to sell the product, termination for breach, insolvency and bankruptcy, change of 
control and regulatory termination.  

Contract research and development - The nature and scope of contract research and development are determined by our 

customers and partners based upon their requirements and therefore our revenues and margins tend to fluctuate. Revenue from 
contract research and development for 2011, 2012 and 2013 related to the following:  

•

•

•

  We generated revenues of A$479,893 and A$677,900, respectively, during 2013 and 2012 as reimbursement of costs for 

additional meter development work we undertook on behalf of Siemens. 

  We generated revenues of A$3,081,483 and A$1,706,189, respectively, during 2012 and 2011 relating to a project to 

demonstrate the feasibility of an innovative blood glucose product that we undertook for LifeScan in 2011. This project 
was completed towards the end of 2012. 

  In June and July 2012, the Company delivered on its first and second milestones under the Collaboration Agreement with 
Siemens by achieving proof of technical feasibility of a new test strip and received payments of A$1,522,534 (equivalent 
to US$1.5 million) and A$1,438,711 (equivalent to US$1.5 million). A sum of A$4,230,349 (equivalent to US$4,285,714) 
has been recognized as revenue from services in 2012 for this work. 

Other services - We generated revenues principally from Siemens in 2012 and 2013 based on work undertaken for them. 2011 

revenues were generated from LifeScan.  

F-4 

  
  
  
  
  
  
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
  
  
 
  
  
 
 
  
  
 
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
  
 
  
  
 
 
  
  
 
 
 
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations  
Universal Biosensors, Inc.  

Research and Development Expenses  

Research and development expenses are related to developing meter and electrochemical cell platform technologies. Research and 

development expenses consist of costs associated with research activities, as well as costs associated with our product development efforts, 
including pilot manufacturing costs. Research and development expenses include:  

  •

  •

  •

  consultant and employee related expenses, which include consulting fees, salary and benefits; 

  materials and consumables acquired for the research and development activities; 

  external research and development expenses incurred under agreements with third party organizations and universities; and 

•

  facilities, depreciation and other allocated expenses, which include direct and allocated expenses for rent and maintenance of facilities, 

depreciation of leasehold improvements and equipment and laboratory and other supplies. 

Our principal research and development activities can be described as follows:  

(a) Blood coagulation  

We are developing Prothrombin Time tests for monitoring the therapeutic range of the anticoagulant, warfarin, based on measuring 

activity of the enzyme thrombin. In September 2011 we entered into a Collaboration Agreement with Siemens which was amended in 
September 2012, pursuant to which we will develop a range of test strips and reader products for the point-of-care coagulation market. The 
first test currently being developed is a modified version of our PT-INR test. In 2012, we entered into a Supply Agreement with Siemens 
under which we will manufacture and supply the test strips for these systems. We are also developing own PT-INR test targeted at the patient 
self-test market. All the systems we are currently developing in the blood coagulation platform are in the advanced development phase.  

(b) Immunoassay  

We are continuing to develop our immunoassay platform. We are developing a D-dimer test for the detection and monitoring of several 

conditions associated with thrombotic disease, particularly deep venous thrombosis (clots in the leg) and pulmonary embolism (clots in the 
lung). We are also working on a C-reactive protein test to assist in the diagnosis and management of inflammatory conditions.  

This work, which is currently in the feasibility phase, will allow the electrochemical cell platform technology to be expanded to a range 

of immunoassay tests.  

(c) DNA/RNA  

We have undertaken some early stage feasibility work assessing the possibility of using DNA binding chemistries to build a low-cost 

test for DNA, RNA and as a possible alternative method for improving the sensitivity of protein assays. This concept work is at an early stage 
and may not yield any positive results. To enable us to access certain molecular diagnostic technology, we entered into a license with SpeeDx 
Pty Ltd. SpeeDx Pty Ltd is an Australian technology company focused on the development of catalytic nucleic acid enzymes for medical 
diagnostics and other applications.  

Research and development expenses for the respective periods are as follows:  

Research 
Development 
Research and development expenses 

2013
A$

Years Ended December 31,
2012
A$
  1,511,772    
11,970,687    
 13,482,459    

2011
A$
 2,676,934  
 7,135,462  
 9,812,396  

  1,829,411    
13,654,491    
 15,483,902    

Depending on the scope of research and development activities we undertake and the stages of development of each of these activities, 

our research and development expenditure will fluctuate.  

In converting an idea or a concept into a commercial product, a number of development stages are required. The closer the idea or the 
concept to a product, the lower the technical risk but the greater the effort and cost expended. In our research and development program, the 
first phase is conducting exploratory research and feasibility studies. In this phase the idea is investigated by a small  

F-5  

  
  
  
  
  
  
  
 
 
 
 
 
  
    
    
 
 
 
 
    
 
  
 
 
 
 
  
  
  
 
  
 
  
  
 
 
  
  
 
  
  
  
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

focused team to establish the viability of the concept as the base for a product. Once this hurdle has been passed, the project enters the 
development phases, which include building prototype strips and instruments, finalizing the product design, carrying out extensive 
testing, creating the required documentation and developing or validating the manufacturing processes. This requires a larger group of 
people and a higher use of materials compared to the research phase, so is typically more expensive, but necessary to be able to 
commercialize a product.  

Research and development expenditure increased by 15% during 2013 compared to 2012 and increased by 37% during 2012 

compared to 2011. During these three years, our research and development activities were primarily focused around the blood 
coagulation platform. The increase is explained by the number of tests we have in the development phase. During 2011 and up until 
the first half of 2012, we only had the Prothrombin Time test in the development stage. In addition to the Prothrombin Time test, 
which is in the final stages of the development phase and is anticipated to launch in 2014, we have three other tests which are in their 
development phase prior to launch. Of these three tests, all within the point-of care coagulation market, two tests are part of our 
collaboration with Siemens.  

The non-cash components of depreciation and share based payments expense included in the research and development 

expenditure are as follows:  

Depreciation 
Share based payments 

610,111    
256,870    
866,981    

656,350    
404,102    
1,060,452    

Years Ended December 31,
2012
A$

2013
A$

2011
A$
 1,005,304  
  979,526  
 1,984,830  

While we have a degree of control as to how much we spend on research and development activities in the future, we cannot 

predict what it will cost to complete our individual research and development programs successfully or when or if they will be 
commercialized. The timing and cost of any program is dependent upon achieving technical objectives, which are inherently 
uncertain.  

In addition, our business strategy contemplates that we may enter into collaborative arrangements with third parties for one or 

more of our non-blood glucose programs. In the event that we are successful in securing such third party collaborative arrangements, 
the third party may direct the research and development activities and may contribute towards all or part of the cost of these activities, 
both of which will influence our research and development expenditure. Research and development activities undertaken on behalf of 
our customers and partners were A$10,401,575, A$9,983,211 and A$1,055,192, respectively for 2013, 2012 and 2011.  

General and Administrative Expenses  

General and administrative expenses currently consist principally of salaries and related costs, including stock option expense, 

for personnel in executive, business development, finance, accounting, information technology and human resources functions. Other 
general and administrative expenses include depreciation, repairs and maintenance, insurance, facility costs not otherwise included in 
research and development expenses, consultancy fees and professional fees for legal, audit and accounting services. General and 
administrative expenses are generally fixed in nature.  

General and administrative expenses for the respective periods are as follows:  

General and administrative expenses 

6,200,786    

6,790,524    

Years Ended December 31,
2012
A$

2013
A$

2011
A$
 7,271,488  

General and administrative expenses decreased by 9% during 2013 compared to 2012 and decreased by 7% during 2012 

compared to 2011, reflecting management’s intent of restricting spending on non-core activities.  

F-6 

  
  
  
  
 
 
 
 
 
 
    
 
 
 
 
    
 
 
 
 
 
 
 
  
  
  
 
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
    
 
 
 
 
    
 
 
 
 
 
 
  
  
  
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

The non-cash components of depreciation and share based payments expense included in the general and administrative 

expenditure are as follows:  

Years Ended December 31,
2012
A$

2011
A$

2013
A$

Depreciation 
Share based payments 

Interest Income  

72,165    

97,252       177,999  
  280,830     443,310      1,079,937  
  352,995     540,562      1,257,936  

Interest income increased to A$499,970 in 2013 from A$437,171 in 2012. Interest income was A$683,323 in 2011. The increase 
in interest income in 2013 is generally attributable to higher amounts of funds available for investment during the course of the year.  

Interest Expense  

Interest expense for the 2013 financial year of A$22,640 relates to a 2.95% interest rate being charged on a short-term 
borrowing initiated in February 2013. In comparison, interest expense for the 2012 financial year of A$29,263 relates to a 3.2% 
interest rate being charged on a short-term borrowing initiated in January 2012. Both these short-term loans were taken out to fund 
our insurance premiums and were repaid during the financial year when made.  

Financing Costs  

In December 2013, UBS accessed new capital via a US$25,000,000 loan facility of which US$15,000,000 was drawn in 
December 2013. A$710,101 of the financing costs is attributable to attending to the preparation, review and finalization of the loan 
documentation. The balance of the costs primarily relate to applicable interest of 10.5% levied on the loan. Interest and other costs 
relating to the loan have been amortized over the term of the loan.  

Other  

The Company has recorded research and development tax incentive income of A$6,279,954 for 2013 under this caption. The 
balance is primarily represented by foreign exchange movements arising from the settlement of foreign denominated transactions and 
from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies.  

The research and tax development tax incentive receivable has been recorded as “Other current assets” in consolidated balance 

sheets.  

The research and development tax incentive is one of the key elements of the Australian Government’s support for Australia’s 

innovation system. It was developed to assist businesses recover some of the costs of undertaking research and development. The 
research and development tax incentive provides a tax offset to eligible companies that engage in research and development activities. 

Companies engaged in research and development may be eligible for either:  

•

•

  a 45% refundable tax offset for entities with an aggregated turnover of less than a A$20 million per annum, or 

  a 40% non-refundable tax offset for all other entities. 

F-7 

  
  
  
  
  
 
 
 
 
 
 
    
 
 
 
 
    
 
 
  
  
  
  
  
  
 
  
  
  
 
  
  
  
  
  
  
 
  
  
  
 
 
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

Critical Accounting Estimates and Judgments  

Our consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United 

States of America (“U.S. GAAP”). The preparation of these consolidated financial statements requires us to make estimates and 
assumptions that affect the reported amounts of assets, liabilities, income, costs and expenses, and related disclosures. We evaluate 
our estimates and assumptions on an ongoing basis. Our actual results may differ from these estimates.  

We believe that of our significant accounting policies, which are described in the notes to our consolidated financial statements, 

the following accounting policies involve a greater degree of judgment and complexity. Accordingly, we believe that the following 
accounting policies are the most critical to aid in fully understanding and evaluating our consolidated financial condition and results 
of operations.  

(a) Revenue Recognition  

The Company recognizes revenue when persuasive evidence of an arrangement exists, delivery has occurred, the sales price is 
fixed or determinable, and collection is probable. Product is considered delivered to the customer once it has been shipped and title 
and risk of loss have been transferred.  

In addition, the Company enters into arrangements, which contain multiple revenue generating activities. The revenue for these 
arrangements is recognized as each activity is performed or delivered, based on the relative fair value and the allocation of revenue to 
all deliverables based on their relative selling price. In such circumstances, the Company uses a hierarchy to determine the selling 
price to be used for allocation of revenue to deliverables, vendor-specific objective evidence, third-party evidence of selling price and 
the Company’s best estimate of selling price. The Company’s process for determining its best estimate of selling price for 
deliverables without vendor-specific objective evidence or third-party evidence of selling price involves management’s judgment. 
The Company’s process considers multiple factors that may vary depending upon the unique facts and circumstances related to each 
deliverable.  

(b) Stock-Based Compensation  

We account for stock-based employee compensation arrangements using the modified prospective method as prescribed in 

accordance with the provisions of ASC 718 – Compensation – Stock Compensation.  

Each of the inputs to the Trinomial Lattice model is discussed below.  

Share Price and Exercise Price at Valuation Date  

With the exception of Zero Exercise Price Employee Options (“ZEPOs”), the value of all other options granted has been 
determined using the closing price of our common stock trading in the form of CDIs on ASX at the time of grant of the options. The 
exercise price of ZEPOs is nil. The ASX is the only exchange upon which our securities are quoted.  

Volatility  

We applied volatility having regard to the historical price change of our shares in the form of CDIs available from the ASX.  

Time to Expiry  

All options granted under our share option plan have a maximum 10 year term and are non-transferable.  

Risk Free Rate  

The risk free rate which we applied is equivalent to the yield on an Australian government bond with a time to expiry 

approximately equal to the expected time to expiry on the options being valued.  

F-8 

  
  
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

(c) Income Taxes  

We apply ASC 740 – Income Taxes which establishes financial accounting and reporting standards for the effects of income 
taxes that result from a company’s activities during the current and preceding years. Deferred tax assets and liabilities are recognized 
for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and 
liabilities and their respective tax bases and operating loss and tax credit carry forwards. Deferred tax assets and liabilities are 
measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected 
to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the 
period that includes the enactment date.  

Where it is more likely than not that some portion or all of the deferred tax assets will not be realized the deferred tax assets are 

reduced by a valuation allowance. The valuation allowance is sufficient to reduce the deferred tax assets to the amount that is more 
likely than not to be realized.  

(d) Impairment of Long-Lived Assets  

We review our capital assets, including patents and licenses, for impairment whenever events or changes in business 
circumstances indicate that the carrying amount of the assets may not be fully recoverable. In performing the review, we estimate 
undiscounted cash flows from products under development that are covered by these patents and licenses. An impairment loss would 
be recognized when estimated undiscounted future cash flows expected to result from the use of the asset and its eventual disposition 
is less than the carrying amount of the asset. If the evaluation indicates that the carrying value of an asset is not recoverable from its 
undiscounted cash flows, an impairment loss is measured by comparing the carrying value of the asset to its fair value, based on 
discounted cash flows.  

(e) Warrants  

In connection with our US$25 million loan facility, we issued to the lenders warrants entitling the holder to purchase up to an 

aggregate total of 4.5 million shares of UBI’s common stock in the form of CDIs at a price of A$1.00 per share. The fair value of the 
warrants to purchase common stock is estimated using the Trinomial Lattice model. Each of the inputs to the Trinomial Lattice model 
is discussed below.  

Share Price and Exercise Price at Valuation Date  

The share price of the warrants granted has been determined using the closing price of our common stock trading in the form of 
CDIs on ASX at the time of entering in to the loan facility. The ASX is the only exchange upon which our securities are quoted. The 
exercise price has been determined as stated in the credit agreement.  

Volatility  

We applied volatility having regard to the historical price change of our shares in the form of CDIs available from the ASX.  

Time to Expiry  

The warrants have a term of seven years.  

Risk Free Rate  

The risk free rate which we applied is equivalent to the yield on an Australian government bond with a time to expiry 

approximately equal to the expected time to expiry on the options being valued.  

F-9 

  
  
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

Financial Condition, Liquidity and Capital Resources  

Net Financial Assets  

Our net financial assets position is shown below:  

Financial assets: 

Cash and cash equivalents
Accounts receivables 
Financial instruments 
Total financial assets 

Debt: 

Long term secured loan

Net financial assets 

Years Ended December 31,
2012

2013
A$

2011
A$

23,742,422    
2,167,867    
0    
25,910,289    

23,649,417    
2,282,888    
0    
25,932,305    

 15,089,209  
  4,889,783  
83,339  
 20,062,331  

15,857,966    
10,052,323    

0    
25,932,305    

0  
 20,062,331  

Since inception, we have financed our business primarily through the issuance of equity securities, funding from strategic 
partners and government grants, revenue from services and product sales. On December 19, 2013 we entered into a credit agreement 
(described below under the heading “Athyrium Credit Agreement”) with lenders for a US$25 million secured term loan. The term 
loan has a maturity date of December 19, 2018 and bears interest at 10.5% per annum. Interest payments are due quarterly over the 
five-year term of the term loan and, other than as described further below, we are not required to make payments of principal for 
amounts outstanding under the term loan until the maturity. Subject to certain exceptions, the term loan is secured by substantially all 
of our assets, including our intellectual property. We believe we have sufficient cash and cash equivalents to fund our operations for 
at least the next twelve months.  

The carrying value of the cash and cash equivalents and the accounts receivables approximates fair value because of their short-

term nature.  

We regularly review all our financial assets for impairment. There were no impairments recognized for the years ended 

December 31, 2013, 2012 and 2011.  

Athyrium Credit Agreement  

On December 19, 2013 (“Closing Date”), UBI and its wholly owned subsidiary, UBS (together UBI and UBS, the “Transaction 

Parties”) entered into a credit agreement with Athyrium Opportunities Fund (A) LP (“Athyrium A”), as administrative agent (the 
“Administrative Agent”) and as a lender, and Athyrium Opportunities Fund (B) LP (“Athyrium B”) as a lender (Athyrium A and 
Athyrium B together with any other lenders party thereto from time to time, the “Lenders”) for a secured term loan of up to US$25 
million (“Credit Agreement”). Of this amount, US$15 million had been drawn at December 31, 2013, with a further US$10 million 
available to be drawn down as follows:  

•

  US$5 million available within 30 days after the end of any quarter until January 30, 2015, conditional upon UBS satisfying 

certain conditions precedent including that in the immediately preceding quarter, UBS achieves quarterly service fee 
revenues from the sale of the OneTouch® Verio® blood glucose strips (“Verio QSFs”) plus coagulation manufacturing 
revenues of not less than US$1,800,000 in the aggregate; and 

•

  US$5 million available within 30 days after the end of any quarter until January 30, 2015, conditional upon UBS satisfying 

certain conditions precedent including that in the immediately preceding quarter, UBS achieves Verio QSF plus 
coagulation manufacturing revenues of not less than US$2,500,000 in the aggregate. 

The term loan has a maturity date of December 19, 2018 (“Maturity Date”) and bears interest at 10.5% per annum payable in 

cash quarterly in arrears over the five year term, and as otherwise described in the Credit Agreement. A default interest rate of 
13% per annum shall apply during the existence of a default under the Credit Agreement. Other than as summarized below, UBS is 
not required to make payments of principal for amounts outstanding under the term loan until maturity, December 19, 2018. The term 
loan under the Credit Agreement is secured by substantially all of UBI and UBS’ assets. UBI (together with any future subsidiaries) 
guarantees all of UBS’s obligations under the Loan.  

F-10 

  
  
  
  
  
 
 
 
 
 
 
    
 
 
 
 
    
 
 
 
  
 
 
 
 
 
  
  
 
 
  
  
 
  
  
  
 
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
  
 
 
  
  
  
  
  
  
 
  
  
  
 
 
  
  
  
  
  
  
 
  
  
  
 
 
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

Voluntary prepayments of the term loans are not permitted prior to the second anniversary of the Closing Date, except in the 

event of a change of control of a Transaction Party. After the second anniversary, UBS can make voluntary repayments in minimum 
principal amounts of US$2,500,000 together with interest, plus the premium described below. UBS must make mandatory 
prepayments in certain prescribed circumstances, including in the event of raising additional debt financing, a sale or transfer of assets 
other than in certain circumstances and in the event of other specified extraordinary receipts. Extraordinary events include cash 
received or paid other than in the ordinary course of business, such as tax refunds (other than GST and R&D tax rebates), LifeScan 
lump sum fee payments and Siemens termination fees. In such events, UBS must prepay to the Lenders 100% of the net cash 
proceeds received. In the event of a prepayment on or prior to the second anniversary of the Closing Date, UBS must also pay a 
prepayment premium of 20% of the loans due and payable on that date. If there is a prepayment after the second anniversary of the 
Closing Date, UBS must pay a prepayment premium commencing at 15% of the loans due and payable on the applicable date and 
reducing pro-rata on a monthly basis until the Maturity Date.  

UBS has paid a non-refundable fee of US$625,000 to the Lenders on the Closing Date (being 2.5% of the aggregate credit 

facility) and a 2% commitment fee based on any available unused borrowing commitment under the Credit Agreement until 
January 30, 2015. The Lenders will also be entitled to receive 30% of the net proceeds of milestone payments paid under the 
Collaboration Agreement by and among UBS, UBI and Siemens Healthcare Diagnostics, Inc., up to a maximum of US$600,000 in 
the aggregate. UBS has also agreed to pay certain taxes arising in connection with the Credit Agreement and other Loan Documents, 
including withholding taxes. UBS has also agreed to pay certain reasonable out-of-pocket expenses incurred by the Lenders in 
connection with the loan documents, or as may be incurred in connection with the enforcement or protection of the Lenders’ rights.  

The Credit Agreement also contains certain covenants, including among other things, covenants: (i) relating to the delivery of 
financial and other information and certificates, notices of defaults, litigation and other material events; payment of taxes and other 
obligations; and maintenance of insurance; (ii) which limit or restrict the incurrence of liens; the making of investments; the 
incurrence of certain indebtedness; mergers, dispositions, liquidations, or consolidations and significant asset sales; restricted 
payments; transactions with affiliates other than on normal and arms-length terms; burdensome agreements; prepayment of other 
indebtedness; and ownership of subsidiaries; and (iii) which require UBS to maintain unrestricted cash of not less than US$2,000,000 
in a specified bank account at any time.  

Derivative Instruments and Hedging Activities  

In determining fair value, we utilize valuation techniques that maximize the use of observable inputs and minimize the use of 
unobservable inputs to the extent possible as well as consider our own and counterparty credit risk. For years ended December 31, 
2013, 2012 and 2011, we did not have any assets or liabilities that utilize Level 3 inputs. The valuation of our foreign exchange 
derivatives is based on the market approach using observable market inputs, such as forward rates, and incorporates non-performance 
risk (the credit standing of the counterparty when the derivative is in a net asset position, and the credit standing of the Company 
when the derivative is in a net liability position). Our derivative assets are categorized as Level 2.  

We had no outstanding contracts as at December 31, 2013 and 2012, respectively. We had contracts with a notional amount of 
US$4.0 million outstanding as at December 31, 2011. The fair value of these contracts at December 31, 2013 and 2012 were nil and 
an asset of A$83,339 at December 31, 2011 recorded as ‘Financial Instruments’ in the consolidated balance sheets. During the year 
ended December 31, 2013, we recognized gains of nil and losses of A$83,339 and gains of A$83,339 recorded in earnings for the 
years ended December 31, 2012 and 2011, respectively. No amount of ineffectiveness was recorded in earnings for these designated 
cash flow hedges for the years ended December 31, 2013, 2012 and 2011. For further details, see Notes to Consolidated Financial 
Statements – Note 2, Summary of Significant Accounting Policies.  

F-11 

  
  
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

Measures of Liquidity and Capital Resources  

The following table provides certain relevant measures of liquidity and capital resources:  

Cash and cash equivalents 
Working capital 
Ratio of current assets to current liabilities 
Shareholders’ equity per common share 

23,742,422    
30,367,292    
6.60 : 1    
0.17    

23,649,417    
24,168,714    
4.83 : 1    
0.23    

Years Ended December 31,
2012
A$

2013
A$

2011
A$
 15,089,209  
 17,584,523  
3.51 : 1  
0.22  

The movement in cash and cash equivalents and working capital during the three years was primarily due to reductions to 
outflows of cash and to the timing of cash receipts, payments, sales and accruals in the ordinary course of business. In addition to the 
reductions resulting from operating outflows of cash:  

•

•

  A first tranche loan of US$15,000,000 (equivalent to A$16,909,029) pursuant to the Athyrium Credit Agreement was 

drawn in December 2013 by UBS 

  in 2012, we also had financing inflows of A$12,524,124 (net of related transaction costs) we raised in capital by way of a 

Placement and Share Purchase Plan. 

We have not identified any collection issues with respect to receivables.  

Summary of Cash Flows  

Cash provided by/(used in): 
Operating activities 
Investing activities 
Financing activities 

Net increase/(decrease) in cash and cash equivalents

Years Ended December 31,
2012
A$

2013
A$

2011
A$

(16,628,576) 
(159,437) 
16,339,630  
(448,383)  

(3,300,757)  
(687,245)  
12,548,210    
8,560,208    

 (7,159,118) 
 (1,102,943) 
79,504  
 (8,182,557) 

Our net cash used in operating activities during the three years was primarily for our research and development projects 
including efforts involved in establishing our manufacturing operations. The outflows during these three years have been partially 
offset by receipts from our customers and partners.  

Our net cash used in investing activities for all years is primarily for the purchase of various plant and equipment and fit out of 

our facilities based on our needs.  

Our net cash provided by financing activities in 2012 relates primarily to the A$12,524,124 (net of related transaction costs) we 

raised in capital by way of a Placement and Share Purchase Plan. In 2013, we drew down on the first tranche of the loan of 
US$15,000,000 (equivalent to A$16,909,029) pursuant to the Athyrium Credit Agreement. The balance of the net cash provided by 
financing activities in all the years is primarily proceeds received from employees exercising their options.  

F-12 

  
  
  
  
  
  
 
 
 
 
 
 
    
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
 
 
 
 
  
  
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

Off-Balance Sheet Arrangement  

The future minimum lease payments under non-cancellable operating leases (with initial or remaining lease terms in excess of one 

year) as of December 31, 2013 are:  

Less than 1 year 
1 – 3 years 
3 – 5 years 
More than 5 years
Total minimum lease payments 

A$
  549,092  
 1,117,422  
 1,190,538  
  624,152  
 3,481,204  

The above relates to our operating lease obligations in relation to the lease of our premises and certain office equipment.  

Contractual Obligations  

Our future contractual obligations at December 31, 2013 were as follows:  

Payments Due By Period

Asset Retirement Obligations (1) 
Operating Lease Obligations (2) 
Purchase Obligations (3) 
Long term secured loan (4) 
Financing costs (5) 
Other Long-Term Liabilities on Balance Sheet (6) 
Total 

More than
5 years
A$

Less than 1
year
A$

A$

A$

0    

  1 – 3 years      3 – 5 years     

Total
A$
  2,549,928    
  3,481,204     549,092     1,117,422      1,190,538    
0     
  1,553,420     1,553,420    
0    
  15,857,966    
0     15,857,966    
0    
  10,006,046     2,813,889     3,115,686      4,076,471    
48,968    

0     2,549,928  
624,152  
0  
0  
0  
2,980  
  33,596,226     4,916,401     4,328,822     21,173,943     3,177,060  

147,662    

95,714     

0     

0    

(1) Represents legal obligations associated with the retirement and removal of long-lived assets. 
(2) Our operating lease obligations relate primarily to the lease of our premises. 
(3) Represents outstanding purchase orders 
(4) US$15 million payable to the lenders on maturity date pursuant to the Athyrium Credit Agreement. 
(5)
(6) Represents long service leave owing to the employees. 

Interest and other fees and charges payable to the lenders pursuant to the Athyrium Credit Agreement 

Segments  

We operate in one segment. Our principal activities are research and development, commercial manufacture of approved medical 

or testing devices and the provision of services including contract research work.  

Recent Accounting Pronouncements  

See Notes to Consolidated Financial Statements – Note 2, Summary of Significant Accounting Policies.  

Financial Risk Management  

The overall objective of our financial risk management program is to seek to minimize the impact of foreign exchange rate 
movements and interest rate movements on our earnings. We manage these financial exposures through operational means and by using 
financial instruments. These practices may change as economic conditions change.  

Foreign Currency Market Risk  

We transact business in various foreign currencies, including U.S. dollars and Euros. We have established a foreign currency 

hedging program using forward contracts to hedge the net projected exposure for each currency  

F-13 

  
  
  
  
  
 
 
 
 
 
 
 
  
  
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
    
    
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
  
  
  
  
  
  
 
  
  
  
 
  
  
  
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Universal Biosensors, Inc.  

and the anticipated sales and purchases in U.S. dollars and Euros. The goal of this hedging program is to economically guarantee or 
lock-in the exchange rates on our foreign exchange exposures. The Company does not hold or issue derivative financial instruments 
for trading purposes. However, derivatives that do not qualify for hedge accounting are accounted for as trading instruments.  

Although the Company has a hedging program, as at balance sheet date there were no open derivatives that would need to be 

disclosed.  

Interest Rate Risk  

Since the majority of our investments are in cash and cash equivalents in U.S. or Australian dollars, our interest income is 
affected by changes in the general level of U.S. and Australian interest rates. The primary objective of our investment activities is to 
preserve principal while at the same time maximizing the income we receive without significantly increasing risk. Our investment 
portfolio is subject to interest rate risk but due to the short duration of our investment portfolio, we believe an immediate 10% change 
in interest rates would not be material to our financial condition or results of operations.  

Inflation  

Our business is subject to the general risks of inflation. Our results of operations depend on our ability to anticipate and react to 

changes in the price of raw materials and other related costs over which we may have little control. Our inability to anticipate and 
respond effectively to an adverse change in the price could have a significant adverse effect on our results of operations. In the face of 
increasing costs, the Company strives to maintain its profit margins through cost reduction programs, productivity improvements and 
periodic price increases.  

F-14 

  
  
To the Board of Directors and Shareholders of Universal Biosensors, Inc.  

Report of Independent Registered Public Accounting Firm  

In our opinion, the consolidated balance sheets and the related consolidated statements of comprehensive income, consolidated 
statements of stockholders’ equity and comprehensive income and consolidated statements of cash flows present fairly, in all material 
respects, the financial position of Universal Biosensors, Inc. and its subsidiaries at December 31, 2013 and December 31, 2012, and 
the results of their operations and their cash flows for each of the three years in the period ended December 31, 2013 in conformity 
with accounting principles generally accepted in the United States of America. In addition, in our opinion, the financial statement 
schedule listed in the accompanying index under 15(a)(2) presents fairly, in all material respects, the information set forth therein 
when read in conjunction with the related consolidated financial statements. Also in our opinion, the Company maintained, in all 
material respects, effective internal control over financial reporting as of December 31, 2013, based on criteria established in Internal 
Control - Integrated Framework (1992) issued by the Committee of Sponsoring Organizations of the Treadway Commission 
(COSO). The Company’s management is responsible for these financial statements and financial statement schedule, for maintaining 
effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial 
reporting, included in Management’s Report on Internal Control over Financial Reporting under Item 9A. Our responsibility is to 
express opinions on these financial statements, on the financial statement schedule, and on the Company’s internal control over 
financial reporting based on our integrated audits. We conducted our audits in accordance with the standards of the Public Company 
Accounting Oversight Board (United States). Those standards require that we plan and perform the audits to obtain reasonable 
assurance about whether the financial statements are free of material misstatement and whether effective internal control over 
financial reporting was maintained in all material respects. Our audits of the financial statements included examining, on a test basis, 
evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant 
estimates made by management, and evaluating the overall financial statement presentation. Our audit of internal control over 
financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our 
audits also included performing such other procedures as we considered necessary in the circumstances. We believe that our audits 
provide a reasonable basis for our opinions.  

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability 
of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted 
accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (i) pertain to 
the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the 
company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in 
accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in 
accordance with authorizations of management and directors of the company; and (iii) provide reasonable assurance regarding 
prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material 
effect on the financial statements.  

   PricewaterhouseCoopers, ABN 52 780 433 757

Darling Park Tower 2, 201 Sussex Street, GPO BOX 2650, SYDNEY NSW 1171
T +61 2 8266 0000, F +61 2 8266 9999, www.pwc.com.au

F-15 

  
  
  
  
 
Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections 
of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate.  

/s/ PricewaterhouseCoopers 
PricewaterhouseCoopers
Sydney
March 13, 2014

   PricewaterhouseCoopers, ABN 52 780 433 757

Darling Park Tower 2, 201 Sussex Street, GPO BOX 2650, SYDNEY NSW 1171
T +61 2 8266 0000, F +61 2 8266 9999, www.pwc.com.au

F-16 

  
  
  
  
  
  
 
Universal Biosensors, Inc.  

Consolidated Balance Sheets  

ASSETS 
Current assets: 

Cash and cash equivalents 
Inventories, net 
Accounts receivable 
Prepayments 
Other current assets 

Total current assets 

Non-current assets: 

Property, plant and equipment 
Less accumulated depreciation 
Property, plant and equipment – net
Other non-current assets 

Total non-current assets 
Total assets 

LIABILITIES AND STOCKHOLDERS’ EQUITY 
Current liabilities: 

Accounts payable 
Accrued expenses 
Deferred revenue 
Employee entitlements provision 
Total current liabilities 

Non-current liabilities: 

Asset retirement obligations 
Employee entitlements provision 
Long term secured loan 
Deferred revenue 

Total non-current liabilities 
Total liabilities 
Commitments and contingencies 
Stockholders’ equity: 

Preferred stock, US$0.01 par value. Authorized 1,000,000 shares; issued and outstanding nil in 

2013 (2012: nil) 

Common stock, US$0.0001 par value. Authorized 300,000,000 shares; issued and outstanding 

175,600,605 shares in 2013 (2012: 173,959,863) 

Additional paid-in capital 
Accumulated deficit 
Current year loss 
Accumulated other comprehensive income 

Total stockholders’ equity 
Total liabilities and stockholders’ equity 

See accompanying notes to the financial statements  

F-17 

December 31, 
2013
A$

December 31,
2012
A$

  23,742,422    
4,207    
  2,167,867    
825,800    
  9,049,283    
  35,789,579    

  23,649,417  
  3,602,237  
  2,282,888  
159,994  
786,194  
  30,480,730  

  33,816,691    
 (17,906,571)  
  15,910,120    
  2,920,000    
  18,830,120    
  54,619,699    

  33,693,036  
 (15,426,916) 
  18,266,120  
320,000  
  18,586,120  
  49,066,850  

974,754    
  2,329,440    
957,916    
  1,160,177    
  5,422,287    

  2,516,303  
  1,959,869  
829,038  
  1,006,806  
  6,312,016  

  2,549,928    
147,662    
  15,857,966    
957,916    
  19,513,472    
  24,935,759    
0    

  2,351,464  
202,192  
0  
829,039  
  3,382,695  
  9,694,711  
0  

17,560    
  94,955,051    
 (53,356,552)  
 (11,633,807)  
(298,312)  
  29,683,940    
  54,619,699    

17,396  
  93,009,607  
 (44,225,330) 
  (9,131,222) 
(298,312) 
  39,372,139  
  49,066,850  

  
  
 
  
 
 
 
 
  
 
 
 
  
 
  
 
  
  
 
  
  
 
 
  
 
  
  
  
 
 
  
  
 
  
  
 
  
  
  
  
  
 
 
  
  
 
  
  
  
  
 
 
  
  
 
  
 
  
  
  
 
 
  
  
  
  
  
  
 
 
  
  
 
  
  
  
  
 
 
  
  
 
  
 
  
 
  
 
  
  
 
 
  
  
  
  
 
 
  
  
 
  
  
 
  
  
 
 
  
 
  
 
 
  
  
  
 
 
  
  
 
  
  
  
  
 
 
  
  
 
  
  
  
  
 
 
  
  
  
 
 
  
  
  
 
 
  
  
 
  
 
  
 
  
 
 
  
  
  
  
 
 
  
  
  
 
 
  
  
 
  
  
  
  
 
 
  
  
 
  
  
  
  
 
 
  
  
 
Universal Biosensors, Inc.  

Consolidated Statements of Comprehensive Income  

Revenue 

Revenue from products 
Revenue from services 
Total revenue 

Operating costs & expenses 
Cost of goods sold 
Cost of services 
Research and development 
General and administrative 
Total operating costs & expenses 

Loss from operations 
Other income/(expense) 
Interest income 
Interest expense 
Financing costs 
Other 

Total other income 
Net loss before tax 
Income tax benefit/(expense) 
Net loss 
Earnings per share 
Basic and diluted net loss per share 
Other comprehensive loss, net of tax:

Unrealized gain on derivative instruments 
Reclassification for gains realized in net income 

Other comprehensive (loss)/gain 
Comprehensive loss 

Years Ended December 31,
2012
A$

2013
A$

2011
A$

  $ 10,170,804     $19,368,745    $ 12,063,582  
2,632,870  
  10,277,698   
  14,696,452  
  29,646,443    

4,918,868    
15,089,672    

10,455,567    
1,187,244    
15,483,902    
6,200,786    
33,327,499    
(18,237,827)  

  17,987,049    
669,042    
  13,482,459    
  6,790,524    
  38,929,074    
  (9,282,631)  

  12,310,302  
708,149  
9,812,396  
7,271,488  
  30,102,335  
  (15,405,883) 

499,970    
(22,640)  
(797,126)  
6,923,816    
6,604,020    
(11,633,807)  
0    

683,323  
0  
0  
30,443  
713,766  
  (14,692,117) 
0  
  $(11,633,807)   $ (9,131,222)   $(14,692,117) 

437,171    
(29,263)  
0    
(256,499)  
151,409    
  (9,131,222)  
0    

(0.07)  

(0.06)  

(0.09) 

0    
0    
0    
(11,633,807)  

0    
(83,339)  
(83,339)  
  (9,214,561)  

83,339  
0  
83,339  
  (14,608,778) 

See accompanying notes to the financial statements.  

F-18 

  
  
 
  
 
 
 
 
   
 
 
 
   
 
 
 
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
  
 
 
  
  
 
 
 
 
 
  
 
 
 
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
  
  
 
 
  
  
 
  
 
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
  
  
 
 
  
  
 
 
  
  
 
Universal Biosensors, Inc.  

Consolidated Statements of Changes in Stockholders’ Equity and Comprehensive Income  

Ordinary shares

Shares

     Amount

A$

     Additional
Paid-in 
Capital
A$

Accumulated
Deficit
A$

Balances at January 1, 2011 
Net loss 
Other comprehensive gain 
Exercise of stock options issued to 

employees 

Shares issued to employees 
Stock option expense 
Balances at December 31, 2011 
Net loss 
Other comprehensive loss 
Issuance of ordinary shares at A$0.90 per 

share, net of issuance costs 

Exercise of stock options issued to 

employees 

Shares issued to employees 
Stock option expense 
Balances at December 31, 2012 
Net loss 
Issuance of warrants 
Exercise of stock options issued to 

employees 

Shares issued to employees 
Stock option expense 
Balances at December 31, 2013 

  158,871,495     15,887     77,034,717     (29,533,213)  
0     (14,692,117)  
0    
0    

0    
0    

0    
0    

18    
9    
0    

181,999    
86,471    
0    

0    
0    
0    
  159,139,965     15,914     79,446,995     (44,225,330)  
(9,131,222)  
0    

79,486    
76,950    
2,255,842    

0    
0    

0    
0    

0    
0    

Accumulated 
Other 
Comprehensive
Income
A$
(298,312)  
0   
83,339   

Total
Stockholders’
Equity
A$
  47,219,079  
 (14,692,117) 
83,339  

0   
0   
0   
(214,973)  
0    
(83,339)  

79,504  
76,959  
  2,255,842  
  35,022,606  
  (9,131,222) 
(83,339) 

14,626,713    

1,463     12,522,661    

0    

0    

  12,524,124  

11    
8    
0    

115,240    
77,945    
0    

0    
0    
0    
  173,959,863     17,396     93,009,607     (53,356,552)  
0     (11,633,807)  
0    

24,075    
84,952    
930,924    

923,104    

0    
0    

0    
0    

1,497,025    
143,717    
0    

0    
0    
0    
  175,600,605     17,560     94,955,051     (64,990,359)  

360,448    
70,958    
590,934    

150    
14    
0    

0    
0    
0    
(298,312)  
0    
0    

24,086  
84,960  
930,924  
  39,372,139  
 (11,633,807) 
923,104  

0    
0    
0    
(298,312)  

360,598  
70,972  
590,934  
  29,683,940  

See accompanying notes to the financial statements.  

F-19 

  
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
     
    
    
    
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
 
 
  
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
  
  
 
 
  
  
 
 
 
  
 
  
 
 
 
 
 
 
  
  
 
 
  
  
 
Universal Biosensors, Inc.  

Consolidated Statements of Cash Flows  

Cash flows from operating activities provided by/(used in):
Net loss 
Adjustments to reconcile net profit/(loss) to net cash provided by/(used in) operating 

Years Ended December 31,
2012
A$

2011
A$

2013
A$

  (11,633,807)     (9,131,222)    (14,692,117) 

activities: 

Depreciation and amortization 
Share based payments expense 
Loss on fixed assets disposal 
Unrealized foreign exchange losses
Financing costs—amortization of warrants 
Change in assets and liabilities: 

Inventory 
Accounts receivables 
Prepaid expenses and other current assets 
Deferred revenue 
Employee entitlements 
Accounts payable and accrued expenses 
Net cash used in operating activities 

Cash flows from investing activities: 
Purchases of property, plant and equipment

Net cash used in investing activities 

Cash flows from financing activities:
Gross proceeds from share issue 
Transaction costs on share issue 
Proceeds from borrowings 
Repayment of borrowings 
Borrowing costs 
Proceeds from stock options exercised 

Net cash provided by financing activities 

Net increase/(decrease) in cash and cash equivalents 
Cash and cash equivalent at beginning of period 
Effect of exchange rate fluctuations on the balances of cash held in foreign currencies
Cash and cash equivalents at end of period

2,497,345       2,637,141      3,298,541  
930,924      2,255,842  
17,715  
0  
0  

590,934      
4,544      
114,568      
5,994      

9,766     
0     
0     

3,598,030      

  (10,824,351)    

(428,307) 
17,163     
404,418       2,606,895      (1,300,985) 
(725,797) 
(26,632)    
257,755       (1,437,125)     4,492,426  
249,231  
202,798     
98,841      
(325,667) 
889,535     
(1,742,847)    
   (16,628,576)     (3,300,757)     (7,159,118) 

(159,437)    
(159,437)    

(687,245)     (1,102,943) 
(687,245)     (1,102,943) 

0      13,164,042      
(639,918)    
0      
921,725      
  17,676,500      
(921,725)    
(767,471)    
0      
(929,997)    
24,086      
360,598      
  16,339,630      12,548,210      

0  
0  
0  
0  
0  
79,504  
79,504  
(448,383)     8,560,208       (8,182,557) 
  23,649,417      15,089,209       23,271,766  
0  
  23,742,422      23,649,417       15,089,209  

541,388      

0      

See accompanying notes to the financial statement  

F-20 

  
  
 
  
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
 
 
 
 
 
  
 
  
  
 
 
  
  
 
 
  
  
 
  
  
  
 
 
  
  
 
 
  
  
 
 
 
  
  
  
 
 
  
  
 
 
  
  
 
  
  
  
 
 
  
  
 
 
  
  
 
Universal Biosensors, Inc.  

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

(1) Basis of Presentation 

These consolidated financial statements are presented in accordance with “U.S. GAAP”. All amounts are expressed in Australian dollars 

(“AUD” or “A$”) unless otherwise stated.  

The Company’s consolidated financial statements have been prepared assuming the Company will continue as a going concern. We rely 

largely on our existing cash and cash equivalents balance and operating cash flow to provide for the working capital needs of our operations. We 
believe we have sufficient cash and cash equivalents to fund our operations for at least the next twelve months. However, in the event, our 
financing needs for the foreseeable future are not able to be met by our existing cash and cash equivalents balance and operating cash flow, we 
would seek to raise funds through public or private equity offerings, debt financings, and through other means to meet the financing 
requirements. There is no assurance that funding would be available at acceptable terms, if at all.  

(2)

Summary of Significant Accounting Policies 

Principles of Consolidation  

The consolidated financial statements include the financial statements of the Company and its wholly owned subsidiary UBS. All 

intercompany balances and transactions have been eliminated on consolidation.  

Use of Estimates  

The preparation of the consolidated financial statements requires management of the Company to make a number of estimates and 

assumptions relating to the reported amount of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the 
consolidated financial statements and the reported amounts of revenues and expenses during the period. Significant items subject to such 
estimates and assumptions include the carrying amount of property, plant and equipment, deferred income taxes, asset retirement obligations and 
obligations related to employee benefits. Actual results could differ from those estimates.  

Cash & Cash Equivalents  

The Company considers all highly liquid investments purchased with an initial maturity of three months or less to be cash equivalents. For 

cash and cash equivalents, the carrying amount approximates fair value due to the short maturity of those instruments.  

Short-Term Investments (Held-to-maturity)  

Short-term investments constitute all highly liquid investments with term to maturity from three months to twelve months. The carrying 

amount of short-term investments is equivalent to their fair value.  

Concentration of Credit Risk and Other Risks and Uncertainties  

Cash and cash equivalents and accounts receivable consists of financial instruments that potentially subject the Company to concentration 

of credit risk to the extent of the amount recorded on the consolidated balance sheets. The Company’s cash and cash equivalents are invested with 
one of Australia’s largest banks. The Company is exposed to credit risk in the event of default by the banks holding the cash or cash equivalents 
to the extent of the amount recorded on the consolidated balance sheets. The Company has not experienced any losses on its deposits of cash and 
cash equivalents. The Company has not identified any collectability issues with respect to receivables.  

Derivative Instruments and Hedging Activities  

Derivative financial instruments  

The Company uses derivative financial instruments to hedge its exposure to foreign exchange arising from operating, investing and 
financing activities. The Company does not hold or issue derivative financial instruments for trading purposes. However, derivatives that do not 
qualify for hedge accounting are accounted for as trading instruments.  

Derivative financial instruments are recognized initially at fair value. Subsequent to initial recognition, derivative financial instruments are 

stated at fair value. The gain or loss on remeasurement to fair value is recognized immediately in the income statement. However, where 
derivatives qualify for hedge accounting, recognition of any resultant gain or loss depends on the nature of the item being hedged.  

F-21 

  
  
  
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

Cash flow hedges  

Exposure to foreign exchange risks arises in the normal course of the Company’s business and it is the Company’s policy to use 

forward exchange contracts to hedge anticipated sales and purchases in foreign currencies. The amount of forward cover taken is in 
accordance with approved policy and internal forecasts.  

Where a derivative financial instrument is designated as a hedge of the variability in cash flows of a recognized asset or liability, 

or a highly probable forecast transaction, the effective part of any unrealised gain or loss on the derivative financial instrument is 
recognized directly in equity. When the forecast transaction subsequently results in the recognition of a non-financial asset or non-
financial liability, the associated cumulative gain or loss is removed from equity and included in the initial cost or other carrying 
amount of the non-financial asset or liability.  

For cash flow hedges, other than those covered by the preceding statement, the associated cumulative gain or loss is removed 

from equity and recognized in the consolidated statements of comprehensive income in the same period or periods during which the 
hedged forecast transaction affects the consolidated statements of comprehensive income and on the same line item as that hedged 
forecast transaction. The ineffective part of any gain or loss is recognized immediately in the consolidated statements of 
comprehensive income.  

When a hedging instrument expires or is sold, terminated or exercised, or the Company revokes designation of the hedge 
relationship but the hedged forecast transaction is still probable to occur, the cumulative gain or loss at that point remains in equity 
and is recognized in accordance with the above policy when the transaction occurs. If the hedged transaction is no longer expected to 
take place, then the cumulative unrealized gain or loss recognized in equity is recognized immediately in the consolidated statements 
of comprehensive income.  

Derivative Instruments and Hedging Activities  

In determining fair value, we utilize valuation techniques that maximize the use of observable inputs and minimize the use of 
unobservable inputs to the extent possible as well as consider our own and counterparty credit risk. For years ended December 31, 
2011, 2012 and 2013, we did not have any assets or liabilities that utilize Level 3 inputs. The valuation of our foreign exchange 
derivatives are based on the market approach using observable market inputs, such as forward rates and incorporate non-performance 
risk (the credit standing of the counterparty when the derivative is in a net asset position, and the credit standing of the Company 
when the derivative is in a net liability position). Our derivative assets are categorized as Level 2.  

Inventory  

Inventories are stated at the lower of cost or net realizable value. Net realizable value is the estimated selling price in the 

ordinary course of business less the estimated costs of completion and estimated costs necessary to dispose. Inventories are 
principally determined under the average cost method which approximates cost. Cost comprises direct materials, direct labour and an 
appropriate portion of variable and fixed overhead expenditure, the latter being allocated on the basis of normal operating capacity. 
Cost also includes the transfer from equity of any gains/losses on qualifying cash flow hedges relating to purchases of raw material. 
Costs of purchased inventory are determined after deducting rebates and discounts.  

Raw materials 
Work in progress 
Finished goods 

Years Ended December 31,

2013
A$

4,169    
38    
0    
4,207    

2012
A$

2,925,482    
120,596    
556,159    
3,602,237    

2011
A$
 3,254,675  
  102,239  
  262,486  
 3,619,400  

F-22 

  
  
  
 
 
 
 
 
 
    
 
 
 
 
    
 
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
  
  
  
 
  
  
  
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

Receivables  

Trade accounts receivable are recorded at the invoiced amount and do not bear interest. The allowance for doubtful accounts is 
the best estimate of the amount of probable credit losses in the existing accounts receivable. The allowance is determined based on a 
review of individual accounts for collectibility, generally focusing on those accounts that are past due. The current year expense to 
adjust the allowance for doubtful accounts, if any, is recorded within general and administrative expenses in the consolidated 
statements of comprehensive income. Account balances are charged against the allowance when it is probable the receivable will not 
be recovered.  

Accounts receivable 
Allowance for doubtful debts

Property, Plant, and Equipment  

2,167,867    
0    
2,167,867    

2,282,888    
0    
2,282,888    

Years Ended December 31,
2012
A$

2013
A$

2011
A$
 4,889,783  
0  
 4,889,783  

Property, plant, and equipment are recorded at acquisition cost, less accumulated depreciation.  

Depreciation on plant and equipment is calculated using the straight-line method over the estimated useful lives of the assets. 
The estimated useful life of machinery and equipment is 3 to 10 years. Leasehold improvements are amortized on the straight-line 
method over the shorter of the remaining lease term or estimated useful life of the asset. Maintenance and repairs are charged to 
operations as incurred, include normal services and do not include items of a capital nature.  

The Company receives Victorian government grant monies under grant agreements to support our development activities, 
including in connection with the purchase of plant and equipment. Plant and equipment is presented net of the government grant. The 
grant monies are recognized against the acquisition costs of the related plant and equipment as and when the related assets are 
purchased.  

Research and Development  

Research and development expenses consist of costs incurred to further the Group’s research and development activities and 

include salaries and related employee benefits, costs associated with clinical trial and preclinical development, regulatory activities, 
research-related overhead expenses, costs associated with the manufacture of clinical trial material, costs associated with developing a 
commercial manufacturing process, costs for consultants and related contract research, facility costs and depreciation. Research and 
development costs are expensed as incurred.  

Research and development expenses for the respective periods are as follows:  

Research and development expenses 

15,483,902    

13,482,459    

Years Ended December 31,
2012
A$

2013
A$

2011
A$
 9,812,396  

Income Taxes  

The Company applies ASC 740 – Income Taxes which establishes financial accounting and reporting standards for the effects of 

income taxes that result from a company’s activities during the current and preceding years. Deferred tax assets and liabilities are 
recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing 
assets and liabilities and their respective tax bases and operating loss and tax credit carry forwards. Deferred tax assets and liabilities 
are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are 
expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in 
the period that includes the enactment date.  

F-23 

  
  
  
  
 
  
 
 
  
    
    
 
 
  
    
    
 
 
 
 
 
 
 
 
  
  
  
 
  
 
 
 
 
  
  
  
 
 
 
 
 
 
 
    
 
 
 
 
    
 
 
 
  
  
 
 
  
  
 
  
  
  
 
Universal Biosensors, Inc.  

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

Where it is more likely than not that some portion or all of the deferred tax assets will not be realized the deferred tax assets are reduced 

by a valuation allowance. The valuation allowance is sufficient to reduce the deferred tax assets to the amount that is more likely than not to 
be realized. A reconciliation of the valuation and qualifying accounts is attached as Schedule ii.  

We are subject to income taxes in the United States and Australia. U.S. federal income tax returns up to and including the 2012 financial 

year has been filed. Internationally, consolidated income tax returns up to and including the 2012 financial year have been filed.  

Asset Retirement Obligations  

Asset retirement obligations (“ARO”) are legal obligations associated with the retirement and removal of long-lived assets. ASC 410 – 
Asset Retirement and Environmental Obligations requires entities to record the fair value of a liability for an asset retirement obligation when 
it is incurred. When the liability is initially recorded, the Company capitalizes the cost by increasing the carrying amounts of the related 
property, plant and equipment. Over time, the liability increases for the change in its present value, while the capitalized cost depreciates over 
the useful life of the asset. The Company derecognizes ARO liabilities when the related obligations are settled.  

The ARO is in relation to our premises where in accordance with the terms of the lease, the lessee has to restore part of the building 

upon vacating the premises.  

Our overall ARO changed as follows:  

Opening balance at January 1 
Accretion expense 
Ending balance at December 31 

Fair Value of Financial Instruments  

Years Ended December 31,
2012
A$

2013
A$

2,351,464    
198,464    
2,549,928    

 2,166,691    
184,773    
 2,351,464    

2011
A$
 1,998,060  
  168,631  
 2,166,691  

The carrying value of all current assets and current liabilities approximates fair value because of their short-term nature. The estimated 

fair value of all other amounts has been determined, depending on the nature and complexity of the assets or the liability, by using one or all of
the following approaches:  

•

•

•

  Market approach – based on market prices and other information from market transactions involving identical or comparable assets 

or liabilities. 

  Cost approach – based on the cost to acquire or construct comparable assets less an allowance for functional and/or economic 

obsolescence. 

  Income approach – based on the present value of a future stream of net cash flows 

These fair value methodologies depend on the following types of inputs:  

•

•

•

  Quoted prices for identical assets or liabilities in active markets (Level 1 inputs) 

  Quoted prices for similar assets or liabilities in active markets or quoted prices for identical or similar assets or liabilities in 

markets that are not active or are directly or indirectly observable (Level 2 inputs) 

  Unobservable inputs that reflect estimates and assumptions (Level 3 inputs) 

Impairment of Long-Lived Assets  

The Company reviews its capital assets, including patents and licenses, for impairment whenever events or changes in business 
circumstances indicate that the carrying amount of the assets may not be fully recoverable. In performing the review, the Company estimates 
undiscounted cash flows from products under development that are covered by these patents and licenses. An impairment loss would be 
recognized when estimated undiscounted future cash flows expected to result from the use of the asset and its eventual disposition is less than 
the carrying amount of the asset. If the evaluation indicates that the carrying value of an asset is not  

F-24 

  
  
  
  
  
  
  
  
  
 
 
 
 
  
    
    
 
 
  
    
    
 
  
 
 
 
 
  
  
  
 
  
 
  
  
 
 
  
  
 
  
  
  
 
 
 
 
 
 
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

recoverable from its undiscounted cash flows, an impairment loss is measured by comparing the carrying value of the asset to its fair 
value, based on discounted cash flows.  

Australian Goods and Services Tax (GST)  

Revenues, expenses and assets are recognized net of the amount of associated GST, unless the GST incurred is not recoverable 

from the taxation authority. In this case it is recognized as part of the cost of acquisition of the asset or as part of the expense. 
Receivables and payables are stated inclusive of the amount of GST receivable or payable. The net amount of GST recoverable from, 
or payable to, the taxation authority is included with other receivables or payables in the consolidated balance sheets.  

Revenue Recognition  

We recognize revenue from all sources based on the provisions of the U.S. SEC’s Staff Accounting Bulletin No. 104 and ASC 

605 Revenue Recognition.  

The Company’s revenue represents revenue from sales of products, provision of services and collaborative research and 

development agreements.  

We recognize revenue from sales of products at the time title of goods passes to the buyer and the buyer assumes the risks and 

rewards of ownership, assuming all other revenue recognition criteria have been met. Generally, this is at the time products are 
shipped to the customer.  

Revenue from services is recognized when a persuasive evidence of an arrangement exists, services have been rendered, the 
price is fixed or determinable, and collectability is reasonably assured. Revenue recognition principles are assessed for each new 
contractual arrangement and the appropriate accounting is determined for each service.  

Where our agreements contain multiple elements, or deliverables, such as the manufacture and sale of products, provision of 
services or research and development activities, they are assessed to determine whether separate delivery of the individual elements of 
such arrangements comprises more than one unit of accounting. Where an arrangement can be divided into separate units of 
accounting (each unit constituting a separate earnings process), the arrangement consideration is allocated amongst those varying 
units based on the relative selling price of the separate units of accounting and the applicable revenue recognition criteria applied to 
the separate units. Selling prices are determined using fair value as determined by either vendor specific objective evidence or third 
party evidence of the selling price, when available, or the Company’s best estimate of selling price when fair value is not available for 
a given unit of accounting.  

Under ASC 605-25, the delivered item(s) are separate units of accounting, provided (i) the delivered item(s) have value to a 
customer on a stand-alone basis, and (ii) if the arrangement includes a general right of return relative to the delivered item, delivery or 
performance of the undelivered item(s) is considered probable and substantially in our control. Where the arrangement cannot be 
divided into separate units, the individual deliverables are combined as a single unit of accounting and the total arrangement 
consideration is recognized across other deliverables in the arrangement or over the estimated collaboration period. Payments under 
these arrangements typically include one or more of the following: non-refundable, upfront payments; funding of research and/or 
development efforts; and milestone payments.  

We typically generate milestone payments from our customers pursuant to the various agreements we have with them. Non-

refundable milestone payments which represent the achievement of a significant technical/regulatory hurdle in the research and 
development process pursuant to collaborative agreements, and are deemed to be substantive, are recognized as revenue upon the 
achievement of the specified milestone. If the non-refundable milestone payment is not substantive or stand-alone value, the non-
refundable milestone payment is deferred and recognized as revenue either over the estimated performance period stipulated in the 
agreement or across other deliverables in the arrangement.  

Management has concluded that the core operations of the Company are expected to be the research and development activities, 

commercial manufacture of approved medical or testing devices and the provision of services. The Company’s ultimate goal is to 
utilize the underlying technology and skill base for the development of a marketable product that the Company will manufacture. The 

F-25 

  
  
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

Company considers revenue from the sales of products, revenue from services and the income received from milestone payments 
indicative of its core operating activities or revenue producing goals of the Company, and as such have accounted for this income as 
“revenues”.  

Product and Service Agreements  

In October 2007, the Company and LifeScan entered into a Master Services and Supply Agreement, under which the Company 
would provide certain services to LifeScan in the field of blood glucose monitoring and act as a non-exclusive manufacturer of blood 
glucose test strips. The Master Services and Supply Agreement was subsequently amended and restated in May 2009. The Company 
has concluded the Master Services and Supply Agreement should be accounted for as three separate units of accounting: 1) research 
and development to assist LifeScan in receiving regulatory clearance to sell the blood glucose product (milestone payment), 2) 
contract manufacturing of the blood glucose test strips (contract manufacturing) which ceased in December 2013; and 3) ongoing 
services and efforts to enhance the product (product enhancement).  

All consideration within the Master Services and Supply agreement is contingent. The Company concluded the undelivered 
items were not priced at a significant incremental discount to the delivered items and revenue for each deliverable will be recognized 
as each contingency is met and the consideration becomes fixed and determinable. The milestone payment was considered to be a 
substantive payment and the entire amount has been recognized as revenue when the regulatory approval was received. Revenues for 
contract manufacturing and ongoing efforts to enhance the product are recognized as revenue from products or revenue from services, 
respectively, when the four basic criteria for revenue recognition are met.  

In October 2011, the Company entered into a Statement of Work pursuant to the Development and Research agreement with 
LifeScan to provide services for a feasibility study for an innovative blood glucose product. The services relating to this agreement 
were completed towards the end of 2012.  

Research and Development Agreement  

On September 9, 2011 the Company entered into a Collaboration Agreement with Siemens to develop coagulation related 
products for hospital point-of-care and ambulatory care coagulation markets. In addition to an up-front, non-refundable payment of 
A$2,961,245 (equivalent to US$3 million); the Collaboration Agreement contained a further six payments from Siemens upon the 
achievement of certain defined milestones. These six milestones relate to feasibility, regulatory submissions and the launch of the 
products to be developed. The Company has concluded that the up-front payment is not a separate unit of accounting and recorded the 
amount as deferred revenue to be recognized as revenue across other deliverables in the arrangement with Siemens based upon the 
Company’s best estimate of selling price. The deliverables related to each milestone are considered substantive and are not priced at a 
significant incremental discount to the other deliverables. As the achievement of the milestones is contingent upon a future event, the 
revenue for each deliverable will be recognized as the contingencies are met and the consideration becomes fixed and determinable.  

Of the six milestones, the Company has delivered on two as of December 31, 2013:  

•

  In June 2012, the Company delivered on its first milestone by achieving proof of technical feasibility of a new test strip 

and received a payment of A$1,522,534 (equivalent to US$1.5 million) as consideration. A sum of A$2,175,048 
(equivalent to US$2,142,857) has been recognized as revenue from services in June 2012 in this regards. 

•

  In July 2012, the Company delivered on its second milestone by achieving proof of technical feasibility of another new test 

strip and received a payment of A$1,438,711 (equivalent to US$1.5 million) as consideration. A sum of A$2,055,301 
(equivalent to US$2,142,857) has been recognized as revenue from services in July 2012 in this regards. 

Of the total amount of A$4,230,349 (equivalent to US$4,285,714) recognized as revenue, A$2,961,245 (equivalent to US$3.0 

million) relates to the achievement of the two milestones whilst the balance relates to a portion of the deferred US$3 million up-front 
payment allocated to these milestones based upon their relative estimate of selling price.  

F-26 

  
  
  
  
 
 
Universal Biosensors, Inc.  

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

Interest income  

Interest income is recognized as it accrues, taking into account the effective yield on the cash and cash equivalents.  

Research and development tax incentive income  

Research and development tax incentive income is recognized when there is reasonable assurance that the income will be received, the 

relevant expenditure has been incurred, and the consideration can be reliably measured.  

For the 2013 financial year, the Company has recorded research and development tax incentive income of A$6,279,954 under the 
caption “Other” in the consolidated condensed statements of comprehensive income. There was no research and development tax incentive 
income recognized in 2012 and 2011.  

Foreign Currency  

Functional and reporting currency  

Items included in the financial statements of each of the Group’s entities are measured using the currency of the primary economic 
environment in which the entity operates (“the functional currency”). The functional currency of the Company and UBS is AUD or A$ for all 
years presented.  

The consolidated financial statements are presented using a reporting currency of Australian dollars.  

Transactions and balances  

Foreign currency transactions are translated into the functional currency using the exchange rates prevailing at the dates of the 

transactions. Foreign exchange gains and losses resulting from the settlement of such transactions and from the translation at year-end 
exchange rates of monetary assets and liabilities denominated in foreign currencies are recognized in the consolidated statements of 
comprehensive income.  

The Company has recorded foreign currency transaction gains/(losses) of A$643,862, (A$232,458) and (A$4,442) in each of the years 

ended December 31, 2013, 2012 and 2011, respectively.  

The results and financial position of all the Group entities that have a functional currency different from the reporting currency are 

translated into the reporting currency as follows:  

  •

  assets and liabilities for each balance sheet item reported are translated at the closing rate at the date of that balance sheet; 

•

  income and expenses for each income statement are translated at average exchange rates (unless this is not a reasonable approximation 

of the effect of the rates prevailing on the transaction dates, in which case income and expenses are translated at the dates of the 
transactions); and 

  •

  all resulting exchange differences are recognized as a separate component of equity. 

On consolidation, exchange differences arising from the translation of any net investment in foreign entities are taken to the 

Accumulated Other Comprehensive Income.  

Commitments and Contingencies  

Liabilities for loss contingencies, arising from claims, assessments, litigation, fines, and penalties and other sources are recorded when it 

is probable that a liability has been incurred and the amount of the assessment can be reasonably estimated. Our contingent liabilities as at 
December 31, 2013 are as follows:  

•

  we have a potential obligation to pay 50% of the patent fees paid by LifeScan in respect of the patents we license from LifeScan 

prior to the date of the first commercial sale of a non-glucose product that utilizes the technology licensed from LifeScan and 50% 
of the patent fees incurred by LifeScan in respect of such patents thereafter. In the event of the first commercial sale of a non-
glucose product, the initial amount that could be paid by us to LifeScan is projected to be between US$1.3 million to US$1.6 
million. We would have the right to make this payment either as a lump sum within 45 days of receipt of the supporting  

F-27  

  
  
  
  
  
  
 
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

documentation from LifeScan or in equal monthly installment payments during the 24 months subsequent to the date of 
receipt of the supporting documentation. Currently the non-glucose products continue to be in the research and 
development phase.  

•

  during 2009, LifeScan chose not to proceed with the registration of the then current product but to proceed with an 

enhanced product, called OneTouch® Verio®, and acknowledged that there would be a delay as a result. As a result of this 
change, LifeScan agreed to pay additional amounts per strip manufactured by us in 2010 and 2011 up to a specified volume 
limit (“manufacturing initiation payments”). At the same time, we agreed to pay LifeScan a marketing support payment in 
each of the two years following the first year in which 1 billion strips are sold by LifeScan equal to 40% of the total 
manufacturing initiation payments made. The total amount of marketing support payments expected to be paid to LifeScan 
is approximately US$2 million. Based on the current volume of strips sold by LifeScan, it is uncertain whether we will be 
required to pay this marketing support payment. 

•

  we have engaged Planet Innovation Pty Ltd (“Planet Innovation”) to assist us with design and engineering for future 

analyzers. As part of the agreement, Planet Innovation will be paid a success payment upon the formal acceptance of the 
analyzer for commercial manufacture and a further success payment on launch sign-off for the first commercial sale of the 
analyzer. All of the analyzers Planet Innovation is currently working on are in the research and development phases, and 
therefore at this stage their commercial manufacture and sale and the amount of any future success payment cannot be 
reliably estimated. 

Patent and License Costs  

Legal and maintenance fees incurred for patent application costs have been charged to expense and reported in research and 
development expense. Legal fees incurred for patents relating to commercialized products are capitalized and amortized over the life 
of the patents.  

Clinical Trial Expenses  

Clinical trial costs are a component of research and development expenses. These expenses include fees paid to participating 

hospitals and other service providers, which conduct certain testing activities on behalf of the Company. Depending on the timing of 
payments to the service providers and the level of service provided, the Company records prepaid or accrued expenses relating to 
these costs.  

These prepaid or accrued expenses are based on estimates of the work performed under service agreements.  

Leased Assets  

All of the Company’s leases for the years ended December 31, 2013, 2012 and 2011 are considered operating leases. The costs 

of operating leases are charged to the statements of comprehensive income on a straight-line basis over the lease term.  

Stock-based Compensation  

We measure stock-based compensation at grant date, based on the estimated fair value of the award, and recognize the cost as an 

expense on a straight-line basis over the vesting period of the award. We estimate the fair value of stock options using the Trinomial 
Lattice model. We also grant our employees Restricted Stock Units (“RSUs”) and ZEPOs. RSUs are stock awards granted to 
employees that entitle the holder to shares of common stock as the award vests. ZEPOs are stock options granted to employees that 
entitle the holder to shares of common stock as the award vests. The exercise price of RSUs are determined and fixed on the grant 
date based on the Company’s stock price. The exercise price of ZEPOs is nil. See note 5 for further details.  

We record deferred tax assets for awards that will result in deductions on our income tax returns, based on the amount of 
compensation cost recognized and our statutory tax rate in the jurisdiction in which we will receive a deduction. Differences between 
the deferred tax assets recognized for financial reporting purposes and the actual tax deduction reported in our income tax return are 
recorded in expense or in capital in excess of par value if the tax deduction exceeds the deferred tax assets or to the extent that 
previously recognized credits to paid-in-capital are still available if the tax deduction is less than the deferred tax asset.  

F-28 

  
  
  
  
 
 
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

Employee Benefit Costs  

The Company contributes to standard defined contribution superannuation funds on behalf of all employees. This contribution 

amount, formerly equal to 9% of each employee’s salary, was increased by law to 9.25% of each such employee’s salary. 
Superannuation is a compulsory savings program whereby employers are required to pay a portion of an employee’s remuneration to 
an approved superannuation fund that the employee is typically not able to access until they are retired. The Company permits 
employees to choose an approved and registered superannuation fund into which the contributions are paid. Contributions are charged 
to the statements of comprehensive income as they become payable.  

Net Loss per Share and Anti-dilutive Securities  

Basic and diluted net loss per share is presented in conformity with ASC 260 – Earnings per Share. Basic and diluted net loss 
per share has been computed using the weighted-average number of common shares outstanding during the period. Other than in a 
profit making year, the potentially dilutive options issued under the Universal Biosensors Employee Option Plan were not considered 
in the computation of diluted net loss per share because they would be anti-dilutive given the Company’s loss making position.  

Total Comprehensive Income  

The Company follows ASC 220 – Comprehensive Income. Comprehensive income is defined as the total change in 

shareholders’ equity during the period other than from transactions with shareholders, and for the Company, includes net income and 
cumulative translation adjustments.  

The tax effect allocated to each component of other comprehensive income is as follows:  

2013 
Unrealized loss on derivative instruments 
Reclassification for gains realised in net income 
Other comprehensive loss 
2012 
Unrealized loss on derivative instruments 
Reclassification for gains realised in net income 
Other comprehensive loss 
2011 
Unrealized gain on derivative instruments 
Reclassification for gains realised in net income 
Other comprehensive loss 

Before-Tax
Amount
A$

Tax (Expense)/
Benefit 
A$

Net-of-Tax
Amount  
A$

0    
0    
0    

0    
83,339    
83,339    

83,339    
0    
83,339    

0    
0    
0    

0    
0    
0    

0    
0    
0    

0  
0  
0  

0  
  83,339  
  83,339  

  83,339  
0  
  83,339  

Recent Accounting Pronouncements  

In December 2011, the FASB issued ASU 2011-11 which amended the disclosure requirements regarding offsetting assets and 

liabilities of derivatives, sale and repurchase agreements, reverse sale and repurchase agreements, and securities borrowing and 
securities lending arrangements. The enhanced disclosure requires entities to provide both net and gross information for these assets 
and liabilities. The amendment is effective for fiscal years beginning on or after January 1, 2013. The adoption of this guidance has 
not had a material impact on the company’s financial statements.  

In July 2012, the FASB issued ASU 2012-02 which intends to simplify how entities test indefinite-lived intangible assets other 
than goodwill for impairment. After an assessment of certain qualitative factors, if it is determined to be more likely than not that an 
indefinite-lived asset is impaired, entities must perform the quantitative impairment test. Otherwise, the quantitative test is optional. 
The amended guidance is effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 
2012, with early adoption permitted. The adoption of this guidance has not had a material impact on the company’s financial results.  

F-29 

  
  
  
 
  
    
    
 
  
    
    
 
 
 
  
 
 
 
 
  
  
  
  
  
  
 
  
  
  
 
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
  
 
  
  
  
 
  
  
  
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

On January 31, 2013, the FASB issued ASU 2013-01, which clarifies the scope of the offsetting disclosure requirements in ASU 

2011-11. Under ASU 2013-01, the disclosure requirements would apply to derivative instruments accounted for in accordance with 
ASC 815, including bifurcated embedded derivatives, repurchase agreements and reverse repurchase agreements, and securities 
borrowing and securities lending arrangements that are either offset on the balance sheet or subject to an enforceable master netting 
arrangement or similar agreement. ASU 2013-01 is effective for fiscal years beginning on or after January 1, 2013 and interim periods 
within those years. The adoption of this guidance has not had a material impact on the company’s financial statements.  

On March 4, 2013, the FASB issued ASU 2013-05, which indicates that the entire amount of a cumulative translation 

adjustment (CTA) related to an entity’s investment in a foreign entity should be released when there has been a:  

•

•

•

  Sale of a subsidiary or group of net assets within a foreign entity and the sale represents the substantially complete 

liquidation of the investment in the foreign entity. 

  Loss of a controlling financial interest in an investment in a foreign entity. 

  Step acquisition for a foreign entity. 

ASU 2013-05 is effective for fiscal years (and interim periods within those fiscal years) beginning on or after December 15, 

2013. The adoption of this guidance is not expected to have a material impact on the company’s financial statements.  

On February 5, 2013, the FASB issued ASU 2013-02, which requires entities to disclose the following additional information 

about items reclassified out of accumulated other comprehensive income (AOCI):  

•

•

  Changes in AOCI balances by component. 

  Significant items reclassified out of AOCI by component either on the face of the income statement or as a separate 

footnote to the financial statements. 

ASU 2013-02 is effective for fiscal years, and interim periods within those years, beginning after December 15, 2012. The 

adoption of this guidance has not had a material impact on the company’s financial statements.  

On July 18, 2013, the FASB issued ASU 2013-11, which requires the netting of unrecognized tax benefits (UTBs) against a 

deferred tax asset for a loss or other carry forward that would apply in settlement of the uncertain tax positions. Under the new 
standard, UTBs will be netted against all available same-jurisdiction loss or other tax carry forwards that would be utilized, rather 
than only against carry forwards that are created by the UTBs. ASU 2013-11 is effective for fiscal years (and interim periods within 
those fiscal years) beginning on or after December 15, 2013. The adoption of this guidance is not expected to have a material impact 
on the company’s financial statements.  

(3) Commitments and Contingent Liabilities 

For details on our contingent liabilities, see Notes to Consolidated Financial Statements – Note 2, Summary of Significant 

Accounting Policies.  

Operating Leases  

The lease for 1 Corporate Avenue, Rowville Victoria expires on March 31, 2019, with two options to renew the lease for 
successive five-year periods. The Company’s primary bank has issued a bank guarantee of A$250,000 in relation to a rental bond to 
secure the payments under the lease. This bank guarantee is secured by a security deposit held at the bank and has been recorded as 
“Other non-current assets” in consolidated balance sheets.  

In accordance with the terms of the lease, the lessee has to restore part of the building upon vacating the premises.  

The Company has also entered into a lease with respect to certain office equipment. The lease is for a period of 60 months which 

commenced in November 2012.  

F-30 

  
  
  
  
  
  
  
  
 
 
 
 
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

Future minimum lease payments under non-cancelable operating leases (with initial or remaining lease terms in excess of one 

year) as of December 31, 2013 are:  

Less than 1 year 
1 – 3 years 
3 – 5 years 
More than 5 years
Total minimum lease payments 

A$
  549,092  
 1,117,422  
 1,190,538  
  624,152  
 3,481,204  

Rent expense was A$597,512, A$594,118 and A$576,301 for the fiscal years ended December 31, 2013, 2012 and 2011, 

respectively.  

Government research grants  

On October 28, 2006, Universal Biosensors Pty Ltd was awarded a grant by the State of Victoria to support the establishment of 
a medical diagnostic manufacturing facility in Victoria, Australia for the manufacture of new technologies for disease monitoring and 
to increase support of local and export markets. These payments are subject to the achievement of milestones which include capital 
expenditure by Universal Biosensors Pty Ltd of predetermined minimum amounts. The State of Victoria may require Universal 
Biosensors Pty Ltd to refund any amounts paid under the grant together with interest should Universal Biosensors Pty Ltd commit a 
breach of its obligations under the grant agreement. The State of Victoria may also withhold, suspend, cancel or terminate any 
payment or payments upon a failure to comply with obligations or if Universal Biosensors Pty Ltd chooses not to proceed with these 
initiatives or it becomes insolvent. The total amount received under the Victorian State Government Grant during 2013 was A$0 
(2012: A$0, 2011: A$55,346). This grant has been recognized against the acquisition cost of the related plant and equipment.  

On October 1, 2010, Universal Biosensors Pty Ltd was awarded a grant of A$250,000 by the State of Victoria to assist in the 

upgrade of the current manufacturing facility to ultimately support the production of strips for a new point of care test. These 
payments are subject to the achievement of milestones which include capital expenditure by Universal Biosensors Pty Ltd of 
predetermined minimum amounts. The State of Victoria may require Universal Biosensors Pty Ltd to refund any amounts paid under 
the grant together with interest should Universal Biosensors Pty Ltd fail to complete the upgrade within a stipulated timeframe or fails 
to fulfill its commitments towards the upgrade. The State of Victoria may also withhold, suspend, cancel or terminate any payment or 
payments upon a failure to comply with obligations or if Universal Biosensors Pty Ltd chooses not to proceed with these initiatives or 
it becomes insolvent. The total amount received under the Victorian State Government Grant during 2013 was A$0 (2012: A$75,000, 
2011: A$175,000). This grant has been recognized against the acquisition cost of the related plant and equipment.  

Guarantees  

There are cross guarantees given by Universal Biosensors, Inc. and Universal Biosensors Pty Ltd as described in note 15. No 
deficiencies of assets exist in any of these companies. No liability was recognized by the parent entity or the consolidated entity in 
relation to this guarantee, as the fair value of the guarantees is immaterial.  

(4)

Income Taxes 

The Company is subject to income tax in Australia and is required to pay taxes on its Australian profits. As provided under the 
Australian income tax laws, the Company and its wholly owned resident subsidiary have formed a tax-consolidated group. Universal 
Biosensors, Inc. is required to lodge U.S. federal income tax returns. It currently is in a tax loss situation.  

F-31 

  
  
  
  
 
 
 
 
 
 
 
 
  
  
 
 
 
  
  
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

A reconciliation of the (benefit)/provision for income taxes with the amount computed by applying the Australian statutory company 

tax rate of 30% to the profit/(loss) before income taxes is as follows:  

Years ended December 31,

Profit/(loss) before income taxes 
Computed by applying income tax rate of home jurisdiction 
Research & development incentive 
Disallowed expenses/(income): 
Share based payment 
Other 

Change in valuation allowance 
Income tax expense/(benefit) 

2013
A$
  (11,633,807) 
(3,490,142) 
3,613,149  

177,280  
6,697  
(306,984) 
0  

%

30  
(31) 

(2) 
0  
3  
0  

Significant component of the Company’s deferred tax assets are shown below:  

    %    

2012
A$

2011
A$
(9,131,222)  
   (14,692,117) 
(2,739,367)     30      (4,407,635) 
(635,470) 
(1,268,040)     14     

279,278      (3)    
8,425      0     

676,753  
8,849  
3,719,704     (41)     4,357,503  
0  

0      0     

%

30  
4  

(4) 
0  
(30) 
0  

Deferred tax assets: 
Operating loss carry forwards
Unamortized capital raising cost 
Depreciation and amortization
Asset retirement obligations
Employee entitlements 
Other 
Total deferred tax assets
Valuation allowance for deferred tax assets 
Net deferred tax asset 

As of December 31,

2013 A$

2012 A$

18,788,802   
115,185   
1,294,282   
764,978   
394,181   
2,055,885   
23,413,313    
(23,413,313)  
0    

  19,422,875  
40,394  
617,643  
705,439  
362,699  
888,960  
  22,038,010  
 (22,038,010) 
0  

Significant components of deferred income taxes reflect the net tax effect of temporary differences between the carrying amounts of 

assets and liabilities for financial reporting and tax purposes. A valuation allowance has been established, as realization of such assets is not 
more likely than not.  

At December 31, 2013 the Company has A$62,629,339 (A$65,354,177 at December 31, 2012) of accumulated tax losses available for 
carry forward against future earnings, which under Australian tax laws do not expire but may not be available under certain circumstances.  

(5) Employee Incentive Schemes 

(a) Stock Option Plan 

In 2004, the Company adopted an employee option plan (“Plan”). Options may be granted pursuant to the Plan to any person 
considered by the board to be employed by the Group on a permanent basis (whether full time, part time or on a long term casual basis). 
Each option gives the holder the right to subscribe for one share of common stock. The total number of options that may be issued under the 
Plan is such maximum amount permitted by law and the Listing Rules of the Australian Securities Exchange (“ASX”). The exercise price 
and any exercise conditions are determined by the board at the time of grant of the options. Any exercise conditions must be satisfied before 
the options vest and become capable of exercise. The options lapse on such date determined by the board at the time of grant or earlier in 
accordance with the Plan. Options granted to date have had a term up to 10 years and generally vest in equal tranches over three years.  

An option holder is not permitted to participate in a bonus issue or new issue of securities in respect of an option held prior to the issue 

of shares to the option holder pursuant to the exercise of an option. If the Company changes the number of issued shares through or as a 
result of any consolidation, subdivision, or similar reconstruction of the issued capital of the Company, the total number of options and the 
exercise price of the options (as applicable) will likewise be adjusted. Options granted in 2011, 2012 and 2013 were 3,555,500, 769,500, and 
654,000 respectively.  

F-32 

  
  
  
  
  
  
 
 
 
 
     
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
 
 
 
 
 
 
  
  
 
 
  
  
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
  
  
 
 
  
  
 
 
 
 
 
 
  
  
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

In accordance with ASC 718, the fair value of the option grants was estimated on the date of each grant using the Trinomial 

Lattice model. The assumptions for these grants were:  

  Dec-13 

  Dec-13 

  Aug-13  Mar-13 

  Nov-12 

  Nov-12

Sep-12 Mar-12

Nov-11

Nov-11 

  Sep-11 

  Mar-11

Feb-11

Grant Date

Exercise Price 

(A$) 

Share Price at 
Grant Date 
(A$) 
Volatility 
Expected Life 
(years) 
Risk Free 
Interest 
Rate 

Fair Value of 

Nil  

    0.49  

0.71  

0.79  

Nil  

1.09  

0.73  

0.75  

Nil  

0.89  

    1.00  

1.37  

1.38  

    0.49  

    0.49  

0.71  

0.79  

1.09  

1.09  

    0.73  

0.75  

0.89  

0.89  

    1.00  

1.37  

    1.38  

63%    

63%    

64%    

65%    

66%    

66%    

67%    

67%    

68%    

68%    

69%    

70%    

71% 

7  

7  

7  

7  

7  

7  

7  

7  

7  

7  

7  

7  

7  

    3.82%     3.82%    

3.54% 

3.37%    

2.82%    

2.82% 

3.00% 

3.78% 

3.72% 

3.72%     3.89%    

5.36% 

5.45% 

Option (A$)     0.49  

    0.28  

0.41  

0.45  

1.09  

0.63  

0.42  

0.44  

0.89  

0.52  

    0.59  

0.83  

0.83  

Each of the inputs to the Trinomial Lattice model is discussed below.  

Share Price and Exercise Price at Valuation Date  

With the exception of ZEPOs, the value of all other options granted since 2010 has been determined using the closing price of 
our common stock trading in the form of CDIs on ASX at the time of grant of the options. ZEPOs have been valued at nil. The ASX 
is the only exchange upon which our securities are quoted.  

Volatility  

We applied volatility having regard to the historical price change of our shares in the form of CDIs available from the ASX.  

Time to Expiry  

All options granted under our share option plan have a maximum 10 year term and are non-transferable.  

Risk free rate  

The risk free rate which we applied is equivalent to the yield on an Australian government bond with a time to expiry 

approximately equal to the expected time to expiry on the options being valued.  

Stock option activity during the current period is as follows:  

Balance at December 31, 2012 

Granted 
Exercised 
Lapsed 

Balance at December 31, 2013 

Number of shares
11,718,464  
654,000  
(1,497,025) 
(269,340) 
10,606,099  

Weighted average
exercise price 
A$

1.01  
0.33  
0.30  
1.13  
1.07  

At December 31, 2013, the number of options exercisable was 8,904,217 (2012: 9,264,906 and 2011: 8,011,691). At 

December 31, 2013, total stock compensation expense recognized in income statement was A$590,934 (2012: A$930,924 and 2011: 
A$2,255,842).  

F-33 

  
  
  
  
 
  
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
 
 
 
  
  
  
 
 
  
  
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

The following table represents information relating to stock options outstanding under the plans as of December 31, 2013:  

Exercise Price A$
$0.35 
$1.18 
$1.20 
$0.89 
$0.70 
$0.50 
$0.00 
$0.94 
$0.00 
$1.72 
$1.60 
$1.58 
$0.00 
$1.37 
$1.38 
$1.00 
$0.89 
$0.00 
$0.75 
$0.73 
$1.09 
$0.00 
$0.79 
$0.71 
$0.49 
$0.00 

Options Outstanding

Shares
400,603    
605,000    
565,000    
799,000    
178,000    
48,000    
50,001    
1,074,334    
388,334    
1,465,000    
50,000    
320,996    
91,667    
303,000    
2,300,000    
72,666    
464,998    
100,000    
132,000    
86,000    
332,500    
162,500    
24,000    
30,000    
362,500    
200,000    
10,606,099    

Weighted average 
remaining life in years    
2    
3    
4    
4    
5    
5    
5    
5    
5    
6    
3    
4    
4    
4    
4    
5    
5    
5    
5    
6    
6    
6    
6    
7    
7    
7    

Options 
Exercisable 
Shares
  400,603  
  605,000  
  565,000  
  799,000  
  178,000  
48,000  
50,001  
 1,074,334  
  334,998  
 1,465,000  
50,000  
  320,996  
91,667  
  303,000  
 1,900,000  
50,666  
  311,642  
66,664  
87,996  
28,667  
  110,818  
54,165  
8,000  
0  
0  
0  
 8,904,217  

The table below sets forth the number of employee stock options exercised and the number of shares issued in the period from 
December 31, 2011. We issued these shares in reliance upon exemptions from registration under Regulation S under the Securities Act 
of 1933, as amended.  

Period Ending
2011 
2012 
2013 

Number of Options Exercised
and Corresponding Number of
Shares Issued

Weighted Average
Exercise Price 
A$

181,999    
115,240    
1,497,025    

0.46    
0.25    
0.30    

Proceeds
Received
A$
  79,504  
  24,086  
 360,598  

As of December 31, 2013, there was A$574,806 of unrecognized compensation expense related to unvested share-based 

compensation arrangements under the Employee Option Plan. This expense is expected to be recognized as follows:  

Fiscal Year
2014 
2015 
2016 

A$
 448,466  
 103,272  
  23,068  
 574,806  

The aggregate intrinsic value for all options outstanding as at December 31, 2013 was zero.  

F-34 

  
  
  
  
  
 
  
    
 
  
 
  
  
  
  
  
  
 
  
 
  
  
  
  
 
  
  
 
  
  
  
 
  
  
 
  
 
  
 
  
  
 
  
 
  
 
  
 
  
 
  
  
  
  
  
  
  
 
  
  
  
 
 
  
  
  
 
  
 
    
  
 
  
 
  
 
  
 
 
 
 
  
  
  
 
 
 
  
  
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

(b) Restricted Share Plan 

Our Employee Share Plan was adopted by the Board of Directors in 2009. The Employee Share Plan permits our Board to grant 
shares of our common stock to our employees and directors (although our Board has determined not to issue equity to non-executive 
directors). The number of shares able to be granted is limited to the amount permitted to be granted at law, the ASX Listing Rules and 
by the limits on our authorized share capital in our certificate of incorporation. All our employees are eligible for shares under the 
Employee Share Plan. The Company currently proposes to continue to issue A$1,000 worth of restricted shares of common stock to 
employees of the Company on a recurring basis, but no more frequently than annually. The restricted shares have the same terms of 
issue as our existing shares of common stock but are not able to be traded until the earlier of three years from the date on which the 
shares are issued or the date the relevant employee ceases to be an employee of the Company or any of its associated group of 
companies.  

The table below sets forth the restricted shares issued by the Company since 2011:  

November, 2011 
November, 2012 
May, 2013 
December, 2013 

Number of Restricted Shares
Issued

86,471    
77,945    
917    
142,800    

Restricted stock awards activity during the current period is as follows:  

Balance at December 31, 2012 

Granted 
Release of restricted shares 

Balance at December 31, 2013 

Number of shares
196,089  
143,717  
(79,005) 
260,801  

Market Value of 
Restricted Shares
Issued (A$)

76,959  
84,960  
1,000  
69,972  

Weighted average
issue price 
A$

1.10  
0.49  
1.26  
0.72  

(6) Related Party Transactions 

Details of related party transactions material to the operations of the Group other than compensation arrangements, expense 

allowances, and other similar items in the ordinary course of business, are set out below:  

In September 2011, we entered into a non-exclusive license agreement with SpeeDx Pty Ltd (“SpeeDx”) pursuant to which 
SpeeDx granted us a license to use its proprietary MNAzyme technology in the field of molecular diagnostics. Under the agreement 
we make milestone payments totaling A$500,000 to SpeeDx if certain specified targets are achieved and royalty payments ranging 
from 5% to 15% of that portion of our sales and licensing revenues arising from SpeeDx technology or products incorporating 
SpeeDx technology.  

In August 2013, we entered into a consulting agreement with SpeeDx pursuant to which we will provide certain services relating 
to the establishment and maintenance of a quality management system at SpeeDx. Consulting fees expected to be received under this 
agreement are approximately A$235,000 and a success fee of A$50,000 will be paid upon successful ISO13485 certification of 
SpeeDx provided the certification audit occurs within 12 months of the commencement date of this consultancy agreement.  

F-35 

  
  
  
  
  
 
  
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
 
 
 
  
  
  
 
 
  
  
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

Messrs Denver and Jane are directors of the Company and SpeeDx. Talu Ventures Pty Ltd, of which Mr. Jane is a director, is a 

fund manager for a fund which holds approximately 33% of the issued shares in SpeeDx. Until September 27, 2013, PFM Cornerstone 
Limited held approximately 6% of our shares (this holding has since decreased to approximately 1% of our shares), and PFM 
Cornerstone Limited also holds approximately 33% of the issued shares in SpeeDx. Messrs Denver and Hanley are directors of the 
Company and PFM Cornerstone Limited.  

By way of statement on Schedule 13G dated February 7, 2013, Johnson and Johnson Development Corporation (a venture capital 
wholly owned subsidiary of Johnson & Johnson) reported that it no longer owned any shares in the Company. As a result of this, it is no 
longer a related party as of September 30, 2012.  

Dr. Wilson, who resigned as a director of the Company in August 2013, is the spouse of Mr. Steven Wilson, who is a substantial 
stockholder and officer of the parent company of Wilson HTM Corporate Finance Limited (“Wilson HTM”). On November 26, 2012, 
we placed 13,334,000 shares of common stock at A$0.90 per share, and raised an aggregate total of A$12,000,600 (before expenses of 
the offer) (“Placement”). Wilson HTM acted as Lead Manager and Bookrunner for the Placement. Veritas Securities Limited acted as 
Co-manager to the Placement. We paid Wilson HTM a management fee of A$180,009 and a selling fee of A$360,018 in connection 
with the Placement. In addition, we reimbursed Wilson HTM for certain of their outgoing costs and expenses incurred in connection 
with the Placement. We raised A$11,460,573 net of management and selling fees paid to Wilson HTM in the Placement.  

On December 17, 2012 we completed a share purchase plan (“Share Purchase Plan”) offer to holders of our securities with a 
registered address in Australia or New Zealand and raised an aggregate total of A$1,163,442 (before expenses of the offer) by issuing 
1,292,713 shares of common stock. Wilson HTM acted as Lead Manager for the Share Purchase Plan. We paid Wilson HTM a fee of 
A$17,452 in connection with managing the Share Purchase Plan. We raised A$1,145,990 net of fees paid to the Lead Manager in our 
Share Purchase Plan.  

(7) Financial Instruments 

Financial Assets  

Financial assets: 

Cash and cash equivalents
Accounts receivables 
Financial instruments 
Total financial assets 

Debt: 

Long term secured loan

Net financial assets 

Years Ended December 31,
2012

2013
A$

2011
A$

23,742,422     23,649,417    
2,282,888    
2,167,867    
0    
0    
25,932,305    
25,910,289    

 15,089,209  
  4,889,783  
83,339  
 20,062,331  

15,857,966    
10,052,323    

0    
25,932,305    

0  
 20,062,331  

The carrying value of the cash and cash equivalents and the accounts receivable approximates fair value because of their short-term 

nature.  

We regularly review all our financial assets for impairment. There were no impairments recognized in 2013, 2012 and 2011.  

Derivative Instruments and Hedging Activities  

We had no outstanding contracts as at December 31, 2013 and 2012, respectively. We had contracts with a notional amount of 
US$4.0 million outstanding as at December 31, 2011. The fair value of these contracts at December 31, 2013 and 2012 were nil and an 
asset of A$83,339 at December 31, 2011 recorded as ‘Financial Instruments’ in the consolidated balance sheets. During the year ended 
December 31, 2013, we recognized gains of nil and losses of A$83,339 and gains of A$83,339 recorded in earnings for the years ended 
December 31, 2012 and 2011, respectively. No amount of ineffectiveness was recorded in earnings for these designated cash flow 
hedges for the years ended December 31, 2013, 2012 and 2011. For further details, see Notes to Consolidated Financial Statements – 
Note 2, Summary of Significant Accounting Policies.  

F-36 

  
  
  
  
 
 
 
 
 
 
    
 
 
 
 
  
    
 
 
 
  
 
 
 
 
 
 
 
 
  
  
  
 
 
 
  
  
 
 
  
  
 
  
  
  
 
 
 
  
 
 
 
  
  
 
 
  
  
 
  
  
  
 
 
  
  
  
  
  
  
 
  
  
  
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

(8) Property, Plant and Equipment 

Plant and equipment 
Leasehold improvements
Capital work in process

Accumulated depreciation
Property, plant & equipment, net 

As of December, 31

2013
A$

19,516,798   
8,790,395   
5,509,498   
33,816,691    
(17,906,571)  
15,910,120    

2012
A$
  19,369,533  
  8,789,005  
  5,534,498  
  33,693,036  
 (15,426,916) 
  18,266,120  

Capital work in process relates to assets under construction and comprises primarily specialized manufacturing equipment. 
Legal right to the assets under construction rests with the Company. The amounts capitalized for capital work in process represent the 
percentage of expenditure that has been completed, and once the assets are placed into service, the Company begins depreciating the 
respective assets. The accumulated amortisation of capitalised leasehold improvements for the fiscal years ended December 31, 2013, 
2012 and 2011 was A$6,633,104, A$6,001,351, and A$5,376,432, respectively.  

The Company receives Victorian government grants under certain research agreements to purchase plant and equipment. Plant 

and equipment is presented net of the government grant of A$755,221 for the years ended December 31, 2013 and 2012 (2011: 
A$680,221). The grants are recognized against the acquisition costs of the related plant and equipment as and when the related assets 
are purchased. Grants received in advance of the relevant expenditure are treated as deferred income and included in Current 
Liabilities on the consolidated balance sheets as the Company does not control the monies until the relevant expenditure has been 
incurred. Grants due to the Company under research agreements are recorded as Currents Assets on the consolidated balance sheets.  

Depreciation expense was A$2,497,345, A$2,637,141 and A$3,298,541 for the fiscal years ended December 31, 2013, 2012 and 

2011, respectively.  

(9) Accrued Expenses 

Accrued expenses consist of the following:  

Legal, tax and accounting fees 
Salary and related costs
Research and development materials 
Production materials 
Other 

As of December, 31

2013
A$

461,548    
  1,036,125    
687,335    
0    
144,432    
2,329,440    

2012
A$
  341,681  
  921,186  
  598,701  
26,301  
72,000  
 1,959,869  

(10) Stockholders’ Equity—Common Stock 

Holders of common stock are generally entitled to one vote per share held on all matters submitted to a vote of the holders of 

common stock. At any meeting of the shareholders, the presence, in person or by proxy, of the majority of the outstanding stock 
entitled to vote shall constitute a quorum. Except where a greater percentage is required by the Company’s Amended and Restated 
Certificate of Incorporation or By-laws, the affirmative vote of the holders of a majority of the shares of common stock then 
represented at the meeting and entitled to vote at the meeting shall be sufficient to pass a resolution. Holders of common stock are not 
entitled to cumulative voting rights with respect to the election of directors, and the common stock does not have pre-emptive rights.  

F-37 

  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
 
 
 
  
  
  
 
  
  
 
 
  
  
  
 
  
  
 
 
 
 
 
 
    
 
 
 
    
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
  
  
  
 
Universal Biosensors, Inc.  

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

Trading in our shares of common stock on ASX is undertaken using CHESS Depositary Interests (“CDIs”). Each CDI represents 

beneficial ownership in one underlying share. Legal title to the shares underlying CDIs is held by CHESS Depositary Nominees Pty Ltd 
(“CDN”), a wholly owned subsidiary of ASX. 

Holders of CDIs have the same economic benefits of holding the shares, such as dividends (if any), bonus issues or rights issues as 

though they were holders of the legal title. Holders of CDIs are not permitted to vote but are entitled to direct CDN how to vote. Subject to 
Delaware General Corporation Law, dividends may be declared by the Board and holders of common stock may be entitled to participate in 
such dividends from time to time.  

(11) Retirement Benefits 

Universal Biosensors Pty Ltd contributes to standard defined contributions superannuation funds on behalf of all employees. This 
contribution amount, formerly equal to 9% of each employee’s salary, was increased by law to 9.25% of each such employee’s salary. The 
Company permits employees to choose the superannuation fund into which the contributions are paid, provided the fund is appropriately 
registered.  

Universal Biosensors Pty Ltd contributed A$901,589, A$879,552 and A$806,158 for the fiscal years ended December 31, 2013, 2012 

and 2011, respectively.  

(12) Net Loss per Share 

Basic net loss per ordinary share was computed by dividing the net loss applicable to common stock by the weighted-average number of 

common stock outstanding during the period. Options granted to employees under the Universal Biosensors Employee Option Plan are 
considered to be potential ordinary shares for the purpose of calculating diluted net loss per share. However, all these were not included in the 
calculation of diluted net loss per share in the year when the Group made a net loss as the effect of including them is anti-dilutive.  

Weighted average shares used as denominator in calculating:

Basic & diluted net loss per share 

 174,428,259    

 160,417,411    

 159,017,777  

2013

Years Ended December 31,
2012

2011

(13) Guarantees and Indemnifications 

The certificate of incorporation and amended and restated by-laws of the Company provide that the Company will indemnify officers 

and directors and former officers and directors in certain circumstances, including for expenses, judgments, fines and settlement amounts 
incurred by them in connection with their services as an officer or director of the Company or its subsidiaries, provided that such person acted 
in good faith and in a manner such person reasonably believed to be in the best interests of the Company.  

In addition to the indemnities provided in the certificate of incorporation and amended and restated by-laws, the Company has entered 

into indemnification agreements with certain of its officers and each of its directors. Subject to the relevant limitations imposed by applicable 
law, the indemnification agreements, among other things:  

•

•

  indemnify the relevant officers and directors for certain expenses, judgments, fines and settlement amounts incurred by them in 

connection with their services as an officer or director of the Company or its subsidiaries; and 

  require the Company to make a good faith determination whether or not it is practicable to maintain liability insurance for officers and 

directors or to ensure the Company’s performance of its indemnification obligations under the agreements. 

The Company maintains directors’ and officers’ liability insurance providing for the indemnification of our directors and certain of our 
officers against certain liabilities incurred as a director or officer, including costs and expenses associated in defending legal proceedings. In 
accordance with the terms of the insurance policy and commercial practice, the amount of the premium is not disclosed.  

No liability has arisen under these indemnities as at December 31, 2013.  

F-38 

  
  
  
  
  
  
  
  
 
 
 
 
  
    
    
 
 
 
  
  
  
  
  
 
  
  
  
 
  
  
  
 
 
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

(14) Segments 

The Company operates in one segment. The principal activities of the Company are research and development, commercial 

manufacture of approved medical or testing devices and the provision of services including contract research work.  

The Company operates predominantly in one geographical area, being Australia.  

The Company’s total income has been derived from the following countries:  

Home country—Australia 
Foreign countries 

- Scotland 
- U.S.A. 
- Switzerland 
Total—foreign countries 
Total income 
% of total income derived from - LifeScan 
- Siemens 

We continue to derive significant revenues from LifeScan.  

The Company’s material long-lived assets are all based in Australia.  

2013
A$
  6,779,924  

Years Ended December 31,
2012
A$
437,171  

2011
A$
683,323  

  10,170,804  
  1,456,833  
   3,462,035  
  15,089,672  
  21,869,596  

22,454,227  
4,955,965  
2,236,251  
29,646,443  
30,083,614  

   14,143,270  
8,919  
544,263  
   14,696,452  
   15,379,775  

62% 
7% 

82%    
16%    

96% 
0% 

(15) Deed of Cross Guarantee 

Universal Biosensors, Inc. and its wholly owned subsidiary, Universal Biosensors Pty Ltd, are parties to a deed of cross 
guarantee under which each company guarantees the debts of the other. By entering into the deed, the wholly-owned entity has been 
relieved from the requirements to prepare a financial report and directors’ report under Class Order 98/1418 (as amended) issued by 
the Australian Securities and Investments Commission.  

The above companies represent a “Closed Group” for the purposes of the Class Order, and as there are no other parties to the 

Deed of Cross Guarantee that are controlled by Universal Biosensors, Inc., they also represent the “Extended Closed Group”.  

The consolidated financial statements presented within this report comprise that of Universal Biosensors, Inc. and its wholly 
owned subsidiary, Universal Biosensors Pty Ltd. These two entities also represent the “Closed Group” and the “Extended Closed 
Group”.  

F-39 

  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
  
 
  
  
 
 
  
  
 
 
 
   
 
   
 
  
  
 
  
  
 
 
  
  
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
  
 
 
  
  
 
 
  
  
 
 
 
Universal Biosensors, Inc.  

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

(16) Borrowings 

Future maturities, interest and other payments under the Company’s long term secured loan pursuant to the credit agreement as of 

December 31, 2013 is as follows:  

2014 
2015 
2016 
2017 
2018 
Thereafter 
Total minimum payments
Less amount representing interest and other fees 
Gross balance of long term debt
Less fair value of warrants recorded within loan (a)
Plus amortization of warrants
Total carrying value 
Less current portion 
Total carrying value, non-current portion 

US$

2,532,500   
1,749,167   
1,732,500   
1,732,500   
16,732,500   
0   
24,479,167    
(9,479,167)  
15,000,000    
(815,655)  
5,363    
14,189,708    
0    
14,189,708    

A$

 15,857,966  
0  
 15,857,966  

(a)

The warrants issued in December 2013 had a fair value of US$815,655 as of December 31, 2013, and are included in long term debt carrying 
value.

Athyrium Credit Agreement  

On December 19, 2013 (“Closing Date”), UBI and its wholly owned subsidiary, UBS (together UBI and UBS, the “Transaction Parties”) 

entered into a credit agreement with Athyrium Opportunities Fund (A) LP (“Athyrium A”), as administrative agent (the “Administrative Agent”) 
and as a lender, and Athyrium Opportunities Fund (B) LP (“Athyrium B”) as a lender (Athyrium A and Athyrium B together with any other 
lenders party thereto from time to time, the “Lenders”) for a secured term loan of up to US$25 million (“Credit Agreement”). Of this amount, 
US$15 million had been drawn at December 31, 2013, with a further US$10 million available to be drawn down as follows:  

•

  US$5million available within 30 days after the end of any quarter until January 30, 2015, conditional upon UBS satisfying certain 

conditions precedent including that in the immediately preceding quarter, UBS achieves quarterly service fee revenues from the sale of 
the OneTouch® Verio® blood glucose strips (“Verio QSFs”) plus coagulation manufacturing revenues of not less than US$1,800,000 in 
the aggregate; and 

•

  US$5million available within 30 days after the end of any quarter until January 30, 2015, conditional upon UBS satisfying certain 

conditions precedent including that in the immediately preceding quarter, UBS achieves Verio QSF plus coagulation manufacturing 
revenues of not less than US$2,500,000 in the aggregate. 

The term loan has a maturity date of December 19, 2018 (“Maturity Date”) and bears interest at 10.5% per annum payable in cash quarterly 
in arrears over the five year term, and as otherwise described in the Credit Agreement. A default interest rate or 13% per annum shall apply during 
the existence of a default under the Credit Agreement. Other than as summarized below, UBS is not required to make payments of principal for 
amounts outstanding under the term loan until maturity, December 19, 2018. The term loan under the Credit Agreement is secured by substantially 
all of UBI and UBS’ assets. UBI (together with any future subsidiaries) guarantees all of UBS’s obligations under the Loan.  

Voluntary prepayments of the term loans are not permitted prior to the second anniversary of the Closing Date, except in the event of a 

change of control of a Transaction Party. After the second anniversary, UBS can make voluntary repayments in minimum principal amounts of 
US$2,500,000 together with interest, plus the premium described below. UBS must make mandatory prepayments in certain prescribed 
circumstances, including in the event of raising additional debt financing, a sale or transfer of assets other than in certain circumstances and in the 
event of other specified extraordinary receipts. Extraordinary events include cash received or paid other than in the ordinary course of business, 
such as tax refunds (other than GST and R&D tax rebates), LifeScan lump sum fee payments and Siemens termination fees. In such events, UBS 
must prepay to the Lenders 100% of the net cash proceeds received. In the event of a prepayment on or prior to the second anniversary of the 
Closing Date, UBS must also pay a prepayment premium of 20% of the loans due and payable on that date. If there is a prepayment after the 
second anniversary of the Closing Date, UBS must pay a prepayment premium commencing at 15% of the loans due and payable on the applicable 
date and reducing pro-rata on a monthly basis until the Maturity Date.  

F-40 

  
  
  
  
  
  
 
 
   
 
 
 
 
 
 
 
 
  
  
 
 
  
  
 
  
  
 
 
  
  
  
 
  
  
 
 
  
  
  
  
 
 
  
  
 
  
 
  
  
  
 
 
  
  
 
  
  
  
  
 
 
  
  
 
 
 
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

UBS has paid a non-refundable fee of US$625,000 to the Lenders on the Closing Date (being 2.5% of the aggregate credit 

facility) and a 2% commitment fee based on any available unused borrowing commitment under the Credit Agreement until 
January 30, 2015. The Lenders will also be entitled to receive 30% of the net proceeds of milestone payments paid under the 
Collaboration Agreement by and among UBS, UBI and Siemens Healthcare Diagnostics, Inc., up to a maximum of US$600,000 in 
the aggregate. UBS has also agreed to pay certain taxes arising in connection with the Credit Agreement and other Loan Documents, 
including withholding taxes. UBS has also agreed to pay certain reasonable out-of-pocket expenses incurred by the Lenders in 
connection with the loan documents, or as may be incurred in connection with the enforcement or protection of their rights.  

The Credit Agreement also contains certain covenants, including among other things, covenants: (i) relating to the delivery of 
financial and other information and certificates, notices of defaults, litigation and other material events; payment of taxes and other 
obligations; maintenance of insurance; (ii) which limit or restrict the incurrence of liens; the making of investments; the incurrence of 
certain indebtedness; mergers, dispositions, liquidations, or consolidations and significant asset sales; restricted payments; 
transactions with affiliates other than on normal and arms-length terms; burdensome agreements; prepayment of other indebtedness; 
ownership of subsidiaries; and (iii) which require UBS to maintain unrestricted cash of not less than US$2,000,000 in a specified 
bank account at any time.  

As further described in Note 17, pursuant to the Athyrium Credit Agreement, UBS issued to the lenders warrants entitling the 

holder to purchase up to an aggregate total of 4.5 million shares of UBI’s common stock in the form of CDIs at a price of A$1.00 per 
share (the “Exercise Price”), which represents a 117% premium over the closing price of UBI’s common stock on December 19, 
2013. The warrants are immediately exercisable and have a term of seven years.  

Other  

In February 2013, UBS entered into an arrangement with Lumley Finance Ltd to fund the Group’s insurance premium. The total 

amount financed was A$767,471 at inception. Interest was charged at a fixed rate of 2.95% per annum and the short-term borrowing 
was fully repaid by December 2013. The short-term borrowing was secured by the insurance premium refund.  

(17) Warrants 

Pursuant to the Athyrium Credit Agreement, UBS issued to the lenders warrants entitling the holder to purchase up to an 
aggregate total of 4.5 million shares of UBI’s common stock in the form of CDIs at a price of A$1.00 per share (the “Exercise 
Price”), which represents a 117% premium over the closing price of UBI’s common stock on December 19, 2013. The warrants are 
immediately exercisable and have a term of seven years.  

The warrants may be exercised at any time until December 19, 2020, in whole or in part in minimum multiples of 500,000 
shares of common stock. The holder of the warrants can pay the Exercise Price in cash or it has the right to pay all or a portion of the 
Exercise Price by making a cashless exercise, therefore reducing the number of shares of common stock the holder would otherwise 
be issued.  

The warrant is subject to adjustments in the event of certain issuances by UBS, such as bonus issues, pro rata (rights) issues and 

reorganizations (e.g. consolidation, subdivision).  

The Company assessed that the warrants are not liabilities within scope of ASC 480-10-25. The warrants are legally detachable 

from the loan and separately exercisable as such meets the definition of a freestanding derivative instrument pursuant to ASC 815.  

However, the scope exception in accordance with ASC 815-10-15-74 applies to warrants and it meets the requirements of ASC 
815 that would be classified in stockholders’ equity. Therefore, the warrants were initially accounted for within stockholders’ equity, 
and subsequent changes in fair value will not be recorded. The fair value of the warrant was estimated using the Trinomial Lattice 
model.  

F-41 

  
  
  
Universal Biosensors, Inc. 

Notes to Consolidated Financial Statements  
(for the years ended December 31, 2011, 2012 and 2013)  

The debt issuance costs were recorded as deferred issuance costs and are amortized as interest expense, using the effective 

interest method, over the term of the loan pursuant to ASC 835-30-35-2.  

(18) Restricted Cash 

Restricted cash maintained by the Company in the form of term deposits is as follows:  

Financial covenant pursuant to the credit agreement
Letter of credit issued in favour of a supplier 
Collateral for facilities 

F-42 

0      

  2,600,000      

0  
575,000      575,000      575,000  
320,000      320,000      320,000  
  3,495,000      895,000      895,000  

Years Ended December 31,
2012
A$

2013
A$

2011
A$

  
  
  
  
 
 
 
 
 
 
    
 
 
 
 
    
 
 
 
 
 
 
  
  
 
  
  
  
 
 
 
 
  
  
 
  
  
  
 
Universal Biosensors, Inc. 

Schedule ii – Valuation and Qualifying Accounts  
(for the years ended December 31, 2011, 2012 and 2013)  

Year ended December 31, 2011 
Deferred income tax valuation allowance
Year ended December 31, 2012 
Deferred income tax valuation allowance
Year ended December 31, 2013 
Deferred income tax valuation allowance

Additions

Balance at
Beginning of
Period
A$

Charged to
Costs and
Expenses    

Charged to 
Other 

Accounts    

A$

A$

Deductions 
A$

Balance at end
of Period
A$

  13,968,784     4,357,503  

30,161   

0       18,356,448  

  18,356,448     3,719,704  

(38,142)  

0       22,038,010  

  22,038,010    

(306,984) 

1,682,287   

0       23,413,313  

F-43 

  
  
 
 
 
 
   
  
 
 
  
  
  
 
 
 
   
    
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
Exhibit 31.1 

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO  
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002  

I, Paul Wright, certify that:  

1.

2.

3.

4.

I have reviewed this report on Form 10-K of Universal Biosensors, Inc.; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading 
with respect to the period covered by this report; 

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods 
presented in this report; 

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures 
(as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in 
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under 
our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is 
made known to us by others within those entities, particularly during the period in which this report is being prepared; 

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 

designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles; 

c)

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this 
report based on such evaluation; and 

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the 
registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and 

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over 
financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons 
performing the equivalent functions): 

a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting 

which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial 
information; and 

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant’s internal control over financial reporting. 

Date: March 13, 2014  

/s/ Paul Wright
Paul Wright
Principal Executive Officer
Universal Biosensors, Inc.

  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
Exhibit 31.2 

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO  
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002  

I, Salesh Balak, certify that:  

1.

2.

3.

4.

I have reviewed this report on Form 10-K of Universal Biosensors, Inc.; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading 
with respect to the period covered by this report; 

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods 
presented in this report; 

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures 
(as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in 
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under 
our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is 
made known to us by others within those entities, particularly during the period in which this report is being prepared; 

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 

designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles; 

c)

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this 
report based on such evaluation; and 

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the 
registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and 

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over 
financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons 
performing the equivalent functions): 

a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting 

which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial 
information; and 

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant’s internal control over financial reporting. 

Date: March 13, 2014  

/s/ Salesh Balak
Salesh Balak
Principal Financial Officer
Universal Biosensors, Inc.

  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO  
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 *  

In connection with the annual report of Universal Biosensors, Inc. (the “Company”) on Form 10-K for the period ended 

December 31, 2013, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), each of the undersigned 
officers of the Company does hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002, that, to the best of such officer’s knowledge:  

(1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and 

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of 
operations of the Company. The undersigned have executed this Certificate as of the 13th day of March 2014. 

Exhibit 32.0 

/s/ Paul Wright
Paul Wright
Principal Executive Officer

/s/ Salesh Balak
Salesh Balak
Principal Financial Officer

* This certification is being furnished as required by Rule 13a-14(b) under the Securities and Exchange Act of 1934, as amended (the 

“Exchange Act”), and Section 1350 of Chapter 63 of Title 18 of the United States Code, and shall not be deemed “filed” for 
purposes of Section 18 of the Exchange Act or otherwise subject to the liability of that section. This certification shall not be 
deemed to be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except 
to the extent such certification is explicitly incorporated by reference in such filing. 

  
  
  
  
 
 
ASX Additional Information 

Additional information required by Australian Securities Exchange Ltd and not shown elsewhere in this report is as follows.  
The information is current as at March 7, 2014. 

(a) Distribution of equity securities

As at March 7, 2014 there were:- 

•  175,351,094 fully paid shares of common stock held by CHESS Depositary Nominees Pty Ltd on behalf of 1,724 individual 

holders of CDIs. All issued shares of common stock carry one vote per share and carry the rights to dividends.

•  257,844 unquoted fully paid restricted shares of common stock held by 76 individual employees of the Company. All issued 

shares of common stock carry one vote per share and carry the rights to dividends.

•  10,269,105 unquoted options over shares of common stock held by 89 individual optionholders.

•  4,500,000 unquoted warrants over shares of common stock held by 2 warrant holders.

The Company’s shares of common stock are traded on Australian Securities Exchange Ltd in the form of CHESS Depositary 
Interests, or CDIs. CHESS Depositary Nominees Pty Ltd, a wholly owned subsidiary of Australian Securities Exchange Ltd, 
holds legal title in the Company’s shares of common stock on behalf of holders of CDIs. The following table sets out the 
beneficial interests in the underlying shares of common stock rather than legal title.

Holding ranges 

1 – 1,000 

1,001 – 5,000 

5,001 – 10,000 

10,001 – 100,000 

100,001 – and over 

Beneficial interests 
in shares of common  
stock traded as CDIs  

Beneficial interests 
in restricted employee 
shares of common stock 

Options over 
shares of 
common stock 

Warrants over 
shares of 
common stock

191 

390 

354 

662 

127 

1,724 

3 

73 

– 

– 

– 

76 

– 

– 

10 

56 

23 

89 

–

–

–

–

2

2

There are 237 holders of CDIs with a less than marketable parcel.

(b) Holders of CDIs holding greater than 5%

Name 

National Nominees Limited 

Talu Ventures Pty Ltd 

The Principals Cornerstone Fund Pty Limited* 

Aust Executor Trustees SA Ltd  

Beneficial interests in shares of common stock 

Number 

18,675,792 

17,794,384 

17,451,074 

13,999,077 

Percentage

10.635

10.133

9.937

7.972

* Shares held on trust for Messrs Denver, Hanley and two former directors of the Company.

Universal Biosensors, Inc. 107

 
 
 
 
(c) Twenty largest holders of quoted equity securities

Name 

  1 

 National Nominees Limited 

  2  Talu Ventures Pty Ltd 

  3  The Principals Cornerstone Fund Pty Limited* 

  4  Aust Executor Trustees SA Ltd 

  5  JP Morgan Nominees Australia Limited 

  6  HSBC Custody Nominees (Australia) Limited 

  7  Kaasim Pty Ltd 

  8  UBS Nominees Pty Ltd 

  9  Citicorp Nominees Pty Limited 

 10  Armada Trading Pty Ltd 

 11  Alastair Mcindoe Hodges 

 12  RBC Investor Services Australia Nominees Pty Limited 

 13  Andrew Denver & Linda Denver  

 14  Garry Chambers 

 15  KFT Investments Pty Ltd 

 16  Denis Michael Hanley 

 17  Colin Mclean Adam & Mrs Elizabeth May Adam 

 18  Moore Family Nominee Pty Ltd  

 19  Ronald Chatelier 

 20  Christopher J La Croix & Kathleen M La Croix 

Beneficial interests in shares of common stock 

Number 

18,675,792 

17,794,384 

17,451,074 

13,999,077 

8,261,512 

7,451,549 

7,427,185 

3,924,400 

3,430,235 

3,216,666 

2,830,490 

2,770,595 

2,536,340 

2,336,637 

2,000,000 

1,868,002 

1,664,183 

1,350,000 

1,258,371 

1,166,718 

121,413,210 

175,608,938 

Percentage

10.635

10.133

9.937

7.972

4.704

4.243

4.229

2.235

1.953

1.832

1.612

1.578

1.444

1.331

1.139

1.064

0.948

0.769

0.717

0.664

69.138

* Shares held on trust for Messrs Denver, Hanley and two former directors of the Company.

(d) Restricted Securities

As at March 7, 2014, there are 257,844 fully paid restricted shares of common stock issued to 76 Company employees 
pursuant to the terms and conditions of the Universal Biosensors, Inc. employee share plan. The restricted shares are not able  
to be traded until the earlier of the following: (i) three years from the date on which the shares are issued; or (ii) the date on 
which an employee ceases to be an employee of Universal Biosensors, Inc. and its associated group of companies.

108 Universal Biosensors, Inc.

 
 
 
 
 
 
 
 
 
 
 
 
Corporate Directory

Board of Directors 

Auditor

PricewaterhouseCoopers LLP
Darling Park Tower 2
201 Sussex Street
Sydney, New South Wales 2000
Australia

Australian Legal Adviser 

PFM Legal Pty Ltd 
Level 7
257 Clarence Street 
Sydney New South Wales 2000 
Australia

US Legal Adviser

Venable LLP
575, 7th Street, NW
Washington DC 20004
United States of America

Mr Paul Wright (CEO)
Mr Andrew Denver (Chairman)
Mr Denis Hanley
Mr Marshall Heinberg 
Mr Andrew Jane
Mr Chris Smith

Registered Office in Australia

1 Corporate Avenue 
Rowville Victoria 3178
Australia
Telephone: +61 3 9213 9000
Facsimile:  +61 3 9213 9099
Email: info@universalbiosensors.com
Website: www.universalbiosensors.com
ASX code: UBI

Name and address of Universal Biosensors’ 
registered agent in the United States 

Corporation Service Company
2711 Centerville Road, Suite 400, 
Wilmington, County of New Castle
Delaware, United States of America

Share Registry

Boardroom Pty Limited
Level 7, 207 Kent Street 
Sydney New South Wales 2000
Australia
Telephone: +61 2 9290 9600
Facsimile:  +61 2 9279 0664
Email: enquiries@boardroomlimited.com.au
Website: www.boardroomlimited.com.au

Design by Transmission. www.transmissiondesign.com.au

www.transmissiondesign.com.au

transmissiondesign.com.au

Universal Biosensors