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UDR

udr · NYSE Real Estate
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Employees 1001-5000
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FY2014 Annual Report · UDR
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UDR 10-K 12/31/2014

Section 1: 10-K (10-K) 

SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

Form 10-K 

þ 

o 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 
1934 

For the fiscal year ended December 31, 2014  
OR 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT 
OF 1934 

For the transition period from                      to                      

Commission file number 1-10524 (UDR, Inc.) 

Commission file number 333-156002-01 (United Dominion Realty, L.P.) 

UDR, Inc. 

United Dominion Realty, L.P. 

(Exact name of registrant as specified in its charter) 

Maryland (UDR, Inc.) 

Delaware (United Dominion Realty, L.P.) 

(State or other jurisdiction of 

incorporation or organization) 

54-0857512 

54-1776887 

(I.R.S. Employer 

Identification No.) 

1745 Shea Center Drive, Suite 200, Highlands Ranch, Colorado 80129 
(Address of principal executive offices) (zip code) 
Registrant’s telephone number, including area code: (720) 283-6120 
Securities registered pursuant to Section 12(b) of the Act: 

Title of Each Class 

Name of Each Exchange on Which Registered 

Common Stock, $0.01 par value (UDR, Inc.) 

New York Stock Exchange 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. 

Securities registered pursuant to Section 12(g) of the Act: None 
(Title of Class) 

UDR, Inc. 

United Dominion Realty, L.P. 

Yes þ 

Yes o 

No o 

No þ 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. 

UDR, Inc. 

Yes o 

No þ 

 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
United Dominion Realty, L.P. 

Yes o 

No þ 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the 
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. 

 
  
  
  
  
  
UDR, Inc. 

United Dominion Realty, L.P. 

Yes þ 

Yes þ 

No o 

No o 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required to be submitted 

and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to 
submit and post such files). 

UDR, Inc. 

United Dominion Realty, L.P. 

Yes þ 

Yes þ 

No o 

No o 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of 
Registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. o 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company. See the definitions of 

“large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one): 

UDR, Inc.: 

Large accelerated filer þ 

United Dominion Realty, L.P.: 

Accelerated filer o 

Non-accelerated filer o 

Smaller reporting company o 

(Do not check if a smaller reporting 
company) 

Large accelerated filer o 

Accelerated filer o 

Non-accelerated filer þ 

Smaller reporting company o 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). 

(Do not check if a smaller reporting 
company) 

UDR, Inc. 

United Dominion Realty, L.P. 

Yes o 

Yes o 

No þ 

No þ 

The aggregate market value of the shares of common stock of UDR, Inc. held by non-affiliates on June 30, 2014 was approximately $3.0 billion. This calculation excludes 
shares of common stock held by the registrant’s officers and directors and each person known by the registrant to beneficially own more than 5% of the registrant’s outstanding 
shares, as such persons may be deemed to be affiliates. This determination of affiliate status should not be deemed conclusive for any other purpose. As of February 19, 2015, 
there were 258,765,713 shares of UDR, Inc.’s common stock outstanding. 

There is no public trading market for the partnership units of United Dominion Realty, L.P. As a result, an aggregate market value of the partnership units of United 

Dominion Realty, L.P. cannot be determined. 

The information required by Part III of this Report, to the extent not set forth herein, is incorporated by reference from UDR, Inc.’s definitive proxy statement for the 

2015 Annual Meeting of Stockholders. 

DOCUMENTS INCORPORATED BY REFERENCE 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
TABLE OF CONTENTS 

PAGE 

PART I 

Item 1. Business 

Item 1A. Risk Factors 

Item 1B. Unresolved Staff Comments 

Item 2. Properties 

Item 3. Legal Proceedings 

Item 4. Mine Safety Disclosures 

PART II 

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 

Item 6. Selected Financial Data 

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 

Item 7A. Quantitative and Qualitative Disclosures about Market Risk 

Item 8. Financial Statements and Supplementary Data 

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

Item 9A. Controls and Procedures 

Item 9B. Other Information 

PART III 

Item 10. Directors, Executive Officers and Corporate Governance 

Item 11. Executive Compensation 

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 

Item 13. Certain Relationships and Related Transactions, and Director Independence 

Item 14. Principal Accountant Fees and Services 

PART IV 

Item 15. Exhibits, Financial Statement Schedules 

2 

9 

21 

22 

24 

24 

25 

29 

32 

63 

63 

63 

63 

64 

 65 

65 

65 

65 

65 

66 

 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
EXPLANATORY NOTE 

This Report combines the annual reports on Form 10-K for the fiscal year ended December 31, 2014 of UDR, Inc. a Maryland corporation, and United 
Dominion Realty, L.P., a Delaware limited partnership, of which UDR, Inc. is the parent company and sole general partner. Unless the context otherwise requires, 
all references in this Report to “we,” “us,” “our,” the “Company,” “UDR” or “UDR, Inc.” refer collectively to UDR, Inc., together with its consolidated 
subsidiaries and joint ventures, including United Dominion Realty, L.P. Unless the context otherwise requires, the references in this Report to the “Operating 
Partnership” or the “OP” refer to United Dominion Realty, L.P., together with its consolidated subsidiaries. “Common stock” refers to the common stock of UDR 
and “stockholders” means the holders of shares of UDR’s common stock and preferred stock. The limited partnership interests of the Operating Partnership are 
referred to as “OP Units” and the holders of the OP Units are referred to as “unitholders.” This combined Form 10-K is being filed separately by UDR and the 
Operating Partnership. 

There are a number of differences between the Company and the Operating Partnership, which are reflected in our disclosure in this Report. UDR is a real 

estate investment trust (“REIT”), whose most significant asset is its ownership interest in the Operating Partnership. UDR also conducts business through other 
subsidiaries, including its taxable REIT subsidiary (“TRS”) whose activities include development of land and land entitlement. UDR acts as the sole general 
partner of the Operating Partnership, holds interests in subsidiaries and joint ventures, owns and operates properties, issues securities from time to time and 
guarantees debt of certain of our subsidiaries. The Operating Partnership conducts the operations of a substantial portion of the business and is structured as a 
partnership with no publicly traded equity securities. The Operating Partnership has guaranteed certain outstanding debt of UDR. 

As of December 31, 2014, UDR owned 110,883 units (100%) of the general partnership interests of the Operating Partnership and 174,002,342 units (or 

approximately 95.0%) of the limited partnership interests of the Operating Partnership. UDR conducts a substantial amount of its business and holds a 
substantial amount of its assets through the Operating Partnership, and, by virtue of its ownership of the OP Units and being the Operating Partnership’s sole 
general partner, UDR has the ability to control all of the day-to-day operations of the Operating Partnership. Separate financial statements and accompanying 
notes, as well as separate discussions under “Management’s Discussion and Analysis of Financial Condition and Results of Operations,” “Market for 
Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchasers of Equity Securities” and “Control and Procedures” are provided for each of 
UDR and the Operating Partnership. In addition, certain disclosures in “Business” are separated by entity to the extent that the discussion relates to UDR’s 
business outside of the Operating Partnership. 

 
 
 
 
 
 
  
Forward-Looking Statements 

PART I 

This Annual Report contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities 
Exchange Act of 1934. Such forward-looking statements include, without limitation, statements concerning property acquisitions and dispositions, development 
activity and capital expenditures, capital raising activities, rent growth, occupancy, and rental expense growth. Words such as “expects,” “anticipates,” 
“intends,” “plans,” “likely,” “will,” “believes,” “seeks,” “estimates,” and variations of such words and similar expressions are intended to identify such forward-
looking statements. Such statements involve known and unknown risks, uncertainties and other factors which may cause our actual results, performance or 
achievements to be materially different from the results of operations or plans expressed or implied by such forward-looking statements. Such factors include, 
among other things, unfavorable changes in the apartment market, changing economic conditions, the impact of inflation/deflation on rental rates and property 
operating expenses, expectations concerning availability of capital and the stabilization of the capital markets, the impact of competition and competitive pricing, 
acquisitions, developments and redevelopments not achieving anticipated results, delays in completing developments, redevelopments and lease-ups on 
schedule, expectations on job growth, home affordability and demand/supply ratio for multifamily housing, expectations concerning development and 
redevelopment activities, expectations on occupancy levels, expectations concerning the joint ventures with third parties, expectations that automation will help 
grow net operating income, and expectations on annualized net operating income. Although we believe that the assumptions underlying the forward-looking 
statements contained herein are reasonable, any of the assumptions could be inaccurate, and therefore such statements included in this Annual Report may not 
prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements included herein, the inclusion of such information should 
not be regarded as a representation by us or any other person that the results or conditions described in such statements or our objectives and plans will be 
achieved. For a further discussion of these and other factors that could impact future results, performance or transactions, see “Item 1A. Risk Factors” elsewhere 
in this Annual Report. 

Forward-looking statements and such risks, uncertainties and other factors speak only as of the date of this Annual Report, and we expressly disclaim any 

obligation or undertaking to update or revise any forward-looking statement contained herein, to reflect any change in our expectations with regard thereto, or 
any other change in events, conditions or circumstances on which any such statement is based, except to the extent otherwise required by law. 

1 

 
 
 
 
 
Item 1. BUSINESS 

General 

UDR is a self-administered real estate investment trust, or REIT, that owns, operates, acquires, renovates, develops, redevelops, and manages multifamily 

apartment communities generally located in high barrier-to-entry markets located throughout the United States. The high barrier-to-entry markets are 
characterized by limited land for new construction, difficult and lengthy entitlement processes, low single-family home affordability and strong employment 
growth potential. At December 31, 2014, our consolidated real estate portfolio included 139 communities located in 20 markets, with a total of 39,851 completed 
apartment homes, which are held through our subsidiaries, including the Operating Partnership, and consolidated joint ventures. In addition, we have an 
ownership interest in 36 communities containing 10,055 apartment homes through unconsolidated joint ventures or partnerships. As of December 31, 2014, the 
Company was developing one wholly-owned community with 369 apartment homes and three unconsolidated joint venture communities with 1,018 apartment 
homes, none of which have been completed. 

At December 31, 2014, the Operating Partnership’s consolidated real estate portfolio included 68 communities located in 17 markets, with a total of 20,814 

completed apartment homes. The Operating Partnership owns, operates, acquires, renovates, develops, redevelops, and manages multifamily apartment 
communities generally located in high barrier-to-entry markets located throughout the United States. During the year ended December 31, 2014, revenues of the 
Operating Partnership represented approximately 52% of our total rental revenues. 

UDR has elected to be taxed as a REIT under the Internal Revenue Code of 1986, as amended, which we refer to in this Report as the “Code.” To continue 

to qualify as a REIT, we must continue to meet certain tests which, among other things, generally require that our assets consist primarily of real estate assets, 
our income be derived primarily from real estate assets, and that we distribute at least 90% of our REIT taxable income (other than our net capital gains) to our 
stockholders annually. As a REIT, we generally will not be subject to U.S. federal income taxes at the corporate level on our net income to the extent we 
distribute such net income to our stockholders annually. In 2014, we declared total distributions of $1.04 per common share and paid dividends of $1.015 per 
common share. 

First Quarter 
Second Quarter 
Third Quarter 
Fourth Quarter 

Total 

Dividends 
Declared in 
2014 

Dividends Paid 
in 2014 

$ 

$ 

0.260  
0.260  
0.260  
0.260  
1.040  

   $ 

   $ 

0.235  
0.260  
0.260  
0.260  
1.015  

UDR was formed in 1972 as a Virginia corporation. In June 2003, we changed our state of incorporation from Virginia to Maryland. The Operating 

Partnership is the successor-in-interest to United Dominion Realty, L.P., a limited partnership formed under the laws of Virginia, which commenced operations in 
1995. The Operating Partnership was redomiciled in 2004 as a Delaware limited partnership. Our corporate offices are located at 1745 Shea Center Drive, Suite 200, 
Highlands Ranch, Colorado and our telephone number is (720) 283-6120. Our website is www.udr.com. The information contained on our website, including any 
information referred to in this Report as being available on our website, is not a part of or incorporated into this Report. 

As of February 19, 2015, we had 1,523 full-time associates and 59 part-time associates, all of whom were employed by UDR. 

Reporting Segments 

We report in two segments: Same-Store Communities and Non-Mature Communities/Other.  

Our Same-Store Communities segment includes those communities acquired, developed, and stabilized prior to January 1, 2013, and held as of 

December 31, 2014. These communities were owned and had stabilized occupancy and operating expenses as of the beginning of the prior year, there is no plan 
to conduct substantial redevelopment activities, and the community is not classified as held for sale at year end. A community is considered to have stabilized 
occupancy once it achieves 90% occupancy for at least three consecutive months.  

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Our Non-Mature Communities/Other segment represents those communities that do not meet the criteria to be included in Same-Store Communities, 

including, but not limited to, recently acquired, developed and redeveloped communities, and the non-apartment components of mixed use properties. For 
additional information regarding our operating segments, see Note 15, Reportable Segments, in the Notes to the UDR Consolidated Financial Statements 
included in this Report and Note 12, Reportable Segments, in the Notes to the Operating Partnership’s Consolidated Financial Statements included in this 
Report. 

Business Objectives 

Our principal business objective is to maximize the economic returns of our apartment communities to provide our stockholders with the greatest possible 

total return and value. To achieve this objective, we intend to continue to pursue the following goals and strategies: 

• 

own and operate apartments in high barrier-to-entry markets, which are characterized by limited land for new construction, difficult and lengthy 
entitlement processes, low single-family home affordability and strong employment growth potential, thus enhancing stability and predictability of 
returns to our stockholders; 

•  manage real estate cycles by taking an opportunistic approach to buying, selling, renovating, redeveloping, and developing apartment communities;

• 

empower site associates to manage our communities efficiently and effectively;

•  measure and reward associates based on specific performance targets; and

•  manage our capital structure to help enhance predictability of earnings and dividends.

2014 Highlights 

•  

In July 2014, the Company marked its 42nd year as a REIT and paid its 168th consecutive quarterly dividend in October. The Company’s annualized 
declared 2014 dividend of $1.04 represented a 10.6% increase over the previous year.  

•  We achieved Same-Store revenue growth of 4.3% and Same-Store net operating income (“NOI”) growth of 5.2%.

•  During the year ended December, 31, 2014, we invested approximately $251.5 million in wholly-owned development projects and $31.5 million in 

redevelopment projects and major renovations, including completion of 980 development apartment homes and 401 redevelopment apartment homes in 
primary markets. 

•  We expanded our relationship with the Metropolitan Life Insurance Company (“MetLife”):

•  We increased our ownership interest in the remaining six operating communities in the UDR/MetLife I Joint Venture from 12% to 50%, and MetLife 
and the Company contributed the communities to the UDR/MetLife II Joint Venture. We paid MetLife $82.5 million for the additional ownership 
interests.  

•  We increased our ownership interest in four land sites in the UDR/MetLife I Joint Venture from approximately 3% to 50%. The remaining interest 
continues to be held by our joint venture partner MetLife. We paid MetLife approximately $36.8 million for the additional ownership interests.  

•  We sold 50% of our interest in 3033 Wilshire and 49% of our interest in 13th and Market to MetLife for gross proceeds of approximately $62.5 

million, resulting in the assets being held by unconsolidated joint ventures.  

•  We issued $300 million of 3.75%, 10-year senior unsecured medium-term notes in June. Net proceeds were used to pay down borrowings outstanding on 

our unsecured revolving credit facility and for general corporate purposes. 

•  We completed five developments containing 1,396 homes for an estimated aggregate cost of $480.0 million.

•  We acquired land parcels for future development located in Huntington Beach, California for $77.8 million and Boston, Massachusetts for $32.2 million.

•  We acquired two communities located in Seattle, Washington and Kirkland, Washington with a total of 358 apartment homes for $45.5 million and $75.2 

million, respectively. 

•  We recognized gains on the sale of real estate of $143.6 million, net of tax, which consisted of:

3 

 
 
 
• 

• 

the sale of nine communities with a total of 2,500 apartment homes, an adjacent parcel of land, and one operating property for gross proceeds of 
$328.4 million, resulting in a gain, net of tax, of approximately $138.6 million; and  

the sale of our 49% interest in a recently completed development for gross proceeds of $54.2 million, resulting in a gain, net of tax, of $7.2 million 
and our 50% interest in a land parcel for gross proceeds of $8.3 million, resulting in a loss, net of tax, of $2.2 million. 

•  We sold common stock under our amended equity distribution agreement for net proceeds of approximately $99.8 million, which was primarily used to 

fund the Company's Steele Creek participating loan investment.  

Other than the following, there were no significant changes to the Operating Partnership’s business during 2014 (the above 2014 highlights relate to UDR 

or other subsidiaries of UDR): 

• 

The Operating Partnership sold one operating community and an adjacent parcel of land in San Diego, California for gross proceeds of $48.7 million, 
resulting in a gain of approximately $24.4 million and net proceeds of $47.9 million. The Operating Partnership also recorded gains of $39.2 million in 
connection with UDR’s sale of two communities in Tampa, Florida and Los Angeles, California, which were previously deferred.  

Refer to Item 7, Management’s Discussion and Analysis of Financial Condition and Results of Operations, for further information on the Company’s and the 

Operating Partnership’s activities in 2014. 

Our Strategies and Vision 

Our vision is to be the innovative multifamily public REIT of choice. Our strategic priorities are: 

1. Strengthen the Quality of Our Portfolio 

2. Flexible/Strong Balance Sheet 

3. Increase Cash Flow to Support Dividend Growth 

4. A Great Place to Work and Live 

Capital Allocation 

Acquisitions and Dispositions 

When evaluating potential acquisitions, we consider: 

• 

• 

• 

• 

• 

• 

population growth, cost of alternative housing, overall potential for economic growth and the tax and regulatory environment of the community in 
which the property is located; 

geographic location, including proximity to jobs, entertainment, transportation, and our existing communities which can deliver significant 
economies of scale; 

construction quality, condition and design of the property; 

current and projected cash flow of the property and the ability to increase cash flow;

potential for capital appreciation of the property; 

ability to increase the value and profitability of the property through operations and redevelopment;

•  whether it is located in a high barrier-to-entry market; 

• 

• 

• 

• 

terms of resident leases, including the potential for rent increases;

occupancy and demand by residents for properties of a similar type in the vicinity;

prospects for liquidity through sale, financing, or refinancing of the property; and

competition from existing multifamily communities and the potential for the construction of new multifamily properties in the area.

We regularly monitor our assets to increase the quality and performance of our portfolio. Factors we consider in deciding whether to dispose of a property 

include: 

• 

current market price for an asset compared to projected economics for that asset;

4 

 
 
 
• 

• 

potential increases in new construction in the market area; 

areas with low job growth prospects; 

•  markets where we do not intend to establish a long-term concentration; and

• 

operating efficiencies. 

The following table summarizes our apartment community acquisitions and dispositions and our consolidated year-end ownership position for the past 

five years (dollars in thousands): 

Homes acquired 
Homes disposed 
Homes owned at December 31, 
Total real estate owned, at cost 

2014 

358  
2,500  
39,851  
8,383,259  

   $ 

$ 

2013 

2012 

2011 

2010 

—  
914  
41,250  
8,207,977  

   $ 

633  
6,507  
41,571  
8,055,828  

   $ 

3,161  
4,488  
47,343  
8,074,471  

   $ 

1,374  
149  
48,553  
6,881,347  

The following table summarizes our apartment community acquisitions and dispositions and our year-end ownership position of the Operating Partnership 

for the past five years (dollars in thousands): 

Homes acquired 
Homes disposed 
Homes owned at December 31, 
Total real estate owned, at cost 

Development Activities 

2014 

—  
264  
20,814  
4,238,770  

   $ 

$ 

2013 

2012 

2011 

2010 

—  
914  
20,746  
4,188,480  

   $ 

—  
1,314  
21,660  
4,182,920  

   $ 

1,833  
2,024  
23,160  
4,205,298  

   $ 

—  
—  
23,351  
3,706,184  

Our objective in developing a community is to create value while improving the quality of our portfolio. Demographic trends, economic drivers, and how 
multifamily fundamentals/valuations have trended over the long-term govern our review process on where to allocate development capital. At December 31, 
2014, our development pipeline included one wholly-owned community located in Boston, Massachusetts with 369 homes and a budget of $217.7 million, in 
which we have a carrying value of $177.6 million. 

Redevelopment Activities 

Our objective in redeveloping a community is twofold: we aim to meaningfully grow rental rates while also producing a higher yielding and more valuable 
asset through asset quality improvement. During 2014, we continued to redevelop properties in primary markets where we concluded there was an opportunity 
to add value. At December 31, 2014, the Company was redeveloping 708 apartment homes, 694 of which have been completed, at one wholly-owned community 
with 739 apartment homes located in New York, New York. During the year ended December 31, 2014, we incurred $31.5 million in major renovations, which 
include major structural changes and/or architectural revisions to existing buildings. 

Joint Venture Activities 

We have entered into, and may continue in the future to enter into, joint ventures (including limited liability companies or partnerships) through which we 
would own an indirect economic interest of less than 100% of the community or communities owned directly by such joint ventures. Our decision to either hold 
an apartment community in fee simple or have an indirect interest in the community through a joint venture is based on a variety of factors and considerations, 
including: (i) the economic and tax terms required by the seller of land or a community; (ii) our desire to diversify our portfolio of communities by market, 
submarket and product type; (iii) our desire at times to preserve our capital resources to maintain liquidity or balance sheet strength; and (iv) our projections, in 
some circumstances, that we will achieve higher returns on our invested capital or reduce our risk if a joint venture vehicle is used. Each joint venture agreement 
is individually negotiated, and our ability to operate and/or dispose of a community in our sole discretion may be limited to varying degrees depending on the 
terms of the joint venture agreement. 

The Operating Partnership is not a party to any of the joint venture activities described above. 

Balance Sheet Management 

5 

 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
We maintain a capital structure that we believe allows us to proactively source potential investment opportunities in the marketplace. We have structured 

our debt maturity schedule to be able to opportunistically access both secured and unsecured debt markets when appropriate. 

Financing Activities 

As part of our plan to finance our activities, we utilize proceeds from debt and equity offerings and refinancings to extend maturities, pay down existing 

debt, fund development and redevelopment activities, and acquire apartment communities. 

Operational Excellence, Cash Flow and Dividend Growth  

Investment in new technologies continues to drive operating efficiencies in our business and help us to better meet the changing needs of our residents. 

Since its launch in January 2009, our residents have been utilizing our web-based resident internet portal on our website. Our residents have the ability to 
conduct business with us 24 hours a day, 7 days a week and complete online leasing applications and renewals throughout our portfolio.  

We launched a new website at the end of 2014. This is the third major revision of UDR.com, and represents a complete rebuild of our on-line presence. It 
was completed after several months of research with customer focus groups that told us what they wanted to see in an on-line shopping experience. The new 
website features elements such as on-line appointment scheduling, enhanced neighborhood information, and comparison shopping tools, all of which are 
available via any device the customer may choose. To date, we are exceeding our initial targets for the site by converting a higher than expected amount of traffic 
to community visits. 

As a result of transforming our operations through technology, residents’ satisfaction improved, and our operating teams have become more efficient. 
Web-based technologies have also resulted in declining marketing and advertising costs, improved cash management, and better pricing management of our 
available apartment homes. 

Portfolio Improvement 

We are focused on increasing our presence in markets with favorable job formation, high propensity to rent, low single-family home affordability, and a 

favorable demand/supply ratio for multifamily housing. Portfolio investment decisions consider internal analyses and third-party research. 

For the year ended December 31, 2014, approximately 65.0% of our same-store NOI was generated by communities located in our primary markets of: 

Seattle, Washington; San Francisco Bay Area, California; Los Angeles, California; Orange County, California; Austin, Texas; Dallas, Texas; Boston, 
Massachusetts; New York, New York; and Metropolitan D.C. 

Operating Partnership Strategies and Vision 

The Operating Partnership’s long-term strategic plan is to achieve greater operating efficiencies by investing in fewer, more concentrated markets and 
enhance resident and associate service through technology. As a result, the Operating Partnership has sought to expand its interests in communities located in 
New York, New York; San Francisco Bay Area, California; Boston, Massachusetts; and Metropolitan D.C. over the past years. Prospectively, we plan to 
continue to channel new investments into those markets we believe will continue to provide the best investment returns. Markets will be targeted based upon 
defined criteria including above average job growth, low single-family home affordability and limited new supply for multifamily housing, which are three key 
drivers to strong rental growth. 

Markets and Competitive Conditions 

During the year ended December 31, 2014, 65.0% of our consolidated same-store NOI was generated from apartment homes located in our primary markets. 

At December 31, 2014, the Company held 70.7% of its same-store carrying value of its real estate portfolio in our primary markets. During the year ended 
December 31, 2014, 72.9% of the Operating Partnership’s same-store NOI was generated from apartment homes located in our primary markets. At December 31, 
2014, the Operating Partnership held 76.1% of its same-store carrying value of its real estate portfolio in its primary markets. We believe that this diversification 
increases investment opportunity and decreases the risk associated with cyclical local real estate markets and economies, thereby increasing the stability and 
predictability of our earnings. 

Competition for new residents is generally intense across all of our markets. Some competing communities offer features that our communities do not have. 
Competing communities can use rental concessions or lower rents to obtain temporary competitive advantages. Also, some competing communities are larger or 
newer than our communities. The competitive position of each community is different depending upon many factors including sub-market supply and demand. 
In addition,  

6 

 
 
 
other real estate investors compete with us to acquire existing properties, redevelop existing properties, and to develop new properties. These competitors 
include insurance companies, pension and investment funds, public and private real estate companies, investment companies and other public and private 
apartment REITs, some of which may have greater resources, or lower capital costs, than we do. 

We believe that, in general, we are well-positioned to compete effectively for residents and investments. We believe our competitive advantages include: 

• 

• 

• 

• 

• 

a fully integrated organization with property management, development, redevelopment, acquisition, marketing, sales and financing expertise;

scalable operating and support systems, which include automated systems to meet the changing electronic needs of our residents and to effectively 
focus on our Internet marketing efforts; 

access to sources of capital; 

geographic diversification with a presence in 20 markets across the country; and

significant presence in many of our major markets that allows us to be a local operating expert.

Moving forward, we will continue to optimize lease management, improve expense control, increase resident retention efforts and align employee incentive 

plans with our bottom line performance. We believe this plan of operation, coupled with the portfolio’s strengths in targeting renters across a geographically 
diverse platform, should position us for continued operational upside. 

Communities 

At December 31, 2014, our consolidated real estate portfolio included 139 communities with a total of 39,851 completed apartment homes, which included 

the Operating Partnership’s consolidated real estate portfolio of 68 communities with a total of 20,814 completed apartment homes. The overall quality of our 
portfolio enables us to raise rents and to attract residents with higher levels of disposable income who are more likely to absorb such rents. 

At December 31, 2014, the Company was developing one wholly-owned community with 369 apartment homes, none of which have been completed. In 

addition, at December 31, 2014, the Company had three communities with 825 apartment homes which were completed but not yet stabilized. 

At December 31, 2014, the Company was redeveloping 708 apartment homes, 694 of which have been completed, at one wholly-owned community with 739 

apartment homes. 

Same-Store Community Comparison 

We believe that one pertinent quantitative measurement of the performance of our portfolio is tracking the results of our same-store communities’ NOI, 

which is total rental revenue, less rental expenses excluding property management and other operating expenses. Our same-store community population is 
comprised of operating communities which we own and have stabilized occupancy, revenues and expenses as of the beginning of the prior year. 

For the year ended December 31, 2014, our same-store NOI increased by $21.6 million or 5.2% compared to the prior year. Our same-store community 

properties provided 79.2% of our total NOI for the year ended December 31, 2014. The increase in NOI for the 34,581 same-store apartment homes, or 86.8% of 
our portfolio, was driven by an increase in rental rates, fee and reimbursement income, and increased occupancy, partially offset by an increase in real estate 
taxes and insurance expenses. 

For the year ended December 31, 2014, the Operating Partnership’s same-store NOI increased by $15.2 million or 6.1% compared to the prior year. Our 
same-store community properties provided 88.1% of our total NOI for the year ended December 31, 2014. The increase in NOI for the 19,010 same-store apartment 
homes, or 91.3% of the Operating Partnership’s portfolio, was driven by an increase in rental rates, fee and reimbursement income, and increased occupancy, 
partially offset by an increase in operating expenses. 

Revenue growth in 2015 may be impacted by adverse developments affecting the economy generally, reduced occupancy rates, increased rental 

concessions, new supply, increased bad debt and other factors which may adversely impact our ability to increase rents. 

Tax Matters 

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UDR has elected to be taxed as a REIT under the Code. To continue to qualify as a REIT, UDR must continue to meet certain tests that, among other 
things, generally require that our assets consist primarily of real estate assets, our income be derived primarily from real estate assets, and that we distribute at 
least 90% of our REIT taxable income (other than net capital gains) to our stockholders annually. Provided we maintain our qualification as a REIT, we generally 
will not be subject to U.S. federal income taxes at the corporate level on our net income to the extent such net income is distributed to our stockholders annually. 
Even if we continue to qualify as a REIT, we will continue to be subject to certain federal, state and local taxes on our income and property. 

We may utilize our taxable REIT subsidiary (“TRS”) to engage in activities that REITs may be prohibited from performing, including the provision of 
management and other services to third parties and the conduct of certain nonqualifying real estate transactions. Our TRS generally is taxable as a regular 
corporation, and therefore, subject to federal, state and local income taxes. 

The Operating Partnership intends to qualify as a partnership for federal income tax purposes. As a partnership, the Operating Partnership generally is not 

a taxable entity and does not incur federal income tax liability. However, any state or local revenue, excise or franchise taxes that result from the operating 
activities of the Operating Partnership are incurred at the entity level. 

Inflation 

We believe that the direct effects of inflation on our operations have been immaterial. While the impact of inflation primarily impacts our results through 

wage pressures, property taxes, utilities and material costs, substantially all of our leases are for a term of 14 months or less, which generally enables us to 
compensate for any inflationary effects by increasing rents on our apartment homes. Although an escalation in energy and food costs could have a negative 
impact on our residents and their ability to absorb rent increases, we do not believe this has had a material impact on our results for the year ended December 31, 
2014. 

Environmental Matters 

Various environmental laws govern certain aspects of the ongoing operation of our communities. Such environmental laws include those regulating the 

existence of asbestos-containing materials in buildings, management of surfaces with lead-based paint (and notices to residents about the lead-based paint), use 
of active underground petroleum storage tanks, and waste-management activities. The failure to comply with such requirements could subject us to a 
government enforcement action and/or claims for damages by a private party. 

To date, compliance with federal, state and local environmental protection regulations has not had a material effect on our capital expenditures, earnings or 

competitive position. We have a property management plan for hazardous materials. As part of the plan, Phase I environmental site investigations and reports 
have been completed for each property we acquire. In addition, all proposed acquisitions are inspected prior to acquisition. The inspections are conducted by 
qualified environmental consultants, and we review the issued report prior to the purchase or development of any property. Nevertheless, it is possible that the 
environmental assessments will not reveal all environmental liabilities, or that some material environmental liabilities exist of which we are unaware. In some 
cases, we have abandoned otherwise economically attractive acquisitions because the costs of removal or control of hazardous materials have been prohibitive 
or we have been unwilling to accept the potential risks involved. We do not believe we will be required to engage in any large-scale abatement at any of our 
properties. We believe that through professional environmental inspections and testing for asbestos, lead paint and other hazardous materials, coupled with a 
relatively conservative posture toward accepting known environmental risk, we can minimize our exposure to potential liability associated with environmental 
hazards. 

Federal legislation requires owners and landlords of residential housing constructed prior to 1978 to disclose to potential residents or purchasers of the 

communities any known lead paint hazards and imposes treble damages for failure to provide such notification. In addition, lead based paint in any of the 
communities may result in lead poisoning in children residing in that community if chips or particles of such lead based paint are ingested, and we may be held 
liable under state laws for any such injuries caused by ingestion of lead based paint by children living at the communities. 

We are unaware of any environmental hazards at any of our properties that individually or in the aggregate may have a material adverse impact on our 
operations or financial position. We have not been notified by any governmental authority, and we are not otherwise aware, of any material non-compliance, 
liability, or claim relating to environmental liabilities in connection with any of our properties. We do not believe that the cost of continued compliance with 
applicable environmental laws and regulations will have a material adverse effect on us or our financial condition or results of operations. Future environmental 
laws, regulations, or ordinances, however, may require additional remediation of existing conditions that are not  

8 

 
 
 
currently actionable. Also, if more stringent requirements are imposed on us in the future, the costs of compliance could have a material adverse effect on our 
results of operations and our financial condition. 

Insurance 

We carry comprehensive general liability coverage on our communities, with limits of liability customary within the multi-family apartment industry to 
insure against liability claims and related defense costs. We are also insured, with limits of liability customary within the multi-family apartment industry, against 
the risk of direct physical damage in amounts necessary to reimburse us on a replacement cost basis for costs incurred to repair or rebuild each property, 
including loss of rental income during the reconstruction period. 

Available Information 

Both UDR and the Operating Partnership file electronically with the Securities and Exchange Commission their respective annual reports on Form 10-K, 
quarterly reports on Form 10-Q, and current reports on Form 8-K, pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934. You may obtain a free 
copy of our annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K, and amendments to those reports on the day of filing 
with the SEC on our website at www.udr.com, or by sending an e-mail message to ir@udr.com. 

Item 1A. RISK FACTORS 

There are many factors that affect the business and the results of operations of the Company and the Operating Partnership, some of which are beyond 

the control of the Company and the Operating Partnership. The following is a description of important factors that may cause the actual results of operations of 
the Company and the Operating Partnership in future periods to differ materially from those currently expected or discussed in forward-looking statements set 
forth in this Report relating to our financial results, operations and business prospects. Forward-looking statements and such risks, uncertainties and other 
factors speak only as of the date of this Report, and we expressly disclaim any obligation or undertaking to update or revise any forward-looking statement 
contained herein, to reflect any change in our expectations with regard thereto, or any other change in events, conditions or circumstances on which any such 
statement is based, except to the extent otherwise required by law. 

Risks Related to Our Real Estate Investments and Our Operations 

Unfavorable Apartment Market and Economic Conditions Could Adversely Affect Occupancy Levels, Rental Revenues and the Value of Our Real 
Estate Assets. Unfavorable market conditions in the areas in which we operate and unfavorable economic conditions generally may significantly affect our 
occupancy levels, our rental rates and collections, the value of the properties and our ability to strategically acquire or dispose of apartment communities on 
economically favorable terms. Our ability to lease our properties at favorable rates is adversely affected by the increase in supply in the multifamily and other 
rental markets and is dependent upon the overall level in the economy, which is adversely affected by, among other things, job losses and unemployment levels, 
recession, personal debt levels, a downturn in the housing market, stock market volatility and uncertainty about the future. Some of our major expenses, 
including mortgage payments, generally do not decline when related rents decline. We would expect that declines in our occupancy levels, rental revenues 
and/or the values of our apartment communities would cause us to have less cash available to pay our indebtedness and to distribute to UDR’s stockholders, 
which could adversely affect our financial condition and the market value of our securities. Factors that may affect our occupancy levels, our rental revenues, 
and/or the value of our properties include the following, among others: 

•  downturns in the national, regional and local economic conditions, particularly increases in unemployment;

•  declines in mortgage interest rates, making alternative housing more affordable;

•  government or builder incentives which enable first time homebuyers to put little or no money down, making alternative housing options more 

attractive; 

•  local real estate market conditions, including oversupply of, or reduced demand for, apartment homes;

•  declines in the financial condition of our tenants, which may make it more difficult for us to collect rents from some tenants;

•  changes in market rental rates; 

•  our ability to renew leases or re-lease space on favorable terms;

9 

 
 
 
 
 
•  the timing and costs associated with property improvements, repairs or renovations;

•  declines in household formation; and 

•  rent control or stabilization laws, or other laws regulating rental housing, which could prevent us from raising rents to offset increases in operating 

costs. 

We May Be Unable to Renew Leases or Relet Apartment Units as Leases Expire. When our residents decide to leave our apartments, whether because 
they decide not to renew their leases or they leave prior to their lease expiration date, we may not be able to relet their apartment units. Even if the residents do 
renew or we can relet the apartment units, the terms of renewal or reletting may be less favorable than current lease terms. If we are unable to promptly renew the 
leases or relet the apartment units, or if the rental rates upon renewal or reletting are significantly lower than expected rates, then our results of operations and 
financial condition may be adversely affected. If residents do not experience increases in their income, we may be unable to increase rent and/or delinquencies 
may increase. 

Substantial International, National and Local Government Spending and Increasing Deficits May Adversely Impact Our Business, Financial 
Condition and Results of Operations. The values of, and the cash flows from, the properties we own are affected by developments in global, national and local 
economies. As a result of the most recent recession and the significant government interventions, federal, state and local governments have incurred record 
deficits and assumed or guaranteed liabilities of private financial institutions or other private entities. These increased budget deficits and the weakened 
financial condition of federal, state and local governments may lead to reduced governmental spending, tax increases, public sector job losses, increased interest 
rates, currency devaluations or other adverse economic events, which may directly or indirectly adversely affect our business, financial condition and results of 
operations. 

Risk of Inflation/Deflation. Substantial inflationary or deflationary pressures could have a negative effect on rental rates and property operating 
expenses. The general risk of inflation is that interest on our debt and general and administrative expenses increase at a rate faster than increases in our rental 
rates, which could adversely affect our results of operations, cash flow and ability to make distributions to UDR’s stockholders. The predominant effects of 
deflation include high unemployment and credit contraction. Restricted lending practices could impact our ability to obtain financing or refinancing for our 
properties.  

We Are Subject to Certain Risks Associated with Selling Apartment Communities, Which Could Limit Our Operational and Financial Flexibility. We 

periodically dispose of apartment communities that no longer meet our strategic objectives, but adverse market conditions may make it difficult to sell apartment 
communities like the ones we own. We cannot predict whether we will be able to sell any property for the price or on the terms we set, or whether any price or 
other terms offered by a prospective purchaser would be acceptable to us. We also cannot predict the length of time needed to find a willing purchaser and to 
close the sale of a property. Furthermore, we may be required to expend funds to correct defects or to make improvements before a property can be sold. These 
conditions may limit our ability to dispose of properties and to change our portfolio promptly in order to meet our strategic objectives, which may in turn have a 
material adverse effect on our financial condition and the market value of our securities. We are also subject to the following risks in connection with sales of our 
apartment communities:       

•  a significant portion of the proceeds from our overall property sales may be held by intermediaries in order for some sales to qualify as like-kind 

exchanges under Section 1031 of the Internal Revenue Code of 1986, as amended, or the “Code,” so that any related capital gain can be deferred for 
federal income tax purposes. As a result, we may not have immediate access to all of the cash proceeds generated from our property sales; and 

•  federal tax laws limit our ability to profit on the sale of communities that we have owned for less than two years, and this limitation may prevent us from 

selling communities when market conditions are favorable. 

Competition Could Limit Our Ability to Lease Apartment Homes or Increase or Maintain Rents. Our apartment communities compete with numerous 
housing alternatives in attracting residents, including other apartment communities, condominiums and single-family rental homes, as well as owner occupied 
single-and multi-family homes. Competitive housing in a particular area could adversely affect our ability to lease apartment homes and increase or maintain 
rents, which could materially adversely affect our results of operations and financial condition. 

We May Not Realize the Anticipated Benefits of Past or Future Acquisitions, and the Failure to Integrate Acquired Communities and New Personnel 

Successfully Could Create Inefficiencies. We have selectively acquired in the past, and if presented with attractive opportunities we intend to selectively 
acquire in the future, apartment communities that meet our investment criteria. Our acquisition activities and their success are subject to the following risks:       

10 

 
 
 
•  we may be unable to obtain financing for acquisitions on favorable terms or at all;

•  even if we are able to finance the acquisition, cash flow from the acquisition may be insufficient to meet our required principal and interest payments on 

the acquisition; 

•  even if we enter into an acquisition agreement for an apartment community, we may be unable to complete the acquisition after incurring certain 

acquisition-related costs; 

•  we may incur significant costs and divert management attention in connection with the evaluation and negotiation of potential acquisitions, including 

potential acquisitions that we are subsequently unable to complete; 

•  when we acquire an apartment community, we may invest additional amounts in it with the intention of increasing profitability, and these additional 

investments may not produce the anticipated improvements in profitability;  

•  the expected occupancy rates and rental rates may differ from actual results; and

•  we may be unable to quickly and efficiently integrate acquired apartment communities and new personnel into our existing operations, and the failure to 

successfully integrate such apartment communities or personnel will result in inefficiencies that could adversely affect our expected return on our 
investments and our overall profitability. 

Competition Could Adversely Affect Our Ability to Acquire Properties. In the past, other real estate investors, including insurance companies, pension 
and investment funds, developer partnerships, investment companies and other public and private apartment REITs, have competed with us to acquire existing 
properties and to develop new properties, and such competition in the future may make it more difficult for us to pursue attractive investment opportunities on 
favorable terms, which could adversely affect our ability to grow or acquire properties profitably or with attractive returns. 

Development and Construction Risks Could Impact Our Profitability. In the past we have selectively pursued the development and construction of 
apartment communities, and we intend to do so in the future as appropriate opportunities arise. Development activities have been, and in the future may be, 
conducted through wholly-owned affiliated companies or through joint ventures with unaffiliated parties. Our development and construction activities are 
subject to the following risks:       

•  we may be unable to obtain construction financing for development activities under favorable terms, including but not limited to interest rates, maturity 

dates and/or loan to value ratios, or at all which could cause us to delay or even abandon potential developments; 

•  we may be unable to obtain, or face delays in obtaining, necessary zoning, land-use, building, occupancy and other required governmental permits and 
authorizations, which could result in increased development costs, could delay initial occupancy dates for all or a portion of a development community, 
and could require us to abandon our activities entirely with respect to a project for which we are unable to obtain permits or authorizations; 

•  yields may be less than anticipated as a result of delays in completing projects, costs that exceed budget and/or higher than expected concessions for 

lease up and lower rents than expected; 

•  if we are unable to find joint venture partners to help fund the development of a community or otherwise obtain acceptable financing for the 

developments, our development capacity may be limited; 

•  we may abandon development opportunities that we have already begun to explore, and we may fail to recover expenses already incurred in connection 

with exploring such opportunities; 

•  we may be unable to complete construction and lease-up of a community on schedule, or incur development or construction costs that exceed our 

original estimates, and we may be unable to charge rents that would compensate for any increase in such costs; 

•  occupancy rates and rents at a newly developed community may fluctuate depending on a number of factors, including market and economic 

conditions, preventing us from meeting our profitability goals for that community; and 

•  when we sell to third parties communities or properties that we developed or renovated, we may be subject to warranty or construction defect claims 

that are uninsured or exceed the limits of our insurance. 

11 

 
 
 
In some cases in the past, the costs of upgrading acquired communities exceeded our original estimates. We may experience similar cost increases in the 

future. Our inability to charge rents that will be sufficient to offset the effects of any increases in these costs may impair our profitability. 

Bankruptcy or Defaults of Our Counterparties Could Adversely Affect Our Performance. We have relationships with and, from time to time, we execute 

transactions with or receive services from many counterparties, such as general contractors engaged in connection with our development activities. As a result, 
bankruptcies or defaults by these counterparties could result in services not being provided, projects not being completed on time, or on budget, or at all, or 
volatility in the financial markets and economic weakness could affect the counterparties’ ability to complete transactions with us as intended, both of which 
could result in disruptions to our operations that may adversely affect our business and results of operations. 

Property Ownership Through Joint Ventures May Limit Our Ability to Act Exclusively in Our Interest. We have in the past and may in the future 
develop and/or acquire properties in joint ventures with other persons or entities when we believe circumstances warrant the use of such structures. We 
currently have 15 active joint ventures and partnerships, excluding our participating loan investment, with a total equity investment of $655.5 million. We could 
become engaged in a dispute with one or more of our joint venture partners which might affect our ability to operate a jointly-owned property. Moreover, joint 
venture partners may have business, economic or other objectives that are inconsistent with our objectives, including objectives that relate to the appropriate 
timing and terms of any sale or refinancing of a property. In some instances, joint venture partners may have competing interests in our markets that could create 
conflicts of interest. Also, our joint venture partners might refuse to make capital contributions when due and we may be responsible to our partners for 
indemnifiable losses. In general, we and our partners may each have the right to trigger a buy-sell arrangement, which could cause us to sell our interest, or 
acquire our partners’ interest, at a time when we otherwise would not have initiated such a transaction and may result in the valuation of our interest in the joint 
venture (if we are the seller) or of the other partner’s interest in the joint venture (if we are the buyer) at levels which may not be representative of the valuation 
that would result from an arm’s length marketing process. 

We are also subject to risk in cases where an institutional owner is our joint venture partner, including (i) a deadlock if we and our joint venture partner 

are unable to agree upon certain major and other decisions, (ii) the limitation of our ability to liquidate our position in the joint venture without the consent of the 
other joint venture partner, and (iii) the requirement to provide guarantees in favor of lenders with respect to the indebtedness of the joint venture. 

We Could Incur Significant Insurance Costs and Some Potential Losses May Not Be Adequately Covered by Insurance. We have a comprehensive 

insurance program covering our property and operating activities with limits of liability customary within the multi-family industry. We believe the policy 
specifications and insured limits of these policies are adequate and appropriate. There are, however, certain types of extraordinary losses which may not be 
adequately covered under our insurance program. In addition, we will sustain losses due to insurance deductibles, self-insured retention, uninsured claims or 
casualties, or losses in excess of applicable coverage. 

If an uninsured loss or a loss in excess of insured limits occur, we could lose all or a portion of the capital we have invested in a property, as well as the 

anticipated future revenue from the property. In such an event, we might nevertheless remain obligated for any mortgage debt or other financial obligations 
related to the property. Material losses in excess of insurance proceeds may occur in the future. If one or more of our significant properties were to experience a 
catastrophic loss, it could seriously disrupt our operations, delay revenue and result in large expenses to repair or rebuild the property. Such events could 
adversely affect our cash flow and ability to make distributions to UDR’s stockholders. 

As a result of our substantial real estate holdings, the cost of insuring our apartment communities is a significant component of expense. Insurance 

premiums are subject to significant increases and fluctuations, which are generally outside of our control. We insure our properties with insurance companies 
that we believe have a good rating at the time our policies are put into effect. The financial condition of one or more of our insurance companies that we hold 
policies with may be negatively impacted, which could result in their inability to pay on future insurance claims. Their inability to pay future claims may have a 
negative impact on our financial results. In addition, the failure of one or more insurance companies may increase the costs to renew our insurance policies or 
increase the cost of insuring additional properties and recently developed or redeveloped properties. 

Failure to Succeed in New Markets May Limit Our Growth. We have acquired in the past, and we may acquire in the future if appropriate opportunities 
arise, apartment communities that are outside of our existing markets. Entering into new markets may expose us to a variety of risks, and we may not be able to 
operate successfully in new markets. These risks include, among others: 

•  inability to accurately evaluate local apartment market conditions and local economies;

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•  inability to hire and retain key personnel; 

•  lack of familiarity with local governmental and permitting procedures; and

•  inability to achieve budgeted financial results. 

Potential Liability for Environmental Contamination Could Result in Substantial Costs. Under various federal, state and local environmental laws, as a 
current or former owner or operator of real estate, we could be required to investigate and remediate the effects of contamination of currently or formerly owned 
real estate by hazardous or toxic substances, often regardless of our knowledge of or responsibility for the contamination and solely by virtue of our current or 
former ownership or operation of the real estate. In addition, we could be held liable to a governmental authority or to third parties for property damage and for 
investigation and clean-up costs incurred in connection with the contamination. These costs could be substantial, and in many cases environmental laws create 
liens in favor of governmental authorities to secure their payment. The presence of such substances or a failure to properly remediate any resulting 
contamination could materially and adversely affect our ability to borrow against, sell or rent an affected property. 

In addition, our properties are subject to various federal, state and local environmental, health and safety laws, including laws governing the management 

of wastes and underground and aboveground storage tanks. Noncompliance with these environmental, health and safety laws could subject us to liability. 
Changes in laws could increase the potential costs of compliance with environmental laws, health and safety laws or increase liability for noncompliance. This 
may result in significant unanticipated expenditures or may otherwise materially and adversely affect our operations. 

As the owner or operator of real property, we may also incur liability based on various building conditions. For example, buildings and other structures on 

properties that we currently own or operate or those we acquire or operate in the future contain, may contain, or may have contained, asbestos-containing 
material, or ACM. Environmental, health and safety laws require that ACM be properly managed and maintained and may impose fines or penalties on owners, 
operators or employers for non-compliance with those requirements. 

These requirements include special precautions, such as removal, abatement or air monitoring, if ACM would be disturbed during maintenance, 

renovation or demolition of a building, potentially resulting in substantial costs. In addition, we may be subject to liability for personal injury or property damage 
sustained as a result of exposure to ACM or releases of ACM into the environment. 

We cannot assure you that costs or liabilities incurred as a result of environmental issues will not affect our ability to make distributions to our 

stockholders, or that such costs or liabilities will not have a material adverse effect on our financial condition and results of operations. 

Our Properties May Contain or Develop Harmful Mold or Suffer from Other Indoor Air Quality Issues, Which Could Lead to Liability for Adverse 

Health Effects or Property Damage or Cost for Remediation. When excessive moisture accumulates in buildings or on building materials, mold growth may 
occur, particularly if the moisture problem remains undiscovered or is not addressed over a period of time. Some molds may produce airborne toxins or irritants. 
Indoor air quality issues can also stem from inadequate ventilation, chemical contamination from indoor or outdoor sources, and other biological contaminants 
such as pollen, viruses and bacteria. Indoor exposure to airborne toxins or irritants can be alleged to cause a variety of adverse health effects and symptoms, 
including allergic or other reactions. As a result, the presence of significant mold or other airborne contaminants at any of our properties could require us to 
undertake a costly remediation program to contain or remove the mold or other airborne contaminants or to increase ventilation, which could adversely affect our 
results of operations and cash flow. In addition, the presence of significant mold or other airborne contaminants could expose us to liability from our tenants or 
others if property damage or personal injury occurs. 

Compliance or Failure to Comply with the Americans with Disabilities Act of 1990 or Other Safety Regulations and Requirements Could Result in 

Substantial Costs. The Americans with Disabilities Act generally requires that public buildings, including our properties, be made accessible to disabled 
persons. Noncompliance could result in the imposition of fines by the federal government or the award of damages to private litigants. From time to time claims 
may be asserted against us with respect to some of our properties under the Americans with Disabilities Act. If, under the Americans with Disabilities Act, we 
are required to make substantial alterations and capital expenditures in one or more of our properties, including the removal of access barriers, it could adversely 
affect our financial condition and results of operations. 

Our properties are subject to various federal, state and local regulatory requirements, such as state and local fire and life safety requirements. If we fail to 

comply with these requirements, we could incur fines or private damage awards. We do not  

13 

 
 
 
know whether existing requirements will change or whether compliance with future requirements will require significant unanticipated expenditures that will 
affect our cash flow and results of operations. 

Compliance with or Changes in Real Estate Tax and Other Laws Could Adversely Affect Our Funds from Operations and Our Ability to Make 
Distributions to Stockholders. Generally we do not directly pass through costs resulting from compliance with or changes in real estate tax laws to residential 
property tenants. We also do not generally pass through increases in income, service or other taxes, to tenants under leases. These costs may adversely affect 
net operating income and the ability to make distributions to stockholders. Similarly, compliance with or changes in (i) laws increasing the potential liability for 
environmental conditions existing on properties or the restrictions on discharges or other conditions or (ii) rent control or rent stabilization laws or other laws 
regulating housing, such as the Americans with Disabilities Act and the Fair Housing Amendments Act of 1988, may result in significant unanticipated 
expenditures, which would adversely affect our funds from operations and the ability to make distributions to stockholders. 

Risk of Damage from Catastrophic Weather and Natural Events and Potential Climate Change. Certain of our communities are located in areas that may 
experience catastrophic weather and other natural events from time to time, including mudslides, fires, hurricanes, tornadoes, snow or ice storms, or other severe 
inclement weather. These adverse weather and natural events could cause damage or losses that may be greater than insured levels. In the event of a loss in 
excess of insured limits, we could lose our capital invested in the affected community, as well as anticipated future revenue from that community. We would also 
continue to be obligated to repay any mortgage indebtedness or other obligations related to the community. Any such loss could materially and adversely affect 
our business and our financial condition and results of operations. 

To the extent that we experience any significant changes in the climate in areas where our communities are located, we may experience extreme weather 

conditions and prolonged changes in precipitation and temperature, all of which could result in physical damage to, and/or a decrease in demand for, our 
communities located in these areas. Should the impact of such climate change be material in nature, or occur for lengthy periods of time, our financial condition 
and results of operations may be adversely affected. 

Risk of Earthquake Damage. Some of our communities are located in the general vicinity of active earthquake faults. We cannot assure you that an 
earthquake would not cause damage or losses greater than insured levels. In the event of a loss in excess of insured limits, we could lose our capital invested in 
the affected community, as well as anticipated future revenue from that community. We would also continue to be obligated to repay any mortgage 
indebtedness or other obligations related to the community. Any such loss could materially and adversely affect our business, financial condition and results of 
operations. Insurance coverage for earthquakes can be costly due to limited industry capacity. As a result, we may experience shortages in desired coverage 
levels if market conditions are such that insurance is not available or the cost of insurance makes it, in management’s view, economically impractical. 

Risk of Accidental Death Due to Fire, Natural Disasters or Other Hazards. The accidental death of persons living in our communities due to fire, natural 

disasters or other hazards could have a material adverse effect on our business and results of operations. Our insurance coverage may not cover all losses 
associated with such events, and we may experience difficulty marketing communities where such any such events have occurred, which could have a material 
adverse effect on our business and results of operations. 

Actual or Threatened Terrorist Attacks May Have an Adverse Effect on Our Business and Operating Results and Could Decrease the Value of Our 

Assets. Actual or threatened terrorist attacks and other acts of violence or war could have a material adverse effect on our business and operating results. 
Attacks that directly impact one or more of our apartment communities could significantly affect our ability to operate those communities and thereby impair our 
ability to achieve our expected results. Further, our insurance coverage may not cover all losses caused by a terrorist attack. In addition, the adverse effects that 
such violent acts and threats of future attacks could have on the U.S. economy could similarly have a material adverse effect on our business and results of 
operations. 

Mezzanine Loan Assets Involve Greater Risks of Loss than Senior Loans Secured by Income-producing Properties. We may acquire mezzanine loans, 

which take the form of subordinated loans secured by second mortgages on the underlying property or loans secured by a pledge of the ownership interests of 
either the entity owning the property or a pledge of the ownership interests of the entity that owns the interest in the entity owning the property. Mezzanine 
loans may involve a higher degree of risk than long-term senior mortgage lending secured by income-producing real property, because the loan may become 
unsecured as a result of foreclosure by the senior lender and because it is in second position and there may not be adequate equity in the property. In the event 
of a bankruptcy of the entity providing the pledge of its ownership interests as security, we may not have full recourse to the assets of such entity, or the assets 
of the entity may not be sufficient to satisfy our mezzanine loan. If a borrower defaults on our mezzanine loan or debt senior to our loan, or in the event of a 
borrower  

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bankruptcy, our mezzanine loan will be satisfied only after the senior debt. As a result, we may not recover some of or all our initial expenditure. In addition, 
mezzanine loans may have higher loan-to-value ratios than conventional mortgage loans, resulting in less equity in the property and increasing the risk of loss of 
principal.  

We May Experience a Decline in the Fair Value of Our Assets and Be Forced to Recognize Impairment Charges, Which Could Materially and 
Adversely Impact Our Financial Condition, Liquidity and Results of Operations and the Market Price of UDR’s Common Stock. A decline in the fair value of 
our assets may require us to recognize an impairment against such assets under generally accepted accounting principles as in effect in the United States 
(“GAAP”), if we were to determine that, with respect to any assets in unrealized loss positions, we do not have the ability and intent to hold such assets to 
maturity or for a period of time sufficient to allow for recovery to the amortized cost of such assets. If such a determination were to be made, we would recognize 
unrealized losses through earnings and write down the amortized cost of such assets to a new cost basis, based on the fair value of such assets on the date they 
are considered to be impaired. Such impairment charges reflect non-cash losses at the time of recognition; subsequent disposition or sale of such assets could 
further affect our future losses or gains, as they are based on the difference between the sale price received and adjusted amortized cost of such assets at the 
time of sale. If we are required to recognize asset impairment charges in the future, these charges could materially and adversely affect our financial condition, 
liquidity, results of operations and the per share trading price of UDR’s common stock. 

Any Material Weaknesses Identified in Our Internal Control Over Financial Reporting Could Have an Adverse Effect on UDR’s Stock Price. 
Section 404 of the Sarbanes-Oxley Act of 2002 requires us to evaluate and report on our internal control over financial reporting. If we identify one or more 
material weaknesses in our internal control over financial reporting, we could lose investor confidence in the accuracy and completeness of our financial reports, 
which in turn could have an adverse effect on UDR’s stock price. 

Our Business and Operations Would Suffer in the Event of System Failures or Breaches in Data Security. Despite system redundancy, the 

implementation of security measures and the existence of a disaster recovery plan for our internal information technology systems, our systems are vulnerable to 
damages from any number of sources, including computer viruses, unauthorized access, energy blackouts, natural disasters, terrorism, war, and 
telecommunication failures. We rely on information technology networks and systems, including the Internet, to process, transmit and store electronic 
information and to manage or support a variety of our business processes, including financial transactions and keeping of records, which may include personal 
identifying information of tenants and lease data. We rely on commercially available systems, software, tools and monitoring to provide security for processing, 
transmitting and storing confidential tenant information, such as individually identifiable information relating to financial accounts. Although we take steps to 
protect the security of the data maintained in our information systems, it is possible that our security measures will not be able to prevent the systems’ improper 
functioning, or the improper disclosure of personally identifiable information, such as in the event of cyber attacks. Security breaches, including physical or 
electronic break-ins, computer viruses, attacks by hackers and similar breaches, can create system disruptions, shutdowns or unauthorized disclosure of 
confidential information. Any failure to maintain proper function, security and availability of our information systems could interrupt our operations, damage our 
reputation, subject us to liability claims or regulatory penalties and could materially and adversely affect us. 

Our Success Depends on Our Senior Management. Our success depends upon the retention of our senior management, whose continued service is not 

guaranteed. We may not be able to find qualified replacements for the individuals who make up our senior management if their services should no longer be 
available to us. The loss of services of one or more members of our senior management team could have a material adverse effect on our business, financial 
condition and results of operations. 

We May be Adversely Affected by New Federal Laws and Regulations. The United States Administration and Congress have enacted, or called for 

consideration of, proposals relating to a variety of issues, including with respect to health care, financial regulation reform, climate change, executive 
compensation and others. We believe that these and other potential proposals could have varying degrees of impact on us ranging from minimal to material. At 
this time, we are unable to predict with certainty what level of impact specific proposals could have on us. 

Federal rulemaking and administrative efforts that may have an impact on us focus principally on the areas perceived as contributing to the global 
financial crisis and the most recent economic recession. These initiatives have created a degree of uncertainty regarding the basic rules governing the real estate 
industry and many other businesses that is unprecedented in the United States at least since the wave of lawmaking and regulatory reform that followed in the 
wake of the Great Depression. The federal legislative response in this area culminated in the enactment on July 21, 2010 of the Dodd-Frank Wall Street Reform 
and Consumer Protection Act (“Dodd-Frank Act”). Many of the provisions of the Dodd-Frank Act have extended implementation periods and delayed effective 
dates and continue to require extensive rulemaking by regulatory authorities; thus, the impact on us may not be known for an extended period of time. The 
Dodd-Frank Act, including future rules implementing its provisions and the interpretation of those rules, along with other legislative and regulatory proposals 
that are  

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proposed or pending in the United States Congress, may limit our revenues, impose fees or taxes on us, and/or intensify the regulatory framework in which we 
operate in ways that are not currently identifiable. 

Changing laws, regulations and standards relating to corporate governance and public disclosure in particular, including certain provisions of the Dodd-

Frank Act and the rules and regulations promulgated thereunder, have created uncertainty for public companies like ours and could significantly increase the 
costs and risks associated with accessing the U.S. public markets. Because we are committed to maintaining high standards of internal control over financial 
reporting, corporate governance and public disclosure, our management team will need to devote significant time and financial resources to comply with these 
evolving standards for public companies. We intend to continue to invest appropriate resources to comply with both existing and evolving standards, and this 
investment has resulted and will likely continue to result in increased general and administrative expenses and a diversion of management time and attention 
from revenue generating activities to compliance activities. 

We May be Adversely Affected by New State and Local Laws and Regulations. We are subject to state and local laws, regulations and ordinances at 

locations where we operate and to the rules and regulations of various local authorities regarding a wide variety of matters that could affect, directly or 
indirectly, our operations. We cannot predict what matters might be considered in the future by these state and local authorities, nor can we judge what impact, 
if any, the implementation of new legislation might have on our business. 

Changes in U.S. Accounting Standards May Materially and Adversely Affect Our Reported Results of Operations. Accounting for public companies in 
the United States is in accordance with GAAP, which is established by the Financial Accounting Standards Board (the “FASB”), an independent body whose 
standards are recognized by the SEC as authoritative for publicly held companies. Uncertainties posed by various initiatives of accounting standard-setting by 
the FASB and the SEC, which create and interpret applicable accounting standards for U.S. companies, may change the financial accounting and reporting 
standards or their interpretation and application of these standards that govern the preparation of our financial statements. These changes could have a material 
impact on our reported financial condition and results of operations. In some cases, we could be required to apply a new or revised standard retroactively, 
resulting in potentially material restatements of prior period financial statements.  

Risks Related to Our Indebtedness and Financings 

Insufficient Cash Flow Could Affect Our Debt Financing and Create Refinancing Risk. We are subject to the risks normally associated with debt 
financing, including the risk that our operating income and cash flow will be insufficient to make required payments of principal and interest, or could restrict our 
borrowing capacity under our line of credit due to debt covenant restraints. Sufficient cash flow may not be available to make all required principal payments and 
still satisfy UDR’s distribution requirements to maintain its status as a REIT for federal income tax purposes. In addition, the full limits of our line of credit may 
not be available to us if our operating performance falls outside the constraints of our debt covenants. We are also likely to need to refinance substantially all of 
our outstanding debt as it matures. We may not be able to refinance existing debt, or the terms of any refinancing may not be as favorable as the terms of the 
existing debt, which could create pressures to sell assets or to issue additional equity when we would otherwise not choose to do so. In addition, our failure to 
comply with our debt covenants could result in a requirement to repay our indebtedness prior to its maturity, which could have an adverse effect on our cash 
flow, increase our financing costs and impact our ability to make distributions to UDR’s stockholders. 

Failure to Generate Sufficient Revenue Could Impair Debt Service Payments and Distributions to Stockholders. If our apartment communities do not 
generate sufficient net rental income to meet rental expenses, our ability to make required payments of interest and principal on our debt securities and to pay 
distributions to UDR’s stockholders will be adversely affected. The following factors, among others, may affect the net rental income generated by our 
apartment communities: 

•  the national and local economies; 

•  local real estate market conditions, such as an oversupply of apartment homes;

•  tenants’ perceptions of the safety, convenience, and attractiveness of our communities and the neighborhoods where they are located;

•  our ability to provide adequate management, maintenance and insurance;

•  rental expenses, including real estate taxes and utilities; 

•  competition from other apartment communities; 

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•  changes in interest rates and the availability of financing; 

•  changes in governmental regulations and the related costs of compliance; and

•  changes in tax and housing laws, including the enactment of rent control laws or other laws regulating multi-family housing.

Expenses associated with our investment in an apartment community, such as debt service, real estate taxes, insurance and maintenance costs, are 
generally not reduced when circumstances cause a reduction in rental income from that community. If a community is mortgaged to secure payment of debt and 
we are unable to make the mortgage payments, we could sustain a loss as a result of foreclosure on the community or the exercise of other remedies by the 
mortgage holder. 

Our Debt Level May Be Increased. Our current debt policy does not contain any limitations on the level of debt that we may incur, although our ability to 

incur debt is limited by covenants in our bank and other credit agreements. We manage our debt to be in compliance with these debt covenants, but subject to 
compliance with these covenants, we may increase the amount of our debt at any time without a concurrent improvement in our ability to service the additional 
debt. 

Financing May Not Be Available and Could Be Dilutive. Our ability to execute our business strategy depends on our access to an appropriate blend of 

debt financing, including unsecured lines of credit and other forms of secured and unsecured debt, and equity financing, including common and preferred 
equity. We and other companies in the real estate industry have experienced limited availability of financing from time to time. If we issue additional equity 
securities to finance developments and acquisitions instead of incurring debt, the interests of our existing stockholders could be diluted. 

Failure To Maintain Our Current Credit Ratings Could Adversely Affect Our Cost of Funds, Related Margins, Liquidity, and Access to Capital 
Markets. Moody’s and Standard & Poor’s, the major debt rating agencies, routinely evaluate our debt and have given us ratings on our senior unsecured debt 
and preferred stock. These ratings are based on a number of factors, which included their assessment of our financial strength, liquidity, capital structure, asset 
quality, and sustainability of cash flow and earnings. Due to changes in these factors and market conditions, we may not be able to maintain our current credit 
ratings, which could adversely affect our cost of funds and related margins, liquidity, and access to capital markets. 

Disruptions in Financial Markets May Adversely Impact Availability and Cost of Credit and Have Other Adverse Effects on Us and the Market Price of 

UDR’s Stock. Our ability to make scheduled payments or to refinance debt obligations will depend on our operating and financial performance, which in turn is 
subject to prevailing economic conditions and to financial, business and other factors beyond our control. During the global financial crisis and the economic 
recession that followed it, the United States stock and credit markets experienced significant price volatility, dislocations and liquidity disruptions, which caused 
market prices of many stocks to fluctuate substantially and the spreads on debt financings to widen considerably. Those circumstances materially impacted 
liquidity in the financial markets at times, making terms for certain financings less attractive, and in some cases resulted in the unavailability of financing. Any 
future disruptions or uncertainty in the stock and credit markets may negatively impact our ability to refinance existing indebtedness and access additional 
financing for acquisitions, development of our properties and other purposes at reasonable terms or at all, which may negatively affect our business and the 
market price of UDR’s common stock. If we are not successful in refinancing our existing indebtedness when it becomes due, we may be forced to dispose of 
properties on disadvantageous terms, which might adversely affect our ability to service other debt and to meet our other obligations. A prolonged downturn in 
the financial markets may cause us to seek alternative sources of potentially less attractive financing, and may require us to adjust our business plan 
accordingly. These events also may make it more difficult or costly for us to raise capital through the issuance of UDR’s common or preferred stock. 

A Change in U.S. Government Policy Regarding Fannie Mae or Freddie Mac Could Have a Material Adverse Impact on Our Business. Fannie Mae and 

Freddie Mac are a major source of financing for secured multifamily rental real estate. We and other multifamily companies depend heavily on Fannie Mae and 
Freddie Mac to finance growth by purchasing or guaranteeing apartment loans. In September 2008, the U.S. government assumed control of Fannie Mae and 
Freddie Mac and placed both companies into a government conservatorship under the Federal Housing Finance Agency. The Administration and lawmakers 
have proposed potential options for the future of mortgage finance in the U.S. that could involve the phase out of Fannie Mae and Freddie Mac. While we 
believe Fannie Mae and Freddie Mac will continue to provide liquidity to our sector, should they discontinue doing so, have their mandates changed or reduced 
or be disbanded or reorganized by the government, it would significantly reduce our access to debt capital and adversely affect our ability to finance or 
refinance existing indebtedness at competitive rates and it may adversely affect our ability to sell assets. Uncertainty in the future activity and involvement of 
Fannie Mae and Freddie Mac as a source of financing could negatively impact our ability to make acquisitions and make it more difficult or not possible for us to 
sell properties or may adversely affect the price we receive for properties that we do sell, as prospective buyers may experience increased costs of debt financing 
or difficulties in obtaining debt financing. 

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The Soundness of Financial Institutions Could Adversely Affect Us. We have relationships with many financial institutions, including lenders under our 
credit facilities, and, from time to time, we execute transactions with counterparties in the financial services industry. As a result, defaults by, or even rumors or 
questions about, financial institutions or the financial services industry generally, could result in losses or defaults by these institutions. In the event that the 
volatility of the financial markets adversely affects these financial institutions or counterparties, we or other parties to the transactions with us may be unable to 
complete transactions as intended, which could adversely affect our business and results of operations. 

Changing Interest Rates Could Increase Interest Costs and Adversely Affect Our Cash Flow and the Market Price of Our Securities. We currently have, 

and expect to incur in the future, interest-bearing debt at rates that vary with market interest rates. As of December 31, 2014, UDR had approximately $579.7 
million of variable rate indebtedness outstanding, which constitutes approximately 16.1% of total outstanding indebtedness as of such date. As of December 31, 
2014, the Operating Partnership had approximately $219.8 million of variable rate indebtedness outstanding, which constitutes approximately 23.6% of total 
outstanding indebtedness to third parties as of such date. An increase in interest rates would increase our interest expenses and increase the costs of 
refinancing existing indebtedness and of issuing new debt. Accordingly, higher interest rates could adversely affect cash flow and our ability to service our debt 
and to make distributions to security holders. The effect of prolonged interest rate increases could negatively impact our ability to make acquisitions and 
develop properties. In addition, an increase in market interest rates may lead our security holders to demand a higher annual yield, which could adversely affect 
the market price of UDR’s common and preferred stock and debt securities. 

Interest Rate Hedging Contracts May Be Ineffective and May Result in Material Charges. From time to time when we anticipate issuing debt securities, 

we may seek to limit our exposure to fluctuations in interest rates during the period prior to the pricing of the securities by entering into interest rate hedging 
contracts. We may do this to increase the predictability of our financing costs. Also, from time to time we may rely on interest rate hedging contracts to limit our 
exposure under variable rate debt to unfavorable changes in market interest rates. If the terms of new debt securities are not within the parameters of, or market 
interest rates fall below that which we incur under a particular interest rate hedging contract, the contract is ineffective. Furthermore, the settlement of interest 
rate hedging contracts has involved and may in the future involve material charges. In addition, our use of interest rate hedging arrangements may expose us to 
additional risks, including a risk that a counterparty to a hedging arrangement may fail to honor its obligations. Developing an effective interest rate risk strategy 
is complex and no strategy can completely insulate us from risks associated with interest rate fluctuations. There can be no assurance that our hedging activities 
will have desired beneficial impact on our results of operations or financial condition. Termination of these hedging agreements typically involves costs, such as 
transaction fees or breakage costs. 

Risks Related to Tax Laws 

We Would Incur Adverse Tax Consequences if UDR Failed to Qualify as a REIT. UDR has elected to be taxed as a REIT under the Code. Our qualification 
as a REIT requires us to satisfy numerous requirements, some on an annual and quarterly basis, established under highly technical and complex Code provisions 
for which there are only limited judicial or administrative interpretations, and involves the determination of various factual matters and circumstances not entirely 
within our control. We intend that our current organization and method of operation enable us to continue to qualify as a REIT, but we may not so qualify or we 
may not be able to remain so qualified in the future. In addition, U.S. federal income tax laws governing REITs and other corporations and the administrative 
interpretations of those laws may be amended at any time, potentially with retroactive effect. Future legislation, new regulations, administrative interpretations or 
court decisions could adversely affect our ability to qualify as a REIT or adversely affect UDR’s stockholders. 

If we fail to qualify as a REIT in any taxable year, we would be subject to federal income tax (including any applicable alternative minimum tax) on our 
taxable income at regular corporate rates, and would not be allowed to deduct dividends paid to UDR’s stockholders in computing our taxable income. Also, 
unless the Internal Revenue Service granted us relief under certain statutory provisions, we could not re-elect REIT status until the fifth calendar year after the 
year in which we first failed to qualify as a REIT. The additional tax liability from the failure to qualify as a REIT would reduce or eliminate the amount of cash 
available for investment or distribution to UDR’s stockholders. This would likely have a significant adverse effect on the value of our securities and our ability 
to raise additional capital. In addition, we would no longer be required to make distributions to UDR’s stockholders. Even if we continue to qualify as a REIT, we 
will continue to be subject to certain federal, state and local taxes on our income and property. 

Certain of our subsidiaries have also elected to be taxed as a REIT under the Code, and are therefore subject to the same risks in the event that they fail to 

qualify as a REIT in any taxable year. 

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Dividends Paid By REITs Generally Do Not Qualify for Reduced Tax Rates. In general, the maximum U.S. federal income tax rate for dividends paid to 
individual U.S. stockholders is 20%. Unlike dividends received from a corporation that is not a REIT, our distributions to individual stockholders generally are 
not eligible for the reduced rates. 

UDR May Conduct a Portion of Our Business Through Taxable REIT Subsidiaries, Which are Subject to Certain Tax Risks. We have established 
several taxable REIT subsidiaries. Despite UDR’s qualification as a REIT, its taxable REIT subsidiaries must pay income tax on their taxable income. In addition, 
we must comply with various tests to continue to qualify as a REIT for federal income tax purposes, and our income from and investments in our taxable REIT 
subsidiaries generally do not constitute permissible income and investments for these tests. While we will attempt to ensure that our dealings with our taxable 
REIT subsidiaries will not adversely affect our REIT qualification, we cannot provide assurance that we will successfully achieve that result. Furthermore, we 
may be subject to a 100% penalty tax, we may jeopardize our ability to retain future gains on real property sales, or our taxable REIT subsidiaries may be denied 
deductions, to the extent our dealings with our taxable REIT subsidiaries are not deemed to be arm’s length in nature or are otherwise not respected. 

REIT Distribution Requirements Limit Our Available Cash. As a REIT, UDR is subject to annual distribution requirements, which limit the amount of 

cash we retain for other business purposes, including amounts to fund our growth. We generally must distribute annually at least 90% of our net REIT taxable 
income, excluding any net capital gain, in order for our distributed earnings not to be subject to corporate income tax. We intend to make distributions to UDR’s 
stockholders to comply with the requirements of the Code. However, differences in timing between the recognition of taxable income and the actual receipt of 
cash could require us to sell assets or borrow funds on a short-term or long-term basis to meet the 90% distribution requirement of the Code. 

Certain Property Transfers May Generate Prohibited Transaction Income, Resulting in a Penalty Tax on Gain Attributable to the Transaction. From 

time to time, we may transfer or otherwise dispose of some of our properties. Under the Code, any gain resulting from transfers of properties that we hold as 
inventory or primarily for sale to customers in the ordinary course of business would be treated as income from a prohibited transaction and subject to a 100% 
penalty tax. Since we acquire properties for investment purposes, we do not believe that our occasional transfers or disposals of property are prohibited 
transactions. However, whether property is held for investment purposes is a question of fact that depends on all the facts and circumstances surrounding the 
particular transaction. The Internal Revenue Service may contend that certain transfers or disposals of properties by us are prohibited transactions. If the 
Internal Revenue Service were to argue successfully that a transfer or disposition of property constituted a prohibited transaction, then we would be required to 
pay a 100% penalty tax on any gain allocable to us from the prohibited transaction and we may jeopardize our ability to retain future gains on real property sales. 
In addition, income from a prohibited transaction might adversely affect UDR’s ability to satisfy the income tests for qualification as a REIT for federal income 
tax purposes. 

We Could Face Possible State and Local Tax Audits and Adverse Changes in State and Local Tax Laws. As discussed in the risk factors above, 
because UDR is organized and qualifies as a REIT it is generally not subject to federal income taxes, but it is subject to certain state and local taxes. From time to 
time, changes in state and local tax laws or regulations are enacted, which may result in an increase in our tax liability. A shortfall in tax revenues for states and 
municipalities in which we own apartment communities may lead to an increase in the frequency and size of such changes. If such changes occur, we may be 
required to pay additional state and local taxes. These increased tax costs could adversely affect our financial condition and the amount of cash available for the 
payment of distributions to UDR’s stockholders. In the normal course of business, entities through which we own real estate may also become subject to tax 
audits. If such entities become subject to state or local tax audits, the ultimate result of such audits could have an adverse effect on our financial condition. 

The Operating Partnership Intends to Qualify as a Partnership, But Cannot Guarantee That It Will Qualify. The Operating Partnership intends to 

qualify as a partnership for federal income tax purposes at any such time that the Operating Partnership admits additional limited partners other than UDR. If 
classified as a partnership, the Operating Partnership generally will not be a taxable entity and will not incur federal income tax liability. However, the Operating 
Partnership would be treated as a corporation for federal income tax purposes if it were a “publicly traded partnership,” unless at least 90% of the Operating 
Partnership’s income was qualifying income as defined in the Code. A “publicly traded partnership” is a partnership whose partnership interests are traded on 
an established securities market or are readily tradable on a secondary market (or the substantial equivalent thereof). Although the Operating Partnership’s 
partnership units are not traded on an established securities market, because of the redemption right, the Operating Partnership’s units held by limited partners 
could be viewed as readily tradable on a secondary market (or the substantial equivalent thereof), and the Operating Partnership may not qualify for one of the 
“safe harbors” under the applicable tax regulations. Qualifying income for the 90% test generally includes passive income, such as real property rents, dividends 
and interest. The income requirements applicable to REITs and the definition of qualifying income for purposes of this 90% test are similar in most respects. The 
Operating Partnership may not meet this qualifying income test. If the Operating Partnership were to be taxed as a corporation, it would incur substantial tax  

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liabilities, and UDR would then fail to qualify as a REIT for tax purposes, unless it qualified for relief under certain statutory savings provisions, and our ability 
to raise additional capital would be impaired. 

Qualifying as a REIT Involves Highly Technical and Complex Provisions of the Code. Our qualification as a REIT involves the application of highly 

technical and complex Code provisions for which only limited judicial and administrative authorities exist. Even a technical or inadvertent violation could 
jeopardize our REIT qualification. Moreover, new legislation, court decisions or administrative guidance, in each case possibly with retroactive effect, may make 
it more difficult or impossible for us to qualify as a REIT. Our qualification as a REIT will depend on our satisfaction of certain asset, income, organizational, 
distribution, shareholder ownership and other requirements on a continuing basis. Our ability to satisfy the REIT income and asset tests depends upon our 
analysis of the characterization and fair market values of our assets, some of which are not susceptible to a precise determination and for which we will not 
obtain independent appraisals, and upon our ability to successfully manage the composition of our income and assets on an ongoing basis. In addition, our 
ability to satisfy the requirements to qualify as a REIT depends in part on the actions of third parties over which we have no control or only limited influence, 
including in cases where we own an equity interest in an entity that is classified as a partnership for U.S. federal income tax purposes. 

Risks Related to Our Organization and Ownership of UDR’s Stock 

Changes in Market Conditions and Volatility of Stock Prices Could Adversely Affect the Market Price of UDR’s Common Stock. The stock markets, 
including the New York Stock Exchange (“NYSE”), on which we list UDR’s common stock, have experienced significant price and volume fluctuations. As a 
result, the market price of UDR’s common stock could be similarly volatile, and investors in UDR’s common stock may experience a decrease in the value of their 
shares, including decreases unrelated to our operating performance or prospects. In addition to the risks listed in this “Risk Factors” section, a number of factors 
could negatively affect the price per share of UDR’s common stock, including: 

•  general market and economic conditions; 

•  actual or anticipated variations in UDR’s quarterly operating results or dividends or UDR’s payment of dividends in shares of UDR’s stock;

•  changes in our funds from operations or earnings estimates; 

•  difficulties or inability to access capital or extend or refinance existing debt;

•  decreasing (or uncertainty in) real estate valuations; 

•  changes in market valuations of similar companies; 

•  publication of research reports about us or the real estate industry;

•  the general reputation of real estate investment trusts and the attractiveness of their equity securities in comparison to other equity securities 

(including securities issued by other real estate companies); 

•  general stock and bond market conditions, including changes in interest rates on fixed income securities, that may lead prospective purchasers of 

UDR’s stock to demand a higher annual yield from future dividends; 

•  a change in analyst ratings; 

•  additions or departures of key management personnel; 

•  adverse market reaction to any additional debt we incur in the future;

•  speculation in the press or investment community; 

•  terrorist activity which may adversely affect the markets in which UDR’s securities trade, possibly increasing market volatility and causing the further 

erosion of business and consumer confidence and spending; 

•  failure to qualify as a REIT; 

•  strategic decisions by us or by our competitors, such as acquisitions, divestments, spin-offs, joint ventures, strategic investments or changes in 

business strategy; 

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•  failure to satisfy listing requirements of the NYSE; 

•  governmental regulatory action and changes in tax laws; and 

•  the issuance of additional shares of UDR’s common stock, or the perception that such sales might occur, including under UDR’s at-the-market equity 

distribution program. 

Many of the factors listed above are beyond our control. These factors may cause the market price of shares of UDR’s common stock to decline, 

regardless of our financial condition, results of operations, business or our prospects. 

We May Change the Dividend Policy for UDR’s Common Stock in the Future. The decision to declare and pay dividends on UDR’s common stock, as 

well as the timing, amount and composition of any such future dividends, will be at the sole discretion of our board of directors and will depend on our earnings, 
funds from operations, liquidity, financial condition, capital requirements, contractual prohibitions or other limitations under our indebtedness, the annual 
distribution requirements under the REIT provisions of the Code, state law and such other factors as our board of directors considers relevant. Any change in 
our dividend policy could have a material adverse effect on the market price of UDR’s common stock. 

Maryland Law May Limit the Ability of a Third Party to Acquire Control of Us, Which May Not be in UDR’s Stockholders’ Best Interests. Maryland 

business statutes may limit the ability of a third party to acquire control of us. As a Maryland corporation, we are subject to various Maryland laws which may 
have the effect of discouraging offers to acquire our Company and of increasing the difficulty of consummating any such offers, even if our acquisition would 
be in UDR’s stockholders’ best interests. The Maryland General Corporation Law restricts mergers and other business combination transactions between us and 
any person who acquires beneficial ownership of shares of UDR’s stock representing 10% or more of the voting power without our board of directors’ prior 
approval. Any such business combination transaction could not be completed until five years after the person acquired such voting power, and generally only 
with the approval of stockholders representing 80% of all votes entitled to be cast and 66 2/3 % of the votes entitled to be cast, excluding the interested 
stockholder, or upon payment of a fair price. Maryland law also provides generally that a person who acquires shares of our equity stock that represents 10% 
(and certain higher levels) of the voting power in electing directors will have no voting rights unless approved by a vote of two-thirds of the shares eligible to 
vote. 

Limitations on Share Ownership and Limitations on the Ability of UDR’s Stockholders to Effect a Change in Control of Our Company Restricts the 

Transferability of UDR’s Stock and May Prevent Takeovers That are Beneficial to UDR’s Stockholders. One of the requirements for maintenance of our 
qualification as a REIT for U.S. federal income tax purposes is that no more than 50% in value of our outstanding capital stock may be owned by five or fewer 
individuals, including entities specified in the Code, during the last half of any taxable year. Our charter contains ownership and transfer restrictions relating to 
UDR’s stock primarily to assist us in complying with this and other REIT ownership requirements; however, the restrictions may have the effect of preventing a 
change of control, which does not threaten REIT status. These restrictions include a provision that generally limits ownership by any person of more than 9.9% 
of the value of our outstanding equity stock, unless our board of directors exempts the person from such ownership limitation, provided that any such 
exemption shall not allow the person to exceed 13% of the value of our outstanding equity stock. Absent such an exemption from our board of directors, the 
transfer of UDR’s stock to any person in excess of the applicable ownership limit, or any transfer of shares of such stock in violation of the ownership 
requirements of the Code for REITs, will be considered null and void, and the intended transferee of such stock will acquire no rights in such shares. These 
provisions of our charter may have the effect of delaying, deferring or preventing someone from taking control of us, even though a change of control might 
involve a premium price for UDR’s stockholders or might otherwise be in UDR’s stockholders’ best interests. 

Item 1B. UNRESOLVED STAFF COMMENTS 

None. 

21 

 
 
 
 
Item 2. PROPERTIES 

At December 31, 2014, our consolidated apartment portfolio included 139 communities located in 20 markets, with a total of 39,851 completed apartment 

homes. 

As of December 31, 2014, we leased approximately 44,000 square feet of office space in Highlands Ranch, Colorado for our corporate headquarters. We 

also leased an aggregate of approximately 9,000 square feet of office space in Dallas, Texas, Richmond, Virginia and Alexandria, Virginia. 

In February 2015, the Company acquired the office building in Highlands Ranch, Colorado housing its corporate offices, as well as other leased office 
space, for total consideration of approximately $24.0 million, which was comprised of assumed debt. The building consists of approximately 120,000 square feet, 
of which UDR occupies approximately 44,000 square feet. All existing leases were assumed by the Company at the time of the acquisition. 

22 

 
 
 
 
The tables below set forth a summary of real estate portfolio by geographic market of the Company and of the Operating Partnership at December 31, 2014. 

SUMMARY OF REAL ESTATE PORTFOLIO BY GEOGRAPHIC MARKET AT DECEMBER 31, 2014  

UDR, INC. 

Number of 
Apartment 
Communities 

Number of 
Apartment 
Homes 

Percentage of 
Carrying 
Value 

Gross 
Amount 
(in 
thousands) 

Encumbrances 
(in thousands) 

Cost per 
Home 

Average 
Physical 
Occupancy 

Average 
Home Size 
(in square 
feet) 

WEST REGION 

San Francisco, CA 

Orange County, CA 

Seattle, WA 

Los Angeles, CA 

Monterey Peninsula, CA 

Other Southern California 

Portland, OR 

MID-ATLANTIC REGION 

Metropolitan D.C. 

Baltimore, MD 

Richmond, VA 

Norfolk, VA 

Other Mid-Atlantic 

SOUTHEAST REGION 

Tampa, FL 

Orlando, FL 

Nashville, TN 

Other Florida 

NORTHEAST REGION 

New York, NY 

Boston, MA 

SOUTHWEST REGION 

Dallas, TX 

Austin, TX 

Total Operating 
Communities 

Real Estate Under Development 
(a) 

Land 

Other 

Total Real Estate Owned 

12  
14  
11  
4  
7  
4  
3  

16  
11  
4  
4  
1  

9  
10  
8  
1  

4  
4  

8  
4  

139  

—  
—  
—  
139  

2,751  
5,214  
2,085  
1,225  
1,565  
875  
716  

5,156  
2,301  
1,358  
846  
168  

2,775  
2,796  
2,260  
636  

1,947  
1,179  

2,725  
1,273  

39,851  

—  
—  
—  
39,851  

   $ 

9.7 %    $ 
14.3 %   
6.9 %   
5.3 %   
1.9 %   
1.7 %   
0.9 %   

14.4 %   
3.7 %   
1.7 %   
0.6 %   
0.2 %   

3.3 %   
2.8 %   
2.3 %   
0.9 %   

815,153  
1,202,995  
575,008  
440,329  
161,633  
141,660  
73,811  

1,211,295  
309,894  
139,538  
54,077  
12,971  

275,355  
238,375  
191,393  
81,316  

66,310  
193,873  
58,457  
100,335  
—  
46,471  
35,141  

   $  296,312  
230,724  
275,783  
359,452  
103,280  
161,897  
103,088  

184,172  
66,711  
34,567  
—  
—  

31,239  
63,394  
38,834  
39,179  

234,929  
134,678  
102,753  
63,921  
77,208  

99,227  
85,256  
84,687  
127,855  

15.2 %   
3.9 %   

1,278,432  
323,419  

190,462  
79,286  

656,616  
274,316  

3.5 %   
1.8 %   

292,848  
147,873  

102,438  
30,660  

107,467  
116,161  

95.0 %   

7,967,375  

1,361,529  

   $  199,929  

2.1 %   
2.1 %   
0.8 %   

177,632  
171,253  
66,999  
100.0 %    $  8,383,259  

   $ 

—  
—  
—  
1,361,529  

94.6 %   
89.2 %   
85.6 %   
95.2 %   
95.8 %   
96.1 %   
97.6 %   

90.7 %   
96.6 %   
96.5 %   
94.6 %   
95.4 %   

96.6 %   
96.7 %   
97.5 %   
96.5 %   

95.0 %   
96.3 %   

97.2 %   
97.1 %   

94.1 %   

836  
804  
849  
967  
728  
928  
918  

834  
957  
1,018  
1,023  
1,002  

955  
961  
933  
1,130  

740  
1,097  

846  
913  

887  

(a)  As of December 31, 2014, the Company was developing one wholly-owned community with 369 apartment homes, which has not been completed.

23 

 
 
 
 
 
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
  
  
  
     
     
     
  
  
  
     
     
     
  
  
     
     
     
SUMMARY OF REAL ESTATE PORTFOLIO BY GEOGRAPHIC MARKET AT DECEMBER 31, 2014  

UNITED DOMINION REALTY, L.P. 

Number of 
Apartment 
Communities 

Number of 
Apartment 
Homes 

Percentage of 
Carrying 
Value 

Gross 
Amount (in 
thousands) 

Encumbrances 
(in thousands) 

Cost per 
Home 

Average 
Physical 
Occupancy 

Average 
Home Size 
(in square 
feet) 

WEST REGION 

San Francisco, CA 

Orange County, CA 

Seattle, WA 

Los Angeles, CA 

Monterey Peninsula, CA 

Other Southern California 

Portland, OR 

MID-ATLANTIC REGION 

Metropolitan D.C. 

Baltimore, MD 

SOUTHEAST REGION 

Tampa, FL 

Nashville, TN 

Other Florida 

NORTHEAST REGION 

New York, NY 

Boston, MA 

SOUTHWEST REGION 

Dallas, TX 

Austin, TX 

Total Operating 
Communities 

Other 

Total Real Estate Owned 

Item 3. LEGAL PROCEEDINGS 

9  
9  
5  
2  
7  
3  
3  

8  
5  

3  
6  
1  

2  
2  

2  
1  

68  
—  
68  

2,185  
3,899  
932  
344  
1,565  
635  
716  

2,710  
994  

1,154  
1,612  
636  

1,001  
833  

1,348  
250  

20,814  
—  
20,814  

   $ 

13.2 %    $ 
19.5 %   
5.0 %   
2.5 %   
3.8 %   
2.6 %   
1.7 %   

16.3 %   
3.6 %   

2.8 %   
3.2 %   
1.9 %   

14.1 %   
4.2 %   

4.5 %   
0.9 %   

560,868  
823,931  
213,238  
108,081  
161,633  
109,744  
73,811  

686,019  
152,040  

117,261  
134,852  
81,316  

598,999  
178,607  

189,458  
39,538  

99.8 %   
0.2 %   

4,229,396  
9,374  
100.0 %    $  4,238,770  

   $ 

   $  256,690  
211,319  
228,796  
314,189  
103,280  
172,825  
103,088  

253,144  
152,958  

101,613  
83,655  
127,855  

598,401  
214,414  

140,547  
158,152  

   $  203,200  

66,310  
193,874  
22,957  
32,635  
—  
46,471  
35,141  

102,643  
43,403  

—  
—  
39,179  

190,462  
56,447  

102,437  
—  

931,959  
—  
931,959  

97.2 %   
93.8 %   
97.3 %   
95.6 %   
95.8 %   
96.1 %   
97.6 %   

86.4 %   
96.3 %   

96.8 %   
97.5 %   
96.5 %   

97.4 %   
96.5 %   

97.0 %   
96.2 %   

94.9 %   

821  
764  
869  
976  
728  
939  
918  

901  
1,064  

1,003  
925  
1,130  

685  
1,120  

910  
883  

876  

We are subject to various legal proceedings and claims arising in the ordinary course of business. We cannot determine the ultimate liability with respect 

to such legal proceedings and claims at this time. We believe that such liability, to the extent not provided for through insurance or otherwise, will not have a 
material adverse effect on our financial condition, results of operations or cash flow. 

Item 4. MINE SAFETY DISCLOSURES 

Not Applicable. 

24 

 
 
 
 
 
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
   
  
   
  
   
  
   
  
   
  
   
  
   
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
  
  
     
     
     
Item 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES 

PART II 

UDR, Inc.: 

Common Stock 

UDR, Inc.’s common stock has been listed on the New York Stock Exchange, or “NYSE”, under the symbol “UDR” since May 7, 1990. The following tables 
set forth the quarterly high and low sale prices per common share reported on the NYSE for each quarter of the last two fiscal years. Distribution information for 
common stock reflects distributions declared per share for each calendar quarter and paid at the end of the following month. 

Quarter ended March 31, 
Quarter ended June 30, 
Quarter ended September 30, 
Quarter ended December 31, 

2014 

2013 

High 

Low 

$ 
$ 
$ 
$ 

26.63  
28.64  
30.30  
31.74  

   $ 
   $ 
   $ 
   $ 

23.27  
25.28  
27.18  
27.27  

   $ 
   $ 
   $ 
   $ 

Distributions 
Declared 

High 

Low 

Distributions 
Declared 

0.260  
0.260  
0.260  
0.260  

   $ 
   $ 
   $ 
   $ 

25.18  
27.04  
26.35  
25.42  

   $ 
   $ 
   $ 
   $ 

24.83  
26.59  
26.00  
25.03  

   $ 
   $ 
   $ 
   $ 

0.235  
0.235  
0.235  
0.235  

On February 19, 2015, the closing sale price of our common stock was $31.83 per share on the NYSE, and there were 4,306 holders of record of the 

258,765,713 outstanding shares of our common stock. 

We have determined that, for federal income tax purposes, approximately 68% of the distributions for 2014 represented ordinary income, 14% represented 

qualified ordinary income, 10% represented long-term capital gain, and 8% represented unrecaptured section 1250 gain. 

UDR pays regular quarterly distributions to holders of its common stock. Future distributions will be at the discretion of our Board of Directors and will 

depend on our actual funds from operations, financial condition and capital requirements, the annual distribution requirements under the REIT provisions of the 
Code, and other factors. 

Series E Preferred Stock 

The Series E Cumulative Convertible Preferred Stock (“Series E”) has no stated par value and a liquidation preference of $16.61 per share. Subject to certain 

adjustments and conditions, each share of the Series E is convertible at any time and from time to time at the holder’s option into 1.083 shares of our common 
stock. The holders of the Series E are entitled to vote on an as-converted basis as a single class in combination with the holders of common stock at any meeting 
of our stockholders for the election of directors or for any other purpose on which the holders of common stock are entitled to vote. The Series E has no stated 
maturity and is not subject to any sinking fund or any mandatory redemption. In connection with a special dividend (declared on November 5, 2008), the 
Company reserved for issuance upon conversion of the Series E additional shares of common stock to which a holder of the Series E would have received if the 
holder had converted the Series E immediately prior to the record date for this special dividend. 

Distributions declared on the Series E for the years ended December 31, 2014 and December 31, 2013 were $1.33 per share or $0.3322 per quarter. The 

Series E is not listed on any exchange. At December 31, 2014, a total of 2,803,812 shares of the Series E were outstanding. 

Series F Preferred Stock 

We are authorized to issue up to 20,000,000 shares of our Series F Preferred Stock (“Series F”). The Series F may be purchased by holders of our Operating 

Partnership Units, or OP Units, described below under “Operating Partnership Units,” at a purchase price of $0.0001 per share. OP Unitholders are entitled to 
subscribe for and purchase one share of the Series F for each OP Unit held. As of December 31, 2014, a total of 2,464,183 shares of the Series F were outstanding 
with an aggregate purchase value of $246. Holders of the Series F are entitled to one vote for each share of the Series F they hold, voting together with the 
holders of our common stock, on each matter submitted to a vote of security holders at a meeting of our stockholders. The Series F does not entitle its holders to 
any other rights, privileges or preferences. 

Distribution Reinvestment and Stock Purchase Plan 

25 

 
 
 
 
 
  
  
  
  
  
  
  
  
We have a Distribution Reinvestment and Stock Purchase Plan under which holders of our common stock may elect to automatically reinvest their 
distributions and make additional cash payments to acquire additional shares of our common stock. Stockholders who do not participate in the plan continue to 
receive distributions as and when declared. As of February 19, 2015, there were approximately 2,289 participants in the plan. 

United Dominion Realty, L.P.: 

Operating Partnership Units 

There is no established public trading market for United Dominion Realty, L.P.’s Operating Partnership Units. From time to time we issue shares of our 

common stock in exchange for OP Units tendered to the Operating Partnership for redemption in accordance with the provisions of the Operating Partnership’s 
limited partnership agreement. At December 31, 2014, there were 183,278,698 OP Units outstanding in the Operating Partnership, of which 174,113,225 OP Units or 
95.0% were owned by UDR and 9,165,473 OP Units or 5.0% were owned by limited partners. Under the terms of the Operating Partnership’s limited partnership 
agreement, the holders of OP Units have the right to require the Operating Partnership to redeem all or a portion of the OP Units held by the holder in exchange 
for a cash payment based on the market value of our common stock at the time of redemption. However, the Operating Partnership’s obligation to pay the cash 
amount is subject to the prior right of the Company to acquire such OP Units in exchange for either the cash amount or the number of shares of our common 
stock equal to the number of OP Units being redeemed. During 2014, we issued a total of 153,451 shares of common stock upon redemption of OP Units. 

On October 20, 2014, we issued 1,998 shares of our common stock upon redemption of OP Units. Because these shares of common stock were issued to 
accredited investors in transactions not involving a public offering, the transaction is exempt from registration under the Securities Act of 1933 in accordance 
with Section 4(a)(2) of the Securities Act.  

We did not issue any other shares of our common stock upon redemption of OP Units during the three months ended December 31, 2014. 

Purchases of Equity Securities 

In February 2006, UDR’s Board of Directors authorized a 10,000,000 share repurchase program. In January 2008, UDR’s Board of Directors authorized a 

new 15,000,000 share repurchase program. Under the two share repurchase programs, UDR may repurchase shares of our common stock in open market 
purchases, block purchases, privately negotiated transactions or otherwise. As reflected in the table below, no shares of common stock were repurchased under 
these programs during the quarter ended December 31, 2014. 

Period 

Beginning Balance 
October 1, 2014 through October 31, 2014 
November 1, 2014 through November 30, 2014 
December 1, 2014 through December 31, 2014 

Balance as of December 31, 2014 

Total Number of 
Shares Purchased 
as Part of Publicly 
Announced Plans 
or Programs 

Maximum Number 
of Shares that May 
Yet Be Purchased 
Under the Plans or 
Programs (a) 

Average Price per 
Share 

   $ 

   $ 

22.00  
—  
—  
—  
22.00  

9,967,490  
—  
—  
—  
9,967,490  

15,032,510  
15,032,510  
15,032,510  
15,032,510  
15,032,510  

Total Number of 
Shares Purchased 
9,967,490  
—  
—  
—  
9,967,490  

(a)  This number reflects the amount of shares that were available for purchase under our 10,000,000 share repurchase program authorized in February 2006 

and our 15,000,000 share repurchase program authorized in January 2008. 

During the three months ended December 31, 2014, certain of our employees surrendered shares of common stock owned by them to satisfy their statutory 
minimum federal and state tax obligations associated with the vesting of restricted shares of common stock issued under our 1999 Long-Term Incentive Plan (the 
“LTIP”). The following table summarizes all of these repurchases during the three months ended December 31, 2014. 

26 

 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Period 

October 1, 2014 through October 31, 2014 
November 1, 2014 through November 30, 2014 
December 1, 2014 through December 31, 2014 

Total 

Total Number of 
Shares 
Purchased 

Average Price 
Paid per Share(a)    

Total Number of Shares 
Purchased as Part of 
Publicly Announced 
Plans or Programs 

Maximum Number of 
Shares that May Yet Be 
Purchased Under the 
Plans or Programs 

—  
—  
107,113  
107,113  

   $ 

   $ 

—  
—  
30.82  
30.82  

N/A   
N/A   
N/A   

N/A 
N/A 
N/A 

(a)  The price paid per share is based on the closing price of our common stock as of the date of the determination of the statutory minimum for federal 

and state tax obligations.  

27 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
     
     
Comparison of Five-year Cumulative Total Returns 

The following graph compares the five-year cumulative total returns for UDR common stock with the comparable cumulative return of the NAREIT Equity 
REIT Index, Standard & Poor’s 500 Stock Index, the NAREIT Equity Apartment Index and the MSCI US REIT Index. The graph assumes that $100 was invested 
on December 31, 2009, in each of our common stock and the indices presented. Historical stock price performance is not necessarily indicative of future stock 
price performance. The comparison assumes that all dividends are reinvested. 

Index 

UDR, Inc. 
NAREIT Equity Apartment Index 
US MSCI REITS 
S&P 500 
NAREIT Equity REIT Index 

12/31/2009 
100.00  
100.00  
100.00  
100.00  
100.00  

12/31/2010 
148.70  
147.04  
128.48  
115.06  
127.96  

Period Ending 

12/31/2011 
163.91  
169.23  
139.65  
117.49  
138.57  

12/31/2012 
160.75  
180.97  
164.46  
136.30  
163.60  

12/31/2013 
163.92  
169.76  
168.52  
180.44  
167.63  

12/31/2014 
224.86  
237.02  
219.72  
205.14  
218.16  

The performance graph and the related chart and text, are being furnished solely to accompany this Annual Report on Form 10-K pursuant to Item 201
(e) of Regulation S-K, and are not being filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and are not to be incorporated 
by reference into any filing of ours, whether made before or after the date hereof, regardless of any general incorporation language in such filing. 

28 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Item 6. SELECTED FINANCIAL DATA 

The following tables set forth selected consolidated financial and other information of UDR, Inc. and of the Operating Partnership as of and for each of the 

years in the five-year period ended December 31, 2014. The table should be read in conjunction with each of UDR, Inc.’s and the Operating Partnership’s 
respective consolidated financial statements and the notes thereto, and Item 7. Management’s Discussion and Analysis of Financial Condition and Results of 
Operations, included elsewhere in this Report. 

$

$

$

$

$

$

$

OPERATING DATA: 

Rental income 

Income/(loss) from continuing operations 

Income/(loss) from discontinued operations, net of tax 

Net income/(loss) 

Distributions to preferred stockholders 

Net income/(loss) attributable to common stockholders 

Common distributions declared 

Income/(loss) per weighted average common share — basic: 

Income/(loss) from continuing operations attributable to common 
stockholders 

Income/(loss) from discontinued operations attributable to common 
stockholders 

Net income/(loss) attributable to common stockholders 

Income/(loss) per weighted average common share — diluted: 

Income/(loss) from continuing operations attributable to common 
stockholders 

Income/(loss) from discontinued operations attributable to common 
stockholders 

Net income/(loss) attributable to common stockholders 

Weighted average number of Common Shares outstanding — basic 

Weighted average number of Common Shares outstanding — diluted 

Weighted average number of Common Shares outstanding, OP Units 
and Common Stock equivalents outstanding — diluted 

Common distributions declared 

Balance Sheet Data: 

Real estate owned, at cost (a) 

Accumulated depreciation (a) 

Total real estate owned, net of accumulated depreciation (a) 

Total assets 

Secured debt (a) 

Unsecured debt 

Total debt 

Total stockholders’ equity 

Number of Common Shares outstanding 

UDR, Inc. 
Year Ended December 31, 
(In thousands, except per share data 
and apartment homes owned) 

2014 

2013 

2012 

2011 

2010 

   $ 

805,002 
16,260 
10 
159,842 
3,724 
150,610 
263,503 

   $ 

746,484 
2,340 
43,942 
46,282 
3,724 
41,088 
235,721 

   $ 

704,701 
(46,305)    
266,608 
220,303 
6,010 
203,376 
215,654 

   $ 

613,689 
(126,869)    
147,454 
20,585 
9,311 
10,537 
165,590 

503,097 
(121,117) 
14,529 
(106,588) 
9,488 
(112,362) 
126,086 

0.60 

   $ 

— 
0.60 

   $ 

0.59 

   $ 

— 
0.59 

   $ 

   $ 

   $ 

251,528 
253,445 

265,728 
1.04 

8,383,259 
2,434,772 
5,948,487 
6,846,534 
1,361,529 
2,221,576 
3,583,105 
2,735,097 
255,115 

29 

(0.01)     $ 

(0.22)     $ 

(0.65)     $ 

(0.77) 

0.17 
0.16 

   $ 

1.07 
0.85 

   $ 

0.71 
0.05 

   $ 

0.09 
(0.68) 

(0.01)     $ 

(0.22)     $ 

(0.65)     $ 

(0.77) 

0.17 
0.16 

   $ 

1.07 
0.85 

   $ 

0.71 
0.05 

   $ 

   $ 

   $ 

249,969 
249,969 

263,926 
0.94 

8,207,977 
2,208,794 
5,999,183 
6,807,722 
1,442,077 
2,081,626 
3,523,703 
2,811,648 
250,750 

   $ 

   $ 

   $ 

   $ 

238,851 
238,851 

252,659 
0.88 

8,055,828 
1,924,682 
6,131,146 
6,859,103 
1,430,135 
1,979,198 
3,409,333 
2,992,916 
250,139 

201,294 
201,294 

214,086 
0.80 

8,074,471 
1,831,727 
6,242,744 
6,692,254 
1,891,553 
2,026,817 
3,918,370 
2,314,050 
219,650 

0.09 
(0.68) 

165,857 
165,857 

176,900 
0.73 

6,881,347 
1,638,326 
5,243,021 
5,500,597 
1,963,670 
1,603,834 
3,567,504 
1,606,343 
182,496 

 
 
 
 
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, Inc. 
Year Ended December 31, 
(In thousands, except per share data 
and apartment homes owned) 

2014 

2013 

2012 

2011 

2010 

OPERATING DATA (continued): 

Other Data (a) 

Total consolidated apartment homes owned (at end of year) (a) 

Weighted average number of consolidated apartment homes owned 
during the year 

39,851 

40,644 

41,250 

41,392 

41,571 

42,747 

47,343 

48,531 

48,553 

47,571 

Cash Flow Data: 

Cash provided by/(used in) operating activities 

Cash provided by/(used in) investing activities 

Cash provided by/(used in) financing activities 

Funds from Operations (b): 

Funds from operations — basic 

Funds from operations — diluted 

$

$

   $ 

392,360 
(293,660)    
(113,725)    

   $

339,902 
(123,209)    
(198,559)    

   $ 

327,187 
(211,582)    
(115,993)    

   $ 

251,411 
(1,054,683)    
806,289 

214,180 
(583,754) 
373,075 

   $ 

411,702 
415,426 

   $

376,778 
380,502 

   $ 

350,628 
354,532 

   $ 

269,856 
273,580 

189,045 
192,771 

(a)  Includes amounts classified as Held for Sale, where applicable.

(b)  Funds from operations, or FFO, is defined as net income (computed in accordance with generally accepted accounting principles, or “GAAP”), excluding 
impairment write-downs of depreciable real estate or of investments in non-consolidated investees that are driven by measurable decreases in the fair 
value of depreciable real estate held by the investee, gains (or losses) from sales of depreciable property, plus real estate depreciation and amortization, 
and after adjustments for unconsolidated partnerships and joint ventures. This definition conforms with the National Association of Real Estate 
Investment Trust’s definition issued in April 2002. We consider FFO a useful metric for investors as we use FFO in evaluating property acquisitions and 
our operating performance, and believe that FFO should be considered along with, but not as an alternative to, net income and cash flows as a measure of 
our activities in accordance with GAAP. FFO does not represent cash generated from operating activities in accordance with GAAP and is not necessarily 
indicative of funds available to fund our cash needs.  

Activities of our TRS include development and land entitlement. From time to time, we develop and subsequently sell a TRS property which 

results in a short-term use of funds that produces a profit that differs from the traditional long-term investment in real estate for REITs. We believe that 
the inclusion of these TRS gains in FFO is consistent with the standards established by NAREIT as the short-term investment is incidental to our main 
business. TRS gains on sales, net of taxes, are defined as net sales proceeds less a tax provision and the gross investment basis of the asset before 
accumulated depreciation. 

See “Funds from Operations” in Item 7. Management Discussion and Analysis of Financial Condition and Results of Operations for a 

reconciliation of FFO and Net income/(loss) attributable to UDR, Inc. 

30 

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
     
     
     
     
  
     
     
     
     
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
     
     
     
     
  
  
  
  
United Dominion Realty, L.P. 
Year Ended December 31, 
(In thousands, except per OP unit data 
and apartment homes owned) 

OPERATING DATA: 

Rental income 

Income/(loss) from continuing operations 

Income/(loss) from discontinued operations 

Net income/(loss) 

Net income/(loss) attributable to OP unitholders 

Income/(loss) per weighted average OP Unit - basic and diluted: 

Income/(loss) from continuing operations attributable to OP 
unitholder 

Income/(loss) from discontinued operations attributable to OP 
unitholder 

Net income/(loss) attributable to OP unitholders 

Weighted average number of OP Units outstanding — basic and 
diluted 

Balance Sheet Data: 

Real estate owned, at cost (a) 

Accumulated depreciation (a) 

Total real estate owned, net of accumulated depreciation (a) 

$

$

$

Total assets 

Secured debt (a) 

Total liabilities 

Total partners’ capital 

Advances to/(from) General Partner 

Number of OP units outstanding 

Other Data: 

2014 

2013 

2012 

2011 

2010 

   $ 

422,634 
33,544 
— 
97,179 
96,227 

   $

401,853 
32,766 
45,176 
77,942 
73,376 

   $ 

384,946 
(13,309)    
57,643 
44,334 
43,982 

   $ 

344,937 
(40,744)    
70,973 
30,229 
30,159 

297,380 
(30,937) 
10,243 
(20,694) 

(20,735) 

0.53 

   $ 

0.16 

   $

(0.07)     $ 

(0.22)     $ 

(0.18) 

— 
0.53 

0.24 
0.40 

0.31 
0.24 

0.39 
0.17 

0.06 
(0.12) 

183,279 

184,196 

184,281 

182,448 

179,909 

   $ 

4,238,770 
1,403,303 
2,835,467 
2,878,284 
931,959 
1,144,233 
1,703,001 

(13,624)    
183,279 

   $

4,188,480 
1,241,574 
2,946,906 
2,993,241 
934,865 
1,190,144 
1,795,934 
9,916 
183,279 

   $ 

4,182,920 
1,097,133 
3,085,787 
3,136,254 
967,239 
1,217,498 
1,917,299 
11,056 
184,281 

   $ 

4,205,298 
976,358 
3,228,940 
3,292,167 
1,189,645 
1,438,798 
2,034,792 
193,584 
184,281 

3,706,184 
884,083 
2,822,101 
2,861,395 
1,070,061 
1,299,772 
2,042,241 
492,709 
179,909 

Total consolidated apartment homes owned (at end of year) (a) 

20,814 

20,746 

21,660 

23,160 

23,351 

Cash Flow Data: 

Cash provided by/(used in) operating activities 

$

Cash provided by/(used in) investing activities 

Cash provided by/(used in) financing activities 

   $ 

208,032 
(46,650)    
(162,777)    

   $

208,346 
(63,954)    
(145,299)    

   $ 

201,095 
4,273 
(203,268)    

   $ 

156,071 
(226,980)    
70,693 

146,604 
(59,458) 

(86,668) 

(a)  Includes amounts classified as Held for Sale, where applicable.

31 

 
 
 
 
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
     
     
     
     
  
  
Item 7.  MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF

OPERATIONS 

Forward-Looking Statements 

This Report contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities 
Exchange Act of 1934. Such forward-looking statements include, without limitation, statements concerning property acquisitions and dispositions, development 
activity and capital expenditures, capital raising activities, rent growth, occupancy, and rental expense growth. Words such as “expects,” “anticipates,” 
“intends,” “plans,” “likely,” “will,” “believes,” “seeks,” “estimates,” and variations of such words and similar expressions are intended to identify such forward-
looking statements. Such statements involve known and unknown risks, uncertainties and other factors which may cause our actual results, performance or 
achievements to be materially different from the results of operations or plans expressed or implied by such forward-looking statements. Such factors include, 
among other things, unfavorable changes in the apartment market, changing economic conditions, the impact of inflation/deflation on rental rates and property 
operating expenses, expectations concerning availability of capital and the stabilization of the capital markets, the impact of competition and competitive pricing, 
acquisitions, developments and redevelopments not achieving anticipated results, delays in completing developments, redevelopments and lease-ups on 
schedule, expectations on job growth, home affordability and demand/supply ratio for multifamily housing, expectations concerning development and 
redevelopment activities, expectations on occupancy levels, expectations concerning the joint ventures with third parties, expectations that automation will help 
grow net operating income, and expectations on annualized net operating income.  

The following factors, among others, could cause our future results to differ materially from those expressed in the forward-looking statements: 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

general economic conditions;

unfavorable changes in apartment market and economic conditions that could adversely affect occupancy levels and rental rates;

the failure of acquisitions to achieve anticipated results;

possible difficulty in selling apartment communities;

competitive factors that may limit our ability to lease apartment homes or increase or maintain rents;

insufficient cash flow that could affect our debt financing and create refinancing risk;

failure to generate sufficient revenue, which could impair our debt service payments and distributions to stockholders;

development and construction risks that may impact our profitability;

potential damage from natural disasters, including hurricanes and other weather-related events, which could result in substantial costs to us;

risks from extraordinary losses for which we may not have insurance or adequate reserves;

uninsured losses due to insurance deductibles, self-insurance retention, uninsured claims or casualties, or losses in excess of applicable coverage;

delays in completing developments and lease-ups on schedule;

our failure to succeed in new markets;

changing interest rates, which could increase interest costs and affect the market price of our securities;

potential liability for environmental contamination, which could result in substantial costs to us;

the imposition of federal taxes if we fail to qualify as a REIT under the Code in any taxable year;

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
• 

our internal control over financial reporting may not be considered effective which could result in a loss of investor confidence in our financial reports, 
and in turn have an adverse effect on our stock price; and 

• 

changes in real estate laws, tax laws and other laws affecting our business.

A discussion of these and other factors affecting our business and prospects is set forth in Part II, Item 1A. Risk Factors. We encourage investors to 

review these risk factors. 

Although we believe that the assumptions underlying the forward-looking statements contained herein are reasonable, any of the assumptions could be 
inaccurate, and therefore such statements included in this Report may not prove to be accurate. In light of the significant uncertainties inherent in the forward-
looking statements included herein, the inclusion of such information should not be regarded as a representation by us or any other person that the results or 
conditions described in such statements or our objectives and plans will be achieved. 

Forward-looking statements and such risks, uncertainties and other factors speak only as of the date of this Report, and we expressly disclaim any 
obligation or undertaking to update or revise any forward-looking statement contained herein, to reflect any change in our expectations with regard thereto, or 
any other change in events, conditions or circumstances on which any such statement is based, except to the extent otherwise required by law. 

The following discussion should be read in conjunction with the consolidated financial statements appearing elsewhere herein and is based primarily on 

the consolidated financial statements and the accompanying notes for the years ended December 31, 2014, 2013 and 2012 of each of UDR, Inc. and United 
Domination Realty, L.P. 

UDR, Inc.: 

Business Overview 

We are a self-administered real estate investment trust, or REIT, that owns, acquires, renovates, develops, and manages apartment communities. We were 
formed in 1972 as a Virginia corporation. In June 2003, we changed our state of incorporation from Virginia to Maryland. Our subsidiaries include the Operating 
Partnership. Unless the context otherwise requires, all references in this Report to “we,” “us,” “our,” “the Company,” or “UDR” refer collectively to UDR, Inc., 
its subsidiaries and its consolidated joint ventures. 

At December 31, 2014, our consolidated real estate portfolio included 139 communities in 10 states plus the District of Columbia totaling 39,851 apartment 

homes, and our total real estate portfolio, inclusive of our unconsolidated communities, included an additional 36 communities with 10,055 apartment homes.  

At December 31, 2014, the Company was developing one wholly-owned community with 369 apartment homes and three unconsolidated joint venture 

communities with 1,018 apartment homes, none of which have been completed. In addition, the Company was redeveloping 708 apartment homes, 694 of which 
have been completed, at one wholly-owned community with 739 apartment homes.  

Critical Accounting Policies and Estimates 

The preparation of financial statements in conformity with United States generally accepted accounting principles (“GAAP”) requires management to use 
judgment in the application of accounting policies, including making estimates and assumptions. A critical accounting policy is one that is both important to our 
financial condition and results of operations as well as involves some degree of uncertainty. Estimates are prepared based on management’s assessment after 
considering all evidence available. Changes in estimates could affect our financial position or results of operations. Below is a discussion of the accounting 
policies that we consider critical to understanding our financial condition or results of operations where there is uncertainty or where significant judgment is 
required. A discussion of our significant accounting policies, including further discussion of the accounting policies described below, can be found in Note 2, 
Significant Accounting Policies, to the Notes to the UDR Consolidated Financial Statements included in this Report. 

Cost Capitalization 

In conformity with GAAP, we capitalize those expenditures that materially enhance the value of an existing asset or substantially extend the useful life of 

an existing asset. Expenditures necessary to maintain an existing property in ordinary operating condition are expensed as incurred.  

33 

 
 
 
 
 
 
 
In addition, we capitalize costs directly related to the predevelopment, development, and redevelopment of a capital project, which include, but are not 

limited to, interest, real estate taxes, insurance, and allocated development and redevelopment overhead related to support costs for personnel working on the 
capital projects. We use our professional judgment in determining whether such costs meet the criteria for capitalization or must be expensed as incurred. These 
costs are capitalized only during the period in which activities necessary to ready an asset for its intended use are in progress and such costs are incremental 
and identifiable to a specific activity to get the asset ready for its intended use. As each home in a capital project is completed and becomes available for lease-
up, the Company ceases capitalization on the related portion. The costs capitalized are reported on the Consolidated Balance Sheets as Total Real Estate 
Owned, Net of Accumulated Depreciation. Amounts capitalized during the years ended December 31, 2014, 2013, and 2012 were $29.2 million, $40.5 million, and 
$36.4 million, respectively.  

Investment in Unconsolidated Joint Ventures  

We may enter into various joint venture agreements and/or partnerships with unrelated third parties to hold or develop real estate assets. We must 

determine for each of these ventures whether to consolidate the entity or account for our investment under the equity method of accounting. We determine 
whether to consolidate a joint venture or partnership based on our rights and obligations under the venture agreement, applying the applicable accounting 
guidance. The application of the rules in evaluating the accounting treatment for each joint venture or partnership is complex and requires substantial 
management judgment. We evaluate our accounting for investments on a regular basis including when a significant change in the design of an entity occurs. 
Throughout our financial statements, and in this Management’s Discussion and Analysis of Financial Condition and Results of Operations, we use the term 
“joint venture” or “partnership” when referring to investments in entities in which we do not have a 100% ownership interest. 

We continually evaluate our investments in unconsolidated joint ventures when events or changes in circumstances indicate that there may be an other-

than-temporary decline in value. We consider various factors to determine if a decrease in the value of the investment is other-than-temporary. These factors 
include, but are not limited to, age of the venture, our intent and ability to retain our investment in the entity, the financial condition and long-term prospects of 
the entity, and the relationships with the other joint venture partners and its lenders. The amount of loss recognized is the excess of the investment’s carrying 
amount over its estimated fair value. If we believe that the decline in fair value is temporary, no impairment is recorded. The aforementioned factors are taken as a 
whole by management in determining the valuation of our investment property. Should the actual results differ from management’s judgment, the valuation 
could be negatively affected and may result in a negative impact to our Consolidated Financial Statements.  

Impairment of Long-Lived Assets 

We record impairment losses on long-lived assets used in operations when events and circumstances indicate that the assets might be impaired and the 

undiscounted cash flows estimated to be generated by the future operation and disposition of those assets are less than the net book value of those assets. Our 
cash flow estimates are based upon historical results adjusted to reflect our best estimate of future market and operating conditions and our estimated holding 
periods. The net book value of impaired assets is reduced to fair market value. Our estimates of fair market value represent our best estimate based primarily 
upon unobservable inputs (defined as Level 3 inputs in the fair value hierarchy) related to rental rates, operating costs, growth rates, discount rates, 
capitalization rates, industry trends and reference to market rates and transactions. 

Real Estate Investment Properties 

We purchase real estate investment properties from time to time and record the fair value to various components, such as land, buildings, and intangibles 
related to in-place leases, based on the fair value of each component. In making estimates of fair values for purposes of allocating purchase price, we utilize 
various sources, including independent appraisals, our own analysis of recently acquired and existing comparable properties in our portfolio and other market 
data. The fair value of buildings is determined as if the buildings were vacant upon acquisition and subsequently leased at market rental rates. As such, the 
determination of fair value considers the present value of all cash flows expected to be generated from the property including an initial lease-up period. We 
determine the fair value of in-place leases by assessing the net effective rent and remaining term of the lease relative to market terms for similar leases at 
acquisition. In addition, we consider the cost of acquiring similar leases, the foregone rents associated with the lease-up period, and the carrying costs 
associated with the lease-up period. The fair value of in-place leases is recorded and amortized as amortization expense over the remaining average contractual 
lease period. 

34 

 
 
 
 
 
 
 
 
 
 
REIT Status 

We are a Maryland corporation that has elected to be treated for federal income tax purposes as a REIT. A REIT is a legal entity that holds interests in real 
estate and is required by the Code to meet a number of organizational and operational requirements, including a requirement that a REIT must distribute at least 
90% of our REIT taxable income (other than our net capital gain) to our stockholders. If we were to fail to qualify as a REIT in any taxable year, we will be subject 
to federal and state income taxes at the regular corporate rates and may not be able to qualify as a REIT for four years. Based on the net earnings reported for the 
year ended December 31, 2014 in our Consolidated Statements of Operations, we would have incurred federal and state GAAP income taxes if we had failed to 
qualify as a REIT.  

Summary of Real Estate Portfolio by Geographic Market 

The following table summarizes our market information by major geographic markets as of and for the year ended December 31, 2014. 

Same-Store Communities 

West Region 

San Francisco, CA 

Orange County, CA 

Seattle, WA 

Los Angeles, CA 

Monterey Peninsula, CA 

Other Southern California 

Portland, OR 

Mid-Atlantic Region 

Metropolitan D.C. 

Baltimore, MD 

Richmond, VA 

Norfolk, VA 

Other Mid-Atlantic 

Southeast Region 

Tampa, FL 

Orlando, FL 

Nashville, TN 

Other Florida 

Northeast Region 

New York, NY 

Boston, MA 

Southwest Region 

Dallas, TX 

Austin, TX 

Total/Average Same-Store 
Communities 

Non Matures, Commercial Properties 
& Other 

Total Real Estate Held for Investment 

Real Estate Under Development (b) 

Total Real Estate Owned 

Total Accumulated Depreciation 

Total Real Estate Owned, Net of 
Accumulated Depreciation 

As of December 31, 2014 

Year Ended December 31, 2014 

Number of 
Apartment 
Communities    

Number of 
Apartment 
Homes 

Percentage 
of Total 
Carrying Value    

Total 
Carrying 
Value (in 
thousands) 

Average 
Physical 
Occupancy 

Monthly 
Income 
per Occupied 
Home (a) 

Net Operating 
Income (in 
thousands) 

11 
10 
9 
3 
7 
4 
3 

13 
11 
4 
4 
1 

9 
10 
8 
1 

2 
4 

8 
4 

126 

13 
139 
— 
139 

2,436 
3,290 
1,727 
642 
1,565 
875 
716 

4,313 
2,301 
1,358 
846 
168 

2,775 
2,796 
2,260 
636 

700 
1,179 

2,725 
1,273 

34,581 

5,270 
39,851 
— 
39,851 

7.9%    $ 
7.3%   
5.4%   
3.0%   
1.9%   
1.7%   
0.9%   

10.6%   
3.7%   
1.7%   
0.6%   
0.2%   

3.3%   
2.8%   
2.3%   
1.0%   

5.0%   
3.9%   

3.5%   
1.8%   

666,210 
612,309 
449,375 
253,448 
161,635 
141,656 
73,811 

893,677 
309,894 
139,538 
54,076 
12,972 

275,354 
238,375 
191,393 
81,316 

423,130 
323,420 

292,847 
147,873 

97.2%    $ 
95.5%   
97.1%   
95.3%   
95.8%   
96.1%   
97.6%   

97.1%   
96.6%   
96.5%   
94.6%   
95.4%   

96.6%   
96.7%   
97.5%   
96.5%   

97.8%   
96.3%   

97.2%   
97.1%   

68.5%   

5,742,309 

96.7%    $ 

29.4%   
97.9%   
2.1%   
100.0%   

2,463,318 
8,205,627 
177,632 
8,383,259 
(2,434,772)       

   $ 

5,948,487 

35 

2,804 
1,752 
1,732 
2,409 
1,216 
1,550 
1,195 

1,818 
1,462 
1,220 
1,047 
1,021 

1,126 
1,045 
1,053 
1,362 

3,711 
2,225 

1,130 
1,274 

1,573 

   $ 

60,730 
47,990 
24,812 
12,159 
15,326 
10,938 
6,971 

62,261 
27,431 
14,309 
6,520 
1,241 

23,276 
22,839 
18,922 
6,491 

23,280 
21,617 

22,657 
11,068 

440,838 

115,580 
556,418 
(97) 

   $ 

556,321 

 
 
 
 
 
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
     
     
  
  
  
     
     
  
  
  
     
     
  
     
     
  
     
     
  
     
     
     
     
     
(a)  Monthly Income per Occupied Home represents total monthly revenues divided by the product of occupancy and the number of mature apartment 

homes. 

(b)  As of December 31, 2014, the Company was developing one wholly-owned community with 369 apartment homes, which has not been completed.

We report in two segments: Same-Store Communities and Non-Mature Communities/Other.  

Our Same-Store Communities segment represents those communities acquired, developed, and stabilized prior to January 1, 2013 and held as of 

December 31, 2014. These communities were owned and had stabilized occupancy and operating expenses as of the beginning of the prior year, there is no plan 
to conduct substantial redevelopment activities, and the communities are not classified as held for sale at year end. A community is considered to have 
stabilized occupancy once it achieves 90% occupancy for at least three consecutive months.  

Our Non-Mature Communities/Other segment represents those communities that do not meet the criteria to be included in Same-Store Communities, 

including, but not limited to, recently acquired, developed and redeveloped communities, and the non-apartment components of mixed use properties.  

Liquidity and Capital Resources 

Liquidity is the ability to meet present and future financial obligations either through operating cash flows, sales of properties, borrowings under our credit 

agreements, and/or the issuance of debt and/or equity securities. Our primary source of liquidity is our cash flow from operations as determined by rental rates, 
occupancy levels, and operating expenses related to our portfolio of apartment homes and borrowings under our credit agreements. We routinely use our 
unsecured revolving credit facility to temporarily fund certain investing and financing activities prior to arranging for longer-term financing or the issuance of 
equity or debt securities. During the past several years, proceeds from the sale of real estate have been used for both investing and financing activities as we 
repositioned our portfolio. 

We expect to meet our short-term liquidity requirements generally through net cash provided by property operations and borrowings under our credit 
agreements. We expect to meet certain long-term liquidity requirements such as scheduled debt maturities, the repayment of financing on development activities, 
and potential property acquisitions, through secured and unsecured borrowings, the issuance of debt or equity securities, and/or the disposition of properties. 
We believe that our net cash provided by property operations and borrowings under credit agreements will continue to be adequate to meet both operating 
requirements and the payment of dividends by the Company in accordance with REIT requirements. Likewise, the budgeted expenditures for improvements and 
renovations of certain properties are expected to be funded from property operations, borrowings under credit agreements, the issuance of debt or equity 
securities, and dispositions of properties. 

We have a shelf registration statement filed with the Securities and Exchange Commission, or “SEC,” which provides for the issuance of an indeterminate 

amount of common stock, preferred stock, depositary shares, debt securities, guarantees of debt securities, warrants, subscription rights, purchase contracts 
and units to facilitate future financing activities in the public capital markets. Access to capital markets is dependent on market conditions at the time of 
issuance. 

During 2014, the Company issued $300 million of 3.750% senior unsecured medium-term notes due July 1, 2024. Interest is payable semi-annually 

beginning on January 1, 2015. The notes were priced at 99.652% of the principal amount at issuance. We used the net proceeds to pay down borrowings 
outstanding on our $900 million unsecured credit facility and for general corporate purposes. The notes are fully and unconditionally guaranteed by the 
Operating Partnership. 

In April 2012, the Company entered into a new equity distribution agreement, which was amended in July 2014, under which the Company could offer and 

sell up to 20 million shares of its common stock, from time to time, to or through its sales agents. During the year ended December 31, 2014, the Company sold 
3,410,433 shares of common stock through this program for aggregate gross proceeds of approximately $102.1 million at a weighted average price per share of 
$29.95. Aggregate net proceeds from such sales, after deducting related expenses, including commissions paid to the sales agents of approximately $2.3 million, 
were approximately $99.8 million, which was primarily used to fund the Company's Steele Creek participating loan investment. As of December 31, 2014, we had 
16,518,567 shares of common stock available for sale under the April 2012 program.  

Future Capital Needs 

Future development and redevelopment expenditures may be funded through unsecured or secured credit facilities, proceeds from the issuance of equity 
or debt securities, sales of properties, joint ventures, and, to a lesser extent, from cash flows provided by property operations. Acquisition activity in strategic 
markets may be funded through joint ventures, by the  

36 

 
 
 
reinvestment of proceeds from the sale of properties, through the issuance of equity or debt securities, the issuance of operating partnership units and the 
assumption or placement of secured and/or unsecured debt. 

During 2015, we have approximately $196.6 million of secured debt maturing, inclusive of principal amortization, and $324.3 million of unsecured debt 

maturing. In January 2015, we paid off $325.2 million of 5.25% medium-term notes due January 2015 with borrowings under the Company’s $900 million 
unsecured revolving credit facility. We anticipate repaying the remaining debt with cash flow from our operations, proceeds from debt or equity offerings, 
proceeds from the dispositions of properties, or from borrowings under our credit agreements. 

Statements of Cash Flow 

The following discussion explains the changes in Net cash provided by/(used in) operating activities, Net cash provided by/(used in) investing 

activities, and Net cash provided by/(used in) financing activities that are presented in our Consolidated Statements of Cash Flows for the years ended 
December 31, 2014, 2013, and 2012. 

Operating Activities 

For the year ended December 31, 2014, Net cash provided by/(used in) operating activities was $392.4 million compared to $339.9 million for 2013. The 

increase in cash flow from operating activities was primarily due to improved income from continuing operations and changes in operating assets and liabilities. 

For the year ended December 31, 2013, Net cash provided by/(used in) operating activities was $339.9 million compared to $327.2 million for 2012. The 

increase in cash flow from operating activities is primarily due to improved income from continuing operations, partially offset by changes in operating assets 
and operating liabilities. 

Investing Activities  

For the year ended December 31, 2014, Net cash provided by/(used in) investing activities was $(293.7) million compared to $(123.2) million for 2013. The 

increase in cash used in investing activities is primarily related to increased acquisitions of real estate and investments in unconsolidated joint ventures, partially 
offset by increased proceeds from sales of real estate, lower spend on development and redevelopment, and repayment of notes receivable. 

For the year ended December 31, 2013, Net cash provided by/(used in) investing activities was $(123.2) million compared to $(211.6) million in 2012. The 

change in investing activities was due to changes in the level of investment activities, which reflect our strategy as it relates to our investments in 
unconsolidated joint ventures and partnerships, acquisitions, dispositions, capital expenditures, and development activities, all of which are discussed in further 
detail throughout this Report. 

Acquisitions  

In 2014, the Company acquired a fully-entitled land parcel for future development located in Huntington Beach, California for $77.8 million, two 

communities located in Seattle, Washington and Kirkland, Washington with a total of 358 apartment homes for $45.5 million and $75.2 million, respectively, and a 
land parcel for future development located in Boston, Massachusetts for $32.2 million The four acquisitions during the year ended December 31, 2014 were 
accomplished through tax-deferred exchanges under Section 1031 of the Internal Revenue Code.  

The Company did not acquire any real estate assets in 2013. During 2012, the Company acquired the remaining 80% ownership interests in two apartment 
communities (633 homes) located in Austin, Texas for $11.7 million from its joint venture partner. In addition, the Company also acquired two parcels of land for 
development in San Francisco, California and Boston, Massachusetts for a total purchase price of $77.2 million. 

Capital Expenditures 

Total capital expenditures, which in aggregate include recurring capital expenditures and major renovations, of $90.1 million or $2,274 per stabilized home 
were spent on all of our communities, excluding development and commercial properties, for the year ended December 31, 2014 as compared to $145.2 million or 
$3,537 per stabilized home for the prior year. 

The decrease in total capital expenditures was primarily due to a decrease in major renovations of 65.8% or $60.6 million. Major renovations of $31.5 million 

or $796 per home were spent for the year ended December 31, 2014 as compared to $92.1 million or $2,244 per home for the prior year. The decrease is primarily 
attributable to our 27 Seventy Five Mesa  

37 

 
 
  
 
 
 
 
 
Verde project in Orange County, which incurred a full year of major renovation costs in 2013. The renovation project was completed in the second quarter of 
2014. 

The following table outlines capital expenditures and repair and maintenance costs for all of our communities, excluding real estate under developments 

and commercial properties, for the years ended December 31, 2014 and 2013 (dollars in thousands): 

Year Ended December 31, 

Per Home 

Year Ended December 31, 

2014 

2013 

   % Change 

2014 

2013 

   % Change 

Turnover capital expenditures 

$

Asset preservation expenditures 

Total recurring capital 
expenditures 

Revenue-enhancing improvements 
Major renovations 

Total capital expenditures 

Repair and maintenance expense 
Average stabilized home count (a) 

$

$

12,160     $
31,761    

43,921    
14,647    
31,547    
90,115     $
31,288     $
39,637    

11,850 
30,857 

42,707 
10,364 
92,141 
145,212 
32,692 
41,052 

2.6 %     $

2.9 %    

2.8 %    
41.3 %    
(65.8)%   

(37.9)%    $

(4.3)%    $

   $

307 
801 

1,108 
370 
796 
2,274 
789 

   $

   $

288 
752 

1,040 
253 
2,244 
3,537 
796 

6.6 % 

6.5 % 

6.5 % 
46.2 % 
(64.5)% 

(35.7)% 

(0.9)% 

(a) Average number of homes is calculated based on the number of stabilized homes outstanding at the end of each 

month. 

This table reports amounts capitalized during the year. Actual capital spending is impacted by the net change in capital expenditure accruals.  

We will continue to selectively add revenue enhancing improvements which we believe will provide a return on investment in excess of our cost of capital. 
Our objective in redeveloping a community is twofold: we aim to meaningfully grow rental rates while also achieving cap rate compression through asset quality 
improvement. Recurring capital expenditures during 2015 are projected to be approximately $1,150 per home. 

Real Estate Under Development and Redevelopment 

At December 31, 2014, our development pipeline for one wholly-owned community totaled 369 homes with a budget of $217.7 million, in which we have a 
carrying value of $177.6 million. The estimated completion date for this community is in the second quarter of 2015. During 2014, we incurred $251.5 million for 
development costs, a decrease of $29.1 million from our 2013 level of $280.6 million.  

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The following wholly-owned projects were under development or recently completed as of December 31, 2014 (dollars in thousands): 

Location 

Number of 
Apartment 
Homes 

Completed 
Apartment 
Homes 

Cost to 
Date 

Budgeted 
Cost 

Estimated 
Cost 
Per Home 

Expected 
Completion 
Date 

Projects Under Construction: 

Pier 4  

   Boston, MA 
Completed Projects, Non-Stabilized: 

DelRay Tower (a)
(b) 
Beach & Ocean 
(c) 
Los Alisos 

Alexandria, VA 

Huntington Beach, 
CA 

   Mission Viejo, CA 

Total completed projects 

Total Projects  

369  

332  

173  
320  
825  
1,194  

(a) This project is held by the Operating Partnership. 
(b) Formerly known as The Calvert. 
(c) Formerly known as Beach Walk. 

—  

   $ 

177,632  

   $ 

217,700  

   $ 

590  

2Q2015 

332  

173  
320  
825  
825  

   $ 

124,873  

132,000  

51,038  
87,180  
263,091  
440,723  

   $ 

51,900  
87,500  
271,400  
489,100  

   $ 

398  

300  
273  
329  
410  

4Q2014 

4Q2014 
1Q2014 

At December 31, 2014, the Company was redeveloping 708 apartment homes, 694 of which have been completed, at one wholly-owned community with 739 
total apartment homes. During the year ended December 31, 2014, we incurred $31.5 million in major renovations, which include major structural changes and/or 
architectural revisions to existing buildings, a decrease of $60.6 million from our 2013 level of $92.1 million. The estimated completion date for this community is 
the second quarter of 2015. 

At December 31, 2014, the following community was in redevelopment (dollars in thousands): 

Number of 
Apartment 
Homes 

Scheduled 
Redevelopment 
Homes 

Completed 
Apartment 
Homes 

Cost to 
Date 

Budgeted 
Cost 

739  

708  

694  

   $ 

83,778  

   $ 

98,000  

   $ 

Estimated 
Cost 
Per Home 
138  

Expected 
Completion 
Date 

2Q2015 

View 34 (a) 

Location 
   New York, NY 

(a) Formerly known as Rivergate. 

Consolidated Joint Ventures 

In December 2013, the Company consolidated its 95%/5% development joint ventures 13th and Market in San Diego, California and Domain College Park in 
Metropolitan, D.C. The consolidation was due to the Company becoming the managing partner of each of the joint ventures pursuant to amendments to the LLC 
Agreements. In connection with the amendments, our partner received equity distributions reducing its capital account balances to zero, the Company replaced 
our partner as the managing partner, and our partner no longer has the ability to substantively participate in the decision-making process, with only protective 
rights remaining. We accounted for the consolidations as asset acquisitions since the joint ventures were under development and not complete at the time of 
consolidation resulting in no gain or loss upon consolidation and increasing our real estate owned by $129.4 million and our debt owed by $63.6 million. In 
addition pursuant to the amendments, the Company paid a non-refundable deposit to our partner in January 2014 of $2.0 million for each joint venture, or $4.0 
million in total, for the right to exercise options in 2014 to acquire our partner’s upside participation in the joint ventures. The non-refundable deposits were 
applied towards the total purchase price of approximately $24.7 million when the Company acquired 100% of the interest in the joint ventures in November 2014.  

In December 2014, the Company sold a 49% interest in 13th and Market to MetLife for $54.2 million, resulting in a gain, net of tax, of $7.2 million. 

Additionally, the Company sold a 50% interest in a wholly owned land parcel to MetLife for $8.3 million, resulting in a loss, net of tax, of $2.2 million. As a result, 
the Company no longer controls these two joint ventures and they were deconsolidated by the Company in December 2014.  

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Unconsolidated Joint Ventures and Partnerships 

The Company recognizes earnings or losses from our investments in unconsolidated joint ventures and partnerships consisting of our proportionate share 

of the net earnings or losses of the joint ventures and partnerships.  

The following table summarizes the Company’s investment in and advances to unconsolidated joint ventures and partnerships, net which are accounted 

for under the equity method of accounting as of December 31, 2014 and 2013 (dollars in thousands): 

Joint Venture 

   Location of 
Properties 

Number of 
Properties 

2014 

Number of 
Apartment 
Homes  

Investment at 

UDR’s Ownership 
Interest 

2014 

2014 

2013 

2014 

2013 

Operating and development: 
Various 

UDR/MetLife I 
(a) 
UDR/MetLife II 
(a) 

  Various 

Other 
UDR/MetLife 
Joint Ventures 
(a) 
UDR/MetLife 
Vitruvian Park® 
(c) 

UDR/KFH (d) 

  Various 

  Addison, TX 
Washington, 
D.C. 

Texas (e) 

  Texas 

  4 land parcels 
21 operating 
communities 
1 operating 
community, 3 
development 
communities (b), 2 
land parcels 
3 operating 
communities, 6 land 
parcels 
3 operating 
communities 
8 operating 
communities 

—     $ 

13,306     $ 

47,497     

15.7 % 

4.5 % 

4,642     

431,277     

327,926     

50.0 % 

50.0 % 

1,282     

134,939     

36,313     

50.6 % 

35.8 % 

1,394     

80,302     

79,318     

50.0 % 

50.0 % 

660     

21,596     

25,919     

30.0 % 

30.0 % 

3,359     

(25,901 )   

(23,591 )   

20.0 % 

20.0 % 

Investment in and advances to unconsolidated joint 
ventures, net, before participating loan investment 

655,519     

493,382       

Location 
Participating loan investment: 
Steele Creek (f) 

  Denver, CO 

   Preferred Return 

Years To 
Maturity 

Investment at 

6.5% 

2.8 

2014 
62,707     

2013 
   2014 
14,273      $2,350 

Income From 
Participating Loan 
Investment For The Year 
Ended 
2013  2012 

$156 

$— 

Total investment in and advances to unconsolidated joint 
ventures, net  

  $  718,226     $  507,655       

(a)  In January 2012, the Company formed a joint venture with an unaffiliated third party to acquire 399 Fremont (land for future development) in San 

Francisco, California, which is included in Other UDR/MetLife Joint Ventures in the table above. At closing, UDR owned a noncontrolling interest of 
92.5% in the joint venture. The Company’s total investment was $55.5 million, which consisted of its initial investment of $37.3 million and an option 
to exercise its right to acquire its partner’s 7.5% ownership interest in the joint venture. In October 2012, the Company exercised its option and paid 
$13.5 million. In January 2013, the Company subsequently acquired its partner’s 7.5% ownership interest for $4.7 million. In December 2013, the 
Company sold a 49% ownership interest to MetLife in the fully-entitled 399 Fremont land parcel for approximately $29.9 million. In conjunction with 
the sale, the Company formed a new unconsolidated real estate joint venture with MetLife, UDR/MetLife 399 Fremont, to develop a $318 million, 447-
home, luxury high-rise tower on the site. Construction commenced in the first quarter 2014. As the Company recently acquired the 399 Fremont land 
parcel, the sale price was equivalent to the cost basis resulting in no gain or loss on the transaction. Under the terms of the partnership, the Company 
serves as the general partner with significant participating rights held by our partner, and has the ability to earn fees for development management, 
property management, asset management, and financing transactions. The UDR/MetLife 399 Fremont Joint Venture is accounted for under the equity 
method of accounting. Our initial investment was approximately $31.1 million. 

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In June 2013 and within UDR/MetLife I, the Company exchanged with MetLife its approximately 10% ownership interest in four operating 

communities and paid MetLife an additional $15.6 million in cash for an increased ownership interest of approximately 35% in two high-rise operating 
communities, bringing UDR's ownership interest in the two high-rise operating communities to 50% each. The two high-rise operating communities 
are located in Denver, Colorado and San Diego, California and were subsequently contributed to UDR/MetLife II. The four operating communities in 
which UDR exchanged its ownership interest are located in Washington D.C.; San Francisco, California; Dallas, Texas; and Charlotte, North Carolina. 
UDR continues to fee manage these four operating communities. 

In March 2014, the Company sold its minority ownership interests in two operating communities located in Los Angeles, California to 

MetLife for cash proceeds of $3.0 million, which resulted in an immaterial gain. In April 2014, the Company increased its ownership interest in the 
remaining six operating communities in the UDR/MetLife I Joint Venture from 12% to 50%, and MetLife and the Company contributed the 
communities to the UDR/MetLife II Joint Venture. The Company paid MetLife $82.5 million for the additional ownership interests. The Company 
continues to fee manage the operating communities that were contributed to the UDR/MetLife II Joint Venture as well as the two operating 
communities in which it sold its minority ownership interests.  

In July 2014, the Company increased the ownership interest in two land sites in UDR/Metlife I to 50.1% and formed individual asset joint 

ventures, which are included in Other UDR/MetLife Joint Ventures in the table above. The remaining 49.9% continues to be held by our joint venture 
partner MetLife. The Company paid MetLife approximately $21.5 million for the additional ownership interests.       

In December 2014, the Company increased its ownership interest in one land site in the UDR/MetLife I Joint Venture to 50%. Additionally, 
the Company increased its ownership interest in another land site to 50.1%, which MetLife and the Company contributed to a separate joint venture 
and is included in Other UDR/MetLife Joint Ventures in the table above. The Company paid MetLife approximately $15.3 million for the additional 
ownership interests. As of December 31, 2014, the remaining assets in the UDR/MetLife I Joint Venture were comprised of three potential 
development land sites in which the Company has an average ownership interest of approximately 5% and one fully entitled land parcel in which the 
Company owns 50%.  

In December 2014, the Company sold a 49% interest in 13th and Market located in San Diego, California to MetLife for gross proceeds of 
$54.2 million, resulting in a gain, net of tax, of $7.2 million and a 50% interest in 3033 Wilshire in Los Angeles, California, also to MetLife for gross 
proceeds of $8.3 million, resulting in a loss, net of tax, of $2.2 million. 

(b)  The number of apartment homes for the communities under development presented in the table above is based on the projected number of total 

homes. As of December 31, 2014, no apartment homes had been completed in Other UDR/MetLife Joint Ventures. 

(c)  In June 2013, the Company sold a 50% interest in five partnerships (the “UDR/MetLife Vitruvian Park® Partnerships”) to MetLife for approximately 
$141.3 million. The transaction resulted in a gain of approximately $436,000 which the Company has deferred until the terms of the construction 
completion guarantee have been met. Under the terms of the UDR/MetLife Vitruvian Park® Partnerships, the Company serves as the general partner 
with significant participating rights held by our partner, and earns fees for property management, asset management, and financing transactions. The 
UDR/MetLife Vitruvian Park® Partnerships are accounted for under the equity method of accounting. Our initial investment was approximately $80.2 
million, which consisted of approximately $140.0 million (50% of our net book value of the real estate at the time of the transaction) reduced by our 
share of the net proceeds received upon encumbering the assets of approximately $58.7 million and other operating adjustments. 

At closing, a total of $118.3 million of secured debt was placed on the two operating communities and the community under development. The debt 
on the two operating communities carries an interest rate of 4.0% with a term of ten years and the non-recourse construction loan on the community 
under development carries an interest rate of LIBOR plus 175 basis points with a term of two years and two one-year extension options. The 
Company has guaranteed the completion of the construction of the development. Proceeds from the construction loan will be used for completion of 
construction of the development. Upon completion, at its 50% ownership, the Company's pro-rata share of the undepreciated book value of the 
UDR/MetLife Vitruvian Park® Partnerships' real estate assets and outstanding debt will be approximately $145.0 million and $62.8 million, respectively. 

41 

 
 
 
 
(d) UDR is a partner with an unaffiliated third party, which formed a joint venture for the investment of up to $450 million in multifamily properties located 
in key, high barrier to entry markets. The partners will contribute equity of $180 million of which the Company’s maximum equity will be 30% or $54 
million when fully invested.  

(e) In November 2007, UDR and an unaffiliated third party formed a joint venture to own and operate 10 communities located in Texas. UDR contributed 

cash and property equal to 20% of the fair value of the joint venture. During the year ended December 31, 2012, the Company acquired the remaining 
80% ownership interests in two communities in Austin, Texas for $11.7 million. The Company’s investment in the joint venture at December 31, 2014 
and 2013 was net of deferred profits on the sale of depreciable properties to the joint venture of $23.9 million and $24.0 million, respectively. 

In January 2015, the eight communities held by the Texas joint venture were sold, generating proceeds to UDR of $43.5 million. The Company 
recorded promote and fee income of approximately $9.6 million and a gain of approximately $59.1 million (including $24.2 million of previously deferred 
gains) in connection with the sale.  

(f) In October 2013, the Company entered into a participating debt financing arrangement with a third party that is developing a $108 million, 218-home, 

high-rise luxury community located adjacent to the Cherry Creek Mall in Denver, Colorado. Under the agreement, UDR will finance up to 85%, or 
approximately $92.0 million, of the development cost at an interest rate of 6.5% per annum on the outstanding debt balance. In addition, the Company 
has the option to purchase the community upon completion of construction and has a 50% participating interest in the profit upon the acquisition of 
the community or sale to a third party. The Company accounts for the arrangement consistent with an investment in real estate under the equity 
method of accounting.  

As of December 31, 2014, and 2013, our participating loan investment was $62.7 million and $14.3 million, respectively, which was included in 
Investment in and advances to unconsolidated joint ventures, net on the Consolidated Balance Sheets. We also recognized $2.4 million and $156,000 
of income included in Income/(loss) from unconsolidated entities on the Consolidated Statements of Operations for the years ended December 31, 
2014 and 2013, respectively.  

Dispositions 

During the year ended December 31, 2014, the Company recognized gains on the sale of real estate, net of tax, of $143.6 million. The Company sold nine 
communities consisting of a total of 2,500 apartment homes, an adjacent parcel of land, and one operating property for gross proceeds of $328.4 million, resulting 
in net proceeds of $324.4 million and a total gain, net of tax, of $138.6 million. The Company also sold 49% interest in a recently completed development for gross 
proceeds of $54.2 million, resulting in a gain, net of tax, of $7.2 million, and 50% interest in a land parcel for gross proceeds of $8.3 million, resulting in a loss, net 
of tax, of $2.2 million. A portion of the sale proceeds was designated for tax-deferred exchanges under Section 1031 of the Internal Revenue Code and was used 
to fund acquisitions of real estate as discussed above.  

In 2013, UDR sold two apartment communities in the Sacramento market, consisting of 914 apartment homes for gross proceeds of $81.1 million. UDR 

recognized gains of $41.9 million, which are included in Income/(loss) from discontinued operations, net of tax on the UDR Consolidated Statements of 
Operations. Proceeds were used primarily to fund development and redevelopment activity and reduce debt.  

In 2012, UDR sold 21 apartment communities, which had 6,507 apartment homes for gross proceeds of $609.4 million. UDR recognized gains (before tax) of 
$260.4 million, which are included in Income/(loss) from discontinued operations, net of tax on the UDR Consolidated Statements of Operations. Proceeds were 
used primarily to fund development and redevelopment activity and reduce debt.  

We plan to continue to pursue our strategy of exiting markets where long-term growth prospects are limited and redeploying capital to primary locations in 

markets we believe will provide the best investment returns. 

Financing Activities 

For the years ended December 31, 2014, 2013 and 2012, Net cash provided by/(used in) financing activities was $(113.7) million, $(198.6) million and 

($116.0) million, respectively.  

The following significant financing activities occurred during the year ended December 31, 2014: 

• 

repaid $81.0 million of secured debt;

42 

 
 
 
 
 
 
 
 
 
 
• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

repaid $184.0 million of 5.13% unsecured medium-term notes due January 2014;

repaid $128.5 million of 5.50% unsecured medium-term notes due April 2014;

issued $300.0 million of 3.750% senior unsecured medium-term notes due July 2024;

sold 3,410,433 shares of common stock for aggregate net proceeds of approximately $99.8 million after deducting related expenses; 

net borrowings of $152.5 million under the Company’s $900 million unsecured revolving credit facility; and

paid distributions of $256.1 million to our common stockholders.

The following significant financing activities occurred during the year ended December 31, 2013: 

issued $300 million of 3.70% senior unsecured medium-term notes due October 2020;

repaid $46.6 million of secured debt. The $46.6 million of secured debt included $42.2 million of mortgage payments and the repayment of $4.4 million of 
credit facilities;  

repaid $122.5 million of 6.05% unsecured medium-term notes due June 2013; and

re-priced our $100 million and $250 million unsecured term notes from LIBOR plus 142.5 basis points to LIBOR plus 125 basis points, and extended the 
maturity dates from January 2016 to June 2018. 

Credit Facilities 

As of December 31, 2014, we have secured credit facilities with Fannie Mae with an aggregate commitment of $834.3 million, all of which was outstanding. 
The Fannie Mae credit facilities mature at various dates from May 2017 through July 2023, and bear interest at floating and fixed rates. The Company has $568.1 
million of the funded balance fixed at a weighted average interest rate of 5.12% and the remaining balance of $266.2 million on these facilities had at a weighted 
average variable rate of 1.60% at December 31, 2014.  

As of December 31, 2014, the Company has a $900 million unsecured revolving credit facility that matures in December 2017. The credit facility has a six 
month extension option and contains an accordion feature that allows us to increase the facility to $1.45 billion. Based on the Company’s current credit rating, 
the credit facility carries an interest rate equal to LIBOR plus a spread of 100 basis points and a facility fee of 15 basis points. As of December 31, 2014, we had 
$152.5 million of outstanding borrowings under the credit facility, leaving $747.5 million of unused capacity (excluding $1.9 million of letters of credit at 
December 31, 2014). 

The Fannie Mae credit facilities and the bank unsecured revolving credit facility are subject to customary financial covenants and limitations. As of 

December 31, 2014, we were in compliance with all financial covenants under these credit facilities. 

Interest Rate Risk 

We are exposed to interest rate risk associated with variable rate notes payable and maturing debt that has to be refinanced. We do not hold financial 
instruments for trading or other speculative purposes, but rather issue these financial instruments to finance our portfolio of real estate assets. Interest rate 
sensitivity is the relationship between changes in market interest rates and the fair value of market rate sensitive assets and liabilities. Our earnings are affected 
as changes in short-term interest rates impact our cost of variable rate debt and maturing fixed rate debt. We had $579.7 million in variable rate debt that is not 
subject to interest rate swap contracts as of December 31, 2014. If market interest rates for variable rate debt increased by 100 basis points, our interest expense 
would increase by $6.9 million based on the average balance outstanding during the year. 

These amounts are determined by considering the impact of hypothetical interest rates on our borrowing cost. These analysis do not consider the effects 

of the adjusted level of overall economic activity that could exist in such an environment. Further, in the event of a change of such magnitude, management 
would likely take actions to further mitigate our exposure to the change. However, due to the uncertainty of the specific actions that would be taken and their 
possible effects, the sensitivity analysis assumes no change in our financial structure. 

The Company also utilizes derivative financial instruments to manage interest rate risk and generally designates these financial instruments as cash flow 

hedges. See Note 13, Derivatives and Hedging Activities, in the Notes to Consolidated Financial Statements included in this Report for additional discussion of 
derivate instruments. 

43 

 
 
 
 
 
Funds from Operations, Funds from Operations as Adjusted, and Adjusted Funds from Operations 

Funds from Operations  

Funds from operations (“FFO”) is defined as net income (computed in accordance with GAAP), excluding impairment write-downs of depreciable real 
estate or of investments in non-consolidated investees that are driven by measurable decreases in the fair value of depreciable real estate held by the investee, 
gains or losses from sales of depreciable property, plus real estate depreciation and amortization, and after adjustments for unconsolidated partnerships and 
joint ventures. This definition conforms with the National Association of Real Estate Investment Trust’s (“NAREIT”) definition issued in April 2002 and is 
comparable to FFO, diluted in the accompanying reconciliation. Historical cost accounting for real estate assets in accordance with GAAP implicitly assumes 
that the value of real estate assets diminishes predictably over time. Since real estate values instead have historically risen or fallen with market conditions, many 
industry investors and analysts have considered the presentation of operating results for real estate companies that use historical cost accounting to be 
insufficient by themselves. Thus, NAREIT created FFO as a supplemental measure of a REIT’s operating performance. In the computation of diluted FFO, OP 
Units, unvested restricted stock, stock options, and the shares of Series E Cumulative Convertible Preferred Stock are dilutive; therefore, they are included in the 
diluted share count. 

Activities of our TRS include development and land entitlement. From time to time, we develop and subsequently sell a TRS property which results in a 

short-term use of funds that produces a profit that differs from the traditional long-term investment in real estate for REITs. We believe that the inclusion of 
these TRS gains in FFO is consistent with the standards established by NAREIT as the short-term investment is incidental to our main business. TRS gains on 
sales, net of taxes, are defined as net sales proceeds less a tax provision and the gross investment basis of the asset before accumulated depreciation.  

We consider FFO a useful metric for investors as we use FFO in evaluating property acquisitions and our operating performance, and believe that FFO 

should be considered along with, but not as an alternative to, net income and cash flow as a measure of our activities in accordance with GAAP. FFO does not 
represent cash generated from operating activities in accordance with GAAP and is not necessarily indicative of funds available to fund our cash needs.  

Funds from Operations as Adjusted 

FFO as Adjusted is defined as FFO excluding the impact of acquisition-related costs and other non-comparable items including, but not limited to, 
prepayment costs/benefits associated with early debt retirement, gains on sales of marketable securities and TRS property, deferred tax valuation allowance 
increases and decreases, casualty-related expenses and recoveries, severance costs and legal costs. Management believes that FFO as Adjusted is useful 
supplemental information regarding our operating performance as it provides a consistent comparison of our operating performance across time periods and 
allows investors to more easily compare our operating results with other REITs.  

FFO as Adjusted is not intended to represent cash flow or liquidity for the period, and is only intended to provide an additional measure of our operating 
performance. We believe that net income attributable to UDR, Inc. is the most directly comparable GAAP financial measure to FFO as Adjusted. However, other 
REITs may use different methodologies for calculating FFO as Adjusted or similar FFO measures and, accordingly, our FFO as Adjusted may not always be 
comparable to FFO as Adjusted or similar FFO measures calculated by other REITs. FFO as Adjusted should not be considered as an alternative to net income 
(determined in accordance with GAAP) as an indication of financial performance, or as an alternative to cash flows from operating activities (determined in 
accordance with GAAP) as a measure of our liquidity. 

Adjusted Funds from Operations 

Adjusted FFO, or “AFFO”, is a non-GAAP financial measure that management uses as a supplemental measure of our performance. AFFO is defined as 
FFO as Adjusted less recurring capital expenditures that are necessary to help preserve the value of and maintain functionality at our communities. Therefore, 
management considers AFFO a useful supplemental performance metric for investors as it is more indicative of the Company’s operational performance than 
FFO or FFO as Adjusted. 

AFFO is not intended to represent cash flow or liquidity for the period, and is only intended to provide an additional measure of our operating 

performance. We believe that net income attributable to UDR, Inc. is the most directly comparable GAAP financial measure to AFFO. Management believes that 
AFFO is a widely recognized measure of the operations of REITs, and presenting AFFO will enable investors to assess our performance in comparison to other 
REITs. However, other REITs may use different methodologies for calculating AFFO and, accordingly, our AFFO may not always be comparable to AFFO 
calculated by other REITs. AFFO should not be considered as an alternative to net income (determined in accordance with GAAP) as an indication of financial 
performance, or as an alternative to cash flows from operating activities (determined  

44 

 
 
 
 
 
in accordance with GAAP) as a measure of our liquidity, nor is it indicative of funds available to fund our cash needs, including our ability to make distributions. 

The following table outlines our reconciliation of Net Income/(Loss) Attributable to UDR, Inc. to FFO, FFO as Adjusted, and AFFO for the years ended 

December 31, 2014, 2013, and 2012 (dollars in thousands): 

Year Ended December 31, 

Net income/(loss) attributable to UDR, Inc. 
Distributions to preferred stockholders 
Real estate depreciation and amortization, including discontinued operations 
Noncontrolling interests 
Real estate depreciation and amortization on unconsolidated joint ventures 
Net (gain)/loss on the sale of depreciable property, excluding TRS 

Premium on preferred stock redemption or repurchases, net 

Funds from operations (“FFO”), basic 

Distribution to preferred stockholders — Series E (Convertible) 

FFO, diluted 

FFO per common share, basic 

FFO per common share, diluted 

Weighted average number of common shares and OP Units outstanding — basic 
Weighted average number of common shares, OP Units, and common stock equivalents outstanding — 
diluted 

Impact of adjustments to FFO: 

Acquisition-related costs/(fees), including joint ventures 
Costs/(benefit) associated with debt extinguishment and tender offer 
Redemption of preferred stock 
(Gain)/loss on sale of land 
Net gain on prepayment of note receivable 
Tax benefit associated with the conversion of certain TRS entities into REITs 
Gain on sale of TRS property/marketable securities 
Severance costs and other restructuring expense 
Reversal of deferred tax valuation allowance 

Casualty-related (recoveries)/charges, net 

FFO as Adjusted, diluted 

FFO as Adjusted per common share, diluted 

Recurring capital expenditures 

AFFO 

AFFO per common share, diluted 

45 

$

$

$

$

$

$

$

$

$

2014 
154,334 

   $

$

(3,724)    

358,154 
5,508 
42,133 
(144,703)    

— 
411,702 
3,724 
415,426 
1.58 
1.56 
260,775 

   $
   $
   $

2013 

2012 

   $ 

44,812 
(3,724)    

341,490 
1,470 
33,180 
(40,450)    
— 
376,778 
3,724 
380,502 
1.45 
1.44 
259,306 

   $ 
   $ 
   $ 

212,177 
(6,010) 
350,400 
8,126 
32,531 
(243,805) 
(2,791) 
350,628 
3,724 
354,352 
1.41 
1.40 
248,262 

265,728 

263,926 

252,659 

   $

442 
192 
— 
1,056 
(8,411)    
(5,770)    
— 
— 
— 
541 
(11,950)     $

(254)     $ 
178 
— 
— 
— 
— 
(2,651)    
— 
— 
(9,665)    
(12,392)     $ 

2,762 
(277) 
2,791 
— 
— 
— 
(7,749) 
733 
(21,530) 
9,262 
(14,008) 

403,476 

   $

368,110 

   $ 

340,344 

1.52 

   $

1.39 

   $ 

1.35 

(43,921)    
359,555 

   $

(42,707)    
325,403 

   $ 

(42,249) 
298,095 

1.35 

   $

1.23 

   $ 

1.18 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table is our reconciliation of FFO share information to weighted average common shares outstanding, basic and diluted, reflected on the 

Consolidated Statements of Operations for the years ended December 31, 2014, 2013, and 2012 (shares in thousands): 

Weighted average number of common shares and OP Units outstanding — basic 

Weighted average number of OP Units outstanding 
Weighted average number of common shares outstanding — basic per the Consolidated Statements of 
Operations 

Year Ended December 31, 

2014 
260,775 

(9,247)    

2013 

2012 

259,306 

(9,337)    

248,262 
(9,411) 

251,528 

249,969 

238,851 

Weighted average number of common shares, OP Units, and common stock equivalents outstanding — 
diluted 
Weighted average number of OP Units outstanding 
Weighted average incremental shares from assumed conversion of stock options 
Weighted average incremental shares from unvested restricted stock 

Weighted average number of Series E preferred shares outstanding 
Weighted average number of common shares outstanding — diluted per the Consolidated Statements of 
Operations 

265,728 

263,926 

(9,247)    
— 
— 
(3,036)    

(9,337)    
(1,169)    
(415)    
(3,036)    

252,659 
(9,411) 
(1,213) 
(148) 
(3,036) 

253,445 

249,969 

238,851 

A presentation of cash flow metrics based on GAAP is as follows (dollars in thousands): 

Net cash provided by/(used in) operating activities 
Net cash provided by/(used in) investing activities 
Net cash provided by/(used in) financing activities 

Results of Operations 

Year Ended December 31, 
2013 

2012 

2014 

$

   $ 

392,360 
(293,660)    
(113,725)    

   $

339,902 
(123,209)    
(198,559)    

327,187 
(211,582) 
(115,993) 

The following discussion explains the changes in results of operations that are presented in our Consolidated Statements of Operations for the years 

ended December 31, 2014, 2013, and 2012, and includes the results of both continuing and discontinued operations for the periods presented. 

Net Income/(Loss) Attributable to Common Stockholders 

2014 -vs- 2013  

Net income attributable to common stockholders was $150.6 million ($0.59 per diluted share) for the year ended December 31, 2014 as compared to net 

income of $41.1 million ($0.16 per diluted share) for the prior year. The increase in net income attributable to common stockholders for the year ended 
December 31, 2014 resulted primarily from the following items, all of which are discussed in further detail elsewhere within this Report: 

• 

gains, net of tax, of $143.6 million on the sale of real estate during the year ended December 31, 2014. These gains consisted of:

• 

• 

the sale of nine communities with a total of 2,500 apartment homes, an adjacent parcel of land, and one operating property for gross proceeds of 
$328.4 million, resulting in a gain, net of tax, of approximately $138.6 million; and  

the sale of 49% interest in a recently completed development for gross proceeds of $54.2 million, resulting in a gain, net of tax, of $7.2 million and 
50% interest in a land parcel for gross proceeds of $8.3 million, resulting in a loss, net of tax, of $2.2 million. 

46 

 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
• 

an increase in total property net operating income (“NOI”) primarily due to higher occupancy and higher revenue per occupied home, and NOI from the 
homes placed in service related to development and redevelopment projects completed in 2014 and 2013, partially offset by the disposition of 
communities in 2014 and 2013. 

This was partially offset by: 

• 

• 

an increase in depreciation and amortization expense primarily from the homes placed in service related to development and redevelopment projects 
completed in 2014 and 2013, partially offset by a decrease from sold communities and fully depreciated assets; and 

casualty-related recoveries in 2013 resulting from the effects of Hurricane Sandy on three of our New York City communities in 2012 (see Note 4, Real 
Estate Owned, in the Notes to the UDR Consolidated Financial Statements for more details); 

2013 -vs- 2012  

Net income attributable to common stockholders was $41.1 million ($0.16 per diluted share) for the year ended December 31, 2013 as compared to net 

income of $203.4 million ($0.85 per diluted share) for the prior year. The decrease in net income attributable to common stockholders for the year ended 
December 31, 2013 resulted primarily from the following items, all of which are discussed in further detail elsewhere within this Report: 

• 

a decrease in net gains of $218.5 million on the sale of depreciable property related to the disposition of two communities in 2013 as compared to 21 
communities in 2012; and 

• 

a decrease of $23.0 million in tax benefit primarily due to the reversal of our tax valuation allowance during 2012.

This was partially offset by: 

• 

• 

• 

• 

• 

an increase in total property NOI primarily due to higher occupancy and higher revenue per occupied home partially offset by the disposition of 21 
communities in 2012; 

casualty-related recoveries in 2013 resulting from the effects of Hurricane Sandy on three of our New York, New York communities in 2012 (see Note 16, 
Casualty-Related (Recoveries)/Charges, in the Notes to the UDR Consolidated Financial Statements included in this Report for more details);  

a decrease in depreciation and amortization expense primarily from the disposition of assets in 2012 and intangible assets related to in place leases 
acquired in 2011 and 2012 becoming fully amortized in 2012, which was partially offset by the depreciation from developed and redeveloped units placed 
in service in 2012 and 2013; 

a decrease in loss from unconsolidated entities primarily due to an $8.3 million gain ($5.3 million net of tax expense) on the sale of our 95% interest in the 
Lodge at Stoughton; and 

a decrease in interest expense due to lower average debt balances, lower average interest rates, and higher capitalized interest from development and 
redevelopment activities. 

Apartment Community Operations 

Our net income results are primarily from NOI generated from the operation of our apartment communities. The Company defines NOI, which is a non-

GAAP financial measure, as rental income less direct property rental expenses. Rental income represents gross market rent less adjustments for concessions, 
vacancy loss and bad debt. Rental expenses include real estate taxes, insurance, personnel, utilities, repairs and maintenance, administrative and marketing. 
Excluded from NOI is property management expense which is calculated as 2.75% of property revenue to cover the regional supervision and accounting costs 
related to consolidated property operations and land rent.  

Although the Company considers NOI a useful measure of a operating performance, NOI should not be considered an alternative to net income or net cash 

flow from operating activities as determined in accordance with GAAP. NOI excludes several income and expense categories as detailed in the reconciliation of 
NOI to Net income/(loss) attributable to UDR, Inc. below. 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table summarizes the operating performance of our total property NOI (which includes discontinued operations) for each of the periods 

presented (dollars in thousands): 

Same-Store Communities: 
Same-store rental income 

Same-store operating expense (c) 

Same-store NOI 

Non-Mature Communities/Other NOI: 
Acquired communities NOI 
Sold or held for sale communities NOI 
Developed communities NOI 
Redeveloped communities NOI 

Commercial NOI and other 

Total non-mature communities/other NOI 

Year Ended December 31, (a) 

   Year Ended December 31, (b) 

2014 

2013 

   %  Change 

2013 

2012 

   %  Change 

$

   $

630,966 
(190,128)    
440,838 

604,729 
(185,512)    
419,217 

4.3 %    $

2.5 %    

5.2 %    

613,733 
  $
(189,224)    
424,509 

584,999 
(184,393)    
400,606 

4.9 % 

2.6 % 

6.0 % 

17,788 
14,108 
26,492 
45,578 
11,517 
115,483 

14,997 
28,662 
4,920 
36,229 
10,016 
94,824 

18.6 %    
(50.8)%   
438.5 %    
25.8 %    

15.0 %    

21.8 %    

19,291 
7,932 
4,846 
44,991 
12,472 
89,532 

16,709 
29,941 

(334)    

42,026 
15,252 
103,594 

15.5 % 
(73.5)% 
(1,550.9)% 
7.1 % 

(18.2)% 

(13.6)% 

Total Property NOI 

$

556,321 

   $

514,041 

8.2 %    $

514,041 

  $

504,200 

2.0 % 

(a)

(b)

(c)

 Same-store consists of 34,581 apartment homes. 

 Same-store consists of 35,790 apartment homes. 

 Excludes depreciation, amortization, and property management expenses. 

The following table is our reconciliation of total property NOI to Net income/(loss) attributable to UDR, Inc. as reflected, for both continuing and 

discontinued operations, for the periods presented (dollars in thousands): 

   $

Total property NOI 
Joint venture management and other fees 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related recoveries/(charges), net 
Other depreciation and amortization 
Income/(loss) from unconsolidated entities 
Interest expense 
Interest and other income/(expense), net 
Tax benefit/(provision), net 
Gain/(loss) on sale of real estate owned, net of tax 
Net (income)/loss attributable to redeemable noncontrolling interests in the Operating 
Partnership 

Net (income)/loss attributable to noncontrolling interests 

Net income/(loss) attributable to UDR, Inc. 

   $

48 

Year Ended December 31, 

2014 

2013 

2012 

   $ 

556,321 
13,044 
(22,142)    
(8,271)    
(358,154)    
(47,800)    
(541)    
(5,775)    
(7,006)    
(130,454)    
11,837 
15,136 
143,647 

(5,511)    
3 
154,334 

   $ 

   $ 

514,041 
12,442 
(20,780)    
(7,136)    
(341,490)    
(42,238)    
12,253 
(6,741)    
(415)    
(126,083)    
4,681 
7,299 
40,449 

(1,530)    
60 
44,812 

   $ 

504,200 
11,911 
(20,465) 
(5,718) 
(350,401) 
(43,792) 
(8,495) 
(4,105) 
(8,579) 
(138,792) 
2,703 
30,282 
251,554 

(7,986) 
(140) 
212,177 

 
 
 
 
  
     
    
  
  
  
  
  
     
     
    
    
    
  
  
  
  
  
  
 
 
   
   
   
   
   
  
     
     
    
    
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
   
   
   
   
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Same -Store Communities 

2014 -vs- 2013  

Our same-store community properties (those acquired, developed, and stabilized prior to January 1, 2013 and held on December 31, 2014) consisted of 

34,581 apartment homes and provided 79.2% of our total NOI for the year ended December 31, 2014. 

NOI for our same-store community properties increased 5.2% or $21.6 million for the year ended December 31, 2014 compared to 2013. The increase in 

property NOI was attributable to a 4.3% or $26.2 million increase in property rental income, which was partially offset by a 2.5% or $4.6 million increase in 
operating expenses. The increase in revenues was primarily driven by a 3.5% or $20.2 million increase in rental rates and a 4.9% or $2.2 million increase in 
reimbursement and fee income. Physical occupancy increased 0.6% to 96.7% and total monthly income per occupied home increased by 3.8% to $1,573. 

The increase in operating expenses was primarily driven by a 4.1% or $2.6 million increase in real estate tax caused by higher real estate valuations and a 

15.5% or $1.3 million increase in insurance expense primarily caused by a higher volume of small claims. 

As a result of the percentage changes in property rental income and property operating expenses, the operating margin (property net operating income 

divided by property rental income) increased to 69.9% for the year ended December 31, 2014 as compared to 69.3% for 2013. 

2013 -vs- 2012  

Our same-store community properties (those acquired, developed, and stabilized prior to January 1, 2012 and held on December 31, 2013) consisted of 

35,790 apartment homes and provided 82.6% of our total NOI for the year ended December 31, 2013. 

NOI for our same-store community properties increased 6.0% or $23.9 million for the year ended December 31, 2013 compared to 2012. The increase in 

property NOI was attributable to a 4.9% or $28.7 million increase in property rental income, which was partially offset by a 2.6% or $4.8 million increase in 
operating expenses. The increase in revenues was primarily driven by a 4.0% or $22.7 million increase in rental rates and a 7.7% or $3.6 million increase in 
reimbursement and fee income. Physical occupancy increased 0.2% to 96.0% and total monthly income per occupied home increased by 4.7% to $1,488. 

The increase in operating expenses was primarily driven by a 6.7% or $3.9 million increase in real estate tax and a 4.6% or $2.0 million increase in personnel 

costs, which was partially offset by a 4.2% or $1.3 million decrease in repair and maintenance expense. 

As a result of the percentage changes in property rental income and property operating expenses, the operating margin (property net operating income 

divided by property rental income) increased to 69.2% for the year ended December 31, 2013 as compared to 68.5% for 2012. 

Non-Mature Communities/Other 

2014 -vs- 2013  

The remaining $115.5 million or 20.8% of our total NOI for the year ended December 31, 2014 was generated from our non-mature communities/other. 

UDR’s non-mature communities/other consist of communities that do not meet the criteria to be included in same-store communities, which includes 
communities developed or acquired, redevelopment properties, sold or held for sale properties, and non-apartment components of mixed use properties. NOI 
from non-mature communities/other increased by 21.8% or $20.7 million for the year ended December 31, 2014 compared to 2013. The increase was primarily 
driven by a increase in NOI of 438.5% or $21.6 million from development communities and 25.8% or $9.3 million from redevelopment communities completed in 
2014 and 2013, which was partially offset by an decrease in NOI of 50.8% or $14.6 million from communities sold in 2014 and 2013. 

2013 -vs- 2012  

The remaining $89.5 million of our total NOI for the year ended December 31, 2013 was generated from our non-mature communities/other. NOI from non-

mature communities decreased by 13.6% or $14.1 million for the year ended December 31, 2013 compared to 2012. The decrease was primarily driven by a 
decrease in NOI of 73.5% or $22.0 million from communities  

49 

 
 
 
 
 
sold in 2012, partially offset by an increase in NOI of 1,550.9% or $5.2 million from development communities completed in 2013 and 2012 and an increase in NOI 
of 7.1% or $3.0 million from redeveloped communities completed in 2013 and 2012. 

Real Estate Depreciation and Amortization 

For the year ended December 31, 2014, real estate depreciation and amortization on both continuing and discontinued operations increased 4.9% or $16.7 
million as compared to 2013. The increase in depreciation and amortization for the year ended December 31, 2014 was primarily due to homes delivered from our 
development and redevelopment communities, partially offset by a decrease from sold communities and fully depreciated assets.  

For the year ended December 31, 2013, real estate depreciation and amortization on both continuing and discontinued operations decreased 2.5% or $8.9 
million as compared to 2012. The decrease in depreciation and amortization for the year ended December 31, 2013 was primarily from the disposition of assets in 
2012 and intangible assets related to in place leases acquired in 2012 and 2011 becoming fully amortized in 2012. The decrease was partially offset by the 
depreciation from developed and redeveloped units placed in service in 2013 and 2012. 

General and Administrative 

For the year ended December 31, 2014, general and administrative expense increased 13.2% or $5.6 million from 2013. The increase was primarily due to a $3.8 

million increase in stock-based compensation expense under the long-term incentive plan and salary and benefit increases. 

For the year ended December 31, 2013, general and administrative expense decreased 3.5% or $1.6 million from 2012. The decrease was primarily due to 

acquisition costs incurred in 2012.  

Interest Expense 

For the year ended December 31, 2014, interest expense increased by 3.5% or $4.4 million as compared to 2013. The increase in interest expense was 

primarily due lower capitalized interest from development and redevelopment activities. 

For the year ended December 31, 2013, interest expense decreased 9.2% or $12.7 million as compared to 2012. The decrease in interest expense was 

primarily due to lower debt balances and lower interest rates and higher capitalized interest from development and redevelopment activities. 

Tax Benefit/(Provision), Net 

Income taxes for our TRS are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for future tax 

consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. 
Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are 
expected to be recovered or settled. The effect on deferred tax assets and liabilities from a change in tax rate is recognized in earnings in the period of the 
enactment date.  

The Company recognized a Tax benefit/(provision), net of $15.1 million, $7.3 million and $30.3 million for the years ended December 31, 2014, 2013 and 
2012, respectively. The increase from 2013 to 2014 is primarily attributable to a one-time benefit of $5.8 million related to the conversion of certain taxable REIT 
subsidiaries into REITs in 2014. The decrease from 2012 to 2013 was primarily attributable to the reversal of a $21.5 million net deferred tax asset valuation 
allowance in 2012. Prior to 2012, our TRS had a history of losses and, as a result, had historically recognized a valuation allowance for net deferred tax assets. 
Each quarter, the Company evaluates the need to retain all or a portion of the valuation allowance on its net deferred tax assets. In the first quarter of 2012, the 
Company determined that it is more likely than not that the deferred tax assets, including any remaining net operating losses, will be realized. In making this 
determination, the Company analyzed, among other things, its recent history of earnings, forecasts of future earnings from sales of depreciable property, and its 
cumulative earnings for the last twelve quarters.  

Casualty-Related (Recoveries)/Charges, Net 

In October 2012, Hurricane Sandy hit the East Coast, affecting three of the Company’s operating communities (1,706 apartment homes) located in New York 
City. The properties suffered some physical damage, and were closed to residents for a period following the hurricane. The Company has insurance policies that 
provide coverage for property damage and business interruption, subject to applicable retention. 

50 

 
 
 
 
 
 
 
 
 
Based on the claims filed and management’s estimates, the Company recognized a $9.0 million impairment charge for the damaged assets’ net book value 

and incurred $10.4 million of repair and cleanup costs during the year ended December 31, 2012. The impairment charge and the repair and cleanup costs incurred 
were reduced as of December 31, 2012 by $14.5 million of estimated insurance recovery, and were classified in Casualty-related (recoveries)/charges, net on the 
Consolidated Statements of Operations. During the year ended December 31, 2013, no material adjustments to the impairment charge and the repair and cleanup 
costs incurred were recognized. With the exception of one of the properties that is under redevelopment at December 31, 2013, the rehabilitation of the remaining 
two properties was substantially completed as of December 31, 2013 and was completed during 2014.  

As of December 31, 2013, the Company had settled the Hurricane Sandy claims and received insurance proceeds in excess of the $14.5 million estimated 

insurance recovery receivable related to the impairment charge and the repair and cleanup costs incurred. As a result, the Company recognized a Casualty-
related recovery of approximately $4.8 million and a casualty gain of approximately $654,000 for the year ended December 31, 2013. Both the recovery and 
casualty gain were classified in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations. 

Based on the claims filed and management’s estimates, the Company recognized $4.4 million of business interruption losses for the year ended December 

31, 2012, of which $3.6 million were related to rent concession rebates provided to residents during the period the properties were uninhabitable and were 
classified in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations, and $767,000 were related to rent that was not 
contractually receivable and were classified as a reduction to Rental income on the Consolidated Statements of Operations. As noted below, the Company 
recovered from the insurance carrier approximately $4.2 million of the $4.4 million of 2012 business interruption losses. The Company estimates that it incurred an 
additional $3.4 million of business interruption losses for the year ended December 31, 2013. As noted below, the Company recovered from the insurance carrier 
approximately $2.6 million of the $3.4 million of 2013 business interruption losses. 

During the year ended December 31, 2013, the Company received approximately $6.8 million of insurance proceeds for recovery of business interruption 

losses. Of the $6.8 million of insurance proceeds received in 2013, $4.2 million related to recovery of business interruption losses incurred in 2012 and the 
remaining $2.6 million related to recovery of business interruption losses incurred in 2013. The $6.8 million of recovery was classified in Casualty-related 
(recoveries)/charges, net on the Consolidated Statements of Operations as of December 31, 2013. 

During the year ended December 31, 2014, the Company recorded $541,000 of casualty-related losses due to property damage incurred during an 
earthquake and a storm in California, all of which are included in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations.  

Income/(Loss) from Unconsolidated Entities 

For the years ended December 31, 2014, 2013 and 2012, we recognized losses from unconsolidated entities of $7.0 million, $415,000, and $8.6 million, 
respectively. These losses relate to our investments in unconsolidated joint ventures and partnerships and are included in Income/(loss) from unconsolidated 
entities on the UDR Consolidated Statements of Operations included in this Report. The increase in loss in 2014 as compared to 2013, as well as the decrease in 
loss in 2013 as compared to 2012, was primarily due to an $8.3 million gain ($5.3 million net of tax expense) on the sale of our 95% interest in the Lodge at 
Stoughton in 2013.  

Interest and other income/(expense), net 

For the years ended December 31, 2014, 2013 and 2012, we recognized Interest and other income/(expense), net of $11.9 million, $4.6 million, and $3.5 
million, respectively. The increase in 2014 as compared to 2013 and 2012 was primarily attributable to the net gain of $8.4 million realized on the repayment of a 
note receivable in 2014. 

Gain/(Loss) on Sale of Real Estate Owned, Net of Tax 

During the year ended December 31, 2014, the Company recognized gains on the sale of real estate, net of tax, of $143.6 million. The Company sold nine 
communities consisting of a total of 2,500 apartment homes, an adjacent parcel of land, and one operating property for gross proceeds of $328.4 million, resulting 
in net proceeds of $324.4 million and a total gain, net of tax, of $138.6 million. The Company also sold 49% interest in a recently completed development for gross 
proceeds of $54.2 million, resulting in a gain, net of tax, of $7.2 million; and our 50% interest in a land parcel for gross proceeds of $8.3 million, resulting in a loss, 
net of tax, of $2.2 million. A portion of the sale proceeds was designated for tax-deferred exchanges under Section 1031 of the Internal Revenue Code and was 
used to fund acquisitions of real estate as discussed below.  

51 

 
 
 
 
 
 
 
 
 
 
Due to the Company’s adoption ASU 2014-08, Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity, effective 

January 1, 2014, these gains, net of tax, are included in Gain/(loss) on sale of real estate owned, net of tax on the UDR Consolidated Statements of Operations. 
See Note 2, Significant Accounting Policies, in the Notes to the UDR Consolidated Financial Statements included in this Report for additional information. 

For the years ended December 31, 2013 and 2012, we recognized gains (before tax) of $41.9 million, and $260.4 million, respectively. These gains are 
included in Income/(loss) from discontinued operations, net of tax on the Consolidated Statements of Operations of UDR included in this Report. Changes in 
the level of gains recognized from period to period reflect the changing level of our divestiture activity from period to period as well as the extent of gains related 
to specific properties sold. 

Inflation 

We believe that the direct effects of inflation on our operations have been immaterial. While the impact of inflation primarily impacts our results through 

wage pressures, utilities and material costs, the majority of our leases are for a term of fourteen months or less, which generally enables us to compensate for any 
inflationary effects by increasing rents on our apartment homes. Although an extreme escalation in energy and food costs could have a negative impact on our 
residents and their ability to absorb rent increases, we do not believe this has had a material impact on our results for the year ended December 31, 2014. 

Off-Balance Sheet Arrangements 

We do not have any off-balance sheet arrangements that have, or are reasonably likely to have, a current or future effect on our financial condition, 

changes in financial condition, revenue or expenses, results of operations, liquidity, capital expenditures or capital resources that are material. 

Contractual Obligations 

The following table summarizes our contractual obligations as of December 31, 2014 (dollars in thousands): 

Contractual Obligations 

Long-term debt obligations 
Interest on debt obligations (a) 
Letters of credit 
Unfunded commitments on: 
Development projects (b) 
Unconsolidated joint ventures (b) (c) 
Redevelopment projects (b) 
Participating loan investments (d) 

Operating lease obligations: 

Operating space 

Ground leases (e) 

2015 

2016-2017 

2018-2019 

Thereafter 

Total 

Payments Due by Period 

   $

520,934 
125,037 
1,866 

40,068 
— 
14,222 
29,302 

644,155 
200,454 
— 

— 
172,155 
— 

   $

   $

1,190,637 
135,239 
— 

   $

1,227,379 
114,451 
— 

— 
— 
— 

— 
— 
— 

709 
5,412 
737,550 

   $

200 
10,824 
1,027,788 

   $

152 
10,824 
1,336,852 

   $

109 
313,735 
1,655,674 

   $

3,583,105 
575,181 
1,866 

40,068 
172,155 
14,222 
29,302 

1,170 
340,795 
4,757,864 

   $

   $

(a)  Interest payments on variable rate debt instruments are based on each debt instrument’s respective year-end interest rate at December 31, 2014.

(b)  Any unfunded costs at December 31, 2014 are shown in the year of estimated completion. 

(c)  Represents UDR’s contributed and remaining equity commitment in unconsolidated joint ventures.

(d)  Represents UDR’s remaining participating loan commitment for Steele Creek.

(e)  For purposes of our ground lease contracts, the Company uses the minimum lease payment, if stated in the agreement. For ground lease 

agreements where there is a reset provision based on the communities appraised value or consumer price index but does not included a specified 
minimum lease payment, the Company uses the current rent over the remainder of the lease term. 

52 

 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
  
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
During 2014, we incurred gross interest costs of $150.7 million, of which $20.2 million was capitalized. 

UNITED DOMINION REALTY, L.P.: 

Business Overview  

United Dominion Realty, L.P. (the “Operating Partnership” or “UDR, L.P.”) is a Delaware limited partnership formed in February 2004 and organized 
pursuant to the provisions of the Delaware Revised Uniform Limited Partnership Act. The Operating Partnership is the successor-in-interest to United Dominion 
Realty, L.P., a limited partnership formed under the laws of Virginia, which commenced operations on November 4, 1995. Our sole general partner is UDR, Inc., a 
Maryland corporation (“UDR” or the “General Partner”), which conducts a substantial amount of its business and holds a substantial amount of its assets 
through the Operating Partnership. At December 31, 2014, the Operating Partnership’s real estate portfolio included 68 communities located in nine states and 
the District of Columbia with a total of 20,814 apartment homes. 

As of December 31, 2014, UDR owned 110,883 units of our general limited partnership interests and 174,002,342 units of our limited partnership interests 
(the “OP Units”), or approximately 95.0% of our outstanding OP Units. By virtue of its ownership of our OP Units and being our sole general partner, UDR has 
the ability to control all of the day-to-day operations of the Operating Partnership. Unless otherwise indicated or unless the context requires otherwise, all 
references in this section of this Report to the Operating Partnership or “we,” “us” or “our” refer to UDR, L.P. together with its consolidated subsidiaries. We 
refer to our General Partner together with its consolidated subsidiaries (including us) and the General Partner’s consolidated joint ventures as “UDR” or the 
“General Partner.” 

UDR is a self-administered real estate investment trust, or REIT, that owns, acquires, renovates, develops, and manages apartment communities. The 

General Partner was formed in 1972 as a Virginia corporation and changed its state of incorporation from Virginia to Maryland in September 2003. At 
December 31, 2014, the General Partner’s consolidated real estate portfolio included 139 communities located in 10 states and the District of Columbia with a total 
of 39,851 apartment homes. In addition, the General Partner had an ownership interest in 36 communities with 10,055 completed apartment homes through 
unconsolidated operating communities.  

Critical Accounting Policies and Estimates 

The preparation of financial statements in conformity with United States generally accepted accounting principles (“GAAP”) requires management to use 
judgment in the application of accounting policies, including making estimates and assumptions. A critical accounting policy is one that is both important to our 
financial condition and results of operations as well as involves some degree of uncertainty. Estimates are prepared based on management’s assessment after 
considering all evidence available. Changes in estimates could affect our financial position or results of operations. Below is a discussion of the accounting 
policies that we consider critical to understanding our financial condition or results of operations where there is uncertainty or where significant judgment is 
required. A discussion of our significant accounting policies, including further discussion of the accounting policies described below, can be found in Note 2, 
Significant Accounting Policies, to the Notes to the Operating Partnership’s Consolidated Financial Statements included in this Report. 

Cost Capitalization 

In conformity with GAAP, we capitalize those expenditures that materially enhance the value of an existing asset or substantially extend the useful life of 

an existing asset. Expenditures necessary to maintain an existing property in ordinary operating condition are expensed as incurred.  

In addition, we capitalize costs directly related to the predevelopment, development, and redevelopment of a capital project, which include, but are not 

limited to, interest, real estate taxes, insurance, and allocated development and redevelopment overhead related to support costs for personnel working on the 
capital projects. We use our professional judgment in determining whether such costs meet the criteria for capitalization or must be expensed as incurred. These 
costs are capitalized only during the period in which activities necessary to ready an asset for its intended use are in progress and such costs are incremental 
and identifiable to a specific activity to get the asset ready for its intended use. As each home in a capital project is completed and becomes available for lease-
up, the Operating Partnership ceases capitalization on the related portion. The costs capitalized are reported on the Consolidated Balance Sheets as Total real 
estate owned, net of accumulated depreciation. Amounts capitalized during the years ended December 31, 2014, 2013, and 2012, were $4.9 million, $8.4 million, 
and $5.8 million, respectively.  

53 

 
 
 
 
 
 
 
Impairment of Long-Lived Assets 

We record impairment losses on long-lived assets used in operations when events and circumstances indicate that the assets might be impaired and the 

undiscounted cash flows estimated to be generated by the future operation and disposition of those assets are less than the net book value of those assets. Our 
cash flow estimates are based upon historical results adjusted to reflect our best estimate of future market and operating conditions and our estimated holding 
periods. The net book value of impaired assets is reduced to fair market value. Our estimates of fair market value represent our best estimate based primarily 
upon unobservable inputs related to rental rates, operating costs, growth rates, discount rates, capitalization rates, industry trends and reference to market rates 
and transactions. 

Real Estate Investment Properties 

We purchase real estate investment properties from time to time and record the fair value to various components, such as land, buildings, and intangibles 

related to in-place leases, based on the fair value of each component. In making estimates of fair values for purposes of allocating purchase price, we utilize 
various sources, including independent appraisals, our own analysis of recently acquired and existing comparable properties in our portfolio and other market 
data. The fair value of buildings is determined as if the buildings were vacant upon acquisition and subsequently leased at market rental rates. As such, the 
determination of fair value considers the present value of all cash flows expected to be generated from the property including an initial lease-up period. We 
determine the fair value of in-place leases by assessing the net effective rent and remaining term of the lease relative to market terms for similar leases at 
acquisition. In addition, we consider the cost of acquiring similar leases, the foregone rents associated with the lease-up period, and the carrying costs 
associated with the lease-up period. The fair value of in-place leases is recorded and amortized as amortization expense over the remaining average contractual 
lease period. 

54 

 
 
 
 
 
 
 
Summary of Real Estate Portfolio by Geographic Market 

The following table summarizes our market information by major geographic markets as of and for the year ended December 31, 2014.

Same-Store 
Communities 

West Region 

San Francisco, CA 

Orange County, CA 

Seattle, WA 

Los Angeles, CA 
Monterey Peninsula, CA    

Other Southern 
California 

Portland, OR 

Mid-Atlantic Region 

Metropolitan D.C. 

Baltimore, MD 

Southeast Region 

Tampa, FL 

Nashville, TN 

Other Florida 

Northeast Region 

   New York, NY 

   Boston, MA 

Southwest Region 

Dallas, TX 

Austin, TX 

Total/Average Same-
Store Communities 

Non Matures, 
Commercial Properties 
& Other 

Total Real Estate 
Owned 

Total Accumulated 
Depreciation 

Total Real Estate 
Owned, Net of 
Accumulated 
Depreciation 

As of December 31, 2014 

Year Ended December 31, 2014 

Number of 
Apartment 
Communities 

Number of 
Apartment 
Homes 

Percentage of 
Total 
Carrying Value    

Total Carrying 
Value (in 
thousands) 

Average 
Physical 
Occupancy 

Monthly 
Income 
per Occupied 
Home (a) 

Net Operating 
Income (in 
thousands) 

9 
8 
5 
2 
7 

3 
3 

7 
5 

3 
6 
1 

1 
2 

2 
1 

65 

3 

68 

2,185 
2,935 
932 
344 
1,565 

635 
716 

2,378 
994 

1,154 
1,612 
636 

493 
833 

1,348 
250 

19,010 

1,804 

20,814 

13.3%    $
12.3%   
5.0%   
2.5%   
3.8%   

2.6%   
1.7%   

13.2%   
3.6%   

2.8%   
3.2%   
1.9%   

6.3%   
4.2%   

4.5%   
1.0%   

560,828 
522,264 
213,135 
108,080 
161,635 

109,741 
73,811 

561,052 
152,041 

117,260 
134,852 
81,316 

268,662 
178,607 

189,458 
39,538 

96.4%    $
94.8%   
97.1%   
94.4%   
93.7%   

94.9%   
96.8%   

96.4%   
87.8%   

96.3%   
97.0%   
95.4%   

96.9%   
96.3%   

95.6%   
96.2%   

81.9%   

3,472,280 

95.4%    $

18.1%   

766,490 

100%   

4,238,770 

(1,403,303)      

   $

2,835,467 

  $

2,671 
1,721 
1,540 
2,179 
1,243 

1,658 
1,204 

1,909 
1,558 

1,192 
1,029 
1,378 

3,528 
1,855 

1,410 
1,653 

1,713 

52,012 
42,097 
11,989 
5,646 
15,325 

8,349 
6,970 

35,342 
11,297 

10,336 
12,988 
6,491 

16,193 
12,737 

14,020 
2,801 

264,593 

35,720 

  $

300,313 

(a)  Monthly Income per Occupied Home represents total revenues divided by the product of occupancy and the number of mature apartment homes.

We report in two segments: Same-Store Communities and Non-Mature Communities/Other.  

Our Same-Store Communities segment represents those communities acquired, developed, and stabilized prior to January 1, 2013 and held as of 

December 31, 2014. These communities were owned and had stabilized occupancy and operating expenses as of the beginning of the prior year, there is no plan 
to conduct substantial redevelopment activities, and the communities are not classified as held for sale at year end. A community is considered to have 
stabilized occupancy once it achieves 90% occupancy for at least three consecutive months.  

Our Non-Mature Communities/Other segment represents those communities that do not meet the criteria to be included in Same-Store Communities, 

including, but not limited to, recently acquired, developed and redeveloped communities, and the non-apartment components of mixed use properties.  

55 

 
 
 
 
 
  
     
  
  
  
  
  
  
  
  
     
     
    
     
    
     
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
    
     
    
     
    
  
  
  
  
  
  
  
  
  
  
     
     
    
     
    
     
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
    
     
    
     
    
  
  
  
  
  
  
  
  
  
  
     
     
    
     
    
     
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
    
     
  
  
  
  
    
     
     
     
    
  
     
    
     
     
    
    
     
    
Liquidity and Capital Resources 

Liquidity is the ability to meet present and future financial obligations either through operating cash flows, the sale of properties, and the issuance of debt. 

Both the coordination of asset and liability maturities and effective capital management are important to the maintenance of liquidity. The Operating 
Partnership’s primary source of liquidity is cash flow from operations as determined by rental rates, occupancy levels, and operating expenses related to our 
portfolio of apartment homes and borrowings allocated to us under the General Partner’s credit agreements. The General Partner will routinely use its unsecured 
credit facility to temporarily fund certain investing and financing activities prior to arranging for longer-term financing or the issuance of equity or debt 
securities. During the past several years, proceeds from the sale of real estate have been used for both investing and financing activities as we repositioned our 
portfolio. 

We expect to meet our short-term liquidity requirements generally through net cash provided by operations and borrowings allocated to us under the 

General Partner’s credit agreements. We expect to meet certain long-term liquidity requirements such as scheduled debt maturities and potential property 
acquisitions through borrowings and the disposition of properties. We believe that our net cash provided by operations and borrowings will continue to be 
adequate to meet both operating requirements and the payment of distributions. Likewise, the budgeted expenditures for improvements and renovations of 
certain properties are expected to be funded from property operations, and borrowings allocated to us under the General Partner’s credit agreements.  

Future Capital Needs 

Future capital expenditures are expected to be funded with proceeds from the issuance of secured debt or unsecured debt, sales of properties, borrowings 

allocated to us under our General Partner’s credit agreements, and to a lesser extent, from cash flows provided by operating activities.  

As of December 31, 2014, the Operating Partnership had approximately $193.0 million of principal payments on secured debt maturing in 2015. We 

anticipate that we will repay that debt with operating cash flows or proceeds from borrowings allocated to us under our General Partner’s credit agreements. The 
repayment of debt will be recorded as an offset to the Advances (to)/from General Partner. 

Statements of Cash Flows  

The following discussion explains the changes in Net cash provided by/(used in) operating activities, Net cash provided by/(used in) investing 

activities, and Net cash provided by/(used in) financing activities that are presented in our Consolidated Statements of Cash Flows for the years ended 
December 31, 2014, 2013, and 2012. 

Operating Activities 

For the year ended December 31, 2014, Net cash provided by/(used in) operating activities was $208.0 million compared to $208.3 million for 2013. The 

increase in cash flow due to improved income from continuing operations was offset by changes in operating assets and liabilities. 

For the year ended December 31, 2013, Net cash provided by/(used in) operating activities was $208.3 million compared to $201.1 million for 2012. The 
increase in net cash flow from operating activities was primarily due to an increase in property net operating income from our apartment community portfolio and 
changes in operating assets and operating liabilities. 

Investing Activities 

For the year ended December 31, 2014, Net cash provided by/(used in) investing activities was $(46.7) million compared to $(64.0) million for 2013. The 

decrease in cash used in investing activities was primarily related to lower spend on development and redevelopment. 

For the year ended December 31, 2013, Net cash provided by/(used in) investing activities was $(64.0) million compared to $4.3 million for 2012. Changes 
in the level of investment activities from period to period reflect our strategy as it relates to acquisitions, dispositions, development, redevelopment, and capital 
expenditures. 

Disposition of Investments 

During the year ended December 31, 2014 the Operating Partnership sold one community and an adjacent parcel of land in San Diego, California for gross 

proceeds of $48.7 million, resulting in a $24.4 million gain and net proceeds of $47.9  

56 

 
 
 
 
 
 
million. The Operating Partnership also recorded gains of $39.2 million in connection with UDR’s sale of two communities in Tampa, Florida and Los Angeles, 
California, which were previously deferred. The total gains of $63.6 million were included in Gain/(loss) on sale of real estate owned on the Consolidated 
Statements of Operations. 

In 2013, the Operating Partnership sold two apartment communities in the Sacramento market, consisting of 914 apartment homes for gross proceeds of 
$81.1 million. The Operating Partnership recognized a gain of $41.5 million, which is included in Income/(loss) from discontinued operations on the Operating 
Partnership’s Consolidated Statements of Operations. Proceeds were used primarily to fund development and redevelopment activity and reduce debt.  

Also in 2013, the Operating Partnership distributed the development property Los Alisos to the General Partner as a capital distribution. Upon the 
distribution of the property, the Operating Partnership redeemed 1,002,556 limited partnership units owned by UDR and affiliated entities and reduced its 
receivable from the General Partner by $53.7 million, resulting in a net capital reduction of $77.0 million. 

In 2012, the Operating Partnership sold four communities with 1,314 apartment homes for a gain of $51.1 million.  

Financing Activities 

For the year ended December 31, 2014, Net cash provided by/(used in) financing activities was $(162.8) million compared to $(145.3) million for 2013. The 
increase in cash used in financing activities was primarily due to increased advances to the General Partner, partially offset by decreased payments on secured 
debt and proceeds from the issuance of secured debt.  

For the year ended December 31, 2013, Net cash provided by/(used in) financing activities was $(145.3) million compared to $(203.3) million for 2012. The 
decrease in cash used in financing activities was primarily due to a decrease in payments on secured debt, a decrease in advances from the General Partner, and 
a decrease in proceeds from the issuance of secured debt. 

Credit Facilities 

As of December 31, 2014, an aggregate commitment of $526.6 million of the General Partner's secured credit facilities with Fannie Mae was allocated to the 
Operating Partnership based on the ownership of the assets securing the debt. The entire commitment was outstanding at December 31, 2014. The Fannie Mae 
credit facilities mature at various dates from May 2017 through July 2023 and bear interest at floating and fixed rates. At December 31, 2014, $333.8 million of the 
outstanding balance was fixed at a weighted average interest rate of 4.90% and the remaining balance of $192.8 million on these facilities had a weighted average 
variable interest rate of 1.83%. During 2013, the General Partner reallocated an additional $13.7 million of the Fannie Mae credit facilities to the Operating 
Partnership. 

The Operating Partnership is a guarantor on the General Partner’s unsecured revolving credit facility, with an aggregate borrowing capacity of $900 million, 
$250 million of term notes due June 2018, $100 million of term notes due June 2018, $300 million of medium-term notes due June 2018, $300 million of medium-term 
notes due October 2020, $400 million of medium-term notes due January 2022, and $300 million of medium-term notes due July 2024. As of December 31, 2014, 
there were $152.5 million outstanding borrowings under the unsecured credit facility. As of December 31, 2013, there was no outstanding balance under the 
unsecured credit facility.  

The credit facilities are subject to customary financial covenants and limitations. 

Interest Rate Risk 

We are exposed to interest rate risk associated with variable rate notes payable and maturing debt that has to be refinanced. We do not hold financial 
instruments for trading or other speculative purposes, but rather issue these financial instruments to finance our portfolio of real estate assets. Interest rate 
sensitivity is the relationship between changes in market interest rates and the fair value of market rate sensitive assets and liabilities. Our earnings are affected 
as changes in short-term interest rates impact our cost of variable rate debt and maturing fixed rate debt. We had $219.8 million in variable rate debt that is not 
subject to interest rate swap contracts as of December 31, 2014. If market interest rates for variable rate debt increased by 100 basis points, our interest expense 
would increase by $2.2 million based on the balance at December 31, 2014. 

These amounts are determined by considering the impact of hypothetical interest rates on our borrowing cost. These analyses do not consider the effects 

of the adjusted level of overall economic activity that could exist in such an environment. Further, in the event of a change of such magnitude, management 
would likely take actions to further mitigate our exposure to  

57 

 
 
 
 
the change. However, due to the uncertainty of the specific actions that would be taken and their possible effects, the sensitivity analysis assumes no change in 
our financial structure. 

The General Partner also utilizes derivative financial instruments allocated to the Operating Partnership to manage interest rate risk and generally 
designates these financial instruments as cash flow hedges. See Note 8, Derivatives and Hedging Activity, in the Notes to the Operating Partnership’s 
Consolidated Financial Statements included in this Report for additional discussion of derivative instruments. 

Results of Operations  

The following discussion explains the changes in results of operations that are presented in our Consolidated Statements of Operations for the years 

ended December 31, 2014, 2013, and 2012, and includes the results of both continuing and discontinued operations for the periods presented. 

Net Income(Loss) Attributable to OP Unitholders 

2014 -vs- 2013  

Net income/(loss) attributable to OP unitholders was $96.2 million ($0.53 per OP Unit) for the year ended December 31, 2014 as compared to $73.4 million 

($0.40 per OP Unit) for the the prior year. The increase resulted primarily from the following items, all of which are discussed in further detail elsewhere within this 
Report: 

• 

• 

the Operating Partnership sold one community and an adjacent parcel of land in San Diego, California for gross proceeds of $48.7 million, resulting in a 
$24.4 million gain and net proceeds of $47.9 million. The Operating Partnership also recorded gains of $39.2 million in connection with UDR’s sale of two
communities in Tampa, Florida and Los Angeles, California, which were previously deferred; 

an increase in total property net operating income (“NOI”) primarily due to higher occupancy and higher revenue per occupied home, and NOI from the 
homes placed in service related to development and redevelopment projects completed in 2014 and 2013, partially offset by the disposition of 
communities in 2014 and 2013. 

This was partially offset by: 

• 

casualty-related recoveries in 2013 resulting from the effects of Hurricane Sandy on two of our New York City communities in 2012 (see Note 13, 
Casualty-Related (Recoveries)/Charges, in the Notes to the Operating Partnership’s Consolidated Financial Statements for more details). 

2013 -vs- 2012  

Net income/(loss) attributable to OP unitholders was $73.4 million ($0.40 per OP Unit) for the year ended December 31, 2013 as compared to $44.0 million 

($0.24 per OP Unit) for the prior year. The increase resulted primarily from the following items, all of which are discussed in further detail elsewhere within this 
Report: 

• 

• 

• 

• 

an increase in total property NOI primarily due to higher occupancy and higher revenue per occupied home, partially offset by a decrease in NOI due to 
the disposition of four communities in 2012; 

a decrease in depreciation and amortization expense primarily from the disposition of assets in 2012, partially offset by the depreciation from developed 
or redeveloped units placed in service in 2013 and 2012; 

casualty-related recoveries in 2013 resulting from the effects of Hurricane Sandy on two of our New York, New York communities in 2012 (see Note 13, 
Casualty-Related (Recoveries)/Charges, in the Notes to the Operating Partnership’s Consolidated Financial Statements included in this Report for 
more details); and 

a decrease in interest expense due to lower average debt balances, lower average interest rates, and higher capitalized interest from development and 
redevelopment activities. 

This was partially offset by: 

• 

a decrease in net gains of $9.6 million on the sale of depreciable properties related to the disposition of two communities in 2013 as compared to four 
communities in 2012. 

58 

 
 
 
 
 
 
Apartment Community Operations 

Our net income results primarily from NOI generated from the operation of our apartment communities. The Operating Partnership defines NOI, which is a 

non-GAAP financial measure, as rental income less direct property rental expenses. Rental income represents gross market rent less adjustments for 
concessions, vacancy loss and bad debt. Rental expenses include real estate taxes, insurance, personnel, utilities, repairs and maintenance, administrative and 
marketing. Excluded from NOI is property management expense which is calculated as 2.75% of property revenue to cover regional supervision and accounting 
costs related to consolidated property operations and land rent.  

Although the Company considers NOI a useful measure of a operating performance, NOI should not be considered an alternative to net income or net cash 

flow from operating activities as determined in accordance with GAAP. NOI excludes several income and expense categories as detailed in the reconciliation of 
NOI to Net income/(loss) attributable to OP unitholders below. 

The following table summarizes the operating performance of our total portfolio (which includes discontinued operations) for the years ended 

December 31, 2014, 2013, and 2012 (dollars in thousands): 

Year Ended December 31, (a) 

   Year Ended December 31, (b) 

2014 

2013 

   % Change 

2013 

2012 

   % Change 

Same-Store Communities: 
Same-store rental income 
Same-store operating expense (c) 

Same-store NOI 

Non-Mature Communities/Other NOI: 
Acquired communities NOI 
Sold communities NOI 
Developed communities NOI 
Redeveloped communities NOI 
Commercial NOI and other 

Total non-mature communities/other NOI 

$ 

   $ 

372,818  
(108,225 )    
264,593  

355,585  
(106,228 )    
249,357  

4.8  %    $ 
1.9  %    

6.1  %    

  $ 

344,525  
(103,252 )    
241,273  

327,877  
(99,944 )    
227,933  

16,417  
11  
(603 )    

14,245  
5,650  
35,720  

14,998  
8,671  

(17 )    

10,084  
4,442  
38,178  

9.5  %    
(99.9 )%   
3,447.1  %    
41.3  %    
27.2  %    

(6.4 )%   

14,997  
5,581  

(17 )    

18,848  
6,853  
46,262  

14,160  
10,296  

(2 )    

20,093  
9,058  
53,605  

5.1  % 
3.3  % 

5.9  % 

5.9  % 
(45.8 )% 
750.0  % 
(6.2 )% 
(24.3 )% 

(13.7 )% 

Total Property NOI 

$ 

300,313  

   $ 

287,535  

4.4  %    $ 

287,535  

  $ 

281,538  

2.1  % 

(a)  Same-store consists of 19,010 apartment homes. 

(b)  Same-store consists of 18,616 apartment homes. 

(c)  Excludes depreciation, amortization, and property management expenses.

59 

 
 
 
 
 
 
 
  
     
    
  
  
  
  
  
     
     
    
    
    
  
  
  
  
  
  
 
 
   
   
   
   
   
  
     
     
    
    
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
   
   
   
   
   
  
  
The following table is our reconciliation of total property NOI to Net income/(loss) attributable to OP unitholders as reflected, for both continuing and 

discontinued operations, for the years ended December 31, 2014, 2013 and 2012 (dollars in thousands): 

Year Ended December 31, 

2014 

2013 

2012 

Total property NOI 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related recoveries/(charges), net 
Interest expense 
Gain/(loss) on sale of real estate owned 
Net (income)/loss attributable to noncontrolling interests 

Net income/(loss) attributable to OP unitholders 

Same-Store Communities 

2014 -vs- 2013  

$ 

$ 

   $ 

300,313  
(11,622 )    
(5,172 )    
(179,176 )    
(28,541 )    
(541 )    
(41,717 )    
63,635  

(952 )    

96,227  

   $ 

   $ 

287,535  
(11,298 )    
(5,728 )    
(181,302 )    
(24,808 )    
8,083  
(36,058 )    
41,518  
(4,566 )    
73,376  

   $ 

281,538  
(11,019 ) 
(5,272 ) 
(195,051 ) 
(26,204 ) 
(5,518 ) 
(45,234 ) 
51,094  
(352 ) 
43,982  

Our same-store community properties (those acquired, developed, and stabilized prior to January 1, 2013 and held on December 31, 2014) consisted of 

19,010 apartment homes and provided 88.1% of our total NOI for the year ended December 31, 2014.  

NOI for our same-store community properties increased 6.1% or $15.2 million for the year ended December 31, 2014 compared to 2013. The increase in 
property NOI was primarily attributable to a 4.8% or $17.2 million increase in property rental income, which was partially offset by a 1.9% or $2.0 million increase 
in operating expenses. The increase in revenues was primarily driven by a 3.7% or $12.8 million increase in rental rates and a 4.0% or $1.1 million increase in 
reimbursement and fee income. Physical occupancy increased 0.2% to 95.4% and total monthly income per occupied home increased by 4.6% to $1,713 for the 
year ended December 31, 2014 compared to 2013. 

The increase in operating expenses was primarily driven by a 4.2% or $1.5 million increase in real estate tax caused by higher real estate valuations and a 

18.7% or $810,000 increase in insurance expense primarily caused by a higher volume of small claims, which was partially offset by a 2.3% or $367,000 decrease in 
repairs and maintenance costs. 

As a result of the percentage changes in property rental income and property operating expenses, the operating margin (property net operating income 

divided by property rental income) increased to 71.0% for the year ended December 31, 2014 as compared to 70.0% for 2013. 

2013 -vs- 2012  

Our same-store community properties (those acquired, developed, and stabilized prior to January 1, 2012 and held on December 31, 2013) consisted of 

18,616 apartment homes and provided 83.9% of our total NOI for the year ended December 31, 2013.  

NOI for our same-store community properties increased 5.9% or $13.3 million for the year ended December 31, 2013 compared to 2012. The increase in 
property NOI was primarily attributable to a 5.1% or $16.6 million increase in property rental income, which was partially offset by a 3.3% or $3.3 million increase 
in operating expenses. The increase in revenues was primarily driven by a 4.3% or $13.7 million increase in rental rates and a 6.8% or $1.8 million increase in 
reimbursement and fee income. Physical occupancy increased 0.2% to 95.8% and total monthly income per occupied home increased by 4.8% to $1,609 for the 
year ended December 31, 2013 compared to 2012. 

The increase in operating expenses was primarily driven by a 7.0% or $2.3 million increase in real estate tax and a 5.2% or $1.2 million increase in personnel 

costs, which was partially offset by a 3.1% or $502,000 decrease in repairs and maintenance costs. 

60 

 
 
 
 
  
  
  
  
  
  
  
As a result of the percentage changes in property rental income and property operating expenses, the operating margin (property net operating income 

divided by property rental income) increased to 70.0% for the year ended December 31, 2013 as compared to 69.5% for 2012. 

Non-Mature Communities/Other 

2014 -vs- 2013  

The remaining $35.7 million or 11.9% of our total NOI during the year ended December 31, 2014 was generated from our non-mature communities/other. The 

Operating Partnership’s non-mature communities/other consist of communities that do not meet the criteria to be included in same-store communities, which 
includes communities developed or acquired, redevelopment properties, sold properties, and non-apartment components of mixed use properties. NOI from non-
mature communities/other decreased 6.4% or $2.5 million for the year ended December 31, 2014 compared to 2013. The decrease was primarily driven by a 
decrease in NOI of 99.9% or $8.7 million from properties sold during 2014 and 2013, which was partially offset by an increase in NOI of 27.2% or $1.2 million from 
commercial/other properties, and an increase of 41.3% or $4.2 million from redevelopment properties.  

2013 -vs- 2012  

The remaining $46.3 million or 16.1% of our total NOI during the year ended December 31, 2013 was generated from our non-mature communities/other. The 

Operating Partnership’s non-mature communities/other consist of communities that do not meet the criteria to be included in same-store communities, which 
includes communities developed or acquired, redevelopment properties, sold properties, and non-apartment components of mixed use properties. NOI from non-
mature communities/other decreased 13.7% or $7.3 million for the year ended December 31, 2013 compared to 2012. The decrease was primarily driven by a 
decrease in NOI of 45.8% or $4.7 million from properties sold during 2013 and 2012, a decrease in NOI of 24.3% or $2.2 million from commercial/other properties, 
and a decrease of 6.2% or $1.2 million from redevelopment properties.  

Real Estate Depreciation and Amortization 

For the year ended December 31, 2014, real estate depreciation and amortization from continuing and discontinued operations decreased by 1.2% or $2.1 

million as compared to 2013. The decrease in depreciation and amortization for the year ended December 31, 2014 was primarily from disposition of assets in 2014 
and 2013, partially offset by the depreciation from developed and redeveloped units placed in service in 2014 and 2013. 

For the year ended December 31, 2013, real estate depreciation and amortization from continuing and discontinued operations decreased by 7.0% or $13.7 
million as compared to 2012. The decrease in depreciation and amortization for the year ended December 31, 2013 was primarily from the disposition of assets in 
2012.  

Casualty-Related Recoveries/(Charges), Net 

In October 2012, Hurricane Sandy hit the East Coast, affecting two of the Operating Partnership’s operating communities (1,001 apartment homes) located 
in New York City. The properties suffered some physical damage, and were closed to residents for a period following the hurricane. The Operating Partnership 
has insurance policies that provide coverage for property damage and business interruption, subject to applicable retention.  

Based on the claims filed and management’s estimates, the Operating Partnership recognized a $7.1 million impairment charge for the damaged assets’ net 

book value and incurred $7.0 million of repair and cleanup costs during the year ended December 31, 2012. The impairment charge and the repair and cleanup 
costs incurred were reduced as of December 31, 2012 by $10.8 million of estimated insurance recovery, and were classified in Casualty-related 
(recoveries)/charges, net on the Consolidated Statements of Operations. During the year ended December 31, 2013, no material adjustments to the impairment 
charge and the repair and cleanup costs incurred were recognized. The rehabilitation of these two properties was substantially completed as of December 31, 
2013.  

As of December 31, 2013, the Operating Partnership had settled the Hurricane Sandy claims and received insurance proceeds in excess of the $10.8 million 

estimated insurance recovery receivable related to the impairment charge and the repair and cleanup costs incurred. As a result, the Company recognized a 
Casualty-related recovery of approximately $3.3 million and a casualty gain of approximately $582,000 for the year ended December 31, 2013. Both the recovery 
and casualty gain were classified in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations. 

61 

 
 
 
 
 
 
 
 
Based on the claims filed and management’s estimates, the Operating Partnership recognized $2.2 million of business interruption losses for the year ended 

December 31, 2012, of which $1.8 million were related to rent concession rebates provided to residents during the period the properties were uninhabitable and 
were classified in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations, and $400,000 were related to rent that was not 
contractually receivable and were classified as a reduction to Rental income on the Consolidated Statements of Operations. The Company estimates that it 
incurred an additional $2.1 million of business interruption losses for the year ended December 31, 2013. As noted, the Company settled the Hurricane Sandy 
claims as of December 31, 2013. 

During the year ended December 31, 2013, the Operating Partnership received approximately $4.2 million of insurance proceeds for recovery of business 

interruption losses. Of the $4.2 million of insurance proceeds received during the year ended December 31, 2013, $2.1 million related to recovery of business 
interruption losses incurred in 2012 and the remaining $2.1 million related to recovery of business interruption losses incurred in 2013. The $4.2 million of 
recovery was included in Casualty-related (recoveries)/charges, net on the Operating Partnership’s Consolidated Statements of Operations.  

During the year ended December 31, 2014, the Company recorded $541,000 of casualty-related losses due to property damage incurred during an 
earthquake and a storm in California, all of which are included in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations.  

Interest Expense  

For the year ended December 31, 2014, interest expense increased by 15.7% or $5.7 million as compared to 2013, which was primarily due to lower portion of 

interest capitalized in 2014 as a result of completed developments, partially offset by a decrease in interest expense due to replacement of debt at lower rates.  

For the year ended December 31, 2013, interest expense decreased by 20.3% or $9.2 million as compared to 2012, which was primarily due to lower portion 
of interest capitalized in 2013 as a result of completed developments, partially offset by a decrease in interest expense due to replacement of debt at lower rates. 

Gain/(Loss) on the Sale of Real Estate Owned 

For the year ended December 31, 2014, the Operating Partnership sold one community and an adjacent parcel of land in San Diego, California for gross 
proceeds of $48.7 million, resulting in a $24.4 million gain and net proceeds of $47.9 million. The Operating Partnership also recorded gains of $39.2 million in 
connection with UDR’s sale of two communities in Tampa, Florida and Los Angeles, California, which were previously deferred.  

Due to the Company’s adoption ASU 2014-08, Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity, effective 
January 1, 2014, these gains were included in Gain/(loss) on sale of real estate owned on the Operating Partnership’s Consolidated Statements of Operations. 
See Note 2, Significant Accounting Policies, in the Notes to the Operating Partnership’s Consolidated Financial Statements included in this Report for 
additional information.  

For the years ended December 31, 2013, and 2012, we recognized gains on sale of depreciable property of $41.5 million, and $51.1 million, respectively. 
These gains are included in Income/(loss) from discontinued operations on the Operating Partnership’s Consolidated Statements of Operations included in this 
Report. Changes in the level of gains recognized from period to period reflect the changing level of our divestiture activity from period to period as well as the 
extent of gains related to specific properties sold. 

Net (Income)/Loss Attributable to Noncontrolling Interests 

For the year ended December 31, 2014, net income attributable to noncontrolling interests was $952,000 as compared to $4.6 million for 2013. The decrease 

of $3.6 million was primarily due to the Operating Partnership correcting an error in the General Partner’s ownership interest in one of the consolidated 
subsidiaries resulting in a cumulative adjustment recorded in 2013 of $3.3 million. Management believes the impact of the cumulative adjustment in 2013 is 
immaterial to the financial statements taken as a whole. 

Inflation 

We believe that the direct effects of inflation on our operations have been immaterial. While the impact of inflation primarily impacts our results through 
wage pressures, utilities and material costs, substantially all of our leases are for a term of one year or less, which generally enables us to compensate for any 
inflationary effects by increasing rents on our apartment  

62 

 
 
 
 
 
 
 
 
 
 
homes. Although an extreme escalation in energy and food costs could have a negative impact on our residents and their ability to absorb rent increases, we do 
not believe this has had a material impact on our results for the year ended December 31, 2014. 

Off-Balance Sheet Arrangements 

We do not have any off-balance sheet arrangements that have, or are reasonably likely to have, a current or future effect on our financial condition, 

changes in financial condition, revenue or expenses, results of operations, liquidity, capital expenditures or capital resources that are material. 

Contractual Obligations 

The following table summarizes our contractual obligations as of December 31, 2014 (dollars in thousands): 

Contractual Obligations 

2015 

2016-2017 

2018-2019 

   Thereafter 

Total 

Long-term debt obligations 
Interest on debt obligations (a) 
Operating lease obligations — ground leases (b) 

   $ 

   $ 

193,003  
40,906  
5,308  
239,217  

   $ 

   $ 

154,455  
49,287  
10,616  
214,358  

  $ 

  $ 

384,992  
33,497  
10,616  
429,105  

   $ 

   $ 

199,509  
11,132  
313,648  
524,289  

  $ 

  $ 

931,959  
134,822  
340,188  
1,406,969  

Payments Due by Period 

(a)  Interest payments on variable rate debt instruments are based on each debt instrument’s respective year-end interest rate at December 31, 2014.

(b)  For purposes of our ground lease contracts, the Operating Partnership uses the minimum lease payment, if stated in the agreement. For ground lease 

agreements where there is a reset provision based on the communities appraised value or consumer price index but does not include a specified minimum 
lease payment, the Operating Partnership uses the current rent over the remainder of the lease term. 

Item 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

Information required by this item is included in and incorporated by reference from Item 7. Management’s Discussion and Analysis of Financial Condition 

and Results of Operations of this Report. 

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The consolidated financial statements and related financial information required to be filed are attached to this Report. Reference is made to page F-1 of 

this Report for the Index to Consolidated Financial Statements and Schedules of UDR, Inc. and United Dominion Realty, L.P. 

Item 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

None. 

Item 9A. CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures 

The disclosure controls and procedures of the Company and the Operating Partnership are designed with the objective of ensuring that information 
required to be disclosed in our reports filed under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported within the time periods 
specified in the SEC’s rules and forms. Our disclosure controls and procedures are also designed to ensure that such information is accumulated and 
communicated to our management, including our Chief Executive Officer and Chief Financial Officer, as appropriate to allow timely decisions regarding required 
disclosure. 

It should be noted that the design of any system of controls is based in part upon certain assumptions about the likelihood of future events, and there can 

be no assurance that any design will succeed in achieving its stated goals under all potential future conditions, regardless of how remote. As a result, our 
disclosure controls and procedures are designed to provide reasonable assurance that such disclosure controls and procedures will meet their objectives. 

63 

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
As of December 31, 2014, we carried out an evaluation, under the supervision and with the participation of the Chief Executive Officer and Chief Financial 

Officer of the Company, which is the sole General Partner of the Operating Partnership, of the effectiveness of the design and operation of the disclosure 
controls and procedures of the Company and the Operating Partnership. Based on this evaluation, the Chief Executive Officer and Chief Financial Officer of the 
Company concluded that the disclosure controls and procedures of the Company and the Operating Partnership are effective at the reasonable assurance level 
described above. 

Management’s Report on Internal Control over Financial Reporting 

The management of the Company is responsible for establishing and maintaining adequate internal control over financial reporting as defined in Rule 13a-

15(f) under the Securities Exchange Act of 1934 for the Company and the Operating Partnership. Under the supervision and with the participation of the 
management, the Chief Executive Officer and Chief Financial Officer of the Company, which is the sole General Partner of the Operating Partnership, conducted 
an evaluation of the effectiveness of the internal control over financial reporting based on the framework in Internal Control — Integrated Framework issued 
by the Committee of Sponsoring Organizations (2013 Framework) (COSO). Based on such evaluation, management concluded that the Company’s and the 
Operating Partnership’s internal control over financial reporting was effective as of December 31, 2014. 

Ernst & Young LLP, the independent registered public accounting firm that audited our consolidated financial statements included in this Report, has 
audited UDR, Inc.’s internal control over financial reporting as of December 31, 2014. The report of Ernst & Young LLP, which expresses an unqualified opinion 
on UDR, Inc.’s internal control over financial reporting as of December 31, 2014, is included under the heading “Report of Independent Registered Public 
Accounting Firm” of UDR, Inc. contained in this Report. Further, an attestation report of the registered public accounting firm of United Dominion Realty, L.P. 
will not be required as long as United Dominion Realty, L.P. is a non-accelerated filer. 

Changes in Internal Control Over Financial Reporting 

There have not been any changes in either the Company’s or the Operating Partnership’s internal control over financial reporting (as such term is defined 
in Rules 13a-15(f) and 15d-15(f) under the Securities Exchange Act of 1934) during the fourth fiscal quarter to which this Report relates that materially affected, or 
are reasonably likely to materially affect, the internal control over financial reporting of either the Company or the Operating Partnership. 

Item 9B. OTHER INFORMATION 

None. 

64 

 
 
 
 
Item 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

PART III 

The information required by this item is incorporated by reference to the information set forth under the headings “Proposal No. 1 - Election of Directors,” 

“Corporate Governance Matters,” “Audit Committee Report,” “Corporate Governance Matters-Board Leadership Structure and Committees-Audit Committee 
Financial Expert,” “Corporate Governance Matters-Identification and Selection of Nominees for Directors,” “Corporate Governance Matters-Board of Directors 
and Committee Meetings,” “Executive Officers” and “Other Matters - Section 16(a) Beneficial Ownership Reporting Compliance” in UDR, Inc.’s definitive proxy 
statement (our “definitive proxy statement”) for its 2015 Annual Meeting of Stockholders. UDR is the sole general partner of the Operating Partnership. 

We have a code of ethics for senior financial officers that applies to our principal executive officer, all members of our finance staff, including the principal 

financial officer, the principal accounting officer, the treasurer and the controller, our director of investor relations, our corporate secretary, and all other 
Company officers. We also have a code of business conduct and ethics that applies to all of our employees. Information regarding our codes is available on our 
website, www.udr.com, and is incorporated by reference to the information set forth under the heading “Corporate Governance Matters” in our definitive proxy 
statement for UDR’s 2015 Annual Meeting of Stockholders. We intend to satisfy the disclosure requirements under Item 10 of Form 8-K regarding an amendment 
to, or a waiver from, a provision of our codes by posting such amendment or waiver on our website. 

Item 11. EXECUTIVE COMPENSATION 

The information required by this item is incorporated by reference to the information set forth under the headings “Security Ownership of Certain 
Beneficial Owners and Management,” “Corporate Governance Matters-Board Leadership Structure and Committees-Compensation Committee Interlocks and 
Insider Participation,” “Executive Compensation,” “Compensation of Directors” and “Compensation Committee Report” in the definitive proxy statement for 
UDR’s 2015 Annual Meeting of Stockholders. UDR is the sole general partner of the Operating Partnership. 

Item 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS

The information required by this item is incorporated by reference to the information set forth under the headings “Security Ownership of Certain 

Beneficial Owners and Management,” “Executive Compensation” and “Executive Compensation - Equity Compensation Plan Information” in the definitive proxy 
statement for UDR’s 2015 Annual Meeting of Stockholders. UDR is the sole general partner of the Operating Partnership. 

Item 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE 

The information required by this item is incorporated by reference to the information set forth under the heading “Security Ownership of Certain Beneficial 

Owners and Management,” “Corporate Governance Matters-Corporate Governance Overview,” “Corporate Governance Matters-Director Independence,” 
“Corporate Governance Matters-Board Leadership Structure and Committees-Independence of the Audit, Compensation and Governance Committees,” and 
“Executive Compensation” in the definitive proxy statement for UDR’s 2015 Annual Meeting of Stockholders. UDR is the sole general partner of the Operating 
Partnership. Information regarding related party transactions between UDR and the Operating Partnership is presented in Note 6, Related Party Transactions, of 
the Consolidated Financial Statements of United Dominion Realty, L.P. referenced in Part IV, Item 15(a) of this Report. 

Item 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES 

The information required by this item is incorporated by reference to the information set forth under the headings “Audit Matters-Audit Fees” and “Audit 

Matters-Pre-Approval Policies and Procedures” in the definitive proxy statement for UDR’s 2015 Annual Meeting of Stockholders. UDR is the sole general 
partner of the Operating Partnership. 

65 

 
 
 
 
 
 
 
 
Item 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES 

(a) The following documents are filed as part of this Report: 

PART IV 

1. Financial Statements. See Index to Consolidated Financial Statements and Schedules of UDR, Inc. and United Dominion Realty, L.P. on page F-1 

of this Report. 

2. Financial Statement Schedules. See Index to Consolidated Financial Statements and Schedules of UDR, Inc. and United Dominion Realty, L.P. on 

page S-1 of this Report. All other schedules are omitted because they are not required, are inapplicable, or the required information is included in the financial 
statements or notes thereto. 

3. Exhibits. The exhibits filed with this Report are set forth in the Exhibit Index. 

 
 
 
 
  
Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, the registrant has duly caused this Report to be signed on its 

behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Date: 

February 24, 2015 

UDR, Inc.  
By:    /s/ Thomas W. Toomey   

Thomas W. Toomey  
Chief Executive Officer and President (Principal Executive 
Officer) 

Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below on February 24, 2015 by the following persons on behalf 
of the registrant and in the capacities indicated. 

/s/ Thomas W. Toomey 

Thomas W. Toomey 
Chief Executive Officer, President, and Director (Principal Executive 
Officer) 

/s/ Thomas M. Herzog 

Thomas M. Herzog 
Senior Vice President and Chief Financial Officer (Principal Financial 
Officer) 

/s/ Mark A. Schumacher 

Mark A. Schumacher 
Senior Vice President and Chief Accounting Officer (Principal 
Accounting Officer) 

/s/ James D. Klingbeil 

James D. Klingbeil 
Chairman of the Board 

/s/ Lynne B. Sagalyn 

Lynne B. Sagalyn 
Vice Chair of the Board 

/s/ Katherine A. Cattanach 

Katherine A. Cattanach 
Director 

/s/ Eric J. Foss 

Eric J. Foss 
Director 

/s/ Robert P. Freeman 

Robert P. Freeman 
Director 

/s/ Jon A. Grove 

Jon A. Grove 
Director 

/s/ Robert A. McNamara 

Robert A. McNamara 
Director 

/s/ Mark R. Patterson 

Mark R. Patterson 
Director 

 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, the registrant has duly caused this Report to be signed on its 

behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Date: 

February 24, 2015 

UNITED DOMINION REALTY, L.P. 

By: UDR, Inc., its sole general partner  
By:    /s/ Thomas W. Toomey   

Thomas W. Toomey  
Chief Executive Officer and President (Principal 
Executive Officer) 

Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below on February 24, 2015 by the following persons on behalf 
of the registrant and in the capacities indicated. 

/s/ Thomas W. Toomey 

Thomas W. Toomey 
Chief Executive Officer, President, and 
Director of the General Partner (Principal Executive Officer) 

/s/ Thomas M. Herzog 

Thomas M. Herzog 
Senior Vice President and Chief Financial 
Officer of the General Partner (Principal Financial Officer) 

/s/ Mark A. Schumacher 

Mark A. Schumacher 
Senior Vice President and Chief Accounting 
Officer of the General Partner (Principal Accounting Officer) 

/s/ James D. Klingbeil 

James D. Klingbeil 
Chairman of the Board of the General Partner 

/s/ Lynne B. Sagalyn 

Lynne B. Sagalyn 
Vice Chair of the Board of the General Partner 

/s/ Katherine A. Cattanach 

Katherine A. Cattanach 
Director of the General Partner 

/s/ Eric J. Foss 

Eric J. Foss 
Director of the General Partner 

/s/ Robert P. Freeman 

Robert P. Freeman 
Director of the General Partner 

/s/ Jon A. Grove 

Jon A. Grove 
Director of the General Partner 

/s/ Robert A. McNamara 

Robert A. McNamara 
Director of the General Partner 

/s/ Mark R. Patterson 

Mark R. Patterson 
Director of the General Partner 

 
 
 
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS AND SCHEDULE 

FINANCIAL STATEMENTS FILED AS PART OF THIS REPORT 

UDR, INC.: 

Reports of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets at December 31, 2014 and 2013 

Consolidated Statements of Operations for the years ended December 31, 2014, 2013, and 2012 

Consolidated Statements of Comprehensive Income/(Loss) for the years ended December 31, 2014, 2013, and 2012 

Consolidated Statements of Changes in Equity for the years ended December 31, 2014, 2013, and 2012 

Consolidated Statements of Cash Flows for the years ended December 31, 2014, 2013, and 2012 

Notes to Consolidated Financial Statements 

UNITED DOMINION REALTY, L.P.: 

Report of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets at December 31, 2014 and 2013 

Consolidated Statements of Operations for the years ended December 31, 2014, 2013, and 2012 

Consolidated Statements of Comprehensive Income/(Loss) for the years ended December 31, 2014, 2013, and 2012 

Consolidated Statements of Changes in Capital for the years ended December 31, 2014, 2013, and 2012 

Consolidated Statements of Cash Flows for the years ended December 31, 2014, 2013, and 2012 

Notes to Consolidated Financial Statements 

SCHEDULES FILED AS PART OF THIS REPORT 

UDR, INC.: 

Schedule III- Summary of Real Estate Owned 

UNITED DOMINION REALTY, L.P.: 

Schedule III- Summary of Real Estate Owned 

PAGE 

F - 2 

F - 4 

F - 5 

F - 7 

F - 8 

F - 10 

F - 12 

F - 51 

F - 52 

F - 53 

F - 54 

F - 55 

F - 56 

F - 57 

S - 1 

S - 6 

All other schedules are omitted since the required information is not present or is not present in amounts sufficient to require submission of the schedule, 

or because the information required is included in the consolidated financial statements and notes thereto. 

 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
The Board of Directors and Stockholders of UDR, Inc. 

Report of Independent Registered Public Accounting Firm 

We have audited the accompanying consolidated balance sheets of UDR, Inc. (the “Company”) as of December 31, 2014 and 2013, and the related 
consolidated statements of operations, comprehensive income/(loss), changes in equity, and cash flows for each of the three years in the period ended 
December 31, 2014. Our audits also included the financial statement schedule listed in the Index at Item 15(a). These financial statements and schedule are the 
responsibility of the Company's management. Our responsibility is to express an opinion on these financial statements and schedule based on our audits. 

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require 

that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes 
examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting 
principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits 
provide a reasonable basis for our opinion. 

In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial position of UDR, Inc. at 
December 31, 2014 and 2013, and the consolidated results of its operations and its cash flows for each of the three years in the period ended December 31, 2014, 
in conformity with U.S. generally accepted accounting principles. Also, in our opinion, the related financial statement schedule, when considered in relation to 
the basic financial statements taken as a whole, presents fairly in all material respects the information set forth therein. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), UDR, Inc.'s internal control 
over financial reporting as of December 31, 2014, based on criteria established in Internal Control - Integrated Framework issued by the Committee of Sponsoring 
Organizations of the Treadway Commission (2013 Framework) and our report dated February 24, 2015 expressed an unqualified opinion thereon. 

As discussed in Notes 2 and 3 to the consolidated financial statements, the Company changed its reporting of discontinued operations as a result of the 

adoption of the amendments to the FASB Accounting Standards Codification resulting from Accounting Standards Update No. 2014-08, “Presentation of 
Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360), Reporting Discontinued Operations and Disclosures of Disposals of 
Components of an Entity”. 

/s/ Ernst & Young LLP 

Denver, Colorado 
February 24, 2015 

F - 2 

 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
  
  
  
  
  
  
The Board of Directors and Stockholders of UDR, Inc. 

Report of Independent Registered Public Accounting Firm 

We have audited UDR, Inc.'s internal control over financial reporting as of December 31, 2014, based on criteria established in Internal Control - Integrated 
Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 Framework) (the COSO criteria). UDR, Inc.'s management is 
responsible for maintaining effective internal control over financial reporting, and for its assessment of the effectiveness of internal control over financial 
reporting included in the accompanying Management's Report on Internal Control over Financial Reporting included in Item 9A. Our responsibility is to express 
an opinion on the Company's internal control over financial reporting based on our audit. 

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require 
that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material 
respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing 
and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered 
necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. 

A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting 
and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal control over 
financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation 
of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in 
accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of 
unauthorized acquisition, use, or disposition of the company's assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of 

effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance 
with the policies or procedures may deteriorate. 

In our opinion, UDR, Inc. maintained, in all material respects, effective internal control over financial reporting as of December 31, 2014, based on the COSO 

criteria. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the consolidated balance 

sheets of UDR, Inc. as of December 31, 2014 and 2013, and the related consolidated statements of operations, comprehensive income/(loss), changes in equity, 
and cash flows for each of the three years in the period ended December 31, 2014 and our report dated February 24, 2015, expressed an unqualified opinion 
thereon. 

/s/ Ernst & Young LLP 

Denver, Colorado 
February 24, 2015 

F - 3 

 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
  
  
  
  
  
  
UDR, INC. 
CONSOLIDATED BALANCE SHEETS 
(In thousands, except share and per share data) 

December 31,  
2014 

December 31,  
2013 

Real estate owned: 

Real estate held for investment  

Less: accumulated depreciation 

ASSETS 

Real estate held for investment, net 
Real estate under development (net of accumulated depreciation of $0 and $1,411, respectively) 
Real estate sold or held for disposition (net of accumulated depreciation of $0 and $6,568, respectively) 

Total real estate owned, net of accumulated depreciation 

Cash and cash equivalents 
Restricted cash 
Deferred financing costs, net 
Notes receivable, net 
Investment in and advances to unconsolidated joint ventures, net 
Other assets 

Total assets 

Liabilities: 

LIABILITIES AND EQUITY 

Secured debt 
Unsecured debt 
Real estate taxes payable 
Accrued interest payable 
Security deposits and prepaid rent 
Distributions payable 
Accounts payable, accrued expenses, and other liabilities 

Total liabilities 

Commitments and contingencies (Note 14) 

Redeemable noncontrolling interests in the Operating Partnership 

Equity: 

Preferred stock, no par value; 50,000,000 shares authorized: 

8.00% Series E Cumulative Convertible; 2,803,812 shares issued and outstanding at December 31, 2014 and 
2013 

Common stock, $0.01 par value; 350,000,000 shares authorized; 255,114,603 and 250,749,665 shares issued and 
outstanding at December 31, 2014 and 2013, respectively 
Additional paid-in capital 
Distributions in excess of net income 
Accumulated other comprehensive income/(loss), net 

Total stockholders’ equity 

Noncontrolling interests 

Total equity 

Total liabilities and equity 

See accompanying notes to consolidated financial statements. 

F - 4 

$ 

$ 

$ 

$ 

   $ 

8,205,627  
(2,434,772 )    
5,770,855  
177,632  
—  
5,948,487  
15,224  
22,340  
22,686  
14,369  
718,226  
105,202  
6,846,534  

   $ 

   $ 

1,361,529  
2,221,576  
15,978  
34,215  
34,064  
69,460  
91,282  
3,828,104  

7,723,844  
(2,200,815 ) 
5,523,029  
466,002  
10,152  
5,999,183  
30,249  
22,796  
26,924  
83,033  
507,655  
137,882  
6,807,722  

1,442,077  
2,081,626  
13,847  
32,279  
27,203  
61,907  
118,682  
3,777,621  

282,480  

217,597  

46,571  

46,571  

2,551  
4,223,747  
(1,528,917 )    
(8,855 )    

2,735,097  
853  
2,735,950  
6,846,534  

   $ 

2,507  
4,109,765  
(1,342,070 ) 
(5,125 ) 
2,811,648  
856  
2,812,504  
6,807,722  

 
 
 
  
  
  
     
  
     
  
  
  
  
  
  
  
  
  
  
 
 
 
 
  
     
  
     
  
  
  
  
  
  
  
 
 
 
 
  
     
 
 
 
 
  
 
 
 
 
  
     
  
     
  
  
  
  
  
  
UDR, INC. 
CONSOLIDATED STATEMENTS OF OPERATIONS 
(In thousands, except per share data) 

Year Ended December 31, 

2014 

2013 

2012 

$ 

   $ 

805,002  
13,044  
818,046  

   $ 

746,484  
12,442  
758,926  

REVENUES: 

Rental income 
Joint venture management and other fees 

Total revenues 

OPERATING EXPENSES: 

Property operating and maintenance 
Real estate taxes and insurance 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related (recoveries)/charges, net 
Other depreciation and amortization 

Total operating expenses 

Operating income 

Income/(loss) from unconsolidated entities 
Interest expense 
Interest and other income/(expense), net 

Income/(loss) before income taxes, discontinued operations and gain/(loss) on sale of 
real estate owned 

Tax benefit/(provision), net 
Income/(loss) from continuing operations 

Income/(loss) from discontinued operations, net of tax 
Income/(loss) before gain/(loss) on sale of real estate owned 

Gain/(loss) on sale of real estate owned, net of tax 
Net income/(loss) 
Net (income)/loss attributable to redeemable noncontrolling interests in the Operating 
Partnership 

Net (income)/loss attributable to noncontrolling interests 
Net income/(loss) attributable to UDR, Inc. 

Distributions to preferred stockholders — Series E (Convertible) 
Distributions to preferred stockholders — Series G 

Premium on preferred stock redemption or repurchases, net 

Net income/(loss) attributable to common stockholders 

Income/(loss) per weighted average common share — basic: 

Income/(loss) from continuing operations attributable to common stockholders 

Income/(loss) from discontinued operations attributable to common stockholders 

Net income/(loss) attributable to common stockholders 

$ 

$ 

$ 

F - 5 

704,701  
11,911  
716,612  

139,784  
86,154  
19,378  
5,718  
341,926  
43,792  
8,495  
4,105  
649,352  

67,260  

(8,579 ) 
(138,792 ) 
3,524  

(76,587 ) 
30,282  
(46,305 ) 
266,608  
220,303  
—  
220,303  

(7,986 ) 
(140 ) 
212,177  
(3,724 ) 
(2,286 ) 
(2,791 ) 
203,376  

(0.22 ) 
1.07  
0.85  

149,428  
99,175  
22,138  
8,271  
358,154  
47,800  
541  
5,775  
691,282  

126,764  

(7,006 )    
(130,454 )    
11,858  

1,162  
15,098  
16,260  
10  
16,270  
143,572  
159,842  

(5,511 )    
3  
154,334  

(3,724 )    
—  
—  
150,610  

   $ 

0.60  
—  
0.60  

   $ 

   $ 

144,319  
93,765  
20,528  
7,136  
339,532  
42,238  
(12,253 )    
6,741  
642,006  

116,920  

(415 )    
(126,083 )    
4,619  

(4,959 )    
7,299  
2,340  
43,942  
46,282  
—  
46,282  

(1,530 )    
60  
44,812  
(3,724 )    
—  
—  
41,088  

   $ 

(0.01 )     $ 
0.17  
0.16  

   $ 

 
 
  
  
  
  
  
     
     
  
  
  
  
 
 
 
 
 
 
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
     
     
  
  
 
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
     
     
  
  
 
 
 
 
 
 
UDR, INC. 
CONSOLIDATED STATEMENTS OF OPERATIONS 
(In thousands, except per share data) 

Income/(loss) per weighted average common share — diluted: 

Income/(loss) from continuing operations attributable to common stockholders 

Income/(loss) from discontinued operations attributable to common stockholders 

Net income/(loss) attributable to common stockholders 

$

$

Weighted average number of common shares outstanding — basic 
Weighted average number of common shares outstanding — diluted 

Year Ended December 31, 

2014 

2013 

2012 

0.59 
— 
0.59 

   $ 

   $ 

251,528 
253,445 

(0.01)     $
0.17 
0.16 

   $

249,969 
249,969 

(0.22) 
1.07 
0.85 

238,851 
238,851 

See accompanying notes to consolidated financial statements. 

F - 6 

 
 
  
  
  
  
  
     
     
  
  
 
 
 
 
 
 
  
  
  
  
UDR, INC. 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME/(LOSS) 
(In thousands) 

Net income/(loss) 

Other comprehensive income/(loss), including portion attributable to noncontrolling 
interests: 

Other comprehensive income/(loss) - derivative instruments: 

Unrealized holding gain/(loss) 

(Gain)/loss reclassified into earnings from other comprehensive income/(loss) 

Other comprehensive income/(loss), including portion attributable to 
noncontrolling interests 

Comprehensive income/(loss) 

Comprehensive (income)/loss attributable to noncontrolling interests 

Comprehensive income/(loss) attributable to UDR, Inc. 

$

150,606 

   $

See accompanying notes to consolidated financial statements. 

F - 7 

Year Ended December 31, 

2014 

2013 

2012 

$

159,842 

   $

46,282 

   $ 

220,303 

(8,695)    
4,834 

(3,861)    

155,981 

(5,375)    

(469)    
6,851 

6,382 
52,664 
(1,720)    
50,944 

   $ 

(4,924) 
7,649 

2,725 
223,028 
(8,206) 
214,822 

 
 
 
 
  
  
  
  
  
     
     
  
     
     
  
  
  
  
  
UDR, INC. 
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY 
(In thousands, except share and per share data) 

Balance at December 31, 2011 

Net income/(loss) attributable to UDR, 
Inc. 

Net income/(loss) attributable to 
noncontrolling interests 

Other comprehensive income/(loss) 

Issuance/(forfeiture) of common and 
restricted shares, net 

Issuance of common shares through public 
offering 

Redemption of 3,264,362 shares of 6.75% 
Series G Cumulative Redeemable Shares 

Adjustment for conversion of 
noncontrolling interest of unitholders in 
the Operating Partnership 

Acquisition of noncontrolling interests 

Increase in noncontrolling interests from 
business combination, net 

Common stock distributions declared 
($0.88 per share) 

Preferred stock distributions declared-
Series E ($1.3288 per share) 

Preferred stock distributions declared-
Series G ($0.5671875 per share) 

Adjustment to reflect redemption value of 
redeemable noncontrolling interests 

Balance at December 31, 2012 

Net income/(loss) attributable to UDR, 
Inc. 

Net income/(loss) attributable to 
noncontrolling interests 

Other comprehensive income/(loss) 

Issuance/(forfeiture) of common and 
restricted shares, net 

Adjustment for conversion of 
noncontrolling interest of unitholders in 
the. Operating Partnership 

Common stock distributions declared 
($0.94 per share) 

Preferred stock distributions declared-
Series E ($1.3288 per share) 

Adjustment to reflect redemption value of 
redeemable noncontrolling interests 

Preferred Stock 

Common Stock 

Shares 

Amount 

Shares 

6,068,174 

   $ 

128,180 

219,650,225 

   Amount 
   $ 

2,197 

Paid-in 
Capital 
   $  3,340,470 

   Distributions in 
Excess of Net 
Income 

   Accumulated Other 
Comprehensive 
Income/(Loss), net 

Noncontrolling 
Interests 

Total 

   $ 

(1,142,895)     $ 

(13,902)     $ 

4,734 

   $  2,318,784 

— 

— 
— 

— 

— 

— 

— 
— 

— 

— 

— 

— 
— 

(22,224)    

30,490,969 

(3,264,362)    

(81,609)    

— 

— 
— 

— 

— 

— 

— 

— 
— 

— 

— 

— 

— 

20,438 
— 

— 

— 

— 

— 

— 

— 
— 

— 

305 

— 

(1)    

— 

— 

— 

— 

— 

— 

— 
— 

(742)    

755,833 

2,791 

530 
— 

— 

— 

— 

— 

212,177 

— 
— 

— 

— 

(2,791)    

— 
— 

— 

(215,654)    

(3,724)    

(2,286)    

— 

— 
2,645 

— 

— 

— 

— 
— 

— 

— 

— 

— 

— 
2,803,812 

— 
46,571 

— 
250,139,408 

— 
2,501 

— 
4,098,882 

11,392 
(1,143,781)    

— 
(11,257)    

— 

— 
— 

— 

— 

— 

— 

— 

— 

— 
— 

— 

— 

— 

— 

— 

— 

— 
— 

533,966 

76,291 

— 

— 

— 

— 

— 
— 

5 

1 

— 

— 

— 

F - 8 

— 

— 
— 

9,067 

1,816 

— 

— 

— 

44,812 

— 
— 

— 

— 

(235,721)    

(3,724)    

(3,656)    

— 

— 
6,132 

— 

— 

— 

— 

— 

— 

140 
— 

— 

— 

— 

212,177 

140 
2,645 

(742) 

756,138 

(81,609) 

— 
(4,871)    

529 

(4,871) 

913 

913 

— 

— 

— 

— 
916 

— 

(60)    

— 

— 

— 

— 

— 

— 

(215,654) 

(3,724) 

(2,286) 

11,392 
2,993,832 

44,812 

(60) 

6,132 

9,072 

1,817 

(235,721) 

(3,724) 

(3,656) 

 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (CONTINUED) 
(In thousands, expect share and per share data) 

   Distributions in 
Excess of Net 
Income 
(1,342,070 )    

   Accumulated Other 
Comprehensive 
Income/(Loss), net 

Balance at December 31, 2013 

2,803,812  

46,571  

250,749,665  

2,507  

4,109,765  

Preferred Stock 

Common Stock 

Shares 

Amount 

Shares 

   Amount 

Paid-in 
Capital 

Net income/(loss) attributable to UDR, 
Inc. 

Net income/(loss) attributable to 
noncontrolling interests 

Other comprehensive income/(loss) 

Issuance/(forfeiture) of common and 
restricted shares, net 

Issuance of common shares through public 
offering 

Adjustment for conversion of 
noncontrolling interest of unitholders in 
Operating Partnership 

Common stock distributions declared 
($1.04 per share) 

Preferred stock distributions declared-
Series E ($1.3288 per share) 

Adjustment to reflect redemption value of 
redeemable noncontrolling interests 

Balance at December 31, 2014 

—  

—  
—  

—  

—  

—  

—  

—  

—  

—  
—  

—  

—  

—  

—  

—  

—  

—  
—  

801,054  

3,410,433  

153,451  

—  

—  

—  

—  
—  

8  

34  

2  

—  

—  

—  

—  
—  

9,797  

99,815  

4,370  

—  

—  

—  
2,803,812  

   $ 

—  
46,571  

—  
255,114,603  

   $ 

—  
2,551  

—  
   $  4,223,747  

154,334  

—  
—  

—  

—  

—  

(263,503 )    

(3,724 )    

(73,954 )    

   $ 

(1,528,917 )     $ 

Noncontrolling 
Interests 

Total 

856  

2,812,504  

—  

154,334  

(3 )    

—  

—  

—  

—  

—  

—  

(3 ) 

(3,730 ) 

9,805  

99,849  

4,372  

(263,503 ) 

(3,724 ) 

(5,125 )    

—  

—  
(3,730 )    

—  

—  

—  

—  

—  

—  
(8,855 )     $ 

—  
853  

(73,954 ) 
   $  2,735,950  

See accompanying notes to consolidated financial statements. 

F - 9 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(In thousands, except for share data) 

Operating Activities 
Net income/(loss) 
Adjustments to reconcile net income/(loss) to net cash provided by operating activities: 

Year Ended December 31, 
2013 

2012 

2014 

$ 

159,842  

   $ 

46,282  

   $ 

220,303  

Depreciation and amortization 
Gain/(loss) on sale of real estate owned, net of tax 
Impairment loss, net of tax 
Tax benefit/(provision), net 
Loss from unconsolidated entities 
Casualty-related (recoveries)/charges, net 
Other 
Changes in operating assets and liabilities: 
(Increase)/decrease in operating assets 

Increase/(decrease) in operating liabilities 

Net cash provided by/(used in) operating activities 

Investing Activities 

Acquisition of real estate assets (net of liabilities assumed) and initial capital expenditures 
Proceeds from sales of real estate investments, net 
Development of real estate assets 
Capital expenditures and other major improvements — real estate assets, net of escrow 
reimbursement 
Capital expenditures — non-real estate assets 
Investment in unconsolidated joint ventures 
Distributions received from unconsolidated joint ventures 

(Issuance)/repayment of notes receivable 

Net cash provided by/(used in) investing activities 

Financing Activities 

Payments on secured debt 
Proceeds from the issuance of secured debt 
Payments on unsecured debt 
Proceeds from the issuance of unsecured debt 
Net proceeds/(repayment) of revolving bank debt 
Proceeds from the issuance of common shares through public offering, net 
Payments for the repurchase of Series G preferred stock, net 
Distributions paid to redeemable noncontrolling interests 
Acquisition of nonredeemable noncontrolling interests 
Distributions paid to preferred stockholders 
Distributions paid to common stockholders 

Other 

Net cash provided by/(used in) financing activities 
Net increase/(decrease) in cash and cash equivalents 

Cash and cash equivalents, beginning of year 

Cash and cash equivalents, end of year 

$ 

F - 10 

363,929  
(143,647 )    

—  

(15,136 )    
7,006  
541  
26,517  

(1,074 )    
(5,618 )    

392,360  

(228,810 )    
383,886  
(251,493 )    

(96,679 )    
(5,497 )    
(222,930 )    
59,199  
68,664  
(293,660 )    

(80,961 )    
5,502  
(312,500 )    
298,956  
152,500  
99,849  
—  
(9,929 )    
—  
(3,724 )    
(256,100 )    
(7,318 )    
(113,725 )    
(15,025 )    
30,249  
15,224  

   $ 

348,231  
(41,919 )    
1,470  
(7,299 )    
415  
(270 )    

24,826  

(15,135 )    
(16,699 )    
339,902  

—  
250,043  
(280,603 )    

(153,676 )    
(7,639 )    
(43,291 )    
130,984  
(19,027 )    
(123,209 )    

(46,564 )    
—  

(122,500 )    
299,943  
(76,000 )    
—  
—  
(9,348 )    
—  
(3,724 )    
(231,822 )    
(8,544 )    
(198,559 )    
18,134  
12,115  
30,249  

   $ 

354,505  
(251,554 ) 
—  
(30,282 ) 
8,579  
8,495  
26,009  

12,647  
(21,515 ) 
327,187  

(108,215 ) 
593,167  
(246,923 ) 

(144,877 ) 
(7,947 ) 
(283,369 ) 
50,580  
(63,998 ) 

(211,582 ) 

(491,885 ) 
250  
(100,000 ) 
396,400  
(345,000 ) 
756,138  
(81,609 ) 
(9,033 ) 
(4,871 ) 
(6,954 ) 
(207,470 ) 
(21,959 ) 

(115,993 ) 
(388 ) 
12,503  
12,115  

 
 
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
     
     
  
  
 
 
 
 
 
 
  
     
     
  
  
  
  
  
  
 
 
 
 
 
 
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
UDR, INC. 
CONSOLIDATED STATEMENTS OF CASH FLOWS (CONTINUED) 
(In thousands, except for share data) 

Supplemental Information: 

Year Ended December 31, 

2014 

2013 

2012 

Interest paid during the period, net of amounts capitalized 

$

131,815 

   $

127,877 

   $ 

133,133 

Non-cash transactions: 

Real estate acquired in asset exchange or upon consolidation of joint ventures 
Transfer of real estate owned to investment in and advances to unconsolidated ventures 
Secured debt assumed in the acquisitions of properties, including asset exchange and 
consolidation of joint ventures 
Fair market value adjustment of secured debt assumed in acquisitions of properties, including 
asset exchange 
Development costs and capital expenditures incurred but not yet paid 
Contribution of purchase deposit made in 2011 to unconsolidated joint venture 
Conversion of operating partnership noncontrolling interests to common stock (153,451 shares in 
2014, 76,291 shares in 2013; and 20,438 shares in 2012) 

— 
54,938 

— 

— 
34,746 
— 

4,372 

129,437 
175,951 

63,595 

— 
37,220 
— 

1,817 

— 
— 

34,412 

2,617 
24,551 
80,397 

529 

See accompanying notes to consolidated financial statements. 

F - 11 

 
 
 
 
  
  
  
  
  
     
     
 
 
 
 
 
 
 
 
 
 
 
 
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
DECEMBER 31, 2014 

1. CONSOLIDATION AND BASIS OF PRESENTATION 

Organization and Formation 

UDR, Inc. (“UDR,” the “Company,” “we,” or “our”) is a self-administered real estate investment trust, or REIT, that owns, operates, acquires, renovates, 

develops, redevelops, and manages apartment communities generally in high barrier-to-entry markets located in the United States. The high barrier-to-entry 
markets are characterized by limited land for new construction, difficult and lengthy entitlement process, expensive single-family home prices and significant 
employment growth potential. At December 31, 2014, our consolidated apartment portfolio consisted of 139 consolidated communities located in 20 markets 
consisting of 39,851 apartment homes. In addition, the Company has an ownership interest in 10,055 apartment homes through unconsolidated joint ventures. 

Basis of Presentation 

The accompanying consolidated financial statements of UDR include its wholly-owned and/or controlled subsidiaries (see the “Consolidated Joint 
Ventures” section of Note 5, Joint Ventures and Partnerships, for further discussion). All significant intercompany accounts and transactions have been 
eliminated in consolidation. Certain previously reported amounts have been reclassified to conform to the current financial statement presentation. 

The accompanying consolidated financial statements include the accounts of UDR and its subsidiaries, including United Dominion Realty, L.P. (the 
“Operating Partnership” or the “OP”). As of December 31, 2014 and 2013, there were 183,278,698 units in the Operating Partnership outstanding, of which 
174,113,225 or 95.0% and 173,959,774 or 94.9%, respectively, were owned by UDR and 9,165,473 or 5.0% and 9,318,924 or 5.1%, respectively, were owned by 
limited partners. The consolidated financial statements of UDR include the noncontrolling interests of the unitholders in the Operating Partnership.  

The Company evaluated subsequent events through the date its financial statements were issued. No significant recognized or non-recognized 

subsequent events were noted other than those mentioned in Note 5, Joint Ventures and Partnerships, and Note 8, Stockholders’ Equity. 

2. SIGNIFICANT ACCOUNTING POLICIES 

Recent Accounting Pronouncements  

In April 2014, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) No. 2014-08, Reporting 

Discontinued Operations and Disclosures of Disposals of Components of an Entity, which incorporates a requirement that a disposition represent a strategic 
shift in an entity’s operations into the definition of a discontinued operation. In accordance with the ASU, a discontinued operation represents (1) a component 
of an entity or group of components that has been disposed of or is classified as held for sale in a single transaction and represents a strategic shift that has or 
will have a major effect on an entity’s financial results, or (2) an acquired business that is classified as held for sale on the date of acquisition. A strategic shift 
could include a disposal of (1) a separate major line of business, (2) a separate major geographic area of operations, (3) a major equity method investment, or (4) 
other major parts of an entity. The standard requires prospective application and will be effective for interim and annual periods beginning on or after December 
15, 2014, with early adoption permitted. The early adoption provision excludes components of an entity that were sold or classified as held for sale prior to the 
adoption of the standard.  

The Company elected to early adopt this standard effective January 1, 2014, which had a significant impact on the Company’s consolidated financial 
statements as further discussed in Note 3, Discontinued Operations. Subsequent to the Company’s adoption of ASU 2014-08, the sale of real estate that does 
not meet the definition of a discontinued operation under the standard is included in Gain/(loss) on sale of real estate owned, net of tax on the Consolidated 
Statements of Operations. 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers. The standard provides companies with a single model for use in 

accounting for revenue arising from contracts with customers and supersedes current revenue recognition guidance, including industry-specific revenue 
guidance. The updated standard will replace most existing revenue recognition guidance in U.S. GAAP when it becomes effective. The standard specifically 
excludes lease contracts. The ASU allows for the use of either the full or modified retrospective transition method, and the standard will be effective for the 
Company on January 1, 2017; early adoption is not permitted. The Company has not yet selected a transition method and we  

F - 12 

 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

are currently evaluating the effect that the updated standard will have on our consolidated financial statements and related disclosures. 

Real Estate 

Real estate assets held for investment are carried at historical cost and consist of land, buildings and improvements, furniture, fixtures and equipment and 

other costs incurred during their development, acquisition and redevelopment. 

Expenditures for ordinary repair and maintenance costs are charged to expense as incurred. Expenditures for improvements, renovations, and replacements 
related to the acquisition and/or improvement of real estate assets are capitalized and depreciated over their estimated useful lives if the expenditures qualify as a 
betterment or the life of the related asset will be substantially extended beyond the original life expectancy. 

UDR purchases real estate investment properties and records the tangible and identifiable intangible assets and liabilities acquired based on their 
estimated fair value. The primary, although not only, identifiable intangible asset associated with our portfolio is the value of existing lease agreements. When 
recording the acquisition of a community, we first assign fair value to the estimated intangible value of the existing lease agreements and then to the estimated 
value of the land, building and fixtures assuming the community is vacant. The Company estimates the intangible value of the lease agreements by determining 
the lost revenue associated with a hypothetical lease-up. Depreciation on the building is based on the expected useful life of the asset and the in-place leases are 
amortized over their remaining average contractual life. Property acquisition costs are expensed as incurred. 

Quarterly or when changes in circumstances warrant, UDR will assess our real estate properties for indicators of impairment. In determining whether the 

Company has indicators of impairment in our real estate assets, we assess whether the long-lived asset’s carrying value exceeds the community’s undiscounted 
future cash flows, which is representative of projected net operating income (“NOI”) plus the residual value of the community. Our future cash flow estimates are 
based upon historical results adjusted to reflect our best estimate of future market and operating conditions and our estimated holding periods. If such 
indicators of impairment are present and the carrying value exceeds the undiscounted cash flows of the community, an impairment loss is recognized equal to the 
excess of the carrying amount of the asset over its estimated fair value. Our estimates of fair market value represent our best estimate based primarily upon 
unobservable inputs related to rental rates, operating costs, growth rates, discount rates, capitalization rates, industry trends and reference to market rates and 
transactions. 

For long-lived assets to be disposed of, impairment losses are recognized when the fair value of the asset less estimated cost to sell is less than the 
carrying value of the asset. Properties classified as real estate held for sale generally represent properties that are actively marketed or contracted for sale with 
the closing expected to occur within the next twelve months. Real estate held for sale is carried at the lower of cost, net of accumulated depreciation, or fair value, 
less the cost to sell, determined on an asset-by-asset basis. Expenditures for ordinary repair and maintenance costs on held for sale properties are charged to 
expense as incurred. Expenditures for improvements, renovations, and replacements related to held for sale properties are capitalized at cost. Depreciation is not 
recorded on real estate held for sale. 

Depreciation is computed on a straight-line basis over the estimated useful lives of the related assets which are 35 to 55 years for buildings, 10 to 35 years 

for major improvements, and 3 to 10 years for furniture, fixtures, equipment, and other assets.  

Predevelopment, development, and redevelopment projects and related costs are capitalized and reported on the Consolidated Balance Sheets as Total 
real estate owned, net of accumulated depreciation. The Company capitalizes costs directly related to the predevelopment, development, and redevelopment of 
a capital project, which include, but are not limited to, interest, real estate taxes, insurance, and allocated development and redevelopment overhead related to 
support costs for personnel working on the capital projects. We use our professional judgment in determining whether such costs meet the criteria for 
capitalization or must be expensed as incurred. These costs are capitalized only during the period in which activities necessary to ready an asset for its intended 
use are in progress and such costs are incremental and identifiable to a specific activity to get the asset ready for its intended use. These costs, excluding the 
direct costs of development and redevelopment and capitalized interest, for the years ended December 31, 2014, 2013, and 2012 were $9.0 million, $11.1 million 
and $10.0 million, respectively. During the years ended December 31, 2014, 2013, and 2012, total interest capitalized was $20.2 million, $29.4 million, and $26.4 
million, respectively. As each home in a capital project is completed and becomes available for lease-up, the Company ceases capitalization on the related portion 
and depreciation commences over the estimated useful life. 

F - 13 

 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Cash and Cash Equivalents 

Cash and cash equivalents consist of cash on hand, demand deposits with financial institutions and short-term, highly liquid investments. We consider all 

highly liquid investments with maturities of three months or less when purchased to be cash equivalents. The majority of the Company’s cash and cash 
equivalents are held at major commercial banks. 

Restricted Cash 

Restricted cash consists of escrow deposits held by lenders for real estate taxes, insurance and replacement reserves, and security deposits. 

Revenue and Real Estate Sales Gain Recognition 

Rental income related to leases is recognized on an accrual basis when due from residents and tenants in accordance with GAAP. Rental payments are 

generally due on a monthly basis and recognized when earned. The Company recognizes interest income, management and other fees and incentives when 
earned, and the amounts are fixed and determinable. 

For sale transactions meeting the requirements for full accrual profit recognition, we remove the related assets and liabilities from our Consolidated Balance 

Sheets and record the gain or loss in the period the transaction closes. For sale transactions that do not meet the full accrual sale criteria due to our continuing 
involvement, we evaluate the nature of the continuing involvement and account for the transaction under an alternate method of accounting. Unless certain 
limited criteria are met, non-monetary transactions, including property exchanges, are accounted for at fair value. 

Sales to entities in which we retain or otherwise own an interest are accounted for as partial sales. If all other requirements for recognizing profit under the 
full accrual method have been satisfied and no other forms of continuing involvement are present, we recognize profit proportionate to the outside interest in the 
buyer and defer the gain on the interest we retain. The Company recognizes any deferred gain when the property is sold to a third party. In transactions 
accounted for by us as partial sales, we determine if the buyer of the majority equity interest in the venture was provided a preference as to cash flows in either 
an operating or a capital waterfall. If a cash flow preference has been provided, we recognize profit only to the extent that proceeds from the sale of the majority 
equity interest exceed costs related to the entire property. 

Notes Receivable 

The following table summarizes our notes receivable, net as of December 31, 2014 and 2013 (dollars in thousands):

Interest rate at December 
31, 2014 

December 31, 
2014 

December 31, 
2013 

Balance Outstanding 

Note due June 2014 (a) 
Note due February 2017 (b) 
Note due July 2017 (c) 
Note due June 2022 (net of discount of $0 and $247, 
respectively) (d) 

Total notes receivable, net 

10.00 % 
8.00 % 

  $ 

  $ 

—     $ 

11,869     
2,500     

—     
14,369     $ 

40,800  
14,580  
1,400  

26,253  
83,033  

(a) In the fourth quarter of 2013, in conjunction with the sale of its 95% interest in the Lodge at Stoughton, one of its unconsolidated joint ventures, the 
Company provided the buyer with a $40.8 million loan secured by the property at LIBOR plus a spread of 350 basis points with two three-month 
extension options at increased rates and a financing fee. In June 2014, the note was paid in full.  

(b) The Company has a secured note receivable with an unaffiliated third party with an aggregate commitment of $11.9 million, which bears an interest rate 

of 10.00% per annum. During the year ended December 31, 2014, the Company loaned an additional $1.2 million and received a payment of $3.9 million in 
the fourth quarter under this note. Interest payments are due monthly. The note matures at the earliest of the following: (a) the closing of any private or 
public capital raising in the amount of $5.0 million or greater; (b) an acquisition; (c) acceleration in the event of default; or (d) the fifth anniversary of the 
date of the note (February 2017). 

F - 14 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

(c) The Company has a secured note receivable with an unaffiliated third party with an aggregate commitment of $2.5 million, which bears an interest rate of 
8.00% per annum. During the year ended December 31, 2014, the Company loaned an additional $1.1 million under the note. Interest payments are due 
monthly. The note matures at the earliest of the following: (a) the closing of any private or public capital raising in the amount of $5.0 million or greater; 
(b) an acquisition; (c) acceleration in the event of default; or (d) the fifth anniversary of the date of the note (July 2017). 

(d) In 2012, the Company purchased a "B" Note secured by a first mortgage on a class A community in West Los Angeles. The $26.5 million loan was 
purchased at a yield of 7.25% and bore a coupon rate of 7.00%. Interest payments are due monthly and the note is due June 2022. The discount is 
amortized using the effective interest method. In July 2014, the Company received proceeds of $36.0 million from the repayment of this note, resulting in 
a net gain of approximately $8.4 million, which is included in Interest and other income/(expense), net on the Consolidated Statements of Operations. 

During the years ended December 31, 2014, 2013 and 2012, the Company recognized $3.4 million, $4.1 million and $2.7 million, respectively, of interest 
income from these notes receivable, of which $0, $765,000 and $281,000, respectively, were related party interest income. Interest income is included in Interest 
and other income/(expense), net on the Consolidated Statements of Operations. 

Investment in Joint Ventures and Partnerships 

We use the equity method to account for investments in joint ventures and partnerships that qualify as variable interest entities where we are not the 
primary beneficiary and entities that we do not control or where we do not own a majority of the economic interest but have the ability to exercise significant 
influence over the operating and financial policies of the investee. Throughout these financial statements we use the term “joint venture” or “partnership” when 
referring to investments in entities in which we do not have a 100% ownership interest. The Company also uses the equity method when we function as the 
managing partner and our venture partner has substantive participating rights or where we can be replaced by our venture partner as managing partner without 
cause. For a joint venture or partnership accounted for under the equity method, our share of net earnings or losses is reflected as income/loss when 
earned/incurred and distributions are credited against our investment in the joint venture or partnership as received. 

In determining whether a joint venture or partnership is a variable interest entity, the Company considers: the form of our ownership interest and legal 
structure; the size of our investment; the financing structure of the entity, including necessity of subordinated debt; estimates of future cash flows; ours and our 
partner’s ability to participate in the decision making related to acquisitions, disposition, budgeting and financing of the entity; obligation to absorb losses and 
preferential returns; nature of our partner’s primary operations; and the degree, if any, of disproportionality between the economic and voting interests of the 
entity. As of December 31, 2014, the Company did not determine any of our joint ventures or partnerships to be variable interest entities.  

We evaluate our investments in unconsolidated joint ventures for events or changes in circumstances that indicate there may be an other-than-temporary 
decline in value. We consider various factors to determine if a decrease in the value of the investment is other-than-temporary. These factors include, but are not 
limited to, age of the venture, our intent and ability to retain our investment in the entity, the financial condition and long-term prospects of the entity, the fair 
value of the property of the joint venture, and the relationships with the other joint venture partners and its lenders. The amount of loss recognized is the excess 
of the investment’s carrying amount over its estimated fair value. If we believe that the decline in fair value is temporary, no impairment is recorded. The 
aforementioned factors are taken into consideration as a whole by management in determining the valuation of our equity method investments. Should the actual 
results differ from management’s judgment, the valuation could be negatively affected and may result in a negative impact to our Consolidated Financial 
Statements. 

Derivative Financial Instruments 

The Company utilizes derivative financial instruments to manage interest rate risk and generally designates these financial instruments as cash flow 
hedges. Derivative financial instruments are recorded on our Consolidated Balance Sheets as either an asset or liability and measured quarterly at their fair value. 
The changes in fair value for cash flow hedges that are deemed effective are reflected in other comprehensive income/(loss) and for non-designated derivative 
financial instruments in earnings. The ineffective component of cash flow hedges, if any, is recorded in earnings. 

F - 15 

 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Redeemable Noncontrolling Interests in the Operating Partnership 

Interests in the Operating Partnership held by limited partners are represented by Operating Partnership units (“OP Units”). The income is allocated to 

holders of OP Units based upon net income available to common stockholders and the weighted average number of OP Units outstanding to total common 
shares plus OP Units outstanding during the period. Capital contributions, distributions, and profits and losses are allocated to noncontrolling interests in 
accordance with the terms of the partnership agreement. 

Limited partners have the right to require the Operating Partnership to redeem all or a portion of the OP Units held by the limited partner at a redemption 

price equal to and in the form of the Cash Amount as defined in the Amended and Restated Agreement of Limited Partnership of the Operating Partnership (the 
“Operating Partnership Agreement”), provided that such OP Units have been outstanding for at least one year. UDR, as the general partner of the Operating 
Partnership may, in its sole discretion, purchase the OP Units by paying to the limited partner either the Cash Amount or the REIT Share Amount (generally one 
share of Common Stock of the Company for each OP Unit), as defined in the Operating Partnership Agreement. Accordingly, the Company records the OP Units 
outside of permanent equity and reports the OP Units at their redemption value using the Company’s stock price at each balance sheet date. 

Income Taxes 

Due to the structure of the Company as a REIT and the nature of the operations for the operating properties, no provision for federal income taxes has 

been provided for at UDR. Historically, the Company has generally incurred only state and local excise and franchise taxes. UDR has elected for certain 
consolidated subsidiaries to be treated as taxable REIT subsidiaries (“TRS”), primarily those engaged in development activities. 

Income taxes for our TRS are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for future tax 
consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. 
Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are 
expected to be recovered or settled. The effect on deferred tax assets and liabilities from a change in tax rate is recognized in earnings in the period of the 
enactment date. The Company’s deferred tax assets are generally the result of differing depreciable lives on capitalized assets and timing of expense recognition 
for certain accrued liabilities. As of December 31, 2014 and 2013, UDR’s net deferred tax asset of $7.0 million, which had no valuation allowance, and $32.3 million, 
net of a valuation allowance of $1.3 million, respectively, was included in Other assets on the Consolidated Balance Sheets. 

Prior to 2012, our TRS had a history of losses and, as a result, historically recognized a valuation allowance for net deferred tax assets. Each quarter, the 

Company evaluates the need to retain all or a portion of the valuation allowance on its net deferred tax assets. In 2012, the Company determined that it was more 
likely than not that the deferred tax assets, including any remaining net operating loss carry forward, would be realized. In making this determination, the 
Company analyzed, among other things, its recent history of earnings from sales of depreciable property, forecasts of future earnings and its cumulative 
earnings for the last twelve quarters. The reversal of the valuation allowance resulted in an income tax benefit of $44.4 million during the year ended 
December 31, 2012, $21.5 million of which is reported in continuing operations and included within Tax benefit/(provision), net in the Consolidated Statements 
of Operations, and $22.9 million of which is included within Income/(loss) from discontinued operations, net of tax in the Consolidated Statements of 
Operations.  

GAAP defines a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or 
expected to be taken in a tax return. GAAP also provides guidance on derecognition, classification, interest and penalties, accounting for interim periods, 
disclosure and transition. 

The Company recognizes its tax positions and evaluates them using a two-step process. First, UDR determines whether a tax position is more likely than 

not (greater than 50 percent probability) to be sustained upon examination, including resolution of any related appeals or litigation processes, based on the 
technical merits of the position. The Company will determine the amount of benefit to recognize and record the amount that is more likely than not to be realized 
upon ultimate settlement. 

UDR had no material unrecognized tax benefit, accrued interest or penalties at December 31, 2014. UDR and its subsidiaries are subject to federal income 

tax as well as income tax of various state and local jurisdictions. The tax years 2010 through 2013 remain open to examination by tax jurisdictions to which we are 
subject. When applicable, UDR recognizes interest and/or penalties related to uncertain tax positions in income tax expense. 

F - 16 

 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Discontinued Operations 

Prior to the adoption of ASU No. 2014-08, Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity, the results of 
operations for those properties sold during the year or classified as held for sale at the end of the current year are classified as discontinued operations in the 
current and prior periods. Further, to meet the discontinued operations criteria, the Company will not have any significant continuing involvement in the 
ownership or operation of the property after the sale or disposition. Once a property is classified as held for sale, depreciation is no longer recorded. However, if 
the Company determines that the property no longer meets the criteria for held for sale, the Company will recapture any unrecorded depreciation on the property. 
The assets and liabilities, if any, of properties classified as held for sale are presented separately on the Consolidated Balance Sheets at the lower of their 
carrying amount or their estimated fair value less the costs to sell the assets. (See Note 3, Discontinued Operations and Assets Held for Sale, for further 
discussion). 

Stock-Based Employee Compensation Plans 

The Company measures the cost of employee services received in exchange for an award of an equity instrument based on the award’s fair value on the 
grant date and recognizes the cost over the period during which the employee is required to provide service in exchange for the award, which is generally the 
vesting period. The fair value for stock options issued by the Company is calculated utilizing the Black-Scholes-Merton formula. For performance based awards, 
the Company remeasures the fair value each balance sheet date with adjustments made on a cumulative basis until the award is settled and the final 
compensation is known. The fair value for market based awards issued by the Company is calculated utilizing a Monte Carlo simulation. For further discussion, 
see Note 9, Employee Benefit Plans. 

Advertising Costs 

All advertising costs are expensed as incurred and reported on the Consolidated Statements of Operations within the line item General and 

administrative. During the years ended December 31, 2014, 2013, and 2012, total advertising expense was $6.0 million, $5.7 million, and $6.2 million, respectively. 

Cost of Raising Capital 

Costs incurred in connection with the issuance of equity securities are deducted from stockholders’ equity. Costs incurred in connection with the 

issuance or renewal of debt are recorded based on the terms of the debt issuance or renewal. Accordingly, if the terms of the renewed or modified debt 
instrument are deemed to be substantially different (i.e. a 10 percent or greater difference in the cash flows between instruments), all unamortized financing costs 
associated with the extinguished debt are charged to earnings in the current period and certain costs of new debt issuances are capitalized and amortized over 
the term of the debt. When the cash flows are not substantially different, the lender costs associated with the renewal or modification are capitalized and 
amortized into interest expense over the remaining term of the related debt instrument and other related costs are expensed. The balance of any unamortized 
financing costs associated with retired debt is expensed upon retirement. Deferred financing costs for new debt instruments include fees and costs incurred by 
the Company to obtain financing. Deferred financing costs are generally amortized on a straight-line basis, which approximates the effective interest method, 
over a period not to exceed the term of the related debt. 

Preferred Share Redemption and Repurchases 

During the year ended December 31, 2012, the Company completed the redemption of all outstanding shares of its 6.75% Series G Cumulative Redeemable 
Preferred Stock. A total of 3,264,362 shares of the Series G Preferred Stock was redeemed at a redemption price of $25 per share in cash, plus accrued and unpaid 
dividends to the redemption date for a total cost of $82.1 million.  

When redeeming or repurchasing preferred stock, the Company recognizes share issuance costs as a charge to the preferred stock on a pro rata basis to 

the total costs incurred for the preferred stock as well as any premium or discount on the redemption or repurchase. In connection with the redemption of the 
Series G Preferred Stock, the Company recognized a (decrease)/increase in net income/(loss) attributable to common stockholders of $(2.8) million for the year 
ended December 31, 2012, which is reported in Premium on preferred stock redemption or repurchases, net on the Consolidated Statements of Operations.  

Comprehensive Income/(Loss) 

F - 17 

 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Comprehensive income/(loss), which is defined as the change in equity during each period from transactions and other events and circumstances from 

nonowner sources, including all changes in equity during a period except for those resulting from investments by or distributions to stockholders, is displayed 
in the accompanying Consolidated Statements of Comprehensive Income/(Loss). For the years ended December 31, 2014, 2013, and 2012, the Company's other 
comprehensive income/(loss) consisted of the gain/(loss) (effective portion) on derivative instruments that are designated as and qualify as cash flow hedges, 
(gain)/loss on derivative instruments and marketable securities reclassified from other comprehensive income/(loss) into earnings, and the allocation of other 
comprehensive income/(loss) to redeemable noncontrolling interests. The (gain)/loss on derivative instruments reclassified from other comprehensive income/
(loss) is included in interest expense in the accompanying Consolidated Statements of Operations. See Note 13, Derivatives and Hedging Activity, for further 
discussion. The (gain)/loss on marketable securities reclassified from other comprehensive income/(loss) is included in Interest and other income/(expense), net 
on the Consolidated Statements of Operations. The allocation of other comprehensive income/(loss) to redeemable noncontrolling interests during the years 
ended December 31, 2014, 2013, and 2012 was $(133,000), $250,000, and $80,000, respectively. 

Use of Estimates 

The preparation of these financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported 

amounts of assets and liabilities and the disclosure of contingent liabilities at the dates of the financial statements and the amounts of revenues and expenses 
during the reporting periods. Actual amounts realized or paid could differ from those estimates. 

Market Concentration Risk  

The Company is subject to increased exposure from economic and other competitive factors specific to markets where the Company holds a significant 

percentage of the carrying value of its real estate portfolio. At December 31, 2014, the Company held greater than 10% of the carrying value of its real estate 
portfolio in the Orange County, California; Metropolitan D.C.; and New York, New York markets. 

3. DISCONTINUED OPERATIONS AND ASSETS HELD FOR SALE 

Effective January 1, 2014, UDR prospectively adopted ASU No. 2014-08, Reporting Discontinued Operations and Disclosures of Disposals of Components 

of an Entity, for all communities not previously sold or classified as held for sale. The standard had a material impact on the Company’s consolidated financial 
statements. As a result of adopting the ASU, during the year ended December 31, 2014, gains, net of tax, of $142.5 million from disposition of real estate, 
excluding a $1.1 million gain related to the sale of land, are included in Gain/(loss) on sale of real estate owned, net of tax on the Consolidated Statements of 
Operations rather than in Income/(loss) from discontinued operations, net of tax on the Consolidated Statements of Operations. 

Prior to the prospective adoption of ASU 2014-08, FASB Accounting Standards Codification ("ASC") Subtopic 205-20 required, among other things, that 

the primary assets and liabilities and the results of operations of UDR’s real properties that have been sold or are held for disposition, be classified as 
discontinued operations and segregated in UDR’s Consolidated Statements of Operations and Consolidated Balance Sheets. Consequently, the primary assets 
and liabilities and the net operating results of those properties sold or classified as held for disposition prior to January 1, 2014 are accounted for as 
discontinued operations for all periods presented. This presentation does not have an impact on net income available to common stockholders; it only results in 
the reclassification of the operating results within the Consolidated Statements of Operations for the periods ended December 31, 2014, 2013, and 2012. 

During 2014, the Company sold one operating property that was classified as held for disposition prior to the adoption of ASU 2014-08 and, therefore, met 

the requirements to be reported as a discontinued operation. The sale of this property resulted in an immaterial gain, net of tax, of $75,000. The gain, net of tax, 
and operating results of the property for the years ended December 31, 2014, 2013, and 2012, are included in Income/(loss) from discontinued operations, net of 
tax on the Consolidated Statements of Operations. 

During the year ended December 31, 2013, the Company sold two communities in the Sacramento market with 914 apartment homes for gross proceeds of 

$81.1 million. During the year ended December 31, 2012, the Company sold 21 communities with 6,507 apartment homes for gross proceeds of $609.4 million.  

F - 18 

 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

During the years ended December 31, 2014, 2013, and 2012, UDR recognized net gain/(loss) on the sale of depreciable properties, before tax of $75,000, 
$41.9 million, and $260.4 million, respectively, which are included in Income/(Loss) from Discontinued Operations, Net of Tax on the Consolidated Statements of 
Operations.  

The following is a summary of Income/(loss) from discontinued operations, net of tax for the years ended December 31, 2014, 2013, and 2012 (dollars in 

thousands): 

Rental income 
Rental expenses 
Property management 
Real estate depreciation 

Interest and other (income)/expense, net 
Income/(loss) attributable to disposed properties and assets held for sale 
Net gain/(loss) on the sale of depreciable property 
Impairment charges 

Income tax benefit/(expense) 

Income/(loss) from discontinued operations, net of tax 

Income/(loss) from discontinued operations attributable to UDR, Inc. 

4. REAL ESTATE OWNED 

$

$

$

Year Ended December 31, 

2014 

2013 

2012 

   $ 

147 
225 
4 
— 
21 
(103)    
75 
— 
38 
10 

   $ 

   $ 

9,152 
3,511 
252 
1,958 

(62)    

3,493 
41,919 
(2,355)    
885 
43,942 

   $ 

39,543 
14,106 
1,087 
8,475 
821 
15,054 
260,404 
— 
(8,850) 
266,608 

10 

   $ 

42,364 

   $ 

256,533 

Real estate assets owned by the Company consist of income producing operating properties, properties under development, land held for future 

development, and sold or held for sale properties. As of December 31, 2014, the Company owned and consolidated 139 communities in 10 states plus the District 
of Columbia totaling 39,851 apartment homes. The following table summarizes the carrying amounts for our real estate owned (at cost) as of December 31, 2014 
and 2013 (dollars in thousands): 

Land and land improvements 
Depreciable property — held and used: 

December 31, 2014     December 31, 2013 
1,847,127 
   $ 
$

1,980,221 

Building, improvements, and furniture, fixtures and equipment 

6,225,406 

5,876,717 

Under development: 

Land 
Building, improvements, and furniture, fixtures and equipment 

Real estate held for disposition: 

Land 

Building, improvements, and furniture, fixtures and equipment 

Real estate owned 

Accumulated depreciation 

Real estate owned, net 

24,584 
153,048 

— 
— 
8,383,259 
(2,434,772)    
5,948,487 

   $ 

110,769 
356,644 

10,751 
5,969 
8,207,977 
(2,208,794) 
5,999,183 

$

During the year ended December 31, 2014, the Company sold nine communities consisting of a total of 2,500 apartment homes, an adjacent parcel of land, 

and one operating property for gross proceeds of $328.4 million, resulting in net proceeds of $324.4 million and a total gain, net of tax, of $138.6 million. A portion 
of the sale proceeds was designated for tax-deferred exchanges under Section 1031 of the Internal Revenue Code and was used to fund acquisitions of real 
estate as discussed below.  

F - 19 

 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
  
     
  
  
     
  
  
  
     
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

In December 2014, the Company sold a 49% interest in 13th and Market and a 50% interest in 3033 Wilshire to MetLife for approximately $54.2 million and 

$8.3 million, respectively, and recognized, net of tax, a gain of $7.2 million and a loss of $2.2 million, respectively. Subsequent to the sale, the two communities are 
accounted for under the equity method of accounting and are included in Investment in and advances to unconsolidated joint ventures, net on the 
Consolidated Balance Sheets. See further discussion of this transaction in Note 5, Joint Ventures and Partnerships. The activity of the two communities prior to 
sale is classified as a component of continuing operations on the Consolidated Statements of Operations. 

In 2014, the Company acquired a fully-entitled land parcel for future development located in Huntington Beach, California for $77.8 million, two 

communities, located in Seattle, Washington and Kirkland, Washington, with a total of 358 apartment homes for $45.5 million and $75.2 million, respectively, a 
land parcel for future development located in Boston, Massachusetts for $32.2 million. The four acquisitions during the year ended December 31, 2014 were 
accomplished through tax-deferred exchanges under Section 1031 of the Internal Revenue Code. 

In June 2013, the Company sold a 50% interest in five partnerships (the “UDR/MetLife Vitruvian Park® Partnerships”) to MetLife for approximately $141.3 
million, before transaction costs of $936,000. The properties held by the UDR/MetLife Vitruvian Park® Partnerships are located in Addison, Texas and consist of 
two operating communities with 739 apartment homes, one recently completed development community in lease-up with 391 apartment homes, and 28.4 acres of 
developable land parcels. The transaction resulted in a gain of approximately $436,000 which the Company has deferred until the terms of the construction 
completion guarantee have been met. The UDR/MetLife Vitruvian Park® Partnerships are accounted for under the equity method of accounting and are included 
in Investment In and Advances To Unconsolidated Joint Ventures, Net on the Consolidated Balance Sheets. See further discussion of this transaction in Note 5, 
Joint Ventures and Partnerships. 

The operations of the UDR/MetLife Vitruvian Park® Partnerships' assets, prior to the sale of a 50% interest, have been classified as a component of 

continuing operations on the Consolidated Statements of Operations, as UDR has continuing involvement over the duration of the partnership. 

In December 2013, the Company sold a 49% interest to MetLife in the Company’s fully-entitled 399 Fremont land parcel located in San Francisco, California 

for approximately $29.9 million. In conjunction with the sale, the Company formed a new unconsolidated joint venture, UDR/MetLife 399 Fremont, to develop a 
$318 million, 447-home, luxury high-rise tower on the site. As the Company recently acquired the 399 Fremont land parcel, the sale price was equivalent to the 
cost basis resulting in no gain or loss on the transaction. For more information on this transaction see Note 5, Joint Ventures and Partnerships. 

In December 2013, the Company became the managing partner of two joint ventures resulting in consolidation of both and increasing the real estate owned 

by $129.4 million. See Note 5, Joint Ventures and Partnerships, for further details. 

The Company incurred $373,000, $59,000 and $2.3 million of acquisition-related costs during the years ended December 31, 2014, 2013, and 2012, 

respectively. These expenses are reported within the line item General and Administrative on the Consolidated Statements of Operations.  

In February 2015, the Company acquired an office building in Highlands Ranch, Colorado, for total consideration of approximately $24.0 million, which was 
comprised of assumed debt. The Company’s corporate offices, as well as other leased office space, are located in the acquired building. The building consists of 
approximately 120,000 square feet, of which UDR occupies approximately 44,000 square feet. All existing leases were assumed by the Company at the time of the 
acquisition. 

5. JOINT VENTURES AND PARTNERSHIPS 

UDR has entered into joint ventures and partnerships with unrelated third parties to acquire real estate assets that are either consolidated and included in 

Real Estate Owned on the Consolidated Balance Sheets or are accounted for under the equity method of accounting, and are included in Investment in and 
Advances to Unconsolidated Joint Ventures, Net on the Consolidated Balance Sheets. The Company consolidates the entities that we control as well as any 
variable interest entity where we are the primary beneficiary. In addition, the Company consolidates any joint venture or partnership in which we are the general 
partner or managing partner and the third party does not have the ability to substantively participate in the decision-making process nor the ability to remove us 
as general partner or managing partner without cause. 

F - 20 

 
 
 
     
 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

UDR’s joint ventures and partnerships are funded with a combination of debt and equity. Our losses are limited to our investment and except as noted 

below, the Company does not guarantee any debt, capital payout or other obligations associated with our joint ventures and partnerships. 

Consolidated Joint Ventures 

In December 2013, the Company consolidated its 95%/5% development joint ventures 13th and Market in San Diego, California and Domain College Park in 
Metropolitan, D.C. The consolidation was due to the Company becoming the managing partner of each of the joint ventures pursuant to amendments to the LLC 
Agreements. In connection with the amendments, our partner received equity distributions reducing its capital account balances to zero, the Company replaced 
our partner as the managing partner, and our partner no longer has the ability to substantively participate in the decision-making process, with only protective 
rights remaining. We accounted for the consolidations as asset acquisitions since the joint ventures were under development and not complete at the time of 
consolidation resulting in no gain or loss upon consolidation and increasing our real estate owned by $129.4 million and our debt owed by $63.6 million. In 
addition pursuant to the amendments, the Company paid a non-refundable deposit to our partner in January 2014 of $2.0 million for each joint venture, or $4.0 
million in total, for the right to exercise options in 2014 to acquire our partner’s upside participation in the joint ventures. The non-refundable deposits were 
applied towards the total purchase price of approximately $24.7 million when the Company acquired 100% of the interest in the joint ventures in November 2014.  

In December 2014, the Company sold a 49% interest in 13th and Market to MetLife for $54.2 million, resulting in a gain, net of tax, of $7.2 million. 

Additionally, the Company sold a 50% interest in a wholly owned land parcel to MetLife for $8.3 million, resulting in a loss, net of tax, of $2.2 million. As a result, 
the Company no longer controls these two joint ventures and they were deconsolidated by the Company in December 2014.  

Unconsolidated Joint Ventures and Partnerships 

The Company recognizes earnings or losses from our investments in unconsolidated joint ventures and partnerships consisting of our proportionate share 
of the net earnings or losses of the joint ventures and partnerships. In addition, we may earn fees for providing management services to the unconsolidated joint 
ventures and partnerships. 

F - 21 

 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The following table summarizes the Company’s investment in and advances to unconsolidated joint ventures and partnerships, net, which are accounted 

for under the equity method of accounting as of December 31, 2014 and 2013 (dollars in thousands): 

Joint Venture 

   Location of 
Properties 

Number of 
Properties 

2014 

Number of 
Apartment 
Homes  

Investment at 

UDR’s Ownership 
Interest 

2014 

2014 

2013 

2014 

2013 

Operating and development: 
Various 

UDR/MetLife I 
(a) 
UDR/MetLife II 
(a) 

  Various 

Other 
UDR/MetLife 
Joint Ventures 
(a) 
UDR/MetLife 
Vitruvian Park® 
(c) 

UDR/KFH (d) 

  Various 

  Addison, TX 
Washington, 
D.C. 

Texas (e) 

  Texas 

  4 land parcels 
21 operating 
communities 
1 operating 
community, 3 
development 
communities (b), 2 
land parcels 
3 operating 
communities, 6 land 
parcels 
3 operating 
communities 
8 operating 
communities 

—    $ 

13,306    $ 

47,497    

15.7% 

4.5% 

4,642    

431,277    

327,926    

50.0% 

50.0% 

1,282    

134,939    

36,313    

50.6% 

35.8% 

1,394    

80,302    

79,318    

50.0% 

50.0% 

660    

21,596    

25,919    

30.0% 

30.0% 

3,359    

(25,901)   

(23,591)   

20.0% 

20.0% 

Investment in and advances to unconsolidated joint 
ventures, net, before participating loan investment 

655,519    

493,382      

Location 

   Preferred Return 

Years To 
Maturity 

Investment at 

Participating loan investment: 
  Denver, CO 
Steele Creek (f) 

6.5% 

2.8 

2014 
62,707    

   2014 
2013 
14,273     $2,350 

Income From 
Participating Loan 
Investment For The Year 
Ended 
2013  2012 

$156 

$— 

Total investment in and advances to unconsolidated joint 
ventures, net  

  $  718,226    $  507,655      

(a)  In January 2012, the Company formed a joint venture with an unaffiliated third party to acquire 399 Fremont (land for future development) in San 

Francisco, California, which is included in Other UDR/MetLife Joint Ventures in the table above. At closing, UDR owned a noncontrolling interest of 
92.5% in the joint venture. The Company’s total investment was $55.5 million, which consisted of its initial investment of $37.3 million and an option 
to exercise its right to acquire its partner’s 7.5% ownership interest in the joint venture. In October 2012, the Company exercised its option and paid 
$13.5 million. In January 2013, the Company subsequently acquired its partner’s 7.5% ownership interest for $4.7 million. In December 2013, the 
Company sold a 49% ownership interest to MetLife in the fully-entitled 399 Fremont land parcel for approximately $29.9 million. In conjunction with 
the sale, the Company formed a new unconsolidated real estate joint venture with MetLife, UDR/MetLife 399 Fremont, to develop a $318 million, 447-
home, luxury high-rise tower on the site. Construction commenced in the first quarter 2014. As the Company recently acquired the 399 Fremont land 
parcel, the sale price was equivalent to the cost basis resulting in no gain or loss on the transaction. Under the terms of the partnership, the Company 
serves as the general partner with significant participating rights held by our partner, and has the ability to earn fees for development management, 
property management, asset management, and financing transactions. The UDR/MetLife 399 Fremont Joint Venture is accounted for under the equity 
method of accounting. Our initial investment was approximately $31.1 million. 

F - 22 

 
 
 
  
  
  
  
  
  
  
  
  
  
    
    
    
    
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
    
  
  
  
  
  
  
 
   
   
   
   
   
   
 
 
 
 
 
  
  
  
  
  
    
    
  
  
  
  
 
   
   
   
   
   
   
 
 
 
 
 
    
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

In June 2013 and within UDR/MetLife I, the Company exchanged with MetLife its approximately 10% ownership interest in four operating 

communities and paid MetLife an additional $15.6 million in cash for an increased ownership interest of approximately 35% in two high-rise operating 
communities, bringing UDR's ownership interest in the two high-rise operating communities to 50% each. The two high-rise operating communities 
are located in Denver, Colorado and San Diego, California and were subsequently contributed to UDR/MetLife II. The four operating communities in 
which UDR exchanged its ownership interest are located in Washington D.C.; San Francisco, California; Dallas, Texas; and Charlotte, North Carolina. 
UDR continues to fee manage these four operating communities. 

In March 2014, the Company sold its minority ownership interests in two operating communities located in Los Angeles, California to 

MetLife for cash proceeds of $3.0 million, which resulted in an immaterial gain. In April 2014, the Company increased its ownership interest in the 
remaining six operating communities in the UDR/MetLife I Joint Venture from 12% to 50%, and MetLife and the Company contributed the 
communities to the UDR/MetLife II Joint Venture. The Company paid MetLife $82.5 million for the additional ownership interests. The Company 
continues to fee manage the operating communities that were contributed to the UDR/MetLife II Joint Venture as well as the two operating 
communities in which it sold its minority ownership interests.  

In July 2014, the Company increased the ownership interest in two land sites in UDR/Metlife I to 50.1% and formed individual asset joint 

ventures, which are included in Other UDR/MetLife Joint Ventures in the table above. The remaining 49.9% continues to be held by our joint venture 
partner MetLife. The Company paid MetLife approximately $21.5 million for the additional ownership interests.       

In December 2014, the Company increased its ownership interest in one land site in the UDR/MetLife I Joint Venture to 50%. Additionally, 
the Company increased its ownership interest in another land site to 50.1%, which MetLife and the Company contributed to a separate joint venture 
and is included in Other UDR/MetLife Joint Ventures in the table above. The Company paid MetLife approximately $15.3 million for the additional 
ownership interests. As of December 31, 2014, the remaining assets in the UDR/MetLife I Joint Venture were comprised of three potential 
development land sites in which the Company has an average ownership interest of approximately 5% and one fully entitled land parcel in which the 
Company owns 50%.  

In December 2014, the Company sold a 49% interest in 13th and Market located in San Diego, California to MetLife for gross proceeds of 
$54.2 million, resulting in a gain, net of tax, of $7.2 million and a 50% interest in 3033 Wilshire in Los Angeles, California, also to MetLife for gross 
proceeds of $8.3 million, resulting in a loss, net of tax, of $2.2 million. 

(b)  The number of apartment homes for the communities under development presented in the table above is based on the projected number of total 

homes. As of December 31, 2014, no apartment homes had been completed in Other UDR/MetLife Development Joint Ventures. 

(c)  In June 2013, the Company sold a 50% interest in five partnerships (the “UDR/MetLife Vitruvian Park® Partnerships”) to MetLife for approximately 
$141.3 million. The transaction resulted in a gain of approximately $436,000 which the Company has deferred until the terms of the construction 
completion guarantee have been met. Under the terms of the UDR/MetLife Vitruvian Park® Partnerships, the Company serves as the general partner 
with significant participating rights held by our partner, and earns fees for property management, asset management, and financing transactions. The 
UDR/MetLife Vitruvian Park® Partnerships are accounted for under the equity method of accounting. Our initial investment was approximately $80.2 
million, which consisted of approximately $140.0 million (50% of our net book value of the real estate at the time of the transaction) reduced by our 
share of the net proceeds received upon encumbering the assets of approximately $58.7 million and other operating adjustments. 

At closing, a total of $118.3 million of secured debt was placed on the two operating communities and the community under development. The debt 
on the two operating communities carries an interest rate of 4.0% with a term of ten years and the non-recourse construction loan on the community 
under development carries an interest rate of LIBOR plus 175 basis points with a term of two years and two one-year extension options. The 
Company has guaranteed the completion of the construction of the development. Proceeds from the construction loan will be used for completion of 
construction of the development. Upon completion, at its 50% ownership, the Company's pro-rata share of the undepreciated book value of the 
UDR/MetLife Vitruvian Park® Partnerships' real estate assets and outstanding debt will be approximately $145.0 million and $62.8 million, respectively. 

F - 23 

 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

(d) UDR is a partner with an unaffiliated third party, which formed a joint venture for the investment of up to $450 million in multifamily properties located 
in key, high barrier to entry markets. The partners will contribute equity of $180 million of which the Company’s maximum equity will be 30% or $54 
million when fully invested.  

(e) In November 2007, UDR and an unaffiliated third party formed a joint venture to own and operate 10 communities located in Texas. UDR contributed 

cash and property equal to 20% of the fair value of the joint venture. During the year ended December 31, 2012, the Company acquired the remaining 
80% ownership interests in two communities in Austin, Texas for $11.7 million. The Company’s investment in the joint venture at December 31, 2014 
and 2013 was net of deferred profits on the sale of depreciable properties to the joint venture of $23.9 million and $24.0 million, respectively. 

In January 2015, the eight communities held by the Texas joint venture were sold, generating net proceeds to UDR of $43.5 million. The Company 
recorded promote and fee income of $9.6 million and a gain of $59.1 million (including $24.2 million of previously deferred gains) in connection with 
the sale.  

(f) In October 2013, the Company entered into a participating debt financing arrangement with a third party that is developing a $108 million, 218-home, 

high-rise luxury community located adjacent to the Cherry Creek Mall in Denver, Colorado. Under the agreement, UDR will finance up to 85%, or 
approximately $92.0 million, of the development cost at an interest rate of 6.5% per annum on the outstanding debt balance. In addition, the Company 
has the option to purchase the community upon completion of construction and has a 50% participating interest in the profit upon the acquisition of 
the community or sale to a third party. The Company accounts for the arrangement consistent with an investment in real estate under the equity 
method of accounting.  

As of December 31, 2014, and 2013, our participating loan investment was $62.7 million and $14.3 million, respectively, which was included in 
Investment in and advances to unconsolidated joint ventures, net on the Consolidated Balance Sheets. We also recognized $2.4 million and $156,000 
of income included in Income/(loss) from unconsolidated entities on the Consolidated Statements of Operations for the years ended December 31, 
2014 and 2013, respectively.  

As of December 31, 2014 and 2013, the Company had deferred fees and deferred profit from the sale of properties to joint ventures or partnerships of $24.7 
million and $25.4 million, respectively, which will be recognized through earnings over the weighted average life of the related properties, upon the disposition of 
the properties to a third party, or upon completion of certain development obligations. 

The Company recognized $11.3 million, $11.2 million, and $11.8 million of management fees during the years ended December 31, 2014, 2013, and 2012, 
respectively, for our management of the joint ventures and partnerships. The management fees are included in Joint venture management and other fees on the 
Consolidated Statements of Operations. 

The Company may, in the future, make additional capital contributions to certain of our joint ventures and partnerships should additional capital 

contributions be necessary to fund acquisitions or operations. 

We evaluate our investments in unconsolidated joint ventures and partnerships when events or changes in circumstances indicate that there may be an 

other-than-temporary decline in value. We consider various factors to determine if a decrease in the value of the investment is other-than-temporary. The 
Company did not recognize any other-than-temporary decrease in the value of its other investments in unconsolidated joint ventures or partnerships during the 
years ended December 31, 2014, 2013, and 2012. 

Combined summary financial information relating to all of the unconsolidated joint ventures and partnerships operations (not just our proportionate 

share), is presented below for the years ended December 31, 2014, 2013, and 2012 (dollars in thousands): 

F - 24 

 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

As of and For the Year Ended  
December 31, 2014 

Condensed Statements of Operations: 

Total revenues 

Property operating expenses 

Real estate depreciation and amortization 

Operating income/(loss) 

Interest expense 

Other income/(expense) 

Gain/(loss) on sale of real estate 

Income/(loss) from discontinued operations 

UDR/MetLife 
I 

UDR/MetLife 
II 

UDR/MetLife 
Vitruvian 
Park® 

Texas 

   UDR/KFH    

Other joint 
ventures 

Total 

   $ 

   $ 

727  
618  
2,130  
(2,021 )    
—  
—  
—  
(31,802 )    

   $ 

152,047  
52,150  
41,504  
58,393  
(48,493 )    
—  
—  
—  
9,900  

   $ 

19,376  
10,711  
7,380  
1,285  
(4,131 )    
—  
—  
—  
(2,846 )     $ 

   $ 

—  
—  
—  
—  
—  
—  
—  
(4,229 )    

(4,229 )     $ 

   $ 

19,724  
7,498  
14,426  
(2,200 )    
(5,873 )    
—  
—  
—  
(8,073 )     $ 

   $ 

1,579  
1,122  
3,959  
(3,502 )    
(94 )    
—  
—  
—  
(3,596 )     $ 

193,453  
72,099  
69,399  
51,955  
(58,591 ) 
—  
—  
(36,031 ) 

(42,667 ) 

Net income/(loss) 

   $ 

(33,823 )     $ 

   $ 

UDR recorded income (loss) from unconsolidated 
entities 

   $ 

(2,955 )     $ 

2,814  

   $ 

(4,068 )     $ 

(772 )     $ 

(2,601 )     $ 

576  

   $ 

(7,006 ) 

   $ 

Condensed Balance Sheets: 

Total real estate, net 

Assets held for sale 

Cash and cash equivalents 

Other assets 

Total assets 

Amount due/(from) to UDR 

Third party debt 

Liabilities held for sale 

Accounts payable and accrued liabilities 

Total liabilities 

Total equity 

   $ 
UDR’s investment in unconsolidated joint ventures     $ 

   $ 

89,482  
1,978  
1,983  
(146 )    

   $  1,986,237  
—  
15,245  
19,589  
2,021,071  

93,297  
107  
—  
5,110  
749  
5,966  
87,331  
13,306  

(444 )    

1,147,109  
—  
17,573  
1,164,238  
856,833  
431,277  

F - 25 

   $ 
   $ 

   $ 
   $ 

278,600  
—  
6,570  
3,933  
289,103  
1,960  
123,649  
—  
6,766  
132,375  
156,728  
80,302  

   $ 

   $ 
   $ 

—  
214,218  
—  
—  
214,218  
—  
—  
224,596  
—  
224,596  
(10,378 )     $ 
(25,901 )     $ 

   $  235,623  
—  
2,507  
1,128  
239,258  
531  
165,209  
—  
1,396  
167,136  
72,122  
21,596  

   $  351,861  
—  
6,239  
4,203  
362,303  
843  
68,510  
—  
17,851  
87,204  
   $  275,099  
   $  197,646  

   $ 

   $ 
   $ 

2,941,803  
216,196  
32,544  
28,707  
3,219,250  
2,997  
1,504,477  
229,706  
44,335  
1,781,515  
1,437,735  
718,226  

 
 
 
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
   
 
 
 
 
   
 
 
 
 
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

As of and For the Year Ended  
December 31, 2013 

Condensed Statements of Operations: 

Total revenues 

Property operating expenses 

Real estate depreciation and amortization 

Operating income/(loss) 

Interest expense 

Other income/(expense) 

Income/(loss) from discontinued operations 

Net income/(loss) 

UDR recorded income/(loss) from 
unconsolidated entities 

Condensed Balance Sheets: 

Total real estate, net 

Assets held for sale 

Cash and cash equivalents 

Other assets 

Total assets 

Amount due to UDR 

Third party debt 

Liabilities held for sale 

Accounts payable and accrued liabilities 

Total liabilities 

Total equity 

UDR’s investment in unconsolidated joint 
ventures 

For the Year Ended December 31, 2012 

Condensed Statements of Operations: 

Total revenues 

Property operating expenses 

Real estate depreciation and amortization 

Operating income/(loss) 

Interest expense 

Other income/(expense) 

Income/(loss) from discontinued operations 

Net income/(loss) 

UDR recorded income/(loss) from 
unconsolidated entities 

UDR/MetLife 
I 

UDR/MetLife 
II 

UDR/MetLife 
Vitruvian 
Park® 

Texas 

   UDR/KFH 

Other joint 
ventures 

Total 

   $

   $

   $

   $

   $

   $

   $ 

691 
621 
115 
(45)    
— 
— 
(22,388)    
(22,433)     $ 

   $ 

109,926 
33,809 
30,122 
45,995 
(37,055)    

1 
— 
8,941 

   $ 

   $

7,680 
4,633 
3,830 
(783)    
(1,886)    
— 
— 
(2,669)     $

   $ 

— 
— 
— 
— 
— 
— 
(9,584)    
(9,584)     $ 

   $ 

19,221 
7,035 
14,199 
(2,013)    
(5,872)    
— 
— 
(7,885)     $ 

   $

5,324 
3,292 
3,564 
(1,532)    
(913)    
— 
— 
(2,445)     $

142,842 
49,390 
51,830 
41,622 
(45,726) 
1 
(31,972) 

(36,075) 

(4,675)     $ 

4,471 

   $ 

(2,851)     $

(1,218)     $ 

(2,366)     $ 

6,224 

   $

(415) 

90,971 
753,427 
305 
4,782 
849,485 
4,520 
— 
346,810 
89 
351,419 
498,066 

   $  1,476,588 
— 
16,454 
16,666 
1,509,708 
2,275 
877,799 
— 
14,508 
894,582 
615,126 

   $ 

   $ 

   $ 

283,878 
— 
3,498 
1,578 
288,954 
1,352 
120,999 
— 
7,152 
129,503 
159,451 

   $

   $

— 
231,981 
— 
— 
231,981 
— 
— 
230,393 
— 
230,393 
1,588 

   $ 

   $ 

249,097 
— 
2,289 
1,474 
252,860 
420 
165,209 
— 
1,234 
166,863 
85,997 

   $ 

   $ 

65,133 
— 
— 
83 
65,216 
1,136 
— 
— 
2,813 
3,949 
61,267 

   $

   $

2,165,667 
985,408 
22,546 
24,583 
3,198,204 
9,703 
1,164,007 
577,203 
25,796 
1,776,709 
1,421,495 

47,497 

   $ 

327,926 

   $ 

79,318 

   $

(23,591)     $ 

25,919 

   $ 

50,586 

   $

507,655 

UDR/MetLife 
I 

UDR/MetLife 
II 

UDR/MetLife 
Vitruvian 
Park® 

Texas 

   UDR/KFH 

Other joint 
ventures 

Total 

   $

   $

   $

632 
252 
124 
256 
— 
— 
8,609 
8,865 

   $ 

   $ 

   $ 

87,386 
25,737 
32,553 
29,096 
(29,170)    
(9)    
— 
(83)     $ 

— 
— 
— 
— 
— 
— 
— 
— 

   $

   $

   $ 

— 
— 
— 
— 
— 
— 
(1,040)    
(1,040)     $ 

   $ 

18,670 
6,831 
16,546 
(4,707)    
(5,890)    
— 
— 
(10,597)     $ 

   $

2,724 
1,368 
1,897 
(541)    
(561)    
— 
— 
(1,102)     $

109,412 
34,188 
51,120 
24,104 
(35,621) 

(9) 
7,569 
(3,957) 

(1,750)     $ 

15 

   $ 

— 

   $

(2,399)     $ 

(3,221)     $ 

(1,224)     $

(8,579) 

F - 26 

 
 
 
 
 
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
   
 
 
 
 
   
 
 
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

6. SECURED AND UNSECURED DEBT 

The following is a summary of our secured and unsecured debt at December 31, 2014 and 2013 (dollars in thousands):

Principal Outstanding 

For the Year Ended December 31, 2014 

December 31, 

2014 

2013 

Weighted 
Average 
Interest Rate 

   Weighted 
Average 
Years to 
Maturity 

Number of 
Communities 
Encumbered 

6  
22  
28  

1  
2  
7  
10  
38  

Secured Debt: 

Fixed Rate Debt 

Mortgage notes payable (a) 
Fannie Mae credit facilities (b) 

Total fixed rate secured debt 

Variable Rate Debt 

Mortgage notes payable 
Tax-exempt secured notes payable (c) 
Fannie Mae credit facilities (b) 

Total variable rate secured debt 

Total Secured Debt 

Unsecured Debt: 

Commercial Banks 

Borrowings outstanding under an unsecured credit facility 
due December 2017 (d) (h) 

Senior Unsecured Notes 

5.13% Medium-Term Notes due January 2014 (e) 
5.50% Medium-Term Notes due April 2014 (net of discount 
of $20) (e) 
5.25% Medium-Term Notes due January 2015 (net of 
discounts of $6 and $134, respectively) (f) 
5.25% Medium-Term Notes due January 2016 
4.25% Medium-Term Notes due June 2018 (net of discounts 
of $1,465 and $1,893, respectively) (h) 
2.17% Term Notes due June 2018 (h) 
1.53% Term Notes due June 2018 (h) 
1.31% Term Notes due June 2018 (h) 
3.70% Medium-Term Notes due October 2020 (net of 
discounts of $46 and $54, respectively) (h) 
4.63% Medium-Term Notes due January 2022 (net of 
discounts of $2,523 and $2,882, respectively) (h) 
3.75% Medium-Term Notes due July 2024 (net of discount 
of $990) (g) (h) 
8.50% Debentures due September 2024 
Other 

Total Unsecured Debt 

Total Debt 

$ 

   $ 

401,210  
568,086  
969,296  

445,706  
626,667  
1,072,373  

31,337  
94,700  
266,196  
392,233  
1,361,529  

63,595  
94,700  
211,409  
369,704  
1,442,077  

5.46 %   
5.12 %   

5.26 %   

1.94 %   
0.83 %   
1.60 %   

1.44 %   

4.16 %   

152,500  

—  

1.09 %   

—  

—  

325,169  
83,260  

298,535  
215,000  
100,000  
35,000  

184,000  

128,480  

325,041  
83,260  

298,107  
250,000  
65,000  
35,000  

299,954  

299,946  

397,477  

397,118  

299,010  
15,644  
27  
2,221,576  
$  3,583,105  

   $ 

—  
15,644  
30  
2,081,626  
3,523,703  

F - 27 

— %   

— %   

5.25 %   
5.25 %   

4.25 %   
2.17 %   
1.53 %   
1.31 %   

3.70 %   

4.63 %   

3.75 %   
8.50 %   
N/A  
3.81 %   

3.94 %   

1.6  
4.0  
3.0  

2.1  
8.2  
5.2  
5.7  
3.8  

2.9  

—  

—  

—  
1.0  

3.4  
3.4  
3.4  
3.4  

5.8  

7.0  

9.5  
9.7  
N/A  
4.6  

4.3  

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
  
     
     
     
     
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
   
  
     
     
     
     
  
     
     
     
     
  
  
     
  
     
     
     
     
  
  
     
  
  
     
  
  
     
  
  
     
  
  
     
  
  
     
  
  
     
  
  
     
  
  
     
  
  
     
  
  
     
  
  
     
  
  
  
     
  
  
     
  
     
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Our secured debt instruments generally feature either monthly interest and principal or monthly interest-only payments with balloon payments due at 
maturity. For purposes of classification of the above table, variable rate debt with a derivative financial instrument designated as a cash flow hedge is deemed as 
fixed rate debt due to the Company having effectively established a fixed interest rate for the underlying debt instrument. As of December 31, 2014, secured debt 
encumbered $2.2 billion or 26.6% of UDR’s total real estate owned based upon gross book value ($6.2 billion or 73.4% of UDR’s real estate owned based on 
gross book value is unencumbered). 

(a) At December 31, 2014, fixed rate mortgage notes payable are generally due in monthly installments of principal and interest and mature at various 

dates from December 2015 through May 2019 and carry interest rates ranging from 3.43% to 5.94%.  

The Company will from time to time acquire properties subject to fixed rate debt instruments. In those situations, management will record the secured 
debt at its estimated fair value and amortize any difference between the fair value and par to interest expense over the life of the underlying debt 
instrument. During the years ended December 31, 2014, 2013, and 2012, the Company had $5.1 million, $5.1 million, and $4.9 million, respectively, of 
amortization expense on the fair market adjustment of debt assumed in acquisition of properties, which was included in Interest expense on the 
Consolidated Statements of Operations. The unamortized fair market adjustment was a net premium of $6.7 million and $11.8 million at December 31, 
2014 and 2013, respectively. 

(b) UDR has three secured credit facilities with Fannie Mae with an aggregate commitment of $834.3 million at December 31, 2014. The Fannie Mae credit 
facilities are for terms of seven to ten years (maturing at various dates from May 2017 through July 2023) and bear interest at floating and fixed rates. 
At December 31, 2014, we have $568.1 million of the outstanding balance is fixed at a weighted average interest rate of 5.12% and the remaining 
balance of $266.2 million on these facilities is currently at a weighted average variable interest rate of 1.60%.  

Further information related to these credit facilities is as follows (dollars in thousands): 

Borrowings outstanding 
Weighted average borrowings during the period ended 
Maximum daily borrowings during the period ended 
Weighted average interest rate during the period ended 
Weighted average interest rate at the end of the period 

December 31, 2014 

December 31, 
2013 

$ 

  $ 

834,282  
835,873  
837,564  

4.1 %    
4.0 %    

838,076  
839,597  
841,494  

4.2 % 
4.1 % 

(c) The variable rate mortgage notes payable that secure tax-exempt housing bond issues mature on August 2019 and March 2032. Interest on these 

notes is payable in monthly installments. The variable mortgage notes have interest rates of 0.78% and 0.93%, respectively, as of December 31, 2014. 

(d) The Company has a $900 million unsecured revolving credit facility with a maturity date to December 2017, a six month extension option, and an 

accordion feature that allows the Company to increase the facility to $1.45 billion. Based on the Company's current credit rating, the credit facility 
carries an interest rate equal to LIBOR plus a spread of 100 basis points and a facility fee of 15 basis points. As of December 31, 2014, the Company 
had a balance of $152.5 million outstanding under the revolving credit facility. 

F - 28 

 
 
 
 
 
 
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The following is a summary of short-term bank borrowings under UDR’s bank credit facility at December 31, 2014 and 2013 (dollars in thousands):

Total revolving credit facility 
Borrowings outstanding at end of period (1) 
Weighted average daily borrowings during the period ended 
Maximum daily borrowings during the period ended 
Weighted average interest rate during the period ended 
Interest rate at end of the period 

$ 

December 31, 2014 
900,000  
152,500  
291,761  
625,000  

  $ 

   December 31, 2013 
900,000  
—  
169,844  
372,000  

1.2 %    
1.1 %    

1.2 % 
1.3 % 

(1) Excludes $1.9 million and $2.2 million of letters of credit at December 31, 2014 and 2013, respectively. 

(e) Paid off at maturity with borrowings under the Company’s $900 million unsecured revolving credit facility.  

(f)  In January 2015, we paid off $325.2 million of 5.25% medium-term notes due January 2015 with borrowings under the Company’s $900 million 

unsecured revolving credit facility. 

(g) In June 2014, the Company issued $300 million of 3.750% senior unsecured medium-term notes due July 1, 2024. Interest is payable semi-annually 

beginning on January 1, 2015. These notes were issued at 99.652% of the principal amount and had a discount of $1.0 million at December 31, 2014. 
The Company used the net proceeds to pay down borrowings outstanding on our $900 million unsecured credit facility and for general corporate 
purposes.  

(h) The Operating Partnership is a guarantor at December 31, 2014 and 2013. 

The aggregate maturities, including amortizing principal payments of secured debt, of total debt for the next five years subsequent to December 31, 2014 are 

as follows (dollars in thousands): 

Year 

Secured Fixed Rate 
Debt 

Secured Variable Rate 
Debt 

2015 
2016 
2017 
2018 
2019 
Thereafter 

Total 

   $ 

   $ 

196,648  
135,167  
177,774  
120,969  
248,738  
90,000  
969,296  

   $ 

   $ 

—  
31,337  
65,000  
104,787  
67,700  
123,409  
392,233  

   $ 

   Total Secured Debt 
196,648  
166,504  
242,774  
225,756  
316,438  
213,409  
1,361,529  

   $ 

Total Unsecured Debt 
(a) 

Total Debt 

   $ 

   $ 

324,286  
82,377  
152,500  
648,443  
—  
1,013,970  
2,221,576  

   $ 

   $ 

520,934  
248,881  
395,274  
874,199  
316,438  
1,227,379  
3,583,105  

(a) With the exception of the 1.31% Term Notes due June 2018 and revolving credit facility which carry a variable interest rate, all unsecured debt carries 

fixed interest rates. 

We were in compliance with the covenants of our debt instruments at December 31, 2014. 

F - 29 

 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

7. INCOME/(LOSS) PER SHARE 

The following table sets forth the computation of basic and diluted income/(loss) per share for the periods presented (dollars and shares in thousands, 

except per share data): 

Numerator for income/(loss) per share: 

Income/(loss) from continuing operations 
Gain/(loss) on sale of real estate owned, net of tax 
(Income)/loss from continuing operations attributable to redeemable noncontrolling interests in 
the Operating Partnership 
(Income)/loss from continuing operations attributable to noncontrolling interests 

$ 

Income/(loss) from continuing operations attributable to UDR, Inc. 
Distributions to preferred stockholders - Series E (Convertible) 
Distributions to preferred stockholders - Series G 
Premium on preferred stock redemption or repurchases, net 

Income/(loss) from continuing operations attributable to common stockholders 

Income/(loss) from discontinued operations, net of tax 
(Income)/loss from discontinued operations attributable to redeemable noncontrolling interests 
in the Operating Partnership 

Income/(loss) from discontinued operations attributable to common stockholders 

Net income/(loss) attributable to common stockholders 

Denominator for income/(loss) per share - basic and diluted: 

Weighted average common shares outstanding 

Non-vested restricted stock awards 

Denominator for income/(loss) per share - basic 

Incremental shares issuable from assumed conversion of:  
     Stock options and unvested resticted stock 

Denominator for income/(loss) per share - diluted 

Income/(loss) per weighted average common share - basic: 

Income/(loss) from continuing operations attributable to common stockholders 
Income/(loss) from discontinued operations attributable to common stockholders 

Net income/(loss) attributable to common stockholders 

Income/(loss) per weighted average common share - diluted: 

Income/(loss) from continuing operations attributable to common stockholders 
Income/(loss) from discontinued operations attributable to common stockholders 

Net income/(loss) attributable to common stockholders 

F - 30 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

Year Ended December 31, 

2014 

2013 

2012 

   $ 

16,260  
143,572  

(5,511 )    

3  
154,324  

(3,724 )    
—  
—  
150,600  

   $ 

   $ 

2,340  
—  

48  
60  
2,448  
(3,724 )    
—  
—  
(1,276 )     $ 

(46,305 ) 
—  

2,089  
(140 ) 

(44,356 ) 
(3,724 ) 
(2,286 ) 
(2,791 ) 

(53,157 ) 

10  

   $ 

43,942  

   $ 

266,608  

—  
10  

   $ 

(1,578 )    
42,364  

   $ 

(10,075 ) 
256,533  

150,610  

   $ 

41,088  

   $ 

203,376  

252,707  

(1,179 )    

251,528  

1,917  
253,445  

250,684  

(715 )    

249,969  

—  
249,969  

0.60  
—  
0.60  

   $ 

   $ 

0.59  
—  
0.59  

   $ 

   $ 

(0.01 )     $ 
0.17  
0.16  

   $ 

(0.01 )     $ 
0.17  
0.16  

   $ 

239,482  
(631 ) 
238,851  

—  
238,851  

(0.22 ) 
1.07  
0.85  

(0.22 ) 
1.07  
0.85  

 
 
 
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
     
     
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
     
     
  
  
 
 
 
 
 
 
  
     
     
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Basic income/(loss) per common share is computed based upon the weighted average number of common shares outstanding. Diluted income/(loss) per 

share is computed based upon the common shares issuable from the assumed conversion of the OP Units, convertible preferred stock, stock options, and 
restricted stock. Only those instruments having a dilutive impact on our basic income/(loss) per share are included in diluted income/(loss) per share during the 
periods. 

During the years ended December 31, 2013 and 2012, the effect of the conversion of the OP Units, convertible preferred stock, stock options and restricted 
stock is not dilutive, and is therefore not included in the above calculations as the Company reported a loss from continuing operations attributable to common 
stockholders. 

The following table sets forth the additional shares of common stock outstanding by equity instrument if converted to common stock for each of the years 

ended December 31, 2014, 2013, and 2012 (shares in thousands): 

OP Units 
Preferred Stock 
Stock options and unvested restricted stock 

8. STOCKHOLDERS’ EQUITY 

Year Ended December 31, 

2014 

2013 

2012 

9,247  
3,036  
1,917  

9,337  
3,036  
1,584  

9,411  
3,036  
1,361  

UDR has an effective registration statement that allows the Company to sell an undetermined number of debt and equity securities as defined in the 
prospectus. The Company has the ability to issue 350,000,000 shares of common stock and 50,000,000 shares of preferred shares as of December 31, 2014. 

The company has an equity distribution agreement which allows it from time to time, through its sales agents, to offer and sell up to 20,000,000 shares of 

its common stock. Sales of such shares will be made by means of ordinary brokers’ transactions on the NYSE at market prices. As of December 31, 2014, 
16,518,567 shares were available for sale under the continuous equity program. 

During the year ended December 31, 2014, the Company entered into the following equity transactions for our common stock: 

• 

Sold 3,410,433 shares of common stock through the Company’s equity distribution agreement at a weighted average price per share of $29.95, for 
aggregate gross proceeds of approximately $102.1 million; 
Issued 860,811 shares of common stock through the Company’s 1999 Long-Term Incentive Plan (the “LTIP”), net of forfeitures of 12,199; and

• 
•  Converted 153,451 OP Units into Company common stock. 

In 2015, through February 24, 2015, we sold 3,432,936 shares of common stock through the Company’s equity distribution agreement at a weighted average 

price per share of $32.28, for aggregate gross proceeds of approximately $110.8 million. 

Distributions are subject to the approval of the Board of Directors and are dependent upon our strategy, financial condition and operating results. UDR’s 
common distributions for the years ended December 31, 2014, 2013, and 2012 totaled $1.04, $0.94, and $0.88 per share, respectively. For taxable years ending on 
or before December 31, 2014, the Internal Revenue Service (“IRS”) allowed REITs to distribute up to 90% of total distributions in common shares with the 
residual distributed in cash as a means of enhancing liquidity. 

Preferred Stock 

The Series E Cumulative Convertible Preferred Stock (“Series E”) has no stated par value and a liquidation preference of $16.61 per share. Subject to certain 
adjustments and conditions, each share of the Series E is convertible at any time and from time to time at the holder’s option into one share of our common stock 
prior to a “Special Dividend” declared in 2008 (1.083 shares after the Special Dividend). The holders of the Series E are entitled to vote on an as-converted basis 
as a single class in combination with the holders of common stock at any meeting of our stockholders for the election of directors or for any other  

F - 31 

 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

purpose on which the holders of common stock are entitled to vote. The Series E has no stated maturity and is not subject to any sinking fund or any mandatory 
redemption. 

Distributions declared on the Series E for the years ended December 31, 2014, 2013, and 2012 were $1.33 per share. The Series E is not listed on any 

exchange. At December 31, 2014 and 2013, a total of 2,803,812 shares of the Series E were outstanding. 

UDR is authorized to issue up to 20,000,000 shares of the Series F Preferred Stock (“Series F”). The Series F may be purchased by holders of UDR’s 
operating partnership units, or OP Units, at a purchase price of $0.0001 per share. OP Unitholders are entitled to subscribe for and purchase one share of UDR’s 
Series F for each OP Unit held. At December 31, 2014 and 2013, a total of 2,464,183 shares of the Series F were outstanding with an aggregate purchase value of 
$246. Holders of the Series F are entitled to one vote for each share of the Series F they hold, voting together with the holders of our common stock, on each 
matter submitted to a vote of security holders at a meeting of our stockholders. The Series F does not entitle its holders to any other rights, privileges or 
preferences. 

In May 2007, UDR issued 5,400,000 shares of the 6.75% Series G Cumulative Redeemable Preferred Stock (“Series G”). On May 31, 2012, the Company 
completed the redemption of all outstanding shares of its Series G. A total of 3,264,362 shares of the Series G was redeemed at a redemption price of $25 per share 
in cash, plus accrued and unpaid dividends to the redemption date for a total cost of $82.1 million. As a result of this redemption, the write off of additional paid 
in capital of $2.8 million related to the issuance of the Series G is recognized as a decrease to our net income/(loss) attributable to common stockholders. 

Distributions declared on the Series G for the years ended December 31, 2014, 2013, and 2012 were $0.00, $0.00 and $0.57 per share, respectively. At 

December 31, 2014 and 2013, there were no shares of the Series G outstanding. 

Distribution Reinvestment and Stock Purchase Plan 

UDR’s Distribution Reinvestment and Stock Purchase Plan (the “Stock Purchase Plan”) allows common and preferred stockholders the opportunity to 
purchase, through the reinvestment of cash dividends, additional shares of UDR’s common stock. From inception through December 31, 2008, shareholders 
have elected to utilize the Stock Purchase Plan to reinvest their distribution for the equivalent of 9,957,233 shares of Company common stock. Shares in the 
amount of 10,963,730 were reserved for issuance under the Stock Purchase Plan as of December 31, 2014. During the year ended December 31, 2014, UDR 
acquired all shares issued through the open market. 

9. EMPLOYEE BENEFIT PLANS 

In May 2001, the stockholders of UDR approved the long term incentive plan (“LTIP”), which supersedes the 1985 Stock Option Plan. The LTIP authorizes 

the granting of awards which may take the form of options to purchase shares of common stock, stock appreciation rights, restricted stock, dividend 
equivalents, other stock-based awards, and any other right or interest relating to common stock or cash incentive awards to Company directors, employees and 
outside trustees to promote the success of the Company by linking individual’s compensation via grants of share based payment. During the year ended 
December 31, 2014, the stockholders of UDR voted to amend and restate the LTIP to increase the number of shares reserved from 16,000,000 shares to 19,000,000 
shares on an unadjusted basis for issuance upon the grant or exercise of awards under the LTIP. As of December 31, 2014, there were 10,067,371 common shares 
available for issuance under the LTIP. 

The LTIP contains change of control provisions allowing for the immediate vesting of an award upon certain events such as a merger where UDR is not 

the surviving entity. Upon the death or disability of an award recipient all outstanding instruments will vest and all restrictions will lapse. Unless otherwise 
specified in the agreement, upon the retirement of an award recipient, all outstanding instruments will vest and all restrictions will lapse. The LTIP specifies that 
in the event of a capital transaction, which includes but is not limited to stock dividends, stock splits, extraordinary cash dividends and spin-offs, the number of 
shares available for grant in totality or to a single individual is to be adjusted proportionately. The LTIP specifies that when a capital transaction occurs that 
would dilute the holder of the stock award, prior grants are to be adjusted such that the recipient is no worse as a result of the capital transaction. 

A summary of UDR’s stock option and restricted stock activities during the year ended December 31, 2014 is as follows: 

F - 32 

 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Option Outstanding 

Option Exercisable 

Restricted Stock 

Number of 
Options 

   $ 

2,430,127  
—  

(164,285 )    

—  
—  
2,265,842  

   $ 

Weighted 
Average 
Exercise 
Price 

12.63  
—  
10.06  
—  
—  
12.82  

Weighted 
Average 
Exercise 
Price 

Number 
of shares 

Weighted 
Average Fair 
Value Per 
Restricted 
Stock 

12.63  
—  
10.06  
—  
—  
12.82  

   $ 

758,745  
873,010  
—  

(619,578 )    
(12,199 )    
999,978  

   $ 

23.89  
23.14  
—  
22.70  
23.74  
23.98  

Number of 
Options 

   $ 

2,430,127  
—  

(164,285 )    

—  
—  
2,265,842  

   $ 

Balance, December 31, 2013 

Granted 
Exercised 
Vested 
Forfeited 

Balance, December 31, 2014 

As of December 31, 2014, the Company had issued 4,517,514 shares of restricted stock under the LTIP. 

Stock Option Plan 

UDR has granted stock options to our employees, subject to certain conditions. Each stock option is exercisable into one common share. 

There is no remaining compensation cost related to unvested stock options as of December 31, 2014.  

During the year ended December 31, 2014, stock options with a fair value of $4.8 million were exercised.  

The weighted average remaining contractual life on all options outstanding as of December 31, 2014 is 3.4 years. 1,830,672 of share options had exercise 

prices at $10.06; 404,291 of share options had exercise prices at $24.38; and 30,879 of share options had exercise prices at $25.10. 

During the years ended December 31, 2014, 2013, and 2012, respectively, we recognized $0.0, $0.0, and $95,000 of net compensation expense related to 

outstanding stock options. 

Restricted Stock Awards 

Restricted stock awards are granted to Company employees, officers, and directors. The restricted stock awards are valued based upon the closing sales 
price of UDR common stock on the date of grant. Compensation expense is recorded under the straight-line method over the vesting period, which is generally 
three to four years. Restricted stock awards earn dividends payable in cash. Some of the restricted stock grants are based on the Company’s performance and 
are subject to adjustment during the initial one year performance period. For the years ended December 31, 2014, 2013, and 2012, we recognized $4.2 million, $3.6 
million, and $3.7 million of compensation expense related to the amortization of restricted stock awards, respectively. The total remaining compensation cost on 
unvested restricted stock awards was $2.5 million and had a weighted average remaining contractual life of 1.1 years as of December 31, 2014. 

Long-Term Incentive Compensation 

In February 2014, certain officers of the Company were awarded a restricted stock grant under the 2014 Long-Term Incentive Program (“2014 LTI”). Fifty 

percent of the 2014 LTI award is based upon FFO as Adjusted and fifty percent is based on Total Shareholder Return (“TSR”) as measured relative to 
comparable apartment REITs. The actual amount that vests was determined in February 2015 based upon the actual achievement of the metrics. Each award 
vests pro rata over three years commencing with the establishment of the award and continuing for two years following determination of the amount of the 
award at the end of the annual performance period. The portion of the restricted stock grant based upon FFO as Adjusted was valued based upon the closing 
sales price of UDR common stock on the date of grant. The portion of the restricted stock grant based upon TSR was valued at $21.15 per share on the grant 
date as determined by a lattice-binomial option-pricing model based on a Monte Carlo simulation using a volatility factor of 23.8%. 

F - 33 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

In February 2013, certain officers of the Company were awarded a restricted stock grant under the 2013 Long-Term Incentive Program (“2013 LTI”). Fifty 

percent of the 2013 LTI award is based upon FFO and fifty percent is based on Total Shareholder Return (“TSR”) as measured relative to comparable apartment 
REITs. The actual amount that vests was determined in February 2014 based upon the actual achievement of the metrics. Each award vests pro rata over three 
years commencing with the establishment of the award and continuing for two years following determination of the amount of the award at the end of the annual 
performance period. The portion of the restricted stock grant based upon FFO was valued based upon the closing sales price of UDR common stock on the date 
of grant. The portion of the restricted stock grant based upon TSR was valued at $21.97 per share on the grant date as determined by a lattice-binomial option-
pricing model based on a Monte Carlo simulation using a volatility factor of 15.8%.  

Compensation expense is recorded under the accelerated method over the vesting period for the 2014 LTI and 2013 LTI. For the year ended December 31, 
2014 and 2013, we recognized $9.8 million and $5.9 million, respectively, of compensation expense related to the amortization of the awards. The total remaining 
compensation cost on unvested 2014 LTI and 2013 LTI awards was $5.8 million and had a weighted average remaining contractual life of 1.8 years as of 
December 31, 2014. 

During 2010, certain officers of the Company were awarded a restricted stock grant under the 2010-2012 Long-Term Incentive Program (“2010-2012 LTI”). 
The actual amount of the awards that vested in 2012 was determined based upon the Company’s achievement of the specified performance metrics during the 
three-year performance period. The grants were valued on the grant date based upon the market price of UDR common stock on the date of grant. Compensation 
expense was recorded pro rata over the three-year performance period. For the year ended December 31, 2012, we recognized $4.9 million of compensation 
expense related to the amortization of the awards.  

Profit Sharing Plan 

Our profit sharing plan (the “Plan”) is a defined contribution plan covering all eligible full-time employees. Under the Plan, UDR makes discretionary profit 

sharing and matching contributions to the Plan as determined by the Compensation Committee of the Board of Directors. Aggregate provisions for 
contributions, both matching and discretionary, which are included in UDR’s Consolidated Statements of Operations for the years ended December 31, 2014, 
2013, and 2012, was $854,000, $919,000, and $631,000, respectively. 

10. INCOME TAXES 

For 2014, 2013, and 2012, UDR believes that we have complied with the REIT requirements specified in the Code. As such, the REIT would generally not be 

subject to federal income taxes. 

For income tax purposes, distributions paid to common stockholders may consist of ordinary income, qualified dividends, capital gains, unrecaptured 
section 1250 gains, return of capital, or a combination thereof. Distributions that exceed our current and accumulated earnings and profits constitute a return of 
capital rather than taxable income and reduce the stockholder’s basis in their common shares. To the extent that a distribution exceeds both current and 
accumulated earnings and profits and the stockholder’s basis in the common shares, it generally will be treated as a gain from the sale or exchange of that 
stockholder’s common shares. Taxable distributions paid per common share were taxable as follows for the years ended December 31, 2014, 2013, and 2012:  

Ordinary income 
Qualified ordinary income 
Long-term capital gain 
Unrecaptured section 1250 gain 

Total 

Year Ended December 31, 

2014 

2013 

2012 

$ 

$ 

0.695  
0.139  
0.105  
0.076  
1.015  

   $ 

   $ 

0.744  
—  
0.114  
0.067  
0.925  

   $ 

   $ 

0.174  
—  
0.186  
0.515  
0.875  

F - 34 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

We have a TRS that is subject to federal and state income taxes. A TRS is a C-corporation which has not elected REIT status and as such is subject to 
United States federal and state income tax. The components of the provision for income taxes are as follows for the years ended December 31, 2014, 2013, and 
2012 (dollars in thousands): 

Year Ended December 31, 

2014 

2013 

2012 

Income tax (benefit)/expense 

Current 

Federal 
State 

Total current 

Deferred 

Federal 
State 

Total deferred 

Total income tax (benefit)/expense 

Classification of income tax (benefit)/expense 

Continuing operations 
Gain/(loss) on sale of real estate owned 
Discontinued operations 

$ 

$ 

$ 

   $ 

147  
550  
697  

20,138  
5,159  
25,297  
25,994  

(1,030 )     $ 
846  
(184 )    

(6,907 )    
(1,190 )    

(8,097 )    

   $ 

(8,281 )     $ 

(15,098 )     $ 
41,087  
5  

(7,299 )     $ 
—  
(982 )    

1,961  
1,463  
3,424  

(21,479 ) 
(3,021 ) 

(24,500 ) 

(21,076 ) 

(30,717 ) 
—  
9,641  

Deferred income taxes are provided for the change in temporary differences between the basis of certain assets and liabilities for financial reporting 
purposes and income tax reporting purposes. The expected future tax rates are based upon enacted tax laws. The components of our TRS deferred tax assets and 
liabilities are as follows for the years ended December 31, 2014, 2013, and 2012 (dollars in thousands): 

Deferred tax assets: 

Federal and state tax attributes 
Book/tax depreciation 
Construction capitalization differences 
Investment in partnerships 
Debt and interest deductions 
Other 

Total deferred tax assets 

Valuation allowance 

Net deferred tax assets 

Deferred tax liabilities: 

Construction capitalization differences 
Investment in partnerships 
Other 

Total deferred tax liabilities 

Net deferred tax asset 

Year Ended December 31, 

2014 

2013 

2012 

$ 

$ 

   $ 

—  
6,692  
75  
—  
—  
401  
7,168  
—  
7,168  

—  
—  
(192 )    

(192 )    
6,976  

   $ 

   $ 

13,069  
19,354  
—  
—  
10,311  
—  
42,734  
(1,310 )    
41,424  

(3,766 )    
(5,080 )    
(305 )    

(9,151 )    
32,273  

   $ 

1,464  
12,345  
6,635  
3,112  
—  
2,009  
25,565  
(1,390 ) 
24,175  

—  
—  
—  
—  
24,175  

F - 35 

 
 
 
  
  
  
  
  
     
     
  
     
     
  
  
  
  
     
     
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Income tax benefit/(expense), net differed from the amounts computed by applying the U.S. statutory rate of 35% to pretax income/(loss) for the years 

ended December 31, 2014, 2013, and 2012 as follows (dollars in thousands): 

Year Ended December 31, 

2014 

2013 

2012 

Income tax (benefit)/expense 

U.S. federal income tax (benefit)/expense 
State income tax provision 
Other items 
Conversion of certain TRS entities to REITs 
Valuation allowance 

Total income tax (benefit)/expense 

$ 

$ 

   $ 

28,819  
2,678  
(137 )    
(5,770 )    
404  
25,994  

   $ 

(8,493 )     $ 
46  
246  
—  
(80 )    
(8,281 )     $ 

21,853  
2,497  
(1,682 ) 
—  
(43,744 ) 

(21,076 ) 

As of December 31, 2014, the Company, through our TRS, had federal net operating loss carryovers (“NOL”) of $19.5 million expiring in 2032 through 2033. 

As of December 31, 2014, the TRS had state NOLs of approximately $57.8 million expiring in 2020 through 2031. Prior to the conversion adjustment, as of 
December 31, 2014, the Company had a valuation allowance of $1.7 million against its state NOL. During the year ended December 31, 2014, the Company had a 
net change of $400,000 in the valuation allowance. These attributes are still available to the new REITs, but are carried at a zero effective tax rate. 

For the year ended December 31, 2014, the Tax benefit/(provision), net increased $7.8 million as compared to 2013. The increase was primarily a result of 

the Company recognizing a one-time tax benefit of $5.8 million in 2014 related to the conversion of certain taxable REIT subsidiary entities into REITs. 
Additionally, Gain/(loss) on sale of real estate owned, net of tax included approximately $41.1 million of tax.  

GAAP defines a recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or 
expected to be taken in a tax return. The financial statements reflect expected future tax consequences of income tax positions presuming the taxing authorities’ 
full knowledge of the tax position and all relevant facts, but without considering time values. GAAP also provides guidance on derecognition, classification, 
interest and penalties, accounting for interim periods, disclosure and transition. 

The Company evaluates our tax position using a two-step process. First, we determine whether a tax position is more likely than not (greater than 50 
percent probability) to be sustained upon examination, including resolution of any related appeals or litigation processes, based on the technical merits of the 
position. The Company will then determine the amount of benefit to recognize and record the amount of the benefit that is more likely than not to be realized 
upon ultimate settlement. When applicable, UDR recognizes interest and/or penalties related to uncertain tax positions in income tax expense. As of 
December 31, 2014 and 2013, UDR has no material unrecognized income tax benefits/(provisions). 

The Company files income tax returns in federal and various state and local jurisdictions. With few exceptions, the Company is no longer subject to 
federal, state and local income tax examination by tax authorities for years prior to 2010. The tax years 2010 through 2013 remain open to examination by the major 
taxing jurisdictions to which the Company is subject. 

11. NONCONTROLLING INTERESTS 

Redeemable Noncontrolling Interests in the Operating Partnership 

Interests in the Operating Partnership held by limited partners are represented by OP Units. The income is allocated to holders of OP Units based upon net 

income attributable to common stockholders and the weighted average number of OP Units outstanding to total common shares plus OP Units outstanding 
during the period. Capital contributions, distributions, and profits and losses are allocated to noncontrolling interests in accordance with the terms of the 
individual partnership agreements. 

Limited partners have the right to require the Operating Partnership to redeem all or a portion of the OP Units held by the limited partner at a redemption 

price equal to and in the form of the Cash Amount as defined in the Amended and Restated Agreement of Limited Partnership of the Operating Partnership (the 
“Operating Partnership Agreement”), provided that such OP Units have been outstanding for at least one year. UDR, as the general partner of the Operating 
Partnership may, in its sole  

F - 36 

 
 
 
 
  
  
  
  
  
     
     
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

discretion, purchase the OP Units by paying to the limited partner either the Cash Amount or the REIT Share Amount (generally one share of common stock of 
the Company for each OP Unit), as defined in the Operating Partnership Agreement. Accordingly, the Company records the OP Units outside of permanent 
equity and reports the OP Units at their redemption value using the Company’s stock price at each balance sheet date. 

The following table sets forth redeemable noncontrolling interests in the Operating Partnership for the years ended December 31, 2014 and 2013 (dollars in 

thousands):

Year Ended December 31, 

2014 

2013 

Redeemable noncontrolling interests in the Operating Partnership, beginning of year 

$ 

Mark-to-market adjustment to redeemable noncontrolling interests in the Operating Partnership 
Conversion of OP Units to Common Stock 
Net income/(loss) attributable to redeemable noncontrolling interests in the Operating Partnership 
Distributions to redeemable noncontrolling interests in the Operating Partnership 
Allocation of other comprehensive income/(loss) 

   $ 

217,597  
73,954  
(4,372 )    
5,511  
(10,077 )    
(133 )    

Redeemable noncontrolling interests in the Operating Partnership, end of year 

$ 

282,480  

   $ 

223,418  
3,656  
(1,817 ) 
1,530  
(9,440 ) 
250  
217,597  

The following sets forth net income/(loss) attributable to common stockholders and transfers from redeemable noncontrolling interests in the Operating 

Partnership for the following periods (dollars in thousands): 

Net income/(loss) attributable to common stockholders 
Conversion of OP units to UDR Common Stock 

Change in equity from net income/(loss) attributable to common stockholders and 
conversion of OP units to UDR Common Stock 

Noncontrolling Interests  

Year Ended December 31, 

2014 

2013 

2012 

$ 

$ 

   $ 

150,610  
4,372  

154,982  

   $ 

   $ 

41,088  
1,817  

42,905  

   $ 

203,376  
529  

203,905  

Noncontrolling interests represent interests of unrelated partners in certain consolidated affiliates, and is presented as part of equity in the Consolidated 

Balance Sheets since these interests are not redeemable. During the years ended December 31, 2014, 2013, and 2012, net (income)/loss attributable to 
noncontrolling interests was $3,000, $60,000, and $(140,000), respectively. 

During the year ended December 31, 2012, the Company acquired all of the noncontrolling interests in two consolidated affiliates for $4.9 million, one of 

which owns a 434 apartment home community for $4.0 million and the other is a development project for $900,000. See the “Consolidated Joint Ventures” section 
of Note 5, Unconsolidated Joint Ventures and Partnerships, for additional information on the consolidated development joint venture. 

12. FAIR VALUE OF DERIVATIVES AND FINANCIAL INSTRUMENTS 

Fair value is based on the price that would be received to sell an asset or the exit price that would be paid to transfer a liability in an orderly transaction 
between market participants at the measurement date. A three-level valuation hierarchy prioritizes observable and unobservable inputs used to measure fair 
value. The fair value hierarchy consists of three broad levels, which are described below: 

• 

• 

Level 1 — Quoted prices in active markets for identical assets or liabilities that the entity has the ability to access.

Level 2 — Observable inputs other than prices included in Level 1, such as quoted prices for similar assets and liabilities in active markets; quoted 
prices for identical or similar assets and liabilities in markets that are not active; or other inputs that are observable or can be corroborated with 
observable market data. 

F - 37 

 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

• 

Level 3 — Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets and liabilities. 
This includes certain pricing models, discounted cash flow methodologies and similar techniques that use significant unobservable inputs. 

The estimated fair values of the Company’s financial instruments either recorded or disclosed on a recurring basis as of December 31, 2014 and 2013 are 

summarized as follows (dollars in thousands): 

Description: 
Notes receivable (a) 

Derivatives - Interest rate contracts (b) 

Total assets 

Derivatives - Interest rate contracts (b) 
Secured debt instruments - fixed rate: (c) 

Mortgage notes payable 
Fannie Mae credit facilities 

Secured debt instruments- variable rate: (c) 

Mortgage notes payable 
Tax-exempt secured notes payable 
Fannie Mae credit facilities 
Unsecured debt instruments (c): 

Commercial banks 

Senior unsecured notes 

Total liabilities 

Redeemable noncontrolling interests in the 
Operating Partnership (d) 

Fair Value at December 31, 2014, Using 

Total Carrying 
Amount in 
Statement of 
Financial Position 
at December 31, 
2014 

Fair Value 
Estimate at 
December 31, 
2014 

Quoted Prices in 
Active Markets 
for Identical 
Assets or 
Liabilities 
(Level 1) 

Significant 
Other 
Observable 
Inputs 
(Level 2) 

Significant 
Unobservable 
Inputs 
(Level 3) 

$

$

$

$

$

14,369 
88 
14,457 

   $

   $

14,808 
88 
14,896 

   $

   $

— 
— 
— 

   $

   $

— 
88 
88 

   $

   $

14,808 
— 
14,808 

10,368 

   $

10,368 

   $

— 

   $

10,368 

   $

— 

401,210 
568,086 

31,337 
94,700 
266,196 

415,663 
606,623 

31,337 
94,700 
266,196 

152,500 
2,069,076 
3,593,473 

   $

152,500 
2,144,125 
3,721,512 

   $

— 
— 

— 
— 
— 

— 
— 
— 

— 
— 

— 
— 
— 

415,663 
606,623 

31,337 
94,700 
266,196 

— 
— 
10,368 

   $

152,500 
2,144,125 
3,711,144 

   $

282,480 

   $

282,480 

   $

— 

   $

282,480 

   $

— 

F - 38 

 
 
 
  
  
     
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
 
 
 
 
 
 
 
 
 
 
  
     
     
     
     
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Fair Value at December 31, 2013, Using 

Total Carrying 
Amount in 
Statement of 
Financial Position 
at December 31, 
2013 

Fair Value 
Estimate at 
December 31, 
2013 

Quoted Prices in 
Active Markets 
for Identical 
Assets or 
Liabilities (Level 
1) 

Significant 
Other 
Observable 
Inputs (Level 2) 

Significant 
Unobservable 
Inputs (Level 3) 

Description: 

Notes receivable (a) 

Total assets 

Derivatives- Interest rate contracts (b) 
Secured debt instruments- fixed rate: (c) 

Mortgage notes payable 
Fannie Mae credit facilities 

Secured debt instruments- variable rate: (c) 

Mortgage notes payable 
Tax-exempt secured notes payable 
Fannie Mae credit facilities 
Unsecured debt instruments: (c) 

Senior unsecured notes 

Total liabilities 

Redeemable noncontrolling interests in the 
Operating Partnership (d) 

$

$

$

$

$

(a)  See Note 2, Significant Accounting Policies. 
(b)  See Note 13, Derivatives and Hedging Activity. 
(c)  See Note 6, Secured Debt and Unsecured Debt. 
(d)  See Note 11, Noncontrolling Interests. 

83,033 
83,033 

   $
   $

83,833 
83,833 

   $
   $

4,965 

   $

4,965 

   $

— 
— 

   $
   $

— 

   $

— 
— 

   $

4,965 

   $

445,706 
626,667 

63,595 
94,700 
211,409 

466,375 
661,094 

63,595 
94,700 
211,409 

2,081,626 
3,528,668 

   $

2,149,003 
3,651,141 

   $

— 
— 

— 
— 
— 

— 
— 

— 
— 

— 
— 
— 

   $

— 
4,965 

   $

2,149,003 
3,646,176 

217,597 

   $

217,597 

   $

— 

   $

217,597 

   $

— 

83,833 
83,833 

— 

466,375 
661,094 

63,595 
94,700 
211,409 

There were no transfers into or out of each of the levels of the fair value hierarchy. 

Financial Instruments Carried at Fair Value 

The fair values of interest rate swaps are determined using the market standard methodology of netting the discounted future fixed cash receipts (or 

payments) and the discounted expected variable cash payments (or receipts). The variable cash payments (or receipts) are based on an expectation of future 
interest rates (forward curves) derived from observable market interest rate curves. The fair values of interest rate options are determined using the market 
standard methodology of discounting the future expected cash receipts that would occur if variable interest rates rise above the strike rate of the caps. The 
variable interest rates used in the calculation of projected receipts on the cap are based on an expectation of future interest rates derived from observable market 
interest rate curves and volatilities. 

The Company incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s 
nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the Company has 
considered the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. 

Although the Company has determined that the majority of the inputs used to value its derivatives fall within Level 2 of the fair value hierarchy, the credit 

valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood of default by 
itself and its counterparties. However, as of December 31, 2014 and 2013, the Company has assessed the significance of the impact of the credit valuation 
adjustments on the overall valuation  

F - 39 

 
 
 
 
 
  
  
     
  
  
  
  
  
  
  
     
     
     
     
  
 
 
 
 
 
 
 
 
 
 
  
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
  
  
  
  
 
 
 
 
 
 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

of its derivative positions and has determined that the credit valuation adjustments are not significant to the overall valuation of its derivatives. As a result, the 
Company has determined that its derivative valuations in their entirety are classified in Level 2 of the fair value hierarchy. In conjunction with the FASB’s fair 
value measurement guidance, the Company made an accounting policy election to measure the credit risk of its derivative financial instruments that are subject 
to master netting agreements on a net basis by counterparty portfolio. 

Redeemable noncontrolling interests in the Operating Partnership have a redemption feature and are marked to their redemption value. The redemption 
value is based on the fair value of the Company’s common stock at the redemption date, and therefore, is calculated based on the fair value of the Company’s 
common stock at the balance sheet date. Since the valuation is based on observable inputs such as quoted prices for similar instruments in active markets, 
redeemable noncontrolling interests in the Operating Partnership are classified as Level 2. 

Financial Instruments Not Carried at Fair Value 

At December 31, 2014, the fair values of cash and cash equivalents, restricted cash, accounts receivable, prepaids, real estate taxes payable, accrued 
interest payable, security deposits and prepaid rent, distributions payable and accounts payable approximated their carrying values because of the short term 
nature of these instruments. The estimated fair values of other financial instruments were determined by the Company using available market information and 
appropriate valuation methodologies. Considerable judgment is necessary to interpret market data and develop estimated fair values. Accordingly, the estimates 
presented herein are not necessarily indicative of the amounts the Company would realize on the disposition of the financial instruments. The use of different 
market assumptions or estimation methodologies may have a material effect on the estimated fair value amounts. 

We estimate the fair value of our notes receivable and debt instruments by discounting the remaining cash flows of the debt instrument at a discount rate 

equal to the replacement market credit spread plus the corresponding treasury yields. Factors considered in determining a replacement market credit spread 
include general market conditions, borrower specific credit spreads, time remaining to maturity, loan-to-value ratios and collateral quality, where applicable (Level 
3). 

We record impairment losses on long-lived assets used in operations when events and circumstances indicate that the assets might be impaired and the 

undiscounted cash flows estimated to be generated by the future operation and disposition of those assets are less than the net book value of those assets. Our 
cash flow estimates are based upon historical results adjusted to reflect our best estimate of future market and operating conditions and our estimated holding 
periods. The net book value of impaired assets is reduced to fair value. Our estimates of fair value represent our best estimate based upon Level 3 inputs such as 
industry trends and reference to market rates and transactions. 

We consider various factors to determine if a decrease in the value of our investment in and advances to unconsolidated joint ventures, net is other-than-

temporary. These factors include, but are not limited to, age of the venture, our intent and ability to retain our investment in the entity, the financial condition 
and long-term prospects of the entity, and the relationships with the other joint venture partners and its lenders. Based on the significance of the unobservable 
inputs, we classify these fair value measurements within Level 3 of the valuation hierarchy. The Company did not incur any other-than-temporary decrease in the 
value of its investments in unconsolidated joint ventures during the years ended December 31, 2014, 2013, and 2012. 

After determining an other-than-temporary decrease in the value of an equity method investment has occurred, we estimate the fair value of our 
investment by estimating the proceeds we would receive upon a hypothetical liquidation of the investment at the date of measurement. Inputs reflect 
management’s best estimate of what market participants would use in pricing the investment giving consideration to the terms of the joint venture agreement 
and the estimated discounted future cash flows to be generated from the underlying joint venture assets. The inputs and assumptions utilized to estimate the 
future cash flows of the underlying assets are based upon the Company’s evaluation of the economy, market trends, operating results, and other factors, 
including judgments regarding costs to complete any construction activities, lease up and occupancy rates, rental rates, inflation rates, capitalization rates 
utilized to estimate the projected cash flows at the disposition, and discount rates. 

13. DERIVATIVES AND HEDGING ACTIVITY 

Risk Management Objective of Using Derivatives 

The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its 

exposures to a wide variety of business and operational risks through management of its core  

F - 40 

 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and 
duration of its debt funding and through the use of derivative financial instruments. Specifically, the Company may enter into derivative financial instruments to 
manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are 
determined by interest rates. The Company’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the 
Company’s known or expected cash receipts and its known or expected cash payments principally related to the Company’s investments and borrowings. 

Cash Flow Hedges of Interest Rate Risk 

The Company’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate movements. 

To accomplish this objective, the Company primarily uses interest rate swaps and caps as part of its interest rate risk management strategy. Interest rate swaps 
designated as cash flow hedges involve the receipt of variable-rate amounts from a counterparty in exchange for the Company making fixed-rate payments over 
the life of the agreements without exchange of the underlying notional amount. Interest rate caps designated as cash flow hedges involve the receipt of variable-
rate amounts from a counterparty if interest rates rise above the strike rate on the contract in exchange for an up front premium. 

The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges is recorded in Accumulated other 
comprehensive income/(loss), net in the Consolidated Balance Sheets and is subsequently reclassified into earnings in the period that the hedged forecasted 
transaction affects earnings. During the years ended December 31, 2014, 2013, and 2012, such derivatives were used to hedge the variable cash flows associated 
with existing variable-rate debt and forecasted issuances of fixed-rate debt. The ineffective portion of the change in fair value of the derivatives is recognized 
directly in earnings. During the year ended December 31, 2014 the Company recorded a gain of approximately $3,000 from ineffectiveness in earnings attributable 
to a timing mismatch between the derivative and the hedged item. During the years ended December 31, 2013, and 2012, the Company recorded less than $1,000 
of loss from ineffectiveness in earnings attributable to reset date and index mismatches between the derivative and the hedged item, and interest rate swaps with 
a fair value other than zero at inception of the hedging relationship. 

Amounts reported in Accumulated other comprehensive income/(loss), net in the Consolidated Balance Sheets relate to derivatives that will be 

reclassified to interest expense as interest payments are made on the Company’s variable-rate debt. Through December 31, 2015, the Company estimates that an 
additional $5.0 million will be reclassified as an increase to interest expense. 

As of December 31, 2014, the Company had the following outstanding interest rate derivatives that were designated as cash flow hedges of interest rate 

risk (dollars in thousands): 

Interest Rate Derivative 

Interest rate swaps 
Interest rate caps 

Number of 
Instruments 

14 
3 

   $ 
   $ 

Notional 

365,000 
243,079 

Derivatives not designated as hedges are not speculative and are used to manage the Company’s exposure to interest rate movements and other identified 

risks but do not meet the strict hedge accounting requirements of GAAP. Changes in the fair value of derivatives not designated in hedging relationships are 
recorded directly in earnings and resulted in a gain/(loss) of $(4,000), $271,000, and $290,000 for the years ended December 31, 2014, 2013, and 2012, respectively.  

As of December 31, 2014, the Company had the following outstanding derivatives that were not designated as hedges in qualifying hedging relationships 

(dollars in thousands): 

Product 

Interest rate caps 

Number of 
Instruments 

Notional 

1 

   $ 

96,409 

F - 41 

 
 
 
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Tabular Disclosure of Fair Values of Derivative Instruments on the Balance Sheet 

The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Balance 

Sheets as of December 31, 2014 and 2013 (dollars in thousands): 

Derivatives designated as hedging instruments: 

Interest rate products 

Derivatives not designated as hedging instruments: 

Interest rate products 

$

$

Asset Derivatives  
(included in Other assets) 

Fair Value at: 

Liability Derivatives  
(included in Other liabilities) 

Fair Value at: 

December 31,  
2014 

December 31,  
2013 

December 31,  
2014 

December 31,  
2013 

86 

   $ 

— 

   $

10,368 

   $

4,965 

2 

   $ 

— 

   $

— 

   $

— 

Tabular Disclosure of the Effect of Derivative Instruments on the Consolidated Statements of Operations 

The tables below present the effect of the Company’s derivative financial instruments on the Consolidated Statements of Operations for the years ended 

December 31, 2014, 2013, and 2012 (dollars in thousands): 

Unrealized holding gain/
(loss) Recognized in OCI  
(Effective Portion) 

Year ended December 31, 

Gain/(Loss) Reclassified from 
Accumulated OCI into  
Interest expense  
(Effective Portion) 

Gain/(Loss) Recognized in Interest 
expense  
(Ineffective Portion and Amount 
Excluded from Effectiveness Testing) 

Year ended December 31, 

Year ended December 31, 

2014 

2013 

2012 

2014 

2013 

2012 

2014 

2013 

2012 

Derivatives in Cash Flow 
Hedging Relationships 

Interest rate products 

   $

(8,695)     $ 

(469)     $ 

(4,924)     $

(4,834)     $ 

(6,851)     $ 

(7,649)     $

3 

   $ 

— 

   $ 

— 

Gain/(Loss) Recognized in  
Interest and other income/(expense), net 

Year ended December 31, 

Derivatives Not Designated as Hedging Instruments 

2014 

2013 

2012 

Interest rate products 

Credit-risk-related Contingent Features 

   $

(4)     $

271 

   $

290 

The Company has agreements with some of its derivative counterparties that contain a provision where (1) if the Company defaults on any of its 
indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in 
default on its derivative obligations; or (2) the Company could be declared in default on its derivative obligations if repayment of the underlying indebtedness is 
accelerated by the lender due to the Company’s default on the indebtedness. 

Certain of the Company’s agreements with its derivative counterparties contain provisions where if there is a change in the Company’s financial condition 

that materially changes the Company’s creditworthiness in an adverse manner, the Company may be required to fully collateralize its obligations under the 
derivative instrument. At December 31, 2014 and 2013, no cash collateral was posted or required to be posted by the Company or by a counterparty. 

The Company also has an agreement with a derivative counterparty that incorporates the loan and financial covenant provisions of the Company’s 
indebtedness with a lender affiliate of the derivative counterparty. Failure to comply with these covenant provisions would result in the Company being in 
default on any derivative instrument obligations covered by the agreement. 

F - 42 

 
 
 
 
  
  
  
  
  
  
  
  
  
     
     
     
 
 
 
 
 
 
 
 
  
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The Company has certain agreements with some of its derivative counterparties that contain a provision where, in the event of default by the Company or 

the counterparty, the right of setoff may be exercised. Any amount payable to one party by the other party may be reduced by its setoff against any amounts 
payable by the other party. Events that give rise to default by either party may include, but are not limited to, the failure to pay or deliver payment under the 
derivative contract, the failure to comply with or perform under the derivative agreement, bankruptcy, a merger without assumption of the derivative agreement, 
or in a merger, a surviving entity's creditworthiness is materially weaker than the original party to the derivative agreement. 

As of December 31, 2014, the fair value of derivatives in a net liability position, which includes accrued interest but excludes any adjustment for 
nonperformance risk, related to these agreements was $10.6 million. If the Company had breached any of these provisions at December 31, 2014, it would have 
been required to settle its obligations under the agreements at their termination value of $10.6 million. 

The Company has elected not to offset derivative positions in the consolidated financial statements. The tables below present the effect on its financial 

position had the Company made the election to offset its derivative positions as of December 31, 2014 and December 31, 2013 (dollars in thousands): 

Offsetting of Derivative Assets 

   Gross Amounts of 
Recognized 
Assets 

December 31, 2014 

   $

88 

Gross Amounts 
Offset in the 
Consolidated 
Balance Sheets 
— 

   $

   $

Net Amounts of Assets 
Presented in the 
Consolidated Balance 
Sheets (a) 

Gross Amounts Not Offset in the 
Consolidated Balance Sheets 

Financial 
Instruments 

Cash Collateral 
Received 

88 

   $

(27)     $

— 

   $

December 31, 2013 

   $ 

— 

   $ 

— 

   $ 

— 

   $ 

— 

   $ 

— 

   $ 

Net Amount 

61 

— 

(a) Amounts reconcile to the aggregate fair value of derivative assets in the “Tabular Disclosure of Fair Values of Derivative Instruments on the Balance 

Sheet” located in this footnote.  

Offsetting of Derivative Liabilities 

   Gross Amounts of 
Recognized 
Liabilities 

December 31, 2014 

   $

10,368 

   $

Gross Amounts 
Offset in the 
Consolidated 
Balance Sheets 
— 

Net Amounts of 
Liabilities Presented in 
the Consolidated Balance 
Sheets (a) 

Gross Amounts Not Offset in the 
Consolidated Balance Sheets 

Financial 
Instruments 

Cash Collateral 
Posted 

Net Amount 

   $

10,368 

   $

(27)     $

— 

   $

10,341 

December 31, 2013 

   $ 

4,965 

   $ 

— 

   $ 

4,965 

   $ 

— 

   $ 

— 

   $ 

4,965 

(a) Amounts reconcile to the aggregate fair value of derivative liabilities in the “Tabular Disclosure of Fair Values of Derivative Instruments on the Balance 

Sheet” located in this footnote.  

F - 43 

 
 
 
 
 
 
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
 
   
 
 
 
 
   
   
 
 
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
 
   
   
 
 
 
 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

14. COMMITMENTS AND CONTINGENCIES 

Commitments 

Real Estate Under Development 

The following summarizes the Company’s real estate commitments at December 31, 2014 (dollars in thousands): 

Wholly-owned — under development 
Wholly-owned — redevelopment 
Joint ventures: 

Unconsolidated joint ventures 

Participating loan investments 

Total 

Number of 
Properties 

Costs Incurred 
to Date (a) 

Expected Costs 
to Complete 
(unaudited) 

 Average 
Ownership 
Stake 

1 
1 

3 

1 

   $ 

   $ 

177,632  (b) 
83,778  (b) 

$

225,013 
62,707 
549,130 

(d) 

$

40,068 
14,222 

172,155 
29,302 
255,747 

(c) 

(e) 

100% 
100% 

Various 

0% 

(a) Represents 100% of project costs incurred to date. 

(b) Costs incurred to date include $14.7 million and $1.8 million of accrued fixed assets for development and redevelopment, respectively. 

(c) Represents UDR’s contributed and remaining equity commitment in unconsolidated joint ventures. 

(d) Represents the participating loan balance funded as of December 31, 2014. 

(e) Represents UDR’s remaining participating loan commitment for Steele Creek. 

Ground and Other Leases  

UDR owns six communities which are subject to ground leases expiring between 2019 and 2103. In addition, UDR is a lessee to various operating leases 

related to office space rented by the Company with expiration dates through 2016. Future minimum lease payments as of December 31, 2014 are as follows 
(dollars in thousands): 

Thereafter 

Total 

Ground 
Leases (a) 

Office Space 

2015 $
2016 
2017 
2018 
2019 

$

5,412 
5,412 
5,412 
5,412 
5,412 
313,735 
340,795 

   $

   $

709 
124 
76 
76 
76 
109 
1,170 

(a)  For purposes of our ground lease contracts, the Company uses the minimum lease payment, if stated in the agreement. For ground lease 

agreements where there is a reset provision based on the communities appraised value or consumer price index but does not include a specified 
minimum lease payment, the Company uses the current rent over the remainder of the lease term. 

UDR incurred $5.4 million, $5.2 million, $5.1 million of ground rent expense for the years ended December 31, 2014, 2013, and 2012, respectively. These 
costs are reported within the line item Other Operating Expenses on the Consolidated Statements of Operations. The Company incurred $1.3 million, $1.3 million, 
$1.1 million of rent expense related to office space for the years ended December 31, 2014, 2013, and 2012, respectively. These costs are included in General and 
Administrative on the Consolidated Statements of Operations. In February 2015, the Company acquired the office building in Highlands  

F - 44 

 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Ranch, Colorado, which housed its corporate offices it had previously leased. See Note 4, Real Estate Owned, for additional details.  

Contingencies 

Litigation and Legal Matters 

The Company is subject to various legal proceedings and claims arising in the ordinary course of business. The Company cannot determine the ultimate 

liability with respect to such legal proceedings and claims at this time. The Company believes that such liability, to the extent not provided for through insurance 
or otherwise, will not have a material adverse effect on our financial condition, results of operations or cash flow. 

15. REPORTABLE SEGMENTS 

GAAP guidance requires that segment disclosures present the measure(s) used by the chief operating decision maker to decide how to allocate resources 
and for purposes of assessing such segments’ performance. UDR’s chief operating decision maker is comprised of several members of its executive management 
team who use several generally accepted industry financial measures to assess the performance of the business for our reportable operating segments. 

UDR owns and operates multifamily apartment communities that generate rental and other property related income through the leasing of apartment homes 
to a diverse base of tenants. The primary financial measures for UDR’s apartment communities are rental income and NOI. Rental income represents gross market 
rent less adjustments for concessions, vacancy loss and bad debt. NOI is defined as rental income less direct property rental expenses. Rental expenses include 
real estate taxes, insurance, personnel, utilities, repairs and maintenance, administrative and marketing. Excluded from NOI is property management expense 
which is calculated as 2.75% of property revenue to cover the regional supervision and accounting costs related to consolidated property operations, and land 
rent. UDR’s chief operating decision maker utilizes NOI as the key measure of segment profit or loss. 

UDR’s two reportable segments are Same-Store Communities and Non-Mature Communities/Other: 

• 

Same-Store Communities represent those communities acquired, developed, and stabilized prior to January 1, 2013 and held as of December 31, 2014. A 
comparison of operating results from the prior year is meaningful as these communities were owned and had stabilized occupancy and operating 
expenses as of the beginning of the prior year, there is no plan to conduct substantial redevelopment activities, and the community is not held for 
disposition within the current year. A community is considered to have stabilized occupancy once it achieves 90% occupancy for at least three 
consecutive months. 

•  Non-Mature Communities/Other represent those communities that do not meet the criteria to be included in Same-Store Communities, including, but 

not limited to, recently acquired, developed and redeveloped communities, and the non-apartment components of mixed use properties. 

Management evaluates the performance of each of our apartment communities on a Same-Store Community and Non-Mature Community/Other basis, as 
well as individually and geographically. This is consistent with the aggregation criteria under GAAP as each of our apartment communities generally has similar 
economic characteristics, facilities, services, and tenants. Therefore, the Company’s reportable segments have been aggregated by geography in a manner 
identical to that which is provided to the chief operating decision maker. 

All revenues are from external customers and no single tenant or related group of tenants contributed 10% or more of UDR’s total revenues during the 

years ended December 31, 2014, 2013, and 2012. 

F - 45 

 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The following table details rental income and NOI from continuing and discontinued operations for UDR’s reportable segments for the years ended 
December 31, 2014, 2013, and 2012, and reconciles NOI to Net income/(loss) attributable to UDR, Inc. in the Consolidated Statements of Operations (dollars in 
thousands): 

Reportable apartment home segment rental income 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Southeast Region 
Northeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total segment and consolidated rental income 

Reportable apartment home segment NOI 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Southeast Region 
Northeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total segment and consolidated NOI 

Reconciling items: 

Joint venture management and other fees 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related recoveries/(charges), net 
Other depreciation and amortization 
Income/(loss) from unconsolidated entities 
Interest expense 
Interest and other income/(expense), net 
Tax benefit/(provision), net 
Gain/(loss) on sale of real estate owned, net of tax 
Net (income)/loss attributable to redeemable noncontrolling interests in the Operating 
Partnership 

Net (income)/loss attributable to noncontrolling interests 

Net income/(loss) attributable to UDR, Inc. 

F - 46 

Year Ended December 31, 

2014 

2013 

2012 

$

$

$

   $ 

   $ 

   $ 

245,803 
161,566 
107,991 
60,796 
54,810 
174,183 
805,149 

178,926 
111,762 
71,528 
44,897 
33,725 
115,483 
556,321 

13,044 
(22,142)    
(8,271)    
(358,154)    
(47,800)    
(541)    
(5,775)    
(7,006)    
(130,454)    
11,837 
15,136 
143,647 

   $ 

   $ 

   $ 

231,156 
160,208 
102,988 
58,075 
52,302 
150,907 
755,636 

166,033 
111,643 
67,264 
42,350 
31,927 
94,824 
514,041 

12,442 
(20,780)    
(7,136)    
(341,490)    
(42,238)    
12,253 
(6,741)    
(415)    
(126,083)    
4,681 
7,299 
40,449 

(5,511)    
3 
154,334 

   $ 

$

(1,530)    
60 
44,812 

   $ 

218,268 
155,777 
97,699 
54,461 
46,800 
171,239 
744,244 

154,205 
108,490 
63,122 
39,377 
27,878 
111,128 
504,200 

11,911 
(20,465) 
(5,718) 
(350,401) 
(43,792) 
(8,495) 
(4,105) 
(8,579) 
(138,792) 
2,703 
30,282 
251,554 

(7,986) 
(140) 
212,177 

 
 
 
  
  
  
  
  
     
     
  
     
     
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
     
     
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The following table details the assets of UDR’s reportable segments as of December 31, 2014 and 2013 (dollars in thousands): 

Reportable apartment home segment assets: 

Same-Store communities: 

West Region 
Mid-Atlantic Region 
Southeast Region 
Northeast Region 
Southwest Region 

Non-mature Communities/Other 

Total segment assets 

Accumulated depreciation 

Total segment assets — net book value 

Reconciling items: 

Cash and cash equivalents 
Restricted cash 
Deferred financing costs, net 
Notes receivable, net 
Investment in and advances to unconsolidated joint ventures, net 

Other assets 

Total consolidated assets 

December 31,  
2014 

December 31,  
2013 

$

$

   $ 

2,358,444 
1,410,156 
786,438 
746,550 
440,721 
2,640,950 
8,383,259 
(2,434,772)    
5,948,487 

15,224 
22,340 
22,686 
14,369 
718,226 
105,202 
6,846,534 

   $ 

2,337,980 
1,395,772 
785,134 
738,805 
434,875 
2,515,411 
8,207,977 
(2,208,794) 
5,999,183 

30,249 
22,796 
26,924 
83,033 
507,655 
137,882 
6,807,722 

Capital expenditures related to our Same-Store Communities totaled $55.3 million, $47.5 million, and $46.4 million for the years ended December 31, 2014, 
2013, and 2012, respectively. Capital expenditures related to our Non-Mature Communities/Other totaled $8.1 million, $8.3 million, and $8.7 million for the years 
ended December 31, 2014, 2013, and 2012, respectively. 

Markets included in the above geographic segments are as follows: 

i. 

ii. 

iii. 

iv. 

v. 

West Region — Orange County, San Francisco, Seattle, Monterey Peninsula, Los Angeles, Other Southern California, and Portland

Mid-Atlantic Region — Metropolitan D.C., Baltimore, Richmond, Norfolk, and Other Mid-Atlantic

Southeast Region — Tampa, Orlando, Nashville, and Other Florida

Northeast Region — New York and Boston

Southwest Region — Dallas and Austin

16. CASUALTY-RELATED (RECOVERIES)/CHARGES 

In October 2012, Hurricane Sandy hit the East Coast, affecting three of the Company’s operating communities (1,706 apartment homes) located in New York 
City. The properties suffered some physical damage, and were closed to residents for a period following the hurricane. The Company has insurance policies that 
provide coverage for property damage and business interruption, subject to applicable retention. 

Based on the claims filed and management’s estimates, the Company recognized a $9.0 million impairment charge for the damaged assets’ net book value 

and incurred $10.4 million of repair and cleanup costs during the year ended December 31, 2012. The impairment charge and the repair and cleanup costs incurred 
were reduced as of December 31, 2012 by $14.5 million of estimated insurance recovery, and were classified in Casualty-related (recoveries)/charges, net on the 
Consolidated  

F - 47 

 
 
 
  
 
  
  
  
     
  
     
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Statements of Operations. During the year ended December 31, 2013, no material adjustments to the impairment charge and the repair and cleanup costs incurred 
were recognized. With the exception of one of the properties that is under redevelopment at December 31, 2013, the rehabilitation of the remaining two properties 
was substantially completed as of December 31, 2013 and was completed during 2014.  

As of December 31, 2013, the Company had settled the Hurricane Sandy claims and received insurance proceeds in excess of the $14.5 million estimated 

insurance recovery receivable related to the impairment charge and the repair and cleanup costs incurred. As a result, the Company recognized a Casualty-
related recovery of approximately $4.8 million and a casualty gain of approximately $654,000 for the year ended December 31, 2013. Both the recovery and 
casualty gain were classified in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations. 

Based on the claims filed and management’s estimates, the Company recognized $4.4 million of business interruption losses for the year ended December 

31, 2012, of which $3.6 million were related to rent concession rebates provided to residents during the period the properties were uninhabitable and were 
classified in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations, and $767,000 were related to rent that was not 
contractually receivable and were classified as a reduction to Rental income on the Consolidated Statements of Operations. As noted below, the Company 
recovered from the insurance carrier approximately $4.2 million of the $4.4 million of 2012 business interruption losses. The Company estimates that it incurred an 
additional $3.4 million of business interruption losses for the year ended December 31, 2013. As noted below, the Company recovered from the insurance carrier 
approximately $2.6 million of the $3.4 million of 2013 business interruption losses. 

During the year ended December 31, 2013, the Company received approximately $6.8 million of insurance proceeds for recovery of business interruption 

losses. Of the $6.8 million of insurance proceeds received in 2013, $4.2 million related to recovery of business interruption losses incurred in 2012 and the 
remaining $2.6 million related to recovery of business interruption losses incurred in 2013. The $6.8 million of recovery was classified in Casualty-related 
(recoveries)/charges, net on the Consolidated Statements of Operations as of December 31, 2013. 

During the year ended December 31, 2014, the Company recorded $541,000 of casualty-related losses due to property damage incurred during an 
earthquake and a storm in California, all of which are included in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations.  

F - 48 

 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

17. UNAUDITED SUMMARIZED CONSOLIDATED QUARTERLY FINANCIAL DATA 

Selected consolidated quarterly financial data for the three and twelve months ended December 31, 2014 and 2013 is summarized in the table below (dollars 

in thousands, except per share amounts): 

2014 

Rental income (a) 
Income/(loss) from continuing operations 
Income/(loss) from discontinued operations, net of tax 
Net income/(loss) attributable to common stockholders 
Income/(loss) attributable to common stockholders per 
weighted average common share (b): 

Basic and diluted 

Weighted average number of shares outstanding 

Basic 
Diluted 

2013 

Rental income (a) 
Income/(loss) from continuing operations 
Income/(loss) from discontinued operations, net of tax 
Net income/(loss) attributable to common stockholders 
Income/(loss) attributable to common stockholders per 
weighted average common share (b): 

Basic and diluted 

Weighted average number of shares outstanding 

Basic 
Diluted 

$

$

$ 

$ 

March 31, 

June 30, 

September 30, 

December 31, 

Three Months Ended 

194,352 

   $

(5,195)    
(87)    

17,430 

   $

200,959 
4,359 
18 
29,076 

   $

203,587 
10,611 
79 
39,618 

206,104 
6,485 
— 
64,486 

0.07 

   $

0.12 

   $

0.16 

   $

0.25 

250,177 
251,822 

250,255 
252,191 

251,655 
253,732 

181,961 

   $ 

(1,162)    
853 
(1,199)    

   $ 

186,285 
4,525 
829 
4,261 

   $ 

187,917 
2,351 
884 
2,257 

253,983 
256,000 

190,321 
(3,374) 
41,376 
35,769 

(0.00)     $ 

0.02 

   $ 

0.01 

   $ 

0.14 

249,917 
249,917 

249,985 
251,406 

249,985 
251,454 

249,987 
249,987 

(a)  Represents rental income from continuing operations, excluding amounts classified as discontinued operations.
(b)  Quarterly income/(loss) per share amounts may not total to the annual amounts.

F - 49 

 
 
 
 
 
  
  
  
  
  
  
     
     
     
  
  
  
  
  
  
  
  
     
     
     
  
     
     
     
  
  
  
  
  
  
  
     
     
     
  
  
  
  
  
  
  
  
     
     
     
  
     
     
     
  
  
  
  
  
  
[This page is intentionally left blank.] 

 
 
 
 
 
  
The Partners 

United Dominion Realty, L.P. 

Report of Independent Registered Public Accounting Firm 

We have audited the accompanying consolidated balance sheets of United Dominion Realty, L.P. (the “Partnership”) as of December 31, 2014 and 2013, 

and the related consolidated statements of operations, comprehensive income/(loss), changes in capital, and cash flows for each of the three years in the period 
ended December 31, 2014. Our audits also included the financial statement schedule listed in the Index at Item 15(a). These financial statements and schedule are 
the responsibility of the Partnership's management. Our responsibility is to express an opinion on these financial statements and schedule based on our audits. 

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require 

that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. We were not 
engaged to perform an audit of the Partnership's internal control over financial reporting. Our audits included consideration of internal control over financial 
reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the 
effectiveness of the Partnership's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test 
basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by 
management, and evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. 

In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial position of United Dominion 

Realty, L.P. at December 31, 2014 and 2013, and the consolidated results of its operations and its cash flows for each of the three years in the period ended 
December 31, 2014, in conformity with U. S. generally accepted accounting principles. Also, in our opinion, the related financial statement schedule, when 
considered in relation to the basic financial statements taken as a whole, presents fairly, in all material respects the information set forth therein. 

As discussed in Notes 2 and 3 to the consolidated financial statements, the Partnership changed its reporting of discontinued operations as a result of the 

adoption of the amendments to the FASB Accounting Standards Codification resulting from Accounting Standards Update No. 2014-08, “Presentation of 
Financial Statements (Topic 205) and Property, Plant, and Equipment (Topic 360), Reporting Discontinued Operations and Disclosures of Disposals of 
Components of an Entity”. 

/s/ Ernst & Young LLP 

Denver, Colorado 
February 24, 2015 

F - 51 

 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
  
  
  
  
  
  
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED BALANCE SHEETS 
(In thousands, except for unit data) 

ASSETS 

December 31, 2014     December 31, 2013 

Real estate owned: 

Real estate held for investment 

Less: accumulated depreciation 
Real estate held for investment, net 

Real estate under development (net of accumulated depreciation of $0) 

Total real estate owned, net of accumulated depreciation 

Cash and cash equivalents 
Restricted cash 
Deferred financing costs, net 

Other assets 

Total assets 

LIABILITIES AND CAPITAL 

Liabilities: 

Secured debt 
Notes payable due to General Partner 
Real estate taxes payable 
Accrued interest payable 
Security deposits and prepaid rent 
Distributions payable 
Deferred gains on the sale of depreciable property 

Accounts payable, accrued expenses, and other liabilities 

Total liabilities 

Commitments and contingencies (Note 11) 

Capital: 

Partners’ capital: 

General partner: 110,883 OP Units outstanding at December 31, 2014 and 2013 
Limited partners: 183,167,815 OP Units outstanding at December 31, 2014 and 2013 

Accumulated other comprehensive loss 

Total partners’ capital 
Advances (to)/from General Partner 

Noncontrolling interests 

Total capital 

Total liabilities and capital 

See accompanying notes to the consolidated financial statements. 

F - 52 

$

$

$

$

   $ 

4,238,770 
(1,403,303)    
2,835,467 
— 
2,835,467 
502 
13,811 
4,475 
24,029 
2,878,284 

   $ 

   $ 

931,959 
88,696 
7,061 
3,284 
18,387 
47,788 
24,622 
22,436 
1,144,233 

4,108,417 
(1,241,574) 
2,866,843 
80,063 
2,946,906 
1,897 
13,526 
5,848 
25,064 
2,993,241 

934,865 
88,696 
6,228 
3,323 
14,172 
43,253 
63,838 
35,769 
1,190,144 

1,105 
1,702,971 

(1,075)    

1,703,001 
13,624 
17,426 
1,734,051 
2,878,284 

   $ 

1,163 
1,797,836 
(3,065) 
1,795,934 
(9,916) 
17,079 
1,803,097 
2,993,241 

 
 
 
  
  
     
  
     
  
  
  
  
  
  
  
 
 
 
 
  
     
  
     
  
  
  
  
  
  
  
  
 
 
 
 
  
     
 
 
 
 
  
     
  
     
  
  
  
  
  
  
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED STATEMENTS OF OPERATIONS 
(In thousands, except per unit data) 

REVENUES: 

Rental income 

OPERATING EXPENSES: 

Property operating and maintenance 
Real estate taxes and insurance 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 

Casualty-related (recoveries)/charges, net 

Total operating expenses 

Operating income 

Interest expense 

Interest expense on note payable due to General Partner 
Income/(loss) from continuing operations 

Income/(loss) from discontinued operations 
Income/(loss) before gain/(loss) on sale of real estate owned 

Gain/(loss) on sale of real estate owned 
Net income/(loss) 

Net (income)/loss attributable to noncontrolling interests 

Net income/(loss) attributable to OP unitholders 

Income/(loss) per weighted average OP Unit - basic and diluted: 
Income/(loss) from continuing operations attributable to OP unitholders 

Income/(loss) from discontinued operations attributable to OP unitholders 

Net income/(loss) attributable to OP unitholders 

Year Ended December 31, 

2014 

2013 

2012 

$

422,634 

   $

401,853 

   $ 

384,946 

75,211 
47,110 
11,622 
5,172 
179,176 
28,541 
541 
347,373 

75,261 

37,114 
4,603 
33,544 
— 
33,544 
63,635 
97,179 

$

$

$

(952)    

96,227 

   $

0.53 
— 
0.53 

   $

   $

75,019 
45,139 
11,051 
5,728 
179,367 
24,808 
(8,083)    

333,029 

72,843 
40,866 
10,587 
5,272 
191,731 
26,204 
5,518 
353,021 

68,824 

31,925 

34,989 
1,069 
32,766 
45,176 
77,942 
— 
77,942 
(4,566)    
73,376 

   $ 

0.16 
0.24 
0.40 

   $ 

   $ 

43,277 
1,957 
(13,309) 
57,643 
44,334 
— 
44,334 
(352) 
43,982 

(0.07) 
0.31 
0.24 

Weighted average OP Units outstanding - basic and diluted 

183,279 

184,196 

184,281 

See accompanying notes to the consolidated financial statements. 

F - 53 

 
 
 
 
 
  
  
  
  
  
     
     
 
 
 
 
 
 
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
  
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
  
     
     
  
  
 
 
 
 
 
 
  
  
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME/(LOSS) 
(In thousands) 

Net income/(loss) 

Other comprehensive income/(loss), including portion attributable to noncontrolling 
interests: 

Other comprehensive income/(loss) - derivative instruments: 

Unrealized holding gain/(loss) 

(Gain)/loss reclassified into earnings from other comprehensive income/(loss) 

Other comprehensive income/(loss), including portion attributable to 
noncontrolling interests 

Comprehensive income/(loss) 

Comprehensive (income)/loss attributable to noncontrolling interests 

Comprehensive income/(loss) attributable to OP unitholders 

$

 Year Ended December 31, 

2014 

2013 

2012 

$

97,179 

   $ 

77,942 

   $ 

44,334 

(285)    
2,275 

1,990 
99,169 

(952)    

98,217 

   $ 

(348)    
2,652 

2,304 
80,246 
(4,566)    
75,680 

   $ 

(1,898) 
3,431 

1,533 
45,867 
(352) 
45,515 

See accompanying notes to consolidated financial statements. 

F - 54 

 
 
 
 
  
  
  
  
  
     
     
  
     
     
  
  
  
  
  
  
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED STATEMENTS OF CHANGES IN CAPITAL 
(In thousands) 

General 
Partner 

Accumulated Other 
Comprehensive 
Income/(Loss), net 

Total Partners’ 
Capital 

Balance at December 31, 2011 

$ 

Distributions 

OP Unit redemptions for common shares 
of UDR 

OP Unit redemptions for cash 

Adjustment to reflect limited partners’  
capital at redemption value 

Net income/(loss) 

Other comprehensive income/(loss) 

Net change in advances (to)/from General 
Partner 

Balance at December 31, 2012 

Distributions 

OP Unit redemptions for common shares 
of UDR 

Distribution of community to UDR 

Adjustment to reflect limited partners’  
capital at redemption value 

Net income/(loss) 

Other comprehensive income/(loss) 

Net change in advances (to)/from General 
Partner 

Balance at December 31, 2013 

Distributions 

OP Unit redemptions for common shares 
of UDR 

Adjustment to reflect limited partners’  
capital at redemption value 

Net income/(loss) 

Other comprehensive income/(loss) 

Net change in advances (to)/from General 
Partner 

Balance at December 31, 2014 

$ 

UDR, Inc. 

   Limited Partner    
   $ 

1,803,926 
(153,846)    

   $ 

Class A 
Limited 
Partner 

   $ 

43,967 
(2,328)    

— 
— 

Limited 
Partners 

192,508 

(6,738)    

(529)    
(133)    

(596)    

(5,166)    

529 
133 

5,762 
41,523 
— 

1,293 

   $ 

(96)    

— 
— 

— 
26 
— 

1,820 
— 

— 
181,762 

(7,118)    

(1,817)    

— 

852 
3,016 
— 

— 
176,695 

(7,789)    

(4,371)    

60,020 
3,938 
— 

613 
— 

— 
41,656 
(2,324)    

— 
— 

702 
868 
— 

— 
40,902 
(2,328)    

— 

14,493 
920 
— 

— 
53,987 

— 
1,698,027 
(164,170)    

— 
1,223 
(104)    

1,817 
(23,329)    

(1,554)    

69,448 
— 

— 
— 

— 
44 
— 

— 
1,580,239 
(180,917)    

— 
1,163 
(116)    

4,371 

(74,513)    

91,311 
— 

— 

— 
58 
— 

Advances 
(to)/from 
General 
Partner 

(193,584)     $ 

— 

— 
— 

— 
— 
— 

182,528 
(11,056)    

— 

— 
(53,712)    

— 
— 
— 

54,852 
(9,916)    

— 

— 

— 
— 
— 

Noncontrolling 
Interests 

12,161 
— 

— 
— 

— 
352 
— 

— 
12,513 

— 

— 
— 

— 
4,566 
— 

— 
17,079 

— 

— 

— 
952 
— 

Total 

   $ 

1,853,369 

(163,008) 

— 
— 

— 
44,334 
1,533 

182,528 
1,918,756 

(173,716) 

— 

(77,041) 

— 
77,942 
2,304 

54,852 
1,803,097 

(191,150) 

— 

— 
97,179 
1,990 

(6,902)     $ 

— 

— 
— 

— 
— 
1,533 

— 
(5,369)    

— 

— 
— 

— 
— 
2,304 

— 
(3,065)    

— 

— 

— 
— 
1,990 

   $ 

2,034,792 
(163,008)    

— 
— 

— 
43,982 
1,533 

— 
1,917,299 
(173,716)    

— 
(23,329)    

— 
73,376 
2,304 

— 
1,795,934 
(191,150)    

— 

— 
96,227 
1,990 

— 
228,493 

   $ 

— 
1,420,491 

   $ 

   $ 

— 
1,105 

   $ 

— 
(1,075)     $ 

— 
1,703,001 

   $ 

23,540 
13,624 

   $ 

(605)    

17,426 

   $ 

22,935 
1,734,051 

See accompanying notes to the consolidated financial statements. 

F - 55 

 
 
 
 
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(In thousands) 

Operating Activities 
Net income/(loss) 
Adjustments to reconcile net income/(loss) to net cash provided by operating activities: 

Depreciation and amortization 
Net gain on the sale of depreciable property 
Casualty-related (recoveries)/charges, net 
Other 
Changes in operating assets and liabilities: 
(Increase)/decrease in operating assets 

Increase/(decrease) in operating liabilities 

Net cash provided by/(used in) operating activities 

Investing Activities 

Proceeds from sales of real estate investments, net 
Development of real estate assets 
Capital expenditures and other major improvements — real estate assets, net of escrow 
reimbursement 

Net cash provided by/(used in) investing activities 

Financing Activities 

Advances (to)/from General Partner, net 
Proceeds from the issuance of secured debt 
Payments on secured debt 
Distributions paid to partnership unitholders 
Payments of financing costs 

Net cash provided by/(used in) financing activities 
Net increase/(decrease) in cash and cash equivalents 
Cash and cash equivalents, beginning of year 

Cash and cash equivalents, end of year 

Supplemental Information: 

Interest paid during the period, net of amounts capitalized 
Non-cash transactions: 

Real estate distributed to the General Partner 
OP Units redeemed by General Partner in partial consideration for real estate distributed 
Reallocation of credit facilities debt from General Partner 
Development costs and capital expenditures incurred but not yet paid 

Year Ended December 31, 

2014 

2013 

2012 

$

97,179 

   $ 

77,942 

   $

44,334 

179,176 
(63,635)    
541 
1,956 

(1,756)    
(5,429)    

208,032 

47,922 
(47,220)    

(47,352)    

(46,650)    

(153,751)    
5,909 
(4,995)    
(9,929)    
(11)    

(162,777)    
(1,395)    
1,897 
502 

   $ 

181,302 
(41,518)    
(270)    
2,097 

(11,685)    
478 
208,346 

79,437 
(66,407)    

(76,984)    

(63,954)    

(92,537)    
— 
(42,237)    
(9,348)    
(1,177)    

(145,299)    
(907)    
2,804 
1,897 

   $

195,051 
(51,094) 
5,518 
3,624 

(1,543) 
5,205 
201,095 

113,175 
(36,804) 

(72,098) 
4,273 

29,391 
26,054 
(249,680) 
(9,033) 
— 
(203,268) 
2,100 
704 
2,804 

44,629 

   $ 

42,506 

   $

48,545 

— 
— 
— 
7,254 

74,586 
23,329 
13,682 
6,371 

— 
— 
— 
7,440 

$

$

See accompanying notes to the consolidated financial statements. 

F - 56 

 
 
 
 
  
  
  
  
  
     
     
  
     
     
  
  
  
  
  
  
     
     
  
  
  
 
 
 
 
 
 
  
     
     
  
  
 
 
 
 
 
 
  
     
     
  
  
  
  
 
 
 
 
 
 
  
     
     
  
     
     
  
  
  
  
  
  
  
  
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
DECEMBER 31, 2014 

1. CONSOLIDATION AND BASIS OF PRESENTATION 

United Dominion Realty, L.P. (“UDR, L.P.,” the “Operating Partnership,” “we” or “our”) is a Delaware limited partnership that owns, acquires, renovates, 

redevelops, manages, and disposes of multifamily apartment communities generally located in high barrier to entry markets located in the United States. The high 
barrier to entry markets are characterized by limited land for new construction, difficult and lengthy entitlement process, expensive single-family home prices and 
significant employment growth potential. UDR, L.P. is a subsidiary of UDR, Inc. (“UDR” or the “General Partner”), a self-administered real estate investment 
trust, or REIT, through which UDR conducts a significant portion of its business. During the years ended December 31, 2014, 2013, and 2012, rental revenues of 
the Operating Partnership represented 52%, 54%, 54%, respectively, of the General Partner’s consolidated rental revenues (including those classified within 
discontinued operations). At December 31, 2014, the Operating Partnership’s apartment portfolio consisted of 68 communities located in 17 markets consisting of 
20,814 apartment homes. 

Interests in UDR, L.P. are represented by operating partnership units (“OP Units”). The Operating Partnership’s net income is allocated to the partners, 
which is initially based on their respective distributions made during the year and secondly, their percentage interests. Distributions are made in accordance with 
the terms of the Amended and Restated Agreement of Limited Partnership of United Dominion Realty, L.P. (the “Operating Partnership Agreement”), on a per 
unit basis that is generally equal to the dividend per share on UDR’s common stock, which is publicly traded on the New York Stock Exchange (“NYSE”) under 
the ticker symbol “UDR.” 

As of December 31, 2014, there were 183,278,698 OP Units outstanding, of which 174,113,225 or 95.0% were owned by UDR and affiliated entities and 

9,165,473 or 5.0% were owned by non-affiliated limited partners. There were 183,278,698 OP Units in the Operating Partnership outstanding as of December 31, 
2013, of which 173,959,774 or 94.9% were owned by UDR and affiliated entities and 9,318,924 or 5.1% were owned by non-affiliated limited partners.  

As sole general partner of the Operating Partnership, UDR owned 110,883 general partnership interest units or 0.06% of the total OP Units outstanding as 

of December 31, 2014 and 2013. At December 31, 2014 and 2013, there were 183,167,815 OP Units outstanding, of which 1,873,332 were Class A Limited 
Partnership OP Units. UDR owned 174,002,342 or 95.0% and 173,848,891 or 94.9% at December 31, 2014 and 2013, respectively. The remaining 9,165,473 or 5.0% 
and 9,318,924 or 5.1% OP Units outstanding of limited partnership interest were held by non-affiliated partners at December 31, 2014 and 2013, respectively, of 
which 1,751,671 were Class A Limited Partnership units. See Note 9, Capital Structure. 

The Operating Partnership evaluated subsequent events through the date its financial statements were issued. No recognized or non-recognized 

subsequent events were noted. 

2. SIGNIFICANT ACCOUNTING POLICIES 

Recent Accounting Pronouncements 

In April 2014, the FASB issued ASU No. 2014-08, Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity, which 
incorporates a requirement that a disposition represent a strategic shift in an entity’s operations into the definition of a discontinued operation. In accordance 
with the ASU, a discontinued operation represents (1) a component of an entity or group of components that has been disposed of or is classified as held for 
sale in a single transaction and represents a strategic shift that has or will have a major effect on an entity’s financial results, or (2) an acquired business that is 
classified as held for sale on the date of acquisition. A strategic shift could include a disposal of (1) a separate major line of business, (2) a separate major 
geographic area of operations, (3) a major equity method investment, or (4) other major parts of an entity. The standard requires prospective application and will 
be effective for interim and annual periods beginning on or after December 15, 2014, with early adoption permitted. The early adoption provision excludes 
components of an entity that were sold or classified as held for sale prior to the adoption of the standard.  

The Operating Partnership elected to early adopt this standard effective January 1, 2014, which had a significant impact on the Operating Partnership’s 

consolidated financial statements as further discussed in Note 3, Discontinued Operations. Subsequent to the Operating Partnership’s adoption of ASU 2014-
08, the sale of real estate that does not meet the definition of a discontinued operation under the standard is included in Gain/(loss) on sale of real estate 
owned, net of tax on the Consolidated Statements of Operations. 

F - 57 

 
 
 
 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers. The standard provides companies with a single model for use in 

accounting for revenue arising from contracts with customers and supersedes current revenue recognition guidance, including industry-specific revenue 
guidance. The updated standard will replace most existing revenue recognition guidance in U.S. GAAP when it becomes effective. The standard specifically 
excludes lease contracts. The ASU allows for the use of either the full or modified retrospective transition method, and the standard will be effective for the 
Operating Partnership on January 1, 2017; early adoption is not permitted. The Operating Partnership has not yet selected a transition method and we are 
currently evaluating the effect that the updated standard will have on our consolidated financial statements and related disclosures. 

Real Estate 

Real estate assets held for investment are carried at historical cost and consist of land, buildings and improvements, furniture, fixtures and equipment and 

other costs incurred during their development, acquisition and redevelopment. 

Expenditures for ordinary repair and maintenance costs are charged to expense as incurred. Expenditures for improvements, renovations, and replacements 
related to the acquisition and/or improvement of real estate assets are capitalized and depreciated over their estimated useful lives if the expenditures qualify as a 
betterment or the life of the related asset will be substantially extended beyond the original life expectancy. 

The Operating Partnership purchases real estate investment properties and records the tangible and identifiable intangible assets and liabilities acquired 

based on their estimated fair value. The primary, although not only, identifiable intangible asset associated with our portfolio is the value of existing lease 
agreements. When recording the acquisition of a community, we first assign fair value to the estimated intangible value of the existing lease agreements and then 
to the estimated value of the land, building and fixtures assuming the community is vacant. The Operating Partnership estimates the intangible value of the lease 
agreements by determining the lost revenue associated with a hypothetical lease-up. Depreciation on the building is based on the expected useful life of the 
asset and the in-place leases are amortized over their remaining average contractual life. Property acquisition costs are expensed as incurred. 

Quarterly or when changes in circumstances warrant, the Operating Partnership will assess our real estate properties for indicators of impairment. In 

determining whether the Operating Partnership has indicators of impairment in our real estate assets, we assess whether the long-lived asset’s carrying value 
exceeds the community’s undiscounted future cash flows, which is representative of projected net operating income (“NOI”) plus the residual value of the 
community. Our future cash flow estimates are based upon historical results adjusted to reflect our best estimate of future market and operating conditions and 
our estimated holding periods. If such indicators of impairment are present and the carrying value exceeds the undiscounted cash flows of the community, an 
impairment loss is recognized equal to the excess of the carrying amount of the asset over its estimated fair value. Our estimates of fair market value represent 
our best estimate based primarily upon unobservable inputs related to rental rates, operating costs, growth rates, discount rates and capitalization rates, industry 
trends and reference to market rates and transactions. 

For long-lived assets to be disposed of, impairment losses are recognized when the fair value of the asset less estimated cost to sell is less than the 
carrying value of the asset. Properties classified as real estate held for sale generally represent properties that are actively marketed or contracted for sale with 
the closing expected to occur within the next twelve months. Real estate held for sale is carried at the lower of cost, net of accumulated depreciation, or fair value, 
less the cost to sell, determined on an asset-by-asset basis. Expenditures for ordinary repair and maintenance costs on held for sale properties are charged to 
expense as incurred. Expenditures for improvements, renovations, and replacements related to held for sale properties are capitalized at cost. Depreciation is not 
recorded on real estate held for sale.  

Depreciation is computed on a straight-line basis over the estimated useful lives of the related assets which are 35 to 55 years for buildings, 10 to 35 years 

for major improvements, and 3 to 10 years for furniture, fixtures, equipment, and other assets.  

Predevelopment, development, and redevelopment projects and related costs are capitalized and reported on the Consolidated Balance Sheets as Total 

real estate owned, net of accumulated depreciation. The Operating Partnership capitalizes costs directly related to the predevelopment, development, and 
redevelopment of a capital project, which include, but are not limited to, interest, real estate taxes, insurance, and allocated development and redevelopment 
overhead related to support costs for personnel working on the capital projects. We use our professional judgment in determining whether such costs meet the 
criteria for capitalization or must be expensed as incurred. These costs are capitalized only during the period in which activities  

F - 58 

 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

necessary to ready an asset for its intended use are in progress and such costs are incremental and identifiable to a specific activity to get the asset ready for its 
intended use. These costs, excluding the direct costs of development and redevelopment and capitalized interest, for the years ended December 31, 2014, 2013, 
and 2012 were $2.0 million, $2.5 million, and $2.1 million, respectively. During the years ended December 31, 2014, 2013, and 2012, total interest capitalized was 
$2.9 million, $5.9 million, $3.7 million, respectively. As each home in a capital project is completed and becomes available for lease-up, the Operating Partnership 
ceases capitalization on the related portion and depreciation commences over the estimated useful life. 

Cash and Cash Equivalents 

Cash and cash equivalents consist of cash on hand, demand deposits with financial institutions and short-term, highly liquid investments. We consider all 

highly liquid investments with maturities of three months or less when purchased to be cash equivalents. The majority of the Operating Partnership’s cash and 
cash equivalents are held at major commercial banks. 

Restricted Cash 

Restricted cash consists of escrow deposits held by lenders for real estate taxes, insurance and replacement reserves, and security deposits. 

Revenue and Real Estate Sales Gain Recognition 

Rental income related to leases is recognized on an accrual basis when due from residents and tenants in accordance with GAAP. Rental payments are 

generally due on a monthly basis and recognized when earned. The Operating Partnership recognizes interest income, management and other fees and 
incentives when earned, fixed and determinable. 

For sale transactions meeting the requirements for full accrual profit recognition, we remove the related assets and liabilities from our Consolidated Balance 

Sheets and record the gain or loss in the period the transaction closes. For sale transactions that do not meet the full accrual sale criteria due to our continuing 
involvement, we evaluate the nature of the continuing involvement and account for the transaction under an alternate method of accounting. Unless certain 
limited criteria are met, non-monetary transactions, including property exchanges, are accounted for at fair value. 

Sales to entities in which we or our General Partner retain or otherwise own an interest are accounted for as partial sales. If all other requirements for 
recognizing profit under the full accrual method have been satisfied and no other forms of continuing involvement are present, we recognize profit proportionate 
to the outside interest in the buyer and defer the gain on the interest we or our General Partner retain. The Operating Partnership recognizes any deferred gain 
when the property is sold to a third party. In transactions accounted by us as partial sales, we determine if the buyer of the majority equity interest in the venture 
was provided a preference as to cash flows in either an operating or a capital waterfall. If a cash flow preference has been provided, we recognize profit only to 
the extent that proceeds from the sale of the majority equity interest exceed costs related to the entire property. 

Derivative Financial Instruments 

The General Partner utilizes derivative financial instruments to manage interest rate risk and generally designates these financial instruments as cash flow 
hedges. Derivative financial instruments associated with the Operating Partnership’s allocation of the General Partner’s debt are recorded on our Consolidated 
Balance Sheets as either an asset or liability and measured quarterly at their fair value. The changes in fair value for the General Partner’s cash flow hedges 
allocated to the Operating Partnership that are deemed effective are reflected in other comprehensive income and for non-designated derivative financial 
instruments in earnings. The ineffective component of cash flow hedges, if any, is recorded in earnings. 

Noncontrolling Interests 

The noncontrolling interests represent the General Partner’s interests in certain consolidated subsidiaries and are presented in the capital section of the 

Consolidated Balance Sheets since these interests are not convertible or redeemable into any other ownership interests of the Operating Partnership. 

During the year ended December 31, 2013, the Operating Partnership corrected an error in the General Partner’s ownership interest in one of the 

consolidated subsidiaries. The correction increased the General Partner’s ownership interest resulting in a cumulative adjustment increasing Net (income)/loss 
attributable to noncontrolling interests by $3.3 million on the Consolidated Statements of Operations with a corresponding increase to Noncontrolling 
interests on the Consolidated Balance  

F - 59 

 
 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Sheets. Management believes the impact of the cumulative adjustment in 2013 is immaterial to the financial statements taken as a whole. 

Income Taxes 

The taxable income or loss of the Operating Partnership is reported on the tax returns of the partners. Accordingly, no provision has been made in the 
accompanying financial statements for federal or state income taxes on income that is passed through to the partners. However, any state or local revenue, 
excise or franchise taxes that result from the operating activities of the Operating Partnership are recorded at the entity level. The Operating Partnership’s tax 
returns are subject to examination by federal and state taxing authorities. Net income for financial reporting purposes differs from the net income for income tax 
reporting purposes primarily due to temporary differences, principally real estate depreciation and the tax deferral of certain gains on property sales. The 
differences in depreciation result from differences in the book and tax basis of certain real estate assets and the differences in the methods of depreciation and 
lives of the real estate assets. 

The Operating Partnership follows the accounting guidance within GAAP, with respect to how uncertain tax positions should be recognized, measured, 
presented, and disclosed in the financial statements. The guidance requires the accounting and disclosure of tax positions taken or expected to be taken in the 
course of preparing the Operating Partnership’s tax returns to determine whether the tax positions are “more-likely-than-not” of being sustained by the 
applicable tax authority. Tax positions not deemed to meet the more-likely-than-not threshold would be recorded as a tax benefit or expense in the current year. 
Management of the Operating Partnership is required to analyze all open tax years, as defined by the statute of limitations, for all major jurisdictions, which 
include federal and certain states. The Operating Partnership has no examinations in progress and none are expected at this time. 

Management of the Operating Partnership has reviewed all open tax years (2010 through 2013) and major jurisdictions, and concluded there is no tax 

liability resulting from unrecognized tax benefits relating to uncertain income tax positions taken or expected to be taken in future tax returns. 

Discontinued Operations 

Under GAAP, the results of operations for those properties sold during the year or classified as held for sale at the end of the current year are classified as 

discontinued operations in the current and prior periods. Further, to meet the discontinued operations criteria, the Operating Partnership or related parties will 
not have any significant continuing involvement in the ownership or operation of the property after the sale or disposition. Once a property is classified as held 
for sale, depreciation is no longer recorded. However, if the Operating Partnership determines that the property no longer meets the criteria for held for sale, the 
Operating Partnership will recapture any unrecorded depreciation on the property. The assets and liabilities, if any, of properties classified as held for sale are 
presented separately on the Consolidated Balance Sheets at lower of their carrying amount or their estimated fair value less the costs to sell the assets. (See 
Note 3, Discontinued Operations and Assets Held for Sale, for further discussion). 

Allocation of General and Administrative Expenses 

The Operating Partnership is charged directly for general and administrative expenses it incurs. The Operating Partnership is also charged with other 

general and administrative expenses that have been allocated by the General Partner to each of its subsidiaries, including the Operating Partnership, based on 
each subsidiary’s pro-rata portion of UDR’s total apartment homes. (See Note 6, Related Party Transactions.) 

Advertising Costs 

All advertising costs are expensed as incurred and reported on the Consolidated Statements of Operations within the line item General and 

administrative. During the years ended December 31, 2014, 2013, and 2012, total advertising expense from continuing and discontinued operations was $2.5 
million, $2.5 million, and $2.4 million, respectively. 

Comprehensive Income/(Loss) 

Comprehensive income/(loss), which is defined as the change in capital during each period from transactions and other events and circumstances from 
nonowner sources, including all changes in capital during a period except for those resulting from investments by or distributions to partners, is displayed in the 
accompanying Consolidated Statements of Comprehensive Income/(Loss). For the years ended December 31, 2014, 2013, and 2012, the Operating Partnership’s 
other comprehensive  

F - 60 

 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

income/(loss) consisted of the gain/(loss) (effective portion) on derivative instruments that are designated as and qualify as cash flow hedges and (gain)/loss 
reclassified from other comprehensive income/(loss) into earnings. The (gain)/loss reclassified from other comprehensive income/(loss) is included in Interest 
expense on the Consolidated Statements of Operations. See Note 8, Derivatives and Hedging Activity, for further discussion. 

Use of Estimates 

The preparation of these financial statements in accordance with GAAP requires management to make estimates and assumptions that affect the reported 

amounts of assets and liabilities and the disclosure of contingent liabilities at the dates of the financial statements and the amounts of revenues and expenses 
during the reporting periods. Actual amounts realized or paid could differ from those estimates. 

Market Concentration Risk 

The Operating Partnership is subject to increased exposure from economic and other competitive factors specific to those markets where it holds a 

significant percentage of the carrying value of its real estate portfolio at December 31, 2014, the Operating Partnership held greater than 10% of the carrying 
value of its real estate portfolio in the Orange County, California; San Francisco, California; Metropolitan D.C.; and New York, New York markets. 

3. DISCONTINUED OPERATIONS AND ASSETS HELD FOR SALE 

Effective January 1, 2014, UDR, L.P. prospectively adopted ASU No. 2014-08, Reporting Discontinued Operations and Disclosures of Disposals of 

Components of an Entity, for all communities not previously sold or classified as held for sale. The standard had a material impact on the Operating 
Partnership’s consolidated financial statements. As a result of adopting the ASU, during the year ended December 31, 2014, gains, net of tax, of $62.5 million 
from disposition of real estate, excluding a $1.1 million gain related to the sale of land, are included in Gain/(loss) on sale of real estate owned, net of tax on the 
Consolidated Statements of Operations rather than in Income/(loss) from discontinued operations, net of tax on the Consolidated Statements of Operations. 

Prior to the prospective adoption of ASU 2014-08, FASB Accounting Standards Codification ("ASC") Subtopic 205-20 required, among other things, that 
the primary assets and liabilities and the results of operations of the Operating Partnership’s real properties that have been sold or are held for disposition, be 
classified as discontinued operations and segregated in UDR, L.P.’s Consolidated Statements of Operations and Consolidated Balance Sheets. Consequently, 
the primary assets and liabilities and the net operating results of those properties sold or classified as held for disposition prior to January 1, 2014 are accounted 
for as discontinued operations for all periods presented. This presentation does not have an impact on net income available to common stockholders; it only 
results in the reclassification of the operating results within the Consolidated Statements of Operations for the periods ended December 31, 2014, 2013, and 2012. 

During the year ended December 31, 2013, the Operating Partnership sold two communities in the Sacramento market with 914 apartment homes for gross 

proceeds of $81.1 million. During the year ended December 31, 2012, the Operating Partnership sold four communities with 1,314 apartment homes. At 
December 31, 2014 and 2013, the Operating Partnership had no communities that met the criteria to be classified as held for sale and included in Income/(loss) 
from discontinued operations on the Consolidated Statements of Operations.  

During the years ended December 31, 2014, 2013, and 2012, the Operating Partnership recognized net gain/(loss) on the sale of depreciable properties of $0, 

$41.5 million, and $51.1 million, respectively, in Income/(loss) from discontinued operations on the Consolidated Statements of Operations.  

F - 61 

 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The following is a summary of income from discontinued operations for the years ended December 31, 2014, 2013, and 2012 (dollars in thousands): 

Rental income 
Rental expenses 
Property management 
Real estate depreciation 

Income/(loss) attributable to disposed properties 
Net gain/(loss) on the sale of depreciable properties 

Income/(loss) from discontinued operations 

4. REAL ESTATE OWNED 

Year Ended December 31, 

2014 

2013 

2012 

—  
—  
—  
—  
—  
—  
—  

   $ 

   $ 

8,989  
3,149  
247  
1,935  
3,658  
41,518  
45,176  

   $ 

   $ 

15,745  
5,444  
432  
3,320  
6,549  
51,094  
57,643  

$ 

$ 

Real estate assets owned by the Operating Partnership consists of income producing operating properties, properties under development, land held for 

future development, and sold or held for sale properties. At December 31, 2014, the Operating Partnership owned and consolidated 68 communities in nine states 
plus the District of Columbia totaling 20,814 apartment homes. The following table summarizes the carrying amounts for our real estate owned (at cost) as of 
December 31, 2014 and 2013 (dollars in thousands): 

Land 
Depreciable property — held and used: 

December 31, 2014     December 31, 2013 
1,004,447  

1,008,014  

   $ 

$ 

Buildings, improvements, and furniture, fixtures and equipment 

3,230,756  

3,103,970  

Under development: 

Land 
Construction in progress 

Real estate owned 
Accumulated depreciation 

Real estate owned, net 

—  
—  
4,238,770  
(1,403,303 )    
2,835,467  

   $ 

9,447  
70,616  
4,188,480  
(1,241,574 ) 
2,946,906  

$ 

The Operating Partnership had no acquisitions during the years ended December 31, 2014, 2013 and 2012.  

During the year ended December 31, 2014, the Operating Partnership sold one community and an adjacent parcel of land in San Diego, California for gross 

proceeds of $48.7 million, resulting in a $24.4 million gain and net proceeds of $47.9 million. The Operating Partnership also recorded a gain of $39.2 million in 
connection with the sale of two communities, one in Tampa, Florida and one in Los Angeles, California, which was previously deferred. The total gains of $63.6 
million were included in Gain/(loss) on sale of real estate owned on the Consolidated Statements of Operations.  

In November 2013, the Operating Partnership distributed the development property Los Alisos to the General Partner. See Note 6, Related Party 

Transactions, for more details. 

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

5. DEBT 

Our secured debt instruments generally feature either monthly interest and principal or monthly interest-only payments with balloon payments due at 
maturity. For purposes of classification in the following table, variable rate debt with a derivative financial instrument designated as a cash flow hedge is deemed 
as fixed rate debt due to the Operating Partnership having effectively established the fixed interest rate for the underlying debt instrument. Secured debt consists 
of the following as of December 31, 2014 and 2013 (dollars in thousands): 

Fixed Rate Debt 
Mortgage notes payable 
Fannie Mae credit facilities 

Total fixed rate secured debt 
Variable Rate Debt 
Tax-exempt secured note payable 
Fannie Mae credit facilities 

Total variable rate secured debt 

Total secured debt 

Principal Outstanding 

For the Year Ended December 31, 2014 

December 31, 

2014 

2013 

Weighted Average 
Interest Rate 

Weighted Average 
Years to Maturity 

Number of 
Communities 
Encumbered 

$ 

$ 

378,371  
333,828  
712,199  

27,000  
192,760  
219,760  
931,959  

   $ 

   $ 

386,803  
379,003  
765,806  

27,000  
142,059  
169,059  
934,865  

5.47 %   
4.90 %   

5.20 %   

0.93 %   
1.83 %   

1.72 %   

4.38 %   

1.6  
4.6  
3.0  

17.2  
6.0  
7.4  

4.0  

5  
10  
15  

1  
5  
6  
21  

As of December 31, 2014, an aggregate commitment of $526.6 million of the General Partner's secured credit facilities with Fannie Mae was allocated to the 
Operating Partnership based on the ownership of the assets securing the debt. The entire commitment was outstanding at December 31, 2014. The Fannie Mae 
credit facilities mature at various dates from May 2017 through July 2023 and bear interest at floating and fixed rates. At December 31, 2014, $333.8 million of the 
outstanding balance was fixed at a weighted average interest rate of 4.90% and the remaining balance of $192.8 million on these facilities had a weighted average 
variable interest rate of 1.83%. During 2013, the General Partner reallocated an additional $13.7 million of the Fannie Mae credit facilities to the Operating 
Partnership. The following is information related to the credit facilities allocated to the Operating Partnership (dollars in thousands): 

Borrowings outstanding 
Weighted average borrowings during the period ended 
Maximum daily borrowings during the period ended 
Weighted average interest rate during the period ended 
Interest rate at the end of the period 

$ 

December 31, 2014 
526,588  
527,592  
528,659  

  $ 

   December 31, 2013 
521,062  
522,007  
523,187  

4.1 %    
4.0 %    

4.2 % 
4.1 % 

The Operating Partnership may from time to time acquire properties subject to fixed rate debt instruments. In those situations, management will record the 

secured debt at its estimated fair value and amortize any difference between the fair value and par to interest expense over the life of the underlying debt 
instrument. The unamortized fair value adjustment of the fixed rate debt instruments on the Operating Partnership’s properties was a net premium of $6.2 million 
and $10.0 million at December 31, 2014 and 2013, respectively. 

Fixed Rate Debt 

Mortgage notes payable. Fixed rate mortgage notes payable are generally due in monthly installments of principal and interest and mature at various dates 

from December 2015 through May 2019 and carry interest rates ranging from 3.43% to 5.94%. 

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Secured credit facilities. At December 31, 2014, the General Partner had borrowings against its fixed rate facilities of $568.1 million, of which $333.8 million 

was allocated to the Operating Partnership based on the ownership of the assets securing the debt. As of December 31, 2014, the fixed rate Fannie Mae credit 
facilities allocated to the Operating Partnership had a weighted average fixed interest rate of 4.90%. 

Variable Rate Debt 

Tax-exempt secured note payable. The variable rate mortgage note payable that secures tax-exempt housing bond issues matures in March 2032. Interest 

on this note is payable in monthly installments. The mortgage note payable has an interest rate of 0.93% as of December 31, 2014. 

Secured credit facilities. At December 31, 2014, the General Partner had borrowings against its variable rate facilities of $266.2 million, of which $192.8 
million was allocated to the Operating Partnership based on the ownership of the assets securing the debt. As of December 31, 2014, the variable rate borrowings 
under the Fannie Mae credit facilities allocated to the Operating Partnership had a weighted average floating interest rate of 1.83%. 

The aggregate maturities of the Operating Partnership’s secured debt due during each of the next five calendar years subsequent to December 31, 2014 are 

as follows (dollars in thousands): 

Fixed 

Variable 

Mortgage 
Notes Payable 

Secured Credit 
Facilities 

Tax-Exempt 
Secured Notes 
Payable 

 Secured Credit 
Facilities 

Total 

$ 

$ 

192,637  
130,951  
913  
968  
52,902  
—  
378,371  

   $ 

   $ 

366  
385  
15,640  
111,052  
123,096  
83,289  
333,828  

   $ 

   $ 

—  
—  
—  
—  
—  
27,000  
27,000  

   $ 

   $ 

—  
—  
6,566  
96,974  
—  
89,220  
192,760  

   $ 

   $ 

193,003  
131,336  
23,119  
208,994  
175,998  
199,509  
931,959  

2015 
2016 
2017 
2018 
2019 
Thereafter 

Total 

Guarantor on Unsecured Debt 

The Operating Partnership is a guarantor on the General Partner’s unsecured revolving credit facility, with an aggregate borrowing capacity of $900 million, 
$250 million of term notes due June 2018, $100 million of term notes due June 2018, $300 million of medium-term notes due June 2018, $300 million of medium-term 
notes due October 2020, $400 million of medium-term notes due January 2022, and $300 million of medium-term notes due July 2024. As of December 31, 2014, 
there were $152.5 million outstanding borrowings under the unsecured credit facility. As of December 31, 2013, there was no outstanding balance under the 
unsecured credit facility.  

6. RELATED PARTY TRANSACTIONS 

Advances (To)/From the General Partner 

The Operating Partnership participates in the General Partner’s central cash management program, wherein all the Operating Partnership’s cash receipts are 

remitted to the General Partner and all cash disbursements are funded by the General Partner. In addition, other miscellaneous costs such as administrative 
expenses are incurred by the General Partner on behalf of the Operating Partnership. As a result of these various transactions between the Operating Partnership 
and the General Partner, the Operating Partnership had net advances (to)/from the General Partner of $13.6 million and $(9.9) million at December 31, 2014 and 
2013, respectively, which is reflected as an increase/(reduction) of capital on the Consolidated Balance Sheets. 

Allocation of General and Administrative Expenses 

The General Partner provides various general and administrative and other overhead services for the Operating Partnership including legal assistance, 

acquisitions analysis, marketing and advertising, and allocates these expenses to the Operating Partnership first on the basis of direct usage when identifiable, 
with the remainder allocated based on its pro-rata  

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

portion of UDR’s total apartment homes. During the years ended December 31, 2014, 2013, and 2012, the general and administrative expenses allocated to the 
Operating Partnership by UDR were $27.4 million, $23.5 million, and $25.2 million, respectively, and are included in General and administrative on the 
Consolidated Statements of Operations. In the opinion of management, this method of allocation reflects the level of services received by the Operating 
Partnership from the General Partner.  

During the years ended December 31, 2014, 2013, and 2012, the Operating Partnership incurred $12.7 million, $12.3 million, and $11.9 million, respectively, of 

related party management fees related to a management agreement entered into in 2011 with wholly-owned subsidiaries of our TRS. (See further discussion in 
paragraph below.) These related party management fees are initially recorded within the line item General and administrative on the Consolidated Statements of 
Operations, and a portion related to management fees charged by the TRS of the General Partner is reclassified to Property management on the Consolidated 
Statements of Operations. (See further discussion below.) 

Management Fee 

In 2011, the Operating Partnership entered into a management agreement with wholly-owned subsidiaries of our TRS. Under the management agreement, 

the Operating Partnership is charged a management fee equal to 2.75% of gross rental revenues, which is reported in Property management on the Consolidated 
Statements of Operations.  

Guaranties by the General Partner 

The Operating Partnership provided a “bottom dollar” guaranty to certain limited partners as part of their original contribution to the Operating 

Partnership. The guaranty protects the tax basis of the underlying contribution and is reflected on the OP unitholder’s Schedule K-1 tax form. The guaranty was 
made in the form of a note payable issued by the Operating Partnership to the General Partner at an annual interest rate of 5.18% for the years ended 
December 31, 2014 and 2013, respectively. On December 31, 2013, the note was renewed at an annual interest rate of 5.18%. Interest payments are made monthly 
and the renewed note is due December 31, 2023. At December 31, 2014 and 2013, the note payable due to the General Partner was $83.2 million, respectively. 

In 2011, the Operating Partnership also provided a “bottom dollar” guaranty in conjunction with 1,802,239 OP Units issued in partial consideration to the 
seller for the acquisition of an operating community. The guaranty was made in the form of a note payable issued by the Operating Partnership to the General 
Partner at an annual interest rate of 5.34%. Interest payments are due monthly and the note matures on August 31, 2021. At December 31, 2014 and 2013, the note 
payable due to the General Partner was $5.5 million.  

In November 2013, the Operating Partnership distributed the development property Los Alisos to the General Partner as a capital distribution. Upon the 

distribution of the property, the Operating Partnership redeemed 1,002,556 limited partnership units owned by UDR and affiliated entities and reduced its 
receivable from the General Partner by $53.7 million, resulting in a net capital reduction of $77.0 million. 

7. FAIR VALUE OF DERIVATIVES AND FINANCIAL INSTRUMENTS 

Fair value is based on the price that would be received to sell an asset or the exit price that would be paid to transfer a liability in an orderly transaction 
between market participants at the measurement date. A three-level valuation hierarchy prioritizes observable and unobservable inputs used to measure fair 
value. The fair value hierarchy consists of three broad levels, which are described below: 

• 

• 

• 

Level 1 — Quoted prices in active markets for identical assets or liabilities that the entity has the ability to access.

Level 2 — Observable inputs other than prices included in Level 1, such as quoted prices for similar assets and liabilities in active markets; quoted 
prices for identical or similar assets and liabilities in markets that are not active; or other inputs that are observable or can be corroborated with 
observable market data. 

Level 3 — Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets and liabilities. 
This includes certain pricing models, discounted cash flow methodologies and similar techniques that use significant unobservable inputs. 

F - 65 

 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The estimated fair values of the Operating Partnership’s financial instruments either recorded or disclosed on a recurring basis as of December 31, 2014 

and 2013 are summarized as follows (dollars in thousands): 

Total Carrying 
Amount in 
Statement of 
Financial Position 
at 

Fair Value Estimate 
at 

December 31, 2014     December 31, 2014    

Fair Value at December 31, 2014, Using 

Quoted Prices in 
Active Markets 
for Identical 
Assets or 
Liabilities 
(Level 1) 

Significant 
Other 
Observable 
Inputs 
(Level 2) 

Significant 
Unobservable 
Inputs 
(Level 3) 

Description: 

Derivatives- Interest rate contracts (a) 

Total assets 

Derivatives - Interest rate contracts (a) 
Secured debt instruments - fixed rate: (b) 

Mortgage notes payable 
Fannie Mae credit facilities 

Secured debt instruments - variable rate: (b) 
Tax-exempt secured notes payable 

Fannie Mae credit facilities 

Total liabilities 

$ 

$ 

$ 

$ 

39  
39  

   $ 
   $ 

39  
39  

   $ 
   $ 

—  
—  

   $ 
   $ 

39  
39  

   $ 
   $ 

918  

   $ 

918  

   $ 

—  

   $ 

918  

   $ 

378,371  
333,828  

27,000  
192,760  
932,877  

   $ 

391,835  
355,470  

27,000  
192,760  
967,983  

   $ 

—  
—  

—  
—  
—  

   $ 

—  
—  

—  
—  
918  

   $ 

—  
—  

—  

391,835  
355,470  

27,000  
192,760  
967,065  

Total Carrying 
Amount in 
Statement of 
Financial Position 
at 

Fair Value Estimate 
at 

December 31, 2013     December 31, 2013    

Fair Value at December 31, 2013, Using 

Quoted Prices in 
Active Markets 
for Identical 
Assets or 
Liabilities 
(Level 1) 

Significant 
Other 
Observable 
Inputs 
(Level 2) 

Significant 
Unobservable 
Inputs 
(Level 3) 

Description: 
Derivatives- Interest rate contracts (a) 
Secured debt instruments - fixed rate: (b) 

Mortgage notes payable 
Fannie Mae credit facilities 

Secured debt instruments - variable rate: (b) 

Tax-exempt secured notes payable 
Fannie Mae credit facilities 

Total liabilities 

$

$

(a)  See Note 8, Derivatives and Hedging Activity. 
(b)  See Note 5, Debt. 

2,731 

   $ 

2,731 

   $ 

— 

   $ 

2,731 

   $ 

— 

386,803 
379,003 

27,000 
142,059 
937,596 

   $ 

403,695 
394,239 

27,000 
142,059 
969,724 

   $ 

— 
— 

— 
— 
— 

   $ 

— 
— 

— 
— 
2,731 

   $ 

403,695 
394,239 

27,000 
142,059 
966,993 

There were no transfers into or out of each of the levels of the fair value hierarchy. 

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Financial Instruments Carried at Fair Value 

The fair values of interest rate swaps are determined using the market standard methodology of netting the discounted future fixed cash receipts (or 

payments) and the discounted expected variable cash payments (or receipts). The variable cash payments (or receipts) are based on an expectation of future 
interest rates (forward curves) derived from observable market interest rate curves. The fair values of interest rate options are determined using the market 
standard methodology of discounting the future expected cash receipts that would occur if variable interest rates rise above the strike rate of the caps. The 
variable interest rates used in the calculation of projected receipts on the cap are based on an expectation of future interest rates derived from observable market 
interest rate curves and volatilities. 

The Operating Partnership incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective 
counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, 
the Operating Partnership has considered the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts, 
and guarantees. 

Although the Operating Partnership has determined that the majority of the inputs used to value its derivatives fall within Level 2 of the fair value 

hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the 
likelihood of default by itself and its counterparties. However, as of December 31, 2014 and December 31, 2013, the Operating Partnership has assessed the 
significance of the impact of the credit valuation adjustments on the overall valuation of its derivative positions and has determined that the credit valuation 
adjustments are not significant to the overall valuation of its derivatives. As a result, the Operating Partnership has determined that its derivative valuations in 
their entirety are classified in Level 2 of the fair value hierarchy. In conjunction with the FASB’s fair value measurement guidance, the Operating Partnership 
made an accounting policy election to measure the credit risk of its derivative financial instruments that are subject to master netting agreements on a net basis 
by counterparty portfolio. 

Financial Instruments Not Carried at Fair Value 

At December 31, 2014, the fair values of cash and cash equivalents, restricted cash, accounts receivable, prepaids, real estate taxes payable, accrued 
interest payable, security deposits and prepaid rent, distributions payable and accounts payable approximated their carrying values because of the short term 
nature of these instruments. The estimated fair values of other financial instruments were determined by the Operating Partnership using available market 
information and appropriate valuation methodologies. Considerable judgment is necessary to interpret market data and develop estimated fair values. 
Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Operating Partnership would realize on the disposition of the 
financial instruments. The use of different market assumptions or estimation methodologies may have a material effect on the estimated fair value amounts. 

The General Partner estimates the fair value of our debt instruments by discounting the remaining cash flows of the debt instrument at a discount rate 
equal to the replacement market credit spread plus the corresponding treasury yields. Factors considered in determining a replacement market credit spread 
include general market conditions, borrower specific credit spreads, time remaining to maturity, loan-to-value ratios and collateral quality (Level 3). 

The Operating Partnership records impairment losses on long-lived assets used in operations when events and circumstances indicate that the assets 
might be impaired and the undiscounted cash flows estimated to be generated by the future operation and disposition of those assets are less than the net book 
value of those assets. Cash flow estimates are based upon historical results adjusted to reflect management’s best estimate of future market and operating 
conditions and our estimated holding periods. The net book value of impaired assets is reduced to fair value. The General Partner’s estimates of fair value 
represent management’s estimates based upon Level 3 inputs such as industry trends and reference to market rates and transactions. 

8. DERIVATIVES AND HEDGING ACTIVITY 

Risk Management Objective of Using Derivatives 

The Operating Partnership is exposed to certain risks arising from both its business operations and economic conditions. The General Partner principally 

manages its exposures to a wide variety of business and operational risks through management of its core business activities. The General Partner manages 
economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its debt funding and through the use 
of derivative financial  

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

instruments. Specifically, the General Partner enters into derivative financial instruments to manage exposures that arise from business activities that result in the 
receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates. The General Partner’s and the Operating 
Partnership’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the General Partner’s known or expected 
cash payments principally related to the General Partner’s borrowings. 

Cash Flow Hedges of Interest Rate Risk 

The General Partner’s objectives in using interest rate derivatives are to add stability to interest expense and to manage its exposure to interest rate 
movements. To accomplish this objective, the General Partner primarily uses interest rate swaps and caps as part of its interest rate risk management strategy. 
Interest rate swaps designated as cash flow hedges involve the receipt of variable-rate amounts from a counterparty in exchange for the General Partner making 
fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. Interest rate caps designated as cash flow hedges 
involve the receipt of variable-rate amounts from a counterparty if interest rates rise above the strike rate on the contract in exchange for an up front premium. 

A portion of the General Partner’s interest rate derivatives have been allocated to the Operating Partnership based on the General Partner’s underlying 

debt instruments allocated to the Operating Partnership. (See Note 5, Debt.) 

The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges is recorded in Accumulated other 

comprehensive loss in the Consolidated Balance Sheets, and is subsequently reclassified into earnings in the period that the hedged forecasted transaction 
affects earnings. During the years ended December 31, 2014, 2013, and 2012, such derivatives were used to hedge the variable cash flows associated with 
existing variable-rate debt and forecasted issuances of fixed-rate debt. The ineffective portion of the change in fair value of the derivatives is recognized directly 
in earnings. During the years ended December 31, 2014, 2013, and 2012, the Operating Partnership recorded less than $1,000 of ineffectiveness in earnings 
attributable to reset date and index mismatches between the derivative and the hedged item. 

Amounts reported in Accumulated other comprehensive loss related to derivatives will be reclassified to interest expense as interest payments are made 

on the General Partner’s variable-rate debt that is allocated to the Operating Partnership. During the next twelve months through December 31, 2015, we estimate 
that an additional $946,000 will be reclassified as an increase to interest expense. 

As of December 31, 2014, the Operating Partnership had the following outstanding interest rate derivatives designated as cash flow hedges of interest rate 

risk (dollars in thousands): 

Interest Rate Derivative 

Interest rate swaps 
Interest rate caps 

Number of 
Instruments 

1 
2 

Notional 

   $ 
   $ 

46,272  
166,341  

Derivatives not designated as hedges are not speculative and are used to manage the Operating Partnership’s exposure to interest rate movements and 

other identified risks but do not meet the strict hedge accounting requirements of GAAP. Changes in the fair value of derivatives not designated in hedging 
relationships are recorded directly in earnings and resulted in losses of $3,000, $9,000, and $9,000 for the years ended December 31, 2014, 2013, and 2012, 
respectively. 

As of December 31, 2014, we had the following outstanding derivatives that were not designated as hedges in qualifying hedging relationships (dollars in 

thousands): 

Product 

Interest rate caps 

Number of 
Instruments 

Notional 

1 

   $ 

89,220  

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

Tabular Disclosure of Fair Values of Derivative Instruments on the Balance Sheet 

The table below presents the fair value of the Operating Partnership’s derivative financial instruments as well as their classification on the Consolidated 

Balance Sheets as of December 31, 2014 and 2013 (dollars in thousands): 

Derivatives designated as hedging instruments: 

Interest rate products 

Derivatives not designated as hedging instruments: 

Interest rate products 

$ 

$ 

Asset Derivatives  
(included in Other assets) 

Fair Value at: 

Liability Derivatives  
(Included in Other liabilities) 

Fair Value at: 

December 31,  
2014 

December 31,  
2013 

December 31,  
2014 

December 31,  
2013 

37  

   $ 

—  

   $ 

918  

   $ 

2,731  

2  

   $ 

—  

   $ 

—  

   $ 

—  

Tabular Disclosure of the Effect of Derivative Instruments on the Consolidated Statements of Operations 

The tables below present the effect of the derivative financial instruments on the Consolidated Statements of Operations for the years ended December 31, 

2014, 2013, and 2012 (dollars in thousands): 

Unrealized holding gain/(loss) Recognized in OCI 
(Effective Portion) 

Gain/(Loss) Reclassified from Accumulated OCI into  
Interest expense  
(Effective Portion) 

Derivatives in Cash Flow Hedging 
Relationships 

Year ended December 31, 

Year ended December 31, 

2014 

2013 

2012 

2014 

2013 

2012 

Interest rate products 

   $ 

(285 )     $ 

(348 )    

$(1,898) 

   $ 

(2,275 )     $ 

(2,652 )     $ 

(3,431 ) 

Derivatives Not Designated as Hedging Instruments 

Interest rate products 

Credit-risk-related Contingent Features 

Gain/(Loss) Recognized in  
Interest and other income/(expense), net 

Year ended December 31, 

2014 

2013 

2012 

   $ 

(3 )     $ 

(9 )     $ 

(9 ) 

The General Partner has agreements with some of its derivative counterparties that contain a provision where (1) if the General Partner defaults on any of 

its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the General Partner could also be declared 
in default on its derivative obligations; or (2) the General Partner could be declared in default on its derivative obligations if repayment of the underlying 
indebtedness is accelerated by the lender due to the General Partner’s default on the indebtedness. 

Certain of the General Partner’s agreements with its derivative counterparties contain provisions where if there is a change in the General Partner’s 
financial condition that materially changes the General Partner’s creditworthiness in an adverse manner, the General Partner may be required to fully collateralize 
its obligations under the derivative instrument. At December 31, 2014 and 2013, no cash collateral was posted or required to be posted by the General Partner or 
by a counterparty. 

The General Partner also has an agreement with a derivative counterparty that incorporates the loan and financial covenant provisions of the General 

Partner’s indebtedness with a lender affiliate of the derivative counterparty. Failure to  

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

comply with these covenant provisions would result in the General Partner being in default on any derivative instrument obligations covered by the agreement. 

As of December 31, 2014, the fair value of derivatives in a net liability position that were allocated to the Operating Partnership, which includes accrued 

interest but excludes any adjustment for nonperformance risk, related to these agreements was $969,000. If the General Partner had breached any of these 
provisions at December 31, 2014, it would have been required to settle its obligations under the agreements at their termination value of $969,000. 

The General Partner has elected not to offset derivative positions in the consolidated financial statements. The table below presents the effect on the 
Operating Partnership's financial position had the General Partner made the election to offset its derivative positions as of December 31, 2014 and December 31, 
2013:  

Offsetting of Derivative Assets 

Gross Amounts of 
Recognized Assets    

Gross Amounts 
Offset in the 
Consolidated 
Balance Sheets 
—  

Gross Amounts Not Offset in the 
Consolidated Balance Sheets 

Net Amounts of Assets 
Presented in the 
Consolidated Balance 
Sheets (a) 

Financial 
Instruments 

Cash Collateral 
Received 

Net Amount 

December 31, 2014 

   $ 

39  

   $ 

   $ 

39  

   $ 

—  

   $ 

—  

   $ 

December 31, 2013 

   $ 

—  

   $ 

—  

   $ 

—  

   $ 

—  

   $ 

—  

   $ 

(a) Amounts reconcile to the aggregate fair value of derivative assets in the “Tabular Disclosure of Fair Values of Derivative Instruments on the Balance 

Sheet” located in this footnote.  

Offsetting of Derivative Liabilities 

Gross Amounts Not Offset in the 
Consolidated Balance Sheets 

Gross Amounts of 
Recognized 
Liabilities 

December 31, 2014 

   $

918 

Gross Amounts 
Offset in the 
Consolidated 
Balance Sheets 
— 

   $

Net Amounts of 
Liabilities Presented in 
the Consolidated Balance 
Sheets (b) 

Financial 
Instruments 

Cash Collateral 
Posted 

Net Amount 

   $

918 

   $

— 

   $

— 

   $

918 

December 31, 2013 

   $ 

2,731 

   $ 

— 

   $ 

2,731 

   $ 

— 

   $ 

— 

   $ 

2,731 

(b) Amounts reconcile to the aggregate fair value of derivative liabilities in the “Tabular Disclosure of Fair Values of Derivative Instruments on the Balance 

Sheet” located in this footnote.  

9. CAPITAL STRUCTURE 

General Partnership Units 

The General Partner has complete discretion to manage and control the operations and business of the Operating Partnership, which includes but is not 

limited to the acquisition and disposition of real property, construction of buildings and making capital improvements, and the borrowing of funds from outside 
lenders or UDR and its subsidiaries to finance such activities. The General Partner can generally authorize, issue, sell, redeem or purchase any OP Unit or 
securities of the Operating Partnership without the approval of the limited partners. The General Partner can also approve, with regard to the issuances of OP 
Units, the class or one or more series of classes, with designations, preferences, participating, optional or other  

F - 70 

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

special rights, powers and duties including rights, powers and duties senior to limited partnership interests without approval of any limited partners except 
holders of Class A Limited Partnership Units. There were 110,883 General Partnership units outstanding at December 31, 2014 and 2013, all of which were held by 
UDR. 

Limited Partnership Units 

At December 31, 2014 and 2013, there were 183,167,815 limited partnership units outstanding, of which 1,873,332 were Class A Limited Partnership Units. 
UDR owned 174,002,342 limited partnership units or 95.0% and 173,848,891 limited partnership units or 94.9% at December 31, 2014 and 2013, respectively. The 
remaining 9,165,473 or 5.0% and 9,318,924 or 5.1% OP Units outstanding were held by non-affiliated partners at December 31, 2014 and 2013, respectively, of 
which 1,751,671 were Class A Limited Partnership Units. 

Subject to the terms of the Operating Partnership Agreement, the limited partners have the right to require the Operating Partnership to redeem all or a 

portion of the OP Units held by the limited partner at a redemption price equal to and in the form of the Cash Amount (as defined in the Operating Partnership 
Agreement), provided that such OP Units have been outstanding for at least one year. UDR, as general partner of the Operating Partnership, may, in its sole 
discretion, purchase the OP Units by paying to the limited partner either the Cash Amount or the REIT Share Amount (generally one share of common stock of 
UDR for each OP Unit), as defined in the Operating Partnership Agreement. 

The non-affiliated limited partners’ capital is adjusted to redemption value at the end of each reporting period with the corresponding offset against UDR’s 

limited partner capital account based on the redemption rights noted above. The aggregate value upon redemption of the then-outstanding OP Units held by 
limited partners was $282.5 million and $217.6 million as of December 31, 2014 and December 31, 2013, respectively, based on the value of UDR’s common stock 
at each period end. A limited partner has no right to receive any distributions from the Operating Partnership on or after the date of redemption of its OP Units. 

Class A Limited Partnership Units 

Class A Limited Partnership Units have a cumulative, annual, non-compounded preferred return, which is equal to 8% based on a value of $16.61 per Class 

A Limited Partnership Unit. 

Holders of the Class A Limited Partnership Units exclusively possess certain voting rights. The Operating Partnership may not do the following without 

approval of the holders of the Class A Limited Partnership Units: (i) increase the authorized or issued amount of Class A Limited Partnership Units, (ii) reclassify 
any other partnership interest into Class A Limited Partnership Units, (iii) create, authorize or issue any obligations or security convertible into or the right to 
purchase any Class of Limited Partnership units, without the approval of the holders of the Class A Limited Partnership Units, (iv) enter into a merger or 
acquisition, or (v) amend or modify the Agreement of Limited Partnership of the Operating Partnership in a manner that adversely affects the relative rights, 
preferences or privileges of the Class A Limited Partnership Units. 

F - 71 

 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The following table shows OP Units outstanding and OP Unit activity as of and for the years ended December 31, 2014, 2013, and 2012: 

Ending balance at December 31, 2011 
OP redemptions for cash 
OP redemptions for UDR stock 

Ending balance at December 31, 2012 
OP Units redeemed for the distribution of real estate to the 
General partner (a) 

OP redemptions for UDR stock 

Ending balance at December 31, 2013 

OP redemptions for UDR stock 

Ending balance at December 31, 2014 

Class A Limited 
Partner 

Limited 
Partners 

Limited 
Partner 

General 
Partner 

UDR, Inc. 

1,751,671  
—  
—  
1,751,671  

—  
—  
1,751,671  
—  
1,751,671  

7,669,632  

(5,646 )    
(20,438 )    

7,643,548  

—  
(76,295 )    

7,567,253  
(153,451 )    
7,413,802  

174,749,068  
5,646  
20,438  
174,775,152  

(1,002,556 )    
76,295  
173,848,891  
153,451  
174,002,342  

110,883  
—  
—  
110,883  

—  
—  
110,883  
—  
110,883  

Total 
184,281,254  
—  
—  
184,281,254  

(1,002,556 ) 
—  
183,278,698  
—  
183,278,698  

(a) In November 2013, the Operating Partnership distributed the development property Los Alisos to the General Partner as a capital distribution. Upon 

the distribution of the property, the Operating Partnership redeemed 1,002,556 limited partnership units owned by UDR and affiliated entities, resulting 
in a capital reduction of $23.3 million. 

Allocation of Profits and Losses 

Profit of the Operating Partnership is allocated in the following order: (i) to the General Partner and the Limited Partners in proportion to and up to the 
amount of cash distributions made during the year, and (ii) to the General Partner and Limited Partners in accordance with their percentage interests. Losses and 
depreciation and amortization expenses, non-recourse liabilities are allocated to the General Partner and Limited Partners in accordance with their percentage 
interests. Losses allocated to the Limited Partners are capped to the extent that such an allocation would not cause a deficit in the Limited Partners capital 
account. Such losses are, therefore, allocated to the General Partner. If any Partner’s capital balance were to fall into a deficit any income and gains are allocated 
to each Partner sufficient to eliminate its negative capital balance. 

10. INCOME/(LOSS) PER OPERATING PARTNERSHIP UNIT 

Basic income/(loss) per OP Unit is computed by dividing net income/(loss) attributable to general and limited partner unitholders by the weighted average 
number of general and limited partner units (including redeemable OP Units) outstanding during the year. Diluted income/(loss) per OP Unit reflects the potential 
dilution that could occur if securities or other contracts to issue OP Units were exercised or converted into OP Units or resulted in the issuance of OP Units and 
then shared in the income/(loss) of the Operating Partnership. For the years ended December 31, 2014, 2013, and 2012, there were no dilutive instruments, and 
therefore, diluted income/(loss) per OP Unit and basic income/(loss) per OP Unit are the same. See Note 9, Capital Structure, for further discussion on 
redemption rights of OP Units. 

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The following table sets forth the computation of basic and diluted income/(loss) per OP Unit for the periods presented (dollars in thousands, except per 

OP Unit data): 

Year Ended December 31, 

2014 

2013 

2012 

Numerator for income/(loss) per OP Unit — basic and diluted: 
Income/(loss) from continuing operations 
Gain/(loss) on sale of real estate owned 

(Income)/loss from continuing operations attributable to noncontrolling interests 

Income/(loss) from continuing operations attributable to OP unitholders 

Income/(loss) from discontinued operations 

(Income)/loss from discontinued operations attributable to noncontrolling interests 

Income/(loss) from discontinued operations attributable to OP unitholders 

Net income/(loss) 

Net (income)/loss attributable to noncontrolling interests 

Net income/(loss) attributable to OP unitholders 

Denominator for income/(loss) per OP Unit — basic and diluted: 

Weighted average OP Units outstanding — basic and diluted 

Income/(loss) per weighted average OP Unit — basic and diluted: 
Income/(loss) from continuing operations attributable to OP unitholders 

Income/(loss) from discontinued operations attributable to OP unitholders 

Net income/(loss) attributable to OP unitholders 

11. COMMITMENTS AND CONTINGENCIES 

Commitments 

Ground Leases 

$

$

$

$

$

$

$

$

   $ 

33,544 
63,635 

(952)    

96,227 

   $ 

   $

32,766 
— 
(4,114)    
28,652 

   $

— 
— 
— 

   $ 

   $ 

45,176 

   $

(452)    

44,724 

   $

97,179 

   $ 

(952)    

96,227 

   $ 

   $

77,942 
(4,566)    
73,376 

   $

(13,309) 
— 
(100) 

(13,409) 

57,643 
(252) 
57,391 

44,334 
(352) 
43,982 

183,279 

184,196 

184,281 

0.53 
— 
0.53 

   $ 

   $ 

0.16 
0.24 
0.40 

   $

   $

(0.07) 
0.31 
0.24 

The Operating Partnership owns five communities, which are subject to ground leases expiring between 2019 and 2103. Future minimum lease payments as 
of December 31, 2014 are $5.3 million for each of the years ending December 31, 2014 to 2018, and a total of $313.6 million for years thereafter. For purposes of our 
ground lease contracts, the Operating Partnership uses the minimum lease payment, if stated in the agreement. For ground lease agreements where there is a 
reset provision based on the communities appraised value or consumer price index but does not include a specified minimum lease payment, the Operating 
Partnership uses the current rent over the remainder of the lease term. 

The Operating Partnership incurred $5.3 million, $5.1 million, and $5.0 million of ground rent expense for the years ended December 31, 2014, 2013, and 2012, 

respectively. 

Contingencies 

Litigation and Legal Matters 

The Operating Partnership is subject to various legal proceedings and claims arising in the ordinary course of business. The Operating Partnership cannot 

determine the ultimate liability with respect to such legal proceedings and claims at this time.  

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The General Partner believes that such liability, to the extent not provided for through insurance or otherwise, will not have a material adverse effect on the 
Operating Partnership’s financial condition, results of operations or cash flow. 

12. REPORTABLE SEGMENTS 

GAAP guidance requires that segment disclosures present the measure(s) used by the chief operating decision maker to decide how to allocate resources 

and for purposes of assessing such segments’ performance. The Operating Partnership has the same chief operating decision maker as that of its parent, the 
General Partner. The chief operating decision maker consists of several members of UDR’s executive management team who use several generally accepted 
industry financial measures to assess the performance of the business for our reportable operating segments. 

The Operating Partnership owns and operates multifamily apartment communities throughout the United States that generate rental and other property 
related income through the leasing of apartment homes to a diverse base of tenants. The primary financial measures of the Operating Partnership’s apartment 
communities are rental income and NOI, and are included in the chief operating decision maker’s assessment of UDR’s performance on a consolidated basis. 
Rental income represents gross market rent less adjustments for concessions, vacancy loss and bad debt. NOI is defined as total revenues less direct property 
operating expenses. Rental expenses include real estate taxes, insurance, personnel, utilities, repairs and maintenance, administrative and marketing. Excluded 
from NOI is property management expense, which is calculated as 2.75% of property revenue to cover the regional supervision and accounting costs related to 
consolidated property operations and land rent. The chief operating decision maker of the General Partner utilizes NOI as the key measure of segment profit or 
loss. 

The Operating Partnership’s two reportable segments are Same-Store Communities and Non-Mature/Other communities: 

•  Same-Store Communities represent those communities acquired, developed, and stabilized prior to January 1, 2013 and held as of December 31, 2014. A 

comparison of operating results from the prior year is meaningful as these communities were owned and had stabilized occupancy and operating 
expenses as of the beginning of the prior year, there is no plan to conduct substantial redevelopment activities, and the communities are not held for 
disposition within the current year. A community is considered to have stabilized occupancy once it achieves 90% occupancy for at least three 
consecutive months. 

•  Non-Mature Communities/Other represent those communities that do not meet the criteria to be included in Same-Store Communities, including, but 

not limited to, recently acquired, developed and redeveloped communities, and the non-apartment components of mixed use properties. 

Management of the General Partner evaluates the performance of each of the Operating Partnership's apartment communities on a Same-Store Community 
and Non-Mature Community/Other basis, as well as individually and geographically. This is consistent with the aggregation criteria under GAAP as each of our 
apartment communities generally has similar economic characteristics, facilities, services, and tenants. Therefore, the Operating Partnership’s reportable 
segments have been aggregated by geography in a manner identical to that which is provided to the chief operating decision maker. 

All revenues are from external customers and no single tenant or related group of tenants contributed 10% or more of the Operating Partnership’s total 

revenues during the years ended December 31, 2014, 2013, and 2012. 

F - 74 

 
 
 
 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The following table details rental income and NOI from continuing and discontinued operations for the Operating Partnership’s reportable segments for 
the years ended December 31, 2014, 2013, and 2012, and reconciles NOI to Net income/(loss) attributable to OP unitholders in the Consolidated Statements of 
Operations (dollars in thousands): 

Year Ended December 31, 

2014 

2013 

2012 

Reportable apartment home segment rental income 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Northeast Region 
Southeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total segment and consolidated rental income 

Reportable apartment home segment NOI 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Northeast Region 
Southeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total segment and consolidated NOI 

Reconciling items: 

Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related recoveries/(charges), net 
Interest expense 
Gain/(loss) on sale of real estate owned, net of tax 

Net income/(loss) attributable to noncontrolling interests 

Net income/(loss) attributable to OP unitholders 

$

$

$

   $ 

   $ 

   $ 

194,105 
68,822 
38,087 
45,224 
26,580 
49,816 
422,634 

142,388 
46,639 
28,930 
29,815 
16,821 
35,720 
300,313 

(11,622)    
(5,172)    
(179,176)    
(28,541)    
(541)    
(41,717)    
63,635 

(952)    

$

96,227 

   $ 

F - 75 

   $

   $

   $

181,935 
68,205 
36,623 
43,208 
25,614 
55,257 
410,842 

131,276 
46,770 
27,149 
28,105 
16,057 
38,178 
287,535 

(11,298)    
(5,728)    
(181,302)    
(24,808)    
8,083 
(36,058)    
41,518 
(4,566)    
73,376 

   $

172,096 
66,487 
34,579 
40,771 
23,980 
62,778 
400,691 

122,477 
45,801 
25,653 
26,510 
14,738 
46,359 
281,538 

(11,019) 
(5,272) 
(195,051) 
(26,204) 
(5,518) 
(45,234) 
51,094 
(352) 
43,982 

 
 
  
  
  
  
  
     
     
  
     
     
  
  
  
  
  
  
  
  
  
  
  
     
     
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

The following table details the assets of the Operating Partnership’s reportable segments as of December 31, 2014 and 2013 (dollars in thousands): 

Reportable apartment home segment assets 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Northeast Region 
Southeast Region 
Southwest Region 

Non-Mature Communities/Other 
Total segment assets 

Accumulated depreciation 

Total segment assets - net book value 

Reconciling items: 

Cash and cash equivalents 
Restricted cash 
Deferred financing costs, net 

Other assets 

Total consolidated assets 

December 31,  
2014 

   December 31, 2013 

$

$

   $ 

1,749,494 
713,093 
447,269 
333,428 
228,996 
766,490 
4,238,770 
(1,403,303)    
2,835,467 

502 
13,811 
4,475 
24,029 
2,878,284 

   $ 

1,733,144 
706,447 
443,483 
328,150 
226,252 
751,004 
4,188,480 
(1,241,574) 
2,946,906 

1,897 
13,526 
5,848 
25,064 
2,993,241 

Capital expenditures related to the Operating Partnership’s Same-Store Communities totaled $32.8 million and $25.8 million for the years ended 

December 31, 2014 and 2013, respectively. Capital expenditures related to the Operating Partnership’s Non-Mature Communities/Other totaled $1.0 million and 
$2.0 million for the years ended December 31, 2014 and 2013, respectively. 

Markets included in the above geographic segments are as follows: 

i. 

ii. 

West Region — Orange County, San Francisco, Monterey Peninsula, Los Angeles, Seattle, Inland Empire, Portland, and San Diego

Mid-Atlantic Region — Metropolitan, D.C. and Baltimore

iii. 

Northeast Region — New York and Boston

iv. 

Southeast Region — Nashville, Tampa, and Other Florida

v. 

Southwest Region — Dallas 

13. CASUALTY-RELATED (RECOVERIES)/CHARGES 

In October 2012, Hurricane Sandy hit the East Coast, affecting two of the Operating Partnership’s operating communities (1,001 apartment homes) located 
in New York City. The properties suffered some physical damage, and were closed to residents for a period following the hurricane. The Operating Partnership 
has insurance policies that provide coverage for property damage and business interruption, subject to applicable retention.  

Based on the claims filed and management’s estimates, the Operating Partnership recognized a $7.1 million impairment charge for the damaged assets’ net 

book value and incurred $7.0 million of repair and cleanup costs during the year ended December 31, 2012. The impairment charge and the repair and cleanup 
costs incurred were reduced as of December 31, 2012 by $10.8 million of estimated insurance recovery, and were classified in Casualty-related 
(recoveries)/charges, net on the Consolidated Statements of Operations. During the year ended December 31, 2013, no material adjustments to the impairment  

F - 76 

 
 
 
 
 
  
  
     
  
     
  
  
  
  
  
  
  
  
     
  
  
  
  
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2014 

charge and the repair and cleanup costs incurred were recognized. The rehabilitation of these two properties was substantially completed as of December 31, 
2013.  

As of December 31, 2013, the Operating Partnership had settled the Hurricane Sandy claims and received insurance proceeds in excess of the $10.8 million 

estimated insurance recovery receivable related to the impairment charge and the repair and cleanup costs incurred. As a result, the Operating Partnership 
recognized a Casualty-related recovery of approximately $3.3 million and a casualty gain of approximately $582,000 for the year ended December 31, 2013. Both 
the recovery and casualty gain were classified in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations. 

Based on the claims filed and management’s estimates, the Operating Partnership recognized $2.2 million of business interruption losses for the year ended 

December 31, 2012, of which $1.8 million were related to rent concession rebates provided to residents during the period the properties were uninhabitable and 
were classified in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations, and $400,000 were related to rent that was not 
contractually receivable and were classified as a reduction to Rental income on the Consolidated Statements of Operations. The Operating Partnership estimates 
that it incurred an additional $2.1 million of business interruption losses for the year ended December 31, 2013. As noted, the Operating Partnership settled the 
Hurricane Sandy claims as of December 31, 2013. 

During the year ended December 31, 2013, the Operating Partnership received approximately $4.2 million of insurance proceeds for recovery of business 

interruption losses. Of the $4.2 million of insurance proceeds received during the year ended December 31, 2013, $2.1 million related to recovery of business 
interruption losses incurred in 2012 and the remaining $2.1 million related to recovery of business interruption losses incurred in 2013. The $4.2 million of 
recovery was included in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations.  

During the year ended December 31, 2014, the Operating Partnership recorded $541,000 of casualty-related losses due to property damage incurred during 
an earthquake and a storm in California, all of which are included in Casualty-related (recoveries)/charges, net on the Consolidated Statements of Operations.  

14. UNAUDITED SUMMARIZED CONSOLIDATED QUARTERLY FINANCIAL DATA 

Selected consolidated quarterly financial data for the years ended December 31, 2014 and 2013 is summarized in the table blow (dollars in thousands, 

except per share amounts): 

2014 

Rental income (a) 
Income/(loss) from continuing operations 
Income/(loss) attributable to OP unitholders 
Income/(loss) attributable to OP unitholders per weighted average 
OP Unit — basic and diluted (b) 

2013 

Rental income (a) 
Income/(loss) from continuing operations 
Income/(loss) from discontinued operations 
Income/(loss) attributable to OP unitholders 
Income/(loss) attributable to OP unitholders per weighted average 
OP Unit — basic and diluted (b) 

$

$

$ 

$ 

March 31, 

June 30, 

September 30, 

   December 31, 

Three Months Ended 

   $

102,370 
6,411 
30,533 

   $

104,842 
8,319 
24,426 

   $

107,444 
8,875 
8,637 

107,978 
9,939 
32,631 

0.17 

   $

0.13 

   $

0.05 

   $

0.18 

   $ 

97,770 
6,870 
905 
7,729 

   $ 

100,421 
9,339 
882 
10,154 

   $ 

101,558 
10,069 
982 
11,011 

102,104 
6,488 
42,407 
44,482 

0.04 

   $ 

0.06 

   $ 

0.06 

   $ 

0.24 

(a)  Represents rental income from continuing operations, excluding amounts classified as discontinued operations. 
(b)  Quarterly income/(loss) per OP Unit amounts may not total to the annual amounts.

F - 77 

 
 
 
 
 
  
  
  
  
  
     
     
     
  
  
  
  
  
  
  
     
     
     
  
  
  
  
  
  
  
  
  
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UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED 
DECEMBER 31, 2014 
(In thousands) 

Initial Costs 

   Gross Amount at Which Carried at 

Close of Period 

Encumbrances 

Land and 
Land 
Improvements 

Buildings 
and 
Improvements 

Total Initial 
Acquisition 
Costs 

Costs of Improvements 
Capitalized 
Subsequent 
to Acquisition Costs 

Land and 
Land 
Improvements 

Buildings & 
Buildings 
Improvements 

Total 
Carrying 
Value 

Accumulated 
Depreciation 

Date of 
Construction(a) 

Date 
Acquired 

WEST REGION 

Harbor at Mesa 
Verde 

$ 

50,358 

   $ 

20,476 

   $ 

28,538 

   $ 

49,014 

   $ 

12,949 

   $ 

21,058 

   $ 

40,905 

   $ 

61,963 

   $ 

27 Seventy Five 
Mesa Verde 

Pacific Shores 

Huntington Vista 

Missions at Back 
Bay 

Coronado at 
Newport — North 

Huntington Villas 

Vista Del Rey 

Foxborough 

Coronado South 

1818 Platinum 
Triangle 

Beach & Ocean 

The Residences at 
Bella Terra 

Los Alisos at 
Mission Viejo 

ORANGE COUNTY, 
CA 

2000 Post Street 

Birch Creek 

Highlands Of 
Marin 

Marina Playa 

River Terrace 

CitySouth 

Bay Terrace 

Highlands of Marin 
Phase II 

Edgewater 

Almaden Lake 
Village 

388 Beale 

Channel @ Mission 
Bay 

2000 Post III 

SAN FRANCISCO, 
CA 

Rosebeach 

Tierra Del Rey 

The Westerly 

Jefferson at 
Marina del Rey 

LOS ANGELES, CA 

Crowne Pointe 

Hilltop 

The Hawthorne 

The Kennedy 

Hearthstone at 
Merrill Creek 

Island Square 

Borgata 

elements too 

989elements 

Lightbox 

Waterscape 

SEATTLE, WA 

30,660 
34,112 
27,972 

— 

— 
50,771 
— 
— 
— 

— 
— 

— 

— 

193,873 
— 
— 

— 
— 
39,310 
— 
— 

— 
— 

27,000 
— 

— 
— 

66,310 
— 
32,635 
67,700 

— 
100,335 
— 
— 
35,500 
— 

22,957 
— 
— 
— 
— 
— 
— 
58,457 

99,329 
7,345 
8,055 

229 

62,516 
61,535 
10,670 
12,071 
58,785 

16,663 
12,878 

25,000 

17,298 

412,850 
9,861 
4,365 

5,996 
6,224 
22,161 
14,031 
8,545 

5,353 
30,657 

594 
14,253 

23,625 
1,756 

147,421 
8,414 
39,586 
48,182 

55,651 
151,833 
2,486 
2,174 
6,474 
6,179 

6,848 
21,284 
6,379 
27,468 
8,541 
6,449 
9,693 
103,975 

110,644 
22,624 
22,486 

14,129 

46,082 
18,017 
7,080 
6,187 
50,067 

51,905 
— 

— 

— 

377,759 
44,578 
16,696 

24,868 
23,916 
40,137 
30,537 
14,458 

18,559 
83,872 

42,515 
74,104 

— 
7,753 

421,993 
17,449 
36,679 
102,364 

— 
156,492 
6,437 
7,408 
30,226 
22,307 

30,922 
89,389 
24,569 
72,036 
45,990 
38,884 
65,176 
433,344 

209,973 
29,969 
30,541 

14,358 

108,598 
79,552 
17,750 
18,258 
108,852 

68,568 
12,878 

25,000 

17,298 

790,609 
54,439 
21,061 

30,864 
30,140 
62,298 
44,568 
23,003 

23,912 
114,529 

43,109 
88,357 

23,625 
9,509 

569,414 
25,863 
76,265 
150,546 

55,651 
308,325 
8,923 
9,582 
36,700 
28,486 

37,770 
110,673 
30,948 
99,504 
54,531 
45,333 
74,869 
537,319 

91,693 
9,150 
7,637 

2,133 

24,693 
7,132 
2,062 
2,749 
17,875 

470 
38,160 

125,801 

69,882 

412,386 
8,965 
6,544 

25,720 
9,482 
3,315 
35,190 
4,571 

11,059 
3,261 

4,838 
4,511 

125,275 
3,008 

245,739 
2,945 
3,008 
36,334 

89,717 
132,004 
5,074 
3,722 
3,187 
1,742 

3,180 
4,086 
722 
14,258 
1,592 
55 
50 
37,668 

112,333 
7,759 
8,438 

10,802 

66,756 
62,223 
10,830 
12,366 
59,277 

16,693 
13,007 

25,080 

16,386 

443,008 
10,241 
5,068 

7,127 
6,908 
22,359 
16,261 
11,424 

5,753 
30,687 

741 
14,276 

23,657 
3,291 

157,793 
8,584 
39,647 
50,662 

61,262 
160,155 
2,822 
2,668 
6,575 
6,242 

6,984 
21,413 
6,404 
30,100 
8,552 
6,449 
9,693 
107,902 

189,333 
31,360 
29,740 

5,689 

66,535 
24,461 
8,982 
8,641 
67,450 

52,345 
38,031 

125,721 

70,794 

759,987 
53,163 
22,537 

49,457 
32,714 
43,254 
63,497 
16,150 

29,218 
87,103 

47,206 
78,592 

125,243 
9,226 

657,360 
20,224 
39,626 
136,218 

84,106 
280,174 
11,175 
10,636 
33,312 
23,986 

33,966 
93,346 
25,287 
83,662 
47,571 
38,939 
65,226 
467,106 

301,666 
39,119 
38,178 

16,491 

133,291 
86,684 
19,812 
21,007 
126,727 

69,038 
51,038 

150,801 

87,180 

1,202,995 
63,404 
27,605 

56,584 
39,622 
65,613 
79,758 
27,574 

34,971 
117,790 

47,947 
92,868 

148,900 
12,517 

815,153 
28,808 
79,273 
186,880 

145,368 
440,329 
13,997 
13,304 
39,887 
30,228 

40,950 
114,759 
31,691 
113,762 
56,123 
45,388 
74,919 
575,008 

26,242 

72,689 
19,665 
18,655 

3,994 

41,982 
16,061 
5,769 
5,119 
40,783 

13,682 
347 

11,032 

4,449 

280,469 
24,289 
12,889 

26,904 
18,351 
23,857 
30,810 
8,710 

13,438 
34,141 

18,420 
16,399 

7,463 
5,535 

241,206 
11,880 
16,561 
35,540 

27,682 
91,663 
7,069 
6,431 
18,512 
12,640 

13,370 
34,577 
11,013 
33,927 
13,663 
854 
1,028 
153,084 

2003 

Jun-03 

1972/2013 

2003 

1970 

1969 

2000 

1972 

1969 

1969 

2000 

2009 

2014 

2013 

2014 

1987 

1968 

2010 

1971 

2005 

2012 

1962 

2010 

2007 

1999 

1999 

2014 

2006 

1970 

1999 

2013 

2008 

1987 

1985 

2003 

2005 

2000 

2007 

2001 

2010 

2006 

2014 

2014 

Oct-04 

Jun-03 

Jun-03 

Dec-03 

Oct-04 

Sep-04 

Sep-04 

Sep-04 

Mar-05 

Aug-10 

Aug-11 

Oct-11 

Jun-04 

Dec-98 

Dec-98 

Dec-98 

Dec-98 

Aug-05 

Nov-05 

Oct-05 

Oct-07 

Mar-08 

Jul-08 

Apr-11 

Sep-10 

Dec-98 

Sep-04 

Dec-07 

Sep-10 

Sep-07 

Dec-98 

Dec-98 

Jul-05 

Nov-05 

May-08 

Jul-08 

May-07 

Feb-10 

Dec-09 

Aug-14 

Sep-14 

 
 
 
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
Boronda Manor 

Garden Court 

— 
— 

1,946 
888 

8,982 
4,188 

10,928 
5,076 

9,398 
5,304 

S - 1 

3,169 
1,552 

17,136 
8,828 

20,305 
10,380 

8,611 
4,603 

1979 

1973 

Dec-98 

Dec-98 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2014 
(In thousands) 

Initial Costs 

   Gross Amount at Which Carried at 

Close of Period 

Land and 
Land 
Improvements 

Buildings 
and 
Improvements 

Total Initial 
Acquisition 
Costs 

Costs of Improvements 
Capitalized 
Subsequent 
to Acquisition Costs 

Land and 
Land 
Improvements 

Buildings & 
Buildings 
Improvements 

Total 
Carrying 
Value 

Accumulated 
Depreciation 

Date of 
Construction(a) 

3,039 
1,304 

6,388 

2,044 

1,329 

16,938 

13,557 

5,810 
6,517 
5,135 

31,019 
3,273 
2,916 
6,014 
12,203 
876,239 

3,311 

2,366 

11,238 
6,418 
5,612 
297 
1,139 

13,753 
14,357 
1,137 
32,815 

21,606 
5,710 
13,290 

31,393 

7,300 

12,883 
5,115 

23,854 

8,028 

5,334 

68,384 

3,645 

23,450 
10,718 
12,789 

50,602 
9,134 
16,995 
14,870 
40,999 
1,549,573 

13,283 

8,387 

18,790 
13,411 
20,086 
12,786 
49,657 

36,059 
51,577 
103,676 
107,051 

66,765 
97,941 
— 

— 

— 

171,742 

599,469 

1,565 

2,361 
2,920 

903 
2,666 
4,145 
4,408 

4,653 

1,620 
11,750 

4,669 
41,660 

7,007 

9,384 
9,099 

4,669 
10,109 
17,150 
24,692 

23,952 

6,791 
45,590 

40,630 
199,073 

15,922 
6,419 

30,242 

10,072 

6,663 

85,322 

17,202 

29,260 
17,235 
17,924 

81,621 
12,407 
19,911 
20,884 
53,202 
2,425,812 

16,594 

10,753 

30,028 
19,829 
25,698 
13,083 
50,796 

49,812 
65,934 
104,813 
139,866 

88,371 
103,651 
13,290 

31,393 

7,300 

771,211 

8,572 

11,745 
12,019 

5,572 
12,775 
21,295 
29,100 

28,605 

8,411 
57,340 

45,299 
240,733 

14,266 
5,872 

25,703 

9,582 

6,207 

76,332 

53,385 

2,656 
2,181 
1,817 

60,039 
6,517 
8,174 
5,918 
20,609 
984,777 

6,738 

6,207 

9,111 
20,350 
8,108 
111,790 
15,246 

17,071 
3,173 
5,604 
10,812 

1,770 
2,407 
69,526 

94,301 

57,935 

5,274 
2,139 

9,848 

3,269 

2,154 

24,914 
10,152 

46,097 

16,385 

10,716 

30,188 
12,291 

55,945 

19,654 

12,870 

27,405 

134,228 

161,633 

23,066 

6,100 
6,763 
5,326 

41,255 
3,839 
3,210 
6,364 
13,413 
950,931 

3,823 

2,865 

11,640 
7,493 
6,012 
9,447 
36,028 

14,650 
14,373 
1,373 
33,105 

21,632 
5,721 
25,399 

31,394 

7,306 

47,521 

25,816 
12,653 
14,415 

100,405 
15,085 
24,875 
20,438 
60,398 
2,459,658 

19,509 

14,095 

27,499 
32,686 
27,794 
115,426 
30,014 

52,233 
54,669 
109,044 
117,573 

68,509 
100,337 
57,417 

94,300 

57,929 

70,587 

31,916 
19,416 
19,741 

141,660 
18,924 
28,085 
26,802 
73,811 
3,410,589 

23,332 

16,960 

39,139 
40,179 
33,806 
124,873 
66,042 

66,883 
69,042 
110,417 
150,678 

90,141 
106,058 
82,816 

125,694 

65,235 

13,065 
5,264 

23,292 

8,761 

5,276 

68,872 

31,638 

16,798 
7,330 
8,442 

64,208 
9,653 
16,127 
13,604 
39,384 
938,886 

13,634 

9,879 

18,907 
21,571 
19,540 
2,382 
19,530 

32,364 
24,673 
44,942 
45,360 

26,624 
20,042 
20,799 

11,374 

4,247 

440,149 

232,261 

979,034 

1,211,295 

335,868 

4,199 

6,515 
23,075 

3,941 
4,581 
5,089 
6,766 

7,731 

1,250 
5,433 

581 
69,161 

1,808 

2,952 
5,306 

1,277 
2,985 
4,577 
4,726 

5,209 

1,646 
12,018 

4,678 
47,182 

10,963 

15,308 
29,788 

8,236 
14,371 
21,807 
31,140 

31,127 

8,015 
50,755 

41,202 
262,712 

12,771 

18,260 
35,094 

9,513 
17,356 
26,384 
35,866 

36,336 

9,661 
62,773 

45,880 
309,894 

8,117 

11,890 
22,140 

5,965 
10,818 
14,882 
19,763 

20,296 

5,090 
21,218 

10,343 
150,522 

1974 

1977 

1986 

1979 

1975 

Date 
Acquired 

Dec-98 

Dec-98 

Dec-98 

Dec-98 

Dec-98 

2006 

Oct-02 

2001 

1966 

1965 

1989 

1989 

1985 

1990 

1987 

1938 

2008 

1988 

2014 

1971 

2008 

2004 

2007 

1972 

Nov-02 

Oct-04 

Oct-04 

Dec-98 

Sep-04 

Sep-04 

Jun-96 

Feb-96 

May-02 

Apr-02 

Aug-02 

Jan-08 

Dec-03 

Sep-05 

Mar-07 

Dec-07 

Mar-08 

2006/2007 

Mar-08 

2009 

2010 

2013 

2014 

1983 

1984 

2008 

1990 

1989 

1990 

1988 

1992 

1997 

2003 

2009 

Jun-11 

Mar-07 

Sep-07 

Jun-11 

Dec-92 

Dec-92 

Jul-94 

May-95 

Dec-99 

Nov-02 

Mar-04 

Mar-04 

Mar-04 

Mar-08 

Aug-10 

Cambridge Court 

Laurel Tree 

The Pointe At 
Harden Ranch 

The Pointe At 
Northridge 

The Pointe At 
Westlake 

MONTEREY 
PENINSULA, CA 

Verano at Rancho 
Cucamonga Town 
Square 

Windemere at 
Sycamore 
Highland 

Villas at Carlsbad 

Ocean Villas 

OTHER SOUTHERN, 
CA 

Tualatin Heights 

Andover Park 

Hunt Club 

PORTLAND, OR 

TOTAL WEST REGION 

MID-ATLANTIC REGION 

Dominion Middle 
Ridge 

Dominion Lake 
Ridge 

Presidential 
Greens 

The Whitmore 

Ridgewood 

DelRay Tower 

Waterside Towers 

Wellington Place 
at Olde Town 

Andover House 

Sullivan Place 

Circle Towers 

Delancey at 
Shirlington 

View 14 

Signal Hill 

Capitol View on 
14th 

Domain College 
Park 

METROPOLITAN, 
D.C. 

Dominion Kings 
Place 

Dominion At Eden 
Brook 

Ellicott Grove 

Dominion Constant 
Freindship 

Lakeside Mill 

Tamar Meadow 

Calvert’s Walk 

Arborview 
Apartments 

Liriope 
Apartments 

20 Lambourne 

Domain Brewers 
Hill 

BALTIMORE, MD 

Encumbrances 
— 
— 

— 

— 

— 

— 

46,471 

— 
— 
— 

46,471 
— 
16,818 
18,323 
35,141 
500,587 

29,820 

20,372 

— 
— 
— 
— 
— 

32,037 
— 
— 
70,606 

— 
— 
— 

— 

31,337 

184,172 

14,525 

— 
— 

8,783 
12,569 
— 
— 

— 

— 
30,834 

— 
66,711 

 
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
Dominion English 
Hills 

Gayton Pointe 
Townhomes 

Waterside At 
Ironbridge 

Carriage Homes at 
Wyndham 

— 

— 

— 

— 

1,979 

826 

1,844 

474 

11,524 

5,148 

13,239 

30,997 

13,503 

5,974 

15,083 

31,471 

8,224 

29,434 

7,335 

7,560 

S - 2 

2,873 

3,420 

2,299 

3,801 

18,854 

31,988 

20,119 

35,230 

21,727 

35,408 

22,418 

39,031 

11,134 

25,999 

13,123 

23,205 

1969/1976 

Dec-91 

2007 

1987 

1998 

Sep-95 

Sep-97 

Nov-03 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2014 
(In thousands) 

Initial Costs 

   Gross Amount at Which Carried at 

Close of Period 

Encumbrances 

Land and 
Land 
Improvements 

Buildings 
and 
Improvements 

Total Initial 
Acquisition 
Costs 

Costs of Improvements 
Capitalized 
Subsequent 
to Acquisition Costs 

Land and 
Land 
Improvements 

Buildings & 
Buildings 
Improvements 

Total 
Carrying 
Value 

Accumulated 
Depreciation 

Date of 
Construction(a) 

Date 
Acquired 

34,567 
34,567 
— 

— 
— 

— 
— 

— 

— 

— 
5,123 
155 

1,824 
617 

1,089 
3,685 

710 

710 

— 
60,908 
5,317 

4,107 
3,400 

8,582 
21,406 

6,118 

6,118 

— 
66,031 
5,472 

5,931 
4,017 

9,671 
25,091 

6,828 

6,828 

20,954 
73,507 
6,374 

6,369 
10,120 

6,123 
28,986 

6,143 

6,143 

1,975 
14,368 
659 

2,337 
1,205 

1,594 
5,795 

1,043 

1,043 

18,979 
125,170 
11,187 

9,963 
12,932 

14,200 
48,282 

11,928 

11,928 

20,954 
139,538 
11,846 

12,300 
14,137 

15,794 
54,077 

12,971 

12,971 

2007 

Dec-91 

1970 

Apr-88 

1966 

Aug-96 

1972/1974 

Mar-80 

1987 

Dec-97 

1988 

May-95 

18,906 
92,367 
9,145 

7,634 
12,126 

9,290 
38,195 

8,541 

8,541 

285,450 

222,920 

886,974 

1,109,894 

617,946 

300,649 

1,427,126 

1,727,775 

625,493 

— 
— 
18,526 
— 
12,713 
— 
— 
— 

— 
31,239 
— 

— 
— 
— 
18,064 
21,942 
— 

— 

23,388 

— 
63,394 
— 
— 
— 
— 
— 
16,677 

22,157 
— 
38,834 

39,179 
39,179 

172,646 

— 
22,839 
56,447 

2,176 
1,780 
1,395 
2,893 
1,791 
2,242 
7,702 
10,869 

6,611 
37,459 
1,846 

2,895 
1,533 
757 
1,653 
2,804 
2,185 

1,282 

3,872 

6,692 
25,519 
1,148 
1,469 
2,117 
708 
766 
1,460 

3,182 
4,583 
15,433 

15,968 
15,968 

94,379 

5,591 
6,039 
20,778 

4,710 
2,458 
10,647 
9,254 
7,166 
7,553 
23,150 
36,858 

37,663 
139,459 
4,155 

6,456 
11,076 
6,608 
9,042 
12,349 
8,639 

6,498 

17,538 

12,860 
95,221 
5,867 
11,584 
— 
5,461 
7,714 
16,015 

24,674 
16,293 
87,608 

56,401 
56,401 

378,689 

91,027 
34,869 
88,096 

6,886 
4,238 
12,042 
12,147 
8,957 
9,795 
30,852 
47,727 

44,274 
176,918 
6,001 

9,351 
12,609 
7,365 
10,695 
15,153 
10,824 

7,780 

21,410 

19,552 
120,740 
7,015 
13,053 
2,117 
6,169 
8,480 
17,475 

27,856 
20,876 
103,041 

72,369 
72,369 

473,068 

96,618 
40,908 
108,874 

8,513 
17,167 
8,972 
10,416 
8,655 
6,846 
14,657 
7,384 

15,827 
98,437 
8,052 

21,457 
20,241 
15,549 
8,911 
10,494 
9,569 

6,722 

4,049 

12,591 
117,635 
8,636 
9,761 
33,846 
4,500 
4,357 
4,934 

6,276 
16,042 
88,352 

8,947 
8,947 

3,236 
3,346 
2,329 
4,277 
2,613 
2,734 
9,211 
11,408 

15,120 
54,274 
2,681 

5,470 
3,450 
2,018 
2,522 
4,020 
2,841 

1,705 

4,179 

7,220 
36,106 
1,762 
2,139 
4,462 
1,143 
1,258 
1,946 

3,508 
5,643 
21,861 

16,536 
16,536 

313,371 

128,777 

6,048 
1,238 
3,034 

5,631 
6,102 
19,309 

12,163 
18,059 
18,685 
18,286 
14,999 
13,907 
36,298 
43,703 

44,981 
221,081 
11,372 

25,338 
29,400 
20,896 
17,084 
21,627 
17,552 

12,797 

21,280 

24,923 
202,269 
13,889 
20,675 
31,501 
9,526 
11,579 
20,463 

30,624 
31,275 
169,532 

64,780 
64,780 

657,662 

97,035 
36,044 
92,599 

15,399 
21,405 
21,014 
22,563 
17,612 
16,641 
45,509 
55,111 

60,101 
275,355 
14,053 

30,808 
32,850 
22,914 
19,606 
25,647 
20,393 

14,502 

25,459 

32,143 
238,375 
15,651 
22,814 
35,963 
10,669 
12,837 
22,409 

34,132 
36,918 
191,393 

81,316 
81,316 

786,439 

102,666 
42,146 
111,908 

10,443 
16,232 
13,790 
13,550 
10,681 
8,998 
25,585 
27,162 

19,020 
145,461 
9,077 

22,904 
24,329 
16,423 
12,624 
14,273 
11,184 

8,546 

12,963 

18,328 
150,651 
10,830 
13,482 
20,064 
6,641 
7,704 
11,461 

19,951 
20,471 
110,604 

38,317 
38,317 

445,033 

23,767 
9,052 
20,102 

1972 

2007 

1986 

2004 

1985 

1988 

Dec-92 

Sep-93 

Mar-94 

Dec-96 

Jun-97 

Dec-98 

1988/1989 

Jun-03 

2001 

2009 

2004 

2008 

2007 

2007 

2006 

2004 

2006 

2004 

2000 

2007 

1977 

1989 

1999 

1986 

1986 

1998 

1998 

2008 

Dec-04 

Jul-09 

Feb-96 

Mar-93 

Apr-94 

Jun-94 

Oct-94 

Oct-96 

Jul-97 

Oct-97 

May-98 

Aug-06 

Nov-95 

Dec-95 

Dec-95 

Mar-96 

Mar-97 

Jan-99 

Jun-04 

May-06 

1999/2001 

Dec-04 

1887/1990 

2007 

2006 

Sep-10 

Sep-10 

Apr-11 

Legacy at 
Mayland 

RICHMOND, VA 

Eastwind 

Dominion 
Waterside At 
Lynnhaven 

Heather Lake 

Dominion 
Yorkshire Downs 

NORFOLK, VA 

Greens At 
Schumaker Pond 

OTHER MID-
ATLANTIC 

TOTAL MID-ATLANTIC 
REGION 

SOUTHEAST REGION 

Summit West 

The Breyley 

Lakewood Place 

Bay Meadow 

Cambridge Woods 

Sugar Mill Creek 

Inlet Bay 

MacAlpine Place 

The Vintage Lofts 
at West End 

TAMPA, FL 

Seabrook 

The Canopy 
Apartment Villas 

Altamira Place 

Regatta Shore 

Alafaya Woods 

Los Altos 

Lotus Landing 

Seville On The 
Green 

Ashton @ 
Waterford 

Arbors at Lee 
Vista 

ORLANDO, FL 

Legacy Hill 

Hickory Run 

Carrington Hills 

Brookridge 

Breckenridge 

Colonnade 

The Preserve at 
Brentwood 

Polo Park 

NASHVILLE, TN 

The Reserve and 
Park at Riverbridge 

OTHER FLORIDA 

TOTAL SOUTHEAST 
REGION 

NORTHEAST REGION 

Garrison Square 

Ridge at Blue Hills 

Inwood West 

 
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
     
     
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
14 North 

BOSTON, MA 

— 
79,286 

10,961 
43,369 

51,175 
265,167 

62,136 
308,536 

4,563 
14,883 

S - 3 

10,999 
42,041 

55,700 
281,378 

66,699 
323,419 

12,750 
65,671 

2005 

Apr-11 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2014 
(In thousands) 

Initial Costs 

   Gross Amount at Which Carried at 

Close of Period 

Encumbrances 

Land and 
Land 
Improvements 

Buildings 
and 
Improvements 

Total Initial 
Acquisition 
Costs 

Costs of Improvements 
Capitalized 
Subsequent 
to Acquisition Costs 

Land and 
Land 
Improvements 

Buildings & 
Buildings 
Improvements 

190,462 
— 
— 
— 
190,462 

269,748 

30,023 
72,415 
— 
— 
— 
— 
— 

— 
102,438 

— 

30,661 
— 
— 
30,661 

133,099 

41,432 
36,399 
114,410 
57,637 
249,878 

293,247 

24,036 
16,882 
2,132 
7,903 
10,440 
6,688 
13,221 

2,151 
83,453 

3,151 

4,034 
5,084 
4,148 
16,417 

99,870 

218,983 
107,154 
324,920 
266,255 
917,312 

260,415 
143,553 
439,330 
323,892 
1,167,190 

1,182,479 

1,475,726 

32,951 
100,102 
5,367 
554 
634 
3,354 
2,507 

8,168 
153,637 

14,269 

55,256 
17,646 
16,869 
104,040 

257,677 

56,987 
116,984 
7,499 
8,457 
11,074 
10,042 
15,728 

10,319 
237,090 

17,420 

59,290 
22,730 
21,017 
120,457 

357,547 

8,396 
10,915 
85,635 
6,296 
111,242 

126,125 

8,162 
7,325 
1,631 
1,897 
1,917 
1,289 
2,398 

31,139 
55,758 

22,118 

2,608 
1,625 
1,065 
27,416 

83,174 

41,481 
36,399 
115,024 
57,736 
250,640 

292,681 

24,311 
17,280 
6,936 
8,159 
10,841 
8,350 
14,948 

5,989 
96,814 

4,807 

4,200 
5,115 
4,159 
18,281 

115,095 

227,330 
118,069 
409,941 
272,452 
1,027,792 

Total 
Carrying 
Value 

268,811 
154,468 
524,965 
330,188 
1,278,432 

1,309,170 

1,601,851 

40,838 
107,029 
2,194 
2,195 
2,150 
2,981 
3,178 

35,469 
196,034 

34,731 

57,698 
19,240 
17,923 
129,592 

325,626 

65,149 
124,309 
9,130 
10,354 
12,991 
11,331 
18,126 

41,458 
292,848 

39,538 

61,898 
24,355 
22,082 
147,873 

440,721 

Accumulated 
Depreciation 

Date of 
Construction(a) 

2005 

2001 

Date 
Acquired 

Apr-11 

Aug-11 

1985/2013 

Jul-11 

2008 

Aug-11 

2007 

6/7/2005 

1979 

1970 

1975 

1977 

1978 

2008 

2010 

2007 

2000 

2004 

Aug-06 

Mar-08 

Mar-07 

May-07 

May-07 

Apr-07 

May-07 

Mar-98 

Mar-02 

Aug-08 

Apr-12 

Apr-12 

42,678 
20,910 
72,318 
54,973 
190,879 

256,550 

21,663 
44,321 
1,842 
1,366 
1,836 
2,231 
2,618 

24,269 
100,146 

20,260 

21,988 
3,687 
3,370 
49,305 

149,451 

1,361,530 

1,586,655 

4,255,392 

5,842,047 

2,125,393 

1,788,133 

6,179,242 

7,967,375 

2,415,413 

— 

— 

— 
— 
— 
— 
— 
— 
— 
— 

— 

— 

— 

— 
— 
— 
— 

— 

24,584 

24,584 

884 
4,325 
78,085 
32,938 
9,963 
6,773 
11,862 
144,830 

1,624 

1,407 

4,943 

24,377 
32,351 
— 
— 

32,351 

— 

— 

— 
1,360 
— 
— 
788 
527 
93 
2,768 

— 

4,498 

7,093 

7,517 
19,108 
— 
— 

19,108 

24,584 

24,584 

884 
5,685 
78,085 
32,938 
10,751 
7,300 
11,955 
147,598 

1,624 

5,905 

12,036 

31,894 
51,459 
— 
— 

51,459 

153,048 

153,048 

4,734 
7,965 
7,962 
283 
1,642 
880 
189 
23,655 

— 

1,516 

9,537 

306 
11,359 
4,181 
4,181 

15,540 

24,584 

24,584 

804 
11,244 
78,085 
32,938 
9,963 
6,773 
12,084 
151,891 

1,104 

1,380 

7,793 

29,920 
40,197 
— 
— 

40,197 

153,048 

153,048 

4,814 
2,406 
7,962 
283 
2,430 
1,407 
60 
19,362 

520 

6,041 

13,780 

2,280 
22,621 
4,181 
4,181 

26,802 

177,632 

177,632 

5,618 
13,650 
86,047 
33,221 
12,393 
8,180 
12,144 
171,253 

1,624 

7,421 

21,573 

32,200 
62,818 
4,181 
4,181 

66,999 

— 

— 

614 
2,023 
— 
— 
788 
527 
263 
4,215 

553 

2,232 

11,676 

636 
15,097 
47 
47 

15,144 

$ 

1,361,530 

   $ 

1,788,420 

   $ 

4,277,268 

   $ 

6,065,688 

   $ 

2,317,636 

   $ 

2,004,805 

   $ 

6,378,454 

   $ 

8,383,259 

   $ 

2,434,772 

10 Hanover Square 

21 Chelsea 

View 34 

95 Wall Street 

NEW YORK, NY 

TOTAL NORTHEAST 
REGION 

SOUTHWEST REGION 

THIRTY377 

Legacy Village 

Garden Oaks 

Glenwood 

Talisker of Addison 

Springhaven 

Clipper Pointe 

Highlands of 
Preston 

DALLAS, TX 

Barton Creek 
Landing 

Residences at the 
Domain 

Red Stone Ranch 

Lakeline Villas 

AUSTIN, TX 

TOTAL SOUTHWEST 
REGION 

TOTAL OPERATING 
COMMUNITIES 

REAL ESTATE UNDER 
DEVELOPMENT 

Pier 4 

TOTAL REAL ESTATE 
UNDER DEVELOPMENT 

LAND 

7 Harcourt 

Vitruvian 

Pacific City 

Graybar 

3032 Wilshire 

2919 Wilshire 

Waterside 

TOTAL LAND 

COMMERCIAL 

Hanover Village 

Circle Towers 
Office Bldg 

Brookhaven 
Shopping Center 

Bellevue Plaza 
retail 

TOTAL COMMERCIAL 

Other (b) 

TOTAL CORPORATE 

TOTAL COMMERCIAL 
& CORPORATE 

TOTAL REAL ESTATE 
OWNED 

(a)  Date of construction or date of last major renovation.
(b)  Includes unallocated accruals and capital expenditures.

 
 
 
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
The aggregate cost for federal income tax purposes was approximately $7.7 billion at December 31, 2014.  

The estimated depreciable lives for all buildings in the latest Consolidated Statements of Operations are 35 to 55 years.  

S - 4 

 
 
UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2014 
(In thousands) 

3-YEAR ROLLFORWARD OF REAL ESTATE OWNED AND ACCUMULATED DEPRECIATION 

The following is a reconciliation of the carrying amount of total real estate owned at December 31, (in thousands): 

Balance at beginning of the year 
Real estate acquired 
Capital expenditures and development 
Real estate sold 
Real estate contributed to joint ventures 
Consolidation of joint venture assets 
Retirement of fully depreciated assets 

Impairment of assets, including casualty-related impairments 

Real estate acquired through JV consolidation 

Balance at end of the year 

   $

2014 
8,207,977 
231,225 
326,461 
(269,681)    
(112,344)    

— 
— 
(379)    
— 
8,383,259 

   $

$

$

The following is a reconciliation of total accumulated depreciation for real estate owned at December 31, (in thousands): 

Balance at beginning of the year 
Depreciation expense for the year 
Accumulated depreciation on sales 
Accumulated depreciation on real estate contributed to joint ventures 
Accumulated depreciation on assets of consolidated joint ventures 
Accumulated depreciation on retirements of fully depreciated assets 

Write off of accumulated depreciation on casualty-related impaired assets 

Balance at end of year 

S - 5 

$

   $

2014 
2,208,794 
356,673 
(126,151)    
(4,228)    
— 
— 
(316)    

$

2,434,772 

   $

   $ 

2013 
8,055,828 
— 
452,057 
(70,687)    
(356,303)    
129,437 
— 
(2,355)    
— 
8,207,977 

   $ 

   $ 

2013 
1,924,682 
339,326 
(34,794)    
(20,662)    
1,374 
(1,132)    
— 
2,208,794 

   $ 

2012 
8,074,471 
141,648 
422,480 
(559,154) 
— 
— 
(13,945) 
(9,672) 
— 
8,055,828 

2012 
1,831,727 
340,800 
(233,207) 
— 
— 
(13,945) 
(693) 
1,924,682 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
UNITED DOMINION REALTY, L.P. 
SCHEDULE III — REAL ESTATE OWNED 
DECEMBER 31, 2014 
(In thousands) 

Initial Costs 

Gross Amount at Which Carried at 
Close of Period 

Encumbrances 

Land and Land 
Improvements 

Building and 
Improvements 

   Total Initial Acquisition 

Costs 

   Cost of Improvements 

Capitalized Subsequent 
to Acquisition Costs 

Land and Land 
Improvements 

Buildings & Buildings 
Improvements 

   Total Carrying Value 

Accumulated 
Depreciation 

   Date of Construction 

(a) 

Date Acquired 

WEST REGION 

Harbor at Mesa 
Verde 

27 Seventy Five 
Mesa Verde 

Pacific Shores 

Huntington Vista 

Missions at Back Bay 

Coronado at Newport 
— North 

Huntington Villas 

Vista Del Rey 

Coronado South 

ORANGE COUNTY, 
CA 

2000 Post Street 

Birch Creek 

Highlands Of Marin 

Marina Playa 

River Terrace 

CitySouth 

Bay Terrace 

Highlands of Marin 
Phase II 

Edgewater 

Almaden Lake 
Village 

SAN FRANCISCO, 
CA 

Rosebeach 

Tierra Del Rey 

LOS ANGELES, CA 

Crowne Pointe 

Hilltop 

The Kennedy 

Hearthstone at 
Merrill Creek 

Island Square 

SEATTLE, WA 

Boronda Manor 

Garden Court 

Cambridge Court 

Laurel Tree 

The Pointe At 
Harden Ranch 

The Pointe At 
Northridge 

The Pointe At 
Westlake 

MONTEREY 
PENINSULA, CA 

Verano at Rancho 
Cucamonga Town 
Square 

Villas at Carlsbad 

Ocean Villas 

OTHER SOUTHERN, 
CA 

Tualatin Heights 

Andover Park 

Hunt Club 

PORTLAND, OR 

$ 

50,358 

   $ 

20,476 

   $ 

28,538 

   $ 

49,014 

   $ 

12,949 

   $ 

21,058 

   $ 

40,905 

   $ 

61,963 

   $ 

30,660 
34,112 
27,972 
— 

— 
50,771 
— 
— 

193,873 
— 
— 
— 
— 
39,310 
— 
— 

— 
— 

27,000 

66,310 
— 
32,635 
32,635 
— 
— 
— 

22,957 
— 
22,957 
— 
— 
— 
— 

— 

— 

— 

— 

46,471 
— 
— 

46,471 
— 
16,818 
18,323 
35,141 

99,329 
7,345 
8,055 
229 

62,516 
61,535 
10,670 
58,785 

328,940 
9,861 
4,365 
5,996 
6,224 
22,161 
14,031 
8,545 

5,353 
30,657 

594 

107,787 
8,414 
39,586 
48,000 
2,486 
2,174 
6,179 

6,848 
21,284 
38,971 
1,946 
888 
3,039 
1,304 

6,388 

2,044 

1,329 

16,938 

13,557 
6,517 
5,135 

25,209 
3,273 
2,916 
6,014 
12,203 

110,644 
22,624 
22,486 
14,129 

46,082 
18,017 
7,080 
50,067 

319,667 
44,578 
16,696 
24,868 
23,916 
40,137 
30,537 
14,458 

18,559 
83,872 

42,515 

340,136 
17,449 
36,679 
54,128 
6,437 
7,408 
22,307 

30,922 
89,389 
156,463 
8,982 
4,188 
12,883 
5,115 

23,854 

8,028 

5,334 

68,384 

3,645 
10,718 
12,789 

27,152 
9,134 
16,995 
14,870 
40,999 

209,973 
29,969 
30,541 
14,358 

108,598 
79,552 
17,750 
108,852 

648,607 
54,439 
21,061 
30,864 
30,140 
62,298 
44,568 
23,003 

23,912 
114,529 

43,109 

447,923 
25,863 
76,265 
102,128 
8,923 
9,582 
28,486 

37,770 
110,673 
195,434 
10,928 
5,076 
15,922 
6,419 

30,242 

10,072 

6,663 

85,322 

17,202 
17,235 
17,924 

52,361 
12,407 
19,911 
20,884 
53,202 

91,693 
9,150 
7,637 
2,133 

24,693 
7,132 
2,062 
17,875 

175,324 
8,965 
6,544 
25,720 
9,482 
3,315 
35,190 
4,571 

11,059 
3,261 

4,838 

112,945 
2,945 
3,008 
5,953 
5,074 
3,722 
1,742 

3,180 
4,086 
17,804 
9,377 
5,304 
14,266 
5,872 

25,703 

9,582 

6,207 

76,311 

53,385 
2,181 
1,817 

57,383 
6,517 
8,174 
5,918 
20,609 

112,333 
7,759 
8,438 
10,802 

66,756 
62,223 
10,830 
59,277 

359,476 
10,241 
5,068 
7,127 
6,908 
22,359 
16,261 
11,424 

5,753 
30,687 

741 

116,569 
8,584 
39,647 
48,231 
2,822 
2,668 
6,242 

6,984 
21,413 
40,129 
3,169 
1,552 
5,274 
2,139 

9,848 

3,269 

2,154 

189,333 
31,360 
29,740 
5,689 

66,535 
24,461 
8,982 
67,450 

464,455 
53,163 
22,537 
49,457 
32,714 
43,254 
63,497 
16,150 

29,218 
87,103 

47,206 

444,299 
20,224 
39,626 
59,850 
11,175 
10,636 
23,986 

33,966 
93,346 
173,109 
17,136 
8,828 
24,914 
10,152 

46,097 

16,385 

10,716 

301,666 
39,119 
38,178 
16,491 

133,291 
86,684 
19,812 
126,727 

823,931 
63,404 
27,605 
56,584 
39,622 
65,613 
79,758 
27,574 

34,971 
117,790 

47,947 

560,868 
28,808 
79,273 
108,081 
13,997 
13,304 
30,228 

40,950 
114,759 
213,238 
20,305 
10,380 
30,188 
12,291 

55,945 

19,654 

12,870 

27,405 

134,228 

161,633 

23,066 
6,763 
5,326 

35,155 
3,839 
3,210 
6,364 
13,413 

47,521 
12,653 
14,415 

74,589 
15,085 
24,875 
20,438 
60,398 

70,587 
19,416 
19,741 

109,744 
18,924 
28,085 
26,802 
73,811 

26,242 

72,689 
19,665 
18,655 
3,994 

41,982 
16,061 
5,769 
40,783 

245,840 
24,289 
12,889 
26,904 
18,351 
23,857 
30,810 
8,710 

13,438 
34,141 

18,420 

211,809 
11,880 
16,561 
28,441 
7,069 
6,431 
12,640 

13,370 
34,577 
74,087 
8,611 
4,603 
13,065 
5,264 

23,292 

8,761 

5,276 

68,872 

31,638 
7,330 
8,442 

47,410 
9,653 
16,127 
13,604 
39,384 

2003 

Jun-03 

1972/2013 

2003 

1970 

1969 

2000 

1972 

1969 

2000 

1987 

1968 

2010 

1971 

2005 

2012 

1962 

2010 

2007 

1999 

1970 

1999 

1987 

1985 

2005 

2000 

2007 

1979 

1973 

1974 

1977 

1986 

1979 

1975 

2006 

1966 

1965 

1989 

1989 

1985 

Oct-04 

Jun-03 

Jun-03 

Dec-03 

Oct-04 

Sep-04 

Sep-04 

Mar-05 

Dec-98 

Dec-98 

Dec-98 

Dec-98 

Aug-05 

Nov-05 

Oct-05 

Oct-07 

Mar-08 

Jul-08 

Sep-04 

Dec-07 

Dec-98 

Dec-98 

Nov-05 

May-08 

Jul-08 

Dec-98 

Dec-98 

Dec-98 

Dec-98 

Dec-98 

Dec-98 

Dec-98 

Oct-02 

Oct-04 

Oct-04 

Dec-98 

Sep-04 

Sep-04 

 
 
  
  
  
     
     
  
     
     
     
     
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
     
     
TOTAL WEST REGION 

397,387 

578,048 

1,006,929 

1,584,977 

466,329 

640,378 

1,410,928 

2,051,306 

715,843 

S - 6 

 
  
  
  
  
  
  
  
  
     
     
UNITED DOMINION REALTY, L.P. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2014 
(In thousands) 

Initial Costs 

   Gross Amount at Which Carried at 

Close of Period 

Encumbrances 

Land and Land 
Improvements 

Building and 
Improvements 

   Total Initial Acquisition 

Costs 

   Cost of Improvements 

Capitalized Subsequent 
to Acquisition Costs 

Land and Land 
Improvements 

Buildings & Buildings 
Improvements 

   Total Carrying Value 

Accumulated 
Depreciation 

   Date of Construction 

(a) 

Date Acquired 

— 
— 
— 

32,037 
— 
— 
70,606 

— 

102,643 
12,569 
— 
— 
— 
30,834 
43,403 

146,046 

— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 

39,179 
39,179 

39,179 

56,447 
— 
56,447 
190,462 
— 
190,462 

246,909 

30,023 
72,415 
102,438 
— 
— 

102,438 

931,959 

6,418 
5,612 
297 

13,753 
14,357 
1,137 
32,815 

21,606 

95,995 
2,666 
4,145 
4,408 
1,620 
11,750 
24,589 

120,584 

2,242 
7,702 
10,869 
20,813 
1,148 
1,469 
2,117 
708 
766 
4,583 
10,791 

15,968 
15,968 

47,572 

20,778 
10,961 
31,739 
41,432 
57,637 
99,069 

130,808 

24,036 
16,882 
40,918 
3,151 
3,151 

44,069 

13,411 
20,086 
12,786 

36,059 
51,577 
103,676 
107,051 

66,765 

411,411 
10,109 
17,150 
24,692 
6,791 
45,590 
104,332 

515,743 

7,553 
23,150 
36,858 
67,561 
5,867 
11,584 
— 
5,461 
7,714 
16,293 
46,919 

56,401 
56,401 

19,829 
25,698 
13,083 

49,812 
65,934 
104,813 
139,866 

88,371 

507,406 
12,775 
21,295 
29,100 
8,411 
57,340 
128,921 

636,327 

9,795 
30,852 
47,727 
88,374 
7,015 
13,053 
2,117 
6,169 
8,480 
20,876 
57,710 

72,369 
72,369 

20,350 
8,108 
111,790 

17,071 
3,108 
5,604 
10,812 

1,770 

178,613 
4,581 
5,089 
6,766 
1,250 
5,433 
23,119 

201,732 

6,846 
14,657 
7,384 
28,887 
8,636 
9,761 
33,846 
4,500 
4,357 
16,042 
77,142 

8,947 
8,947 

170,881 

218,453 

114,976 

88,096 
51,175 
139,271 
218,983 
266,255 
485,238 

624,509 

32,951 
100,102 
133,053 
14,269 
14,269 

147,322 

108,874 
62,136 
171,010 
260,415 
323,892 
584,307 

755,317 

56,987 
116,984 
173,971 
17,420 
17,420 

191,391 

3,034 
4,563 
7,597 
8,396 
6,296 
14,692 

22,289 

8,162 
7,325 
15,487 
22,118 
22,118 

37,605 

7,493 
6,012 
9,447 

14,650 
14,373 
1,373 
33,105 

21,632 

108,085 
2,985 
4,577 
4,726 
1,646 
12,018 
25,952 

134,037 

2,734 
9,211 
11,408 
23,353 
1,762 
2,139 
4,462 
1,143 
1,258 
5,643 
16,407 

16,536 
16,536 

56,296 

19,309 
10,999 
30,308 
41,481 
57,736 
99,217 

129,525 

24,311 
17,280 
41,591 
4,807 
4,807 

46,398 

32,686 
27,794 
115,426 

52,233 
54,669 
109,044 
117,573 

68,509 

577,934 
14,371 
21,807 
31,140 
8,015 
50,755 
126,088 

704,022 

13,907 
36,298 
43,703 
93,908 
13,889 
20,675 
31,501 
9,526 
11,579 
31,275 
118,445 

64,780 
64,780 

277,133 

92,599 
55,700 
148,299 
227,330 
272,452 
499,782 

648,081 

40,838 
107,029 
147,867 
34,731 
34,731 

182,598 

40,179 
33,806 
124,873 

66,883 
69,042 
110,417 
150,678 

90,141 

686,019 
17,356 
26,384 
35,866 
9,661 
62,773 
152,040 

838,059 

16,641 
45,509 
55,111 
117,261 
15,651 
22,814 
35,963 
10,669 
12,837 
36,918 
134,852 

81,316 
81,316 

333,429 

111,908 
66,699 
178,607 
268,811 
330,188 
598,999 

777,606 

65,149 
124,309 
189,458 
39,538 
39,538 

228,996 

2008 

1988 

2014  

2008 

2004 

2007 

1972 

Apr-02 

Aug-02 

Jan-08 

Sep-05 

Mar-07 

Dec-07 

Mar-08 

2006/2007 

Mar-08 

1989 

1990 

1988 

1997 

2003 

Dec-99 

Nov-02 

Mar-04 

Mar-04 

Mar-08 

1988 

Dec-98 

1988/1989 

Jun-03 

2001 

Dec-04 

1977 

1989  

1999  

1986  

1986  

2008  

Nov-95 

Dec-95 

Dec-95 

Mar-96 

Mar-97 

May-06 

1999/2001 

Dec-04 

2006  

2005  

2005  

2008  

Apr-11 

Apr-11 

Apr-11 

Aug-11 

2007  

6/7/2005 

Aug-06 

Mar-08 

2010  

Mar-02 

21,571 
19,540 
2,382 

32,364 
24,673 
44,942 
45,360 

26,624 

217,456 
10,818 
14,882 
19,763 
5,090 
21,218 
71,771 

289,227 

8,998 
25,585 
27,162 
61,745 
10,830 
13,482 
20,064 
6,641 
7,704 
20,471 
79,192 

38,317 
38,317 

179,254 

20,102 
12,750 
32,852 
42,678 
54,973 
97,651 

130,503 

21,663 
44,321 
65,984 
20,260 
20,260 

86,244 

921,081 

2,465,384 

3,386,465 

842,931 

1,006,634 

3,222,762 

4,229,396 

1,401,071 

— 

1,407 

4,498 

5,905 

1,516 

1,380 

6,041 

7,421 

2,232 

MID-ATLANTIC REGION 

The Whitmore 

Ridgewood 

DelRey Tower 

Wellington Place at 
Olde Town 

Andover House 

Sullivan Place 

Circle Towers 

Delancey at 
Shirlington 

METROPOLITAN 
D.C. 

Lakeside Mill 

Tamar Meadow 

Calvert’s Walk 

Liriope Apartments 

20 Lambourne 

BALTIMORE, MD 

TOTAL MID-ATLANTIC 
REGION 

SOUTHEAST REGION 

Sugar Mill Creek 

Inlet Bay 

MacAlpine Place 

TAMPA, FL 

Legacy Hill 

Hickory Run 

Carrington Hills 

Brookridge 

Breckenridge 

Polo Park 

NASHVILLE, TN 

The Reserve and 
Park at Riverbridge 

OTHER FLORIDA 

TOTAL SOUTHEAST 
REGION 

NORTHEAST REGION 

Inwood West 

14 North 

BOSTON, MA 

10 Hanover Square 

95 Wall Street 

NEW YORK, NY 

TOTAL NORTHEAST 
REGION 

SOUTHWEST REGION 

THIRTY377 

Legacy Village 

DALLAS, TX 

Barton Creek Landing 

AUSTIN, TX 

TOTAL SOUTHWEST 
REGION 

TOTAL OPERATING 
COMMUNITIES 

COMMERCIAL 

Circle Towers 
Office Bldg 

 
  
  
  
     
     
     
     
     
     
  
  
  
  
  
  
  
  
     
     
     
     
     
     
     
     
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
     
     
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
     
     
     
     
     
     
     
     
     
     
  
  
  
  
  
  
  
  
     
     
TOTAL 
COMMERCIAL 

Other (b) 

TOTAL CORPORATE 

TOTAL COMMERCIAL & 
CORPORATE 

TOTAL REAL 
ESTATE OWNED 

— 
— 
— 

— 

1,407 
— 
— 

1,407 

4,498 
— 
— 

4,498 

5,905 
— 
— 

5,905 

1,516 
1,953 
1,953 

3,469 

1,380 
— 
— 

1,380 

6,041 
1,953 
1,953 

7,994 

7,421 
1,953 
1,953 

9,374 

2,232 
— 
— 

2,232 

$ 

931,959 

   $ 

922,488 

   $ 

2,469,882 

   $ 

3,392,370 

   $ 

846,400 

   $ 

1,008,014 

   $ 

3,230,756 

   $ 

4,238,770 

   $ 

1,403,303 

S - 7 

 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
  
  
  
  
  
  
  
  
     
     
     
     
UNITED DOMINION REALTY, L.P. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2014 
(In thousands) 

(a)  Date of construction or date of last major renovation.
(b)  Includes unallocated accruals and capital expenditures.

The aggregate cost for federal income tax purpose was approximately $3.6 billion at December 31, 2011.  

The estimated depreciable lives for all buildings in the latest Consolidated Statements of Operations are 35 to 55 years.  

S - 8 

 
 
 
 
 
 
 
 
 
 
 
UNITED DOMINION REALTY, L.P. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2014 
(In thousands) 

3-YEAR ROLLFORWARD OF REAL ESTATE OWNED AND ACCUMULATED DEPRECIATION 

The following is a reconciliation of the carrying amount of total real estate owned at December 31, (in thousands): 

Balance at beginning of the year 
Capital expenditures and development 
Real estate sold 
Real estate transferred to the General Partner 
Retirement of fully depreciated asset 

Casualty-related impairment of assets 

Balance at end of year 

$

2014 
4,188,480 
91,682 
(41,013)    

   $

— 
— 
(379)    

$

4,238,770 

   $

The following is a reconciliation of total accumulated depreciation for real estate owned at December 31, (in thousands): 

Balance at beginning of the year 
Depreciation expense for the year 
Accumulated depreciation on sales 
Accumulated depreciation on retirements of fully depreciated asset 
Accumulated depreciation on property transferred to the General Partner 

Write off of accumulated depreciation on casualty-related impaired assets 

Balance at end of year 

$

2014 
1,241,574 
178,719 
(16,674)    

   $

— 
— 
(316)    

$

1,403,303 

   $

S - 9 

   $ 

2013 
4,182,920 
151,002 
(70,687)    
(74,755)    
— 
— 
4,188,480 

   $ 

   $ 

2013 
1,097,133 
179,404 
(34,794)    
— 
(169)    
— 
1,241,574 

   $ 

2012 
4,205,298 
115,355 
(116,166) 
— 
(13,945) 
(7,622) 
4,182,920 

2012 

976,358 
189,362 
(54,085) 
(13,945) 
— 
(557) 
1,097,133 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
EXHIBIT INDEX 

The exhibits listed below are filed as part of this Report. References under the caption “Location” to exhibits or other filings indicate that the exhibit or 

other filing has been filed, that the indexed exhibit and the exhibit referred to are the same and that the exhibit referred to is incorporated by reference. 
Management contracts and compensatory plans or arrangements filed as exhibits to this Report are identified by an asterisk. The Commission file number for 
UDR, Inc.’s Exchange Act filings referenced below is 1-10524. The Commission file number for United Dominion Realty, L.P.’s Exchange Act filings is 333-
156002-01.  

Exhibit 

2.01

2.02

2.03

2.04

Description 

Location 

Partnership Interest Purchase and Exchange Agreement dated as of 
September 10, 1998, by and between UDR, Inc., United Dominion Realty, L.P., 
American Apartment Communities Operating Partnership, L.P., AAC 
Management LLC, Schnitzer Investment Corp., Fox Point Ltd. and James D. 
Klingbeil including as an exhibit thereto the proposed form of the Third 
Amended and Restated Limited Partnership Agreement of United Dominion 
Realty, L.P. 

Agreement of Purchase and Sale dated as of August 13, 2004, by and 
between United Dominion Realty, L.P., a Delaware limited partnership, as 
Buyer, and Essex The Crest, L.P., a California limited partnership, Essex El 
Encanto Apartments, L.P., a California limited partnership, Essex Hunt Club 
Apartments, L.P., a California limited partnership, and the other signatories 
named as Sellers therein. 

First Amendment to Agreement of Purchase and Sale dated as of 
September 29, 2004, by and between United Dominion Realty, L.P., a Delaware 
limited partnership, as Buyer, and Essex The Crest, L.P., a California limited 
partnership, Essex El Encanto Apartments, L.P., a California limited 
partnership, Essex Hunt Club Apartments, L.P., a California limited 
partnership, and the other signatories named as Sellers therein. 

Second Amendment to Agreement of Purchase and Sale dated as of October 
26, 2004, by and between United Dominion Realty, L.P., a Delaware limited 
partnership, as Buyer, and Essex The Crest, L.P., a California limited 
partnership, Essex El Encanto Apartments, L.P., a California limited 
partnership, Essex Hunt Club Apartments, L.P., a California limited 
partnership, and the other signatories named as Sellers therein. 

Exhibit 2(d) to UDR, Inc.’s Form S-3 Registration Statement 
(Registration No. 333-64281) filed with the Commission on 
September 25, 1998. 

Exhibit 2.1 to UDR, Inc.’s Current Report on Form 8-K dated 
September 28, 2004 and filed with the Commission on 
September 29, 2004. 

Exhibit 2.2 to UDR, Inc.’s Current Report on Form 8-K dated 
September 29, 2004 and filed with the Commission on October 5, 
2004. 

Exhibit 2.3 to UDR, Inc.’s Current Report on Form 8-K/A dated 
September 29, 2004 and filed with the Commission on 
November 1, 2004. 

 
 
 
 
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
 
 
 
 
 
  
Exhibit 

2.05

Description 

Location 

Agreement of Purchase and Sale dated as of January 23, 2008, by and 
between UDR, Inc., United Dominion Realty, L.P., UDR Texas Properties LLC, 
UDR Western Residential, Inc., UDR South Carolina Trust, UDR Ohio 
Properties, LLC, UDR of Tennessee, L.P., UDR of NC, Limited Partnership, 
Heritage Communities L.P., Governour’s Square of Columbus Co., 
Fountainhead Apartments Limited Partnership, AAC Vancouver I, L.P., AAC 
Funding Partnership III, AAC Funding Partnership II and DRA Fund VI LLC.    

Exhibit 2.1 to UDR, Inc.’s Current Report on Form 8-K dated 
January 23, 2008 and filed with the Commission on January 29, 
2008. 

2.06

First Amendment to Agreement of Purchase and Sale dated as of February 
14, 2008, by and between UDR, Inc., United Dominion Realty, L.P., UDR 
Texas Properties LLC, UDR Western Residential, Inc., UDR South Carolina 
Trust, UDR Ohio Properties, LLC, UDR of Tennessee, L.P., UDR of NC, 
Limited Partnership, Heritage Communities L.P., Governour’s Square of 
Columbus Co., Fountainhead Apartments Limited Partnership, AAC 
Vancouver I, L.P., AAC Funding Partnership III, AAC Funding Partnership II 
and DRA Fund VI LLC. 

Exhibit 2.2 to UDR, Inc.’s Current Report on Form 8-K/A dated 
March 3, 2008 and filed with the Commission on May 2, 2008. 

3.01

Articles of Restatement of UDR, Inc. 

Exhibit 3.09 to UDR, Inc.’s Current Report on Form 8-K dated 
July 27, 2005 and filed with the Commission on August 1, 2005. 

3.02

Articles of Amendment to the Articles of Restatement of UDR, Inc. dated and 
filed with the State Department of Assessments and Taxation of the State of 
Maryland on March 14, 2007. 

Exhibit 3.2 to UDR, Inc.’s Current Report on Form 8-K dated 
March 14, 2007 and filed with the Commission on March 15, 
2007. 

3.03

Articles of Amendment to the Articles of Restatement of UDR, Inc. dated and 
filed with the State Department of Assessments and Taxation of the State of 
Maryland on August 30, 2011. 

Exhibit 3.1 to UDR, Inc.’s Current Report on Form 8-K dated and 
filed with the Commission on September 1, 2011. 

3.04

Articles Supplementary relating to UDR, Inc.’s 6.75% Series G Cumulative 
Redeemable Preferred Stock dated and filed with the State Department of 
Assessments and Taxation of the State of Maryland on May 30, 2007. 

Exhibit 3.4 to UDR, Inc.’s Form 8-A Registration Statement dated 
and filed with the Commission on May 30, 2007. 

3.05

Amended and Restated Bylaws of UDR, Inc. (as amended through May 12, 
2011). 

Exhibit 3.1 to UDR, Inc.’s Current Report on Form 8-K dated 
May 12, 2011 and filed with the Commission on May 13, 2011. 

3.06

Certificate of Limited Partnership of United Dominion Realty, L.P. dated as of 
February 19, 2004. 

Exhibit 3.4 to United Dominion Realty, L.P.’s Post-Effective 
Amendment No. 1 to Registration Statement on Form S-3 dated 
and filed with the Commission on October 15, 2010. 

 
 
 
  
  
  
  
  
  
  
  
  
 
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
Exhibit 

Description 

Location 

3.07

Amended and Restated Agreement of Limited Partnership of United 
Dominion Realty, L.P. dated as of February 23, 2004. 

Exhibit 10.23 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2003. 

3.08

First Amendment to the Amended and Restated Agreement of Limited 
Partnership of United Dominion Realty, L.P. dated as of June 24, 2005. 

Exhibit 10.06 to UDR, Inc.’s Quarterly Report on Form 10-Q for 
the quarter ended June 30, 2005. 

3.09

Second Amendment to the Amended and Restated Agreement of Limited 
Partnership of United Dominion Realty, L.P. dated as of February 23, 2006. 

Exhibit 10.6 to UDR, Inc.’s Quarterly Report on Form 10-Q for the 
quarter ended March 31, 2006. 

3.10

Third Amendment to the Amended and Restated Agreement of Limited 
Partnership of United Dominion Realty, L.P. dated as of February 2, 2007. 

Exhibit 99.1 to UDR, Inc.’s Quarterly Report on Form 10-Q for the 
quarter ended September 30, 2009. 

3.11

Fourth Amendment to the Amended and Restated Agreement of Limited 
Partnership of United Dominion Realty, L.P. dated as of December 27, 2007. 

Exhibit 10.25 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2007. 

3.12

Fifth Amendment to the Amended and Restated Agreement of Limited 
Partnership of United Dominion Realty, L.P. dated as of March 7, 2008. 

Exhibit 10.53 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2008. 

3.13

Sixth Amendment to the Amended and Restated Agreement of Limited 
Partnership of United Dominion Realty, L.P. dated as of December 9, 2008. 

Exhibit 10.1 to UDR, Inc.’s Current Report on Form 8-K dated 
December 9, 2008 and filed with the Commission on December 10, 
2008. 

3.14

Seventh Amendment to the Amended and Restated Agreement of Limited 
Partnership of United Dominion Realty, L.P., dated as of March 13, 2009. 

Exhibit 10.1 to UDR, Inc.’s Current Report on Form 8-K dated 
March 18, 2009 and filed with the Commission on March 19, 2009. 

3.15

Eighth Amendment to the Amended and Restated Agreement of Limited 
Partnership of United Dominion Realty, L.P., dated as of November 17, 2010. 

Exhibit 10.1 to UDR, Inc.’s Current Report on Form 8-K dated and 
filed with the Commission on November 18, 2010. 

4.01

Form of UDR, Inc. Common Stock Certificate. 

Exhibit 4.1 to UDR, Inc.’s Current Report on Form 8-K dated 
March 14, 2007 and filed with the Commission on March 15, 2007. 

4.02

Senior Indenture dated as of November 1, 1995, by and between UDR, Inc. 
and First Union National Bank of Virginia, N.A., as trustee. 

Exhibit 4(ii)(h)(1) to UDR, Inc.’s Quarterly Report on Form 10-Q 
for the quarter ended June 30, 1996. 

4.03

Supplemental Indenture dated as of June 11, 2003, by and between UDR, Inc. 
and Wachovia Bank, National Association, as trustee. 

Exhibit 4.03 to UDR, Inc.’s Current Report on Form 8-K dated 
June 17, 2004 and filed with the Commission on June 18, 2004. 

4.04

Subordinated Indenture dated as of August 1, 1994 by and between UDR, 
Inc. and Crestar Bank, as trustee. 

Exhibit 4(i)(m) to UDR, Inc.’s Form S-3 Registration Statement 
(Registration No. 33-64725) filed with the Commission on 
November 15, 1995. 

 
 
 
 
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
 
 
 
 
 
  
  
  
  
  
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
  
  
  
  
 
  
Exhibit 

Description 

Location 

4.05

Form UDR, Inc. of Senior Debt Security. 

4.06

Form of UDR, Inc. Subordinated Debt Security. 

Exhibit 4(i)(n) to UDR, Inc.’s Form S-3 Registration Statement 
(Registration No. 33-64725) filed with the Commission on 
November 15, 1995. 

Exhibit 4(i)(p) to UDR, Inc.’s Form S-3 Registration Statement 
(Registration No. 33-55159) filed with the Commission on 
August 19, 1994. 

4.07

Form of UDR, Inc. Fixed Rate Medium-Term Note, Series A. 

Exhibit 4.01 to UDR, Inc.’s Current Report on Form 8-K dated 
March 20, 2007 and filed with the Commission on March 22, 2007. 

4.08

Form of UDR, Inc. Floating Rate Medium-Term Note, Series A. 

Exhibit 4.02 to UDR, Inc.’s Current Report on Form 8-K dated 
March 20, 2007 and filed with the Commission on March 22, 2007. 

4.09

UDR, Inc. 5.13% Medium-Term Notes due January 2014, issued October 3, 
2003, January 15, 2004 and March 18, 2004 

Exhibit 4.2 to UDR, Inc.’s Quarterly Report on Form 10-Q for the 
quarter ended September 30, 2003, and Exhibits 4.1 and 4.2 to 
UDR, Inc.’s Quarterly Report on Form 10-Q for the quarter ended 
March 31, 2004. 

4.10

UDR, Inc. 5.25% Medium-Term Note due January 2015, issued November 1, 
2004. 

Exhibit 4.21 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2004. 

4.11

UDR, Inc. 5.25% Medium-Term Note due January 2015, issued February 14, 
2005. 

Exhibit 4.22 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2004. 

4.12

4.13

  UDR, Inc. 5.25% Medium-Term Note due January 2015, issued March 8, 2005.    

Exhibit 4.23 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2004. 

  UDR, Inc. 5.25% Medium-Term Note due January 2015, issued May 3, 2005. 

Exhibit 4.3 to UDR, Inc.’s Quarterly Report on Form 10-Q for the 
quarter ended March 31, 2005. 

4.14

UDR, Inc. 5.25% Medium-Term Note due January 2016, issued September 7, 
2005. 

Exhibit 4.1 to UDR, Inc.’s Quarterly Report on Form 10-Q for the 
quarter ended September 30, 2005. 

4.15

UDR, Inc. 5.50% Medium-Term Note, Series A due April 2014, issued March 
27, 2007. 

Exhibit 4.5 to UDR, Inc.’s Quarterly Report on Form 10-Q for the 
quarter ended March 31, 2007. 

4.16

UDR, Inc. 4.25% Medium-Term Note, Series A due June 2018, issued May 23, 
2011. 

Exhibit 4.16 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2013. 

4.17

UDR, Inc. 4.625% Medium-Term Note, Series A due January 2022, issued 
January 10, 2012. 

Exhibit 4.17 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2013. 

 
 
 
 
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
  
 
 
 
 
 
  
  
  
  
  
 
  
 
 
 
 
 
  
 
 
 
 
Exhibit 

Description 

Location 

4.18

UDR, Inc. 3.70% Medium-Term Note, Series A due October 2020, issued 
September 26, 2013. 

Exhibit 4.18 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2013. 

4.19

Indenture dated as of April 1, 1994, by and between UDR, Inc. and 
Nationsbank of Virginia, N.A., as trustee. 

Exhibit 4(ii)(f)(1) to UDR, Inc.’s Quarterly Report on Form 10-Q 
for the quarter ended March 31, 1994. 

4.20

Supplemental Indenture dated as of August 20, 2009, by and between UDR, 
Inc. and U.S. Bank National Association, as trustee, to UDR, Inc.’s Indenture 
dated as of April 1, 1994. 

Exhibit 4.1 to UDR, Inc.’s Current Report on Form 8-K dated 
August 20, 2009 and filed with the Commission on August 21, 
2009. 

4.21

Guaranty of United Dominion Realty, L.P. with respect to UDR, Inc.’s 
Indenture dated as of November 1, 1995. 

Exhibit 99.1 to UDR, Inc.’s Current Report on Form 8-K dated and 
filed with the Commission on September 30, 2010. 

4.22

Guaranty of United Dominion Realty, L.P. with respect to UDR, Inc.’s 
Indenture dated as of October 12, 2006. 

Exhibit 99.2 to UDR, Inc.’s Current Report on Form 8-K dated and 
filed with the Commission on September 30, 2010. 

4.23

First Supplemental Indenture among UDR, Inc., United Dominion Realty, L.P. 
and U.S. Bank National Association, as Trustee, dated as of May 3, 2011, 
relating to UDR, Inc.’s Medium-Term Notes, Series A, due Nine Months or 
More from Date of Issue. 

Exhibit 4.1 to UDR, Inc.’s Current Report on Form 8-K filed with 
the Commission on May 4, 2011. 

4.24

UDR, Inc. 3.75% Medium-Term Note, Series A due October 2024, issued June 
26, 2014. 

Exhibit 4.1 to UDR, Inc.’s Quarterly Report on Form 10-Q for the 
quarter ended June 30, 2014. 

10.01*

UDR, Inc. 1999 Long-Term Incentive Plan (as amended and restated February 
6, 2014).  

Exhibit 10.1 to UDR, Inc.'s Current Report on Form 8-K filed with 
the Commission on May 28, 2014. 

10.02*

Form of UDR, Inc. Restricted Stock Award Agreement under the 1999 Long-
Term Incentive Plan. 

Exhibit 10.1 to UDR, Inc.’s Quarterly Report on Form 10-Q for the 
quarter ended March 31, 2013. 

10.03*

Form of UDR, Inc. Restricted Stock Award Agreement for awards outside of 
the 1999 Long-Term Incentive Plan. 

Exhibit 99.3 to UDR, Inc.’s Current Report on Form 8-K dated 
March 19, 2007 and filed with the Commission on March 19, 2007. 

10.04*

Form of UDR, Inc. Notice of Performance Contingent Restricted Stock Award. 

Exhibit 10.2 to UDR, Inc.’s Current Report on Form 8-K dated 
May 2, 2006 and filed with the Commission on May 8, 2006. 

10.05*

Description of UDR, Inc. Shareholder Value Plan. 

Exhibit 10(x) to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 1999. 

10.06*

Description of UDR, Inc. Executive Deferral Plan. 

Exhibit 10(xi) to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 1999. 

 
 
 
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
 
 
 
 
 
  
 
 
 
 
 
  
  
  
  
  
 
  
 
 
 
 
 
  
  
  
  
  
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
Exhibit 

Description 

Location 

10.07*

Form of UDR, Inc. Indemnification Agreement. 

Exhibit 10.3 to UDR, Inc.’s Current Report on Form 8-K dated May 2, 
2006 and filed with the Commission on May 8, 2006. 

10.08

Amended and Restated Master Credit Facility Agreement dated as of June 
24, 2002 by and between UDR, Inc. and Green Park Financial Limited 
Partnership, as amended through February 14, 2007. 

Exhibit 10.41 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2006. 

10.09

Limited Liability Company Agreement of UDR Texas Ventures LLC, a 
Delaware limited liability company, dated as of November 5, 2007. 

Exhibit 10.1 to UDR, Inc.’s Current Report on Form 8-K dated 
November 5, 2007 and filed with the Commission on November 9, 
2007. 

10.10*

Letter Agreement dated as of February 18, 2008, by and between UDR, Inc. 
and Warren L. Troupe. 

Exhibit 10.1 to UDR, Inc.’s Current Report on Form 8-K dated 
February 22, 2008 and filed with the Commission on February 27, 
2008. 

10.11*

Termination of Letter Agreement dated as of February 18, 2008 by and 
between UDR, Inc. and Warren L. Troupe, dated as of February 7, 2013 
and effective as of December 31, 2012. 

Exhibit 10.44 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2012. 

10.12*

Indemnification Agreement dated as of March 3, 2008, by and between 
UDR, Inc. and Warren L. Troupe. 

Exhibit 10.1 to UDR, Inc.’s Current Report on Form 8-K dated 
February 22, 2008 and filed with the Commission on February 27, 
2008. 

10.13*

Letter Agreement, dated December 12, 2012, by and between UDR, Inc. 
and Thomas M. Herzog. 

Exhibit 10.43 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2012. 

10.14

Subordination Agreement dated as of April 16, 1998, by and between 
UDR, Inc. and United Dominion Realty, L.P. 

Exhibit 10(vi)(a) to UDR, Inc.’s Quarterly Report on Form 10-Q for 
the quarter ended March 31, 1998. 

10.15

Term Loan Agreement dated as of December 14, 2009, by and among UDR, 
Inc., Regions Capital Markets, PNC Capital Markets LLC, Regions Bank, 
PNC Bank, National Association, U.S. Bank National Association and the 
other signatories thereto. 

Exhibit 99.1 to UDR, Inc.’s Current Report on Form 8-K dated 
December 14, 2009 and filed with the Commission on December 17, 
2009. 

10.16

Amendment to the UDR, Inc. $250 Million Term Loan Agreement. 

Exhibit 10.2 to UDR, Inc.’s Current Report on Form 8-K dated June 6, 
2013 and filed with the Commission on June 10, 2013. 

10.17

Amendment to the UDR, Inc. $100 Million Term Loan Agreement. 

Exhibit 10.3 to UDR, Inc.’s Current Report on Form 8-K dated June 6, 
2013 and filed with the Commission on June 10, 2013. 

10.18

Underwriting Agreement among UDR, Inc., Merrill Lynch, Pierce, Fenner 
& Smith Incorporated and J.P. Morgan Securities LLC, as Representatives 
of the several underwriters, dated June 4, 2012. 

Exhibit 1.1 to UDR, Inc.’s Current Report on Form 8-K dated and 
filed with the Commission on June 4, 2012. 

 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
  
 
 
 
 
 
  
 
 
 
 
 
  
  
  
  
  
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
Exhibit 

10.19

10.20

10.21

Description 

Location 

ATM Equity OfferingSM Sales Agreement among UDR, Inc., Merrill Lynch, 
Pierce, Fenner & Smith Incorporated, Citigroup Global Markets Inc., Credit 
Suisse Securities (USA) LLC, J.P. Morgan Securities LLC and Morgan Stanley 
& Co. LLC, dated April 4, 2012. 

Exhibit 1.1 to UDR, Inc.’s Current Report on Form 8-K dated 
April 4, 2012 and filed with the SEC on April 5, 2012. 

Third Amended and Restated Distribution Agreement among UDR, Inc., 
United Dominion Realty, L.P., as Guarantor, Citigroup Global Markets Inc., 
Deutsche Bank Securities Inc., J.P. Morgan Securities LLC, Merrill Lynch, 
Pierce, Fenner & Smith Incorporated, Morgan Stanley & Co. Incorporated and 
Wells Fargo Securities, LLC, as Agents, dated September 1, 2011, with respect 
to the issue and sale by UDR, Inc. of its Medium-Term Notes, Series A Due 
Nine Months or More From Date of Issue. 

Credit Agreement dated as of October 25, 2011 (the “Credit Agreement”) by 
and among UDR, Inc., as Borrower, The Financial Institutions party Hereto 
and Their Assignees under Section 12.5, as Lenders, Wells Fargo Bank, 
National Association, as Administrative Agent, Wells Fargo Securities, LLC 
and J.P. Morgan Securities LLC, as Joint Lead Arrangers and Joint Lead 
Bookrunners, JPMorgan Chase Bank, N.A., as Syndication Agent, and Bank 
of America, N.A., PNC Bank, National Association and US Bank National 
Association, as Documentation Agents. 

Exhibit 1.2 to UDR, Inc.’s Current Report on Form 8-K dated and 
filed with the Commission on September 1, 2011. 

Exhibit 10.1 to UDR, Inc.’s Current Report on Form 8-K dated and 
filed with the Commission on October 26, 2011. 

10.22

First Amendment to the Credit Agreement, dated as of March 1, 2013. 

Exhibit 10.22 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2013. 

10.23

Second Amendment to the Credit Agreement, dated as of June 6, 2013. 

Exhibit 10.1 to UDR, Inc.’s Current Report on Form 8-K dated 
June 6, 2013 and filed with the Commission on June 10, 2013. 

10.24

Amendment to the UDR, Inc. Term Loan Agreement. 

Exhibit 10.24 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2013. 

10.25

Aircraft Time Sharing Agreement dated as of December 15, 2011, by and 
between UDR, Inc. and Thomas W. Toomey. 

Exhibit 10.42 to UDR, Inc.’s Annual Report on Form 10-K for the 
year ended December 31, 2011. 

10.26

Aircraft Time Sharing Agreement dated as of December 15, 2011, by and 
between UDR, Inc. and Warren L. Troupe. 

Exhibit 10.2 to UDR, Inc.’s Quarterly Report on Form 10-Q for the 
quarter ended March 31, 2012. 

10.27

Amendment No.1, dated July 29, 2014, to the ATM Equity OfferingSM Sales 
Agreement among UDR, Inc., Merrill Lynch, Pierce, Fenner & Smith 
Incorporated, Citigroup Global Markets Inc., Credit Suisse Securities (USA) 
LLC, J.P. Morgan Securities LLC and Morgan Stanley & Co. LLC, dated April 
4, 2012. 

Exhibit 1.1 to UDR, Inc.’s Current Report on Form 8-K filed with 
the Commission on July 31, 2014. 

 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
Exhibit 

10.28

Description 

Location 

Amendment No. 1, dated July 29, 2014, to the Third Amended and Restated 
Distribution Agreement among UDR, Inc., United Dominion Realty, L.P., as 
Guarantor, Citigroup Global Markets Inc., Deutsche Bank Securities Inc., J.P. 
Morgan Securities LLC, Merrill Lynch, Pierce, Fenner & Smith Incorporated, 
Morgan Stanley & Co. Incorporated and Wells Fargo Securities, LLC, as 
Agents, dated September 1, 2011, with respect to the issue and sale by UDR, 
Inc. of its Medium-Term Notes, Series A Due Nine Months or More From 
Date of Issue. 

Exhibit 1.2 to UDR, Inc.’s Current Report on Form 8-K filed with 
the Commission on July 31, 2014. 

12.1

Computation of Ratio of Earnings to Combined Fixed Charges and Preferred 
Stock Dividends of UDR, Inc. 

Filed herewith. 

12.2

Computation of Ratio of Earnings to Fixed Charges of United Dominion 
Realty, L.P. 

Filed herewith. 

21  Subsidiaries of UDR, Inc. and United Dominion Realty, L.P. 

   Filed herewith. 

23.1  Consent of Independent Registered Public Accounting Firm for UDR, Inc. 

   Filed herewith. 

23.2

Consent of Independent Registered Public Accounting Firm for United 
Dominion Realty, L.P. 

Filed herewith. 

31.1  Rule 13a-14(a) Certification of the Chief Executive Officer of UDR, Inc. 

   Filed herewith. 

31.2  Rule 13a-14(a) Certification of the Chief Financial Officer of UDR, Inc. 

   Filed herewith. 

31.3

Rule 13a-14(a) Certification of the Chief Executive Officer of United Dominion 
Realty, L.P. 

Filed herewith. 

31.4

Rule 13a-14(a) Certification of the Chief Financial Officer of United Dominion 
Realty, L.P. 

Filed herewith. 

32.1  Section 1350 Certification of the Chief Executive Officer of UDR, Inc. 

   Filed herewith. 

32.2  Section 1350 Certification of the Chief Financial Officer of UDR, Inc. 

   Filed herewith. 

32.3

Section 1350 Certification of the Chief Executive Officer of United Dominion 
Realty, L.P. 

Filed herewith. 

32.4

Section 1350 Certification of the Chief Financial Officer of United Dominion 
Realty, L.P. 

Filed herewith. 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
Exhibit 

101

Description 

Location 

Filed herewith. 

XBRL (Extensible Business Reporting Language). The following materials 
from this Annual Report on Form 10-K for the period ended December 31, 
2014, formatted in XBRL: (i) consolidated balance sheets of UDR, Inc., (ii) 
consolidated statements of operations of UDR, Inc., (iii) consolidated 
statements of comprehensive income/(loss) of UDR, Inc., (iv) consolidated 
statements of changes in equity of UDR, Inc., (v) consolidated statements of 
cash flows of UDR, Inc., (vi) notes to consolidated financial statements of 
UDR, Inc., (vii) consolidated balance sheets of United Dominion Realty, L.P., 
(viii) consolidated statements of operations of United Dominion Realty, L.P., 
(ix) consolidated statements of comprehensive income/(loss) of United 
Dominion Realty, L.P.; (x) consolidated statements of changes in capital of 
United Dominion Realty, L.P., (xi) consolidated statements of cash flows of 
United Dominion Realty, L.P., (xi) notes to consolidated financial statements 
of United Dominion Realty, L.P. 

*  Management Contract or Compensatory Plan or Arrangement 

(Back To Top)  

Section 2: EX-12.1 (EXHIBIT 12.1) 

EXHIBIT 12.1 

UDR, Inc. 

Computation of Ratio of Earnings to Combined Fixed Charges and Preferred Stock Dividends 

(Dollars in thousands) 

2014 

2013 

2012 

2011 

2010 

Year Ended December 31, 

Earnings: 
Income/(loss) from continuing operations 
Add (from continuing operations): 

Interest on indebtedness (a) 
Portion of rents representative of the interest factor 

Amortization of capitalized interest 

Total earnings 
Fixed charges and preferred stock dividends (from continuing 
operations): 

Interest on indebtedness (a) 
Interest capitalized 
Portion of rents representative of the interest factor 

Fixed charges 

$

16,260 

130,262 
2,224 
3,711 
152,457 

130,262 
20,249 
2,224 
152,735 

$

$

$

$

$

$

$

2,340 

$

(46,305)    

$

(126,869)    

$

(121,117)    

125,905 
2,163 
3,374 
133,782 

125,905 
29,384 
2,163 
157,452 

139,069 
2,073 
2,883 
97,720 

139,069 
26,368 
2,073 
167,510 

$

$

$

151,764 
2,039 
2,187 
29,121 

151,764 
12,979 
2,039 
166,782 

$

$

$

142,254 
1,969 
1,962 
25,068 

142,254 
12,505 
1,969 
156,728 

$

$

$

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
Add: 

Preferred stock dividends 
Premium/(discount) on preferred stock redemption or 
repurchase, net 

Combined fixed charges and preferred stock dividends 

$

$

3,724 

— 
156,459 

$

$

3,724 

— 
161,176 

$

$

6,010 

2,791 
176,311 

$

$

9,311 

175 
176,268 

$

$

9,488 

(25)    

166,191 

Ratio of earnings to fixed charges 
Ratio of earnings to combined fixed charges and preferred 
stock dividends 

— 

(b) 

— 

(c) 

—  (b) 

—  (c) 

— 

(b) 

— 

(c) 

—  (b) 

—  (c) 

— 

(b) 

— 

(c) 

(a) Includes interest expense of consolidated subsidiaries, amortization of deferred loan costs, realized losses related to hedging activities and amortization of 

premiums and discounts related to indebtedness. 

(b) The ratio was less than 1:1 for the years ended December 31, 2014, 2013, 2012, 2011, and 2010 as earnings were inadequate to cover fixed charges by 

deficiencies of approximately $0.3 million, $23.7 million, $69.8 million, $137.7 million, and $131.7 million, respectively. 

(c) The ratio was less than 1:1 for the years ended December 31, 2014, 2013, 2012, 2011, and 2010 as earnings were inadequate to cover combined fixed 
charges and preferred stock dividends by deficiencies of approximately $4.0 million, $27.4 million, $78.6 million, $147.1 million and $141.1 million, 
respectively. 

(Back To Top)  

Section 3: EX-12.2 (EXHIBIT 12.2) 

EXHIBIT 12.2 

United Dominion Realty, L.P. 

Computation of Ratio of Earnings to Fixed Charges 

(Dollars in thousands) 

Earnings: 
Income/(loss) from continuing operations 
Add from continuing operations: 
Interest on indebtedness (a) 
Portion of rents representative of the interest factor 

Amortization of capitalized interest 

Total earnings 

Fixed charges from continuing operations: 

Interest on indebtedness (a) 
Interest capitalized 

Portion of rents representative of the interest factor 

Fixed charges 

2014 

2013 

2012 

2011 

2010 

Year Ended December 31, 

$

33,544 

$

32,766 

$

(13,309)    

$

(40,744)    

$

(30,937)    

41,717 
1,751 
725 
77,737 

41,717 
2,890 
1,751 
46,358 

$

$

$

36,058 
1,705 
580 
71,109 

36,058 
5,870 
1,705 
43,633 

$

$

$

45,234 
1,665 
398 
33,988 

45,234 
3,679 
1,665 
50,578 

$

$

$

52,817 
1,627 
291 
13,991 

52,817 
1,752 
1,627 
56,196 

$

$

$

49,140 
1,564 
258 
20,025 

49,140 
1,340 
1,564 
52,044 

$

$

$

Ratio of earnings to fixed charges 

1.68 

1.63 

— 

(b) 

—  (b) 

— 

(b) 

(a) Includes interest expense of consolidated subsidiaries, amortization of deferred loan costs, realized losses related to hedging activities and amortization of 

premiums and discounts related to indebtedness. 

(b) The ratio was less than 1:1 for the years ended December 31, 2012, 2011, and 2010 as earnings were inadequate to cover fixed charges by deficiencies of 

approximately $16.6 million, $42.2 million, and $32.0 million, respectively. 

 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
  
  
(Back To Top)  

Section 4: EX-21 (EXHIBIT 21) 

The Company has the following subsidiaries. Joint Venture entities are shown with an asterisk. United Dominion Realty, L.P. is a limited partnership with 

outside limited partners holding minimal percentage interests. The Company owns general and 
limited partnership interests in United Dominion Realty, L.P. constituting approximately 95% of the aggregate partnership 
interest. Entities marked with double asterisks are those entities in which United Dominion Realty, L.P. is either a member or a 
partner. All other entities are wholly-owned.     

EXHIBIT 21 

Subsidiary 

1001 Properties, LLC* 
101 Colorado High-Rise, LP* 
101 Colorado Master Condominium Association, Inc.* 
1020 Tower, GP LLC* 
1020 Tower, LP* 
13th And Market Properties LLC* 
1745 LLC 
20 Lambourne LLC 
24 Hundred Properties LLC* 
2000 Post Owners Association 
399 Fremont LLC* 
6104 Hollywood, LLC* 
AAC Funding II, Inc. 
AAC Funding III LLC** 
AAC Funding IV LLC** 
AAC Funding IV, Inc. 
AAC Funding Partnership II** 
AAC Seattle I, Inc. 
AAC/FSC Crown Pointe Investors, LLC 
AAC/FSC Hilltop Investors, LLC 
AAC/FSC Seattle Properties, LLC** 
Acoma High-Rise, LP* 
Andover House LLC 
Andover Member 1 LLC 
Andover Member 2 LLC 
Apartments on Chestnut Limited Partnership* 
Ashton at Dublin Station, LLC* 
Ashwood Commons, L.L.C. 
Ashwood Commons North LLC 
ASR Investments Corporation 
Bella Terra Villas LLC 
Bellevue Plaza Development LLC 
Block R Master Condominium Association, Inc* 
CMP-1, LLC 
Calvert’s Walk LLC 
Cambridge Woods LLC 
Cedar Street High-Rise, L.P.* 
Circle Towers LLC** 

State of Incorporation or Organization 

Delaware 
Delaware 
Texas 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
California 
Delaware 
Delaware 
Delaware 
Washington 
Washington 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Washington 
Washington 
Maryland 
Delaware 
Delaware 
Texas 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 

 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Subsidiary 

Coastal Monterey Properties LLC** 
College Park Holding LLC 
Columbus Square 775 LLC* 
Columbus Square 795 LLC* 
Columbus Square 801 LLC* 
Columbus Square 805 LLC* 
Columbus Square 808 LLC* 
Consolidated-Hampton, LLC 
Coronado South Apartments, L.P** 
DCO 2400 14th Street LLC 
DCO 2919 Wilshire LLC 
DCO 3032 Wilshire LLC 
DCO 3033 Wilshire LLC* 
DCO Addison at Brookhaven LP 
DCO Arbors at Lee Vista LLC 
DCO Beach Walk LLC 
DCO Borgata LLC 
DCO Brookhaven Center LP 
DCO Caroline Development LLC 
DCO Clipper Pointe LP 
DCO College Park LLC 
DCO/CWP 2919 Wilshire LLC* 
DCO/CWP 3032 Wilshire LLC* 
DCO Fiori LLC 
DCO Garden Oaks LP 
DCO Glenwood Apartments LP 
DCO Highlands LLC 
DCO Market LLC 
DCO Mission Bay LP 
DCO Option 2 LLC 
DCO Pacific City LLC 
DCO Pine Avenue LP 
DCO Realty, Inc. 
DCO Realty LP LLC 
DCO Savoye LLC 
DCO Savoye 2 LLC 
DCO Springhaven LP 
DCO Talisker LP 
Domain Mountain View LLC 
Dominion Constant Friendship LLC 
Dominion Eden Brook LLC 
Dominion Kings Place LLC 
Domus SPE General Partner, LLC* 

State of Incorporation or Organization 

Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Maryland 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 

 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
Subsidiary 

Domus SPE General Partner, LLC* 
Eastern Residential, Inc. 
Easton Partners I, LP* 
FMP Member, Inc. 
Fiori LLC* 
Foxborough Lodge Limited Partnership* 
Garrison Harcourt Square LLC 
Governour’s Square of Columbus Co. Ltd** 
HPI 2161 Sutter LP 
HPI Option 2 LLC 
Hanover Square SPE LLC** 
Harding Park LP LLC 
Hawthorne Apartments LLC 
Heritage Communities LLC 
Icon Tower, LP* 
Inlet Bay at Gateway, LLC 
Inwood Development LLC** 
Jamestown of St. Matthews Limited Partnership** 
Jefferson at Marina del Rey, L.P. 
K/UDR Venture LLC* 
Kelvin and Jamboree Properties, LLC* 
Kelvin and Jamboree LLC 
L.A. Southpark High Rise, LP* 
La Jolla Wilshire, LLC* 
Lakeside Mill LLC 
Lenox Farms Limited Partnership* 
Lightbox LLC 
Lincoln TC II, L.P. 
LJW LLC 
Lodge at Ames Pond Limited Partnership* 
Lofts at Charles River Landing, LLC* 
LPC Millenia Place Apartments LLC 
MacAlpine Place Apartment Partners, Ltd** 
Management Company Services, Inc. 
Ninety Five Wall Street LLC** 
Northbay Properties II, L.P** 
Olive Way High-Rise LP* 
Pacific Los Alisos LLC 
Parker’s Landing Condominiums LLC 
Parker’s Landing Townhomes LLC 
Pier 4 LLC 
Polo Park Apartments LLC** 
Portico Properties, LLC* 

State of Incorporation or Organization 

Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Ohio 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Ohio 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Florida 
Delaware 
Delaware 
California 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
Subsidiary 

RE3, Inc. 
Rancho Cucamonga Town Square Owners Association* 
Savoye LLC* 
Saveoye 2 LLC* 
Strata Properties, LLC* 
Tennessee Colonnade LLC** 
THC/UDR Domain College Park LLC 
The Commons of Columbia, Inc. 
The Domain Condominium Association, Inc.* 
Thomas Circle Properties LLC* 
Town Square Commons, LLC 
Towson Holdings, LLC* 
Towson Promenade, LLC* 
Trilon Townhouses, LLC 
TSTW LLC 
UDR 10 Hanover LLC** 
UDR 1818 Platinum LLC 
UDR Altamira Place LLC 
UDR Arborview Associates LLC 
UDR Aspen Creek, LLC 
UDR California GP, LLC** 
UDR California GP II, LLC 
UDR California Properties, LLC 
UDR Calvert, LLC** 
UDR Calvert’s Walk Associates Limited Partnership 
UDR Calverts Walk GP, LLC 
UDR Carlsbad Apartments, L.P** 
UDR Carriage Homes, LLC 
UDR Chelsea LLC 
UDR Crane Brook LLC** 
UDR Developers, Inc. 
UDR Domain Brewers Hill LLC 
UDR EAS LLC 
UDR Foxglove Associates L.L.C** 
UDR Garrison Square LLC 
UDR Harbor Greens, L.P** 
UDR Holdings, LLC** 
UDR Huntington Vista, L.P** 
UDR Inwood LLC** 
UDR, Inc. 
UDR/K Venture Member LLC 
UDR Lakeline Villas LLC 
UDR Lakeside Mill, LLC** 
UDR Legacy at Mayland LLC 

State of Incorporation or Organization 

Delaware 
California 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Virginia 
Texas 
Delaware 
District of Columbia 
Delaware 
Delaware 
District of Columbia 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Virginia 
Delaware 
Delaware 
Virginia 
Delaware 
Maryland 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Virginia 
Delaware 
Delaware 
Maryland 
Delaware 
Delaware 
Virginia 
Delaware 
Delaware 
Maryland 
Delaware 
Delaware 
Virginia 
Delaware 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
Subsidiary 

UDR Lincoln at Towne Square LLC* 
UDR Lincoln at Towne Square II LLC* 
UDR Marina Pointe LLC 
UDR Maryland Properties, LLC** 
UDR/MetLife G.P. LLC* 
UDR/MetLife GP II LLC* 
UDR/MetLife Master Limited Partnership* 
UDR/MetLife Master Limited Partnership II* 
UDR/ML Venture LLC 
UDR/ML Venture 2 LLC 
UDR Midlands Acquisition, LLC** 
UDR Newport Beach North, L.P** 
UDR Ocean Villa Apartments, L.P** 
UDR of Tennessee, L.P** 
UDR Okeeheelee LLC* 
UDR Pinebrook, L.P** 
UDR Presidential Greens, L.L.C. 
UDR Rancho Cucamonga, L.P. 
UDR Red Stone Ranch LLC 
UDR Ridgewood (II) Garden, LLC** 
UDR Ridge at Blue Hills LLC 
UDR River Terrace LLC 
UDR Rivergate LLC 
UDR Stone Canyon LLC* 
UDR Texas Properties LLC 
UDR Texas Ventures LLC* 
UDR The Bradford LLC* 
UDR The Cliffs LLC* 
UDR The Legend at Park Ten LLC* 
UDR The Mandolin LLC* 
UDR The Meridian LLC* 
UDR Towers By The Bay LLC 
UDR TX Fund LLC 
UDR Villa Venetia Apartments, L.P** 
UDR Virginia Properties, LLC 
UDR Wellington Place LLC 
UDR Windjammer, L.P.** 
UDR Woodland Apartments II, L.P. 
UDR Woodland GP, LLC 
UDRLP EAS LLC** 
UDRT of Delaware 4 LLC** 
United Dominion Realty, L.P. 
View 14 Investments LLC 
VPDEV 1 LLC* 

State of Incorporation or Organization 

Delaware 
Delaware 
Delaware 
Virginia 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Virginia 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Virginia 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Virginia 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
Subsidiary 

VPDEV 2 LLC* 
Washington Vue, LP* 
Waterscape Village LLC 
Waterside Towers, L.L.C. 
WCH LLC 
West El Camino Real, LLC* 
Western Residential, Inc. 
Wilshire Crescent Heights, LLC* 
Windemere at Sycamore Highlands, LLC 
Winterland San Francisco Partners** 

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Section 5: EX-23.1 (EXHIBIT 23.1) 

State of Incorporation or Organization 

Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Virginia 
Delaware 
Delaware 
California 

Consent of Independent Registered Public Accounting Firm 

We consent to the incorporation by reference in the following Registration Statements of UDR, Inc. and in the related Prospectuses of our reports dated 
February 24, 2015, with respect to the consolidated financial statements and schedule of UDR, Inc., and the effectiveness of internal control over financial 
reporting of UDR, Inc., included in this Annual Report (Form 10-K) for the year ended December 31, 2014:  

EXHIBIT 23.1 

Registration 

Statement Number 

   Description 

Form  S-3,  pertaining  to  the  registration  of  11,000,000  shares  of  Common  Stock,  including  rights  to  purchase  Series  C  Junior 
Participating Redeemable Preferred Stock, issuable under the Company’s Dividend Reinvestment and Stock Purchase Plan. 

Form  S-3,  Shelf  Registration  Statement,  pertaining  to  the  registration  of  an  indeterminate  amount  of  Common  Stock,  Preferred 
Stock, Depositary Shares, Debt Securities, Guarantees of Debt Securities, Warrants, Subscription Rights, Purchase Contracts and 
Purchase Units. 

   Form S-3, pertaining to the registration of 3,882,187 shares of Common Stock. 

   Form S-3, pertaining to the registration of 2,569,606 shares of Common Stock. 

   Form S-3, pertaining to the registration of 1,802,239 shares of Common Stock. 

   Form S-8, pertaining to the Company’s 1999 Long-Term Incentive Plan. 

   Form S-8, pertaining to the Company’s 1999 Long-Term Incentive Plan. 

   Form S-8, pertaining to the Company’s 1999 Long-Term Incentive Plan. 

/s/ Ernst & Young LLP 

333-129743 

333-197710 

333-167270 

333-180553 

333-183510 

333-160180 

333-201192 

333-75897 

Denver, Colorado 
February 24, 2015 

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Section 6: EX-23.2 (EXHIBIT 23.2) 

Consent of Independent Registered Public Accounting Firm  

EXHIBIT 23.2 

We  consent  to  the  incorporation  by  reference  in  the  following  Registration  Statements  of  UDR,  Inc.  and  related  Prospectuses  of  our  report  dated 
February 24, 2015, with respect to the consolidated financial statements and schedule of United Dominion Realty, L.P., included in this Annual Report (Form 
10-K) for the year ended December 31, 2014:  

Registration 

Statement Number 

   Description 

Form S-3, pertaining to the registration of 11,000,000 shares of Common Stock, including rights to purchase Series C Junior 
Participating Redeemable Preferred Stock, issuable under the Company’s Dividend Reinvestment and Stock Purchase Plan. 

Form S-3, Shelf Registration Statement, pertaining to the registration of an indeterminate amount of Common Stock, Preferred 
Stock,  Depositary  Shares,  Debt  Securities,  Guarantees  of  Debt  Securities,  Warrants,  Subscription  Rights,  Purchase 
Contracts and Purchase Units. 

   Form S-3, pertaining to the registration of 3,882,187 shares of Common Stock 

   Form S-3, pertaining to the registration of 2,569,606 shares of Common Stock. 

   Form S-3, pertaining to the registration of 1,802,239 shares of Common Stock. 

   Form S-8, pertaining to the Company’s 1999 Long-Term Incentive Plan. 

   Form S-8, pertaining to the Company’s 1999 Long-Term Incentive Plan. 

   Form S-8, pertaining to the Company’s 1999 Long-Term Incentive Plan. 

/s/ Ernst & Young LLP 

333-129743 

333-197710 

333-167270 

333-180553 

333-183510 

333-160180 

333-201192 

333-75897 

Denver, Colorado 
February 24, 2015 

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Section 7: EX-31.1 (EXHIBIT 31.1) 

I, Thomas W. Toomey, certify that:  

1. I have reviewed this Annual Report on Form 10-K of UDR, Inc.;  

CERTIFICATION 

EXHIBIT 31.1 

2. Based on my knowledge, this Report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the 
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this Report; 

3. Based on my knowledge, the financial statements, and other financial information included in this Report, fairly present in all material respects the 

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this Report; 

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in 
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
   
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
registrant and have: 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to 

ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, 
particularly during the period in which this Report is being prepared; 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our 
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external 
purposes in accordance with generally accepted accounting principles; 

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this Report our conclusions about the 

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this Report based on such evaluation; and 

(d) Disclosed in this Report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent 
fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, 
the registrant’s internal control over financial reporting; and 

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the 

registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions): 

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to 

adversely affect the registrant’s ability to record, process, summarize and report financial information; and 

(b)  Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over 

financial reporting. 

Date:  February 24, 2015 

/s/ Thomas W. Toomey 

Thomas W. Toomey 
Chief Executive Officer and President 
(Principal Executive Officer) 

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Section 8: EX-31.2 (EXHIBIT 31.2) 

I, Thomas M. Herzog, certify that:  

1. I have reviewed this Annual Report on Form 10-K of UDR, Inc.;  

CERTIFICATION 

EXHIBIT 31.2 

2. Based on my knowledge, this Report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the 
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this Report; 

3. Based on my knowledge, the financial statements, and other financial information included in this Report, fairly present in all material respects the 

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this Report; 

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in 
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the 
registrant and have: 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to 

ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, 
particularly during the period in which this Report is being prepared; 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our 
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external 
purposes in accordance with generally accepted accounting principles; 

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this Report our conclusions about the 

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this Report, based on such evaluation; and 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
 
  
(d) Disclosed in this Report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent 
fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, 
the registrant’s internal control over financial reporting; and 

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the 

registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions): 

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably 

likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and 

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control 

over financial reporting. 

Date: 

February 24, 2015 

/s/ Thomas M. Herzog 

Thomas M. Herzog 
Senior Vice President and Chief Financial Officer (Principal 
Financial Officer) 

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Section 9: EX-31.3 (EXHIBIT 31.3) 

I, Thomas W. Toomey, certify that:  

1. I have reviewed this Annual Report on Form 10-K of United Dominion Realty, L.P.;  

CERTIFICATION 

EXHIBIT 31.3 

2. Based on my knowledge, this Report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the 
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this Report; 

3. Based on my knowledge, the financial statements, and other financial information included in this Report, fairly present in all material respects the 

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this Report; 

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in 
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the 
registrant and have: 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to 

ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, 
particularly during the period in which this Report is being prepared; 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our 
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external 
purposes in accordance with generally accepted accounting principles; 

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this Report our conclusions about the 

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this Report based on such evaluation; and 

(d) Disclosed in this Report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent 
fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, 
the registrant’s internal control over financial reporting; and 

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the 

registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions): 

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably 

likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and 

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
over financial reporting. 

Date: 

February 24, 2015 

/s/ Thomas W. Toomey 

Thomas W. Toomey 
Chief Executive Officer and President of UDR, Inc. (Principal 
Executive Officer), 
general partner of United Dominion Realty, L.P. 

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Section 10: EX-31.4 (EXHIBIT 31.4) 

I, Thomas M. Herzog, certify that:  

1. I have reviewed this Annual Report on Form 10-K of United Dominion Realty, L.P.;  

CERTIFICATION 

EXHIBIT 31.4 

2. Based on my knowledge, this Report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the 
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this Report; 

3. Based on my knowledge, the financial statements, and other financial information included in this Report, fairly present in all material respects the 

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this Report; 

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in 
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the 
registrant and have: 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to 

ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, 
particularly during the period in which this Report is being prepared; 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our 
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external 
purposes in accordance with generally accepted accounting principles; 

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this Report our conclusions about the 

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this Report, based on such evaluation; and 

(d) Disclosed in this Report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent 
fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, 
the registrant’s internal control over financial reporting; and 

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the 

registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions): 

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably 

likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and 

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control 

over financial reporting. 

Date:  February 24, 2015 

/s/ Thomas M. Herzog 

Thomas M. Herzog 
Senior Vice President and Chief Financial Officer of UDR, Inc. 
(Principal Financial Officer), 
general partner of United Dominion Realty, L.P. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
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Section 11: EX-32.1 (EXHIBIT 32.1) 

CERTIFICATION 

EXHIBIT 32.1 

In connection with the periodic report of UDR, Inc. (the “Company”) on Form 10-K for the year ended December 31, 2014, as filed with the Securities and 
Exchange Commission (the “Report”), I, Thomas W. Toomey, Chief Executive Officer and President of the Company, hereby certify as of the date hereof, solely 
for purposes of Title 18, Chapter 63, Section 1350 of the United States Code, that to the best of my knowledge: 

(1) the Report fully complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934, and 

(2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company at the 

dates and for the periods indicated. 

Date:  February 24, 2015 

/s/ Thomas W. Toomey 

Thomas W. Toomey 
Chief Executive Officer and President (Principal Executive 
Officer) 

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Section 12: EX-32.2 (EXHIBIT 32.2) 

CERTIFICATION 

EXHIBIT 32.2 

In connection with the periodic report of UDR, Inc. (the “Company”) on Form 10-K for the year ended December 31, 2014, as filed with the Securities and 
Exchange Commission (the “Report”), I, Thomas M. Herzog, Senior Vice President and Chief Financial Officer of the Company, hereby certify as of the date 
hereof, solely for purposes of Title 18, Chapter 63, Section 1350 of the United States Code, that to the best of my knowledge: 

(1) the Report fully complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934, and 

(2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company at the 

dates and for the periods indicated. 

Date:  February 24, 2015 

/s/ Thomas M. Herzog 

Thomas M. Herzog 
Senior Vice President and Chief Financial Officer (Principal 
Financial Officer) 

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Section 13: EX-32.3 (EXHIBIT 32.3) 

EXHIBIT 32.3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
CERTIFICATION 

In connection with the periodic report of United Dominion Realty, L.P. (the “Operating Partnership”) on Form 10-K for the year ended December 31, 2014, as 
filed with the Securities and Exchange Commission (the “Report”), I, Thomas W. Toomey, Chief Executive Officer and President of UDR, Inc., the general partner 
of the Operating Partnership, hereby certify as of the date hereof, solely for purposes of Title 18, Chapter 63, Section 1350 of the United States Code, that to the 
best of my knowledge: 

(1) the Report fully complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934, and 

(2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Operating 

Partnership at the dates and for the periods indicated. 

Date: 

February 24, 2015 

/s/ Thomas W. Toomey 

Thomas W. Toomey 
Chief Executive Officer and President of UDR, Inc. (Principal 
Executive Officer), 
general partner of United Dominion Realty, L.P. 

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Section 14: EX-32.4 (EXHIBIT 32.4) 

CERTIFICATION 

EXHIBIT 32.4 

In connection with the periodic report of United Dominion Realty, L.P. (the “Operating Partnership”) on Form 10-K for the year ended December 31, 2014, as 

filed with the Securities and Exchange Commission (the “Report”), I, Tomas M. Herzog, Senior Vice President and Chief Financial Officer of UDR, Inc., the 
general partner of the Operating Partnership, hereby certify as of the date hereof, solely for purposes of Title 18, Chapter 63, Section 1350 of the United States 
Code, that to the best of my knowledge: 

(1) the Report fully complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934, and 

(2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Operating Partnership 
at the dates and for the periods indicated. 

Date:  February 24, 2015 

/s/ Thomas M. Herzog 

Thomas M. Herzog 
Senior Vice President and Chief Financial Officer of UDR, Inc. 
(Principal Financial Officer), 
general partner of United Dominion Realty, L.P. 

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