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UDR

udr · NYSE Real Estate
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Ticker udr
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Sector Real Estate
Industry REIT - Residential
Employees 1001-5000
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FY2017 Annual Report · UDR
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UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

Form 10-K 

   ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

   TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2017  
OR 

For the transition period from                      to                      

Commission file number 1-10524 (UDR, Inc.) 
Commission file number 333-156002-01 (United Dominion Realty, L.P.) 

UDR, Inc. 
United Dominion Realty, L.P. 

(Exact name of registrant as specified in its charter) 

Maryland (UDR, Inc.) 
Delaware (United Dominion Realty, L.P.) 
(State or other jurisdiction of 
incorporation or organization) 

54-0857512 
54-1776887 
(I.R.S. Employer 
Identification No.) 

1745 Shea Center Drive, Suite 200, Highlands Ranch, Colorado 80129 
(Address of principal executive offices) (zip code) 
Registrant’s telephone number, including area code: (720) 283-6120 
Securities registered pursuant to Section 12(b) of the Act: 

Title of Each Class 
Common Stock, $0.01 par value (UDR, Inc.) 

Name of Each Exchange on Which Registered 
New York Stock Exchange 

Securities registered pursuant to Section 12(g) of the Act: None 
(Title of Class) 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. 

UDR, Inc. 
United Dominion Realty, L.P. 

Yes  
Yes  

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. 

UDR, Inc. 
United Dominion Realty, L.P. 

Yes  
Yes  

No  
No  

No  
No  

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such 

shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. 

UDR, Inc. 
United Dominion Realty, L.P. 

Yes  
Yes  

No  
No  

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Website, if any, every Interactive Data File required to be submitted and posted pursuant to 

Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). 

UDR, Inc. 
United Dominion Realty, L.P. 

Yes  
Yes  

No  
No  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of Registrant’s knowledge, in 

definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the 

definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. (Check one): 

UDR, Inc.: 
Large accelerated filer  

United Dominion Realty, L.P.: 
Large accelerated filer  

Accelerated filer  

Non-accelerated filer  
(Do not check if a smaller reporting company) 

Smaller reporting company  
Emerging growth company  

Accelerated filer  

Non-accelerated filer  
(Do not check if a smaller reporting company) 

Smaller reporting company  
Emerging growth company  

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards 

provided pursuant to Section 13(a) of the Exchange Act. 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). 

UDR, Inc. 
United Dominion Realty, L.P. 

Yes  
Yes  

 

No  
No  

The aggregate market value of the shares of common stock of UDR, Inc. held by non-affiliates on June 30, 2017 was approximately $3.6 billion. This calculation excludes shares of common stock 

held by the registrant’s officers and directors and each person known by the registrant to beneficially own more than 5% of the registrant’s outstanding shares, as such persons may be deemed to be 
affiliates. This determination of affiliate status should not be deemed conclusive for any other purpose. As of February 16, 2018, there were 268,160,029 shares of UDR, Inc.’s common stock outstanding. 

There is no public trading market for the partnership units of United Dominion Realty, L.P. As a result, an aggregate market value of the partnership units of United Dominion Realty, L.P. cannot 

be determined. 

DOCUMENTS INCORPORATED BY REFERENCE 

The information required by Part III of this Report, to the extent not set forth herein, is incorporated by reference from UDR, Inc.’s definitive proxy statement for the 2018 Annual Meeting of 

Stockholders. 

This Annual Report on Form 10-K includes financial statements required under Rule 3-09 of Regulation S-X for UDR Lighthouse DownREIT L.P. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS 

PAGE

PART I 

Item 1. Business 

Item 1A. Risk Factors 

Item 1B. Unresolved Staff Comments 

Item 2. Properties 

Item 3. Legal Proceedings 

Item 4. Mine Safety Disclosures 

PART II 

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 

Securities 

Item 6. Selected Financial Data 

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 

Item 7A. Quantitative and Qualitative Disclosures about Market Risk 

Item 8. Financial Statements and Supplementary Data 

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

Item 9A. Controls and Procedures 

Item 9B. Other Information 

PART III 

Item 10. Directors, Executive Officers and Corporate Governance 

Item 11. Executive Compensation 

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 

Item 13. Certain Relationships and Related Transactions, and Director Independence 

Item 14. Principal Accountant Fees and Services 

PART IV 

Item 15. Exhibits, Financial Statement Schedules 

Item 16. Form 10-K Summary 

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EXPLANATORY NOTE 

This Report combines the annual reports on Form 10-K for the fiscal year ended December 31, 2017 of 
UDR, Inc., a Maryland corporation, and United Dominion Realty, L.P., a Delaware limited partnership, of which 
UDR, Inc. is the parent company and sole general partner. Unless the context otherwise requires, all references in this 
Report to “we,” “us,” “our,” the “Company,” “UDR” or “UDR, Inc.” refer collectively to UDR, Inc., together with its 
consolidated subsidiaries and joint ventures, including United Dominion Realty, L.P. and UDR Lighthouse 
DownREIT L.P. (the “DownREIT Partnership”), both Delaware limited partnerships of which UDR is the sole general 
partner. Unless the context otherwise requires, the references in this Report to the “Operating Partnership” or the “OP” 
refer to United Dominion Realty, L.P., together with its consolidated subsidiaries. “Common stock” refers to the 
common stock of UDR and “stockholders” means the holders of shares of UDR’s common stock and preferred stock. 
The limited partnership interests of the Operating Partnership and the DownREIT Partnership are referred to as “OP 
Units” and “DownREIT Units” respectively, and the holders of the OP Units and DownREIT Units are referred to as 
“unitholders.” This combined Form 10-K is being filed separately by UDR and the Operating Partnership. 

There are a number of differences between the Company and the Operating Partnership, which are reflected in 

our disclosure in this Report. UDR is a real estate investment trust (“REIT”), whose most significant asset is its 
ownership interest in the Operating Partnership. UDR also conducts business through other subsidiaries, including its 
taxable REIT subsidiary (“TRS”). UDR acts as the sole general partner of the Operating Partnership, holds interests in 
subsidiaries and joint ventures, owns and operates properties, issues securities from time to time and guarantees debt of 
certain of our subsidiaries. The Operating Partnership conducts the operations of a substantial portion of the business and 
is structured as a partnership with no publicly traded equity securities. The Operating Partnership has guaranteed certain 
outstanding debt of UDR. 

As of December 31, 2017, UDR owned 110,883 units (100%) of the general partnership interests of the 
Operating Partnership and 174,126,805 OP Units, representing approximately 95.0% of the total outstanding OP Units in 
the Operating Partnership. UDR conducts a substantial amount of its business and holds a substantial amount of its assets 
through the Operating Partnership, and, by virtue of its ownership of the OP Units and UDR’s role as the Operating 
Partnership’s sole general partner, UDR has the ability to control all of the day-to-day operations of the Operating 
Partnership. Separate financial statements and accompanying notes, as well as separate discussions under 
“Management’s Discussion and Analysis of Financial Condition and Results of Operations,” “Market for Registrant’s 
Common Equity, Related Stockholder Matters and Issuer Purchasers of Equity Securities” and “Control and Procedures” 
are presented in this report for each of UDR and the Operating Partnership. In addition, certain disclosures in “Business” 
are separated by entity to the extent that the discussion relates to UDR’s business outside of the Operating Partnership. 

 
 
Forward-Looking Statements 

PART I 

This Report contains forward-looking statements within the meaning of Section 27A of the Securities Act of 

1933 and Section 21E of the Securities Exchange Act of 1934. Such forward-looking statements include, without 
limitation, statements concerning property acquisitions and dispositions, development activity and capital expenditures, 
capital raising activities, rent growth, occupancy, and rental expense growth. Words such as “expects,” “anticipates,” 
“intends,” “plans,” “likely,” “will,” “believes,” “seeks,” “estimates,” and variations of such words and similar 
expressions are intended to identify such forward-looking statements. Such statements involve known and unknown 
risks, uncertainties and other factors which may cause our actual results, performance or achievements to be materially 
different from the results of operations or plans expressed or implied by such forward-looking statements. Such factors 
include, among other things, unfavorable changes in the apartment market, changing economic conditions, the impact of 
inflation/deflation on rental rates and property operating expenses, expectations concerning availability of capital and the 
stabilization of the capital markets, the impact of competition and competitive pricing, acquisitions, developments and 
redevelopments not achieving anticipated results, delays in completing developments, redevelopments and lease-ups on 
schedule, expectations on job growth, home affordability and demand/supply ratio for multifamily housing, expectations 
concerning development and redevelopment activities, expectations on occupancy levels and rental rates, expectations 
concerning joint ventures with third parties, expectations that automation will help grow net operating income, and 
expectations on annualized net operating income. 

The following factors, among others, could cause our future results to differ materially from those expressed in 

the forward-looking statements: 

 general economic conditions; 

 unfavorable changes in apartment market and economic conditions that could adversely affect occupancy 

levels and rental rates; 



the failure of acquisitions to achieve anticipated results; 

 possible difficulty in selling apartment communities; 

 competitive factors that may limit our ability to lease apartment homes or increase or maintain rents; 



insufficient cash flow that could affect our debt financing and create refinancing risk; 

 failure to generate sufficient revenue, which could impair our debt service payments and distributions to 

stockholders; 

 development and construction risks that may impact our profitability; 

 potential damage from natural disasters, including hurricanes and other weather-related events, which could 

result in substantial costs to us; 

 risks from extraordinary losses for which we may not have insurance or adequate reserves; 

 risks from cybersecurity breaches of our information technology systems and the information technology 

systems of our third party vendors and other third parties; 

 uninsured losses due to insurance deductibles, self-insurance retention, uninsured claims or casualties, or 

losses in excess of applicable coverage; 

 delays in completing developments and lease-ups on schedule; 

 our failure to succeed in new markets; 

 changing interest rates, which could increase interest costs and affect the market price of our securities; 

1 

 potential liability for environmental contamination, which could result in substantial costs to us; 



the imposition of federal taxes if we fail to qualify as a REIT under the Code in any taxable year; 

 our internal control over financial reporting may not be considered effective which could result in a loss of 
investor confidence in our financial reports, and in turn have an adverse effect on our stock price; and 

 changes in real estate laws, tax laws and other laws affecting our business. 

A discussion of these and other factors affecting our business and prospects is set forth in Part I, Item 1A. Risk 

Factors. We encourage investors to review these risk factors. 

Although we believe that the assumptions underlying the forward-looking statements contained herein are 

reasonable, any of the assumptions could be inaccurate, and therefore such statements included in this Report may not 
prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements included herein, 
the inclusion of such information should not be regarded as a representation by us or any other person that the results or 
conditions described in such statements or our objectives and plans will be achieved. 

Forward-looking statements and such risks, uncertainties and other factors speak only as of the date of this 
Report, and we expressly disclaim any obligation or undertaking to update or revise any forward-looking statement 
contained herein, to reflect any change in our expectations with regard thereto, or any other change in events, conditions 
or circumstances on which any such statement is based, except to the extent otherwise required by law. 

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Item 1. BUSINESS 

General 

UDR is a self-administered real estate investment trust, or REIT, that owns, operates, acquires, renovates, 

develops, redevelops, disposes of, and manages multifamily apartment communities generally located in high barrier-to-
entry markets throughout the United States. The high barrier-to-entry markets are characterized by limited land for new 
construction, difficult and lengthy entitlement processes, low single-family home affordability and strong employment 
growth potential. At December 31, 2017, our consolidated real estate portfolio included 127 communities located in 19 
markets, with a total of 39,998 completed apartment homes, which are held directly or through our subsidiaries, 
including the Operating Partnership and the DownREIT Partnership, and consolidated joint ventures. In addition, we 
have an ownership interest in 29 communities containing 7,286 apartment homes through unconsolidated joint ventures 
or partnerships. As of December 31, 2017, the Company was developing two wholly-owned communities with 1,101 
apartment homes, 300 of which have been completed, and two unconsolidated joint venture communities with 533 
apartment homes, none of which have been completed. 

At December 31, 2017, the Operating Partnership’s consolidated real estate portfolio included 53 communities 

located in 15 markets, with a total of 16,698 completed apartment homes. The Operating Partnership owns, operates, 
acquires, renovates, develops, redevelops, and manages multifamily apartment communities generally located in high 
barrier-to-entry markets located throughout the United States. During the year ended December 31, 2017, revenues of 
the Operating Partnership represented approximately 43% of our total rental revenues. 

UDR has elected to be taxed as a REIT under the Internal Revenue Code of 1986, as amended, which we refer 
to in this Report as the “Code.” To continue to qualify as a REIT, we must continue to meet certain tests which, among 
other things, generally require that our assets consist primarily of real estate assets, our income be derived primarily 
from real estate assets, and that we distribute at least 90% of our REIT taxable income (other than our net capital gains) 
to our stockholders annually. As a REIT, we generally will not be subject to U.S. federal income taxes at the corporate 
level on our net income to the extent we distribute such net income to our stockholders annually. In 2017, we declared 
total distributions of $1.24 per common share and paid dividends of $1.225 per common share. 

      Dividends 

      Dividends 

First Quarter 
Second Quarter 
Third Quarter 
Fourth Quarter 
Total 

Declared in   
2017 
 0.310   $ 
 0.310  
 0.310  
 0.310  
 1.240   $ 

Paid in 
2017 
 0.295 
 0.310 
 0.310 
 0.310 
 1.225 

  $ 

  $ 

UDR was formed in 1972 as a Virginia corporation. In June 2003, we changed our state of incorporation from 
Virginia to Maryland. The Operating Partnership is the successor-in-interest to United Dominion Realty, L.P., a limited 
partnership formed under the laws of Virginia, which commenced operations in 1995. The Operating Partnership was 
redomiciled in 2004 as a Delaware limited partnership. Our corporate offices are located at 1745 Shea Center Drive, 
Suite 200, Highlands Ranch, Colorado and our telephone number is (720) 283-6120. Our website is www.udr.com. The 
information contained on our website, including any information referred to in this Report as being available on our 
website, is not a part of or incorporated into this Report. 

As of February 16, 2018, we had 1,502 full-time associates and 40 part-time associates, all of whom were 

employed by UDR. 

Reporting Segments 

We report in two segments: Same-Store Communities and Non-Mature Communities/Other. 

Our Same-Store Communities segment represents those communities acquired, developed, and stabilized prior 

to January 1, 2016, and held as of December 31, 2017. These communities were owned and had stabilized occupancy 
and operating expenses as of the beginning of the prior year, there is no plan to conduct substantial redevelopment 
activities, and the communities are not classified as held for disposition at year end. A community is considered to have 
stabilized occupancy once it achieves 90% occupancy for at least three consecutive months. 

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Our Non-Mature Communities/Other segment represents those communities that do not meet the criteria to be 

included in Same-Store Communities, including, but not limited to, recently acquired, developed and redeveloped 
communities, and the non-apartment components of mixed use properties. For additional information regarding our 
operating segments, see Note 15, Reportable Segments, in the Notes to the UDR Consolidated Financial Statements 
included in this Report and Note 11, Reportable Segments, in the Notes to the Operating Partnership’s Consolidated 
Financial Statements included in this Report. 

Business Objectives 

Our principal business objective is to maximize the economic returns of our apartment communities to provide 

our stockholders with the greatest possible total return and value. To achieve this objective, we intend to continue to 
pursue the following goals and strategies: 

  own and operate apartments in high barrier-to-entry markets, which are characterized by limited land for 
new construction, difficult and lengthy entitlement processes, low single-family home affordability and 
strong employment growth potential, thus enhancing stability and predictability of returns to our 
stockholders; 

  manage real estate cycles by taking an opportunistic approach to buying, selling, renovating, redeveloping, 

and developing apartment communities; 

  empower site associates to manage our communities efficiently and effectively; 

  measure and reward associates based on specific performance targets; and 

  manage our capital structure to help enhance predictability of liquidity, earnings and dividends. 

2017 Highlights 

 In July 2017, the Company marked its 45th year as a REIT and, in October 2017, paid its 180th consecutive 
quarterly dividend. The Company’s annualized declared 2017 dividend of $1.24 represented a 5.1% increase 
over the previous year. 

 We achieved Same-Store revenue growth of 3.7% and Same-Store net operating income (“NOI”) growth of 

3.8%. 

 We completed two developments held by unconsolidated joint ventures in Irvine, CA and Mountain View, 

CA with a total of 536 apartment homes. 

 We completed three redevelopment projects in San Francisco, CA, Austin, TX and Dallas, TX. 

 As of December 31, 2017, we were developing two wholly-owned communities and two communities held 

by unconsolidated joint ventures. 

 We acquired a community in Denver, CO with 218 apartment homes and increased our ownership from 
49% to 100% in an operating community located in Seattle, WA with 244 apartment homes for a total of 
approximately $207.5 million. The acquisition in Denver, CO will be fully or partially funded with tax-
deferred like-kind exchanges under Section 1031 of the Internal Revenue Code of 1986. 

 We recognized gains on the sale of real estate of $43.4 million from the sale of two communities in Orange 
County, CA and Carlsbad, CA with a total of 218 apartment homes and a parcel of land in Richmond, VA.  

 We recognized gains of $7.6 million as a result of the sale of two communities in Seattle, WA and Anaheim, 

CA by the West Coast Development Joint Venture. 

 We contributed $87.5 million to five unconsolidated investments under our Developer Capital Program, 

which earn preferred returns ranging between 6.5% to 11.0%. 

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 We issued $600 million of 3.50%, 10-year senior unsecured medium-term notes and redeemed $300 million 

of 4.25% unsecured medium-term notes due June 2018. 

 We prepaid $275.3 million of our secured credit facilities with borrowings under the unsecured commercial 

paper program and proceeds from the issuance of senior unsecured medium-term notes. 

 We entered into an unsecured commercial paper program under which we may issue unsecured commercial 

paper up to a maximum aggregate amount outstanding of $500 million.  

Refer to Item 7, Management’s Discussion and Analysis of Financial Condition and Results of Operations, for 

further information on the Company’s and the Operating Partnership’s activities in 2017. 

Our Strategic Vision 

Our strategic vision is to be the innovative multifamily public REIT of choice. We intend to realize this vision 

by executing on our strategic objectives, which are: 

1.  Maintaining a Diversified Portfolio and Allocating Capital to Accretive Investment Opportunities 
2.  Maintaining a Strong Balance Sheet 
3.  Consistently Driving Operating Excellence 
4.  Advancing a Strong Corporate Culture and Ensuring High Resident Satisfaction 

Maintaining a Diversified Portfolio and Allocating Capital to Accretive Investment Opportunities 

We believe greater portfolio diversification, as defined by geographic concentration, location within a market 
(i.e., urban or suburban) and property quality (i.e., A or B), reduces the volatility of our same-store growth throughout 
the real estate cycle, appeals to a wider renter and investor audience and lessens the market risk associated with owning a 
homogenous portfolio. Diversified characteristics of our portfolio include: 

 

 

our consolidated apartment portfolio includes 127 communities located in 19 markets throughout the 
U.S., including both Coastal and Sunbelt locations; and 

our mix of urban/suburban communities and our mix of A/B quality properties is approximately 
50%/50%. 

We are focused on increasing our presence in markets with favorable job formation, high propensity to rent, 

low single-family home affordability, and a favorable demand/supply ratio for multifamily housing. Portfolio investment 
decisions consider internal analyses and third-party research. 

Acquisitions and Dispositions 

When evaluating potential acquisitions, we consider a wide variety of factors, including: 

  whether it is located in a high barrier-to-entry market; 

  population growth, cost of alternative housing, overall potential for economic growth and the tax and 

regulatory environment of the community in which the property is located; 

  geographic location, including proximity to jobs, entertainment, transportation, and our existing 

communities which can deliver significant economies of scale; 

  construction quality, condition and design of the property; 

  current and projected cash flow of the property and the ability to increase cash flow; 

  ability of the property’s projected cash flows to exceed our cost of capital; 

  potential for capital appreciation of the property; 

  ability to increase the value and profitability of the property through operations and redevelopment; 

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 

terms of resident leases, including the potential for rent increases; 

  occupancy and demand by residents for properties of a similar type in the vicinity; 

  prospects for liquidity through sale, financing, or refinancing of the property; and 

  competition from existing multifamily communities and the potential for the construction of new 

multifamily properties in the area. 

We regularly monitor our assets to increase the quality and performance of our portfolio. Factors we consider in 

deciding whether to dispose of a property include: 

  current market price for an asset compared to projected economics for that asset; 

  potential increases in new construction in the market area; 

  areas with low job growth prospects; 

  markets where we do not intend to establish a long-term concentration; and 

  operating efficiencies. 

The following table summarizes our apartment community acquisitions and dispositions and our 

consolidated year-end ownership position for the past five years (dollars in thousands): 

2017 

2016 

2015 

2014 

2013 

Homes acquired 
Homes disposed 
Homes owned at December 31,  
Total real estate owned, at cost 

  $ 

 462     
 218     
 39,998     

 — 
 914 
 41,250 
 10,177,206   $   9,615,753   $   9,190,276   $   8,383,259   $   8,207,977 

 358     
 2,500     
 39,851     

 3,246     
 2,735     
 40,728     

 508     
 1,782     
 39,454     

The following table summarizes the Operating Partnership’s apartment community acquisitions and 

dispositions and year-end ownership position for the past five years (dollars in thousands): 

2017 

2016 

2015 

2014 

2013 

Homes acquired 
Homes disposed 
Homes owned at December 31,  
Total real estate owned, at cost 

 218     
 218     
 16,698     

 421   
 4,256 (a)    
 16,974   
  $   3,816,956   $   3,674,704   $   3,630,905  

 —  
 276     

 16,698  

 —     
 264     
 20,814     

 — 
 914 
 20,746 
$   4,238,770   $   4,188,480 

(a)  Includes 3,107 homes deconsolidated in 2015 upon contribution of communities by the Operating Partnership to the 

DownREIT Partnership. 

Development Activities 

Our objective in developing a community is to create value while improving the quality of our portfolio. 

Demographic trends, economic drivers, and how multifamily fundamentals and valuations have trended over the long-
term generally govern our review process on where to allocate development capital. At December 31, 2017, our 
development pipeline included two wholly-owned communities located in Huntington Beach, California and Boston, 
Massachusetts with a total of 1,101 homes and an aggregate budget of $716.5 million, in which we have a total carrying 
value of $592.5 million. 

Redevelopment Activities 

Our objective in redeveloping a community is twofold: we aim to meaningfully grow rental rates while also 

producing a higher yielding and more valuable asset through asset quality improvement. During 2017, we continued to 
redevelop properties in primary markets where we concluded there was an opportunity to add value. During the year 
ended December 31, 2017, we incurred $15.4 million in major renovations, which include major structural changes 
and/or architectural revisions to existing buildings. At December 31, 2017, the Company was not redeveloping any 
communities. 

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Joint Venture and Partnership Activities 

We have entered into, and may continue in the future to enter into, joint ventures (including limited liability 

companies or partnerships) through which we would own an indirect economic interest of less than 100% of the 
community or communities owned directly by such joint ventures. Our decision to either hold an apartment community 
in fee simple or have an indirect interest in the community through a joint venture is based on a variety of factors and 
considerations, including: (i) the economic and tax terms required by the seller of land or a community; (ii) our desire to 
diversify our portfolio of communities by market, submarket and product type; (iii) our desire at times to preserve our 
capital resources to maintain liquidity or balance sheet strength; and (iv) our projections, in some circumstances, that we 
will achieve higher returns on our invested capital or reduce our risk if a joint venture vehicle is used. Each joint venture 
agreement is individually negotiated, and our ability to operate and/or dispose of a community in our sole discretion may 
be limited to varying degrees depending on the terms of the joint venture agreement. 

Maintaining a Strong Balance Sheet 

We maintain a capital structure that we believe allows us to proactively source potential investment 
opportunities in the marketplace. We have structured our debt maturity schedule to be able to opportunistically access 
both secured and unsecured debt markets when appropriate. 

Financing Activities 

As part of our plan to finance our activities, we utilize proceeds from debt and equity offerings and refinancings 

to extend maturities, pay down existing debt, fund development and redevelopment activities, and acquire apartment 
communities. 

Consistently Driving Operational Excellence 

Investment in new technologies continues to drive operating efficiencies in our business and help us to better 

meet the changing needs of our residents. Our residents have the ability to conduct business with us 24 hours a day, 
7 days a week and complete online leasing applications and renewals throughout our portfolio using our web-based 
resident internet portal. 

As a result of transforming our operations through technology, residents’ satisfaction has improved, and our 
operating teams have become more efficient. Web-based technologies have also resulted in declining marketing and 
advertising costs, improved cash management, and better pricing management of our available apartment homes. 

Operating Partnership Strategies and Vision 

The Operating Partnership’s long-term strategic vision is the same as that of the Company as described above. 

Competitive Conditions 

Competition for new residents is generally intense across all of our markets. Some competing communities 

offer features that our communities do not have. Competing communities can use rental concessions or lower rents to 
obtain temporary competitive advantages. Also, some competing communities are larger or newer than our communities. 
The competitive position of each community is different depending upon many factors, including sub-market supply and 
demand. In addition, other real estate investors compete with us to acquire existing properties, redevelop existing 
properties, and to develop new properties. These competitors include insurance companies, pension and investment 
funds, public and private real estate companies, investment companies and other public and private apartment REITs, 
some of which may have greater resources, or lower capital costs, than we do. 

We believe that, in general, we are well-positioned to compete effectively for residents and investments. We 

believe our competitive advantages include: 

  a fully integrated organization with property management, development, redevelopment, acquisition, 

marketing, sales and financing expertise; 

  scalable operating and support systems, which include automated systems to meet the changing electronic 

needs of our residents and to effectively focus on our Internet marketing efforts; 

7 

  access to sources of capital; 

  geographic diversification with a presence in 19 markets across the country; and 

  significant presence in many of our major markets that allows us to be a local operating expert. 

Moving forward, we will continue to optimize lease management, improve expense control, increase resident 

retention efforts and align employee incentive plans with our bottom line performance. We believe this plan of 
operation, coupled with the portfolio’s strengths in targeting renters across a geographically diverse platform, should 
position us for continued operational upside. 

Communities 

At December 31, 2017, our consolidated real estate portfolio included 127 communities with a total of 39,998 

completed apartment homes, which included the Operating Partnership’s consolidated real estate portfolio of 53 
communities with a total of 16,698 completed apartment homes. The overall quality of our portfolio enables us to raise 
rents and to attract residents with higher levels of disposable income who are more likely to absorb such rents. 

At December 31, 2017, the Company was developing two wholly-owned communities with 1,101 apartment 

homes, 300 of which have been completed. The communities being developed are not part of the Operating Partnership’s 
real estate portfolio. 

At December 31, 2017, the Company was not redeveloping any communities. 

Same-Store Community Comparison 

We believe that one pertinent quantitative measurement of the performance of our portfolio is tracking the 
results of our Same-Store Communities’ NOI, which is total rental revenue, less rental and other operating expenses 
excluding property management. Our Same-Store Community population is comprised of operating communities which 
we own and have stabilized occupancy, revenues and expenses as of the beginning of the prior year. 

For the year ended December 31, 2017, our Same-Store NOI increased by $22.0 million compared to the 

prior year. Our Same-Store Community properties provided 87.0% of our total NOI for the year ended 
December 31, 2017. The increase in NOI for the 35,471 Same-Store apartment homes, or 88.7% of our portfolio, was 
primarily driven by an increase in rental rates and fee and reimbursement income, partially offset by an increase in real 
estate taxes. 

For the year ended December 31, 2017, the Operating Partnership’s Same-Store NOI increased by $10.7 
million compared to the prior year. The Operating Partnership’s Same-Store Community properties provided 87.2% of its 
total NOI for the year ended December 31, 2017. The increase in NOI for the 14,840 Same-Store apartment homes, or 
88.9% of the Operating Partnership’s portfolio, was primarily driven by an increase in rental rates and fee and 
reimbursement income, partially offset by an increase in real estate taxes. 

Revenue growth in 2018 may be impacted by adverse developments affecting the general economy, reduced 
occupancy rates, increased rental concessions, new supply, increased bad debt and other factors which may adversely 
impact our ability to increase rents. 

Tax Matters 

UDR has elected to be taxed as a REIT under the Code. To continue to qualify as a REIT, UDR must continue 
to meet certain tests that, among other things, generally require that our assets consist primarily of real estate assets, our 
income be derived primarily from real estate assets, and that we distribute at least 90% of our REIT taxable income 
(other than net capital gains) to our stockholders annually. Provided we maintain our qualification as a REIT, we 
generally will not be subject to U.S. federal income taxes at the corporate level on our net income to the extent such net 
income is distributed to our stockholders annually. Even if we continue to qualify as a REIT, we will continue to be 
subject to certain federal, state and local taxes on our income and property. 

We may utilize our taxable REIT subsidiary (“TRS”) to engage in activities that REITs may be prohibited from 

performing, including the provision of management and other services to third parties and the conduct of certain 

8 

nonqualifying real estate transactions. Our TRS generally is taxable as a regular corporation, and therefore, subject to 
federal, state and local income taxes. 

The Operating Partnership intends to qualify as a partnership for federal income tax purposes. As a partnership, 
the Operating Partnership generally is not a taxable entity and does not incur federal income tax liability. However, any 
state or local revenue, excise or franchise taxes that result from the operating activities of the Operating Partnership are 
incurred at the entity level. 

Inflation 

We believe that the direct effects of inflation on our operations have been immaterial. While the impact of 

inflation primarily impacts our results of operations as a result of wage pressures and increases in utilities and material 
costs, the majority of our apartment leases have initial terms of 12 months or less, which generally enables us to 
compensate for any inflationary effects by increasing rents on our apartment homes. Although an extreme escalation in 
costs could have a negative impact on our residents and their ability to absorb rent increases, we do not believe this has 
had a material impact on our results for the year ended December 31, 2017. 

Environmental Matters 

Various environmental laws govern certain aspects of the ongoing operation of our communities. Such 
environmental laws include those regulating the existence of asbestos-containing materials in buildings, management of 
surfaces with lead-based paint (and notices to residents about the lead-based paint), use of active underground petroleum 
storage tanks, and waste-management activities. The failure to comply with such requirements could subject us to a 
government enforcement action and/or claims for damages by a private party. 

To date, compliance with federal, state and local environmental protection regulations has not had a material 

effect on our capital expenditures, earnings or competitive position. We have a property management plan for hazardous 
materials. As part of the plan, Phase I environmental site investigations and reports have been completed for each 
property we acquire. In addition, all proposed acquisitions are inspected prior to acquisition. The inspections are 
conducted by qualified environmental consultants, and we review the issued report prior to the purchase or development 
of any property. Nevertheless, it is possible that the environmental assessments will not reveal all environmental 
liabilities, or that some material environmental liabilities exist of which we are unaware. In some cases, we have 
abandoned otherwise economically attractive acquisitions because the costs of removal or control of hazardous materials 
have been prohibitive or we have been unwilling to accept the potential risks involved. We do not believe we will be 
required to engage in any large-scale abatement at any of our properties. We believe that through professional 
environmental inspections and testing for asbestos, lead paint and other hazardous materials, coupled with a relatively 
conservative posture toward accepting known environmental risk, we can minimize our exposure to potential liability 
associated with environmental hazards. 

Federal legislation requires owners and landlords of residential housing constructed prior to 1978 to disclose to 

potential residents or purchasers of the communities any known lead paint hazards and imposes treble damages for 
failure to provide such notification. In addition, lead based paint in any of the communities may result in lead poisoning 
in children residing in that community if chips or particles of such lead based paint are ingested, and we may be held 
liable under state laws for any such injuries caused by ingestion of lead based paint by children living at the 
communities. 

We are unaware of any environmental hazards at any of our properties that individually or in the aggregate may 

have a material adverse impact on our operations or financial position. We have not been notified by any governmental 
authority, and we are not otherwise aware, of any material non-compliance, liability, or claim relating to environmental 
liabilities in connection with any of our properties. We do not believe that the cost of continued compliance with 
applicable environmental laws and regulations will have a material adverse effect on us or our financial condition or 
results of operations. Future environmental laws, regulations, or ordinances, however, may require additional 
remediation of existing conditions that are not currently actionable. Also, if more stringent requirements are imposed on 
us in the future, the costs of compliance could have a material adverse effect on our results of operations and our 
financial condition. 

9 

Insurance 

We carry comprehensive general liability coverage on our communities, with limits of liability customary 
within the multi-family apartment industry to insure against liability claims and related defense costs. We are also 
insured, with limits of liability customary within the multi-family apartment industry, against the risk of direct physical 
damage in amounts necessary to reimburse us on a replacement cost basis for costs incurred to repair or rebuild each 
property, including loss of rental income during the reconstruction period. 

Available Information 

Both UDR and the Operating Partnership file electronically with the Securities and Exchange Commission their 

respective annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K, pursuant to 
Section 13(a) or 15(d) of the Securities Exchange Act of 1934. You may obtain a free copy of our annual reports on 
Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K, and amendments to those reports on the 
day of filing with the SEC on our website at www.udr.com, or by sending an e-mail message to ir@udr.com. 

10 

 
 
Item 1A.  RISK FACTORS 

There are many factors that affect the business and the results of operations of the Company and the Operating 

Partnership, some of which are beyond the control of the Company and the Operating Partnership. The following is a 
description of important factors that may cause the actual results of operations of the Company and the Operating 
Partnership in future periods to differ materially from those currently expected or discussed in forward-looking 
statements set forth in this Report relating to our financial results, operations and business prospects. Forward-looking 
statements and such risks, uncertainties and other factors speak only as of the date of this Report, and we expressly 
disclaim any obligation or undertaking to update or revise any forward-looking statement contained herein, to reflect any 
change in our expectations with regard thereto, or any other change in events, conditions or circumstances on which any 
such statement is based, except to the extent otherwise required by law. 

Risks Related to Our Real Estate Investments and Our Operations 

Unfavorable Apartment Market and Economic Conditions Could Adversely Affect Occupancy Levels, Rental 

Revenues and the Value of Our Real Estate Assets. Unfavorable market conditions in the areas in which we operate and 
unfavorable economic conditions generally may significantly affect our occupancy levels, our rental rates and 
collections, the value of the properties and our ability to acquire or dispose of apartment communities on economically 
favorable terms. Our ability to lease our properties at favorable rates is adversely affected by the increase in supply in the 
multifamily and other rental markets and is dependent upon the overall level in the economy, which is adversely affected 
by, among other things, job losses and unemployment levels, recession, personal debt levels, a downturn in the housing 
market, stock market volatility and uncertainty about the future. Some of our major expenses generally do not decline 
when related rents decline. We would expect that declines in our occupancy levels, rental revenues and/or the values of 
our apartment communities would cause us to have less cash available to pay our indebtedness and to distribute to 
UDR’s stockholders, which could adversely affect our financial condition or the market value of our securities. Factors 
that may affect our occupancy levels, our rental revenues, and/or the value of our properties include the following, 
among others: 

 

 

 

 

 

 

 

 

 

 

downturns in the global, national, regional and local economic conditions, particularly increases in 
unemployment; 

declines in mortgage interest rates, making alternative housing more affordable; 

government or builder incentives with respect to home ownership, making alternative housing options 
more attractive; 

local real estate market conditions, including oversupply of, or reduced demand for, apartment homes; 

declines in the financial condition of our tenants, which may make it more difficult for us to collect rents 
from some tenants; 

changes in market rental rates; 

our ability to renew leases or re-lease space on favorable terms; 

the timing and costs associated with property improvements, repairs or renovations; 

declines in household formation; and 

rent control or stabilization laws, or other laws regulating rental housing, which could prevent us from 
raising rents to offset increases in operating costs. 

We May Be Unable to Renew Leases or Relet Apartment Units as Leases Expire, or the Terms of Renewals or 
New Leases May Be Less Favorable Than Current Leases. When our residents decide to leave our apartments, whether 
because they decide not to renew their leases or they leave prior to their lease expiration date, we may not be able to relet 
their apartment units. Even if the residents do renew or we can relet the apartment units, the terms of renewal or reletting 
may be less favorable than current lease terms. Furthermore, because the majority of our apartment leases have initial 
terms of 12 months or less, our rental revenues are impacted by declines in market rents more quickly than if our leases 
were for longer terms. If we are unable to promptly renew the leases or relet the apartment units, or if the rental rates 
upon renewal or reletting are significantly lower than expected rates, then our results of operations and financial 
condition may be adversely affected. If residents do not experience increases in their income, we may be unable to 
increase rent and/or delinquencies may increase. 

11 

We Face Certain Risks Related to Our Retail and Commercial Space. Certain of our properties include retail or 
commercial space that we lease to third parties. The long term nature of our retail and commercial leases (generally five 
to ten years with market based renewal options) and the characteristics of many of our tenants (generally small and/or 
local businesses) may subject us to certain risks. The longer term leases could result in below market lease rates over 
time. We may not be able to lease new space for rents that are consistent with our projections or for market rates. Also, 
when leases for our retail or commercial space expire, the space may not be relet or the terms of reletting, including the 
cost of allowances and concessions to tenants, may be less favorable than the prior lease terms. Our properties compete 
with other properties with retail or commercial space. The presence of competitive alternatives may adversely affect our 
ability to lease space and the level of rents we can obtain. If our retail or commercial tenants experience financial distress 
or bankruptcy, they may fail to comply with their contractual obligations, seek concessions in order to continue 
operations or cease their operations, which could adversely impact our results of operations and financial condition. 

Risk of Inflation/Deflation. Substantial inflationary or deflationary pressures could have a negative effect on 
rental rates and property operating expenses. The general risk of inflation is that interest on our debt and general and 
administrative expenses increase at a rate faster than increases in our rental rates, which could adversely affect our 
results of operations, cash flow and ability to make distributions to UDR’s stockholders. 

We Are Subject to Certain Risks Associated with Selling Apartment Communities, Which Could Limit Our 
Operational and Financial Flexibility. We periodically dispose of apartment communities that no longer meet our 
strategic objectives, but adverse market conditions may make it difficult to sell apartment communities like the ones we 
own. We cannot predict whether we will be able to sell any property for the price or on the terms we set, or whether any 
price or other terms offered by a prospective purchaser would be acceptable to us. We also cannot predict the length of 
time needed to find a willing purchaser and to close the sale of a property. Furthermore, we may be required to expend 
funds to correct defects or to make improvements before a property can be sold. These conditions may limit our ability 
to dispose of properties and to change our portfolio in order to meet our strategic objectives, which may in turn have a 
material adverse effect on our financial condition and the market value of our securities. We are also subject to the 
following risks in connection with sales of our apartment communities, among others: 

 

 

a significant portion of the proceeds from our overall property sales may be held by intermediaries in order 
for some sales to qualify as like-kind exchanges under Section 1031 of the Internal Revenue Code of 1986, 
as amended, or the “Code,” so that any related capital gain can be deferred for federal income tax purposes. 
As a result, we may not have immediate access to all of the cash proceeds generated from our property 
sales; and 

federal tax laws limit our ability to profit on the sale of communities that we have owned for less than 
two years, and this limitation may prevent us from selling communities when market conditions are 
favorable. 

Competition Could Limit Our Ability to Lease Apartment Homes or Increase or Maintain Rents. Our apartment 

communities compete with numerous housing alternatives in attracting residents, including other apartment 
communities, condominiums and single-family rental homes, as well as owner occupied single- and multi-family homes. 
Competitive housing in a particular area could adversely affect our ability to lease apartment homes and increase or 
maintain rents, which could materially adversely affect our results of operations and financial condition. 

We May Not Realize the Anticipated Benefits of Past or Future Acquisitions, and the Failure to Integrate 
Acquired Communities and New Personnel Successfully Could Create Inefficiencies. We have selectively acquired in the 
past, and if presented with attractive opportunities we intend to selectively acquire in the future, apartment communities 
that meet our investment criteria. Our acquisition activities and their success are subject to the following risks, among 
others: 

  we may be unable to obtain financing for acquisitions on favorable terms, including but not limited to 
interest rates, term and/or loan-to-value ratios, or at all, all of which could cause us to delay or even 
abandon potential acquisitions; 

 

 

even if we are able to finance the acquisition, cash flow from the acquisition may be insufficient to meet 
our required principal and interest payments on the debt used to finance the acquisition; 

even if we enter into an acquisition agreement for an apartment community, we may not complete the 
acquisition for a variety of reasons after incurring certain acquisition-related costs; 

12 

  we may incur significant costs and divert management attention in connection with the evaluation and 

negotiation of potential acquisitions, including potential acquisitions that we are subsequently unable to 
complete; 

  when we acquire an apartment community, we may invest additional amounts in it with the intention of 

increasing profitability, and these additional investments may not produce the anticipated improvements in 
profitability; 

 

the expected occupancy rates and rental rates may differ from actual results; and 

  we may be unable to quickly and efficiently integrate acquired apartment communities and new personnel 
into our existing operations, and the failure to successfully integrate such apartment communities or 
personnel will result in inefficiencies that could materially adversely affect our expected return on our 
investments and our overall profitability. 

Competition Could Adversely Affect Our Ability to Acquire Properties. In the past, other real estate investors, 
including insurance companies, pension and investment funds, developer partnerships, investment companies and other 
public and private apartment REITs, have competed with us to acquire existing properties and to develop new properties, 
and such competition in the future may make it more difficult for us to acquire attractive investment opportunities on 
favorable terms, which could materially adversely affect our ability to grow or acquire properties profitably or with 
attractive returns. 

Development and Construction Risks Could Impact Our Profitability. In the past we have selectively pursued 

the development and construction of apartment communities, and we intend to do so in the future as appropriate 
opportunities arise. Development activities have been, and in the future may be, conducted through wholly-owned 
affiliated companies or through joint ventures with unaffiliated parties. Our development and construction activities are 
subject to the following risks, among others: 

  we may be unable to obtain construction financing for development activities on favorable terms, including 

but not limited to interest rates, term and/or loan to value ratios, or at all, which could cause us to delay or 
even abandon potential developments; 

  we may be unable to obtain, or face delays in obtaining, necessary zoning, land-use, building, occupancy 
and other required governmental permits and authorizations, which could result in increased development 
costs, could delay initial occupancy dates for all or a portion of a development community, and could 
require us to abandon our activities entirely with respect to a project for which we are unable to obtain 
permits or authorizations; 

 

yields may be less than anticipated as a result of delays in completing projects, costs that exceed budget 
and/or higher than expected concessions for lease up and lower rents than expected; 

  we may abandon development opportunities that we have already begun to explore, and we may fail to 
recover expenses already incurred in connection with exploring such development opportunities; 

  we may be unable to complete construction and lease-up of a community on schedule, or incur 

development or construction costs that exceed our original estimates, and we may be unable to charge rents 
that would compensate for any increase in such costs; 

 

occupancy rates, rents and concessions at a newly developed community may fluctuate depending on a 
number of factors, including market and economic conditions, preventing us from meeting our expected 
return on our investment and our overall profitability goals; and 

  when we sell to third parties communities or properties that we developed or renovated, we may be subject 

to warranty or construction defect claims that are uninsured or exceed the limits of our insurance. 

Bankruptcy or Defaults of Our Counterparties Could Adversely Affect Our Performance. We have relationships 
with and, from time to time, we execute transactions with or receive services from many counterparties, such as general 
contractors engaged in connection with our development activities. As a result, bankruptcies or defaults by these 
counterparties could result in services not being provided, projects not being completed on time, or on budget, or at all, 
or volatility in the financial markets and economic weakness could affect the counterparties’ ability to complete 
transactions with us as intended, both of which could result in disruptions to our operations that may materially 
adversely affect our business and results of operations. 

13 

Property Ownership Through Partnerships and Joint Ventures May Limit Our Ability to Act Exclusively in Our 

Interest. We have in the past and may in the future develop and/or acquire properties in partnerships and joint ventures 
with other persons or entities when we believe circumstances warrant the use of such structures. As of 
December 31, 2017, we had active joint ventures and partnerships, including our participating loan investment and 
preferred equity investments, with a total equity investment of $720.8 million. We could become engaged in a dispute 
with one or more of our partners which might affect our ability to operate a jointly-owned property. Moreover, our 
partners may have business, economic or other objectives that are inconsistent with our objectives, including objectives 
that relate to the appropriate timing and terms of any sale or refinancing of a property. In some instances, our partners 
may have competing interests in our markets that could create conflicts of interest. Also, our partners might refuse to 
make capital contributions when due and we may be responsible to our partners for indemnifiable losses. In general, we 
and our partners may each have the right to trigger a buy-sell arrangement, which could cause us to sell our interest, or 
acquire our partners’ interest, at a time when we otherwise would not have initiated such a transaction and may result in 
the valuation of our interest in the partnership or joint venture (if we are the seller) or of the other partner’s interest in the 
partnership or joint venture (if we are the buyer) at levels which may not be representative of the valuation that would 
result from an arm’s length marketing process. 

We are also subject to other risks in connection with partnerships or joint ventures, including (i) a deadlock if 

we and our partner are unable to agree upon certain major and other decisions, (ii) the limitation of our ability to 
liquidate our position in the partnership or joint venture without the consent of the other partner, and (iii) the requirement 
to provide guarantees in favor of lenders with respect to the indebtedness of the joint venture. 

We May Not be Permitted to Dispose of Certain Properties or Pay Down the Indebtedness Associated with 
Those Properties When We Might Otherwise Desire to do so Without Incurring Additional Costs. In connection with 
certain property acquisitions, we have agreed with the sellers that we will not dispose of the acquired properties or 
reduce the mortgage indebtedness on such properties for significant periods of time unless we pay certain of the resulting 
tax costs of the sellers, and we may enter into similar agreements in connection with future property acquisitions. These 
agreements could result in us retaining properties that we would otherwise sell or not paying down or refinancing 
indebtedness that we would otherwise pay down or refinance. However, subject to certain conditions, we retain the right 
to substitute other property or debt to meet these obligations to the sellers. 

We Could Incur Significant Insurance Costs and Some Potential Losses May Not Be Adequately Covered by 
Insurance. We have a comprehensive insurance program covering our property and operating activities with limits of 
liability customary within the multifamily industry. We believe the policy specifications and insured limits of these 
policies are adequate and appropriate. There are, however, certain types of extraordinary losses which may not be 
adequately covered under our insurance program. In addition, we will sustain losses due to insurance deductibles, self-
insured retention, uninsured claims or casualties, or losses in excess of applicable coverage. 

If an uninsured loss or a loss in excess of insured limits occurs, we could lose all or a portion of the capital we 

have invested in a property, as well as the anticipated future revenue from the property. In such an event, we might 
nevertheless remain obligated for any mortgage debt or other financial obligations related to the property. Material losses 
in excess of insurance proceeds may occur in the future. If one or more of our significant properties were to experience a 
catastrophic loss, it could seriously disrupt our operations, delay revenue and result in large expenses to repair or rebuild 
the property. Such events could materially and adversely affect our cash flow and ability to make distributions. 

As a result of our substantial real estate holdings, the cost of insuring our apartment communities is a 

component of expense. Insurance premiums are subject to significant increases and fluctuations, which are generally 
outside of our control. We insure our properties with insurance companies that we believe have a good rating at the time 
our policies are put into effect. The financial condition of one or more insurance companies that we hold policies with 
may be negatively impacted, which could result in their inability to pay on future insurance claims. Their inability to pay 
future claims may have a negative impact on our financial results. In addition, the failure of one or more insurance 
companies may increase the costs to renew or replace our insurance policies or increase the cost of insuring properties. 

Failure to Succeed in New Markets May Limit Our Growth. We have acquired in the past, and we may acquire 
in the future if appropriate opportunities arise, apartment communities that are outside of our existing markets. Entering 
into new markets may expose us to a variety of risks, and we may not be able to operate successfully in new markets. 
These risks include, among others: 

 

inability to accurately evaluate local apartment market conditions and local economies; 

14 

 

 

 

inability to hire and retain key personnel; 

lack of familiarity with local governmental and permitting procedures; and 

inability to achieve budgeted financial results. 

Potential Liability for Environmental Contamination Could Result in Substantial Costs. Under various federal, 

state and local environmental laws, as a current or former owner or operator of real estate, we could be required to 
investigate and remediate the effects of contamination of currently or formerly owned real estate by hazardous or toxic 
substances, often regardless of our knowledge of or responsibility for the contamination and solely by virtue of our 
current or former ownership or operation of the real estate. In addition, we could be held liable to a governmental 
authority or to third parties for property damage and for investigation and clean-up costs incurred in connection with the 
contamination. These costs could be substantial, and in many cases environmental laws create liens in favor of 
governmental authorities to secure their payment. The presence of such substances or a failure to properly remediate any 
resulting contamination could materially and adversely affect our ability to borrow against, sell or rent an affected 
property. 

In addition, our properties are subject to various federal, state and local environmental, health and safety laws, 
including laws governing the management of wastes and underground and aboveground storage tanks. Noncompliance 
with these environmental, health and safety laws could subject us to liability. Changes in laws could increase the 
potential costs of compliance with environmental laws, health and safety laws or increase liability for noncompliance. 
This may result in significant unanticipated expenditures or may otherwise adversely affect our cash flow and results of 
operations. 

As the owner or operator of real property, we may also incur liability based on various building conditions. For 
example, buildings and other structures on properties that we currently own or operate or those we acquire or operate in 
the future contain, may contain, or may have contained, asbestos-containing material, or ACM. Environmental, health 
and safety laws require that ACM be properly managed and maintained and may impose fines or penalties on owners, 
operators or employers for non-compliance with those requirements. 

These requirements include special precautions, such as removal, abatement or air monitoring, if ACM would 

be disturbed during maintenance, renovation or demolition of a building, potentially resulting in substantial costs. In 
addition, we may be subject to liability for personal injury or property damage sustained as a result of exposure to ACM 
or releases of ACM into the environment. 

We cannot assure you that costs or liabilities incurred as a result of environmental issues will not affect our 

ability to make distributions to our stockholders, or that such costs or liabilities will not have a material adverse effect on 
our financial condition and results of operations. 

Our Properties May Contain or Develop Harmful Mold or Suffer from Other Indoor Air Quality Issues, Which 

Could Lead to Liability for Adverse Health Effects or Property Damage or Cost for Remediation. When excessive 
moisture accumulates in buildings or on building materials, mold growth may occur, particularly if the moisture problem 
remains undiscovered or is not addressed over a period of time. Some molds may produce airborne toxins or irritants. 
Indoor air quality issues can also stem from inadequate ventilation, chemical contamination from indoor or outdoor 
sources, and other biological contaminants such as pollen, viruses and bacteria. Indoor exposure to airborne toxins or 
irritants can be alleged to cause a variety of adverse health effects and symptoms, including allergic or other reactions. 
As a result, the presence of significant mold or other airborne contaminants at any of our properties could require us to 
undertake a costly remediation program to contain or remove the mold or other airborne contaminants or to increase 
ventilation, which could adversely affect our results of operations and cash flow. In addition, the presence of significant 
mold or other airborne contaminants could expose us to liability from our tenants or others if property damage or 
personal injury occurs. 

Compliance or Failure to Comply with the Americans with Disabilities Act of 1990 or Other Safety Regulations 
and Requirements Could Result in Substantial Costs. The Americans with Disabilities Act generally requires that public 
buildings, including our properties, be made accessible to disabled persons. Noncompliance could result in the 
imposition of fines by the federal government or the award of damages to private litigants. From time to time, claims 
may be asserted against us with respect to some of our properties under the Americans with Disabilities Act. If, under 
the Americans with Disabilities Act, we are required to make substantial alterations and capital expenditures in one or 

15 

more of our properties, including the removal of access barriers, it could adversely affect our financial condition and 
results of operations. 

Our properties are subject to various federal, state and local regulatory requirements, such as state and local fire 

and life safety requirements. If we fail to comply with these requirements, we could incur fines or private damage 
awards. We do not know whether existing requirements will change or whether compliance with future requirements 
will require significant unanticipated expenditures that will affect our cash flow and results of operations. 

Compliance with or Changes in Real Estate Tax and Other Laws and Regulations Could Adversely Affect Our 
Funds from Operations and Our Ability to Make Distributions to Stockholders. We are subject to federal, state and local 
laws, regulations, rules and ordinances at locations where we operate regarding a wide variety of matters that could 
affect, directly or indirectly, our operations. Generally, we do not directly pass through costs resulting from compliance 
with or changes in real estate tax laws to residential property tenants. We also do not generally pass through increases in 
income, service or other taxes to tenants under leases. These costs may adversely affect net operating income and the 
ability to make distributions to stockholders. Similarly, compliance with or changes in (i) laws increasing the potential 
liability for environmental conditions existing on properties or the restrictions on discharges or other conditions or 
(ii) rent control or rent stabilization laws or other laws and regulations regulating housing, such as the Americans with 
Disabilities Act and the Fair Housing Amendments Act of 1988, may result in significant unanticipated expenditures or 
unanticipated reductions in revenue, which could adversely affect our funds from operations and the ability to make 
distributions to stockholders. 

Risk of Damage from Catastrophic Weather and Natural Events and Potential Climate Change. Our 
communities are located in areas that may experience catastrophic weather and other natural events from time to time, 
including mudslides, fires, hurricanes, tornadoes, snow or ice storms, or other severe inclement weather. These adverse 
weather and natural events could cause damage or losses that may be greater than insured levels. In the event of a loss in 
excess of insured limits, we could lose our capital invested in the affected community, as well as anticipated future 
revenue from that community. We would also continue to be obligated to repay any mortgage indebtedness or other 
obligations related to the community. Any such loss could adversely affect our business, financial condition and results 
of operations. 

To the extent that we experience any significant changes in the climate in areas where our communities are 

located, we may experience extreme weather conditions and prolonged changes in precipitation and temperature, all of 
which could result in physical damage to, and/or a decrease in demand for, our communities located in these areas. 
Should the impact of such climate change be material in nature, or occur for lengthy periods of time, our financial 
condition and results of operations may be adversely affected. 

Risk of Earthquake Damage. Some of our communities are located in the general vicinity of earthquake faults. 
We cannot assure you that an earthquake would not cause damage or losses greater than insured levels. In the event of a 
loss in excess of insured limits, we could lose our capital invested in the affected community, as well as anticipated 
future revenue from that community. We may also continue to be obligated to repay any mortgage indebtedness or other 
obligations related to the community. Any such loss could materially and adversely affect our business, financial 
condition and results of operations. Insurance coverage for earthquakes can be costly due to limited industry capacity. As 
a result, we may experience shortages in desired coverage levels if market conditions are such that insurance is not 
available or the cost of insurance makes it, in management’s view, economically impractical. 

Risk of Accidental Death or Injury Due to Fire, Natural Disasters or Other Hazards. The accidental death or 

injury of persons living in our communities due to fire, natural disasters or other hazards could have an adverse effect on 
our business and results of operations. Our insurance coverage may not cover all losses associated with such events, and 
we may experience difficulty marketing communities where such any such events have occurred, which could have an 
adverse effect on our business and results of operations. 

Actual or Threatened Terrorist Attacks May Have an Adverse Effect on Our Business and Operating Results 

and Could Decrease the Value of Our Assets. Actual or threatened terrorist attacks and other acts of violence or war 
could have an adverse effect on our business and operating results. Attacks that directly impact one or more of our 
apartment communities could significantly affect our ability to operate those communities and thereby impair our ability 
to achieve our expected results. Further, our insurance coverage may not cover all losses caused by a terrorist attack. In 
addition, the adverse effects that such violent acts and threats of future attacks could have on the U.S. economy could 
similarly have an adverse effect on our business and results of operations. 

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Mezzanine Loan Assets Involve Greater Risks of Loss than Senior Loans Secured by Income-producing 
Properties. We may originate mezzanine loans, which take the form of subordinated loans secured by second mortgages 
on the underlying property or loans secured by a pledge of the ownership interests of either the entity owning the 
property or a pledge of the ownership interests of the entity that owns the interest in the entity owning the property. 
Mezzanine loans may involve a higher degree of risk than a senior mortgage secured by real property, because the 
security for the loan may lose all or substantially all of its value as a result of foreclosure by the senior lender and 
because it is in second position and there may not be adequate equity in the property. In the event of a bankruptcy of the 
entity providing the pledge of its ownership interests as security, we may not have full recourse to the assets of such 
entity, or the assets of the entity may not be sufficient to satisfy our mezzanine loan. If a borrower defaults on our 
mezzanine loan or debt senior to our loan, or in the event of a borrower bankruptcy, our mezzanine loan will be satisfied 
only after the senior debt. As a result, we may not recover some of or all our investment. In addition, mezzanine loans 
may have higher loan-to-value ratios than conventional mortgage loans, resulting in less equity in the property and 
increasing the risk of loss of principal. 

Risk Related to Preferred Equity Investments. We may make preferred equity investments in corporations, 
limited partnerships, limited liability companies or other entities that have been formed for the purpose of acquiring, 
developing or managing real property. With preferred equity investments, our interest in a particular entity will be less 
than a majority of the outstanding ownership interests of that entity. Generally, we will not have the ability to control the 
daily operations of the entity, and we will not have the ability to select or remove a majority of the members of the board 
of directors, managers, general partner or partners or similar governing body of the entity or otherwise control its 
operations. Although we would seek to maintain sufficient influence over the entity to achieve our objectives, our 
partners may have interests that differ from ours and may be in a position to take actions without our consent or that are 
inconsistent with our interests. Further, if our partners were to fail to invest capital in the entity, we may have to invest 
additional capital to protect our investment. Our partners may fail to develop or operate the real property in the manner 
intended and as a result the entity may not be able to redeem our investment or pay the return expected to us in a timely 
manner if at all. In addition, we may not be able to dispose of our investment in the entity in a timely manner or at the 
price at which we would want to divest. In the event that such an entity fails to meet expectations or becomes insolvent, 
we may lose our entire investment in the entity. 

We May Experience a Decline in the Fair Value of Our Assets and Be Forced to Recognize Impairment 
Charges, Which Could Materially and Adversely Impact Our Financial Condition, Liquidity and Results of Operations 
and the Market Price of UDR’s Common Stock. A decline in the fair value of our assets may require us to recognize an 
impairment against such assets under generally accepted accounting principles as in effect in the United States 
(“GAAP”), if we were to determine that, with respect to any assets in unrealized loss positions, we do not have the 
ability and intent to hold such assets to maturity or for a period of time sufficient to allow for recovery to the amortized 
cost of such assets. If such a determination were to be made, we would recognize unrealized losses through earnings and 
write down the amortized cost of such assets to a new cost basis, based on the fair value of such assets on the date they 
are considered to be impaired. Such impairment charges reflect non-cash losses at the time of recognition; subsequent 
disposition or sale of such assets could further affect our future losses or gains, as they are based on the difference 
between the sale price received and adjusted amortized cost of such assets at the time of sale. If we are required to 
recognize asset impairment charges in the future, these charges could materially and adversely affect our financial 
condition, liquidity, results of operations and the per share trading price of UDR’s common stock. 

Any Material Weaknesses Identified in Our Internal Control Over Financial Reporting Could Have an Adverse 

Effect on UDR’s Stock Price. Section 404 of the Sarbanes-Oxley Act of 2002 requires us to evaluate and report on our 
internal control over financial reporting. If we identify one or more material weaknesses in our internal control over 
financial reporting, we could lose investor confidence in the accuracy and completeness of our financial reports, which 
in turn could have an adverse effect on the per share trading price of UDR’s common stock. 

A Breach of Information Technology Systems On Which We Rely Could Materially and Adversely Impact Our 

Business, Financial Condition, Results of Operations and Reputation. We rely on information technology systems, 
including the Internet and networks and systems maintained and controlled by third party vendors and other third parties, 
to process, transmit and store information and to manage or support our business processes. Third party vendors collect 
and hold personally identifiable information and other confidential information of our tenants, prospective tenants and 
employees. We also maintain confidential financial and business information regarding us and persons and entities with 
which we do business on our information technology systems. While we take steps, and generally require third party 
vendors to take steps, to protect the security of the information maintained in our and third party vendors’ information 
technology systems, including the use of commercially available systems, software, tools and monitoring to provide 

17 

security for processing, transmitting and storing of the information, it is possible that our or our third party vendors’ 
security measures will not be able to prevent the systems’ improper functioning, or the loss, misappropriation, disclosure 
or corruption of personally identifiable information or other confidential or sensitive information, including information 
about our tenants and employees. Cybersecurity breaches, including physical or electronic break-ins, computer viruses, 
attacks by hackers and similar breaches, can create system disruptions, shutdowns or unauthorized access to information 
maintained on our information technology systems or the information technology systems of our third party vendors or 
other third parties. While we maintain cyber risk insurance to provide some coverage for certain risks arising out of 
cybersecurity breaches, there is no assurance that such insurance would cover all or a significant portion of the costs or 
consequences associated with a cybersecurity breach. As the techniques used to obtain unauthorized access to 
information technology systems become more varied and sophisticated and the occurrence of such breaches becomes 
more frequent, we and our third party vendors and other third parties may be unable to adequately anticipate these 
techniques or breaches and implement appropriate preventative measures. Any failure to prevent cybersecurity breaches 
and maintain the proper function, security and availability of our or our third party vendors’ and other third parties’ 
information technology systems could interrupt our operations, damage our reputation and brand, damage our 
competitive position, make it difficult for us to attract and retain tenants, subject us to liability claims or regulatory 
penalties and could adversely affect our business, financial condition and results of operations. 

Our Business and Operations Would Suffer in the Event of Information Technology System Failures. Despite 

system redundancy and the existence of a disaster recovery plan for our information technology systems, our information 
technology systems and the information technology systems maintained by our third party vendors are vulnerable to 
damage arising from any number of sources beyond our or our third party vendors’ control, including energy blackouts, 
natural disasters, terrorism, war, and telecommunication failures. Any failure to maintain proper function and availability 
of our or third party vendors’ information technology systems could interrupt our operations, damage our reputation, 
subject us to liability claims or regulatory penalties and could materially and adversely affect our business, financial 
condition and results of operations. 

Social Media Presents Risks. The use of social media could cause us to suffer brand damage or unintended 

information disclosure. Negative posts or communications about us on a social networking website could damage our 
reputation. Further, employees or others may disclose non-public information regarding us or our business or otherwise 
make negative comments regarding us on social networking or other websites, which could adversely affect our business 
and results of operations. As social media evolves we will be presented with new risks and challenges. 

Our Success Depends on Our Senior Management. Our success depends upon the retention of our senior 

management, whose continued service is not guaranteed. We may not be able to find qualified replacements for the 
individuals who make up our senior management if their services should no longer be available to us. The loss of 
services of one or more members of our senior management team could have a material adverse effect on our business, 
financial condition and results of operations. 

Changes in U.S. Accounting Standards May Materially and Adversely Affect Our Reported Results of 
Operations. Accounting for public companies in the United States is in accordance with GAAP, which is established by 
the Financial Accounting Standards Board (the “FASB”), an independent body whose standards are recognized by the 
SEC as authoritative for publicly held companies. Uncertainties posed by various initiatives of accounting standard-
setting by the FASB and the SEC, which create and interpret applicable accounting standards for U.S. companies, may 
change the financial accounting and reporting standards or their interpretation and application of these standards that 
govern the preparation of our financial statements. These changes could have a material impact on our reported financial 
condition and results of operations. In some cases, we could be required to apply a new or revised standard retroactively, 
resulting in potentially material restatements of prior period financial statements. 

Risks Related to Our Indebtedness and Financings 

Insufficient Cash Flow Could Affect Our Debt Financing and Create Refinancing Risk. We are subject to the 

risks normally associated with debt financing, including the risk that our operating income and cash flow will be 
insufficient to make required payments of principal and interest, or could restrict our borrowing capacity under our line 
of credit due to debt covenant restraints. Sufficient cash flow may not be available to make all required principal 
payments and still satisfy UDR’s distribution requirements to maintain its status as a REIT for federal income tax 
purposes. In addition, the amounts under our line of credit may not be available to us and we may not be able to access 
the commercial paper market if our operating performance falls outside the constraints of our debt covenants. We are 
also likely to need to refinance substantially all of our outstanding debt as it matures. We may not be able to refinance 
existing debt, or the terms of any refinancing may not be as favorable as the terms of the existing debt, which could 

18 

create pressures to sell assets or to issue additional equity when we would otherwise not choose to do so. In addition, our 
failure to comply with our debt covenants could result in a requirement to repay our indebtedness prior to its maturity, 
which could have a material adverse effect on our financial condition and cash flow, and increase our financing costs 
and impact our ability to make distributions to UDR’s stockholders. 

Failure to Generate Sufficient Revenue Could Impair Debt Service Payments and Distributions to Stockholders. 

If our apartment communities do not generate sufficient revenue to meet rental expenses, our ability to make required 
payments of interest and principal on our debt securities and to pay distributions to UDR’s stockholders will be 
adversely affected. The following factors, among others, may affect the revenue generated by our apartment 
communities: 

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the national and local economies; 

local real estate market conditions, such as an oversupply of apartment homes; 

tenants’ perceptions of the safety, convenience, and attractiveness of our communities and the 
neighborhoods where they are located; 

our ability to provide adequate management, maintenance and insurance; 

rental expenses, including real estate taxes and utilities; 

competition from other apartment communities; 

changes in interest rates and the availability of financing; 

changes in governmental regulations and the related costs of compliance; and 

changes in tax and housing laws, including the enactment of rent control laws or other laws regulating 
multifamily housing. 

Expenses associated with our investment in an apartment community, such as debt service, real estate taxes, 

insurance and maintenance costs, are generally not reduced when circumstances cause a reduction in revenue from that 
community. If a community is mortgaged to secure payment of debt and we are unable to make the mortgage payments, 
we could sustain a loss as a result of foreclosure on the community or the exercise of other remedies by the mortgage 
holder. 

Changing Interest Rates Could Increase Interest Costs and Adversely Affect Our Cash Flow and the Market 

Price of Our Securities. We currently have, and expect to incur in the future, interest-bearing debt, including unsecured 
commercial paper, at rates that vary with market interest rates. As of December 31, 2017, UDR had approximately 
$480.5 million of variable rate indebtedness outstanding, which constitutes approximately 13.0% of total outstanding 
indebtedness as of such date. As of December 31, 2017, the Operating Partnership had approximately $27.0 million of 
variable rate indebtedness outstanding, which constitutes approximately 16.9% of total outstanding indebtedness to third 
parties as of such date. An increase in interest rates would increase our interest expenses and increase the costs of 
refinancing existing indebtedness and of issuing new debt, including unsecured commercial paper. Accordingly, higher 
interest rates could adversely affect cash flow and our ability to service our debt and to make distributions to security 
holders. The effect of prolonged interest rate increases could negatively impact our ability to make acquisitions and 
develop properties. 

Our Debt Level May Be Increased. Our current debt policy does not contain any limitations on the level of debt 
that we may incur, although our ability to incur debt is limited by covenants in our bank and other credit agreements. We 
manage our debt to be in compliance with these debt covenants, but subject to compliance with these covenants, we may 
increase the amount of our debt at any time without a concurrent improvement in our ability to service the additional 
debt. 

Financing May Not Be Available and Could Be Dilutive. Our ability to execute our business strategy depends 

on our access to an appropriate blend of debt financing, including unsecured lines of credit, construction loans and other 
forms of secured debt, commercial paper and other forms of unsecured debt, and equity financing, including common 
and preferred equity. We and other companies in the real estate industry have experienced limited availability of 
financing from time to time, including due to regulatory changes directly or indirectly affecting financing markets, for 
example the changes in terms on construction loans brought about by the Basel III capital requirements and the 
associated “High Volatility Commercial Real Estate” designation, which has adversely impacted the availability of 

19 

loans, including construction loans, and the proceeds of and the interest rate thereon. Restricted lending practices could 
impact our ability to obtain financing or refinancing for our properties. If we issue additional equity securities to finance 
developments and acquisitions instead of incurring debt, the interests of UDR’s existing stockholders could be diluted. 

Failure To Maintain Our Current Credit Ratings Could Adversely Affect Our Cost of Funds, Related Margins, 
Liquidity, and Access to Capital Markets. Moody’s and Standard & Poor’s, routinely evaluate our debt and have given 
us ratings on our senior unsecured debt, commercial paper program and preferred stock. These ratings are based on a 
number of factors, which included their assessment of our financial strength, liquidity, capital structure, asset quality, 
and sustainability of cash flow and earnings. Due to changes in these factors and market conditions, we may not be able 
to maintain our current credit ratings, which could adversely affect our cost of funds and related margins, liquidity, and 
access to capital markets, including our ability to access the commercial paper market. 

Disruptions in Financial Markets May Adversely Impact Availability and Cost of Credit and Have Other 
Adverse Effects on Us and the Market Price of UDR’s Stock. Our ability to make scheduled payments on, or to refinance, 
our debt obligations will depend on our operating and financial performance, which in turn is subject to prevailing 
economic conditions and to financial, business and other factors beyond our control. During the global financial crisis 
and the economic recession that followed it, the United States stock and credit markets experienced significant price 
volatility, dislocations and liquidity disruptions, which caused market prices of many stocks to fluctuate substantially 
and the spreads on debt financings to widen considerably. Those circumstances materially impacted liquidity in the 
financial markets at times, making terms for certain financings less attractive, and in some cases resulted in the 
unavailability of financing, such as the commercial paper market. Any future disruptions or uncertainty in the stock and 
credit markets may negatively impact our ability to refinance existing indebtedness and access additional financing for 
acquisitions, development of our properties and other purposes at reasonable terms or at all, which may negatively affect 
our business and the market price of UDR’s common stock. If we are not successful in refinancing our existing 
indebtedness when it becomes due, we may be forced to dispose of properties on disadvantageous terms, which might 
adversely affect our ability to service other debt and to meet our other obligations. A prolonged downturn in the financial 
markets may cause us to seek alternative sources of potentially less attractive financing, and may require us to adjust our 
business plan accordingly. These events also may make it more difficult or costly for us to raise capital through the 
issuance of UDR’s common or preferred stock. 

A Change in U.S. Government Policy or Support Regarding Fannie Mae or Freddie Mac Could Have a 
Material Adverse Impact on Our Business. While in recent years we have decreased our borrowing from Fannie Mae and 
Freddie Mac, Fannie Mae and Freddie Mac are a major source of financing to participants in the multifamily housing 
market including potential purchasers of our properties. Potential options for the future of agency mortgage financing in 
the U.S. have been suggested, including options that could involve a reduction in the amount of financing Fannie Mae 
and Freddie Mac are able to provide, limitations on the loans that the agencies may make, which may not include loans 
secured by properties like our properties, or the phase out of Fannie Mae and Freddie Mac. While we believe Fannie 
Mae and Freddie Mac will continue to provide liquidity to our sector, should they discontinue doing so, have their 
mandates changed or reduced or be disbanded or reorganized by the government, or if there is reduced government 
support for multifamily housing generally, it may adversely affect interest rates, capital availability, development of 
multifamily communities and the value of multifamily residential real estate and, as a result, may adversely affect our 
business and results of operations. 

The Soundness of Financial Institutions Could Adversely Affect Us. We have relationships with many financial 

institutions, including lenders under our credit facilities, and, from time to time, we execute transactions with 
counterparties in the financial services industry. As a result, defaults by, or even rumors or questions about, financial 
institutions or the financial services industry generally, could result in losses or defaults by these institutions. In the 
event that the volatility of the financial markets adversely affects these financial institutions or counterparties, we or 
other parties to the transactions with us may be unable to complete transactions as intended, which could adversely affect 
our business and results of operations. 

Interest Rate Hedging Contracts May Be Ineffective and May Result in Material Charges. From time to time 

when we anticipate issuing debt securities, we may seek to limit our exposure to fluctuations in interest rates during the 
period prior to the pricing of the securities by entering into interest rate hedging contracts. We may do this to increase 
the predictability of our financing costs. Also, from time to time we may rely on interest rate hedging contracts to limit 
our exposure under variable rate debt to unfavorable changes in market interest rates. If the terms of new debt securities 
are not within the parameters of, or market interest rates fall below that which we incur under a particular interest rate 
hedging contract, the contract is ineffective. Furthermore, the settlement of interest rate hedging contracts has involved 
and may in the future involve material charges. In addition, our use of interest rate hedging arrangements may expose us 

20 

to additional risks, including a risk that a counterparty to a hedging arrangement may fail to honor its obligations. 
Developing an effective interest rate risk strategy is complex and no strategy can completely insulate us from risks 
associated with interest rate fluctuations. There can be no assurance that our hedging activities will have the desired 
beneficial impact on our results of operations or financial condition. Termination of these hedging agreements typically 
involves costs, such as transaction fees or breakage costs. 

Risks Related to Tax Laws 

We Would Incur Adverse Tax Consequences if UDR Failed to Qualify as a REIT. UDR has elected to be taxed 
as a REIT under the Code. Our qualification as a REIT requires us to satisfy numerous requirements, some on an annual 
and quarterly basis, established under highly technical and complex Code provisions for which there are only limited 
judicial or administrative interpretations, and involves the determination of various factual matters and circumstances not 
entirely within our control. We intend that our current organization and method of operation enable us to continue to 
qualify as a REIT, but we may not so qualify or we may not be able to remain so qualified in the future. In addition, U.S. 
federal income tax laws governing REITs and other corporations and the administrative interpretations of those laws 
may be amended at any time, potentially with retroactive effect. Future legislation, new regulations, administrative 
interpretations or court decisions could adversely affect our ability to qualify as a REIT or adversely affect UDR’s 
stockholders. 

If we fail to qualify as a REIT in any taxable year, we would be subject to federal income tax (including, for 
periods prior to 2018, any applicable alternative minimum tax) on our taxable income at regular corporate rates, and 
would not be allowed to deduct dividends paid to UDR’s stockholders in computing our taxable income. Also, unless the 
Internal Revenue Service granted us relief under certain statutory provisions, we could not re-elect REIT status until the 
fifth calendar year after the year in which we first failed to qualify as a REIT. The additional tax liability from the failure 
to qualify as a REIT would reduce or eliminate the amount of cash available for investment or distribution to UDR’s 
stockholders. This would likely have a significant adverse effect on the value of our securities and our ability to raise 
additional capital. In addition, we would no longer be required to make distributions to UDR’s stockholders. Even if we 
continue to qualify as a REIT, we will continue to be subject to certain federal, state and local taxes on our income and 
property. 

Certain of our subsidiaries have also elected to be taxed as REITs under the Code, and are therefore subject to 

the same risks in the event that any such subsidiary fails to qualify as a REIT in any taxable year. 

Dividends Paid By REITs Generally Do Not Qualify for Reduced Tax Rates. In general, the maximum U.S. 
federal income tax rate for dividends paid to individual U.S. stockholders is 20%. Unlike dividends received from a 
corporation that is not a REIT, our distributions to individual stockholders generally are not eligible for the reduced 
rates. However, under the Tax Cuts and Jobs Act of 2017, with respect to regular dividends (dividends that are themselves 
neither capital gain dividends nor qualified dividend income) we pay to our U.S. stockholders that are not corporations, 
20% of such dividends may generally be included in the calculation of combined qualified business income for purposes 
of calculating the deduction available under Section 199A of the Code (a provision due to expire after 2025, absent future 
legislation). 

UDR May Conduct a Portion of Our Business Through Taxable REIT Subsidiaries, Which are Subject to 

Certain Tax Risks. We have established taxable REIT subsidiaries. Despite UDR’s qualification as a REIT, its taxable 
REIT subsidiaries must pay income tax on their taxable income. In addition, we must comply with various tests to 
continue to qualify as a REIT for federal income tax purposes, and our income from and investments in our taxable 
REIT subsidiaries generally do not constitute permissible income and investments for these tests. While we will attempt 
to ensure that our dealings with our taxable REIT subsidiaries will not adversely affect our REIT qualification, we 
cannot provide assurance that we will successfully achieve that result. Furthermore, we may be subject to a 100% 
penalty tax, we may jeopardize our ability to retain future gains on real property sales, or our taxable REIT subsidiaries 
may be denied deductions, to the extent our dealings with our taxable REIT subsidiaries are not deemed to be arm’s 
length in nature or are otherwise not respected. 

REIT Distribution Requirements Limit Our Available Cash. As a REIT, UDR is subject to annual distribution 

requirements, which limit the amount of cash we retain for other business purposes, including amounts to fund our 
growth. We generally must distribute annually at least 90% of our net REIT taxable income, excluding any net capital 
gain, in order for our distributed earnings not to be subject to corporate income tax. We intend to make distributions to 
UDR’s stockholders to comply with the requirements of the Code. However, differences in timing between the 

21 

recognition of taxable income and the actual receipt of cash could require us to sell assets or borrow funds on a short-
term or long-term basis to meet the 90% distribution requirement of the Code. 

Certain Property Transfers May Generate Prohibited Transaction Income, Resulting in a Penalty Tax on Gain 

Attributable to the Transaction. From time to time, we may transfer or otherwise dispose of some of our properties. 
Under the Code, any gain resulting from transfers of properties that we hold as inventory or primarily for sale to 
customers in the ordinary course of business would be treated as income from a prohibited transaction and subject to a 
100% penalty tax. Since we acquire properties for investment purposes, we do not believe that our occasional transfers 
or disposals of property are prohibited transactions. However, whether property is held for investment purposes is a 
question of fact that depends on all the facts and circumstances surrounding the particular transaction. The Internal 
Revenue Service may contend that certain transfers or disposals of properties by us are prohibited transactions. If the 
Internal Revenue Service were to argue successfully that a transfer or disposition of property constituted a prohibited 
transaction, then we would be required to pay a 100% penalty tax on any gain allocable to us from the prohibited 
transaction and we may jeopardize our ability to retain future gains on real property sales. In addition, income from a 
prohibited transaction might adversely affect UDR’s ability to satisfy the income tests for qualification as a REIT for 
federal income tax purposes. 

Changes to the U.S. Federal Income Tax Laws, including the Enactment of Certain Tax Reform Measures, 

Could Have an Adverse Impact on Our Business and Financial Results. Although the Tax Cuts and Jobs Act of 2017 
was recently passed, there can be no assurance that future changes to the U.S. federal income tax laws or regulatory 
changes will not be proposed or enacted that could impact our business and financial results. The REIT rules are 
constantly under review by persons involved in the legislative process and by the Internal Revenue Service and the U.S. 
Treasury Department, which may result in revisions to regulations and interpretations in addition to statutory changes. If 
enacted, certain of such changes could have an adverse impact on our business and financial results. Moreover, the Tax 
Cuts and Jobs Act of 2017 contained provisions that may reduce the relative competitive advantage of operating as a 
REIT. For example, the Tax Cuts and Jobs Act of 2017 lowered income tax rates on individuals and corporations, easing 
the burden of double taxation on corporate dividends and potentially causing the single level of taxation on REIT 
distributions to be relatively less attractive. The Tax Cuts and Jobs Act of 2017 also contains provisions allowing the 
expensing of capital expenditures, which could result in the bunching of taxable income and required distributions for 
REITs, and provisions further limiting the deductibility of interest expense, which could disrupt the real estate market. 

We cannot predict whether, when or to what extent the Tax Cuts and Jobs Act of 2017 and any new U.S. 

federal tax laws, regulations, interpretations or rulings will impact the real estate investment industry or REITs. 
Prospective investors are urged to consult their tax advisors regarding the effect of the Tax Cuts and Jobs Act of 2017 
and potential future changes to the federal tax laws on an investment in our shares. 

We May Be Adversely Affected by Changes in State and Local Tax Laws and May Become Subject to Tax Audits 

from Time to Time. Because UDR is organized and qualifies as a REIT, it is generally not subject to federal income 
taxes, but it is subject to certain state and local taxes. From time to time, changes in state and local tax laws or 
regulations are enacted, which may result in an increase in our tax liability. A shortfall in tax revenues for states and 
local jurisdictions in which we own apartment communities may lead to an increase in the frequency and size of such 
changes. If such changes occur, we may be required to pay additional state and local taxes. These increased tax costs 
could adversely affect our financial condition and the amount of cash available for the payment of distributions to 
UDR’s stockholders. In the normal course of business, we or our affiliates (including entities through which we own real 
estate) may also become subject to federal, state or local tax audits. If we (or such entities) become subject to federal, 
state or local tax audits, the ultimate result of such audits could have an adverse effect on our financial condition. 

The Operating Partnership and the DownREIT Partnership Intend to Qualify as Partnerships, But Cannot 

Guarantee That They Will Qualify. The Operating Partnership and the DownREIT Partnership intend to qualify as 
partnerships for federal income tax purposes, and intend to take that position for all income tax reporting purposes. If 
classified as partnerships, the Operating Partnership and the DownREIT Partnership generally will not be taxable entities 
and will not incur federal income tax liability. However, the Operating Partnership and the DownREIT Partnership 
would be treated as corporations for federal income tax purposes if they were “publicly traded partnerships,” unless at 
least 90% of their income was qualifying income as defined in the Code. A “publicly traded partnership” is a partnership 
whose partnership interests are traded on an established securities market or are readily tradable on a secondary market 
(or the substantial equivalent thereof). Although neither the Operating Partnership’s nor the DownREIT Partnership’s 
partnership units are traded on an established securities market, because of the redemption rights of their limited 
partners, the Operating Partnership’s and DownREIT Partnership’s units held by limited partners could be viewed as 
readily tradable on a secondary market (or the substantial equivalent thereof), and the Operating Partnership and the 

22 

DownREIT Partnership may not qualify for one of the “safe harbors” under the applicable tax regulations. Qualifying 
income for the 90% test generally includes passive income, such as real property rents, dividends and interest. The 
income requirements applicable to REITs and the definition of qualifying income for purposes of this 90% test are 
similar in most respects. The Operating Partnership and the DownREIT Partnership may not meet this qualifying income 
test. If either the Operating Partnership or the DownREIT Partnership were to be taxed as a corporation, it would incur 
substantial tax liabilities, and UDR would then fail to qualify as a REIT for tax purposes, unless it qualified for relief 
under certain statutory savings provisions, and our ability to raise additional capital would be impaired. 

Qualifying as a REIT Involves Highly Technical and Complex Provisions of the Code. Our qualification as a 

REIT involves the application of highly technical and complex Code provisions for which only limited judicial and 
administrative authorities exist. Even a technical or inadvertent violation could jeopardize our REIT qualification. 
Moreover, new legislation, court decisions or administrative guidance, in each case possibly with retroactive effect, may 
make it more difficult or impossible for us to qualify as a REIT. Our qualification as a REIT will depend on our 
satisfaction of certain asset, income, organizational, distribution, shareholder ownership and other requirements on a 
continuing basis. Our ability to satisfy the REIT income and asset tests depends upon our analysis of the characterization 
and fair market values of our assets, some of which are not susceptible to a precise determination and for which we will 
not obtain independent appraisals, and upon our ability to successfully manage the composition of our income and assets 
on an ongoing basis. In addition, our ability to satisfy the requirements to qualify as a REIT depends in part on the 
actions of third parties over which we have no control or only limited influence, including in cases where we own an 
equity interest in an entity that is classified as a partnership for U.S. federal income tax purposes. 

Risks Related to Our Organization and Ownership of UDR’s Stock 

Changes in Market Conditions and Volatility of Stock Prices Could Adversely Affect the Market Price of UDR’s 

Common Stock. The stock markets, including the New York Stock Exchange (“NYSE”), on which we list UDR’s 
common stock, have experienced significant price and volume fluctuations. As a result, the market price of UDR’s 
common stock could be similarly volatile, and investors in UDR’s common stock may experience a decrease in the value 
of their shares, including decreases unrelated to our operating performance or prospects. In addition to the risks listed in 
this “Risk Factors” section, a number of factors could negatively affect the price per share of UDR’s common stock, 
including: 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

general market and economic conditions; 

actual or anticipated variations in UDR’s quarterly operating results or dividends or UDR’s payment of 
dividends in shares of UDR’s stock; 

changes in our funds from operations or earnings estimates; 

difficulties or inability to access capital or extend or refinance existing debt; 

decreasing (or uncertainty in) real estate valuations; 

changes in market valuations of similar companies; 

publication of research reports about us or the real estate industry; 

the general reputation of real estate investment trusts and the attractiveness of their equity securities in 
comparison to other equity securities (including securities issued by other real estate companies); 

general stock and bond market conditions, including changes in interest rates on fixed income securities, 
that may lead prospective purchasers of UDR’s stock to demand a higher annual yield from future 
dividends; 

a change in analyst ratings; 

additions or departures of key management personnel; 

adverse market reaction to any additional debt we incur in the future; 

speculation in the press or investment community; 

terrorist activity which may adversely affect the markets in which UDR’s securities trade, possibly 
increasing market volatility and causing the further erosion of business and consumer confidence and 
spending; 

23 

 

 

 

 

 

failure to qualify as a REIT; 

strategic decisions by us or by our competitors, such as acquisitions, divestments, spin-offs, joint ventures, 
strategic investments or changes in business strategy; 

failure to satisfy listing requirements of the NYSE; 

governmental regulatory action and changes in tax laws; and 

the issuance of additional shares of UDR’s common stock, or the perception that such sales might occur, 
including under UDR’s at-the-market equity distribution program. 

Many of the factors listed above are beyond our control. These factors may cause the market price of shares of 
UDR’s common stock to decline, regardless of our financial condition, results of operations, business or our prospects. 

We May Change the Dividend Policy for UDR’s Common Stock in the Future. The decision to declare and pay 
dividends on UDR’s common stock, as well as the timing, amount and composition of any such future dividends, will be 
at the sole discretion of our board of directors and will depend on our earnings, funds from operations, liquidity, 
financial condition, capital requirements, contractual prohibitions or other limitations under our indebtedness, the annual 
distribution requirements under the REIT provisions of the Code, state law and such other factors as our board of 
directors considers relevant. Any change in our dividend policy could have a material adverse effect on the market price 
of UDR’s common stock. 

Maryland Law May Limit the Ability of a Third Party to Acquire Control of Us, Which May Not be in UDR’s 

Stockholders’ Best Interests. Maryland business statutes may limit the ability of a third party to acquire control of us. As 
a Maryland corporation, we are subject to various Maryland laws which may have the effect of discouraging offers to 
acquire our Company and of increasing the difficulty of consummating any such offers, even if our acquisition would be 
in UDR’s stockholders’ best interests. The Maryland General Corporation Law restricts mergers and other business 
combination transactions between us and any person who acquires beneficial ownership of shares of UDR’s stock 
representing 10% or more of the voting power without our board of directors’ prior approval. Any such business 
combination transaction could not be completed until five years after the person acquired such voting power, and 
generally only with the approval of stockholders representing 80% of all votes entitled to be cast and 66 2/3 % of the 
votes entitled to be cast, excluding the interested stockholder, or upon payment of a fair price. Maryland law also 
provides generally that a person who acquires shares of our equity stock that represents 10% (and certain higher levels) 
of the voting power in electing directors will have no voting rights unless approved by a vote of two-thirds of the shares 
eligible to vote. 

Limitations on Share Ownership and Limitations on the Ability of UDR’s Stockholders to Effect a Change in 

Control of Our Company Restricts the Transferability of UDR’s Stock and May Prevent Takeovers That are Beneficial to 
UDR’s Stockholders. One of the requirements for maintenance of our qualification as a REIT for U.S. federal income tax 
purposes is that no more than 50% in value of our outstanding capital stock may be owned by five or fewer individuals, 
including entities specified in the Code, during the last half of any taxable year. Our charter contains ownership and 
transfer restrictions relating to UDR’s stock primarily to assist us in complying with this and other REIT ownership 
requirements; however, the restrictions may have the effect of preventing a change of control, which does not threaten 
REIT status. These restrictions include a provision that generally limits ownership by any person of more than 9.9% of 
the value of our outstanding equity stock, unless our board of directors exempts the person from such ownership 
limitation, provided that any such exemption shall not allow the person to exceed 13% of the value of our outstanding 
equity stock. Absent such an exemption from our board of directors, the transfer of UDR’s stock to any person in excess 
of the applicable ownership limit, or any transfer of shares of such stock in violation of the ownership requirements of 
the Code for REITs, will be considered null and void, and the intended transferee of such stock will acquire no rights in 
such shares. These provisions of our charter may have the effect of delaying, deferring or preventing someone from 
taking control of us, even though a change of control might involve a premium price for UDR’s stockholders or might 
otherwise be in UDR’s stockholders’ best interests. 

Item 1B. UNRESOLVED STAFF COMMENTS 

None. 

24 

 
Item 2. PROPERTIES 

At December 31, 2017, our consolidated apartment portfolio included 127 communities located in 19 markets, 

with a total of 39,998 completed apartment homes. 

The tables below set forth a summary of real estate portfolio by geographic market of the Company and of the 

Operating Partnership at December 31, 2017. 

SUMMARY OF REAL ESTATE PORTFOLIO BY GEOGRAPHIC MARKET AT DECEMBER 31, 2017 

UDR, INC. 

  Number of    Number of  
  Apartment    Apartment   Carrying   
  Communities  

Homes 

Value 

     Percentage      
of 

Gross 
 Amount 
(in 

thousands)   (in thousands)  

 Encumbrances   Cost per    Physical   
  Occupancy  

Home 

  Average    Home Size 
(in square 
feet) 

Average 

WEST REGION 

San Francisco, CA 
Orange County, CA 
Seattle, WA 
Los Angeles, CA 
Monterey Peninsula, CA 
Other Southern California    
Portland, OR 
MID-ATLANTIC 
REGION 

Metropolitan D.C. 
Richmond, VA 
Baltimore, MD 

NORTHEAST REGION 

New York, NY 
Boston, MA 

SOUTHEAST REGION 

Orlando, FL 
Nashville, TN 
Tampa, FL 
Other Florida 

SOUTHWEST REGION 

Dallas, TX 
Austin, TX 
Denver, CO 
Total Operating 
Communities 
Real Estate Under 
Development (a) 
Land 
Other 

Total Real Estate Owned   

 11    
 11    
 15    
 4    
 7    
 2    
 2    

 22    
 4    
 3    

 4    
 5    

 9    
 8    
 7    
 1    

 7    
 4    
 1    

 2,751    
 4,698    
 2,837    
 1,225    
 1,565    
 654    
 476    

 8,402    
 1,358    
 720    

 1,945    
 1,548    

 2,500    
 2,260    
 2,287    
 636    

 2,345    
 1,273    
 218    

 8.5  %   $ 
 11.4  %     
 9.7  %     
 4.4  %     
 1.7  %     
 1.0  %     
 0.5  %     

 860,823  $ 
 1,155,124    
 984,139    
 451,322    
 172,856    
 106,023    
 48,317    

 65,495    $  312,913    
    245,876    
    346,894    
    368,426    
    110,451    
    162,115    
    101,506    

 —   
 77,272   
 67,700   
 —   
 —   
 —   

 96.5  %   
 95.5  %   
 96.4  %   
 95.7  %   
 96.8  %   
 96.0  %   
 97.2  %   

 830 
 838 
 900 
 967 
 728 
 960 
 903 

 21.2  %     
 1.4  %     
 1.5  %     

 2,160,447    
 145,969    
 150,168    

 247,992   
 33,850   
 —   

    257,135    
    107,488    
    208,567    

 97.0  %   
 97.6  %   
 96.6  %   

 908 
 1,018 
 993 

 12.8  %     
 5.6  %     

 1,304,372    
 566,487    

 —   
 76,721   

    670,628    
    365,948    

 97.7  %   
 96.3  %   

 742 
 1,042 

 2.2  %     
 2.0  %     
 2.5  %     
 0.8  %     

 219,764    
 206,572    
 251,246    
 84,520    

 —   
 39,881   
 12,450   
 39,787   

 87,906    
 91,404    
    109,858    
    132,893    

 2.7  %     
 1.6  %     
 1.4  %     

 277,303    
 162,215    
 139,264    

 107,734   
 36,299   
 —   

    118,253    
    127,427    
    638,826    

 96.9  %   
 96.7  %   
 97.0  %   
 96.3  %   

 96.3  %   
 96.1  %   
 88.2  %   

 946 
 933 
 982 
 1,130 

 862 
 913 
 948 

 127    

 39,698    

 92.9  %     

 9,446,931    

 805,181    $  237,970    

 96.6  %   

 901 

 —    
 —    
 —    
 127    

 300    
 —    
 —    
 39,998    

 5.8  %     
 0.7  %     
 0.6  %     

 592,490    
 75,940    
 61,845    
 100.0  %   $  10,177,206  $ 

 —   
 —   
 (1,912)  
 803,269   

(a)  As of December 31, 2017, the Company was developing two wholly-owned communities with 1,101 apartment 

homes, 300 of which have been completed. 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
  
 
      
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
      
      
      
 
     
      
 
      
      
   
  
  
  
  
  
  
  
  
  
     
  
  
  
  
  
      
  
  
  
  
  
  
     
  
  
  
  
  
      
  
  
  
  
  
     
  
  
  
  
  
      
  
  
  
  
  
  
  
  
  
     
  
  
  
  
  
      
  
  
  
  
  
  
      
      
   
  
  
      
      
   
  
  
      
      
   
  
      
      
   
 
SUMMARY OF REAL ESTATE PORTFOLIO BY GEOGRAPHIC MARKET AT DECEMBER 31, 2017 

UNITED DOMINION REALTY, L.P. 

     Percentage       Gross 

      Average 

  Number of    Number of  
  Apartment    Apartment   Carrying   
 Communities 

Homes 

Value 

of 

Amount 
(in 

  Encumbrances  Cost per   

thousands)    (in thousands)  

Home 

  Average    Home Size 
(in square 
feet) 

Physical   
  Occupancy  

WEST REGION 

San Francisco, CA 
Orange County, CA 
Seattle, WA 
Los Angeles, CA 
Monterey Peninsula, CA 
Other Southern California 
Portland, OR 

MID-ATLANTIC REGION    

Metropolitan D.C. 
Baltimore, MD 

NORTHEAST REGION 

New York, NY 
Boston, MA 

SOUTHEAST REGION 

Nashville, TN 
Tampa, FL 
Other Florida 

SOUTHWEST REGION 

Denver, CO 
Total Operating 
Communities 
Other 

Total Real Estate Owned 

 9    
 6    
 5    
 2    
 7    
 1    
 2    

 6    
 2    

 2    
 1    

 6    
 2    
 1    

 1    

 2,185    
 3,383    
 932    
 344    
 1,565    
 414    
 476    

 2,068    
 540    

 996    
 387    

 1,612    
 942    
 636    

 15.6  %  $  596,299    $ 
 20.2  %    
 5.9  %    
 3.0  %    
 4.5  %    
 1.9  %    
 1.3  %    

 770,308   
 223,419   
 113,853   
 172,856   
 72,988   
 48,317   

 65,495    $ 272,906    
   227,700    
   239,720    
   330,968    
   110,451    
   176,300    
   101,506    

 —   
 —   
 —   
 —   
 —   
 —   

 14.5  %    
 2.7  %    

 554,100   
 103,028   

 31,373   
 —   

   267,940    
   190,793    

 97.6  %  
 95.5  %  
 96.8  %  
 95.7  %  
 96.8  %  
 96.0  %  
 97.2  %  

 97.2  %  
 96.7  %  

 817 
 806 
 874 
 976 
 728 
 996 
 903 

 898 
 968 

 15.9  %    
 1.9  %    

 606,732   
 71,653   

 —   
 —   

   609,169    
   185,150    

 97.6  %  
 96.8  %  

 690 
 1,069 

 3.8  %    
 2.8  %    
 2.2  %    

 144,786   
 105,505   
 84,520   

 23,550   
 —   
 39,787   

 89,818    
   112,001    
   132,893    

 96.4  %  
 97.5  %  
 96.3  %  

 925 
 1,043 
 1,130 

 218    

 3.6  %    

 139,264   

 —   

   638,826    

 88.2  %  

 948 

 53    
 —    
 53    

 16,698    
 —    
 16,698    

 99.8  %     3,807,628   
 0.2  %    
 9,328   
 100  %  $ 3,816,956    $ 

 160,205    $ 228,029    

 96.6  %  

 871 

 (360) 
 159,845   

Item 3. LEGAL PROCEEDINGS 

We are subject to various legal proceedings and claims arising in the ordinary course of business. We cannot 

determine the ultimate liability with respect to such legal proceedings and claims at this time. We believe that such 
liability, to the extent not provided for through insurance or otherwise, will not have a material adverse effect on our 
financial condition, results of operations or cash flow. 

Item 4. MINE SAFETY DISCLOSURES 

Not Applicable. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
      
 
      
 
    
 
 
 
   
 
   
 
 
 
 
 
  
      
      
      
 
      
 
      
 
      
      
   
  
  
  
  
  
  
  
  
  
  
  
  
  
      
      
     
  
     
  
     
  
      
      
   
  
  
  
  
  
      
      
     
  
     
  
     
  
      
      
   
  
  
  
  
  
      
      
     
  
     
  
     
  
      
      
   
  
  
  
  
  
  
  
  
      
      
     
  
     
  
     
  
      
      
   
  
  
  
  
  
  
  
      
      
   
  
  
      
      
   
 
 
 
 
Item 5.   MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS 

AND ISSUER PURCHASES OF EQUITY SECURITIES 

PART II 

UDR, Inc.: 

Common Stock 

UDR, Inc.’s common stock has been listed on the New York Stock Exchange (“NYSE”) under the symbol 
“UDR” since May 7, 1990. The following tables set forth the quarterly high and low sale prices per common share 
reported on the NYSE for each quarter of the last two fiscal years. Distribution information for common stock reflects 
distributions declared per share for each calendar quarter and paid at the end of the following month. 

Quarter ended March 31, 
Quarter ended June 30, 
Quarter ended September 30, 
Quarter ended December 31,  

Low 

  High 
    $  36.50     $ 34.48     $ 
  $  40.49   $ 35.97   $ 
  $  39.79   $ 37.75   $ 
  $  40.05   $ 37.68   $ 

2017 

  Distributions  
  Declared 

  High 

2016 

Low 

 0.310     $ 38.53     $  33.15     $ 
 0.310   $ 38.56   $  33.42   $ 
 0.310   $ 37.63   $  34.20   $ 
 0.310   $ 36.48   $  33.11   $ 

  Distributions
Declared 
 0.295 
 0.295 
 0.295 
 0.295 

On February 16, 2018, the closing sale price of our common stock was $34.61 per share on the NYSE, and 

there were 3,639 holders of record of the 268,160,029 outstanding shares of our common stock. 

We have determined that, for federal income tax purposes, approximately 83% of the distributions for 2017 
represented ordinary income, 1% represented qualified ordinary income, 11% represented long-term capital gain, and 
5% represented unrecaptured section 1250 gain. 

UDR pays regular quarterly distributions to holders of its common stock. Future distributions will be at the 

discretion of our Board of Directors and will depend on our actual funds from operations, financial condition and capital 
requirements, the annual distribution requirements under the REIT provisions of the Code, and other factors. 

Series E Preferred Stock 

The Series E Cumulative Convertible Preferred Stock (“Series E”) has no stated par value and a liquidation 

preference of $16.61 per share. Subject to certain adjustments and conditions, each share of the Series E is convertible at 
any time and from time to time at the holder’s option into 1.083 shares of our common stock. The holders of the Series E 
are entitled to vote on an as-converted basis as a single class in combination with the holders of common stock at any 
meeting of our stockholders for the election of directors or for any other purpose on which the holders of common stock 
are entitled to vote. The Series E has no stated maturity and is not subject to any sinking fund or any mandatory 
redemption. In connection with a special dividend (declared on November 5, 2008), the Company reserved for issuance 
upon conversion of the Series E additional shares of common stock to which a holder of the Series E would have 
received if the holder had converted the Series E immediately prior to the record date for this special dividend. 

Distributions declared on the Series E for the years ended December 31, 2017 and 2016 were $1.33 per share or 
$0.3322 per quarter. The Series E is not listed on any exchange. At December 31, 2017, a total of 2,780,994 shares of the 
Series E were outstanding. 

Series F Preferred Stock 

We are authorized to issue up to 20,000,000 shares of our Series F Preferred Stock (“Series F”). The Series F 

may be purchased by holders of our Operating Partnership Units, or OP Units, described below under “Operating 
Partnership Units,” at a purchase price of $0.0001 per share. OP unitholders are entitled to subscribe for and purchase 
one share of the Series F for each OP Unit held. In connection with the acquisition of properties from Home OP and the 
formation of the DownREIT Partnership in October 2015, we issued 13,988,313 Series F shares at $0.0001 per share to 
former limited partners of the Home OP, which had the right to subscribe for one share of Series F for each DownREIT 
Unit issued in connection with the acquisitions.  

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2017, a total of 15,852,721 shares of the Series F were outstanding. Holders of the Series F 

are entitled to one vote for each share of the Series F they hold, voting together with the holders of our common stock, 
on each matter submitted to a vote of security holders at a meeting of our stockholders. The Series F does not entitle its 
holders to any other rights, privileges or preferences. 

Distribution Reinvestment and Stock Purchase Plan 

We have a Distribution Reinvestment and Stock Purchase Plan under which holders of our common stock may 
elect to automatically reinvest their distributions and make additional cash payments to acquire additional shares of our 
common stock. Stockholders who do not participate in the plan continue to receive distributions as and when declared. 
As of February 16, 2018, there were approximately 1,884 participants in the plan. 

United Dominion Realty, L.P.: 

Operating Partnership Units 

There is no established public trading market for United Dominion Realty, L.P.’s Operating Partnership Units. 
From time to time we issue shares of our common stock in exchange for OP Units tendered to the Operating Partnership 
for redemption in accordance with the provisions of the Operating Partnership’s limited partnership agreement. At 
December 31, 2017, there were 183,350,924 OP Units outstanding in the Operating Partnership, of which 174,237,688 
OP Units or 95.0% were owned by UDR and affiliated entities and 9,113,236 OP Units or 5.0% were owned by non-
affiliated limited partners. Under the terms of the Operating Partnership’s limited partnership agreement, the holders of 
OP Units have the right to require the Operating Partnership to redeem all or a portion of the OP Units held by the holder 
in exchange for a cash payment based on the market value of our common stock at the time of redemption. However, the 
Operating Partnership’s obligation to pay the cash amount is subject to the prior right of the Company to acquire such 
OP Units in exchange for either the cash amount or the number of shares of our common stock equal to the number of 
OP Units being redeemed. 

During 2017, we issued a total of 7,604 shares of common stock upon redemption of OP Units. 

Purchases of Equity Securities 

In February 2006, UDR’s Board of Directors authorized a 10 million share repurchase program. In 
January 2008, UDR’s Board of Directors authorized a new 15 million share repurchase program. Under both share 
repurchase programs, UDR may repurchase shares of our common stock in open market purchases, block purchases, 
privately negotiated transactions or otherwise. As reflected in the table below, no shares of common stock were 
repurchased under these programs during the quarter ended December 31, 2017. 

Total 

Number of    Average   

     Total Number       Maximum 
Number of 
Shares that 
  May Yet Be 
Purchased 

of Shares 
Purchased as 
Part of 
Publicly 

Period 
Beginning Balance 
October 1, 2017 through October 31, 2017 
November 1, 2017 through November 30, 2017 
December 1, 2017 through December 31, 2017 
Balance as of December 31, 2017 

Shares 

or Programs 

Purchased    per Share  
 9,967,490   $  22.00   
 —   
 —   
 —   
 9,967,490   $  22.00   

  Price Paid   Announced Plans  Under the Plans
  or Programs (a) 
 15,032,510 
 15,032,510 
 15,032,510 
 15,032,510 
 15,032,510 

 9,967,490   
 —   
 —   
 —   
 9,967,490   

 —  
 —  
 —  

(a)  This number reflects the amount of shares that were available for purchase under our 10 million share repurchase 

program authorized in February 2006 and our 15 million share repurchase program authorized in January 2008. 

During the three months ended December 31, 2017, certain of our employees surrendered shares of common 
stock owned by them to satisfy their statutory minimum federal and state tax obligations associated with the vesting of 

28 

 
 
 
 
 
 
 
 
 
 
 
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
restricted shares of common stock or the exercise of stock options issued under our 1999 Long-Term Incentive Plan (the 
“LTIP”). The following table summarizes all of these repurchases during the three months ended December 31, 2017: 

Period 
October 1, 2017 through October 31, 2017 
November 1, 2017 through November 30, 2017 
December 1, 2017 through December 31, 2017 
Total 

Total 
Number of  
Shares 

Average 

   Total Number 

   Maximum 
Number of 
Shares that 
  May Yet Be 
Purchased 

of Shares 
Purchased as 
Part of 
Publicly 
  Price Paid    Announced Plans  Under the Plans
or Programs 
or Programs 
N/A 
N/A 
N/A 

N/A   
N/A   
N/A   

 —   $ 

Purchased   per Share(a) 
 —   
 39.10   
 —   
 39.10   

 32,075  
 —  
 32,075   $ 

(a)  The price paid per share is based on the closing price of our common stock as of the date of the determination of the 

statutory minimum for federal and state tax obligations. 

29 

 
 
 
 
 
 
 
 
 
 
 
   
    
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
     
   
 
 
 
Comparison of Five-year Cumulative Total Returns 

The following graph compares the five-year cumulative total returns for UDR common stock with the 

comparable cumulative return of the NAREIT Equity REIT Index, Standard & Poor’s 500 Stock Index, the NAREIT 
Equity Apartment Index and the MSCI US REIT Index. The graph assumes that $100 was invested on December 31, 
2012, in each of our common stock and the indices presented. Historical stock price performance is not necessarily 
indicative of future stock price performance. The comparison assumes that all dividends are reinvested.  

Period Ending 

Index 
UDR, Inc. 
NAREIT Equity Apartment Index 
MSCI U.S. REIT Index 
S&P 500 Index 
NAREIT Equity REIT Index 

    12/31/2012      12/31/2013      12/31/2014      12/31/2015       12/31/2016       12/31/2017 
 192.78 
 162.72 
 156.29 
 208.14 
 157.14 

 139.89   
 130.97   
 133.60   
 150.51   
 133.35   

 101.98   
 93.80   
 102.47   
 132.39   
 102.47   

 176.68   
 156.88   
 148.75   
 170.84   
 149.33   

 176.21   
 152.52   
 136.97   
 152.59   
 137.61   

 100.00   
 100.00   
 100.00   
 100.00   
 100.00   

The performance graph and the related chart and text, are being furnished solely to accompany this Annual 
Report on Form 10-K pursuant to Item 201(e) of Regulation S-K, and are not being filed for purposes of Section 18 of 
the Securities Exchange Act of 1934, as amended, and are not to be incorporated by reference into any filing of ours, 
whether made before or after the date hereof, regardless of any general incorporation language in such filing. 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
 
Item 6. SELECTED FINANCIAL DATA 

The following tables set forth selected consolidated financial and other information of UDR, Inc. and of the 

Operating Partnership as of and for each of the years in the five-year period ended December 31, 2017. The table should 
be read in conjunction with each of UDR, Inc.’s and the Operating Partnership’s respective consolidated financial 
statements and the notes thereto, and Item 7. Management’s Discussion and Analysis of Financial Condition and Results 
of Operations, included elsewhere in this Report. 

UDR, Inc. 
Year Ended December 31,  
(In thousands, except per share data 
and apartment homes owned) 
2015 

2016 

2014 

2017 

2013 

OPERATING DATA: 

Rental income 
Income/(loss) from continuing operations 
Income/(loss) from discontinued operations, net of tax 
Net income/(loss) 
Distributions to preferred stockholders 
Net income/(loss) attributable to common stockholders 
Common stock distributions declared 
Income/(loss) per weighted average common share — basic: 

Income/(loss) from continuing operations attributable to common 

  $

 984,309    $  948,461    $  871,928    $  805,002    $  746,484 
 2,340 
 105,482   
 89,251   
 43,942 
 —   
 —   
 46,282 
 357,159   
 132,655   
 3,724 
 3,722   
 3,708   
 41,088 
 336,661   
 117,850   
 235,721 
 289,500   
 331,974   

 16,260   
 10   
 159,842   
 3,724   
 150,610   
 263,503   

 109,529   
 —   
 320,380   
 3,717   
 289,001   
 315,102   

stockholders 

  $

 0.44    $

 1.09    $

 1.30    $

 0.60    $

 (0.01)

Income/(loss) from discontinued operations attributable to common 

stockholders 

Net income/(loss) attributable to common stockholders 

  $

Income/(loss) per weighted average common share — diluted: 

Income/(loss) from continuing operations attributable to common 

 —   
 0.44    $

 —   
 1.09    $

 —   
 1.30    $

 —   
 0.60    $

 0.17 
 0.16 

stockholders 

  $

 0.44    $

 1.08    $

 1.29    $

 0.59    $

 (0.01)

Income/(loss) from discontinued operations attributable to common 

stockholders 

Net income/(loss) attributable to common stockholders 
Weighted average number of Common Shares outstanding — basic 
Weighted average number of Common Shares outstanding — diluted  
Weighted average number of Common Shares outstanding, OP 
Units/DownREIT Units and Common Stock equivalents 
outstanding — diluted 

  $

 —   
 0.44    $

 —   
 1.08    $

 —   
 1.29    $

 —   
 0.59    $

 267,024   
 268,830   

 265,386   
 267,311   

 258,669   
 263,752   

 251,528   
 253,445   

 296,672   

 295,469   

 276,699   

 265,728   

Common stock distributions declared - per share 

  $

 1.24    $

 1.18    $

 1.11    $

 1.04    $

 0.17 
 0.16 
 249,969 
 249,969 

 263,926 
 0.94 

Balance Sheet Data: 

Real estate owned, at cost (a) 
Accumulated depreciation (a) 
Total real estate owned, net of accumulated depreciation (a) 
Total assets 
Secured debt, net (a) 
Unsecured debt, net 
Total debt, net 
Total stockholders’ equity 
Number of Common Shares outstanding 

Other Data (a) 

Total consolidated apartment homes owned (at end of year) 
Weighted average number of consolidated apartment homes owned 

during the year 

Cash Flow Data: 

Cash provided by/(used in) operating activities 
Cash provided by/(used in) investing activities 
Cash provided by/(used in) financing activities 

Funds from Operations (b): 

 3,330,166   
 6,847,040   
 7,733,273   
 803,269   
 2,868,394   
 3,671,663   

  $ 10,177,206    $ 9,615,753    $ 9,190,276    $ 8,383,259    $ 8,207,977 
   2,208,794 
   5,999,183 
   6,787,342 
   1,432,186 
   2,071,137 
   3,503,323 
  $  2,825,800    $ 3,093,110    $ 2,899,755    $ 2,735,097    $ 2,811,648 
 250,750 

   2,923,625   
   6,692,128   
   7,679,584   
   1,130,858   
   2,270,620   
   3,401,478   

   2,434,772   
   5,948,487   
   6,828,728   
   1,354,321   
   2,210,978   
   3,565,299   

   2,646,874   
   6,543,402   
   7,663,844   
   1,376,945   
   2,193,850   
   3,570,795   

 267,259   

 255,115   

 261,845   

 267,822   

 39,998   

 39,454   

 40,728   

 39,851   

 41,250 

 39,692   

 40,543   

 39,501   

 40,644   

 41,392 

  $

 519,152    $  536,929    $  458,627    $  397,303    $  344,373 
    (127,680)
    (265,461) 
 (407,441) 
    (198,559)
    (201,648) 
 (111,785) 

    (112,277) 
    (429,282) 

    (298,603) 
    (113,725) 

Funds from operations attributable to common stockholders and 

unitholders — basic 

  $

 538,916    $  527,096    $  455,565    $  411,702    $  376,778 

Funds from operations attributable to common stockholders and 

unitholders — diluted 

 542,624   

 530,813   

 459,287   

 415,426   

 380,502 

(a)  Includes amounts classified as Held for Disposition, where applicable. 

(b)  Funds from operations (“FFO”) is defined as Net income/(loss) attributable to common stockholders (computed in 
accordance with GAAP), excluding impairment write-downs of depreciable real estate or of investments in non-
consolidated investees that are driven by measurable decreases in the fair value of depreciable real estate held by the 

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
     
    
  
 
      
 
      
 
      
 
      
 
   
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
     
  
     
  
     
  
     
  
   
 
  
  
  
  
  
 
  
     
  
     
  
     
  
     
  
   
 
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
 
  
     
  
     
  
     
  
     
  
   
 
  
 
  
 
  
 
  
 
  
 
  
 
  
  
  
  
  
 
  
     
  
     
  
     
  
     
  
   
 
  
  
  
  
  
 
  
  
  
  
  
 
  
     
  
     
  
     
  
     
  
   
 
  
 
  
 
  
     
  
     
  
     
  
     
  
   
 
  
  
  
  
  
 
investee, gains or losses from sales of depreciable property, plus real estate depreciation and amortization, and after 
adjustments for noncontrolling interests, unconsolidated partnerships and joint ventures. This definition conforms 
with the National Association of Real Estate Investment Trust’s (“NAREIT”) definition issued in April 2002. 
Historical cost accounting for real estate assets in accordance with GAAP implicitly assumes that the value of real 
estate assets diminishes predictably over time. Since real estate values instead have historically risen or fallen with 
market conditions, many industry investors and analysts have considered the presentation of operating results for 
real estate companies that use historical cost accounting to be insufficient by themselves. Thus, NAREIT created 
FFO as a supplemental measure of a REIT’s operating performance. In the computation of diluted FFO, if OP Units, 
DownREIT Units, unvested restricted stock, unvested LTIP Units, stock options, and the shares of Series E 
Cumulative Convertible Preferred Stock are dilutive, they are included in the diluted share count.  

We consider FFO a useful metric for investors as we use FFO in evaluating property acquisitions and our operating 
performance, and believe that FFO should be considered along with, but not as an alternative to, net income and 
cash flow as a measure of our activities in accordance with GAAP. FFO does not represent cash generated from 
operating activities in accordance with GAAP and is not necessarily indicative of funds available to fund our cash 
needs. 

See “Funds from Operations” in Item 7. Management Discussion and Analysis of Financial Condition and Results 
of Operations for a reconciliation of Net income/(loss) attributable to common stockholders to FFO. 

32 

 
 
United Dominion Realty, L.P. 
Year Ended December 31, 
(In thousands, except per OP unit data 
and apartment homes owned) 

OPERATING DATA: 

Rental income 
Income/(loss) from continuing operations 
Income/(loss) from discontinued operations 
Net income/(loss) 
Net income/(loss) attributable to OP unitholders 
Income/(loss) per weighted average OP Unit - 

basic and diluted: 

Income/(loss) from continuing operations 

2017 

2016 

2015 

2014 

2013 

  $ 

 419,377   $ 
 66,583  
 —  
 107,855  
 106,307  

 404,415   $ 
 46,082  
 —  
 79,262  
 77,818  

 440,408   $ 
 56,940  
 —  
 215,063  
 213,301  

 422,634   $ 
 33,544  
 —  
 97,179  
 96,227  

 401,853 
 32,766 
 45,176 
 77,942 
 73,376 

attributable to OP unitholder 

  $ 

 0.58   $ 

 0.42   $ 

 1.16   $ 

 0.53   $ 

 0.16 

Income/(loss) from discontinued operations 

attributable to OP unitholder 

Net income/(loss) attributable to OP unitholders   $ 

 —  
 0.58   $ 

 —  
 0.42   $ 

 —  
 1.16   $ 

 —  
 0.53   $ 

 0.24 
 0.40 

Weighted average number of OP Units 

outstanding — basic and diluted 

Balance Sheet Data: 

Real estate owned, at cost (a) 
Accumulated depreciation (a) 
Total real estate owned, net of accumulated 

depreciation (a) 

Total assets 
Secured debt, net (a) 
Total liabilities 
Total partners’ capital 
Advances (to)/from the General Partner 
Number of OP units outstanding 

Other Data: 

Total consolidated apartment homes owned (at 

end of year) (a) 

Cash Flow Data: 

 183,344  

 183,279  

 183,279  

 183,279  

 184,196 

  $   3,816,956   $   3,674,704   $   3,630,950   $   4,238,770   $   4,188,480 
 1,241,574 

 1,408,815  

 1,281,258  

 1,403,303  

 1,543,652  

 2,273,304  
 2,395,573  
 159,845  
 520,443  
 1,464,295  

 2,265,889  
 2,415,535  
 433,974  
 797,036  
 1,578,202  

 2,349,647  
 2,554,808  
 475,964  
 833,478  
 1,713,412  

 2,835,467  
 2,873,809  
 927,484  
 1,139,758  
 1,703,001  

  $ 

 397,899   $ 
 183,351  

 19,659   $ 

 183,279  

 (11,270)   $ 
 183,279  

 13,624   $ 

 183,279  

 2,946,906 
 2,987,393 
 929,017 
 1,184,296 
 1,795,934 
 (9,916)
 183,279 

 16,698  

 16,698  

 16,974  

 20,814  

 20,746 

Cash provided by/(used in) operating activities    $ 
Cash provided by/(used in) investing activities 
Cash provided by/(used in) financing activities   

 234,463   $ 
 (106,080) 
 (128,846) 

 228,682   $ 
 (9,546)  
 (221,483)  

 226,765   $ 
 23,583  
 (247,747)  

 208,032   $ 
 (46,650) 
 (162,777) 

 208,346 
 (63,954)
 (145,299)

(a)  Includes amounts classified as Held for Disposition, where applicable. 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
    
    
    
     
    
       
       
       
       
   
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
   
 
  
  
  
  
  
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
   
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
   
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
   
 
  
  
  
  
  
  
  
  
  
  
 
 
 
Item 7.  MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS 

OF OPERATIONS 

Forward-Looking Statements 

This Report contains forward-looking statements within the meaning of Section 27A of the Securities Act of 

1933 and Section 21E of the Securities Exchange Act of 1934. Such forward-looking statements include, without 
limitation, statements concerning property acquisitions and dispositions, development activity and capital expenditures, 
capital raising activities, rent growth, occupancy, and rental expense growth. Words such as “expects,” “anticipates,” 
“intends,” “plans,” “likely,” “will,” “believes,” “seeks,” “estimates,” and variations of such words and similar 
expressions are intended to identify such forward-looking statements. Such statements involve known and unknown 
risks, uncertainties and other factors which may cause our actual results, performance or achievements to be materially 
different from the results of operations or plans expressed or implied by such forward-looking statements. Such factors 
include, among other things, unfavorable changes in the apartment market, changing economic conditions, the impact of 
inflation/deflation on rental rates and property operating expenses, expectations concerning availability of capital and the 
stabilization of the capital markets, the impact of competition and competitive pricing, acquisitions, developments and 
redevelopments not achieving anticipated results, delays in completing developments, redevelopments and lease-ups on 
schedule, expectations on job growth, home affordability and demand/supply ratio for multifamily housing, expectations 
concerning development and redevelopment activities, expectations on occupancy levels and rental rates, expectations 
concerning joint ventures with third parties, expectations that automation will help grow net operating income, and 
expectations on annualized net operating income. 

The following factors, among others, could cause our future results to differ materially from those expressed in 

the forward-looking statements: 

  general economic conditions; 

  unfavorable changes in apartment market and economic conditions that could adversely affect occupancy 

levels and rental rates; 

 

the failure of acquisitions to achieve anticipated results; 

  possible difficulty in selling apartment communities; 

  competitive factors that may limit our ability to lease apartment homes or increase or maintain rents; 

 

insufficient cash flow that could affect our debt financing and create refinancing risk; 

  failure to generate sufficient revenue, which could impair our debt service payments and distributions to 

stockholders; 

  development and construction risks that may impact our profitability; 

  potential damage from natural disasters, including hurricanes and other weather-related events, which could 

result in substantial costs to us; 

  risks from extraordinary losses for which we may not have insurance or adequate reserves; 

  risks from cybersecurity breaches of our information technology systems and the information technology 

systems of our third party vendors and other third parties; 

  uninsured losses due to insurance deductibles, self-insurance retention, uninsured claims or casualties, or 

losses in excess of applicable coverage; 

  delays in completing developments and lease-ups on schedule; 

  our failure to succeed in new markets; 

  changing interest rates, which could increase interest costs and affect the market price of our securities; 

34 

  potential liability for environmental contamination, which could result in substantial costs to us; 

 

the imposition of federal taxes if we fail to qualify as a REIT under the Code in any taxable year; 

  our internal control over financial reporting may not be considered effective which could result in a loss of 
investor confidence in our financial reports, and in turn have an adverse effect on our stock price; and 

  changes in real estate laws, tax laws and other laws affecting our business. 

A discussion of these and other factors affecting our business and prospects is set forth in Part I, Item 1A. Risk 

Factors. We encourage investors to review these risk factors. 

Although we believe that the assumptions underlying the forward-looking statements contained herein are 

reasonable, any of the assumptions could be inaccurate, and therefore such statements included in this Report may not 
prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements included herein, 
the inclusion of such information should not be regarded as a representation by us or any other person that the results or 
conditions described in such statements or our objectives and plans will be achieved. 

Forward-looking statements and such risks, uncertainties and other factors speak only as of the date of this 
Report, and we expressly disclaim any obligation or undertaking to update or revise any forward-looking statement 
contained herein, to reflect any change in our expectations with regard thereto, or any other change in events, conditions 
or circumstances on which any such statement is based, except to the extent otherwise required by law. 

The following discussion should be read in conjunction with the consolidated financial statements appearing 

elsewhere herein and is based primarily on the consolidated financial statements and the accompanying notes for 
the years ended December 31, 2017, 2016 and 2015 of each of UDR, Inc. and United Domination Realty, L.P. 

UDR, Inc.: 

Business Overview 

We are a self-administered real estate investment trust, or REIT, that owns, operates, acquires, renovates, 
develops, redevelops, disposes of, and manages multifamily apartment communities. We were formed in 1972 as a 
Virginia corporation. In June 2003, we changed our state of incorporation from Virginia to Maryland. Our subsidiaries 
include the Operating Partnership and the DownREIT Partnership. Unless the context otherwise requires, all references 
in this Report to “we,” “us,” “our,” “the Company,” or “UDR” refer collectively to UDR, Inc., its subsidiaries and its 
consolidated joint ventures. 

At December 31, 2017, our consolidated real estate portfolio included 127 communities in 11 states plus the 

District of Columbia totaling 39,998 apartment homes, and our total real estate portfolio, inclusive of our unconsolidated 
communities, included an additional 29 communities with 7,286 apartment homes. 

At December 31, 2017, the Company was developing two wholly-owned communities with a total of 1,101 

apartment homes, 300 of which have been completed, and two unconsolidated joint venture communities with a total of 
533 apartment homes, none of which have been completed. The Company was not redeveloping any communities as of 
December 31, 2017. 

Critical Accounting Policies and Estimates 

The preparation of financial statements in conformity with United States generally accepted accounting 
principles (“GAAP”) requires management to use judgment in the application of accounting policies, including making 
estimates and assumptions. A critical accounting policy is one that is both important to our financial condition and 
results of operations as well as involves some degree of uncertainty. Estimates are prepared based on management’s 
assessment after considering all evidence available. Changes in estimates could affect our financial position or results of 
operations. Below is a discussion of the accounting policies that we consider critical to understanding our financial 
condition or results of operations where there is uncertainty or where significant judgment is required. A discussion of 
our significant accounting policies, including further discussion of the accounting policies described below, can be found 
in Note 2, Significant Accounting Policies, to the Notes to the UDR, Inc. Consolidated Financial Statements included in 
this Report. 

35 

Cost Capitalization 

In conformity with GAAP, we capitalize those expenditures that materially enhance the value of an existing 

asset or substantially extend the useful life of an existing asset. Expenditures necessary to maintain an existing property 
in ordinary operating condition are expensed as incurred. 

In addition to construction costs, we capitalize costs directly related to the predevelopment, development, and 

redevelopment of a capital project, which include, but are not limited to, interest, real estate taxes, insurance, and 
allocated development and redevelopment overhead related to support costs for personnel working on the capital 
projects. We use our professional judgment in determining whether such costs meet the criteria for capitalization or must 
be expensed as incurred. These costs are capitalized only during the period in which activities necessary to ready an 
asset for its intended use are in progress and such costs are incremental and identifiable to a specific activity to get the 
asset ready for its intended use. As each home in a capital project is completed and becomes available for lease-up, the 
Company ceases capitalization on the related portion. The costs capitalized are reported on the Consolidated Balance 
Sheets as Total Real Estate Owned, Net of Accumulated Depreciation. Amounts capitalized during the years ended 
December 31, 2017, 2016, and 2015 were $27.4 million, $24.4 million, and $22.4 million, respectively. 

Investment in Unconsolidated Entities 

We may enter into various joint venture agreements and/or partnerships with unrelated third parties to hold or 

develop real estate assets. We must determine for each of these ventures whether to consolidate the entity or account for 
our investment under the equity method of accounting. We determine whether to consolidate a joint venture or 
partnership based on our rights and obligations under the venture agreement, applying the applicable accounting 
guidance. The application of the rules in evaluating the accounting treatment for each joint venture or partnership is 
complex and requires substantial management judgment. We evaluate our accounting for investments on a regular basis 
including when a significant change in the design of an entity occurs. Throughout our financial statements, and in this 
Management’s Discussion and Analysis of Financial Condition and Results of Operations, we use the term “joint 
venture” or “partnership” when referring to investments in entities in which we do not have a 100% ownership interest. 

We continually evaluate our investments in unconsolidated joint ventures when events or changes in 

circumstances indicate that there may be an other-than-temporary decline in value. We consider various factors to 
determine if a decrease in the value of the investment is other-than-temporary. These factors include, but are not limited 
to, age of the venture, our intent and ability to retain our investment in the entity, the financial condition and long-term 
prospects of the entity, and the relationships with the other joint venture partners and its lenders. The amount of loss 
recognized is the excess of the investment’s carrying amount over its estimated fair value. If we believe that the decline 
in fair value is temporary, no impairment is recorded. The aforementioned factors are taken as a whole by management 
in determining the valuation of our investment property. Should the actual results differ from management’s judgment, 
the valuation could be negatively affected and may result in a negative impact to our Consolidated Financial Statements. 

Impairment of Long-Lived Assets 

We record impairment losses on long-lived assets used in operations when events and circumstances indicate 

that the assets might be impaired and the undiscounted cash flows estimated to be generated by the future operation and 
disposition of those assets are less than the net book value of those assets. Our cash flow estimates are based upon 
historical results adjusted to reflect our best estimate of future market and operating conditions and our estimated 
holding periods. The net book value of impaired assets is reduced to fair market value. Our estimates of fair market 
value represent our best estimate based primarily upon unobservable inputs (defined as Level 3 inputs in the fair value 
hierarchy) related to rental rates, operating costs, growth rates, discount rates, capitalization rates, industry trends and 
reference to market rates and transactions. 

Real Estate Investment Properties 

We purchase real estate investment properties from time to time and record the fair value to various 
components, such as land, buildings, and intangibles related to in-place leases, based on the fair value of each 
component. In making estimates of fair values for purposes of allocating purchase price, we utilize various sources, 
including independent appraisals, our own analysis of recently acquired and existing comparable properties in our 
portfolio and other market data. The fair value of buildings is determined as if the buildings were vacant upon 
acquisition and subsequently leased at market rental rates. As such, the determination of fair value considers the present 
value of all cash flows expected to be generated from the property including an initial lease-up period. We determine the 

36 

fair value of in-place leases by assessing the net effective rent and remaining term of the lease relative to market terms 
for similar leases at acquisition. In addition, we consider the cost of acquiring similar leases, the foregone rents 
associated with the lease-up period, and the carrying costs associated with the lease-up period. The fair value of in-place 
leases is recorded and amortized as amortization expense over the remaining average contractual lease period. 

REIT Status 

We are a Maryland corporation that has elected to be treated for federal income tax purposes as a REIT. A 

REIT is a legal entity that holds interests in real estate and is required by the Code to meet a number of organizational 
and operational requirements, including a requirement that a REIT must distribute at least 90% of our REIT taxable 
income (other than our net capital gain) to our stockholders. If we were to fail to qualify as a REIT in any taxable year, 
we will be subject to federal and state income taxes at the regular corporate rates and may not be able to qualify as a 
REIT for four years. Based on the net earnings reported for the year ended December 31, 2017 in our Consolidated 
Statements of Operations, we would have incurred federal and state GAAP income taxes if we had failed to qualify as a 
REIT. 

Summary of Real Estate Portfolio by Geographic Market 

The following table summarizes our market information by major geographic markets as of and for the year 

ended December 31, 2017. 

Same-Store Communities 
West Region 

San Francisco, CA 
Orange County, CA 
Seattle, WA 
Los Angeles, CA 
Monterey Peninsula, CA 
Other Southern California 
Portland, OR 
Mid-Atlantic Region 
Metropolitan D.C. 
Richmond, VA 
Baltimore, MD 
Northeast Region 
New York, NY 
Boston, MA 
Southeast Region 
Orlando, FL 
Nashville, TN 
Tampa, FL 
Other Florida 
Southwest Region 
Dallas, TX 
Austin, TX 

As of December 31, 2017 

  Percentage    

  Number of    Number of   of Total    
  Apartment    Apartment   Carrying   
  Communities   Homes 

  Value 

Total 
Carrying 
Value (in 
thousands) 

Year Ended December 31, 2017 
Net 
Operating 
Income 
(in thousands) 

    Monthly      
  Average   
Income per   
  Physical    Occupied   
  Occupancy   Home (a)   

 10   
 10   
 10   
 4   
 7   
 2   
 2   

 21   
 4   
 3   

 4   
 5   

 9   
 8   
 7   
 1   

 2,558   
 3,251   
 2,014   
 1,225   
 1,565   
 654   
 476   

 7,551   
 1,358   
 720   

 7.2 % $
 8.5 %  
 5.5 %   
 4.4 %   
 1.7 %   
 1.0 %   
 0.5 %   

 732,102   
 864,555   
 557,788   
 451,322   
 172,854   
 106,020   
 48,317   

 96.7 % $ 
 95.9 %  
 96.7 %   
 95.7 %   
 96.8 %   
 96.0 %   
 97.2 %   

 3,414   $ 
 2,360  
 2,123  
 2,709  
 1,641  
 1,804  
 1,542  

 77,162 
 67,734 
 35,808 
 28,601 
 22,443 
 10,089 
 6,425 

 19.1 %   
 1.4 %   
 1.5 %   

 1,940,773   
 145,970   
 150,168   

 97.1 %   
 97.6 %   
 96.6 %   

 1,988  
 1,290  
 1,691  

 120,160 
 15,523 
 9,944 

 1,945   
 1,548   

 12.8 %   
 5.5 %   

 1,302,795   
 562,967   

 97.7 %   
 96.3 %   

 4,333  
 2,958  

 2,500   
 2,260   
 2,287   
 636   

 2.2 %   
 2.0 %   
 2.5 %   
 0.8 %   

 219,764   
 206,572   
 251,247   
 84,519   

 96.9 %   
 96.7 %   
 97.0 %   
 96.3 %   

 1,260  
 1,255  
 1,344  
 1,517  

 67,242 
 39,231 

 25,822 
 23,740 
 23,916 
 7,248 

 18,376 
 8,079 
 607,543 

 91,255 
 698,798 
 (295)
 698,503 

Total/Average Same-Store Communities    
Non-Mature, Commercial Properties & 
Other 
Total Real Estate Held for Investment 
Real Estate Under Development (b) 
Total Real Estate Owned 
Total Accumulated Depreciation 
Total Real Estate Owned, Net of 
Accumulated Depreciation 

 6   
 3   
 116   

 2,040   
 883   
 35,471   

 2.0 %   
 0.9 %   
 79.5 %   

 202,393   
 89,681   
 8,089,807   

 96.5 %   
 97.1 %   
 96.8 % $ 

 1,226  
 1,363  
 2,064  

 11   
 127   
 —   
 127   

 4,227   
 39,698   
 300   
 39,998   

 14.7 %   
 94.2 %   
 5.8 %   

 1,494,909   
 9,584,716   
 592,490   
 100.0 %    10,177,206   
    (3,330,166)  

     $  6,847,040   

     $ 

(a)  Monthly Income per Occupied Home represents total monthly revenues divided by the average physical number of 

occupied apartment homes in our Same-Store portfolio. 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
  
     
     
     
 
     
     
 
       
   
  
  
 
  
  
  
  
  
  
  
  
  
  
  
     
     
 
  
     
    
  
    
  
   
  
  
  
  
  
  
  
     
     
 
  
     
    
  
    
  
   
  
  
  
  
  
     
     
 
  
     
    
  
    
  
   
  
  
  
  
  
  
  
  
  
     
     
 
  
     
    
  
    
  
   
  
  
  
  
  
  
    
  
    
  
  
    
  
    
  
  
    
  
    
  
  
    
  
  
     
     
    
    
  
    
  
   
  
     
     
    
  
    
  
   
 
(b)  As of December 31, 2017, the Company was developing two wholly-owned communities with a total of 1,101 

apartment homes, 300 of which have been completed. 

We report in two segments: Same-Store Communities and Non-Mature Communities/Other. 

Our Same-Store Communities segment represents those communities acquired, developed, and stabilized prior 

to January 1, 2016 and held as of December 31, 2017. These communities were owned and had stabilized occupancy and 
operating expenses as of the beginning of the prior year, there is no plan to conduct substantial redevelopment activities, 
and the communities are not classified as held for disposition at year end. A community is considered to have stabilized 
occupancy once it achieves 90% occupancy for at least three consecutive months. 

Our Non-Mature Communities/Other segment represents those communities that do not meet the criteria to be 

included in Same-Store Communities, including, but not limited to, recently acquired, developed and redeveloped 
communities, and the non-apartment components of mixed use properties. 

Liquidity and Capital Resources 

Liquidity is the ability to meet present and future financial obligations either through operating cash flows, sales 

of properties, borrowings under our credit agreements, and/or the issuance of debt and/or equity securities. Our primary 
source of liquidity is our cash flow from operations as determined by rental rates, occupancy levels, and operating 
expenses related to our portfolio of apartment homes and borrowings under our credit agreements. We routinely use our 
unsecured revolving credit facility to temporarily fund certain investing and financing activities prior to arranging for 
longer-term financing or the issuance of equity or debt securities. During the past several years, proceeds from the sale 
of real estate have been used for both investing and financing activities as we repositioned our portfolio. 

We expect to meet our short-term liquidity requirements generally through net cash provided by property 

operations and borrowings under our credit agreements and our unsecured commercial paper program. We expect to 
meet certain long-term liquidity requirements such as scheduled debt maturities, the repayment of financing on 
development activities, and potential property acquisitions, through secured and unsecured borrowings, the issuance of 
debt or equity securities, and/or the disposition of properties. We believe that our net cash provided by property 
operations and borrowings under our credit agreements and our unsecured commercial paper program will continue to be 
adequate to meet both operating requirements and the payment of dividends by the Company in accordance with REIT 
requirements. Likewise, the budgeted expenditures for improvements and renovations of certain properties are expected 
to be funded from property operations, borrowings under credit agreements, the issuance of debt or equity securities, 
and/or dispositions of properties. 

We have a shelf registration statement filed with the Securities and Exchange Commission, or “SEC,” which 

provides for the issuance of common stock, preferred stock, depositary shares, debt securities, guarantees of debt 
securities, warrants, subscription rights, purchase contracts and units to facilitate future financing activities in the public 
capital markets. Access to capital markets is dependent on market conditions at the time of issuance. 

On January 23, 2017, the Company entered into an unsecured commercial paper program. Under the terms of 
the program, the Company may issue unsecured commercial paper up to a maximum aggregate amount outstanding of 
$500 million. The notes are sold under customary terms in the United States commercial paper market and rank pari 
passu with all of the Company’s other unsecured indebtedness. The notes are fully and unconditionally guaranteed by 
the Operating Partnership. As of December 31, 2017, we had $300.0 million of unsecured commercial paper 
outstanding, for one month terms, at a weighted average annualized rate of 1.96%. 

On June 16, 2017, the Company issued $300 million of 3.50% senior unsecured medium-term notes due July 1, 

2027. Interest is payable semi-annually in arrears on January 1 and July 1 of each year, beginning on January 1, 2018. 
The notes were priced at 99.764% of the principal amount at issuance. The Company used the net proceeds for general 
corporate purposes, including the repayment of outstanding indebtedness. The notes are fully and unconditionally 
guaranteed by the Operating Partnership. 

On July 31, 2017, the Company entered into an ATM sales agreement under which the Company may offer and 

sell up to 20 million shares of its common stock, from time to time, to or through its sales agents and may enter into 
separate forward sales agreements to or through its forward purchasers. Upon entering into the ATM sales agreement, 
the Company simultaneously terminated the sales agreement for its prior at-the-market equity offering program, which 
was entered into in April 2017, which had replaced the prior at-the-market equity offering program entered into in April 

38 

2012. During the year ended December 31, 2017, the Company did not sell any shares of common stock through the new 
continuous equity program or the prior ATM program.  

On December 13, 2017, the Company issued $300 million of 3.50% senior unsecured medium-term notes due 
January 15, 2028. Interest is payable semi-annually in arrears on January 15 and July 15 of each year, beginning on July 
15, 2018. The notes were priced at 99.601% of the principal amount at issuance. The Company used the net proceeds for 
the repayment of debt, including funding the redemption of senior unsecured medium-term notes due in June 2018, and 
for general corporate purposes. The notes are fully and unconditionally guaranteed by the Operating Partnership. 

Future Capital Needs 

Future development and redevelopment expenditures may be funded through unsecured or secured credit 
facilities, proceeds from the issuance of equity or debt securities, sales of properties, joint ventures, and, to a lesser 
extent, from cash flows provided by property operations. Acquisition activity in strategic markets may be funded 
through joint ventures, by the reinvestment of proceeds from the sale of properties, through the issuance of equity or debt 
securities, the issuance of operating partnership units and the assumption or placement of secured and/or unsecured debt. 

During 2018, we have approximately $33.7 million of secured debt maturing, inclusive of principal 
amortization, and $300.0 million of unsecured debt maturing, comprised solely of unsecured commercial paper. We 
anticipate repaying that debt with cash flow from our operations, proceeds from debt or equity offerings, proceeds from 
dispositions of properties, or from borrowings under our credit agreements and our unsecured commercial paper 
program. 

Statements of Cash Flows 

The following discussion explains the changes in Net cash provided by/(used in) operating activities, Net cash 

provided by/(used in) investing activities, and Net cash provided by/(used in) financing activities that are presented in 
our Consolidated Statements of Cash Flows for the years ended December 31, 2017, 2016, and 2015. 

Operating Activities 

For the year ended December 31, 2017, Net cash provided by/(used in) operating activities was $519.2 million 

compared to $536.9 million for 2016. The decrease in cash flow from operating activities was primarily due to a 
decrease in cash from return on investment in unconsolidated joint ventures, partially offset by improved net operating 
income, primarily driven by revenue growth at communities, and changes in operating assets and liabilities. 

For the year ended December 31, 2016, Net cash provided by/(used in) operating activities was $536.9 million 
compared to $458.6 million for 2015. The increase in cash flow from operating activities was primarily due to improved 
net operating income, primarily driven by revenue growth at communities, and an increase in cash from return on 
investment in unconsolidated joint ventures, partially offset by changes in operating assets and liabilities. 

Investing Activities 

For the year ended December 31, 2017, Net cash provided by/(used in) investing activities was $(407.4) million 
compared to $(112.3) million for 2016. The increase in cash used in investing activities was primarily due to a decrease 
in proceeds from the sale of real estate assets, an increase in investment in unconsolidated joint ventures, and an increase 
in spend on consolidated development projects, capital expenditures and major renovations, partially offset by a decrease 
in the acquisition of real estate assets and an increase in distributions received from unconsolidated joint ventures. 

For the year ended December 31, 2016, Net cash provided by/(used in) investing activities was $(112.3) million 
compared to $(265.5) million for 2015. The decrease in cash used in investing activities was primarily due to a decrease 
in the acquisition of real estate assets, a decrease in investment in unconsolidated joint ventures, an increase in 
distributions received from unconsolidated joint ventures and a decrease in capital expenditures and major renovations, 
partially offset by an increase in spend on consolidated development projects and a decrease in proceeds from the sale of 
real estate assets. 

Acquisitions 

In October 2017, the Company acquired an operating community located in Denver, Colorado with a total of 
218 apartment homes and 17,000 square feet of retail space for a purchase price of approximately $141.5 million. The 

39 

Company consolidated the operating community and accounted for the consolidation as a business combination. As a 
result of the consolidation, the Company increased its real estate assets owned by $139.0 million, recorded 
approximately $2.5 million of in-place lease intangibles and recorded a gain on consolidation of approximately $14.8 
million, which is included in Income/(loss) from unconsolidated entities on the Consolidated Statements of Operations. 
The acquisition will be fully or partially funded with tax-deferred like-kind exchanges under Section 1031 of the Internal 
Revenue Code of 1986 (“Section 1031 exchanges”). Prior to acquiring the community, the Company had provided $93.5 
million as a participating loan investment to the third-party developer and was entitled to receive, in addition to 
repayment of principal and interest, contingent interest equal to 50% of the sum of the amount the property was sold for 
less construction and closing costs, which equaled approximately $14.9 million. The Company had previously accounted 
for its participating loan investment as an unconsolidated joint venture. 

In January 2017, the Company exercised its fixed-price option to purchase its joint venture partner’s ownership 
interest in a 244 home operating community in Seattle, Washington, thereby increasing its ownership interest from 49% 
to 100%, for a cash purchase price of approximately $66.0 million. As a result, the Company consolidated the operating 
community. The Company had previously accounted for its 49% ownership interest as a preferred equity investment in 
an unconsolidated joint venture. As a result of the consolidation, the Company increased its real estate owned by 
approximately $97.0 million, recorded approximately $1.7 million of in-place lease intangibles and recorded a gain on 
consolidation of $12.2 million, which is included in Income/(loss) from unconsolidated entities on the Consolidated 
Statements of Operations. 

In November 2016, the Company acquired an operating community in Redmond, Washington with 177 
apartment homes for approximately $70.5 million, which was funded with tax-deferred Section 1031 exchanges. 

In October 2016, the Company increased its ownership from 50% to 100% in two operating communities 

located in Bellevue, Washington with a total of 331 apartment homes for approximately $70.3 million in cash, which 
was funded with tax-deferred Section 1031 exchanges, and the assumption of an incremental $37.9 million of secured 
debt with a weighted average interest rate of 3.67%. As a result, the Company consolidated the operating communities. 
The Company had previously accounted for its 50% ownership interest as an unconsolidated joint venture. We 
accounted for the consolidation as a business combination resulting in a gain on consolidation of approximately $36.4 
million. 

In August 2016, the Company increased its ownership interest from 5% to 100% in a parcel of land in Dublin, 
California for a purchase price of approximately $8.5 million. As a result, the Company consolidated the parcel of land. 
UDR had previously accounted for its 5% interest in the parcel of land as an unconsolidated joint venture. We accounted 
for the consolidation as an asset acquisition resulting in no gain or loss upon consolidation and increased our real estate 
owned by $8.9 million. 

In June 2016, the Company increased its ownership interest from 50% to 100% in a parcel of land in Los 

Angeles, California for a purchase price of approximately $20.1 million. As a result, the Company consolidated the 
parcel of land. UDR had previously accounted for its 50% interest in the parcel of land as an unconsolidated joint 
venture. We accounted for the consolidation as an asset acquisition resulting in no gain or loss upon consolidation and 
increased our real estate owned by $31.1 million. Subsequent to the acquisition, the Company entered into a triple-net 
operating ground lease for the parcel of land at market terms with a third-party developer. The lessee plans to construct a 
multi-family community on the parcel of land. The ground lease provides the ground lessee with options to buy the fee 
interest in the parcel of land. The lease term is 49 years plus two 25-year extension options, does not transfer ownership 
to the lessee, and does not include a bargain purchase option. 

In October 2015, the Company completed the acquisition of six Washington, D.C. area properties from Home 

Properties, L.P., a New York limited partnership (“Home OP”), for $900.6 million, which was comprised of $564.8 
million of DownREIT Units in the newly formed DownREIT Partnership issued at $35 per unit (a total of 16.1 million 
units), the assumption of $89.3 million of debt, $221.0 million of reverse Section 1031 exchanges, and $25.5 million of 
cash. In addition, the Company issued approximately 14.0 million shares of its Series F Preferred Stock to former limited 
partners of Home OP, which had the right to subscribe for one share of Series F Preferred Stock for each DownREIT 
Unit issued in connection with the acquisitions. 

Of the six properties acquired from Home OP, four were acquired through the DownREIT Partnership, one was 

acquired by the Company through a reverse Section 1031 exchange and one was acquired by the Operating Partnership 
through a reverse Section 1031 exchange. 

40 

In February 2015, the Company acquired an office building in Highlands Ranch, Colorado, for consideration of 
approximately $24.0 million, which was comprised of assumed debt. The Company’s corporate offices, as well as other 
leased office space, are located in the acquired office building. The building consists of approximately 120,000 square 
feet. All existing leases were assumed by the Company at the time of the acquisition. 

Dispositions  

In December 2017, the Company sold two operating communities with a total of 218 apartment homes in 

Orange County, California and Carlsbad, California for gross proceeds of $69.0 million, resulting in net proceeds of 
$68.0 million and a gain of $41.3 million.  

In February 2017, the Company sold a parcel of land in Richmond, Virginia for gross proceeds of $3.5 million, 

resulting in net proceeds of $3.3 million and a gain of $2.1 million. 

In November 2016, the Company sold seven operating communities with a total of 1,402 apartment homes in 

Baltimore, Maryland and an operating community with 380 apartment homes in Dallas, Texas for gross proceeds of 
$284.6 million, resulting in net proceeds of $280.5 million and a gain, net of tax, of $200.5 million. A portion of the 
proceeds was designated for tax-deferred Section 1031 exchanges. 

In May 2016, the Company sold a retail center in Bellevue, Washington for gross proceeds of $45.4 million, 

resulting in net proceeds of $44.1 million and a gain, net of tax, of $7.3 million. A portion of the proceeds was 
designated for tax-deferred Section 1031 exchanges. 

In March 2016, the Company sold its 95% ownership interest in two parcels of land in Santa Monica, California 

for gross proceeds of $24.0 million, resulting in net proceeds of $22.0 million and a gain, net of tax, of $3.1 million. 

During the year ended December 31, 2015, the Company sold 12 communities with a total of 2,735 apartment 
homes for gross proceeds of $408.7 million, resulting in net proceeds of $387.7 million and a gain of $251.7 million. A 
portion of the sale proceeds was designated for tax-deferred Section 1031 exchanges for a 2014 acquisition and the 
October 2015 acquisitions. 

We plan to continue to pursue our strategy of exiting markets where long-term growth prospects are limited and 

redeploying capital to primary locations in markets we believe will provide the best investment returns. 

Capital Expenditures 

We capitalize those expenditures that materially enhance the value of an existing asset or substantially extend 

the useful life of an existing asset. Expenditures necessary to maintain an existing property in ordinary operating 
condition are expensed as incurred. 

For the year ended December 31, 2017, total capital expenditures of $105.9 million or $2,667 per stabilized 

home, which in aggregate include recurring capital expenditures and major renovations, were spent across our portfolio, 
excluding development and commercial properties, as compared to $112.9 million or $2,786 per stabilized home for the 
prior year. 

The decrease in total capital expenditures was primarily due to: 

 

a decrease of 27.8%, or $5.9 million, in major renovations, primarily due to lower redevelopment spend; 
and 

 

a decrease of 13.0%, or $1.6 million, in turnover capital expenditures. 

41 

The following table outlines capital expenditures and repair and maintenance costs for all of our communities, 
excluding real estate under development and commercial properties, for the years ended December 31, 2017 and 2016 
(dollars in thousands): 

Year Ended December 31,  
2016 

2017 

    % Change     

Turnover capital expenditures 
Asset preservation expenditures 

Total recurring capital expenditures 

Revenue-enhancing improvements 
Major renovations (a) 

Total capital expenditures 
Repair and maintenance expense 
Average home count (b) 

    35,129  
    46,034  
    44,467  
    15,370  

  $   10,905   $   12,532   
    34,725   
    47,257   
    44,414   
    21,274   
  $  105,871   $  112,945   
  $   33,704   $   33,859   
    40,543   

    39,692  

Per Home 
Year Ended December 31,  
2016 
2017 
 309   
 275   $ 
 (13.0)%   $ 
 856   
 1.2 %     
 885  
   1,166   
 (2.6)%      1,160  
   1,095   
 0.1 %      1,120  
 (27.8)%     
 525   
 387  
 (6.3)%   $  2,667   $  2,786   
 (0.5)%   $ 
 835   
 (2.1)%    

    % Change   
 (11.0)%
 3.4 %
 (0.5)%
 2.3 %
 (26.2)%
 (4.3)%
 1.7 %

 849   $ 

(a)  Major renovations include major structural changes and/or architectural revisions to existing buildings. 
(b)  Average number of homes is calculated based on the number of homes outstanding at the end of each month. 

The above table includes amounts capitalized during the year. Actual capital spending is impacted by the net 

change in capital expenditure accruals. 

We intend to continue to selectively add revenue-enhancing improvements, which we believe will provide a 

return on investment in excess of our cost of capital. Our objective in redeveloping a community is twofold: we aim to 
meaningfully grow rental rates while also achieving cap rate compression through asset quality improvement. 

Consolidated Real Estate Under Development and Redevelopment 

At December 31, 2017, our development pipeline for two wholly-owned communities totaled 1,101 homes, 300 

of which have been completed, with a budget of $716.5 million, in which we have a carrying value of $592.5 million. 
The communities are estimated to be completed during the first quarter of 2018 and the first quarter of 2019. During 
2017, we incurred $248.5 million for development costs, an increase of $70.2 million from our 2016 level of $178.3 
million. 

At December 31, 2017, the Company was not redeveloping any communities. 

During the year ended December 31, 2017, we incurred $15.4 million in major renovations, which include 

major structural changes and/or architectural revisions to existing buildings, a decrease of $5.9 million from our 2016 
level of $21.3 million.  

Unconsolidated Joint Ventures and Partnerships 

The Company recognizes income or losses from our investments in unconsolidated joint ventures and 
partnerships consisting of our proportionate share of the net income or losses of the joint ventures and partnerships. In 
addition, we may earn fees for providing management services to the communities held by the unconsolidated joint 
ventures and partnerships. 

The Company’s investment in and advances to unconsolidated joint ventures and partnerships, net, are 

accounted for under the equity method of accounting. For the year ended December 31, 2017: 

  we made investments totaling $123.8 million in our unconsolidated joint ventures; 

  our proportionate share of the net income/(loss) of the joint ventures and partnerships was $31.3 million; 

  our investment in unconsolidated joint ventures decreased by $140.5 million due to the acquisition of 100% 
interest in two operating communities previously held as unconsolidated entities, partially offset by capital 
contributions; and 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
    
    
    
 
  
 
 
 
  
 
 
 
 
 
 
 
  we received distributions of $120.7 million, of which $4.4 million were operating cash flows and $116.3 

million were investing cash flows. 

We evaluate our investments in unconsolidated joint ventures and partnerships when events or changes in 
circumstances indicate that there may be an other-than-temporary decline in value. We consider various factors to 
determine if a decrease in the value of the investment is other-than-temporary. The Company did not recognize any 
other-than-temporary impairments in the value of its investments in unconsolidated joint ventures or partnerships during 
the year ended December 31, 2017 and 2016. 

Financing Activities 

For the years ended December 31, 2017, 2016 and 2015, Net cash provided by/(used in) financing activities was 

$(111.8) million, $(429.3) million and $(201.6) million, respectively. 

The following significant financing activities occurred during the year ended December 31, 2017: 

 

 

 

 

 

 

issued $300 million of 3.50% senior unsecured medium-term notes due July 1, 2027, for net proceeds of 
approximately $296.9 million; 

issued $300 million of 3.50% senior unsecured medium-term notes due January 15, 2028, for net proceeds 
of approximately $296.9 million; 

net proceeds of $300.0 million under our unsecured commercial paper program; 

repaid $326.3 million of secured debt; 

redeemed $300.0 million of 4.25% unsecured medium-term notes due June 2018 prior to maturity; and 

paid distributions of $327.8 million to our common stockholders. 

The following significant financing activities occurred during the year ended December 31, 2016: 

 

issued $300 million of 2.95% senior unsecured medium-term notes due September 1, 2026; 

  repaid $375.3 million of secured debt and $11.8 million of unsecured debt; 

  repaid $83.3 million of 5.25% unsecured medium-term notes due January 2016; 

 

issued $50.0 million of secured debt; 

  repaid $128.7 million under the Company’s unsecured revolving credit facility, net of borrowings; 

  sold 5,000,000 shares of common stock for aggregate net proceeds of approximately $173.2 million at a 

price per share of $34.73; and 

  paid distributions of $308.9 million to our common stockholders. 

The following significant financing activities occurred during the year ended December 31, 2015: 

  repaid $194.0 million of secured debt; 

  repaid $325.2 million of 5.25% unsecured medium-term notes due January 2015; 

  entered into a $350.0 million senior unsecured term loan facility due January 2021, which replaced the 

Company’s $250 million term loan and $100 million term loan that were scheduled to mature in June 2018; 

  entered into a new $1.1 billion revolving credit facility with a maturity date in January 2020, exclusive of 
options to extend, which replaced the prior $900 million revolving credit facility that was scheduled to 
mature in December 2017; 

 

issued $300.0 million of 4.00% senior unsecured medium-term notes due October 1, 2025; 

43 

  sold 6,339,636 shares of common stock for aggregate net proceeds of approximately $210.0 million after 

deducting related expenses; 

  net repayments of $2.5 million under the Company’s $1.1 billion unsecured revolving credit facility; and 

  paid distributions of $283.2 million to our common stockholders. 

Credit Facilities and Commercial Paper Program 

We have two secured credit facilities with Fannie Mae with an aggregate commitment of $314.9 million, all of 

which was outstanding as of December 31, 2017. The Fannie Mae credit facilities mature at various dates from 
December 2018 through July 2020 and bear interest at floating and fixed rates. At December 31, 2017, $285.8 million of 
the outstanding balance was fixed and had a weighted average interest rate of 4.86% and the remaining balance of $29.0 
million had a weighted average variable rate of 2.92%. During the year ended December 31, 2017, the Company prepaid 
$275.3 million of its secured credit facilities with borrowings under the Company’s unsecured commercial paper 
program and proceeds from the issuance of senior unsecured medium-term notes. 

The Company has a $1.1 billion unsecured revolving credit facility (the “Revolving Credit Facility”) and a 

$350.0 million unsecured term loan facility (the “Term Loan Facility”). The credit agreement for these facilities allows 
the total commitments under the Revolving Credit Facility and the total borrowings under the Term Loan Facility to be 
increased to an aggregate maximum amount of up to $2.0 billion, subject to certain conditions, including obtaining 
commitments from any one or more lenders. The Revolving Credit Facility has a scheduled maturity date of January 31, 
2020, with two six-month extension options, subject to certain conditions. The Term Loan Facility has a scheduled 
maturity date of January 29, 2021. 

Based on the Company’s current credit rating, the Revolving Credit Facility has an interest rate equal to LIBOR 
plus a margin of 90 basis points and a facility fee of 15 basis points, and the Term Loan Facility has an interest rate equal 
to LIBOR plus a margin of 95 basis points. Depending on the Company’s credit rating, the margin under the Revolving 
Credit Facility ranges from 85 to 155 basis points, the facility fee ranges from 12.5 to 30 basis points, and the margin 
under the Term Loan Facility ranges from 90 to 175 basis points. 

As of December 31, 2017, we had no outstanding borrowings under the Revolving Credit Facility, leaving $1.1 

billion of unused capacity (excluding $3.3 million of letters of credit at December 31, 2017), and $350.0 million of 
outstanding borrowings under the Term Loan Facility. 

We have a working capital credit facility, which provides for a $75 million unsecured revolving credit facility 

(the “Working Capital Credit Facility”) with a scheduled maturity date of January 1, 2019. Based on the Company’s 
current credit rating, the Working Capital Credit Facility has an interest rate equal to LIBOR plus a margin of 90 basis 
points. Depending on the Company’s credit rating, the margin ranges from 85 to 155 basis points. In February 2018, we 
amended the working capital credit facility to extend the scheduled maturity date to January 2021. The maximum 
borrowing capacity and interest rate were unchanged by the amendment. 

As of December 31, 2017, we had $21.8 million of outstanding borrowings under the Working Capital Credit 

Facility, leaving $53.2 million of unused capacity. 

The Fannie Mae credit facilities and the bank revolving credit facilities are subject to customary financial 

covenants and limitations, all of which were in compliance with at December 31, 2017. 

On January 23, 2017, we entered into an unsecured commercial paper program. Under the terms of the 
program, we may issue unsecured commercial paper up to a maximum aggregate amount outstanding of $500 million. 
The notes are sold under customary terms in the United States commercial paper market and rank pari passu with all of 
our other unsecured indebtedness. The notes are fully and unconditionally guaranteed by the Operating Partnership. As 
of December 31, 2017, we had issued $300.0 million of commercial paper, for one month terms, at a weighted average 
annualized rate of 1.96%, leaving $200.0 million of unused capacity. 

Interest Rate Risk 

We are exposed to interest rate risk associated with variable rate notes payable and maturing debt that has to be 

refinanced. We do not hold financial instruments for trading or other speculative purposes, but rather issue these 

44 

financial instruments to finance our portfolio of real estate assets. Interest rate sensitivity is the relationship between 
changes in market interest rates and the fair value of market rate sensitive assets and liabilities. Our earnings are affected 
as changes in short-term interest rates impact our cost of variable rate debt and maturing fixed rate debt. We had $480.5 
million in variable rate debt that is not subject to interest rate swap contracts as of December 31, 2017. If market interest 
rates for variable rate debt increased by 100 basis points, our interest expense would increase by $5.5 million based on 
the average balance outstanding during the year. 

These amounts are determined by considering the impact of hypothetical interest rates on our borrowing cost. 
This analysis does not consider the effects of the adjusted level of overall economic activity that could exist in such an 
environment. Further, in the event of a change of such magnitude, management would likely take actions to further 
mitigate our exposure to the change. However, due to the uncertainty of the specific actions that would be taken and 
their possible effects, the sensitivity analysis assumes no change in our financial structure. 

The Company also utilizes derivative financial instruments to manage interest rate risk and generally designates 

these financial instruments as cash flow hedges. See Note 13, Derivatives and Hedging Activities, in the Notes to the 
UDR Consolidated Financial Statements included in this Report for additional discussion of derivate instruments. 

A presentation of cash flow metrics based on GAAP is as follows (dollars in thousands): 

Net cash provided by/(used in) operating activities 
Net cash provided by/(used in) investing activities 
Net cash provided by/(used in) financing activities 

Results of Operations 

Year Ended December 31,  
2016 

2015 

2017 

    $  519,152     $   536,929     $   458,627 
   (265,461)
   (201,648)

   (407,441)      (112,277) 
   (111,785)      (429,282) 

The following discussion explains the changes in results of operations that are presented in our Consolidated 

Statements of Operations for the years ended December 31, 2017, 2016 and 2015. 

Net Income/(Loss) Attributable to Common Stockholders 

2017 -vs- 2016 

Net income/(loss) attributable to common stockholders was $117.9 million ($0.44 per diluted share) for the year 

ended December 31, 2017, as compared to $289.0 million ($1.08 per diluted share) for the comparable period in the 
prior year. The decrease resulted primarily from the following items, all of which are discussed in further detail 
elsewhere within this Report: 

 

 

gains, net of tax, of $43.4 million on the sale of a parcel of land in Richmond, Virginia and the sale of two 
operating communities with a total of 218 apartment homes in Orange County, California and Carlsbad, 
California, during the year ended December 31, 2017, as compared to gains, net of tax, of $210.9 million 
on the sale of eight operating communities with a total of 1,782 apartment homes, a retail center and the 
Company’s 95% interest in two land parcels during the year ended December 31, 2016;  

an increase in depreciation expense of $10.4 million primarily due to homes delivered from our 
development and redevelopment communities and communities acquired in 2017 and 2016, partially offset 
by a decrease from sold communities and fully depreciated assets; and 

 

a decrease in income from unconsolidated entities of $21.0 million primarily due to: 

 

during the year ended December 31, 2017, total gains on consolidation of $27.0 million from the 
purchase of two previously unconsolidated operating communities in Seattle, Washington from our 
West Coast Development Joint Venture and Denver, Colorado from our Development Capital 
Program, and net losses during the lease-up of development joint ventures.  

As compared to: 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 

during the year ended December 31, 2016, the disposition of three operating communities by the 
UDR/MetLife II joint venture, which resulted in gains of $47.7 million for the Company and a casualty 
gain of $3.8 million as a result of insurance proceeds related to a 2015 event. 

This was partially offset by: 

 

an increase in total property NOI of $25.4 million primarily due to higher revenue per occupied home and 
NOI from communities acquired in 2017 and 2016 or redeveloped in 2017 and 2016, partially offset by a 
decrease from sold communities. 

2016 -vs- 2015 

Net income/(loss) attributable to common stockholders was $289.0 million ($1.08 per diluted share) for the year 

ended December 31, 2016 as compared to net income of $336.7 million ($1.29 per diluted share) for the prior year. The 
decrease resulted primarily from the following items, all of which are discussed in further detail elsewhere within this 
Report: 

  gains, net of tax, of $210.9 million on the sale of eight operating communities with a total of 1,782 

apartment homes, a retail center and the Company’s 95% interest in two land parcels during the year ended 
December 31, 2016, compared to gains, net of tax, of $251.7 million on the sale of 12 operating 
communities with a total of 2,735 apartment homes during the year ended December 31, 2015; 

  an increase in depreciation expense of $45.0 million due to homes delivered from our development and 
redevelopment communities and communities acquired in 2016 and 2015, partially offset by a decrease 
from sold communities and fully depreciated assets; 

  a decrease in joint venture management and other fees of $11.3 million primarily due to the promote and fee 
income of $10.0 million recognized in connection with the sale of the Texas Joint Venture in 2015; and 

  a decrease in income from unconsolidated entities of $10.1 million primarily due to the sale of three 

operating communities by the UDR/MetLife II joint venture, which resulted in gains of $47.7 million for the 
Company, and a casualty gain of $3.8 million, as a result of insurance proceeds related to a September 2015 
event received during the year ended December 31, 2016, as compared to the sale of the eight communities 
held by the Texas Joint Venture, which resulted in a gain of $59.4 million, during the year ended 
December 31, 2015. 

This was partially offset by: 

  an increase in total property NOI of $59.2 million primarily due to higher revenue per occupied home, NOI 
from the homes placed in service related to development and redevelopment projects completed in 2016 and 
2015 and communities acquired in 2016 and 2015, partially offset by a decrease from sold communities. 

Apartment Community Operations 

Our net income results are primarily from NOI generated from the operation of our apartment communities. 

The Company defines NOI, which is a non-GAAP financial measure, as rental income less direct property rental 
expenses. Rental income represents gross market rent less adjustments for concessions, vacancy loss and bad debt. 
Rental expenses include real estate taxes, insurance, personnel, utilities, repairs and maintenance, administrative and 
marketing. Excluded from NOI is property management expense which is calculated as 2.75% of property revenue to 
cover the regional supervision and accounting costs related to consolidated property operations and land rent. 

Management considers NOI a useful metric for investors as it is a more meaningful representation of a 

community’s continuing operating performance than net income as it is prior to corporate-level expense allocations, 
general and administrative costs, capital structure and depreciation and amortization. 

Although the Company considers NOI a useful measure of operating performance, NOI should not be 

considered an alternative to net income or net cash flow from operating activities as determined in accordance with 
GAAP. NOI excludes several income and expense categories as detailed in the reconciliation of NOI to Net 
income/(loss) attributable to UDR, Inc. below. 

46 

The following table summarizes the operating performance of our total property NOI for each of the periods 

presented (dollars in thousands): 

Same-Store Communities: 
Same-Store rental income 
Same-Store operating expense (c) 
Same-Store NOI 

Non-Mature Communities/Other NOI: 
Stabilized, non-mature communities 
NOI (d) 
Acquired communities NOI 
Redevelopment communities NOI 
Development communities NOI 
Non-residential/other NOI 
Sold and held for disposition 
communities NOI 
Total Non-Mature Communities/Other 
NOI 
Total property NOI 

Year Ended  
December 31,  (a) 

Year Ended  
December 31,  (b) 

2017 

2016 

    % Change     

2016 

2015 

    % Change 

  $  850,065    $  819,962    
   (242,522)      (234,385)   
    607,543        585,577    

 3.7 %   $  725,414    $   686,589  
 3.5 %      (207,857)      (200,473) 
 3.8 %       517,557        486,116  

 5.7 %
 3.7 %
 6.5 %

 61,002      
 5,783      
 4,021  
 (295)     
 17,081      

 47,711  
 —    
 4,270  
 (436)   

 16,244  

 27.9 %    
 — %     
 (5.8)%    
 (32.3)%     
 5.2 %    

 84,310  
 2,441      
 36,743  

 (436)     

 16,026  

 33,367  
 —  
 37,682  
 (114) 
 15,666  

 152.7 %
 — %
 (2.5)%
 282.5 %
 2.3 %

 3,368      

 19,719  

 (82.9)%    

 16,444  

 41,152  

 (60.0)%

 90,960      

 87,508    
  $  698,503    $  673,085    

 3.9 %       155,528        127,753  
 3.8 %  $  673,085    $   613,869  

 21.7 %
 9.6 %

(a)  Same-Store consists of 35,471 apartment homes. 
(b)  Same-Store consists of 31,930 apartment homes. 
(c)  Excludes depreciation, amortization, and property management expenses. 
(d)  Represents non-mature communities that have achieved 90% occupancy for three consecutive months but do not 

meet the criteria to be included in Same-Store Communities. 

The following table is our reconciliation of Net income/(loss) attributable to UDR, Inc. to total property NOI 

for the periods presented (dollars in thousands): 

Year Ended December 31,  
2016 

2015 

2017 

  $   121,558   $   292,718   $   340,383 
 (22,710)
 23,978 
 9,708 
    374,598 
 59,690 
 2,335 
 6,679 
 (62,329)
    121,875 
 (1,551)
 (3,886)
   (251,677)

 (11,400) 
 26,083  
 7,649  
    419,615  
 49,761  
 732  
 6,023  
 (52,234) 
    123,031  
 (1,930) 
 (3,774) 
   (210,851) 

 (11,482) 
 27,068  
 9,060  
    430,054  
 48,566  
 4,335  
 6,408  
 (31,257) 
    128,711  
 (1,971) 
 (240) 
 (43,404) 

 10,933  
 164  

 16,773 
 3 
  $   698,503   $   673,085   $   613,869 

 27,282  
 380  

Net income/(loss) attributable to UDR, Inc. 
Joint venture management and other fees 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related charges/(recoveries), net 
Other depreciation and amortization 
(Income)/loss from unconsolidated entities 
Interest expense 
Interest income and other (income)/expense, net 
Tax provision/(benefit), net 
(Gain)/loss on sale of real estate owned, net of tax 
Net income/(loss) attributable to redeemable noncontrolling interests in the 
Operating Partnership and DownREIT Partnership 
Net income/(loss) attributable to noncontrolling interests 

Total property NOI 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
     
     
 
 
 
    
 
   
 
   
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
   
   
 
    
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
  
  
  
 
  
  
  
 
  
 
  
  
  
 
  
  
  
 
Same-Store Communities 

2017 -vs- 2016 

Our Same-Store Community properties (those acquired, developed, and stabilized prior to January 1, 2016 and 

held on December 31, 2017) consisted of 35,471 apartment homes and provided 87.0% of our total NOI for the year 
ended December 31, 2017. 

NOI for our Same-Store Community properties increased 3.8%, or $22.0 million, for the year ended 
December 31, 2017 compared to the same period in 2016. The increase in property NOI was attributable to a 3.7%, or 
$30.1 million, increase in property rental income, which was partially offset by a 3.5%, or $8.1 million, increase in 
operating expenses. The increase in property income was primarily driven by a 2.5%, or $19.7 million, increase in rental 
rates and a 11.2%, or $7.4 million, increase in reimbursement and fee income. Physical occupancy increased 0.2% to 
96.8% and total monthly income per occupied home increased 3.5% to $2,064. 

The increase in operating expenses was primarily driven by a 7.1%, or $6.2 million, increase in real estate 

taxes, which was primarily due to higher assessed valuations. 

 As a result of the percentage changes in property rental income and property operating expenses, the operating 

margin (property net operating income divided by property rental income) increased to 71.5% for the year ended 
December 31, 2017 as compared to 71.4% for the comparable period in 2016. 

2016 -vs- 2015 

Our Same-Store Community properties (those acquired, developed, and stabilized prior to January 1, 2015 and 

held on December 31, 2016) consisted of 31,930 apartment homes and provided 76.9% of our total NOI for the year 
ended December 31, 2016. 

NOI for our Same-Store Community properties increased 6.5%, or $31.4 million, for the year ended 
December 31, 2016 compared to the same period in 2015. The increase in property NOI was primarily attributable to a 
5.7%, or $38.8 million, increase in property rental income, which was partially offset by a 3.7%, or $7.4 million, 
increase in operating expenses. The increase in property income was primarily driven by a 5.5%, or $35.9 million, 
increase in rental rates and a 6.5%, or $3.6 million, increase in reimbursement and fee income. Physical occupancy was 
unchanged at 96.7% and total monthly income per occupied home increased by 5.6% to $1,958. 

The increase in operating expenses was primarily driven by a 9.2%, or $6.5 million, increase in real estate 

taxes, which was primarily due to higher assessed valuations and lower appeal refunds. 

As a result of the percentage changes in property rental income and property operating expenses, the operating 

margin (property net operating income divided by property rental income) increased to 71.3% for the year ended 
December 31, 2016 as compared to 70.8% for 2015. 

Non-Mature Communities/Other 

UDR’s Non-Mature Communities/Other represent those communities that do not meet the criteria to be 
included in Same-Store Communities, which include communities recently developed or acquired, redevelopment 
properties, sold or held for disposition properties, and non-apartment components of mixed use properties. 

2017 -vs- 2016 

The remaining 13.0%, or $91.0 million, of our total NOI during the year ended December 31, 2017 was 
generated from our Non-Mature Communities/Other. NOI from Non-Mature Communities/Other increased by 3.9%, or 
$3.5 million, for the year ended December 31, 2017 as compared to the same period in 2016. The increase was primarily 
attributable to a $13.3 million increase in NOI from stabilized, non-mature communities, a $5.8 million increase in NOI 
from acquired communities and a $0.8 million increase in non-residential/other NOI, partially offset by a $16.4 million 
decrease in NOI from sold communities. 

48 

2016 -vs- 2015 

The remaining $155.5 million, or 23.1%, of our total NOI for the year ended December 31, 2016 was generated 

from our Non-Mature Communities/Other. NOI from Non-Mature Communities/Other increased by 21.7%, or $27.8 
million, for the year ended December 31, 2016 compared to 2015. The increase was primarily attributable to a $41.0 
million increase in NOI from acquired communities and an $11.2 million increase from developed and redeveloped 
communities completed in 2016 and 2015, which was partially offset by a $24.7 million decrease in NOI of from 
communities sold or held for disposition in 2016 and 2015. 

Joint Venture Management and Other Fees 

For the years ended December 31, 2016 and 2015, we recognized income from joint venture management and 

other fees of $11.4 million and $22.7 million, respectively. The decreased income in 2016 as compared to 2015 was 
attributable to the promote and fee income of $10.0 million recognized in connection with the sale of the Texas Joint 
Venture in 2015. 

Real Estate Depreciation and Amortization 

For the year ended December 31, 2017, real estate depreciation and amortization increased 2.5%, or $10.4 

million, as compared to 2016. The increase was primarily due to homes delivered from our development and 
redevelopment communities and communities acquired in 2017 and 2016, partially offset by a decrease from sold 
communities and fully depreciated assets. 

For the year ended December 31, 2016, real estate depreciation and amortization increased 12.0%, or $45.0 

million, as compared to 2015. The increase was primarily due to homes delivered from our development and 
redevelopment communities and communities acquired in 2016 and 2015, partially offset by a decrease from sold 
communities and fully depreciated assets. 

General and Administrative 

For the year ended December 31, 2016, general and administrative expense decreased 16.6%, or $9.9 million, 
from 2015. The decrease was primarily due to a decrease in bonus expense and stock-based compensation expense for 
awards under the long-term incentive plan of $6.2 million, primarily due to the departure of our prior Chief Financial 
Officer in 2016 and outperformance in 2015, a decrease in long-term incentive plan transition costs of $2.6 million and a 
decrease in acquisition costs of $1.9 million, which was partially offset by an increase in salaries and benefits. 

Income/(Loss) from Unconsolidated Entities 

For the years ended December 31, 2017 and 2016, we recognized income/(loss) from unconsolidated entities of 

$31.3 million and $52.2 million, respectively. The decrease of $20.9 million was primarily due to: 

 

 

the sale of two communities out of the West Coast Development joint venture, which resulted in gains of 
$7.6 million for the Company; and  

the Company’s purchase of 100% interest in two previously unconsolidated operating communities, which 
resulted in gains of $27.0 million for the Company during the year ended December 31, 2017. 

As compared to: 

 

the sale of three operating communities by the UDR/MetLife II joint venture during the year ended 
December 31, 2016, which resulted in gains of $47.7 million for the Company and a casualty gain of $3.8 
million as a result of insurance proceeds related to a 2015 event.  

For the years ended December 31, 2016 and 2015, we recognized income/(loss) from unconsolidated entities of 

$52.2 million and $62.3 million, respectively. The decrease of $10.1 million was primarily due to: 

 

the sale of three operating communities by the UDR/MetLife II joint venture during the year ended 
December 31, 2016, which resulted in gains of $47.7 million for the Company and a casualty gain of $3.8 
million as a result of insurance proceeds related to a 2015 event. 

49 

As compared to:  

 

the sale of the eight communities held by the Texas Joint Venture, which resulted in a gain of $59.4 
million, during the year ended December 31, 2015.  

Interest Expense  

For the years ended December 31, 2017 and 2016, we recognized interest expense of $128.8 million and $123.0 
million, respectively. The increase in 2017 as compared to 2016 of $5.8 million was primarily due to the early pay off of 
secured debt during 2017, resulting in prepayment costs. 

Tax (Provision)/Benefit, Net 

Income taxes for our TRS are accounted for under the asset and liability method. Deferred tax assets and 
liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying 
amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured 
using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are 
expected to be recovered or settled. The effect on deferred tax assets and liabilities from a change in tax rate is 
recognized in earnings in the period of the enactment date. 

The Company recognized a Tax (provision)/benefit, net of $0.3 million and $3.8 million for the years ended 

December 31, 2017 and 2016, respectively. 

The decrease for 2017 as compared to 2016 was primarily attributable to the conversion of certain TRS entities 
into REITs in 2016 and a one-time tax benefit of $1.1 million related to the recording of previously reserved receivables 
for REIT AMT credits that became refundable under the Tax Cuts and Jobs Act of 2017.  

Gain/(Loss) on Sale of Real Estate Owned, Net of Tax 

During the year ended December 31, 2017, the Company recognized a gain, net of tax, of $43.4 million on the 

sale of a parcel on land in Richmond, Virginia and two operating communities in Orange County, California and 
Carlsbad, California. 

During the year ended December 31, 2016, the Company sold eight operating communities with a total of 1,782 

apartment homes, a retail center, and its 95% interest in two land parcels, resulting in a gain, net of tax, of $210.9 
million. 

During the year ended December 31, 2015, the Company sold 12 operating communities with a total of 2,735 

apartment homes, resulting in a gain, net of tax, of $251.7 million. 

Noncontrolling Interest 

For the years ended December 31, 2017, 2016 and 2015, we recognized net income attributable to redeemable 

noncontrolling interests in the Operating Partnership and the DownREIT Partnership of $10.9 million, $27.3 million, and 
$16.8 million, respectively. The decrease in 2017 as compared to 2016 is primarily attributable to the noncontrolling 
interest’s share of gains on sale associated with the dispositions made in 2016. The increase in 2016 as compared to 2015 
is primarily attributable to the number of partnership units held by third-party noncontrolling interest holders as a result 
of the formation of the DownREIT Partnership in October 2015.  

Inflation 

We believe that the direct effects of inflation on our operations have been immaterial. While the impact of 

inflation primarily impacts our results of operations as a result of wage pressures and increases in utilities and material 
costs, the majority of our apartment leases have initial terms of 12 months or less, which generally enables us to 
compensate for any inflationary effects by increasing rental rates on our apartment homes. Although an extreme 
escalation in costs could have a negative impact on our residents and their ability to absorb rent increases, we do not 
believe this has had a material impact on our results for the year ended December 31, 2017. 

50 

Off-Balance Sheet Arrangements 

We do not have any off-balance sheet arrangements that have, or are reasonably likely to have, a current or 

future effect on our financial condition, changes in financial condition, revenue or expenses, results of operations, 
liquidity, capital expenditures or capital resources that are material. 

Contractual Obligations 

The following table summarizes our contractual obligations as of December 31, 2017 (dollars in thousands): 

Payments Due by Period 

Contractual Obligations 
Long-term debt obligations 
Interest on debt obligations (a) 
Letters of credit 
Unfunded commitments on: 
Development projects (b) 
Unconsolidated joint ventures (b) (c) 

Operating lease obligations: 

Operating space 
Ground leases (d) 

2018 
  $  333,670   $ 
   125,885  
 3,301  

     2021-2022       Thereafter 

2019-2020 
 836,938   $  752,274   $  1,761,489   $  3,684,371 
 710,590 
 223,391  
 3,301 
 —  

   148,227  
 —  

 213,087  
 —  

Total 

 18,871  
 22,076  

 105,139  
 —  

 —  
 —  

 —  
 —  

 124,010 
 22,076 

 76  
 5,629  

 260 
 363,352 
  $  509,508   $  1,176,878   $  911,791   $  2,309,783   $  4,907,960 

 —  
 335,207  

 32  
 11,258  

 152  
 11,258  

(a)  Interest payments on variable rate debt instruments are based on each debt instrument’s respective year-end interest 

rate at December 31, 2017. 

(b)  Any unfunded costs at December 31, 2017 are shown in the year of estimated completion. 

(c)  Represents UDR’s proportionate share of expected remaining costs to complete the developments. 

(d)  For purposes of our ground lease contracts, the Company uses the minimum lease payment, if stated in the 

agreement. For ground lease agreements where there is a reset provision based on the communities appraised value 
or consumer price index but does not include a specified minimum lease payment, the Company uses the current 
rent over the remainder of the lease term. 

During 2017, we incurred gross interest costs of $147.3 million, of which $18.6 million was capitalized. 

Funds from Operations, Funds from Operations as Adjusted, and Adjusted Funds from Operations 

Funds from Operations 

Funds from operations (“FFO”) attributable to common stockholders and unitholders is defined as Net 
income/(loss) attributable to common stockholders (computed in accordance with GAAP), excluding impairment write-
downs of depreciable real estate or of investments in non-consolidated investees that are driven by measurable decreases 
in the fair value of depreciable real estate held by the investee, gains or losses from sales of depreciable property, plus 
real estate depreciation and amortization, and after adjustments for noncontrolling interests, unconsolidated partnerships 
and joint ventures. This definition conforms with the National Association of Real Estate Investment Trust’s 
(“NAREIT”) definition issued in April 2002. Historical cost accounting for real estate assets in accordance with GAAP 
implicitly assumes that the value of real estate assets diminishes predictably over time. Since real estate values instead 
have historically risen or fallen with market conditions, many industry investors and analysts have considered the 
presentation of operating results for real estate companies that use historical cost accounting to be insufficient by 
themselves. Thus, NAREIT created FFO as a supplemental measure of a REIT’s operating performance. In the 
computation of diluted FFO, if OP Units, DownREIT Units, unvested restricted stock, unvested LTIP Units, stock 
options, and the shares of Series E Cumulative Convertible Preferred Stock are dilutive, they are included in the diluted 
share count. 

We consider FFO a useful metric for investors as we use FFO in evaluating property acquisitions and our 

operating performance, and believe that FFO should be considered along with, but not as an alternative to, net income 

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
    
     
 
  
  
  
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
   
 
  
  
  
  
  
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
   
 
  
  
  
  
  
 
  
  
  
  
  
 
 
and cash flow as a measure of our activities in accordance with GAAP. FFO does not represent cash generated from 
operating activities in accordance with GAAP and is not necessarily indicative of funds available to fund our cash needs. 

Funds from Operations as Adjusted 

FFO as Adjusted attributable to common stockholders and unitholders is defined as FFO excluding the impact 

of acquisition-related costs and other non-comparable items including, but not limited to, prepayment costs/benefits 
associated with early debt retirement, gains or losses on sales of non-depreciable property and marketable securities, 
deferred tax valuation allowance increases and decreases, casualty-related expenses and recoveries, severance costs and 
legal costs.  

Management believes that FFO as Adjusted is useful supplemental information regarding our operating 
performance as it provides a consistent comparison of our operating performance across time periods and allows 
investors to more easily compare our operating results with other REITs. FFO as Adjusted is not intended to represent 
cash flow or liquidity for the period, and is only intended to provide an additional measure of our operating performance. 
We believe that Net income/(loss) attributable to common stockholders is the most directly comparable GAAP financial 
measure to FFO as Adjusted. However, other REITs may use different methodologies for calculating FFO as Adjusted or 
similar FFO measures and, accordingly, our FFO as Adjusted may not always be comparable to FFO as Adjusted or 
similar FFO measures calculated by other REITs. FFO as Adjusted should not be considered as an alternative to net 
income (determined in accordance with GAAP) as an indication of financial performance, or as an alternative to cash 
flows from operating activities (determined in accordance with GAAP) as a measure of our liquidity. 

Adjusted Funds from Operations 

Adjusted FFO (“AFFO”) attributable to common stockholders and unitholders is defined as FFO as Adjusted 

less recurring capital expenditures on consolidated communities that are necessary to help preserve the value of and 
maintain functionality at our communities. Therefore, management considers AFFO a useful supplemental performance 
metric for investors as it is more indicative of the Company’s operational performance than FFO or FFO as Adjusted. 

AFFO is not intended to represent cash flow or liquidity for the period, and is only intended to provide an 

additional measure of our operating performance. We believe that Net income/(loss) attributable to common 
stockholders is the most directly comparable GAAP financial measure to AFFO. Management believes that AFFO is a 
widely recognized measure of the operations of REITs, and presenting AFFO will enable investors to assess our 
performance in comparison to other REITs. However, other REITs may use different methodologies for calculating 
AFFO and, accordingly, our AFFO may not always be comparable to AFFO calculated by other REITs. AFFO should 
not be considered as an alternative to net income/(loss) (determined in accordance with GAAP) as an indication of 
financial performance, or as an alternative to cash flows from operating activities (determined in accordance with 
GAAP) as a measure of our liquidity, nor is it indicative of funds available to fund our cash needs, including our ability 
to make distributions. 

52 

The following table outlines our reconciliation of Net income/(loss) attributable to common stockholders to 

FFO, FFO as Adjusted, and AFFO for the years ended December 31, 2017, 2016, and 2015 (dollars in thousands): 

Net income/(loss) attributable to common stockholders 

Real estate depreciation and amortization 
Noncontrolling interests 
Real estate depreciation and amortization on unconsolidated joint ventures 
Net gain on the sale of unconsolidated depreciable property 
Net gain on the sale of depreciable real estate owned 

Funds from operations (“FFO”) attributable to common stockholders and 
unitholders, basic 

Distribution to preferred stockholders — Series E (Convertible) 

FFO attributable to common stockholders and unitholders, diluted 
Income/(loss) per weighted average common share - diluted 
FFO per common share and unit, basic 
FFO per common share and unit, diluted 
Weighted average number of common shares and OP/DownREIT Units 
outstanding — basic 
Weighted average number of common shares, OP/DownREIT Units, and 
common stock equivalents outstanding — diluted 

Impact of adjustments to FFO: 
Acquisition-related costs/(fees) 
Acquisition-related costs/(fees) on unconsolidated joint ventures 
Costs/(benefit) associated with debt extinguishment and other 
Texas joint venture promote and disposition fee income 
Long-term incentive plan transition costs 
Net gain on the sale of non-depreciable real estate owned 
Legal claims, net of tax 
Net loss on sale of unconsolidated land 
Severance costs and other restructuring expense 
Tax benefit associated with the conversion of certain TRS entities into REITs 
Casualty-related (recoveries)/charges, net 
Casualty-related (recoveries)/charges, on unconsolidated joint ventures, net 

FFO as Adjusted attributable to common stockholders and unitholders, 
diluted 

2017 

2015 

Year Ended December 31,  
2016 
$  117,850   $   289,001   $   336,661 
    374,598 
    419,615  
    430,054  
 16,776 
 27,662  
 11,097  
 38,652 
 47,832  
 57,102  
 (59,445)
    (35,363) 
 (47,848) 
   (251,677)
   (209,166) 
    (41,824) 

 3,717  

 3,708  

$  538,916   $   527,096   $   455,565 
 3,722 
$  542,624   $   530,813   $   459,287 
 1.29 
$ 
 1.68 
$ 
 1.66 
$ 

 1.08   $ 
 1.81   $ 
 1.80   $ 

 0.44   $ 
 1.85   $ 
 1.83   $ 

    291,845  

    290,516  

    271,616 

    296,672  

    295,469  

    276,699 

$ 

 371   $ 
 —  
 9,212  
 —  
 —  
 (1,580) 
 —  
 —  
 624  
 —  
 4,504  
 (881) 
$   12,250   $ 

 213   $ 
 —  
 1,729  
 —  
 898  
 (1,685) 
 (480) 
 1,016  
 871  
 (2,436) 
 732  
 (3,752) 
 (2,894)  $ 

 2,126 
 1,460 
 — 
 (10,005)
 3,537 
 — 
 705 
 — 
 — 
 — 
 2,335 
 2,474 
 2,632 

$  554,874   $   527,919   $   461,919 

FFO as Adjusted per common share and unit, diluted 

$ 

 1.87   $ 

 1.79   $ 

 1.67 

Recurring capital expenditures 
AFFO attributable to common stockholders and unitholders, diluted 

    (46,034) 
 (45,467)
$  508,840   $   480,662   $   416,452 

 (47,257) 

AFFO per common share and unit, diluted 

$ 

 1.72   $ 

 1.63   $ 

 1.51 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
    
     
     
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
   
  
    
  
    
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
  
  
 
 
 
 
 
 
   
 
The following table is our reconciliation of FFO share information to weighted average common shares 
outstanding, basic and diluted, reflected on the UDR Consolidated Statements of Operations for the years ended 
December 31, 2017, 2016, and 2015 (shares in thousands): 

Year Ended December 31,  
2016 

2017 

2015 

Weighted average number of common shares and OP/DownREIT Units 
outstanding — basic 
Weighted average number of OP/DownREIT Units outstanding 
Weighted average number of common shares outstanding — basic per the 
Consolidated Statements of Operations 

Weighted average number of common shares, OP/DownREIT Units, and 
common stock equivalents outstanding — diluted 
Weighted average number of OP/DownREIT Units outstanding 
Weighted average number of Series E preferred shares outstanding 
Weighted average number of common shares outstanding — diluted per the 
Consolidated Statements of Operations 

 291,845   
 (24,821)  

 290,516   
 (25,130)  

 271,616 
 (12,947)

 267,024   

 265,386   

 258,669 

 296,672   
 (24,821)  
 (3,021)  

 295,469   
 (25,130)  
 (3,028)  

 276,699 
 (12,947)
 — 

 268,830   

 267,311   

 263,752 

UNITED DOMINION REALTY, L.P.: 

Business Overview 

United Dominion Realty, L.P. (the “Operating Partnership” or “UDR, L.P.”) is a Delaware limited partnership 

formed in February 2004 and organized pursuant to the provisions of the Delaware Revised Uniform Limited 
Partnership Act. The Operating Partnership is the successor-in-interest to United Dominion Realty, L.P., a limited 
partnership formed under the laws of Virginia, which commenced operations on November 4, 1995. Our sole general 
partner is UDR, Inc., a Maryland corporation (“UDR” or the “General Partner”), which conducts a substantial amount of 
its business and holds a substantial amount of its assets through the Operating Partnership. At December 31, 2017, the 
Operating Partnership’s real estate portfolio included 53 communities located in nine states and the District of Columbia 
with a total of 16,698 apartment homes. 

As of December 31, 2017, UDR owned 110,883 units of our general partnership interests and 174,126,805 units 

of our limited partnership interests (the “OP Units”), or approximately 95.0% of our outstanding OP Units. By virtue of 
its ownership of our OP Units and being our sole general partner, UDR has the ability to control all of the day-to-day 
operations of the Operating Partnership. Unless otherwise indicated or unless the context requires otherwise, all 
references in this section of this Report to the Operating Partnership or “we,” “us” or “our” refer to UDR, L.P. together 
with its consolidated subsidiaries, and all references in this section to “UDR” or the “General Partner” refer solely to 
UDR, Inc. 

UDR is a self-administered real estate investment trust, or REIT, that owns, acquires, renovates, develops, and 

manages apartment communities. The General Partner was formed in 1972 as a Virginia corporation and changed its 
state of incorporation from Virginia to Maryland in June 2003. At December 31, 2017, the General Partner’s 
consolidated real estate portfolio included 127 communities located in 11 states and the District of Columbia with a total 
of 39,998 apartment homes. In addition, the General Partner had an ownership interest in 29 communities with 7,286 
completed apartment homes through unconsolidated operating communities. 

Critical Accounting Policies and Estimates 

The preparation of financial statements in conformity with United States generally accepted accounting 
principles (“GAAP”) requires management to use judgment in the application of accounting policies, including making 
estimates and assumptions. A critical accounting policy is one that is both important to our financial condition and 
results of operations as well as involves some degree of uncertainty. Estimates are prepared based on management’s 
assessment after considering all evidence available. Changes in estimates could affect our financial position or results of 
operations. Below is a discussion of the accounting policies that we consider critical to understanding our financial 
condition or results of operations where there is uncertainty or where significant judgment is required. A discussion of 
our significant accounting policies, including further discussion of the accounting policies described below, can be found 
in Note 2, Significant Accounting Policies, to the Notes to the Operating Partnership’s Consolidated Financial 
Statements included in this Report. 

54 

 
 
 
 
 
 
 
 
 
 
     
     
     
  
  
  
 
 
 
 
 
 
 
  
  
  
  
 
 
Cost Capitalization 

In conformity with GAAP, we capitalize those expenditures that materially enhance the value of an existing 

asset or substantially extend the useful life of an existing asset. Expenditures necessary to maintain an existing property 
in ordinary operating condition are expensed as incurred. 

In addition to construction costs, we capitalize costs directly related to the predevelopment, development, and 

redevelopment of a capital project, which include, but are not limited to, interest, real estate taxes, insurance, and 
allocated development and redevelopment overhead related to support costs for personnel working on the capital 
projects. We use our professional judgment in determining whether such costs meet the criteria for capitalization or must 
be expensed as incurred. These costs are capitalized only during the period in which activities necessary to ready an 
asset for its intended use are in progress and such costs are incremental and identifiable to a specific activity to get the 
asset ready for its intended use. As each home in a capital project is completed and becomes available for lease-up, the 
Operating Partnership ceases capitalization on the related portion. The costs capitalized are reported on the Consolidated 
Balance Sheets as Total real estate owned, net of accumulated depreciation. Amounts capitalized during the years ended 
December 31, 2017, 2016, and 2015, were $0.5 million, $0.8 million, and $0.9 million, respectively. 

Investment in Unconsolidated Entities 

We may enter into various joint venture agreements and/or partnerships with unrelated third parties to hold or 

develop real estate assets. We must determine for each of these ventures whether to consolidate the entity or account for 
our investment under the equity method of accounting. We determine whether to consolidate a joint venture or 
partnership based on our rights and obligations under the venture agreement, applying the applicable accounting 
guidance. The application of the rules in evaluating the accounting treatment for each joint venture or partnership is 
complex and requires substantial management judgment. We evaluate our accounting for investments on a regular basis 
including when a significant change in the design of an entity occurs. Throughout our financial statements, and in this 
Management’s Discussion and Analysis of Financial Condition and Results of Operations, we use the term “joint 
venture” or “partnership” when referring to investments in entities in which we do not have a 100% ownership interest. 

We continually evaluate our investments in unconsolidated joint ventures when events or changes in 

circumstances indicate that there may be an other-than-temporary decline in value. We consider various factors to 
determine if a decrease in the value of the investment is other-than-temporary. These factors include, but are not limited 
to, age of the venture, our intent and ability to retain our investment in the entity, the financial condition and long-term 
prospects of the entity, and the relationships with the other joint venture partners and its lenders. The amount of loss 
recognized is the excess of the investment’s carrying amount over its estimated fair value. If we believe that the decline 
in fair value is temporary, no impairment is recorded. The aforementioned factors are taken as a whole by management 
in determining the valuation of our investment property. Should the actual results differ from management’s judgment, 
the valuation could be negatively affected and may result in a negative impact to our Consolidated Financial Statements. 

Impairment of Long-Lived Assets 

We record impairment losses on long-lived assets used in operations when events and circumstances indicate 

that the assets might be impaired and the undiscounted cash flows estimated to be generated by the future operation and 
disposition of those assets are less than the net book value of those assets. Our cash flow estimates are based upon 
historical results adjusted to reflect our best estimate of future market and operating conditions and our estimated 
holding periods. The net book value of impaired assets is reduced to fair market value. Our estimates of fair market 
value represent our best estimate based primarily upon unobservable inputs related to rental rates, operating costs, 
growth rates, discount rates, capitalization rates, industry trends and reference to market rates and transactions. 

Real Estate Investment Properties 

We purchase real estate investment properties from time to time and record the fair value to various 
components, such as land, buildings, and intangibles related to in-place leases, based on the fair value of each 
component. In making estimates of fair values for purposes of allocating purchase price, we utilize various sources, 
including independent appraisals, our own analysis of recently acquired and existing comparable properties in our 
portfolio and other market data. The fair value of buildings is determined as if the buildings were vacant upon 
acquisition and subsequently leased at market rental rates. As such, the determination of fair value considers the present 
value of all cash flows expected to be generated from the property including an initial lease-up period. We determine the 
fair value of in-place leases by assessing the net effective rent and remaining term of the lease relative to market terms 

55 

for similar leases at acquisition. In addition, we consider the cost of acquiring similar leases, the foregone rents 
associated with the lease-up period, and the carrying costs associated with the lease-up period. The fair value of in-place 
leases is recorded and amortized as amortization expense over the remaining average contractual lease period. 

Summary of Real Estate Portfolio by Geographic Market 

The following table summarizes our market information by major geographic markets as of and for the year 

ended December 31, 2017. 

As of December 31, 2017 

   Percentage    

  Number of    Number of   of Total    
  Apartment    Apartment   Carrying   
  Communities  Homes 

  Value 

Total 
  Average   
Carrying 
Value (in 
  Physical   
thousands)    Occupancy  

Year Ended December 31, 2017 
Net 
Operating 
Income 
(in thousands)

    Monthly       
Income per  
Occupied   
Home (a)   

Same-Store Communities 

West Region 

San Francisco, CA 
Orange County, CA 
Seattle, WA 
Los Angeles, CA 
Monterey Peninsula, CA 
Other Southern California 
Portland, OR 

Mid-Atlantic Region 
Metropolitan D.C. 
Baltimore, MD 
Northeast Region 
New York, NY 
Boston, MA 
Southeast Region 
Nashville, TN 
Tampa, FL 
Other Florida 

Total/Average Same-Store Communities  
Non-Mature, Commercial Properties & 
Other 

Total Real Estate Owned 

Total Accumulated Depreciation 
Total Real Estate Owned, Net of 
Accumulated Depreciation 

 8  
 5   
 5   
 2   
 7   
 1   
 2   

 6   
 2   

 2   
 1   

 1,992  
 1,936   
 932   
 344   
 1,565   
 414   
 476   

 12.3 %  $
 12.6 %    
 5.8 %   
 3.0 %   
 4.5 %   
 1.9 %   
 1.3 %   

 470,310 
 479,922 
 223,080 
 113,853 
 172,854 
 72,985 
 48,317 

 96.8 %  $ 
 96.0 %    
 96.8 %   
 95.7 %   
 96.8 %   
 96.0 %   
 97.2 %   

 3,056    $ 
 2,317 
 1,934 
 2,579 
 1,641 
 1,918 
 1,542 

 2,068   
 540   

 14.5 %   
 2.7 %   

 552,822 
 103,028 

 97.2 %   
 96.7 %   

 2,057 
 1,502 

 996   
 387   

 15.8 %   
 1.9 %   

 606,114 
 71,653 

 97.6 %   
 96.8 %   

 3,916 
 1,971 

 55,258 
 39,465 
 14,958 
 7,254 
 22,443 
 6,768 
 6,425 

 33,756 
 6,536 

 34,202 
 6,322 

 6  
 2   
 1   
 50   

 1,612  
 942   
 636   

 14,840 

 3   
 53   

 1,858   
 16,698   

 3.8 %   
 2.8 %   
 2.2 %   
 85.1 %   

 144,785 
 105,506 
 84,519 
 3,249,748 

 96.4 %   
 97.5 %   
 96.3 %   
 96.7 %  $ 

 1,231 
 1,404 
 1,517 
 2,114 

 14.9 %   
 100.0 %   

 567,208 
 3,816,956 
   (1,543,652)

    $  2,273,304 

 16,521 
 10,412 
 7,249 
      267,569 

 39,272 
 $   306,841 

(a)  Monthly Income per Occupied Home represents total monthly revenues divided by the average physical number of 

occupied apartment homes in our Same-Store portfolio. 

We report in two segments: Same-Store Communities and Non-Mature Communities/Other. 

Our Same-Store Communities segment represents those communities acquired, developed, and stabilized prior 

to January 1, 2016 and held as of December 31, 2017. These communities were owned and had stabilized occupancy and 
operating expenses as of the beginning of the prior year, there is no plan to conduct substantial redevelopment activities, 
and the communities are not held for disposition at year end. A community is considered to have stabilized occupancy 
once it achieves 90% occupancy for at least three consecutive months. 

Our Non-Mature Communities/Other segment represents those communities that do not meet the criteria to be 

included in Same-Store Communities, including, but not limited to, recently acquired, developed and redeveloped 
communities, and the non-apartment components of mixed use properties. 

Liquidity and Capital Resources 

Liquidity is the ability to meet present and future financial obligations either through operating cash flows, the 

sale of properties, and the issuance of debt. Both the coordination of asset and liability maturities and effective capital 
management are important to the maintenance of liquidity. The Operating Partnership’s primary source of liquidity is 

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cash flow from operations as determined by rental rates, occupancy levels, and operating expenses related to our 
portfolio of apartment homes and borrowings owed by us under the General Partner’s credit agreements. The General 
Partner will routinely use its unsecured credit facility to temporarily fund certain investing and financing activities prior 
to arranging for longer-term financing or the issuance of equity or debt securities. During the past several years, 
proceeds from the sale of real estate have been used for both investing and financing activities as we repositioned our 
portfolio. 

We expect to meet our short-term liquidity requirements generally through net cash provided by operations and 

borrowings owed by us under the General Partner’s credit agreements. We expect to meet certain long-term liquidity 
requirements such as scheduled debt maturities and potential property acquisitions through borrowings and the 
disposition of properties. We believe that our net cash provided by operations and borrowings will continue to be 
adequate to meet both operating requirements and the payment of distributions. Likewise, the budgeted expenditures for 
improvements and renovations of certain properties are expected to be funded from property operations, and borrowings 
owed by us under the General Partner’s credit agreements. 

Future Capital Needs 

Future capital expenditures are expected to be funded with proceeds from the issuance of secured debt or 
unsecured debt, sales of properties, borrowings owed by us under our General Partner’s credit agreements, and to a 
lesser extent, from cash flows provided by operating activities. 

As of December 31, 2017, the Operating Partnership does not have any secured debt maturing in 2018. 

Statements of Cash Flows 

The following discussion explains the changes in Net cash provided by/(used in) operating activities, Net cash 

provided by/(used in) investing activities, and Net cash provided by/(used in) financing activities that are presented in 
our Consolidated Statements of Cash Flows for the years ended December 31, 2017, 2016, and 2015. 

Operating Activities 

For the year ended December 31, 2017, Net cash provided by/(used in) operating activities was $234.5 million 
compared to $228.7 million for 2016. The increase in cash flow from operating activities was primarily due to improved 
operating income, primarily driven by revenue growth at communities. 

For the year ended December 31, 2016, Net cash provided by/(used in) operating activities was $228.7 million 
compared to $226.8 million for 2015. The increase in cash flow from operating activities was primarily due to improved 
operating income, primarily driven by revenue growth at communities. 

Investing Activities 

For the year ended December 31, 2017, Net cash provided by/(used in) investing activities was $(106.1) million 

compared to $(9.5) million for 2016. The increase in cash used in investing activities was primarily due to the 
acquisition of an operating community partially offset by the disposition of two operating communities. 

For the year ended December 31, 2016, Net cash provided by/(used in) investing activities was $(9.5) million 

compared to $23.6 million for 2015. The decrease in cash provided by investing activities was primarily due to a 
decrease in proceeds from dispositions, partially offset by increased distributions received from unconsolidated entities 
and acquisitions of real estate assets in 2015. 

Acquisitions 

During the year ended December 31, 2017, the Operating Partnership acquired an operating community located 

in Denver, Colorado with a total of 218 apartment homes and 17,000 square feet of retail space for a purchase price of 
approximately $141.5 million. The acquisition will be fully or partially funded with Section 1031 exchanges. 

The Operating Partnership did not have any acquisitions during the year ended December 31, 2016. 

In October 2015, the Operating Partnership acquired one community in Alexandria, Virginia with 421 

apartment homes for a purchase price of $142.0 million. 

57 

Dispositions 

In December 2017, the Operating Partnership sold two operating communities with a total of 218 apartment 

homes in Orange County, California and Carlsbad, California for gross proceeds of $69.0 million, resulting in net 
proceeds of $68.0 million and a gain of $41.3 million. 

During the year ended December 31, 2016, the Operating Partnership sold two operating communities in the 
Baltimore, Maryland market with a total of 276 apartment homes for gross proceeds of $45.3 million, resulting in net 
proceeds of $44.6 million and a gain, net of tax, of $33.2 million. 

In connection with the formation of the DownREIT Partnership in October 2015, the Operating Partnership 

contributed seven operating communities to the DownREIT Partnership. The Operating Partnership recorded its 
contribution to the DownREIT Partnership at book value and consequently deferred a gain of $296.4 million. As a result 
of the contribution, the Operating Partnership gave up its controlling interest and deconsolidated the seven operating 
communities. The Operating Partnership accounts for its investment in the DownREIT Partnership under the equity 
method of accounting. 

During the year ended December 31, 2015, the Operating Partnership sold five communities with a total of 

1,149 apartment homes for gross proceeds of $250.9 million, resulting in net proceeds of $232.4 million and a gain, net 
of tax, of $133.5 million. A portion of the sale proceeds was designated for tax-deferred Section 1031 exchanges for one 
of the October 2015 acquisitions from Home OP. Additionally, the Operating Partnership recognized a gain of $24.6 
million, which was previously deferred, in connection with the sale of the communities held by the Texas joint venture. 

Financing Activities 

For the year ended December 31, 2017, Net cash provided by/(used in) financing activities was $(128.8) million 
compared to $(221.5) million for 2016. The decrease in cash used in financing activities was primarily due to an increase 
in advances from the General Partner, partially offset by the early repayment of debt maturing in December 2018, July 
2020, and July 2023. 

For the year ended December 31, 2016, Net cash provided by/(used in) financing activities was $(221.5) million 
compared to $(247.7) million for 2015. The decrease in cash used in financing activities was primarily due to a decrease 
in advances to the General Partner and a decrease in payoffs of secured debt, partially offset by a decrease in proceeds 
from the issuance of secured debt. 

Credit Facilities 

As of December 31, 2017, an aggregate commitment of $133.2 million of the General Partner’s secured credit 

facilities with Fannie Mae was owed by the Operating Partnership based on the ownership of the assets securing the 
debt. The entire commitment was outstanding at December 31, 2017. The portions of the Fannie Mae credit facilities 
owed by the Operating Partnership mature at various dates from October 2019 through December 2019 and bear interest 
at fixed rates. At December 31, 2017, the entire outstanding balance was fixed and had a weighted average interest rate 
of 5.28%. 

The Operating Partnership is a guarantor on the General Partner’s unsecured revolving credit facility with an 

aggregate borrowing capacity of $1.1 billion, an unsecured commercial paper program with an aggregate borrowing 
capacity of $500 million, $300 million of medium-term notes due October 2020, a $350 million term loan facility due 
January 2021, $400 million of medium-term notes due January 2022, $300 million of medium-term notes due July 2024, 
$300 million of medium-term notes due October 2025, $300 million of medium-term notes due September 2026, $300 
million of medium-term notes due July 2027 and $300 million of medium-term notes due January 2028. As of 
December 31, 2017 and 2016, the General Partner did not have an outstanding balance under the unsecured revolving 
credit facility and had $300.0 million and $0, respectively, outstanding under its unsecured commercial paper program. 

The credit facilities are subject to customary financial covenants and limitations. 

Interest Rate Risk 

We are exposed to interest rate risk associated with variable rate notes payable and maturing debt that has to be 

refinanced. We do not hold financial instruments for trading or other speculative purposes, but rather issue these 
financial instruments to finance our portfolio of real estate assets. Interest rate sensitivity is the relationship between 

58 

changes in market interest rates and the fair value of market rate sensitive assets and liabilities. Our earnings are affected 
as changes in short-term interest rates impact our cost of variable rate debt and maturing fixed rate debt. We had $27.0 
million in variable rate debt that is not subject to interest rate swap contracts as of December 31, 2017. If market interest 
rates for variable rate debt increased by 100 basis points, our interest expense would increase by $0.3 million based on 
the average balance at December 31, 2017. 

These amounts are determined by considering the impact of hypothetical interest rates on our borrowing cost. 
These analyses do not consider the effects of the adjusted level of overall economic activity that could exist in such an 
environment. Further, in the event of a change of such magnitude, management would likely take actions to further 
mitigate our exposure to the change. However, due to the uncertainty of the specific actions that would be taken and 
their possible effects, the sensitivity analysis assumes no change in our financial structure. 

The General Partner also utilizes derivative financial instruments owed by the Operating Partnership to manage 

interest rate risk and generally designates these financial instruments as cash flow hedges. See Note 8, Derivatives and 
Hedging Activities, in the Notes to the Operating Partnership’s Consolidated Financial Statements for additional 
discussion of derivative instruments. 

A presentation of cash flow metrics based on GAAP is as follows (dollars in thousands): 

Net cash provided by/(used in) operating activities 
Net cash provided by/(used in) investing activities 
Net cash provided by/(used in) financing activities 

Results of Operations 

  $ 

2017 
 234,463   $ 
 (106,080) 
 (128,846) 

Year Ended December 31,  
2016 
 228,682   $ 
 (9,546) 
 (221,483) 

2015 
 226,765 
 23,583 
 (247,747)

The following discussion explains the changes in results of operations that are presented in our Consolidated 

Statements of Operations for the years ended December 31, 2017, 2016, and 2015. 

Net Income/(Loss) Attributable to OP Unitholders 

2017 -vs- 2016 

Net income attributable to OP unitholders was $106.3 million ($0.58 per diluted OP Unit) for the year ended 

December 31, 2017 as compared to net income of $77.8 million ($0.42 per diluted OP Unit) for the comparable period in 
the prior year. The increase in net income attributable to OP unitholders resulted primarily from the following items, 
which are discussed in further detail elsewhere within this Report: 

 

 

 

an increase of $9.7 million in total property NOI primarily due to higher revenue per occupied home; 

during the year ended December 31, 2017, the Operating Partnership sold two operating communities in 
Orange County, California and Carlsbad, California with a total of 218 apartment homes, resulting in gains 
of $41.3 million, as compared to gains on the sale of real estate owned of $33.2 million during the year 
ended December 31, 2016; and 

losses from unconsolidated entities of $19.3 million for the year ended December 31, 2017 as compared to 
$37.4 million for the year ended December 31, 2016, primarily due to a reduction in depreciation and 
amortization at the DownREIT Partnership. 

This was partially offset by: 

 

an increase in real estate depreciation and amortization expense of $5.4 million primarily due to 
acquisitions in 2017 and homes delivered from our redevelopment property. 

2016 -vs- 2015 

Net income/(loss) attributable to OP unitholders was $77.8 million ($0.42 per diluted OP Unit) for the year 

ended December 31, 2016 as compared to $213.3 million ($1.16 per diluted OP Unit) for the prior year. The decrease in 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
  
  
  
 
  
  
  
 
 
 
net income attributable to OP unitholders resulted primarily from the following items, which are discussed in further 
detail elsewhere within this Report: 

  during the year ended December 31, 2016, the Operating Partnership sold two operating communities in 

Baltimore, Maryland with a total of 276 apartment homes, resulting in a gain of $33.2 million, as compared 
to a gain on the sale of real estate owned of $158.1 million during the year ended December 31, 2015; 

 

losses from unconsolidated entities of $37.4 million for the year ended December 31, 2016, as compared to 
$4.7 million for the prior year, as a result of the formation of the DownREIT Partnership in the fourth 
quarter of 2015; and 

  a decrease in total property NOI of $20.5 million primarily due to fewer consolidated apartment homes as a 

result of the deconsolidation of communities contributed to the DownREIT Partnership during 2015. 

This was partially offset by: 

  a decrease in real estate depreciation and amortization expense of $22.7 million primarily due to the 

deconsolidation of communities contributed to the DownREIT Partnership in the fourth quarter of 2015; 

  a decrease in interest expense of $10.3 million primarily due to the deconsolidation of debt balances related 

to communities contributed to the DownREIT Partnership; and 

  a decrease in general and administrative expense of $8.2 million due to lower expense allocations by the 

General Partner, primarily due to a decrease in its bonus expense and stock-based compensation expense for 
awards under its long-term incentive plan, primarily due to the departure of its prior Chief Financial Officer 
in 2016, and outperformance in 2015. 

Apartment Community Operations 

Our net income results primarily from NOI generated from the operation of our apartment communities. The 

Operating Partnership defines NOI, which is a non-GAAP financial measure, as rental income less direct property rental 
expenses. Rental income represents gross market rent less adjustments for concessions, vacancy loss and bad debt. 
Rental expenses include real estate taxes, insurance, personnel, utilities, repairs and maintenance, administrative and 
marketing. Excluded from NOI are property management costs, which are the Operating Partnership’s allocable share of 
costs incurred by the General Partner for shared services of corporate level property management employees and related 
support functions and costs. 

Management considers NOI a useful metric for investors as it is a more meaningful representation of a 

community’s continuing operating performance than net income as it is prior to corporate-level expense allocations, 
general and administrative costs, capital structure and depreciation and amortization. 

Although we consider NOI a useful measure of operating performance, NOI should not be considered an 
alternative to net income or net cash flow from operating activities as determined in accordance with GAAP. NOI 
excludes several income and expense categories as detailed in the reconciliation of NOI to Net income/(loss) attributable 
to OP unitholders below. 

60 

The following table summarizes the operating performance of our total portfolio for the years ended 

December 31, 2017, 2016, and 2015 (dollars in thousands): 

Same-Store Communities: 
Same-Store rental income 
Same-Store operating expense (c) 
Same-Store NOI 

Year Ended  
December 31,  (a) 
2016 
2017 

% 
    Change      

Year Ended  
December 31,  (b) 
2015 
2016 

  % 
 Change      

  $  364,158   $  349,425   
    (92,542)  
   256,883   

    (96,589) 
   267,569  

 4.2 %  $ 322,968   $ 303,190  
    (81,438) 
 4.4 %      (85,436) 
   221,752  
 4.2 %     237,532  

 6.5 %
 4.9 %
 7.1 %

Non-Mature Communities/Other NOI: 

Stabilized, non-mature communities NOI (d) 
Acquired communities NOI 
Redeveloped communities NOI 
Non-residential/other NOI 
Sold and held for disposition communities NOI 

Total Non-Mature Communities/Other NOI 
Total property NOI 

 29,566  
 1,180  
 —  
 5,153  
 3,373  
    39,272  

 28,312  
 —   
 —   
 6,052  
 5,874  
    40,238   
  $  306,841   $  297,121   

 14,307    59.7 %

 22,849  
 4.4 %    
 —  
 —  
 — %    
 —  
 28,120  
 0.7 %
 — %      28,312  
 6,844   (14.8)%
 5,829  
 (14.9)%    
 46,574   (94.4)%
 (42.6)%    
 2,599  
 (2.4)%      59,589  
 95,845   (37.8)%
 3.3 %  $ 297,121   $ 317,597    (6.4)%

(a)  Same-Store consists of 14,840 apartment homes. 
(b)  Same-Store consists of 14,001 apartment homes. 
(c)  Excludes depreciation, amortization, and property management expenses. 
(d)  Represents non-mature communities that have achieved 90% occupancy for three consecutive months but do not 

meet the criteria to be included in Same-Store Communities. 

The following table is our reconciliation of Net income/(loss) attributable to OP unitholders to total property 

NOI for the years ended December 31, 2017, 2016 and 2015 (dollars in thousands): 

Net income/(loss) attributable to OP unitholders 

Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related charges/(recoveries), net 
(Income)/loss from unconsolidated entities 
Interest expense 
(Gain)/loss on sale of real estate owned 
Net income/(loss) attributable to noncontrolling interests 

Total property NOI 

Same-Store Communities 

2017 -vs- 2016 

2017 

2015 

Year Ended December 31,  
2016 
$  106,307   $   77,818   $   213,301 
 12,111 
 5,923 
    169,784 
 27,016 
 843 
 4,659 
 40,321 
   (158,123)
 1,762 
$  306,841   $  297,121   $   317,597 

 11,533  
 6,833  
    152,473  
 17,875  
 1,922  
 19,256  
 30,366  
    (41,272) 
 1,548  

 11,122  
 6,059  
    147,074  
 18,808  
 484  
 37,425  
 30,067  
    (33,180) 
 1,444  

Our Same-Store Community properties (those acquired, developed, and stabilized prior to January 1, 2016 and 
held as of December 31, 2017) consisted of 14,840 apartment homes and provided 87.2% of our total NOI for the year 
ended December 31, 2017. 

NOI for our Same-Store Community properties increased 4.2%, or $10.7 million, for the year ended 
December 31, 2017 compared to 2016. The increase in property NOI was primarily attributable to a 4.2%, or $14.7 
million, increase in property rental income, which was partial offset by a 4.4%, or $4.0 million, increase in operating 
expenses. The increase in revenues was primarily driven by a 3.0%, or $9.9 million, increase in rental rates and a 11.6%, 
or $3.3 million, increase in reimbursement and fee income. Physical occupancy increased 0.1% to 96.7% and total 
income per occupied home increased 4.1% to $2,114 for the year ended December 31, 2017 compared to 2016. 

61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
    
    
     
 
   
 
   
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
    
  
     
 
  
    
  
    
 
 
 
 
 
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
     
     
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
The increase in property operating expenses was primarily driven by a 10.0% or $3.1 million increase in real 

estate taxes, which was primarily due to higher assessed valuations. 

The operating margin (property net operating income divided by property rental income) was 73.5% for 

both years ended December 31, 2017 and 2016. 

2016 -vs- 2015 

Our Same-Store Community properties (those acquired, developed, and stabilized prior to January 1, 2015 and 
held as of December 31, 2016) consisted of 14,001 apartment homes and provided 79.9% of our total NOI for the year 
ended December 31, 2016. 

NOI for our Same-Store Community properties increased 7.1% or $15.8 million for the year ended 
December 31, 2016 compared to 2015. The increase in property NOI was primarily attributable to a 6.5% or $19.8 
million increase in property rental income, which was partial offset by a 4.9% or $4.0 million increase in operating 
expenses. The increase in revenues was primarily driven by a 6.6% or $19.0 million increase in rental rates. Physical 
occupancy decreased 0.2% to 96.6% and total income per occupied home increased 6.6% to $1,989 for the year ended 
December 31, 2016 compared to 2015. 

The increase in property operating expenses was primarily driven by a 10.4% or $2.6 million increase in real 

estate taxes, which was primarily due to higher assessed valuations and lower appeal refunds. 

The operating margin (property net operating income divided by property rental income) increased to 73.5% for 

the year ended December 31, 2016 as compared to 73.1% for 2015. 

Non-Mature Communities/Other 

The Operating Partnership’s Non-Mature Communities/Other represent those communities that do not meet the 

criteria to be included in Same-Store Communities, which include communities recently developed or acquired,  
redevelopment properties, sold or held for disposition properties and the non-apartment components of mixed use 
properties. 

2017 -vs- 2016 

The remaining 12.8%, or $39.3 million, of our total NOI during the year ended December 31, 2017 was 

generated from our Non-Mature Communities/Other. NOI from Non-Mature Communities/Other decreased 2.4%, or 
$1.0 million, for the year ended December 31, 2017 compared to 2016. The decrease was primarily driven by a decrease 
in NOI of $2.5 million from sold communities, which was partially offset by an increase in NOI of $1.2 million from 
acquired communities.  

2016 -vs- 2015 

The remaining 20.1%, or $59.6 million, of our total NOI during the year ended December 31, 2016 was 

generated from our Non-Mature Communities/Other. NOI from Non-Mature Communities/Other decreased 37.8%, or 
$36.3 million, for the year ended December 31, 2016 compared to 2015. The decrease was primarily driven by a 
decrease in NOI of $44.0 million from sold communities, which was partially offset by an increase in NOI of $8.5 
million from stabilized, non-mature communities. 

Real Estate Depreciation and Amortization 

For the year ended December 31, 2017, real estate depreciation and amortization increased by 3.7% or $5.4 

million as compared to 2016. The increase was primarily due to acquisitions during 2017 and homes delivered from our 
redevelopment property. 

For the year ended December 31, 2016, real estate depreciation and amortization decreased by 13.4% or $22.7 
million as compared to 2015. The decrease was primarily due to the deconsolidation of communities contributed to the 
DownREIT Partnership in October 2015, partially offset by homes delivered from our development and redevelopment 
properties. 

62 

General and Administrative 

For the year ended December 31, 2016, general and administrative expense decreased by 30.4% or $8.2 million 

as compared to 2015. The decrease was due to lower general and administrative expense allocations by the General 
Partner, primarily due to a decrease in its bonus expense and stock-based compensation expense for awards under its 
long-term incentive plan, primarily due to the departure of its prior Chief Financial Officer in 2016, and outperformance 
in 2015, as well as lower allocations due to the deconsolidation of communities contributed to the DownREIT 
Partnership in October 2015. 

Income/(Loss) in Unconsolidated Entities 

For the year ended December 31, 2017 and 2016, income/(loss) from unconsolidated entities was $(19.3) 
million and $(37.4) million, respectively. The decrease in loss from unconsolidated entities as compared to the prior year 
was primarily attributable to a reduction in depreciation and amortization at the DownREIT Partnership. 

For the year ended December 31, 2016 and 2015, income/(loss) from unconsolidated entities of $(37.4) million 

and $(4.7) million, respectively, was attributable to the Operating Partnership’s ownership interest in the DownREIT 
Partnership, which was formed in October 2015. The change was primarily attributable to depreciation expense for a 
full year in 2016. 

Interest Expense 

For the year ended December 31, 2016, interest expense decreased by 25.4% or $10.3 million as compared to 

2015, which was primarily due to lower loan balances as a result of seven communities, and their related debt, being 
deconsolidated in October 2015 in connection with the formation of the DownREIT Partnership. 

Gain/(Loss) on the Sale of Real Estate Owned 

During the year ended December 31, 2017, the Operating Partnership sold two operating communities in 

Orange County, California and Carlsbad, California with a total of 218 apartment homes, resulting in a gain of $41.3 
million. 

During the year ended December 31, 2016, the Operating Partnership sold two operating communities in 

Baltimore, Maryland with a total of 276 apartment homes, resulting in a gain of $33.2 million. 

During the year ended December 31, 2015, the Operating Partnership sold five communities with a total of 

1,149 apartment homes, resulting in a gain of $133.5 million. A portion of the sale proceeds was designated for a 
Section 1031 exchange for one of the October 2015 acquisitions from Home OP. Additionally, the Operating Partnership 
recognized a gain of $24.6 million, which was previously deferred, in connection with the sale of the communities held 
by the Texas joint venture. 

In connection with the formation of the DownREIT Partnership in October 2015, the Operating Partnership 

contributed seven operating communities to the DownREIT Partnership. The Operating Partnership recorded its 
contribution to the DownREIT Partnership at book value and consequently deferred a gain of $296.4 million. As a result 
of the contribution, the Operating Partnership gave up its controlling interest and deconsolidated the seven operating 
communities. The Operating Partnership accounts for its investment in the DownREIT Partnership under the equity 
method of accounting. 

Inflation 

We believe that the direct effects of inflation on our operations have been immaterial. While the impact of 

inflation primarily impacts our results of operations as a result of wage pressures and increases in utilities and material 
costs, the majority of our apartment leases have initial terms of 12 months or less, which generally enables us to 
compensate for any inflationary effects by increasing rental rates on our apartment homes. Although an extreme 
escalation in costs could have a negative impact on our residents and their ability to absorb rent increases, we do not 
believe this has had a material impact on our results for the year ended December 31, 2017. 

63 

Off-Balance Sheet Arrangements 

We do not have any off-balance sheet arrangements that have, or are reasonably likely to have, a current or 

future effect on our financial condition, changes in financial condition, revenue or expenses, results of operations, 
liquidity, capital expenditures or capital resources that are material. 

Contractual Obligations 

The following table summarizes our contractual obligations as of December 31, 2017 (dollars in thousands): 

Contractual Obligations 
Long-term debt obligations 
Interest on debt obligations (a) 
Operating lease obligations — ground leases (b) 

Payments Due by Period 
      2019-2020       2021-2022      Thereafter      

2018 

Total 

  $

 —    $ 133,205    $
 6,722     

 —    $   27,000   $  160,205 
 19,412 
 4,267  
 925     
   363,352 
 11,258       11,258       335,207  
  $ 13,127   $ 151,185   $ 12,183   $  366,474   $  542,969 

    7,498     
    5,629     

(a)  Interest payments on variable rate debt instruments are based on each debt instrument’s respective year-end interest 

rate at December 31, 2017. 

(b)  For purposes of our ground lease contracts, the Operating Partnership uses the minimum lease payment, if stated in 
the agreement. For ground lease agreements where there is a reset provision based on the communities appraised 
value or consumer price index but does not include a specified minimum lease payment, the Operating Partnership 
uses the current rent over the remainder of the lease term. 

Item 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

Information required by this item is included in and incorporated by reference from Item 7. Management’s 

Discussion and Analysis of Financial Condition and Results of Operations of this Report. 

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The consolidated financial statements and related financial information required to be filed are attached to this 
Report. Reference is made to page F-1 of this Report for the Index to Consolidated Financial Statements and Schedules 
of UDR, Inc. and United Dominion Realty, L.P. 

Item 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 

FINANCIAL DISCLOSURE 

None. 

Item 9A. CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures 

The disclosure controls and procedures of the Company and the Operating Partnership are designed with the 

objective of ensuring that information required to be disclosed in our reports filed under the Securities Exchange Act of 
1934 is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms. 
Our disclosure controls and procedures are also designed to ensure that such information is accumulated and 
communicated to our management, including our Chief Executive Officer and Chief Financial Officer, as appropriate to 
allow timely decisions regarding required disclosure. 

It should be noted that the design of any system of controls is based in part upon certain assumptions about the 
likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under 
all potential future conditions, regardless of how remote. As a result, our disclosure controls and procedures are designed 
to provide reasonable assurance that such disclosure controls and procedures will meet their objectives. 

As of December 31, 2017, we carried out an evaluation, under the supervision and with the participation of the 
Chief Executive Officer and Chief Financial Officer of the Company, which is the sole general partner of the Operating 
Partnership, of the effectiveness of the design and operation of the disclosure controls and procedures of the Company 

64 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
and the Operating Partnership. Based on this evaluation, the Chief Executive Officer and Chief Financial Officer of the 
Company concluded that the disclosure controls and procedures of the Company and the Operating Partnership are 
effective at the reasonable assurance level described above. 

Management’s Report on Internal Control over Financial Reporting 

The management of the Company is responsible for establishing and maintaining adequate internal control over 

financial reporting as defined in Rule 13a-15(f) under the Securities Exchange Act of 1934 for the Company and the 
Operating Partnership. Under the supervision and with the participation of the management, the Chief Executive Officer 
and Chief Financial Officer of the Company, which is the sole general partner of the Operating Partnership, conducted 
an evaluation of the effectiveness of the internal control over financial reporting based on the framework in Internal 
Control — Integrated Framework issued by the Committee of Sponsoring Organizations (2013 Framework) (COSO). 
Based on such evaluation, management concluded that the Company’s and the Operating Partnership’s internal control 
over financial reporting was effective as of December 31, 2017. 

Ernst & Young LLP, the independent registered public accounting firm that audited our consolidated financial 

statements included in this Report, has audited UDR, Inc.’s internal control over financial reporting as of 
December 31, 2017. The report of Ernst & Young LLP, which expresses an unqualified opinion on UDR, Inc.’s internal 
control over financial reporting as of December 31, 2017, is included under the heading “Report of Independent 
Registered Public Accounting Firm” of UDR, Inc. contained in this Report. Further, an attestation report of the 
registered public accounting firm of United Dominion Realty, L.P. will not be required as long as United Dominion 
Realty, L.P. is a non-accelerated filer. 

Changes in Internal Control Over Financial Reporting 

There have not been any changes in either the Company’s or the Operating Partnership’s internal control over 

financial reporting (as such term is defined in Rules 13a-15(f) and 15d-15(f) under the Securities Exchange Act of 1934) 
during the fourth fiscal quarter to which this Report relates that materially affected, or are reasonably likely to materially 
affect, the internal control over financial reporting of either the Company or the Operating Partnership. 

Item 9B. OTHER INFORMATION 

None. 

65 

 
 
PART III 

Item 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

The information required by this item is incorporated by reference to the information set forth under the 
headings “Proposal No. 1 Election of Directors,” “Corporate Governance Matters,” “Audit Committee Report,” 
“Corporate Governance Matters-Board Leadership Structure and Committees-Audit Committee Financial Expert,” 
“Corporate Governance Matters-Identification and Selection of Nominees for Directors,” “Corporate Governance 
Matters-Board of Directors and Committee Meetings,” “Executive Officers” and “Other Matters-
Section 16(a) Beneficial Ownership Reporting Compliance” in UDR, Inc.’s definitive proxy statement (our “definitive 
proxy statement”) for its 2018 Annual Meeting of Stockholders. UDR is the sole general partner of the Operating 
Partnership. 

We have a code of ethics for senior financial officers that applies to our principal executive officer, all members 

of our finance staff, including the principal financial officer, the principal accounting officer, the treasurer and the 
controller, our director of investor relations, our corporate secretary, and all other Company officers. We also have a 
code of business conduct and ethics that applies to all of our employees. Information regarding our codes is available on 
our website, www.udr.com, and is incorporated by reference to the information set forth under the heading “Corporate 
Governance Matters” in our definitive proxy statement for UDR’s 2018 Annual Meeting of Stockholders. We intend to 
satisfy the disclosure requirements under Item 10 of Form 8-K regarding an amendment to, or a waiver from, a provision 
of our codes by posting such amendment or waiver on our website. 

Item 11. EXECUTIVE COMPENSATION 

The information required by this item is incorporated by reference to the information set forth under the 
headings “Security Ownership of Certain Beneficial Owners and Management,” “Corporate Governance Matters-Board 
Leadership Structure and Committees-Compensation Committee Interlocks and Insider Participation,” “Executive 
Compensation,” “Compensation of Directors” and “Executive Compensation-Compensation Committee Report” in the 
definitive proxy statement for UDR’s 2018 Annual Meeting of Stockholders. UDR is the sole general partner of the 
Operating Partnership. 

Item 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 

RELATED STOCKHOLDER MATTERS 

The information required by this item is incorporated by reference to the information set forth under the 
headings “Security Ownership of Certain Beneficial Owners and Management,” “Executive Compensation” and 
“Executive Compensation-Equity Compensation Plan Information” in the definitive proxy statement for UDR’s 2018 
Annual Meeting of Stockholders. UDR is the sole general partner of the Operating Partnership. 

Item 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR 

INDEPENDENCE 

The information required by this item is incorporated by reference to the information set forth under the 
heading “Security Ownership of Certain Beneficial Owners and Management,” “Corporate Governance Matters-
Corporate Governance Overview,” “Corporate Governance Matters-Director Independence,” “Corporate Governance 
Matters-Board Leadership Structure and Committees-Independence of the Audit, Compensation, Governance and 
Nominating Committees,” and “Executive Compensation” in the definitive proxy statement for UDR’s 2018 Annual 
Meeting of Stockholders. UDR is the sole general partner of the Operating Partnership. Information regarding related 
party transactions between UDR and the Operating Partnership is presented in Note 6, Related Party Transactions, of the 
Consolidated Financial Statements of United Dominion Realty, L.P. referenced in Part IV, Item 15(a) of this Report. 

Item 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES 

The information required by this item is incorporated by reference to the information set forth under the 
headings “Audit Matters-Audit Fees” and “Audit Matters-Pre-Approval Policies and Procedures” in the definitive proxy 
statement for UDR’s 2018 Annual Meeting of Stockholders. UDR is the sole general partner of the Operating 
Partnership. 

66 

 
 
Item 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES 

(a) The following documents are filed as part of this Report: 

PART IV 

1. Financial Statements. See Index to Consolidated Financial Statements and Schedules of UDR, Inc. and 

United Dominion Realty, L.P. on page F-1 of this Report. 

2. Financial Statement Schedules. See Index to Consolidated Financial Statements and Schedules of UDR, Inc. 

and United Dominion Realty, L.P. on page S-1 of this Report. All other schedules are omitted because they are not 
required, are inapplicable, or the required information is included in the financial statements or notes thereto. 

3. Exhibits. The exhibits filed with this Report are set forth in the Exhibit Index appearing immediately below, 

including the financial statements required under Rule 3-09 of Regulation S-X for UDR Lighthouse DownREIT L.P. 

EXHIBIT INDEX 

The exhibits listed below are filed as part of this Report. References under the caption “Location” to exhibits or 
other filings indicate that the exhibit or other filing has been filed, that the indexed exhibit and the exhibit referred to are 
the same and that the exhibit referred to is incorporated by reference. Management contracts and compensatory plans or 
arrangements filed as exhibits to this Report are identified by an asterisk. The Commission file number for UDR, Inc.’s 
Exchange Act filings referenced below is 1-10524. The Commission file number for United Dominion Realty, L.P.’s 
Exchange Act filings is 333-156002-01. 

Exhibit 

Description 

Location 

2.01 

  Partnership Interest Purchase and Exchange Agreement 

dated as of September 10, 1998, by and between 
UDR, Inc., United Dominion Realty, L.P., American 
Apartment Communities Operating Partnership, L.P., 
AAC Management LLC, Schnitzer Investment Corp., 
Fox Point Ltd. and James D. Klingbeil including as an 
exhibit thereto the proposed form of the Third Amended 
and Restated Limited Partnership Agreement of United 
Dominion Realty, L.P. 

2.02 

  Agreement of Purchase and Sale dated as of August 13, 
2004, by and between United Dominion Realty, L.P., a 
Delaware limited partnership, as Buyer, and Essex The 
Crest, L.P., a California limited partnership, Essex El 
Encanto Apartments, L.P., a California limited 
partnership, Essex Hunt Club Apartments, L.P., a 
California limited partnership, and the other signatories 
named as Sellers therein. 

2.03 

  First Amendment to Agreement of Purchase and Sale 

dated as of September 29, 2004, by and between United 
Dominion Realty, L.P., a Delaware limited partnership, 
as Buyer, and Essex The Crest, L.P., a California 
limited partnership, Essex El Encanto Apartments, L.P., 
a California limited partnership, Essex Hunt Club 
Apartments, L.P., a California limited partnership, and 
the other signatories named as Sellers therein. 

  Exhibit 2(d) to UDR, Inc.’s Form S-3 
Registration Statement (Registration 
No. 333-64281) filed with the Commission on 
September 25, 1998. 

  Exhibit 2.1 to UDR, Inc.’s Current Report on 
Form 8-K dated September 28, 2004 and filed 
with the Commission on September 29, 2004. 

  Exhibit 2.2 to UDR, Inc.’s Current Report on 
Form 8-K dated September 29, 2004 and filed 
with the Commission on October 5, 2004. 

67 

 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
Exhibit 
2.04 

Description 
  Second Amendment to Agreement of Purchase and Sale 
dated as of October 26, 2004, by and between United 
Dominion Realty, L.P., a Delaware limited partnership, 
as Buyer, and Essex The Crest, L.P., a California 
limited partnership, Essex El Encanto Apartments, L.P., 
a California limited partnership, Essex Hunt Club 
Apartments, L.P., a California limited partnership, and 
the other signatories named as Sellers therein. 

2.05 

  Agreement of Purchase and Sale dated as of January 23, 

2008, by and between UDR, Inc., United Dominion 
Realty, L.P., UDR Texas Properties LLC, UDR Western 
Residential, Inc., UDR South Carolina Trust, UDR Ohio 
Properties, LLC, UDR of Tennessee, L.P., UDR of NC, 
Limited Partnership, Heritage Communities L.P., 
Governour’s Square of Columbus Co., Fountainhead 
Apartments Limited Partnership, AAC Vancouver 
I, L.P., AAC Funding Partnership III, AAC Funding 
Partnership II and DRA Fund VI LLC. 

2.06 

  First Amendment to Agreement of Purchase and Sale 

dated as of February 14, 2008, by and between 
UDR, Inc., United Dominion Realty, L.P., UDR Texas 
Properties LLC, UDR Western Residential, Inc., UDR 
South Carolina Trust, UDR Ohio Properties, LLC, UDR 
of Tennessee, L.P., UDR of NC, Limited Partnership, 
Heritage Communities L.P., Governour’s Square of 
Columbus Co., Fountainhead Apartments Limited 
Partnership, AAC Vancouver I, L.P., AAC Funding 
Partnership III, AAC Funding Partnership II and DRA 
Fund VI LLC. 

2.07 

  Contribution Agreement by and among Home 
Properties, L.P., UDR, Inc., United Dominion 
Realty, L.P. and LSREF 4 Lighthouse Acquisitions, 
LLC, dated June 22, 2015 (UDR, Inc. and United 
Dominion Realty, L.P. have omitted certain schedules 
and exhibits pursuant to Item 601(b)(2) of Regulation S-
K and shall furnish supplementally to the Commission 
copies of any of the omitted schedules and exhibits upon 
request by the Commission.) 

2.08 

 Amendment Agreement, dated as of August 27, 2015, 
by and among UDR, Inc., United Dominion 
Realty, L.P., Home Properties, Inc., Home 
Properties, L.P., LSREF4 Lighthouse Acquisitions, LLC 
LSREF4 Lighthouse Corporate Acquisitions, LLC and 
LSREF4 Lighthouse Operating Acquisitions, LLC. 

3.01 

  Articles of Restatement of UDR, Inc. 

Location 

  Exhibit 2.3 to UDR, Inc.’s Current Report on 
Form 8-K/A dated September 29, 2004 and 
filed with the Commission on November 1, 
2004. 

  Exhibit 2.1 to UDR, Inc.’s Current Report on 
Form 8-K dated January 23, 2008 and filed 
with the Commission on January 29, 2008. 

  Exhibit 2.2 to UDR, Inc.’s Current Report on 
Form 8-K/A dated March 3, 2008 and filed 
with the Commission on May 2, 2008. 

  Exhibit 2.1 to UDR, Inc.’s Current Report on 

Form 8-K dated and filed with the Commission 
on June 22, 2015. 

  Exhibit 2.1 to UDR, Inc.’s Quarterly Report on 
Form 10-Q for the quarter ended September 30, 
2015. 

  Exhibit 3.09 to UDR, Inc.’s Current Report on 
Form 8-K dated July 27, 2005 and filed with 
the Commission on August 1, 2005. 

68 

 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
   
 
 
   
 
 
   
 
 
   
Exhibit 
3.02 

  Articles of Amendment to the Articles of Restatement 

  Exhibit 3.2 to UDR, Inc.’s Current Report on 

Description 

Location 

of UDR, Inc. dated and filed with the State Department 
of Assessments and Taxation of the State of Maryland 
on March 14, 2007. 

Form 8-K dated March 14, 2007 and filed with 
the Commission on March 15, 2007. 

3.03 

  Articles of Amendment to the Articles of Restatement 
of UDR, Inc. dated August 30, 2011 and filed with the 
State Department of Assessments and Taxation of the 
State of Maryland on August 31, 2011. 

  Exhibit 3.1 to UDR, Inc.’s Current Report on 

Form 8-K dated August 29, 2011 and filed with 
the Commission on September 1, 2011. 

3.04 

  Articles Supplementary relating to UDR, Inc.’s 6.75% 

  Exhibit 3.4 to UDR, Inc.’s Form 8-A 

Series G Cumulative Redeemable Preferred Stock dated 
and filed with the State Department of Assessments and 
Taxation of the State of Maryland on May 30, 2007. 

Registration Statement dated and filed with the 
Commission on May 30, 2007. 

3.05 

  Amended and Restated Bylaws of UDR, Inc. (as 

amended through July 12, 2017). 

  Exhibit 3.16 to UDR, Inc.’s Quarterly Report 
on Form 10-Q for the quarter ended June 30, 
2017. 

3.06 

  Certificate of Limited Partnership of United Dominion 

  Exhibit 3.4 to United Dominion Realty, L.P.’s 

Realty, L.P. dated as of February 19, 2004. 

Post-Effective Amendment No. 1 to 
Registration Statement on Form S-3 dated and 
filed with the Commission on October 15, 
2010. 

3.07 

  Amended and Restated Agreement of Limited 

Partnership of United Dominion Realty, L.P. dated as of 
February 23, 2004. 

  Exhibit 10.23 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2003. 

3.08 

  First Amendment to the Amended and Restated 

Agreement of Limited Partnership of United Dominion 
Realty, L.P. dated as of June 24, 2005. 

  Exhibit 10.06 to UDR, Inc.’s Quarterly Report 
on Form 10-Q for the quarter ended June 30, 
2005. 

3.09 

  Second Amendment to the Amended and Restated 

  Exhibit 10.6 to UDR, Inc.’s Quarterly Report 

Agreement of Limited Partnership of United Dominion 
Realty, L.P. dated as of February 23, 2006. 

on Form 10-Q for the quarter ended March 31, 
2006. 

3.10 

  Third Amendment to the Amended and Restated 

  Exhibit 99.1 to UDR, Inc.’s Quarterly Report 

Agreement of Limited Partnership of United Dominion 
Realty, L.P. dated as of February 2, 2007. 

on Form 10-Q for the quarter ended 
September 30, 2009. 

3.11 

  Fourth Amendment to the Amended and Restated 

Agreement of Limited Partnership of United Dominion 
Realty, L.P. dated as of December 27, 2007. 

  Exhibit 10.25 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2007. 

3.12 

  Fifth Amendment to the Amended and Restated 

Agreement of Limited Partnership of United Dominion 
Realty, L.P. dated as of March 7, 2008. 

  Exhibit 10.53 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2008. 

3.13 

  Sixth Amendment to the Amended and Restated 

Agreement of Limited Partnership of United Dominion 
Realty, L.P. dated as of December 9, 2008. 

  Exhibit 10.1 to UDR, Inc.’s Current Report on 
Form 8-K dated December 9, 2008 and filed 
with the Commission on December 10, 2008. 

3.14 

  Seventh Amendment to the Amended and Restated 

Agreement of Limited Partnership of United Dominion 
Realty, L.P., dated as of March 13, 2009. 

  Exhibit 10.1 to UDR, Inc.’s Current Report on 
Form 8-K dated March 18, 2009 and filed with 
the Commission on March 19, 2009. 

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Exhibit 
3.15 

Description 

Location 

  Eighth Amendment to the Amended and Restated 

Agreement of Limited Partnership of United Dominion 
Realty, L.P., dated as of November 17, 2010. 

  Exhibit 10.1 to UDR, Inc.’s Current Report on 
Form 8-K dated and filed with the Commission 
on November 18, 2010. 

3.16 

  Ninth Amendment to the Amended and Restated 

Agreement of Limited Partnership of United Dominion 
Realty, L.P., dated as of December 4, 2015. 

  Exhibit 10.1 to UDR, Inc.’s Current Report on 
Form 8-K dated December 4, 2015 and filed 
with the Commission on December 10, 2015. 

4.01 

  Form of UDR, Inc. Common Stock Certificate. 

  Exhibit 4.1 to UDR, Inc.’s Current Report on 

Form 8-K dated March 14, 2007 and filed with 
the Commission on March 15, 2007. 

4.02 

4.03 

  Senior Indenture dated as of November 1, 1995, by and 
between UDR, Inc. and First Union National Bank of 
Virginia, N.A., as trustee. 

  Exhibit 4(ii)(h)(1) to UDR, Inc.’s Quarterly 
Report on Form 10-Q for the quarter ended 
June 30, 1996. 

  Supplemental Indenture dated as of June 11, 2003, by 
and between UDR, Inc. and Wachovia Bank, National 
Association, as trustee. 

  Exhibit 4.03 to UDR, Inc.’s Current Report on 
Form 8-K dated June 17, 2004 and filed with 
the Commission on June 18, 2004. 

4.04 

  Subordinated Indenture dated as of August 1, 1994 by 
and between UDR, Inc. and Crestar Bank, as trustee. 

4.05 

  Form of UDR, Inc. Senior Debt Security. 

4.06 

  Form of UDR, Inc. Subordinated Debt Security. 

4.07 

  Form of UDR, Inc. Fixed Rate Medium-Term Note, 

Series A. 

4.08 

  Form of UDR, Inc. Floating Rate Medium-Term Note, 

Series A. 

4.09 

  UDR, Inc. 4.25% Medium-Term Note, Series A due 

June   2018, issued May 23, 2011. 

4.10 

  UDR, Inc. 4.625% Medium-Term Note, Series A due 

January 2022, issued January 10, 2012. 

4.11 

  UDR, Inc. 3.70% Medium-Term Note, Series A due 
October 2020, issued September 26, 2013. 

  Exhibit 4(i)(m) to UDR, Inc.’s Form S-3 

Registration Statement (Registration 
No. 33-64725) filed with the Commission on 
November 15, 1995. 

  Exhibit 4(i)(n) to UDR, Inc.’s Form S-3 
Registration Statement (Registration 
No. 33-64725) filed with the Commission on 
November 15, 1995. 

  Exhibit 4(i)(p) to UDR, Inc.’s Form S-3 
Registration Statement (Registration 
No. 33-55159) filed with the Commission on 
August 19, 1994. 

  Exhibit 4.01 to UDR, Inc.’s Current Report on 
Form 8-K dated March 20, 2007 and filed with 
the Commission on March 22, 2007. 

  Exhibit 4.02 to UDR, Inc.’s Current Report on 
Form 8-K dated March 20, 2007 and filed with 
the Commission on March 22, 2007. 

  Exhibit 4.16 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2013. 

  Exhibit 4.17 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2013. 

  Exhibit 4.18 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2013. 

70 

 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
Exhibit 
4.12 

Description 

Location 

  Indenture dated as of April 1, 1994, by and between 
UDR, Inc. and Nationsbank of Virginia, N.A., as 
trustee. 

  Exhibit 4(ii)(f)(1) to UDR, Inc.’s Quarterly 
Report on Form 10-Q for the quarter ended 
March 31, 1994. 

4.13 

  Supplemental Indenture dated as of August 20, 2009, by 
and between UDR, Inc. and U.S. Bank National 
Association, as trustee, to UDR, Inc.’s Indenture dated 
as of April 1, 1994. 

  Exhibit 4.1 to UDR, Inc.’s Current Report on 

Form 8-K dated August 20, 2009 and filed with 
the Commission on August 21, 2009. 

4.16 

4.17 

4.18 

4.14 

  Guaranty of United Dominion Realty, L.P. with respect 
to UDR, Inc.’s Indenture dated as of November 1, 1995. 

4.15 

  Guaranty of United Dominion Realty, L.P. with respect 
to UDR, Inc.’s Indenture dated as of October 12, 2006. 

  First Supplemental Indenture among UDR, Inc., United 
Dominion Realty, L.P. and U.S. Bank National 
Association, as Trustee, dated as of May 3, 2011, 
relating to UDR, Inc.’s Medium-Term Notes, Series A, 
due Nine Months or More from Date of Issue. 

  Exhibit 99.1 to UDR, Inc.’s Current Report on 
Form 8-K dated and filed with the Commission 
on September 30, 2010. 

  Exhibit 99.2 to UDR, Inc.’s Current Report on 
Form 8-K dated and filed with the Commission 
on September 30, 2010. 

  Exhibit 4.1 to UDR, Inc.’s Current Report on 

Form 8-K filed with the Commission on May 4, 
2011. 

  UDR, Inc. 3.75% Medium-Term Note, Series A due 
October 2024, issued June 26, 2014. 

  Exhibit 4.1 to UDR, Inc.’s Quarterly Report on 
Form 10-Q for the quarter ended June 30, 2014. 

  UDR, Inc. 4.00% Medium-Term Note, Series A due 
October 2025, issued September 22, 2015. 

4.19 

  UDR, Inc. 2.950% Medium-Term Note, Series A due 
September 2026, issued August 23, 2016. 

4.20 

  UDR, Inc. 3.500% Medium-Term Note, Series A due 
July 2027, issued June 16, 2017. 

  Exhibit 4.23 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2015. 

  Exhibit 4.1 to UDR, Inc.’s Quarterly Report on 
Form 10-Q for the quarter ended September 30, 
2016. 

  Exhibit 10.2 to UDR, Inc.’s Quarterly Report 
on Form 10-Q for the quarter ended June 30, 
2017. 

4.21 

  UDR, Inc. 3.500% Medium-Term Note, Series A due 
January 2028, issued December 13, 2017. 

  Filed herewith. 

10.01*  UDR, Inc. 1999 Long-Term Incentive Plan (as amended 

and restated February 2, 2017). 

10.02* 

Form of UDR, Inc. Restricted Stock Award Agreement 
under the 1999 Long-Term Incentive Plan. 

  Exhibit 10.1 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2016. 

  Exhibit 10.2 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2016. 

10.03* 

Form of UDR, Inc. Restricted Stock Award Agreement 
for awards outside of the 1999 Long-Term Incentive 
Plan. 

  Exhibit 99.3 to UDR, Inc.’s Current Report on 
Form 8-K dated March 19, 2007 and filed with 
the Commission on March 19, 2007. 

10.04* 

Form of UDR, Inc. Notice of Performance Contingent 
Restricted Stock Award. 

  Exhibit 10.2 to UDR, Inc.’s Current Report on 
Form 8-K dated May 2, 2006 and filed with the 
Commission on May 8, 2006. 

71 

 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
   
 
   
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
Exhibit 
10.05*  Description of UDR, Inc. Shareholder Value Plan. 

Description 

10.06*  Description of UDR, Inc. Executive Deferral Plan. 

Location 
  Exhibit 10(x) to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
1999. 

  Exhibit 10(xi) to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
1999. 

10.07* 

Indemnification Agreement by and between UDR, Inc. 
and each of its directors and officers listed on Schedule 
A thereto. 

  Exhibit 10.7 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2016. 

10.08 

 Amended and Restated Master Credit Facility 
Agreement dated as of June 24, 2002 by and between 
UDR, Inc. and Green Park Financial Limited 
Partnership, as amended through February 14, 2007. 

  Exhibit 10.41 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2006. 

10.09 

  Limited Liability Company Agreement of UDR Texas 
Ventures LLC, a Delaware limited liability company, 
dated as of November 5, 2007. 

  Exhibit 10.1 to UDR, Inc.’s Current Report on 
Form 8-K dated November 5, 2007 and filed 
with the Commission on November 9, 2007. 

10.10* 

Letter Agreement between UDR, Inc. and Thomas M. 
Herzog, dated May 12, 2016. 

  Exhibit 10.1 to UDR, Inc.’s Current Report on 
Form 8-K dated May 12, 2016 and filed with 
the Commission on May 18, 2016. 

10.11 

  Subordination Agreement dated as of April 16, 1998, by 

and between UDR, Inc. and United Dominion 
Realty, L.P. 

  Exhibit 10(vi)(a) to UDR, Inc.’s Quarterly 
Report on Form 10-Q for the quarter ended 
March 31, 1998. 

10.12 

  Third Amended and Restated Distribution Agreement 
among UDR, Inc., United Dominion Realty, L.P., as 
Guarantor, Citigroup Global Markets Inc., Deutsche 
Bank Securities Inc., J.P. Morgan Securities LLC, 
Merrill Lynch, Pierce, Fenner & Smith Incorporated, 
Morgan Stanley & Co. Incorporated and Wells Fargo 
Securities, LLC, as Agents, dated September 1, 2011, 
with respect to the issue and sale by UDR, Inc. of its 
Medium-Term Notes, Series A Due Nine Months or 
More From Date of Issue. 

  Exhibit 1.2 to UDR, Inc.’s Current Report on 

Form 8-K dated and filed with the Commission 
on September 1, 2011. 

10.13 

  Credit Agreement, dated as of October 20, 2015, by and 

among UDR, Inc., as borrower, and the lenders and 
agents party thereto. 

  Exhibit 10.1 to UDR, Inc.’s Current Report on 
Form 8-K dated October 20, 2015 and filed 
with the Commission on October 26, 2015. 

10.14 

10.15 

10.16 

 Guaranty of United Dominion Realty, L.P., dated as of 
October 20, 2015, with respect to the Credit Agreement, 
dated as of October 20, 2015. 

  Exhibit 10.2 to UDR, Inc.’s Current Report on 
Form 8-K dated October 20, 2015 and filed 
with the Commission on October 26, 2015. 

 Aircraft Time Sharing Agreement dated as of 
November 11, 2016, by and between UDR, Inc. and 
Thomas W. Toomey. 

  Exhibit 10.16 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2016. 

  Aircraft Time Sharing Agreement dated as of 
November 11, 2016, by and between UDR, Inc. and 
Warren L. Troupe. 

  Exhibit 10.17 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2016. 

72 

 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
Location 

  Exhibit 1.2 to UDR, Inc.’s Current Report on 
Form 8-K dated July 29, 2014 and filed with 
the Commission on July 31, 2014. 

Exhibit 
10.17 

Description 

  Amendment No. 1, dated July 29, 2014, to the Third 
Amended and Restated Distribution Agreement among 
UDR, Inc., United Dominion Realty, L.P., as Guarantor, 
Citigroup Global Markets Inc., Deutsche Bank 
Securities Inc., J.P. Morgan Securities LLC, Merrill 
Lynch, Pierce, Fenner & Smith Incorporated, Morgan 
Stanley & Co. Incorporated and Wells Fargo Securities, 
LLC, as Agents, dated September 1, 2011, with respect 
to the issue and sale by UDR, Inc. of its Medium-Term 
Notes, Series A Due Nine Months or More From Date 
of Issue. 

10.18 

  Agreement of Limited Partnership of UDR Lighthouse 
DownREIT L.P., dated as of October 5, 2015, as 
amended. 

  Exhibit 10.21 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2015. 

10.19*  Class 1 LTIP Unit Award Agreement 

10.20*  Notice of Class 2 LTIP Unit Award 

  Exhibit 10.22 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2015. 

  Exhibit 10.23 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2015. 

10.21 

10.22 

12.1 

12.2 

  First Amendment, dated January 20, 2017, to the Credit 
Agreement, dated as of October 20, 2015, by and among 
UDR, Inc., as borrower, and the lenders and agents 
party thereto. 

  Exhibit 10.24 to UDR, Inc.’s Annual Report on 
Form 10-K for the year ended December 31, 
2016. 

  Exhibit 1.2 to UDR, Inc.’s Current Report on 
Form 8-K dated April 27, 2017 and filed with 
the commission on April 27, 2017. 

  Amendment No. 2, dated April 27, 2017, to the Third 
Amended and Restated Distribution Agreement, dated 
September 1, 2011 and as amended July 29, 2014, 
among the Company and Citigroup Global Markets Inc., 
J.P. Morgan Securities LLC, Merrill Lynch, Pierce, 
Fenner & Smith Incorporated, Morgan Stanley & Co. 
LLC, and Wells Fargo Securities, LLC, as Agents, with 
respect to the issue and sale by UDR, Inc. of its Medium 
Term Notes, Series A Due Nine Months or More From 
Date of Issue. 

  Computation of Ratio of Earnings to Combined Fixed 
Charges and Preferred Stock Dividends of UDR, Inc. 

  Filed herewith. 

  Computation of Ratio of Earnings to Fixed Charges of 
United Dominion Realty, L.P. 

  Filed herewith. 

21 

  Subsidiaries of UDR, Inc. and United Dominion 
Realty, L.P. 

  Filed herewith. 

23.1 

Consent of Independent Registered Public Accounting 
Firm for UDR, Inc. 

  Filed herewith. 

23.2 

  Consent of Independent Registered Public Accounting 

  Filed herewith. 

Firm for United Dominion Realty, L.P. 

73 

 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
Exhibit 
31.1 

  Rule 13a-14(a) Certification of the Chief Executive 

  Filed herewith. 

Description 

Location 

Officer of UDR, Inc. 

31.2 

  Rule 13a-14(a) Certification of the Chief Financial 

  Filed herewith. 

Officer of UDR, Inc. 

31.3 

  Rule 13a-14(a) Certification of the Chief Executive 

  Filed herewith. 

Officer of United Dominion Realty, L.P. 

31.4 

  Rule 13a-14(a) Certification of the Chief Financial 

  Filed herewith. 

Officer of United Dominion Realty, L.P. 

32.1 

  Section 1350 Certification of the Chief Executive 

  Filed herewith. 

Officer of UDR, Inc. 

32.2 

  Section 1350 Certification of the Chief Financial Officer 

  Filed herewith. 

of UDR, Inc. 

32.3 

  Section 1350 Certification of the Chief Executive 

  Filed herewith. 

Officer of United Dominion Realty, L.P. 

32.4 

  Section 1350 Certification of the Chief Financial Officer 

  Filed herewith. 

of United Dominion Realty, L.P. 

99.1 

  UDR Lighthouse DownREIT L.P. financial statements 

  Filed herewith. 

as required under Rule 3-09 of Regulation S-X. 

101 

  XBRL (Extensible Business Reporting Language). The 

following materials from this Annual Report on 
Form 10-K for the period ended December 31, 2017, 
formatted in XBRL: (i) consolidated balance sheets of 
UDR, Inc., (ii) consolidated statements of operations of 
UDR, Inc., (iii) consolidated statements of 
comprehensive income/(loss) of UDR, Inc., 
(iv) consolidated statements of changes in equity of 
UDR, Inc., (v) consolidated statements of cash flows of 
UDR, Inc., (vi) notes to consolidated financial 
statements of UDR, Inc., (vii) consolidated balance 
sheets of United Dominion Realty, L.P., 
(viii) consolidated statements of operations of United 
Dominion Realty, L.P., (ix) consolidated statements of 
comprehensive income/(loss) of United Dominion 
Realty, L.P.; (x) consolidated statements of changes in 
capital of United Dominion Realty, L.P., (xi) 
consolidated statements of cash flows of United 
Dominion Realty, L.P. and (xii) notes to consolidated 
financial statements of United Dominion Realty, L.P. 

*  Management Contract or Compensatory Plan or Arrangement 

Item 16. FORM 10-K SUMMARY 

None. 

74 

 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has 

duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Date:   February 20, 2018 

UDR, Inc. 

By: /s/ Thomas W. Toomey 
Thomas W. Toomey 
Chairman of the Board, Chief Executive Officer, and 
President (Principal Executive Officer) 

Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below on 

February 20, 2018 by the following persons on behalf of the registrant and in the capacities indicated. 

/s/ Thomas W. Toomey 
Thomas W. Toomey 
Chairman of the Board, Chief Executive Officer, and 
President (Principal Executive Officer) 

/s/ Katherine A. Cattanach 
Katherine A. Cattanach 

  Director 

/s/ Joseph D. Fisher 
Joseph D. Fisher 
Senior Vice President and Chief Financial Officer 
(Principal Financial Officer) 

/s/ Mary Ann King 
Mary Ann King 

  Director 

/s/ Tracy L. Hofmeister 
Tracy L. Hofmeister 
Vice President – Chief Accounting Officer 
(Interim Principal Accounting Officer) 

/s/ James D. Klingbeil 
James D. Klingbeil 
Lead Independent Director 

/s/ Lynne B. Sagalyn 
Lynne B. Sagalyn 
Vice Chair of the Board 

/s/ Robert P. Freeman 
Robert P. Freeman 

  Director 

/s/ Jon A. Grove 
Jon A. Grove 

  Director 

/s/ Clint D. McDonnough 

  Clint D. McDonnough 
  Director 

/s/ Robert A. McNamara 
Robert A. McNamara 

  Director 

/s/ Mark R. Patterson 
 Mark R. Patterson 

  Director 

75 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has 

duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

Date:   February 20, 2018 

UNITED DOMINION REALTY, L.P. 

By: UDR, Inc., its sole general partner 

By: /s/ Thomas W. Toomey 
Thomas W. Toomey 
Chairman of the Board, Chief Executive Officer, and 
President (Principal Executive Officer) 

Pursuant to the requirements of the Securities Exchange Act of 1934, this Report has been signed below on 

February 20, 2018 by the following persons on behalf of the registrant and in the capacities indicated. 

/s/ Thomas W. Toomey 
Thomas W. Toomey 
Chairman of the Board, Chief Executive Officer, and 
President of the General Partner 
(Principal Executive Officer) 

/s/ Katherine A. Cattanach 
Katherine A. Cattanach 
Director of the General Partner 

/s/ Joseph D. Fisher 
Joseph D. Fisher 
Senior Vice President and Chief Financial Officer 
of the General Partner (Principal Financial Officer) 

/s/ Mary Ann King 
Mary Ann King 

  Director of the General Partner 

/s/ Tracy L. Hofmeister 
Tracy L. Hofmeister 
Vice President – Chief Accounting Officer  
of the General Partner 
(Interim Principal Accounting Officer) 

/s/ Robert P. Freeman 
Robert P. Freeman 
Director of the General Partner 

/s/ James D. Klingbeil 
James D. Klingbeil 
Lead Independent Director of the General Partner 

/s/ Jon A. Grove 
Jon A. Grove 

  Director of the General Partner 

/s/ Lynne B. Sagalyn 
Lynne B. Sagalyn 
Vice Chair of the Board of the General Partner 

/s/ Clint D. McDonnough 

  Clint D. McDonnough 
  Director of the General Partner 

/s/ Robert A. McNamara 
Robert A. McNamara 

  Director of the General Partner 

/s/ Mark R. Patterson 
 Mark R. Patterson 

  Director of the General Partner 

76 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS AND SCHEDULE 

PAGE 

FINANCIAL STATEMENTS FILED AS PART OF THIS REPORT 

UDR, INC.: 

Reports of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets at December 31, 2017 and 2016 

Consolidated Statements of Operations for the years ended December 31, 2017, 2016, and 2015 

Consolidated Statements of Comprehensive Income/(Loss) for the years ended December 31, 2017, 2016, and 
2015 

Consolidated Statements of Changes in Equity for the years ended December 31, 2017, 2016, and 2015 

Consolidated Statements of Cash Flows for the years ended December 31, 2017, 2016, and 2015 

Notes to Consolidated Financial Statements 

UNITED DOMINION REALTY, L.P.: 

Report of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets at December 31, 2017 and 2016 

Consolidated Statements of Operations for the years ended December 31, 2017, 2016, and 2015 

Consolidated Statements of Comprehensive Income/(Loss) for the years ended December 31, 2017, 2016, and 
2015 

Consolidated Statements of Changes in Capital for the years ended December 31, 2017, 2016, and 2015 

Consolidated Statements of Cash Flows for the years ended December 31, 2017, 2016, and 2015 

Notes to Consolidated Financial Statements 

SCHEDULES FILED AS PART OF THIS REPORT 

UDR, INC.: 

Schedule III- Summary of Real Estate Owned 

UNITED DOMINION REALTY, L.P.: 

Schedule III- Summary of Real Estate Owned 

F-2 

F-4 

F-5 

F-6 

F-7 

F-8 

F-9 

F-50 

F-51 

F-52 

F-53 

F-54 

F-55 

F-56 

S-1 

S-6 

All other schedules are omitted since the required information is not present or is not present in amounts 

sufficient to require submission of the schedule, or because the information required is included in the consolidated 
financial statements and notes thereto. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 

The Board of Directors and Stockholders of UDR, Inc. 

Opinion on the Financial Statements  

We have audited the accompanying consolidated balance sheets of UDR, Inc. (the “Company”) as of December 31, 2017 
and 2016, and the related consolidated statements of operations, comprehensive income/(loss), changes in equity, and 
cash flows for each of the three years in the period ended December 31, 2017, and the related notes and financial 
statement schedule listed in the Index at Item 15(a) (collectively referred to as the “consolidated financial statements”).  
In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the 
Company at December 31, 2017 and 2016, and the results of its operations and its cash flows for each of the three years 
in the period ended December 31, 2017, in conformity with U.S. generally accepted accounting principles. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the Company’s internal control over financial reporting as of December 31, 2017, based on criteria 
established in Internal Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the 
Treadway Commission (2013 framework) and our report dated February 20, 2018 expressed an unqualified opinion 
thereon. 

Basis for Opinion  

These financial statements are the responsibility of the Company's management. Our responsibility is to express an 
opinion on the Company’s financial statements based on our audits. We are a public accounting firm registered with the 
PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities 
laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.  

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether the financial statements are free of material 
misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material 
misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those 
risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the 
financial statements. Our audits also included evaluating the accounting principles used and significant estimates made 
by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits 
provide a reasonable basis for our opinion.  

/s/ Ernst & Young LLP 

We have served as the Company’s auditor since at least 1984, but we are unable to determine the specific year. 

Denver, Colorado 
February 20, 2018 

F - 2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 

The Board of Directors and Stockholders of UDR, Inc. 

Opinion on Internal Control over Financial Reporting  

We have audited UDR, Inc.’s internal control over financial reporting as of December 31, 2017, based on criteria 
established in Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations of the 
Treadway Commission (2013 framework) (the COSO criteria). In our opinion, UDR, Inc. (the Company) maintained, in 
all material respects, effective internal control over financial reporting as of December 31, 2017, based on the COSO 
criteria. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the consolidated balance sheets of the Company as of December 31, 2017 and 2016, and the related 
consolidated statements of operations, comprehensive income/(loss), changes in equity, and cash flows for each of the 
three years in the period ended December 31, 2017, and the related notes and financial statement schedule listed in the 
Index at Item 15(a) and our report dated February 20, 2018 expressed an unqualified opinion thereon. 

Basis for Opinion  

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its 
assessment of the effectiveness of internal control over financial reporting included in the accompanying Management's 
Report on Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal 
control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are 
required  to  be  independent  with  respect  to  the  Company  in  accordance  with  the  U.S.  federal  securities  laws  and  the 
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform 
the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained 
in all material respects. 

Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed 
risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our audit 
provides a reasonable basis for our opinion.  

Definition and Limitations of Internal Control Over Financial Reporting  

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies 
and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded 
as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, 
and that receipts and expenditures of the company are being made only in accordance with authorizations of management 
and  directors  of  the  company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of 
unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial 
statements.  

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.  

/s/ Ernst & Young LLP 

Denver, Colorado 
February 20, 2018 

F - 3 

 
 
 
 
 
 
 
 
 
 
 
 
 
UDR, INC. 
CONSOLIDATED BALANCE SHEETS 
(In thousands, except share data) 

Real estate owned: 

Real estate held for investment 

ASSETS 

Less: accumulated depreciation 
Real estate held for investment, net 
Real estate under development (net of accumulated depreciation of $3,854 and $0, 
respectively) 
Real estate held for disposition (net of accumulated depreciation of $0 and $553, 
respectively) 
Total real estate owned, net of accumulated depreciation 

Cash and cash equivalents 
Restricted cash 
Notes receivable, net 
Investment in and advances to unconsolidated joint ventures, net 
Other assets 

Total assets 

Liabilities: 

LIABILITIES AND EQUITY 

Secured debt, net 
Unsecured debt, net 
Real estate taxes payable 
Accrued interest payable 
Security deposits and prepaid rent 
Distributions payable 
Accounts payable, accrued expenses, and other liabilities 

Total liabilities 

Commitments and contingencies (Note 14) 

December 31,  
2017 

December 31,  
2016 

  $ 

 9,584,716   $ 
 (3,326,312) 
 6,258,404  

 9,271,847 
 (2,923,072)
 6,348,775 

 588,636  

 342,282 

 —  
 6,847,040  
 2,038  
 19,792  
 19,469  
 720,830  
 124,104  
 7,733,273   $ 

 1,071 
 6,692,128 
 2,112 
 19,994 
 19,790 
 827,025 
 118,535 
 7,679,584 

  $ 

  $ 

 803,269   $ 

 2,868,394  
 18,349  
 33,432  
 31,916  
 91,455  
 102,956  
 3,949,771  

 1,130,858 
 2,270,620 
 17,388 
 29,257 
 34,238 
 86,936 
 103,835 
 3,673,132 

Redeemable noncontrolling interests in the Operating Partnership and DownREIT Partnership  

 948,138  

 909,482 

Equity: 

Preferred stock, no par value; 50,000,000 shares authorized: 

8.00% Series E Cumulative Convertible; 2,780,994 and 2,796,903 shares issued and 
outstanding at December 31, 2017 and December 31, 2016, respectively 
Series F; 15,852,721 and 16,196,889 shares issued and outstanding at December 31, 2017 
and December 31, 2016, respectively 

Common stock, $0.01 par value; 350,000,000 shares authorized: 

267,822,069 and 267,259,469 shares issued and outstanding at December 31, 2017 and 
December 31, 2016, respectively 

Additional paid-in capital 
Distributions in excess of net income 
Accumulated other comprehensive income/(loss), net 

Total stockholders’ equity 

Noncontrolling interests 

Total equity 
Total liabilities and equity 

 46,200  

 46,457 

 1  

 1 

 2,678  
 4,651,205  
 (1,871,603) 
 (2,681) 
 2,825,800  
 9,564  
 2,835,364  
 7,733,273   $ 

 2,673 
 4,635,413 
 (1,585,825)
 (5,609)
 3,093,110 
 3,860 
 3,096,970 
 7,679,584 

  $ 

See accompanying notes to consolidated financial statements. 

F - 4 

 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
  
 
     
 
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
 
  
    
  
   
 
  
    
  
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
 
  
    
  
   
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
  
    
  
   
 
  
    
  
   
 
  
  
 
  
  
 
  
    
  
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
UDR, INC. 
CONSOLIDATED STATEMENTS OF OPERATIONS 
(In thousands, except per share data) 

Year Ended December 31,  
2016 

2015 

2017 

REVENUES: 

Rental income 
Joint venture management and other fees 

Total revenues 

OPERATING EXPENSES: 

Property operating and maintenance 
Real estate taxes and insurance 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related charges/(recoveries), net 
Other depreciation and amortization 

Total operating expenses 

Operating income 

Income/(loss) from unconsolidated entities 
Interest expense 
Interest income and other income/(expense), net 

Income/(loss) before income taxes and gain/(loss) on sale of real estate owned 

Tax (provision)/benefit, net 

Income/(loss) from continuing operations 

Gain/(loss) on sale of real estate owned, net of tax 

Net income/(loss) 

Net (income)/loss attributable to redeemable noncontrolling interests in the 
Operating Partnership and DownREIT Partnership 
Net (income)/loss attributable to noncontrolling interests 

Net income/(loss) attributable to UDR, Inc. 

Distributions to preferred stockholders — Series E (Convertible) 

Net income/(loss) attributable to common stockholders 

$  984,309   $  948,461   $   871,928 
 22,710 
    894,638 

 11,400  
    959,861  

 11,482  
    995,791  

    164,660  
    121,146  
 27,068  
 9,060  
    430,054  
 48,566  
 4,335  
 6,408  
    811,297  
    184,494  
 31,257  
   (128,711) 
 1,971  
 89,011  
 240  
 89,251  
 43,404  
    132,655  

    159,947  
    115,429  
 26,083  
 7,649  
    419,615  
 49,761  
 732  
 6,023  
    785,239  
    174,622  
 52,234  
   (123,031) 
 1,930  
    105,755  
 3,774  
    109,529  
    210,851  
    320,380  

    155,096 
    102,963 
 23,978 
 9,708 
    374,598 
 59,690 
 2,335 
 6,679 
    735,047 
    159,591 
 62,329 
   (121,875)
 1,551 
    101,596 
 3,886 
    105,482 
    251,677 
    357,159 

    (10,933) 
 (164) 
    121,558  
 (3,708) 

 (16,773)
 (3)
 340,383 
 (3,722)
$  117,850   $  289,001   $   336,661 

    (27,282) 
 (380) 
    292,718  
 (3,717) 

Income/(loss) per weighted average common share: 

Basic 
Diluted 

Weighted average number of common shares outstanding: 

Basic 
Diluted 

$
$

 0.44   $
 0.44   $

 1.09   $ 
 1.08   $ 

 1.30 
 1.29 

    267,024  
    268,830  

    265,386  
    267,311  

    258,669 
    263,752 

See accompanying notes to consolidated financial statements. 

F - 5 

 
 
 
 
 
 
 
 
 
 
 
 
 
    
     
     
 
        
        
   
  
  
  
  
    
  
    
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
   
 
   
 
   
  
    
  
    
  
   
 
 
   
 
   
 
   
  
    
  
    
  
   
 
 
 
UDR, INC. 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME/(LOSS) 
(In thousands) 

Net income/(loss) 

Other comprehensive income/(loss), including portion attributable to 
noncontrolling interests: 

Other comprehensive income/(loss) - derivative instruments: 

Unrealized holding gain/(loss) 
(Gain)/loss reclassified into earnings from other comprehensive 
income/(loss) 

Other comprehensive income/(loss), including portion attributable to 
noncontrolling interests 
Comprehensive income/(loss) 
Comprehensive (income)/loss attributable to noncontrolling interests 
Comprehensive income/(loss) attributable to UDR, Inc. 

Year Ended December 31,  
2016 

2015 

2017 

  $  132,655   $  320,380   $  357,159 

 1,802  

 3,514  

 (6,393)

 1,407  

 3,657  

 2,262 

 3,209  
    135,864  
    (11,378) 

 (4,131)
    353,028 
    (16,468)
  $  124,486   $  299,787   $  336,560 

 7,171  
    327,551  
    (27,764) 

See accompanying notes to consolidated financial statements. 

F - 6 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
  
    
  
    
  
   
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
 
UDR, INC. 
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY 
(In thousands, except per share data) 

  Preferred   Common 

Stock 

Stock 

Paid-in 
Capital 

    Distributions     
in Excess of  
  Net Income   

Comprehensive      
Income/(Loss),   Noncontrolling 

net 

Interests 

Total 

Accumulated 
Other 

Balance at December 31, 2014 

  $   46,571   $   2,551   $ 4,223,747   $  (1,528,917)  $ 

Net income/(loss) attributable to UDR, Inc. 
Net income/(loss) attributable to noncontrolling interests 
Other comprehensive income/(loss) 
Issuance/(forfeiture) of common and restricted shares, net 
Issuance of common shares through public offering 
Conversion of Series E Cumulative Convertible Shares 
Issuance of Series F Preferred Stock 
Adjustment for conversion of noncontrolling interest of 
unitholders in the Operating Partnership and DownREIT 
Partnership 
Common stock distributions declared ($1.11 per share) 
Preferred stock distributions declared-Series E ($1.3288 per 
share) 
Adjustment to reflect redemption value of redeemable 
noncontrolling interests 

Balance at December 31, 2015 

Net income/(loss) attributable to UDR, Inc. 
Net income/(loss) attributable to noncontrolling interests 
Disposition of noncontrolling interest of consolidated real 
estate 
Contribution of noncontrolling interests in consolidated real 
estate 
Long Term Incentive Plan Unit grants/(vestings), net 
Other comprehensive income/(loss) 
Issuance/(forfeiture) of common and restricted shares, net 
Issuance of common shares through public offering 
Adjustment for conversion of noncontrolling interest of 
unitholders in the Operating Partnership and DownREIT 
Partnership 
Common stock distributions declared ($1.18 per share) 
Preferred stock distributions declared-Series E ($1.3288 per 
share) 
Adjustment to reflect redemption value of redeemable 
noncontrolling interests 

Balance at December 31, 2016 

Net income/(loss) attributable to UDR, Inc. 
Net income/(loss) attributable to noncontrolling interests 
Contribution of noncontrolling interests in consolidated real 
estate 
Long Term Incentive Plan Unit grants/(vestings), net 
Other comprehensive income/(loss) 
Issuance/(forfeiture) of common and restricted shares, net 
Cumulative effect upon adoption of ASU 2016-09 
Conversion of Series E Cumulative Convertible shares 
Adjustment for conversion of noncontrolling interest of 
unitholders in the Operating Partnership and DownREIT 
Partnership 
Common stock distributions declared ($1.24 per share) 
Preferred stock distributions declared-Series E ($1.3288 per 
share) 
Adjustment to reflect redemption value of redeemable 
noncontrolling interests 

 —  
 —  
 —  
 —  
 —  
 (114) 
 1  

 —  
 —  

 —  

 —  
 —  
 —  
 3  
 63  
 —  
 —  

 1  
 —  

 —  

 —  
 —  
 —  
 10,191  
 209,948  
 114  
 —  

 340,383  
 —  
 —  
 —  
 —  
 —  
 —  

 3,816  
 —  

 —  
 (289,500) 

 —  

 (3,722) 

 —  
    46,458  
 —  
 —  

 —  
 2,618  
 —  
 —  

 —  
   4,447,816  
 —  
 —  

 (102,703) 
    (1,584,459) 
 292,718  
 —  

 —  

 —  
 —  
 —  
 —  
 —  

 —  
 —  

 —  

 —  

 —  
 —  
 —  
 2  
 50  

 3  
 —  

 —  

 —  

 —  
 —  
 —  
 4,973  
 173,161  

 —  

 —  
 —  
 —  
 —  
 —  

 9,463  
 —  

 —  
 (315,102) 

 —  

 (3,717) 

 —  
 46,458  
 —  
 —  

 —  
 2,673  
 —  
 —  

 —  
   4,635,413  
 —  
 —  

 24,735  
   (1,585,825) 
 121,558  
 —  

 —  
 —  
 —  
 —  
 —  
 (257) 

 —  
 —  

 —  

 —  

 —  
 —  
 —  
 1  
 —  
 —  

 4  
 —  

 —  

 —  

 —  
 —  
 —  
 437  
 558  
 257  

 —  
 —  
 —  
 —  
 (558) 
 —  

 14,540  
 —  

 —  
 (331,974) 

 —  

 —  

 (3,708) 

 (71,096) 

Balance at December 31, 2017 

  $   46,201   $   2,678   $ 4,651,205   $  (1,871,603)  $ 

 (8,855)  $ 
 —  
 —  
 (3,823) 
 —  
 —  
 —  
 —  

 —  
 —  

 —  

 —  
 (12,678) 
 —  
 —  

 853   $ 2,735,950 
 340,383 
 —  
 3 
 3  
 (3,823)
 —  
 10,194 
 —  
 210,011 
 —  
 — 
 —  
 1 
 —  

 —  
 —  

 3,817 
    (289,500)

 —  

 (3,722)

 —  
 856  
 —  
 322  

    (102,703)
   2,900,611 
 292,718 
 322 

 —  

 (1,155) 

 (1,155)

 —  
 —  
 7,069  
 —  
 —  

 —  
 —  

 —  

 —  
 (5,609) 
 —  
 —  

 —  
 —  
 2,928  
 —  
 —  
 —  

 —  
 —  

 —  

 102  
 3,735  
 —  
 —  
 —  

 102 
 3,735 
 7,069 
 4,975 
 173,211 

 —  
 —  

 9,466 
    (315,102)

 —  

 (3,717)

 —  
 3,860  
 —  
 147  

 24,735 
   3,096,970 
 121,558 
 147 

 125  
 5,432  
 —  
 —  
 —  
 —  

 125 
 5,432 
 2,928 
 438 
 — 
 — 

 —  
 —  

 14,544 
    (331,974)

 —  

 (3,708)

 —  
 (2,681)  $ 

 —  

 (71,096)
 9,564   $ 2,835,364 

See accompanying notes to consolidated financial statements. 

F - 7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
 
   
 
   
 
   
 
   
 
 
 
 
 
 
   
 
      
 
      
 
      
 
 
      
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
 
 
 
 
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
 
UDR, INC. 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(In thousands, except for share data) 

Operating Activities 
Net income/(loss) 
Adjustments to reconcile net income/(loss) to net cash provided by/(used in) operating activities: 

Year Ended December 31,  
2016 

2015 

2017 

  $ 

 132,655 

  $ 

 320,380 

  $ 

 357,159 

Depreciation and amortization 
(Gain)/loss on sale of real estate owned, net of tax 
(Income)/loss from unconsolidated entities 
Return on investment in unconsolidated joint ventures 
Amortization of share-based compensation 
Other 
Changes in operating assets and liabilities: 
(Increase)/decrease in operating assets 
Increase/(decrease) in operating liabilities 
Net cash provided by/(used in) operating activities 

Investing Activities 

Acquisition of real estate assets 
Proceeds from sales of real estate investments, net 
Development of real estate assets 
Capital expenditures and other major improvements — real estate assets, net of escrow 
reimbursement 
Capital expenditures — non-real estate assets 
Investment in unconsolidated joint ventures 
Distributions received from unconsolidated joint ventures 
Repayment/(issuance) of notes receivable, net 
Net cash provided by/(used in) investing activities 

Financing Activities 

Payments on secured debt 
Proceeds from the issuance of secured debt 
Payments on unsecured debt 
Proceeds from the issuance of unsecured debt 
Net proceeds/(repayment) of revolving bank debt 
Proceeds from the issuance of common shares through public offering, net 
Distributions paid to redeemable noncontrolling interests 
Distributions paid to preferred stockholders 
Distributions paid to common stockholders 
Other 

Net cash provided by/(used in) financing activities 
Net increase/(decrease) in cash and cash equivalents 
Cash and cash equivalents, beginning of year 
Cash and cash equivalents, end of year 

Supplemental Information: 

Interest paid during the period, net of amounts capitalized 
Cash paid/(refunds received) for income taxes 
Non-cash transactions: 

Transfer of investment in and advances to unconsolidated joint ventures to real estate owned 
Secured debt assumed in the consolidation of unconsolidated joint ventures 
Fair value adjustment of secured debt assumed in the consolidation of unconsolidated joint 
ventures 
Acquisition of communities in exchange for DownREIT units and assumption of debt 
Acquisition of real estate 
Fair value adjustment of debt acquired as part of acquisition of real estate 
Vesting of LTIP Units 
Development costs and capital expenditures incurred but not yet paid 
Conversion of Operating Partnership and DownREIT Partnership noncontrolling interests to 
common stock (389,033 shares in 2017; 260,292 shares in 2016; and 112,174 shares in 2015) 
Dividends declared but not yet paid 

 436,462   
 (43,404) 
 (31,257) 
 4,416   
 12,862   
 20,467   

 (8,771) 
 (4,278) 
 519,152   

 (96,791) 
 71,235   
 (248,546) 

 (124,763) 
 (1,384) 
 (123,842) 
 116,329   
 321   
 (407,441) 

 (326,346) 
 —   
 (300,000) 
 898,095   
 417   
 —   
 (31,089) 
 (3,708) 
 (327,793) 
 (21,361) 
 (111,785) 
 (74) 
 2,112   
 2,038   

 126,348   
 1,660   

 140,549   
 —   

 —   
 —   
 —   
 —   
 2,317   
 43,930   

 14,544   
 91,455   

$ 

$ 

$ 

 425,638   
 (210,851) 
 (52,234) 
 57,578   
 13,398   
 24,142   

 (29,038) 
 (12,084) 
 536,929   

 (163,015) 
 302,354   
 (178,279) 

 (91,852) 
 (4,439) 
 (40,162) 
 66,116   
 (3,000) 
 (112,277) 

 (375,308) 
 50,000   
 (95,053) 
 300,000   
 (128,650) 
 173,211   
 (29,688) 
 (3,717) 
 (308,923) 
 (11,154) 
 (429,282) 
 (4,630) 
 6,742   
 2,112   

 124,635   
 693   

 80,583   
 75,796   

 4,228   
 —   
 —   
 —   
 —   
 46,285   

 9,466   
 86,936   

$ 

$ 

$ 

 381,277 
 (251,677)
 (62,329)
 27,012 
 18,017 
 3,410 

 (4,652)
 (9,590)
 458,627 

 (244,769)
 387,650 
 (103,205)

 (113,400)
 (4,049)
 (217,642)
 32,279 
 (2,325)
 (265,461)

 (193,958)
 127,600 
 (325,540)
 299,310 
 (2,500)
 210,011 
 (10,654)
 (3,722)
 (283,168)
 (19,027)
 (201,648)
 (8,482)
 15,224 
 6,742 

 130,240 
 (1,014)

 — 
 — 

 — 
 660,832 
 24,067 
 1,363 
 — 
 20,375 

 3,817 
 80,368 

$ 

  $ 

$ 

See accompanying notes to consolidated financial statements. 

F - 8 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
      
 
      
 
   
    
   
    
   
    
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
  
     
  
   
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
  
     
  
     
  
   
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
 
   
 
 
 
 
 
  
     
  
     
  
   
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
    
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
  
     
  
     
  
   
    
  
  
    
     
  
     
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
  
  
  
  
  
  
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
DECEMBER 31, 2017 

1. CONSOLIDATION AND BASIS OF PRESENTATION 

Organization and Formation 

UDR, Inc. (“UDR,” the “Company,” “we,” or “our”) is a self-administered real estate investment trust, or 

REIT, that owns, operates, acquires, renovates, develops, redevelops, and manages apartment communities generally in 
high barrier-to-entry markets located in the United States. The high barrier-to-entry markets are characterized by limited 
land for new construction, difficult and lengthy entitlement process, expensive single-family home prices and significant 
employment growth potential. At December 31, 2017, our consolidated apartment portfolio consisted of 127 
consolidated communities located in 19 markets consisting of 39,998 apartment homes. In addition, the Company has an 
ownership interest in 7,286 apartment homes through unconsolidated joint ventures. 

Basis of Presentation 

The accompanying consolidated financial statements of UDR include its wholly-owned and/or controlled 
subsidiaries (see the “Consolidated Joint Ventures” section of Note 5, Joint Ventures and Partnerships, for further 
discussion). All significant intercompany accounts and transactions have been eliminated in consolidation. Certain 
previously reported amounts have been reclassified to conform to the current financial statement presentation. 

The accompanying consolidated financial statements include the accounts of UDR and its subsidiaries, 

including United Dominion Realty, L.P. (the “Operating Partnership” or the “OP”) and UDR Lighthouse 
DownREIT L.P. (the “DownREIT Partnership”). As of December 31, 2017 and 2016, there were 183,350,924 and 
183,278,698 units, respectively, in the Operating Partnership (“OP Units”) outstanding, of which 174,237,688, or 95.0% 
and 174,230,084, or 95.1%, respectively, were owned by UDR and 9,113,236, or 5.0% and 9,048,614, or 4.9%, 
respectively, were owned by outside limited partners. As of December 31, 2017 and 2016, there were 32,367,380 units 
in the DownREIT Partnership (“DownREIT Units”) outstanding, of which 16,866,443, or 52.1% and 16,485,014, or 
50.9%, respectively, were owned by UDR (of which, 13,470,651, or 41.6%, were held by the Operating Partnership for 
both periods) and 15,500,937, or 47.9% and 15,882,366, or 49.1%, respectively, were owned by outside limited partners. 
The consolidated financial statements of UDR include the noncontrolling interests of the unitholders in the Operating 
Partnership and DownREIT Partnership. 

The Company evaluated subsequent events through the date its financial statements were issued. No significant 
recognized or non-recognized subsequent events were noted other than those in Note 3, Real Estate Owned and Note 6, 
Secured and Unsecured Debt, Net. 

2. SIGNIFICANT ACCOUNTING POLICIES 

Recent Accounting Pronouncements 

In August 2017, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update 
(“ASU”) 2017-12, Derivatives and Hedging, Targeted Improvements to Accounting for Hedging Activities. The ASU 
aims to better align a company’s financial reporting for hedging activities with the economic objectives of those 
activities. The updated standard will be effective for the Company on January 1, 2019 and must be applied using a 
modified retrospective approach; however, early adoption of the ASU is permitted. The Company expects to early adopt 
the guidance on January 1, 2018, but does not expect the updated standard to have a material impact on the consolidated 
financial statements. Related disclosures will be updated pursuant to the requirements of the ASU. 

In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805), Clarifying the Definition 
of a Business. The ASU changes the definition of a business to assist entities with evaluating whether a set of transferred 
assets is a business. As a result, the accounting for acquisitions of real estate could be impacted. The updated standard 
will be effective for the Company on January 1, 2018. The ASU will be applied prospectively to any transactions 
occurring after adoption. The Company expects that the updated standard will result in fewer acquisitions of real estate 
meeting the definition of a business and fewer acquisition-related costs being expensed in the period incurred. 

In November 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230), Restricted Cash. 

The ASU addresses the presentation of restricted cash and restricted cash equivalents in the statement of cash flows. The 

F - 9 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

updated standard will be effective for the Company on January 1, 2018 and must be applied retrospectively to all periods 
presented. The Company does not expect the updated standard to have a material impact on the consolidated financial 
statements. Related disclosures will be updated pursuant to the requirements of the ASU. 

In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326), Measurement 
of Credit Losses on Financial Instruments. The standard requires entities to estimate a lifetime expected credit loss for 
most financial assets, including trade and other receivables, held-to-maturity debt securities, loans and other financial 
instruments, and to present the net amount of the financial instrument expected to be collected. The updated standard 
will be effective for the Company on January 1, 2020; however, early adoption of the ASU is permitted on January 1, 
2019. The Company is currently evaluating the effect that the updated standard will have on the consolidated financial 
statements and related disclosures. 

In March 2016, the FASB issued ASU 2016-09, Compensation-Stock Compensation (Topic 718), Improvements 

to Employee Share-Based Payment Accounting. The ASU aims to simplify the accounting for share-based payments by 
amending the accounting for forfeitures, statutory tax withholding requirements, classification in the statements of cash 
flow and income taxes. The updated standard was effective for the Company on January 1, 2017, at which time the 
Company prospectively began accounting for forfeitures as incurred and began applying the updated rules for statutory 
withholdings. As a result of adopting the ASU, the Company recorded a one-time adjustment for existing estimated 
forfeitures of $0.6 million as of January 1, 2017 to Distributions in Excess of Net Income on January 1, 2017. 

In February 2016, the FASB issued ASU No. 2016-02, Leases. The standard amends the existing lease 
accounting guidance and requires lessees to recognize a lease liability and a right-of-use asset for all leases (except for 
short-term leases that have a duration of one year or less) on their balance sheets. Lessees will continue to recognize 
lease expense in a manner similar to current accounting. For lessors, accounting for leases under the new guidance is 
substantially the same as in prior periods, but eliminates current real estate-specific provisions and changes the treatment 
of initial direct costs. Entities are required to use a modified retrospective approach for leases that exist or are entered 
into after the beginning of the earliest comparable period presented, with an option to elect certain transition relief. Full 
retrospective application is prohibited. The standard will be effective for the Company on January 1, 2019; however, 
early adoption of the ASU is permitted. While the Company is currently evaluating the effect that the updated standard 
will have on our consolidated financial statements and related disclosures, we expect to adopt the guidance on its 
effective date, at which time we anticipate recognizing right-of-use assets and related lease liabilities on our consolidated 
balance sheets related to ground leases for any communities where we are the lessee. 

In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments – Overall (Subtopic 825-10), 
Recognition and Measurement of Financial Assets and Financial Liabilities. The updated standard requires certain 
equity securities to be measured at fair value on the balance sheet, with changes in fair value recognized in net income. 
The standard will be effective for the Company on January 1, 2018. The Company holds one investment in equity 
securities subject to the updated guidance. As the investment does not have a readily determinable fair value, the 
Company will elect the measurement alternative under which the investment will be measured at cost, less any 
impairment, plus or minus changes resulting from observable price changes for an identical or similar investment of the 
same issuer. However, the Company does not expect the updated standard to have a material impact on the consolidated 
financial statements. 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers. The standard 

provides companies with a single model for use in accounting for revenue arising from contracts with customers and will 
replace most existing revenue recognition guidance in U.S. GAAP when it becomes effective, including industry-
specific revenue guidance. The standard specifically excludes lease contracts. The ASU allows for the use of either the 
full or modified retrospective transition method and will be effective for the Company on January 1, 2018, at which time 
the Company expects to adopt the updated standard using the modified retrospective approach. However, as the majority 
of the Company’s revenue is from rental income related to leases, the ASU will not have a material impact on the 
consolidated financial statements. Related disclosures will be provided and/or updated pursuant to the requirements of 
the ASU. 

F - 10 

 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

Real Estate 

Real estate assets held for investment are carried at historical cost and consist of land, buildings and 
improvements, furniture, fixtures and equipment and other costs incurred during their development, acquisition and 
redevelopment. 

Expenditures for ordinary repair and maintenance costs are charged to expense as incurred. Expenditures for 

improvements, renovations, and replacements related to the acquisition and/or improvement of real estate assets are 
capitalized and depreciated over their estimated useful lives if the expenditures qualify as a betterment or the life of the 
related asset will be substantially extended beyond the original life expectancy. 

UDR purchases real estate investment properties and records the tangible and identifiable intangible assets and 

liabilities acquired based on their estimated fair value. The primary, although not only, identifiable intangible asset 
associated with our portfolio is the value of existing lease agreements. When recording the acquisition of a community, 
we first assign fair value to the estimated intangible value of the existing lease agreements and then to the estimated 
value of the land, building and fixtures assuming the community is vacant. The Company estimates the intangible value 
of the lease agreements by determining the lost revenue associated with a hypothetical lease-up. Depreciation on the 
building is based on the expected useful life of the asset and the in-place leases are amortized over their remaining 
average contractual life. Property acquisition costs are expensed as incurred. 

Quarterly or when changes in circumstances warrant, UDR will assess our real estate properties for indicators 

of impairment. In determining whether the Company has indicators of impairment in our real estate assets, we assess 
whether the long-lived asset’s carrying value exceeds the community’s undiscounted future cash flows, which is 
representative of projected net operating income (“NOI”) plus the residual value of the community. Our future cash flow 
estimates are based upon historical results adjusted to reflect our best estimate of future market and operating conditions 
and our estimated holding periods. If such indicators of impairment are present and the carrying value exceeds the 
undiscounted cash flows of the community, an impairment loss is recognized equal to the excess of the carrying amount 
of the asset over its estimated fair value. Our estimates of fair market value represent our best estimate based primarily 
upon unobservable inputs related to rental rates, operating costs, growth rates, discount rates, capitalization rates, 
industry trends and reference to market rates and transactions. 

For long-lived assets to be disposed of, impairment losses are recognized when the fair value of the asset less 
estimated cost to sell is less than the carrying value of the asset. Properties classified as real estate held for disposition 
generally represent properties that are actively marketed or contracted for sale with the closing expected to occur within 
the next twelve months. Real estate held for disposition is carried at the lower of cost, net of accumulated depreciation, 
or fair value, less the cost to sell, determined on an asset-by-asset basis. Expenditures for ordinary repair and 
maintenance costs on held for disposition properties are charged to expense as incurred. Expenditures for improvements, 
renovations, and replacements related to held for disposition properties are capitalized at cost. Depreciation is not 
recorded on real estate held for disposition. 

Depreciation is computed on a straight-line basis over the estimated useful lives of the related assets which are 
35 to 55 years for buildings, 10 to 35 years for major improvements, and 3 to 10 years for furniture, fixtures, equipment, 
and other assets. 

Predevelopment, development, and redevelopment projects and related costs are capitalized and reported on the 

Consolidated Balance Sheets as Total real estate owned, net of accumulated depreciation. The Company capitalizes 
costs directly related to the predevelopment, development, and redevelopment of a capital project, which include, but are 
not limited to, interest, real estate taxes, insurance, and allocated development and redevelopment overhead related to 
support costs for personnel working on the capital projects. We use our professional judgment in determining whether 
such costs meet the criteria for capitalization or must be expensed as incurred. These costs are capitalized only during 
the period in which activities necessary to ready an asset for its intended use are in progress and such costs are 
incremental and identifiable to a specific activity to get the asset ready for its intended use. These costs, excluding the 
direct costs of development and redevelopment and capitalized interest, for the years ended December 31, 2017, 2016, 
and 2015 were $8.8 million, $7.9 million and $6.3 million, respectively. During the years ended December 31, 2017, 
2016, and 2015, total interest capitalized was $18.6 million, $16.5 million, and $16.1 million, respectively. As each 

F - 11 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

home in a capital project is completed and becomes available for lease-up, the Company ceases capitalization on the 
related portion and depreciation commences over the estimated useful life. 

Cash and Cash Equivalents 

Cash and cash equivalents consist of cash on hand, demand deposits with financial institutions and short-term, 

highly liquid investments. We consider all highly liquid investments with maturities of three months or less when 
purchased to be cash equivalents. The majority of the Company’s cash and cash equivalents are held at major 
commercial banks. 

Restricted Cash 

Restricted cash consists of escrow deposits held by lenders for real estate taxes, insurance and replacement 

reserves, and security deposits. 

Revenue and Real Estate Sales Gain Recognition 

Rental income related to leases is recognized on an accrual basis when due from residents and tenants in 
accordance with GAAP. Rental payments are generally due on a monthly basis and recognized when earned. The 
Company recognizes interest income, management and other fees and incentives when earned, and the amounts are fixed 
and determinable. 

For sale transactions meeting the requirements for full accrual profit recognition, we remove the related assets 
and liabilities from our Consolidated Balance Sheets and record the gain or loss in the period the transaction closes. For 
sale transactions that do not meet the full accrual sale criteria due to our continuing involvement, we evaluate the nature 
of the continuing involvement and account for the transaction under an alternate method of accounting. Unless certain 
limited criteria are met, non-monetary transactions, including property exchanges, are accounted for at fair value. 

Sales to entities in which we retain or otherwise own an interest are accounted for as partial sales. If all other 
requirements for recognizing profit under the full accrual method have been satisfied and no other forms of continuing 
involvement are present, we recognize profit proportionate to the outside interest of the buyer and defer the gain on the 
interest we retain. The Company recognizes any deferred gain when the property is sold to a third party. In transactions 
accounted for by us as partial sales, we determine if the buyer of the majority equity interest in the venture was provided 
a preference as to cash flows in either an operating or a capital waterfall. If a cash flow preference has been provided, we 
recognize profit only to the extent that proceeds from the sale of the majority equity interest exceed costs related to the 
entire property. 

Notes Receivable 

The following table summarizes our notes receivable, net as of December 31, 2017 and 2016 (dollars in 

thousands): 

Note due February 2020 (a) 
Note due July 2017 (b) 
Note due October 2020 (c) 
Note due August 2022 (d) 

Total notes receivable, net 

Interest rate at  

Balance Outstanding 

     December 31,        December 31,        December 31, 

2017 

 10.00 %   $ 
 — %     
 8.00 %     
 10.00 %     
$ 

2017 
 13,669   $ 
 —  
 2,000  
 3,800  
 19,469   $ 

2016 
 12,994 
 2,500 
 1,296 
 3,000 
 19,790 

(a)  The Company has a secured note receivable with an unaffiliated third party with an aggregate commitment of $16.4 

million. During the year ended December 31, 2017, the Company loaned $0.7 million. Interest payments are 
due monthly. The note matures at the earliest of the following: (a) the closing of any private or public capital raising 
in the amount of $5.0 million or greater; (b) an acquisition; (c) acceleration in the event of default; or (d) the eighth 
anniversary of the date of the note (February 2020). 

F - 12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
    
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

(b)  At December 31, 2016, the Company had a secured note receivable with an unaffiliated third party with an 

aggregate commitment of $2.5 million. The outstanding balance was paid in full during the year ended December 
31, 2017. 

(c)  The Company has a secured note receivable with an unaffiliated third party with an aggregate commitment of $2.0 

million, of which $2.0 million had been funded. During the year ended December 31, 2017, the Company loaned 
$0.7 million. Interest payments are due when the loan matures. The note matures at the earliest of the following: 
(a) the closing of any private or public capital raising in the amount of $10.0 million or greater; (b) an acquisition; 
(c) acceleration in the event of default; or (d) the fifth anniversary of the date of the note (October 2020). 

(d)  The Company has a secured note receivable with an unaffiliated third party with an aggregate commitment of $10.0 
million, of which $3.8 million has been funded. During the year ended December 31, 2017, the Company loaned 
$0.8 million. Interest payments are due monthly. The note matures at the earliest of the following: (a) the closing of 
any private or public capital raising in the amount of $25.0 million or greater; (b) an acquisition; (c) acceleration in 
the event of default; or (d) August 2022. 

In September 2017, the terms of this secured note receivable were amended to reduce the aggregate commitment 
from $15.0 million to $10.0 million and to extend the maturity date of the note from the fifth anniversary of the note 
(April 2021) to August 2022. 

During the years ended December 31, 2017, 2016, and 2015, the Company recognized $1.8 million, $1.8 

million and $1.5 million, respectively, of interest income from notes receivable, none of which was related party interest 
income. Interest income is included in Interest income and other income/(expense), net on the Consolidated Statements 
of Operations. 

Investment in Joint Ventures and Partnerships 

We use the equity method to account for investments in joint ventures and partnerships that qualify as variable 

interest entities where we are not the primary beneficiary and other entities that we do not control or where we do not 
own a majority of the economic interest but have the ability to exercise significant influence over the operating and 
financial policies of the investee. Throughout these financial statements we use the term “joint venture” or “partnership” 
when referring to investments in entities in which we do not have a 100% ownership interest. The Company also uses 
the equity method when we function as the managing partner and our venture partner has substantive participating rights 
or where we can be replaced by our venture partner as managing partner without cause. For a joint venture or partnership 
accounted for under the equity method, our share of net earnings or losses is reflected as income/loss when 
earned/incurred and distributions are credited against our investment in the joint venture or partnership as received. 

In determining whether a joint venture or partnership is a variable interest entity, the Company considers: the 

form of our ownership interest and legal structure; the size of our investment; the financing structure of the entity, 
including necessity of subordinated debt; estimates of future cash flows; ours and our partner’s ability to participate in 
the decision making related to acquisitions, disposition, budgeting and financing of the entity; obligation to absorb losses 
and preferential returns; nature of our partner’s primary operations; and the degree, if any, of disproportionality between 
the economic and voting interests of the entity. As of December 31, 2017, the Company did not determine any of our 
joint ventures or partnerships to be variable interest entities. 

We evaluate our investments in unconsolidated joint ventures for events or changes in circumstances that 
indicate there may be an other-than-temporary decline in value. We consider various factors to determine if a decrease in 
the value of the investment is other-than-temporary. These factors include, but are not limited to, age of the venture, our 
intent and ability to retain our investment in the entity, the financial condition and long-term prospects of the entity, the 
fair value of the property of the joint venture, and the relationships with the other joint venture partners and its lenders. 
The amount of loss recognized is the excess of the investment’s carrying amount over its estimated fair value. If we 
believe that the decline in fair value is temporary, no impairment is recorded. The aforementioned factors are taken into 
consideration as a whole by management in determining the valuation of our equity method investments. Should the 
actual results differ from management’s judgment, the valuation could be negatively affected and may result in a 
negative impact to our Consolidated Financial Statements. 

F - 13 

 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

Derivative Financial Instruments 

The Company utilizes derivative financial instruments to manage interest rate risk and generally designates 

these financial instruments as cash flow hedges. Derivative financial instruments are recorded on our Consolidated 
Balance Sheets as either an asset or liability and measured quarterly at their fair value. The changes in fair value for cash 
flow hedges that are deemed effective are reflected in other comprehensive income/(loss) and for non-designated 
derivative financial instruments in earnings. The ineffective component of cash flow hedges, if any, is recorded in 
earnings. 

Redeemable Noncontrolling Interests in the Operating Partnership and DownREIT Partnership 

Interests in the Operating Partnership and the DownREIT Partnership held by limited partners are represented 

by OP Units and DownREIT Units, respectively. The income is allocated to holders of OP Units/DownREIT Units based 
upon net income available to common stockholders and the weighted average number of OP Units/DownREIT Units 
outstanding to total common shares plus OP Units/DownREIT Units outstanding during the period. Capital 
contributions, distributions, and profits and losses are allocated to noncontrolling interests in accordance with the terms 
of the partnership agreements of the Operating Partnership and the DownREIT Partnership. 

Limited partners of the Operating Partnership and the DownREIT Partnership have the right to require such 

partnership to redeem all or a portion of the OP Units/DownREIT Units held by the limited partner at a redemption price 
equal to and in the form of the Cash Amount (as defined in the partnership agreement of the Operating Partnership or the 
DownREIT Partnership, as applicable), provided that such OP Units/DownREIT Units have been outstanding for at least 
one year, subject to certain exceptions. UDR, as the general partner of the Operating Partnership and the DownREIT 
Partnership may, in its sole discretion, purchase the OP Units/DownREIT Units by paying to the limited partner either 
the Cash Amount or the REIT Share Amount (generally one share of Common Stock of the Company for each OP 
Unit/DownREIT Unit), as defined in the partnership agreement of the Operating Partnership or the DownREIT 
Partnership, as applicable. Accordingly, the Company records the OP Units/DownREIT Units outside of permanent 
equity and reports the OP Units/DownREIT Units at their redemption value using the Company’s stock price at each 
balance sheet date. 

Income Taxes 

Due to the structure of the Company as a REIT and the nature of the operations for the operating properties, no 
provision for federal income taxes has been provided for at UDR. Historically, the Company has generally incurred only 
state and local excise and franchise taxes. UDR has elected for certain consolidated subsidiaries to be treated as taxable 
REIT subsidiaries (“TRS”). 

Income taxes for our TRS are accounted for under the asset and liability method. Deferred tax assets and 
liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying 
amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured 
using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are 
expected to be recovered or settled. The effect on deferred tax assets and liabilities from a change in tax rate is 
recognized in earnings in the period of the enactment date. The Company’s deferred tax assets are generally the result of 
differing depreciable lives on capitalized assets and timing of expense recognition for certain accrued liabilities. As of 
December 31, 2017 and 2016, UDR’s net deferred tax asset was $0.1 million and $0.6 million, respectively. 

GAAP defines a recognition threshold and measurement attribute for the financial statement recognition and 

measurement of a tax position taken or expected to be taken in a tax return. GAAP also provides guidance on 
derecognition, classification, interest and penalties, accounting for interim periods, disclosure and transition. 

The Company recognizes its tax positions and evaluates them using a two-step process. First, UDR determines 

whether a tax position is more likely than not (greater than 50 percent probability) to be sustained upon examination, 
including resolution of any related appeals or litigation processes, based on the technical merits of the position. Second, 
the Company will determine the amount of benefit to recognize and record the amount that is more likely than not to be 
realized upon ultimate settlement. 

F - 14 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

UDR had no material unrecognized tax benefit, accrued interest or penalties at December 31, 2017. UDR and 

its subsidiaries are subject to federal income tax as well as income tax of various state and local jurisdictions. The 
tax years 2014 through 2016 remain open to examination by tax jurisdictions to which we are subject. When applicable, 
UDR recognizes interest and/or penalties related to uncertain tax positions in Tax (provision)/benefit, net on the 
Consolidated Statements of Operations. 

On December 22, 2017, the Tax Cuts and Jobs Act (the “Act”) was enacted, reducing the U.S. federal corporate 

income tax rate from 35% to 21%, among other changes. The SEC staff issued Staff Accounting Bulletin 118, which 
provides guidance on accounting for the tax effects of the Act for which the accounting under ASC 740, Income Taxes 
(“ASC 740”) is incomplete. To the extent that a company's accounting for certain income tax effects of the Act is 
incomplete but it is able to determine a reasonable estimate, it must record a provisional estimate in the financial 
statements. If a company cannot determine a provisional estimate to be included in the financial statements, it should 
continue to apply ASC 740 on the basis of the provisions of the tax laws that were in effect immediately before 
enactment of the Act. 

As of December 31, 2017, we have completed our accounting for the tax effects of the Act, under which we 
recognized a one-time tax benefit of $1.1 million related to the recording of previously reserved receivables for REIT 
AMT credits that became refundable under the Act. 

Principles of Consolidation 

The Company accounts for subsidiary partnerships, joint ventures and other similar entities in which it holds an 
ownership interest in accordance with the consolidation guidance. The Company first evaluates whether each entity is a 
variable interest entity (“VIE”). Under the VIE model, the Company consolidates an entity when it has control to direct 
the activities of the VIE and the obligation to absorb losses or the right to receive benefits that could potentially be 
significant to the VIE. Under the voting model, the Company consolidates an entity when it controls the entity through 
ownership of a majority voting interest. 

Discontinued Operations 

In accordance with GAAP, a discontinued operation represents (1) a component of an entity or group of 

components that has been disposed of or is classified as held for sale in a single transaction and represents a strategic 
shift that has or will have a major effect on an entity’s financial results, or (2) an acquired business that is classified as 
held for sale on the date of acquisition. A strategic shift could include a disposal of (1) a separate major line of business, 
(2) a separate major geographic area of operations, (3) a major equity method investment, or (4) other major parts of an 
entity. 

We record sales of real estate that do not meet the definition of a discontinued operation in Gain/(loss) on sale 

of real estate owned, net of tax on the Consolidated Statements of Operations. 

Stock-Based Employee Compensation Plans 

The Company measures the cost of employee services received in exchange for an award of an equity 

instrument based on the award’s fair value on the grant date and recognizes the cost over the period during which the 
employee is required to provide service in exchange for the award, which is generally the vesting period. The fair value 
for stock options issued by the Company is calculated utilizing the Black-Scholes-Merton formula. For performance 
based awards, the Company remeasures the fair value each balance sheet date with adjustments made on a cumulative 
basis until the award is settled and the final compensation is known. The fair value for market based awards issued by 
the Company is calculated utilizing a Monte Carlo simulation. For further discussion, see Note 9, Employee Benefit 
Plans. 

Advertising Costs 

All advertising costs are expensed as incurred and reported on the Consolidated Statements of Operations 

within the line item Property operating and maintenance. During the years ended December 31, 2017, 2016, and 2015, 
total advertising expense was $6.2 million, $6.4 million, and $6.4 million, respectively. 

F - 15 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

Cost of Raising Capital 

Costs incurred in connection with the issuance of equity securities are deducted from stockholders’ equity. 

Costs incurred in connection with the issuance or renewal of debt are recorded based on the terms of the debt issuance or 
renewal. Accordingly, if the terms of the renewed or modified debt instrument are deemed to be substantially different 
(i.e. a 10 percent or greater difference in the cash flows between instruments), all unamortized financing costs associated 
with the extinguished debt are charged to earnings in the current period and certain costs of new debt issuances are 
capitalized and amortized over the term of the debt. When the cash flows are not substantially different, the lender costs 
associated with the renewal or modification are capitalized and amortized into interest expense over the remaining term 
of the related debt instrument and other related costs are expensed. The balance of any unamortized financing costs 
associated with retired debt is expensed upon retirement. Deferred financing costs for new debt instruments include fees 
and costs incurred by the Company to obtain financing. Deferred financing costs are generally amortized on a straight-
line basis, which approximates the effective interest method, over a period not to exceed the term of the related debt. 

Comprehensive Income/(Loss) 

Comprehensive income/(loss), which is defined as the change in equity during each period from transactions 
and other events and circumstances from nonowner sources, including all changes in equity during a period except for 
those resulting from investments by or distributions to stockholders, is displayed in the accompanying Consolidated 
Statements of Comprehensive Income/(Loss). For the years ended December 31, 2017, 2016, and 2015, the Company’s 
other comprehensive income/(loss) consisted of the gain/(loss) (effective portion) on derivative instruments that are 
designated as and qualify as cash flow hedges, (gain)/loss on derivative instruments reclassified from other 
comprehensive income/(loss) into earnings, and the allocation of other comprehensive income/(loss) to noncontrolling 
interests. The (gain)/loss on derivative instruments reclassified from other comprehensive income/(loss) is included in 
Interest expense on the Consolidated Statements of Operations. See Note 13, Derivatives and Hedging Activity, for 
further discussion. The allocation of other comprehensive income/(loss) to redeemable noncontrolling interests during 
the years ended December 31, 2017, 2016, and 2015 was $0.3 million, $0.1 million, and $(0.3) million, respectively. 

Use of Estimates 

The preparation of these financial statements in accordance with GAAP requires management to make 

estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent 
liabilities at the dates of the financial statements and the amounts of revenues and expenses during the reporting periods. 
Actual amounts realized or paid could differ from those estimates. 

Market Concentration Risk 

The Company is subject to increased exposure from economic and other competitive factors specific to markets 

where the Company holds a significant percentage of the carrying value of its real estate portfolio. At 
December 31, 2017, the Company held greater than 10% of the carrying value of its real estate portfolio in each of the 
Orange County, California; Metropolitan D.C. and New York, New York markets. 

3. REAL ESTATE OWNED 

Real estate assets owned by the Company consist of income producing operating properties, properties under 

development, land held for future development, and held for disposition properties. As of December 31, 2017, the 
Company owned and consolidated 127 communities in 11 states plus the District of Columbia totaling 39,998 apartment 

F - 16 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

homes. The following table summarizes the carrying amounts for our real estate owned (at cost) as of 
December 31, 2017 and 2016 (dollars in thousands): 

Land 
Depreciable property — held and used: 

Land improvements 
Building, improvements, and furniture, fixtures and equipment 

Under development: 

Land and land improvements 
Building, improvements, and furniture, fixtures and equipment 

Real estate held for disposition: 
Land and land improvements 
Building, improvements, and furniture, fixtures and equipment 

Real estate owned 
Accumulated depreciation 
Real estate owned, net 

Acquisitions 

      December 31,         December 31, 

2017 

2016 

  $ 

 1,780,229   $ 

 1,801,576 

 189,919  
 7,614,568  

 178,701 
 7,291,570 

 109,468  
 483,022  

 111,028 
 231,254 

 —  
 —  
    10,177,206  
    (3,330,166)  

 1,104 
 520 
 9,615,753 
    (2,923,625)
 6,692,128 

  $ 

 6,847,040   $ 

In October 2017, the Company acquired an operating community located in Denver, Colorado with a total of 
218 apartment homes and 17,000 square feet of retail space for a purchase price of approximately $141.5 million. The 
Company consolidated the operating community and accounted for the consolidation as a business combination. As a 
result of the consolidation, the Company increased its real estate owned by approximately $139.0 million, recorded 
approximately $2.5 million of in-place lease intangibles and recorded a gain on consolidation of approximately $14.8 
million, which is included in Income/(loss) from unconsolidated entities on the Consolidated Statements of Operations. 
The acquisition will be fully or partially funded with tax-deferred like-kind exchanges under Section 1031 of the Internal 
Revenue Code of 1986 (“Section 1031 exchanges”). Prior to acquiring the community, the Company had provided $93.5 
million as a participating loan investment to the third-party developer and was entitled to receive, in addition to 
repayment of principal and interest, contingent interest equal to 50% of the sum of the amount the property was sold for 
less construction and closing costs, which equaled approximately $14.9 million. The Company had previously accounted 
for its participating loan investment as an unconsolidated joint venture (see Note 5, Joint Ventures and Partnerships). 

In January 2017, the Company exercised its fixed-price option to purchase its joint venture partner’s ownership 
interest in a 244 home operating community in Seattle, Washington, thereby increasing its ownership interest from 49% 
to 100%, for a cash purchase price of approximately $66.0 million. As a result, the Company consolidated the operating 
community. The Company had previously accounted for its 49% ownership interest as a preferred equity investment in 
an unconsolidated joint venture (see Note 5, Joint Ventures and Partnerships). As a result of the consolidation, the 
Company increased its real estate owned by approximately $97.0 million, recorded approximately $1.7 million of in-
place lease intangibles and recorded a gain on consolidation of $12.2 million, which is included in Income/(loss) from 
unconsolidated entities on the Consolidated Statements of Operations.  

In November 2016, the Company acquired an operating community in Redmond, Washington with 177 

apartment homes for approximately $70.5 million, which was funded with Section 1031 exchanges. 

In October 2016, the Company increased its ownership from 50% to 100% in two operating communities 

located in Bellevue, Washington with a total of 331 apartment homes for approximately $70.3 million in cash, which 
was funded with tax-deferred Section 1031 exchanges and the assumption of an incremental $37.9 million of secured 
debt with a weighted average interest rate of 3.67%. As a result, the Company consolidated the operating communities. 
The Company had previously accounted for its 50% ownership interest as an unconsolidated joint venture. The 
Company accounted for the acquisition as a business combination resulting in a gain on consolidation of approximately 
$36.4 million. As a result of the consolidation, the Company increased its real estate owned by $215.0 million and 
secured debt by $80.0 million. 

F - 17 

 
 
 
 
 
 
 
 
 
 
 
 
  
    
  
   
 
  
  
 
  
  
 
  
    
  
   
 
  
  
 
  
  
 
  
    
  
   
 
  
  
 
  
  
 
  
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

In August 2016, the Company increased its ownership interest from 5% to 100% in a parcel of land in Dublin, 
California for a purchase price of approximately $8.5 million. As a result, the Company consolidated the parcel of land. 
UDR had previously accounted for its 5% interest in the parcel of land as an unconsolidated joint venture. The Company 
accounted for the consolidation as an asset acquisition resulting in no gain or loss upon consolidation and increased our 
real estate owned by $8.9 million. 

In June 2016, the Company increased its ownership interest from 50% to 100% in a parcel of land in Los 

Angeles, California for a purchase price of approximately $20.1 million. As a result, the Company consolidated the 
parcel of land. UDR had previously accounted for its 50% interest in the parcel of land as an unconsolidated joint 
venture. The Company accounted for the consolidation as an asset acquisition resulting in no gain or loss upon 
consolidation and increased our real estate owned by $31.1 million. Subsequent to the acquisition, the Company entered 
into a triple-net operating ground lease for the parcel of land at market terms with a third-party developer. The lessee 
plans to construct a multi-family community on the parcel of land. The ground lease provides the ground lessee with 
options to buy the fee interest in the parcel of land. The lease term is 49 years plus two 25-year extension options, does 
not transfer ownership to the lessee, and does not include a bargain purchase option. 

The Company incurred $0.4 million, $0.2 million and $2.1 million of acquisition-related costs during the years 
ended December 31, 2017, 2016, and 2015, respectively. These expenses are reported within the line item General and 
administrative on the Consolidated Statements of Operations. 

Dispositions 

In December 2017, the Company sold two operating communities with a total of 218 apartment homes in 

Orange County, California and Carlsbad, California for gross proceeds of $69.0 million, resulting in net proceeds of 
$68.0 million and a gain of $41.3 million.  

In February 2017, the Company sold a parcel of land in Richmond, Virginia for gross proceeds of $3.5 million, 

resulting in net proceeds of $3.3 million and a gain of $2.1 million. 

In November 2016, the Company sold seven operating communities with a total 1,402 apartment homes in 
Baltimore, Maryland and an operating community with 380 apartment homes in Dallas, Texas for gross proceeds of 
$284.6 million, resulting in net proceeds of $280.5 million and a gain, net of tax, of $200.5 million. A portion of the 
proceeds was designated for tax-deferred Section 1031 exchanges that was used for certain 2016 acquisitions. 

In May 2016, the Company sold a retail center in Bellevue, Washington for gross proceeds of $45.4 million, 

resulting in net proceeds of $44.1 million and a gain, net of tax, of $7.3 million. A portion of the proceeds was 
designated for tax-deferred Section 1031 exchanges. 

In March 2016, the Company sold its 95% ownership interest in two parcels of land in Santa Monica, California 

for gross proceeds of $24.0 million, resulting in net proceeds of $22.0 million and a gain, net of tax, of $3.1 million. 

In February 2018, the Company sold an operating community in Orange County, California with a total of 264 
apartment homes for gross proceeds of $90.5 million and an expected GAAP gain of $70.3 million. The proceeds were 
designated for a tax-deferred Section 1031 exchange.  

Other Activity 

In connection with the acquisition of certain properties, the Company agreed to pay certain of the tax liabilities 
of certain contributors if the Company sells one or more of the properties contributed in a taxable transaction prior to the 
expiration of specified periods of time following the acquisition. The Company may, however, sell, without being 
required to pay any tax liabilities, any of such properties in a non-taxable transaction, including, but not limited to, in an 
exchange under Section 1031 of the Internal Revenue Code.   

Further, the Company has agreed to maintain certain debt that may be guaranteed by certain contributors for 

specified periods of time following the acquisition. The Company, however, has the ability to refinance or repay 
guaranteed debt or to substitute new debt if the debt and the guaranty continue to satisfy certain conditions. 

F - 18 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

4. VARIABLE INTEREST ENTITIES 

The Company has determined that the Operating Partnership and DownREIT Partnership are VIEs as the 

limited partners lack substantive kick-out rights and substantive participating rights. The Company has concluded that it 
is the primary beneficiary of, and therefore consolidates the Operating Partnership and DownREIT Partnership based on 
its role as the sole general partner of the Operating Partnership and DownREIT Partnership. The Company’s role as 
community manager and its equity interests give us the power to direct the activities that most significantly impact the 
economic performance and the obligation to absorb potentially significant losses or the right to receive potentially 
significant benefits of the Operating Partnership and DownREIT Partnership. 

See the consolidated financial statements of the Operating Partnership presented within this Report and Note 4, 
Unconsolidated Entities, to the Operating Partnership’s consolidated financial statements for the results of operations of 
the DownREIT Partnership. 

5. JOINT VENTURES AND PARTNERSHIPS 

UDR has entered into joint ventures and partnerships with unrelated third parties to acquire real estate assets 

that are either consolidated and included in Real estate owned on the Consolidated Balance Sheets or are accounted for 
under the equity method of accounting, and are included in Investment in and advances to unconsolidated joint ventures, 
net, on the Consolidated Balance Sheets. The Company consolidates the entities that we control as well as any variable 
interest entity where we are the primary beneficiary. Under the VIE model, the Company consolidates an entity when it 
has control to direct the activities of the VIE and the obligation to absorb losses or the right to receive benefits that could 
potentially be significant to the VIE. Under the voting model, the Company consolidates an entity when it controls the 
entity through ownership of a majority voting interest. 

UDR’s joint ventures and partnerships are funded with a combination of debt and equity. Our losses are limited 

to our investment and except as noted below, the Company does not guarantee any debt, capital payout or other 
obligations associated with our joint ventures and partnerships. 

The Company recognizes earnings or losses from our investments in unconsolidated joint ventures and 
partnerships consisting of our proportionate share of the net earnings or losses of the joint ventures and partnerships. In 
addition, we may earn fees for providing management services to the unconsolidated joint ventures and partnerships. 

F - 19 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

The following table summarizes the Company’s investment in and advances to unconsolidated joint ventures 

and partnerships, net, which are accounted for under the equity method of accounting as of December 31, 2017 and 2016 
(dollars in thousands): 

Joint Venture 

Operating and development: 

UDR/MetLife I 
UDR/MetLife II (b) 
Other UDR/MetLife 
Development Joint Ventures 
UDR/MetLife Vitruvian Park® 

Location of 
Properties 

Number of 
Properties 
December 31,  
2017 

Number of     
  Apartment     
Homes 

Investment at 
    December 31,    December 31,    December 31,     December 31,     

UDR’s Ownership Interest 

2017 

2017 

2016 

2017 

  December 31,     
2016 

  Los Angeles, CA  
  Various 
  Various 

  Addison, TX 

 1 development community (a)   

   18 operating communities 
    4 operating communities; 
    1 development community (a)   
    3 operating communities; 
    1 development community (a);   
    5 land parcels 

 150   $ 
 4,059    
 1,437    

 34,653   $ 
 303,702    
 135,563    

 25,209   
 311,282   
 160,979   

 50.0 %   
 50.0 %   
 50.6 %   

 50.0 %  
 50.0 %  
 50.6 %  

 1,513    

 78,404    

 72,414   

 50.0 %   

 50.0 %  

UDR/KFH 

  Washington, D.C.     3 operating communities 

 660    

 8,958    

 12,835   

 30.0 %   

 30.0 %  

Investment in and advances to unconsolidated joint ventures, net, before participating 
loan investment, preferred equity investments and other investments 

Developer Capital Program  (c) 

Location 

    Years To 
    Rate      Maturity 

     $ 

 561,280   $ 

 582,719   

Investment at 

UDR 
  Commitment    

    December 31,      December 31,   

2017 

2016 

Income from investments 
Year Ended December 31,  
2016 
2017 

2015 

   Denver, CO 

 — %   

 — 

$ 

 —   $ 

 —   $ 

 94,003  $  19,523  $  6,213  $  5,453 

Participating loan investment: 

Steele Creek (d) 

Preferred equity investments: 

West Coast Development Joint Ventures (e) 
1532 Harrison (f) 
1200 Broadway (g) 
Other investments: 
The Portals (h) 
Other investment ventures 

   Various 
  San Francisco, CA 
  Nashville, TN 

 6.5 % 
 11.0 % 
 8.0 % 

  Washington, D.C.  
  N/A 

 11.0 % 

  N/A  

Total Developer Capital Program 
Total investment in and advances to unconsolidated joint ventures, net 

N/A 
 4.5 
 4.8 

 3.4 
N/A 

 —  
   24,645  
   55,558  

 102,142  
 11,346  
 18,011  

 150,303 
 — 
 — 

 23,557 
 511 
 370 

 4,561 
 — 
 — 

   3,692 
 — 
 — 

   38,559  
 15,000  

$ 

  $ 

 26,535  
 1,516  
 159,550  
 720,830   $ 

 — 
 —  $ 

 839 
 (30) $ 

 — 
 —  $ 

 — 
 — 

 244,306 
 827,025  

(a)  The number of apartment homes for the communities under development presented in the table above is based on 
the projected number of total homes upon completion of development. As of December 31, 2017, 190 apartment 
homes had been completed in Other UDR/MetLife Development Joint Ventures and no apartment homes had been 
completed in UDR/MetLife I or in UDR/MetLife Vitruvian Park®. 

(b)  In September 2015, the 717 Olympic community, which is owned by the UDR/MetLife II joint venture, experienced 

extensive water damage due to a ruptured water pipe. For the years ended December 31, 2017, 2016, and 2015, the 
Company recorded casualty-related charges/(recoveries) of $(0.9) million, $(3.8) million, and $2.5 million, 
respectively, representing its proportionate share of the total charges/(recoveries) recognized. 

(c)  The Developer Capital Program is a program through which the Company makes investments, including preferred 

equity investments, mezzanine loans or other structured investments, that may receive a fixed yield on the 
investment and that may include provisions pursuant to which the Company participates in the increase in value of 
the property upon monetization of the applicable property and/or holds fixed price purchase options. 

(d)  In October 2017, the Company acquired the Steele Creek community for a purchase price of approximately $141.5 

million (see Note 3, Real Estate Owned).  

(e)  In May 2015, the Company entered into a joint venture agreement with an unaffiliated joint venture partner and 
agreed to pay $136.3 million for a 48% ownership interest in a portfolio of five communities that were under 
construction. The communities are located in three of the Company’s core, coastal markets: Seattle, Washington, 
Los Angeles and Orange County, California. UDR earns a 6.5% preferred return on its investment through each 
individual community’s date of stabilization, defined as when a community reaches 80% occupancy for 90 
consecutive days, while the joint venture partner is allocated all operating income and expense during the pre-
stabilization period. Upon stabilization, income and expense are shared based on each partner’s 
ownership percentage and the Company no longer receives a 6.5% preferred return on its investment in the 
stabilized community. The Company serves as property manager and earns a management fee during the lease-up 
phase and subsequent operation of each of the communities. The unaffiliated joint venture partner is the general 
partner of the joint venture and the developer of the communities. 

F - 20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
   
 
    
 
   
 
 
 
 
 
 
 
 
   
 
  
 
 
 
 
    
 
 
 
 
 
 
 
  
 
 
 
 
   
   
 
   
   
    
  
  
  
   
 
    
 
 
   
     
   
 
   
     
 
     
 
  
   
 
 
   
    
 
 
  
 
  
 
   
    
    
  
  
 
 
 
 
  
 
 
     
      
      
     
     
 
    
 
 
 
   
  
    
    
  
  
 
 
 
 
  
 
  
     
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
   
   
    
    
    
  
     
     
   
 
  
 
     
 
    
 
 
 
   
 
   
  
  
     
     
   
 
 
  
    
  
   
 
 
   
 
   
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
     
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

At inception of the agreement, the Company had a fixed-price option to acquire the remaining interest in each 
community beginning one year after completion. If the options are exercised for all five communities, the 
Company’s total purchase price will be $597.4 million. In the event the Company does not exercise its options to 
purchase at least two communities, the unaffiliated joint venture partner will be entitled to earn a contingent 
disposition fee equal to a 6.5% return on its implied equity in the communities not acquired. The unaffiliated joint 
venture partner is providing certain guaranties and at the inception of the agreement there are construction loans on 
all five communities. 

In January 2017, the Company exercised its fixed-price option to purchase the joint venture partner’s ownership 
interest in one of the five communities, a 244 home operating community in Seattle, Washington, thereby increasing 
its ownership interest from 49% to 100%, for a cash purchase price of approximately $66.0 million. As a result, the 
Company consolidated the operating community and it is no longer accounted for as a preferred equity investment 
in an unconsolidated joint venture (see Note 3, Real Estate Owned). As a result of the consolidation, the Company 
recorded a gain on consolidation of $12.2 million, which is included in Income/(loss) from unconsolidated entities 
on the Consolidated Statements of Operations. In connection with the purchase, the construction loan on the 
community was paid in full. 

In August 2017, the joint venture sold one of the four remaining communities, a 211 home operating community in 
Seattle, Washington for a sales price of approximately $101.3 million. As a result, the Company recorded a gain on 
the sale of approximately $2.1 million, which is included in Income/(loss) from unconsolidated entities on the 
Consolidated Statements of Operations.   

In November 2017, the joint venture sold one of the three remaining communities, a 399 home operating 
community in Anaheim, California for a sales price of approximately $148.0 million. As a result, the Company 
recorded a gain on the sale of approximately $5.5 million, which is included in Income/(loss) from unconsolidated 
entities on the Consolidated Statements of Operations.   

As of December 31, 2017, construction was completed on one of the two remaining communities. The completed 
community has achieved stabilization and the Company receives income and expenses based on its ownership 
percentage. The other community is still under construction and the Company continues to receive a 6.5% preferred 
return on its investment in that community. 

In March 2017 and May 2017, the Company entered into two additional joint venture agreements with the 
unaffiliated joint venture partner and agreed to pay $15.5 million for a 49% ownership interest in a 155 home 
community that is currently under construction in Seattle, Washington and $16.1 million for a 49% ownership 
interest in a 276 home community that is currently under construction in Hillsboro, Oregon (together with the 
May 2015 joint venture described above, the “West Coast Development Joint Ventures”). Consistent with the terms 
of the May 2015 joint venture agreement, UDR earns a 6.5% preferred return on its investments through the 
communities’ date of stabilization, as defined above, while our joint venture partner is allocated all operating 
income and expense during the pre-stabilization period. Upon stabilization of the communities, income and expense 
will be shared based on each partner’s ownership percentage and the Company will no longer receive a 6.5% 
preferred return on its investment. The Company will serve as property manager and will earn a management fee 
during the lease-up phase and subsequent operation of the stabilized communities. The unaffiliated joint venture 
partner is the general partner and the developer of the communities. The Company has concluded it does not control 
the joint ventures and accounts for them under the equity method of accounting. 

The Company has a fixed-price option to acquire the remaining interest in the communities beginning one year after 
completion for a total price of $61.3 million and $72.3 million, respectively. The unaffiliated joint venture partner is 
providing certain guaranties and there are construction loans on the communities. 

The Company’s recorded equity investment in the West Coast Development Joint Ventures at December 31, 2017 
and 2016 of $102.1 million and $150.3 million, respectively, is inclusive of outside basis costs and our accrued but 
unpaid preferred return. 

(f)  In June 2017, the Company entered into a joint venture agreement with an unaffiliated joint venture partner to 
develop and operate a 136 apartment home community in San Francisco, California. The Company’s preferred 
equity investment of up to $24.6 million earns a preferred return of 11.0% per annum. The unaffiliated joint venture 
partner is the managing member of the joint venture and the developer of the community. As of December 31, 2017, 
the Company had contributed approximately $11.3 million to the joint venture. The Company has concluded it does 

F - 21 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

not control the joint venture and accounts for it under the equity method of accounting. 

(g)  In September 2017, the Company entered into a joint venture agreement with an unaffiliated joint venture partner to 
develop and operate a 313 apartment home community in Nashville, Tennessee. The Company’s preferred equity 
investment of up to $55.6 million earns a preferred return of 8.0% per annum and receives a variable percentage of 
the value created from the project upon a capital or liquidating event. The unaffiliated joint venture partner is the 
managing member of the joint venture and the developer of the community. As of December 31, 2017, the 
Company had contributed approximately $18.0 million to the joint venture. The Company has concluded it does not 
control the joint venture and accounts for it under the equity method of accounting. 

(h)  In May 2017, the Company entered into a joint venture agreement with an unaffiliated joint venture partner. The 
joint venture has made a mezzanine loan to a third-party developer of a 373 apartment home community in 
Washington, D.C. The unaffiliated joint venture partner is the managing member of the joint venture. The 
mezzanine loan is for up to $71.0 million at an interest rate of 13.5% per annum and carries a term of four years 
with one, 12-month extension option. The Company’s investment commitment to the joint venture is approximately 
$38.6 million and earns a weighted average return rate of approximately 11.0% per annum. As of 
December 31, 2017, the Company had contributed approximately $26.5 million to the joint venture. The Company 
has concluded it does not control the joint venture and accounts for it under the equity method of accounting. 

As of December 31, 2017 and 2016, the Company had deferred fees and deferred profit of $10.9 million and 

$9.5 million, respectively, which will be recognized through earnings over the weighted average life of the related 
properties, upon the disposition of the properties to a third party, or upon completion of certain development obligations. 

The Company recognized management fees of $11.4 million, $11.3 million, and $11.3 million during each of 
the years ended December 31, 2017, 2016, and 2015, respectively, for our management of the communities held by the 
joint ventures and partnerships. The management fees are included in Joint venture management and other fees on the 
Consolidated Statements of Operations. 

The Company may, in the future, make additional capital contributions to certain of our joint ventures and 

partnerships should additional capital contributions be necessary to fund acquisitions or operations. 

We evaluate our investments in unconsolidated joint ventures and partnerships when events or changes in 
circumstances indicate that there may be an other-than-temporary decline in value. We consider various factors to 
determine if a decrease in the value of the investment is other-than-temporary. The Company did not recognize any 
other-than-temporary impairments in the value of its investments in unconsolidated joint ventures or partnerships during 
the years ended December 31, 2017, 2016, and 2015. 

F - 22 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

Condensed summary financial information relating to the unconsolidated joint ventures’ and partnerships’ 

operations (not just our proportionate share), is presented below for the years ended December 31, 2017, 2016, and 2015 
(dollars in thousands): 

As of and For the 
Year Ended December 31, 2017 
Condensed Statements of Operations: 

Total revenues 
Property operating expenses 
Real estate depreciation and amortization 

Operating income/(loss) 

Interest expense 
Gain/(loss) on the sale of real estate 
Net income attributable to noncontrolling interest  

Net income/(loss) 

  $

UDR/ 

UDR/ 
  MetLife I    MetLife II    Joint Ventures 

Park® 

Other 

     UDR/ 
  UDR/MetLife   MetLife 
  Development    Vitruvian   

  West Coast   
  Development   
  UDR/KFH  Joint Ventures 

Total 

  $

 —    $  156,920    $ 
 93   
 —   
 (93) 
 —   
 (17) 
 —   
 (110)  $

 52,450   
 45,144   
 59,326   
 (50,603) 
 (609) 
 —   
 8,114    $ 

 48,032    $  23,025    $  20,327  $ 
 8,159    
 11,839   
 21,908   
 14,480    
 7,169   
 32,625   
 (2,312)   
 4,017   
 (6,501) 
 (5,264)  
 (5,030) 
 (13,894) 
 —    
 —   
 —   
 —   
 —   
 —   

 (20,395)  $  (1,013)  $  (7,576)$ 

 18,812    $  267,116 
 103,969 
 9,520   
 106,805 
 7,387   
 56,342 
 1,905   
 (78,829)
 (4,038) 
 71,590 
 72,216   
 439 
 439   
 48,664 
 69,644    $

Condensed Balance Sheets: 

Total real estate, net 
Cash and cash equivalents 
Other assets 

Total assets 

Amount due to/(from) UDR 
Third party debt, net 
Accounts payable and accrued liabilities 

Total liabilities 
Total equity 

As of and For the 
Year Ended December 31, 2016 
Condensed Statements of Operations: 

Total revenues 
Property operating expenses 
Real estate depreciation and amortization 

Operating income/(loss) 

Interest expense 
Income/(loss) from discontinued operations 
Net income attributable to noncontrolling interest  

Net income/(loss) 

  $ 

  $ 108,958    $ 1,641,338    $ 

 514   
 2   
   109,474   
 514   
 30,555   
 12,186   
 43,255   

 11,947   
 10,830   
   1,664,115   
 (4,207) 
   1,108,156   
 19,477   
   1,123,426   

  $  66,219    $  540,689    $ 

 687,492    $ 299,420    $ 195,625  $ 
 829    
 7,612   
 8,596   
 905    
 1,972   
 4,290   
   197,359    
   309,004   
 700,378   
 229    
 1,311   
 413   
   165,801    
   131,281   
 443,147   
 1,516    
 15,620   
 14,590   
 458,150   
   167,546    
 148,212   
 242,228    $ 160,792    $  29,813  $ 

 252,352    $ 3,185,185 
 33,712 
 4,214   
 18,978 
 979   
   3,237,875 
 257,545   
 (1,452)
 288   
   2,005,566 
 126,626   
 80,490 
 17,101   
 144,015   
   2,084,604 
 113,530    $ 1,153,271 

      UDR/ 
UDR/ 
     MetLife I   MetLife II    Joint Ventures  

Park® 

Other 

      UDR/ 
  UDR/MetLife   MetLife 
  Development    Vitruvian   

  West Coast 
  Development   
  UDR/KFH  Joint Ventures  

Total 

  $ 

 278    $ 
 552   
 52   
 (326) 
 —   
 (375) 
 —   
 (701)  $ 

 169,175    $ 
 52,322   
 46,135   
 70,718   
 (51,173) 
 34,201   
 —   
 53,746    $ 

 18,090    $   22,916    $   19,997  $ 
 7,828    
 11,730   
 11,655   
 14,444    
 6,835   
 16,353   
 (2,275)   
 4,351   
 (9,918) 
 (5,369)   
 (5,095) 
 (6,164) 
 —    
 —   
 —   
 —   
 —   
 —   
 (744)  $ 
 (16,082)  $ 

 (7,644) $ 

 12,174    $ 
 7,117   
 6,218   
 (1,161) 
 (2,166) 
 —   
 (62) 
 (3,265)  $ 

 242,630 
 91,204 
 90,037 
 61,389 
 (69,967)
 33,826 
 (62)
 25,310 

 698,694    $  270,770    $  208,105  $ 
 1,288    
 7,012   
 8,991   
 1,026    
 2,266   
 2,744   
   210,419    
   280,048   
 710,429   
 429    
 1,566   
 3,082   
   165,687    
   124,716   
 375,597   
 1,397    
 7,303   
 32,484   
 411,163   
   167,513    
 133,585   
 299,266    $  146,463    $   42,906  $ 

 373,449    $  3,274,516 
 39,972 
 7,469   
 21,293 
 2,246   
   3,335,781 
 383,164   
 795 
 274   
   2,000,904 
 206,525   
 77,385 
 10,994   
 217,793   
   2,079,084 
 165,371    $  1,256,697 

Condensed Balance Sheets: 

Total real estate, net 
Cash and cash equivalents 
Other assets 

Total assets 

Amount due to/(from) UDR 
Third party debt, net 
Accounts payable and accrued liabilities 

Total liabilities 
Total equity 

  $  50,656    $  1,672,842    $ 

 1,940   
 1,641   
   54,237   
 155   
 —   
 5,211   
 5,366   
  $  48,871    $ 

 13,272   
 11,370   
   1,697,484   
 (4,711) 
   1,128,379   
 19,996   
   1,143,664   

 553,820    $ 

F - 23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
     
 
     
 
    
     
 
   
 
     
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
    
        
        
        
        
   
        
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
     
  
     
  
     
  
     
  
      
 
  
   
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
 
  
  
  
  
  
  
 
  
  
 
  
  
  
  
  
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
     
      
 
   
 
      
 
 
      
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
        
        
        
        
   
        
 
  
  
  
  
  
  
     
  
  
  
  
  
     
  
  
  
  
  
     
  
  
  
  
  
     
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
     
  
     
  
     
  
     
  
      
 
  
   
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
 
  
  
  
  
  
  
 
  
  
 
  
  
  
  
  
  
 
  
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

Other 

      UDR/ 

For the 
Year Ended December 31, 2015 
Condensed Statements of 
Operations: 

Total revenues 
Property operating expenses 
Real estate depreciation and 
amortization 

Operating income/(loss) 

Interest expense 
Income/(loss) from discontinued 
operations 
Net income attributable to 
noncontrolling interest 
Net income/(loss) 

UDR/ 

UDR/ 

  UDR/MetLife   MetLife   
  Development   Vitruvian 

  MetLife I   MetLife II   Joint Ventures 

Park® 

  West Coast   
  Development   
  UDR/KFH  Joint Ventures 

Texas 

Total 

  $ 

 541    $  170,062    $ 
 906   

 63,516   

 7,634    $  22,139    $   19,338   $ 
 3,826   

 11,519   

 7,733    

 200    $

 4,065   

 —    $  219,914 
 91,565 
 —   

 818    
 (1,183) 
 —    

 46,616    
 59,930   
 (52,037)  

 6,897    
 (3,089) 
 (2,566)  

 6,639    
 3,981   
 (4,848)   

 14,522   
 (2,917)   
 (5,539)  

 102    
 (3,967) 
 —    

 —    
 —    
 —    

 75,594 
 52,755 
   (64,990)

 (20)  

 —    

 —    

 —    

 —   

  $   (1,203)  $ 

 —   
 7,893    $ 

 —   
 (5,655)  $ 

 —   
 (867)   $ 

 —   

 —   

 (8,456) $ 

 —    

   184,138    

   184,118 

 (1) 

 (1)
 (3,966)  $ 184,138    $  171,884 

 —   

Other than the West Coast Development Joint Ventures, the condensed summary financial information relating 

to the entities in which we have an interest through the Developer Capital Program is not included in the tables above. 
As of and for the year ended December 31, 2017, combined total assets, liabilities, equity, revenues, and expenses for 
such entities were $79.1 million, $0.8 million, $78.3 million, $7.8 million, and $9.5 million, respectively. As of and for 
the year ended December 31, 2016, combined total assets, liabilities, equity, revenues, and expenses for such entities 
were $93.8 million, $95.2 million, $(1.4) million, $8.5 million, and $12.2 million, respectively. For the year ended 
December 31, 2015, combined total revenues and expenses for such entities were $3.6 million and $7.9 million, 
respectively.   

F - 24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
     
 
     
     
 
   
 
      
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
  
 
      
 
      
 
      
 
      
 
   
  
 
      
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

6. SECURED AND UNSECURED DEBT, NET 

The following is a summary of our secured and unsecured debt at December 31, 2017 and 2016 (dollars in 

thousands): 

Principal Outstanding 

As of December 31, 2017 

  December 31,    December 31,  

2017 

2016 

     Rate 

  Weighted  Weighted  
  Average  
Interest   

Average   Number of 
Years to   Communities
      Maturity      Encumbered 

Secured Debt: 

Fixed Rate Debt 

Mortgage notes payable (a) 
Fannie Mae credit facilities (b) 
Deferred financing costs 

Total fixed rate secured debt, net 

Variable Rate Debt 

Tax-exempt secured notes payable (c) 
Fannie Mae credit facilities (b) 
Deferred financing costs 

Total variable rate secured debt, net 

Total Secured Debt, net 

Unsecured Debt: 

Variable Rate Debt 

  $ 

 395,611   $ 
 285,836  
 (1,670) 
 679,777  

 402,996   
 355,836   
 (2,681)  
 756,151   

 4.04 %   
 4.86 %   

 5.3   
 2.0   

 4.39 %   

 3.9   

 94,700  
 29,034  
 (242) 
 123,492  
 803,269  

 94,700   
 280,946   
 (939)  
 374,707   
    1,130,858   

 1.90 %   
 2.92 %   

 2.14 %   
 4.04 %   

 5.2   
 0.9   

 4.2   
 4.0   

 7 
 8 

 15 

 2 
 1 

 3 
 18 

Borrowings outstanding under unsecured credit facility due 
January 2020 (d) (k) 
Borrowings outstanding under unsecured commercial 
paper program due February 2018 (e) (k) 
Borrowings outstanding under unsecured working capital 
credit facility due January 2019 (f) 
Term Loan Facility due January 2021 (d) (k) 

 —  

 —   

 — %   

 2.1   

 300,000  

 —  

 1.96 %   

 0.1  

 21,767  
 35,000  

 21,350   
 35,000   

 2.46 %   
 2.31 %   

 1.0   
 3.1   

Fixed Rate Debt 

4.25% Medium-Term Notes due June 2018 (net of 
discounts of $0 and $608, respectively) (g) (k) 
3.70% Medium-Term Notes due October 2020 (net of 
discounts of $22 and $30, respectively) (k) 
1.98% Term Loan Facility due January 2021 (d) (k) 
4.63% Medium-Term Notes due January 2022 (net of 
discounts of $1,446 and $1,805, respectively) (k) 
3.75% Medium-Term Notes due July 2024 (net of 
discounts of $678 and $782, respectively) (k) 
8.50% Debentures due September 2024 
4.00% Medium-Term Notes due October 2025 (net of 
discounts of $534 and $602, respectively) (h) (k) 
2.95% Medium-Term Notes due September 2026 (k) 
3.50% Medium-Term Notes due July 2027 (net of 
discounts of $670 and $0, respectively) (i) (k) 
3.50% Medium-Term Notes due January 2028 (net of 
discounts of $1,191 and $0, respectively) (j) (k) 
Other 
Deferred financing costs 
Total Unsecured Debt, net 
Total Debt, net 

 —  

 299,392   

 — %   

 —   

 299,978  
 315,000  

 299,970   
 315,000   

 3.70 %   
 1.98 %   

 2.8   
 3.1   

 398,554  

 398,195   

 4.63 %   

 4.0   

 299,322  
 15,644  

 299,218   
 15,644   

 3.75 %   
 8.50 %   

 299,466  
 300,000  

 299,398   
 300,000   

 4.00 %   
 2.95 %   

 6.5   
 6.7   

 7.8   
 8.7   

 299,330  

 —  

 3.50 %   

 9.5  

 298,809  
 19  
 (14,495) 
    2,868,394  

 —  
 21   
 (12,568)  
    2,270,620   
  $  3,671,663   $  3,401,478   

 3.50 %   

 10.0  

 3.43 %   
 3.65 %   

 5.7   
 5.3   

For purposes of classification of the above table, variable rate debt with a derivative financial instrument 

designated as a cash flow hedge is deemed as fixed rate debt due to the Company having effectively established a fixed 
interest rate for the underlying debt instrument. 

Our secured debt instruments generally feature either monthly interest and principal or monthly interest-only 
payments with balloon payments due at maturity. As of December 31, 2017, secured debt encumbered $1.7 billion or 

F - 25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
 
 
    
 
    
    
    
   
    
       
     
     
     
   
 
  
  
 
  
  
     
     
   
 
  
  
 
  
    
  
     
     
     
   
 
  
  
 
  
  
 
  
  
     
     
   
 
  
  
 
  
 
  
    
  
     
     
     
   
 
  
    
  
     
     
     
   
 
  
  
   
 
 
 
 
  
  
   
 
  
  
   
 
  
    
  
     
     
     
   
 
  
  
   
 
  
  
   
 
  
  
   
 
  
  
   
 
  
  
   
 
  
  
   
 
  
  
   
 
  
  
   
 
 
 
 
 
 
 
  
  
     
     
   
 
  
  
     
     
   
 
   
   
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

16.8% of UDR’s total real estate owned based upon gross book value ($8.5 billion or 83.2% of UDR’s real estate owned 
based on gross book value is unencumbered). 

(a) At December 31, 2017, fixed rate mortgage notes payable are generally due in monthly installments of 
principal and interest and mature at various dates from May 2019 through November 2026 and carry interest rates 
ranging from 3.15% to 5.86%. 

The Company will from time to time acquire properties subject to fixed rate debt instruments. In those 
situations, the Company records the debt at its estimated fair value and amortizes any difference between the fair value 
and par value to interest expense over the life of the underlying debt instrument.  

During the years ended December 31, 2017, 2016, and 2015, the Company had $3.0 million, $2.9 million, and 
$5.3 million, respectively, of amortization of the fair market adjustment of debt assumed in the acquisition of properties, 
which was included in Interest expense on the Consolidated Statements of Operations. The unamortized fair market 
adjustment was a net premium of $8.2 million and $11.2 million at December 31, 2017 and 2016, respectively. 

(b) UDR had two secured credit facilities with Fannie Mae with an aggregate commitment of $314.9 million at 

December 31, 2017. The Fannie Mae credit facilities mature at various dates from December 2018 through July 2020 
and bear interest at floating and fixed rates. At December 31, 2017, $285.8 million of the outstanding balance was fixed 
and had a weighted average interest rate of 4.86% and the remaining balance of $29.0 million had a weighted average 
variable interest rate of 2.92%. 

During the year ended December 31, 2017, the Company prepaid $275.3 million of its secured credit facilities 
with borrowings under the Company’s unsecured commercial paper program and proceeds from the issuance of senior 
unsecured medium-term notes. The Company incurred prepayment costs of $5.8 million during the year ended 
December 31, 2017, which were included in Interest expense on the Consolidated Statements of Operations. 

Further information related to these credit facilities is as follows (dollars in thousands): 

Borrowings outstanding 
Weighted average borrowings during the period ended 
Maximum daily borrowings during the period ended 
Weighted average interest rate during the period ended 
Weighted average interest rate at the end of the period 

      December 31,        December 31, 

  $ 

2017 
 314,870  
 416,653  
 636,782  

$ 

2016 
 636,782  
 737,802  
 813,544  

 4.3 %     
 4.7 %     

 3.9 % 
 3.8 % 

 (c) The variable rate mortgage notes payable that secure tax-exempt housing bond issues mature in 
August 2019 and March 2032. Interest on these notes is payable in monthly installments. The variable rate mortgage 
notes have interest rates ranging from 1.71% to 1.98% as of December 31, 2017. 

(d) The Company has a $1.1 billion unsecured revolving credit facility (the “Revolving Credit Facility”) and a 

$350.0 million unsecured term loan facility (the “Term Loan Facility”). The credit agreement for these facilities (the 
“Credit Agreement”) allows the total commitments under the Revolving Credit Facility and the total borrowings under 
the Term Loan Facility to be increased to an aggregate maximum amount of up to $2.0 billion, subject to certain 
conditions, including obtaining commitments from any one or more lenders. The Revolving Credit Facility has a 
scheduled maturity date of January 31, 2020, with two six-month extension options, subject to certain conditions. The 
Term Loan Facility has a scheduled maturity date of January 29, 2021. 

Based on the Company’s current credit rating, the Revolving Credit Facility has an interest rate equal to LIBOR 
plus a margin of 90 basis points and a facility fee of 15 basis points, and the Term Loan Facility has an interest rate equal 
to LIBOR plus a margin of 95 basis points. Depending on the Company’s credit rating, the margin under the Revolving 
Credit Facility ranges from 85 to 155 basis points, the facility fee ranges from 12.5 to 30 basis points, and the margin 
under the Term Loan Facility ranges from 90 to 175 basis points. 

F - 26 

 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
  
  
 
  
  
 
  
 
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

The Credit Agreement contains customary representations and warranties and financial and other affirmative 

and negative covenants. The Credit Agreement also includes customary events of default, in certain cases subject to 
customary periods to cure. The occurrence of an event of default, following the applicable cure period, would permit the 
lenders to, among other things, declare the unpaid principal, accrued and unpaid interest and all other amounts payable 
under the Credit Agreement to be immediately due and payable. 

The following is a summary of short-term bank borrowings under the Revolving Credit Facility at 

December 31, 2017 and 2016 (dollars in thousands): 

Total revolving credit facility 
Borrowings outstanding at end of period (1) 
Weighted average daily borrowings during the period ended 
Maximum daily borrowings during the period ended 
Weighted average interest rate during the period ended 
Interest rate at end of the period 

      December 31,        December 31,   

2017 

  $  1,100,000  
 —  
 2,274  
 120,000  

2016 
$  1,100,000  
 —  
 161,505  
 340,000  

 1.6 %     
 — %     

 1.4 % 
 — % 

(1)  Excludes $3.3 million and $2.9 million of letters of credit at December 31, 2017 and 2016, respectively. 

(e) On January 23, 2017, the Company entered into an unsecured commercial paper program. Under the terms 

of the program, the Company may issue unsecured commercial paper up to a maximum aggregate amount outstanding of 
$500.0 million. The notes are sold under customary terms in the United States commercial paper market and rank pari 
passu with all of the Company’s other unsecured indebtedness. The notes are fully and unconditionally guaranteed by 
the Operating Partnership. 

The following is a summary of short-term bank borrowings under the unsecured commercial paper program at 

December 31, 2017 and 2016 (dollars in thousands): 

Total unsecured commercial paper program 
Borrowings outstanding at end of period 
Weighted average daily borrowings during the period ended 
Maximum daily borrowings during the period ended 
Weighted average interest rate during the period ended 
Interest rate at end of the period 

      December 31,        December 31,  

2016 

$ 

   $ 

2017 
 500,000  
 300,000  
 238,810  
 390,000  

 1.4 %     
 2.0 %     

—  
—  
—  
—  
— % 
— % 

 (f) The Company has a working capital credit facility, which provides for a $75.0 million unsecured revolving 

credit facility (the “Working Capital Credit Facility”) with a scheduled maturity date of January 1, 2019. Based on the 
Company’s current credit rating, the Working Capital Credit Facility has an interest rate equal to LIBOR plus a margin 
of 90 basis points. Depending on the Company’s credit rating, the margin ranges from 85 to 155 basis points. In 
February 2018, the Company amended the working capital credit facility to extend the scheduled maturity date to 
January 2021. The maximum borrowing capacity and interest rate were unchanged by the amendment. 

The following is a summary of short-term bank borrowings under the Working Capital Credit Facility at 

December 31, 2017 and 2016 (dollars in thousands): 

Total working capital credit facility 
Borrowings outstanding at end of period 
Weighted average daily borrowings during the period ended 
Maximum daily borrowings during the period ended 
Weighted average interest rate during the period ended 
Interest rate at end of the period 

      December 31,        December 31,    

  $ 

2017 
 75,000  
 21,767  
 26,993  
 68,207  

$ 

2016 
 75,000  
 21,350  
 21,936  
 69,633  

 2.0 %     
 2.5 %     

 1.4 % 
 1.7 % 

F - 27 

 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
 
  
  
 
  
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
  
  
 
  
  
 
  
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
  
 
  
  
 
  
  
 
  
 
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

(g) During the year ended December 31, 2017, the Company redeemed its $300.0 million 4.25% senior 

unsecured medium-term notes due June 1, 2018, primarily with borrowings under its $300.0 million 3.50% senior 
unsecured medium-term notes issued on December 13, 2017. The Company incurred prepayment costs of $3.4 million 
during the year ended December 31, 2017, which were included in Interest expense on the Consolidated Statement of 
Operations.  

(h) The Company previously entered into forward starting interest rate swaps to hedge against interest rate risk 

on $200.0 million of this debt. The all-in weighted average interest rate, inclusive of the impact of these interest rate 
swaps, was 4.55%. 

(i) On June 16, 2017, the Company issued $300.0 million of 3.50% senior unsecured medium-term notes due 
July 1, 2027. Interest is payable semi-annually in arrears on January 1 and July 1 of each year, beginning on January 1, 
2018. The notes were priced at 99.764% of the principal amount at issuance. The Company used the net proceeds for the 
repayment of outstanding indebtedness and for general corporate purposes. 

(j) On December 13, 2017, the Company issued $300.0 million of 3.50% senior unsecured medium-term notes 
due January 15, 2028. Interest is payable semi-annually in arrears on January 15 and July 15 of each year, beginning on 
July 15, 2018. The notes were priced at 99.601% of the principal amount at issuance. The Company used the net 
proceeds for the repayment of debt, including funding the redemption of its $300.0 million 4.25% senior unsecured 
medium-term notes due in June 2018, and for general corporate purposes. 

 (k) The Operating Partnership is a guarantor of this debt. 

The aggregate maturities, including amortizing principal payments of secured and unsecured debt, of total debt 

for the next ten years subsequent to December 31, 2017 are as follows (dollars in thousands): 

Year 
2018 
2019 
2020 
2021 
2022 
2023 
2024 
2025 
2026 
2027 
Thereafter 
Subtotal 
Non-cash (a) 
Total 

Total  

Total  

 4,636   $ 

     Total Fixed      Total Variable      
  Secured Debt  Secured Debt   Secured Debt  Unsecured Debt 
  $ 

Total  
Debt 
 333,670 
 338,862 
 498,076 
 351,117 
 401,157 
 41,245 
 315,644 
 427,600 
 350,000 
 300,000 
 327,000 
   3,684,371 
 (12,708)
  $  679,777   $   123,492   $  803,269   $   2,868,394   $  3,671,663 

 300,000   $ 
 21,767  
 300,000  
 350,000  
 400,000  
 —  
 315,644  
 300,000  
 300,000  
 300,000  
 300,000  
    2,887,411  
 (19,017) 

 33,670   $ 
 317,095  
    198,076  
 1,117  
 1,157  
 41,245  
 —  
    127,600  
 50,000  
 —  
 27,000  
    796,960  
 6,309  

 29,034   $ 
 67,700  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 27,000  
 123,734  
 (242) 

 249,395  
    198,076  
 1,117  
 1,157  
 41,245  
 —  
    127,600  
 50,000  
 —  
 —  
    673,226  
 6,551  

(a)  Includes the unamortized balance of fair market value adjustments, premiums/discounts, and deferred financing 
costs. For the years ended December 31, 2017 and 2016, the Company amortized $4.3 million and $4.5 million, 
respectively, of deferred financing costs into Interest expense. 

We were in compliance with the covenants of our debt instruments at December 31, 2017. 

F - 28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
 
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
 
  
  
  
  
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

7. INCOME/(LOSS) PER SHARE 

The following table sets forth the computation of basic and diluted income/(loss) per share for the periods 

presented (dollars and shares in thousands, except per share data): 

Year Ended December 31,  
2016 

2015 

2017 

Numerator for income/(loss) per share: 

Income/(loss) from continuing operations 
Gain/(loss) on sale of real estate owned, net of tax 
Net (income)/loss attributable to redeemable noncontrolling interests in the Operating 
Partnership and DownREIT Partnership 
Net (income)/loss attributable to noncontrolling interests 

Net income/(loss) attributable to UDR, Inc. 

Distributions to preferred stockholders — Series E (Convertible) 

Income/(loss) attributable to common stockholders - basic 

Dilutive distributions to preferred stockholders - Series E (Convertible) 

Income/(loss) attributable to common stockholders - diluted 

$ 

 89,251   $ 
 43,404  

 109,529 
 210,851 

 $ 

 105,482 
 251,677 

 (10,933) 
 (164) 
 121,558  
 (3,708) 
 117,850  
 —  
 117,850   $ 

 (27,282)
 (380)
 292,718 
 (3,717)
 289,001 
 — 
 289,001 

$ 

 (16,773)
 (3)
 340,383 
 (3,722)
 336,661 
 3,722 
 340,383 

 $ 

Denominator for income/(loss) per share: 

Weighted average common shares outstanding 
Non-vested restricted stock awards 

Denominator for basic income/(loss) per share 

Incremental shares issuable from assumed conversion of dilutive preferred stock, stock 
options, unvested LTIP Units and unvested restricted stock 

Denominator for diluted income/(loss) per share 

Income/(loss) per weighted average common share: 

Basic  
Diluted  

 267,567  
 (543) 
 267,024  

 266,211 
 (825)
 265,386 

 1,806  
 268,830  

 1,925 
 267,311 

 259,873 
 (1,204)
 258,669 

 5,083 
 263,752 

$ 
$ 

 0.44   $ 
 0.44   $ 

 1.09 
 1.08 

 $ 
 $ 

 1.30 
 1.29 

Basic income/(loss) per common share is computed based upon the weighted average number of common 

shares outstanding. Diluted income/(loss) per common share is computed based upon the weighted average number of 
common shares outstanding plus the common shares issuable from the assumed conversion of the OP Units and 
DownREIT Units, convertible preferred stock, stock options, unvested long-term incentive plan units (“LTIP Units”), 
unvested restricted stock and continuous equity program forward sales agreements. Only those instruments having a 
dilutive impact on our basic income/(loss) per share are included in diluted income/(loss) per share during the periods. 
For the years ended December 31, 2017 and 2016, the effect of the conversion of the OP Units, DownREIT Units, LTIP 
Units and the Company’s Series E preferred stock was not dilutive, and therefore not included in the above calculations. 
For the year ended December 31, 2015, the effect of the conversion of the OP Units and DownREIT Units was not 
dilutive, and therefore not included in the above calculations. 

For the year ended December 31, 2017, the Company did not enter into any forward purchase agreements under 

its continuous equity program. 

The following table sets forth the additional shares of common stock outstanding by equity instrument if 

converted to common stock for each of the years ended December 31, 2017, 2016, and 2015 (shares in thousands): 

Year Ended December 31,  
2016 

2015 

2017 

OP/DownREIT Units 
Convertible preferred stock 
Stock options, unvested LTIP Units and unvested restricted stock 

F - 29 

       24,821        25,130        12,947 
 3,032 
 2,051 

 3,028   
 1,925   

 3,021   
 1,806   

 
 
 
 
 
 
 
 
 
 
 
 
 
    
     
     
 
 
 
    
 
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
 
 
  
  
  
   
 
 
   
 
   
 
   
  
    
  
   
   
   
  
  
   
  
  
   
  
  
   
  
  
   
  
  
   
 
 
   
 
   
 
   
  
    
  
   
   
   
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

8. STOCKHOLDERS’ EQUITY 

UDR has an effective registration statement that allows the Company to sell an undetermined number of debt 

and equity securities as defined in the prospectus. The Company had the ability to issue 350,000,000 shares of common 
stock and 50,000,000 shares of preferred shares as of December 31, 2017. 

The following table presents the changes in the Company’s issued and outstanding shares of common and 

preferred stock for the years ended December 31, 2017, 2016 and 2015   

Common 
Stock 

Preferred Stock 

Series E 

Series F 

Balance at December 31, 2014 

Issuance/(forfeiture) of common and restricted shares, net 
Issuance of common shares through public offering 
Adjustment for conversion of noncontrolling interest of unitholders in 
the Operating Partnership 
Conversion of Series E Cumulative Convertible shares 
Issuance of Series F shares 
Balance at December 31, 2015 

Issuance/(forfeiture) of common and restricted shares, net 
Issuance of common shares through public offering 
Adjustment for conversion of noncontrolling interest of unitholders in 
the Operating Partnership 
Adjustment for conversion of noncontrolling interest of unitholders in 
the DownREIT Partnership 
Forfeiture of Series F shares 
Balance at December 31, 2016 

Issuance/(forfeiture) of common and restricted shares, net 
Issuance of common shares upon exercise of stock options 
Adjustment for conversion of noncontrolling interest of unitholders in 
the Operating Partnership 
Conversion of Series E Cumulative Convertible shares 
Adjustment for conversion of noncontrolling interest of unitholders in 
the DownREIT Partnership 
Forfeiture of Series F shares 
Balance at December 31, 2017 

Common Stock 

     255,114,603      2,803,812       2,464,183 
 — 
 — 

 270,628   
 6,339,636   

 —   
 —   

 —   
 (6,909)  

 112,174   
 7,480   
 —   

 — 
 — 
 —     13,988,313 
    261,844,521     2,796,903     16,452,496 
 — 
 — 

 154,656   
 5,000,000   

 —   
 —   

 4,685   

 —   

 — 

 255,607   
 —   

 — 
 (255,607)
    267,259,469     2,796,903     16,196,889 
 — 

 —   
 —   

 —   

 69,788   
 86,554  

 7,604   
 17,225  

 —   
 (15,909) 

 — 

 381,429   
 —   

 — 
 (344,168)
    267,822,069     2,780,994     15,852,721 

 —   
 —   

The Company has an equity distribution agreement which allows it from time to time, through its sales agents, 

to offer and sell up to 20,000,000 shares of its common stock. Sales of such shares will be made by means of ordinary 
brokers’ transactions on the NYSE at market prices. In July 2017, the Company updated its equity distribution 
agreement to also permit the entry into separate forward sales agreements to or through its forward purchasers. As of 
December 31, 2017, 13,078,931 shares were available for sale under the continuous equity program.  

During the year ended December 31, 2017, the Company entered into the following equity transactions for our 

common stock: 

  Issued 322,352 shares of common stock through the Company’s 1999 Long-Term Incentive Plan (the 

“LTIP”); 

  Converted 7,604 OP Units into Company common stock; 

  Converted 381,429 DownREIT Units into Company common stock, resulting in the forfeiture of 344,168 

Series F Preferred Shares; and 

F - 30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
  
  
  
  
 
 
  
 
  
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

  Converted 15,909 Series E Cumulative Convertible shares into 17,225 share of common stock. 

Distributions are subject to the approval of the Board of Directors and are dependent upon our strategy, 

financial condition and operating results. UDR’s common distributions for the years ended December 31, 2017, 2016, 
and 2015 totaled $1.24, $1.18, and $1.11 per share, respectively. 

Preferred Stock 

The Series E Cumulative Convertible Preferred Stock (“Series E”) has no stated par value and a liquidation 

preference of $16.61 per share. Subject to certain adjustments and conditions, each share of the Series E is convertible at 
any time and from time to time at the holder’s option into one share of our common stock prior to a “Special Dividend” 
declared in 2008 (1.083 shares after the Special Dividend). The holders of the Series E are entitled to vote on an as-
converted basis as a single class in combination with the holders of common stock at any meeting of our stockholders for 
the election of directors or for any other purpose on which the holders of common stock are entitled to vote. The Series E 
has no stated maturity and is not subject to any sinking fund or any mandatory redemption. 

Distributions declared on the Series E for the years ended December 31, 2017, 2016, and 2015 were $1.33 per 
share. The Series E is not listed on any exchange. At December 31, 2017 and 2016, a total of 2,780,994 and 2,796,903 
shares of the Series E were outstanding, respectively. 

UDR is authorized to issue up to 20,000,000 shares of the Series F Preferred Stock (“Series F”). The Series F 

may be purchased by holders of OP Units and DownREIT Units, at a purchase price of $0.0001 per share. 
OP/DownREIT Unitholders are entitled to subscribe for and purchase one share of UDR’s Series F for each 
OP/DownREIT Unit held. In connection with the acquisition of the six properties from Home OP and the formation of 
the DownREIT Partnership in October 2015, the Company issued 13,988,313 Series F shares to former limited partners 
of the Home OP, which had the right to subscribe for one share of Series F for each DownREIT Unit issued in 
connection with the acquisitions. During the years ended December 31, 2017 and 2016, 344,168 and 255,607 of the 
Series F shares were forfeited upon the conversion of DownREIT Units into Company common stock, respectively.  

At December 31, 2017 and 2016, a total of 15,852,721 and 16,196,889 shares, respectively, of the Series F were 

outstanding with an aggregate purchase value of $1,585 and $1,620, respectively. Holders of the Series F are entitled to 
one vote for each share of the Series F they hold, voting together with the holders of our common stock, on each matter 
submitted to a vote of security holders at a meeting of our stockholders. The Series F does not entitle its holders to 
dividends or any other rights, privileges or preferences. 

Distribution Reinvestment and Stock Purchase Plan 

UDR’s Distribution Reinvestment and Stock Purchase Plan (the “Stock Purchase Plan”) allows common and 

preferred stockholders the opportunity to purchase, through the reinvestment of cash dividends, additional shares of 
UDR’s common stock. From inception through December 31, 2008, shareholders have elected to utilize the Stock 
Purchase Plan to reinvest their distribution for the equivalent of 9,957,233 shares of Company common stock. Shares in 
the amount of 10,963,730 were reserved for issuance under the Stock Purchase Plan as of December 31, 2017. During 
the year ended December 31, 2017, UDR acquired all shares issued through the open market. 

9. EMPLOYEE BENEFIT PLANS 

In May 2001, the stockholders of UDR approved the long term incentive plan (“LTIP”), which supersedes the 

1985 Stock Option Plan. The LTIP authorizes the granting of awards which may take the form of options to purchase 
shares of common stock, stock appreciation rights, restricted stock, dividend equivalents, other stock-based awards, and 
any other right or interest relating to common stock or cash incentive awards to Company directors, employees and 
outside trustees to promote the success of the Company by linking individual’s compensation via grants of share based 
payment. 

During the year ended December 31, 2015, the LTIP was amended to set forth the terms of new classes of 
partnership interests in the Operating Partnership designated as LTIP Units. LTIP Units are designed to qualify as 
“profits interests” in the Operating Partnership for federal income tax purposes, meaning that initially they are not 

F - 31 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

economically equivalent in value to a share of our common stock, but over time can increase in value to one-for-one 
parity with common stock by operation of special tax rules applicable to profits interests. Until and unless such parity is 
reached, the value that an executive will realize for a given number of vested LTIP units is less than the value of an 
equal number of shares of our common stock. 

As of December 31, 2017, 19,000,000 shares were reserved on an unadjusted basis for issuance upon the grant 

or exercise of awards under the LTIP. As of December 31, 2017, there were 9,003,396 common shares available for 
issuance under the LTIP. 

The LTIP contains change of control provisions allowing for the immediate vesting of an award upon certain 

events such as a merger where UDR is not the surviving entity. Upon the death or disability of an award recipient all 
outstanding instruments will vest and all restrictions will lapse. The LTIP specifies that in the event of a capital 
transaction, which includes but is not limited to stock dividends, stock splits, extraordinary cash dividends and spin-offs, 
the number of shares available for grant in totality or to a single individual is to be adjusted proportionately. The LTIP 
specifies that when a capital transaction occurs that would dilute the holder of the stock award, prior grants are to be 
adjusted such that the recipient is no worse as a result of the capital transaction. 

A summary of UDR’s stock option and restricted stock activities during the year ended December 31, 2017 is 

as follows: 

Option Outstanding 

Option Exercisable 

Restricted Stock 

  Weighted 
Average 
Exercise 
Price 

Number of   
Options 

  Weighted 
Average 
Exercise 
Price 

Number of   
Options 

Balance, December 31, 2016 

 2,234,963   $

Granted 
Exercised 
Vested 
Forfeited 

 —  
 (404,291) 
 —  
 —  

Balance, December 31, 2017 

 1,830,672   $

 12.65   
 —   
 24.38   
 —   
 —   
 10.06   

 2,234,963   $

 —  
 (404,291)  
 —  
 —  

 1,830,672   $

 12.65   
 —   
 24.38   
 —   
 —   
 10.06   

     Weighted 
  Average Fair 

Value Per 
Restricted 
Stock 

Number 
of shares 
 645,967   $ 
 238,821  
 —  
 (322,457)  
 (49,815)  
 512,516   $ 

 35.12 
 35.76 
 — 
 32.85 
 35.30 
 36.82 

As of December 31, 2017, the Company had issued 5,929,255 shares of restricted stock under the LTIP. 

Stock Option Plan 

UDR has granted stock options to our employees, subject to certain conditions. Each stock option is exercisable 

into one common share. 

There is no remaining compensation cost related to unvested stock options as of December 31, 2017. 

During the year ended December 31, 2017, 404,291 stock options were exercised. 

The weighted average remaining contractual life on all options outstanding as of December 31, 2017 is 

1.1 years. The remaining 1,830,672 of share options have exercise prices at $10.06. 

During the years ended December 31, 2017, 2016, and 2015, respectively, we did not recognize any net 

compensation expense related to outstanding stock options. 

Restricted Stock Awards 

Restricted stock awards are granted to Company employees, officers, and directors. The restricted stock awards 

are valued based upon the closing sales price of UDR common stock on the date of grant. Compensation expense is 
recorded under the straight-line method over the vesting period, which is generally three to four years. Restricted stock 
awards earn dividends payable in cash. Some of the restricted stock grants are based on the Company’s performance and 
are subject to adjustment during the initial one year performance period. For the years ended December 31, 2017, 2016, 

F - 32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
     
 
    
 
    
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

and 2015, we recognized $4.0 million, $3.4 million, and $3.2 million of compensation expense, net of capitalization, 
related to the amortization of restricted stock awards, respectively. The total remaining compensation cost on unvested 
restricted stock awards was $6.0 million and had a weighted average remaining contractual life of 2.5 years as of 
December 31, 2017. 

Long-Term Incentive Compensation 

In January 2017, certain officers of the Company were awarded either a restricted stock grant or an LTIP Unit 
grant, or a combination of both, under the 2017 Long-Term Incentive Program (“2017 LTI”). For both restricted stock 
grants and LTIP Unit grants, thirty percent of the 2017 LTI award is based upon FFO as Adjusted over a one-year period 
and will vest fifty percent on the one-year anniversary and fifty percent on the two-year anniversary. Ten percent of the 
2017 LTI award is based upon FFO as Adjusted over a three-year period and will vest 100% at the end of the three-year 
performance period. The remaining sixty percent of the 2017 LTI award is based on Total Shareholder Return (“TSR”) 
as measured relative to comparable apartment REITs over a three-year period and on an absolute basis over a three-year 
period whereby both will vest 100% at the end of the three-year performance periods. The portion of the restricted stock 
grant based upon FFO as Adjusted was valued based upon the closing sales price of UDR common stock on the date of 
grant or $35.95 per share. Because LTIP Units are granted at the maximum potential payout and there is uncertainty 
associated with an LTIP Unit reaching parity with the value of a share of UDR common stock, the portion of the LTIP 
Unit grant based upon the one-year FFO as Adjusted was valued at $16.18 per unit on the grant date, inclusive of a 10% 
discount, and the portion of the LTIP Unit grant based upon the three-year FFO as Adjusted was valued at $16.63 per 
unit on the grant date, inclusive of a 7.5% discount. The portion of the restricted stock grant based upon TSR was valued 
at $44.26 per share for the relative component and $31.40 per share for the absolute component on the grant date as 
determined by a lattice-binomial option-pricing model based on a Monte Carlo simulation using a volatility factor of 
23.0%. The portion of the LTIP Unit grant based upon TSR was valued at $20.54 per unit, inclusive of a 7.5% discount, 
for the relative component and $14.71 per unit, inclusive of a 7.5% discount, for the absolute component on the grant 
date as determined by a lattice-binomial option-pricing model based on a Monte Carlo simulation using a volatility 
factor of 23.0%. 

In January 2016, certain officers of the Company were awarded either a restricted stock grant or an LTIP Unit 
grant, or a combination of both, under the 2016 Long-Term Incentive Program (“2016 LTI”). For both restricted stock 
grants and LTIP Unit grants, one-third of the 2016 LTI award is based upon FFO as Adjusted over a one-year period and 
will vest fifty percent on the one-year anniversary and fifty percent on the two-year anniversary. The remaining two-
thirds of the 2016 LTI award is based on TSR as measured relative to comparable apartment REITs over a three-year 
period and will vest 100% at the end of the three-year performance period. The portion of the restricted stock grant based 
upon FFO as Adjusted was valued based upon the closing sales price of UDR common stock on the date of grant or 
$36.97 per share. Because LTIP Units are granted at the maximum potential payout and there is uncertainty associated 
with an LTIP Unit reaching parity with the value of a share of UDR common stock, the portion of the LTIP Unit grant 
based upon FFO as Adjusted was valued at $16.64 per unit on the grant date, inclusive of a 10% discount. The portion of 
the restricted stock grant based upon TSR was valued at $41.22 per share on the grant date as determined by a lattice-
binomial option-pricing model based on a Monte Carlo simulation using a volatility factor of 21.8%. The portion of the 
LTIP Unit grant based upon TSR was valued at $19.15 per unit on the grant date as determined by a lattice-binomial 
option-pricing model based on a Monte Carlo simulation using a volatility factor of 21.8%. 

In January 2015, certain officers of the Company were awarded a restricted stock grant under the 2015 Long-

Term Incentive Program (“2015 LTI”). One-third of the 2015 LTI award is based upon FFO as Adjusted over a one-year 
period and will vest fifty percent on the one-year anniversary and fifty percent on the two-year anniversary. The 
remaining two-thirds of the 2015 LTI award is based on TSR as measured relative to comparable apartment REITs over 
a three-year period and will vest 100% at the end of the three-year performance period. The portion of the restricted 
stock grant based upon FFO as Adjusted was valued based upon the closing sales price of UDR common stock on the 
date of grant. The portion of the restricted stock grant based upon TSR was valued at $34.14 per share on the grant date 
as determined by a lattice-binomial option-pricing model based on a Monte Carlo simulation using a volatility factor of 
16.5%. 

In December 2014, when the LTI program was changed from a one-year to a three-year performance period, a 

one-time transition (“Transition LTI”) award opportunity was approved commencing in 2015. One-third of the 
Transition LTI award is based upon FFO as Adjusted over a one-year period and will vest at the end of the performance 

F - 33 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

period. The remaining two-thirds of the Transition LTI award is based on TSR as measured relative to comparable 
apartment REITs over a two-year period and will vest 100% at the end of the two-year performance period. The portion 
of the restricted stock grant based upon FFO as Adjusted was valued based upon the closing sales price of UDR common 
stock on the date of grant. The portion of the restricted stock grant based upon TSR was valued at $33.68 per share on 
the grant date as determined by a lattice-binomial option-pricing model based on a Monte Carlo simulation using a 
volatility factor of 16.6%. The intent of the transition award is to ensure consistent reward opportunity during the phase-
in period of the three-year awards under the 2015 LTI plan. 

For the years ended December 31, 2017, 2016, and 2015, we recognized $8.9 million, $10.0 million and $14.8 
million, respectively, of compensation expense, net of capitalization, related to the amortization of the awards. The total 
remaining compensation cost on unvested LTI awards was $7.3 million and had a weighted average remaining 
contractual life of 2.2 years as of December 31, 2017. 

Profit Sharing Plan 

Our profit sharing plan (the “Plan”) is a defined contribution plan covering all eligible full-time employees. 
Under the Plan, UDR makes discretionary profit sharing and matching contributions to the Plan as determined by the 
Compensation Committee of the Board of Directors. Aggregate provisions for contributions, both matching and 
discretionary, which are included in UDR’s Consolidated Statements of Operations for the years ended 
December 31, 2017, 2016, and 2015, was $1.3 million, $1.3 million, and $1.1 million, respectively. 

10. INCOME TAXES 

For 2017, 2016, and 2015, UDR believes that we have complied with the REIT requirements specified in the 

Code. As such, the REIT would generally not be subject to federal income taxes. 

For income tax purposes, distributions paid to common stockholders may consist of ordinary income, qualified 
dividends, capital gains, unrecaptured section 1250 gains, return of capital, or a combination thereof. Distributions that 
exceed our current and accumulated earnings and profits constitute a return of capital rather than taxable income and 
reduce the stockholder’s basis in their common shares. To the extent that a distribution exceeds both current and 
accumulated earnings and profits and the stockholder’s basis in the common shares, it generally will be treated as a gain 
from the sale or exchange of that stockholder’s common shares. Taxable distributions paid per common share were 
taxable as follows for the years ended December 31, 2017, 2016, and 2015 (unaudited):  

Year Ended December 31,  
2016 
 0.708      $ 
 —  
 0.309  
 0.145  
 1.162   $ 

2017 
 1.018      $ 
 0.011  
 0.133  
 0.063  
 1.225   $ 

2015 
 0.595 
 — 
 0.329 
 0.168 
 1.092 

Ordinary income 
Qualified ordinary income 
Long-term capital gain 
Unrecaptured section 1250 gain 
Total 

     $ 

  $ 

F - 34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
 
  
  
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

We have a TRS that is subject to federal and state income taxes. A TRS is a C-corporation which has not 
elected REIT status and as such is subject to United States federal and state income tax. The components of the provision 
for income taxes are as follows for the years ended December 31, 2017, 2016, and 2015 (dollars in thousands): 

Year Ended December 31,  
2016 

2015 

2017 

Income tax (benefit)/provision 

Current 

Federal 
State 

Total current 

Deferred 
Federal 
State 

Total deferred 
Total income tax (benefit)/provision 

Classification of income tax (benefit)/provision: 
Continuing operations 
Gain/(loss) on sale of real estate owned 

  $   (1,205)  $ 

 69   $ 

 407  
 (798) 

 372  
 441  

 29 
 871 
 900 

 9,814  
 1,319  
    11,133  

    (4,173)
 568  
 (613)
 (10) 
 558  
    (4,786)
 (240)  $  11,574   $   (3,886)

 (240)  $   (3,774)  $   (3,886)
 — 

    15,348  

 —  

  $ 

  $ 

Deferred income taxes are provided for the change in temporary differences between the basis of certain assets 

and liabilities for financial reporting purposes and income tax reporting purposes. The expected future tax rates are based 
upon enacted tax laws. The components of our TRS deferred tax assets and liabilities are as follows for the years ended 
December 31, 2017, 2016, and 2015 (dollars in thousands): 

Year Ended December 31,  
2016 

2015 

2017 

Deferred tax assets: 

Federal and state tax attributes 
Book/tax depreciation 
Other 

Total deferred tax assets 

Valuation allowance 

Net deferred tax assets 

Deferred tax liabilities: 

Other 

Total deferred tax liabilities 

Net deferred tax asset 

  $ 

 8   $ 
 —  
 139  
 147  
 (9) 
 138  

 536   $ 

 2,227 
 9,016 
 707 
    11,950 
 (81)
    11,869 

 —  
 190  
 726  
 (6) 
 720  

 (67) 
 (67) 
 71   $ 

 (107)
 (92) 
 (92) 
 (107)
 628   $  11,762 

  $ 

Income tax provision/(benefit), net differed from the amounts computed by applying the U.S. statutory rate of 
35% to pretax income/(loss) for the years ended December 31, 2017, 2016, and 2015 as follows (dollars in thousands): 

Year Ended December 31,  
2016 

2015 

2017 

Income tax provision/(benefit) 

U.S. federal income tax provision/(benefit) 
State income tax provision 
Other items 
New tax law benefit 
Conversion of certain TRS entities to REITs 
Valuation allowance 

Total income tax provision/(benefit) 

  $ 

  $ 

 581   $  12,577   $   (4,383)
 442 
 1,370  
 493  
 (26)
 134  
 (188) 
 — 
 —  
 (1,129) 
 — 
    (2,436) 
 —  
 81 
 (71) 
 3  
 (240)  $  11,574   $   (3,886)

F - 35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
         
         
   
  
 
     
 
     
 
   
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
  
  
 
  
  
  
 
  
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
         
         
   
 
  
  
  
 
  
  
  
 
  
  
 
  
  
  
 
  
  
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
         
         
   
 
  
  
  
 
  
  
  
 
 
 
 
 
  
  
 
  
  
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

As of December 31, 2017, the Company had federal net operating loss carryovers (“NOL”) of $24.0 million 

expiring in 2032 through 2035 and state NOLs of $74.8 million expiring in 2020 through 2032. A portion of these 
attributes are still available to the subsidiary REITs, but are carried at a zero effective tax rate. 

For the year ended December 31, 2017, Tax benefit/(provision), net decreased $3.5 million as compared to 

2016. The decrease was primarily attributable to the conversion of certain TRS entities to REITs in 2016 and a one-time 
benefit of $1.1 million related to the recording of previously reserved receivables for REIT AMT credits available that 
became refundable under the Tax Cuts and Jobs Act of 2017. Additionally, Gain/(loss) on sale of real estate owned, net 
of tax in 2016 included approximately $15.3 million of tax provision. 

GAAP defines a recognition threshold and measurement attribute for the financial statement recognition and 
measurement of a tax position taken or expected to be taken in a tax return. The financial statements reflect expected 
future tax consequences of income tax positions presuming the taxing authorities’ full knowledge of the tax position and 
all relevant facts, but without considering time values. GAAP also provides guidance on derecognition, classification, 
interest and penalties, accounting for interim periods, disclosure and transition. 

The Company evaluates our tax position using a two-step process. First, we determine whether a tax position is 
more likely than not (greater than 50 percent probability) to be sustained upon examination, including resolution of any 
related appeals or litigation processes, based on the technical merits of the position. The Company will then determine 
the amount of benefit to recognize and record the amount of the benefit that is more likely than not to be realized upon 
ultimate settlement. When applicable, UDR recognizes interest and/or penalties related to uncertain tax positions in Tax 
benefit/(provision), net. As of December 31, 2017 and 2016, UDR has no material unrecognized income tax 
benefits/(provisions). 

The Company files income tax returns in federal and various state and local jurisdictions. With few exceptions, 
the Company is no longer subject to federal, state and local income tax examination by tax authorities for years prior to 
2012. The tax years 2014 through 2016 remain open to examination by the major taxing jurisdictions to which the 
Company is subject.  

On December 22, 2017, the Tax Cuts and Jobs Act (the “Act”) was enacted, reducing the U.S. federal corporate 

income tax rate from 35% to 21%, among other changes. The SEC staff issued Staff Accounting Bulletin 118, which 
provides guidance on accounting for the tax effects of the Act for which the accounting under ASC 740, Income Taxes 
(“ASC 740”) is incomplete. To the extent that a company's accounting for certain income tax effects of the Act is 
incomplete but it is able to determine a reasonable estimate, it must record a provisional estimate in the financial 
statements. If a company cannot determine a provisional estimate to be included in the financial statements, it should 
continue to apply ASC 740 on the basis of the provisions of the tax laws that were in effect immediately before 
enactment of the Act. 

As of December 31, 2017, we have completed our accounting for the tax effects of the Act, under which we 
recognized a one-time tax benefit of $1.1 million related to the recording of previously reserved receivables for REIT 
AMT credits that became refundable under the Act. 

11. NONCONTROLLING INTERESTS 

Redeemable Noncontrolling Interests in the Operating Partnership and DownREIT Partnership 

Interests in the Operating Partnership and the DownREIT Partnership held by limited partners are represented 

by OP Units and DownREIT Units, respectively. The income is allocated to holders of OP Units/DownREIT Units based 
upon net income attributable to common stockholders and the weighted average number of OP Units/DownREIT Units 
outstanding to total common shares plus OP Units/DownREIT Units outstanding during the period. Capital 
contributions, distributions, and profits and losses are allocated to noncontrolling interests in accordance with the terms 
of the partnership agreements of the Operating Partnership and the DownREIT Partnership. 

Limited partners of the Operating Partnership and the DownREIT Partnership have the right to require such 

partnership to redeem all or a portion of the OP Units/DownREIT Units held by the limited partner at a redemption price 
equal to and in the form of the Cash Amount (as defined in the partnership agreement of the Operating Partnership or the 

F - 36 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

DownREIT Partnership, as applicable), provided that such OP Units/DownREIT Units have been outstanding for at least 
one year, subject to certain exceptions. UDR, as the general partner of the Operating Partnership and the DownREIT 
Partnership may, in its sole discretion, purchase the OP Units/DownREIT Units by paying to the limited partner either 
the Cash Amount or the REIT Share Amount (generally one share of common stock of the Company for each OP 
Unit/DownREIT Unit), as defined in the partnership agreement of the Operating Partnership or the DownREIT 
Partnership, as applicable. Accordingly, the Company records the OP Units/DownREIT Units outside of permanent 
equity and reports the OP Units/DownREIT Units at their redemption value using the Company’s stock price at each 
balance sheet date. 

The following table sets forth redeemable noncontrolling interests in the Operating Partnership and DownREIT 

Partnership for the years ended December 31, 2017 and 2016 (dollars in thousands): 

Redeemable noncontrolling interests in the Operating Partnership and DownREIT 
Partnership, beginning of year 

Mark-to-market adjustment to redeemable noncontrolling interests in the Operating 
Partnership and DownREIT Partnership 
Conversion of OP Units/DownREIT Units to Common Stock 
Net income/(loss) attributable to redeemable noncontrolling interests in the Operating 
Partnership and DownREIT Partnership 
Distributions to redeemable noncontrolling interests in the Operating Partnership and 
DownREIT Partnership 
Vesting of Long-Term Incentive Plan Units 
Allocation of other comprehensive income/(loss) 

Year Ended December 31,  

2017 

2016 

    $   909,482      $ 

 946,436 

 71,096  
 (14,544)  

 (24,735)
 (9,526)

 10,933  

 27,282 

 (31,427)  
 2,317  
 281  

 (30,077)
 — 
 102 

Redeemable noncontrolling interests in the Operating Partnership and DownREIT 
Partnership, end of year 

  $   948,138   $ 

 909,482 

Noncontrolling Interests 

Noncontrolling interests represent interests of unrelated partners and unvested LTIP Units in certain 
consolidated affiliates, and is presented as part of equity in the Consolidated Balance Sheets since these interests are not 
redeemable. Net (income)/loss attributable to noncontrolling interests was $(0.2) million, $(0.4) million, and less than 
$(0.1) million during the years ended December 31, 2017, 2016, and 2015, respectively. 

The Company grants LTIP Units to certain employees and non-employee directors. The LTIP Units represent 

an ownership interest in the Operating Partnership and have vesting terms of between one and three years, specific to the 
individual grants. 

Noncontrolling interests related to long-term incentive plan units represent the unvested LTIP Units of these 
employees and non-employee directors in the Operating Partnership. The net income/(loss) allocated to the unvested 
LTIP Units is included in Net (income)/loss attributable to noncontrolling interests on the Consolidated Statements of 
Operations. 

12. FAIR VALUE OF DERIVATIVES AND FINANCIAL INSTRUMENTS 

Fair value is based on the price that would be received to sell an asset or the exit price that would be paid to 

transfer a liability in an orderly transaction between market participants at the measurement date. A three-level valuation 
hierarchy prioritizes observable and unobservable inputs used to measure fair value. The fair value hierarchy consists of 
three broad levels, which are described below: 

  Level 1 — Quoted prices in active markets for identical assets or liabilities that the entity has the ability to 

access. 

F - 37 

 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
  
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

  Level 2 — Observable inputs other than prices included in Level 1, such as quoted prices for similar assets 

and liabilities in active markets; quoted prices for identical or similar assets and liabilities in markets that are 
not active; or other inputs that are observable or can be corroborated with observable market data. 

  Level 3 — Unobservable inputs that are supported by little or no market activity and that are significant to 

the fair value of the assets and liabilities. This includes certain pricing models, discounted cash flow 
methodologies and similar techniques that use significant unobservable inputs. 

The estimated fair values of the Company’s financial instruments either recorded or disclosed on a recurring 

basis as of December 31, 2017 and 2016 are summarized as follows (dollars in thousands): 

Total 
Carrying 
Amount in 
Statement of   
Financial 
Position at 

Fair Value 
Estimate at   
  December 31,    December 31,   

Fair Value at December 31, 2017, Using 
Quoted 
Prices in 
Active 
  Markets 

Significant   
Other 

for Identical  

Significant 

Assets or    Observable   Unobservable 
Liabilities   
(Level 1) 

Inputs 
(Level 3) 

Inputs 
(Level 2) 

Description: 

2017 

2017 

Notes receivable (a) 
Derivatives - Interest rate contracts (b) 
Total assets 

  $ 

  $ 

 19,469   $ 
 5,743  
 25,212   $ 

 19,567   $ 
 5,743  
 25,310   $ 

 —   $ 
 —  
 —   $ 

 —   $ 

 5,743  
 5,743   $ 

 19,567 
 — 
 19,567 

Secured debt instruments - fixed rate: (c) 

Mortgage notes payable 
Fannie Mae credit facilities 

Secured debt instruments - variable rate: (c) 

Tax-exempt secured notes payable 
Fannie Mae credit facilities 
Unsecured debt instruments: (c) 
Working capital credit facility 
Commercial paper program 
Unsecured notes 

Total liabilities 

Redeemable noncontrolling interests in the 
Operating Partnership and DownREIT 
Partnership (d) 

  $ 

 395,611   $ 
 285,836  

 397,386   $ 
 292,227  

 —   $ 
 —  

 —   $ 
 —  

 397,386 
 292,227 

 94,700  
 29,034  

 94,700  
 29,034  

 —  
 —  

 —  
 —  

 94,700 
 29,034 

 21,767  
 300,000  
   2,561,122  

 21,767  
 300,000  
   2,611,458  

  $  3,688,070   $  3,746,572   $ 

 —  
 —  
 —  
 —   $ 

 —  
 21,767 
 —  
 300,000 
 —  
   2,611,458 
 —   $  3,746,572 

  $ 

 948,138   $ 

 948,138   $ 

 —   $  948,138   $ 

 — 

F - 38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
     
        
        
         
         
 
  
  
  
  
  
 
 
   
 
   
 
   
 
   
 
   
 
  
    
  
    
  
    
  
    
  
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

Total 
Carrying 
Amount in 
Statement of   
Financial 
Position at 

Fair Value at December 31, 2016, Using 
Quoted 
Prices in 
Active 
  Markets 

Significant   
Other 

Fair Value 
Estimate at   
  December 31,    December 31,   

2016 

2016 

for Identical  

Significant 

Assets or    Observable   Unobservable 
Liabilities   
(Level 1) 

Inputs 
(Level 3) 

Inputs 
(Level 2) 

Description: 
Notes receivable (a) 
Derivatives - Interest rate contracts (b) 
Total assets 

Derivatives - Interest rate contracts (b) 
Secured debt instruments - fixed rate: (c) 

Mortgage notes payable 
Fannie Mae credit facilities 

Secured debt instruments - variable rate: (c) 

Tax-exempt secured notes payable 
Fannie Mae credit facilities 
Unsecured debt instruments: (c) 
Working capital credit facility 
Unsecured notes 

Total liabilities 

Redeemable noncontrolling interests in the 
Operating Partnership and DownREIT 
Partnership (d) 

  $ 

  $ 

 19,790   $ 
 4,360  
 24,150   $ 

 19,645   $ 
 4,360  
 24,005   $ 

 —   $ 
 —  
 —   $ 

 —   $ 

 4,360  
 4,360   $ 

 19,645 
 — 
 19,645 

  $ 

 413   $ 

 413   $ 

 —   $ 

 413   $ 

 — 

 402,996  
 355,836  

 396,045  
 365,693  

 94,700  
 280,946  

 94,700  
 280,946  

 —  
 —  

 —  
 —  

 —  
 —  

 —  
 —  

 396,045 
 365,693 

 94,700 
 280,946 

 21,350  
   2,261,838  

 21,350  
   2,304,492  

  $  3,418,079   $  3,463,639   $ 

 —  
 —  
 —   $ 

 21,350 
 —  
 —  
   2,304,492 
 413   $  3,463,226 

  $ 

 909,482   $ 

 909,482   $ 

 —   $  909,482   $ 

 — 

(a)  See Note 2, Significant Accounting Policies. 

(b)  See Note 13, Derivatives and Hedging Activity. 

(c)  See Note 6, Secured and Unsecured Debt, Net. 

(d)  See Note 11, Noncontrolling Interests. 

There were no transfers into or out of any of the levels of the fair value hierarchy during the year ended 

December 31, 2017. 

Financial Instruments Carried at Fair Value 

The fair values of interest rate swaps are determined using the market standard methodology of netting the 

discounted future fixed cash receipts (or payments) and the discounted expected variable cash payments (or receipts). 
The variable cash payments (or receipts) are based on an expectation of future interest rates (forward curves) derived 
from observable market interest rate curves. The fair values of interest rate options are determined using the market 
standard methodology of discounting the future expected cash receipts that would occur if variable interest rates rise 
above the strike rate of the caps. The variable interest rates used in the calculation of projected receipts on the cap are 
based on an expectation of future interest rates derived from observable market interest rate curves and volatilities. 

The Company incorporates credit valuation adjustments to appropriately reflect both its own nonperformance 

risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of 
its derivative contracts for the effect of nonperformance risk, the Company has considered the impact of netting and any 
applicable credit enhancements, such as collateral postings, thresholds, mutual puts, and guarantees. 

F - 39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
     
        
        
         
         
 
  
  
  
  
  
 
 
   
 
   
 
   
 
   
 
   
 
  
    
  
    
  
    
  
    
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
 
  
  
  
  
  
 
  
  
  
  
  
 
  
    
  
    
  
    
  
    
  
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
   
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

Although the Company has determined that the majority of the inputs used to value its derivatives fall within 

Level 2 of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, 
such as estimates of current credit spreads to evaluate the likelihood of default by itself and its counterparties. However, 
as of December 31, 2017 and 2016, the Company has assessed the significance of the impact of the credit valuation 
adjustments on the overall valuation of its derivative positions and has determined that the credit valuation adjustments 
are not significant to the overall valuation of its derivatives. As a result, the Company has determined that its derivative 
valuations in their entirety are classified in Level 2 of the fair value hierarchy. In conjunction with the FASB’s fair value 
measurement guidance, the Company made an accounting policy election to measure the credit risk of its derivative 
financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio. 

Redeemable noncontrolling interests in the Operating Partnership and DownREIT Partnership have a 

redemption feature and are marked to their redemption value. The redemption value is based on the fair value of the 
Company’s common stock at the redemption date, and therefore, is calculated based on the fair value of the Company’s 
common stock at the balance sheet date. Since the valuation is based on observable inputs such as quoted prices for 
similar instruments in active markets, redeemable noncontrolling interests in the Operating Partnership and DownREIT 
Partnership are classified as Level 2. 

Financial Instruments Not Carried at Fair Value 

At December 31, 2017, the fair values of cash and cash equivalents, restricted cash, accounts receivable, 
prepaids, real estate taxes payable, accrued interest payable, security deposits and prepaid rent, distributions payable and 
accounts payable approximated their carrying values because of the short term nature of these instruments. The 
estimated fair values of other financial instruments were determined by the Company using available market information 
and appropriate valuation methodologies. Considerable judgment is necessary to interpret market data and develop 
estimated fair values. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the 
Company would realize on the disposition of the financial instruments. The use of different market assumptions or 
estimation methodologies may have a material effect on the estimated fair value amounts. 

We estimate the fair value of our notes receivable and debt instruments by discounting the remaining cash flows 

of the debt instrument at a discount rate equal to the replacement market credit spread plus the corresponding treasury 
yields. Factors considered in determining a replacement market credit spread include general market conditions, 
borrower specific credit spreads, time remaining to maturity, loan-to-value ratios and collateral quality, where applicable 
(Level 3). 

We record impairment losses on long-lived assets used in operations when events and circumstances indicate 

that the assets might be impaired and the undiscounted cash flows estimated to be generated by the future operation and 
disposition of those assets are less than the net book value of those assets. Our cash flow estimates are based upon 
historical results adjusted to reflect our best estimate of future market and operating conditions and our estimated 
holding periods. The net book value of impaired assets is reduced to fair value. Our estimates of fair value represent our 
best estimate based upon Level 3 inputs such as industry trends and reference to market rates and transactions. 

We consider various factors to determine if a decrease in the value of our investment in and advances to 
unconsolidated joint ventures, net is other-than-temporary. These factors include, but are not limited to, age of the 
venture, our intent and ability to retain our investment in the entity, the financial condition and long-term prospects of 
the entity, and the relationships with the other joint venture partners and its lenders. Based on the significance of the 
unobservable inputs, we classify these fair value measurements within Level 3 of the valuation hierarchy. The Company 
did not incur any other-than-temporary impairments in the value of its investments in unconsolidated joint ventures 
during the years ended December 31, 2017, 2016, and 2015. 

After determining an other-than-temporary decrease in the value of an equity method investment has occurred, 

we estimate the fair value of our investment by estimating the proceeds we would receive upon a hypothetical 
liquidation of the investment at the date of measurement. Inputs reflect management’s best estimate of what market 
participants would use in pricing the investment giving consideration to the terms of the joint venture agreement and the 
estimated discounted future cash flows to be generated from the underlying joint venture assets. The inputs and 
assumptions utilized to estimate the future cash flows of the underlying assets are based upon the Company’s evaluation 
of the economy, market trends, operating results, and other factors, including judgments regarding costs to complete any 

F - 40 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

construction activities, lease up and occupancy rates, rental rates, inflation rates, capitalization rates utilized to estimate 
the projected cash flows at the disposition, and discount rates. 

13. DERIVATIVES AND HEDGING ACTIVITY 

Risk Management Objective of Using Derivatives 

The Company is exposed to certain risks arising from both its business operations and economic conditions. 

The Company principally manages its exposures to a wide variety of business and operational risks through management 
of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk, 
primarily by managing the amount, sources, and duration of its debt funding and through the use of derivative financial 
instruments. Specifically, the Company may enter into derivative financial instruments to manage exposures that arise 
from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of 
which are determined by interest rates. The Company’s derivative financial instruments are used to manage differences 
in the amount, timing, and duration of the Company’s known or expected cash receipts and its known or expected cash 
payments principally related to the Company’s investments and borrowings. 

Cash Flow Hedges of Interest Rate Risk 

The Company’s objectives in using interest rate derivatives are to add stability to interest expense and to 

manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses interest rate 
swaps and caps as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow hedges 
involve the receipt of variable-rate amounts from a counterparty in exchange for the Company making fixed-rate 
payments over the life of the agreements without exchange of the underlying notional amount. Interest rate caps 
designated as cash flow hedges involve the receipt of variable-rate amounts from a counterparty if interest rates rise 
above the strike rate on the contract in exchange for an up-front premium. 

The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges 

is recorded in Accumulated other comprehensive income/(loss), net in the Consolidated Balance Sheets and is 
subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. During 
the years ended December 31, 2017, 2016, and 2015, such derivatives were used to hedge the variable cash flows 
associated with existing variable-rate debt. The ineffective portion of the change in fair value of the derivatives is 
recognized directly in earnings. During the year ended December 31, 2017, the Company recognized a loss of $0.1 
million reclassified from Accumulated OCI to Interest expense due to the de-designation of cash flow hedges. During 
the year ended December 31, 2016, the Company recorded no ineffectiveness to earnings. During the year ended 
December 31, 2015, the Company recognized a loss of less than $0.1 million reclassified from Accumulated OCI to 
Interest expense due to the de-designation of a cash flow hedge. 

Amounts reported in Accumulated other comprehensive income/(loss), net in the Consolidated Balance Sheets 

related to derivatives that will be reclassified to interest expense as interest payments are made on the Company’s 
variable-rate debt. Through December 31, 2018, the Company estimates that an additional $1.2 million will be 
reclassified as a decrease to interest expense. 

As of December 31, 2017, the Company had the following outstanding interest rate derivatives that were 

designated as cash flow hedges of interest rate risk (dollars in thousands): 

Product 
Interest rate swaps 
Interest rate caps 

      Number of 

Instruments   
4 
1 

  $ 
  $ 

Notional 
 315,000 
 65,197 

Derivatives not designated as hedges are not speculative and are used to manage the Company’s exposure to 
interest rate movements and other identified risks but do not meet the strict hedge accounting requirements of GAAP. 
Changes in the fair value of derivatives not designated in hedging relationships are recorded directly in earnings and 
resulted in a loss of less than $0.1 million for the years ended December 31, 2017, 2016, and 2015. 

F - 41 

 
 
 
 
 
 
 
     
 
 
 
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

As of December 31, 2017, the Company had the following outstanding derivatives that were not designated as 

hedges in qualifying hedging relationships (dollars in thousands): 

Product 
Interest rate caps 

      Number of 

Instruments   
3 

Notional 
 271,076 

$ 

Tabular Disclosure of Fair Values of Derivative Instruments on the Consolidated Balance Sheet 

The table below presents the fair value of the Company’s derivative financial instruments as well as their 

classification on the Consolidated Balance Sheets as of December 31, 2017 and 2016 (dollars in thousands): 

Derivatives designated as hedging instruments: 

Interest rate products 

Derivatives not designated as hedging instruments: 

Interest rate products 

Asset Derivatives 
(included in Other assets) 
Fair Value at: 

Liability Derivatives 
(included in Other liabilities) 
Fair Value at: 

  December 31,   December 31,    December 31,   December 31, 

2017 

2016 

2017 

2016 

  $ 

 5,743   $ 

 4,359   $ 

 —   $ 

 413 

  $ 

 —   $ 

 1   $ 

 —   $ 

 — 

Tabular Disclosure of the Effect of Derivative Instruments on the Consolidated Statements of Operations 

The tables below present the effect of the Company’s derivative financial instruments on the Consolidated 

Statements of Operations for the years ended December 31, 2017, 2016, and 2015 (dollars in thousands): 

Unrealized holding gain/(loss)  
Recognized in OCI 
(Effective Portion) 
Year Ended December 31,  

Gain/(Loss) Reclassified 
from Accumulated OCI into 
Interest expense 
(Effective Portion) 
Year Ended December 31,  

  Gain/(Loss) Recognized in 

Interest expense 
(Ineffective Portion and 
Amount Excluded from 
Effectiveness Testing) 

  Year Ended December 31,  

Derivatives in Cash Flow Hedging 
Relationships 
Interest rate products 

2017 

      2016        2015 
  $  1,802   $ 3,514   $ (6,393)  $ (1,271)   $ (3,657)   $  (2,251)  $  (136)  $   —   $  (11)

      2016 

      2017 

2015 

2015 

2017 

2016 

Derivatives Not Designated as Hedging Instruments 
Interest rate products 

Credit-risk-related Contingent Features 

Gain/(Loss) Recognized in 
Interest income and other income/(expense), net 
2016 

2015 

2017 

  $ 

 (1)  $ 

 (3)  

 (23)

The Company has agreements with some of its derivative counterparties that contain a provision where (1) if 
the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been 
accelerated by the lender, then the Company could also be declared in default on its derivative obligations; or (2) the 
Company could be declared in default on its derivative obligations if repayment of the underlying indebtedness is 
accelerated by the lender due to the Company’s default on the indebtedness. 

Certain of the Company’s agreements with its derivative counterparties contain provisions where, if there is a 

change in the Company’s financial condition that materially changes the Company’s creditworthiness in an adverse 
manner, the Company may be required to fully collateralize its obligations under the derivative instrument. At 
December 31, 2017 and 2016, no cash collateral was posted or required to be posted by the Company or by a 
counterparty. 

The Company also has an agreement with a derivative counterparty that incorporates the loan and financial 
covenant provisions of the Company’s indebtedness with a lender affiliate of the derivative counterparty. Failure to 

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UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

comply with these covenant provisions would result in the Company being in default on any derivative instrument 
obligations covered by the applicable agreement. 

The Company has certain agreements with some of its derivative counterparties that contain a provision where, 
in the event of default by the Company or the counterparty, the right of setoff may be exercised. Any amount payable to 
one party by the other party may be reduced by its setoff against any amounts payable by the other party. Events that 
give rise to default by either party may include, but are not limited to, the failure to pay or deliver payment under the 
derivative agreement, the failure to comply with or perform under the derivative agreement, bankruptcy, a merger 
without assumption of the derivative agreement, or in a merger, a surviving entity’s creditworthiness is materially 
weaker than the original party to the derivative agreement. 

As of December 31, 2017, the fair value of derivatives was in a net asset position, which includes accrued 

interest but excludes any adjustment for nonperformance risk related to these agreements, of $5.8 million. As of 
December 31, 2017, the Company has not posted any collateral related to these agreements. 

Tabular Disclosure of Offsetting Derivatives 

The Company has elected not to offset derivative positions in the consolidated financial statements. The tables 
below present the effect on its financial position had the Company made the election to offset its derivative positions as 
of December 31, 2017 and 2016 (dollars in thousands): 

      Gross 

    Net Amounts of     Gross Amounts Not Offset  

Offsetting of Derivative Assets 
December 31, 2017 

Amounts 

Assets 

Gross 

  Offset in the   Presented in the  
  Amounts of  Consolidated  Consolidated   
  Balance Sheets  
Balance 
  Recognized  
(a) 
Sheets 
Assets 
 5,743   $ 
  $   5,743   $ 

 —   $ 

in the Consolidated 
Balance Sheet 

Cash 

Financial    Collateral   

  Instruments       Received      Net Amount 
 5,743 

 —   $ 

 —   $ 

December 31, 2016 

  $   4,360   $ 

 —   $ 

 4,360   $ 

 (221)   $ 

 —   $ 

 4,139 

(a)  Amounts reconcile to the aggregate fair value of derivative assets in the “Tabular Disclosure of Fair Values of 

Derivative Instruments on the Consolidated Balance Sheets” located in this footnote. 

Offsetting of Derivative Liabilities 
December 31, 2017 

Gross 
Amounts 

Liabilities 

     Net Amounts of     Gross Amounts Not Offset  

in the Consolidated 
Balance Sheet 

Cash 

Financial    Collateral   

Gross 

  Offset in the   Presented in the  
  Amounts of   Consolidated  Consolidated   
Balance 
  Recognized  
  Balance Sheets  
     Liabilities      
Sheets 
  $ 

 —   $ 

 —   $ 

(a) 

    Instruments       Posted 
 —   $ 

    Net Amount 
 — 

 —   $ 

 —   $ 

December 31, 2016 

  $ 

 413   $ 

 —   $ 

 413   $ 

 (221)   $ 

 —   $ 

 192 

(a)  Amounts reconcile to the aggregate fair value of derivative liabilities in the “Tabular Disclosure of Fair Values of 

Derivative Instruments on the Consolidated Balance Sheets” located in this footnote. 

F - 43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
   
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
    
   
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

14. COMMITMENTS AND CONTINGENCIES 

Commitments 

Real Estate Under Development 

The following summarizes the Company’s real estate commitments at December 31, 2017 (dollars in 

thousands): 

Wholly-owned — under development 
Joint ventures: 

Unconsolidated joint ventures 
Preferred equity investments 
Other investments 

Total 

  Number  
  Properties   
2 

 $ 

Costs 
Incurred 
to Date (a) 

  Expected Costs 

to Complete 
(unaudited) 

Average 
Ownership 
Stake 

 592,490 (b)    $ 

 124,010   

 100 %  

3 
5 
1 

 262,550  

 87,491 (d)      
 28,051  
 970,582  

$ 

    $ 

 22,076 (c)   
 50,846 (e) 
 25,508 (g) 
 222,440   

 50 %  
 48 % (f) 
 — %  

(a)  Represents 100% of project costs incurred as of December 31, 2017. 

(b)  Costs incurred as of December 31, 2017 include $38.0 million of accrued fixed assets for development. 

(c)  Represents UDR’s proportionate share of expected remaining costs to complete the developments. 

(d)  Represents UDR’s investment in the West Coast Development Joint Ventures, 1532 Harrison and 1200 Broadway 

for the properties under development as of December 31, 2017. 

(e)  Represents UDR’s remaining commitment for 1532 Harrison and 1200 Broadway. 

(f)  Represents UDR’s average ownership stake in the West Coast Development Joint Ventures only and does not 

include UDR’s preferred equity interest in 1532 Harrison and 1200 Broadway. 

(g)  Represents UDR’s remaining commitment for The Portals and other investment ventures. 

Ground and Other Leases 

UDR owns six communities which are subject to ground leases expiring between 2025 and 2103, including 

extension options. In addition, UDR is a lessee to various operating leases related to office space rented by the Company 
with expiration dates through 2021. Future minimum lease payments as of December 31, 2017 are as follows (dollars in 
thousands): 

2018 
2019 
2020 
2021 
2022 
Thereafter 
Total 

  $ 

  $ 

Ground 
Leases (a) 

 5,629   $ 
 5,629  
 5,629  
 5,629  
 5,629  
 335,207  
 363,352   $ 

Office Space 
 76 
 76 
 76 
 32 
 — 
 — 
 260 

(a)  For purposes of our ground lease contracts, the Company uses the minimum lease payment, if stated in the 

agreement. For ground lease agreements where there is a reset provision based on the communities appraised value 
or consumer price index but does not include a specified minimum lease payment, the Company uses the current 
rent over the remainder of the lease term. 

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UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

UDR incurred $6.2 million, $5.5 million, and $5.5 million of ground rent expense for the years ended 

December 31, 2017, 2016, and 2015, respectively. These costs are reported within the line item Other Operating 
Expenses on the Consolidated Statements of Operations. The Company incurred $0.2 million, $0.3 million, and $0.3 
million of rent expense related to office space for the years ended December 31, 2017, 2016, and 2015, respectively. 
These costs are included in General and Administrative on the Consolidated Statements of Operations.  

Contingencies 

Litigation and Legal Matters 

The Company is subject to various legal proceedings and claims arising in the ordinary course of business. The 

Company cannot determine the ultimate liability with respect to such legal proceedings and claims at this time. The 
Company believes that such liability, to the extent not provided for through insurance or otherwise, will not have a 
material adverse effect on our financial condition, results of operations or cash flow. 

15. REPORTABLE SEGMENTS 

GAAP guidance requires that segment disclosures present the measure(s) used by the chief operating decision 

maker to decide how to allocate resources and for purposes of assessing such segments’ performance. UDR’s chief 
operating decision maker is comprised of several members of its executive management team who use several generally 
accepted industry financial measures to assess the performance of the business for our reportable operating segments. 

UDR owns and operates multifamily apartment communities that generate rental and other property related 

income through the leasing of apartment homes to a diverse base of tenants. The primary financial measures for UDR’s 
apartment communities are rental income and net operating income (“NOI”). Rental income represents gross market rent 
less adjustments for concessions, vacancy loss and bad debt. NOI is defined as rental income less direct property rental 
expenses. Rental expenses include real estate taxes, insurance, personnel, utilities, repairs and maintenance, 
administrative and marketing. Excluded from NOI is property management expense, which is calculated as 2.75% of 
property revenue to cover the regional supervision and accounting costs related to consolidated property operations, and 
land rent. UDR’s chief operating decision maker utilizes NOI as the key measure of segment profit or loss. 

UDR’s two reportable segments are Same-Store Communities and Non-Mature Communities/Other: 

  Same-Store Communities represent those communities acquired, developed, and stabilized prior to January 

1, 2016 and held as of December 31, 2017. A comparison of operating results from the prior year is 
meaningful as these communities were owned and had stabilized occupancy and operating expenses as of 
the beginning of the prior year, there is no plan to conduct substantial redevelopment activities, and the 
community is not held for disposition within the current year. A community is considered to have stabilized 
occupancy once it achieves 90% occupancy for at least three consecutive months. 

  Non-Mature Communities/Other represent those communities that do not meet the criteria to be included in 
Same-Store Communities, including, but not limited to, recently acquired, developed and redeveloped 
communities, and the non-apartment components of mixed use properties. 

Management evaluates the performance of each of our apartment communities on a Same-Store Community and 
Non-Mature Community/Other basis, as well as individually and geographically. This is consistent with the aggregation 
criteria under GAAP as each of our apartment communities generally has similar economic characteristics, facilities, 
services, and tenants. Therefore, the Company’s reportable segments have been aggregated by geography in a manner 
identical to that which is provided to the chief operating decision maker. 

All revenues are from external customers and no single tenant or related group of tenants contributed 10% or 

more of UDR’s total revenues during the years ended December 31, 2017, 2016, and 2015. 

F - 45 

UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

The following table details rental income and NOI for UDR’s reportable segments for the years ended 
December 31, 2017, 2016, and 2015, and reconciles NOI to Net income/(loss) attributable to UDR, Inc. in the 
Consolidated Statements of Operations (dollars in thousands): 

Year Ended December 31,  
2016 

2015 

2017 

$   329,322   $   315,390   $   294,048 
    158,063 
    204,408  
    209,548  
    132,079 
    147,573  
    151,736  
    103,920 
    111,318  
    116,467  
 39,166 
 41,273  
 42,992  
    134,244  
    144,652 
    128,499  
$   984,309   $   948,461   $   871,928 

$   248,262   $   237,071   $   219,282 
    106,354 
    140,542  
    145,627  
 93,530 
    106,005  
    106,473  
 69,820 
 76,359  
 80,726  
 24,407 
 25,600  
 26,455  
    100,476 
 87,508  
 90,960  
    613,869 
    673,085  
    698,503  

 11,482  
 (27,068) 
 (9,060) 
   (430,054) 
 (48,566) 
 (4,335) 
 (6,408) 
 31,257  
   (128,711) 
 1,971  
 240  
 43,404  

 11,400  
 (26,083) 
 (7,649) 
   (419,615) 
 (49,761) 
 (732) 
 (6,023) 
 52,234  
   (123,031) 
 1,930  
 3,774  
    210,851  

 22,710 
 (23,978)
 (9,708)
    (374,598)
 (59,690)
 (2,335)
 (6,679)
 62,329 
    (121,875)
 1,551 
 3,886 
    251,677 

 (10,933) 
 (164) 

 (16,773)
 (3)
$   121,558   $   292,718   $   340,383 

 (27,282) 
 (380) 

Reportable apartment home segment rental income 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Northeast Region 
Southeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total segment and consolidated rental income 

Reportable apartment home segment NOI 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Northeast Region 
Southeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total segment and consolidated NOI 

Reconciling items: 

Joint venture management and other fees 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related (charges)/recoveries, net 
Other depreciation and amortization 
Income/(loss) from unconsolidated entities 
Interest expense 
Interest income and other income/(expense), net 
Tax (provision)/benefit, net 
Gain/(loss) on sale of real estate owned, net of tax 
Net (income)/loss attributable to redeemable noncontrolling interests in the 
Operating Partnership and DownREIT Partnership 
Net (income)/loss attributable to noncontrolling interests 

Net income/(loss) attributable to UDR, Inc. 

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UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

The following table details the assets of UDR’s reportable segments as of December 31, 2017 and 2016 (dollars 

in thousands): 

      December 31,  

      December 31, 

2017 

2016 

Reportable apartment home segment assets: 

Same-Store Communities: 

West Region 
Mid-Atlantic Region 
Northeast Region 
Southeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total segment assets 

Accumulated depreciation 

Total segment assets — net book value 

Reconciling items: 

  $ 

 2,932,958   $ 
 2,236,911  
 1,865,762  
 762,102  
 292,074  
 2,087,399  
    10,177,206  
    (3,330,166)  
 6,847,040  

 2,896,589 
 2,216,067 
 1,857,193 
 746,762 
 283,260 
 1,615,882 
 9,615,753 
    (2,923,625)
 6,692,128 

Cash and cash equivalents 
Restricted cash 
Notes receivable, net 
Investment in and advances to unconsolidated joint ventures, net 
Other assets 

Total consolidated assets 

 2,038  
 19,792  
 19,469  
 720,830  
 124,104  
 7,733,273   $ 

 2,112 
 19,994 
 19,790 
 827,025 
 118,535 
 7,679,584 

  $ 

Capital expenditures related to our Same-Store Communities totaled $87.0 million, $86.2 million, and $66.7 
million for the years ended December 31, 2017, 2016, and 2015, respectively. Capital expenditures related to our Non-
Mature Communities/Other totaled $4.9 million, $10.1 million, and $18.5 million for the years ended December 31, 
2017, 2016, and 2015, respectively. 

Markets included in the above geographic segments are as follows: 

i.  West Region — San Francisco, Orange County, Seattle, Los Angeles, Monterey Peninsula, Other 

Southern California and Portland 

ii.  Mid-Atlantic Region — Metropolitan D.C., Richmond and Baltimore 

iii.  Northeast Region — New York and Boston 

iv. 

v. 

Southeast Region — Orlando, Nashville, Tampa and Other Florida 

Southwest Region — Dallas, Austin and Denver 

F - 47 

 
 
 
 
 
 
 
 
 
 
 
  
 
     
 
   
  
 
     
 
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
 
 
  
  
 
  
    
  
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
UDR, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (Continued) 
DECEMBER 31, 2017 

16. UNAUDITED SUMMARIZED CONSOLIDATED QUARTERLY FINANCIAL DATA 

Selected consolidated quarterly financial data for the years ended December 31, 2017 and 2016 is summarized 

in the table below (dollars in thousands, except per share amounts): 

  March 31,   

June 30, 

  September 30,   December 31, 

Three Months Ended  

2017 

Rental income 
Income/(loss) from continuing operations 
Net income/(loss) attributable to common stockholders (a) 
Income/(loss) attributable to common stockholders per 
weighted average common share (a): 

Basic 
Diluted 

Weighted average number of common shares outstanding: 

Basic 
Diluted 

2016 

Rental income 
Income/(loss) from continuing operations 
Net income/(loss) attributable to common stockholders (a) 
Income/(loss) attributable to common stockholders per 
weighted average common share (a): 

Basic 
Diluted 

Weighted average number of common shares outstanding: 

Basic 
Diluted 

  $  241,271   $  244,658   $   248,264   $   250,116 
 34,355 
 68,356 

 17,570  
 15,264  

 11,062  
 9,228  

 26,264  
 25,038  

  $ 
  $ 

 0.09   $ 
 0.09   $ 

 0.03   $ 
 0.03   $ 

 0.06   $ 
 0.06   $ 

 0.26 
 0.25 

   266,790  
   268,688  

   266,972  
   268,859  

 267,056  
 269,062  

    267,270 
    269,221 

  $  231,957   $  236,168   $   240,255   $   240,081 
 59,280 
    236,687 

 29,466  
 26,027  

 12,249  
 17,017  

 8,534  
 9,464  

  $ 
  $ 

 0.04   $ 
 0.04   $ 

 0.06   $ 
 0.06   $ 

 0.10   $ 
 0.10   $ 

 0.89 
 0.88 

   262,456  
   264,285  

   266,268  
   268,174  

 266,301  
 268,305  

    266,498 
    271,551 

(a)  Due to the quarterly pro-rata calculation of noncontrolling interest and rounding, the sum of the quarterly per share 

and/or dollar amounts may not equal the annual totals. 

F - 48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
       
 
       
 
 
  
  
  
  
 
  
  
  
  
 
  
    
  
    
  
    
  
   
 
  
    
  
    
  
    
  
   
 
  
 
  
 
  
    
  
    
  
    
  
   
 
  
  
  
  
 
  
  
  
 
  
    
  
    
  
    
  
   
 
  
    
  
    
  
    
  
   
 
  
 
  
 
 
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F - 49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 

The Partners 
United Dominion Realty, L.P. 

Opinion on the Financial Statements  

We have audited the accompanying consolidated balance sheets of United Dominion Realty, L.P. (the “Partnership”) as 
of December 31, 2017 and 2016, and the related consolidated statements of operations, comprehensive income/(loss), 
changes in capital, and cash flows for each of the three years in the period ended December 31, 2017, and the related 
notes and financial statement schedule listed in the Index at Item 15(a) (collectively referred to as the “consolidated 
financial statements”). In our opinion, the consolidated financial statements present fairly, in all material respects, the 
financial position of the Partnership at December 31, 2017 and 2016, and the results of its operations and its cash flows 
for each of the three years in the period ended December 31, 2017, in conformity with U.S. generally accepted 
accounting principles. 

Basis for Opinion  

These financial statements are the responsibility of the Partnership's management. Our responsibility is to express an 
opinion on the Partnership’s financial statements based on our audits. We are a public accounting firm registered with 
the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with 
respect to the Partnership in accordance with the U.S. federal securities laws and the applicable rules and regulations of 
the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether the financial statements are free of material 
misstatement, whether due to error or fraud. The Partnership is not required to have, nor were we engaged to perform, an 
audit of its internal control over financial reporting. As part of our audits we are required to obtain an understanding of 
internal control over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the 
Partnership's internal control over financial reporting. Accordingly, we express no such opinion.   

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, 
whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included 
examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also 
included evaluating the accounting principles used and significant estimates made by management, as well as evaluating 
the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion. 

/s/ Ernst & Young LLP 

We have served as the Partnership’s auditor since 2010. 

Denver, Colorado 
February 20, 2018 

F - 50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED BALANCE SHEETS 
(In thousands, except for unit data) 

      December 31,         December 31,  

2017 

2016 

Real estate owned: 

Real estate held for investment 

Less: accumulated depreciation 

ASSETS 

Total real estate owned, net of accumulated depreciation 

Cash and cash equivalents 
Restricted cash 
Investment in unconsolidated entities 
Other assets 

Total assets 

Liabilities: 

LIABILITIES AND CAPITAL 

Secured debt, net 
Notes payable due to the General Partner 
Real estate taxes payable 
Accrued interest payable 
Security deposits and prepaid rent 
Distributions payable 
Accounts payable, accrued expenses, and other liabilities 

Total liabilities 

Commitments and contingencies (Note 10) 

Capital: 

Partners’ capital: 
General partner: 

  $ 

 3,816,956   $ 

    (1,543,652)  
 2,273,304  
 293  
 12,579  
 76,907  
 32,490  
 2,395,573   $ 

 3,674,704 
    (1,408,815)
 2,265,889 
 756 
 11,694 
 112,867 
 24,329 
 2,415,535 

  $ 

  $ 

 159,845   $ 
 273,334  
 2,683  
 629  
 13,949  
 57,025  
 12,978  
 520,443  

 433,974 
 273,334 
 2,104 
 1,410 
 14,593 
 54,192 
 17,429 
 797,036 

110,883 OP Units outstanding at December 31, 2017 and December 31, 2016 

 955  

 1,026 

Limited partners: 

183,240,041 and 183,167,815 OP Units outstanding at December 31, 2017 and 
December 31, 2016, respectively 

Accumulated other comprehensive income/(loss), net 

Total partners’ capital 

Advances (to)/from the General Partner 
Noncontrolling interests 

Total capital 
Total liabilities and capital 

 1,463,340  
 —  
 1,464,295  
 397,899  
 12,936  
 1,875,130  
 2,395,573   $ 

 1,577,289 
 (113)
 1,578,202 
 19,659 
 20,638 
 1,618,499 
 2,415,535 

  $ 

See accompanying notes to the consolidated financial statements. 

F - 51 

 
 
 
 
 
 
 
 
 
 
 
  
 
     
     
  
 
     
 
   
 
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
    
  
   
 
  
    
  
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
  
 
 
  
    
  
   
 
 
 
  
 
 
  
    
  
   
 
  
    
  
   
 
  
    
  
   
 
  
  
 
  
    
  
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED STATEMENTS OF OPERATIONS 
(In thousands, except per unit data) 

REVENUES: 

Rental income 

OPERATING EXPENSES: 

Property operating and maintenance 
Real estate taxes and insurance 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related (recoveries)/charges, net 

Total operating expenses 

Operating income 

Income/(loss) from unconsolidated entities 
Interest expense 
Interest expense on note payable due to the General Partner 
Income/(loss) from continuing operations 
Gain/(loss) on sale of real estate owned 
Net income/(loss) 
Net (income)/loss attributable to noncontrolling interests 
Net income/(loss) attributable to OP unitholders 

Year Ended December 31,  
2016 

2015 

2017 

$  419,377   $  404,415   $  440,408 

 67,493  
 45,043  
 11,533  
 6,833  
    152,473  
 17,875  
 1,922  
    303,172  

 65,562  
 41,732  
 11,122  
 6,059  
    147,074  
 18,808  
 484  
    290,841  

 75,373 
 47,438 
 12,111 
 5,923 
    169,784 
 27,016 
 843 
    338,488 

    116,205  

    113,574  

    101,920 

    (19,256) 
    (18,156) 
    (12,210) 
 66,583  
 41,272  
    107,855  
 (1,548) 
$  106,307   $ 

 (4,659)
    (37,425) 
    (35,274)
    (17,855) 
 (5,047)
    (12,212) 
 56,940 
 46,082  
    158,123 
 33,180  
    215,063 
 79,262  
 (1,762)
 (1,444) 
 77,818   $  213,301 

Net income/(loss) per weighted average OP Unit - basic and diluted 

$ 

 0.58   $ 

 0.42   $ 

 1.16 

Weighted average OP Units outstanding - basic and diluted 

    183,344  

    183,279  

    183,279 

See accompanying notes to the consolidated financial statements. 

F - 52 

 
 
 
 
 
 
 
 
 
 
 
 
 
    
     
     
 
        
            
 
 
   
 
   
 
   
  
    
  
    
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
   
 
   
 
   
 
 
   
 
   
 
   
  
  
  
  
  
  
  
  
  
  
  
 
 
   
 
   
 
   
 
 
   
 
   
 
   
 
 
 
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME/(LOSS) 
(In thousands) 

Net income/(loss) 

Other comprehensive income/(loss), including portion attributable to 
noncontrolling interests: 

Other comprehensive income/(loss) - derivative instruments: 

Unrealized holding gain/(loss) 
(Gain)/loss reclassified into earnings from other comprehensive 
income/(loss) 

Other comprehensive income/(loss), including portion attributable to 
noncontrolling interests 
Comprehensive income/(loss) 
Comprehensive (income)/loss attributable to noncontrolling interests 
Comprehensive income/(loss) attributable to OP unitholders 

Year Ended December 31,  
2016 
$  107,855     $   79,262      $   215,063 

2015 

2017 

 —  

 106  

 (4)

 12 

 (82)

 1,044 

 106  
    107,961  
 (1,548)  

 8 
 79,270 
 (1,444)
$  106,413   $   77,826 

 962 
    216,025 
 (1,762)
$   214,263 

See accompanying notes to consolidated financial statements. 

F - 53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
    
  
   
  
   
  
    
  
   
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED STATEMENT OF CHANGES IN CAPITAL 
(In thousands) 

Balance at December 31, 2014 

Net income/(loss) 
Distributions 
OP Unit redemptions for common 
shares of UDR 
Adjustment to reflect limited partners’ 
capital at redemption value 
Unrealized gain/(loss) on derivative 
financial investments 
Net change in advances (to)/from the 
General Partner 

Balance at December 31, 2015 

Net income/(loss) 
Distributions 
OP Unit redemptions for common 
shares of UDR 
Adjustment to reflect limited partners’ 
capital at redemption value 
Long-Term Incentive Plan Unit grants     
Unrealized gain/(loss) on derivative 
financial investments 
Net change in advances (to)/from the 
General Partner 

Balance at December 31, 2016 

Net income/(loss) 
Distributions 
OP Unit redemptions for common 
shares of UDR 
Adjustment to reflect limited partners’ 
capital at redemption value 
Long-Term Incentive Plan Unit grants    
Unrealized gain/(loss) on derivative 
financial investments 
Net change in advances (to)/from the 
General Partner 

Balance at December 31, 2017 

  Limited     

UDR, Inc 

  Class A    Partners   
  Limited    and LTIP   Limited 
    Partner 
    Partner      Units 
  $   53,987   $   228,493   $  1,420,491   $  1,105   $ 
 129    
 (124)   

 202,456     
 (193,262)    

 8,515     
 (8,138)    

 2,201     
 (2,328)    

Accumulated 
Other 

  Advances    
  (to)/from    

Total 
  General   Comprehensive    Partners’    General    Noncontrolling     
   Partner    Income/(Loss), net     Capital 

    Partner     

Interests 

    Total 

 (1,075)  $  1,703,001   $   13,624   $ 
 —     
 213,301     
 —     
 (203,852)    

 —     
 —     

 17,426   $  1,734,051 
 215,063 
 (203,852)

 1,762     
 —     

 —     

 (3,816)    

 3,816     

 —    

 —     

 —     

 —     

      10,549     

 43,427     

 (53,976)    

 —    

 —     

 —     

 —     

 —     

 —     

 — 

 — 

 —     

 —     

 —     

 —    

 962     

 962     

 —     

 —     

 962 

 —     

 —     

 —    
      64,409       268,481       1,379,525       1,110    
 48    
 (132)   

 73,928     
 (205,472)    

 743     
 (2,328)    

 3,099     
 (8,831)    

 —     

 —     

 —       (24,894)     
 (113)      1,713,412       (11,270)     
 —     
 77,818     
 —     
 (216,763)    

 —     
 —     

 —     

 (24,894)
 19,188       1,721,330 
 79,262 
 1,444     
 (216,763)
 —     

 —     

 (175)    

 175     

 —    

 —     

 —     

 —     

 —     

 — 

 1,077     
 —     

 3,619     
 3,735     

 (4,696)    
 —     

 —    
 —    

 —     
 —     

 —     
 3,735     

 —     
 —     

 —     
 —     

 — 
 3,735 

 —     

 —     

 —     

 —    

 —     

 —     

 —     

 6     

 6 

 —     
 63,901    
 1,015    
 (2,328)   

 —     

 —     
 269,928      1,243,460    
 100,957    
 (215,922)   

 4,270    
 (9,704)   

 —    
 1,026    
 65    
 (136)   

 —     

 —     
 (113)     1,578,202    
 106,307    
 (228,090)   

 —    
 —    

 30,929     
 19,659    
 —    
 —    

 —     

 30,929 
 20,638      1,618,499 
 107,855 
 1,548    
 (228,090)
 —    

 —    

 (288)   

 288    

 —    

 4,886    
 —    

 11,599    
 7,763    

 (16,485)   
 —    

 —    
 —    

 —    

 —    
 —    

 —    

 —    

 —    
 7,763    

 —    
 —    

 —    

 —    
 —    

 — 

 — 
 7,763 

 —    

 —    

 —    

 —    

 113    

 113    

 —    

 (6)    

 107 

 —    

 —    
  $   67,474   $   283,568   $  1,112,298   $ 

 —    

 —    
 955   $ 

 —    
 —      378,240    
 —   $  1,464,295   $  397,899   $ 

 (9,244)    
 368,996 
 12,936   $  1,875,130 

See accompanying notes to the consolidated financial statements. 

F - 54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
    
 
 
 
 
 
    
 
 
 
 
    
    
    
    
    
    
    
    
    
    
    
   
   
   
   
   
   
   
 
UNITED DOMINION REALTY, L.P. 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(In thousands) 

Operating Activities 
Net income/(loss) 
Adjustments to reconcile net income/(loss) to net cash provided by/(used 
in) operating activities: 

Depreciation and amortization 
(Gain)/loss on sale of real estate owned 
(Income)/loss from unconsolidated entities 
Other 
Changes in operating assets and liabilities: 
(Increase)/decrease in operating assets 
Increase/(decrease) in operating liabilities 

Net cash provided by/(used in) operating activities 

Investing Activities 

Year Ended December 31,  
2016 

2015 

2017 

  $   107,855   $ 

 79,262   $ 

 215,063 

    152,473  
 (41,272) 
 19,256  
 5,642  

    147,074  
 (33,180) 
 37,425  
 1,769  

 (4,786) 
 (4,705) 
    234,463  

 (3,510) 
 (158) 
    228,682  

 169,784 
 (158,123)
 4,659 
 606 

 385 
 (5,609)
 226,765 

Acquisition of real estate assets 
Proceeds from sales of real estate investments, net 
Development of real estate assets 
Capital expenditures and other major improvements — real estate assets, 
net of escrow reimbursement 
Distributions received from unconsolidated entities 

Net cash provided by/(used in) investing activities 

   (137,332) 
 67,985  
 —  

 —  
 44,553  
 —  

 (141,424)
 232,728 
 (6,280)

 (53,437) 
 16,704  
   (106,080) 

 (69,993) 
 15,894  
 (9,546) 

 (61,441)
 — 
 23,583 

Financing Activities 

Advances (to)/from the General Partner, net 
Proceeds from the issuance of secured debt 
Payments on secured debt 
Distributions paid to partnership unitholders 
Other 

Net cash provided by/(used in) financing activities 
Net increase/(decrease) in cash and cash equivalents 
Cash and cash equivalents, beginning of year 
Cash and cash equivalents, end of year 

    163,196  
 —  
   (275,345) 
 (11,694) 
 (5,003) 
   (128,846) 
 (463) 
 756  
 293   $ 

   (180,391) 
 —  
 (30,322) 
 (10,770) 
 —  
   (221,483) 
 (2,347) 
 3,103  

  $ 

 756   $ 

 (232,764)
 184,638 
 (189,244)
 (10,367)
 (10)
 (247,747)
 2,601 
 502 
 3,103 

Supplemental Information: 

Interest paid during the period, net of amounts capitalized 
Non-cash transactions: 

Non-cash transactions associated with contribution to DownREIT 
Partnership: 

Real estate owned, net of accumulated depreciation 
Investment in DownREIT Partnership 
Secured debt, net 

Reallocation of credit facilities debt from the General Partner 
Development costs and capital expenditures incurred but not yet paid 
LTIP Unit grants 
Dividends declared but not yet paid 

  $ 

 24,331   $ 

 22,922   $ 

 44,881 

 —  
 —  
 —  
 —  
 2,032  
 7,763  
 57,025  

 —  
 —  
 —  
 12,292  
 5,098  
 3,735  
 54,192  

 405,116 
 174,822 
 228,390 
 17,557 
 3,118 
 — 
 50,962 

See accompanying notes to the consolidated financial statements. 

F - 55 

 
 
 
 
 
 
     
        
            
 
  
    
  
    
  
   
 
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
   
  
    
  
   
 
  
  
  
 
  
  
  
 
  
 
 
   
 
   
 
 
 
  
    
  
    
  
   
 
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
 
 
   
 
   
 
 
 
  
    
  
    
  
   
 
  
 
  
  
  
 
  
  
 
  
  
  
 
  
  
  
 
  
 
  
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
  
    
  
    
  
   
 
  
    
  
    
  
   
 
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
  
  
  
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
DECEMBER 31, 2017 

1. CONSOLIDATION AND BASIS OF PRESENTATION 

United Dominion Realty, L.P. (“UDR, L.P.,” the “Operating Partnership,” “we” or “our”) is a Delaware limited 

partnership that owns, acquires, renovates, redevelops, manages, and disposes of multifamily apartment communities 
generally located in high barrier to entry markets located in the United States. The high barrier to entry markets are 
characterized by limited land for new construction, difficult and lengthy entitlement process, expensive single-family 
home prices and significant employment growth potential. UDR, L.P. is a subsidiary of UDR, Inc. (“UDR” or the 
“General Partner”), a self-administered real estate investment trust, or REIT, through which UDR conducts a significant 
portion of its business. During the years ended December 31, 2017, 2016, and 2015, rental revenues of the Operating 
Partnership represented 43%, 43%, and 51%, respectively, of the General Partner’s consolidated rental revenues. As of 
December 31, 2017, the Operating Partnership’s apartment portfolio consisted of 53 communities located in 15 markets 
consisting of 16,698 apartment homes. 

Interests in UDR, L.P. are represented by operating partnership units (“OP Units”). The Operating Partnership’s 
net income is allocated to the partners, which is initially based on their respective distributions made during the year and 
secondly, their percentage interests. Distributions are made in accordance with the terms of the Amended and Restated 
Agreement of Limited Partnership of United Dominion Realty, L.P. (the “Operating Partnership Agreement”), on a per 
unit basis that is generally equal to the dividend per share on UDR’s common stock, which is publicly traded on the New 
York Stock Exchange (“NYSE”) under the ticker symbol “UDR.” 

As of December 31, 2017, there were 183,350,924 OP Units outstanding, of which 174,237,688, or 95.0%, 

were owned by UDR and affiliated entities and 9,113,236, or 5.0%, were owned by non-affiliated limited partners. There 
were 183,278,698 OP Units outstanding as of December 31, 2016, of which 174,230,084, or 95.1%, were owned by 
UDR and affiliated entities and 9,048,614, or 4.9%, were owned by non-affiliated limited partners. 

As sole general partner of the Operating Partnership, UDR owned all 110,883 general partner OP units, or 

0.1%, of the total OP Units outstanding as of December 31, 2017 and 2016. At December 31, 2017 and 2016, there were 
183,240,041 and 183,167,815, respectively, of limited partner OP Units outstanding, of which 1,873,332 were Class A 
Limited Partnership Units as of both periods. Of the limited partner OP Units outstanding, UDR owned 174,126,805, or 
95.0%, and 174,119,201, or 95.1%, at December 31, 2017 and 2016, respectively. The remaining 9,113,236, or 5.0%, 
and 9,048,614, or 4.9%, of the limited partner OP Units outstanding were held by non-affiliated partners at 
December 31, 2017 and 2016, respectively, of which 1,751,671 were Class A Limited Partnership units as of both 
periods. See Note 9, Capital Structure. 

The Operating Partnership evaluated subsequent events through the date its financial statements were issued. 

No significant recognized or non-recognized subsequent events were noted other than that in Note 3, Real Estate Owned. 

2. SIGNIFICANT ACCOUNTING POLICIES 

Recent Accounting Pronouncements 

In August 2017, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update 
(“ASU”) 2017-12, Derivatives and Hedging, Targeted Improvements to Accounting for Hedging Activities. The ASU 
aims to better align a company’s financial reporting for hedging activities with the economic objectives of those 
activities. The updated standard will be effective for the Operating Partnership on January 1, 2019 and must be applied 
using a modified retrospective approach; however, early adoption of the ASU is permitted. The Operating Partnership 
expects to early adopt the guidance on January 1, 2018, but does not expect the updated standard to have a material 
impact on the consolidated financial statements. Related disclosures will be updated pursuant to the requirements of the 
ASU. 

In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805), Clarifying the Definition 
of a Business. The ASU changes the definition of a business to assist entities with evaluating whether a set of transferred 
assets is a business. As a result, the accounting for acquisitions of real estate could be impacted. The updated standard 
will be effective for the Operating Partnership on January 1, 2018. The ASU will be applied prospectively to any 
transactions occurring after adoption. The Operating Partnership expects that the updated standard will result in fewer 

F - 56 

UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

acquisitions of real estate meeting the definition of a business and fewer acquisition-related costs being expensed in the 
period incurred. 

In November 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230), Restricted Cash. 

The ASU addresses the presentation of restricted cash and restricted cash equivalents in the statement of cash flows. The 
updated standard will be effective for the Operating Partnership on January 1, 2018 and must be applied retrospectively 
to all periods presented. The Operating Partnership does not expect the updated standard to have a material impact on the 
consolidated financial statements. Related disclosures will be updated pursuant to the requirements of the ASU. 

In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326), Measurement 
of Credit Losses on Financial Instruments. The standard requires entities to estimate a lifetime expected credit loss for 
most financial assets, including trade and other receivables, held-to-maturity debt securities, loans and other financial 
instruments, and to present the net amount of the financial instrument expected to be collected. The updated standard 
will be effective for the Operating Partnership on January 1, 2020; however, early adoption of the ASU is permitted on 
January 1, 2019. The Operating Partnership is currently evaluating the effect that the updated standard will have on the 
consolidated financial statements and related disclosures. 

In February 2016, the FASB issued ASU No. 2016-02, Leases. The standard amends the existing lease 
accounting guidance and requires lessees to recognize a lease liability and a right-of-use asset for all leases (except for 
short-term leases that have a duration of one year or less) on their balance sheets. Lessees will continue to recognize 
lease expense in a manner similar to current accounting. For lessors, accounting for leases under the new guidance is 
substantially the same as in prior periods, but eliminates current real estate-specific provisions and changes the treatment 
of initial direct costs. Entities are required to use a modified retrospective approach for leases that exist or are entered 
into after the beginning of the earliest comparable period presented, with an option to elect certain transition relief. Full 
retrospective application is prohibited. The standard will be effective for the Operating Partnership on January 1, 2019; 
however, early adoption of the ASU is permitted. While the Operating Partnership is currently evaluating the effect that 
the updated standard will have on our consolidated financial statements and related disclosures, we expect to adopt the 
guidance on its effective date, at which time we anticipate recognizing right-of-use assets and related lease liabilities on 
our consolidated balance sheets related to ground leases for any communities where we are the lessee. 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers. The standard 

provides companies with a single model for use in accounting for revenue arising from contracts with customers and will 
replace most existing revenue recognition guidance in U.S. GAAP when it becomes effective, including industry-
specific revenue guidance. The standard specifically excludes lease contracts. The ASU allows for the use of either the 
full or modified retrospective transition method and will be effective for the Operating Partnership on January 1, 2018, at 
which time the Operating Partnership expects to adopt the updated standard using the modified retrospective approach. 
However, as the majority of the Operating Partnership’s revenue is from rental income related to leases, the ASU will 
not have a material impact on the consolidated financial statements. Related disclosures will be provided and/or updated 
pursuant to the requirements of the ASU. 

Real Estate 

Real estate assets held for investment are carried at historical cost and consist of land, buildings and 
improvements, furniture, fixtures and equipment and other costs incurred during their development, acquisition and 
redevelopment. 

Expenditures for ordinary repair and maintenance costs are charged to expense as incurred. Expenditures for 

improvements, renovations, and replacements related to the acquisition and/or improvement of real estate assets are 
capitalized and depreciated over their estimated useful lives if the expenditures qualify as a betterment or the life of the 
related asset will be substantially extended beyond the original life expectancy. 

The Operating Partnership purchases real estate investment properties and records the tangible and identifiable 
intangible assets and liabilities acquired based on their estimated fair value. The primary, although not only, identifiable 
intangible asset associated with our portfolio is the value of existing lease agreements. When recording the acquisition of 
a community, we first assign fair value to the estimated intangible value of the existing lease agreements and then to the 
estimated value of the land, building and fixtures assuming the community is vacant. The Operating Partnership 

F - 57 

UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

estimates the intangible value of the lease agreements by determining the lost revenue associated with a hypothetical 
lease-up. Depreciation on the building is based on the expected useful life of the asset and the in-place leases are 
amortized over their remaining average contractual life. Property acquisition costs are expensed as incurred. 

Quarterly or when changes in circumstances warrant, the Operating Partnership will assess our real estate 

properties for indicators of impairment. In determining whether the Operating Partnership has indicators of impairment 
in our real estate assets, we assess whether the long-lived asset’s carrying value exceeds the community’s undiscounted 
future cash flows, which is representative of projected net operating income (“NOI”) plus the residual value of the 
community. Our future cash flow estimates are based upon historical results adjusted to reflect our best estimate of 
future market and operating conditions and our estimated holding periods. If such indicators of impairment are present 
and the carrying value exceeds the undiscounted cash flows of the community, an impairment loss is recognized equal to 
the excess of the carrying amount of the asset over its estimated fair value. Our estimates of fair market value represent 
our best estimate based primarily upon unobservable inputs related to rental rates, operating costs, growth rates, discount 
rates and capitalization rates, industry trends and reference to market rates and transactions. 

For long-lived assets to be disposed of, impairment losses are recognized when the fair value of the asset less 
estimated cost to sell is less than the carrying value of the asset. Properties classified as real estate held for disposition 
generally represent properties that are actively marketed or contracted for sale with the closing expected to occur within 
the next twelve months. Real estate held for disposition is carried at the lower of cost, net of accumulated depreciation, 
or fair value, less the cost to sell, determined on an asset-by-asset basis. Expenditures for ordinary repair and 
maintenance costs on held for disposition properties are charged to expense as incurred. Expenditures for improvements, 
renovations, and replacements related to held for disposition properties are capitalized at cost. Depreciation is not 
recorded on real estate held for disposition. 

Depreciation is computed on a straight-line basis over the estimated useful lives of the related assets which are 
35 to 55 years for buildings, 10 to 35 years for major improvements, and 3 to 10 years for furniture, fixtures, equipment, 
and other assets. 

Predevelopment, development, and redevelopment projects and related costs are capitalized and reported on the 

Consolidated Balance Sheets as Total real estate owned, net of accumulated depreciation. The Operating Partnership 
capitalizes costs directly related to the predevelopment, development, and redevelopment of a capital project, which 
include, but are not limited to, interest, real estate taxes, insurance, and allocated development and redevelopment 
overhead related to support costs for personnel working on the capital projects. We use our professional judgment in 
determining whether such costs meet the criteria for capitalization or must be expensed as incurred. These costs are 
capitalized only during the period in which activities necessary to ready an asset for its intended use are in progress and 
such costs are incremental and identifiable to a specific activity to get the asset ready for its intended use. These costs, 
excluding the direct costs of development and redevelopment and capitalized interest, for the years ended 
December 31, 2017, 2016, and 2015 were $0.5 million, $0.6 million, and $0.7 million, respectively. During the years 
ended December 31, 2017, 2016, and 2015, total interest capitalized was less than $0.1 million, $0.2 million, and $0.2 
million, respectively. As each home in a capital project is completed and becomes available for lease-up, the Operating 
Partnership ceases capitalization on the related portion and depreciation commences over the estimated useful life. 

Cash and Cash Equivalents 

Cash and cash equivalents consist of cash on hand, demand deposits with financial institutions and short-term, 

highly liquid investments. We consider all highly liquid investments with maturities of three months or less when 
purchased to be cash equivalents. The majority of the Operating Partnership’s cash and cash equivalents are held at 
major commercial banks. 

Restricted Cash 

Restricted cash consists of escrow deposits held by lenders for real estate taxes, insurance and replacement 

reserves, and security deposits. 

F - 58 

UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

Revenue and Real Estate Sales Gain Recognition 

Rental income related to leases is recognized on an accrual basis when due from residents and tenants in 
accordance with GAAP. Rental payments are generally due on a monthly basis and recognized when earned. The 
Operating Partnership recognizes interest income, fees and incentives when earned, fixed and determinable. 

For sale transactions meeting the requirements for full accrual profit recognition, we remove the related assets 
and liabilities from our Consolidated Balance Sheets and record the gain or loss in the period the transaction closes. For 
sale transactions that do not meet the full accrual sale criteria due to our continuing involvement, we evaluate the nature 
of the continuing involvement and account for the transaction under an alternate method of accounting. Unless certain 
limited criteria are met, non-monetary transactions, including property exchanges, are accounted for at fair value. 

Sales to entities in which we or our General Partner retain or otherwise own an interest are accounted for as 
partial sales. If all other requirements for recognizing profit under the full accrual method have been satisfied and no 
other forms of continuing involvement are present, we recognize profit proportionate to the outside interest in the buyer 
and defer the gain on the interest we or our General Partner retain. The Operating Partnership recognizes any deferred 
gain when the property is sold to a third party. In transactions accounted by us as partial sales, we determine if the buyer 
of the majority equity interest in the venture was provided a preference as to cash flows in either an operating or a capital 
waterfall. If a cash flow preference has been provided, we recognize profit only to the extent that proceeds from the sale 
of the majority equity interest exceed costs related to the entire property. 

Derivative Financial Instruments 

The General Partner utilizes derivative financial instruments to manage interest rate risk and generally 
designates these financial instruments as cash flow hedges. Derivative financial instruments associated with the 
Operating Partnership’s allocation of the General Partner’s debt are recorded on our Consolidated Balance Sheets as 
either an asset or liability and measured quarterly at their fair value. The changes in fair value for the General Partner’s 
cash flow hedges allocated to the Operating Partnership that are deemed effective are reflected in other comprehensive 
income/(loss) and for non-designated derivative financial instruments in earnings. The ineffective component of cash 
flow hedges, if any, is recorded in earnings. 

Noncontrolling Interests 

The noncontrolling interests represent the General Partner’s interests in certain consolidated subsidiaries and 

are presented in the capital section of the Consolidated Balance Sheets since these interests are not convertible or 
redeemable into any other ownership interests of the Operating Partnership. 

Income Taxes 

The taxable income or loss of the Operating Partnership is reported on the tax returns of the partners. 
Accordingly, no provision has been made in the accompanying financial statements for federal or state income taxes on 
income that is passed through to the partners. However, any state or local revenue, excise or franchise taxes that result 
from the operating activities of the Operating Partnership are recorded at the entity level. The Operating Partnership’s 
tax returns are subject to examination by federal and state taxing authorities. Net income for financial reporting purposes 
differs from the net income for income tax reporting purposes primarily due to temporary differences, principally real 
estate depreciation and the tax deferral of certain gains on property sales. The differences in depreciation result from 
differences in the book and tax basis of certain real estate assets and the differences in the methods of depreciation and 
lives of the real estate assets. 

The Operating Partnership evaluates the accounting and disclosure of tax positions taken or expected to be 

taken in the course of preparing the Operating Partnership’s tax returns to determine whether the tax positions are 
“more-likely-than-not” of being sustained by the applicable tax authority. Tax positions not deemed to meet the more-
likely-than-not threshold would be recorded as a tax benefit or expense in the current year. Management of the Operating 
Partnership is required to analyze all open tax years, as defined by the statute of limitations, for all major jurisdictions, 
which include federal and certain states. The Operating Partnership has no examinations in progress and none are 
expected at this time. 

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

Management of the Operating Partnership has reviewed all open tax years (2014 through 2016) of tax 
jurisdictions and concluded there is no tax liability resulting from unrecognized tax benefits relating to uncertain income 
tax positions taken or expected to be taken in future tax returns. 

On December 22, 2017, the Tax Cuts and Jobs Act (the “Act”) was enacted, reducing the U.S. federal corporate 

income tax rate from 35% to 21%, among other changes. The SEC staff issued Staff Accounting Bulletin 118, which 
provides guidance on accounting for the tax effects of the Act for which the accounting under ASC 740, Income Taxes 
(“ASC 740”) is incomplete. To the extent that a company's accounting for certain income tax effects of the Act is 
incomplete but it is able to determine a reasonable estimate, it must record a provisional estimate in the financial 
statements. If a company cannot determine a provisional estimate to be included in the financial statements, it should 
continue to apply ASC 740 on the basis of the provisions of the tax laws that were in effect immediately before 
enactment of the Act. As of December 31, 2017, the impact to the Operating Partnership related to the accounting for the 
tax effects of the Act was not material. 

Discontinued Operations 

In accordance with GAAP, a discontinued operation represents (1) a component of an entity or group of 

components that has been disposed of or is classified as held for sale in a single transaction and represents a strategic 
shift that has or will have a major effect on an entity’s financial results, or (2) an acquired business that is classified as 
held for sale on the date of acquisition. A strategic shift could include a disposal of (1) a separate major line of business, 
(2) a separate major geographic area of operations, (3) a major equity method investment, or (4) other major parts of an 
entity. 

We record sales of real estate that do not meet the definition of a discontinued operation in Gain/(loss) on sale 

of real estate owned on the Consolidated Statements of Operations. 

Allocation of General and Administrative Expenses 

The Operating Partnership is charged directly for general and administrative expenses it incurs. The Operating 

Partnership is also charged with other general and administrative expenses that have been allocated by the General 
Partner to each of its subsidiaries, including the Operating Partnership, based on reasonably anticipated benefits to the 
parties. (See Note 6, Related Party Transactions.) 

Advertising Costs 

All advertising costs are expensed as incurred and reported on the Consolidated Statements of Operations 

within the line item Property operating and maintenance. During the years ended December 31, 2017, 2016, and 2015, 
total advertising expense from continuing and discontinued operations was $2.1 million, $2.2 million, and $2.4 million, 
respectively. 

Comprehensive Income/(Loss) 

Comprehensive income/(loss), which is defined as the change in capital during each period from transactions 
and other events and circumstances from nonowner sources, including all changes in capital during a period except for 
those resulting from investments by or distributions to unitholders, is displayed in the accompanying Consolidated 
Statements of Comprehensive Income/(Loss). For the years ended December 31, 2017, 2016, and 2015, the Operating 
Partnership’s other comprehensive income/(loss) consisted of the gain/(loss) (effective portion) on derivative 
instruments that are designated as and qualify as cash flow hedges and (gain)/loss reclassified from other comprehensive 
income/(loss) into earnings. The (gain)/loss reclassified from other comprehensive income/(loss) is included in Interest 
expense on the Consolidated Statements of Operations. See Note 8, Derivatives and Hedging Activity, for further 
discussion. 

Use of Estimates 

The preparation of these financial statements in accordance with GAAP requires management to make 

estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent 

F - 60 

UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

liabilities at the dates of the financial statements and the amounts of revenues and expenses during the reporting periods. 
Actual amounts realized or paid could differ from those estimates. 

Market Concentration Risk 

The Operating Partnership is subject to increased exposure from economic and other competitive factors 
specific to those markets where it holds a significant percentage of the carrying value of its real estate portfolio at 
December 31, 2017, the Operating Partnership held greater than 10% of the carrying value of its real estate portfolio in 
each of the San Francisco, California; Orange County, California; Metropolitan D.C. and New York, New York markets. 

3. REAL ESTATE OWNED 

Real estate assets owned by the Operating Partnership consist of income producing operating properties, 

properties under development, land held for future development, and sold or held for disposition properties. At 
December 31, 2017, the Operating Partnership owned and consolidated 53 communities in nine states plus the District of 
Columbia totaling 16,698 apartment homes. The following table summarizes the carrying amounts for our real estate 
owned (at cost) as of December 31, 2017 and 2016 (dollars in thousands): 

Land 
Depreciable property — held and used: 

Land improvements 
Buildings, improvements, and furniture, fixtures and equipment 

Real estate owned 
Accumulated depreciation 
Real estate owned, net 

Acquisitions 

      December 31,  

      December 31,  

  $ 

2017 
 719,410   $ 

2016 
 751,981 

 89,331  
 3,008,215  
 3,816,956  
 (1,543,652) 
 2,273,304   $ 

 84,663 
 2,838,060 
 3,674,704 
 (1,408,815)
 2,265,889 

  $ 

In October 2017, the Operating Partnership acquired an operating community located in Denver, Colorado with 

a total of 218 apartment homes and 17,000 square feet of retail space for a purchase price of approximately $141.5 
million. As a result of the acquisition, the Operating Partnership increased its real estate owned by approximately $139.0 
million and recorded approximately $2.5 million of in-place lease intangibles. The acquisition will be fully or partially 
funded with tax-deferred like-kind exchanges under Section 1031 of the Internal Revenue Code of 1986 (“Section 1031 
exchanges”). 

Dispositions 

In December 2017, the Operating Partnership sold two operating communities with a total of 218 apartment 

homes in Orange County, California and Carlsbad, California for gross proceeds of $69.0 million, resulting in net 
proceeds of $68.0 million and a gain of $41.3 million.  

During the year ended December 31, 2016, the Operating Partnership sold two operating communities in 

Baltimore, Maryland with a total of 276 apartment homes for gross proceeds of $45.3 million, resulting in net proceeds 
of $44.6 million and a gain, net of tax, of $33.2 million. 

In February 2018, the Operating Partnership sold an operating community in Orange County, California with a 

total of 264 apartment homes for gross proceeds of $90.5 million and an expected GAAP gain of $70.3 million. The 
proceeds were designated for tax-deferred Section 1031 exchanges.  

Other Activity 

In connection with the acquisition of certain properties, the Operating Partnership agreed to pay certain of the 

tax liabilities of certain contributors if the Operating Partnership sells one or more of the properties contributed in a 
taxable transaction prior to the expiration of specified periods of time following the acquisition. The Operating 

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

Partnership may, however, sell, without being required to pay any tax liabilities, any of such properties in a non-taxable 
transaction, including, but not limited to, in an exchange under Section 1031 of the Internal Revenue Code.   

Further, the Operating Partnership has agreed to maintain certain debt that may be guaranteed by certain 

contributors for specified periods of time following the acquisition. The Operating Partnership, however, has the ability 
to refinance or repay guaranteed debt or to substitute new debt if the debt and the guaranty continue to satisfy certain 
conditions. 

4. UNCONSOLIDATED ENTITIES 

The DownREIT Partnership is accounted for by the Operating Partnership under the equity method of 
accounting and is included in Investment in unconsolidated entities on the Consolidated Balance Sheets. The Operating 
Partnership recognizes earnings or losses from its investments in unconsolidated entities consisting of our proportionate 
share of the net earnings or losses of the partnership in accordance with the Partnership Agreement.  

The DownREIT Partnership is a VIE as the limited partners lack substantive kick-out rights and substantive 

participating rights. The Operating Partnership is not the primary beneficiary of the DownREIT Partnership as it lacks 
the power to direct the activities that most significantly impact its economic performance and will continue to account 
for its interest as an equity method investment. See Note 2, Significant Accounting Policies. 

As of December 31, 2017, the DownREIT Partnership owned 13 communities with 6,261 apartment homes. 

The Operating Partnership’s investment in the DownREIT Partnership was $76.9 million and $112.9 million as of 
December 31, 2017 and 2016, respectively. 

Financial statements required under Rule 3-09 of Regulation S-X for the DownREIT Partnership are included 

as Exhibit 99.1 to this report. 

5. DEBT, NET 

Our secured debt instruments generally feature either monthly interest and principal or monthly interest-only 

payments with balloon payments due at maturity. For purposes of classification in the following table, variable rate debt 
with a derivative financial instrument designated as a cash flow hedge is deemed as fixed rate debt due to the Operating 
Partnership having effectively established the fixed interest rate for the underlying debt instrument. Secured debt 
consists of the following as of December 31, 2017 and 2016 (dollars in thousands): 

Principal Outstanding 

As of December 31, 2017 

  December 31,   December 31,   

2017 

2016 

Average 
Interest Rate 

  Weighted   

  Weighted   
Average   
Years to    Communities
Maturity    Encumbered 

Fixed Rate Debt 

Fannie Mae credit facilities 
Deferred financing costs 

Total fixed rate secured debt, net 

Variable Rate Debt 

Tax-exempt secured note payable 
Fannie Mae credit facilities 
Deferred financing costs 

Total variable rate secured debt, net 

Total Secured Debt, Net 

  $   133,205   $   244,912   
 (1,070)  
 243,842   

 (282)  
 132,923  

 5.28 %  

 1.8   

 5.28 %  

 1.8   

 27,000  
 —  
 (78)  
 26,922  

 27,000   
 163,637   
 (505)  
 190,132   
  $   159,845   $   433,974   

 1.71 %  
 — %  

 14.2   
 —   

 1.71 %  
 4.99 %  

 14.2   
 3.9   

 4 

 4 

 1 
 — 

 1 
 5 

As of December 31, 2017, an aggregate commitment of $133.2 million of the General Partner’s secured credit 

facilities with Fannie Mae was owed by the Operating Partnership based on the ownership of the assets securing the 
debt. The entire commitment was outstanding at December 31, 2017. The portions of the Fannie Mae credit facilities 
owed by the Operating Partnership mature at various dates from October 2019 through December 2019 and bear interest 
at fixed rates. At December 31, 2017, the entire outstanding balance was fixed and had a weighted average interest rate 
of 5.28%.  

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

During the year ended December 31, 2017, $275.3 million of funds borrowed under the Fannie Mae credit 

facilities and owed by the Operating Partnership were prepaid. The Operating Partnership incurred prepayment costs of 
$5.8 million during the year ended December 31, 2017, which were included in Interest expense on the Consolidated 
Statements of Operations. 

 The following information relates to the credit facilities owed by the Operating Partnership (dollars in 

thousands): 

Borrowings outstanding 
Weighted average borrowings during the period ended 
Maximum daily borrowings during the period ended 
Weighted average interest rate during the period ended 
Interest rate at the end of the period 

      December 31,         December 31,    

  $ 

2017 
 133,205  
 223,347  
 408,549  

$ 

2016 
 408,549  
 414,759  
 421,001  

 4.6 %     
 5.3 %     

 3.9 %
 4.0 %

The Operating Partnership may from time to time acquire properties subject to fixed rate debt instruments. In 

those situations, management will record the secured debt at its estimated fair value and amortize any difference between 
the fair value and par to interest expense over the life of the underlying debt instrument. The Operating Partnership did 
not have any unamortized fair value adjustments associated with the fixed rate debt instruments on the Operating 
Partnership’s properties. 

Fixed Rate Debt 

At December 31, 2017, the General Partner had borrowings against its fixed rate facilities of $285.8 million, of 
which $133.2 million was owed by the Operating Partnership based on the ownership of the assets securing the debt. As 
of December 31, 2017, the funds borrowed under the fixed rate Fannie Mae credit facilities owed by the Operating 
Partnership had a weighted average fixed interest rate of 5.28%. 

Variable Rate Debt 

Tax-exempt secured note payable. The variable rate mortgage note payable that secures tax-exempt housing 
bond issues matures March 2032. Interest on this note is payable in monthly installments. The mortgage note payable 
has an interest rate of 1.71% as of December 31, 2017. 

Secured credit facilities. At December 31, 2017, the General Partner had borrowings against its variable rate 
facilities of $29.0 million, none of which was owed by the Operating Partnership based on the ownership of the assets 
securing the debt. 

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

The aggregate maturities of the Operating Partnership’s secured debt due during each of the next ten 

calendar years subsequent to December 31, 2017 are as follows (dollars in thousands): 

Year 
2018 
2019 
2020 
2021 
2022 
2023 
2024 
2025 
2026 
2027 
Thereafter 
Subtotal 
Non-cash (a) 
Total 

Fixed 

  Secured Credit  

Facilities 

Variable 
Tax-Exempt   
Secured Notes  
Payable 

    $ 

 —     $ 

 133,205  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 133,205  
 (282) 
 132,923   $ 

  $ 

 —     $ 
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 27,000  
 27,000  
 (78) 
 26,922   $ 

Total 

 — 
 133,205 
 — 
 — 
 — 
 — 
 — 
 — 
 — 
 — 
 27,000 
 160,205 
 (360)
 159,845 

(a)  Includes the unamortized balance of fair market value adjustments, premiums/discounts, deferred hedge gains, and 
deferred financing costs. For the years ended December 31, 2017 and 2016, the Operating Partnership amortized 
$0.3 million and $0.6 million, respectively, of deferred financing costs into Interest expense. 

Guarantor on Unsecured Debt 

The Operating Partnership is a guarantor on the General Partner’s unsecured revolving credit facility with an 

aggregate borrowing capacity of $1.1 billion, an unsecured commercial paper program with an aggregate borrowing 
capacity of $500 million, $300 million of medium-term notes due October 2020, a $350 million term loan facility due 
January 2021, $400 million of medium-term notes due January 2022, $300 million of medium-term notes due July 2024, 
$300 million of medium-term notes due October 2025, $300 million of medium-term notes due September 2026, $300 
million of medium-term notes due July 2027, and $300 million of medium-term notes due January 2028. As of 
December 31, 2017 and 2016, the General Partner did not have an outstanding balance under the unsecured revolving 
credit facility and had $300.0 million and $0, respectively, outstanding under its unsecured commercial paper program. 

6. RELATED PARTY TRANSACTIONS 

Advances (To)/From the General Partner 

The Operating Partnership participates in the General Partner’s central cash management program, wherein all 

the Operating Partnership’s cash receipts are remitted to the General Partner and all cash disbursements are funded by 
the General Partner. In addition, other miscellaneous costs such as administrative expenses are incurred by the General 
Partner on behalf of the Operating Partnership. As a result of these various transactions between the Operating 
Partnership and the General Partner, the Operating Partnership had net Advances (to)/from the General Partner of 
$397.9 million and $19.7 million at December 31, 2017 and 2016, respectively, which are reflected as 
increases/(decreases) of capital on the Consolidated Balance Sheets. 

Allocation of General and Administrative Expenses 

The General Partner shares various general and administrative costs, employees and other overhead costs with 
the Operating Partnership including legal assistance, acquisitions analysis, marketing, human resources, IT, accounting, 
rent, supplies and advertising, and allocates these costs to the Operating Partnership first on the basis of direct usage 
when identifiable, with the remainder allocated based on the reasonably anticipated benefits to the parties. The general 
and administrative expenses allocated to the Operating Partnership by UDR were $14.0 million, $15.4 million, and $21.0 

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UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

million during the years ended December 31, 2017, 2016 and 2015, respectively, and are included in General and 
administrative on the Consolidated Statements of Operations. In the opinion of management, this method of allocation 
reflects the level of services received by the Operating Partnership from the General Partner. 

During the years ended December 31, 2017, 2016 and 2015, the Operating Partnership reimbursed the General 

Partner $15.4 million, $14.5 million, and $17.7 million, respectively, for shared services related to corporate level 
property management costs incurred by the General Partner. These shared cost reimbursements and related party 
management fees are initially recorded within the line item General and administrative on the Consolidated Statements 
of Operations, and a portion related to management costs is reclassified to Property management on the Consolidated 
Statements of Operations. (See further discussion below.) 

Shared Services/Management Fee 

The Operating Partnership self-manages its own properties and is party to an Inter-Company Employee and 

Cost Sharing Agreement with the General Partner. This agreement provides for reimbursements to the General Partner 
for the Operating Partnership’s allocable share of costs incurred by the General Partner for (a) shared services of 
corporate level property management employees and related support functions and costs, and (b) general and 
administrative costs. As discussed above, the reimbursement for shared services is classified in Property management on 
the Consolidated Statements of Operations. 

Notes Payable to the General Partner 

As of both December 31, 2017 and 2016, the Operating Partnership had $273.3 million of unsecured notes 

payable to the General Partner at annual interest rates between 4.12% and 5.34%. Certain limited partners of the 
Operating Partnership have provided guarantees or reimbursement agreements related to these notes payable. The 
guarantees were provided by the limited partners in conjunction with their contribution of properties to the Operating 
Partnership. The notes mature on August 31, 2021, December 31, 2023 and April 1, 2026, and interest payments are 
made monthly. The Operating Partnership recognized interest expense on the notes payable of $12.2 million, $12.2 
million and $5.0 million for the years ended December 31, 2017, 2016, and 2015, respectively. 

7. FAIR VALUE OF DERIVATIVES AND FINANCIAL INSTRUMENTS 

Fair value is based on the price that would be received to sell an asset or the exit price that would be paid to 

transfer a liability in an orderly transaction between market participants at the measurement date. A three-level valuation 
hierarchy prioritizes observable and unobservable inputs used to measure fair value. The fair value hierarchy consists of 
three broad levels, which are described below: 

 Level 1 — Quoted prices in active markets for identical assets or liabilities that the entity has the ability to 

access. 

 Level 2 — Observable inputs other than prices included in Level 1, such as quoted prices for similar assets 

and liabilities in active markets; quoted prices for identical or similar assets and liabilities in markets that are 
not active; or other inputs that are observable or can be corroborated with observable market data. 

 Level 3 — Unobservable inputs that are supported by little or no market activity and that are significant to 

the fair value of the assets and liabilities. This includes certain pricing models, discounted cash flow 
methodologies and similar techniques that use significant unobservable inputs. 

F - 65 

UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

The estimated fair values of the Operating Partnership’s financial instruments either recorded or disclosed on a 

recurring basis as of December 31, 2017 and 2016 are summarized as follows (dollars in thousands): 

Fair Value at December 31, 2017, Using 

Total 
Carrying 
Amount in 
Statement of   
Financial 
Position at 

Fair Value 
Estimate at 

  December 31,    December 31,   

2017 

2017 

Quoted 
Prices in 
Active 
Markets 
for Identical   
Assets or 
Liabilities 
(Level 1) 

Significant 
Other 
Observable 
Inputs 
(Level 2) 

Significant 
Unobservable 
Inputs 
(Level 3) 

Description: 
Secured debt instruments -                         

fixed rate: (a)  
Fannie Mae credit facilities 

Secured debt instruments - 

variable rate: (a) 
Tax-exempt secured notes payable 

Total liabilities 

  $ 

 133,205   $ 

 137,150   $ 

 —   $ 

 —   $ 

 137,150 

 27,000  

 27,000  

  $ 

 160,205   $ 

 164,150   $ 

 —  
 —   $ 

 —  
 —   $ 

 27,000 
 164,150 

Fair Value at December 31, 2016, Using 

Total 
Carrying 
Amount in 
Statement of   
Financial 
Position at 

Fair Value 
Estimate at 

  December 31,    December 31,   

2016 

2016 

Quoted 
Prices in 
Active 
Markets 
for Identical   
Assets 
or 
Liabilities 
(Level 1) 

Significant 
Other 
Observable 
Inputs 
(Level 2) 

Significant 
Unobservable 
Inputs 
(Level 3) 

Description: 
Derivatives - Interest rate contracts (b) 
Total assets 

  $ 
  $ 

Secured debt instruments -                        

 1   $ 
 1   $ 

 1   $ 
 1   $ 

 —   $ 
 —   $ 

 1   $ 
 1   $ 

 — 
 — 

fixed rate: (a) 
Fannie Mae credit facilities 

Secured debt instruments - 

variable rate: (a) 
Tax-exempt secured notes payable 
Fannie Mae credit facilities 

Total liabilities 

  $ 

 244,912   $ 

 251,664   $ 

 —   $ 

 —   $ 

 251,664 

 27,000  
 163,637  
 435,549   $ 

  $ 

 —  
 27,000  
 163,637  
 442,301   $ 

 —  
 —  
 —   $ 

 —  
 —  
 —   $ 

 27,000 
 163,637 
 442,301 

(a)  See Note 5, Debt, Net. 
(b)  See Note 8, Derivatives and Hedging Activity. 

There were no transfers into or out of each of the levels of the fair value hierarchy during the year ended 

December 31, 2017. 

Financial Instruments Carried at Fair Value 

The fair values of interest rate swaps are determined using the market standard methodology of netting the 

discounted future fixed cash receipts (or payments) and the discounted expected variable cash payments (or receipts). 
The variable cash payments (or receipts) are based on an expectation of future interest rates (forward curves) derived 
from observable market interest rate curves. The fair values of interest rate options are determined using the market 
standard methodology of discounting the future expected cash receipts that would occur if variable interest rates rise 

F - 66 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
      
 
     
      
 
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
     
 
     
 
     
 
     
 
   
 
  
    
  
    
  
    
  
    
  
   
 
  
    
  
 
  
    
  
    
  
   
 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
      
 
     
      
 
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
     
 
     
 
     
 
     
 
   
 
 
   
 
   
 
   
 
   
 
   
 
  
    
  
    
  
    
  
    
  
   
 
  
    
  
  
    
  
    
  
   
 
  
  
  
  
  
 
  
  
  
  
  
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

above the strike rate of the caps. The variable interest rates used in the calculation of projected receipts on the cap are 
based on an expectation of future interest rates derived from observable market interest rate curves and volatilities. 

The General Partner, on behalf of the Operating Partnership, incorporates credit valuation adjustments to 

appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair 
value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the 
Operating Partnership has considered the impact of netting and any applicable credit enhancements, such as collateral 
postings, thresholds, mutual puts, and guarantees. 

Although the General Partner, on behalf of the Operating Partnership, has determined that the majority of the 

inputs used to value its derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments 
associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood 
of default by itself and its counterparties. However, as of December 31, 2017 and 2016, the Operating Partnership has 
assessed the significance of the impact of the credit valuation adjustments on the overall valuation of its derivative 
positions and has determined that the credit valuation adjustments are not significant to the overall valuation of its 
derivatives. As a result, the Operating Partnership has determined that its derivative valuations in their entirety are 
classified in Level 2 of the fair value hierarchy. In conjunction with the FASB’s fair value measurement guidance, the 
Operating Partnership made an accounting policy election to measure the credit risk of its derivative financial 
instruments that are subject to master netting agreements on a net basis by counterparty portfolio. 

Financial Instruments Not Carried at Fair Value 

At December 31, 2017, the fair values of cash and cash equivalents, restricted cash, accounts receivable, 
prepaids, real estate taxes payable, accrued interest payable, security deposits and prepaid rent, distributions payable and 
accounts payable approximated their carrying values because of the short term nature of these instruments. The 
estimated fair values of other financial instruments were determined by the General Partner using available market 
information and appropriate valuation methodologies. Considerable judgment is necessary to interpret market data and 
develop estimated fair values. Accordingly, the estimates presented herein are not necessarily indicative of the amounts 
the Operating Partnership would realize on the disposition of the financial instruments. The use of different market 
assumptions or estimation methodologies may have a material effect on the estimated fair value amounts. 

The General Partner estimates the fair value of our debt instruments by discounting the remaining cash flows of 

the debt instrument at a discount rate equal to the replacement market credit spread plus the corresponding treasury 
yields. Factors considered in determining a replacement market credit spread include general market conditions, 
borrower specific credit spreads, time remaining to maturity, loan-to-value ratios and collateral quality (Level 3). 

The Operating Partnership records impairment losses on long-lived assets used in operations when events and 
circumstances indicate that the assets might be impaired and the undiscounted cash flows estimated to be generated by 
the future operation and disposition of those assets are less than the net book value of those assets. Cash flow estimates 
are based upon historical results adjusted to reflect management’s best estimate of future market and operating 
conditions and our estimated holding periods. The net book value of impaired assets is reduced to fair value. The 
General Partner’s estimates of fair value represent management’s estimates based upon Level 3 inputs such as industry 
trends and reference to market rates and transactions. The Operating Partnership did not incur any other-than-temporary 
impairments in the value of its investments in unconsolidated entities during the years ended December 31, 2017 and 
2016. 

8. DERIVATIVES AND HEDGING ACTIVITY 

Risk Management Objective of Using Derivatives 

The Operating Partnership is exposed to certain risks arising from both its business operations and economic 
conditions. The General Partner principally manages its exposures to a wide variety of business and operational risks 
through management of its core business activities. The General Partner manages economic risks, including interest rate, 
liquidity, and credit risk primarily by managing the amount, sources, and duration of its debt funding and through the use 
of derivative financial instruments. Specifically, the General Partner enters into derivative financial instruments to 
manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain 

F - 67 

UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

cash amounts, the value of which are determined by interest rates. The General Partner’s and the Operating Partnership’s 
derivative financial instruments are used to manage differences in the amount, timing, and duration of the General 
Partner’s known or expected cash payments principally related to the General Partner’s borrowings. 

Cash Flow Hedges of Interest Rate Risk 

The General Partner’s objectives in using interest rate derivatives are to add stability to interest expense and to 

manage its exposure to interest rate movements. To accomplish this objective, the General Partner primarily uses interest 
rate swaps and caps as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow 
hedges involve the receipt of variable-rate amounts from a counterparty in exchange for the General Partner making 
fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. Interest rate 
caps designated as cash flow hedges involve the receipt of variable-rate amounts from a counterparty if interest rates rise 
above the strike rate on the contract in exchange for an up-front premium. 

A portion of the General Partner’s interest rate derivatives are owed by the Operating Partnership based on the 

General Partner’s underlying debt instruments owed by the Operating Partnership. (See Note 5, Debt, Net.) 

The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges 

is recorded in Accumulated other comprehensive income/(loss), net in the Consolidated Balance Sheets and is 
subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. During 
the years ended December 31, 2017, 2016, and 2015, such derivatives were used to hedge the variable cash flows 
associated with existing variable-rate debt. The ineffective portion of the change in fair value of the derivatives is 
recognized directly in earnings. During the year ended December 31, 2017, the Operating Partnership recognized a loss 
of $0.1 million reclassified from Accumulated other comprehensive income/(loss), net to Interest expense due to the de-
designation of a cash flow hedge. During the year ended December 31, 2016, the Operating Partnership recorded no gain 
or loss from ineffectiveness. During the year ended December 31, 2015, the Operating Partnership recognized a loss of 
less than $0.1 million reclassified from Accumulated other comprehensive income/(loss), net to Interest expense due to 
the de-designation of a cash flow hedge.  

Amounts reported in Accumulated other comprehensive income/(loss), net related to derivatives will be 
reclassified to interest expense as interest payments are made on the General Partner’s variable-rate debt that is owed by 
the Operating Partnership. As of December 31, 2017, no derivatives designated as cash flow hedges were held by the 
Operating Partnership. As a result, through December 31, 2018, we estimate that no amounts will be reclassified as an 
increase to interest expense. 

Derivatives not designated as hedges are not speculative and are used to manage the Operating Partnership’s 

exposure to interest rate movements and other identified risks but do not meet the strict hedge accounting requirements 
of GAAP. Changes in the fair value of derivatives not designated in hedging relationships are recorded directly in 
earnings and resulted in an a loss of less than $0.1 million for the years ended December 31, 2017, 2016, and 2015. 

As of December 31, 2017, we had the following outstanding derivatives that were not designated as hedges in 

qualifying hedging relationships (dollars in thousands): 

Product 

Interest rate caps 

      Number of 
  Instruments 

Notional 

 1   $ 

 19,880 

F - 68 

 
 
 
 
 
 
 
       
 
 
  
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

Tabular Disclosure of Fair Values of Derivative Instruments on the Consolidated Balance Sheets 

The table below presents the fair value of the Operating Partnership’s derivative financial instruments as well as 

their classification on the Consolidated Balance Sheets as of December 31, 2017 and 2016 (dollars in thousands): 

Derivatives not designated as hedging instruments: 

Interest rate products 

Asset Derivatives 
(included in Other assets) 
Fair Value at: 

Liability Derivatives 
(Included in Other liabilities) 
Fair Value at: 

     December 31,      December 31,      December 31,       December 31,  

2017 

2016 

2017 

2016 

  $ 

 —   $ 

 1   $ 

 —   $ 

 — 

Tabular Disclosure of the Effect of Derivative Instruments on the Consolidated Statements of Operations 

The tables below present the effect of the derivative financial instruments on the Consolidated Statements of 

Operations for the years ended December 31, 2017, 2016, and 2015 (dollars in thousands): 

Unrealized holding 
gain/(loss) Recognized in 
OCI 
(Effective Portion) 

Gain/(Loss) Reclassified 
from Accumulated OCI into 
Interest expense 
(Effective Portion) 

Gain/(Loss) Recognized 
in Interest expense 
(Ineffective Portion and 
Amount Excluded from 
Effectiveness Testing) 

Derivatives in Cash Flow 
Hedging Relationships 

Interest rate products 

     2017 
  $ 

 —   $ 

      2016 

2015 
 (4)  $   (82)  $ 

      2017 

      2016 

2015 
 —   $   (12)  $  (1,044)  $  (106)  $ 

     2017 

     2016 

 —   $   (11)

2015 

Derivatives Not Designated as Hedging Instruments 

Interest rate products 

Credit-risk-related Contingent Features 

Gain/(Loss) Recognized in 
Interest income and other 
income/(expense), net 
2016 

2017 

2015 

  $ 

 (1)  $ 

 (3)  $ 

 (23)

The General Partner has agreements with some of its derivative counterparties that contain a provision where 

(1) if the General Partner defaults on any of its indebtedness, including default where repayment of the indebtedness has 
not been accelerated by the lender, then the General Partner could also be declared in default on its derivative 
obligations; or (2) the General Partner could be declared in default on its derivative obligations if repayment of the 
underlying indebtedness is accelerated by the lender due to the General Partner’s default on the indebtedness. 

Certain of the General Partner’s agreements with its derivative counterparties contain provisions where if there 
is a change in the General Partner’s financial condition that materially changes the General Partner’s creditworthiness in 
an adverse manner, the General Partner may be required to fully collateralize its obligations under the derivative 
instrument. At December 31, 2017 and 2016, no cash collateral was posted or required to be posted by the General 
Partner or by a counterparty. 

The General Partner also has an agreement with a derivative counterparty that incorporates the loan and 
financial covenant provisions of the General Partner’s indebtedness with a lender affiliate of the derivative counterparty. 
Failure to comply with these covenant provisions would result in the General Partner being in default on any derivative 
instrument obligations covered by the agreement. 

The General Partner has certain agreements with some of its derivative counterparties that contain a provision 

where in the event of default by the General Partner or the counterparty, the right of setoff may be exercised. Any 
amount payable to one party by the other party may be reduced by its setoff against any amounts payable by the other 
party. Events that give rise to default by either party may include, but are not limited to, the failure to pay or deliver 
payment under the derivative agreement, the failure to comply with or perform under the derivative agreement, 
bankruptcy, a merger without assumption of the derivative agreement, or in a merger, a surviving entity’s 
creditworthiness is materially weaker than the original party to the derivative agreement. 

F - 69 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
    
  
    
  
    
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

As of December 31, 2017, the fair value of derivatives was in a net asset position, which includes accrued 

interest but excludes any adjustment for nonperformance risk, related to these agreements, of less than $0.1 million. As 
of December 31, 2017, the General Partner has not posted any collateral related to these agreements. 

The General Partner has elected not to offset derivative positions in the consolidated financial statements. The 

table below presents the effect on the Operating Partnership’s financial position had the General Partner made the 
election to offset its derivative positions as of December 31, 2017 and December 31, 2016: 

Offsetting of Derivative Assets 

Gross 

  Amounts 
  Offset in the   

  Net Amounts of 

  Gross 
  Amounts of    Consolidated   Presented in the 
  Recognized   
  Assets 
  $ 

Balance 
Sheets 

 —     

 —     

Assets 

Cash 
  Consolidated 
  Collateral 
  Balance Sheets (a)   Instruments   Received 

  Financial 

 —   $ 

 —   $ 

     Gross Amounts Not Offset      
in the Consolidated 
Balance Sheets 

  Net Amount 
 — 

 —   $ 

December 31, 2017 

December 31, 2016 

  $ 

 1   $ 

 —   $ 

 1   $ 

 —   $ 

 —   $ 

 1 

(a)  Amounts reconcile to the aggregate fair value of derivative assets in the “Tabular Disclosure of Fair Values of 

Derivative Instruments on the Consolidated Balance Sheets” located in this footnote. 

Offsetting of Derivative Liabilities 

      Gross 

Gross 

Amounts 
  Offset in the  

  Net Amounts of   
Liabilities 

  Amounts of  Consolidated  Presented in the   
  Recognized  
  Liabilities   
  $ 

Balance 
Sheets 

Consolidated 

 —   $ 

 —   $ 

    Gross Amounts Not Offset      
in the Consolidated 
Balance Sheets 

Financial    Collateral   

Cash 

  Balance Sheets (a)   Instruments  

 —   $ 

 —   $ 

Posted 

  Net Amount 
 — 

 —   $ 

December 31, 2017 

December 31, 2016 

  $ 

 —   $ 

 —   $ 

 —   $ 

 —   $ 

 —   $ 

 — 

(a)  Amounts reconcile to the aggregate fair value of derivative liabilities in the “Tabular Disclosure of Fair Values of 

Derivative Instruments on the Consolidated Balance Sheets” located in this footnote. 

9. CAPITAL STRUCTURE 

General Partnership Units 

The General Partner has complete discretion to manage and control the operations and business of the 
Operating Partnership, which includes but is not limited to the acquisition and disposition of real property, construction 
of buildings and making capital improvements, and the borrowing of funds from outside lenders or UDR and its 
subsidiaries to finance such activities. The General Partner can generally authorize, issue, sell, redeem or purchase any 
OP Unit or securities of the Operating Partnership without the approval of the limited partners. The General Partner can 
also approve, with regard to the issuances of OP Units, the class or one or more series of classes, with designations, 
preferences, participating, optional or other special rights, powers and duties including rights, powers and duties senior 
to limited partnership interests without approval of any limited partners except holders of Class A Limited Partnership 
Units. There were 110,883 General Partnership units outstanding at December 31, 2017 and 2016, all of which were held 
by UDR. 

Limited Partnership Units 

At December 31, 2017 and 2016, there were 183,240,041 and 183,167,815, respectively, of limited partnership 

units outstanding, of which 1,873,332 were Class A Limited Partnership Units for both periods. UDR owned 
174,126,805, or 95.0%, and 174,119,201, or 95.1%, of OP Units outstanding at December 31, 2017 and 2016, 

F - 70 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
    
     
 
 
 
   
 
 
   
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

respectively, of which 121,661 were Class A Limited Partnership Units for both periods. The remaining 9,113,236, or 
5.0%, and 9,048,614, or 4.9%, of OP Units outstanding were held by non-affiliated partners at December 31, 2017 and 
2016, respectively, of which 1,751,671 were Class A Limited Partnership Units for both periods. 

Subject to the terms of the Operating Partnership Agreement, the limited partners have the right to require the 
Operating Partnership to redeem all or a portion of the OP Units held by the limited partner at a redemption price equal 
to and in the form of the Cash Amount (as defined in the Operating Partnership Agreement), provided that such OP 
Units have been outstanding for at least one year. UDR, as general partner of the Operating Partnership, may, in its sole 
discretion, purchase the OP Units by paying to the limited partner either the Cash Amount or the REIT Share Amount 
(generally one share of common stock of UDR for each OP Unit), as defined in the Operating Partnership Agreement. 

The non-affiliated limited partners’ capital is adjusted to redemption value at the end of each reporting period 

with the corresponding offset against UDR’s limited partner capital account based on the redemption rights noted above. 
The aggregate value upon redemption of the then-outstanding OP Units held by limited partners was $351.0 million and 
$330.1 million as of December 31, 2017 and 2016, respectively, based on the value of UDR’s common stock at each 
period end. A limited partner has no right to receive any distributions from the Operating Partnership on or after the date 
of redemption of its OP Units. 

Class A Limited Partnership Units 

Class A Limited Partnership Units have a cumulative, annual, non-compounded preferred return, which is equal 

to 8% based on a value of $16.61 per Class A Limited Partnership Unit. 

Holders of the Class A Limited Partnership Units exclusively possess certain voting rights. The Operating 

Partnership may not do the following without approval of the holders of the Class A Limited Partnership Units: 
(i) increase the authorized or issued amount of Class A Limited Partnership Units, (ii) reclassify any other partnership 
interest into Class A Limited Partnership Units, (iii) create, authorize or issue any obligations or security convertible into 
or the right to purchase Class A Limited Partnership Units, (iv) enter into a merger or acquisition, or (v) amend or 
modify the Operating Partnership Agreement in a manner that adversely affects the relative rights, preferences or 
privileges of the Class A Limited Partnership Units. 

The following table shows OP Units outstanding and OP Unit activity as of and for the years ended 

December 31, 2017, 2016, and 2015: 

Ending balance at December 31, 2014 

OP redemptions for UDR stock 

Ending balance at December 31, 2015 

OP redemptions for UDR stock 

Ending balance at December 31, 2016 

Vesting of LTIP Units 
OP redemptions for UDR stock 

Ending balance at December 31, 2017 

LTIP Units 

    Class A 
  Limited 
  Partners 

  Limited 
  Partners 

 1,751,671   
 —   
 1,751,671   
 —   
 1,751,671  
 —  
 —   
 1,751,671   

 7,413,802   
 (112,174)   
 7,301,628   
 (4,685)  
 7,296,943  
 72,226  
 (7,604)  
 7,361,565   

UDR, Inc. 
    Class A 
  Limited 
  Partner 
 121,661 

Limited 
Partner 
 173,880,681   
 112,174   
 173,992,855   
 4,685   
 173,997,540  
 —  
 7,604   
 174,005,144   

  General 
  Partner 

 —   

 110,883   
 —   
 121,661     110,883   
 —   
 110,883  
 —  
 —   
 121,661     110,883   

 —   
 121,661  
 —  
 —   

Total 
 183,278,698 
 — 
 183,278,698 
 — 
 183,278,698 
 72,226 
 — 
 183,350,924 

UDR grants long-term incentive plan units (“LTIP Units”) to certain employees and non-employee directors. 

The LTIP Units represent an ownership interest in the Operating Partnership and have voting and distribution rights 
consistent with OP Units. The LTIP Units are subject to the terms of UDR’s long-term incentive plan. 

Two classes of LTIP Units are granted, Class 1 LTIP Units and Class 2 LTIP Units. Class 1 LTIP Units are 

granted to non-employee directors and vest after one year. Class 2 LTIP Units are granted to certain employees and vest 
over a period from one to three years subject to certain performance and market conditions being achieved. Vested LTIP 

F - 71 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
  
 
  
 
 
 
 
 
 
 
 
  
  
  
 
 
 
  
  
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

Units may be converted into OP Units provided that such LTIP Units have been outstanding for at least two years from 
the date of grant. 

Allocation of Profits and Losses 

Profit of the Operating Partnership is allocated in the following order: (i) to the General Partner and the Limited 
Partners in proportion to and up to the amount of cash distributions made during the year, and (ii) to the General Partner 
and Limited Partners in accordance with their percentage interests. Losses and depreciation and amortization expenses, 
non-recourse liabilities are allocated to the General Partner and Limited Partners in accordance with their percentage 
interests. Losses allocated to the Limited Partners are capped to the extent that such an allocation would not cause a 
deficit in the Limited Partners’ capital account. Such losses are, therefore, allocated to the General Partner. If any 
Partner’s capital balance were to fall into a deficit, any income and gains are allocated to each Partner sufficient to 
eliminate its negative capital balance. 

 10. COMMITMENTS AND CONTINGENCIES 

Commitments 

Ground Leases 

The Operating Partnership owns six communities which are subject to ground leases expiring between 2025 and 

2103, including extension options. Future minimum lease payments as of December 31, 2017 are $5.6 million for each 
of the years ending December 31, 2018 to 2022 and a total of $335.2 million for years thereafter. For purposes of our 
ground lease contracts, the Operating Partnership uses the minimum lease payment, if stated in the agreement. For 
ground lease agreements where there is a reset provision based on the communities appraised value or consumer price 
index but does not include a specified minimum lease payment, the Operating Partnership uses the current rent over the 
remainder of the lease term. 

The Operating Partnership incurred $6.2 million, $5.5 million, and $5.4 million of ground rent expense for 

the years ended December 31, 2017, 2016, and 2015, respectively. 

Contingencies 

Litigation and Legal Matters 

The Operating Partnership is subject to various legal proceedings and claims arising in the ordinary course of 
business. The Operating Partnership cannot determine the ultimate liability with respect to such legal proceedings and 
claims at this time. The General Partner believes that such liability, to the extent not provided for through insurance or 
otherwise, will not have a material adverse effect on the Operating Partnership’s financial condition, results of 
operations or cash flow. 

11. REPORTABLE SEGMENTS 

GAAP guidance requires that segment disclosures present the measure(s) used by the chief operating decision 

maker to decide how to allocate resources and for purposes of assessing such segments’ performance. The Operating 
Partnership has the same chief operating decision maker as that of its parent, the General Partner. The chief operating 
decision maker consists of several members of UDR’s executive management team who use several generally accepted 
industry financial measures to assess the performance of the business for our reportable operating segments. 

The Operating Partnership owns and operates multifamily apartment communities throughout the United States 

that generate rental and other property related income through the leasing of apartment homes to a diverse base of 
tenants. The primary financial measures of the Operating Partnership’s apartment communities are rental income and net 
operating income (“NOI”), and are included in the chief operating decision maker’s assessment of the Operating 
Partnership’s performance on a consolidated basis. Rental income represents gross market rent less adjustments for 
concessions, vacancy loss and bad debt. NOI is defined as total revenues less direct property operating expenses. Rental 
expenses include real estate taxes, insurance, personnel, utilities, repairs and maintenance, administrative and marketing. 
Excluded from NOI are property management costs, which are the Operating Partnership’s allocable share of costs 

F - 72 

UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

incurred by the General Partner for shared services of corporate level property management employees and related 
support functions and costs. The chief operating decision maker of the General Partner utilizes NOI as the key measure 
of segment profit or loss. 

The Operating Partnership’s two reportable segments are Same-Store Communities and Non-Mature 

Communities/Other: 

 Same-Store Communities represent those communities acquired, developed, and stabilized prior to January 

1, 2016 and held as of December 31, 2017. A comparison of operating results from the prior year is 
meaningful as these communities were owned and had stabilized occupancy and operating expenses as of 
the beginning of the prior year, there is no plan to conduct substantial redevelopment activities, and the 
community is not held for disposition within the current year. A community is considered to have stabilized 
occupancy once it achieves 90% occupancy for at least three consecutive months. 

 Non-Mature Communities/Other represent those communities that do not meet the criteria to be included in 
Same-Store Communities, including, but not limited to, recently acquired, developed and redeveloped 
communities, and the non-apartment components of mixed use properties. 

Management of the General Partner evaluates the performance of each of the Operating Partnership’s apartment 

communities on a Same-Store Community and Non-Mature Community/Other basis, as well as individually and 
geographically. This is consistent with the aggregation criteria under GAAP as each of our apartment communities 
generally has similar economic characteristics, facilities, services, and tenants. Therefore, the Operating Partnership’s 
reportable segments have been aggregated by geography in a manner identical to that which is provided to the chief 
operating decision maker. 

All revenues are from external customers and no single tenant or related group of tenants contributed 10% or 

more of the Operating Partnership’s total revenues during the years ended December 31, 2017, 2016, and 2015. 

F - 73 

 
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

The following table details rental income and NOI for the Operating Partnership’s reportable segments for 

the years ended December 31, 2017, 2016, and 2015, and reconciles NOI to Net income/(loss) attributable to OP 
unitholders in the Consolidated Statements of Operations (dollars in thousands): 

Year Ended December 31,  
2016 

2015 

2017 

 $  201,036   $   191,034  $   177,197 
 45,701 
 51,086 
 44,981 
    121,443 
   404,415  $   440,408 

 59,006  
 54,530  
 49,586  
 55,219  
 $  419,377  

 57,563 
 53,036 
 47,792 
 54,990 

 $  152,571   $   144,949  $   133,406 
 29,519 
 39,765 
 30,106 
 84,801 
 317,597 

 40,292  
 40,524  
 34,182  
 39,272  
     306,841  

 38,711 
 40,704 
 32,519 
 40,238 
    297,121 

     (11,533) 
 (6,833) 
    (152,473) 
     (17,875) 
 (1,922) 
     (19,256) 
     (30,366) 
 41,272  
 (1,548) 
 $  106,307   $ 

 (12,111)
 (11,122)
 (5,923)
 (6,059)
   (169,784)
   (147,074)
 (27,016)
 (18,808)
 (843)
 (484)
 (4,659)
 (37,425)
 (40,321)
 (30,067)
    158,123 
 33,180 
 (1,444)
 (1,762)
 77,818  $   213,301 

Reportable apartment home segment rental income 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Northeast Region 
Southeast Region 

Non-Mature Communities/Other 

Total segment and consolidated rental income 

Reportable apartment home segment NOI 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Northeast Region 
Southeast Region 

Non-Mature Communities/Other 

Total segment and consolidated NOI 

Reconciling items: 

Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related recoveries/(charges), net 
Income/(loss) from unconsolidated entities 
Interest expense 
Gain/(loss) on sale of real estate owned 
Net (income)/loss attributable to noncontrolling interests 

Net income/(loss) attributable to OP unitholders 

F - 74 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
    
    
  
       
       
   
  
       
       
   
   
  
  
   
  
  
   
  
  
   
  
   
    
  
   
  
   
   
    
  
   
  
   
   
  
  
   
  
  
   
  
  
   
  
  
   
    
  
   
  
   
  
  
   
  
  
  
  
   
  
  
  
  
  
  
   
  
   
  
  
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

The following table details the assets of the Operating Partnership’s reportable segments as of 

December 31, 2017 and 2016 (dollars in thousands): 

      December 31,         December 31,  

2017 

2016 

Reportable apartment home segment assets 

Same-Store Communities 

West Region 
Mid-Atlantic Region 
Northeast Region 
Southeast Region 

Non-Mature Communities/Other 

Total segment assets 
Accumulated depreciation 
Total segment assets - net book value 

Reconciling items: 

Cash and cash equivalents 
Restricted cash 
Investment in unconsolidated entities 
Other assets 

Total consolidated assets 

  $ 

 1,581,321   $ 
 655,850  
 677,767  
 334,811  
 567,207  
 3,816,956  
    (1,543,652)  
 2,273,304  

 1,555,331 
 655,693 
 674,928 
 328,729 
 460,023 
 3,674,704 
    (1,408,815)
 2,265,889 

 293  
 12,579  
 76,907  
 32,490  
 2,395,573   $ 

 756 
 11,694 
 112,867 
 24,329 
 2,415,535 

  $ 

Capital expenditures related to the Operating Partnership’s Same-Store Communities totaled $41.1 million, 

$41.2 million and $30.7 million for the years ended December 31, 2017, 2016, and 2015, respectively. Capital 
expenditures related to the Operating Partnership’s Non-Mature Communities/Other totaled $2.5 million, $2.9 million, 
and $14.3 million for the years ended December 31, 2017, 2016, and 2015, respectively. 

Markets included in the above geographic segments are as follows: 

i.  West Region — San Francisco, Orange County, Seattle, Los Angeles, Monterey Peninsula, Other 

Southern California and Portland 

ii.  Mid-Atlantic Region — Metropolitan, D.C. and Baltimore 

iii.  Northeast Region — New York and Boston 

iv. 

v. 

Southeast Region — Nashville, Tampa and Other Florida 

Southwest Region — Denver 

F - 75 

 
 
 
 
 
 
 
 
 
 
 
  
 
     
 
   
  
 
     
 
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
  
  
 
  
    
  
   
 
  
  
 
  
  
 
  
  
 
  
  
 
UNITED DOMINION REALTY, L.P. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

12. UNAUDITED SUMMARIZED CONSOLIDATED QUARTERLY FINANCIAL DATA 

Selected consolidated quarterly financial data for the years ended December 31, 2017 and 2016 is summarized 

in the table below (dollars in thousands, except per share amounts): 

2017 

Rental income 
Income/(loss) from continuing operations 
Income/(loss) attributable to OP unitholders 
Income/(loss) attributable to OP unitholders per weighted 
average OP Unit — basic and diluted (a) 

2016 

Rental income 
Income/(loss) from continuing operations 
Income/(loss) attributable to OP unitholders 
Income/(loss) attributable to OP unitholders per weighted 
average OP Unit — basic and diluted (a) 

      March 31,         June 30,  

     September 30,     December 31, 

Three Months Ended  

  $ 102,605   $ 104,088   $ 

    14,007  
    13,657  

    11,192  
    10,849  

 105,253   $   107,431 
 20,274 
 21,110  
 61,065 
 20,736  

  $

 0.07   $

 0.06   $ 

 0.11   $ 

 0.33 

  $  98,786   $ 100,892   $ 

 5,131  
 4,787  

    11,394  
    11,044  

 102,595   $   102,142 
 17,672 
 50,470 

 11,885  
 11,517  

  $

 0.03   $

 0.06   $ 

 0.06   $ 

 0.27 

(a)  Quarterly net income/(loss) per weighted average OP Unit amounts may not total to the annual amounts. 

F - 76 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
       
       
       
   
 
  
  
 
  
  
 
  
    
  
    
  
    
  
   
 
  
  
  
 
  
  
  
 
 
[This page is intentionally left blank.] 

 
 
 
 
 
 
 
 
 
 
 
 
UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED 
DECEMBER 31, 2017 
(In thousands) 

Initial Costs 

Gross Amount at Which 
Carried at Close of Period 

Encumbrances   

Land and 
Land 
Improvements   

Buildings 
and  
Improvements   

Total Initial 
Acquisition 
Costs 

Costs of  
Improvements   
Capitalized 
Subsequent 
to Acquisition    
Costs 

Land and 
Land 
Improvements   

Buildings & 
Buildings  
Improvements   

Total 
Carrying 
Value 

Accumulated   
Depreciation 

Date of 

  Construction(a) 

WEST REGION 

2000 Post Street 
Birch Creek 
Highlands Of Marin 
Marina Playa 
River Terrace 
CitySouth 
Bay Terrace 
Highlands of Marin Phase II 
Edgewater 
Almaden Lake Village 
388 Beale 
Channel @ Mission Bay 

SAN FRANCISCO, CA 

Harbor at Mesa Verde 
27 Seventy Five Mesa Verde 
Pacific Shores 
Huntington Vista 
Missions at Back Bay 
Eight 80 Newport Beach — North 
Eight 80 Newport Beach — South 
Foxborough 
1818 Platinum Triangle 
Beach & Ocean 
The Residences at Bella Terra 
Los Alisos at Mission Viejo 

ORANGE COUNTY, CA 
Crowne Pointe 
Hilltop 
The Hawthorne 
The Kennedy 
Hearthstone at Merrill Creek 
Island Square 
Borgata 
elements too 
989elements 
Lightbox 
Waterscape 
Ashton Bellevue 
TEN20 
Milehouse 
CityLine 
SEATTLE, WA 
Rosebeach 
Tierra Del Rey 
The Westerly 
Jefferson at Marina del Rey 

LOS ANGELES, CA 

Boronda Manor 
Garden Court 
Cambridge Court 
Laurel Tree 
The Pointe At Harden Ranch 
The Pointe At Northridge 
The Pointe At Westlake 

$ 

$ 

 —   
 —   
 —   
 —   
 38,495   
 —   
 —   
 —   
 —   
 27,000   
 —   
 —   
 65,495   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 48,707   
 28,565   
 —   
 —   
 77,272   
 —   
 —   
 67,700   
 —   
 67,700   
 —   
 —   
 —   
 —   
 —   
 —   
 —   

$ 

 9,861   
 4,365   
 5,996   
 6,224   
 22,161   
 14,031   
 8,545   
 5,353   
 30,657   
 594   
 14,253   
 23,625   
 145,665   
 20,476   
 99,329   
 7,345   
 8,055   
 229   
 62,516   
 58,785   
 12,071   
 16,663   
 12,878   
 25,000   
 17,298   
 340,645   
 2,486   
 2,174   
 6,474   
 6,179   
 6,848   
 21,284   
 6,379   
 27,468   
 8,541   
 6,449   
 9,693   
 8,287   
 5,247   
 5,976   
 11,220   
 134,705   
 8,414   
 39,586   
 48,182   
 55,651   
 151,833   
 1,946   
 888   
 3,039   
 1,304   
 6,388   
 2,044   
 1,329   

$ 

 44,578   
 16,696   
 24,868   
 23,916   
 40,137   
 30,537   
 14,458   
 18,559   
 83,872   
 42,515   
 74,104   
 —   
 414,240   
 28,538   
 110,644   
 22,624   
 22,486   
 14,129   
 46,082   
 50,067   
 6,187   
 51,905   
 —   
 —   
 —   
 352,662   
 6,437   
 7,408   
 30,226   
 22,307   
 30,922   
 89,389   
 24,569   
 72,036   
 45,990   
 38,884   
 65,176   
 124,939   
 76,587   
 63,041   
 85,787   
 783,698   
 17,449   
 36,679   
 102,364   
 —   
 156,492   
 8,982   
 4,188   
 12,883   
 5,115   
 23,854   
 8,028   
 5,334   

$ 

 54,439   
 21,061   
 30,864   
 30,140   
 62,298   
 44,568   
 23,003   
 23,912   
 114,529   
 43,109   
 88,357   
 23,625   
 559,905   
 49,014   
 209,973   
 29,969   
 30,541   
 14,358   
 108,598   
 108,852   
 18,258   
 68,568   
 12,878   
 25,000   
 17,298   
 693,307   
 8,923   
 9,582   
 36,700   
 28,486   
 37,770   
 110,673   
 30,948   
 99,504   
 54,531   
 45,333   
 74,869   
 133,226   
 81,834   
 69,017   
 97,007   
 918,403   
 25,863   
 76,265   
 150,546   
 55,651   
 308,325   
 10,928   
 5,076   
 15,922   
 6,419   
 30,242   
 10,072   
 6,663   

S - 1 

$ 

 34,115   
 8,122   
 27,788   
 12,235   
 5,847   
 36,702   
 5,824   
 11,200   
 11,436   
 7,651   
 10,176   
 129,822   
 300,918   
 19,346   
 97,401   
 11,742   
 14,187   
 3,391   
 40,460   
 32,476   
 4,013   
 2,514   
 39,019   
 126,645   
 70,623   
 461,817   
 8,421   
 5,594   
 6,613   
 2,727   
 4,923   
 6,320   
 5,172   
 17,566   
 3,571   
 897   
 1,073   
 1,316   
 1,315   
 169   
 59   
 65,736 
 4,758   
 6,967   
 38,878   
 92,394   
 142,997   
 10,320   
 5,941   
 16,609   
 6,654   
 29,912   
 10,886   
 7,212   

$ 

 14,315   
 1,045   
 7,823   
 1,141   
 22,751   
 16,388   
 11,579   
 5,758   
 30,720   
 907   
 14,482   
 23,744   
 150,653   
 21,995   
 113,691   
 8,024   
 9,215   
 10,987   
 68,217   
 60,812   
 12,460   
 16,961   
 13,087   
 25,157   
 16,522   
 377,128   
 3,083   
 2,997   
 6,996   
 6,280   
 7,032   
 21,631   
 6,427   
 30,232   
 8,607   
 6,470   
 9,708   
 8,358   
 5,292   
 5,976   
 11,220   
 140,309   
 8,792   
 39,769   
 50,850   
 61,568   
 160,979   
 3,250   
 1,600   
 5,548   
 2,287   
 10,241   
 3,384   
 2,300   

$ 

$ 

 74,239   
 28,138   
 50,829   
 41,234   
 45,394   
 64,882   
 17,248   
 29,354   
 95,245   
 49,853   
 84,051   
 129,703   
 710,170   
 46,365   
 193,683   
 33,687   
 35,513   
 6,762   
 80,841   
 80,516   
 9,811   
 54,121   
 38,810   
 126,488   
 71,399   
 777,996   
 14,261   
 12,179   
 36,317   
 24,933   
 35,661   
 95,362   
 29,693   
 86,838   
 49,495   
 39,760   
 66,234   
 126,184   
 77,857   
 63,210   
 85,846   
 843,830   
 21,829   
 43,463   
 138,574   
 86,477   
 290,343   
 17,998   
 9,417   
 26,983   
 10,786   
 49,913   
 17,574   
 11,575   

 88,554   
 29,183   
 58,652   
 42,375   
 68,145   
 81,270   
 28,827   
 35,112   
 125,965   
 50,760   
 98,533   
 153,447   
 860,823   
 68,360   
 307,374   
 41,711   
 44,728   
 17,749   
 149,058   
 141,328   
 22,271   
 71,082   
 51,897   
 151,645   
 87,921   
 1,155,124   
 17,344   
 15,176   
 43,313   
 31,213   
 42,693   
 116,993   
 36,120   
 117,070   
 58,102   
 46,230   
 75,942   
 134,542   
 83,149   
 69,186   
 97,066   
 984,139   
 30,621   
 83,232   
 189,424   
 148,045   
 451,322   
 21,248   
 11,017   
 32,531   
 13,073   
 60,154   
 20,958   
 13,875   

 37,550    
 15,732    
 33,322    
 21,855    
 28,808    
 43,163    
 10,906    
 18,309    
 49,873    
 27,685    
 31,707    
 32,544    
 351,454   
 31,256   
 115,829   
 23,146   
 22,752   
 4,809   
 51,642   
 48,986   
 6,267   
 23,649   
 7,842   
 35,583   
 18,130   
 389,891   
 9,003   
 7,965   
 23,177   
 15,434   
 20,118   
 51,102   
 16,104   
 52,083   
 22,087   
 8,538   
 12,820   
 8,672   
 5,366   
 4,653   
 5,152   
 262,274   
 14,644   
 23,843   
 68,118   
 41,830   
 148,435   
 10,504   
 5,679   
 15,939   
 6,396   
 28,586   
 10,479   
 6,585   

1987/2016 
1968 
1991/2010 
1971 
2005 
1972/2012 
1962 
1968/2010 
2007 
1999 
1999 
2014 

1965/2003 
1979/2013 
1971/2003 
1970 
1969 
1968/2000/2016  
1968/2000/2016  
1969 
2009 
2014 
2013 
2014 

1987 
1985 
2003 
2005 
2000 
2007 
2001/2016 
2010 
2006 
2014 
2014 
2009 
2009 
2016 
2016 

1970 
1998 
1993/2013 
2008 

1979 
1973 
1974 
1977 
1986 
1979 
1975 

Date 
Acquired 

Dec‑98 
Dec‑98 
Dec‑98 
Dec‑98 
Aug‑05 
Nov‑05 
Oct‑05 
Oct‑07 
Mar‑08 
Jul‑08 
Apr‑11 
Sep‑10 

Jun-03 
Oct-04 
Jun-03 
Jun-03 
Dec-03 
Oct-04 
Mar-05 
Sep-04 
Aug-10 
Aug-11 
Oct-11 
Jun-04 

Dec-98 
Dec-98 
Jul-05 
Nov-05 
May-08 
Jul-08 
May-07 
Feb-10 
Dec-09 
Aug-14 
Sep-14 
Oct-16 
Oct-16 
Nov-16 
Jan-17 

Sep-04 
Dec-07 
Sep-10 
Sep-07 

Dec-98 
Dec-98 
Dec-98 
Dec-98 
Dec-98 
Dec-98 
Dec-98 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
       
 
       
 
     
       
 
       
 
       
 
       
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2017 
(In thousands) 

Initial Costs 

Gross Amount at Which 
Carried at Close of Period 

MONTEREY PENINSULA, CA 

Verano at Rancho Cucamonga Town Square 
Windemere at Sycamore Highland 

OTHER SOUTHERN CA 
Tualatin Heights 
Hunt Club 
PORTLAND, OR 

TOTAL WEST REGION 
MID-ATLANTIC REGION 

Encumbrances   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 210,467   

Land and 
Land 
Improvements   
 16,938   
 13,557   
 5,810   
 19,367   
 3,273   
 6,014   
 9,287   
 818,440   

Buildings 
and  
Improvements   
 68,384   
 3,645   
 23,450   
 27,095   
 9,134   
 14,870   
 24,004   
 1,826,575   

Dominion Middle Ridge 
Dominion Lake Ridge 
Presidential Greens 
The Whitmore 
Ridgewood 
DelRay Tower 
Waterside Towers 
Wellington Place at Olde Town 
Andover House 
Sullivan Place 
Circle Towers 
Delancey at Shirlington 
View 14 
Signal Hill 
Capitol View on 14th 
Domain College Park 
1200 East West 
Courts at Huntington Station 
Eleven55 Ripley 
Arbor Park of Alexandria 
Courts at Dulles 
Newport Village 
METROPOLITAN, D.C. 

Gayton Pointe Townhomes 
Waterside At Ironbridge 
Carriage Homes at Wyndham 
Legacy at Mayland 

RICHMOND, VA 
Calvert's Walk 
20 Lambourne 
Domain Brewers Hill 

BALTIMORE, MD 

TOTAL MID-ATLANTIC REGION 

NORTHEAST REGION 

10 Hanover Square 
21 Chelsea 
View 34 
95 Wall Street 
NEW YORK, NY 

Garrison Square 
Ridge at Blue Hills 
Inwood West 
14 North 
100 Pier 4 
BOSTON, MA 

TOTAL NORTHEAST REGION 

 —   
 —   
 —   
 —   
 —   
 —   
 —   
 31,373   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 89,019   
 —   
 127,600   
 247,992   
 —   
 —   
 —   
 33,850   
 33,850   
 —   
 —   
 —   
 —   
 281,842   

 —   
 —   
 —   
 —   
 —   
 —   
 25,000   
 51,721   
 —   
 —   
 76,721   
 76,721   

 3,311   
 2,366   
 11,238   
 6,418   
 5,612   
 297   
 1,139   
 13,753   
 183   
 1,137   
 32,815   
 21,606   
 5,710   
 13,290   
 31,393   
 7,300   
 9,748   
 27,749   
 15,566   
 50,881   
 14,697   
 55,283   
 331,492   
 826   
 1,844   
 474   
 1,979   
 5,123   
 4,408   
 11,750   
 4,669   
 20,827   
 357,442   

 41,432   
 36,399   
 114,410   
 57,637   
 249,878   
 5,591   
 6,039   
 20,778   
 10,961   
 24,584   
 67,953   
 317,831   

 13,283   
 8,387   
 18,790   
 13,411   
 20,086   
 12,786   
 49,657   
 36,059   
 59,948   
 103,676   
 107,051   
 66,765   
 97,941   
 —   
 —   
 —   
 68,022   
 111,878   
 107,539   
 159,728   
 83,834   
 177,454   
 1,316,295   
 5,148   
 13,239   
 30,997   
 11,524   
 60,908   
 24,692   
 45,590   
 40,630   
 110,912   
 1,488,115   

 218,983   
 107,154   
 324,920   
 266,255   
 917,312   
 91,027   
 34,869   
 88,096   
 51,175   
 —   
 265,167   
 1,182,479   

Costs of  
Improvements   
Capitalized 
Subsequent 
to Acquisition    
Costs 

 87,534   
 55,786   
 3,775   
 59,561   
 7,638   
 7,388   
 15,026   
 1,133,589   

Land and 
Land 
Improvements   
 28,610   
 23,534   
 6,213   
 29,747   
 3,906   
 6,493   
 10,399   
 897,825   

Buildings & 
Buildings  
Improvements   
 144,246   
 49,454   
 26,822   
 76,276   
 16,139   
 21,779   
 37,918   
 2,880,779   

 7,622   
 8,232   
 11,279   
 22,432   
 10,322   
 114,031   
 25,268   
 19,205   
 5,002   
 9,387   
 19,198   
 4,115   
 4,371   
 70,901   
 95,020   
 58,754   
 1,872   
 3,054   
 1,803   
 1,765   
 7,091   
 11,936   
 512,660   
 30,490   
 8,730   
 9,229   
 31,489   
 79,938   
 8,029   
 8,559   
 1,841   
 18,429   
 611,027   

 12,957   
 13,714   
 101,043   
 9,468   
 137,182   
 9,632   
 3,072   
 9,753   
 9,517   
 201,393   
 233,367   
 370,549   

 3,982   
 2,933   
 11,756   
 7,511   
 6,255   
 9,559   
 37,049   
 14,788   
 263   
 1,641   
 33,476   
 21,638   
 5,753   
 25,518   
 31,412   
 7,345   
 9,786   
 27,852   
 15,585   
 50,886   
 14,714   
 55,405   
 395,107   
 3,524   
 2,433   
 3,920   
 5,140   
 15,017   
 4,900   
 12,298   
 4,783   
 21,981   
 432,105   

 41,658   
 36,494   
 115,062   
 58,014   
 251,228   
 5,687   
 6,272   
 19,569   
 11,180   
 24,607   
 67,315   
 318,543   

 20,234   
 16,052   
 29,551   
 34,750   
 29,765   
 117,555   
 39,015   
 54,229   
 64,870   
 112,559   
 125,588   
 70,848   
 102,269   
 58,673   
 95,001   
 58,709   
 69,856   
 114,829   
 109,323   
 161,488   
 90,908   
 189,268   
 1,765,340   
 32,940   
 21,380   
 36,780   
 39,852   
 130,952   
 32,229   
 53,601   
 42,357   
 128,187   
 2,024,479   

 231,714   
 120,773   
 425,311   
 275,346   
 1,053,144   
 100,563   
 37,708   
 99,058   
 60,473   
 201,370   
 499,172   
 1,552,316   

Total 
Carrying 
Value 

 172,856   
 72,988   
 33,035   
 106,023   
 20,045   
 28,272   
 48,317   
 3,778,604   

 24,216   
 18,985   
 41,307   
 42,261   
 36,020   
 127,114   
 76,064   
 69,017   
 65,133   
 114,200   
 159,064   
 92,486   
 108,022   
 84,191   
 126,413   
 66,054   
 79,642   
 142,681   
 124,908   
 212,374   
 105,622   
 244,673   
 2,160,447   
 36,464   
 23,813   
 40,700   
 44,992   
 145,969   
 37,129   
 65,899   
 47,140   
 150,168   
 2,456,584   

 273,372   
 157,267   
 540,373   
 333,360   
 1,304,372   
 106,250   
 43,980   
 118,627   
 71,653   
 225,977   
 566,487   
 1,870,859   

Total Initial 
Acquisition 
Costs 

 85,322   
 17,202   
 29,260   
 46,462   
 12,407   
 20,884   
 33,291   
 2,645,015   

 16,594   
 10,753   
 30,028   
 19,829   
 25,698   
 13,083   
 50,796   
 49,812   
 60,131   
 104,813   
 139,866   
 88,371   
 103,651   
 13,290   
 31,393   
 7,300   
 77,770   
 139,627   
 123,105   
 210,609   
 98,531   
 232,737   
 1,647,787   
 5,974   
 15,083   
 31,471   
 13,503   
 66,031   
 29,100   
 57,340   
 45,299   
 131,739   
 1,845,557   

 260,415   
 143,553   
 439,330   
 323,892   
 1,167,190   
 96,618   
 40,908   
 108,874   
 62,136   
 24,584   
 333,120   
 1,500,310   

S - 2 

Accumulated   
Depreciation 

Date of 

  Construction(a) 

 84,168   
 38,366   
 19,302   
 57,668   
 11,379   
 16,008   
 27,387   
 1,321,277   

 15,280   
 11,572   
 22,213   
 25,988   
 22,262   
 25,219   
 24,373   
 38,698   
 35,751   
 65,130   
 69,419   
 38,906   
 37,669   
 33,128   
 29,971   
 15,613   
 8,631   
 16,483   
 13,584   
 23,191   
 13,280   
 27,607   
 613,968   
 29,536   
 15,249   
 26,329   
 34,884   
 105,998   
 22,913   
 30,791   
 17,665   
 71,369   
 791,335   

 78,792   
 42,537   
 153,669   
 105,886   
 380,884   
 41,736   
 15,893   
 38,730   
 24,942   
 29,077   
 150,378   
 531,262   

2006 
2001 

1989 
1985 

1990 
1987 
1938 
1962/2008 
1988 
2014 
1971 
1987/2008 
2004 
2007 
1972 
2006/2007 
2009 
2010 
2013 
2014 
2010 
2011 
2014 
1969/2015 
2000 
1968 

1973/2007 
1987 
1998 
1973/2007 

1988 
2003 
2009 

2005 
2001 
1985/2013 
2008 

1887/1990 
2007 
2006 
2005 
2015 

Date 
Acquired 

Oct-02 
Nov-02 

Dec-98 
Sep-04 

Jun-96 
Feb-96 
May-02 
Apr-02 
Aug-02 
Jan-08 
Dec-03 
Sep-05 
Mar-07 
Dec-07 
Mar-08 
Mar-08 
Jun-11 
Mar-07 
Sep-07 
Jun-11 
Oct-15 
Oct-15 
Oct-15 
Oct-15 
Oct-15 
Oct-15 

Sep-95 
Sep-97 
Nov-03 
Dec-91 

Mar-04 
Mar-08 
Aug-10 

Apr-11 
Aug-11 
Jul-11 
Aug-11 

Sep-10 
Sep-10 
Apr-11 
Apr-11 
Dec-15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
       
 
       
 
     
       
 
       
 
       
 
       
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
      
      
   
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2017 
(In thousands) 

Initial Costs 

Gross Amount at Which 
Carried at Close of Period 

Encumbrances   

Land and 
Land 
Improvements   

Buildings 
and  
Improvements   

Total Initial 
Acquisition 
Costs 

Costs of  
Improvements   
Capitalized 
Subsequent 
to Acquisition    
Costs 

Land and 
Land 
Improvements   

Buildings & 
Buildings  
Improvements   

Total 
Carrying 
Value 

Accumulated   
Depreciation 

Date of 

  Construction(a) 

SOUTHEAST REGION 

Seabrook 
Altamira Place 
Regatta Shore 
Alafaya Woods 
Los Altos 
Lotus Landing 
Seville On The Green 
Ashton @ Waterford 
Arbors at Lee Vista 

ORLANDO, FL 
Legacy Hill 
Hickory Run 
Carrington Hills 
Brookridge 
Breckenridge 
Colonnade 
The Preserve at Brentwood 
Polo Park 
NASHVILLE, TN 
Summit West 
The Breyley 
Lakewood Place 
Cambridge Woods 
Inlet Bay 
MacAlpine Place 
The Vintage Lofts at West End 

TAMPA, FL 

The Reserve and Park at Riverbridge 

OTHER FLORIDA 

TOTAL SOUTHEAST REGION 

SOUTHWEST REGION 

Thirty377 
Legacy Village 
Addison Apts at The Park 
Addison Apts at The Park II 
Addison Apts at The Park I  

DALLAS, TX 

Barton Creek Landing 
Residences at the Domain 
Red Stone Ranch 
Lakeline Villas 

AUSTIN, TX 

Steele Creek 

DENVER, CO 

TOTAL SOUTHWEST REGION 

TOTAL OPERATING COMMUNITIES 
REAL ESTATE UNDER DEVELOPMENT 

The Residences at Pacific City 
345 Harrison 

 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 16,331   
 —   
 23,550   
 39,881   
 —   
 —   
 —   
 12,450   
 —   
 —   
 —   
 12,450   
 39,787   
 39,787   
 92,118   

 25,000   
 82,734   
 —   
 —   
 —   
 107,734   
 —   
 36,299   
 —   
 —   
 36,299   
 —   
 —   
 144,033   
 805,181   

TOTAL REAL ESTATE UNDER DEVELOPMENT 

 —   

LAND 

Waterside 
7 Harcourt 
Vitruvian Park® 

 1,846   
 1,533   
 757   
 1,653   
 2,804   
 2,185   
 1,282   
 3,872   
 6,692   
 22,624   
 1,148   
 1,469   
 2,117   
 708   
 766   
 1,460   
 3,182   
 4,583   
 15,433   
 2,176   
 1,780   
 1,395   
 1,791   
 7,702   
 10,869   
 6,611   
 32,324   
 15,968   
 15,968   
 86,349   

 24,036   
 16,882   
 22,041   
 7,903   
 10,440   
 81,302   
 3,151   
 4,034   
 5,084   
 4,148   
 16,417   
 8,586   
 8,586   
 106,305   
 1,686,367   

 78,085   
 32,938   
 111,023   

 11,862   
 884   
 4,325   

 4,155   
 11,076   
 6,608   
 9,042   
 12,349   
 8,639   
 6,498   
 17,538   
 12,860   
 88,765   
 5,867   
 11,584   
 —   
 5,461   
 7,714   
 16,015   
 24,674   
 16,293   
 87,608   
 4,710   
 2,458   
 10,647   
 7,166   
 23,150   
 36,858   
 37,663   
 122,652   
 56,401   
 56,401   
 355,426   

 32,951   
 100,102   
 11,228   
 554   
 634   
 145,469   
 14,269   
 55,256   
 17,646   
 16,869   
 104,040   
 130,400   
 130,400   
 379,909   
 5,232,504   

 —   
 —   
 —   

 —   
 —   
 —   

 9,343   
 21,395   
 16,863   
 10,384   
 12,334   
 10,935   
 7,756   
 5,181   
 14,184   
 108,375   
 9,844   
 10,771   
 36,910   
 6,490   
 5,871   
 7,375   
 9,080   
 17,190   
 103,531   
 10,657   
 18,228   
 11,529   
 10,548   
 17,391   
 9,535   
 18,382   
 96,270   
 12,151   
 12,151   
 320,327   

 17,923   
 17,155   
 8,616   
 3,275   
 3,563   
 50,532   
 23,443   
 13,245   
 2,983   
 2,087   
 41,758   
 278   
 278   
 92,568   
 2,528,060   

 253,044   
 228,423   
 481,467   

 222   
 5,792   
 9,291   

 6,001   
 12,609   
 7,365   
 10,695   
 15,153   
 10,824   
 7,780   
 21,410   
 19,552   
 111,389   
 7,015   
 13,053   
 2,117   
 6,169   
 8,480   
 17,475   
 27,856   
 20,876   
 103,041   
 6,886   
 4,238   
 12,042   
 8,957   
 30,852   
 47,727   
 44,274   
 154,976   
 72,369   
 72,369   
 441,775   

 56,987   
 116,984   
 33,269   
 8,457   
 11,074   
 226,771   
 17,420   
 59,290   
 22,730   
 21,017   
 120,457   
 138,986   
 138,986   
 486,214   
 6,918,871   

 78,085   
 32,938   
 111,023   

 11,862   
 884   
 4,325   

S - 3 

 2,912   
 3,637   
 2,151   
 2,608   
 4,222   
 2,963   
 1,766   
 4,338   
 7,493   
 32,090   
 1,887   
 2,322   
 4,710   
 1,371   
 1,435   
 2,050   
 3,755   
 5,856   
 23,386   
 3,651   
 3,721   
 2,922   
 3,164   
 10,092   
 11,742   
 15,199   
 50,491   
 16,746   
 16,746   
 122,713   

 24,383   
 19,752   
 30,698   
 8,415   
 11,009   
 94,257   
 5,119   
 4,512   
 5,467   
 4,448   
 19,546   
 8,592   
 8,592   
 122,395   
 1,893,581   

 78,085   
 31,383   
 109,468   

 12,084   
 804   
 11,347   

 12,432   
 30,367   
 22,077   
 18,471   
 23,265   
 18,796   
 13,770   
 22,253   
 26,243   
 187,674   
 14,972   
 21,502   
 34,317   
 11,288   
 12,916   
 22,800   
 33,181   
 32,210   
 183,186   
 13,892   
 18,745   
 20,649   
 16,341   
 38,151   
 45,520   
 47,457   
 200,755   
 67,774   
 67,774   
 639,389   

 50,527   
 114,387   
 11,187   
 3,317   
 3,628   
 183,046   
 35,744   
 68,023   
 20,246   
 18,656   
 142,669   
 130,672   
 130,672   
 456,387   
 7,553,350   

 253,044   
 229,978   
 483,022   

 —   
 5,872   
 2,269   

 15,344   
 34,004   
 24,228   
 21,079   
 27,487   
 21,759   
 15,536   
 26,591   
 33,736   
 219,764   
 16,859   
 23,824   
 39,027   
 12,659   
 14,351   
 24,850   
 36,936   
 38,066   
 206,572   
 17,543   
 22,466   
 23,571   
 19,505   
 48,243   
 57,262   
 62,656   
 251,246   
 84,520   
 84,520   
 762,102   

 74,910   
 134,139   
 41,885   
 11,732   
 14,637   
 277,303   
 40,863   
 72,535   
 25,713   
 23,104   
 162,215   
 139,264   
 139,264   
 578,782   
 9,446,931   

 331,129   
 261,361   
 592,490   

 12,084   
 6,676   
 13,616   

 10,472   
 27,378   
 18,908   
 14,697   
 17,325   
 13,550   
 10,134   
 15,488   
 20,933   
 148,885   
 12,130   
 15,164   
 23,982   
 7,975   
 9,110   
 14,130   
 23,549   
 25,178   
 131,218   
 12,275   
 18,225   
 16,090   
 12,630   
 30,024   
 31,960   
 28,293   
 149,497   
 45,310   
 45,310   
 474,910   

 28,099   
 65,000   
 8,859   
 2,064   
 2,549   
 106,571   
 26,542   
 34,285   
 8,505   
 7,590   
 76,922   
 1,721   
 1,721   
 185,214   
 3,303,998   

 3,854   
 —   
 3,854   

 333   
 14   
 2,273   

Date 
Acquired 

Feb-96 
Apr-94 
Jun-94 
Oct-94 
Oct-96 
Jul-97 
Oct-97 
May-98 
Aug-06 

Nov-95 
Dec-95 
Dec-95 
Mar-96 
Mar-97 
Jan-99 
Jun-04 
May-06 

Dec-92 
Sep-93 
Mar-94 
Jun-97 
Jun-03 
Dec-04 
Jul-09 

1984/2004 
1984/2007 
1988/2007 
1989/2006 
1990/2004 
1985/2006 
1986/2004 
2000 
1992/2007 

1977 
1989 
1999 
1986 
1986 
1998 
1998 
1987/2008 

1972 
1977/2007 
1986 
1985 
1988/1989 
2001 
2009 

1999/2001 

Dec-04 

1999/2007 
2005/06/07 
1977/78/79 
1970 
1975 

1986/2012 
2007 
2000 
2002 

2015 

Aug-06 
Mar-08 
May-07 
May-07 
May-07 

Mar-02 
Aug-08 
Apr-12 
Apr-12 

Oct-17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
       
 
       
 
     
       
 
       
 
       
 
       
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2017 
(In thousands) 

Initial Costs 

Gross Amount at Which 
Carried at Close of Period 

Land and 
Land 
Improvements   
 31,105   
 8,922   
 57,098   

Buildings 
and  
Improvements   
 —   
 —   
 —   

 —   
 —   
 —   
 —   
 3,034   
 3,034   
 3,034   

 —   
 —   
 —   
 —   
 20,534   
 20,534   
 20,534   

Costs of  
Improvements   
Capitalized 
Subsequent 
to Acquisition    
Costs 

Total Initial 
Acquisition 
Costs 

 31,105   
 8,922   
 57,098   

 —   
 —   
 —   
 —   
 23,568   
 23,568   
 23,568   

 97   
 3,440   
 18,842   

 7,679   
 23,079   
 30,758   
 6,265   
 1,254   
 7,519   
 38,277   

Land and 
Land 
Improvements   
 31,202   
 8,922   
 64,359   

Buildings & 
Buildings  
Improvements   
 —   
 3,440   
 11,581   

 1,380   
 7,793   
 9,173   
 —   
 3,035   
 3,035   
 12,208   

 6,299   
 15,286   
 21,585   
 6,265   
 21,787   
 28,052   
 49,637   

Total 
Carrying 
Value 

 31,202   
 12,362   
 75,940   

 7,679   
 23,079   
 30,758   
 6,265   
 24,822   
 31,087   
 61,845   

Accumulated   
Depreciation 

Date of 

  Construction(a) 

Date 
Acquired 

 —   
 —   
 2,620   

 3,570   
 13,920   
 17,490   
 72   
 2,132   
 2,204   
 19,694   

$ 

 1,857,522   

$ 

 5,253,038   

$ 

 7,110,560   

$ 

 3,066,646   

$ 

 2,079,616   

$ 

 8,097,590   

$ 

 10,177,206   

$ 

 3,330,166   

Encumbrances   

Wilshire at LaJolla 
Dublin Land 

TOTAL LAND 
COMMERCIAL 

Circle Towers Office Bldg 
Brookhaven Shopping Center 

TOTAL COMMERCIAL 

Other (b) 
1745 Shea Center I 

TOTAL CORPORATE 
TOTAL COMMERCIAL & CORPORATE 

Deferred Financing Costs 
TOTAL REAL ESTATE OWNED 

$ 

 —   

 —   
 —   
 —   
 —   
 —   
 —   
 —   
 (1,912) 
 803,269   

(a)  Date of original construction/date of last major renovation, if applicable. 
(b)  Includes unallocated accruals and capital expenditures. 

The aggregate cost for federal income tax purposes was approximately $9.1 billion at December 31, 2017 (unaudited). 

The estimated depreciable lives for all buildings in the latest Consolidated Statements of Operations are 35 to 55 years. 

S - 4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
       
 
       
 
     
       
 
       
 
       
 
       
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
UDR, INC. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2017 
(In thousands) 

3-YEAR ROLLFORWARD OF REAL ESTATE OWNED AND ACCUMULATED DEPRECIATION 

The following is a reconciliation of the carrying amount of total real estate owned at December 31, (in 

thousands): 

2017 

2016 

2015 

Balance at beginning of the year 
Real estate acquired 
Capital expenditures and development 
Real estate sold 
Impairment of assets, including casualty-related impairments 
Balance at end of the year 

  $   9,615,753   $  9,190,276   $  8,383,259 
 906,446 
 203,183 
    (301,920)
 (692)
  $  10,177,206   $  9,615,753   $  9,190,276 

 324,104  
 339,813  
    (238,440) 
 —  

 235,993  
 369,029  
 (43,569) 
 —  

The following is a reconciliation of total accumulated depreciation for real estate owned at December 31, (in 

2017 

2016 

2015 

  $  2,923,625   $  2,646,874   $  2,434,772 
 364,622 
    (152,520)
  $  3,330,166   $  2,923,625   $  2,646,874 

 398,904  
 (122,153) 

 424,772  
 (18,231)  

thousands): 

Balance at beginning of the year 
Depreciation expense for the year 
Accumulated depreciation on sales 
Balance at end of year 

S - 5 

 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
  
  
  
 
  
  
  
 
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
  
  
  
 
  
  
 
 
UNITED DOMINION REALTY, L.P. 
SCHEDULE III — REAL ESTATE OWNED 
DECEMBER 31, 2017 
(In thousands) 

Initial Costs 

Gross Amount at Which 
Carried at Close of Period 

Encumbrances   

Land and Land   
Improvements   

Building and 
Improvements   

Total Initial 
Acquisition 
Costs 

Cost of 
Improvements   
Capitalized 
Subsequent to 
Acquisition 
Costs 

Land and Land 
Improvements 

Buildings & 
Buildings 
Improvements   

Total Carrying   
Value 

Accumulated 
Depreciation 

Date of 
Construction   
(a) 

  Date Acquired 

$ 

WEST REGION 

2000 Post Street 
Birch Creek 
Highlands Of Marin 
Marina Playa 
River Terrace 
CitySouth 
Bay Terrace 
Highlands of Marin Phase II 
Edgewater 
Almaden Lake Village 

SAN FRANCISCO, CA 

Harbor at Mesa Verde 
27 Seventy Five Mesa Verde 
Pacific Shores 
Huntington Vista 
Missions at Back Bay 
Eight 80 Newport Beach - North 
Eight 80 Newport Beach - South 

ORANGE COUNTY, CA 
Crowne Pointe 
Hilltop 
The Kennedy 
Hearthstone at Merrill Creek 
Island Square 

SEATTLE, WA 

Rosebeach 
Tierra Del Rey 

LOS ANGELES, CA 

Boronda Manor 
Garden Court 
Cambridge Court 
Laurel Tree 
The Pointe At Harden Ranch 
The Pointe At Northridge 
The Pointe At Westlake 
MONTEREY PENINSULA, CA 

Verano at Rancho Cucamonga Town Square 

OTHER SOUTHERN CA 
Tualatin Heights 
Hunt Club 
PORTLAND, OR 

TOTAL WEST REGION 
MID-ATLANTIC REGION 
Ridgewood 
DelRey Tower 
Wellington Place at Olde Town 
Andover House 
Sullivan Place 
Courts at Huntington Station 

METROPOLITAN D.C. 
Calvert’s Walk 
20 Lambourne 

BALTIMORE, MD 

TOTAL MID-ATLANTIC REGION 

$ 

 —   
 —   
 —   
 —   
 38,495   
 —   
 —   
 —   
 —   
 27,000   
 65,495   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 —   
 65,495   

 —   
 —   
 31,373   
 —   
 —   
 —   
 31,373   
 —   
 —   
 —   
 31,373   

$ 

 9,861   
 4,365   
 5,996   
 6,224   
 22,161   
 14,031   
 8,545   
 5,353   
 30,657   
 594   
 107,787   
 20,476   
 99,329   
 7,345   
 8,055   
 229   
 62,516   
 58,785   
 256,735   
 2,486   
 2,174   
 6,179   
 6,848   
 21,284   
 38,971   
 8,414   
 39,586   
 48,000   
 1,946   
 888   
 3,039   
 1,304   
 6,388   
 2,044   
 1,329   
 16,938   
 13,557   
 13,557   
 3,273   
 6,014   
 9,287   
 491,275   

 5,612   
 297   
 13,753   
 183   
 1,137   
 27,749   
 48,731   
 4,408   
 11,750   
 16,158   
 64,889   

$ 

 44,578   
 16,696   
 24,868   
 23,916   
 40,137   
 30,537   
 14,458   
 18,559   
 83,872   
 42,515   
 340,136   
 28,538   
 110,644   
 22,624   
 22,486   
 14,129   
 46,082   
 50,067   
 294,570   
 6,437   
 7,408   
 22,307   
 30,922   
 89,389   
 156,463   
 17,449   
 36,679   
 54,128   
 8,982   
 4,188   
 12,883   
 5,115   
 23,854   
 8,028   
 5,334   
 68,384   
 3,645   
 3,645   
 9,134   
 14,870   
 24,004   
 941,330   

 20,086   
 12,786   
 36,059   
 59,948   
 103,676   
 111,878   
 344,433   
 24,692   
 45,590   
 70,282   
 414,715   

$ 

 11,020   
 1,045   
 7,823   
 1,141   
 22,751   
 16,388   
 11,579   
 5,758   
 30,720   
 907   
 109,132   
 21,995   
 113,691   
 8,024   
 9,215   
 10,987   
 68,217   
 60,812   
 292,941   
 3,083   
 2,997   
 6,280   
 7,032   
 21,631   
 41,023   
 8,792   
 39,769   
 48,561   
 3,250   
 1,600   
 5,548   
 2,287   
 10,241   
 3,384   
 2,300   
 28,610   
 23,534   
 23,534   
 3,906   
 6,493   
 10,399   
 554,200   

 6,255   
 9,559   
 14,788   
 263   
 1,641   
 27,852   
 60,358   
 4,900   
 12,298   
 17,198   
 77,556   

$ 

 64,990   
 28,138   
 50,829   
 41,234   
 45,394   
 64,882   
 17,248   
 29,354   
 95,245   
 49,853   
 487,167   
 46,365   
 193,683   
 33,687   
 35,513   
 6,762   
 80,841   
 80,516   
 477,367   
 14,261   
 12,179   
 24,933   
 35,661   
 95,362   
 182,396   
 21,829   
 43,463   
 65,292   
 17,998   
 9,417   
 26,983   
 10,786   
 49,913   
 17,574   
 11,575   
 144,246   
 49,454   
 49,454   
 16,139   
 21,779   
 37,918   
 1,443,840   

 29,765   
 117,555   
 54,229   
 64,870   
 112,494   
 114,829   
 493,742   
 32,229   
 53,601   
 85,830   
 579,572   

$ 

 76,010   
 29,183   
 58,652   
 42,375   
 68,145   
 81,270   
 28,827   
 35,112   
 125,965   
 50,760   
 596,299   
 68,360   
 307,374   
 41,711   
 44,728   
 17,749   
 149,058   
 141,328   
 770,308   
 17,344   
 15,176   
 31,213   
 42,693   
 116,993   
 223,419   
 30,621   
 83,232   
 113,853   
 21,248   
 11,017   
 32,531   
 13,073   
 60,154   
 20,958   
 13,875   
 172,856   
 72,988   
 72,988   
 20,045   
 28,272   
 48,317   
 1,998,040   

 36,020   
 127,114   
 69,017   
 65,133   
 114,135   
 142,681   
 554,100   
 37,129   
 65,899   
 103,028   
 657,128   

1987/2016 
1968 
1991/2010 
1971 
2005 
1972/2012 
1962 
1968/2010 
2007 
1999 

1965/2003 
1979/2013 
1971/2003 
1970 
1969 
1968/2000/2016  
1968/2000/2016  

1987 
1985 
2005 
2000 
2007 

1970 
1998 

1979 
1973 
1974 
1977 
1986 
1979 
1975 

2006 

1989 
1985 

1988 
2014 
1987/2008 
2004 
2007 
2011 

1988 
2003 

 30,623   
 15,732   
 33,322   
 21,855   
 28,808   
 43,163   
 10,906   
 18,309   
 49,873   
 27,685   
 280,276   
 31,256   
 115,829   
 23,146   
 22,752   
 4,809   
 51,642   
 48,986   
 298,420   
 9,003   
 7,965   
 15,434   
 20,118   
 51,102   
 103,622   
 14,644   
 23,843   
 38,487   
 10,504   
 5,679   
 15,939   
 6,396   
 28,586   
 10,479   
 6,585   
 84,168   
 38,366   
 38,366   
 11,379   
 16,008   
 27,387   
 870,726   

 22,262   
 25,219   
 38,698   
 35,751   
 65,065   
 16,483   
 203,478   
 22,913   
 30,791   
 53,704   
 257,182   

Dec-98 
Dec-98 
Dec-98 
Dec-98 
Aug-05 
Nov-05 
Oct-05 
Oct-07 
Mar-08 
Jul-08 

Jun-03 
Oct-04 
Jun-03 
Jun-03 
Dec-03 
Oct-04 
Mar-05 

Dec-98 
Dec-98 
Nov-05 
May-08 
Jul-08 

Sep-04 
Dec-07 

Dec-98 
Dec-98 
Dec-98 
Dec-98 
Dec-98 
Dec-98 
Dec-98 

Oct-02 

Dec-98 
Sep-04 

Aug-02 
Jan-08 
Sep-05 
Mar-07 
Dec-07 
Oct-15 

Mar-04 
Mar-08 

 21,571   
 8,122   
 27,788   
 12,235   
 5,847   
 36,702   
 5,824   
 11,200   
 11,436   
 7,651   
 148,376   
 19,346   
 97,401   
 11,742   
 14,187   
 3,391   
 40,460   
 32,476   
 219,003   
 8,421   
 5,594   
 2,727   
 4,923   
 6,320   
 27,985   
 4,758   
 6,967   
 11,725   
 10,320   
 5,941   
 16,609   
 6,654   
 29,912   
 10,886   
 7,212   
 87,534   
 55,786   
 55,786   
 7,638   
 7,388   
 15,026   
 565,435   

 10,322   
 114,031   
 19,205   
 5,002   
 9,322   
 3,054   
 160,936   
 8,029   
 8,559   
 16,588   
 177,524   

$ 

 — 

$ 

 54,439   
 21,061   
 30,864   
 30,140   
 62,298   
 44,568   
 23,003   
 23,912   
 114,529   
 43,109   
 447,923   
 49,014   
 209,973   
 29,969   
 30,541   
 14,358   
 108,598   
 108,852   
 551,305   
 8,923   
 9,582   
 28,486   
 37,770   
 110,673   
 195,434   
 25,863   
 76,265   
 102,128   
 10,928   
 5,076   
 15,922   
 6,419   
 30,242   
 10,072   
 6,663   
 85,322   
 17,202   
 17,202   
 12,407   
 20,884   
 33,291   
 1,432,605   

 25,698   
 13,083   
 49,812   
 60,131   
 104,813   
 139,627   
 393,164   
 29,100   
 57,340   
 86,440   
 479,604   

S - 6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
       
 
       
 
     
       
 
       
 
       
 
       
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
      
 
      
 
      
 
      
 
      
 
      
 
      
 
      
 
      
      
   
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
 
 
 
UNITED DOMINION REALTY, L.P. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2017 
(In thousands) 

Initial Costs 

Gross Amount at Which 
Carried at Close of Period 

NORTHEAST REGION 

10 Hanover Square 
95 Wall Street 
NEW YORK, NY 
14 North 

BOSTON, MA 

TOTAL NORTHEAST REGION 

SOUTHEAST REGION 

Legacy Hill 
Hickory Run 
Carrington Hills 
Brookridge 
Breckenridge 
Polo Park 
NASHVILLE, TN 
Inlet Bay 
MacAlpine Place 

TAMPA, FL 

The Reserve and Park at Riverbridge 

OTHER FLORIDA 

TOTAL SOUTHEAST REGION 

SOUTHWEST REGION 

Steele Creek 

DENVER, CO 

TOTAL SOUTHWEST REGION 

TOTAL OPERATING COMMUNITIES 
COMMERCIAL 

Circle Towers Office Bldg 

TOTAL COMMERCIAL 

Other (b) 
TOTAL CORPORATE 

TOTAL COMMERCIAL & CORPORATE 
Deferred Financing Costs 

TOTAL REAL ESTATE OWNED 

$ 

 —   
 —   
 —   
 —   
 —   
 —   

 —   
 —   
 —   
 —   
 —   
 23,550   
 23,550   
 —   
 —   
 —   
 39,787   
 39,787   
 63,337   

 —   
 —   
 —   
 160,205   

 —   
 —   
 —   
 —   
 —   
 (360) 
 159,845   

Encumbrances   

Land and Land   
Improvements   

Building and 
Improvements   

Total Initial 
Acquisition 
Costs 

Cost of 
Improvements   
Capitalized 
Subsequent to 
Acquisition 
Costs 

 12,957   
 9,468   
 22,425   
 9,517   
 9,517   
 31,942   

 9,844   
 10,771   
 36,910   
 6,490   
 5,871   
 17,190   
 87,076   
 17,391   
 9,535   
 26,926   
 12,151   
 12,151   
 126,153   

 278   
 278   
 278   
 901,332   

 6,221   
 6,221   
 1,700   
 1,700   
 7,921   

Land and Land 
Improvements 

Buildings & 
Buildings 
Improvements   

Total Carrying   
Value 

Accumulated 
Depreciation 

Date of 
Construction   
(a) 

  Date Acquired 

 41,658   
 58,014   
 99,672   
 11,180   
 11,180   
 110,852   

 1,887   
 2,322   
 4,710   
 1,371   
 1,435   
 5,856   
 17,581   
 10,092   
 11,742   
 21,834   
 16,746   
 16,746   
 56,161   

 8,592   
 8,592   
 8,592   
 807,361   

 1,380   
 1,380   
 —   
 —   
 1,380   

 231,714   
 275,346   
 507,060   
 60,473   
 60,473   
 567,533   

 14,972   
 21,502   
 34,317   
 11,288   
 12,916   
 32,210   
 127,205   
 38,151   
 45,520   
 83,671   
 67,774   
 67,774   
 278,650   

 130,672   
 130,672   
 130,672   
 3,000,267   

 6,248   
 6,248   
 1,700   
 1,700   
 7,948   

 273,372   
 333,360   
 606,732   
 71,653   
 71,653   
 678,385   

 16,859   
 23,824   
 39,027   
 12,659   
 14,351   
 38,066   
 144,786   
 48,243   
 57,262   
 105,505   
 84,520   
 84,520   
 334,811   

 139,264   
 139,264   
 139,264   
 3,807,628   

 7,628   
 7,628   
 1,700   
 1,700   
 9,328   

 — 

 78,792   
 105,886   
 184,678   
 24,942   
 24,942   
 209,620   

 12,130   
 15,164   
 23,982   
 7,975   
 9,110   
 25,178   
 93,539   
 30,024   
 31,960   
 61,984   
 45,310   
 45,310   
 200,833   

 1,721   
 1,721   
 1,721   
 1,540,082   

 3,570   
 3,570   
 —   
 —   
 3,570   

2005 
2008 

2005 

1977 
1989 
1999 
1986 
1986 
1987/2008 

1988/1989 
2001 

Apr-11 
Aug-11 

Apr-11 

Nov-95 
Dec-95 
Dec-95 
Mar-96 
Mar-97 
May-06 

Jun-03 
Dec-04 

1999/2001 

Dec-04 

2015 

43009 

 41,432   
 57,637   
 99,069   
 10,961   
 10,961   
 110,030   

 1,148   
 1,469   
 2,117   
 708   
 766   
 4,583   
 10,791   
 7,702   
 10,869   
 18,571   
 15,968   
 15,968   
 45,330   

 8,586   
 8,586   
 8,586   
 720,110   

 1,407   
 1,407   
 —   
 —   
 1,407   

 218,983   
 266,255   
 485,238   
 51,175   
 51,175   
 536,413   

 5,867   
 11,584   
 —   
 5,461   
 7,714   
 16,293   
 46,919   
 23,150   
 36,858   
 60,008   
 56,401   
 56,401   
 163,328   

 130,400   
 130,400   
 130,400   
 2,186,186   

 —   
 —   
 —   
 —   
 —   

 260,415   
 323,892   
 584,307   
 62,136   
 62,136   
 646,443   

 7,015   
 13,053   
 2,117   
 6,169   
 8,480   
 20,876   
 57,710   
 30,852   
 47,727   
 78,579   
 72,369   
 72,369   
 208,658   

 138,986   
 138,986   
 138,986   
 2,906,296   

 1,407   
 1,407   
 —   
 —   
 1,407   

$ 

 721,517   

$ 

 2,186,186   

$ 

 2,907,703   

$ 

 909,253   

$ 

 808,741   

$ 

 3,008,215   

$ 

 3,816,956   

$ 

 1,543,652   

(a)  Date of original construction/date of last major renovation, if applicable. 
(b)  Includes unallocated accruals and capital expenditures. 

The aggregate cost for federal income tax purpose was approximately $3.1 billion at December 31, 2017 (unaudited). 

The estimated depreciable lives for all buildings in the latest Consolidated Statements of Operations are 35 to 55 years. 

S - 7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
       
 
       
 
     
       
 
       
 
       
 
       
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
  
     
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
  
  
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
  
 
 
 
 
 
 
 
 
UNITED DOMINION REALTY, L.P. 
SCHEDULE III — REAL ESTATE OWNED - (Continued) 
DECEMBER 31, 2017 
(In thousands) 

3-YEAR ROLLFORWARD OF REAL ESTATE OWNED AND ACCUMULATED DEPRECIATION 

The following is a reconciliation of the carrying amount of total real estate owned at December 31, (in 

thousands): 

Balance at beginning of the year 
Real estate acquired 
Capital expenditures and development 
Real estate sold 
Real estate deconsolidated 
Casualty-related impairment of assets 
Balance at end of year 

2017 

2016 

2017 

  $  3,674,704   $  3,630,905   $  4,238,770 
 139,627 
 61,196 
    (180,069)
    (628,479)
 (140)
  $  3,816,956   $  3,674,704   $  3,630,905 

 138,986  
 45,211  
 (41,945)  
 —  
 —  

 —  
 71,720  
 (27,921) 
 —  
 —  

The following is a reconciliation of total accumulated depreciation for real estate owned at December 31, (in 

thousands): 

2017 

2016 

2015 

Balance at beginning of the year 
Depreciation expense for the year 
Accumulated depreciation on sales 
Accumulated depreciation on property deconsolidated 
Balance at end of year 

  $  1,408,815   $  1,281,258   $  1,403,303 
 168,495 
 (67,177)
    (223,363)
  $  1,543,652   $  1,408,815   $  1,281,258 

 153,068  
 (18,231)  
 —  

 144,942  
 (17,385) 
 —  

 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
  
  
  
 
  
  
  
 
  
  
 
  
  
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
  
  
  
 
  
  
  
 
  
  
UDR, Inc. 

EXHIBIT 12.1 

Computation of Ratio of Earnings to Combined Fixed Charges and Preferred Stock Dividends 

Earnings: 
Income/(loss) from continuing operations 
Add (from continuing operations): 
Interest on indebtedness (a) 
Portion of rents representative of the interest 
factor 
Amortization of capitalized interest 

Total earnings 

Fixed charges and preferred stock dividends 
(from continuing operations): 
Interest on indebtedness (a) 
Interest capitalized 
Portion of rents representative of the interest 
factor 

Fixed charges 

Add: 

(Dollars in thousands) 

2017 

2016 

2015 

2014 

2013 

  $ 

 89,251   $   109,529  $   105,482  $ 

 16,260  

$ 

 2,340  

 128,711    

 123,031   

 121,875   

 130,262  

 125,905  

 2,154    
 5,343    

 2,224  
 3,711  
  $   225,459   $   239,082  $   233,391  $   152,457  

 1,922   
 4,112   

 1,923   
 4,599   

$   128,711   $   123,031  $   121,875  $   130,262  
 20,249  

 16,482   

 16,105   

 18,635    

 2,154    

 2,224  
  $   149,500   $   141,436  $   139,902  $   152,735  

 1,922   

 1,923   

 2,163  
 3,374  
$   133,782  

$   125,905  
 29,384  

 2,163  
$   157,452  

Preferred stock dividends 

 3,708    

 3,717   

 3,722   

 3,724  

 3,724  

Combined fixed charges and preferred stock 
dividends 

  $   153,208   $   145,153  $   143,624  $   156,459  

$   161,176  

Ratio of earnings to fixed charges 
Ratio of earnings to combined fixed charges and 
preferred stock dividends 

 1.51    

 1.69   

 1.67   

 — (b)  

 — (b) 

 1.47    

 1.65   

 1.63   

 — (c)  

 — (c) 

(a)  Includes interest expense of consolidated subsidiaries, amortization of deferred loan costs, realized losses related to 

hedging activities and amortization of premiums and discounts related to indebtedness. 

(b)  The ratio was less than 1:1 for the years ended December 31, 2014 and 2013 as earnings were inadequate to cover 

fixed charges by deficiencies of approximately $0.3 million and $23.7 million, respectively. 

(c)  The ratio was less than 1:1 for the years ended December 31, 2014 and 2013 as earnings were inadequate to cover 
combined fixed charges and preferred stock dividends by deficiencies of approximately $4.0 million and $27.4 
million, respectively. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
   
 
 
 
 
 
   
 
 
   
 
 
 
 
     
     
    
    
 
   
 
 
 
 
 
 
 
   
     
 
 
 
     
     
    
    
 
   
 
 
 
 
 
 
     
 
 
 
 
 
     
     
    
    
 
   
 
 
 
 
     
     
    
    
 
   
 
   
   
 
 
 
EXHIBIT 12.2 

United Dominion Realty, L.P. 

Computation of Ratio of Earnings to Fixed Charges 

(Dollars in thousands) 

Earnings: 
Income/(loss) from continuing operations 
Add (from continuing operations): 
Interest on indebtedness (a) 
Portion of rents representative of the interest 
factor 
Amortization of capitalized interest 

Total earnings 

Fixed charges from continuing operations: 

Interest on indebtedness (a) 
Interest capitalized 
Portion of rents representative of the interest 
factor 

Fixed charges 

2017 

2016 

2015 

2014 

2013 

  $ 

 66,583   $ 

 46,082  $ 

 56,940  $ 

 33,544  $ 

 32,766  

 30,366    

 30,067   

 40,321   

 41,717   

 36,058  

 2,071    
 745    
 99,765   $ 

 1,826   
 744   
 78,719  $ 

 1,868   
 734   
 99,863  $ 

 1,751   
 725   
 77,737  $ 

 1,705  
 580  
 71,109  

  $ 

$ 

 30,366   $ 
 21    

 30,067  $ 
 206   

 40,321  $ 
 182   

 41,717  $ 
 2,890   

 36,058  
 5,870  

 2,071    
 32,458   $ 

 1,826   
 32,099  $ 

 1,868   
 42,371  $ 

 1,751   
 46,358  $ 

 1,705  
 43,633  

  $ 

Ratio of earnings to fixed charges 

 3.07    

 2.45   

 2.36   

 1.68   

 1.63  

(a)  Includes interest expense of consolidated subsidiaries, amortization of deferred loan costs, realized losses related to 

hedging activities and amortization of premiums and discounts related to indebtedness. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
   
   
 
 
 
   
 
 
   
 
   
 
 
     
     
  
 
    
    
 
 
 
 
   
     
 
 
   
   
 
     
     
  
 
    
    
 
 
 
 
     
     
  
 
    
    
 
   
 
 
UDR LIGHTHOUSE DOWNREIT L.P. 

Financial Statements as of December 31, 2017 (unaudited) and 2016 (audited) and 
for the years ended December 31, 2017 (unaudited), 2016 (audited), and 
for the period from October 5, 2015 through December 31, 2015 (unaudited) 
and Independent Auditors’ Report 

Exhibit 99.1 

1 

 
 
 
 
 
UDR LIGHTHOUSE DOWNREIT L.P. 

INDEX 

Combined Financial Statements 

Combined Balance Sheets as of December 31, 2017 (unaudited) and 2016 (audited) 

Combined Statements of Operations for the years ended December 31, 2017 (unaudited), 2016 (audited), 
and period from October 5, 2015 through December 31, 2015 (unaudited) 

Combined Statements of Comprehensive Income/(Loss) for the years ended December 31, 2017 
(unaudited), 2016 (audited), and period from October 5, 2015 through December 31, 2015 (unaudited) 

Combined Statement of Changes in Capital for the years ended December 31, 2017 (unaudited), 2016 
(audited), and period from October 5, 2015 through December 31, 2015 (unaudited) 

Combined Statements of Cash Flows for the years ended December 31, 2017 (unaudited), 2016 (audited), 
and period from October 5, 2015 through December 31, 2015 (unaudited) 

Notes to Combined Financial Statements 

PAGE 

4 

5 

6 

7 

8 

9 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Partners 
UDR Lighthouse DownREIT L.P. 

Report of Independent Auditors 

We have audited the accompanying combined financial statements of UDR Lighthouse DownREIT L.P., which 
comprise the combined balance sheet as of December 31, 2016, and the related combined statements of operations, 
comprehensive income/(loss), changes in capital, and cash flows for the year then ended, and the related notes to the 
combined financial statements. 

Management’s Responsibility for the Financial Statements 

Management is responsible for the preparation and fair presentation of these financial statements in conformity with U.S. 
generally accepted accounting principles; this includes the design, implementation and maintenance of internal control 
relevant to the preparation and fair presentation of financial statements that are free of material misstatement, whether 
due to fraud or error. 

Auditor’s Responsibility  

Our responsibility is to express an opinion on these financial statements based on our audit.  We conducted our audit in 
accordance with auditing standards generally accepted in the United States.  Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether the financial statements are free of material 
misstatement. 

An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial 
statements.  The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material 
misstatement of the financial statements, whether due to fraud or error.  In making those risk assessments, the auditor 
considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to 
design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the 
effectiveness of the entity’s internal control.  Accordingly, we express no such opinion.  An audit also includes 
evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates 
made by management, as well as evaluating the overall presentation of the financial statements. 

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit 
opinion. 

Opinion 

In our opinion, the financial statements referred to above present fairly, in all material respects, the combined financial 
position of UDR Lighthouse DownREIT L.P. at December 31, 2016, and the combined results of its operations and its 
cash flows for the year then ended in conformity with U.S. generally accepted accounting principles. 

Report on summarized comparative information 

We have not audited, reviewed or compiled the summarized combined comparative information presented herein as of 
December 31, 2017 or for the year then ended or as of December 31, 2015 or for the period from October 5, 2015 to 
December 31, 2015, and, accordingly, we express no opinion on it.   

/s/ Ernst & Young LLP 
Denver, Colorado 
February 21, 2017 

3 

 
 
 
 
 
 
 
 
 
UDR LIGHTHOUSE DOWNREIT L.P. 
COMBINED BALANCE SHEETS 
(In thousands, except for unit data) 

ASSETS 

Real estate owned: 

Real estate held for investment 

Less: accumulated depreciation 

Total real estate owned, net of accumulated depreciation 

Cash and cash equivalents 
Restricted cash 
Note receivable from the General Partner 
Other assets 

Total assets 

LIABILITIES AND CAPITAL 

Liabilities: 

Secured debt, net 
Real estate taxes payable 
Accrued interest payable 
Security deposits and prepaid rent 
Distributions payable 
Accounts payable, accrued expenses, and other liabilities 

Total liabilities 

Commitments and contingencies (Note 9) 

Capital: 

Limited partners: 

32,367,380 DownREIT Units outstanding at December 31, 2017 and 
December 31, 2016 

Accumulated other comprehensive income/(loss), net 

Total partners’ capital 

Advances (to)/from the General Partner 

Total capital 
Total liabilities and capital 

      December 31,         December 31,  

2017 
(unaudited) 

2016 
(audited) 

  $  1,540,781   $  1,511,627 
 (97,644)
    1,413,983 
 66 
 334 
 126,500 
 4,509 
  $  1,490,646   $  1,545,392 

 (181,611) 
    1,359,170  
 39  
 316  
 126,500  
 4,621  

  $ 

 437,510   $ 
 7,347  
 1,470  
 3,151  
 10,034  
 5,572  
 465,084  

 443,607 
 6,832 
 1,443 
 3,565 
 9,548 
 6,183 
 471,178 

 968,175  
 (1) 
 968,174  
 57,388  
    1,025,562  

    1,022,890 
 (46)
    1,022,844 
 51,370 
    1,074,214 
  $  1,490,646   $  1,545,392 

See accompanying notes to the combined financial statements. 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
     
 
   
  
 
     
 
   
 
  
  
 
 
  
  
 
  
  
 
  
  
 
  
  
 
 
   
 
   
 
  
    
  
   
 
  
    
  
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
   
 
   
 
  
    
  
   
 
 
   
 
   
 
  
    
  
   
 
  
    
  
   
 
  
 
  
  
 
  
 
  
  
 
 
 
 
UDR LIGHTHOUSE DOWNREIT L.P. 
COMBINED STATEMENTS OF OPERATIONS 
(In thousands, except per unit data) 

Period From 
  October 5, 2015 to 
  December 31, 2017   December 31, 2016  December 31, 2015 

Year Ended  

Year Ended  

REVENUES: 

Rental income 

OPERATING EXPENSES: 

Property operating and maintenance 
Real estate taxes and insurance 
Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related charges/(recoveries), net 

Total operating expenses 

(unaudited) 

(audited) 

(unaudited) 

  $ 

 134,669   $ 

 130,121  $ 

 29,933 

 24,666  
 19,353  
 3,703  
 251  
 84,000  
 7,305  
 209  
 139,487  

 24,849    
 18,603    
 3,578    
 195    
 111,453    
 7,503    
 271    
 166,452    

 5,640 
 3,943 
 823 
 62 
 28,934 
 3,750 
 84 
 43,236 

Operating income/(loss) 

 (4,818) 

 (36,331)   

 (13,303)

Interest expense 
Interest income on note receivable from the General Partner 
Net income/(loss) attributable to DownREIT unitholders 

 (14,483) 
 4,718  
 (14,583)  $ 

 (14,208)   
 4,743    
 (45,796) $ 

 (3,632)
 1,131 
 (15,804)

  $ 

Net income/(loss) per weighted average DownREIT Unit - basic 
and diluted: 

  $ 

 (0.45)  $ 

 (1.41) $ 

 (0.49)

Weighted average DownREIT Units outstanding - basic and diluted  

 32,367  

 32,367    

 32,367 

See accompanying notes to the combined financial statements. 

5 

 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
 
 
 
 
 
 
  
  
 
    
       
     
 
 
 
 
 
 
 
 
  
 
 
  
    
  
      
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
  
 
 
  
  
 
 
 
 
 
 
 
  
 
 
  
  
 
  
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
  
  
 
 
 
UDR LIGHTHOUSE DOWNREIT L.P. 
COMBINED STATEMENTS OF COMPREHENSIVE INCOME/(LOSS) 
(In thousands) 

Net income/(loss) attributable to DownREIT unitholders 

  $ 

 (14,583)   $ 

 (45,796) $ 

 (15,804)

(unaudited) 

(audited) 

(unaudited) 

   Period From 
  October 5, 2015 to 
  December 31, 2017    December 31, 2016  December 31, 2015

Year Ended  

Year Ended  

Other comprehensive income/(loss), including portion attributable 
to noncontrolling interests: 

Other comprehensive income/(loss) - derivative instruments: 

Unrealized holding gain/(loss) 
(Gain)/loss reclassified into earnings from other comprehensive 
income/(loss) 

Other comprehensive income/(loss) 

Comprehensive income/(loss) attributable to DownREIT 
unitholders 

 —  

 46  
 46  

 (2)   

 5    
 3    

 (52)

 3 
 (49)

  $ 

 (14,537)   $ 

 (45,793) $ 

 (15,853)

6 

 
 
 
 
 
 
 
 
 
 
 
 
      
 
    
 
 
 
 
 
 
  
  
 
 
  
    
  
      
   
 
  
    
  
      
   
 
  
  
 
  
  
 
  
  
 
 
 
UDR LIGHTHOUSE DOWNREIT L.P. 
COMBINED STATEMENTS OF CHANGES IN CAPITAL 
(In thousands) 

  Limited 
  Partners 

     UDR, Inc      Accumulated Other      
  Limited 
Partner 

  Comprehensive 
  Income/(Loss), net 

Total 
Partners’ 
Capital 

      Advances 

(to)/from the 
  General Partner   

Total 

  $ 

Beginning balance at October 5, 
2015 
Units issued in exchange for Real 
Estate 
Net income/(loss) 
Distributions 
Adjustment to reflect limited partners’ 
capital at redemption value 
Unrealized gain on derivative financial 
investments 
Net change in advances (to)/from the 
General Partner 
Balance at December 31, 2015 
Net income/(loss) 
Distributions 
DownREIT Unit redemptions for 
common shares of UDR 
Adjustment to reflect limited partners’ 
capital at redemption value 
Unrealized gain on derivative financial 
investments 
Net change in advances (to)/from the 
General Partner 
Balance at December 31, 2016 
Net income/(loss) 
Distributions 
DownREIT Unit redemptions for 
common shares of UDR 
Adjustment to reflect limited partners’ 
capital at redemption value 
Unrealized gain on derivative financial 
investments 
Net change in advances (to)/from the 
General Partner 
Balance at December 31, 2017 

  $ 

 —    $ 

 —    $ 

 —    $ 

 —    $ 

 —    $ 

 — 

 564,514   
 4,514   
 (4,768) 

 567,713   
 (20,318) 
 (4,791) 

 42,044   

 (42,044) 

 —   

 —   

 —   
 606,304   
 18,081   
 (18,921) 

 —   
 500,560   
 (63,877) 
 (19,257) 

 (8,939) 

 8,939   

 (17,136) 

 17,136   

 —   

 —   

 —   
 579,389   
 18,854   
 (19,401) 

 —   
 443,501   
 (33,437) 
 (20,731) 

 (14,255) 

 14,255   

 32,509   

 (32,509) 

 —   

 —   

 —   
 —   
 —   

 —   

 (49) 

 —   
 (49) 
 —   
 —   

 —   

 —   

 3   

 —   
 (46) 
 —   
 —   

 —   

 —   

 45   

 1,132,227   
 (15,804) 
 (9,559) 

 —   

 (49) 

 —   
 1,106,815   
 (45,796) 
 (38,178) 

 —   

 —   

 3   

 —   
 —   
 —   

 —   

 —   

 1,132,227 
 (15,804)
 (9,559)

 — 

 (49)

 (35,293) 
 (35,293) 
 —   
 —   

 (35,293)
 1,071,522 
 (45,796)
 (38,178)

 —   

 —   

 —   

 — 

 — 

 3 

 —   
 1,022,844   
 (14,583) 
 (40,132) 

 86,663   
 51,370   
 —   
 —   

 86,663 
 1,074,214 
 (14,583)
 (40,132)

 —   

 —   

 45   

 —   

 —   

 —   

 — 

 — 

 45 

 —   
 597,096    $ 

 —   
 371,079    $ 

 —   
 (1)  $ 

 —   
 968,174    $ 

 6,018   
 57,388    $ 

 6,018 
 1,025,562 

See accompanying notes to the combined financial statements. 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
      
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
  
  
  
  
  
  
 
 
 
UDR LIGHTHOUSE DOWNREIT L.P. 
COMBINED STATEMENTS OF CASH FLOWS 
(In thousands) 

   Period From 
  October 5, 2015 to 
  December 31, 2017   December 31, 2016  December 31, 2015

Year Ended  

Year Ended  

Operating Activities 

Net income/(loss) attributable to DownREIT unitholders 
Adjustments to reconcile net income/(loss) to net cash provided 
by/(used in) operating activities: 
Depreciation and amortization 
Other 
Changes in operating assets and liabilities: 
(Increase)/decrease in operating assets 
Increase/(decrease) in operating liabilities 
Net cash provided by/(used in) operating activities 

Investing Activities 

Capital expenditures and other major improvements — real estate 
assets, net of escrow reimbursement 
Issuance of note receivable from the General Partner 

Net cash provided by/(used in) investing activities 

Financing Activities 

Advances (to)/from the General Partner, net 
Proceeds from the issuance of secured debt 
Payments on secured debt 
Distributions paid to partnership unitholders 
Payments of financing costs 

Net cash provided by/(used in) financing activities 
Net increase/(decrease) in cash and cash equivalents 
Cash and cash equivalents, beginning of year 
Cash and cash equivalents, end of year 

Supplemental Information: 
Interest paid during the period, net of amounts capitalized 
Non-cash transactions: 

Contribution of real estate in exchange for DownREIT Units 
Secured debt assumed in the contribution of real estate in 
exchange for DownREIT Units 
Fair value adjustment of secured debt assumed in the 
contribution of real estate in exchange for DownREIT Units 
Reallocation of credit facilities debt from the General Partner 
Development costs and capital expenditures incurred but not yet 
paid 
Dividends declared but not yet paid 

(unaudited) 

(audited) 

(unaudited) 

  $ 

 (14,583)  $ 

 (45,796) $ 

 (15,804)

 84,000  
 (2,825) 

 (190) 
 (394) 
 66,008  

 111,453    
 (5,578)   

 (475)   
 1,549    
 61,153    

 28,934 
 (2,232)

 (1,709)
 4,467 
 13,656 

 (29,458) 
 —  
 (29,458) 

 (35,190)   
 —    
 (35,190)   

 (2,927)
 (126,500)
 (129,427)

 (14,227) 
 —  
 (2,949) 
 (19,401) 
 —  
 (36,577) 
 (27) 
 66  
 39   $ 

 67,972    
 50,000    
 (124,998)   
 (18,921)   
 (39)   
 (25,986)   
 (23)   
 89    
 66  $ 

 (5,414)
 127,600 
 (796)
 (4,768)
 (762)
 115,860 
 89 
 — 
 89 

  $ 

  $ 

 17,603   $ 

 19,480  $ 

 4,694 

 —  

 —  

 —  
 —  

 1,217  
 10,034  

 —    

 1,132,227 

 —    

 366,069 

 —    
 —    

 1,535    
 9,548    

 16,912 
 16,798 

 504 
 8,982 

See accompanying notes to the combined financial statements. 

8 

 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
 
 
 
 
 
  
  
 
    
       
     
   
 
  
    
  
      
   
 
  
  
 
  
  
 
  
    
  
      
   
 
  
  
 
  
  
 
  
  
 
 
   
 
 
 
  
 
 
  
    
  
      
   
 
  
  
 
  
  
 
  
  
 
 
   
 
 
 
  
 
 
  
    
  
      
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
   
 
 
 
  
 
 
  
    
  
      
   
 
  
    
  
      
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS 
DECEMBER 31, 2017 

1. CONSOLIDATION AND BASIS OF PRESENTATION 

Basis of Presentation 

UDR Lighthouse DownREIT L.P. (the “DownREIT Partnership," "we" or "our"), a Delaware limited 
partnership, was formed on October 5, 2015 ("inception") to own, acquire, renovate, redevelop, manage and dispose of 
multifamily apartment communities. The DownREIT Partnership is a subsidiary of UDR, Inc. (“UDR” or the “General 
Partner”), a self-administered real estate investment trust, or REIT. At December 31, 2017, the DownREIT Partnership’s 
apartment portfolio consisted of 13 communities located in four markets consisting of 6,261 apartment homes. 

Interests in the DownREIT Partnership are represented by units of limited partnership interest (“DownREIT 

Units”). The DownREIT Partnership’s net income (or individual items thereof) is allocated to the partners in accordance 
with the terms of the Agreement of Limited Partnership of UDR Lighthouse DownREIT L.P. (the “DownREIT 
Partnership Agreement”), which is generally first based on their respective distributions made during the year and 
secondly, 99% to UDR and 1% to the outside partners. Distributions are made in accordance with the terms of the 
DownREIT Partnership Agreement first on a per unit basis that is generally equal to the dividend per share on UDR’s 
common stock, which is publicly traded on the New York Stock Exchange (“NYSE”) under the ticker symbol “UDR” 
and secondly, 99% to UDR and 1% to the outside partners. 

UDR is the sole general partner and a limited partner of the DownREIT Partnership. As the sole general partner 

of the DownREIT Partnership, UDR has full, complete and exclusive discretion to manage and control the business of 
the DownREIT Partnership and to make all decisions affecting the business and assets of the DownREIT Partnership, 
subject to certain limitations. United Dominion Realty, L.P., a Delaware limited partnership (the “Operating 
Partnership”), a subsidiary of UDR, is also a limited partner in the DownREIT Partnership. UDR and the Operating 
Partnership received their limited partnership interests in exchange for their contribution of the properties to the 
DownREIT Partnership. As of December 31, 2017, UDR and the Operating Partnership owned approximately 10.5% 
and 41.6%, respectively, of the DownREIT Units. 

The Operating Partnership accounts for its ownership interest in the DownREIT Partnership as an equity 

method investment. 

These financial statements are being presented pursuant to Rule 3-09 of Regulation S-X as the DownREIT 

Partnership was a significant subsidiary of the Operating Partnership for the year ended December 31, 2016. The 
DownREIT Partnership was not a significant subsidiary of the Operating Partnership for the year ended December 31, 
2017 or the period from inception through December 31, 2015. 

As of December 31, 2017, there were 32,367,380 DownREIT Units outstanding, of which 16,866,443, or 

52.1%, were owned by UDR and affiliated entities, of which 13,470,651, or 41.6%, were held by the Operating 
Partnership, and 15,500,937 or 47.9% were owned by non-affiliated limited partners. See Note 8, Capital Structure. 

The DownREIT Partnership evaluated subsequent events through the date its financial statements were issued. 

No recognized or non-recognized subsequent events were noted. 

2. SIGNIFICANT ACCOUNT POLICIES 

Recent Accounting Pronouncements 

In August 2017, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update 
(“ASU”) 2017-12, Derivatives and Hedging, Targeted Improvements to Accounting for Hedging Activities. The ASU 
aims to better align a company’s financial reporting for hedging activities with the economic objectives of those 
activities. The updated standard will be effective for the DownREIT Partnership on January 1, 2019 and must be applied 
using a modified retrospective approach; however, early adoption of the ASU is permitted. The DownREIT Partnership 
expects to early adopt the guidance on January 1, 2018, but does not expect the updated standard to have a material 

9 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

impact on the consolidated financial statements. Related disclosures will be updated pursuant to the requirements of the 
ASU. 

In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805), Clarifying the Definition 
of a Business. The ASU changes the definition of a business to assist entities with evaluating whether a set of transferred 
assets is a business. As a result, the accounting for acquisitions of real estate could be impacted. The updated standard 
will be effective for the DownREIT Partnership on January 1, 2018. The ASU will be applied prospectively to any 
transactions occurring after adoption. The DownREIT Partnership expects that the updated standard will result in fewer 
acquisitions of real estate meeting the definition of a business and fewer acquisition-related costs being expensed in the 
period incurred. 

In November 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230), Restricted Cash. 

The ASU addresses the presentation of restricted cash and restricted cash equivalents in the statement of cash flows. The 
updated standard will be effective for the DownREIT Partnership on January 1, 2018 and must be applied retrospectively 
to all periods presented. The DownREIT Partnership does not expect the updated standard to have a material impact on 
the consolidated financial statements. Related disclosures will be updated pursuant to the requirements of the ASU. 

In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses (Topic 326), Measurement 
of Credit Losses on Financial Instruments. The standard requires entities to estimate a lifetime expected credit loss for 
most financial assets, including trade and other receivables, held-to-maturity debt securities, loans and other financial 
instruments, and to present the net amount of the financial instrument expected to be collected. The updated standard 
will be effective for the DownREIT Partnership on January 1, 2020; however, early adoption of the ASU is permitted on 
January 1, 2019. The DownREIT Partnership is currently evaluating the effect that the updated standard will have on the 
consolidated financial statements and related disclosures. 

In February 2016, the FASB issued ASU No. 2016-02, Leases. The standard amends the existing lease 
accounting guidance and requires lessees to recognize a lease liability and a right-of-use asset for all leases (except for 
short-term leases that have a duration of one year or less) on their balance sheets. Lessees will continue to recognize 
lease expense in a manner similar to current accounting. For lessors, accounting for leases under the new guidance is 
substantially the same as in prior periods, but eliminates current real estate-specific provisions and changes the treatment 
of initial direct costs. Entities are required to use a modified retrospective approach for leases that exist or are entered 
into after the beginning of the earliest comparable period presented, with an option to elect certain transition relief. Full 
retrospective application is prohibited. The standard will be effective for the DownREIT Partnership on January 1, 2019, 
however, early adoption of the ASU is permitted. While the DownREIT is currently evaluating the effect that the 
updated standard will have on our consolidated financial statements and related disclosures, we expect to adopt the 
guidance on its effective date, at which time we do not expect the updated standard to have a material impact on the 
consolidated financial statements. Related disclosures will be updated pursuant to the requirements of the ASU. 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers. The standard 

provides companies with a single model for use in accounting for revenue arising from contracts with customers and will 
replace most existing revenue recognition guidance in U.S. GAAP when it becomes effective, including industry-
specific revenue guidance. The standard specifically excludes lease contracts. The ASU allows for the use of either the 
full or modified retrospective transition method and will be effective for the DownREIT Partnership on January 1, 2018, 
at which time the DownREIT Partnership expects to adopt the updated standard using the modified retrospective 
approach. However, as the majority of the DownREIT Partnership’s revenue is from rental income related to leases, the 
ASU will not have a material impact on the consolidated financial statements. Related disclosures will be provided 
and/or updated pursuant to the requirements of the ASU. 

Real Estate 

Real estate assets held for investment are carried at historical cost and consist of land, buildings and 
improvements, furniture, fixtures and equipment and other costs incurred during their development, acquisition and 
redevelopment. 

Expenditures for ordinary repair and maintenance costs are charged to expense as incurred. Expenditures for 

improvements, renovations, and replacements related to the acquisition and/or improvement of real estate assets are 

10 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

capitalized and depreciated over their estimated useful lives if the expenditures qualify as a betterment or the life of the 
related asset will be substantially extended beyond the original life expectancy. 

The DownREIT Partnership purchases real estate investment properties and records the tangible and 
identifiable intangible assets and liabilities acquired based on their estimated fair value. The primary, although not only, 
identifiable intangible asset associated with our portfolio is the value of existing lease agreements. When recording the 
acquisition of a community, we first assign fair value to the estimated intangible value of the existing lease agreements 
and then to the estimated value of the land, building and fixtures assuming the community is vacant. The DownREIT 
Partnership estimates the intangible value of the lease agreements by determining the lost revenue associated with a 
hypothetical lease-up. Depreciation on the building is based on the expected useful life of the asset and the in-place 
leases are amortized over their remaining average contractual life. Property acquisition costs are expensed as incurred. 

Quarterly or when changes in circumstances warrant, the DownREIT Partnership will assess our real estate 

properties for indicators of impairment. In determining whether the DownREIT Partnership has indicators of impairment 
in our real estate assets, we assess whether the long-lived asset’s carrying value exceeds the community’s undiscounted 
future cash flows, which is representative of projected net operating income (“NOI”) plus the residual value of the 
community. Our future cash flow estimates are based upon historical results adjusted to reflect our best estimate of 
future market and operating conditions and our estimated holding periods. If such indicators of impairment are present 
and the carrying value exceeds the undiscounted cash flows of the community, an impairment loss is recognized equal to 
the excess of the carrying amount of the asset over its estimated fair value. Our estimates of fair market value represent 
our best estimate based primarily upon unobservable inputs related to rental rates, operating costs, growth rates, discount 
rates and capitalization rates, industry trends and reference to market rates and transactions. 

For long-lived assets to be disposed of, impairment losses are recognized when the fair value of the asset less 
estimated cost to sell is less than the carrying value of the asset. Properties classified as real estate held for disposition 
generally represent properties that are actively marketed or contracted for sale with the closing expected to occur within 
the next twelve months. Real estate held for disposition is carried at the lower of cost, net of accumulated depreciation, 
or fair value, less the cost to sell, determined on an asset-by-asset basis. Expenditures for ordinary repair and 
maintenance costs on held for disposition properties are charged to expense as incurred. Expenditures for improvements, 
renovations, and replacements related to held for disposition properties are capitalized at cost. Depreciation is not 
recorded on real estate held for disposition. 

Depreciation is computed on a straight-line basis over the estimated useful lives of the related assets which are 
35 to 55 years for buildings, 10 to 35 years for major improvements, and 3 to 10 years for furniture, fixtures, equipment, 
and other assets. 

Predevelopment, development, and redevelopment projects and related costs are capitalized and reported on the 

Combined Balance Sheets as Total real estate owned, net of accumulated depreciation. The DownREIT Partnership 
capitalizes costs directly related to the predevelopment, development, and redevelopment of a capital project, which 
include, but are not limited to, interest, real estate taxes, insurance, and allocated development and redevelopment 
overhead related to support costs for personnel working on the capital projects. We use our professional judgment in 
determining whether such costs meet the criteria for capitalization or must be expensed as incurred. These costs are 
capitalized only during the period in which activities necessary to ready an asset for its intended use are in progress and 
such costs are incremental and identifiable to a specific activity to get the asset ready for its intended use. These costs, 
excluding the direct costs of redevelopment and capitalized interest, for the years ended December 31, 2017, 2016 and 
period from inception through December 31, 2015 were $0.4 million (unaudited), $0.3 million (audited), and less than 
$0.1 million (unaudited), respectively. During the years ended December 31, 2017, 2016, and period from inception 
through December 31, 2015, total interest capitalized was less than $0.1 million (unaudited), $0.1 million (audited), and 
$0.0 (unaudited), respectively. As each home in a capital project is completed and becomes available for lease-up, the 
DownREIT Partnership ceases capitalization on the related portion and depreciation commences over the estimated 
useful life. 

Cash and Cash Equivalents 

Cash and cash equivalents consist of cash on hand, demand deposits with financial institutions and short-term, 

highly liquid investments. We consider all highly liquid investments with maturities of three months or less when 

11 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

purchased to be cash equivalents. The majority of the DownREIT Partnership’s cash and cash equivalents are held at 
major commercial banks. 

Restricted Cash 

Restricted cash consists of escrow deposits held by lenders for real estate taxes, insurance and replacement 

reserves, and security deposits. 

Revenue and Real Estate Sales Gain Recognition 

Rental income related to leases is recognized on an accrual basis when due from residents and tenants in 
accordance with GAAP. Rental payments are generally due on a monthly basis and recognized when earned. The 
DownREIT Partnership recognizes interest income when earned, fixed and determinable. 

For sale transactions meeting the requirements for full accrual profit recognition, we remove the related assets 

and liabilities from our Combined Balance Sheets and record the gain or loss in the period the transaction closes. For 
sale transactions that do not meet the full accrual sale criteria due to our continuing involvement, we evaluate the nature 
of the continuing involvement and account for the transaction under an alternate method of accounting. Unless certain 
limited criteria are met, non-monetary transactions, including property exchanges, are accounted for at fair value. 

Sales to entities in which we or our General Partner retain or otherwise own an interest are accounted for as 
partial sales. If all other requirements for recognizing profit under the full accrual method have been satisfied and no 
other forms of continuing involvement are present, we recognize profit proportionate to the outside interest in the buyer 
and defer the gain on the interest we or our General Partner retain. The DownREIT Partnership recognizes any deferred 
gain when the property is sold to a third party. In transactions accounted by us as partial sales, we determine if the buyer 
of the majority equity interest in the venture was provided a preference as to cash flows in either an operating or a capital 
waterfall. If a cash flow preference has been provided, we recognize profit only to the extent that proceeds from the sale 
of the majority equity interest exceed costs related to the entire property. 

Derivative Financial Instruments 

The General Partner utilizes derivative financial instruments to manage interest rate risk and generally 
designates these financial instruments as cash flow hedges. Derivative financial instruments associated with the 
DownREIT Partnership’s allocation of the General Partner’s debt are recorded on our Combined Balance Sheets as 
either an asset or liability and measured quarterly at their fair value. The changes in fair value for the General Partner’s 
cash flow hedges allocated to the DownREIT Partnership that are deemed effective are reflected in other comprehensive 
income/(loss) and for non-designated derivative financial instruments in earnings. The ineffective component of cash 
flow hedges, if any, is recorded in earnings. 

Income Taxes 

The taxable income or loss of the DownREIT Partnership is reported on the tax returns of the partners. 
Accordingly, no provision has been made in the accompanying financial statements for federal or state income taxes on 
income that is passed through to the partners. However, any state or local revenue, excise or franchise taxes that result 
from the operating activities of the DownREIT Partnership are recorded at the entity level. The DownREIT Partnership’s 
tax returns are subject to examination by federal and state taxing authorities. Net income for financial reporting purposes 
differs from the net income for income tax reporting purposes primarily due to temporary differences, principally real 
estate depreciation and the tax deferral of certain gains on property sales. The differences in depreciation result from 
differences in the book and tax basis of certain real estate assets and the differences in the methods of depreciation and 
lives of the real estate assets. 

The DownREIT Partnership evaluates the accounting and disclosure of tax positions taken or expected to be 

taken in the course of preparing the DownREIT Partnership’s tax returns to determine whether the tax positions are 
“more-likely-than-not” of being sustained by the applicable tax authority. Tax positions not deemed to meet the more-
likely-than-not threshold would be recorded as a tax benefit or expense in the current year. Management of the 
DownREIT Partnership is required to analyze all open tax years, as defined by the statute of limitations, for all major 

12 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

jurisdictions, which include federal and certain states. The DownREIT Partnership has no examinations in progress and 
none are expected at this time. 

Management of the DownREIT Partnership has reviewed all open tax years (2015 through 2016) of tax 
jurisdictions and concluded there is no tax liability resulting from unrecognized tax benefits relating to uncertain income 
tax positions taken or expected to be taken in future tax returns. 

On December 22, 2017, the Tax Cuts and Jobs Act (the “Act”) was enacted, reducing the U.S. federal corporate 

income tax rate from 35% to 21%, among other changes. The SEC staff issued Staff Accounting Bulletin 118, which 
provides guidance on accounting for the tax effects of the Act for which the accounting under ASC 740, Income Taxes 
(“ASC 740”) is incomplete. To the extent that a company's accounting for certain income tax effects of the Act is 
incomplete but it is able to determine a reasonable estimate, it must record a provisional estimate in the financial 
statements. If a company cannot determine a provisional estimate to be included in the financial statements, it should 
continue to apply ASC 740 on the basis of the provisions of the tax laws that were in effect immediately before 
enactment of the Act. As of December 31, 2017, the impact to the DownREIT Partnership related to the accounting for 
the tax effects of the Act was not material. 

Allocation of General and Administrative Expenses 

The DownREIT Partnership is charged directly for general and administrative expenses it incurs. The 
DownREIT Partnership is also charged with other general and administrative expenses that have been allocated by the 
General Partner to each of its subsidiaries, including the DownREIT Partnership, based on reasonably anticipated 
benefits to the parties. (See Note 5, Related Party Transactions.) 

Advertising Costs 

All advertising costs are expensed as incurred and reported on the Combined Statements of Operations within 
the line item Property operating and maintenance. During the years ended December 31, 2017, 2016, and period from 
inception through December 31, 2015, total advertising expense was $1.1 million (unaudited), $1.3 million (audited), 
and $0.3 million (unaudited), respectively. 

Comprehensive Income/(Loss) 

Comprehensive income/(loss), which is defined as the change in capital during each period from transactions 
and other events and circumstances from nonowner sources, including all changes in capital during a period except for 
those resulting from investments by or distributions to partners, is displayed in the accompanying Combined Statements 
of Comprehensive Income/(Loss). For the years ended December 31, 2017, 2016, and period from inception through 
December 31, 2015, the DownREIT Partnership’s other comprehensive income/(loss) consisted of the gain/(loss) 
(effective portion) on derivative instruments that are designated as and qualify as cash flow hedges and (gain)/loss 
reclassified from other comprehensive income/(loss) into earnings. The (gain)/loss reclassified from other 
comprehensive income/(loss) is included in Interest expense on the Combined Statements of Operations. See Note 7, 
Derivatives and Hedging Activity, for further discussion. 

Use of Estimates 

The preparation of these financial statements in accordance with GAAP requires management to make 

estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent 
liabilities at the dates of the financial statements and the amounts of revenues and expenses during the reporting periods. 
Actual amounts realized or paid could differ from those estimates. 

Market Concentration Risk 

The DownREIT Partnership is subject to increased exposure from economic and other competitive factors 

specific to those markets where it holds a significant percentage of the carrying value of its real estate portfolio at 
December 31, 2017, the DownREIT Partnership held greater than 10% of the carrying value of its real estate portfolio in 
the Metropolitan D.C., Boston, Massachusetts and Dallas, Texas markets. 

13 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

3. REAL ESTATE OWNED 

Real estate assets owned by the DownREIT Partnership consist of income producing operating properties. At 
December 31, 2017, the DownREIT Partnership owned and combined 13 operating communities in two states plus the 
District of Columbia totaling 6,261 apartment homes. The following table summarizes the carrying amounts for our real 
estate owned (at cost) as of December 31, 2017 and 2016 (dollars in thousands): 

Land  
Depreciable property — held and used: 

Land improvements 
Buildings, improvements, and furniture, fixtures and equipment 

Real estate owned 
Accumulated depreciation 
Real estate owned, net 

      December 31,  

      December 31,  

2017 
(unaudited) 

2016 
(audited) 

  $ 

 265,520   $ 

 265,520 

 3,664  
 1,271,597  
 1,540,781  
 (181,611) 
 1,359,170   $ 

 1,347 
 1,244,760 
 1,511,627 
 (97,644)
 1,413,983 

  $ 

During the years ended December 31, 2017 and 2016, the DownREIT Partnership did not have any acquisitions 

or dispositions. 

At inception, the DownREIT Partnership received the 13 operating communities noted above in exchange for 

DownREIT Units with a value of $1.1 billion and the assumption of $366.1 million of secured debt. Nine of the 
communities were contributed by the General Partner and the remaining four were contributed by outside limited 
partnership holders. 

4. DEBT, NET 

Our secured debt instruments generally feature either monthly interest and principal or monthly interest-only 

payments with balloon payments due at maturity. For purposes of classification in the following table, variable rate debt 
with a derivative financial instrument designated as a cash flow hedge is deemed as fixed rate debt due to the 
DownREIT Partnership having effectively established the fixed interest rate for the underlying debt instrument. Secured 
debt consists of the following as of December 31, 2017 and 2016 (dollars in thousands): 

Fixed Rate Debt 

Mortgage notes payable 
Fannie Mae credit facilities 
Deferred financing costs 

Total fixed rate secured debt, net 

Variable Rate Debt 

Fannie Mae credit facilities 
Deferred financing costs 

Total variable rate secured debt, net 

Total secured debt, net 

Principal Outstanding 

December 31, 

2017 
  (unaudited) 

2016 
(audited) 

  For the Year Ended December 31, 2017 
  Weighted   

  Number of 
  Weighted   
  Average 
  Communities
     Interest Rate      Maturity      Encumbered 

Average 
Years to 

  $ 319,671   $  325,991   
 48,292   
 (1,236)  
   373,047   

    90,000  
 (1,192) 
   408,479  

    29,034  
 (3) 
    29,031  

 70,741   
 (181)  
 70,560   
  $ 437,510   $  443,607   

 4.13 %   
 3.95 %   

 5.6   
 2.5   

 4.09 %   

 4.9   

 2.92 %   

 0.9   

 2.92 %   
 3.25 %   

 0.9   
 4.6   

 5 
 1 

 6 

 1 

 1 
 7 

As of December 31, 2017, an aggregate commitment of $119.0 million of the General Partner’s secured credit 

facilities with Fannie Mae was allocated to the DownREIT Partnership based on the ownership of the assets securing the 
debt. The entire commitment was outstanding at December 31, 2017. The portion of the Fannie Mae credit facilities 
allocated to the DownREIT Partnership mature at various dates from December 2018 through July 2020 and bear interest 
at floating and fixed rates. At December 31, 2017, $90.0 million of the outstanding balance was fixed and had a 
weighted average interest rate of 3.95% and the remaining balance of $29.0 million on these facilities had a weighted 

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UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

average variable interest rate of 2.92%. The following information relates to the credit facilities owed by the DownREIT 
Partnership (dollars in thousands): 

Borrowings outstanding 
Weighted average borrowings during the period ended 
Maximum daily borrowings during the period ended 
Weighted average interest rate during the period ended 
Interest rate at the end of the period 

     December 31,       December 31,    

2017 
(unaudited) 
  $   119,034  
 119,034  
 119,034  

2016 
(audited) 
$   119,033  
 119,033  
 119,033  

 3.6 %     
 3.7 %     

 3.2 % 
 3.3 % 

Upon the contribution of communities to the DownREIT Partnership, contributed secured debt was recorded at 
its estimated fair value and the difference between the fair value and par is amortized to interest expense over the life of 
the underlying debt instrument. As of December 31, 2017 and 2016, the DownREIT Partnership had $6.4 million 
(unaudited) and $9.7 million (audited), respectively, of unamortized fair value adjustments associated with the fixed rate 
debt instruments on the DownREIT Partnership’s properties. 

Fixed Rate Debt 

At December 31, 2017, the General Partner had borrowings against its fixed rate facilities of $285.8 million, of 
which $90.0 million was owed by the DownREIT Partnership based on the ownership of the assets securing the debt. As 
of December 31, 2017, the fixed rate Fannie Mae credit facilities allocated to the DownREIT Partnership had a weighted 
average fixed interest rate of 3.95%. 

Variable Rate Debt 

At December 31, 2017, the General Partner had borrowings against its variable rate facilities of $29.0 million, 
of which $29.0 million was owed by the DownREIT Partnership based on the ownership of the assets securing the debt. 
As of December 31, 2017, the variable rate borrowings under the Fannie Mae credit facilities allocated to the 
DownREIT Partnership had a weighted average floating interest rate of 2.92%. 

The aggregate maturities of the DownREIT Partnership’s secured debt due during each of the next ten 

calendar years subsequent to December 31, 2017 are as follows (dollars in thousands): 

2018 
2019 
2020 
2021 
2022 
2023 
2024 
2025 
2026 
2027 
Thereafter 
Subtotal 
Non-cash (a) 
Total 

Fixed 

  Secured Credit 
Facilities 

Variable 
 Secured Credit  
Facilities 

Total 

  Mortgage 
  Notes Payable  
    $ 

 3,096     $ 
 51,960  
 80,664  
 —  
 —  
 —  
 —  
 127,600  
 50,000  
 —  
 —  
 313,320  
 5,496  

 —     $ 
 —  
 90,000  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 90,000  
 (337) 
 89,663   $ 

 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 29,034  
 (3) 

 29,034     $   32,130 
 51,960 
   170,664 
 — 
 — 
 — 
 — 
   127,600 
 50,000 
 — 
 — 
   432,354 
 5,156 
 29,031   $  437,510 

  $   318,816   $ 

(a)  Includes the unamortized balance of fair market value adjustments, premiums/discounts and deferred financing 
costs. During the years ended December 31, 2017 and 2016, the DownREIT Partnership amortized $0.3 million 
(unaudited) and less than $0.1 million (audited) of deferred financing costs into Interest expense. 

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UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

5. RELATED PARTY TRANSACTIONS 

Advances (To)/From the General Partner 

The DownREIT Partnership participates in the General Partner’s central cash management program, wherein all 

the DownREIT Partnership’s cash receipts are remitted to the General Partner and all cash disbursements are funded by 
the General Partner. In addition, other miscellaneous costs such as administrative expenses are incurred by the General 
Partner on behalf of the DownREIT Partnership. As a result of these various transactions between the DownREIT 
Partnership and the General Partner, the DownREIT Partnership had net Advances (to)/from the General Partner of 
$57.4 million (unaudited) and $51.4 million (audited) at December 31, 2017 and 2016, respectively, which is reflected 
as increases/(decreases) of capital on the Combined Balance Sheets. 

Note Receivable from the General Partner 

On October 6, 2015, the DownREIT Partnership entered into a note receivable with the General Partner with an 
aggregate commitment of $126.5 million. As of December 31, 2017 and 2016, the note had a balance of $126.5 million. 
Interest is incurred at a rate of 3.75% per annum and is paid monthly. The note matures on October 6, 2025. For 
the years ended December 31, 2017, 2016, and period from inception through December 31, 2015, the DownREIT 
Partnership recognized $4.7 million (unaudited), $4.7 million (audited)and $1.1 million (unaudited), respectively, of 
interest income from the note. 

Allocation of General and Administrative Expenses 

The General Partner shares various general and administrative costs, employees and other overhead costs with 

the DownREIT Partnership including legal assistance, acquisitions analysis, marketing, human resources, IT, 
accounting, rent, supplies and advertising, and allocates these costs to the DownREIT Partnership first on the basis of 
direct usage when identifiable, with the remainder allocated based on the reasonably anticipated benefits to the parties. 
During the years ended December 31, 2017, 2016, and period from inception through December 31, 2015, the general 
and administrative expenses allocated to the DownREIT Partnership by UDR were $5.3 million (unaudited), $5.7 
million (audited) and $1.7 million (unaudited), respectively, and are included in General and administrative on the 
Combined Statements of Operations. In the opinion of management, this method of allocation reflects the level of 
services received by the DownREIT Partnership from the General Partner. 

During the years ended December 31, 2017, 2016, and period from inception through December 31, 2015, the 

DownREIT Partnership reimbursed the General Partner $5.8 million (unaudited), $5.4 million (audited) and $1.5 million 
(unaudited), respectively, for shared services related to corporate level property management costs incurred by the 
General Partner. These shared cost reimbursements and related party management fees are initially recorded within the 
line item General and administrative on the Combined Statements of Operations, and a portion related to management 
costs is reclassified to Property management on the Combined Statements of Operations. (See further discussion below.) 

Shared Services/Management Fee 

At inception, the DownREIT Partnership self-managed its own properties and entered into an Inter-Company 
Employee and Cost Sharing Agreement with the General Partner. This agreement provides for reimbursements to the 
General Partner for the DownREIT Partnership’s allocable share of costs incurred by the General Partner for (a) Shared 
Services of corporate level property management employees and related support functions and costs, and (b) general and 
administrative costs. As discussed above, the reimbursement for shared services is classified in Property management on 
the Combined Statements of Operations. 

6. FAIR VALUE OF DERIVATIVES AND FINANCIAL INSTRUMENTS 

Fair value is based on the price that would be received to sell an asset or the exit price that would be paid to 

transfer a liability in an orderly transaction between market participants at the measurement date. A three-level valuation 

16 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

hierarchy prioritizes observable and unobservable inputs used to measure fair value. The fair value hierarchy consists of 
three broad levels, which are described below: 

  Level 1 — Quoted prices in active markets for identical assets or liabilities that the entity has the ability to 

access. 

  Level 2 — Observable inputs other than prices included in Level 1, such as quoted prices for similar assets 

and liabilities in active markets; quoted prices for identical or similar assets and liabilities in markets that 
are not active; or other inputs that are observable or can be corroborated with observable market data. 

  Level 3 — Unobservable inputs that are supported by little or no market activity and that are significant to 
the fair value of the assets and liabilities. This includes certain pricing models, discounted cash flow 
methodologies and similar techniques that use significant unobservable inputs. 

The estimated fair values of the DownREIT Partnership’s financial instruments either recorded or disclosed on 

a recurring basis as of December 31, 2017 and 2016 are summarized as follows (dollars in thousands): 

Fair Value at December 31, 2017, Using 
(unaudited) 

Total 
Carrying 
  Amount in 
  Statement of 
Financial 
  Position at 
  December 31, 
2017 

  Quoted 
  Prices in 
Active 
  Markets 
  for Identical   
  Fair Value 
  Estimate at 
  Assets or  
  December 31,     Liabilities  

2017 

(Level 1) 

  Significant 
Other 

  Significant 

  Observable    Unobservable 

Inputs  
(Level 2) 

Inputs 
(Level 3) 

Description: 
Secured debt instruments - fixed rate: (a) 

Mortgage notes payable 
Fannie Mae credit facilities 

Secured debt instruments - variable rate: (a) 

Fannie Mae credit facilities 

Total liabilities 

  $   319,671   $   315,348   $ 

 90,000  

 90,591  

 —   $ 
 —  

 —   $   315,348 
 90,591 
 —  

 29,034  

 29,034  

  $   438,705   $   434,973   $ 

 —  
 —   $ 

 —  
 29,034 
 —   $   434,973 

Fair Value at December 31, 2016, Using 
(audited) 

Total 
Carrying 
  Amount in 
  Statement of 
Financial 
  Position at 
  December 31, 
2016 

  Quoted 
  Prices in 
Active 
  Markets 
  for Identical   
  Fair Value 
  Estimate at 
  Assets or 
  December 31,     Liabilities 
(Level 1) 

2016 

  Significant 
Other 

  Significant 

  Observable    Unobservable 

Inputs 
(Level 2) 

Inputs 
(Level 3) 

Description: 
Secured debt instruments - fixed rate: (a) 

Mortgage notes payable 
Fannie Mae credit facilities 

Secured debt instruments - variable rate: (a) 

Fannie Mae credit facilities 

Total liabilities 

(a)  See Note 4, Debt, Net. 

  $   325,991   $   310,553   $ 

 48,292  

 49,080  

 —   $ 
 —  

 —   $   310,553 
 49,080 
 —  

 70,741  

 70,741  

  $   445,024   $   430,374   $ 

 —  
 —   $ 

 —  
 70,741 
 —   $   430,374 

There were no transfers into or out of each of the levels of the fair value hierarchy. 

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UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

Financial Instruments Carried at Fair Value 

The fair values of interest rate swaps are determined using the market standard methodology of netting the 

discounted future fixed cash receipts (or payments) and the discounted expected variable cash payments (or receipts). 
The variable cash payments (or receipts) are based on an expectation of future interest rates (forward curves) derived 
from observable market interest rate curves. The fair values of interest rate options are determined using the market 
standard methodology of discounting the future expected cash receipts that would occur if variable interest rates rise 
above the strike rate of the caps. The variable interest rates used in the calculation of projected receipts on the cap are 
based on an expectation of future interest rates derived from observable market interest rate curves and volatilities. 

The General Partner, on behalf of the DownREIT Partnership, incorporates credit valuation adjustments to 

appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair 
value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the 
DownREIT Partnership has considered the impact of netting and any applicable credit enhancements, such as collateral 
postings, thresholds, mutual puts, and guarantees. 

Although the General Partner, on behalf of the DownREIT Partnership, has determined that the majority of the 

inputs used to value its derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments 
associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood 
of default by itself and its counterparties. However, as of December 31, 2017 and December 31, 2016, the DownREIT 
Partnership has assessed the significance of the impact of the credit valuation adjustments on the overall valuation of its 
derivative positions and has determined that the credit valuation adjustments are not significant to the overall valuation 
of its derivatives. As a result, the DownREIT Partnership has determined that its derivative valuations in their entirety 
are classified in Level 2 of the fair value hierarchy. In conjunction with the FASB’s fair value measurement guidance, 
the DownREIT Partnership made an accounting policy election to measure the credit risk of its derivative financial 
instruments that are subject to master netting agreements on a net basis by counterparty portfolio. 

Financial Instruments Not Carried at Fair Value 

At December 31, 2017, the fair values of cash and cash equivalents, restricted cash, accounts receivable, 
prepaids, real estate taxes payable, accrued interest payable, security deposits and prepaid rent, distributions payable and 
accounts payable approximated their carrying values because of the short term nature of these instruments. The 
estimated fair values of other financial instruments were determined by the DownREIT Partnership using available 
market information and appropriate valuation methodologies. Considerable judgment is necessary to interpret market 
data and develop estimated fair values. Accordingly, the estimates presented herein are not necessarily indicative of the 
amounts the DownREIT Partnership would realize on the disposition of the financial instruments. The use of different 
market assumptions or estimation methodologies may have a material effect on the estimated fair value amounts. 

The General Partner estimates the fair value of our debt instruments by discounting the remaining cash flows of 

the debt instrument at a discount rate equal to the replacement market credit spread plus the corresponding treasury 
yields. Factors considered in determining a replacement market credit spread include general market conditions, 
borrower specific credit spreads, time remaining to maturity, loan-to-value ratios and collateral quality (Level 3). 

The DownREIT Partnership records impairment losses on long-lived assets used in operations when events and 

circumstances indicate that the assets might be impaired and the undiscounted cash flows estimated to be generated by 
the future operation and disposition of those assets are less than the net book value of those assets. Cash flow estimates 
are based upon historical results adjusted to reflect management’s best estimate of future market and operating 
conditions and our estimated holding periods. The net book value of impaired assets is reduced to fair value. The 
General Partner’s estimates of fair value represent management’s estimates based upon Level 3 inputs such as industry 
trends and reference to market rates and transactions. 

18 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

7. DERIVATIVES AND HEDGING ACTIVITY 

Risk Management Objective of Using Derivatives 

The DownREIT Partnership is exposed to certain risks arising from both its business operations and economic 

conditions. The General Partner principally manages its exposures to a wide variety of business and operational risks 
through management of its core business activities. The General Partner manages economic risks, including interest rate, 
liquidity, and credit risk primarily by managing the amount, sources, and duration of its debt funding and through the use 
of derivative financial instruments. Specifically, the General Partner enters into derivative financial instruments to 
manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain 
cash amounts, the value of which are determined by interest rates. The General Partner’s and the DownREIT 
Partnership’s derivative financial instruments are used to manage differences in the amount, timing, and duration of the 
General Partner’s known or expected cash payments principally related to the General Partner’s borrowings. 

Cash Flow Hedges of Interest Rate Risk 

The General Partner’s objectives in using interest rate derivatives are to add stability to interest expense and to 

manage its exposure to interest rate movements. To accomplish this objective, the General Partner primarily uses interest 
rate swaps and caps as part of its interest rate risk management strategy. Interest rate swaps designated as cash flow 
hedges involve the receipt of variable-rate amounts from a counterparty in exchange for the General Partner making 
fixed-rate payments over the life of the agreements without exchange of the underlying notional amount. Interest rate 
caps designated as cash flow hedges involve the receipt of variable-rate amounts from a counterparty if interest rates rise 
above the strike rate on the contract in exchange for an up front premium. 

A portion of the General Partner’s interest rate derivatives has been allocated to the DownREIT Partnership 
based on the General Partner’s underlying debt instruments owed by the DownREIT Partnership. (See Note 4, Debt, 
Net.) 

The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges 
is recorded in Accumulated other comprehensive income/(loss), net in the Combined Balance Sheets, and is subsequently 
reclassified into earnings in the period that the hedged forecasted transaction affects earnings. During the years ended 
December 31, 2017, 2016, and period from inception through December 31, 2015, such derivatives were used to hedge 
the variable cash flows associated with existing variable-rate debt. The ineffective portion of the change in fair value of 
the derivatives is recognized directly in earnings. During the year ended December 31, 2017 the DownREIT Partnership 
recognized a loss of $0.1 million (unaudited) reclassified from Accumulated other comprehensive income/(loss), net to 
Interest expense due to the de-designation of a cash flow hedge. During the year ended December 31, 2016, the 
DownREIT Partnership recorded no gain or loss (audited) from ineffectiveness. For the period from inception through 
December 31, 2015, the DownREIT Partnership recognized a loss of less than $0.1 million (unaudited) reclassified from 
Accumulated other comprehensive income/(loss), net to Interest expense due to the de-designation of a cash flow hedge 
and recorded no other ineffectiveness to earnings. 

Amounts reported in Accumulated other comprehensive income/(loss), net related to derivatives will be 
reclassified to interest expense as interest payments are made on the General Partner’s variable-rate debt that is allocated 
to the DownREIT Partnership. Through December 31, 2018, we estimate that no amounts will be reclassified as an 
increase to interest expense. 

Derivatives not designated as hedges are not speculative and are used to manage the DownREIT Partnership’s 
exposure to interest rate movements and other identified risks but do not meet the strict hedge accounting requirements 
of GAAP. Changes in the fair value of derivatives not designated in hedging relationships are recorded directly in 
earnings and resulted in an adjustment to earnings of less than $0.1 million for the years ended December 31, 2017, 
2016, and period from inception through December 31, 2015. 

19 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

As of December 31, 2017, we had the following outstanding derivatives that were not designated as hedges in 

qualifying hedging relationships (dollars in thousands): 

Product 
Interest rate caps 

      Number of 

Instruments  
 2 

  $ 

Notional 
 251,196 

Tabular Disclosure of Fair Values of Derivative Instruments on the Combined Balance Sheets 

The fair value of the DownREIT Partnership’s derivative financial instruments as of December 31, 2017 and 

2016 was zero and had no impact on the combined balance sheets. 

Tabular Disclosure of the Effect of Derivative Instruments on the Combined Statements of Operations 

The tables below present the effect of the derivative financial instruments on the Combined Statements of 

Operations for the years ended December 31, 2017, 2016, and period from inception through December 31, 2015 
(dollars in thousands): 

Derivatives in Cash Flow Hedging Relationships 

Unrealized holding 
gain/(loss) Recognized in 
OCI 
(Effective Portion) 

Gain/(Loss) Reclassified 
from Accumulated OCI into 
Interest expense 
(Effective Portion) 

Gain/(Loss) Recognized 
in Interest expense 
(Ineffective Portion and 
Amount Excluded from 
Effectiveness Testing) 

  Period From 
 October 5, 2015   
to 

  Period From 
 October 5, 2015   
to 

   Period From 
  October 5, 2015 
to 

  Year Ended     Year Ended    
     December 31,       December 31,    December 31,      December 31,       December 31,    December 31,      December 31,      December 31,     December 31, 

  Year Ended     Year Ended    

  Year Ended     Year Ended    

2017 
(unaudited)    

2016 
(audited) 

2015 
(unaudited) 

2017 
(unaudited)    

2016 
(audited) 

2015 
(unaudited) 

2017 
(unaudited)    

2016 
(audited) 

2015 
(unaudited) 

Interest rate 
products 

  $ 

 —   $ 

 (2) $ 

 (52)  $ 

 —   $ 

 (5) $ 

 (3)  $ 

 (46)  $ 

 —  $ 

 (3)

Derivatives Not Designated as Hedging Instruments 

Gain/(Loss) Recognized in 
Interest income and other 
income/(expense), net 

Year Ended  

  December 31, 2017 

(unaudited) 

Year Ended  
December 31, 2016 
(audited) 

Period From 

   October 5, 2015 to  
   December 31, 2015 

(unaudited) 

Interest rate products 

     $ 

 —       $ 

 (1) $ 

 (1)

Credit-risk-related Contingent Features 

The General Partner has agreements with some of its derivative counterparties that contain a provision where 

(1) if the General Partner defaults on any of its indebtedness, including default where repayment of the indebtedness has 
not been accelerated by the lender, then the General Partner could also be declared in default on its derivative 
obligations; or (2) the General Partner could be declared in default on its derivative obligations if repayment of the 
underlying indebtedness is accelerated by the lender due to the General Partner’s default on the indebtedness. 

Certain of the General Partner’s agreements with its derivative counterparties contain provisions where if there 
is a change in the General Partner’s financial condition that materially changes the General Partner’s creditworthiness in 
an adverse manner, the General Partner may be required to fully collateralize its obligations under the derivative 
instrument. At December 31, 2017 and 2016, no cash collateral was posted or required to be posted by the General 
Partner or by a counterparty. 

20 

 
 
 
 
 
 
 
     
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

The General Partner also has an agreement with a derivative counterparty that incorporates the loan and 
financial covenant provisions of the General Partner’s indebtedness with a lender affiliate of the derivative counterparty. 
Failure to comply with these covenant provisions would result in the General Partner being in default on any derivative 
instrument obligations covered by the agreement. 

The General Partner has certain agreements with some of its derivative counterparties that contain a provision 

where in the event of default by the General Partner or the counterparty, the right of setoff may be exercised. Any 
amount payable to one party by the other party may be reduced by its setoff against any amounts payable by the other 
party. Events that give rise to default by either party may include, but are not limited to, the failure to pay or deliver 
payment under the derivative agreement, the failure to comply with or perform under the derivative agreement, 
bankruptcy, a merger without assumption of the derivative agreement, or in a merger, a surviving entity’s 
creditworthiness is materially weaker than the original party to the derivative agreement. 

As of December 31, 2017, the fair value of derivatives that were allocated to the DownREIT Partnership, which 

includes accrued interest but excludes any adjustment for nonperformance risk, related to these agreements was zero. 

The General Partner has elected not to offset derivative positions in the combined financial statements. As the 

fair value of the derivatives that were allocated to the DownREIT Partnership was zero as of December 31, 2017 and 
December 31, 2016, an election by the General Partner to offset its derivative positions would not have had an impact 
the DownREIT Partnership’s financial position. 

8. CAPITAL STRUCTURE 

General Partner 

The General Partner has complete discretion to manage and control the operations and business of the 
Operating Partnership, which includes but is not limited to the acquisition and disposition of real property, construction 
of buildings and making capital improvements, and the borrowing of funds from outside lenders or UDR and its 
subsidiaries to finance such activities. The General Partner can generally authorize, issue, sell, redeem or purchase any 
DownREIT Unit or securities of the DownREIT Partnership without the approval of the limited partners. The General 
Partner can also approve, with regard to the issuances of DownREIT Units, the class or one or more series of classes, 
with designations, preferences, participating, optional or other special rights, powers and duties including rights, powers 
and duties senior to limited partnership interests without approval of any limited partners. 

UDR, Inc. is the sole general partner of the DownREIT Partnership. Limited partners have no power to remove 

the general partner. No general partner DownREIT Units have been issued. 

Limited Partnership Units 

At December 31, 2017 and 2016, there were 32,367,380 limited partnership units outstanding. UDR owned 

16,866,433 limited partnership units, or 52.1%, and 16,485,014 limited partnership units, or 50.9%, at 
December 31, 2017 and 2016, respectively, of which, 13,470,651 limited partnership units, or 41.6%, of all units 
outstanding were held by the Operating Partnership at December 31, 2017 and 2016. The remaining 15,500,937, or 
47.9%, and 15,882,366, or 49.1%, limited partnership units outstanding were held by non-affiliated partners at 
December 31, 2017 and 2016, respectively. 

Subject to the terms of the DownREIT Partnership Agreement, the limited partners have the right to require the 

DownREIT Partnership to redeem all or a portion of the DownREIT Units held by the limited partner at a redemption 
price equal to and in the form of the Cash Amount (as defined in the DownREIT Partnership Agreement), provided that 
such DownREIT Units have been outstanding for at least one year. UDR, as the general partner of the DownREIT 
Partnership, may, in its sole discretion, purchase the DownREIT Units by paying to the limited partner either the Cash 
Amount or the REIT Share Amount (generally one share of common stock of UDR for each DownREIT Unit), as 
defined in the DownREIT Partnership Agreement. 

The non-affiliated limited partners’ capital is adjusted to redemption value at the end of each reporting period 

with the corresponding offset against UDR’s limited partner capital account based on the redemption rights noted above. 

21 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

The aggregate value upon redemption of the then-outstanding DownREIT Units held by limited partners was $597.1 
million and $579.4 million as of December 31, 2017 and 2016, respectively, based on the value of UDR’s common stock 
at each period end. A limited partner has no right to receive any distributions from the DownREIT Partnership on or 
after the date of redemption of its DownREIT Units. 

The following table shows DownREIT Units outstanding and DownREIT Unit activity as of and for the years 

ended December 31, 2017, 2016, and period from inception through December 31, 2015: 

Inception, October 5, 2015 (unaudited) 
Ending balance at December 31, 2015 (unaudited) 

DownREIT redemptions for UDR stock 

Ending balance at December 31, 2016 (audited) 

DownREIT redemptions for UDR stock 

Ending balance at December 31, 2017 (unaudited) 

Allocation of Profits and Losses 

UDR, Inc. 

      UDR, L.P. 

Limited 
Partners 
 16,137,973   
 16,137,973   
 (255,607)  
 15,882,366   
 (381,429)  
 15,500,937   

Limited 
Partner 
 2,758,756   
 2,758,756   
 255,607   
 3,014,363   
 381,429   
 3,395,792   

Limited 
Partner 
 13,470,651   
 13,470,651   
 —   
 13,470,651   
 —   
 13,470,651   

Total 
 32,367,380 
 32,367,380 
 — 
 32,367,380 
 — 
 32,367,380 

The DownREIT Partnership’s net income is allocated to the partners in accordance with the terms of the 
DownREIT Partnership Agreement, which is generally first based on their respective distributions made during the year 
and secondly, 99% to UDR and 1% to the Outside Partners. Distributions are made in accordance with the terms of the 
DownREIT Partnership Agreement first on a per unit basis that is generally equal to the dividend per share on UDR’s 
common stock, which is publicly traded on the New York Stock Exchange (“NYSE”) under the ticker symbol “UDR” 
and secondly, 99% to UDR and 1% to the Outside Partners. 

9. COMMITMENTS AND CONTINGENCIES 

Contingencies 

Litigation and Legal Matters 

The DownREIT Partnership is subject to various legal proceedings and claims arising in the ordinary course of 
business. The DownREIT Partnership cannot determine the ultimate liability with respect to such legal proceedings and 
claims at this time. The General Partner believes that such liability, to the extent not provided for through insurance or 
otherwise, will not have a material adverse effect on the DownREIT Partnership’s financial condition, results of 
operations or cash flow. 

10. REPORTABLE SEGMENTS 

GAAP guidance requires that segment disclosures present the measure(s) used by the chief operating decision 
maker to decide how to allocate resources and for purposes of assessing such segments’ performance. The DownREIT 
Partnership has the same chief operating decision maker as that of its parent, the General Partner. The chief operating 
decision maker consists of several members of UDR’s executive management team who use several generally accepted 
industry financial measures to assess the performance of the business for our reportable operating segments. 

The DownREIT Partnership owns and operates multifamily apartment communities throughout the United 

States that generate rental and other property related income through the leasing of apartment homes to a diverse base of 
tenants. The primary financial measures of the DownREIT Partnership’s apartment communities are rental income and 
net operating income (“NOI”), and are included in the chief operating decision maker’s assessment of UDR’s 
performance on a consolidated basis. Rental income represents gross market rent less adjustments for concessions, 
vacancy loss and bad debt. NOI is defined as total revenues less direct property operating expenses. Rental expenses 
include real estate taxes, insurance, personnel, utilities, repairs and maintenance, administrative and marketing. Excluded 
from NOI are property management costs, which are the DownREIT Partnership’s allocable share of costs incurred by 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

the General Partner for shared services of corporate level property management employees and related support functions 
and costs. The chief operating decision maker of the General Partner utilizes NOI as the key measure of segment profit 
or loss. 

The DownREIT Partnership’s two reportable segments are Same-Store Communities and Non-Mature 

Communities/Other: 

 

Same-Store Communities represent those communities acquired, developed, and stabilized prior to January 
1, 2016 and held as of December 31, 2017. A comparison of operating results from the prior year is 
meaningful as these communities were owned and had stabilized occupancy and operating expenses as of 
the beginning of the prior year, there is no plan to conduct substantial redevelopment activities, and the 
communities are not held for disposition within the current year. A community is considered to have 
stabilized occupancy once it achieves 90% occupancy for at least three consecutive months. 

  Non-Mature Communities/Other represent those communities that do not meet the criteria to be included in 
Same-Store Communities, including, but not limited to, recently acquired, developed and redeveloped 
communities, and the non-apartment components of mixed use properties. 

Management of the General Partner evaluates the performance of each of the DownREIT Partnership’s 

apartment communities on a Same-Store Community and Non-Mature Community/Other basis, as well as individually 
and geographically. This is consistent with the aggregation criteria under GAAP as each of our apartment communities 
generally has similar economic characteristics, facilities, services, and tenants. 

All revenues are from external customers and no single tenant or related group of tenants contributed 10% or 

more of the DownREIT Partnership’s total revenues during the years ended December 31, 2017, 2016, and period from 
inception through December 31, 2015. 

The following table details rental income and NOI for the DownREIT Partnership’s reportable segments during 
the years ended December 31, 2017, 2016, and period from inception through December 31, 2015, and reconciles NOI to 

23 

UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

Net income/(loss) attributable to DownREIT unitholders in the Combined Statements of Operations (dollars in 
thousands): 

Period From 
  October 5, 2016 to 
  December 31, 2017   December 31, 2016  December 31, 2016 

Year Ended  

Year Ended  

Reportable apartment home segment rental income 

Same-Store Communities 
Mid-Atlantic Region 
Northeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total segment and consolidated rental income 

Reportable apartment home segment NOI 

Same-Store Communities 
Mid-Atlantic Region 
Northeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total segment and consolidated NOI 

Reconciling items: 

Property management 
Other operating expenses 
Real estate depreciation and amortization 
General and administrative 
Casualty-related recoveries/(charges), net 
Interest expense 
Interest income on note receivable from the General Partner 
Net income/(loss) attributable to DownREIT unitholders 

(unaudited) 

(audited) 

(unaudited) 

  $ 

  $ 

  $ 

  $ 

 62,994   $ 
 16,605  
 21,942  
 33,128  
 134,669   $ 

 61,088  $ 
 16,262   
 21,341   
 31,430   
 130,121  $ 

 42,985   $ 
 12,298  
 13,709  
 21,658  
 90,650  

 (3,703) 
 (251) 
 (84,000) 
 (7,305) 
 (209) 
 (14,483) 
 4,718  
 (14,583)  $ 

 40,807  $ 
 12,062   
 13,440   
 20,360    
 86,669   

 (3,578)   
 (195)   
 (111,453)   
 (7,503)   
 (271)   
 (14,208)   
 4,743    
 (45,796) $ 

 13,969 
 3,772 
 4,860 
 7,332 
 29,933 

 9,252 
 2,856 
 3,126 
 5,116 
 20,350 

 (823)
 (62)
 (28,934)
 (3,750)
 (84)
 (3,632)
 1,131 
 (15,804)

The following table details the assets of the DownREIT Partnership’s reportable segments as of 

December 31, 2017 and 2016 (dollars in thousands): 

Reportable apartment home segment assets 

Same-Store Communities 
Mid-Atlantic Region 
Northeast Region 
Southwest Region 

Non-Mature Communities/Other 

Total Segments assets 
Accumulated depreciation 
Total segment assets - net book value 

Reconciling items: 

Cash and cash equivalents 
Restricted cash 
Note receivable from the General Partner 
Other assets 

Total combined assets 

December 31,  
2017 
(unaudited) 

December 31,  
2016 
(audited) 

$ 

$ 

 761,748  
 209,903  
 197,679  
 371,451  
 1,540,781  
 (181,611) 
 1,359,170  

 39  
 316  
 126,500  
 4,621  
 1,490,646  

$ 

$ 

 750,750 
 207,143 
 192,174 
 361,560 
 1,511,627 
 (97,644)
 1,413,983 

 66 
 334 
 126,500 
 4,509 
 1,545,392 

Capital expenditures related to the DownREIT Partnership’s Same-Store Communities totaled $13.3 million 
(unaudited), $13.9 million (audited), and $2.0 million (unaudited) for the years ended December 31, 2017, 2016, and 
period from inception through December 31, 2015. Capital expenditures related to the DownREIT Partnership’s Non-

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UDR LIGHTHOUSE DOWNREIT L.P. 
NOTES TO COMBINED FINANCIAL STATEMENTS - (Continued) 
DECEMBER 31, 2017 

Mature Communities/Other totaled $1.0 million (unaudited), $1.0 million (audited), and $0.4 million (unaudited) for 
the years ended December 31, 2017, 2016, and period from inception through December 31, 2015. 

11. UNAUDITED SUMMARIZED COMBINED QUARTERLY FINANCIAL DATA 

Selected combined quarterly financial data for the years ended December 31, 2017 and 2016 is summarized in 

the table below (dollars in thousands, except per share amounts): 

  March 31, 

June 30, 

  September 30,

  December 31,

Three Months Ended  

2017 

Rental income 
Net income/(loss) attributable to DownREIT unitholders 
Net income/(loss) attributable to DownREIT unitholders per 
weighted average DownREIT Unit — basic and diluted (a) 

2016 

Rental income 
Net income/(loss) attributable to DownREIT unitholders 
Net income/(loss) attributable to DownREIT unitholders per 
weighted average DownREIT Unit — basic and diluted (a) 

  $  33,298   $   33,628   $ 

    (3,980) 

 (3,064) 

 33,883   $ 
 (3,691) 

 33,860 
 (3,848)

  $

 (0.12)  $ 

 (0.09)  $ 

 (0.11)  $ 

 (0.12)

  $  31,617   $   32,646   $ 

   (15,266) 

   (13,628) 

 33,004   $ 
 (14,258) 

 32,854 
 (2,644)

  $

 (0.47)  $ 

 (0.42)  $ 

 (0.44)  $ 

 (0.08)

(a)  Quarterly net income/(loss) per weighted average DownREIT Unit amounts may not total to the annual amounts. 

25