Quarterlytics / Basic Materials / Paper, Lumber & Forest Products / UFP Industries

UFP Industries

ufpi · NASDAQ Basic Materials
Claim this profile
Ticker ufpi
Exchange NASDAQ
Sector Basic Materials
Industry Paper, Lumber & Forest Products
Employees 5001-10,000
← All annual reports
FY2010 Annual Report · UFP Industries
Sign in to download
Loading PDF…
Report to Shareholders 

2010 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Dear Shareholders: 

As it turns out, there is truth to the saying, “No pain, no gain.” These past few years taught us 

lessons we won’t soon forget. And that’s our focus—on the gain, not the pain. We’re done hand-

wringing about challenging conditions and tired of looking back. The lessons of the past are 

well-learned and ingrained; now, they’re a springboard to new and better success.  

Yes, the economy will remain tough. Unemployment is high. Our markets have excess capacity. 

Unrest in oil-producing nations likely will affect fuel prices. Many factors, and, increasingly, 

China, may make the lumber market a challenging arena. Increasing legislative and regulatory 

issues in some instances (like health care) will increase costs and will force companies like ours 

to make choices.  

That is today’s tough reality. So our response must be tougher. It must begin with a focus on our 

customers, whom we must serve with integrity and for whom we will add value by diversifying 

our product offering, remaining a low-cost producer, and creating relationships that encourage 

mutual success. Our success will hinge on fostering an environment that encourages innovation 

and that creates opportunity for our people; it will be enhanced by our ability to identify and 

execute on suitable acquisition opportunities and on creating opportunity for new growth in our 

existing facilities. If we do all of this well, we’ll create success and continually enhance our value 

as a vendor, employer, business partner and investment.   

We ended 2010 with our heads held high: We still can say we’ve never had a year in which we 

didn’t make money. Our 2010 results included $1.9 billion in net sales (up 13 percent over 

2009), $43.4 million in cash and $55.3 million in debt. We’re not satisfied—and that’s what’s 

driving us: the opportunity for better profitability and success.  

Following are some of the highlights of our performance in 2010:  

 
 
 
 
 
 
 
 
 
 
DIY/retail    
DIY/retail
DIY/retail
DIY/retail

In 2010, our gross sales to DIY customers totaled $814.2 million, up 1.4 percent over 2009. 

While high unemployment and weak economic conditions continued to impede this market, 

Universal saw gains from its focus on growing business with small, independent retailers, which 

saw sales increase 17 percent in 2010, due to market share gains. Big boxes remain critical to 

our strategy and success, but so does diversification. We’re growing our customer base and the 

products we offer. And we’re excited by the early results. Our sales to big box customers in 

2010 were 75 percent of DIY sales, down from nearly 79 percent in 2009. 

We also embarked on exciting new opportunities, including the development of a revolutionary 

polymer technology that we believe has great prospect for sales in DIY and in other markets we 

serve.  Our optimism for our DIY business is fueled by forecasts that this market will grow 

modestly in 2011 and more robustly in subsequent years. We like where we stand, and we’re 

continually evaluating ways we can continue to grow that business solidly and sustainably.   

Industrial    
Industrial
Industrial
Industrial

We grew our industrial business by 24.5 percent, to $595.4 million, in 2010 over 2009.  

In this business, we manufacture and supply everything from specialty crates and packaging to 

components for bed frames, and from forms for concrete construction to agricultural display 

racks. It’s a solid avenue for many grades of lumber, including low-grade, as well as for downfall 

from our other operations, and provides opportunities for us to enhance our efficiencies and 

margins. Universal netted 245 new industrial customers in 2010, and grew business 

significantly with some existing customers. Industrial customers are beginning to show up 

regularly on our lists of top customers, as measured by sales.   

Our industrial business allows us to highlight another measure of a company’s success: the 

longevity of its people’s service. When we got into the industrial business, we tapped the 

experience and leadership of one of our top executives: Doug Honholt. Doug took the reins, 

created a team he dubbed ISAT (Industrial Sales Assault Team), and established what can best 
be described as a movement that couldn’t be stopped. For the past 10 years, he has led and 
grown our industrial business with enthusiasm and skill. Doug joined the company when he 

took a summer job, right out of college, to keep track of the rail cars moving our product (hence, 

the nickname he has had ever since: “Chooch”). In 2011, Doug marks 40 years at Universal, the 

first manager to celebrate 40 years of full-time employment at the company. We’re honored 

that many of our leaders have chosen to call Universal their professional home for decades. In 

fact, the two of us celebrate 40 (Bill) and 37 (Mike) years with the company, respectively. Bill’s 

40 years include the past few as the non-employee chairman of the board; only Doug has hit 

the 40-year-employee milestone. And our company is better for having Doug on our team. 

ii 

    
 
 
 
built construction    
SiteSiteSiteSite----built construction
built construction
built construction

In 2010, our site-built construction gross sales were $269.5 million, an increase of 9.1 percent 

over 2009. The industry ended 2010 with 587,000 actual total housing starts, up 5.9 percent 

over 2009.  Universal’s performance in this market is the result of many efforts, from continued 

right-sizing to the soundness of growth strategies, such as focusing on diversification and on 

turnkey projects, and being selective about projects and customers in an effort to create 

sustainable growth. In 2010, we shuttered four site-built operations. We believe and hope we’re 

done with that unpleasant task and have restructured our organization to reflect our 

opportunities, business and markets. In the Eastern United States, to enhance and streamline 

our management and communications, all of our site-built operations now are part of one 

management structure. Our focus remains on commercial, government and turnkey business, 

and on projects and customers that offer long-term opportunity and growth potential.  

Manufactured housing    
Manufactured housing
Manufactured housing
Manufactured housing

We ended the year with manufactured housing gross sales of $243 million, up 32.2 percent 

over 2009. The industry saw HUD-Code shipments of 50,000, up just 0.5% over 2009. Our 

performance in this market is attributable, in part, to our strategy to grow our distribution 

business and to acquisitions we made relative to that goal. Today, in addition to trusses, floor 

systems and other components we manufacture (and for which we hold a commanding market 

share), we supply customers with everything from plumbing and electrical supplies to adhesives 

and shingle underlayment. The fact remains that manufactured housing has been hurt by the 

housing debacle and continued lack of financing, and is a mere shadow of its heyday, when it 

shipped 370,000 HUD-code homes annually. As a large player in a small and fragile market, 

what we do has impact. That’s a responsibility we take seriously. We are working to keep our 

customers and the market as strong as possible, and to help manufactured housing survive as 

a viable low-cost housing option.  

The Universal you see today is hungry to create the growth that defined the first five decades of 

our existence: success that begets success because it’s built on real demand, knowledge, 

strong relationships, smart business models and practices, and hard work. At Universal, we are 

as concerned about growing sales and profitability as we are about the ways we go about doing 

so. We appreciate and value the reliability and opportunities that come with relationships; we 

are rewarded by unleashing the innovation and intelligence capital of our employees to make us 

a better company; and we’re driven by some old-fashioned values and practices: hard work, 

entrepreneurialism, and common-sense business decisions that aren’t attached to fleeting 

trends.  

iii 

 
 
 
Today, we’re on a new road to success. It’s not going to be a ride for the faint-hearted, but we 

like our road map, we’re confident in the driver’s seat and we’re on our way to success. Thanks 

for being on the trip with us. You honor us with your interest and investment, and make the ride 

worthwhile.   

William G. Currie 
Chairman of the Board 

Michael B. Glenn 
Chief Executive Officer 

iv 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
FINANCIAL INFORMATION 

Table of Contents 

Selected Financial Data..............................................................................................2 

Management's Discussion and Analysis of Financial Condition 
     and Results of Operations .....................................................................................3 

Management's Annual Report on Internal Control 
     Over Financial Reporting......................................................................................21 

Report of Independent Registered Public Accounting Firm  
     on Internal Control Over Financial Reporting ......................................................22 

Report of Independent Registered Public Accounting Firm 
     on Financial Statements ........................................................................................23 

Consolidated Balance Sheets as of December 25, 2010 
     and December 26, 2009 ........................................................................................24 

Consolidated Statements of Earnings for the Years Ended 
     December 25, 2010, December 26, 2009, and December 27, 2008 .....................25 

Consolidated Statements of Shareholders' Equity for the Years Ended 
     December 25, 2010, December 26, 2009, and December 27, 2008 .....................26 

Consolidated Statements of Cash Flows for the Years Ended 
     December 25, 2010, December 26, 2009, and December 27, 2008 .....................27 

Notes to Consolidated Financial Statements..............................................................29 

Price Range of Common Stock and Dividends..........................................................58 

Stock Performance Graph ..........................................................................................59 

Directors and Executive Officers...............................................................................60 

Shareholder Information ............................................................................................61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SELECTED FINANCIAL DATA 
(In thousands, except per share and statistics data) 

Consolidated Statement of Earnings Data 
Net sales 
Gross profit 
Earnings before income taxes 
Net earnings attributable to controlling 
interest 
Diluted earnings per share 
Dividends per share 
Weighted average shares outstanding with 
common stock equivalents 

2010 

2009       

2008       

2007     

2006     

$1,890,851 
229,955 
27,041 

$1,673,000 
243,664 
38,597 

$2,232,394 
254,201 
7,146 

$2,513,178 
309,029 
38,609 

$2,664,572 
381,682 
112,135 

17,411 
$0.89 
$0.400 

24,272 
$1.25 
$0.260 

4,343 
$0.23 
$0.120 

21,045 
$1.09 
$0.115 

70,125 
$3.62 
$0.110 

19,476 

19,468 

19,225 

19,362 

19,370 

Consolidated Balance Sheet Data 
Working capital(1) 
Total assets 
Total debt and capital lease obligations 
Shareholders' equity 

Statistics 
Gross profit as a percentage of  
net sales 
Net earnings attributable to controlling 
interest as a percentage of net sales 
Return on beginning equity(2) 
Current ratio 
Debt to equity ratio 
Book value per common share(3) 

$262,105 
788,580 
55,291 
581,176 

$248,165 
776,868 
53,854 
568,946 

$230,308 
816,019 
101,174 
548,226 

$337,800 
957,000 
206,071 
547,044 

$282,913 
913,441 
170,097 
525,561 

12.2% 

14.6% 

11.4% 

12.3% 

14.3% 

0.9% 
3.1% 
3.19 
0.10 
$30.06 

1.5% 
4.4% 
3.06 
0.09 
$29.50 

0.2% 
0.8% 
2.53 
0.18 
$28.72 

0.8% 
4.0% 
3.08 
0.38 
$28.93 

2.6% 
15.9% 
2.47 
0.32 
$27.87 

(1)  Current assets less current liabilities. 
(2)  Net earnings divided by beginning shareholders’ equity. 
(3)  Shareholders’ equity divided by common stock outstanding. 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS 

Universal  Forest  Products, Inc.  (“the  Company”) is  a  holding  company  that  provides  capital, 
management  and  administrative  resources  to  subsidiaries  that  design,  manufacture  and  market 
wood  and  wood-alternative  products  for  DIY/retail  home  centers  and  other  retailers,  structural 
lumber and other products for the manufactured housing industry, engineered wood components 
for  the  site-built  construction  market,  and  specialty  wood  packaging  and  components  and 
packing  materials  for  various  industries.  The  Company’s  subsidiaries  also  provide  framing 
services for the site-built market and forming products for concrete construction. The Company's 
consumer products subsidiary offers a large portfolio of outdoor living products, including wood 
composite decking, decorative balusters, post caps and plastic lattice. Its lawn and garden group 
offers an array of products, such as trellises and arches, to retailers nationwide. The Company is 
headquartered  in  Grand  Rapids,  Michigan,  and  its  subsidiaries  operate  facilities  throughout 
North America. For more about Universal Forest Products, Inc., go to www.ufpi.com. 

We  advise  you  to  read  the  issues  discussed  in  Management's  Discussion  and  Analysis  of 
Financial  Condition  and  Results  of  Operations  in  conjunction  with  our  Consolidated  Financial 
Statements  and  the  Notes  to  the  Consolidated  Financial  Statements  included  in  this  Annual 
Report  for  the  year  ended  December  25,  2010.    We  also  encourage  you  to  read  our  Annual 
Report on Form 10-K, filed with the United States Securities and Exchange Commission.  That 
report includes "Risk Factors" that you should consider in connection with any decision to buy or 
sell our securities.  We are pleased to present this overview of 2010. 

Our results for 2010 were impacted by the following: 

OVERVIEW 

• Our overall unit sales increased 5% primarily due to our manufactured housing and industrial 
markets.  During 2010, we believe we gained additional share of the manufactured housing and 
industrial  markets  and  maintained  our  share  of  the  DIY/retail  market.  Share  gains  in  our 
industrial  market  have  been  achieved  by  adding  many  new  customers  while  share  gains  in 
manufactured  housing  have  been  achieved  by  acquiring  distribution  operations.    Finally,  we 
recently  closed  several  plants  that  supply  the  site-built  housing  market  in  order  to  achieve 
profitability and cash flow goals; consequently, we believe that these actions may temporarily 
cause us to lose some market share. 

• After unusual volatility in the second quarter of 2010, the Lumber Market stabilized and was 
approximately  27%  higher,  on  average,  in  2010  compared  to  the  same  period  of  2009. 
Consequently,  the  Lumber  Market  had  the  effect  of  increasing  our  overall  selling  prices  for 
2010. 

• The  Leading  Indicator  for  Remodeling  Activity,  released  by  Harvard’s  Joint  Center  for 
Housing  Studies,  estimated  in  its’  most  recent  report  that  consumer  spending  on  homeowner 
remodeling improvements increased 4% in 2010, which impacts our DIY/retail market. 

• National  housing  starts  increased  approximately  6%  in  2010  compared  to  2009,  while 
production of HUD code manufactured homes were up 2% and production of modular homes 

3 

 
  
 
 
 
 
 
 
 
  
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS 

increased  by  12%.    Housing  starts  and  production  of  manufactured  homes  were  positively 
impacted in the first half of the year by certain government tax credits that have now expired. 

• The industrial market has improved as the U.S. economy slowly recovers.  More significantly, 
we  gained  additional  share  of  this  market  due,  in  part,  to  adding  many  new  customers  and 
continuing to penetrate the concrete forming business. 

• Our gross margin decreased to 12.2% in 2010 compared to 14.6% in 2009 primarily due to the 
unusual Lumber Market volatility from January through the end of June of 2010.  During this 
period,  prices  increased  48%  to  a  peak  of  $367/MBF  in  April  and  subsequently  declined  to 
$247/MBF by the  end of June.  Since June, lumber prices stabilized for  several months until 
the end of 2010.  In order to meet anticipated customer demand during the peak of the selling 
season,  our  inventory  purchases  are  generally  very  high  from  January  through  May,  when 
lumber prices happened to be at their highest level in 2010.  The subsequent decline in lumber 
prices resulted in a significant adverse impact on our gross margins from June through October 
on  products  we  purchase  and  produce  for  inventory  to  meet  anticipated  demand  and  whose 
selling prices are indexed to the Lumber Market at the time they are shipped to the customer 
(such as high-volume treated lumber). 

• Our cash flow from operating  activities was $29 million in 2010.  Working  capital increased 
primarily due to higher inventory levels at the end of December as a result of our purchasing 
strategy  to  buy  inventory  earlier  at  opportune  times  in  order  to  protect  margins  on  2011 
business, and higher receivables due to increasing sales. 

HISTORICAL LUMBER PRICES 

The following table presents the Random Lengths framing lumber composite price for the years 
ended December 25, 2010, December 26, 2009, and December 27, 2008. 

January  
February 
March 
April 
May 
June 
July 
August 
September 
October 
November 
December 
Annual average 
Annual percentage change 

Random Lengths Composite 
Average $/MBF 
2009 

2010 

2008 

$198 
199 
195 
208 
198 
222 
238 
239 
236 
235 
245 
252 
$222 
(11.9%) 

$249 
244 
240 
255 
281 
268 
267 
282 
272 
234 
224 
213 
$252 

$264 
312 
310 
351 
333 
267 
251 
245 
250 
254 
275 
279 
$283 
27.5% 

4 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

In  addition,  a  Southern  Yellow  Pine  (“SYP”)  composite  price,  which  we  prepare  and  use,  is 
presented below.  Sales of products produced using this species may comprise up to 50% of our 
sales volume. 

Random Lengths SYP 
Average $/MBF 
2009 

2010 

2008 

January  
February 
March 
April 
May 
June 
July 
August 
September 
October 
November 
December 
Annual average 
Annual percentage change 

$269 
331 
337 
382 
374 
293 
264 
249 
252 
249 
262 
260 
$294 
22.0% 

$241 
233 
232 
241 
231 
236 
253 
241 
244 
242 
247 
250 
$241 
(14.8%) 

$269 
264 
264 
272 
324 
318 
303 
304 
309 
269 
257 
248 
$283 

IMPACT OF THE LUMBER MARKET ON OUR OPERATING PROFITS 

We experience significant fluctuations in the cost of commodity lumber products from primary 
producers ("Lumber Market").  We generally price our products to pass lumber costs through to 
our customers so that our profitability is based on the value-added manufacturing, distribution, 
engineering,  and  other  services  we  provide.    As  a  result,  our  sales  levels  (and  working  capital 
requirements) are impacted by the lumber costs of our products.  Lumber costs are a significant 
percentage of our cost of goods sold. 

Our gross margins are impacted by both (1) the relative level of the Lumber Market (i.e. whether 
prices  are  higher  or  lower  from  comparative  periods),  and  (2)  the  trend  in  the  market  price  of 
lumber  (i.e.  whether  the  price  of  lumber  is  increasing  or  decreasing  within  a  period  or  from 
period  to  period).  Moreover,  as  explained  below,  our  products  are  priced  differently.    Some  of 
our products have fixed selling prices, while the selling prices of other products are indexed to 
the  reported  Lumber  Market  with  a  fixed  dollar  adder  to  cover  conversion  costs  and  profits.  
Consequently, the level and trend of the Lumber Market impact our products differently. 

Below is a general description of the primary ways in which our products are priced. 

(cid:1) Products  with  fixed  selling  prices.    These  products  include  value-added  products  such  as 
decking  and  fencing  sold  to  DIY/retail  customers,  as  well  as  trusses,  wall  panels  and  other 
components sold to the site-built construction market, and most industrial packaging products.  
Prices for these products are  generally fixed at the time of the sales quotation for a specified 
period of time or are based upon a specific quantity.  In order to maintain margins and reduce 

5 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

any exposure to adverse trends in the price of component lumber products, we attempt to lock 
in  costs  for  these  sales  commitments  with  our  suppliers.    Also,  the  time  period  and  quantity 
limitations  generally  allow  us  to  re-price  our  products  for  changes  in  lumber  costs  from  our 
suppliers.    

(cid:1) Products with selling prices indexed to the reported Lumber Market with a fixed dollar "adder" 
to  cover  conversion  costs  and  profits.    These  products  primarily  include  treated  lumber, 
remanufactured  lumber,  and  trusses  sold  to  the  manufactured  housing  industry.    For  these 
products, we estimate the customers' needs and carry anticipated levels of inventory.  Because 
lumber costs are incurred in advance of final sale prices, subsequent increases or decreases in 
the  market  price  of  lumber  impact  our  gross  margins.    For  these  products,  our  margins  are 
exposed to changes in the trend of lumber prices.   

Changes in the trend of lumber prices have their greatest impact on the following products: 

(cid:1) Products  with  significant  inventory  levels  with  low  turnover  rates,  whose  selling  prices  are 
indexed  to the  Lumber  Market.    In  other  words,  the  longer  the  period  of  time  these  products 
remain  in  inventory,  the  greater  the  exposure  to  changes  in  the  price  of  lumber.  This  would 
include treated lumber, which comprises approximately 16% of our total sales.  This exposure 
is  less  significant  with  remanufactured  lumber,  trusses  sold  to  the  manufactured  housing 
market, and other similar products, due to the higher rate of inventory turnover.  We attempt to 
mitigate  the  risk  associated  with  treated  lumber  through  vendor  consignment  inventory 
programs.  (Please refer to the “Risk Factors” section of our annual report on form 10-K, filed 
with the United States Securities and Exchange Commission.) 

(cid:1) Products with fixed selling prices sold under long-term supply arrangements, particularly those 
involving  multi-family  construction  projects.    We  attempt  to  mitigate  this  risk  through  our 
purchasing practices by locking in costs. 

In addition to the impact of the Lumber Market trends on gross margins, changes in the level of 
the market cause fluctuations in gross margins when comparing operating results from period to 
period.  This  is  explained  in  the  following  example,  which  assumes  the  price  of  lumber  has 
increased from period one to period two, with no changes in the trend within each period. 

Lumber cost.................................................. 
Conversion cost............................................ 
= Product cost............................................... 
Adder............................................................ 
= Sell price ................................................... 
Gross margin ................................................ 

Period 1  Period 2 
$400 
    50 
450 
    50 
$500 
10.0% 

$300 
    50 
350 
    50 
$400 
12.5% 

As  is  apparent  from  the  preceding  example,  the  level  of  lumber  prices  does  not  impact  our 
overall  profits  but  does  impact  our  margins.    Gross  margins  are  negatively  impacted  during 
periods  of  high  lumber  prices;  conversely,  we  experience  margin  improvement  when  lumber 
prices are relatively low. 

6 

 
  
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

BUSINESS COMBINATIONS AND ASSET PURCHASES 

See Notes to Consolidated Financial Statements, Note C, "Business Combinations." 

RESULTS OF OPERATIONS 

The  following  table  presents,  for  the  periods  indicated,  the  components  of  our  Consolidated 
Statements of Earnings as a percentage of net sales. 

Net sales 
Cost of goods sold 
Gross profit 
Selling, general, and administrative 
expenses 
Net loss (gain) on disposition of assets 
and other impairment and exit charges 
Earnings from operations 
Interest, net 
Earnings before income taxes 
Income taxes 
Net earnings 
Less net earnings attributable to 
noncontrolling interest 
Net earnings attributable to controlling 
interest 

Years Ended 
December 25, 2010  December 26, 2009  December 27, 2008 
100.0    % 
88.6  
11.4  

100.0    % 
85.4  
14.6  

100.0    % 
87.8  
12.2  

10.5  

0.1  
1.6  
0.2  
1.4  
0.4  
1.1  

(0.1) 

12.0  

(0.0) 
2.6  
0.3  
2.3  
0.8  
1.5  

(0.0) 

10.2  

0.3  
0.9  
0.5  
0.4  
0.1  
0.3   

(0.1) 

0.9   % 

1.5   % 

0.2   % 

Note: Actual percentages are calculated and may not sum to total due to rounding. 

GROSS SALES 

We  design,  manufacture  and  market  wood  and  wood-alternative  products  for  DIY/retail  home 
centers  and  other  retailers,  structural  lumber  and  other  products  for  the  manufactured  housing 
industry, engineered wood components for the site-built construction market, and specialty wood 
packaging and components and packing materials for various industries.  Our strategic long-term 
sales objectives include: 

(cid:1) Diversifying  our  end  market  sales  mix  by  increasing  sales  of  specialty  wood  packaging  to 
industrial users, increasing our penetration of the concrete forms market, increasing our sales 
of  engineered  wood  components  for  custom  home,  multi-family  and  light  commercial 
construction, and expanding our product lines in each of the markets we serve.   

(cid:1) Expanding geographically in our core businesses.   

7 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

(cid:1) Increasing  sales  of  "value-added"  products  and  framing  services.  Value-added  product  sales 
primarily consist of fencing, decking, lattice, and other specialty products sold to the DIY/retail 
market,  specialty  wood  packaging,  engineered  wood  components,  and  "wood  alternative" 
products.  Engineered  wood  components  include  roof  trusses,  wall  panels,  and  floor  systems.  
Wood  alternative  products  consist  primarily  of  composite  wood  and  plastics.  Although  we 
consider  the  treatment  of  dimensional  lumber  with  certain  chemical  preservatives  a  value-
added process, treated lumber is not presently included in the value-added sales totals.  

(cid:1) Developing new products and expanding our product offering for existing customers. 

(cid:1) Maximizing unit sales growth while achieving return on investment goals. 

The  following  table  presents,  for  the  periods  indicated,  our  gross  sales  (in  thousands)  and 
percentage change in gross sales by market classification. 

Market Classification 
DIY/Retail 
Site-Built Construction 
Industrial 
Manufactured Housing 
Total Gross Sales 
Sales Allowances 
Total Net Sales 

December 25, 
2010 
$814,207  
269,532  
595,354  
243,049  
1,922,142  
(31,291) 
$1,890,851  

% 
Change 
1.4 
9.1 
24.5 
32.2 
12.3 

13.0 

Years Ended 
December 26, 
2009 
$803,269  
247,144  
478,137  
183,815  
1,712,365  
(39,365) 
$1,673,000  

% 
Change 
(12.6) 
(45.4) 
(20.2) 
(39.4) 
(24.7) 

(25.1) 

December 27, 
2008 
$919,200  
452,689  
598,915  
303,387  
2,274,191  
(41,797) 
$2,232,394  

The  following  table  presents  estimates,  for  the  periods  indicated,  of  our  percentage  change  in 
gross  sales  which  were  attributable  to  changes  in  overall  selling  prices  versus  changes  in  units 
shipped. 

2010 versus 2009 ...............................................  
2009 versus 2008 ...............................................  
2008 versus 2007 ...............................................  

                           % Change                                    
in Units 
in Selling Prices 
5% 
7% 
  -19% 
-6% 
-9% 
-2% 

in Sales 
12% 
-25% 
-11% 

Gross sales in 2010 increased 12% compared to 2009 resulting from an estimated increase in unit 
sales of approximately 5%, while overall selling prices increased by 7%.  We estimate that our 
unit  sales  increased  2%  as  a  result  of  business  acquisitions  and  new  plants,  increased  5%  as  a 
result of existing operations, and declined 2% due to operations we recently closed.  Our overall 
selling prices increased as a result of the Lumber Market (see “Historical Lumber Prices”). 

Gross  sales  in  2009  decreased  25%  compared  to  2008  resulting  from  an  estimated  decrease  in 
unit sales of approximately 19%, while overall selling prices decreased by 6%.  We estimate that 
our  unit  sales  increased  1%  as  a  result  of  business  acquisitions  and  new  plants,  while  our  unit 
sales from existing and closed operations decreased by 20% due to a decline in market demand.  

8 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

Our  overall  selling  prices  fluctuated  as  a  result  of  the  Lumber  Market  and  were  negatively 
impacted by pricing pressure in the site-built construction market. 

Changes in our sales by market are discussed below. 

DIY/Retail: 

Gross sales to the DIY/retail market increased 1% in 2010 compared to 2009 primarily due to an 
estimated 5% increase in overall selling prices due to the Lumber Market, offset by an estimated 
4% decrease in overall unit sales.  Unit sales declined due to a decrease in consumer spending 
which is evidenced by a drop in same store sales reported by our “big box” customers.  

Gross sales to the DIY/retail market decreased 13% in 2009 compared to 2008 primarily due to 
an  estimated  7%  decrease  in  overall  unit  sales  and  an  estimated  6%  decrease  in  overall  selling 
prices  due  to  the  Lumber  Market.    We  estimate  that  our  unit  sales  increased  1%  as  a  result  of 
acquisitions,  while  unit  sales  from  existing  and  closed  facilities  decreased  8%.    Unit  sales 
declined  due  to  the  impact  of  the  housing  market  on  our  retail  customers  whose  business  is 
closely  correlated  with  single-family  housing  starts  and  a  decline  in  consumer  spending  as 
evidenced by declines in same store sales reported by our “big box” customers.  We believe that 
we  achieved  market  share  gains  in  2009,  which  offset  some  of  the  impact  of  these  adverse 
market conditions. 

Site-Built Construction: 

Gross sales to the site-built construction market increased 9% in 2010 compared to 2009, due to 
an estimated 3% increase in unit sales and an estimated 6% increase in selling prices primarily 
due to the Lumber Market.  We estimate that our unit sales increased 2% as a result of business 
acquisitions and new plants, increased 12% as a result of existing operations, and declined 11% 
due to operations we recently closed.  We have taken several recent plant closure actions in order 
to  achieve  profitability  and  cash  flow  objectives,  which  may  temporarily  result  in  a  loss  of 
market  share.    National  housing  starts  increased  approximately  6%  for  2010  compared  to  the 
same period of 2009. 

Gross sales to the site-built construction market decreased 45% in 2009 compared to 2008, due 
to  an  estimated  37%  decrease  in  unit  sales  and  an  estimated  8%  decrease  in  selling  prices.  
National housing starts were off a reported 39% for 2009 compared to the same period of 2008. 

Industrial: 

Gross sales to the industrial market increased 25% in 2010 compared to the same period of 2009, 
due  to  an  estimated  17%  increase  in  unit  sales  and  an  estimated  8%  increase  in  selling  prices.  
The  industrial  market  has  improved  as  the  U.S.  economy  continues  to  recover,  but  more 
significantly,  we  have  been  able  to  continue  to gain  market  share  due,  in  part,  to  adding  many 
new customers and our continued penetration of the concrete forming market. 

9 

 
  
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

Gross  sales  to  the  industrial  market  decreased  20%  in  2009  compared  to  the  same  period  of 
2008,  due  to  an  estimated  14%  decrease  in  unit  sales  and  an  estimated  6%  decrease  in  selling 
prices.    We  experienced  a  decline  in  sales  to  our  customers  that  supply  the  housing  market  or 
have been impacted by the weakening U.S. economy.  We were able to offset some of the impact 
of  a  decline  in  demand  with  market  share  gains  and  our  continued  penetration  of  the  concrete 
forming market. 

Manufactured Housing: 

Gross  sales  to  the  manufactured  housing  market  increased  32%  in  2010  compared  to  the  same 
period of 2009 primarily due to an estimated 17% increase in selling prices due to the Lumber 
Market and an estimated 15% increase in unit sales. The increase in unit sales was comprised of 
an  estimated  6%  increase  out  of  existing  plants  and  an  estimated  10%  increase  due  to 
acquisitions,  offset  by  a  1%  decline  due  to  operations  we  recently  closed.    Shipments  of  HUD 
code  manufactured  homes  were  up  2%  for  2010  compared  to  2009.    Industry  production  of 
modular homes increased 12% for the year. 

Gross sales to the manufactured housing market  decreased 39% in 2009  compared to the same 
period  of  2008  primarily  due  to  a  decline  in  unit  sales  as  a  result  of  weak  demand.    Industry 
production of HUD code homes was off a reported 39% for 2009 compared to the same period of 
2008.  Modular home production was down an estimated 44% in 2009. 

Value-Added and Commodity-Based Sales: 

The  following  table  presents,  for  the  periods  indicated,  our  percentage  of  value-added  and 
commodity-based  sales  to  total  sales.    Value-added  products  generally  carry  higher  gross 
margins than our commodity-based products. 

2010 ..................................................... 
2009 ..................................................... 
2008 ..................................................... 

58.6%  
59.4%  
60.4%  

41.4% 
40.6% 
39.6% 

Value-Added  Commodity-Based 

COST OF GOODS SOLD AND GROSS PROFIT 

Our  gross profit percentage decreased to 12.2%  in 2010 from 14.6% in  2009.   In addition, our 
gross profit dollars decreased by 5.6%, which compares unfavorably with our 5% increase in unit 
sales.    The  decrease  was  primarily  due  to  unusual  Lumber  Market  volatility  from  January 
through  the  end  of  June  of  2010.    During  this  period,  prices  increased  48%  to  a  peak  of 
$367/MBF in April and subsequently declined to $247/MBF by the end of June.  Since 
June, lumber prices stabilized for several months until the end of 2010.  In order to meet 
anticipated  customer  demand  during  the  peak  of  the  selling  season,  our  inventory 
purchases  are  generally  very  high  from  January  through  May,  when  lumber  prices 
happened to be at their highest  level in 2010.  The subsequent decline in lumber prices 
resulted in a significant adverse impact on our gross margins from June through October 

10 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

on  products  we  purchase  and  produce  for  inventory  to  meet  anticipated  demand  and 
whose selling prices are indexed to the Lumber Market at the time they are shipped to the 
customer (such as high-volume treated lumber). (See “Impact of the Lumber Market on Our 
Operating Results”.)  Additionally, we achieved lower labor and overhead costs as a percentage 
of  sales  this  year  due  to  efficiency  gains,  which  offset  some  the  decline  in  gross  margin 
discussed above. 

Our gross profit percentage increased to 14.6% in 2009 from 11.4% in 2008.  Our gross profit 
dollars decreased by only 4.1%, which compares favorably with our 19% decrease in unit sales.  
Our improved gross margin was primarily due to cost reductions consisting of: 

(cid:1) An improvement in material costs as a percentage of net sales as a result of better buying and 

inventory management to protect margins. 

(cid:1) An  improvement  in  labor  and  plant  overhead  as  a  percentage  of  net  sales  due  to  plant 

consolidation and right-sizing efforts previously taken. 

(cid:1) Lower freight costs due to fuel prices. 

In  addition,  the  lower  level  of  the  Lumber  Market  caused  our  gross  margin  to  increase.    (See 
“Impact of the Lumber Market on Our Operating Results”.) 

SELLING, GENERAL, AND ADMINISTRATIVE EXPENSES 

Selling,  general  and  administrative  ("SG&A")  expenses  decreased  by  approximately  $3.3 
million, or 1.7%, in 2010 compared to 2009, while we reported a 5% increase in unit sales.  New 
operations  added  $4.8  million  of  expenses,  operations  we  closed  decreased  expenses  by  $21.4 
million,  and  existing  operations  increased  expenses  by  $13.3  million.    The  increase  in  SG&A 
expenses  at  our  existing  operations  was  primarily  due  to  increases  in  wages  and  other 
compensation related costs, variable selling costs, and accrued expense associated with an officer 
retirement  plan.    These  increases  were  partially  offset  by  decreases  in  bad  debt  expense  and 
accrued bonus expense.  Our SG&A expenses decreased as a percentage of sales primarily due to 
the factors above.  The higher level of the Lumber Market also contributed to the improvement 
in this ratio. 

Selling,  general  and  administrative  ("SG&A")  expenses  decreased  by  approximately  $27.6 
million, or 12.1%, in 2009 compared to 2008, while we reported a 19%  decrease in unit sales.  
New  operations  added  $0.6  million  of  expenses,  operations  we  closed  decreased  expenses  by 
$15.5  million,  and  existing  operations  reduced  expenses  by  $12.7  million.    The  decrease  in 
SG&A expenses at our existing operations was primarily due to a decline in wages and related 
costs due to a reduction in headcount and a decline in many other account categories as a result 
of efforts to control costs.  These decreases were partially offset by an increase in accrued bonus 
and bad debt expense.  Our SG&A expenses increased as a percentage of sales primarily due to 
the lower level of the Lumber Market, accrued bonus, and bad debt expense. 

11 

 
  
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

NET LOSS (GAIN) ON DISPOSITION OF ASSETS AND OTHER IMPAIRMENT AND 
EXIT CHARGES 

We  incurred  $2.0  million,  $4.1  million  and  $7.7  million  of  charges  in  2010,  2009  and  2008, 
respectively,  relating  to  asset  impairments  and  other  costs  associated  with  idled  facilities  and 
down-sizing efforts.  These costs were offset by gains on the sale of certain real estate totaling 
$4.2  million  and  $0.5  million  in  2009  and  2008,  respectively.    See  Notes  to  Consolidated 
Financial  Statements,  Note  D  “Assets  Held  for  Sale  and  Net  Loss  (Gain)  on  Disposition  of 
Assets and Other Impairment and Exit Charges.” 

We  regularly  review  the  performance  of  each  of  our  operations  and  make  decisions  to 
permanently or temporarily close operations based on a variety of factors including: 

•  Current and projected earnings, cash flow and return on investment 
•  Current and projected market demand 
•  Market share 
•  Competitive factors 
•  Future growth opportunities 
•  Personnel and management 

We currently have 6 operations which are experiencing operating losses and negative cash flow 
for 2010.  The net book value of the long-lived assets of these operations, which could be subject 
to an impairment charge in the future in the event a closure action is taken, was $1.7 million at 
the end of 2010.  In addition, these operations had future fixed operating lease payments totaling 
$0.2 million at the end of 2010.  

INSURANCE PROCEEDS 

In May, 2008 our plant in Windsor, CO was hit by a tornado.   In accordance with Accounting 
Standards Codification (“ASC”) 605, Accounting for Involuntary Conversions of Non-Monetary 
Assets to Monetary Assets, we have written off the net book value of the destroyed inventory and 
property  totaling  $0.7  million.    The  insured  value  of  the  property  exceeded  its  net  book  value, 
which  was  recorded  as  a  gain  in  2008.    In  2008,  we  collected  $0.8  million  of  the  insurance 
receivable  and  in  2009  we  collected  $1.0  million.    As  of  December  26,  2009,  there  was  no 
remaining insurance receivable. 

INTEREST, NET 

Net interest costs decreased $1.0 million in 2010 compared to 2009 primarily due to lower debt 
balances  throughout  2010  and  payments  to  reduce  long-term  debt  during  2009,  which  carried 
higher rates of interest. 

Net  interest  costs  were  lower  in  2009  compared  to  2008  due  to  lower  debt  balances  combined 
with a decrease in short-term interest rates upon which our variable rate debt is based. 

12 

 
  
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

INCOME TAXES 

Effective tax rates differ from statutory federal income tax rates, primarily due to provisions for 
state and local income taxes and permanent tax differences.  Our effective tax rate decreased to 
26.6%  in  2010  compared  to  35.9%  in  2009.    This  decrease  is  primarily  due  to  removing  a 
valuation allowance against a deferred tax asset for one of our wholly-owned subsidiaries. Our 
effective tax rate differs from the federal statutory rate primarily due to estimated state and local 
income  taxes  and  certain  permanent  tax  differences.    See  Notes  to  Consolidated  Financial 
Statements, Note L, “Income Taxes”. 

Our effective tax rate increased to 35.9% in 2009 compared to 23.6% in 2008.  Our pre-earnings 
increased  substantially  in  2009  and  the  research  and  development  tax  credit  and  certain  state 
income  tax  credits  represented  a  lower  percentage  of  pre-tax  earnings  in  2009  than  they  did  in 
2008. 

OFF-BALANCE SHEET TRANSACTIONS AND CONTRACTUAL OBLIGATIONS 

We have no significant off-balance sheet transactions other than operating leases.  The following 
table summarizes our contractual obligations as of December 25, 2010 (in thousands). 

Contractual Obligation 
Long-term debt and  
     capital lease obligations 
Estimated interest on long-term debt 
Operating leases 
Capital project purchase obligations 
Total 

Less than 
1 Year 

$712 
2,546 
7,276 
1,977 
$12,511 

Payments Due by Period 
3 – 5 
Years 

1 – 3 
Years 

After 
5 Years 

  $42,379 
2,610 
5,984 

  $12,200 
536 
727 

$129 
2,624 

  $50,973 

  $2,753 

  $13,463 

Total 

  $55,291 
5,821 
16,611 
1,977 
  $79,700 

As  of  December  25,  2010,  we  also  had  $31.3  million  in  outstanding  letters  of  credit  issued 
during the normal course of business, as required by some vendor contracts. 

LIQUIDITY AND CAPITAL RESOURCES 

The  table  below  presents,  for  the  periods  indicated,  a  summary  of  our  cash  flow  statement  (in 
thousands): 

  December 25, 

  December 26, 

  December 27, 

Cash from operating activities 
Cash from investing activities 
Cash from financing activities 
Net change in cash and cash equivalents 
Cash and cash equivalents, beginning of year 
Cash and cash equivalents, end of year 

2009 
$126,874  
(3,329) 
(56,135) 
67,410  
0  
$67,410  

2008 
$75,214  
(11,367) 
(107,452) 
(43,605) 
43,605  
$0  

2010 
$29,337  
(42,773) 
(10,611) 
(24,047) 
67,410  
$43,363  

13 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

In  general,  we  financed  our  growth  in  the  past  through  a  combination  of  operating  cash  flows, 
our  revolving  credit  facility,  industrial  development  bonds  (when  circumstances  permit),  and 
issuances  of  long-term  notes  payable  at  times  when  interest  rates  are  favorable.    We  have  not 
issued equity to finance growth except in the case of a large acquisition. We manage our capital 
structure by attempting to maintain a targeted ratio of debt to equity and debt to earnings before 
interest, taxes, depreciation and amortization.  We believe this is one of many important factors 
to maintaining a strong credit profile, which in turn helps ensure timely  access to capital when 
needed.    We  are  currently  below  our  internal  targets  but  plan  to  manage  our  capital  structure 
conservatively in light of current economic conditions. 

Seasonality  has  a  significant  impact  on  our  working  capital  from  March  to  August  which 
historically  resulted  in  negative  or  modest  cash  flows  from  operations  in  our  first  and  second 
quarters.  Conversely, we experience a substantial decrease in working capital from September to 
February which typically results in significant cash flow from operations in our third and fourth 
quarters.  

Due to the seasonality of our business and the effects of the Lumber Market, we believe our cash 
cycle (days sales outstanding plus days supply of inventory less days payables outstanding) is a 
good indicator of our working capital management. Our cash  cycle  remained flat at 45 days in 
2010 and 2009 due to a one day decrease in our receivables cycle offset by a one day decrease in 
our payables cycle.  

Cash  provided  by  operating  activities  was  approximately  $29.3  million  in  2010,  which  was 
comprised of net earnings of $17.4 million and $40.5 million of non-cash expenses, offset by a 
$28.6  million  increase  in  working  capital  since  the  end  of  2009.    Working  capital  increased 
primarily  due  to  higher  inventory  levels  at  the  end  of  December  as  a  result  of  our  purchasing 
strategy to buy inventory earlier at opportune times in order to protect margins on 2011 business, 
and higher receivables due to increasing sales. 

Capital  expenditures  were  $27.0  million  in  2010  and  we  have  outstanding  purchase 
commitments on existing capital projects totaling approximately $2.0 million on December 25, 
2010.  We intend to fund capital expenditures and purchase commitments through our operating 
cash flows.   

Cash flows used in investing activities also include $6.5 million spent to acquire assets of certain 
operations that distribute a wide range of products to the manufactured housing industry.  (See 
Notes to Consolidated Financial Statements, Note C, “Business Combinations”.)  In addition, we 
purchased  certain  technology  and  intangible  assets  to  produce  new  products  for  approximately 
$4.6  million.    Finally,  we  advanced  $5.8  million  of  notes  receivable  to  finance  certain 
construction projects that we believe will result in future sales of engineered wood components 
and framing services. 

Cash  flows  used  in  financing  activities  included  $7.7  million  for  dividends.    Our  Board  of 
Directors approved two semi-annual dividends of $0.20 per share each, which were paid in June 
and December of 2010.  In addition, we spent approximately $5.0 million for repurchases of our 

14 

 
  
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

common stock.  On October 14, 2010, our Board authorized an additional 2 million shares to be 
repurchased  under  our  share  repurchase  program.    The  total  number  of  shares  that  may  be 
repurchased under this program is almost 3 million shares.  Our practice has been to repurchase 
an  appropriate  number  of  shares  each  year  to  offset  share  issuances  occurring  under  certain  of 
our employee benefit plans, and to purchase additional shares at times when the price is at a pre-
determined level. 

On  December  25,  2010,  we  had  $2.1  million  outstanding  on  our  $300  million  revolving  credit 
facility,  which  matures  in  February  of  2012.    The  revolving  credit  facility  supports  letters  of 
credit totaling approximately $31.3 million on December 25, 2010.  Financial covenants on the 
unsecured  revolving  credit  facility  and  unsecured  notes  include  a  minimum  net  worth 
requirement, minimum interest and fixed charge coverage tests, and a maximum leverage ratio.  
The agreements also restrict the amount of additional indebtedness we may incur and the amount 
of assets which may be sold.  We were within all of our lending requirements on December 25, 
2010. 

ENVIRONMENTAL CONSIDERATIONS AND REGULATIONS 

See  Notes  to  Consolidated  Financial  Statements,  Note  N,  “Commitments,  Contingencies,  and 
Guarantees”. 

CRITICAL ACCOUNTING POLICIES 

In  preparing  our  consolidated  financial  statements,  we  follow  accounting  principles  generally 
accepted in the United States.  These principles require us to make certain estimates and apply 
judgments that affect our financial position and results of operations.  We continually review our 
accounting policies and financial information disclosures.  Following is a summary of our more 
significant accounting policies that require the use of estimates and judgments in preparing the 
financial statements. 

ACCOUNTS RECEIVABLE ALLOWANCES 

We  record  provisions  against  gross  revenues  for  estimated  returns  and  cash  discounts  in  the 
period when the related revenue is recorded.  These estimates are based on factors that include, 
but  are  not  limited  to,  historical  discounts  taken,  analysis  of  credit  memorandum  activity,  and 
customer  demand.    We  also  evaluate  the  allowance  for  uncollectible  accounts  receivable  and 
discounts based on historical collection experience and specific identification of other potential 
problems, including the economic climate.  Actual collections can differ, requiring adjustments 
to the allowances. 

SELF-INSURANCE RESERVES 

We  are  primarily  self-insured  for  certain  employee  health  benefits,  and  have  self-funded 
retentions for general liability, automobile liability, property and workers' compensation.  We are 
fully  self-insured  for  environmental  liabilities.    The  general  liability,  automobile  liability, 

15 

 
  
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

property,  workers'  compensation,  and  certain  environmental  liabilities  are  managed  through  a 
wholly-owned  insurance  captive;  the  related  assets  and  liabilities  of  which  are  included  in  the 
consolidated financial statements as of December 25, 2010.  Our accounting policies with respect 
to the reserves are as follows: 

(cid:1)  General liability, automobile, workers' compensation reserves are accrued based on third party 

actuarial valuations of the expected future liabilities. 

(cid:1)  Health  benefits  are  self-insured  by  us  up  to  our  pre-determined  stop  loss  limits.    These 
reserves,  including  incurred  but  not  reported  claims,  are  based  on  internal  computations.  
These  computations  consider  our  historical  claims  experience,  independent  statistics,  and 
trends. 

(cid:1)  The  environmental  reserve  is  based  on  known  remediation  activities  at  certain  wood 
preservation  facilities  and  the  potential  for  undetected  environmental  matters  at  other  sites. 
The  reserve  for  known  activities  is  based  on  expected  future  costs  and  is  computed  by  in-
house experts responsible for managing our monitoring and remediation activities.   

REVENUE RECOGNITION 

Earnings  on  construction  contracts  are  reflected  in  operations  using  either  percentage-of-
completion  accounting,  which  includes  the  cost  to  cost  and  units  of  delivery  methods,  or 
completed contract accounting, depending on the nature of the business at individual operations. 
Under percentage-of-completion using the cost to cost method, revenues and related earnings on 
construction  contracts  are  measured  by  the  relationships  of  actual  costs  incurred  related  to  the 
total  estimated  costs.   Under  percentage-of-completion  using  the  units  of  delivery  method, 
revenues  and  related  earnings  on  construction  contracts  are  measured  by  the  relationships  of 
actual units produced related to the total number of units.  Revisions in earnings estimates on the 
construction contracts are recorded in the accounting period in which the basis for such revisions 
becomes  known.   Projected  losses  on  individual  contracts  are  charged  to  operations  in  their 
entirety when such losses become apparent.  Under the completed contract method, revenues and 
related  earnings  are  recorded  when  the  contracted  work  is  complete  and  losses  are  charged  to 
operations in their entirety when such losses become apparent. 

LONG-LIVED ASSETS AND GOODWILL 

We  evaluate  long-lived  assets  for  indicators  of  impairment  when  events  or  circumstances 
indicate that this risk may be present.  Our judgments regarding the existence of impairment are 
based  on  market  conditions,  operational  performance  and  estimated  future  cash  flows.    If  the 
carrying value of a long-lived asset is considered impaired, an impairment charge is recorded to 
adjust  the  asset  to  its  fair  value.    Changes  in  forecasted  operations  and  changes  in  discounted 
rates can materially affect these estimates.  In addition, we test goodwill annually for impairment 
by utilizing the discounted cash flow method. 

16 

 
  
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

FORWARD OUTLOOK 

The following section contains forward-looking statements within the meaning of Section 27A of 
the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, 
as  amended.    The  forward-looking  statements  are  based  on  the  beliefs  and  assumptions  of 
management, together with information available to us when the statements were made.  Future 
results could differ materially from those included in such forward-looking statements as a result 
of, among other things, the factors set forth in the "Risk Factors" section of our Annual Report 
on  Form  10-K,  filed  with  the  United  States  Securities  and  Exchange  Commission  and  certain 
economic and business factors which may be beyond our control.  Investors are cautioned that all 
forward-looking statements involve risks and uncertainties.  

“Route 2012” 

Our  four-year  growth  plan  entitled  “Route  2012,”  included  goals  to  be  achieved  by  the  end  of 
our fiscal year 2012 including: 

•  Increase  sales  to  $3  billion  as  our  markets  recover  from  the  current  downturn  and  by 

increasing our market share and expanding our product lines. 

•  Improve productivity by 15% through our Continuous Improvement initiative. 

•  Improve profitability by  three hundred basis points through productivity improvements, cost 

reductions, and growth.  

•  Improve receivables cycles in our industrial, site-built and manufactured housing markets  by 
10% by reducing the amount of our receivables that are paid past the agreed upon due date. 

•  Improve inventory turnover by 10%. 

The  pace  of  the  economic  recovery  and  in  particular,  the  recovery  of  the  housing  market,  has 
been  much  slower  than  we  or  industry  analysts  anticipated.    As  a  result,  this  has  significantly 
impacted our ability to achieve certain goals above.  Therefore, we have lengthened our timeline 
for  achieving  these  goals  until  the  end  of  2014  in  order  to  provide  additional  time  for  the 
anticipated economic recovery and recovery in housing to take hold. 

In  the  first  half  of  2010,  our  sales  to  the  site-built  construction  and  manufactured  housing 
markets  were  favorably  impacted  by  government  tax  credits  for  housing  which  have  now 
expired. 

DIY/RETAIL MARKET 

Harvard’s  Joint  Center  for  Housing  Studies  projects  home  improvement  spending  to  show 
healthy  gains  in  2011,  reflecting  favorable  interest  rates,  increasing  home  sales  and  the 
strengthening  economy.    Conversely,  the  Home  Improvement  Research  Institute  (“HIRI”) 
anticipates a continued delay in the recovery of home improvement spending and has forecasted 
a  1.6%  growth  rate  in  2011.    HIRI’s  long-term  forecast  is  for  spending  to  grow  between  5.5% 
and 7.0% from 2012 to 2015. 

17 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

In  2011,  we  believe  we  will  maintain  our  overall  market  share  with  “big  box”  home 
improvement and other retailers.  We believe our product mix will change to include more sales 
of preservative-treated products, offset by a decline in sales of composite decking.  

On a long-term basis, it is our goal to achieve sales growth by: 

•  Increasing our market share of value-added wood products and preservative-treated products 
as  a  result  of  our  national  presence,  service  capabilities  that  meet  stringent  customer 
requirements, diversified product offering, and purchasing leverage. 

•  Increasing  our  sales  of  wood  alternative  products,  which  may  take  market  share  from 
preservative-treated products.  Although we expect this trend to continue to some extent, we 
believe wood products will continue to maintain a dominant market share for the foreseeable 
future as a result of its cost advantages over wood alternative products. 

•  Increasing our market penetration of products distributed by our Consumer Products Division, 
including decorative balusters, accessories, and post caps, plastic lattice, and other proprietary 
plastic products which have greatly enhanced our deck and fencing product lines. 

•  Developing new value-added products and services for this market. 

•  Adding new products or new markets through strategic business acquisitions. 

SITE-BUILT CONSTRUCTION MARKET 

The Mortgage Bankers Association of America forecasts a 9% increase in national housing starts 
to  an  estimated  647,000  starts  in  2011.  The  National  Association  of  Home  Builders  forecasts 
starts  of  708,000,  a  20%  increase  from  2010.    In  2011,  we  believe  we  are  well-positioned  to 
capture our share of an increase that may occur in housing starts.  However, due to recent plant 
closures to achieve profitability targets our growth may trail the market in 2011. 

On a long-term basis, we anticipate  growth in our sales to the site-built construction market as 
market conditions improve and as a result of market share gains as weaker competitors exit the 
market.    In  addition,  it  is  our  goal  to  improve  our  diversification  of  sales  to  this  market  by 
increasing our sales to the multi-family, light commercial, military and customer home building 
markets. 

MANUFACTURED HOUSING MARKET 

The  National  Association  of  Home  Builders  forecasts  a  26%  increase  in  manufactured  home 
shipments in 2011.  It is our goal to maintain our current market share of trusses produced for the 
HUD code market.  On a long-term basis, we believe the HUD code market will regain a greater 
share  of  the  single-family  market  as  credit  conditions  normalize  and  as  consumers  seek  more 
affordable housing alternatives. 

Sales  of  modular  homes  are  expected  to  continue  to  be  impacted  by  the  current  oversupply  of 
single-family housing and tight credit conditions.  It is our goal to maintain our market share of 

18 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

trusses  produced  for  the  modular  market  as  a  result  of  our  strong  relationships  with  modular 
builders, design services and proprietary products.  On a long-term basis, we anticipate modular 
housing  will  gain  additional  share  of  the  single-family  market  as  a  result  of  more  developers 
adopting  the  controlled  building  environment  of  modular  construction  as  a  method  of  cost 
control. 

In  addition,  on  a  long-term  basis,  it  is  our  goal  to  continue  to  expand  our  product  offering  to 
manufactured housing customers.  We may continue to use strategic business acquisitions to help 
us achieve this goal. 

INDUSTRIAL MARKET 

One  of  our  key  strategic  objectives  is  to  increase  our  sales  of  wood  packaging  products  to 
industrial users.  We believe the vast amount of  hardwood and softwood  lumber consumed for 
industrial  applications,  combined  with  the  highly  fragmented  nature  of  this  market  provides  us 
with significant market share growth opportunities as a result of our competitive cost advantages 
in manufacturing, purchasing, and material utilization.  To take advantage of these opportunities, 
we  plan  to  continue  to  obtain  market  share  through  an  internal  growth  strategy  utilizing  our 
current manufacturing capabilities and dedicated industrial sales force.  On a long-term basis, we 
plan  to  evaluate  strategic  acquisition  opportunities  and  continue  to  gain  market  share  with 
concrete forming customers, and expand our product offering to customers. 

GROSS PROFIT 

We believe the following factors may impact our gross profits and margins in 2011: 

•  Our ability to maintain sales and gross margins on products sold to our largest customers.  We 
believe our level of service,  geographic diversity, and quality of products provides an added 
value to our customers.  However, if our customers are unwilling to pay for these advantages, 
our sales and gross margins may be reduced. 

•  Through at least the first half of 2011 we expect to continue to experience soft demand in each 
of  our  markets,  which,  in  turn,  may  impact  our  sales  prices,  capacity  utilization,  and 
profitability.    In  the  first  half  of  2010,  our  sales  to  site-built  and  manufactured  housing 
customers  were  favorably  impacted  by  government  tax  credits  for  housing  which  have  now 
expired. 

•  Fluctuations  in  the  relative  level  of  the  Lumber  Market  and  the  trend  in  the  market  place  of 

lumber.  (See "Impact of the Lumber Market on our Operating Results.") 

•  Fuel and transportation cost trends. 

•  Our  ability  to  continue  to  achieve  productivity  improvements  and  planned  cost  reductions 

through our Continuous Improvement and other initiatives.  

19 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF  
FINANCIAL CONDITION AND RESULTS OF OPERATIONS - CONTINUED 

SELLING, GENERAL, AND ADMINISTRATIVE EXPENSES 

Since  the  third  quarter  of  2008,  as  a  result  of  weak  market  conditions,  we  have  continuously 
taken actions to close plants to better align our manufacturing capacity with the current business 
environment  and  reduce  our  headcount  and  certain  overhead  costs  to  better  align  our  cost 
structure with current demand and sales. We expect that these actions will continue to favorably 
impact  our  SG&A  expenses  in  2011.    In  addition,  bonus  expense  for  all  salaried  employees  is 
based on operating profits and return on investment and will continue to fluctuate based on our 
operating results. 

On a long-term basis, we expect that our SG&A expenses will primarily be impacted by:  

(cid:1) Our  growth in sales to the industrial market and, when industry  conditions improve, the site-
built  construction  market.    Our  sales  to  these  markets  require  a  higher  ratio  of  SG&A  costs 
due, in part, to product design requirements. 

(cid:1) Our incentive compensation program which is tied to pre-bonus operating profits and return on 

investment. 

(cid:1) Our growth and success in achieving Continuous Improvement objectives. 

LIQUIDITY AND CAPITAL RESOURCES 

Our cash cycle will continue to be impacted in the future based on our mix of sales by market.  
Sales to the site-built construction and industrial markets require a greater investment in working 
capital  (inventory  and  accounts  receivable)  than  our  sales  to  the  DIY/retail  and  manufactured 
housing markets.  

Management  expects  to  spend  $30  to  $35  million  on  capital  expenditures  in  2011  and  incur 
depreciation of approximately $30 million and amortization of intangible assets of approximately 
$5  million.    On  December  25,  2010,  we  had  outstanding  purchase  commitments  on  capital 
projects  of  approximately  $2.0  million.    We  intend  to  fund  capital  expenditures  and  purchase 
commitments through our operating cash flows and cash.   

We have no present intention to change our dividend policy, which is currently $0.20 per share 
paid semi-annually.   

Our Board of Directors has approved a share repurchase program, and as of December 25, 2010, 
we  have  authorization  to  buy  back  approximately  3.0  million  shares.    In  the  past,  we  have 
repurchased shares in order to offset the effect of issuances resulting from our employee benefit 
plans and at times when our stock price falls to a pre-determined level. 

We are also obligated to pay amounts due on long-term debt totaling approximately $0.7 million 
in 2011. 

20 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
Management’s Annual Report on Internal Control Over Financial Reporting 

The  management  of  Universal  Forest  Products,  Inc.  is  responsible  for  establishing  and 
maintaining adequate internal control over financial reporting.  Our internal control system was 
designed  to  provide  reasonable  assurance  to  us  and  the  Board  of  Directors  regarding  the 
preparation and fair presentation of published financial statements. 

All internal control systems, no matter how well designed, have inherent limitations.  Therefore, 
even  those  systems  determined  to  be  effective  can  provide  only  reasonable  assurance  with 
respect to financial statement preparation and presentation.   

We assessed the effectiveness of our internal control over financial reporting as of December 25, 
2010,  and  management  has  concluded  that  as  of  December  25,  2010,  our  internal  control  over 
financial reporting was effective. 

The effectiveness of the Company’s internal control over financial reporting has been audited by 
Ernst & Young LLP, an independent registered public accounting firm, as stated in their report, 
which follows our report. 

Universal Forest Products, Inc. 

February 22, 2011 

21 

 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 
On Internal Control over Financial Reporting 

The Board of Directors and Shareholders of Universal Forest Products, Inc.  

We have audited Universal Forest Products, Inc. and subsidiaries internal control over financial reporting as of 
December  25,  2010,  based  on  criteria  established  in  Internal  Control–Integrated  Framework  issued  by  the 
Committee of Sponsoring Organizations of the Treadway Commission (the COSO criteria). Universal Forest 
Products,  Inc.  and  subsidiaries’  management  is  responsible  for  maintaining  effective  internal  control  over 
financial  reporting,  and  for  its  assessment  of  the  effectiveness  of  internal  control  over  financial  reporting 
included  in  the  accompanying  Management’s  Annual  Report  on  Internal  Control  over  Financial  Reporting. 
Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on 
our audit.  

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board 
(United  States).  Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance 
about whether effective internal control over financial reporting was maintained in all material respects. Our 
audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a 
material  weakness  exists,  testing  and  evaluating  the  design  and  operating  effectiveness  of  internal  control 
based  on  the  assessed  risk,  and  performing  such  other  procedures  as  we  considered  necessary  in  the 
circumstances. We believe that our audit provides a reasonable basis for our opinion. 

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes 
in  accordance  with  generally  accepted  accounting  principles.  A  company’s  internal  control  over  financial 
reporting  includes  those  policies  and  procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in 
reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; 
(2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial 
statements in accordance with generally accepted accounting principles, and that receipts and expenditures of 
the  company  are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the 
company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized 
acquisition,  use  or  disposition  of  the  company’s  assets  that  could  have  a  material  effect  on  the  financial 
statements. 

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect 
misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that 
controls may become inadequate because of changes in conditions, or that the degree of compliance with the 
policies or procedures may deteriorate. 

In our opinion, Universal Forest Products, Inc. and subsidiaries maintained, in all material respects, effective 
internal control over financial reporting as of December 25, 2010, based on the COSO criteria. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board 
(United  States),  the  consolidated  balance  sheets  of  Universal  Forest  Products,  Inc.  and  subsidiaries  as  of 
December 25, 2010 and December 26, 2009 and the related consolidated statements of income, shareholder’s 
equity, and cash flows for each of the three fiscal years in the period ended December 25, 2010 and our report 
dated February 22, 2011 expressed an unqualified opinion thereon. 

/s/ Ernst & Young LLP 

Grand Rapids, Michigan 
February 22, 2011 

22 

 
 
 
 
Report of Independent Registered Public Accounting Firm 
On Financial Statements 

The Board of Directors and Shareholders of Universal Forest Products, Inc. 

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Universal  Forest  Products, 
Inc.  and  subsidiaries  as  of  December  25,  2010  and  December  26,  2009,  and  the  related 
consolidated  statements  of  earnings,  shareholders’  equity,  and  cash  flows  for  each  of  the  three 
fiscal  years  in  the  period  ended  December  25,  2010.  These  financial  statements  are  the 
responsibility  of  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  these 
financial statements based on our audits. 

We  conducted  our  audits  in  accordance  with  the  standards  of  Public  Company  Accounting 
Oversight Board (United States). Those standards require that we plan and perform the audit to 
obtain  reasonable  assurance  about  whether  the  financial  statements  are  free  of  material 
misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and 
disclosures in the financial statements. An audit also includes assessing the accounting principles 
used and significant estimates made by management, as well as evaluating the overall financial 
statement presentation. We believe that our audits provide a reasonable basis for our opinion. 

In our opinion, the financial statements referred to above present fairly, in all material respects, 
the  consolidated  financial  position  of  Universal  Forest  Products,  Inc.  and  subsidiaries  at 
December 25, 2010 and December 26, 2009, and the consolidated results of their operations and 
their  cash  flows  for  each  of  the  three  fiscal  years  in  the  period  ended  December  25,  2010,  in 
conformity with U.S. generally accepted accounting principles. 

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting 
Oversight  Board  (United  States),  Universal  Forest  Products,  Inc.  and  subsidiaries’  internal 
control over financial reporting as of December 25, 2010, based on criteria established in Internal 
Control–Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway Commission and our report dated February 22, 2011 expressed an unqualified opinion 
thereon. 

/s/ Ernst & Young LLP 

Grand Rapids, Michigan 
February 22, 2011 

23 

 
 
 
 
 
 
 
 
  
 
UNIVERSAL FOREST PRODUCTS, INC. 
CONSOLIDATED BALANCE SHEETS 

(In thousands, except share data) 

ASSETS 
CURRENT ASSETS: 

Cash and cash equivalents 
Accounts receivable, net 
Inventories: 

Raw materials 
Finished goods 
Inventory 

Assets held for sale 
Other current assets 
Refundable  income taxes 
Deferred income taxes 

TOTAL CURRENT ASSETS 

OTHER ASSETS 
GOODWILL 
INDEFINITE-LIVED INTANGIBLE ASSETS 
OTHER INTANGIBLE ASSETS, NET 
PROPERTY, PLANT AND EQUIPMENT: 

Land and improvements 
Building and improvements 
Machinery, equipment and office furniture 
Construction in progress 

PROPERTY, PLANT AND EQUIPMENT, GROSS 

Less accumulated depreciation and amortization 

PROPERTY, PLANT AND EQUIPMENT, NET 

TOTAL ASSETS 

LIABILITIES AND SHAREHOLDERS' EQUITY 
CURRENT LIABILITIES: 

Accounts payable 
Accrued liabilities: 

Compensation and benefits 
Other 

Current portion of long-term debt and capital lease obligations 

TOTAL CURRENT LIABILITIES 

LONG-TERM DEBT AND CAPITAL LEASE OBLIGATIONS, less current portion 
DEFERRED INCOME TAXES 
OTHER LIABILITIES 

TOTAL LIABILITIES 

SHAREHOLDERS' EQUITY: 

Controlling interest shareholders' equity: 

Preferred stock, no par value; shares authorized 1,000,000; 

issued and outstanding, none 

Common stock, no par value; shares authorized 40,000,000; 
issued and outstanding, 19,333,122 and 19,284,587 

Additional paid-in capital 
Retained earnings 
Accumulated other comprehensive earnings 
Employee stock notes receivable 

Total controlling interest shareholders' equity 

Noncontrolling interest 

TOTAL SHAREHOLDERS' EQUITY 

TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY 
See notes to consolidated financial statements. 

24 

December 25, 
2010 

  December 26, 

2009 

$   43,363  
126,780  

$   67,410  
107,383  

113,049  
77,341  
190,390  
2,446  
 9,742  

 9,278  
 381,999  

 11,455  
 154,702  
2,340  
15,933  

105,857  
162,995  
245,764  
3,177  
517,793  
(295,642) 
222,151  
$788,580  

89,956  
72,192  
162,148  

13,528  
10,391  
7,680  
368,540  

4,478  
154,718  
2,340  
16,693  

107,115  
161,861  
240,904  
894  
510,774  
(280,675) 
230,099  
$776,868  

$   59,481  

$   49,664  

43,909  
15,792  
712  
119,894  

54,579  
20,631  
12,300  
207,404  

$   19,333  
138,573  
414,108  
4,165  
 (1,670) 
574,509  
6,667  
581,176  
$788,580  

48,340  
21,698  
673  
120,375  

53,181  
21,707  
12,659  
207,922  

$   19,285  
132,765  
409,278  
3,633  
(1,743) 
563,218  
5,728  
568,946  
$776,868  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
CONSOLIDATED STATEMENTS OF EARNINGS 

(In thousands, except per share data) 

December 25, 
2010 

Year Ended 
  December 26, 

  December 27, 

2009 

2008 

NET SALES 

$1,890,851  

$1,673,000  

$2,232,394  

COST OF GOODS SOLD 

1,660,896  

1,429,336  

1,978,193  

GROSS PROFIT 

229,955  

243,664  

254,201  

SELLING, GENERAL AND ADMINISTRATIVE EXPENSES 
NET LOSS (GAIN) ON DISPOSITION OF ASSETS AND OTHER  

197,617  

200,939  

228,557  

IMPAIRMENT AND EXIT CHARGES 

2,049  

 (92) 

7,239  

EARNINGS FROM OPERATIONS 

30,289  

42,817  

18,405  

12,088  
 (829) 
11,259  

7,146  

1,686  

5,460  

INTEREST EXPENSE 
INTEREST INCOME 
NON-OPERATING EXPENSE 

3,549  
 (301) 
3,248  

4,611  
 (391) 
4,220  

EARNINGS BEFORE INCOME TAXES 

27,041  

38,597  

INCOME TAXES 

NET EARNINGS 

LESS NET EARNINGS ATTRIBUTABLE TO  
NONCONTROLLING INTEREST 

NET EARNINGS ATTRIBUTABLE TO 
CONTROLLING INTEREST 

7,200  

13,852  

19,841  

24,745  

 (2,430) 

 (473) 

 (1,117) 

$     17,411  

$    24,272  

$      4,343  

EARNINGS PER SHARE - BASIC 

$         0.91  

$        1.26  

$        0.23  

EARNINGS PER SHARE - DILUTED 

$         0.89  

$        1.25  

$        0.23  

WEIGHTED AVERAGE SHARES OUTSTANDING 

19,232  

19,256  

19,074  

WEIGHTED AVERAGE SHARES OUTSTANDING 
WITH COMMON STOCK EQUIVALENTS 

See notes to consolidated financial statements. 

19,476  

19,468  

19,225  

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY 

(In thousands, except share and per share data) 

Balance at December 29, 2007
Comprehensive earnings:

Net earnings
Foreign currency

translation adjustment
Total comprehensive earnings

Capital contribution from
noncontrolling interest

Purchase of additional

noncontrolling interest

Distributions to noncontrolling interest
Cash dividends - $0.120 per share
Issuance of 174,528 shares under

employee stock plans
Issuance of 3,706 shares under
stock grant programs

Issuance of 15,288 shares under
deferred compensation plans

Received 19,857 shares for the
exercise of stock options
Tax benefits from non-qualified
stock options exercised

Expense associated with

share-based compensation

arrangements

Accrued expense under

deferred compensation plans

Issuance of 7,374 shares in

exchange for employee stock

notes receivable
Payments received on employee

stock notes receivable

Balance at December 27, 2008
Comprehensive earnings:

Net earnings
Foreign currency

translation adjustment
Total comprehensive earnings

Capital contribution from
noncontrolling interest

Purchase of additional

noncontrolling interest

Distributions to noncontrolling interest
Cash dividends - $0.260 per share
Issuance of 130,265 shares under

employee stock plans

Issuance of 79,216 shares under

stock grant programs

Issuance of 74,229 shares under
deferred compensation plans

Repurchase of 90,122 shares
Received 1,602 shares for the
exercise of stock options
Tax benefits from non-qualified
stock options exercised

Deferred income tax asset reversal

for deferred compensation plans

Expense associated with

share-based compensation

arrangements

Accrued expense under

deferred compensation plans

Issuance of 3,721 shares in

exchange for employee stock

Controlling Interest Shareholders' Equity
Accumulat-
ed Other 
Comprehen-
sive 
Earnings
$
4,704

Additional 
Paid-In 
Capital
123,368

Retained 
Earnings
$
391,253

$

Common 
Stock

$

18,908

Employees 
Stock Notes 
Receivable
$
(1,565)

Noncontrolling 
Interest

$

10,376

$

Total
547,044

4,343

(2,351)

(2,284)

1,117

(1,071)

419

(844)
(3,654)

(237)

101
(1,701)

$

6,343

$

473

85

14

(917)
(270)

175

3,030

4

15

100

(15)

(20)

(622)

878

1,136

725

230

7

$

19,089

$

128,830

$

393,312

$

2,353

$

24,272

1,280

130

80

74
(90)

(2)

(853)

2,290

29

(74)

(33)

730

(518)

1,597

646

(5,017)

(3,289)

25 

2,038

419

(844)
(3,654)
(2,284)

3,205

104

-

(642)

878

1,136

725

-

101
548,226

26,110

14

(1,770)
(270)
(5,017)

2,420

109

-
(3,379)

(35)

730

(518)

1,597

646

 
notes receivable
Payments received on employee

stock notes receivable

Balance at December 26, 2009
Comprehensive earnings:

Net earnings
Foreign currency

translation adjustment
Total comprehensive earnings

Capital contribution from
noncontrolling interest

Purchase of additional

noncontrolling interest

Distributions to noncontrolling interest
Cash dividends - $0.400 per share
Issuance of 111,258 shares under

employee stock plans

Issuance of 73,857 shares under

stock grant programs
Issuance of 9,046 shares under

deferred compensation plans

Repurchase of 144,900 shares
Tax benefits from non-qualified
stock options exercised

Expense associated with

share-based compensation

arrangements

Accrued expense under

deferred compensation plans

Issuance of 1,298 shares in

exchange for employee stock

notes receivable

Note receivable adjustment
Payments received on employee

stock notes receivable

4

121

$

19,285

$

132,765

$

409,278

$

3,633

$

(125)

83
(1,743)

-

83
568,946

$

5,728

$

17,411

532

111

74

9
(145)

(7,727)

(4,854)

(295)

2,222

140

(9)

598

2,418

776

1
(2)

49
(91)

2,430

235

450

(932)
(1,244)

20,608

450

(1,227)
(1,244)
(7,727)

2,333

214

-
(4,999)

598

2,418

776

-
(51)

$

6,667

$

81
581,176

(50)
42

81
(1,670)

Balance at December 25, 2010
See notes to consolidated financial statements.

$

19,333

$

138,573

$

414,108

$

4,165

$

26 

 
 
UNIVERSAL FOREST PRODUCTS, INC. 
CONSOLIDATED STATEMENTS OF CASH FLOWS 

(In thousands) 

CASH FLOWS FROM OPERATING ACTIVITIES:
Net earnings attributable to controlling interest
Adjustments to reconcile net earnings attributable to controlling interest

to net cash from operating activities:
Depreciation
Amortization of intangibles
Expense associated with share-based compensation arrangements
Excess tax benefits from share-based compensation arrangements
Expense associated with stock grant plans
Deferred income taxes (credit) 
Net earnings attributable to noncontrolling interest
Gain on insurance settlement
Net loss (gain) on sale or impairment of property, plant and equipment
Changes in:

Accounts receivable
Inventories
Accounts payable
Accrued liabilities and other

NET CASH FROM OPERATING ACTIVITIES

CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of property, plant and equipment
Investment in joint venture
Acquisitions, net of cash received
Proceeds from sale of property, plant and equipment
Purchase of product technology and non-compete agreement
Advances on notes receivable
Collections on notes receivable
Insurance proceeds
Other, net

NET CASH FROM INVESTING ACTIVITIES

CASH FLOWS FROM FINANCING ACTIVITIES:
Net borrowings (repayments) under revolving credit facilities
Repayment of long-term debt
Borrowings of long-term debt
Proceeds from issuance of common stock
Purchase of additional noncontrolling interest
Distributions to noncontrolling interest
Capital contribution from noncontrolling interest
Dividends paid to shareholders
Repurchase of common stock
Excess tax benefits from share-based compensation arrangements
Other, net

NET CASH FROM FINANCING ACTIVITIES

NET CHANGE IN CASH AND CASH EQUIVALENTS
CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR

Year Ended
December 25, December 26,

2010

2009

December 27,
2008

$

17,411

$

24,272

$

4,343

30,429
6,919
2,418
(430)
214
(2,708)
2,430

1,239

(18,428)
(24,946)
9,646
5,143
29,337

(26,950)

(6,529)
835
(4,589)
(5,780)
227

13
(42,773)

2,109
(744)

2,333
(1,227)
(1,244)
450
(7,727)
(4,999)
430
8
(10,611)

(24,047)
67,410

32,917
8,308
1,597
(603)
109
4,744
473

(773)

31,071
31,522
(862)
(5,901)
126,874

(15,604)
(659)

11,724

(14)
171
1,023
30
(3,329)

(30,257)
(19,207)
800
2,420
(1,770)
(270)
14
(5,017)
(3,379)
603
(72)
(56,135)

67,410
-

37,570
9,797
1,136
(171)
104
(7,747)
1,117
(598)
7,062

4,287
42,922
(33,490)
8,882
75,214

(18,944)

(23,338)
30,367

(997)
556
800
189
(11,367)

(24,148)
(80,824)

2,957

(3,654)
419
(2,284)

171
(89)
(107,452)

(43,605)
43,605

CASH AND CASH EQUIVALENTS, END OF PERIOD

$

43,363

$

67,410

$

-

27 

 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(Continued) 

(In thousands) 

SUPPLEMENTAL SCHEDULE OF CASH FLOW INFORMATION:
Cash paid (refunded) during the period for:

Interest
Income taxes

NON-CASH INVESTING ACTIVITIES:
Stock acquired through employees' stock notes receivable

NON-CASH FINANCING ACTIVITIES:
Common stock issued under deferred compensation plans

See notes to consolidated financial statements

Year Ended
December 25, December 26,

2010

2009

December 27,
2008

$

3,554
(1,698)

$

4,905
12,346

$

12,418
(8)

50

306

125

338

237

443

28 

 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

A. 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

OPERATIONS 

We design, manufacture and market wood and wood-alternative products for DIY/retail 
home  centers  and  other  retailers,  structural  lumber  and  other  products  for  the 
manufactured  housing  industry,  engineered  wood  components  for  the  site-built 
construction  market,  and  specialty  wood  packaging  and  components  and  packing 
materials  for  various  industries.    Our  principal  products  include  preservative-treated 
wood,  remanufactured  lumber,  lattice,  fence  panels,  deck  components,  specialty 
packaging, engineered trusses, wall panels, and other building products. 

PRINCIPLES OF CONSOLIDATION 

The  consolidated  financial  statements  include  our  accounts  and  those  of  our  wholly-
owned  and  majority-owned  subsidiaries  and  partnerships.    In  addition,  we  consolidate 
50%  owned  entities  over  which  we  exercise  control.    Intercompany  transactions  and 
balances have been eliminated.  

NONCONTROLLING INTEREST IN SUBSIDIARIES 

Noncontrolling interest in results of operations of consolidated subsidiaries represents the 
noncontrolling  shareholders'  share  of  the  income  or  loss  of  various  consolidated 
subsidiaries.    The  noncontrolling  interest  reflects  the  original  investment  by  these 
noncontrolling  shareholders  combined  with  their  proportional  share  of  the  earnings  or 
losses of these subsidiaries, net of distributions paid. 

FISCAL YEAR 

Our  fiscal  year  is  a  52  or  53  week  period,  ending  on  the  last  Saturday  of  December.  
Unless  otherwise  stated,  references  to  2010,  2009,  and  2008  relate  to  the  fiscal  years 
ended  December  25,  2010,  December  26,  2009,  and  December  27,  2008,  respectively.  
Fiscal years 2010, 2009, and 2008 were comprised of 52 weeks. 

FAIR VALUE DISCLOSURES OF FINANCIAL INSTRUMENTS 

The  estimated  fair  values  of  financial  instruments  have  been  determined  in  accordance 
with  ASC  825,  Financial  Instruments.    Significant  differences  in  the  fair  market  value 
and  recorded  value  of  our  debt  is  disclosed  in  Note  F.    The  fair  values  of  all  other 
financial  instruments  approximate  their  carrying  values.    The  estimated  fair  value 
amounts  have  been  determined  using  available  market  information  and  appropriate 
valuation  methodologies.    However,  considerable  judgment  is  required  in  interpreting 
market data to develop the estimates of fair value.  Accordingly, the estimates presented 
herein  are  not  necessarily  indicative  of  the  amounts  that  we  could  realize  in  a  current 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

market  exchange. 
methodologies may have a material effect on the estimated fair value amounts. 

  The  use  of  different  market  assumptions  and/or  estimation 

The fair value estimates presented herein are based on pertinent information available to 
management  as  of  December  25,  2010.    Although  we  are  not  aware  of  any  factors  that 
would significantly affect the estimated fair value amounts, such amounts have not been 
comprehensively revalued for purposes of these financial statements since that date, and 
current  estimates  of  fair  value  may  differ  significantly  from  the  amounts  presented 
herein. 

CASH AND CASH EQUIVALENTS 

Cash and cash equivalents consist of cash and highly-liquid investments purchased with 
an  original  maturity  of  three  months  or  less.    Cash  equivalents  totaled  approximately 
$44.1  million  and  $44.9  million  as  of  December  25,  2010  and  December  26,  2009, 
respectively. 

ACCOUNTS RECEIVABLE 

We  perform  periodic  credit  evaluations  of  our  customers  and  generally  do  not  require 
collateral.  Accounts receivable are due under a range of terms we offer to our customers.  
Discounts are offered, in most instances, as an incentive for early payment. 

ACCOUNTS RECEIVABLE ALLOWANCES 

We  base  our  allowances  related  to  receivables  on  historical  credit  and  collections 
experience,  and  the  specific  identification  of  other  potential  problems,  including  the 
general  economic  climate.    Actual  collections  can  differ,  requiring  adjustments  to  the 
allowances.    Individual  accounts  receivable  balances  are  evaluated  on  a  monthly  basis, 
and those balances considered uncollectible are charged to the allowance.  Collections of 
amounts previously written off are recorded as an increase to the allowance. 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

The  following  table  presents  the  activity  in  our  accounts  receivable  allowances  (in 
thousands): 

 Additions   
Charged to      
Beginning   Costs and       
 Balance  

  Expenses   Deductions*   Collections 

 Ending 
 Balance  

Year Ended December 25, 2010: 
  Allowance for possible losses 
    on accounts receivable........................  $2,897 

Year Ended December 26, 2009: 
  Allowance for possible losses 
    on accounts receivable........................  $2,440 

Year Ended December 27, 2008: 
  Allowance for possible losses 
    on accounts receivable........................  $2,403 

$12,412 

($15,253) 

$2,555 

$2,611 

$23,984 

($24,600) 

$1,073 

$2,897 

$24,734 

($25,453) 

$756 

$2,440 

* Includes accounts charged off, discounts given to customers and actual customer returns and allowances. 

We  record  estimated  sales  returns,  discounts,  and  other  applicable  adjustments  as  a 
reduction of net sales in the same period revenue is recognized. 

INVENTORIES 

Inventories are stated at the lower of cost or market.  The cost of inventories includes raw 
materials,  direct  labor,  and  manufacturing  overhead.    Cost  is  determined  on  a  weighted 
average basis.  Raw materials consist primarily of unfinished wood products expected to 
be  manufactured  or  treated  prior  to  sale,  while  finished  goods  represent  various 
manufactured and treated wood products ready for sale. 

PROPERTY, PLANT, AND EQUIPMENT 

Property,  plant,  and  equipment  are  stated  at  cost.    Expenditures  for  renewals  and 
betterments  are  capitalized,  and  maintenance  and  repairs  are  expensed  as  incurred.  
Amortization of assets held under capital leases is included in depreciation and amortized 
over the shorter of the estimated useful life of the asset or the lease term.  Depreciation is 
computed  principally  by  the  straight-line  method  over  the  estimated  useful  lives  of  the 
assets as follows: 

Land improvements ............................................................... 5 to 15 years 
Buildings and improvements .............................................15 to 31.5 years 
Machinery, equipment and office furniture ........................... 3 to 10 years 

31 

 
 
 
 
   
 
 
 
        
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

FOREIGN CURRENCY TRANSLATION 

Our foreign operations use the local currency as their functional currency.  Accordingly, 
assets  and  liabilities  are  translated  at  exchange  rates  as  of  the  balance  sheet  date  and 
revenues  and  expenses  are  translated  using  weighted  average  rates,  with  translation 
adjustments included as a separate component of shareholders' equity.  

SELF-INSURANCE RESERVES 

We are primarily self-insured for certain employee health benefits, and have self-funded 
retentions for general liability, automobile liability, property and workers' compensation.  
We are fully self-insured for environmental liabilities.  The general liability, automobile 
liability,  property,  workers'  compensation,  and  certain  environmental  liabilities  are 
managed through a wholly-owned insurance captive; the related assets  and liabilities of 
which are included in the consolidated financial statements as of December 25, 2010 and 
December 26, 2009.  Our policy is to accrue amounts equal to actuarially determined or 
internally  computed  liabilities.    The  actuarial  and  internal  valuations  are  based  on 
historical  information  along  with  certain  assumptions  about  future  events.    Changes  in 
assumptions for such matters as legal actions, medical cost trends, and changes in claims 
experience could cause these estimates to change in the future. 

INCOME TAXES 

Deferred  income  tax  assets  and  liabilities  are  computed  for  differences  between  the 
financial  statement  and  tax  basis  of  assets  and  liabilities  that  will  result  in  taxable  or 
deductible  amounts  in  the  future.    Such  deferred  income  tax  asset  and  liability 
computations  are  based  on  enacted  tax  laws  and  rates.    Valuation  allowances  are 
established when necessary to reduce deferred income tax assets to the amounts expected 
to be realized.  Income tax expense is the tax payable or refundable for the period plus or 
minus the change during the period in deferred income tax assets and liabilities. 

REVENUE RECOGNITION 

Revenue is recognized at the time the product is shipped to the customer. Generally, title 
passes  at  the  time  of  shipment.    In  certain  circumstances,  the  customer  takes  title  when 
the  shipment  arrives  at  the  destination.    However,  our  shipping  process  is  typically 
completed the same day. 

Earnings on construction contracts are reflected in operations using either percentage-of-
completion accounting, which includes the cost to cost and units of delivery methods, or 
completed  contract  accounting,  depending  on  the  nature  of  the  business  at  individual 
operations.  Under percentage-of-completion using the cost to cost method, revenues and 
related  earnings  on  construction  contracts  are  measured  by  the  relationships  of  actual 
costs incurred related to the total estimated costs.  Under percentage-of-completion using 
the units of delivery method, revenues and related earnings on construction contracts are 

32 

 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

measured  by  the  relationships  of  actual  units  produced  related  to  the  total  number  of 
units.   Revisions  in  earnings  estimates  on  the  construction  contracts  are  recorded  in  the 
accounting period in which the basis for such revisions becomes known.  Projected losses 
on  individual  contracts  are  charged  to  operations  in  their  entirety  when  such  losses 
become  apparent.   Under  the  completed  contract  method,  revenues  and  related  earnings 
are recorded when the contracted work is complete and losses are charged to operations 
in their entirety when such losses become apparent. 

The  following  table  presents  the  balances  of  percentage-of-completion  and  completed 
contract accounts on December 25, 2010 and December 26, 2009 which are included in 
other current assets and other accrued liabilities, respectively (in thousands): 

  2010 
Cost and Earnings in Excess of Billings .......................  $3,604 
Billings in Excess of Cost and Earnings .......................    2,126 

    2009 
$9,998 
  8,954 

SHIPPING AND HANDLING OF PRODUCT 

Shipping  and  handling  costs  that  are  charged  to  and  reimbursed  by  the  customer  are 
recognized as revenue.  Costs incurred related to the shipment and handling of products 
are classified in cost of goods sold. 

LONG-LIVED ASSETS 

In  accordance  with  ASC  360,  Property,  Plant,  and  Equipment  (“ASC  360”),  when  an 
indicator of potential impairment exists, we evaluate the recoverability of our long-lived 
assets  by  determining  whether  unamortized  balances  could  be  recovered  through 
undiscounted  future  operating  cash  flows  over  the  remaining  lives  of  the  assets.    If  the 
sum of the expected future cash flows was less than the carrying value of the assets, an 
impairment  loss  would  be  recognized  for  the  excess  of  the  carrying  value  over  the  fair 
value.  

EARNINGS PER SHARE 

Basic earnings per share ("EPS") is calculated based on the weighted average number of 
common  shares  outstanding  during  the  periods  presented.    Diluted  EPS  is  calculated 
based  on  the  weighted  average  number  of  common  and  common  equivalent  shares 
outstanding  during  the  periods  presented,  giving  effect  to  stock  options  granted  and 
conditional stock grants (see Note I) utilizing the "treasury stock" method. 

33 

 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

A  reconciliation  of  the  changes  in  the  numerator  and  the  denominator  from  the 
calculation of basic EPS to the calculation of diluted EPS follows (in thousands, except 
per share data): 

                 2010                  
Income   Shares 
    Per 
(Num-  (Denom-    Share 
 erator)    inator)   Amount 

                   2009                  
  Shares 
Income 
(Denom-   Share 
(Num- 
  inator)   Amount 
 erator) 

   Per 

                2008                   
Income   Shares 
(Num-  (Denom-    Share 
 erator)    inator)   Amount 

   Per 

Net Earnings ........................  $17,411 

$24,272 

$4,343 

EPS - Basic 
Income available to common 
  stockholders ........................   17,411  19,232  $0.91 

24,272 

19,256  $1.26 

4,343 

19,074  $0.23 

Effect of Dilutive Securities 
Options..................................  

244 

212 

     151 

EPS - Diluted 
Income available to common 
  stockholders and assumed 
  options exercised.................  $17,411  19,476  $0.89 

$24,272   19,468  $1.25 

$4,343 

19,225  $0.23 

Options  to  purchase  10,000,  10,000  and  230,000  shares  of  common  stock  were  not 
included  in  the  computation  of  diluted  EPS  for  2010,  2009  and  2008,  respectively, 
because  the  options'  exercise  prices  were  greater  than  the  average  market  price  of  the 
common stock during the period and, therefore, would be antidilutive. 

USE OF ACCOUNTING ESTIMATES 

The  preparation  of  financial  statements  in  conformity  with  accounting  principles 
generally  accepted  in  the  United  States  requires  us  to  make  estimates  and  assumptions 
that  affect  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of  contingent 
assets and liabilities at the date of the financial statements as well as the reported amounts 
of  revenues  and  expenses  during  the  reporting  period.    We  believe  our  estimates  to  be 
reasonable; however, actual results could differ from these estimates. 

RECLASSIFICATIONS 

Certain  prior  year  information  has  been  reclassified  to  conform  to  the  current  year 
presentation. 

B. 

FAIR VALUE 

We  apply  the  provisions  of  ASC  820,  Fair  Value  Measurements  and  Disclosures,  to 
assets and liabilities measured at fair value.  Assets and liabilities measured at fair value 
are as follows: 

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

(in thousands) 

Recurring: 
  Money market funds 
  Mutual funds: 

     Domestic stock funds 
     International stock funds 
     Target funds 
     Bond funds 
  Total mutual funds 
Non-Recurring: 

Property, plant and 
equipment 

December 25, 2010 
Prices with 
Other 
Observable 
Inputs 
(Level 2) 

Quoted 
Prices in 
Active 
Markets  
(Level 1) 

$67 

459 
408 
119 
55 
1,108 

December 26, 2009 
Prices with 
Other 
Observable 
Inputs 
(Level 2) 

Quoted 
Prices in 
Active 
Markets  
(Level 1) 

Total 

$883 

$883 

883 

883 

Total 

$67 

459 
408 
119 
55 
1,108 

$1,071 

1,071 

$1,385 

1,385 

$1,108 

$1,071 

$2,179 

$883 

$1,385 

$2,268 

Mutual funds are valued at prices quoted in an active exchange market.  Property, plant 
and  equipment  are  valued  based  on  active  market  prices  and  other  relevant  information 
for sales of similar assets.  We have elected not to apply the fair value option under ASC 
825, Financial Instruments, to any of our financial instruments except for those expressly 
required by U.S. GAAP. 

We  do  not  maintain  any  Level  3  assets  or  liabilities  that  would  be  based  on  significant 
unobservable inputs. 

C. 

BUSINESS COMBINATIONS 

We completed the following business combinations in fiscal 2010 and 2008, which were 
accounted for using the purchase method (in millions).  No business combinations were 
completed in fiscal 2009. 

Company 
Name 
Shepherd 
Distribution 
Co. 
(“Shepherd”) 

Acquisition 
Date 
April 29, 
2010 

Purchase 
Price 

$5.9 
(asset 
purchase) 

Intangible 
Assets 

$2.2 

Net 
Tangible 
Assets 

$3.7 

Operating 
Segment 
Distribution 
Division 

Business Description 
Distributes shingle underlayment, 
bottom board, house wrap, siding, 
poly film and other products to 
manufactured housing and RV 
customers.  Headquartered in 
Elkhart, Indiana, it has 
distribution capabilities 
throughout the United States. 

Purchased 100% of the inventory, 
property, plant and equipment, 
and intangibles. 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

March 8, 
2010 

$0.6 
(asset 
purchase) 

$0.0 

$0.6  

Distribution 
Division 

June 9, 
2008 

$7.1 
(asset 
purchase) 

$5.1 

$2.0 

Western 
Division 

Service 
Supply 
Distribution, 
Inc. 
(“Service 
Supply”) 

D-Stake  Mill 
and 
Manufacturin
g Country 
(“D-Stake”) 

April 1, 
2008 

Shawnlee 
Construction, 
LLC 
("Shawnlee") 

$1.8 
(asset 
purchase) 

$1.0 

$0.8 

Atlantic 
Division 

Romano 
Construction 
Company, 
Ltd. 
(“Romano”) 

International 
Wood 
Industries, 
Inc. (“IWI”) 

March 15, 
2008 

$0.4 
(asset 
purchase) 

$0.2 

$0.2 

Atlantic 
Division 

February 4, 
2008 

$14.0 
(stock 
purchase) 

$10.6 

$3.4 

Western 
Division 

Distributes certain plumbing, 
electrical, adhesives, flooring, 
paint and other products to 
manufactured housing and RV 
customers.  Headquartered in 
Cordele, Georgia, it has 
distribution capabilities 
throughout the United States. 

Purchased 100% of the inventory, 
property, plant and equipment 
Manufactures kiln stickers, lath, 
stakes, decking, and pallets and 
pallet components for a variety of 
industries including 
manufacturing, retail and 
agriculture.  Plants are located in 
McMinnville, OR and 
Independence, OR.  Combined 
2007 sales were $18.5 million. 

Purchased 100% of the inventory, 
property, plant and equipment, 
and intangibles 
Provides framing services for 
multi-family construction in the 
northeast.  Located in Plainville, 
MA.  As of April 1, 2008 we 
owned a 90% membership 
interest and have purchased an 
additional 5% interest each year. 
Provides framing services and is 
located in Middletown, NY. 

Purchased 100% of the property, 
plant and equipment and 
intangibles 
Manufactures and distributes 
industrial products, including 
specialty boxes, crates, pallets 
and skids. Headquartered in 
Turlock, CA with distribution 
sites in Hawaii and Alaska. 2007 
sales were $40.0 million. 

Purchased 100% voting interest 

36 

 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

The amounts assigned to major intangible classes for business combinations mentioned 
above are as follows (in millions): 

Non-compete 
agreements 
$0.5 
1.0 
0.3 
0.2 
2.4 

Customer 
Relationships 
$1.4 
1.9 
0.4 

5.6 

Goodwill 
- Total 

$0.3 
2.2 
0.3 

2.6 

Goodwill - 
Tax 
Deductible 
$0.3 
2.2 
0.3 

0.0 

Shepherd 
D-Stake 
Shawnlee 
Romano 
IWI 

The business combinations mentioned above were not significant to our operating results 
individually or in aggregate, and thus pro forma results are not presented. 

D. 

ASSETS  HELD  FOR  SALE  AND  NET  LOSS  (GAIN)  ON  DISPOSITION  OF 
ASSETS AND OTHER IMPAIRMENT AND EXIT CHARGES 

Included in “Assets held for sale” on our Consolidated Balance Sheets is certain property, 
plant  and  equipment  totaling  $2.4  million  on  December  25,  2010.    The  assets  held  for 
sale consist of certain vacant land and facilities we closed to better align manufacturing 
capacity with the current business environment.  The fair values were determined based 
on  appraisals  or  recent  offers  to  acquire  assets.    These  and  other  idle  assets  were 
evaluated based on the requirements of ASC 360, which resulted in impairment and other 
exit  charges  included  in  “Net  loss  (gain)  on  disposition  of  assets  and  other  impairment 
and  exit  charges”  for  the  years  ended  December  25,  2010,  December  26,  2009  and 
December  27,  2008,  respectively.    These  amounts  include  the  following,  separated  by 
reporting segment (in millions): 

December 25, 2010 

December 26, 2009 

December 27, 2008 

Eastern 
and 
Western 
Divisions 
$0.6 

Atlantic 
Division 
$0.2 

All 
Other 

Eastern 
and 
Western 
Divisions 
$0.3  

Atlantic 
Division 
$0.4  

All 
Other 

Eastern 
and 
Western 
Divisions 
$0.6 

Atlantic 
Division 
$0.5  

All 
Other 
$0.3 

0.5 

0.1 

1.9  

0.2  

$0.4 

2.1 

0.7  

0.8 

(3.4) 

(0.8) 

(0.5) 

1.6  

0.6 

0.1  

0.5 

0.3 

0.5 

0.6 

Severances 
Property, 
plant and 
equipment 
Gain on 
sale of real 
estate 
Notes 
receivable 
Lease 
termination 
Other 
intangibles 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

The changes in assets held for sale are as follows (in thousands): 

Description 

Assets held for sale as of December 27, 2008 
Additions 
Transfers to held for use 
Sale of certain real estate in Woodburn, Oregon 
Sale of certain real estate in Dallas, Texas 
Sale of certain real estate in Murrieta, California 
Assets held for sale as of December 26, 2009 
Additions 
Assets held for sale as of December 25, 2010 

Net Book 
Value 

$8,296     

      1,030  
(3,057) 
(2,806) 
(2,433) 
(1,030) 
- 
2,446  
     $2,446   

Date of Sale 

Net Sales 
Price 

February  6, 2009 
May 13, 2009 
June  10, 2009 

$5.2 million 
$3.4 million 
$0.9 million 

In 2009, we transferred certain assets back to held for use because we did not believe we 
would sell these assets within a year due to difficult economic conditions and competitive 
factors.    Appropriate  “catch-up”  adjustments  were  recorded  for  depreciation  associated 
with the transfer of these assets to held for use. 

E. 

GOODWILL AND OTHER INTANGIBLE ASSETS 

Goodwill  represents  the  excess  of  the  purchase  price  over  the  fair  value  of  net 
tangible  and  identifiable  intangible  assets  of  acquired  businesses.    Goodwill  and 
intangible assets deemed to have indefinite lives are not amortized, but are subject 
to  impairment  tests  at  least  annually  in  accordance  with  ASC  350,  Intangibles-
Goodwill and Other.  We review the carrying amounts of goodwill and other non-
amortizable  intangibles  by  reporting  unit  to  determine  if  such  assets  may  be 
impaired.    As  the  carrying  amount  of  these  assets  are  recoverable  based  upon  a 
discounted  cash  flow  and  market  approach  analysis,  no  impairment  was 
recognized.   

The following amounts were included in other intangible assets, net as of December 25, 
2010 and December 26, 2009 (in thousands): 

Non-compete agreements  ............  
Customer relationships .................  
Licensing agreements ...................  
Patents ..........................................  
Total .............................................  

  Assets 

                2010                    
Accumulated 
Amortization 
($9,214) 
(9,199) 
(229) 
(1,782) 
($20,424) 

$12,569 
16,219 
4,589 
2,980 
$36,357 

2009 

Accumulated 
Amortization 
($11,182) 
(11,643) 

  (1,437) 
($24,262) 

Assets 
$18,162 
19,813 

  2,980 
$40,955 

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

Amortization  is  computed  principally  by  the  straight-line  method  over  the  estimated 
useful lives of the intangible assets as follows: 

Non-compete agreements........................ 5 to 10 years 
Customer relationship ............................... 5 to 8 years 
Licensing agreements......................................10 years 

Amortization expense of intangibles totaled $6.9 million, $8.3 million and $9.8 million in 
2010, 2009 and 2008, respectively.  The  estimated amortization expense for intangibles 
for each of the five succeeding fiscal years is as follows (in thousands): 

2011 ................................................... 
2012 ................................................... 
2013 ................................................... 
2014 ................................................... 
2015 ................................................... 
Thereafter........................................... 
Total ................................................... 

$5,183 
2,918 
2,170 
1,836 
1,612 
    2,214 
$15,933 

The changes in the net carrying amount of goodwill and indefinite-lived intangible assets 
for  the  years  ended  December  25,  2010  and  December  26,  2009,  are  as  follows  (in 
thousands): 

Balance as of December 27, 2008 .........................  
Final purchase price allocations.............................  
Deferred income tax adjustment ............................  
Balance as of December 26, 2009 .........................  
Acquisitions ...........................................................  
Final purchase price allocations.............................  

Goodwill 
$156,923  
(2,326) 
          121  
$154,718  
309  
       (325) 

Indefinite- 
Lived 
Intangible 
Assets 
$2,340 

________   
$2,340 

________   

Balance as of December 25, 2010 .........................  

$154,702  

     $2,340 

F. 

DEBT 

We  have  a  five-year,  $300  million  unsecured  revolving  credit  facility,  which  includes 
amounts reserved for letters of credit. Cash borrowings are  charged interest based upon 
an  index  equal  to  the  Eurodollar  rate  (in  the  case  of  borrowings  in  US  Dollars)  or  the 
bankers’ acceptance rate quoted  (in the case of borrowings in Canadian Dollars), plus a 
margin (ranging from 27 to 90 basis points, based upon our financial performance).  We 
are also charged  an annual facility fee on the entire amount of the lending commitment 
(ranging from 8 to 25 basis points, based upon our performance), and a usage premium 
(ranging  from  5  to  12.5  basis  points,  based  upon  our  performance)  at  times  when 
borrowings  in  US  Dollars  exceed  $150  million.  The  average  borrowing  rate  on  this 
facility was 0.8% in both 2010 and 2009, respectively.  The  amount outstanding on the 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

revolving credit facility is included in the long-term debt summary below.  The revolving 
credit facility supports letters of credit that we may be required to issue. 

Outstanding  letters  of  credit  extended  on  our  behalf  aggregated  $31.3  million  on 
December  25,  2010,  which  includes  approximately  $12.4  million  related  to  industrial 
development  revenue  bonds.    Outstanding  letters  of  credit  extended  on  our  behalf 
aggregated  $32.3  million  on  December  26,  2009,  which  includes  approximately  $12.4 
million  related  to  industrial  development  revenue  bonds.    Letters  of  credit  have  terms 
ranging from one to three years, and include an automatic renewal clause.  The letters of 
credit  are  charged  an  annual  interest  rate  ranging  from  27  to  90  basis  points  under  the 
$300 million facility, based upon our financial performance. 

Long-term debt and capital lease obligations are summarized as follows on December 25, 
2010 and December 26, 2009 (amounts in thousands): 

         2010 

      2009 

Series 2002-A Senior Notes Tranche B, due on December 18, 
  2012, interest payable semi-annually at 6.16% ..............................................  

$40,000 

$40,000 

  Revolving credit facility totaling $300 million due on 

  February 12, 2012, interest due monthly at a floating rate 
  (1.2% on December 25, 2010)........................................................................  
Series 1999 Industrial Development Revenue Bonds, due on 
  August 1, 2029, interest payable monthly at a floating rate 
  (0.55% on December 25, 2010)......................................................................  
Series 2000 Industrial Development Revenue Bonds, due on 
  October 1, 2020, interest payable monthly at a floating rate 
  (0.52% on December 25, 2010)......................................................................  
Series 2001 Industrial Development Revenue Bonds, due on 
  November 1, 2021, interest payable monthly at a floating rate 
  (0.53% on December 25, 2010)......................................................................  
Series 2002 Industrial Development Revenue Bonds, due on 
  December 1, 2022, interest payable monthly at a floating rate 
  (0.51% on December 25, 2010)......................................................................  
  Capital lease obligations, interest imputed at 5.37%........................................  
  Other.................................................................................................................  

Less current portion..........................................................................................  
Long-term portion ............................................................................................  

2,109 

3,300 

3,300 

2,700 

2,700 

2,500 

2,500 

3,700 
458 
     524 
55,291 
        712 
$ 54,579 

3,700 
892 
      762 
53,854 
       673 
$53,181 

Financial  covenants  on  the  unsecured  revolving  credit  facility  and  unsecured  notes 
include  a  minimum  net  worth  requirement,  minimum  interest  coverage  tests,  and  a 
maximum  leverage  ratio.    The  agreements  also  restrict  the  amount  of  additional 
indebtedness we may incur and the amount of assets which may be sold.  We were within 
all of our lending requirements on December 25, 2010 and December 26, 2009. 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

On  December  25,  2010,  the  principal  maturities  of  long-term  debt  and  capital  lease 
obligations are as follows (in thousands): 

2011 .............................. 
2012 .............................. 
2013 .............................. 
2014 .............................. 
2015 .............................. 
Thereafter...................... 

$712 
42,379 

    12,200 
   $55,291 

On  December  25,  2010,  the  estimated  fair  value  of  our  long-term  debt,  including  the 
current  portion,  was  $55.9  million,  which  was  $0.6  million  greater  than  the  carrying 
value.  The estimated fair value is based on rates anticipated to be available to us for debt 
with similar terms and maturities. 

G. 

LEASES 

Leased property included in the balance sheet on December 25, 2009 and December 26, 
2010 is as follows (in thousands): 

Machinery and equipment....................... $1,345  
Less accumulated amortization...............     (672) 
  $673  

  2010 

  2009 
  $1,345  
  (224) 
  $1,121  

We  lease  certain  real  estate  under  operating  and  capital  lease  agreements  with  original 
terms ranging from one to ten years.  We are required to pay real estate taxes and other 
occupancy costs under these leases. Certain leases carry renewal options of five to fifteen 
years.    We  also  lease  motor  vehicles,  equipment,  and  an  aircraft  under  operating  lease 
agreements  for  periods  of  one  to  ten  years.    Future  minimum  payments  under  non-
cancelable leases on December 25, 2010 are as follows (in thousands): 

2011 ............................................................................... 
2012 ............................................................................... 
2013 ............................................................................... 
2014 ............................................................................... 
2015 ............................................................................... 
Thereafter....................................................................... 
Total minimum lease payments ..................................... 
Less imputed interest ..................................................... 
Present value of minimum lease payments .................... 

     Capital   
      Leases   
$472  

$472    
    (14) 
$458  

 Total    
$7,748 

Operating 
  Leases   
   $7,276     
3,950 
2,034     
1,423          1,423    
1,201 
727 
$  16,611 

1,201 
727 
$17,083  

3,950     
2,034 

Rent expense was approximately $13.8 million, $16.7 million, and $19.9 million in 2010, 
2009, and 2008, respectively. 

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
             
 
     
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

H. 

DEFERRED COMPENSATION 

We  have  a  program  whereby  certain  executives  irrevocably  elected  to  defer  receipt  of 
certain  compensation  in 1985  through  1988.    Deferred  compensation  payments  to  these 
executives  will  commence  upon  their  retirement.    We  purchased  life  insurance  on  such 
executives,  payable  to  us  in  amounts  which,  if  assumptions  made  as  to  mortality 
experience, policy dividends, and other factors are realized, will accumulate cash values 
adequate  to  reimburse  us  for  all  payments  for  insurance  and  deferred  compensation 
obligations.    In  the  event  cash  values  are  not  sufficient  to  fund  such  obligations,  the 
program  allows  us  to  reduce  benefit  payments  to  such  amounts  as  may  be  funded  by 
accumulated  cash  values.    The  deferred  compensation  liabilities  and  related  cash 
surrender  value  of  life  insurance  policies  are  included  in  "Other  Liabilities"  and  "Other 
Assets," respectively.  

We also maintain a non-qualified deferred compensation plan (the "Plan") for the benefit 
of senior management employees who may elect to defer a portion of their annual bonus 
payments and salaries.  The Plan provides investment options similar to our 401(k) plan, 
including our stock.  The investment in our stock is funded by the issuance of shares to a 
Rabbi  trust,  and  may  only  be  distributed  in  kind.    Assets  held  by  the  Plan  totaled 
approximately  $1.1  million  and  $0.9  million  on  December  25,  2010  and  December  26, 
2009,  respectively,  and  are  included  in  "Other  Assets."    Related  liabilities  totaled  $5.3 
million  and  $4.9  million  on  December  25,  2010  and  December  26,  2009,  respectively, 
and are included in "Other Liabilities" and "Shareholders' Equity."  Assets of the Plan are 
recorded  at  fair  market  value.    The  related  liabilities  are  recorded  at  fair  market  value, 
with  the  exception  of  obligations  associated  with  investments  in  our  stock  which  are 
recorded at the market value on the date of deferral. 

I. 

COMMON STOCK 

On June 1, 1993, our shareholders approved the Incentive Stock Option Plan (the "Plan") 
for  certain  officers  of  the  Company.    The  remaining  options  were  exercisable  within 
thirty  days  of  the  anniversary  of  the  Plan  in  2008.    There  are  no  options  outstanding 
under the Plan. 

In  January  1994,  the  Employee  Stock  Gift  Program  was  approved  by  the  Board  of 
Directors which allows us to gift shares of stock to eligible employees based on length of 
service.    We  gifted  shares  of  stock  under  this  Plan  in  2010,  2009,  and  2008,  and 
recognized the market value of the shares at the date of issuance as an expense totaling 
approximately $38,000, $45,000, and $45,000, respectively. 

In April 2002, our shareholders approved the 2002 Employee Stock Purchase Plan ("2002 
Stock Purchase Plan") to succeed the Employee Stock Purchase Plan originally approved 
in 1994.  In April 2008, our shareholders authorized additional shares to be allocated to 
the 2002 Stock Purchase Plan.  The plan allows eligible employees to purchase shares of 

42 

 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

our  stock  at  a  share  price  equal  to  85%  of  fair  market  value  on  the  purchase  date.    In 
2010,  2009,  and  2008,  shares  were  issued  under  this  Plan  for  amounts  totaling 
approximately  $427,000,  $454,000,  and  $582,000,  respectively.    The  weighted  average 
discounted  per  share  fair  value  of  these  shares  was  $28.56,  $29.10,  and  $25.92, 
respectively.  Upon  adoption  of  ASC  718,  Compensation  –  Stock  Compensation, 
("ASC 718"), we have expensed the fair value of the compensation associated with these 
awards, which approximates the discount. 

In  April  1994,  our  shareholders  approved  the  Directors’  Retainer  Stock  Plan  ("Stock 
Retainer  Plan").    In  April  2007,  our  shareholders  authorized  additional  shares  to  be 
distributed pursuant to this plan.  The Stock Retainer Plan allows eligible members of the 
Board of Directors to defer their retainer fees and receive shares of our stock at the time 
of their retirement, disability or death.  The number of shares to be received is equal to 
the  amount  of  the  retainer  fee  deferred  multiplied  by  110%,  divided  by  the  fair  market 
value of a share of our stock at the time of deferral. The number of shares is increased by 
the  amount  of  dividends  paid  on  the  Company’s  Common  Shares  Outstanding.  
Shareholders’ equity includes approximately $1.5 million and $1.1 million on December 
25, 2010 and December 26, 2009, respectively, for obligations incurred under this Plan.  
In 2009, distributions totaled approximately $600,000, all of which was paid in shares of 
our common stock.  There were no distributions in 2010 or 2008.   

In  January  1997,  we  instituted  a  Directors'  Stock  Grant  Program.    In  lieu  of  a  cash 
increase  in  the  amount  of  Directors’  fees,  each  outside  Director  receives  100  shares  of 
stock for each board meeting attended up to a maximum of 400 shares per year.  In 2010, 
2009, and 2008, we issued shares and recognized the market value of the shares on the 
date  of  issuance  as  an  expense  totaling  approximately  $102,000,  $63,000,  and  $58,000, 
respectively. 

On April 15, 2009, our shareholders approved an amended and restated Long Term Stock 
Incentive  Plan  (the  "LTSIP”).  The  LTSIP  reserves  1,000,000  shares,  plus  a  balance  of 
unused  shares  from  prior  plans  of  approximately  1.6  million  shares,  plus  an  annual 
increase of no more than 200,000 shares per year which may be added on the date of the 
annual meeting of shareholders.  The  LTSIP provides for the  granting of stock options, 
reload  options,  stock  appreciation  rights,  restricted  stock,  performance  shares  and  other 
stock-based awards.  No options were granted under the LTSIP in 2010, 2009 or 2008. 

The following stock grants are outstanding under the LTSIP: 

•  On  April  17,  2002,  a  Conditional  Share  Grant  was  made  which  will  grant  our 
Executive  Chairman  10,000  shares  of  common  stock  immediately  upon  the 
satisfaction  of  the  terms  and  conditions  set  forth  in  the  grant.    Shareholders’ 
equity includes approximately $245,000 and $245,000 on December 25, 2010 and 
December 26, 2009, respectively, for this grant. 

43 

 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

•  Shares of common stock were issued on February 9, 2009 for Performance Share 

Grants made on February 3, 2006. 

•  On  January  16,  2007,  Conditional  Share  Grants  were  made  which  will  grant 
certain employees 500 shares each of common stock immediately upon vesting in 
2017,  subject  to  conditions  set  forth  in  the  grant.    Shareholders’  equity  includes 
approximately  $66,000  and  $49,000  on  December  25,  2010  and  December  26, 
2009, respectively, for this grant. 

•  On February 23, 2007, shares were issued into a Deferred Stock Bonus  Plan for 
certain  employees.    These  shares  are  distributable  upon  retirement,  subject  to 
conditions set forth in the plan.  Shareholders’ equity includes approximately $1.0 
million on December 25, 2010 and $1.4 million December 26, 2009, respectively, 
for this grant. 

•  On  January  16,  2008,  Conditional  Share  Grants  were  made  which  will  grant 
certain employees 500 shares each of common stock immediately upon vesting in 
2018,  subject  to  conditions  set  forth  in  the  grant.    Shareholders’  equity  includes 
approximately  $32,000  and  $21,000  on  December  25,  2010  and  December  26, 
2009, respectively, for this grant. 

•  On February 8, 2008, Conditional Share Grants were made which granted certain 
employees approximately 94,000 shares of common stock on February 15, 2011, 
subject  to  conditions  set  forth  in  the  grant.  Shareholders’  equity  includes 
approximately  $2.5  million  and  $1.3  million  on  December  25,  2010  and 
December 26, 2009, respectively, for this grant. 

•  On  January  21,  2009,  Conditional  Share  Grants  were  made  which  will  grant 
certain employees 500 shares each of common stock immediately upon vesting in 
2019,  subject  to  conditions  set  forth  in  the  grant.    Shareholders’  equity  includes 
approximately $7,000 and $3,000 on December 25, 2010 and December 26, 2009, 
respectively, for this grant. 

•  On February 1, 2009, approximately 75,000 shares of common stock were issued 
into  a  deferred  compensation  plan  for  certain  employees  and  independent 
directors.  The shares will be vested on February 1, 2014, subject to conditions set 
forth  in  the  grant.  Shareholders’  equity  includes  approximately  $0.7  million  and 
$0.5 million on December 25, 2010 and December 26, 2009, respectively, for this 
grant. 

•  On  January  14,  2010,  Conditional  Share  Grants  were  made  which  will  grant 
certain employees 500 shares each of common stock immediately upon vesting in 
2020,  subject  to  conditions  set  forth  in  the  grant.    Shareholders’  equity  includes 
approximately $7,000 on December 25, 2010, for this grant. 

44 

 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

•  On February 1, 2010, approximately 73,000 shares of common stock were issued 
into  a  deferred  compensation  plan  for  certain  employees  and  independent 
directors.  The shares will be vested on February 1, 2015, subject to conditions set 
forth  in  the  grant.  Shareholders’  equity  includes  approximately  $0.7  million 
December 25, 2010, for this grant. 

As  of  December  25,  2010,  a  total  of  approximately  3.1  million  shares  are  reserved  for 
issuance under the plans mentioned above. 

On  November  14,  2001,  the  Board  of  Directors  approved  a  share  repurchase  program 
(which succeeded a previous program) allowing us to repurchase up to 2,500,000 shares 
of  our  common  stock.    On  October  14,  2010,  our  Board  authorized  an  additional  2 
million shares  to  be  repurchased  under  our  share  repurchase  program.    We  repurchased 
144,900  and  91,724  shares  under  this  program  in  2010  and  2009,  respectively.    As  of 
December  25,  2010,  cumulative  total  authorized  shares  available  for  repurchase  is 
approximately 3.0 million shares. 

Common stock activity for 2010, 2009 and 2008 was as follows: 

Shares issued under plan: 

Employee Stock Purchase 
Stock Option Exercises 

Employee stock plans 

Stock gift 
Executive Stock Grant 
Conditional Stock Grant 
Directors’ Retainer Stock 
Directors’ Stock Grant 

Stock grant plans 

Deferred compensation 
Stock notes receivable, net 

Shares received for exercise 

of stock options 

Stock repurchase 

Beginning common stock 
Ending common stock 

2010 

2009 

2008 

14,948  
96,310  
111,258  
1,154  
67,692  
2,011  

3,000  
73,857  
9,046  
(726) 

15,614  
114,651  
130,265  
1,466  
74,750  

23,413  
3,000  
102,629  
50,816  
3,721  

(144,900) 
48,535  
19,284,587  
19,333,122  

(1,602) 
(90,122) 
195,707  
19,088,880  
19,284,587  

22,474  
152,054  
174,528  
1,606  

2,100  
3,706  
15,288  
7,374  

(19,857) 

181,039  
18,907,841  
19,088,880  

J. 

STOCK-BASED COMPENSATION   

We  account  for  share-based  compensation  using  the  fair  value  recognition  provisions  of 
ASC  718,  Compensation  –  Stock  Compensation,  (“ACS  718”),  which  we  have  adopted 
using the modified-prospective-transition method effective January 1, 2006.  As discussed 
in  Note  I,  Common  Stock,  we  provide  compensation  benefits  to  employees  and  non-

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

employee  directors  under  several  share-based  payment  arrangements  including  the 
Employee  Stock  Gift  Program,  the  2002  Employee  Stock  Purchase  Plan,  the  Directors’ 
Retainer  Stock  Plan,  the  Directors’  Stock  Grant  Program  and  the  Long-Term  Stock 
Incentive Plan. 

Stock Option Plans 

To date, other than certain, relatively nominal conditional share grants, performance share 
awards and deferred share awards that are permitted under the LTSIP, we have only issued 
options  under  the  LTSIP.    Vesting  requirements  for  awards  under  this  plan  will  vary  by 
individual grant and, as to outstanding awards, and are subject to time-based vesting.  The 
contractual life of all of the options granted under this plan is no greater than 15 years. 

The  fair  value  of  each  option  award  is  estimated  as  of  the  date  of  grant  using  the  Black-
Scholes  option  pricing  model.    Expected  volatility  assumptions  used  were  based  on 
historical volatility of our stock.  We utilize historical data to estimate option exercise and 
employee termination behavior within the valuation model; separate groups of employees 
that  have  similar  historical  exercise  behavior  are  considered  separately  for  valuation 
purposes.    The  risk-free  rate  for  the  expected  term  of  the  option  award  was  based  on  the 
U.S. Treasury  yield  curve in effect at the time of the  grant.  No new option awards were 
granted  in  2010,  2009  or  2008  and  therefore  no  specific  valuation  assumptions  are 
presented. 

The  following  summary  presents  information  regarding  outstanding  options  as  of 
December 25, 2010 and changes during the period then ended with regard to options under 
all stock option plans: 

Outstanding at December 26, 2009..................... 
Exercised............................................................. 
Forfeited or expired............................................. 
Outstanding at December 25, 2010..................... 
Vested or expected to vest at December 25, 2010 
Exercisable at December 25, 2010...................... 

  Weighted 
   Average 
 Remaining   Aggregate 
  Intrinsic 
   Value     

  Exercise Price   Contractual  
     Term       

   Stock 
   Under 
  Option    
  473,878  
    (96,310) 
     (17,571) 
   359,997  
  197,000  
  162,997  

  Weighted 
   Average 

    Per Share     
$23.34 
$19.80 
$28.60 
$24.04 
$24.69 
$23.24 

2.35 
2.79 
1.82 

  $5,012,758   
  $2,613,885   
  $2,398,873 

The total intrinsic value of options exercised during 2010, 2009 and 2008 was $1.8 million 
$2.3 million and $2.4 million, respectively. 

Employee Stock Purchase Plan 

In  2010,  2009  and  2008,  we  issued  shares  under  this  plan  totaling  14,948,  15,614  and 
22,474, respectively.  In 2010, 2009 and 2008, the weighted average fair values per share 
of  employee  stock  purchase  rights  pursuant  to  this  plan  were  $5.04,  $5.14  and  $4.57, 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
     
      
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

respectively.  The  fair  value  of  the  stock  purchase  rights  approximated  the  difference 
between the stock price and the employee purchase price. 

Directors’ Retainer Stock Plan 

We recognized the fair market value of the shares issued under this plan, calculated using 
the  number  of  shares  issued  and  the  stock  price  on  the  issuance  date,  as  expense  and 
recorded  the  related  obligation  in  shareholders’  equity.    In  2010,  2009  and  2008,  we 
recognized  approximately  $467,000,  $317,000  and  $268,000,  respectively,  in  expense  for 
shares issued under this program.  

Directors’ Stock Grant Program 

In 2010, 2009 and 2008, we recognized the fair market value of the shares issued under this 
plan, calculated using the number of shares issued and the stock price on the issuance date, 
as an expense totaling approximately $102,000, $63,000 and $58,000, respectively. 

Conditional Share Grant Agreements 

In 2010, 2009 and 2008, we recognized the fair value of the awards estimated as of the date 
of grant.  We recognized approximately $112,000, $118,000 and $50,000, respectively, in 
expense for shares issuable under this program. 

All Share-Based Payment Arrangements 

The  total  share-based  compensation  cost  and  the  related  total  income  tax  benefit  that  has 
been  recognized  in  results  of  operations  was  approximately  $1,920,000  and  $1,140,000, 
respectively in 2010.  The total share-based compensation cost and the related total income 
tax benefit that has been recognized in results of operations was approximately $1,252,000 
and  $724,000,  respectively  in  2009.    The  total  share-based  compensation  cost  and  the 
related  total  income  tax  benefit  that  has  been  recognized  in  results  of  operations  was 
approximately $820,000 and $255,000, respectively in 2008.  

In 2010, 2009 and 2008, cash received from option exercises and share issuances under our 
plans was $2.3 million, $2.4 million and $3.0 million, respectively.  The actual tax benefit 
realized in 2010, 2009 and 2008 for the tax deductions from option exercises totaled $0.6 
million, $0.7 million and $0.9 million, respectively. 

K.  RETIREMENT PLANS 

We  have  a  profit  sharing  and  401(k)  plan  for  the  benefit  of  substantially  all  of  our 
employees, excluding the employees of certain non-wholly-owned subsidiaries.  Amounts 
contributed to the plan are made at the discretion of the Board of Directors.  We matched 
25%  of  employee  contributions  in  2010  and  2009,  on  a  discretionary  basis,  totaling  $1.4 
million  and  $1.4  million,  respectively.    We  matched  50%  of  employee  contributions  in 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

2008, on a discretionary basis, totaling $3.5 million.  The basis for matching contributions 
may  not  exceed  the  lesser  of  6%  of  the  employee's  annual  compensation  or  the  IRS 
limitation. 

On  July  14,  2010,  the  compensation  committee  of  the  board  of  directors  approved  a 
retirement plan for officers whereby we will pay, upon retirement, benefits totaling 150% 
of  the  officer’s  highest  base  salary  in  the  three  years  immediately  preceding  separation 
from  service  plus  health  care  benefits  for  a  specified  period  of  time  if  certain  eligibility 
requirements  are  met.  Approximately  $1.4  million  is  accrued  in  other  liabilities  for  this 
plan at December 25, 2010. 

L. 

INCOME TAXES 

Income  tax  provisions  for  the  years  ended  December  25,  2010,  December  26,  2009,  and 
December 27, 2008 are summarized as follows (in thousands): 

Currently Payable: 

Federal 
State and local 
Foreign 

Net Deferred: 
Federal 
State and local 
Foreign 

2010 

2009 

2008 

$4,762  
1,768  
3,344  
9,874  

384  
(689) 
(2,369) 
(2,674)   
$7,200  

$4,411 
1,452 
   2,602   
8,465 

$5,566  
915  
 3,169  
9,650  

4,868      
337 
     182       
  5,387     

$13,852 

(5,768) 
(1,951) 
  (245)   

 (7,964) 
$1,686  

The components of earnings before income taxes consist of the following: 

2010 

2009 

2008 

U.S. 
Foreign 
Total 

$16,115 
10,926 
$27,041 

$29,806 
     8,791 
$38,597 

$(702) 
7,848    

$7,146  

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

The effective income tax rates are different from the statutory federal income tax rates for 
the following reasons: 

Statutory federal income tax rate 
State and local taxes (net of  federal benefits) 
Effect of noncontrolling owned interest in earnings of partnerships 
Manufacturing deduction 
Research and development tax credits 
Change in valuation allowance 
Nondeductible amortization of goodwill 
Meals and entertainment  
Other, net 
Effective income tax rate 

2010 
35.0% 
2.4 
(1.8) 
(1.6) 
(1.4) 
(10.5) 
1.6 
1.6 
1.3 
26.6% 

2009 
35.0% 
1.9 
0.1 
(0.8) 
(1.8) 
(1.4) 
1.2 
1.1 
0.6 
35.9% 

2008 
35.0% 
(1.3) 
(2.2) 
(4.0) 
(14.0) 
1.1 
5.7 
6.6 
(3.3) 
23.6% 

Temporary differences  which give  rise to deferred income tax assets and (liabilities) on 
December 25, 2010 and December 26, 2009 are as follows (in thousands): 

Employee benefits 
Foreign subsidiary net operating loss 
Accrued expenses 
Other, net 
Gross deferred income tax assets 
Valuation allowance 
Deferred income tax assets 

Depreciation 
Intangibles 
Inventory 
Other, net 
Deferred income tax liabilities 
Net deferred income tax liability 

2010 

2009 

$6,626  
1,350  
3,855  
3,836  
15,667  

15,667  

(17,762) 
(9,269) 
148  
(137) 
(27,020) 
($11,353) 

$5,189  
1,782  
3,769  
3,764  
14,504  
(2,712) 
11,792  

(17,522) 
(7,799) 
(421) 
(77) 
(25,819) 
($14,027) 

At the end of 2009, the valuation allowance consists of a net operating loss carryforward 
we have for a wholly-owned subsidiary.  As a result of cumulative historical losses of this 
subsidiary, our ability to realize a future benefit from this loss carryforward was in doubt, 
therefore,  we  established  an  allowance  for  the  entire  amount  of  the  future  benefit.    The 
allowance  was  removed  in  2010  as  a  result  of  increased  profitability  in  this  subsidiary.  
This carryforward will expire at the end of 2027. 

M. 

ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES 

ASC  740,  Income  Taxes  (“ASC  740”)  clarifies  the  accounting  for  income  taxes  by 
prescribing the minimum recognition threshold a tax position is required to meet before 
being  recognized  in  the  financial  statements.    ASC  740  also  provides  guidance  on 
derecognition,  measurement,  classification,  interest  and  penalties,  and  disclosure 
requirements.   

49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

A reconciliation of the beginning  and ending  amount of unrecognized tax benefits is as 
follows (in thousands): 

Gross unrecognized tax benefits beginning of year 
(Decrease) Increase in tax positions for prior years 
Increase in tax positions for current year 
Settlements with taxing authorities 
Lapse in statute of limitations 
Gross unrecognized tax benefits end of year 

2010 
$10,311  
(7,124) 
278  
(1,565) 
(427) 
$1,473  

2009 
$11,034  
116  
512  
(778) 
(573) 
$10,311  

The  total  amount  of  net  unrecognized  tax  benefits  that,  if  recognized,  would  affect  the 
effective  tax  rate  was  $1.5  million  and  $10.3  million  at  December  25,  2010  and 
December 26, 2009, respectively.  We recognized interest and penalties for unrecognized 
tax benefits in our provision for income taxes.  The liability for unrecognized tax benefits 
included accrued interest and penalties of $0.2 million and $0.3 million at December 25, 
2010 and December 26, 2009, respectively. 

We  file  income  tax  returns  in  the  United  States  and  in  various  state,  local  and  foreign 
jurisdictions.  During 2010, the Internal Revenue Service examination for tax years 2004 
– 2008 was resolved. For the majority of state and foreign jurisdictions, we are no longer 
subject to income tax examinations for  years before 2004.  A number of state and local 
examinations  are  currently  ongoing.    It  is  possible  that  these  examinations  may  be 
resolved  within  the  next  twelve  months.    Due  to  the  potential  for  resolution  of  state 
examinations, and the expiration of various statutes of limitation, it is reasonably possible 
that our gross unrecognized tax benefits may change within the next twelve months by a 
range of $0.3 million to $1.0 million. 

N. 

COMMITMENTS, CONTINGENCIES, AND GUARANTEES 

We  are  self-insured  for  environmental  impairment  liability,  including  certain  liabilities 
which  are  insured  through  a  wholly  owned  subsidiary,  UFP  Insurance  Ltd.,  a  licensed 
captive insurance company.   

We own and operate a number of facilities throughout the United States that chemically 
treat lumber products.  In connection with the ownership and operation of these and other 
real properties, and the disposal or treatment of hazardous or toxic substances, we may, 
under various federal, state, and local environmental laws, ordinances, and regulations, be 
potentially  liable  for  removal  and  remediation  costs,  as  well  as  other  potential  costs, 
damages, and expenses.  Environmental reserves, calculated with no discount rate, have 
been  established  to  cover  remediation  activities  at  our  affiliates’  wood  preservation 
facilities  in  Stockertown,  PA;  Elizabeth  City,  NC;  Auburndale,  FL;  Gordon,  PA; 
Janesville, WI; and Medley, FL.  In addition, a reserve was established for our affiliate’s 
facility in Thornton, CA to remove certain lead containing materials which existed on the 
property at the time of purchase.  During 2009, a subsidiary entered into a consent order 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

with the State of Florida to conduct additional testing at the Auburndale, FL facility.  We 
admitted no liability and the costs are not expected to be material. 

On a consolidated basis, we have reserved approximately $3.4 million on December 25, 
2010  and  $4.3  million  on  December  26,  2009,  representing  the  estimated  costs  to 
complete  future  remediation  efforts.  These  amounts  have  not  been  reduced  by  an 
insurance receivable. 

From time to time, various special interest environmental groups have petitioned certain 
states requesting restrictions on the use or disposal of CCA treated products.  The wood 
preservation  industry  trade  groups  are  working  with  the  individual  states  and  their 
regulatory  agencies to provide an  accurate, factual background which demonstrates that 
the present method of uses and disposal is scientifically supported.  Our affiliates market 
a modest amount of CCA treated products for permitted, non-residential applications. 

We have not accrued for any potential loss related to the contingencies above.  However, 
potential liabilities of this nature are not conducive to precise estimates and are subject to 
change. 

In addition, on December 25, 2010, we were parties either as plaintiff or a defendant to a 
number of lawsuits and claims arising through the normal course of our business.  In the 
opinion  of  management,  our  consolidated  financial  statements  will  not  be  materially 
affected by the outcome of these contingencies and claims. 

On December 25, 2010, we had outstanding purchase commitments on capital projects of 
approximately $2.0 million. 

We provide  a variety of  warranties for products  we manufacture.  Historically, warranty 
claims have not been material.  We distribute products manufactured by other companies, 
some  of  which  are  no  longer  in  business.    While  we  do  not  warrant  these  products,  we 
have received claims as a distributor of these products when the manufacturer no longer 
exists or has the ability to pay.  Historically, these costs have not had a material affect on 
our consolidated financial statements. 

In certain cases we supply building materials and labor to site-built construction projects 
or  we  jointly  bid  on  contracts  with  framing  companies  for  such  projects.  In  some 
instances  we  are  required  to  post  payment  and  performance  bonds  to  insure  the  owner 
that  the  products  and  installation  services  are  completed  in  accordance  with  our 
contractual obligations.  We have agreed to indemnify the surety for claims made against 
the bonds.  As of December 25, 2010, we had approximately $13.5 million in outstanding 
payment  and  performance  bonds,  which  expire  during  the  next  two  years.   In  addition, 
approximately  $29.8  million  in  payment  and  performance  bonds  are  outstanding  for 
completed projects which are still under warranty. 

51 

 
 
  
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

We  have  entered  into  operating  leases  for  certain  assets  that  include  a  guarantee  of  a 
portion of the residual value of the leased assets.  If, at the expiration of the initial lease 
term, we do not exercise our option to purchase the leased assets and these assets are sold 
by the lessor for a price below a predetermined amount, we will reimburse the lessor for a 
certain portion of the shortfall.  These operating leases will expire periodically over the 
next  three  years.    The  estimated  maximum  aggregate  exposure  of  these  guarantees  is 
approximately $0.6 million. 

On  December  25,  2010  we  had  outstanding  letters  of  credit  totaling  $31.3  million, 
primarily related to certain insurance contracts and industrial development revenue bonds 
described further below.   

In lieu of cash deposits, we provide irrevocable letters of credit in favor of our insurers to 
guarantee  our  performance  under  certain  insurance  contracts.    We  currently  have 
irrevocable  letters  of  credit  outstanding  totaling  approximately  $19.0  million  for  these 
types  of  insurance  arrangements.    We  have  reserves  recorded  on  our  balance  sheet,  in 
accrued  liabilities,  that  reflect  our  expected  future  liabilities  under  these  insurance 
arrangements. 

We are required to provide irrevocable letters of credit in favor of the bond trustees for all 
of the industrial development revenue bonds that we have issued.  These letters of credit 
guarantee  principal  and  interest  payments  to  the  bondholders.    We  currently  have 
irrevocable  letters  of  credit  outstanding  totaling  approximately  $12.4  million  related  to 
our  outstanding  industrial  development  revenue  bonds.    These  letters  of  credit  have 
varying terms but may be renewed at the option of the issuing banks. 

Certain  wholly  owned  domestic  subsidiaries  have  guaranteed  the  indebtedness  of 
Universal  Forest  Products,  Inc.  in  certain  debt  agreements,  including  the  Series  2002-A 
Senior  Notes  and  our  revolving  credit  facility.    The  maximum  exposure  of  these 
guarantees is limited to the indebtedness outstanding under these debt arrangements and 
this exposure will expire concurrent with the expiration of the debt agreements. 

Many  of  our  wood  treating  operations  utilize  "Subpart  W"  drip  pads,  defined  as 
hazardous waste management units by the EPA.   The rules regulating drip pads require 
that  the  pad  be  “closed”  at  the  point  that  it  is  no  longer  intended  to  be  used  for  wood 
treating  operations  or  to  manage  hazardous  waste.    Closure  involves  identification  and 
disposal of contaminants which are required to be removed from the facility.  The cost of 
closure is dependent upon a number of factors including, but not limited to, identification 
and removal of contaminants, cleanup standards that vary from state to state, and the time 
period over which the cleanup would be completed.  Based on our present knowledge of 
existing  circumstances,  it  is  considered  probable  that  these  costs  will  approximate  $0.7 
million.  As a result, this amount is recorded in other long-term liabilities on December 
25, 2010. 

52 

 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

We did not enter into any new guarantee arrangements during 2010 which would require 
us to recognize a liability on our balance sheet. 

O. 

CONSULTING & NON-COMPETE AGREEMENTS 

On  December  17,  2007  we  entered  into  a  consulting  and  non-compete  agreement  with 
our  former  CEO  which  provides  for  monthly  payments  for  a  term  of  three  years  that 
began  upon  retirement  from  Universal  Forest  Products,  Inc.    The  present  value  of  the 
vested portion of the non-compete payments totaling approximately $1.1 million and $1.8 
million at December 25, 2010 and December 26, 2009, respectively, is accrued in other 
liabilities. 

On  December  31,  2007  the  former  President  of  Universal  Forest  Products  Western 
Division, Inc. retired as an employee of Universal Forest Products, Inc., and we entered 
into  an  agreement  with  him  which  provides  for  monthly  payments  for  a  term  of  three 
years.    The  present  value  of  these  payments  totaled  approximately  $0.4  million  at 
December 26, 2009 and was recorded in other liabilities.  This obligation has been paid in 
full at December 25, 2010. 

P. 

SEGMENT REPORTING 

ASC  280,  Segment  Reporting  (“ASC  280”)  defines  operating  segments  as 
components  of  an  enterprise  about  which  separate  financial  information  is 
available  that  is  evaluated  regularly  by  the  chief  operating  decision  maker  in 
deciding how to allocate resources and in assessing performance. 

During  2010,  we  undertook  a  reorganization  of  our  former  Eastern  division 
operating  segment  that  occurred  in  two  stages.      The  first  stage  involved  a 
management  restructuring  whereby  the  division  was  divided  into  Northern  and 
Southern  operating  segments  during  the  first  quarter  of  fiscal  2010.    This 
realignment  was  further  refined  commencing  on  December  25,  2010  with  a 
reorganization  of  the  Northern  and  Southern  operating  segments  into  newly 
created Eastern and Atlantic divisions to better align  management oversight with 
strategic growth opportunities and operational initiatives. 

Our  operating  segments  consist  of  the  Eastern,  Western,  Atlantic,  Consumer 
Products  and  Distribution  divisions.    In  accordance  with  ASC  280,  due  to  the 
similar  economic  characteristics,  nature  of  products,  distribution  methods,  and 
customers, we have aggregated our Eastern and Western operating segments into 
one reportable segment.  The Atlantic division is considered a separate reportable 
segment.    Our  other  divisions  do  not  collectively  form  a  reportable  segment 
because  their  respective  operations  are  dissimilar  and  they  do  not  meet  the 

53 

 
 
 
 
 
 
 
 
 
  
   
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

applicable quantitative requirements.  These operations have been included in the 
“All Other” column of the table below. 

Eastern 
and  
Western  
Divisions 

$1,282,294 
85,076 
424 
4,492 
17,147 
23,389 
459,048 
12,150 

Eastern 
and  
Western  
Divisions 

$1,160,216 
75,347 
523 
4,874 
18,948 
34,870 
442,138 
6,334 

Eastern 
and  
Western  
Divisions 

$1,539,152 
88,877 
1,235 
4,755 
22,166 
9,704 
503,531 
9,702 

2010 

Atlantic 
Division 

Corporate 

All  
Other 

$469,448 
36,593 
44 
96 
5,501 
6,654 
152,711 
2,448 

$139,109 
45,173 
- 
2,331 
3,071 
1,401 
80,576 
4,598 

$- 
- 
3,081 
- 
4,710 
(1,155) 
96,245 
7,754 

2009 

Atlantic 
Division 

Corporate 

All  
Other 

$409,661 
35,501 
30 
750 
6,301 
4,194 
152,570 
962 

$103,123 
33,058 
53 
2,684 
3,080 
5,845 
68,170 
4,881 

$-  
-  
4,005  
-  
4,588  
(2,092) 
113,990  
3,427  

2008 

Atlantic 
Division 

Corporate 

All  
Other 

$575,823 
60,618 
110 
2,105 
6,796 
4,614 
180,590 
2,526 

$- 
- 
10,685 
- 
5,024 
5,462 
58,762 
4,279 

$117,419  
26,765  
58  
2,937  
3,584  
(1,375) 
73,136  
2,437  

Total 

$1,890,851 
166,842 
3,549 
6,919 
30,429 
30,289 
788,580 
26,950 

Total 

$1,673,000 
143,906 
4,611 
8,308 
32,917 
42,817 
776,868 
15,604 

Total 

$2,232,394 
176,260 
12,088 
9,797 
37,570 
18,405 
816,019 
18,944 

Net sales to  
   outside customers 
Intersegment net sales 
Interest expense 
Amortization  expense 
Depreciation expense 
Segment operating profit 
Segment assets 
Capital expenditures 

Net sales to  
   outside customers 
Intersegment net sales 
Interest expense 
Amortization  expense 
Depreciation expense 
Segment operating profit 
Segment assets 
Capital expenditures 

Net sales to  
   outside customers 
Intersegment net sales 
Interest expense 
Amortization  expense 
Depreciation expense 
Segment operating profit 
Segment assets 
Capital expenditures 

In 2010, 2009, and 2008, 28%, 32%, and 27% of net sales, respectively, were to a single 
customer. 

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

Information regarding principal geographic areas was as follows (in thousands): 

2010 

2009 

2008 

Net Sales 
$1,844,289 
46,562 
$1,890,851 

Long-Lived 
Assets 
$373,709 
16,076 
$389,785 

Net Sales 
$1,630,763 
       42,237 
$1,673,000 

Long-Lived 
Assets 
$374,831 
    18,688 
$393,519 

Net Sales 
$2,170,933 
       61,461 
$2,232,394 

Long-Lived 
Assets 
$418,603 
    16,508 
$435,111 

United States 
Foreign 
Total 

Sales generated in Canada and Mexico are primarily to customers in the United States of 
America. 

The following table presents, for the periods indicated, our percentage of value-added and 
commodity-based sales to total sales. 

2010.............................................................................  
2009.............................................................................  
2008.............................................................................  

58.6% 
59.4% 
60.4% 

41.4% 
40.6% 
39.6% 

Value-Added  

Commodity-Based 

Value-added  product  sales  consist  of  fencing,  decking,  lattice,  and  other  specialty 
products  sold  to  the  DIY/retail  market,  specialty  wood  packaging,  engineered  wood 
components, and wood-alternative products.  Engineered wood components include roof 
trusses,  wall  panels,  and  floor  systems.   Wood-alternative  products  consist  primarily  of 
composite wood and plastics.  Although we consider the treatment of dimensional lumber 
with certain chemical preservatives a value-added process, treated lumber is not presently 
included  in  the  value-added  sales  totals.    Commodity-based  product  sales  consist 
primarily of remanufactured lumber and preservative treated lumber. 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

The following table presents, for the periods indicated, our gross sales (in thousands) by 
major product classification. 

December 25, 
2010 

Years Ended 
  December 26, 

  December 27, 

2009 

2008 

Value-Added Sales 
Trusses  –  site-built,  modular  and  manufactured 
housing 
Fencing 
Decking and railing – composite,  wood and other  
Turn-key framing and installed sales 
Industrial packaging and components 
Engineered wood products (eg. LVL; i-joist) 
Manufactured brite and other lumber 
Wall panels 
Outdoor DIY products (eg. stakes; landscape ties) 
Construction  and  building  materials 
packages;                drywall) 
Lattice – plastic and wood 
Manufactured brite and other panels 
Siding, trim and moulding 
Hardware 
Manufactured treated lumber 
Manufactured treated panels 
Other 
Total Value-Added Sales 

(eg.  door 

$167,165  
162,314  
162,699  
117,340  
142,369  
46,069  
50,540  
26,093  
46,610  

73,629  
45,819  
37,046  
19,469  
12,204  
11,706  
4,562  
92  
1,125,726  

$160,242  
167,311  
156,400  
98,785  
130,593  
35,386  
40,224  
25,774  
42,745  

35,990  
47,304  
28,427  
20,384  
11,544  
12,535  
2,991  
135  
1,016,770  

$365,155  
194,029  
167,722  
103,149  
147,605  
57,631  
64,552  
31,101  
51,565  

49,437  
43,895  
34,326  
28,879  
15,134  
14,354  
4,904  
459  
1,373,897  

Commodity-Based Sales 
Non-manufactured brite and other lumber 
Non-manufactured treated lumber 
Non-manufactured brite and other panels 
Non-manufactured treated panels 
Other 
Total Commodity-Based Sales 
Total Gross Sales 
Sales allowances 
Total Net Sales 

315,634  
305,756  
147,845  
21,330  
5,851  
796,416  
1,922,142  
(31,291) 
$1,890,851  

255,836  
296,936  
116,645  
21,373  
4,805  
695,595  
1,712,365  
(39,365) 
  $1,673,000  

384,268  
345,211  
138,448  
24,534  
7,833  
900,294  
2,274,191  
(41,797) 
  $2,232,394  

Q. 

QUARTERLY FINANCIAL INFORMATION (UNAUDITED) 

The following table sets forth selected financial information for all of the quarters, each 
consisting  of  13  weeks)  during  the  years  ended  December  25,  2010  and  December  26, 
2009 (in thousands, except per share data): 

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS, INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED 

First 

Second 

Third 

Fourth 

Net sales 
Gross profit 
Net earnings (loss) 
Net earnings (loss) 
attributable to 
controlling interest 
Basic earnings 
(loss) per share 
Diluted earnings 
(loss) per share 

2010 
$392,958 
51,634 
1,720 
987 

2009 
$361,722  
46,821  
(1,163) 
(1,207) 

2009 

2010 

2010 
$638,635  $514,945  $480,574  $457,768  $378,685 
46,021 
455 
124 

69,263 
10,260 
10,054 

54,415 
3,198 
2,584 

82,485 
16,455 
16,088 

77,886 
14,468 
13,716 

2009 

2010 

2009 
$338,565  
45,095  
(807) 
(663) 

0.05 

0.05 

(0.06) 

(0.06) 

0.71 

0.70 

0.84 

0.83 

0.13 

0.13 

0.52 

0.51 

0.01 

0.01 

(0.03) 

(0.03) 

R. 

SUBSEQUENT EVENTS 

On  February  1,  2011,  an  approved  stock  grant  was  made  for  certain  employees  and 
independent  directors  which  will  grant  shares  of  common  stock  immediately  upon  the 
satisfaction  of  certain  terms  and  conditions.    We  estimate  that  we  will  recognize  total 
expense of approximately $2.6 million over the next five years for this grant. 

57 

 
 
 
 
 
 
 
 
 
 
 
PRICE RANGE OF COMMON STOCK AND DIVIDENDS 

Our common stock trades on The Nasdaq Stock Market (“NASDAQ”) under the symbol UFPI.  
The following table sets forth the range of high and low sales prices as reported by NASDAQ. 

Fiscal 2010 
    High    Low 
Fourth Quarter............  39.01  27.84 
Third Quarter .............  33.09  25.76 
Second Quarter...........  46.63  30.36 
First Quarter ...............  40.00  31.84 

Fiscal 2009 
 High    Low 
Fourth Quarter............  42.32  34.00 
Third Quarter .............  47.78  30.24 
Second Quarter...........  37.50  25.53 
First Quarter ...............  29.98  19.01 

There were approximately 1,090 shareholders of record as of January 31, 2011.  

In  2010,  we  paid  dividends  on  our  common  stock  of  $0.200  per  share  each  in  June  and 
December.   In 2009, we paid dividends on our  common stock of $0.060  per share in June and 
$0.200  per  share  in  December.    We  intend  to  continue  with  our  current  semi-annual  dividend 
policy for the foreseeable future. 

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STOCK PERFORMANCE GRAPH 

The following  graph depicts the cumulative total return on our common stock compared to the 
cumulative total return on the indices for The Nasdaq Stock Market (all U.S. companies) and an 
industry  peer  group  we  selected.    The  graph  assumes  an  investment  of  $100  on  December  31, 
2005, and reinvestment of dividends in all cases. 

The companies included in our self-determined industry peer group are as follows: 

Bluelinx Holdings Inc. 
Builders FirstSource, Inc.  

Louisiana-Pacific Corp. 

The returns of each company included in the self-determined peer group are weighted according 
to  each  respective  company's  stock  market  capitalization  at  the  beginning  of  each  period 
presented  in  the  graph  above.    In  determining  the  members  of  our  peer  group,  we  considered 
companies who selected UFPI  as a member of their peer  group, and looked for similarly sized 
companies or companies that are a good fit with the markets we serve. 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors and Executive Officers 

BOARD OF DIRECTORS 

EXECUTIVE OFFICERS 

William G. Currie 
Chairman of the Board 
Universal Forest Products, Inc. 

Michael B. Glenn 
President and Chief Executive Officer 
Universal Forest Products, Inc. 

Dan M. Dutton 
Chairman of the Board 
Stimson Lumber Co. 

Michael B. Glenn 
Chief Executive Officer 

Patrick M. Webster 
President and Chief Operating Officer 

Michael R. Cole 
Chief Financial Officer and Treasurer 

John M. Engler 
President and Chief Executive Officer 
National Association of Manufacturers 

Robert D. Coleman 
Executive Vice President Manufacturing 

John W. Garside 
President and Treasurer 
Woodruff Coal Company 

Gary F. Goode, CPA 
Chairman 
Titan Sales & Consulting, LLC 

Mark A. Murray 
President 
Meijer, Inc. 

William R. Payne 
Chief of Staff 
Alticor, Inc. 

Louis A. Smith 
President 
Smith and Johnson, Attorneys, P.C. 

Bruce A. Merino 

C. Scott Greene 
President 
UFP Eastern Division 

Allen T. Peters 
President 
UFP Western Division 

Robert W. Lees 
President 
UFP Atlantic Division 

Ronald G. Klyn 
Chief Information Officer 

Matthew J. Missad 
Executive Vice President and Secretary 

Joseph F. Granger 
Executive Vice President of Sales and Marketing 

Michael F. Mordell 
Executive Vice President of Purchasing 

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shareholder Information 

ANNUAL MEETING 

The  annual  meeting  of  Universal  Forest  Products,  Inc.  will  be  held  at  8:30  a.m.  on  April  13, 
2011, at 2880 East Beltline Lane NE, Grand Rapids, MI 49525. 

SHAREHOLDER INFORMATION 

Shares  of  the  Company's  stock  are  traded  under  the  symbol  UFPI  on  the  NASDAQ  Stock 
Market.  The Company's 10-K report, filed with the Securities and Exchange Commission, will 
be  provided  free  of  charge  to  any  shareholder  upon  written  request.    For  more  information 
contact: 

Investor Relations Department 
Universal Forest Products, Inc. 
2801 East Beltline NE 
Grand Rapids, MI 49525 
Telephone:  (616) 364-6161 
Web:  www.ufpi.com 

SECURITIES COUNSEL 

Varnum, LLP 
Grand Rapids, MI 

INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

Ernst & Young LLP 
Grand Rapids, MI 

TRANSFER AGENT/SHAREHOLDER INQUIRIES 

American  Stock  Transfer  &  Trust  Company  serves  as  the  transfer  agent  for  the  Corporation. 
Inquiries  relating  to  stock  transfers,  changes  of  ownership,  lost  or  stolen  stock  certificates, 
changes of address, and dividend payments should be addressed to: 

American Stock Transfer & Trust Co. 
59 Maiden Lane 
New York, NY 10005 
Telephone:  (718) 921-8210 

UNIVERSAL FOREST PRODUCTS®, INC., CORPORATE HEADQUARTERS 

2801 East Beltline NE 
Grand Rapids, MI 49525 
Telephone:  (616) 364-6161 
Facsimile:  (616) 364-5558 

61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNIVERSAL FOREST PRODUCTS®, INC., AND ITS AFFILIATES 

Locations: 
Ashburn, GA 
Auburndale, FL 
Bayamon, Puerto Rico 
Belchertown, MA 
Berlin, NJ 
Blanchester, OH 
Burlington, NC 
Burleson, TX 
Chaffee, NY 
Chandler, AZ 
Chesapeake, VA 
Clinton, NY 
Conway, SC 
Cordele, GA 
Denver, CO 
Durango, Durango, Mexico 
Eatonton, GA 
Elizabeth City, NC 
Elkhart, IN 
Emlenton, PA 
Evans City, PA 
Gordon, PA 
Grandview, TX 
Grand Rapids, MI 
Granger, IN 
Greene, ME 
Haleyville, AL 
Harrisonville, MO 
Hillsboro, TX 
Houston, TX 
Hudson, NY 
Hutchinson, MN 
Janesville, WI 
Jefferson, GA 
Lacolle, Quebec, Canada 
Lafayette, CO 
Lansing, MI 
Liberty, NC 
Lodi, OH 
McMinnville, OR 
Medley, FL 
Minneota, MN 
Morristown, TN 

Moultrie, GA 
Muscle Shoals, AL 
Naugatuck, CT 
New London, NC 
New Waverly, TX 
New Windsor, MD 
Parker, PA 
Pearisburg, VA 
Plainville, MA 
Prairie du Chien, WI 
Ranson, WV 
Riverside, CA 
Saginaw, TX 
Salisbury, NC 
San Antonio, TX 
Schertz, TX 
Sidney, NY 
Silsbee, TX 
Stockertown, PA 
Thornton, CA 
Turlock, CA 
Union City, GA 
Warrens, WI 
White Bear Lake, MN 
White Pigeon, MI 
Windsor, CO 
Woodburn, OR 

62