Quarterlytics / Healthcare / Medical - Devices / UFP Technologies, Inc. / FY2018 Annual Report

UFP Technologies, Inc.
Annual Report 2018

UFPT · NASDAQ Healthcare
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Ticker UFPT
Exchange NASDAQ
Sector Healthcare
Industry Medical - Devices
Employees 4146
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FY2018 Annual Report · UFP Technologies, Inc.
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INCREASING OUR 

VALUE  

TO CUSTOMERS

2 0 1 8   A N N U A L   R E P O R T

2018
ANNUAL
REPORT

UFP Technologies, Inc. (Nasdaq: UFPT) is an 

innovative designer and custom manufacturer 

of components, subassemblies, products and 

packaging primarily for the medical market.

Utilizing highly specialized foams, films and plastics, UFP 
converts raw materials through laminating, molding, radio 
frequency welding and fabricating techniques. The Company is 
diversified by also providing highly engineered solutions to 
customers in the aerospace & defense, automotive, consumer, 
electronics and industrial markets.

Learn more about us at www.ufpt.com.

CONTENTS 

2

8

9

CEO’s Letter

Selected Financial Data

Management’s Discussion and 
Analysis of Financial Condition 
and Results of Operations

18

Financial Statements

  40

Stockholder Information

1

 
 
 
 
 
DEAR FELLOW SHAREHOLDER,

For UFP Technologies, 2018 was a strong year on 
all fronts. We increased revenues by 29%, operating 
income by 68% and earnings per share by 53%. 
Even more importantly, we made great progress in 
advancing our strategic initiatives, increasing our 
value to customers and positioning your Company  
for long-term success. 

In this letter, I’ll discuss some of the year’s highlights 
and our customer-driven strategy for growth. 
Simply stated, our goal is to bring more value to 
our customers by solving more of their problems, 
providing more products and services, and 
constantly refining our capabilities to meet their 
evolving needs. It starts at the front end of their 
new product development, when we help them 
select the ideal design and materials to maximize 
performance and profitability. It continues through the 
manufacturing stage, where we often build our own 
custom equipment to ensure production quality and 
efficiency, and then through every step of the process 
until the product reaches its ultimate consumer. This 
level of engagement helps us to form closer customer 
and vendor connections, and deepen the relationships 
that are essential to our business. 

DIELECTRICS ACQUISITION  
AN IMMEDIATE SUCCESS  

This customer-driven strategy also extends to 
potential acquisitions. Our selection process is 
often guided by specific customer feedback about 
additional capabilities or geographic locations that 
would make us more valuable to them. Our largest-
ever acquisition, completed in early 2018, is a great 
example. The integration of Dielectrics into the UFP 
family has gone very smoothly. As expected, they’ve 
proven to be an excellent strategic and cultural fit, 

and they brought many critical new skills to our 
organization. With their blue-chip customer base and 
high-margin book of business, they’ve also added 
substantially to earnings. With the help of Dielectrics, 
sales to the medical market in 2018 grew 57.4%. 

Because we have many customers in common, and 
produce complementary solutions, we see many 
exciting possibilities to combine our offerings and 
meet even more market needs. As we work to realize 
all the potential synergies, our medical capabilities and 
pipeline of opportunities have never been stronger. 

REACHING A MEDICAL MILESTONE 

With the boost provided by Dielectrics, we’ve 
achieved an important milestone: Sales to the medical 
market now account for approximately 60% of our 
total revenues. In the coming years, we expect high-
value, long-term medical programs to become an 
even bigger part of our business. So we will continue 
to expand our medical infrastructure with new 
cleanroom capacity, new equipment, new talent and 
more. The medical market is where our skills and the 
customers’ needs are most closely aligned. These 
customers require the highest levels of engineering 
expertise, manufacturing excellence and exacting 
quality standards. That’s precisely what we strive 
to deliver every day. They also like knowing we can 
manufacture in multiple plants and provide backup 
locations should the need arise.

OTHER TARGET MARKETS  
ALSO GROWING  

Beyond medical, we remain strongly committed to 
our other five target markets. Here, too, the news in 
2018 was generally very positive. For 2018, sales to 

2
2

By increasing our value to customers, we’re 
also improving our profitability, upgrading 
our book of business and positioning UFP 
for long-term success.

STOCKHOLDERS’ EQUITY

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2014

2015 2016 2017 2018

the aerospace and defense market grew 14.0%. On a 
combined basis, sales to our consumer, electronics 
and industrial markets grew 9.1%. Our Molded Fiber 
group had a very good year as well. The sole laggard 
was the automotive market, where sales declined 
13.4%. Our ability to serve diverse markets with 
a broad range of solutions is an integral part of 
our strategy. It helps us adapt quickly to changes 
in the economy and direct resources to where 
opportunities are greatest at any time.

IMPROVING OPERATING EFFICIENCY      

Another major piece of our strategy: continuing 
to improve our operating efficiency. In 2018, we 
qualified the last of the new equipment from our 
plant consolidation program. It took several years 
to optimize our national footprint—closing or 
expanding locations, increasing automation, adding 
experienced operations talent and more. 

Those efforts are now paying off with significant 
productivity gains and meaningful improvements to 
our operating results. For example, lower overhead 
expenses as a percentage of sales and improved 
manufacturing techniques in 2018 helped us increase 
gross margins by 1.4% to 25.4% of sales. Selling, 
general and administrative (SG&A) expenses as a 
percentage of sales also fell, allowing us to increase 
operating income from 7.9% to 10.3% of sales. 

We will continue our efforts to drive down costs 
and ensure that we run every aspect of our business 
with maximum efficiency. At the same time, we 
will continue to improve our book of business by 
targeting higher-margin programs that best fit our 
skills. We’re well known in the industry for creating 
innovative solutions to complex customer problems. 

A key objective is to extend the value of those 
innovations by applying what we’ve learned to new 
market segments and applications. 

STRENGTHENING OUR  
BALANCE SHEET TO  
FINANCE FUTURE GROWTH    

Thanks to our strong cash flow, we’ve been able 
to pay down more than $30 million of the $56 
million we borrowed to purchase Dielectrics. With 
that integration largely complete, we now have 
the bandwidth and resources to take on new 
acquisitions. We have multiple candidates in mind 
and are working through our process to make sure 
any acquisitions will increase our value to customers 
and advance our overall strategy. 

As we move ahead, we will continue to build on our 
great progress in 2018. For all the reasons described 
in this letter, I remain very bullish about the long-
term prospects of your Company. I thank all of our 
talented associates who work so hard to drive our 
business forward, and I thank you for your support. 

Sincerely,

R. Jeffrey Bailly
Chairman and CEO

3
3

We will continue to build our medical 

sales by focusing on high-value, long-term 

programs that require absolute quality 

and precision. To achieve this objective, 

we’re expanding our medical platform 

and targeting new product categories 

where our skills and market needs are  

the best fit.  

ADVANCING
MEDICAL
CAPABILITIES

As high-margin medical 
programs become 
a bigger part of our 
business, we continue to 
expand our offerings and 
develop more integrated 
solutions.

The addition of Dielectrics to our already 

robust medical business has greatly 

enhanced our capabilities—and our value 

to both current and prospective customers. 

A combined UFP-Dielectrics go-to-market 

team is working to leverage our collective 

strengths and create solutions that integrate 

the best innovations of both organizations. 

Among large medical customers, our 

reputation for innovation and reliability 

grows stronger with each passing year. 

In an industry that accounts for a large 

share of the overall U.S. economy, the 

opportunities for continued growth  

are substantial. 

44

We continue to deepen our partnerships 

through long-term contracts and greater 

connectivity with customers and vendors. 

For example, in 2018 we finalized a three-way 

agreement with our largest customer and 

largest vendor that will extend our highest-

volume medical program through 2025 and 

bring an estimated $70 million in revenue. 

As we expand our capabilities and grow 

more connected to customers, we’re 

well positioned to address even more of 

their product and packaging challenges. 

Everything we do is about becoming a 

more valuable partner to them. That is  

one strategic tenet that will never change. 

Through our vendor exclusivity agreements, 

we give our customers access to the 

leading-edge materials and technologies 

they need. These agreements also help 

protect our product innovations and boost 

the long-term value of our solutions. 

STRENGTHENING
CUSTOMER
CONNECTIONS

Long-term agreements with 

customers and vendors help 

lock us in to the kind of high-

value programs that best fit 

our skills.

5

By constantly improving the efficiency of 

our processes, we can keep our pricing 

competitive while still maintaining 

healthy margins. As we continue to drive 

down manufacturing costs, we can help 

customers in more ways and extend those 

relationships into promising new areas.  

INNOVATING
PRODUCTS &
PROCESSES

As we add new capabilities 

and drive down costs, we can 

solve more of our customers’ 

problems throughout their 

product life cycles.

We thrive on creating new solutions and 

improving existing ones. Our ability to 

innovate means we can take on many of our 

customers’ most difficult challenges and apply 

the knowledge gained from one successful 

program to new market opportunities. 

6

We also made several strategic hires in 

2018 to bolster our operations group and 

help us improve efficiency and reduce 

costs. In addition, we continue to build 

our bench of extraordinary engineers. 

Their ability to create effective solutions 

to tough customer challenges remains our 

most powerful competitive advantage. 

When we acquired Dielectrics, we brought 

some truly outstanding talent into the UFP 

family. The Dielectrics team brings expertise 

in many product areas that are new to UFP. 

By combining the strengths of both 

organizations, we’ve created a technical 

team that, together, can solve many more 

problems than we could apart. 

BUILDING
OUR TEAM 

With the Dielectrics 

acquisition and some key 
personnel moves, our  

talent is deeper than ever. 

57

SELECTED FINANCIAL DATA

The following table summarizes our consolidated financial data for the periods presented. You should read the following financial 
information together with the information under “Management’s Discussion and Analysis of Financial Condition and Results of 
Operations” and our Consolidated Financial Statements and the notes to those financial statements appearing elsewhere in this report. 
The selected statements of income data for the years ended December 31, 2018, 2017 and 2016, and the selected balance sheet data as 
of December 31, 2018 and 2017, are derived from our audited Consolidated Financial Statements, which are included elsewhere in this 
report. The selected statements of income data for the years ended December 31, 2015 and 2014, and the selected balance sheet data 
at December 31, 2016, 2015 and 2014 are derived from our audited Consolidated Financial Statements not included in this report. 

SELECTED CONSOLIDATED FINANCIAL DATA

Consolidated statement of operations data 

2018 

2017 

2016 

2015 

2014

Years Ended December 31  
(in thousands, except per share data)

Net sales 

Gross profit 

Operating income 

Net income from consolidated operations 

Diluted earnings per common share 

Weighted average number of diluted common shares outstanding 

Consolidated balance sheet data 

Working capital 

Total assets 

Current installments of long-term debt 

Long-term debt, excluding current installments 

Total liabilities 

Total stockholders’ equity 

MARKET PRICE

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

190,455  

$  147,843 

$ 

146,132  

$  138,850  

$  139,307 

48,308  

$  35,487 

$  34,650  

$  37,454  

$  36,880 

19,612  

14,311  

1.93  

7,430  

$ 

$ 

$ 

11,693 

9,210 

1.26 

7,337 

$ 

$ 

$ 

12,237  

7,970  

1.10  

7,275  

$ 

$ 

$ 

11,714  

7,593  

1.05  

7,206  

$ 

$ 

$ 

11,561 

7,559 

1.05 

7,175 

As of December 31  
(in thousands)

2018 

2017 

2016 

2015 

2014 

34,968 

$ 

65,131 

$  60,291  

$  52,620 

$  55,658

189,598  

$  138,207 

$ 

127,934  

$  119,635  

$  112,548 

2,857 

22,286 

49,141  

140,457 

$ 

$ 

$ 

$ 

- 

- 

14,495 

$ 

$ 

$ 

856  

-  

$ 

$ 

1,011  

859  

14,881 

$ 

16,063  

$ 

$ 

$ 

993 

1,873

17,556

123,712 

$ 

113,053 

$  103,572 

$  94,992

The Company was formed on July 9, 1963. From July 8, 1996, until April 18, 2001, the Company’s common stock was listed on the 
NASDAQ National Market under the symbol “UFPT.” Since April 19, 2001, the Company’s common stock has been listed on the 
NASDAQ Capital Market. The following table sets forth the range of high and low quotations for the common stock as reported by 
NASDAQ for the quarterly periods from January 1, 2017, to December 31, 2018:

Fiscal Year Ended December 31, 2017 

First Quarter 

Second Quarter 

Third Quarter 

Fourth Quarter 

Fiscal Year Ended December 31, 2018 

First Quarter 

Second Quarter 

Third Quarter 

Fourth Quarter 

High 

 $  26.30 

  28.48 

29.00 

31.50 

High 

 $  31.30 

  34.00 

  37.25 

  39.98 

Low

 $  22.95

  24.05

25.88

26.00

Low

$  26.05

29.00

30.58

28.25

NUMBER OF STOCKHOLDERS

As of March 5, 2019, there were 63 holders of record of the Company’s common stock.

Since many of the shares are held by brokers and other institutions on behalf of stockholders, the Company is unable to estimate the 
total number of individual stockholders represented by these holders of record.

8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DIVIDENDS

The Company did not pay any dividends in 2018 or 2017. The Company presently intends to retain all of its earnings to provide 
funds for the operation of its business and strategic acquisitions, although it would consider paying cash dividends in the future. 
Any decision to pay dividends will be at the discretion of the Company’s Board of Directors and will depend upon the Company’s 
operating results, strategic plans, capital requirements, financial condition, provisions of the Company’s borrowing arrangements, 
applicable law and other factors the Company’s Board of Directors considers relevant.

ISSUER PURCHASES OF EQUITY SECURITIES

On June 16, 2015, the Company issued a press release announcing that its Board of Directors authorized the repurchase of up to 
$10.0 million of the Company’s outstanding common stock. There was no share repurchase activity for the years ended December 31, 
2018, 2017 and 2016. During the year ended December 31, 2015, the Company repurchased 29,559 shares of common stock at a cost 
of approximately $587,000. At December 31, 2018, approximately $9.4 million was available for future repurchases of the Company’s 
common stock under this authorization.

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL 
CONDITION AND RESULTS OF OPERATIONS

OVERVIEW 

The Company is an innovative designer and custom manufacturer of components, subassemblies, products and packaging utilizing 
highly specialized foams, films and plastics primarily for the medical market. The Company manufactures its products by converting 
raw materials using laminating, molding, radio frequency and impulse welding and fabricating manufacturing techniques. The 
Company is diversified by also providing highly engineered products and components to customers in the aerospace and defense, 
automotive, consumer, electronics and industrial markets. The Company consists of a single operating and reportable segment. 
As previously disclosed, on February 1, 2018, the Company acquired Dielectrics, Inc., pursuant to a stock purchase agreement and 
related agreements for an aggregate purchase price of $77 million net of Dielectrics’ cash.

Sales for the Company for the year ended December 31, 2018, grew 28.8% to $190.5 million from $147.8 million for the year ended 
December 31, 2017, largely due to sales of approximately $36.2 million from Dielectrics. Dielectrics contributed significantly to 
earnings. The Company absorbed $1.1 million in transaction costs during the year ended December 31, 2018, approximately $760,000 
in losses associated with the closure of its manufacturing plant in Georgia and an increase of approximately $700,000 in health care 
costs. Despite these costs, for the year ended December 31, 2018, the Company generated increases of 67.7% and 52.6% in operating 
income and net income, respectively.

The Company’s current strategy includes further organic growth and growth through strategic acquisitions.

RESULTS OF OPERATIONS

The following table sets forth, for the years indicated, the percentage of revenues represented by the items as shown in the 
Company’s Consolidated Statements of Income: 

Net sales 

Cost of sales 

Gross profit 

Selling, general and administrative expenses 

Acquisition costs 

Restructuring costs 

Material overcharge settlement  

Operating income 

Total other expense (income) 

Income before taxes 

Income tax expense 

Net income from consolidated operations 

2018  

2017 

2016

100.0%  

100.0% 

100.0%

74.6%  

25.4%  

14.6%  

0.6% 

0.0%  

-0.1% 

10.3%  

0.7% 

9.6%  

2.1%  

7.5%  

76.0% 

24.0% 

16.1% 

0.0% 

0.0% 

-0.1% 

8.0% 

-0.1% 

8.1% 

1.9% 

6.2% 

76.3%

23.7%

16.5%

0.0%

0.3%

-1.4%

8.3%

-0.1%

8.4%

2.9%

5.5%

9

 
 
 
 
 
 
 
 
2018 COMPARED TO 2017

Sales 
Net sales increased 28.8% to $190.5 million for the year ended December 31, 2018, from net sales of $147.8 million in 2017. The 
increase in sales was primarily due to Dielectric’s sales of approximately $36.2 million which were all in the medical market. On 
a market basis, sales to customers in the medical, aerospace and defense and consumer markets grew 57.3%, 14.0% and 17.2%, 
respectively, while sales to customers in the automotive market declined 13.4%. The increase in sales to customers in the medical 
market was primarily due to sales by Dielectrics as well as a 5.8% increase in demand from the Company’s legacy medical customers. 
The increase in sales to customers in the aerospace and defense market was largely due to a general uptick in government contract-
based orders. The increase in sales to customers in the consumer market was primarily due to sales of molded fiber protective 
packaging to a new customer. The decline in sales to customers in the automotive market was primarily due to the phase-out of the 
automotive door panel program for Mercedes-Benz.

Gross Profit
Gross profit as a percentage of sales (“Gross Margin”) increased to 25.4% for the year ended December 31, 2018, from 24.0% in 2017. 
As a percentage of sales, material and direct labor costs collectively decreased approximately 0.6%, while overhead decreased 
approximately 0.8%. The decrease in material and direct labor costs as a percentage of sales was primarily due to increased 
manufacturing efficiencies resulting from continuous improvement initiatives as well as strategic price increases. The decrease in 
overhead was primarily due to the increase in sales on fixed overhead costs partially offset by the impact on overhead of rising health 
care costs. 

Selling, General and Administrative Expenses
Selling, General and Administrative Expenses (“SG&A”) increased approximately 16.4% to $27.8 million for the year ended December 
31, 2018, from $23.8 million in 2017. As a percentage of sales, SG&A decreased to 14.6% in 2018 from 16.1% in 2017. The increase 
in SG&A for the year ended December 31, 2018 is due to approximately $2.6 million in SG&A expenses from Dielectrics as well as 
higher health care costs. The decrease in SG&A as a percentage of sales is primarily due to lower SG&A as a percentage of sales at 
Dielectrics as well as specific initiatives to reduce costs. 

Acquisition Costs
The Company incurred approximately $1.1 million in costs associated with the Dielectrics acquisition which were charged to expense 
for the year ended December 31, 2018. These costs were primarily for investment banking and legal fees and are reflected on the face 
of the income statement.

Material Overcharge Settlement
The Company was a participant in a class action lawsuit against a number of polyurethane foam suppliers (“Defendants”) that was 
settled during 2016. The suit was filed to recover damages and obtain injunctive relief for Defendants’ alleged violations of the federal 
antitrust laws with respect to the fixing of prices of polyurethane foam sold from January 1, 1999 through August 2010. For each of 
the years ended December 31, 2018 and 2017, the Company recorded gains of approximately $0.1 million. The settlement amounts are 
recorded as “Material overcharge settlement” in the operating income section of the Consolidated Statements of Income.

Interest Income and Expense
The Company had net interest expense of approximately $1.3 million and net interest income of approximately $0.2 million for the years 
ended December 31, 2018 and 2017, respectively. The increase in net interest expense is primarily due to interest paid on the debt incurred 
to finance the Dielectrics acquisition.

Income Taxes 
The Company recorded income tax expense, as a percentage of income before income tax expense, of 22.2% for the year ended 
December 31, 2018, compared to 22.3% for the same period in 2017. 

2017 COMPARED TO 2016

Sales 
Net sales increased 1.2% to $147.8 million for the year ended December 31, 2017, from net sales of $146.1 million in 2016, primarily 
due to increases in sales to customers in the medical, aerospace and defense and consumer markets of approximately 8.1%, 5.2% 
and 4.4%, respectively, partially offset by decreases in sales to customers in the automotive and industrial markets of approximately 
15.1% and 7.4%, respectively. The increase in sales to customers in the medical market was largely due to general growth in demand 
for products of our medical customers. The increase in sales to customers in the aerospace and defense market was largely due to 
increased government spending on defense. The increase in sales to customers in the consumer market was largely due to increased 
demand for molded fiber protective packaging for consumer products. The decrease in sales to customers in the automotive market 
was largely due to the phase-out of the Company’s automotive door panel program for Mercedes-Benz, which began in 2004, as 
well as reductions in demand on certain legacy programs.

Gross Profit
Gross profit as a percentage of sales (“Gross Margin”) increased to 24.0% for the year ended December 31, 2017, from 23.7% in 
2016. As a percentage of sales, material and direct labor costs collectively decreased approximately 1.2%, while overhead increased 
approximately 1.0%. The decrease in material and direct labor costs was primarily due to manufacturing efficiencies realized as a 
result of initiatives which began in the second half of 2017. The increase in overhead was primarily due to higher indirect labor and 
benefits associated with hires made in the second half of 2017.

10

Selling, General and Administrative Expenses
Selling, General and Administrative Expenses (“SG&A”) decreased 1.1% to $23.8 million for the year ended December 31, 2017, from 
$24.1 million in 2016. As a percentage of sales, SG&A decreased to 16.1% in 2017 from 16.5% in 2016. The decrease in SG&A for the 
year ended December 31, 2017, is primarily due to general cost containment efforts. 

Restructuring Costs 
On March 18, 2015, the Company committed to move forward with a plan to cease operations at its Raritan, New Jersey plant and 
consolidate operations into its Newburyport, Massachusetts facility and other UFP facilities. The Company’s decision was in response 
to a continued decline in business at the Raritan facility and the purchase of the facility in Newburyport. The activities related to this 
consolidation are complete.

The Company also relocated all operations in its Haverhill, Massachusetts and Byfield, Massachusetts facilities and certain operations 
in its Georgetown, Massachusetts facility to Newburyport. The Haverhill and Byfield relocations were complete at December 31, 2015, 
and the partial Georgetown relocation was complete at June 30, 2017.

The Company incurred approximately $2.1 million in one-time expenses in connection with the Massachusetts consolidations. 
Included in this amount is approximately $180,000 relating to employee severance payments and relocation costs, approximately 
$1.6 million in moving expenses and expenses associated with vacating the Raritan, Haverhill and Byfield properties, and 
approximately $360,000 in lease termination costs. Total cash charges were approximately $2.0 million. 

The Company recorded the following restructuring costs associated with the Massachusetts consolidations discussed above for the 
years ended December 31, 2017 and 2016 (in thousands):

Restructuring Costs 

Relocation 

Total restructuring costs 

2017 

63 

63 

$ 

$ 

2016

420

420

$ 

$ 

The 2017 and 2016 costs were reclassified in the Consolidated Statement of Income as “Restructuring Costs” from Cost of Sales.  

Material Overcharge Settlement
The Company was a participant in a class action lawsuit against a number of polyurethane foam suppliers (“Defendants”) that was 
settled during the second quarter of 2016. The suit was filed to recover damages and obtain injunctive relief for Defendants’ alleged 
violations of the federal antitrust laws with respect to the fixing of prices of polyurethane foam sold from January 1, 1999 through 
August 2010. For the years ended December 31, 2017 and 2016, the Company recorded gains of approximately $0.1 million and $2.1 
million, respectively. The settlement amounts are recorded as “Material overcharge settlement” in the operating income section of 
the Consolidated Statements of Income. 

Interest Income and Expense
The Company had net interest income of approximately $166,000 for the year ended December 31, 2017, compared to net interest income 
of approximately $80,000 for the year ended December 31, 2016. The increase in net interest income is due primarily to an increase in 
interest earned on money market accounts and certificates of deposit and decreasing interest costs on the Company’s term loans.

Income Taxes
The Company recorded income tax expense, as a percentage of income before income tax expense, of 22.3% for the year ended 
December 31, 2017, compared to 35.3% for the same period in 2016. The decrease in the effective tax rate was primarily due to a tax 
benefit of approximately $173,000 recorded as a result of the adoption of ASU No. 2016-09 on January 1, 2017, and a deferred tax 
benefit of approximately $1.5 million recorded as a result of a change in the statutory federal tax rate for 2018 and beyond. 

LIQUIDITY AND CAPITAL RESOURCES

The Company generally funds its operating expenses, capital requirements and growth plan through internally generated cash and 
bank credit facilities. 

Cash Flows
Net cash provided by operations for the year ended December 31, 2018, was approximately $21.3 million and was primarily a result 
of net income generated of approximately $14.3 million, depreciation and amortization of approximately $7.8 million, share-based 
compensation of approximately $1.2 million, an increase in deferred taxes of approximately $1.9 million and an increase in accounts 
payable and accrued expenses of approximately $2.6 million due to the timing of vendor payments in the ordinary course of business. 
These cash inflows and adjustments to income were partially offset by an increase in accounts receivable of approximately $2.6 
million primarily due to increased sales in the last two months of the fourth quarter of 2018 over the same period of 2017, an increase 
in inventory of approximately $2.3 million primarily due to the building of inventory to support the higher sales, an increase in prepaid 
expenses and other assets of approximately $0.3 million and an increase in refundable income taxes of approximately $1.3 million. 

11

 
 
 
Net cash used in investing activities during the year ended December 31, 2018 was approximately $82.3 million and was primarily the 
result of the acquisition of Dielectrics and additions of manufacturing machinery and equipment and various building improvements 
across the Company.

Net cash provided by financing activities was approximately $26.3 million for the year ended December 31, 2018, representing 
borrowings under our credit facility to fund the Dielectrics acquisition of $56.0 million and net proceeds received upon stock options 
exercises of approximately $1.3 million, partially offset by repayments on our credit facility and term loan of approximately $30.9 million, 
and payments of statutory withholding for stock options exercised and restricted stock units vested of approximately $0.1 million.

Outstanding and Available Debt
On December 2, 2013, the Company entered into an unsecured $40 million revolving credit facility with Bank of America, N.A. 
The credit facility called for interest of LIBOR plus a margin that ranged from 1.0% to 1.5% or, at the discretion of the Company, the 
bank’s prime rate less a margin that ranged from 0.25% to zero. In both cases the applicable margin was dependent upon Company 
performance. Under the credit facility, the Company was subject to a minimum fixed-charge coverage financial covenant as well as a 
maximum total funded debt to EBITDA financial covenant. The credit facility was amended effective December 31, 2014, to modify the 
definition of “consolidated fixed-charge coverage ratio.” The Company’s $40 million credit facility was to mature on November 30, 2018. 

On February 1, 2018, the Company, as the borrower, entered into an unsecured $70 million Amended and Restated Credit Agreement 
(the “Amended and Restated Credit Agreement”) with certain of the Company’s subsidiaries (the “Subsidiary Guarantors”) and Bank of 
America, N.A. in its capacity as the initial lender, Administrative Agent, Swingline Lender and L/C Issuer, and certain other lenders from 
time to time party thereto. The Amended and Restated Credit Agreement amends and restates the Company’s prior credit agreement.

The credit facilities under the Amended and Restated Credit Agreement (the “Amended and Restated Credit Facilities”) consist of a 
$20 million unsecured term loan to the Company and an unsecured revolving credit facility, under which the Company may borrow 
up to $50 million. The Amended and Restated Credit Facilities mature on February 1, 2023. The proceeds of the Amended and 
Restated Credit Agreement may be used for general corporate purposes, including funding the acquisition of Dielectrics, as well as 
certain other permitted acquisitions. The Company’s obligations under the Amended and Restated Credit Agreement are guaranteed 
by the Subsidiary Guarantors.

The Amended and Restated Credit Facilities call for interest of LIBOR plus a margin that ranges from 1.0% to 1.5% or, at the discretion 
of the Company, the bank’s prime rate less a margin that ranges from .25% to zero. In both cases the applicable margin is dependent 
upon Company performance. Under the Amended and Restated Credit Agreement, the Company is subject to a minimum fixed-
charge coverage financial covenant as well as a maximum total funded debt to EBITDA financial covenant. The Amended and 
Restated Credit Agreement contains other covenants customary for transactions of this type, including restrictions on certain 
payments, permitted indebtedness and permitted investments. 

Included in the Amended and Restated Credit Facilities is approximately $0.6 million in standby letters of credit as a financial 
guarantee on worker’s compensation insurance policies. As of December 31, 2018, the Company was in compliance with all covenants 
under the credit facility.

Long-term debt consists of the following (in thousands): 

Revolving credit facility 
Term loan 

Total long-term debt 

Current portion 
Long-term debt, excluding current position 

December 31, 2018 

$         8,000 
17,143
25,143

(2,857) 
$       22,286 

Future Liquidity
The Company requires cash to pay its operating expenses, purchase capital equipment and service its contractual obligations. The 
Company’s principal sources of funds are its operations and its amended and restated credit facility. The Company generated cash of 
approximately $21.3 million in operations during the year ended December 31, 2018; however, the Company cannot guarantee that its 
operations will generate cash in future periods. The Company’s longer-term liquidity is contingent upon future operating performance. 

Throughout fiscal 2019, the Company plans to continue to add capacity to enhance operating efficiencies in its manufacturing plants. 
The Company may consider additional acquisitions of companies, technologies or products that are complementary to its business. The 
Company believes that its existing resources, including its revolving credit facility together with cash expected to be generated from 
operations and funds expected to be available to it through any necessary equipment financings and additional bank borrowings, will 
be sufficient to fund its cash flow requirements, including capital asset acquisitions, through the next 12 months. 

The Company may also require additional capital in the future to fund capital expenditures, acquisitions or other investments. These 
capital requirements could be substantial. The Company anticipates that any future expansion of its business will be financed through 
existing resources, cash flow from operations, the Company’s revolving credit facility or other new financing. The Company cannot 
guarantee that it will be able to meet existing financial covenants or obtain other new financing on favorable terms, if at all. The Company’s 
liquidity will be impacted to the extent additional stock repurchases are made under the Company’s stock repurchase program.

12

 
 
 
 
  
 
  
 
  
 
  
 
  
Stock Repurchase Program
The Company accounts for treasury stock under the cost method, using the first-in, first-out flow assumption, and includes treasury 
stock as a component of stockholders’ equity. On June 16, 2015, the Company announced that its Board of Directors authorized 
the repurchase of up to $10.0 million of the Company’s outstanding common stock. Under the program, the Company is authorized 
to repurchase shares through Rule 10b5-1 plans, open market purchases, privately negotiated transactions, block purchases or 
otherwise in accordance with applicable federal securities laws, including Rule 10b-18 of the Securities Exchange Act of 1934. The 
stock repurchase program will end upon the earlier of the date on which the plan is terminated by the Board or when all authorized 
repurchases are completed. The timing and amount of stock repurchases, if any, will be determined based upon our evaluation of 
market conditions and other factors. The stock repurchase program may be suspended, modified or discontinued at any time, and 
the Company has no obligation to repurchase any amount of its common stock under the program. There were no share repurchases 
during the years ended December 31, 2018, 2017 and 2016. During the year ended December 31, 2015, the Company repurchased 
29,559 shares of common stock at a cost of approximately $587,000. At December 31, 2018, approximately $9.4 million was available 
for future repurchases of the Company’s common stock under this authorization.

CONTRACTUAL OBLIGATIONS

The following table summarizes the Company’s contractual obligations at December 31, 2018:

Payment Due By Period (in thousands) (1)

Total 

Less than 

1 Year 

 1-3 

Years 

 3-5 

Years 

More than

5 Years

Term loan (2)                                   $  18,910 

$  3,453 

$  6,589 

$  8,868 

$ 

Revolving credit facility (3) 

Operating leases (4) 

9,151 

4,195 

Supplemental retirement (5) 

 25  

258 

1,051 

 25  

564 

2,133 

 -  

8,329 

1,011 

 -  

-

-

-

  -

Total 

$  32,281  

 $  4,787  

 $  9,286  

 $  18,208  

$     -

(1) 

The amounts set forth in the “Less than 1 Year” column represent amounts to be paid in 2019, the “1-3 Years” column represents amounts to be paid in 2020 
and 2021, the “3-5 Years” column represent amounts to be paid in 2022 and 2023 and the “More than 5 Years” column represents amounts to be paid after  
2023.

(2)  Represents scheduled payments of principal and interest on the term loan, including the interest effects of the related interest rate swap agreement. See Note 

8 to the accompanying Consolidated Financial Statements.

(3)  Represents scheduled payments of principal and interest on the revolving credit facility. See Note 8 to the accompanying Consolidated Financial Statements.

(4)  Represents scheduled payments for non-cancelable building lease commitments. See Note 15 to the accompanying Consolidated Financial Statements.

(5)  Represents scheduled payments for supplemental benefits. See Note 14 to the accompanying Consolidated Financial Statements.

The Company requires cash to pay its operating expenses, purchase capital equipment and service the obligations listed above. The 
Company’s principal sources of funds are its operations and its revolving credit facility. Although the Company generated cash from 
operations in the year ended December 31, 2018, it cannot guarantee that its operations will generate cash in future periods. Subject 
to the Risk Factors set forth in Part I, Item 1A of this Report and the general disclaimers set forth in our Special Note Regarding 
Forward-Looking Statements at the outset of this Report, we believe that cash flow from operations will provide us with sufficient 
funds in order to fund our expected operations over the next 12 months.

The Company does not believe inflation has had a material impact on its results of operations in the last three years.

OFF-BALANCE-SHEET ARRANGEMENTS 

In addition to operating leases, the Company’s off-balance-sheet arrangements include standby letters of credit, which are included 
in the Company’s revolving credit facility. As of December 31, 2018, there was approximately $600,000 in standby letters of credit 
drawable as a financial guarantee on worker’s compensation insurance policies.

CRITICAL ACCOUNTING POLICIES

The preparation of consolidated financial statements requires the Company to make estimates and judgments that affect the 
reported amounts of assets, liabilities, revenues, expenses and related disclosure of contingent assets and liabilities. On an ongoing 
basis, the Company evaluates its estimates, including those related to product returns, bad debts, inventories, intangible assets, 
income taxes, warranty obligations, restructuring charges, contingencies and litigation. The Company bases its estimates on 
historical experience and on various other assumptions believed to be reasonable under the circumstances, including current and 

13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
anticipated worldwide economic conditions, both in general and specifically in relation to the packaging and component product 
industries, the results of which form the basis for making judgments about the carrying values of assets and liabilities that are not 
readily apparent from other sources. Actual results may differ from these estimates under different assumptions or conditions.

The Company’s significant accounting policies are described in Note 1 to the consolidated financial statements included in Item 8 of 
this Report. The Company believes the following critical accounting policies necessitated that significant judgments and estimates be 
used in the preparation of its consolidated financial statements. 

The Company has reviewed these policies with its Audit Committee.

•  Revenue Recognition The Company recognizes revenue when a customer obtains control of a promised good or service. 
The amount of revenue recognized reflects the consideration that the Company expects to be entitled to in exchange 
for promised goods or services. The Company recognizes revenue in accordance with the core principles of Accounting 
Standards Codification (“ASC”) 606, which include (1) identifying the contract with a customer, (2) identifying separate 
performance obligations within the contract, (3) determining the transaction price, (4) allocating the transaction price to 
the performance obligations and (5) recognizing revenue. The Company recognizes all but an immaterial portion of its 
product sales upon shipment. The Company recognizes revenue from the sale of tooling and machinery primarily upon 
customer acceptance, with the exception of certain tooling where control does not transfer to the customer, which results 
in revenue being recognized over the estimated time for which parts are produced with the use of each respective tool. 
The Company recognizes revenue from engineering services as the services are performed. Although only applicable 
to an insignificant number of transactions, the Company has elected to exclude sales taxes from the transaction price. 
The Company has elected to account for shipping and handling activities for which the Company is responsible under 
the terms and conditions of the sale not as performance obligations but rather as fulfillment costs. These activities are 
required to fulfill the Company’s promise to transfer the good and are expensed when revenue is recognized.

•  Goodwill Goodwill is tested for impairment annually and will be tested for impairment between annual tests if an event occurs 
or circumstances change that would indicate that the carrying amount may be impaired. Impairment testing for goodwill is 
done at a reporting unit level. Reporting units are one level below the business segment level but can be combined when 
reporting units within the same segment have similar economic characteristics. An impairment loss generally would be 
recognized when the carrying amount of the reporting unit’s net assets exceeds the estimated fair value of the reporting 
unit. The Company consists of a single reporting unit. In testing goodwill for impairment at December 31, 2018, the Company 
primarily utilized the guideline public company (“GPC”) method under the market approach and the discounted cash flows 
method (“DCF”) under the income approach to determine the fair value of the reporting unit for purposes of testing the 
reporting unit’s carrying value of goodwill for impairment. The GPC method derives a value by generating a multiple of EBITDA 
through the comparison of the Company to similar publicly traded companies. The DCF approach derives a value based on 
the present value of a series of estimated future cash flows at the valuation date by the application of a discount rate, one 
that a prudent investor would require before making an investment in our equity securities. The key assumptions used in our 
approach included:  

•  The reporting unit’s estimated financials and five-year projections of financial results, which were based on 
our strategic plans and long-range forecasts. Sales growth rates represent estimates based on current and 
forecasted sales mix and market conditions. The profit margins were projected based on historical margins, 
projected sales mix, current expense structure and anticipated expense modifications.

•  The projected terminal value reflects the total present value of projected cash flows beyond the last period in 

the DCF. This value reflects a growth rate for the reporting unit, which is approximately the same growth rate of 
expected inflation into perpetuity. 

•  The discount rate determined using a Weighted Average Cost of Capital method (“WACC”), which considered 

market and industry data as well as Company-specific risk factors. 

• Selection of guideline public companies which are similar in size and market capitalization to each other and to 
   the Company.

  As of December 31, 2018, based on our calculations under the above-noted approach, the fair value of the reporting 

unit significantly exceeded the carrying value of the reporting unit. In performing these calculations, management used 
its most reasonable estimates of the key assumptions discussed above. If our actual operating results and/or the key 
assumptions utilized in management’s calculations differ from our expectations, it is possible that a future impairment 
charge may be necessary.

 •  Accounts Receivable The Company periodically reviews the collectability of its accounts receivable. Provisions are 

recorded for accounts that are potentially uncollectable. Determining adequate reserves for accounts receivable requires 
management’s judgment. Conditions impacting the realizability of the Company’s receivables could cause actual asset 
write-offs to be materially different than the reserved balances as of December 31, 2018.

• 

Inventories Inventories include material, labor and manufacturing overhead and are valued at the lower of cost or net 
realizable value. Cost is determined using the first-in, first-out (FIFO) method. 

The Company periodically reviews the realizability of its inventory for potential excess or obsolescence. Determining the 
net realizable value of inventory requires management’s judgment. Conditions impacting the realizability of the Company’s inventory 
could cause actual asset write-offs to be materially different than the Company’s current estimates as of December 31, 2018.

14

 
 
 
 
 
 
 
 
 
 
 
•  Recent Accounting Pronouncements Refer to Note 1, “Summary of Significant Accounting Policies,” in the accompanying notes to 

the consolidated financial statements for a discussion of recent accounting pronouncements.

QUANTITATIVE AND QUALITATIVE DISCLOSURES  
ABOUT MARKET RISK 

The following discussion of the Company’s market risk includes “forward-looking statements” that involve risk and uncertainties. Actual results 
could differ materially from those projected in the forward-looking statements.

Market risk represents the risk of changes in value of a financial instrument caused by fluctuations in interest rates, foreign exchange rates 
and equity prices. At December 31, 2018, the Company’s cash and cash equivalents consisted of bank accounts in U.S. dollars, and their 
valuation would not be affected by market risk. Interest under the Company’s credit facility with Bank of America, N.A. calls for interest of 
LIBOR plus a margin that ranges from 1.0% to 1.5% or, at the discretion of the Company, the bank’s prime rate less a margin that ranges from 
.25% to zero. Therefore, future operations could be affected by interest rate changes. As of December 31, 2018, the applicable interest rate was 
approximately 3.52%. The Company uses interest-rate-related derivative instruments to manage its exposure related to changes in interest 
rates. In connection with this credit facility, the Company entered into a $20 million, 5-year interest rate swap agreement under which the 
Company receives three-month LIBOR plus the applicable margin and pays a 2.7% fixed rate plus the applicable margin. The swap modifies 
the Company’s interest rate exposure by converting the term loan from a variable rate to a fixed rate in order to hedge against the possibility 
of rising interest rates during the term of the loan.

15

REPORT OF INDEPENDENT REGISTERED  
PUBLIC ACCOUNTING FIRM

Board of Directors and Shareholders 
UFP Technologies, Inc.

Opinion on the financial statements 

We have audited the accompanying consolidated balance sheets of UFP Technologies, Inc. (a Delaware 
corporation) and subsidiaries (the “Company”) as of December 31, 2018 and 2017, the related consolidated 
statements of income, stockholders’ equity, and cash flows for each of the three years in the period ended 
December 31, 2018, and the related notes and financial statement schedule under Item 15(a) (collectively 
referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all 
material respects, the financial position of the Company as of December 31, 2018 and 2017, and the results 
of its operations and its cash flows for each of the three years in the period ended December 31, 2018, in 
conformity with accounting principles generally accepted in the United States of America. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight 
Board (United States) (“PCAOB”), the Company’s internal control over financial reporting as of December 
31, 2018, based on criteria established in the 2013 Internal Control—Integrated Framework issued by the 
Committee of Sponsoring Organizations of the Treadway Commission (“COSO”), and our report dated 
March 15, 2019 expressed an unqualified opinion.

Basis for opinion 

These financial statements are the responsibility of the Company’s management. Our responsibility 
is to express an opinion on the Company’s financial statements based on our audits. We are a public 
accounting firm registered with the PCAOB and are required to be independent with respect to the 
Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of 
the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that 
we plan and perform the audit to obtain reasonable assurance about whether the financial statements 
are free of material misstatement, whether due to error or fraud. Our audits included performing 
procedures to assess the risks of material misstatement of the financial statements, whether due to error 
or fraud, and performing procedures that respond to those risks. Such procedures included examining, 
on a test basis, evidence supporting the amounts and disclosures in the financial statements. Our audits 
also included evaluating the accounting principles used and significant estimates made by management, 
as well as evaluating the overall presentation of the financial statements. We believe that our audits 
provide a reasonable basis for our opinion.

GRANT THORNTON LLP 

We have served as the Company’s auditor since 2005. 

Boston, Massachusetts 

March 15, 2019

16

REPORT OF INDEPENDENT REGISTERED  
PUBLIC ACCOUNTING FIRM

Board of Directors and Shareholders 
UFP Technologies, Inc.

Opinion on internal control over financial reporting

We have audited the internal control over financial reporting of UFP Technologies, Inc. (a Delaware corporation) and 
subsidiaries (the “Company”) as of December 31, 2018, based on criteria established in the 2013 Internal Control—Integrated 
Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (“COSO”). In our opinion, the 
Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 2018, based 
on criteria established in the 2013 Internal Control—Integrated Framework issued by COSO.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(“PCAOB”), the consolidated financial statements of the Company as of and for the year ended December 31, 2018, and our 
report dated March 15, 2019 expressed an unqualified opinion on those financial statements.

Basis for opinion

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its 
assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management’s 
Report on Internal Control Over Financial Reporting (“Management’s Report”). Our responsibility is to express an opinion on 
the Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered with 
the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities 
laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform 
the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all 
material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk 
that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the 
assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our 
audit provides a reasonable basis for our opinion.

Our audit of, and opinion on, the Company’s internal control over financial reporting does not include the internal control over 
financial reporting of Dielectrics Inc., a wholly-owned subsidiary, whose financial statements reflect total assets and revenues 
constituting 43.3% and 19.0%, respectively, of the related consolidated financial statement amounts as of and for the year 
ended December 31, 2018. As indicated in Management’s Report, Dielectrics Inc. was acquired during 2018. Management’s 
assertion on the effectiveness of the Company’s internal control over financial reporting excluded internal control over 
financial reporting of Dielectrics Inc.

Definition and limitations of internal control over financial reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding 
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with 
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies 
and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded 
as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and 
that receipts and expenditures of the company are being made only in accordance with authorizations of management and 
directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized 
acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

GRANT THORNTON LLP  

Boston, Massachusetts 

March 15, 2019

17

CONSOLIDATED BALANCE SHEETS 
(IN THOUSANDS, EXCEPT SHARE DATA)

ASSETS 

Current assets:

DECEMBER 31

2018  

2017

Cash and cash equivalents 

$         3,238  

$         37,978 

Receivables, net 

Inventories 

Prepaid expenses 

Refundable income taxes 

Total current assets 

Property, plant and equipment  

Less accumulated depreciation and amortization  

Net property, plant and equipment 

Goodwill   

Intangible assets, net 

Non-qualified deferred compensation plan 

Other assets 

Total assets 

LIABILITIES AND STOCKHOLDERS’ EQUITY 

Current liabilities: 

Accounts payable  

Accrued expenses  

Deferred revenue 

Current installments of long-term debt  

Total current liabilities 

Long-term debt, excluding current installments 

Deferred income taxes  

Non-qualified deferred compensation plan 

Other liabilities 

Total liabilities 

Commitments and contingencies (Note 15) 

Stockholders’ equity: 

28,321  

19,576  

2,206  

2,285  

55,626  

111,779  

(54,112)    

57,667  

51,838  

22,232  

2,034  

201  

21,381 

12,863 

1,835

1,017

75,074

106,716 

(53,064) 

53,652

7,322 

— 

2,015 

144  

$   189,598  

$   138,207 

$         6,836  

$         4,180  

8,458 

2,507 

2,857  

20,658 

22,286  

4,129  

2,044  

24 

49,141  

5,466

297

—  

9,943  

— 

2,440  

2,030

82 

14,495  

Preferred stock, $.01 par value, 1,000,000 shares authorized; 
no shares issued 

Common stock, $.01 par value, 20,000,000 shares authorized; 
7,415,002 and 7,385,443 shares issued and outstanding, respectively 
at December 31, 2018; 7,309,909 and 7,280,350 shares issued
and outstanding, respectively at December 31, 2017 

Additional paid-in capital 

Retained earnings 

Treasury stock at cost, 29,559 shares at both 
December 31, 2018 and 2017 

Total stockholders’ equity 

— 

—

74 

29,168 

111,802 

 (587) 

140,457 

 73  

 26,664  

 97,562 

 (587)  

123,712  

Total liabilities and stockholders’ equity 

$   189,598 

$   138,207 

The accompanying notes are an integral part of these consolidated financial statements.

18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSOLIDATED STATEMENTS OF INCOME 
(IN THOUSANDS, EXCEPT PER SHARE DATA)

Years Ended December 31

2018  

2017 

Net sales   

Cost of sales  

Gross profit 

Selling, general and administrative expenses 

Acquisition costs 

Restructuring costs 

Material overcharge settlement 

(Gain) Loss on sales of property, plant and equipment 

Operating Income 

Interest income 

Interest expense 

Other income 

Income before income tax provision 

Income tax expense 

Net income 

Net income per common share outstanding:

Basic 

Diluted  

Weighted average common shares outstanding:

Basic 

Diluted  

$  190,455  

142,147  

48,308  

27,758  

1,089 

—  

(104)  

(47)  

19,612  

47  

(1,320)  

64  

18,403  

4,092  

  $     14,311  

$        1.95  

$        1.93  

7,347  

7,430  

$  147,843 

112,356 

35,487 

23,845 

— 

63 

(121) 

7 

11,693 

216 

(50) 

— 

11,859 

2,649 

$     9,210 

$         1.27 

$         1.26 

7,248 

7,337 

The accompanying notes are an integral part of these consolidated financial statements.

2016 

$  146,132 

111,482

34,650 

24,105

—

420 

(2,114)

2 

12,237 

149 

(69) 

— 

12,317 

4,347 

  $     7,970 

$         1.11 

  $         1.10 

7,190 

7,275

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 
(IN THOUSANDS)

Years Ended December 31, 2018, 2017 and 2016

Common Stock 

Additional 
Paid-in 

Retained 

 Treasury Stock 

Total 
Stockholders’

Shares 

Amount 

Capital 

Earnings 

Shares     Amount 

Equity

 Balance at December 31, 2015 

 7,140  

$  72  

  $  23,705  

 $  80,382  

30 

 $ (587) 

$  103,572 

Share-based compensation 

Exercise of stock options net 
of shares presented for exercise 

Net share settlement of restricted stock    
units and stock option tax withholding 

Excess tax benefits on  
share-based compensation 

Net income 

33  

48  

(9) 

— 

 — 

—  

—  

—  

— 

— 

1,056  

529  

(219) 

145 

— 

—  

—  

—  

—  

7,970  

— 

— 

—  

— 

— 

— 

— 

— 

— 

— 

 1,056

 529

(219)

145

7,970

Balance at December 31, 2016 

 7,212  

$  72  

  $  25,216  

 $  88,352  

    30 

 $ (587) 

$  113,053 

Share-based compensation 

Exercise of stock options net 
of shares presented for exercise 

Net share settlement of restricted stock 
units and stock option tax withholding 

Net income 

 32  

 47  

(11) 

— 

1  

1  

(1)  

— 

1,067  

676  

(295) 

—  

—  

—  

—  

 9,210  

— 

— 

— 

— 

—  

—  

—  

—  

1,068 

677 

(296) 

9,210

 Balance at December 31, 2017 

 7,280  

$  73  

 $  26,664  

 $  97,562  

30 

$ (587) 

$  123,712 

Share-based compensation 

 31  

—  

1,212  

Exercise of stock options net 
of shares presented for exercise 

 79  

1  

1,269  

Net share settlement of restricted stock 
units and stock option tax withholding 

(5) 

—  

(144) 

Excess tax benefits on share-based 
compensation - adjustment 

ASC 606 adjustments  

Net income 

— 

— 

— 

— 

— 

— 

167 

— 

—  

—  

—  

—  

—  

(71) 

14,311  

— 

— 

— 

— 

— 

— 

—  

—  

—  

— 

— 

—  

1,212 

1,270 

(144)

167 

(71)

14,311

Balance at December 31, 2018 

 7,385  

$  74  

  $  29,168  

 $  111,802  

    30 

 $ (587) 

$  140,457 

The accompanying notes are an integral part of these consolidated financial statements.

20

 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
  
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
  
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
     
 
 
  
  
 
 
 
 
 
  
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(IN THOUSANDS)

Cash flows from operating activities:

Net income from consolidated operations 

$   14,311  

$   9,210  

  $   7,970 

        Years Ended December 31

2018  

2017 

2016 

Adjustments to reconcile net income to net cash 

provided by operating activities:

Depreciation and amortization 

(Gain) Loss on sales of property, plant and equipment 

Share-based compensation 

Deferred income taxes 

Excess tax benefits on share-based compensation 

Changes in operating assets and liabilities:

Receivables, net 

Inventories 

Prepaid expenses 

Refundable income taxes 

Other assets 

Accounts payable 

Accrued expenses 

Deferred revenue 

7,831  

(47) 

1,212 

1,881  

—  

(2,556) 

(2,295) 

(249) 

(1,268) 

(76) 

1,113 

1,472 

35 

Non-qualified deferred compensation plan and other liabilities 

(44) 

5,635 

7 

1,068 

(1,019) 

— 

(132) 

1,288 

446 

(210) 

(228) 

93 

974 

91 

246 

5,634

2

1,056 

576 

(145)

 (3,768)

51

(1,351) 

209

(97) 

(683)

(567)

206

213

Net cash provided by operating activities 

21,320 

17,469 

  9,306 

Cash flows from investing activities: 

Additions to property, plant and equipment 

Acquisition of Dielectrics, net cash acquired 

Proceeds from sale of property, plant and equipment 

Net cash used in investing activities 

Cash flows from financing activities:

Proceeds from advances on revolving line of credit 

Payments on revolving line of credit 

Proceeds from the issuance of long-term debt 

Principal repayment of long-term debt 

Proceeds from the exercise of stock options, net of shares  
presented for exercise 

Payment of statutory withholding for stock options exercised 
and restricted stock units vested 

Excess tax benefits on share-based compensation 

(5,428) 

(76,978) 

77 

(82,329) 

36,000  

(28,000) 

20,000 

(2,857) 

1,270 

(144) 

— 

Net cash provided by (used in) financing activities 

26,269 

Net change in cash and cash equivalents 

Cash and cash equivalents at beginning of year 

(34,740) 

37,978 

Cash and cash equivalents at end of year 

$  3,238  

$  37,978 

The accompanying notes are an integral part of these consolidated financial statements.

(10,382) 

(7,206)

— 

7 

—

14

(10,375) 

(7,192)

— 

— 

— 

(856) 

677 

(296) 

— 

(475) 

6,619 

31,359 

—

—

—

(1,014)

529

(219)

145

(559)

1,555

  29,804

 $  31,359

21

 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

(1)  Summary of Significant Accounting Policies

UFP Technologies, Inc. (“the Company”) is an innovative designer and custom converter of foams, plastics, composites and 
natural fiber products principally serving the medical, automotive, aerospace and defense, consumer, electronics and industrial 
markets. The Company was incorporated in the State of Delaware in 1993.

(a)  Principles of Consolidation

The consolidated financial statements include the accounts and results of operations of UFP Technologies, Inc., its wholly 
owned subsidiaries, Moulded Fibre Technology, Inc., Simco Industries, Inc., Dielectrics, Inc. and Stephenson & Lawyer, Inc. 
and its wholly owned subsidiary, Patterson Properties Corporation. All significant intercompany balances and transactions 
have been eliminated in consolidation. The Company has evaluated all subsequent events through the date of this filing.

(b)  Use of Estimates

The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the 
United States of America requires management to make estimates and assumptions that affect the reported amounts of 
assets and liabilities, including allowance for doubtful accounts and the net realizable value of inventory, and disclosure of 
contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of revenues 
and expenses during the reporting period. Actual results could differ from those estimates.

(c)  Fair Value Measurement

The Company defines fair value as the price that would be received from selling an asset or paid to transfer a liability in 

an orderly transaction between market participants at the measurement date. When determining the fair value for assets 

and liabilities, which are required to be recorded at fair value, the Company considers the principal or most advantageous 

market in which the Company would transact and the market-based risk measurement or assumptions that market 

participants would use in pricing the asset or liability, such as inherent risk, transfer restrictions and credit risk. 

The Company has not elected fair value accounting for any financial instruments for which fair value accounting is optional.

(d)  Fair Value of Financial Instruments

Cash and cash equivalents, accounts receivable, accounts payable, accrued expenses and other liabilities are stated at 
carrying amounts that approximate fair value because of the short maturity of those instruments. The carrying amount of 
the Company’s long-term debt approximates fair value as the interest rate on the debt approximates the Company’s current 
incremental borrowing rate.

(e)  Cash and Cash Equivalents

The Company considers all highly liquid investments with original maturities of three months or less to be cash equivalents. 
At December 31, 2018, the Company did not have any cash equivalents and at December 31, 2017, cash equivalents primarily 
consisted of money market accounts and certificates of deposit that are readily convertible into cash. 

The Company maintains its cash in bank deposit accounts, money market funds and certificates of deposit that at times 
exceed federally insured limits. The Company periodically reviews the financial stability of institutions holding its accounts 
and does not believe it is exposed to any significant custodial credit risk on cash. The amounts contained within the 
Company’s main operating accounts at Bank of America and TD Bank at December 31, 2018, exceed the federal depository 
insurance limit by approximately $3.8 million.

(f)  Accounts Receivable

The Company periodically reviews the collectability of its accounts receivable. Provisions are recorded for accounts that 
are potentially uncollectable. Determining adequate reserves for accounts receivable requires management’s judgment. 
Conditions impacting the realizability of the Company’s receivables could cause actual asset write-offs to be materially 
different than the reserved balances as of December 31, 2018.

(g)  Inventories

Inventories include material, labor and manufacturing overhead and are valued at the lower of cost or net realizable value. 
Cost is determined using the first-in first-out (“FIFO”) method.

The Company periodically reviews the realizability of its inventory for potential excess or obsolescence. Determining the 
net realizable value of inventory requires management’s judgment. Conditions impacting the realizability of the Company’s 
inventory could cause actual asset write-offs to be materially different than the Company’s current estimates as of 
December 31, 2018.

(h)  Property, Plant and Equipment

Property, plant and equipment are stated at cost and are depreciated or amortized using the straight-line method over the 
estimated useful lives of the assets or the related lease term, if shorter.

22

 
 
 
 
 
 
 
 
 
Estimated useful lives of property, plant and equipment are as follows:

Leasehold improvements 
Buildings and improvements 
Machinery & Equipment 
Furniture, fixtures, computers & software 

Shorter of estimated useful life or remaining lease term 
20-40 years 
7-15 years 
3-7 years

Property, plant and equipment amounts are reviewed for impairment whenever events or changes in circumstances 
indicate that the carrying amount of an asset may not be recoverable. An impairment loss would be recognized when the 
carrying amount of an asset exceeds the estimated undiscounted future cash flows expected to result from the use of the 
asset and its eventual disposition. The amount of the impairment loss to be recorded is calculated by the excess of the 
asset’s carrying value over its fair value. No events or changes in circumstances arose during the year ended December 31, 
2018, which required management to perform an impairment analysis.

(i)  Goodwill

Goodwill is tested for impairment annually and will be tested for impairment between annual tests if an event occurs or 
circumstances change that would indicate that the carrying amount may be impaired. Impairment testing for goodwill is 
done at a reporting unit level. Reporting units are one level below the business segment level but can be combined when 
reporting units within the same segment have similar economic characteristics. An impairment loss generally would be 
recognized when the carrying amount of the reporting unit’s net assets exceeds the estimated fair value of the reporting 
unit. The Company consists of a single reporting unit. In testing goodwill for impairment at December 31, 2018, the 
Company primarily utilized the guideline public company (“GPC”) method under the market approach and the discounted 
cash flows method (“DCF”) under the income approach to determine the fair value of the reporting unit for purposes of 
testing the reporting unit’s carrying value of goodwill for impairment. The GPC method derives a value by generating a 
multiple of EBITDA through the comparison of the Company to similar publicly traded companies. The DCF approach 
derives a value based on the present value of a series of estimated future cash flows at the valuation date by the application 
of a discount rate, one that a prudent investor would require before making an investment in our equity securities. The key 
assumptions used in our approach included: 

• 

• 

• 

• 

The reporting unit’s estimated financials and five-year projections of financial results, which were based on our 
strategic plans and long-range forecasts. Sales growth rates represent estimates based on current and forecasted 
sales mix and market conditions. The profit margins were projected based on historical margins, projected sales 
mix, current expense structure and anticipated expense modifications. 
The projected terminal value, which reflects the total present value of projected cash flows beyond the last period 
in the DCF. This value reflects a growth rate for the reporting unit, which is approximately the same growth rate of 
expected inflation into perpetuity. 
The discount rate determined using a Weighted Average Cost of Capital method (“WACC”), which considered 
market and industry data as well as Company-specific risk factors. 
Selection of guideline public companies, which are similar in size and market capitalization to each other and to the Company.

As of December 31, 2018, based on our calculations under the above-noted approach, the fair value of the reporting unit 
significantly exceeded the carrying value of the reporting unit. In performing these calculations, management used its most 
reasonable estimates of the key assumptions discussed above. If our actual operating results and/or the key assumptions utilized 
in management’s calculations differ from our expectations, it is possible that a future impairment charge may be necessary.

The net carrying amounts of goodwill for the years ended December 31, 2018 and 2017 are as follows (in thousands):

December 31, 2017 
Acquired in Dielectrics business combination (See Note 22) 
December 31, 2018 

Approximately $47.9 million of goodwill is deductible for tax purposes.

Goodwill 

$          7,322 
44,516 
$       51,838 

(j) 

Intangible Assets
Intangible assets with a definite life are amortized on a straight-line basis, with estimated useful lives ranging from 5 to 20 
years. Intangible assets with a definite life are tested for impairment whenever events or circumstances indicate that their 
carrying values may not be recoverable. No events or changes in circumstances arose during the year ended December 31, 
2018, which required management to perform an impairment analysis.

(k)  Revenue Recognition

Beginning in 2018, the Company recognizes revenue when a customer obtains control of a promised good or service. 
The amount of revenue recognized reflects the consideration that the Company expects to be entitled to in exchange for 
promised goods or services. The Company recognizes revenue in accordance with the core principles of ASC 606 

23

 
 
 
 
 
 
 
  
  
 
  
 
 
 
which include (1) identifying the contract with a customer, (2) identifying separate performance obligations within the 
contract, (3) determining the transaction price, (4) allocating the transaction price to the performance obligations, and 
(5) recognizing revenue. The Company recognizes all but an immaterial portion of its product sales upon shipment. The 
Company recognizes revenue from the sale of tooling and machinery primarily upon customer acceptance, with the 
exception of certain tooling where control does not transfer to the customer, which results in revenue being recognized 
over the estimated time for which parts are produced with the use of each respective tool. The Company recognizes 
revenue from engineering services as the services are performed. Although only applicable to an insignificant number 
of transactions, the Company has elected to exclude sales taxes from the transaction price. The Company has elected to 
account for shipping and handling activities for which the Company is responsible under the terms and conditions of the 
sale not as performance obligations but rather as fulfillment costs. These activities are required to fulfill the Company’s 
promise to transfer the good and are expensed when revenue is recognized.

For the years 2017 and 2016, prior to ASC 606, the Company recognized revenue at the time of shipment when title and 
risk of loss have passed to the customer, persuasive evidence of an arrangement exists, performance of its obligation 
is complete, its price to the buyer is fixed or determinable, and the Company is reasonably assured of collection. 
Determination of these criteria, in some cases, requires management’s judgment.

(l)  Share-Based Compensation

When accounting for equity instruments exchanged for employee services, share-based compensation cost is measured 
at the grant date, based on the calculated fair value of the award, and is recognized as an expense over the employee’s 
requisite service period (generally the vesting period of the equity grant). Forfeitures are expensed as they occur.

The Company issues share-based awards through several plans that are described in detail in Note 12. The compensation cost 
charged against income for those plans is included in selling, general and administrative expenses as follows (in thousands):

Share-based compensation expense 

$  1,212  

$  1,068  

Year Ended December 31

2018 

2017 

2016

$  1,056 

The compensation expense for stock options granted during the three-year period ended December 31, 2018, was 
determined as the fair value of the options using the Black Scholes valuation model. The assumptions are noted as follows:

Expected volatility 

Expected dividends 

Risk-free interest rate 

Exercise price 

Expected term 

2018 

27.7%  

None 

2.7% 

Year Ended December 31

2017 

27.4% to 29.1% 

None 

1.56% to 1.84% 

$31.20  

$27.05-$28.70 

6.0 years 

2.7 to 5.8 years 

Weighted-average grant-date fair value 

$ 10.15 

$ 5.59 to $ 8.51 

2016

29.7%

None

0.9%

$22.02

5.0 years

$ 6.11

The stock volatility for each grant is determined based on a review of the experience of the weighted average of historical 
daily price changes of the Company’s common stock over the expected option term, and the risk-free interest rate is based 
on the U.S. Treasury yield curve in effect at the time of grant for periods corresponding with the expected term of the 
option. The expected term is estimated based on historical option exercise activity. 

The total income tax benefit recognized in the consolidated statements of income for share-based compensation 
arrangements was approximately $544,000, $525,000 and $318,000 for the years ended December 31, 2018, 2017 and 
2016, respectively.

(m)  Deferred Rent

The Company accounts for escalating rental payments on a straight-line basis over the term of the lease.

(n)  Shipping and Handling Costs

Costs incurred related to shipping and handling are included in cost of sales. Amounts charged to customers pertaining to 
these costs are included in net sales.

24

 
 
 
 
 
 
 
 
 
 
 
(o)  Income Taxes

The Company’s income taxes are accounted for under the asset and liability method. Under the asset and liability method, 
deferred tax assets and liabilities are recognized for the estimated future tax consequences attributable to differences 
between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis and 
operating loss and tax credit carryforwards. Deferred tax expense or benefit results from the net change during the year in 
deferred tax assets and liabilities. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in 
income in the period that includes the enactment date. 

The Company evaluates the need for a valuation allowance to reduce its deferred tax assets to the amount that is more 
likely than not to be realized. The Company has considered future taxable income and ongoing prudent and feasible tax 
planning strategies in assessing the need for a valuation allowance. Should the Company determine that it would not be 
able to realize all or part of its deferred tax assets in the future, an adjustment to the deferred tax assets would be charged 
to income in the period such determination was made.

The Company recognizes the tax benefit from an uncertain tax position only if it is more likely than not that the tax position 
will be sustained on examination by the taxing authorities, based on the technical merits of the position. The tax benefits 
recognized in the consolidated financial statements from such positions are then measured based on the largest benefit 
that has a greater than 50% likelihood of being realized upon settlement. The Company recognizes interest and penalties 
accrued related to unrecognized tax benefits in tax expense.

(p)  Segments and Related Information

The Company follows the provisions of Accounting Standards Codification (ASC) 280, Segment Reporting, which establish 
standards for the way public business enterprises report information and operating segments in annual financial statements 
(see Note 18).

(q)  Treasury Stock

The Company accounts for treasury stock under the cost method, using the first-in, first-out flow assumption, and we 
include treasury stock as a component of stockholders’ equity. The Company did not repurchase any shares of common 
stock during the years ended December 31, 2018 and 2017. 

Recent Accounting Pronouncements
In May 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-09, Revenue 
from Contracts with Customers, which was subsequently updated (“Accounting Standards Codification (ASC) 606”). The Company 
adopted ASC 606 on January 1, 2018. See Note 2 for further details.

In February 2016, the FASB issued ASU No. 2016-02, “Leases (ASC 842),” and issued subsequent amendments to the initial guidance 
in January 2018 within ASU No. 2018-01 and in July 2018 within ASU Nos. 2018-10 and 2018-11. The standard requires lessees to 
recognize leases on the balance sheet as a right-of-use (“ROU”) asset and a lease liability, other than leases that meet the definition 
of a short-term lease. The liability will be equal to the present value of the lease payments. The asset will be based on the liability, 
subject to adjustment. Currently, under existing U.S. generally accepted accounting principles, the Company does not recognize 
on the balance sheet a right-of-use asset or lease liability related to its operating leases. For income statement purposes, the leases 
will continue to be classified as either operating or finance. Operating leases will result in straight-line expense (similar to current 
operating leases), and finance leases will result in a front-loaded expense pattern (similar to current capital leases). The standard is 
effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2018. Early adoption is permitted. 
The standard allows an entity to elect to have a date of initial application as of the beginning of the period of adoption. The standard 
provides for the option to elect a package of practical expedients upon adoption. 

The Company adopted ASC 842 as of January 1, 2019, using a modified retrospective approach and applying the standard’s 
transition provisions at January 1, 2019, the effective date. The Company elected the package of practical expedients permitted 
under the transition guidance, which among other things, allows us to carry forward the historical lease classification. In addition, 
the Company elected to combine the lease and non-lease components into a single lease component for its leases and is making an 
accounting policy election to exclude from balance sheet reporting those leases with initial terms of 12 months or less. The Company 
estimates that adoption of the standard will result in recognition of operating lease ROU assets and lease liabilities of approximately 
$4.0 million and $4.1 million, respectively, with the difference due to deferred rent that will be reclassified to the ROU asset value. We 
do not expect adoption of the standard to materially affect our results of operations or cash flows.

In January 2017, the FASB issued ASU No. 2017-04, Intangibles—Goodwill and Other (ASC 350), Simplifying the Test for Goodwill 
Impairment. The guidance removes Step 2 of the goodwill impairment test and eliminates the need to determine the fair value of 
individual assets and liabilities to measure goodwill impairment. A goodwill impairment will now be the amount by which a reporting 
unit’s carrying value exceeds its fair value, not to exceed the carrying amount of goodwill. Entities will continue to have the option 
to perform a qualitative assessment to determine if a quantitative impairment test is necessary. The guidance will be applied 
prospectively and is effective for annual and interim goodwill impairment tests in fiscal years beginning after December 15, 2019. 
Early adoption is permitted for any impairment tests performed on testing dates after January 1, 2017. The Company does not believe 
adoption will have a material impact on its financial condition or results of operations.

Revisions 
Certain revisions have been made to the December 31, 2017 Condensed Consolidated Balance Sheet to conform to the current year 
presentation relating to a reclassification of deferred revenue. The reclassification resulted in an increase in deferred revenue and 

25

 
 
 
a decrease in accrued expenses in the amount of approximately $297,000. In addition, certain revisions have been made to the 
Condensed Consolidated Statements of Cash Flows for the years ended December 31, 2017 and 2016, also due to a reclassification 
of deferred revenue. The reclassification resulted in an increase to the change in deferred revenue and a decrease in the change 
in accrued expenses in the amount of approximately $91,000 and $206,000 for the years ended December 31, 2017 and 2016, 
respectively. These revisions had no impact on previously reported net income and are deemed immaterial to the previously issued 
financial statements.

(2)  Revenue Recognition 

On January 1, 2018, the Company adopted ASC 606, Revenue from Contracts with Customers, using the modified retrospective 
transition method. Under this method, the Company applied ASC 606 to contracts under which all performance obligations 
were not completed as of January 1, 2018, and recognized the cumulative effect of initially applying the standard as an 
adjustment to the opening balance of retained earnings. Results for reporting periods beginning after January 1, 2018, 
are presented in accordance with ASC 606. Prior period amounts are not adjusted and are reported in accordance with, 
requirements in ASC 605, Revenue Recognition, which is also referred to herein as “legacy GAAP.”

The cumulative effect of the adoption on our condensed consolidated balance sheet, by applying the modified retrospective 
method as of January 1, 2018, is as follows (in thousands): 

As Reported 

December 31, 

2017 

Cumulative 

Adjustments 

As Adjusted

January 1,

2018 

Assets:

Property, plant and equipment  
Accumulated depreciation and amortization 

 $       106,716  
  (53,064) 

Net property, plant and equipment 

53,652 

  $       1,027 
(548) 

479 

  $      107,743 
(53,612)

54,131

Liabilities:

Deferred revenue 
Deferred income taxes 

Stockholders’ Equity:

Retained earnings 

297 
2,440  

574 
(25) 

871 
2,415

97,562  

(70) 

97,492

The following reflects the Company’s condensed consolidated balance sheet and condensed consolidated statement of 
income on an as-reported basis and as if we had continued to recognize revenue under legacy GAAP (in thousands):

Assets:

Property, plant and equipment  
Accumulated depreciation and amortization 

$ 

Net property, plant and equipment 

Liabilities:

Deferred revenue 
Deferred income taxes 

Stockholders’ Equity:

Retained earnings 

As Reported 

111,779 
  (54,112) 

57,667 

2,507  
4,129  

111,802  

111,750 

December 31, 2018

Balances

without

adoption of

ASC 606 

$ 

110,372 
(53,110) 

  57,262 

2,129 
4,154 

Difference 

$ 

1,407 
(1,002)

405

378 
(25)

52

Net sales  
Cost of sales 

Gross profit 

26

For the Year Ended December 31, 2018
Balances
without

As Reported 

 $       190,455   
  142,147  

48,308  

adoption of

ASC 606 

$       190,259 
142,073 

48,186 

Difference 

$      196 
74

122

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following summarizes the significant changes under ASC 606 as compared to legacy GAAP: 

• 

• 

Under legacy GAAP, the Company recognized revenue for certain customer tooling at the time the tooling was complete 
and accepted by the customer. Under ASC 606, as “control” of this tooling does not transfer to the customer, the related 
purchase orders do not qualify as an “accounting contract” and as a result the consideration received is recorded as deferred 
revenue and recognized over the estimated time for which parts are produced on each respective tool (approximately two 
years). The related costs to produce the tooling are capitalized and depreciated over the estimated useful life of the tool 
(approximately two years).

Under legacy GAAP, the Company recognized revenue on certain long-term agreements with variable pricing at the selling 
price that was in effect for the current period at the time of shipment. Under ASC 606, the Company will recognize revenue for 
these contracts at the weighted average selling price for each part over the term of the agreement for any agreements where 
the Company estimates that we will not be able to achieve the corresponding cost changes necessary to maintain a consistent 
margin over the term of the agreement. The Company has a small number of long-term agreements with variable pricing.

The Company recognizes revenue when a customer obtains control of a promised good or service. The amount of revenue 
recognized reflects the consideration that the Company expects to be entitled to in exchange for promised goods or services. The 
Company recognizes revenue in accordance with the core principles of ASC 606, which include (1) identifying the contract with a 
customer, (2) identifying separate performance obligations within the contract, (3) determining the transaction price, (4) allocating 
the transaction price to the performance obligations, and (5) recognizing revenue. The Company recognizes all but an immaterial 
portion of its product sales upon shipment. The Company recognizes revenue from the sale of tooling and machinery primarily 
upon customer acceptance, with the exception of certain tooling where control does not transfer to the customer, which results in 
revenue being recognized over the estimated time for which parts are produced with the use of each respective tool. The Company 
recognizes revenue from engineering services as the services are performed. Although only applicable to an insignificant number of 
transactions, the Company has elected to exclude sales taxes from the transaction price. The Company has elected to account for 
shipping and handling activities for which the Company is responsible under the terms and conditions of the sale not as performance 
obligations but rather as fulfillment costs. These activities are required to fulfill the Company’s promise to transfer the good and are 
expensed when revenue is recognized.

Disaggregated Revenue 
The following table presents the Company’s revenue disaggregated by the major types of goods and services sold to our customers 
(in thousands) (See Note 9 for further information regarding net sales by market):

Net sales of:

Products 
Tooling and Machinery 
Engineering services 

Year Ended December 31

2018 

2017 

2016

  $       183,186   
  4,302   
       2,967   

$       146,275 
  1,181 
       387 

 $      144,210 
  1,633 
    289

Total net sales 

$ 

190,455 

$ 

147,843 

$ 

146,132

Contract balances 
The timing of revenue recognition may differ from the timing of invoicing to customers. When invoicing occurs prior to revenue 
recognition, the Company has deferred revenue (contract liabilities), included within “deferred revenue” on the condensed 
consolidated balance sheets. 

The following table presents opening and closing balances of contract liabilities for the year ended December 31, 2018 (in thousands):

Deferred revenue - January 1, 2018 
Acquired in Dielectrics business combination 
Increases due to consideration received from customers 
Revenue recognized 
Deferred revenue - December 31, 2018 

Contract

Liabilities 

$ 

$ 

871 
2,175 
4,188 
(4,727) 
2,507

Revenue recognized during the year ended December 31, 2018, from amounts included in deferred revenue at the beginning of the 
period was approximately $615,000.

When invoicing occurs after revenue recognition, the Company has unbilled receivables (contract assets) included within 
“receivables” on the condensed consolidated balance sheet. Unbilled receivables were approximately $65,000 at December 31, 2018, 
and were generated as a result of revenue recognized during the year ended December 31, 2018, that had not yet been billed.

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(3)  Supplemental Cash Flow Information

Cash paid for: 

Interest 
Income taxes, net of refunds 

Non-cash investing and financing activities:

Capital additions accrued but not yet paid 

Year Ended December 31

2018 

2017 

                        (in thousands)

$ 
$ 

$ 

1,303  
3,463  

218  

$ 
$ 

$ 

47 
3,878 

85 

2016

66 
3,562

87

$ 
$ 

$ 

During the years ended December 31, 2018, 2017 and 2016, the Company permitted the exercise of stock options with exercise 
proceeds paid with the Company’s stock (“cashless” exercises) totaling approximately $0, $172,000 and $166,000, respectively.

(4)  Receivables

Receivables consist of the following (in thousands):

Accounts receivable—trade 
Less allowance for doubtful receivables 

December 31

2018 

$  28,885  
 (564) 

2017

$    22,033  
(652) 

Receivables, net 

$  28,321  

  $     21,381 

Receivables are written off against these reserves in the period they are determined to be uncollectable, and payments 
subsequently received on previously written-off receivables are recorded as a reversal of the bad debt provision. The Company 
performs credit evaluations on its customers and obtains credit insurance on a large percentage of its accounts but does not 
generally require collateral. The Company recorded a (reversal of) provision for doubtful accounts of approximately $(50,000) 
and $116,000 for the years ended December 31, 2018 and 2017, respectively.

(5)  Inventories

Inventories consist of the following (in thousands):

Raw materials 
Work in process 
Finished goods 

Total Inventory 

2018 

$   11,727  
2,521 
5,328 

$  19,576  

December 31

2017

$      6,898 

1,207   
4,758

$    12,863

(6)  Other Intangible Assets

The carrying values of the Company’s definite-lived intangible assets as of December 31, 2018, are as follows (in thousands): 

Trade Name & Brand 

Non-Compete 

Customer List 

Total

Estimated useful life 
Gross amount 
Accumulated amortization 
Net balance 

10 years 
367  
 (33) 
334  

$ 

$ 

5 years 
462  
(85) 
377 

$ 

$ 

20 years

$ 

$ 

22,555  
(1,034) 
21,521 

$ 

23,384 
(1,152) 

$ 

22,232

The weighted-average amortization period for all intangible assets is 19.6 years. Amortization expense related to intangible assets 
was approximately $1.2 million, $0.3 million and $0.3 million for the years ended December 31, 2018, 2017 and 2016, respectively. The 
estimated remaining amortization expense as of December 31, 2018, is as follows (in thousands):

2019 
2020 
2021 
2022 
2023 
Thereafter 
Total 

$  1,257 
1,257 
1,257 
1,257 
1,172 
16,032 
$   22,232

28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(7)  Property, Plant and Equipment

Property, plant and equipment consist of the following (in thousands): 

Land and improvements 
Buildings and improvements 
Leasehold improvements 
Machinery & Equipment 
Furniture, fixtures, computers & software 
Construction in progress 

2018 

  $        3,191  
35,187 
2,843 
62,441 
 7,119 
999 

December 31 

2017

$       3,191  
28,939  
2,553  
58,602  
6,820  
6,611 

$   111,780  

$   106,716 

Depreciation and amortization expense of Property, Plant and Equipment for the years ended December 31, 2018, 2017 and 2016, 
were approximately $6.6 million, $5.3 million and $5.3 million, respectively.

(8)  Indebtedness

On December 2, 2013, the Company entered into an unsecured $40 million revolving credit facility with Bank of 
America, N.A. The credit facility called for interest of LIBOR plus a margin that ranged from 1.0% to 1.5% or, at the 
discretion of the Company, the bank’s prime rate less a margin that ranged from 0.25% to zero. In both cases the 
applicable margin was dependent upon Company performance. Under the credit facility, the Company was subject 
to a minimum fixed-charge coverage financial covenant as well as a maximum total funded debt to EBITDA financial 
covenant. The credit facility was amended effective December 31, 2014, to modify the definition of “consolidated 
fixed-charge coverage ratio.” The Company’s $40 million credit facility was to mature on November 30, 2018. 

On February 1, 2018, the Company, as the borrower, entered into an unsecured $70 million Amended and 
Restated Credit Agreement (the “Amended and Restated Credit Agreement”) with the Company’s subsidiaries 
(the “Subsidiary Guarantors”) and Bank of America, N.A. in its capacity as the initial lender, Administrative 
Agent, Swingline Lender and L/C Issuer, and certain other lenders from time to time party thereto. The 
Amended and Restated Credit Agreement amends and restates the Company’s prior credit agreement.

The credit facilities under the Amended and Restated Credit Agreement (the “Amended and Restated Credit Facilities”) 
consist of a $20 million unsecured term loan and an unsecured revolving credit facility, under which the Company may 
borrow up to $50 million. The Amended and Restated Credit Agreement matures on February 1, 2023. The proceeds 
borrowed pursuant to the Amended and Restated Credit Agreement may be used for general corporate purposes, including 
funding the acquisition of Dielectrics, Inc. (“Dielectrics”) (See Note 22), as well as certain other permitted acquisitions. The 
Company’s obligations under the Amended and Restated Credit Agreement are guaranteed by the Subsidiary Guarantors.

The Amended and Restated Credit Agreement calls for interest of LIBOR plus a margin that ranges from 1.0% to 
1.5% or, at the discretion of the Company, the bank’s prime rate less a margin that ranges from .25% to zero. In both 
cases the applicable margin is dependent upon Company performance. Under the Amended and Restated Credit 
Agreement, the Company is subject to a minimum fixed-charge coverage financial covenant as well as a maximum 
total funded debt to EBITDA financial covenant. The Amended and Restated Credit Agreement contains other 
covenants customary for transactions of this type, including restrictions on certain payments, permitted indebtedness 
and permitted investments. As of December 31, 2018, the applicable interest rate was approximately 3.52%, and 
the Company was in compliance with all covenants under the Amended and Restated Credit Agreement.

Included in the Amended and Restated Credit Facilities was approximately $0.6 million in standby 
letters of credit as a financial guarantee on worker’s compensation insurance policies. 

Long-term debt consists of the following (in thousands):

Revolving credit facility 
Term loan 

Total long-term debt 

Current portion 

Long-term debt, excluding current portion 

December 31, 

2018 

8,000
17,143
25,143 
(2,857) 
22,286

$ 

$ 

29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Derivative Financial Instruments
The Company uses interest-rate-related derivative instruments to manage its exposure related to changes in interest rates on 
certain of its variable-rate debt instruments. The Company does not enter into derivative instruments for any purpose other 
than cash flow hedging. The Company does not speculate using derivative instruments. By using derivative financial instruments 
to hedge exposures to changes in interest rates, the Company exposes itself to credit risk and market risk. Credit risk is the 
failure of the counterparty to perform under the terms of the derivative contract. When the fair value of a derivative contract is 
positive, the counterparty owes the Company, creating credit risk for the Company. When the fair value of a derivative contract 
is negative, the Company owes the counterparty and, therefore, in these circumstances the Company is not exposed to the 
counterparty’s credit risk. The Company minimizes counterparty credit risk in derivative instruments by entering into transactions 
with carefully selected major financial institutions based upon their credit profile. Market risk is the adverse effect on the value 
of a derivative instrument that results from a change in interest rates. The market risk associated with interest-rate contracts is 
managed by establishing and monitoring parameters that limit the types and degree of market risk that may be undertaken. 

The Company assesses interest rate risk by continually identifying and monitoring changes in interest rate exposures that may 
adversely impact expected future cash flows and by evaluating hedging opportunities. The Company’s debt obligations expose 
the Company to variability in interest payments due to changes in interest rates. The Company believes that it is prudent to limit 
the variability of a portion of its interest payments. To meet this objective, in connection with the Amended and Restated Credit 
Agreement, the Company entered into a $20 million, 5-year interest rate swap agreement under which the Company receives three-
month LIBOR plus the applicable margin and pays a 2.7% fixed rate plus the applicable margin. The swap modifies the Company’s 
interest rate exposure by converting the term loan from a variable rate to a fixed rate in order to hedge against the possibility of 
rising interest rates during the term of the loan. The notional amount was $17,142,856 at December 31, 2018. The fair value of the 
swap as of December 31, 2018, was approximately $64,000 and is included in other assets. Changes in the fair value of the swap are 
recorded in other income/expense and resulted in income of approximately $64,000 during the year ended December 31, 2018. 

(9)  Accrued Expenses

Accrued expenses consist of the following (in thousands):

Compensation 
Benefits/self-insurance reserve 
Paid time off 
Commissions payable 
Other 

    December 31 

2018 

$    3,529  
782 
1,131 
384 
2,632 

$  8,458  

2017

$    2,536 
334 
990 
309 
1,297

$  5,466

(10) Income Taxes

The Company’s income tax provision for the years ended December 31, 2018, 2017 and 2016 consists of the following (in thousands):

Current:

Federal 
State 

Deferred:

Federal 
State 

Years Ended December 31

2018 

$   1,772  
439 

2,211 

1,917 
(36) 

1,881 

2017 

$   3,117 
551 

3,668 

(1,091) 
72 

(1,019) 

2016 

$    3,120 
651 

3,771

546  
30  

576

Total income tax provision 

$  4,092  

$  2,649 

$  4,347

30

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The approximate tax effects of temporary differences that give rise to significant portions of the deferred tax assets and 
liabilities are as follows (in thousands):

December 31 

2018 

2017

Deferred tax assets:

Reserves 
Inventory capitalization 
Compensation programs 
Retirement liability 
Equity-based compensation 
Deferred rent 
Intangible assets 
State tax credits, net of federal impact 

  $      367 
421 
447 
2 
  290 
11 
141 
257 

Total deferred tax assets 

  $    1,936 

Deferred tax liabilities:

$        398 
228 
394 
7 
  158 
6 
274 
—

$    1,465

Excess of book over tax basis of fixed assets 
Goodwill 

  $    (4,668) 
(1,397) 

Total deferred tax liabilities 
Net long-term deferred tax liabilities 

   (6,065) 
$  (4,129) 

  $    (3,305) 
(600) 

  (3,905) 
  $  (2,440)

The amounts recorded as deferred tax assets as of December 31, 2018 and 2017, represent the amount of tax benefits of existing 
deductible temporary differences or carryforwards that are more likely than not to be realized through the generation of 
sufficient future taxable income within the carryforward period. The Company has total deferred tax assets of approximately 
$1.9 million at December 31, 2018, that it believes are more likely than not to be realized in the carryforward period. Management 
reviews the recoverability of deferred tax assets during each reporting period.

The Company has approximately $325,000 of tax credit carryforwards related to one state jurisdiction that expire in 2022.

The actual tax provision for the years presented differs from the “expected” tax provision for those years, computed by applying 
the U.S. federal corporate rate of 21% to income before income tax expense as follows:

Years Ended December 31

2018 

2017 

2016 

Computed “expected” tax rate 

21.0%  

34.0%  

34.0% 

Increase (decrease) in income taxes resulting from:

State taxes, net of federal tax benefit 
Meals and entertainment 
Tax credits 
Domestic production deduction 
Non-deductible ISO stock option expense 
Unrecognized tax benefits 
Excess tax benefits on equity awards 
Excess compensation 
Impact on deferred taxes of new legislation 
Other 

 Effective tax rate 

2.8 
0.2 
(1.9)  
— 
0.1 
— 
(1.3) 
0.8 
— 
0.5 

3.5 
0.3 
(0.6)  
(2.6)  
0.1 
— 
(1.4) 
— 
(11.1) 
0.1 

3.7   
0.2  
(0.6)
(2.5) 
0.3
(0.1) 
—
—
—
0.3 

22.2% 

22.3% 

35.3% 

The Company files income tax returns in the U.S. federal jurisdiction and various state jurisdictions. The Company has not been 
audited by any state for income taxes with the exception of returns filed in Michigan, which have been audited through 2004; 
income tax returns filed in Massachusetts, which have been audited through 2007; income tax returns filed in Florida which have 
been audited through 2009; income tax returns filed in New Jersey, which have been audited through 2012; and income tax 
returns in Colorado, which have been audited through 2013. Income tax returns in Colorado are currently being audited for the 
years 2014 through 2017. Federal and state tax returns for the years 2015 through 2018 remain open to examination by the IRS 
and various state jurisdictions.

A reconciliation of the beginning and ending amount of gross unrecognized tax benefits (“UTB”) resulting from uncertain tax 
positions is as follows (in thousands): 

31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Gross UTB balance at beginning of fiscal year 
Reductions for tax positions of prior years 
Gross UTB balance at end of fiscal year 

2018 

$   150 
— 
$  150 

December 31 

2017

$  150 
—  
$  150

The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate as of December 31, 2018 
and 2017 is $150,000 and $150,000, respectively.

In addition, the total amount of accrued interest and penalties on uncertain tax positions at December 31, 2018 and 2017 is 
$153,000 and $153,000, respectively.

At December 31, 2018, all of the unrecognized tax benefits relate to tax returns of a specific state jurisdiction that are currently 
under examination. On January 17, 2019, the Company came to an agreement with the state, and on February 21, 2019, the 
Company received a check in the amount of $156,000 as settlement of the unrecognized tax benefits. Therefore, the Company 
anticipates a reduction to zero of its gross UTB balance in the first quarter of 2019. 

On December 22, 2017, the United States enacted tax reform legislation commonly known as the Tax Cuts and Jobs Act (the 
“2017 Tax Act”), resulting in significant modifications to existing law. Also on this date, the Securities and Exchange Commission 
issued Staff Accounting Bulletin (SAB) No. 118 to provide guidance to companies on how to implement the accounting and 
disclosure changes in situations when a registrant does not have the necessary information available, prepared or analyzed 
(including computations) in reasonable detail to complete the accounting for certain income tax effects of H.R.1, also known 
as the 2017 Tax Act. Consistent with SAB 118, the Company provisionally recorded an income tax benefit of $1.5 million related 
to the 2017 Tax Act, including remeasurement of its deferred tax assets and liabilities, and executive compensation limitations 
under Internal Revenue Code Section 162(m), among others. 

As of December 31, 2018, the Company has completed its assessment of the total impact of the 2017 Tax Act, which resulted 
in a reduction in our deferred tax assets and liabilities for the change in the domestic tax rate and a reduction of deferred tax 
assets related to executive stock-based compensation that would not be realized under the provisions of Internal Revenue Code 
Section 162(m). In 2018, we revised our overall reduction in our deferred tax assets by $50,000 to reflect our analysis over stock- 
based compensation.

(11)  Net Income Per Share

Basic income per share is based upon the weighted average common shares outstanding during each year. Diluted income per 
share is based upon the weighted average of common shares and dilutive common stock equivalent shares outstanding during 
each year. The weighted average number of shares used to compute both basic and diluted income per share consisted of the 
following (in thousands):

Basic weighted average common shares 
outstanding during the year 

7,347 

7,248 

Years Ended December 31

2018 

2017 

2016

7,190 

Weighted average common equivalent shares due to 
stock options and restricted stock units 

83 

89 

85  

Diluted weighted average common  
shares outstanding during the year 

7,430 

7,337 

7,275  

The computation of diluted earnings per share excludes the effect of the potential exercise of stock awards, including stock 
options, when the average market price of the common stock is lower than the exercise price of the related options during the 
period. These outstanding stock awards are not included in the computation of diluted earnings per share because the effect 
would have been antidilutive. For the years ended December 31, 2018, 2017 and 2016, the number of stock awards excluded from 
the computation was 10,344, 27,336 and 52,377, respectively. 

(12) Stock Option and Equity Incentive Plans

Share-based compensation is measured at the grant date based on the fair value of the award and is recognized as an expense 
over the requisite service period (generally the vesting period of the equity grant). The Company issues share-based awards 
through several plans that are described below. The compensation cost charged against income for those plans is included in 
selling, general & administrative expenses as follows (in thousands):

32

 
 
 
 
  
 
 
 
 
 
 
 
  
Share-based compensation related to: 

2018 

2017 

Years Ended December 31

Common stock grants 

Stock option grants 

Restricted Stock Unit awards 

Total share-based compensation 

$   505  

149 

559  

$ 1,213  

$ 505 

138 

425 

$ 1,068 

2016 

$ 505

237

314

$ 1,056 

Incentive Plan 
In June 2003, the Company formally adopted the 2003 Incentive Plan (the “Plan”). The Plan was originally intended to benefit 
the Company by offering equity-based incentives to certain of the Company’s executives and employees, thereby giving them 
a permanent stake in the growth and long-term success of the Company and encouraging the continuance of their involvement 
with the Company’s businesses. The Plan was amended effective June 4, 2008, to permit certain performance-based cash 
awards to be made under the Plan. The Plan was further amended on June 8, 2011, to increase the maximum number of shares 
of common stock in the aggregate to be issued to 2,250,000. The Plan was further amended on March 7, 2013, to (i) prohibit 
the repricing of stock options or other equity awards without the consent of the Company’s shareholders and (ii) prohibit the 
Company from buying out underwater stock options.

Two types of equity awards may be granted to participants under the Plan: restricted shares or other stock awards. Restricted 
shares are shares of common stock awarded subject to restrictions and to possible forfeiture upon the occurrence of specified 
events. Other stock awards are awards that are denominated or payable in, valued in whole or in part by reference to, or 
otherwise based on or related to, shares of common stock. Such awards may include Restricted Stock Unit Awards (“RSUs”), 
unrestricted or restricted stock, incentive and non-qualified stock options, performance shares or stock appreciation rights. The 
Company determines the form, terms and conditions, if any, of any awards made under the Plan. 

Through December 31, 2018, 1,236,812 shares of common stock have been issued under the 2003 Incentive Plan, none of which 
have been restricted. An additional 73,392 shares are being reserved for outstanding grants of RSUs and other share-based 
compensation that are subject to various performance and time-vesting contingencies. The Company has also granted awards in 
the form of stock options under this Plan. Through December 31, 2018, 185,000 options have been granted, and 49,375 options are 
outstanding. At December 31, 2018, 854,077 shares or options are available for future issuance in the 2003 Incentive Plan.

Director Plan 
Effective July 15, 1998, the Company adopted the 1998 Director Plan, which was amended and renamed on June 3, 2009, the 
2009 Non-Employee Director Stock Incentive Plan (the “Director Plan”). The Director Plan was amended on March 7, 2013, to 
(i) prohibit the repricing of stock options or other equity awards without the consent of the Company’s shareholders and (ii) 
prohibit the Company from buying out underwater stock options. The Director Plan, as amended, provides for the issuance of 
stock options and other equity-based securities of up to 975,000 shares to non-employee members of the Company’s board of 
directors. Through December 31, 2018, 348,490 options have been granted and 106,543 options are outstanding. For the year 
ended December 31, 2018, 3,366 shares of common stock were issued and 101,626 shares remained available to be issued under 
the Director Plan. 

The following is a summary of stock option activity under all plans:

  Weighted Average 

Remaining 

Aggregate 

Shares 

Exercise Price 

Contractual Life 

Intrinsic Value 

Under Options 

(per share) 

(in years) 

(in thousands)

  Weighted Average 

Outstanding December 31, 2017 

Granted 
Exercised 

202,739 
10,344 
(78,680) 

$   18.23 
 31.20 
31.43 

Outstanding December 31, 2018 

134,403 

$  20.46 

Exercisable at December 31, 2018 

126,543 

$   19.97 

— 
— 
— 

4.50 

4.53 

— 
— 
—

$  1,296

$   1,286

Vested and expected to vest at  

December 31, 2018 

134,403 

$  20.46 

4.50 

$  1,296

During the years ended December 31, 2018, 2017 and 2016, the total intrinsic value of all options exercised (i.e., the difference 
between the market price and the price paid by the employees to exercise the options) was approximately $1.2 million, $0.6 
million and $0.7 million, respectively, and the total amount of consideration received from the exercise of these options was 
approximately $1.3 million, $0.8 million and $0.7 million, respectively. At its discretion, the Company allows option holders to 
surrender previously owned common stock in lieu of paying the exercise price and withholding taxes. During the year ended 

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2018, no shares were surrendered for this purpose. During the year ended December 31, 2017, 6,511 shares (6,511 
for options and zero for taxes) were surrendered at an average market price of $26.45. During the year ended December 31, 
2016, 6,514 shares (6,514 for options and zero for taxes) were surrendered at an average market price of $25.50. 

On February 21, 2018, the Company’s Compensation Committee approved the award of $400,000 payable in shares of the 
Company’s common stock to the Company’s Chairman, Chief Executive Officer and President under the 2003 Equity Incentive 
Plan. The shares were issued on December 12, 2018. 

On June 6, 2018, the Company issued 3,366 shares of unrestricted common stock to the non-employee members of the 
Company’s Board of Directors as part of their annual retainer for serving on the Board. 

The Company grants RSUs to its executive officers and employees. The stock unit awards are subject to various time-based 
vesting requirements, and certain portions of these awards are subject to performance criteria of the Company. Compensation 
expense on these awards is recorded based on the fair value of the award at the date of grant, which is equal to the Company’s 
closing stock price, and is charged to expense ratably during the service period. No compensation expense is taken on 
awards that do not become vested, and the amount of compensation expense recorded is adjusted based on management’s 
determination of the probability that these awards will become vested. The following table summarizes information about stock 
unit award activity during the year ended December 31, 2018:

Restricted Stock Units 

Award Date Fair Value

Weighted Average  

Outstanding at December 31, 2017 

Awarded 

Shares vested 

Outstanding at December 31, 2018 

57,395 

30,831 

(16,050) 

72,176 

 $  21.03  
  29.36  

  23.55  

 $  23.60

At the Company’s discretion, RSU holders are given the option to net-share settle to cover the required minimum withholding tax, 
and the remaining amount is converted into the equivalent number of common shares. During the year ended December 31, 2018, 
5,238 shares were redeemed for this purpose at an average market price of $27.60. During the years ended December 31, 2017 and 
2016, 4,377 and 3,389 shares were redeemed for this purpose at an average market price of $24.50 and $22.82, respectively.

The following summarizes the future share-based compensation expense the Company will record as the equity securities 
granted through December 31, 2018, vest (in thousands):

Options 

Common Stock 

2019 

2020 

2021 

2022 

Total 

$   28 

28 

— 

     — 

$   56  

 $     — 

— 

— 

— 

Restricted  

Stock Units 

$    502 

416 

250 

      30 

Total

$    530 

444 

250 

      30

 $     — 

$   1,198  

$   1,254

Tax benefits totaling approximately $0, $0 and $145,000 were recognized as additional paid-in capital during the years ended 
December 31, 2018, 2017 and 2016, respectively, since the Company’s tax deductions exceeded the share-based compensation 
charge recognized for stock options exercised and RSUs vested. 

(13) Preferred Stock

On March 18, 2009, the Company declared a dividend of one preferred share purchase right (a “Right”) for each outstanding 
share of common stock, par value $0.01 per share on March 20, 2009, to the stockholders of record on that date. Each Right 
entitles the registered holder to purchase from the Company one one-thousandth of a share of Series A Junior Participating 
Preferred Stock, par value $0.01 per share (the “Preferred Share”), of the Company, at a price of $25.00 per one one-thousandth 
of a Preferred Share subject to adjustment and the terms of the Rights Agreement. The Rights expired on March 19, 2019. On 
March 13, 2019, the Company’s Board of Directors voted not to replace the Rights when they expired.

(14) Supplemental Retirement Benefits

The Company provides discretionary supplemental retirement benefits for certain retired officers, which will provide an annual benefit 
to these individuals for various terms following separation from employment. The Company recorded an expense of approximately 
$2,000, $3,000 and $4,000 for the years ended December 31, 2018, 2017 and 2016, respectively. The present value of the 
supplemental retirement obligation has been calculated using a 4.1% discount rate and is included in other liabilities. Total projected 
future cash payments for the year ending December 31, 2019, are approximately $25,000, representing the completion of all retirement 
arrangements under this arrangement.

34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(15) Commitments and Contingencies

(a)  Leases – The Company has operating leases for certain facilities that expire through 2023. Certain of the leases contain 

escalation clauses that require payments of additional rent as well as increases in related operating costs. 

Future minimum lease payments under non-cancelable operating leases as of December 31, 2018, are as follows (in thousands):

Years Ending December 31 

Operating Leases

2019 

2020 

2021 

2022 

2023 

$ 

1,051 

1,070 

1,063 

975 

36 

Total minimum lease payments 

$ 

4,195

Rent expense amounted to approximately $1.2 million, $0.9 million and $0.8 million in 2018, 2017 and 2016, respectively.

(b)  Legal – From time to time, the Company may be a party to various suits, claims and complaints arising in the ordinary 

course of business. In the opinion of management of the Company, these suits, claims and complaints should not result 
in final judgments or settlements that, in the aggregate, would have a material adverse effect on the Company’s financial 
condition or results of operations.

(16) Employee Benefits Plans

The Company maintains a profit-sharing plan for eligible employees. Contributions to the Plan are made in the form of 
matching contributions to employee 401(k) deferrals, as well as discretionary profit-sharing amounts determined by the 
Board of Directors to be funded by March 15 following each fiscal year. Contributions were approximately $1.1 million, 
$0.8 million and $0.7 million in 2018, 2017 and 2016, respectively.

The Company has a partially self-insured health insurance program that covers all eligible participating employees. The 
maximum liability is limited by a stop loss of $225,000 per insured person, along with an aggregate stop loss determined 
by the number of participants.

The Company has an Executive, Non-qualified “Excess” Plan (“the Plan”), which is a deferred compensation plan 
available to certain executives. The Plan permits participants to defer receipt of part of their current compensation 
to a later date as part of their personal retirement or financial planning. Participants have an unsecured contractual 
commitment from the Company to pay amounts due under the Plan. There is currently no security mechanism to ensure 
that the Company will pay these obligations in the future.

The compensation withheld from Plan participants, together with gains or losses determined by the participants’ 
deferral elections, is reflected as a deferred compensation obligation to participants and is classified within the liabilities 
section in the accompanying balance sheets. At December 31, 2018 and 2017, the balance of the deferred compensation 
liability totaled approximately $2.0 million and $2.0 million, respectively. The related assets, which are held in the form 
of a Company-owned, variable life insurance policy that names the Company as the beneficiary, are classified within 
the other assets section of the accompanying balance sheets and are accounted for based on the underlying cash 
surrender values of the policies and totaled approximately $2.0 million and $2.0 million as of December 31, 2018 and 
2017, respectively.

(17) Fair Value of Financial Instruments

Financial instruments recorded at fair value in the consolidated balance sheets, or disclosed at fair value in the footnotes, are 
categorized based upon the level of judgment associated with the inputs used to measure their fair value. Hierarchical levels 
defined by ASC 820, Fair Value Measurements and Disclosures, and directly related to the amount of subjectivity associated with 
inputs to fair valuation of these assets and liabilities, are as follows: 

Level 1 – Valued based on unadjusted, quoted prices in active markets for identical assets or liabilities at the measurement 
date. An active market for the asset or liability is a market in which transactions for the asset or liability occur with sufficient 
frequency and volume to provide pricing information on an ongoing basis.

Level 2 – Valued based on either directly or indirectly observable prices for the asset or liability through correlation with market 
data at the measurement date and for the duration of the instrument’s anticipated life.

Level 3 – Valued based on management’s best estimate of what market participants would use in pricing the asset or liability at 
the measurement date. Consideration is given to the risk inherent in the valuation technique and the risk inherent in the inputs to 
the model.

35

 
 
 
 
The following table presents the fair value and hierarchy levels for financial assets that are measured at fair value on a recurring 
basis (in thousands):

Level 2 

Assets: 

December 31, 2018

Derivative financial instruments 

$ 

64 

Derivative financial instruments consist of an interest rate swap for which fair value is determined through the use of a pricing 
model that utilizes verifiable inputs such as market interest rates that are observable at commonly quoted intervals for the full 
term of the swap agreement.

The Company has financial instruments, such as accounts receivable, accounts payable and accrued expenses, that are stated 
at carrying amounts that approximate fair value because of the short maturity of those instruments. The carrying amount of the 
Company’s long-term debt approximates fair value as the interest rate on the debt approximates the estimated borrowing rate 
currently available to the Company. 

(18) Segment Data

The Company consists of a single operating and reportable segment.  

Revenues from customers outside the United States are not material. No customer comprised more than 10% of the Company’s 
consolidated revenues for the year ended December 31, 2018. A vast majority of the Company’s assets are located in the United States. 

The Company’s custom products are primarily sold to customers within the Medical, Consumer, Automotive, Aerospace and 
Defense, Electronics and Industrial markets. Sales by market for the years ended December 31, 2018, 2017 and 2016 are as 
follows (in thousands):

Market 

     2018 Net Sales    % 

2017 Net Sales  %  

  2016 Net Sales     % 

Medical 

Consumer 

Automotive 

Aerospace & Defense 

Electronics 

Industrial 

$   110,282 

57.9%      

$   70,087 

47.4%  

$   64,733  44.3%

24,989      

13.1% 

20,012     

10.5% 

13,133      

 6.9% 

11,453        6.0% 

10,586        5.6% 

21,328    

14.4% 

23,118    

15.6% 

11,521        7.8% 

11,960     

  8.1% 

9,829        6.6% 

20,721 

 14.2%

27,255 

18.7%

10,951 

11,675 

10,797 

7.5% 

8.0% 

7.4% 

Net Sales 

$  190,455     100.0% 

$  147,843    100.0% 

$  146,132  100.0% 

Certain amounts for the year ended December 31, 2017 and 2016 were reclassified between markets to conform to the 
current year presentation.

(19) Quarterly Financial Information (unaudited)

 Summarized quarterly financial data is as follows (in thousands, except per share data):

2018 

Net sales 

Gross profit   

Net income   

Basic net income per share 

Diluted net income per share 

2017 

Net sales 

Gross profit   

Net income   

Basic net income per share 

Diluted net income per share 

 Q1 

Q2 

Q3 

Q4

$  42,931    

10,185   

1,777   

0.24   

0.24   

 Q1 

$  49,019 

$   47,808  

$  50,697 

12,986 

3,990 

0.54 

0.54 

Q2 

 12,431  

 4,134  

 0.56  

 0.56  

Q3 

 12,706 

 4,410 

 0.60 

 0.59

Q4

$  37,053  

$  37,886 

  $   35,684  

  $  37,220 

9,516 

2,171 

0.30 

0.30 

9,941 

2,630 

0.36 

0.36 

 8,193  

 1,695  

 0.23  

 0.23  

 7,837 

 2,714 

 0.38 

 0.37

36

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(20) Plant Consolidation

On March 18, 2015, the Company committed to move forward with a plan to cease operations at its Raritan, New Jersey plant 
and consolidate operations into its Newburyport, Massachusetts facility and other UFP facilities. The Company’s decision was in 
response to a continued decline in business at the Raritan facility and the purchase of the facility in Newburyport. The activities 
related to this consolidation are complete.

The Company also relocated all operations in its Haverhill, Massachusetts and Byfield, Massachusetts facilities and certain 
operations in its Georgetown, Massachusetts facility to Newburyport. The Haverhill and Byfield relocations were complete at 
December 31, 2015, and the partial Georgetown relocation was complete at June 30, 2017.

The Company incurred approximately $2.1 million in one-time expenses in connection with the Massachusetts consolidations. 
Included in this amount is approximately $180,000 relating to employee severance payments and relocation costs; 
approximately $1.6 million is moving expenses and expenses associated with vacating the Raritan, Haverhill and Byfield 
properties; and approximately $360,000 in lease termination costs. Total cash charges were approximately $2.0 million. 

The Company has recorded the following restructuring costs associated with the consolidations discussed above for the years 
ended December 31, 2017 and 2016 (in thousands):

Restructuring Costs 

Massachusetts 

Massachusetts 

2017 

2016 

Relocation 
Total restructuring costs 

$ 
$ 

63 
63 

$ 
$ 

420 
420

The above costs were reclassified in the Consolidated Statements of Income as “Restructuring Costs” from Cost of Sales.

(21) Material Overcharge Settlement

The Company was a participant in a class action lawsuit against a number of polyurethane foam suppliers (“Defendants”) that 
was settled during the second quarter of 2016. The suit was filed to recover damages and obtain injunctive relief for Defendants’ 
alleged violations of the federal antitrust laws with respect to the fixing of prices of polyurethane foam sold from January 1, 1999 
through August 2010. During the years ended December 31, 2018, 2017 and 2016, the Company received settlement amounts 
of approximately $0.1 million, $0.1 million and $2.1 million, respectively. These settlement amounts are recorded as “Material 
overcharge settlement” in the operating income section of the Consolidated Statements of Income.

(22) Acquisition

On February 1, 2018, the Company purchased 100% of the outstanding shares of common stock of Dielectrics, Inc. pursuant 
to a stock purchase agreement and related agreements, for an aggregate purchase price of $80 million in cash. The purchase 
price was subject to adjustment based upon Dielectrics’ working capital at closing. An additional $250,000 of consideration 
was paid by the Company as a result of the final working capital adjustment. A portion of the purchase price is being held in 
escrow to indemnify the Company against certain claims, losses and liabilities. The Purchase Agreement contains customary 
representations, warranties and covenants customary for transactions of this type.

Founded in 1954 and based in Chicopee, Massachusetts, Dielectrics is a leader in the design, development and manufacture 
of medical devices using thermoplastic materials. They primarily use radio frequency and impulse welding to design and 
manufacture solutions for the medical industry. The Company has leased the Chicopee location from a realty trust owned by the 
selling shareholder and affiliates. The lease is for five years with two five-year renewal options.

37

 
 
 
 
The following table summarizes the allocation of consideration paid to the acquisition date fair value of the assets acquired and 
liabilities assumed based on management’s estimates of fair value (in thousands):

Consideration Paid:

Cash paid at closing 

Working capital adjustment 

Cash from Dielectrics 

Total consideration 

Purchase Price Allocation:
Accounts receivable 

Inventory 

Other current assets 

Property, plant and equipment 

Customer list 

Non-compete 

Trade name and brand 

Goodwill 

$ 

80,000 

250 

(3,272)

$ 

76,978

$ 

4,384 

4,418 

122 

4,600 

22,555 

462 

367 

44,516

Total identifiable assets 

$ 

81,424

Accounts payable 

Accrued expenses 

Deferred revenue 

(1,325) 

(946) 

(2,175) 

Net assets acquired 

$ 

76,978

Acquisition costs associated with the transaction were approximately $1.1 million and were charged to expense in the year ended December 
31, 2018. These costs were primarily for investment banking and legal fees and are reflected on the face of the income statement. 

The following table contains an unaudited pro forma condensed consolidated statement of operations for the years ended December 
31, 2018 and 2017, as if the Dielectrics acquisition had occurred at the beginning of each of the respective periods (in thousands):

Sales 

Operating income 

Net income 

Earnings per share:

Basic 
Diluted 

 Year Ended December 31, 

2018 
 (Unaudited) 

$ 

$ 

$ 

$ 
$ 

193,510 

19,464 

14,110 

1.92 
1.90 

2017
 (Unaudited) 

$ 

$ 

$ 

$ 
$ 

180,419 

18,990 

13,126 

1.81 
1.79

The above unaudited pro forma information is presented for illustrative purposes only and may not be indicative of the results of 
operations that would have occurred had the Dielectrics acquisition occurred as presented. In addition, future results may vary 
significantly from the results reflected in such pro forma information.

The amount of revenue and net income of Dielectrics recognized since the acquisition date, which is included in the condensed 
consolidated statement of income for the year ended December 31, 2018, was approximately $36.2 million and $6.3 million, respectively.

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Special Note Regarding Forward-Looking Statements

Some of the statements contained in this Report are forward-looking statements within the meaning of Section 27A of the Securities Act of 
1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These statements are subject to known and unknown 
risks, uncertainties and other factors, which may cause our or our industry’s actual results, performance or achievements to be materially 
different from any future results performance or achievements expressed or implied by the forward-looking statements. Forward-looking 
statements include, but are not limited to, statements about the Company’s prospects, anticipated trends and potential advantages in the 
different markets in which the Company competes, including the medical, automotive, consumer, electronics, industrial, and aerospace 
and defense markets, and the Company’s plan to expand in certain of its markets, statements regarding macroeconomic trends and their 
results on our business, statements regarding new customer and vendor contracts; anticipated advantages relating to the Company’s plant 
consolidation program and the expected cost savings and efficiencies associated therewith; the closure of the Company’s Georgia plant and 
the resulting impact to revenues, anticipated advantages and the timing associated with requalification of parts; anticipated advantages 
of maintaining fewer, larger plants; anticipated advantages to improvements and alterations at the Company’s existing plants; expected 
improvements to the Company’s cash flow; anticipated advantages the Company expects to realize from its investments and capital 
expenditures; expectations regarding the Company’s manufacturing capacity and efficiencies; statements about the Company’s acquisition 
opportunities and strategies; statements about the Company’s acquisition of Dielectrics and the integration of the Dielectrics business; 
the effect of the acquisition of Dielectrics on the Company’s earnings, and the timing associated therewith; the Company’s participation 
and growth in multiple markets, including the medical market; its business opportunities; the Company’s growth potential and strategies 
for growth; anticipated revenues and the timing of such revenues; and any indication that the Company may be able to sustain or increase 
its sales or earnings or sales and earnings growth rates. Investors are cautioned that such forward-looking statements involve risks and 
uncertainties, including without limitation risks and uncertainties associated with the Company’s acquisition and integration of Dielectrics; 
risks associated with the effect of the acquisition of Dielectrics on the Company’s earnings; risks associated with plant closures and 
consolidations, including the closure of our Georgia plant, and expected efficiencies from consolidating manufacturing; risks associated with 
the Company’s entry into and growth in certain markets; risks and uncertainties associated with the seeking and implementing manufacturing 
efficiencies; risks associated with the Company’s new long-term customer and vendor contracts; risks associated with the implementation 
of new production equipment and requalification or recertification of transferred equipment in a timely, cost-efficient manner; risks that 
the Company may be unable to fully utilize its expected production capacity; and risks and uncertainties associated with the identification 
of suitable acquisition candidates and the successful, efficient execution of acquisition transactions; integration of any such acquisition 
candidates and the value of those acquisitions to our customers and shareholders. Accordingly, actual results may differ materially. The 
forward-looking statements contained herein speak only of the Company’s expectations as of the date of this Report. Except as otherwise 
required by law, the Company expressly disclaims any obligation or undertaking to release publicly any updates or revisions to any such 
statement to reflect any change in the Company’s expectations or any change in events, conditions or circumstances on which any such 
statement is based. We qualify all of our forward-looking statements by these cautionary statements and those set forth in our other filings 
with the Securities and Exchange Commission, including those set forth under Part I, Item 1A in the Company’s Annual Report on Form 10-K 
for the fiscal year ended December 31, 2018. We caution you that these risks are not exhaustive. We operate in a continually changing business 

environment, and new risks emerge from time to time.

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
STOCKHOLDER INFORMATION

TRANSFER AGENT AND REGISTRAR
American Stock Transfer 

CORPORATE HEADQUARTERS
UFP Technologies, Inc. 

BOARD OF DIRECTORS  

AND EXECUTIVE OFFICERS

and Trust Company, LLC 

100 Hale Street 

6201 15th Avenue, 3rd Floor 

Newburyport, MA 01950 USA 

R. Jeffrey Bailly 

do

Brooklyn, NY 11219

(978) 352-2200 phone

Chairman, CEO and President

ANNUAL MEETING
The annual meeting of stockholders will 

PLANT LOCATIONS
California, Colorado, Florida, Iowa, 

be held at 10:00 a.m., on June 5, 2019, at 

Massachusetts, Michigan, Texas

UFP Technologies, Inc., 100 Hale Street, 

Newburyport, MA 01950.

COMMON STOCK LISTING
UFP Technologies’ common stock  

INDEPENDENT REGISTERED 

PUBLIC ACCOUNTANTS
Grant Thornton LLP 

125 High Street, 21st Floor 

is traded on Nasdaq under the  

Boston, MA 02110

symbol UFPT.

STOCKHOLDER SERVICES
Stockholders whose shares are held in 

CORPORATE COUNSELS
Lynch Fink & Labelle LLP 

6 Beacon Street, Suite 415 

street names often experience delays 

Boston, MA 02108

Daniel C. Croteau 

Chief Executive Officer 

Surgical Specialties Corporation

Cynthia L. Feldmann 

Former Partner and 

National Chair 

Medical Device Industry

Ronald J. Lataille 

Sr. Vice President, Treasurer,  

and Chief Financial Officer

d

d

o

Christopher P. Litterio, Esq. 

o

General Counsel, Secretary  

& Sr. Vice President of 

Human Resources

in receiving company communications 

forwarded through brokerage firms or 

financial institutions.  Any shareholder 

or other interested party who wishes to 

receive information directly should call 

or write the Company.  Please specify 

regular or electronic mail:

Brown Rudnick LLP 

1 Financial Center 

Boston, MA 02111

ABOUT THIS REPORT
The objective of this report is to 

provide existing and prospective 

Marc D. Kozin 

Professional Board Member

Thomas Oberdorf 

Chairman & CEO 

SIRVA, Inc.

UFP Technologies, Inc. 

Attn: Shareholder Services 

100 Hale Street 

Newburyport, MA 01950 USA

phone: (978) 352-2200 

e-mail: investorinfo@ufpt.com 

web: www.ufpt.com

shareholders a tool to understand 

Robert W. Pierce, Jr. 

our financial results, what we do as a 

company, and where we are headed 

Chairman, CEO, 

and Co-Owner 

in the future.  We aim to achieve 

Pierce Aluminum Co.

these goals with clarity, simplicity 

and efficiency.  We welcome your 

comments and suggestions.

Lucia Luce Quinn 

Chief People Officer  

WuXi NextCode

FORM 10-K REPORT
A copy of the Annual Report  

on Form 10-K for the fiscal  

year ended December 31, 2018,  

as filed with the Securities and 

Exchange Commission, may be 

obtained without charge by writing  

to the Company, or on the  

Company’s website at  

www.ufpt.com/investors/filings.html

COMPANY WEBSITE
In the interest of providing timely, cost-

effective information to shareholders, 

press releases, SEC filings and other 

investor-oriented matters are available 

on the Company’s website at  

Mitchell C. Rock 

Sr. Vice President 

Sales and Marketing

Daniel J. Shaw, Jr. 

Vice President 

www.ufpt.com/investors/filings.html

Research & Development

W. David Smith 

Sr. Vice President 

Operations

d  Directors 

o  Officers

40

d

d

d

d

o

o

o

OPERATING PRINCIPLES

CUSTOMERS
We believe the primary purpose of our company is to serve our customers.  
We seek to “wow” our customers with responsiveness and great products.

ETHICS
We will conduct our business at all times and in all places with absolute 
integrity with regard to employees, customers, suppliers, community  
and the environment.

EMPLOYEES
We are dedicated to providing a positive, challenging and rewarding work 
environment for all of our employees.

QUALITY
We are dedicated to the never-ending process of continuously improving our 
quality of products, service, communications, relationships and commitments.

SIMPLIFICATION
We seek to simplify our business process through the constant reexamination 
of our methods and elimination of all non-value-added activities.

ENTREPRENEURSHIP
We strive to create an environment that encourages autonomous  
decision-making and a sense of ownership at all levels of the company.

PROFIT
Although profit is not the sole reason for our existence, it is the lifeblood  
that allows us to exist.

100 Hale Street, Newburyport, MA 01950 

978 352 2200  |  ufpt.com