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Unite Group

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FY2009 Annual Report · Unite Group
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The UNITE Group plc
The Core 
40 St Thomas Street 
Bristol BS1 6JX 
Tel: 0117 302 7000 
Fax: 0117 302 7400 
info@unite-group.co.uk

www.unite-group.co.uk 
www.unite-students.com 

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Delivering the best 
accommodation 
experience for students

Annual Report & Accounts 2009

 
 
 
 
 
 
Our business

Company Information

Our core purpose at UNITE is to 
deliver the best accommodation 
experience for students, with 
passion and pride.

 Our mission statement explained:
to deliver 
– means we do what we say we will
the best 
–  we lead, we’re research based and we’re recognised  

for our innovation

accommodation experience 
–  it’s the service we provide, as much as the bricks and 

mortar, that creates our customers’ experience

for students 
– and no-one else
  with passion and pride 
–  the way we work, we love what we do and  
we are proud to tell people who we work for

UNITE management

Leadership Executive

Mark Allan  
Chief Executive

Joe Lister  
Chief Financial Officer

John Tonkiss 
Chief Operating Officer

James Granger 
Corporate Development Director

Nathan Goddard 
Business Development Director

Caroline Mallin 
Communications Director

Shane Spiers 
Managing Director, Property Management

Richard Simpson 
Managing Director, Development

Mark Creedy 
Managing Director, Fund Management

Steve Grant 
Managing Director, Asset Management

Will Garrard 
Managing Director, UNITE Modular Systems

Registered Office
The Core, 
40 St Thomas Street, 
Bristol  BS1 6JX

Registered Number in England
3199160

Company Secretary
Andrew Reid

Auditors
KPMG Audit Plc 
8 Salisbury Square 
London  EC4Y 8BB 

Financial Advisers
J.P. Morgan Cazenove 
20 Moorgate 
London  EC2R 6DA

Numis Securities 
The London Stock Exchange Building 
10 Paternoster Square 
London  EC4M 7LT

Registrars
Computershare Investor Services PLC 
PO Box 82 
The Pavilions 
Bridgwater Road 
Bristol  BS99 7NH

Financial PR Consultants
Financial Dynamics 
Holborn Gate 
26 Southampton Buildings 
London  WC2A 1PB

UNITE is the UK’s leading developer and  
co-investing manager of purpose built  
student accommodation.

Designed and produced by Radley Yeldar (London) | www.ry.com

Financial highlights

UNITE  
Annual Report & Accounts 2009

Against a backdrop of challenging financial and 
uncertain market conditions UNITE reports a 
profitable operating business, increased financial 
flexibility and balance sheet strength, 
positioning the Group for growth.

Contents

2009 Highlights  
Overview of UNITE  
Case studies 
Chairman’s statement  

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Business review overview 
The student accommodation market  
Business strategy 
Financial results  
Development  
Co-investing asset management  
Financing  
People and organisation  
Looking ahead  
Corporate responsibility  
Risks and uncertainties  
Key performance indicators  

The Board of Directors  
Directors’ report  
Corporate governance  
Statement of Directors’ responsibilities  
Directors’ remuneration report  
Independent Auditors’ report  

Consolidated income statement  
Consolidated statement of 
comprehensive income  
Consolidated balance sheet  
Company balance sheet  
Consolidated statement of changes 
in shareholders’ equity  
Company statement of changes 
in shareholders’ equity  
Statements of cash flows  
Notes to the financial statements  

5 year financial record  
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Notice of AGM  
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Glossary  
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Company information and UNITE management  ibc

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Highlights
–  Profit at a net portfolio contribution  

level of £0.6 million

–  Adjusted fully diluted NAV per share down 

13% to 265 pence

–  Like-for-like rental growth of 9.7% and  

96.5% occupancy

–  Completion of Blueprint operational change 

programme delivering annualised cost savings 
of £12 million

–  Balanced sheet strength and flexibility 

improved – adjusted net debt reduced to 
£390 million and adjusted gearing reduced 
to 92% as a result of proactive steps taken:

  –  £246 million of asset sales completed
  –  Joint venture created with Oasis Capital Bank
  –  Successful equity raise through a Placing 

and Open Offer raised £82 million

  –  £167 million capital raise by the UNITE UK 
Student Accommodation Fund (‘USAF’)

 
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

02

Overview of UNITE

Market opportunity

A record number of almost 500,000 new 
students were accepted into university in 
2009 ensuring strong demand for purpose 
built student accommodation. As the 
leading developer and manager of student 
accommodation across the UK, UNITE has 
established a unique business model designed 
to create growth opportunities. With 20 years’ 
experience, UNITE has pioneered the UK 
student accommodation sector.

UK student accommodation sources of supply  

9

51

18 %

22

Houses of multiple
occupancy

University maintained halls
Parental/guardian home
Purpose built commercially
provided

Source: Department of Communities 
and Local Government

UNITE strategy 

1

2

Development 
Management

Property 
Management

3

4

Asset 
Management

Fund 
Management

Using our sector expertise, based on a scalable operating platform 
and financial strength, UNITE’s growth strategy is based on 
targeted development opportunities, proactive asset management 
and working in partnership with universities to support their 
changing accommodation needs.

Strategic activities

1. Development Management 
2. Property Management  
3. Asset Management 
4. Fund Management

1

2

Development Management

Property Management

Research-led, customer-driven development 
of new purpose built student accommodation 
is an important part of our growth strategy. 
The development business identifies, acquires, 
designs and constructs schemes that best meet 
the needs of students in key targeted locations. 
During 2009 UNITE developed 14 properties 
across the UK. 

UNITE Property Management is a highly professional 
and scalable national operating platform through 
which UNITE provides a world class letting and 
management service to its customers. The division 
is responsible for securing and managing lettings 
through its unique market leading online booking 
system and ongoing property maintenance through 
our dedicated city management teams.

Activities
–  Deliver a growth strategy by developing 4,000 to 5,000 bed spaces for 

Activities
–  Maintain UNITE’s unique, market leading online sales and  

completion between 2012 and 2014

marketing platform

–  Continue UNITE’s research-led, customer-driven strategy of identifying 

key brownfield sites bringing regeneration to local communities

–  Provide a safe and secure environment for our customers
–  Work closely in partnership with universities and other key stakeholders 

–  Innovate design and specification standards to ensure the best quality 

to seek both development and management opportunities

of student accommodation for the Group’s customers, property 
managers and investors

Key performance indicator
To build and maintain a strong and profitable development pipeline.

Key performance indicator
To manage our assets effectively.

For further information turn to page 04

For further information turn to page 05

 
 
 
 
 
 
 
  
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

UNITE portfolio

UNITE is the UK’s leading provider of student 
accommodation with 38,300 bed spaces in 
129 properties across 24 university towns 
and cities.
UNITE delivered 2,853 new bed spaces across 
14 properties in 2009 of which 1,526 bed 
spaces were located in London – a region 
which remains a key focus for UNITE.

Top ten  

City 
London 
Sheffield 
Liverpool 
Leeds 
Bristol 
Manchester 
Birmingham 
Aberdeen 
Leicester 
Portsmouth 

Rank  
1  
2 
3 
4 
5 
6 
7 
8 
9 
10 
Source: UNITE/HESA

Completed  
beds  
2009/2010 

Full time 
students 
2007/2008 
5,457  254,445 
42,250 
3,734 
37,955 
3,327 
49,390 
3,137 
35,420 
3,036 
59,092 
2,595 
19,635 
1,832 
25,290 
1,685 
25,290 
1,658 
14,600 
1,402 

Projected
market
share
2.1%
8.8%
8.9%
6.4%
8.6%
4.4%
9.3%
6.7%
6.7%
9.6%

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Asset Management

Fund Management

Proactive asset management of UNITE’s existing 
portfolio investments delivers returns to the Group by 
focusing on the quality and location of its investment 
and operational portfolio, refurbishing and upgrading 
facilities where appropriate. This business unit is also 
responsible for identifying acquisition and disposal 
opportunities on behalf of UNITE and its indirect 
investment vehicles.

UNITE’s Fund Management business is responsible 
for overseeing the management of the Group’s  
co-investment vehicles. The largest of these 
vehicles is the £1 billion UNITE UK Student 
Accommodation Fund, the leading fund for 
indirect institutional investment in the UK student 
accommodation sector. 
The Funds team also manages the UNITE Capital 
Cities Joint Venture with GIC Real Estate, the UNITE 
Student Village Joint Venture with Lehman Brothers 
and a joint venture with Oasis Capital Bank.

Activities
–  Continuously review current performance and performance outlook 

for all operational assets

Activities
– Maximise fund returns
–  Maintain and develop the financing capacity of the vehicles under 

–  Deliver value adding strategies to manage those assets where further 

management

opportunities are identified

–  Maintain USAF as the pre-eminent fund for institutional investment 

–  Work collaboratively with the wider business to complete any upgrade 

in the student sector

or refurbishment works

–  Develop the range and scale of funds and joint ventures under 

management

Key performance indicator
To manage our assets effectively including the effective buying  
and selling of assets. 

Key performance indicator
To manage funds/joint ventures efficiently, maximise medium-term total 
returns and maintain investor support and trust.

For further information turn to page 06

For further information turn to page 07

 
 
 
 
 
 
 
 
 
 
UNITE  
Annual Report & Accounts 2009

04

1

Case study: 
Development Management 

Our development programme is 
research led, based on where and 
how students want to live.

University of the Arts students 
at Emily Bowes Court, N17, 
one of UNITE’s new buildings 
to open in 2009.

Charlton Court – riverside 
living in Bath for students  
at Bath Spa University.

Emily Bowes Court,  
Tottenham, London

Emily Bowes Court is the first student village to be built in 
London by UNITE. The £54 million development was built 
on vacant industrial land in Tottenham Hale, London on 
a 1.5 acre site. Opened by the Mayor of London’s Housing 
Advisor, Richard Blakeway, in September 2009, it provides 
687 en-suite study bedrooms for students.

The student accommodation is part of a major mixed-use 
regeneration scheme known as Hale Village, linked by 
footbridge to Tottenham Hale tube and only three stops to 
the university precinct with easy access to Central London. 
By utilising UNITE’s modular construction techniques, the team 
are able to reduce build time and waste, as well as ensuring 
consistently high quality standards throughout the development. 
Emily Bowes Court is let to the University of the Arts through a 
one year nominations agreement.

Located in a popular student area in Bath, Charlton Court 
provides a range of cluster flats and studios exclusively to 
first year students studying at Bath Spa University through a 
nominations agreement. Opened in September 2009 by local 
Liberal Democrat MP, Don Foster, the development provides 
much needed professionally managed, safe, secure student 
accommodation in a residential area.

Sited next to a Grade II listed building and in the conservation 
area of Bath, the £22 million student accommodation scheme 
required sensitive planning and design and has helped alleviate 
housing pressures in the surrounding area.

UNITE  
Annual Report & Accounts 2009

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Case study: 
Property Management 

We provide a professional letting 
and management service 
throughout all our buildings.

UNITE’s online booking 
service with easy access  
via the internet.

Students at home  
with UNITE

UNITE Property Management delivers the letting and 
management of the Group’s portfolio across the UK providing a 
market leading accommodation experience for all its customers.

UNITE provides customer support from initial viewing, through 
property booking, to students’ ongoing living experience. 
Its unique and market-leading online sales and marketing 
platform means that rooms can be viewed and booked online, 
with virtual tours of UNITE’s properties available on our website.

Our accommodation is built to high specifications, with a 
contemporary design, and a wide choice of style from studio 
rooms through to flatshares for up to seven people. UNITE 
caters for a wide range of budgets starting from £129 per week 
in London and £63 per week in Aberdeen and our rental 
agreements are inclusive of utility bills, contents insurance and 
in-room internet access so students don’t have to budget for 
unexpected bills.

All properties are well located for student needs, typically found 
close to the city centre and/or university campus. Safety and 
security are provided through city management teams with 
24 hour support from their professional security teams and 
dedicated maintenance teams. This city based operating 
platform is fully supported by a national contact centre for 
account queries, sales and 24 hour on call assistance.

Living with your friends 
UNITE style.

UNITE continues to build and maintain its close relationships with 
universities and other higher education stakeholders across the 
UK, supporting their evolving student accommodation needs.

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

06

Unite House,  
Bristol

Case study: 
Asset Management 

3

We proactively manage our assets 
to continuously add value.

Refurbished in 2008 to a high 
a standard, Culver House is a 
popular choice with students 
studying in Bristol.

Refurbished in 2009, Unite 
House was sold on a sale 
and lease back agreement  
to M&G Secured Property 
Income Fund.

As one of UNITE’s earliest additions to its portfolio, Unite House 
in Bristol opened its doors for the first time in September 2000 
and has been a popular choice for students during the last 
10 years. Due to its location and nominations agreement with the 
University of Bristol, UNITE’s Asset Management team identified 
further potential to improve the offering at Unite House to its 
customers while at the same time achieving renegotiated rents 
and an uplift in valuation of the property.

During the summer of 2009, UNITE completed a comprehensive 
refurbishment of all 395 beds at Unite House, and as a result 
successfully raised rents by 26%.

The nature of Unite House’s tenancy arrangement with the 
University of Bristol meant that it did not meet the required 
criteria of USAF and was therefore actively marketed to 
external investors.

Following the completion of its refurbishment in September, 
Unite House was sold in November 2009 for a cash 
consideration of £21.5 million at a net initial yield of 6.07%.

UNITE has retained a 25 year lease of the asset, based on 
an annual rent starting at £1.4 million and subject to annual 
increases linked to RPI, maintaining the management, brand 
presence and a strong relationship with the University of Bristol. 
For the 2009/10 academic year, UNITE expects the property to 
generate a net operating income of £1.5 million, meaning that it 
will retain a profit rent of approximately £0.1 million from 
the operation of the asset for this academic year.

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

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Gibson Street, 
Glasgow

Case study: 
Fund Management 

4

We are recognised as the leading 
co-investing manager in the 
student accommodation sector.

Chalmers Street is UNITE’s 
latest development in 
Edinburgh, offering purpose 
built, professionally managed 
accommodation to 251 students 
studying in the area.
Chalmers Street was sold 
to USAF in December as part 
its recent portfolio acquisition 
from UNITE.

As part of USAF’s latest portfolio 
acquisition, Exeter Trust House 
is conveniently located and 
offers accommodation to 123 
students studying in Exeter.

In December 2009, USAF announced the successful and over 
subscribed conclusion of its capital raise, delivering £167 million 
of new equity inclusive of UNITE’s co-investment. A substantial 
proportion of these commitments were secured from investors 
who have not previously invested in the Fund. Following the 
equity raise the number of unitholders in the Fund is now 
over 100.

A proportion of the proceeds were used to acquire a portfolio 
of five assets from UNITE for £95 million at a net initial yield of 
6.35%. The portfolio comprised 905 bed spaces across five 
properties in London, Edinburgh, Exeter and Glasgow, further 
enhancing the Fund’s portfolio of high quality, direct let student 
accommodation.

The disposals to USAF enables UNITE to continue its focus on 
growth through site acquisitions and the progression of future 
developments, whilst also maintaining an economic interest in 
the income generating properties held within USAF through its 
co-investment stake in the Fund.

The aggregate size of the Fund’s portfolio following the 
acquisition in December 2009 is over £1 billion with 19,500 
bed spaces in 58 properties across 18 UK markets.

The Fund now has the capacity to invest £200–£250 million in 
acquisitions from UNITE or other third parties. The Fund will also 
complete a programme of refurbishments of certain properties 
within its existing portfolio.

The ability to attract significant investment into the sector through 
USAF further demonstrates the institutional appetite for a diversified 
direct let portfolio of direct let student accommodation.

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

08

Chairman’s statement

Phil White 
Chairman and Non-Executive Director 

UNITE has secured an enviable market leading 
position in the UK student accommodation 
sector. In doing so, it has developed skills and 
expertise that leave it well placed to succeed 
in the coming years.

Introduction
In my first set of full year results as Chairman of UNITE, I am 
delighted to report a robust financial performance for the business 
against a backdrop of the most challenging financial conditions  
I have ever experienced.

Much of 2009 was characterised by considerable uncertainty.  
At UNITE we responded carefully and decisively to the conditions 
we faced. We focused on moving the Group’s operating business 
into profit, selling non-core assets at sensible prices, managing our 
borrowings and securing growth capital from a range of sources 
only when we felt the time was appropriate. In addition, we have 
carefully evaluated and refined our business model in the face of 
the emerging market conditions to ensure that our business is best 
placed to continue to deliver growth.

Financial results
Increasing balance sheet flexibility and moving our operating 
business into profit were our two key financial objectives for 2009. 
Both were successfully achieved.

–  The Group reported a net portfolio contribution of £0.6 million for 
the year, a significant improvement over the loss of £5.4 million 
recorded at this level in 2008. This improvement was mainly 
attributable to strong like-for-like rental growth (+9.7%) and the 
successful reduction of operating costs.  
This was achieved despite the dilutive impact of the Group’s 
effective ownership share of its operating portfolio income 
reducing from 54% to 50% as a result of the full year effect  
of assets being sold to USAF in late 2008;

–   Group adjusted net debt fell from £531 million to £390 million 

and adjusted gearing from 131% to 92%, as a result of  
a programme of asset sales, the establishment of a joint  
venture with Oasis Capital Bank (OCB) to build out our 2010 
development programme and the Group’s successful Placing 
and Open Offer. Importantly, the Group was not forced to raise 
capital at a time when it would have been significantly dilutive  
to shareholders and all asset sales and capital raising initiatives 
were secured at prices which minimised any dilutive impact.

The Group’s adjusted fully diluted NAV per share fell by 13% during 
the year to 265 pence (2008: 306 pence restated for the impact of 
the Placing and Open Offer in October), predominantly as a result 
of rising yields causing a decline in the valuation of the Group’s 
investment and development portfolios in spite of the strong rental 
growth secured. 

Investment yields for direct let student accommodation, which 
accounts for 88% of the Group’s investment portfolio, have yet 
to show the extent of compression evident across the broader 
commercial property sector. As a result of this, and the fact that the 
majority of rental growth tends to be booked in the first half of each 
year, the Group’s net asset value was broadly flat in the second half 
of 2009 save for two one-off items, each of which has been 
previously disclosed to shareholders:

Exeter Trust House,  
Exeter

09

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UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

–   £10 million (6pps) of swap break costs incurred following the sale 
of a portfolio of assets to USAF in December and the repayment 
of associated senior debt. Following this, the Group’s average 
cost of investment debt reduced to 5.6%.

–   £4 million (3pps) of costs expensed in the second half relating 
to the final element of the ‘Blueprint’ restructuring and the cost 
of overcapacity at UMS, our modular manufacturing facility.

After taking these items into account, adjusted diluted net asset 
value declined by 11 pence per share from the restated position  
at 30 June 2009 of 276 pence per share.

The student accommodation market

Overview
The student accommodation market demonstrated remarkable 
resilience throughout 2009, despite the wider challenges faced by 
the UK economy. Following record applications, full-time student 
numbers increased by approximately 50,000 to 1.55 million whilst 
the net new supply of purpose built bed spaces was restricted to 
approximately 9,000 (source: King Sturge), the demand-supply 
gap in purpose built student accommodation is widening.  
These fundamentals contributed to another strong rental growth 
performance across UNITE’s portfolio (+9.7%) and helped offset 
yield expansion of 50bps over the year.

The investment market
In common with all parts of the UK commercial property sector,  
the value of student accommodation assets fell during the first half 
of 2009. However, the fall in values was far less marked than in 
other sectors as strong rental growth helped offset the impact of 
rising yields. As a result, between January and June 2009, UNITE’s 
investment portfolio fell in value by 2%, compared to a decline in 
general commercial property values of 13%, as measured by IPD.

In the broader commercial property sector, asset values showed 
clear signs of stabilisation in the third quarter before recovering 
strongly in the fourth quarter, driven by sharp compression  
in yields rather than rental growth. In the student sector, similar 
characteristics were evident for assets with long term lease 
agreements in place, where revenue risk is effectively underwritten 
by the university. Whilst the Group’s focus on direct let assets has 
allowed it to deliver annual rental growth, the recovery in values has 
so far been less pronounced in direct let student accommodation, 
with the result that UNITE’s portfolio value grew less strongly than 
the broader property market in the second half of 2009, with the 
average NOI yield moving in only 10bps to 6.7% from 6.8% at 
30 June. We consider this an undemanding valuation, particularly 
as the yield shift was mostly attributable to an increased London 
weighting in the investment portfolio.

It is important to note that investor demand for diversified exposure 
to well managed direct let assets remains strong, as evidenced by 
USAF’s successful £167 million capital raise in December. In 2010, 
with its significant investment capacity, USAF is likely to be one of 
very few large scale purchasers of purpose built direct let student 
accommodation assets. Much of the historic investment in the 
student accommodation sector has been funded with high levels 
of debt. We expect the lack of available high leverage today to 
restrict investment activity in the near term and possibly lead to 
buying opportunities for USAF and/or UNITE later in 2010. 
We are keen to see how this unfolds before we form a firmer 
view on investment yields.

The occupational market
UK student numbers continued to grow in 2009, driven by strong 
growth in accepted applications from both UK and international 
students, up 5% and 10% respectively. This provides a solid 
background for sector fundamentals although regional variations 
are continuing to emerge and a good understanding of these is 
critical to ongoing success. UNITE achieved 96.5% occupancy for 
the 2009/10 academic year, with like-for-like rental growth of 9.7%.

As at the end of February 2010, UNITE had reservations in place 
for the 2010/11 academic year across 59% of its portfolio, 
compared to 63% at the same time in 2009. Part of this lower 
reservations level is attributable to a higher direct let weighting  
in the portfolio (88% vs 85% in 2008) but we are also seeing 
evidence of consumers delaying buying decisions. However, with 
the significant demand-supply imbalance still prevalent in student 
accommodation and UNITE’s proven sales and marketing 
capability, we believe that this will reverse substantially in the 
coming months.

Looking forward there are a number of planned or potential 
changes likely to have an impact on the future occupational market. 
These relate mainly to university and student funding. In the case of 
university funding, cuts amounting to £450 million have already been 
announced and more may follow. On balance, in light of the Group’s 
strong reputation, specialist expertise and financial strength, we see 
this as presenting a new opportunity as universities increasingly seek 
ways to release capital from their estates or provide ‘non-core’ 
services, such as accommodation, more efficiently, by seeking a 
solid and experienced financial and operational partner.

The future of student funding is the subject of the Browne review, 
which is scheduled to report later in 2010. Many commentators 
expect this to lead to a further rise in tuition fees. A rise in tuition 
fees, were it to occur, may have some impact on domestic 
university applications. However, with applications currently well  
in excess of available places and the continued high demand from 
international students to study in the UK, we consider it unlikely 
that overall student numbers will fall in the near term. As a result, 
the demand-supply imbalance for purpose built accommodation 
is likely to remain significant.

9.7%

like-for-like rental growth

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

10

Chairman’s statement continued

Our strategy
UNITE has secured an enviable market leading position in the UK 
student accommodation sector. In doing so, it has developed skills 
and expertise that leave it well placed to succeed in the coming 
years and extend its market-leading credentials:

locations outside London where UNITE has an existing 
operational presence and we intend to pursue these as part of 
a balanced development strategy. Our plans remain to develop 
4,000 to 5,000 new bed spaces for delivery and occupation 
between 2012 and 2014.

–   In-depth knowledge of the sector on a national and  

local level, informed by detailed research, which helps it  
to focus investment on locations that display the most  
attractive fundamentals;

–   A professional and scalable operating platform from which it 
can deliver a consistent level of customer service and derive 
economies of scale as its portfolio of properties grows;

–   A strong financial foundation, based upon a diverse range of 

capital sources, which has enabled the Group to grow without 
excessive reliance on any one source of capital and to have 
navigated the turbulent financial market conditions of the past 
two years;

–   The potential to lock in higher returns through its ‘developer 
and co-investing manager’ business model. USAF provides  
its investors with access to a highly diversified, professionally 
managed portfolio in a resilient sector and provides UNITE with 
a dedicated, well funded purchaser of its completed and let 
development assets, and an ongoing management fee stream.

Looking forward, we have determined that the significantly different 
market environment in which we are now operating requires a 
further evolution of our strategy and business model. Development 
activity, traditionally our primary source of growth, will continue to 
provide attractive opportunities but we also recognise there is the 
potential to grow our business in other ways, particularly as our 
operating platform is more scalable than our balance sheet.  
We have identified four drivers of growth in the medium term:

–  Targeted development activity 

 Following our successful Placing and Open Offer in 
October 2009, we have made solid progress in identifying new 
development sites in London, securing contractual or exclusive 
positions on three sites that we expect to deliver approximately 
900 bed spaces for occupation in 2012 and 2013, in line with 
our target returns. The market for good development sites in 
London has proven to be extremely competitive and our strategy 
has been, and will remain, to pursue off-market transactions 
and avoid competitive bidding situations in order to protect 
shareholder returns. Additionally opportunities which we believe 
offer good value are beginning to emerge in a small number of 

–   Proactive asset management of existing student 

accommodation investments

 We estimate that the wider student accommodation sector  
is likely to deliver rental growth in the region of 2% to 3% per 
annum in the medium term. By focusing carefully on the quality 
and location of its investment and operational portfolio, 
refurbishing and upgrading selected facilities profitably and 
further developing its market-leading on-line sales and marketing 
platform, the Group is well placed to outperform this sector 
benchmark significantly. We believe annual rental growth of 
3% to 5% to be achievable.

–   Acquisition and repositioning of existing student 

accommodation assets

 Following its successful £167 million capital raise in December, 
USAF now has sufficient investment capacity to consider the 
acquisition of non-UNITE properties. Such acquisitions will  
be restricted to assets where UNITE is able to add value by 
applying its operating platform and expertise and may include 
assets where existing owners are forced to consider disposal 
as a result of unresolved financing concerns. Initially in 2010  
the Group is seeking to acquire up to £100 million of such  
assets through USAF. UNITE will benefit from these acquisitions 
through its significant minority stake in USAF and increased 
management fees.

–   Working in partnership with universities to develop, upgrade and 

manage their on-campus accommodation 

 At present we are aware of approximately 20,000 bed spaces 
where universities are considering outsourcing and we expect 
this number to rise further during 2010 as funding cuts prompt 
alternative strategies. UNITE would source the majority of capital 
for such opportunities from third parties, co-investing a smaller 
amount itself and acting and receiving fees as property and 
asset manager for the investing entity. With our proven track 
record in raising third party capital into the sector and  
our scalable operating platform, we are ideally placed to provide 
valuable solutions to universities in this area. 

We believe that the above multi-tiered strategy will allow the Group 
to increase both profitability and net asset value in a balanced way 
in the coming years.

£12m

annualised cost savings

 
 
 
 
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Annual Report & Accounts 2009
Annual Report & Accounts 2009

to see significant changes in the ways universities approach their 
accommodation requirements, the demands of students as 
consumers and the nature of competition in the sector. I am 
confident that our strategy anticipates and understands these 
changes and, as a result, we are well placed to succeed.

We have four key priorities for 2010, closely aligned to our strategy:

–   To deliver solid rental growth and occupancy across our portfolio 

for the 2010/11 academic year, through the continued 
application of our market leading on-line platform and proactive 
asset management and, as a result, grow profits. With demand/
supply dynamics still favourable and our unrivalled sector 
expertise, we remain confident of securing annual rental growth 
in the region of 3% to 5%;

–   To secure a development programme for delivery and 

occupation between 2012 and 2014, with a strong focus  
on London. We currently have three sites secured which  
we expect to deliver approximately 900 beds in London for 2012 
or 2013 occupation. We aim to have 4,000 to 5,000 bed spaces 
of development secured by March 2011, of which the significant 
majority are expected to be in London. Development profits from 
this activity in 2010 are likely to be limited, taking into account the 
lead time required to secure planning consents. We would 
expect development profits to accrue from 2011 onwards;

–   To acquire, through USAF, high quality existing student 

accommodation investments that the Group can then reposition 
and seek to add value. We expect USAF to acquire up to  
£100 million of such assets during 2010;

–   To pursue a small number of university partnership opportunities, 
provided that the potential for the Group to add value and secure 
sustainable profits is clear and properly aligned with our strategy.

With our strategy in place, I believe 2010 will see the Group further 
establish the foundations for long term profitable growth.

Dividend
In light of market conditions and the Group’s decision to invest in 
development opportunities, we are not proposing a dividend for  
the year. We will consider re-instating the dividend as soon as the 
business is generating a meaningful level of profits such that any 
dividend would be properly covered.

People and organisation
Over the past two years we have pursued and recently  
completed a large scale programme of business change. We have 
re-engineered our core business processes, invested in technology 
to support these, up-skilled many of our customer-facing roles and 
invested heavily in training and development to sustain and build  
on these changes. As a result, we now have a highly professional 
and scalable national operating platform; something that I am 
confident is unique in our sector and a significant source of 
competitive advantage.

The financial impact of these changes is impressive, with £12 million 
of annual operating cost savings now secured. However, it is our 
targeted improvement in customer service quality that will ultimately 
be the most important outcome from this initiative and hold most 
resonance for students, universities and investors. We expect 
these results to become evident during 2010 and 2011 as our 
improvements are embedded. 

The scale of change was considerable, with nearly 350 roles being 
materially affected and over 1,500 training days being provided 
through our dedicated facility in support of the new organisation.  
I am immensely proud of the way this change was planned and 
managed but, most importantly, embraced across the business. 
My thanks to our teams for their continued dedication  
and commitment.

We also experienced change at Board level in 2009. After ten years 
of dedicated service and counsel, Geoffrey Maddrell retired as 
Chairman in May and, at the same time, Nick Porter (who founded 
the Group in 1991) stepped down from his role as Non-Executive 
Deputy Chairman. I am grateful to both Geoffrey and Nick for their 
enormous contribution to UNITE and for their support to me as 
incoming Chairman.

Outlook
Following its actions in response to extremely challenging market 
conditions, UNITE has emerged from 2009 as a stronger business 
with an increased competitive advantage in its specialist sector. 

The environment in which UNITE will be operating in the future is 
fundamentally different to that of the past. As a result we expect  

Chalmers Street, 
Edinburgh

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

12

Business review

The market for student accommodation 
has continued to demonstrate strong 
fundamentals with growing demand 
and limited new supply throughout 2009.

Overview
During 2009 there was significant uncertainty in the economy and 
both the property and higher education sectors, all of which had an 
impact on UNITE. The business responded carefully and decisively 
to these challenges at the beginning of the year, with the result that, 
in the latter part of the year, the Group was able to position itself to 
take advantage of the improved market sentiment and subsequent 
capital flows. 

UNITE significantly strengthened its financial position in 2009 
through a number of “self-help” measures. It continued to focus on 
its operational performance to deliver a profit for the year at the net 
portfolio contribution level, selling non-core assets at valuations 
ahead of its targets, securing a significant joint venture with a new 
partner, Oasis Capital Bank, and renegotiating maturities for a small 
number of debt facilities. These actions strengthened the Group’s 
financial position and consequently enabled it to raise £82 million 
from shareholders, at a small discount to net asset value, to fund 
its future development business. In December, the Group 
successfully raised £167 million of capital into the UNITE UK 
Student Accommodation Fund (“USAF”), providing the Fund with 
further capacity to acquire assets from UNITE and explore other 
acquisition opportunities.

Chief Executive, 
Mark Allan (left), 
pictured with Joe Lister, 
Chief Financial Officer

UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009

13

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With the exception of the ongoing supply shortfall, the outlook, 
however, is less clear. Whilst the growth in the number of 
applications is continuing, with applications for the 2010/11 
academic year up 23% according to UCAS figures released  
on 8 February 2010, there is clear emerging pressure on Higher 
Education budgets. The Higher Education Funding Council 
announced on 1 February 2010 that university funding would  
be cut for the 2010/11 academic year by £450 million. Of this, 
£215 million relates to teaching budgets representing a reduction  
of 1.6% in real terms which we believe is likely to lead to a 
reduction in the number of UK students being accepted onto 
courses in 2010. However, a CBRE report into university funding, 
issued in February 2010, has estimated that a substantial part of 
any fall is likely to be offset by growth in the numbers of overseas 
and post-graduate students and that the net fall in intake will be 
only between 3,000 and 4,000. The CBRE report also suggests 
that because the reduction in student numbers will be thinly spread 
across the UK and that there will be an increased trend for more 
affluent students to attend university, there should only be a limited 
impact on student accommodation in the 2010/11 academic year.

Orient House, 
Fulham, London

Looking forward, it is evident that the environment in which UNITE 
operates has changed considerably and, indeed, is still changing. 
Conditions that have existed for much of the past ten years, such 
as the availability of cheap and abundant debt, rapid growth in 
student numbers and university funding and consistent economic 
growth can no longer be assumed for the future. However, this 
change in environment will also present new opportunities for a 
strong financial and operating partner such as UNITE and, using  
its sector expertise, the Group is refining its business strategy to 
ensure that it is best positioned to exploit these opportunities.

Having raised capital at a sensible price and reduced gearing to 
conservative levels, and unlike the majority of our peers in the 
student sector, UNITE and USAF are both now in a good position 
to invest in sector opportunities; UNITE specifically by acquiring 
development sites and USAF by securing direct let investment 
assets from parties other than UNITE. We believe that good 
acquisition opportunities exist as yields for direct let assets (an 
average of 6.7% for the UNITE portfolio at 31 December 2009) 
have not yet contracted to the same degree as yields in the 
broader commercial real estate sector or for student 
accommodation assets subject to long term leasing agreements 
with universities. However, for good quality assets that are 
well-managed, direct let rents continue to offer good growth 
prospects. This is clearly understood by investors, as 
demonstrated by the strong take-up for the USAF equity  
raise in December.

These decisive steps leave UNITE well positioned to take 
advantage of the opportunities that are emerging from this 
changing landscape.

The student accommodation market
Despite the dramatic deterioration in economic conditions and the 
financial markets in 2008 and the first half of 2009, the market for 
student accommodation has continued to demonstrate strong 
fundamentals with growing demand and limited new supply 
throughout 2009.

There was a further year of growth in the number of students 
attending university in 2009 with full time student numbers 
increasing by 50,000 to 1.55 million. By contrast, the new supply  
of beds delivered by corporate providers in the year was 
approximately 9,000 according to King Sturge thereby adding to 
the strong demand-supply imbalance prevalent in the UK market. 

50,000

Additional university students

 
UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009

14

Business review continued

The Browne Review of Higher Education funding and Student 
Finance, commissioned by Lord Mandelson, is also due to report 
later in 2010. There is a reasonable expectation that this could lead 
to an increase in the cap on tuition fees currently set at £3,225 per 
annum. However, any impact will be contingent on the result of the 
election later in 2010.

It is the Company’s strong belief that, although the Higher 
Education budgetary pressures raise inevitable uncertainty about 
student numbers, this shift in funding patterns will actually create 
new opportunities for UNITE. Regional variances will begin to 
emerge and UNITE’s research-led approach, in-depth market 
knowledge and sector leading position will ensure it will be well 
placed to take advantage of these opportunities. UNITE will also 
look to work closely in partnership with certain universities who are 
looking for innovative ways to fund and manage their existing and 
ongoing accommodation requirements in order to reduce costs 
and who will be attracted by UNITE’s financial strength and 
operational reputation – especially compared to the majority  
of its peers.

Alongside the changing nature of the demand for student 
accommodation, there is an ongoing shift in the supply landscape. 
Whilst there is less activity from traditional competitors, the relative 
outperformance of the sector over the past few years has resulted 
in more capital targeting the sector. This is being seen most 
evidently through increased demand for investment properties 
subject to long term leases and for development sites in London 
that have planning permission in place.

By contrast a number of our traditional competitors are managing 
high levels of debt and gearing which has led to lower levels of 
investment activity from these parties. We will continue to monitor 
the position of these highly leveraged competitors closely in order 
to establish whether any investment opportunities might emerge.

Business strategy
UNITE is the UK’s leading developer and co-investing manager of 
purpose built student accommodation, having developed and now 
operating a portfolio of approximately 38,300 purpose built bed 
spaces across the UK. From a financial perspective, the Group’s 
objectives are twofold:

–   To increase, over time, the value of its student accommodation 
related investments. These take the form of properties owned 
outright by the Group and stakes owned by the Group in various 
joint ventures and funds which themselves own student 
accommodation properties operated by the Group. We seek to 
grow value through proactive asset management, increasing the 
annual rent of completed investment properties, and through the 
targeted development of new properties. The key measure of 
value of our investments is net asset value (NAV) per share.

–   To profit from the management of the Group’s operational 

portfolio. Returns take the form of rent receivable from wholly-
owned properties less interest payable on associated 
borrowings; dividends receivable from the Group’s various 
stakes in funds and joint ventures and management fees 
receivable from third party investors in these funds and joint 
ventures. These sources of income are required to cover our 
central overhead costs and we measure profitability in the form 
of net portfolio contribution.

Historically, the Group’s business model has been to develop new 
purpose built accommodation in carefully selected locations and 
let the property directly to students. Thereafter, it has sold the 
completed and let assets to funds or joint ventures managed 
by the Group and in which it has a significant minority stake. 
The Group has then reinvested a proportion of the proceeds into 
new development activity and continued to provide management 
services across the entire operational portfolio for the long term. 
We refer to this as the Group’s ‘developer and co-investing 
manager’ business model.

Looking forward, this will continue to form a significant proportion 
of the Group’s growth strategy. However, as the sector matures, 
we believe that the level of new development opportunities offering 
sufficient shareholder returns may start to reduce. In addition, we 
believe that the dramatic change in the economic environment 
affords us the opportunity to grow our business in other ways that 
will generate strong recurring income.

Taking the above into account we have identified four drivers of 
growth in the medium term:

1.  Targeted development of new purpose built student 

accommodation

In October 2009 the Group raised £82 million of equity from its 
shareholders to pursue a London focused development strategy. 
We are committed to achieving strong returns from our 
development activities and believe that, in London, this is best 
achieved through pursuing “off-market” transactions rather than 
competitive bidding situations, where competition is currently very 
high and pricing levels above what the Group is prepared to pay.

The Group is making solid progress in its identification of 
appropriate London sites at present. However, having given careful 
consideration to prospective returns, we also believe that 
opportunities are beginning to emerge in a small number of 
carefully selected locations outside London where we already have 
an existing presence and infrastructure and where a demand-
supply imbalance remains. 

We plan to develop between 4,000 and 5,000 new bed spaces for 
delivery and occupation between 2012 and 2014.

£0.6m

Net portfolio contribution

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Annual Report & Accounts 2009
Annual Report & Accounts 2009

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2.  Proactive asset management of existing student 

accommodation investments

Taking into account anticipated demographic changes over the 
next few years, we believe that average rental growth in the UK 
student accommodation sector generally will be in the region of 
2% to 3% per annum in the medium term.

However, by focusing carefully on the quality and location of its 
investment and operational portfolio, by refurbishing and upgrading 
selected facilities and by further developing its market-leading 
on-line sales and marketing platform, the Group will be well placed 
to outperform this sector benchmark. We believe annual rental 
growth of between 3% and 5% to be achievable across the 
Group’s portfolio.

3.  Acquisition and repositioning of existing student 

accommodation assets

The Group has a clear track record of raising third party capital 
into the student accommodation sector, most notably through 
the establishment and evolution of USAF. As the student 
accommodation sector matures across the UK, the Group will 
seek to acquire operational assets from third parties; predominantly 
through USAF, where it believes an opportunity exists to add 
value through the application of its proven property and asset 
management capabilities. Acquisition opportunities may also arise 
as a result of the high levels of debt secured against assets owned 
and operated by some of our competitors and which might 
therefore be classified as “distressed”.

The Group will benefit financially through its stake in the acquiring 
entity (such as USAF) and through fees received subsequently as 
property and asset manager. Initially in 2010, the Group is seeking 
to acquire up to £100 million of such property, using existing 
investment capacity within USAF.

4.  Working in partnership with universities to develop, upgrade and 

manage their on-campus accommodation

UK universities are facing the prospect of further funding cuts over 
the next few years as the Government seeks to address its 
significant borrowing through reductions in public sector spending. 

It is becoming clear that universities are increasingly seeking ways 
to generate capital from their estates and to provide “non-core” 
services, such as accommodation, in a more efficient manner. 
At present, we believe that universities across the UK are actively 
considering the outsourcing of a combined 20,000 bed spaces 
and we expect this number to rise in the future.

With its proven track record in raising third party capital into the 
student accommodation sector and its professional and scalable 
operating platform, the Group is ideally placed to be able to provide 
universities with a valuable solution in this regard. The Group itself 
would benefit financially from management fees receivable as well 
as receiving an appropriate return on any of its own capital that it 
chooses to co-invest into such opportunities.

The scale of opportunity in this area, in terms of bed spaces, 
could be significantly larger than the Group’s ongoing 
development programme.

Financial results
The Group’s financial performance, in common with the market 
generally, has been affected by the difficult market conditions 
experienced during the year. However, as a result of the strong 
sales and rental growth performance and the successful 
conclusion of the Blueprint programme (to re-engineer core 
processes, reduce operating costs and improve service quality), 
UNITE has delivered a profit at the net portfolio contribution level. 
These initiatives have also been an important factor in partially 
offsetting the impact of outward yield movements on net asset 
value. 

Despite the resilience of the student accommodation market 
and the Group’s strong operational performance, UNITE was 
not immune to the severe deterioration in valuations experienced 
across the commercial property market. In recognition of this and 
the impact of the current economic downturn, the Company acted 
quickly to accelerate or initiate a number of important measures  
to strengthen its financial position. In 2008, UNITE scaled back  
its development activity substantially and in 2009, it delivered  
£246 million of asset sales, including the assets sold to the joint 
venture it created with OCB, and secured £12 million of annualised 
operational cost savings. 

Together these factors ensured UNITE was ultimately well placed 
to be able to raise capital through its Placing and Open Offer in 
October 2009. The issue was priced at a small discount to net 
asset value, thereby minimising the dilutive impact to its 
shareholders, and was sized at £82 million to allow the business to 
capitalise on development opportunities, predominantly in London, 
over the next two to three years. The continuing institutional 
investor appetite for the sector was further demonstrated in 
December, when USAF raised £167 million of new equity, thereby 
providing UNITE with further take-out capacity for its development 
programme.

£246 m

Asset sales

 
UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009

16

Business review continued

Income statement
The Group uses a net portfolio contribution profit measure to 
assess its operational business performance and this improved 
to £0.6 million for 2009 compared to a loss of £5.4 million in 2008. 
This measure has become increasingly important to the Group as it 
has focused on delivering a profit from this segment of its business. 
This follows a number of years when its performance was affected 
by the impact of selling significant volumes of assets, and thereby 
reducing its rental income streams, in order to realise profits for the 
development segment of its business and generate capital to fund 
further growth. 

The strong sales and rental growth performance in 2009, together 
with new openings, underpinned the increase in total income  
from its managed portfolio to £164.3 million, an increase of 14% 
from 2008. In addition, the Group also generated £5.9 million  
from management fees as assets under management in joint 
ventures increased to £1,432 million as at 31 December 2009 
from £1,345 million as at 31 December 2008. The Group’s rental 
income was also affected by the dilution of UNITE’s share of 
income from its total portfolio to 50% in 2009 from 54% in  
2008 as a result of the £171 million asset disposal to USAF in 
December 2008.

Total income from managed portfolio 
UNITE’s share of rental income 
UNITE share of total income 
UNITE’s share of operating costs 
Net operating income 
NOI margin 
Management fee income 
Financing costs* 
Operational overheads 
Investment segment result 
Corporate costs and share of joint  
venture overheads 
Net portfolio contribution 

2009 
2008 
£m 
£m
  164.3  143.8
78.2
54%
(26.2)
52.0
66%
4.9
(42.3)
(13.7)
0.9 

81.9 
50% 
(24.7) 
57.2 
70% 
5.9 
(43.0) 
(13.9) 
6.2 

(5.6) 
0.6 

(6.3)
(5.4)

* Includes loan interest, interest rate swap payments, finance income and operating lease rentals

The Group’s Blueprint programme was completed in 2009.  
The programme has delivered annualised cost savings of  
£12 million, of which £10 million arose in 2009. Of these savings, 
£5 million have been recognised in the income statement. 

These savings have offset an increase in the proportion of the 
Group’s overhead costs being expensed through the income 
statement as the level of development activity (and therefore 
overhead capitalisation into projects) has declined. The cost 
savings were an important component behind the improvement  
in the Group’s margin from 66% in 2008 to 70% in 2009.

The Group’s gross financing costs (before interest capitalised)  
have reduced to £54.4 million from £65.2 million as a result of  
both the quantum of debt and the average interest rate during 
2009. The amount of interest capitalised into development projects 
reduced to £10.9 million for 2009 (2008: £20.4 million). 

The Group reported an adjusted loss for the period of £28.7 million 
(2008: £44.8 million). The components of this result are outlined in 
the following table:

Net portfolio contribution 
Development segment 
Restructuring costs   
Swap and loan break costs 
Other 
Provision against Landsbanki cash deposit 
Adjusted  loss 

2009 
£m 
0.6 
(16.8) 
(3.0) 
(9.6) 
0.1 
– 
(28.7) 

2008 
£m
(5.4)
(27.5)
(4.8)
(0.6)
(0.4)
(6.1)
(44.8)

The principal components of the Development segment 
performance relate to the write-down in value of development 
property and land as a result of movements of yields during the 
year and the loss incurred by UMS as a result of its surplus 
capacity. These amounts were offset by development 
management fees from the OCB Joint Venture and profits on 
the sale of certain development assets.

As indicated in the Interim Statement for the six months to 30 June 
2009, the conclusion of the Blueprint programme resulted in 
restructuring costs related to the implementation of changes to our 
customer-facing team structures. These amounted to £3 million in 
the year. 

Following the sale of properties to USAF in December 2009, UNITE 
took the decision to pay down related swaps. This lead to a one-off 
£9.6 million charge, but has reduced the Group’s average cost of 
investment debt from 6.2% to 5.6%. 

On an IFRS basis, the Group reported a loss after tax of  
£34.5 million (2008: £116.3 million).

14%

Increase in income from 
managed portfolio 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009

17

–   A valuation reduction of 26 pence per share as a result of the 
downward revaluation or loss on disposal of development 
properties and land. The majority of this amount, 24 pence, 
was recognised in the first half of 2009;

–  The cancellation of swaps reduced NAV by 6 pence per share;

–   Restructuring costs associated with the Blueprint programme 
and the loss incurred by UMS as a result of over capacity 
reduced NAV by 3 pence per share;

–   The dilutive impact of the Placing and Open Offer reduced NAV 

per share by 10 pence.

NAV Bridge (pence per share)

58

(71)

325

(26)

450

400

350

300

250

200

286 (10)

276

1

3

1

(3)

(6)

(2)

(1)

(4)

265

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O th er E arnin gs
H 1 R e ntal G ro w th
S N et L oss
3 0 Ju n 0 9 N A V
D evelo p m e nt
w a p Break C osts
R estru cturin g C osts
H 1  W rite d o w ns/oth er
Placin g Im p act
H 1 Yield
H 2 R e ntal G ro w th
3 1 D ec 0 9 N A V
3 1 D ec 0 8 N A V
H 2 Yield
Profor m a H 1 N A V
L oss o n Dis p osal

S

U

M

UNITE has proactively managed and consequently strengthened 
its balance sheet in 2009 such that it is now in a position to grow 
its business. The Group has reduced adjusted gearing from 131% 
to 92%, reduced adjusted net debt (adjusted to add back mark to 
market valuation) from £531 million as at 31 December 2008 to 
£390 million and dramatically improved covenant headroom across 
the key measures of loan to value, interest cover and minimum  
net worth.

The operating and investment portfolio
For the 2009/10 academic year, UNITE is operating 38,300 bed 
spaces across 129 properties. The Group’s interest in these assets 
ranges from wholly owned, part-ownership through USAF, UCC or 
USV or as manager of properties held under long leaseholds.

Balance sheet
The dramatic falls in commercial property values in 2008 continued 
into the first half of 2009, with the IPD Index showing that UK 
commercial property values fell by an average of 13.2% in the six 
months to June 2009. As a result of UNITE’s strong reservations 
and rental growth performance in the first half of 2009, the value of 
the Group’s investments fell by a much smaller amount, an average 
of 2% over the same period. 

In the second half of the year, this trend reversed with the IPD index 
showing that values increased by 8.7% as a result of yield 
compression, rather than rental growth. In the same period the 
value of UNITE’s investments increased by 1% taking the overall 
reduction in values over the 12 month period to £14 million, 
representing a 1% fall over the year. 

The average yield of UNITE’s portfolio moved from 6.8% at 30 June 
2009 to 6.7% at 31 December 2009, although approximately half of 
this movement reflects the impact of the greater London weighting 
of the investment portfolio following the completion of the 2009 
development programme. As the value of UNITE’s property did not 
fall as rapidly as in the broader property sector, so the recovery in 
values was also less marked. The second half NAV performance 
was also affected by the lower levels of occupancy in London as a 
result of stabilisation which meant that more conservative rents and 
occupancy assumptions were used to derive valuations. In our 
experience the impact of this should unwind as the assets stabilise. 

Reported net asset value attributable to UNITE shareholders  
was £366 million at 31 December 2009 (31 December 2008:  
£320 million). The Group’s adjusted net asset value was £423 
million or 265 pence per share on a fully diluted basis. This 
compares to 325 pence per share reported at 31 December 2008 
and 286 pence per share at 30 June 2009. Adjusting for the 
dilutive impact of the Placing and Open Offer, the adjusted  
net asset value at 31 December 2008 and 30 June 2009 on  
a restated basis was 306 pence per share and 276 pence per  
share respectively.

As set out in the graph below, the main factors behind the 
reduction in adjusted net assets per share over the year were:

–   A fall of 9 pence per share due to the revaluation of 

investment properties; 

  USAF* 

UCC* 

USV* 

Wholly owned  

Leased 

Total 

UNITE %

£94m 
573 

£618m 
12,962 

£221m 
5,129 

£70m 
798 

London 
Value 
Beds 
Major provincial 
Value 
Beds 
Other provincial 
Value 
Beds 
Varsity 
Value 
Beds 
Total at 31 December 2009 
Value 
Beds 
UNITE investment 

£1,003m 
19,462 
16% 

£329m 
2,433 

– 
– 

– 
– 

£41m 
437 

£370m 
2,870 
30% 

– 
– 

£59m 
1,383 

– 
– 

– 
– 

£59m 
1,383 
51% 

£245m 
2,191 

£225m 
4,433 

£121m 
2,981 

£34m 
545 

£625m 
10,150 
100% 

– 
260 

– 
2,036 

– 
1,785 

– 
316 

– 
4,397 

£668m 
5,457 

£902m 
20,814 

£342m 
9,895 

£145m 
2,096 

£2,057m 
38,262 

£358m
39%

£356m
38%

£157m
17%

£58m
6%

£929m
100%

* The value of properties represents the gross value; UNITE share is shown in the right hand column

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

18

Business review continued

The Group delivered like-for-like rental growth of 9.7% and 96.5% 
occupancy across the operating and investment portfolio for the 
2009/10 academic year compared to 9.5% rental growth and 99% 
occupancy in 2008/09. The sales growth performance over the 
past two years has been exceptional, driven by the demand-supply 
imbalance and the professional focus of the Group’s sales and 
marketing activities. Given the pressures on Higher Education 
funding, a more normalised level of rental growth of approximately 
3–5% is anticipated over the next few years although this should 
still deliver outperformance in comparison to the student 
accommodation sector generally.

The overall level of occupancy across the portfolio has been 
affected by the impact of stabilisation in London. UNITE opened 
1,526 new beds in London during 2009, a 39% increase in the 
number of beds under management in the city within a single year, 
along with a further 1,829 new beds being brought to market by 
competitors. The impact of stabilisation was more significant than 
we anticipated, but is in line with our previous experiences in other 
cities where the portfolio has increased significantly in size within a 
single year. We would expect new assets to stabilise, in terms of 
occupancy and rent levels, within one to two years of opening. 
Partially in response to the increased void rate caused by 
stabilisation, UNITE has successfully developed its approach  
to selling beds to students and universities in London on a 
semester basis which will provide additional revenue in the 
stabilising properties.

As at the end of February 2010, reservations had been received for 
59% of the portfolio compared to 63% a year earlier. As set out in 
the Chairman’s statement, there is evidence of consumers delaying 
buying decisions, which will always be more noticeable for the 
direct let market at this stage in the letting cycle. 

However, with the significant demand-supply imbalance still 
prevalent in student accommodation and our proven sales and 
marketing expertise, we expect this to reverse substantially in the 
coming months.

USAF 
UCC 
USV 
Wholly owned/OCB 
Leased 
Total 

  Like-for-like 
  % Reserved  % Reserved  rental growth 
09/10
9.9%
4.4%
9.9%
15.5%
5.3%
9.7%

10/11 year  09/10 year 
58% 
48% 
54% 
65% 
98% 
63% 

56% 
41% 
37% 
54% 
99% 
59% 

Beds 
19,462 
2,870 
1,383 
11,269 
4,397 
39,381 

Operating costs and overhead
During 2009 the Group completed its Blueprint change 
programme, which has been running since late 2007. The 
programme will deliver £12 million of annualised cash savings  
of which £10 million has been recognised in 2009. Of these 
savings, £5 million will be reflected in the Group’s income 
statement. These savings have offset an increase in the proportion 
of the Group’s overhead costs being expensed through the income 
statement as the level of development expenditure (and therefore 
central overhead capitalised into development projects costs)  
has reduced. 

The programme resulted in restructuring costs of £3 million  
being incurred in 2009. The Group does not expect any further 
exceptional restructuring costs to be incurred in 2010.

Investment portfolio valuation
The valuation of the Group’s investment properties as at  
31 December 2009, including its share of gross assets held  
in USAF and joint ventures was £929 million compared to  
£796 million at 31 December 2008. Valuation yields expanded 
significantly over the first six months of 2009, from an average  
of 6.2% across UNITE’s assets at 31 December 2008 to 6.8%  
at 30 June 2009, thereby causing asset values to fall. Whilst not as 
marked as in other segments of the commercial real estate sector, 
yields began to stabilise and then contract over the second half of 
2009, taking the average yield to 6.7% at 31 December 2009.  
The rental growth performance was an important factor in partially 
offsetting the outward movement of yields over the year, leading 
to relative outperformance against other types of real estate. 
Over the full year, UNITE’s portfolio fell in value by an average of 
1%, compared to a fall for the broader sector of 5.6%, as 
measured by IPD.

3–5%

Anticipated rental growth 

 
 
 
 
 
UNITE  
Annual Report & Accounts 2009

19

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During 2009, UNITE sold a total of £150 million of investment 
properties at an average yield of 6.4%, of which £95 million were 
sold to USAF and the remainder to external parties. In addition, 
UNITE sold its 2010 development pipeline to the joint venture it 
formed with OCB for £88 million and a further £8 million of land 
previously held for development. The evidence from transactions 
that have taken place since 30 June 2009 indicates that there is  
a gap emerging between yields for direct let assets and assets 
subject to leases or nominations agreements as investors are 
prepared to pay a premium for assets with secured income 
streams equivalent to a 50-75 bps keener yield. UNITE has 
focused increasingly on direct let assets over the past few  
years allowing it to drive consistent annual increases in rents. 
Investor demand for diversified direct let exposure is strong, as 
evidenced by USAF’s successful equity raise and we believe this 
will translate to asset values over time.

Investment assets 
Land 
Sales to joint ventures 

Valuation at 
 Dec 08/Jun ‘09 
£m* 
55 
13 
187 
255 

Gross proceeds 
£m 
54 
8 
184 
246 

Loss on disposal* 
£m
3
4
4
11

* Based on market value at December or June prior to sale, including any subsequent costs.

Development Management
Following the Group’s decision in 2008 to significantly reduce its 
forward development pipeline commitments, the Group has 
focused on the delivery of its 2009 programme and the timely 
commencement of works on its remaining 2010 projects.  
The Group delivered 2,853 beds across 14 properties for letting in 
the 2009/10 academic year, of which 1,526 beds are in London. 
The construction of the 1,119 beds that were sold to the OCB joint 
venture is progressing well. The assets are fully funded and on 
track to be delivered on time and to budget for occupation in 
September 2010 with a further £3 million of NAV (UNITE’s share)  
to be recognised in 2010. 

The Group has started to make progress in rebuilding its 
development pipeline. As at 1 March 2010, it has exchanged an 
option for one site and entered exclusive negotiations for a further 
two sites, comprising approximately 900 beds in total. The market 
for acquiring land in London, especially sites with planning 
permission, became more competitive over the second half of 
2009. UNITE is unlikely to acquire sites in highly competitive bid 
situations, particularly where the product mix is studio biased or  
the location is not within our core target zones. 

UNITE vs IPD All Property NIY

8.5%
8.0%
7.5%
7.0%
6.5%
6.0%
5.5%
5.0%
4.5%
4.0%
3.5%
3.0%

YE 2004 HY 2005 YE 2005 HY 2006 YE 2006 HY 2007 YE 2007 HY 2008 YE 2008 HY 2009 YE 2009

UNITE Completed Portfolio

IPD All Property

The following table shows the movement in asset values by 
portfolio over the course of the year:

2009 

31 Dec 

Yield  Rental 

£m 
484 
Wholly owned 
897 
USAF 
390 
UCC 
USV 
58 
Total portfolio  1,829 
796 
UNITE share 

31 Dec  Avg NOI 
yield  

Disposals/ 
2008  movement  growth c ompletions 
£m 
147 
625  6.6%
95  1,003  6.8%
370  6.4%
59  6.9%
242  2,057  6.7%
929  6.7%
141 

£m 
 £m 
(50)  44 
(58)  69 
25 
(45) 
6 
(5) 
(158)  144 
(72)  63 

– 
– 

£m %

There has been a significant increase in the volume of investment 
transactions undertaken by the Group in the second half of 2009. 
UNITE has sold £217 million of assets since June, at an average 
valuation yield of 6.4% compared to the average yield across  
its portfolio of 6.7%. The higher average yield in the December 
valuation when compared to transactional evidence partly reflects 
geographic differences but also a more conservative approach to 
valuing stabilising assets at the year end. We would expect both 
the gap between transaction and portfolio yields and the 
stabilisation impact on valuations to unwind over time.

Sky Plaza, 
Leeds

 
 
 
 
 
 
 
 
 
 
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

20

Business review continued

In order to address the currently high levels of competition for 
consented land in London, UNITE has focused on securing more 
sites ‘off-market’ from owner occupiers and, as a result, the 
acquisition of the pipeline is likely to continue into early 2011. 
Whilst taking longer than previously anticipated to secure sites, this 
approach will provide UNITE with greater opportunity to add value 
through the planning process. We will also review existing land 
holdings, valued at an aggregate of £33 million at 31 December 
2009, excluding sites exchanged for sale, to review the feasibility of 
delivering beds in 2011. Capital expenditure in 2010 will be limited 
to option monies or deposits for land and for construction of any 
sites chosen for 2011 delivery and should not exceed £50 million  
in aggregate.

Banks have, to date, generally played a supportive role to their 
borrowers but this may well change in 2010. We will therefore 
maintain an active dialogue with the banks to assess what 
opportunities might arise from distressed assets as the leading 
specialist operator in this sector. In addition, certain cities outside 
of London are becoming more attractive from a development 
perspective as land prices continue to fall and the competition 
for sites is considerably less intense. The Group will continue to 
monitor a small number of key target cities outside London and 
consider acquisition opportunities during 2010.

UNITE Modular Solutions
To counter the impact of the recession, and specifically the scaling 
back of UNITE’s development programme, UMS has been actively 
pursuing a number of opportunities to establish an external market 
for its modular units, both within and beyond the student 
accommodation sector. It was therefore encouraging to report 
earlier this year that UMS had secured its first third party contract 
in 2009, with Berkeley First Student, to supply and install 483 
modules for a student accommodation development in Oxford. 
The contract has a total value of £5.8 million.

As outlined in November’s Interim Management Statement,  
there has been a change in the accounting treatment for UMS  
as a result of the creation of the OCB joint venture, such that all 
trading is essentially now external and recognised in the income 
statement. As the factory is running below full capacity, a net  
loss of £1.1 million arises which has been taken through the 
income statement. 

Looking forward, the level of UNITE driven production demand for 
UMS is likely to remain low until late 2011. There are a number of 
external contract opportunities that UMS is pursuing and we would 
expect to secure a proportion of these in the second half of 2010, 
which will utilise some of the plant’s surplus capacity. However, 
given the high level of competition in the construction sector at 
present and consequently the pressure on margins, it is likely that 
UMS will remain loss making in 2010.

The commercial viability and advantages of UMS’s products are 
proven and well understood. As a result, we are confident that the 
business will be well placed to benefit from a recovery within the 
next 18 months. At that time, with third party demand established 
and increasing, we will review the Group’s long term investment  
in the business.

Livocity – accommodation for graduates
In March 2007 the Group stated its intention to pilot a new business, 
providing professionally managed rental accommodation for young 
professionals in London under the brand name “Livocity”. Three 
projects, comprising 130 bed spaces, have since been completed 
and lettings progressed well. However, as outlined in the Interim 
Statement, taking into account the severe contraction in available 
financing over the past year, the likely continued rationing of capital 
for the foreseeable future and the impact of the economic downturn 
on graduate recruitment, the Group has decided not to extend this 
pilot programme further. The three Livocity assets are now being 
managed as part of our operational portfolio and, as such, there has 
been no significant impact on earnings or net asset value.

Co-investing asset management
UNITE acts as co-investing manager of four significant specialist 
student accommodation investment vehicles which it has 
established, as outlined in the following table:

 31 December 2009  

Property 
assets 
Vehicle  Fund/JV  Established 
£m 
USAF  Fund  2006  1,003 
370 
UCC 
124 
OCB 
59 
USV 

JV 
2005 
JV  2009 
2004 
JV 

Net debt 
£m 
(393) 
(247) 
(50) 
(40) 

Other 

 UNITE share 
Adjusted  of adjusted 
liabilities  net assets  net assets 
£m
97
35
16
7

£m 
596 
118 
62 
14 

£m 
(14) 
(5) 
(12) 
(5) 

UNITE UK Student Accommodation Fund
USAF generated a total return of 8% in 2009, placing it as the sixth 
best performing fund in the IPD Index for Pooled Funds. The Fund 
successfully raised £167 million of equity in December 2009 from a 
range of existing and new investors. Following the completion of 
the fund raise, USAF acquired a £95 million portfolio of assets from 
UNITE, at an average yield of 6.4%, and has capacity to acquire 
approximately £200 million of further assets, based on the Fund’s 
target leverage, either from UNITE or third parties.

It has been confirmed that the Fund will be treated as a Priority 
Creditor in relation to its deposit in Landsbanki. Following the 
publication of a statement of recoverable assets and liabilities, it 
has been announced that Priority Creditors should recover the 
substantial part of their deposit. The timing of a recovery, and any 
legal challenge to the priority status remain as areas of uncertainty 
and therefore the full provision of £30 million within the Fund 
remains in place. UNITE’s share of this provision is £6 million.

UNITE Capital Cities Joint Venture
UCC generated a total return of –14% in 2009. This was impacted 
by the stabilisation effect in London. UCC has fully invested all of its 
equity and will continue to focus on the operation of its investment 
assets and any asset management opportunities within its estate. 
Its return on equity since inception in 2005 is 18% per annum.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

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Key debt ratios for UNITE Group

Group net debt (adjusted) 
Adjusted gearing 
Adjusted net debt to property assets 
Weighted average debt maturity 
Weighted average cost of investment debt 
Proportion of investment debt hedged  

2009 

31  
31 
  December   December  
 2008
  £390m £ 531m
92%  131%
65%
59% 
  4 years  4 years
  5.6%  6.2%
87%

75% 

The reduction in net debt has been driven by asset sales 
concluded during the year and the cash raised through the Placing 
and Open Offer in October. Going forward, the Group anticipates 
that adjusted gearing will increase as equity and debt are deployed 
into its development pipeline, but will seek to manage gearing 
within a strategic range of 100–130%.

The Group has extended the maturity of its loan facilities, such that 
the first maturity date has been extended until 2012. The Group 
currently has £220 million of debt capacity, of which £150 million 
can be used for development. A further £150 million of new debt 
will therefore be required during 2011 in order to deliver the Group’s 
development plans. The Group paid careful attention to its banking 
relationships during 2009 and will continue to work closely with key 
lenders and build new relationships in order to deliver its funding 
strategy, enhance further the quality of its lenders, secure the 
requisite £150 million of new development capacity and renew or 
extend facilities over the next three years.

On balance sheet debt maturity (£m)

400

350

300

250

200

150

100

50

0

2010

2011

2012

2013

2014

2015

2016+

Drawn at 31 Dec 08 

Drawn at 31 Dec 09 

Oasis Capital Bank Joint Venture
In August, UNITE established a five-year joint venture with Oasis 
Capital Bank, a Bahrain-based investor, to develop three student 
accommodation properties in London with an estimated value on 
completion of £194 million. Having invested £13 million, UNITE has 
a 25% stake in the vehicle with OCB holding the remaining 75%.

The three properties to be developed in the joint venture, 
amounting to 1,119 bed spaces, represent the Group’s entire  
2010 development programme. The joint venture acquired the 
three projects for a consideration of £88 million, reflecting an 
anticipated development yield of approximately 8%, and will fund 
the remaining costs to complete them, anticipated at £69 million 
as at the transaction date. As part of the financing of the 
transaction, UNITE’s existing banking facilities relating to each 
property were reduced by an aggregate of £14 million and 
transferred to the joint venture. As a result, the joint venture has 
access to total debt facilities of £109 million, of which £59 million 
was drawn as at 31 December 2009. 

The transaction, completed in a very challenging market 
environment, clearly demonstrated both UNITE’s ability to attract 
co-investment and grow its management business, building on the 
previous successes of UCC and USAF, and highlighted the relative 
resilience of the student accommodation market versus the wider 
commercial market. 

The Group has been retained by the Joint Venture, and will  
receive fees, both as development manager for the duration of 
construction (a fee equivalent to 5% of build costs) and property 
and asset manager thereafter (70bps of gross asset value).  
A performance fee of up to £2.5 million is also payable at exit.

UNITE Student Village Joint Venture
USV, which owns one building located in Sheffield, generated  
a total return of 16% in 2009. Lehman Brothers, which owns  
the remaining 49% stake in USV, was placed in administration in 
October 2008. The administrators marketed the 49% shareholding 
in the Joint Venture during 2009 but were unable to meet their 
price aspirations. UNITE has certain pre-emptive rights with regards  
to the Joint Venture and will continue to monitor the situation  
going forward.

Financing
As a result of the proactive steps it has taken, the Group has 
significantly improved its financing position during the year to  
31 December 2009 as follows:

–   Adjusted net debt has been reduced from £531 million to  

£390 million; 

–  Adjusted gearing has reduced from 131% to 92%;

–   Covenant headroom has increased across the key covenant 

measures; loan to value, interest cover and minimum net worth;

–   Debt maturity has been extended, with facilities repayable before 

2012 being reduced from £208 million to £nil;

–   Debt capacity has been increased from £110 million to 

£220 million.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

22

Business review continued

The Group is actively managing its interest cost base. During the 
course of the year, the Group terminated £80 million of interest rate 
swaps in order to benefit from the significantly reduced market 
rates and to ensure its hedging position more adequately reflects 
the risks of the business. An exceptional charge of £9.6 million 
arose from these terminations. As a result of these actions, 75% 
of the Group’s investment debt was at fixed rates and the average 
cost of investment debt at 31 December 2009 was 5.6% 
compared with 6.2% at 31 December 2008. The Group has used 
£37 million of surplus cash to pay down revolving investment 
facilities that can be redrawn on demand.

The Group is in full compliance with all of its borrowing covenants 
at 31 December 2009 and continues actively to monitor all of its 
covenants. The covenant headroom position has improved on the 
three covenant measures as outlined in the following table.

Loan to value 
Interest cover 
Minimum net worth   

covenant  

                 31 December 2009                31 December 2008 
  Weighted  Weighted  Weighted  Weighted 
actual
71%
1.35
 £250m*  £423m  £250m  £406m

actual 
74%  59%** 
1.63 
1.08 

covenant  
76% 
1.10 

* based on greatest minimum net worth covenant 
** if available cash is used to pay down debt, otherwise 68%

Debt facilities in co-investment vehicles
The break-down of debt facilities in co-investment vehicles is 
outlined in the following table:

Debt at 
 31 Dec 09 
£m 
477 
253 
58 
45 

Average 
interest rate 

% fixed/ 
capped 
5.4%  100% 
5.5%  100% 
3.9%  100% 
5.5%  100% 

Average 
maturity 
(years) 

First 
maturity
3.9  Dec 2012
4.7  Sep 2014
2.7  Sep 2011
2.6  Sep 2011

USAF  
UCC 
OCB 
USV 

Co-investment vehicle debt maturities (£m)

600

500

400

300

200

100

0

2010

2011

2012

2013

2014

2015

2016+

Drawn at 31 Dec 08 

Drawn at 31 Dec 09 

Co-investment vehicle debt maturities
The funds and joint ventures are in full compliance with all of their 
borrowing covenants at 31 December 2009. USAF currently has 
£20 million of undrawn facilities and will require £130 million of new 
debt to utilise its full acquisition capacity and maintain its LTV at 
50%. The other joint ventures are fully funded and do not require 
any new debt.

Dividend 
In light of the market conditions and the Group’s decision to invest 
in development opportunities, it will not re-instate a dividend until 
such point that the business is generating a meaningful level of 
profits such that any dividend would be properly covered. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

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People and organisation 
UNITE’s ability to adapt to changing circumstances continues to  
be underpinned by a strong values-based culture which, together 
with our commitment to first class people practices, makes our 
organisation a place to achieve a challenging, rewarding and 
meaningful career. Leadership and learning featured heavily across 
the organisation through 2009 as new processes and ways of 
working were embedded to provide improved customer focus 
throughout UNITE’s buildings and working practices. The role of our 
people in delivering the strategic priorities of the business is clearly 
recognised through our approach to talent management and 
development. Throughout 2009 we focused our organisational 
development approach around ensuring our organisation is 
effectively designed to execute our strategy through the completion 
of our transformational change programmes. Key initiatives included:

–   Organisation design – through both strategic and detailed 
organisation design initiatives, we redesigned the business 
around our core competencies of Development Management, 
Property Management, Asset Management and Fund 
Management. The detailed design work covered a number of 
areas including work processes, role accountabilities, information 
flows, key interactions, decision boundaries and skills and 
capability requirements. We also redesigned our key support 
functions (Finance, HR, Procurement, IT) to ensure lean, 
value-add support service delivery aligned to the goals of our 
core business units.

–   Change management – through the delivery of our Property 

Management and Development Management change 
programmes, we continued to instill effective change 
management skills into our business. These core skills will  
stand us in good stead as we move to an environment of 
continuous improvement and strategic evolution through 2010.

–   Employee engagement – we continued to work hard to engage 
our people with the priorities and change required across the 
business. Our employee survey benchmarked our organisation 
within the top 30% of UK companies. UNITE also featured  
in the Britain’s Top Employers 2009 for Best Examples of  
HR Management.

–   Ensuring our strategy is clear from the boardroom to the front 
line – we have embedded a high-quality business planning 
process to provide individual employees with a clear line of sight 
to our strategic goals. Our framework ensures that we have an 
aligned set of goals and clear performance measures, with a 
more integrated risk and resource planning process.

–   Learning and development – we established our Property 

Management learning and development programme through  
our Training Academy in Birmingham. This purpose built facility, 
within our flagship student accommodation, is designed for 
inducting and training our customer facing teams in the 
consistent delivery of our customer service standards.

–   Leadership development – we delivered a new programme to  
all managers on effective execution of strategy. We continued  
the roll-out of our core Leadership and Mentoring programmes 
ensuring leadership excellence.

–   Performance management and reward – through our Personal 
Development Plans, we developed a consistent approach to 
performance measurement and management and clearly  
linked our reward structures to performance against key  
strategic priorities.

–   Values/competency model – we used and further developed our 
core competency framework (Job Fitness Model) aligned to our 
values, for our business unit operations and support functions.

–   Aligning our talent strategy to our business strategy – to ensure 
that we have the right mix of skills and expertise in senior roles. 
We are committed to investing in high performing individuals 
who exert the greatest degree of influence on company 
performance and we have tailored development plans for 
potential successors. We have added three new roles to our 
Leadership Executive with a focus on developing our business 
for growth and engaging our people with our strategic goals.

Looking ahead
The Group’s actions during 2009 have moved the business on  
to a stronger footing. Consequently it is now well placed to adapt 
to a changing market environment and to take advantage of the 
opportunities that we expect to emerge as a result of funding cuts 
in UK Higher Education.

2010 seems likely to be a period of further uncertainty for the UK 
economy, not least because of the impending election and lack of 
clarity regarding the impact and future of the Government’s 
stimulus package.

However, demand for student accommodation is based on  
strong fundamentals and with the Group’s sound financial base 
and established operating platform, it is well placed to weather  
any near term volatility and prosper for the long term.

 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

24

Corporate responsibility

Sustainable living
UNITE is committed to effective environmental management to 
support sustainable environments in the communities in which it 
operates. As a major user of utilities with 129 multiple occupancy 
buildings under management, UNITE takes its responsibility for 
sustainable living very seriously, encouraging the responsible use  
of energy and resources in the buildings it manages and by its 
38,300 customers.

UNITE’s commitment to its communities
UNITE recognises its long term commitment to local communities 
and develops effective environmental management strategies to 
encourage sustainability. On average a 200-bed UNITE 
development will generate over £1 million of income for the local 
economy. UNITE’s purpose build student accommodation relieves 
pressure on houses with multiple occupancies, releasing these 
back to young professionals and families in the community.

UNITE measures and manages emissions by following the 
principles set out in the Green House Gas (GHG) protocol and 
employing measures to achieve energy savings in line with the 
requirements set out in the Carbon Reduction Commitment (CRC). 
These include combined heat and power units, on-site energy 
generation and smart metering.

In 2009, we undertook BREEAM assessments on six buildings 
which were rated “very good” or above confirming our 
commitment to thoughtful and progressive design in our property 
portfolio. Certified measures included thermal insulation, green 
roofs, biomass boilers, solar thermal collectors, detailed travel plans 
and enhanced lighting designs. UNITE will continue to undertake 
BREEAM assessments on all new builds.

It is the UNITE Group policy to focus on developing dilapidated 
inner city office space or other centrally located brownfield sites to 
contribute to regeneration and urban renewal. During 2009, all of 
our new buildings were built on brownfield sites or on land 
designated as regeneration areas.

We also maximise the use of electronic communication for our 
customers through state of the art online communications and 
booking systems to save on paper and postage.

UNITE Modular Solutions
Through its modular manufacturing facility, UNITE Modular 
Solutions, based in Stroud, Gloucestershire, UNITE promotes 
energy saving manufacturing methods through designing, building 
and transporting innovative modular designs. Modular techniques 
are recognised for reducing build time by up to half when 
compared with traditional methods, reducing waste, as well as 
offering significant reduction in associated energy use during 
construction, depth of foundations required and impact on local 
environment. 

Carbon emission summary 2009
In 2009, UNITE’s operating portfolio increased by 2,853 beds in  
14 properties and has implemented a number of new initiatives 
including:

–   Smart metering across all properties

–   10,000 water saving packs

–   Robust feedback mechanism from operations to development 

to improve energy efficiency across new builds.

Residential operations 2009

Residences  
gas
Residences 
electricity

GHG
scope

Energy kWh

Total  
CO2
tonnes*

%  
of total 
Carbon
Emissions

% Change  
in CO2
compared 
to 2008

1

14,728,489

3,007

4.8%

2 107,893,505 58,982 94.5%
122,621,994 61,989 97.7%

0.04

*See below for emissions factors

Internal operations 2009

GHG
scope

Energy 
kWh

Total CO2
tonnes*

%  
of total 
Carbon
Emissions

% Change  
in CO2
compared 
to 2008

Offices  
gas
Offices  
electricity
Manufacturing
gas
Manufacturing
electricity

1

2

1

2

*See below for emissions factors

226,642

46

0.1%

287,416

157

0.2%

1,755,454

358

0.6%

1,206,585
3,476,097

660
1,221

1.0%
1.9% –1.6%

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

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Business travel 2009

Business
Travel
Company
cars
Commercial
vehicles
Private
cars

GHG
scope

Distance
km

Total CO2
tonnes*

%  
of total  
Carbon
Emissions

% Change in 
CO2
compared 
to 2008

1

1,093,160

165

0.3%

**

1

417,758
1,510,918

**

64
229

0.1%
0.4% –30.3%

1  Compared to the total business travel from 2008 (including commercial vehicles).  

If commercial vehicles are excluded from 2008 calculations, the % change is –18.4%.

**  Commercial Vehicles were reported on last year, but are now not accounted  

for within the UNITE holding company.

Key:  GHG Scope 1 – refers to direct emissions which must be reported to comply with the GHG protocol. 
GHG Scope 2 – refers to indirect emissions which must be reported to comply with the GHG protocol.

Conversion factors comparison (figure 2)

2008
0.537
Electricity
Gas
0.206
Assumed car average emission (km weighted)
153

2009
0.547
0.204

kg/KWh
kg/KWh

g/km

KPI table 2009

Business
Travel
Residential
CO2/bed
Manufacturing
CO2/module
Business
Travel 
CO2/000km

Measures
(no. beds;
no. modules;
000km)

CO2 kg

KPI

% Change in CO2
compared 
to 2008

37,006*

61,989,258

1,675

0.0%

1,929

1,018,015

528

–12.4%

1,511

228,968

152

–2.0%

*No. beds averaged across the reporting year.

In 2009, the Group saw the results of UNITE’s 2008 Sustainable 
Living Campaign which encouraged and supported its customers  
to reduce their energy and water consumption, and to actively 
encourage behavioural change in driving down its carbon footprint. 
This programme saw a strong uptake from customers. Once the 
implementation of measurement practices are established across 
the Group’s buildings, UNITE will review the opportunity to roll-out  
a carbon reduction customer engagement campaign.

Corporate charity work
UNITE supports organisations who share its values of supporting 
students and nurturing entrepreneural spirit. The UNIAID charity 
helps young people to take advantage of a university education 
by supporting them to manage their finances more effectively. 
UNITE works with UNIAID to provide accommodation bursaries 
to students. During 2009, UNITE continued its support for UNIAID 
by providing 55 students with free accommodation for the year. 

UNITE also works with SIFE (Students in Free Enterprise), a global 
network of business executives, academic leaders and university 
students who believe in ethical enterprise. During 2009, we 
became a Gold sponsor of SIFE to mobilise university students 
around the world to make a difference in their communities whilst 
developing their skills to become socially responsible business 
leaders.

An important element of our corporate responsibility programme  
is also to support our people in their charitable fundraising. UNITE 
operates a charity match initiative, where the organisation matches 
the amount raised by an employee for their chosen charity (up to 
the value of £250). In the past six years UNITE has donated some 
£45,000 to its employees’ chosen charities.

Woodland Court, 
Islington, London

 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

26

Risks and uncertainties

Risk description

Impact

Mitigation

Development Management risks

Failure to secure sites at  
attractive prices

Unable to generate returns in line 
with plans

Failure or delays in obtaining  
planning consents

Cost of aborted schemes. Delayed 
schemes impacting financial returns

Delays in completion of construction 
in time for the start of academic year 
or cost over-runs

Reduced financial returns and cash tied 
up. Impact on reputation with customers

Skilled development team and strong 
reputation. Focus on off-market 
transactions

Established planning expertise. Low 
financial investment in schemes prior 
to grant of planning

Strong track record and focus on 
project delivery and strong relationships 
with construction partners with appropriate 
risk sharing. Use of UNITE’s unique off-site 
manufacturing modular technology, 
reducing delivery and cost risk

Property and Asset 
Management risks

Risk arising from short-term nature 
of tenancies – occupancy and rents

Revenues are uncertain. Reduced lettings 
as a result of economic downturn

General cost inflation, in particular on the 
cost of utilities

 Reduced return on investment portfolio

Geographic diversification. Supply/demand 
imbalance. Strong sales and marketing 
expertise

Forward purchase of utilities. Annual 
opportunity to increase rent to recover 
additional costs

Fund Management

Ability to determine strategy of Funds/JVs 
not in line with Group strategy

Conflicts of interest

Established separate fund 
management function

Risk of being forced to sell properties 
if redemption requests cannot be met

Properties sold below valuation

Contractual limits on redemption rate 
in USAF. Proactive management of fund 
investors, equity raising and alternative 
sources of finance

Financing

Liquidity risk

Properties may be difficult to sell,  
potentially impacting cash flow

Management of debt maturity. Control 
of future cash commitments

Adverse interest rate movements

Reduced profitability

Hedge exposure with interest rate swaps

Breach of borrowing covenants

Debt becomes immediately repayable

Regular forecasting of covenant position. 
Proactive management of any potential 
issues

UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009

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Risk description

Impact

Mitigation

Market risks

Concentration of assets in student 
accommodation sector

Reduced student numbers impacting 
financial performance

Geographic diversification and in-depth 
market intelligence

Changes in Government policy may affect 
student numbers

May reduce demand and hence prices

Supply/demand imbalance is significant 
at present and demand from overseas  
is increasing. Strong sales and 
marketing expertise

Property markets are cyclical and 
performance depends on general 
economic conditions

Under/over performance of investment 
portfolio

Clear and active asset 
management strategy

Impact of changes in legislation, particularly  
in respect of environmental legislation and 
planning regulations

Increased cost of compliance leading to 
reduced returns or, in extremis, scheme 
cancellation

Highly developed skill base for managing 
planning process and building design. 
Minimum investment made in schemes 
prior to securing planning

General

Attracting and retaining the best people

Critical to delivering business strategy

Reputational risk with universities, 
students or parents

Reduced lettings, difficult to attract the 
best people and weaker relationships with 
university clients, planners and other 
stakeholders

Our process for managing risk is set out in more detail on page 36 of the Corporate Governance section of this Annual report. 

UNITE is a values-based organisation. 
This means we recruit to a clear set of 
behaviours and seek to develop people 
to their full potential with leading  
in-house learning and development. 
We measure employee satisfaction 
through regular surveys and act on 
employee feedback

Experienced brand, sales and marketing 
teams. Respond to customer feedback 
and strong focus on safety of our 
customers and staff with regular audits. 
Strong focus on meeting customer needs 
with research-based product and service 
development

 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

28

Key performance indicators

Objective

Measure

Performance

To manage our assets effectively 
including the buying and selling 
of assets 
(see pages 15 to 17 of Business review)

To maintain a strong and profitable 
development pipeline
(see pages 19 to 20 of Business review)

To manage the strength of our  
balance sheet
(see page 17 of Business review)

Adjusted fully diluted NAV per share 
added (pence per share)
This measures how much value has been 
added in the year to our balance sheet 
before one-off items (swap and loan break 
costs, £10m: restructuring, £3m). 

Assets sales in period (£m)
This measures the value of assets sold in 
the period including assets sold from our 
co-investing vehicles.

Net portfolio contribution (£m)
This measures the contribution of our 
investment and stabilising properties to 
the business.

Development NAV per share  
(pence per share)
This measure indicates how much value 
our development activities have added in 
the year.

Secured pipeline (£m)
This measures the value of our future 
secured development pipeline.

Planning permissions secured
This measure indicates how successful 
we have been obtaining planning consents 
on our secured schemes and is a key 
driver of value.

Adjusted net debt (£m)
This measures the net indebtedness of the 
business and our ability to generate cash 
and control expenditure.

Adjusted gearing (%)
This measures the net indebtedness of the 
business as a proportion of adjusted net 
asset value.

To manage Funds/JV’s efficiently, 
maximising medium-term total returns 
and maintain investor support and trust 
(see pages 20 to 22 of Business review)

Return on NAV
This measure indicates a measure of the 
combined capital and revenue returns from 
our major co-investing funds.

USAF (%)

UNITE Capital Cities (%)

To develop and retain high performing 
people, teams and leaders that live 
UNITE’s values 
(see page 23 of Business review)

Employee satisfaction (%)
Regular reviews carried out by 
independent agency to understand 
engagement.

2009

(33)

2008

(54)

246

388

0.6

(21)

67

1

(5.4)

5

495

10

390

531

92

131

8.2

(14.0)

62

(21.6)

10.5

63

The Board of Directors

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

29

1.

4.

2.

6.

3.

5.

7.

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1. Phil White CBE
Chairman
Phil, 60, was appointed Non-Executive Director 
in January 2009 and became Chairman in May 
2009. The majority of Phil’s executive career 
was spent in the public transport sector,  
during an exciting period of deregulation and 
privatisation. He was Chief Executive of National 
Express Group plc from 1997 to 2006, leading 
the business through a period of considerable 
growth both in the UK and overseas. Phil is 
currently Non-Executive Chairman of Kier 
Group plc and Non-Executive Chairman of 
Lookers plc. His experience gained in leading 
customer focused businesses, both in an 
executive and non-executive capacity, will  
be invaluable to the Group.

2. Mark Allan
Chief Executive
Mark, 37, was appointed to the role of Chief 
Executive in September 2006, having previously 
served as Chief Financial Officer for three years. 
Mark held a variety of other roles in the business 
prior to that, having joined the Group in 1999. 
As Chief Executive he chairs the Group’s 
Leadership Executive and has overall 
responsibility for the Group’s performance 
against its business plan targets, whilst 
continuing to develop UNITE’s growth strategy.

3. Joe Lister 
Chief Financial Officer
Joe, 38, joined UNITE in 2002. He was 
appointed as Chief Financial Officer in January 
2008 having held a variety of roles within UNITE 
prior to that, including Investment Director. Joe 
is responsible for the Group’s finances and 
investment strategy. As Chief Financial Officer, 
Joe is also responsible for the Company 
secretarial function and Chairs the Group’s 
Major Investment Approval meetings. Prior  
to joining UNITE, Joe qualified as a chartered 
accountant with PricewaterhouseCoopers.

4. John Tonkiss
Chief Operating Officer
John, 42, joined UNITE in 2001 as General 
Manager of the Group’s off-site manufacturing 
facility and subsequently was promoted to the 
role of Group Development Director in 2004.  
In 2006, John was appointed Managing 
Director of UNITE’s Student Hospitality UK 
Business and, in 2007, was made UNITE’s Chief 
Operating Officer to reflect his responsibility  
for strategic and tactical business operations 
throughout the Group.

5. Nigel Hall
Non-Executive Director,  
Senior Independent Director and  
Chairman of the Audit Committee
Nigel, 54, qualified as a Chartered Accountant 
in 1980 with Price Waterhouse, was Group 
Finance Director of Arcadia Group plc (formerly 
The Burton Group plc) until February 2003. 
He joined the Burton Group in 1984 and was 
appointed to its Board in 1997, becoming 
Group Finance Director in November of that 
year. Nigel is also Chairman of Countrywide 
Farmers plc and a Non-Executive Director of 
Pinewood Shepperton plc and C&J Clark 
Limited. With his considerable experience of 
finance and operations in multi-site businesses, 
Nigel provides strong leadership of the Audit 
Committee.

6. Stuart Beevor
Non-Executive Director  
and Chairman of the  
Remunerations Committee
Stuart, 53, is Managing Director of Grosvenor 
Fund Management Limited and a member of 
the Board of Grosvenor Group Limited, the 
international property group, which he joined 
in 2002. Prior to joining Grosvenor, Stuart 
was Managing Director at Legal and General 
Property Limited, having previously held a 
number of roles dealing with development, 
investment, property management and unitised 
funds at Norwich Union.

Stuart brings a knowledge of property 
investment, property funds and investor 
demand that uniquely supports the Board  
and the business in its role as a co-investing 
asset manager.

7. Richard Walker
Non-Executive Director
Richard, 43, is Senior Director at Talk Talk  
(Telco Arm of Carphone Warehouse Group)  
and is responsible for the customer experience 
change programme. Prior to this role, Richard 
was Chief Operating Officer of Carphone 
Warehouse UK, with responsibility for the 
Group’s 750 UK stores, websites, direct sales 
and insurance services. Richard was previously 
Managing Director of Carphone Warehouse’s 
European retail business, operating in 14 
countries, and UK Sales Director. He holds  
a law degree from Nottingham University  
and trained as an accountant with Coopers  
and Lybrand.

His main supporting strengths are built  
around his operational expertise and 18 years  
of experience of having the customer at the 
heart of every decision made.

UNITE  
Annual Report & Accounts 2009

30

Directors’ report
for the year ended 31 December 2009

The Directors present their annual 
report and audited financial 
statements for the year ended 
31 December 2009. 

Principal activities
The principal activities of the Group during the year were  
the development and management of student residential 
accommodation in the United Kingdom. Details of the  
Company’s principal subsidiaries are set out on page 78.

Operating and financial reviews
The information that fulfils the requirements of the Business Review 
can be found in the following sections, which are incorporated into 
this report by reference:

•	

Financial performance (pages 

15 to 18)

•	

Key performance indicators (page 

28)

•	

Risks and uncertainties (page

s 26 and 27)

Further information on the Group’s operations and financial affairs 
that are in addition to the requirements of the Business Review are 
set out on pages 2 to 29 of this report.

Profit and dividends
The Group loss for the year attributable to shareholders amounted 
to £34.9 million (2008: £115.9 million). The Directors do not 
recommend the payment of a final dividend for the year (2008: nil 
pence per ordinary share). No interim dividend was paid during the 
course of the year (2008: 0.83p per share).

Directors
Each of Messrs N P Hall, S R H Beevor, R Walker, M C Allan,  
J M Tonkiss and J J Lister served as Directors throughout the  
year. Mr G K Maddrell and Mr N A Porter respectively acted as 
Chairman and Deputy Chairman until 15 May 2009, on which  
date they both stood down from the Board.

On 21 January 2009, Mr P M White was appointed to the  
Board, as an additional Non-Executive Director of the Company 
and as Chairman Designate. Mr White became Chairman of the 
Board on 15 May 2009.

Each of Messrs R S Walker and J M Tonkiss, who retire by rotation, 
offer themselves for re-election at the annual general meeting of the 
Company which has been convened for 18 May 2010 (the “Annual 
General Meeting”). Brief biographies of all the Directors, including 
those standing for re-election, are set out on page 29. Those 
biographies describe the reasons why those of the Directors 
standing for re-election should be re-elected. 

Directors’ interests
The interests of the Directors and their families in the ordinary 
shares of the Company are set out below. Details of Directors’ 
share options are set out in the Directors’ Remuneration Report.

Directors
M C Allan  1
J M Tonkiss  2
J J Lister  3
P M White  4
N P Hall
S R H Beevor
R S Walker

Ordinary shares of 25p each 
31 December 2009
838,053
362,392
 393,715
10,000
17,849
–
10,000

Ordinary shares of 25p each 
31 December 2008
363,006
148,832
87,121
–
9,849
–
–

UNITE  
Annual Report & Accounts 2009

31

1    Mr Allan’s interests include 594,484 ordinary shares conditionally 
awarded to him pursuant to the terms of the Company’s Long 
Term Incentive Plan (the “LTIP”). The number of such shares that 
will unconditionally vest in Mr Allan pursuant to those awards  
will be determined following the end of the relevant three-year 
measurement periods.

2    Mr Tonkiss’s interests include 327,269 ordinary shares 

conditionally awarded to him pursuant to the LTIP. The number 
of such shares that will unconditionally vest in Mr Tonkiss 
pursuant to those awards will be determined following the end  
of the relevant three-year measurement periods.

3    Mr Lister’s interests include 293,043 ordinary shares 

conditionally awarded to him pursuant to the LTIP. The number 
of such shares that will unconditionally vest in Mr Lister pursuant 
to those awards will be determined following the end of the 
relevant three year measurement periods.

None of the Directors has a beneficial interest in the shares of any 
other Group company. Since December 2009, there have been  
no changes in the Directors’ interests in shares.

Changes in share capital
During the year, 2,108 ordinary shares of 25p each were allotted  
and issued pursuant to the exercise of options granted under  
The UNITE Group plc Savings Related Share Option Scheme at  
a price of 188p per share. In addition, a total of 427,926 ordinary 
shares were allotted and issued pursuant to the exercise of options 
granted under The UNITE Group plc Unapproved Company Share 
Option Scheme (373,229 at a price of 146.5p per share; and 
54,733 at a price of 191p per share). 

On 9 April 2009, the Company also allotted and issued 2,041,059 
ordinary shares of 25p each at a price of 92.75p per share 
pursuant to the Group’s LTIP and on 6 October 2009, a further 
32,819,972 ordinary shares of 25p each were allocated and issued 
pursuant to a placing and open offer at a price of 250p per share.

Substantial interests in the share capital  
of the Company
As at 3 March 2010, those shareholders, other than Directors,  
who had notified the Company of a disclosable interest amounting 
to 3% or more of the total voting rights in the Company were  
as follows:

Shareholder

FMR LLC
Cohen & Steers Inc
J P Morgan Asset Management Holdings Inc
Lloyds TSB Group plc
AXA S.A.
Morgan Stanley Investment Management Ltd
Legal & General Group plc
FIL Limited
Orange European Property Fund NV
Perennial Investment Partners (Australia) Limited
Allianz SE

Percentage of Share 
Capital
5.18
4.98
4.92
4.90
4.84
4.80
3.95
3.66
3.62
3.61
3.22

Donations
The Company made no political donations during the course  
of the year but made charitable donations of £15,000 to  
UNIAID Foundation (2008: £15,000) and £15,000 to Students  
in Free Enterprise (2008: £5,000). The Company also donated  
55 accommodation bursaries across the UK for the 2008/09 
academic year to UNIAID Foundation equating to £275,936  
(2008: £247,500). 

In addition, the Company made donations to a number of charities 
through its “matched funding” policy. Pursuant to that policy, the 
Company agrees, subject to certain conditions and limits, to match 
the donations made to charities by employees through fund raising 
activities of their own. During the year, those “matched funding” 
donations of the Company amounted in aggregate to £5,673 
(2008: £6,206).

Policy and practice on payment of creditors
During the year the Company maintained its policy of agreeing and 
abiding by supplier payment terms. The Group has not followed 
any recognised code for payment practice. As at 31 December 
2009 the Group’s trade creditors were equivalent to 27 days’ 
purchases (2008: 32 days). The Company does not have any  
trade creditors (2008: nil).

Health and safety
The Group’s policy is to provide and maintain safe and healthy 
working conditions, equipment and systems of work for all its 
employees and to provide such information, training and 
supervision as they need for this purpose.  

The Group continues to advance its development of a transparent, 
scalable and robust safety management system.

Employment policies
The Company encourages employee involvement and consultation 
and places emphasis on keeping its employees informed of the 
Group’s activities and financial performance. To that end, the 
UNITE Employee Forum has been established, consisting of 
elected representatives from across the business. 

The UNITE Code of Ethics (the full text of which can be found  
on the Company’s website), confirms that the Group seeks at all 
times to conduct its business in accordance with, and to ensure 
that each of its employees and Directors adheres to, the highest 
standards of business and personal ethics. An independent 
“whistle-blowing” channel also enables employees to report any 
incidents of improper or illegal conduct of which they may become 
aware whilst, if they wish, maintaining their anonymity.

The UNITE Group plc Long Term Incentive Plan was introduced  
in 2005 with the aim of being better able to structure remuneration 
packages so as to retain, motivate and reward selected Executive 
Directors and Senior Managers. It is anticipated that a new SAYE 
option scheme (to replace the scheme originally put in place  
in 1999), in which all employees will be eligible to participate,  
will be introduced during the course of the year.

The Company operates a non-discriminatory employment policy. 
Full and fair consideration is given to applicants for employment 
from the disabled where they have the appropriate skills and 
abilities and to the continued employment of staff who become 
disabled. The Company places particular emphasis on and 
encourages the continuous development and training of its 
employees and the provision of equal opportunities for the training 
and career development of disabled employees.

5
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UNITE  
Annual Report & Accounts 2009

32

Directors’ report continued

Auditors
A resolution for the re-appointment of KPMG Audit Plc as auditors 
of the Company is to be proposed at the forthcoming Annual 
General Meeting.

Disclosure of information to Auditors
The Directors who held office at the date of approval of this 
Directors’ report confirm that, so far as they are each aware, there 
is no relevant audit information of which the Company’s auditors 
are unaware; and each Director has taken all the steps that he 
ought to have taken as a Director to make himself aware of any 
relevant audit information and to establish that the Company’s 
auditors are aware of that information.

Annual General Meeting
The Annual General Meeting of the Company will be held at  
The Core, 40 St Thomas Street, Bristol BS1 6JX at 9.30 a.m.  
on 18 May 2010. Formal notice of the meeting is given on pages  
93 and 94.

In addition to the ordinary business of the meeting, Resolution 6  
will be proposed as an ordinary resolution to grant the Directors 
authority to allot shares in the Company, and grant rights  
to subscribe for or to convert any security into shares of the 
Company, up to an aggregate of nominal value of £13,302,275 
(representing approximately one third of the issued share capital of 
the Company as at  3 March 2010).  In accordance with guidelines 
issued by the Association of British Insurers, this resolution also 
grants the Directors authority to allot further equity securities up  
to an aggregate nominal value of £13,302,275, again representing 
approximately one third of the nominal value of the issued ordinary 
share capital of the Company as at 3 March 2010. This additional 
authority may only be applied to fully pre-emptive rights issues.

Resolution 7 will be proposed as a special resolution to authorise 
the Directors to allot equity securities for cash other than in 
accordance with statutory pre-emption rights (which require  
a company to offer all allotments for cash first to existing 
shareholders in proportion to their holdings), in respect of the 
allotment of shares in connection with any rights issue or other 
issue by way of rights and otherwise up to an aggregate nominal 
amount of £1,995,341 (representing approximately five per cent  
of the issued share capital of the Company as at 3 March 2010).

The Board has no current intention of exercising either of the 
authorities conferred by the above resolutions. Unless revoked, 
varied or extended, those authorities will expire at the conclusion  
of the next Annual General Meeting of the Company or the date 
following 15 months from the passing of the resolutions, whichever 
is the earlier.

In addition to the share allotment authorities referred to above,  
two further items of special business will be proposed at the Annual 
General Meeting.  The first (Resolution 8), is a special resolution to 
allow general meetings of the Company, other than annual general 
meetings, to be called upon not less than 14 clear days’ notice,  
in accordance with the Shareholders’ Rights Regulations. The 
Directors will only utilise this authority to hold meetings on less  
than 21 clear days’ notice where it considers it to be in the best 
interest of shareholders.  The second (Resolution 9), also a special 
resolution, relates to the abolition of the Company’s authorised 
share capital and the adoption of revised articles of association 
following the full implementation of the Companies Act 2006  
in October 2009. The principal changes are as follows:

The Company’s objects
Prior to the full implementation of the Companies Act 2006, the 
provisions regulating the operations of the Company were set 
out in the Company’s memorandum and articles of association. 
The Company’s memorandum contained, among other things,  
the objects clause which set out the scope of the activities the 
Company is authorised to undertake. This clause was drafted  
to give a wide scope.

The Companies Act 2006 significantly reduced the constitutional 
significance of a company’s memorandum. The Companies Act 
2006 provides that a memorandum will record only the names of 
subscribers and the number of shares each subscriber has agreed 
to take in the company. As of 1 October 2009, the objects clause 
and all other provisions which are contained in the Company’s 
memorandum are deemed to be transferred to the Company’s 
articles of association. The Company is now permitted to remove 
these provisions by special resolution. 

Further, the Companies Act 2006 states that unless a company’s 
articles provide otherwise, that company’s objects are unrestricted. 
This abolishes the need for companies to have objects clauses.  
For this reason the Company is proposing to remove its objects 
clause together with all other provisions of its memorandum which, 
by virtue of the Companies Act 2006, are treated as forming part  
of the Company’s articles of association with effect from 1 October 
2009. Resolution 9(a) confirms the removal of these provisions for 
the Company. As the effect of this resolution will be to remove the 
statement currently in the Company’s memorandum of association 
regarding limited liability, the revised articles of association (the 
“New Articles”) also contain an express statement regarding the 
limited liability of shareholders.

Articles which duplicate statutory provisions
Provisions in the Company’s existing articles of association (the 
“Existing Articles”) which replicate provisions contained in the 
Companies Act 2006 are in the main amended to bring them into 
line with the Companies Act 2006.  

Authorised share capital and unissued shares
The Companies Act 2006 abolishes the requirement for a 
company to have an authorised share capital and the New Articles 
reflect this. Directors will still be limited as to the number of shares 
they can at any time allot because allotment authority continues  
to be required under the Companies Act 2006, save in respect 
of employee share schemes.

Redeemable shares
Under the Companies Act 1985, if a company wished to issue 
redeemable shares, it had to include in its articles the terms and 
manner of redemption. The Companies Act 2006 enables directors 
to determine such matters instead provided they are so authorised 
by the articles. The New Articles contain such an authorisation.  
The Company has no plans to issue redeemable shares but if it  
did so the Directors would need shareholders’ authority to issue 
new shares in the usual way.

Authority to purchase own shares, consolidate and sub-divide shares, 
and reduce share capital
Under the Companies Act 1985, a company required specific 
enabling provisions in its articles to purchase its own shares, to 
consolidate or sub-divide its shares and to reduce its share capital 
or other undistributable reserves as well as shareholder authority  
to undertake the relevant action. The Existing Articles include these 
enabling provisions. Under the Companies Act 2006 a company 
will only require shareholder authority to do any of these things  
and it will no longer be necessary for articles to contain enabling 
provisions. Accordingly certain of the relevant enabling provisions 
have been removed in the New Articles.

UNITE  
Annual Report & Accounts 2009

33

Suspension of registration of share transfers
The Existing Articles permit the Directors to suspend the 
registration of transfers. Under the Companies Act 2006 share 
transfers must be registered as soon as practicable. The power  
in the Existing Articles to suspend the registration of transfers is 
inconsistent with this requirement. Accordingly, this power has 
been removed in the New Articles.

Notice of general meetings
The Companies Act 2006 requires that the notice of a company’s 
general meeting now contains certain additional information, and 
this is reflected in the New Articles.

Other than certain of the Group’s banking facilities, there are no 
significant agreements to which the Company is a party that  
effect, alter or terminate upon a change of control of the Company 
following a takeover bid. Nor are there any agreements between 
the Company and its Directors or employees providing for 
compensation for loss of office or employment that occurs 
because of a takeover bid.

Details of proposals to be put to the Annual General Meeting in 
relation to the power of Directors to issue shares in the Company 
are set out above under the heading “Annual General Meeting”. 
The Directors have no authority to buy-back the Company’s 
shares.

Adjournments for lack of quorum
Under the Companies Act 2006 as amended by the Shareholders’ 
Rights Regulations, general meetings adjourned for lack of quorum 
must be held at least 10 clear days after the original meeting.  
The Existing Articles have been changed to reflect this requirement. 

By order of the Board 
A D Reid 
Secretary

3 March 2010

Proxies
Under the Companies Act 2006, proxies are required to vote in 
accordance with instructions given to them. Where the same proxy 
is appointed by more than one shareholder, and the instructions 
given to that proxy are to vote in different ways, that proxy will be 
entitled to vote more than once on a show of hands to reflect the 
instructions given to him. This is reflected in the New Articles.

General
Generally the opportunity has been taken to bring clearer language 
into the New Articles and in some areas to conform the language 
of the New Articles with that used in the model articles for public 
companies produced by the Department for Business, Innovation 
and Skills.

A copy of the New Articles, and the Existing Articles marked to 
show the changes being proposed, will be available for inspection 
at the registered office of the Company and at the offices of 
Osborne Clarke, One London Wall, London EC2Y 5EB during 
usual business hours on any week day until the Annual General 
Meeting and will also be available for inspection at the place of the 
Annual General Meeting from 9.15 a.m. on the day of the meeting 
until its conclusion.

Disclosures
The Company’s share capital is made-up of one class of ordinary 
shares, which carry no restrictions on transfer or voting rights (other 
than as set out in the Company’s articles of association).

Details of those persons who have significant holdings of shares  
in the Company are set out on page 31 under the heading 
“Substantial interests in the Share Capital of the Company”.  
No holder of shares in the Company has any special rights with 
regard to the control of the Company, nor does the Company  
have an employee share scheme, shares in relation to which  
have rights with regard to the control of the Company.

There are no agreements known to the Company between holders 
of shares in the Company which may result in restrictions on the 
transfer of shares or on voting rights in relation to the Company.

The Company has no rules regarding the appointment and 
replacement of Directors or regarding the amendment to  
the Company’s articles of association, save as set out in the 
Company’s articles of association.

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Annual Report & Accounts 2009

34

Corporate governance
for the year ended 31 December 2009

During the course of the year,  
the Company complied with the 
principles of best practice set out  
in Section 1 of the Combined  
Code issued by the Financial  
Reporting Council in June 2006  
and as subsequently amended  
(the “Combined Code”).

Board of Directors
The Company’s corporate governance procedures provide that  
the full Board of Directors shall meet at least six times a year. 
During 2009, there were 11 meetings of the full Board, all of  
which were attended by each of the Directors then appointed, 
other than one, which Mr S R H Beevor was unable to attend.

The Board receives regular reports from each of the Group’s 
business units, but itself retains full and effective control of the 
Group’s activities, with a formal schedule of matters specifically 
reserved for decision by the full Board. In particular, the full Board 
sets the strategic objectives, business plan and annual budgets  
for the Group, with major investment decisions also requiring  
Board approval. Operational responsibility is delegated to the 
Group’s Leadership Executive. 

Terms of reference have been set by the Board for its various 
committees and for the Chairman and the Chief Executive. The 
terms of reference for the Chairman and the Chief Executive are 
such as to clearly establish the division of responsibility between 
the two roles. In addition, all Directors have access to the advice 
and services of the Company Secretary, whilst procedures are in 
place allowing for individual Directors to take independent legal 
advice. A programme for the training of Directors has been put 
in place.

The current Board consists of three Executive Directors, namely  
Mr M C Allan (Chief Executive); Mr J M Tonkiss (Chief Operating 
Officer); and Mr J J Lister (Chief Financial Officer), as well as Mr P M 
White (Chairman), Mr N P Hall (Senior Independent Non-Executive 
Director) and two other Non-Executive Directors (Messrs S R H 
Beevor and R S Walker). Mr G K Maddrell and Mr N A Porter 
respectively served as Chairman and Deputy Chairman until 
15 May 2009, on which date they stood down from the Board.  
Mr P M White, who was appointed an additional Non-Executive 
Director and Chairman Designate on 21 January 2009, became 
Chairman of the Board on 15 May 2009.

Each of the current Non-Executive Directors, is considered by  
the Board to be independent of management and free from any 
personal, business or other relationship with the Group, save  
for the receipt of Directors’ fees and interests in shares of the 
Company. The Company therefore meets the requirement of the 
Combined Code in relation to members of the FTSE 350 (to which 
the Company was re-admitted in December 2009), that at least 
half of the Board (excluding the Chairman), is made up of 
independent Non-Executive Directors.

Each of the Executive Directors has a written service contract, 
whilst each of the Non-Executive Directors has a formal letter  
of engagement. Executive Directors have rolling contracts of 
employment with 12 months’ notice periods, whilst Non-Executive 
Directors are appointed by the full Board for a term not exceeding 
three years. The letters of appointment relating to the Non-Executive 
Directors are available for inspection at the Company’s registered 
office during normal business hours and for the 15 minutes prior  
to and during the Annual General Meeting.

The Board has appointed an Audit Committee, a Remuneration 
Committee and a Nominations Committee. The terms of reference 
for each such committee (which are published on the Company’s 
website) are reviewed annually by the relevant committee, as is the 
effectiveness of each such committee. Set out below are sections 
describing the work of the committees in discharging their 
respective responsibilities.

UNITE  
Annual Report & Accounts 2009

35

Audit Committee
During the year, the Audit Committee comprised Messrs N P Hall, 
S R H Beevor and R S Walker, all being independent Non-
Executive Directors. Mr Hall acted as Chairman of the Audit 
Committee throughout the year. Mr Hall is a Chartered Accountant 
and was, until February 2003, finance director of Arcadia Group plc 
(formerly The Burton Group plc).

During the year, the Audit Committee met on four occasions,  
all of which meetings were attended by each of its members. 

The Audit Committee meets with the Chief Financial Officer and 
with the external auditors and reviews the annual accounts and  
the preliminary and interim financial results announcements prior  
to submission to the Board. The Audit Committee also reviews 
compliance with accounting standards, the scope and extent of 
the external audit programme and the appointment, independence 
and remuneration of the auditors. The Chairman of the Audit 
Committee reports to the Board on matters discussed at meetings 
of the Audit Committee.

During the course of the year, the Audit Committee reviewed the 
need for an internal audit function within the Group. The conclusion 
of that review was that, in view of the existing controls in place 
(including an operational compliance audit regime), and the size  
of the Group, a Group internal audit function was not required. 
However, the position is being kept under review.

The Audit Committee has established a formal policy with regard  
to the Company’s appointment of the external audit firm for the 
supply of non-audit services. In addition, the Audit Committee 
reviews any potential threat to the objectivity and independence of 
the external auditor, including, in particular, those potential threats 
identified by the Auditing Practices Board in its independence 
guidelines. The Committee determines and then reports to the 
Board, whether or not it is satisfied that the independence of the 
external auditor is not jeopardised, taking into account the external 
auditor’s own submissions to the Committee and/or the Board.

During the course of the year, the non-audit services provided  
to the Group related to tax advisory and compliance matters;  
and work relating to the placing and open offer undertaken by  
the Company in September 2009. 

Remuneration Committee
During the year, the Remuneration Committee comprises  
Mr S R H Beevor (who acted as Chairman), Mr N P Hall and  
Mr R S Walker (all being independent Non-Executive Directors), 
together with Mr G K Maddrell (until he stood down from the Board 
on 15 May 2009), and Mr P M White (as from 4 September 2009). 
As Mr Maddrell, who was Chairman of the Company until 15 May 
2009, was considered independent on his appointment to that 
role, his membership of the Remuneration Committee was in 
accordance with the provisions of the Combined Code, as 
amended in June 2006. Likewise, Mr P M White, who became 
Chairman of the Board on 15 May 2009, was considered 
independent on his appointment to that role, in which case his 
membership of the Committee is also in accordance with the 
provisions of the Code. 

The Committee determines remuneration policy and advises  
the Board accordingly. In particular, the Committee makes 
recommendations regarding the terms of employment of Executive 
Directors and senior managers, including terms of remuneration, 
long term incentive plan awards and other incentives. Mr M C Allan 
is invited to attend meetings of the Remuneration Committee but 
takes no part in the discussions concerning his own remuneration 
and does not attend those parts of the meetings of the Committee 
that consider that issue. The Directors’ Remuneration Report is set 
out on pages 38 to 44. 

During the course of 2009, five meetings of the Remuneration 
Committee were held, all of which were attended by each of the 
then current members of the Committee.

Nominations Committee
During the year, the Nominations Committee was, until he  
stood down from the Board on 15 May 2009, chaired by Mr G K 
Maddrell (other than for meetings where the appointment of a  
new Chairman to the Board was being considered, in which cases  
Mr N A Porter, who was then Non-Executive Deputy Chairman, 
chaired the Committee). Mr P M White took over as Chairman  
of the Nominations Committee on his appointment as Chairman  
of the Board on 15 May 2009. The exact composition of the 
Committee is variable, provided that each meeting has a majority 
represented by independent Non-Executive Directors. During the 
course of 2009, two meetings of the Nominations Committee were 
held, each of which was attended by Messrs P M White, N P Hall, 
S R H Beevor, R S Walker and M C Allan.

The Committee is responsible for making recommendations to  
the Board on any appointment or re-appointment to the Board  
and at senior executive level. It is also responsible for ensuring  
that plans are in place for an orderly succession of appointments  
to the Board and at senior management level, so as to maintain  
an appropriate balance of skills and experience within the Company 
and on the Board.

The process for evaluating the performance of the Executive 
Directors flows from the setting of the overall business strategy for 
the Group. Once agreed by the Board, the Executive Directors 
produce divisional strategies and milestone action plans designed 
to deliver the agreed overall strategy. Such strategies and plans, 
which are challenged and may be revised prior to being ratified by 
the Board, then form the basis of personal objectives that are set 
for each of the Executive Directors. 

The performance of the Non-Executive Directors is reviewed 
annually by the Chairman, whilst the performance of the Chairman 
is considered annually by the Non-Executive Directors (in the 
absence of the Chairman), in both cases taking account of the 
views of the Executive Directors. The Chairman and the Non-
Executive Directors (also on an annual basis), meet to consider the 
overall effectiveness of the Board and its Committees. Those 
meetings are then followed by full Board review meetings, which 
are attended by all members of the Board.

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UNITE  
Annual Report & Accounts 2009

36

Corporate governance continued

Internal Control
The Board has overall responsibility for the Group’s system of 
internal control. However, such a system is designed to achieve 
business objectives and can only provide reasonable and not 
absolute assurance against material mis-statement.

The provisions of the Combined Code in respect of internal 
controls require that directors review all controls including 
operational, compliance and risk management, as well as financial 
control. Through reports from the Group’s Leadership Executive, 
the Board has reviewed the effectiveness of the Group’s system  
of internal controls for the period covered by the annual report  
and accounts and has concluded that such controls were effective 
throughout such period. 

The Company has an established framework of internal controls 
which, amongst other things, includes the following:

Financial reporting
The Group has a comprehensive budgeting system with an  
annual business plan approved by the Board. Operating results 
and cash flows are reported on monthly and compared against 
budget. Forecasts are reviewed throughout the year and revised  
as necessary. The Company reports to shareholders on a 
half-yearly basis.

Investment appraisal
The Company has clearly defined guidelines for capital 
expenditure. These include annual budgets, detailed appraisal  
and review procedures, levels of authority and due diligence 
requirements where investment or development properties are 
being acquired. Post-investment appraisals are performed for 
major investments.

Business risk assessment
The Group has developed a comprehensive risk management 
system whereby strategic threats to the business are identified and 
the management and control of those threats prioritised. As a result 
of this system, the Board is satisfied with the high level controls in 
place, although all areas of the business are kept under review and 
new controls introduced as appropriate. An analysis of the more 
important risks and uncertainties faced by the Group is set out on 
pages 26 and 27. The Group’s objectives and policies with regard 
to the management of financial risks are set out in note 20 to the 
Financial statements.

Social responsibility
The Company has formal procedures for considering the 
significance to its business of social, environmental and ethical 
(SEE) matters, which are considered as part of the Group’s risk 
management system (referred to above in relation to Business  
risk assessment). The results of the benchmarking reviews which 
form part of that system (which are carried out by the Group’s 
Leadership Executive), are reported to and considered by the  
full Board on a six-monthly basis. Details of the risks and 
uncertainties that are considered most significant to the Group  
are set out on pages 26 and 27.

In light of the above, the Board believes that it has in place 
appropriate procedures to identify and assess the significant risks 
to the Company’s short and long-term value arising from SEE 
matters, as well as opportunities to enhance value that may arise 
from an appropriate response. In that respect, the Board considers 
that it receives adequate information to make those assessments 
and that the Company has in place effective measures for 
managing significant risks. Account is taken of SEE matters in 
relation to the training of Directors.

Investor relations
The Executive Directors have a programme of meetings with 
institutional shareholders and analysts. Feedback from such 
meetings regarding shareholder opinion is provided to the Board  
as a whole. In addition, the Senior Independent Non-Executive 
Director is available to meet with major shareholders if requested. 
The Company’s Annual General Meeting provides an opportunity, 
which the Board encourages, for private investors to communicate 
with the Company.

Going concern
After making enquiries, the Directors have a reasonable 
expectation that the Group and the Company have adequate 
resources to continue in operational existence for the foreseeable 
future. For this reason, they continue to adopt the going concern 
basis in preparing the accounts.

UNITE  
Annual Report & Accounts 2009

37

Directors’ responsibility statement
Each of the Directors confirm that to the best of their knowledge:

 •	 the financial statements, prepared in accordance with the 

applicable set of accounting standards, give a true and fair view 
of the assets, liabilities, financial position and profit or loss of the 
Company and the undertakings included in the consolidation 
taken as a whole; and

 •	 the Directors’ Report includes a fair review of the development 
and performance of the business and the position of the issuer 
and the undertakings included in the consolidation taken as a 
whole, together with a description of the principal risks and 
uncertainties that they face.

By order of the Board

M C Allan 
Director 

3 March 2010

J J Lister 
Director

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Statement of Directors’ responsibilities in respect of 
the Annual Report and the financial statements
The Directors are responsible for preparing the Annual Report and 
the Group and parent company financial statements in accordance 
with applicable law and regulations.

Company law requires the Directors to prepare Group and parent 
company financial statements for each financial year. Under that 
law they are required to prepare the Group financial statements in 
accordance with IFRSs as adopted by the EU and applicable law 
and have elected to prepare the parent company financial 
statements on the same basis.

Under company law the Directors must not approve the financial 
statements unless they are satisfied that they give a true and fair 
view of the state of affairs of the Group and parent company  
and of their profit or loss for that period. 

In preparing each of the Group and parent company financial 
statements, the Directors are required to:

•	

•	

•	

•	

 select suitable accounting policies and then apply them 
consistently;

 make judgements and estimates that are reasonable  
and prudent;

 state whether they have been prepared in accordance with 
IFRSs as adopted by the EU; and

 prepare the financial statements on the going concern basis 
unless it is inappropriate to presume that the Group and the 
parent company will continue in business.

The Directors are responsible for keeping adequate accounting 
records that are sufficient to show and explain the parent 
company’s transactions and disclose with reasonable accuracy at 
any time the financial position of the parent company and enable 
them to ensure that its financial statements comply with the 
Companies Act 2006.  They have general responsibility for taking 
such steps as are reasonably open to them to safeguard the 
assets of the Group and to prevent and detect fraud and other 
irregularities.

Under applicable law and regulations, the Directors are also 
responsible for preparing a Directors’ Report, Directors’ 
Remuneration Report and Corporate Governance Statement that 
complies with that law and those regulations.

The Directors are responsible for the maintenance and integrity of 
the corporate and financial information included on the company’s 
website. Legislation in the UK governing the preparation and 
dissemination of financial statements may differ from legislation  
in other jurisdictions. 

UNITE  
Annual Report & Accounts 2009

38

Directors’ Remuneration Report
for the year ended 31 December 2009

The Board reports to shareholders 
on Directors’ remuneration as set 
out below. In preparing this report, 
the Remuneration Committee of 
the Board (the “Committee”) has 
complied with the Companies Act 
2006 and Schedule 8 to the Large 
and Medium-sized Companies 
and Groups (Accounts & Reports) 
Regulations 2008. The Report also 
meets the relevant requirements 
of the Listing Rules of the Financial 
Services Authority and describes 
how the Board has applied the 
Principles of Good Governance in 
relation to directors’ remuneration. 
A resolution to approve the Report 
will be proposed at the forthcoming 
Annual General Meeting.

Certain sections of this report are subject to audit and these have 
been clearly marked. The unaudited section of the report deals with 
the remuneration policy that is to be followed in 2010 and 
describes arrangements which applied during 2009.

Remuneration Committee
During the year, the Committee consisted of Mr S R H Beevor 
(who chaired the Committee), Mr G K Maddrell (until 15 May 2009, 
when he stood down from the Board), Mr N P Hall, Mr R S Walker 
and Mr P M White (as from 4 September 2009), all of whom are 
independent Non-Executive Directors (other than Messrs Maddrell 
and White who respectively was and is Chairman of the Board). 
Mr M C Allan is invited to attend meetings of the Committee.

The Committee is required annually to approve the remuneration 
policy and rewards for the Executive Directors and to monitor the 
structure and level of remuneration for other senior management. 
Mr Allan takes no part in the discussions concerning his own 
remuneration, nor does he attend those parts of the meetings 
of the Committee which discuss that issue.

The Committee is able to obtain independent professional advice 
from remuneration and other consultants in order to carry out its 
duties. During the year, such advice was received from Hewitt 
New Bridge Street, which did not provide any other services 
to the Company during the course of the year. In addition, 
Mr S Spiers, (who was the Group HR Director during 2009), 
provided advice and services to the Committee during the 
course of the year but did not participate in any discussion 
relating to his own remuneration.

During 2009 some of the key issues addressed by the Committee 
were as follows:

•	

 reviewing and updating the Company’s policy on Executive 
Directors’ remuneration to ensure it remained appropriate;

•	

reviewing the base salaries of the Executive Directors;

•	

 setting performance targets in line with the Company’s strategy 
for the annual bonus plan and determining the amounts 
potentially payable; and

•	

reviewing the current long-term incentive arrangements.

The members of the Committee attend the Company’s Annual 
General Meeting and are available to answer shareholders’ 
questions about the Directors’ remuneration.

The terms of reference of the Committee are available on the 
Company’s website.

UNITE  
Annual Report & Accounts 2009

39

Policy on Remuneration of Executive Directors 
and Senior Executives
The policy in respect of Directors’ remuneration for the following 
and subsequent years is to ensure that the remuneration packages 
it offers are competitive and designed to attract, retain and motivate 
Executive Directors and senior executives of an appropriate calibre. 
Performance-related reward policies are operated which are 
designed to provide a significant element of “at risk” pay, which 
is only available when good results are achieved.

The annual bonus scheme is seen as an essential part of total 
reward and incentivisation for Executive Directors. Annual bonus 
targets include elements for performance against financial and 
non-financial criteria and personal objectives. The targets aim 
to address the issues facing the business over the coming year.

The Committee views long-term incentives as a key way of 
retaining and aligning the interests of Executive Directors and 
other senior executives with shareholders and the Company’s 
corporate goals.

Risk is taken into account when setting the targets and when 
determining entitlements under variable pay schemes. This is 
done by ensuring that targets, whilst stretching, are realistic; for 
the long-term benefit of the Company; and are achievable without 
taking inappropriate business risks. Remuneration packages are 
designed to promote long-term sustainable performance and to 
promote alignment between the interests of senior executives 
and the Company’s shareholders.

The Committee confirmed its policy to pay base salaries at or 
around the median level for companies of a similar size (taking 
account of individual experience and performance), and to provide 
the opportunity for Executives to achieve total remuneration at 
the upper quartile level when justified by very strong performance 
against clearly defined measures.

Basic Salary
The basic salary of each Executive Director is reviewed each year. 
Basic salaries are determined taking account of advice received 
from independent sources on the rates of salary for similar roles 
in selected groups of comparable companies and the individual 
performance and experience of each Executive. As stated above, 
the Company has agreed the principle that base salaries should 
be set broadly in line with the market median.

Having frozen the salaries of the Executive Directors in 2009, 
the Committee approved the following base salaries with effect 
from 1 March 2010.

M C Allan
J J Lister
J M Tonkiss

Base salary from
1 March 2009 to
28 February 2010
£385,000
£200,000
£210,000

Base salary from
1 March 2010 to
28 February 2011
£385,000
£220,000
£240,000

Percentage 
increase
0%
10%
14.3%

The salaries of Messrs Tonkiss and Lister had been purposefully 
set below market levels to reflect their relatively recent 
appointments to their respective roles. The salary increases for 
the upcoming year reflect their progress in their roles, although it 
should be noted that the new salaries are still, in the view of the 
Committee, below market levels.

Benefits in kind include a company car or car allowance and 
private health insurance.

Only basic salary is pensionable.

Pension
The Company contributes to a self-investing pension plan of 
Mr Allan. In 2009, the Company contributed an amount equivalent 
to 7.5% of Mr Allan’s salary to such plan.

In determining the remunerations of Executive Directors and other 
senior executives, the Committee also takes account the level of 
remuneration and pay awards generally to employees of the Group.

Messrs Lister and Tonkiss are members of The UNITE Group 
Personal Pension Scheme, which is a money purchase scheme. 
The Company contributes 12.5% of salary into the scheme.

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During 2009, a benchmarking review of the current market 
positioning of the Group’s executive remuneration was undertaken 
on behalf of the Committee using a comparator of other Real Estate 
companies and a pan sector of companies of similar size to the 
Company. That review indicated that the base salary and total  
remuneration of Mr M C Allan was broadly at the market median, 
whilst the remuneration of the other Executive Directors was 
positioned below market levels. However, in using comparative  
pay survey data, the Committee treats the data with caution, 
recognising the risk of an upward pay ratchet. The main 
components of the Executive Directors’ remuneration  
packages are:

UNITE  
Annual Report & Accounts 2009

40

Directors’ Remuneration Report continued

Performance Related Bonus
The Group operates an annual performance related bonus 
scheme which is designed to reward outstanding contributions 
and encourage the achievement of targeted levels of performance 
over the short term. Under the scheme Executive Directors’ basic 
bonus entitlements for 2009 have been calculated by reference to 
performance targets set in relation to profitability; increases in net 
asset value; the net amount of cash generated from capital activities 
and the year-end free cash balance; customer satisfaction and 
employee satisfaction. For the 2010 bonus scheme, performance 
targets have been set in relation to broadly the same criteria.

Subject to minimum targets being achieved in relation to those 
performance criteria, basic bonus entitlements have been 
calculated on a sliding scale of amounts equivalent to between 
50% and 120% of base salary, in accordance with which 
“on target” performance would have resulted in a basic bonus 
entitlement of an amount equivalent to 75% of base salary.

The performance related bonus is not pensionable and 
Non-Executive Directors do not participate in the scheme.

To determine the actual bonus payment of an Executive Director, 
a multiplier, ranging between 0.5 and 1.2 is applied against the 
basic bonus entitlement of the relevant Executive Director. That 
multiplier is determined following the Performance Development 
Programme review of each Executive Director (which is carried 
out at the end of the year), and reflects the strength of that 
Director’s individual performance over the course of the year.

As a result of the above, 2009 bonus payments for Executive 
Directors could have ranged in amounts up to 144% of base 
salary. However, bonus payments at the higher end of that range 
would only have been made subject to the achievement of 
extremely stretching performance targets by the Company 
and exceptional individual performance by the relevant Director.

The performance related bonuses awarded in respect of the 
year ended 31 December 2009 reflect basic bonus entitlements 
(calculated in accordance with the sliding scale referred to above), 
of 56.55% of basic salary. That percentage was arrived as a result 
of the Group having achieved bonus entitlements in relation to net 
asset value, year-end free cash balance, cash raised from capital 
activities and employee satisfaction. Bonus entitlements were 
not achieved in relation to profitability and customer satisfaction.

After application of the individual performance multiplier, the above 
has resulted in the actual performance related bonus payments 
awarded to Messrs M C Allan, J M Tonkiss and J J Lister ranging 
between 49.2% and 60.5 % of their respective basic salaries. 
In 2008, bonus payments to the Executive Directors ranged in 
amounts equivalent to between 34% and 43% of base salary.

In accordance with the Company’s Guidance for Executive 
Directors’ Shareholdings (see below), 50% of the bonus payable 
to each of Messrs M C Allan and J M Tonkiss will be satisfied by 
an allocation of shares in the Company under The UNITE Group 
plc Share Bonus Plan (the “Share Bonus Plan”), and will be held 
in the Company’s Employee Share Ownership Trust (the “ESOT”) 
for three years, whilst 100% of the bonus payable to Mr J J Lister 
will be paid in cash.

The Remuneration Committee has decided that the Executive 
Directors (being the only employees holding allocations of shares 
under the Share Bonus Plan pursuant to awards made in 2008 
and 2009), should be given the opportunity to elect to convert 
such awards into forfeitable share awards prior to the expiry of the 
2009/10 tax year. Participants who elect to convert their awards 
will be pay tax on the value of such awards in the 2009/10 tax year, 
although the forfeitable shares will be held subject to the normal 
terms of the Share Bonus Plan (including the same good and bad 
leaver provisions as applied to the original share awards), until the 
third anniversary of the date of the original award.

Long-term Incentives
The Group seeks to encourage and reward long-term performance 
by providing incentives linked to the long-term performance of the 
Company’s shares. These incentives were, prior to the adoption of 
The UNITE Group plc Long-Term Incentive Plan (“LTIP”), provided 
in the form of share options and details of the subsisting options 
awarded to the Directors are set out in the “auditable” part of 
this Report.

Under the LTIP, Executive Directors and senior managers may 
receive a conditional award of shares in the Company each year, 
which vest dependent on the extent to which performance 
conditions selected by the Remuneration Committee are satisfied 
over a three year measurement period. The maximum limit for 
individual awards is 100% of base salary per annum.

UNITE  
Annual Report & Accounts 2009

41

For awards in 2010 (as was the case for awards made in previous 
years), performance conditions will be based on growth in net 
asset value and the total shareholder return performance of the 
Company, each applying to 50% of an award. For that element 
of an award based on growth in net asset value, a target net asset 
value for the end of the three year measurement period will be set 
by the Remuneration Committee and lodged with the Company’s 
auditors. However, for reasons of commercial sensitivity, the target 
is not publicly disclosed. At the end of the measurement period, 
if the actual net asset value is less than 80% of the target value, 
none of the shares the subject of that element of the award will vest. 
If the actual net asset value is 116% or more of the target value, 
then all the shares the subject of that element of the award will vest.

If the actual net asset value is equal to or greater than 80% of the 
target value, but less than 116%, the number of shares that will 
vest will be calculated on a straight line basis. Under awards made 
prior to 2009, 45% of the total number of shares the subject of that 
element of the award would vest if the actual net asset value was 
80% of the target value, with 100% of such shares vesting if the 
actual value was 116% or more of the target value. However, for 
awards made in 2009 and subsequently, only 30% of an award 
will vest if 80% of the target value is achieved.

In relation to that element of an award referable to total shareholder 
return, the performance of the Company will be measured over 
a three-year measurement period, against the performance of 
a comparator group of companies. For the awards made in 2010, 
the comparator group will be those companies comprising the 
FTSE 350 Real Estate “Super Sector” Index at the beginning of 
the measurement period and which are still quoted at the end 
of that period. The Remuneration Committee believes that the 
constituents of that comparator group provide an appropriate 
comparison external benchmark for the Company’s performance.

For the achievement of median-ranked performance, 33% of that 
part of the award vests. If the Company is ranked in the top 25% 
of the comparator group, then all the shares the subject of that 
element of the award will vest, whilst no such shares will vest if it 
is below the median. If the Company is ranked between median 
and the upper quartile, the number of shares that will vest will be 
between 33% and 100% of the total number of shares the subject 
of that element of the award, calculated on a straight-line basis. 
The same vesting scale applies to the total shareholder return 
elements of awards made prior to 2010.

Irrespective of the net asset value and total shareholder return 
performance, no shares will vest under either element of an award 
unless the Remuneration Committee is satisfied that the underlying 
financial performance of the Company over the performance 
period is satisfactory. No element of the LTIP awards made in 2006 
vested and it is considered unlikely that any element of the LTIP 
awards made in 2007 will vest.

Service Contracts and Notice Periods
In accordance with general market practice, each of the Executive 
Directors has a rolling service contract requiring 12 months’ notice 
of termination on either side. Such contracts contain no specific 
provision for compensation for loss of office, other than an obligation 
to pay for any notice period waived by the Company.

The dates of the current Executive Directors’ service contracts are 
as follows:

M C Allan
J M Tonkiss
J J Lister

31 October 1999
22 June 2001
28 March 2002

Each of the Non-Executive Directors has a specific letter of 
engagement, the dates of which are set out below:

P M White
N P Hall
S R H Beevor
R Walker

10 January 2009
6 March 2003
20 February 2004
3 November 2005

Non-Executive Directors are appointed for an initial term of three 
years, subject to normal provisions as to retirement by rotation. 
Subsequent terms of three years may be awarded. Current 
appointments will expire at the Annual General Meeting in 2011 
in the case of Mr R S Walker; at the Annual General Meeting in 
2012 in the case of Messrs N P Hall and P M White; and at the 
Annual General Meeting in 2013 in the case of Mr S R H Beevor. 
The appointment and re-appointment and the remuneration of 
Non-Executive Directors are matters reserved for the full Board.

The basic fee payable to each of the Non-Executive Directors 
during 2009 was £35,000 per annum, with the Chairmen of the 
Audit and Remuneration Committees being paid an additional 
£7,000 and £6,500 respectively. The Senior Independent Director 
also received an additional payment of £4,500 per annum. 
The additional fees payable to the chairmen of the Audit and 
Remuneration Committees and to the Senior Independent Director 
reflect the increased duties attributable to fulfilling those roles. 
With effect from 1 January 2010 it was agreed to increase the 
fee payable to the Chairman of the Board to £112,500 per annum 
and to increase the basic fee payable to each Non-Executive 
Director to £39,000. It was also agreed to increase the fee payable 
for chairing the Audit Committee to £8,000 per annum. The fees 
payable for chairing the Remuneration Committee and for being 
Senior Independent Director were not increased.

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UNITE  
Annual Report & Accounts 2009

42

Total Shareholder Return
The following graph charts the total shareholder return of 
the Company and the FTSE 350 Real Estate “Super Sector” 
Index over the five year period from 31 December 2004 to 
31 December 2009.

Total Shareholder Return

200

180

160

140

120

100

80

60

40

20

0

Executive Director Shareholding Guidelines
The Group’s policy in relation to shareholdings in the Company by 
Executive Directors is for the Chief Executive to acquire a holding 
(excluding shares held conditionally pursuant to LTIP awards), 
equivalent in value to twice basic salary. For other Executive 
Directors, the policy is for them to accumulate a holding (again 
excluding shares held conditionally pursuant to LTIP awards), 
equivalent in value to one times basic salary. The valuation of the 
respective holdings is made by reference to the closing mid-market 
price of the Company’s shares on the day following the preliminary 
announcement of the Company’s year-end results. If on that date 
the valuation of the relevant Director’s holding is below the guideline 
level, then 50% (or such lesser percentage as is required to take 
the relevant Director’s holding up to the guideline level), of the 
bonus payable to that Director in respect of the previous financial 
year is satisfied by an allocation of shares in the Company held in 
the ESOT. Subject to the Director’s continued employment within 
the Group, such shares are transferred to the Director on or around 
the third anniversary of the original allocation.

D ec 04

Jun 05

D ec 05

Jun 06

D ec 06

Jun 07

D ec 07

Jun 08

D ec 08

Jun 09

D ec 09

UNITE

FTSE 350 Real Estate

Whilst there is no comparator index or group of companies which 
truly reflects the activities of the Group, the FTSE 350 Real Estate 
“Super Sector” Index (the constituent members of which are all 
property holding and/or development companies or real estate 
investment trusts within the UK), was chosen as it reflects trends 
within the UK property market generally and tends to be the index 
against which analysts judge the performance of the Company.

Audited Information

Remuneration Summary
Executive Directors
M C Allan
J M Tonkiss
J J Lister
Non Executive Directors (Fees)
P M White
N P Hall
S R H Beevor  1
R Walker
G K Maddrell  2
N A Porter  2

Fees
£’s

–
–
–

85,227
46,500
41,500
35,000
44,296
18,849

*  Payable in cash.

**  Satisfied by an allocation of shares in the Company held in the ESOT.

Basic
Salaries
£’s

Performance
Bonus*
£’s

Deferred
Bonus**
£’s

385,000
210,000
200,000

116,480
63,535
98,400

116,480
63,535
–

–
–
–
–
–
–

–
–
–
–
–
–

–
–
–
–
–
–

Other
Benefits***
£’s

20,403
12,631
14,714

–
–
–
–
–
–

Total
Remuneration
2009
£’s

638,363
349,701
313,114

85,227
46,500
41,500
35,000
44,296
18,849

Total
Remuneration
2008
£’s

565,574
312,441
283,144

–
46,500
41,500
35,000
117,500
50,000

***  Benefits receivable consist primarily of company car or car allowance and private health care insurance.

1   The fees paid in respect of Mr S R H Beevor were paid to Grosvenor Investments Limited, which company made available the services of Mr Beevor.

2   The fees paid to each of Messrs G K Maddrell and N A Porter in 2009 relate to the period 1 January 2009 to 15 May 2009, on which latter date both Mr Maddrell and Mr Porter stood down from the Board.

Pensions
During the year Mr J M Tonkiss and Mr J J Lister participated in The UNITE Group Personal Pension Scheme, which is a money purchase 
scheme, in relation to whom the Company contributed respectively the sums of £26,250 and £25,000 in the year. The Company also 
made contributions of £26,950 to a self investing pension scheme of Mr M C Allan.

 
UNITE  
Annual Report & Accounts 2009

43

Share Options

Director
M C Allan

J M Tonkiss

J J Lister

G K Maddrell
N A Porter
N P Hall
S R H Beevor
R Walker

As at
31.12.08
11,823
54,733
1,545
5,235
50,000
8,255
3,154
5,235
58,662
–
393,706
–
–
–

Granted
during
the year
–
–
–
–
–
–
–
–
–
–
–
–
–
–

Exercised 
during
the year
–
54,733
–
–
–
–
–
–
–
–
373,229
–
–
–

Lapsed
during
the year
–
–
–
–
–
–
–
–
–
–
20,477
–
–
–

As at
31.12.09
11,823
–
1,545
5,235
50,000
8,255
3,154
5,235
58,662
–
–
–
–
–

Exercise
Price
323.5p
191p
323.5p
191p
232.5p
129p
158.5p
191p
232.5p
–
146.5p
–
–
–

Normal Exercise Dates
21.03.2005 – 20.03.2012
04.05.2007 – 03.05.2014
21.03.2005 – 20.03.2012
04.05.2007 – 03.05.2014
16.09.2007 – 15.09.2014
11.10.2005 – 10.10.2012
25.09.2006 – 24.09.2013
04.05.2007 – 03.05.2014
16.09.2007 – 15.09.2014
–
22.10.2005 – 21.10.2012
–
–
–

–
–
–

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Vesting of half the options granted prior to 2004 under the 
Unapproved Scheme was based on the total shareholder return 
of the Company against companies included in the FTSE Small 
Companies Index (excluding investment trusts) over the three-year 
period from the date of grant. Vesting of the other half was based 
on the Company’s net asset growth exceeding the average net 
asset growth of companies included in the FTSE Small Companies 
Index (excluding investment trusts) over the three-year period from 
the date of grant. Options granted under the Unapproved Scheme 
after 1 January 2004 were subject to revised performance criteria 
based solely on total shareholder return against companies 
included in the FTSE Small Companies Index (excluding 
investments trusts).

The closing mid-market price on the day of exercise of options 
by Mr M C Allan was 276.25p per share. Gains made by 
Mr Allan equate to £46,796.72.

The closing mid-market price on the day of exercise of options 
by Mr N A Porter was 277p per share. Gains made by Mr Porter 
equate to £487,063.85.

As at 31 December 2009, the middle market price for ordinary 
shares in the Company was 299.5p per share. During the course 
of the year, the market price of the Company’s shares ranged from 
38.5p to 300p per ordinary share.

Of the options referred to in the table above, 20,477 of the options 
awarded to Mr N A Porter were awarded pursuant to The UNITE 
Group plc Approved Company Share Option Scheme (the “Approved 
Scheme”). Those options lapsed when Mr Porter resigned as a 
Director. All other options were granted pursuant to The UNITE 
Group plc Unapproved Share Option Scheme (the “Unapproved 
Scheme”). All options were granted for no consideration.

Options granted under the Approved Scheme were not made 
subject to performance conditions, which was considered 
appropriate in view of the relatively small number of options that 
may be granted to individuals under such schemes (i.e. options 
over shares with a market value, as at the date of grant, of no 
more than £30,000).

UNITE  
Annual Report & Accounts 2009

44

LTIP Awards 

Director
M C Allan

J M Tonkiss

 J J Lister

P M White
N P Hall
S R H Beevor
R Walker
G K Maddrell
N A Porter

Interests
held at
01.01.09
80,194
55,096
124,294

29,162
33,058
67,796

4,860
12,842
64,568

–
–
–
–
–
–

Interests awarded
during year
(ordinary shares
of 25p each
in the Company)

415,094

226,415

215,633
–
–
–
–
–
–

Market price
per share
when awarded
411.5p
544.5p
309.75p
92.75p
411.5p
544.5p
309.75p
92.75p
411.5p
544.5p
309.75p
92.75p
–
–
–
–
–
–

Interests vested
during the year
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–

Interests lapsed
in the year
80,194

29,162

4,860
–
–
–
–
–
–
–
–
–

Interests held
at 31.12.09
(ordinary shares
of 25p each
in the Company)
–
55,096
124,294
415,904
–
33,058
67,796
226,415
–
12,842
64,568
215,633
–
–
–
–
–
–

Period of qualifying conditions
11.04.2006 – 11.04.2009
11.04.2007 – 11.04.2010
15.04.2008 – 15.04.2011
09.04.2009 – 09.04.2012
11.04.2006 – 11.04.2009
11.04.2007 – 11.04.2010
15.04.2008 – 15.04.2011
09.04.2009 – 09.04.2012
11.04.2006 – 11.04.2009
11.04.2007 – 11.04.2010
15.04.2008 – 15.04.2011
09.04.2009 – 09.04.2012
–
–
–
–
–
–

Details of the qualifying performance conditions in relation to the 
above referred to awards are set out above under the heading 
“Long-Term Incentives”. Those details should also be taken as 
forming part of the “auditable part” of this Report. No variations 
have been made to the terms or conditions of any awards.

The fair value in respect of Directors’ share options and LTIP 
awards recognised in the Income Statement is as follows:

A table setting out the beneficial interests of the Directors in the 
share capital of the Company as at 31 December 2009 is set 
out on page 30.

By order of the Board 
S R H Beevor 
Chairman of the Remuneration Committee 
3 March 2010

M C Allan
J M Tonkiss
J J Lister

2009
£
82,566
46,968
27,356
156,890

2008
£
118,217
61,654
41,205
221,076

 
 
 
 
 
 
 
Independent Auditors’ Report to the 
members of The UNITE Group plc

UNITE  
Annual Report & Accounts 2009

45

We have audited the financial statements of The UNITE Group plc for the year ended 31 December 2009 which comprise the 
Consolidated Income Statement, the Consolidated Statement of Comprehensive Income, the Consolidated and Company Balance 
Sheets, the Consolidated and Company Statement of Changes in Shareholders’ Equity, the Group and Company Statement of Cash 
Flows and the related notes. The financial reporting framework that has been applied in their preparation is applicable law and International 
Financial Reporting Standards (IFRSs) as adopted by the EU and, as regards the parent company financial statements, as applied in 
accordance with the provisions of the Companies Act 2006.

This report is made solely to the Company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. 
Our audit work has been undertaken so that we might state to the Company’s members those matters we are required to state to them 
in an auditors’ report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to 
anyone other than the Company and the Company’s members, as a body, for our audit work, for this report, or for the opinions we  
have formed.

Respective responsibilities of Directors and auditors
As explained more fully in the Directors’ Responsibilities Statement set out on page 37, the Directors are responsible for the preparation  
of the financial statements and for being satisfied that they give a true and fair view. Our responsibility is to audit the financial statements  
in accordance with applicable law and International Standards on Auditing (UK and Ireland). Those standards require us to comply with 
the Auditing Practices Board’s (APB’s) Ethical Standards for Auditors.

Scope of the audit of the financial statements
A description of the scope of an audit of financial statements is provided on the APB’s website at www.frc.org.uk/apb/scope/UKP.

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Opinion on financial statements
In our opinion:

•	

• 

• 

• 

	the financial statements give a true and fair view of the state of the Group’s and of the parent company’s affairs as at  
31 December 2009 and of the Group’s loss for the year then ended;

 the Group financial statements have been properly prepared in accordance with IFRSs as adopted by the EU; 

 the parent company financial statements have been properly prepared in accordance with IFRSs as adopted by the EU  
and as applied in accordance with the provisions of the Companies Act 2006; and

 the financial statements have been prepared in accordance with the requirements of the Companies Act 2006 and, as  
regards the Group financial statements, Article 4 of the IAS Regulation.

Opinion on other matters prescribed by the Companies Act 2006
In our opinion:

•	

•	

•	

	the part of the Directors’ Remuneration Report to be audited has been properly prepared in accordance with the  
Companies Act 2006; and

	the information given in the Directors’ Report for the financial year for which the financial statements are prepared  
is consistent with the financial statements; and

	information given in the Corporate Governance Statement set out on pages 34 to 36 with respect to internal control  
and risk management systems in relation to financial reporting processes and about share capital structures is  
consistent with the financial statements.

Matters on which we are required to report by exception
We have nothing to report in respect of the following:

Under the Companies Act 2006 we are required to report to you if, in our opinion:

•	

•	

•	

•	

•	

	adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not  
been received from branches not visited by us; or

	the parent company financial statements and the part of the Directors’ Remuneration Report to be audited are not  
in agreement with the accounting records and returns; or

	certain disclosures of Directors’ remuneration specified by law are not made; or

	we have not received all the information and explanations we require for our audit; or

	a Corporate Governance Statement has not been prepared by the Company. 

Under the Listing Rules we are required to review:

•	

•	

	the Directors’ statement, set out on page 36, in relation to going concern; and

	the part of the Corporate Governance Statement on pages 34 to 36 relating to the Company’s compliance with  
the nine provisions of the June 2008 Combined Code specified for our review.

Stephen Bligh (Senior Statutory Auditor), for and on behalf of KPMG Audit Plc, Statutory Auditor 
Chartered Accountants, 8 Salisbury Square, London EC4Y 8BB

3 March 2010

 
UNITE  
Annual Report & Accounts 2009

46

Consolidated Income Statement
For the year ended 31 December 2009

Revenue

Cost of sales

Administrative expenses

Loss on disposal of property

Loss on part disposal of investment in joint venture

Net valuation losses on property

Loss before net finance costs

Loan interest and similar charges

Changes in fair value of interest rate swaps

Finance costs

Finance income

Net finance costs

Share of joint venture profit/(loss)

Loss before tax

Tax

Loss for the year

Loss for the period attributable to

Owners of the parent company

Minority interest

Earnings per share

Basic

Diluted

Note

2009  
£’000

2008 
Restated  
£’000

2

2

2

3

5

5

5

9

6

9

265,352

133,594

(246,960)

(121,765)

(23,097)

(4,705)

(3,416)

–

(15,337)

(23,458)

(13,308)

(6,737)

(20,045)

891

(19,154)

6,929

(31,115)

(19,286)

(12,396)

(2,464)

(25,342)

(59,488)

(28,843)

(32,414)

(61,257)

2,211

(59,046)

(10,319)

(35,683)

(128,853)

1,233

12,511

(34,450)

(116,342)

(34,861)

(115,942)

411

(400)

(34,450)

(116,342)

18

18

(25.9p)

(25.9p)

(92.4p)

(92.4p)

The restatement of the comparatives has no impact on the loss for the year and is explained in Notes 9 and 18.

Consolidated Statement of Comprehensive Income
For the year ended 31 December 2009

UNITE  
Annual Report & Accounts 2009

47

Loss for the period

Revaluation of investment property under development

Movements in effective hedges

Gains on hedging instruments transferred to income statement

Share of joint venture valuation gain on investment property under development 

Share of joint venture movements in effective hedges 

Other comprehensive income for the period

Total comprehensive income for the period

Attributable to

Owners of the parent company

Minority interest

All movements above are shown net of deferred tax.

2009  
£’000

2008  
£’000

(34,450)

(116,342)

–

1,854

–

–

574

2,428

1,510

(5,825)

1,142

1,309

(9,960)

(11,824)

(32,022)

(128,166)

(32,553)

(127,366)

531

(800)

(32,022)

(128,166)

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UNITE  
Annual Report & Accounts 2009

48

Consolidated Balance Sheet
At 31 December 2009

Assets

Investment property

Investment property under development

Property, plant and equipment

Investment in joint ventures

Joint venture investment loans

Intangible assets

Other receivables

Total non-current assets

Completed property

Properties under development

Inventories

Trade and other receivables

Cash and cash equivalents

Total current assets

Total assets

Liabilities

Borrowing and financial derivatives

Trade and other payables

Current tax creditor

Total current liabilities

Borrowings and financial derivatives

Deferred tax liabilities

Total non-current liabilities

Total liabilities

Net Assets

Equity

Issued share capital

Share premium

Merger reserve

Retained earnings

Revaluation reserve

Hedging reserve

Equity attributable to the owners of the parent company

Minority interest

Total equity

Note

2009  
£’000

2008 
Restated 
£’000

2007 
Restated 
£’000

7

7

8

9

9

10

12

7

7

11

12

13

15

14

15

16

17

17

17

17

17

17

403,600

403,700

597,747

–

52,989

102,180

7,351

8,030

9,094

148,344

125,481

130,218

12,239

6,542

–

578,076

204,113

5,618

7,219

–

5,107

8,089

1,103

603,037

853,538

75,214

–

38,097

249,124

121,936

8,166

44,714

48,764

10,311

55,395

111,845

104,557

48,374

56,316

343,854

501,889

331,183

921,930

1,104,926

1,184,721

(179)

(136,876)

(240,234)

(72,581)

(80,172)

(116,928)

(475)

(372)

(873)

(73,235)

(217,420)

(358,035)

(467,648)

(552,140)

(363,720)

–

–

(12,873)

(467,648)

(552,140)

(376,593)

(540,883)

(769,560)

(734,628)

381,047

335,366

450,093

39,902

31,079

30,874

247,539

176,541

174,333

40,177

51,097

–

40,177

85,699

1,805

40,177

187,957

17,644

(12,827)

(15,135)

(892)

365,888

320,166

450,093

9

15,159

15,200

–

381,047

335,366

450,093

The restatement of the comparatives, which has no impact on net assets, and the presentation of a third balance sheet are explained  
in Note 9.

These financial statements were approved by the Board of Directors on 3 March 2010 and were signed on its behalf by:

M C Allan 
Director 

J J Lister 
Director

Company Balance Sheet
At 31 December 2009

UNITE  
Annual Report & Accounts 2009

49

Assets

Investments in subsidiaries

Investments in joint ventures

Total investments

Joint venture investment loan

Total non-current assets

Trade and other receivables

Cash and cash equivalents

Total current assets

Total assets

Current Liabilities

Borrowing and financial derivatives

Trade and other payables

Total current liabilities

Net Assets

Equity

Issued share capital

Share premium

Merger reserve

Retained earnings

Total equity

Note

9

9

9

12

13

15

14

17

17

17

17

2009  
£’000

2008 
Restated 
£’000

2007 
Restated 
£’000

96,818

115,810

238,195

1,571

764

4,433

98,389

116,574

242,628

3,836

102,225

304,622

1,008

305,630

407,855

3,461

3,146

120,035

245,774

253,270

257,125

–

–

253,270

257,125

373,305

502,899

–

(32,263)

(32,263)

(1,730)

(40,573)

(42,303)

(648)

(42,239)

(42,887)

375,592

331,002

460,012

39,902

31,079

30,874

247,539

176,541

174,333

40,177

47,974

40,177

83,205

40,177

214,628

375,592

331,002

460,012

The restatement of the comparatives, which has no impact on net assets, and the presentation of a third balance sheet are explained  
in Note 9.

Total equity is wholly attributable to equity holders of The UNITE Group plc.

These financial statements were approved by the Board of Directors on 3 March 2010 and were signed on its behalf by:

M C Allan 
Director 

J J Lister 
Director

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UNITE  
Annual Report & Accounts 2009

50

Consolidated Statement of Changes in Shareholders’ Equity
For the year ended 31 December 2009

Issued  
share  
capital  
£’000

Share  
premium  
£’000

Merger  
reserve  
£’000

At 1 January 2009

31,079

176,541

40,177

Loss for the period

Other comprehensive 
income for the period

Transfer (see Note 1)

Shares issued

Fair value of share-
based payments

Own shares acquired

Dividends to minority 
interest

–

–

–

–

–

–

8,823

70,998

–

–

–

–

–

–

–

–

–

–

–

–

–

–

413

(1,959)

–

At 31 December 2009

39,902

247,539

40,177

51,097

Issued  
share  
capital  
£’000

Share  
premium  
£’000

Merger  
reserve  
£’000

Retained  
earnings  
£’000

At 1 January 2008

30,874

174,333

40,177

187,957

Loss for the year

Other comprehensive 
income for the year

Investment received 
from minority interest

Transfer on completion 
or disposal of 
investment property

Shares issued

Fair value of share-
based payments

Own shares acquired

Dividends to the owners 
of the parent company

–

–

–

–

–

–

–

–

205

2,208

–

–

–

–

–

–

–

–

–

–

–

–

–

–

At 31 December 2008

31,079

176,541

40,177

(115,942)

–

–

–

308

(2,192)

(3,090)

85,699

Retained  
earnings  
£’000

85,699

(34,861)

–

Revaluation  
reserve  
£’000

Hedging  
reserve  
£’000

Minority  
interest  
£’000

Total  
£’000

1,805

(15,135)

15,200

335,366

–

–

–

411

(34,450)

2,308

120

2,428

1,805

(1,805)

–

–

–

–

–

–

–

–

–

–

79,821

413

(1,959)

(572)

(572)

(12,827)

15,159

381,047

Revaluation  
reserve  
£’000

17,644

–

Hedging  
reserve  
£’000

(892)

–

Minority  
interest  
£’000

Total  
£’000

–

450,093

(400)

(116,342)

2,819

(14,243)

(400)

(11,824)

–

–

–

–

–

–

16,000

16,000

–

–

–

–

–

–

2,413

308

(2,192)

(3,090)

1,805

(15,135)

15,200

335,366

18,658

(18,658)

–

–

–

–

–

–

–

–

–

–

Company Statement of Changes in Shareholders’ Equity
For the year ended 31 December 2009

UNITE  
Annual Report & Accounts 2009

51

At 1 January 2009

Loss for the period

Revaluation of investments in subsidiaries and joint ventures

Shares issued

At 31 December 2009

At 1 January 2008

Loss for the period

Revaluation of investments in subsidiaries and joint ventures

Shares issued

Dividends to shareholders

At 31 December 2008

Issued  
share  
capital  
£’000

Share  
premium  
£’000

Merger  
reserve  
£’000

Retained  
earnings  
£’000

Total  
£’000

31,079

176,541

40,177

83,205

331,002

–

–

–

–

8,823

70,998

–

–

–

(2,543)

(2,543)

(32,688)

(32,688)

–

79,821

39,902

247,539

40,177

47,974

375,592

Issued  
share  
capital  
£’000

Share  
premium  
£’000

Merger  
reserve  
£’000

Retained  
earnings
Restated  
£’000

Total
Restated  
£’000

30,874

174,333

40,177

214,628

460,012

–

–

205

–

–

–

2,208

–

–

–

–

–

(2,279)

(2,279)

(126,054)

(126,054)

–

(3,090)

2,413

(3,090)

31,079

176,541

40,177

83,205

331,002

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UNITE  
Annual Report & Accounts 2009

52

Statements of Cash Flows
For the year ended 31 December 2009

Operating activities

Loss for the year

Adjustments for:

Depreciation and amortisation

Fair value of share based payments

Change in value of investment property

Net finance costs

Loss on disposal of investment property

Loss on part disposal of joint venture

Share of joint venture profit

Trading with joint venture adjustment

Tax credit

Cash flows from operating activities  
before changes in working capital

Increase in trade and other receivables

Increase in property under development

Decrease/(increase) in inventories

(Decrease)/increase in trade and other payables

Cash flows from operating activities

Cash flows from taxation

Investing activities

Proceeds from sale of investment property

Payments to/on behalf of subsidiaries

Payments from subsidiaries

Equity invested in joint ventures and subsidiaries

Advances on loans to joint ventures

Dividends received

Interest received

Acquisition of intangible assets

Acquisition of property, plant and equipment

Acquisition and construction of investment property

Cash flows from investing activities

Financing activities

Total interest paid

Interest capitalised into inventory & property under  
development included in cash flows from operating activities

Interest paid in respect of financing activities

Bond and loan redemption costs

Proceeds from the issue of share capital

Payments to acquire own shares

Proceeds from non-current borrowings

Repayment of borrowings

Payment of finance lease liabilities

Investment received from minority interest

Dividends paid

Cash flows from financing activities

Net (decrease)/increase in cash and cash equivalents

Cash and cash equivalents at start of year

Cash and cash equivalents at end of year

Note

2009  
£’000

Group

 2008
Restated  
£’000

Company

2008
Restated  
£’000

2009  
£’000

(34,450)

(116,342)

(2,440)

(2,279)

4

5

9

6

3,359

413

15,337

19,154

3,416

–

(6,929)

(2,243)

(1,233)

(3,176)

(15,263)

3,356

308

25,342

59,046

12,396

2,464

10,319

2,402

(12,511)

(13,220)

(9,653)

82,128

(202,402)

2,145

(845)

94,246

(27,375)

64,989

(158,404)

(476)

(396)

52,695

251,553

–

–

–

76

–

–

–

–

–

–

–

–

(280)

–

–

–

–

–

(2,364)

(304)

(2,559)

139

–

–

–

–

(181)

(2,849)

(1,852)

(4,272)

–

–

–

–

–

–

(472,687)

413,204

(1,843)

5,745

(16,117)

(14,572)

–

–

–

(306)

6,923

480

(1,645)

(24,212)

–

5,258

1,877

(1,182)

(766)

–

(53,371)

33,935

187,252

(74,055)

3,902

(21,564)

(51,141)

(179)

–

–

–

–

–

–

–

(179)

–

–

–

–

–

–

–

–

(35)

–

(35)

–

9,532

(12,032)

(24)

79,821

(1,959)

16,219

(34,922)

(478)

2,413

(2,192)

260,433

347,865

(462,119)

(320,762)

–

–

(572)

(136,452)

(38,004)

86,768

48,764

13

(35)

16,000

(3,090)

4,799

33,251

53,517

86,768

79,821

2,413

–

–

–

–

–

–

79,642

2,738

(1,730)

1,008

–

–

–

–

–

(3,090)

(712)

(1,082)

(648)

(1,730)

Notes to the Financial Statements

UNITE  
Annual Report & Accounts 2009

53

1. Significant accounting policies
The UNITE Group plc (the “Company”) is a company domiciled in The United Kingdom.

(a) Basis of preparation
The group financial statements consolidate those of the Company and its subsidiaries (together referred to as the “Group”) and equity 
account the Group’s interest in jointly controlled entities. The parent company financial statements present information about the 
Company as a separate entity and not about its group.

Both the parent company financial statements and the group financial statements have been prepared and approved by the Directors in 
accordance with International Reporting Standards as adopted by the EU (“Adopted IFRS”). On publishing the parent company financial 
statements here together with the Group financial statements, the company is taking advantage of the exemption in Section s408 of the 
Companies Act 2006 not to present its individual income statement and related notes.

The accounting policies set out below have, unless otherwise stated, been applied consistently to all periods presented in these 
consolidated financial statements.

Going concern
The Annual report has been prepared on a going concern basis, which assumes the Group will be able to meet its liabilities as they fall 
due, for the foreseeable future. The Directors have prepared cash flow forecasts on the basis of which they expect that the Group will 
continue as a going concern. These forecasts show that the Group has improved its headroom in covenant compliance and its cash 
position during the year following the issue of new shares, sales of properties and various cost saving initiatives.

In preparing those forecasts, including incorporating the outcomes of various down-side scenarios, the Directors have taken into account 
various risks and uncertainties as outlined here and in more detail on the Chairman’s Statement and Business Review. The principle areas 
of risk and uncertainty are: the impact of further falls in property valuations resulting in breaches of covenants that cannot be avoided by 
payments from cash resources; and the achievement of operating targets, in particular projected occupancy levels and rental increases.

Measurement convention
The financial statements are prepared on the historical cost basis except that the following assets and liabilities are stated at their 
fair value:

•	

•	

Investment	property

Investment	property	under	development

•	 Financial	assets	and	liabilities	including	interest	rate	swaps

•	 Land	and	buildings	included	in	property,	plant	and	equipment

•	 Joint	venture	investment	loans

Accounting standards adopted
Included within the IASB’s Annual Improvement programme is a change in the accounting treatment for investment properties under 
development. These properties are now accounted for under IAS 40, therefore revaluation surpluses and deficits on investment properties 
under development are recognised in the income statement rather than equity. Previously development properties were accounted for 
under IAS16 and revaluations were consequently taken directly to reserves. This change has been applied to 2009 and in accordance 
with the requirements of adopted IFRS, the results of the prior periods have not been restated. An impact of the transition is that the 
opening balance on the revaluation reserve has been transferred, on 1 January 2009, to retained earnings.

IAS 1 (revised) requires the presentation of a more detailed statement of changes in equity and statement of comprehensive income 
as primary statements, separate from the income statement. As a result, a consolidated statement of comprehensive income and a 
consolidated statement of changes in equity, showing changes in each component of equity for each period presented, have been 
included in the primary statements.

Impact of accounting standards and interpretations in issue but not yet effective
A number of new standards, amendments to standards and interpretations are not yet effective for the year ended 31 December 2009 
and have not been applied in preparing these consolidated financial statements. None of these are expected to have an effect on the 
consolidated financial statements of the Group with the exception of the following item:

Amendment to IAS39 “Financial Instruments”. This standard is amended such that gains or losses on a hedged instrument should be 
reclassified from equity to profit or loss during the period that the hedged forecast cash flows affect profit or loss. This amendment will 
apply to the Group from the accounting period commencing 1 January 2010.

The Group has not early adopted any standard, amendment or interpretation. 

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UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

54

Notes to the Financial Statements 
continued

1. Significant accounting policies (continued)
Significant judgements and estimates
The preparation of financial statements in conformity with Adopted IFRS requires management to make judgements, estimates and 
assumptions that affect the application of policies and reported amounts of assets and liabilities, income and expenses. The estimates 
and associated assumptions are based on historical experience and various other factors that are believed to be reasonable under the 
circumstances, the results of which form the basis of making judgements about carrying values of assets and liabilities that are not readily 
apparent from other sources. Actual results may differ from these estimates.

The accounting policy descriptions set out the areas where judgement needs exercising, the most significant of which are as follows:

Valuation of investment property and investment property under development
•  The Group uses the valuation performed by its independent valuers as the fair value of its investment properties. The valuation  
is based upon assumptions including future rental income, anticipated maintenance costs and the appropriate discount rate.  
The valuers also make reference to market evidence of transaction prices for similar properties. Valuations and current market 
conditions are discussed further in the Business Review.

Completed property, properties under development and inventories
•  Completed property, properties under development and inventories are carried at the lower of cost and net realisable value. 

However the valuation of completed property and properties under development is disclosed in the notes to the financial statements 
and the same factors affecting investment properties as described above apply. These properties are also valued by the 
independent valuers.

Trade and other receivables
•  The Group is required to judge when there is sufficient objective evidence to require the impairment of individual trade and other 

receivables.

Classification of properties acquired
•  All properties acquired that are intended for development as student accommodation have been classified as in current assets as,  
in accordance with the Group’s business model, it is intended to sell these assets when completed and stabilised to UNITE UK 
Student Accommodation Fund or another co-investment vehicle.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the 
period in which the estimate is revised if the revision affects only that period, or in the period of the revision and future periods if the revision 
affects both current and future periods.

(b) Basis of consolidation
(i) Subsidiaries
Subsidiaries are those entities controlled by the Company. Control exists when the Company has the power, directly or indirectly, to 
govern the financial and operating policies of an enterprise so as to obtain benefits from its activities. In assessing control, potential voting 
rights that are presently exercisable are taken into account. The financial statements of subsidiaries are included in the consolidated 
financial statements from the date that control commences until the date that control ceases.

(ii) Joint ventures
Joint ventures are those entities over whose activities the Group has joint control, established by contractual agreement. The consolidated 
financial statements include joint ventures initially at cost subsequently increased or decreased by the Group’s share of total recognised 
gains and losses of joint ventures on an equity basis. Interest free joint venture investment loans are initially recorded at fair value the 
difference between the nominal amount and fair value is treated as an investment in joint venture. The implied discount is amortised over 
the contracted life of the investment.

(iii) Transactions eliminated on consolidation
Intra-group balances and transactions, and any unrealised gains and losses arising from intra-group transactions, are eliminated in 
preparing the consolidated financial statements. Unrealised gains arising from transactions with joint ventures are eliminated to the extent 
of the Group’s retained interest in the entity. Unrealised losses are eliminated in the same way as unrealised gains except where the loss 
provides evidence of a reduction in the net realisable value of current assets or an impairment in value of fixed assets.

(iv) Goodwill
Goodwill represents the difference between the cost of an acquisition and the fair value of the Group’s share of the identifiable net assets 
and contingent liabilities of the acquired subsidiary at the effective date of acquisition. Goodwill on acquisitions is reported in the balance 
sheet as an intangible asset and is impairment tested annually. The carrying amount of goodwill is assessed annually and written down to 
its recoverable amount.

The profit or loss on disposal of assets is calculated by reference to the carrying value at the date of disposal, including the attributable 
amount of goodwill which remains unimpaired.

 
 
 
 
 
 
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

55

1. Significant accounting policies (continued)

(c) Financial instruments
(i) Derivative financial instruments
The Group uses derivative financial instruments to hedge its exposure to interest rate risks arising from operational, financing and 
investment activities.

Derivative financial instruments are recognised initially and subsequently at fair value, with movements recognised in the income statement 
except where cash flow hedge accounting is applied (see below).

The fair value of interest rate swaps is the estimated amount that the Group would receive or pay to terminate the swap at the balance 
sheet date, taking into account current interest rates and the current credit worthiness of the swap counterparties.

In accordance with its treasury policy, the Group does not hold or issue derivative financial instruments for trading purposes. However, 
derivatives that do not qualify for hedge accounting are accounted for as trading instruments.

(ii) Hedge accounting for interest rate swaps
Where an interest rate swap is designated as a hedge of the variability in cash flows of an existing or highly probable forecast loan  
interest payment, the effective part of any valuation gain or loss on the swap instrument is recognised directly in equity in the hedging 
reserve. The cumulative gain or loss is removed from equity and recognised in the income statement at the same time as the hedged 
transaction. The ineffective part of any gain or loss is recognised in the income statement immediately.

When a hedging instrument or hedge relationship is terminated but the hedged transaction is still expected to occur, the cumulative gain 
or loss at that point remains in equity and is recognised in accordance with the above policy when the transaction occurs. If the hedged 
transaction is no longer probable, the cumulative unrealised gain or loss recognised in equity is recognised in the income statement 
immediately.

(d) Investment property
Investment properties are those held to earn rental income or for capital appreciation or both. Investment properties are stated at fair 
value. External, independent valuers, having an appropriate recognised professional qualification, value the portfolio every six months.  
The fair values are based on the market values, being the estimated amount for which a property could be exchanged on the date of 
valuation between a willing buyer and a willing seller in an arm’s length transaction where the parties had each acted knowledgeably, 
prudently and without compulsion.

The valuations are prepared by considering the aggregate of the net annual rents receivable from the properties and where relevant, 
associated costs.

Valuations reflect, where appropriate, the type of tenants actually in occupation or responsible for meeting lease commitments or likely 
to be in occupation after letting of vacant accommodation and the market’s general perception of their credit worthiness; the allocation 
of maintenance and insurance responsibilities between lessor and lessee; and the remaining economic life of the property. It has been 
assumed that whenever rent reviews or lease renewals are pending with anticipated reversionary increases, all notices and where 
appropriate counter notices have been served validly and within the appropriate time.

Any gain or loss arising from a change in fair value is recognised in the income statement. Rental income is accounted for as described 
in accounting policy (o).

Investment properties held under operating leases are not included in assets.

(e) Investment property under development
Property that is being constructed or developed for future use as investment property is classified as investment property under 
development, whereas properties purchased with the intention of selling them to the UNITE UK Student Accommodation Fund are 
classified as property under development (see (i) below). Investment property under development is stated at fair value. External, 
independent valuers, having an appropriate recognised professional qualification, value the portfolio every six months. The fair values 
are on the same basis as those used for investment properties but include adjustments to remove the fair value of construction, which has 
yet to take place and making reasonable assumptions regarding expected rentals and costs.

Any gain or loss arising from a change in fair value is recognised in the income statement.

All costs directly associated with the purchase and construction of a property, and all subsequent qualifying expenditure is capitalised.

Borrowing costs are capitalised if they are directly attributable to the acquisition, construction or production of a qualifying asset. 
Capitalisation of borrowing costs commences when the activities to prepare the asset are in progress and expenditures and borrowing 
costs are being incurred. Capitalisation of borrowing costs continues until the assets are substantially ready for their intended use but 
stops if development activities are suspended. If the resulting carrying amount of the asset exceeds its recoverable amount, an 
impairment loss is recognised. The capitalisation rate is arrived at by reference to the actual rate payable on borrowings for development 
purposes or, with regard to that part of the development cost financed out of general borrowings, to the average rate. During the year the 
average capitalisation rate used was 6.7% (2008: 6.9%).

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UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

56

Notes to the Financial Statements 
continued

1. Significant accounting policies (continued)

(f) Property, plant and equipment
(i) Owned assets
Other than land and buildings, property, plant and equipment are stated at cost less accumulated depreciation (see below) and 
impairment losses. The cost of self-constructed assets includes the cost of materials, direct labour and an appropriate proportion 
of production overheads.

Land and buildings held in property, plant and equipment are stated at fair value. The valuation has been carried out by an external, 
independent valuer, having an appropriate recognised professional qualification. The fair values are based on the market values, being 
the estimated amount for which a property could be exchanged on the date of valuation between a willing buyer and a willing seller in 
an arm’s length transaction where the parties had each acted knowledgeably, prudently and without compulsion.

(ii) Leased assets
Leases under which the Group assumes substantially all the risks and rewards of ownership are classified as finance leases. Property held 
under finance leases and leased out under operating leases is classified as investment property and carried at fair value (see accounting 
policy (d)).

(iii) Depreciation
Depreciation is charged to the income statement on a straight-line basis over the estimated useful lives of items of property, plant and 
equipment. Freehold land is not depreciated. The estimated useful lives are as follows:

• Freehold buildings 

50 years

• Leasehold improvements  Shorter of life of lease and economic life

• Fixtures and fittings 

• Motor vehicles 

4 years

4 years

• Plant & equipment 

4–20 years

Assets held under finance leases which do not transfer title of the assets to the Group at the end of the lease, are depreciated over the 
shorter of the estimated useful lives shown above and the term of the lease. The residual value, if not insignificant, is reassessed annually.

(g) Investments in subsidiaries and joint ventures
The treatment of these investments in the Group’s consolidated financial statements is set out in the “basis of preparation” section above.

In the financial statements of the Company, investments in subsidiaries and joint ventures are carried at fair value with movements in fair 
value being recognised directly in equity.

(h) Intangible assets
Expenditure on research activities is recognised in the income statement as an expense incurred.

Expenditure on development activities is capitalised if the product or process is technically and commercially feasible and the Group has 
sufficient resources to complete development. The expenditure capitalised includes the cost of materials, direct labour and an appropriate 
proportion of overheads. Other development expenditure is recognised in the income statement as an expense as incurred. Capitalised 
development expenditure is stated at cost less accumulated amortisation and impairment losses. The Group’s development costs relate 
to designs and processes at the Group’s manufacturing facility.

Other intangible assets that are acquired by the Group are stated at cost less accumulated amortisation and impairment losses.

Amortisation is charged to the income statement on a straight-line basis over the estimated useful lives of intangible assets unless such 
lives are indefinite. Goodwill is systematically tested for impairment at each balance sheet date. Other intangible assets are amortised from 
the date they are available for use over the following periods:

• Development cost 

• Computer software 

4–5 years

4–5 years

 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

57

1. Significant accounting policies (continued)

(i) Completed property, property under development and inventories
Completed properties and properties under development are properties purchased with the intention of selling them to the UNITE UK 
Student Accommodation Fund following completion. These properties and inventories are shown at the lower of cost and net realisable 
value. Net realisable value is the estimated selling price in the ordinary course of business less the estimated costs of completion and 
selling expenses. Costs are arrived at in the same way as used for investment property under development (see Note (e) above).

Inventories include land held for development, which are sites, purchased without planning permission. Once planning permission is 
obtained the assets transfer to either property under development or investment property under development.

(j) Trade receivables and payables
Trade receivables and payables are initially recognised at fair value and subsequently measured at amortised cost and discounted  
as appropriate.

(k) Cash and cash equivalents
Cash and cash equivalents comprise cash balances and call deposits. Cash equivalents are short term, highly liquid investments that are 
readily convertible to known amounts of cash and which are subject to an insignificant risk of changes in value. Bank overdrafts that are 
repayable on demand and form an integral part of the Group’s cash management are included as a component of cash and cash 
equivalents for the purpose of the statement of cash flows.

(l) Share capital
(i) Ordinary share capital
Ordinary shares are classified as equity. External costs directly attributable to the issue of new shares, other than on a business 
combination, are shown as a deduction, net of tax, in equity from the proceeds. Share issue costs incurred directly in connection with 
a business combination are deducted from the proceeds of the issue.

(ii) Dividends
Dividends are recognised as a liability in the year in which they are declared.

(m) Interest bearing borrowings
Interest bearing borrowings are recognised initially at fair value, less attributable transaction costs. Subsequent to initial recognition, interest 
bearing borrowings are stated at amortised cost with any difference between cost and redemption value being recognised in the income 
statement over the period of the borrowings on an effective interest basis.

(n) Employee benefits
(i) Defined contribution plans
Obligations for contributions to defined contribution pension plans are recognised as an expense in the income statement as incurred.

(ii) Share-based payment transactions
The group’s share option schemes allow employees to acquire shares of the Company. The fair value is measured at grant date and 
spread over the period during which employees become unconditionally entitled to the options. The amount recognised as an expense is 
adjusted to reflect the number of share options that are expected to vest except where forfeiture is only due to share prices not achieving 
the threshold for vesting. When the options are exercised, equity is increased by the amount of the proceeds received.

The Group funds the purchase of its own shares by the “Employee share ownership trust” to meet the obligations of the Long term 
incentive plan (LTIP) and executive bonus scheme. The purchases are shown as “Own shares acquired” in the retained earnings in  
Note 17.

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UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

58

Notes to the Financial Statements 
continued

1. Significant accounting policies (continued)

(o) Revenue
(i) Rental income
Rental income from investment property leased out under operating leases is recognised in the income statement on a straight line basis 
over the term of the lease. Lease incentives granted are recognised as an integral part of the total rental income and spread over the 
period to the first break clause or over the term of the lease where no break clause exists.

(ii) Management and promote fees
Management and promote fees are recognised, in line with the property management contracts, in the period to which they relate.  
The Group can earn promote fees relative to criteria specified in the joint venture agreements.

(iii) Property sales
In addition to development management fees, detailed above, income relating to the sale of trading properties is recognised once 
contracts for sale have been unconditionally exchanged.

(iv) Manufacturing revenue
Revenue from the sale of goods is recognised in the income statement when the significant risks and rewards of ownership have been 
transferred to the buyer. 

(p) Expenses
(i) Lease payments
Payments made under operating leases are recognised in the income statement on a straight line basis over the term of the lease.  
Lease incentives received are recognised in the income statement as an integral part of the total lease expense.

Where the property interest under an operating lease is classified as an investment property, the property interest is accounted for 
as if it were a finance lease and the fair value model is used for the asset recognised.

(ii) Net financing costs
Net financing costs comprise interest payable on borrowings less interest receivable on funds invested (both calculated using  
the effective interest rate method) and gains and losses on hedging instruments that are recognised in the income statement  
(refer accounting policy (c)).

(q) Income tax
Income tax on the profit or loss for the year comprises current and deferred tax. Income tax is recognised in the income statement except 
to the extent that it relates to items recognised directly to equity, in which case it is recognised in equity.

Current tax is the expected tax payable on the taxable income for the year, using tax rates enacted or substantively enacted at the 
balance sheet date, and any adjustment to tax payable in respect of previous years.

Deferred tax is provided using the balance sheet liability method, providing for temporary differences between the carrying amounts  
of assets and liabilities for financial reporting purposes and the amounts used for taxation purposes. The following temporary 
differences are not provided for: the initial recognition of goodwill, the initial recognition of assets or liabilities that affect neither 
accounting nor taxable profit, and differences relating to investments in subsidiaries and joint ventures to the extent that they will 
probably not reverse in the foreseeable future. The amount of deferred tax provided is based on the expected manner of realisation  
or settlement of the carrying amount of assets and liabilities, using tax rates enacted or substantively enacted at the balance sheet 
date. The deferred tax provision in respect of property assets is calculated on the basis that assets will not be held indefinitely and 
therefore takes account of available indexation.

A deferred tax asset is recognised only to the extent that it is probable that future taxable profits will be available against which the asset 
can be utilised. Deferred tax assets are reduced to the extent that it is no longer probable that the related tax benefit will be realised.

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

59

2. Segment reporting
Segment information for the Group is presented in respect of the Group’s business segments based on the Group’s management and 
internal reporting structure. The Group undertakes its Development and Investment activities directly and in joint ventures with third parties. 
The joint ventures are an integral part of each segment and have similar economic and other characteristics to the Group’s direct activities. 
Segment results include items directly attributable to a segment as well as those that can be allocated on a reasonable basis and is 
reported excluding mark to market and valuation movements. 

The Directors do not consider that the group has meaningful geographical segments as it operated exclusively in the United Kingdom 
in the year.

The Group’s Development segment undertakes the acquisition and development of properties, (including the manufacture and sale of 
modular building components) to practical completion. Many of the Group’s properties are acquired with a view to a future sale to the 
UNITE UK Student Accommodation Fund. The Development segment’s revenue predominantly comprises the sales proceeds of 
properties, including those sold to the UNITE UK Student Accommodation Fund; it also includes revenue from the sale of modules 
to third parties and joint ventures, and development management fees earned from joint ventures.

The Investment segment comprises the asset and property management of completed properties, owned directly by the Group or by 
joint ventures. Its revenues are derived from net rental income and asset management fees earned from joint ventures.

(a) Segment revenues and costs

2009

Revenue

Cost of sales

Write down of work in progress, property under development 
and completed property

Total cost of sales

Administrative expenses

Loan interest and similar charges

Interest rate swap payments on ineffective hedges

Finance income

Share of joint venture investment segment result

Adjust asset management fee for minority interest

Adjust property sales for minority interest

Segment result/corporate costs

2008

Revenue

Cost of sales

Write down of land held for development and property  
under development

Total cost of sales

Administrative expenses

Loan interest and similar charges

Interest rate swap receipts

Finance income

Note

Investment  
segment  
£’000

Development  
segment  
£’000

64,405

200,947

(29,416)

(197,935)

–

(19,609)

(29,416)

(217,544)

(13,875)

(657)

21,114

(17,254)

(13,284)

(9,684)

480

7,430

160

–

–

–

–

–

–

430

Unallocated  
corporate  
costs  
£’000

–

–

–

–

(8,565)

(8,565)

–

–

–

–

–

–

Total  
£’000

265,352

(227,351)

(19,609)

(246,960)

(23,097)

(4,705)

(13,284)

(9,684)

480

7,430

160

430

2 (b)

6,216

(16,824)

(8,565)

(19,173)

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Note

Investment  
segment  
£’000

63,080

Development  
segment  
£’000

70,514

(30,028)

(60,248)

–

(30,028)

(13,680)

(31,489)

(91,737)

(6,300)

19,372

(27,523)

(28,365)

1,409

1,877

6,654

947

–

–

–

–

Unallocated  
corporate  
costs  
£’000

–

–

–

–

(11,135)

(11,135)

–

–

–

–

Total  
£’000

133,594

(90,276)

(31,489)

(121,765)

(31,115)

(19,286)

(28,365)

1,409

1,877

6,654

Share of joint venture investment segment result

Segment result/corporate costs

2 (b)

(27,523)

(11,135)

(37,711)

 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

60

Notes to the Financial Statements 
continued

2. Segment reporting (continued)

(a) Segment revenues and costs (continued)
Investment segment revenue

Management fees (Note 2c)

Adjust asset management fee for minority interest

Management fees per income statement

Rental income from wholly owned and leased assets (Note 2c)

Investment segment revenue

Development segment revenue

Property sales from completed properties and properties under development

Manufacturing revenue

Development management fee

Development segment revenue

(b) Segment results and adjusted loss

2009  
£’000

6,404

(160)

6,244

58,161

64,405

2008  
£’000

5,237

–

5,237

57,843

63,080

2009  
£’000

2008  
£’000

189,973

69,713

9,902

1,072

–

801

200,947

70,514

The Group reports an adjusted loss, on the basis recommended for real estate companies by EPRA, the European Public Real Estate 
Association, which excludes movements relating to changes in values of investment properties and interest rate swaps, profits on 
disposal of investment properties and the related tax effects. The components of this loss are shown below together with a reconciliation 
to the loss reported under IFRS. The items shown in this table represents the amounts attributable to the parent company shareholders, 
hence excluding any minority interest. Items affected in this way have been marked as “net of minority interest”.

Investment segment result (net of minority interest)

Development segment result (net of minority interest)

Other unallocated items

Corporate costs (excluding share option fair value charges)

Share option fair value charges

Restructuring costs

Share of joint venture overheads (net of minority interest)

Share of joint venture Landsbanki provision

Loan break costs and costs written off on refinancing

Share of joint venture loan break costs

Swap loss realised on cancellation

Share of joint venture current tax credit

Current tax charge (net of minority interest)

Note

2(c)

2009  
£’000

6,216

2008  
£’000

947

(16,824)

(27,523)

(5,118)

(412)

(3,035)

(464)

–

(24)

–

(9,560)

683

(201)

(6,018)

(308)

(4,809)

(290)

(6,120)

(478)

(137)

–

–

(24)

Adjusted loss for the year attributable to owners of the parent company

(28,739)

(44,760)

2. Segment reporting (continued)

(b) Segment results and adjusted loss (continued)

Reconciliation of adjusted loss to IFRS reported loss

Adjusted loss for the year attributable to owners of the parent company

Net valuation losses on properties

Loss on sale of property

Share of joint venture valuation losses

Minority interest share of valuation (losses)/gains

Loss on part disposal of investment in joint venture

Share of joint venture profit/(loss) on disposal

Changes in fair value of interest rate swaps

Share of joint venture changes in fair value of interest rate swaps

Interest rate swap payments/(receipts) on ineffective hedges allocated to investment segment

Deferred tax

Share of joint venture deferred tax

Loss for the year attributable to owners of the parent company

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

61

2009  
£’000

(28,739)

(15,337)

(3,416)

(1,472)

(71)

–

62

2008  
£’000

(44,760)

(25,342)

(12,396)

(10,360)

480

(2,464)

(56)

2,823

(32,414)

(55)

9,684

1,619

41

–

(1,409)

12,535

244

(34,861)

(115,942)

The Group measures its operational performance by considering the income generated from properties compared with its overhead and 
can be calculated as follows:

Net portfolio contribution

Investment segment result

Corporate costs (excluding share option fair value charges)

Share of joint venture overheads

Net portfolio contribution

2009  
£’000

6,216

(5,118)

(464)

634

2008  
£’000

947

(6,018)

(290)

(5,361)

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The Group’s wholly owned properties are split between several categories of fixed and current assets. Those held as fixed assets are 
carried at fair value with profits or losses on disposal shown separately in the income statement. Whereas properties in current assets  
are carried at cost unless fair value is lower and disposals are included in sales and cost of sales. Additionally revaluation and disposal 
profits or losses of properties held by joint ventures are accounted for separately as part of the Group’s share of joint ventures. The overall 
impact of the movement in property valuations and profits or losses on disposals on the interests of the parent company shareholders is 
summarised on the next page:

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UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

62

Notes to the Financial Statements 
continued

2. Segment reporting (continued)

(b) Segment results and adjusted loss (continued)
Property valuation movements

2009

Development

Property under development

Investment property under development

Completed property

Share of joint venture

Land write downs

Investment

Investment property

Share of joint venture

Loss on disposal of investment property

Tangible fixed assets

Total effect on net assets

Impact of unbooked NAV:

– from property completion

– arising from development

Property valuation movements

2008

Development

Property under development

Investment property under development

Completed property

Investment property 

Share of joint venture

Work in progress write downs

Investment

Investment property

Share of joint venture

Loss on disposal of investment property

Tangible fixed assets

Total effect on net assets

Impact of unbooked NAV:

– arising from development

Current assets

Fixed assets

Cost of sales 
impairments 
£’000

Revenue/cost of 
sales disposal 
£’000

Net valuation 
movement 
£’000

Loss on disposal 
£’000

(11,691)

(5,686)

–

–

–

(6,682)

(5,330)

9,963

–

(2,588)

(19,609)

–

–

–

–

–

–

1,997

–

–

–

4,277

(4,685)

–

–

–

–

–

(8,460)

(3,540)

–

(12,000)

(195)

–

–

–

–

–

–

–

62

(3,416)

(3,354)

–

(19,609)

4,277

(16,880)

(3,354)

(35,566)

–

–

2,695

(13,646)

–

–

–

–

Current assets

Fixed assets

Cost of sales 
impairments 
£’000

Revenue/cost of 
sales disposal 
£’000

Net valuation 
movement 
£’000

Loss on disposal 
£’000

–

(2,541)

–

10,473

2,222

–

(30,852)

(10,573)

–

–

–

–

–

–

–

–

(56)

10,518

10,154

(19,487)

–

–

–

(1,228)

10,518

–

–

(10,774)

(31,489)

–

–

–

–

–

–

–

–

–

–

–

–

–

–

(12,396)

(41,425)

(12,452)

(53,877)

(325)

–

(325)

(31,489)

10,518

(31,596)

(12,452)

(65,019)

–

(9,789)

–

–

(9,789)

Total

(17,377)

(6,682)

4,633

1,997

(2,588)

(20,017)

(8,460)

(3,478)

(3,416)

(15,354)

(195)

2,695

(13,646)

(46,517)

Total

(19,487)

(2,541)

9,290

10,473

2,222

(10,774)

(10,817)

(30,852)

(10,629)

(12,396)

Total effect on adjusted net assets

(19,609)

(6,674)

(16,880)

(3,354)

Total effect on adjusted net assets

(31,489)

729

(31,596)

(12,452)

(74,808)

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

63

2. Segment reporting (continued)

(c) Segment result (see through basis)
Information on the Group’s investment activities on a see through basis (showing the Group’s share of joint ventures), including an 
allocation of interest, is set out below.

2009

Wholly Owned  
£’000

Leased/Other  
£’000

Total  
£’000

USAF  
£’000

Capital Cities  
£’000

Student Village  
£’000

OCB  
£’000

Total  
£’000

100% UNITE

Share of co-invested joint ventures

Group  
on see  
through  
basis

Total  
£’000

Rental income

43,200

14,961

58,161

14,522

6,610

2,587

Property operating expenses 
(excl. lease rentals)

(12,921)

(5,767)

(18,688)

(4,016)

(1,266)

Net operating income

30,279

39,473

10,506

9,194

6,404

6,404

(13,875)

(13,875)

–

–

5,344

(446)

–

–

–

(759)

1,828

–

–

Management fees

Administrative expenses

Investment segment result 
before interest and operating 
lease rentals

Operating lease rentals

Loan interest and similar 
charges

Interest rate swap payments

Finance income

Financing costs

30,279

1,723

32,002

10,506

4,898

1,828

–

(10,728)

(10,728)

–

–

–

(13,284)

(9,684)

480

–

–

–

(13,284)

(4,970)

(3,614)

(1,270)

(9,684)

480

–

22

–

12

–

16

(22,488)

(10,728)

(33,216)

(4,948)

(3,602)

(1,254)

–

–

–

–

–

–

–

–

–

2

2

2

23,719

81,880

(6,041)

(24,729)

17,678

57,151

(446)

5,958

–

(13,875)

17,232

49,234

–

(10,728)

(9,854)

(23,138)

–

(9,684)

52

532

(9,802)

(43,018)

7,430

6,216

Investment segment result

7,791

(9,005)

(1,214)

5,558

1,296

574

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Property operating expenses and operating lease rentals are shown as cost of sales in Note 2(a). Operating lease rentals result from sale 
and leaseback transactions which are considered a form of financing, hence the costs are shown next to interest above.

2008

Wholly Owned  
£’000

Leased/Other  
£’000

Total  
£’000

USAF  
£’000

Capital Cities  
£’000

Student Village  
£’000

Total  
£’000

100% UNITE

Share of co-invested joint ventures

Group  
on see  
through  
basis

Total  
£’000

Rental income

44,895

12,948

57,843

13,032

5,016

2,343

20,391

78,234

Property operating expenses  
(excl. lease rentals)

Net operating income

Joint venture management fees

Administrative expenses

Investment segment result before 
interest and operating lease rentals

(15,209)

(5,710)

(20,919)

(3,990)

(708)

(568)

(5,266)

(26,185)

29,686

–

–

7,238

5,237

36,924

5,237

(13,680)

(13,680)

9,042

4,308

1,775

15,125

52,049

–

–

(336)

–

–

–

(336)

4,901

–

(13,680)

29,686

(1,205)

28,481

9,042

3,972

1,775

14,789

43,270

Operating lease rentals

–

(9,109)

(9,109)

–

–

–

–

(9,109)

Loan interest and similar charges

Interest rate swap receipts

Finance income

Financing costs

(28,365)

1,409

1,877

–

–

–

(28,365)

(4,505)

(2,646)

(1,561)

(8,712)

(37,077)

1,409

1,877

–

342

–

95

–

140

–

577

1,409

2,454

(25,079)

(9,109)

(34,188)

(4,163)

(2,551)

(1,421)

(8,135)

(42,323)

Investment segment result

4,607

(10,314)

(5,707)

4,879

1,421

354

6,654

947

Property operating expenses and operating lease rentals are shown as cost of sales in Note 2(a). Operating lease rentals result from sale 
and leaseback transactions which are considered a form of financing, hence the costs are shown next to interest above.

 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

64

Notes to the Financial Statements 
continued

2. Segment reporting (continued)

(d) Segment assets and liabilities (see through basis)
31 December 2009

100%  
UNITE  
Wholly  
Owned  
£’000

Share of co-invested joint ventures

Group on see 
through basis

USAF  
£’000

Capital  
Cities  
£’000

Student  
Village  
£’000

OCB  
£’000

Total  
£’000

Total  
£’000

Investment property

403,600

163,747

110,922

29,495

–

304,164

707,764

Investment property under development

Completed property

Property under development

–

204,113

38,097

–

–

–

150

–

–

–

–

–

30,938

31,088

31,088

–

–

–

–

204,113

38,097

Investment & development property

645,810

163,747

111,072

29,495

30,938

335,252

981,062

Cash – investment

Other assets – investment

Other assets – development

Other assets

Debt – investment

Debt – development

Other liabilities – investment

Other liabilities – development

Interest rate swaps

Total liabilities

Net assets attributable to owners of the parent 
company

Minority Interest

Net assets

Adjusted net assets

Net assets attributable to owners of the parent 
company

Mark to market of interest rate swaps

Valuation gain not recognised on property held at cost

Deferred tax

Adjusted net assets

Reconciliation of segment assets and liabilities 
to balance sheet

Investment assets

Development assets

Assets attributable to minority interest

Total assets

Interest in joint ventures

Investment liabilities

Development liabilities

Liabilities attributable to minority interest

48,429

54,239

12,534

13,684

2,043

2,241

2,047

20,015

68,444

160

–

183

2

80

–

–

730

423

732

54,662

13,266

115,202

13,844

2,228

2,321

2,777

21,170

136,372

(276,020)

(77,834)

(76,004)

(22,735)

– (176,573)

(452,593)

(162,406)

–

–

–

(14,493)

(14,493)

(176,899)

(45,040)

(2,376)

(1,750)

(1,920)

–

(6,046)

(51,086)

(27,831)

–

(267)

–

(3,717)

(3,984)

(31,815)

(29,401)

(1,756)

(6,148)

(1,302)

(546)

(9,752)

(39,153)

(540,698)

(81,966)

(84,169)

(25,957)

(18,756)

(210,848)

(751,546)

220,314

95,625

29,131

5,859

14,959

145,574

365,888

150

15,009

–

–

–

15,009

15,159

220,464

110,634

29,131

5,859

14,959

160,583

381,047

220,314

95,625

29,131

29,533

17,986

–

1,756

6,148

–

–

–

–

5,859

1,302

–

(33)

14,959

145,574

365,888

546

9,752

39,285

–

–

–

17,986

(33)

(33)

267,833

97,381

35,279

7,128

15,505

155,293

423,126

506,268

177,591

113,148

31,816

2,047

324,602

830,870

254,744

335

–

–

152

–

–

–

31,668

31,820

286,564

–

–

335

761,347

177,591

113,300

31,816

33,715

356,422 1,117,769

160,583

921,930

(477,760)

(81,966)

(83,902)

(25,957)

(546)

(192,371)

(670,131)

(62,938)

(185)

–

–

(267)

–

–

–

(18,210)

(18,477)

(81,415)

–

–

(185)

Total liabilities

(540,883)

(81,966)

(84,169)

(25,957)

(18,756)

(210,848)

(751,731)

See through gearing is calculated on an adjusted basis as 133% (2008: 174%).

Development assets include completed property as these are held for resale.

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

65

2. Segment reporting (continued)

(d) Segment assets and liabilities (see through basis – continued)
31 December 2008 (Restated – see Note 9)

Investment property

Investment property under development

Completed property

Property under development

100%  
UNITE  
Wholly  
Owned  
£’000

Share of co-invested joint ventures

Group on see 
through basis

USAF  
£’000

Capital 
Cities  
£’000

Student 
Village  
£’000

Total  
£’000

Total  
£’000

403,700

166,381

116,919

29,040

312,340

716,040

52,989

75,214

249,124

–

–

–

150

–

–

–

–

–

150

–

–

53,139

75,214

249,124

Investment & development property

781,027

166,381

117,069

29,040

312,490 1,093,517

Cash

Other assets – investment

Other assets – development

Other assets

Debt – investment

Debt – development

Other liabilities – investment

Other liabilities – development

Interest rate swap

Total liabilities

111,845

3,998

2,310

65,971

14,934

586

–

142

166

3,576

3,505

–

9,884

4,233

166

121,729

70,204

15,100

192,750

4,584

2,618

7,081

14,283

207,033

(381,587)

(89,132)

(74,989)

(22,972)

(187,093)

(568,680)

(259,653)

–

(53,272)

(3,040)

(27,272)

–

(47,776)

(2,001)

–

(1,354)

(1,926)

(7,046)

–

–

(259,653)

(7,337)

(11,731)

(65,003)

–

(1,926)

(29,198)

(1,027)

(10,074)

(57,850)

(769,560)

(94,173)

(85,315)

(31,336)

(210,824)

(980,384)

Net assets attributable to owners of the parent company

204,217

76,792

34,372

4,785

115,949

320,166

Minority Interest

Net assets

Adjusted net assets

50

–

–

–

15,150

15,200

204,267

91,942

34,372

4,785

131,099

335,366

Net assets attributable to owners of the parent company

204,217

76,792

34,372

4,785

115,949

320,166

Mark to market of interest rate swaps

Valuation gain not recognised on property held at cost

Deferred tax

Adjusted net assets

46,668

28,937

–

2,001

7,046

1,027

10,074

–

–

–

–

–

85

–

85

56,742

28,937

85

279,822

78,793

41,418

5,897

126,108

405,930

Reconciliation of segment assets and liabilities  
to balance sheet

Investment assets

Development assets

Assets attributable to minority interest

Total assets

Interest in joint ventures

Investment liabilities

Development liabilities

Total liabilities

581,516

170,964

119,371

36,121

326,456

907,972

392,261

50

–

–

316

–

–

–

316

392,577

–

50

973,827

170,964

119,687

36,121

326,772 1,300,599

131,099

1,104,926

(486,544)

(94,172)

(83,389)

(31,336)

(208,897)

(695,441)

(283,016)

–

(1,926)

–

(1,926)

(284,942)

(769,560)

(94,172)

(85,315)

(31,336)

(210,823)

(980,383)

See through gearing is calculated on an adjusted basis at 174%.

Development assets include completed property as these are held for resale.

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UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

66

Notes to the Financial Statements 
continued

2. Segment reporting (continued)

(d) Segment assets and liabilities (see through basis – continued)
31 December 2007 (Restated – see Note 9)

Investment property

Investment property under development

Property under development

100%  
UNITE  
Wholly  
Owned  
£’000

Share of co-invested joint ventures

Group on see 
through basis

USAF  
£’000

Capital Cities  
£’000

Student Village  
£’000

Total  
£’000

Total  
£’000

597,747

167,042

67,593

31,826

266,461

864,208

102,180

121,936

–

–

36,001

–

–

–

36,001

138,181

–

121,936

Investment and development property

821,863

167,042

103,594

31,826

302,462 1,124,325

Cash

Other assets – investment

Other assets – development

Interest rate swaps

Other assets

Debt – investment

Debt – development

Other liabilities – investment

Other liabilities – development

Interest rate swaps

Other liabilities – unallocated

Total liabilities

Net assets

Adjusted net assets

56,316

58,386

111,728

1,103

4,158

509

–

–

2,522

1,113

365

–

3,910

10,590

95

–

338

1,717

365

338

66,906

60,103

112,093

1,441

227,533

4,667

4,000

4,343

13,010

240,543

(409,253)

(78,398)

(43,696)

(23,552)

(145,646)

(554,899)

(185,898)

–

(20,458)

–

(20,458)

(206,356)

(62,471)

(3,293)

(55,330)

–

(8,803)

(228)

(1,228)

(4,247)

(434)

(3,895)

(8,416)

(70,887)

–

–

(4,247)

(59,577)

(662)

(718)

(9,465)

(13,591)

(12,873)

–

–

(718)

(734,628)

(81,919)

(70,063)

(28,165)

(180,147)

(914,775)

314,768

89,790

37,531

8,004

135,325

450,093

Net assets attributable to owners of the parent company

314,768

89,790

37,531

8,004

135,325

450,093

Mark to market of interest rate swaps

Valuation gain not recognised on property held at cost

Deferred tax

Adjusted net assets

Reconciliation of segment assets and liabilities to  
balance sheet

Investment assets

Development assets

Total assets

Interest in joint ventures

Investment liabilities

Development liabilities

Unallocated liabilities

Total liabilities

6,828

38,726

12,873

228

434

–

–

–

–

(338)

–

718

324

–

718

7,152

38,726

13,591

373,195

90,018

37,965

8,384

136,367

509,562

713,552

171,709

71,228

36,169

279,106

992,658

335,844

–

36,366

–

36,366

372,210

1,049,396

171,709

107,594

36,169

315,472 1,364,868

135,325

1,184,721

(480,527)

(81,919)

(45,358)

(27,447)

(154,724)

(635,251)

(241,228)

(12,873)

–

–

(24,705)

–

(24,705)

(265,933)

–

(718)

(718)

(13,591)

(734,628)

(81,919)

(70,063)

(28,165)

(180,147)

(914,775)

See through gearing is calculated on an adjusted basis at 136%.

Development assets include completed property as these are held for resale.

3. Expenses
Group result before tax is stated after charging:

Auditor’s remuneration

 Fees payable to the Company’s auditor for the audit of the Company’s 
financial statements

  Fees payable to the Company’s auditor for other services:

  – The audit of the Company’s subsidiaries

  – Taxation

  – Relating to corporate finance transactions

  – Other services

Depreciation of property, plant and equipment

Net valuation losses on investment property:

  – Investment property

  – Write down of investment property under development

  – Freehold land and buildings

Loss on disposal of investment property to:

  – USAF (see Note 9)

  – Other purchasers

Loss on the part disposal of joint ventures

Amortisation of intangible assets other than goodwill  
(included in administrative expenses)

Rentals paid under operating leases

£’000

8,460

6,682

195

–

3,416

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

67

2009

£’000

186

90

440

459

–

£’000

2008

£’000

186

65

238

500

10

1,361

1,403

20,379

4,638

325

15,337

25,342

5,412

6,984

3,416

–

1,998

13,331

12,396

2,464

1,953

11,899

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4. Staff numbers and costs
The average number of persons employed by the Group (including directors) during the year, analysed by category, was as follows:

Managerial and administrative

Site operatives

The aggregate payroll costs of these persons were as follows:

Wages and salaries

Social security costs

Pension costs

Fair value of share-based payments

Number of employees

2009

376

515

891

2009  
£’000

27,841

2,847

593

413

2008

466

542

1,008

2008  
£’000

30,741

3,141

788

308

31,694

34,978

 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

68

Notes to the Financial Statements 
continued

4. Staff numbers and costs (continued)

Company
The employees are paid by one of the Company’s wholly owned subsidiaries, UNITE Integrated Solutions plc, which recharges various 
corporate costs to the Company (see Note 22).

Directors remuneration

Directors’ emoluments

2009  
£’000

1,192

2008  
£’000

1,611

The aggregate amount paid to money purchase pension schemes in respect of the Directors for the year was £78,200 (2008: £99,845). 
Retirement benefits accrued to three directors during the year (2008: four directors).

Full details of Directors’ remuneration are disclosed on pages 38 to 44.

Company
The directors are paid by one of the Company’s wholly owned subsidiaries, UNITE Integrated Solutions plc, which recharges various 
corporate costs to the Company (see Note 22). Included within these recharges is £0.658 million (2008: £0.580 million ) in respect of 
Board services.

5. Net finance costs

Group

Recognised in the income statement:

Finance income 

– Interest income on deposits

– Impact of discounting on interest free joint venture investment loans (Note 9)

Finance income

Gross interest expense on loans

Interest capitalised

Loan break costs

Loan interest and similar charges

Changes in fair value of interest rate swaps

– transferred from equity

– relating to ineffective hedges

Finance costs

Net finance costs

Recognised directly in equity:

Changes in fair value of interest rate swaps

– transferred to income statement

– relating to effective hedges

2009  
£’000

(480)

(411)

(891)

2008
Restated  
£’000

(1,877)

(334)

(2,211)

24,183

48,789

(10,899)

(20,424)

24

478

13,308

28,843

–

6,737

6,737

20,045

19,154

1,586

30,828

32,414

61,257

59,046

–

(3,473)

(3,473)

(1,586)

7,604

6,018

6. Tax credit

Group
Recognised in the income statement:

Current tax expense

Corporation tax in respect of income

Income tax on UK rental income arising in overseas group company

Corporation tax in respect of UK rental income arising in overseas group company

Adjustments for prior years

Deferred tax credit

Origination and reversal of temporary differences

Adjustments for prior years

Total tax credit in income statement

Reconciliation of effective tax rate:

Loss before tax

Income tax using the domestic corporation tax rate

Effect of indexation on investment and development property

Non-deductible expenses

Share of joint venture profit

Movement on unprovided deferred tax asset

Effect of property disposals to USAF

Adjustments for prior years – deferred tax

Adjustments for prior years – current tax

Rate difference on deferred tax

Effects of other comprehensive income: 

Revaluation of investment property under 
development

Gross  
£’000

–

Tax  
£’000

–

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

69

2009  
£’000

–

461

–

(75)

386

2008  
£’000

–

301

101

(378)

24

(333)

(12,093)

(1,286)

(1,619)

(1,233)

(442)

(12,535)

(12,511)

%

2009

£’000

%

2008

£’000

(100.0)%

(35,683)

(100.0)%

(128,853)

(28.0)%

(9,991)

(28.5)%

(36,723)

0.9%

9.0%

(1.1)%

22.3%

(2.8)%

(3.6)%

(0.2)%

0.0%

(3.5)%

2009

Net  
£’000

–

317

3,210

(375)

7,962

(995)

(1,286)

(75)

–

(1,233)

0.8%

3.4%

0.5%

19.1%

(4.7)%

(0.3)%

(0.3)%

0.3%

(9.7)%

Gross  
£’000

Tax  
£’000

986

4,433

639

24,613

(6,053)

(442)

(378)

414

(12,511)

2008

Net  
£’000

2,097

(7,603)

(587)

1,778

1,510

(5,825)

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Movements on effective hedges

3,473

(1,619)

1,854

Gains on hedging instruments transferred  
to income statement

Share of other comprehensive income  
of joint ventures

–

574

4,047

–

–

(1,619)

–

1,142

–

1,142

574

2,428

(8,242)

(12,606)

(409)

782

(8,651)

(11,824)

The tax effect shown above on the share of joint venture other comprehensive income represents deferred tax arising in the Group’s own 
balance sheet due to the tax see through nature of some of the Group’s interests in joint ventures.

 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

70

Notes to the Financial Statements 
continued

7. Investment and development property

2009

At 1 January 2009

Cost capitalised

Interest capitalised

Transfer from property under development

Investment  
property  
£’000

403,700

3,401

138

–

Transfer from investment property under development

60,599

(60,599)

Transfer from work in progress

Disposals

Net realisable value provision

Valuation gains

Valuation losses

Net valuation losses

At 31 December 2009

Carrying value of properties on which borrowings are secured

–

(55,778)

–

5,670

(14,130)

(8,460)

403,600

392,660

–

–

–

486

(7,168)

(6,682)

Investment  
property  
under  
development  
£’000

52,989

13,063

1,229

Completed  
property  
£’000

75,214

Property  
under  
development  
£’000

Total  
£’000

249,124

781,027

–

–

95,415

111,879

9,255

10,622

–

214,898

(214,898)

(80,669)

(89,611)

(226,058)

(5,330)

(11,691)

(17,021)

–

–

–

503

–

–

–

–

–

–

–

–

503

6,156

(21,298)

(15,142)

645,810

579,239

–

–

204,113

164,339

38,097

22,240

2008

At 1 January 2008

Cost capitalised

Interest capitalised

Transfer from property under development

Transfer from land held for development

Investment  
property  
£’000

Investment  
property  
under  
development  
£’000

597,747

102,180

4,577

311

–

–

37,808

3,894

–

–

Transfer from investment property under development

88,352

(88,352)

Transfer from work in progress

Disposals

Net realisable value provision

Valuation gains

Valuation losses:

– Recognised in equity

– Recognised in the income statement

Net valuation losses

At 31 December 2008

Carrying value of properties on which borrowings are secured

–

(266,908)

–

–

–

–

15,387

3,389

–

(35,766)

(20,379)

403,700

402,190

(1,292)

(4,638)

(2,541)

52,989

52,989

Completed  
property  
£’000

Property  
under  
development  
£’000

Total  
£’000

–

–

–

121,936

821,863

146,833

189,218

15,011

19,216

87,757

(87,757)

–

–

–

40,119

(51,434)

70,297

70,297

–

–

2,291

42,410

–

(318,342)

(1,228)

(19,487)

(20,715)

–

–

–

–

–

–

–

–

18,776

(1,292)

(40,404)

(22,920)

75,214

75,214

249,124

781,027

249,124

779,517

Property has been valued on the basis of “market value” as defined in the RICS Appraisal and Valuation Manual issued by the Royal 
Institution of Chartered Surveyors as determined by CB Richard Ellis Ltd, Jones Lang LaSalle Ltd and Messrs King Sturge, Chartered 
Surveyors as external valuers. Investment property and investment property under development are carried at fair value. Property under 
development of £38.907 million (2008: £249.124 million) and Completed property of £204.113 million (2008: £75.214 million) held in 
current assets are carried at the lower of cost and net realisable value, but their fair values have been determined as described below.

Following the formation of the UNITE UK Student Accommodation Fund it is likely that the fund will acquire the Group’s future 
developments. Hence properties acquired with the intention of selling them to the UNITE UK Student Accommodation Fund following 
completion are treated as property under development in current assets, (carried at the lower of cost and net realisable value), rather than 
fixed assets, (carried at fair value). The impact if these properties were carried at fair value rather than cost is set out in the table below:

At 31 December 2009 property under development comprised entirely of properties where planning has been obtained but the 
development process has not yet reached the construction stage.

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

71

7. Investment and development property (continued)

2009

At 31 December 2009

Valuation gain not recognised on property held at cost

Fair value at 31 December 2009

2008

At 31 December 2008

Investment  
property  
£’000

403,600

–

403,600

Investment  
property under 
development  
£’000

Completed  
property  
£’000

Property  
under  
development  
£’000

Total  
£’000

–

–

–

204,113

38,097

645,810

17,177

809

17,986

221,290

38,906

663,796

Investment  
property  
£’000

Investment  
property under 
development  
£’000

Completed  
property  
£’000

Property  
under  
development  
£’000

Total  
£’000

403,700

52,989

75,214

249,124

781,027

Valuation gain not recognised on property held at cost

–

–

5,026

23,911

28,937

Fair value at 31 December 2008

403,700

52,989

80,240

273,035

809,964

Included within investment properties and investment properties under development are the following values in respect of leasehold 
interests:

2009

Valuation and net book value

Long leasehold

Short leasehold

2008

Valuation and net book value

Long leasehold

Short leasehold

Investment  
property  
£’000

Investment  
property under 
development  
£’000

Completed  
property  
£’000

Property  
under  
development  
£’000

43,200

10,380

53,580

–

–

–

–

–

–

–

–

–

Investment  
property  
£’000

Investment  
property under 
development  
£’000

Completed  
property  
£’000

Property  
under  
development  
£’000

46,170

10,660

56,830

–

–

–

–

–

–

–

–

–

Total  
£’000

43,200

10,380

53,580

Total  
£’000

46,170

10,660

56,830

The total interest included in investment and development properties at 31 December 2009 was £36.385 million (2008: £40.772 million). 
Total internal costs relating to manufacturing, construction and development costs of Group properties, which have been deducted in 
arriving at the revaluation uplifts, recognised on these properties, amount to £48.995 million at 31 December 2009 (2008: £56.119 million).

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UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

72

Notes to the Financial Statements 
continued

8. Property, plant and equipment

2009

Cost or valuation

At 1 January 2009

Additions

Disposals

Revaluation

At 31 December 2009

Depreciation and impairment losses

At 1 January 2009

Depreciation charge for the year

Disposals

At 31 December 2009

Carrying amount at 31 December 2009

2008

Cost or valuation

At 1 January 2008

Additions

Disposals

Revaluation

At 31 December 2008

Depreciation and impairment losses

At 1 January 2008

Depreciation charge for the year

At 31 December 2008

Freehold land  
and buildings  
£’000

Leasehold 
Improvements  
£’000

Motor vehicles, 
plant and 
equipment  
£’000

Fixtures,  
fittings and 
equipment  
£’000

Total  
£’000

1,420

2,175

6,654

7,908

18,157

27

–

–

438

(26)

–

421

(18)

–

886

(44)

(195)

2,202

7,066

8,311

18,804

858

267

(35)

1,090

1,112

3,346

5,503

475

–

3,821

3,245

514

–

6,017

2,294

Freehold land  
and buildings  
£’000

Leasehold 
Improvements  
£’000

Motor vehicles,  
plant and  
equipment  
£’000

Fixtures,  
fittings and  
equipment  
£’000

1,745

2,021

6,306

348

–

–

7,746

162

–

–

256

(102)

–

607

251

858

2,175

6,654

7,908

18,157

2,962

384

3,346

3,308

4,910

593

5,503

2,405

8,724

1,403

10,127

8,030

–

–

(195)

1,225

420

105

–

525

700

–

–

(325)

1,420

245

175

420

10,127

1,361

(35)

11,453

7,351

Total  
£’000

17,818

766

(102)

(325)

Carrying amount at 31 December 2008

1,000

1,317

Valuation
Freehold land and buildings are carried at fair value on the basis of “market value” as defined in the RICS Appraisal and Valuation Manual 
issued by the Royal Institution of Chartered Surveyors as determined by Messrs King Sturge, Chartered Surveyors as external valuers.

The freehold land and buildings carried at value have an historic cost of £1.807 million (2008: £1.807 million).

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

73

9. Investments in subsidiaries and joint ventures

Group

Reclassification of joint venture loans and investments 
The Group finances its joint ventures through a mixture of interest free loans and capital contributions. The group has reclassified certain 
of the loans and capital contributions it makes to its joint ventures from current other receivables to non-current asset joint venture 
investment loans and investment in joint ventures to reflect their respective terms. 

All partners finance the joint ventures on the same terms, hence the finance income now arising on these receivables equals the increase 
in the share of joint venture loss. This adjustment therefore has no effect on the result for the year or net assets. 

The amounts reclassified from current other receivables (2008: £51.913 million and 2007: £45.645 million) have been taken to joint 
venture investment loans (2008: £2.157 million and 2007: £1.961 million) and investment in joint ventures (2008: £49.756 million and 
2007: £43.684 million). The Group and the Company have also now discounted the joint venture loans already held as non-current other 
receivables, of £3.667 million in 2008 and 2007 reducing those amounts by £207,000 and £521,000 in those years respectively and 
increasing the investment in joint ventures by the same amount. These loans are now amalgamated with the other reclassified receivables 
in joint venture investment loans.

The unwinding of the discount on the interest free loans has increased the Group’s finance income in 2008 by £334,000. As noted above 
this is offset by an increase in the share of joint venture loss and so has no effect on the result for the year. The Company accounts for its 
investments in joint ventures at fair value with changes being taken to reserves, consequentially the unwinding of the discount has caused 
the Company’s loss for 2008 to be reduced by £315,000.

As a result of these reclassifications restated balance sheets for 2007 have been presented as required by IAS1 Presentation of Financial 
Statements. 

Group

Share of profit:

Investment segment result

Minority interest share of investment segment result

Overheads

Net revaluation loss

Current tax

Deferred tax

Share of Landsbanki provision

Impact of discounting on interest free loans

Other

Share of items recognised directly in equity:

– valuation gains 

– movement in effective hedges

– deferred tax on movement in effective hedges

Additions

Disposals

Profit adjustment related to trading with joint venture

Distributions received

At start of year

At end of year

Investment in joint 
venture
£’000

Joint venture 
investment loan
£’000

2009

Total interest
£’000

Investment in joint 
venture
£’000

Joint venture 
investment loan
£’000

7,430

1,150

(499)

(1,473)

683

41

–

(411)

8

6,929

–

497

77

–

–

–

–

–

–

–

411

–

411

–

–

–

7,430

1,150

(499)

6,654

80

(293)

(1,473)

(10,360)

683

41

–

–

8

–

244

(6,120)

(334)

(190)

7,340

(10,319)

–

497

77

1,519

(10,150)

389

25,825

6,082

31,907

24,585

–

(3,542)

(6,923)

22,863

125,481

148,344

–

128

–

6,621

5,618

–

(3,414)

(6,923)

29,484

131,099

12,239

160,583

(2,924)

(2,579)

(5,258)

(4,737)

130,218

125,481

–

–

–

–

–

–

–

334

–

334

–

–

–

–

–

177

–

511

5,107

5,618

2008
Restated

Total interest
£’000

6,654

80

(293)

(10,360)

–

244

(6,120)

–

(190)

(9,985)

1,519

(10,150)

389

24,585

(2,924)

(2,402)

(5,258)

(4,226)

135,325

131,099

The impact of discounting the interest free joint venture loans is included in the finance income as disclosed in Note 5. 

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UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

74

Notes to the Financial Statements 
continued

9. Investments in subsidiaries and joint ventures (continued)
During 2008 USAF Feeder (Guernsey) Ltd was formed, as a subsidiary of the Group, to invest in the UNITE UK Student Accommodation 
Fund. Some of the Group’s unit holding in the fund was transferred to this company. In addition, USAF Feeder (Guernsey) Ltd issued a 
further £16 million of share capital to an investor, the proceeds of which were used to purchase new units in the fund. The investor’s 
interest in USAF Feeder (Guernsey) Ltd is accounted for as a minority interest in the consolidated accounts. Note 2(d) Segment assets 
and liabilities (see through basis) shows details of the value of the minority interest’s investment.

The Group’s interests in joint ventures are held at a carrying value equivalent to its share of the underlying net asset value of the 
undertaking. The Group’s share of joint ventures’ results are as follows:

Capital Cities JV

Student Village JV

– LDC (Project 110) Ltd

– LDC (Project 170) Ltd

UNITE UK Student Accommodation Fund

OCB

2009  
Gains/(losses) 
recognised  
directly  
in equity  
£’000

2009  
Profit  
£’000

(5,109)

898

2008  
Profit  
Restated 
£’000

3,093

1,722

3

8,608

1,705

6,929

(198)

(2,507)

108

(11,013)

–

–

365

(491)

574

(10,319)

(8,242)

2008  
Losses
recognised  
directly  
in equity  
Restated 
£’000

(5,082)

–

(987)

(2,173)

–

The UNITE UK Student Accommodation Fund is the joint venture formed with a consortium of investors in December 2006. This joint 
venture takes the form of a Jersey unit trust that controls a number of English limited partnerships in which the general partners are USAF 
GP No.1 Ltd, USAF GP No.4 Ltd, USAF GP No.5 Ltd, USAF GP No.6 Ltd, USAF GP No.8 Ltd, USAF GP No.10 Ltd and USAF GP 
No.11 Ltd, companies incorporated in England and Wales.

The agreements integral to the above, which include the Group assuming delegated responsibility for property and asset management 
of the venture, result in the Group having joint control of these entities with the investors.

The Group receives management fees and is entitled to a promote fee if the venture outperforms certain benchmarks. This promote fee 
takes the form of increasing the Group’s capital participation in the joint venture. The impact of these fees on the Group results is 
summarised below.

During the year the Group sold a further five (2008: 13) properties into the joint venture for £95.440 million (2008: £171.915 million), this 
includes £95.440 million (2008: £64.492 million) of completed property held as inventory. The profits relating to sales and associated 
disposal costs and related cash flows are set out below:

Included in turnover (net of joint venture trading adjustment)

Included in cost of sales

Loss relating to the sale of investment properties to USAF pre disposal costs

Disposal costs

Goodwill impairment

Profit on disposal of property

Profit and loss  
2009  
£’000

92,839

Profit and loss  
2008  
£’000

61,890

(83,645)

(51,481)

–

(91)

–

9,103

(5,080)

(268)

(64)

4,997

9. Investments in subsidiaries and joint ventures (continued)

Completed property

Gross proceeds

Part settled by:

Investment in joint venture

Net cash flows included in cash flows from operations

Investment property

Gross proceeds

Part settled by:

Investment in joint venture

Equity redeemed on reduction of percentage holding

Disposal costs

Net cash flows in investing activities

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

75

Cash flow  
2009  
£’000

Cash flow 
2008  
£’000

95,440

64,492

(18,601)

76,839

–

64,492

–

–

–

–

–

107,423

(6,268)

1,698

(268)

102,585

The goodwill impairment charged against the loss on disposal relates to synergistic benefits associated with the disposed properties.

During the year the Group’s interest in the UNITE UK Student Accommodation Fund was diluted from 22.2% to 18.9% as a result of new 
equity raised from external unit holders. Some of this holding represents the beneficial interest of the minority; the ordinary shareholders of 
The UNITE Group Plc are beneficially interested in 16.3% of the fund (2008: 18.5%).

OCB is the joint venture formed with Oasis Capital Bank in August 2009. This joint venture takes the form of companies held by OCB 
Property Holdings (Jersey) Ltd in which the Group has a 25% interest.

The agreements integral to the above, which include the Group assuming delegated responsibility for development, property and asset 
management of the venture, result in the Group having joint control of these entities with the investors.

The Group receives management fees from the joint venture and recharges other costs in relation to the investment property under 
development. The impact of these fees on the Group results is summarised below.

During the year the Group sold three properties under development into the joint venture for £88.172 million. The profits relating to sales 
and associated disposal costs and related cash flows are set out below:

Included in turnover (net of joint venture trading adjustment)

Included in cost of sales

Disposal costs

Loss on disposal of property

Gross proceeds

Part settled by:

Investment in joint venture

Investment loan to joint venture

Net cash flows included in cash flows from operations

Profit and loss  
2009  
£’000

Profit and loss  
2008  
£’000

88,602

(89,777)

(116)

(1,291)

Cash flow  
2009  
£’000

88,172

(3,643)

(9,357)

75,172

–

–

–

–

Cash flow 
2008  
£’000

–

–

–

–

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Annual Report & Accounts 2009
Annual Report & Accounts 2009

76

Notes to the Financial Statements 
continued

9. Investments in subsidiaries and joint ventures (continued)
The Capital Cities JV is the joint venture formed with GIC Real Estate Pte Ltd, a real estate investment vehicle of the Government of 
Singapore, to develop and operate student accommodation in the capital cities of London, Edinburgh, Dublin and Belfast, in which the 
Group owns a 30% equity share. This joint venture takes the form of a English limited partnership in which the general partner is LDC 
(Capital Cities) Ltd, a company incorporated in England and Wales.

The agreements integral to the above, which include the Group assuming primary responsibility for development, property and asset 
management of the venture, result in the Group having joint control of this entity in conjunction with the majority partner.

The Group receives management fees from the joint venture and recharges other costs in relation to the investment property under 
development. The impact of these fees on the Group results is summarised below.

The Capital Cities JV properties are partly funded with debt totalling £253.347 million (2008: £249.963 million) which equates to  
68.4% (2008: 64.1%) of the market value of these properties. The Group has guaranteed its share, 30%, of this debt amounting to  
£76.004 million (2008: £74.989 million). This guarantee only takes effect in the event that the joint venture is unable to repay the debt 
within nine months of it becoming due. The Group considers the likelihood of the guarantee being invoked to be remote based on the 
level of debt and the time frames allowed under the arrangements. These guarantees are accounted for in accordance with IFRS 4.

The Group’s joint venture in student villages with Lehman Brothers is held in LDC (Project 110) Ltd and LDC (Project 170) Ltd, companies 
incorporated in England and Wales, whose principal activity is the construction and letting of investment property. Under the Articles of 
Association, the Group cannot exercise control over these companies and its interest amounts to a 51% share of the profits and assets  
of the joint venture, although it holds a 75% interest in the ordinary shares. The interests of Lehman Brothers are now managed by their 
administrator PricewaterhouseCoopers. Under the articles of LDC (Project 170) Ltd, the Group is additionally entitled to the first £1.250 
million of net assets on any winding up of the company. The impact of amounts charged to LDC (Project 110) Ltd and LDC (Project 170) 
Ltd in respect of fees and construction costs on the Groups results is summarised below.

The impact of joint venture management and promote fees and development sales on the Group results is as follows:

Management Fees

UNITE UK Student Accommodation Fund

Capital Cities JV

Development Sales

Capital Cities

Student Village JVs

– LDC (Project 110) Ltd

OCB JV

2009  
£’000

2008  
£’000

3,368

2,801

6,169

166

–

947

1,113

2,758

2,479

5,237

698

42

–

740

UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

77

9. Investments in subsidiaries and joint ventures (continued)

Summary financial information on joint ventures 

UNITE UK Student Accommodation Fund

2009  
£’000

2008 
Restated  
£’000

100%

2007 
Restated 
£’000

2009  
£’000

18.9%

2008 
Restated  
£’000

22.2%

UNITE share

2007 
Restated 
£’000

20.1%

Non-current assets

Current assets

Current liabilities

Non-current liabilities

Net assets/equity

Represented by:

1,002,860

897,126

834,544

84,779

24,713

22,175

(16,610)

(22,100)

(17,992)

(487,461)

(487,043)

(392,585)

583,568

412,696

446,142

Net assets attributable to the USAF fund unitholders

524,771

371,033

400,925

Direct interest in partnership reserves

56,424

39,505

43,256

52,198

56,063

Total equity/joint venture carrying value

581,195

410,538

444,181

108,261

Minority partnership loans (classified as debt)

2,373

2,158

1,961

2,373

50,526

39,258

89,784

2,158

91,942

44,646

43,183

87,829

1,961

89,790

Underlying capital employed

Profit/(loss) for the period

Capital Cities joint venture

Non-current assets

Current assets

Current liabilities

Non-current liabilities

Net assets/equity

583,568

412,696

446,142

110,634

25,438

(64,521)

30%

30%

30%

370,345

366,848

343,990

7,324

(6,724)

8,573

12,831

(10,884)

(17,872)

(273,842)

(249,963)

(213,847)

97,103

114,574

125,102

29,131

34,372

37,531

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(17,030)

10,310

Student Village JV – LDC (Project 110) Limited

51%

51%

51%

Non-current assets

Current assets

Current liabilities

Non-current liabilities

Net assets/equity

Profit/(loss) for the period

Student Village JV – LDC (Project 170) Limited

Non-current assets

Current assets

Current liabilities

Non-current liabilities

Net assets/equity

Profit for the period

OCB joint venture

Non-current assets

Current assets

Current liabilities

Non-current liabilities

Net assets/equity

Profit for the period

58,990

56,026

63,600

1,859

(6,128)

2,274

(7,459)

2,787

(6,100)

(51,579)

(49,251)

(51,421)

3,142

3,444

–

2,718

(1,815)

–

903

6

123,750

11,111

(15,269)

(83,878)

35,714

6,820

1,590

(5,014)

–

5,123

(4,063)

–

1,060

216

–

–

–

–

–

–

8,866

1,571

795

4,433

51%

51%

51%

–

5,951

(5,101)

–

850

–

–

–

–

–

452

530

425

25%

8,929

–

–

–

–

Investments in joint ventures per balance sheet

148,344

125,481

130,218

 
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

78

Notes to the Financial Statements 
continued

9. Investments in subsidiaries and joint ventures (continued)

Company

Cost or valuation

At start of year

Additions

Impact of discounting on interest free loans

Revaluation

At end of year

Unlisted subsidiary 
undertakings

2009  
£’000

2008  
£’000

2009  
£’000

115,810

238,195

14,572

–

–

–

(33,564)

(122,385)

764

34

(103)

876

96,818

115,810

1,571

Investment in  
joint ventures

2007  
Restated 
£’000

2008  
Restated 
£’000

4,433

5,925

–

(315)

(3,354)

764

–

(286)

(1,206)

4,433

Investment loan to Student Village joint venture

The company has the following investments in principal subsidiaries and joint ventures:

LDC (Holdings) plc

UNITE Holdings plc

UNITE Finance Ltd

LDC (Portfolio Four) Ltd

UNITE London Ltd

Unilodge Holding Ltd

LDC (Project 110) Ltd

UNITE Integrated Solutions plc

UNITE Modular Solutions Ltd

USAF LP Ltd

USAF Jersey Investments Ltd

UNITE (Capital Cities) Jersey Ltd

LDC (Imperial Wharf) Ltd

LDC (MTF Portfolio) Ltd

LDC (Project 170) Ltd

UNITE Finance One (Property) Ltd

USAF Feeder (Guernsey) Ltd

OCB UNITE Property Holdings (Jersey) Ltd

Country of incorporation

England and Wales

England and Wales

England and Wales

England and Wales

England and Wales

Guernsey

England and Wales

England and Wales

England and Wales

England and Wales

Jersey

Jersey

England and Wales

England and Wales

England and Wales

England and Wales

Guernsey

Jersey

UNITE Connaught Services Ltd

England and Wales

2009  
£’000

3,836

Joint venture investment loan

2008  
£’000

3,461

2007  
£’000

3,146

Class of  
Shares held

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

Ordinary

2009

100%

100%

100%

100%

100%

100%

75%

100%

100%

100%

100%

100%

100%

100%

75%

100%

51%

25%

60%

Ownership

2008

100%

100%

100%

100%

100%

100%

75%

100%

100%

100%

100%

100%

100%

100%

75%

100%

51%

–

–

The Company’s interest in LDC (Project 110) Ltd and LDC (project 170) Ltd gives rise to joint control as explained above.

The Company owns a controlling interest in USAF Feeder (Guernsey) Ltd.

 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

79

10. Intangible assets

Group

2009

Cost

At 1 January 2009

Additions

Disposals

At 31 December 2009

Amortisation

At 1 January 2009

Amortisation charge for the year

Impairment charge

Disposals

At 31 December 2009

Carrying amount at 31 December 2009

2008

Cost

At 1 January 2008

Additions

At 31 December 2008

Amortisation

At 1 January 2008

Amortisation charge for the year

Impairment charge

At 31 December 2008

Carrying amount at 31 December 2008

11. Inventories

Land held for development

Finished goods

Work in progress

Raw materials and consumables

Goodwill  
£’000

Development  
costs  
£’000

Computer  
software  
£’000

Total  
£’000

2,625

–

–

2,625

2,293

–

332

–

2,625

–

692

147

(18)

821

217

189

–

–

406

415

11,822

1,498

–

15,139

1,645

(18)

13,320

16,766

5,410

1,809

–

(26)

7,193

6,127

7,920

1,998

332

(26)

10,224

6,542

Goodwill  
£’000

Development  
costs  
£’000

Computer  
software  
£’000

Total  
£’000

2,625

–

2,625

2,194

–

99

2,293

332

578

114

692

81

136

–

217

475

10,754

1,068

11,822

3,593

1,817

–

5,410

6,412

2009  
£’000

–

5,206

1,364

1,596

8,166

13,957

1,182

15,139

5,868

1,953

99

7,920

7,219

2008  
£’000

5,000

–

3,664

1,647

10,311

The land held for development at 31 December 2008 was written down by £10.774 million to market value in 2008 and has subsequently 
been sold.

At 31 December 2008, security had been given by way of a first charge over the land held for development to secure the Group’s borrowings.

During the year, interest totalling £0.277 million (2008: £1.208 million) was capitalised into land held for development.

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Annual Report & Accounts 2009
Annual Report & Accounts 2009

80

Notes to the Financial Statements 
continued

12. Trade and other receivables

Non-current

Interest rate swaps

Current

Trade receivables

Amounts due from group undertakings

Amounts owed by joint ventures

Prepayments and accrued income

Other receivables

13. Cash and cash equivalents

Bank balances

Overdrafts (Note 15)

Cash and cash equivalents per cash flow

2009  
£’000

–

–

2008  
Restated 
£’000

–

–

Group

2007  
Restated 
£’000

1,103

1,103

18,738

20,577

14,900

 Company

2008  
£’000

–

–

–

2009  
£’000

–

–

–

–

13,153

11,532

1,291

44,714

–

13,050

11,716

10,052

55,395

–

304,617

253,263

11,711

11,370

10,393

48,374

–

–

5

–

–

7

304,622

253,270

2009  
£’000

Group

2008  
£’000

48,764

111,845

–

48,764

(25,077)

86,768

2009  
£’000

1,008

–

1,008

 Company

2008  
£’000

–

(1,730)

(1,730)

Bank balances include £17.1 million (2008: £16.3 million) whose use at the balance sheet date is restricted by funding agreements to 
paying operating costs and loan interest relating to specific properties, a further £nil (2008: £30.8 million) is secured against bank debt 
pending the refinancing of a property.

14. Trade and other payables

Trade payables

Amounts due to group undertakings

Other payables and accrued expenses

2009  
£’000

Group

2008  
£’000

11,816

15,269

–

60,765

72,581

–

64,903

80,172

2009  
£’000

77

29,674

2,512

32,263

 Company

2008  
£’000

31

37,804

2,738

40,573

Trade payables include £4.048 million (2008: £6.329 million) in relation to retentions on construction contracts.

15. Borrowings and financial derivatives

Non-current

Bank and other loans

Interest rate swaps

Current

Overdrafts

Bank and other loans

Interest rate swaps

2009  
£’000

Group

2008  
£’000

2009  
£’000

Company

2008  
£’000

438,247

507,739

29,401

44,401

467,648

552,140

–

179

–

179

25,077

108,424

3,375

136,876

–

–

–

–

–

–

–

–

–

–

1,730

–

–

1,730

 
 
 
 
 
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

81

15. Borrowings and financial derivatives (continued)

Maturity analysis
Borrowings fall due as follows:

Group

2009

Bank and other loans

2008

Non-derivative financial liabilities

Bank and other loans

Bank overdrafts

Carrying  
value  
£’000

438,426

Carrying  
value  
£’000

Within  
1 year  
£’000

179

Within  
1 year  
£’000

1–2 years  
£’000

2–5 years  
£’000

190

408,214

1–2 years  
£’000

2–5 years  
£’000

More than  
5 years  
£’000

29,843

More than  
5 years  
£’000

616,163

108,424

1,252

257,269

249,218

25,077

25,077

–

–

–

The Group has various borrowing facilities available to it. The undrawn committed facilities available at 31 December 2009 in respect of 
which all conditions precedent had been met at that date were as follows:

Expiring in two to five years

Investment loan facilities

Expiring in one year or less

Working capital facilities

2009  
£’000

2008  
£’000

37,252

23,000

60,252

–

56

56

In addition, there are further committed facilities available where not all conditions precedent have yet been met amounting to £277 million 
(2008: £268 million). Of this amount £57 million (2008: £8 million) remains available only for completed properties and £32 million (2008: 
£20 million) only for development properties, the remaining £187 million (2008: £240 million) is available for both.

Security for the Group’s property development and investment financing is by way of first charges over the properties to which they relate. 
In certain instances, cross guarantees are provided within the Group.

The Company has guaranteed £244.805 million of its subsidiary companies borrowings (2008: £311.435 million). The guarantees have 
been entered into in the normal course of business. A liability would only arise in the event of the subsidiary failing to fulfil its contractual 
obligations. These guarantees are accounted for in accordance with IFRS 4.

The Group’s gearing ratios are calculated as follows:

Net debt per balance sheet:

Cash and cash equivalents

Current borrowings

Non-current borrowings

Interest rate swaps liabilities

Mark to market of interest rate swaps

Adjusted net debt

Basic net asset value

Adjusted net asset value (Note 2(d))

Basic gearing

Adjusted gearing

Note

13

15

15

15

2009 
£’000

2008 
£’000

48,764

111,845

(179)

(133,501)

(438,247)

(507,739)

(29,401)

(47,776)

(419,063)

(577,171)

29,533

46,668

(389,530)

(530,503)

365,888

423,126

115%

92%

320,166

405,930

180%

131%

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Annual Report & Accounts 2009
Annual Report & Accounts 2009

82

Notes to the Financial Statements 
continued

16. Deferred tax liabilities

Group

Investment property

Investment property under development

Development property held as stock

Property, plant and machinery

Investments in joint ventures

Financial instruments

Tax (asset)/liabilities

Set off of tax

Net tax liabilities

2009  
£’000

–

–

(2,911)

(326)

–

(7,006)

(10,243)

10,243

–

Assets

2008  
£’000

–

–

(4,883)

–

–

(12,735)

(17,618)

2009  
£’000

2,834

–

–

–

Liabilities

2008  
£’000

9,988

(156)

–

282

7,409

7,504

–

–

10,243

17,618

17,618

(10,243)

(17,618)

–

–

–

2009  
£’000

2,834

–

(2,911)

(326)

7,409

(7,006)

–

–

–

Net

2008  
£’000

9,988

(156)

(4,883)

282

7,504

(12,735)

–

–

–

At 31 December 2009 the Group has calculated a potential deferred tax asset as shown below, however, due to the uncertainty of future 
taxable profits against which this asset could be realised, it is not appropriate to recognise this asset in the financial statements.

Tax value of losses

Tax value of temporary timing differences

Total potential deferred tax asset

Movement in temporary timing differences during the year:

2009

Investment property

Investment property under development

Development property held as stock

Property, plant and machinery

Investments in joint ventures

Financial instruments

2008

Investment property

Investment property under development

Development property held as stock

Property, plant and machinery

Investments in joint ventures

Financial instruments

Tax value of losses carried forward

2009  
£’000

33,265

3,478

36,743

2008  
£’000

24,613

2,866

27,479

Recognised  
in income  
£’000

At  
31 December  
2009  
£’000

–

–

–

–

–

1,619

1,619

2,834

–

(2,911)

(326)

7,409

(7,006)

–

Recognised  
in income  
£’000

At  
31 December  
2008  
£’000

–

587

–

–

409

9,988

(156)

(4,883)

282

7,504

(1,778)

(12,735)

–

(782)

–

–

At  
31 December  
2008  
£’000

9,988

(156)

(4,883)

282

7,504

(12,735)

–

At  
31 December  
2007  
£’000

11,563

5,182

(457)

(390)

7,266

(2,048)

(8,243)

12,873

Transfers  
£’000

(156)

156

–

–

–

–

–

Transfers  
£’000

5,067

(5,067)

–

–

–

–

–

–

Recognised  
in equity  
£’000

(6,998)

–

1,972

(608)

(95)

4,110

(1,619)

Recognised  
in equity  
£’000

(6,642)

(858)

(4,426)

672

(171)

(8,909)

8,243

(12,091)

Company
Deferred tax has not been recognised on temporary timing differences of £5.056 million (2008: £14.462 million) in respect of revaluation of 
subsidiaries and investment in joint ventures as it is probable that the temporary timing difference will not reverse in the foreseeable future.

UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009

83

Issued share capital 
£’000

Share premium 
£’000

Merger reserve 
£’000

Retained earnings 
£’000

Revaluation reserve 
£’000

Hedging reserve 
£’000

Total 
£’000

30,874

174,333

40,177

187,957

17,644

(892)

450,093

(116,342)

–

17. Capital and reserves

Group

At 1 January 2008

Loss for the year

Investment property under  
development 

– revaluation

– deferred tax

Effective hedges – movements

– deferred tax

Gains on hedging instruments  
transferred to income statement

Deferred tax on gains transferred

Share of joint venture valuation gain 
(net of related tax)

Share of joint venture movements in 
effective hedges (net of related tax)

Transfer on completion or disposal of 
investment property

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

Shares issued

205

2,208

Fair value of share-based payments

Own share acquired

Dividends to the owners  
of the parent company

Transfer to minority interest

–

–

–

–

–

–

–

–

At 31 December 2008

31,079

176,541

40,177

Loss for the year

Effective hedges – movements

– deferred tax

Share of joint venture movements in 
effective hedges (net of related tax)

Transfer on completion or disposal  
of investment property

–

–

–

–

–

–

–

–

–

–

Shares issued

8,823

70,998

Fair value of share-based payments

Own share acquired

Transfer to minority interest

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

At 31 December 2009

39,902

247,539

40,177

51,097

18,658

(18,658)

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

308

(2,192)

(3,090)

400

85,699

(34,450)

–

–

–

–

413

(1,959)

(411)

–

–

–

(7,604)

1,779

1,586

(444)

(116,342)

2,097

(587)

(7,604)

1,779

1,586

(444)

2,097

(587)

–

–

–

–

1,309

–

1,309

–

(9,960)

(9,960)

1,805

(15,135)

320,166

–

–

–

–

–

400

–

2,413

308

(2,192)

(3,090)

800

–

(34,450)

3,473

(1,619)

574

–

–

–

–

(120)

3,473

(1,619)

574

–

79,821

413

(1,959)

(531)

(12,827)

365,888

–

–

–

–

–

–

–

–

–

–

–

–

–

–

1,805

(1,805)

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UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009
Annual Report & Accounts 2009

84

Notes to the Financial Statements 
continued

17. Capital and reserves (continued)

Company

Reconciliation of movement in capital and reserves

At 1 January 2008

Loss for the year

Revaluation of investment in subsidiaries and joint ventures

Share options exercised

Dividends to shareholders

At 31 December 2008

Loss for the year

Revaluation of investment in subsidiaries and joint ventures

Shares issued

At 31 December 2009

Share capital

Authorised shares of 25p each

Issued at start of year – fully paid

Firm placing, placing and open offer

Shares issued to long-term incentive plan

Share options exercised

Issued at end of year – fully paid

Issued share capital 
£’000

Share premium 
£’000

Merger reserve 
£’000

Retained earnings
Restated 
£’000

Total
Restated
£’000

30,874

174,333

40,177

214,628

460,012

–

–

205

–

–

–

2,208

–

–

–

–

–

(2,279)

(2,279)

(126,054)

(126,054)

–

(3,090)

2,413

(3,090)

31,079

176,541

40,177

83,205

331,002

–

–

–

–

8,823

70,998

–

–

–

(2,543)

(2,543)

(32,688)

(32,688)

–

79,821

39,902

247,539

40,177

47,974

375,592

2009

174,000,000

124,315,841

32,819,972

2,041,059

430,070

159,606,942

Number of Ordinary shares 
2008

155,000,000

123,495,242

–

707,612

112,987

124,315,841

The holders of ordinary shares are entitled to receive dividends as declared from time to time and are entitled to one vote per share at 
meetings of the Company. All shares rank equally with regard to the Company’s residual assets.

Merger reserve
This reserve represents the excess of the fair value over nominal value of shares issued as part consideration for assets acquired.

Revaluation reserve
The revaluation reserve represented revaluations relating to investment properties under development and land and buildings included in 
property, plant and equipment less any related deferred tax.

Hedging reserve
The hedging reserve comprises the effective portion of the cumulative net change in the fair value of cash flow hedging instruments where 
the hedged transaction has not yet occurred, less any related deferred tax.

Dividends
The following dividends were declared and paid during the year:

Final dividend for 2008 of nil (2007: 1.67p) per 25p ordinary share

Interim dividend of nil (2008: 0.83p) per 25p ordinary share

2009 
£’000

–

–

–

2008 
£’000

2,061

1,029

3,090

 
 Earnings per share and net asset value per share
18. 
The calculations of basic and adjusted earnings per share for the Group are as follows:

Earnings

Basic (and diluted)

Adjusted

Weighted average number of shares (thousands)

Basic

Dilutive potential ordinary shares (share options)

Diluted

Earnings per share (pence)

Basic

Diluted

Adjusted

UNITE  
UNITE  
UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009
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Annual Report & Accounts 2009

85

Note

2009 
£’000

Restated  
(for share issue) 
£’000

2008

As  
previously  
reported

(34,861)

(115,942)

(115,942)

2(b)

(28,739)

(44,760)

(44,760)

134,747

125,485

124,095

3

303

303

134,750

125,788

124,398

(25.9)

(25.9)

(21.3)

(92.4)

(92.4)

(35.6)

(93.4)

(93.4)

(36.0)

Movements in the weighted average number of shares have resulted from the firm placing, placing and open offer in October 2009 and 
the issue of shares arising from the employee share-based payment schemes.

In addition to the potential dilutive ordinary shares (share options) shown above there were a further 874,000 share options in existence 
at 31 December 2009 (2008: 1,304,000) which are anti-dilutive.

The calculation of earnings per share for the year-ended 31 December 2008 and the net asset value per share as at 31 December 2008 
have been restated in accordance with the retrospective adjustment requirements of IAS 33 Earnings per Share with regard to the firm 
placing, placing and open offer in October 2009. The issue comprised 32,819,972 shares and gave rise to proceeds of £82.050 million, 
£77.272 million net of issue costs. The adjustments arising from the reclassification of joint venture investment loans explained in Note 9 
have no impact on earnings or net asset value per share.

Net assets attributable to ordinary shareholders

Basic

Adjusted pre dilution

Outstanding share options

Adjusted diluted

Number of shares (thousands)

Basic

Outstanding share options

Diluted

Net asset value per share (pence)

Basic

Adjusted pre dilution

Adjusted diluted

Note

2009 
£’000

Restated  
(for share issue) 
£’000

2008

As  
previously  
reported

365,888

397,438

320,166

2(d)

423,126

483,202

405,930

1,514

2,985

2,985

424,640

486,187

408,915

159,607

157,436

124,316

778

1,560

1,560

160,385

158,996

125,876

229

265

265

252

307

306

258

327

325

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Annual Report & Accounts 2009
Annual Report & Accounts 2009

86

Notes to the Financial Statements 
continued

19. Employee benefits

Share-based payments
The UNITE Group plc operates the following schemes: two executive share option schemes (“the Approved Scheme” and the 
“Unapproved Scheme”), an executive Long Term Incentive Plan (the “LTIP”), a Save As You Earn scheme (the “SAYE scheme”) and an 
Employee Share Ownership Trust (ESOT).

Details of the two executive schemes and share options held by directors are detailed in the Directors’ remuneration report.

The SAYE scheme issues options to employees with vesting periods of three to five years. The only condition attaching to this scheme 
is a service condition.

The ESOT is used to award part of Directors’ and senior managers’ bonuses in shares. These shares vest after thee years’ continued service.

The number and weighted average exercise prices of share options is as follows:

Outstanding at the beginning of the year

Forfeited during the year

Exercised during the year

Granted during the year

Outstanding at the end of the year

Exercisable at the end of the year

Weighted average 
exercise price 
2009

Number of options 
(thousands) 
2009

Weighted average 
exercise price 
2008

Number of options 
(thousands) 
2008

£1.96

£2.22

£1.52

£2.22

£2.08

£2.01

1,607

(480)

(430)

180

877

516

£2.12

£3.02

£1.96

£1.90

£1.96

£1.82

1,670

(237)

(113)

287

1,607

1,088

The weighted average remaining contractual life of outstanding options was 2.2 years (2008: 3.0 years).

The weighted average share price on the date of exercise for options exercised during the year was £2.80 (2008: £3.21).

The range of exercise prices on the share options outstanding at the end of the year was 129p to 371p (2008: 129p to 371p).

Fair value of share options and assumptions
The fair value of services received in return for share options granted after 7 November 2002 is measured by reference to the fair value of 
share options granted. Service conditions and non-market performance conditions are not taken into account in the grant date fair value 
measurement. The estimates of the fair value of the share options granted is measured based on the following models:

Option scheme
Unapproved and approved share option 
schemes, LTIP – TSR component

Model Used
Monte Carlo simulations combined  
with binomial lattice

SAYE share option scheme

Black-Scholes

ESOT bonus awards, LTIP – NAV  
component

Discounted share price at grant

Reason for model used
Monte Carlo simulations used to model  
FTSE comparator groups (for TSR 
performance condition) combined with  
(for share options) binomial lattice to 
incorporate seven-year exercise window

Service condition only, short exercise window 
makes a fixed date model appropriate

Awards equates to a gift of free shares with  
a performance/service condition. Discounted 
for dividends not receivable during the service 
period (ESOT only)

For share options granted in the year, the fair values and assumptions made in applying the valuation models are as follows:

Weighted average fair value at measurement date

Share price

Exercise price

Expected volatility

Option life

Expected dividends

2009

78p

2008

200p

93–259p

227–310p

222p

50%

3–5 years

0.5%

190p

17%–37%

3–5 years

1.0%

Risk free interest rate (based on UK government bonds)

2.23%–2.89%

4.1%–4.2%

The expected volatility is based on the historic volatility (based on a period commensurate with the expected term of the options), adjusted 
for any expected changes to future volatility due to publicly available information.

The fair value expense recognised in the income statement is disclosed in Note 4.

UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009

87

20. Financial Instruments
The Group holds or issues financial instruments for two main purposes:

• To finance the development and subsequent retention of investment properties;

• To manage the interest rate risks arising from its operations and from its sources of finance.

In addition, various financial instruments – such as trade receivables and trade payables – arise from the Group’s operations. All financial 
instruments are sterling denominated. The Group does not trade in financial instruments or derivatives.

The Group finances its development and investment activities through a mixture of retained earnings, borrowings and fresh issues of 
equity. The Group borrows from major banking institutions primarily at fixed rates of interest, using derivatives where appropriate to 
generate the desired effective interest rate basis. The derivatives used for this purpose are interest rate swaps and caps.

The main risks arising from the Group’s financial instruments are interest rate risk and market price risk. The Board reviews and agrees 
policies for managing each of these risks, they are discussed in the Business Review and are summarised below.

Interest rate risk
The Group’s exposure to interest rate fluctuations on its borrowings and deposits are managed by using interest rate swaps, caps and 
in some cases, simple fixed rate borrowing. The Group’s policy is separated into three areas:

(i) Development finance
After taking account of interest rate swaps, none of the Group’s development borrowing at 31 December 2009 is fixed. The Group will 
continue to review the level of its hedging in the light of the current low interest rate environment.

(ii) Refinancing risk
The Group’s principal exposure to interest rate fluctuations during development relates to movements in longer term interest rates, which 
affect the quantum of debt the property income is capable of servicing at completion. Significant adverse movements undermine the 
Group’s capital recycling strategy.

The Group manages this risk via a programme of pre-hedging, through the use of forward starting interest rate swaps. At 31 December 
2009 approximately £17.5 million (2008: £65.4 million) of the Group’s anticipated refinancing was hedged for an average term of 4.7 years  
(2008: 5.7 years).

(iii) Medium and long-term finance
The Group holds its medium and long-term bank finance under floating rate arrangements. The majority of this debt is hedged through 
the use of interest rate swap agreements, although not all these arrangements qualify for hedge accounting under IAS 39. During 2009, 
the Group’s policy has been to hedge in excess of 50% of the Group’s exposure for terms of approximately 2–15 years.

At 31 December 2009, after taking account of interest rate swaps, 75% (2008: 87%) of the Group’s medium and long-term borrowing  
on completed properties was held at fixed rates. This is fixed at an average rate of 6.7% (2008: 6.2%) for an average period of 4 years  
(2008: 4 years).

Liquidity risk
With respect to its development activities, the Directors have adopted a policy whereby the Group injects substantially the full amount 
of equity required for each development before drawing debt under associated facilities. In this way, the funding requirements of each 
scheme are substantially “ring fenced” and secured at the outset of works.

Some of the Group’s banking facilities contain loan to value covenants, which if property values fall far enough may require some debt 
to be repaid. This position is closely monitored on a regular basis and the Group develops strategies that will minimise the impact of any 
such repayments on other operations.

Some of the Group’s medium-term banking facilities are revolving, allowing the Group to apply its cash surpluses in the temporary 
reduction of its debt obligations.

Market risk
The Group’s primary market risk is interest rate exposure. It monitors this exposure through a process of sensitivity analysis, estimating the 
effect on operating cash flow over various periods of a range of possible changes in interest rates.

At 31 December 2009, it is estimated that a general increase of one percentage point in interest rates would increase the Group’s loss before 
tax by approximately £0.9 million (2008: £0.9 million), Effective and ineffective interest rate swaps have been included in this calculation.

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Annual Report & Accounts 2009
Annual Report & Accounts 2009

88

Notes to the Financial Statements 
continued

20. Financial Instruments (continued)
The Group’s policy is to accept a degree of interest rate risk, provided the effects of the various potential changes in rates remain  
within certain prescribed parameters.

Interest rate swaps maturity

Within 1 year

1–2 years

2–5 years

More than 5 years

2009  
Nominal  
amount  
hedged  
£’000

–

5,000

2009  
Applicable  
interest rates  
%

2008  
Nominal  
amount  
hedged  
£’000

2008  
Applicable  
interest rates  
%

–

158,205

3.36–4.98

4.79

–

–

260,247 4.80–5.785

18,244

4.79– 5.15

47,149

4.50–5.63

364,551

5.12–5.63

The following is a maturity analysis of financial liabilities using the contractual undiscounted cash flows:

2009

Non-derivative financial liabilities

Bank and other loans

Trade and other payables

Derivative financial liabilities

Interest rate swaps

2008

Non-derivative financial liabilities

Bank and other loans

Bank overdrafts

Trade and other payables

Derivative financial liabilities

Interest rate swaps

Total  
£’000

Within 1 year 
£’000

1-2 years 
£’000

2-5 years 
£’000

More than 5 years 
£’000

495,667

73,056

11,620

73,056

11,632

433,450

38,965

–

–

–

70,428

14,146

14,129

36,983

5,170

Total  
£’000

Within 1 year 
£’000

1–2 years 
£’000

2–5 years 
£’000

More than 5 years 
£’000

773,686

170,511

26,799

309,563

266,813

25,077

80,544

25,077

80,544

–

–

–

–

–

–

24,471

3,556

3,525

11,096

6,294

Credit risk
Management has a credit policy in place and the exposure to credit risk is monitored on an ongoing basis. At the balance sheet date 
there were no significant concentrations of credit risk. The maximum exposure to credit risk is represented by the carrying amount  
of each financial asset in the balance sheet.

Cash

Other trade receivables (see below)

Amounts due by joint ventures (excluding loans that are capital in nature)

Joint venture investment loans

Amounts receivable from joint ventures are not past due or impaired.

Other trade receivables represent amounts due from the Group’s external customers as follows:

2009  
£’000

48,764

18,738

13,153

12,239

92,894

2008 
Restated  
£’000

111,845

20,577

13,050

5,618

151,090

2009

Rental debtors

Commercial tenants (past due and impaired)

Individual tenants (past due and impaired)

Provisions carried

Past due but not impaired

Manufacturing debtors (not past due or impaired)

Total  
£’000

2009/10  
£’000

2008/09  
£’000

Prior years  
£’000

Ageing by academic year

7,628

6,304

(3,398)

10,534

8,204

18,738

5,209

3,061

(920)

7,350

8,204

755

2,100

(1,439)

1,416

–

1,664

1,143

(1,039)

1,768

–

15,554

1,416

1,768

 
20. Financial Instruments (continued)

2008

Rental debtors

Commercial tenants (past due and impaired)

Individual tenants (past due and impaired)

Provisions carried

Past due but not impaired

Manufacturing debtors (not past due or impaired)

UNITE  
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Annual Report & Accounts 2009
Annual Report & Accounts 2009

89

Total  
£’000

2008/09  
£’000

2007/08  
£’000

Prior years  
£’000

Ageing by academic year

7,003

4,359

(1,681)

9,681

10,896

20,577

4,100

1,371

(652)

4,819

10,896

15,715

1,514

2,988

(671)

3,831

–

1,389

–

(358)

1,031

–

3,831

1,031

The Group holds £8.557 million (2008: £8.450m) in tenant deposits as collateral on the above rental debtors. This has been taken into 
account, together with historical collection patterns, in establishing the level of provisions carried.

Movements in provisions carried are explained as follows:

At start of year

Impairment charged to income statement in year

Debt write off

At end of year

2009  
£’000

1,681

2,066

(349)

3,398

2008  
£’000

1,144

1,454

(917)

1,681

Effective interest rates
Interest rate swaps with fair value liabilities of £29.401 million (2008: £47.776 million) and remaining lives of 1 to 15 years have been 
accounted for in creditors and debtors.

The Group’s overall average cost of debt as at 31 December 2009 is 5.45% (2008: 5.7%). The average cost of the Group’s borrowing  
on completed properties at 31 December 2009 is 5.6% (2008: 6.2%).

Fair value of financial assets and liabilities
The Group has the following financial assets and liabilities carried at fair value:

Joint venture investment loans

Interest rate swaps

IFRS7 level

3

2

2009  
£’000

12,239

29,401

Group

2008  
£’000

5,618

47,776

2009  
£’000

3,836

–

Company

2008  
£’000

3,461

–

The IFRS7 level categorisation relates to the extent the fair value can be determined by reference to comparable market values. The 
classifications range from level 1 where instruments are quoted on an active market through to level 3 where the assumptions used to 
arrive at fair value do not have comparable market data. There have been no transfers between levels during the year. The movement in 
level 3 instruments is disclosed in Note 9.

The fair value of joint venture investment loans, which form part of the Group’s interest in joint ventures, have been valued using a discount 
rate based on an estimated market cost of 10% over the contracted period of the investment.

The fair values of interest rate swaps and fixed rate loans (shown in the table below) have been calculated by a third party expert 
discounting estimated future cash flows on the basis of market expectations of future interest rates.

Fair values have been calculated by discounting future cash flows at prevailing interest rates.

The fair value of the Group’s financial assets and liabilities do not differ from their book values other than as shown below:

Fixed rate loans

2009  
Book value 
£’000

2009  
Fair value 
£’000

2008  
Book value 
£’000

2008  
Fair value 
£’000

(39,941)

(41,447)

(20,900)

(23,211)

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UNITE  
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009
Annual Report & Accounts 2009

90

Notes to the Financial Statements 
continued

20. Financial Instruments (continued)

Capital management
The Group’s financing strategy is based around its developer and co-investing manager business model, which allows capital from 
stabilised developments sold to UNITE UK Student Accommodation Fund to be recycled into new schemes. The Board has adopted this 
business model to achieve an appropriate balance between the capital deployed in mature, lower return investment and higher yielding 
development opportunities.

The Board regularly reviews the capital available to the business with a view to ensuring that the Group has an appropriate capital base 
to maintain investor, creditor and market confidence and sustain the future development of the business.

The Board has processes in place to ensure capital is only committed to new schemes, for site purchase or build, when there is sufficient 
capital available. These processes also ensure that capital is allocated to the opportunities offering the greatest return.

The Group regards its available capital as the amount of its adjusted net assets, as this excludes deferred tax and the fair value of financial 
instruments, which will not be crystallised in the normal course of trade and includes all property assets at market value. At 31 December 
2009 capital on this basis amounted to £423 million (2008: £406 million). The Group seeks to manage its adjusted gearing, which is 
based on this capital base, in a range of 100% to 120%.

21. Operating leases

Leases as lessee
The future minimum lease rentals payable under non-cancellable operating leases are as follows:

Less than one year

Between one and five years

More than five years

2009  
£’000

2008  
£’000

14,186

54,903

200,932

270,021

10,993

41,426

150,316

202,735

Leases for commercial properties typically run for 5–15 years with market rent reviews every 5 years.

Leases of residential accommodation properties run for periods between 17 and 25 years are generally subject to annual RPI based rent 
reviews. One property is subject to a fixed annual rent increase of 2%.

Leases as lessor
The Group leases out its investment property under operating leases. The future minimum lease payments receivable under non-
cancellable operating leases are as follows:

Less than one year

Between one and five years

More than five years

2009  
£’000

42,274

21,233

33,314

96,821

2008  
£’000

31,894

27,665

28,907

88,466

Notes to the Financial Statements 
continued

UNITE  
UNITE  
UNITE  
UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009
Annual Report & Accounts 2009
Annual Report & Accounts 2009

91

22. Related parties

Group
The Group has had a number of transactions with its joint ventures, which are disclosed in Notes 9 and 12.

Company
During the year, the company entered into various free loans with its subsidiaries, the aggregate of which are disclosed in the cash flow 
statement. In addition, the following material transactions took place.

Intercompany recharges for corporate costs

UNITE Integrated Solutions plc

2009  
£’000

2008  
£’000

2,295

2,354

As a result of these intercompany transactions, the following amounts were due (to)/from the company’s subsidiaries at the year-end.

UNITE Holdings plc

UNITE Finance One (Property) Ltd

UNITE Finance Ltd

LDC (Holdings) plc

LDC (Portfolio One) Ltd

Amounts due from group undertakings

LDC (Holdings) plc

Unilodge Holding Ltd

Unilodge Holdings (UK) Ltd

Amounts due to group undertakings

2009  
£’000

2008  
£’000

77,103

130,694

–

30,408

197,106

99,772

12,767

–

–

10,030

304,617

253,263

–

(13,862)

(15,812)

(29,674)

(8,130)

(13,862)

(15,812)

(37,804)

The company has had a number of transactions with its joint ventures, which are disclosed in Note 9.

Transactions with key management personnel
Director’s remuneration is disclosed in Note 4.

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UNITE  
Annual Report & Accounts 2009
Annual Report & Accounts 2009

92

Five year record

Adjusted diluted net asset value per share (pence)* ** 

Net asset value per share on an IFRS basis (pence)* 

Adjusted net assets (£m)

Net assets on an IFRS basis (£m)

Managed portfolio value (£m)

Gearing

– adjusted (%)

– including share of co investment funds (%)

– on balance sheet (%)

Rental income

– from wholly owned assets (£m)

– including share of co investment funds (%)

Investment segment result (£m) 

Net portfolio contribution (£m)

Adjusted (loss)/profit before tax (£m) 

(Loss)/profit before tax (£m)

Earnings per share

– adjusted (pence)*

– basic (pence)*

2009

265

229

423

366

2008

306

252

483

320

2007

374

337

587

450

2006

385

358

604

481

2005

336

298

524

383

2,039

1,829

1,723

1,435

1,165

92

133

115

58

82

6

1

(29)

(35)

(21)

(26)

131

174

180

58

78

1

(5)

(45)

(116)

(36)

(92)

106

136

121

63

82

8

(2)

(63)

(37)

(50)

(30)

78

111

85

92

98

8

2

(9)

71

(12)

58

162

172

193

81

86

4

1

3

32

3

28

*net asset values and earning per share for 2008 and prior years have been restated in accordance with the retrospective adjustment requirements of IAS 33 Earnings per Share 
with regard to the firm placing, placing and open offer in October 2009.

**2005 and 2006 have been restated to show the 46 pence per share impact of redeeming the UNITE Finance One bond.

Notice of Annual General Meeting

UNITE  
Annual Report & Accounts 2009

93

NOTICE IS HEREBY GIVEN that the Annual General Meeting of 
The UNITE Group plc (the “Company”) will be held at The Core,  
40 St Thomas Street, Bristol BS1 6JX at 9.30 a.m. on 18 May 
2010 for the purpose of considering and, if thought fit, passing the 
following resolutions which, in the case of resolutions numbered 
1 to 6 (inclusive), shall be proposed as ordinary resolutions and,  
in the case of resolutions numbered 7 to 9 (inclusive), will be 
proposed as special resolutions.

Ordinary business
1.   To receive the audited annual accounts of the Company for the 
year ended 31 December 2009, together with the Directors’ 
report and Auditor’s report on those accounts.

2.   To approve the Directors’ Remuneration Report for the year 

ended 31 December 2009.

3.   To re-appoint Mr R S Walker as a Director of the Company. 

4.   To re-appoint Mr J M Tonkiss as a Director of the Company.

5.   To re-appoint KPMG Audit Plc as auditors to hold office until the 

conclusion of the next general meeting of the Company at 
which accounts are laid and to authorise the Directors to 
determine their remuneration.

Special business
6.   THAT, in substitution for any equivalent authorities and powers 
granted to the Directors prior to the passing of this Resolution, 
the Directors be and are generally and unconditionally 
authorised pursuant to Section 551 of the Companies Act 2006 
(the “Act”): 

(a)  to exercise all powers of the Company to allot shares in the 

Company, and grant rights to subscribe for or to convert any 
security into shares of the Company, up to an aggregate 
nominal amount of £13,302,275;

(b)  to allot equity securities (as defined by Section 560(1) of the 
Act) in connection with a rights issue up to an aggregate 
nominal amount of £13,302,275:

 a. 

 in favour of holders of ordinary shares in the capital of 
the Company, where the equity securities respectively 
attributable to the interests of such holders are 
proportionate (as nearly as may be practicable), to the 
respective number of ordinary shares in the capital of 
the Company held by them; and

 b. 

 to holders of any other equity securities as required by the 
rights of those securities or as the Directors otherwise 
consider necessary,

 but subject to such exclusions or other arrangements as  
the Directors consider expedient in relation to fractional 
entitlements, legal or practical problems under the laws in  
any territory or the requirements of any relevant regulatory  
body or stock exchange, 

 provided that this authority shall expire (unless renewed, varied 
or revoked by the Company in general meeting), on the date 
falling 15 months from the passing of this resolution or, if earlier, 
at the conclusion of the next annual general meeting of the 
Company to be held following the passing of this Resolution, 
save that the Company may, before such expiry, make an offer 
or enter into an agreement which would or might require shares 
in the Company to be allotted or rights to subscribe for or 
convert securities into shares be granted after such expiry 
and the Directors may allot shares or grant rights to subscribe 
for or convert securities into shares in pursuance of such offer 
or agreement as if this authority had not expired.

7.   THAT, in accordance with Section 570(1) of the Act, the 

Directors be and are empowered to allot equity securities (within 
the meaning of Section 560(1) of the Act) pursuant to the 
general authority conferred on them by Resolution 6 above as 
if Section 561(1) of the Act did not apply to any such allotment, 
provided that this power shall be limited:

(a)  to the allotment of equity securities in connection with an 

offer or issue to or in favour of ordinary shareholders on the 
register on a date fixed by the Directors where the equity 
securities respectively attributable to the interests of all those 
shareholders are proportionate (as nearly as practicable) to 
the respective numbers of ordinary shares held by them on 
that date, but the Directors may make such exclusions or 
other arrangements as they consider expedient in relation 
to fractional entitlements, legal or practical problems under 
the laws in any territory or the requirements of any relevant 
regulatory body or stock exchange; and

(b)  to the allotment (other than under (a) above) of equity 
securities having a nominal value not exceeding in  
aggregate £1,995,341

 and this authority shall expire on the date falling 15 months from 
the passing of this resolution, or, if earlier, at the conclusion of 
the next annual general meeting of the Company to be held 
following the passing of this resolution, save that the Company 
may, before this authority expires, make an offer or agreement 
which would or might require equity securities to be allotted 
after it expires and the Directors may allot equity securities in 
pursuance of such offer or agreement as if this authority had not 
expired and provided further that this authority shall supersede 
and revoke all previous authorities under Section 570(1) of  
the Act.

8.   THAT a general meeting other than an annual general meeting 

may be called upon not less than 14 clear days’ notice.

9.  THAT:

(a)  the articles of association of the Company be amended  
by deleting to the fullest extent permitted by law all of the 
provisions of the Company’s memorandum of association 
which, by virtue of Section 28 of the Act, are to be treated  
as provisions of the Company’s articles of association;

(b)  any limit on the maximum amount of shares that may be 

allotted by the Company which is imposed by the amount  
of the Company’s authorised share capital that is in force be 
revoked; and

(c)  the draft articles of association produced to the meeting and 
initialled for the purposes of identification by the chairman of 
the meeting be and they are adopted by the Company in 
substitution for, and to the exclusion of, its existing articles  
of association.

BY ORDER OF THE BOARD 
A D Reid 
SECRETARY

Dated 3 March 2010 
Registered office: 
The Core 
40 St Thomas Street 
Bristol 
BS1 6JX

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UNITE  
Annual Report & Accounts 2009

94 Notice of Annual General Meeting continued

Notes
1.   A member of the Company who wishes to attend the meeting in person should 
arrive at the offices of the Company, The Core, 40 St Thomas Street, Bristol BS1 
6JX in good time before the meeting, which will commence at 9.30 a.m. In order 
to gain admittance to the meeting, members may be required to produce their 
attendance card, which is attached to the form of proxy enclosed with this 
document, or otherwise prove their identity.

2.   A member of the Company who is unable or does not wish to attend the meeting 
is entitled to appoint a proxy to exercise all or any of his/her rights to attend and to 
speak and vote on his/her behalf at the meeting. A proxy need not be a member 
of the Company but must attend the meeting to represent his/her appointing 
member. Appointing a proxy will not prevent a member from attending in person 
and voting at the meeting. A form of proxy which may be used to make such 
appointment and give proxy instructions accompanies this notice. You can only 
appoint a proxy using the procedures set out in these notes and the notes to the 
proxy form.

3.   To be valid, any form of proxy, and the original or duly certified copy of the power 
of attorney or other authority (if any) under which it is signed or authenticated, 
must be received by hand or by post at Computershare Investor Services PLC, 
The Pavilions, Bridgwater Road, Bristol BS99 6ZY, no later than 9.30 a.m. on 
14 May 2010.

4.   CREST members who wish to appoint a proxy or proxies through the CREST 
electronic proxy appointment service may do so for the meeting and any 
adjournment(s) thereof by using the procedures described in the CREST Manual. 
CREST Personal Members or other CREST sponsored members, and those 
CREST members who have appointed a service provider(s), should refer to their 
CREST sponsor or voting service provider(s), who will be able to take the 
appropriate action on their behalf.

5.   In order for a proxy appointment or instruction made using the CREST service to 
be valid, the appropriate CREST message (a “CREST Proxy Instruction”) must be 
properly authenticated in accordance with Euroclear’s specifications, and must 
contain the information required for such instruction, as described in the CREST 
Manual. The message, regardless of whether it constitutes the appointment of a 
proxy or is an amendment to the instruction given to a previously appointed proxy 
must, in order to be a valid, be transmitted so as to be received by the Company’s 
agent (CREST ID 3RA50) by the latest time for receipt of proxy appointments 
specified in Note 3 above. For this purpose, the time of receipt will be taken to be 
the time (as determined by the timestamp applied to the message by the CREST 
Application Host) from which the Company’s agent is able to retrieve the message 
by enquiry to CREST in the manner prescribed by CREST. After this time any 
change of instructions to proxies appointed through CREST should be 
communicated to the appointee through other means.

6.   CREST members and, where applicable, their CREST sponsors, or voting service 
providers should note that Euroclear does not make available special procedures 
in CREST for any particular message. Normal system timings and limitations will, 
therefore, apply in relation to the input of CREST Proxy Instructions. It is the 
responsibility of the CREST member concerned to take (or, if the CREST member 
is a CREST personal member, or sponsored member, or has appointed a voting 
service provider, to procure that his/her CREST sponsor or voting service 
provider(s) take(s)) such action as shall be necessary to ensure that a message 
is transmitted by means of the CREST system by any particular time. In this 
connection, CREST members and, where applicable, their CREST sponsors or 
voting system providers are referred, in particular, to those sections of the CREST 
Manual concerning practical limitations of the CREST system and timings.

7.   The Company may treat as invalid a CREST Proxy Instruction in the 

circumstances set out in Regulation 35(5)(a) of the Uncertificated Securities 
Regulations 2001 (as amended).

8.   If you would like to submit your proxy vote via the internet, you can do so by 

accessing our registrar’s website (www.eproxyappointment.com). You will require 
the control number, your unique PIN (which will expire at the end of the voting 
period) and your Shareholder Reference Number (“SRN”), printed on the proxy 
card, in order to log in and submit your proxy vote electronically. You can access 
this site from any internet enabled PC.

9.   In the case of joint holders, where more than one of the joint holders purports to 

appoint a proxy, only the appointment submitted by the most senior holder will 
be accepted. Seniority is determined by the order in which the names of the joint 
holders appear in the Company’s register of members in respect of the joint 
holding (the first-named being the most senior). 

10.  If you submit more than one valid proxy appointment in respect of the same 
shares, the appointment received last before the latest time for the receipt of 
proxies will take precedence.

11.  Any person to whom this notice is sent who is a person nominated under Section 
146 of the Act to enjoy information rights (a “Nominated Person”) may, under an 
agreement between him/her and the shareholder by whom he/she was 
nominated, have a right to be appointed (or to have someone else appointed) as a 
proxy for the meeting. If a Nominated Person has no such proxy appointment right 
or does not wish to exercise it, he/she may, under any such agreement, have a 
right to give instructions to the shareholder as to the exercise of voting rights.

12.  The statement of the rights of shareholders in relation to the appointment of 

proxies above does not apply to Nominated Persons. These rights can only be 
exercised by shareholders of the Company.

13.  Pursuant to Regulation 41 of the Uncertificated Securities Regulations 2001 (as 
amended), the Company specifies that only those shareholders registered in the 
register of members of the Company at 5.00 p.m. two days before the meeting 
shall be entitled to attend or vote at the meeting in respect of the number of shares 
registered in their name at that time. 

14.  As at 3 March 2010 the Company’s issued share capital consists of 159,627,311 
ordinary shares carrying one vote each. Therefore the total voting rights in the 
Company as at 3 March 2010 are 159,627,311.

15.  You may not use any electronic address provided either in this notice of meeting or 

any related documents (including the proxy form) to communicate with the 
Company for any purposes other than those expressly stated.

16.  Members attending the meeting have the right to ask and, subject to the 

provisions of the Act, the Company must cause to be answered, any questions 
relating to the business being dealt with at the meeting. 

17.  The following information is available at www.unite-group.co.uk (1) the matters set 
out in this Notice of Annual General Meeting; (2) the total numbers of shares in the 
Company in respect of which members are entitled to exercise voting rights at the 
meeting; (3) the totals of the voting rights that members are entitled to exercise at 
the meeting; and (4) members’ statements, members’ resolutions and members’ 
matters of business received by the Company after the date on which notice of 
the meeting was given.

18.  It is possible that, pursuant to requests made by members of the Company under 
Section 527 of the Act, the Company may be required to publish on a website  
a statement setting out any matter relating to: (a) the audit of the Company’s 
accounts (including the auditor’s report and the conduct of the audit) that are to be 
laid before the annual general meeting; or (b) any circumstance connected with an 
auditor of the Company ceasing to hold office since the previous meeting at which 
annual accounts and reports were laid in accordance with Section 437 of the Act. 
The Company may not require the members requesting any such website 
publication to pay its expenses in complying with Sections 527 or 528 of the Act. 
Where the Company is required to place a statement on a website under Section 
527 of the Act, it must forward the statement to the Company’s auditor not later 
than the time when it makes the statement available on the website. The business 
which may be dealt with at the meeting includes any statement that the Company 
has been required under Section 527 of the Act to publish on a website.

19.  In accordance with Section 338 of the Act, a member or members of the 

Company may (provided that the criteria set out in Section 338(3) of the Act are 
met) require the Company to give to members notice of a resolution which may 
properly be moved and is intended to be moved at the meeting, provided that: 
(a) the resolution must not be, if passed, ineffective (whether by reason of 
inconsistency with any enactment or the Company’s constitution or otherwise); 
and (b) the resolution must not be defamatory of any person, frivolous or 
vexatious. Such a request may be in hard copy form or in electronic form, must be 
authenticated by the person or persons making it, must identify the resolution of 
which notice is to be given and must be received by the Company not later than 
six weeks before the meeting, or, if later, the time at which notice is given of the 
meeting. (In the foregoing sentence, the terms “hard copy form”, “electronic form” 
and “authenticated” bear their respective meanings set out in the Act in relation to 
a communication, or a document or information sent or supplied, to a company.)

20.  In accordance with Section 338A of the Act, a member or members of the 

Company may (provided that the criteria set out in Section 338A(3) of the Act 
are met) require the Company to include in the business to be dealt with at the 
meeting a matter (other than a proposed resolution) which may properly be 
included in the business of the meeting, provided that the matter is not defamatory 
of any person, frivolous or vexatious. A request may be in hard copy form or 
electronic form, must identify the matter to be included in the business, must be 
accompanied by a statement setting out the grounds for the request, must be 
authenticated by the person or persons making it and must be received by the 
Company not later than six weeks before the meeting, or, if later, the time at which 
notice is given of the AGM. (In the foregoing sentence, the terms “hard copy form”, 
“electronic form” and “authenticated” bear the respective meanings set out in the 
Act in relation to a communication, or a document or information sent or supplied, 
to a company.)

21.  The following documents are available for inspection at the registered office of the 
Company during the usual business hours on any weekday (Saturday, Sunday or 
public holidays excluded) from the date of this notice until the conclusion of the 
annual general meeting and will also be available for inspection at the place of the 
meeting from 9.15 a.m. on the day of the meeting until its conclusion:

(a)   copies of the Executive Directors’ service contracts with the Company  
and any of its subsidiary undertakings and letters of appointment of the 
Non-Executive Directors; and 

(b)   a copy of the proposed new articles of association of the Company, and  
a copy of the existing articles of association marked to show the changes 
being proposed in resolution 9(c).

 
 
Glossary

UNITE  
Annual Report & Accounts 2009

95

Adjusted, fully diluted net asset value per share 
(Adjusted NAV)
The basic NAV per share figure is recalculated to take account  
 of dilutive outstanding share options and adjusted to:

•	 exclude	the	mark	to	market	of	interest	rate	swaps

•	 exclude	the	impact	of	deferred	tax

•	  include the valuation gain not recognised on properties held  

at cost.

Gross financing costs
This includes all interest paid by the Group and its share of 
interest paid by joint ventures, including interest capitalised into 
developments and operating lease rentals. It includes all receipts 
and payments under interest rate swaps whether they are effective 
or ineffective under IFRS as economically they all hedge interest 
rate exposures. It excludes the cost of early termination of loans 
and swaps.

Financing costs

Adjusted net debt
The Group’s debt, net of cash and unamortised debt raising costs, 
excluding the mark to market of interest rates swaps.

Adjusted net debt to property assets
Is the adjusted net debt as a percentage of the value of properties.

Gross financing costs net of interest capitalised into developments 
and interest received on deposits.

Interest cover ratio (ICR)
The interest cover ratio is the income generated by a property as a 
multiple of the interest charge on the debt secured on the property.

Adjusted gearing
Adjusted net debt as a percentage of adjusted net assets.

Net operating income (NOI)
The rental income from completed properties less those operating 
costs directly related to the property, hence excluding central 
overhead.

Net profit contribution (NPC)
This is an important indicator of operational performance as it 
measures the net operating income from the completed properties, 
net of their financing costs and the Group’s total non-development 
related overheads.

Adjusted profit
Adjusted profit is prepared on the basis recommended for real 
estate companies by EPRA, the European Public Real Estate 
Association, which excludes movements relating to changes in 
values of investment properties and interest rate swaps, profits 
on disposal of investment properties (but not trading properties) 
and the related tax effects.

Adjusted earnings per share
The diluted earnings per share based on adjusted profit.

Total income from managed portfolio
This measure indicates the overall scale of the property portfolio 
that the Group manages, it comprises rental and related income, 
totalling £164.3 million from properties owned by:

The Group
Third parties and leased by the Group
USAF
UCC
USV

The Group’s total share of this gross income is shown in Note 2(c).

£m
43.2
15.0
78.9
22.0
5.2

Net Initial Yield (NIY or Yield)
The net operating income generated by a property expressed as  
a percentage of its value.

Basis points (bps)
A basis point is a term used to describe a small percentage, usually 
in the context of a change, and equates to 0.01%

Net rental growth
The annual growth in net operating income less costs from a 
property (measured on a like-for-like basis i.e. excluding impact 
of completion and disposals).

Minimum net worth
A minimum net worth covenant measures the value of the 
Company against an absolute target.

USAF/the Fund
The UNITE UK Student Accommodation Fund established in 2006 
is now Europe’s largest fund that purely focuses on investment in 
direct let student accommodation investment assets. The Fund is 
an open ended infinite life vehicle which has unique buying access 
to UNITE’s portfolio. UNITE act as Fund Manager of the Fund, as 
well as owning a significant minority stake.

UCC
UNITE Capital Cities was established in 2005 as a joint venture 
between UNITE and GIC Real Estate. It is a closed-ended vehicle 
due to mature in 2013 and was established by UNITE to develop 
and operate student accommodation in London and Edinburgh. 
UCC equity is now fully invested and all development projects have 
been completed.

OCB
UNITE successfully established a joint venture with Oasis Capital 
Bank in August 2009. The joint venture consists of three 
development assets located in London, all of which are due 
for completion in 2010.

USV
UNITE Student Village was established in 2004 as a joint venture 
between UNITE and Lehman Brothers to develop large student 
village schemes of c. 1,000 bed spaces. It is a closed-ended fund 
with one remaining operational asset located in Sheffield.

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UNITE  
Annual Report & Accounts 2009

96

Glossary continued

Stabilising assets
Properties that have recently been developed and are not yet 
generating their optimal net operating income.

Non-core assets
Properties which do not fit with the Group’s long term investment 
strategy, either because of their location or because they are let to 
universities under long term agreements

UCAS
UCAS is the central organisation responsible for processing 
applications for full time undergraduate courses at UK universities 
and colleges (www.ucas.co.uk).

UNIAID
UNIAID Foundation is a charity that supports students coping with 
the financial hurdles to higher education by providing online money 
management tools and practical support to students  
(www.uniaid.org.uk).

UNITE letting arrangements

Direct Let
Properties where short-hold tenancy agreements are made directly 
between the commercial operator and the student.

Lease
Properties which are leased to universities for a number of years 
and have no UNITE management presence.

Nominations
Properties where short-hold tenancy agreements are made with 
students, with the university providing a long term occupancy 
guarantee in respect of a significant proportion of rooms.

Sale and lease back
Properties which have been sold to a third party investor then 
leased back to the Company. UNITE are responsible for the 
management of these assets on behalf of the owner.

Our business

Company Information

Our core purpose at UNITE is to 
deliver the best accommodation 
experience for students, with 
passion and pride.

 Our mission statement explained:
to deliver 
– means we do what we say we will
the best 
–  we lead, we’re research based and we’re recognised  

for our innovation

accommodation experience 
–  it’s the service we provide, as much as the bricks and 

mortar, that creates our customers’ experience

for students 
– and no-one else
  with passion and pride 
–  the way we work, we love what we do and  
we are proud to tell people who we work for

UNITE management

Leadership Executive

Mark Allan  
Chief Executive

Joe Lister  
Chief Financial Officer

John Tonkiss 
Chief Operating Officer

James Granger 
Corporate Development Director

Nathan Goddard 
Business Development Director

Caroline Mallin 
Communications Director

Shane Spiers 
Managing Director, Property Management

Richard Simpson 
Managing Director, Development

Mark Creedy 
Managing Director, Fund Management

Steve Grant 
Managing Director, Asset Management

Will Garrard 
Managing Director, UNITE Modular Systems

Registered Office
The Core, 
40 St Thomas Street, 
Bristol  BS1 6JX

Registered Number in England
3199160

Company Secretary
Andrew Reid

Auditors
KPMG Audit Plc 
8 Salisbury Square 
London  EC4Y 8BB 

Financial Advisers
J.P. Morgan Cazenove 
20 Moorgate 
London  EC2R 6DA

Numis Securities 
The London Stock Exchange Building 
10 Paternoster Square 
London  EC4M 7LT

Registrars
Computershare Investor Services PLC 
PO Box 82 
The Pavilions 
Bridgwater Road 
Bristol  BS99 7NH

Financial PR Consultants
Financial Dynamics 
Holborn Gate 
26 Southampton Buildings 
London  WC2A 1PB

UNITE is the UK’s leading developer and  
co-investing manager of purpose built  
student accommodation.

Designed and produced by Radley Yeldar (London) | www.ry.com

The UNITE Group plc
The Core 
40 St Thomas Street 
Bristol BS1 6JX 
Tel: 0117 302 7000 
Fax: 0117 302 7400 
info@unite-group.co.uk

www.unite-group.co.uk 
www.unite-students.com 

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Delivering the best 
accommodation 
experience for students

Annual Report & Accounts 2009