Quarterlytics / Beverages - Alcoholic / Universal Music Group / FY2020 Annual Report

Universal Music Group
Annual Report 2020

UMG · ASX
Claim this profile
Ticker UMG
Exchange ASX
Sector
Industry Beverages - Alcoholic
Employees 501-1000
← All annual reports
FY2020 Annual Report · Universal Music Group
Loading PDF…
Annual Report 2020

Creating ingredients 
that bring people 
together

Contents

Letter from the Chairman

COVID-19 Response
United Malt Overview

2  
4   Managing Director & CEO’s Review 
7  
8  
10   Where We Operate
12   Our Purpose & Values
13   Our History of Established Brands
14   Our Malts
16   Our Strategy
17   Sustainability Highlights
18   Board of Directors
20   Executive Leadership Team 
22   Directors’ Report
24   Operating and Financial Review 
34   Remuneration Report 
47  Financial Report
88  Shareholder Information
90  Corporate Directory

Our Values:
Safety, Quality, 
Integrity & Passion

Letter from 
the Chairman

Graham Bradley AM
Chairman and Non-Executive Director

We are proud 
of our industry, 
our business and 
our people.

We bring a spirit 
of innovation and 
continuous 
improvement to 
everything that 
we do.

2 

|  United Malt Annual Report 2020

Letter from the Chairman
Fellow Shareholders,

It is my pleasure to present our 2020 
Annual Report, our first since United Malt 
Group Limited (United Malt) listed on 
23 March this year. 

It is an understatement to say that the 
past year has been an extraordinary one 
for our Company, for our people and our 
customers, as it has for all the world. 

Not only has our management team been 
called upon to adapt to unprecedented 
disruptions to normal operations 
caused by the health challenges of the 
COVID-19 (COVID) pandemic, as have 
so many management teams across 
our economies, our team has also been 
busy putting in place all the policies and 
procedures necessary for our new life 
as a listed company. 

I would like to say at the outset of my report 
that our executive and management teams, 
and our people throughout United Malt, 
have responded magnificently to these 
dual challenges. While much remains to 
be done, and we have not yet seen the end 
of this global crisis, the Board and I are 
very pleased with the progress we have 
made towards our growth strategies and 
towards realising the opportunities that 
present themselves now that we are an 
independent company.

Financial Results 
After a solid first-half, both product volumes 
shipped and revenues were negatively 
impacted, particularly in the April‒June 
period, by the closure of on-premises dining 
in most of the Group’s key markets in North 
America, Australia and the United Kingdom. 
Pleasingly, sales and revenues recovered 
well over the last quarter and, while still 
below those of the corresponding periods 
last year, are demonstrating the resilience 
of demand for our quality products.

Accordingly, the Group’s full-year revenues in 
FY20 were $1,289 1 million, 2 per cent down 
on FY19. Full-year Underlying Earnings Before 
Interest, Tax, Depreciation and Amortisation 
(EBITDA) for the Group, including the first half-
year as a division of GrainCorp, was $156 11 
million, down 11 per cent compared with 
$175.51 million in 2019, before application 
of the new accounting standard AASB 16 
in FY20. For the second half-year to 
30 September 2020 the Underlying EBITDA 
was $78.21 million, down 24 per cent 
from $102.8 million in 2H19. Removing 
the impact of AASB 16 for the full-year 
in FY20, Underlying EBITDA would have 
been $143.5 million, down 18 per cent 
compared with $175.51 million in 2019. 
The Group’s Underlying Net Profit After Tax 
(NPAT) for the half-year was $29.12 million.

Dividend
Notwithstanding the uncertain outlook 
we continue to face in 2021, the Board 
has resolved to pay a final dividend of 
3.9 cents per share in respect of our 
earnings in the second half of FY20. This 
represents a payout ratio of 40 per cent 
of our after tax profit for the second half. 
Our policy in future periods will be to 
distribute approximately 60 per cent of 
Underlying NPAT to shareholders. Our aim 
will be, subject always to trading conditions, 
to provide shareholders with a steady 
increase to the dividend as our profits grow.

Share Placement
Last May the Board undertook a placement 
of shares to institutional investors to raise 
$140.0 million, coupled with a shareholder 
purchase plan (SPP) which raised a further 
$30.6 million. Both components of the 
capital raising were over-subscribed. The 
equity raising was undertaken in order 
to strengthen the Group’s balance sheet 
against possible reduced revenues and 
increased costs resulting from the COVID 
crisis at a time of heightened uncertainty 
about the trajectory of return to normal 
trading conditions. The capital raising also 
aimed to ensure that we were in a position 
to progress our strategic investment 
priorities and pursue new opportunities 

1   Underlying EBITDA is earnings before interest, 

tax, depreciation and amortisation, and excluding 
material non-recurring items related to the demerger.

2   Underlying NPAT is net profit after tax, and excluding 
material non-recurring items related to the demerger.

while maintaining our leverage in our target 
range of 2.0—2.5 times net debt/Underlying 
EBITDA. As a result of the capital raising, 
our leverage ratio stood at 1.7 times as at 
30 September 2020 however, as we move 
into the first half of FY21 when we typically 
build up our barley inventories and increase 
our working capital usage, we anticipate 
that our leverage will be within our target 
range by March 2021. We acknowledge 
the support of our shareholders for the 
placement and SPP.

Operational Safety
I am pleased to report that as at 
30 September 2020 we experienced no 
material shutdowns or other COVID-driven 
interruptions at our production or distribution 
facilities. Some logistics disruptions were 
encountered in transporting product and 
maintaining our warehouse distribution 
network in some regions. I am also pleased 
to report that the COVID-safe policies 
we implemented (working from home, 
reduced travel, increased sanitisation and 
others) have minimised safety issues for 
our employees and our customers. 

Sustainability
The Board and management continue to 
focus on achieving sustainability across 
all our operations, including maintaining a 
safe working environment for our people, 
our customers and others with whom we do 
business, contributing as a good corporate 
citizen to the communities in which we 
operate, and minimising our impact on 
the physical environment through careful 
management and use of energy and water 
resources. Maintaining the safety and 
quality of our product is all-important to 
us. Our sustainability actions are set out 
in more detail in our FY20 Sustainability 
Report published on our website. 

Outlook
Our Board and management are excited 
about the opportunities that lie ahead 
for United Malt as the world’s fourth-
largest commercial maltster providing 
high quality products and service to our 
brewing, distilling and food manufacturing 
customers around the world. Despite the 
disruptions in FY20, we have continued 
to progress the expansion of our malt 

production facilities in Arbroath and 
Inverness in Scotland, and we recently 
announced a major kiln replacement 
project at our Perth malting plant.

We continue to progress other 
investments to expand our production and 
improve cost efficiency, as well as improve 
energy efficiency. We are also progressing 
important profit-improvement initiatives in 
our warehouse and distribution operation.

Board Matters
I would like to thank all my Board colleagues 
for their commitment and contribution 
during a year like no other, particularly my 
new Board colleagues, Jane McAloon and 
Terry Williamson, who have, respectively, 
chaired our Nominations & Remuneration 
and Audit & Risk Committees during the 
year. Thanks also to Barbara Gibson for 
her chairmanship of our Environmental, 
Health & Safety Committee. 

I would like to welcome our newly 
announced director, Gary W. Mize, who 
brings a wealth of relevant industry 
experience to our boardroom, including his 
knowledge of the North American markets 
in which we operate.

As previously announced, Simon Tregoning 
who joined us from the GrainCorp board 
where he served 10 years, has elected to 
retire at our AGM next year. I thank Simon 
sincerely for his contributions and his 
assistance during the demerger process 
over the past year. 

Once again, on behalf of all shareholders, 
the Board sincerely thanks our executive 
leadership team and our people 
right across the Company who have 
demonstrated great adaptability and 
agility in the face of unprecedented 
disruptions over the past year. 

I look forward to providing a further report 
to you at our annual general meeting in 
February 2021. 

In the meantime, thank you for your 
continued support of United Malt.

Yours sincerely,

Graham Bradley AM 
Chairman

3

We remain in a strong financial position to 
withstand the duration of COVID and any broader 
macroeconomic weakness, while continuing to invest 
in our business for medium to longer term growth.

Mark Palmquist
Managing Director and CEO

Managing Director 
& CEO’s Review 

4 

|  United Malt Annual Report 2020

Introduction 
I am pleased to present the Managing 
Director and CEO’s report for United Malt’s 
first Annual Report.

United Malt successfully demerged from 
GrainCorp Limited on 23 March 2020 to 
form a stand-alone entity listed on the 
Australian Securities Exchange. I would 
like to extend a warm welcome to new 
shareholders to the Company and also 
acknowledge those shareholders who have 
maintained their shareholding in United Malt 
from their previous investment in GrainCorp. 

Our focus is to balance the rich heritage 
of our established brands and market 
positions with future growth opportunities 
to create value for our shareholders over 
the medium to longer term.

Safety
The safety of our people remains paramount, 
and this remains a particular focus of 
United Malt during the COVID pandemic. 

During FY20 we made continued progress 
in implementing our safety strategy, which is 
focused on site leadership and behavioural 
aspects of safety, as well as identifying 
and mitigating physical risks on site. 

The number of recordable injuries in FY20 
was 16. The Recordable Injury Frequency 
Rate (RIFR) for FY20 was 1.453, an 
improvement from 1.54 in the prior year. 
The Lost Time Injury Frequency Rate 
(LTIFR) was 3.634 for FY20. 

FY20 Financial Results
Our financial performance was impacted 
in the second half of the year by the 
COVID pandemic. Government imposed 
containment restrictions adversely 
affected on-premise alcohol consumption, 
particularly for small craft beer brands. 
While off-premise consumption increased, 
this was not sufficient to mitigate the 
decline in on-premise consumption. 

This resulting impact on volume caused a 
decline in Group revenue of 2 per cent to 
$1.3 billion. 

Underlying EBITDA was $156.15 million; 
down 11 per cent on the prior year. 

In the processing segment, revenue fell 
by 1 per cent to $989.4 million reflecting 

$156.1m

Underlying EBITDA

$1.3b

Revenue

$101.7m

Operating Cash Flow

$57.4m

Underlying NPAT

1.7times

Gearing

$261.7m

Net Debt

volume declines compared to the prior 
year. Underlying segment EBITDA declined 
by 12 per cent to $119.76 million reflecting 
lower volume, change in customer mix and 
additional costs associated with enhanced 
hygiene and social distancing measures 
keeping our employees safe. 

Revenue in the warehouse & distribution 
segment reduced by 6 per cent to 
$328.9 million. Underlying segment 
EBITDA was down by 27 per cent to 
$28.36 million, impacted in the second 
half by COVID stay-at-home restrictions 
which reduced demand from craft brewers 
servicing only the on-premise market. 

The Group delivered an Underlying Net Profit 
After Tax of $57.47 million compared to 
$59.0 million for FY19. 

United Malt remains in a strong financial 
position to manage in the current 
environment and to continue our 
investment in strategic growth initiatives. 
The Group successfully completed a 
$170.6 million equity raising in May 2020 
which comprised an institutional placement 
($140 million) and a Share Purchase Plan 
($30.6 million). Part of the proceeds of the 
raising were used to repay debt.

As a result, net debt at 30 September 
2020 was $261.7 million compared 
to $584.1 million at 31 March 2020. 
The gearing ratio (net debt/underlying 
EBITDA5) was 1.7 times which is below the 
Company’s target ratio of 2.0 to 2.5 times, 
reflecting the seasonal impact of lower 

working capital draw vs the 1H higher draw 
as we build up our barley inventories and 
increase our working capital usage. 

The Company maintains comfortable 
headroom within its banking covenants 
and no significant near-term refinancing 
commitments with long-term debt facilities 
not maturing until November 2022. 

Progressing Strategic Priorities
We continued to implement our growth 
strategy, including upgrading and 
expanding the capacity of our malting 
facilities. 

The £51 million investment in the Bairds 
Scottish malting facilities will add 79,000t 
of capacity across our Arbroath and 
Inverness sites, bringing Baird’s total 

3 

4 

5 

6 

7 

 RIFR is calculated as the number of injuries 
per 200,000 hours worked, on a rolling 
12-month basis. Includes lost time injuries, 
medical injuries and restricted work injuries. 
Includes permanent and casual employees and 
United Malt controlled contractors.

 LTIFR is calculated as the number of lost time 
injuries per 1,000,000 hours worked, on a rolling 
12-month basis. Includes permanent and casual 
employees and United Malt controlled contractors.

 Underlying EBITDA is earnings before interest, 
tax, depreciation and amortisation, and 
excluding material non-recurring items related 
to the demerger.

 Underlying EBITDA is earnings before interest, 
tax, depreciation and amortisation, and excluding 
material non-recurring items related to the 
demerger. The impact of AASB 16 Leases, which 
came into effect 1 October 2019 is excluded.

 Underlying NPAT is net profit after tax, and 
excluding material non-recurring items related 
to the demerger.

5

We are 
uncompromising in 
our pursuit of quality 
whether it’s a product, 
service, relationship, 
experience or 
interaction.

Managing Director 
& CEO’s Review

continued

capacity to approximately 300,000t per 
annum. Following a delay due to COVID 
restrictions, construction recommenced 
in August 2020. Commissioning of the 
Arbroath facility is planned for December 
2020 to facilitate full production 
capability from January 2021. We 
expect commissioning of Inverness in 
December 2021.

In Australia, we announced a $27 million 
investment in Barrett Burston Malting’s 
Perth malting plant. 

The existing kiln at the site will be 
replaced with a new and indirect heating 
source kiln. This renewal provides 
immediate operating efficiencies and 
safer technology and allows for future 
production capacity expansion of up to 
110,000mt from 50,000mt currently, with 
further investment. The project is expected 
to be completed by October 2021.

We have entered into an in-principle 
agreement with our existing Mexican 
distribution partner for an expanded 
partnership to further grow United Malt’s 
penetration into the Mexican market. The 
expanded distribution will provide on the 
ground access to the growing craft market 
in Mexico, enhanced customer experience, 
and more efficient logistics.

Looking to the Future
United Malt remains in a strong financial 
position to withstand the duration of 
COVID and any broader macroeconomic 
weakness, while continuing to invest in our 
business for medium to longer-term growth.

As conditions stabilise, we remain well 
placed to return to growth, supported by 
our strong market positions and malting 
assets and our market-leading distribution 
platform, which is well positioned to service 
our customers’ ingredient requirements. 

We maintain a quality customer base 
which is diversified by product, end-market 
and geography, and we continue to focus 
on high-value markets where the long-term 
outlook for growth remains supportive for 
our business.

Conclusion
Our performance over the past year 
reflects the resilience of our business 
operations and customer relationships, 
despite the impact of COVID.

I would like to acknowledge and thank 
all our people across the Group for their 
efforts and commitment in our first year 
as a stand-alone entity. I would also like to 
thank our shareholders for your continued 
support of the business.

REVENUE

UNDERLYING EBITDA

RECORDABLE INJURY 
FREQUENCY RATE(1) (RIFR)

m
5

.

6
1
3

,
1
$

m

1
.
9
8
2

,
1
$

m
5

.

5
7
1
$

m

1
.
6
5
1
$

4
5

.
1

5
4
.
1

FY19

FY20

FY19

FY20

FY19

FY20

1 

 Recordable Injury Frequency Rate (RIFR) is calculated as the number of injuries per 200,000 hours worked, 
on a rolling 12-month basis. Includes lost time injuries, medical injuries and restricted work injuries. Includes 
permanent and casual employees and United Malt controlled contractors.

6 

|  United Malt Annual Report 2020

COVID-19 
Response

COVID-19 Response
As a result of the COVID pandemic, a major 
focus of United Malt’s agenda has been on 
the health and safety of all our staff and 
visitors to our sites across our business. 

We are also continuing to work with our 
key suppliers and customers to support 
their response efforts to COVID. 

United Malt acted swiftly to implement 
business resilience plans to ensure the 
continued safe operation of our production 
and distribution services.

All our production and warehouses staff 
are working in split shifts with enhanced 
hygiene measures including consistent 
cleaning between shifts and social 
distancing protocols to meet the needs 
of our staff. 

The majority of office-based staff continue 
to work remotely and have been provided 
with the necessary tools to facilitate 
remote working. 

The Company has been required 
to implement some operational 
changes, including cost reduction, staff 
redeployment and aligning production 
with demand.

Our priority is to continue to ensure 
that United Malt operates in a safe 
and compliant manner to ensure the 
sustainability of our business and 
continuity of employment for our people 
where possible. 

The Company did not access any 
government wage assistance in Australia 
and in the US; however, approximately 
A$4.4 million in government wage support 
was received in various forms in Canada, 
the UK and New Zealand. 

During the pandemic to date, United 
Malt has continued to pay in full for 
product from all our suppliers globally 
while honouring previously agreed 
payment terms. 

We will continue to closely monitor 
and adjust our business operations as 
required and in accordance with the latest 
government and regulatory health and 
safety advice.

7

United Malt 
Overview

OVERVIEW

United Malt is the fourth-largest 
commercial maltster globally, producing 
ingredients for the brewing, distilling and 
food markets. 

United Malt has approximately 1.25Mtpa 
of capacity across 13 processing plants 
in Canada, United States of America 
(US), Australia and the United Kingdom 
(UK). United Malt also operates an 
international warehouse and distribution 
business, which provides a full service 
offering for craft brewers and distillers, 
including malt, hops, yeast, adjuncts and 
related products.

We are one of the leading malt suppliers 
to the craft brewing sector, supported 
by a distribution network comprising 
21 warehouses (both Company-operated 
and through third party logistics 
providers) and have international craft 
distribution partnerships throughout 
North America, South America, Europe, 
Asia and Australia.

United Malt generates earnings along 
the malt supply chain, from barley 
procurement and handling, malt 
processing, and sale and distribution of 
value-added malt and related products. 
United Malt benefits from having high 
quality, low operating cost processing 

assets that are strategically located in 
premium barley growing regions, allowing 
it to source high quality barley and access 
a diverse range of customers, including 
global brewers, craft brewers, distillers 
and food companies.

Our customer base is diversified by 
product, end-market and geography, 
and comprises a range of high quality 
customers including global brewers, craft 
brewers, distillers and food companies. 

We sell into both domestic and export 
markets. Export markets (particularly 
Asia) are an important source of demand 
for malt produced in Australia. 

REVENUE BY  
CUSTOMER GEOGRAPHY

REVENUE BY  
CUSTOMER GROUP

 

 

 

 

 

 North America 
61%

 Europe 
17%

 Australasia 
7%

 Asia 
14%

 Other 
1%

 

 

 

 

 

 Distillers 
12%

 Major Brewers Domestic 
26%

 Major Brewers Export 
26%

 Micro Brewers 
34%

 Other 
2%

KEY OPERATING BRANDS – PROCESSING

5 facilities

3 facilities

3 facilities

Established 1823

Established 1902

Established 1912

2 facilities

Established 1934

8 

|  United Malt Annual Report 2020

In each of our operating geographies we have 
local brands that represent United Malt. Each 
of these brands has a long and rich history 
within the malting industry and represents 
who we are today as a Company. 

Fourth largest commercial  
maltster globally

85%+ utilisation average 
rate across all plants

Exposure to high growth craft 
beer and Scotch whisky market

13 processing facilities  
across three continents 
21 warehouse and distribution 
facilities

Largest commercial maltster 
in North America 

Only listed maltster with exposure 
to predominantly US dollar earnings

KEY OPERATING BRANDS – WAREHOUSE AND DISTRIBUTION

12 facilities

Established 1995

8 facilities

Established 1995

1 facility

Established 2013

9

Where we 
Operate

PROCESSING
Our malting assets are strategically 
located across major barley growing 
regions providing access to high quality 
barley and in close proximity to critical 
transport infrastructure proving better 
access to customers. 

The Processing division services over 
600 customers including major brewers, 
national craft brewers, distillers and 
food companies with high visibility of 
earnings underpinned by long-term 
contracts. 

WAREHOUSE AND DISTRIBUTION 
Our Warehouse and Distribution segment 
generates revenue from the sales and 
distribution of bagged malt, hops, yeast, 
adjunctions and related products.

The Company owned distribution network 
is supported by international craft 
distribution partners focused on regions 
exhibiting growth in craft.

United Malt’s competitive advantage is 
its ability to deliver all ingredients to the 
brewer on a just-in-time basis.

10 

|  United Malt Annual Report 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Key barley growing 
regions

Processing facility

Storage facility

Distribution facility

PROCESSING

~750kt

Production capacity

~250kt

Production capacity

~250kt

Production capacity

WAREHOUSE AND DISTRIBUTION 

12

Facilities

8

Facilities

1

Facility

 11

 
 
Our Purpose 
& Values 

We are focused on 
creating ingredients that 
bring people together

  Safety

The safety of our people is paramount. 

Safety is part of our way of life and requires the commitment of 
everyone throughout the organisation. 

Safety extends to the health and wellbeing of ourselves and 
everyone around us and to the environment in which we operate. 
It is part of everything that we do as well as the way that we do it.

It is our way of coming together as a community.

  Quality

We provide outstanding ingredients and unsurpassed 
service that, together, deliver premium value to our 
customers.

At every step in the process and in all our roles, we come 
together as a team to make sure that we always provide 
the best.

  Integrity

  Passion

We believe that nothing is more important than our 
reputation, and behaving with the highest levels of integrity 
is fundamental to who we are.

We are honest, open, ethical and fair at all times.

We are proud of our industry, our business and our people.

We are proud to be part of a wider community and are 
positive stewards in the way we work.

We bring a spirit of innovation and continuous improvement 
to everything that we do.

12 

|  United Malt Annual Report 2020

 
 
 
 
 
Our History of 
Established Brands

1823

Established

Year of inclusion in United Malt
1990

1912

Established

Year of inclusion in United Malt
1995

1967

Established

Year of inclusion in United Malt
1999

1995

Established

Year of inclusion in United Malt
2017

1902

Established

Year of inclusion in United Malt
1995

1934

Established

Year of inclusion in United Malt
1989

1995

Established

Year of inclusion in United Malt
2007

2013

Established

Year of inclusion in United Malt
2013

13

Our Malts

We maintain a 
diverse range 
of grower 
relationships, over 
multiple growing 
regions. We 
contract directly 
with growers for 
production acres 
and planting of 
specific varieties 
to meet the needs 
of our customers.

Base Malts

Malt Variety: Pilsen Malt

Malt attributes: very light 
in colour, this malt typically 
tastes crisper than Pale 
Malt, which carries over into 
the beer.

Typically found in: 
Pilseners, Lagers

Malt Variety: Distilling Malt 
Plain

Malt attributes: clean, 
crisp, and with a fresh 
spirit character. 

Typically found in: 
Distilled spirit production

Malt Variety: Wheat Malt

Malt attributes: premium 
white wheat is malted in 
the same way as barley and 
is used as a base in the 
production of classic wheat 
beers. At lower percentages 
of the grist, wheat malt can 
also be added to any number 
of beer styles to enhance 
foam stability and mouthfeel.

Typically found in: Weissbier, 
Witbier, Lambic, Berliner, 
Weisse and Gose

Malt Variety: Ale Malt

Malt Variety: Pale Malt

Malt attributes: rich malty 
complexity for beer flavour 
and aroma. Used as a base 
malt adding a golden colour; 
slightly darker colour and 
fuller flavoured.

Typically found in: Traditional 
British Pale Ales, Porters 
and Stouts

Malt attributes: light golden 
colour and smooth clean 
flavour make this malt a 
perfect base for most brews. 
It is kilned slightly higher 
than Pilsen Malt and imparts 
slightly richer flavours.

Typically found in: Pale Ales, 
Pilseners and IPAs

14 

Specialty Malts

Roasted Malts

Malt Variety: Distilling Peated 
Malts

Malt attributes: smoke from a 
peat fire is circulated through 
malt, where it is absorbed into 
the malt surface.

Typically found in: Distilled 
spirit production

Malt Variety: Vienna Malt

Malt attributes: light golden to 
orange colour and a distinctive 
nutty aroma.

Typically found in: Vienna 
Lager, Märzen, Dunkelweizen 
and Bock

Malt Variety: Crystal/Cara 
Malts

Malt Variety: Caramel Steam 
Malt

Malt attributes: from a light, 
honey shade to a deep gold 
depending on the length of 
the final roasting. Provides 
sweet caramel and toffee 
character. 

Typically found in: Pale Lagers 
to Darker Ales

Malt attributes: creates a 
delicate sweetness with 
reduced astringency imparting 
nutty, graham cracker, 
caramel, and plum flavours.

Typically found in: Red IPA, 
Irish Red, English Bitter, 
Porter and Barley Wine

Malt Variety: Munich Malt

Malt Variety: Oat Malt

Malt Variety: Roasted Malts

Malt Variety: Chocolate Malt

Malt attributes: robust, malty 
flavour and rich golden to 
dark colour. Depth and body 
without excessive sweetness.

Malt attributes: the flavour of 
both a traditional Pale Malt, 
as well as the toasty flavours 
of granola.

Typically found in: Dark lagers, 
Märzen, Octoberfests

Typically found in: Northeast 
IPA, Belgian Wit, Stouts 

Malt attributes: varying colour 
and flavour profiles depending 
on the temperature and 
length of the final roasting 
stage but will generally impart 
a smooth roasted flavour 
without excessive bitterness.

Typically found in: Dark Ales, 
Stouts and Bock

Malt attributes: lightly roasted 
product with subtle notes of 
coffee, cocoa and chocolate 
and a rich brown colour.

Typically found in: Golden 
Lagers to Darker Ales

15

Our 
Strategy

Strategic Priorities
Our strategy is focused on keeping our customers at the centre of everything we do, whist targeting those high value markets where the 
long-term outlook for growth remains supportive

CREATE NE W VALU E

Develop innovative  
products and solutions  
for customers 

Leverage our rich pedigree and expertise  
in malting to create innovative product  
solutions for our customers

Be the supplier of choice  
for our customers 

Leverage distribution capability to supply  
customers domestically and in export markets

Maximise customer-centric offering, 
experience and scale in existing and 
new markets

O

P

T

I

M

I

S

E

T
H
E

C
O
R
E

Drive penetration  
in the distilling market

Capture growth from increasing 
demand for whisky in emerging 
markets and higher value, single malt 
whiskies

Expand craft distribution  
business into new geographies

Expand into the growing craft beer market in 
Latin America and Asia by leveraging extensive 
craft distribution experience

Supported by other bolt-on acquisitions,  
start-up opportunities and new  
distribution partnerships

Proactively use technology to 
transform the way we operate 
and create new sources of value

Invest in technology-led operations and 
supply chains

Harvest and structure data to enhance 
decision making

Proactively assess acquisitive  
growth opportunities

Take a disciplined approach to  
evaluating acquisitive growth 
opportunities to extend  
our geographic reach, product  
offering and/or customer base,  
creating value

Investment in our assets to  
create best in class operations  
enhancing our customer experience

Continue to optimise our asset and  
environmental footprint and draw on recent  
experience in plant investment projects 

Enhance processes, structure  
and systems to deliver  
competitive advantage

T

R

A

N

S

F

O

R

M FOR TOMORROW

16 

|  United Malt Annual Report 2020

 
 
Sustainability 
Highlights

We recognise that conducting 
our business in a sustainable 
and responsible way is 
important for us to earn and 
maintain the ongoing respect 
of our stakeholders, including 
our people, customers, 
supply partners, shareholders 
and the communities 
where we operate.

~10,000 

Safety leader observations

26%

35%

Female representation in 
United Malt (up from 25% in FY19)

Target of female 
representation by 2025

Indigenous 
scholarship

28,500 
MT CO2e

Partnership with Indspire 
to provide scholarship support 
to indigenous students in 
Canada to help support pursuit 
of their educational and 
professional goals

Commenced 3-year 
agreement with electricity 
utility in the US to offset 
approximately 28,500 MT CO2e 
from Vancouver and Pocatello 
facilities through to 2023

6%

Reduction in number of recordable 
injuries and reduction in Recordable 
Injury Frequency Rate (RIFR) to 
1.45 compared to 1.54 in FY19

Further details on our sustainability agenda can be found in our Sustainability Report.

17

 
 
 
 
 
 
Board of  
Directors

MR GRAHAM BRADLEY AM

MR MARK PALMQUIST

MS BARBARA GIBSON 

Independent Chairman  
and Non-Executive Director
BA, LLB (Hons. Sydney University), 
LLM (Harvard) 

Appointed to the Board on 13 January 2020.

Skills and experience: Mr Bradley has over 
30 years of business, executive leadership 
and governance experience at senior 
executive and board levels across banking 
and financial services, manufacturing, 
infrastructure, resources, agribusiness and 
corporate strategy consulting. Mr Bradley 
has previously held the position of Managing 
Director of Perpetual and senior roles at 
Blake Dawson and McKinsey & Company.

Mr Bradley is currently a Non-Executive 
Chairman of Energy Australia Holdings (since 
June 2012), Virgin Australia International 
Holdings (since March 2012), and Shine 
Justice Limited (since May 2020).

Mr Bradley is also a Director of Hong Kong and 
Shanghai Banking Corporation (since November 
2012), the Chairman of Infrastructure NSW 
(since July 2013), a member of the Advisory 
Council of the Australian School of Business 
at UNSW and was made a member of The 
Order of Australia in 2009. 

He is a former Chairman of GrainCorp 
(March 2017 until March 2020), Chairman 
of HSBC Bank Australia (October 2012 until 
October 2020) and Chairman of Stockland 
Corporation (until October 2016). Mr Bradley 
was the President of the Business Council 
of Australia and the Deputy President of the 
Takeovers Panel, among other notable roles. 

Board Committee memberships: 
Member of the Nominations and 
Remuneration Committee 

Managing Director &  
Chief Executive Officer
Bec, GAICD

Appointed to the Board on 13 January 2020.

Skills and experience: Mr Palmquist has 
over 30 years experience in food processing 
and agricultural sectors and has held a 
number of senior leadership roles prior 
to commencing his role at United Malt. 
Mr Palmquist is focused on building a 
sustainable business aligned to meeting 
the needs of our customers in each of our 
markets, whilst ensuring strong governance, 
risk management and continued innovation. 

Prior to his role at United Malt, Mr Palmquist 
was the Managing Director and CEO of 
GrainCorp Limited from 2014 until 2020, 
which demerged its malt business that 
is now United Malt. Prior to this, he was 
Executive Vice President and Chief Operating 
Officer, Ag Business, for CHS Inc., a leading 
global agribusiness, diversified in energy, 
grains, and food. He has held a variety of 
global leadership roles for a broad range of 
CHS agricultural inputs and marketing areas, 
retail businesses, and grain-based food and 
food ingredients operations.

Mr Palmquist is currently a director of 
Telesense, Inc (September 2020) and is a 
former director of GrainCorp Limited (from 
October 2014 until March 2020).

Independent Non-Executive Director
B.Sc MAACB FTSE MAICD 

Appointed to the Board on 13 January 2020.

Skills and experience: Ms Gibson has 
over 30 years of business experience at 
senior executive and board levels across 
the chemicals, health care, agriculture and 
manufacturing sectors.

Ms Gibson is an experienced executive 
having spent 20 years with Orica Limited. 
Prior to this, she held positions in medical 
diagnostics, pharmaceuticals and fine 
chemicals.

Ms Gibson is currently a fellow of the 
Australian Academy of Technology and 
Engineering. In 2003, Ms Gibson was 
awarded a Centenary of Federation Medal 
for services to Australian society in medical 
technology. She is a Member of the 
Australian Institute of Company Directors.

She is a former director of GrainCorp Limited 
(March 2011 until March 2020), and Chair 
of Warakirri Asset Management Pty Ltd (July 
2006 until December 2018).

Board Committee memberships: 
Chair of the Environment, Health and Safety 
Committee

Member of the Audit and Risk Committee

18 

|  United Malt Annual Report 2020

MR TERRY WILLIAMSON 

MS JANE MCALOON

MR SIMON TREGONING 

Independent Non-Executive Director 
MBA, BEc, FCANZ, FGIA, FAICD 

Independent Non-Executive Director
BEc (Hons), LLB, GDip CorpGov, FAICD

Independent Non-Executive Director
BCom, FAICD

Appointed to the Board on 23 March 2020.

Appointed to the Board on 13 January 2020.

Skills and experience: Mr Williamson 
has an extensive background in financial 
reporting and risk management with prior 
roles as senior audit partner of Price 
Waterhouse, Chief Financial Officer Bankers 
Trust Australia, Member of the Global 
Controls Group Bankers Trust New York 
Group, Chair of Audit and Risk Committee 
Stockland Property Group, Avant Insurance 
and Member of the Audit Committee of the 
Reserve Bank Australia and financial advisor 
to a number of not-for-profit organisations. 

Mr Williamson is a Fellow of The Australian 
Institute of Company Directors, Fellow 
Chartered Accountants in Australia and 
New Zealand, Fellow CPA Australia, Fellow 
Governance Institute of Australia and 
Member Australian Computer Society. 

Mr Williamson is currently a Director of 
Stockland Capital Partners and Stockland 
Direct Retail Trust No. 1 (since April 2018), 
Member of the Building Estates Committee 
of the University of Sydney, and Finance 
Advisor to the Society of the Divine Word.

Mr Williamson has had no other public 
company directorships in the last three years. 

Board Committee memberships:  
Chair of the Audit and Risk Committee. 

Member of the Environment, Health and 
Safety Committee

Skills and experience: Ms McAloon has 
over 25 years of business, government and 
regulatory experience at senior executive and 
board levels across the energy, infrastructure 
and natural resources sectors. Ms McAloon 
was an executive at BHP Billiton and AGL. 
Prior to this, she held positions in government 
in energy, rail and natural resources.

Ms McAloon is currently a Non-Executive 
Director of Energy Australia (since June 2012), 
Home Consortium (since October 2019), 
Viva Energy (since June 2018) and Allianz 
Australia (since July 2020). Jane is also a 
board member of the Allens Advisory Board.

She is a former director of Healthscope 
Limited (February 2016 to June 2019), 
Cogstate Limited (January 2017 to November 
2019), Civil Aviation Safety Authority 
(December 2017 to December 2019), Port 
of Melbourne (February 2018 to February 
2020) and GrainCorp (December 2019 to 
March 2020). 

Board Committee memberships: 
Chair of the Nominations and Remuneration 
Committee 

Member of the Audit and Risk Committee

Appointed to the Board on 13 January 2020.

Skills and experience: Mr Tregoning has 
over 30 years of experience at senior 
executive and board level across the fast 
moving consumer goods, agriculture and 
energy sectors. 

He was previously Vice President of 
Kimberly-Clark Corporation and has 
extensive overseas senior executive 
experience and is an experienced company 
Director.

Mr Tregoning is a former director of 
GrainCorp (December 2008 until March 
2020) and Capilano Honey (July 2006 until 
November 2018).

Board Committee memberships:  
Member of the Nominations and 
Remuneration Committee 

Member of the Environment, Health and 
Safety Committee 

19

Board of Directors 
continued

Executive 
Leadership Team 

MR GARY W. MIZE

MR MARK PALMQUIST

MR DARREN SMITH

Independent Non-Executive Director
BA, Advance Executive Program 
(Northwestern University), NACD 

Managing Director &  
Chief Executive Officer
B.ec, GAICD

Appointed to the Board on 23 October 2020.

See page 18.

Skills and experience: Mr Mize has 
over 36 years of experience managing 
commodity-based trading and processing 
businesses at the senior executive and 
board levels. 

He was previously the Global Chief Operating 
Officer of Noble Group Hong Kong, President 
of Conagra Foods Grain Processing Group, 
CEO Conagra Malt and President Cargill 
Worldwide Juice Group. Mr Mize has lived 
in Hong Kong, Sao Paulo and Geneva.

Mr Mize is currently an Independent Director 
of Gevo Inc (a company listed on NASDQ) 
(since September 2011); Ceres Global (a 
company listed on TSX) (since September 
2013) and Darling Ingredients (a company 
listed on NYSE) (since May 2016).

MS AMY SPANIK

Chief Financial Officer
Qualifications: Bachelor of Arts in Education 
from the University of Portland and Post 
Baccalaureate Certificate in Accounting from 
Washington State University. Licensed CPA.

Appointed: March 2020

Priorities: Amy is responsible for the 
Group’s finance, treasury, tax, investor 
relations, information technology and risk 
functions. Her priorities are ensuring her 
team provides accurate, independent and 
objective analysis to drive decision making, 
performance and value creation for all the 
Group’s stakeholders.

Experience: Prior to the demerger of 
United Malt, Amy held the position of Chief 
Financial Officer of GrainCorp Malt since 
2015. Previously, Amy was Global Financial 
Controller and Assistant Controller at 
GrainCorp Malt.

Amy started her career with Ernst & Young 
where she had nine years’ experience.

President, Processing
Qualifications: Bachelor of Science in Food 
Science from the University of Alberta and 
a General Certificate in Brewing from the 
UK Institute of Brewing and Distilling.

Appointed: March 2020

Priorities: Darren is responsible for the 
Processing Operation of United Malt and 
responsible for serving the needs of the 
Group’s major brewing, distilling and food 
customers, by providing the full range of 
base and specialities malts for the Group’s 
customers at the right quality to meet 
their food and beverage requirements. His 
priorities are to ensure the Group leverages 
its assets and capabilities and continuously 
innovate to meet the changing needs of the 
Group’s customers.

Experience: Prior to the demerger of United 
Malt, Darren held the position of Chief 
Operations Officer of GrainCorp since 2014. 
Prior, to that Darren was a Managing Partner 
at RMI Analytics.

Darren was previously Director of Sales at 
Canada Malting Company and has held 
various production roles in that business.

Darren has extensive experience with the 
brewing and malting industries in both 
operations and sales, along with consulting 
on various projects including malt trans-load 
and malt product warehouse design.

20 

|  United Malt Annual Report 2020

MR BRYAN BECHARD

MS MARY WELLE

MR DONALD MCBAIN

President, Warehouse & Distribution
Qualifications: Bachelor of Applied Science 
from the Madden School of Business at 
LeMoyne College.

Vice President, Human Resources
Qualifications: Bachelor of Arts in 
Journalism from the University of Oregon 
and a Master of Organizational Management 
from Antioch University.

Vice President, Strategy  
and Business Development
Qualifications: Bachelor of Arts in Marketing 
and Communications from the Glasgow 
Caledonian University.

Appointed: March 2020

Priorities: Bryan is responsible for the 
Warehouse & Distribution operations of 
United Malt serving the needs of its craft 
brewing, distilling and food customers. 
Providing market leading services, and 
outcomes for the Group’s customers in 
the craft segment is a primary focus. 
His priorities are to ensure the Group’s 
warehouse and distribution business 
continually provides the one-stop-shop 
of ingredient solutions of branded and 
innovative products through its network 
of distribution facilities and a portfolio 
of services geared to the needs of its 
customers.

Experience: Bryan joined GrainCorp in 2009 
and was appointed President of the Global 
Craft business in February 2019.

As one of the co-founders of the North 
Country Malt Supply business in 1995, which 
formed the basis of today’s North American 
Country Malt Group, Bryan has been involved 
in ingredient distribution to the craft brewing 
industry for over 25 years. He previously held 
the role of President, Country Malt Group 
beginning in October 2014.

Appointed: March 2020

Appointed: March 2020

Priorities: Donald is responsible 
for overseeing the formulation and 
implementation of Group-wide strategies 
including mergers and acquisitions and 
major Group-wide programs. He also has 
responsibility for customer experience and 
group analytics.

Experience: Prior to the demerger of 
United Malt, Donald held the position of 
GM Customer Experience of GrainCorp since 
2015. Prior to that, Donald held several 
senior marketing and strategy positions 
in the UK, Europe and Australasia. These 
included Lion (Brewing and Beverage 
company), General Motors (UK & Europe) 
and the Suncorp Financial Services Group.

Priorities: Mary is responsible for the 
Group’s Human Resources and Payroll 
functions, taking care of the people who take 
care of the Group’s customers. Her priorities 
are both strategic and operational, with an 
overall goal of building and developing a 
workforce with the capability and capacity 
to help the Group meet its goals. 

Experience: Prior to the demerger of United 
Malt, Mary was Vice President, Human 
Resources of GrainCorp Malt since 2014. 
Mary has also held several senior HR 
positions in her career including VP roles 
with HWR, DuraTherm and Siemens-US Filter. 
She also served as HR Manager for Great 
Western Malting from September 2010 to 
May 2012. 

Mary has been responsible for building 
and leading the full HR function across a 
variety of service-related industrial and 
manufacturing businesses since 1994 
including malting, water treatment, IT 
outsourcing, transport and industrial 
waste treatment/disposal.

21

Directors’ Report

Directors
The Directors in office at the date of this report are:

Name

Position held

Graham Bradley AM Chairman and Independent  

and Non-executive Director

Mark Palmquist

Managing Director and Chief Executive Officer

Barbara Gibson

Independent Non-executive Director

Jane McAloon

Independent Non-executive Director

Terry Williamson

Independent Non-executive Director

Gary W. Mize

Independent Non-executive Director

Simon Tregoning

Independent Non-executive Director

Period as Director during FY20

Appointed 13 January 2020

Appointed Managing Director 13 January 2020 
and Chief Executive Officer on 23 March 2020
Appointed 13 January 2020

Appointed 13 January 2020

Appointed 23 March 2020

Appointed 23 October 2020 (not a Director during FY20)

Appointed 13 January 2020  
(will retire at the 2021 AGM in February 2021)

Details of current Directors, including their experience, qualifications, special responsibilities and term of office are included on 
pages 18 to 20 of the Annual Report.

Details of Directors’ interests in shares and options of United Malt Group are set out in Section 45 of the Remuneration Report.

The following persons were also Directors during FY20. As they were Directors during a period in which the Company was a subsidiary 
of GrainCorp Limited they were not separately remunerated for acting as Directors. There were no meetings of the Board held during the 
financial year prior to the resignation of these Directors. 

Name

Alistair Bell

Catherine Hathaway

Klaus Pamminger

Position held

Period as Director during FY20

Director

Director

Director

Resigned 13 January 2020

Resigned 13 January 2020

Resigned 13 January 2020

Company Secretary 
Ms Lisa Jones

Qualifications: LLB, University of Sydney

Lisa was appointed Company Secretary of United Malt at the time of its listing on ASX in March 2020 and is based in Sydney. 

Lisa is an experienced corporate lawyer and corporate governance professional with more than 20 years’ experience in commercial 
law and corporate affairs, working with both public and private companies in Australia and in Europe. 

She has held executive positions with private and public listed companies in Australia and in Italy and prior to that was a senior 
associate in the corporate and commercial practice at Allens. 

22 

|  United Malt Annual Report 2020

Board and Board Committee Meetings
Membership of each of United Malt’s Committees of Directors is set out below:

Environment, Health and Safety Committee

Audit and Risk Committee

Nominations and Remuneration Committee

Membership

Barbara Gibson (Chair) 
Simon Tregoning 
Terry Williamson

Terry Williamson (Chair) 
Barbara Gibson 
Jane McAloon

Jane McAloon (Chair) 
Graham Bradley 
Simon Tregoning

The number of United Malt Board meetings (including meetings of committees of Directors) and the number of meetings attended by 
each of the Directors of the Company to 30 September 2020 are set out below:

Board

Environment, Health and 
Safety Committee

Audit and Risk Committee

Nominations and 
Remuneration Committee

Name

Held

Attended

Held

Attended

Held

Attended

Held

Attended

Graham Bradley AM 

Mark Palmquist 

Barbara Gibson

Jane McAloon

Simon Tregoning

Terry Williamson1

10

10

10

10

10

7

10

10

10

10

9

7
7

1

1

1

1

1

1

2

2

2 

 2

2

2

2

2

2

2

2

1

1 

 Terry Williamson was appointed a Non-executive Director, United Malt Group Limited Board on 23 March 2020.

All Directors are sent Board committee agendas and papers and may attend any meeting. The Chairman of the Board and the CEO 
attend Board committee meetings by invitation as a matter of course. The above table excludes the attendance of Directors at Board 
Committee meetings of which they are not a member.

From time to time, additional Board sub-committees are established, for example, to consider material transactions or material issues 
which may arise, and meetings of those subcommittees are held throughout the year. These subcommittee meetings are not included 
in the above table.

23

Operating and Financial Review  

About United Malt 

Overview 

United Malt is the fourth largest commercial maltster globally, producing ingredients for the brewing, distilling and food 
markets. United Malt has approximately 1.25Mtpa of capacity across 13 processing plants in Canada, US, Australia and 
the UK. United Malt also operates an international warehouse and distribution business, which provides a full service 
offering for craft brewers and distillers, including malt, hops, yeast, adjuncts and related products. 

We are one of the leading malt suppliers to the craft brewing sector, supported by a distribution network comprising 21 
warehouses (both Company-operated and through third party logistics providers) and international craft distribution 
partnerships throughout North America, South America, Europe, Asia and Australia.  

United Malt generates earnings along the malt supply chain, from barley procurement and handling, malt processing, and 
sale and distribution of value-added malt and related products. United Malt benefits from having high quality, low 
operating cost processing assets that are strategically located in premium barley growing regions, allowing it to source 
high quality barley and access a diverse range of customers. 

Our customer base is diversified by product, end-market and geography, and comprises a range of high-quality 
customers including global brewers, craft brewers, distillers and food companies.  

We sell into both domestic and export markets. Export markets (particularly Asia) are an important source of demand for 
malt produced in Australia.  

United Malt successfully demerged from GrainCorp Limited on 23 March 2020 to form a stand-alone entity listed on the 
Australian Securities Exchange. The financial reports contain two full years of results for FY19 and FY20, although only 
the second half earnings in FY20 are to the benefit of United Malt as a standalone listed entity. United Malt has two 
operating segments: Processing and Warehouse & Distribution.   

Our Business Model 

United Malt’s business model, strategic positioning and expertise in leveraging key inputs into our business creates value 
for our customers, shareholders and employees. 

United Malt generates earnings along the malt value chain, from barley procurement and handling, barley processing, 
and sale and distribution of value-added malt products and related products. 

Our Processing assets are strategically located in premium quality barley growing regions and in close proximity to a 
diverse range of customers, including global brewers, craft brewers, distillers, and food companies. We benefit from 
having high quality and low operating cost processing assets. 

Our Warehouse & Distribution segment has established itself as one of the leading malt and ingredient suppliers to the 
craft brewing sector and has a strong market position in our key markets. 

United Malt has a highly capable team of ~1,000 employees across our operating geographies; this, combined with the 
long and rich history of our operating brands, delivers a business model to capitalise on growth trends to deliver 
shareholder returns over the medium to longer term. 

Our Strategy  

Our strategy is focused on keeping our customers at the centre of everything we do, whilst targeting those high value 
markets where the long-term outlook for growth remains supportive.  

Our strategic priorities are centred on three areas, whilst remaining agile in times of uncertainty: 

•  Optimise the core 

•  Transform for tomorrow 

•  Create new value 

24 

|  United Malt Annual Report 2020

 
 
 
 
United Malt Group Limited

(cid:513) (cid:18)(cid:146)(cid:135)(cid:148)(cid:131)(cid:150)(cid:139)(cid:144)(cid:137) (cid:131)(cid:144)(cid:134) (cid:9)(cid:139)(cid:144)(cid:131)(cid:144)(cid:133)(cid:139)(cid:131)(cid:142) (cid:21)(cid:135)(cid:152)(cid:139)(cid:135)(cid:153)

Focus Area 

Strategic Priorities 

Strategic Action 

Be the supplier of choice for 
our customers 

Leverage distribution capability to supply customers 
domestically and in export markets 

Maximise customer-centric offering, experience and scale in 
existing and new markets 

Optimise the core 

Drive penetration in the 
distilling market 

Capture growth from increasing demand for whisky in 
emerging markets and higher value, single malt whiskies 

Expand craft distribution 
business into new 
geographies 

Expand into the growing craft beer market in Latin America 
and Asia by leveraging extensive craft distribution experience 

Supported by other bolt-on acquisitions, start-up opportunities 
and new distribution partnerships 

Proactively use technology 
to transform the way we 
operate and create new 
sources of value 

Invest in technology-led operations and supply chains 

Harvest and structure data sources to enhance decision 
making 

Investment in our assets, to 
create best in class 
operations, enhancing our 
customer experience 

Continue to optimise our asset and environmental footprint 
and draw on recent experience in plant investment projects  

Enhance processes, structure and systems to deliver 
competitive advantage 

Proactively assess 
acquisitive growth 
opportunities 

Take a disciplined approach to evaluating acquisitive growth 
opportunities to extend our geographic reach, product offering 
and /or customer base, creating value 

Develop innovative products 
and solutions for customers 

Leverage our rich pedigree and expertise in malting to create 
innovative product solutions for our customers 

Transform for 
tomorrow 

Create new value 

Group Financial Summary 

Key Results ($ M) 

Revenue 

EBITDA1 

EBIT2 

Net Finance costs3 

Tax Expense 

Net profit after tax 

Shareholder Returns 

Basic earnings per ordinary share 

Return on equity 

Return on capital employed (ROCE) 

Dividend per ordinary share 

cents 

% 

% 

cents 

2020 

1,289.1 

156.1 

92.0 

(14.6) 

(20.0) 

45.6 

16.8 

4.4% 

7.5% 

3.9 

2019 

Change % 

1,316.5 

175.5 

123.2 

(36.5) 

(27.7) 

56.9 

22.4 

6.8%4 

11.6%5 

- 

-2.1% 

-11.1% 

-25.3% 

60.0% 

27.8% 

-19.9% 

-25.0% 

-2.3pp 

-1.6pp 

>100% 

1 EBITDA is a non-IFRS measure representing earnings before net interest, tax, depreciation and amortisation, and excluding significant items related to the 
demerger.  
2 EBIT is earnings before interest, tax, and excluding significant items related to the demerger.  
3 Net finance costs include intercompany interest of $26.8m whilst part of GrainCorp Limited. 
4 2019 equity adjusted to include impact of 2020 extinguishment $427 million of debt. 
5 2019 capital employed adjusted to include impact of 2020 extinguishment $427 million of debt and FY19 net debt excludes the $633.8m related party 
loan. 

25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United Malt Group Limited

(cid:513) (cid:18)(cid:146)(cid:135)(cid:148)(cid:131)(cid:150)(cid:139)(cid:144)(cid:137) (cid:131)(cid:144)(cid:134) (cid:9)(cid:139)(cid:144)(cid:131)(cid:144)(cid:133)(cid:139)(cid:131)(cid:142) (cid:21)(cid:135)(cid:152)(cid:139)(cid:135)(cid:153)

Segment Results  
($ M) 

2020 

2019 

% Change 

Revenue 

EBITDA6 

Revenue 

EBITDA6 

Revenue 

EBITDA 

Processing 

989.4 

126.0 

1,001.4 

136.7 

-1.2% 

-7.8% 

Warehousing & Distribution 

Corporate and eliminations 

328.9 

(29.2) 

34.6 

(4.5) 

349.8 

38.8 

-6.0% 

-10.8% 

(34.7) 

- 

-15.9% 

na 

Total 

1,289.1 

156.1 

1,316.5 

175.5 

-2.1% 

-11.1% 

Reconciliation of Underlying EBITDA to Statutory NPAT 

 ($ M) 

Underlying EBITDA 
Net interest  
Depreciation and amortisation 
Significant items6  
Profit before income tax  

Income tax expense 

Net Profit After Tax 

2020 

156.1 
(14.6) 
(64.1) 
(11.8) 

65.6 

(20.0) 

45.6 

2019 

175.5 
(36.5) 
(52.3) 
(2.1) 

84.6 

(27.7) 

56.9 

Financial Analysis and Commentary 

Between October 2019 and February 2020, United Malt’s operating environment remained generally consistent with prior 
years and was uninterrupted by the COVID pandemic. 

COVID began impacting United Malt in March 2020, as the pandemic spread across Europe and North America, followed 
by Australasia. The impact varied across each of our geographies depending on the severity and duration of the lock 
down measures introduced by each respective government.  

Group Financial Results 

Demand was impacted by the lock down measures and changes in consumer behaviours, with a shift to at home 
consumption across all regions, initial pantry filling and restrictions with on-premise consumption. 

Revenue was down 2 per cent to $1.3 billion for the full year, driven by COVID related declines in the 2H after a firm 
performance delivered in the 1H. 

EBITDA (post adoption of the AASB16 Lease accounting standard) was $156.16 million; down 11 per cent on the prior 
year.   

The results included a $12.6 million uplift to Underlying EBITDA relating to the AASB 16 Lease accounting standard. 
Excluding the impact of this standard, underlying EBITDA fell by 18 per cent. 

The 2H performance was characterised by lower volumes and a change in sales mix reducing EBITDA delivery, caused 
by the impact of COVID on our customers.  

In addition, the Group results reflected an increase in corporate costs, associated with being a separately listed entity 
and higher Director & Officer insurance costs in FY20.  

These increased costs were partially offset by cost-saving initiatives in the 2H20. Direct cost savings of $5.9 million were 
realised,  and  a  further  $4.4  million  in  government  wage  support  schemes  was  accessed  in  Canada,  the  UK  and  New 
Zealand  supporting  retained  staff  who  would  have  otherwise  been  furloughed.  No  government  wage  assistance  was 
received in Australia and in the US. 

The Company delivered an Underlying Net Profit After Tax of $57.47 million compared to $59.0 million for FY19.  

Underlying earnings per share were 16.8 cents compared to 22.4 cents in the prior year, reflecting lower net profit and an 
increase in the weighted average number of shares on issue following the equity raising conducted in the second half. 

Reported Net Profit After Tax for the period was $45.6 million.  

6 EBITDA is a non-IFRS measure representing earnings before net interest, tax, depreciation and amortisation, and excluding significant items related to 
he demerger. 
7 Underlying NPAT is net profit after tax, and excluding significant items related to the demerger. 

26 

|  United Malt Annual Report 2020

 
 
 
United Malt Group Limited

(cid:513) (cid:18)(cid:146)(cid:135)(cid:148)(cid:131)(cid:150)(cid:139)(cid:144)(cid:137) (cid:131)(cid:144)(cid:134) (cid:9)(cid:139)(cid:144)(cid:131)(cid:144)(cid:133)(cid:139)(cid:131)(cid:142) (cid:21)(cid:135)(cid:152)(cid:139)(cid:135)(cid:153)

Segment Financial Results 

In the Processing segment, revenue fell by 1 per cent to $989.4 million reflecting volume declines compared to the prior 
year.   Underlying segment EBITDA declined by 8 per cent to $126.08 million as a result of the impact of COVID in key 
markets. Underlying EBITDA margin was impacted by a change in sales mix and increased costs associated with hygiene 
and social distancing measures put in place to keep our workforce safe. In addition, some higher costs associated with 
operating at reduced utilisation and continued delays with containers and higher freight costs attributable to COVID. 

Revenue  in  the  Warehouse  &  Distribution  segment  reduced  by  6  per  cent  to  $328.9  million.    Underlying  segment 
EBITDA was down by 11 per cent to $34.68 million, impacted in the second half by COVID stay-at-home restrictions, which 
reduced demand from craft brewers servicing only the on-premise market. 

The  Underlying  EBITDA  margin  was  impacted  by  change  in  sales  mix  and  higher  costs  associated  with  operating  at 
reduced volumes. In addition, during the 1H20 $3 million aged hops inventory was written off. 

Interest expense has benefited from reduced global interest rates, and loan forgiveness as part of the demerger, along 
with paying down debt with capital proceeds. 

Financial Position and Balance Sheet 

Key Results ($ M) 

Financial Position 

Total assets 

Total equity 

Net assets per ordinary share9 

Net debt to net debt and equity10 

2020 

2019 

% Change 

$ M 

$ M 

$ 

% 

1,886.8 

1,031.3 

3.4 

20.2% 

1,763.3 

413.7 

3.3 

20.8% 

7.0% 

>100% 

4.3% 

-0.6pp 

United Malt remains in a strong financial position to manage in the current environment and to continue our investment in 
strategic  growth  initiatives.  The  Company  successfully  completed  a  $170.6  million  equity  raising  in  May  2020  which 
comprised an institutional placement ($140 million) and a Share Purchase Plan ($30.6 million).  Part of the proceeds of 
the raising were used to repay debt. 

As a result, net debt at 30 September 2020 was $261.7 million compared to $584.1 million at 31 March 2020.   The gearing 
ratio (net debt/ Underlying EBITDA11) was 1.7 times, which is below the Company’s target ratio of 2.0 to 2.5 times, reflecting 
the seasonal impact of working capital.  

The Company maintains comfortable headroom within its banking covenants and has no significant near-term refinancing 
commitments with long-term debt facilities not maturing until November 2022. 

Dividend 

The Board has resolved to pay a final dividend of 3.9 cents per share. No interim dividend was paid during the reporting 
period. The dividend payment represents a payout ratio of 40 per cent of Underlying NPAT for the second half. The 
Company’s dividend policy in future periods will be to distribute approximately 60 per cent of Underlying NPAT, subject to 
trading conditions. 

Operating Cash Flow 

Operating cash flow remained positive during FY20. Working capital in the second half was lower, reflecting the typical 
seasonal unwinding vs the first half and the lower barley price. 

Interest paid was lower in FY20, due to debt restructure including debt forgiveness (FY19 internal interest payment of 
$9.4 million whilst part of GrainCorp), and partially paid down inventory funding commitments as part of the capital raise 
use of funds. 

Tax paid was lower, due to lower earnings and timing of payments. 

8 EBITDA is a non-IFRS measure representing earnings before net interest, tax, depreciation and amortisation, and excluding significant items related to 
the demerger.   
9 Net assets per ordinary share in 2019 has been adjusted to reflect the number of shares issued as part of the demerger from GrainCorp Limited and 
equity adjusted to include impact of 2020 extinguishment $427 million of debt. 
10 2019 equity adjusted to include impact of 2020 extinguishment $427 million of debt and FY19 net debt excludes the $633.8m related party loan.  
11 Net debt included the value of capital leases and EBITDA is a non-IFRS measure representing earnings before net interest, tax, deprecia ion and 
amortisation, and excluding significant items related to the demerger and is post the impact of AASB16.  

27

 
 
 
 
 
 
 
 
 
United Malt Group Limited

(cid:513) (cid:18)(cid:146)(cid:135)(cid:148)(cid:131)(cid:150)(cid:139)(cid:144)(cid:137) (cid:131)(cid:144)(cid:134) (cid:9)(cid:139)(cid:144)(cid:131)(cid:144)(cid:133)(cid:139)(cid:131)(cid:142) (cid:21)(cid:135)(cid:152)(cid:139)(cid:135)(cid:153)

Future Business Prospects 

The Company continued to implement its growth strategy, including upgrading and expanding the capacity of its malting 
facilities. Underway is the £51 million investment in the Bairds Scottish malting facilities, which will add 79,000t of 
capacity across the Arbroath and Inverness sites, bringing total Bairds capacity to ~300,000t per annum.   

In Australia, the Company announced a $27 million investment renewing the Perth kiln, providing safety and efficiency 
benefits and the opportunity for future production capacity expansion at the plant with further investment. 

United Malt entered into an in-principle agreement with its existing Mexican distribution partner for an expanded 
partnership to further grow United Malt’s penetration into the Mexican market. The new agreement will provide on the 
ground access to the growing craft market in Mexico, enhanced customer experience, and more efficient logistics. 

United Malt continues to be well positioned to manage through the current market uncertainty, which is expected to 
continue throughout FY21. Some signs of recovery have emerged in the Company’s markets, and the business remains 
prepared for the evolving impact of COVID, and the potential for second and third waves, which could continue to disrupt 
demand, supply chains and operations.  

United Malt remains well placed to return to growth, once conditions stabilise supported by: 

•  Strong market positions, strategically located malting assets and our market leading distribution platform, that is well 

positioned to service customers’ ingredient requirements 

•  High quality customer base diversified by product, end-market and geography 

•  Disciplined investment in our assets to lower production costs, enhance efficiencies and expand capacity where 

necessary as we continue to focus on targeting those high value markets. 

Rounding of amounts 

The Directors’ Report is presented in Australian dollars, with all amounts rounded to the nearest one hundred thousand 
dollars (unless specifically stated otherwise) under the option available to the Company under ASIC Corporations 
(Rounding in Financial/Director’s Report) Instrument 2016/191.  The Company is an entity to which this legislative 
instrument applies. 

Risks 

There are various risks associated with owning shares in United Malt. Some of these risks are specific to United Malt and 
its business, while others are risks of a more general nature that apply to any investment in publicly traded shares. The 
list of risks set out below is not exhaustive and does not consider the personal circumstances of shareholders. The list of 
risks set out below is also not arranged in any hierarchical manner. Shareholders should seek professional advice if they 
are in any doubt about the risk associated with holding shares in United Malt. 

As a new standalone company, senior leadership at United Malt have agreed a Risk Management Framework that will sit 
under the aegis of the Audit and Risk Committee. This Committee meets quarterly and reviews the treatment of risk 
through Operation and Strategic Risk Registers and compares those to the risk appetite stance of the Board.  

Risks affecting United Malt’s business 

Risks 

COVID.  

The COVID pandemic will continue to 
adversely impact the global economy and our 
customers, suppliers and employees. It has 
the potential to temporarily close down a 
production facility if a worker became infected. 
Also, the impact on global and regional 
economic conditions could disrupt the supply 
chain, operations, or industries of our 
customers which could reduce demand for our 
products. 

Action 

Actions: United Malt has a strong balance sheet and is well positioned to 
respond to the current pandemic. We recently completed a capital raise to 
ensure that we had a stronger balance sheet to both respond to the pandemic 
and to continue our strategic capital plans.  

Our people are a key asset, and their safety has been of paramount concern to 
us during the pandemic. We have taken consistent and measurable steps to 
keep them safe in order to keep our production facilities open. This includes 
pre-shift screening, contract tracing, cohort working, partnerships with expert 
vendors and pre-negotiated testing agreements.  

We have also formed a standing committee of the Executive Leadership Team 
who meet regularly to monitor the pandemic and calibrate our response.  

28 

|  United Malt Annual Report 2020

 
 
 
 
 
 
 
 
United Malt Group Limited

(cid:513) (cid:18)(cid:146)(cid:135)(cid:148)(cid:131)(cid:150)(cid:139)(cid:144)(cid:137) (cid:131)(cid:144)(cid:134) (cid:9)(cid:139)(cid:144)(cid:131)(cid:144)(cid:133)(cid:139)(cid:131)(cid:142) (cid:21)(cid:135)(cid:152)(cid:139)(cid:135)(cid:153)

Risks 

Action 

Climate and Environmental Risks.  

We are intrinsically linked to the barley crops 
grown around the globe. Climate Change can 
imperil the global barley supply which we 
depend on for our core functions of processing 
and distributing malted products. Climate 
Change could lead to higher costs, lower 
margins and potentially increased costs 
associated with our business functions. 

Water Access Risks.  

Water is an essential component of the 
malting process. Access to high-quality water 
may be impacted by Climate Change, long-
term drought or wide-spread contamination of 
local aquifers. This could lead to adverse 
financial impacts in the form of higher costs or 
reduction in product quality. 

Customer and Supplier Risks.  

There is a risk to United Malt that a loss of key 
customers or suppliers could result in an 
adverse impact on our financial performance 
through either a reduction in revenue or an 
increase in costs associated with running the 
business.  

Seasonal Fluctuation in Working Capital 
Risk.  

We face variations throughout the year in the 
draw on our working capital, relating to 
customer purchasing behaviour, payment 
terms and commodity prices. Historically, 
United Malt’s working capital levels have 
peaked around 31 March and unwind in the 
second half to 30 September.  

Transportation and Supply Chain Risks.  

We rely on our supply chain to store and 
transport barley to our production sites and 
finished products to our customer. There is a 
risk that disruption to the supply of raw 
materials to our processing plants, and/or 
finished goods through our network, could 
adversely impact our financial results or 
increase the costs associated with running the 
business. 

Actions: Our reporting is guided by the Task Force on Climate-related Financial 
Disclosures (TCFD) recommendations and climate risk is emerging as a 
consideration in our customer and supplier contracts as well as in our future 
capital expenditure projects. We are also tracking proposed policy, legal and 
technological changes that are on the horizon during the transitional phase of a 
coordinated global response to climate change. 

We are investigating the feasibility of a Climate Change Impact Assessment of 
the North American barley production areas from which we source. 
We continue to review and, where poss ble, reduce our consumption of water 
and fossil fuels. Future capital expenditures managed by the Project 
Management Office do review opportunities for reduced consumption. 

Actions: We understand the critical importance of water to us all. United Malt is 
keenly focused on consumption reduction strategies, recycle, reclamation and 
effluent management regimes; all to reduce our consumption of water and 
creation of wastewater. Each of our processing facilities closely monitors and 
reports their consumption of water. We are committed to evaluating and rating 
the impact of our future capital expenditure projects’ changes to water 
consumption and effluent treatment. Furthermore, all capital expenditure 
projects are evaluated for their access to abundant quality water supplies. 

Actions: This is a relationship business. We enjoy strong partnerships with our 
key customers and suppliers in our production and distribution businesses. The 
majority of these relationships are codified in the form of long-term agreements. 
They provide us with the stability in the form of forward orders that allow us to 
control costs and deliver savings to our customers, while also providing our 
suppliers with certainty. Our senior leaders regularly engage with their 
counterparts to find innovative ways to improve our commercial relationships.  
United Malt’s Innovation Centre is driving product development, improving 
processes and quality; all with the goal of maintaining key customers. A recent 
marketing and branding refresh, combined with customer segmentation work, 
has also been a key focus during the current fiscal year. 

Actions: We closely monitor and manage our receivables and the timing of 
receipt of payment throughout the year. We are also mindful of, and constantly 
review, our inventory levels during harvest in each of the jurisdictions in which 
we operate, the requirements of our processing facilities and the timeliness of 
accounts payables to ensure that we meet our obligations. 

Actions: Our business is implementing a Transportation Management System 
(TMS) geared towards ensuring timely and safe delivery of our products to our 
customers. The TMS should allow us to be nimbler and more responsive to 
potential disruptions to our Supply Chain. 
All warehouses are subject to audit procedures relating to food safety 
standards. Food safety risks have been identified and are covered by 
Statements of Procedure (SOP) or contract. Also, where possible, we are 
shifting towards using owned and managed facilities, instead of 3PLs, to give 
us greater control of this risk. 
Inventory and stock controls that United Malt has in place include procedures 
such as inventory reconciliation against third-party logistics, stocktakes/cycle 
counts, site visits, due diligence conducted for new facilities and audit 
procedures. We also purchase appropriate insurances against loss of our stock 
in transit or while stored. 

29

 
 
 
 
 
 
 
 
 
 
 
 
 
United Malt Group Limited

(cid:513) (cid:18)(cid:146)(cid:135)(cid:148)(cid:131)(cid:150)(cid:139)(cid:144)(cid:137) (cid:131)(cid:144)(cid:134) (cid:9)(cid:139)(cid:144)(cid:131)(cid:144)(cid:133)(cid:139)(cid:131)(cid:142) (cid:21)(cid:135)(cid:152)(cid:139)(cid:135)(cid:153)

Risks 

Action 

Capital Requirement Risk.  

Like most businesses, we require significant 
capital to operate and fund capital 
expenditures. If United Malt is unable to 
generate sufficient cash flows or raise 
sufficient external financing, then we may be 
forced to limit our operations and growth 
plans.  

Actions: United Malt strives to ensure strict cash management and has built-up 
cash reserves, and, when appropriate, will continue to build up those reserves 
up. We look to pay down debt when doing so is prudent. 

Our Group Strategy and Group Finance teams actively seek to optimise 
portfolio management. Meetings are held to review, prioritise and select capital 
projects based on an assessment of business needs and customer and 
financial benefits.  

The result of our recent capital raise in May of this year was a promising sign 
that we still enjoy strong support of shareholders and the wider market.  

Commodity Pricing and Agricultural Risks.  

Barley growing and procurement are subject 
to a variety of agricultural factors beyond our 
control, such as disease, pests, rainfall, and 
extreme weather conditions. To the extent that 
any of these factors impact the quality and 
quantity of barley available to United Malt for 
malting, its operations could be adversely 
affected. 

Actions: United Malt seeks to mitigate this risk by maintaining a diversified 
network of growers and leveraging its strong supplier relationships, allowing it 
to import barley when necessary in each jurisdiction it operates if necessary, to 
respond to local impacts to agricultural yields.  

We enter into forward contracts with multiple growers, co-operatives and grain 
companies in all geographies where we currently source barley, and we seek to 
renew these well in advance of expiry. We continually review options to 
diversify our procurement footprint. 

We also malt other cereal grains, which further mitigates this risk. 

Project Management Risks.  

There is a risk that a lack of proper oversight 
or controls, delays to or increased costs of 
construction projects, or changes to 
government or regulatory approval regimes 
could result in future projects failing to achieve 
their intended benefits.  

Actions: United Malt has a proven track record of managing large capital 
expenditure projects. This includes expansions and upgrades to production 
facilities, as well as, the continued deployment of our distribution businesses. 
We created a Project Management Office (PMO) to oversee large capital 
expenditure projects. This office works with local stakeholders, including 
business unit Presidents and specifically assigned construction and installation 
managers, to oversee the day to day progress of our expansion and 
improvement builds. 

For our larger projects, we form steering committees, which include Executive 
Leadership Team members and technical experts, and they meet on a regular 
basis before, during and after the build. The cadence of meetings is designed 
to ensure that our strategic objectives are met, the estimated returns are 
achieved. The post-completion meetings are as important and seek to extract 
key learnings that can be implemented in future projects. We utilise internal and 
external auditing support, as well as, engage with technical experts including 
engineers, brokers and other third parties as part of the PMO process.  

Actions: Senior Leadership of the United Malt and our UK business, Bairds 
Malt, meet regularly to discuss the ongoing revisions to the Brexit Withdrawal 
Agreement. We have reviewed the potential impacts on our customers and 
suppliers and will respond when the outcome is known. 

Actions: In the financial year 2019, United Malt worked with internal auditors 
and external parties to undertake a review of the food safety quality 
management (FSQM) processes and procedures of our distr bution businesses. 
We have implemented the findings of that review to include quality assurance 
accreditation and ISO9001 compliance, improved plant and warehouse 
housekeeping and hygiene procedures. We are also investing in increased staff 
training and assessments.  

United Malt will undertake a similar FSQM audit and review for our processing 
facilities globally in the coming financial year.  

The goals of both reviews are to deliver more consistent higher quality products 
to our customers and to strengthen our resilience while reducing potential 
business and financial performance impacts.  

Hard Brexit.  

One of the United Malt companies, Bairds Malt 
Limited, operates in the UK and has key 
customer and supplier contracts throughout 
Europe. There is considerable risk that a Hard 
Brexit could have a material impact on the 
performance of the business. 

Product and Food Safety Risks.  

United Malt operates malting and warehouse 
facilities globally and is subject to food and 
stock handling risks. These include spoilage, 
contamination, misappropriation, damage to 
food and stock through insurable and non-
insurable risks, incorrect grading, product 
tampering, product recall, changes to 
government, industry or destination standards 
regarding product specification, product 
liability claims or perceived obsolescence of 
stock. Any of these occurrences could result in 
an adverse impact on our business and 
financial performance. 

30 

|  United Malt Annual Report 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United Malt Group Limited

Risks 

Position Risk.  

(cid:513) (cid:18)(cid:146)(cid:135)(cid:148)(cid:131)(cid:150)(cid:139)(cid:144)(cid:137) (cid:131)(cid:144)(cid:134) (cid:9)(cid:139)(cid:144)(cid:131)(cid:144)(cid:133)(cid:139)(cid:131)(cid:142) (cid:21)(cid:135)(cid:152)(cid:139)(cid:135)(cid:153)

Action 

We take large holding positions of 
commodities at various times of the year. In 
addition to these, United Malt also hedges 
energy and utilities prices, interest rates and 
foreign exchange rates. There is a risk that our 
hedging management strategies might not 
successfully minimise exposure to these risks. 
Moreover, there is the risk that an inadequate 
segregation of duties or improper oversight of 
these positions could lead to an adverse 
impact on United Malt’s business and financial 
performance.  

Systems, Reporting and Controls Risks.  

There is a chance that a major system outage 
to one of the business’ core software or 
system platforms could increase United Malt’s 
costs and could lead to regulatory or 
government intervention in the form of costs, 
investigations, penalties or liabilities. We rely 
on IT systems that, if breached, could lead to 
a loss of confidential data, deterioration in 
reputation and impacts on suppliers or 
customers. All of these outcomes would have 
an adverse impact on our business and 
financial performance. 

Taxation and Regulatory Change Risks.  

Changes in taxation laws (or their 
interpretation) where we have operations 
could materially affect our financial 
performance. In addition, governments may 
review and impose additional or higher excise 
or other taxes on beer or whisky, which may 
have an adverse effect on consumer buying 
patterns and may adversely impact United 
Malt’s financial results. 

Market Preference Risks.  

United Malt is a food and beverage company 
specialising in the production of malted 
products for brewing and distilling customers. 
There is a risk that we may not optimally align 
with consumers, or that beer consumption 
could fall or that our products could be used 
less often in customer’s end products. These 
risks could lead to a reduction in market share 
which could have an adverse impact on United 
Malt’s business and financial performance. 

Skills and Capabilities Risks.  

People capability or capacity could impact the 
effective execution of United Malt’s strategic 
plans and future operation of the business. 

Actions: United Malt has put into place a robust Position & Trading Risk 
Management Policy (PTRMP) that is overseen by the company CFO and the 
Audit and Risk Committee. We continually monitor the positions and associated 
risks of each geography through daily tracking and weekly meetings of senior 
leadership. 

In each geography, we have appointed utility brokers to reduce the volatility of 
the group’s utility pricing. We also utilize enterprise risk management software 
programs to track and hedge these risks.  

In addition, we have implemented a clear Segregation of Duties Protocol 
between the front, middle and back offices that clearly delineates the authority 
levels of all decision makers as sanctioned by the Audit and Risk Committee. 

Actions: United Malt deploys many methods to protect its systems, including 
but not limited to, security infrastructures such as firewalls, virus scanning, data 
back-up systems, network performance monitoring, improved and 
geographically dispersed redundancies, an Information Security Management 
System, Access Control Standards, Global Disaster Recovery and, in some 
jurisdictions, Business Continuity Plans.  

United Malt has completed an internal audit focusing on Information 
Technology General Controls (ITGC), and external penetration testing audits 
are performed annually. The learnings from the ITGC audit are being reviewed 
and incorporated into the business in aligning with ISO 27001.  

Actions: United Malt works closely with our advisors in all geographies to 
thoughtfully consider and confirm that we adhere to tax regulations and 
potential liabilities associated with doing business in each of the countries in 
which we operate. 

Our Legal Counsel provides guidance on compliance and governance matters 
and consults with us on ramifications of any potential changes in the 
jurisdictions where we operate. Where appropriate, our obligations and consent 
registers kept by our EHS colleagues are reviewed. Moreover, clearly defined 
compliance oversight respons bilities are assigned to specific job roles. Lastly, 
our internal audit program reviews compliance matters as required. 

Actions: United Malt is actively involved in industry forums and trade groups 
that shape and influence consumer trends. In addition, market research and 
competitor intelligence are incorporated into the Strategic Planning Process at 
all levels of the company. The recent implementation of the Net Promotor Score 
tracking methodology gives us early warning systems to see where we could 
better align with market or consumer trends.  

Our employees gather and act on customer feedback at all times. This includes 
formal research (utilising NPS and other research methods), as well as, 
providing training to members of staff in managing customer relationships. 

Actions: We recently formalised our Strategy and Purpose Statements as a 
new stand-alone organisation, and our business model now clearly defines and 
communicates who and what United Malt wants to become. We are 
implementing a Global System of Record which will allow for standardisation 
and simplification of processes, automation, employee self-service and 
enhanced colleague development. The business undertakes a succession 
planning exercise annual to identify key individual related dependencies and 
works towards reducing those risks.  

31

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
United Malt Group Limited

(cid:513) (cid:18)(cid:146)(cid:135)(cid:148)(cid:131)(cid:150)(cid:139)(cid:144)(cid:137) (cid:131)(cid:144)(cid:134) (cid:9)(cid:139)(cid:144)(cid:131)(cid:144)(cid:133)(cid:139)(cid:131)(cid:142) (cid:21)(cid:135)(cid:152)(cid:139)(cid:135)(cid:153)

Risks 

Action 

Foreign Exchange Risks.  

United Malt and its related entities enter into 
foreign currency transactions, typically in the 
purchase of raw materials or in the sale of 
malt. Additionally, a significant proportion of 
United Malt’s income is denominated in 
foreign currency. Therefore, our reported net 
income in Australian dollars will fluctuate 
inversely to the Australian dollar’s relationship 
with the other foreign currencies in which we 
do business. 

Utility Pricing.  

Some of our largest expenditures are power 
and natural gas utilities costs. There is a risk 
that these costs could substantially increase 
due to factors largely outside of our control, 
and these higher costs could impact the 
business.  

Actions: United Malt leverages a multi-desk foreign exchange processing 
platform to facilitate entering and sourcing of foreign exchange trades to 
improve operating efficiency and reduced foreign exchange exposure in 
purchases or sales. These actions and procedures are reviewed by the Board 
Audit and Risk Committee and monitored by internal audit for efficacy and 
compliance. 

Translation risk of the earnings of the overseas subsidiaries is mitigated by the 
fact that the assets and liabilities of those businesses, including external debt, 
are held in local currencies. Any change in exchange rates will not impact a 
business unit’s ability to repay its debts or suppliers in its local currency.  

Actions: United Malt has undertaken a review of utilities pricing in each 
geography. We have appointed local expert energy brokers who are working 
tireless to reduce the volatility of these costs. In addition to the efforts of our 
utility brokers, our finance teams at times will hedge these costs in an effort to 
further mitigate this risk.  

As part of a longer-term strategy, a management working group has been 
formed which is developing a wholistic energy management plan and is 
reviewing alternative and renewable sources of energy. 

General Risks 

In addition to the risks specific to the United Malt noted above we also monitor the below risks which are generally 
associated with any investment in publicly traded shares. These risks are reviewed by the Audit and Risk Committee, as 
well as, Executive Leadership Team of the business. The Group Risk and Insurance Manager also provides guidance on 
the below matters as part of the annual reporting regime. 

Risk 

Economic Risks.  

General economic conditions, fluctuations in interest and inflation rates, commodity prices, currency exchange rates, energy costs, 
changes in government, including the change in US administration, changes in fiscal, monetary and regulatory policies, the 
development of new technologies and other changes to the general market conditions may have an adverse effect on United Malt, its 
future business activities and the value of United Malt shares. 

Market Conditions Risks.  

Share market conditions may affect the value of shares regardless of United Malt’s financial or operating performance. Share market 
conditions can be unpredictable and are affected by many factors including changes in investor sentiment towards market sectors (in 
particular food and beverage supply) and the domestic and international outlooks. 

Significant Events Risks.  

Significant events may occur in Australia or internationally that could impact the market for United Malt’s products and its operations, 
the share price and the overall economy generally. These events include war, terrorism, civil disturbance, political actions and natural 
events such as earthquakes, floods and pandemic risks. 

Global, Regional and Country Specific Sovereign Risks.  

As an international maltster, United Malt is vulnerable to geopolitical tensions that may impact global trading patterns and flows. There 
is a risk that United Malt’s financial performance may be impacted when those tensions affect markets or commodities that United Malt 
purchases. United Malt is also vulnerable to country / oversight risks such as the imposition of tariffs, foreign exchange restrictions or 
nationalisation of assets. 

Subsequent Events 

No matters or circumstances have arisen since 30 September 2020 which have significantly affected or may significantly 
affect: a) The Group's operations in future financial years; or b) The results of those operations in future financial years; 
or c) The Group’s state of affairs in future financial years. 

32 

|  United Malt Annual Report 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Operating and Financial Review 

Additional	Disclosures	

Reporting relief for half year ended 31 March 2020 

As United Malt advised in its ASX announcement on 14 May 2020, and as disclosed in the Demerger Scheme Booklet 
dated 6 February 2020 that was despatched to shareholders of GrainCorp Limited (ASX:GNC) (GrainCorp) in connection 
with the demerger of United Malt from GrainCorp on 1 April 2020, the Australian Securities and Investments Commission 
(ASIC) made an order under subsection 340(1) of the Corporations Act 2001 (Cth) (Act) that United Malt did not have to 
comply with section 302, 306 or 320 of the Act for the half-year ended 31 March 2020 (HY20) (ASIC Order). The effect of 
the ASIC Order was that United Malt did not have to comply with the requirements under the Act to prepare and lodge 
with ASIC a half-year financial report and half-year directors’ report for HY20. The Company relied on the ASIC Order 
and did not prepare or lodge with ASIC a half-year financial report or half-year directors’ report for HY20. As disclosed in 
the Company’s ASX announcements on 24 March and 14 May 2020, ASX Limited (ASX) also provided a waiver from 
ASX Listing Rule 4.2A to UMG to allow United Malt to not lodge with ASX a half-year report and Appendix 4D in respect 
of HY20. 

Indemnification and Insurance of officers 

Under the Company’s constitution, the Company may indemnify, to the extent permitted by law, each director and 
company secretary of United Malt or its related bodies corporate as the directors determine, for all losses and liabilities 
incurred by the person as an officer to the extent that such losses and liabilities are not covered by insurance.   If the 
directors so determine, Company may also extend this indemnity to its auditor or former auditors. 

The Company has entered Deeds of Access, Indemnity and Insurance with its directors, company secretary and certain 
executives. 

The Company has paid a premium in respect of a contract insuring current and former directors, company secretaries 
and executives of the Company and its subsidiaries against liability that they may incur as an officer of the Company, 
including liability for costs and expenses incurred by them in defending civil or criminal proceedings involving them as 
such officers, with certain exceptions.  It is a condition of the insurance contract that no details of the premiums payable 
or the nature of the liabilities insured are disclosed. 

No proceedings 

No application has been made under section 237 of the Corporations Act 2001 (Cth) in respect of United Malt, and there 
are no proceedings that a person has brought or intervened in on behalf of United Malt under that section. 

Audit services 

Audit services during the year have been provided by PricewaterhouseCoopers (PwC), led by partner Kristin Stubbins.  
Details of the amounts paid to PwC for audit services are set out in note 4.5 of the financial report. 

Non-audit services 

The Company may decide to engage the external auditor on assignments additional to its statutory audit duties where 
the auditor’s expertise and experience with the Company are important.  Details of the amounts paid to the external 
auditor PwC for non-audit services provided during the year are set out in note 4.5 to the financial report. 

In accordance with advice received from the Audit & Risk Committee (ARC), the Board is satisfied that the provision of 
non-audit services by PwC during the year is compatible with the auditor independence requirements of the Corporations 
Act 2001 (Cth) The Board is satisfied that the provision of non-audit services by the auditor did not compromise the 
auditor independence requirements of the Corporations Act 2001 (Cth) for the following reasons: 

  all non-audit services have been reviewed by the ARC to ensure that they do not impact the integrity and objectivity 

of the auditor; 

  none of the services undermine the general principles relating to auditor independence as set out in the APES 110 

Code of Ethics for Professional Accountants. 

A copy of the external auditor’s independence declaration as required by s307C of the Corporations Act 2001 (Cth) is set 
out on page 46 and forms part of this report. 

Corporate Governance Statement 

From the date of the Company’s admission to the Australian Securities Exchange on 23 March 2020 to the year ended 
30 September 2020, the Company’s corporate governance framework was consistent with the 4th edition of the 
Corporate Governance Principles and Recommendations released by the ASX Corporate Governance Council.  United 
Malt’s corporate governance statement can be viewed at www.unitedmalt.com//corporate-governance. 

33

	
	
 
 
 
 
 
Remuneration Report  

Introduction 

This Report covers the remuneration of Non-Executive Directors, the Managing Director and Chief Executive Officer 
(CEO) and senior executives, who are considered Key Management Personnel (KMP), who have authority for and are 
accountable for planning, directing and controlling the activities of United Malt consistent with the Australian Accounting 
Standards Board 124 (Related Party Disclosures (‘AASB 124’) definition).  

This report outlines the remuneration structure in place for FY20 and refinements planned for FY21. It focuses on 
remuneration outcomes from United Malt’s listing on 23 March 2020. It also references the pre-demerger period as 
relevant.   

FY20 Year in Review 

In a year of significant transition, as well as, significant disruption, our 
remuneration policies continue to be based on the sound principles that were well 
established pre-demerger. The demerger period was a busy one and taken as a 
whole, FY20 was not an easy year for the Company. Demerging and establishing 
United Malt as an independent business listed on the ASX was achieved through 
the effort and commitment of the entire GrainCorp and United Malt teams.   

United Malt’s policies, systems and processes for the listed environment were being established 
for the first time amid the challenges from COVID. Urgent action was taken to ensure the safety of 
our customers, people and products, as well as actions to address the rapidly unfolding market 
and commercial impacts.   

We are pleased to report that, despite these challenges, safety was not compromised, and our 
FY20 safety and environmental performance was strong. Across all aspects of the business a great 
deal has been achieved in a difficult external environment. This is a credit to all our people. 

COVID response 

Our management team responded quickly to the pandemic with a focus on efficiencies and cost control to 
preserve cash.  Employee furloughs (stand downs) were necessary and implemented in a timely manner. Many 
employees effectively reduced their base pay by 20 per cent for five months by taking the equivalent in leave, 
including some KMP. The base salary of the CEO was reduced by 20 per cent from 1 May to 30 September 2020. 
Non-Executive Directors also reduced their base fees by 20 per cent during this period.   

Performance 

As we look back at FY20, we are pleased with the performance of the leadership of the newly formed management team.  
While financial performance targets set pre-pandemic were not met, the Company performed strongly in the key areas of 
safety, customer engagement, product quality and cost-management. 

In early 2020, both on-premise and craft customers experienced real time significant disruptions to their markets, 
requiring our teams across the USA, Canada, United Kingdom, New Zealand and Australia to respond flexibly and 
rapidly. The Board is particularly pleased that customer engagement feedback has been positive over the period.   

FY20 Remuneration outcomes  

The Board believes that the overall performance fully merits the moderate awards that 
were made under our Short Term Incentive (STI) plan for FY20 and recognises the 
strong performance, leadership and resilience demonstrated across the year. This is 
not withstanding below-target financial results which were negatively impacted by 
COVID disruptions. The payments reflect the achievement of the non-financial metrics 
in the STI and, while the Board actively considered whether the exercise of discretion 
was appropriate, ultimately it decided that the outcomes were appropriate.   

34 

|  United Malt Annual Report 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
United Malt Group Limited

Remuneration Report 

(cid:513)

Under normal circumstances our STI Plan grants half of any STI 
awarded to Executive KMP in cash and the other 50% as deferred 
equity in the Company. In recognising the current circumstances, 
the Board decided that 100% of STI awards will be paid in deferred 
equity, with 50% vesting after 12 months and 50% vesting after 24 
months. In line with our new mandatory shareholding policy 
adopted during the year, KMP will be required to retain equity. 

Recognising that past and future market conditions will continue to be challenging 
as markets and customer demand adjusts, the Board made the following 
remuneration decisions: 

•  Moderate STI awards for the Executive KMP group for achieving non-financial 

• 
• 
• 

objectives as per the FY20 STI scorecard 
No increase in base pay for FY21 for CEO and KMP 
No increases to Non-Executive Director fees for FY21 
Proposed changes to the FY21 Long Term Incentive (LTI) plan to better align 
with shareholder interests. 

Remuneration in FY21  

For FY21 we will continue with the current structure of our STI program as outlined in this report. 
Our commitment to a focus on a strong financial outcome, as well as our Environment, Health and 
Safety (EH&S) and Customers outcomes, have not changed.  

In terms of the LTI Plan, we committed in the Demerger Scheme Booklet to publish the FY20 LTI 
performance standards related to each of these performance conditions. That detail is provided in 
the Executive Remuneration Policy section of this report.    

For the FY21 LTI plan we propose to adjust the performance hurdles as we believe this will enhance 
alignment between KMP LTI vesting outcomes and longer-term outcomes for the business. It is 
incumbent upon the Board to have a long term incentive plan that both drives outcomes for 
shareholders and supports alignment to business priorities for Executive KMP. We believe that the 
proposed changes will achieve both outcomes.  

Specifically, we propose in FY21 to: 

• 
• 
• 

Retain the current measure of return on capital employed (ROCE) with a weighting of 50% 
Retain absolute total shareholder return (aTSR) with a reduction of weighting to 25%  
Add an additional measure weighted at 25% based on delivering quantified outcomes from execution of 
strategic growth projects. This measure will be assessed by the Board based on specific and quantified targets. 
While these targets are commercially sensitive, we will disclose them more fully at the end of the three-year 
performance period. The proposed approach is explained further in this report. 

A key rationale for demerging the Malt business from GrainCorp was to unlock value by establishing a standalone 
business which could pursue an independent strategy as outlined in detail in the Scheme Booklet.  It includes 
maintaining and developing relationships with global brewers, continuing to be the maltster of choice for craft 
brewers, expanding our craft business in new geographies, driving penetration in the Scottish distilling market, 
proactively assessing expansion and acquisition opportunities, as well as, driving operational excellence and 
continuous improvement.  

The Board and management team believe that there are critical strategic projects that must be delivered over the 
next three years, particularly in relation to streamlining operating cost structures and investing in strategic growth 
projects. The proposed change to our LTI targets aims to focus on repositioning the business for growth and 
robust financial performance.  

Our existing measures of ROCE and aTSR affirm the importance of improving returns to our shareholders and our 
long-term financial performance. The additional measure, Strategic Execution, is being included to emphasise the 
importance of the achievement of our Strategic Plan in evolving the business. 

. 

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
United Malt Group Limited

Remuneration Report 

(cid:513)

Key Management Personnel (KMP) 

KMP are listed in the table below. The CEO and other Executives considered KMP are collectively referred to as 
‘Executive KMP’ in this report.   

Non-Executive Directors  

Role 

Period as KMP 

Graham Bradley AM 

Chairman and Non-Executive Director 

Appointed 13 January 2020 

Barbara G bson 

Non-Executive Director 

Appointed 13 January 2020 

Jane McAloon 

Non-Executive Director 

Appointed 13 January 2020 

Simon Tregoning 

Non-Executive Director 

Appointed 13 January 2020 

Terry Williamson 

Non-Executive Director 

Appointed 23 March 2020 

Executive KMP  

Role 

Period as KMP 

Mark Palmquist 

Managing Director and Chief Executive 
Officer 

Appointed Managing Director 13 January 2020  
and Chief Executive Officer on 23 March 2020 

Amy Span k* 

Chief Financial Officer 

Bryan Bechard^ 

President, Warehouse & Distr bution 

Darren Smith# 

President, Processing  

Appointed as United Malt Chief Financial Officer  
on 23 March 2020 

Appointed as United Malt President, Warehouse & 
Distr bution on 23 March 2020. 

Appointed as United Malt President, Processing  
on 23 March 2020. 

* Amy Spanik was Chief Financial Officer for the GrainCorp Malt business in the period prior to her appointment as United Malt Chief Financial Officer. 

^ Bryan Bechard was President Global Craft for the GrainCorp Malt business in the period prior to his appointment as United Malt President, Warehouse & Distribution. 

# Darren Smith was President GrainCorp Malt for the GrainCorp Malt business in the period prior to his appointment as United Malt President, Processing. Darren Smith gave notice 
of resignation post balance date and ceased to be a KMP at this time. He has a six months’ notice period.   

FY20 Executive Remuneration Outcomes  

FY20 Base Salary  

Remuneration for the Executive KMP was set prior to demerger after a comprehensive review of relevant benchmarks.  
The Chief Financial Officer received a 19% increase in base salary due to the increase in the scope of the role as a 
result of becoming a listed Company. No other Executive KMP received an increase in base pay. Full details of 
commencing remuneration were provided in the Demerger Scheme Booklet. There have been no increases to any 
Executive KMP base salaries since demerger.   

For the period from May to September 2020 all Executive KMP took a 20% base pay reduction, either as a cash or leave 
reduction. This initiative was taken to assist in absorbing the financial impact of COVID and to acknowledge the reduced 
pay outcomes of some United Malt employees.   

FY20 Short Term Incentive  

The United Malt Corporate Scorecard outcomes were measured across the full FY20 year. At the time of demerger, the 
FY20 scorecard was reviewed to reflect the standalone United Malt business and to align with United Malt targets, 
allowing STI participants to be measured against United Malt performance for the full year. FY20 outcomes are set out in 
the next table:   

36 

|  United Malt Annual Report 2020

 
 
 
 
 
 
United Malt Group Limited

Remuneration Report 

(cid:513)

Executive KMP 

Financial measures 
weighting (%) and 
performance 

Environment, Health 
& Safety weighting 
(%) and performance 

Customer 
weighting (%) 
and performance 

Individual 
weighting (%) 
and performance 

Name 
Position Title 

EBIT 

RIFR, EH&S 
Engagements & 
Critical Risk Reviews 

NPS & 
Customer Action 
Plan 

Agreed objectives 
included people 
leadership, public 
company establishment, 
project completion, and 
management of COVID 

Mark Palmquist 
Managing Director & 
CEO 

Amy Spanik 
Chief Financial Officer 

Bryan Bechard 
President, Warehouse 
& Distribution  

Darren Smith  
President, Processing 

(50%)  

(15%)  

(15%)  

(20%) 

(50%)  

(15%)  

(50%)  

(50%)  

(15%)  

(15%)  

(15%) 

(15%) 

(15%) 

(20%) 

(20%)  

(20%)  


Minimum performance  
threshold not achieved


Threshold performance 
achieved

 
Target performance  
achieved


Stretch performance  
achieved

In determining the final scorecard results the Committee and the Board believe the right outcome for senior management 
and shareholders was to award a modest STI. The outcome for the CEO was achievement at 42% of target STI (28% of 
maximum potential), and the remaining Executive KMP have been assessed at 46% of target STI (31% of maximum 
potential). 

There are several reasons for this outcome: 

• 

• 

• 

• 

The Company demerged in March 2020, requiring significant and sustained management effort to set United Malt up 
for success. This is a considerable achievement and was included in the Board’s final assessment of performance, 
particularly in the individual component on the scorecard.  
Disappointingly, the EBIT metric was not achieved. No COVID-related government assistance was received in the 
USA or in Australia during FY20, but modest assistance was received in Canada, the UK and New Zealand. The 
Company’s financial performance was underpinned by concerted management efforts to reduce costs and manage 
cash, as well as retain and develop customer relationships.   
Environment, Health and Safety performance during FY20 was strong with both the number of safety engagements 
and the Reportable Injury Frequency Rate outcomes being achieved well above the stretch targets. In a trying last 
few months, the whole management team worked together to achieve this positive outcome.   
Focusing on customers when they most needed our help resulted in an improvement in our Net Promoter Score 
(NPS), and there was good progress made on the development of our Customer Action Plan.  

The Board considered whether there should be downwards discretion, given the impact of COVID. After reviewing the 
achievements of our Executive KMP, the Board believed the outcome was appropriate and balanced and did not apply 
any discretion and paid STI awards according to achievement of the scorecard. The CEO result, at 42% of target rather 
than 46% of target, is the outcome of the lower individual score which reflects his overall responsibility for Company 
performance. The Board believes these results fairly reflect both Company and individual Executive KMP performance in 
a challenging year.   

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United Malt Group Limited

Remuneration Report 

(cid:513)

Statutory Remuneration outcomes for FY20    

Remuneration for Executive KMP for FY20 is shown in the table below. 

Amount 
AU$ 

             Short-Term Benefits 

l

y
r
a
a
S
e
s
a
B

I

T
S
h
s
a
C

y
r
a
t
e
n
o
M
-
n
o
N

s
t
i
f
e
n
e
b

Post-Employment 
Benefits 

            Share-based  

               Payments 

k
1
0
4

n
o
i
t
a
n
m
r
e
T

i

s
t
i
f
e
n
e
B

l

a
r
r
e
f
e
d
I

T
S

8
1
Y
F
d
n
a

I

T
L

s
d
r
a
w
a
P
E
D

l

a
t
o
T
r
a
e
Y

l
l

u
F

Mark 
Palmquist 

From 23 
March 2020 

$550,766 

$0 

$10,660 

$12,267 

$0 

$144,453 

$347,807 

$1,065,953 

Amy 
Span k* 

Bryan 
Bechard* 

Darren 
Smith* 

Full Year 

$437,787 

$0 

$31,193 

$13,134 

$0 

$34,840 

$37,884 

$554,838 

Full Year 

$396,067 

$10,729 

$31,193 

$8,812 

$0 

$18,617 

$20,861 

$486,279 

Full Year 

$605,380 

$0 

$21,151 

$12,301 

$0 

$51,278 

$88,771 

$778,881 

Explanatory notes to the Statutory Remuneration outcomes for FY20 table: 

i. 

ii. 

iii. 

iv. 

v. 

vi. 

vii. 

The MD & CEO is reported from his commencement as CEO of United Malt on 23 March 2020. Prior to this date he was not a 
KMP of the Malt business. The CEO’s annual base salary is US$885,500 (AU$1,301,810). The FY20 STI deferral outcome is 
equivalent to 42% of annual base salary.   

*These KMP have been reported for the full financial period in accordance with AASB 124.  

The Cash STI payment for Bryan Bechard is relating to a FY18 STI deferred cash payment.   

Non-monetary benefits include the gross value of health insurance and vehicle. All KMP are based in the US and have no 
superannuation or long service leave entitlements. 

The LTI Awards amounts for Amy Spanik and Darren Smith include an award relating to FY18 STI deferred equity. Details are 
provided in the Movement of Rights Granted table.   

The value of the STI deferral and the LTI awards represents the accounting value rather than the cash value to participants. 
Balance excludes accelerated accounting expense of $109,226 for Darren Smith due to cancelled GrainCorp legacy awards.   

Amounts have been converted using the average exchange rate for the period the remuneration is reported. For all short-term 
benefits, for Mark Palmquist the exchange rate was USD = AUD1.4701 and for the other Executive KMP the exchange rate 
applied was USD1 = AUD1.4765. For the STI deferral and LTI awards the exchange rate was USD = AUD1.4563. 

viii. 

No prior year comparisons have been provided as this is the first year of reporting for United Malt.  

Executive Remuneration Policy   

Our remuneration policy aims to engage and retain executive talent, while motivating to deliver business strategy and 
key performance targets that create value for shareholders. It seeks to provide remuneration that is structured in a 
manner that also encourages behaviours consistent with United Malt’s corporate values. 

The Board affirmed its commitment to the following principles underlying the Company’s Remuneration Policy: 

• 

• 

• 

Fixed remuneration is determined at a level to attract and retain top talent with a market competitive offering. It is 
determined regarding the complexity, responsibility, competence and levels that are competitive with remuneration 
levels for employees in comparable roles in the relevant market. 
Variable remuneration plans link outcomes to achievement of business and individual goals, as well as the 
behaviours through which goals are achieved, consistent with United Malt values. 
United Malt aims to position Executive KMP at the median of the relevant market for fixed remuneration with a 
range up to the 75th percentile of total remuneration for outstanding performance.   

38 

|  United Malt Annual Report 2020

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United Malt Group Limited

Remuneration Report 

(cid:513)

Remuneration framework  

Remuneration for Executive KMP comprises fixed and variable (‘at risk’) elements. A significant proportion of the total 
remuneration for Executive KMP is ‘at-risk’ to create alignment with United Malt’s strategic objectives and Shareholder 
interests.  

The executive remuneration framework elements and their links to performance are outlined below: 

Base Salary 

Variable Remuneration (At-Risk) 

Elements 

Salary 
(and benefits as relevant  
to local conditions) 

Short Term Incentive (STI) 

Long Term Incentive (LTI) 

Delivery Method 

Cash 

Cash & Equity 
(Deferred Rights) 

Equity  
(Performance Rights) 

Intent 

Attract & retain talent by 
providing competitive package, 
recognising job size, complexity 
and capability. 

Link to 
Performance 

Suitable and appropriate 
reward commensurate with 
the role. 

Performance 
Measures 

Position requirements and 
accountabilities that align to 
achieving business strategy. 

How it works 

• 

• 

Set in relation to relevant 
external market 
considering experience & 
performance. 
Target median of the 
market for base salary 
with range up to 75th 
percentile of base plus 
variable for outstanding 
performance.  

Reward for short-term 
business and personal goals 
with equity deferral, alignment 
with sustainable shareholder 
return performance. 

A balanced scorecard of key 
business measures and 
individual measures aligned 
to core accountabilities. 

Financial (EBIT), 
Environment, Health & 
Safety, Customer & Individual 
measures. 

• 
• 

50% paid in cash. 
50% deferred over 24 
months into equity. 
•  Measured against 

scorecard (financial, 
customer, safety and 
individual measures). 

Alignment with long-term business goals 
and shareholder value creation. 

Key measures set with three year targets 
to focus on cost efficiency and sustainable 
improvement.  

• 
• 

• 
• 

aTSR 
ROCE 

Delivered as Rights. 
Vest after three years subject to 
performance conditions of 50% 
aTSR and 50% ROCE. 

Remuneration mix 

The tables on the next page show the breakdown of total remuneration at target achievement by our three remuneration 
elements in accordance with our policy. The split of cash and equity is considered important for building alignment with 
shareholder value creation. The balance of the pay mix, and the cash and equity mix, will continue to be reviewed        
over time. 

The decision to allocate 100% of FY20 STI awards to deferred equity increases the equity component of our Executive 
remuneration pay mix. For FY20 the split of total remuneration for the CEO will be one-third cash and two-thirds equity.  
It is envisaged that this will apply for this year only.   

39

 
 
 
 
 
 
   
United Malt Group Limited

Remuneration Report 

(cid:513)

Variable Remuneration - Short Term Incentive  

The United Malt STI Plan rewards achievement against annual business goals. It forms a part of our attraction strategy 
and provides for both recognition and retention. The terms of the STI plan are outlined below: 

Term 

      Details 

Eligibility 

All Executive KMP are eligible to participate in the STI. The United Malt Board determines the employees who 
are elig ble to participate in the STI from time to time.   

Opportunity 

The opportunity is a set as a percentage of base salary. Maximum opportunity is 1.5 times target (150%). 
The CEO has a target opportunity of 100% and a maximum opportunity of 150%. 
The KMP opportunity ranges from a target of 40% up to 70% and a maximum opportunity from 60% to 105%. 

Form of award 

Deferred STI 
award and 
deferral period 

Performance 
period 

The proportion of the STI award that vests is delivered: 
•  50% as cash; and 
•  50% deferred into rights to acquire United Malt shares. 
Deferred rights do not carry any voting or dividend rights. 

The deferred rights will vest in two tranches – 50% of the deferred awards vest after 12 months and 50% after 
24 months. 

Performance will be tested over one financial year. 

The United Malt STI scorecard measures four key financial and non-financial elements and each element is 
weighted the same for the CEO and the other KMP. 

Performance 
measures 

Financials (EBIT)                                                                                                              50% weighting 
Environment, Health & Safety (RIRF, EH&S Engagements & Critical Risk Reviews)     15% weighting 
Customers (NPS & Customer Surveys & Customer Action Planning)                             15% weighting 
Individual performance (including people leadership, project completion)                       20% weighting 

Malus 

The United Malt Board in its discretion may determine that some, or all, of an employee’s deferred STI should 
be forfeited for gross misconduct, material misstatement or fraud. 

Cessation of 
employment 

Change of 
Control 

Unless the United Malt Board determines otherwise, STI awards will: 
a.  Remain on foot to be paid, or be awarded in full, at their normal payment or grant date for cessation of 

employment due to any other reason (including redundancy, disability, death or retirement), or 
b.  Lapse where the participant ceases employment due to resignation or termination for cause.   

All deferred STI awards will vest upon a change of control, unless the United Malt Board determines otherwise. 

Variable Remuneration Long Term Incentive  

The LTI Plan awards are granted under the United Malt Employee Incentive Plan Rules and are intended to reward 
superior long term performance and encourage retention and alignment with United Malt shareholders.   

The terms of the Long Term Incentive Plan are outlined below.  

Term 

        Details 

Eligibility 

The United Malt Board determines the employees who are eligible to participate. Currently, the LTI is open to 
Executive KMP. 

Instrument 

Performance rights, each being a right to acquire a United Malt share for nil consideration, upon specified 
performance measures being satisfied over the relevant performance period.  Performance rights will not carry 
voting or dividend rights. 

Opportunity 

The number of performance rights granted to each participant is determined by dividing the dollar value of a 
participant’s LTI opportunity by the Volume Weighted Average Price (VWAP) of shares over a period defined in the 
LTI plan. For the FY20 LTI the VWAP was the 20 consecutive days period from 7 April 2020 to 6 May 2020 
(inclusive).   
For FY20 the target opportunity for the CEO was 100% (maximum was 150%).  
The other Executive KMP had a target opportunity of 40% (maximum of 60%). 

Performance 
period 

The FY20 LTI performance period commenced on the date on which United Malt shares commenced trading on 
the ASX (24 March 2020) and ends on 30 September 2022. Future grants will have a three-year vesting period. 

40 

|  United Malt Annual Report 2020

 
 
 
United Malt Group Limited

Remuneration Report 

(cid:513)

Term 

        Details 

Vesting of performance rights under the FY20 LTI plan will be subject to the participant’s continued employment 
with United Malt and satisfaction of specified performance conditions. The performance conditions applicable to 
the FY20 award under the LTI plan are a combination of: 
a.  aTSR (applicable to 50% of the grant of performance rights) defined as the compound annual growth rate of 

United Malt’s TSR over the performance period; and 

b.  ROCE (applicable to 50% of the grant of performance rights) defined as EBIT divided by capital employed. 

Earnings includes interest on commodity inventory funding. The average achieved for the five relevant financial 
half years ROCE outcomes will be calculated to determine the ROCE over the performance period. 

Performance 
conditions 

The vesting schedule for both the aTSR and the ROCE performance conditions is as follows:  

Performance attained 

Percentage of rights to vest 

Below the minimum of the target range 

At the minimum of the target range 

Nil 

50% 

Within target range 

Straight line between 50% and 100% 

At or above the target range 

100% 

The proportion of rights that may vest based on aTSR performance is determined by the Board, based on 
the vesting schedule. The aTSR vesting schedule for the FY20 LTI is: 

Absolute TSR (CAGR) 

Percentage of TSR rights to vest 

Below threshold Absolute TSR CAGR target 

Less than 6% 

Equals threshold Absolute TSR CAGR target 

6% 

Between target and maximum Absolute TSR 
CAGR target 

At or above maximum Absolute TSR CAGR 
target  

Greater than 6%; up to 9% 

Equal to or greater than 9% 

FY20 
Vesting 
schedules 

The proportion of rights that may vest based on ROCE performance is determined by the Board, based on 
the vesting schedule. The ROCE vesting schedule for the FY20 LTI is: 

ROCE achieved over Period 

Percentage of ROCE rights to vest 

Below threshold ROCE target  

Equals threshold ROCE target 

Less than 8.6% 

8.6% 

Between threshold and maximum ROCE target 

Greater than 8.6%; up to 11.4% 

At or above maximum ROCE target 

Equal to or greater than 11.4% 

Vesting 

Malus 

Cessation of 
employment 

Based on performance relative to the performance conditions, the relevant number of performance rights will vest, 
and each participant will receive a United Malt share in respect of each vested performance right (unless the 
United Malt Board, in its sole discretion, determines to settle vested performance rights by making a cash 
equivalent payment in lieu of the allocation of United Malt shares. 

The United Malt Board in its discretion may vary downwards the number of an employee’s shares due to vest, if 
the Board determines that the performance of the Group, any member of the Group, any business, area or team, 
and the conduct, capability, or performance of the Participant, justifies the variation. 

Unless the United Malt Board determines a different treatment, where a participant ceases employment with 
United Malt: 
a. 
b. 

as a result of resignation or termination for cause, all unvested performance rights will lapse; 
for any other reason (including redundancy, disability, death or retirement), a pro-rata number of the 
participant’s unvested performance rights (based on the proportion of the performance period that has 
elapsed at the time of cessation) will remain on foot and will be eligible to vest on the original vesting date. 

Change of 
Control 

In the event of a change of control all unvested performance rights will vest, unless the United Malt Board 
determines otherwise. 

41

 
 
 
 
 
 
 
 
United Malt Group Limited

Remuneration Report 

(cid:513)

Remuneration in FY21 

As described in our overview section at the beginning of the report, the Board and management team believe that there 
are critical strategic projects that must be delivered over the next three years. As a newly listed Company, the need to 
evolve to enable sustainable growth and managing for the changing business environment is essential. To drive the 
achievement of our Strategic Plan and provide an appropriate incentive to our Executive KMP, an additional measure will 
be added to our LTI plan for FY21.    

Our existing measures will remain. ROCE is a measure of profitability and efficient use of capital efficiency; both are 
important to our business. aTSR is a clear indicator of improved shareholder value. The weightings and definitions for 
our FY21 measures are summarised below.  

Measure  

Weighting 

Definition 

Return on Capital Employed 
(ROCE) 

Absolute Total Shareholder 
Return (aTSR) 

Strategic Execution 

50% 

25% 

25% 

Earnings before interest and taxes (EBIT) divided by capital employed (being 
the sum of United Malt’s total borrowings net of cash assets and average 
shareholders’ equity). An average of the three financial year ROCE outcomes 
will be calculated to determine the ROCE over the three-year vesting period. 

The compound annual growth rate of United Malt’s TSR over the performance 
period. 

Realisation of the pre-determined agreed metrics that will demonstrate the 
achievement of our Strategic Plan. Comprises three elements that are all 
underpinned by quantifiable metrics.   
• 

Profitability and customer performance – realign and enhance our 
marketing and decision making capabilities with a focus on customer 
efficiencies and increased profitability.  

•  Operating Model – reposition our operating model to reflect the needs of 
United Malt as a stand-alone, listed Company involved in Malt and 
beverage products.   

•  Growth – establishing and executing strategic growth opportunities.  

Vesting of the Strategic Execution measure will be assessed by the Board against a set of predetermined financial and strategic metrics 
including cost savings and increased revenue. The release of these measures and the performance assessment will be provided at the 
completion of the three-year performance period due to the commercially sensitive nature of the targets. 

Legacy Equity awards  

As a stand-alone Company, there were no United Malt prior year LTI awards able to vest. During the first half of the year 
the achievement of the GrainCorp FY18 LTI was assessed and did not vest. The GrainCorp FY19 LTI plan was 
cancelled due to the timing of the demerger. The CEO and the President, Processing were participants in these LTI 
plans.  

Under the United Malt Employee Incentive Plan Rules three awards were made in FY20.    

United Malt FY20 Long Term Incentive and One-off Award 

The first United Malt LTI (the FY20 LTI) was offered to Executive KMP post demerger. Due to the timing of the grant and 
demerger, it has a slightly shortened performance period (2.5 years) ending 30 September 2022.   

As there were no LTI awards due to vest until FY22, to encourage retention of Executive KMP and to support alignment 
with United Malt shareholders during the period following the demerger, a One-off Award was granted to the CEO and 
the President Processing. The Chief Financial Officer and the President, Warehouse & Distribution had not been eligible 
for LTI prior to the offering of the United Malt FY20 LTI, and as such they were not offered participation in the One-off 
Award.   

The performance period for this award commenced on the date United Malt shares commenced trading on the ASX (24 
March 2020) and ends on 30 September 2021. All other terms and conditions, including performance conditions and 
measures, are as per the FY20 LTI. 

The performance conditions, measures and terms for the FY20 LTI and the One-off Award have been outlined in the 
Variable Remuneration section of this report and were documented in the Scheme Booklet.    

Discretionary Equity Award  

Also, as a result of the demerger, all share rights held by United Malt employees under GrainCorp’s deferred equity plan 
lapsed for nil consideration. After the demerger, a one-off grant of rights to United Malt shares was made to employees 
who had previously held rights under GrainCorp’s deferred equity plan (including two Executive KMP) so that their 
interests were aligned with the interests of United Malt and its shareholders. Rights granted under this One-off Award 

42 

|  United Malt Annual Report 2020

 
 
United Malt Group Limited

Remuneration Report 

(cid:513)

were subject to a service condition and vested the day after the announcement of United Malt’s financial results for the 
financial year ended 30 September 2020. 

Non-Executive Director Fees   

Full-year Non-Executive Director fees are set out below. They reflect the approach agreed as a result of the review 
undertaken in preparation for the demerger. The fees were positioned at market median for base fees, committee chair 
and membership fees, and aligned with positioning against companies of a similar size. 

Fees are paid from the $1,500,000 aggregate annual fee pool. This pool value was set to allow for growth and changes 
within the structure of the United Malt Board over time. This fee pool was approved as part of the Scheme approved by 
shareholders in November 2019. Total Director fees paid during the period from listing to 30 September was $418,527. 
This represented 28% of the fee pool.  

In response to the significant impact of COVID, the Board implemented a 20% reduction in base fees for the period 1 
May to 30 September 2020.       

In view of the current business environment, no changes to Board fees will be made for FY21.  

Function  

Board 

Audit and Risk Committee 

Nominations and Remuneration Committee 

Safety, Health & Environment Committee 

Role 

Chairman  

Non-Executive Director 

Chair 

Committee Member 

Chair 

Committee Member 

Chair 

Committee Member 

Fees AU$ (including superannuation) 

$340,000 

$120,000 

$22,000 

$11,500 

$22,000 

$11,500 

$22,000 

$11,500 

Superannuation contributions are made in accordance with Australian superannuation legislation at a rate of 9.5% up to 
the maximum contribution limit. Superannuation is included in the fees presented above.   

Committee fees are not paid to the Chairman of the Board.  

Actual fees paid to Non-Executive Directors in FY20 for the period commencing on 23 March 2020 are shown in the table 
below. While most Non-Executive Directors were appointed to the United Malt Board on 13 January 2020 (Terry 
Williamson was appointed from 23 March 2020), no payment was received by any Non-Executive Director from United 
Malt for the period between appointment and formalisation of the demerger in March 2020.  

Non-Executive Directors  

Board and 
Committee Fees 

Superannuation 

Other Benefits 

Total Fees 

Graham Bradley AM 

$137,736 

$13,085 

Barbara Gibson 

Jane McAloon 

Simon Tregoning 

Terry Williamson 

$62,184 

$62,184 

$57,930 

$62,184 

$5,907 

$5,907 

$5,503 

$5,907 

0 

0 

0 

0 

0 

$150,821 

$68,091 

$68,091 

$63,433 

$68,091 

Remuneration Governance 

The Board has ultimate responsibility for the Company’s remuneration policies and takes that responsibility very 
seriously. Strong governance and oversight processes have been established for remuneration, assisted by the 
Nominations and Remuneration Committee which comprises three Non-Executive Directors. The Committee assists the 
Board to satisfy itself that the Company: 

• 

• 

has coherent remuneration and people management policies and practices which are aligned with the Company’s 
purpose, values, strategic objectives and risk appetite and which enable the Company to attract, motivate and retain 
capable and talented Directors, executives and employees; 

fairly and responsibly remunerates Directors, executives and employees having regard to the performance of the 
Company and best market practices; and 

43

 
United Malt Group Limited

Remuneration Report 

(cid:513)

• 

delivers on its overall people strategy, with regard to the Company’s succession planning, talent management, 
diversity, performance management and employee relations policies. 

The Committee operates under a Charter which was established at the commencement of the Company and will be 
reviewed every two years. The Charter is available on the Company’s website.   

Minimum Shareholding Policy   

A Minimum Shareholding Policy was approved in July 2020 in recognition of the importance of aligning the interests of 
United Malt’s Non-Executive Directors and Executives with the long-term interests of the Company’s shareholders. Non-
Executive Directors must hold a share ownership equal to one times base fees within five years, Executive KMP must 
hold one times base salary, and the CEO must hold two times base salary also within five years from commencement of 
the policy or appointment. As the Policy is in its first year of operation, compliance was not assessed. A full copy of the 
Policy is available on the Company website.  

Remuneration Advisers 

The Board and the Nominations and Remuneration Committee may seek advice from external advisers as required.  

In the period since demerger no remuneration recommendations relating to KMP remuneration were obtained. 

Employment Terms  

• 

• 

The Executive KMP are employed under employment contracts which are open-ended.     

The Non-Executive Directors have a letter of appointment which outlines their duties and their remuneration.   

•  Non-executive Directors are not eligible to receive variable pay, bonuses or termination payments. 

A summary of the key employment terms for the Executive KMP is shown in the table below. 

Executive KMP  

Notice period  
Company 

Notice period  
KMP 

Termination entitlements 

Managing Director & CEO 

6 months 

Other Executive KMP 

3 months 

6 months 

6 months 

Redundancy – 6 months  

Redundancy – 6 months 

Shareholdings and other mandatory disclosures 

Movement of Rights held during the reporting period   

Details of the issue of Performance Rights in the Company are shown in the table below. As this is the first year of 
operation, the opening balance is zero.   

KMP 

Mark Palmquist 

Amy Span k 

Bryan Bechard 

Darren Smith 

Balance at 
start of the 
year 

Granted 
during the 
year 

Exercised 
during the 
year 

Forfeited or 
lapsed 
during the 
year 

Balance at 
the end of 
the year 

Vested and 
exercisable at the 
end of the year 

0 

0 

0 

0 

576,610 

48,221 

36,358 

119,186 

0 

0 

0 

0 

0 

0 

0 

0 

576,610 

48,221 

36,358 

119,186 

0 

2,861 

0 

4,740 

Number of rights granted, vested and forfeited under the deferred STI and LTI awards 

Details of the number of rights granted to Executive KMP, as well as, the number of rights that vested or were forfeited 
during the year are provided on the following page: 

44 

|  United Malt Annual Report 2020

 
 
 
 
 
 
 
 
 
United Malt Group Limited

Remuneration Report 

(cid:513)

Equity granted 

Vested in FY20 

Plan 

Number of 
rights 

Grant date 

Fair value at 
grant  

Financial year in 
which rights may 
vest 

Vested 
in the 
year 
(%) 

Forfeited 
in the 
year (%) 

Number 
of 
ordinary 
shares 

Current 
Executive  
KMP 

Mark 
Palmquist 

Bryan 
Bechard 

Darren 
Smith 

FY20 LTI 

296,067 

1 Sept 2020 

789,019 

One-Off 
Award 

280,543 

1 Sept 2020 

758,869 

FY20 LTI 

45,360 

1 Sept 2020 

120,884 

2022 

2021 

2022 

0 

0 

0 

Amy Spanik 

Discretionary 
Equity Award 

2,861 

1 Sept 2020 

11,015 

2020 

100% 

FY20 LTI 

36,358 

1 Sept 2020 

96,084 

FY20 LTI 

57,223 

1 Sept 2020 

153,499 

57,223 

1 Sept 2020 

154,788 

2022 

2022 

2021 

0 

0 

0 

4,740 

1 Sept 2020 

18,249 

2020 

100% 

One-Off 
Award 

Discretionary 
Equity Award 

0 

0 

0 

0 

0 

0 

0 

0 

0 

0 

0 

2,861 

0 

0 

0 

4,740 

Shares held by KMP  

The table below details the number of Company shares, in which KMP have a relevant interest, as at the date of this 
report.    

Executive KMP  
& 
Non-Executive Directors 

Balance 
 as at  
23 March 2020 

Received  
During 
 the year 

Purchases  
and  
Sales 

Balance  
as at  
30 September 2020 

Mark Palmquist 

302,000 

Amy Spanik 

Bryan Bechard 

Darren Smith 

Graham Bradley AM 

Barbara Gibson 

Jane McAloon 

Simon Tregoning 

Terry Williamson 

8,182 

2,898 

23,066 

58,500 

22,000 

6,038 

40,000 

5,000 

0 

0 

0 

0 

0 

0 

0 

0 

0 

125,000 

427,000 

0 

0 

0 

22,895 

7,895 

6,038 

32,895 

29,586 

8,182 

2,898 

23,066 

81,395 

29,895 

12,076 

72,895 

34,586 

Transactions and Loans to KMP    

No transactions or loans involving Directors or Executive KMP, or their related parties, were made. 

Signed on behalf of the Board in accordance with a resolution of Directors. 

Graham Bradley AM  
Chairman  
18 November 2020 

45

 
  
 
 
 
 
 
 
 
Auditor’s Independence Declaration 
As lead auditor for the audit of United Malt Group Limited for the year ended 30 September 2020, 
I declare that to the best of my knowledge and belief, there have been:  

(a) 

no contraventions of the auditor independence requirements of the Corporations Act 2001 
in relation to the audit; and 

(b) 

no contraventions of any applicable code of professional conduct in relation to the audit. 

This declaration is in respect of United Malt Group Limited and the entities it controlled during the 
period. 

Kristin Stubbins 
Partner 
PricewaterhouseCoopers 

Sydney 
18 November 2020 

PricewaterhouseCoopers, ABN 52 780 433 757 
One International Towers Sydney, Watermans Quay, Barangaroo, GPO BOX 2650, SYDNEY  NSW  2001 
T: +61 2 8266 0000, F: +61 2 8266 9999, www.pwc.com.au 
Level 11, 1PSQ, 169 Macquarie Street, Parramatta NSW 2150, PO Box 1155 Parramatta NSW 2124 
T: +61 2 9659 2476, F: +61 2 8266 9999, www.pwc.com.au 

Liability limited by a scheme approved under Professional Standards Legislation. 

46 

|  United Malt Annual Report 2020

 
  
 
  
  
 
Financial  
Report

47

Financial	Report		

Consolidated	statement	of	profit	or	loss	and	other	comprehensive	income	

For the year ended 30 September 2020 

Revenue 

Other income / (loss) 

Raw materials and consumables used 

Employee benefits expense 

Finance costs 

Depreciation and amortisation 

Occupancy costs 

Repairs and maintenance 

Other expenses  

Profit before income tax 

Income tax expense 

Profit for the year attributable to equity holders of parent entity 

Other comprehensive income 
Items that will not be reclassified to profit and loss: 

Remeasurement of retirement benefit obligations 

Income tax relating to these items 

Items that may be reclassified to profit and loss: 

Changes in fair value of cash flow hedges 

Income tax relating to these items 

Exchange differences on translation of foreign operations 

Other comprehensive income for the year, net of tax 

Total comprehensive income for the year attributable to the equity holders of the parent 

entity 

Earnings per share  
Basic earnings per share 

Diluted earnings per share 

Note 

1.2 

1.3 

1.3 

3.2,3.3,3.4 

1.3 

1.4 

3.6 

1.4 

1.4 

2020

$ M

1,289.1

4.5

(956.0)

(122.3)

(15.8)

(64.1)

(4.5)

(17.8)

(47.5)

65.6

(20.0)

45.6

(0.2)

(0.2)

5.6

(1.3)

(26.6)

(22.7) 

22.9 

2019

$ M

1,316.5

4.2

(967.7)

(108.5)

(40.2)

(52.3)

(12.3)

(19.1)

(36.0)

84.6

(27.7)

56.9

(14.9)

3.0

(12.1)

2.7

38.2

16.9 

73.8 

Note

Cents

Cents

1.5

1.5

16.8

16.8

22.4

22.4

The above consolidated statement of profit or loss and other comprehensive income should be read in conjunction with the 
accompanying notes. 

48 

|  United Malt Annual Report 2020

 
	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
	
	
	
	
	
	
	
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

Consolidated	Statement	of	Financial	Position	

As at 30 September 2020 

Current assets 

Cash and cash equivalents 

Trade and other receivables 

Inventories 

Derivative financial instruments 

Current tax assets 

Total current assets 

Non-current assets 
Trade and other receivables 

Derivative financial instruments 

Deferred tax assets 

Property, plant and equipment 

Intangible assets 

Right of use assets 

Retirement benefit asset   

Total non-current assets 

Total assets 

Current liabilities 
Trade and other payables 

Borrowings 

Lease liabilities 

Derivative financial instruments 

Current tax liabilities 

Provisions 

Total current liabilities 

Non-current liabilities 
Income received in advance 

Borrowings 

Lease liabilities 

Derivative financial instruments 

Deferred tax liabilities 

Provisions 

Retirement benefit obligations 

Total non-current liabilities 

Total liabilities 

Net assets 

Equity 
Contributed equity 

Reserves 

Retained earnings 

Total equity 

Note

2.1

3.1

3.1

2.5

2.5

1.4

3.2

3.3

3.4

3.6

3.1

2.1

3.4

2.5

3.5

2.1

3.4

2.5

1.4

3.5

3.6

2.2

The above consolidated statement of financial position should be read in conjunction with the accompanying notes. 

2020

$ M

262.1

245.4

318.5

4.4

5.2

835.6

0.2

2.4

21.7

620.8

337.6

66.4

2.1

2019 

$ M 

181.4 

245.5 

347.9 

4.6 

12.4 

791.8 

0.4 

0.3 

4.5 

609.8 

353.7 

- 

2.8 

1,051.2

1,886.8

971.5 

1,763.3 

178.4

107.3

12.4

4.9

0.7

12.9

316.6

19.1

348.1

56.0

5.2

93.3

4.0

13.2

538.9

855.5

1,031.3

166.9

452.6

411.8

1,031.3

170.7 

776.6 

- 

10.2 

- 

8.8 

966.3 

19.6 

260.0 

- 

5.3 

78.7 

2.5 

17.2 

383.3 

1,349.6 

413.7 

- 

47.5 

366.2 

413.7 

49

	
	
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

Consolidated	Statement	of	Changes	in	Equity	

For the year ended 30 September 2020 

Hedging 
reserve 

Pension 
reserve 

$ M 

$ M 

Share 
option 
reserve 

$ M 

Common 
Control 
Reserve 

$M 

Translation 
reserve 

Total 
reserves 

$ M 

$ M 

Contributed 

equity 

$ M 

Retained 
earnings 

$ M 

Total 
equity 

$ M 

At 30 September 2018 
Profit for the year 

Other comprehensive income: 
Exchange differences on translation of 

foreign operations 

Changes in fair value of cash flow 

hedges  

Remeasurements of retirement benefit 

obligations (note 3.6) 

Tax effect of above items 

3.0 
- 

(14.2) 

- 

(1.4) 

(0.3) 

(12.1) 

- 

- 

(14.9) 

2.7 

3.0 

Total other comprehensive income 

(10.8) 

(12.2) 

Total comprehensive income for the 

year 

Transactions with owners: 
Demerger-related loan extinguishment1 

At 30 September 2019 

Profit for the year  

Other comprehensive income: 
Exchange differences on translation of 

foreign operations 

Changes in fair value of cash flow 

hedges  

Remeasurements of retirement benefit 

obligations (note 3.6) 

Tax effect of above items 

Total other comprehensive income 

Total comprehensive income for the 

year 

Transactions with owners: 

Shares issued 

Share-based payments (note 1.3) 
Demerger-related loan extinguishment1 

(10.8) 

(12.2) 

- 

- 

(7.8) 

(26.4) 

0.2 

0.7 

5.6 

- 

- 

(0.2) 

(1.3) 

(0.2) 

4.5 

4.5 

- 
- 

- 

0.3 

0.3 

- 
- 

- 

At 30 September 2020 

(3.3) 

(26.1) 

- 
- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 
0.8 

- 

0.8 

- 

- 

- 

- 

- 

- 

- 

- 

27.3 

- 

16.1 

- 

39.9 

38.2 

- 

- 

- 

39.9 

(12.1) 

(14.9) 

5.7 

16.9 

39.9 

16.9 

14.5 

14.5 

- 

67.2 

14.5 

47.5 

(27.5) 

(26.6) 

- 

- 

- 

5.6 

(0.2) 

(1.5) 

(27.5) 

(22.7) 

(27.5) 

(22.7) 

- 

- 

- 

- 

- 

- 

- 
- 

427.0 

441.5 

309.3 

56.9 

325.4 

56.9 

- 

- 

- 

- 

- 

38.2 

(12.1) 

(14.9) 

5.7 

16.9 

56.9 

73.8 

- 

366.2 

45.6 

- 

- 

- 

- 

- 

14.5 

413.7 

45.6 

(26.6) 

5.6 

(0.2) 

(1.5) 

(22.7) 

45.6 

22.9 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 
- 

- 

39.7 

- 
0.8 

427.0 

452.6 

166.9 

- 

- 

- 

- 

- 

166.9 
0.8 

427.0 

166.9 

411.8 

1,031.3 

The above consolidated statement of changes in equity should be read in conjunction with the accompanying notes. 

1 As part of the Demerger from GrainCorp Limited, the intercompany loans were repaid or forgiven as part of the establishment of the new standalone operating 
structure of United Malt.  The impact of the loans forgiven is recognised in a separate reserve within equity.   

50 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

Consolidated	Statement	of	Cash	Flows	

For the year ended 30 September 2020 

Cash flows from operating activities 

Receipts from customers 

Payments to suppliers and employees 

Repayment of inventory funding loans 

Interest received 

Interest paid 

Lease payments (interest component) 

Income taxes paid 

Net inflow from operating activities 

Cash flows from investing activities 

Payments for property, plant and equipment 

Payments for computer software 

Proceeds from sale of property, plant and equipment  

Net outflow from investing activities 

Cash flows from financing activities 

Proceeds from borrowings 

Repayment of borrowings 

Lease payments (principal component) 

Proceeds from capital raise 

Net inflow / (outflow) from financing activities 

Net (decrease) in cash and cash equivalents 

Cash and cash equivalents at the beginning of the year 

Effects of exchange rate changes on cash and cash equivalents 

Cash and cash equivalents at the end of the year 

2.1

The above consolidated statement of cash flows should be read in conjunction with the accompanying notes. 

Note 

2020 

$ M 

2019 

$ M 

1,351.1

1,349.1 

(1,191.1)

(1,194.9) 

2.1

160.0

(32.9)

1.4

(10.0)

(3.3)

(13.5)

101.7

(58.1)

(1.4)

-

(59.5)

220.1

(322.8)

(18.8)

166.9

45.4

87.6

181.4

(6.9)

262.1

154.2 

(20.0) 

3.5 

(20.9) 

- 

(23.8) 

93.0 

(46.3) 

(1.4) 

1.2 

(46.5) 

41.6 

(183.4) 

- 

- 

(141.8) 

(95.3) 

268.8 

7.9 

181.4 

51

	
	
 
 
 
 
 
 
 
 
Notes	to	the	Financial	Statements		

For the year ended 30 September 2020 

Overview	

The financial report includes consolidated financial statements for United Malt Group Limited (‘United Malt’ or the ‘Company’) and its 
controlled entities (collectively the ‘Group’). United Malt Group Limited is a for-profit company incorporated and domiciled in Australia, 
limited by shares which are publicly traded on the Australian Securities Exchange.  The financial report of United Malt Limited for the 
period ended 30 September 2020 was authorised for issue in accordance with a resolution of the Directors on 18 November 2020.  

a)  Basis of preparation  

This general purpose financial report has been prepared in accordance with Australia Accounting Standards issued by the Australian 
Accounting Standards Board (AASB) and the Corporation Act 2001.  The report also complies with International Financial Reporting 
Standards (IFRS) as issued by the International Accounting Standards Board. 

United Malt successfully demerged from GrainCorp Limited on 23 March 2020 to form a stand-alone entity listed on the Australian 
Securities Exchange.  While the Group has historically complied with AASB standards, this is the first year of preparing standalone 
financial statements under AASB 1 First-time Adoption of Australian Accounting Standards. 

The consolidated financial statements have been prepared on a historical cost basis, except for derivative financial instruments 
measured at fair value and the defined benefit plan assets and liabilities, which are recognised as the net total of the plan assets, plus 
unrecognised past service costs less the present value of the defined benefit obligation.   

The report is presented in Australian dollars, with all amounts rounded to the nearest one hundred thousand dollars (unless specifically 
stated otherwise) under the option available to the Company under ASIC Corporations (Rounding in Financial/Director’s Report) 
Instrument 2016/191.  The Company is an entity to which this legislative instrument applies. Comparative information has been 
reclassified where necessary to conform to changes in the current year.  Comparative information was not restated to reflect the 
adoption of AASB 16 Leases. 

b) 

Impact of the COVID pandemic 

During the reporting period, a global pandemic (COVID) has impacted people and businesses across the globe.  United Malt has 
considered the impact of COVID on the disclosures included in this financial report. The financial performance of the Group was 
impacted in the second half of the year by the COVID pandemic. Government imposed containment restrictions adversely affected on-
premise alcohol consumption, particularly for small craft beer brands. While off-premise consumption increased, this was not sufficient 
to mitigate the decline in on-premise consumption.  Despite this, United Malt remains in a strong financial position to manage in the 
current environment and to continue with investment in strategic growth initiatives.  

c)  New and amended standards adopted 

The Group has adopted all mandatory amended Accounting Standards issued that are relevant and effective for the current reporting 
period but does not early adopt any Australian Accounting Standards and Interpretations that have been issued or amended but are not 
yet effective.    

AASB 16 Leases 

The Group adopted AASB 16 Leases from 1 October 2019, which is reflected in the financial statements.  For a qualifying lease, there 
is now a right of use asset and a lease liability based on the present value of the future lease payments, excluding variable payments.  
The Group elected to adopt the modified retrospective approach in transitioning to the standard which means there is no restatement of 
comparative information.  

On adoption of the standard, the Group assessed whether existing contracts contained leases at the date of inception.  These contracts 
were then measured at the present value of the remaining fixed lease payments, discounted using the Group’s incremental borrowing 
rate at 1 October 2019.  The incremental borrowing rate is the rate of interest that a lessee would have to pay to borrow over a similar 
term, with a similar security, the funds necessary to purchases an asset of similar value to the right of use asset in a similar economic 
environment.  It is permitted under the standard to use the incremental borrowing rate when the rate implicit in the lease is not readily 
determinable.  The weighted average incremental borrowing rate applied to the lease liabilities at 30 September 2020 is 3.6%. 

The Group has also elected to use the following practical expedients as allowed under the standard: 

 
 
 
 
 

exemptions on lease contracts for which the lease term ends within 12 months; 
exemptions on lease contracts for which the underlying asset is of low value; 
application of a single discount rate to a portfolio of leases with similar characteristics; 
use of hindsight, such as in determining the lease term if the contract contains options to extend or terminate the lease; and 
exclusion of initial direct costs for the measurement o the right of use asset at the date of initial application. 

52 

|  United Malt Annual Report 2020

 
	
	
 
 
United	Malt	Group	Limited

  |  Financial Report 

The adoption of AASB 16 as outlined above resulted in the following changes to the balance sheet on 1 October 2019: 

Increase in right of use assets 

Increase in lease liabilities (current and non-current) 

The lease liabilities at 1 October 2019 can be reconciled to the operating lease commitments as 30 September 2019 as below: 

Operating lease commitments at 30 September 2019 
Impact of discounting 

Short-term leases exempted 

Lease liabilities at 1 October 2019 

$m

69.0

(69.0)

$m 

96.5 
(27.0) 

(0.5) 

(69.0) 

For the year-ended 30 September 2020, the Company recorded depreciation of $12.5 million and interest expense of $2.6 million 
related to the right of use assets and lease liabilities respectively.  These expenses replace what would have previously been recoded 
as operating lease expense prior to the adoption of AASB 16.  For the year-ended 30 September 2020, an expense of $4.5m relating to 
leases of low value or terminating in less than 12 months was recorded.  For the purposes of the statement of cash flows, the lease 
payments are separated in principal repayments (financing activities) and interest payments (operating activities).  These cashflows 
would have all been included in operating activities prior to the adoption of AASB 16.  

Refer to note 3.4 for more information of right of use assets and lease liabilities for the year ended 30 September 2020. 

d)  Key judgements and estimates  

In applying the Group’s accounting policies, management has made a number of judgements and applied estimates of future events. 
Judgement and estimations which are material to the financial report relate to the following areas: 

Taxation 

Financial instruments and risk management 

Intangible assets  

Right of use assets and lease liabilities 

Retirement benefit obligations  

Note 

1.4 

2.5 

3.3 

3.4 

3.6 

e)  Foreign currency  
These consolidated financial statements are presented in Australian dollars, which is the functional currency of the United Malt Group 
Limited and its Australia subsidiaries.  Each entity in the Group determines its own functional currency, reflecting the currency of the 
primary economic environment in which it operates. 

Foreign currency transactions are translated into the functional currency using the exchange rates at the transaction date. Foreign 
exchange gains and losses resulting from the settlement of such transactions, and from the translation of monetary assets and liabilities 
denominated in foreign currencies at reporting date exchange rates, are recognised in profit or loss.  

Non-monetary items that are measured at historical cost in a foreign currency are translated using the exchange rate at the date of the 
initial transaction.  Non-monetary items measured at fair value in a foreign currency are translated using the exchange rate when the 
fair value was determined. 

The assets and liabilities of foreign subsidiaries are translated into Australian dollars by applying the rate ruling at balance sheet date 
and revenue and expense items are translated at the average rate calculated for the period.  Transactions in equity are translated by 
applying the rate on the date of the transaction with no subsequent revaluation.  Foreign exchange differences resulting from translation 
are initially recognised in the foreign currency translation reserve and subsequently transferred to profit or loss on disposal of the 
foreign operation. 

53

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

1.		Group	Performance	

This section provides information on the performance of the Group, including segment results, line items in the consolidated income 

statement, earnings per share, and income tax.  

1.1 Operating segments 

Description of segments 

The Group is organised into two segments based on operational activity. These segments are consistent with internal reports that are 
reviewed and used by the Group’s chief operating decision maker, the Chief Executive Officer, in assessing performance and 
determining the allocation of resources.  

The operating segments are as follows: 

  Processing:  generates earnings from the production and sale of bulk malt to major brewers, craft brewers, distillers, and food 

companies. 

  Warehousing & Distribution:  generates revenue for the distribution and sale of bagged malt, hops, yeast, adjuncts, and related 

products to craft brewers, distillers and food companies.   

Corporate includes costs associated with the corporate office function for the group.  Segment performance is based on a measure of 
EBITDA2.  

a)  Performance of segments 

2020 

Reportable segment revenue 
External revenue  

Intersegment revenue 

Total reportable segment revenue 

Segment EBITDA2 
Net interest  

Depreciation and amortisation 
Significant items related to the demerger3  
Profit / (loss) before income tax  

Other segment information 
Capital expenditure 

Reportable segment assets  

Reportable segment liabilities  

Processing 
$ M 

Warehousing & 
Distribution 
$ M 

Reportable 
segments 
$ M 

Corporate & 
Eliminations  

$ M 

960.2

29.2

989.4

126.0
-

(53.5)

-

72.5

54.2

1,336.0

(287.3)

328.9 

- 

328.9 

34.6 
- 

(10.6) 

- 

24.0 

5.3 

272.4 

(99.5) 

1,289.1 

29.2 

1,318.3 

160.6 
- 

(64.1) 

- 

96.5 

59.5 

1,608.4 

(386.8) 

-

(29.2)

(29.2)

(4.5)
(14.6)

-

(11.8)

(30.9)

-

278.4

(468.7)

Total 
$ M 

1,289.1 

- 

1,289.1 

156.1 
(14.6) 

(64.1) 

(11.8) 

65.6 

59.5 

1,886.8 

(855.5) 

2 EBITDA is a non-IFRS measure representing earnings before net interest, tax, depreciation and amortisation, and excluding significant items related to the 
demerger 
3 The Group defines significant items as those items not in the ordinary course of business, non-recurring and material in nature and amount. The amounts are 
included in other expense in the consolidated income statement and relate to costs incurred to execute the demerger from GrainCorp Limited. 

54 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

1.1    Operating segments (continued) 

2019 

Reportable segment revenue 

External revenue  

Intersegment revenue 

Total reportable segment revenue 

Segment EBITDA4 

Net interest  

Depreciation and amortisation 
Significant items related to the demerger5  

Profit / (loss) before income tax 

Other segment information 

Capital expenditure 

Reportable segment assets  

Reportable segment liabilities  

b)  Geographical information  

North America 

Europe 

Australasia 

Asia  

Other  

Processing 
$ M 

Warehousing & 
Distribution 
$ M 

Reportable 
segments 
$ M 

Corporate & 
Eliminations  

$ M 

966.7 

34.7 

1,001.4 

136.7 

- 

(48.7) 

- 

88.0 

37.2 

1,312.2 

(383.5) 

349.8 

- 

349.8 

38.8 

- 

(3.6) 

- 

35.2 

10.5 

253.7 

(40.2) 

1,316.5 

34.7 

1,351.2 

175.5 

- 

(52.3) 

- 

123.2 

47.7 

1,565.9 

(423.7) 

- 

(34.7) 

(34.7) 

- 

(36.5) 

- 

(2.1) 

(38.6) 

- 

197.4 

(925.9) 

Total 
$ M 

1,316.5 

- 

1,316.5 

175.5 

(36.5) 

(52.3) 

(2.1) 

84.6 

47.7 

1,763.3 

(1,349.6) 

Revenue by customer location 

Non-current assets:6 

2020 

$ M 

792.3 

214.0 

91.1 

175.2 

16.5 

2019 

$ M 

798.4 

217.9 

97.3 

183.2 

19.7 

2020 

$ M 

719.7 

144.9 

160.4 

- 

- 

2019 

$ M 

696.7 

119.1 

148.1 

- 

- 

1,289.1 

1,316.5 

1,025.0 

963.9 

4EBITDA is a non-IFRS measure representing earnings before net interest, tax, depreciation and amortisation, and excluding significant items related to the 
demerger 
5 The Group defines significant items as those items not in the ordinary course of business, non-recurring and material in nature and amount. The amounts are 
included in other expense in the consolidated income statement and relate to costs incurred to execute the demerger from GrainCorp Limited. 
6 Excludes deriva ive financial instruments, retirement benefit assets and deferred tax assets. 

55

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

1.2 Revenue 

Total revenue from external customers 

Revenue from sale of finished goods 

Service and other revenue 

Revenue from contracts with customers 

Revenue recognised at point in time 

Revenue recognised over time 

Total revenue from external customers 

2020 

Total 

$M 

1,273.2

15.9

1,289.1

1,286.4

2.7

1,289.1

2019 

Total 

$M 

1,300.3 

16.2 

1,316.5 

1,310.6 

5.9 

1,316.5 

Revenue from the sale of goods and services is recognised when the control of the goods has transferred to the customer in 
accordance with shipping terms. Service revenue is recorded at the point in time that the service is performed.  Revenue is recorded at 
the value of consideration receivable net of discounts and goods and services tax (GST). 

1.3 Other income and expenses 

a)  Other income 

Interest income 

Net gain/(loss) on foreign currency derivatives 

Sundry income 

Total other income 

2020 

$ M 

1.2

(2.5)

5.8

4.5

2019 

$ M 

3.7

(3.8)

4.3

4.2

Interest income is recognised as it accrues using the effective interest method.  Gain/loss on foreign currency derivatives are 
recognised through the P&L as the derivatives are revalued to fair value.  The derivatives are mainly purchased to hedge future sales 
and purchases in foreign currency.  Sundry income is comprised of items not in the course of normal operations such as proceeds 
from asset sales and government grants. 

b) 

 Other expenses 

Employee benefits expense 
Defined contribution superannuation & defined benefit superannuation expenses 

Share-based payment expense 

Other employee benefits  

Total employee benefits expense 

Other expenses 
Travel 
Consulting7 
Marketing costs 
Legal expenses7 
Communication 

Insurance 
Financing arrangements restructuring7 
Intercompany management fees from GrainCorp Limited (refer note 4.4) 

Other  

Total other expenses 

2020 

$ M 

8.8 

0.8 

112.7 

122.3 

3.3 

7.8 

1.7 

2.1 

6.7 

5.8 

5.3 

0.8 

14.0 

47.5 

2019 

$ M 

7.4 

0.2 

100.9 

108.5 

5.6 

4.5 

2.5 

1.6 

4.2 

3.0 

- 

1.5 

13.1 

36.0 

7 Some expense items in these categories are included in note 1.1 as Significant Items, as they are included in transaction costs related to the demerger from 
GrainCorp Limited.  

56 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

1.3 Other income and expenses (continued) 

Employee benefits expense includes salaries and wages, superannuation contributions, share-based payments and other 
entitlements.  The Group’s accounting policy for retirement benefit obligation plans is set out in note 3.6.  

Share-based payment expense is determined by the grant date.  The fair value of equity-settled share-based payments is recognised 
as an expense proportionally over the vesting period, with a corresponding increase in equity. The fair value of instruments with market-
based performance conditions (aTSR) is calculated at the date of grant using the Monte Carlo simulation model, which is a commonly 
used valuation technique. The probability of achieving market-based performance conditions is incorporated into the determination of 
the fair value per instrument.  The fair value of instruments with non-market-based performance conditions (ROCE) and service 
conditions is calculated using the Black-Scholes option pricing model.  The amount recognised as an expense over the vesting period is 
adjusted to reflect the actual number of instruments that vest. The expense is recognised in full if the awards do not vest due to market 
condition not being met. 

Share based payment expense has two components, the long-term incentive plan (LTIP) and the deferred equity plan (DEP). 

LTIP 

Under the Group’s LTIP, senior executives have the opportunity to be rewarded with fully paid ordinary shares, provided the LTIP 
minimum pre-determined hurdles for aTSR and ROCE covering a three-year period, as set by the Board of Directors. These shares are 
generally purchased on market once the LTIP vests.  

The fair value of performance rights is determined as described above using the following inputs: 

Grant date 

Fair value at grant date (aTSR) 
Fair value at grant date (ROCE) 

Estimated vesting date 

Share price at grant date 

Volatility 

Risk free interest rate 

Dividend yield 

1 September 2020

1 September 2020 

One-off award

$1.66

$3.75

LTIP 

$1.72 

$3.61 

30 September 2021

30 September 2022 

$3.85

42%

0.23%

2.23%

$3.85 

42% 

0.25% 

2.96% 

Set out in the table below is a summary of the number of rights granted under the LTIP. The exercise price on outstanding options is 
zero. 

Grant date 

Expiry date 

Balance at 

Granted

Exercised during

Forfeited during 

Balance at end 

Exercisable at 

start of year

during year

the year

year

of year

end of year 

1 Sep 2020 

1 Sep 2020 

30 Sep 2021 

30 Sep 2022 

-

-

337,766

435,008

772,774

-

-

-

-

-

-

337,766

435,008

772,774

-

-

-

DEP 

All senior executives are required to have a portion of their short-term incentives deferred and awarded in the form of performance 
rights.  The deferred component is awarded over two years as rights i.e. 50% deferred component at the end of year one and 50% of 
deferred component at the end of year 2.  For the short-term incentive earned in FY20, the DEP grants will be issued in FY21.  In 
addition, there are 37,197 rights which have been issued as compensation for the FY18 DEP under GrainCorp on 1 September 2020, 
which will be exercisable at the date of this report.  The fair value used for determining the share-based payment expense is $3.85.  

For more information on the share-based payment remuneration scheme, refer to the Remuneration Report.  The expense recorded in 
2019 relates to the entitlements of UMG employees under the GrainCorp scheme which have been cancelled in 2020 immediately prior 
to the demerger from GrainCorp. 

57

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Note 

United	Malt	Group	Limited

  |  Financial Report 

1.4    Taxation 

a) 

Income tax expense 

Income tax expense recognised in the consolidated income statement  
Current tax 

Deferred tax 

Under / (over) provision in prior years 

Reconciliation to effective tax rate 
(Loss) / profit subject to tax 

Income tax expense calculated at 30% (2019: 30%) 

Tax effect of amounts which are not deductible / (taxable) in calculating taxable income 

Non-deductible / non-assessable items 
Adjustment for tax base reset8 
Under provision in prior years 

Difference in overseas tax rates 

Income tax expense 
Effective tax rate9 
Tax (credit) / expense relating to items of other comprehensive income 
Change in fair value of cash flow hedges 

Remeasurement of retirement benefit obligations 

b)  Deferred tax assets and liabilities 
Deferred tax assets 

The balance comprises temporary differences attributable to: 
Tax losses 

Retirement benefit obligation 

Provisions and accruals 

Inventories 

Deferred revenue 

Lease liabilities 

Other 

Set-off deferred tax liabilities pursuant to set-off provision  

Net deferred tax assets 

Movements: 
Opening balance at 1 October  

Recognised in the income statement 

Recognised in other comprehensive income 

Closing balance at 30 September  

2020

$ M

20.2

(0.5)

0.3

20.0

65.6

19.7

4.7

0.4

0.3

(5.1)

20.0

30.5%

1.3

0.2

1.5

2020 

$ M 

6.0 

3.0 

3.7 

2.0 

- 

16.7 

2.1 

(11.8) 

21.7 

4.5 

18.4 

(1.2) 

21.7 

2019 

$ M 

21.7

4.6

1.4

27.7

84.6

25.4

6.8

-

1.4

(5.9)

27.7

32.7%

(2.7)

(3.0)

(5.7)

2019 

$ M 

-

2.8

3.3

2.6

1.2

-

2.1

(7.5)

4.5

0.6

2.4

1.5

4.5

8 The adjustment for the tax base reset is the effect from the exit of the GrainCorp Ltd tax consolidation group and the forma ion of the United Malt tax consolidation 
group. 
9 Effective tax rate is calculated as the income tax expense divided by profit subject to tax. 

58 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

1.4 Taxation (continued) 

Deferred tax liabilities 

  |  Financial Report 

The balance comprises temporary differences attributable to: 
Property, plant and equipment 

Right of use assets 

Intangible assets 

Set-off deferred tax liabilities pursuant to set-off provision 

Net deferred tax liabilities 

Movements: 
Opening balance 1 October 

Recognised in the income statement 

Recognised in other comprehensive income 

Exchange differences 

Closing balance at 30 September  

c)  Accounting policy 

2020

$ M

88.1

15.7

1.3

(11.8)

93.3

78.7

17.9

0.3

(3.6)

93.3

2019 

$ M 

84.2 

- 

2.0 

(7.5) 

78.7 

68.3 

7.0 

(4.2) 

7.6 

78.7 

Income tax expense is calculated at the applicable income tax rate for each jurisdiction and recognised in profit for the year, unless it 
relates to other comprehensive income or transactions recognised directly in equity.  

The tax expense comprises both current and deferred tax. Current tax represents the tax expense paid or payable for the current year, 
using tax rates which are enacted or substantially enacted at the reporting date. Deferred tax is recognised using the balance sheet 
liability method, providing for temporary differences between the carrying amount of the assets and liabilities for financial reporting 
purposes and the amounts for taxation purposes. Temporary differences generally occur when there is a timing difference in recognition 
between income and expenses as recognised by tax authorities and accounted for in different periods. The amount of deferred tax 
provided is based on the expected manner of realisation of the carrying amount of the assets and liabilities, using tax rates enacted or 
substantially enacted at the reporting date. 

Deferred tax assets, including those arising from tax losses, are recognised to the extent it is probable that sufficient taxable profits will 
be available to utilise the related tax assets in the foreseeable future.  Deferred tax assets are reduced to the extent that it is no longer 
probable that the related tax benefit will be utilised.  

As the Group is subject to income taxes in Australia and jurisdictions where it has foreign operations, management consider the 
estimation of the worldwide tax provision and recognition of deferred tax balances in the consolidated statement of financial position to 
be an area of judgement. Changes in circumstances will alter expectations, which may impact the amount of provision for income 
taxes and deferred tax balances recognised.    

Tax consolidation  

For the period up to 23 March 2020, United Malt’s Australian entities were part of the GrainCorp group’s taxation arrangements.  Upon 
demerger, United Malt’s Australian entities exited the GrainCorp Australian income tax consolidated group.  The entities exited clear 
from any further income tax liability and any future tax obligations that may arise in respect of the period when they were members of 
the GrainCorp group.   On 24 March 2020, the Company formed a new income tax group for its 100% Australian resident subsidiaries, 
with United Malt Group Limited being the head entity.  The new tax consolidated group uses the group allocation approach whereby the 
current and deferred tax assets for the group are allocated among each entity within the group. 

1.5  Earnings per share 

Basic earnings per share (cents) 
Diluted earnings per share (cents) 

Weighted average number of ordinary shares – basic 

Add: adjustment for calculation of diluted earnings per share (performance rights) 

Weighted average number of ordinary shares – diluted 

2020

16.8

16.8

2019 

22.4 

22.4 

270,507,607

254,284,032 

64,354

- 

270,571,961

254,284,032 

Basic earnings per share (EPS) is calculated by dividing profit for the year attributable to ordinary shareholders by the weighted 
average number of ordinary shares outstanding during the financial year. The weighted average number of ordinary shares for the year 
ended 30 September 2019 has been restated to reflect the change in the Company’s capital structure as a result of the demerger from 
GrainCorp, as if the change had occurred at the comparative period.   

Diluted EPS is calculated on the same basis except that it includes the impact of any potential commitments the Group has to issue 
shares in the future.  For the year ended 30 September 2020, these relate to the performance rights granted.  Refer to the 
Remuneration Report for more details on performance rights outstanding.   

59

	
	
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

2	Capital	and	Financial	Risk	Management		

The Group manages its capital to safeguard its ability to maintain an optimal capital structure so that it can continue to provide returns 
for shareholders and benefits for other stakeholders.  The Group’s capital consists of net debt and equity. Net debt is calculated as total 
borrowings and lease liabilities, net of cash assets.  

The capital structure of the Group is continuously monitored and can be changed by adjusting the amount of dividends paid to 
shareholders, returning capital to shareholders or issuing new shares.  

2.1 Net debt 

Total borrowings (note 2.1(a)) 

Cash and cash equivalents (note 2.1(b)) 

Net debt 

Lease liabilities (note 3.4) 

Net debt including lease liabilities 

Net debt reconciliation 

2020 

$ M 

455.4

(262.1)

193.3

68.4

261.7

2019 

$ M 

1,036.6 

(181.4) 

855.2 

- 

855.2 

Cash and cash 

Inventory 

Borrowing 

Lease  

Loans with 

equivalents  

$M 

funding 

facilities 

facilities 

$ M 

liabilities 

$ M 

GrainCorp 
Ltd10 

Net debt as at 1 October 2018 

Cash flows 

Extinguishment as a result of demerger 

Foreign exchange movements 

Net debt as at 30 September 2019 
Cash flows 
Extinguishment as a result of demerger 

Additions for AASB 16 

Foreign exchange movements 

(268.8) 

95.3 

- 

(7.9) 

(181.4) 

(87.6) 

- 

- 

6.9 

Net debt as at 30 September 2020 

(262.1) 

a) Borrowings 

$M 

159.1 

(19.9) 

- 

3.6 

142.8 

(32.9) 

- 

- 

(2.6) 

107.3 

248.8 

- 

- 

11.2 

260.0 

104.1 

- 

- 

(16.0) 

348.1 

- 

- 

- 

- 

- 

(18.8) 

- 

88.6 

(1.4) 

68.4 

Current 
Commodity inventory funding facilities  
Loans with GrainCorp Ltd10 

Total current borrowings  

Non-current 
Term debt facilities  

Total non-current borrowings  

$M 

732.8 

(97.3) 

(14.5) 

12.8 

633.8 

(206.8) 

(427.0) 

- 

- 

- 

2020 

$ M 

107.3

-

107.3

348.1

348.1

Total 

$M 

871.9 

(21.9) 

(14.5) 

19.7 

855.2 

(242.0) 

(427.0) 

88.6 

(13.1) 

261.7 

2019 

$ M 

142.8 

633.8 

776.6 

260.0 

260.0 

Borrowings are initially recognised at fair value, net of transaction costs incurred. Borrowings are subsequently measured at amortised 
cost using the effective interest method. 

The undrawn commodity inventory funding facilities were $103.0 million at 30 September 2020. Working capital facilities of $160.0 
million were also undrawn at the balance date.   

The commodity inventory funding facilities are secured by the related inventory.  The carrying amounts of inventory pledged as security 
at the reporting date is $109.9 million (2019: $150.7 million).  

Loans under term and working capital funding facilities are secured by a negative pledge, and these facilities provide the related entities 
in the Group, that are party to the pledge, the flexibility in funding their respective liquidity requirements as needed. The facilities impose 
certain financial covenants on the Group. All covenant ratios have been complied with during the financial year. 

10 Loans with GrainCorp were in place as part of the capital structure prior to the demerger. Prior to the demerger, all of the intercompany funding arrangements 
were extinguished.   

60 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
United	Malt	Group	Limited

2.1 Net debt (continued) 

b) Cash and cash equivalents 

  |  Financial Report 

Cash and cash equivalents on hand at 30 September 2020 was 262.1 million (2019: 181.4 million).  Cash and cash equivalents 
include cash on hand, deposits held at call with banks, and short-term investments with maturities three months or less. 

Reconciliation of profit after income tax to net cash flow from operating activities 

Note 

 2020 

2019 

Profit for the year 
Net profit on sale of non-current assets 

Non-cash employee benefits expense – share-based payments                                                                      

Depreciation and amortisation 

Derivative mark-to-market 

Deferred tax expense 

Changes in operating assets and liabilities (net of acquired entities): 
(Increase) / decrease in inventories 

(Increase) / decrease in deferred tax 

(Increase) / decrease in derivatives 

(Increase) in receivables 

Increase / (decrease) in trade payables 

Increase in other liabilities 

Increase / (decrease) in provision for income tax 

(Decrease) in defined benefit pension plan liability 

(Decrease) in provisions  

Net cash (outflow) / inflow from operating activities 

$ M 

45.6 
0.1 

0.8 

64.1 

2.0 

1.3 

$ M 

56.9
(0.3)

0.2

52.3

1.4

8.4

113.9 

118.9

(13.8) 

(0.1) 

(5.1) 

(24.7) 

17.1 

(9.4) 

7.5 

(3.3) 

19.6 

101.7 

2.6

(7.1)

0.1

13.9

(18.0)

(1.1)

(4.4)

7.8

(19.7)

93.0

61

	
	
 
 
 
 
United	Malt	Group	Limited

2.2 Contributed equity 

Consolidated and Company 

  |  Financial Report 

At 1 October 2019 

Shares issued as a result of the demerger from GrainCorp Ltd 

New shares issued from capital raising 

Balance at 30 September 2020 

Ordinary shares 

Ordinary shares 

Number

100

254,283,932

44,895,103

299,179,135

$ M

-

-

166.9

166.9

Ordinary shares issued are classified as equity and are fully paid, have no par value, carry one vote per share and the right to 
dividends.  

Capital raising 

On 14 May 2020, the Group announced a capital raising comprising of both an Institutional Placement (IP) and a Share Purchase Plan 
(SPP).  The IP completed on 15 May 2020 for a value of $140 million, and the SPP completed on 23 June 2020 for a value of $30.6 
million. The costs ($3.7 million) associated with the capital raise are presented net of the funds raised in contributed equity.  

2.3 Dividends  

The Company considers current earnings and future cash flow requirements in determining the amount of dividends to be paid.  
Dividends are recognised in the Statement of Financial Position in the period in which they are declared by the Board.  Since the 
reporting date, the Directors have declared a dividend of 3.9 cents per fully paid ordinary share.  As this dividend was declared after the 
reporting date, there is no liability recorded at 30 September 2020.  The aggregate amount to be paid is $11.7 million, based on the 
record date of 14 December 2020 and payable on 30 December 2020. 

Franking credits available 

Immediately after the Demerger from GrainCorp, the Group’s franking account balance was nil.  There have been no additions to the 
franking account balance during the period, therefore the dividend declared above is unfranked.   

The Group intends to frank future dividends to the extent practicable, although it is anticipated that there will be limited capacity for 
franking credits with a substantial proportion of the Group’s earnings being derived outside Australia and which therefore may not be 
subject to Australian income tax. 

2.4 Commitments and guarantees 

Financial commitments  

Capital expenditure commitments 
Total capital expenditure contracted for at the reporting date but not provided for in payables: 

- Not later than one year

Total capital expenditure commitments 

Operating lease commitments 
Total non-cancellable operating leases contracted for at the reporting date but not recognised as liabilities: 

- Not later than one year

- Later than one year and not later than five years

- Later than five years

Total non-cancellable operating lease commitments 

Financial guarantees  

Financial guarantees are provided by Group entities as follows:  

2020 

$ M 

35.9

35.9

-

-

-

-

2019 

$ M 

11.8

11.8

13.5

40.3

42.7

96.5

The Group enters into guarantees as part of the normal course of business. At 30 September 2020, these guarantees amounted to $5.1 
million (2019: $5.3 million). The Directors do not believe any claims will arise in respect of these guarantees.  

United Malt Limited and the wholly owned entities listed in note 4.1 are parties to a deed of cross guarantee as described in note 4.2. 
The nature of the deed of cross guarantee is such that each company which is party to the deed guarantees, to each creditor, payment 
in full of any debt in accordance with the deed of cross guarantee.  No deficiency of net assets existed for the Group as at 30 
September 2020. 

No liability was recognised by the Group in relation to these guarantees as the fair value of the guarantees is immaterial. 

62 

|  United Malt Annual Report 2020

United	Malt	Group	Limited

  |  Financial Report 

2.5 Financial instruments and risk management 

The Group’s Treasury function is responsible for managing the liquidity requirements of the Group and mitigating any financial risks 
relating to the Group’s operations through continuous monitoring and evaluation. The Treasury function is governed by the Board 
approved Treasury Policy.  The Policy requires periodic reporting of financial risks to the Board, and its application is subject to 
oversight from the Chief Financial Officer and the Chair of the Audit and Risk Committee.  Financial risks include:  

›  Market risk (refer to note 2.5(b)) 
›  Liquidity risk (refer to note 2.5.(c)) 
›  Credit risk (refer to note 2.5(d)) 

a) Classification of financial instruments 

United Malt classifies its financial instruments into categories in accordance with AASB 9 Financial instruments depending on the 
purpose for which the financial instruments were acquired, which is determined at initial recognition based on the business model.  The 
following table presents the Group’s financial assets and liabilities measured and recognised at fair value. 

$M 

Derivative assets  

Derivative financial instruments – fair value through profit and loss  
Commodity futures and options 

Foreign currency derivatives 
Derivative financial instruments – cash flow hedge  
Foreign currency derivatives 

Total derivative assets 

Derivative liabilities 

Derivative financial instruments – fair value through profit and loss 

Commodity futures and options 

Foreign currency derivatives 

Derivative financial instruments – cash flow hedge  
Foreign currency derivatives 

Interest rate swap contracts 

Total derivative liabilities  

30 September 2020 

30 September 2019 

Current  Non-current 

Current  Non-current 

-

2.9

1.5

4.4

0.1

2.8

2.0

-

4.9

-

0.6

1.8

2.4

-

0.6

2.5

2.1

5.2

0.2

4.1

0.3

4.6

5.4

4.8

-

10.2

- 

0.1 

0.2 

0.3 

0.2 

3.0 

2.1 

5.3 

Derivative financial instruments are initially recognised at fair value on the date a derivative contract is entered. Subsequently, at 
each reporting date, the gain or loss on remeasurement to fair value is recognised immediately in the consolidated income statement, 
unless they qualify for hedge accounting as outlined in AASB 9 Financial Instruments.  

The Group enters into certain cash flow hedges to hedge exposure to variability in cash flows that are attributable to the risk 
associated with the cashflows of recognised assets or liabilities and highly probably forecast transactions caused by interest rate and 
foreign currency movements. The Group’s cash flow hedges include: 

- 
- 

Interest rate swap contracts 
Forward foreign exchange contracts 

When a derivative financial instrument is designated as a cash flow hedge, the effective part of any gain or loss on the derivative 
financial instrument is recognised in other comprehensive income and accumulated in the cashflow hedge reserve within equity. The 
gain or loss relating to the ineffective portion is recognised immediately in consolidated income statement, within other income/loss. 
Amounts accumulated in equity are reclassified to the consolidated income statement in the periods when the hedged item affects profit 
or loss.  

The Group’s derivative instruments are measured at fair value at the end of each reporting period. Derivative instruments are grouped 
into Levels 1 to 3 based on the degree to which fair value measurement inputs are observable. The fair value of derivative instruments 
has been determined as follows: 

›  Level 1 financial instruments held by the Group are instruments which are traded on an active market. The fair value of these 

financial instruments is the quoted market settlement price on the reporting date. 

›  Level 2 financial instruments held by the Group are financial instruments that are not traded on an active market. The fair value is 
determined using valuation techniques which maximise observable market data and rely as little as possible on entity-specific 

estimates. 

63

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

2.5    Financial instruments and risk management (continued) 

›  Level 3 financial instruments do not have quoted market prices available. If one or more of the significant inputs is not based on 
observable market data, the instrument is level 3. The fair value of financial assets and liabilities that are not traded in an active 

market is determined using valuation techniques. Management considers the valuation of these financial instruments to be an area 

of judgement. 

All derivative financial instruments are considered Level 2 financial instruments.  

b) Market risk 

The Group’s activities expose it to the financial risks of changes in (i) commodity prices, (ii) foreign currency and (iii) interest rates.   

Commodity price risk  

The Group enters into forward physical purchase and sales contracts, along with commodity derivative contracts, to manage the 
underlying price risks in the purchase of barley for malt production and the subsequent sale of malt. These contracts are entered into, 
and continue to be held, for the purpose of delivery of raw materials and subsequent sale of processed malt and are therefore classified 
as non-derivative and not fair valued.  

Foreign currency risk 

The Group has exposure to movement in exchange rates through: 

›  Purchase of barley and other goods from suppliers in foreign currency; 
›  Sale of malt in foreign currency; and 
›  Translation of net investments in foreign subsidiaries denominated in foreign currencies. 
To manage exposure to this risk, the Group enters into forward exchange contracts, foreign currency options and swap contracts, with 
the contracted time to mature when the relevant underlying contracts expire.  

Expressed in Australian Dollars, the following table indicates exposure and sensitivity to movements in exchange rates on the profit or 
loss and equity of the Group, based on the foreign currency exposure of each entity against its functional currency at 30 September. 
The tables are based upon the Group’s financial asset and liability profile at 30 September, which fluctuates over the course of normal 
operations. 

2020 

Exposure at  

Impact on profit / (loss) after tax  

Impacts on other  

reporting date  

$ M 

components of equity  

Movement in exchange rate 

US Dollar 

Canadian Dollar 

UK Pound Sterling 

New Zealand Dollar  

Euro 

Yen 

Total 

2019 

Movement in exchange rate 

US Dollar 

Canadian Dollar 

UK Pound Sterling 

New Zealand Dollar 

Euro 

Yen 

Total 

$M 

(38.8)

278.9

73.2

3.1

9.8

(28.3)

297.9

+10% 

(16.2) 

16.6 

1.0 

0.2 

0.7 

 (2.0) 

0.3 

-10%

16.2

(16.6)

(1.0)

(0.2)

(0.7)

 2.0

(0.3)

Exposure at  

Impact on profit / (loss) after tax  

reporting date  

$M 

(10.9)

163.8

2.0

1.6

18.5

(54.8)

120.2

$ M 

-10%

4.1

(8.1)

4.2

(0.1)

(1.3)

 3.8

2.6

+10%

(4.1)

8.1

(4.2)

0.1

1.3

 (3.8)

(2.6)

+10%

13.5

2.9

4.1

-

-

-

$ M 

-10%

 (13.5) 

(2.9) 

(4.1) 

- 

- 

- 

20.5

(20.5) 

Impacts on other  

components of equity  

+10%

3.4

3.3

4.4

-

-

-

$ M 

-10%

 (3.4)

(3.3)

(4.4)

-

-

-

11.1

(11.1)

64 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

2.5    Financial instruments and risk management (continued) 

Interest rate risk 

The Group has exposure to interest rate risk as it borrows funds at both fixed and floating interest rates. The risk is managed by 
maintaining between 40% and 75% of long-term borrowings at fixed rates through the use of interest rate swap contracts.   

Under interest rate swap contracts, the Group is entitled to receive interest at variable rates and is obliged to pay interest at fixed rates. 
The contracts require settlement of net interest receivable or payable at each reset period. The settlement dates coincide with the dates 
on which interest is payable on the underlying debt. 

At 30 September 2020, after taking into account the effect of interest rate swap contracts, approximately 74% ($257.2 million) of the 
Group's long-term borrowings are at a fixed rate of interest (2019: 47%, $122.4 million). 

The Group continuously monitors its interest rate exposure with consideration given to cash flows impacting on rollovers and 
repayments of debt, alternative hedging instruments and the mix of fixed and variable interest rates. 

At balance date, the Group had the following mix of financial liabilities with interest at variable rates: 

Current instruments 

Commodity inventory facilities  

Non-current instruments 

Term debt facilities 

Interest rate swaps (notional principal amount) 

Net exposure to cash flow interest rate risk 

Interest rate sensitivity analysis 

2020 

2019 

Weighted 

average 

Balance 

$ M 

Weighted 

average 

interest rate % 

interest rate % 

Balance 

$ M 

0.97%

(107.3)

2.02%

(142.8)

1.63%

0.25%

1.27%

(348.1)

257.2

(198.2)

2.08%

1.83%

2.05%

(260.0)

122.4

(280.4)

At balance date, if interest rates had moved as illustrated in the table below, with all other variables held constant, profit and equity 
would have been affected as follows: 

+ 100 basis points 

– 100 basis points 

2020 

2019 

Profit / (loss)  

Increase / 

Profit / (loss)  

Increase / 

(decrease) in 

equity 

(decrease) in 

equity 

$ M 

(2.3)

2.3

$ M 

2.6

(2.6)

$ M 

(1.0)

1.0

$ M 

1.2 

(1.2) 

65

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

2.5    Financial instruments and risk management (continued) 

c)     Liquidity risk  

The Group's objective is to maintain a balance between continuity of funding and flexibility through the use of bank overdrafts, bank 
loans, finance leases and committed available credit facilities. The Group manages liquidity risk by regularly monitoring actual and 
forecast cash flows and matching the maturity profiles of financial assets and liabilities.  

Group Treasury aims at maintaining flexibility in funding by keeping committed credit lines available with a variety of counterparties. At 
balance date, the Group had approximately $263.0 million of unused credit facilities available for immediate use.  

The tables below show the contractual maturities of financial liabilities, including estimated interest payments. The amounts disclosed in 
the table are the contractual undiscounted cash flows. 

Carrying 

Total 

Less than 1 

Between 

Between 2 

Over 5 years 

30 September 2020 

Non-derivatives: 
Borrowings11 
Trade and other payables 
Lease liabilities12 
Derivatives: 
Interest rate swap contracts 

Foreign currency derivatives  

    (Outflow) 

    Inflow 

Foreign currency derivatives  

    (Outflow) 

    Inflow 

30 September 2019 

Non-derivatives 
Borrowings11 
Trade and other payables 

Derivatives 
Interest rate swap contracts 

Foreign currency derivatives  

   (Outflow) 

   Inflow 

Value 

$M 

(455.4)

(176.4)

(68.4)

(2.1)

(7.9)

(0.1) 

 1 and 2 years 

and 5 years 

$ M 

$M 

(466.3)

(176.4)

(81.4)

year 

$ M 

(112.5)

(176.4)

(13.0)

$ M 

-

-

(8.7)

$ M 

(353.8)

-

(26.2)

(2.1)

-

-

(2.1)

(362.8)

354.9

(14.1)

14.0

(242.5)

237.6

(14.1)

14.0

(85.9)

83.5

(34.4)

33.8

-

-

-

-

Carrying 

Total 

Less than 1 

Between 

Between 2 

Value 

$M 

(402.8)

(166.6)

(2.1)

(13.4)

$M 

year 

$ M 

 1 and 2 years 

and 5 years 

$ M 

$ M 

(415.0)

(166.6)

(148.1)

(166.6)

(2.1)

-

-

-

-

(379.5)

366.1

(229.5)

219.3

(101.9)

100.0

(266.9)

-

(2.1)

(48.1)

46.8

-

-

(33.5)

-

-

-

-

-

Over 5 

years 

$ M 

- 

- 

- 

- 

- 

11 The Group’s bank borrowings facilities are set out in note 2.1a. Cash outflows associated with bank borrowings are inclusive of principal and interest. 
12 Cash outflows associated with leases are inclusive of principal and interest. 

66 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

2.5    Financial instruments and risk management (continued) 

d)     Credit risk  

Credit risk is the risk of loss that would be recognised if a counterparty were to default on its contractual obligations.  The Group has a 
Board approved Credit Policy which provides guidelines for the management and diversification of the credit risk to the Group.  The 
Group is exposed to credit risk from its operating activities and financing activities. The Group’s maximum exposure for credit risk is the 
carrying amount of all trade and other receivables, derivative asset balances, and cash assets as set out in the consolidated statement 
of financial position. 

Trade receivables  

The credit risk on trade and other receivables which has been recognised on the consolidated statement of financial position is the 
carrying amount of trade debtors, net of allowances for impairment and further disclosed in note 3.1. The Group minimises credit risk 
associated with trade and other receivables by performing a credit assessment for all customers that wish to trade on credit terms. 
Credit limits are determined for each individual customer based on their credit assessment and as per the Credit Policy. The Group 
does not have any significant credit risk exposure to a single customer or group of customers. 

The Group applies the simplified approach to provision for expected credit losses prescribed by AASB 9, which permits the use of the 
lifetime expected loss provision for all trade receivables. Under this method, determination of the loss allowance provision and expected 
loss rate incorporates past experience, forward-looking information, and market data. In FY20 the Group considered the impact of the 
COVID pandemic on the forward-looking information and market data when applying these rates.   

The aging of the trade receivables at the reporting date was: 

Current  
More than 30 days past due  
More than 60 days past due 

More than 90 days past due 

Total  

The movement in the allowance for doubtful debts was: 

Balance at 1 October 
Provisions made during the year 
Loss recognised during the year 

Provisions reversed during the year 

Exchange differences 

Balance at 30 September 

Financial instruments and cash deposits 

2020 

Gross 

$ M 

201.9

8.6

6.5

9.9

226.9

2019 

Loss 

Gross 

Loss 

allowance 

$ M 

allowance 

$M 

(0.7)

(0.1)

(0.2)

(0.4)

(1.4)

212.0

6.5 

4.9 

7.9 

231.3 

2020

$M

(2.0)

(1.9)

2.4

-

0.1

(1.4)

$M 

-

- 

- 

(2.0) 

(2.0) 

2019 

$M 

(1.8) 

(0.5) 

0.3 

0.2 

(0.2) 

(2.0) 

To minimise the credit exposure to financial institutions that are counterparties to derivative contracts and cash, the Group has a panel 
of authorised counterparties who are principally large banks and recognised financial intermediaries with acceptable credit ratings 
determined by a ratings agency. The Group’s net exposure and credit assessment of its counterparties are continuously monitored to 
ensure any risk is minimised. 

The Group may also be subject to credit risk for transactions that are not included in the consolidated statement of financial position, 
such as when a guarantee is provided for another party. 

67

	
	
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

3	Operating	Assets	and	Liabilities	

This section shows the assets used to generate the Group’s operating performance and liabilities incurred as a result. Liabilities relating 
to the Group’s financing activities are addressed in Section 2 Capital and Financial Risk Management. 

3.1 Working capital 

Trade receivables 

Inventories 

Trade and other payables  

a)  Trade and other receivables 

Trade receivables 

Allowance for doubtful receivables 

Prepayments 

Other receivables 

Total current trade and other receivables 

2020 

$ M 

245.4

318.5

(178.4)

385.5

2020 

$ M 

226.9

(1.4)

225.5

15.7

4.2

245.4

2019 

$ M 

245.5

347.9

(170.7)

422.7

2019 

$ M 

231.3

(2.0)

229.3

7.3

8.9

245.5

Trade and other receivables are recognised at the face value of amounts due less an allowance for doubtful receivables.  Doubtful 
receivables are determined using an expected credit loss model whereby trade and other receivables that share the same or similar 
credit risk characteristics and debt ageing are grouped and then assessed for collectability as a whole. Refer to note 2.5 for details of 
the Group’s credit exposures.  

b)  Inventories 

Raw materials 

Work in progress 

Finished goods 

Total inventories 

2020 

$ M 

185.1

9.9

123.5

318.5

2019 

$ M 

184.9

11.2

151.8

347.9

Inventories are valued at lower of cost and net realisable value, unless stated otherwise. Cost includes direct labour, other direct costs, 
and production overheads, where applicable.  Net realisable value is the estimated selling price less cost of completion and variable 
selling expenses.  Write-downs of inventories to net realisable value recognised as an expense during the year ended 30 September 
2020 amounted to $6.6 million (2019: $1.6 million), which is included in raw materials and consumables used in the consolidated 
income statement.   

c) Trade and other payables 
Current 

Trade payables  

Accrued expenses 

Trade payables to related party (note 4.4) 

Income received in advance 

Other payables 

Total current trade and other payables 

2020 

2019 

$ M 

88.7

86.4

-

2.0

1.3

$ M 

90.5 

67.9 

5.9 

4.1 

2.3 

178.4

170.7 

Trade and other payables are carried at the amount payable. Accrued expenses are amounts payable in relation to goods received or 
services rendered which have not been billed at the reporting date.   

68 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

3.2 Property, plant and equipment 

Land 

Buildings & 

Leasehold 

Plant and 

Capital works in 

At 30 September 2018 
Cost 

Accumulated depreciation  

Net book value 

Movement 
Transfer between asset categories 

Additions  

Disposals 

Depreciation 

Exchange differences 

Closing net book value 

At 30 September 2019 
Cost 

Accumulated depreciation  

Net book value 

Movement 
Transfer between asset categories 

Additions  

Transfer from leased assets (note 3.4) 

Disposals 

Depreciation 

Exchange differences 

Closing net book value 

At 30 September 2020 
Cost 
Accumulated depreciation 

Net book value 

$ M 

33.4 

- 

33.4 

- 

- 

(0.3) 

- 

0.8 

33.9 

33.9 

- 

33.9 

-

1.5

11.0

-

-

(1.1)

45.3

45.3 

- 

45.3 

structures 

improvements 

equipment 

progress 

$ M 

193.2

(31.8)

161.4

4.3

-

-

(7.1)

8.1

166.7

207.0

(40.3)

166.7

6.5

1.9

-

-

(7.9)

(7.3)

159.9

206.2

(46.3)

159.9

$ M 

18.3

(6.2)

12.1

2.1

-

-

(0.8)

0.2

13.6

21.0

(7.4)

13.6

2.8

-

-

-

(0.9)

(0.3)

15.2

23.2

(8.0)

15.2

$ M 

566.2

(212.2)

354.0

23.5

8.8

(0.1)

(36.1)

13.4

363.5

618.8

(255.3)

363.5

22.3 

1.8 

- 

(0.2) 

(37.1) 

(11.5) 

338.8 

622.1

(283.3)

338.8

$ M 

21.6

-

21.6

(29.9)

39.0

-

-

1.4

32.1

32.1

-

32.1

(31.6)

63.7

-

-

-

(2.6)

61.6

61.6

-

61.6

Total  

$ M 

832.7

(250.2)

582.5

-

47.8

(0.4)

(44.0)

23.9

609.8

912.8

(303.0)

609.8

-

68.9

11.0

(0.2)

(45.9)

(22.8)

620.8

958.4

(337.6)

620.8

Property, plant and equipment are measured at cost less accumulated depreciation and impairment losses. Subsequent costs are 
capitalised when it is probable that future economic benefits associated with the expenditure will flow to the Group.  

Property, plant and equipment assets, other than land, are depreciated on a straight-line basis over the useful lives of the assets. 
Useful lives are reviewed on an annual basis and have been assessed as follows: 

  Buildings and structures: 
  Leasehold improvements:   
  Plant & equipment: 

30-50 years 

Term of lease 

5-20 years  

Tests for impairment on items of property, plant and equipment are conducted in accordance with the policy for impairment of non-
financial assets. Property, plant and equipment are reviewed for impairment whenever events or changes in circumstances indicate that 
the carrying amount may not be recoverable. An impairment loss is recognised for the amount by which the asset’s carrying amount 
exceeds its recoverable amount. The recoverable amount is the higher of an asset’s fair value less costs to sell and value in use. For 
the purposes of assessing impairment, assets are grouped at the lowest levels for which there are separately identifiable cash flows. 

69

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

3.3 Intangible assets 

  |  Financial Report 

At 30 September 2018 
Cost or fair value 

Accumulated amortisation 

Net book value 

Movement 
Transfer between asset categories  

Additions 
Amortisation charge 
Exchange differences 

Closing net book value 

At 30 September 2019 
Cost or fair value 

Accumulated amortisation 

Net book value 

Movement 
Transfer between asset categories  

Additions 
Amortisation charge 
Exchange differences 

Closing net book value 

At 30 September 2020 
Cost or fair value 

Accumulated amortisation  

Net book value 

Computer 

Trade name 

Customer 

Goodwill 

Capital works 

software 

$ M 

21.9

(13.3)

8.6

4.6

-

(4.1)

0.3

9.4

27.4

(18.0)

9.4

0.1

-

(3.9)

(0.2)

5.4

26.6

(21.2)

5.4

$ M 

relationship 

$ M 

in progress 

$ M 

119.2

(113.3)

5.9

-

-

(4.2)

-

1.7

122.2

(120.5)

1.7

-

-

(1.7)

-

-

118.7

(118.7)

-

323.3

-

323.3

-

-

-

12.9

336.2

336.2

-

336.2

-

-

-

(11.9)

324.3

324.3

-

324.3

2.5

(0.7)

1.8

(0.9)

-

-

-

0.9

1.5

(0.6)

0.9

-

-

(0.1)

-

0.8

1.5

(0.7)

0.8

 $M 

7.2

-

7.2

(3.7)

1.6

-

0.4

5.5

5.5

-

5.5

(0.1)

2.1

-

(0.4)

7.1

7.1

-

7.1

Total 

$ M 

474.1

(127.3)

346.8

-

1.6

(8.3)

13.6

353.7

492.8

(139.1)

353.7

-

2.1

(5.7)

(12.5)

337.6

478.2

(140.6)

337.6

Intangible assets include definite life and indefinite life intangibles.  The accounting treatment for each of the asset categories is: 

›  Computer software is costs capitalised in developing products or systems and costs incurred in acquiring software and licenses 

that will contribute to future period financial benefits.  Amortisation is calculated on a straight-line basis over an estimated useful life 

of 3 to 7 years. 

›  Trade names are acquired as part of a business combination and recognised separately from goodwill.  Trade names are carried at 
fair value at the date of acquisition less accumulated amortisation, which is calculated on a straight-line basis over an estimated 

useful life of 3 to 9 years. 

›  Customer relationships are acquired as part of a business combination and recognised separately from goodwill.  They are carried 
at the fair value at the acquisition date less accumulated amortisation.  Amortisation is calculated on a straight-line basis over an 

estimated useful life of 5 to ten years.  

›  Goodwill is measured on acquisition as part of a business combination as the difference between the consideration paid and the fair 

value of the net assets acquired.  Goodwill is tested for impairment as described in note 3.3 a). 

70 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

3.3 Intangible assets (continued) 

Impairment test for goodwill   

a) 
For purposes of impairment testing, goodwill acquired through business combination is allocated to cash-generating units (CGUs) as 
below: 

Processing 

Warehousing & Distribution 

Total goodwill 

2020 

$ M 

224.9

99.4

324.3

2019 

$ M 

233.1 

103.1 

336.2 

Goodwill and intangible assets with indefinite lives are tested for impairment annually or more frequently if circumstances indicate that 
an asset may be impaired. In assessing impairment, the recoverable amount of assets is estimated to determine the extent of the 
impairment loss. The recoverable amount for goodwill is assessed at the Group of CGUs level and is based on value in use (VIU) 
calculations. Management uses judgement in determining the recoverable amount of assets including expected future cash flows, long 
term growth rates and discount rates.  

In assessing VIU, estimated future cash flows are based on the Group’s most recent Board approved business plan covering a period 
of five years. Projected cash flows are based on past performance and management’s future expectations, taking into account the 
Group’s production capacity, long-term customer agreements, and market information in key geographies. Cash flows beyond the five-
year period are extrapolated using an estimated growth rate of 2.0% to 2.5%. The growth rate does not exceed the long-term average 
growth rate for the business in which the CGUs operate.  

In performing the VIU calculations for each CGU, the Group has applied post-tax discount rates to the discount the forecasted future 
post-cash cashflows; 8.83% for the Processing CGU and 8.72% for the Warehousing & Distribution CGU. These discount rates reflect 
the current market assessment of the time value of money and risks specific to the relative segment and its country of operation. 

Any reasonably possible change to the above key assumptions would not cause the carrying value of a CGU to exceed its recoverable 
amount. 

3.4 Leases 

The Group enters into non-cancellable leases on properties, motor vehicles, railcar leases, and other plant and equipment.  There are 
leases in all of the Group’s operating geographies.  

This is the first year of the Group’s adoption of AASB 16.  Refer to page 52 section c) in the overview of the notes to the financial 
statements for further details of the impact of the new standard. 

Right of use assets 

The following table shows the movements of the right of use asset during the year: 

Opening balance arising from the adoption of AASB 16 
Additions to right of use asset 

Transfers to property, plant, and equipment (note 3.2) 

Depreciation expense 

Exchange rate differences 

Right of use assets at 30 September 2020 

Lease liabilities 

Balance at 1 October 2019 

Interest expense 

Additions 

Repayments 

Exchange rate differences 

Lease liabilities at 30 September 2020 

Property leases 

Equipment 

Motor vehicle 

$m 

leases 

leases 

8.0 
11.0 

(11.0) 

(1.1) 

(0.2) 

6.7 

$m 

50.0 
9.9 

- 

(6.7) 

(2.5) 

50.7 

$m 

11.0 
3.2 

- 

(4.7) 

(0.5) 

9.0 

Total 

$m 

69.0 
24.1 

(11.0) 

(12.5) 

(3.2) 

66.4 

Total 

$m 

69.0

3.3

19.6

(22.1)

(1.4)

68.4

71

	
	
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

3.5 Provisions  

At 1 October 2019 
Additional provisions  

Amounts used  

Unused amounts reversed 

Exchange differences 

At 30 September 2020 

Current 

Non-current  

Provisions are: 

Employee benefits 

Other 

Total provisions 

$ M 

8.7
17.0

(12.8)

-

(0.4)

12.5

10.7

1.8

$ M 

2.6
2.8

(0.7)

(0.1)

(0.2)

4.4

2.2

2.2

$ M 

11.3
19.8

(13.5)

(0.1)

(0.6)

16.9

12.9

4.0

• 

Recognised when the Group has a legal or constructive obligation as a result of a past event, it is probable that cash will be 
required to settle the obligation, and the amount can be reliably estimated. 

•  Measured at the present value of the estimated cash outflow required to settle the obligation.  For non-current provisions, the 

nominal amount is discounted, and the financing impact is recognised in the Consolidated Income Statement.  

3.6  Retirement benefit obligations 

The Group operates pension plans for some employees in US, Canada, UK and Australia. The plan is funded through contributions to 
the defined benefit plan as determined by annual actuarial valuations. A defined benefit plan is a pension plan that defines the amount 
of pension benefit an employee will receive on retirement, usually dependent on one or more factors such as age, years of service and 
compensation.  

a)  Retirement benefit liability recognised in the consolidated statement of financial position 

2020 

$ M 

(201.6)

190.5

(11.1)

2.1

(13.2)

(11.1)

2020 

% 

2%

38%

59%

1%

100%

2019 

$ M 

(211.4) 

197.0 

(14.4) 

2.8 

(17.2) 

(14.4) 

2019 

% 

1% 

34% 

64% 

1% 

100% 

Present value of the defined benefit obligations 

Fair value of defined benefit plans assets 

Net defined benefit obligation  

Recognised in the consolidated statement of financial position as: 
Retirement benefit asset  

Retirement benefit obligation 

Net defined benefit obligation  

b)  Categories of plan assets 

The major categories of plan assets are as follows: 
Cash 

Equity instruments 

Debt instruments 

Other assets 

Total 

72 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

3.6   Retirement benefit obligations (continued) 

c)  Reconciliations  

Reconciliation of the present value of the defined benefit obligations: 
At 1 October 

Current service cost 

Interest cost 

Scheme participants contributions 

Remeasurements 

Benefits paid 

Past service cost 

Exchange differences 

At 30 September  

Reconciliation of fair value of plan assets: 
At 1 October 

Interest income 

Remeasurements 

Contributions by Group companies 

Scheme participants contributions 

Actual plan administration expense 

Benefits paid 

Exchange differences 

At 30 September 

d)  Amounts recognised in the consolidated income statement 

The amounts recognised in the income statement are as follows: 

Current service cost 

Net interest expense 

Past service cost 

Total expense included in employee benefits expense 

e)  Amounts recognised in other comprehensive income  

Remeasurements of retirement benefit obligations 

Cumulative remeasurements recognised 

f)  Principal actuarial assumptions 
2020 

Principal actuarial assumptions used (expressed as weighted averages): 

Discount rate 

Future salary increases 

2019 

Principal actuarial assumptions used (expressed as weighted averages): 

Discount rate 

Future salary increases 

2020 

$ M 

2019 

$ M 

211.4

178.7

1.5

4.4

0.1

4.4

(16.1)

1.1

(5.2)

201.6

197.0

4.1

4.2

6.5

0.1

(0.4)

(16.1)

(4.9)

190.5

2020 

$ M 

1.5

0.3

1.1

2.9

2020 

$ M 

(0.2)

(31.3)

1.2

5.6

0.1

33.5

(11.9)

0.4

3.8

211.4

172.1 

5.5 

18.6 

9.2 

0.1 

(0.3) 

(11.9) 

3.7 

197.0 

2019 

$ M 

1.2 

0.1 

0.4 

1.7 

2019 

$ M 

(14.9)

(31.1)

North  

UK 

Australia 

America 

2.61%

2.00%

1.70%

2.80%

1.90% 

3.00% 

North  

UK 

Australia 

America 

2.98%

2.00%

1.80%

3.10%

4.10% 

3.00% 

73

	
	
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

3.6   Retirement benefit obligations (continued) 

g)  Sensitivity analysis 

Changes in the following principal actuarial assumptions would have the following effect on the defined benefit pension obligation: 

Discount rate: 

0.25% increase 

0.25% decrease 

Inflation: 

0.25% increase 

0.25% decrease 

2020 
$ M 
Increase/(decrease) 

2019 
$ M 
Increase/(decrease) 

(7.6)

8.0

3.1

(3.1)

(7.7)

8.1

3.4

(3.3)

The sensitivity information has been derived for all plans using projected cash flows valued using the relevant assumptions and 
membership profiles as at 30 September 2020. Extrapolation of these results beyond the sensitivity figures shown may not be 
appropriate. 

h)  Employer contributions 

Based on the recommendations of the plan’s actuaries, total employer contributions expected to be paid by the Group for the year 
ended 30 September 2021 are $6.6 million (2020: $5.7 million).  

i)  Accounting treatment 

The asset or liability recognised in the consolidated statement of financial position in respect of defined plan benefits is the present 
value of the defined benefit obligation at the balance sheet date minus the fair value of plan assets. The present value of the pension 
liability is determined by discounting the estimated future cash flows using interest rates of high quality corporate or government bonds 
that: 

• 

• 

Are denominated in the currency in which the benefits will be paid; and 

Have terms to maturity approximating the terms of the related pension liability. 

The defined benefit obligation is calculated at least annually by independent actuaries using the projected unit credit method, which in 
simple terms proportions the benefit based on years of service provided. Management consider the valuation of defined benefit plans to 
be an area of judgement as a number of key assumptions must be adopted to determine the fair value.   

Actuarial gains and losses arise when there is a difference between previous estimates and actual experience or a change to 
assumptions in relation to demographic and financial trends. Gains and losses are recognised directly in other comprehensive income 
as remeasurements in the period in which they occur. 

The Group determines the net interest expense (income) on the net defined benefit liability for the period by applying the discount rate 
at the beginning of the period to the net defined benefit liability, considering any changes during the period because of contributions and 
benefit payments. Net interest expense (income), service cost and other expenses related to defined benefit plans are recognised in the 
consolidated income statement. 

74 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

4	Group	Structure	&	Other	

This section provides information on how the Group structure affects the financial position and performance of the Group. The 
disclosures detail the types of entities and transactions included in the consolidation and those which are excluded.  

4.1 Subsidiaries  

The Company, which is the ultimate parent of the Group, is incorporated in Australia.  Subsidiaries are consolidated from the date of 
acquisition, being the date the Company obtains control, and continue to be consolidated until the date control ceases.  Control exists 
where the Company has power to govern the financial and operating policies of the entity in order to obtain benefits from its activities.  
Below are the subsidiaries within the Group.   

Controlled entities are fully consolidated from the date control is obtained until the date that control ceases. All subsidiaries incorporated 
in Australia, along with the United Malt Group Limited, form part of the Closed Group (note 4.2).  All entities were wholly owned at 30 
September 2020 unless otherwise stated.  

Subsidiaries controlled at 30 September 2020 

Name of entity 

Country of incorporation

Australia Malt Finco Pty Ltd 

Australia Malt Holdco Pty Ltd 

Barrett Burston Malting Co. Pty. Ltd. 

Barrett Burston Malting Company WA Pty Limited 

United Malt Australia Pty Ltd 

Malt Real Property Pty Limited 

Security Superannuation Fund Pty Limited 

Canada Malting Co. Limited  
Schill Malz GmbH Co. KG13 
Schill Malz Verwaltungs-GmbH13 
Barrett Burston Malting Co (NZ) Limited 

Bairds Malt Limited  

Bairds Malt (Pension Trustees) Limited 

Brewers Select Limited 

United Malt (Canada) Holdings UK Limited 

United Malt UK Limited 

Malt UK Holdco Limited 

Maltco 3 Limited 

Mark Lawrence (Grain) Limited  

Moray Firth Maltings Limited  

Norton Organic Grain Limited 

Scotgrain Agriculture Limited  

Ulgrave Limited 

United Malt Holdings USA 

United Malt USA 

Great Western Malting Co 

Malt US Holdco Inc 

13 Subject to voluntary liquidation.  

Australia

Australia

Australia

Australia

Australia

Australia

Australia

Canada

Germany

Germany

New Zealand

UK

UK

UK

UK

UK

UK

UK

UK

UK

UK

UK

UK

USA

USA

USA

USA

75

	
	
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

4.2 Deed of cross guarantee  

The Company and the subsidiaries, as disclosed in note 4.1, have entered a Deed of Cross Guarantee on 9 April 2020 under which 
each of the companies guarantees the debts of the other and are relieved from the requirement to prepare financial statements under 
ASIC Class Order No. 2016/785. These are collectively known as the Closed Group.   

A Statement of Comprehensive Income and Retained Earnings, and a Statement of Financial Position, comprising the Company and 
controlled entities which are party to the Deed, after eliminating all transactions between the parties to the Deed, for the year ended 30 
September 2020, are set out below. 

Statement of Comprehensive Income and Retained Earnings 

Revenue  

Other income 

Raw materials and consumables used 

Employee benefits expense 

Depreciation and amortisation  

Finance costs  

Repairs and maintenance 

Other expenses  

Profit before income tax 

Income tax benefit  

Profit for the year 

Other comprehensive income: 
Changes in the fair value of cash flow hedges 

Remeasurements of retirement benefit obligations 

Income tax (expense) / benefit relating to components of other comprehensive income 

Other comprehensive income for the year, net of tax 

Total comprehensive income for the year 

Summary of movements in consolidated retained earnings 
Retained losses at the beginning of the financial year 

Income for the year 

Dividends paid 

Retained losses at the end of the financial year 

2020 

$ M 

204.8

142.1

(167.1)

(17.5)

(12.8)

(3.7)

(4.5)

(9.0)

132.3

2.7

135.0

2.2

(0.1)

(1.1)

1.0

136.0

(155.9)

135.0

-

(20.9)

76 

|  United Malt Annual Report 2020

	
	
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

4.2    Deed of cross guarantee (continued) 

Set out below is the consolidated statement of financial position of the Closed Group as at 30 September 2020. 

Consolidated Statement of Financial Position 

Current assets 
Cash and cash equivalents 

Trade and other receivables 

Inventories 

Derivative financial instruments 

Current tax assets  

Total current assets 

Non-current assets 
Trade and other receivables 

Investment in subsidiaries 

Property, plant and equipment 

Intangible assets 

Lease assets 

Derivative financial instruments 

Total non-current assets 

Total assets 

Current liabilities 
Trade and other payables 

Derivative financial instruments 

Lease liabilities 

Current tax liabilities 

Provisions 

Total current liabilities 

Non-current liabilities 
Borrowings 

Lease liabilities 

Derivative financial instruments 

Provisions 

Deferred tax liabilities 

Retirement benefit obligations 

Total non-current liabilities 

Total liabilities 

Net assets 

Equity 
Contributed equity 

Reserves 

Retained losses 

Total equity 

2020 

$ M 

116.7 

53.5 

58.8 

2.2 

0.4 

231.6 

337.8 

238.6 

134.8 

24.0 

1.4 

0.8 

737.4 

969.0 

35.0 

1.5 

0.5 

0.5 

4.2 

41.7 

348.1 

0.9 

2.3 

2.7 

2.8 

0.1 

356.9 

398.6 

570.4 

166.9 

424.4 

(20.9) 

570.4 

77

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

4.3 Parent entity financial information 

Summary financial information for the Company is set out below: 

Non-current assets 

Total assets 

Non-current liabilities 

Total liabilities 

Shareholders’ equity 
Contributed equity 

Reserves 

Retained earnings earned in 2020 

Retained losses prior periods 

Total shareholders’ equity 

Profit for the year 

Total comprehensive income 

2020 

$ M 

547.1

547.1

-

-

166.9

393.0

144.1

(156.9)

547.1

144.1

144.1

2019 

$ M 

376.4 

376.4 

533.3 

533.3 

- 

- 

- 

(156.9) 

(156.9) 

4.4 

4.4 

The parent entity is party to the Deed of Cross Guarantee and is subject to the terms of the deed as described in note 4.2. At 30 
September 2020, the parent entity did not provide any other guarantees (2019: nil), contingent liabilities (2019: nil) or capital 
commitments (2019: nil).  

78 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

4.4 Related party transactions  

a) 

Transactions with GrainCorp Limited and its controlled entities (GrainCorp Group) 

The ultimate parent entity of the Group is United Malt Group Limited, which is domiciled and incorporated in Australia.  Prior to the 
demerger from GrainCorp and subsequent listing as a standalone entity on the ASX, the ultimate parent entity of the Group was 
GrainCorp Limited.  Transactions with entities as part of the GrainCorp Group have been identified as related party transactions up until 
the date of demerger on 23 March 2020.    

Prior to Demerger, the Group had a number of intercompany loan agreements where interest was payable to the benefit of the 
GrainCorp Group.  These loans have been extinguished prior to the Demerger on 23 March 2020.  The impact of the loans 
extinguished is recognised in a separate reserve within equity.   

Transactions with GrainCorp Group entities: 

Sale of goods 

Purchase of raw materials and services 

Interest expense 

Other charges 

Loan extinguishment 

Outstanding balances in relation to transactions with GrainCorp Group: 

Trade and other receivables (note 3.1a)) 

Trade and other payables (note 3.1c)) 

Loan agreements (note 2.1) 

b)  KMP compensation 

Consolidated 

2020 

$’000 

2

16,087

440

3,031

427,065

2019 

$’000 

16 

32,302 

26,844 

6,440 

14,500 

Consolidated 

2020 

$’000 

-

-

-

2019 

$’000 

132 

5,946 

633,755 

Disclosures relating to KMP are provided in the Remuneration Report.  There were no other transactions with KMP during the period. 
2020 compensation is from the date at which KMPs were appointed as KMPs during the period.  2019 compensation relates only to 
United Malt KMPs who were acting in similar roles prior to the Demerger, being Amy Spanik, Darren Smith, and Bryan Bechard.  

Short-term employee benefits 

Post-employment benefits 

Share-based payments 

Total KMP compensation 

2020 

$’000 

2,477

83

745

3,305

2019 

$’000 

1,219 

22 

185 

1,426 

79

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

4.5 Remuneration of auditor 

PwC Australia 

Audit and review of financial reports and other work under the Corporations Act 2001 

Total remuneration of PwC Australia 

Overseas practices of PwC Australia 

Audit and review of financial reports 

Other services (company secretarial services) 

Total remuneration of related practices of PwC Australia 

Total auditors’ remuneration 

4.6 Events subsequent to reporting date  

No significant events subsequent to the balance date have occurred.  

2020 

$’000 

420

420

1,697

19

1,716

2,136

2019 

$’000 

62 

62 

1,057 

24 

1,081 

1,143 

80 

|  United Malt Annual Report 2020

	
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
United	Malt	Group	Limited

  |  Financial Report 

Directors’	Declaration		

In the Directors’ opinion: 

a)

The financial statements and notes set out on pages 47 to 80 are in accordance with the Corporations Act 2001, including:

i.

ii.

Complying with Accounting Standards, the Corporations Regulations 2001 and other mandatory professional reporting
requirements; and

Giving a true and fair view of the consolidated entity’s financial position as at 30 September 2020 and of its performance for
the financial year ended on that date; and

b)

c)

There are reasonable grounds to believe that the Company will be able to pay its debts as and when they become due and
payable; and

At the date of this declaration, there are reasonable grounds to believe that the members of the Closed Group identified in note
4.2 will be able to meet any obligation or liabilities to which they are, or may become, subject to by virtue of a deed of cross
guarantee described in note 4.2.

The Basis of Preparation note as disclosed on page 52 confirms that the financial statements also comply with International Financial 
Reporting Standards as issued by the International Accounting Standards Board. 

The Directors have been given the declarations by the Chief Executive Officer and Chief Financial Officer required by section 295A of 
the Corporations Act 2001.  

This declaration is made in accordance with a resolution of the Directors. 

G J Bradley AM 
Chairman

Sydney 
18 November 2020 

81

Independent auditor’s report 
To the members of United Malt Group Limited 

Report on the audit of the financial report 

Our opinion 

In our opinion: 

The accompanying financial report of United Malt Group Limited (the Company) and its controlled entities 
(together the Group) is in accordance with the Corporations Act 2001, including: 

(a)  giving a true and fair view of the Group's financial position as at 30 September 2020 and of its 

financial performance for the year then ended  

(b)  complying with Australian Accounting Standards and the Corporations Regulations 2001. 

What we have audited 
The Group financial report comprises: 

 
 
 
 
 

 

the consolidated statement of financial position as at 30 September 2020 

the consolidated statement of changes in equity for the year then ended 

the consolidated statement of cash flows for the year then ended 

the consolidated statement of profit or loss and other comprehensive income for the year then ended 

the notes to the consolidated financial statements, which include a summary of significant 
accounting policies 

the directors’ declaration. 

Basis for opinion 

We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under 
those standards are further described in the Auditor’s responsibilities for the audit of the financial report 
section of our report. 

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our 
opinion. 

Independence 
We are independent of the Group in accordance with the auditor independence requirements of the 
Corporations Act 2001 and the ethical requirements of the Accounting Professional & Ethical Standards 
Board’s APES 110 Code of Ethics for Professional Accountants (including Independence Standards) (the 

PricewaterhouseCoopers, ABN 52 780 433 757 
One International Towers Sydney, Watermans Quay, Barangaroo, GPO BOX 2650, SYDNEY  NSW  2001 
T: +61 2 8266 0000, F: +61 2 8266 9999, www.pwc.com.au 
Level 11, 1PSQ, 169 Macquarie Street, Parramatta NSW 2150, PO Box 1155 Parramatta NSW 2124 
T: +61 2 9659 2476, F: +61 2 8266 9999, www.pwc.com.au 

Liability limited by a scheme approved under Professional Standards Legislation. 

82 

|  United Malt Annual Report 2020

 
  
 
Code) that are relevant to our audit of the financial report in Australia. We have also fulfilled our other 
ethical responsibilities in accordance with the Code. 

Our audit approach 

An audit is designed to provide reasonable assurance about whether the financial report is free from 
material misstatement. Misstatements may arise due to fraud or error. They are considered material if 
individually or in aggregate, they could reasonably be expected to influence the economic decisions of users 
taken on the basis of the financial report. 

We tailored the scope of our audit to ensure that we performed enough work to be able to give an opinion 
on the financial report as a whole, taking into account the geographic and management structure of the 
Group, its accounting processes and controls and the industry in which it operates. 

Materiality 

 

For the purpose of our audit we used overall Group materiality of $3.6 million, which represents approximately 
5% of the Group’s adjusted profit before tax.  

  We applied this threshold, together with qualitative considerations, to determine the scope of our audit and the 
nature, timing and extent of our audit procedures and to evaluate the effect of misstatements on the financial 
report as a whole. 

  We chose Group profit before tax because, in our view, it is the benchmark against which the performance of the 

Group is most commonly measured. We adjusted for demerger costs as they are unusual or infrequently 
occurring items impacting profit before tax. 

  We utilised a 5% threshold based on our professional judgement, noting it is within the range of commonly 

acceptable thresholds.  

Audit Scope 

  Our audit focused on where the Group made subjective judgements; for example, significant accounting 

estimates involving assumptions and inherently uncertain future events. 

 

Local component auditors in the United States and the United Kingdom assisted in the audit work performed, 
acting under instruction from the group audit team. 

83

 
 
 
Key audit matters 

Key audit matters are those matters that, in our professional judgement, were of most significance in our 
audit of the financial report for the current period. The key audit matters were addressed in the context of 
our audit of the financial report as a whole, and in forming our opinion thereon, and we do not provide a 
separate opinion on these matters. Further, any commentary on the outcomes of a particular audit 
procedure is made in that context. We communicated the key audit matters to the Audit and Risk 
Committee. 

Key audit matter 

How our audit addressed the key audit matter 

Goodwill Impairment assessment 
(Refer to note 3.3) $324m 

Our audit procedures included the following procedures:  

This was a key audit matter due to the financial size of 
the goodwill balances and the significant judgements 
involved with key assumptions including:  

- 

Estimated future cashflows 

-  Discount rates  

- 

Long term growth rates 

The Group performed an impairment assessment over 
the goodwill balance by:  

-  Determining the group of cash generating units 
(Group of CGUs) and the amount of goodwill 
attributed from business combinations.  

- 

Calculating the value in use for each Group of 
CGUs using discounted cash flow models (the 
models). The models estimated cash flows for 
each Group of CGUs for 5 years, with a terminal 
growth rate applied to the 5th year. These cash 
flows were then discounted to net present value 
using the Group’s discount rates, taking into 
account the specific countries in which the 
Group of CGUs operates.  

- 

Comparing the calculated value in use of each 
Group of CGUs to their respective carrying 
amounts.  

- 

- 

- 

- 

- 

- 

- 

Assessed whether the Group of CGUs were 
consistent with our understanding of the 
Group’s operations and internal Group 
reporting.  

Considered whether the methodology applied 
in the models was consistent with the basis 
required by Australian Accounting Standards.  

Compared the cash flow forecasts for 2021 in 
the models to those in the latest Board 
approved business plan.  

Evaluated the Group’s ability to forecast future 
results for impairment models by comparing 
budgets with reported actual results for the 
previous year.  

Compared the Group’s key assumptions for 
growth rates in the model forecasts to historical 
results and economic and industry forecasts.  

Evaluated the discount rates in the models, 
with the assistance of PwC experts by assessing 
the reasonableness of the relevant inputs in the 
calculation against available market data and 
industry research.  

Evaluated the appropriateness of the terminal 
growth rate in the models by comparison to the 
long term average growth rates of the countries 
that the Group operates in.  

84 

|  United Malt Annual Report 2020

 
 
 
 
 
 
 
 
 
Key audit matter 

Taxation 
(Refer to note 1.4)  

Income taxes and deferred tax balances were a key audit 
matter because the Group has established a new tax 
structure following its demerger from GrainCorp 
Limited, involving complexity in the tax calculation 
including: 

- 

- 

Creation of a new standalone group and an 
Allocable Cost Amount (ACA) calculation.  

Assessment and revaluation of tax base of 
assets and liabilities to correctly record 
deferred tax for the new tax consolidated entity.  

The Group also operates across multiple jurisdictions 
with different laws, regulations and authorities.  

How our audit addressed the key audit matter 

Our audit procedures included the following procedures: 

- 

- 

- 

- 

- 

Support from tax experts in Australia and the 
United States with the audit of tax balances. 

For the Group tax consolidation agreed key 
inputs to supporting documentation including 
underlying entity tax calculations. Tested the 
mathematical accuracy of the consolidation 
model. 

For those individual entities identified with 
significant income tax expense or recorded tax 
payable, agreed the key inputs in the tax 
calculations to the relevant general ledger 
balance and assessed the completeness of 
permanent differences included in the 
calculation of the income tax expense and 
accounting and tax bases included in the 
calculation of deferred tax assets and liabilities. 

Evaluated the analysis conducted by the Group 
for judgements made in respect of the ultimate 
amounts expected to be paid to tax authorities. 

Assessed the appropriateness of the Group’s 
disclosure in the financial report in light of 
Australian Accounting Standard requirements. 

Accounting for the demerger from GrainCorp 
Limited 

Our audit procedures included the following procedures: 

During the year the Group demerged from GrainCorp 
Limited. The accounting for the demerger was a key 
audit matter as it gave rise to some complex accounting 
and financial reporting implications, including 

- 

- 

Initial adoption of Australian Accounting 
Standards and associated disclosures as a new 
reporting entity 
Assessment of new segments (Processing, 
Warehouse and Distribution) 

-  Recognition of demerger-related loan 

forgiveness 
Assessment of related party disclosures 
Audit of opening balances 

- 
- 

- 

- 

- 

- 

Consultation with technical accounting 
specialists to assess adequacy of disclosures 
and appropriate treatment of significant 
transactions associated with the demerger. 
Evaluation of management reporting structures 
and internal reporting to assess the 
appropriateness of segment reporting. 
Evaluation of related party disclosures in 
accordance with Australian Accounting 
Standards.  
Substantive audit procedures performed over 
all material opening balances and demerger 
related transactions. 

85

 
 
 
Other information 

The directors are responsible for the other information. The other information comprises the information 
included in the annual report for the year ended 30 September 2020, but does not include the financial 
report and our auditor’s report thereon. 

Our opinion on the financial report does not cover the other information and accordingly we do not express 
any form of assurance conclusion thereon. 

In connection with our audit of the financial report, our responsibility is to read the other information and, 
in doing so, consider whether the other information is materially inconsistent with the financial report or 
our knowledge obtained in the audit, or otherwise appears to be materially misstated. 

If, based on the work we have performed on the other information that we obtained prior to the date of this 
auditor’s report, we conclude that there is a material misstatement of this other information, we are 
required to report that fact. We have nothing to report in this regard. 

Other matters 

As disclosed in the Basis of Preparation section of the financial report, United Malt Group Limited did not, 
nor was required to, produce a financial report for the year ended 30 September 2019.  United Malt Group 
Limited successfully demerged from GrainCorp Limited on 23 March 2020 to form a stand-alone entity 
listed on the Australian Securities Exchange.  While the Group has historically complied with AASB 
standards, this is the first year of preparing standalone financial statements under AASB 1 First-time 
Adoption of Australian Accounting Standards. The comparatives included in this financial report have 
therefore not previously been included in a financial report. 

Responsibilities of the directors for the financial report 

The directors of the Company  are responsible for the preparation of the financial report that gives a true 
and fair view in accordance with Australian Accounting Standards and the Corporations Act 2001 and for 
such internal control as the directors determine is necessary to enable the preparation of the financial 
report that gives a true and fair view and is free from material misstatement, whether due to fraud or error. 

In preparing the financial report, the directors are responsible for assessing the ability of the Group to 
continue as a going concern, disclosing, as applicable, matters related to going concern and using the going 
concern basis of accounting unless the directors either intend to liquidate the Group or to cease operations, 
or have no realistic alternative but to do so. 

Auditor’s responsibilities for the audit of the financial report 

Our objectives are to obtain reasonable assurance about whether the financial report as a whole is free from 
material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our 
opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted 
in accordance with the Australian Auditing Standards will always detect a material misstatement when it 
exists. Misstatements can arise from fraud or error and are considered material if, individually or in the 
aggregate, they could reasonably be expected to influence the economic decisions of users taken on the 
basis of the financial report. 

86 

|  United Malt Annual Report 2020

 
A further description of our responsibilities for the audit of the financial report is located at the Auditing 
and Assurance Standards Board website at: 
https://www.auasb.gov.au/admin/file/content102/c3/ar1_2020.pdf. This description forms part of our 
auditor's report. 

Report on the remuneration report 

Our opinion on the remuneration report 

We have audited the remuneration report included in pages 34 to 45 of the directors’ report for the year 
ended 30 September 2020. 

In our opinion, the remuneration report of United Malt Group Limited for the year ended 30 September 
2020 complies with section 300A of the Corporations Act 2001. 

Responsibilities 

The directors of the Company are responsible for the preparation and presentation of the remuneration 
report in accordance with section 300A of the Corporations Act 2001. Our responsibility is to express an 
opinion on the remuneration report, based on our audit conducted in accordance with Australian Auditing 
Standards.  

PricewaterhouseCoopers 

Kristin Stubbins 
Partner 

Sydney 
18 November 2020 

87

 
 
Shareholder Information  

Listing Information 

United Malt is listed and our issued shares are quoted on the Australian Securities Exchange (ASX) under the code: UMG.   

Unless otherwise stated all information set out below is current as at 30 October 2020. 

The Company has on issue 299,179,135 ordinary fully paid shares and a total of 14,142 shareholders. 

Substantial shareholders 

The following organisations have a substantial shareholding in United Malt Group Limited based on substantial holding notices 
lodged on or before 30 October 2020. 

Name 

Perpetual Limited 

GrainCorp Limited 

Ethical Partners 

Notice date 

Shares held 

Issued capital % 

30 October 2020 

3 July 2020 

7 May 2020 

29,449,959 

25,428,404 

17,141,967 

16,179,133 

9.84 

8.5 

6.74 

5.41 

Platypus Asset Management 

30 October 2020 

Twenty largest ordinary fully paid shareholder as at 30 October 2020 

Rank 

Name 

Shares held 

Issued capital % 

1 

2 

3 

4 

5 

6 

7 

8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED  

J P MORGAN NOMINEES AUSTRALIA PTY LIMITED  

CITICORP NOMINEES PTY LIMITED  

GRAINCORP LIMITED  

NATIONAL NOMINEES LIMITED  

BNP PARIBAS NOMS PTY LTD  

BNP PARIBAS NOMINEES PTY LTD  

CITICORP NOMINEES PTY LIMITED  

HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED - A/C 2  

UBS NOMINEES PTY LTD  

BRISPOT NOMINEES PTY LTD  

JARJUMS HOLDINGS PTY LIMITED  

MRS INGRID KAISER  

HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED-GSCO ECA  

HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED  

HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED  

WARBONT NOMINEES PTY LTD  

98,854,066 

39,856,816 

39,497,472 

25,428,404 

18,996,546 

8,243,842 

4,908,292 

3,049,086 

2,185,971 

2,077,611 

1,945,189 

1,700,000 

1,133,976 

957,302 

687,896 

542,858 

531,799 

33.04 

13.32 

13.20 

8.50 

6.35 

2.76 

1.64 

1.02 

0.73 

0.69 

0.65 

0.57 

0.38 

0.32 

0.23 

0.18 

0.18 

88 

|  United Malt Annual Report 2020

 
United Malt Group Limited

(cid:513) (cid:22)(cid:138)(cid:131)(cid:148)(cid:135)(cid:138)(cid:145)(cid:142)(cid:134)(cid:135)(cid:148) (cid:12)(cid:144)(cid:136)(cid:145)(cid:148)(cid:143)(cid:131)(cid:150)(cid:139)(cid:145)(cid:144)

AMP LIFE LIMITED  

BNP PARIBAS NOMINEES PTY LTD  

BNP PARIBAS NOMINEES PTY LTD  

18 

19 

20 

Total for top 20 
shareholders  

Holding distribution as at 30 October 2020 

463,227 

425,000 

252,564 

251,737,917 

Range 

100,001 and Over 

10,001 to 100,000 

5,001 to 10,000 

1,001 to 5,000 

1 to 1,000 

Total 

Securities 

% 

No. of Holders 

255,518,154 

85.41 

20,037,209 

9,244,581 

11,657,847 

2,721,344 

6.70 

3.09 

3.90 

0.91 

46 

964 

1,291 

4,835 

7,006 

0.15 

0.14 

0.08 

84.14 

% 

0.33 

6.82 

9.13 

34.19 

49.54 

299,179,135 

100.00 

14,142 

100.00 

There were 1,457 shareholders holding less than a marketable parcel of shares. 

Voting rights 

On a show of hands, every member present in person or proxy shall have one vote, and upon each poll, each share shall have 
one vote. 

Unquoted Equity Securities 

The Company has a total of 791,702 unquoted performance rights issued pursuant to the Company’s Long Term Incentive 
Offer, One-off Award Offer and Discretionary Equity Offer as further described in the remuneration report.  There were a total of 
seven holders of the unquoted performance rights. 

Corporate Governance Statement 

United Malt has reviewed its corporate governance practices against the Corporate Governance Principles and 
Recommendations (4th edition) published by the ASX Corporate Governance Council.   

The 2020 corporate governance statement is dated 17 November 2020 and reflects the corporate governance practices in place 
for the six month period from the time of the Company’s admission to ASX on 23 March 2020 through to the end of the financial 
year. The 2020 corporate governance statement was approved by the Board on 17 November 2020.  United Malt’s 2020 
corporate governance statement and key governance documents such as charters, policies and United Malt’s Appendix 4G Key 
to Disclosures under the Corporate Governance Principles and Recommendations for the year ending 30 September 2020 can 
be viewed at www.unitedmalt.com/corporate-goverance.  

.

89

 
 
Corporate Directory  

Board of Directors  

Graham J Bradley AM  
(Chairman)  

Mark L Palmquist 
(Managing Director & CEO) 

Barbara J Gibson  
(Non-executive Director)  

Terry W Williamson  
(Non-executive Director)  

Jane F McAloon  
(Non-executive Director)  

Simon L Tregoning  
(Non-executive Director)  

Gary W Mize  
(Non-executive Director)  

Company Secretary  
Lisa Jones   

Registered Office  

ABN 61 140 174 189 

Level 28  

175 Liverpool Street  

Sydney NSW 2000  

AUSTRALIA  

Tel: + 61 2 8073 3160  

Company website  

www.unitedmalt.com  

Share Registry  

Link Market Services Limited  

Locked Bag A14  

Sydney South NSW 1235  

Tel: +61 2 8280 711 

90 

|  United Malt Annual Report 2020

 
 
 
 
 
 
 
 
 
 
 
 
This page had been left blank intentionally.

91

This page had been left blank intentionally.

92 

|  United Malt Annual Report 2020

This page had been left blank intentionally.

93