Quarterlytics / Energy / Oil & Gas Refining & Marketing / Vertex Energy

Vertex Energy

vtnr · NASDAQ Energy
Claim this profile
Ticker vtnr
Exchange NASDAQ
Sector Energy
Industry Oil & Gas Refining & Marketing
Employees 201-500
← All annual reports
FY2015 Annual Report · Vertex Energy
Sign in to download
Loading PDF…
SECURITIES & EXCHANGE COMMISSION EDGAR FILING

Vertex Energy Inc.

Form: 10-K 

Date Filed: 2016-04-04

Corporate Issuer CIK:   890447

© Copyright 2016, Issuer Direct Corporation. All Right Reserved. Distribution of this document is strictly prohibited, subject to the terms of use.

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended  December 31, 2015

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

FOR THE TRANSITION PERIOD FROM _____________ TO _____________

Commission File Number  001-11476

———————
VERTEX ENERGY, INC.
(Exact name of registrant as specified in its charter)
———————

NEVADA

(State or other jurisdiction of

incorporation or organization)

1331 GEMINI STREET, SUITE 250
HOUSTON, TEXAS

(Address of principal executive offices)

94-3439569

(I.R.S. Employer Identification No.)

77058

(Zip Code)

Registrant's telephone number, including area code: 866-660-8156

Securities registered pursuant to Section 12(b) of the Act:  

Title of each class

Common Stock,
$0.001 Par Value Per Share

Name of each exchange on which registered

The NASDAQ Stock Market LLC
(Nasdaq Capital Market)

Securities registered pursuant to Section 12(g) of the Act:  None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes  ❑ No ☑    

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes  ❑   No ☑

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the
past 90 days.     Yes x No  ❑   

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be
submitted  and  posted  pursuant  to  Rule  405  of  Regulation  S-T  (§232.405  of  this  chapter)  during  the  preceding  12  months  (or  for  such  shorter  period  that  the
registrant was required to submit and post such files).   Yes  ☑    No  ❑

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405 of this chapter) is not contained herein, and will not be
contained,  to  the  best  of  registrant’s  knowledge,  in  definitive  proxy  or  information  statements  incorporated  by  reference  in  Part  III  of  this  Form  10-K  or  any
amendment to this Form 10-K. ❑

Indicate by check mark whether the registrant is a large accelerated filer, and accelerated filer, a non-accelerated filer, or a smaller reporting company.  See the
definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ❑

Non-accelerated filer ❑

Accelerated filer ❑

Smaller reporting company ☑

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act.
Yes   ❑ No  ☑

The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity
was last sold as of the last business day of the registrant’s most recently completed second fiscal quarter was approximately $45,438,384.

State  the  number  of  shares  of  the  issuer’s  common  stock  outstanding,  as  of  the  latest  practicable  dat e:  29,765,702  shares  of  common  stock  issued  and
outstanding as of March 30, 2016.

DOCUMENTS INCORPORATED BY REFERENCE

Portions  of  the  registrant’s  definitive  proxy  statement  relating  to  its  2016  annual  meeting  of  shareholders  (the  “ 2016  Proxy  Statement”)  are  incorporated  by
reference  into  Part  III  of  this  Annual  Report  on  Form  10-K  where  indicated.  The  2016  Proxy  Statement  will  be  filed  with  the  U.S.  Securities  and  Exchange
Commission within 120 days after the end of the fiscal year to which this report relates.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

FORM 10-K
FOR THE FISCAL YEAR ENDED DECEMBER 31, 2015
TABLE OF CONTENTS 

Part I

Item 1.

Business

Item 1A.

Risk Factors

Item 1B.

Unresolved Staff Comments

Item 2.

Properties

Item 3.

Legal Proceedings

Item 4.

Mine Safety Disclosures

Item 5.

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

Part II

Item 6.

Selected Financial Data

Item 7.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

Item 8.

Financial Statements and Supplementary Data

Item 9.

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

Item 9A.

Controls and Procedures

Item 9B. Other Information

Item 10.

Directors, Executive Officers and Corporate Governance

Item 11.

Executive Compensation

Part III

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Item 13.

Certain Relationships and Related Transactions, and Director Independence

Item 14.

Principal Accountant Fees and Services

Part IV

Item 15.

Exhibits, Financial Statement Schedules

1

14

42

43

45

45

46

53

54

79

F-1

88

88

89

90

90

90

90

90

91

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING INFORMATION

PART I

This Report contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the
Securities  Exchange  Act  of  1934,  as  amended.  In  some  cases,  you  can  identify  forward-looking  statements  by  the  following  words:  “anticipate,”  “believe,”
“continue,”  “could,”  “estimate,”  “expect,”  “intend,”  “may,”  “ongoing,”  “plan,”  “potential,”  “predict,”  “project,”  “should,”  or  the  negative  of  these  terms  or  other
comparable terminology, although not all forward-looking statements contain these words. Forward-looking statements are not a guarantee of future performance
or results, and will not necessarily be accurate indications of the times at, or by, which such performance or results will be achieved. Forward-looking statements
are based on information available at the time the statements are made and involve known and unknown risks, uncertainties and other factors that may cause
our results, levels of activity, performance or achievements to be materially different from the information expressed or implied by the forward-looking statements
in this Report. These factors include:

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

risks associated with our outstanding credit facilities, including amounts owed, restrictive covenants, security interests thereon and our ability to repay
such facilities and amounts due thereon when due;

the level of competition in our industry and our ability to compete;

our ability to respond to changes in our industry;

the loss of key personnel or failure to attract, integrate and retain additional personnel;

our ability to protect our intellectual property and not infringe on others’ intellectual property;

our ability to scale our business;

our ability to maintain supplier relationships and obtain adequate supplies of feedstocks;

our ability to obtain and retain customers;

our ability to produce our products at competitive rates;

our ability to execute our business strategy in a very competitive environment;

trends in, and the market for, the price of oil and gas and alternative energy sources;

our ability to maintain our relationship with KMTEX;

the impact of competitive services and products;

our ability to integrate acquisitions;

our ability to complete future acquisitions;

our ability to maintain insurance;

potential future litigation, judgments and settlements;

rules and regulations making our operations more costly or restrictive;

changes in environmental and other laws and regulations and risks associated with such laws and regulations;

economic downturns both in the United States and globally;

risk of increased regulation of our operations and products;

negative publicity and public opposition to our operations;

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

•

•

•

•

•

•

•

•

•

•

•

•

•

•

disruptions in the infrastructure that we and our partners rely on;

an inability to identify attractive acquisition opportunities and successfully negotiate acquisition terms;

our ability to effectively integrate acquired assets, companies, employees or businesses;

liabilities associated with acquired companies, assets or businesses;

interruptions at our facilities;

required earn-out payments and other contingent payments we are required to make;

unexpected changes in our anticipated capital expenditures resulting from unforeseen required maintenance, repairs, or upgrades;

our ability to acquire and construct new facilities;

certain events of default which have occurred under our debt facilities and previously been waived;

prohibitions on borrowing and other covenants of our debt facilities;

our ability to effectively manage our growth;

repayment of and covenants in our debt facilities;

the lack of capital available on acceptable terms to finance our continued growth; and

other risk factors included under “ Risk Factors” in this Report.

You  should  read  the  matters  described  in  “ Risk  Factors”  and  the  other  cautionary  statements  made  in  this  Report  as  being  applicable  to  all  related
forward-looking  statements  wherever  they  appear  in  this  Report.  We  cannot  assure  you  that  the  forward-looking  statements  in  this  Report  will  prove  to  be
accurate  and  therefore  prospective  investors  are  encouraged  not  to  place  undue  reliance  on  forward-looking  statements.  Other  than  as  required  by  law,  we
undertake no obligation to update or revise these forward-looking statements, even though our situation may change in the future.

Please see the “Glossary of Selected Terms” incorporated by reference as Exhibit 99.1 hereto, for a list of abbreviations and definitions used throughout

this report.

In  this  Annual  Report  on  Form  10-K,  we  may  rely  on  and  refer  to  information  regarding  the  refining,  re-refining,  used  oil  and  oil  and  gas  industries  in
general from market research reports, analyst reports and other publicly available information. Although we believe that this information is reliable, we cannot
guarantee the accuracy and completeness of this information, and we have not independently verified any of it.

Where You Can Find Other Information

We file annual, quarterly, and current reports, proxy statements and other information with the Securities and Exchange Commission (“ SEC”). Our SEC
filings are available to the public over the Internet at the SEC’s website at www.sec.gov and are available for download, free of charge, soon after such reports
are filed with or furnished to the SEC, on the “Investor Relations,” “SEC Filings” page of our website at www.vertexenergy.com. Information on our website is not
part of this Report, and we do not desire to incorporate by reference such information herein. You may also read and copy any documents we file with the SEC
at  the  SEC’s  Public  Reference  Room  at  100  F  Street  N.E.,  Washington,  D.C.  20549.  You  can  also  obtain  copies  of  the  document  upon  the  payment  of  a
duplicating fee to the SEC. Please call the SEC at 1-800-SEC-0330 for further information on the operation of the Public Reference Room. The SEC maintains
an Internet site that contains reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC like us. Our
SEC filings are also available to the public from the SEC’s website at http://www.sec.gov. Copies of documents filed by us with the SEC are also available from
us without charge, upon oral or written request to our Secretary, who can be contacted at the address and telephone number set forth on the cover page of this
Report.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Item 1. Business

Corporate History:

Vertex  Energy,  Inc.  (the  “Company,”  “we,”  “us,”  and  “Vertex”)  was  formed  as  a  Nevada  corporation  on  May  14,  2008.  Pursuant  to  an  Amended  and
Restated Agreement and Plan of Merger dated May 19, 2008, by and between Vertex Holdings, L.P. (formerly Vertex Energy, L.P.), a Texas limited partnership
(“Holdings”),  us,  World  Waste  Technologies,  Inc.,  a  California  corporation  (“ WWT”  or  “World  Waste”),  Vertex  Merger  Sub,  LLC,  a  California  limited  liability
company  and  our  wholly-owned  subsidiary  (“Merger  Subsidiary ”),  and  Benjamin  P.  Cowart,  our  Chief  Executive  Officer,  as  agent  for  our  shareholders  (as
amended from time to time, the “Merger Agreement”). Effective on April 16, 2009, World Waste merged with and into Merger Subsidiary, with Merger Subsidiary
continuing as the surviving corporation and becoming our wholly-owned subsidiary (the “Merger”). In connection with the Merger, (i) each outstanding share of
World Waste common stock was cancelled and exchanged for 0.10 shares of our common stock; (ii) each outstanding share of World Waste Series A preferred
stock was cancelled and exchanged for 0.4062 shares of our Series A preferred stock; and (iii) each outstanding share of World Waste Series B preferred stock
was cancelled and exchanged for 11.651 shares of our Series A preferred stock.

Additionally,  as  a  result  of  the  Merger,  as  the  successor  entity  of  World  Waste,  we  assumed  World  Waste’s  filing  obligations  with  the  Securities  and
Exchange  Commission  and  our  common  stock  began  trading  on  the  Over-The-Counter  Bulletin  Board  under  the  symbol  “VTNR.OB”  effective  May  4,  2009.
Subsequently, effective February 13, 2013, our common stock began trading on the NASDAQ Capital Market under the symbol “VTNR”. Finally, as a result of the
Merger,  the  common  stock  of  World  Waste  was  effectively  reversed  one  for  ten  (10)  as  a  result  of  the  exchange  ratios  set  forth  in  the  Merger,  and  unless
otherwise noted, the impact of such effective reverse stock split, created by the exchange ratio set forth above, is retroactively reflected throughout this Report.

We  file  annual,  quarterly  and  current  reports,  proxy  statements  and  other  information  with  the  Securities  and  Exchange  Commission  (“ SEC”)  via
EDGAR. Our SEC filings are available free of charge to the public at our website, www.vertexenergy.com, as soon as reasonably practicable after they have been
filed with or furnished to the SEC. Our website includes information which we do not desire to incorporate by reference into this filing.

Material Acquisitions

Effective  as  of  August  31,  2012,  we  acquired  100%  of  the  outstanding  equity  interests  of  Vertex  Acquisition  Sub,  LLC  (“ Acquisition  Sub”),  a  special
purpose entity consisting of substantially all of the assets of Holdings and real-estate properties of B & S Cowart Family L.P. (“B&S LP”  and  the  “Acquisition”).
Prior to closing the Acquisition, Holdings contributed to Acquisition Sub substantially all of its assets and liabilities relating to the business of transporting, storing,
processing and re-refining petroleum products, crudes and used lubricants, including all of the outstanding equity interests in Holdings’ wholly-owned operating
subsidiaries, Cedar Marine Terminals, L.P. (“CMT”); Crossroad Carriers, L.P. (“Crossroad”); Vertex Recovery, L.P. (“ Vertex Recovery”); and H&H Oil, L.P. (“ H&H
Oil”) and B&S LP contributed real estate associated with the operations of H&H Oil.

•

•

•

•

Cedar Marine Terminals, L.P. operates a 19-acre bulk liquid storage facility on the Houston Ship Channel. The terminal serves as a truck-in, barge-out
facility and provides throughput terminal operations. Cedar Marine Terminals is also the site of our proprietary, patented, Thermal Chemical Extraction
Process (“TCEP”) (described below).

Crossroad  Carriers,  L.P .  is  a  third-party  common  carrier  that  provides  transportation  and  logistical  services  for  liquid  petroleum  products,  as  well  as
other hazardous materials and product streams.

Vertex Recovery L.P. is a generator solutions company for the recycling and collection of used oil and oil-related residual materials from large regional
and national customers throughout the U.S. and Canada. It facilitates its services through a network of independent recyclers and franchise collectors.

H&H Oil, L.P . collects and recycles used oil and residual materials from customers based in Austin, Baytown, San Antonio and Corpus Christi, Texas.

Benjamin P. Cowart, our Chief Executive Officer, President, Chairman and largest shareholder directly or indirectly owned a 77% interest in Holdings and

a 100% interest in B&S LP. Additionally, Chris Carlson, our Chief Financial Officer, owned a 10% interest in Holdings.

We had numerous relationships and related-party transactions with Holdings and its subsidiaries prior to closing the Acquisition, including, but not limited

to, our lease of a storage facility, our subletting of office space, and agreements to operate

1

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

the  TCEP  facility  and  to  transport  and  store  feedstock  and  end  products.  The  closing  of  the  Acquisition  eliminated  these  related  party  transactions.  The
description of our operations below reflects the closing of the Acquisition, unless otherwise stated or the discussion requires otherwise.

Effective October 1, 2013, Vertex acquired a 51% interest in E-Source Holdings, LLC (“ E-Source”), a company that leases and operates a facility located
in Houston, Texas, and provides dismantling, demolition, decommission and marine salvage services at industrial facilities throughout the Gulf Coast. E-Source
also owns and operates a fleet of trucks and other vehicles used for shipping and handling equipment and scrap materials. E-Source falls under our Recovery
division, as described below. Effective January 1, 2014, the Company purchased an additional 19% ownership interest in E-Source. On September 4, 2014, the
Company acquired the remaining 30% interest in E-Source and as of such date the Company owns 100% of E-Source.

On May 2, 2014, we completed the Initial Closing (defined below) contemplated under that certain Asset Purchase Agreement entered into on March 17,
2014 (as amended, the “Omega Purchase Agreement”) by and among the Company, Vertex Refining LA, LLC and Vertex Refining NV, LLC (“ Vertex  Refining
Nevada”), both wholly-owned subsidiaries of Vertex Energy Operating, LLC, our wholly-owned subsidiary (“ Vertex Operating”), Louisiana LV OR LLC f/k/a Omega
Refining, LLC (“Omega Refining”),  Bango  Refining  NV,  LLC  (“ Bango  Refining”)  and  Omega  Holdings  Company  LLC  (“ Omega  Holdings”  and  collectively  with
Omega Refining and Bango Refining, “Omega” or the “sellers”).

Pursuant  to  the  Omega  Purchase  Agreement,  we  agreed  to  acquire  certain  of  Omega’s  assets  related  to  (1)  the  operation  of  oil  re-refineries  and,  in
connection therewith, purchasing used lubricating oils and re-refining such oils into processed oils and other products for the distribution, supply and sale to end-
customers and (2) the provision of related products and support services. Specifically, the assets included Omega’s Marrero, Louisiana and Bango, Nevada, re-
refineries (which re-refine approximately 80 million gallons of used motor oil per year). Additionally, the Marrero, Louisiana plant produces vacuum gas oil (VGO)
and the Bango, Nevada plant produces base lubricating oils. Omega also operated Golden State Lubricants Works, LLC (“Golden  State”),  a  strategic  blending
and  storage  facility  located  in  Bakersfield,  California,  which  we  acquired  in  the  acquisition  and  have  since  ceased  operations  at.  In  connection  with  the
acquisition, we also acquired certain of Omega's prepaid assets and inventory.

The acquisition was to close in two separate closings, the first of which relating to the acquisition of Omega Refining (including the Marrero, Louisiana re-
refinery and Omega’s Myrtle Grove complex in Belle Chaise, Louisiana) and ownership of Golden State, as described above (the “Acquired Business”), closed on
May  2,  2014  (the  “Initial  Closing”),  and  the  second  of  which  relating  to  the  acquisition  of  Bango  Refining  and  the  Bango,  Nevada  plant,  was  planned  to  close
thereafter, subject to certain closing conditions being met prior to closing (the “Final Closing”).

The  purchase  price  paid  at  the  Initial  Closing  was  $30,750,000  in  cash,  500,000  shares  of  our  restricted  common  stock  (valued  at  approximately  $4
million) and the assumption of certain capital lease obligations and other liabilities relating to contracts and leases of Omega Refining in connection with the Initial
Closing. We also agreed to provide Omega a loan in the amount of up to approximately $13.8 million (described below).

The required closing date of the Final Closing was extended by the parties until January 31, 2015, provided that such Final Closing failed to occur by
such date, and on February 25, 2015, we provided Omega Refining, Bango Refining, and Omega Holdings, formal notice of the termination of the Company’s
rights to complete the Final Closing, provided that as disclosed below under “Recent Events ” in January 2016, we acquired and then immediately sold the Bango
Plant.

In connection with the Initial Closing, Omega Refining and Bango Refining provided Vertex Refining Nevada a Secured Promissory Note (the “ Omega
Secured Note”) in the aggregate amount of $13,858,067, which was due and payable on March 31, 2015, which was not paid on such date, which is in default
and  which  accrues  interest  at  18%  per  annum  until  paid  in  full.  The  repayment  of  the  Omega  Secured  Note  is  guaranteed  by  Omega  Holdings  pursuant  to  a
Guaranty  Agreement  and  secured  by  a  security  interest  granted  pursuant  to  the  terms  of  the  Omega  Secured  Note  and  a  Leasehold  Deed  of  Trust,  Security
Agreement, Assignment of Leases and Rents and Fixture Filing.

The assets and operations acquired from Omega fall under our Black Oil division, as described below.

On December 5, 2014 (the “Closing”), we closed the transactions contemplated by the October 21, 2014 Asset Purchase Agreement by and among the
Company; Vertex Refining OH, LLC (“Vertex OH”), a wholly-owned subsidiary of Vertex Operating; Vertex Operating and Warren Ohio Holdings Co., LLC, f/k/a
Heartland Group Holdings, LLC (“Heartland”)(as amended, the “Heartland Purchase Agreement”).

In connection with the Closing, we acquired substantially all of the assets of Heartland related to and used in an oil re-refinery and, in connection with the

collecting, aggregating and purchasing of used lubricating oils and the re-refining of such oils

2

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

into  processed  oils  and  other  products  for  the  distribution,  supply  and  sale  to  end-customers,  including  raw  materials,  finished  products  and  work-in-process,
equipment  and  other  fixed  assets,  customer  lists  and  marketing  information,  the  name  ‘Heartland’  and  other  related  trade  names,  Heartland’s  real  property
relating  to  its  used  oil  refining  facility  located  in  Columbus,  Ohio,  used  oil  storage  and  transfer  facilities  located  in  Columbus,  Zanesville  and  Norwalk,  Ohio
(provided that the acquisition of the Norwalk, Ohio location is subject to the terms and conditions of the Second Amendment), and leases related to storage and
transfer  facilities  located  in  Zanesville,  Ohio,  Mount  Sterling,  Kentucky,  and  Ravenswood,  West  Virginia  (collectively,  the  “Heartland  Assets”)  and  assumed
certain liabilities of Heartland associated with certain assumed and acquired agreements (collectively, the “Acquired Business”). The main assets excluded from
the  purchased  assets  pursuant  to  the  Heartland  Purchase  Agreement  were  Heartland’s  cash  and  cash  equivalents,  receivables,  certain  prepaid  expenses,
refunds and related claims, rights to certain tax refunds, certain assets used in the operations of Heartland which are used more than incidentally by Heartland’s
majority equity owner (Warren Distribution, Inc. (“Warren”)) in connection with the operation of its other businesses and certain real property.

The purchase price paid in consideration for the Heartland Assets was the assumption of the assumed liabilities and an aggregate of 2,257,467 shares of
restricted common stock (the “Heartland Shares”), representing a total of 1,189,637 shares valued at $8,276,792, as agreed pursuant to the terms of the original
Heartland Purchase Agreement, 303,957 shares which were due in consideration for the purchase of various inventory of Heartland acquired by the Company at
the  closing  in  connection  with  the  purchase  of  inventory,  valued  at  $792,270,  and  a  total  of  763,873  shares  due  in  consideration  for  the  Reimbursement  of
Operating Losses (described below). A total of 150,000 shares of restricted common stock issued at Closing are being held in escrow and will be used to satisfy
indemnification  claims  (the  “Escrow  Shares”).  An  aggregate  of  an  additional  $200,000  was  owed  to  Heartland  in  connection  with  an  inventory  true-up  after
Closing and as such, we issued Heartland an additional 56,180 shares of restricted common stock ($200,000 divided by $3.56).

Pursuant  to  a  Consulting  Agreement  previously  entered  into  with  Heartland  in  July  2014,  Vertex  Operating  agreed  to  provide  consulting  services  to
Heartland while the parties negotiated the definitive terms of the Heartland Purchase Agreement (the “Consulting Agreement”), and to reimburse Heartland for its
operating losses (on a cash basis net of interest, depreciation, corporate overhead expenses and insurance proceeds received), which totaled $2,716,561 as of
closing (the “Reimbursement for Operating Losses ”).

Heartland also has the right pursuant to the terms of the Heartland Purchase Agreement to earn additional earn-out consideration of up to a maximum of
$8,276,792, based on total EBITDA related to the Heartland Business during the twelve month period beginning on January 1, 2016 (the “Earnout  Period”),  as
follows (as applicable, the “Contingent Payment”):

EBITDA generated during Earnout Period

Contingent Payment Due

Less than $1,650,000

At least $1,650,000

$0

$4,138,396

More than $1,650,000 and less than $3,300,000

Pro-rated between $4,138,396 and $8,276,792

$3,300,000

$8,276,792

Any Contingent Payment due is payable 50% in cash and 50% in shares of the Company’s common stock based on VWAP commencing on the trading
day  immediately  following  the  last  day  of  the  Earnout  Period  and  ending  on  such  tenth  trading  day  thereafter.  Additionally,  the  amount  of  any  Contingent
Payment is reduced by two-thirds of the cumulative total of required capital expenditures incurred at Heartland’s refining facility in Columbus, Ohio, which are
paid or funded by Vertex OH after the closing, not to exceed $866,667, which capital expenditures are estimated to total $1.3 million in aggregate.

Notwithstanding  the  above,  the  maximum  number  of  shares  of  common  stock  to  be  issued  pursuant  to  the  Heartland  Purchase  Agreement  (including
shares sold in connection with certain Subscription Agreements entered into with trusts beneficially owned by our Chief Executive Officer on or around the same
date) cannot (i) exceed 19.9% of the outstanding shares of common stock outstanding on October 21, 2014, (ii) exceed 19.9% of the combined voting power of
the Company on October 21, 2014, or (iii) otherwise exceed such number of shares of common stock that would violate applicable listing rules of the NASDAQ
Stock Market in the event the Company’s stockholders do not approve the issuance of such shares (the “Share Cap”). In the event the number of shares to be
issued exceeds the Share Cap, then Vertex OH is required to instead pay any such additional consideration in cash or obtain the approval of the Company’s
stockholders under applicable rules and requirements of the NASDAQ Capital Market for the additional issuance of shares.

The assets and operations acquired from Heartland fall under our Black Oil division as described below.

3

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Description of Business Activities:

We are an environmental services company that recycles industrial waste streams and off-specification commercial chemical products. Our primary focus
is recycling used motor oil and other petroleum by-products. We are engaged in operations across the entire petroleum recycling value chain including collection,
aggregation, transportation, storage, re-refinement, and sales of aggregated feedstock and re-refined products to end users. We operate in three divisions Black
Oil, Refining and Marketing, and Recovery.

We currently provide our services in 15 states, primarily in the Gulf Coast and Central Midwest regions of the United States. For the rolling twelve month
period ending December 31, 2015, we aggregated approximately 117 million gallons of used motor oil and other petroleum by-product feedstocks and managed
the re-refining of approximately 75 million gallons of used motor oil with our proprietary TCEP, VGO and Base Oil processes.

Our Black Oil division collects and purchases used motor oil directly from third-party generators, aggregates used motor oil from an established network

of local and regional collectors, and sells used motor oil to our customers for use as a feedstock or replacement fuel for industrial burners.

Our  Refining  and  Marketing  division  aggregates  and  manages  the  re-refinement  of  used  motor  oil  and  other  petroleum  by-products  and  sells  the  re-
refined  products  to  end  customers. We  operate  a  refining  facility  that  uses  our  proprietary  TCEP  and  we  also  utilize  third-party  processing  facilities. We  also
acquired  our  Marrero,  Louisiana  facility,  which  facility  re-refines  used  motor  oil  and  also  produces  vacuum  gas  oil  ("VGO,")  and  our  Myrtle  Grove  re-refining
complex in Belle Chasse, Louisiana in May 2014. At the same time we acquired Golden State Lubricant Works, LLC ("Golden State"), a blending and storage
facility in Bakersfield, California which we have ceased operating as of the date of this report.

Our Recovery division includes a generator solutions company for the proper recovery and management of hydrocarbon streams as well as a company
named  E-Source.  E-Source  provides  dismantling,  demolition,  decommission  and  marine  salvage  services  at  industrial  facilities  throughout  the  Gulf  Coast. E-
Source also owns and operates a fleet of trucks and other vehicles that are used for shipping and handling equipment and scrap materials.

Black Oil Division

Our Black Oil division is engaged in operations across the entire used motor oil recycling value chain including collection, aggregation, transportation,
storage, refinement, and sales of aggregated feedstock and re-refined products to end users. We collect and purchase used oil directly from generators such as
oil change service stations, automotive repair shops, manufacturing facilities, petroleum refineries, and petrochemical manufacturing operations. We own a fleet
of  26  collection  vehicles,  which  routinely  visit  generators  to  collect  and  purchase  used  motor  oil.  We  also  aggregate  used  oil  from  a  diverse  network  of
approximately 50 suppliers who operate similar collection businesses to ours.

We manage the logistics of transport, storage and delivery of used oil to our customers. We own a fleet of 15 transportation trucks and more than 150
aboveground storage tanks with over 7.3 million gallons of storage capacity. These assets are used by both the Black Oil division and the Refining and Marketing
division. In addition, we also utilize third parties for the transportation and storage of used oil feedstocks. Typically, we sell used oil to our customers in bulk to
ensure  efficient  delivery  by  truck,  rail,  or  barge.  In  many  cases,  we  have  contractual  purchase  and  sale  agreements  with  our  suppliers  and  customers,
respectively.  We  believe  these  contracts  are  beneficial  to  all  parties  involved  because  it  ensures  that  a  minimum  volume  is  purchased  from  collectors  and
generators, a minimum volume is sold to our customers, and we are able to minimize our inventory risk by a spread between the costs to acquire used oil and the
revenues received from the sale and delivery of used oil. We also use our proprietary TCEP technology to re-refine used oil into marine fuel cutterstock and a
higher-value feedstock for further processing. In addition, at our Marrero facility we produce a Vacuum Gas Oil (VGO) product that is sold to refineries as well as
to the marine fuels market. At our Columbus, Ohio facility (Heartland Petroleum) we produce a base oil product that is sold to lubricant packagers and distributors.

Refining and Marketing Division

Our Refining and Marketing division is engaged in the aggregation of feedstock, re-refining it into higher value end products, and selling these products
to our customers, as well as related transportation and storage activities. We aggregate a diverse mix of feedstocks including used motor oil, petroleum distillates,
transmix and other off-specification chemical products. These feedstock streams are purchased from pipeline operators, refineries, chemical processing facilities
and  third-party  providers,  and  are  also  transferred  from  our  Black  Oil  division.  We  have  a  toll-based  processing  agreement  in  place  with  KMTEX  to  re-refine
feedstock streams, under our direction, into various end products that we specify. KMTEX uses industry standard processing

4

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

technologies  to  re-refine  our  feedstocks  into  pygas,  gasoline  blendstock  and  marine  fuel  cutterstock.  We  sell  all  of  our  re-refined  products  directly  to  end-
customers or to processing facilities for further refinement.

Recovery Division

The Recovery division is a generator solutions company for the proper recovery and management of hydrocarbon streams. The Recovery division also
provides industrial dismantling, demolition, decommissioning, investment recovery and marine salvage services in industrial facilities. The Company (through this
division) owns and operates a fleet of eight trucks and heavy equipment used for processing, shipping and handling of reusable process equipment and other
scrap commodities.

Biomass Renewable Energy

We  are  also  continuing  to  work  on  joint  development  commercial  projects  which  focus  on  the  separation  of  municipal  solid  waste  into  feedstocks  for
energy production. We are very selective in choosing opportunities that we believe will result in value for our shareholders. We can provide no assurance that
the ongoing venture will successfully bring any projects to a point of financing or successful construction and operation.

Thermal Chemical Extraction Process

We own the intellectual property for our patented TCEP. TCEP is a technology which utilizes thermal and chemical dynamics to extract impurities from
used oil which increases the value of the feedstock. We intend to continue to develop our TCEP technology and design with the goal of producing additional re-
refined products, including lubricating base oil.

TCEP differs from conventional re-refining technologies, such as vacuum distillation and hydrotreatment, by relying more heavily on chemical processes
to remove impurities rather than temperature and pressure. Therefore, the capital requirements to build a TCEP plant are typically much less than a traditional re-
refinery because large feed heaters, vacuum distillation columns, and a hydrotreating unit are not required. The end product currently produced by TCEP is used
as fuel oil cutterstock. Conventional re-refineries produce lubricating base oils or product grades slightly lower than base oil that can be used as industrial fuels or
transportation fuel blendstocks.

We  currently  estimate  the  cost  to  construct  a  new,  fully-functional,  commercial  facility  using  our  TCEP  technology,  with  annual  processing  capacity  of
between 25 and 50 million gallons at another location would be approximately $10 - $15 million, which could fluctuate based on throughput capacity. The facility
infrastructure would require additional capitalized expenditures which would depend on the location and site specifics of the facility.

Our Industry

The used oil recycling industry is comprised of multiple participants including generators, collectors, aggregators, processors, and end users. Generators
are entities that generate used oil through their daily operations such as automotive businesses conducting oil changes on consumer and commercial vehicles
and industrial users changing lubricants on machinery and heavy equipment. Collectors are typically local businesses that purchase used oil from generators and
provide on-site collection services. The collection market is highly fragmented and we believe there are more than 400 used oil collectors in the United States.
Aggregators  are  specialized  businesses  that  purchase  used  oil  and  petroleum  by-products  from  multiple  collectors  and  sell  and  deliver  it  as  feedstock  to
processors.  Processors,  or  re-refineries,  utilize  a  processing  technology  to  convert  the  used  oil  or  petroleum  by-product  into  a  higher-value  feedstock  or  end-
product. Used oil is any oil that has been refined from crude oil or any synthetic oil that has been used and, as a result of such use, is contaminated by physical
or chemical impurities. Physical impurities could include contamination by metal shavings, sawdust, or dirt. Chemical impurities could include contamination by
water or benzene, or degradation of lubricating additives.

Conventional re-refineries typically employ vacuum distillation and hydrotreating processes to transform used oil into various grades of base oil. Vacuum
distillation  is  a  process  that  removes  emulsified  contaminated  water  and  separates  used  oil  into  vacuum  gas  oil  and  light  fuels.  The  vacuum  gas  oil  is  then
hydrotreated  to  produce  lubricating  base  oil.  Hydrotreating  is  a  process  which  combines  chemical  catalysts,  heat,  and  pressure  to  remove  impurities  such  as
sulfur,  chlorine,  and  oxygen  and  to  stabilize  the  end  product.  A  re-refined  lubricating  base  oil  is  of  equal  quality  and  will  last  as  long  as  a  virgin  base  oil.  In
addition, other re-refining processes transform used oil into product grades slightly lower than base oil. These products, along with vacuum gas oil and the end
product produced by TCEP, are commonly referred to as intermediate products and are used as industrial fuels or transportation fuel blendstocks.

5

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The petroleum by-products industry is driven by the financial and environmental benefits of recycling, as well as by the amount of petroleum by-product
generated each year. Used oil is usually recovered and recycled in one of two ways: (i) by burning it as an industrial fuel; or (ii) by re-refining it into higher value
end  products,  such  as  lubricating  base  oils,  fuel  oil  cutterstock,  or  transportation  fuels  (pursuant  to  the  U.S.  Department  of  Energy,  July  2006  Report  entitled
“Used Oil Re-refining Study to Address Energy Policy Act of 2005 Section 1838 ”).  The  market  value  of  recycled  oil  is  based,  in  large  part,  on  its  end  use.  In
general, the market price for used motor oil that is burned as an industrial fuel is driven by the cost of competing fuels, including natural gas, while the market
value of re-refined used motor oil is driven by competing petroleum products. The extent to which the financial benefits of recycling used oil are realized is driven
by operating efficiency in aggregating, storing and transporting used oil supply; the extent to which the used oil is re-refined; and the price spread between natural
gas and crude oil.

In  the  U.S.,  we  believe  that  of  the  approximately  1.3  billion  gallons  of  used  oil  generated  annually  approximately  200  million  gallons  are  improperly
disposed, 200 - 250 million gallons are re-refined into lubricating base oils, 150 - 200 million gallons are re-refined into intermediate products with grades slightly
lower than base oil, and 650 - 750 million gallons are burned as an industrial fuel source. We believe that the amount of used oil being re-refined into base oils
and intermediate products in the U.S. will stay basically unchanged in 2016 as no additional re-refining capacity is scheduled to come on-line. As of the date of
this  Report,  the  approximate  market  price  for  used  oil  at  the  generator  level  is  approximately  $0.25  per  gallon  charge,  the  approximate  market  price  of
intermediate re-refined products ranges from $.75 to $1.10 per gallon, and the approximate price for lubricating base oil ranges from $1.20 to $1.40 per gallon,
representing a U.S. market size of approximately $1.0 - $1.5 billion for recycled oil.

As  with  the  financial  benefits  of  recycling  used  oil,  the  environmental  benefits  are  also  driven  by  its  end  use.  Environmental  regulations  prohibit  the
disposal of used oil in sewers or landfills because used motor oil is insoluble and contains heavy metals and other contaminants that make it detrimental to the
environment  if  improperly  disposed;  one  gallon  of  used  oil  can  contaminate  up  to  1  million  gallons  of  fresh  drinking  water.  Additionally,  according  to  the
Environmental  Protection  Agency,  it  takes  42  gallons  of  crude  oil,  but  only  1  gallon  of  used  oil,  to  produce  2.5  quarts  of  new,  high-quality  lubricating  oil.
Compared  to  burning  used  oil  as  an  industrial  fuel,  re-refined  oil  significantly  reduces  the  amount  of  toxic  heavy  metals  and  greenhouse  gases  and  other
pollutants  introduced  into  the  environment.  In  addition,  the  use  of  re-refined  motor  oil  conserves  petroleum  that  would  have  otherwise  been  refined  into  virgin
base stock oil.

We believe that the used oil recycling market has significant growth potential through increasing the percentage of recycled oil that is re-refined rather
than burned as a low cost industrial fuel. We believe that the financial and environmental benefits of re-refining used oil combined with consumer and commercial
demand  for  high-quality,  environmentally  responsible  products  will  drive  growth  in  demand  for  re-refined  oil  and  re-refining  capacity  in  the  United  States.
Furthermore, we believe that increasing consumer and industrial awareness of the environmental impact of improperly disposing used oil may drive additional
market growth as approximately 200 million gallons of used oil generated each year are improperly disposed rather than recycled.

Used motor oil is burned by various users such as asphalt companies, paper mills and industrial facilities as an alternative to their base fuels, to offset
operational costs. Therefore, the commercial price of used oil is typically slightly less than the base fuels for the burners. Similarly, re-refined oil is used as a
substitute for various virgin petroleum-based products with pricing driven by the market price of crude oil. Since there is not an active marketplace for used and
re-refined oil prices, we use the prices of natural gas and crude as benchmarks in our industry. Typically, the spread between crude and natural gas prices is an
accurate proxy for the potential incremental value of re-refining used oil.

Our Competitive Strengths

Large, Diversified Feedstock Supply Network.

We obtain our feedstock supply through a combination of direct collection activities and purchases from third-party suppliers. We believe our balanced
direct and indirect approach to obtaining feedstock is highly advantageous because it enables us to maximize total supply and reduce our reliance on any single
supplier and the risk of not fulfilling our minimum feedstock sale quotas. We collect feedstock directly from over 4,500 generators including oil change service
stations, automotive repair shops, manufacturing facilities, petroleum refineries and petrochemical manufacturing operations, as well as brokers. We aggregate
used oil from a diverse network of approximately 50 suppliers who operate similar collection businesses to ours.

Strategic Relationships.

We  have  established  relationships  with  key  feedstock  suppliers,  storage  and  transportation  providers,  oil  re-refineries,  and  end-user  customers.  We

believe our relationships with these parties are strong, in part due to our high level of customer service,

6

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

competitive  prices,  and  our  ability  to  contract  (for  purchase  or  sale)  long-term,  minimum  monthly  feedstock  commitments.  We  believe  that  our  strategic
relationships could lead to contract extensions and expanded feedstock supply or purchase agreements.

Proprietary Technology.

Our  proprietary  TCEP  technology  produces  a  fuel  oil  cutterstock  for  the  fuel  oil  market  or  a  refining  feedstock.  We  are  able  to  build  TCEP  re-refining
facilities  at  a  significantly  lower  cost  than  conventional  re-refineries.  We  estimate  the  cost  to  build  a  TCEP  plant  with  capacity  of  up  to  50  million  gallons  at
approximately  $10  -  $15  million,  whereas  a  similar  sized  base  oil  plant  with  vacuum  distillation  towers  and  a  hydrotreater  can  cost  in  excess  of  $50  million.
Notwithstanding the lower cost of TCEP plants, with oil at its current prices, we do not believe that it makes economic sense to operate (or expand) our TCEP
technology due to the fixed operating costs involved.

Logistics Capabilities. 

We  have  extensive  expertise  and  experience  managing  and  operating  feedstock  supply  chain  logistics  and  multimodal  transportation  services  for
customers who purchase our feedstock or higher-value, re-refined products. We believe that our scale, infrastructure, expertise, and contracts enable us to cost
effectively transport product and consistently meet our customers’ volume, quality and delivery schedule requirements.

Scale of Operations.

We believe that the size and scale of our operations is a significant competitive advantage when competing for new business and maintaining existing
customer relationships. Price is one of the main competitive factors in the feedstock collection industry and because we are able to effectively leverage our fixed
operating  costs  and  economies  of  scale,  we  believe  that  our  prices  are  competitive.  Through  our  network  of  suppliers  and  customers,  we  aggregate  a  large
amount of feedstock, which enables us to enter into minimum purchase and sale contracts as well as accept large volume orders year-round. We believe this is a
competitive advantage because it minimizes our suppliers’ inventory risk and ensures our customers’ minimum order volumes are satisfied. In addition, we believe
our end customers prefer to work with an exclusive supplier rather than manage multiple customer relationships.

Diversified End Product Sales.

We believe that the diversity of the products we sell reduces our overall risk and exposure to price fluctuations. Prices for petroleum based products can
be impacted significantly by supply and demand fluctuations which are not correlated with general commodity price changes. For instance, in a rising commodity
price environment with a significant over-supply of base oil, the price of base oil may fall precipitously while the price of gasoline increases. We offer a diversified
product  mix  consisting  of  used  motor  oil,  fuel  oil,  pygas,  and  gasoline  blendstock.  We  can  also  control  our  mix  of  end  products  by  choosing  to  either  resell
collected feedstock or re-refine it into a higher-value product.

Management Team.

We are led by a management team with expertise in petroleum recycling, finance, operations, and re-refinement technology. Each member of our senior

management team has more than 15 years of industry experience. We believe the strength of our management team will help our success in the marketplace.

Our Business Strategy

The principal elements of our strategy include:

Pursue Strategic Acquisitions and Partnerships

 We plan to grow market share by consolidating feedstock supply through partnering with or acquiring collection and aggregation assets. Our executive
team  has  a  proven  ability  to  evaluate  resource  potential  and  identify  acquisition  targets.  The  acquisitions  and/or  partnerships  could  increase  our  revenue  and
provide  better  control  over  the  quality  and  quantity  of  feedstock  available  for  resale  and/or  upgrading  as  well  as  providing  additional  locations  for  the
implementation of TCEP. We also intend to diversify our revenue by acquiring complementary recycling service businesses, refining assets and technologies, and
other  vertically  integrated  businesses  or  assets.  We  believe  we  can  realize  synergies  on  acquisitions  by  leveraging  our  customer  and  vendor  relationships,
infrastructure, and personnel, and by eliminating duplicative overhead costs.

7

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Expand Feedstock Supply Volume

We intend to expand our feedstock supply volume by growing our collection and aggregation operations. We plan to increase the volume of feedstock we
collect  directly  by  developing  new  relationships  with  generators  and  working  to  displace  incumbent  collectors;  increasing  the  number  of  collection  personnel,
vehicles, equipment, and geographical areas we serve; and acquiring collectors in new or existing territories. We intend to increase the volume of feedstock we
aggregate from third-party collectors by expanding our existing relationships and developing new vendor relationships. We believe that our ability to acquire large
feedstock  volumes  will  help  to  cultivate  new  vendor  relationships  because  collectors  often  prefer  to  work  with  a  single,  reliable  customer  rather  than  manage
multiple relationships and the uncertainty of excess inventory.

Broaden Existing Customer Relationships and Secure New Large Accounts

We intend to broaden our existing customer relationships by increasing sales of used motor oil and re-refined products to these accounts. In some cases,
we may also seek to serve as our customers’ primary or exclusive supplier. We also believe that as we increase our supply of feedstock and re-refined products
we will have the opportunity to secure larger customer accounts that require a partner who can consistently deliver high volumes.

Re-Refine Higher Value End Products

We intend to develop, lease, or acquire technologies to re-refine our feedstock supply into higher value end products, including assets or technologies
which  complement  TCEP. Currently,  we  are  using  TCEP  to  re-refine  used  oil  feedstock  into  cutter  stock  for  use  in  the  marine  fuel  market.  We  hope  that
continued improvements to our TCEP technology and investments in additional technologies will enable us to upgrade feedstock into higher value end products,
such as fuels and lubricating base oil that command higher market prices than the current re-refined products we produce.

Products and Services

We generate substantially all of our revenue from the sale of five product categories. All of these products are commodities that are subject to various

degrees of product quality and performance specifications.

Used Motor Oil

Used motor oil is a petroleum-based or synthetic lubricant that contains impurities such as dirt, sand, water, and chemicals.

Fuel Oil

Fuel Oil is a distillate fuel which is typically blended with lower quality fuel oils. The distillation of used oil and other petroleum by-products creates a fuel

with low viscosity, as well as low sulfur, ash, and heavy metal content, making it an ideal blending agent.

Pygas

Pygas,  or  pyrolysis  gasoline,  is  a  product  that  can  be  blended  with  gasoline  as  an  octane  booster  or  that  can  be  distilled  and  separated  into  its

components, including benzene and other hydrocarbons.

Gasoline Blendstock

Naphthas  and  various  distillate  products  used  for  blending  or  compounding  into  finished  motor  gasoline.  These  components  can  include  reformulated

gasoline blendstock for oxygenate blending (RBOB) but exclude oxygenates (alcohols and ethers), butane, and pentanes plus.

Base Oil

An oil to which other oils or substances are added to produce a lubricant. Typically the main substance in lubricants, base oils are refined from crude oil.

8

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Suppliers

We conduct business with a number of used oil generators, as well as a large network of suppliers that collect used oil from used oil generators. In our
capacity as a collector of used oil, we purchase feedstock from approximately 4,500 businesses, such as oil change service stations, automotive repair shops,
manufacturing facilities, petroleum refineries, and petrochemical manufacturing operations, which generate used oil through their operations.

In our capacity as a broker of used oil, we work with approximately 50 suppliers that collect used oil from businesses such as those mentioned above.

Customers

The Black Oil division sells used oil, VGO, base oil and other petroleum feedstocks to numerous customers in the Gulf Coast and Midwest regions of the
United States. The primary customers of its products are packagers, distributers, blenders and industrial burners, as described above as well as re-refiners of the
feedstock. The Black Oil division is party to various feedstock sale agreements whereby we sell used oil feedstock to third parties. The agreements provide for us
to sell certain minimum gallons of used oil feedstock per month at a price per barrel equal to our direct costs, plus certain commissions, based on the quality and
quantity of the used oil we supply.

The  Recovery  division  does  not  rely  solely  on  contracts,  but  mainly  on  the  spot  market  as  well  as  a  strategic  network  of  customers  and  vendors  to
support the purchase and sale of its products which are commodities. It also relies on project based work which it bids on from time to time of which there is no
guarantee  or  assurance  of  repeat  business.  The  E-Source  business  which  is  part  of  the  Recovery  division  relies  heavily  on  numerous  Master  Service
Agreements which it has in place with large facilities, such as power plants, petroleum refineries and major industrial clients.

KMTEX Tolling Agreement

On or around April 17, 2013, and effective June 1, 2012, we entered into a new Tolling Agreement with KMTEX, Ltd. (“ KMTEX” and the agreement as
amended to date, the “Tolling Agreement”). The Company was previously party to a tolling agreement with KMTEX which expired pursuant to its terms on June
30, 2010, provided that the parties had continued to operate under the terms of the expired agreement until their entry into the April 2013 Tolling Agreement.

Pursuant to the Tolling Agreement, KMTEX agreed to process feedstock of certain petroleum distillates, which we provide to KMTEX, into more valuable
feedstocks,  including  pygas,  gasoline  blend  stock  and  MDO/cutter  stock.  The  Tolling  Agreement  had  an  expiration  date  of  June  30,  2014  (the  “Initial  Term”),
provided  that  if  not  terminated  by  either  party  by  written  notice  to  the  other,  received  within  ninety  (90)  days  prior  to  the  expiration  of  the  Initial  Term  (or  any
Extension Term, defined below), the agreement automatically renews for a successive one (1) year period (an “Extension Term”), and as no party provided the
other notice of non-renewal, the agreement automatically renewed for an additional one (1) year from June 30, 2014 to June 30, 2015. The Tolling Agreement
can be automatically extended for up to five (5) more Extension Terms. However, either party can terminate the Tolling Agreement at any time with ninety (90)
days prior written notice for any reason and with thirty (30) days written notice upon the occurrence of certain material termination events as described in greater
detail in the agreement. In connection with and pursuant to the Tolling Agreement, we pay KMTEX certain monthly tank rental fees, truck and rail car fees, and
processing  fees  based  on  the  weight  of  the  material  processed  by  KMTEX,  as  well  as  certain  disposal  fees  and  other  fees.  Each  year  of  the  agreement,
beginning on the 12 month anniversary of the effective date, the parties agreed to review and increase the fees provided for in the agreement in accordance with
among other things, various consumer price index benchmarks, as mutually agreed.

The Tolling Agreement also provides that, for materials delivered to KMTEX by rail, barge, drum, or truck, KMTEX is required to obtain the Bill of Lading
and  Material  Safety  Data  Sheet  that  accompany  such  materials  and  not  accept  any  materials  not  accompanied  by  a  Uniform  Hazardous  Waste  Manifest
(promulgated by the Environmental Protection Agency or other Federal or State Government). The Company is also required to indemnify KMTEX against the
acceptance of any material later classified as a hazardous waste. The agreement requires KMTEX to be responsible for all leaks, spills, discharges and releases
which occur in connection with the performance of the agreement, except due to the Company’s gross negligence. Finally, the agreement requires each party to
indemnify the other against any liability as a result of death or bodily injury to any person, destruction or damage to property, contamination of, adverse effects
on, or imminent or substantial endangerment of, or release or threat of release into the environment, or any threatened or actual release of hazardous substance,
or  any  violation  or  alleged  violation  of  or  liability  under  any  governmental  laws,  regulations,  rules  or  orders  to  the  extent  caused  by,  arising  out  of  or  in  any
manner  connected  with  such  indemnifying  party’s  negligent  acts,  omissions,  breaches  of  the  agreement  or  failure  to  comply  with  applicable  laws  in  the
performance thereof, subject to certain exclusions described in the agreement.

9

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

In November 2013 and effective November 1, 2013, we entered into a First Amendment to Processing Agreement with KMTEX LLC (previously KMTEX
Ltd.,  hereafter  “KMTEX”),  which  amended  the  Tolling  Agreement.  The  amendment  formally  extended  the  date  of  the  initial  term  of  the  Tolling  Agreement  to
December 31, 2015, provided that if not terminated by either party by written notice to the other, received within ninety (90) days prior to the expiration of the
initial term, as amended (or any Extension Term, defined below), the agreement automatically renews for a successive one (1) year period (an “Extension Term”).
The Tolling Agreement can be automatically extended for up to six (6) Extension Terms from the end of the extended initial term. The amendment also updated
the pricing terms of the original agreement and required us to make certain capital expenditures at the KMTEX facility which have been made to date.

On December 3, 2015, and effective January 1, 2016, we entered into a Second Amendment to Processing Agreement with KMTEX. The amendment
formally extended the date of the initial term of the Tolling Agreement to December 31, 2016, provided that if not terminated by either party by written notice to
the  other,  received  within  ninety  (90)  days  prior  to  the  expiration  of  the  initial  term,  as  amended  (or  any  Extension  Term,  defined  below),  the  agreement
automatically  renews  for  a  successive  one  (1)  year  period  (an  “Extension  Term”).  The  Tolling  Agreement  can  be  automatically  extended  for  up  to  six  (6)
Extension Terms from the end of the extended initial term. The amendment also updated the pricing terms of the agreement.

Competition

The industrial waste and brokerage of petroleum products industries are highly competitive. There are numerous small to mid-size firms that are engaged
in the collection, transportation, treatment and brokerage of virgin and used petroleum products. Competitors include, but are not limited to: Safety-Kleen, Inc.,
Rio  Energy,  Inc.  Heritage-Crystal  Clean,  Inc.,  and  FCC  Environmental  (formerly  Siemens  Hydrocarbon  Recovery  Services),  Thermo  Fluids  Inc.,  and  Flex  Oil
Service,  LLC.  These  competitors  actively  seek  to  purchase  feedstock  from  local,  regional  and  industrial  collectors,  refineries,  pipelines  and  other  sources.
Competition for these feedstocks may result in increasing prices to obtain used motor oil and transmix feedstocks critical to the success of our business. In order
to remain competitive, we must control costs and maintain strong relationships with our feedstock suppliers. Our network of generators and collectors minimizes
our reliance on any single supplier. A portion of the sales of the collected and aggregated used motor oil product are based on supply contracts (as described
above)  which  include  a  range  of  prices  which  change  based  on  feedstock  quality  specifications  and  volumes.  This  pricing  structure  helps  to  insulate  us  from
inventory risk by ensuring a spread between costs to acquire used motor oil feedstock and the revenues received for delivery of the feedstock. We believe that
price and service are the main competitive factors in the used motor oil collection industry. We believe that our ability to accept and transport large volumes of oil
year round gives us an advantage over many of our competitors. In addition, we believe that our storage capacity and ability to process the streams of products
we receive as well as our ability to transport the end product by barge, rail and truck provide further advantages over many of our competitors.

Employees

We and our wholly and majority owned subsidiaries have 205 full-time employees. We believe that our relations with our employees are good.

Seasonality

The industrial hydrocarbon recovery business is seasonal to the extent that it is dependent on streams from seasonal industries. For example, asphalt
plants burn recycled waste oil in their process, placing pricing and supply availability constraints on the industry during the good weather construction and road
building  seasons.  In  our  current  markets,  road  paving  typically  occurs  from  late  spring  to  early  fall.  Therefore,  it  is  somewhat  easier  to  procure  certain  waste
streams during winter months when competition for used motor oil feedstock is historically not as strong. Currently we are seeing increased demand for used
motor oil feedstocks throughout the year due to the addition of re-refining technologies in the marketplace. 

Regulation

We  operate  in  a  highly  regulated  and  competitive  environment  that  is  subject  to  change,  particularly  in  the  area  of  environmental  compliance.  Our

operations are regulated by federal, state, county and, in some jurisdictions, city regulations.

Additionally, the U.S. Departments of Transportation, Coast Guard and Homeland Security as well as various federal, state, local and foreign agencies
exercise broad powers over our transportation operations, generally governing such activities as authorization to engage in motor carrier operations, safety and
permits  to  conduct  transportation  business.  We  may  also  become  subject  to  new  or  more  restrictive  regulations  that  the  Departments  of  Transportation  and
Homeland Security, the Occupational Safety and Health Administration, the Environmental Protection Agency or other authorities impose, including regulations
relating to engine exhaust emissions, the hours of service that our drivers may provide in any one time period, security and other matters.

10

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Our compliance challenges arise from various legislative and regulatory bodies influenced by political, environmental, health and safety concerns.

For example, changes in federal regulations relating to the use of methyl tertiary butyl ether and new sulfur limitations for product shipped in domestic
pipelines resulted in tightened specifications of gasoline blendstock that we were refining, causing a corresponding decrease in revenue and gross margin growth
during 2006, as compared to prior years. This change in regulation, as well as other emission-related regulations, had a material impact on the entire petroleum
industry,  and  we  adapted  and  managed  our  operations  by  finding  materials  better  suited  to  comply  with  these  regulations.  As  such,  it  is  possible  that  future
changes in federal regulations could have a material adverse effect on our results from operations.

We must also obtain and maintain a range of federal, state and local permits for our various logistical needs as well as our planned industrial processes.

Inflation and Commodity Price Risk

To date, our business has not been significantly affected by inflation. We purchase petroleum and petroleum by-products for consolidation and delivery,
as  well  as  for  our  own  refining  operations.  By  virtue  of  constant  changes  in  the  market  value  of  petroleum  products,  we  are  exposed  to  fluctuations  in  both
revenues and expenses. We do not currently engage in an active hedging program, as the inventory/finished product turnover occurs within approximately four to
six  weeks,  thereby  limiting  the  timeline  of  potential  exposure.  The  purchase  of  our  used  motor  oil  feedstock  tends  to  track  with  natural  gas  pricing  due  to  the
market’s  typical  practice  of  substituting  used  motor  oil  for  natural  gas  as  a  fuel  source  for  various  industrial  processes.  On  the  other  hand,  the  prices  of  the
products  that  may  in  the  future  be  generated  through  the  re-refining  processes  that  we  hope  to  develop  are  expected  to  track  with  market  pricing  for  marine
diesel and vacuum-gas oil. The recent drop in oil prices has decreased the spread between the price of used motor oil, feedstock and re-refining end-products.

Recent Events

Purchase and Sale Agreement, Churchill County, Nevada Plant

On January 28, 2016, we entered into an Asset Purchase Agreement (the “ Sale  Agreement”)  with  Vertex  Operating  and  its  wholly-owned  subsidiary,
Vertex Refining Nevada, Bango Oil, LLC (“Bango Oil”)(provided that Bango Oil did not become a party to the agreement until we exercised the Purchase Option,
described below) and Safety-Kleen Systems, Inc. (“Safety-Kleen”).

Pursuant to the Sale Agreement, which closed on January 29, 2016, we (through Bango Oil after we acquired Bango Oil as described below pursuant to
our exercise of the Purchase Option) sold Safety-Kleen the used oil re-refining plant located on approximately 40 acres in Churchill County, Nevada (the “Bango
Plant”),  which  we  previously  rented,  and  all  equipment,  tools  and  other  tangible  personal  property  located  at  the  Bango  Plant,  which  relate  to  or  are  used  in
connection with the operations of the Bango Plant (collectively, the “Bango Assets”). Safety-Kleen assumed certain liabilities associated with contracts assumed
in the purchase and related to bringing the Bango Plant back into operational status. The aggregate purchase price for the Bango Assets was $35 million, subject
to  adjustment  as  described  in  the  Sale  Agreement  for  certain  taxes,  costs  and  expenses  incurred  by  Safety-Kleen  after  closing.  A  total  of  $1.3  million  of  the
purchase price was used by us in order to exercise the options we had pursuant to two Lease and Purchase Agreements (the “Equipment  Leases”)  we  were
party to, which provided for the use of a rail facility and related equipment and a pre-fabricated metal building located at the Fallon, Nevada, facility, and which
provided us (through Vertex Refining Nevada) the right to acquire the applicable property/equipment subject to each Equipment Lease at any time prior to the
expiration of the leases for $914,000 and $400,000, respectively. Additionally, $100,000 of the purchase price was retained by Safety-Kleen to acquire certain
water rights necessary for operation of the Bango Plant. Finally, a required closing condition of the Sale Agreement was that we use a portion of the purchase
price to exercise the purchase option set forth in that certain Lease With Option For Membership Interest Purchase (the “Bango Lease”) entered into on April 30,
2015, by and between us, Vertex Refining Nevada and Bango Oil, whereby, we had the option at any time during the term of the lease to purchase all of the
equity interests of Bango Oil (the “Purchase Option”), effectively acquiring ownership of the Bango Plant. The Purchase Option was exercised by us on January
29, 2016 in connection with the closing of the Sale Agreement, at which time Bango Oil became a wholly-owned subsidiary of Vertex Refining Nevada, and we
paid  approximately  $9  million  of  consideration  to  Bango  Oil  in  connection  with  the  Purchase  Option  as  described  in  greater  detail  below  under  “Membership
Interest Purchase Agreement”. The terms of the Bango Lease and Equipment Leases are described in greater detail in the Current Report on Form 8-K filed by
the  Company  with  the  Securities  and  Exchange  Commission  on  May  5,  2015.  Additionally,  an  aggregate  of  $16  million  of  the  purchase  price  paid  by  Safety-
Kleen in connection with the Sale Agreement was required to be paid by us to our senior lender, Goldman Sachs Bank USA, at closing, which amount was paid
at  closing,  and  which  funds  were  used  to  pay  down  amounts  owed  to  Goldman  Sachs  Bank  USA  under  our  Credit  Agreement,  as  described  in  greater  detail
below under “Amended and Restated Credit and Guaranty Agreement ”.

11

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Additionally,  at  the  closing,  we  placed  $1.5  million  in  cash  and  $1  million  worth  of  our  common  stock  (1,101,928  shares)  into  escrow  with  50%  of  the
shares to be released 12 months following the closing and such cash and the remainder of the shares held in escrow to be released 18 months after the closing,
in order to satisfy any indemnification claims made by Safety-Kleen pursuant to the terms of the Sale Agreement. On June 30 and December 31 of each year that
any of our shares of common stock are in escrow, in the event the value of the shares held in escrow is less than $1 million, based on the then market price of
our common stock, we are required to increase the number of shares of common stock held in escrow to total $1 million in aggregate value.

The Sale Agreement includes standard indemnification obligations of the parties, subject to certain caps on indemnification and deductibles. The closing
of the transactions contemplated by the Sale Agreement was subject to usual and customary closing conditions, including requiring that we and Safety-Kleen
enter into a Swap Agreement and Base Oil Agreement (each as described in greater detail below), all of which were satisfied prior to or at closing.

The  Sale  Agreement  includes  a  provision  preventing  us  from  directly  or  indirectly,  hiring  or  soliciting  any  person  who  is  or  was  employed  in  the
operations conducted at the Bango Plant for a period of five (5) years after the closing, except pursuant to a general solicitation which is not directed specifically
to any such employees; provided, that nothing prohibits the Company from hiring (i) any employee whose employment has been terminated by Safety-Kleen or
(ii) after 180 days from the date of termination of employment, any employee whose employment has been terminated by the employee.

Houlihan Lokey acted as exclusive financial advisor to the Company in connection with the transaction.

The Company received net cash of approximately $17.3 million in connection with the transactions contemplated by the Sale Agreement, after deducting
legal, administrative and banker fees; amounts paid in connection with the exercise of the Purchase Option; cash amounts set aside in escrow; and the purchase
price of the equipment related to the Bango Plant as described above, of which $16 million was immediately paid to the Lender (defined below under “Amended
and  Restated  Credit  and  Guaranty  Agreement”)  to  pay  down  amounts  owed  to  Lender  under  the  Credit  Agreement  (defined  below  under  “ Amended  and
Restated Credit and Guaranty Agreement”).

Swap Agreement and Base Oil Agreement

A  required  condition  to  closing  the  transactions  contemplated  by  the  Sale  Agreement  was  that  we  (through  Vertex  Operating)  and  Safety-Kleen  enter
into a Swap Agreement (the “Swap Agreement”), which was entered into on January 29, 2016. The Swap Agreement has a term of five years, beginning when
the  Bango  Plant  is  operational,  and  automatically  renews  for  additional  one  year  terms  thereafter  unless  either  party  provides  the  other  90  days  prior  written
notice of their intention not to renew prior to any automatic extension. Pursuant to the Swap Agreement, we and Safety-Kleen agreed to swap certain quantities
of  used  oil  feedstock  (the  agreement  includes  monthly  maximums,  quarterly  minimums  and  maximums,  and  annual  maximums  of  used  oil  feedstock  volume
required to be ‘swapped’) between the Bango Plant (which will then be owned and operated by Safety-Kleen) and our Marrero, Louisiana plant and/or the Cedar
Marine Terminal in Baytown, Texas, on a monthly, quarterly and annual basis, with any shortfall in the amount of used oil feedstock ‘swapped’ on a quarterly
basis, being paid for in cash based on a discount to U.S. Platts mid-range per gallon rate for Gulf Coast No. 6, 3% oil (the “Platts”). The Swap Agreement can be
terminated with 30 days prior written notice in the event either party fails to meet the specifications for oil feedstock set forth in the agreement, a party fails to
deliver the required minimum quarterly volumes of oil feedstock during any three consecutive quarters, or a party materially breaches a term of the agreement.

Additionally, we (through Vertex Operating) and Safety-Kleen also entered into a Base Oil Agreement in connection with, and as a required condition of,
the closing (the “Base Oil Agreement”). The Base Oil Agreement provides for us to purchase from Safety-Kleen, and Safety-Kleen to sell to us, certain required
quantities of base oils and other finished lubricants described in greater detail in the Base Oil Agreement (the “Base Oil”)(the agreement contains quarterly and
annual maximum volumes of Base Oil to be acquired by us). The agreement has a term of five years and automatically renews for additional one year terms
thereafter unless either party provides the other 90 days prior written notice of their intention not to renew prior to any automatic extension.

Membership Interest Purchase Agreement

Pursuant  to  a  Membership  Interest  Purchase  Agreement  entered  into  in  connection  with  the  closing  of  the  Sale  Agreement,  by  and  among  Vertex
Refining Nevada, as buyer, Fox Encore 05 LLC, the sole owner of Bango Oil, as seller (“Fox Encore”), and certain other parties, Vertex Refining Nevada acquired
100% of Bango Oil pursuant to the Purchase Option described above under “Purchase  and  Sale  Agreement,  Churchill  County,  Nevada  Plant ”.  The  purchase
price  payable  by  Vertex  Refining  Nevada  to  Fox  Encore  was  approximately  $9  million,  which  funds  were  paid  with  proceeds  received  pursuant  to  the  Sale
Agreement. The

12

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Membership Interest Purchase Agreement contains standard and customary representations of the parties and indemnification rights, subject in each case to a
$3 million cap on aggregate indemnification. Upon the closing of the Membership Interest Purchase Agreement, we effectively obtained ownership of the Bango
Plant, which we then sold to Safety-Kleen, and Bango Oil became a wholly-owned subsidiary of Vertex Refining Nevada.

Subscription Agreement

On January 29, 2016, separate from and subsequent to the closing of the transactions contemplated by the Membership Interest Purchase Agreement,
Fox Encore entered into a Subscription Agreement with the Company whereby Fox Encore subscribed for and purchased 44,000 shares of newly-designated
Series  C  Preferred  Stock  (as  described  below)  in  consideration  for  $4  million.  The  44,000  shares  of  Series  C  Preferred  Stock  are  convertible  into  4,400,000
shares of the Company’s common stock subject to the terms of a Certificate of Designation of the Series C Preferred Stock (see terms of the Series C Preferred
Stock  described  in  greater  detail  below  under  “Item  5.  Market  for  Registrant’s  Common  Equity,  Related  Stockholder  Matters  and  Issuer  Purchases  of  Equity
Securities” - “Description of Capital Stock” - “Series C Convertible Preferred Stock”).

$5.15 Million Promissory Note

On  January  29,  2016,  following  the  closing  of,  and  separate  from  the  transactions  contemplated  by,  the  Membership  Interest  Purchase  Agreement,
Vertex OH, borrowed $5.15 million from Fox Encore and provided a Promissory Note to Fox Encore to reflect such borrowed funds (the “Fox  Note”).  The  Fox
Note bears interest at 10% percent per annum (15% upon the occurrence of an event of default), payable monthly in arrears beginning on February 29, 2016.
The principal and all accrued and unpaid interest on the Fox Note is due on the earlier of (a) July 31, 2016 (as may be extended by Vertex OH as discussed
below, the “Maturity Date”), or (b) upon acceleration of the Fox Note during the existence of an event of default as discussed therein. Provided that no event of
default is then existing on the Fox Note or under any other loan document associated therewith, and certain other requirements as described in the Fox Note are
met, Vertex OH has the right to three (3) extension options (each, an “Extension Option”) pursuant to which Vertex OH may extend the Maturity Date for six (6)
months each. The first extension will extend the Maturity Date of the Fox Note until January 31, 2017, the second extension will extend the Maturity Date of the
Fox Note until July 31, 2017, and the third extension will extend the Maturity Date of the Fox Note until January 29, 2018. Upon exercising an Extension Option,
Vertex OH is required to pay Fox Encore an extension fee equal to 3% of the then outstanding principal amount of the Fox Note, which amount is separate from,
and is not applied toward, the outstanding indebtedness owed under the Fox Note; provided, however, that if Vertex OH elects to exercise the Extension Option
to extend the Maturity Date to January 31, 2017, the 3% fee for such extension is not to be paid in cash but is instead added to the outstanding principal balance
of the Fox Note. The Fox Note may be prepaid in whole or in part at any time without penalty, provided that if repaid in full by July 31, 2016, the amount to be
repaid is decreased by $150,000. The Fox Note is secured by the Mortgage described below. The Fox Note includes certain standard and customary financial
reporting requirements, notice requirements, indemnification requirements, covenants and events of default. The Fox Note also includes a provision allowing the
Lender (or any other lender party to the Restated Credit Agreement each as described below under “Amended and Restated Credit and Guaranty Agreement ”) to
purchase the Fox Note upon the occurrence of an event of default under the Restated Credit Agreement.

Open-End Mortgage, Security Agreement, Fixture Filing and Assignment of Leases and Rents

On January 29, 2016, Vertex OH, entered into an Open-Open-End Mortgage, Security Agreement, Fixture Filing and Assignment of Leases and Rents
agreement (the “Mortgage”) with Fox Encore in order to secure the amount owed under the Fox Note discussed above. Pursuant to the Mortgage, Vertex OH
granted Fox Encore a security interest in the Columbus, Ohio refinery owned by Vertex OH.

Amended and Restated Credit and Guaranty Agreement

On January 29, 2016, we, Vertex Operating, certain of our other subsidiaries, Goldman Sachs Specialty Lending Holdings, Inc., as lender (“ Lender”) and
Goldman Sachs Bank USA, a New York State-Chartered Bank, as Administrative Agent, Lead Arranger and Collateral Agent (“Agent”) entered into an Amended
and  Restated  Credit  and  Guaranty  Agreement  (the  “Restated  Credit  Agreement ”),  which  amended  and  restated  that  certain  $40  million  Credit  and  Guaranty
Agreement  entered  into  between  the  parties  on  May  2,  2014  (as  amended  and  modified  to  date,  the  “Credit  Agreement”).  The  Restated  Credit  Agreement
changed the Credit Agreement to an $8.9 million multi-draw term loan credit facility (of which approximately $6.4 million was outstanding and $2.5 million was
available to be drawn pursuant to the terms of the Restated Credit Agreement on substantially similar terms as the currently outstanding amounts owed to the
Lender); modified the Credit Agreement to adjust certain EBITDA calculations in connection with the purchase of Bango Oil and the sale of the Bango Plant as
described above; provide for approval for us to exercise the Purchase Option, enter into and effect the transactions contemplated by the Membership Interest
Purchase Agreement, Subscription Agreement, and the Sale Agreement, and allow for the issuance of the Fox Note and the Mortgage; confirmed that

13

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

we are required to make payments of $800,000 per quarter from June 30, 2016 through maturity (May 2, 2019); provided us a moratorium on the prepayment of
amounts owed under the Restated Credit Agreement as a result of various financial ratios we are required to meet through December 31, 2016; provided for us to
retain any business interruption insurance proceeds received in connection with the Bango Plant; provided for us to pay $16 million received at closing from the
sale of the Bango Assets, all amounts released from escrow and any other cash proceeds in excess of $500,000 received from the Sale Agreement after closing
to the Lender as prepayment of amounts due under the Restated Credit Agreement; allowed us the right to make certain permitted acquisitions moving forward,
without further consent of the Lender, provided that among other requirements, such acquisitions are in the same business or line of business as the Company,
that  such  acquired  businesses  have  generated  consolidated  adjusted  EBITDA  for  the  four  fiscal  quarters  preceding  such  acquisition  in  excess  of  capital
expenditures for such period (taking into account adjustments acceptable to the Agent for synergies expected to be achieved within the 90 days following the
closing  of  such  acquisition),  and  that  the  funding  for  such  acquisition  comes  from  certain  limited  sources  set  forth  in  greater  detail  in  the  Restated  Credit
Agreement; adjusted certain fixed charge coverage ratios and leverage ratios we are required to meet on a quarterly basis from September 30, 2016 to maturity;
required us to maintain at least $2 million of liquidity at all times; provided that events of default under the Credit Agreement include events of default under the
Fox  Note;  and  made  various  other  updates  and  changes  to  take  into  account  transactions  which  had  occurred  through  the  date  of  such  agreement,  and  to
remove expired and non-material terms of the prior Credit Agreement.

Intellectual Property

We  rely  on  a  combination  of  patent,  trademark,  copyright  and  trade  secret  laws  in  the  United  States  and  other  jurisdictions  as  well  as  confidentiality
procedures and contractual provisions to protect our proprietary technology, trade secrets, technical know-how and other proprietary information. We also enter
into confidentiality and invention assignment agreements with our employees.

We have two patents registered with the U.S. Patent and Trademark Office relating to our TCEP technology:

•

•

“System For Making A Usable Hydrocarbon Product From Used Oil” (#8,613,838), which was granted on December 24, 2013; and

“Method for Making a Usable Hydrocarbon Product From Used Oil ” (#8,398,847), which was granted on March 19, 2013.

We  also  have  three  patents  registered  with  the  U.S.  Patent  and  Trademark  Office  relating  to  our  base  oil  and  VGO  technology  which  we  acquired

pursuant to the Heartland Purchase Agreement:

•

•

•

“Used Lubricating Oil Reclaiming” (#5,306,419), which was granted on April 26, 1994; and

“Reconstituting Lubricating Oil” (#5,447,628), which was granted on September 5, 1995: and

“Performance Grade Asphalt and Methods” (#6,203,606), which was granted on March 20, 2001.

In addition, we have developed a website and have registered  www.vertexenergy.com as our domain name, which contains information we do not desire

to incorporate by reference herein.

Item 1A. Risk Factors

Investing  in  our  common  stock  involves  a  high  degree  of  risk.  You  should  carefully  consider  each  of  the  following  risk  factors  and  all  of  the  other
information set forth in this filing, including our consolidated financial statements and related notes, before investing in our common stock. The following risks and
the  risks  described  elsewhere  in  this  filing,  including  in  the  section  entitled  “Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of
Operations,”  could  materially  harm  our  business,  financial  condition,  future  results  and  cash  flow.  If  that  occurs,  the  trading  price  of  our  common  stock  could
decline, and you could lose all or part of your investment.

14

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

RISKS RELATING TO OUR OUTSTANDING CREDIT FACILITIES,
DEBT AND RECEIVABLES

We  will  need  to  raise  additional  capital  to  meet  the  requirements  of  the  terms  and  conditions  of  our  Credit  Agreement  and  to  fund  future

acquisitions and our ability to obtain the necessary funding is uncertain.

We will need to raise additional funding to meet the requirements of the terms and conditions of our Credit Agreement. Additionally, we may need to raise
additional funds through public or private debt or equity financing, via the sale of assets or through other various means to fund our obligations, or acquire assets
and businesses in the future. In such a case, adequate funds may not be available when needed or may not be available on favorable terms. If we need to raise
additional  funds  in  the  future,  by  issuing  equity  securities,  dilution  to  existing  stockholders  will  result,  and  such  securities  may  have  rights,  preferences  and
privileges  senior  to  those  of  our  common  stock.  If  funding  is  insufficient  at  any  time  in  the  future  and  we  are  unable  to  generate  sufficient  revenue  from  new
business  arrangements,  to  complete  planned  acquisitions  or  operations,  our  results  of  operations  and  the  value  of  our  securities  could  be  adversely  affected.
Future funding may not be available on favorable terms, if at all.

We may not be able to generate sufficient cash flow to meet our debt service and other obligations due to events beyond our control.

Our ability to generate cash flows from operations, to make scheduled payments on or refinance our indebtedness and to fund working capital needs and
planned capital expenditures will depend on our future financial performance and our ability to generate cash in the future. Our future financial performance will
be affected by a range of economic, financial, competitive, business and other factors that we cannot control, such as general economic, legislative, regulatory
and financial conditions in our industry, the economy generally, the price of oil and other risks described below. A significant reduction in operating cash flows
resulting from changes in economic, legislative or regulatory conditions, increased competition or other events beyond our control could increase the need for
additional or alternative sources of liquidity and could have a material adverse effect on our business, financial condition, results of operations, prospects and our
ability to service our debt and other obligations. If we are unable to service our indebtedness or to fund our other liquidity needs, we may be forced to adopt an
alternative  strategy  that  may  include  actions  such  as  reducing  or  delaying  capital  expenditures,  selling  assets,  restructuring  or  refinancing  our  indebtedness,
seeking additional capital, or any combination of the foregoing. If we raise additional debt, it would increase our interest expense, leverage and our operating and
financial costs. We cannot assure you that any of these alternative strategies could be affected on satisfactory terms, if at all, or that they would yield sufficient
funds  to  make  required  payments  on  our  indebtedness  or  to  fund  our  other  liquidity  needs.  Reducing  or  delaying  capital  expenditures  or  selling  assets  could
delay future cash flows. In addition, the terms of existing or future debt agreements may restrict us from adopting any of these alternatives. We cannot assure
you that our business will generate sufficient cash flows from operations or that future borrowings will be available in an amount sufficient to enable us to pay our
indebtedness or to fund our other liquidity needs.

If for any reason we are unable to meet our debt service and repayment obligations, we would be in default under the terms of the agreements governing
our indebtedness, which would allow our creditors at that time to declare all of our outstanding indebtedness to be due and payable. This would likely in turn
trigger cross-acceleration or cross-default rights between our applicable debt agreements. Under these circumstances, our lenders could compel us to apply all of
our available cash to repay our borrowings. In addition, the lenders under our credit facilities or other secured indebtedness could seek to foreclose on our assets
that are their collateral. If the amounts outstanding under our indebtedness were to be accelerated, or were the subject of foreclosure actions, our assets may not
be sufficient to repay in full the money owed to the lenders or to our other debt holders.

We  have  substantial  indebtedness  which  could  adversely  affect  our  financial  flexibility  and  our  competitive  position.  Our  debt  agreements
have previously been declared in default, and our future failure to comply with financial covenants in our debt agreements could result in such debt
agreements again being declared in default.

We have a significant amount of outstanding indebtedness. As of December 31, 2015, we owed approximately $13 million in accounts payable. As of
December  31,  2015,  we  owed  $23  million  under  the  Credit  Agreement,  provided  that  on  or  around  January  28,  2016,  in  connection  with  the  transactions
contemplated by the Sale Agreement (described above under “Item 1. Business” - “Recent Events ” - “Purchase and Sale Agreement, Churchill County, Nevada
Plant”), we paid down $16 million of the amount owed under the Credit Agreement and as such, as of the date of this filing, we only owe approximately $6 million
under the Credit Facility. The amount owed under the Credit Agreement is due and payable on May 2, 2019 and we were previously in default of the provisions
of the Credit Agreement, which were waived by our lender in connection with our entry into an amendment to the Credit Agreement. Effective March 27, 2015,
we, Vertex Operating and all of our other subsidiaries other than E-Source and Golden State, entered into the MidCap Loan Agreement. Pursuant to the MidCap
Loan Agreement, MidCap agreed to loan us up to the lesser of (i) $7 million; and (ii) 85% of the amount of accounts receivable due to us which meet certain

15

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

requirements set forth in the MidCap Loan Agreement (“ Qualified Accounts”), plus the lesser of (y) $3 million and (z) 50% of the cost or market value, whichever
is  lower,  of  our  raw  material  and  finished  goods  which  have  not  yet  been  sold,  subject  to  the  terms  and  conditions  of  the  MidCap  Loan  Agreement  (“Eligible
Inventory”),  minus  any  amount  which  MidCap  may  require  from  time  to  time  in  order  to  over  secure  amounts  owed  to  MidCap  under  the  MidCap  Loan
Agreement, as long as no event of default has occurred or is continuing under the terms of the MidCap Loan Agreement. The requirement of MidCap to make
loans under the MidCap Loan Agreement is subject to certain standard conditions and requirements. A total of $1.7 million was outstanding under the MidCap
Loan Agreement as of December 31, 2015.

Our substantial indebtedness could have important consequences and significant effects on our business. For example, it could:

increase our vulnerability to adverse changes in general economic, industry and competitive conditions;

require us to dedicate a substantial portion of our cash flow from operations to make payments on our indebtedness, thereby reducing the availability of
our cash flow to fund working capital, capital expenditures and other general corporate purposes;

restrict us from taking advantage of business opportunities;

•

•

•

• make it more difficult to satisfy our financial obligations;

•

•

place us at a competitive disadvantage compared to our competitors that have less debt obligations; and

limit  our  ability  to  borrow  additional  funds  for  working  capital,  capital  expenditures,  acquisitions,  debt  service  requirements,  execution  of  our  business
strategy or other general corporate purposes on satisfactory terms or at all.

We  may  need  to  raise  additional  funding  in  the  future  to  repay  or  refinance  the  Credit  Agreement  and  MidCap  Loan  Agreement  and  our  accounts
payable, and as such may need to seek additional debt or equity financing. Such additional financing may not be available on favorable terms, if at all. If debt
financing is available and obtained, our interest expense may increase and we may be subject to the risk of default, depending on the terms of such financing. If
equity financing is available and obtained it may result in our shareholders experiencing significant dilution. If such financing is unavailable, we may be forced to
curtail our operations, which may cause the value of our securities to decline in value and/or become worthless. Furthermore, the fact that our credit agreements
have previously been declared in default may negatively affect the perception of the Company and our ability to pay our debts as they become due in the future
and could result in the price of our securities declining in value or being valued at lower levels than companies with similar histories of defaults.

The  covenants  in  our  credit  and  loan  agreements  restrict  our  ability  to  operate  our  business  and  might  lead  to  a  default  under  our  credit

agreements.

Our debt agreements limit, among other things, our ability to:

•

•

incur or guarantee additional indebtedness;

create liens;

• make payments to junior creditors;

• make investments;

•

•

sell material assets;

affect fundamental changes in our structure;

• make certain acquisitions;

•

•

sell interests in our subsidiaries;

consolidate or merge with or into other companies or transfer all or substantially all of our assets; and

16

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

•

engage in transactions with affiliates.

The Credit Agreement also includes various covenants (positive and negative) binding the Company, including, requiring that the Company provide the
Agent with certain reports, provide the Agent notice of material corporate events and forecasts, limiting the amount of indebtedness the Company may incur, and
requiring us to maintain certain financial ratios, relating to consolidated EBITDA and debt leverage; maintaining certain ratios of consolidated debt to consolidated
EBITDA;  maintaining  minimum  levels  of  consolidated  EBITDA;  and  maintaining  minimum  levels  of  liquid  cash  on  hand  and  available  borrowings  under  other
applicable  credit  agreements.  The  Credit  Agreement  also  provides  that  the  Company  is  not  authorized  to  make  any  “earn-out”  payment  under  the  Heartland
Purchase Agreement, if an event of default exists under the Credit Agreement or if such payment would create an event of default under the Credit Agreement. 

The  MidCap  Loan  Agreement  contains  customary  representations,  warranties,  covenants  for  facilities  of  similar  nature  and  size  as  the  MidCap  Loan
Agreement,  and  requirements  for  the  Company  to  indemnify  MidCap  for  certain  losses.  The  Credit  Agreement  also  includes  various  covenants  (positive  and
negative), binding the Company and its subsidiaries, including not permitting the availability for loans under the MidCap Loan Agreement to ever be less than
10% of the credit limit ($700,000); prohibiting us from creating liens on any collateral pledged under the MidCap Loan Agreement, subject to certain exceptions;
and  prohibiting  us  from  paying  any  dividends  on  capital  stock,  advancing  any  money  to  any  person,  guarantying  any  debt,  creating  any  indebtedness,  and
entering into any transactions with affiliates on terms more favorable than those of an arms-length third party transaction.

As a result of these covenants and limitations, we may not be able to respond to changes in business and economic conditions and to obtain additional
financing, if needed, and we may be prevented from engaging in transactions that might otherwise be beneficial to us. Our credit and loan agreements require,
and our future credit facilities and loan agreements may require, us to maintain certain financial ratios and satisfy certain other financial condition tests. Our ability
to meet these financial ratios and tests can be affected by events beyond our control, and we may not be able to meet those tests. The breach of any of these
covenants could result in a default under our credit agreements or future credit facilities. Upon the occurrence of an event of default, the lenders could elect to
declare all amounts outstanding under such credit agreements, including accrued interest or other obligations, to be immediately due and payable. If amounts
outstanding  under  such  credit  agreements  were  to  be  accelerated,  our  assets  might  not  be  sufficient  to  repay  in  full  that  indebtedness  and  our  other
indebtedness.

Our  credit  agreements  and  loan  agreements  also  contain  cross-default  and  cross-acceleration  provisions.  Under  these  provisions,  a  default  or
acceleration under one instrument governing our debt may constitute a default under our other debt instruments that contain cross-default and cross-acceleration
provisions, which could result in the related debt and the debt issued under such other instruments becoming immediately due and payable. In such event, we
would need to raise funds from alternative sources, which funds might not be available to us on favorable terms, on a timely basis or at all. Alternatively, such a
default could require us to sell assets and otherwise curtail operations to pay our creditors. The proceeds of such a sale of assets, or curtailment of operations,
might not enable us to pay all of our liabilities.

Our ability to service our indebtedness will depend on our ability to generate cash in the future.

Our  ability  to  make  payments  on  our  indebtedness  will  depend  on  our  ability  to  generate  cash  in  the  future.  Our  ability  to  generate  cash  is  subject  to
general economic and market conditions and financial, competitive, legislative, regulatory and other factors that are beyond our control. Our business may not
generate sufficient cash to fund our working capital requirements, capital expenditure, debt service and other liquidity needs, which could result in our inability to
comply with financial and other covenants contained in our debt agreements, our being unable to repay or pay interest on our indebtedness, and our inability to
fund our other liquidity needs. If we are unable to service our debt obligations, fund our other liquidity needs and maintain compliance with our financial and other
covenants, we could be forced to curtail our operations, our creditors could accelerate our indebtedness and exercise other remedies and we could be required
to  pursue  one  or  more  alternative  strategies,  such  as  selling  assets  or  refinancing  or  restructuring  our  indebtedness.  However,  such  alternatives  may  not  be
feasible or adequate.

Our failure to comply with the covenants in the documents governing our existing and future indebtedness could materially adversely affect our

financial condition and liquidity.

In connection with the Credit Agreement and MidCap Loan Agreement, we agreed to comply with certain affirmative and negative covenants and agreed to
meet  certain  financial  covenants  (described  in  greater  detail  above  under  “The  covenants  in  our  credit  and  loan  agreements  restrict  our  ability  to  operate  our
business and might lead to a default under our credit agreements”).

17

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The Credit Agreement includes customary events of default for facilities of a similar nature and size as the Credit Agreement, including if a default occurs
under certain material agreements of the Company; a judgment is obtained against the Company in an amount in excess of $250,000 or which could have a
material adverse effect on the Company; and also provides that an event of default occurs if (a) Benjamin P. Cowart, the Company’s Chief Executive Officer,
Chairman of the Board and largest shareholder, ceases to own and control at least 20% of the economic and voting interests of the Company (on a fully-diluted
basis); (b) any person other than Mr. Cowart (i) obtains 30% or more of the voting or economic interest in the Company on a fully-diluted basis or (ii) obtains the
power (whether or not exercised) to elect a majority of the members of the Board of Directors; (c) we cease to own and control 100% of Vertex Operating; (d) the
majority of the seats (other than vacant seats) on the Board of Directors of the Company cease to be occupied by persons who either (i) were members of the
Board  of  Directors  of  the  Company  on  May  2,  2014,  or  (ii)  were  nominated  for  election  by  the  Board  of  Directors  of  the  Company,  a  majority  of  whom  were
directors on May 2, 2014 or whose election or nomination for election was previously approved by a majority of such directors; (e) Vertex II, GP, LLC (Vertex
Operating’s  wholly-owned  subsidiary)  ceases  to  be  the  sole  general  partner  of  any  guarantor  of  the  Credit  Agreement  that  is  a  partnership;  (f)  a  “change  of
control” or similar event shall occur; or (g) any event, transaction or occurrence occurs, a result of which Benjamin P. Cowart shall for any reason cease to be
actively  engaged  in  the  day-to-day  management  of  the  Company  and  its  subsidiaries  in  the  role  he  serves  on  May  2,  2014,  unless  (x)  an  interim  successor
reasonably acceptable to the lender as required by the Credit Agreement is appointed within 10 days and (y) a permanent successor reasonably acceptable to
the lender as required by the Credit Agreement is appointed within 60 days.

The MidCap Loan Agreement includes customary events of default for facilities of a similar nature and size as the MidCap Loan Agreement, including the
occurrence of any event resulting in the principal amount of any indebtedness in excess of $250,000 from any lender other than MidCap to be accelerated or to
provide the right of such lender to accelerate such date; the judgment against us in the amount of $250,000 which is not satisfied or appealed within 30 days;
any  event,  transaction  or  occurrence  as  a  result  of  which  Benjamin  P.  Cowart  is  not  for  any  reason  actively  engaged  in  the  day-to-day  management  of  the
Company and its subsidiaries, unless (A) an interim successor reasonably acceptable to MidCap is appointed within 10 days, and (B) a permanent successor
reasonably  acceptable  to  MidCap  is  appointed  within  60  days;  a  change  of  control  of  the  Company  occurs  (as  defined  and  described  in  the  MidCap  Loan
Agreement);  the  occurrence  of  any  uninsured  loss,  theft,  damage  or  destruction  to  any  material  asset(s)  of  us  or  our  subsidiaries;  and  if  the  Company,  its
subsidiaries or their senior officers is criminally indicted or convicted for (A) a felony committed in the conduct of our business, or (B) any state or federal law
(including the Controlled Substances Act, Money Laundering Control Act of 1986 and Illegal Exportation of War Materials Act) that could lead to forfeiture of any
material property or any collateral of the Company. Upon the occurrence of an event of default, MidCap can declare all amounts due to MidCap immediately due
and payable, charge us default interest, which is equal to 3% per annum above the then applicable interest rate in effect, and MidCap can take action to enforce
its security interests over the collateral provided for in the MidCap Loan Agreement.

A breach of any of the covenants of the Credit Agreement, MidCap Loan Agreement or any future agreements, if uncured, could lead to an event of default
under  any  such  document,  which  in  some  circumstances  could  give  our  creditors  the  right  to  demand  that  we  accelerate  repayment  of  amounts  due  and/or
enforce their security interests over substantially all of our assets. This would likely in turn trigger cross-acceleration or cross-default rights in other documents
governing  our  indebtedness.  Therefore,  in  the  event  of  any  such  breach,  we  may  need  to  seek  covenant  waivers  or  amendments  from  our  creditors  or  seek
alternative  or  additional  sources  of  financing,  and  we  may  not  be  able  to  obtain  any  such  waivers  or  amendments  or  alternative  or  additional  financing  on
acceptable  terms,  if  at  all.  In  addition,  any  covenant  breach  or  event  of  default  could  harm  our  credit  rating  and  our  ability  to  obtain  additional  financing  on
acceptable terms. The occurrence of any of these events could have a material adverse effect on our financial condition and liquidity and/or cause our lenders to
enforce their security interests which could ultimately result in the foreclosure of our assets, which would have a material adverse effect on our operations and the
value of our securities.

Our obligations under the Credit Agreement and MidCap Loan Agreement are secured by a first priority security interest in substantially all of

our assets.

Our obligations under the Credit Agreement and MidCap Loan Agreement, are secured by a first priority security interest in substantially all of our assets.
Additionally,  substantially  all  of  our  subsidiaries  agreed  to  guarantee  our  obligations  under  the  Credit  Agreement  and  MidCap  Loan  Agreement.  As  such,  our
creditors may enforce their security interests over our assets and/or our subsidiaries which secure the repayment of such obligations, take control of our assets
and operations, force us to seek bankruptcy protection, or force us to curtail or abandon our current business plans and operations. If that were to happen, any
investment in the Company could become worthless.

18

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

If we are unable to maintain a credit facility, it could have an adverse effect on our business.

We have historically been able to maintain lines of credit and other credit facilities similar to the Credit Agreement and MidCap Loan Agreement. We rely
heavily on the availability and utilization of these lines of credit and credit facilities for our operations and for the purchase of inventory. If we are unable to renew
or replace our facility or are unable to borrow funds under such facility or any future facility, we may be forced to curtail or abandon our current and/or future
planned business operations.

RISKS RELATING TO OUR OPERATIONS, BUSINESS AND INDUSTRY

General Risks

The price of oil and fluctuations in oil prices may have a negative effect on our results of operations.

The majority of our operations is associated with collecting used oil, re-refining or otherwise processing a portion of such used oil and then selling both
such re-refined/processed oil and the excess feedstock oil which we do not currently have the capacity to re-refine, to other customers. The prices at which we
sell our re-refined/processed oil and extra feedstock are affected by changes in the reported spot market prices of oil. If applicable rates increase or decrease,
we  typically  will  charge  a  higher  or  lower  corresponding  price  for  our  re-refined/processed  oil  and  excess  feedstock.  The  price  at  which  we  sell  our  re-
refined/processed  oil  and  excess  feedstock  is  affected  by  changes  in  certain  indices  measuring  changes  in  the  price  of  heavy  fuel  oil,  with  increases  and
decreases  in  the  indices  typically  translating  into  a  higher  or  lower  price  for  our  re-refined/processed  oil  and  excess  feedstock.  The  cost  to  collect  used  oil,
including the amounts we pay to obtain a portion of our used oil and therefore ability to collect necessary volumes as well as the fuel costs of our oil collection
fleet,  typically  also  increases  or  decreases  when  the  relevant  indices  increase  or  decrease.  However,  even  though  the  prices  we  can  charge  for  our  re-
refined/processed  oil  and  excess  feedstock  and  the  costs  to  collect  and  re-refined/processed  used  oil  typically  increase  and  decrease  together,  there  is  no
assurance that when our costs to collect and re-refine/process used oil increase we will be able to increase the prices we charge for our re-refined/processed oil
excess  feedstock  to  cover  such  increased  costs,  or  that  our  costs  to  collect  and  re-refine/process  used  oil  will  decline  when  the  prices  we  can  charge  for  re-
refined/processed oil declines. These risks are exacerbated when there are rapid fluctuations in these oil indices.

In addition to the above, the value of re-refined and processed used oil is usually greater the more expensive oil is. As the price of oil decreases so does
the spread between re-refined/processed used oil and refined oil and extremely low oil prices, such as the global markets have experienced during fiscal 2015
and 2016, customers will often be willing to pay the slightly higher cost of refined oil rather than paying for re-refined/processed oil. Furthermore, as the price of
oil decreases, the price we can charge for re-refined/processed oil decreases, and while in general the cost of our feedstocks decrease, the fixed prices required
to process such feedstock and operate our plans remain fixed. As such, in the event the price of oil remains low and we are not able to increase the prices we
charge for re-refined/processed oil, our margins will likely decrease and it may become not economically feasible to continue to operate our facilities. In the event
that were to occur we may be forced to shut down our facilities.

The occurrence of any of the events described above could have a material adverse effect on our results operations and could in turn cause the value of

our securities to decline in value.

The prices of many of our products are subject to significant volatility.

Our principal products include marine fuel cutterstock and a higher-value feedstock for further processing, vacuum oil gas, base oil that is sold to lubricant
packagers  and  distributors,  pygas,  gasoline  blendstock  and  marine  fuel  cutterstock.  The  prices  of  these  products  are  tied  to  the  value  of  oil.  Accordingly,  our
results of operations will be affected by fluctuations in the prevailing market price for oil. Historically, market prices for oil have fluctuated in response to a number
of factors, including global changes in supply and demand resulting from changes in local and global economic conditions, changes in energy policies of U.S. and
foreign  governments,  changes  in  international  trading  policies,  OPEC,  and  other  factors.  While  we  seek  to  mitigate  the  risks  associated  with  price  declines,
including in some situations, by using hedging, a significant decrease in the market price of any of our products or of oil would have a material adverse effect on
our  results  of  operations  and  cash  flow.  Furthermore,  rapid  and  material  changes  in  feedstock  prices  generally  have  an  immediate  and,  often  times,  material
impact  on  the  Company’s  gross  margin  and  profitability  resulting  from  the  lag  effect  or  lapse  of  time  from  the  procurement  of  the  feedstock  until  they  are  re-
refined/processed and the finished products are sold. Our results of operations could be materially and adversely affected in the future by this volatility.

19

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Downturns  and  volatility  in  global  economies  and  commodity  and  credit  markets  could  materially  adversely  affect  our  business,  results  of

operations and financial condition.

Our results of operations are materially affected by the conditions of the global economies and the credit, commodities and stock markets. Among other
things,  we  may  be  adversely  impacted  if  our  customers  and  suppliers  are  not  able  to  access  sufficient  capital  to  continue  to  operate  their  businesses  or  to
operate  them  at  prior  levels.  A  decline  in  consumer  confidence  or  changing  patterns  in  the  availability  and  use  of  disposable  income  by  consumers  can
negatively affect both our suppliers and customers. Declining discretionary consumer spending or the loss or impairment of a meaningful number of our suppliers
or  customers  could  lead  to  a  dislocation  in  either  feedstock  availability  or  customer  demand.  Any  tightening  in  credit  supply  could  negatively  affect  our
customers’  ability  to  pay  for  our  products  on  a  timely  basis  or  at  all  and  could  result  in  a  requirement  for  additional  bad  debt  reserves.  Although  many  of  our
customer contracts are formula-based, continued volatility in the oil market could negatively impact our revenues and overall profits. Counterparty risk on finished
product sales can also impact revenue and operating profits when customers either are unable to obtain credit or refuse to take delivery of finished products due
to market price declines.

If we are unable to retain current, and attain new, customers our revenue and cash flows could be reduced to levels that could adversely affect

our results of operations.

Any of the following factors:

•

•

•

•

a material decrease in the supply or price of crude oil or petroleum related products in which we deal;

a material decrease in demand for the finished products in the markets we serve;

scheduled refinery turnarounds or unscheduled maintenance; and

operational problems or catastrophic events at any of our facilities.

Could result in our inability to maintain current customers or attain new customers. If that were to happen our results of operations could be materially

adversely affected and the value of our securities could decline in value.

We are dependent on third parties for the disposal of our waste streams.

We do not own any waste disposal sites. As a result, we are dependent on third parties for the disposal of waste streams. To date, disposal vendors have
met their requirements but they may not continue to do so. If for some reason our current disposal vendors cannot perform up to standards, we may be required
to replace them. Although we believe there are a number of potential replacement disposal vendors that could provide such services, we may incur additional
costs  and  delays  in  identifying  and  qualifying  such  replacements.  In  addition,  any  mishandling  of  our  waste  streams  by  disposal  vendors  could  expose  us  to
liability. Any failure by disposal vendors to properly collect, transport, handle or dispose of our waste streams could expose us to liability, damage our reputation
and generally have a material adverse effect on our business, financial condition or results of operations.

We are dependent on third party generators and collectors for our feedstock.

Generators are entities that generate used oil through their daily operations such as automotive businesses conducting oil changes on consumer and

commercial vehicles and industrial users changing lubricants on machinery and heavy equipment.

Collectors are typically local businesses that purchase used oil from generators and provide on-site collection services. The collection market is highly

fragmented and we believe there are more than 400 used oil collectors in the United States.

We depend on generators to generate used oil feedstock and collectors to collect such feedstock. In the event a significant number of generators cease
generating feedstock, or generators and collectors cease providing us their feedstock or otherwise materially change the current process by which feedstock is
collected, it could have a material adverse effect on our business, financial condition or results of operations.

20

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Worsening economic conditions and trends and downturns in the business cycles of the industries we serve and which provide services to

us would impact our business and operating results.

A significant portion of our customer base is comprised of companies in the chemical manufacturing and hydrocarbon recovery industries. The overall
levels of demand for our products, refining operations, and future planned re-refined oil products are driven by fluctuations in levels of end-user demand, which
depend in large part on general macroeconomic conditions in the U.S., as well as regional economic conditions. For example, many of our principal consumers
are themselves heavily dependent on general economic conditions, including the price of fuel and energy, availability of affordable credit and capital, employment
levels,  interest  rates,  consumer  confidence  and  housing  demand.  These  cyclical  shifts  in  our  customers’  businesses  may  result  in  fluctuations  in  demand,
volumes, pricing and operating margins for our services and products.

In  addition  to  our  customers,  the  suppliers  of  our  feedstock  may  also  be  affected  by  downturns  in  the  economy  and  adverse  changes  in  the  price  of
feedstock. For example, we previously experienced difficulty obtaining feedstock from our suppliers who, because of the sharp downturn in the price of oil (used
and otherwise) have seen their margins decrease substantially, which in some cases have made it uneconomical for such suppliers to purchase feedstock from
their  suppliers  and/or  sell  to  us  at  the  rates  set  forth  in  their  contracts.  Any  similar  decline  in  the  price  of  oil  and/or  the  economy  in  general  could  create  a
decrease in the supply of feedstock, prevent us from maintaining our required levels of output and/or force us to seek additional suppliers of feedstock, who may
charge more than our current suppliers, and therefore adversely affect our results of operations.

Our operating margins and profitability may be negatively impacted by changes in fuel and energy costs.

We  transport  our  feedstock,  refined  oil  and  re-refined  oil,  VGO  and  other  materials  with  trucks  and  by  rail.  As  a  result,  increases  in  shipping  and
transportation costs caused by increases in oil, gasoline and diesel prices have a significant impact on our operating expenses. The price and supply of oil and
gas is unpredictable and fluctuates based on events beyond our control, including geopolitical developments, natural disasters, supply and demand for oil and
natural  gas,  actions  by  OPEC  and  other  oil  and  gas  producers,  war  and  unrest  in  oil  producing  countries,  regional  production  patterns  and  environmental
concerns. A significant increase in transportation or fuel costs could lower our operating margins and negatively impact our profitability.

Additionally, the price at which we sell our refined oil and our re-refined oil, VGO and other materials is affected by changes in certain oil indexes. If the
relevant oil index rises, we anticipate being able to increase the prices for our refined and re-refined oil. If the relevant oil index declines, we anticipate having to
reduce prices for our refined and re-refined oil. However, the cost to collect used oil and refinery feedstock, including the amounts that must be paid to obtain
used oil and feedstock, generally also increases or decreases when the relevant index increases or decreases. Even though the prices that can be charged for
our refined and re-refined products and the costs to collect, refine, and re-refine the feedstock generally increase and decrease together, if the costs to collect,
refine  and  re-refine  used  oil  and  petrochemical  products  increase  in  the  future,  we  may  not  be  able  to  increase  the  prices  we  charge  for  our  refined  and  re-
refined products to cover such increased costs. Additionally, the costs to collect, refine and re-refine used oil and petrochemical products may not decline if the
prices we can charge for our products decline. If the prices we charge for our finished products and the costs to collect, refine and re-refine products do not move
together or in similar magnitudes, our profitability may be materially and negatively impacted.

We are vulnerable to the potential difficulties associated with rapid growth.

We  believe  that  our  future  success  depends  on  our  ability  to  manage  the  rapid  growth  that  we  have  experienced,  and  the  continued  growth  that  we
expect  to  experience  organically  and  through  acquisitions.  Our  growth  places  additional  demands  and  responsibilities  on  our  management  to,  among  other
things,  maintain  existing  suppliers  and  customers  and  attract,  recruit,  retain  and  effectively  manage  employees,  as  well  as  expand  operations.  The  following
factors  could  present  difficulties  to  us:  lack  of  sufficient  executive-level  personnel  and  increased  administrative  burden;  availability  of  suitable  acquisition
candidates, trucks, barges, tanks, rail cars and processing facilities; and the ability to provide focused service attention to our customers, among others.

Our  contracts  may  not  be  renewed  and  our  existing  relationships  may  not  continue,  which  could  be  exacerbated  by  the  fact  that  a  limited

number of our customers represented a significant portion of our sales.

Our  contracts  and  relationships  in  the  black  oil  business  include  feedstock  purchasing  agreements  with  local  waste  oil  collectors,  feedstock  sale
agreements, a few key relationships in the bunkering, blending and No. 6 oil industry, and other relationships. Because our operations are extremely dependent
on the black oil key bunkering, blending and No. 6 oil relationships as well as our third-party refining contracts, if we were to lose relationships, there would be a
material adverse effect on our operations and results of operations. Additionally, if we were to lose any of our current local waste oil collectors, we could be

21

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

required to spend additional resources locating and providing incentives for other waste oil collectors, which could cause our expenses to increase and/or cause
us to curtail or abandon our business plans.

This is exacerbated by the fact that four companies represented 24%, 15%, 6% and 8% of our revenues for the year ended December 31, 2015, and four
companies represented approximately 23%, 16%, 12%, and 10% of our revenues for the year ended December 31, 2014. As a result, if we were to lose any of
our largest revenue producing relationships, we may be forced to expend additional resources attempting to secure replacement relationships, which may not be
on as favorable terms as our current relationships, if such relationships can be secured at all.

A significant portion of our historical revenues are a result of our agreement with KMTEX.

We have an agreement in place with KMTEX, which specializes in the custom processing of petrochemicals and other chemicals. Our services include
terminal storage and expert project management in materials handling, distillation, filtration, molecular sieve, and reaction chemistry, pursuant to which KMTEX
agreed  to  process  feedstock  of  certain  petroleum  distillates,  which  we  provide  to  KMTEX  to  process  into  more  valuable  feedstocks,  including  pygas,  gasoline
blendstock  and  cutterstock,  which  agreement  currently  expires  on  December  31,  2016,  provided  that  if  not  terminated  by  either  party  by  written  notice  to  the
other, received within ninety (90) days prior to the expiration of the initial term or any extension term, the agreement automatically renews for up to six additional
one  (1)  year  periods.  However,  either  party  can  terminate  the  agreement  at  any  time  with  ninety  days  prior  written  notice  for  any  reason  and  with  thirty  days
written  notice  upon  the  occurrence  of  certain  material  termination  events  as  described  in  greater  detail  in  the  agreement.  If  KMTEX  were  to  terminate  our
relationship and/or not agree to renew our agreement with it, we would be forced to spend resources attempting to locate another party which we could supply
our  feedstock  which  could  take  substantial  time,  if  such  alternative  party  is  even  available.  If  we  are  able  to  find  another  contracting  party,  the  terms  of  the
understanding or agreement with such contracting party may be on terms less favorable to us and/or may force us to transport our feedstock a greater distance.
As a result of the above, if we were to lose our relationship with KMTEX our expenses may increase, our results of operations may decrease and/or it may cause
us to curtail or abandon our business plans, all of which would likely cause the value of our securities to decrease in value.

We operate in competitive markets, and there can be no certainty that we will maintain our current customers or attract new customers or that

our operating margins will not be impacted by competition.

The  industries  in  which  we  operate  are  highly  competitive.  We  compete  with  numerous  local  and  regional  companies  of  varying  sizes  and  financial
resources  in  our  refining  and  feedstock  consolidation  operations,  transportation  services,  feedstock  collection  and  aggregation  and  used  oil  recycling,  and  we
compete with larger oil companies, with significantly greater resources than us, in our oil re-refining operations. We expect competition to intensify in the future.
Furthermore,  numerous  well-established  companies  are  focusing  significant  resources  on  providing  used  oil  collection,  transportation,  refining  and  re-refining
services  that  will  compete  with  our  services.  We  may  not  be  able  to  effectively  compete  with  these  other  companies  and  competitive  pressures,  including
possible downward pressure on the prices we charge for our products and services, may arise. In the event that we cannot effectively compete on a continuing
basis,  or  competitive  pressures  arise,  such  inability  to  compete  or  competitive  pressures  could  have  a  material  adverse  effect  on  our  business,  results  of
operations and financial condition.

Disruptions in the supply of feedstock and/or increases in the cost of feedstock could have an adverse effect on our business.

We depend on the continuing availability of raw materials, including feedstock, to remain in production. Additionally, we depend on the price of such raw
materials,  including  feedstock  being  reasonable  to  us  in  relation  to  the  prices  we  are  able  to  receive  for  our  final  products.  A  serious  disruption  in  supply  of
feedstock, or significant increases in the prices of feedstock, could significantly reduce the availability of raw materials at our plants and which are available to be
processed by our third-party processors. Additionally, increases in production costs could have a material adverse effect on our business, results of operations
and financial condition.

For example, we have previously experienced difficulty in obtaining feedstock from our suppliers who, because of the sharp downturn in the price of oil
(used and otherwise) have seen their margins decrease substantially, which in some cases has made it uneconomical for such suppliers to purchase feedstock
from their suppliers and/or sell to us at the rates set forth in their contracts. Any similar decline in the price of oil and/or the economy in general could create a
decrease in the supply of feedstock, prevent us from maintaining our required levels of output and/or force us to seek out additional suppliers of feedstock, who
may charge more than our current suppliers, and therefore adversely affect our results of operations.

22

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Unanticipated problems at, or downtime effecting, our facilities and those operated by third parties on which we rely, could have a material

adverse effect on our results of operations.

Our ability to process feedstocks depends on our ability to operate our refining/processing operations and facilities, and those operated by third parties on
which  we  rely,  including,  but  not  limited  to  KMTEX,  and  the  total  time  that  such  facilities  are  online  and  operational.  The  occurrence  of  significant  unforeseen
conditions  or  events  in  connection  with  the  operation  or  maintenance  of  such  facilities,  such  as  the  need  to  refurbish  such  facilities,  shortages  of  workers  or
materials, adverse weather, including, but not limited to lightning strikes, floods, hurricanes, tornadoes, earthquakes, equipment failures, fires, explosions, oil or
other leaks, damage to or destruction of property and equipment associated therewith, environmental releases and/or damage, government regulation changes
affecting the use of such facilities, terrorist attacks, mechanical or physical failures of equipment, acts of God, or other conditions or events, could prevent us
from  operating  our  facilities,  or  prevent  such  third  parties  from  operating  their  facilities,  or  could  force  us  or  such  third  parties  to  shut  such  facilities  down  for
repairs, maintenance, refurbishment or upgrades for a significant period of time. In the event any of our facilities or those of third parties on which we rely are
offline for an extended period of time it could have a material adverse effect on our results of operations and consequently the price of our securities.

The fees charged to customers under our agreements with them may not escalate sufficiently to cover increases in costs and the agreements

may be suspended in some circumstances, which would affect our profitability.

Under  our  agreements  with  our  customers,  we  may  be  unable  to  increase  the  fees  that  we  charge  our  customers  at  a  rate  sufficient  to  offset  any
increases  in  our  costs.  Additionally,  some  customers’  obligations  under  their  agreements  with  us  may  be  permanently  or  temporarily  reduced  upon  the
occurrence of certain events, some of which are beyond our control, including force majeure events. Force majeure events may include (but are not limited to)
events  such  as  revolutions,  wars,  acts  of  enemies,  embargoes,  import  or  export  restrictions,  strikes,  lockouts,  fires,  storms,  floods,  acts  of  God,  explosions,
mechanical or physical failures of our equipment or facilities of our customers. If the escalation of fees is insufficient to cover increased costs or if any customer
suspends or terminates its contracts with us, our profitability could be materially and adversely affected.

Improvements  in  or  new  discoveries  of  alternative  energy  technologies  could  have  a  material  adverse  effect  on  our  financial  condition  and

results of operations.

Because our business depends on the demand for oil and used oil, any improvement in or new discoveries of alternative energy technologies (such as
wind, solar, geothermal, fuel cells and biofuels) that increase the use of alternative forms of energy and reduce the demand for oil, used oil and oil and used oil
related products could have a material adverse impact on our business, financial condition and results of operations.

Improvements  in  or  new  methodologies  or  technology  relating  to  the  refining  and  re-refining  of  used  oil  feedstocks  could  have  a  material

adverse effect on our financial condition and results of operations.

In the event our competitors or future competitors design or implement new methodologies or new technology relating to the refining or re-refining of used
oil  feedstock  it  could  reduce  demand  for  our  TCEP  and  other  processes,  or  make  such  processes  commercially  irrelevant.  In  the  event  we  are  not  able  to
duplicate or license such new methodologies or technology it could have a material adverse impact on our business, financial condition and results of operations.

Our business is subject to operational and safety risks, including the risk of personal injury to employees and others.

Our  operations  involve  risks  such  as  truck  accidents,  equipment  defects,  malfunctions  and  failures.  Additionally,  our  operations  are  subject  to  risk
associated with releases of oil and other materials. Operation of our facilities involves additional risks of fire and explosion. Any of these risks could potentially
result in injury or death of employees and others, a need to shut down or reduce operation of facilities, increased operating expense and exposure to liability for
pollution and other environmental damage, and property damage or destruction.

While  we  seek  to  minimize  our  exposure  to  such  risks  through  comprehensive  training,  compliance  and  response  and  recovery  programs,  as  well  as
vehicle and equipment maintenance programs, if we were to incur substantial liabilities in excess of any applicable insurance, our business, results of operations
and financial condition could be adversely affected. Any such incidents could also tarnish our reputation and reduce the value of our brand. Additionally, a major
operational  failure,  even  if  suffered  by  a  competitor,  may  bring  enhanced  scrutiny  and  regulation  of  our  industry,  with  a  corresponding  increase  in  operating
expense.

23

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

We  may  be  subject  to  citizen  opposition  and  negative  publicity  due  to  public  concerns  over  our  operations  and  planned  future  operations,

which could have a material adverse effect on our business, financial condition or results of operations.

There currently exists a high level of public concern over hazardous waste and refining and re-refining operations, including with respect to the location
and operation of transfer, processing, storage and disposal facilities. Part of our business strategy is to increase our re-refining capacity through the construction
of new facilities in growth markets. Zoning, permit and licensing applications and proceedings, as well as regulatory enforcement proceedings, are all matters
open to public scrutiny and comment. Accordingly, from time to time we may be subject to citizen opposition and publicity which may damage our reputation and
delay or limit the planned expansion and development of future facilities or operations or impair our ability to renew existing permits, any of which could prevent
us from implementing our growth strategy and have a material adverse effect on our business, financial condition or results of operations.

We depend heavily on the services of our Chief Executive Officer and Chairman, Benjamin P. Cowart.

Our success depends heavily upon the personal efforts and abilities of Benjamin P. Cowart, our Chief Executive Officer and Chairman, who is employed
by us pursuant to an employment contract which continues in effect until December 31, 2018, provided that the agreement automatically extends for additional
one year terms thereafter in the event neither party provides the other at least 60 days prior notice of their intention not to renew the terms of the agreement. We
do not currently have any “key man” life insurance policy in place for Mr. Cowart. The loss of Mr. Cowart or other key employees could have a material adverse
effect on our business, results of operations or financial condition. In addition, the absence of Mr. Cowart may force us to seek a replacement who may have less
experience or who may not understand our business as well, or we may not be able to find a suitable replacement.

Unanticipated problems or delays in building our facilities to the proper specifications may harm our business and viability.

Our  future  growth  will  depend  on  our  ability  to  timely  and  economically  complete  and  operate  TCEP  and  our  other  additional  re-refining  facilities  and
operate our existing refining operations and facilities. If our operations are disrupted or our economic integrity is threatened for unexpected reasons, our business
may experience a substantial setback. Moreover, the occurrence of significant unforeseen conditions or events in connection with the construction of our planned
facilities may require us to reexamine our business model. Any change to our business model or management’s evaluation of the viability of our planned services
may  adversely  affect  our  business.  Construction  costs  for  our  future  facilities  may  also  increase  to  a  level  that  would  make  a  new  facility  too  expensive  to
complete  or  unprofitable  to  operate.  Contractors,  engineering  firms,  construction  firms  and  equipment  suppliers  also  receive  requests  and  orders  from  other
companies and, therefore, we may not be able to secure their services or products on a timely basis or on acceptable financial terms. We may suffer significant
delays  or  cost  overruns  as  a  result  of  a  variety  of  factors,  such  as  increases  in  the  prices  of  raw  materials,  shortages  of  workers  or  materials,  transportation
constraints, adverse weather, equipment failures, fires, damage to or destruction of property and equipment, environmental damage, unforeseen difficulties or
labor issues, any of which could prevent us from beginning or completing construction or commencing operations at future re-refining facilities.

Strategic relationships on which we rely are subject to change.

Our ability to identify and enter into commercial arrangements with feedstock suppliers and refined and re-refined oil clients depends on developing and
maintaining close working relationships with industry participants. Our success in this area also depends on our ability to select and evaluate suitable projects as
well as to consummate transactions in a highly competitive environment. These factors are subject to change and may impair our ability to grow.

24

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Disruptions to infrastructure and our and our partner’s facilities could materially and adversely affect our business.

Our  business  depends  on  the  continuing  availability  of  road,  railroad,  port,  storage  and  distribution  infrastructure  and  our  re-refining  facilities.  Any
disruptions in this infrastructure network or such re-refining facilities, whether caused by labor difficulties, earthquakes, storms, other natural disasters, human
error or malfeasance or other reasons, could have a material adverse effect on our business. We rely on third parties to maintain the rail lines from our plants to
the national rail network, and any failure by these third parties to maintain the lines could impede the delivery of products, impose additional costs and could have
a material adverse effect on our business, results of operations and financial condition. For example, previous damage to our terminal facility located at Cedar
Marine Terminal in Baytown, Texas as a result of Hurricane Ike in 2008 (which caused the terminal to temporarily be out of operation) resulted in increased costs
associated with the shipping of feedstock through third-party contractors, thereby raising the overall cost of the feedstock and lowering our margins. Additional
hurricanes or natural disasters in the future could cause similar damage to our infrastructure, prevent us from generating revenues while such infrastructure is
undergoing repair (if repairable) and/or cause our margins and therefore our results of operations to be adversely affected.

Additionally, we have occasionally had to take our TCEP facility and other facilities offline to refurbish and upgrade such facility. We also experienced a
fire at our Heartland facility in February 2016, which took the facility offline for repairs. Any prolonged period during which the TCEP facility or any other facilities
we operate or acquire are non-operational or operational on a limited basis due to the decision to refurbish or upgrade such facilities, due to accidents or events
which  occur  at  such  facilities,  including,  but  not  limited  to  fires,  floods  or  other  acts  of  God,  or  any  other  reason,  including  problems  with  the  facilities,  could
adversely affect our revenues and results of operations. Furthermore, any period during which KMTEX’s facilities or our other facilities are offline could have an
adverse  effect  on  our  revenues,  force  us  to  seek  alternative  re-refining  facilities  (which  may  be  more  expensive  or  require  us  to  transport  our  feedstock  over
longer distances) and may increase our expenses, decreasing our operating margins.

Negative publicity may harm our operations and we may face additional expenses due to such negative publicity.

Only  a  relatively  small  number  of  entities  operate  in  our  industry  including  competitors,  feedstock  suppliers,  re-refining  operators,  purchasers  of  our
products and transportation companies. If issues arise with our products or third parties (including entities which operate in our industry) allege issues with our
products, even if no issues with such products exist, such negative publicity may force us to change service providers, undertake certain transportation activities
ourselves, at higher costs than third parties would charge, or cause certain of our buyers, sellers or service providers to cease working with us. The result of such
actions  may  result  in  our  expenses  increasing,  a  decrease  in  our  ability  to  purchase  feedstock,  or  our  ability  to  sell  or  transport  our  resulting  products,  which
could cause our revenues to decrease and/or expenses to increase, which could cause a material adverse effect on our results of operations.

Our commercial success will depend in part on our ability to obtain and maintain protection of our intellectual property.

Our  success  will  depend  in  part  on  our  ability  to  maintain  or  obtain  and  enforce  patent  rights  and  other  intellectual  property  protection  for  our
technologies, to preserve our trade secrets, and to operate without infringing upon the proprietary rights of third parties. We currently have five registered patents
in the United States (none, internationally). If we file additional patent applications for our technologies in the future, such patents may not be granted and the
scope of any claims granted in any patent may not provide us with proprietary protection or a competitive advantage. Furthermore, our current patents, or future
patents, if granted, may not be valid and may not afford us with protection against competitors with similar technology. The failure to obtain or maintain patents or
other  intellectual  property  protection  on  the  technologies  underlying  our  technologies  may  have  a  material  adverse  effect  on  our  competitive  position  and
business prospects. It is also possible that our technologies may infringe on patents or other intellectual property rights owned by others. We may have to alter
our  products  or  processes,  pay  licensing  fees,  defend  an  infringement  action  or  challenge  the  validity  of  the  patents  in  court,  or  cease  activities  altogether
because of patent rights of third parties, thereby causing additional unexpected costs and delays to it. A license may not be available to us, if at all, upon terms
and conditions acceptable to us and we may not prevail in any intellectual property litigation. Intellectual property litigation is costly and time consuming, and we
may not have sufficient resources to pursue such litigation. If we do not obtain a license under such intellectual property rights, are found liable for infringement or
are not able to have such patents declared invalid, we may be liable for significant money damages and may encounter significant delays in bringing products to
market.

Competition may impair our success.

New technologies may be developed by others that could compete with our refining and re-refining technologies. In addition, we face competition from
other producers of oil substitutes and related products. Such competition is expected to be intense and could significantly drive down the price for our products.
Competition will likely increase as prices of energy in the

25

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

commodities market, including refined and re-refined oil, rise. Additionally, new companies are constantly entering the market, thus increasing the competition
even further. These companies may have greater success in the recruitment and retention of qualified employees, as well as in conducting their own refining and
re-refining  operations,  and  may  have  greater  access  to  feedstock,  market  presence,  economies  of  scale,  financial  resources  and  engineering,  technical  and
marketing capabilities, which may give them a competitive advantage. In addition, actual or potential competitors may be strengthened through the acquisition of
additional assets and interests. If we are unable to compete effectively or adequately respond to competitive pressures, this may materially adversely affect our
results of operations and financial condition and could also have a negative impact on our ability to obtain additional capital from investors.

Potential competition from our existing employees could negatively impact our profitability.

Although Mr. Cowart and certain other employees of ours are prohibited from competing with us (i) while they are employed with us and for six months
thereafter, and (ii) in the business of transporting, storing, processing and refining petroleum products, crudes and lubricants in the states of Alabama, Arkansas,
Arizona,  California,  Florida,  Georgia,  Iowa,  Illinois,  Kentucky,  Louisiana,  Michigan,  North  Carolina,  Nevada,  New  York,  Ohio,  Oklahoma,  Pennsylvania,  South
Carolina,  Tennessee  and  Texas,  until  August  31,  2017,  none  of  such  individuals  will  be  prohibited  from  competing  with  us  after  such  six-month  period  ends,
subject to the non-competition restriction expiring August 31, 2017. Accordingly, any of these individuals could be in a position to use industry experience gained
while working with us to compete with us. Such competition could increase our costs to obtain feedstock, and increase our costs for contracting use of operating
assets  and  services  such  as  third-party  refining  capacity,  trucking  services  or  terminal  access.  Furthermore,  such  competition  could  distract  or  confuse
customers, reduce the value of our intellectual property and trade secrets, or result in a reduction in the prices we are able to obtain for our finished products.
Any of the foregoing could reduce our future revenues, earnings or growth prospects.

Competition due to advances in renewable fuels may lessen the demand for our products and negatively impact our profitability.

Alternatives to petroleum-based products and production methods are continually under development. For example, a number of automotive, industrial
and  power  generation  manufacturers  are  developing  alternative  clean  power  systems  using  fuel  cells  or  clean-burning  gaseous  fuels  that  may  address
increasing worldwide energy costs, the long-term availability of petroleum reserves and environmental concerns, which if successful could lower the demand for
our  services.  If  these  non-petroleum  based  products  and  oil  alternatives  continue  to  expand  and  gain  broad  acceptance  such  that  the  overall  demand  for  our
products is reduced, we may not be able to compete effectively in the marketplace.

We will rely on new technology to conduct our business, including TCEP and our technology could become ineffective or obsolete.

We  will  be  required  to  continually  enhance  and  update  our  technology  to  maintain  our  efficiency  and  to  avoid  obsolescence.  Currently  TCEP  is  not

producing product because the total revenues and gross profit margins are below the Company's expectations.

Additionally, the costs moving forward of enhancing and updating and/or replicating our technology or creating new technology may be substantial and
may be higher than the costs that we anticipated for technology maintenance and development. If we are unable to maintain the efficiency of our technology,
replicate  our  technology,  or  create  new  technologies  our  ability  to  manage  our  business  and  to  compete  may  be  impaired.  Even  if  we  are  able  to  maintain
technical effectiveness, our technology may not be the most efficient means of reaching our objectives, in which case we may incur higher operating costs than
we  would  if  our  technology  was  more  effective.  The  impact  of  these  potential  future  technical  shortcomings,  including  but  not  limited  to  the  failure  of  TCEP,
and/or the costs associated with enhancing or replicating TCEP could have a material adverse effect on our prospects, business, financial condition, and results
of operations.

Our operations would be negatively affected if we are unable to use our facilities in the future.

If we were not able to use any one or more of our facilities moving forward, our ability to generate revenue and compete in the marketplace would be
negatively  affected. If  we  are  unable  to  use  our  facilities  for  any  reason,  we  will  not  be  able  to  effectively generate  revenue  or  compete  with  additional
technologies brought to market by our competitors, the volume of our finished products, would decline and our finished products could be worth less and if our
competitors are willing to pay more for feedstock than we are, they could drive up prices, which would cause our revenues to decrease, and cause our cost of
sales to increase, respectively. Additionally, if we are forced to pay more for feedstock, our cash flows will be negatively impacted and our margins will decrease.

26

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Our business is subject to local, legal, political, and economic factors which are beyond our control.

We  believe  that  the  current  political  environment  for  refining  and  re-refining  facilities  is  sufficiently  supportive  to  enable  us  to  continue  to  operate  our
facilities and in the future plan and implement the construction of additional facilities; however, there are risks that conditions will change in an adverse manner.
These risks include, but are not limited to, environmental issues, land use, air emissions, water use, zoning, workplace safety, restrictions imposed on the re-
refining industry such as restrictions on production, substantial changes in product quality standards, restrictions on feedstock supply, price controls and export
controls. Any changes in financial incentives, investment regulations, policies or a shift in political attitudes are beyond our control and may adversely affect our
business, plans for future facilities, and future financial results.

Additionally, the U.S. Departments of Transportation, Coast Guard and Homeland Security and various federal, state, local and foreign agencies exercise
broad powers over our transportation operations, generally governing such activities as authorization to engage in motor carrier operations, safety and permits to
conduct  transportation  business.  We  may  also  become  subject  to  new  or  more  restrictive  regulations  that  the  Departments  of  Transportation  and  Homeland
Security, the Occupational Safety and Health Administration, the Environmental Protection Agency or other authorities impose, including regulations relating to
engine  exhaust  emissions,  the  hours  of  service  that  our  drivers  may  provide  in  any  one-time  period,  security  and  other  matters.  Compliance  with  these
regulations could increase our costs and adversely affect our results of operations.

Our business may be harmed by anti-terrorism measures.

In  the  aftermath  of  the  terrorist  attacks  on  the  United  States  and  increased  concerns  regarding  future  terrorist  attacks,  federal,  state  and  municipal
authorities implemented and are implementing various security measures, including checkpoints and travel restrictions on large trucks. Although many companies
are adversely affected by slowdowns in the availability of freight transportation, the negative impact could affect our business disproportionately. For example, if
the security measures disrupt or impede the timing of our deliveries of feedstock, we may not have sufficient feedstock to run our re-refining processes at full
capacity, or may incur increased expenses to do so. These measures may significantly increase our costs and reduce our operating margins and income.

Our business is geographically concentrated and is therefore subject to regional economic downturns.

Our operations and customers are concentrated principally in the Gulf Coast and upper Midwest. Therefore, our business, financial condition and results
of operations are susceptible to regional economic downturns and other regional factors, including state regulations and budget constraints and severe weather
conditions. In addition, as we seek to expand in our existing markets, opportunities for growth within this region may become more limited and the geographic
concentration of our business may increase.

If we cannot maintain adequate insurance coverage, we will be unable to continue certain operations.

Our  business  exposes  us  to  various  risks,  including  claims  for  causing  damage  to  property  and  injuries  to  persons  that  may  involve  allegations  of
negligence or professional errors or omissions in the performance of our services. Such claims could be substantial. We believe that our insurance coverage is
presently  adequate  and  similar  to,  or  greater  than,  the  coverage  maintained  by  other  similarly  situated  companies  in  the  industry.  If  we  are  unable  to  obtain
adequate or required insurance coverage in the future, or if such insurance is not available at affordable rates, we could be in violation of our permit conditions
and other requirements of the environmental laws, rules and regulations under which we operate. Such violations could render us unable to continue certain of
our operations. These events could result in an inability to operate certain assets and significantly impair our financial condition.

Our insurance policies do not cover all losses, costs or liabilities that we may experience.

We maintain insurance coverage, but these policies do not cover all of our potential losses, costs or liabilities. We could suffer losses for uninsurable or
uninsured risks, or in amounts in excess of our existing insurance coverage, which would significantly affect our financial performance. Our insurance policies
also have deductibles and self-retention limits that could expose us to significant financial expense. Our ability to obtain and maintain adequate insurance may be
affected by conditions in the insurance market over which we have no control. The occurrence of an event that is not fully covered by insurance could have a
material  adverse  effect  on  our  business,  financial  condition  and  results  of  operations.  In  addition,  our  business  requires  that  we  maintain  various  types  of
insurance. If such insurance is not available or not available on economically acceptable terms, our business would be materially and adversely affected.

27

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Claims above our insurance limits, or significant increases in our insurance premiums, may reduce our profitability.

We currently employ 58 full-time drivers. From time to time, some of these employee drivers are involved in automobile accidents. We currently carry
liability insurance of $1,000,000 for our drivers, subject to applicable deductibles, and carry umbrella coverage up to $25,000,000. We currently employ over 200
employees.  Claims  against  us  may  exceed  the  amounts  of  available  insurance  coverage.  If  we  were  to  experience  a  material  increase  in  the  frequency  or
severity of accidents, liability claims or workers’ compensation claims or unfavorable resolutions of claims, our operating results could be materially affected.

Litigation related to personal injury from the operation of our business may result in significant liabilities and limit our profitability.

The hazards and risks associated with the transport, storage, and handling, treatment and disposal of used oil and other hydrocarbon products (such as
fires,  spills,  explosions  and  accidents)  may  expose  us  to  personal  injury  claims,  property  damage  claims  and/or  products  liability  claims  from  our  employees,
customers or third parties. As protection against such claims and operating hazards, we maintain insurance coverage against some, but not all, potential losses.
However, we may sustain losses for uninsurable or uninsured risks, or in amounts in excess of existing insurance coverage. Due to the unpredictable nature of
personal injury litigation, it is not possible to predict the ultimate outcome of any future claims or lawsuits, and we may be held liable for significant personal injury
or damage to property or third parties, or other losses, that are not fully covered by our insurance, which could have a material adverse effect on our financial
condition, results of operations and cash flows.

Increases in energy costs will affect our operating results and financial condition.

Our production costs will be dependent on the costs of the energy sources used to run our facilities and to procure feedstock. These costs are subject to
fluctuations and variations, and we may not be able to predict or control these costs. If these costs exceed our expectations, this may adversely affect our results
of operations.

Fluctuations in fuel costs could impact our operating expenses and results.

We operate a fleet of transportation, collection and aggregation trucks to collect and transport used oil and re-refined oil products, among other things.
The price and supply of fuel is unpredictable and fluctuates based on events beyond our control, including, among others, geopolitical developments, supply and
demand  for  oil  and  gas,  actions  by  the  Organization  of  the  Petroleum  Exporting  Countries  and  other  oil  and  gas  producers,  war  and  unrest  in  oil  producing
countries and regional production patterns. We have experienced increases in the cost of fuel over the past several years. Although in the past, we have been
able  to  pass-through  some  of  these  costs  to  our  customers,  we  may  not  be  able  to  continue  to  do  so  in  the  future.  A  significant  increase  in  our  fuel  or  other
transportation costs could lower our operating margins and negatively impact our profitability.

Our  hedging  activities  may  prevent  us  from  benefiting  fully  from  increases  in  oil  prices  and  may  expose  us  to  other  risks,  including

counterparty risk.

We use derivative instruments to hedge the impact of fluctuations in oil prices on our results of operations and cash flows. To the extent that we engage
in hedging activities to protect ourselves against commodity price declines, we may be prevented from fully realizing the benefits of increases in oil prices above
the prices established by our hedging contracts. In addition, our hedging activities may expose us to the risk of financial loss in certain circumstances, including
instances in which the counterparties to our hedging contracts fail to perform under the contracts. Finally, we are subject to risks associated with the adoption of
derivatives legislation and regulations (including under the Dodd-Frank Wall Street Reform and Consumer Protection Act) related to derivative contracts which if
adopted, could have an adverse impact on our ability to hedge risks associated with our business. If regulations adopted in the future require that we post margin
for our hedging activities or require our counterparties to hold margin or maintain capital levels, the cost of which could be passed through to us, or impose other
requirements that are more burdensome than current regulations, hedging transactions in the future would become more expensive than we experienced in the
past.

28

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Risks Relating to Accounting and Internal Controls

We incur significant costs as a result of operating as a fully reporting company in connection with Section 404 of the Sarbanes Oxley Act, and

our management is required to devote substantial time to compliance initiatives.

We incur significant legal, accounting and other expenses in connection with our status as a fully reporting public company. The Sarbanes-Oxley Act of
2002 (the “Sarbanes-Oxley Act”) and rules subsequently implemented by the SEC have imposed various requirements on public companies, including requiring
changes  in  corporate  governance  practices.  As  such,  our  management  and  other  personnel  are  required  to  devote  a  substantial  amount  of  time  to  these
compliance initiatives. Moreover, these rules and regulations increase our legal and financial compliance costs and make some activities more time consuming
and costly. In addition, the Sarbanes-Oxley Act requires, among other things, that we maintain effective internal controls for financial reporting and disclosure of
controls and procedures. Our testing may reveal deficiencies in our internal controls over financial reporting that are deemed to be material weaknesses. Our
compliance  with  Section  404  will  require  that  we  incur  substantial  accounting  expense  and  expend  significant  management  efforts.  We  may  need  to  hire
additional  accounting  and  financial  staff  with  appropriate  public  company  experience  and  technical  accounting  knowledge  to  comply  with  such  compliance
requirements. Moreover, if we are not able to comply with the requirements of Section 404 in a timely manner, or if we identify deficiencies in our internal controls
over  financial  reporting  that  are  deemed  to  be  material  weaknesses,  the  market  price  of  our  stock  could  decline,  and  we  could  be  subject  to  sanctions  or
investigations by the SEC or other regulatory authorities, which would require additional financial and management resources.

We  have  reported  material  weaknesses  in  the  effectiveness  of  our  internal  controls  over  financial  reporting,  and  if  we  cannot  maintain

effective internal controls or provide reliable financial and other information in the future, investors may lose confidence in our SEC reports.

We are reporting a material weakness in the effectiveness of our internal controls over financial report in this report, as described below under “ Part II”  -
“Item 9A. Controls and Procedures”. Specifically, we identified the following material weakness in our internal control over financial reporting as of December 31,
2015:

•

      Accounting and reporting resources. The Company does not have the accounting and financial reporting resources to adequately and timely address
complex  and  unusual  accounting  issues  and  related  disclosures  as  well  as  perform  a  high  level  management  review  to  detect  material  errors  in  the
financial statements.

The material weaknesses described above, or other material weaknesses which we become aware of in the future, could  result  in  us  determining  that
our controls and procedures are not effective in future periods or could result in a material misstatement of the consolidated financial statements that would not
be prevented or detected.

Effective  internal  controls  over  financial  reporting  and  disclosure  controls  and  procedures  are  necessary  for  us  to  provide  reliable  financial  and  other
reports and effectively prevent fraud. If we cannot maintain effective internal controls or provide reliable financial or SEC reports or prevent fraud, investors may
lose confidence in our SEC reports, our operating results and the trading price of our common stock could suffer and we might become subject to litigation.

The  report  of  our  independent  registered  public  accounting  firm  expressed  substantial  doubt  about  the  Company’s  ability  to  continue  as  a

going concern and future reports may similarly express a going concern.

Our  auditors  indicated  in  their  report  on  the  Company’s  financial  statements  for  the  fiscal  year  ended  December  31,  2015  that  conditions  existed  that
raise substantial doubt about our ability to continue as a going concern due to our net loss for the year ended December 31, 2015, and our need for additional
funding  to  satisfy  outstanding  liabilities  and  our  senior  credit  facility  (which  was  in  default  from  August  2014  until  March  2015,  when  we  restructured  the
covenants in such facility and our lender waived the prior defaults). A “going concern” opinion could impair our ability to finance our operations through the sale
of  equity,  incurring  debt,  or  other  financing  alternatives  and/or  negatively  affect  our  relationships  with  customers  and  suppliers  and/or  negatively  effect  the
willingness of our suppliers to allow us to maintain credit with them. Our ability to continue as a going concern will depend upon the availability and terms of future
funding, our ability to grow our operations and integrate newly acquired assets and operations, our ability to acquire additional assets and operations, and our
ability to improve operating margins and regain profitability. If we are unable to achieve these goals, our business would be jeopardized and the Company may
not be able to continue. If we ceased operations, it is likely that all of our investors would lose their investment.

29

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Our ability to use our net operating loss carry-forwards may be subject to limitation.

Under Section 382 of the Internal Revenue Code of 1986, as amended, substantial changes in our ownership may limit the amount of net operating loss
carry-forwards that could be utilized annually in the future to offset our taxable income. Specifically, this limitation may arise in the event of a cumulative change
in ownership of our company of more than 50% within a three-year period. Any such annual limitation may significantly reduce the utilization of our net operating
loss  carry-forwards  before  they  expire.  Transactions  that  may  occur  in  the  future  may  trigger  an  ownership  change  pursuant  to  Section  382,  and  prior
transactions may be deemed to have triggered an ownership change pursuant to Section 382, the result of which could limit the amount of net operating loss
carryforwards  that  we  can  utilize  annually  to  offset  our  taxable  income,  if  any.  Any  such  limitation  could  have  a  material  adverse  effect  on  our  results  of
operations.

Our inventory is subject to significant impairment charges in the event the prices of oil and gas fall sharply after such inventory is acquired,

which risks are exacerbated by the fact that we have not historically hedged against any significant decrease in oil prices.

We  had  an  inventory  impairment  charge  of  $467,911,  during  the  three  months  ended  December  31,  2014. We  did  not  have  an  inventory  impairment
charge for the period ended December 31, 2015. Commodity prices fell sharply during such period requiring the Company to take a non-cash charge/adjustment
to the value of our products in inventory taking into account the lower market value for the products being held for sale. Similar significant impairment charges
could negatively affect our balance sheet, result in us not meeting certain debt ratios set forth in our credit and loan agreements, and negatively affect our cash
flows. Future significant impairment charges and/or significant decreases in oil prices could have a material adverse effect on our balance sheet, debt covenants
(including creating an event of default) and could further cause the value of our securities to decline in value.

Future conditions might require us to make write-downs in our assets, which would adversely affect our balance sheet and results of
operations.

We review our long-lived tangible and intangible assets for impairment whenever events or changes in circumstances indicate that the carrying value of
an  asset  may  not  be  recoverable.  We  also  test  our  goodwill  and  indefinite-lived  intangible  assets  for  impairment  at  least  annually  on  December  31,  or  when
events or changes in the business environment indicate that the carrying value of a reportable segment may exceed its fair value. During and as of the end of
each of 2015 and 2014, we determined that $5,199,803 and $0, respectively, in asset write-downs were required. However, if conditions in any of the businesses
in which we compete were to deteriorate, we could determine that certain of our assets were impaired and we would then be required to write-off all or a portion
of our costs for such assets. Any such significant write-offs would adversely affect our balance sheet and results of operations.

Risks Relating to Acquisitions

We  face  risks  associated  with  the  integration  of  the  businesses,  assets  and  operations  acquired  from  E-Source  Holdings,  LLC,  Omega  and

Heartland.

We  previously  acquired  substantially  all  of  the  assets  and  operations  of  E-Source,  which  provides  dismantling,  demolition,  decommission  and  marine
salvage services at industrial facilities throughout the Gulf Coast; Omega Holdings including Omega Refining (including the Marrero, Louisiana re-refinery and
Omega’s  Myrtle  Grove  complex  in  Belle  Chasse,  Louisiana)  and  ownership  of  Golden  State,  a  strategic  blending  and  storage  facility  located  in  Bakersfield,
California; and Heartland, as related to and used in an oil re-refinery and, in connection with the collecting, aggregating and purchasing of used lubricating oils
and the re-refining of such oils into processed oils and other products.

The majority of these acquisitions represented new business lines and operations for us and while our management has significant prior experience in
connection with oil refining and re-refining, it does not have any experience with or in connection with the specific operations of E-Source or those assets and
operations acquired from Omega or Heartland and we may not be able to successfully integrate the acquisitions into our operations and such acquisitions may
not  positively  affect  our  operations  and  cash  flow.  Acquisitions  such  as  these  involve  numerous  risks,  including  difficulties  in  the  assimilation  of  the  acquired
businesses. The consolidation of our operations with the operations of the acquired companies, including the consolidation of systems, procedures, personnel
and  facilities  and  the  achievement  of  anticipated  cost  savings,  economies  of  scale  and  other  business  efficiencies  presents  significant  challenges  to  our
management. The acquisition of the acquired businesses and/or our failure to successfully integrate the acquired businesses could have an adverse effect on
our liquidity, financial condition and results of operations.

30

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

We may be required to pay substantial additional amounts of consideration in the event certain earn-out targets are met by us. There may also

be actual or perceived conflicts of interest with management regarding certain of such targets and amounts due in connection therewith.

Earn-out payments are due pursuant to the terms of the Heartland Purchase Agreement. Specifically, Heartland has the right to receive additional earn-out
consideration of up to a maximum of $8,276,792, based on total EBITDA related to the Heartland Business during the twelve month period beginning on January
1, 2016, with $4,138,396 due if EBITDA is exactly $1.65 million, and $8,276,792 due if EBITDA is $3.3 million or more, provided no amount is due if EBITDA is
less than $1.65 million, and a pro rata earn-out amount of between $4,138,396 and $8,276,792 is due in the event EBITDA is between $1.65 million and $3.3
million. Any contingent payment due is payable 50% in cash and 50% in shares of the Company’s common stock based on the volume weighted average prices
of  the  Company’s  common  stock  on  the  NASDAQ  Capital  Market  on  the  ten  (10)  trading  days  (the  “VWAP”)  commencing  on  the  trading  day  immediately
following the last day of the earn-out period and ending on such tenth trading day thereafter. Additionally, the amount of any contingent payment is reduced by
two-thirds of the cumulative total of required capital expenditures incurred at Heartland’s refining facility in Columbus, Ohio, which are paid or funded by Vertex
OH after the closing, not to exceed $866,667, which capital expenditures are estimated to total $1.3 million in aggregate.

In the event we meet the required targets and thresholds described above, or we provide any additional earn-out rights in the future and are required to
pay  the  earn-out  payments  described  above,  or  any  other  earn-outs  in  the  future,  it  could  have  a  material  adverse  effect  on  our  liquidity,  the  funds  we  have
available for future expansion, and our results of operations.

Our  strategy  includes  pursuing  acquisitions,  partnerships  and  joint  ventures  and  our  potential  inability  to  successfully  integrate  newly-

acquired companies or businesses, or successfully manage our partnerships and joint ventures may adversely affect our financial results.

In the future, we may seek to grow our business by investing in new or existing facilities or technologies, making acquisitions (similar to the acquisitions
of  Omega  and  Heartland)  or  entering  into  partnerships  and  joint  ventures.  Acquisitions,  partnerships,  joint  ventures  or  investments  may  require  significant
managerial attention, which may divert management from our other activities and may impair the operation of our existing businesses. Any future acquisitions of
businesses or facilities could entail a number of additional risks, including:

•

•

•

•

•

•

•

•

•

the failure to successfully integrate the acquired businesses or facilities or new technology into our operations;

incurring significantly higher than anticipated capital expenditures and operating expenses;

disrupting our ongoing business;

dissipating our management resources;

failing to maintain uniform standards, controls and policies;

the inability to maintain key pre-acquisition business relationships;

loss of key personnel of the acquired business or facility;

exposure to unanticipated liabilities; and

the failure to realize efficiencies, synergies and cost savings.

We  may  also  assume  liabilities  and  environmental  liabilities  as  part  of  acquisitions  (including  the  Omega  acquisition).  Although  we  will  endeavor  to
accurately estimate and limit liabilities and environmental liabilities presented by the businesses or facilities to be acquired, some liabilities, including ones that
may exist only because of the past operations of an acquired business or facility, may prove to be more difficult or costly to address than we then estimate. It is
also  possible  that  government  officials  responsible  for  enforcing  environmental  laws  may  believe  an  environmental  liability  is  more  significant  than  we  then
estimate, or that we will fail to identify or fully appreciate an existing liability before we become legally responsible to address it. We may have no recourse, or
only limited recourse, to the former owners of such properties in the event such liabilities are present. As a result, if a liability were asserted against us based
upon ownership of an acquired property, we might be required to pay significant sums to settle it, which could adversely affect our financial results and cash flow.

31

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The  consolidation  of  our  operations  with  the  operations  of  acquired  companies,  including  the  consolidation  of  systems,  procedures,  personnel  and
facilities,  the  relocation  of  staff,  and  the  achievement  of  anticipated  cost  savings,  economies  of  scale  and  other  business  efficiencies,  presents  significant
challenges to our management, particularly if several acquisitions occur at the same time. Fully integrating an acquired company or business into our operations
may take a significant amount of time. We may not be successful in overcoming these risks or any other problems encountered with acquisitions. To the extent
we do not successfully avoid or overcome the risks or problems related to any acquisitions, our results of operations and financial condition could be adversely
affected. Future acquisitions also could impact our financial position and capital needs, and could cause substantial fluctuations in our quarterly and yearly results
of operations. Acquisitions could include significant goodwill and intangible assets, which may result in future impairment charges that would reduce our stated
earnings or increase our stated losses.

We may not successfully identify and complete acquisitions on favorable terms or achieve anticipated synergies relating to any acquisitions,

and such acquisitions could result in unforeseen operating difficulties and expenditures and require significant management resources.

We  regularly  review  potential  acquisitions  of  complementary  businesses,  services  or  products.  However,  we  may  be  unable  to  identify  suitable
acquisition  candidates  in  the  future.  Even  if  we  identify  appropriate  acquisition  candidates,  we  may  be  unable  to  complete  or  finance  such  acquisitions  on
favorable terms, if at all. In addition, the process of integrating an acquired business, service or product into our existing business and operations may result in
unforeseen operating difficulties and expenditures. Integration of an acquired company also may require significant management resources that otherwise would
be available for ongoing development of our business. Moreover, we may not realize the anticipated benefits of any acquisition or strategic alliance and such
transactions  may  not  generate  anticipated  financial  results.  Future  acquisitions  could  also  require  us  to  incur  debt,  assume  contingent  liabilities  or  amortize
expenses related to intangible assets, any of which could harm our business.

Our ability to make acquisitions may be adversely impacted by our outstanding indebtedness and by the price of our stock.

Our ability to make future business acquisitions, particularly those that would be financed solely or in part through cash from operations, may be curtailed
due to our obligations to make payments of principal and interest on our outstanding indebtedness. We may not have sufficient capital resources, now or in the
future, and may be unable to raise sufficient additional capital resources on terms satisfactory to us, if at all, in order to meet our capital requirements for such
acquisitions.  In  addition,  the  terms  of  our  indebtedness  include  covenants  that  directly  restrict,  or  have  the  effect  of  restricting,  our  ability  to  make  certain
acquisitions  while  this  indebtedness  remains  outstanding.  To  the  extent  that  the  amount  of  our  outstanding  indebtedness  has  a  negative  impact  on  our  stock
price, using our common stock as consideration will be less attractive for potential acquisition candidates. The future trading price of our common stock could limit
our  willingness  to  use  our  equity  as  consideration  and  the  willingness  of  sellers  to  accept  our  shares  and  as  a  result  could  limit  the  size  and  scope  of  our
acquisition program. If we are unable to pursue strategic acquisitions that would enhance our business or operations, the potential growth of our business and
revenues may be adversely affected.

Legal, Environmental, Governmental and Regulatory Risks

Currently  pending  or  future  litigation  or  governmental  proceedings  could  result  in  material  adverse  consequences,  including  judgments  or

settlements.

From time to time, we are involved in lawsuits, regulatory inquiries and may be involved in governmental and other legal proceedings arising out of the
ordinary course of our business. Many of these matters raise difficult and complicated factual and legal issues and are subject to uncertainties and complexities.
The timing of the final resolutions to these types of matters is often uncertain. Additionally, the possible outcomes or resolutions to these matters could include
adverse judgments or settlements, either of which could require substantial payments, adversely affecting our results of operations and liquidity.

We are subject to numerous environmental and other laws and regulations and, to the extent we are found to be in violation of any such laws

and regulations, our business could be materially and adversely affected.

We  are  subject  to  extensive  federal,  state,  provincial  and  local  laws  and  regulations  relating  to  the  protection  of  the  environment  which,  among  other

things:

•

•

regulate the collection, transportation, handling, processing and disposal of hazardous and non-hazardous wastes;

impose liability on persons involved in generating, handling, processing, transporting or disposing hazardous materials;

32

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

•

•

impose joint and several liability for remediation and clean-up of environmental contamination; and

require financial assurance that funds will be available for the closure and post-closure care of sites where hazardous wastes are stored, processed or
disposed.

The breadth and complexity of all of these laws and regulations impacting us make consistent compliance extremely difficult and often result in increased
operating  and  compliance  costs,  including  requiring  the  implementation  of  new  programs  to  promote  compliance.  Even  with  these  programs,  we  and  other
companies in the industry are routinely faced with legal and administrative proceedings which can result in civil and criminal penalties, interruption of business
operations, fines or other sanctions and require expenditures.

Our operations involve the risks of fuel spillage or seepage, environmental damage and hazardous waste disposal, among others. If we are involved in a
spill or other accident involving hazardous substances, or if we are found to be in violation of applicable environmental laws or regulations, it could significantly
increase our cost of doing business.

Additionally, under current law, we may be held liable for damage caused by conditions that existed before we acquired our assets and/or before we took
control of our leased properties or if we arranged for the transportation, disposal or treatment of hazardous substances that cause environmental contamination.
In  the  future,  we  may  be  subject  to  monetary  fines,  civil  or  criminal  penalties,  remediation,  clean-up  or  stop  orders,  injunctions,  orders  to  cease  or  suspend
certain  practices  or  denial  of  permits  required  to  operate  our  facilities  and  conduct  our  operations.  The  outcome  of  any  proceeding  and  associated  costs  and
expenses could have a material adverse impact on our operations and financial condition.

Our trucking operations are subject to a number of federal, state and local rules and regulations generally governing such activities as authorization to
engage in motor carrier operations, safety compliance and reporting, contract compliance, insurance requirements, taxation and financial reporting. We could be
subject  to  new  or  more  restrictive  regulations,  such  as  regulations  relating  to  engine  emissions,  drivers’  hours  of  service,  occupational  safety  and  health,
ergonomics or cargo security. Compliance with such regulations could substantially reduce equipment productivity, and the costs of compliance could increase
our operating expenses.

Environmental laws also govern the presence, maintenance and removal of asbestos-containing building materials, or ACBM, and may impose fines and
penalties  for  failure  to  comply  with  these  requirements.  Such  laws  require  that  owners  or  operators  of  buildings  containing  ACBM  (and  employers  in  such
buildings)  properly  manage  and  maintain  the  asbestos,  adequately  notify  or  train  those  who  may  come  into  contact  with  asbestos,  and  undertake  special
precautions, including removal or other abatement, if asbestos would be disturbed during renovation or demolition of a building or plant. In addition, the presence
of ACBM in our properties or plants may expose us to third-party liability (e.g., liability for personal injury associated with exposure to asbestos).

Environmental laws and regulations are subject to change and may become increasingly stringent or relaxed. Interpretation or enforcement of existing
laws  and  regulations,  or  the  adoption  of  new  laws  and  regulations,  may  require  us  to  modify  or  curtail  our  operations  or  replace  or  upgrade  our  facilities  or
equipment at substantial costs which we may not be able to pass on to our customers. On the other hand, if new laws and regulations are less stringent, then
our customers or competitors may be able to compete with us more effectively, without reliance on our services, which could decrease the need for our services
and/or increase competition which could adversely affect our revenues and profitability, if any.

We are required to obtain and maintain permits, licenses and approvals to conduct our operations in compliance with such laws and regulations. If we are
unable to maintain our currently held permits, licenses and approvals, we may not be able to continue certain of our operations. If we are unable to obtain any
additional permits, licenses and approvals which may be required as we expand our operations, we may be forced to curtail or abandon our current and/or future
planned business operations.

33

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Environmental risks and regulations may adversely affect our business.

All  phases  of  designing,  constructing  and  operating  our  refining  and  re-refining  plants  present  environmental  risks  and  hazards.  We  are  subject  to
environmental regulation implemented or imposed by a variety of federal, state and municipal laws and regulations as well as international conventions. Among
other things, environmental legislation provides for restrictions and prohibitions on spills and discharges, as well as emissions of various substances produced in
association with our operations. Legislation also requires that facility sites be operated, maintained, abandoned and reclaimed in such a way that would satisfy
applicable regulatory authorities. Compliance with such legislation can require significant expenditures and a breach could result in the imposition of fines and
penalties, some of which could be material. Environmental legislation is evolving in a manner we expect may result in stricter standards and enforcement, larger
fines and liability, as well as potentially increased capital expenditures and operating costs. The presence or discharge of pollutants in or into the air, soil or water
may give rise to liabilities to governments and third parties and may require us to incur costs to remedy such presence or discharge.

Environmental,  health  and  safety  laws,  regulations  and  permit  requirements,  and  the  potential  for  further  expanded  laws,  regulations  and  permit
requirements  may  increase  our  costs  or  reduce  demand  for  our  products  and  thereby  negatively  affect  our  business.  Environmental  permits  required  for  our
operations  are  subject  to  periodic  renewal  and  may  be  revoked  or  modified  for  cause  or  when  new  or  revised  environmental  requirements  are  implemented.
Changing  and  increasingly  strict  environmental  requirements  and  the  potential  for  further  expanded  regulation  may  increase  our  costs  and  can  affect  the
manufacturing, handling, processing, distribution and use of our products. If so affected, our business and operations may be materially and adversely affected. In
addition, changes in these requirements may cause us to incur substantial costs in upgrading or redesigning our facilities and processes, including our waste
treatment, storage, disposal and other waste handling practices and equipment. For these reasons, we may need to make capital expenditures beyond those
currently  anticipated  to  comply  with  existing  or  future  environmental  or  safety  laws.  The  application  of  environmental,  health  and  safety  laws,  regulations  and
permit requirements to our business may cause us to limit our production, significantly increase the costs of our operations and activities, reduce the market for
our products or to otherwise adversely affect our financial condition, results of operations or prospects.

Climate change legislation or regulations restricting emissions of greenhouse gases could result in increased operating and capital costs and

reduced demand for our products.

There is a growing belief that emissions of greenhouse gases, or GHGs, such as carbon dioxide and methane, may be linked to climate change. Climate
change  and  the  costs  that  may  be  associated  with  its  impacts  and  the  regulation  of  GHGs  have  the  potential  to  affect  our  business  in  many  ways,  including
negatively impacting the costs of our operations, transportation costs, feedstock costs and demand for our products (due to changes in both costs and weather
patterns).

In recent years, the U.S. Congress has from time to time considered adopting legislation to reduce emissions of GHGs and almost one-half of the states
have already taken legal measures to reduce emissions of GHGs primarily through the planned development of GHG emission inventories and/or regional GHG
cap and trade programs. Most of these cap and trade programs work by requiring major sources of emissions, such as electric power plants, or major producers
of  fuels,  such  as  refineries  and  gas  processing  plants,  to  acquire  and  surrender  emission  allowances.  The  number  of  allowances  available  for  purchase  is
generally reduced each year in an effort to achieve the overall GHG emission reduction goal.

Depending  on  the  scope  of  a  particular  program,  we  could  be  required  to  purchase  and  surrender  allowances  for  GHG  emissions  resulting  from  our
operations. Although most of the state-level initiatives have to date been focused on large sources of GHG emissions, such as electric power plants, it is possible
that  smaller  sources  such  as  our  operations  could  become  subject  to  GHG-related  regulation.  Depending  on  the  particular  program,  we  could  be  required  to
control  emissions  or  to  purchase  and  surrender  allowances  for  GHG  emissions  resulting  from  our  operations.  Independent  of  Congress,  the  Environmental
Protection Agency (EPA) has adopted regulations controlling GHG emissions under its existing Clean Air Act authority. For example, on December 15, 2009, the
EPA officially published its findings that emissions of carbon dioxide, methane and other GHGs present an endangerment to human health and the environment
because emissions of such gases are, according to the EPA, contributing to warming of the earth’s atmosphere and other climatic changes. These findings by
the  EPA  allow  the  agency  to  proceed  with  the  adoption  and  implementation  of  regulations  that  would  restrict  emissions  of  greenhouse  gases  under  existing
provisions of the federal Clean Air Act. In 2009, the EPA adopted rules regarding regulation of GHG emissions from motor vehicles. In 2010, EPA also issued a
final rule, known as the “Tailoring Rule,” that makes certain large stationary sources and modification projects subject to permitting requirements for greenhouse
gas emissions under the Clean Air Act. In addition, on September 22, 2009, the EPA issued a final rule requiring the reporting of greenhouse gas emissions from
specified large greenhouse gas emission sources in the U.S. beginning in 2011 for emissions occurring in 2010. None of our facilities currently generate enough
greenhouse gasses to be subject to this reporting requirement under this rule, but we could become subject to such reporting requirements in the future.

34

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Although it is not possible at this time to accurately estimate how potential future laws or regulations addressing greenhouse gas emissions would impact
our  business,  any  future  federal  laws  or  implementation  of  regulations  that  may  be  adopted  to  address  greenhouse  gas  emissions  could  require  us  to  incur
increased operating costs and could adversely affect demand for our feedstocks and resulting products, and/or increase our transportation costs. The potential
increase in the costs of our operations resulting from any legislation or regulation to restrict emissions of greenhouse gases could include new or increased costs
to operate and maintain our facilities, install new emission controls on our facilities, acquire allowances to authorize our greenhouse gas emissions, pay any taxes
related to our greenhouse gas emissions and administer and manage a greenhouse gas emissions program. While we may be able to include some or all of such
increased  costs  in  the  rates  charged  for  our  products,  such  recovery  of  costs  is  uncertain.  Moreover,  incentives  to  conserve  energy  or  use  alternative  energy
sources could reduce demand for our products and/or lower the supply of our feedstocks. We cannot predict with any certainty at this time how these possibilities
may affect our operations. Many scientists have concluded that increasing concentrations of GHGs in the Earth’s atmosphere may produce climate change that
could have significant physical effects, such as increased frequency and severity of storms, droughts, and floods and other climatic events; if such effects were to
occur, they could have an adverse effect on our operations.

The adoption of regulations implementing recent financial reform legislation could impede our ability to manage business and financial risks

by restricting our use of derivative instruments as hedges against fluctuating commodity prices.

The  U.S.  Congress  adopted  the  Dodd-Frank  Wall  Street  Reform  and  Consumer  Protection  Act  in  2010  (the  “ Dodd-Frank  Act”).  This  comprehensive
financial reform legislation establishes federal oversight and regulation of the over-the-counter derivatives market and entities that participate in that market. The
Dodd-Frank Act requires the Commodity Futures Trading Commission (“CFTC”), the SEC and other regulators to promulgate rules and regulations implementing
the new legislation. The CFTC has adopted regulations to set position limits for certain futures and option contracts in the major energy markets and for swaps
that  are  their  economic  equivalents.  Certain  bona  fide  hedging  transactions  or  derivative  instruments  would  be  exempt  from  these  position  limits.  The  Dodd-
Frank Act may also require compliance with margin requirements and with certain clearing and trade-execution requirements in connection with certain derivative
activities. The final rules will be phased in over time according to a specified schedule which is dependent on finalization of certain other rules to be promulgated
by the CFTC and the SEC.

The  Dodd-Frank  Act  and  any  new  regulations  could  significantly  increase  the  cost  of  some  commodity  derivative  contracts  (including  through
requirements  to  post  collateral),  materially  alter  the  terms  of  some  commodity  derivative  contracts  and  reduce  the  availability  of  some  derivatives  to  protect
against risks we encounter. While we are not currently party to any commodity derivative contracts, we may enter into such contracts in the future and the Dodd-
Frank Act and any new regulations may have the effect of making our results of operations more volatile and our cash flows may be less predictable, if we are
unable to enter into commodity derivative contracts or similar hedging transactions in the future. Finally, the Dodd- Frank Act was intended, in part, to reduce the
volatility of oil and natural gas prices, which some legislators attributed to speculative trading in derivatives and commodity instruments related to oil and natural
gas.  If  the  Dodd-Frank  Act  and  any  new  regulations  result  in  lower  commodity  prices,  our  revenues  could  be  adversely  affected.  Any  of  these  consequences
could adversely affect our business, financial condition and results of operations.

We could be subject to involuntary shutdowns or be required to pay significant monetary damages or remediation costs if we are found to be

a responsible party for the improper handling or the release of hazardous substances.

As a company engaged in the sale, handling, transportation, storage, recycling and disposal of materials that are or may be classified as hazardous by
federal,  state,  provincial  or  other  regulatory  agencies,  we  face  risks  of  liability  for  environmental  contamination.  The  federal  Comprehensive  Environmental
Response, Compensation and Liability Act of 1980, as amended, or “CERCLA” or Superfund, and similar state laws impose strict liability for clean-up costs on
current or former owners and operators of facilities that release hazardous substances into the environment, as well as on the businesses that generate those
substances or transport them. As a potentially responsible party, or “PRP,” we may be liable under CERCLA for substantial investigation and cleanup costs even
if we operate our business properly and comply with applicable federal and state laws and regulations. Liability under CERCLA may be joint and several, which
means that if we were found to be a business with responsibility for a particular CERCLA site, we could be required to pay the entire cost of the investigation and
cleanup, even though we were not the party responsible for the release of the hazardous substance and even though other companies might also be liable. Even
if we are able to identify who the other responsible parties might be, we may not be able to compel them to contribute to the remediation costs, or they might be
insolvent or unable to contribute due to lack of financial resources.

Our facilities and the facilities of our clients and third-party contractors may have generated, used, handled and/or disposed of hazardous substances and
other regulated wastes. Environmental liabilities could exist, including cleanup obligations at these facilities or at off-site locations, which could result in future
expenditures that cannot be currently quantified and which could

35

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

materially reduce our profits. In addition, new services or products offered by us could expose us to further environmental liabilities for which we have no historical
experience and cannot estimate our potential exposure to liabilities.

Our operations are subject to numerous statutory and regulatory requirements, which may increase in the future.

Our operations are subject to numerous statutory and regulatory requirements, and our ability to continue to hold licenses and permits required for our
businesses is subject to maintaining satisfactory compliance with such requirements. These requirements may increase in the future as a result of statutory and
regulatory changes. Although we are very committed to compliance and safety, we may not, either now or in the future, be in full compliance at all times with
such  statutory  and  regulatory  requirements.  Consequently,  we  could  be  required  to  incur  significant  costs  to  maintain  or  improve  our  compliance  with  such
requirements.

We  may  also  assume  additional  environmental  liabilities  as  part  of  further  acquisitions.  Although  we  will  endeavor  to  accurately  estimate  and  limit
environmental  liabilities  presented  by  the  businesses  or  facilities  to  be  acquired,  some  liabilities,  including  ones  that  may  exist  only  because  of  the  past
operations  of  an  acquired  business  or  facility,  may  prove  to  be  more  difficult  or  costly  to  address  than  we  then  estimate.  It  is  also  possible  that  government
officials responsible for enforcing environmental laws may believe an environmental liability is more significant than we then estimate, or that we will fail to identify
or fully appreciate an existing liability before we become legally responsible to address it.

We may be subject in the normal course of business to judicial, administrative or other third-party proceedings that could interrupt or limit our

operations, require expensive remediation, result in adverse judgments, settlements or fines and create negative publicity.

Governmental  agencies  may,  among  other  things,  impose  fines  or  penalties  on  us  relating  to  the  conduct  of  our  business,  attempt  to  revoke  or  deny
renewal  of  our  operating  permits,  franchises  or  licenses  for  violations  or  alleged  violations  of  environmental  laws  or  regulations  or  as  a  result  of  third-party
challenges, require us to install additional pollution control equipment or require us to remediate potential environmental problems relating to any real property that
we or our predecessors ever owned, leased or operated or any waste that we or our predecessors ever collected, transported, disposed of or stored. Individuals,
citizens groups, trade associations or environmental activists may also bring actions against us in connection with our operations that could interrupt or limit the
scope  of  our  business.  Any  adverse  outcome  in  such  proceedings  could  harm  our  operations  and  financial  results  and  create  negative  publicity,  which  could
damage our reputation, competitive position and stock price. We may also be required to take corrective actions, including, but not limited to, installing additional
equipment,  which  could  require  us  to  make  substantial  capital  expenditures.  We  could  also  be  required  to  indemnify  our  employees  in  connection  with  any
expenses  or  liabilities  that  they  may  incur  individually  in  connection  with  regulatory  action  against  us.  These  could  result  in  a  material  adverse  effect  on  our
prospects, business, financial condition and our results of operations.

Risks Related to Our Recovery Division

Our Recovery division participates from time to time in one-time projects, which could create fluctuations in revenue and gross profit from

quarter to quarter.

Our Recovery division periodically participates in one-time, non-ongoing projects and therefore we expect to see fluctuations in revenue and gross profit
from  this  division  from  quarter  to  quarter  and  period  to  period.  Consequently,  the  results  of  operations,  net  income  (loss),  revenue  and  gross  profit  for  our
Recovery  division  for  any  quarter  or  period  may  not  be  indicative  of  the  results  of  operations,  net  income  (loss),  revenue  and  gross  profit  for  any  subsequent
quarter or period.

Recovery division customers may cancel or delay projects.

Recovery division customers may cancel or delay projects for reasons beyond our control. If projects are delayed, the timing of our revenues could be
affected. Revenue recognition occurs over long periods of time and is subject to unanticipated delays. If we receive relatively large orders in any given quarter,
fluctuations  in  the  levels  of  our  quarterly  backlog  can  result  because  the  backlog  in  that  quarter  may  reach  levels  that  may  not  be  sustained  in  subsequent
quarters. As a result, our backlog may not be indicative of our future revenues.

36

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The  dismantling,  demolition,  decommission  and  marine  salvage  operations  of  our  Recovery  division  subjects  us  to  operational  and  safety

risks.

Our Recovery division provides dismantling, demolition, decommission and marine salvage services at industrial facilities throughout the Gulf Coast. The
division  also  owns  and  operates  a  fleet  of  trucks  and  other  vehicles  used  for  shipping  and  handling  equipment  and  scrap  materials.  Such  operations  could
potentially result in releases of hazardous materials, injury or death of our employees or third parties, environmental contamination claims, and claims for damage
to  property  both  from  third  parties  and  our  customers  and  clients.  These  risks  expose  us  to  potential  liability  for  pollution  and  other  environmental  damages,
personal injury, loss of life, business interruption, and property damage or destruction. While we seek to minimize and obtain insurance to limit our exposure to
such  risks,  such  actions  and  insurance  may  not  be  adequate  to  cover  all  of  our  potential  liabilities  and  such  insurance  may  not  in  the  future  be  available  at
commercially reasonable rates. If we were to incur substantial liabilities in excess of policy limits or at a time when we were not able to obtain adequate liability
insurance  on  commercially  reasonable  terms,  our  business,  results  of  operations  and  financial  condition  could  be  adversely  affected  to  a  material  extent.
Furthermore, should our safety record deteriorate, we could be subject to a potential reduction of revenues from our Recovery division.

Risks Related to Our Common Carrier Operations

We face competition from other common carriers and transportation providers.

Crossroad is a common carrier that provides transportation and logistical services for liquid petroleum products, as well as other hazardous materials and
waste streams. We face competition from trucking companies, railroads, motor carriers and, to a lesser extent, ships and barges. In addition to price competition,
we face competition with respect to transit times and quality and reliability of service. Any future improvements or expenditures materially increasing the quality
or reducing the cost of alternative modes of transportation, and/or increased competition from competitors, including competitors with more resources than us,
could have a material adverse effect on our results of operations, financial condition, and liquidity. Additionally, any future consolidation of the trucking industry
could materially affect the competitive environment in which we operate.

Risks Related to Our Prior Offering Terms

We face significant penalties and damages in the event a registration statement we filed to register certain securities sold in our prior offering

is subsequently suspended or terminated.

We  previously  agreed  to  register  the  shares  of  common  stock  issuable  upon  conversion  of  the  Series  B  Preferred  Stock  and  upon  exercise  of  the
warrants  sold  in  connection  therewith  under  the  Securities  Act,  for  resale.  The  agreement  pursuant  to  which  we  sold  such  securities  as  units,  provides  for
liquidated  damages  upon  the  occurrence  of  certain  events.  The  amount  of  the  liquidated  damages  is  1.0%  of  the  aggregate  subscription  amount  paid  by  an
investor for the units affected by the event that are still held by the investor upon the occurrence of the event, due on the date immediately following the event
that caused such failure (or the 30th day following such event if the event relates to the suspension of the registration statement), and each 30 days thereafter,
with  such  payments  to  be  prorated  on  a  daily  basis  during  each  30  day  period,  subject  to  a  maximum  of  an  aggregate  of  6%  per  year.  If  we  fail  to  pay  any
liquidated damages in full within seven days after the date payable, we are required to pay interest thereon at a rate of 12% per annum until paid in full. In the
event  the  registration  statement,  which  has  previously  been  declared  effective  within  the  timeframe  required  by  the  purchase  agreement,  is  subsequently
suspended  or  terminated,  or  we  otherwise  fail  to  meet  certain  requirements  set  forth  in  the  purchase  agreement,  we  could  be  required  to  pay  significant
penalties which could adversely affect our cash flow and cause the value of our securities to decline in value.

General Risks

RISKS RELATED TO OUR SECURITIES

Our Chief Executive Officer, Benjamin P. Cowart, has significant voting control over us, including the appointment of Directors and may have
interests that differ from other shareholders. Mr. Cowart, as a significant shareholder, may, therefore, take actions that are not in the interest of other
shareholders.

Benjamin P. Cowart, our Chairman, President and Chief Executive Officer, beneficially owns approximately 26.4% of our common stock (not including
shares issuable upon exercise of options and warrants held by Mr. Cowart) and 20.4% of our total voting stock, and as such, Mr. Cowart exercises significant
control  in  determining  the  outcome  of  corporate  transactions  or  other  matters,  including  the  election  of  directors,  mergers,  consolidations,  the  sale  of  all  or
substantially all of our assets, and also the power to prevent or cause a change in control. The interests of Mr. Cowart may differ from the interests of the other
stockholders

37

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

and thus result in corporate decisions that are adverse to other shareholders. Should conflicts of interest arise, Mr. Cowart may not act in the best interests of our
other shareholders and conflicts of interest may not be resolved in a manner favorable to our other shareholders.

Our  obligation  to  make  earn-out  payments  in  connection  with  our  acquisition  of  certain  assets  and  operations  from  Heartland  in  2014  may

prevent a change of control of us.

Our acquisition of certain of Heartland’s assets and operations requires us to make certain earn-out payments in the event EBITDA and other thresholds
are met. Each of these earn-outs is described in greater detail above under “We may be required to pay substantial additional amounts of consideration in the
event certain earn-out targets are met by us. There may also be actual or perceived conflicts of interest with management regarding certain of such targets and
amounts due in connection therewith.” Such obligations could prevent a change of control of us since a possible buyer may not be interested in making these
earn-out payments. The existence of the requirement to pay the earn-out payments could also cause the value of our common stock to decline and/or be valued
at less than a similarly sized company that does not have a required earn-out payment structure in place.

Securities analysts may not cover our common stock and this may have a negative impact on our common stock’s market price.

The trading market for our common stock will depend, in part, on the research and reports that securities or industry analysts publish about us or our
business. We do not have any control over these analysts. We currently have limited research coverage by securities and industry analysts. If one or more of the
analysts who covers us downgrades our common stock, changes their opinion of our shares or publishes inaccurate or unfavorable research about our business,
our stock price would likely decline. If one or more of these analysts ceases coverage of us or fails to publish reports on us regularly, demand for our common
stock could decrease and we could lose visibility in the financial markets, which could cause our stock price and trading volume to decline.

Shareholders may be diluted significantly through our efforts to obtain financing and satisfy obligations through the issuance of additional

securities.

Wherever possible, our Board of Directors will attempt to use non-cash consideration to satisfy obligations. In many instances, we believe that the non-
cash  consideration  will  consist  of  restricted  shares  of  our  common  stock,  preferred  stock  or  warrants  to  purchase  shares  of  our  common  stock.  Our  Board  of
Directors has authority, without action or vote of the shareholders, but subject to NASDAQ rules and regulations (which generally require shareholder approval for
any transactions which would result in the issuance of more than 20% of our then outstanding shares of common stock or voting rights representing over 20% of
our then outstanding shares of stock), to issue all or part of the authorized but unissued shares of common stock, preferred stock or warrants to purchase such
shares of common stock. In addition, we may attempt to raise capital by selling shares of our common stock, possibly at a discount to market in the future. These
actions will result in dilution of the ownership interests of existing shareholders, may further dilute common stock book value, and that dilution may be material.
Such  issuances  may  also  serve  to  enhance  existing  management’s  ability  to  maintain  control  of  us,  because  the  shares  may  be  issued  to  parties  or  entities
committed to supporting existing management.

We currently have a sporadic and volatile market for our common stock, and the market for our common stock is and may remain sporadic

and volatile in the future.

We currently have a sporadic and volatile market for our common stock, which market is anticipated to remain sporadic and volatile in the future, and will

likely be subject to wide fluctuations in response to several factors, including, but not limited to:

•

•

•

•

•

actual or anticipated variations in our results of operations;

our ability or inability to generate revenues;

the number of shares in our public float;

increased competition; and

conditions and trends in the market for oil refining and re-refining services, transportation services and oil feedstock.

38

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Our common stock is currently listed on the NASDAQ Capital Market. Our stock price may be impacted by factors that are unrelated or disproportionate
to  our  operating  performance.  These  market  fluctuations,  as  well  as  general  economic,  political  and  market  conditions,  such  as  recessions,  interest  rates  or
international currency fluctuations may adversely affect the market price of our common stock. Shareholders and potential investors in our common stock should
exercise caution before making an investment in us, and should not rely solely on the publicly quoted or traded stock prices in determining our common stock
value,  but  should  instead  determine  the  value  of  our  common  stock  based  on  the  information  contained  in  our  public  reports,  industry  information,  and  those
business valuation methods commonly used to value private companies.

Additionally,  the  market  price  of  our  common  stock  historically  has  fluctuated  significantly  based  on,  but  not  limited  to,  such  factors  as  general  stock
market trends, announcements of developments related to our business, actual or anticipated variations in our operating results, our ability or inability to generate
new revenues, and conditions and trends in the industries in which our customers are engaged.

In recent years, the stock market in general has experienced extreme price fluctuations that have oftentimes been unrelated to the operating performance
of the affected companies. Similarly, the market price of our common stock may fluctuate significantly based upon factors unrelated or disproportionate to our
operating performance. These market fluctuations, as well as general economic, political and market conditions, such as recessions, interest rates or international
currency fluctuations may adversely affect the market price of our common stock.

We do not intend to pay cash dividends on our common stock in the foreseeable future, and therefore only appreciation of the price of our

common stock will provide a return to our stockholders.

We currently anticipate that we will retain all future earnings, if any, to finance the growth and development of our business. We do not intend to pay
cash  dividends  in  the  foreseeable  future.  Any  payment  of  cash  dividends  will  depend  upon  our  financial  condition,  capital  requirements,  earnings  and  other
factors deemed relevant by our Board of Directors. As a result, only appreciation of the price of our common stock, which may not occur, will provide a return to
our stockholders.

There may be future sales and issuances of our common stock, which could adversely affect the market price of our common stock and dilute

shareholders ownership of common stock.

The  exercise  of  any  options  granted  to  executive  officers,  directors  and  other  employees  under  our  equity  compensation  plans,  the  exercise  of
outstanding warrants, the conversion of outstanding convertible securities and other issuances of our common stock in the future could have an adverse effect on
the  market  price  of  the  shares  of  our  common  stock.  We  are  not  restricted  from  issuing  additional  shares  of  common  stock,  including  any  securities  that  are
convertible  into  or  exchangeable  for,  or  that  represent  the  right  to  receive  shares  of  common  stock,  provided  that  we  are  subject  to  the  requirements  of  the
Nasdaq  Capital  Market  (which  generally  require  shareholder  approval  for  any  transactions  which  would  result  in  the  issuance  of  more  than  20%  of  our  then
outstanding shares of common stock or voting rights representing over 20% of our then outstanding shares of stock), subject to certain exceptions. Sales of a
substantial number of shares of our common stock in the public market or the perception that such sales might occur could materially adversely affect the market
price of the shares of our common stock. Because our decision to issue securities in any future offering or transaction will depend on market conditions and other
factors beyond our control, we cannot predict or estimate the amount, timing or nature of our future offerings or issuances. Additionally, the sale of a significant
portion of our common stock may cause the value of our common stock to decline in value.

Our outstanding options, warrants and convertible securities may adversely affect the trading price of our common stock.

As  of  the  date  of  this  filing,  there  are  (i)  2,773,582  outstanding  stock  options  at  a  weighted  average  exercise  price  of  $5.15  per  share;  (ii)  4,252,135
outstanding warrants to purchase 4,252,135 shares of common stock at a weighted average exercise price of $2.92 per share; (iii) 492,716 shares of common
stock issuable upon the conversion of our 492,716 outstanding shares of Series A Convertible Preferred Stock (which convert on a one-for-one basis (subject to
adjustments  for  stock  splits  and  recapitalizations)  into  common  stock);  (v)  8,283,234  shares  of  common  stock  issuable  upon  conversion  of  our  8,283,234
outstanding shares of Series B Preferred Stock (which convert on a one-for-one basis (subject to adjustments for stock splits and recapitalizations) into common
stock); and (vi) 4,400,000 shares of common stock issuable upon conversion of our 44,000 outstanding shares of Series C Convertible Preferred Stock (which
convert  on  a  100-for-one  basis  (subject  to  adjustments  for  stock  splits  and  recapitalizations)  into  common  stock).  For  the  life  of  the  options  and  warrants,  the
holders have the opportunity to profit from a rise in the market price of our common stock without assuming the risk of ownership. The issuance of shares upon
the exercise of outstanding securities will also dilute the ownership interests of our existing stockholders.

39

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The availability of these shares for public resale, as well as any actual resales of these shares, could adversely affect the trading price of our common
stock. We cannot predict the size of future issuances of our common stock pursuant to the exercise of outstanding options or warrants or conversion of other
securities,  or  the  effect,  if  any,  that  future  issuances  and  sales  of  shares  of  our  common  stock  may  have  on  the  market  price  of  our  common  stock.  Sales  or
distributions  of  substantial  amounts  of  our  common  stock  (including  shares  issued  in  connection  with  an  acquisition),  or  the  perception  that  such  sales  could
occur, may cause the market price of our common stock to decline.

Risks Relating to our Preferred Stock

We have established preferred stock which can be designated by the Board of Directors without shareholder approval and have established
Series  A  Preferred  Stock,  Series  B  Preferred  Stock,  and  Series  C  Preferred  Stock  which  give  the  holders  thereof  a  liquidation  preference  and  the
ability to convert such shares into our common stock.

We  have  50,000,000  shares  of  preferred  stock  authorized,  which  includes  5,000,000  shares  of  designated  Series  A  Preferred  Stock  of  which
approximately 0.5 million shares are issued and outstanding as of the date of this report, 10,000,000 designated shares of Series B Preferred Stock, of which
8,283,234 shares are issued and outstanding as of the date of this report, and 44,000 designated shares of Series C Preferred Stock, of which 44,000 are issued
and outstanding as of the date of this report. The Series A Preferred Stock has a liquidation preference of $1.49 per share. The Series B Preferred Stock has a
liquidation preference of $3.10 per share, payable only after the liquidation preference on the Series A Preferred Stock and amounts owed to our senior creditor
are  satisfied.  The  Series  C  Preferred  Stock  has  a  liquidation  preference  of  $100.00  per  share,  payable  only  after  the  liquidation  preference  on  the  Series  A
Preferred Stock, Series B Preferred Stock and amounts owed to our senior creditor are satisfied. As a result, if we were to dissolve, liquidate or sell our assets,
the  holders  of  our  Series  A  Preferred  Stock  would  have  the  right  to  receive  up  to  the  first  approximately  $0.7  million  in  proceeds  from  any  such  transaction,
holders of our Series B Preferred Stock would have the right to receive up to $25.7 million, and the holders of our Series C Preferred Stock would have the right
to receive up to $4.4 million, after the payment of amounts owed to certain other of our creditors, but before any amount is paid to the holders of our common
stock. The payment of the liquidation preferences could result in common stock shareholders not receiving any consideration if we were to liquidate, dissolve or
wind up, either voluntarily or involuntarily. Additionally, the existence of the liquidation preferences may reduce the value of our common stock, make it harder for
us to sell shares of common stock in offerings in the future, or prevent or delay a change of control. Furthermore, the conversion of Series A Preferred Stock and
Series B Preferred Stock (each of which convert on a one-for-one basis (subject to adjustments for stock splits and recapitalizations)) into common stock and the
conversion of Series C Preferred Stock into common stock (which convert on a 100-for-one basis (subject to adjustments for stock splits and recapitalizations))
may cause substantial dilution to our common shareholders. Because our Board of Directors is entitled to designate the powers and preferences of the preferred
stock without a vote of our shareholders, subject to NASDAQ rules and regulations, our shareholders will have no control over what designations and preferences
our future preferred stock, if any, will have.

In addition to the above, we are required to redeem any non-converted shares of Series B Preferred Stock, which remain outstanding on December 24,
2020, at the rate of $3.10 per share (or $25 million in aggregate as of the date of this filing), subject to the terms of our senior loan documents, which funds we
may not have, or which may not be available on favorable terms, if at all.

The  issuance  of  common  stock  upon  conversion  of  the  Series  B  Preferred  Stock  and  Series  C  Preferred  Stock  will  cause  immediate  and

substantial dilution to existing shareholders.

The Series B Preferred Stock (including accrued and unpaid dividends) is convertible into shares of the Company’s common stock at any time at $3.10
per  share  (initially  a  one-for-one  basis).  If  the  Company’s  common  stock  trades  at  or  above  $6.20  per  share  for  a  period  of  20  consecutive  trading  days,  the
Company may at such time force conversion of the Series B Preferred Stock (including accrued and unpaid dividends) into common stock of the Company. The
Series C Preferred Stock is convertible into shares of the Company’s common stock at any time at $1.00 per share (initially a 100-for-one basis).

The issuance of common stock upon conversion of the Series B Preferred Stock and Series C Preferred Stock will result in immediate and substantial
dilution to the interests of other stockholders since the holders of the Series B Preferred Stock and Series C Preferred Stock may ultimately receive and sell the
full amount of shares issuable in connection with the conversion of such Series B Preferred Stock and Series C Preferred Stock. Although the Series B Preferred
Stock may not be converted by the holders thereof if such conversion would cause such holder to own more than 9.999% of our outstanding common stock, and
the Series C Preferred Stock may not be converted by the holder thereof if such conversion would cause the holder to own more than 4.999% of our outstanding
common stock, these restrictions do not prevent such holders from converting some of their holdings, selling those shares, and then converting the rest of their
holdings, while still staying below the 9.999%/4.999% limit. In this way,

40

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

the holders of the Series B Preferred Stock and Series C Preferred Stock could sell more than these limits while never actually holding more shares than the
limits allow. If the holders of the Series B Preferred Stock or Series C Preferred Stock choose to do this, it will cause substantial dilution to the then holders of our
common stock.

Our outstanding Series B Preferred Stock accrues a cash dividend.

Our  Series  B  Preferred  Stock  accrues  a  dividend,  payable  quarterly  in  arrears  (based  on  calendar  quarters),  in  the  amount  of  6%  per  annum  of  the
original issuance price of the Series B Preferred Stock ($3.10 per share or $25.7 million in aggregate as of the date of this report). The dividend is payable by the
Company, at the Company’s election, in registered common stock of the Company (if available) or cash, provided that any cash dividend payment is subject to
us previously having repaid all amounts owed to our senior lender. In the event dividends are paid in registered common stock of the Company, the number of
shares payable will be calculated by dividing (a) the accrued dividend by (b) 90% of the arithmetic average of the volume weighted average price (VWAP) of the
Company’s  common  stock  for  the  10  trading  days  immediately  prior  to  the  applicable  date  of  determination  (the  “Dividend  Stock  Payment  Price”).
Notwithstanding  the  foregoing,  in  no  event  may  the  Company  pay  dividends  in  common  stock  unless  the  applicable  Dividend  Stock  Payment  Price  is  above
$2.91. If the Company is prohibited from paying the dividend in cash (due to contractual senior credit agreements or other restrictions) or is unable to pay the
dividend in registered common stock, the dividend will be paid in-kind in Series B Preferred Stock shares at $3.10 per share.

We may not have sufficient available cash to pay the dividends as they accrue. The payment of the dividends, or our failure to timely pay the dividends
when due, could reduce our available cash on hand, have a material adverse effect on our results of operations and cause the value of our stock to decline in
value.  Additionally,  the  issuance  of  shares  of  common  stock  or  additional  shares  of  Series  B  Preferred  Stock  in  lieu  of  cash  dividends  (and  the  subsequent
conversion of such Series B Preferred Stock into common stock pursuant to the terms of such Series B Preferred Stock) could cause substantial dilution to the
then holders of our common stock.

We may be required to issue additional shares of Series B Preferred Stock upon the occurrence of certain events.

As  described  above,  in  the  event  we  do  not  have  available  cash  to  pay  the  dividends  which  accrue  on  the  Series  B  Preferred  Stock  in  cash,  we  are
prohibited  from  paying  such  dividends  in  cash,  and  we  do  not  have  sufficient  registered  shares  of  common  stock  available  to  allow  for  the  payment  of  such
dividends in common stock, we are required to pay such dividends in-kind in Series B Preferred Stock shares at $3.10 per share, which will also include a $3.10
per  share  liquidation  preference  and  the  right  to  convert  into  common  stock  on  a  one-for-one  basis.  For  the  period  from  June  24-30,  2015  and  June  30-
September 30, 2015, a total of approximately $398,459 of dividends accrued on our outstanding Series B Preferred Stock which were paid in-kind by way of the
issuance of 128,535 restricted shares of Series B Preferred Stock pro rata to each of the then holders of our Series B Preferred Stock in October 2015. For the
period from September 30, 2015 to December 31, 2015, a total of approximately $379,518 of dividends accrued on our outstanding Series B Preferred Stock
which were paid in-kind by way of the issuance of 122,425 restricted shares of Series B Preferred Stock pro rata to each of the then holders of our Series B
Preferred Stock in January 2016.

The  issuance  and  sale  of  common  stock  upon  conversion  of  the  Series  B  Preferred  Stock  and  Series  C  Preferred  Stock  may  depress  the
market  price  of  our  common  stock;  and  the  redemption  of  the  Series  B  Preferred  Stock,  if  not  converted  into  common  stock  prior  to  the  required
redemption date, will require significant additional funds.

If conversions of the Series B Preferred Stock and Series C Preferred Stock and sales of such converted shares take place, the price of our common
stock  may  decline.  In  addition,  the  common  stock  issuable  upon  conversion  of  the  Series  B  Preferred  Stock  and  Series  C  Preferred  Stock  may  represent
overhang that may also adversely affect the market price of our common stock. Overhang occurs when there is a greater supply of a company’s stock in the
market than there is demand for that stock. When this happens the price of the company’s stock will decrease, and any additional shares which shareholders
attempt to sell in the market will only further decrease the share price. If the share volume of our common stock cannot absorb converted shares sold by the
Series B Preferred Stock holders, then the value of our common stock will likely decrease.

Any non-converted shares of Series B Preferred Stock are required to be redeemed by us on June 24, 2020, at the rate of $3.10 per share (or $25.7
million in aggregate as of the date of this filing), subject to the terms of our senior loan documents, which funds we may or may not have, or which may not be
available on favorable terms, if at all.

41

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Risks Relating to Our Listing on the Nasdaq Capital Market

Our Common Stock may be delisted from the Nasdaq Capital Market if we cannot satisfy Nasdaq’s continued listing requirements.

Among the conditions required for continued listing on the Nasdaq Capital Market, Nasdaq requires us to maintain at least $2.5 million in stockholders’
equity or $500,000 in net income over the prior two years or two of the prior three years, to have a majority of independent directors, and to maintain a stock price
over $1.00 per share. Our stockholders’ equity may not remain above Nasdaq’s $2.5 million minimum, we may not generate over $500,000 of yearly net income
moving forward, we may not be able to maintain independent directors, and we may not be able to maintain a stock price over $1.00 per share. If we fail to timely
comply with the applicable requirements, our stock may be delisted. In addition, even if we demonstrate compliance with the requirements above, we will have to
continue  to  meet  other  objective  and  subjective  listing  requirements  to  continue  to  be  listed  on  the  Nasdaq  Capital  Market.  Delisting  from  the  Nasdaq  Capital
Market could make trading our common stock more difficult for investors, potentially leading to declines in our share price and liquidity. Without a Nasdaq Capital
Market listing, stockholders may have a difficult time getting a quote for the sale or purchase of our stock, the sale or purchase of our stock would likely be made
more difficult and the trading volume and liquidity of our stock could decline. Delisting from the Nasdaq Capital Market could also result in negative publicity and
could also make it more difficult for us to raise additional capital. The absence of such a listing may adversely affect the acceptance of our common stock as
currency or the value accorded by other parties. Further, if we are delisted, we would also incur additional costs under state blue sky laws in connection with any
sales of our securities. These requirements could severely limit the market liquidity of our common stock and the ability of our stockholders to sell our common
stock in the secondary market. If our common stock is delisted by Nasdaq, our common stock may be eligible to trade on an over-the-counter quotation system,
such as the OTCQB market, where an investor may find it more difficult to sell our stock or obtain accurate quotations as to the market value of our common
stock. In the event our common stock is delisted from the Nasdaq Capital Market, we may not be able to list our common stock on another national securities
exchange or obtain quotation on an over-the counter quotation system.

If we are delisted from the Nasdaq Capital Market, your ability to sell your shares of our common stock could also be limited by the penny

stock restrictions, which could further limit the marketability of your shares.

If  our  common  stock  is  delisted,  it  could  come  within  the  definition  of  “ penny  stock”  as  defined  in  the  Exchange  Act  and  would  then  be  covered  by
Rule  15g-9  of  the  Exchange  Act.  That  Rule  imposes  additional  sales  practice  requirements  on  broker-dealers  who  sell  securities  to  persons  other  than
established customers and accredited investors. For transactions covered by Rule 15g-9, the broker-dealer must make a special suitability determination for the
purchaser and receive the purchaser’s written agreement to the transaction prior to the sale. Consequently, Rule 15g-9, if it were to become applicable, would
affect the ability or willingness of broker-dealers to sell our securities, and accordingly would affect the ability of stockholders to sell their securities in the public
market. These additional procedures could also limit our ability to raise additional capital in the future.

Due to the fact that our common stock is listed on the Nasdaq Capital Market, we are subject to financial and other reporting and corporate

governance requirements which increase our costs and expenses.

We are currently required to file annual and quarterly information and other reports with the Securities and Exchange Commission that are specified in
Sections 13 and 15(d) of the Securities Exchange Act of 1934, as amended. Additionally, due to the fact that our common stock is listed on the Nasdaq Capital
Market, we are also subject to the requirements to maintain independent directors, comply with other corporate governance requirements and are required to pay
annual listing and stock issuance fees. These obligations require a commitment of additional resources including, but not limited, to additional expenses, and may
result in the diversion of our senior management’s time and attention from our day-to-day operations. These obligations increase our expenses and may make it
more complicated or time consuming for us to undertake certain corporate actions due to the fact that we may require Nasdaq approval for such transactions
and/or Nasdaq rules may require us to obtain shareholder approval for such transactions.

Item 1B. Unresolved Staff Comments

Not applicable.

42

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Item 2. Properties

Properties and Facilities

The Company owns three oil collection facilities operated by H&H Oil, which are located in Houston, Austin, and Corpus Christi, Texas. The three owned
locations range from 2 acres to 5 acres in area and have offices, storage tank facilities, small warehouse facilities for operations and yard areas for the parking of
trucks. These facilities are related to the operations of the Black Oil division.

In addition, the Company leases three smaller facilities, one located in San Antonio, Texas one in Mission, Texas, and one in Dallas, Texas each with a
small yard for the parking of trucks, small storage tanks and an office. The San Antonio facility is leased under a thirty-six month lease which expired in June
2013 (subject to our right to renew the lease for an additional twelve months and/or purchase the property at the end of the lease term), which has a rental cost of
$2,500 per month, provided that while not formally extended, we continue to operate under the same terms of the now expired lease. The Mission, Texas lease
has a term expiring on June 1, 2016, and a rental cost of $400 per month. The Dallas lease expired in August 31, 2015, but we continue to lease this facility on
month to month basis for a rental cost of $3,000 per month. These facilities are related to the operations of the Black Oil division.

The Company leases a 19 acre tank terminal facility in Baytown, Texas, where it aggregates the majority of the used motor oil for its TCEP technology.
The TCEP technology is located on-site at this facility, which also has facilities for the loading and unloading of trucks and barges located near the Houston Ship
Channel. The lease relating to this facility expires on November 30, 2032. The monthly rent relating to this facility is approximately $25,000 per month through
November 2027, and $30,000 per month during the remaining term of the lease. The lease contains a provision providing the landlord the right to buy out our
rights  under  the  lease  for  the  fair  market  value  of  such  rights  (as  provided  in  the  lease  agreement)  upon  the  occurrence  of  any  change  of  control  of  the
Company, including the sale of substantially all of our assets; or our merger with another entity which results in our shareholders holding less than 50% of the
voting stock of the post-merger entity. Additionally, we have a right of first refusal to buy the landlord’s interest in the property leased in the event the landlord
receives a bona fide offer to sell the premises and notifies us of its intent to accept such offer. This facility is related to the operations of the Black Oil division.

We also lease approximately 5,893 square feet of office space at our current principal executive office located at 1331 Gemini St., Suite 250, Houston,
Texas 77058. The office rent is $9,723 per month from July 1, 2012 to June 30, 2013; $10,067 per month from July 1, 2013 to June 30, 2015; and $10,411 from
July  1,  2015  to  June  30,  2017,  and  the  lease  expires  on  June  30,  2017.  This  property  relates  to  general  administrative  functions  of  the  Company  and  is
proportionally allocated to each of our three divisions.

The below properties were acquired as part of the Heartland acquisition described above under “ Part I” - “Item 1. Business” - “Material Acquisitions”:

The Company leases three smaller facilities, one located in Zanesville, Ohio, one in Mount Sterling, Kentucky, and one in Ravenswood, West Virginia
each with a small yard for the parking of trucks, small storage tanks and an office. The Zanesville facility is leased under a twelve month lease with automatic
renewals (subject to either party providing a written notice to the other party of the intent to cancel the lease prior to thirty days from the expiration of the current
term), which has a rental cost of $3,500 per month with the current term expiring on March 19, 2015. The Mount Sterling, Kentucky lease has a term expiring on
November  16,  2015,  and  a  rental  cost  of  $3,250  per  month.  The  Ravenswood,  West  Virginia  lease  has  a  term  expiring  October  1,  2016  and  a  rental  cost  of
$1,739 per month.

The Company owns five other facilities, which are located in Ohio. Two facilities located in Columbus, of which one is the location of our refinery which
was acquired from Heartland and the other is for the storage of feedstocks and finished products. There are two locations in Zanesville, of which one is used for
an office, small warehouse facilities for operations and a yard area for the parking of trucks, and the other is used for bulk used oil storage and as a transfer
facility. The fifth facility is located in Norwalk and is used for bulk storage of used oil and as a transfer facility. All properties acquired as part of the Heartland
purchase relate to the operations of the Black Oil division.

43

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The below properties were acquired as part of the Omega acquisition described above under “ Part I” - “Item 1. Business” - “Material Acquisitions”:

Marrero Facility:

We lease a used motor oil refinery located in Marrero, Louisiana. The facility was constructed in 1992 by Chevron Texaco, can currently process more
than 180,000 gallons per day and has a total storage capacity of nearly 17 million gallons. The facility is accessible by truck, rail, and barge. The lease has a term
expiring in April 2018, with a monthly rental cost of $283,000. The lease also provides us the right to extend the lease for up to four additional five year extension
terms through April 2038. This facility is related to the operations of the Black Oil division.

Myrtle Grove:

We lease 45 acres of land on the Gulf Coast in Myrtle Grove, Louisiana. The site, which is currently being developed, is located approximately 26 miles
from  the  Marrero  facility  (described  above).  Existing  infrastructure  includes  offices  and  maintenance  buildings,  a  lab,  a  control  room,  and  a  process  area  with
existing piling and concrete, loading and unloading areas and fire protection for the process area. We also own and/or lease additional refining equipment located
on site. The lease has a term expiring in May 2017, and a rental cost of $50,000 per month. The lease also has 10 additional five year term renewal options
through  2067,  with  the  rental  cost  of  each  extension  term  increasing  by  8%  of  the  preceding  term.  This  facility  is  related  to  the  operations  of  the  Black  Oil
division.

Churchill County, Nevada Facility:

Prior to our entry into the Sale Agreement described above under “ Item 1. Business” - “Recent Events ”, we, through Vertex Refining Nevada, leased a
used oil re-refining plant located on approximately 40 acres in Churchill County, Nevada (the “Bango Plant”). The lease for the Bango Plant was entered into on
April 30, 2015. The term of the Bango lease was to continue until August 10, 2025, subject to our right under certain circumstances to extend such lease. No rent
was due under the Bango lease until January 1, 2016, at which time rent in the amount of $244,000 per month was due for the remainder of the term of the
lease. The lease also allowed us the option to pay 2016 rent in shares of our common stock. As described in greater detail below under “Part II” - “Item 5. Market
for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities” - “Recent  Sales  of  Unregistered  Securities ”,  we  paid
the January 2016 rent due pursuant to the terms of the Bango lease in shares of our common stock, pursuant to the terms of such lease, which allowed us to
pay 110% of the rent which would otherwise be due in cash (i.e., $268,400 of share based rent compared to $244,000 of cash based rent), as calculated using
the volume weighted average price (“VWAP”) of our common stock for the 10-day period preceding the first day of each applicable month, which VWAP for the
month  of  January  2016  was  $1.10  per  share.  As  such,  we  issued  an  aggregate  of  244,000  shares  of  our  restricted  common  stock  in  lieu  of  cash  rent  due
pursuant to the Bango lease for the month of January 2016. The Bango lease also provided for a purchase option which we exercised as part of the transactions
contemplated by the Sale Agreement. As a result of the Sale Agreement we no longer lease or own the Bango Plant.

In addition to the Bango lease for the Bango Plant, Vertex Refining Nevada was also party to two Lease and Purchase Agreements (the “ Equipment
Leases”) which began on April 30, 2015, and continued until the date of the closing of the Sale Agreement. The Equipment Leases provided for the use of a rail
facility and related equipment and a pre-fabricated metal building located at the plant. The Equipment Leases were to expire on December 31, 2016, subject to
certain  rights  Vertex  Refining  Nevada  had  to  terminate  the  leases  earlier.  The  monthly  rental  costs  for  the  leases  were  $16,300  and  $3,800  per  month,
respectively, provided no rent was due for fiscal 2015. As a result of the Sale Agreement we are no longer party to the Equipment Leases.

Golden State: 

In connection with the initial closing of the Omega Transaction (see above), our subsidiary, Vertex Refining NV, LLC acquired 100% of the issued and
outstanding membership interests in Golden State Lubricants Works, LLC ("GSLW").  GSLW leased a blending and storage facility (the "Facility") with attached
office space in Bakersfield, California. The Facility has total tank capacity of nearly 5 million gallons and offers excellent rail and truck access. The lease has a
term expiring March 31, 2026 with monthly rental cost of $59,800. After exploring various options with respect to the Facility, it was decided that this asset did
not fit the long range plans of the Company.  In August, 2015, we notified the landlord that we were no longer planning to pay the monthly rental. The landlord
has not formally terminated the lease, or released GSLW from any obligations under the lease.

44

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

We believe that our current facilities are suitable and adequate to meet our current needs, and that suitable additional or substitute space will be available

as needed. However, we continue to evaluate the purchase or lease of additional properties or the consolidation of our properties, as our business requires.

Item 3. Legal Proceedings

From time to time, we may become party to litigation or other legal proceedings that we consider to be a part of the ordinary course of our business.

Vertex Refining LA, LLC, the wholly-owned subsidiary of Vertex Operating, our wholly-owned subsidiary, and the Company were named as defendants in
a lawsuit filed in the United States District Court For the Eastern District of Louisiana on June 11, 2015 by CHS Inc. regarding the construction of a barge dock on
property leased by Vertex Refining LA from Plaqemines Holdings Company, LLC in Myrtle Grove, Louisiana. This litigation was settled and the complaint was
dismissed with prejudice on or about September 30, 2015.

Vertex Refining, NV, LLC, the wholly-owned subsidiary of Vertex Operating, and the Company were named as defendants in a lawsuit filed on or about

August 3, 2015, in the Tenth Judicial District Court in the State of Nevada, in and for the County of Churchill, case #15-10DC-0502, by Republic Bank N.A.
alleging breach of contract and unjust enrichment with respect to the Asset Purchase Agreement dated May 2, 2014 between the defendants and Omega
Refining, regarding the sale of refinery assets in Fallon, Nevada. This case has been settled and a stipulation for dismissal was filed or about March 10, 2016.

Vertex Refining LA, LLC, the wholly-owned subsidiary of Vertex Operating, was named as a defendant, along with numerous other parties, in five
lawsuits filed on or about February 12, 2016, in the Second Parish Court for the Parish of Jefferson, State of Louisiana, Case No. 121749, by Russell Doucet et.
al., Case No. 121750, by Kendra Cannon et. al., Case No. 121751, by Lashawn Jones et. al., Case No. 121752, by Joan Strauss et. al. and Case No. 121753, by
Donna Allen et. al. The suits relate to alleged noxious and harmful emissions from our facility located in Marrero, Louisiana. The suits seek damages for physical
and emotional injuries, pain and suffering, medical expenses and deprivation of the use and enjoyment of plaintiffs’ homes. We intend to vigorously defend
ourselves and oppose the relief sought in the complaints, provided that at this stage of the litigation, the Company has no basis for determining whether there is
any likelihood of material loss associated with the claims and/or the potential and/or the outcome of the litigation.

Item 4. Mine Safety Disclosures.

Not applicable.

45

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

On February 13, 2013, our common stock began trading on the NASDAQ Capital Market (“ NASDAQ”) under the symbol “ VTNR”.

The following table sets forth, for the periods indicated, the high and low sales prices for our common stock on the NASDAQ, for the quarters presented.

Prices represent inter-dealer quotations without adjustments for markups, markdowns, and commissions, and may not represent actual transactions.

PART II

QUARTER ENDING

FISCAL 2015

December 31, 2015

September 30, 2015

June 30, 2015

March 31, 2015

FISCAL 2014

December 31, 2014

September 30, 2014

June 30, 2014

March 31, 2014

$

$

$

$

2.80   $

2.85   $

3.45   $

4.41   $

7.22  

10.17  

11.25  

7.34  

1.00

1.67

1.90

3.14

2.98

6.39

6.35

3.20

HOLDERS

As of March 30, 2016, there were approximately (a) 181 holders of record of our common stock, not including holders who hold their shares in street
name, and 29,765,702 shares of common stock issued and outstanding; (b) 26 holders of record of our 492,716 outstanding shares of Series A Preferred Stock;
(c)  107  holders  of  record  of  our  8,283,234  outstanding  shares  of  Series  B  Preferred  Stock;  and  (d)  one  holder  of  record  of  our  44,000  outstanding  shares  of
Series C Preferred Stock.

DIVIDENDS

We  have  not  paid  any  dividends  on  our  common  stock  to  date  and  do  not  anticipate  that  we  will  be  paying  dividends  in  the  foreseeable  future.  Any
payment of cash dividends on our common stock in the future will be dependent upon the amount of funds legally available, our earnings, if any, our financial
condition,  our  anticipated  capital  requirements  and  other  factors  that  our  Board  of  Directors  may  think  are  relevant.  However,  we  currently  intend  for  the
foreseeable future to follow a policy of retaining all of our earnings, if any, to finance the development and expansion of our business and, therefore, do not expect
to  pay  any  dividends  on  our  common  stock  in  the  foreseeable  future.  Additionally,  the  terms  of  our  preferred  stock  impose  restrictions  on  our  ability  to  pay
dividends.

EQUITY COMPENSATION PLAN INFORMATION

The  Company  previously  assumed  World  Waste’s  2004  Incentive  Stock  Option  Plan  (the  “ 2004  Plan”),  which  was  approved  by  shareholders,  and

provided for the issuance of a total of up to 200,000 shares of common stock and options to acquire common stock to employees, directors and consultants.

The  Company  also  previously  assumed  World  Waste’s  2007  Incentive  Stock  Plan  (the  “ 2007  Plan”),  which  was  not  shareholder-approved.  The  2007
Plan provided for the issuance of a total of up to 600,000 shares of common stock and options to acquire common stock to employees, directors and consultants.

Effective  May  16,  2008,  our  Board  of  Directors  approved  our  2008  Stock  Incentive  Plan,  which  was  subsequently  approved  by  a  majority  of  our

shareholders on December 3, 2008, which allows the Board of Directors to grant up to an aggregate of 600,000

46

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
 
 
   
 
   
 
 
   
 
   
qualified and non-qualified stock options, restricted stock and performance based awards of securities to our officers, directors and consultants to help attract and
retain our qualified personnel (the “2008 Plan”).

Effective  July  15,  2009,  our  Board  of  Directors  approved  our  2009  Stock  Incentive  Plan,  which  was  subsequently  approved  by  a  majority  of  our
shareholders on July 14, 2010, which allows the Board of Directors to grant up to an aggregate of 1,575,000 qualified and non-qualified stock options, restricted
stock and performance based awards of securities to our officers, directors and consultants to help attract and retain qualified personnel (the “2009 Plan”).

Effective on April 25, 2013, the Board of Directors adopted, subject to the ratification of our shareholders, the Company’s 2013 Stock Incentive Plan (the
“2013 Plan” and collectively with the 2008 Plan and the 2009 Plan, the “ Plans”), which was subsequently approved by the Company’s shareholders on June 7,
2013, which allowed the Board of Directors to grant up to an aggregate of 1,575,000 qualified and non-qualified stock options, restricted stock and performance
based  awards  of  securities  to  our  officers,  directors  and  consultants  to  help  attract  and  retain  qualified  personnel.  On  July  20,  2015,  the  Board  of  Directors
approved  an  amendment  to  the  2013  Plan  to  increase  by  2  million  shares  the  number  of  shares  available  under  the  2013  Plan,  which  was  ratified  by  the
shareholders of the Company on September 16, 2015.

The  following  table  provides  information  as  of  December  31,  2015  regarding  the  2004  Plan,  the  2007  Plan  and  the  Plans  (including  individual

compensation arrangements), except as described below, under which equity securities are authorized for issuance:

Plan Category

Equity compensation plans approved by the
security holders

Equity compensation plans not approved by the
security holders

Total

Number of securities to be
issued upon exercise of
outstanding options,
warrants and rights*

Weighted-average exercise
price of outstanding
options, warrants and
rights*

2,702,982

285,600

2,988,582

$5.02

$14.20

Number of securities
available for future
issuance under equity
compensation plans
(excluding those in first
column)*

2,759,604

—

2,759,604

*    Does not include securities available for future issuance under equity compensation plans approved by security holders and not approved by security holders
of World Waste, assumed in the Merger, which the Company does not plan to issue any additional securities in connection with.

Description of Capital Stock

Common Stock

The total number of authorized shares of our common stock is 750,000,000 shares, $0.001 par value per share.

Each share of our common stock is entitled to equal dividends and distributions per share with respect to the common stock when, as and if declared by
our Board of Directors. No holder of any shares of our common stock has a preemptive right to subscribe for any of our securities, nor are any shares of our
common stock subject to redemption or convertible into other securities. Upon liquidation, dissolution or winding-up of the Company, and after payment to our
creditors and preferred shareholders, if any, our assets will be divided pro rata on a share-for-share basis among the holders of our common stock. Each share of
our common stock is entitled to one vote on all shareholder matters. Shares of our common stock do not possess any cumulative voting rights.

Preferred Stock

The  total  number  of  “blank  check”  authorized  shares  of  our  preferred  stock  is  50,000,000  shares,  $0.001  par  value  per  share.  The  total  number  of
authorized shares of our Series A Convertible Preferred Stock (“Series A Preferred”)  is  5,000,000;  the  total  number  of  authorized  shares  of  Vertex’s  Series  B
Preferred Stock is 10,000,000 (“Series B Preferred Stock ”); and the total number of authorized shares of Vertex’s Series C Convertible Preferred Stock is 44,000
(“Series C Preferred Stock”).

47

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
   
 
Series A Preferred

Holders of outstanding shares of Series A Preferred are entitled to receive dividends, when, as, and if declared by our Board of Directors. No dividends or
similar distributions may be made on shares of capital stock or securities junior to our Series A Preferred until dividends in the same amount per share on our
Series A Preferred have been declared and paid. In connection with a liquidation, winding-up, dissolution or sale of the Company, each share of our Series A
Preferred  is  entitled  to  receive  $1.49  prior  to  similar  liquidation  payments  due  on  shares  of  our  common  stock  or  any  other  class  of  securities  junior  to  the
Series  A  Preferred.  Shares  of  Series  A  Preferred  are  not  entitled  to  participate  with  the  holders  of  our  common  stock  with  respect  to  the  distribution  of  any
remaining assets of the Company.

Each share of Series A Preferred is entitled to that number of votes equal to the number of whole shares of common stock into which it is convertible.

Generally, holders of our common stock and Vertex Series A Preferred vote together as a single class.

•

•

•

•

Shares of Series A Preferred automatically convert into shares of our common stock on the earliest to occur of the following:

The affirmative vote or written consent of the holders of a majority of the then-outstanding shares of Series A Preferred;

If the closing market price of our common stock averages at least $15.00 per share over a period of 20 consecutive trading days and the daily trading
volume averages at least 7,500 shares over such period;

If we consummate an underwritten public offering of our securities at a price per share not less than $10.00 and for a total gross offering amount of at
least $10 million; or

If a sale of the Company occurs resulting in proceeds to the holders of Series A Preferred of a per share amount of at least $10.00.

Each share of Series A Preferred converts into one share of common stock, subject to adjustment.

Series B Preferred Stock

The  Series  B  Preferred  Stock  accrues  a  dividend,  payable  quarterly  in  arrears  (based  on  calendar  quarters),  in  the  amount  of  6%  per  annum  of  the

original issuance price of the Series B Preferred Stock ($3.10 per share).

The  dividend  is  payable  by  the  Company,  at  the  Company’s  election,  in  registered  common  stock  of  the  Company  (if  available)  or  cash.  In  the  event
dividends are paid in registered common stock of the Company, the number of shares payable will be calculated by dividing (a) the accrued dividend by (b) 90%
of  the  arithmetic  average  of  the  volume  weighted  average  price  (VWAP)  of  the  Company’s  common  stock  for  the  10  trading  days  immediately  prior  to  the
applicable date of determination (the “Dividend Stock Payment Price”). Notwithstanding the foregoing, in no event may the Company pay dividends in common
stock  unless  the  applicable  Dividend  Stock  Payment  Price  is  above  $2.91.  If  the  Company  is  prohibited  from  paying  the  dividend  in  cash  (due  to  contractual
senior credit agreements or other restrictions) or is unable to pay the dividend in registered common stock, the dividend will be paid in kind in Series B Preferred
Stock shares at $3.10 per share.

The Series B Preferred Stock includes a liquidation preference (in the amount of $3.10 per share) which is junior to the Company’s previously outstanding

shares of preferred stock, senior credit facilities and other debt holders as provided in further detail in the designation.

The Series B Preferred Stock (including accrued and unpaid dividends) is convertible into shares of the Company’s common stock at the holder’s option
at $3.10 per share (initially a one-for-one basis). If the Company’s common stock trades at or above $6.20 per share for a period of 20 consecutive trading days,
the Company may at such time force conversion of the Series B Preferred Stock (including accrued and unpaid dividends) into common stock of the Company.

The Series B Preferred Stock votes together with the common stock on an as-converted basis, provided that each holder’s voting rights are subject to

and limited by the Series B Beneficial Ownership Limitation described below.

The Company has the option to redeem the outstanding shares of Series B Preferred Stock at $3.10 per share, plus any accrued and unpaid dividends
on such Series B Preferred Stock redeemed, at any time beginning on June 24, 2017, and the Company is required to redeem the Series B Preferred Stock at
$3.10 per share, plus any accrued and unpaid dividends, on June 24, 2020.

48

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Notwithstanding either of the foregoing, the Series B Preferred Stock may not be redeemed unless and until amounts outstanding under the Company’s senior
credit facility have been paid in full.

The Series B Preferred Stock contains a provision prohibiting the conversion of such Series B Preferred Stock into common stock of the Company, if
upon such conversion, the holder thereof would beneficially own more than 9.999% of the Company’s then outstanding common stock (the “Series B Beneficial
Ownership Limitation”). The Series B Beneficial Ownership Limitation does not apply to forced conversions undertaken by the Company pursuant to the terms of
the designation (summarized above).

Series C Convertible Preferred Stock

The  Series  C  Preferred  Stock,  authorized  on  January  29,  2016  as  described  above  under  "Part  I"-"Item  1,  Business"-"Recent  Events"-"Subscription
Agreement" of this filing, does not accrue a dividend, but has participation rights on an as-converted basis, to any dividends paid on the Company’s common
stock  (other  than  dividends  paid  solely  in  common  stock).  Each  Series  C  Preferred  Stock  share  has  a  $100  face  value,  and  a  liquidation  preference  (in  the
amount of $100 per share) which is junior to the Company’s previously outstanding shares of preferred stock, senior credit facilities and other debt holders as
provided in further detail in the designation, but senior to the common stock.

The Series C Preferred Stock is convertible into shares of the Company’s common stock at the holder’s option at any time at $1.00 per share (initially a
100:1  basis  (subject  to  adjustments  for  stock  splits  and  recapitalizations)).  The  Series  C  Preferred  Stock  votes  together  with  the  common  stock  on  an  as-
converted basis, provided that each holder’s voting rights are subject to and limited by the Series C Beneficial Ownership Limitation described below and provided
further that notwithstanding any of the foregoing, solely for purposes of determining the Voting Rights, the Voting Rights accorded to such Series C Convertible
Preferred  Stock  will  be  determined as  if  converted  at  $1.05  per  share  ( the  market  value  of  the  common  stock  as  of  the  close  of  trading  on  the  day  prior  to
the original issuance date of the Series C Preferred Stock), and subject to equitable adjustment as discussed in the designation . There are no redemption rights
associated with the Series C Preferred Stock.

The Series C Preferred Stock contains a provision prohibiting the conversion of the Series C Preferred Stock into common stock of the Company, if upon
such conversion or exercise, as applicable, the holder thereof would beneficially own more than 4.999% of the Company’s then outstanding common stock (the
“Series C Beneficial Ownership Limitation”). The Series C Beneficial Ownership Limitation may be increased up and down on a per holder basis, with 61 days
prior written notice from any holder, provided the Series C Beneficial Ownership Limitation may never be higher than 9.999%.

So long as any shares of Series C Preferred Stock are outstanding, we are prohibited from undertaking any of the following without first obtaining the
approval of the holders of a majority of the outstanding shares of Series C Preferred Stock: (a) increasing or decreasing (other than by redemption or conversion)
the total number of authorized shares of Series C Preferred Stock; (b) re-issuing any shares of Series C Preferred Stock converted; (c) creating, or authorizing
the creation of, or issuing or obligating the Company to issue shares of, any class or series of capital stock unless the same ranks junior to (and not pari passu
with)  the  Series  C  Preferred  Stock  with  respect  to  the  distribution  of  assets  on  the  liquidation,  dissolution  or  winding  up  of  the  Company,  or  increasing  the
authorized number of shares of any additional class or series of capital stock unless the same ranks junior to (and not pari passu with) the Series C Preferred
Stock  with  respect  to  the  distribution  of  assets  on  the  liquidation,  dissolution  or  winding  up  of  the  Company;  (d)  effecting  an  exchange,  reclassification,  or
cancellation of all or a part of the Series C Preferred Stock (except pursuant to the terms of the designation); (e) effecting an exchange, or creating a right of
exchange, of all or part of the shares of another class of shares into shares of Series C Preferred Stock (except pursuant to the terms of the designation); (f)
issuing any additional shares of Series C Preferred Stock; (g) altering or changing the rights, preferences or privileges of the shares of Series C Preferred Stock
so as to affect adversely the shares of such series; or (h) amending or waiving any provision of the Company’s Articles of Incorporation or Bylaws relative to the
Series  C  Preferred  Stock  so  as  to  affect  adversely  the  shares  of  Series  C  Preferred  Stock  in  any  material  respect  as  compared  to  holders  of  other  series  of
shares.

Recent Sales of Unregistered Securities

In February 2015, a holder of Series A Convertible Preferred Stock of the Company converted 17,476 shares of our Series A Convertible Preferred Stock
into 17,476 shares of our common stock. All of the shares of common stock issuable upon conversion of the Series A Preferred Stock shares were exempt from
registration pursuant to an exemption from registration afforded by Section 3(a)(9) and 3(a)(10) of the Securities Act of 1933, as amended (the “Securities Act”).

In March 2015, we issued Heartland 56,180 shares of restricted common stock in connection with a true-up of the inventory acquired at the closing of the
Heartland Purchase Agreement. Pursuant to the true-up, any additional amount owed by us to Heartland for inventory at closing (less amounts already paid for at
closing) was to be paid in shares of our restricted common stock, based

49

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

on the volume weighted average prices of our common stock on the NASDAQ Capital Market on the ten (10) trading days immediately prior to closing, which
totaled  $3.56.  An  aggregate  of  an  additional  $200,000  was  owed  to  Heartland  in  connection  with  the  inventory  true-up  and  as  such,  the  parties  confirmed
pursuant  to  the  Third  Amendment  that  Heartland  would  be  due  an  additional  56,180  shares  of  restricted  common  stock  ($200,000  divided  by  $3.56),  which
shares were subsequently issued to Heartland.

In March 2015, we issued a Common Stock Purchase Warrant to purchase up to 1,766,874 shares of our common stock (the “ Lender Warrant”)  to  an
affiliate of our Lender. The Lender Warrant had an exercise price equal to the lower of (x) $3.395828553 per share and (y) the lowest price per share at which the
Company  issued  any  common  stock  (or  sets  an  exercise  price  for  the  purchase  of  common  stock  in  another  security)  between  the  date  of  our  entry  into  the
Lender Warrant and June 30, 2015, and was to expire on March 26, 2022. The Lender Warrant provided that in the event that, prior to June 30, 2015, we prepaid
the amount owed under the Credit Agreement in an amount greater than $9.1 million then the number of shares of common stock issuable upon exercise of the
Lender Warrant would be automatically reduced by the pro rata amount that the amount prepaid exceeds $9.1 million and is less than $15.1 million, provided that
if we prepaid the Credit Agreement in an amount equal to at least $15.1 million prior to June 30, 2015, the Lender Warrant automatically terminates. Effective
June  29,  2015,  we  repaid  $15.1  million  of  the  amount  owed  to  the  Lender  under  the  Credit,  and  as  a  result,  the  Lender  Warrant  and  rights  thereunder  were
canceled and terminated.

We claim an exemption from registration for the issuance and grant described above pursuant to Section 4(2) and/or Rule 506 of Regulation D of the
Securities Act of 1933, as amended, for the issuance of the true up shares to Heartland and the grant of the Lender Warrant, since the issuance and grant did
not involve a public offering, the recipients were “accredited investors”, the recipients acquired the securities for investment only and not with a view towards, or
for resale in connection with, the public sale or distribution thereof. The securities were offered without any general solicitation by us or our representatives. The
securities will not be registered under the Securities Act, and such securities may not be offered or sold in the United States absent registration or an exemption
from registration under the Securities Act of 1933, as amended and any applicable state securities laws.

On  June  24,  2015,  we  closed  the  transactions  contemplated  by  the  June  19,  2015  Unit  Purchase  Agreement  entered  into  with  certain  institutional
Investors, pursuant to which we sold the investors thereunder an aggregate of 8,064,534 Units, each consisting of (i) one share of Series B Preferred Stock and
(ii)  one  warrant  to  purchase  one-half  of  a  share  of  common  stock  of  the  Company,  at  a  price  of  $3.10  per  “Unit”  for  an  aggregate  of  $25.0  million.  The  Units
(including the shares of Series B Preferred Stock and the warrants) were offered and sold to the investors under the Unit Purchase Agreement in transactions
exempt  from  registration  under  the  Securities  Act,  in  reliance  on  Section  4(a)(2)  thereof  and  Rule  506(b)  of  Regulation  D  of  the  Securities  Act.  Each  of  the
investors represented that it was an accredited investor within the meaning of Rule 501(a) of Regulation D, and acquired the Units for investment only and not
with  a  view  towards,  or  for  resale  in  connection  with,  the  public  sale  or  distribution  thereof.  The  Units  were  offered  without  any  general  solicitation  by  the
Company  or  its  representatives.  The  Units  were  not  registered  under  the  Securities  Act  and  such  securities  may  not  be  offered  or  sold  in  the  United  States
absent registration or an exemption from registration under the Securities Act and any applicable state securities laws.

In  the  event  of  the  complete  conversion  of  the  shares  of  Series  B  Preferred  Stock  issued  at  closing  (and  not  including  the  issuance  of  any  shares  of
common stock or if applicable payment-in-kind shares of Series B Preferred Stock issued in connection with accrued dividends due under the terms of the Series
B Preferred Stock) and disregarding any conversion limitations set forth in the designation (or otherwise agreed between the parties), a total of 8,064,534 shares
of  common  stock  would  be  issuable  to  the  holders.  In  the  event  the  warrants  are  exercised  in  full  and  disregarding  any  conversion  limitations  set  forth  in  the
warrants (or otherwise agreed between the parties), a total of 4,032,267 shares of common stock would be issuable to the holders.

In August 2015, one of the holders of our Series B Preferred Stock fully-converted all 32,260 of the shares of Series B Preferred Stock which it then held
into shares of our common stock on a one-for-one basis. The shares of common stock issuable in connection with such conversion were previously registered by
us on a Form S-1 Registration Statement. Additionally, the same holder converted an aggregate of approximately $791 in accrued dividends on such converted
Series  B  Preferred  Stock  shares  into  255  shares  of  common  stock  ($3.10  per  share  of  common  stock),  which  shares  of  common  stock  were  also  previously
registered by us on a Form S-1 Registration Statement.

For  the  period  from  June  24-30,  2015  and  June  30-September  30,  2015,  a  total  of  approximately  $398,459  of  dividends  accrued  on  our  outstanding
Series  B  Preferred  Stock  (not  including  shares  of  Series  B  Preferred  Stock  converted  into  common  stock  in  August  2015,  as  described  above).  We  were
prohibited from paying such dividends in shares of common stock because the applicable Dividend Stock Payment Price was below $2.91. The “Dividend  Stock
Payment Price” is calculated by dividing (a) the accrued dividends by (b) 90% of the arithmetic average of the volume weighted average price (VWAP) of the
Company’s common stock for the 10 trading days immediately prior to the applicable date of determination. In the event the applicable Dividend Stock Payment
Price is below $2.91 we are required to pay such dividend in cash or in-kind in additional shares of Series B

50

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Preferred Stock. Pursuant to the terms of our Credit Agreement, we are prohibited from paying the dividend in cash and therefore we paid the accrued dividends
in-kind by way of the issuance of 128,535 restricted shares of Series B Preferred Stock pro rata to each of the then holders of our Series B Preferred Stock in
October  2015.  If  converted  in  full,  the  128,535  shares  of  restricted  Series  B  Preferred  Stock  would  convert  into  128,535  shares  of  our  common  stock.  As  the
issuance of the Series B Preferred Stock in-kind in satisfaction of the dividends did not involve a “sale” of securities under Section 2(a)(3) of the Securities Act,
we believe that no registration of such securities, or exemption from registration for such securities, was required under the Securities Act. Notwithstanding the
above,  to  the  extent  such  shares  are  deemed  “sold  or  offered”,  we  claim  an  exemption  from  registration  pursuant  to  Section  4(a)(2)  and/or  Rule  506  of
Regulation D of the Securities Act, since the transaction did not involve a public offering, the recipients were “accredited investors”,  and  acquired  the  securities
for  investment  only  and  not  with  a  view  towards,  or  for  resale  in  connection  with,  the  public  sale  or  distribution  thereof.  The  securities  are  subject  to  transfer
restrictions, and the certificates evidencing the securities contain an appropriate legend stating that such securities have not been registered under the Securities
Act and may not be offered or sold absent registration or pursuant to an exemption therefrom and are further subject to the terms of the escrow agreement. The
securities were not registered under the Securities Act and such securities may not be offered or sold in the United States absent registration or an exemption
from registration under the Securities Act and any applicable state securities laws.

For  the  period  from  September  30,  2015  to  December  31,  2015,  a  total  of  approximately  $379,518  of  dividends  accrued  on  our  outstanding  Series  B
Preferred Stock. We were prohibited from paying such dividends in shares of common stock because the applicable Dividend Stock Payment Price was below
$2.91.  The  “Dividend  Stock  Payment  Price”  is  calculated  by  dividing  (a)  the  accrued  dividends  by  (b)  90%  of  the  arithmetic  average  of  the  volume  weighted
average  price  (VWAP)  of  the  Company’s  common  stock  for  the  10  trading  days  immediately  prior  to  the  applicable  date  of  determination.  In  the  event  the
applicable Dividend Stock Payment Price is below $2.91 we are required to pay such dividend in cash or in-kind in additional shares of Series B Preferred Stock.
Pursuant  to  the  terms  of  our  Credit  Agreement  with  our  senior  lender,  we  are  prohibited  from  paying  the  dividend  in  cash  and  therefore  we  paid  the  accrued
dividends in-kind by way of the issuance of 122,425 restricted shares of Series B Preferred Stock pro rata to each of the then holders of our Series B Preferred
Stock in January 2016. If converted in full, the 122,425 shares of restricted Series B Preferred Stock would convert into 122,425 shares of our common stock. As
the issuance of the Series B Preferred Stock in-kind in satisfaction of the dividends did not involve a “sale” of securities under Section 2(a)(3) of the Securities Act
of 1933, as amended (the “Securities  Act”),  we  believe  that  no  registration  of  such  securities,  or  exemption  from  registration  for  such  securities,  was  required
under the Securities Act. Notwithstanding the above, to the extent such shares are deemed “sold or offered”, we claim an exemption from registration pursuant
to Section 4(a)(2) and/or Rule 506 of Regulation D of the Securities Act, since the transaction did not involve a public offering, the recipients were “accredited
investors”, and acquired the securities for investment only and not with a view towards, or for resale in connection with, the public sale or distribution thereof. The
securities  are  subject  to  transfer  restrictions,  and  the  certificates  evidencing  the  securities  contain  an  appropriate  legend  stating  that  such  securities  have  not
been registered under the Securities Act and may not be offered or sold absent registration or pursuant to an exemption therefrom and are further subject to the
terms of the escrow agreement. The securities were not registered under the Securities Act and such securities may not be offered or sold in the United States
absent registration or an exemption from registration under the Securities Act and any applicable state securities laws.

Effective on or around January 21, 2016, we paid the January 2016 rent due pursuant to the terms of the Bango Lease in shares of our common stock,
pursuant to the terms of such lease, which allows us to pay 110% of the rent which would otherwise be due in cash (i.e., $268,400 of share based rent compared
to $244,000 of cash based rent), as calculated using the volume weighted average price (“VWAP”) of our common stock for the 10-day period preceding the first
day  of  each  month,  which  VWAP  for  the  month  of  January  2016  was  $1.10  per  share.  As  such,  we  issued  the  then  owner  of  Bango  Oil,  Fox  Encore,  an
aggregate of 244,000 shares of our restricted common stock in lieu of cash rent due pursuant to the Bango Lease for the month of January 2016. We claim an
exemption from registration for the issuance and sale of such shares pursuant to Section 4(a)(2) and/or Rule 506 of Regulation D of the Securities Act, since the
foregoing issuance did not involve a public offering, the recipient was an “accredited investor”, and acquired the securities for investment only and not with a view
towards,  or  for  resale  in  connection  with,  the  public  sale  or  distribution  thereof.  The  securities  were  offered  without  any  general  solicitation  by  us  or  our
representatives. No underwriters or agents were involved in the foregoing issuance and we paid no underwriting discounts or commissions. The securities are
subject to transfer restrictions, and the certificates evidencing the securities contain an appropriate legend stating that such securities have not been registered
under the Securities Act and may not be offered or sold absent registration or pursuant to an exemption therefrom. The securities were not registered under the
Securities Act and such securities may not be offered or sold in the United States absent registration or an exemption from registration under the Securities Act
and any applicable state securities laws.

As  described  above  under  “Part  I”  -  “Item  1.  Business”  -  “Recent  Events ”  -  “Purchase  and  Sale  Agreement,  Churchill  County,  Nevada  Plant ”,  in
connection with the closing of the Sale Agreement, we placed $1.5 million in cash and $1 million worth of our common stock (1,101,928 shares) into escrow with
50% of the shares to be released 12 months following the closing and the remainder of the shares held in escrow to be released 18 months after the closing, in
order to satisfy any indemnification claims

51

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

made by Safety-Kleen pursuant to the terms of the Sale Agreement. On June 30 and December 31 of each year that any of our shares of common stock are in
escrow,  in  the  event  the  value  of  the  shares  held  in  escrow  is  less  than  $1  million,  based  on  the  then  market  price  of  our  common  stock,  we  are  required  to
increase the number of shares of common stock held in escrow to total $1 million in aggregate value. To the extent such shares are deemed “sold  or  offered”,
we claim an exemption from registration pursuant to Section 4(a)(2) and/or Rule 506 of Regulation D of the Securities Act, since the transaction did not involve a
public  offering,  the  recipient  was  an  “accredited  investor”,  and  will  acquire  the  securities  for  investment  only  and  not  with  a  view  towards,  or  for  resale  in
connection with, the public sale or distribution thereof. The securities are subject to transfer restrictions, and the certificates evidencing the securities contain an
appropriate legend stating that such securities have not been registered under the Securities Act and may not be offered or sold absent registration or pursuant
to an exemption therefrom and are further subject to the terms of the escrow agreement. The securities were not registered under the Securities Act and such
securities may not be offered or sold in the United States absent registration or an exemption from registration under the Securities Act and any applicable state
securities laws.

As described above under “Part I” - “Item 1. Business” - “Recent Events ” - “Subscription Agreement”, we sold 44,000 shares of Series C Preferred Stock
to Fox Encore in consideration for $4 million, which convert into common stock on a 100-for-1 basis, and which if fully converted would convert into 4,400,000
shares  of  common  stock.  We  claim  an  exemption  from  registration  for  the  issuance  and  sale  of  such  shares  pursuant  to  Section  4(a)(2)  and/or  Rule  506  of
Regulation  D  of  the  Securities  Act,  since  the  foregoing  issuance  did  not  involve  a  public  offering,  the  recipient  was  an  “accredited  investor”,  and  acquired  the
securities  for  investment  only  and  not  with  a  view  towards,  or  for  resale  in  connection  with,  the  public  sale  or  distribution  thereof.  The  securities  were  offered
without  any  general  solicitation  by  us  or  our  representatives.  No  underwriters  or  agents  were  involved  in  the  foregoing  issuance  and  we  paid  no  underwriting
discounts or commissions. The securities are subject to transfer restrictions, and the certificates evidencing the securities contain an appropriate legend stating
that such securities have not been registered under the Securities Act and may not be offered or sold absent registration or pursuant to an exemption therefrom.
The  securities  were  not  registered  under  the  Securities  Act  and  such  securities  may  not  be  offered  or  sold  in  the  United  States  absent  registration  or  an
exemption from registration under the Securities Act and any applicable state securities laws.

In  February  2016,  a  holder  of  Series  A  Convertible  Preferred  Stock  of  the  Company  converted  120,227  shares  of  our  Series  A  Convertible  Preferred
Stock  into  120,227  shares  of  our  common  stock.  All  of  the  shares  of  common  stock  issuable  upon  conversion  of  the  Series  A  Preferred  Stock  shares  were
exempt from registration pursuant to an exemption from registration afforded by Section 3(a)(9) and 3(a)(10) of the Securities Act.

Use of Proceeds From Sale of Registered Securities

None.

Issuer Purchases of Equity Securities

None.

52

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Item 6. Selected Financial Data

Our  selected  consolidated  financial  data  shown  below  should  be  read  together  with  “Part  II”  -  “Item  7.  Management’s  Discussion  and  Analysis  of
Financial Condition and Results of Operations” and our consolidated financial statements and respective notes included in “ Part II” - “Item 8. Financial Statements
and Supplementary Data”. The data shown below is not necessarily indicative of results to be expected for any future period.

Statement of Operations Data:

Revenues

Income (loss) from operations

Basic net income (loss) per share

Diluted net income (loss) per share

Weighted average number of basic common
shares outstanding

Weighted average number of diluted common
shares outstanding

Consolidated Balance Sheet Data

Cash and cash equivalents

Working capital (deficit)

Total assets

Long-term obligations

Total liabilities

Total stockholders’ equity

2015

2014

2013

2012

2011

Years Ended December 31,

146,942,461   $

258,904,867   $

161,967,252   $

134,573,243   $

109,722,279

(14,093,041)   $

(10,494,621)   $

7,051,203   $

2,391,250   $

3,974,388

(0.86)  

(0.86)  

(0.23)  

(0.23)  

0.44  

0.39  

0.30  

0.25  

0.65

0.39

28,181,096  

23,807,780  

17,830,194  

12,138,229  

8,884,681

28,181,096  

23,807,780  

20,182,829  

14,866,134  

14,775,339

2015

2014

2013

2012

2011

Years Ended December, 31

765,364   $

6,017,076   $

(12,192,509)   $

(29,327,453)   $

2,678,628   $

8,042,589   $

807,940   $

675,188

3,712,745   $

5,353,780

95,338,688   $

133,822,231   $

64,546,356   $

49,102,377   $

16,733,971

7,088,263   $

12,125,574   $

10,157,101   $

18,083,457   $

42,447,546   $

75,202,259   $

26,210,133   $

28,702,020   $

40,935,935   $

58,619,972   $

38,336,223   $

20,400,357   $

76,000

7,396,474

9,337,497

$

$

$

$

$

$

$

$

The key operational issue contributing to the differences between 2015 and 2014 was the sharp decline of commodity prices in 2015. This  resulted  in
lower 2015 revenues and cost of goods sold without a corresponding decrease in our fixed costs. Other operating differences between 2015 and 2014 were the
purchases of the Omega assets during the second quarter of 2014 and the purchase of the Heartland refining assets during December 2014 as described above
under "Part 1-"Item 1. Business"-“Material Acquisitions".

See Note 18, Acquisitions, in the Notes to the Consolidated Financial Statements in “ Part II.” - “Item 8. Financial Statements and Supplementary Data”  of
this Annual Report on Form 10-K for a full description of recent acquisitions which affect comparability of the selected financial data, which is incorporated herein
by reference.

53

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
 
   
   
   
   
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations

Strategy and Plan of Operations

The Principal elements of our strategy include:

•

•

•

•

•

Expand Feedstock Supply Volume.   We intend to expand our feedstock supply volume by growing our collection and aggregation operations.  We plan to
increase  the  volume  of  feedstock  we  collect  directly  by  developing  new  relationships  with  generators  and  working  to  displace  incumbent  collectors;
increasing  the  number  of  collection  personnel,  vehicles,  equipment,  and  geographical  areas  we  serve;  and  acquiring  collectors  in  new  or  existing
territories.    We  intend  to  increase  the  volume  of  feedstock  we  aggregate  from  third-party  collectors  by  expanding  our  existing  relationships  and
developing  new  vendor  relationships.    We  believe  that  our  ability  to  acquire  large  feedstock  volumes  will  help  to  cultivate  new  vendor  relationships
because  collectors  often  prefer  to  work  with  a  single,  reliable  customer  rather  than  manage  multiple  relationships  and  the  uncertainty  of  excess
inventory.

Broaden Existing Customer Relationships and Secure New Large Accounts .    We  intend  to  broaden  our  existing  customer  relationships  by  increasing
sales of used motor oil and re-refined products to these accounts. In some cases, we may also seek to serve as our customers’ primary or exclusive
supplier.  We also believe that as we increase our supply of feedstock and re-refined products that we will secure larger customer accounts that require a
partner who can consistently deliver high volumes.

Re-Refine  Higher  Value  End  Products.     We  intend  to  develop,  lease,  or  acquire  technologies  to  re-refine  our  feedstock  supply  into  higher-value  end
products.  We believe that the expansion of our facilities and our technology, and investments in additional technologies (including the acquisition of the
Omega and Heartland assets), will enable us to upgrade feedstock into end products, such as lubricating base oil, that command higher market prices
than the current re-refined products we produce.

Pursue Selective Strategic Relationships or Acquisitions.   We plan to grow market share by consolidating feedstock supply through partnering with or
acquiring collection and aggregation assets, such as the acquisition of Omega’s and Heartland’s assets (as described in greater detail above under “Part
I” - “Item 1. Business” - “Material Acquisitions”).    Such  acquisitions  and/or  partnerships  could  increase  our  revenue  and  provide  better  control  over  the
quality  and  quantity  of  feedstock  available  for  resale  and/or  upgrading  as  well  as  providing  additional  locations  for  the  implementation  of  TCEP.    In
addition, we intend to pursue further vertical integration opportunities by acquiring complementary recycling and processing technologies where we can
realize synergies by leveraging our customer and vendor relationships, infrastructure, and personnel, and by eliminating duplicative overhead costs.

Alternative  Energy  Project  Development.   We  will  continue  to  evaluate  and  potentially  pursue  various  alternative  energy  project  development
opportunities.    These  opportunities  may  be  a  continuation  of  the  projects  sourced  originally  by  World  Waste  Technologies,  Inc.,  a  development  stage
municipal solid waste conversion company we merged with in April 2009, and/or may include new projects initiated by us.

RESULTS OF OPERATIONS

Description of Material Financial Line Items:

Revenues

We generate revenues from three existing operating divisions as follows:

BLACK OIL - Revenues for our Black Oil division are comprised primarily of product sales from our re-refineries and feedstock sales (used motor oil)
which are purchased from generators of used motor oil such as oil change shops and garages, as well as a network of local and regional suppliers.  Volumes are
consolidated for efficient delivery and then sold to third-party re-refiners and fuel oil blenders for the export market.  In addition, through used oil re-refining, we re-
refine used oil into different commodity products.  The Houston, Texas TCEP facility finished product is then sold by barge as a fuel oil cutterstock. Through the
operations  at  our  Marrero,  Louisiana  facility,  we  produce  a  Vacuum  Gas  Oil  (VGO)  product  from  used  oil  re-refining  which  is  then  sold  via  barge  to  crude
refineries to be utilized as an intermediate feedstock in the refining process. Through the operations at our Columbus, Ohio facility we produce a base oil finished
product which is then sold via truck or rail car to end users for blending, packaging and marketing of lubricants.

54

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

REFINING  AND  MARKETING  -  The  Refining  and  Marketing  division  generates  revenues  relating  to  the  sales  of  finished  products.  The  Refining  and
Marketing  division  gathers  hydrocarbon  streams  in  the  form  of  petroleum  distillates,  transmix  and  other  chemical  products  that  have  become  off-specification
during the transportation or refining process. These feedstock streams are purchased from pipeline operators, refineries, chemical processing facilities and third-
party  providers,  and  then  processed  at  a  third-party  facility  under  our  direction.  The  end  products  are  typically  three  distillate  petroleum  streams  (gasoline
blendstock, pygas and fuel oil cutterstock), which are sold to major oil companies or to large petroleum trading and blending companies. The end products are
delivered by barge and truck to customers.

RECOVERY - The Recovery division is a generator solutions company for the proper recovery and management of hydrocarbon streams. This division
also provides dismantling, demolition, decommission and marine salvage services at industrial facilities. We own and operate a fleet of trucks and other vehicles
used for shipping and handling equipment and scrap materials.

Our revenues are affected by changes in various commodity prices including crude oil, natural gas, #6 oil and metals.

Cost of Revenues

BLACK  OIL  -  Cost  of  revenues  for  our  Black  Oil  division  are  comprised  primarily  of  feedstock  purchases  from  a  network  of  providers.  Other  cost  of
revenues  include  processing  costs,  transportation  costs,  purchasing  and  receiving  costs,  analytical  assessments,  brokerage  fees  and  commissions,  and
surveying and storage costs.

REFINING  AND  MARKETING  -  The  Refining  and  Marketing  division  incurs  cost  of  revenues  relating  to  the  purchase  of  feedstock,  purchasing  and
receiving costs, and inspection and processing of the feedstock into gasoline blendstock, pygas and fuel oil cutter by a third party. Cost of revenues also includes
broker’s fees, inspection and transportation costs.

RECOVERY  -  The  Recovery  division  incurs  cost  of  revenues  relating  to  the  purchase  of  hydrocarbon  products,  purchasing  and  receiving  costs,
inspection,  demolition  and  transporting  of  metals  and  other  salvage  and  materials. Cost  of  revenues  also  includes  broker’s  fees,  inspection  and  transportation
costs.

Our cost of revenues are affected by changes in various commodity indices, including crude oil, natural gas, #6 oil and metals. For example, if the price
for crude oil increases, the cost of solvent additives used in the production of blended oil products, and fuel cost for transportation cost from third party providers
will generally increase. Similarly, if the price of crude oil falls, these costs may also decline.

General and Administrative Expenses

Our general and administrative expenses consist primarily of salaries and other employee-related benefits for executive, administrative, legal, financial
and  information  technology  personnel,  as  well  as  outsourced  and  professional  services,  rent,  utilities,  and  related  expenses  at  our  headquarters,  as  well  as
certain taxes. 

Depreciation and Amortization Expenses

Our depreciation and amortization expenses are primarily related to the property, plant and equipment and intangible assets acquired in connection with
the  Holdings,  E-Source,  Omega  Refining  acquisitions  and  Warren  Ohio  Holdings  Co.,  LLC f/k/a  Heartland  Group  Holdings,  LLC  ("Heartland")  asset  purchase,
described in greater detail above under "Part 1"-"Item 1, Business"-"Material Acquisitions".

55

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

RESULTS OF OPERATIONS FOR THE THREE MONTHS ENDED DECEMBER 31, 2015 COMPARED TO THE THREE MONTHS ENDED DECEMBER 31,
2014

Set forth below are our results of operations for the three months ended December 31, 2015, as compared to the same period in 2014.

Revenues

$

20,875,827   $

62,572,071   $

(41,696,244)  

Three Months Ended December 31,

2015

2014

$ Change

% Change

Cost of revenues

Gross profit (loss)

20,497,691  

67,049,736  

(46,552,045)  

378,136  

(4,477,665)  

4,855,801  

Reduction of contingent liability

(6,069,000)  

(3,371,836)  

(2,697,164)  

Selling, general and administrative expenses
(exclusive of merger related expenses)

6,982,422  

7,303,475  

(321,053)  

Depreciation and amortization

1,920,416  

1,296,450  

623,966  

Acquisition related expenses

11,584  

994,603  

(983,019)  

(67)%

(69)%

108 %

(80)%

(4)%

48 %

(99)%

Inventory impairment charge

—  

467,911  

(467,911)  

(100)%

Total selling, general and administrative
expenses

2,845,422  

6,690,603  

(3,845,181)  

Income (loss) from operations

(2,467,286)  

(11,168,268)  

8,700,982  

Provision for doubtful accounts

Goodwill Impairment

Interest Income

Gain on bargain purchase

Gain (loss) on sale of assets

Gain on change in derivative liability

Gain on futures liability

Interest Expense

Total other income (expense)

1,995,180  

(4,922,353)  

(4,475)  

—  

92,261  

2,844,430  

155,660  

(728,780)  

(568,077)  

—  

—  

223,255  

375,000  

—  

—  

—  

(956,319)  

(358,064)  

1,995,180  

(4,922,353)  

(227,730)  

(375,000)  

92,261  

2,844,430  

155,660  

227,539  

(210,013)  

Income (loss) before income tax

(3,035,363)  

(11,526,332)  

8,490,969  

Income tax (expense) benefit

—  

46,212  

(46,212)  

Net income (loss)

(3,035,363)  

(11,480,120)  

8,444,757  

56

(57)%

78 %

(100)%

(100)%

(100)%

(100)%

100 %

100 %

100 %

24 %

(59)%

74 %

(100)%

74 %

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
 
 
 
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
 
   
   
 
 
 
   
   
 
 
   
   
   
 
 
   
   
   
Each of our segments' gross profit during the three months ended December 31, 2015 and 2014 were as follows:

Black Oil

     Total revenue

     Total cost of revenue

     Gross profit (loss)

Refining And Marketing

     Total revenue

     Total cost of revenue

     Gross profit (loss)

Recovery

     Total revenue

     Total cost of revenue

     Gross profit (loss)

Three Months Ended December 31,

2015

2014

$ Change

% Change

17,004,934   $

17,244,210  

(239,276)   $

46,028,775   $

48,709,354  

(2,680,579)   $

(29,023,841)  

(31,465,144)  

2,441,303  

Three Months Ended December 31,

2015

2014

$ Change

% Change

2,687,922   $

2,270,299  

417,623   $

14,694,971   $

15,570,210  

(875,239)   $

(12,007,049)  

(13,299,911)  

1,292,862  

Three Months Ended December 31,

2015

2014

$ Change

% Change

1,182,971   $

983,182  

199,789   $

1,848,325   $

2,770,172  

(921,847)   $

(665,354)  

(1,786,990)  

1,121,636  

(63)%

(65)%

91 %

(82)%

(85)%

148 %

(36)%

(65)%

122 %

$

$

$

$

$

$

Total revenues decreased 67% for the fourth quarter of 2015, compared to the same period in 2014, due primarily to lower commodity prices, as well as
lower volumes of product produced during the fourth quarter 2015 compared to the same period during 2014. Total volume decreased 44%; however gross profit
increased  108%  for  the  three  months  ended  December  31,  2015  compared  to  2014.  Additionally,  our  per  barrel  margin  increased  115%  relative  to  the  three
months ended December 31, 2014.  The majority of this increase was the result of the adjustments in prices of feedstock (described below) during the fourth
quarter of 2015 which resulted in positive gross profit during this period. In our collection division we successfully initiated a charge for services program. As a
result of this program we currently have customers who are charged for each service performed and others who are charged a monthly fee for as many services
performed in that month. The combination of our fee structure change along with our increased third party supply we were able to make progress in lowering our
cost of feedstock during the fourth quarter.

Our  Black  Oil  division’s  volume  decreased  approximately  32%  during  the  three  months  ended  December  31,  2015  compared  to  the  same  period  in
2014. This decrease was due to the decrease in capacity related to not running our TCEP facility during the three months ended December 31, 2015. Overall
volume  for  the  Refining  and  Marketing  division  decreased  74%  during  the  three  month  period  ended  December  31,  2015  as  compared  to  the  same  period  in
2014. This division experienced a decrease in production of 91% for its gasoline blendstock for the three months ended December 31, 2015, compared to the
same period in 2014. Our fuel oil cutter volumes decreased 85% for the three months ended December 31, 2015, compared to the same period in 2014. Our
pygas volumes decreased 22% for the three months ended December 31, 2015 as compared to the same period in 2014.

We  experienced  a  100%  decrease  in  the  volume  of  our  TCEP  refined  product  during  the  three  months  ended  December  31,  2015,  compared  to  the
same  period  in  2014.  In  addition,  commodity  prices  decreased  approximately  57%  for  the  three  months  ended  December  31,  2015,  compared  to  the  same
period in 2014. The average posting (U.S. Gulfcoast Residual Fuel No. 6 3%) for the three months ended December 31, 2015 decreased $49.42 per barrel from
a three month average of $87.40 per barrel during the three months ended December 31, 2014 to $37.98 per barrel during the three months ended December
31, 2015.

Overall gross profit increased 108% and our margin per barrel increased approximately 115% for the three months ended December 31, 2015, compared
to  the  same  period  in  2014.    This  increase  was  a  result  of  the  improvement  in  our  feedstock  pricing,  which  is  a  result  of  various  initiatives  during  the  period
pursuant to which we were able to lower our costs of procuring used motor oil during the three months ended December 31, 2015. In our street collections and
third party purchasing we were focused to

57

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
 
 
 
 
   
   
   
 
   
   
   
 
 
   
   
   
 
   
   
 
 
 
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
   
   
 
 
 
 
 
   
   
   
lower  the  prices  paid  to  generators  and  suppliers  for  used  motor  oil  during  2015. Additionally,  our  street  collections  operations  changed  to  a  pay  for  services
model  where  we  implemented  service  fees  for  the  handling  of  used  motor  oil,  the  managing  of  used  oil  filters,  and  various  other  services  performed  by  our
collection division during the second half of 2015. With the continued decline in commodity prices during this period it was necessary to implement these service
charges to offset the decline in the finished product values.

Market prices for our finished TCEP product during the three months ended December 31, 2015 were dramatically lower than during the fourth quarter of

2014, therefore causing us not to operate our facility during this period.

We  had  selling,  general  and  administrative  expenses  (exclusive  of  merger  related  expenses  and  depreciation  and  amortization)  of  $6,982,422  for  the
three months ended December 31, 2015, compared to $7,303,475 from the prior year's period, a decrease of $321,053 or 4% from the prior period, due to a
decrease in overall administrative expenses which were generated by the new business lines and additional compensation expenses associated with employees
acquired as a result of the acquisitions we made during 2014. We incurred an additional $11,584 of acquisition related expenses during the three months ended
December 31, 2015 related to the acquisition of a collection route consisting of collecting, shipping and selling used oil, oil filters, antifreeze and other related
services in the state of Louisiana in 2015. The Company also had an inventory impairment charge of $467,911 during the three months ended December 31,
2014. Commodity prices fell sharply during the three months ended December 31, 2014, requiring the Company to take a non-cash charge/adjustment to the
value  of  our  products  in  inventory  taking  into  account  the  lower  market  value  for  the  products  being  held  for  sale.  We  recognized  a  $4,922,353  Goodwill
Impairment in 2015, which eliminated the goodwill balance. This result occurred primarily due to the adverse impact of recently declining oil prices on current and
anticipated future oil activity. Of the total $4,922,353, $1,367,838 relates to our Recovery segment and $3,554,515 relates to our Black Oil segment. Our  Refining
and Marketing segment has no goodwill recorded.

We had loss before income taxes of $3,035,363 for the three months ended December 31, 2015 compared to a loss of $11,526,332 for the three months

ended December 31, 2014.

During the three months ended December 31, 2015, the processing costs for our Refining and Marketing business located at KMTEX were $415,725.

Revenues for the same period were $2,687,922 while income from operations was $417,623.

58

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

RESULTS OF OPERATIONS FOR THE FISCAL YEAR ENDED DECEMBER 31, 2015 COMPARED TO THE FISCAL YEAR ENDED DECEMBER 31,

2014 

Revenues

Cost of revenues

Gross profit

Year Ended December 31,

2015

2014

$ Change

% Change

$

146,942,461

$

258,904,867

$

(111,962,406)

136,246,273

246,999,109

(110,752,836)

10,696,188

11,905,758

(1,209,570)

(43)%

(45)%

(10)%

(16)%

26 %

55 %

Reduction of contingent liability

(6,069,000)  

(5,248,588)  

(820,412)  

Selling, general and administrative expenses (exclusive of merger related
expenses)

24,046,464

19,089,545

4,956,919

Depreciation and amortization

6,636,593  

4,277,843  

2,358,750  

Acquisition related expenses

175,172

3,813,668

(3,638,496)

(95)%

Inventory impairment charge

—  

467,911  

(467,911)  

(100)%

Total selling, general and administrative expenses

24,789,229

22,400,379

(2,388,850)

Income (loss) from operations

(14,093,041)

(10,494,621)

(3,598,420)

Other Income (expense)

Provision for doubtful accounts

Goodwill impairment

Other income

Gain on bargain purchase

Gain (loss) on sale of assets

Gain on change in value of derivative liability

Gain on futures contracts

Interest expense

Total other income (expense)

(654,820)  

(4,922,353)  

—  

—  

(4,446)  

333,612  

(654,820)  

(4,922,353)  

(338,058)  

—  

6,948,686  

(6,948,686)  

13,944

5,479,463  

551,090  

(3,580,726)

(3,117,848)

(10,866)

—  

—  

(2,636,690)

4,634,742

24,810

5,479,463  

551,090  

(944,036)

(7,752,590)

11 %

(34)%

(100)%

(100)%

(101)%

(100)%

228 %

100 %

100 %

(36)%

(167)%

Income (loss) before income tax

(17,210,889)

(5,859,879)

(11,351,010)

(194)%

Income tax benefit (expense)

(5,306,000)

(11,763)

(5,294,237)

(45,008)%

Net income (loss)

(22,516,889)

(5,871,642)

(16,645,247)

(283)%

Net income (loss) attributable to non-controlling interest

—

325,399

(325,399)

(100)%

Net income (loss) attributable to Vertex Energy, Inc.

$

(22,516,889)

$

(5,546,243)

$

(16,970,646)

(306)%

59

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
 
 
Each of our segment’s gross profit during these periods was as follows:

Black Oil

Total revenue

Total cost of revenue

Gross profit

Refining And Marketing

Total revenue

Total cost of revenue

Gross profit

Recovery

Total revenue

Total cost of revenue

Gross profit

Year Ended December 31,

2015

2014

$ Change

% Change

$

$

$

$

$

$

103,890,188   $

170,912,949   $

(67,022,761)  

100,425,891  

163,757,255  

(63,331,364)  

3,464,297   $

7,155,694   $

(3,691,397)  

31,154,066   $

72,695,922   $

(41,541,856)  

27,814,225  

69,129,424  

(41,315,199)  

3,339,841   $

3,566,498   $

(226,657)  

11,898,207   $

15,295,996   $

(3,397,789)  

8,006,157  

14,112,430  

(6,106,273)  

3,892,050   $

1,183,566   $

2,708,484  

(39)%

(39)%

(52)%

(57)%

(60)%

(6)%

(22)%

(43)%

229 %

Our  revenues  and  cost  of  revenues  are  significantly  impacted  by  fluctuations  in  commodity  prices;  decreases  in  commodity  prices  typically  result  in
decreases in revenue and cost of revenues. Our gross profit is to a large extent a function of the market discount we are able to obtain in purchasing feedstock,
as well as how efficiently management conducts operations.

Total revenues decreased 43% for the year ended December 31, 2015, compared to the year ended December 31, 2014, due primarily to decreased
volume (as described below) in addition to sharp declines in finished product prices. Additionally, the average posting (U.S. Gulfcoast Residual Fuel No. 6 3%)
for 2015 decreased $41.89 per barrel from a 2014 average of $82.64 per barrel to an average of $40.75 per barrel during 2015. On average, prices we received
for our products decreased 50% for the year ended December 31, 2015, compared to the year ended December 31, 2014.

Volume  for  our  Black  Oil  division  increased 4%  during  fiscal  2015  compared  to  2014.  This  volume  increase  is  attributable  to  the  increased  amount  of
product which  was  processed  through  our  facilities  in  Columbus,  Ohio  and  Marrero,  Louisiana  during  2015  which  we  acquired  in  2014.  Volumes  collected
through our H&H Oil business increased 50% during the twelve months ended December 31, 2015 compared to the same period in 2014. Our per barrel margin
in the Black Oil division decreased approximately 52% for the year ended December 31, 2015 from the same period in 2014. The decrease in margins was due
to the sharp decline in commodity prices which had a negative effect on the entire year's margins. As volumes and production increase in our Black Oil division it
often takes a few quarters to recognize increased additional per barrel margin, this is because of the fact that when we move into a new geographic location it
takes us a period of time before we are able to realize and benefit from economies of scale.

Our Black Oil business, which includes our TCEP facility, the Marrero facility and the Heartland facility, generated revenues of $103,890,188 for the year
ended December 31, 2015, with cost of revenues of $100,425,891, producing a gross profit of  $3,464,297.  During  the  year  ended  December  31,  2014,  these
revenues  were  $170,912,949  with  cost  of  revenues  of  $163,757,225,  producing  a  gross  profit  of  $7,155,394.  Gross  profit  decreased  for  the  year  ended
December 31, 2015, compared to 2014, as a result of decreased finished product values through our various facilities.

Total volume company-wide decreased 2% during fiscal 2015 compared to 2014, and our per barrel margin decreased approximately 8% for fiscal 2015,
compared to 2014. This decrease was a result of increased costs to run the business, fixed costs remaining the same and the recent expansions into Columbus,
Ohio and Marrero, Louisiana as well as the overall impact from the falling commodity markets during 2015.

Our Refining and Marketing division experienced a decrease in production of 40% for its fuel oil cutterstock product for the year ended December 31,
2015, compared to the same period in 2014, and our fuel oil cutterstock commodity prices decreased approximately 43% over the same period. The average
posting (U.S. Gulfcoast No. 2 Waterborne) during 2015 decreased $47.53 per barrel from $111.30 per barrel for 2014 to $63.77 per barrel for 2015.

60

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
 
 
 
 
   
   
   
 
 
   
   
   
 
   
   
   
 
 
   
   
   
 
   
   
   
Our pygas production increased 26% for the year ended December 31, 2015, compared to the same period in 2014 and commodity prices decreased

approximately 34% for our pygas finished product for 2015, compared to the same period in 2014.

Our gasoline blendstock volumes decreased 41% for the year ended December 31, 2015 as compared to 2014.  The average posting (U.S. Gulfcoast
Unleaded  87  Waterborne)  during  2015  decreased  $.97  per  gallon  from  $2.55  per  gallon  for  2014  to  $1.58  per  gallon  during  2015.  The  overall  increase  in
revenues associated with our Refining and Marketing division was due to increases in volumes for the year ended December 31, 2014.

Overall  volume  for  the  Refining  and  Marketing  division  decreased  25%  during  the  year  ended  December  31,  2015,  compared  to  the  year  ended
December 31, 2014. Margins per barrel decreased in the Refining and Marketing division as a result of market conditions as well as decreased volumes from our
fuel oil cutterstock product and our gasoline blendstock.

Our TCEP technology which was not operated during the fourth quarter generated revenues of $14,611,336 during the year ended December 31, 2015,
with  cost  of  revenues  of  $14,051,582,  producing  a  gross  profit  of  $559,754.  Revenues  of  $68,417,108  were  generated  during  the  year  ended  December  31,
2014, with cost of revenues of $62,756,970, producing a gross profit of $5,660,138. The per barrel margin for our TCEP product decreased 74% in fiscal 2015 as
compared to same period during 2014. This decrease was a result of increased operating costs during 2015 as well as a dramatic reduction in market pricing
during 2015.

Our Recovery division includes the business operations of Vertex Recovery as well as that of E-Source which was acquired during the fourth quarter of
2013. We formed this segment as of the fourth quarter of 2013. Revenues for this division decreased during 2015 as compared to the same period in 2014. This
division periodically participates in project work that is not ongoing, thus we expect to see fluctuations in revenue and gross profit from period to period. These
projects are typically bid related and can take time to line out and get going; however we believe these are very good projects for the Company and we anticipate
more in the upcoming periods.

Prevailing prices of certain commodity products can significantly impact our revenues and cash flows. As noted above the revenue variances from fiscal

2014 to 2015 were largely impacted due to the changes in commodity pricing between the two periods as detailed below.

The following table sets forth the high and low spot prices during 2014 for our key benchmarks.

2014

Benchmark

High

Date

Low

Date

U.S. Gulfcoast No. 2 Waterborne (dollars per gallon)

U.S. Gulfcoast Unleaded 87 Waterborne (dollars per
gallon)

  $

  $

U.S. Gulfcoast Residual Fuel No. 6 3% (dollars per barrel)

  $

3.00  

3.08  

94.94  

NYMEX Crude oil (Dollars per barrel)
Reported in Platt's US Marketscan (Gulf Coast)

  $

107.26  

March 3   $

1.51  

December 29

June 20   $

June 24   $

June 20   $

1.18  

42.95  

53.27  

December 22

December 31

December 31

The following table sets forth the high and low spot prices during 2015 for our key benchmarks.

2015

Benchmark

High

Date

Low

Date

U.S. Gulfcoast No. 2 Waterborne (dollars per gallon)

U.S. Gulfcoast Unleaded 87 Waterborne (dollars per
gallon)

  $

  $

U.S. Gulfcoast Residual Fuel No. 6 3% (dollars per barrel)

  $

NYMEX Crude oil (Dollars per barrel)
Reported in Platt's US Marketscan (Gulf Coast)

  $

1.96  

2.06  

54.73  

60.93  

April 30   $

0.89  

December 14

June 10   $

May 6   $

May 6   $

1.10  

20.04  

34.73  

December 22

December 30

December 18

61

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

   
   
   
   
 
 
 
 
   
   
   
   
 
 
 
 
We saw on average a fairly unstable market in each of the benchmark commodities we track during 2014 and 2015. During the second half of 2014 and
specifically during the fourth quarter of 2014 the commodity markets experienced an extremely sharp decline due to overall global economic conditions mostly
related to supply and demand for the products we track, and the decline continued throughout much of 2015.

Our margins are a function of the difference between what we are able to pay for raw materials and the market prices for the range of products produced.
The various petroleum products produced are typically a function of Crude Oil indices and are quoted on multiple exchanges such as the New York Mercantile
Exchange  (“NYMEX”).    These  prices  are  determined  by  a  global  market  and  can  be  influenced  by  many  factors,  including  but  not  limited  to  supply/demand,
weather,  politics,  and  global/regional  inventory  levels.  As  such,  we  cannot  provide  any  assurances  regarding  results  of  operations  for  any  future  periods,  as
numerous factors outside of our control affect the prices paid for raw materials and the prices (for the most part keyed to the NYMEX) that can be charged for
such  products.  Additionally,  for  the  near  term,  results  of  operations  will  be  subject  to  further  uncertainty,  as  the  global  markets  and  exchanges,  including  the
NYMEX, continue to experience volatility.

Gross profit decreased 10% from $11,905,758 for the year ended December 31, 2014 to $10,696,188 for the year ended December 31, 2015, primarily

due to the sharp decreases in commodity prices.

We had selling, general and administrative expenses (exclusive of acquisition related expenses and depreciation and amortization) of $24,046,464 for the
year  ended  December  31,  2015,  compared  to  $19,089,545  from  the  prior  year’s  period,  an  increase  of  $4,956,919  or  26%  from  the  prior  period,  due  to  an
increase in overall administrative expenses generated by the new business lines and additional compensation expenses associated with employees acquired as
a result of the acquisitions we made during 2014. We incurred an additional $175,172 of one-time legal, accounting, auditing and investment banking expenses
during the year ended December 31, 2015 related to the acquisition of assets from Heartland and other miscellaneous matters.

We  had  total  other  loss  of  $3,117,848  for  the  year  ended  December  31,  2015,  compared  to  total  other  income  of $4,634,742  for  the  year  ended
December  31,  2014. The  main  reasons  for  the  decrease  in  other  income  was  $4,922,353  of  goodwill  impairment  in  connection  with  the  full  impairment  of  the
goodwill related to our Black Oil and Recovery divisions and a $944,036 increase in interest expense associated with the credit agreements, described below
under  “Liquidity  and  Capital  Resources ” . We  had  $5,479,463  of  gain  on  change  in  value  of  derivative  liability  for  the  year  ended  December  31,  2015,  in
connection with a beneficial conversion feature on certain warrants granted in June 2015, as described in greater detail in Note 13 to the consolidated financial
statements included herein under "Part II"-"Item 8- Financial Statements and Supplementary Data" .

We had a loss before income taxes of $17,210,889 for the year ended December 31, 2015 compared to a loss before income taxes of $5,859,879 for the
year  ended  December  31,  2014,  a  194%  increase.    The  increase  in  net  loss  before  taxes  was  largely  due  to  the  sharp  decline  during  the  year  in  commodity
prices,  the  increased  operating  expenses  related  to  the  new  facilities  acquired  during  2014,  in  addition  to  the  increased  selling,  general  and  administrative
expenses  incurred  as  a  result  of  the  new  business  lines  and  additional  employees.   We  had  a  reduction  in  contingent  liability  during  the  12  months  ended
December  31,  2015  of  $6,069,000  which  positively  affected  income  from  operations  during  2015.  During  the  12  months  ended  December  31,  2014  we  had  a
$5,248,588 reduction in contingent liability which positively affected income from operations during the prior period.

We had an income tax expense of $5,306,000 during the 12 month period ended December 31, 2015, compared to $11,763 during the 12 month period

ended December 31, 2014.

We had a net loss of $22,516,889 for the year ended December 31, 2015 compared to a net loss of $5,871,642 for the year ended December 31, 2014,

an increase in net loss of $16,645,247 or 283% from the prior period for the reasons described above.

Our  revenues  and  cost  of  revenues  are  significantly  impacted  by  fluctuations  in  commodity  prices;  decreases  in  commodity  prices  typically  result  in
decreases in revenue and cost of revenues.  Our gross profit is to a large extent a function of the market discount we are able to obtain in purchasing feedstock,
as well as how efficiently management conducts operations.

During the year ended December 31, 2015, the processing costs for our Refining and Marketing business located at KMTEX were $3,845,209. Revenues

for the same period were $31,154,066 while income from operations was $3,339,841.

62

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Set forth below, we have disclosed a quarter-by-quarter summary of our statements of operations and statements of operations by segment information

for the quarters ended December 31, September 30, June 30, and March 31, 2015 and 2014, respectively.

Statements of Operations by Quarter

Fiscal 2015

Fiscal 2014

Revenues

Cost of revenues

Gross profit

Fourth

Quarter

Third

Quarter

Second

Quarter

First

Quarter

Fourth

Quarter

Third

Quarter

Second

Quarter

First

Quarter

$

20,875,827

  $

39,262,584

  $

49,119,711   $

37,684,339   $

62,572,071   $

76,903,516   $

72,079,622   $

47,349,658

20,497,691

34,104,949

43,635,177  

38,008,456  

67,049,736  

73,761,171  

63,844,569  

42,343,633

378,136

5,157,635

5,484,534  

(324,117)  

(4,477,665)  

3,142,345  

8,235,053  

5,006,025

Reduction of contingent liability

(6,069,000)

—  

—  

—  

(3,371,836)  

(1,876,752)  

—  

—

Selling, general and administrative
expenses

Depreciation and amortization

Acquisition related expenses

Inventory impairment charge

Total selling, general and administrative
expenses

6,982,422

1,920,416

11,584  

—  

6,052,764

1,597,881

5,910

—  

5,641,250  

5,370,028  

7,303,475  

4,706,104  

4,363,617  

2,716,349

1,561,314  

1,556,982  

1,296,450  

1,180,443  

1,068,273  

—  

—  

157,678  

—  

994,603  

467,911  

259,235  

1,959,418  

—  

—  

732,677

600,412

—

2,845,422

7,656,555

7,202,564  

7,084,688  

6,690,603  

4,269,030  

7,391,308  

4,049,438

Income (loss) from operations

(2,467,286)

(2,498,920)

(1,718,030)  

(7,408,805)  

(11,168,268)  

(1,126,685)  

843,745  

956,587

Other income (expense)

Provision for doubtful accounts

Goodwill Impairment

Interest income

Gain on bargain purchase

Gain(loss) Asset Sales

Gain on change in value of derivative
liability

Gain on futures contracts

Interest expense

Total other income (expense)

1,995,180

(4,922,353)

(4,475)

—  

92,261  

2,844,430

155,660

(728,780)

(568,077)

—  

—  

11

—  

—  

—  

10  

—  

(2,650,000)  

—  

8  

—  

(20,657)

12,818  

(70,478)  

—  

—  

223,255  

375,000  

—  

—  

—  

109,980  

—  

—  

7  

92,635  

6,481,051  

—  

—  

—  

(10,866)  

—  

—  

—

—

370

—

—

—

—

1,816,982  

—  

—  

—  

818,051

395,430

(763,791)

429,044

(556,975)  

(1,531,180)  

1,272,835  

(4,251,650)  

(956,319)  

(358,064)  

(947,325)  

(744,710)  

(657,235)  

5,812,957  

(75,811)

(75,441)

Income (loss) before income taxes

(3,035,363)

(2,069,876)

(445,195)  

(11,660,455)  

(11,526,332)  

(1,871,395)  

6,656,702  

881,146

Income tax benefit (expense)

Net income (loss)

Number of weighted average common
shares outstanding

Basic

Diluted

—  

—  

—  

(5,306,000)  

46,212  

(57,975)  

—  

—

(3,035,363)

(2,069,876)

(445,195)  

(16,966,455)  

(11,480,120)  

(1,929,370)  

6,656,702  

881,146

28,198,701

28,198,701

28,130,575  

28,118,396  

25,986,008  

25,151,660  

22,826,102  

21,232,949

28,198,701

28,198,701

28,130,575  

28,118,396  

25,986,008  

25,151,660  

24,847,456  

21,738,018

63

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
 
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
 
 
 
 
 
   
   
   
   
   
   
   
 
 
 
 
Statements of Operations by Quarters

Fiscal 2015

Fiscal 2014

Fourth

Quarter

Third

Quarter

Second

Quarter

First

Quarter

Fourth

Quarter

Third

Quarter

Second

Quarter

First

Quarter

$

$

$

$

$

$

17,004,934

  $

27,632,744

  $

34,338,534   $

24,913,976   $

46,028,775   $

52,434,252   $

48,878,522   $

23,571,400

17,244,210

25,128,353

30,912,204  

27,141,124  

48,709,354  

50,846,953  

42,973,852  

21,227,096

(239,276)

  $

2,504,391

  $

3,426,330   $

(2,227,148)   $

(2,680,579)   $

1,587,299   $

5,904,670   $

2,344,304

2,687,922

  $

8,752,135

  $

11,447,889   $

8,266,120   $

14,694,971   $

19,655,674   $

18,517,819   $

19,827,459

2,270,299

8,281,753

9,956,771  

7,305,402  

15,570,210  

18,680,731  

16,626,592  

18,251,891

417,623

  $

470,382

  $

1,491,118   $

960,718   $

(875,239)   $

974,943   $

1,891,227   $

1,575,568

1,182,971

  $

2,877,705

  $

3,333,288   $

4,504,243   $

1,848,325   $

4,813,590   $

4,683,281   $

3,950,799

983,182

694,843

2,766,202  

3,561,930  

2,770,172  

4,233,487  

4,244,125  

199,789

  $

2,182,862

  $

567,086   $

942,313   $

(921,847)   $

580,103   $

439,156   $

2,864,646

1,086,153

Black Oil

Revenues

Cost of revenues

Gross profit

Refining & Marketing

Revenues

Cost of revenues

Gross profit

Recovery

Revenues

Cost of revenues

Gross profit

The below graph charts our total quarterly revenue over time from March 31, 2014 to December 31, 2015:

Liquidity and Capital Resources

The success of our current business operations has become more dependent on repairs, and maintenance to our facilities and our ability to make routine

capital expenditures. We also must maintain relationships with feedstock suppliers and end product customers, and operate with efficient management of
overhead costs. Through these relationships, we have historically been able to achieve volume discounts in the procurement of our feedstock, thereby increasing
the margins of our divisions' operations.  The resulting operating cash flow is crucial to the viability and growth of our existing business lines.

We had total assets of  $95,338,688 as of December 31, 2015 compared to  $133,822,231 at December 31, 2014.  This significant decrease was partly

due to the $5,251,712 decrease in cash and cash equivalents as of December 31, 2015, the $9,072,305 decrease in the value of inventory, the 9,495,000
change in deferred tax assets related to our accumulated net losses and $8,308,000 in notes receivable which were moved to assets held for sale  Total current
assets as of December 31, 2015 of $23,166,774 include cash and cash equivalents of $765,364, accounts receivable, net, of $6,315,414, inventory of $3,548,311
and prepaid expenses of $1,367,442. We also had assets held for sale of $11,170,243 related to the Churchill County, Nevada

64

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
 
 
 
   
   
   
   
   
   
   
 
 
 
   
   
   
   
   
   
   
 
 
plant which was sold in January 2016. This balance includes the $8,308,000 note receivable related to the Omega acquisition, fixed asset construction in
progress of $1,170,581 and accounts receivable of $1,691,662.  Long term assets consisted of fixed assets, net, of $53,028,607, a net intangible asset in the
amount of $16,967,985 which primarily represents the value of the Company’s TCEP patents and the patents acquired from Omega, $1,693,872 of deferred
financing costs, and other assets of $481,450. Net fixed assets decreased $1,962,160 as a result of accumulated depreciation in the normal course of business.

Our cash, accounts receivable, inventory and  accounts payable fluctuate and are somewhat tied to one another based on the timing of our inventory

cycles and sales.

We had total current liabilities of $ 35,359,283 as of December 31, 2015 compared to $62,756,584 at December 31, 2014. This decrease was largely due

to the decrease in our accounts payable, current portion of long-term debt partially off-set by an increase in revolving note during the year ended December 31,
2015. Accounts payable totaled $13,244,388 as of December 31, 2015, compared to $21,984,136 as of December 31, 2014, and which current portion of long-
term debt totaled $19,483,363 as of December 31, 2015, compared to $40,136,584 as of December 31, 2014, and which total portion of long-term debt totaled
$5,539,659 compared to $2,187,675. We had $186,948 of current portion of capital lease liabilities as of December 31, 2015 compared to $ 172,654 as of
December 31, 2014 which was obtained in connection with the acquisition with Omega (described in greater detail above under “Part I” - “Item 1. Business” -
“Material Acquisitions”).

We had total liabilities of $ 42,447,546 as of December 31, 2015, including current liabilities of $ 35,359,283 and long-term liabilities of $ 7,088,263, which
included $5,539,659 of long-term debt representing notes payable to Goldman Sachs, Pacific Western Bank and Texas Citizens bank, and $1,548,604 of deferred
liability related to the Series B Preferred Stock dividend to be issued.

We had negative working capital of $ 12,192,509 as of December 31, 2015, compared to negative working capital of $ 29,007,352 as of December 31,

2014. The increase in working capital from December 31, 2014 to December 31, 2015 is mainly due to the decrease in current portion of long-term debt and
accounts payable and accrued expenses offset by decreases in cash and cash equivalents, accounts receivable, and inventory (as described above).

Our future operating cash flows will vary based on a number of factors, many of which are beyond our control, including commodity prices, the cost of

recovered oil, and the ability to turn our inventory.  Other factors that have affected and are expected to continue to affect earnings and cash flow are
transportation, processing, and storage costs.  Over the long term, our operating cash flows will also be impacted by our ability to effectively manage our
administrative and operating costs. Additionally, we may incur future capital expenditures related to new refining facilities. During the first quarter of 2016 our
Heartland facility experienced a fire at the re-refinery, this will affect our cash flows during the first quarter as well as into the second quarter as this facility works
to come back on-line. We currently anticipate the Heartland facility being fully operational in May 2016.

In February 2013, Bank of America, N.A. (“BOA”) agreed to lease the Company up to $1,025,000 of equipment to enhance the TCEP operation. Monthly
payments are fixed for the sixty month duration of the lease at $13,328 per month. The lease also provides an early buy-out right for the Company and a right for
the Company to extend the lease at the end of its term.

As  a  result  of  the  E-Source  acquisition  the  Company  has  notes  payable  to  various  financial  institutions,  bearing  interest  at  rates  ranging  from  6%  to

6.35%, maturing from November, 2015 to April, 2023. The balance of the notes payable is $1,974,107 at December 31, 2015.

The  Company  financed  insurance  premiums  through  various  financial  institutions  bearing  interest  rates  from  4%  to  4.52%.  All  such  premium  finance

agreements have maturities of less than one year and have a balance of $515,762 at December 31, 2015.

On  May  2,  2014,  in  connection  with  the  closing  of  the  Omega  Refining  acquisition,  the  Company  assumed  two  capital  leases  totaling  $3,154,860.
Payments of $2,662,105 were made during 2014 and the balance was $492,755 at December 31, 2014 and payments of $172,654 were made in 2015 and the
balance was $320,101 at December 31 2015.

65

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Credit and Guaranty Agreement

On May 2, 2014, the Company entered into a Credit and Guaranty Agreement (as amended from time to time, the “ Credit Agreement”)  with  Goldman
Sachs Bank USA. Pursuant to the agreement, Goldman Sachs Bank USA loaned the Company $40,000,000 in the form of a term loan. As set forth in the Credit
Agreement, the Company has the option to select whether loans made under the Credit Agreement bear interest at (a) the greater of (i) the prime rate in effect,
(ii) the weighted average of the rates on overnight Federal funds transactions with members of the Federal Reserve System plus ½ of 1%, (iii) the sum of (A) the
Adjusted LIBOR Rate and (B) 1%, and (iv) 4.5% per annum; or (b) the greater of (i) 1.50% and (ii) the applicable ICE Benchmark Administration Limited interest
rate, divided by (x) one minus, (y) the Adjusted LIBOR Rate. Interest on the Credit Agreement is payable monthly in arrears. Amortizing principal payments are
due  on  the  Credit  Agreement  Loan  in  the  amount  of  $300,000  per  fiscal  quarter  for  June  30,  2014,  September  30,  2014,  December  31,  2014  and  March  31,
2015, and $800,000 per fiscal quarter thereafter until maturity on May 2, 2019.

The Goldman Sachs Bank USA financing arrangement is secured by all of the assets of the Company, but was subordinate to the Bank of America credit

agreement described below.

On December 5, 2014 and March 26, 2015, we, Vertex Operating, and substantially all of our other subsidiaries (other than E-Source), Goldman Sachs

Specialty Lending Holdings, Inc. (“Lender”) and Goldman Sachs Bank USA, as Administrative Agent and Collateral Agent for Lender (“ Agent”), entered into a First
Amendment and Second Amendment, respectively, to the Credit Agreement (the “First Amendment” and “Second Amendment”).

During the third quarter of 2014, various events of default had occurred and were continuing under the Credit Agreement and the parties entered into the
Second Amendment to among other things, provide for the waiver of the prior defaults and to restructure certain covenants and other financial requirements of
the Credit Agreement and to allow for our entry into the MidCap Loan Agreement (described below).

•

•

•

•

•

•

•

•

•

The amendments to the Credit Agreement effected by the Second Amendment include, but are not limited to:

Effecting  various  amendments  to  the  Credit  Agreement  to  substitute  the  name  of  MidCap  Business  Credit,  LLC  and  the  MidCap  Loan  Agreement  (as
described below) in place of Bank of America, NA ("BOA"), and the Company's prior Credit Agreement with BOA.

Increasing the interest rate of certain outstanding loans made under the terms of the Credit Agreement by up to 2% per annum, based on the leverage
ratio of debt to consolidated EBITDA of the Company.

Changing the calculation dates for certain fixed charge ratios required to be calculated pursuant to the terms of the Credit Agreement.

Changing how certain debt leverage ratios are calculated under the terms of the Credit Agreement.

Increasing the additional default interest payable upon the occurrence of an event of default under the Credit Agreement to 4% per annum (compared
to 2% per annum for all other defaults) above the then applicable interest rate in the event we failed to make the Required Prepayment (as defined
below).

Providing that no quarterly amortization payments would be due under the terms of the Credit Agreement for the quarters ended March 31, 2015 and
June 30, 2015 (previously amortization payments of $800,000 per quarter were due for both such quarters).

Providing that we are not required to meet certain debt and leverage covenants for certain periods of fiscal 2015.

Requiring that we raise at least $9.1 million by June 30, 2015 through the sale of equity, and that we are required to pay such funds directly to the Lender
as a mandatory pre-payment of the amounts outstanding under the Credit Agreement (the “Required Payment”), which required payment was paid in
June 2015, as described below.

Changing certain of the required prepayment terms of the Credit Agreement, which require us to prepay the amounts owed under the Credit Agreement
in an amount equal to 100% of the extent total consolidated debt exceeds (x) total consolidated EBITDA (as calculated pursuant to the agreement)
multiplied by (y) the maximum debt leverage ratios described in the Credit Agreement, provided that no prepayments in connection with such
requirements are required to be made through December 31, 2015.

66

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

•

•

•

Reducing the amount of allowable additional borrowings we can make under other debt agreements and facilities to $7 million in aggregate (including not
more than $6 million under the MidCap Loan Agreement through December 31, 2015).

Changing certain fixed charge, leverage ratios and consolidated EBITDA calculations, definitions, and requirements relating to covenants under the
Credit Agreement.

Changing the required amount of cash on hand and available borrowings under the MidCap Loan Agreement. We are required to have at least (a)
$750,000 after the date of the Second Amendment and prior to June 30, 2015, (b) $1.5 million at any time after June 30, 2015 and prior to December 31,
2015, (c) $2 million at any time after December 31, 2015 and prior to June 30, 2016, (d) $2.5 million at any time after June 30, 2016 and prior to
December 31, 2016, and (e) $3 million at any time after December 31, 2016.

The Lender also waived all of the prior defaults which the Lender had provided the Company notice of previously (which were all of the known defaults
that existed at the time of the parties’ entry into the Second Amendment) and the Company and its subsidiaries provided a release in favor of the Lender and its
representatives and assigns. We also agreed to pay the Agent a fee of $50,000 per year (including $50,000 paid upon our entry into the Second Amendment) as
an administration fee; and pay the Agent certain prepayment fees in the event we prepay amounts outstanding under the Credit Agreement prior to March 26,
2018,  provided  no  prepayment  fee  is  due  in  connection  with  the  Required  Payment  or  certain  other  mandatory  prepayments  required  under  the  terms  of  the
Credit Agreement, subject to certain exceptions.

As additional consideration for the Lender agreeing to the terms of the Second Amendment, we granted Goldman, Sachs & Co., an affiliate of the Lender
(such initial holder and its assigns, if any, the “Holder”) a warrant to purchase 1,766,874 shares of our common stock which was evidenced by a Common Stock
Purchase  Warrant  (the  “Lender  Warrant”).  The  Lender  Warrant  was  to  expire  on  March  26,  2022  and  originally  had  an  exercise  price  equal  to  the  lower  of
(x) $3.39583 per share; and (y) the lowest price per share at which we issue any common stock (or sets an exercise price for the purchase of common stock)
between the date of our entry into the Lender Warrant and June 30, 2015. The Lender Warrant was exercisable by the Holder at any time after September 1,
2015, including pursuant to a cashless exercise. The Lender Warrant provided that in the event that, prior to June 30, 2015, we prepaid the amount owed under
the Credit Agreement in an amount greater than $9.1 million (i.e., in an amount greater than the Required Payment) then the number of shares of common stock
issuable upon exercise of the Lender Warrant is reduced by the pro rata amount by which the amount prepaid exceeds $9.1 million and is less than $15.1 million,
provided that if prior to June 30, 2015 we prepaid at least $6 million in addition to the Required Payment the Lender Warrant automatically terminated.

On June 18, 2015, the Company entered into the Third Amendment to Credit and Guaranty Agreement (the “ Third Amendment”),  which  amended  the

Credit Agreement (defined above). The amendments to the Credit Agreement effected by the Third Amendment include, but are not limited to:

•

•

•

•

•

Extending the time period pursuant to which we are required to make certain post-closing deliverables pursuant to the terms of the Credit Agreement.

Providing that we are not required to meet certain debt and leverage covenants for certain periods extending until March 31, 2016 (previously we were
required to meet such covenants beginning with the quarter ended December 31, 2015).

Extending the date we are required to begin making required prepayments under the terms of the Credit Agreement, in an amount equal to 100% to the
extent total consolidated debt exceeds (x) total consolidated EBITDA (as calculated pursuant to the agreement) multiplied by (y) the maximum debt
leverage ratios described in the Credit Agreement, until March 31, 2016 (previously no payments were required to be made through December 31,
2015).

Reducing certain required consolidated EBITDA targets pursuant to the terms of the Credit Agreement to be more favorable to the Company, including
reducing such targets to $250,000, $1.5 million, $4.25 million, $7.25 million and $9.5 million for the quarters ended September 30, 2015, December 31,
2015, March 31, 2016, June 30, 2016 and September 30, 2016 (and each quarter thereafter), respectively, compared to $3 million, $5.5 million, $8
million, $9 million and $10 million, respectively.

Extending the date we are required to begin meeting various leverage ratios and consolidated EBITDA targets as set forth in the Credit Agreement from
December 31, 2015 and June 30, 2015, to March 31, 2016 and September 30, 2015, respectively.

67

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

As  additional  consideration  for  the  Lender  agreeing  to  the  terms  of  the  Third  Amendment,  we  agreed  to  modify,  pursuant  to  a  First  Amendment  to
Warrant,  the  terms  of  the  Lender  Warrant.  Pursuant  to  the  First  Amendment  to  Warrant,  we  agreed  to  reduce  the  exercise  price  of  the  Lender  Warrant
to  $2.778  per  share  (the  30  day  volume  weighted  average  price  of  our  common  stock  as  of  the  date  of  our  entry  into  the  Third  Amendment)
from  $3.395828553  per  share,  and  that  in  the  event  we  issue  any  preferred  stock,  that  the  lowest  exercise  price  associated  with  any  warrants  or  similar
convertible  securities  issued  in  connection  with  such  preferred  stock  offering  shall  become  the  exercise  price  of  the  Lender  Warrant;  provided  that,  if  the
Company does not issue preferred stock on or prior to June 30, 2015, then the exercise price of the Lender Warrant would be reduced to the lowest closing price
per share of our common stock on any date between March 26, 2015 and June 30, 2015.

Effective June 29, 2015, we repaid $15.1 million of the amount owed to the Lender under the Credit Agreement, and as a result, the Lender Warrant and

rights thereunder were canceled and terminated.

On November 9, 2015, we, Vertex Operating, and certain of our subsidiaries, Lender, as lender and Agent, as administrative agent, entered into a Fourth
Amendment to Credit Agreement (the “Fourth Amendment”). The amendments to the Credit Agreement effected by the Fourth Amendment include, but are not
limited to:

•

•

•

•

•

•

•

•

Including  Vertex  OH  in  the  calculation  of  Consolidated  Adjusted  EBITDA,  once  Vertex  OH  has  (a)  delivered  certain  required  mortgages  and  legal
opinions in respect to its real estate properties and in order to create a valid first priority security interest in such real estate properties in favor of the
Agent, (b) taken action to cause certain deposit accounts of Vertex OH to become controlled accounts under the Credit Agreement; and (c) appointed an
agent for service of process in New York.

Excluding from the definition of Consolidated Liquidity any amounts which are more than 75 days past due.

Changing the beginning calculation dates for certain fixed charge ratios required to be calculated pursuant to the terms of the Credit Agreement from
December 31, 2015 to March 31, 2016.

Changing the way certain required leverage ratios are calculated as provided in the Credit Agreement.

Extending the date that we were required to begin making installment payments on the Credit Agreement from September 30, 2015 to the earlier of (a)
December 31, 2015; and (b) the date we receive insurance proceeds from the Nevada plant of at least $800,000.

Removing prior restrictions which prevented Vertex OH from undertaking certain actions including co-mingling funds with the Company’s other
subsidiaries and which required such entity to maintain its own books and records.

Extending the date we are required to begin meeting various leverage ratios relating to indebtedness, fixed charge ratios and consolidated EBITDA
targets (while also reducing such consolidated EBITDA targets) from December 31, 2015 to March 31, 2016, and in some cases modifying the
calculation of such ratios.

Reducing minimum consolidated liquidity amounts to not less than (i) $500,000 at any time from the date of the Fourth Amendment to December 31,
2015, (ii) $750,000 at any time after December 31, 2015 and on or prior to March 31, 2016, and (iii) $1,000,000 at any time after March 31, 2016.

Additionally, the Agent and the Company agreed that if the Company prepays, for any reason, all or any part of the principal balance of the amount

owed under the Credit Agreement on or prior to June 18, 2018, the Company would pay the Agent a prepayment premium (“Prepayment Premium”) equal to (i)
the greater of (a) 4.00% of such prepayment and (b) the Yield Maintenance Premium (defined below) with respect to such prepayment, if such repayment occurs
on or prior to June 18, 2017, (ii) 2.00% of such repayment if such repayment occurs after June 18, 2017 and on or prior to June 18, 2018, and (iii) nothing
thereafter; provided, however, that no Prepayment Premium is due with respect to any mandatory prepayment from (1) insurance proceeds received pursuant to
the terms of the Credit Agreement, (2) excess cash flow under the terms of the Credit Agreement, (3) amounts required to be paid under the Credit Agreement in
the event, among other things, certain EBITDA targets and leverage ratios are not met, (4) certain other mandatory prepayments of the amounts owed under the
Credit Agreement; (5) tax return payments under the Credit Agreement, or voluntary prepayments of the amounts owed under the Credit Agreement prior to
January 31, 2016. “Yield Maintenance Premium” means an amount equal to (1) the aggregate amount of interest which would have otherwise been payable on
the amount of the principal prepayment from the date of prepayment until June 18, 2017, minus (2) the aggregate amount of interest the holder of the debt would
earn if the prepaid principal amount were reinvested for the period from the date of prepayment until June 18, 2017 in treasury securities. Finally,

68

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

the Agent agreed to Vertex OH becoming a party to the Midcap Loan Agreement (described below) and to guaranteeing certain debt owed to Midcap thereunder.

On January 29, 2016, we, Vertex Operating, certain of our other subsidiaries, Lender and Agent entered into an Amended and Restated Credit and
Guaranty Agreement (the “Restated Credit Agreement ”), which amended and restated the Credit Agreement. The Restated Credit Agreement changed the Credit
Agreement to an $8.9 million multi-draw term loan credit facility (of which approximately $6.4 million was outstanding and $2.5 million was available to be drawn
pursuant to the terms of the Restated Credit Agreement on substantially similar terms as the currently outstanding amounts owed to the Lender); modified the
Credit Agreement to adjust certain EBITDA calculations in connection with the purchase of Bango Oil and the sale of the Bango Plant as described above;
provided for approval for us to exercise the Purchase Option, enter into and effect the transactions contemplated by the Membership Interest Purchase
Agreement, Subscription Agreement, and the Sale Agreement, and allow for the issuance of the Fox Note and the Mortgage (each as described and defined
above under “Part I” - “Item 1. Business” - “Recent Events ”); confirmed that we are required to make payments of $800,000 per quarter from June 30, 2016
through maturity (May 2, 2019); provided us a moratorium on the prepayment of amounts owed under the Restated Credit Agreement as a result of various
financial ratios we are required to meet through December 31, 2016; provided for us to retain any business interruption insurance proceeds received in
connection with the Bango Plant; provided for us to pay $16 million received at closing from the sale of the Bango Assets, all amounts released from escrow and
any other cash proceeds in excess of $500,000 received from the Sale Agreement after closing to the Lender as prepayment of amounts due under the Restated
Credit Agreement; allowed us the right to make certain permitted acquisitions moving forward, without further consent of the Lender, provided that among other
requirements, such acquisitions are in the same business or line of business as the Company, that such acquired businesses have generated consolidated
adjusted EBITDA for the four fiscal quarters preceding such acquisition in excess of capital expenditures for such period (taking into account adjustments
acceptable to the Agent for synergies expected to be achieved within the 90 days following the closing of such acquisition), and that the funding for such
acquisition comes from certain limited sources set forth in greater detail in the Restated Credit Agreement; adjusted certain fixed charge coverage ratios and
leverage ratios we are required to meet on a quarterly basis from September 30, 2016 to maturity; required us to maintain at least $2 million of liquidity at all
times; provided that events of default under the Credit Agreement include events of default under the Fox Note; and made various other updates and changes to
take into account transactions which had occurred through the date of such agreement, and to remove expired and non-material terms of the prior Credit
Agreement.

Amended and Restated Credit Agreement with Bank of America, N.A.

On  May  2,  2014,  we  and  Vertex  Operating  entered  into  an  Amended  and  Restated  Credit  Agreement  with  BOA,  which  was  amended  by  the  parties’
entry into a First Amendment to Amended and Restated Credit Agreement on December 5, 2014 (as amended to date, the “Amended BOA Credit Agreement ”).
The Amended BOA Credit Agreement amended and restated the prior credit agreement we entered into with BOA in August 2012. Pursuant to the Amended
BOA  Credit  Agreement,  BOA  agreed  to  loan  us  up  to  $20  million  (the  “BOA  Loan”),  subject  to  the  terms  of  the  Amended  BOA  Credit  Agreement  and  certain
lending ratios set forth therein, provided that the amount outstanding cannot exceed an amount equal to the total of (i) 80% of the Company’s accounts in which
BOA  has  a  first-priority  perfected  security  interest;  (ii)  65%  of  the  Company’s  finished-goods  inventory  in  which  BOA  holds  a  first-priority  perfected  security
interest, in each case subject to the terms and conditions of the credit agreement, plus (iii) certain reserves established by BOA.

We have the right to request up to three increases in the amount of the facility, which in the aggregate cannot exceed $10 million and which individually
are  required  to  be  a  minimum  of  $3  million  each,  provided  that  BOA  has  the  right  to  approve  any  increase  in  its  sole  discretion.  Loans  made  pursuant  to  the
Amended BOA Credit Agreement are evidenced by a Revolving Note, which replaced the Company’s August 2012 Revolving Note, which was repaid on May 2,
2014 in connection with the parties’ entry into the Amended BOA Credit Agreement.

Amounts  borrowed  under  the  Revolving  Note  bear  interest  at  the  option  of  the  Company  at  BOA’s  prime  commercial  lending  rate  then  in  effect  plus
between 1.25% and 2% per annum (depending on the Company’s leverage ratio from time to time) or the LIBOR rate in effect plus between 2.35% and 3% per
annum (depending on the Company’s leverage ratio from time to time), and are payable monthly in arrears (provided that upon an event of default the interest
rate then in effect increases by 4% per annum). The Revolving Note is due and payable on May 2, 2017.

We  have  the  right  to  prepay  the  Revolving  Note  at  any  time  without  penalty.  We  are  also  required  to  make  certain  mandatory  prepayments  on  the

Revolving Note as described therein.

The Amended BOA Credit Agreement also requires BOA to provide us certain letters of credit as described therein.

69

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

We agreed to pay BOA a commitment fee equal to between 0.25% and 0.35% (depending on our leverage ratio) multiplied by the actual daily amount by
which the maximum amount BOA has agreed to loan us (currently $20 million) exceeds the amount loaned (and subject to letters of credit), which is due and
payable quarterly in arrears on the last day of each March, June, September, and December, beginning June 30, 2014, until maturity. We also paid BOA $50,000
at closing in fees. In connection with letters of credit issued by BOA, we agreed to pay BOA a fee equal to the greater of 2% per annum (multiplied by the daily
maximum amount available to be drawn) and $500 per line of credit.

The Amended BOA Credit Agreement contains customary representations, warranties, covenants and requirements for the Company to indemnify BOA
and  its  affiliates.  The  Amended  BOA  Credit  Agreement  also  includes  various  covenants  (positive  and  negative)  binding  upon  the  Company.  During  the  three
month  period  ended  September  30,  2014,  an  event  of  default  occurred,  provided  that  we  terminated  the  Amended  BOA  Credit  Agreement  in  March  2015,  as
described below.

The  Amended  BOA  Credit  Agreement  includes  customary  events  of  default  for  facilities  of  a  similar  nature  and  size  as  the  Amended  BOA  Credit

Agreement.

The  amounts  due  pursuant  to  the  Amended  BOA  Credit  Agreement  are  secured  by  a  Pledge  and  Security  Agreement  and  various  Deeds  of  Trust,
Assignment  of  Rents  and  Leases,  Security  Agreement  and  Fixture  Filings  in  favor  of  BOA.  Additionally,  Vertex  Operating  and  the  Company  and  each  of  the
Company’s subsidiaries (other than E-Source) pledged all collateral which they own (including securities held) as security for the repayment of the amounts due
pursuant to the Amended BOA Credit Agreement and guaranteed the amounts owed pursuant to an Amended and Restated Guaranty.

We used and will use the proceeds borrowed pursuant to the Amended BOA Credit Agreement to consummate the transactions contemplated by the
Initial  Closing  of  the  Omega  Purchase  Agreement,  pay  costs  associated  with  the  Amended  BOA  Credit  Agreement  and  for  working  capital  and  other  general
corporate purposes.

The Amended BOA Credit Agreement had a balance of $0 as of December 31, 2015 and 2014.

Effective  on  March  27,  2015,  and  in  connection  with  our  entry  into  the  Second  Amendment  and  MidCap  Credit  Agreement  described  above,  we

terminated the Amended and Restated Credit Agreement with BOA.

MidCap Loan Agreement

Effective March 27, 2015, the Company, Vertex Operating and all of the Company’s other subsidiaries other than E-Source and Golden, entered into a
Loan  and  Security  Agreement  with  MidCap  Business  Credit  LLC  (“MidCap”  and  the  “MidCap  Loan  Agreement”).  Pursuant  to  the  MidCap  Loan  Agreement,
MidCap agreed to loan us up to the lesser of (i) $7 million; and (ii) 85% of the amount of accounts receivable due to us which meet certain requirements set forth
in the MidCap Loan Agreement (“Qualified Accounts”), plus the lesser of (y) $3 million and (z) 50% of the cost or market value, whichever is lower, of our raw
material and finished goods which have not yet been sold, subject to the terms and conditions of the MidCap Loan Agreement (“Eligible Inventory”),  minus  any
amount which MidCap may require from time to time in order to over secure amounts owed to MidCap under the MidCap Loan Agreement, as long as no event of
default  has  occurred  or  is  continuing  under  the  terms  of  the  MidCap  Loan  Agreement.  The  requirement  of  MidCap  to  make  loans  under  the  MidCap  Loan
Agreement is subject to certain standard conditions and requirements.

Notwithstanding the above, the parties agreed that until such time as (i) Goldman Sachs was paid at least $9.1 million which was due to it by June 30,

2015 (which amount was timely raised and paid), or (ii) we enter into an amendment with Goldman Sachs to remove the requirement that we make the Required
Payment, the advance rate against Qualified Accounts is reduced to 53% (compared to 85% after such date) and the advance rate against Eligible Inventory is
reduced to 31% (compared to 50% after such date). Additionally, the advance rate against Qualified Accounts is reduced by 1% for each percentage point by
which the following calculation, expressed as a percentage, exceeds 3%: (a) actual bad debt write-downs, discounts, advertising allowances, credits, or other
dilutive items, divided by (b) gross sales (excluding non-recurring items), for any applicable period as determined by MidCap. The MidCap Loan had a balance of
$1,744,122 on December 31, 2015.

We are required to make immediate pre-payments of outstanding principal owed under the MidCap Note in the amount certain thresholds are exceeded

as set forth in the MidCap Loan Agreement. We are also required to provide MidCap certain monthly reports and accountings.

We  agreed  to  pay  MidCap  certain  fees  in  connection  with  the  MidCap  Loan  Agreement  including  (a)  a  non-refundable  fee  equal  to  0.75%  of  the  $7
million credit limit ($52,500), which was due upon our entry into the MidCap Loan Agreement, and is due on each anniversary thereafter; (b) reimbursement for
MidCap’s audit fees incurred from time to time; a collateral monitoring

70

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

charge of 0.20% of the greater of the average outstanding balance of the MidCap Note (as defined below) at the end of each month or $3 million; (c) a fee equal
to 0.75% of the difference between the credit limit of $7 million and the greater of (i) the amount actually borrowed, and (ii) $3 million, as calculated in the MidCap
Loan Agreement, payable monthly in arrears and added to the balance of the MidCap Note; and (d) a one-time placement fee equal to 0.50% of the $7 million
credit limit which we paid upon our entry into the MidCap Loan Agreement.

The  MidCap  Loan  Agreement  contains  customary  representations,  warranties,  covenants  for  facilities  of  similar  nature  and  size  as  the  MidCap  Loan
Agreement,  and  requirements  for  the  Company  to  indemnify  MidCap  for  certain  losses.  The  Credit  Agreement  also  includes  various  covenants  (positive  and
negative), binding the Company and its subsidiaries, including not permitting the availability for loans under the MidCap Loan Agreement to ever be less than
10% of the credit limit ($700,000); prohibiting us from creating liens on any collateral pledged under the MidCap Loan Agreement, subject to certain exceptions;
and  prohibiting  us  from  paying  any  dividends  on  capital  stock,  advancing  any  money  to  any  person,  guarantying  any  debt,  creating  any  indebtedness,  and
entering into any transactions with affiliates on terms more favorable than those of an arms-length third party transaction.

The MidCap Loan Agreement includes customary events of default for facilities of a similar nature and size as the MidCap Loan Agreement.

The  MidCap  Loan  Agreement  continues  in  effect  until  the  second  anniversary  of  the  parties’  entry  into  the  Agreement,  subject  to  right  of  the  parties,
subject to mutual agreement, to extend such rights and agreement, provided that we have the right to terminate the MidCap Loan Agreement at any time with 60
days prior written notice. In the event we desire to terminate the MidCap Loan Agreement we are required to pay MidCap a termination fee of $70,000, subject to
certain exceptions in the MidCap Loan Agreement. We also have the right to terminate the agreement without providing 60 days’ prior notice as long as we pay
MidCap  the  equivalent  amount  of  interest  which  would  have  been  due  (as  calculated  in  the  MidCap  Loan  Agreement)  for  such  60  day  period,  along  with  the
$70,000 termination fee. In the event the MidCap Loan Agreement is terminated by MidCap upon the occurrence of an event of default, we are required to pay
MidCap a fee of $70,000 upon such termination.

We  also  entered  into  a  Revolving  Note  (the  “ MidCap  Note”)  to  evidence  amounts  borrowed  from  MidCap  from  time  to  time  under  the  MidCap  Loan
Agreement. Interest on the MidCap Note accrues at a fluctuating rate equal to the aggregate of: (x) the prime rate then effect, and (y) 1.75% per annum, or at
such other rate mutually agreed on from time to time by the parties, based upon the greater of (i) any balance owing under the MidCap Note at the close of each
day;  or  (ii)  a  minimum  assumed  average  daily  loan  balance  of  $3  million.  Interest  is  payable  in  arrears,  on  the  first  day  of  each  month  that  amounts  are
outstanding under the MidCap Note.

We and each of our subsidiaries subject to the MidCap Loan Agreement are jointly and severally liable for the repayment of amounts owed under the
MidCap  Note.  Pursuant  to  the  MidCap  Loan  Agreement,  we  granted  MidCap  a  security  interest  in  substantially  all  of  our  assets  and  provided  MidCap  junior
mortgages  on  all  real  estate  which  we  own,  subject  to  the  first  priority  mortgages  of  the  Lender.  Finally,  MidCap  and  the  Lender  entered  into  an  Intercreditor
Agreement, which governs which of the lenders have first and second priority security interests over our assets which are pledged as collateral in order to secure
repayment of the amounts owed pursuant to the Credit Agreement and MidCap Loan Agreement.

Also on November 9, 2015, we and certain of our subsidiaries entered into a First Amendment to Loan and Security Agreement (the “ Midcap First
Amendment”), which amended the Midcap Loan Agreement with Midcap. The Midcap First Amendment amended the Midcap Loan Agreement to add Vertex OH
as a party thereto; remove Vertex OH’s requirement to enter into a negative pledge agreement with MidCap; created separate maximum borrowing base credit
limits for Vertex OH’s accounts and customers ($100,000 maximum per customer, subject to certain exceptions); excluded customers who are based outside of
the U.S. or Canada from the credit limits if backed by a bank letter of credit or covered by a foreign receivables insurance policy; removed inventory of Vertex OH
from the definition of Eligible Inventory under the Midcap Loan Agreement; and provided that additional affiliates of the Company may become party to the
Midcap Loan Agreement by executing an assumption agreement and revolving note in favor of Midcap.

Compliance with Covenants and Fulfillment of Conditions :

As  of  September  30,  2014  and  December  31,  2014,  the  Company  was  not  in  compliance  with  certain  covenants  contained  in  its  credit  facilities,

including the financial covenants noted below with Bank of America ("BOA") and Goldman Sachs Bank USA (" Goldman Sachs "):

•

The Company failed to make a prepayment of the term loan under the Goldman Sachs Credit Agreement in the amount of $6,299,567 on August 31,
2014, which was required because the Company did not maintain a less than 4:1 Ratio of

71

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Consolidated Total Debt to Consolidated Pro Forma Adjusted EBITDA for the twelve month period ending on August 31, 2014 was 4.6 and

•

The Company failed to maintain a fixed charge coverage ratio of not less than 1.25 to 1.00 for the period ending September 30, 2014 (the actual fixed
charge coverage ratio for the period ending September 30, 2014 was 1.00 to 1.00 and the actual fixed coverage ratio for the period ending December
31, 2014 was > 1.25 to 1.00.

In  connection  with  the  defaults  above  (and  additional  defaults  described  below),  in  October  and  November  2014,  the  Company  received  notices  of
events  of  default  from  Bank  of  America  and  Goldman  Sachs,  respectively,  describing  the  occurrence  of  the  following  events  of  default  under  the  credit
agreements in addition to the prior financial covenant defaults described above:

•

•

The Company entering into various letters of intent in violation of the permitted activities covenants of the Goldman Sachs Credit Agreement; and

The  Company  failing  to  timely  comply  with  various  post-closing  obligations  set  forth  in  the  credit  agreements  including,  among  others,  to  deliver
certificates  of  title  of  Company  vehicles  to  the  lenders,  assignments  of  rights  under  various  agreements  from  the  Company  to  Vertex  Operating,
confirmation of the closing or transfer of various Company bank accounts, various surveys of mortgaged properties, and delivering a collateral access
agreement to BOA.

Additionally,  as  each  credit  facility  contains  cross-default  provisions,  the  default  under  each  lender  credit  agreement  constitutes  a  default  under  the
agreement with the other lender. As events of default have occurred under the BOA credit agreement, BOA is not required to lend us any further funds under
such agreement.

The  credit  facilities  remained  in  default  until  our  entry  into  the  Second  Amendment  with  the  Lender  (Goldman)  which  waived  the  prior  defaults  and

restructured the Credit Agreement and the concurrent termination of the Amended and Restated Credit Facility with BOA.

During the six month period ending June 30, 2015, additional events of default occurred under the Credit Agreement. We were able to obtain a waiver of

the defaults under the credit agreements and to negotiate mutually agreed upon amendments to the credit agreements to bring the Company into compliance
with such credit agreements.

Omega Secured Note

In connection with the Initial Closing of the Omega Purchase Agreement (described above under “ Part I” - “Item 1. Business” - “Material Acquisitions”),

Omega Refining and Bango Refining provided Vertex Refining Nevada a Secured Promissory Note (the “Omega Secured Note”) in the aggregate amount of
$13,858,067, which had a balance of $13,858,067 as of December 31, 2014, representing (a) a loan to Omega in the amount of approximately $7.56 million
(representing the agreed upon value of the amount by which the consideration paid at the Initial Closing (which included consideration relating to the assets
acquired at the Initial Closing and which were planned to be acquired at the Final Closing) exceeded the value of assets acquired at the Initial Closing) (the
“Purchase Price Loan”); (b) a $750,000 loan related to the delivery of a certain amount of used motor oil inventory at the Initial Closing (the “ First Inventory Loan”);
(c) a $1,400,000 loan related to the delivery of a certain amount of used motor oil inventory which was planned to be acquired at the Final Closing (the “Second
Inventory Loan” and along with the First Inventory Loan, the “ Inventory Loans”); (d) advances totaling $4.15 million to satisfy accounts payable and other working
capital related obligations of Omega after the Initial Closing (the “Draw Down Loans”); and (e) an additional loan of $1 million for capital expenditures (the “ Capital
Expenditure Loan”).

The Purchase Price Loan and the Draw Down Loans accrued interest at the short-term federal rate as published by the Internal Revenue Service from
time to time (approximately 0.33% per annum as of the Initial Closing) prior to October 30, 2014, and thereafter at 9.5% per annum, payable monthly in arrears
and had a maturity date of March 31, 2015, provided that the loan was not paid when due. The First Inventory Loan and the Draw Down Loans accrue interest at
the rate of 9.5% per annum beginning on May 31, 2014, were due and payable on March 31, 2015.

The repayment of the Secured Note is guaranteed by Omega Holdings pursuant to a Guaranty Agreement and secured by a security interest granted
pursuant to the terms of the Secured Note and a Leasehold Deed of Trust, Security Agreement, Assignment of Leases and Rents and Fixture Filing. Additionally,
we have the right to set-off any amount due upon an event of default under the Secured Note against certain of the shares pledged by Omega in connection with
the Initial Closing and the earn-out consideration due to Omega (provided that we have determined that no earn-out consideration will be due to Omega), subject
to the terms of the Asset Purchase Agreement.

72

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The Omega Secured Note had an outstanding balance of $13,858,067 as of December 31, 2015.

On January 28, 2016, we entered into and closed the transactions contemplated by the Sale Agreement described in greater detail above under “

Item 1.

Business” - “Recent Events ” - “Purchase and Sale Agreement, Churchill County, Nevada Plant ”.

Pursuant  to  the  Sale  Agreement,  we  (through  Bango  Oil  after  we  acquired  Bango  Oil  as  described  below  pursuant  to  our  exercise  of  the  Purchase
Option) sold Safety-Kleen the used oil re-refining plant located on approximately 40 acres in Churchill County, Nevada (the “Bango Plant”), which we previously
rented, and all equipment, tools and other tangible personal property located at the Bango Plant, which relate to or are used in connection with the operations of
the  Bango  Plant  (collectively,  the  “Bango  Assets”).  Safety-Kleen  assumed  certain  liabilities  associated  with  contracts  assumed  in  the  purchase  and  related  to
bringing the Bango Plant back into operational status. The aggregate purchase price for the Bango Assets was $35 million, subject to adjustment as described in
the Sale Agreement for certain taxes, costs and expenses incurred by Safety-Kleen after closing. A total of $1.3 million of the purchase price was used by us in
order to exercise the options we had pursuant to two Lease and Purchase Agreements (the “Equipment Leases”) we were party to, which provided for the use of
a rail facility and related equipment and a pre-fabricated metal building located at the Fallon, Nevada, facility, and which provided us (through Vertex Refining
Nevada) the right to acquire the applicable property/equipment subject to each Equipment Lease at any time prior to the expiration of the leases for $914,000
and $400,000, respectively. Additionally, $100,000 of the purchase price was retained by Safety-Kleen to acquire certain water rights necessary for operation of
the Bango Plant. Finally, a required closing condition of the Sale Agreement was that we use a portion of the purchase price to exercise the purchase option set
forth  in  that  certain  Lease  With  Option  For  Membership  Interest  Purchase  (the  “Bango  Lease”)  entered  into  on  April  30,  2015,  by  and  between  us,  Vertex
Refining Nevada and Bango Oil, whereby, we had the option at any time during the term of the lease to purchase all of the equity interests of Bango Oil (the
“Purchase Option”), effectively acquiring ownership of the Bango Plant. The Purchase Option was exercised by us on January 29, 2016 in connection with the
closing of the Sale Agreement, at which time Bango Oil became a wholly-owned subsidiary of Vertex Refining Nevada, and we paid approximately $9 million of
consideration  to  Bango  Oil  in  connection  with  the  Purchase  Option. Additionally,  an  aggregate  of  $16  million  of  the  purchase  price  paid  by  Safety-Kleen  in
connection  with  the  Sale  Agreement  was  required  to  be  paid  by  us  to  our  senior  lender,  Goldman  Sachs  Bank  USA,  at  closing,  which  amount  was  paid  at
closing, and which funds were used to pay down amounts owed to Goldman Sachs Bank USA under our Credit Agreement.

Additionally,  at  the  closing,  we  placed  $1.5  million  in  cash  and  $1  million  worth  of  our  common  stock  (1,101,928  shares)  into  escrow  with  50%  of  the
shares to be released 12 months following the closing and such cash and the remainder of the shares held in escrow to be released 18 months after the closing,
in order to satisfy any indemnification claims made by Safety-Kleen pursuant to the terms of the Sale Agreement. On June 30 and December 31 of each year that
any of our shares of common stock are in escrow, in the event the value of the shares held in escrow is less than $1 million, based on the then market price of
our common stock, we are required to increase the number of shares of common stock held in escrow to total $1 million in aggregate value.

The Company received net cash of approximately $17.3 million in connection with the transactions contemplated by the Sale Agreement, after deducting
legal, administrative and banker fees; amounts paid in connection with the exercise of the Purchase Option; cash amounts set aside in escrow; and the purchase
price of the equipment related to the Bango Plant as described above, of which $16 million was immediately paid to the Lender to pay down amounts owed to
Lender under the Credit Agreement.

During 2015 the Company reclassified amounts due from Omega Holdings, LLC to the Company based on the portion of the acquisition purchase price
that was allocated to the Nevada facility upon acquisition because the Company sold the facility. The assets held for sale balance of $11,170,243 is made up of
(1) accounts receivable of $1,691,662 (2) notes receivable of $8,308,000 and (3) fixed asset construction in progress $1,170,581.

Fox Note

On January 29, 2016, Vertex OH, borrowed $5.15 million from Fox Encore and provided a Promissory Note to Fox Encore to reflect such borrowed funds
(the “Fox Note”). The Fox Note bears interest at 10% percent per annum (15% upon the occurrence of an event of default), payable monthly in arrears beginning
on February 29, 2016. The principal and all accrued and unpaid interest on the Fox Note is due on the earlier of (a) July 31, 2016 (as may be extended by Vertex
OH as discussed below, the “Maturity Date”), or (b) upon acceleration of the Fox Note during the existence of an event of default as discussed therein. Provided
that no event of default is then existing on the Fox Note or under any other loan document associated therewith, and certain other requirements as described in
the Fox Note are met, Vertex OH has the right to three (3) extension options (each, an “Extension Option”) pursuant to which Vertex OH may extend the Maturity
Date for six (6) months each. The first extension will extend the Maturity Date of the Fox Note until January 31, 2017, the second extension will extend the
Maturity Date of the Fox Note until July 31, 2017, and the third extension will extend the Maturity Date of the Fox Note until

73

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

January 29, 2018. Upon exercising an Extension Option, Vertex OH is required to pay Fox Encore an extension fee equal to 3% of the then outstanding principal
amount of the Fox Note, which amount is separate from, and is not applied toward, the outstanding indebtedness owed under the Fox Note; provided, however,
that if Vertex OH elects to exercise the Extension Option to extend the Maturity Date to January 31, 2017, the 3% fee for such extension is not to be paid in cash
but is instead added to the outstanding principal balance of the Fox Note. The Fox Note may be prepaid in whole or in part at any time without penalty, provided
that if repaid in full by July 31, 2016, the amount to be repaid is decreased by $150,000. The Fox Note is secured by the Mortgage described below. The Fox
Note includes certain standard and customary financial reporting requirements, notice requirements, indemnification requirements, covenants and events of
default.

Texas Citizens Bank Loan Agreement

On January 7, 2015, E-Source entered into a loan agreement with Texas Citizens Bank to consolidate various smaller debt obligations. The loan

agreement provides a term note in the amount of $2,201,372 that matures on January 7, 2020. Borrowings bear a fixed interest rate of 5.5% per annum and
interest is calculated from the date of each advance until repayment in full or maturity. The loan has 59 scheduled monthly payments of $42,126 which includes
principal and interest. The loan is collateralized by all of the assets of E-Source. The loan contains customary representations, warranties, and covenants for
facilities of similar nature and size.

Private Offerings of Common Stock

As described above under “Part I” - “Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations ” - “Recent Events ” -

“Unit Offering”, we closed the Offering of Units on June 24, 2015 and raised a gross amount of $25 million and a net of $23.6 million, after commissions and
before our expenses, of which $15.1 million was immediately used to pay down amounts owed to Goldman Sachs under the Credit Agreement.

Need for additional funding

Our  re-refining  business  will  require  significant  capital  to  design  and  construct  any  new  facilities.  The  facility  infrastructure  would  be  an  additional

capitalized expenditure to these proposed process costs and would depend on the location and site specifics of the facility.

Management believes that the amount remaining from our June 2015 Unit Offering (described above) and the amount available under our MidCap Loan
Agreement, in addition to projected earnings, will provide sufficient liquidity to fund our operations for the foreseeable future, although we may seek additional
financing to fund acquisitions or other developments in the future and to repay amounts owed to our senior creditor. We may raise funds in the future through the
sale  of  common  stock,  preferred  stock,  debt,  or  convertible  debt,  which  may  include  the  grant  of  warrants.  We  may  also  seek  to  obtain  sufficient  funding  to
completely refinance the Goldman and/or MidCap debt subsequent to the date of this filing which may take any or all of the forms described above.

Additionally, as part of our ongoing efforts to maintain a capital structure that is closely aligned with what we believe to be the potential of our business
and  goals  for  future  growth,  which  is  subject  to  cyclical  changes  in  commodity  prices,  we  will  be  exploring  additional  sources  of  external  liquidity. The
receptiveness of the capital markets to an offering of debt or equities cannot be assured and may be negatively impacted by, among other things, debt maturities,
current market conditions, and potential stockholder dilution. The sale of additional securities, if undertaken by us and if accomplished, may result in dilution to our
shareholders. However, such future financing may not be available in amounts or on terms acceptable to us, or at all.

In addition to the above, we may also seek to acquire additional businesses or assets. In addition, the Company could consider selling assets if a more
strategic  acquisition  presents  itself.  Finally,  in  the  event  we  deem  such  transaction  in  our  best  interest,  we  may  enter  into  a  business  combination  or  similar
transaction in the future.

There is currently only a limited market for our common stock, and as such, we anticipate that such market will be illiquid, sporadic and subject to wide

fluctuations in response to several factors moving forward, including, but not limited to:

(1)    actual or anticipated variations in our results of operations;

(2)    the market for, and volatility in, the market for oil and gas;

(3)    our ability or inability to generate new revenues; and

74

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

(4)    the number of shares in our public float.

Furthermore, because our common stock is traded on the NASDAQ Capital Market, our stock price may be impacted by factors that are unrelated or
disproportionate  to  our  operating  performance.  These  market  fluctuations,  as  well  as  general  economic,  political  and  market  conditions,  such  as  recessions,
interest rates or international currency fluctuations may adversely affect the market price of our common stock. Additionally, at present, we have a limited number
of shares in our public float, and as a result, there could be extreme fluctuations in the price of our common stock.

We believe that our stock prices (bid, ask and closing prices) may not relate to the actual value of our company, and may not reflect the actual value of our
common stock. Shareholders and potential investors in our common stock should exercise caution before making an investment in our common stock, and
should not rely on the publicly quoted or traded stock prices in determining our common stock value, but should instead determine the value of our common stock
based on the information contained in our public reports, industry information, and those business valuation methods commonly used to value private companies.

Cash flows for the fiscal year ended December 31, 2015 compared to the fiscal year ended December 31, 2014 were as follows:

Beginning cash and cash equivalents

Net cash provided by (used in):

Operating activities

Investing activities

Financing activities

Net increase in cash and cash equivalents

Ending cash and cash equivalents

Twelve Months Ended December 31,

2015

2014

6,017,076   $

2,678,628

(12,970,898)  

(479,505)  

8,198,691  

(5,251,712)  

765,364   $

(1,525,488)

(40,205,030)

45,068,966

3,338,448

6,017,076

$

$

Operating activities used cash of $ (12,970,898) for the year ended December 31, 2015 as compared to using cash of $1,525,488 in 2014. Our  primary
sources  of  liquidity  are  cash  flows  from  our  operations  and  the  availability  to  borrow  funds  under  our  credit  and  loan  facilities,  as  well  as  private  sales  of
securities.    The  primary  reasons  for  the  increase  in  cash  used  by  operating  activities  was  an  increase  in  our  operating  loss  offset  by  a  decrease  in  accounts
payable  and  accrued  expenses  of  $8,539,803,  a  decrease  in  inventory  of  $9,072,305  along  with  a  $5,306,000  decrease  in  deferred  federal  income  tax  and  a
$2,358,750 increase in depreciation and amortization.

Investing activities used cash of $ (479,505) for the year ended December 31, 2015 as compared to having used $40,205,030 of cash in 2014. Investing
activities for the twelve months ended December 31, 2015 was mainly comprised of $1,81,653 in purchase of fixed assets and the Aaron acquisition expenditure
of  $1,082,649  while  the  cash  used  in  2014  was  mainly  comprised  of  $31,114,140  in  acquisitions. The  change  in  the  Note  Receivable  is  because  in  2015  we
received an AIG insurance settlement for a fire at that had occurred at the Bango Plant prior to our acquisition from Omega Refining. The  insurance  settlement
satisfies a loan we made to Omega to fund operating expenses at that facility.     

Financing activities provided cash of $8,198,691 during the twelve months ended December 31, 2015, as compared to providing cash of $45,068,966 in
2014. Financing activities in 2015 included a net $1,744,122 of net proceeds borrowed from Midcap , $23,557,553 of proceeds from our Series B Preferred Stock
offering, and proceeds from notes payable in the amount of $2,305,277 offset by $19,419,567 of payments made on notes payable. Financing activities in 2014
included $41,309,433 of proceeds from note payable relating to amounts borrowed from the Lender and $17,315,143 of proceeds relating to a secondary stock
offering, relating to the value of securities sold by us in private offerings, offset by $11,337,128 of payments on notes payable.

75

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
   
Contractual Obligations

Future maturities of long term debt as of December 31, 2015 were as follows:

Creditor

Loan Type

Origination Date

Maturity Date

Loan Amount

Balance on
December 31, 2015

MidCap Revolving Line of
Credit

Goldman Sachs USA

Pacific Western Bank

  Revolving LOC

  Term Loan

  Capital Lease

  March 2015

  May, 2014

  March, 2017

  May, 2019

  September, 2012

  August, 2017

Texas Citizens Bank

Various institutions

Equipment & SBA Loans - E-
Source

  May 7, 2015

  May 7, 2020

  Insurance premiums financed

  Various

  December, 2014

7,000,000  

40,000,000  

520,219  

2,045,500  

1,789,481  

1,744,122

22,400,000

320,101

1,974,107

515,762

51,355,200  

26,954,092

Future contractual maturities on notes payable are summarized as follows:

Creditor

2016

2017

2018

2019

2020

Thereafter

MidCap Revolving Line of Credit

  $

1,744,122   $

—   $

—   $

18,525,000  

3,200,000  

675,000  

186,948  

442,601  

515,762  

133,153  

468,225  

—  

—   $

—  

—  

—   $

—  

—  

—  

495,013  

523,333  

—  

—  

44,935  

—  

Goldman Sachs USA

Pacific Western Bank

Texas Citizens Bank

Various institutions

Totals

  $

21,414,433   $

3,801,378   $

1,170,013   $

523,333   $

44,935   $

—

—

—

—

—

—

The  Company  has  various  leases  for  office  facilities  and  vehicles  which  are  classified  as  operating  leases,  and  which  expire  at  various  times  through

2032. Total rent expense for all operating leases for 2015 and 2014 is summarized as follows:

Office leases

Plant Leases

Vehicle leases

2015

2014

620,219  

3,996,000  

326,476  

  $

4,942,695   $

620,219

3,142,000

425,026

4,187,245

Minimum future lease commitments as of December 31, 2015, are summarized as follows:  

Year ending December 31

Office Facilities  

Vehicles

Plant Leases

2016

2017

2018

2019

2020

Thereafter

$

595,194   $

286,690   $

530,328  

467,862  

467,862  

467,862  

3,900,000  

233,171  

115,665  

57,956  

—  

—  

3,996,000

2,514,000

1,132,000

—

—

—

$

6,429,108   $

693,482   $

7,642,000

Our contractual obligations are included in our consolidated financial statements and the related notes thereto and appear under the caption “Financial

Statements” beginning on page F-1 of this Annual Report on Form 10-K.

76

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Critical Accounting Policies and Use of Estimates

Our financial statements are prepared in accordance with GAAP. The preparation of these financial statements requires management to make estimates
and  judgments  that  affect  the  reported  amounts  of  assets,  liabilities,  revenues  and  expenses.  Management  regularly  evaluates  its  estimates  and  judgments,
including  those  related  to  revenue  recognition,  goodwill,  intangible  assets,  long-lived  assets  valuation,  and  legal  matters.  Actual  results  may  differ  from  these
estimates. (See Note 2 to the financial statements included herein).

Goodwill and Goodwill Impairment.

Goodwill  is  the  excess  of  cost  of  an  acquired  entity  over  the  amounts  assigned  to  identifiable  assets  acquired  and  liabilities  assumed  in  a  business
combination. We  perform  a  goodwill  impairment  analysis  at  least  annually,  unless  indicators  of  impairment  exist  in  interim  periods. The  goodwill  impairment
assessment is based on several factors requiring judgment and is based on how our Chief Executive Officer and Chief Financial Officer manage the business.
Each of our three operating segments, Black Oil, Refining and Marketing, and Recovery, constitutes a reportable segment for purposes of reviewing impairment
and the recoverability of goodwill and other intangible assets. We must make various assumptions in determining their estimated fair values regarding estimated
future cash flows and other factors in determining the fair values of the reportable segments. We performed a qualitative assessment (commonly referred to as a
"Step 0" test) to determine if it was more likely than not that the fair value of each of our reportable segments with goodwill exceeded their carrying value. In
making this assessment, we evaluated overall business and overall macroeconomic conditions since the date of our last quantitative assessment. We considered
in our qualitative assessment, among other things, expectations of projected revenues and cash flows, trends in market multiples, changes in our stock price,
changes in the carrying values of our reportable segments with goodwill, and overall market conditions. Based on this evaluation, we concluded that our goodwill
was  likely  impaired  and  performed  a  quantitative  Step  One  assessment. A  quantitative  Step  One  assessment  involves  determining  the  fair  value  of  each
reportable segment using market participant assumptions along with a discounted cash flow approach. As we believe that the carrying value of certain reportable
segments  with  goodwill  did  not  exceed  their  estimated  fair  value,  we  performed  a  quantitative  Step  Two  assessment.  A  quantitative  Step  Two  assessment
compares the carrying value of the reportable segment to the fair value of all of the assets and liabilities of the reportable segment (including any unrecognized
intangibles) as if the reportable segment was acquired in a business combination. If the carrying amount of a reportable segment's goodwill exceeds the implied
fair value of its goodwill, an impairment loss is recognized in an amount equal to the excess.

We  recognized  a  $4,922,353  Goodwill  Impairment  in  2015,  which  eliminated  the  goodwill  balance. This  result  occurred  primarily  due  to  the  adverse
impact  of  recently  declining  oil  prices  on  current  and  anticipated  future  oil  activity. At  December  31,  2015  and  2014,  goodwill  totaled  $0  and  $4,922,353,
respectively, of which $1,367,838 relates to our Recovery segment and $3,554,515 relates to our Black Oil segment. Our Refining and Marketing segment has no
goodwill recorded.

Revenue Recognition.

Revenue for each of our divisions is recognized when persuasive evidence of an arrangement exists, goods are delivered, sales price is determinable,
and collection is reasonably assured. Revenue is recognized upon delivery by truck and railcar of feedstock to our re-refining customers and upon product leaving
our terminal facilities via barge. Revenue is also recognized as recovered scrap materials are sold.

Business Combinations

The  Company  accounts  for  business  combinations  using  the  acquisition  method  of  accounting.  The  results  of  operations  for  the  acquired  entities  are
included in the Company’s consolidated financial results from their associated acquisition dates. The Company allocates the purchase price of acquisitions to the
tangible  assets,  liabilities,  and  identifiable  intangible  assets  acquired  based  on  their  estimated  fair  values.  A  portion  of  purchase  price  for  our  acquisitions  is
contingent upon the realization of certain operating results. The fair values assigned to identifiable intangible assets acquired and contingent consideration were
determined by third party specialists engaged by the company on a case by case basis. The excess of the purchase price over the fair value of the identified
assets  and  liabilities  has  been  recorded  as  goodwill.  If  the  purchase  price  is  under  the  fair  value  of  the  identified  assets  and  liabilities,  a  bargain  purchase  is
recognized and included in income from continuing operations.

Fair value of financial instruments

Under  the  Financial  Accounting  Standards  Board  Accounting  Standards  Codification  (“FASB  ASC”),  we  are  permitted  to  elect  to  measure  financial
instruments and certain other items at fair value, with the change in fair value recorded in earnings. We elected not to measure any eligible items using the fair
value option. Consistent with the Fair Value Measurement Topic of the

77

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

FASB  ASC,  we  implemented  guidelines  relating  to  the  disclosure  of  our  methodology  for  periodic  measurement  of  our  assets  and  liabilities  recorded  at  fair
market value.

Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants
at  the  measurement  date.  A  three-tier  fair  value  hierarchy  prioritizes  the  inputs  used  in  measuring  fair  value.  The  hierarchy  gives  the  highest  priority  to
unadjusted  quoted  prices  in  active  markets  for  identical  assets  or  liabilities  (level  1  measurements)  and  the  lowest  priority  to  unobservable  inputs  (level  3
measurements). These tiers include:

•

•

•

Level 1, defined as observable inputs such as quoted prices for identical instruments in active markets;

Level  2,  defined  as  inputs  other  than  quoted  prices  in  active  markets  that  are  either  directly  or  indirectly  observable  such  as  quoted  prices  for  similar
instruments in active markets or quoted prices for identical or similar instruments in markets that are not active; and

Level 3, defined as unobservable inputs in which little or no market data exists, therefore requiring an entity to develop its own assumptions, such as
valuations derived from valuation techniques in which one or more significant inputs or significant value drivers are unobservable.

Our  Level  1  assets  primarily  include  our  cash  and  cash  equivalents.  Valuations  are  obtained  from  readily  available  pricing  sources  for  market

transactions involving identical assets or liabilities.

Impairment of long-lived assets

The  Company  evaluates  the  carrying  value  and  recoverability  of  its  long-lived  assets  when  circumstances  warrant  such  evaluation  by  applying  the
provisions  of  the  FASB  ASC  regarding  long-lived  assets.  It  requires  that  long-lived  assets  be  reviewed  for  impairment  whenever  events  or  changes  in
circumstances indicate that the carrying amount of an asset may not be recoverable through the estimated undiscounted cash flows expected to result from the
use and eventual disposition of the assets.  Whenever any such impairment exists, an impairment loss will be recognized for the amount by which the carrying
value  exceeds  the  fair  value.  The  Company  determined  that no  long-lived  asset  impairment  existed  at  December  31,  2014  but  in  2015  the  Company  did
recognize a long-lived asset impairment related to the Recovery Segment.

Derivative liabilities.

The  Company,  in  accordance  with  ASC  815-40-25  and  ASC  815-10-15  Derivatives  and  Hedging  and  ASC  480-10-25  Liabilities-Distinguishing  from
Equity, convertible preferred shares are accounted for net, outside of shareholders' equity and warrants are accounted for as liabilities at their fair value during
periods  where  they  can  be  net  cash  settled  in  case  of  a  change  in  control  transaction. The  warrants  are  accounted  for  as  a  liability  at  their  fair  value  at  each
reporting  period.  The  value  of  the  derivative  warrant  liability  will  be  re-measured  at  each  reporting  period  with  changes  in  fair  value  recorded  as  earnings.  To
derive  an  estimate  of  the  fair  value  of  these  warrants,  a  Dynamic  Black  Scholes  model  is  utilized  that  computes  the  impact  of  a  possible  change  in  control
transaction upon the exercise of the warrant shares. This process relies upon inputs such as shares outstanding, estimated stock prices, strike price and volatility
assumptions to dynamically adjust the payoff of the warrants in the presence of the dilution effect.

Preferred Stock Classification.

A  mandatorily  redeemable  financial  instrument  shall  be  classified  as  a  liability  unless  the  redemption  is  required  to  occur  only  upon  the  liquidation  or
termination  of  the  reporting  entity. A  financial  instrument  issued  in  the  form  of  shares  is  mandatorily  redeemable  if  it  embodies  an  unconditional  obligation
requiring the issuer to redeem the instrument by transferring its assets at a specified or determinable date (or dates) or upon an event certain to occur. A financial
instrument  that  embodies  a  conditional  obligation  to  redeem  the  instrument  by  transferring  assets  upon  an  event  not  certain  to  occur  becomes  mandatorily
redeemable-and, therefore, becomes a liability-if that event occurs, the condition is resolved, or the event becomes certain to occur. The Series B preferred stock
requires the Company to redeem such preferred stock on the fifth anniversary of the issuance of the Series B Preferred stock if the redemption would not be
subject to then existing restrictions under the Company's senior credit agreement that prohibits redemption. SEC reporting requirements provide that any possible
redemption outside of the control of the Company requires the preferred stock to be classified outside of permanent equity.

78

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Market Risk

Our revenues and cost of revenues are affected by fluctuations in the value of energy related products.  We attempt to mitigate much of the risk
associated with the volatility of relevant commodity prices by using our knowledge of the market to obtain feedstock at attractive costs, by efficiently managing the
logistics associated with our products, by turning our inventory over quickly, and by selling our products into markets where we believe we can achieve the
greatest value.

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

Commodity Price Risk

We are exposed to market risks related to the volatility of crude oil and refined oil products. Our financial results can be significantly affected by changes
in  these  prices  which  are  driven  by  global  economic  and  market  conditions.  We  attempt  to  mitigate  much  of  the  risk  associated  with  the  volatility  of  relevant
commodity prices by using our knowledge of the market to obtain feedstock at attractive costs, by efficiently managing the logistics associated with our products,
by turning our inventory over quickly, and by selling our products into markets where we believe we can achieve the greatest value.  We believe that the current
downward trend in natural gas prices coupled with increasing crude oil prices provides an attractive margin opportunity for our TCEP.

79

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Item 8. Financial Statements and Supplementary Data

VERTEX ENERGY, INC.
TABLE OF CONTENTS TO FINANCIAL STATEMENTS

Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm

Report of Independent Registered Public Accounting Firm

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets

Consolidated Statements of  Operations

Consolidated Statements of Equity

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

F-1

Page

F-2

F-3

X

F-6

F-8

F-9

F-10

F-12

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders
Vertex Energy, Inc.

We have audited the accompanying consolidated balance sheet of Vertex Energy, Inc. and subsidiaries (collectively, the "Company") as of December 31, 2015,
and the related consolidated statements of operations, equity and cash flows for the year then ended. These financial statements are the responsibility of the
Company's management. Our responsibility is to express an opinion on these financial statements based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we
plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. The Company is not
required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. Our audits included consideration of internal control over
financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the
effectiveness of the Company's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test
basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by
management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion.

In our opinion, the consolidated 2015 financial statements referred to above present fairly, in all material respects, the financial position of Vertex Energy, Inc.
and subsidiaries as of December 31, 2015, and the results of their operations and their cash flows for the year then ended in conformity with U.S. generally
accepted accounting principles.

The accompanying consolidated financial statements have been prepared assuming that the Company will continue as a going concern. As discussed in Note 3
to the consolidated financial statements, the Company has a working capital deficit of $12,192,509, has suffered losses from operations and is at risk of default of
its debt agreements. This raises substantial doubt about the Company's ability to continue as a going concern. Management's plans in regard to these matters
are also described in Note 3. The consolidated financial statements do not include any adjustments that might result from the outcome of this uncertainty.

/s/ Hein & Associates LLP

Houston, Texas
April 4, 2016

F-2

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

LBB & ASSOCIATES LTD., LLP
10260 Westheimer Road, Suite 310
Houston, Texas 77042
Phone (713)800-4343 Fax (713)456-2408

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and

Stockholders of Vertex Energy, Inc.

We  have  audited  the  accompanying  consolidated  balance  sheet  of  Vertex  Energy,  Inc.  as  of  December  31,  2014,  and  the  related  consolidated  statements  of
operations, equity, and cash flows for the year then ended. Vertex Energy, Inc.’s management is responsible for these consolidated financial statements. Our
responsibility is to express an opinion on these consolidated financial statements based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we
plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  are  free  of  material  misstatement.  An  audit
includes examining, on a test basis, evidence supporting the amounts and disclosures in the consolidated financial statements. An audit also includes assessing
the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that
our audit provides a reasonable basis for our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Vertex Energy, Inc. as of
December 31, 2014, and the results of their operations and their cash flows for the year then ended, in conformity with accounting principles generally accepted
in the United States of America.

The accompanying consolidated financial statements have been prepared assuming that the Company will continue as a going concern.  As discussed in Note 3
to the consolidated financial statements, the Company has suffered losses from operations and is at risk of default of its debt agreements. This raises substantial
doubt  about  the  Company's  ability  to  continue  as  a  going  concern.    Management's  plans  in  regard  to  these  matters  are  also  described  in  Note  3.    The
consolidated financial statements do not include any adjustments that might result from the outcome of this uncertainty.

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States),  Vertex  Energy,  Inc.’s  internal
control over financial reporting as of December 31, 2014, based on criteria established in Internal Control-Integrated Framework (2013)  issued by the Committee
of Sponsoring Organizations of the Treadway Commission (COSO), and our report dated March 31, 2015 expressed an adverse opinion.

/s/ LBB & Associates Ltd., LLP
LLB & Associates Ltd., LLP

Houston, Texas
March 31, 2015

F-3

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

LBB & ASSOCIATES LTD., LLP
10260 Westheimer Road, Suite 310
Houston, Texas 77042
Phone (713)800-4343 Fax (713)456-2408

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and

Stockholders of Vertex Energy, Inc.

We  have  audited  Vertex  Energy,  Inc.’s  internal  control  over  financial  reporting  as  of  December  31,  2014,  based  on  criteria  established  in  Internal  Control-
Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). Vertex Energy, Inc.’s management is
responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting,
included in the accompanying Management’s Report on Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the company’s
internal control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we
plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  effective  internal  control  over  financial  reporting  was  maintained  in  all  material
respects. Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk
that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audit also
included  performing  such  other  procedures  as  we  considered  necessary  in  the  circumstances.  We  believe  that  our  audit  provides  a  reasonable  basis  for  our
opinion.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the
preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control over financial
reporting  includes  those  policies  and  procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation
of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in
accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of
unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also,  projections  of  any  evaluation  of
effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance
with the policies or procedures may deteriorate.

A material weakness is a control deficiency, or combination of deficiencies, in internal control over financial reporting, such that there is a reasonable possibility
that a material misstatement of the Company’s annual or interim financial statements will not be prevented or detected on a timely basis. The following material
weakness has been identified and included in management’s assessment: (1) Accounting for construction-type contracts, E Source. E  Source  did  not  properly
account for certain construction-type contracts. The Completed Contract Method of Accounting should have been applied. The error resulted in improper revenue
recognition and a failure to immediately recognize losses when expected; (2) Management review controls. Controls related to management’s review of certain
documentation prepared by a third party were found to be ineffective within the tax process and the acquisition process.  The review failed to catch errors in the
tax  accrual  and  inaccurate  assumptions  in  the  goodwill  impairment  analysis. In  addition,  there  was  a  lack  of  timely  management  review  of  the  financial
statements  and  the  disclosure  checklists;  (3)  Accounts  Receivable,  Allowance  for  doubtful  accounts  and  Inventory,  lower  of  cost  or  market  analysis. The
analyses of these accounts were deemed to be incomplete as certain accounts, locations and inventory components were excluded.

These material weaknesses were considered in determining the nature, timing, and extent of audit tests applied in our audit of the 2014 consolidated financial
statements, and this report does not affect our report dated March 31, 2015 on those consolidated financial statements.

F-4

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

In our opinion, because of the effect of the material weaknesses described above on the achievement of the objectives of the control criteria, Vertex Energy, Inc.
has  not  maintained  effective  internal  control  over  financial  reporting  as  of  December  31,  2014,  based  on  criteria  established  in Internal  Control-Integrated
Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the consolidated balance sheet of
Vertex Energy, Inc. as of December 31, 2014 and the related consolidated statements of operations, equity, and cash flows for the year then ended, and our
report dated March 31, 2015 expressed an unqualified opinion and included an explanatory paragraph expressing substantial doubt about the Company’s ability
to continue as a going concern.

/s/ LLB & Associates Ltd., LLP
LBB & Associates Ltd., LLP

Houston, Texas
March 31, 2015

F-5

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

ASSETS

Current assets

Cash and cash equivalents

Accounts receivable, net

Current portion of notes receivable, net

Inventory

Prepaid expenses

Costs in excess of billings

Assets being held for sale

Total current assets

Non-current assets

Fixed assets

Less accumulated depreciation

Net fixed assets

Note receivable

Intangible assets, net

Goodwill

Deferred financing cost, net

Deferred tax assets

Other assets

Total non-current assets

TOTAL ASSETS

VERTEX ENERGY, INC.

CONSOLIDATED BALANCE SHEETS

December 31, 2015   December 31, 2014

$

765,364   $

6,315,414  

—  

3,548,311  

1,367,442  

—  

11,170,243  

23,166,774  

60,846,824  

(7,818,217)  

53,028,607  

—  

16,967,985  

—  

1,693,872  

—  

481,450  

72,171,914  

$

95,338,688   $

6,017,076

9,936,948

3,150,000

12,620,616

1,245,307

779,285

—

33,749,232

59,919,721

(3,758,373)

56,161,348

8,308,000

18,512,960

4,922,353

2,191,888

9,495,000

481,450

100,072,999

133,822,231

See accompanying notes to the consolidated financial statements
F-6

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
   
 
   
 
   
 
 
   
VERTEX ENERGY, INC.

CONSOLIDATED BALANCE SHEETS

December 31, 2015   December 31, 2014

$

13,244,388   $

21,984,136

376,571  

186,948  

19,483,363  

1,744,122  

323,891  

35,359,283  

5,539,659  

1,548,604  

—  

—  

42,447,546  

—

172,654

40,136,584

—

463,210

62,756,584

2,187,675

—

6,069,000

4,189,000

75,202,259

LIABILITIES, TEMPORARY EQUITY AND EQUITY

Current liabilities

Accounts payable and accrued expenses

Dividends payable

Capital leases

Current portion of long-term debt

Revolving note

Deferred revenue

Total current liabilities

Long-term liabilities

Long-term debt

Derivative liability

Contingent consideration

Deferred federal income tax

Total liabilities

Commitments and contingencies (See Notes 5 and 19)

TEMPORARY EQUITY

Series B preferred shares, $0.001 par value per share;

10,000,000 shares authorized, 8,160,809 and 0 shares issued
and outstanding at December 31, 2015 and 2014, respectively with liquidation preference of $25,298,508 at December 31,
2015

11,955,207  

—

EQUITY

50,000,000 shares authorized

Series A Convertible Preferred stock, $0.001 par value, 

5,000,000 shares authorized and 612,943 and 630,419 shares issued
and outstanding at December 31, 2015 and 2014, respectively, with a liquidation preference of $913,285 and $939,324 at
December 2015 and December 31,2014, respectively

Common stock, $0.001 par value per share;

750,000,000 shares authorized; 28,239,276 and 28,108,105
issued and outstanding at December 31, 2015 and 2014, respectively

Additional paid-in capital

Retained earnings (accumulated deficit)

Total stockholders' equity

613  

630

28,239  

53,014,054  

(12,106,971)  

40,935,935  

28,109

46,595,472

11,995,761

58,619,972

TOTAL LIABILITIES, TEMPORARY EQUITY AND EQUITY

$

95,338,688   $

133,822,231

See accompanying notes to the consolidated financial statements
F-7

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
   
 
   
 
 
 
 
 
   
 
 
 
   
 
   
 
 
   
 
   
 
   
 
 
   
Revenues

Cost of revenues

Gross profit

Reduction of contingent liability

Selling, general and administrative expenses

Depreciation and amortization

Acquisition related expenses

Inventory impairment charge

Total selling, general and administrative expenses

Loss from operations

Other income (expense)

Provision for doubtful accounts

Goodwill impairment

Other income (expense)

Gain on bargain purchase

Gain (loss) on sale of assets

Gain on change in value of derivative liability

Realized gain on futures contracts

Interest expense

Total other income (expense)

Loss before income taxes

Income tax expense

Net loss

Net income attributable to non-controlling interest

Net loss attributable to Vertex Energy, Inc.

Less: accrual of dividends on series B

Less: accretion of discount on series B

Less: other

Net loss available to common shareholders

  Earnings per common share

Basic

Diluted

Shares used in computing earnings per share

Basic

Diluted

VERTEX ENERGY, INC.

CONSOLIDATED STATEMENTS OF OPERATIONS

FOR THE YEARS ENDED DECEMBER 31, 2015 and 2014

2015

$

146,942,461   $

136,246,273  

10,696,188  

(6,069,000)  

24,046,464  

6,636,593  

175,172  

—  

24,789,229  

(14,093,041)  

(654,820)  

(4,922,353)  

(4,446)  

—  

13,944  

5,479,463  

551,090  

(3,580,726)  

(3,117,848)  

(17,210,889)  

(5,306,000)  

(22,516,889)  

—  

$

(22,516,889)   $

(780,069)  

(805,742)  

—  

2014

258,904,867

246,999,109

11,905,758

(5,248,588)

19,089,545

4,277,843

3,813,668

467,911

22,400,379

(10,494,621)

—

—

333,612

6,948,686

(10,866)

—

—

(2,636,690)

4,634,742

(5,859,879)

(11,763)

(5,871,642)

325,399

(5,546,243)

—

—

—

$

$

$

(24,102,700)   $

(5,546,243)

(0.86)   $

(0.86)   $

(0.23)

(0.23)

28,181,096  

28,181,096  

23,807,780

23,807,780

See accompanying notes to the consolidated financial statements
F-8

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
VERTEX ENERGY, INC.

CONSOLIDATED STATEMENTS OF EQUITY

FOR THE YEARS ENDED DECEMBER 31, 2015 AND 2014

Common
Stock Shares  

Common
Stock $.001
Par

Series A
Preferred
Stock Shares  

Series A
Preferred
Stock $.001
Par

Additional
Paid-in
Capital

Retained
Earnings

Non-controlling
Interest

Total Equity

21,205,609

  $

21,206  

1,319,002   $

1,319   $

19,579,732   $

17,542,004   $

1,191,962   $

38,336,223

615,971

—  

615  

—  

5,597,942

5,391

—  

—  

—  

—  

—  

369,722  

332,266  

—  

26,313,752  

688,583

689  

(688,583)  

(689)  

—  

—  

—  

208  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

(5,546,243)  

—  

—  

—  

—  

(866,563)  

(325,399)  

28,108,105

28,109  

630,419  

630  

46,595,472  

11,995,761  

—  

—  

—  

—  

423,910  

—  

25,000  

56,515  

17,476  

32,515  

—  

—  

—  

—  

25

56

17

32

—  

—  

—  

—  

11,225    

—  

—  

199,944  

(17,476)  

(17)  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

100,763  

—  

5,682,740  

—  

—  

—  

—  

—  

—  

(780,101)  

(805,742)  

(22,516,889)  

—  

—  

—  

—  

—  

—  

—  

—  

—  

370,337

332,266

26,319,143

—

(866,355)

(5,871,642)

58,619,972

423,910

11,250

200,000

—

100,795

5,682,740

(780,101)

(805,742)

(22,516,889)

28,239,611

  $

28,239

612,943

$

613

$

53,014,054

$

(12,106,971)

$

— $

40,935,935

See accompanying notes to the consolidated financial statements
F-9

Balance on December 31,
2013

Exercise of stock options and
warrants

Issuance of stock options and
warrants

Issuance of restricted
common stock

Conversion of preferred A
stock to common

Non-controlling interest
related to E-Source
acquisition

Net loss

Balance on December 31,
2014

Share based compensation
expense, total

Exercise of stock options and
warrants

Issuance of restricted
common stock

Conversion of preferred A
stock to common

Conversion of preferred B
stock to common

Beneficial conversion feature
on Preferred stock

Dividends declared, Preferred
B shares, stock

Accretion of redemption
discount, Preferred B shares  

Net loss

Balance on December 31,
2015

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
 
 
 
 
 
 
 
 
 
 
 
VERTEX ENERGY, INC.

CONSOLIDATED STATEMENTS OF CASH FLOWS

FOR THE YEARS ENDED DECEMBER 31, 2015 AND 2014

Cash flows from operating activities

Net loss

Adjustments to reconcile net loss to cash used in operating activities, net of acquisitions:

Stock-based compensation expense

Depreciation and amortization

Bad debt expense

Gain on acquisition

Deferred federal income tax

Inventory impairment charge

Net decrease in fair value of derivative liability

Reduction in contingent consideration

Impairment of goodwill

Changes in operating assets and liabilities:

Accounts receivable

Inventory

Prepaid expenses

Costs in excess of billings

Accounts payable and accrued expenses

Deferred revenue

Other

Net cash used in operating activities

Cash flows from investing activities

 Note receivable

 Payments on capital leases

 Net proceeds from the sale of assets

 Acquisition, net

 Purchase of fixed assets

Net cash used in investing activities

Cash flows from financing activities

 Proceeds from revolving note

 Payments on revolving note

 Proceeds from exercise of common stock options and warrants

 Proceeds from Preferred A stock to common stock conversion

 Proceeds from sale of stock

 Proceeds from preferred Series B stock/share offering

 Payments on contingent consideration

 Proceeds from notes payable

 Payments made on notes payable

 Debt issuance cost

   Net cash provided by financing activities

Net change in cash and cash equivalents

Cash and cash equivalents at beginning of the period

Cash and cash equivalents at end of period

2015

2014

$

(22,516,889)   $

(5,871,642)

423,911  

6,636,593  

654,820  

—  

5,306,000  

—  

(5,479,463)  

(6,069,000)  

4,922,353  

1,929,871  

9,072,305  

48,438  

779,285  

(8,539,803)  

(139,319)  

—  

332,266

4,277,843

2,013,167

(6,948,686)

—

467,911

—

(5,248,588)

—

714,698

1,891,932

(12,586)

(779,285)

7,255,722

463,210

(81,450)

(12,970,898)  

(1,525,488)

2,495,180  

(172,654)  

92,271  

(1,082,649)  

(1,811,653)  

(479,505)  

94,271,900  

(92,527,778)  

11,306  

—  

—  

23,557,553  

—  

2,305,277  

(19,419,567)  

—  

8,198,691  

(5,251,712)  

6,017,076  

$

765,364   $

(3,150,000)

—

—

(31,114,140)

(5,940,890)

(40,205,030)

—

—

370,337

—

17,315,143

—

(136,662)

41,309,433

(11,337,128)

(2,452,157)

45,068,966

3,338,448

2,678,628

6,017,076

See accompanying notes to the consolidated financial statements
F-10

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
   
SUPPLEMENTAL INFORMATION

Cash paid for interest during the year

Cash paid for income taxes during the year

NON-CASH INVESTING AND FINANCING TRANSACTIONS

Conversion of Series A Preferred Stock into common stock

Conversion of Series B Preferred Stock into common stock

Series B Preferred Stock - dividends accrued for payment in 2016

Series B Preferred Stock - dividends paid by stock in kind

Series B Preferred Stock - beneficial conversion feature

Issued 2,701,601 shares of stock to purchase Heartland and Omega

Accretion of discount on Preferred Series B Stock

Common shares issued as payment

$

$

$

$

$

$

$

$

$

$

3,563,145   $

—   $

2,636,690

122,763

17   $

100,795   $

376,570   $

402,740   $

5,682,741   $

689

—

—

—

—

—   $

9,004,000

1,585,843   $

200,000   $

—

—

See accompanying notes to the consolidated financial statements
F-11

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
   
 
   
 
 
   
VERTEX ENERGY, INC.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2015

NOTE 1. BASIS OF PRESENTATION AND NATURE OF OPERATIONS

Vertex  Energy,  Inc.  (“Vertex  Energy”  or  the  “Company”),  provides  a  range  of  services  designed  to  aggregate,  process  and  recycle  industrial  and  commercial
waste  systems.  Vertex  Energy  currently  provides  these  services  in 13  states,  primarily  in  the  Gulf  Coast  and  Central  Midwest  Region  of  the  United  States.
Effective  October  1,  2013,  the  Company  acquired  a 51%  interest  in  E-Source  Holdings,  LLC  (" E-Source"),  a  company  that  leases  and  operates  a  facility  in
Houston,  Texas,  and  provides  dismantling,  demolition,  decommission  and  marine  salvage  services  at  industrial  facilities  throughout  the  Gulf  Coast.  Effective
January 1, 2014, the Company purchased an additional 19% ownership interest in E-Source. On September 4, 2014, the Company acquired the remaining  30%
interest  in  E-Source.  On  May  2,  2014,  the  Company  completed  its  acquisition  of  substantially  all  of  the  assets  of  Omega  Refining,  LLC,  located  in  Marrero,
Louisiana and Golden State Lubricant Works, LLC, located in Bakersfield, California, for the purpose of re-refining used lubricating oils into processed oils and
other products for the distribution, supply and sale to end-customers with related products and support services. On December 5, 2014, the Company completed
its  acquisition  of  substantially  all  of  the  assets  of  Heartland  Group  Holdings,  LLC,  which  operates  a  used  lubricating  oil  re-refinery  in  Columbus,  Ohio,  and
conducts used oil collection services throughout the Midwest. See Note 18 for additional details on these acquisitions.

RELATED PARTIES

The  Company  has  a  Related  Party  Transaction  committee  including  at  least  two  independent  directors  who  review  and  pre-approve  any  and  all  related  party
transactions.

COMPANY OPERATIONS

Vertex Energy’s operations are primarily focused on recycling industrial waste streams and off-specification commercial chemical products. The waste streams
are purchased from an established network of local and regional collectors and generators. The Company manages the transport, storage and delivery of the
aggregated  feedstock  and  product  streams  to  end  users.  Vertex  Energy’s three  principal  divisions  are  comprised  of  Black  Oil,  Refining  and  Marketing  and
Recovery.

Black Oil

Through  its  Black  Oil  division,  which  has  been  operational  since  2001,  Vertex  Energy  aggregates  and  sells  used  motor  oil.  The  Company  has  a  network  of
approximately 50 suppliers that collect used oil from businesses such as oil change service stations, automotive repair shops, manufacturing facilities, petroleum
refineries, and petrochemical manufacturing operations. The Company procures the used oil from collectors and manages the logistics of transport, storage and
delivery  to  our  customers.  Typically,  the  used  oil  is  sold  in  bulk  to  ensure  the  efficient  delivery  by  truck,  rail,  or  barge.  In  many  cases,  there  are  contractual
procurement and sale agreements with the suppliers and customers, respectively. These contracts are beneficial to all parties involved because they ensure a
minimum volume is procured from collectors, a minimum volume is sold to the customers, and the Company is insulated from inventory risk by a spread between
the costs to acquire used oil and the revenues received from the sale and delivery of used oil. In addition, the Company operates its own re-refining operations at
the Cedar Marine Terminal, in Baytown, Texas, which uses the Company's proprietary Thermal Chemical Extraction Process (“TCEP”) technology to re-refine the
used oil into marine fuel cutterstock and a higher-value feedstock for further processing. The finished product is then sold by barge as a fuel oil cutterstock and a
feedstock component for major refineries. Through the operations at our Marrero, Louisiana facility, we produce a Vacuum Gas Oil (VGO) product from used oil
re-refining which is then sold via barge to end users to utilize in a refining process or a fuel oil blend. Through the operations at our Columbus, Ohio facility we
produce a base oil finished product which is then sold via truck or rail car to end users for blending, packaging and marketing of lubricants.

Refining and Marketing

Through its Refining and Marketing division, which has been operational since 2004, Vertex Energy aggregates used motor oil, petroleum distillates, transmix
and other off-specification chemical products. These feedstock streams are purchased from pipeline operators, refineries, chemical processing facilities and third-
party  providers.  The  Company  has  a  toll-based  processing  agreement  in  place  with  KMTEX,  LLC.  (“KMTEX”)  to  re-refine  these  feedstock  streams,  under  the
Company’s  direction,  into  various  end  products.  KMTEX  uses  industry  standard  processing  technologies  to  re-refine  the  feedstock  into  pygas,  gasoline
blendstock and marine fuel cutterstock. The Company sells the re-refined products directly to end customers or to processing facilities for further refinement.

F-12

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Recovery

Through  its  Recovery  division,  which  has  been  operational  since  2002,  Vertex  Energy  generates  solutions  for  the  proper  recovery  and  management  of
hydrocarbon  streams. The  Company  also  provides  industrial  dismantling,  demolition,  decommissioning,  investment  recovery,  and  marine  salvage  services  in
industrial  facilities. The  Company  owns  and  operates  a  fleet  of  trucks  and  heavy  equipment  used  for  processing,  shipping  and  handling  of  reusable  process
equipment and other scrap.

NOTE 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Principles of consolidation

The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries.  All intercompany accounts and transactions have
been eliminated in consolidation. The subsidiaries are as follows:

•

•

•

•

•

•

•

Cedar  Marine  Terminals,  L.P.  (“ CMT”)  operates  a  19-acre  bulk  liquid  storage  facility  on  the  Houston  Ship  Channel.    The  terminal  serves  as  a  truck-in,
barge-out facility and provides throughput terminal operations. CMT is also the site of the TCEP.

Crossroad Carriers, L.P. (“Crossroad”) is a third-party common carrier that provides transportation and logistical services for liquid petroleum products, as
well as other hazardous materials and product streams.

Vertex Recovery, L.P. (“ Vertex Recovery”) is a generator solutions company for the recycling and collection of used oil and oil-related residual materials
from  large  regional  and  national  customers  throughout  the  U.S.    It  facilitates  its  services  through  a  network  of  independent  recyclers  and  franchise
collectors.

H&H Oil, L.P. (“ H&H Oil”) collects and recycles used oil and residual materials from customers based in Austin, Baytown, San Antonio and Corpus Christi,
Texas.

E-Source Holdings, LLC (“ E-Source”) provides dismantling and demolition services at industrial facilities throughout the Gulf Coast.

Vertex Refining, LA, LLC is a used oil re-refinery based in Marrero, Louisiana and also has assets in Belle Chasse, Louisiana.

Vertex Refining, NV, LLC ("Vertex Refining") is a base oil marketing and distribution company with customers throughout the United States.

• Golden State Lubricant Works, LLC ("Golden State") operates an oil storage and blend facility based in Bakersfield, California.

•

•

Vertex Refining, OH, LLC collects and re-refines used oil and residual materials from customers throughout the Midwest. Refinery operations are based in
Columbus, Ohio and has collection branches located in Norwalk, Ohio, Zanesville, Ohio, Ravenswood, West Virginia, and Mt. Sterling, Kentucky.

Vertex Energy Operating, LLC ("Vertex Operating"), a holding company for various of the subsidiaries described above.

Cash and cash equivalents

For purposes of the statement of cash flows, the Company considers all short-term investments purchased with original maturities of three months or less at the
date of purchase to be cash equivalents.

Accounts receivable

Accounts receivable represents amounts due from customers.  Accounts receivable are recorded at invoiced amounts, net of reserves and allowances, do not
bear interest and are not collateralized.  The Company uses its best estimate to determine the required allowance for doubtful accounts based on a variety of
factors,  including  the  length  of  time  receivables  are  past  due,  economic  trends  and  conditions  affecting  its  customer  base,  significant  one-time  events  and
historical write-off experience.  Specific

F-13

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

provisions are recorded for individual receivables when we become aware of a customer’s inability to meet its financial obligations.  The Company reviews the
adequacy of its reserves and allowances quarterly.

Receivable balances greater than 30 days past due are individually reviewed for collectability and if deemed uncollectible, are charged off against the allowance
accounts after all means of collection have been exhausted and the potential for recovery is considered remote.  The Company does not have any significant off
balance sheet credit exposure related to its customers. The allowance was $1,965,344 and $2,013,167 at December 31, 2015 and 2014, respectively.

Inventory

Inventories of products consist of feedstocks and refined petroleum products and are reported at the lower of cost or market.   Cost is determined using the first-
in, first-out (“FIFO”) method. The Company reviews its inventory commodities whenever events or circumstances indicate that the value may not be recoverable.
The Company recognized an inventory impairment loss of $0 and $ 467,911 at December 31, 2015 and 2014, respectively.

Fixed assets

Fixed assets are stated at historical costs. Depreciation of fixed assets placed in operations is provided using the straight-line method over the estimated useful
lives  of  the  assets.  The  policy  of  the  Company  is  to  charge  amounts  for  maintenance  and  repairs  to  expenses,  and  to  capitalize  expenditures  for  major
replacements and betterments.

Asset Retirement Obligations

The Company records a liability, which is referred to as an asset retirement obligation, at fair value for the estimated cost to retire a tangible long-lived asset at
the time the Company incurs that liability, which is generally when the asset is purchased, constructed, or leased. The Company records the liability when it has
a legal obligation to incur costs to retire the asset and when a reasonable estimate of the fair value of the liability can be made. If a reasonable estimate cannot
be made at the time the liability is incurred, the Company records the liability when sufficient information is available to estimate the liability’s fair value.

Intangible assets

Intangible assets are amortized over their estimated useful lives. Amortizable intangible assets are reviewed at least annually to determine whether events and
circumstances  warrant  a  revision  to  the  remaining  period  of  amortization. During  2015,  the  Company  recognized  there  was  no  remaining  useful  life  for  the
intangible assets related to our E-Source acquisition and we fully amortized these intangibles, see Note 8.

Goodwill

Goodwill is the excess of cost of an acquired entity over the amounts assigned to identifiable assets acquired and liabilities assumed in a business combination.
In accordance with the FASB ASC 350, “Intangibles - Goodwill and Other,” goodwill is not amortized. We periodically, at least on an annual basis, review
goodwill, considering factors such as projected cash flows and revenue and earnings multiples, to determine whether the carrying value of the goodwill is
impaired. If the goodwill is deemed to be impaired, the difference between the carrying amount reflected in the financial statements and the estimated fair value
is recognized as an expense in the period in which the impairment occurs. We define our reportable segments to be the same as our operating segments for
purposes of reviewing impairment and the recoverability of goodwill and other intangible assets. See Note 7 for more information on our goodwill impairment
assessment.

Revenue recognition

Revenue  for  each  of  the  Company’s  divisions  is  recognized  when  persuasive  evidence  of  an  arrangement  exists,  goods  are  delivered,  sales  price  is
determinable, and collection is reasonably assured. Revenue is recognized upon delivery by truck and railcar of feedstock to its re-refining customers and upon
product leaving the Company’s terminal facilities and third party processing facility via barge. Revenue is also recognized as recovered scrap materials are sold.

F-14

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Leases

The Company recognizes lease expense on a straight-line basis over the minimum lease terms which expire at various dates through 2032. These leases are for
office  and  storage  tank  facilities  and  are  classified  as  operating  leases.  For  leases  that  contain  predetermined,  fixed  escalations  of  the  minimum  rentals,  the
Company recognizes the rent expense on a straight-line basis and records the difference between the rent expense and the rental amount payable in liabilities.
Leasehold  improvements  made  at  the  inception  of  the  lease  are  amortized  over  the  shorter  of  the  asset  life  or  the  initial  lease  terms  as  described  above.
Leasehold improvements made during the lease term are also amortized over the shorter of the assets life or the remaining lease term.

For capital leases assumed as a result of an acquisition, the leased assets owned by the acquiree and financed through a capital lease are measured separately,
at fair value, from the underlying lease to which they are subject. The present value of the lease is then calculated using the lease terms and implicit interest rate.
For  operating  leases  assumed  as  a  result  of  an  acquisition,  the  lease  terms  are  measured,  at  acquisition  date,  to  determine  if  the  terms  are  favorable  or
unfavorable when compared to a comparable market lease with similar terms.

Business Combinations

The Company accounts for business combinations using the acquisition method of accounting. The results of operations for the acquired entities are included in
the Company’s consolidated financial results from their associated acquisition dates. The Company allocates the purchase price of acquisitions to the tangible
assets, liabilities, and identifiable intangible assets acquired based on their estimated fair values. A portion of purchase price for our acquisitions is contingent
upon the realization of certain operating results. The fair values assigned to identifiable intangible assets acquired and contingent consideration were determined
by third party specialists engaged by the company on a case by case basis. The excess of the purchase price over the fair value of the identified assets and
liabilities has been recorded as goodwill. If the purchase price is under the fair value of the identified assets and liabilities, a bargain purchase is recognized and
included in income from continuing operations.

Fair value of financial instruments

Under the Financial Accounting Standards Board Accounting Standards Codification (“FASB ASC”), we are permitted to elect to measure financial instruments
and certain other items at fair value, with the change in fair value recorded in earnings. We elected not to measure any eligible items using the fair value option.
Consistent  with  the  Fair  Value  Measurement  Topic  of  the  FASB  ASC,  we  implemented  guidelines  relating  to  the  disclosure  of  our  methodology  for  periodic
measurement of our assets and liabilities recorded at fair market value.

Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the
measurement  date.  A  three-tier  fair  value  hierarchy  prioritizes  the  inputs  used  in  measuring  fair  value.  The  hierarchy  gives  the  highest  priority  to  unadjusted
quoted prices in active markets for identical assets or liabilities (level 1 measurements) and the lowest priority to unobservable inputs (level 3 measurements).
These tiers include:

•

•

•

Level 1, defined as observable inputs such as quoted prices for identical instruments in active markets;

Level  2,  defined  as  inputs  other  than  quoted  prices  in  active  markets  that  are  either  directly  or  indirectly  observable  such  as  quoted  prices  for  similar
instruments in active markets or quoted prices for identical or similar instruments in markets that are not active; and

Level  3,  defined  as  unobservable  inputs  in  which  little  or  no  market  data  exists,  therefore  requiring  an  entity  to  develop  its  own  assumptions,  such  as
valuations derived from valuation techniques in which one or more significant inputs or significant value drivers are unobservable.

Our  Level  1  assets  primarily  include  our  cash  and  cash  equivalents.  Valuations  are  obtained  from  readily  available  pricing  sources  for  market  transactions
involving identical assets or liabilities. The carrying amounts of accounts receivable, accounts payable and accrued liabilities approximate their fair values due to
the immediate or short-term maturities of these financial instruments.

F-15

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Use of estimates

The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect reported amounts of
assets  and  liabilities,  disclosure  of  contingent  assets  and  liabilities,  and  reported  amounts  of  revenue  and  expenses.  Actual  results  could  differ  from  these
estimates. Any effects on the business, financial position or results of operations from revisions to these estimates are recorded in the period in which the facts
that give rise to the revision become known.

Significant items subject to estimates and assumptions include the carrying amount and useful lives of property and equipment and intangible assets, impairment
assessments, share-based compensation expense, and valuation allowances for accounts receivable, inventories, and deferred tax assets.

Impairment of long-lived assets

The Company evaluates the carrying value and recoverability of its long-lived assets when circumstances warrant such evaluation by applying the provisions of
the FASB ASC regarding long-lived assets. It requires that long-lived assets be reviewed for impairment whenever events or changes in circumstances indicate
that  the  carrying  amount  of  an  asset  may  not  be  recoverable  through  the  estimated  undiscounted  cash  flows  expected  to  result  from  the  use  and  eventual
disposition of the assets.  Whenever any such impairment exists, an impairment loss will be recognized for the amount by which the carrying value exceeds the
fair  value.  The  Company  performed  an  impairment  analysis  of  these  long-lived  assets  based  on  undiscounted  cash  flows  and  there  was no  impairment  at
December 31, 2015 and 2014.

Income Taxes

The Company accounts for income taxes in accordance with the FASB ASC Topic 740. The Company records a valuation allowance against net deferred tax
assets if, based upon the available evidence, it is more likely than not that some or all of the deferred tax assets will not be realized. The ultimate realization of
deferred tax assets is dependent upon the generation of future taxable income and when temporary differences become deductible. The Company considers,
among  other  available  information,  uncertainties  surrounding  the  recoverability  of  deferred  tax  assets,  scheduled  reversals  of  deferred  tax  liabilities,  projected
future taxable income, and other matters in making this assessment.

As  part  of  the  process  of  preparing  its  consolidated  financial  statements,  the  Company  is  required  to  estimate  its  income  taxes  in  each  of  the  jurisdictions  in
which it operates. This process requires the Company to estimate its actual current tax liability and to assess temporary differences resulting from differing book
versus tax treatment of items, such as deferred revenue, compensation and benefits expense and depreciation. These temporary differences result in deferred
tax assets and liabilities, which are included within the Company’s consolidated statements of financial condition. Significant management judgment is required in
determining the Company’s provision for income taxes, its deferred tax assets and liabilities and any valuation allowance recorded against its net deferred tax
assets. In assessing the realization of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax
assets  will  be  realized  and,  when  necessary,  valuation  allowances  are  established.  The  ultimate  realization  of  the  deferred  tax  assets  is  dependent  upon  the
generation of future taxable income during the periods in which temporary differences become deductible. Management considers the level of historical taxable
income, scheduled reversals of deferred taxes, projected future taxable income and tax planning strategies that can be implemented by the Company in making
this  assessment.  If  actual  results  differ  from  these  estimates  or  the  Company  adjusts  these  estimates  in  future  periods,  the  Company  may  need  to  adjust  its
valuation allowance, which could materially impact the Company’s consolidated financial position and results of operations.

Tax contingencies can involve complex issues and may require an extended period of time to resolve. Changes in the level of annual pre-tax income can affect
the Company’s overall effective tax rate. Significant management judgment is required in determining the Company’s provision for income taxes, its deferred tax
assets and liabilities and any valuation allowance recorded against its net deferred tax assets. Furthermore, the Company’s interpretation of complex tax laws
may impact its recognition and measurement of current and deferred income taxes.

The loss during the quarter ended March 31, 2015 put the Company in an accumulated loss position for the cumulative 12 quarters then ended. The Company
did not have sufficient positive evidence to overcome the recent losses and determined it was more likely than not the deferred tax assets would not be realized
as of March 31, 2015. As a result, we created a net valuation reserve of $(5,306,000) to offset our entire balance of deferred tax assets of $11,702,000 less our
$6,436,000 balance of deferred tax liabilities. This resulted in a net book tax expense of $(5,306,000) in 2015.

F-16

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Derivative liabilities

The  Company,  in  accordance  with  ASC  815-40-25  and  ASC  815-10-15  Derivatives  and  Hedging  and  ASC  480-10-25  Liabilities-Distinguishing  from  Equity,
convertible preferred shares are accounted for net, outside of shareholders' equity and warrants are accounted for as liabilities at their fair value during periods
where they can be net cash settled in case of a change in control transaction. The warrants are accounted for as a liability at their fair value at each reporting
period. The value of the derivative warrant liability will be re-measured at each reporting period with changes in fair value recorded as earnings. To derive an
estimate of the fair value of these warrants, a Dynamic Black Scholes model is utilized that computes the impact of a possible change in control transaction upon
the exercise of the warrant shares. This process relies upon inputs such as shares outstanding, estimated stock prices, strike price and volatility assumptions to
dynamically adjust the payoff of the warrants in the presence of the dilution effect.

Preferred Stock Classification

A mandatorily redeemable financial instrument shall be classified as a liability unless the redemption is required to occur only upon the liquidation or termination
of the reporting entity. A financial instrument issued in the form of shares is mandatorily redeemable if it embodies an unconditional obligation requiring the issuer
to redeem the instrument by transferring its assets at a specified or determinable date (or dates) or upon an event certain to occur. A financial instrument that
embodies  a  conditional  obligation  to  redeem  the  instrument  by  transferring  assets  upon  an  event  not  certain  to  occur  becomes  mandatorily  redeemable-and,
therefore,  becomes  a  liability-if  that  event  occurs,  the  condition  is  resolved,  or  the  event  becomes  certain  to  occur. The  Series  B  preferred  stock  requires  the
Company to redeem such preferred stock on the fifth anniversary of the issuance of the Series B Preferred stock if the redemption would not be subject to then
existing restrictions under the Company's senior credit agreement that prohibits redemption. SEC reporting requirements provide that any possible redemption
outside of the control of the Company requires the preferred stock to be classified outside of permanent equity.

Stock based compensation

The  Company  accounts  for  share-based  expense  and  activity  in  accordance  with  FASB  ASC  Topic  718,  which  establishes  accounting  for  equity  instruments
exchanged for services. Under this provision, share-based compensation costs are measured at the grant date, based on the calculated fair value of the award,
and are recognized as an expense over both the employee and non-employee’s requisite service period, generally the vesting period of the equity grant.

The Company estimates the fair value of stock options using the Black-Scholes valuation model. Key input assumptions used to estimate the fair value of stock
options include the exercise price of the award, expected option term, expected volatility of the stock over the option’s expected term, risk-free interest rate over
the  option’s  expected  term,  and  the  expected  annual  dividend  yield.  The  Company  believes  that  the  valuation  technique  and  approach  utilized  to  develop  the
underlying assumptions are appropriate in calculating the fair values of the stock options granted.

Earnings per share

Diluted  net  income  (loss)  per  share  is  computed  by  dividing  the  net  income  (loss)  attributable  to  common  shareholders  by  the  weighted  average  number  of
common and common equivalent shares outstanding during the period. Common share equivalents included in the diluted computation represent shares issuable
upon assumed exercise of stock options and warrants using the treasury stock and “if converted” method. For periods in which net losses are incurred, weighted
average  shares  outstanding  is  the  same  for  basic  and  diluted  loss  per  share  calculations,  as  the  inclusion  of  common  share  equivalents  would  have  an  anti-
dilutive effect.

New Accounting Pronouncements

(a) Application of New Accounting Standards

Effective  January  1,  2015,  the  Company  adopted  the  accounting  guidance  in  Accounting  Standards  Update  (“ASU”)  No.  2014-08,  “ Presentation  of  Financial
Statements and Property, Plant, and Equipment - Reporting Discontinued Operations and Disclosures of Disposals of Components of an Entity,” which  amends
the definition of a discontinued operation by raising the threshold for a disposal to qualify as discontinued operations. The ASU will also require entities to provide
additional  disclosures  about  discontinued  operations  as  well  as  disposal  transactions  that  do  not  meet  the  discontinued  operations  criteria. The  Company  is
following this guidance.

F-17

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

(b) New Accounting Requirements and Disclosures

In May 2014, the Financial Accounting Standards Board (“FASB”) issued ASU No. 2014-09, “ Revenue from Contracts with Customers .” The ASU will supersede
most of the existing revenue recognition requirements in U.S. GAAP and will require entities to recognize revenue at an amount that reflects the consideration to
which the Company expects to be entitled in exchange for transferring goods or services to a customer. The new standard also requires significantly expanded
disclosures regarding the qualitative and quantitative information of an entity’s nature, amount, timing, and uncertainty of revenue and cash flows arising from
contracts  with  customers.  In  August  2015,  the  FASB  issued  ASU  No.  2015-14,  which  deferred  the  effective  date  by  one  year  to  annual  reporting  periods
beginning after December 15, 2017, including interim periods within that reporting period. Early adoption is permitted, but not before the original effective date of
reporting periods beginning after December 15, 2016. The Company is currently evaluating the impact the pronouncement will have on the consolidated financial
statements and related disclosures.

In January 2015, the FASB issued ASU No. 2015-01, “ Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items. ” This ASU
eliminates from U.S. GAAP the concept of extraordinary items and the need for an entity to separately classify, present, and disclose extraordinary events and
transactions,  while  retaining  certain  presentation  and  disclosure  guidance  for  items  that  are  unusual  in  nature  or  occur  infrequently.  The  pronouncement  is
effective  for  annual  reporting  periods  beginning  after  December  15,  2015,  including  interim  periods  within  that  reporting  period  and  may  be  applied
retrospectively,  with  early  application  permitted.  The  Company  is  currently  evaluating  the  impact  the  pronouncement  will  have  on  the  consolidated  financial
statements and related disclosures.

In April 2015, the FASB issued ASU No. 2015-03, “ Simplifying the Presentation of Debt Issuance Costs .” The accounting guidance requires that debt issuance
costs related to a recognized debt liability be reported on the Consolidated Statements of Financial Condition as a direct deduction from the carrying amount of
that debt liability. The pronouncement is effective for annual reporting periods beginning after December 15, 2015, including interim periods within that reporting
period with early application permitted for financial statements that have not been previously issued. In August 2015, the FASB issued ASU No. 2015-15, which
provides additional guidance related to the presentation or subsequent measurement of debt issuance costs related to line-of-credit arrangements. An entity may
present  debt  issuance  costs  as  an  asset  and  subsequently  amortize  the  deferred  debt  issuance  costs  ratably  over  the  term  of  the  line-of-credit  arrangement,
regardless  of  whether  there  are  any  outstanding  borrowings.  The  Company  is  currently  evaluating  the  impact  these  pronouncements  will  have  on  the
consolidated financial statements and related disclosures.

NOTE 3. GOING CONCERN

During the years ended December 31, 2015 and 2014, events of default occurred under our credit agreement with Goldman Sachs Bank USA (as described in
Note 12), which were subsequently waived by Goldman Sachs Bank USA pursuant to amendments to the Credit Agreement. Operating losses in 2015 and 2014
have  inhibited  the  Company's  ability  to  generate  sufficient  cash  flows  to  meet  its  operating  needs.  These  circumstances  raise  substantial  doubt  about  the
Company's ability to continue as a going concern.  To address the cash flow deficiency and operating losses the Company is currently pursuing a number of
actions, including: 1) working on inventory strategies related to charging for collection services in this new low oil cost environment; 2) seeking to obtain additional
funds  through  public  or  private  financing  sources; 3)  restructuring  existing  debts  from lenders; 4)  seeking  to  reduce  operating  costs; 5)  minimizing  projected
capital costs for 2016 and 6) exploring opportunities to sell or lease any non-income producing assets. There can be no assurances that sufficient liquidity can be
generated from one or more of these initiatives or that these initiatives can be consummated within the period needed to meet certain obligations.

The  Company's  consolidated  financial  statements  have  been  prepared  under  the  assumption  that  it  will  continue  as  a  going  concern,  which  assumes  the
continuity  of  operations,  the  realization  of  assets  and  the  satisfaction  of  liabilities  as  they  come  due  in  the  normal  course  of  business.  Although  the  Company
believes that it will be able to generate sufficient liquidity from the measures described above, its current circumstances raise substantial doubt about its ability to
continue to operate as a going concern. The accompanying consolidated financial statements do not include any adjustments that might result from the outcome
of this uncertainty.

NOTE 4. RELATED PARTIES

The  Company  entered  into  a  consulting  agreement  (with  a  one  year  term  agreement  from  October  3,  2014  to  October  2,  2015)  with  its  director,  Timothy  C.
Harvey, pursuant to which Mr. Harvey agreed to provide consulting services to the Company in connection with overseeing the Company’s trading and selling of
finished products and assisting the Company with finding the

F-18

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

best markets for products from the Company’s facilities. In consideration for agreeing to provide services under the agreement, the Company agreed to pay Mr.
Harvey $10,000  per  month,  and  to  grant  him  an  option  to  purchase  up  to  75,000  shares  of  the  Company's  common  stock  at  an  exercise  price  of  $6.615  per
share, the mean between the highest and lowest quoted selling prices of the Company's common stock on October 2, 2014 (the day immediately preceding the
approval  by  the  Board  of  Directors  of  the  agreement),  which  vest  at  the  rate  of  1/4th  of  such  options  per  year,  subject  to  Mr.  Harvey’s  continued  consulting,
employment or service as a director of the Company, which options were granted under the Company's 2013 Stock Incentive Plan. During 2014 and 2015, Mr.
Harvey was paid $40,000 and $32,000, respectively, under this agreement.

On August 6, 2015, the Company acquired a collection route in the state of Louisiana. The President, Chief Executive Officer and Owner of which is Dan Cowart,
the brother of our Chief Executive Officer and largest stockholder, Benjamin P. Cowart, see Note 18 on acquisitions.

NOTE 5. CONCENTRATIONS, SIGNIFICANT CUSTOMERS, COMMITMENTS AND CONTINGENCIES

The  Company  has  concentrated  credit  risk  for  cash  by  maintaining  deposits  in  one  bank.    These  balances  are  insured  by  the  Federal  Deposit  Insurance
Corporation up to $250,000.  From time to time during the year ended  December 31, 2015, the Company’s cash balances exceeded the federally insured limits.
No losses have been incurred relating to this concentration.

For the years ended December 31, 2015 and 2014, the Company’s revenues and receivables were comprised of the following customer concentrations:

Customer 1

Customer 2

Customer 3

Customer 4

Customer 5

Customer 6

2015

2014

% of
Revenues

% of
Receivables

% of
Revenues

% of
Receivables

—%

24%

15%

6%

8%

1%

—%

11%

2%

—%

16%

16%

23%

16%

12%

10%

7%

1%

7%

16%

10%

10%

9%

—%

At December 31, 2015 and 2014, and the years then ended, the Company's segment revenues were comprised of the following customer concentrations:

Customer 1

Customer 2

Customer 3
Customer 4

Customer 5

Customer 6

% of Revenue by Segment 2015

% of Revenue by Segment 2014

Black Oil

Refining

Recovery

Black Oil

Refining

Recovery

—%  

100%  

60%  
—%  

—%  

—%  

—%  

—%  

40%  
100%  

100%  

—%  

1%  

—%  

—%  
—%  

—%  

100%  

99%  

100%  

11%  
—%  

—%  

100%  

—%  

—%  

89%  
100%  

100%  

—%  

1%

—%

—%
—%

—%

—%

The  Company’s  revenue,  profitability  and  future  rate  of  growth  are  substantially  dependent  on  prevailing  prices  for  petroleum-based  products.  Historically,  the
energy markets have been very volatile, and there can be no assurance that these prices will not be subject to wide fluctuations in the future. A substantial or
extended decline in such prices could have a material adverse effect on the Company’s financial position, results of operations, cash flows, and access to capital
and on the quantities of petroleum-based products that the Company can economically produce.

F-19

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Litigation:

The Company, in its normal course of business, is involved in various other claims and legal action. In the opinion of management, the outcome of these claims
and  actions  will  not  have  a  material  adverse  impact  upon  the  financial  position  of  the  Company. We  are  currently  party  to  the  following  material  litigation
proceedings:

Vertex  Refining  LA,  LLC,  the  wholly-owned  subsidiary  of  Vertex  Operating,  our  wholly-owned  subsidiary,  and  the  Company  were  named  as  defendants  in  a
lawsuit filed in the United States District Court For the Eastern District of Louisiana on June 11, 2015 by CHS Inc. regarding the construction of a barge dock on
property leased by Vertex Refining LA from Plaqemines Holdings Company, LLC in Myrtle Grove, Louisiana. This litigation was settled and the complaint was
dismissed with prejudice on or about September 30, 2015.

Vertex Refining, NV, LLC, the wholly-owned subsidiary of Vertex Operating, and the Company were named as defendants in a lawsuit filed on or about August 3,
2015, in the Tenth Judicial District Court in the State of Nevada, in and for the County of Churchill, case #15-10DC-0502, by Republic Bank N.A. alleging breach
of contract and unjust enrichment with respect to the Asset Purchase Agreement dated May 2, 2014 between the defendants and Omega Refining, regarding the
sale of refinery assets in Fallon, Nevada. This case has been settled and a stipulation for dismissal was filed on or about March 10, 2016.

Vertex Refining LA, LLC, the wholly-owned subsidiary of Vertex Operating, was named as a defendant, along with numerous other parties, in 
five lawsuits filed
on or about February 12, 2016, in the Second Parish Court for the Parish of Jefferson, State of Louisiana, Case No. 121749, by Russell Doucet et. al., Case No.
121750, by Kendra Cannon et. al., Case No. 121751, by Lashawn Jones et. al., Case No. 121752, by Joan Strauss et. al. and Case No. 121753, by Donna Allen
et.  al.  The  suits  relate  to  alleged  noxious  and  harmful  emissions  from  our  facility  located  in  Marrero,  Louisiana. The  suits  seek  damages  for  physical  and
emotional injuries, pain and suffering, medical expenses and deprivation of the use and enjoyment of plaintiffs’ homes. We intend to vigorously defend ourselves
and  oppose  the  relief  sought  in  the  complaints,  provided  that  at  this  stage  of  the  litigation,  the  Company  has  no  basis  for  determining  whether  there  is  any
likelihood of material loss associated with the claims and/or the potential and/or the outcome of the litigation.

Leases

The Company has various leases for office facilities and vehicles which are classified as operating leases, and which expire at various times through 2032. Total
rent expense for all operating leases for 2015 and 2014 is summarized as follows:

Office leases

Plant Leases

Vehicle leases

2015

2014

620,219  

3,996,000  

326,476  

$

4,942,695   $

620,219

3,142,000

425,026

4,187,245

Minimum future lease commitments as of  December 31, 2015, are summarized as follows:

Year ending December 31,

Office Facilities  

Vehicles

Plant Leases

Total

2016

2017

2018

2019

2020

Thereafter

$

595,194   $

286,690 $

3,996,000   $

530,328  

467,862  

467,862  

467,862  

3,900,000  

233,171

115,665

57,956

—

—

2,514,000  

1,132,000  

—  

—  

—  

4,877,884

3,277,499

1,715,527

525,818

467,862

3,900,000

$

6,429,108   $

693,482 $

7,642,000   $

14,764,590

F-20

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
NOTE 6. FIXED ASSETS, NET AND ASSET RETIREMENT OBLIGATIONS

Fixed assets consist of the following:

Equipment

Furniture and fixtures

Leasehold improvements

Office equipment

Vehicles

Construction in progress

Land

Total fixed assets

Less accumulated depreciation

Net fixed assets

Useful Life
(in years)

  December 31, 2015   December 31, 2014

7-20

  $

36,540,268   $

32,533,022

7

15

5

5

133,823  

2,300,207  

591,619  

6,422,531  

12,305,376  

2,553,000  

60,846,824  

(7,818,217)  

133,824

2,214,266

526,353

6,088,769

15,870,487

2,553,000

59,919,721

(3,758,373)

  $

53,028,607   $

56,161,348

Depreciation expense was  $4,106,526 and $2,405,203 for the years ended  December 31, 2015 and 2014, respectively.

Equipment  under  construction  in  progress  is  related  to  TCEP  technology  improvements,  refining  equipment  at  the  Marrero  and  Myrtle  Grove  facilities  in
Louisiana, and refining equipment in Fallon, Nevada.

Asset retirement obligations:

The Company has asset retirement obligations with respect to certain of its refinery assets due to various legal obligations to clean and/or dispose of various
component parts of each refinery at the time they are retired. However, these component parts can be used for extended and indeterminate periods of time as
long as they are properly maintained and/or upgraded. It is the Company’s practice and current intent to maintain its refinery assets and continue making
improvements to those assets based on technological advances. As a result, the Company believes that its refinery assets have indeterminate lives for purposes
of estimating asset retirement obligations because dates, or ranges of dates, upon which the Company would retire refinery assets cannot reasonably be
estimated. When a date or range of dates can reasonably be estimated for the retirement of any component part of a refinery, the Company estimates the cost of
performing the retirement activities and records a liability for the fair value of that cost using established present value techniques.

NOTE 7. GOODWILL

We  perform  a  goodwill  impairment  analysis  at  least  annually,  unless  indicators  of  impairment  exist  in  interim  periods. The  goodwill  impairment  assessment  is
based on several factors requiring judgment and is based on how our Chief Executive Officer and Chief Financial Officer manage the business. Each of our three
operating  segments,  Black  Oil,  Refining  and  Marketing,  and  Recovery,  constitutes  a  reportable  segment  for  purposes  of  reviewing  impairment  and  the
recoverability of goodwill and other intangible assets. We must make various assumptions in determining their estimated fair values regarding estimated future
cash flows and other factors in determining the fair values of the reportable segments. We performed a qualitative assessment (commonly referred to as a "Step
0" test) to determine if it was more likely than not that the fair value of each of our reportable segments with goodwill exceeded their carrying value. In making this
assessment,  we  evaluated  overall  business  and  overall  macroeconomic  conditions  since  the  date  of  our  last  quantitative  assessment.  We  considered  in  our
qualitative assessment, among other things, expectations of projected revenues and cash flows, trends in market multiples, changes in our stock price, changes
in  the  carrying  values  of  our  reportable  segments  with  goodwill,  and  overall  market  conditions.  Based  on  this  evaluation,  we  concluded  that  our  goodwill  was
likely impaired and performed a quantitative Step One assessment. A quantitative Step One assessment involves determining the fair value of each reportable
segment using market participant assumptions along with a discounted cash flow approach. As we believe that the carrying value of certain reportable segments
with goodwill did not exceed their estimated fair value, we performed a quantitative Step Two assessment. A quantitative Step Two assessment compares the
carrying value of the reportable segment to the fair value of all of the assets and liabilities of the reportable segment (including any unrecognized intangibles) as
if the reportable segment was acquired in a business combination. If the carrying amount of a reportable segment's goodwill exceeds the implied fair value of its
goodwill, an impairment loss is recognized in an amount equal to the excess.

F-21

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
We  recognized  a  $4,922,353 Goodwill Impairment in 2015, which eliminated the goodwill balance. This  result  occurred  primarily  due  to  the  adverse  impact  of
recently declining oil prices on current and anticipated future oil activity. At December 31, 2015 and 2014, goodwill totaled $0  and $4,922,353,  respectively,  of
which $1,367,838  relates  to  our  Recovery  segment  and $3,554,515  relates  to  our  Black  Oil  segment. Our  Refining  and  Marketing  segment  has no  goodwill
recorded.

The  following  table  contains  consideration  paid  in  excess  of  the  net  assets  of  the  companies  acquired,  allocated  to  the  respective  business  segment  as  of
December 31, 2015:

Balance as of December 31, 2014

Less: Impairment

Balance as of December 31, 2015

NOTE 8. INTANGIBLE ASSETS, NET

Black Oil

  Refining and Marketing  

Recovery

Total

$

$

3,554,515   $
(3,554,515)  

—   $

—   $
—  

—   $

1,367,838   $
(1,367,838)  

—   $

4,922,353

(4,922,353)

—

Components of intangible assets (all subject to amortization) consist of the following items:

Customer relations

Vendor relations

H&H Oil Trademark/Trade name

TCEP Technology/Patent

Non-compete agreements

Useful Life
(in years)

5-8

10

6-16

15

3

Gross
Carrying
Amount

1,011,000  

6,495,049  

1,219,000  

13,287,000  

139,000  

22,151,049  

December 31, 2015

December 31, 2014

Accumulated
Amortization

Net
Carrying
Amount

Gross
Carrying
Amount

Accumulated
Amortization

581,321  

1,560,661  

264,639  

429,679  

4,934,388  

954,361  

1,011,000  

6,007,973  

1,219,000  

2,637,443  

10,649,557  

13,287,000  

139,000  

—  

139,000  

5,183,064  

16,967,985  

21,663,973  

205,742  

943,628  

129,248  

1,751,645  

120,750  

3,151,013  

Net
Carrying
Amount

805,258

5,064,345

1,089,752

11,535,355

18,250

18,512,960

Intangible  assets  are  amortized  on  a  straight-line  basis.  We  continually  evaluate  the  amortization  period  and  carrying  basis  of  intangible  assets  to  determine
whether subsequent events and circumstances warrant a revised estimated useful life or reduction in value. During 2015, the Company recognized there was no
remaining  useful  life  for  the  intangible  assets  related  to  our  E-Source  acquisition  and  we  fully  amortized  these  intangibles  resulting  in  additional  amortization
expense of $277,450.

Total amortization expense of intangibles was  $2,032,051 and $1,868,865 for the years ended  December 31, 2015 and 2014, respectively.

Estimated future amortization expense is as follows:

2016

2017

2018

2019

2020

Thereafter

$

$

1,715,523

1,698,372

1,646,923

1,646,922

1,646,922

8,613,323

16,967,985

F-22

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
NOTE 9. DEFERRED FINANCING COSTS

Costs incurred in connection with financing activities are deferred and amortized over the terms of the relevant debt using the straight line method. Accumulated
amortization  at December 31, 2015,  and  December 31, 2014  was $492,328  and $340,860, respectively. When a loan is paid in full, any unamortized financing
costs are removed from the related accounts and charged to operations. Total deferred financing costs, net of accumulated amortization, included in other assets
in the accompanying consolidated balance sheets were $1,693,872 and $ 2,191,888, as of  December 31, 2015 and 2014, respectively.

NOTE 10. ACCOUNTS RECEIVABLE AND NOTES RECEIVABLE

Accounts receivable, net, consists of the following at December 31:

Accounts receivable

Allowance for doubtful accounts

Accounts receivable, net

$

$

2015

2014

8,280,749   $

(1,965,335)  

6,315,414   $

10,253,663

(316,715)

9,936,948

Accounts receivable represents amounts due from customers. Accounts receivable are recorded at invoiced amounts, net of reserves and allowances, and do not
bear interest. The Company uses its best estimate to determine the required allowance for doubtful accounts based on a variety of factors, including the length of
time  receivables  are  past  due,  economic  trends  and  conditions  affecting  its  customer  base,  significant  one-time  events  and  historical  write-off  experience.
Specific  provisions  are  recorded  for  individual  receivables  when  we  become  aware  of  a  customer’s  inability  to  meet  its  financial  obligations.  The  Company
reviews the adequacy of its reserves and allowances quarterly.

Receivable balances greater than 30 days past due are individually reviewed for collectability and if deemed uncollectible, are charged off against the allowance
accounts after all means of collection have been exhausted and the potential for recovery is considered remote.  The Company does not have any significant off
balance sheet credit exposure related to its customers.

Notes receivable, net, consists of the following at December 31:

Notes receivable (collateralized by invoiced accounts receivable)

Payments received and amounts written off

Allowance for doubtful accounts

Note receivable (collateralized by invoiced accounts receivable), net

2015

2014

$

$

5,346,452   $

(3,654,790)  

—  

1,691,662   $

4,846,452

—

(1,696,452)

3,150,000

The current notes receivable represents amounts due from Omega Holdings, LLC. Of the total notes receivable balance $1,691,662 represents invoiced amounts
that do not bear interest as of December 31, 2015.

As of December 31, 2014,  $3,150,000 of the current notes receivable balance represents short-term loans that carry an interest rate of  9.5%  per  annum. No
accrued interest is included in the balance.

The remaining portion of the term notes receivable balance  $8,308,000 at December 31, 2015 and December 31, 2014 also represent amounts due from Omega
Holdings, LLC. The $8,308,000 balance was based on the purchase price allocated to the Nevada facility. The note carried an interest rate of  9.5% per annum
and was collateralized by assets at the Nevada facility. The Company sold the Nevada facility in January, 2016 when the note was satisfied in full.

The accounts receivable and notes receivable balances of $ 1,691,662 and $8,308,000, respectively, were re-classified as "Assets held for sale" on the Balance
Sheet at December 31, 2015.

NOTE 11. ASSETS HELD FOR SALE

During 2015 the Company reclassified amounts due from Omega Holdings, LLC to Vertex based on the portion of the acquisition purchase price that was
allocated to the Nevada facility upon acquisition (see Note 18) because the Company did sell the facility. The following table displays the assets were
reclassified:

F-23

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
Accounts Receivable

Note Receivable - Current

Fixed Assets - Construction in Process

  Total Assets held for sale

$

$

1,691,662

8,308,000

1,170,581

11,170,243

The simultaneous purchase and sale of the Churchill, Nevada facility took place on January 28, 2016.

NOTE 12. LINE OF CREDIT AND LONG-TERM DEBT

In May, 2014, the Company entered into a Credit and Guaranty Agreement with Goldman Sachs Bank USA (as amended, the “Credit Agreement”). Pursuant to
the agreement, Goldman Sachs Bank USA loaned the Company $40,000,000 in the form of a term loan. As set forth in the Credit Agreement, the Company has
the option to select whether loans made under the Credit Agreement bear interest at (a) the greater of (i) the prime rate in effect, (ii) the weighted average of the
rates on overnight Federal funds transactions with members of the Federal Reserve System plus ½ of 1%, (iii) the sum of (A) the Adjusted LIBOR Rate and (B)
1%, and (iv)  4.5% per annum; or (b) the greater of (i)  1.50% and (ii) the applicable ICE Benchmark Administration Limited interest rate, divided by (x) one minus,
(y)  the  Adjusted  LIBOR  Rate.  Interest  on  the  Credit  Agreement  is  payable  monthly  in  arrears. The  balance  under  the  Credit  Agreement  was $22,400,000  at
December 31, 2015 and principal payments in the amounts of $18,525,000, $3,200,000 and $675,000 are due in 2016, 2017 and 2018, respectively.

The Credit Agreement is secured by all of the assets of the Company.

Events of default under the Credit Agreement occurred during 2014 and 2015.

Amounts outstanding under this agreement were recorded as current liability on the December 31, 2014 balance sheet due to such Credit Agreement being in
default as of such date. On March 26, 2015, the Company entered into a Second Amendment with Goldman Sachs Bank USA to amend the Credit Agreement
to among other things, provide for the waiver of the prior defaults and to restructure certain covenants and other financial requirements of the Credit Agreement
and to allow for our entry into the MidCap Loan Agreement.

The Credit Agreement contains customary representations, warranties, and covenants for facilities of similar nature and size as the Credit Agreement. The Credit
Agreement also includes various covenants binding the Company including limits on indebtedness the Company may incur and maintenance of certain financial
ratios relating to consolidated EBITDA and debt leverage. As each credit facility contains cross-default provisions, the default under each lender credit agreement
constitutes a default under the agreement with the other lender.

The Company has notes payable to Texas Citizens Bank bearing interest at 5.5% per annum, maturing from June 7, 2015 to January 7, 2020.  The balance of
the notes payable is $1,974,107 at December 31, 2015.

The Company financed insurance premiums through various financial institutions bearing interest rates from  4% to 4.52%. All such premium finance agreements
have maturities of less than one year and have a balance of $515,762 at December 31, 2015.

On May 2, 2014, in connection with the closing of the Omega Refining acquisition, the Company assumed  two capital leases totaling  $3,154,860. Payments of
$2,662,105 were made during 2014 and the balance was  $320,101 at December 31, 2015.

Effective  January  1,  2014,  the  Company  purchased  an  additional  19%  ownership  interest  in  E-Source  Holdings,  LLC  ("E-Source")  of  which  it  had  previously
acquired 51%. In consideration for the additional interest the Company will pay  $854,050 of which $200,000 was paid on April 11, 2014 and the remainder is to
be  paid  monthly  in $72,672  installments  through  December  31,  2014. The  balance  of  the  note  payable  is $0  at  December  31,  2015  as  it  was  paid  in  full  in
January 2015.

F-24

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The Company's total line of credit and long term debt as of December 31, 2015 is as follows:

Creditor

Loan Type

Origination Date

Maturity Date

Loan Amount

Balance on December
31, 2015

MidCap Revolving Line of
Credit

  Revolving LOC

Goldman Sachs USA

  Term Loan

  March, 2015

  May, 2014

  March, 2017

  May, 2019

Pacific Western Bank

  Capital Lease

  September, 2012

  August, 2017

  $

7,000,000   $

40,000,000  

520,219  

1,744,122

22,400,000

320,101

Texas Citizens Bank

Various institutions

Equipment & SBA Loans -
E-Source

Insurance premiums
financed

  June 7, 2015

  January 7, 2020

2,045,500  

1,974,107

  Various

  > 1 year

1,789,481  

  $

51,355,200   $

515,762

26,954,092

Future maturities of notes payable are summarized as follows:

Creditor

2016

2017

2018

2019

2020

Thereafter

MidCap Revolving Line of Credit

  $

1,744,122   $

—   $

—   $

18,525,000  

3,200,000  

675,000  

186,948  

442,601  

515,762  

133,153  

468,225  

—  

—   $

—  

—  

—   $

—  

—  

—  

495,013  

523,333  

—  

—  

44,935  

—  

  $

21,414,433   $

3,801,378   $

1,170,013   $

523,333   $

44,935   $

Goldman Sachs USA

Pacific Western Bank

Texas Citizens Bank

Various institutions

Totals

NOTE 13. INCOME TAXES

—

—

—

—

—

—

Deferred income taxes reflect the net tax effects of temporary differences between the carrying amount of assets and liabilities for financial reporting purposes
and the amounts used for income tax purposes. Income tax expense (benefit) attributable to income from continuing operations differed from the amounts
computed by applying the U.S. federal income tax of 34% to pretax income from continuing operations as a result of the following for the years ended December
31, 2015 and 2014: 

Statutory tax on book  income

Permanent differences

Net operating loss utilization

Change in valuation allowance

Other

Income tax expense (benefit)

December 31, 2015

December 31, 2014

  $

(5,852,000)   $

(1,996,000)

(3,428,000)  

—  

15,109,000  

(523,000)  

  $

5,306,000   $

52,000

—

922,000

1,033,763

11,763

The components of income tax (benefit) expense for the years ended  December 31, 2015 and 2014 are as follows: 

Current federal tax expense

Deferred federal tax (expense)/benefit

Total federal tax (expense)/benefit

December 31, 2015

December 31, 2014

  $

  $

—   $

(5,306,000)  

(5,306,000)   $

11,763

—

(11,763)

F-25

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The cumulative tax effect of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at  December 31, 2015
and 2014 are presented below:

Deferred tax assets:

Alternative minimum tax credits

Accrued compensation

Intangible Assets

Allowance for doubtful accounts

Contribution carryover

Net operating loss carry forwards

Less valuation allowance

  Total deferred tax assets

Deferred tax liabilities:

Gain on purchase

Contingent liability

Accelerated tax depreciation

Other - income from partnership

Net deferred tax liabilities

Net Deferred tax assets and liabilities

December 31, 2015

December 31, 2014

  $

75,000   $

306,000  

1,538,000  

668,000  

51,000  

23,107,000  

(21,282,000)  

  $

4,463,000   $

220,000

560,000

—

684,000

37,000

14,167,000

(6,173,000)

9,495,000

December 31, 2015

December 31, 2014

  $

(2,372,000)   $

(1,785,000)  

4,000  

(310,000)  

(4,463,000)   $

(2,372,000)

(1,785,000)

208,000

(240,000)

(4,189,000)

—   $

5,306,000

  $

  $

The Company has determined that a valuation allowance of approximately  $21,282,000 is necessary at December 31, 2015 to reduce the deferred tax assets to
the amount that will more than likely not be realized.

The Company is subject to examination by Federal and State tax authorities for fiscal years 2012 through 2015.

A t December  31,  2015,  the  Company  had  federal  net  operating  loss  carry-forwards  (" NOLs")  of  approximately $68.0  million  acquired  as  part  of  the  Merger
between World Waste and the Company's wholly-owned subsidiary Vertex Merger Sub, LLC and subsequent operating losses incurred by the Company. It is
possible that the Company may be unable to use these NOLs in their entirety.  The history of these NOLs and the related tax laws are complex and the Company
is  researching  the  facts  and  circumstances  as  to  whether  the  Company  will  ultimately  be  able  to  utilize  the  benefit  from  these  NOLs.  The  extent  to  which  the
Company will be able to utilize these carry-forwards in future periods is subject to limitations based on a number of factors, including the number of shares issued
within  a  three-year  look-back  period,  whether  the  merger  is  deemed  to  be  a  change  in  control,  whether  there  is  deemed  to  be  a  continuity  of  World  Waste's
historical business, and the extent of the Company's subsequent income. The net operating loss carryforward will begin to expire in 2026.

F-26

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 14. STOCK BASED COMPENSATION

The stock based compensation cost that has been charged against income by the Company was  $423,896  and $332,266  for  the  years  ended  December  31,
2015 and 2014, respectively, for options previously awarded by the Company.

Stock option activity for the years ended  December 31, 2015 and 2014 are summarized as follows:

OPTIONS ISSUED FOR COMPENSATION:

Shares

Weighted Average Exercise
Price

Weighted Average
Remaining Contractual Life
(in Years)

Grant Date
Fair Value

Outstanding at December 31, 2013

Options granted

Options exercised

Options cancelled/forfeited/expired

Outstanding at December 31, 2014

Vested at December 31, 2014

Exercisable at December 31, 2014

Outstanding at December 31, 2014

Options granted

Options exercised

Options cancelled/forfeited/expired

Outstanding at December 31, 2015

Vested at December 31, 2015

Exercisable at December 31, 2015

3,060,834   $

325,000  

(637,750)  

(99,501)  

2,648,583   $

1,820,480   $

1,820,480   $

2,648,583   $

525,000  

(25,000)  

(275,001)  

2,873,582   $

1,881,395   $

1,881,395   $

F-27

5.89  

7.61  

(0.88)  

(12.71)  

7.07  

8.27  

8.27  

7.07  

2.23  

(0.45)  

(20.22)  

4.99  

5.70  

5.70  

6.07   $

9.69  

—  

—  

5.81   $

4.64   $

4.64   $

5.81   $

9.71  

—  

—  

5.94   $

4.55   $

4.55   $

1,327,163

622,272

(264,990)

(29,804)

1,654,641

654,948

654,948

1,654,641

1,083,411

(9,000)

(143,711)

2,585,341

372,367

372,367

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
 
A summary of the Company’s stock warrant activity and related information for the years ended  December 31, 2015 and 2014 is as follows:

WARRANTS ISSUED FOR COMPENSATION AND
OTHER THAN SERIES B PREFERRED STOCK:

Shares

Weighted Average Exercise
Price

Weighted Average
Remaining Contractual Life
(in Years)

Grant Date
Fair Value

Outstanding at December 31, 2013

Warrants granted

Warrants exercised

Warrants canceled/forfeited/expired

Warrants at December 31, 2014

Vested at December 31, 2014

Exercisable at December 31, 2014

Outstanding at December 31, 2014

Warrants granted

Warrants exercised

Warrants canceled/forfeited/expired

Warrants at December 31, 2015

Vested at December 31, 2015

Exercisable at December 31, 2015

7,083   $

219,868   $

(833)  

(6,250)  

219,868   $

109,934   $

109,934   $

219,868   $

—   $

—  

—  

219,868   $

219,868   $

219,868   $

2.72  

3.01  

(10.00)  

(1.75)  

3.01  

3.01  

3.01  

3.01  

—  

—  

—  

3.01  

3.01  

3.01  

1.57   $

5.00   $

—  

—  

5.00   $

5.00   $

5.00   $

5.00   $

—   $

—  

—  

4.00   $

4.00   $

4.00   $

2,900

140,149

(100)

(2,800)

140,149

140,149

140,149

140,149

—

—

—

140,149

140,149

140,149

See Note 17 for warrants that were issued in conjunction with our Series B Preferred stock.

The following table summarizes the assumptions used in assessing the above described option and warrant valuations: 

Expected volatility

Expected dividends

Expected term (in years)

Risk-free rate

NOTE 15. EARNINGS PER SHARE

YEAR ENDED DECEMBER 31,
2015

YEAR ENDED DECEMBER 31,
2014

29-69%

—%

10

.96-1.06%

16-17%

—%

10

.67%

Basic earnings per share includes no dilution and is computed by dividing income (loss) available to common shareholders by the weighted average number of
common shares outstanding for the periods presented. The calculation of basic earnings per share for the year ended December 31, 2015 includes the weighted
average of common shares outstanding.  Diluted earnings per share reflect the potential dilution of securities that could share in the earnings of an entity, such as
convertible preferred stock, stock options, warrants or convertible securities.  The calculation of diluted earnings per share for the year ended December 31, 2015
does not include options to purchase 2,375,091 shares and warrants to purchase  219,868 shares due to their anti-dilutive effect.

F-28

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following is a reconciliation of the numerator and denominator for basic and diluted earnings per share for the years ended  December 31, 2015 and 2014:

Basic Earnings per Share

Numerator:

Net income (loss) available to common shareholders

Denominator:

Weighted-average common shares outstanding

Basic earnings per share

Diluted Earnings per Share

Numerator:

2015

2014

  $

  $

(24,102,700)   $

(5,546,243)

28,181,096  

23,807,780

(0.86)   $

(0.23)

Net income (loss) available to common shareholders

  $

(24,102,700)   $

(5,546,243)

Denominator:

Weighted-average shares outstanding

Effect of dilutive securities

Stock options and warrants

Preferred stock

Diluted weighted-average shares outstanding

Diluted earnings (loss) per share

NOTE 16. COMMON STOCK

28,181,096  

23,807,780

—  

—  

—

—

28,181,096  

23,807,780

  $

(0.86)   $

(0.23)

The total number of authorized shares of the Company’s common stock is  750,000,000  shares, $0.001  par  value  per  share.  As  of  December  31,  2015,  there
were 28,239,276 common shares issued and outstanding.

Each share of the Company's common stock is entitled to equal dividends and distributions per share with respect to the common stock when, as and if declared
by the Company's board of directors. No holder of any shares of the Company's common stock has a preemptive right to subscribe for any of the Company's
securities, nor are any shares of the Company's common stock subject to redemption or convertible into other securities. Upon liquidation, dissolution or winding-
up of the Company and after payment of creditors and preferred shareholders of the Company, if any, the assets of the Company will be divided pro rata on a
share-for-share basis among the holders of the Company's common stock. Each share of the Company's common stock is entitled to one  vote.  Shares  of  the
Company's common stock do not possess any cumulative voting rights.

During the year ending December 31, 2014, 688,583 shares of the Company's Series A Preferred Stock were converted into  688,583  shares  of  our  common
stock  on  a one-for-one  basis.  Additionally,  warrants  to  purchase 6,250  shares  of  the  Company's  common  stock  were  exercised  for  a  net  of  6,250  shares  of
common stock with $10,937 of exercise price paid in cash; and options to purchase  637,750 shares of common stock were exercised for a net of  609,722 shares
of  common  stock  (when  adjusting  for  a  cashless  exercise  of  certain  of  such  options  and  the  payment,  in  shares  of  common  stock  ($205,125)  and  cash
($359,238),  of  an  aggregate  exercise  price  of  $564,363  in  connection  with  such  exercises)  and  609,722  shares  of  common  stock  were  issued  to  the  option
holders in connection with such exercises.

In  April  2014,  the  Company  granted  two  employees  Incentive  Stock  Options  to  purchase  an  aggregate  of  150,000  shares  of  the  Company's  common  stock,
which have a term of ten years, an average exercise price of  $7.55, and vest at the rate of 1/4th on each anniversary date of the grant. The options were granted
under the Company’s 2013 Stock Incentive Plan, which is registered on a Form S-8 Registration Statement.

In  May  2014, 500,000  shares  of  our  restricted  common  stock  (valued  at $3,266,000)  were  issued  in  connection  with  the  initial  closing  of  the  Omega  Refining
acquisition (see Note 18).

In June 2014, 2,200,000 shares were sold in connection with a private offering of the Company's common stock for net proceeds of  $15,803,000 after deducting
offering costs of $1,247,000 from the $17,050,000 raised.

F-29

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
   
   
   
   
 
 
 
 
 
 
   
   
   
   
   
   
 
 
 
 
 
   
   
 
 
 
In August 2014, the Company granted  one employee Incentive Stock Options to purchase an aggregate of  100,000  shares  of  the  Company’s  common  stock,
which have a term of ten years, and exercise price of  $8.44 per share and vest at the rate of  25,000 of such options on the grant date and  18,750 on each of the
first four anniversaries of the grant date. The balance sheet fair value at the date of the grant was  $196,978.

In September, 2014, 207,743 shares of Company's common stock, valued at $1,790,745, were issued as payment for the remaining  30% ownership in E-Source
(additional information included in Note 18).

Effective  October  3,  2014,  we  entered  into  a  consulting  agreement  with  our  director,  Timothy  C.  Harvey,  pursuant  to  which  Mr.  Harvey  agreed  to  provide
consulting services to us in connection with overseeing our trading and selling of finished products and assisting us with finding the best markets for products
from our facilities for a term of one year (automatically renewable thereafter unless either party provides the other  30  days  written  notice  of  their  intent  not  to
renew), provided that we can terminate the agreement at any time with thirty days prior written notice. In consideration for agreeing to provide services under the
agreement, we agreed to pay Mr. Harvey $10,000 per month, and to grant him an option to purchase up to  75,000 shares of our common stock at an exercise
price  of $6.615  per  share,  the  mean  between  the  highest  and  lowest  quoted  selling  prices  of  our  common  stock  on  October  2,  2014  (the  day  immediately
preceding the approval by the Board of Directors of the agreement), which vest at the rate of 1/4th of such options per year, subject to Mr. Harvey’s continued
consulting, employment or service as our director, which options were granted under the Company’s 2013 Stock Incentive Plan. The balance sheet fair value at
the date of the grant was $120,379.

In  December,  2014, 2,201,601  shares  of  our  restricted  common  stock  (valued  at $5,349,000)  were  issued  as  consideration  in  connection  with  the  Heartland
acquisition (see Note 18).

In December, 2014, 488,598 shares of restricted common stock (valued at $1,470,680) and warrants to purchase 109,934 shares of common stock were sold to
our Chief Executive Officer, which funds were required in connection with the Heartland acquisition. The warrants have a fair value of $74,074  (representing 45%
warrant coverage in connection with the above sale of stock to our Chief Executive Officer). The warrants have a term of five years,  an  exercise  price  of  $3.01
per share and cashless exercise rights beginning six months after the grant date, to the extent that the shares of common stock issuable are not registered with
the U.S. Securities and Exchange Commission.

On  April  5,  2015,  the  Company  issued  56,180  shares  of  the  Company's  restricted  common  stock  in  connection  with  the  inventory  true  up  stipulated  in  the
Heartland purchase agreement (see Note 18).

During the three months ended March 31, 2015, the Company recognized contingently issuable warrants to purchase  1,766,874 shares of our common stock in
connection  with  the  amendments  to  the  Credit  Agreement  with  Goldman  Sachs  Bank  USA  (see  Note  12).  Due  to  the  down  round  feature  of  the  warrant,  the
Company used the Black-Scholes model to value these warrants and has concluded that these are level 3 inputs. Management determined a discount factor on
the grant date and on the balance sheet date based on available projections of cash to be used to make the mandatory repayments which resulted in a fair value
derivative liability for the warrants of $577,440 at March 31, 2015. Effective June 29, 2015, we repaid  $15.1 million of the amount owed to the lender and as a
result, the lender warrants and rights were canceled and terminated.

Effective on June 24, 2015, the Compensation Committee of the Board of Directors (the “Committee”) granted Chris Carlson, our Chief Financial Officer, options
to purchase 75,000 shares of our common stock with an exercise price of  $3.15 per share, with a  ten year term, vesting at the rate of 1/4th of such options per
year on the first four anniversaries of the grant, under our 2013 Stock Incentive Plan. The balance sheet fair value at the date of the grant was $90,462.

On  July  7,  2015,  the  Board  of  Directors  granted  (a)  our  non-executive  directors  options  to  purchase  an  aggregate  of  300,000  shares  of  common  stock  at  an
exercise price of $2.08 per share (60,000 options per non-executive director); and (b) certain of our non-executive officers, options to purchase an aggregate of
150,000  shares  of  common  stock  at  an  exercise  price  of $2.08  per  share  (50,000  shares  per  executive  officer),  with  a  ten  year  term  (subject  to  continued
employment/directorship), vesting at the rate of 1/4th of such options per year on the first four anniversaries of the grant, under our 2013 Stock Incentive Plan in
consideration for services rendered and to be rendered to the Company. On September 30, 2015, one of the non-executive officers resigned from the Company,
terminating the 50,000 options granted to this individual which were unvested. The balance sheet fair value at the date of the grant was $478,200.

In August 2015, a holder of our Series B Preferred Stock fully converted all  32,260 of the shares of Series B Preferred Stock which it then held into shares of our
common stock on a one-for-one basis. The shares of common stock issuable in connection with such

F-30

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

conversion were previously registered by us on a Form S-1 Registration Statement. Additionally, the same holder converted an aggregate of approximately  $791
in accrued dividends on such converted Series B Preferred Stock shares into 255 shares of common stock ($3.10 per share of common stock), which shares of
common stock were also previously registered by us on a Form S-1 Registration Statement.

During the year ending December 31, 2015,  17,476 shares of the Company's Series A Preferred Stock were converted into  17,476 shares of our common stock
on a one-for-one basis. Additionally, options to purchase  25,000 shares of common stock were exercised for  25,000 shares of common stock in consideration for
an aggregate exercise price of $11,250 in connection with such exercise.

NOTE 17.  PREFERRED STOCK AND TEMPORARY EQUITY

The  total  number  of  authorized  shares  of  the  Company’s  preferred  stock  is  50,000,000  shares, $0.001  par  value  per  share.  The  total  number  of  designated
shares  of  the  Company’s  Series  A  Preferred  Stock  is 5,000,000  (“Series  A  Preferred”).    The  total  number  of  designated  shares  of  the  Company’s  Series  B
Preferred Stock is 2,000,000. As of December 31, 2015, there were  612,943 shares of Series A Preferred Stock issued and outstanding and  8,160,809 Series B
Preferred shares issued and outstanding.

Series A Preferred

Holders of outstanding shares of Series A Preferred are entitled to receive dividends, when, as, and if declared by our Board of Directors. No dividends or similar
distributions may be made on shares of capital stock or securities junior to our Series A Preferred until dividends in the same amount per share on our Series A
Preferred have been declared and paid. In connection with a liquidation, winding-up, dissolution or sale of the Company, each share of our Series A Preferred is
entitled to receive $1.49 prior to similar liquidation payments due on shares of our common stock or any other class of securities junior to the Series A Preferred.
Shares of Series A Preferred are not entitled to participate with the holders of our common stock with respect to the distribution of any remaining assets of the
Company.

Each share of Series A Preferred is entitled to that number of votes equal to the number of whole shares of common stock into which it is convertible. Generally,
holders of our common stock and Series A Preferred vote together as a single class.

Shares of Series A Preferred automatically convert into shares of our common stock on the earliest to occur of the following:

•

•

•

•

The affirmative vote or written consent of the holders of a majority of the then-outstanding shares of Series A Preferred;

If the closing market price of our common stock averages at least  $15.00 per share over a period of  20 consecutive trading days and the daily trading
volume averages at least 7,500 shares over such period;

If we consummate an underwritten public offering of our securities at a price per share not less than  $10.00 and for a total gross offering amount of at least
$10 million; or

If a sale of the Company occurs resulting in proceeds to the holders of Series A Preferred of a per share amount of at least  $10.00.

Each share of Series A Preferred converts into  one share of common stock, subject to adjustment.

Series B Preferred Stock and Temporary Equity

Dividends on our Series B Preferred Stock accrue at an annual rate of  6% of the original issue price of the preferred stock ($3.10 per share), subject to increase
under  certain  circumstances,  and  are  payable  on  a  quarterly  basis.  The  dividends  are  payable  by  the  Company,  at  the  Company’s  election,  in  registered
common stock of the Company (if available) or cash. In the event dividends are paid in registered common stock of the Company, the number of shares payable
will  be  calculated  by  dividing  (a)  the  accrued  dividend  by  (b) 90%  of  the  arithmetic  average  of  the  volume  weighted  average  price  (VWAP)  of  the  Company’s
common  stock  for  the 10  trading  days  immediately  prior  to  the  applicable  date  of  determination  (the  “ Dividend  Stock  Payment  Price”).  Notwithstanding  the
foregoing, in no event may the Company pay dividends in common stock unless the applicable Dividend Stock Payment Price is above $2.91. If the Company is
prohibited  from  paying  the  dividend  in  cash  (due  to  contractual  senior  credit  agreements  or  other  restrictions)  or  is  unable  to  pay  the  dividend  in  registered
common stock, the dividend will be paid in kind in Series B Preferred Stock shares at $3.10 per share.

F-31

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The Series B Preferred Stock includes a liquidation preference (in the amount of  $3.10 per share) which is junior to the Company’s previously outstanding shares
of preferred stock, senior credit facilities and other debt holders as provided in further detail in the designation.

The Series B Preferred Stock (including accrued and unpaid dividends) is convertible into shares of the Company’s common stock at the holder’s option at  $3.10
per  share  (initially  a one-for-one  basis).  If  the  Company’s  common  stock  trades  at  or  above  $6.20  per  share  for  a  period  of  20  consecutive  trading  days,  the
Company may at such time force conversion of the Series B Preferred Stock (including accrued and unpaid dividends) into common stock of the Company.

The Series B Preferred Stock votes together with the common stock on an as-converted basis, provided that each holder’s voting rights are subject to and limited
by the Series B Beneficial Ownership Limitation described below.

The Company has the option to redeem the outstanding shares of Series B Preferred Stock at  $3.10 per share, plus any accrued and unpaid dividends on such
Series B Preferred Stock redeemed, at any time beginning on June 24, 2017, and the Company is required to redeem the Series B Preferred Stock at $3.10  per
share, plus any accrued and unpaid dividends, on June 24, 2020. Notwithstanding either of the foregoing, the Series B Preferred Stock may not be redeemed
unless and until amounts outstanding under the Company’s senior credit facility have been paid in full.

The Series B Preferred Stock contains a provision prohibiting the conversion of such Series B Preferred Stock into common stock of the Company, if upon such
conversion, the holder thereof would beneficially own more than 9.999% of the Company’s then outstanding common stock (the “Series B Beneficial Ownership
Limitation”).  The  Series  B  Beneficial  Ownership  Limitation  does  not  apply  to  forced  conversions  undertaken  by  the  Company  pursuant  to  the  terms  of  the
designation (summarized above).

On June 24, 2015, we closed the transactions contemplated by the June 19, 2015 Unit Purchase Agreement (the “ Purchase Agreement”) we entered into with
certain institutional investors (the “Investors”), pursuant to which the Company sold the Investors an aggregate of  8,064,534 units (the “Units”), each consisting of
(i) one  share  of  Series  B  Preferred  Stock  and  (ii)  one  warrant  to  purchase  one-half  of  a  share  of  common  stock  of  the  Company  (each  a  “ Warrant”  and
collectively,  the  “Warrants”).  The  Units  were  sold  at  a  price  of  $3.10  per  Unit  (the  “Unit  Price”)  (a 6.1%  premium  to  the  closing  bid  price  of  the  Company’s
common stock on the NASDAQ Capital Market on the date the Purchase Agreement was entered into which was $2.91 per share (the “Closing Bid Price”)).  The
Warrants  have  an  exercise  price  of $2.92  per  share  ($0.01  above  the  Closing  Bid  Price).  Total  gross  proceeds  from  the  offering  of  the  Units  (the  “ Offering”)
were $25.0 million.

The Placement Agent received a commission equal to  6.5% of the gross proceeds (less $4.0 million raised from certain investors in the Offering for which they
will receive no fee) from the Offering, for an aggregate commission of $1.365 million which was netted against the proceeds.

We used the net proceeds from the Offering to repay amounts owed under the Credit Agreement in the amount of  $15.1 million.

In addition, under the Purchase Agreement, the Company agreed to register the shares of common stock issuable upon conversion of the Series B Preferred
Stock and upon exercise of the Warrants under the Securities Act of 1933, as amended, for resale by the Investors. The Company committed to file a registration
statement  on  Form  S-1  by  the  30th  day  following  the  closing  of  the  Offering  (which  filing  date  was  met)  and  to  cause  the  registration  statement  to  become
effective  by  the  90th  day  following  the  closing  (or,  in  the  event  of  a  “full  review”  by  the  Securities  and  Exchange  Commission,  the  120th  day  following  the
closing), which registration statement was declared effective by the Securities and Exchange Commission on August 6, 2015. The Purchase Agreement provides
for  liquidated  damages  upon  the  occurrence  of  certain  events,  including,  but  not  limited  to,  the  failure  by  the  Company  to  cause  the  registration  statement  to
become effective by the deadlines set forth above. The amount of the liquidated damages is 1.0% of the aggregate subscription amount paid by an Investor for
the Units affected by the event that are still held by the Investor upon the occurrence of the event, due on the date immediately following the event that caused
such failure (or the 30th day following such event if the event relates to the suspension of the registration statement as described in the Purchase Agreement),
and each 30 days thereafter, with such payments to be prorated on a daily basis during each 30 day period, subject to a maximum of an aggregate of 6%  per
annum.

Under the Purchase Agreement, the Company agreed to indemnify the Investors for liabilities arising out of or relating to (i) any untrue statement of a material
fact contained in the registration statement, (ii) any inaccuracy in the representations and warranties of the Company contained in the Purchase Agreement or
the failure of the Company to perform its obligations under the Purchase Agreement and (iii) any failure by the Company to fulfill any undertaking included in the
registration  statement,  subject  to  certain  exceptions.  The  Investors,  severally,  and  not  jointly  agreed  to  indemnify  the  Company  against  (i)  any  failure  by  such
Investor to

F-32

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

comply with the covenants and agreements contained in the Purchase Agreement and (ii) any untrue statement of a material fact contained in the registration
statement to the extent such untrue statement was made in reliance upon and in conformity with written information furnished by or on behalf of that Investor
specifically for use in preparation of the registration statement, subject to certain exceptions.

The Company agreed pursuant to the Purchase Agreement, that until 60 days following effectiveness of the registration statement filed, to register the shares of
common stock underlying the Series B Preferred Stock and Warrants (the “Lock-Up Period”), to not offer or sell any common stock or securities convertible or
exercisable into common stock, except pursuant to certain exceptions described in the Purchase Agreement, and each of the Company’s officers and directors
agreed to not sell or offer for sale any shares of common stock until the end of the Lock-Up Period, subject to certain exceptions.

The warrants were valued using the dynamic Black Scholes Merton formula pricing model that computes the impact of share dilution upon the exercise of the
warrant  shares  at  approximately $7,028,067.  The  Black-Scholes  inputs  used  were:  expected  dividend  rate  of  0%,  expected  volatility  of  70%-100%,  risk  free
interest  rate  of 1.59%,  and  expected  term  of  5.5  years.  This  valuation  resulted  in  a  beneficial  conversion  feature  on  the  convertible  preferred  stock  of
approximately $5,682,741. This amount will be accreted over the term as a deemed dividend. Fees in the amount of  $1.4 million relating to the stock placement
were netted against proceeds. The warrants are exercisable beginning on December 26, 2015, and expire December 24, 2020.

The following table represents the carrying amount of the Series B Preferred Stock, classified as Temporary Equity on the Balance Sheet, at inception and as of
December 31, 2015:

Temporary Equity:

At Inception

Face amount of Series B Preferred

Less: warrant value

Less: beneficial conversion feature

Less: issuance costs and fees

Carrying amount at inception

At December 31, 2015

Face amount of Series B Preferred

Less: un-accreted discount

Carrying amount at December 31, 2015

  $

  $

  $

  $

Amount

25,000,000

7,028,067

5,737,796

1,442,462

10,791,675

Amount

25,000,000

13,044,793

11,955,207

In accordance with ASC 815-40-25 and ASC 815-10-15 Derivatives and Hedging and ASC 480-10-25 Liabilities-Distinguishing Liabilities from Equity as approved
by shareholders, the convertible preferred shares are accounted for net outside of stockholders’ equity at $11,955,207 with the warrants accounted for as
liabilities at their fair value of $1,548,604 as of December 31, 2015. The value of the derivative warrant liability will be re-measured at each reporting period with
changes in fair value recorded as earnings. To derive an estimate of the fair value of these warrants, the Company utilized a dynamic Black Scholes Merton
formula that computes the impact of share dilution upon the exercise of the warrant shares. This process relies upon inputs such as shares outstanding,
estimated stock prices, strike price and volatility assumptions to dynamically adjust the payoff of the warrants in the presence of the dilution effect. In the event
the convertible preferred shares are redeemed, any redemption price in excess of the carrying amount of the convertible preferred stock would be treated as a
dividend.

F-33

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

   
 
 
 
 
 
   
 
 
The changes in liabilities measured using significant unobservable inputs for the period ended December 31, 2015 were as follows:

Level Three Roll-Forward

Item

Balance at December 31, 2014

Warrants issued June 24, 2015

Change in valuation of warrants

Balance at December 31, 2015

  Level 3

  $

  $

—

7,028,067

(5,479,463)

1,548,604

The warrants related to the Series B Preferred Stock were revalued at December 31, 2015 using the Dynamic Black Scholes model that computes the impact of a
possible  change  in  control  transaction  upon  the  exercise  of  the  warrant  shares  at  approximately $1,548,604.  The  dynamic  Black-Scholes  inputs  used  were:
expected dividend rate of 0%, expected volatility of  70%-100%, risk free interest rate of  1.59% to 1.76%, and expected term of  4.54 years.

The Certificate of Designation contains customary anti-dilution protection for proportional adjustments (e.g. stock splits).

The  beneficial  conversion  feature  (BCF)  relates  to  potential  difference  between  the  effective  conversion  price  (measured  based  on  proceeds  allocated  to  the
Series B Preferred Stock) and the fair value of the stock into which Preferred B Shares are currently convertible (common stock).

If a conversion option embedded in a debt host instrument does not require separate accounting as a derivative instrument under ASC 815, the convertible hybrid
instrument must be evaluated under ASC 470-20 for the identification of a possible BCF.

The BCF will be initially recognized as an offsetting reduction to Series B Preferred Stock (debit) - Temporary Equity, with the credit being recognized in equity
(additional paid-in capital).

The resulting debt issuance costs, debt discount, value allocated to warrants, and BCF should be accreted to the Series B Preferred Stock to ensure that the
Series B Preferred Stock balance is equal to its face value as of the redemption or conversion date, if conversion is expected earlier.

The BCF was determined by calculating the intrinsic value of the conversion feature as follows:

Face amount of Series B Preferred Stock

Less: allocated value of Warrants

Allocated value of Series B Preferred Stock

Shares of Common stock to be converted

Effective conversion price

Market price

Intrinsic value per share

Intrinsic value of beneficial conversion feature

  $

  $

  $

  $

  $

  $

25,000,000

7,028,067

17,971,933

8,064,534

2.23

2.94

0.7115

5,682,741

For the period from June 24-30, 2015 and June 30-September 30, 2015, a total of  $401,950 of dividends accrued on our outstanding Series B Preferred Stock
(not  including  shares  of  Series  B  Preferred  Stock  converted  into  common  stock  in  August  2015,  as  described  above).  We  were  prohibited  from  paying  such
dividends in shares of common stock because the applicable Dividend Stock Payment Price was below $2.91. The “Dividend Stock Payment Price” is calculated
by dividing (a) the accrued dividends by (b) 90% of the arithmetic average of the volume weighted average price (VWAP) of the Company’s common stock for
the 10 trading days immediately prior to the applicable date of determination. In the event the applicable Dividend Stock Payment Price is below  $2.91  we  are
required  to  pay  such  dividend  in  cash  or  in-kind  in  additional  shares  of  Series  B  Preferred  Stock.  Pursuant  to  the  terms  of  our  Credit  Agreement,  we  are
prohibited from paying the dividend in cash and therefore we paid the accrued dividends in-kind by way of the issuance of 128,535 restricted shares of Series B
Preferred Stock pro rata to each of the then

F-34

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
holders  of  our  Series  B  Preferred  Stock  in  October  2015.  If  converted  in  full,  the  128,535  shares  of  restricted  Series  B  Preferred  Stock  would  convert  into
128,535 shares of our common stock.

For  the  period  September,  2015  through  December,  2015,  a  total  of  $376,570  of  dividends  accrued  on  our  outstanding  Series  B  Preferred  Stock.  We  were
prohibited from paying such dividends in shares of common stock because the applicable Dividend Stock Payment Price was below $2.91. The “Dividend  Stock
Payment Price” is calculated by dividing (a) the accrued dividends by (b)  90% of the arithmetic average of the volume weighted average price (VWAP) of the
Company’s common stock for the 10 trading days immediately prior to the applicable date of determination. In the event the applicable Dividend Stock Payment
Price is below $2.91 we are required to pay such dividend in cash or in-kind in additional shares of Series B Preferred Stock. Pursuant to the terms of our Credit
Agreement  with  our  senior  lender,  we  are  prohibited  from  paying  the  dividend  in  cash  and  therefore  we  paid  the  accrued  dividends  in-kind  by  way  of  the
issuance  of 122,425  restricted  shares  of  Series  B  Preferred  Stock  pro-rata  to  each  of  the  then  holders  of  our  Series  B  Preferred  Stock  in  January  2016.  If
converted in full, the 122,425 shares of restricted Series B Preferred Stock would convert into  122,425 shares of our common stock.

NOTE 18.  ACQUISITIONS

E-Source Holdings Transaction

Effective October 1, 2013 , the Company (through Vertex Operating, LLC, the Company’s wholly-owned subsidiary, “Vertex Operating”) acquired a  51%  interest
in  E-Source  Holdings,  LLC  (“E-Source”),  a  company  that  leases  and  operates  a  facility  located  in  Houston,  Texas,  and  provides  dismantling,  demolition,
decommission and marine salvage services at industrial facilities throughout the Gulf Coast. E-Source also owns and operates a fleet of trucks and other vehicles
used for shipping and handling equipment and scrap materials. The consideration paid for the acquisition of E-Source was approximately $900,000 and the right
of one of the sellers (the “Earn-Out Seller”) to earn additional earn-out payments of up to 15% of E-Source’s net income before taxes (valued at  $748,000 at the
time of acquisition), in the event certain calendar year net income thresholds are met, in calendar years 2014 through 2017, as well as a commission of 20%  of
the net income before taxes associated with certain future planned projects of E-Source required to be completed prior to December 31, 2014, as long as such
applicable  seller  remains  an  employee  of  E-Source  during  such  applicable  periods. Effective  on  March  14,  2014,  we  entered  into  an  amendment  to  our
acquisition agreement with the Earn-Out Seller, and mutually agreed that the lesser of (a) 20% and (b) $100,000, per calendar year of earn-out payments due the
Earn-Out  Seller,  if  any,  will  be  payable  in  shares  of  our  restricted  common  stock,  based  on  the  average  of  the five  closing  sales  prices  of  the  Company’s
common stock on the first five trading days of each applicable calendar year (each a “Valuation”) for which the earn-out consideration relates, provided that the
parties mutually agreed to use a valuation of $3.2922 per share (the “2014 Valuation Price”) for any earn-out payments relating to the 2014 calendar year and
further agreed that in no event will any future calendar year Valuation be less than the 2014 Valuation Price. On March 26, 2014, but effective January 1, 2014,
the Company acquired an additional 19% interest in E-Source for  $854,050 in cash consideration and the right to receive stock consideration (on January 31,
2015) in the amount of 207,743 shares of stock subject to certain performance metrics being met during 2014.

In August 2014, Vertex Operating acquired the remaining  30% interest in E-Source, in consideration for the issuance of  207,743 shares of Company common
stock  and  confirmation  by  the  parties  that  the  performance  metrics  relating  to  the 207,743  shares  of  common  stock  issuable  in  connection  with  the  19%
acquisition would not be met. The transaction was recorded as additional paid in capital and a reduction of the non-controlling interest in accordance with ASC
810-10-45. Concurrent  with  the  transaction,  the  Company  paid $136,662  against  the  original  contingent  earn-out  liability  of  $748,000  and  wrote  off $611,338
because certain terms of the contingent consideration agreement were not met by the acquiree. Following this transaction, E-Source became a 100%  wholly-
owned subsidiary of Vertex Operating.

E-Source leases and operates a facility located in Houston, Texas, and provides dismantling, demolition, decommission and marine salvage services at industrial
facilities throughout the Gulf Coast.   E-Source also owns and operates a fleet of trucks and other vehicles used for shipping and handling equipment and scrap
materials.

Omega Refining Transaction

On May 2, 2014, the Company completed its acquisition of substantially all of the assets of Omega Refining, LLC (including the Marrero, Louisiana re-refinery
and Omega’s Myrtle Grove complex in Belle Chasse, Louisiana ("Omega Refining") and ownership of Golden State Lubricant Works, LLC for the purpose of re-
refining  used  lubricating  oils  into  processed  oils  and  other  products  for  the  distribution,  supply  and  sale  to  end-customers  with  related  products  and  support
services. The purchase price paid at the closing was approximately $28,764,000 in cash,  500,000 shares of our restricted common stock (valued at $3,266,000)
and the

F-35

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

assumption of certain capital lease obligations and other liabilities relating to contracts and leases of Omega Refining in connection with the initial closing.  We
also agreed to provide Omega Holdings LLC ("Omega Holdings") a loan in the amount of up to approximately $13,800,000.

The  acquisition  was  accounted  for  under  the  purchase  method  of  accounting,  with  the  Company  identified  as  the  acquirer.  Under  the  purchase  method  of
accounting, the aggregate amount of consideration paid by the Company was allocated to Omega Refining's net tangible assets and intangible assets based on
their estimated fair values as of May 2, 2014. The transaction resulted in a bargain purchase of $6,574,000 recognized in net income as an acquisition-date gain.
During  the  twelve  month  period  ending  December  31,  2014,  an  additional $92,635  bargain  purchase  gain  was  recognized  after  capital  lease  balances  were
trued  up,  resulting  in  a  total  bargain  purchase  gain  of $6,574,000.  The  Omega  Refining  purchase  qualifies  as  a  bargain  purchase  since  the  acquisition  date
amounts of the identifiable net asset acquired, excluding goodwill ($39,010,000), exceed the value of the consideration transferred ($32,436,000). The difference
of $6,574,000 is a gain as of the acquisition date. The bargain purchase resulted from the financial distress that Omega was in due to the large amount of debt
held by Omega and the unexpected decrease in crack spreads that made the debt level overbearing. The Company retained an independent third party to assist
management in determining the fair value of tangible and intangible assets transferred and liabilities assumed. The allocation of the purchase price is based on
the best estimates of management.

The following information summarizes the allocation of the fair values assigned to the assets at the purchase date:

Cash and cash equivalents

Accounts receivable

Inventory

Prepaid expenses

Property, plant and equipment

Deposits

Bango secured note issued by Vertex

Technology

Non-compete agreements

Total identifiable net assets

Less liabilities assumed, including contingent consideration

Gain on purchase

Total purchase price

  $

  $

  $

406,000

950,000

4,192,000

71,000

30,000,000

400,000

8,308,000

2,287,000

66,000

46,680,000

(7,670,000)

(6,574,000)

32,436,000

The Company incurred $2,559,830 of costs associated with the Omega Refining acquisition, including legal, accounting, environmental and investment banking
costs.

The following table summarizes the cost of amortizable intangible assets related to the Omega acquisition: 

Non-competes

Technology

Total

Estimated Cost

  $

  $

66,000  

2,287,000  

2,353,000  

Useful life
(years)

1

15

The  results  of  Omega  are  included  in  the  consolidated  financial  statements  subsequent  to  May  2,  2014.  The  following  schedule  contains  actual  consolidated
results  of  operations  for  the  year  ended December  31,  2015  and  pro-forma  results  for  the  year  ended  December  31,  2014  as  if  the  acquisition  occurred  on
January 1, 2014. The pro-forma results of operations are presented for informational purposes only and are not indicative of the results of operations that would
have been achieved if the acquisition had taken place on January 1, 2014, or of results that may occur in the future:

F-36

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Revenue

Income (loss) from operations

Net income (loss)

Net income (loss) attributable to non-controlling interests

Net income (loss) attributable to Vertex Energy, Inc.

Earnings (loss) per common share-Basic

Earnings (loss) per common share-Diluted

Heartland Group Holdings, LLC

December 31,

2014

As Reported

Pro Forma

    $

258,904,867   $

297,530,020

(10,494,621)  

(5,871,642)  

325,399  

(9,690,082)

(5,264,085)

325,399

    $

    $

    $

(5,546,243)   $

(4,938,686)

(0.23)   $

(0.23)   $

(0.21)

(0.21)

On  December  5,  2014  (the  “Closing”),  we  closed  the  transactions  contemplated  by  the  October  21,  2014  Asset  Purchase  Agreement  (as  amended,  the
"Heartland Purchase Agreement") by and among the Company; Vertex Refining OH, LLC (“ Vertex OH”), a wholly-owned subsidiary of Vertex Energy Operating,
LLC (“Vertex Operating”), a wholly-owned subsidiary of the Company; Vertex Operating; and Heartland Group Holdings, LLC (“ Heartland”).

In  connection  with  the  Closing,  we  acquired  substantially  all  of  the  assets  of  Heartland  related  to  and  used  in  an  oil  re-refinery  and,  in  connection  with  the
collecting, aggregating and purchasing of used lubricating oils and the re-refining of such oils into processed oils and other products for the distribution, supply
and  sale  to  end-customers,  including  raw  materials,  finished  products  and  work-in-process,  equipment  and  other  fixed  assets,  customer  lists  and  marketing
information, the name ‘Heartland’ and other related trade names, Heartland’s real property relating to its used oil refining facility located in Columbus, Ohio, used
oil storage and transfer facilities located in Columbus, Zanesville and Norwalk, Ohio (provided that the acquisition of the Norwalk, Ohio location is subject to the
terms  and  conditions  of  an  amendment  of  the  Heartland  Agreement,  and  leases  related  to  storage  and  transfer  facilities  located  in  Zanesville,  Ohio,  Mount
Sterling,  Kentucky,  and  Ravenswood,  West  Virginia  (collectively,  the  “Heartland  Assets”)  and  assumed  certain  liabilities  of  Heartland  associated  with  certain
assumed  and  acquired  agreements  (collectively,  the  “Acquired  Business”). The  main  assets  excluded  from  the  purchased  assets  pursuant  to  the  Heartland
Purchase  Agreement  were  Heartland’s  cash  and  cash  equivalents,  receivables,  certain  prepaid  expenses,  refunds  and  related  claims,  rights  to  certain  tax
refunds, certain assets used in the operations of Heartland which are used more than incidentally by Heartland’s majority equity owner (Warren Distribution, Inc.
(“Warren”)) in connection with the operation of its other businesses and certain real property.

The  purchase  price  paid  in  consideration  for  the  Heartland  Assets  was  the  assumption  of  the  assumed  liabilities  and  an  aggregate  of  2,257,467  shares  of
restricted common stock (the “Heartland Shares”), representing a total of 1,189,637 shares which had an agreed upon value between the parties of  $8,276,792
as  agreed  pursuant  to  the  terms  of  the  original  Heartland  Purchase  Agreement, 303,957  shares  which  were  due  in  consideration  for  the  purchase  of  various
inventory of Heartland acquired by the Company at the closing in connection with the Inventory Purchase (described below, which number includes the 56,180
shares  issued  in  April  2015),  valued  at $792,270,  and  a  total  of  763,873  shares  due  in  consideration  for  the  Reimbursement  of  Operating  Losses  (described
below). A total of 150,000 shares of restricted common stock issued at the Closing are being held in escrow and will be used to satisfy indemnification claims (the
“Escrow  Shares”).  Pursuant  to  the  Heartland  Purchase  Agreement,  the  parties  agreed  to  a  true  up  of  the  inventory  acquired  at  Closing sixty  days  after  the
Closing (February 3, 2015). Pursuant to the true up, any additional amount owed by the Company to Heartland for inventory at Closing (less amounts already
paid  for  at  Closing)  was  to  be  paid  in  shares  of  the  Company’s  restricted  common  stock,  based  on  the  volume  weighted  average  prices  of  the  Company’s
common  stock  on  the  NASDAQ  Capital  Market  (“VWAP”)  on  the ten  (10)  trading  days  immediately  prior  to  Closing,  which  totaled  $3.56.  An  aggregate  of  an
additional $200,000 was owed to Heartland in connection with the inventory true-up and as such, we issued Heartland an additional  56,180 shares of restricted
common stock ($200,000 divided by  $3.56) in connection with such obligation in April 2015.

The  acquisition  was  accounted  for  under  the  purchase  method  of  accounting,  with  the  Company  identified  as  the  acquirer.  Under  the  purchase  method  of
accounting, the aggregate amount of consideration paid by the Company was allocated to Heartland’s net tangible assets and intangible assets based on their
estimated fair values as of December 5, 2014. The transaction resulted in a bargain purchase of $375,000 recognized in net income as an acquisition-date gain.
The Heartland purchase qualifies as a bargain

F-37

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
   
 
   
 
   
   
   
purchase  since  the  acquisition  date  amounts  of  the  identifiable  net  asset  acquired,  excluding  goodwill  ( $12,382,000),  exceed  the  value  of  the  consideration
transferred  ($12,007,000).  The  difference  of $375,000  is  a  gain  as  of  the  acquisition  date. The  bargain  purchase  resulted  from  the  financial  distress  that
Heartland was in due to the large amount of debt held by Heartland and the unexpected decrease in crack spreads that made the debt level overbearing. The
Company  retained  an  independent  third  party  to  assist  management  in  determining  the  fair  value  of  tangible  and  intangible  assets  transferred  and  liabilities
assumed. The allocation of the purchase price is based on the best estimates of management.

Additionally, as described below, an Inventory True-Up occurred  60 days after Closing.

The parties agreed that any amount due to Heartland in consideration for inventory on hand which was purchased at Closing, based on a preliminary valuation of
such  inventory  by  the  parties,  would  be  paid  in  shares  of  the  Company’s  restricted  common  stock,  based  on  the  volume  weighted  average  prices  of  the
Company’s common stock on the NASDAQ Capital Market on the ten (10) trading days (the “VWAP”)  immediately  prior  to  closing  (the  “Inventory  Purchase”),
which  totaled $3.56 (the “Closing VWAP”), and as such Heartland was issued an additional  56,180 shares of restricted common stock in 2015 (the " Inventory
True-Up").

Contingent Liability related to the Heartland Purchase Agreement:

Heartland also has the right pursuant to the terms of the Heartland Purchase Agreement to earn additional earn-out consideration of up to a maximum of
$8,276,792, based on total EBITDA related to the Heartland Business during the  twelve month period beginning on the first day of the first full calendar month
commencing on or after the first anniversary of the closing (the “Earnout Period”), as follows (as applicable, the “ Contingent Payment”):

EBITDA generated during Earnout Period

  Contingent Payment Due

Less than $1,650,000

At least $1,650,000

  $—

  $4,138,396

More than $1,600,000 and less than $3,300,000

  Pro-rated between $4,138,396 and $8,276,792

$3,300,000 or more

  $8,276,792

Any Contingent Payment due is payable 50% in cash and  50% in shares of the Company’s common stock based on the volume-weighted average of the regular
session closing prices per share of the Company’s common stock on the NASDAQ Capital Market for the ten (10) consecutive trading days commencing on the
trading day immediately following the last day of the Earnout Period and ending on such tenth trading day thereafter.  Additionally, the amount of any Contingent
Payment is reduced by two-thirds of the cumulative total of required capital expenditures incurred at Heartland’s refining facility in Columbus, Ohio, which are
paid or funded by Vertex OH after the Closing, not to exceed $866,667, which capital expenditures are estimated to total  $1.3 million in aggregate.

Notwithstanding  the  above,  the  maximum  number  of  shares  of  common  stock  to  be  issued  pursuant  to  the  Heartland  Purchase  Agreement  cannot  (i)  exceed
19.9% of the outstanding shares of common stock outstanding on October 21, 2014, (ii) exceed  19.9% of the combined voting power of the Company on October
21, 2014, or (iii) otherwise exceed such number of shares of common stock that would violate applicable listing rules of the NASDAQ Stock Market in the event
the Company’s stockholders do not approve the issuance of such shares (the “Share Cap”).  In the event the number of shares to be issued under the Heartland
Purchase Agreement exceeds the Share Cap, then Vertex OH is required to instead pay any such additional consideration in cash or obtain the approval of the
Company’s stockholders under applicable rules and requirements of the NASDAQ Capital Market for the additional issuance of shares.

Additionally, we were required to file a registration statement within  135 days of the Closing registering at least  1,189,637  shares  of  the  Company’s  common
stock and use commercially reasonable efforts to obtain effectiveness of the registration statement within 30 days of the filing date if the SEC does not review the
registration  statement  or  within 105 days of the filing date if the SEC does review the registration statement filing, which registration statement was timely and
became effective within the required time period. Pursuant to the Heartland Purchase Agreement, Heartland agreed to not sell more than 50,000 shares of the
Company’s common stock each week, if otherwise permitted pursuant to applicable law and regulation.

F-38

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The following information summarizes the allocation of the fair values assigned to the assets at the purchase date:

Inventory

Property, plant and equipment

Customer relationships

Vendor relationships

Tradename

Total identifiable net assets

Gain on purchase

Total purchase price

  $

  $

  $

2,248,000

7,543,000

352,000

1,876,000

363,000

12,382,000

(375,000)

12,007,000

The Company incurred $464,139 in costs associated with the Heartland acquisition. These included legal, accounting, environmental and investment banking.

The following table summarizes the cost of amortizable intangible assets related to the Heartland acquisition: 

Customer relations

Vendor relationships

Tradename

Total

Estimated Cost

352,000  

1,876,000  

363,000  

2,591,000  

  $

  $

Useful life
(years)

9

10

15

The  results  of  Heartland  are  included  in  the  consolidated  financial  statements  subsequent  to  December  5,  2014.  The  following  schedule  contains  pro-forma
consolidated results of operations for the years ended December 31, 2015 and 2014 as if the acquisition occurred on January 1, 2014. The pro forma results of
operations are presented for informational purposes only and are not indicative of the results of operations that would have been achieved if the acquisition had
taken place on January 1, 2014 or of results that may occur in the future:

Revenue

Income (loss) from operations

Net income (loss)

Net income (loss) attributable to non-controlling interests

Net income (loss) attributable to Vertex Energy, Inc.

Earnings (loss) per common share-Basic

Earnings (loss) per common share-Diluted

Aaron Oil Acquisition

Twelve Months Ended December

2015

2014

As Reported

As Reported

Pro Forma

  $

146,942,461   $

258,904,867   $

(14,093,041)  

(22,516,889)  

—  

(10,494,621)  

(5,871,642)  

325,399  

285,631,001

(15,221,616)

(10,844,700)

325,399

  $

  $

  $

(22,516,889)   $

(5,546,243)   $

(10,519,301)

(0.86)   $

(0.86)   $

(0.23)   $

(0.23)   $

(0.44)

(0.44)

Effective August 6, 2015, H&H Oil acquired a collection route consisting of collecting, shipping and selling used oil, oil filters, antifreeze and other related services
in  the  state  of  Louisiana,  but  excluding  industrial  customers,  maritime  customers,  off  shore  customers,  dockside  locations,  industrial  services,  used  absorbent
services,  wastewater  generating  customers  and  collectors/  transporters  of  crankcase  used  oil,  petroleum  fuel  reclamation  customers  and  crude  oil
producers/processing/recovery/reclamation customers of Aaron Oil Company, Inc. (“Aaron Oil”). Included in the purchase were certain trucks and other assets
owned by Aaron Oil and certain contract rights. The President, Chief Executive Officer and owner of Aaron Oil is Dan Cowart, the brother of our Chief Executive
Officer  and  largest  stockholder,  Benjamin  P.  Cowart.  The  acquisition  price  paid  at  closing  was  approximately $1  million,  which  included  a  reimbursement  for
certain prepaid contract rights. Aaron Oil also agreed to provide account servicing

F-39

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
services to us for a period of  sixty days following the closing at an agreed upon price per gallon of oil serviced. Aaron Oil also agreed to a non-compete provision
prohibiting Aaron Oil from competing against the Company in the Louisiana market for a period of two years from the closing.

NOTE 19.  CONTINGENT CONSIDERATION

As part of the consideration paid for Heartland (see Note 18), the Company has agreed to pay the seller additional earn-out consideration of up to a maximum of
$8,276,792, based on total EBITDA related to the Heartland Business during the twelve month period beginning on the first day of the first full calendar month
commencing  on  or  after  the  first  anniversary  of  the  closing. Any  qualified  Contingent  Payment  would  be  payable 50%  in  cash  and  50%  in  shares  of  the
Company’s  common  stock. Additionally,  the  amount  of  any  Contingent  Payment  would  be  reduced  by  two-thirds  of  the  cumulative  total  of  required  capital
expenditures incurred at Heartland’s refining facility in Columbus, Ohio, which are paid or funded by Vertex OH after the Closing, not to exceed $866,667.  These
capital expenditures are estimated to total $1.3 million in aggregate.

As of December 31, 2015 the Company estimates, based on the current performance of Heartland and projections for all covered future periods, it is unlikely that
this  contingent  liability/potential  earn-out  payments  transaction  with  Heartland  will  be  realized. Because  of  this,  the $6,069,000  contingent  liability  that  had
previously been recorded on the Balance Sheet for December 31, 2014 was reversed back to income for the year ending December 31, 2015.

NOTE 20.  SEGMENT REPORTING

The  Company’s  reportable  segments  include  the  Black  Oil,  Refining  and  Marketing  and  Recovery  divisions.    Segment  information  for  the  years  ended
December 31, 2015 and 2014 are as follows:

Revenues

Net loss from operations

Total Assets

Revenues

Net loss from operations

Total Assets

NOTE 21. SUBSEQUENT EVENTS

YEAR ENDED DECEMBER 31, 2015

Black Oil

Refining and
Marketing

Recovery

Total

  $

  $

  $

103,890,188   $

31,154,066   $

11,898,207   $

146,942,461

(15,957,969)   $

363,708   $

1,501,220   $

(14,093,041)

88,961,277   $

1,845,669   $

4,531,742   $

95,338,688

YEAR ENDED DECEMBER 31, 2014

Black Oil

Refining and
Marketing

Recovery

Total

  $

  $

  $

170,912,949   $

72,695,922   $

15,295,996   $

258,904,867

(6,524,843)   $

(318,107)   $

(3,651,671)   $

(10,494,621)

122,691,362   $

4,471,858   $

6,659,011   $

133,822,231

Effective on or around January 21, 2016, we paid the January 2016 rent due pursuant to the terms of the Bango Lease in shares of our common stock, pursuant
to  the  terms  of  such  lease,  which  allows  us  to  pay 110%  of  the  rent  which  would  otherwise  be  due  in  cash  (i.e.,  $268,400  of  share  based  rent  compared  to
$244,000 of cash based rent), as calculated using the volume weighted average price (“ VWAP”) of our common stock for the 10-day period preceding the first
day  of  each  month,  which  VWAP  for  the  month  of  January  2016  was $1.10  per  share.  As  such,  we  issued  the  then  owner  of  Bango  Oil,  Fox  Encore,  an
aggregate of 244,000 shares of our restricted common stock in lieu of cash rent due pursuant to the Bango Lease for the month of January 2016.

Purchase and Sale Agreement, Churchill County, Nevada Plant:  

On  January  28,  2016,  we  entered  into  an  Asset  Purchase  Agreement  (the  “Sale  Agreement”)  with  Vertex  Operating  and  its  wholly-owned  subsidiary,  Vertex
Refining  Nevada,  LLC  ("Vertex  Refining  Nevada"),  Bango  Oil,  LLC  (“Bango  Oil”)(provided  that  Bango  Oil  did  not  become  a  party  to  the  agreement  until  we
exercised the Purchase Option, described below) and Safety-Kleen Systems, Inc. (“Safety-Kleen”). 

F-40

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
   
   
   
   
Pursuant  to  the  Sale  Agreement,  which  closed  on  January  29,  2016,  we  (through  Bango  Oil  after  we  acquired  Bango  Oil  as  described  below  pursuant  to  our
exercise  of  the  Purchase  Option)  sold  Safety-Kleen  the  used  oil  re-refining  plant  located  on  approximately 40  acres  in  Churchill  County,  Nevada  (the  “Bango
Plant”),  which  we  previously  rented,  and  all  equipment,  tools  and  other  tangible  personal  property  located  at  the  Bango  Plant,  which  relate  to  or  are  used  in
connection with the operations of the Bango Plant (collectively, the “Bango Assets”). Safety-Kleen assumed certain liabilities associated with contracts assumed
in  the  purchase  and  related  to  bringing  the  Bango  Plant  back  into  operational  status.  The  aggregate  purchase  price  for  the  Bango  Assets  was $35  million,
subject to adjustment as described in the Sale Agreement for certain taxes, costs and expenses incurred by Safety-Kleen after closing. A total of $1.3 million  of
the purchase price was used by us in order to exercise the options we had pursuant to two Lease and Purchase Agreements (the “Equipment Leases”) we were
party to, which provided for the use of a rail facility and related equipment and a pre-fabricated metal building located at the Fallon, Nevada, facility, and which
provided us (through Vertex Refining Nevada) the right to acquire the applicable property/equipment subject to each Equipment Lease at any time prior to the
expiration of the leases for $914,000  and $400,000,  respectively.  Additionally, $100,000 of the purchase price was retained by Safety-Kleen to acquire certain
water rights necessary for operation of the Bango Plant. Finally, a required closing condition of the Sale Agreement was that we use a portion of the purchase
price to exercise the purchase option set forth in that certain Lease With Option For Membership Interest Purchase (the “Bango Lease”) entered into on April 30,
2015, by and between us, Vertex Refining Nevada and Bango Oil, whereby, we had the option at any time during the term of the lease to purchase all of the
equity interests of Bango Oil (the “Purchase Option”), effectively acquiring ownership of the Bango Plant. The Purchase Option was exercised by us on January
29, 2016 in connection with the closing of the Sale Agreement, at which time Bango Oil became a wholly-owned subsidiary of Vertex Refining Nevada, and we
paid  approximately $9  million  of  consideration  to  Bango  Oil  in  connection  with  the  Purchase  Option  as  described  in  greater  detail  below  under  “Membership
Interest Purchase Agreement”. The terms of the Bango Lease and Equipment Leases are described in greater detail in the Current Report on Form 8-K filed by
the  Company  with  the  Securities  and  Exchange  Commission  on  May  5,  2015.  Additionally,  an  aggregate  of $16  million  of  the  purchase  price  paid  by  Safety-
Kleen in connection with the Sale Agreement was required to be paid by us to our senior lender, Goldman Sachs Bank USA, at closing, which amount was paid
at  closing,  and  which  funds  were  used  to  pay  down  amounts  owed  to  Goldman  Sachs  Bank  USA  under  our  Credit  Agreement,  as  described  in  greater  detail
below under “Amended and Restated Credit and Guaranty Agreement”. 

Additionally, at the closing, we placed  $1.5 million in cash and  $1 million worth of our common stock (1,101,928 shares) into escrow with  50% of the shares to be
released 12 months following the closing and such cash and the remainder of the shares held in escrow to be released  18 months after the closing, in order to
satisfy any indemnification claims made by Safety-Kleen pursuant to the terms of the Sale Agreement. On June 30 and December 31 of each year that any of our
shares of common stock are in escrow, in the event the value of the shares held in escrow is less than $1 million, based on the then market price of our common
stock, we are required to increase the number of shares of common stock held in escrow to total $1 million in aggregate value. 

The Sale Agreement includes standard indemnification obligations of the parties, subject to certain caps on indemnification and deductibles. The closing of the
transactions contemplated by the Sale Agreement was subject to usual and customary closing conditions, including requiring that we and Safety-Kleen enter into
a Swap Agreement and Base Oil Agreement (each as described in greater detail below), all of which were satisfied prior to or at closing. 

The  Sale  Agreement  includes  a  provision  preventing  us  from  directly  or  indirectly,  hiring  or  soliciting  any  person  who  is  or  was  employed  in  the  operations
conducted at the Bango Plant for a period of five (5) years after the closing, except pursuant to a general solicitation which is not directed specifically to any such
employees; provided, that nothing prohibits the Company from hiring (i) any employee whose employment has been terminated by Safety-Kleen or (ii) after 180
days from the date of termination of employment, any employee whose employment has been terminated by the employee.

Houlihan Lokey acted as exclusive financial advisor to the Company in connection with the transaction. 

The Company received net cash of approximately  $17.3 million in connection with the transactions contemplated by the Sale Agreement, after deducting legal,
administrative and banker fees; amounts paid in connection with the exercise of the Purchase Option; cash amounts set aside in escrow; and the purchase price
of the equipment related to the Bango Plant as described above, of which $16 million was immediately paid to the Lender (defined below under “Amended and
Restated Credit and Guaranty Agreement”) to pay down amounts owed to Lender under the Credit Agreement (defined below under “Amended and Restated
Credit and Guaranty Agreement”). 

F-41

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Swap Agreement and Base Oil Agreement: 

A  required  condition  to  closing  the  transactions  contemplated  by  the  Sale  Agreement  was  that  we  (through  Vertex  Operating)  and  Safety-Kleen  enter  into  a
Swap  Agreement  (the  “Swap  Agreement”),  which  was  entered  into  on  January  29,  2016.  The  Swap  Agreement  has  a  term  of five  years,  beginning  when  the
Bango Plant is operational, and automatically renews for additional one year terms thereafter unless either party provides the other  90 days prior written notice of
their intention not to renew prior to any automatic extension. Pursuant to the Swap Agreement, we and Safety-Kleen agreed to swap certain quantities of used oil
feedstock (the agreement includes monthly maximums, quarterly minimums and maximums, and annual maximums of used oil feedstock volume required to be
‘swapped’)  between  the  Bango  Plant  (which  will  then  be  owned  and  operated  by  Safety-Kleen)  and  our  Marrero,  Louisiana  plant  and/or  the  Cedar  Marine
Terminal  in  Baytown,  Texas,  on  a  monthly,  quarterly  and  annual  basis,  with  any  shortfall  in  the  amount  of  used  oil  feedstock  ‘swapped’  on  a  quarterly  basis,
being  paid  for  in  cash  based  on  a  discount  to  U.S.  Platts  mid-range  per  gallon  rate  for  Gulf  Coast  No.  6,  3%  oil  (the  “Platts”).  The  Swap  Agreement  can  be
terminated  with 30 days prior written notice in the event either party fails to meet the specifications for oil feedstock set forth in the agreement, a party fails to
deliver the required minimum quarterly volumes of oil feedstock during any three consecutive quarters, or a party materially breaches a term of the agreement. 

Additionally,  we  (through  Vertex  Operating)  and  Safety-Kleen  also  entered  into  a  Base  Oil  Agreement  in  connection  with,  and  as  a  required  condition  of,  the
closing  (the  “Base  Oil  Agreement”).  The  Base  Oil  Agreement  provides  for  us  to  purchase  from  Safety-Kleen,  and  Safety-Kleen  to  sell  to  us,  certain  required
quantities of base oils and other finished lubricants described in greater detail in the Base Oil Agreement (the “Base Oil”)(the agreement contains quarterly and
annual maximum volumes of Base Oil to be acquired by us). The agreement has a term of five years  and  automatically  renews  for  additional  one  year  terms
thereafter unless either party provides the other 90 days prior written notice of their intention not to renew prior to any automatic extension.

Membership Interest Purchase Agreement: 

Pursuant  to  a  Membership  Interest  Purchase  Agreement  entered  into  in  connection  with  the  closing  of  the  Sale  Agreement,  by  and  among  Vertex  Refining
Nevada, as buyer, Fox Encore 05 LLC, the sole owner of Bango Oil, as seller (“Fox Encore”), and certain other parties, Vertex Refining Nevada acquired 100%
of  Bango  Oil  pursuant  to  the  Purchase  Option  described  above  under  “Purchase  and  Sale  Agreement,  Churchill  County,  Nevada  Plant”.  The  purchase  price
payable by Vertex Refining Nevada to Fox Encore was approximately $9 million, which funds were paid with proceeds received pursuant to the Sale Agreement.
The Membership Interest Purchase Agreement contains standard and customary representations of the parties and indemnification rights, subject in each case
to  a $3  million  cap  on  aggregate  indemnification.  Upon  the  closing  of  the  Membership  Interest  Purchase  Agreement,  we  effectively  obtained  ownership  of  the
Bango Plant, which we then sold to Safety-Kleen, and Bango Oil became a wholly-owned subsidiary of Vertex Refining Nevada. 

Subscription Agreement: 

On  January  29,  2016,  separate  from  and  subsequent  to  the  closing  of  the  transactions  contemplated  by  the  Membership  Interest  Purchase  Agreement,  Fox
Encore entered into a Subscription Agreement with the Company whereby Fox Encore subscribed for and purchased 44,000 shares of newly-designated Series
C Preferred Stock (as described below) in consideration for $4 million.  The 44,000 shares of Series C Preferred Stock are convertible into  4,400,000  shares  of
the Company’s common stock subject to the terms of a Certificate of Designation of the Series C Preferred Stock (see terms of the Series C Preferred Stock
described in greater detail below under “Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities" -
"Description of Capital Stock" - "Series C Convertible Preferred Stock").

$5.15 Million Promissory Note:  

On January 29, 2016, following the closing of, and separate from the transactions contemplated by, the Membership Interest Purchase Agreement, Vertex OH,
borrowed $5.15 million from Fox Encore and provided a Promissory Note to Fox Encore to reflect such borrowed funds (the “Fox Note”). The Fox Note bears
interest at 10% percent per annum (15% upon the occurrence of an event of default), payable monthly in arrears beginning on February 29, 2016. The principal
and  all  accrued  and  unpaid  interest  on  the  Fox  Note  is  due  on  the  earlier  of  (a)  July  31,  2016  (as  may  be  extended  by  Vertex  OH  as  discussed  below,  the
“Maturity Date”), or (b) upon acceleration of the Fox Note during the existence of an event of default as discussed therein. Provided that no event of default is
then  existing  on  the  Fox  Note  or  under  any  other  loan  document  associated  therewith,  and  certain  other  requirements  as  described  in  the  Fox  Note  are  met,
Vertex  OH  has  the  right  to three  (3)  extension  options  (each,  an  “Extension  Option”)  pursuant  to  which  Vertex  OH  may  extend  the  Maturity  Date  for  six  (6)
months each. The first extension will extend the Maturity Date of the Fox Note until January 31, 2017, the second extension will extend the Maturity Date of the
Fox Note until

F-42

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

July 31, 2017, and the third extension will extend the Maturity Date of the Fox Note until January 29, 2018. Upon exercising an Extension Option, Vertex OH is
required to pay Fox Encore an extension fee equal to 3% of the then outstanding principal amount of the Fox Note, which amount is separate from, and is not
applied toward, the outstanding indebtedness owed under the Fox Note; provided, however, that if Vertex OH elects to exercise the Extension Option to extend
the Maturity Date to January 31, 2017, the 3% fee for such extension is not to be paid in cash but is instead added to the outstanding principal balance of the
Fox Note. The Fox Note may be prepaid in whole or in part at any time without penalty, provided that if repaid in full by July 31, 2016, the amount to be repaid is
decreased  by $150,000. The Fox Note is secured by the Mortgage described below. The Fox Note includes certain standard and customary financial reporting
requirements, notice requirements, indemnification requirements, covenants and events of default. The Fox Note also includes a provision allowing the Lender (or
any other lender party to the Restated Credit Agreement each as described below under “Amended and Restated Credit and Guaranty Agreement”) to purchase
the Fox Note upon the occurrence of an event of default under the Restated Credit Agreement.

Open-End Mortgage, Security Agreement, Fixture Filing and Assignment of Leases and Rents:  

On January 29, 2016, Vertex OH, entered into an Open-End Mortgage, Security Agreement, Fixture Filing and Assignment of Leases and Rents agreement (the
“Mortgage”)  with  Fox  Encore  in  order  to  secure  the  amount  owed  under  the  Fox  Note  discussed  above.  Pursuant  to  the  Mortgage,  Vertex  OH  granted  Fox
Encore a security interest in the Columbus, Ohio refinery owned by Vertex OH. 

Amended and Restated Credit and Guaranty Agreement:  

On  January  29,  2016,  we,  Vertex  Operating,  certain  of  our  other  subsidiaries,  Goldman  Sachs  Specialty  Lending  Holdings,  Inc.,  as  lender  (“Lender”)  and
Goldman Sachs Bank USA, a New York State-Chartered Bank, as Administrative Agent, Lead Arranger and Collateral Agent (“Agent”) entered into an Amended
and  Restated  Credit  and  Guaranty  Agreement  (the  “Restated  Credit  Agreement”),  which  amended  and  restated  that  certain $40  million  Credit  and  Guaranty
Agreement  entered  into  between  the  parties  on  May  2,  2014  (as  amended  and  modified  to  date,  the  “Credit  Agreement”).  The  Restated  Credit  Agreement
changed the Credit Agreement to an $8.9 million multi-draw term loan credit facility (of which approximately  $6.4 million  was  outstanding  and  $2.5  million  was
available to be drawn pursuant to the terms of the Restated Credit Agreement on substantially similar terms as the currently outstanding amounts owed to the
Lender); modified the Credit Agreement to adjust certain EBITDA calculations in connection with the purchase of Bango Oil and the sale of the Bango Plant as
described above; provided for approval for us to exercise the Purchase Option, enter into and effect the transactions contemplated by the Membership Interest
Purchase Agreement, Subscription Agreement, and the Sale Agreement, and allowed for the issuance of the Fox Note and the Mortgage; confirmed that we are
required to make payments of $800,000 per quarter from June 30, 2016 through maturity (May 2, 2019); provided us a moratorium on the prepayment of amounts
owed under the Restated Credit Agreement as a result of various financial ratios we are required to meet through December 31, 2016; provided for us to retain
any business interruption insurance proceeds received in connection with the Bango Plant; provided for us to pay $16 million received at closing from the sale of
the Bango Assets, all amounts released from escrow and any other cash proceeds in excess of $500,000 received from the Sale Agreement after closing to the
Lender as prepayment of amounts due under the Restated Credit Agreement; allowed us the right to make certain permitted acquisitions moving forward, without
further consent of the Lender, provided that among other requirements, such acquisitions are in the same business or line of business as the Company, that such
acquired businesses have generated consolidated adjusted EBITDA for the four fiscal quarters preceding such acquisition in excess of capital expenditures for
such  period  (taking  into  account  adjustments  acceptable  to  the  Agent  for  synergies  expected  to  be  achieved  within  the 90  days  following  the  closing  of  such
acquisition), and that the funding for such acquisition comes from certain limited sources set forth in greater detail in the Restated Credit Agreement; adjusted
certain  fixed  charge  coverage  ratios  and  leverage  ratios  we  are  required  to  meet  on  a  quarterly  basis  from  September  30,  2016  to  maturity;  required  us  to
maintain at least $2 million of liquidity at all times; provided that events of default under the Credit Agreement include events of default under the Fox Note; and
made various other updates and changes to take into account transactions which had occurred through the date of such agreement, and to remove expired and
non-material terms of the prior Credit Agreement.

Series C Convertible Preferred Stock

The Series C Convertible Preferred Stock ("Series C Preferred Stock"), authorized on January 29, 2016 as described above under  "Part I"-"Item 1, Business"-
"Recent Events"-"Subscription Agreement" of this report, does not accrue a dividend, but has participation rights on an as-converted basis, to any dividends paid
on  the  Company’s  common  stock  (other  than  dividends  paid  solely  in  common  stock).  Each  Series  C  Preferred  Stock  share  has  a $100  face  value,  and  a
liquidation preference (in the amount of $100 per share) which is junior to the Company’s previously outstanding shares of preferred stock, senior credit facilities
and other debt holders as provided in further detail in the designation, but senior to the common stock.

F-43

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

The Series C Preferred Stock is convertible into shares of the Company’s common stock at the holder’s option at any time at  $1.00 per share (initially a 100:1
basis  (subject  to  adjustments  for  stock  splits  and  recapitalizations)).  The  Series  C  Preferred  Stock  votes  together  with  the  common  stock  on  an  as-converted
basis (the "Voting Rights"), provided that each holder’s voting rights are subject to and limited by the Series C Beneficial Ownership Limitation described below
and provided further that notwithstanding any of the foregoing, solely for purposes of determining the Voting Rights, the Voting Rights accorded to such Series C
Convertible Preferred Stock will be determined as if converted at  $1.05 per share (the market value of the common stock as of the close of trading on the day
prior to the original issuance date of the Series C Preferred Stock), and subject to equitable adjustment as discussed in the designation . There are no redemption
rights associated with the Series C Preferred Stock.

The Series C Preferred Stock contains a provision prohibiting the conversion of the Series C Preferred Stock into common stock of the Company, if upon such
conversion  or  exercise,  as  applicable,  the  holder  thereof  would  beneficially  own  more  than 4.999%  of  the  Company’s  then  outstanding  common  stock  (the
“Series C Beneficial Ownership Limitation”). The Series C Beneficial Ownership Limitation may be increased up and down on a per holder basis, with  61  days
prior written notice from any holder, provided the Series C Beneficial Ownership Limitation may never be higher than 9.999%.

So long as any shares of Series C Preferred Stock are outstanding, we are prohibited from undertaking any of the following without first obtaining the approval of
the holders of a majority of the outstanding shares of Series C Preferred Stock: (a) increasing or decreasing (other than by redemption or conversion) the total
number  of  authorized  shares  of  Series  C  Preferred  Stock;  (b)  re-issuing  any  shares  of  Series  C  Preferred  Stock  converted;  (c)  creating,  or  authorizing  the
creation of, or issuing or obligating the Company to issue shares of, any class or series of capital stock unless the same ranks junior to (and not pari passu with)
the Series C Preferred Stock with respect to the distribution of assets on the liquidation, dissolution or winding up of the Company, or increasing the authorized
number of shares of any additional class or series of capital stock unless the same ranks junior to (and not pari passu with) the Series C Preferred Stock with
respect to the distribution of assets on the liquidation, dissolution or winding up of the Company; (d) effecting an exchange, reclassification, or cancellation of all
or a part of the Series C Preferred Stock (except pursuant to the terms of the designation); (e) effecting an exchange, or creating a right of exchange, of all or
part of the shares of another class of shares into shares of Series C Preferred Stock (except pursuant to the terms of the designation); (f) issuing any additional
shares  of  Series  C  Preferred  Stock;  (g)  altering  or  changing  the  rights,  preferences  or  privileges  of  the  shares  of  Series  C  Preferred  Stock  so  as  to  affect
adversely  the  shares  of  such  series;  or  (h)  amending  or  waiving  any  provision  of  the  Company’s  Articles  of  Incorporation  or  Bylaws  relative  to  the  Series  C
Preferred Stock so as to affect adversely the shares of Series C Preferred Stock in any material respect as compared to holders of other series of shares.

F-44

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

None

Item 9A. Controls and Procedures

Evaluation of Disclosure Controls and Procedures

We  have  established  and  maintain  a  system  of  disclosure  controls  and  procedures  that  are  designed  to  provide  reasonable  assurance  that  information
required to be disclosed in our reports filed with the Securities and Exchange Commission pursuant to the Securities Exchange Act of 1934 , as amended, is
recorded,  processed,  summarized  and  reported  within  the  time  periods  specified  in  the  rules  and  forms  of  the  Commission  and  that  such  information  is
accumulated  and  communicated  to  our  management,  including  our  Chief  Executive  Officer  (CEO)  and  Chief  Financial  Officer  (CFO),  as  appropriate,  to  allow
timely decisions regarding required disclosures.

Management, with the participation of our CEO and CFO, evaluated the effectiveness of the design and operation of our disclosure controls and procedures
(as  defined  in  Rules  13a-15(e)  and  15d-15(e)  of  the  Securities  Exchange  Act  of  1934,  as  amended)  as  of  December  31,  2015,  the  end  of  the  fiscal  period
covered by this report. As of December 31, 2015, based on the evaluation of these disclosure controls and procedures, our CEO and CFO have concluded that
our disclosure controls and procedures were not effective to provide reasonable assurance that information required to be disclosed in our reports filed with the
Securities and Exchange Commission pursuant to the Securities Exchange Act of 1934, as amended, is recorded, processed, summarized and reported within
the time periods specified in the rules and forms of the Commission and that such information is accumulated and communicated to our management, including
our CEO and CFO, as appropriate, to allow timely decisions regarding required disclosures.

Managements’ Report on Internal Control over Financial Reporting

Management is responsible for establishing and maintaining effective internal control over financial reporting as defined in Rule 13a-15(f) and 15d-15(f)
under the Securities and Exchange Act of 1934, as amended. Internal control over financial reporting is a process designed by, or under the supervision of, our
CEO and CFO, and effected by the Company’s board of directors, management or other personnel to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for external purposes in accordance with accounting principles generally accepted in the United
States of America.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of
effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance
with the policies or procedures may deteriorate.

Management of the Company has assessed the effectiveness of our internal control over financial reporting as of December 31, 2015, using the criteria

established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).

A material weakness is a deficiency, or combination of deficiencies, in internal control over financial reporting, such that there is a reasonable possibility
that  a  material  misstatement  of  our  annual  or  interim  financial  statements  will  not  be  prevented  or  detected  on  a  timely  basis.  In  our  assessment  of  the
effectiveness  of  internal  control  over  financial  reporting  as  of  December  31,  2015,  we  determined  that  a  control  deficiency  existed  that  constituted  a  material
weakness, as described below:

•

The Company does not have the accounting and financial reporting resources to adequately and timely address complex and unusual accounting issues
and related disclosures as well as perform a high level management review to detect material errors in the financials.

The material weakness described above could result in disclosures that would result in a material misstatement of the consolidated financial statements
that  would  not  be  prevented  or  detected.  The  material  weakness  described  above  relates  to  the  complicated  acquisition  transactions  undertaken  by  the
Company  in  fiscal  2015  and  moving  forward  we  plan  to  address  the  material  weakness  described  above  by  (a)  seeking  outside  assistance  from  third  parties
when or if we enter into or effect transactions which raise complex financial accounting issues and related disclosures and (b) implementing additional disclosure
controls and procedures to facilitate high level management review in order to detect material errors in our financials.

88

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

As  a  result  of  the  material  weakness  described  above,  management  has  concluded  that  we  did  not  maintain  effective  internal  control  over  financial

reporting as of December 31, 2015, based on the criteria established in Internal Control - Integrated Framework (2013) issued by COSO.

To  resolve  the  material  weaknesses  which  we  noted  at  December  31,  2014,  as  disclosed  in  our  Annual  Report  on  Form  10-K/A  for  the  year  ended
December 31, 2014 (which were all different from the material weakness reported as of December 31, 2015 above and which prior material weaknesses had all
been  addressed  and  remedied  as  of  December  31,  2015),  we  now  perform  additional  analysis  and  other  post-quarter  end  and  post-year  end  procedures  to
ensure  our  consolidated  financial  statements  are  prepared  in  accordance  with  generally  accepted  accounting  principles.  Management  also  implemented  the
following remediation plan steps during the year ended December 31, 2015, in order to further strengthen our internal control over financial reporting:

•

•

•

•

A new Accounting Manager has been hired for the E-Source operations.

The Company also filled the vacated, key operational positions at that division.

Accounting and financial reporting personnel have been hired to strengthen the Company's resources and financial reporting expertise.

Additional disclosure controls and procedures have been implemented to improve information and communication.

Accordingly management has concluded that regardless of the material weakness described above, the financial statements fairly present, in all material

respects our financial condition, results of operations and cash flows for, the periods presented in this report.

Furthermore,  moving  forward,  we  will  continue  to  monitor  and  assess  our  remediation  activities  to  address  the  material  weakness  discussed  above

through remediation as soon as practicable.

Changes in Internal Control over Financial Reporting

We regularly review our system of internal control over financial reporting to ensure we maintain an effective internal control environment. Other than the
changes  discussed  above,  there  were  no  changes  in  our  internal  control  over  financial  reporting  that  occurred  during  our  fourth  quarter  that  have  materially
affected, or are reasonably likely to materially affect, our internal control over financial reporting.

Item 9B. Other Information

None.

89

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

Item 10. Directors, Executive Officers and Corporate Governance

PART III

The information required by this Item will be set forth under the headings “ Election of Directors”, “Executive Officers”, “Corporate Governance”,  “Code  of
Conduct”, “Committees of the Board”, and “Section 16(a) Beneficial Ownership Reporting Compliance” in the Company’s 2016 Proxy Statement to be filed with
the U.S. Securities and Exchange Commission (“SEC”) within 120 days after December 31, 2015 in connection with the solicitation of proxies for the Company’s
2016 annual meeting of shareholders and is incorporated herein by reference.

Item 11. Executive Compensation

The information required by this Item will be set forth under the headings “ Executive and Director Compensation”, “Executive Compensation”,  “Directors
Compensation”, “Outstanding Equity Awards at Fiscal Year-End”, “Compensation Committee Interlocks and Insider Participation ” and “Compensation  Committee
Report” (to the extent required), in the Company’s 2016 Proxy Statement to be filed with the SEC within 120 days after December 31, 2015 and is incorporated
herein by reference.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

The  information  required  by  this  Item  will  be  set  forth  under  the  heading  “ Voting  Rights  and  Principal  Stockholders”  in  the  Company’s  2016  Proxy

Statement to be filed with the SEC within 120 days after December 31, 2015 and is incorporated herein by reference.

Item 13. Certain Relationships and Related Transactions, and Director Independence

The  information  required  by  this  Item  will  be  set  forth  under  the  headings  “ Certain  Relationships  and  Related  Transactions”  and  “Committees  of  the
Board” - “Director Independence” in the Company’s 2016 Proxy Statement to be filed with the SEC within 120 days after December 31, 2015 and is incorporated
herein by reference.

Item 14. Principal Accounting Fees and Services

The information required by this Item will be set forth under the heading "Ratification of Appointment of Auditors"-"Audit Fees" in the Company's 2016

Proxy Statement to be filed with the SEC within 120 days after December 31, 2015 and is incorporated herein by reference.

90

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

PART IV

Item 15. Exhibits, Financial Statement Schedules

(a) Documents filed as part of this report

(1) All financial statements

Index to Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets as of December 31, 2015 and 2014

Consolidated Statements of  Operations for the years ended December 31, 2015 and 2014

Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2015 and 2014

Consolidated Statements of Cash Flows for the years ended December 31, 2015 and 2014

Notes to Consolidated Financial Statements

(1)    Financial Statement Schedules

Index to Financial Statement Schedules

Selected Quarterly Financial Information (Unaudited)

Statements of Operations by Segments (Unaudited)

Page

F-2

F-3

F-6

F-8

F-9

F-10

F-12

Page

54

54

Except  as  provided  above,  all  financial  statement  schedules  have  been  omitted,  since  the  required  information  is  not  applicable  or  is  not  present  in  amounts
sufficient  to  require  submission  of  the  schedule,  or  because  the  information  required  is  included  in  the  consolidated  financial  statements  and  notes  thereto
included in this Form 10-K.

(2) Exhibits required by Item 601 of Regulation S-K

The information required by this Section (a)(3) of Item 15 is set forth on the exhibit index that follows the Signatures page of this Form 10-K.

91

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its

behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Date: April 4, 2016

Date: April 4, 2016

VERTEX ENERGY, INC.

By: /s/ Benjamin P. Cowart

Benjamin P. Cowart

Chief Executive Officer

(Principal Executive Officer)

By: /s/ Chris Carlson

Chris Carlson

Chief Financial Officer

(Principal Accounting/Financial Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the

registrant and in the capacities and on the dates indicated.

By:

/s/ Benjamin P. Cowart

By:

/s/ Chris Carlson

Benjamin P. Cowart
Chief Executive Officer
(Principal Executive Officer)
and Chairman

Chris Carlson
Chief Financial Officer
(Principal Accounting/Financial Officer)

Date:

April 4, 2016

Date:

April 4, 2016

By:

/s/ Christopher Stratton

By:

/s/ Dan Borgen

Christopher Stratton
Director

Dan Borgen
Director

Date:

April 4, 2016

Date:

April 4, 2016

By:

/s/ Timothy C. Harvey

Timothy C. Harvey
Director

By:

/s/ David Phillips

David Phillips
Director

Date:

April 4, 2016

Date:

April 4, 2016

By:

/s/ James P. Gregory
James P. Gregory

Director

Date:

April 4, 2016

92

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT INDEX

Exhibit
Number

2.1

2.2

2.3

2.4

Unit Purchase Agreement by and among Vertex Energy, Inc., Vertex
Acquisition Sub, LLC, Vertex Holdings, L.P. and B&S Cowart Family L.P.
dated as of August 14, 2012

First Amendment to Unit Purchase Agreement by and among Vertex
Energy, Inc., Vertex Acquisition Sub, LLC, Vertex Holdings, L.P. and B&S
Cowart Family L.P. dated as of September 11, 2012

Asset Purchase Agreement by and among Vertex Energy, Inc., Vertex
Refining LA, LLC.,Vertex Refining NV., LLC, Omega Refining, LLC, Bango
Refining NV, LLC and Omega Holdings Company LLC (March 17, 2014)

Second Amendment to Asset Purchase Agreement by and among Vertex
Energy, Inc., Vertex Refining LA, LLC, Vertex Refining NV, LLC, Bango
Refining NV, LLC and Omega Holdings Company LLC (April 30, 2014)

Third Amendment to Asset Purchase Agreement by and among Vertex
Energy, Inc., Vertex Refining LA, LLC, Vertex Refining NV, LLC, Bango
Refining NV, LLC and Omega Holdings Company LLC (May 2, 2014)

2.5(#)

Fourth Amendment to Asset Purchase Agreement by and among Vertex
Energy, Inc., Vertex Refining LA, LLC, Vertex Refining NV, LLC, Louisiana
LV OR LLC, formerly known as Omega Refining, LLC, Bango Refining NV,
LLC and Omega Holdings Company LLC (January 19, 2015)

Asset Purchase Agreement by and among Vertex Energy Operating, LLC,
Vertex Refining OH, LLC, Vertex Energy Inc. and Heartland Group
Holdings, LLC (October 21, 2014)

First Amendment to Asset Purchase Agreement by and among Vertex
Energy Operating, LLC, Vertex Refining OH, LLC, Vertex Energy, Inc. and
Heartland Group Holdings, LLC (November 26, 2014)

Second Amendment to Asset Purchase Agreement by and among Vertex
Energy Operating, LLC, Vertex Refining OH, LLC, Vertex Energy, Inc. and
Heartland Group Holdings, LLC (December 5, 2014)

Third Amendment to Asset Purchase Agreement by and among Vertex
Energy Operating, LLC, Vertex Refining OH, LLC, Vertex Energy, Inc. and
Heartland Group Holdings, LLC (March 4, 2015)

Asset Purchase Agreement by and among Vertex Energy, Inc., Vertex
Energy Operating, LLC, Bango Oil, LLC and Safety-Kleen Systems, Inc.
(January 28, 2016)

Membership Interest Purchase Agreement (January 29, 2016), by and
among Vertex Refining NV, LLC, as buyer and Fox Encore 05 LLC, as
seller

  Articles of Incorporation (and amendments thereto) of Vertex Energy, Inc.
Amended and Restated Certificate of Designation of Rights, Preferences
and Privileges of Vertex Energy, Inc.’s Series A Convertible Preferred
Stock.

2.6

2.7

2.8

2.9

2.10

2.11(+)

2.12(+)

3.1

3.2

93

Incorporated by Reference

Filed or
Furnished
Herewith

Form

File No.

8-K

2.1

8/15/2012

000-53619

8-K

2.2

9/12/2012

000-53619

8-K

2.1

3/19/2014

001-11476

8-K

2.3

5/6/2014

001-11476

8-K

2.4

5/6/2014

001-11476

8-K

2.1

1/21/2015

001-11476

8-K

2.1

10/28/2014

001-11476

8-K

2.2

12/1/2014

001-11476

8-K

2.3

12/9/2014

001-11476

8-K

2.4

3/6/2015

001-11476

8-K

2.1

2/3/2016

001-11476

8-K

8-K/A

2.2

3.1

2/3/2016

6/26/2009

001-11476

000-53619

8-K

3.1

7/16/2010

000-53619

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
   
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
   
 
Incorporated by Reference

Filed or
Furnished
Herewith

Form

File No.

8-K

3.1

6/24/2014

001-11476

8-K

8-K

3.1

3.1

3/6/2015

1/15/2014

001-11476

001-11476

8-K/A

10.5

6/26/2009

000-53619

8-K

10.1

11/12/2013

001-11476

10-K

10.18

12/31/2010

000-53619

10-K

10-Q

10.19

10.12

12/31/2010

9/30/2012

000-53619

000-53619

10-Q

10.19

9/30/2012

000-53619

10-Q

10.20

9/30/2012

000-53619

10-Q

10.21

9/30/2012

10-KSB

10-KSB

8-K

8-K

8-K/A

10-K

8-K

10-K

S-8

8-K

S-8

8-K

8-K

10.3

10.4

10.2

10.3

4.1

12/31/2004

12/31/2004

5/21/2007

5/21/2007

6/26/2009

10.27

12/31/2012

4.1

7/31/2009

10.29

12/31/2012

000-53619

001-11476

001-11476

001-11476

001-11476

000-53619

001-11476

000-53619

001-11476

4.1

7/28/2014

333-197659

10.1

9/30/2013

001-11476

4.3

7/28/2014

333-197659

10.1

10.2

5/6/2014

5/6/2014

001-11476

001-11476

Exhibit
Number

3.3

3.4

3.5

10.1

Amended and Restated Certificate of Designation of Vertex Energy, Inc.
Establishing the Designation, Preferences, Limitations and Relative Rights
of Its Series B Preferred Stock (as filed with the Secretary of State of
Nevada on June 23, 2015)

Certificate of Designation of Vertex Energy, Inc. Establishing the
Designation, Preferences, Limitations and Relative Rights of its Series C
Convertible Preferred Stock (filed with the Nevada Secretary of State on
January 28, 2016)

  Amended and Restated Bylaws of Vertex Energy, Inc.

Employment Agreement with Benjamin P. Cowart effective April 16,
2009 ***

10.2(#)

Tolling Agreement between KMTEX, Ltd. and Vertex Energy Inc., dated
April 17, 2013

10.3

10.4

10.5

10.6

10.7

10.8

10.9

10.10

10.11

10.12

10.13

10.14

10.15

10.16

10.17

10.18

10.19

Amended and Restated Employment Agreement with Chris Carlson dated
March 29, 2011 and effective April 1, 2010***

First Amendment to Employment Agreement with Benjamin P. Cowart
dated March 25, 2011 and effective as of December 15, 2010***

  Employment Agreement with John Strickland - July 2012**

Non-Competition and Non-Solicitation Agreement by Vertex Holdings, L.P.,
B & S Cowart Family L.P., Benjamin P. Cowart, Chris Carlson and Greg
Wallace in favor of Vertex Energy, Inc., dated August 31, 2012***

Second Addendum to Employment Agreement with Benjamin P. Cowart,
dated August 31, 2012***

First Addendum to Amended and Restated Employment Agreement with
Chris Carlson, dated August 31, 2012***

  2004 Stock Option Plan - World Waste Technologies, Inc.***

  Form of Stock Option Agreement, pursuant to 2004 Stock Option Plan***

  2007 Stock Plan - World Waste Technologies, Inc.***

  Form of Stock Option Agreement, pursuant to 2007 Stock Option Plan***

  Vertex Energy, Inc., 2008 Stock Incentive Plan***

  2008 Stock Incentive Plan - Form of Stock Option Agreement***

  Vertex Energy, Inc., 2009 Stock Incentive Plan***

  2009 Stock Incentive Plan - Form of Stock Option Agreement***

  Vertex Energy, Inc. 2013 Stock Incentive Plan***

Vertex Energy, Inc.-Form of 2013 Stock Incentive Plan Stock Option
Award***

Vertex Energy, Inc.-Form of 2013 Stock Incentive Plan Restricted Stock
Grant Agreement***

Secured Promissory Note ($13,858,066.67)-May 2, 2014-Omega Refining,
LLC and Bango Refining NV, LLC as borrowers and Vertex Refining NV,
LLC as lender

10.20(#)  

10.21

  Guaranty Agreement-Omega Holdings-May 2, 2014

94

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
   
 
 
 
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
   
 
 
   
 
   
 
   
 
Exhibit
Number

10.22(#)

10.23

10.24(#)

10.25(#)

10.26

10.27(#)

10.28

10.29

10.30

10.31

10.32

10.33

10.34

10.35

10.36

Credit and Guaranty Agreement dated as of May 2, 2014, by and among
Vertex Energy Operating, LLC, Vertex Energy, Inc., and certain other
subsidiaries of Vertex Energy, Inc., as Guarantors, and Goldman Sachs
USA, as Lender and as Administrative Agent, Collateral Agent, and Lead
Arranger

Term Loan Note ($40,000,000)-Credit and Guaranty Agreement dated as
of May 2, 2014

Pledge and Security Agreement-Credit and Guaranty Agreement dated as
of May 2, 2014

Amended and Restated Credit Agreement, among Vertex Energy, Inc., and
Vertex Energy Operating, LLC, as Borrowers and Bank of America, N.A.,
as Lender as of May 2, 2014

Revolving Note ($20,000,000)-Amended and Restated Credit Agreement,
as of May 2, 2014

Pledge and Security Agreement-Amended and Restated Credit Agreement,
as of May 2, 2014

Amended and Restated Guaranty-Amended and Restated Credit
Agreement, as of May 2, 2014

Intercreditor Agreement, May 2, 2014, by and among Bank of America,
N.A. and Goldman Sachs Bank USA

At-Will Employment, Confidential Information, Invention Assignment and
Arbitration Agreement with David Peel (April 2014)***

  Retention and Noncompetition Agreement with David Peel (April 2014)***

Employment Agreement between Vertex Refining LA, LLC and James P.
Gregory (Effective May 2, 2014)***

Form of Common Stock Purchase Agreement dated June 5, 2014 by and
between Vertex Energy, Inc. and the purchasers named therein

Land Lease between Marrero Terminal LLC, as Landlord and Omega
Refining, LLC, as Tenant, relating to the Used Motor Oil Re-Refinery
Located at 5000 River Road, Marrero, Louisiana 70094, dated as of April
30, 2008 and amendments

Commercial Lease between Plaquemines Holdings, LLC as Landlord and
Omega Refining, LLC, as Tenant, relating to the Myrtle Grove Facility
Located at 278 East Ravenna Road, Myrtle Grove, LA, dated as of May
25, 2012 and amendments

Operation and Maintenance Agreement dated as of November 3, 2010, by
and between Magellan Terminals Holdings, L.P. (f/k/a Marrero Terminal,
LLC) and Omega Refining, LLC

10.37(##)  

Terminaling Services Agreement between Marrero Terminal LLC (Owner)
and Omega Refining, LLC (Customer) dated as of May 1, 2008

10.38(##)  

Second Use Motor Oil Buy/Sell Contract dated August 1, 2012, by and
between Thermo Fluids, Inc. and Omega Refining, LLC

10.39

  Consulting Agreement, Timothy C. Harvey (October 3, 2014)***

95

Incorporated by Reference

Filed or
Furnished
Herewith

Form

File No.

8-K

8-K

8-K

8-K

8-K

8-K

8-K

8-K

8-K

8-K

8-K

8-K

10.3

5/6/2014

001-11476

10.4

5/6/2014

001-11476

10.5

5/6/2014

001-11476

10.6

5/6/2014

001-11476

10.7

5/6/2014

001-11476

10.8

5/6/2014

001-11476

10.9

5/6/2014

001-11476

10.10

5/6/2014

001-11476

10.1

10.2

6/24/2014

6/24/2014

001-11476

001-11476

10.1

7/29/2014

001-11476

10.1

6/6/2014

001-11476

10-Q

10.22

6/30/2014

001-11476

10-Q

10.23

6/30/2014

001-11476

10-Q

10.24

6/30/2014

001-11476

10-Q

10.25

6/30/2014

001-11476

10-Q

8-K

10.26

10.1

6/30/2014

10/9/2014

001-11476

001-11476

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
   
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
   
 
   
 
Exhibit
Number

10.40

10.41

10.42

10.43

10.44

10.45

10.46

10.47

10.48

10.49(##)  

10.50

10.51

10.52

Consulting Agreement between Heartland Group Holdings, LLC and Vertex
Energy Operating, LLC (July 28, 2014)

Common Stock Purchase Warrant to purchase 109,934 shares of common
stock of the Company held by The Benjamin Paul Cowart 2012 Grantor
Retained Trust (December 4, 2014)

Common Stock Purchase Warrant to purchase 109,934 shares of common
stock of the Company held by The Shelley T. Cowart 2012 Grantor
Retained Trust (December 4, 2014)

  Form of Subscription Agreement dated December 4, 2014

First Amendment to Credit and Guaranty Agreement between Vertex
Energy Operating, LLC, Vertex Energy, Inc. and Goldman Sachs Bank
USA (December 5, 2014)

First Amendment to Amended and Restated Credit Agreement between
Vertex Energy Operating, LLC, Vertex Energy, Inc. and Bank of America,
N.A. (December 5, 2014)

First Amendment to Secured Promissory Note dated January 7, 2015 -
Omega Refining, LLC and Bango Refining NV, LLC as borrowers and
Vertex Refining NV, LLC as lender

Second Amendment to Credit and Guaranty Agreement dated March 26,
2015, by and between Vertex Energy Operating, LLC, Vertex Energy, Inc.,
certain of the Company’s subsidiaries, Goldman Sachs Specialty Lending
Holdings, Inc. (“Lender”) and Goldman Sachs Bank USA. as Administrative
Agent and Collateral Agent for Lender

Common Stock Purchase Warrant to purchase 1,766,874 shares of
common stock dated March 26, 2015, by Vertex Energy, Inc., in favor of
Goldman, Sachs & Co.

Loan and Security Agreement between Vertex Energy, Inc., Vertex Energy
Operating, LLC, Vertex Acquisition Sub, LLC, Vertex Refining LA, LLC,
Vertex II GP, LLC, Vertex Merger Sub, LLC, Cedar Marine Terminals, LP,
Crossroad Carriers, L.P., H & H Oil, L. P., and Vertex Recovery, L.P., as
borrower and MidCap Business Credit LLC, as lender, dated March 27,
2015

Revolving Note by Vertex Energy, Inc., Vertex Energy Operating, LLC,
Vertex Acquisition Sub, LLC, Vertex Refining LA, LLC, Vertex II GP, LLC,
Vertex Merger Sub, LLC, Cedar Marine Terminals, LP, Crossroad Carriers,
L.P., H & H Oil, L. P., and Vertex Recovery, L.P. in favor of MidCap
Business Credit LLC dated March 27, 2015, in the face amount of up to $7
million [provided that notwithstanding the face amount of such Revolving
Note, the Revolving Note only evidences amounts borrowed under such
security from time to time]

Intercreditor Agreement dated March 26, 2015, by and between MidCap
Business Credit LLC and Goldman Sachs Bank USA

Lease With Option For Membership Interest Purchase (April 30, 2015), by
and between Vertex Refining NV, LLC as lessee and Bango Oil, LLC, as
landowner

96

Filed or
Furnished
Herewith

Incorporated by Reference

Form

File No.

8-K

10.1

10/28/2014

001-11476

8-K

4.1

12/9/2014

001-11476

8-K

8-K

4.2

10.2

12/9/2014

12/9/2014

001-11476

001-11476

8-K

10.3

12/9/2014

001-11476

8-K

10.4

12/9/2014

001-11476

8-K

10.2

1/15/2015

001-11476

8-K

10.1

3/31/2015

001-11476

8-K

10.2

3/31/2015

001-11476

8-K/A

10.3

6/16/2015

001-11476

8-K

8-K

10.4

3/31/2015

001-11476

10.5

3/31/2015

001-11476

8-K

10.1

5/5/2015

001-11476

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
   
 
 
 
 
 
   
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
Exhibit
Number

10.53

10.54

10.55

10.56

10.57

10.58

10.59

10.60

10.61

10.62

Acknowledgement and Confirmation Agreement (April 30, 2015), by and
among Vertex Energy, Inc., Vertex Refining NV, LLC, Bango Oil, LLC,
RESC, LLC, and Diatom Rail Park, LLC

Personal Property Lease (April 30, 2015), by and between Vertex Refining
NV, LLC, Omega Refining, LLC and Bango Refining NV, LLC

  Consent Letter (April 30, 2015) From Goldman Sachs Bank USA

Loan and Security Agreement between Vertex Energy, Inc., Vertex Energy
Operating, LLC, Vertex Acquisition Sub, LLC, Vertex Refining LA, LLC,
Vertex II GP, LLC, Vertex Merger Sub, LLC, Cedar Marine Terminals, LP,
Crossroad Carriers, L.P., H & H Oil, L. P., and Vertex Recovery, L.P., as
borrower and MidCap Business Credit LLC, as lender, dated March 27,
2015

Form of Unit Purchase Agreement dated June 19, 2015 by and between
Vertex Energy, Inc. and the purchasers named therein

Third Amendment to Credit and Guaranty Agreement dated June 18, 2015,
by and between Vertex Energy Operating, LLC, Vertex Energy, Inc.,
certain of the Company’s subsidiaries, Goldman Sachs Specialty Lending
Holdings, Inc. (“Lender”) and Goldman Sachs Bank USA, as Administrative
Agent and Collateral Agent for Lender

Form of Warrant (incorporated by reference to Exhibit B of the Form of Unit
Purchase Agreement incorporated by reference herein as Exhibit 10.57)

Executive Employment Agreement with Benjamin P. Cowart (August 7,
2015)***

  Executive Employment Agreement with Chris Carlson (August 7, 2015)***

  Amended and Restated 2013 Stock Incentive Plan ***

10.63(##)  

First Amendment to Processing Agreement between KMTEX LLC and
Vertex Energy, Inc., effective November 1, 2013

10.64

Executive Employment Agreement with John Strickland (COO), effective
October 1, 2015

Fourth Amendment to Credit and Guaranty Agreement dated November 9,
2015, by and between Vertex Energy Operating, LLC, Vertex Energy, Inc.,
certain of the Company’s subsidiaries, Goldman Sachs Specialty Lending
Holdings, Inc. (“Lender”) and Goldman Sachs Bank USA, as Administrative
Agent and Collateral Agent for Lender

First Amendment to Loan and Security Agreement between Vertex Energy,
Inc., Vertex Energy Operating, LLC, Vertex Acquisition Sub, LLC, Vertex
Refining LA, LLC, Vertex II GP, LLC, Vertex Merger Sub, LLC, Cedar
Marine Terminals, LP, Crossroad Carriers, L.P., H & H Oil, L. P., and
Vertex Recovery, L.P., as borrower and MidCap Business Credit LLC, as
lender, dated November 9, 2015

10.65

10.66

Second Amendment to Processing Agreement between KMTEX LLC and
Vertex Energy, Inc., dated December 3, 2015 and effective January 1,
2016

10.67(##)  

97

Incorporated by Reference

Filed or
Furnished
Herewith

Form

File No.

8-K

8-K

8-K

8-K

8-K

8-K

8-K

10-Q

10-Q

8-K

10.2

5/5/2015

001-11476

10.3

10.4

5/5/2015

5/5/2015

001-11476

001-11476

10.3

6/16/2015

001-11476

10.1

6/19/2015

001-11476

10.2

6/24/2015

001-11476

10.3

6/19/2015

001-11476

10.73

10.74

10.1

6/30/2015

6/30/2015

9/21/2015

001-11476

001-11476

001-11476

8-K/A

10.2

11/10/2015

001-11476

8-K

10.1

10/19/2015

001-11476

10-Q

10.78

9/30/2015

001-11476

10-Q

10.79

9/30/2015

001-11476

8-K

10.1

1/15/2016

001-11476

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
   
 
 
 
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
   
 
   
 
 
   
 
 
   
 
 
   
 
   
 
Exhibit
Number

10.68(###)  

Swap Agreement dated January 29, 2016, by Vertex Energy Operating,
LLC and Safety-Kleen Systems, Inc.

10.69(###)  

Base Oil Sales Agreement dated January 29, 2016, by Vertex Energy
Operating, LLC and Safety-Kleen Systems, Inc.

Filed or
Furnished
Herewith

10.70

10.71

10.72

10.73

14.1

16.1

21.1

23.1

23.2

31.1

31.2

32.1

32.2

99.1

99.2

99.3

99.4

Subscription Agreement for Series C Convertible Preferred Stock
executed by Fox Encore 05 LLC (January 29, 2016)

Promissory Note in the amount of $5.15 million dated January 29, 2016,
by Vertex Refining OH, LLC, as borrower and Fox Encore 05 LLC as
lender

Open-End Mortgage, Security Agreement, Fixture Filing and Assignment
of Leases and Rents by Vertex Refining OH, LLC in favor of Fox Encore
05 LLC (January 29, 2016)

Amended and Restated Credit and Guaranty Agreement, dated January
29, 2016, by and among Vertex Energy Operating, LLC, Vertex Energy,
Inc., and certain other subsidiaries of Vertex Energy, Inc., as guarantors,
various lenders, and Goldman Sachs Bank USA, as Administrative Agent,
Collateral Agent, and Lead Arranger

  Code of Ethical Business Conduct and Whistleblower Protection Policy

  Letter dated April 30, 2015 From LBB & Associates Ltd., LLP

  Subsidiaries

  Consent of Hein & Associates LLP

  Consent of LBB & Associates Ltd., LLP

Certification of Principal Executive Officer pursuant to Section 302 of the
Sarbanes-Oxley Act

Certification of Principal Accounting Officer pursuant to Section 302 of the
Sarbanes-Oxley Act

Certification of Principal Executive Officer Pursuant to Section 906 of the
Sarbanes-Oxley Act**

Certification of Principal Accounting Officer Pursuant to Section 906 of
the Sarbanes-Oxley Act**

  Glossary of Selected Terms

Charters Of The Compensation Committee; Audit Committee; Nominating
And Corporate Governance Committee; and Related Party Transaction
Committee

  Charter of Risk Committee

Amended Charter of the Compensation Committee effective July 24,
2014

101.INS++   XBRL Instance Document

101.SCH++   XBRL Taxonomy Extension Schema Document

101.CAL++   XBRL Taxonomy Extension Calculation Linkbase Document

101.DEF++   XBRL Taxonomy Extension Definition Linkbase Document

98

X

X

X

X

X

X

X

X

X

X

X

Incorporated by Reference

Form

8-K

8-K

8-K

File No.

10.1

2/3/2016

001-11476

10.2

2/3/2016

001-11476

10.3

2/3/2016

001-11476

8-K

10.4

2/3/2016

001-11476

8-K

10.5

2/3/2016

001-11476

8-K

8-K

10.6

2/3/2016

001-11476

16.1

5/1/2015

001-11476

10-K

99.1

12/31/2012

001-11476

8-K/A

10-Q

99.2

99.2

2/13/2013

9/30/2013

001-11476

001-11476

10-Q

99.1

9/30/2014

001-11476

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
   
 
 
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
   
 
 
 
   
 
 
   
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
 
 
   
 
 
 
 
   
 
 
 
 
   
 
 
 
Exhibit
Number

101.LAB++   XBRL Taxonomy Extension Label Linkbase Document

101.PRE++   XBRL Taxonomy Extension Presentation Linkbase Document

Filed or
Furnished
Herewith

X

X

*    Filed herewith.

**    Furnished herewith.

***    Indicates management contract or compensatory plan or arrangement.

Incorporated by Reference

Form

File No.

#    Certain portions of these documents (which portions have been replaced by “ X’s”) have been omitted in connection with a request for Confidential Treatment
which has been accepted by the Commission. This entire exhibit including the omitted confidential information has been filed separately with the Commission.

##    Certain portions of this document (which portions have been replaced by “ ***’s”) have been omitted in connection with a request for Confidential Treatment
which has been accepted by the Commission. This entire exhibit including the omitted confidential information has been filed separately with the Commission.

###    Certain portions of this document as filed herewith (which portions have been replaced by “ ***’s”) have been omitted in connection with a request for
Confidential Treatment which has been submitted to the Commission. This entire exhibit including the omitted confidential information has been filed separately
with the Commission.

+    Certain schedules and exhibits have been omitted pursuant to Item 601(b)(2) of Regulation S-K. A copy of any omitted schedule or exhibit will be furnished
supplementally to the Securities and Exchange Commission upon request; provided, however that Vertex Energy, Inc. may request confidential treatment
pursuant to Rule 24b-2 of the Securities Exchange Act of 1934, as amended, for any schedule or exhibit so furnished.

++    XBRL (Extensible Business Reporting Language) information is furnished and not filed or a part of a registration statement or prospectus for purposes of
Sections 11 or 12 of the Securities Act of 1933, as amended, is deemed not filed for purposes of Section 18 of the Securities Exchange Act of 1934, as
amended, and otherwise is not subject to liability under these sections.

99

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
   
   
 
   
 
 
 
 
 
   
 
 
 
 
   
 
 
 
EXHIBIT 21.1

Subsidiaries

•

•

•

•

•

•

•

•

Vertex Merger Sub, LLC, a California Limited Liability Company (wholly-owned)

Vertex Energy Operating, LLC, a Texas Limited Liability Company (wholly-owned)(“ Vertex Operating”)

E-Source Holdings, LLC, a Texas Limited Liability Company (wholly-owned)

Vertex Refining, NV, LLC, a Nevada Limited Liability Company (wholly-owned)

Vertex Refining OH, LLC, an Ohio Limited Liability Company (wholly-owned by Vertex Operating)

Vertex Refining, LA,, LLC, a Louisiana Limited Liability Company (wholly-owned)

Vertex II, GP, LLC, a Nevada Limited Liability Company (wholly-owned)

Vertex Acquisition Sub, LLC, a Nevada Limited Liability Company (“ Vertex Acquisition”) (wholly-owned by Vertex Operating)

• Golden State Lubricant Works, LLC, a Delaware Limited Liability Company (wholly-owned)

Wholly-owned subsidiaries of Vertex Acquisition:

◦ Cedar Marine Terminals, L.P., a Texas limited partnership

◦ Crossroad Carriers, L.P., a Texas limited partnership

◦ Vertex Recovery, L.P., a Texas limited partnership

◦ H&H Oil, L.P., a Texas limited partnership

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

EXHIBIT 23.1

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in (a) Registration Statement No. 333-162290 (as amended) on Form S-8; (b) Registration Statement No. 333-
197659 on Form S-8; (c) Registration Statement No. 333-207157 on Form S-8; (d) Registration Statement No. 333-197494 on Form S-3, and (e) Registration No.
333-189107 on Form S-3, of Vertex Energy, Inc., of our report dated April 4, 2016, relating to the consolidated financial statements which appear in this Annual
Report on Form 10-K of Vertex Energy, Inc. for the year ended December 31, 2015.

/s/ Hein & Associates LLP

Houston, Texas
April 4, 2016

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
EXHIBIT 23.2

To the Board of Directors of
Vertex Energy, Inc.

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in (a) Registration Statement No. 333-162290 (as amended) on Form S-8; (b) Registration Statement No. 333-
197659 on Form S-8; (c) Registration Statement No. 333-207157 on Form S-8; (d) Registration Statement No. 333-197494 on Form S-3, and (e) Registration No.
333-189107 on Form S-3, of Vertex Energy, Inc. (the “Company”), of our reports dated March 31, 2015, relating to our audits of the consolidated financial
statements and internal control over financial reporting as of December 31, 2014, appearing in the Annual Report on Form 10-K of the Company for the year
ended December 31, 2015.

/s/ LBB & Associates Ltd., LLP
LBB & Associates Ltd., LLP

Houston, Texas
April 4, 2016

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
EXHIBIT 31.1

I, Benjamin P. Cowart, certify that:

CERTIFICATION PURSUANT TO
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

1.

2.

3.

4.

I have reviewed this Annual Report on Form 10-K of Vertex Energy, Inc.;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for
the registrant and have:

(a)

(b)

(c)

(d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent
fiscal quarter (the registrant's fourth fiscal quarter in the case of a Quarterly Report) that has materially affected, or is reasonably likely to
materially affect, the registrant's internal control over financial reporting; and

5.

The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the
registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a)

(b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably
likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control
over financial reporting.

Date: April 4, 2016

By:

/s/ Benjamin P. Cowart

Benjamin P. Cowart

Chief Executive Officer

(Principal Executive Officer)

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 31.2

I, Chris Carlson, certify that:

CERTIFICATION PURSUANT TO
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

1.

2.

3.

4.

I have reviewed this Annual Report on Form 10-K of Vertex Energy, Inc.;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for
the registrant and have:

(a)

(b)

(c)

(d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent
fiscal quarter (the registrant's fourth fiscal quarter in the case of a Quarterly Report) that has materially affected, or is reasonably likely to
materially affect, the registrant's internal control over financial reporting; and

5.

The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the
registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a)

(b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably
likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control
over financial reporting.

Date: April 4, 2016

By:

 /s/ Chris Carlson
Chris Carlson

Chief Financial Officer
(Principal Accounting Officer)

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 32.1

CERTIFICATION PURSUANT TO 18 U.S.C. SS. 1350 
AS ADOPTED PURSUANT TO  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Vertex Energy, Inc. (the " Company") on Form 10-K for the period ended  December 31, 2015, as filed with the

Securities and Exchange Commission (the "Report"), I, Benjamin P. Cowart, Principal Executive Officer of the Company, certify, pursuant to 18 U.S.C. ss. 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to my knowledge:

(1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: April 4, 2016

By:

/s/ Benjamin P. Cowart

Benjamin P. Cowart

Chief Executive Officer

(Principal Executive Officer)

This certification accompanies this Report on Form 10-K pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 and shall not, except to the extent

required by such Act, be deemed filed by the Company for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”).
Such certification will not be deemed to be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except to
the extent that the Company specifically incorporates it by reference. A signed original of this written statement required by Section 906 has been provided to the
Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff upon request.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
EXHIBIT 32.2

CERTIFICATION PURSUANT TO 18 U.S.C. SS. 1350 
AS ADOPTED PURSUANT TO  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Vertex Energy, Inc. (the " Company") on Form 10-K for the period ended  December 31, 2015, as filed with the
Securities and Exchange Commission (the "Report"), I, Chris Carlson, Principal Accounting Officer of the Company, certify, pursuant to 18 U.S.C. ss. 1350, as
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to my knowledge:

(1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: April 4, 2016

By:

 /s/ Chris Carlson
Chris Carlson

Chief Financial Officer
(Principal Accounting Officer)

This certification accompanies this Report on Form 10-K pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 and shall not, except to the extent

required by such Act, be deemed filed by the Company for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”).
Such certification will not be deemed to be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except to
the extent that the Company specifically incorporates it by reference. A signed original of this written statement required by Section 906 has been provided to the
Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff upon request.

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.