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Whitestone REIT

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FY2013 Annual Report · Whitestone REIT
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WHITESTONE
(cid:2)(cid:3)(cid:4)(cid:5)(cid:6)(cid:7)(cid:8)(cid:8)(cid:9)(cid:7)(cid:10)(cid:6)(cid:11)(cid:12)(cid:13)(cid:14)(cid:11)(cid:15)

R E I T

Creating Communities in Our PropertiesTM

2013 HIGHLIGHTS

“It is not just what we own, it is what we do with what we own.”    ~ Jim Mastandrea, CEO

33% Increase in Revenue

51% Increase in FFO Core

$131 Million in Property Acquisitions

87% Year-End Occupancy

© 2014 Whitestone REIT. All rights reserved.

Dear Fellow Shareholder:

I am pleased to report that 2013 was another year of value- 
added growth in our asset base, revenues and funds from 
operations-core (“FFO Core”).   We continued progress 
toward our target of $1 billion in assets, extracted intrinsic 
value  from  existing  and  newly-acquired  properties  and 
differentiated ourselves through our community centered 
properties. 

Our  “Community  Centered  Property”  business  model 
drives our passion to grow and create shareholder value. 
We  take  pride  in  our  service  culture,  striving  to  meet 
the needs of our tenants and our ultimate customer: the 
people  living,  working,  and  visiting  the  neighborhoods 
surrounding our properties.  We increased values in many 
of our 60 properties by repositioning and redeveloping 
them into Community Centers. 

We operate primarily in the business friendly states of Texas 
and Arizona.  Our “Community Centered Properties” are 
in Houston, Dallas, San Antonio, Phoenix, and Chicago, 
all  cities  with  strong  population  and  economic  growth.  
(cid:2)(cid:3)(cid:4) (cid:5)(cid:6)(cid:7)(cid:8)(cid:3)(cid:5)(cid:4) (cid:9)(cid:10)(cid:3)(cid:11)(cid:12)(cid:13)(cid:4)(cid:11)(cid:4) (cid:12)(cid:14)(cid:13)(cid:4)(cid:15)(cid:15)(cid:4) (cid:15)(cid:16)(cid:11)(cid:6)(cid:5)(cid:12)(cid:16)(cid:14)(cid:9)(cid:17)(cid:4) (cid:18)(cid:6)(cid:15)(cid:6)(cid:14)(cid:11)(cid:12)(cid:14)(cid:8)(cid:4) (cid:10)(cid:7)(cid:16)(cid:10)(cid:3)(cid:7)(cid:5)(cid:19)(cid:4)
occupancies with 70% service tenants and 30% soft and 
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on  grocery  and  dining,  health  and  wellness,  education 
and services. We’ve made it our business to seek tenants 
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trends  highlight  our  progress.  This,  I  believe,  provides 
a  picture  of  how  we  manage  and  grow  the  business.  
We  had  another  year  of  success  in  locating  properties 
that  could  be  operated  in  our  community  center 
model,  have  imbedded  intrinsic  value  and  were  priced 
opportunistically.  We continued to unlock value through 
creative repositioning and re-tenanting, providing service 
to  tenants  and  driving  revenue  and  occupancy  as  a 
result. In the short term (year-over-year), we are building 
property  values,  and  in  the  long-term,  we  are  building 
enterprise value. 

Our  share  price  at  year-end  2013  was  $13.37,  and  we 
paid a dividend of $1.14 or 8.5% per share. The average 
dividend for the SNL US REIT Index was 3.9 %, and the 
share  price  multiple  (share  price/FFO  per  share)  of  the 
same index was 18.5 times current year FFO. Our year-
end  multiple  was  approximately  14.5  times  FFO.  We 
believe that as we continue to increase FFO per share, our 
shareholders  will  be  rewarded  with  an  industry  average 
multiple in line with our peer group.  In the meantime, we 
plan to remain focused on our real estate business and 
pay  our  shareholders  a  relatively  higher  dividend  than 
the industry average for being longer-term focused and 
patient as we extract intrinsic value from the properties 
we buy and own.

We  own  5  million  square  feet  of  commercial  property, 
with nearly 1,250 tenants. Our average tenant occupies 
less  than  3,000  square  feet.  In  this  growing  economy, 
we are able to quickly address their expansion needs in 
addition  to  growing  their  businesses  at  other  locations. 
Knowing  our  tenant  base  and  mitigating  the  risk  with 
smaller  tenants  has  produced  a  solid  track  record  of 
accomplishments  that  has  minimized  our  downside  in 
a  retracting  economy  (2007  to  2009)  and  performed 
exceptionally  well  in  an  expanding  economy  (2010  to 
present).

#(cid:14)(cid:4)(cid:29)(cid:30)(cid:31)!(cid:17)(cid:4)&(cid:3)(cid:4)(cid:11)(cid:16)(cid:14)(cid:11)(cid:15)(cid:24)(cid:21)(cid:3)(cid:21)(cid:4)(cid:16)(cid:24)(cid:7)(cid:4)(cid:13)(cid:4)(cid:28)(cid:3)"(cid:19)(cid:3)(cid:6)(cid:7)(cid:4)(cid:9)(cid:5)(cid:7)(cid:6)(cid:5)(cid:3)(cid:8)(cid:12)(cid:11)(cid:4)(cid:10)(cid:15)(cid:6)(cid:14)(cid:22)(cid:4)#(cid:14)(cid:4)(cid:5)(cid:20)(cid:3)(cid:4)
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into a community center model. In the last three years, 
we  have  focused  on  growth  as  well  as  strengthening 
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to provide liquidity with our IPO in 2010. In the balance 
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2018), along with our 2013 highlights and a look ahead 
to our plans for 2014. 

MARKET STREET AT DC RANCH • SCOTTSDALE, AZ

1,066 a year ago. Our Phoenix market led the way and 
delivered  a  7.4%  increase  in  occupancy  for  properties 
that  were  owned  the  entire  year  of  2013.    Also  during 
2013, we successfully leased two of our three remaining 
larger box spaces in Phoenix and San Antonio to Walmart 
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We continue to acquire a blend of stabilized assets plus 
value-add properties to balance our portfolio for upside 
growth  opportunities,  growing  our  asset  base  by  33% 
and revenue by 33%. 

FFO Core Per Share

Each of these sections are summarized as follows:

2013 Highlights

Our Track Record

Summary Goals – The Next Five Years 

A Look Ahead to 2014

2013 Highlights 

We  had  another  exceptional  year  in  2013,  exceeding 
what  we  accomplished  in  2012  and  continuing  our 
(cid:10)(cid:16)(cid:9)(cid:12)(cid:5)(cid:12)(cid:28)(cid:3)(cid:4)(cid:13)(cid:4)(cid:14)(cid:6)(cid:14)(cid:11)(cid:12)(cid:6)(cid:15)(cid:4)(cid:6)(cid:14)(cid:21)(cid:4)(cid:16)(cid:10)(cid:3)(cid:7)(cid:6)(cid:5)(cid:12)(cid:16)(cid:14)(cid:6)(cid:15)(cid:4)(cid:5)(cid:7)(cid:3)(cid:14)(cid:21)(cid:9)(cid:22)

We grew our FFO Core, occupancy rate, asset base, and 
revenues in 2013.

In  2013,  we  achieved  FFO  Core  per  share  of  $1.10 
and  our  fourth  quarter  FFO  Core  per  share  was  $0.28, 
equaling our quarterly dividend. 

Overall Occupancy increased to 87%, up 2% from year-
end 2012. We now have 1,243 tenants, an increase from 

Occupancy-Total Portfolio

Real Estate Assets - Gross
($millions)

ANTHEM MARKETPLACE • ANTHEM, AZ

Revenue
($millions)

$46.6  

$62.1  

$34.9  

2011 

2012 

2013 

We  strengthened  our  Capital  Base  and  lowered  our 
overall cost of capital.

We raised $59.8 million of cash from the sale of 4.6 million 
common  shares  at  $13.54  per  share  at  a  cost  of  4%  in 
an overnight offering, and $4.4 million, at an average of 
$15.58 per share at a cost of 1.5% in an ATM offering.  We 
refinanced $105.8 million of debt at a weighted average 
fixed interest rate of 4.2% and a weighted average term 
of 8.1 years, with maturities laddered at 5, 7 and 10 years.  

We restructured our unsecured credit facility, extending 
the  maturity,  increasing  the  borrowing  capacity  and 
lowering the overall interest rate by 1%.  Our credit facility 
banks include Wells Fargo, Bank of Montreal, US Bank and 
our newest addition to the group, Bank of America.  With 
a  conservative  debt  leverage  and  significant  availability 
on our credit facility, we have ample funding available to 
use for 2014 acquisitions.

Weighted Avg. Rate
Weighted Avg. Term

Fixed Rate Debt

12/31/12
6.3%
1.3 years

12/31/13
3.9%
6 years

Total Capital Base                             
($millions)                                     

$81  

Year–End 2012   

$77  

Debt Maturities                                  

($millions)          

Year–End 2013   

$19  

$11  

$0  

$0  

$0  

$0  

$3  

2013  2014  2015  2016  2017  2018  2019  2020  2021 

FOUNTAIN HILLS PLAZA • FOUNTAIN HILLS, AZ

We  acquired  $131  million  of  Community  Centered 
Properties

During  2013,  we  deployed  $131  million  of  capital  into 
the  acquisitions  of  six  high  quality  properties  and  3 
adjacent  fully  developable  land  parcels  in  the  high 
growth  markets  of  Houston,  Dallas  and  Phoenix.  We 
now own 54 Community Centered Properties located in 
Houston, Dallas, San Antonio, Phoenix, and Chicago with 
approximately 5 million square feet of leasable area.  We 
also own 6 developable land parcels which are adjacent 
to  our  properties.    In  2013,  we  acquired  approximately 
700,000 square feet of leasable space plus adjacent land 
parcels for future development. 

We continue to drive revenue and differentiate through 
our Community Centered Business model

By  focusing  on  neighborhood  residents,  who  are  our 
tenants’  customers,  we  drive  revenue  and  differentiate 

our properties to meet their needs. In 2013 we signed our 
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Lincoln  Hospital  and  Sunnyslope  High  School.  We 
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$6.5  million  or  $58  per  leasable  square  foot,  with  37% 
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“cash on cash” return in excess of 10%, and has a great 
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needs of the local community.

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changing demographic, was repositioned in 2013 to meet 
the needs of the primarily Latino neighborhood in Houston 
(cid:5)(cid:31)(cid:4)(cid:4)(cid:17)(cid:31)(cid:25)(cid:18)(cid:13)(cid:25)(cid:14)(cid:3)(cid:6)(cid:15)(cid:12)(cid:3)(cid:22)(cid:4)(cid:17)(cid:22)(cid:12)(cid:4)(cid:6)(cid:29)(cid:28)(cid:3)(cid:3)(cid:21)(cid:15)(cid:12)(cid:3)(cid:23)(cid:12)(cid:25)(cid:6)(cid:12)(cid:4)(cid:3)’(cid:8)(cid:5)(cid:3)(cid:22)(cid:8)(cid:13)(cid:25)(cid:6)(cid:12)(cid:18)(cid:3)-(cid:13)(cid:16)(cid:4)(cid:8)(cid:25)(cid:6)(cid:3)
(cid:23)(cid:17)(cid:9)(cid:17)(cid:4)(cid:5)(cid:3) (cid:8)(cid:25)(cid:18)(cid:3) (cid:4)(cid:12)(cid:23)(cid:17)(cid:25)(cid:2)(cid:3)(cid:14)(cid:31)(cid:4)(cid:12)(cid:18)(cid:3) (cid:6)(cid:17)(cid:3) (cid:8)(cid:23)(cid:23)(cid:17)(cid:10)(cid:10)(cid:17)(cid:18)(cid:8)(cid:6)(cid:12)(cid:3) (cid:6)(cid:15)(cid:12)(cid:3) (cid:8)(cid:18)(cid:18)(cid:13)(cid:6)(cid:13)(cid:17)(cid:25)(cid:3)
(cid:17)(cid:30)(cid:3) (cid:8)(cid:3) (cid:25)(cid:8)(cid:6)(cid:13)(cid:17)(cid:25)(cid:8)(cid:9)(cid:3) (cid:23)(cid:4)(cid:12)(cid:18)(cid:13)(cid:6)(cid:3) (cid:6)(cid:12)(cid:25)(cid:8)(cid:25)(cid:6)(cid:28)(cid:3) (cid:11)(cid:17)’(cid:3) (cid:5)(cid:6)(cid:8)(cid:16)(cid:13)(cid:9)(cid:13):(cid:12)(cid:18)&(cid:3) ’(cid:12)(cid:3) (cid:15)(cid:8)-(cid:12)(cid:3) (cid:6)(cid:15)(cid:12)(cid:3)
opportunity to achieve pricing power.

New Acquisitions in 2013
i 2013
i iti
N

A

Purchase Price 

Square Feet 

Market Street at DC Ranch 

$37.4 M 

   241,280 

      Expansion Land Parcels 

     35,000 

Fountain Hills Plaza 

$20.6 M 

   111,289 

      Expansion Land Parcels 

       7,000 

Anthem Marketplace 

$23.3 M 

   113,293 

      Expansion Land Parcels 

     15,000 

Mercado at Scottsdale Ranch 

$21.3 M 

   118,730 

HEADQUARTERS VILLAGE • PLANO, TX

Purchase Price 

Square Feet 

Headquarters Village 

Woodlands II 

$25.7 M 

$  2.8 M 

89,134 

16,220 

Gilbert Tuscany, a 2011 value add acquisition, is a prime 
example of our buying at the right price in a great location 
and achieving our optimal tenant mix of Restaurant, Health 
and  Wellness,  Education  and  Services.  We  purchased 
the property in June of 2011 for $5 million or $101 per 
leasable  square  foot.  Gilbert  Tuscany  is  a  mini  lifestyle 
center in Gilbert, AZ, a community serving the needs of 
young families in an area with growing high technology 
jobs.  Gilbert  Tuscany  is  now  65%  leased,  up  from  16% 
at purchase. We achieved this growth through targeting 
a  service  based  tenant  mix  including  the  Henhouse,  a 
family restaurant, and the Children’s Youth Theater.

We carefully engineer our capital structure to ensure the 
availability of funding when we see attractive acquisition 
opportunities.  The  chart  below  illustrates  the  well  - 
synced  timing  of  capital  raised,  with  the  acquisitions  of 
our Community Centered PropertiesTM.

(cid:20)(cid:21)(cid:3)(cid:6)(cid:22)(cid:3)(cid:14)(cid:7)(cid:23)(cid:6)(cid:24)(cid:9)(cid:7)(cid:4)(cid:3)(cid:19)

(cid:2)(cid:3)(cid:4) (cid:5)(cid:6)(cid:7)(cid:6)(cid:8)(cid:9)(cid:6)(cid:10)(cid:4) (cid:11)(cid:12)(cid:13)(cid:4) (cid:14)(cid:15)(cid:12)(cid:11)(cid:13)(cid:4) (cid:16)(cid:6)(cid:4) (cid:7)(cid:17)(cid:8)(cid:18)(cid:19)(cid:6)(cid:20)(cid:6)(cid:21)(cid:4) (cid:17)(cid:22)(cid:10)(cid:4) (cid:23)(cid:4)(cid:10)(cid:24)(cid:20)(cid:4) (cid:23)(cid:4)(cid:25)(cid:6)(cid:26)
(cid:27)(cid:6)(cid:28)(cid:10)(cid:4)(cid:24)(cid:20)(cid:10)(cid:28)(cid:20)(cid:6)(cid:29)(cid:30)(cid:7)(cid:4)(cid:18)(cid:19)(cid:28)(cid:3)(cid:31)(cid:4)(cid:5)(cid:22)(cid:10)(cid:30)(cid:3)(cid:29)(cid:4)(cid:20)!(cid:6)(cid:4)(cid:23)(cid:4)(cid:25)(cid:6)(cid:4)(cid:27)(cid:6)(cid:28)(cid:10)(cid:24)(cid:13)(cid:4)(cid:16)(cid:6)(cid:4)(cid:28)(cid:24)(cid:24)(cid:6)(cid:8)(cid:9)(cid:19)(cid:6)(cid:21)(cid:4)
a  high-quality  management  team;  introduced  a  value 
add  business  model;  leased,  managed  and  began  to 
redevelop  our  legacy  properties;  opened  two  new 
(cid:29)(cid:6)(cid:17)(cid:29)(cid:10)(cid:28)(cid:18)!(cid:30)(cid:7)(cid:4)(cid:10)(cid:6)(cid:29)(cid:30)(cid:17)(cid:3)(cid:24)(cid:4)(cid:28)(cid:3)(cid:21)(cid:4)(cid:18)(cid:22)(cid:10)(cid:7)!(cid:28)(cid:24)(cid:6)(cid:21)(cid:4)(cid:28)(cid:4)(cid:24)(cid:30)(cid:29)(cid:3)(cid:30)(cid:23)(cid:4)(cid:7)(cid:28)(cid:3)(cid:20)(cid:4)(cid:3)(cid:22)(cid:8)(cid:9)(cid:6)(cid:10)(cid:4)
of distressed properties to almost triple our asset base. 

The  properties  we  have  purchased  give  us  control  of 
(cid:24)(cid:30)(cid:29)(cid:3)(cid:30)(cid:23)(cid:4)(cid:7)(cid:28)(cid:3)(cid:20)(cid:4) (cid:18)(cid:17)(cid:10)(cid:20)(cid:30)(cid:17)(cid:3)(cid:24)(cid:4) (cid:17)"(cid:4) (cid:20)!(cid:6)(cid:4) (cid:10)(cid:6)(cid:28)(cid:19)(cid:4) (cid:6)(cid:24)(cid:20)(cid:28)(cid:20)(cid:6)(cid:4) (cid:24)(cid:22)(cid:18)(cid:18)(cid:19)(cid:27)(cid:4) (cid:7)!(cid:28)(cid:30)(cid:3)(cid:4) (cid:30)(cid:3)(cid:4)
many  of  our  markets.  From  the  acquisition  and  re-
development,  to  the  tenant  mix,  we  seek  to  meet  the 
(cid:3)(cid:6)(cid:6)(cid:21)(cid:24)(cid:4) "(cid:17)(cid:10)(cid:4) (cid:24)(cid:6)(cid:10)(cid:25)(cid:30)(cid:7)(cid:6)(cid:24)(cid:4) (cid:17)"(cid:4) (cid:20)!(cid:6)(cid:4) (cid:10)(cid:6)(cid:24)(cid:30)(cid:21)(cid:6)(cid:3)(cid:20)(cid:24)(cid:4) (cid:19)(cid:30)(cid:25)(cid:30)(cid:3)(cid:29)(cid:4) (cid:30)(cid:3)(cid:4) (cid:28)(cid:4) (cid:23)(cid:4)(cid:25)(cid:6)(cid:26)(cid:8)(cid:30)(cid:19)(cid:6)(cid:4)
radius of our communities.

#!(cid:6)(cid:4)(cid:8)(cid:17)(cid:24)(cid:20)(cid:4)(cid:18)(cid:10)(cid:17)(cid:23)(cid:4)(cid:20)(cid:28)(cid:9)(cid:19)(cid:6)(cid:4)(cid:24)(cid:6)(cid:29)(cid:8)(cid:6)(cid:3)(cid:20)(cid:4)(cid:17)"(cid:4)(cid:17)(cid:22)(cid:10)(cid:4)(cid:18)(cid:19)(cid:28)(cid:3)(cid:4)!(cid:28)(cid:24)(cid:4)(cid:9)(cid:6)(cid:6)(cid:3)(cid:4)(cid:20)!(cid:6)(cid:4)&(cid:15)’(cid:4)
of our tenants, including franchise and credit tenants, that 
provide health/wellness, education, dining, and services 

(cid:2)(cid:3)(cid:4)(cid:5)(cid:6)(cid:7)(cid:8)(cid:9)(cid:10)(cid:7)(cid:11)(cid:6)(cid:4)(cid:12)(cid:6)(cid:13)(cid:14)(cid:15)(cid:8)(cid:16)(cid:14)(cid:17)(cid:6)(cid:18)(cid:9)(cid:15)(cid:17)(cid:4)(cid:11)(cid:9)(cid:19)

Capital from  
Public 
Offerings 

IPO  
$23 M 

Time to Deploy 

12 Months 

$59.7 M 

5 Months  

$58.7 M 

1.5 Month  

$59.8 M 

2.5 Months 

$329 

Cumulative
acquisitions 
since IPO

 $45.7  

 $25.4  

 $82.2  

 $60.7  

 $44.6  

 $25.7  

 $19.7  

 $-    

 $2.2  

 $6.4  

 $-    

 $8.7  

 $-    

 $6.4  

 $-    

IPO 

Q3 

Q4 

Q1 

Q2 

Q3 

Q4 

Q1 

Q2 

Q3 

Q4 

Q1 

Q2 

Q3 

Q4 

2010 

2011 
Value of Acquisitions by Quarter ($ millions) 

2012 

2013 

MERCADO AT SCOTTSDALE RANCH • SCOTTSDALE, AZ

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 $350.0  

 $300.0  

 $250.0  

 $200.0  

 $150.0  

 $100.0  

 $50.0  

 $-    

 
 
 
 
 
 
 
 
 
 
  
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(cid:3)(cid:9)(cid:8)(cid:9)(cid:5)(cid:5)(cid:7)(cid:12)(cid:25)(cid:14)(cid:4) (cid:2)(cid:5)(cid:4) (cid:18)(cid:26)(cid:9)(cid:4) (cid:13)(cid:15)(cid:27)(cid:4) (cid:21)(cid:17)(cid:4) (cid:21)(cid:10)(cid:12)(cid:4) (cid:18)(cid:9)(cid:3)(cid:7)(cid:3)(cid:18)(cid:5)(cid:4) (cid:18)(cid:26)(cid:7)(cid:18)(cid:4) (cid:21)(cid:8)(cid:8)(cid:10)(cid:6)(cid:25)(cid:4) (cid:24)(cid:7)(cid:12)(cid:28)(cid:9)(cid:12)(cid:4)
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(cid:6)(cid:12)(cid:21)(cid:6)(cid:9)(cid:12)(cid:18)(cid:2)(cid:9)(cid:5)(cid:4) (cid:2)(cid:18)(cid:26)(cid:4)(cid:7)(cid:3)(cid:4)(cid:7)(cid:28)(cid:28)(cid:12)(cid:9)(cid:28)(cid:7)(cid:18)(cid:9)(cid:4)(cid:8)(cid:21)(cid:5)(cid:18)(cid:4)(cid:23)(cid:7)(cid:5)(cid:2)(cid:5)(cid:4)(cid:21)(cid:17)(cid:4)689:(cid:4)(cid:6)(cid:9)(cid:12)(cid:4)
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(cid:2)(cid:4) =7(cid:19)>(cid:27)(cid:4) (cid:18)(cid:21)(cid:18)(cid:7)(cid:24)(cid:4) (cid:12)(cid:9)(cid:18)(cid:10)(cid:12)(cid:3)(cid:4)

*(cid:11)(cid:2)%(cid:2)(cid:11)(cid:9)(cid:3)(cid:11)(cid:5)(cid:4) (cid:7)(cid:3)(cid:11)(cid:4) (cid:5)(cid:18)(cid:21)(cid:8)!(cid:4) (cid:6)(cid:12)(cid:2)(cid:8)(cid:9)(cid:4)
(cid:7)(cid:6)(cid:6)(cid:12)(cid:9)(cid:8)(cid:2)(cid:7)(cid:18)(cid:2)(cid:21)(cid:3)/(cid:4) (cid:18)(cid:26)(cid:12)(cid:21)(cid:10)(cid:28)(cid:26)(cid:4) ?(cid:9)(cid:8)(cid:9)(cid:30)(cid:23)(cid:9)(cid:12)(cid:4) (cid:13)8(cid:14)(cid:4) &(cid:15)8(cid:13)(cid:4) (cid:18)(cid:21)(cid:4) (cid:21)(cid:10)(cid:12)(cid:4)
(cid:5)(cid:26)(cid:7)(cid:12)(cid:9)(cid:26)(cid:21)(cid:24)(cid:11)(cid:9)(cid:12)(cid:5)(cid:4)(cid:5)(cid:2)(cid:3)(cid:8)(cid:9)(cid:4)(cid:21)(cid:10)(cid:12)(cid:4)1<(cid:31)(cid:4)(cid:2)(cid:3)(cid:4)@(cid:10)(cid:28)(cid:10)(cid:5)(cid:18)(cid:4)&(cid:15)8(cid:15)0

(cid:2)(cid:4) A(cid:12)(cid:9)(cid:7)(cid:18)(cid:2)(cid:21)(cid:3)(cid:4)(cid:21)(cid:17)(cid:4)(cid:7)(cid:4)(cid:6)(cid:21)(cid:5)(cid:2)(cid:18)(cid:2)%(cid:9)(cid:4)(cid:8)(cid:10)(cid:24)(cid:18)(cid:10)(cid:12)(cid:9)(cid:4)(cid:21)(cid:17)(cid:4)(cid:9)(cid:30)(cid:6)(cid:24)(cid:21)(cid:25)(cid:9)(cid:9)(cid:4)(cid:9)#(cid:8)(cid:9)(cid:24)(cid:24)(cid:9)(cid:3)(cid:8)(cid:9)(cid:14)(cid:4)
(cid:9)(cid:3)(cid:8)(cid:21)(cid:10)(cid:12)(cid:7)(cid:28)(cid:2)(cid:3)(cid:28)(cid:4) (cid:9)(cid:30)(cid:6)(cid:24)(cid:21)(cid:25)(cid:9)(cid:9)(cid:5)(cid:4) (cid:18)(cid:21)(cid:4) (cid:5)(cid:18)(cid:12)(cid:9)(cid:18)(cid:8)(cid:26)(cid:4) (cid:23)(cid:9)(cid:25)(cid:21)(cid:3)(cid:11)(cid:4) (cid:18)(cid:26)(cid:9)(cid:2)(cid:12)(cid:4)
(cid:6)(cid:9)(cid:12)(cid:8)(cid:9)(cid:2)%(cid:9)(cid:11)(cid:4)(cid:7)(cid:23)(cid:2)(cid:24)(cid:2)(cid:18)(cid:2)(cid:9)(cid:5)0

(cid:2)(cid:4) A(cid:21)(cid:3)(cid:5)(cid:2)(cid:5)(cid:18)(cid:9)(cid:3)(cid:18)(cid:4)(cid:11)(cid:9)(cid:24)(cid:2)%(cid:9)(cid:12)(cid:25)(cid:4)(cid:21)(cid:17)(cid:4)(cid:5)(cid:10)(cid:6)(cid:9)(cid:12)(cid:2)(cid:21)(cid:12)(cid:4)(cid:8)(cid:10)(cid:5)(cid:18)(cid:21)(cid:30)(cid:9)(cid:12)(cid:4)(cid:5)(cid:9)(cid:12)%(cid:2)(cid:8)(cid:9)(cid:4)(cid:7)(cid:3)(cid:11)(cid:4)

%(cid:7)(cid:24)(cid:10)(cid:9)(cid:4)(cid:18)(cid:21)(cid:4)(cid:18)(cid:9)(cid:3)(cid:7)(cid:3)(cid:18)(cid:5)0(cid:4)(cid:7)(cid:3)(cid:11)

(cid:2)(cid:4) .(cid:30)(cid:23)(cid:12)(cid:7)(cid:8)(cid:2)(cid:3)(cid:28)(cid:4)(cid:21)(cid:17)(cid:4)(cid:7)(cid:4)(cid:5)(cid:6)(cid:2)(cid:12)(cid:2)(cid:18)(cid:4)(cid:21)(cid:17)(cid:4)(cid:9)(cid:3)(cid:18)(cid:12)(cid:9)(cid:6)(cid:12)(cid:9)(cid:3)(cid:9)(cid:10)(cid:12)(cid:2)(cid:7)(cid:24)(cid:2)(cid:5)(cid:30)(cid:4)5(cid:4)B(cid:7)(cid:8)(cid:18)(cid:2)(cid:3)(cid:28)(cid:4)

as owners.”

(cid:31)(cid:10)(cid:12)(cid:4) (cid:6)(cid:7)(cid:5)(cid:5)(cid:2)(cid:21)(cid:3)(cid:4) (cid:17)(cid:21)(cid:12)(cid:4) (cid:18)(cid:26)(cid:9)(cid:4) (cid:23)(cid:10)(cid:5)(cid:2)(cid:3)(cid:9)(cid:5)(cid:5)(cid:4) (cid:10)(cid:3)(cid:2)(cid:22)(cid:4)(cid:9)(cid:5)(cid:4) (cid:21)(cid:10)(cid:12)(cid:4) (cid:18)(cid:9)(cid:7)(cid:30)(cid:19)(cid:4) ;(cid:10)(cid:2)(cid:11)(cid:9)(cid:11)(cid:4)
(cid:23)(cid:25)(cid:4) (cid:21)(cid:10)(cid:12)(cid:4) (cid:8)(cid:21)(cid:12)(cid:9)(cid:4) (cid:6)(cid:12)(cid:2)(cid:3)(cid:8)(cid:2)(cid:6)(cid:7)(cid:24)(cid:5)(cid:14)(cid:4)  (cid:26)(cid:2)(cid:8)(cid:26)(cid:4) 1(cid:4) (cid:22)(cid:4)(cid:12)(cid:5)(cid:18)(cid:4) (cid:8)(cid:21)(cid:30)(cid:30)(cid:10)(cid:3)(cid:2)(cid:8)(cid:7)(cid:18)(cid:9)(cid:11)(cid:4) (cid:18)(cid:21)(cid:4)
(cid:5)(cid:26)(cid:7)(cid:12)(cid:9)(cid:26)(cid:21)(cid:24)(cid:11)(cid:9)(cid:12)(cid:5)(cid:4) (cid:2)(cid:3)(cid:4) (cid:7)(cid:4) E(cid:7)(cid:3)(cid:10)(cid:7)(cid:12)(cid:25)(cid:4) 8&(cid:14)(cid:4) &(cid:15)(cid:15)F(cid:4) (cid:24)(cid:9)(cid:18)(cid:18)(cid:9)(cid:12)(cid:14)(cid:4) (cid:21)(cid:17)(cid:4) B(cid:11)(cid:21)(cid:2)(cid:3)(cid:28)(cid:4)
 (cid:26)(cid:7)(cid:18)(cid:4) (cid:2)(cid:5)(cid:4) (cid:24)(cid:9)(cid:28)(cid:7)(cid:24)(cid:14)(cid:4) (cid:9)(cid:18)(cid:26)(cid:2)(cid:8)(cid:7)(cid:24)(cid:14)(cid:4) (cid:30)(cid:21)(cid:12)(cid:7)(cid:24)(cid:4) (cid:7)(cid:3)(cid:11)(cid:4) (cid:26)(cid:21)(cid:3)(cid:9)(cid:5)(cid:18)G(cid:4) (cid:7)(cid:3)(cid:11)(cid:4) (cid:17)(cid:21)(cid:8)(cid:10)(cid:5)(cid:2)(cid:3)(cid:28)(cid:4)
(cid:21)(cid:3)(cid:4) (cid:21)(cid:10)(cid:12)(cid:4) (cid:28)(cid:21)(cid:7)(cid:24)(cid:5)(cid:14)(cid:4)  (cid:9)(cid:4) (cid:26)(cid:7)%(cid:9)(cid:4) (cid:5)(cid:21)(cid:24)%(cid:9)(cid:11)(cid:4) (cid:6)(cid:12)(cid:21)(cid:23)(cid:24)(cid:9)(cid:30)(cid:5)(cid:14)(cid:4) (cid:23)(cid:10)(cid:2)(cid:24)(cid:18)(cid:4) (cid:7)(cid:4) (cid:5)(cid:18)(cid:12)(cid:21)(cid:3)(cid:28)(cid:4)
(cid:7)(cid:3)(cid:11)(cid:4) (cid:18)(cid:7)(cid:24)(cid:9)(cid:3)(cid:18)(cid:9)(cid:11)(cid:4)  (cid:21)(cid:12)!(cid:17)(cid:21)(cid:12)(cid:8)(cid:9)(cid:4) (cid:7)(cid:3)(cid:11)(cid:4) (cid:23)(cid:10)(cid:2)(cid:24)(cid:18)(cid:4) (cid:12)(cid:9)(cid:24)(cid:7)(cid:18)(cid:2)(cid:21)(cid:3)(cid:5)(cid:26)(cid:2)(cid:6)(cid:5)(cid:4)  (cid:2)(cid:18)(cid:26)(cid:4)
(cid:5)(cid:26)(cid:7)(cid:12)(cid:9)(cid:26)(cid:21)(cid:24)(cid:11)(cid:9)(cid:12)(cid:5)(cid:14)(cid:4) (cid:8)(cid:7)(cid:6)(cid:2)(cid:18)(cid:7)(cid:24)(cid:4) (cid:5)(cid:21)(cid:10)(cid:12)(cid:8)(cid:9)(cid:5)(cid:14)(cid:4) (cid:24)(cid:21)(cid:8)(cid:7)(cid:24)(cid:4) (cid:7)(cid:3)(cid:11)(cid:4) (cid:8)(cid:21)(cid:30)(cid:30)(cid:10)(cid:3)(cid:2)(cid:18)(cid:25)(cid:4)

(cid:21)(cid:17)(cid:22)(cid:4)(cid:8)(cid:2)(cid:7)(cid:24)(cid:5)(cid:14)(cid:4)%(cid:9)(cid:3)(cid:11)(cid:21)(cid:12)(cid:5)(cid:14)(cid:4)(cid:7)(cid:3)(cid:11)(cid:4)(cid:30)(cid:21)(cid:5)(cid:18)(cid:4)(cid:2)(cid:30)(cid:6)(cid:21)(cid:12)(cid:18)(cid:7)(cid:3)(cid:18)(cid:24)(cid:25)(cid:4)(cid:21)(cid:10)(cid:12)(cid:4)(cid:18)(cid:9)(cid:3)(cid:7)(cid:3)(cid:18)(cid:5)(cid:4)(cid:7)(cid:3)(cid:11)(cid:4)
(cid:18)(cid:26)(cid:9)(cid:4)(cid:8)(cid:21)(cid:30)(cid:30)(cid:10)(cid:3)(cid:2)(cid:18)(cid:2)(cid:9)(cid:5)(cid:4)(cid:18)(cid:26)(cid:9)(cid:25)(cid:4)(cid:5)(cid:9)(cid:12)%(cid:9)(cid:19)(cid:4)(cid:4))(cid:9)(cid:4)(cid:23)(cid:9)(cid:24)(cid:2)(cid:9)%(cid:9)(cid:4)(cid:18)(cid:26)(cid:2)(cid:5)(cid:4)(cid:23)(cid:7)(cid:24)(cid:7)(cid:3)(cid:8)(cid:9)(cid:4)(cid:21)(cid:17)(cid:4)
(cid:6)(cid:7)(cid:5)(cid:5)(cid:2)(cid:21)(cid:3)(cid:14)(cid:4)(cid:7)(cid:11)(cid:26)(cid:9)(cid:12)(cid:9)(cid:3)(cid:8)(cid:9)(cid:4)(cid:18)(cid:21)(cid:4)(cid:8)(cid:21)(cid:12)(cid:9)(cid:4)(cid:6)(cid:12)(cid:2)(cid:3)(cid:8)(cid:2)(cid:6)(cid:24)(cid:9)(cid:5)(cid:14)(cid:4)(cid:7)(cid:4) (cid:9)(cid:24)(cid:24)5(cid:18)(cid:12)(cid:7)(cid:2)(cid:3)(cid:9)(cid:11)(cid:4)(cid:7)(cid:3)(cid:11)(cid:4)
(cid:18)(cid:7)(cid:24)(cid:9)(cid:3)(cid:18)(cid:9)(cid:11)(cid:4)  (cid:21)(cid:12)!(cid:17)(cid:21)(cid:12)(cid:8)(cid:9)(cid:4) (cid:7)(cid:3)(cid:11)(cid:4) (cid:5)(cid:21)(cid:24)(cid:2)(cid:11)(cid:4) (cid:5)(cid:18)(cid:12)(cid:7)(cid:18)(cid:9)(cid:28)(cid:2)(cid:8)(cid:4) (cid:6)(cid:7)(cid:12)(cid:18)(cid:3)(cid:9)(cid:12)(cid:5)(cid:26)(cid:2)(cid:6)(cid:5)(cid:4) (cid:2)(cid:5)(cid:4) (cid:7)(cid:4)
 (cid:9)(cid:24)(cid:24)(cid:4)(cid:6)(cid:12)(cid:21)%(cid:9)(cid:3)(cid:4)(cid:17)(cid:21)(cid:12)(cid:30)(cid:10)(cid:24)(cid:7)(cid:4)(cid:17)(cid:21)(cid:12)(cid:4)(cid:5)(cid:10)(cid:8)(cid:8)(cid:9)(cid:5)(cid:5)(cid:19)(cid:4)

Summary Goals - 2014 Five-Year Strategic Plan

?(cid:10)(cid:12)(cid:2)(cid:3)(cid:28)(cid:4) (cid:18)(cid:26)(cid:9)(cid:4) (cid:3)(cid:9)#(cid:18)(cid:4) (cid:22)(cid:4)%(cid:9)(cid:4) (cid:25)(cid:9)(cid:7)(cid:12)(cid:5)(cid:14)(cid:4) (cid:21)(cid:10)(cid:12)(cid:4) (cid:8)(cid:10)(cid:24)(cid:18)(cid:10)(cid:12)(cid:9)(cid:4)  (cid:2)(cid:24)(cid:24)(cid:4) (cid:8)(cid:21)(cid:3)(cid:18)(cid:2)(cid:3)(cid:10)(cid:9)(cid:4) (cid:18)(cid:21)(cid:4)
(cid:11)(cid:9)%(cid:9)(cid:24)(cid:21)(cid:6)(cid:4)(cid:7)(cid:5)(cid:4) (cid:9)(cid:4)(cid:6)(cid:24)(cid:7)(cid:8)(cid:9)(cid:4)(cid:21)(cid:10)(cid:12)(cid:4) (cid:21)(cid:12)!(cid:4)(cid:2)(cid:3)(cid:4)(cid:18)(cid:26)(cid:9)(cid:4)(cid:20)(cid:21)(cid:12)(cid:11)H(cid:5)(cid:4)(cid:26)(cid:7)(cid:3)(cid:11)(cid:5)(cid:4)(cid:7)(cid:3)(cid:11)(cid:4)(cid:5)(cid:9)(cid:12)%(cid:9)(cid:4)
’(cid:2)(cid:30)(cid:4) (cid:2)(cid:3)(cid:4) (cid:28)(cid:12)(cid:21) (cid:2)(cid:3)(cid:28)(cid:4) )(cid:26)(cid:2)(cid:18)(cid:9)(cid:5)(cid:18)(cid:21)(cid:3)(cid:9)(cid:4) ,.14H(cid:5)(cid:4) (cid:10)(cid:3)(cid:2)(cid:16)(cid:10)(cid:9)(cid:4) A(cid:21)(cid:30)(cid:30)(cid:10)(cid:3)(cid:2)(cid:18)(cid:25)(cid:4)
A(cid:9)(cid:3)(cid:18)(cid:9)(cid:12)(cid:9)(cid:11)(cid:4) <(cid:12)(cid:21)(cid:6)(cid:9)(cid:12)(cid:18)(cid:25)(cid:4) (cid:23)(cid:10)(cid:5)(cid:2)(cid:3)(cid:9)(cid:5)(cid:5)(cid:4) (cid:30)(cid:21)(cid:11)(cid:9)(cid:24)(cid:19)(cid:4) (cid:4) )(cid:9)(cid:4)  (cid:2)(cid:24)(cid:24)(cid:4) (cid:7)(cid:11)(cid:26)(cid:9)(cid:12)(cid:9)(cid:4) (cid:18)(cid:21)(cid:4)
(cid:21)(cid:10)(cid:12)(cid:4)(cid:8)(cid:21)(cid:12)(cid:9)(cid:4)(cid:6)(cid:12)(cid:2)(cid:3)(cid:8)(cid:2)(cid:6)(cid:24)(cid:9)(cid:5)(cid:4)(cid:7)(cid:3)(cid:11)(cid:4)(cid:17)(cid:21)(cid:8)(cid:10)(cid:5)(cid:4)(cid:21)(cid:3)(cid:4)(cid:23)(cid:9)(cid:2)(cid:3)(cid:28)(cid:4)(cid:5)(cid:9)(cid:12)%(cid:7)(cid:3)(cid:18)(cid:5)((cid:4)(cid:4)(cid:18)(cid:21)(cid:4)(cid:21)(cid:10)(cid:12)(cid:4)
(cid:5)(cid:26)(cid:7)(cid:12)(cid:9)(cid:26)(cid:21)(cid:24)(cid:11)(cid:9)(cid:12)(cid:5)(cid:14)(cid:4)(cid:7)(cid:5)(cid:5)(cid:21)(cid:8)(cid:2)(cid:7)(cid:18)(cid:9)(cid:5)(cid:14)(cid:4)(cid:18)(cid:9)(cid:3)(cid:7)(cid:3)(cid:18)(cid:5)(cid:4)(cid:7)(cid:3)(cid:11)(cid:4)(cid:8)(cid:21)(cid:30)(cid:30)(cid:10)(cid:3)(cid:2)(cid:18)(cid:2)(cid:9)(cid:5)(cid:19)(cid:4)(cid:4))(cid:9)(cid:4)
 (cid:2)(cid:24)(cid:24)(cid:4) (cid:8)(cid:21)(cid:3)(cid:18)(cid:2)(cid:3)(cid:10)(cid:9)(cid:4) (cid:18)(cid:21)(cid:4) (cid:6)(cid:12)(cid:21)%(cid:2)(cid:11)(cid:9)(cid:4) (cid:7)(cid:4) (cid:5)(cid:10)(cid:6)(cid:9)(cid:12)(cid:2)(cid:21)(cid:12)(cid:4) (cid:24)(cid:9)%(cid:9)(cid:24)(cid:4) (cid:21)(cid:17)(cid:4) (cid:5)(cid:9)(cid:12)%(cid:2)(cid:8)(cid:9)(cid:4) (cid:7)(cid:3)(cid:11)(cid:4)
%(cid:7)(cid:24)(cid:10)(cid:9)(cid:4)(cid:18)(cid:21)(cid:4)(cid:21)(cid:10)(cid:12)(cid:4)(cid:8)(cid:10)(cid:5)(cid:18)(cid:21)(cid:30)(cid:9)(cid:12)(cid:5)(cid:14)(cid:4)(cid:21)(cid:10)(cid:12)(cid:4)(cid:18)(cid:9)(cid:3)(cid:7)(cid:3)(cid:18)(cid:5)(cid:14)(cid:4)(cid:7)(cid:3)(cid:11)(cid:4)(cid:26)(cid:7)%(cid:9)(cid:4)(cid:7)(cid:4)(cid:6)(cid:21)(cid:5)(cid:2)(cid:18)(cid:2)%(cid:9)(cid:4)
(cid:2)(cid:30)(cid:6)(cid:7)(cid:8)(cid:18)(cid:4) (cid:21)(cid:3)(cid:4) (cid:18)(cid:26)(cid:9)(cid:4) (cid:8)(cid:21)(cid:30)(cid:30)(cid:10)(cid:3)(cid:2)(cid:18)(cid:2)(cid:9)(cid:5)(cid:4) (cid:2)(cid:3)(cid:4)  (cid:26)(cid:2)(cid:8)(cid:26)(cid:4)  (cid:9)(cid:4) (cid:11)(cid:21)(cid:4) (cid:23)(cid:10)(cid:5)(cid:2)(cid:3)(cid:9)(cid:5)(cid:5)(cid:19)(cid:4)
2(cid:21)(cid:5)(cid:18)(cid:4) (cid:2)(cid:30)(cid:6)(cid:21)(cid:12)(cid:18)(cid:7)(cid:3)(cid:18)(cid:24)(cid:25)(cid:14)(cid:4)  (cid:9)(cid:4)  (cid:2)(cid:24)(cid:24)(cid:4) (cid:8)(cid:21)(cid:3)(cid:18)(cid:2)(cid:3)(cid:10)(cid:9)(cid:4) (cid:18)(cid:21)(cid:4) (cid:2)(cid:3)(cid:3)(cid:21)%(cid:7)(cid:18)(cid:9)(cid:4) (cid:7)(cid:3)(cid:11)(cid:4) (cid:23)(cid:9)(cid:4)
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PROVIDENCE • HOUSTON, TX     

(cid:2)  A dividend to FFO Core ratio below 85%; and

A Look Ahead to 2014

(cid:2)  A  share  price  FFO  multiple  in  the  top  50%  of  the 

retail segment of the industry.

Dividend Philosophy

M(cid:5)(cid:4) (cid:16)(cid:24)(cid:7)(cid:4) V(cid:3)(cid:18)(cid:7)(cid:24)(cid:6)(cid:7)(cid:19)(cid:4) (cid:29)(cid:30)(cid:31)<(cid:4) ?(cid:16)(cid:6)(cid:7)(cid:21)(cid:4) (cid:16)(cid:27)(cid:4) Q(cid:7)(cid:24)(cid:9)(cid:5)(cid:3)(cid:3)(cid:9)(cid:4) (cid:25)(cid:3)(cid:3)(cid:5)(cid:12)(cid:14)(cid:8)(cid:17)(cid:4) &(cid:3)(cid:4)
voted to continue paying our quarterly dividend at $0.285 
per share, the same rate as the previous 15 quarters. We 
based this decision on several factors: 

(cid:2)(cid:4) (cid:23)(cid:24)(cid:7)(cid:4) (cid:16)(cid:10)(cid:3)(cid:7)(cid:6)(cid:5)(cid:12)(cid:14)(cid:8)(cid:4) (cid:11)(cid:6)(cid:9)(cid:20)(cid:4) *(cid:4)(cid:16)&(cid:4) (cid:12)(cid:9)(cid:4) (cid:9)(cid:5)(cid:7)(cid:16)(cid:14)(cid:8)(cid:4) (cid:6)(cid:14)(cid:21)(cid:4) (cid:11)(cid:16)(cid:14)(cid:5)(cid:12)(cid:14)(cid:24)(cid:3)(cid:9)(cid:4) (cid:5)(cid:16)(cid:4)

grow on a per share basis; 

(cid:2)  The  capital  improvement  requirements  related  to 
a  “value  add”  business  model  are  being  provided 
(cid:5)(cid:20)(cid:7)(cid:16)(cid:24)(cid:8)(cid:20)(cid:4) (cid:21)(cid:3)(cid:18)(cid:5)(cid:4) (cid:7)(cid:3)"(cid:13)(cid:4)(cid:14)(cid:6)(cid:14)(cid:11)(cid:12)(cid:14)(cid:8)(cid:9)(cid:4) (cid:6)(cid:14)(cid:21)(cid:4) (cid:16)(cid:24)(cid:7)(cid:4) (cid:24)(cid:14)(cid:9)(cid:3)(cid:11)(cid:24)(cid:7)(cid:3)(cid:21)(cid:4)
revolving credit facility from the increase in the value 
of our properties; 

(cid:2)  Our properties have considerable upside, which we 
refer to as “intrinsic value,” that is being extracted as 
we redevelop, reposition and move in new tenants; 
and 

(cid:2)  Shareholders  who  invest  in  a  “value-add”  business 
should  be  rewarded  while  they  are  waiting  for  the 
intrinsic value to be harvested.

Progress Toward Dividend Coverage

(cid:2)(cid:3)(cid:4) &(cid:12)(cid:15)(cid:15)(cid:4) (cid:18)(cid:3)(cid:8)(cid:12)(cid:14)(cid:4) (cid:16)(cid:24)(cid:7)(cid:4) (cid:13)(cid:4)(cid:7)(cid:9)(cid:5)(cid:4) (cid:21)(cid:3)(cid:28)(cid:3)(cid:15)(cid:16)(cid:10)(cid:25)(cid:3)(cid:14)(cid:5)(cid:4) (cid:10)(cid:7)(cid:16)(cid:10)(cid:3)(cid:7)(cid:5)(cid:19)(cid:4) (cid:12)(cid:14)(cid:4) (cid:29)(cid:30)(cid:31)<(cid:4)
and  expect  to  start  construction  late  in  the  year.  Our 
philosophy related to development in a public company 
is that total assets under development should not exceed 
20% of balance sheet assets.  We also will recycle capital 
through the disposition of a few properties and complete 
the alignment of our management team for growth.  We 
expect  to  continue  acquiring  properties  in  our  current 
states  that  are  underserved  areas,  including  Asian  and 
Hispanic markets, with the vertical integration of all of the 
leasing, property management, construction, information 
technology,  product  development/marketing,  investor 
relations, and capital market functions in-house. 

We expect healthy competition as we execute our business 
plan  and  we  continue  to  prepare  for  any  blind  corners 
ahead,  delivering  our  uncompromised  commitment  to 
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guidance  in  2014  and  expect  this  to  be  well  received 
by  our  institutional  base  of  shareholders,  which  we  will 
cultivate  and  grow  over  the  coming  years.  We  believe 
in time, the market will learn and appreciate our value-
add  growth  strategy,  and  reward  our  shareholders  with 
an  industry  leading  multiple  in  our  peer  group.    In  the 
meantime, we plan to remain focused on our real estate 
business and pay our shareholders a strong dividend for 
their patience and loyalty. 

I would like to thank our shareholders for the continued 
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years.  I  am  excited  and  feel  privileged  to  execute  and 
steward our 2014 to 2018 Whitestone REIT strategic plan.

Sincerely,

(cid:135)(cid:6)(cid:25)(cid:3)(cid:9)(cid:4)Z(cid:22)(cid:4)+(cid:6)(cid:9)(cid:5)(cid:6)(cid:14)(cid:21)(cid:7)(cid:3)(cid:6)
Z(cid:20)(cid:6)(cid:12)(cid:7)(cid:25)(cid:6)(cid:14)(cid:4)(cid:6)(cid:14)(cid:21)(cid:4)Z(cid:20)(cid:12)(cid:3)(cid:27)(cid:4)(cid:136)(cid:26)(cid:3)(cid:11)(cid:24)(cid:5)(cid:12)(cid:28)(cid:3)(cid:4)(cid:23)(cid:27)(cid:13)(cid:4)(cid:11)(cid:3)(cid:7)

NEW DEVELOPMENT     DANA PARK AT VILLAGE SQUARE • MESA, AZ

MARKET STREET AT DC RANCH • SCOTTSDALE, AZ

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
____________________________________

FORM 10-K

(Mark One)

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2013 

OR

For the transition period from ____________ to ____________

Commission File Number: 001-34855
______________________________

WHITESTONE REIT
(Exact Name of Registrant as Specified in Its Charter)

Maryland

(State or Other Jurisdiction of Incorporation or

Organization)

2600 South Gessner, Suite 500, Houston, Texas

(Address of Principal Executive Offices)

76-0594970

(I.R.S. Employer

Identification No.)

77063

(Zip Code)

Registrant's telephone number, including area code: (713) 827-9595

Securities registered pursuant to Section 12(b) of the Act:

Common Shares of Beneficial Interest, par value $0.001 per share

New York Stock Exchange

Title of each class

Name of each exchange on which registered

Securities registered pursuant to Section 12(g) of the Act: 

None 

(Title of Class)

   Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.       Yes 

   Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.   Yes 

No 

No 

   Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 
during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing 
requirements for the past 90 days. Yes 

No 

   Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to 
be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the 
registrant was required to submit and post such files).    Yes 

No 

   Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405) is not contained herein, and will not be 
contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any 
amendment to this Form 10-K. 

   Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the 
definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):
   Large accelerated filer  

Smaller reporting company  

Accelerated filer  

Non-accelerated filer  
(Do not check if a smaller reporting company)

   Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes 

  No 

The aggregate market value of the common shares held by nonaffiliates of the registrant as of June 28, 2013 (the last business day of the registrant's most 
recently completed second fiscal quarter) was $266,317,350.

As of February 26, 2014, the registrant had 21,956,290 common shares of beneficial interest, $0.001 par value per share, outstanding.

DOCUMENTS INCORPORATED BY REFERENCE: We incorporate by reference in Part III of this Annual Report on Form 10-K portions of our definitive 
proxy statement for our 2014 Annual Meeting of Shareholders, which proxy statement will be filed no later than 120 days after the end of our fiscal year ended 
December 31, 2013.  

WHITESTONE REIT 
FORM 10-K
Year Ended December 31, 2013 

PART I 

Item 1.
Item 1A.
Item 1B. 
Item 2.   
Item 3.    
Item 4.       

Business.
Risk Factors.
Unresolved Staff Comments.
Properties.
Legal Proceedings.
Mine Safety Disclosures.

PART II

Item 5.  

Item 6.
Item 7. 
Item 7A.   
Item 8.    
Item 9.       
Item 9A.  
Item 9B. 

PART III 

Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity 
Securities.
Selected Financial Data.
Management’s Discussion and Analysis of Financial Condition and Results of Operations.
Quantitative and Qualitative Disclosures About Market Risk.
Financial Statements and Supplementary Data.
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.
Controls and Procedures.
Other Information.

Item 10.  
Item 11.
Item 12. 
Item 13.   
Item 14.    

Trustees, Executive Officers and Corporate Governance.
Executive Compensation.
Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters.
Certain Relationships and Related Transactions, and Director Independence.
Principal Accountant Fees and Services.

PART IV

Item 15.  

Exhibits and Financial Statement Schedules.

SIGNATURES.

Page

1
5
19
19
25
26

27
30
32
54
54
54
54
55

56
56
56
56
56

57

58

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Unless the context otherwise requires, all references in this report to the “Company,” “we,” “us” or “our” are to Whitestone 
REIT and its consolidated subsidiaries.

Forward-Looking Statements

The following discussion should be read in conjunction with our audited consolidated financial statements and the notes 

thereto in this Annual Report on Form 10-K. 

This Annual Report on Form 10-K contains forward-looking statements within the meaning of the federal securities 

laws, including discussion and analysis of our financial condition, anticipated capital expenditures required to complete 
projects, amounts of anticipated cash distributions to our shareholders in the future and other matters.  These forward-looking 
statements are not historical facts but are the intent, belief or current expectations of our management based on its knowledge 
and understanding of our business and industry.  Forward-looking statements are typically identified by the use of terms such as 
“may,” “will,” “should,” “potential,” “predicts,” “anticipates,” “expects,” “intends,” “plans,” “believes,” “seeks,” “estimates” 
or the negative of such terms and variations of these words and similar expressions, although not all forward-looking 
statements include these words.  These statements are not guarantees of future performance and are subject to risks, 
uncertainties and other factors, some of which are beyond our control, are difficult to predict and could cause actual results to 
differ materially from those expressed or forecasted in the forward-looking statements.

Forward-looking statements that were true at the time made may ultimately prove to be incorrect or false.  You are 

cautioned not to place undue reliance on forward-looking statements, which reflect our management’s view only as of the date 
of this Annual Report on Form 10-K.  While we may elect to update forward-looking statements at some point in the future, we 
specifically disclaim any obligation to do so, even if our expectations change or unanticipated events occur.  Factors that could 
cause actual results to differ materially from any forward-looking statements made in this Annual Report on Form 10-K 
include:

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

the imposition of federal taxes if we fail to qualify as a real estate investment trust ("REIT") in any taxable year or forego 
an opportunity to ensure REIT status;

uncertainties related to the national economy, the real estate industry in general and in our specific markets;

legislative or regulatory changes, including changes to laws governing REITs;

adverse economic or real estate developments or conditions in Texas, Arizona or Illinois;

increases in interest rates and operating costs;

availability and terms of capital and financing, both to fund our operations and to refinance our indebtedness as it matures;

decreases in rental rates or increases in vacancy rates;

litigation risks;

lease-up risks, including leasing risks arising from exclusivity and consent provisions in leases with significant tenants;

our inability to renew tenants or obtain new tenants upon the expiration of existing leases;

our inability to generate sufficient cash flows due to market conditions, competition, uninsured losses, changes in tax or 
other applicable laws; and

• 

the need to fund tenant improvements or other capital expenditures out of operating cash flow.

The forward-looking statements should be read in light of these factors and the factors identified in the “Risk Factors” 

section of this Annual Report on Form 10-K.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Item 1.  Business.

General

PART I

We are a Maryland Real Estate Investment Trust ("REIT") engaged in owning and operating commercial properties in 

culturally diverse markets in major metropolitan areas. Founded in 1998, we changed our state of organization from Texas to 
Maryland in December 2003.  We have elected to be taxed as a REIT under the Internal Revenue Code of 1986, as amended 
(the “Code”).

We are internally managed and, as of  December 31, 2013, we owned a real estate portfolio of 60 properties containing 

approximately 5.0 million square feet of gross leasable area, located in Texas, Arizona and Illinois.  Our property portfolio has 
a gross book value of approximately $546 million and book equity, including noncontrolling interests, of approximately $221 
million as of December 31, 2013.

Our common shares of beneficial interest, par value $0.001 per share, are traded on the New York Stock Exchange 

(the "NYSE") under the ticker symbol "WSR."  Our offices are located at 2600 South Gessner, Suite 500, Houston, Texas 
77063.  Our telephone number is (713) 827-9595 and we maintain a website at www.whitestonereit.com.  The contents of our 
website are not incorporated into this filing.

Our Strategy

In October 2006, our current management team joined the company and adopted a strategic plan to acquire, redevelop, 

own and operate Community Centered Properties. We define Community Centered Properties as visibly located properties in 
established or developing culturally diverse neighborhoods in our target markets.  We market, lease and manage our centers to 
match tenants with the shared needs of the surrounding neighborhood.  We have a diversified tenant base concentrated on 
service offerings including medical, educational, casual dining and convenience services.  Our goal is for each property to 
become a Whitestone-branded business center or retail community that serves a neighboring five-mile radius around our 
property.  We employ and develop a diverse group of associates who understand the needs of our multicultural communities 
and tenants.

Our primary business objective is to increase shareholder value by acquiring, owning and operating Community 

Centered Properties. The key elements of our strategy include:

• 

Strategically Acquiring Properties.

Seeking High Growth Markets.  We seek to strategically acquire commercial properties in high-growth 
markets.  Our acquisition targets are located in densely populated, culturally diverse neighborhoods, 
primarily in and around Phoenix, Chicago, Dallas, San Antonio and Houston.

Diversifying Geographically.  Our current portfolio is concentrated in Houston and Phoenix.  We believe that 
continued geographic diversification in markets where we have substantial knowledge and experience will 
help offset the economic risk from a single market concentration.  We intend to continue to focus our 
expansion efforts on the Phoenix, Chicago, Dallas and San Antonio markets.  We believe our management 
infrastructure and capacity can accommodate substantial growth in those markets.  We may also pursue 
opportunities in other Southwestern and Western regions that are consistent with our Community Centered 
Property strategy.

Capitalizing on Availability of Distressed Assets.  We believe that currently and during the next several years 
there will continue to be excellent opportunities in our target markets to acquire quality properties at 
historically attractive prices.  We intend to acquire distressed assets directly from owners or financial 
institutions holding foreclosed real estate and debt instruments that are either in default or on bank watch 
lists.  Many of these assets may benefit from our corporate strategy and our management team’s experience in 
turning around distressed properties, portfolios and companies.  We have extensive relationships with 
community banks, attorneys, title companies, and others in the real estate industry with whom we regularly 
work to identify properties for potential acquisition.

1

 
 
 
 
 
 
 
 
 
•  Redeveloping and Re-tenanting Existing Properties.  We “turn around” properties and seek to add value through 

renovating and re-tenanting our properties to create Whitestone-branded Community Centered Properties.  We seek to 
accomplish this by (1) stabilizing occupancy, with per property occupancy goals of 90% or higher; (2) adding leasable 
square footage to existing structures; (3) developing and building on excess land; (4) upgrading and renovating 
existing structures; and (5) investing significant effort in recruiting tenants whose goods and services meet the needs 
of the surrounding neighborhood.

•  Recycling Capital for Greater Returns.  We seek to continually upgrade our portfolio by opportunistically selling 

properties that do not have the potential to meet our Community Centered Property strategy and redeploying the sale 
proceeds into properties that better fit our strategy.  Some of our properties that were acquired prior to the tenure of 
our current management team may not fit our Community Centered Property strategy, and we may look for 
opportunities to dispose of these properties as we continue to execute our strategy. 

•  Prudent Management of Capital Structure.  We currently have 41 properties that are not mortgaged.  We may seek to 

add mortgage indebtedness to existing and newly acquired unencumbered properties to provide additional capital for 
acquisitions.  As a general policy, we intend to maintain a ratio of total indebtedness to undepreciated book value of 
real estate assets that is less than 60%.  As of December 31, 2013, our ratio of total indebtedness to undepreciated 
book value of real estate assets was 48%.

• 

Investing in People.  We believe that our people are the heart of our culture, philosophy and strategy.  We continually 
focus on developing associates who are self-disciplined and motivated and display at all times a high degree of 
character and competence.  We provide them with equity incentives to align their interests with those of our 
shareholders.

Our Structure

Substantially all of our business is conducted through Whitestone REIT Operating Partnership, L.P., a Delaware 

limited partnership organized in 1998 (the “Operating Partnership”).  We are the sole general partner of the Operating 
Partnership.  As of December 31, 2013, we owned a 97.5% interest in the Operating Partnership.

As of December 31, 2013, we owned a real estate portfolio consisting of 60 properties located in three states.  As of 

December 31, 2013 and 2012, our Operating Portfolio Occupancy Rate was 88% and 87%, respectively, based on gross 
leasable area.  We define Operating Portfolio Occupancy Rate as physical occupancy on all properties, excluding (i) new 
acquisitions, through the earlier of attainment of 90% occupancy or 18 months of ownership, and (ii) properties that are 
undergoing significant redeveloping or re-tenanting.

We take a very hands-on approach to ownership, and directly manage the operations and leasing of our 
properties.  Substantially all of our revenues consist of base rents received under varying term leases.  For the year ended 
December 31, 2013, our total revenues were approximately $62.1 million.  Approximately 60% of our existing leases contain 
“step up” rental clauses that provide for increases in the base rental payments.

As of December 31, 2013, we had two properties that when combined, accounted for more than 10% of total gross 

revenue and real estate assets.  Uptown Tower is an office building located in Dallas, Texas that accounted for 5.9% of our total 
revenue for the year ended December 31, 2013.  Uptown Tower also accounted for  3.3% of our real estate assets, net of 
accumulated depreciation, for the year ended December 31, 2013.  Village Square at Dana Park ("Dana Park"), a retail 
community purchased on September 21, 2012 and located in the Mesa submarket of Phoenix, Arizona, accounted for 9.2% of 
our total revenue for the year ended December 31, 2013.  Dana Park also accounted for 9.5% of our real estate assets, net of 
accumulated depreciation, for the year ended December 31, 2013.  Of our 60 properties, 31 are located in the Houston, Texas 
metropolitan area.

Economic Factors

The recent challenging economic conditions continue to negatively impact the volume of real estate transactions, 

occupancy levels, tenants’ ability to pay rent and cap rates.  Each of these factors could negatively impact the value of public 
real estate companies, including ours.  However, the majority of our retail properties are located in densely populated 
metropolitan areas and are occupied by tenants that generally provide basic necessity-type items and services which have 
tended to be less affected by economic changes.  Furthermore, our portfolio is primarily positioned in metropolitan areas in 
Texas that have been impacted less by the economic slowdown compared to other metropolitan areas.

2

 
 
 
 
 
 
 
Competition

All of our properties are located in areas that include competing properties.  The amount of competition in a particular 
area could impact our ability to acquire additional real estate, sell current real estate, lease space and the amount of rent we are 
able to charge.  We may be competing with owners, developers and operators, including, but not limited to, real estate 
investors, other REITs, insurance companies and pension funds.

Should we decide to dispose of a property, we may compete with third-party sellers of similar types of commercial 

properties for suitable purchasers, which may result in our receiving lower net proceeds from a sale or in our not being able to 
dispose of such property at a time of our choosing due to the lack of an acceptable return.  In operating and managing our 
properties, we compete for tenants based upon a number of factors including, but not limited to, location, rental rates, security, 
flexibility, expertise to design space to meet prospective tenants' needs and the manner in which the property is operated, 
maintained and marketed. We may be required to provide rent concessions, incur charges for tenant improvements and other 
inducements, or we may not be able to timely lease vacant space, all of which could adversely impact our results of operations. 

Many of our competitors have greater financial and other resources than us and also may have more operating 

experience. Generally, there are other neighborhood and community retail centers within relatively close proximity to each of 
our properties. There is, however, no dominant competitor in the Houston, Dallas, San Antonio, Phoenix or Chicago 
metropolitan areas. Our retail tenants also face increasing competition from outlet malls, internet retailers, catalog companies, 
direct mail and telemarketing. 

Compliance with Governmental Regulations

Under various federal and state environmental laws and regulations, as an owner or operator of real estate, we may be 
required to investigate and clean up certain hazardous or toxic substances, asbestos-containing materials, or petroleum product 
releases at our properties.  We may also be held liable to a governmental entity or to third parties for property damage and for 
investigation and cleanup costs incurred by those parties in connection with any such contamination.  In addition, some 
environmental laws create a lien on a contaminated site in favor of the government for damages and costs the government 
incurs in connection with contamination on the site.  The presence of contamination or the failure to remediate contaminations 
at any of our properties may adversely affect our ability to sell or lease the properties or to borrow using the properties as 
collateral.  We could also be liable under common law to third parties for damages and injuries resulting from environmental 
contamination coming from our properties.

We will not purchase any property unless we are generally satisfied with the environmental status of the property.  We 

may obtain a Phase I environmental site assessment, which includes a visual survey of the building and the property in an 
attempt to identify areas of potential environmental concerns, visually observing neighboring properties to assess surface 
conditions or activities that may have an adverse environmental impact on the property, and contacting local governmental 
agency personnel and performing a regulatory agency file search in an attempt to determine any known environmental concerns 
in the immediate vicinity of the property.  A Phase I environmental site assessment does not generally include any sampling or 
testing of soil, groundwater or building materials from the property.

We believe that our properties are in compliance in all material respects with all applicable federal, state and local 
laws and regulations regarding the handling, discharge and emission of hazardous or toxic substances.  Because release of 
chlorinated solvents can occur as a result of dry cleaning operations, we participate in the Texas Commission on Environmental 
Quality Dry Cleaner Remediation Program ("DCRP") with respect to four of our properties that currently or previously had a 
dry cleaning facility as a tenant.  The DCRP administers the Dry Cleaning Remediation fund to assist with remediation of 
contamination caused by dry cleaning solvents.  

We have not been notified by any governmental authority, and are not otherwise aware of any material noncompliance, 

liability or claim relating to hazardous or toxic substances in connection with any of our present or former properties.  
Nevertheless, it is possible that the environmental assessments conducted thus far and currently available to us do not reveal all 
potential environmental liabilities.  It is also possible that subsequent investigations will identify material contamination or 
other adverse conditions, that adverse environmental conditions have arisen subsequent to the performance of the 
environmental assessments, or that there are material environmental liabilities of which management is unaware.

3

 
 
 
 
 
Under the Americans with Disabilities Act ("ADA"), all places of public accommodation are required to meet certain 

federal requirements related to access and use by disabled persons.  Our properties must comply with the ADA to the extent 
that they are considered “public accommodations” as defined by the ADA.  The ADA may require removal of structural barriers 
to access by persons with disabilities in public areas of our properties where such removal is readily achievable.  We believe 
that our properties are in substantial compliance with the ADA and that we will not be required to make substantial capital 
expenditures to address the requirements of the ADA.  In addition, we will continue to assess our compliance with the ADA and 
to make alterations to our properties as required.

Employees

As of December 31, 2013, we had 68 employees.

Materials Available on Our Website

Copies of our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and 

amendments to those reports, as well as Reports on Forms 3, 4 and 5 regarding our officers, trustees or 10% beneficial owners, 
filed or furnished pursuant to Section 13(a), 15(d) or 16(a) of the Securities Exchange Act of 1934 (the “Exchange Act”) are 
available free of charge through our website (www.whitestonereit.com) as soon as reasonably practicable after we 
electronically file the material with, or furnish it to, the Securities and Exchange Commission (“SEC”).  We have also made 
available on our website copies of our Audit Committee Charter, Compensation Committee Charter, Nominating and 
Governance Committee Charter, Insider Trading Compliance Policy, and Code of Business Conduct and Ethics Policy.  In the 
event of any changes to these charters, the code or guidelines, revised copies will also be made available on our website.  You 
may also read and copy any materials we file with the SEC at the SEC’s Public Reference Room at 100 F Street, NE, 
Washington, D.C. 20549.  Information on the operation of the Public Reference Room may be obtained by calling the SEC at 
1-800-SEC-0330.  The SEC also maintains an internet site that contains reports, proxy and information statements, and other 
information regarding issuers that file electronically with the SEC as we do.  The website address is http://www.sec.gov.  
Materials on our website are not part of our Annual Report on Form 10-K.  The contents of these websites are not incorporated 
into this filing.

Financial Information

Additional financial information related to the Company is included in Item 8 “Financial Statements and 

Supplementary Data.”

4

 
 
 
Table of Contents

Item 1A.  Risk Factors.

In addition to the other information contained in this Annual Report on Form 10-K, the following risk factors should 
be considered carefully in evaluating our business.  Our business, financial condition, results of operations or the trading price 
of our common shares could be materially adversely affected by any of these risks.  Please note that additional risks not 
presently known to us or which we currently consider immaterial may also impair our business and operations.

Risks Associated with Real Estate

Recent market disruptions may significantly and adversely affect our financial condition and results of operations.

The U.S. economy is still experiencing weakness from recent economic conditions, which resulted in increased 

unemployment, weakening of tenant financial condition, large-scale business failures and tight credit markets.  Our results of 
operations may be sensitive to changes in overall economic conditions that impact tenants of our properties or tenant leasing 
practices.  Adverse economic conditions affecting tenant income, such as employment levels, business conditions, interest rates, 
tax rates, fuel and energy costs and other matters, could reduce overall tenant leasing or cause tenants to shift their leasing 
practices.  In addition, periods of economic slowdown or recession, rising interest rates or declining demand for real estate, or 
the public perception that any of these events may occur, could result in a general decline in rents or an increased incidence of 
defaults under existing leases.  Although the U.S. economy appears to have emerged from the worst aspects of the recent 
recession, high levels of unemployment have persisted, and rental rates and valuations for retail space have not fully recovered 
to pre-recession levels and may not for a number of years.  At this time, it is difficult to determine the breadth and duration of 
the impact of the economic and financial market problems and the many ways in which they could affect our tenants and our 
business in general.  A general reduction in consumer spending and the level of tenant leasing could adversely affect our ability 
to maintain our current tenants and gain new tenants, affecting our growth and profitability.   Accordingly, continuation or 
further worsening of these difficult financial and macroeconomic conditions could have a significant adverse effect on our cash 
flows, profitability, results of operations and the trading price of our common shares.

Real estate property investments are illiquid due to a variety of factors and therefore we may not be able to dispose of 
properties when appropriate or on favorable terms.

Our strategy includes opportunistically selling properties that do not have the potential to meet our Community 
Centered Property strategy.  However, real estate property investments generally cannot be disposed of quickly.  In addition, the 
Code imposes certain restrictions on the ability of a REIT to dispose of properties that are not applicable to other types of real 
estate companies.  Therefore, we may not be able to vary our portfolio in response to economic or other conditions promptly or 
on favorable terms, which could cause us to incur extended losses, reduce our cash flows and adversely affect distributions to 
shareholders.

We cannot predict whether we will be able to sell any property for the price or on the terms set by us or whether any 
price or other terms offered by a prospective purchaser would be acceptable to us.  We also cannot predict the length of time 
needed to find a willing purchaser and to close the sale of a property.  To the extent we are unable to sell any properties for our 
book value, we may be required to take a non-cash impairment charge or loss on the sale, either of which would reduce our net 
income.

We may be required to expend funds and time to correct defects or to make improvements before a property can be 
sold.  We cannot assure you that we will have funds available to correct those defects or to make those improvements, which 
may impede our ability to sell a property.  Further, we may agree to transfer restrictions that materially restrict us from selling a 
property for a period of time or impose other restrictions, such as a limitation on the amount of debt that can be placed or repaid 
on that property.  These transfer restrictions could impede our ability to sell a property even if we deem it necessary or 
appropriate.  These facts and any others that would further contribute to the illiquid character of real estate properties and 
impede our ability to respond to adverse changes in the performance of our properties may have a material adverse effect on 
our business, financial condition, results of operations, our ability to make distributions to our shareholders and the trading 
price of our common shares.

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Our business is dependent upon our tenants successfully operating their businesses, and their failure to do so could have a 
material adverse effect on our ability to successfully and profitably operate our business.

We depend on our tenants to operate their businesses in a manner which generates revenues sufficient to allow them to 

meet their obligations to us, including their obligations to pay rent, maintain certain insurance coverage, pay real estate taxes 
and maintain the properties in a manner so as not to jeopardize their operating licenses or regulatory status.  The ability of our 
tenants to fulfill their obligations under our leases may depend, in part, upon the overall profitability of their operations.  Cash 
flow generated by certain tenant businesses may not be sufficient for a tenant to meet its obligations to us.  Our financial 
position could be weakened and our ability to fulfill our obligations under our indebtedness could be limited if a number of our 
tenants were unable to meet their obligations to us or failed to renew or extend their relationship with us as their lease terms 
expire, or if we were unable to lease or re-lease our properties on economically favorable terms.  These adverse developments 
could arise due to a number of factors, including those described in the risk factors discussed in this Annual Report on Form 
10-K.

Turmoil in capital markets could adversely impact acquisition activities and pricing of real estate assets.

Volatility in capital markets could adversely affect acquisition activities by impacting certain factors, including the 

tightening of underwriting standards by lenders and credit rating agencies and the significant inventory of unsold collateralized 
mortgage backed securities in the market.  These factors directly affect a lender's ability to provide debt financing as well as 
increase the cost of available debt financing.  As a result, we may not be able to obtain favorable debt financing in the future or 
at all.  This may impair our ability to acquire properties or result in future acquisitions generating lower overall economic 
returns, which may adversely affect our results of operations and distributions to shareholders.  Furthermore, any turmoil in the 
capital markets could adversely impact the overall amount of capital available to invest in real estate, which may result in price 
or value decreases of real estate assets.

The value of investments in our common shares will be directly affected by general economic and regulatory factors we 
cannot control or predict.

Investments in real estate typically involve a high level of risk as the result of factors we cannot control or predict.  

One of the risks of investing in real estate is the possibility that our properties will not generate income sufficient to meet 
operating expenses or will generate income and capital appreciation, if any, at rates lower than those anticipated or available 
through investments in comparable real estate or other investments.  The following factors may affect income from properties 
and yields from investments in properties and are generally outside of our control:

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

conditions in financial markets;

over-building in our markets;

a reduction in rental income as the result of the inability to maintain occupancy levels;

adverse changes in applicable tax, real estate, environmental or zoning laws;

changes in general economic conditions or economic conditions in our markets;

a taking of any of our properties by eminent domain;

adverse local conditions (such as changes in real estate zoning laws that may reduce the desirability of real estate in the 
area);

acts of God, such as hurricanes, earthquakes or floods and other uninsured losses;

changes in supply of or demand for similar or competing properties in an area;

changes in interest rates and availability of permanent debt capital, which may render the sale of a property difficult or 
unattractive; and

• 

periods of high interest rates, inflation or tight money supply.

6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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Some or all of these factors may affect our properties, which could adversely affect our operations and ability to make 

distributions to shareholders.

We may face significant competition in our efforts to acquire financially distressed properties and debt.

Our acquisition strategy includes acquiring distressed commercial real estate, and we could face significant 
competition from other investors, REITs, hedge funds, private equity funds and other private real estate investors with greater 
financial resources and access to capital than us.  Therefore, we may not be able to compete successfully for investments. In 
addition, the number of entities and the amount of purchasers competing for suitable investments may increase, all of which 
could result in competition for accretive acquisition opportunities and adversely affect our business plan and our ability to 
maintain our current dividend rate.

All of our properties are subject to property taxes that may increase in the future, which could adversely affect our cash 
flow.

Our properties are subject to property taxes that may increase as property tax rates change and as the properties are 
assessed or reassessed by taxing authorities.  As the owner of the properties we are ultimately responsible for payment of the 
taxes to the government.  If property taxes increase, our tenants may be unable to make the required tax payments, ultimately 
requiring us to pay the taxes.  In addition, we will generally be responsible for property taxes related to any vacant space in our 
properties.

Our assets may be subject to impairment charges.

We periodically evaluate our real estate investments and other assets for impairment indicators.  The judgment 

regarding the existence of impairment indicators is based on factors such as market conditions, tenant performance and legal 
structure.  If we determine that a significant impairment has occurred, we would be required to make an adjustment to the net 
carrying value of the asset, which could have a material adverse effect on our results of operations and funds from operations in 
the period in which the write-off occurs.

Compliance or failure to comply with laws requiring access to our properties by disabled persons could result in substantial 
cost.

The ADA and other federal, state and local laws generally require public accommodations be made accessible to 

disabled persons.  Noncompliance could result in the imposition of fines by the government or the award of damages to private 
litigants.  These laws may require us to modify our existing properties.  These laws may also restrict renovations by requiring 
improved access to such buildings by disabled persons or may require us to add other structural features which increase our 
construction costs.  Legislation or regulations adopted in the future may impose further obligations or restrictions on us with 
respect to improved access by disabled persons.  We may incur unanticipated expenses that may be material to our financial 
condition or results of operations to comply with ADA and other federal, state and local laws, or in connection with lawsuits 
brought by private litigants.

We face intense competition, which may decrease, or prevent increases of, the occupancy and rental rates of our properties.

We compete with a number of developers, owners and operators of commercial real estate, many of whom own 

properties similar to ours in the same markets in which our properties are located.  If our competitors offer space at rental rates 
below current market rates, or below the rental rates we currently charge our tenants, we may lose existing or potential tenants 
and we may be pressured to reduce our rental rates below those we currently charge or to offer more substantial rent 
abatements, tenant improvements, early termination rights or below-market renewal options in order to retain tenants when our 
tenants' leases expire.  This competitive environment could have a material adverse effect on our ability to lease our properties 
or any newly developed or acquired property, as well as on the rents charged.

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Risks Associated with Our Operations

Because a majority of our gross leasable area is in the Houston and Phoenix metropolitan areas, an economic downturn in 
either area could adversely impact our operations and ability to make distributions to our shareholders.

The majority of our assets and revenues are currently derived from properties located in the Houston and Phoenix 

metropolitan area.  As of December 31, 2013, we had 48% and 37% of our gross leasable area in Houston and Phoenix, 
respectively.  Our results of operations are directly contingent on our ability to attract financially sound commercial tenants.  A 
significant economic downturn in the Houston or Phoenix metropolitan area may adversely impact our ability to locate and 
retain financially sound tenants and could have an adverse impact on our tenants' revenues, costs and results of operations and 
may adversely affect their ability to meet their obligations to us.  Likewise, we may be required to lower our rental rates to 
attract desirable tenants in such an environment.  Consequently, because of the geographic concentration among our current 
assets, if the Houston or Phoenix metropolitan area experiences an economic downturn, our operations and ability to make 
distributions to our shareholders could be adversely impacted.

We lease our properties to approximately 1,200 tenants, with leases for approximately 10% to 20% of our gross leasable area 
expiring annually.  Each year we face the risk of non-renewal of a material percentage of our leases and the cost of re-
leasing a significant amount of our available space, and our failure to meet leasing targets and control the cost of re-leasing 
our properties could adversely affect our rental revenue, operating expenses and results of operations.

The nature of our business model warrants shorter term leases to smaller, non-national tenants, and substantially all of 
our revenues consist of base rents received under these leases.  As of December 31, 2013, approximately 35% of the aggregate 
gross leasable area of our properties is subject to leases that expire prior to December 31, 2015.  We are subject to the risk that:

• 

tenants may choose not to, or may not have the financial resources to, renew these leases;

•  we may experience significant costs associated with re-leasing a significant amount of our available space;

•  we may not be able to easily re-lease the space subject to these leases, which may cause us to fail to meet our leasing 

targets or control the costs of re-leasing; and

• 

the terms of any renewal or re-lease may be less favorable than the terms of the current leases.

We routinely seek to renew leases with our existing tenants prior to their expiration and typically begin discussions 

with tenants as early as 18 months prior to the expiration date of the existing lease.  While our early renewal program and other 
leasing and marketing efforts target these expiring leases, and while we hope to re-lease most of that space prior to expiration 
of the leases at rates comparable to or slightly in excess of the current rates, market conditions, including new supply of 
properties, and macroeconomic conditions in our markets and nationally could adversely impact our renewal rate and/or the 
rental rates we are able to negotiate.  If any of these risks materialize, our rental revenue, operating expenses and results of 
operations could be adversely affected.

Many of our tenants are small businesses, which may have a higher risk of bankruptcy or insolvency.

Many of our tenants are small businesses that depend primarily on cash flows from their operations to pay their rent 
and without other resources could be at a higher risk of bankruptcy or insolvency than larger, national tenants.  If tenants are 
unable to comply with the terms of our leases, we may be forced to modify the leases in ways that are unfavorable to us.  
Alternatively, the failure of a tenant to perform under a lease could require us to declare a default, repossess the space and find 
a suitable replacement tenant.  There is no assurance that we would be able to lease the space on substantially equivalent or 
better terms than the prior lease, or at all, or successfully reposition the space for other uses.  If one or more of our tenants files 
for bankruptcy relief, the Bankruptcy Code provides that a debtor has the option to assume or reject the unexpired lease within 
a certain period of time.  

Any bankruptcy filing by or relating to one or more of our tenants could bar all efforts by us to collect pre-bankruptcy 
debts from that tenant or seize its property.  A tenant bankruptcy could also delay our efforts to collect past due balances under 
the lease and could ultimately preclude collection of all or a portion of these sums.  It is possible that we may recover 
substantially less than the full value of any unsecured claims we hold, if any.  Furthermore, dealing with a tenant's bankruptcy 
or other default may divert management's attention and cause us to incur substantial legal and other costs.  The bankruptcy or 
insolvency of a number of smaller tenants may have an adverse impact on our business, financial condition and results of 
operations, our ability to make distributions to our shareholders and the trading price of our common shares.

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Uninsured losses relating to real property or excessively expensive premiums for insurance coverage may adversely affect 
our returns.

We attempt to adequately insure all of our properties to cover casualty losses.  However, there are types of losses, 
generally catastrophic in nature, such as losses due to wars, acts of terrorism, earthquakes, floods, hurricanes, pollution or 
environmental matters, which are uninsurable or not economically insurable, or may be insured subject to limitations, such as 
large deductibles or co-payments.  Our current geographic concentration in the Houston metropolitan area potentially increases 
the risk of damage to our portfolio due to hurricanes.  Insurance risks associated with potential terrorism acts could sharply 
increase the premiums we pay for coverage against property and casualty claims.  In some instances, we may be required to 
provide other financial support, either through financial assurances or self-insurance, to cover potential losses.  We cannot 
assure you that we will have adequate coverage for these losses.  Also, to the extent we must pay unexpectedly large insurance 
premiums, we could suffer reduced earnings that would result in less cash to be distributed to shareholders.

Discovery of previously undetected environmentally hazardous conditions may adversely affect our operating results.

Under various federal, state and local environmental laws, ordinances and regulations, a current or previous owner or 
operator of real property may be liable for the cost of removal or remediation of hazardous or toxic substances on, under or in 
its property.  The costs of removal or remediation could be substantial.  These laws often impose liability whether or not the 
owner or operator knew of, or was responsible for, the presence of any hazardous or toxic substances.  Environmental laws also 
may impose restrictions on the manner in which property may be used or businesses may be operated, and these restrictions 
may require substantial expenditures.  Environmental laws provide for sanctions in the event of noncompliance and may be 
enforced by governmental agencies or, in certain circumstances, by private parties.  Certain environmental laws and common 
law principles could be used to impose liability for release of and exposure to hazardous substances, including asbestos 
containing materials into the air.  In addition, third parties may seek recovery from owners or operators of real properties for 
personal injury or property damage associated with exposure to released hazardous substances.  The cost of defending against 
claims of liability, of compliance with environmental regulatory requirements, of remediating any contaminated property, or of 
paying personal injury claims could materially adversely affect our business, assets or results of operations and, consequently, 
amounts available for distributions to our shareholders.

Certain of our properties currently include or have in the past included a dry cleaning facility as a tenant.  See 

"Business - Compliance with Governmental Regulations."

We may not be successful in consummating suitable acquisitions or investment opportunities, which may impede our growth 
and adversely affect the trading price of our common shares.

Our ability to expand through acquisitions is integral to our business strategy and requires us to consummate suitable 

acquisition or investment opportunities that meet our criteria and are compatible with our growth strategy.  We may not be 
successful in consummating acquisitions or investments in properties that meet our acquisition criteria on satisfactory terms or 
at all.  Failure to consummate acquisitions or investment opportunities, the failure of an acquired property to perform as 
expected, or the failure to integrate successfully any acquired properties without substantial expense, delay or other operational 
or financial problems, would slow our growth, which could in turn adversely affect the trading price of our common shares.

Our ability to acquire properties on favorable terms may be constrained by the following significant risks:

competition from other real estate investors with significant capital, including other REITs and institutional investment 
funds;

competition from other potential acquirers which may significantly increase the purchase price for a property we acquire, 
which could reduce our growth prospects;

unsatisfactory results of our due diligence investigations or failure to meet other customary closing conditions; and

failure to finance an acquisition on favorable terms or at all.

• 

• 

• 

• 

If any of these risks are realized, our business, financial condition and results of operations, our ability to make 

distributions to our shareholders and the trading price of our common shares may be materially and adversely affected.

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Our success depends in part on our ability to execute our Community Centered Property strategy.

Our Community Centered Property strategy requires intensive management of a large number of small spaces and 

small tenant relationships.  Our success depends in part upon our management's ability to identify potential Community 
Centered Properties and find and maintain the appropriate tenants to create such a property.  Lack of market acceptance of our 
Community Centered Property strategy or our inability to successfully attract and manage a large number of tenant 
relationships could adversely affect our occupancy rates, operating results and dividend rate.

Our business is significantly influenced by demand for retail space generally, and a decrease in such demand may have a 
greater adverse effect on our business than if we owned a more diversified real estate portfolio.

Because our portfolio of properties consists primarily of community and neighborhood shopping centers, a decrease in 
the demand for retail space, due to the economic factors discussed above or otherwise, may have a greater adverse effect on our 
business and financial condition than if we owned a more diversified real estate portfolio.  The market for retail space has been, 
and could continue to be, adversely affected by weakness in the national, regional and local economies, the adverse financial 
conditions of some retailing companies, the ongoing consolidation in the retail sector, the excess amount of retail space in a 
number of markets, and increasing consumer purchases.

Loss of our key personnel, particularly our senior managers, could threaten our ability to execute our strategy and operate 
our business successfully.

We are dependent on the experience and knowledge of our key executive personnel, particularly certain of our senior 

managers who have been instrumental in setting our strategic direction, operating our business, identifying, recruiting and 
training key personnel and arranging necessary financing.  Losing the services of any of these individuals could adversely 
affect our business until qualified replacements could be found.  We also believe that they could not quickly be replaced with 
managers of equal experience and capabilities and their successors may not be as effective.

Our systems may not be adequate to support our growth, and our failure to successfully oversee our portfolio of properties 
could adversely affect our results of operations.

We make no assurances that we will be able to adapt our portfolio management, administrative, accounting and 

operational systems, or hire and retain sufficient operational staff, to support our growth.  Our failure to successfully oversee 
our current portfolio of properties or any future acquisitions or developments could have a material adverse effect on our results 
of operations and financial condition and our ability to make distributions.

There can be no assurance that we will be able to pay or maintain cash distributions or that distributions will increase over 
time.

There are many factors that can affect the availability and timing of cash distributions to shareholders.  Distributions 

are based upon our funds from operations, financial condition, cash flows and liquidity, debt service requirements, capital 
expenditure requirements for our properties and other matters our board of trustees may deem relevant from time to time.  If we 
do not have sufficient cash available for distributions, we may need to fund the shortage out of working capital or borrow to 
provide funds for such distributions, which would reduce the amount of capital available for real estate investments and 
increase our future interest costs.

We can give no assurance that we will be able to continue to pay distributions or that distributions will increase over 

time.  In addition, we can give no assurance that rents from our properties will increase, or that future acquisitions of real 
properties, mortgage loans or our investments in securities will increase our cash available for distributions to shareholders.  
Our actual results may differ significantly from the assumptions used by our board of trustees in establishing the distribution 
rate to shareholders.  Our inability to make distributions, or to make distributions at expected levels, could result in a decrease 
in the trading price of our common shares.

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Any weaknesses identified in our system of internal controls by us and our independent registered public accounting firm 
pursuant to Section 404 of the Sarbanes-Oxley Act of 2002 could have an adverse effect on our business. 

Section 404 of the Sarbanes-Oxley Act of 2002 requires that public companies evaluate and report on their systems of 

internal control over financial reporting.  In addition, our independent registered public accounting firm must report on 
management's evaluation of those controls.  In future periods, we may identify deficiencies in our system of internal controls 
over financial reporting that may require remediation.  There can be no assurances that any such future deficiencies identified 
may not be material weaknesses that would be required to be reported in future periods.  Any deficiencies or material 
weaknesses could result in significant time and expense to remediate, which could have a material adverse effect on our 
financial condition, results of operations and ability to make distributions to our shareholders.

Risks Associated with Our Indebtedness and Financing

Current market conditions could adversely affect our ability to refinance existing indebtedness or obtain additional 
financing for growth on acceptable terms or at all, which could adversely affect our ability to grow, our interest cost and our 
results of operations.

The United States credit markets have experienced significant dislocations and liquidity disruptions, including the 

bankruptcy, insolvency or restructuring of certain financial institutions.  These circumstances have materially impacted 
liquidity in the debt markets, making financing terms for borrowers less attractive, and in certain cases have resulted in the 
unavailability of various types of debt financing.  Reductions in our available borrowing capacity, or inability to refinance our 
revolving credit facility when required or when business conditions warrant, could have a material adverse effect on our 
business, financial condition and results of operations.  In addition, we mortgage many of our properties to secure payment of 
indebtedness.  If we are not successful in refinancing our mortgage debt upon maturity, then the property could be foreclosed 
upon or transferred to the mortgagee, or we might be forced to dispose of some of our properties upon disadvantageous terms, 
with a consequent loss of income and asset value.  A foreclosure or disadvantageous disposal on one or more of our properties 
could adversely affect our ability to grow, financial condition, interest cost, results of operations, cash flow and ability to make 
distributions to our shareholders.

Furthermore, if prevailing interest rates or other factors at the time of refinancing result in higher interest rates upon 
refinancing, then the interest expense relating to that refinanced indebtedness would increase.  Higher interest rates on newly 
incurred debt may negatively impact us as well.  If interest rates increase, our interest costs and overall costs of capital will 
increase, which could adversely affect our transaction and development activity, financial condition, results of operation, cash 
flow, our ability to pay principal and interest on our debt and our ability to make distributions to our shareholders.

If we invest in mortgage loans, these investments may be affected by unfavorable real estate market conditions, including 
interest rate fluctuations, which could decrease the value of those loans and the return on your investment.

If we invest in mortgage loans, we will be at risk of defaults by the borrowers on those mortgage loans as well as 

interest rate risks.  To the extent we incur delays in liquidating such defaulted mortgage loans, we may not be able to recover all 
amounts due to us under the mortgage loans.  Further, we will not know whether the values of the properties securing the 
mortgage loans will remain at the levels existing on the dates of origination of those mortgage loans or the dates of our 
investment in the loans.  If the values of the underlying properties fall, our risk will increase because of the lower value of the 
security associated with such loans.

Our failure to hedge effectively against interest rate changes may adversely affect results of operations.

We currently have mortgages that bear interest at a variable rate and we may incur additional variable rate debt in the 

future.  Accordingly, increases in interest rates on variable rate debt would increase our interest expense, which could reduce 
net earnings and cash available for payment of our debt obligations and distributions to our shareholders.

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We may seek to manage our exposure to interest rate volatility by using interest rate hedging arrangements, such as 

interest cap agreements and interest rate swap agreements.  These agreements involve risks, such as the risk that counterparties 
may fail to honor their obligations under these arrangements, that these arrangements may not be effective in reducing our 
exposure to interest rate changes and that a court could rule that such an agreement is not legally enforceable.  In the past, we 
have used derivative financial instruments to hedge interest rate risks related to our variable rate borrowings.  We will not use 
derivatives for speculative or trading purposes and intend only to enter into contracts with major financial institutions based on 
their credit rating and other factors, but we may choose to change this practice in the future.  As of December 31, 2013, we had 
fixed rate hedges on $68.4 million of our variable rate debt, including $50 million of our unsecured credit facility.  We may 
enter into additional interest rate swap agreements for our variable rate debt not currently subject to hedges, which totaled 
$84.8 million as of December 31, 2013.  Hedging may reduce the overall returns on our investments.  Failure to hedge 
effectively against interest rate changes may materially adversely affect our results of operations.

We currently have and may incur additional mortgage indebtedness and other borrowings, which may increase our business 
risks and may adversely affect our ability to make distributions to our shareholders.

If we determine it to be in our best interests, we may, in some instances, acquire real properties by using either existing 

financing or borrowing new funds.  In addition, we may incur or increase our current mortgage debt to obtain funds to acquire 
additional properties.  We may also borrow funds if necessary to satisfy the REIT distribution requirement described above, or 
otherwise as may be necessary or advisable to ensure that we maintain our qualification as a REIT for federal income tax 
purposes.

On February 4, 2013, we, through our Operating Partnership, entered into an unsecured credit facility (the "2013 
Facility").  We intend to use the 2013 Facility for acquisitions, redevelopment of value-add properties in our portfolio and 
general corporate purposes.  The 2013 Facility amends and restates the $125 million unsecured revolving credit facility we 
entered into on February 27, 2012.  In addition to retaining a $125 million unsecured revolving loan, the 2013 Facility also 
includes a $50 million term loan and permits the Operating Partnership to increase the borrowing capacity under the 2013 
Facility to a total of $225 million, upon the satisfaction of certain conditions.  The 2013 Facility will mature on February 4, 
2017.  As of December 31, 2012, $69.0 million was drawn on our previous credit facility.  On February 4, 2013, we drew $69.0 
million on the 2013 Facility, which replaced the $69.0 million drawn on the previous credit facility.  Like our previous credit 
facility, the 2013 Facility contains customary terms and conditions, including, without limitation, affirmative and negative 
covenants such as information reporting requirements, maximum secured indebtedness to total asset value, minimum EBITDA 
(earnings before interest, taxes, depreciation, amortization or extraordinary items) to fixed charges and maintenance of a 
minimum net worth.  The amount available to us and our ability to borrow from time to time under the 2013 Facility is subject 
to our compliance with these requirements.  Maintaining compliance with these covenants could limit our ability to implement 
our business plan effectively, or at all.

We may also incur mortgage debt on a particular property if we believe the property's projected cash flow is sufficient 
to service the mortgage debt.  As of December 31, 2013, we had approximately $129.5 million of mortgage debt secured by 19 
of our properties.  If there is a shortfall in cash flow, however, the amount available for distributions to shareholders may be 
affected.  In addition, incurring mortgage debt increases the risk of loss because defaults on such indebtedness may result in 
loss of property in foreclosure actions initiated by lenders.  For tax purposes, a foreclosure of any of our properties would be 
treated as a sale of the property for a purchase price equal to the outstanding balance of the debt secured by the mortgage.  If 
the outstanding balance of the debt secured by the mortgage exceeds our tax basis in the property, we would recognize taxable 
income on foreclosure, but would not receive any cash proceeds.  We may give lenders full or partial guarantees for mortgage 
debt incurred by the entities that own our properties.  When we give a guaranty on behalf of an entity that owns one of our 
properties, we will be responsible to the lender for satisfaction of the debt if it is not paid by that entity.  If any mortgages 
contain cross-collateralization or cross-default provisions, there is a risk that more than one property may be affected by a 
default.  If any of our properties are foreclosed upon due to a default, our ability to pay cash distributions to our shareholders 
may be adversely affected.  For more discussion, see “Management's Discussion and Analysis of Financial Condition and 
Results of Operations - Liquidity and Capital Resources.”

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If we set aside insufficient working capital or are unable to secure funds for future tenant improvements, we may be 
required to defer necessary property improvements, which could adversely impact our ability to pay cash distributions to our 
shareholders.

When tenants do not renew their leases or otherwise vacate their space, it is possible that, in order to attract 
replacement tenants, we may be required to expend substantial funds for tenant improvements and tenant refurbishments to the 
vacated space.  If we have insufficient working capital reserves, we will have to obtain financing from other sources.  Because 
most of our leases provide for tenant reimbursement of operating expenses, we have not established a permanent reserve for 
maintenance and repairs for our properties.  However, to the extent that we have insufficient funds for such purposes, we may 
establish reserves for maintenance and repairs of our properties out of cash flow generated by operating properties or out of 
non-liquidating net sale proceeds.  If these reserves or any reserves otherwise established are insufficient to meet our cash 
needs, we may have to obtain financing from either affiliated or unaffiliated sources to fund our cash requirements.  We cannot 
assure you that sufficient financing will be available or, if available, will be available on economically feasible terms or on 
terms acceptable to us.  Additional borrowing for working capital purposes will increase our interest expense, and therefore our 
financial condition and our ability to pay cash distributions to our shareholders may be adversely affected. In addition, we may 
be required to defer necessary improvements to our properties that may cause our properties to suffer from a greater risk of 
obsolescence or a decline in value, or a greater risk of decreased cash flow as a result of fewer potential tenants being attracted 
to our properties.  If this happens, we may not be able to maintain projected rental rates for affected properties, and our results 
of operations may be negatively impacted.

We may structure acquisitions of property in exchange for limited partnership units in our Operating Partnership on terms 
that could limit our liquidity or our flexibility.

We may acquire properties by issuing limited partnership units in our Operating Partnership ("OP units") in exchange 
for a property owner contributing property to the Operating Partnership.  If we enter into such transactions, in order to induce 
the contributors of such properties to accept OP units, rather than cash, in exchange for their properties, it may be necessary for 
us to provide them with additional incentives.  For instance, our Operating Partnership's limited partnership agreement provides 
that any holder of OP units may redeem such units for cash, or, at our option, common shares on a one-for-one basis.  We may, 
however, enter into additional contractual arrangements with contributors of property under which we would agree to redeem a 
contributor's OP units for our common shares or cash, at the option of the contributor, at set times.  If the contributor required 
us to redeem OP units for cash pursuant to such a provision, it would limit our liquidity and thus our ability to use cash to make 
other investments, satisfy other obligations or pay distributions.  Moreover, if we were required to redeem OP units for cash at a 
time when we did not have sufficient cash to fund the redemption, we might be required to sell one or more properties to raise 
funds to satisfy this obligation.  Furthermore, we might agree that if distributions the contributor received as a limited partner in 
our Operating Partnership did not provide the contributor with a defined return, then upon redemption of the contributor's OP 
units, we would pay the contributor an additional amount necessary to achieve that return.  Such a provision could further 
negatively impact our liquidity and flexibility.  Finally, in order to allow a contributor of a property to defer taxable gain on the 
contribution of property to our Operating Partnership, we might agree not to sell a contributed property for a defined period of 
time or until the contributor redeemed the contributor's OP units for cash or our common shares.  Such an agreement would 
prevent us from selling those properties, even if market conditions made such a sale favorable to us.

We may issue preferred shares with a preference in distributions over our common shares, and our ability to issue preferred 
shares and additional common shares may deter or prevent a sale of our common shares in which you could profit.

Our declaration of trust authorizes our board of trustees to issue up to 400,000,000 common shares and 50,000,000 

preferred shares.  Our board of trustees may amend our declaration of trust from time to time to increase or decrease the 
aggregate number of shares or the number of any class or series that we have authority to issue.  In addition, our board of 
trustees may classify or reclassify any unissued common shares or preferred shares and may set the preferences, rights and 
other terms of the classified or reclassified shares.  The terms of preferred shares could include a preference in distributions 
senior to our common shares.  If we authorize and issue preferred shares with a distribution preference senior to our common 
shares, payment of any distribution preferences of outstanding preferred shares would reduce the amount of funds available for 
the payment of distributions on our common shares.  Further, holders of preferred shares are normally entitled to receive a 
preference payment in the event we liquidate, dissolve or wind up before any payment is made to our common shareholders, 
likely reducing the amount our common shareholders would otherwise receive upon such an occurrence.  In addition, under 
certain circumstances, the issuance of preferred shares or a separate class or series of common shares may render more difficult 
or tend to discourage:

• 

a merger, tender offer or proxy contest;

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• 

• 

assumption of control by a holder of a large block of our shares; or

removal of incumbent management.

Risks Associated with Income Tax Laws

If we fail to qualify as a REIT, our operations and distributions to shareholders would be adversely impacted.

We intend to continue to be organized and to operate so as to qualify as a REIT under the Code.  A REIT generally is 

not taxed at the corporate level on income it currently distributes to its shareholders.  Qualification as a REIT involves the 
application of highly technical and complex rules for which there are only limited judicial or administrative interpretations.  
The determination of various factual matters and circumstances not entirely within our control may affect our ability to 
continue to qualify as a REIT.  In addition, new legislation, new regulations, administrative interpretations or court decisions 
could significantly change the tax laws, possibly with retroactive effect, with respect to qualification as a REIT or the federal 
income tax consequences of such qualification.

If we were to fail to qualify as a REIT in any taxable year:

•  we would not be allowed to deduct our distributions to shareholders when computing our taxable income;

•  we would be subject to federal income tax (including any applicable alternative minimum tax) on our taxable income at 

regular corporate rates;

•  we  would  be  disqualified  from  being  taxed  as  a  REIT  for  the  four  taxable  years  following  the  year  during  which 

qualification was lost, unless entitled to relief under certain statutory provisions;

• 

our cash available for distributions to shareholders would be reduced; and

•  we may be required to borrow additional funds or sell some of our assets in order to pay corporate tax obligations that 

we may incur as a result of our disqualification.

We may need to incur additional borrowings to meet the REIT minimum distribution requirement and to avoid excise tax.

In order to maintain our qualification as a REIT, we are required to distribute to our shareholders at least 90% of our 
annual real estate investment trust taxable income (excluding any net capital gain and before application of the dividends paid 
deduction).  In addition, we are subject to a 4% nondeductible excise tax on the amount, if any, by which certain distributions 
paid by us with respect to any calendar year are less than the sum of (i) 85% of our ordinary income for that year, (ii) 95% of 
our net capital gain for that year and (iii) 100% of our undistributed taxable income from prior years.  Although we intend to 
pay distributions to our shareholders in a manner that allows us to meet the 90% distribution requirement and avoid this 4% 
excise tax, we cannot assure you that we will always be able to do so.

Our income consists almost solely of our share of our Operating Partnership's income, and the cash available for 

distribution by us to our shareholders consists of our share of cash distributions made by our Operating Partnership.  Because 
we are the sole general partner of our Operating Partnership, our board of trustees determines the amount of any distributions 
made by our Operating Partnership.  Our board of trustees may consider a number of factors in authorizing distributions, 
including:

• 

• 

• 

• 

the amount of the cash available for distribution;

our Operating Partnership's financial condition;

our Operating Partnership's capital expenditure requirements; and

our annual distribution requirements necessary to maintain our qualification as a REIT.

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Differences in timing between the actual receipt of income and actual payment of deductible expenses and the 

inclusion of income and deduction of expenses when determining our taxable income, as well as the effect of nondeductible 
capital expenditures and the creation of reserves or required debt amortization payments could require us to borrow funds on a 
short-term or long-term basis or make taxable distributions to our shareholders of our shares or debt securities to meet the REIT 
distribution requirement and to avoid the 4% excise tax described above.  In these circumstances, we may need to borrow funds 
to avoid adverse tax consequences even if our management believes that the then prevailing market conditions generally are not 
favorable for borrowings or that borrowings would not be advisable in the absence of the tax consideration.

If our Operating Partnership were classified as a “publicly traded partnership” taxable as a corporation for federal income 
tax purposes under the Code, we would cease to qualify as a REIT and would suffer other adverse tax consequences.

We structured our Operating Partnership so that it would be classified as a partnership for federal income tax purposes.  

In this regard, the Code generally classifies “publicly traded partnerships” (as defined in Section 7704 of the Code) as 
associations taxable as corporations (rather than as partnerships), unless substantially all of their taxable income consists of 
specified types of passive income.  In order to minimize the risk that the Code would classify our Operating Partnership as a 
“publicly traded partnership” for tax purposes, we placed certain restrictions on the transfer and/or redemption of partnership 
units in our Operating Partnership.  If the Internal Revenue Service were to assert successfully that our Operating Partnership is 
a “publicly traded partnership,” and substantially all of its gross income did not consist of the specified types of passive 
income, the Code would treat our Operating Partnership as an association taxable as a corporation.

In such event, the character of our assets and items of gross income would change and would prevent us from 
continuing to qualify as a REIT.  In addition, the imposition of a corporate tax on our Operating Partnership would reduce our 
amount of cash available for payment of distributions by us to our shareholders.

Complying with REIT requirements may cause us to forego otherwise attractive opportunities or liquidate otherwise 
attractive investments.

To qualify as a REIT for federal income tax purposes, we must continually satisfy tests concerning, among other 

things, the sources of our income, the nature and diversification of our assets, the amounts we distribute to our shareholders and 
the ownership of our shares.  In order to meet these tests, we may be required to forego investments we might otherwise make.  
Thus, compliance with the REIT requirements may hinder our performance.

In particular, we must ensure that at the end of each calendar quarter, at least 75% of the value of our assets consists of 

cash, cash items, government securities and qualified real estate assets.  The remainder of our investment in securities (other 
than government securities and qualified real estate assets) generally cannot include more than 10% of the outstanding voting 
securities of any one issuer or more than 10% of the total value of the outstanding securities of any one issuer.  In addition, in 
general, no more than 5% of the value of our assets (other than government securities and qualified real estate assets) can 
consist of the securities of any one issuer, and no more than 25% of the value of our total assets can be represented by the 
securities of one or more taxable REIT subsidiaries.  If we fail to comply with these requirements at the end of any calendar 
quarter, we must correct the failure within 30 days after the end of the calendar quarter or qualify for certain statutory relief 
provisions to avoid losing our REIT qualification and suffering adverse tax consequences.   As a result, we may be required to 
liquidate otherwise attractive investments.  These actions could have the effect of reducing our income and amounts available 
for distribution to our shareholders.

We may be subject to adverse legislative or regulatory tax changes that could reduce the market price of our common 
shares.

At any time, the federal income tax laws governing REITs or the administrative interpretations of those laws may be 

amended.  We cannot predict when or if any new federal income tax law, regulation, or administrative interpretation, or any 
amendment to any existing federal income tax law, regulation or administrative interpretation, will be adopted, promulgated or 
become effective and any such law, regulation, or interpretation may take effect retroactively.  We and our shareholders could 
be adversely affected by any such change in, or any new, federal income tax law, regulation or administrative interpretation.

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Dividends payable by REITs do not qualify for the reduced tax rates available for some dividends.

The American Taxpayer Relief Act of 2012 ("ATRA") was enacted on January 3, 2013.  Under ATRA, for taxable 

years beginning in 2013, for non-corporate taxpayers the maximum tax rate applicable to “qualified dividend income” paid by 
regular "C" corporations to U.S. shareholders generally is 20%, and there is no certainty as to how long this rate will be 
applicable.  Dividends payable by REITs, however, generally are not eligible for the current reduced rate.  Although ATRA does 
not adversely affect the taxation of REITs or dividends payable by REITs, it could cause non-corporate taxpayers to perceive 
investments in REITs to be relatively less attractive than investments in the stocks of regular "C" corporations that pay 
dividends, which could adversely affect the value of the shares of REITs, including our common shares.

Complying with REIT requirements may limit our ability to hedge effectively and may cause us to incur tax liabilities.

The REIT provisions of the Code substantially limit our ability to hedge our liabilities.  Any income from a hedging 

transaction that we enter into to manage risk of interest rate changes, price changes or currency fluctuations with respect to 
borrowings made or to be made to acquire or carry real estate assets does not constitute “gross income” for purposes of the 
75% or 95% gross income tests.  To the extent that we enter into other types of hedging transactions, the income from those 
transactions is likely to be treated as non-qualifying income for purposes of both of the gross income tests.  As a result of these 
rules, we may need to limit our use of advantageous hedging techniques or implement those hedges through taxable REIT 
subsidiaries.  This could increase the cost of our hedging activities because any taxable REIT subsidiary that we may form 
would be subject to tax on gains or expose us to greater risks associated with changes in interest rates than we would otherwise 
want to bear.  In addition, losses in taxable REIT subsidiaries will generally not provide any tax benefit, except for being 
carried forward against future taxable income in the taxable REIT subsidiaries.

Risks Related to Ownership of our Common Shares

Increases in market interest rates may result in a decrease in the value of our common shares. 

One of the factors that may influence the price of our common shares will be the dividend distribution rate on the 

common shares (as a percentage of the price of our common shares) relative to market interest rates.  If market interest rates 
rise, prospective purchasers of shares of our common shares may expect a higher distribution rate.  Higher interest rates would 
not, however, result in more funds being available for distribution and, in fact, would likely increase our borrowing costs and 
might decrease our funds available for distribution.  We therefore may not be able, or we may not choose, to provide a higher 
distribution rate.  As a result, prospective purchasers may decide to purchase other securities rather than our common shares, 
which would reduce the demand for, and result in a decline in the market price of, our common shares.

Broad market fluctuations could negatively impact the market price of our common shares.

The stock market has experienced extreme price and volume fluctuations that have affected the market price of many 

companies in industries similar or related to ours and that have been unrelated to these companies' operating performances.  
These broad market fluctuations could reduce the market price of our common shares.  Furthermore, our operating results and 
prospects may be below the expectations of public market analysts and investors or may be lower than those of companies with 
comparable market capitalizations.  Either of these factors could lead to a material decline in the market price of our common 
shares. 

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Maryland takeover statutes may deter others from seeking to acquire us and prevent shareholders from making a profit in 
such transactions.

The Maryland General Corporation Law ("MGCL") contains many provisions, such as the business combination 

statute and the control share acquisition statute, that are designed to prevent, or have the effect of preventing, someone from 
acquiring control of us.  The business combination statute, subject to limitations, prohibits certain business combinations 
between us and an “interested shareholder” (defined generally as any person who beneficially owns 10% or more of the voting 
power of our outstanding voting shares or an affiliate or associate of our company who, at any time within the two-year period 
prior to the date in question, was the beneficial owner of 10% or more of the voting power of our then outstanding shares) or an 
affiliate of an interested shareholder for five years after the most recent date on which the person becomes an interested 
shareholder and thereafter imposes super-majority voting requirements on these combinations.  The control share acquisition 
statute provides that “control shares” of our company (defined as shares which, when aggregated with other shares controlled 
by the shareholder (except solely by virtue of a revocable proxy), entitle the shareholder to exercise one of three increasing 
ranges of voting power in electing trustees) acquired in a “control share acquisition” (defined as the direct or indirect 
acquisition of ownership or control of issued and outstanding control shares) have no voting rights except to the extent 
approved by our shareholders by the affirmative vote of at least two-thirds of all the votes entitled to be cast on the matter, 
excluding all interested shares. 

We are currently subject to the control share acquisition statute, although our board of trustees may amend our 
Amended and Restated Bylaws, or our bylaws, without shareholder approval, to exempt any acquisition of our shares from the 
statute.  Our board of trustees has adopted a resolution exempting any business combination with any person from the business 
combination statute.  The business combination statute (if our board of trustees revokes the foregoing exemption) and the 
control share acquisition statute could delay or prevent offers to acquire us and increase the difficulty of consummating any 
such offers, even if such a transaction would be in our shareholders' best interest.

The MGCL, the Maryland REIT Law and our organizational documents limit shareholders' rights to bring claims against 
our officers and trustees.

The MGCL and the Maryland REIT Law provide that a trustee will not have any liability as a trustee so long as he 

performs his duties in good faith, in a manner he reasonably believes to be in our best interests, and with the care that an 
ordinarily prudent person in a like position would use under similar circumstances.  In addition, our declaration of trust 
provides that no trustee or officer will be liable to us or to any shareholder for money damages except to the extent that (a) the 
trustee or officer actually received an improper benefit or profit in money, property or services, for the amount of the benefit or 
profit in money, property, or services actually received; or (b) a judgment or the final adjudication adverse to the trustee or 
officer is entered in a proceeding based on a finding in the proceeding the trustee's or officer's action or failure to act was the 
result of active and deliberate dishonesty and was material to the cause of action adjudicated in the proceeding.  Finally, our 
declaration of trust authorizes our company to obligate itself, and our bylaws obligate us, to indemnify and advance expenses to 
our trustees and officers to the maximum extent permitted by Maryland law.

Our classified board of trustees may prevent others from effecting a change in the control of our board of trustees. 

We believe that classification of our board of trustees will help to assure the continuity and stability of our business 

strategies and policies as determined by the board of trustees.  However, the classified board provision could have the effect of 
making the replacement of incumbent trustees more time-consuming and difficult.  At least two annual meetings of 
shareholders, instead of one, will generally be required to effect a change in a majority of our board of trustees.  Thus, the 
classified board provision could increase the likelihood that incumbent trustees will retain their positions.  The staggered terms 
of trustees may delay, defer or prevent a transaction or a change in control that might involve a premium price for our common 
shares or otherwise be in the best interest of the shareholders. 

17

 
 
 
 
Table of Contents

Future offerings of debt, which would be senior to our common shares upon liquidation, and/or preferred equity securities 
that may be senior to our common shares for purposes of distributions or upon liquidation, may adversely affect the market 
price of our common shares.

In the future, we may attempt to increase our capital resources by making additional offerings of debt or preferred 

equity securities, including medium-term notes, trust preferred securities, senior or subordinated notes and preferred shares.  
Upon liquidation, holders of our debt securities and preferred shares and lenders with respect to other borrowings will receive 
distributions of our available assets prior to the holders of our common shares.  Additional equity offerings may dilute the 
holdings of our existing shareholders or reduce the market price of our common shares, or both.  Holders of our common shares 
are not entitled to preemptive rights or other protections against dilution.  Our preferred shares, if issued, could have a 
preference on liquidating distributions or a preference on distribution payments that could limit our ability to pay distributions 
to the holders of our common shares.  Because our decision to issue securities in any future offering will depend on market 
conditions and other factors beyond our control, we cannot predict or estimate the amount, timing or nature of our future 
offerings.  Thus, our common shareholders bear the risk of our future offerings reducing the market price of our common 
shares and diluting their share holdings in us.

18

 
Table of Contents

Item 1B.  Unresolved Staff Comments.

None.

Item 2.  Properties.

General

As of December 31, 2013, we owned 60 commercial properties, including 31 properties in Houston, five properties in 

Dallas, one property in Windcrest, Texas, a suburb of San Antonio, 22 properties in the Scottsdale and Phoenix, Arizona 
metropolitan areas, and one property in Buffalo Grove, Illinois, a suburb of Chicago. 

Our tenants consist of national, regional and local businesses. Our properties generally attract a mix of tenants who 

provide basic staples, convenience items and services tailored to the specific cultures, needs and preferences of the surrounding 
community. These types of tenants are the core of our strategy of creating Whitestone-branded Community Centered 
Properties. We also believe daily sales of these basic items are less sensitive to fluctuations in the business cycle than higher 
priced retail items. Our largest tenant represented only 2.0% of our total revenues for the year ended December 31, 2013.

We directly manage the operations and leasing of our properties. Substantially all of our revenues consist of base rents 

received under leases that generally have terms that range from less than one year to 15 years.  Approximately 60% of our 
existing leases as of December 31, 2013 contain “step up” rental clauses that provide for increases in the base rental payments. 
The following table summarizes certain information relating to our properties as of December 31, 2013:

Gross Leasable
Area

Average
Occupancy as of 
12/31/13

Commercial Properties

Retail

Office/Flex

Office

Total - Operating Portfolio

Redevelopment, New Acquisitions (3)

Total

2,333,147

1,201,672

633,534
4,168,353

797,977
4,966,330

Annualized Base
Rental Revenue 
(in thousands) (1)
27,382

90 % $

91 %

75 %
88%

80 %
87% $

8,517

7,960
43,859

10,567
54,426

Average
Annualized 
Base
Rental Revenue
Per Sq. Ft. (2)

$

$

$

$

13.04

7.79

16.75
11.96

16.55
12.60

(1)    Calculated as the tenant's actual December 31, 2013 base rent (defined as cash base rents including abatements) multiplied 
by 12.  Excludes vacant space as of December 31, 2013.  Because annualized base rental revenue is not derived from 
historical results that were accounted for in accordance with generally accepted accounting principles, historical results 
differ from the annualized amounts.  Total abatements for leases in effect as of December 31, 2013 equaled approximately 
$101,000 for the month ended December 31, 2013.

(2)    Calculated as annualized base rent divided by gross leasable area leased as of December 31, 2013.  Excludes vacant space 

as of December 31, 2013.

(3)   Includes (i) new acquisitions, through the earlier of attainment of 90% occupancy or 18 months of ownership, and (ii) 

properties that are undergoing significant redevelopment or re-tenanting.

As of December 31, 2013, we had two properties that when combined, accounted for more than 10% of total gross 

revenue and/or real estate assets.  Uptown Tower is an office building located in Dallas, Texas that accounted for 5.9% of our 
total revenue for the year ended December 31, 2013.  Uptown Tower also accounted for 3.3% of our real estate assets, net of 
accumulated depreciation, for the year ended December 31, 2013.  Dana Park, a retail community purchased on September 21, 
2012 and located in the Mesa submarket of Phoenix, Arizona, accounted for 9.2% of our total revenue for the year ended 
December 31, 2013.  Dana Park also accounted for 9.5% of our real estate assets, net of accumulated depreciation, for the year 
ended December 31, 2013.  

19

 
 
 
 
 
 
 
 
 
 
Table of Contents

As of December 31, 2013, approximately $129.5 million  of our total debt of $264.3 million was secured by 19 of our 

operating properties with a combined net book value of $161.1 million.

Location of Properties

Of our 60 properties, 31 are located in the greater Houston metropolitan statistical area.  These 31 properties represent 

42% of our revenue for the year ended December 31, 2013.  An additional 22 properties are located in the greater Phoenix 
metropolitan statistical area and represent 40% of our revenue for the year ended December 31, 2013.

According to the United States Census Bureau, Houston and Phoenix ranked 5th and 12th, respectively, in the largest 

United States metropolitan statistical areas as of July 1, 2012.  In the Census Bureau’s Estimates of Population Change for 
Metropolitan Statistical Areas and Rankings: July 1, 2011 to July 1, 2012, Houston and Phoenix ranked 2nd and 7th, 
respectively, in population growth out of 366 metropolitan statistical areas.  According to the Bureau of Labor Statistics, the 
unemployment rate in Houston and Phoenix was frequently less than the national average during the last six months of 2013.

July

Aug.

Sept.

Oct.

Nov.

Dec.

7.3%
6.5%
7.0%

7.2%
6.1%
7.4%

7.2%
6.2%
7.1%

7.2%
5.9%
6.7%

7.0%
5.6%
6.0%

6.7%
5.5% (3)
6.2% (3)

National (1)
Houston (2) 
Phoenix (2)

(1)  Seasonally adjusted.
(2)  Not seasonally adjusted.
(3)  Represents estimate.

Source: Bureau of Labor Statistics

20

 
 
 
 
Table of Contents

General Physical and Economic Attributes

The following table sets forth certain information relating to each of our properties owned as of December 31, 2013.

Community Name

Location

Retail Communities:

Ahwatukee Plaza

Anthem Marketplace

Bellnott Square

Bissonnet Beltway

Centre South

The Citadel

Desert Canyon

Gilbert Tuscany Village

Holly Knight

Headquarters Village

Kempwood Plaza

Lion Square

The Marketplace at Central

Phoenix

Phoenix

Houston

Houston

Houston

Phoenix

Phoenix

Phoenix

Houston

Dallas

Houston

Houston

Phoenix

Mercado at Scottsdale Ranch

Phoenix

Paradise Plaza

Pinnacle of Scottsdale

Providence

Shaver

Shops at Pecos Ranch

Shops at Starwood

South Richey

Spoerlein Commons

SugarPark Plaza

Sunridge

Sunset at Pinnacle Peak

Terravita Marketplace

Torrey Square

Town Park

Webster Pointe

Westchase

Windsor Park

Total/Weighted Average

Office Communities:

9101 LBJ Freeway

Featherwood

Pima Norte

Royal Crest

Uptown Tower

Woodlake Plaza

Zeta Building

Total/Weighted Average

Phoenix

Phoenix

Houston

Houston

Phoenix

Dallas

Houston

Chicago

Houston

Houston

Phoenix

Phoenix

Houston

Houston

Houston

Houston

San Antonio

Dallas

Houston

Phoenix

Houston

Dallas

Houston

Houston

Whitestone REIT and Subsidiaries
Property Details
As of December 31, 2013

Year Built/
Renovated

Gross 
Leasable
Square Feet

Percent
Occupied 
at
12/31/2013

Annualized Base
Rental Revenue 
(in thousands) (1)

Average
Base Rental
Revenue Per
Sq. Ft. (2)

Average Net 
Effective Annual 
Base Rent Per 
Leased Sq. Ft.(3)

100% $

942

$

12.97

$

100%

41%

100%

94%

83%

83%

65%

100%

94%

94%

78%

86%

97%

97%

95%

87%

93%

93%

100%

98%

90%

100%

92%

70%

96%

83%

100%

79%

88%

97%

90%

1,505

321

337

289

374

554

510

368

2,211

814

987

429

1,632

1,698

1,915

652

203

1,509

1,424

636

751

1,036

431

544

1,341

722

826

223

545

1,653

27,382

13.28

10.59

11.54

7.86

15.78

10.67

15.88

18.39

26.39

8.57

10.76

4.49

14.17

13.90

17.82

8.30

9.96

20.60

25.71

9.28

20.13

10.90

9.49

18.71

13.60

8.22

18.98

10.83

12.49

8.67

13.04

58% $

1,015

$

13.90

$

86%

26%

65%

81%

91%

85%

75%

762

150

196

3,834

1,457

546

7,960

17.81

16.43

12.11

18.64

15.08

17.02

16.75

12.59

13.28

10.82

11.44

9.00

22.07

11.68

17.34

18.12

27.59

8.80

10.90

6.62

14.17

16.80

18.78

8.27

12.36

20.60

28.13

9.15

20.10

10.72

9.56

18.71

13.72

7.86

18.79

10.15

12.42

9.33

13.65

14.44

18.55

16.10

11.80

17.88

13.84

15.43

16.20

1979

2000

1982

1978

1974

1985

2000

2009

1984

2009

1974

1980

2000

1987

1983

1991

1980

1978

2009

2006

1980

1987

1974

1979

2000

1997

1983

1978

1984

1978

1992

1985

1983

2007

1984

1982

1974

1982

72,650

113,293

73,930

29,205

39,134

28,547

62,533

49,415

20,015

89,134

101,008

117,592

111,130

118,730

125,898

113,108

90,327

21,926

78,767

55,385

69,928

41,455

95,032

49,359

41,530

102,733

105,766

43,526

26,060

49,573

196,458

2,333,147

125,874

49,760

35,110

24,900

253,981

106,169

37,740

633,534

21

 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
Table of Contents

 Whitestone REIT and Subsidiaries
Property Details
As of December 31, 2013
(continued)

Community Name

Location

Year Built/
Renovated

Gross 
Leasable
Square Feet

Percent
Occupied 
at
12/31/2013

Annualized Base
Rental Revenue 
(in thousands) (1)

Average
Base Rental
Revenue Per
Sq. Ft. (2)

Average Net 
Effective Annual 
Base Rent Per 
Leased Sq. Ft.(3)

Office/Flex Communities:

Brookhill

Corporate Park Northwest

Corporate Park West

Corporate Park Woodland

Dairy Ashford

Holly Hall Industrial Park

Interstate 10 Warehouse

Main Park

Plaza Park

Westbelt Plaza

Westgate Service Center

Total/Weighted Average

Total/Weighted Average -
Operating Portfolio

Houston

Houston

Houston

Houston

Houston

Houston

Houston

Houston

Houston

Houston

Houston

Corporate Park Woodland II

Houston

Fountain Hills Plaza

Fountain Square

Market Street at DC Ranch

Phoenix

Phoenix

Phoenix

Village Square at Dana Park

Phoenix

Total/Weighted Average -
Development Portfolio

Anthem Marketplace

Dana Park Development

Fountain Hills

Market Street at DC Ranch

Pinnacle Phase II

Phoenix

Phoenix

Phoenix

Phoenix

Phoenix

Shops at Starwood Phase III

Dallas

Total/Weighted Average - 
Property Held For 
Development (4)

Grand Total/Weighted
Average

1979

1981

1999

2000

1981

1980

1980

1982

1982

1978

1984

1972

2009

1986

2003

2009

N/A

N/A

N/A

N/A

N/A

N/A

74,757

185,627

175,665

99,937

42,902

90,000

151,000

113,410

105,530

65,619

97,225

1,201,672

87% $

243

$

82%

93%

100%

99%

100%

99%

90%

67%

84%

100%

91%

1,543

1,538

954

271

757

723

713

699

487

589

8,517

3.74

$

10.14

9.41

9.55

6.38

8.41

4.84

6.99

9.89

8.84

6.06

7.79

4,168,353

88%

43,859

11.96

16,220

111,289

118,209

241,280

310,979

797,977

—

—

—

—

—

—

—

87% $

240

$

17.01

$

89%

73%

81%

78%

80%

—

—

—

—

—

—

—

1,594

1,296

3,434

4,003

10,567

—

—

—

—

—

—

—

16.09

15.02

17.57

16.50

16.55

—

—

—

—

—

—

—

3.72

11.34

9.13

9.39

6.19

8.26

4.83

6.99

9.74

8.29

6.01

7.84

12.25

17.01

19.52

18.04

17.57

17.39

17.83

—

—

—

—

—

—

—

4,966,330

87% $

54,426

$

12.60

$

13.03

(1)    Calculated as the tenant's actual December 31, 2013 base rent (defined as cash base rents including abatements) multiplied 
by 12. Excludes vacant space as of December 31, 2013. Because annualized base rental revenue is not derived from 
historical results that were accounted for in accordance with generally accepted accounting principles, historical results 
differ from the annualized amounts.  Total abatements for leases in effect as of December 31, 2013 equaled approximately 
$101,000 for the month ended December 31, 2013.

(2)    Calculated as annualized base rent divided by gross leasable area leased as of December 31, 2013.  Excludes vacant space 

as of December 31, 2013.

(3)  Represents (i) the contractual base rent for leases in place as of December 31, 2013, adjusted to a straight-line basis to 

reflect changes in rental rates throughout the lease term and amortize free rent periods and abatements, but without regard 
to tenant improvement allowances and leasing commissions, divided by (ii) square footage under commenced leases of 
December 31, 2013.

22

 
 
 
 
 
 
 
  
  
  
 
 
 
 
Table of Contents

(4)  As of December 31, 2013, these parcels of land were held for development and, therefore, had no gross leasable area.

23

Table of Contents

Significant Tenants

The following table sets forth information about our 15 largest tenants as of December 31, 2013, based upon annualized 

rental revenues at December 31, 2013.

Tenant Name

Location

Annualized
Rental
Revenue
(in
thousands)

Percentage 
of Total 
Annualized 
Base Rental 
Revenues (1)

Initial Lease
Date

Year
Expiring

Safeway Stores Incorporated (2)

Phoenix

$

1,061

2.0%

Bashas' Inc. (3)

Wells Fargo & Company (4)
University of Phoenix

Sports Authority

Walgreens Co. (5)
Paul's Ace Hardware

Super Bravo, Inc.

Rock Solid Images

Sterling Jewelers, Inc.

KinderCare Learning Centers LLC (6)
Midland Financial Co.

Barnes & Noble Booksellers, Inc.

X-Ray X-Press Corporation

Air Liquide America, L.P.

Phoenix

Phoenix

San Antonio

San Antonio

Phoenix

Phoenix

Houston

Houston

Phoenix

Phoenix

Phoenix

Phoenix

Houston

Dallas

859

627

500

495

448

400

349

342

326

322

315

314

291

275

7/12/2000,
5/8/1991 and
7/1/2000

12/9/1993,
10/9/2004
and 4/1/2009

10/24/1996
and
4/16/1999

1.6%

1.2%

0.9% 10/18/2010

0.9%

0.8%

0.7%

0.6%

0.6%

0.6%

0.6%

0.6%

0.6%

0.5%

0.5%

1/1/2004

11/3/1996
and
11/2/1987

3/1/2008

6/15/2011

4/1/2004

11/23/2004

5/7/2001 and
7/15/2000

1/1/2006

4/5/2004

7/1/1998

8/1/2001

2020, 2020
and 2021

2014, 2024
and 2029

2016 and
2018

2018

2015

2049 and
2027

2018

2023

2015

2020

2021 and
2035

2015

2015

2019

2018

$

6,924

12.7%

 (1)  Annualized Base Rental Revenues represents the monthly base rent as of December 31, 2013 for each applicable tenant 

multiplied by 12.

(2)  As of December 31, 2013, we had three leases with the same tenant occupying space at properties located in Phoenix.  The 
annualized rental revenue for the lease that commenced on July 12, 2000, and is scheduled to expire in 2020, was $425,000, 
which represents 0.8% of our total annualized base rental revenue.  The annualized rental revenue for the lease that 
commenced on May 8, 1991, and is scheduled to expire in 2021, was $344,000, which represents 0.7% of our total 
annualized base rental revenue.  The annualized rental revenue for the lease that commenced on July 1, 2000, and is 
scheduled to expire in 2020, was $292,000, which represents 0.5% of our total annualized base rental revenue.

(3)  As of December 31, 2013, we had three leases with the same tenant occupying space at properties located in Phoenix.  The 
annualized rental revenue for the lease that commenced on December 9, 1993, and is scheduled to expire in 2014, was 
$61,000, which represents 0.1% of our total annualized base rental revenue.  The annualized rental revenue for the lease that 
commenced on October 9, 2004, and is scheduled to expire in 2024, was $119,000, which represents 0.2% of our total 
annualized base rental revenue.  The annualized rental revenue for the lease that commenced on April 1, 2009, and is 
scheduled to expire in 2029, was $679,000, which represents 1.3% of our total annualized base rental revenue.

24

 
Table of Contents

(4)  As of December 31, 2013, we had two leases with the same tenant occupying space at properties located in Phoenix.  The 
annualized rental revenue for the lease that commenced on October 24, 1996, and is scheduled to expire in 2016, was 
$114,000, which represents 0.2% of our total annualized base rental revenue.  The annualized rental revenue for the lease 
that commenced on April 16, 1999, and is scheduled to expire in 2018, was $513,000, which represents 1.0% of our total 
annualized base rental revenue.

(5)  As of December 31, 2013, we had two leases with the same tenant occupying space at properties located in Phoenix.  The 
annualized rental revenue for the lease that commenced on November 3, 1996, and is scheduled to expire in 2049, was 
$279,000, which represents 0.5% of our total annualized base rental revenue.  The annualized rental revenue for the lease 
that commenced on November 2, 1987, and is scheduled to expire in 2027, was $169,000, which represents 0.3% of our 
total annualized base rental revenue.

(6)  As of December 31, 2013, we had two leases with the same tenant occupying space at properties located in Phoenix.  The 

annualized rental revenue for the lease that commenced on May 7, 2001, and is scheduled to expire in 2021, was $267,000, 
which represents 0.5% of our total annualized base rental revenue.  The annualized rental revenue for the lease that 
commenced on July 15, 2000, and is scheduled to expire in 2035, was $55,000, which represents 0.1% of our total 
annualized base rental revenue.

Lease Expirations

The following table lists, on an aggregate basis, all of our scheduled lease expirations over the next 10 years.

Gross Leasable Area

Annualized Base Rent

as of December 31, 2013

Number of
Leases

Approximate
Square Feet

Percent of
Total

Amount
(in thousands)

Percent of
Total

414

233

206

132

121

44

22

16

23

13
1,224

996,649

733,611

587,016

430,480

537,445

219,993

199,911

143,907

159,310

135,753
4,144,075

20.1 % $

12,536

14.8 %

11.8 %

8.7 %

10.8 %

4.4 %

4.0 %

2.9 %

3.2 %

2.7 %
83.4% $

9,025

7,647

6,106

7,210

2,690

2,326

1,817

1,949

833
52,139

23.0 %

16.6 %

14.0 %

11.2 %

13.2 %

4.9 %

4.3 %

3.3 %

3.6 %

1.5 %
95.6%

Year

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023
Total

Insurance

We believe that we have property and liability insurance with reputable, commercially rated companies.  We also 

believe that our insurance policies contain commercially reasonable deductibles and limits, adequate to cover our 
properties.  We expect to maintain this type of insurance coverage and to obtain similar coverage with respect to any additional 
properties we acquire in the near future.  Further, we have title insurance relating to our properties in an aggregate amount that 
we believe to be adequate.

Item 3.  Legal Proceedings.

We are a participant in various legal proceedings and claims that arise in the ordinary course of our business.  These 

matters are generally covered by insurance.  While the resolution of these matters cannot be predicted with certainty, we 
believe that the final outcome of these matters will not have a material effect on our financial position, results of operations or 
cash flows.

25

 
 
 
 
 
 
 
 
 
 
 
 
Item 4.  Mine Safety Disclosures.

Not applicable.

26

 
Table of Contents

PART II

Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity 
Securities.

Market Information

Reclassification of Common Shares 

On June 27, 2012, we filed with the State Department of Assessments and Taxation of Maryland amendments to our 

declaration of trust that (i) reclassified each issued and unissued Class A common share of beneficial interest, par value $0.001 
per share (the "Class A common shares") into one Class B common share of beneficial interest, par value $0.001 per share (the 
"Class B common shares") and (ii) changed the designation of all of the Class B common shares to "common shares."  The 
amendment setting forth the reclassification of the Class A common shares into Class B common shares was approved by our 
shareholders at the 2012 annual meeting of shareholders held on May 22, 2012.  The amendment approving the redesignation 
of the Class B common shares to common shares was approved by our board of trustees and did not require shareholder 
approval.

Common Shares

Our common shares were issued and began trading on the NYSE Amex (which is now known as the NYSE MKT LLC 

("NYSE MKT")) on August 25, 2010 under the ticker symbol "WSR."  On June 29, 2012, we transferred the listing of our 
common shares from the NYSE MKT to the NYSE under our existing ticker symbol "WSR."  As a result of the transfer, we 
voluntarily delisted our common shares from the NYSE MKT effective June 28, 2012.  As of February 26, 2014, we had 
21,956,290 common shares of beneficial interest outstanding held by a total of 15,066 shareholders of record.

The following table sets forth the quarterly high, low, and closing prices per share of our common shares for the years 

ended December 31, 2013 and 2012 as reported on the NYSE MKT through June 28, 2012 and on the NYSE from June 29, 
2012 through December 31, 2013.

For the Year Ended December 31, 2013

High

Low

Close

First Quarter

Second Quarter

Third Quarter

Fourth Quarter

For the Year Ended December 31, 2012

First Quarter

Second Quarter

Third Quarter

Fourth Quarter

$

$

$

$

$

$

$

$

High

15.34

17.85

17.08

14.83

13.78

13.93

13.95

14.20

$

$

$

$

$

$

$

$

Low

13.96

14.81

13.82

12.86

11.84

12.30

12.72

12.07

$

$

$

$

$

$

$

$

Close

15.14

15.76

14.73

13.37

13.04

13.81

13.20

14.05

On February 26, 2014, the closing price of our common shares reported on the NYSE was $14.15 per share. 

Distributions

U.S. federal income tax law generally requires that a REIT distribute annually to its shareholders at least 90% of its 

REIT taxable income, without regard to the deduction for dividends paid and excluding net capital gains, and that it pay tax at 
regular corporate rates on any taxable income that it does not distribute.  We currently, and intend to continue to, accrue 
distributions quarterly and make distributions in three monthly installments following the end of the quarter.  For a discussion 
of our cash flow as compared to dividends, see “Management's Discussion and Analysis of Financial Condition and Results of 
Operations - Liquidity and Capital Resources.” 

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The timing and frequency of our distributions are authorized and declared by our board of trustees in exercise of its 

business judgment based upon a number of factors, including: 

• 
• 
• 
• 
• 
• 
• 

our funds from operations; 
our debt service requirements; 
our capital expenditure requirements for our properties; 
our taxable income, combined with the annual distribution requirements necessary to maintain REIT qualification; 
requirements of Maryland law; 
our overall financial condition; and 
other factors deemed relevant by our board of trustees of trustees.

Any distributions we make will be at the discretion of our board of trustees and we cannot provide assurance that our 

distributions will be made or sustained in the future.

The following table reflects the total distributions we have paid (including the total amount paid and the amount paid 

per share/unit) in each indicated quarter (in thousands, except per share/unit data):

Common Shares (1)

Noncontrolling OP Unit Holders

Total

Quarter Paid

Distributions
Per Common
Share

Total Amount
Paid

Distributions
Per OP Unit

Total Amount
Paid

Total Amount
Paid

2013

Fourth Quarter

Third Quarter

Second Quarter

First Quarter

Total

2012

Fourth Quarter

Third Quarter

Second Quarter

First Quarter

Total

$

$

$

$

0.2850

$

5,790

$

0.2850

$

0.2850

0.2850

0.2850
1.1400

$

4,865

4,832

4,807
20,294

$

0.2850

0.2850

0.2850
1.1400

$

0.2850

$

4,781

$

0.2850

$

0.2850

0.2850

0.2850
1.1400

$

3,859

3,362

3,322
15,324

$

0.2850

0.2850

0.2850
1.1400

$

163

165

169

194
691

221

224

258

301
1,004

$

$

$

$

5,953

5,030

5,001

5,001
20,985

5,002

4,083

3,620

3,623
16,328

(1) Effective June 27, 2012, each outstanding Class A common share was reclassified into one Class B common share, and the 

Class B common shares were redesignated as "common shares."

Equity Compensation Plan Information

Please refer to Item 12 of this report for information concerning securities authorized under our equity incentive plan.

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Performance Graph 

The following graph compares the total shareholder returns of the Company's common shares to the Standard & Poor's 
500 Index (“S&P 500”) and to the Morgan Stanley Capital International US REIT Index ("REIT Index") from August 25, 2010 
to December 31, 2013.  The graph assumes that the value of the investment in our common shares and in the S&P 500 and 
REIT indices was $100 at August 25, 2010 and that all dividends were reinvested.  The price of our common shares on August 
25, 2010 (on which the graph is based) was $12.00.  The past shareholder return shown on the following graph is not 
necessarily indicative of future performance.  The performance graph and related information shall not be deemed "filed" with 
the SEC, nor shall such information be incorporated by reference into any future filing, except to the extent the Company 
specifically incorporates it by reference into such filing. 

29 

 
 
 
 
 
 
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Item 6.  Selected Financial Data.

The following table sets forth our selected consolidated financial information and should be read in conjunction with 

“Management’s Discussion and Analysis of Financial Condition and Results of Operations” and our audited consolidated 
financial statements and the notes thereto, both of which appear elsewhere in this report.

Operating Data:

Revenues

Property expenses

General and administrative

Depreciation and amortization

Executive relocation expense

Involuntary conversion

Interest expense

Interest, dividend and other investment income

Income from continuing operations before loss on disposal of assets and income

taxes

Provision for income taxes

Loss on disposal of assets

Income from continuing operations

Gain on sale of property

Net income

Less: net income attributable to noncontrolling interests

Year Ended December 31,

(in thousands, except per share data)

2013

2012

2011

2010

2009

$

62,145

$

46,554

$

34,915

$

31,533

$

32,685

23,510

10,912

13,429

—

—

10,150

(136)

4,280

(305)

(56)

3,919

—

3,919

125

17,639

7,616

10,229

2,177

—

8,732

(290)

451

(286)

(112)

53

—

53

3

13,327

12,283

12,991

6,648

7,749

—

—

6,344

(460)

4,992

6,805

—

6,072

6,518

—

(558)

(1,542)

6,040

6,189

(28)

(36)

1,307

1,999

2,493

(225)

(146)

936

397

1,333

210

(264)

(160)

1,575

—

1,575

470

(222)

(196)

2,075

—

2,075

733

Net income attributable to Whitestone REIT

$

3,794

$

50

$

1,123

$

1,105

$

1,342

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Earnings per share - basic

Net income attributable to common shareholders excluding amounts attributable to

unvested restricted shares

Earnings per share - diluted

Net income attributable to common shareholders excluding amounts attributable to

unvested restricted shares

Balance Sheet Data:

Real estate (net)

Other assets

Total assets

Liabilities

Whitestone REIT shareholders' equity

Noncontrolling interest in subsidiary

Other Data:

Proceeds from issuance of common shares

Acquisitions of and additions to real estate
Distributions per share (1)
Funds from operations (2)

Operating Portfolio Occupancy at year end

Average aggregate gross leasable area

Average rent per square foot

Year Ended December 31,

(in thousands, except per share data)

2013

2012

2011

2010

2009

$

$

0.21

0.20

$

$

0.00

0.00

$

$

0.12

0.12

$

$

0.27

0.27

$

$

0.41

0.40

$ 480,266

$ 355,749

$ 246,888

$ 165,398

$ 158,398

27,708

29,622

26,605

31,047

23,602

$ 507,974

$ 385,371

$ 273,493

$ 196,445

$ 182,000

$ 287,059

$ 212,484

$ 142,786

$ 112,162

$ 115,141

215,818

166,031

115,958

5,097

6,856

14,749

62,708

21,575

43,590

23,269

$ 507,974

$ 385,371

$ 273,493

$ 196,445

$ 182,000

$ 63,887

$ 58,679

$ 59,683

$ 22,970

$

—

137,024

118,207

88,903

12,768

12,855

1.12

17,314

1.12

10,273

1.09

8,707

1.17

8,432

1.59

8,618

88%

87%

87%

86%

82%

4,537

3,833

3.366

3,058

3,039

$

12.60

$

11.86

$

10.37

$

10.31

$

10.76

(1)  

The distributions per share represent total cash payments divided by weighted average common shares.

(2)

  We believe that Funds From Operations (“FFO”) is an appropriate supplemental measure of operating performance because it helps our investors compare 
our operating performance relative to other REITs.  The National Association of Real Estate Investment Trusts (“NAREIT”) defines FFO as net income (loss) 
available to common shareholders computed in accordance with GAAP, excluding gains or losses from sales of operating properties and extraordinary items, 
plus depreciation and amortization of real estate assets, including our share of unconsolidated partnerships and joint ventures.  We calculate FFO in a manner 
consistent with the NAREIT definition.  For more information, see "Management's Discussion and Analysis of Financial Condition and Results of Operations 
- Reconciliation of Non-GAAP Financial Measures."

The following table sets forth a reconciliation of net income to FFO, the nearest GAAP measure, for the periods 

presented:

Net income attributable to Whitestone REIT
Depreciation and amortization of real estate assets (1)
(Gain) loss on sale or disposal of assets (1)

Net income attributable to noncontrolling interests

FFO

(1) Including amounts for discontinued operations.

Year Ended December 31,

(in thousands, except per share data)

2013

2012

2011

2010

2009

$

3,794

$

50

$

1,123

$

1,105

$

13,339

10,108

56

125

112

3

7,625

(251)

210

6,697

160

470

1,342

6,347

196

733

$

17,314

$

10,273

$

8,707

$

8,432

$

8,618

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Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations.

You should read the following discussion of our financial condition and results of operations in conjunction with our 
audited consolidated financial statements and the notes thereto included in this annual report.  For more detailed information 
regarding the basis of presentation for the following information, you should read the notes to our audited consolidated 
financial statements included in this Annual Report on Form 10-K.

Overview of Our Company

We are a fully integrated real estate company that owns and operates commercial properties in culturally diverse 

markets in major metropolitan areas.  Founded in 1998, we are internally managed with a portfolio of commercial properties in 
Texas, Arizona and Illinois.

In October 2006, our current management team joined the company and adopted a strategic plan to acquire, redevelop, 

own and operate Community Centered Properties.  We define Community Centered Properties as visibly located properties in 
established or developing culturally diverse neighborhoods in our target markets.  We market, lease, and manage our centers to 
match tenants with the shared needs of the surrounding neighborhood.  We have a diversified tenant base concentrated on 
service offerings including medical, educational, casual dining and convenience services.  Our goal is for each property to 
become a Whitestone-branded business center or retail community that serves a neighboring five-mile radius around our 
property.  We employ and develop a diverse group of associates who understand the needs of our multicultural communities 
and tenants.

As of December 31, 2013, we owned and operated 60 commercial properties consisting of:

Operating Portfolio

• 

• 

• 

31 retail properties containing approximately 2.3 million square feet of gross leasable area and having a total 
carrying amount (net of accumulated depreciation) of $270.1 million;

seven office properties containing approximately 0.6 million square feet of gross leasable area and having a 
total carrying amount (net of accumulated depreciation) of $42.3 million; and

11 office/flex properties containing approximately 1.2 million square feet of gross leasable area and having a 
total carrying amount (net of accumulated depreciation) of $38.5 million.

Redevelopment, New Acquisitions Portfolio

• 

five retail properties containing approximately 0.8 million square feet of leasable space and having a total 
carrying amount (net of accumulated depreciation) of $120.8 million; and

• 

six parcels of land held for future development having a total carrying amount of $8.6 million. 

As of December 31, 2013, we had an aggregate of 1,243 tenants.  We have a diversified tenant base with our largest 

tenant comprising only 2.0% of our total revenues for the year ended December 31, 2013.  Lease terms for our properties range 
from less than one year for smaller tenants to more than 15 years for larger tenants.  Our leases generally include minimum 
monthly lease payments and tenant reimbursements for payment of taxes, insurance and maintenance.  We completed 347 new 
and renewal leases during 2013, totaling 834,920 square feet and $44.2 million in total lease value.

We employed 68 full-time employees as of December 31, 2013.  As an internally managed REIT, we bear our own 

expenses of operations, including the salaries, benefits and other compensation of our employees, office expenses, legal, 
accounting and investor relations expenses and other overhead costs.

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How We Derive Our Revenue

Substantially all of our revenue is derived from rents received from leases at our properties.  We had rental income and 

tenant reimbursements of approximately $62,145,000 for the year ended December 31, 2013 as compared to $46,554,000 for 
the year ended December 31, 2012, an increase of $15,591,000, or 33%.  The twelve months ended December 31, 2013 
included $15,179,000 in increased revenues from New Store operations.   We define "New Stores" as properties acquired 
during the period being compared.  For the purposes of comparing the twelve months ended December 31, 2013 to the twelve 
months ended December 31, 2012, this includes properties acquired between January 1, 2012 and December 31, 2013.  During 
the twelve months ended December 31, 2013, Same Store revenues increased $412,000 in the aggregate.  We define "Same 
Stores" as properties that were owned at the beginning of the period being compared.  For the purposes of comparing the 
twelve months ended December 31, 2013 to the twelve months ended December 31, 2012, this includes properties owned 
before January 1, 2012.  Same Store average occupancy increased from 85.2%  for the twelve months ended December 31, 
2012 to 86.7%  for the twelve months ended December 31, 2013, increasing Same Store revenue $786,000.   Partially offsetting 
the increase in Same Store average occupancy, the Same Store revenue rate per average leased square foot decreased $0.12 for 
the twelve months ended  December 31, 2013 to $14.02 per average leased square foot as compared to the twelve months 
ended December 31, 2012 revenue rate per average leased square foot of $14.14, decreasing Same Store revenue $374,000. 

Known Trends in Our Operations; Outlook for Future Results

Rental Income

We expect our rental income to increase year-over-year due to the addition of properties. The amount of net rental 

income generated by our properties depends principally on our ability to maintain the occupancy rates of currently leased space 
and to lease currently available space, newly acquired properties with vacant space, and space available from unscheduled lease 
terminations.  The amount of rental income we generate also depends on our ability to maintain or increase rental rates in our 
submarkets.  Negative trends in one or more of these factors could adversely affect our rental income in future periods, 
although we expect modest continued improvement in the overall economy in our markets to provide slight increases in 
occupancy at certain of our properties.

Scheduled Lease Expirations

We tend to lease space to smaller businesses that desire shorter term leases.  As of December 31, 2013, approximately 
35% of our gross leasable area was subject to leases that expire prior to December 31, 2015.  Over the last three years we have 
renewed approximately 74% of our square footage expiring as a result of lease maturities.  We routinely seek to renew leases 
with our existing tenants prior to their expiration and typically begin discussions with tenants as early as 18 months prior to the 
expiration date of the existing lease.  While our early renewal program and other leasing and marketing efforts target these 
expiring leases, we hope to re-lease most of that space prior to expiration of the leases.  In the markets in which we operate, we 
obtain and analyze market rental rates through review of third-party publications, which provide market and submarket rental 
rate data and through inquiry of property owners and property management companies as to rental rates being quoted at 
properties that are located in close proximity to our properties and we believe display similar physical attributes as our nearby 
properties.  We use this data to negotiate leases with new tenants and renew leases with our existing tenants at rates we believe 
to be competitive in the markets for our individual properties.  Due to the short term nature of our leases, and based upon our 
analysis of market rental rates, we believe that, in the aggregate, our current leases are at market rates.  Market conditions, 
including new supply of properties, and macroeconomic conditions in our markets and nationally affecting tenant income, such 
as employment levels, business conditions, interest rates, tax rates, fuel and energy costs and other matters, could adversely 
impact our renewal rate and/or the rental rates we are able to negotiate.  We continue to monitor our tenants' operating 
performances as well as overall economic trends to evaluate any future negative impact on our renewal rates and rental rates, 
which could adversely affect our cash flow and ability to make distributions to our shareholders. 

Acquisitions

We expect to actively seek acquisitions in the foreseeable future.  We believe that over the next few years we will 

continue to have excellent opportunities to acquire quality properties at historically attractive prices.  We have extensive 
relationships with community banks, attorneys, title companies and others in the real estate industry, which we believe enables 
us to take advantage of these market opportunities and maintain an active acquisition pipeline. 

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Property Acquisitions

We seek to acquire commercial properties in high-growth markets.  Our acquisition targets are properties that fit our 

Community Centered Properties strategy.  We define Community Centered Properties as visibly located properties in 
established or developing, culturally diverse neighborhoods in our target markets, primarily in and around Phoenix, Chicago, 
Dallas, San Antonio and Houston.  We market, lease and manage our centers to match tenants with the shared needs of the 
surrounding neighborhood.  We have a diversified tenant base concentrated on service offerings including medical, educational, 
casual dining and convenience services.  Our goal is for each property to become a Whitestone-branded business center or retail 
community that serves a neighboring five-mile radius around our property.

Property Acquisitions.  On December 5, 2013, we acquired Market Street at DC Ranch, a property that meets our 

Community Centered Property strategy, for approximately $37.4 million in cash and net prorations.  The 241,280 square foot 
property was 80% leased at the time of purchase and is located in Scottsdale, Arizona.  The property is located in the DC Ranch 
master planned community with a mix of retail and office space with national credit tenants including Safeway Supermakets, 
Wells Fargo, Grimaldi's Pizza, McCormick & Co., Edward Jones and Fleming's Steakhouse.

On October 17, 2013, we acquired a 2.50 acre parcel for $2.8 million in cash and net prorations.  The parcel is located 

in Spring, Texas, a suburb of Houston, and is contiguous to our Corporate Park Woodland property.  At the time of purchase, 
the parcel had 16,220 square feet and was 63% leased.  The property is located on Interstate 45 in north Houston and is in close 
proximity to the 385-acre Exxon Mobil campus scheduled to bring approximately 10,000 employees by 2015.

On October 7, 2013, we acquired Fountain Hills Plaza, a property that meets our Community Centered Property 

strategy, for approximately $20.6 million in cash and net prorations.  The 111,289 square foot property was 87% leased at the 
time of purchase and is located in Fountain Hills, Arizona, a suburb of Phoenix.  The property is located in the 10,000 
household master-planned community of Fountain Hills and is dual-anchored by a 49,000 square foot Bashas' and a 27,000 
square foot Ace Hardware.

On June 28, 2013, we acquired Anthem Marketplace, a property that meets our Community Centered Property 
strategy, for approximately $23.3 million in cash and net prorations.  The 113,293 square foot property was 100% leased at the 
time of purchase and is located in Phoenix, Arizona.  In the same purchase, we also acquired an adjacent development pad site 
of 0.83 acres.  The property serves the Anthem and adjacent Tramonto family-oriented master-planned communities in North 
Phoenix and includes a broad tenant mix of dining establishments and personal care services and retailers and is anchored by 
Safeway Supermarket.

On June 19, 2013, we acquired Mercado at Scottsdale Ranch, a property that meets our Community Centered Property 
strategy, for approximately $21.3 million, including the assumption of a $11.1 million non-recourse loan, a $0.9 million interest 
rate supplement and cash of $9.3 million.  The 118,730 square foot property was 100% leased at the time of purchase and is 
located in Scottsdale, Arizona.  The property is located within the upscale Scottsdale Ranch neighborhood and is anchored by 
A.J's Fine Foods, a 13,000 square foot fitness center and Walgreens.

On March 28, 2013, we acquired Headquarters Village Shopping Center, a property that meets our Community 

Centered Property strategy, for approximately $25.7 million in cash and net prorations.  The 89,134 square foot property was 
100% leased at the time of purchase and is located in Plano, Texas.  The property is located within the Preston Road Retail 
Corridor, adjacent to the 2,665 acre Legacy in Plano master-planned community and serves the north Dallas trade area, home to 
several Fortune 500 companies.

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Summary of Critical Accounting Policies

Our discussion and analysis of our financial condition and results of operations are based on our consolidated financial 

statements.  We prepared these financial statements in conformity with U.S. generally accepted accounting principles 
("GAAP").  The preparation of these financial statements required us to make estimates and assumptions that affect the 
reported amounts of assets and liabilities, the disclosure of contingent liabilities at the dates of the financial statements and the 
reported amounts of revenues and expenses during the reporting periods.  We based our estimates on historical experience and 
on various other assumptions we believe to be reasonable under the circumstances.  Our results may differ from these 
estimates.  Currently, we believe that our accounting policies do not require us to make estimates using assumptions about 
matters that are highly uncertain.  For a better understanding of our accounting policies, you should read Note 2, “Summary of 
Significant Accounting Policies,” to our accompanying consolidated financial statements in conjunction with this 
"Management’s Discussion and Analysis of Financial Condition and Results of Operations."

We have described below the critical accounting policies that we believe could impact our consolidated financial 

statements most significantly.

Revenue Recognition.  All leases on our properties are classified as operating leases, and the related rental income is 

recognized on a straight-line basis over the terms of the related leases.  Differences between rental income earned and amounts 
due per the respective lease agreements are capitalized or charged, as applicable, to accrued rents and accounts 
receivable.  Percentage rents are recognized as rental income when the thresholds upon which they are based have been 
met.  Recoveries from tenants for taxes, insurance, and other operating expenses are recognized as revenues in the period the 
corresponding costs are incurred.  We have established an allowance for doubtful accounts against the portion of tenant 
accounts receivable which is estimated to be uncollectible.

Development Properties.  Land, buildings and improvements are recorded at cost.  Expenditures related to the 

development of real estate are carried at cost, which includes capitalized carrying charges and development costs.  Carrying 
charges, primarily interest, real estate taxes and loan acquisition costs, and direct and indirect development costs related to 
buildings under construction, are capitalized as part of construction in progress.  The capitalization of such costs ceases when 
the property, or any completed portion thereof, becomes available for occupancy.  Prior to that time, we expense these costs as 
acquisition expense.  For the year ended December 31, 2013, approximately $114,000 and $100,000 in interest expense and 
real estate taxes, respectively, were capitalized.  For the year ended December 31, 2012, approximately $176,000 and $147,000 
in interest expense and real estate taxes, respectively, were capitalized.  No interest or real estate taxes were capitalized for the 
year ended December 31, 2011. 

Acquired Properties and Acquired Lease Intangibles.  We allocate the purchase price of the acquired properties to 
land, building and improvements, identifiable intangible assets and to the acquired liabilities based on their respective fair 
values at the time of purchase.  Identifiable intangibles include amounts allocated to acquired out-of-market leases, the value of 
in-place leases and customer relationship value, if any.  We determine fair value based on estimated cash flow projections that 
utilize appropriate discount and capitalization rates and available market information.  Estimates of future cash flows are based 
on a number of factors including the historical operating results, known trends and specific market and economic conditions 
that may affect the property.  Factors considered by management in our analysis of determining the as-if-vacant property value 
include an estimate of carrying costs during the expected lease-up periods considering market conditions, and costs to execute 
similar leases.  In estimating carrying costs, management includes real estate taxes, insurance and estimates of lost rentals at 
market rates during the expected lease-up periods, tenant demand and other economic conditions.  Management also estimates 
costs to execute similar leases including leasing commissions, tenant improvements, legal and other related expenses.  
Intangibles related to out-of-market leases and in-place lease value are recorded as acquired lease intangibles and are amortized 
as an adjustment to rental revenue or amortization expense, as appropriate, over the remaining terms of the underlying leases.  
Premiums or discounts on acquired out-of-market debt are amortized to interest expense over the remaining term of such debt.

Depreciation.  Depreciation is computed using the straight-line method over the estimated useful lives of 5 to 39 years 
for improvements and buildings, respectively.  Tenant improvements are depreciated using the straight-line method over the life 
of the improvement or remaining term of the lease, whichever is shorter.

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Impairment.  We review our properties for impairment at least annually or whenever events or changes in 

circumstances indicate that the carrying amount of the assets, including accrued rental income, may not be recoverable through 
operations.  We determine whether an impairment in value has occurred by comparing the estimated future cash flows 
(undiscounted and without interest charges), including the estimated residual value of the property, with the carrying cost of the 
property.  If impairment is indicated, a loss will be recorded for the amount by which the carrying value of the property exceeds 
its fair value.  Management has determined that there has been no impairment in the carrying value of our real estate assets as 
of December 31, 2013.

Accrued Rents and Accounts Receivable.  Included in accrued rent and accounts receivable are base rents, tenant 
reimbursements and receivables attributable to recording rents on a straight-line basis.  An allowance for the uncollectible 
portion of accrued rents and accounts receivable is determined based upon customer credit-worthiness (including expected 
recovery of our claim with respect to any tenants in bankruptcy), historical bad debt levels, and current economic trends.  As of 
December 31, 2013 and 2012, we had an allowance for uncollectible accounts of $3.7 million and $2.3 million, respectively.  
As of December 31, 2013, 2012 and 2011, we recorded bad debt expense in the amount of $1.7 million, $1.0 million and $0.6 
million, respectively, related to tenant receivables that we specifically identified as potentially uncollectible based on our 
assessment of each tenant’s credit-worthiness.  Bad debt expenses and any related recoveries are included in property operation 
and maintenance expense.

Unamortized Lease Commissions and Loan Costs.  Leasing commissions are amortized using the straight-line method 

over the terms of the related lease agreements.  Loan costs are amortized on the straight-line method over the terms of the 
loans, which approximates the interest method.  Costs allocated to in-place leases whose terms differ from market terms related 
to acquired properties are amortized over the remaining life of the respective leases.

Prepaids and Other Assets.  Prepaids and other assets include escrows established pursuant to certain mortgage 

financing arrangements for real estate taxes and insurance and acquisition deposits which include earnest money deposits on 
future acquisitions.  As part of our executive relocation arrangement, as discussed in Note 12 to our accompanying consolidated 
financial statements, we issued a note receivable for $975,000 to the buyer, with an interest rate of 4.5% and a maturity of 
December 31, 2013.  On December 5, 2013, the note was renewed through June 30, 2014 and bears interest at a rate of 5.2% 
during the renewal period. 

Federal Income Taxes.  We elected to be taxed as a REIT under the Code beginning with our taxable year ended 

December 31, 1999.  As a REIT, we generally are not subject to federal income tax on income that we distribute to our 
shareholders.  If we fail to qualify as a REIT in any taxable year, we will be subject to federal income tax on our taxable 
income at regular corporate rates.  We believe that we are organized and operate in such a manner as to qualify to be taxed as a 
REIT, and we intend to operate so as to remain qualified as a REIT for federal income tax purposes.

State Taxes.  We are subject to the Texas Margin Tax which is computed by applying the applicable tax rate (1% for 
us) to the profit margin, which, generally, will be determined for us as total revenue less a 30% standard deduction.  Although 
the Texas Margin Tax is not an income tax, Financial Accounting Standards Board (“FASB”) ASC 740, “Income Taxes” (“ASC 
740”) applies to the Texas Margin Tax.  We have recorded a margin tax expense of $0.3 million for the Texas Margin Tax for 
each of the years ended December 31, 2013, and 2012 and $0.2 million for the year ended December 31, 2011.

Fair Value of Financial Instruments.  Our financial instruments consist primarily of cash, cash equivalents, accounts 

receivable, accounts and notes payable and investments in marketable securities.  The carrying value of cash, cash equivalents, 
accounts receivable and accounts payable are representative of their respective fair values due to their short-term nature.  The 
fair value of our long-term debt, consisting of fixed rate secured notes, variable rate secured notes and an unsecured revolving 
credit facility aggregate to approximately $262.0 million and $192.4 million as compared to the book value of approximately 
$264.3 million and $190.6 million as of December 31, 2013 and 2012, respectively.  The fair value of our long-term debt is 
estimated on a Level 2 basis (as provided by ASC 820, "Fair Value Measurements and Disclosures"), using a discounted cash 
flow analysis based on the borrowing rates currently available to us for loans with similar terms and maturities, discounting the 
future contractual interest and principal payments.

Disclosure about fair value of financial instruments is based on pertinent information available to management as of 
December 31, 2013 and 2012.  Although management is not aware of any factors that would significantly affect the fair value 
amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since December 31, 
2013 and current estimates of fair value may differ significantly from the amounts presented herein.

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Derivative Instruments and Hedging Activities.  We occasionally utilize derivative financial instruments, principally 
interest rate swaps, to manage our exposure to fluctuations in interest rates.  We have established policies and procedures for 
risk assessment, and the approval, reporting and monitoring of derivative financial instruments.  We recognize our interest rate 
swaps as cash flow hedges with the effective portion of the changes in fair value recorded in comprehensive income (loss) and 
subsequently reclassified into earnings in the period that the hedged transaction affects earnings.  Any ineffective portion of a 
cash flow hedges' change in fair value is recorded immediately into earnings.  Our cash flow hedges are determined using Level 
2 inputs under ASC 820.  Level 2 inputs represent quoted prices in active markets for similar assets or liabilities; quoted prices 
in markets that are not active; and model-derived valuations whose inputs are observable.  As of December 31, 2013, we 
consider our cash flow hedges to be highly effective. 

Recent accounting pronouncements.  In February 2013, the FASB issued guidance requiring entities to disclose certain 

information relating to amounts reclassified out of accumulated other comprehensive income.  The guidance was effective 
prospectively for reporting periods beginning on or after December 15, 2012.  We do not expect the pronouncement to have a 
significant impact on our consolidated financial statements.

In July 2013, the FASB issued guidance permitting the Fed Funds Effective Swap Rate to be used as a U.S. benchmark 

interest rate for hedge accounting purposes under ASC 815 ("Derivatives and Hedging"), in addition to the interest rates on 
direct Treasury obligations of the U.S. government and LIBOR.  This guidance is effective prospectively for qualifying new or 
redesignated hedging relationships entered into on or after July 17, 2013.  We do not expect the pronouncement to have a 
significant impact on our consolidated financial statements.

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Liquidity and Capital Resources

Our short-term liquidity requirements consist primarily of distributions to holders of our common shares and OP units, 
including those required to maintain our REIT status and satisfy our current quarterly distribution target of $0.2850 per share and 
OP unit, recurring expenditures, such as repairs and maintenance of our properties, non-recurring expenditures, such as capital 
improvements and tenant improvements, debt service requirements, and, potentially, acquisitions of additional properties. 

During the year ended December 31, 2013, our cash provided from operating activities was $23,884,000 and our total 
dividends and distributions paid were $20,985,000.  Therefore, we had cash flow from operations in excess of distributions of 
approximately $2,899,000.  On February 4, 2013, we, through our Operating Partnership, entered into the 2013 Facility.  In 
addition to a $125 million unsecured borrowing capacity under the revolving loan, the 2013 Facility also includes a $50 million 
term loan and permits the Operating Partnership to increase the borrowing capacity under the 2013 Facility to a total of $225 
million, upon the satisfaction of certain conditions.  We anticipate that cash flows from operating activities and our borrowing 
capacity under the 2013 Facility will provide adequate capital for our working capital requirements, anticipated capital 
expenditures and scheduled debt payments in the short term.  We also believe that cash flows from operating activities and our 
borrowing capacity will allow us to make all distributions required for us to continue to qualify to be taxed as a REIT for 
federal income tax purposes.

Our long-term capital requirements consist primarily of maturities under our longer-term debt agreements, 

development and redevelopment costs, and potential acquisitions.  We expect to meet our long-term liquidity requirements with 
net cash from operations, long-term indebtedness, sales of common shares, issuance of OP units, sales of underperforming 
properties and other financing opportunities, including debt financing.  We believe we have access to multiple sources of 
capital to fund our long-term liquidity requirements, including the incurrence of additional debt and the issuance of additional 
equity.  However, our ability to incur additional debt will be dependent on a number of factors, including our degree of 
leverage, the value of our unencumbered assets and borrowing restrictions that may be imposed by lenders. Our ability to 
access the equity markets will be dependent on a number of factors as well, including general market conditions for REITs and 
market perceptions about our company. 

We expect that our rental income will increase as we continue to acquire additional properties, subsequently increasing 
our cash flows generated from operating activities.  We intend to finance the continued acquisition of such additional properties 
through equity issuances and through debt financing. 

Our capital structure includes non-recourse secured debt that we assumed or originated on certain properties. We may 
hedge the future cash flows of certain debt transactions principally through interest rate swaps with major financial institutions.

Cash and Cash Equivalents

We had cash and cash equivalents of approximately $6,491,000 at December 31, 2013, as compared to $6,544,000 at 

December 31, 2012.  The decrease of $53,000 was primarily the result of the following:

Sources of Cash

•  Cash flow from operations of $23,884,000 for the year ended December 31, 2013;

•  Net proceeds of $63,887,000 from issuance of common shares;

•  Net proceeds of $65,800,000 from our revolving credit facility; 

•  Net proceeds of $102,914,000 from issuance of notes payable net of origination costs;

• 

Proceeds from sales of marketable securities of $747,000;

Uses of Cash

• 

Payment of dividends and distributions to common shareholders and OP unit holders of $20,985,000;

•  Real estate acquisitions of $119,102,000;

•  Additions to real estate of $6,291,000;

• 

• 

Payments of loans of $110,867,000;

Payments of exchange offer costs of $40,000.

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We place all cash in short-term, highly liquid investments that we believe provide appropriate safety of principal. 

Equity Offerings

On October 8, 2013, we completed the sale of 4,000,000 common shares, $0.001 par value per share, and on October 
28, 2013, upon the underwriters' exercise of the over-allotment option, we completed the sale of 600,000 additional common 
shares, at a price to the public of $13.54 per share.  Total net proceeds from the offering, including the over-allotment shares, and 
after deducting the underwriting discount and offering expenses, were approximately $59.7 million, which we contributed to the 
Operating Partnership in exchange for OP units.  The Operating Partnership used the net proceeds from this offering for general 
corporate  purposes,  which  included  acquisitions  of  additional  properties,  the  repayment  of  outstanding  indebtedness,  capital 
expenditures (including tenant improvements), the expansion, redevelopment and/or re-tenanting of properties in our portfolio, 
working capital and other general purposes.

On June 19, 2013, we entered into five equity distribution agreements for an at-the-market distribution program.  Pursuant 
to the terms and conditions of the agreements, we can issue and sell up to an aggregate of $50 million of our common shares.  
Actual sales will depend on a variety of factors to be determined by us from time to time, including (among others) market 
conditions, the trading price of our common shares, capital needs and our determinations of the appropriate sources of funding 
for us, and will be made in transactions that will be deemed to be “at-the-market” offerings as defined in Rule 415 under the 
Securities Act of 1933, as amended. We have no obligation to sell any of our common shares, and could at any time suspend offers 
under the agreements or terminate the agreements.  For the year ended December 31, 2013, we sold 282,239 common shares under 
the equity distribution program, with net proceeds to us of approximately $4.2 million.  In connection with such sales, we paid 
compensation of $0.2 million to the sales agents.

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Debt

Mortgages and other notes payable consist of the following (in thousands):

Description

Fixed rate notes

$1.1 million 4.71% Note, due December 31, 2013
$20.2 million 4.28% Note, due June 6, 2023 (1)
$3.0 million 6.00% Note, due March 31, 2021 (2)
$10.0 million 6.04% Note, due March 1, 2014

$1.5 million 6.50% Note, due March 1, 2014

$11.2 million 6.52% Note, due September 1, 2015

$21.4 million 6.53% Notes, due October 1, 2013

$24.5 million 6.56% Note, due October 1, 2013

$9.9 million 6.63% Notes, due March 1, 2014
$9.2 million, Prime Rate less 2.00%, due December 29, 2017 (3)
$11.1 million 5.87% Note, due August 6, 2016
$10.5 million, LIBOR plus 2.00% Note, due September 24, 2018 (4)
$16.5 million 4.97% Note, due September 26, 2023

$37.0 million 3.76% Note, due December 1, 2020

$6.5 million 3.80% Note, due January 1, 2019

$15.1 million 4.99% Note, due January 6, 2024
$50.0 million, 0.84% plus 1.75% to 2.50% Note, due February 3, 2017 (5)
$0.7 million 2.97% Note, due November 28, 2013

Floating rate notes

Unsecured credit facility, LIBOR plus 1.75% to 2.50%, due February 3,
2017

$26.9 million, LIBOR plus 2.86% Note, due December 1, 2013

December 31,

2013

2012

$

1,087

$

20,200

2,905

—

—

—

—

—

—

7,875

11,900

10,500

16,450

37,000

6,500

15,060

50,000

—

84,800

—

$

264,277

$

1,087

13,850

2,943

9,142

1,444

10,609

18,865

23,135

8,925

7,854

—

—

—

—

—

—

—

15

69,000

23,739

190,608

(1)   Promissory note had an original balance of $14.1 million and an interest rate of 5.695%, due in 2013, which was 

refinanced in May 2013.  See below for further discussion of the Pinnacle Note.

(2)   The 6.00% interest rate is fixed through March 30, 2016. On March 31, 2016, the interest rate will reset to the rate of 
interest for a five-year balloon note with a thirty-year amortization as published by the Federal Home Loan Bank. 

(3)  Promissory note includes an interest rate swap that fixed the interest rate at 5.72% for the duration of the term.
(4)  Promissory note includes an interest rate swap that fixed the interest rate at 3.55% for the duration of the term.
(5)  We have entered into an interest rate swap that fixed the LIBOR portion of our $50 million term loan under our unsecured 

credit facility at 0.84%.  The swap began on January 7, 2014.

Our mortgage debt was collateralized by 19 operating properties as of December 31, 2013 with a combined net book 

value of $161.1 million and 27 operating properties as of December 31, 2012 with a combined net book value of $161.8 
million.  Our loans contain restrictions that would require the payment of prepayment penalties for the acceleration of 
outstanding debt and are secured by deeds of trust on certain of our properties and the assignment of certain rents and leases 
associated with those properties. 

On December 23, 2013, we, operating through our subsidiary, Whitestone Woodlake Plaza, LLC, a Delaware limited 

liability company, entered into a $6.5 million promissory note (the "Woodlake Note"), with a fixed interest rate of 3.80% 
payable to Western Reserve Life Assurance Company of Ohio and a maturity of January 1, 2019.  Proceeds from the Woodlake 
Note were used to repay a portion of our unsecured revolving credit facility.

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On December 16, 2013, we, operating through our subsidiary, Whitestone Anthem Marketplace, LLC, a Delaware 

limited liability company, entered into a $15.1 million promissory note (the "Anthem Note"), with a fixed interest rate of 4.99% 
payable to Citigroup Global Markets Realty Corporation and a maturity of January 6, 2024.  Proceeds from the Anthem Note 
were used to repay a portion of our unsecured revolving credit facility.

On November 26, 2013, we, operating through our subsidiary, Whitestone Industrial-Office LLC, a Texas limited 

liability company ("Whitestone Industrial"), entered into a $37.0 million promissory note (the "Industrial Note"), with a fixed 
interest rate of 3.76% payable to Jackson Life National Insurance Company and a maturity of December 1, 2020.  Proceeds 
from the Industrial Note were used to repay our existing $26.9 million floating rate loan that matured on December 1, 2013.  
The remainder of the proceeds were used to pay off approximately $10.1 million in fixed rate indebtedness maturing in 2014.

On September 26, 2013, we, operating through our subsidiary, Whitestone Uptown Tower, LLC, a Delaware limited 

liability company ("Whitestone Uptown"), entered into a $16.5 million promissory note (the "Uptown Note"), with a fixed 
interest rate of 4.97% payable to Morgan Stanley Capital Holdings LLC and a maturity of September 26, 2023.  Proceeds from 
the Uptown Note were used to repay a portion of our unsecured revolving credit facility.

On September 24, 2013, we, operating through our subsidiary, Whitestone Terravita Marketplace, LLC, a Delaware 

limited liability company ("Whitestone Terravita"), entered into a $10.5 million promissory note (the "Terravita Note"), with an 
applicable interest rate of LIBOR plus 2.00%, payable to Bank of America, N.A. and a maturity of September 24, 2018.  
Proceeds from the Terravita Note were used to repay a portion of our unsecured revolving credit facility.

On June 19, 2013, we assumed a $11.1 million promissory note as part of our acquisition of Mercado at Scottsdale 

Ranch (see Note 8 to our accompanying consolidated financial statements).  The 5.87% fixed interest rate note matures on 
August 16, 2016.  In conjunction with our acquisition, we received an interest rate supplement from the seller in the amount of 
$932,000, which we will accrete into expense over the life of the note.  As a result of the supplement, the imputed interest rate 
is 3.052%, which we consider to be an appropriate market rate.

On May 31, 2013, we, operating through our subsidiary, Whitestone Pinnacle of Scottsdale, LLC, a Delaware limited 

liability company ("Whitestone Pinnacle"), refinanced our $14.1 million promissory note, with an applicable interest rate of 
5.695% and a maturity of June 1, 2013, with a $20.2 million promissory note (the "Pinnacle Note") payable to Cantor 
Commercial Real Estate Lending, L.P. with an applicable interest rate of 4.2805%, and a maturity of June 6, 2023.

The 2013 Facility, which is available to us for acquisitions of properties and working capital, is our primary source of 

additional credit.  As of December 31, 2013, $134.8 million was drawn on the 2013 Facility, and our borrowing capacity was 
$40.2 million, assuming that we use proceeds of the 2013 Facility to acquire properties, or to repay debt on properties, that are 
eligible to be included in the unsecured borrowing base.  Proceeds from the 2013 Facility were used for general corporate 
purposes, including property acquisitions, debt repayment, capital expenditures, the expansion, redevelopment and re-tenanting 
of properties in our portfolio and working capital.  Additional proceeds from the 2013 Facility will be used for general 
corporate purposes, including property acquisitions, debt repayment, capital expenditures, the expansion, redevelopment and 
re-tenanting of properties in our portfolio and working capital.  The 2013 Facility currently bears interest at the Operating 
Partnership's election, at a rate of LIBOR plus 1.75% to 2.50%, and matures on February 3, 2017.  As of December 31, 2013, 
the interest rate was 2.167%.  We have an interest rate swap that fixes the LIBOR portion of our $50 million term loan under 
the 2013 Facility at 0.84%.  The swap began on January 7, 2014 and will mature on February 3, 2017.

Certain other of our loans are subject to customary covenants.  As of December 31, 2013, we were in compliance with 

all loan covenants.  

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Annual maturities of notes payable as of December 31, 2013 are due during the following years:

Year

2014

2015

2016

2017

2018

Thereafter

Total

Amount Due

(in thousands)

$

$

2,499

1,866

13,277

144,972

11,911

89,752

264,277

Capital Expenditures

We continually evaluate our properties’ performance and value. We may determine it is in our shareholders’ best 
interest to invest capital in properties we believe have potential for increasing value. We also may have unexpected capital 
expenditures or improvements for our existing assets. Additionally, we intend to continue investing in similar properties outside 
of Texas in cities with exceptional demographics to diversify market risk, and we may incur significant capital expenditures or 
make improvements in connection with any properties we may acquire.

Contractual Obligations

As of December 31, 2013, we had the following contractual obligations (see Note 8 of our accompanying consolidated 

financial statements for further discussion regarding the specific terms of our debt):

Payment due by period (in thousands)

Less than
1
year (2014)

1 - 3 years
(2015 -
2016)

3 - 5 years
(2017 -
2018)

Total

More than
5 years
(after
2018)

$ 264,277

$

2,499

$

15,143

$

156,883

$

Contractual Obligations

Long-Term Debt - Principal

Long-Term Debt - Fixed Interest
Long-Term Debt - Variable Interest (1)
Unsecured credit facility - Unused commitment fee (2)
Operating Lease Obligations
Total

41,066

5,909

404

6,367

1,928

101

135
$ 311,791

$

41
10,936

$

12,493

3,675

202

60
31,573

8,916

306

101

89,752

13,290

—

—

34
166,240

—
103,042

$

$

(1)   As of December 31, 2013, we had one loan totaling $84.8 million which bore interest at a floating rate.  The variable 

interest rate payments are based on LIBOR plus 1.75% to LIBOR plus 2.50%, which reflects our new interest rates under 
our 2013 Facility.  The information in the table above reflects our projected interest rate obligations for the floating rate 
payments based on one-month LIBOR as of December 31, 2013, of 0.17%.

(2)  The unused commitment fees on our unsecured credit facility, payable quarterly, are based on the average daily unused 

amount of our unsecured credit facility.  The fees are 0.25% for facility usage greater than 50% or 0.35% for facility usage 
less than 50%.  The information in the table above reflects our projected obligations for our unsecured credit facility based 
on our December 31, 2013 balance of $134.8 million. 

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Distributions

During 2013, we paid distributions to our common shareholders and OP unit holders of $21.0 million, compared to 

$16.3 million in 2012.  Common shareholders and OP unit holders receive monthly distributions.  Payments of distributions are 
declared quarterly and paid monthly.  The distributions paid to common shareholders and OP unit holders were as follows (in 
thousands, except per share data) for the years ended December 31, 2013 and 2012: 

Common Shares

Noncontrolling OP Unit
Holders

Total

Distributions
Per Common
Share

Total Amount
Paid

Distributions
Per OP Unit

Total Amount
Paid

Total Amount
Paid

Quarter Paid

2013

Fourth Quarter

Third Quarter

Second Quarter

First Quarter

Total

2012

Fourth Quarter

Third Quarter

Second Quarter

First Quarter

Total

$

$

$

$

0.2850

$

5,790

$

0.2850

$

0.2850

0.2850

0.2850
1.1400

$

4,865

4,832

4,807
20,294

$

0.2850

0.2850

0.2850
1.1400

$

0.2850

$

4,781

$

0.2850

$

0.2850

0.2850

0.2850
1.1400

$

3,859

3,362

3,322
15,324

$

0.2850

0.2850

0.2850
1.1400

$

163

165

169

194
691

221

224

258

301
1,004

$

$

$

$

5,953

5,030

5,001

5,001
20,985

5,002

4,083

3,620

3,623
16,328

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Results of Operations

Year Ended December 31, 2013 Compared to Year Ended December 31, 2012 

The following table provides a general comparison of our results of operations for the years ended December 31, 2013 

and December 31, 2012 (dollars in thousands, except per share data):

Number of properties owned and operated

Aggregate gross leasable area (sq. ft.)
Ending occupancy rate - operating portfolio(1)
Ending occupancy rate - all properties

Total property revenues

Total property expenses

Total other expenses

Provision for income taxes

Loss on disposal of assets

Net income

Less:  Net income attributable to noncontrolling interests

Net income attributable to Whitestone REIT

Funds from operations (2)
Property net operating income (3)
Distributions paid on common shares and OP Units

Distributions per common share and OP unit

Distributions paid as a percentage of funds from operations

Year Ended December 31,

2013

2012

60

51

4,966,330

4,274,691

88%

87%

87%

85%

$

$

$

62,145

23,510

34,355

305

56

3,919

125

3,794

17,314

38,635

20,985

1.14

$

121%

46,554

17,639

28,464

286

112

53

3

50

10,273

28,915

16,328

1.14

159%

$

$

$

$

(1)    Excludes (i) new acquisitions, through the earlier of attainment of 90% occupancy or 18 months of ownership, and (ii) 

properties that are undergoing significant redevelopment or re-tenanting.

(2)    For an explanation and reconciliation of funds from operations to net income, see "Funds From Operations" below.
(3)    For an explanation and reconciliation of property net operating income to net income, see "Property Net Operating 

Income" below.

Property revenues.  We had rental income and tenant reimbursements of approximately $62,145,000 for the year 

ended December 31, 2013 as compared to $46,554,000 for the year ended December 31, 2012, an increase of $15,591,000, or 
33%.  The year ended December 31, 2013 included $15,179,000 in increased revenues from New Store operations.  During the 
twelve months ended December 31, 2013, Same Store revenues increased $412,000 in the aggregate.  Same Store average 
occupancy increased from 85.2% for the year ended December 31, 2012 to 86.7% for the year ended December 31, 2013, 
increasing Same Store revenue $786,000.   Partially offsetting the increase in Same Store average occupancy, the Same Store 
revenue rate per average leased square foot decreased $0.12 for the year ended December 31, 2013 to $14.02 per average 
leased square foot as compared to the year ended December 31, 2012 revenue rate per average leased square foot of $14.14, 
decreasing Same Store revenue $374,000.  The revenue rate per average leased square feet is calculated by dividing the total 
revenue by the average square feet leased during the period.

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Property expenses.  Our property expenses were $23,510,000 for the year ended December 31, 2013, as compared to 

$17,639,000 for the year ended December 31, 2012, an increase of $5,871,000, or 33%.  The primary components of total 
property expenses, Same Store property expenses and New Store property expenses are detailed in the tables below (in 
thousands):

Overall Property Expenses

2013

2012

(Decrease)

(Decrease)

Year Ended December 31,

Increase % Increase

Real estate taxes

Utilities

Contract services

Repairs and maintenance

Bad debt

Labor and other

Total

Same Store Property Expenses

Real estate taxes

Utilities

Contract services

Repairs and maintenance

Bad debt

Labor and other

Total

New Store Property Expenses

Real estate taxes

Utilities

Contract services

Repairs and maintenance

Bad debt

Labor and other

Total

$

8,767

$

6,384

$

2,383

3,683

3,759

2,268

1,669

3,364

3,025

2,786

1,800

1,004

2,640

658

973

468

665

724

23,510

$

17,639

$

5,871

37%

22%

35%

26%

66%

27%

33%

Year Ended December 31,

Increase % Increase

2013

2012

(Decrease)

(Decrease)

6,066

$

5,853

$

2,930

2,675

1,726

1,289

2,597

2,877

2,557

1,677

874

2,527

17,283

$

16,365

$

213

53

118

49

415

70

918

4%

2%

5%

3%

47%

3%

6%

Year Ended December 31,

Increase % Increase

2013

2012

(Decrease)

(Decrease)

2,701

$

753

1,084

542

380

767

531

148

229

123

130

113

$

2,170

605

855

419

250

654

$

6,227

$

1,274

$

4,953

409%

409%

373%

341%

192%

579%

389%

$

$

$

$

Real estate taxes.  Real estate taxes increased $2,383,000, or 37%, during the year ended December 31, 2013 as 

compared to 2012, primarily as a result of New Stores real estate taxes, which increased $2,170,000.  Same Store real estate 
taxes increased $213,000 for the year ended December 31, 2013 as compared to the year ended December 31, 2012.  The Same 
Store increase was primarily attributable to increases in 2013 property values of several of our Houston properties.  We actively 
work to keep our valuations and resulting taxes low because a majority of these taxes are charged to our tenants through triple 
net leases, and we strive to keep these charges to our tenants as low as possible.

Utilities.  Utilities increased $658,000, or 22%, during the year ended December 31, 2013 as compared to 2012.   The 

increase in utility expenses was primarily attributed to New Store increases of $605,000 for the year ended December 31, 2013.  
Same Store utilities expenses increased approximately $53,000, or  2%, during the year ended December 31, 2013 as compared 
to 2012.  The majority of the Same Store increase was attributable to increased electricity usage and related charges.

Contract services.  Contract services increased $973,000, or 35%, during the year ended December 31, 2013 as 
compared to 2012, primarily as a result of New Store contract services, which increased $855,000.  Same Store contract 
services increased $118,000, or 5%. 

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Repairs and maintenance.   Repairs and maintenance increased $468,000, or 26%, during the year ended 

December 31, 2013 as compared to 2012.   New Store repairs and maintenance increased $419,000 for the year ended 
December 31, 2013 as compared to 2012.  Same Store repairs and maintenance increased $49,000, or 3%, during year ended 
December 31, 2013 as compared to 2012.  

Bad debt.  Bad debt for the year ended December 31, 2013 increased $665,000, or 66%, as compared to 2012. The 

increase for the year ended December 31, 2013 as compared to the year ended December 31, 2012 was comprised of $250,000 
from New Store bad debt and $415,000 from Same Store bad debt.  The overall bad debt expense was approximately 3% of 
revenue for the year ended December 31, 2013 and approximately 2% of revenue for the year ended December 31, 2012.  We 
vigorously pursue past due accounts, but expect collection of rents to continue to be challenging for the foreseeable future.

Labor and other.  Labor and other expenses increased $724,000, or 27%, for year ended December 31, 2013 as 

compared to 2012.  New Store labor and other expenses increased $654,000 for the year ended December 31, 2013 as 
compared to 2012.   Same Store labor and other expenses increased $70,000, or 3%, during year ended December 31, 2013 as 
compared to 2012.  

Same Store and New Store net operating income.  The components of Same Store, New Store and total property net 

operating income are detailed in the table below (in thousands):

Property revenues

Property expenses

Property net operating income

Year Ended December 31,

Same Store

New Store

Total

2013

2012

2013

2012

2013

2012

$

$

43,758

17,283

26,475

$

$

43,346

16,365

26,981

$

$

18,387

6,227

12,160

$

$

3,208

1,274

1,934

$

$

62,145

23,510

38,635

$

$

46,554

17,639

28,915

Other expenses.  Our other expenses were $34,355,000 for the year ended December 31, 2013, as compared to 

$28,464,000 for the year ended December 31, 2012, an increase of $5,891,000, or 21%.  The primary components of other 
expenses, net are detailed in the table below (in thousands):

Year Ended December 31,

Increase % Increase

2013

2012

(Decrease)

(Decrease)

General and administrative

Depreciation & amortization

Executive relocation expense

Interest expense
Interest, dividend and other investment income

Total other expenses

$

$

10,912

$

7,616

$

3,296

13,429

—

10,150
(136)
34,355

$

10,229

2,177

8,732
(290)
28,464

3,200
(2,177)
1,418
154

$

5,891

43 %

31 %

(100)%

16 %
(53)%

21 %

General and administrative.  General and administrative expenses increased approximately $3,296,000, or 43%, for 

the year ended December 31, 2013 as compared to 2012.  The increase in general and administrative expenses included 
increased share-based compensation costs of $1,573,000, increased payroll of costs of $732,000, increased office expenses of 
$368,000, increased travel expenses of $316,000, increased legal fees of $240,000 and increased other expenses of $67,000.  
The increase in share-based compensation is due to expense related to additional employee grants and expenses related to the 
expected vesting of performance-based shares.  As of December 31, 2013, there was approximately $1.9 million in 
unrecognized compensation cost related to outstanding nonvested performance-based and time-based shares that are expected 
to be recognized over a weighted-average period of approximately 13 months. 

Executive relocation expense.  The executive relocation expense of $2,177,000 for the year ended December 31, 2012 
relates to the disposition of an executive's residence and our obligation to pay certain expenses incurred in connection therewith 
pursuant to the relocation arrangement entered into with such executive.  See Note 12 to the accompanying consolidated 
financial statements for further discussion.

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Depreciation and amortization.  Depreciation and amortization increased $3,200,000, or 31%, for the year ended 

December 31, 2013 as compared to 2012.  New Store depreciation increased $2,385,000 and Same Store depreciation increased 
$793,000.  The increase in Same Store depreciation is attributable to redevelopment and re-tenanting investments.  
Depreciation on corporate assets and amortization of commission costs increased $22,000.

Interest expense. Interest expense increased $1,418,000, or 16%, for the year ended December 31, 2013 as compared 
to 2012.  An increase in our average outstanding notes payable balance of $88,782,000 accounted for $4,505,000 in increased 
interest expense, offset by a decrease in our effective interest rate to 3.71% for the year ended December 31, 2013 versus 5.07% 
for the year ended December 31, 2012, resulting in a $3,289,000 decrease in interest expense.  Early extinguishment of debt 
fees of $169,000 and increased amortized loan fees of $33,000 both increased interest expense for the year ended December 31, 
2013 as compared to the year ended December 31, 2012.

Interest, dividend and other investment income.  Interest, dividend and other investment income decreased $154,000, 
or 53%, for the year ended December 31, 2013 as compared to 2012.  During the year ended December 31, 2013, our gains on 
sales of investments in available-for-sale securities decreased $70,000, our dividend income decreased $122,000 and our 
interest income increased $38,000 as compared to the amounts realized during the year ended December 31, 2012. 

47

 
Table of Contents

Year Ended December 31, 2012 Compared to Year Ended December 31, 2011 

The following table provides a general comparison of our results of operations for the years ended December 31, 2012 

and December 31, 2011 (dollars in thousands, except per share data):

Number of properties owned and operated
Aggregate gross leasable area (sq. ft.)(1)
Ending occupancy rate - operating portfolio(2)
Ending occupancy rate - all properties

Total property revenues

Total property expenses

Total other expenses

Provision for income taxes

Loss on disposal of assets

Income from continuing operations

Gain on sale of property

Net income

Less:  Net income attributable to noncontrolling interests

Net income attributable to Whitestone REIT

Funds from operations (3)
Property net operating income (4)
Distributions paid on common shares and OP units

Distributions per common share and OP unit

Distributions paid as a percentage of funds from operations

Year Ended December 31,

2012

2011

51

45

4,274,691

3,597,337

87%

85%

87%

84%

$

$

$

46,554

17,639

28,464

286

112

53

—

53

3

50

10,273

28,915

16,328

34,915

13,327

20,281

225

146

936

397

1,333

210

1,123

8,707

21,588

12,019

1.14

$

159%

1.14

138%

$

$

$

$

(1)    Excludes (i) new acquisitions, through the earlier of attainment of 90% occupancy or 18 months of ownership, and (ii) 

properties that are undergoing significant redevelopment or re-tenanting.

(2)    For an explanation and reconciliation of funds from operations to net income, see "Funds From Operations" below.
(3)    For an explanation and reconciliation of property net operating income to net income, see "Property Net Operating 

Income" below.

Property revenues.  We had rental income and tenant reimbursements of approximately $46,554,000 for the year 

ended December 31, 2012 as compared to $34,915,000 for the year ended December 31, 2011, an increase of $11,639,000, or 
33%. The year ended December 31, 2012 included $11,164,000 in increased revenues from New Store operations. Same Store 
revenues increased $475,000 in the aggregate. Same Store average occupancy increased from 83.9% for the year ended 
December 31, 2011 to 84.8% for the year ended December 31, 2012, increasing Same Store revenue $262,000. The Same Store 
revenue rate per average leased square foot increased $0.08 for the year ended December 31, 2012 to $12.60 per average leased 
square foot as compared to the year ended December 31, 2011 revenue rate per average leased square foot of $12.52, increasing 
Same Store revenue $213,000. The revenue rate per average leased square feet is calculated by dividing the total revenue by the 
average square feet leased during the period.

Property expenses.  Our property expenses were $17,639,000 for the year ended December 31, 2012, as compared to 

$13,327,000 for the year ended December 31, 2011, an increase of $4,312,000, or 32%. The primary components of total 
property expenses, Same Store property expenses and New Store property expenses are detailed in the tables below (in 
thousands):

48

 
 
 
 
 
 
Table of Contents

Overall Property Expenses

2012

2011

(Decrease)

(Decrease)

Year Ended December 31,

Increase % Increase

Real estate taxes

Utilities

Contract services

Repairs and maintenance

Bad debt

Labor and other

Total

Same Store Property Expenses

Real estate taxes

Utilities

Contract services

Repairs and maintenance

Bad debt

Labor and other

Total

New Store Property Expenses

Real estate taxes

Utilities

Contract services

Repairs and maintenance

Bad debt

Labor and other

Total

$

6,384

$

4,668

$

1,716

3,025

2,786

1,800

1,004

2,640

2,510

2,312

1,222

615

2,000

515

474

578

389

640

17,639

$

13,327

$

4,312

37%

21%

21%

47%

63%

32%

32%

Year Ended December 31,

Increase % Increase

2012

2011

(Decrease)

(Decrease)

4,617

$

4,418

$

2,477

2,264

1,290

753

2,241

2,403

2,225

1,172

588

1,912

13,642

$

12,718

$

199

74

39

118

165

329

924

5%

3%

2%

10%

28%

17%

7%

Year Ended December 31,

Increase % Increase

2012

2011

(Decrease)

(Decrease)

1,767

$

548

522

510

251

399

250

107

87

50

27

88

$

1,517

441

435

460

224

311

$

3,997

$

609

$

3,388

607%

412%

500%

920%

830%

353%

556%

$

$

$

$

Real estate taxes.  Real estate taxes increased $1,716,000, or 37%, during the year ended December 31, 2012 as 

compared to 2011, primarily as a result of New Stores real estate taxes, which increased $1,517,000. Same Store real estate 
taxes increased $199,000 for the year ended December 31, 2012 as compared to the year ended December 31, 2011. The Sames 
Store increase was the result of increases in 2011 property values of several of our Houston properties that were under dispute 
with the taxing authority and increased assessed values from the various appraisal districts during 2012. Approximately 
$100,000 of the increase related to 2011 valuations, which we do not expect to repeat in future periods. We actively work to 
keep our valuations and resulting taxes low because a majority of these taxes are charged to our tenants through triple net 
leases, and we strive to keep these charges to our tenants as low as possible.

Utilities.  Utilities increased $515,000, or 21%, during the year ended December 31, 2012 as compared to 2011. The 

increase in utility expenses was primarily attributed to New Store increases of $441,000 for the year ended December 31, 2012. 
Same Store utilities expenses increased approximately $74,000 during the year ended December 31, 2012 as compared to 2011. 
The majority of the Same Store increase was attributable to a new drainage utility fee with respect to our Houston properties 
charged by the City of Houston, which took effect July 1, 2011.

Contract services.  Contract services increased $474,000, or 21%, during the year ended December 31, 2012 as 
compared to 2011, primarily as a result of New Store contract services, which increased $435,000. Same Store contract services 
increased $39,000, or 2%. 

Repairs and maintenance.   Repairs and maintenance increased $578,000, or 47%, during the year ended 

December 31, 2012 as compared to 2011. New Store repairs and maintenance increased $460,000 for the year ended 

49

 
 
 
 
 
 
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December 31, 2012 as compared to 2011. Same Store repairs and maintenance increased $118,000, or 10%, during year ended 
December 31, 2012 as compared to 2011. The increase is primarily comprised of increases in electrical and lighting repairs of 
$40,000, HVAC repair and supply costs of $31,000, and roofing repairs of $28,000 and other net increased repair and 
maintenance costs of $19,000.

Bad debt.  Bad debt for the year ended December 31, 2012 increased $389,000, or 63%, as compared to 2011. The 

increase for the year ended December 31, 2012 as compared to the year ended December 31, 2011 was comprised of $224,000 
from New Store bad debt and $165,000 from Same Store bad debt. The overall bad debt expense was approximately 2% of 
revenue for both years. We vigorously pursue past due accounts, but expect collection of rents to continue to be challenging for 
the foreseeable future.

Labor and other.  Labor and other expenses increased $640,000, or 32%, for year ended December 31, 2012 as 
compared to 2011. New Store labor and other expenses increased $311,000 for the year ended December 31, 2012 as compared 
to 2011. Same Store labor and other expenses increased $329,000, or 17%, during year ended December 31, 2012 as compared 
to 2011. The increase in Same Store labor and other expenses is primarily comprised of increased insurance premiums of 
$197,000, increased non-recoverable repairs of $49,000, increased office expenses of $44,000 and other net increased labor and 
other expenses of $39,000.

Same Store and New Store net operating income.  The components of Same Store, New Store and total property net 

operating income are detailed in the table below (in thousands):

Property revenues

Property expenses

Property net operating income

Year Ended December 31,

Same Store

New Store

Total

2012

2011

2012

2011

2012

2011

$ 33,564

$ 33,089

$ 12,990

13,642

12,718

$ 19,922

$ 20,371

$

3,997

8,993

$

$

1,826

$ 46,554

$ 34,915

609

17,639

13,327

1,217

$ 28,915

$ 21,588

Other expenses.  Our other expenses were $28,464,000 for the year ended December 31, 2012, as compared to 

$20,281,000 for the year ended December 31, 2011, an increase of $8,183,000, or 40%.  The primary components of other 
expenses, net are detailed in the table below (in thousands):

General and administrative

Depreciation & amortization

Executive relocation expense

Interest expense

Interest, dividend and other investment income

Total other expenses

Year Ended December 31,

Increase % Increase

2012

2011

(Decrease)

(Decrease)

$

$

7,616

$

6,648

$

10,229

2,177

8,732
(290)
28,464

$

7,749

—

6,344
(460)
20,281

$

968

2,480

2,177

2,388

170

8,183

15 %

32 %

100 %

38 %

(37)%

40 %

General and administrative.  General and administrative expenses increased approximately $968,000, or 15%, for the 

year ended December 31, 2012 as compared to 2011. The increase in general and administrative expenses included increased 
share-based compensation costs of $401,000, increased payroll of costs of $390,000, a separation arrangement cost of $107,000 
and other expenses of $70,000. The increase in share-based compensation is due to expense related to additional employee 
grants and expenses related to the expected vesting of performance-based shares. As of December 31, 2012, there was 
approximately $1,092,000 in unrecognized compensation cost related to outstanding non-vested performance-based shares, 
which are expected to to vest over a period of twelve months and approximately $60,000 in unrecognized compensation cost 
related to outstanding non-vested time-based shares, which are expected to be recognized over a weighted-average period of 
approximately eight months. The increase in payroll costs is due to an increase in the number of employees from 62 as of 
December 31, 2011 to 68 as of December 31, 2012.

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Executive relocation expense.  The executive relocation expense of $2,177,000 relates to the disposition of an 

executive's residence and our obligation to pay certain expenses incurred in connection therewith pursuant to the relocation 
arrangement entered into with such executive.  See Note 12 to the accompanying consolidated financial statements for further 
discussion.

Depreciation and amortization.  Depreciation and amortization increased $2,480,000, or 32%, for the year ended 

December 31, 2012 as compared to 2011. New Store depreciation increased $1,716,000 and Same Store depreciation increased 
$749,000. The increase in Same Store depreciation is attributable to redevelopment and re-tenanting investments, most notably 
at our Windsor and Lion Square locations. Depreciation on corporate assets and amortization of commission costs increased 
$15,000.

Interest expense.  Interest expense increased $2,388,000, or 38%, for the year ended December 31, 2012 as compared 
to 2011.  An increase in our average outstanding notes payable balance of $44,540,000 accounted for $2,372,000 in increased 
interest expense, offset by a decrease in our effective interest rate to 5.07% for the year ended December 31, 2012 versus 5.32% 
for the year ended December 31, 2011, resulting in a $381,000 decrease in interest expense. Amortized loan fees included in 
interest expense increased $397,000 for the year ended December 31, 2012 with the addition of new debt and our 2012 Facility 
to $1,013,000 as compared to $616,000 for the year ended December 31, 2011.  

Interest, dividend and other investment income.  Interest, dividend and other investment income decreased $170,000, 
or 37%, for the year ended December 31, 2012 as compared to 2011. During the year ended December 31, 2012, our gains on 
sales of investments in available-for-sale securities decreased $82,000, our dividend income decreased $57,000 and our interest 
income decreased $31,000 as compared to the amounts realized during the year ended December 31, 2011. 

51

 
 
 
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Reconciliation of Non-GAAP Financial Measures

Funds From Operations ("FFO")

The National Association of Real Estate Investment Trusts ("NAREIT") defines FFO as net income (loss) available to 

common shareholders computed in accordance with U.S. GAAP, excluding gains or losses from sales of operating real estate 
assets, impairment charges on properties held for investment and extraordinary items, plus depreciation and amortization of 
operating properties, including our share of unconsolidated real estate joint ventures and partnerships.  We calculate FFO in a 
manner consistent with the NAREIT definition. 

Management uses FFO as a supplemental measure to conduct and evaluate our business because there are certain 

limitations associated with using U.S. GAAP net income (loss) alone as the primary measure of our operating performance. 

Historical cost accounting for real estate assets in accordance with U.S. GAAP implicitly assumes that the value of 

real estate assets diminishes predictably over time.  Because real estate values instead have historically risen or fallen with 
market conditions, management believes that the presentation of operating results for real estate companies that use historical 
cost accounting is insufficient by itself.  In addition, securities analysts, investors and other interested parties use FFO as the 
primary metric for comparing the relative performance of equity REITs.  

FFO should not be considered as an alternative to net income or other measurements under U.S. GAAP, as an 

indicator of our operating performance or to cash flows from operating, investing or financing activities as a measure of 
liquidity.  FFO does not reflect working capital changes, cash expenditures for capital improvements or principal payments on 
indebtedness. Although our calculation of FFO is consistent with that of NAREIT, there can be no assurance that FFO 
presented by us is comparable to similarly titled measures of other REITs.

FFO Core

Management believes that the computation of FFO in accordance with NAREIT's definition includes certain items that 

are not indicative of the results provided by our operating portfolio and affect the comparability of our period-over-period 
performance. These items include, but are not limited to, legal settlements, non-cash share-based compensation expense, rent 
support agreement payments received from sellers on acquired assets and acquisition costs. Therefore, in addition to FFO, 
management uses FFO Core, which we define to exclude such items. Management believes that these adjustments are 
appropriate in determining FFO Core as they are not indicative of the operating performance of our assets. In addition, we 
believe that FFO Core is a useful supplemental measure for the investing community to use in comparing us to other REITs as 
many REITs provide some form of adjusted or modified FFO. However, there can be no assurance that FFO Core presented by 
us is comparable to the adjusted or modified FFO of other REITs.

Below are the calculations of FFO and FFO Core and the reconciliations to net income, which we believe is the most 

comparable GAAP financial measure (in thousands):

Year Ended December 31,
2012

2011

2013

FFO AND FFO CORE

Net income attributable to Whitestone REIT

Depreciation and amortization of real estate assets

Loss (gain) on disposal of assets

Net income attributable to noncontrolling interests

FFO

Non cash share-based compensation expense

Acquisition costs

Rental support payments received

Relocation arrangement

Legal settlement (recoveries), net

FFO Core

52

$

3,794

$

50

$

13,339

10,108

$

$

$

$

56

125

17,314

2,284

1,010

188

—

—

$

20,796

$

112

3

10,273

725

698

—

2,177
(131)
13,742

$

$

$

1,123

7,625
(251)
210

8,707

310

666

—

—

254

9,937

 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Property Net Operating Income ("NOI")

Management believes that NOI is a useful measure of our property operating performance. We define NOI as 
operating revenues (rental and other revenues) less property and related expenses (property operation and maintenance and real 
estate taxes). Other REITs may use different methodologies for calculating NOI and, accordingly, our NOI may not be 
comparable to other REITs. Because NOI excludes general and administrative expenses, depreciation and amortization, 
involuntary conversion, interest expense, interest income, provision for income taxes and gain or loss on sale or disposition of 
assets, it provides a performance measure that, when compared year over year, reflects the revenues and expenses directly 
associated with owning and operating commercial real estate properties and the impact to operations from trends in occupancy 
rates, rental rates and operating costs, providing perspective not immediately apparent from net income. We use NOI to 
evaluate our operating performance since NOI allows us to evaluate the impact that factors such as occupancy levels, lease 
structure, lease rates and tenant base have on our results, margins and returns. In addition, management believes that NOI 
provides useful information to the investment community about our property and operating performance when compared to 
other REITs since NOI is generally recognized as a standard measure of property performance in the real estate industry. 
However, NOI should not be viewed as a measure of our overall financial performance since it does not reflect general and 
administrative expenses, depreciation and amortization, involuntary conversion, interest expense, interest income, provision for 
income taxes and gain or loss on sale or disposition of assets, the level of capital expenditures and leasing costs necessary to 
maintain the operating performance of our properties.

Below is the calculation of NOI and the reconciliation to net income, which we believe is the most comparable GAAP 

financial measure (in thousands):

PROPERTY NET OPERATING INCOME ("NOI")

Net income attributable to Whitestone REIT

General and administrative expenses

Depreciation and amortization

Executive relocation expense

Interest expense

Interest, dividend and other investment income

Provision for income taxes

Loss on sale or disposal of assets

Gain on sale of property

Net income attributable to noncontrolling interests

NOI

Taxes

Year Ended December 31,

2013

2012

2011

$

3,794

$

50

$

10,912

13,429

—

10,150
(136)
305

56

—

125

7,616

10,229

2,177

8,732
(290)
286

112

—

3

1,123

6,648

7,749

—

6,344
(460)
225

146
(397)
210

$

38,635

$

28,915

$

21,588

We elected to be taxed as a REIT under the Internal Revenue Code beginning with our taxable year ended December 
31, 1999.  As a REIT, we generally are not subject to federal income tax on income that we distribute to our shareholders.  If 
we fail to qualify as a REIT in any taxable year, we will be subject to federal income tax on our taxable income at regular 
corporate rates.  We believe that we are organized and operate in a manner to qualify and be taxed as a REIT, and we intend to 
operate so as to remain qualified as a REIT for federal income tax purposes.

Inflation

We anticipate that the majority of our leases will continue to be triple-net leases or otherwise provide that tenants pay 
for increases in operating expenses and will contain provisions that we believe will mitigate the effect of inflation.  In addition, 
many of our leases are for terms of less than five years, which allows us to adjust rental rates to reflect inflation and other 
changing market conditions when the leases expire.  Consequently, increases due to inflation, as well as ad valorem tax rate 
increases, generally do not have a significant adverse effect upon our operating results.

53

 
 
 
 
 
 
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Off-Balance Sheet Arrangements

We had no significant off-balance sheet arrangements as of December 31, 2013.

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk.

Our future income, cash flows and fair value relevant to our financial instruments depend upon prevailing market 

interest rates.  Market risk refers to the risk of loss from adverse changes in market prices and interest rates.  Based upon the 
nature of our operations, we are not subject to foreign exchange rate or commodity price risk.  The principal market risk to 
which we are exposed is the risk related to interest rate fluctuations.  Many factors, including governmental monetary and tax 
policies, domestic and international economic and political considerations, and other factors that are beyond our control 
contribute to interest rate risk.  Our interest rate risk objective is to limit the impact of interest rate fluctuations on earnings and 
cash flows and to lower our overall borrowing costs.  To achieve this objective, we manage our exposure to fluctuations in 
market interest rates for our borrowings through the use of fixed rate debt instruments to the extent that reasonably favorable 
rates are obtainable. 

All of our financial instruments were entered into for other than trading purposes. 

Fixed Interest Rate Debt 

As of December 31, 2013, $179.5 million, or approximately 68%, of our outstanding debt was subject to fixed interest 

rates, which limit the risk of fluctuating interest rates.  Though a change in the market interest rates affects the fair market 
value, it does not impact net income to shareholders or cash flows.  Our total outstanding fixed interest rate debt has an average 
effective interest rate at this time of approximately 3.50% per annum with expirations ranging from 2013 to 2024 (see note 8 to 
our accompanying consolidated financial statements for further detail).  Holding other variables constant, a 1% increase or 
decrease in interest rates would cause a $7.9 million decline or increase, respectively, in the fair value for our fixed rate debt. 

Variable Interest Rate Debt 

As of December 31, 2013, $84.8 million, or approximately 32%, of our outstanding debt was subject to floating 

interest rates of LIBOR plus 1.75% to 2.50% and not currently subject to a hedge.  The impact of a 1% increase or decrease in 
interest rates on our floating rate debt would result in a decrease or increase of annual net income of approximately $0.8 
million, respectively.  We have an interest rate swap that fixes the LIBOR portion of our $50 million term loan under the 2013 
Facility at 0.84%.  The swap began on January 7, 2014 and will mature on February 3, 2017.

Item 8.  Financial Statements and Supplementary Data.

The information required by this Item 8 is incorporated by reference to our Financial Statements beginning on page 

F-1 of this Annual Report on Form 10-K.

Item 9.  Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.

None.

Item 9A.  Controls and Procedures.

Evaluation of Disclosure Controls and Procedures

In connection with the preparation of this Annual Report on Form 10-K, as of December 31, 2013, an evaluation was 

performed under the supervision and with the participation of the Company's management, including our Chief Executive 
Officer (“CEO”) and Chief Financial Officer (“CFO”), of the effectiveness of the design and operation of our disclosure 
controls and procedures as defined in Rule 13a-15(e) under the Exchange Act.  In performing this evaluation, management 
reviewed the selection, application and monitoring of our historical accounting policies.  Based on that evaluation, the CEO and 
CFO concluded that as of December 31, 2013, these disclosure controls and procedures were effective and designed to ensure 
that the information required to be disclosed in our reports filed with the SEC is recorded, processed, summarized and reported 
on a timely basis.  In designing and evaluating disclosure controls and procedures, management recognizes that any controls 
and procedures, no matter how well designed and operated, can provide only reasonable assurance of achieving the desired 
control objectives.  Management is required to apply judgment in evaluating the cost-benefit relationship of possible controls 
and procedures.

54

 
 
 
 
 
 
 
 
 
 
 
 
 
Management’s Annual Report on Internal Control Over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as 
such term is defined in Exchange Act Rule 13a-15(f).  Under the supervision and with the participation of our management, we 
conducted an evaluation of the effectiveness of our internal control over financial reporting based on the framework in Internal 
Control—Integrated Framework (1992) issued by the Committee of Sponsoring Organizations of the Treadway Commission.  
Based on our evaluation under this framework, our management concluded that our internal control over financial reporting 
was effective as of December 31, 2013.

The Company's independent registered public accounting firm has issued a report on the effectiveness of the 

Company's internal control over financial reporting, which appears on page F-3 of this annual report.

Changes in Internal Control Over Financial Reporting

There have been no changes during the Company's quarter ended December 31, 2013, in the Company's internal 
controls over financial reporting that have materially affected, or are reasonably likely to materially affect, the Company's 
internal control over financial reporting.

Item 9B.  Other Information.

None.

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Table of Contents

PART III

Item 10.  Trustees, Executive Officers and Corporate Governance.

The information required by Item 10 of Form 10-K is incorporated herein by reference to such information as set forth 

in the definitive proxy statement for our 2014 annual meeting of shareholders.

Item 11.  Executive Compensation.

The information required by Item 11 of Form 10-K is incorporated herein by reference to such information as set forth 

in the definitive proxy statement for our 2014 annual meeting of shareholders.

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters.

The following table provides information regarding our equity compensation plans as of December 31, 2013:

Number of securities to
be issued upon exercise
of outstanding options,
warrants and rights

Weighted-average
exercise price of
outstanding options,
warrants and rights

Number of securities
remaining available for
future issuance under
equity compensation
plans (excluding
securities reflected in
column (a))

(a)

(b)

(c)

— (1) $

—

— $

—

—

—

2,348,221 (2)

— (3)

2,348,221

Plan Category

Equity compensation plans
approved by security
holders

Equity compensation plans
not approved by security
holders

Total

(1)   Excludes 1,060,291 common shares subject to outstanding restricted common share units granted pursuant to our 2008 

Long-Term Equity Incentive Ownership Plan, as amended (the "Plan").

(2)   Pursuant the Plan, the maximum aggregate number of common shares that may be issued under the Plan will be increased 
upon each issuance of common shares by the Company so that at any time the maximum number of shares that may be 
issued under the Plan shall equal 12.5% of the aggregate number of common shares of the Company and OP units issued 
and outstanding (other than units issued to or held by the Company).

(3)   Excludes 8,333 restricted common shares issued to trustees outside the Plan.

The remaining information required by Item 12 of Form 10-K is incorporated by reference to such information as set forth 

in the definitive proxy statement for our 2014 annual meeting of shareholders.

Item 13.  Certain Relationships and Related Transactions, and Director Independence.

The information required by Item 13 of Form 10-K is incorporated herein by reference to such information as set forth 

in the definitive proxy statement for our 2014 annual meeting of shareholders.

Item 14.  Principal Accountant Fees and Services.

The information required by Item 14 of Form 10-K is incorporated herein by reference to such information as set forth 

in the definitive proxy statement for our 2014 annual meeting of shareholders.

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PART IV 

Item 15. Exhibits and Financial Statement Schedules. 

1.  Financial Statements.  The list of our financial statements filed as part of this Annual Report on Form 10-K is set forth 

on page F-1 herein.

2.  Financial Statement Schedules.

a.  Schedule II - Valuation and Qualifying Accounts

b.  Schedule III - Real Estate and Accumulated Depreciation

All other financial statement schedules have been omitted because the required information of such schedules 
is  not  present,  is  not  present  in  amounts  sufficient  to  require  a  schedule  or  is  included  in  the  consolidated  financial 
statements.

3.  Exhibits.  The list of exhibits filed as part of this Annual Report on Form 10-K in response to Item 601 of Regulation S-

K is submitted on the Exhibit Index attached hereto and incorporated herein by reference.

57

 
Table of Contents

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly 

caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

WHITESTONE REIT

Date:

February 28, 2014

 By:

/s/ James C. Mastandrea 
James C. Mastandrea, Chairman and CEO

POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENT, that each person whose signature appears below constitutes and 

appoints James C. Mastandrea and David K. Holeman, and each of them, acting individually, as his attorney-in-fact, each with 
full power of substitution and resubstitution, for him or her and in his or her name, place and stead, in any and all capacities, to 
sign any and all amendments to this Annual Report on Form 10-K, and to file the same, with all exhibits thereto, and other 
documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and 
agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be 
done in connection therewith and about the premises, as fully to all intents and purposes as he or she might or could do in 
person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, or their or his or her substitute 
or substitutes, may lawfully do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the 

following persons on behalf of the Registrant and in the capacities and on the dates indicated. 

February 28, 2014

/s/ James C. Mastandrea 

James C. Mastandrea, Chairman and CEO

(Principal Executive Officer)

February 28, 2014

/s/ David K. Holeman 

David K. Holeman, Chief Financial Officer

(Principal Financial and Principal Accounting Officer)

February 28, 2014

February 28, 2014

February 28, 2014

February 28, 2014

/s/ Daryl J. Carter 

Daryl J. Carter, Trustee

/s/ Donald F. Keating  

Donald F. Keating, Trustee

/s/ Paul T. Lambert 

Paul T. Lambert, Trustee

/s/ Jack L. Mahaffey 

Jack L. Mahaffey, Trustee

58

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Reports of Independent Registered Public Accounting Firm

Consolidated Balance Sheets as of December 31, 2013 and 2012

Consolidated Statements of Operations and Comprehensive Income for the
Years Ended December 31, 2013, 2012 and 2011

Consolidated Statements of Changes in Equity for the Years Ended
December 31, 2013, 2012 and 2011

Consolidated Statements of Cash Flows for the Years Ended December 31, 2013,
2012 and 2011

Notes to Consolidated Financial Statements

Schedule II – Valuation and Qualifying Accounts

Schedule III – Real Estate and Accumulated Depreciation

Page
F- 2

F- 4

F- 5

F- 7

F- 9

F- 11

F- 31

F- 32

All other schedules for which provision is made in the applicable accounting regulations of the Securities and 

Exchange Commission are not required under the related instructions or are inapplicable, and therefore have been omitted.

F- 1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

 To the Board of Trustees and Shareholders of
      Whitestone REIT:

We have audited the accompanying consolidated balance sheets of Whitestone REIT and subsidiaries (the 
“Company”) as of December 31, 2013 and 2012, and the related consolidated statements of operations and comprehensive 
income, shareholders' equity and cash flows for each of the years in the three year period ended December 31, 2013.  In 
connection with our audits of the consolidated financial statements, we have also audited the financial statement schedules as 
listed in the accompanying index.  These consolidated financial statements and financial statement schedules are the 
responsibility of the Company's management.  Our responsibility is to express an opinion on these financial statements and 
financial statement schedules based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board 

(United States).  Those standards require that we plan and perform the audits to obtain reasonable assurance about whether the 
financial statements are free of material misstatement.  An audit includes examining, on a test basis, evidence supporting the 
amounts and disclosures in the financial statements.  An audit also includes assessing the accounting principles used and 
significant estimates made by management, as well as evaluating the overall financial statement presentation.  We believe that 
our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated 

financial position of Whitestone REIT and subsidiaries as of December 31, 2013 and 2012, and the consolidated results of their 
operations and their cash flows for each of the years in the three year period ended December 31, 2013 in conformity with U.S. 
generally accepted accounting principles.  Also, in our opinion, the related financial statement schedules, when considered in 
relation to the basic consolidated financial statements taken as a whole, present fairly, in all material respects, the information 
set forth therein.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 

States), Whitestone REIT and subsidiaries' internal control over financial reporting as of December 31, 2013, based on the 
criteria established in Internal Control - Integrated Framework (1992) issued by the Committee of Sponsoring Organizations of 
the Treadway Commission (COSO) and our report dated February 28, 2014 expressed an unqualified opinion on the 
effectiveness of the Company's internal control over financial reporting.  

/s/ Pannell Kerr Forster of Texas, P.C.

Houston, Texas
February 28, 2014 

F- 2

 
  
  
 
 
Table of Contents

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

 To the Board of Trustees and Shareholders of
      Whitestone REIT:

We have audited the internal control over financial reporting of Whitestone REIT and subsidiaries (the "Company") as 

of December 31, 2013, based on criteria established in Internal Control - Integrated Framework (1992) issued by the 
Committee of Sponsoring Organizations of the Treadway Commission ("COSO"). The Company's management is responsible 
for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control 
over financial reporting, included in the accompanying Management's Report on Internal Control over Financial Reporting.  
Our responsibility is to express an opinion on the Company's internal control over financial reporting based on our audit. 

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United 

States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective 
internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding 
of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the 
design and operating effectiveness of internal control based on the assessed risk. Our audit also included performing such other 
procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our 
opinion. 

A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding 

the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with 
generally accepted accounting principles. A company's internal control over financial reporting includes those policies and 
procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions 
and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to 
permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures of the company are being made only in accordance with authorizations of management and directors of the 
company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or 
disposition of the company's assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 

Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as 

of December 31, 2013, based on criteria established in Internal Control - Integrated Framework (1992) issued by COSO. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 

States), the consolidated balance sheets of Whitestone REIT and subsidiaries as of December 31, 2013 and 2012, and the 
related consolidated statements of operations and comprehensive income, shareholders' equity, and cash flows for each of the 
years in the three year period ended December 31, 2013, and our report dated February 28, 2014, expressed an unqualified 
opinion on those consolidated financial statements. 

/s/ Pannell Kerr Forster of Texas, P.C.

Houston, Texas 
February 28, 2014 

F- 3

 
 
 
 
 
 
Table of Contents

Whitestone REIT and Subsidiaries

CONSOLIDATED BALANCE SHEETS

(in thousands, except per share data)

December 31,

2013

2012

ASSETS

$

$

$

Real estate assets, at cost

Property

Accumulated depreciation

Total real estate assets

Cash and cash equivalents

Marketable securities

Escrows and acquisition deposits

Accrued rents and accounts receivable, net of allowance for doubtful accounts

Related party receivable

Unamortized lease commissions and loan costs

Prepaid expenses and other assets

Total assets

Liabilities:

Notes payable

Accounts payable and accrued expenses

Tenants' security deposits

Dividends and distributions payable

Total liabilities

Commitments and contingencies:

Equity:

LIABILITIES AND EQUITY

Preferred shares, $0.001 par value per share; 50,000,000 shares authorized; none

issued and outstanding as of December 31, 2013 and 2012

Common shares, $0.001 par value per share; 400,000,000 shares authorized;

21,943,700 and 16,943,098 issued and outstanding as of December 31, 2013
and 2012, respectively

Additional paid-in capital
Accumulated deficit

Accumulated other comprehensive loss

Total Whitestone REIT shareholders' equity

Noncontrolling interest in subsidiary

Total equity

Total liabilities and equity

$

546,274
(66,008)
480,266

6,491

877

2,095

9,929

—

6,227

2,089

409,669
(53,920)
355,749

6,544

1,403

6,672

7,947

652

4,160

2,244

507,974

$

385,371

264,277

$

12,773

3,591

6,418

287,059

—

—

22

291,571
(75,721)
(54)
215,818

5,097

220,915

190,608

13,824

3,024

5,028

212,484

—

—

16

224,237
(57,830)
(392)
166,031

6,856

172,887

385,371

$

507,974

$

See the accompanying notes to consolidated financial statements.

F- 4

Table of Contents

Whitestone REIT and Subsidiaries 
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME
(in thousands, except per share data)

Property revenues

Rental revenues

Other revenues

Total property revenues

Property expenses

Property operation and maintenance

Real estate taxes

Total property expenses

Other expenses (income)

General and administrative

Depreciation and amortization

Executive relocation expense

Interest expense

Interest, dividend and other investment income

Total other expense

Year Ended December 31,

2013

2012

2011

$

48,862

$

36,131

$

27,814

13,283

62,145

10,423

46,554

7,101

34,915

14,743

8,767

23,510

11,255

6,384

17,639

8,659

4,668

13,327

10,912

13,429

—

10,150
(136)
34,355

7,616

10,229

2,177

8,732
(290)
28,464

6,648

7,749

—

6,344
(460)
20,281

Income before loss on sale or disposal of assets and income taxes

4,280

451

1,307

Provision for income taxes

Loss on sale or disposal of assets

Income before gain on sale of property

Gain on sale of property

Net income

Less: Net income attributable to noncontrolling interests

(305)
(56)
3,919

—

3,919

125

(286)
(112)
53

—

53

3

(225)
(146)
936

397

1,333

210

Net income attributable to Whitestone REIT

$

3,794

$

50

$

1,123

See the accompanying notes to consolidated financial statements.

F- 5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Whitestone REIT and Subsidiaries
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME
(in thousands, except per share data)

Year Ended December 31,

2013

2012

2011

Basic Earnings Per Share:

Net income attributable to common shareholders excluding amounts attributable to

unvested restricted shares
Diluted Earnings Per Share:

Net income attributable to common shareholders excluding amounts attributable to

unvested restricted shares

$

$

0.21

$

0.00

$

0.12

0.20

$

0.00

$

0.12

Weighted average number of common shares outstanding:

Basic

Diluted

18,027

18,273

13,496

13,613

9,028

9,042

Distributions declared per common share / OP unit

$

1.1400

$

1.1400

$

1.1400

Consolidated Statements of Comprehensive Income

Net income

$

3,919

$

53

$

1,333

Other comprehensive gain (loss)

Unrealized gain on cash flow hedging activities

Unrealized gain (loss) on available-for-sale marketable securities

Comprehensive income

Less: Comprehensive income attributable to noncontrolling interests

173

180

4,272

136

1

920

974

57

Comprehensive income attributable to Whitestone REIT

$

4,136

$

917

$

—
(1,329)

4

1

3

See the accompanying notes to consolidated financial statements.

F- 6

 
 
 
 
 
 
 
 
 
 
Table of Contents

Whitestone REIT and Subsidiaries
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY
 (in thousands, except per share and unit data)

Common Shares

Shares

Amount

Additional

Paid-in

Capital

Accumulated

Other

Total

Noncontrolling

Accumulated

Comprehensive

Shareholders'

Interests

Deficit

Loss

Equity

Units

Dollars

Total

Equity

$

93,357

$

(30,654) $

— $

62,708

1,815

$

21,575

$

84,283

Balance, December 31, 2010

5,671

$

Issuance of common shares (1)

Exchange of noncontrolling interest
OP units for common shares

Issuance of common shares under
dividend reinvestment plan

Share-based compensation

Distributions

Unrealized loss on change in fair value
of available-for-sale marketable
securities

Net income

5,310

454

3

—

—

—

—

Balance, December 31, 2011

11,438

Exchange of noncontrolling interest
OP units for common shares

Exchange offer costs

Issuance of common shares (2)

Issuance of common shares under
dividend reinvestment plan

Shared-based compensation

Distributions

Unrealized gain on change in fair

value of cash flow hedge

Unrealized gain on change in fair
value of available-for sale
marketable securities

Net income

676

—

4,830

7

(8)

—

—

—

Balance, December 31, 2012

16,943

5

5

—

—

—

—

—

—

10

1

5

—

—

—

—

—

—

16

158,127

(41,060)

(1,119)

115,958

1,361

14,749

130,707

7,146

(676)

(7,146)

59,678

4,972

6

114

—

—

—

—

—

—

—

(11,529)

—

1,123

—

—

—

—

—

(1,119)

—

7,272

(479)

58,674

90

553

—

—

—

—

—

—

—

—

—

(16,820)

—

—

50

(127)

—

(13)

—

—

—

1

866

—

59,683

—

—

59,683

4,972

(454)

(4,972)

6

114

(11,529)

(1,119)

1,123

—

—

—

—

—

(479)

58,666

90

553

(16,820)

1

866

50

—

—

—

—

—

—

—

—

(1,854)

(13,383)

(210)

(1,329)

210

1,333

—

6

114

—

(479)

58,679

90

553

—

—

—

13

—

—

(817)

(17,637)

—

54

3

1

920

53

224,237

(57,830)

(392)

166,031

685

6,856

172,887

F- 7

Table of Contents

Whitestone REIT and Subsidiaries
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY
 (in thousands, except per share and unit data)

Common Shares

Shares

Amount

Additional

Paid-in

Capital

Accumulated

Other

Total

Noncontrolling

Accumulated

Comprehensive

Shareholders'

Interests

Deficit

Loss

Equity

Units

Dollars

Total

Equity

Exchange of noncontrolling interest
OP units for common shares

Exchange offer costs

Issuance of common shares - ATM 

Program (3)

Issuance of common shares under
dividend reinvestment plan

Issuance of common shares - overnight 

offering (4)

Share-based compensation

Distributions

Unrealized gain on change in fair

value of cash flow hedge

Unrealized gain on change in fair
value of available-for sale
marketable securities

Net income

123

—

282

7

4,600

(11)

—

—

—

—

1

—

—

—

5

—

—

—

—

—

1,236

(40)

4,191

99

59,691

2,157

—

—

—

—

—

—

—

—

—

—

(21,685)

—

—

3,794

(3)

—

—

—

—

—

—

167

174

—

1,234

(123)

(1,234)

(40)

4,191

99

59,696

2,157

(21,685)

167

174

3,794

—

—

—

—

—

—

—

—

—

—

(40)

4,191

99

59,696

2,157

—

—

—

—

—

(662)

(22,347)

6

6

125

173

180

3,919

Balance, December 31, 2013

21,944

$

22

$

291,571

$

(75,721) $

(54) $

215,818

562

$

5,097

$ 220,915

(1)   Net of offering costs of $4.0 million.
(2)  Net of offering costs of $3.1 million.
(3)  Net of offering costs of $0.2 million.
(4)  Net of offering costs of $2.6 million. 

See the accompanying notes to consolidated financial statements.

F- 8

Table of Contents

Whitestone REIT and Subsidiaries
CONSOLIDATED STATEMENTS OF CASH FLOWS
(in thousands)

Year Ended December 31,
2012

2011

2013

Cash flows from operating activities:

Net income

Adjustments to reconcile net income to net cash provided by operating activities:

$

3,919

$

53

$

1,333

Depreciation and amortization
Amortization of deferred loan costs
Amortization of notes payable discount
Gain on sale of marketable securities
Loss (gain) on sale or disposal of assets and properties
Bad debt expense
Share-based compensation
Changes in operating assets and liabilities:

Escrows and acquisition deposits
Accrued rent and accounts receivable
Related party receivable
Unamortized lease commissions
Prepaid expenses and other assets
Accounts payable and accrued expenses
Tenants' security deposits

Net cash provided by operating activities

Cash flows from investing activities:

Acquisitions of real estate
Additions to real estate
Proceeds from sale of property
Investments in marketable securities
Proceeds from sales of marketable securities
Net cash used in investing activities

Cash flows from financing activities:

Distributions paid to common shareholders
Distributions paid to OP unit holders
Proceeds from issuance of common shares, net of offering costs
Payments of exchange offer costs
Proceeds from revolving credit facility, net
Proceeds from notes payable
Repayments of notes payable
Payments of loan origination costs

Net cash provided by financing activities
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period

13,429
1,046
463
(41)
56
1,658
2,284

4,920
(3,640)
652
(1,221)
962
(1,170)
567
23,884

10,229
1,426
317
(110)
112
1,004
725

(1,104)
(2,930)
(652)
(994)
(525)
2,875
792
11,218

(119,102)
(6,291)
—
—
747
(124,646)

(20,294)
(691)
63,887
(40)
65,800
105,710
(110,867)
(2,796)
100,709
(53)
6,544
6,491

$

(98,350)
(10,815)
—
(750)
5,508
(104,407)

(15,324)
(1,004)
58,679
(479)
58,000
—
(4,146)
(1,688)
94,038
849
5,695
6,544

$

$

7,749
616
—
(192)
(251)
615
310

(519)
(1,939)
—
(995)
296
993
436
8,452

(65,910)
(7,568)
1,567
(13,520)
7,252
(78,179)

(10,045)
(1,974)
59,683
—
11,000
2,905
(3,128)
(610)
57,831
(11,896)
17,591
5,695

See the accompanying notes to consolidated financial statements.

F- 9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Whitestone REIT and Subsidiaries
CONSOLIDATED STATEMENTS OF CASH FLOWS
Supplemental Disclosures
(in thousands)

Year Ended December 31,
2012

2011

2013

Supplemental disclosure of cash flow information:

Cash paid for interest
Cash paid for taxes

Non cash investing and financing activities:

Disposal of fully depreciated real estate
Financed insurance premiums
Value of shares issued under dividend reinvestment plan
Acquired interest rate swap
Debt discount on acquired note payable
Value of common shares exchanged for OP units
Change in fair value of available-for-sale securities
Change in fair value of cash flow hedge
Debt assumed with acquisitions of real estate
Interest supplement assumed with acquisition of real estate

$
$

$
$
$
$
$
$
$
$
$
$

9,179
237

$
$

7,137
326

$
$

5,719
215

$
295
$
883
99
$
— $
— $
$
$
$
$
$

1,236
180
173
11,100
932

— $
$
856
$
90
$
1,901
(1,329) $
$
7,272
$
920
$
1
$
9,166
— $

238
649
6
—
—
4,972
(1,329)
—
15,425
—

See the accompanying notes to consolidated financial statements.

F- 10

 
 
 
 
 
 
Table of Contents

WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

1.  DESCRIPTION OF BUSINESS AND NATURE OF OPERATIONS

Whitestone REIT (“Whitestone”) was formed as a real estate investment trust, pursuant to the Texas Real Estate 
Investment Trust Act on August 20, 1998.  In July 2004, we changed our state of organization from Texas to Maryland pursuant 
to a merger where we merged directly with and into a Maryland real estate investment trust formed for the sole purpose of the 
reorganization and the conversion of each of our outstanding common shares of beneficial interest of the Texas entity into 
1.42857 common shares of beneficial interest of the Maryland entity.  We serve as the general partner of Whitestone REIT 
Operating Partnership, L.P. (the “Operating Partnership” or “WROP” or “OP”), which was formed on December 31, 1998 as a 
Delaware limited partnership.  We currently conduct substantially all of our operations and activities through the Operating 
Partnership.  As the general partner of the Operating Partnership, we have the exclusive power to manage and conduct the 
business of the Operating Partnership, subject to certain customary exceptions.  As of December 31, 2013, 2012 and 2011, we 
owned and operated 60, 51, and 45 properties, respectively, including retail, warehouse and office properties in and around 
Houston, Dallas, San Antonio, Chicago and Phoenix.

2.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Basis of Consolidation.  We are the sole general partner of the Operating Partnership and possess full legal control and 
authority over the operations of the Operating Partnership.  As of December 31, 2013, 2012 and 2011, we owned a majority of 
the partnership interests in the Operating Partnership.  Consequently, the accompanying consolidated financial statements 
include the accounts of the Operating Partnership.  All significant inter-company balances have been eliminated.  
Noncontrolling interest in the accompanying consolidated financial statements represents the share of equity and earnings of 
the Operating Partnership allocable to holders of partnership interests other than us.  Net income or loss is allocated to 
noncontrolling interests based on the weighted-average percentage ownership of the Operating Partnership during the 
year.  Issuance of additional common shares of beneficial interest in Whitestone (the “common shares”) and units of limited 
partnership interest in the Operating Partnership that are convertible into cash or, at our option, common shares on a one-for-
one basis (the "OP units") changes the percentage of ownership interests of both the noncontrolling interests and Whitestone.

Basis of Accounting.  Our financial records are maintained on the accrual basis of accounting whereby revenues are 

recognized when earned and expenses are recorded when incurred.

Use of Estimates.   The preparation of financial statements in conformity with U.S. generally accepted accounting 

principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and 
disclosure of contingent liabilities at the date of the financial statements and the reported amounts of revenues and expenses 
during the reporting period.  Significant estimates that we use include the estimated fair values of properties acquired, the 
estimated useful lives for depreciable and amortizable assets and costs, the estimated allowance for doubtful accounts, the 
estimated fair value of interest rate swaps and the estimates supporting our impairment analysis for the carrying values of our 
real estate assets.  Actual results could differ from those estimates.

Reclassifications.  We have reclassified certain prior year amounts in the accompanying consolidated financial 
statements in order to be consistent with the current fiscal year presentation.  These reclassifications had no effect on net 
income, total assets, total liabilities or equity.  During 2012, we reclassified the amortization of our loan fees, previously 
classified as general and administrative expenses, to interest expense for all periods presented.  On June 27, 2012, our Class A 
and Class B common shares were consolidated into a single class of common shares.  See Note 13 for additional discussion 
related to the consolidation of Class A and Class B common shares into a single class of common shares.  

Share-Based Compensation.   From time to time, we award nonvested restricted common share awards or restricted 

common share unit awards, which may be converted into common shares, to executive officers and employees under our 2008 
Long-Term Equity Incentive Ownership Plan (the “2008 Plan”).  The vast majority of the awarded shares and units vest when 
certain performance conditions are met.  We recognize compensation expense when achievement of the performance conditions 
is probable based on management’s most recent estimates using the fair value of the shares as of the grant date.  We recognized 
$2.3 million, $0.7 million and $0.3 million in share-based compensation expense for the years ended December 31, 2013, 2012 
and 2011, respectively.  

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

Noncontrolling Interests.  Noncontrolling interests are the portion of equity in a subsidiary not attributable to a 
parent.  The ownership interests not held by the parent are considered noncontrolling interests.  Accordingly, we have reported 
noncontrolling interests in equity on the consolidated balance sheets but separate from Whitestone’s equity.  On the 
consolidated statements of operations and comprehensive income, subsidiaries are reported at the consolidated amount, 
including both the amount attributable to Whitestone and noncontrolling interests.  Consolidated statements of changes in 
equity are included for both quarterly and annual financial statements, including beginning balances, activity for the period and 
ending balances for shareholders’ equity, noncontrolling interests and total equity.

Revenue Recognition.  All leases on our properties are classified as operating leases, and the related rental income is 

recognized on a straight-line basis over the terms of the related leases.  Differences between rental income earned and amounts 
due per the respective lease agreements are capitalized or charged, as applicable, to accrued rents and accounts 
receivable.  Percentage rents are recognized as rental income when the thresholds upon which they are based have been 
met.  Recoveries from tenants for taxes, insurance, and other operating expenses are recognized as revenues in the period the 
corresponding costs are incurred.  We have established an allowance for doubtful accounts against the portion of tenant 
accounts receivable which is estimated to be uncollectible.

Cash and Cash Equivalents.  We consider all highly liquid investments purchased with an original maturity of three 

months or less to be cash equivalents.  Cash and cash equivalents as of December 31, 2013 and 2012 consisted of demand 
deposits at commercial banks and brokerage accounts.

Marketable Securities. We classify our existing marketable equity securities as available-for-sale in accordance with 
the Financial Accounting Standards Board's ("FASB") Investments-Debt and Equity Securities guidance.  These securities are 
carried at fair value with unrealized gains and losses reported in equity as a component of accumulated other comprehensive 
income or loss.  The fair value of the marketable securities is determined using Level 1 inputs under FASB Accounting 
Standards Codification ("ASC") 820, "Fair Value Measurements and Disclosures." Level 1 inputs represent quoted prices 
available in an active market for identical investments as of the reporting date.  Gains and losses on securities sold are based on 
the specific identification method, and are reported as a component of interest, dividend and other investment income.  

Real Estate

Development Properties.  Land, buildings and improvements are recorded at cost.  Expenditures related to the 

development of real estate are carried at cost which includes capitalized carrying charges and development costs.  Carrying 
charges, primarily interest, real estate taxes and loan acquisition costs, and direct and indirect development costs related to 
buildings under construction, are capitalized as part of construction in progress.  The capitalization of such costs ceases when 
the property, or any completed portion, becomes available for occupancy.  Prior to that time, we expense these costs as 
acquisition expense.  For the year ended December 31, 2013, approximately $114,000 and $100,000 in interest expense and 
real estate taxes, respectively, were capitalized.  For the year ended December 31, 2012, approximately $176,000 and $147,000 
in interest expense and real estate taxes, respectively, were capitalized.  No interest or real estate taxes were capitalized for the 
year ended December 31, 2011. 

Acquired Properties and Acquired Lease Intangibles.  We allocate the purchase price of the acquired properties to 
land, building and improvements, identifiable intangible assets and to the acquired liabilities based on their respective fair 
values at the time of purchase.  Identifiable intangibles include amounts allocated to acquired out-of-market leases, the value of 
in-place leases and customer relationship value, if any.  We determine fair value based on estimated cash flow projections that 
utilize appropriate discount and capitalization rates and available market information.  Estimates of future cash flows are based 
on a number of factors including the historical operating results, known trends and specific market and economic conditions 
that may affect the property.  Factors considered by management in our analysis of determining the as-if-vacant property value 
include an estimate of carrying costs during the expected lease-up periods considering market conditions, and costs to execute 
similar leases.  In estimating carrying costs, management includes real estate taxes, insurance and estimates of lost rentals at 
market rates during the expected lease-up periods, tenant demand and other economic conditions.  Management also estimates 
costs to execute similar leases including leasing commissions, tenant improvements, legal and other related expenses.  
Intangibles related to out-of-market leases and in-place lease value are recorded as acquired lease intangibles and are amortized 
as an adjustment to rental revenue or amortization expense, as appropriate, over the remaining terms of the underlying leases.  
Premiums or discounts on acquired out-of-market debt are amortized to interest expense over the remaining term of such debt.

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

Depreciation.  Depreciation is computed using the straight-line method over the estimated useful lives of 5 to 39 years 
for improvements and buildings, respectively.  Tenant improvements are depreciated using the straight-line method over the life 
of the improvement or remaining term of the lease, whichever is shorter.

Impairment.  We review our properties for impairment at least annually or whenever events or changes in 

circumstances indicate that the carrying amount of the assets, including accrued rental income, may not be recoverable through 
operations.  We determine whether an impairment in value has occurred by comparing the estimated future cash flows 
(undiscounted and without interest charges), including the estimated residual value of the property, with the carrying cost of the 
property.  If impairment is indicated, a loss will be recorded for the amount by which the carrying value of the property exceeds 
its fair value.  Management has determined that there has been no impairment in the carrying value of our real estate assets as 
of December 31, 2013.

Accrued Rents and Accounts Receivable.  Included in accrued rent and accounts receivable are base rents, tenant 
reimbursements and receivables attributable to recording rents on a straight-line basis.  An allowance for the uncollectible 
portion of accrued rents and accounts receivable is determined based upon customer credit-worthiness (including expected 
recovery of our claim with respect to any tenants in bankruptcy), historical bad debt levels, and current economic trends.  As of 
December 31, 2013 and 2012, we had an allowance for uncollectible accounts of $3.7 million and $2.3 million, respectively.  
As of December 31, 2013, 2012 and 2011, we recorded bad debt expense in the amount of $1.7 million, $1.0 million and $0.6 
million, respectively, related to tenant receivables that we specifically identified as potentially uncollectible based on our 
assessment of each tenant’s credit-worthiness.  Bad debt expenses and any related recoveries are included in property operation 
and maintenance expense.

Unamortized Lease Commissions and Loan Costs.  Leasing commissions are amortized using the straight-line method 

over the terms of the related lease agreements.  Loan costs are amortized on the straight-line method over the terms of the 
loans, which approximates the interest method.  Costs allocated to in-place leases whose terms differ from market terms related 
to acquired properties are amortized over the remaining life of the respective leases.

Prepaids and Other Assets.  Prepaids and other assets include escrows established pursuant to certain mortgage 

financing arrangements for real estate taxes and insurance and acquisition deposits which include earnest money deposits on 
future acquisitions.  As part of the executive relocation arrangement discussed in Note 12, we issued a note receivable for 
$975,000 to the buyer, with an interest rate of 4.5% and a maturity of December 31, 2013.  On December 5, 2013, the note was 
renewed through June 30, 2014 and bears interest at a rate of 5.2% during the renewal period. 

Federal Income Taxes.  We elected to be taxed as a REIT under the Code beginning with our taxable year ended 

December 31, 1999.  As a REIT, we generally are not subject to federal income tax on income that we distribute to our 
shareholders.  If we fail to qualify as a REIT in any taxable year, we will be subject to federal income tax on our taxable 
income at regular corporate rates.  We believe that we are organized and operate in such a manner as to qualify to be taxed as a 
REIT, and we intend to operate so as to remain qualified as a REIT for federal income tax purposes.

State Taxes.  We are subject to the Texas Margin Tax, which is computed by applying the applicable tax rate (1% for 
us) to the profit margin, which, generally, will be determined for us as total revenue less a 30% standard deduction.  Although 
the Texas Margin Tax is not considered an income tax, FASB ASC 740, “Income Taxes” (“ASC 740”) applies to the Texas 
Margin Tax.  We have recorded a margin tax expense of $0.3 million for the Texas Margin Tax for each of the years ended 
December 31, 2013, and 2012 and $0.2 million for the year ended December 31, 2011.

Fair Value of Financial Instruments.  Our financial instruments consist primarily of cash, cash equivalents, accounts 

receivable, accounts and notes payable and investments in marketable securities.  The carrying value of cash, cash equivalents, 
accounts receivable and accounts payable are representative of their respective fair values due to their short-term nature.  The 
fair value of our long-term debt, consisting of fixed rate secured notes, variable rate secured notes and an unsecured revolving 
credit facility aggregate to approximately $262.0 million and $192.4 million as compared to the book value of approximately 
$264.3 million and $190.6 million as of December 31, 2013 and 2012, respectively.  The fair value of our long-term debt is 
estimated on a Level 2 basis (as provided by ASC 820, "Fair Value Measurements and Disclosures"), using a discounted cash 
flow analysis based on the borrowing rates currently available to us for loans with similar terms and maturities, discounting the 
future contractual interest and principal payments.

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

Disclosure about fair value of financial instruments is based on pertinent information available to management as of 
December 31, 2013 and 2012.  Although management is not aware of any factors that would significantly affect the fair value 
amounts, such amounts have not been comprehensively revalued for purposes of these financial statements since December 31, 
2013 and current estimates of fair value may differ significantly from the amounts presented herein.

Derivative Instruments and Hedging Activities.  We occasionally utilize derivative financial instruments, principally 
interest rate swaps, to manage our exposure to fluctuations in interest rates.  We have established policies and procedures for 
risk assessment, and the approval, reporting and monitoring of derivative financial instruments.  We recognize our interest rate 
swaps as cash flow hedges with the effective portion of the changes in fair value recorded in comprehensive income (loss) and 
subsequently reclassified into earnings in the period that the hedged transaction affects earnings.  Any ineffective portion of a 
cash flow hedges' change in fair value is recorded immediately into earnings.  Our cash flow hedges are determined using Level 
2 inputs under ASC 820.  Level 2 inputs represent quoted prices in active markets for similar assets or liabilities; quoted prices 
in markets that are not active; and model-derived valuations whose inputs are observable.  As of December 31, 2013, we 
consider our cash flow hedges to be highly effective. 

Concentration of Risk.  Substantially all of our revenues are obtained from office, warehouse and retail locations in the 

Houston, Dallas, San Antonio, Phoenix and Chicago metropolitan areas.  We maintain cash accounts in major U.S. financial 
institutions. The terms of these deposits are on demand to minimize risk.  The balances of these accounts sometimes exceed the 
federally insured limits, although no losses have been incurred in connection with these deposits.

Recent accounting pronouncements.  In February 2013, the FASB issued guidance requiring entities to disclose certain 

information relating to amounts reclassified out of accumulated other comprehensive income.  This guidance was effective 
prospectively for reporting periods beginning on or after December 15, 2012.  We do not expect the pronouncement to have a 
significant impact on our consolidated financial statements.

In July 2013, the FASB issued guidance permitting the Fed Funds Effective Swap Rate to be used as a U.S. benchmark 

interest rate for hedge accounting purposes under ASC 815 ("Derivatives and Hedging"), in addition to the interest rates on 
direct Treasury obligations of the U.S. government and LIBOR.  This guidance is effective prospectively for qualifying new or 
redesignated hedging relationships entered into on or after July 17, 2013.  We do not expect the pronouncement to have a 
significant impact on our consolidated financial statements.

3.  MARKETABLE SECURITIES

All of our marketable securities were classified as available-for-sale securities as of December 31, 2013, 2012 and 

2011.  Available-for-sale securities consist of the following (in thousands):

December 31, 2013

Gains in
Accumulated
Other
Comprehensive
Income

Losses in
Accumulated
Other
Comprehensive
Income

Estimated Fair
Value

Amortized Cost

Real estate sector common stock

Total available-for-sale securities

$

$

1,106

1,106

$

$

— $

— $

(229) $
(229) $

877

877

December 31, 2012

Gains in
Accumulated
Other
Comprehensive
Income

Losses in
Accumulated
Other
Comprehensive
Income

Estimated Fair
Value

Amortized Cost

Real estate sector common stock

Total available-for-sale securities

$

$

1,811

1,811

$

$

— $

— $

(408) $
(408) $

1,403

1,403

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

During the years ended December 31, 2013, 2012 and 2011, available-for-sale securities were sold for total proceeds 
of $747,000, $5,508,000 and $7,252,000, respectively.  The gross realized gains and losses on these sales totaled $44,000 and 
$3,000, respectively, in 2013, $152,000 and $42,000, respectively, in 2012, and $302,000 and $110,000, respectively, in 2011.  
For the purpose of determining gross realized gains and losses, the cost of securities sold is based on specific identification.  A 
net unrealized holding loss on available-for-sale securities in the amount of $229,000 and $408,000 for the years ended 
December 31, 2013 and 2012, respectively, has been included in accumulated other comprehensive income. 

4.  REAL ESTATE

As of December 31, 2013, we owned 60 commercial properties in the Houston, Dallas, San Antonio, Phoenix and 

Chicago areas comprised of approximately 5.0 million square feet of gross leasable area.

Property Acquisitions.  On December 5, 2013, we acquired Market Street at DC Ranch, a property that meets our 

Community Centered Property strategy, for approximately $37.4 million in cash and net prorations.  The 241,280 square foot 
property was 80% leased at the time of purchase and is located in Scottsdale, Arizona.  Revenue and income of $282,000 and 
$155,000, respectively, have been included in our results of operations for the year ended December 31, 2013 since the date of 
acquisition.

On October 17, 2013, we acquired a 2.50 acre parcel for $2.8 million in cash and net prorations.  The parcel is located 

in Spring, Texas, a suburb of Houston, and is contiguous to our Corporate Park Woodland property.  At the time of purchase, 
the parcel had 16,220 square feet and was 63% leased.  Revenue and income of $30,000 and $16,000, respectively, have been 
included in our results of operations for the year ended December 31, 2013 since the date of acquisition.

On October 7, 2013, we acquired Fountain Hills Plaza, a property that meets our Community Centered Property 

strategy, for approximately $20.6 million in cash and net prorations.  The 111,289 square foot property was 87% leased at the 
time of purchase and is located in Fountain Hills, Arizona, a suburb of Phoenix.  Revenue and income of $487,000 and 
$300,000, respectively, have been included in our results of operations for the year ended December 31, 2013 since the date of 
acquisition.

On June 28, 2013, we acquired Anthem Marketplace, a property that meets our Community Centered Property 
strategy, for approximately $23.3 million in cash and net prorations.  The 113,293 square foot property was 100% leased at the 
time of purchase and is located in Phoenix, Arizona.  In the same purchase, we also acquired an adjacent development pad site 
of 0.83 acres.  Revenue and income of $1,054,000 and $454,000, respectively, have been included in our results of operations 
for the year ended December 31, 2013 since the date of acquisition.

On June 19, 2013, we acquired Mercado at Scottsdale Ranch, a property that meets our Community Centered Property 
strategy, for approximately $21.3 million, including the assumption of a $11.1 million non-recourse loan, a $0.9 million interest 
rate supplement and cash of $9.3 million.  The 118,730 square foot property was 100% leased at the time of purchase and is 
located in Scottsdale, Arizona.  Revenue and income of $1,185,000 and $610,000, respectively, have been included in our 
results of operations for the year ended December 31, 2013 since the date of acquisition.

On March 28, 2013, we acquired Headquarters Village Shopping Center, a property that meets our Community 

Centered Property strategy, for approximately $25.7 million in cash and net prorations.  The 89,134 square foot property was 
100% leased at the time of purchase and is located in Plano, Texas.  Revenue and income of $2,423,000 and $1,221,000, 
respectively, have been included in our results of operations for the year ended December 31, 2013 since the date of 
acquisition.

On December 28, 2012, we acquired the Shops at Pecos Ranch, a property that meets our Community Centered 
Property strategy, for approximately $19.0 million in cash and net prorations.  The 78,767 square foot property was 100% 
leased at the time of purchase and is located in Chandler, Arizona, a suburb of Phoenix.   

On September 21, 2012, we acquired Village Square at Dana Park, a property that meets our Community Centered 

Property strategy, for approximately $46.5 million in cash and net prorations.  The 310,979 square foot property was 71% 
leased at the time of purchase and is located in the Mesa submarket of Phoenix, Arizona.  In the same purchase,  we also 
acquired an adjacent development parcel of 4.7 acres for approximately $4.0 million in cash.  

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

On September 21, 2012, we acquired Fountain Square, a property that meets our Community Centered Property 

strategy, for approximately $15.4 million in cash and net prorations.  The 118,209 square foot property was 76% leased at the 
time of purchase and is located in Scottsdale, Arizona. 

On August 8, 2012, we acquired Paradise Plaza, a property that meets our Community Centered Property strategy, for 

approximately $16.3 million, including the assumption of a $9.2 million non-recourse loan, and cash of  $7.1 million.  The 
125,898 square foot property was 100% leased at the time of purchase and is located in Paradise Valley, Arizona, a suburb of 
Phoenix.  

On May 29, 2012, we acquired Sunset at Pinnacle Peak, formerly the Shops at Pinnacle Peak, a property that meets 

our Community Centered Property strategy, for approximately $6.4 million in cash and net prorations.  The 41,530 square foot 
property was 76% leased at the time of purchase and is located in North Scottsdale, Arizona.  

On December 28, 2011, we acquired the Shops at Starwood, a property that meets our Community Centered Property 
strategy, for approximately $15.7 million in cash and net prorations.  The 55,385 square foot Class A property was 98% leased 
at the time of purchase and is located in Frisco, Texas, a northern suburb of Dallas.  The Shops at Starwood has a 
complementary tenant mix of restaurants, fashion boutiques, salons and second-level office space. 

On December 28, 2011, we acquired Starwood Phase III, a 2.73 acre parcel of undeveloped land adjacent to the Shops 

at Starwood for approximately $1.9 million, including a non-recourse loan we assumed for $1.4 million, secured by the land, 
and cash of $0.5 million.  The Phase III development site fronts the Dallas North Tollway within the Tollway Overlay District, 
which grants the highest allowed density of any zoning district.  No revenue or income has been included in our results of 
operations for the year ended December 31, 2013 since the date of acquisition.

On December 28, 2011, we acquired Pinnacle of Scottsdale Phase II ("Pinnacle Phase II"), a 4.45 acre parcel of 

developed land adjacent to Pinnacle for approximately $1.0 million in cash and net prorations.  Pinnacle Phase II has 
approximately 400 linear feet of frontage on Scottsdale Road and the potential for additional retail and office development.  No 
revenue or income has been included in our results of operations for the year ended December 31, 2013 since the date of 
acquisition.  

On December 22, 2011, we acquired Phase I of Pinnacle of Scottsdale ("Pinnacle"), a property that meets our 
Community Centered Property strategy, for approximately $28.8 million, including a non-recourse loan we assumed for $14.1 
million that is secured by the property and cash of $14.7 million.   The 113,108 square foot Class A property was 100% leased 
at the time of purchase and is located in North Scottsdale, Arizona.  

On August 16, 2011, we acquired Ahwatukee Plaza Shopping Center, a property that meets our Community Centered 
Property strategy, for approximately $9.3 million in cash and net prorations.  The 72,650 square foot property was 100% leased 
at the time of purchase and is located in the Ahwatukee Foothills neighborhood in south Phoenix, Arizona.  

On August 8, 2011, we acquired Terravita Marketplace, a property that meets our Community Centered Property 

strategy, for approximately $16.1 million in cash and net prorations.  The 102,733 square foot property, inclusive of 51,434 
square feet leased to two tenants pursuant to ground leases, was 100% leased at the time of purchase and is located in 
Scottsdale, Arizona.   

On June 28, 2011, we acquired Gilbert Tuscany Village, a property that meets our Community Centered Property 
strategy, for approximately $5.0 million in cash and net prorations.  The 49,415 square foot property was 16% leased at the 
time of purchase and is located in Gilbert, Arizona.  

On April 13, 2011, we acquired Desert Canyon Shopping Center, a property that meets our Community Centered 
Property strategy, for approximately $3.7 million in cash and net prorations.  The 62,533 square foot property, inclusive of 
12,960 square feet leased to two tenants pursuant to ground leases, was 65% leased at the time of purchase and is located in 
McDowell Mountain Ranch in northern Scottsdale, Arizona. 

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

Unaudited pro forma results of operations.  The pro forma unaudited results summarized below reflect our 
consolidated pro forma results of operations as if our acquisitions for the years ended December 31, 2013, 2012 and 2011 were 
acquired on January 1, 2011 and includes no other material adjustments:

INCOME STATEMENT DATA

Operating revenue

Net income

Year Ended December 31,

2013

2012

2011

$

$

70,716

6,406

$

$

68,269

5,056

$

$

66,652

9,216

Acquisition costs.  Acquisition-related costs of $1,010,000, $698,000 and $666,000 are included in general and 
administrative expenses in our income statements for the years ended December 31, 2013, 2012 and 2011, respectively.

Property dispositions.  On July 22, 2011, we sold Greens Road Plaza, located in Houston, Texas, for $1.8 million in 
cash and net prorations. We have reinvested the proceeds from the sale of the 20,607 square foot property located in northeast 
Houston in acquisitions of Community Centered Properties in our target markets.  As a result of the transaction, we recorded a 
gain on sale of property of $0.4 million for the year ended December 31, 2011.

5.  ACCRUED RENTS AND ACCOUNTS RECEIVABLE, NET

Accrued rents and accounts receivable, net, consists of amounts accrued, billed and due from tenants, allowance for 

doubtful accounts and other receivables as follows (in thousands):

Tenant receivables

Accrued rents and other recoveries

Allowance for doubtful accounts

Totals

6.  UNAMORTIZED LEASE COMMISSIONS AND LOAN COSTS

Costs which have been deferred consist of the following (in thousands):

Leasing commissions

Deferred financing cost

Total cost

Less: leasing commissions accumulated amortization

Less: deferred financing cost accumulated amortization

Total cost, net of accumulated amortization

December 31,

2013

2012

5,731

$

7,895
(3,697)
9,929

$

3,536

6,696
(2,285)
7,947

December 31,

2013

2012

6,641

$

5,146

11,787
(3,629)
(1,931)
6,227

$

5,530

4,574

10,104
(2,899)
(3,045)
4,160

$

$

$

$

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

A summary of expected future amortization of deferred costs is as follows (in thousands):

Years Ended December 31,

2014

2015

2016

2017

2018

Thereafter

Total

Leasing
Commissions

Deferred
Financing
Costs

Total

$

$

807

641

511

391

233

429

$

812

768

633

239

201

562

1,619

1,409

1,144

630

434

991

$

3,012

$

3,215

$

6,227

7.  FUTURE MINIMUM LEASE INCOME

We lease the majority of our properties under noncancelable operating leases, which provide for minimum base rents 

plus, in some instances, contingent rents based upon a percentage of the tenants’ gross receipts.  A summary of minimum future 
rents to be received (exclusive of renewals, tenant reimbursements, and contingent rents) under noncancelable operating leases 
in existence as of December 31, 2013 is as follows (in thousands): 

Years Ended December 31,

2014

2015

2016

2017

2018

Thereafter

Total

Minimum Future
Rents

$

$

50,927

41,950

33,702

26,480

18,710

63,823

235,592

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8.  DEBT

WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

Mortgages and other notes payable consist of the following (in thousands):

Description

Fixed rate notes

$1.1 million 4.71% Note, due December 31, 2013
$20.2 million 4.28% Note, due June 6, 2023 (1)
$3.0 million 6.00% Note, due March 31, 2021 (2)
$10.0 million 6.04% Note, due March 1, 2014

$1.5 million 6.50% Note, due March 1, 2014

$11.2 million 6.52% Note, due September 1, 2015

$21.4 million 6.53% Notes, due October 1, 2013

$24.5 million 6.56% Note, due October 1, 2013

$9.9 million 6.63% Notes, due March 1, 2014
$9.2 million, Prime Rate less 2.00%, due December 29, 2017 (3)
$11.1 million 5.87% Note, due August 6, 2016
$10.5 million, LIBOR plus 2.00% Note, due September 24, 2018 (4)
$16.5 million 4.97% Note, due September 26, 2023

$37.0 million 3.76% Note, due December 1, 2020

$6.5 million 3.80% Note, due January 1, 2019

$15.1 million 4.99% Note, due January 6, 2024
$50.0 million, 0.84% plus 1.75% to 2.50% Note, due February 3, 2017 (5)
$0.7 million 2.97% Note, due November 28, 2013

Floating rate notes

Unsecured credit facility, LIBOR plus 1.75% to 2.50%, due February 3,
2017

$26.9 million, LIBOR plus 2.86% Note, due December 1, 2013

December 31,

2013

2012

$

1,087

$

20,200

2,905

—

—

—

—

—

—

7,875

11,900

10,500

16,450

37,000

6,500

15,060

50,000

—

84,800

—

$

264,277

$

1,087

13,850

2,943

9,142

1,444

10,609

18,865

23,135

8,925

7,854

—

—

—

—

—

—

—

15

69,000

23,739

190,608

(1)   Promissory note had an original balance of $14.1 million and an interest rate of 5.695%, due in 2013, which was refinanced 

in May 2013.  See below for further discussion of the Pinnacle Note.

(2)   The 6.00% interest rate is fixed through March 30, 2016. On March 31, 2016, the interest rate will reset to the rate of 
interest for a five-year balloon note with a thirty-year amortization as published by the Federal Home Loan Bank. 

(3)  Promissory note includes an interest rate swap that fixed the interest rate at 5.72% for the duration of the term.
(4)  Promissory note includes an interest rate swap that fixed the interest rate at 3.55% for the duration of the term.
(5)  We have entered into an interest rate swap that fixed the LIBOR portion of our $50 million term loan under our unsecured 

credit facility at 0.84%.  The swap began on January 7, 2014.

Our mortgage debt was collateralized by 19 operating properties as of December 31, 2013 with a combined net book 

value of $161.1 million and 27 operating properties as of December 31, 2012 with a combined net book value of $161.8 
million.  Our loans contain restrictions that would require the payment of prepayment penalties for the acceleration of 
outstanding debt and are secured by deeds of trust on certain of our properties and the assignment of certain rents and leases 
associated with those properties. 

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

On December 23, 2013, we, operating through our subsidiary, Whitestone Woodlake Plaza, LLC, a Delaware limited 

liability company, entered into a $6.5 million promissory note (the "Woodlake Note"), with a fixed interest rate of 3.80% 
payable to Western Reserve Life Assurance Company of Ohio and a maturity of January 1, 2019.  Proceeds from the Woodlake 
Note were used to repay a portion of our unsecured revolving credit facility.

On December 16, 2013, we, operating through our subsidiary, Whitestone Anthem Marketplace, LLC, a Delaware 

limited liability company, entered into a $15.1 million promissory note (the "Anthem Note"), with a fixed interest rate of 4.99% 
payable to Citigroup Global Markets Realty Corporation and a maturity of January 6, 2024.  Proceeds from the Anthem Note 
were used to repay a portion of our unsecured revolving credit facility.

On November 26, 2013, we, operating through our subsidiary, Whitestone Industrial-Office LLC, a Texas limited 

liability company ("Whitestone Industrial"), entered into a $37.0 million promissory note (the "Industrial Note"), with a fixed 
interest rate of 3.76% payable to Jackson Life National Insurance Company and a maturity of December 1, 2020.  Proceeds 
from the Industrial Note were used to repay our existing $26.9 million floating rate loan that matured on December 1, 2013.  
The remainder of the proceeds were used to pay off approximately $10.1 million in fixed rate indebtedness maturing in 2014.

The Industrial Note is a non-recourse loan secured by Whitestone Industrial's nine properties, including Corporate 

Park Woodland, Holly Hall Industrial Park, Interstate 10 Warehouse, Main Park, Plaza Park, Westbelt Plaza, Westgate Service 
Center, Corporate Park West and Dairy Ashford.

On September 26, 2013, we, operating through our subsidiary, Whitestone Uptown Tower, LLC, a Delaware limited 

liability company ("Whitestone Uptown"), entered into a $16.5 million promissory note (the "Uptown Note"), with a fixed 
interest rate of 4.97% payable to Morgan Stanley Capital Holdings LLC and a maturity of September 26, 2023.  Proceeds from 
the Uptown Note were used to repay a portion of our unsecured revolving credit facility.

On September 24, 2013, we, operating through our subsidiary, Whitestone Terravita Marketplace, LLC, a Delaware 

limited liability company ("Whitestone Terravita"), entered into a $10.5 million promissory note (the "Terravita Note"), with an 
applicable interest rate of LIBOR plus 2.00%, payable to Bank of America, N.A. and a maturity of September 24, 2018.  
Proceeds from the Terravita Note were used to repay a portion of our unsecured revolving credit facility.

The Terravita Note is a non-recourse loan secured by Whitestone Terravita's Terravita Marketplace property, located in 

Scottsdale, Arizona, and a limited guarantee by the Operating Partnership.  In conjunction with the Terravita Note, a deed of 
trust was executed by Whitestone Terravita that contains customary terms and conditions, including representations, warranties 
and covenants by Whitestone Terravita that include, without limitation, assignment of rents, warranty of title, insurance 
requirements and maintenance, use and management of the property.

On June 19, 2013, we assumed a $11.1 million promissory note as part of our acquisition of Mercado at Scottsdale 

Ranch (see Note 8).  The 5.87% fixed interest rate note matures on August 16, 2016.  In conjunction with our acquisition, we 
received an interest rate supplement from the seller in the amount of $932,000, which we will accrete into expense over the life 
of the note.  As a result of the supplement, the imputed interest rate is 3.052%, which we consider to be an appropriate market 
rate.

On May 31, 2013, we, operating through our subsidiary, Whitestone Pinnacle of Scottsdale, LLC, a Delaware limited 

liability company ("Whitestone Pinnacle"), refinanced our $14.1 million promissory note, with an applicable interest rate of 
5.695% and a maturity of June 1, 2013, with a $20.2 million promissory note (the "Pinnacle Note") payable to Cantor 
Commercial Real Estate Lending, L.P. with an applicable interest rate of 4.2805%, and a maturity of June 6, 2023.  

The Pinnacle Note is a non-recourse loan secured by Whitestone Pinnacle's Pinnacle of Scottsdale property, located in 

Scottsdale, Arizona, and a limited guarantee by Whitestone.  In conjunction with the Pinnacle Note, a deed of trust was 
executed by Whitestone Pinnacle that contains customary terms and conditions, including representations, warranties and 
covenants by Whitestone Pinnacle that include, without limitation, assignment of rents, warranty of title, insurance 
requirements and maintenance, use and management of the property.

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

The Pinnacle Note contains events of default that include, among other things, non-payment and default under the 

deed of trust. Upon occurrence of an event of default, the lender is entitled to accelerate all obligations of Whitestone Pinnacle. 
The lender will also be entitled to receive the entire unpaid balance and unpaid interest at a default rate. 

On February 4, 2013, we, through our Operating Partnership, entered into an unsecured credit facility (the “2013 

Facility”) with the lenders party thereto, with BMO Capital Markets and Wells Fargo Securities, LLC, as co-lead arrangers and 
joint book runners, Bank of Montreal, as administrative agent (the "Agent"), Wells Fargo Bank, National Association, as 
syndication agent, and U.S. Bank National Association, as documentation agent.  The 2013 Facility amended and restated our 
previous unsecured credit facility.  We plan to use the 2013 Facility for property acquisitions, debt repayment, capital 
expenditures, the expansion, redevelopment and re-tenanting of properties in our portfolio.

In addition to a $125 million unsecured borrowing capacity under the revolving loan, the 2013 Facility also includes a 

$50 million term loan and permits the Operating Partnership to increase the borrowing capacity under the 2013 Facility to a 
total of $225 million, upon the satisfaction of certain conditions.  The 2013 Facility will mature on February 3, 2017, and 
provides that the Operating Partnership may extend the maturity date for one year subject to certain conditions, including the 
payment of an extension fee.

Borrowings under the 2013 Facility accrue interest (at the Operating Partnership's option) at a Base Rate or an 

Adjusted LIBOR plus an applicable margin based upon our then-existing leverage.  Base Rate means the higher of: (a) the 
Agent's prime commercial rate, (b) the sum of (i) average rate quoted the Agent by two or more federal funds brokers selected 
by the Agent for sale to the Agent at face value of federal funds in the secondary market in an amount equal or comparable to 
the principal amount for which such rate is being determined, plus (ii) 0.5%, and (c) the LIBOR rate for such day plus 1.00%.  
Adjusted LIBOR means LIBOR divided by one minus the Eurodollar Reserve Percentage.  The Eurodollar Reserve Percentage 
means the maximum reserve percentage at which reserves are imposed by the Board of Governors of the Federal Reserve 
System on eurocurrency liabilities. 

We are the guarantor for funds borrowed by the Operating Partnership under the 2013 Facility. The 2013 Facility 

contains customary terms and conditions, including, without limitation, affirmative and negative covenants such as information 
reporting requirements, maximum secured indebtedness to total asset value, minimum EBITDA (earnings before interest, taxes, 
depreciation, amortization and extraordinary items) to fixed charges and maintenance of net worth. The 2013 Facility also 
contains customary events of default with customary notice and cure, including, without limitation, nonpayment, breach of 
covenant, misrepresentation of representations and warranties in a material respect, cross-default to other major indebtedness, 
change of control, bankruptcy and loss of REIT tax status.  

On August 8, 2012, we assumed a $9.2 million variable rate note as part of our acquisition of Paradise Plaza (See Note 
4).  The variable rate is based on the prime rate less 2.00% and matures on December 29, 2017.  We consider the variable rate to 
be below-market and have imputed an interest rate of 4.13%, which we consider to be an appropriate market rate.  As a result, 
we recorded a discount on the note of $1.3 million, which will amortize into interest expense over the life of the loan.  See Note 
9 for a discussion of the interest rate swap included with this note.

On December 22, 2011, we, through our subsidiary, Whitestone Pinnacle, assumed a promissory note in the amount of 

$14.1 million payable to U.S. Bank National Association with an applicable interest rate of 5.965% per annum.  Monthly 
payments of $91,073 began on January 1, 2012 and continue thereafter on the first day of each calendar month until maturity on 
June 1, 2013.  As discussed above, this note was refinanced and replaced with the Pinnacle Note maturing on June 6, 2023.

On December 28, 2011, we, operating through our subsidiary, Whitestone Shops at Starwood-Phase III LLC, a 
Delaware limited liability company ("Whitestone Starwood"), assumed a promissory note (the "Starwood Note") in the amount 
of $1.4 million payable to Sovereign Bank, with an applicable interest rate of 5.0% per annum.  Monthly payments of $5,780 
became due on January 1, 2012 and continued thereafter on the first day of each calendar month until December 31, 2012.  On 
December 28, 2012, we extended the term of the Starwood Note through December 31, 2013.  Under the terms of the 
extension, we made a principal payment in the amount of $300,000 plus approximately $52,000 in prepaid interest, an effective 
interest rate of 4.71% per annum.  The interest was recorded as an asset and will be amortized into expense over the life of the 
loan.

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

The Starwood Note is a non-recourse loan secured by Whitestone Starwood's future development of the land parcel 
adjacent to our Shops at Starwood property, located in Frisco, Texas, and a limited guarantee by Whitestone. In conjunction 
with the Starwood Note, a deed of trust was executed by Whitestone Starwood which contains customary terms and conditions, 
including representations, warranties and covenants by Whitestone Starwood that include, without limitation, assignment of 
rents, warranty of title, insurance requirements and maintenance, use and management of the properties. 

The Starwood Note contains events of default that include, among other things, non-payment and default under the 

deed of trust. Upon occurrence of an event of default, the lender is entitled to accelerate all obligations of Whitestone Starwood. 
The lender will also be entitled to receive the entire unpaid balance and unpaid interest at a default rate. 

As of December 31, 2013,  $134.8 million was drawn on the 2013 Facility, and our remaining borrowing capacity was 
$40.2 million, assuming that we use proceeds of the 2013 Facility to acquire properties, or to repay debt on properties, that are 
eligible to be included in the unsecured borrowing base.  

Certain other of our loans are subject to customary covenants.  As of December 31, 2013, we were in compliance with 

all loan covenants.

Annual maturities of notes payable as of December 31, 2013 are due during the following years:

Year

2014

2015

2016

2017

2018

Thereafter

Total

Amount Due

(in thousands)

2,499

1,866

13,277

144,972

11,911

89,752

264,277

$

$

Contractual Obligations

As of December 31, 2013, we had the following contractual obligations:

Contractual Obligations

Long-Term Debt - Principal

Long-Term Debt - Fixed Interest
Long-Term Debt - Variable Interest (1)
Unsecured credit facility - Unused commitment fee (2)
Operating Lease Obligations
Total

Payment due by period (in thousands)

Less than 
1
year (2014)

1 - 3 years
(2015 - 
2016)

3 - 5 years
(2017 - 
2018)

Total

More than
5 years
(after 
2018)

$ 264,277

$

2,499

$

15,143

$

156,883

$

41,066

5,909

404

135

6,367

1,928

101

41

12,493

3,675

202

60

8,916

306

101

34

89,752

13,290

—

—

—

$ 311,791

$

10,936

$

31,573

$

166,240

$

103,042

(1)   As of December 31, 2013, we had one loan totaling $84.8 million which bore interest at a floating rate.  The variable 

interest rate payments are based on LIBOR plus 1.75% to LIBOR plus 2.50%, which reflects our new interest rates under 
our 2013 Facility.  The information in the table above reflects our projected interest rate obligations for the floating rate 
payments based on one-month LIBOR as of December 31, 2013, of 0.17%.

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

(2)  The unused commitment fees on our unsecured credit facility, payable quarterly, are based on the average daily unused 

amount of our unsecured credit facility.  The fees are 0.25% for facility usage greater than 50% or 0.35% for facility usage 
less than 50%.  The information in the table above reflects our projected obligations for our unsecured credit facility based 
on our December 31, 2013 balance of $134.8 million. 

9.  DERIVATIVES AND HEDGING ACTIVITIES

The fair value of our interest rate swaps is as follows (in thousands):

Interest rate swaps:

December 31, 2013

December 31, 2012

Balance Sheet Location

Estimated Fair Value

Accounts payable and
accrued expenses

Accounts payable and
accrued expenses

$

$

1,231

1,756

On November 1, 2013, we, through our subsidiary, Whitestone Terravita, entered into an interest rate swap with Bank 
of America, N.A. that fixed the LIBOR portion of our $10.5 million term loan at 1.55%.  See Note 8 for additional information 
regarding the Terravita Note.  The swap began on November 1, 2013 and will mature on September 24, 2018.  We have 
designated the interest rate swap as a cash flow hedge with the effective portion of the changes in fair value to be recorded in 
comprehensive income (loss) and subsequently reclassified into earnings in the period that the hedged transaction affects 
earnings.  The ineffective portion of the change in fair value, if any, will be recognized directly in earnings. 

On March 8, 2013, we, through our Operating Partnership, entered into an interest rate swap with U.S. Bank National 

Association that fixed the LIBOR portion of our $50.0 million term loan under our unsecured credit facility at 0.84%.  See Note 
8 for additional information regarding our credit facility.  The swap began on January 7, 2014 and will mature on February 3, 
2017.  We have designated the interest rate swap as a cash flow hedge with the effective portion of the changes in fair value to 
be recorded in comprehensive income (loss) and subsequently reclassified into earnings in the period that the hedged 
transaction affects earnings.  The ineffective portion of the change in fair value, if any, will be recognized directly in earnings.

On August 8, 2012, as part of our acquisition of Paradise Plaza (see Note 4), we assumed a $9.2 million variable rate 

note (see Note 8).  The note included an interest rate swap that had a fixed interest rate of 5.72%.   We have designated the 
interest rate swap as a cash flow hedge with the effective portion of the changes in fair value recorded in comprehensive income 
(loss) and subsequently reclassified into earnings in the period that the hedged transaction affects earnings.  The ineffective 
portion of the change in fair value, if any, is recognized directly in earnings.

A summary of our interest rate swap activity is as follows (in thousands):

Year Ended

2013

2012

2011

Amount Recognized
as Comprehensive
Income (Loss)

Location of Gain
(Loss) Recognized in
Earnings

Amount of Gain 
(Loss) Recognized in 
Earnings (1)

$

$

$

173

1

—

Interest expense

Interest expense

Interest expense

$

$

$

(363)
(146)
—

(1)  Amounts represent the effective portions of our interest rate swaps.  We did not recognize any ineffective portion of our 

interest rate swaps in earnings for the years ended December 31, 2013, 2012 and 2011.

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10.  EARNINGS PER SHARE

WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

Basic earnings per share for our common shareholders is calculated by dividing income from continuing operations 

excluding amounts attributable to unvested restricted shares and the net income attributable to non-controlling interests by our 
weighted-average common shares outstanding during the period.  Diluted earnings per share is computed by dividing the net 
income attributable to common shareholders excluding amounts attributable to unvested restricted shares and the net income 
attributable to non-controlling interests by the weighted-average number of common shares including any dilutive unvested 
restricted shares.

Certain of our performance-based restricted common shares are considered participating securities, which require the 

use of the two-class method for the computation of basic and diluted earnings per share.   During the years ended December 31, 
2013, 2012 and 2011, 595,782, 848,284 and 1,705,198 OP units, respectively, were excluded from the calculation of diluted 
earnings per share because their effect would be anti-dilutive.

For the years ended December 31, 2013, 2012 and 2011, distributions of $177,000, $194,000 and $213,000, 
respectively, were made to the holders of certain restricted common shares, $127,000, $172,000 and $196,000 of which were 
charged against earnings, respectively.  See Note 14 for information related to restricted common shares under the 2008 Plan.

(in thousands, except per share data)
Numerator:

Net income

Less: Net income attributable to noncontrolling interests

Distributions paid on unvested restricted shares

Net income attributable to common shareholders excluding amounts

attributable to unvested restricted shares

Year Ended
December 31,
2012

2013

2011

$

$

3,919
(125)
(50)

$

53
(3)
(22)

1,333
(210)
(17)

$

3,744

$

28

$

1,106

Denominator:

Weighted average number of common shares - basic

18,027

13,496

9,028

Effect of dilutive securities:

Unvested restricted shares

Weighted average number of common shares - dilutive

Earnings Per Share:

Basic:

246

18,273

117

13,613

14

9,042

Net income attributable to common shareholders excluding amounts attributable to

unvested restricted shares

Diluted:

Net income attributable to common shareholders excluding amounts attributable to

unvested restricted shares

$

$

0.21

$

0.00

$

0.12

0.20

$

0.00

$

0.12

11.  FEDERAL INCOME TAXES

Federal income taxes are not provided because we intend to and believe we qualify as a REIT under the provisions of 
the Internal Revenue Code and because we have distributed and intend to continue to distribute all of our taxable income to our 
shareholders.  Our shareholders include their proportionate taxable income in their individual tax returns.  As a REIT, we must 
distribute at least 90% of our real estate investment trust taxable income to our shareholders and meet certain income sources 
and investment restriction requirements.  In addition, REITs are subject to a number of organizational and operational 
requirements.  If we fail to qualify as a REIT in any taxable year, we will be subject to federal income tax (including any 
applicable alternative minimum tax) on our taxable income at regular corporate tax rates.

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

Taxable income differs from net income for financial reporting purposes principally due to differences in the timing of 

recognition of interest, real estate taxes, depreciation and rental revenue. 

For federal income tax purposes, the cash distributions to shareholders are characterized as follows for the years ended 

December 31: 

Ordinary income (unaudited)
Return of capital (unaudited)
Capital gain distributions (unaudited)
Unrecaptured section 1250 gain (unaudited)
Total

12.  RELATED PARTY TRANSACTIONS

2013

2012

2011

38.5 %
61.3 %
0.2 %
— %
100.0%

34.1 %
65.2 %
0.7 %
— %
100.0%

24.4 %
66.1 %
6.5 %
3.0 %
100.0%

Executive Relocation.  On July 9, 2010, upon the unanimous recommendation of our Compensation Committee, we 

entered into an arrangement with Mr. Mastandrea with respect to the disposition of his residence in Cleveland, Ohio.  Mr. 
Mastandrea listed the residence in the second half of 2007 and has had to pay for security, taxes, insurance and maintenance 
expenses related to the residence.  Under the relocation arrangement as amended on August 9, 2012, we agreed to pay Mr. 
Mastandrea the shortfall, if any, in the amount realized from the sale of the Cleveland residence, below $2,450,000, plus tax on 
the amount of such payment at the maximum federal income tax rate.  The amount of the shortfall was to be paid in a 
combination of cash and common shares at the market value of the shares, as determined upon agreement between Mr. 
Mastandrea and the Compensation Committee. 

In addition, the arrangement required us to continue paying the previously agreed upon cost of housing expenses for 

the Mastandrea family in Houston, Texas for a period of one year following the date of sale of the residence.  We had 
previously agreed to reimburse Mr. Mastandrea for out-of-pocket moving costs including packing, temporary storage, 
transportation and moving supplies.

On December 21, 2012, Mr. Mastandrea sold the residence to a third party for a price of $1,125,000.  Pursuant to the 

relocation arrangement, we paid cash of $1,325,000, representing the shortfall of the amount realized from the sale of the 
property, and $852,000, which represented moving expenses and closing costs incurred by Mr. Mastandrea and federal taxes.  
No common shares were issued.  The total expense incurred by us of $2,177,000 is shown separately in our consolidated 
financial statements.  In addition, we issued a note receivable for $975,000 to the buyer, with an interest rate of 4.5% and a 
maturity of December 31, 2013.  On December 5, 2013, the note was renewed through June 30, 2014 and bears interest at a rate 
of 5.2% during the renewal period.  As a result of this transaction, we also recorded a related party receivable of $652,000, 
which represents the federal income tax withholding not deducted from our payment to Mr. Mastandrea.  Subsequent to 
December 31, 2012, we received the $652,000 and paid it to the federal government on behalf of Mr. Mastandrea.

13.  EQUITY

Under our declaration of trust, as amended, we have authority to issue up to 400 million common shares of beneficial 

interest, $0.001 par value per share, and up to 50 million preferred shares of beneficial interest, $0.001 par value per share.

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

Reclassification of common shares and transfer of listing

On June 27, 2012, we filed with the State Department of Assessments and Taxation of Maryland amendments to our 

declaration of trust that (i) reclassified each issued and unissued Class A common share of beneficial interest, par value $0.001 
per share (the "Class A common shares") into one Class B common share of beneficial interest, par value $0.001 per share (the 
"Class B common shares") and (ii) changed the designation of all of the Class B common shares to "common shares."  The 
amendment setting forth the reclassification of the Class A common shares into Class B common shares was approved by our 
shareholders at the 2012 annual meeting of shareholders held on May 22, 2012.  The amendment approving the redesignation 
of the Class B common shares to common shares was approved by our board of trustees and did not require shareholder 
approval.  On June 29, 2012, we transferred the listing of our common shares to the New York Stock Exchange under our 
existing ticker symbol "WSR."  As a result of the transfer, we voluntarily delisted our common shares from the NYSE MKT 
LLC effective June 28, 2012.

Equity Offerings

On October 8, 2013, we completed the sale of 4,000,000 common shares, $0.001 par value per share, and on October 

28, 2013, upon the underwriters' exercise of the over-allotment option, we completed the sale of 600,000 additional common 
shares, at a price to the public of $13.54 per share.  Total net proceeds from the offering, including the over-allotment shares, 
and after deducting the underwriting discount and offering expenses, were approximately $59.7 million, which we contributed 
to the Operating Partnership in exchange for OP units.  The Operating Partnership used the net proceeds from this offering for 
general corporate purposes, which included acquisitions of additional properties, the repayment of outstanding indebtedness, 
capital expenditures (including tenant improvements), the expansion, redevelopment and/or re-tenanting of properties in our 
portfolio, working capital and other general purposes.

On June 19, 2013, we entered into five equity distribution agreements for an at-the-market distribution 

program.  Pursuant to the terms and conditions of the agreements, we can issue and sell up to an aggregate of $50 million of 
our common shares.  Actual sales will depend on a variety of factors to be determined by us from time to time, including 
(among others) market conditions, the trading price of our common shares, capital needs and our determinations of the 
appropriate sources of funding for us, and will be made in transactions that will be deemed to be “at-the-market” offerings as 
defined in Rule 415 under the Securities Act of 1933, as amended. We have no obligation to sell any of our common shares, 
and could at any time suspend offers under the agreements or terminate the agreements.  For the year ended December 31, 
2013, we sold 282,239 common shares under the equity distribution program, with net proceeds to us of approximately $4.2 
million.  In connection with such sales, we paid compensation of $0.2 million to the sales agents.  

On August 28, 2012, we completed the sale of 4,830,000 common shares, $0.001 par value per share, including 

630,000 common shares pursuant to the exercise of the underwriters' over-allotment option, at a price to the public of $12.80 
per share.  Total net proceeds from the offering, including over-allotment shares, and after deducting the underwriting discount 
and offering expenses, were approximately $58.7 million, which we used for general corporate purposes, including property 
acquisitions, debt repayment, capital expenditures, the expansion, redevelopment and/or re-tenanting of properties in our 
portfolio, working capital and other general purposes.

On May 10, 2011, we completed a public offering of 5,310,000 common shares, including 310,000 common shares 

pursuant to the exercise of the underwriters' over-allotment option at a public offering price of $12.00 per share.  Net proceeds, 
after payment of underwriting commissions and transaction costs, were approximately $59.7 million.  We used the net proceeds 
to acquire properties in our target markets and to redevelop and re-tenant our existing properties, as well as for general 
corporate purposes.

Exchange Offers 

On May 10, 2012, we commenced a third offer to exchange Class B common shares on a one-for-one basis for (i) up 

to 867,789 outstanding Class A common shares; and (ii) up to 453,642 outstanding OP units (the "Third Exchange Offer").  The 
Third Exchange Offer expired on June 8, 2012, and 426,986 Class A common shares and 121,156 OP units were accepted for 
change.

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WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

On December 9, 2011, we commenced a second offer to exchange common shares on a one-for-one basis for up to 

453,642 outstanding OP units (the “Second Exchange Offer”). The Second Exchange Offer expired on January 11, 2012, and 
453,580 OP units were accepted for exchange.

On September 2, 2011, we commenced an offer to exchange common shares on a one-for-one basis for up to 453,642 

outstanding OP units (the “First Exchange Offer”). The First Exchange Offer expired on October 3, 2011, and 453,642 OP units 
were accepted for exchange.

Operating Partnership Units

Substantially all of our business is conducted through the Operating Partnership.  We are the sole general partner of 

the Operating Partnership.  As of December 31, 2013, we owned a 97.5% interest in the Operating Partnership.

Limited partners in the Operating Partnership holding OP units have the right to redeem their OP units for cash or, at 

our option, common shares at a ratio of one OP unit for one common share.  Distributions to OP unit holders are paid at the 
same rate per unit as distributions per share to Whitestone common shares.  As of December 31, 2013 and December 31, 2012, 
there were 22,384,970 and 17,507,771 OP units outstanding, respectively.  We owned 21,822,878 and 16,822,285 OP units as 
of December 31, 2013 and December 31, 2012, respectively. The balance of the OP units is owned by third parties, including 
certain trustees.  Our weighted-average share ownership in the Operating Partnership was approximately 96.8%, 94.1% and 
84.2% for the years ended December 31, 2013, 2012 and 2011, respectively.

On October 9, 2012, we filed with the SEC a prospectus supplement covering the issuance of up to 786,191 of our  

common shares of beneficial interest, par value $0.001 per share, to certain holders of OP units.  The OP units may be issued to 
the extent that OP unit holders tender their OP units for redemption in accordance with the terms of the limited partnership 
agreement of the Operating Partnership and we elect, in our sole discretion, to issue common shares to the tendering OP unit 
holders.  The prospectus supplement supplements a base prospectus, dated July 25, 2012, relating to our effective shelf 
registration statement of Form S-3 (File No. 333-182667).  During the years ended December 31, 2013 and 2012, 123,394 and 
100,705 OP units, respectively, were redeemed for an equal number of common shares.

Distributions

The following table reflects the total distributions we have paid (including the total amount paid and the amount paid 

per share) in each indicated quarter (in thousands, except per share data):

Common Shares

Noncontrolling OP Unit
Holders

Total

Quarter Paid

Distribution Per
Common Share

Total Amount
Paid

Distribution
Per OP Unit

Total Amount
Paid

Total Amount
Paid

2013

Fourth Quarter

Third Quarter

Second Quarter

First Quarter

Total

2012

Fourth Quarter

Third Quarter

Second Quarter

First Quarter

Total

$

$

$

$

0.2850

$

5,790

$

0.2850

$

0.2850

0.2850

0.2850
1.1400

$

4,865

4,832

4,807
20,294

$

0.2850

0.2850

0.2850
1.1400

$

0.2850

$

4,781

$

0.2850

$

0.2850

0.2850

0.2850
1.1400

$

3,859

3,362

3,322
15,324

$

0.2850

0.2850

0.2850
1.1400

$

F- 27

163

165

169

194
691

221

224

258

301
1,004

$

$

$

$

5,953

5,030

5,001

5,001
20,985

5,002

4,083

3,620

3,623
16,328

 
 
 
 
 
 
 
 
  
 
Table of Contents

WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

14.  INCENTIVE SHARE PLAN 

On July 29, 2008, our shareholders approved the 2008 Long-Term Equity Incentive Ownership Plan (the “Plan”).  On 
December 22, 2010, our board of trustees amended the Plan to allow for the issuance of common shares pursuant to the Plan.  
The Plan, as amended, provides that awards may be made with respect to common shares of Whitestone or OP units.  The 
maximum aggregate number of common shares that may be issued under the Plan is increased upon each issuance of common 
shares by Whitestone so that at any time the maximum number of shares that may be issued under the Plan shall equal 12.5% of 
the aggregate number of common shares of Whitestone and OP units issued and outstanding (other than shares and/or units 
issued to or held by Whitestone).

The Compensation Committee of our board of trustees administers the Plan, except with respect to awards to non-

employee trustees, for which the Plan is administered by our board of trustees.  The Compensation Committee is authorized to 
grant share options, including both incentive share options and non-qualified share options, as well as share appreciation rights, 
either with or without a related option.  The Compensation Committee is also authorized to grant restricted common shares, 
restricted common share units, performance awards and other share-based awards. 

On January 6, 2009, the Compensation Committee, pursuant to the Plan, granted to certain of our officers restricted 

common shares and restricted common share units subject to certain restrictions.  The restricted common shares and restricted 
common share units will vest upon achieving certain performance goals (as specified in the award agreement).  The grantee is 
the record owner of the restricted common shares and has all rights of a shareholder with respect to the restricted common 
shares, including the right to vote the restricted common shares and to receive distributions with respect to the restricted 
common shares.  The grantee has no rights of a shareholder with respect to the restricted common share units, including no 
right to vote the restricted common share units and no right to receive current distributions with respect to the restricted 
common share units until the restricted common share units are fully vested and convertible to common shares of Whitestone.

A summary of the share-based incentive plan activity as of and for the year ended December 31, 2013 is as follows:

Non-vested at January 1, 2013

Granted

Vested

Forfeited

Non-vested at December 31, 2013

Available for grant at December 31, 2013

Weighted-
Average
Grant Date
Fair Value (1)

12.53

15.43

14.69

12.94

13.69

Shares

534,920

$

328,005
(15,270)
(87,944)
759,711

$

2,348,221

(1)  The fair value of the shares granted were determined based on observable market transactions occurring near the date of 

the grants.

A summary of our nonvested and vested shares activity for the years ended December 31, 2013, 2012 and 2011 is 

presented below:

Shares Granted

Shares Vested

Year Ended

Non-Vested
Shares Issued

Weighted-
Average Grant-
Date Fair Value

Vested Shares

Total Vest-Date
Fair Value

(in thousands)

2013

2012

2011

15.43

13.03

—

(15,270) $
(16,208) $
(5,169) $

224

223

80

328,005

99,700

$

$

— $

F- 28

 
 
 
 
 
 
 
Table of Contents

WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

Total compensation recognized in earnings for share-based payments for the years ended December 31, 2013, 2012 
and 2011 was $2.3 million, $0.7 million and $0.3 million, respectively.  Taking into account the acquisitions occurring during 
the years ended December 31, 2013 and 2012 (see Note 4), we expect additional performance-based shares to vest due to the 
achievement of certain Company-wide performance goals.  As a result, as of December 31, 2013, there was approximately $1.9 
million in unrecognized compensation cost related to outstanding nonvested performance-based and time-based shares that are 
expected to be recognized over a weighted-average period of approximately 13 months.  

15.  GRANTS TO TRUSTEES  

On September 16, 2013, each of our four independent trustees and one trustee emeritus was granted 1,500 common 
shares, which vested immediately.  The 7,500 common shares granted to our trustees had a grant date fair value of $14.52 per 
share.  On January 31, 2013, two of our independent trustees elected to receive a total of 1,172 common shares with a grant 
date fair value of $14.50 in lieu of cash for board fees.  The fair value of the shares granted during the year ended December 31, 
2013 was determined using quoted prices available on the date of grant.

16.  COMMITMENTS AND CONTINGENCIES

We are a participant in various legal proceedings and claims that arise in the ordinary course of our business.  These 

matters are generally covered by insurance.  While the resolution of these matters cannot be predicted with certainty, we 
believe that the final outcome of these matters will not have a material effect on our financial position, results of operations, or 
cash flows.

17.  SEGMENT INFORMATION

Our management historically has not differentiated by property types and therefore does not present segment 

information.

18.  SELECT QUARTERLY FINANCIAL DATA (unaudited)

The following is a summary of our unaudited quarterly financial information for the years ended December 31, 2013 

and 2012 (in thousands, except per share data):

2013

Revenues
Net income attributable to Whitestone REIT
Earnings per share:

First

Second

Third

Fourth

Quarter Quarter Quarter Quarter

$ 13,869
949

$ 14,795
970

$ 16,291
614

$ 17,190
1,261

Basic - Net income attributable to common shareholders excluding 
amounts attributable to unvested restricted shares (1)
Diluted - Net income attributable to common shareholders excluding 
amounts attributable to unvested restricted shares (1)

$

0.06

$

0.06

$

0.04

$

0.06

0.06

0.06

0.03

0.06

2012

Revenues

Net income (loss) attributable to Whitestone REIT
Earnings per share:

$ 10,426

$ 10,987

$ 11,618

793

431

163

$ 13,523
(1,337)

Basic - Net income (loss) attributable to common shareholders excluding 
amounts attributable to unvested restricted shares (1)
Diluted - Net income (loss) attributable to common shareholders excluding 
amounts attributable to unvested restricted shares (1) 

$

0.07

$

0.04

$

0.01

$

(0.08)

0.07

0.04

0.01

(0.08)

F- 29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

WHITESTONE REIT AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2013

(1)    The sum of individual quarterly basic and diluted earnings per share amounts may not agree with the year-to-date basic and 
diluted earning per share amounts as the result of each period's computation being based on the weighted average number 
of common shares outstanding during that period.

F- 30

Table of Contents

Whitestone REIT and Subsidiaries
Schedule II - Valuation and Qualifying Accounts
December 31, 2013

Description

Allowance for doubtful accounts:

Year ended December 31, 2013

Year ended December 31, 2012

Year ended December 31, 2011

(in thousands)

Balance at

Charged to

Deductions

Balance at

Beginning
of Year

Costs and
Expense

from
Reserves

End of
Year

$

2,285

$

1,658

$

1,366

1,304

1,004

615

(246) $
(85)
(553)

3,697

2,285

1,366

F- 31

 
 
 
 
 
 
 
 
Table of Contents

Whitestone REIT and Subsidiaries
Schedule III - Real Estate and Accumulated Depreciation
December 31, 2013

Initial Cost (in thousands)

to Acquisition (in thousands)

Costs Capitalized Subsequent

Gross Amount at which Carried at
(1) (2)

End of Period

(in thousands)

Property Name

Land

Improvements

(net)

Costs

Land

Improvements

Total

Building and

Improvements

Carrying

Building and

Retail Communities:

Ahwatukee Plaza

$

5,126

$

4,086

$

Anthem Marketplace

Bellnott Square

Bissonnet Beltway

Centre South

The Citadel

Desert Canyon

Gilbert Tuscany Village

Holly Knight

Headquarters Village

Kempwood Plaza

Lion Square

The Marketplace at Central

Mercado at Scottsdale
Ranch

Paradise Plaza

Pinnacle of Scottsdale

Providence

Shaver

Shops at Pecos Ranch

Shops at Starwood

South Richey

Spoerlein Commons

SugarPark Plaza

Sunridge
Sunset at Pinnacle Peak (3)

Terravita Marketplace

Torrey Square

Town Park

Webster Pointe

Westchase

Windsor Park

Office/Flex Communities:

Brookhill

Corporate Park Northwest

Corporate Park West

Corporate Park Woodland

Dairy Ashford

Holly Hall Industrial Park

Interstate 10 Warehouse

Main Park

Plaza Park

Westbelt Plaza

Westgate Service Center

$

$

4,790

1,154

415

481

472

1,976

1,767

320

7,171

733

1,546

1,305

8,728

6,155

6,648

918

184

3,781

4,093

778

2,340

1,781

276

3,610

7,171

1,981

850

720

423

2,621

80,314

186

1,534

2,555

652

226

608

208

1,328

902

568

672

$

$

17,973

4,638

1,947

1,596

1,777

1,704

3,233

1,293

18,439

1,798

4,289

5,324

12,560

10,221

22,466

3,675

633

15,123

11,487

2,584

7,296

7,125

1,186

2,734

9,392

2,971

2,911

1,150

1,751

10,482

193,844

788

6,306

10,267

5,330

1,211

2,516

3,700

2,721

3,294

2,165

2,776

$

$

83

1

290

453

719

2,408

344

700

158

(21)

1,178

2,363

706

109

68

702

679

12

114

42

1,844

295

834

301

146

365

1,356

252

271

2,778

7,151

26,701

376

1,359

1,149

742

133

388

570

642

1,211

842

600

$

— $

5,126

$

4,169

$

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

$

$

— $

— $

—

—

—

—

—

—

—

—

—

—

4,790

1,154

415

481

472

1,976

1,767

320

7,171

733

1,546

1,305

8,728

6,155

6,648

918

184

3,781

4,093

778

2,340

1,781

276

3,610

7,171

1,981

850

720

423

2,621

80,314

186

1,534

2,555

652

226

608

208

1,328

902

568

672

$

$

17,974

4,928

2,400

2,315

4,185

2,048

3,933

1,451

18,418

2,976

6,652

6,030

12,669

10,289

23,168

4,354

645

15,237

11,529

4,428

7,591

7,959

1,487

2,880

9,757

4,327

3,163

1,421

4,529

17,633

220,545

1,164

7,665

11,416

6,072

1,344

2,904

4,270

3,363

4,505

3,007

3,376

$

$

9,295

22,764

6,082

2,815

2,796

4,657

4,024

5,700

1,771

25,589

3,709

8,198

7,335

21,397

16,444

29,816

5,272

829

19,018

15,622

5,206

9,931

9,740

1,763

6,490

16,928

6,308

4,013

2,141

4,952

20,254

300,859

1,350

9,199

13,971

6,724

1,570

3,512

4,478

4,691

5,407

3,575

4,048

$

9,439

$

41,074

$

8,012

$

— $

9,439

$

49,086

$

58,525

F- 32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Whitestone REIT and Subsidiaries
Schedule III - Real Estate and Accumulated Depreciation
December 31, 2013

Initial Cost (in thousands)

to Acquisition (in thousands)

Costs Capitalized Subsequent

Gross Amount at which Carried at
(1) (2)

End of Period

(in thousands)

Property Name

Land

Improvements

(net)

Costs

Land

Improvements

Total

Building and

Improvements

Carrying

Building and

Office Communities:

9101 LBJ Freeway

$

1,597

$

6,078

$

1,537

$

— $

1,597

$

7,615

$

Featherwood

Pima Norte

Royal Crest

Uptown Tower

Woodlake Plaza

Zeta Building

Total Operating Portfolio

Corporate Park Woodland
II

Fountain Hills Plaza

Fountain Square

Market Street at DC Ranch

Village Square at Dana
Park

Total - Development

Portfolio

Anthem Marketplace

Dana Park Development

Fountain Hills

Market Street at DC Ranch

Pinnacle Phase II

Shops at Starwood Phase

III

Total - Property Held for

Development

Grand Totals

$

$

$

$

$

$

$

2,758

$

— $

— $

— $

2,758

$

— $

3,226

9,106

1,547

19,343

5,769

2,175

15,340

10,639

26,639

9,212

3,594

10,192

2,056

20,964

6,876

2,811

2,758

20,453

16,212

36,349

$

$

48,781

318,412

$

$

55,705

415,089

38,281

46,776

90,899

$

122,548

— $

—

—

—

357

277

634

409,945

$

$

204

4,000

277

704

1,357

2,095

8,637

546,274

$

$

$

$

368

1,086

509

1,621

1,107

636

6,924

96,677

2,591

7,162

1,355

15,551

4,426

1,819

$

$

38,982

273,900

$

$

635

1,427

192

3,792

1,343

356

9,282

43,995

—

517

—

—

—

—

$

$

517

517

$

$

368

1,086

509

1,621

1,107

636

6,924

96,677

5,113

5,573

9,710

8,495

31,649

204

4,000

277

704

1,000

1,818

8,003

136,329

$

$

$

$

15,340

9,828

26,779

37,870

—

811

(140)

411

—

—

—

—

5,113

5,573

9,710

8,495

89,817

$

1,082

$

— $

31,649

— $

— $

— $

—

—

—

—

—

— $

—

—

—

77

5

82

363,717

$

45,159

$

$

—

—

—

280

272

552

1,069

$

$

204

4,000

277

704

1,000

1,818

8,003

136,329

F- 33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Whitestone REIT and Subsidiaries
Schedule III - Real Estate and Accumulated Depreciation
December 31, 2013

Property Name

Encumbrances

(in thousands)

Construction

Acquired

Life

Accumulated
Depreciation

Date of

Date

Depreciation

Retail Communities:

Ahwatukee Plaza

Anthem Marketplace

Bellnott Square

Bissonnet Beltway

Centre South

The Citadel

Desert Canyon

Gilbert Tuscany Village

Holly Knight

Headquarters Village

Kempwood Plaza

Lion Square

The Marketplace at Central

Mercado at Scottsdale Ranch

Paradise Plaza

Pinnacle of Scottsdale

Providence

Shaver

Shops at Pecos Ranch

Shops at Starwood

South Richey

Spoerlein Commons

SugarPark Plaza

Sunridge

Sunset at Pinnacle Peak

Terravita Marketplace

Torrey Square

Town Park

Webster Pointe

Westchase

Windsor Park

Office/Flex Communities:

Brookhill

Corporate Park Northwest

Corporate Park West

Corporate Park Woodland

Dairy Ashford

Holly Hall Industrial Park

Interstate 10 Warehouse

Main Park

Plaza Park

Westbelt Plaza

Westgate Service Center

$

(4)

(5)

(6)

(7)

(8)

(9)

(9)

(9)

(9)

(9)

(9)

(9)

(9)

(9)

$

$

250

230

1,608

1,405

996

417

188

355

844

355

1,551

2,528

486

170

371

1,247

1,641

329

389

591

1,318

1,045

1,956

572

113

621

1,883

1,610

683

1,217

3,877

30,846

361

2,681

3,961

2,765

605

937

2,423

1,478

2,004

1,584

1,195

$

19,994

F- 34

11/1/2000

8/16/2011

6/28/2013

1/1/2002

1/1/1999

1/1/2000

9/28/2010

4/13/2011

6/28/2011

8/1/2000

3/28/2013

2/2/1999

1/1/2000

11/1/2010

6/19/2013

8/8/2012

12/22/2011

3/30/2001

12/17/1999

12/28/2012

12/28/2011

8/25/1999

1/16/2009

9/8/2004

1/1/2002

5/29/2012

8/8/2011

1/1/2000

1/1/1999

1/1/2000

1/1/2002

12/16/2003

1/1/2002

1/1/2002

1/1/2002

1/1/1999

1/1/2002

1/1/1999

1/1/1999

1/1/2000

1/1/1999

1/1/2002

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Whitestone REIT and Subsidiaries
Schedule III - Real Estate and Accumulated Depreciation
December 31, 2013

Property Name

Encumbrances

(in thousands)

Construction

Acquired

Life

Accumulated
Depreciation

Date of

Date

Depreciation

8/10/2005

1/1/2000

10/4/2007

1/1/2000

11/22/2005

3/14/2005

1/1/2000

10/17/2013

10/7/2013

9/21/2012

12/5/2013

9/21/2012

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

5-39 years

6/28/2013

9/21/2012

10/7/2013

12/5/2013

Land - Not Depreciated

Land - Not Depreciated

Land - Not Depreciated

Land - Not Depreciated

12/28/2011

Land - Not Depreciated

12/28/2011

Land - Not Depreciated

(10)

(11)

(12)

Office Communities:

9101 LBJ Freeway

Featherwood

Pima Norte

Royal Crest

Uptown Tower

Woodlake Plaza

Zeta Building

Total Operating Portfolio

Corporate Park Woodland II

Fountain Hills Plaza

Fountain Square

Market Street at DC Ranch

Village Square at Dana Park

Total - Development Portfolio

Anthem Marketplace

Dana Park Development

Fountain Hills

Market Street at DC Ranch

Pinnacle Phase II

Shops at Starwood Phase III

(13)

Total - Property Held For Development

Grand Total

$

$

$

$

$

$

$

$

2,196

1,398

1,264

637

5,184

1,813

939

13,431

64,271

—

1,246

95

347

49

1,737

—

—

—

—

—

—

—

66,008

F- 35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Table of Contents

Whitestone REIT and Subsidiaries
Schedule III - Real Estate and Accumulated Depreciation
December 31, 2013

(1)   Reconciliations of total real estate carrying value for the three years ended December 31, follows:

Balance at beginning of period
Additions during the period:
Acquisitions
Improvements

Deductions - cost of real estate sold or retired
Balance at close of period

2013
$ 409,669

( in thousands)
2012
$ 292,360

2011
$ 204,954

130,731
6,292
137,023
(418)
$ 546,274

107,392
12,798
120,190
(2,881)
$ 409,669

82,030
7,568
89,598
(2,192)
$ 292,360

(2)  The aggregate cost of real estate (in thousands) for federal income tax purposes is $569,902.
(3)  Formerly known as Shops at Pinnacle Peak.
(4)  This property secures a $15.1 million mortgage note.
(5)  This property secures a $11.1 million mortgage note.
(6)  This property secures a $9.2 million mortgage note.
(7)  This property secures a $14.1 million mortgage note.
(8)  This property secures a $10.5 million mortgage note.
(9)  These properties secure a $37.0 million mortgage note.
(10)  This property secures a $3.0 million mortgage note.
(11)  This property secures a $16.5 million mortgage note.
(12)  This property secures a $6.5 million mortgage note.
(13)  This property secures a $1.1 million mortgage note.

F- 36

 
 
 
 
 
 
 
 
 
Table of Contents

Exhibit No. Description

Whitestone REIT and Subsidiaries

Index to Exhibits

3.1.1

3.1.2

3.1.3

3.1.4

3.1.5

3.1.6

3.1.7

3.2

10.1

10.2

10.3

10.4

10.5

10.6

10.7

Articles of Amendment and Restatement of Whitestone REIT (previously filed as and incorporated by reference 
to Exhibit 3.1 to the Registrant’s Current Report on Form 8-K, filed on July 31, 2008)

Articles Supplementary (previously filed as and incorporated by reference to Exhibit 3(i).1 to the Registrant’s 
Current Report on Form 8-K, filed December 6, 2006)

Articles of Amendment (previously filed and incorporated by reference to Exhibit 3.1 to the Registrant's Current 
Report on Form 8-K, filed on August 24, 2010)

Articles of Amendment (previously filed and incorporated by reference to Exhibit 3.2 to the Registrant’s Current 
Report on Form 8-K, filed on August 24, 2010)

Articles Supplementary (previously filed and incorporated by reference to Exhibit 3.3 to the Registrant’s Current 
Report on Form 8-K, filed on August 24, 2010)

Articles of Amendment (previously filed as and incorporated by reference to Exhibit 3.1.1 to the Registrant's 
Current Report on Form 8-K, filed June 27, 2012)

Articles of Amendment (previously filed as and incorporated by reference to Exhibit 3.1.2 to the Registrant's 
Current Report on Form 8-K, filed June 27, 2012)

Amended and Restated Bylaws of Whitestone REIT (previously filed as and incorporated by reference to Exhibit 
3.1 to the Registrant’s Current Report on Form 8-K, filed October 9, 2008)

Agreement  of  Limited  Partnership  of Whitestone  REIT  Operating  Partnership,  L.P.  (previously  filed  as  and 
incorporated by reference to Exhibit 10.1 to the Registrant’s General Form for Registration of Securities on Form 
10, filed on April 30, 2003)

Certificate  of  Formation  of  Whitestone  REIT  Operating  Partnership  II  GP,  LLC  (previously  filed  as  and 
incorporated by reference to Exhibit 10.3 to the Registrant’s General Form for Registration of Securities on Form 
10, filed on April 30, 2003)

Limited Liability Company Agreement of Whitestone REIT Operating Partnership II GP, LLC (previously filed 
as and incorporated by reference to Exhibit 10.4 to the Registrant’s General Form for Registration of Securities 
on Form 10, filed on April 30, 2003)

Agreement of Limited Partnership of Whitestone REIT Operating Partnership II, L.P. (previously filed as and 
incorporated by reference to Exhibit 10.6 to the Registrant’s General Form for Registration of Securities on Form 
10, filed on April 30, 2003)

Amendment to the Agreement of Limited Partnership of Whitestone REIT Operating Partnership, L.P. (previously 
filed in and incorporated by reference to Exhibit 10.1 to the Registrant’s Registration Statement on Form S-11, 
Commission File No. 333-111674, filed on December 31, 2003)

Promissory Note between HCP REIT Operating Company IV LLC and MidFirst Bank, dated March 1, 2007 
(previously filed and incorporated by reference to Exhibit 10.25 to the Registrant’s Annual Report on Form 10-
K for the year ended December 31, 2006, filed on March 30, 2007)

Term  Loan Agreement  among  Whitestone  REIT  Operating  Partnership,  L.P.,  Whitestone  Pima  Norte  LLC, 
Whitestone REIT Operating Partnership III LP, Hartman REIT Operating Partnership III LP LTD, Whitestone 
REIT Operating Partnership III GP LLC and KeyBank National Association, dated January 25, 2008 (previously 
filed as and incorporated by reference to Exhibit 10.29 to the Registrant’s Annual Report on Form 10-K for the 
year ended December 31, 2007, filed on March 31, 2008)

Table of Contents

Exhibit No. Description

Whitestone REIT and Subsidiaries

Index to Exhibits

10.8+

10.9

10.10

10.11

10.12

10.13

10.14

10.15

10.16

Whitestone  REIT  2008  Long-Term  Equity  Incentive  Ownership  Plan  (previously  filed  and  incorporated  by 
reference to Exhibit 10.1 to the Registrant’s Current Report on Form 8-K, filed July 31, 2008)

Promissory  Note  among  Whitestone  Corporate  Park  West,  LLC  and  MidFirst  Bank  dated August  5,  2008 
(previously filed and incorporated by reference to Exhibit 99.1 to the Registrant’s Current Report on Form 8-K, 
filed August 8, 2008)

Promissory Note among Whitestone Centers LLC and Sun Life Assurance Company of Canada dated October 
1, 2008 (previously filed and incorporated by reference to Exhibit 99.1 to the Registrant’s Current Report on 
Form 8-K, filed October 7, 2008)

Promissory Note among Whitestone Centers LLC and Sun Life Assurance Company of Canada dated October 
1, 2008 (previously filed and incorporated by reference to Exhibit 99.2 to the Registrant’s Current Report on 
Form 8-K, filed October 7, 2008)

Promissory Note among Whitestone Centers LLC and Sun Life Assurance Company of Canada dated October 
1, 2008 (previously filed and incorporated by reference to Exhibit 99.3 to the Registrant’s Current Report on 
Form 8-K, filed October 7, 2008)

Promissory Note among Whitestone Centers LLC and Sun Life Assurance Company of Canada dated October 
1, 2008 (previously filed and incorporated by reference to Exhibit 99.4 to the Registrant’s Current Report on 
Form 8-K, filed October 7, 2008)

Promissory Note among Whitestone Centers LLC and Sun Life Assurance Company of Canada dated October 
1, 2008 (previously filed and incorporated by reference to Exhibit 99.5 to the Registrant’s Current Report on 
Form 8-K, filed October 7, 2008)

Note among Whitestone Offices LLC and Nationwide Life Insurance Company dated October 1, 2008 (previously 
filed and incorporated by reference to Exhibit 99.6 to the Registrant’s Current Report on Form 8-K, filed October 
7, 2008)

Floating Rate Promissory Note among Whitestone Industrial-Office LLC and Jackson National Life Insurance 
Company dated October 3, 2008 (previously filed and incorporated by reference to Exhibit 10.1 to the Registrant’s 
Current Report on Form 8-K, filed October 9, 2008)

10.17+

Form of Restricted Common Share Award Agreement (Performance Vested) (previously filed and incorporated 
by reference to Exhibit 10.1 to the Registrant’s Current Report on Form 8-K, filed January 7, 2009)

10.18+

Form  of  Restricted  Common  Share Award Agreement  (Time  Vested)  (previously  filed  and  incorporated  by 
reference to Exhibit 10.2 to the Registrant’s Current Report on Form 8-K, filed January 7, 2009)

10.19+

Form of Restricted Unit Award Agreement (previously filed and incorporated by reference to Exhibit 10.3 to the 
Registrant’s Current Report on Form 8-K, filed January 7, 2009)

10.20

10.21

10.22

Promissory Note among Whitestone Centers LLC and Sun Life Assurance Company of Canada dated February 
3, 2009 (previously filed and incorporated by reference to Exhibit 10.1 to the Registrant’s Current Report on 
Form 8-K, filed February 10, 2009)

Promissory Note among Whitestone Centers LLC and Sun Life Assurance Company of Canada dated February 
3, 2009 (previously filed and incorporated by reference to Exhibit 10.2 to the Registrant’s Current Report on 
Form 8-K, filed February 10, 2009)

Promissory Note among Whitestone Centers LLC and Sun Life Assurance Company of Canada dated February 
3, 2009 (previously filed and incorporated by reference to Exhibit 10.3 to the Registrant’s Current Report on 
Form 8-K, filed February 10, 2009)

Table of Contents

Exhibit No. Description

Whitestone REIT and Subsidiaries

Index to Exhibits

10.23

10.24

10.25+

10.26+

10.27+

10.28+ 

10.29

10.30

10.31

10.32

10.33

10.34

Promissory Note among Whitestone Centers LLC and Sun Life Assurance Company of Canada dated February 
3, 2009 (previously filed and incorporated by reference to Exhibit 10.4 to the Registrant’s Current Report on 
Form 8-K, filed February 10, 2009)

Agreement of Purchase and Sale between Whitestone REIT Operating Partnership, L.P. and Bank One,
Chicago, NA, as trustee for Midwest Development Venture IV dated December 18, 2008 (previously filed and
incorporated by reference to Exhibit 10.8 to Registrant’s Quarterly Report on Form 10-Q, filed on May 15,
2009)

Trustee Restricted Common Share Grant Agreement (Time Vested) between Whitestone REIT and Daryl J.
Carter (previously filed and incorporated by reference to Exhibit 10.9 to Registrant’s Quarterly Report on
Form 10-Q, filed on May 15, 2009)

Trustee Restricted Common Share Grant Agreement (Time Vested) between Whitestone REIT and Daniel G.
DeVos (previously filed and incorporated by reference to Exhibit 10.10 to Registrant’s Quarterly Report on
Form 10-Q, filed on May 15, 2009)

Trustee Restricted Common Share Grant Agreement (Time Vested) between Whitestone REIT and Donald F.
Keating (previously filed and incorporated by reference to Exhibit 10.11 to Registrant’s Quarterly Report on
Form 10-Q, filed on May 15, 2009)

Trustee Restricted Common Share Grant Agreement (Time Vested) between Whitestone REIT and Jack L.
Mahaffey (previously filed and incorporated by reference to Exhibit 10.12 toRegistrant’s Quarterly Report on
Form 10-Q, filed on May 15, 2009)

Promissory Note dated September 10, 2010 between Whitestone REIT Operating Company IV LLC and MidFirst 
Bank (previously filed and incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 
8-K, filed September 16, 2010)

Modification of Promissory Note dated September 10, 2010 between Whitestone REIT Operating Company IV 
LLC and MidFirst Bank (previously filed and incorporated by reference to Exhibit 10.2 to the Registrant's Current 
Report on Form 8-K, filed September 16, 2010)

Limited  Guarantee  dated  September  10,  2010  between Whitestone  REIT  Operating  Company  IV  LLC  and 
MidFirst Bank (previously filed and incorporated by reference to Exhibit 10.3 to the Registrant's Current Report 
on Form 8-K, filed September 16, 2010)

Promissory Note between Whitestone Featherwood LLC and Viewpoint Bank dated March 31, 2011
(previously filed and incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-
K, filed April 5, 2011)

Credit Agreement among Whitestone REIT Operating Partnership, L.P. and Bank of Montreal dated June 13,
2011 (previously filed and incorporated by reference to Exhibit 99.1 to the Registrant's Current Report on
Form 8-K, filed June 17, 2011)

Assumption Agreement among U.S. National Bank Association, Scottsdale Pinnacle LP, Howard Bankchik,
Steven J. Fogel, Whitestone Pinnacle of Scottsdale, LLC and  Whitestone REIT Operating Partnership, LP
and Whitestone REIT, dated December 22, 2011 (previously filed and incorporated by reference to Exhibit
10.35 to the Registrant's Annual Report on Form 10-K for the year ended December 31, 2011, filed on
February 29, 2012)

First Amendment to the Whitestone REIT 2008 Long-Term Equity Incentive Ownership Plan (previously filed
and incorporated by reference to Exhibit 10.33 to the Registrant's Annual Report on Form 10-K, filed on
March 1, 2011)

10.35+

Table of Contents

Exhibit No. Description

Whitestone REIT and Subsidiaries

Index to Exhibits

10.36

10.37+

10.38+

10.39

10.40+

10.41

10.42

12.1*

21.1*

Credit Agreement between Whitestone Operating Partnership, L.P. and Bank of Montreal dated February 27,
2012 (previously filed and incorporated by reference to Exhibit 99.1 to the Registrant's Current Report on
Form 8-K, filed February 28, 2012)

Separation Agreement between Whitestone REIT and Valarie King (previously filed and incorporated by
reference to Exhibit 10.1 to the Registrant's Quarterly Report on Form 10-Q, filed August 9, 2012)

Summary of Relocation Agreement between Whitestone REIT and James C. Mastandrea (previously filed and
incorporated by reference to Exhibit 10.2 to the Registrant's Quarterly Report on Form 10-Q, filed August 9,
2012)

Credit Agreement between Whitestone Operating Partnership, L.P. and Bank of Montreal dated February 4,
2013 (previously filed and incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on
Form 8-K, filed February 8, 2013)

Separation Agreement between Whitestone REIT and Richard Rollnick (previously filed and incorporated by 
reference to Exhibit 10.1 to the Registrant's Quarterly Report on Form 10-Q, filed November 6, 2013)

Loan Agreement, dated November 26, 2013, by and between Whitestone Industrial-Office LLC and Jackson 
National  Life  Insurance  Company  (previously  filed  and  incorporated  by  reference  to  Exhibit  10.1  to  the 
Registrant's Current Report on Form 8-K, filed December 3, 2013)

Fixed Rate Promissory Note by Whitestone Industrial-Office LLC to Jackson Life National Insurance Company, 
dated November 26, 2013 (previously filed and incorporated by reference to Exhibit 10.2 to the Registrant's 
Current Report on Form 8-K, filed December 3, 2013)

Statement of Calculation of Consolidated Ratio of Earnings to Fixed Charges

List of subsidiaries of Whitestone REIT

23.1*

Consent of Pannell Kerr Forster of Texas, P.C.

24.1

Power of Attorney (included on the signature page hereto)

31.1*

Certification of Principal Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

31.2*

Certification of Principal Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

32.1**

Certificate of Chief Executive Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

32.2**

Certificate of Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Table of Contents

Whitestone REIT and Subsidiaries

Index to Exhibits

101.INS***

XBRL Instance Document

101. SCH***

XBRL Taxonomy Extension Schema Document

101.CAL***

XBRL Taxonomy Extension Calculation Linkbase Document

101.LAB***

XBRL Taxonomy Extension Label Linkbase Document

101.PRE***

XBRL Taxonomy Extension Presentation Linkbase Document

101.DEF***

XBRL Taxonomy Extension Definition Linkbase Document

________________________

* 
** 

Filed herewith.
Furnished herewith.

Attached as Exhibit 101 to this Annual Report on Form 10-K are the following materials, formatted in XBRL 

*** 
(eXtensible Business Reporting Language): (i) the Consolidated Balance Sheets as of December 31, 2013 and 2012, (ii) the 
Consolidated Statements of Operations and Comprehensive Income for the years ended December 31, 2013, 2012 and 2011, 
(iii) the Consolidated Statements of Changes in Equity for the years ended December 31, 2013, 2012 and 2011, (iv) the 
Consolidated Statements of Cash Flows for the years ended December 31, 2013, 2012 and 2011 and (v) the Notes to 
Consolidated Financial Statements.

Pursuant to Rule 406T of Regulation S-T, the Interactive Data Files on Exhibit 101 hereto are deemed not filed or part 

of a registration statement or prospectus for purposes of Sections 11 or 12 of the Securities Act of 1933, as amended, are 
deemed not filed for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, and otherwise are not 
subject to liability under those sections.

+   Denotes management contract or compensatory plan or arrangement.

 
 
 
 
CORPORATE INFORMATION

BOARD OF TRUSTEES

JAMES C. MASTANDREA, Chairman and Chief Executive Officer, Whitestone 
REIT; Chairman, Chief Executive Officer and President, Paragon Real Estate 
Equity and Investment Trust and MDC Realty Corporation; former Chairman and 
Chief Executive Officr of First Union REIT (NYSE); Director, Cleveland State 
University Foundation Board; Director, University Circle Board; Director, Calvin 
Business Alliance Board; Adjunct Professor, Rice University; Guest Lecturer, 
University of Chicago.

DARYL J. CARTER, Founder, Chairman and Chief Executive Officer, Avanath 
Capital Partners and Capri Capital; former Executive Managing Director and 
Head of Real Estate Group, Centerline Capital Group (NYSE); former President, 
American Mortgage Acceptance Corporation.

DONALD F. KEATING, Former Chief Financial Officer, Shell Mining Company; 
former Director, Billiton Metal Company, R&F Coal Company and Marrowbone 
Coal Company.

PAUL T. LAMBERT, President, Lambert Capital Corporation; former Principal 
and Managing Partner, Shidler Group; Founder and former Director and Chief 
Operating Officer, First Industrial Realty Trust; Trustee, Paragon Real Estate 
Equity and Investment Trust.

JACK L. MAHAFFEY, Former Chairman, President and Chief Executive Officer, 
Shell Mining Company, Former Director, National Coal Association and the 
National Coal Counsel. 

TRUSTEE EMERITUS:
DANIEL G. DEVOS, Chairman and Chief Executive Officer, DP Fox Ventures; 
Owner, Grand Rapids Rampage (AFL) and Chairman of Orlando Magic (NBA); 
Director, Alticor, Inc. (parent company of Amway Corporation); Trustee, Paragon 
Real Estate Equity and Investment Trust; former Vice President, Pacific and Vice 
President of Corporate Affairs, Amway Corporation; former Trustee, First Union 
REIT (NYSE).

OFFICERS

JAMES C. MASTANDREA, Chairman & Chief Executive Officer
JOHN J. DEE, Chief Operating Officer
DAVID K. HOLEMAN, Chief Financial Officer
BRADFORD D. JOHNSON,  Vice President, Acquisitions & Asset Management
CHRISTINE J. MASTANDREA, Vice President, Property Strategy & Market Research
KYLE A. MILLER, Vice President, Operations
ANGELA HITZMAN, Vice President, Human Resources
J. SCOTT HOGAN, Vice President and Controller
H. SEAN LIU, General Counsel 
THEADORE R. ZECK, Vice President, Information Systems
DIANA ARMSTRONG, Regional Director--Houston Region
DANIEL P. KOVACEVIC, Regional Director--Southwest Region

Corporate Headquarters:
Whitestone REIT
2600 South Gessner Road, Suite 500
Houston, TX 77063
Toll Free: 866-789-7348
Phone: 713-827-9595
Email: IR@whitestonereit.com
Website: www.whitestonereit.com

Corporate Counsel:
Morrison & Foerster 

Independent Registered
Public Accounting Firm:
Pannell, Kerr & Forster of Texas, PC

Tax Accountant:
Plante & Moran, PLLC
225 W. Washington St. Suite 2700
Chicago, IL 60606

Annual Meeting:
May 7, 2104   10 a.m. (CDT)
Houston Marriott Westchase Hotel
2900 Briarpark Drive, Houston, Texas 77042

Investor Relations:
Shareholders are encouraged to contact 
Suzy Taylor, Director of Investor Relations 
at the Company with questions or requests 
for information. A copy of the Company’s 
Annual Report on Form 10-K as filed with 
the Securities and Exchange Commission is 
included as part of this annual report and is 
available upon written request and online at 
the SEC website: www.sec.gov.

Register & Transfer Agent:
American Stock Transfer & Trust Company
6201 15th Avenue
Brooklyn, New York 11219

Account Maintenance Inquires Should be 
Directed to:
AST Shareholder Services Department
800-937-5449
718-921-8200

Creating Communities in Our PropertiesTM

HOUSTON Webster Pointe • Centre South • The Zeta • Royal Crest • Featherwood • South Richey • Shaver Street 
Center  •  Bissonnet  Beltway  Plaza  • Westchase  Plaza  •  Sunridge  • Town  Park  Plaza  •  Providence  Plaza  •  Sugar  Park 
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;(cid:29)(cid:30)+!(cid:6)(cid:17)/(cid:6);/(cid:17)(cid:28)-(cid:30)(cid:30)%(cid:6)(cid:19)(cid:6)>(cid:25)(cid:17)%<(cid:31)(cid:17)(cid:28)/(cid:25)(cid:28)!(cid:6)J#(cid:16)(cid:16)(cid:17)?(cid:25)(cid:6)(cid:19)(cid:6)CHICAGO(cid:6);+(cid:30)(cid:25)(cid:28)(cid:16)(cid:25)#’(cid:6)=(cid:30)**(cid:30)’!(cid:6)(cid:19)(cid:6)SAN ANTONIO Windsor Park Centre

2600 South Gessner Road, Suite 500, Houston, Texas 77063 | Phone 713.827.9595 | Fax 713.465.8847 | www.whitestonereit.com

© 2014 Whitestone REIT. All rights reserved.