360 DigiTech, Inc. is a financial technology platform operating under the popular 360 Jietiao brand in China. The company's subsidiaries provide credit-based services that enable financial institutions to match borrowers with suitable partners while gaining access to financial acquisition, advanced risk assessment, and other post-facilitation services. Additionally, the company also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. Serving consumers and micro- and small-business owners, 360 DigiTech, Inc. was originally called 360 Finance, Inc. before changing its name in September 2020. The company was founded in 2016 in Shanghai, China.