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FY2018 Annual Report · Accor
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A N N U A L  
R E P O R T 
2018

WISDOM.  PERFORMANCE.  BRIGHT FUTURE.  TRUST.

Dear Partners/Shareholders:

We are privileged to share Associated Capital’s (“AC”) financial results for 2018. As always, we value your trust and support.

During 2018 -

• COMMITMENT TO COMMUNITY - in November, our Board approved the continuation of the shareholder designated 
charitable contribution program with a $0.25 per share designation for registered shareholders. This translates into 
approximately $5 million in donations, which brings our total projected contributions  to $15 million since our spin-
off from GAMCO in November 2015.

•

In  November,  we  published  Merger  Masters  –  Tales  of  Arbitrage.    Merger  Masters  profiles  leading  merger 
arbitrageurs and corporate CEOs who were actively involved in M&A.  It is a sequel to Deals… Deals… and More 
Deals, which has been translated into Japanese, Chinese, Italian with plans to publish in Spanish, reflecting the 
global virtues of our merger arbitrage strategy.

• Our Merger Arbitrage strategy was up 2.7% net for the year.

• As  a  natural  extension  of  our  direct  investment  efforts,  in  April  we  announced  the  successful  public  offering  of 
Gabelli Value for Italy S.p.a. (VALU), an Italian company listed on the LSE’s Borsa Italian AIM segment.  This general 
sector SPAC, which raised €110 million, was created to acquire an Italian small to mid-sized franchised business at 
a target capitalization of €400 million with the potential for international development, especially into the United 
States.

• Our shares outstanding were reduced to 22.6 million from 23.7 million, of which 187,000 shares were via buybacks 
(at an average investment of $37.52 per share), and 867,000 shares through two exchange offers of GAMCO shares 
for shares of Associated Capital.   We continue to own more than 3 million shares of GAMCO (GBL: NYSE).

• Paid semi-annual dividends of $0.10 per share, paying out $4.6 million to shareholders.

• We announced that our Board authorized the company to explore strategic options for its institutional research 

business, including a spin-off to shareholders or a management-led buyout of the business.

As previously discussed, we created a new subsidiary, Gabelli Private Equity Partners  to explore the launch of a private 
equity business, something our predecessor firm had success with in the 1980s.  We will continue our outreach initiatives 
with business owners, corporate management, and various financial sponsors. 

In 2019, we will continue to explore new avenues, including L.P.’s in our investments,  to put our capital to work by pursuing 
deals, new distribution channels and new products.

Along these lines, we echo the Acquisition Criteria list from Warren Buffett’s Berkshire Hathaway 2017 Annual Report. We 
cannot improve upon it:

BERKSHIRE HATHAWAY INC.
ACQUISITION CRITERIA

We are eager to hear from principals or their representatives about businesses that meet all of the following criteria:

—  Demonstrated consistent earning power (future projections are of no interest to us, nor are “turnaround” situations),

—  Businesses earning good returns on equity while employing little or no debt,

—  Management in place (we can’t supply it),

—  Simple businesses (if there’s lots of technology, we won’t understand it),

—  An offering price (we don’t want to waste our time or that of the seller by talking, even preliminarily, about a transaction 

when price is unknown).

Sincerely, 

Mario J. Gabelli  
Executive Chairman

A S S E TS  U N D E R  MANAG E M E NT 

Assets under management (dollars in millions) are close to 
an all-time high:

Year-over-year,  AUM  was  essentially  flat  with  both  slight 
capital  outflows  and  negative  investment  performance. 
We continue to see interest in products from new investor 
groups, especially outside of the United States. 

CO N D E N S E D  CO N SO LI DATE D   BAL AN CE   S H E E T  (in thousands)

ASSETS

Cash and cash equivalents (a)

Investments

Receivables

Other assets

    Total assets

LIABILITIES AND EQUITY

Compensation payable

Securities sold, not yet purchased

Income taxes payable

Accrued expenses and other liabilities

    Total liabilities

Redeemable noncontrolling interests (b)

Stockholders' equity

GAMCO Note

    Total equity

December 31,

2018

2017

 $409,564 

 490,824 

 30,332 

 23,713 

 $293,112 

 644,142 

 65,758 

 3,903 

 $954,433 

 $1,006,915 

 $11,388 

 $12,785 

 9,574 

 3,577 

 13,846 

 38,385 

 49,800 

 866,248 

 -   

 866,248 

 5,731 

 5,484 

 18,538 

 42,538 

 46,230 

 968,147 

 (50,000)

 918,147 

Total liabilities and equity

 $954,433 

 $1,006,915 

Shares outstanding

    Average

    Year-end

23,070

22,585

23,792

23,639

(a) Includes $13 million and $5 million, respectively, held by consolidated investment funds
(b) Represents third-party capital balances in consolidated investment funds

We ended 2018 with cash and investments of $410 million and $491 million, respectively, including three million shares of GAMCO 
stock valued at $51 million. Our net equity was $866 million or $38.36 per share.

Our financial resources underpin our flexibility to pursue strategic objectives that may include acquisitions, seeding new investment 
strategies, and co-investing. We consider our primary goal as using our liquid resources to opportunistically and strategically grow 
book value and net income. If opportunities are not present with what we consider a margin of safety, however, we will consider 
alternatives to return capital to our shareholders, including stock repurchases and dividends.

 
Q UARTE R LY  FI NAN CIAL  I N FO R MATI O N

Quarterly financial information for 2018 and 2017 is presented below.

(In thousands, except per share data)

2018

Revenues                                                                                             
Operating loss                                                                                     
Net income/(loss) attributable to Associated
  Capital Group, Inc 's shareholders                                                 
Net income/(loss) attributable to Associated
  Capital Group, Inc 's shareholders per share:
  Basic                                                                                                   
  Diluted                                                                                                 

Revenues                                                                                             
Operating loss                                                                                     
Net income/(loss) attributable to Associated
  Capital Group, Inc 's shareholders                                                 
Net income/(loss) attributable to Associated
  Capital Group, Inc 's shareholders per share:
  Basic                                                                                                   
  Diluted                                                                                                 

1st

2nd

3rd

4th

Total

 $4,703 
 (4,250)

 $4,796 
 (3,446)

 $4,666 
 (3,499)

 $8,614 
 (2,285)

 $22,779 
 (13,480)

 $(22,229)

 $11,824 

 $(7,379)

 $(40,315)

 $(58,099)

 $(0.95)
 $(0.95)

 $0.51 
 $0.51 

 $(0.32)
 $(0.32)

 $(1.77)
 $(1.77)

 $(2.52)
 $(2.52)

1st

2nd

3rd

4th

Total

2017

 $4,987 
 (4,332)

 $5,095 
 (6,453)

 $5,248 
 (6,112)

 $11,585 
 (3,489)

 $26,915 
 (20,386)

 $(13,078)

 $4,596 

 $1,519 

 $15,800 

 $8,837 

 $(0.55)
 $(0.55)

 $0.19 
 $0.19 

 $0.06 
 $0.06 

 $0.67 
 $0.67 

 $0.37 
 $0.37 

Douglas R. Jamieson  Chief Executive Officer and President 

In 2018, we planted seeds for future growth.  Of note, the Gabelli & Partners team is extending our marketing reach 
with trips to Asia and Europe, resulting in searches, proposals and new business for the UCITs, offshore funds and 
SMAs.  Gabelli Value for Italy (VALU) jump-started our efforts in private equity.  Italy is the second largest market 
for SPACs and valuations of target companies tend to be least 20% lower than comparable assets in the US.    Marc 
Gabelli and his team are actively reviewing potential investments.

We are also pursuing options for our institutional research operation.  We have to rationalize the cost/benefits of 
the research, trading and sales organization.  Our intention is to arrive at a solution for the broker/dealer in 2019. 

On behalf of all our constituents, we thank Rick Bready who is stepping down from our Board in May.  His contributions to AC’s Board 
from inception (and the Board of GAMCO Investors before) were invaluable.

Finally, we thank Fran Conroy for stepping in as our interim CFO over the past 18 months.  We wish him well as he returns as an adviser 
to our parent, GGCP, LLC.  We also welcome Ken Masiello as our Chief Accounting Officer.

Francis J. Conroy  Interim Chief Financial Officer

We ended 2018 with a book value of $38.36 per share versus $38.84 in 2017. Our equity was crimped by our net loss of 
$58.1 million, stemming primarily from unrealized mark-to-market losses on our investment portfolio. We also returned 
capital to shareholders during the year; we exchanged 1.4 million shares of GAMCO for 870,000 AC shares, purchased 
187,000 shares of AC in the market and paid $4.6 million in dividends.  

Our operating loss decreased significantly to $13.5 million from $20.4 million in 2017. Investment advisory and incentive 
fees were essentially flat over the prior year at $14.4 million. Management fees based on higher average AUM were 
offset by lower incentive fees on the investment performance of our funds. Institutional research services revenues were $8.3 million, a 
$3.9 million decline primarily the result of a reduction in research payments from GAMCO. Variable compensation, salaries, bonuses and 
benefits were $25.9 million for the year, a decrease of $4.7 million. Stock-based compensation was $0.7 million in 2018, $5.2 million less 
than in 2017. In 2018, there was no management fee; in 2017, the management fee was $0.7 million. Other operating expenses were slightly 
lower at $9.7 million reflecting lower brokerage clearing charges.  

Net  investment  losses  were  $65.2  million  compared  to  a  net  gain  of  $20.6  million  in  2017.  Interest  and  dividend  income  increased  $2.9 
million to $13.4 million, mostly due to higher returns on our cash balances. Our pre-tax loss gave rise to an income tax benefit of $11.5 million. 

 
 
M E RG E R   AR B ITR AG E

The merger arbitrage investment process begins with the 
announcement of an acquisition, when an acquirer makes an 
offer for all of the target company’s stock. The target’s shares 
usually trade at a discount, or spread, to the final deal price 
because  of  the  time  value  of  money,  regulatory  approval 
risks  or  any  other  risks  that  might  prevent  a  transaction 
from closing. Our typical investment process involves buying 
shares of the target at a discount, earning the spread to the 
deal price when the deal closes, and reinvesting the profits 
in  new  deals  in  a  similar  manner.  By  owning  a  diversified 
portfolio  of  deals,  we  mitigate  the  adverse  impact  of  deal-
specific risks.  

Merger  arbitrage  is  a  natural  extension  of  our  Private 
Market  Value  with  a  Catalyst™  methodology.  The  catalyst 
that surfaces a company’s private market value in our case 
is a merger or acquisition. Our merger arbitrage investment 
team leverages the research capabilities of the thirty industry analysts to provide us with insights into deal risk -  antitrust, regulatory, financing 
and timing - as well as to determine synergies, strategic considerations and other potential buyers.  We believe that focus on strategic buyers 
in industries we know well is essential to earn absolute returns not correlated to the market.  

 Bill Gregorio
Global Markets Specialist 

Ralph Rocco   
Managing Director   

Paolo Vicinelli   
Portfolio Manager

 Anthony Lombardi  
Research

Willis Brucker  
Portfolio Manager

Kevin Wang 
Research

Worldwide deal activity totaled $4.0 trillion during 2018, an increase of 19% compared to 2017, and only the third year on record M&A has 
passed  the  $4  trillion  milestone.    Global  growth  has  been  a  theme  of  the  current  wave  of  M&A,  and  cross-border  deal  activity  totaled  $1.6 
trillion during the year, a 32% increase over 2017 and the strongest year for cross-border M&A since 2007. European activity clocked in at $1.0 
trillion, the highest total in 11 years. Private Equity backed transactions accounted for their highest level in over a decade at over 20% of total 
M&A activity, or about $800 billion. 

“There  are  many  advantages  to  investing  in  risk 
arbitrage. Let’s focus on three: risk arbitrage returns 
are  not  closely  correlated  with  those  of  the  stock 
market;  they  are  less  volatile  than  returns  on  the 
S&P 500; and longer term they are higher than those 
returns afforded by traditional investing. While these 
three factors provide for excellent results in the world 
of  arbitrage,  the  real  beauty  of  risk  arb  investing  is 
that  there  is  rarely  a  down  year.  Because  risk  arb 
returns are consistently positive year in and year out, 
they  fulfill  the  concept  of  a  compound  return.  We 
proclaim this source of compounded earnings as the 
eighth wonder of the world. 

Compounding is the secret to wealth creation over a 
period of decades.” 

       -                            Regina M. Pitaro 
(Deals...Deals...and More Deals, 1999)

Regina M. Pitaro

Columbia University,  
Graduate School of Business 
M.B.A., Finance 

Loyola University of Chicago 
M.A., Anthropology 

Fordham University  
B.S., Anthropology

In 1999, we published one of the few books on merger 
arbitrage, Deals…Deals…and More Deals. Our new 
publication,  Merger  Masters:  Tales  of  Arbitrage, 
profiles  leading  investors  who  share  our  enthusiasm 
for merger arbitrage and have utilized the investment 
discipline in various forms over the last half-century. It 
also includes the perspective of iconic CEOs who have 
used M&A to build value and, in the process, tangled 
with the arbitrage community. Merger Masters is now 
available on Amazon.com.

“Give a man a fish and you 
feed him for a day.

Teach a man to arbitrage, 
and you feed him forever.”

- Warren Buffett 

ENGLISH 

ITALIAN  

CHINESE 

JAPANESE 

SPANISH
Coming soon

Deals...Deals...and More Deals - Now in four languages. 
Originally published in 1999 by Gabelli University Press.

 
 
 
 
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

[ X ] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2018 
Or 
[    ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the transition period from ______ to ______ 
Commission file number 001-37387 

Associated Capital Group, Inc. 

(Exact name of registrant as specified in its charter) 

Delaware 
(State or other jurisdiction of 
incorporation or organization) 

140 Greenwich Avenue, Greenwich, CT   
One Corporate Center, Rye, NY 
(Address of principal executive offices)     

47-3965991 
(I.R.S. Employer Identification No.) 

06830 
10580-1422 
(Zip Code) 

Registrant’s telephone number, including area code (203) 629-9595 
Securities registered pursuant to Section 12(b) of the Act: 

Title of each class 
Class A Common Stock, par value $0.001 per share    

 Name of each exchange on 
which registered 
 New York Stock Exchange 

Securities registered pursuant to Section 12(g) of the Act: None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act Yes  No . 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act Yes  No . 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such 
filing requirements for the past 90 days Yes  No . 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 
of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).  Yes  
No  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to 
the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any 
amendment to this Form 10-K . 

 
 
 
 
   
 
   
   
   
  
   
   
  
   
  
  
   
  
   
 
 
  
   
  
  
  
   
   
  
 
   
  
  
 
   
   
   
   
   
 
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or 
an emerging growth company.  See the definitions of “large accelerated filer”, “accelerated filer”, “smaller reporting company” and “emerging 
growth company” in Rule 12b-2 of the Exchange Act.  

Large accelerated filer  
Non-accelerated filer  

Accelerated filer  
Smaller reporting company  
Emerging growth company  

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any 
new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  

Indicate by check mark whether the registrant is a shell company (as defined in Exchange Act Rule 12b-2) Yes  No . 

The aggregate market value of the class A common stock held by non-affiliates of the registrant as of June 29, 2018 (the last business day of the 
registrant’s most recently completed second fiscal quarter) was $146,471,327.   

As of March 1, 2019, 3,562,238 shares of class A common stock and 19,022,918 shares of class B common stock were outstanding. GGCP, Inc., a 
private company controlled by the Company’s Executive Chairman, held 2,098 shares of class A common stock and indirectly held 18,423,741 
shares of class B common stock. Executive officers and directors of GGCP, Inc. held 102,064 and 434,534 shares of class A and class B common 
stock, respectively. 

DOCUMENTS INCORPORATED BY REFERENCE:  Portions of the registrant’s definitive proxy statement relating to the 2019 Annual Meeting of 
Shareholders are incorporated by reference in Items 10, 11, 12, 13 and 14 of Part III of this report. 

2 

 
 
  
  
   
  
  
   
  
 
  
   
 
 
 
 
 
Associated Capital Group, Inc. 

Annual Report on Form 10-K for the Fiscal Year Ended December 31, 2018 

Part I 

Item 1 

Item 1A 
Item 1B 
Item 2 
Item 3 
Item 4 

Item 5 

Item 6 
Item 7 

Item 7A 
Item 8 
Item 9 

Item 9A 
Item 9B 

Item 10 
Item 11 
Item 12 

Item 13 
Item 14 

Item 15 
Item 16 

Part II 

Part III 

Part IV 

Business 
Business Strategy 
Competition 
Intellectual Property 
Regulation 
Employees 
Risk Factors 
Unresolved Staff Comments 
Properties 
Legal Proceedings 
Mine Safety Disclosures 

Market For The Registrant's Common Equity, Related Stockholder Matters And  
Issuer Purchases Of Equity Securities 
Selected Financial Data 
Management's Discussion And Analysis Of Financial Condition And Results  
Of Operations 
Quantitative And Qualitative Disclosures About Market Risk 
Financial Statements And Supplementary Data 
Changes In And Disagreements With Accountants On Accounting And  
Financial Disclosure 
Controls And Procedures 
Other Information 

Directors, Executive Officers and Corporate Governance 
Executive Compensation 
Security Ownership Of Certain Beneficial Owners And Management And  
Related Stockholder Matters 
Certain Relationships And Related Transactions, and Director Independence 
Principal Accountant Fees And Services 

Exhibits, Financial Statement Schedules 
Form 10-K Summary 

Signatures 
Power of Attorney 
Exhibit 21.1 - Subsidiaries of Associated Capital Group, Inc. 

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 13 
 13 
 13 

 13 
 14 

 14 
 23 
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 58 
 58 

 58 
 59 

 59 
 59 
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 59 
 61 

 62 
 63 

Certifications  Exhibit 31.1 
Exhibit 31.2 
 Exhibit 32.1 
Exhibit 32.2 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
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PART I 

Forward-Looking Statements 

Our  disclosure  and  analysis  in  this  report  and  in  documents  that  are  incorporated  by  reference  contain  some 
forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the 
Securities Exchange Act of 1934, as amended (the “Exchange Act”). Forward-looking statements give our current 
expectations  or  forecasts  of  future  events.  You  can  identify  these  statements  because  they  do  not  relate  strictly  to 
historical  or  current  facts.  You  should  not  place  undue  reliance  on  these  statements.  They  use  words  such  as 
“anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar 
meaning.  They  also  appear  in  any  discussion  of  future  operating  or  financial  performance.  In  particular,  these 
include statements relating to future actions, future performance of our products, expenses, the outcome of any legal 
proceedings, and financial results. 

Although we believe that we are basing our expectations and beliefs on reasonable assumptions within the bounds 
of what we currently know about our business and operations, there can be no assurance that our actual results will 
not differ materially from what we expect or believe. Some of the factors that could cause our actual results to differ 
from  our  expectations  or  beliefs  include,  without  limitation:  the  adverse  effect  from  a  decline  in  the  securities 
markets; a decline in the performance of our products; a general downturn in the economy; changes in government 
policy  or  regulation;  changes  in  our  ability  to  attract  or  retain  key  employees;  and  unforeseen  costs  and  other 
effects  related  to  legal  proceedings  or  investigations  of  governmental  and  self-regulatory  organizations.  We  also 
direct your attention to any more specific discussions of risk contained in our other public filings or in documents 
incorporated by reference here or in prior filings or reports. 

We are providing these statements as permitted by the Private Litigation Reform Act of 1995. We do not undertake 
to  update  publicly  any  forward-looking  statements  if  we  subsequently  learn  that  we  are  unlikely  to  achieve  our 
expectations  or  if  we  receive  any  additional  information  relating  to  the  subject  matters  of  our  forward-looking 
statements. 

ITEM 1: BUSINESS 

Unless  we  have  indicated  otherwise,  or  the  context  otherwise  requires,  references  in  this  report  to  “Associated 
Capital Group, Inc.,” “AC Group,” “the Company,” “AC,” “we,” “us” and “our” or similar terms are to Associated 
Capital Group, Inc., its predecessors and its subsidiaries. 

Our  offices  are  located  at  140  Greenwich  Avenue,  Greenwich,  CT  06830  and  One  Corporate  Center,  Rye,  New 
York  10580.  Our  website  address  is  www.associated-capital-group.com.  Information  on  our  website  is  not 
incorporated by reference herein and is not part of this report. We provide a link on our website to the following 
filings  as  soon  as  reasonably  practicable  after  they  are  electronically  filed  with  or  furnished  to  the  Securities  and 
Exchange Commission (“Commission” or “SEC”): our annual report on Form 10-K, quarterly reports on Form 10-
Q, current reports on Form 8-K, and any amendments to those reports filed or furnished pursuant to Section 13(a) or 
15(d) of the Exchange Act. All such filings on our website are available free of charge. In addition, these reports and 
the other documents we file with the SEC are available at www.sec.gov. 

The Spin-off and Related Transactions 

We  are  a  Delaware  corporation  that  provides  alternative  investment  management,  institutional  research  and 
underwriting  services.  In  addition,  we  derive  investment  income/(loss)  from  proprietary  investment  of  cash  and 
other assets awaiting deployment in our operating business. 

On November 30, 2015, GAMCO Investors, Inc. (“GAMCO” or “GBL”) distributed all the outstanding shares of 
each class of AC common stock on a pro rata one-for-one basis to the holders of each class of GAMCO’s common 
stock (the “Spin-off”). 

4 

We  conduct  our  investment  management  operations  through  Gabelli  &  Company  Investment  Advisers,  Inc. 
(“GCIA” f/k/a Gabelli Securities, Inc.). GCIA and its wholly-owned subsidiary, Gabelli & Partners, LLC (“Gabelli 
& Partners”), collectively serve as general partners or investment  managers to investment funds including limited 
partnerships and offshore companies (collectively, “Investment Partnerships”), and separate accounts. We primarily 
manage  assets  in  equity  event-driven  value  strategies,  across  a  range  of  risk  and  event  arbitrage  portfolios.  The 
business earns management and incentive fees from its advisory activities. Management fees are largely based on a 
percentage  of  assets  under  management  (“AUM”).  Incentive  fees  are  based  on  a  percentage  of  the  investment 
returns  of  certain  clients’  portfolios.  GCIA  is  an  investment  adviser  registered  with  the  Securities  and  Exchange 
Commission under the Investment Advisers Act of 1940, as amended (the “Advisers Act”).  

We  provide  institutional  research  services  through  G.research,  LLC  ("G.research"),  an  indirect  wholly-owned 
subsidiary  of  the  Company.  G.research  is  a  broker-dealer  registered  under  the  Exchange  Act  and  also  acts  as  an 
underwriter  primarily  for  affiliates  of  the  Company.  G.research  is  regulated  by  the  Financial  Industry  Regulatory 
Authority (“FINRA”). 

In  connection  with  the  Spin-off,  GAMCO  issued  a  promissory  note  (the  “GAMCO  Note”)  to  AC  Group  in  the 
original principal amount of $250 million used to partially capitalize the Company. During the year ended December 
31,  2018,  AC  received  principal  repayments  totaling  $50  million  on  the  GAMCO  Note  which  fully  satisfied  the 
outstanding principal balance. The GAMCO Note bore interest at 4% per annum and had an original maturity date of 
November 30, 2020.  

In addition, AC Group received 4,393,055 shares of GAMCO Class A common stock for $150 million in connection 
with the Spin-off. Following two share exchange offers during 2018, the Company continues to hold 3,016,501 of 
these shares as of December 31, 2018. 

Alternative Investment Management 

We  primarily  manage  assets  in  equity  event-driven  value  strategies,  across  a  range  of  risk  and  event  arbitrage 
portfolios.  The  business  earns  fees  from  its  advisory  activities,  and  income/(loss)  from  investment  portfolio 
activities.  The  advisory  fees  include  management  and  incentive  fees.  Management  fees  are  largely  based  on  a 
percentage of AUM. Incentive fees are based on a percentage of profits derived from the investment performance of 
certain clients’ accounts. As of December 31, 2018, we managed approximately $1.5 billion in assets. 

In our event-driven value funds, we seek investments trading at prices that differ from those determined using our 
proprietary  “Private  Market  Value  (PMV)  with  a  Catalyst™”  methodology  where  we  have  identified  a  near-term 
catalyst that is expected to narrow the market difference to PMV. Catalysts can include a spin-off, stock buyback, 
asset sale, management change, regulatory change or accounting change. 

In event merger arbitrage, the goal is to earn absolute positive returns regardless of the direction of the overall equity 
markets.  We  have  compounded  net  annual  returns  of  7.41%  since  we  launched  our  first  partnership  dedicated  to 
investing  in  merger  arbitrage  situations  in  February  1985.  As  a  result,  $10  million  invested  in  this  fund  at  its 
inception would today be worth more than $113 million without considering taxes. In addition, the value of such an 
investment would have exhibited significantly less volatility than that of broad equity indices. 

The arbitrage investment process generally begins with the announcement of an acquisition where an acquirer makes 
an offer for all of a target company’s stock. The target’s shares usually trade at a discount, or spread, to the final deal 
price because of the time value of money, regulatory approval risks and other risks specific to the companies in the 
transaction. 

Our role as arbitrageurs is to quantify and assess the risks to the transaction, make investments that compensate our 
investors for these risks, and earn a satisfactory return. 

Our typical investment process involves buying shares of the target at a discount, earning the spread to the deal price 
when the deal closes, and reinvesting the profits in new deals in a similar manner. By owning a diversified portfolio 
of deals, we mitigate the adverse impact of deal-specific risks. 

5 

We expect rising interest rates will boost returns in merger arbitrage in the form of wider spreads, given the time 
value of money component of the deal spread. 

We  generally  manage  assets  on  a  discretionary  basis  and  invest  in  a  variety  of  U.S.  and  foreign  securities.  Our 
managed  funds  primarily  employ  absolute  return  strategies  with  the  objective  of  generating  positive  returns 
regardless of market performance. 

We  introduced  our  first  alternative  fund,  a  merger  arbitrage  partnership,  Gabelli  Arbitrage  (renamed  Gabelli 
Associates),  in  February  1985.  An  offshore  version  of  the  event  merger  arbitrage  strategy  was  added  in  1989. 
Building on our strengths in global event-driven value investing, several new investment funds have been added to 
balance investors’ geographic, strategy and sector needs. Today, we manage funds in multiple categories, including 
event merger arbitrage, event-driven value and other strategies.  

We  serve  a  wide  variety  of  investors  including  private  wealth  management  accounts,  corporations,  corporate 
pension  and  profit-sharing  plans,  foundations  and  endowments,  as  well  as  serving  as  sub-advisor  to  certain  third-
party investment funds. 

Assets Under Management 

The  following  table  sets  forth  AC’s  total  AUM,  including  investment  funds  and  separately  managed 
accounts, for  the  dates shown (in millions): 

December 31,

2018

2017

Event Merger Arbitrage
Event-Driven Value (a)
Other (b)
Total (c)

$         

$         

1,342
118
60
1,520

1,384
91
66
1,541

$         

$         

(a)  Excluding event merger arbitrage. 
(b)  Includes investment vehicles focused on private equity, merchant banking, non-investment-grade credit and 

capital structure arbitrage. 

(c)  Includes $214 and $235 of proprietary capital, respectively. 

Institutional  Research  Services 

Through G.research, we provide institutional research services and act as an underwriter. G.research is regulated by 
FINRA.  G.research’s  revenues  are  derived  primarily  from  institutional  research  services,  underwriting  fees  and 
selling concessions. Our research analysts are industry-focused, following sectors based on our core competencies. 
They research companies across market capitalizations on a global basis. The primary function of the research team 
is  to  gather  data,  array  the  data,  and  then  project  and  interpret  the  data  in  order  to  make  informed  investment 
recommendations.  Analysts  publish  their  insights  in  the  form  of  research  reports  and  daily  notes.  In  addition, 
G.research  hosts  conferences  which  bring  together  industry  leaders  and  institutional  investors.  The  objective  of 
institutional research services is to provide superior investment ideas to investment decision makers.  

Analysts are generally assigned to industry sectors, overseen by a senior analyst, whose role is to ensure a consistent 
process and enhance idea cross-fertilization and knowledge-sharing. Our research focus includes Basic Materials – 
Specialty  Chemicals;  Business  Services;  Consumer  Staples  –  Beverage,  Supermarkets  &  Specialty  Retail;  Energy 
Services; Financials – Community Banks; Financials – Investment Services; Healthcare – Animal Health, Biotech & 
Pharma;  Biotech;  Industrials  –  Housing;  Industrials  –  Diversified  Industrials,  Transports  &  Metals;  Industrials  & 
Internet; Media – Entertainment; Media; Technology; and Global Telecommunications. 

G.research  generates  revenues  via  direct  fees  and  commissions  on  securities  transactions  executed  on  an  agency 
basis on behalf of clients. Clients include institutional investors (e.g., hedge funds and asset managers) as well as 

6 

              
                
                
                
 
affiliated  mutual  funds  and  managed  accounts.  Institutional  research  services  revenues  totaled  $8.3  million  and 
$12.2 million for the years ended December 31, 2018 and 2017, respectively.  

A  significant  portion  of  our  institutional  research  services  are  provided  to  GAMCO  and  its  affiliates.  Pursuant  to 
research  services  agreements,  GAMCO  Asset  Management  Inc.  paid  $1.0  million  and  $2.2  million  and  Gabelli 
Funds, LLC paid $1.0 million and $2.3 million to the Company for the years ended December 31, 2018 and 2017, 
respectively. Gabelli Funds, LLC and GAMCO Asset Management Inc. are wholly-owned subsidiaries of GAMCO. 
G.research earned $3.8 million and $4.5 million, or approximately 62% and 60%, of its commission revenue from 
transactions  executed  on  behalf  of  funds  advised  by  Gabelli  Funds,  LLC,  and  clients  advised  by  GAMCO  Asset 
Management Inc. for the years ended December 31, 2018 and 2017, respectively. We can provide no assurance that 
GAMCO and its affiliates will continue to use our institutional research to the same extent in the future. G.research 
continues to pursue expansion of third party and affiliated activities. 

In April 2018, the Board of Directors announced that it authorized the Company to explore strategic options for the 
institutional research services operations. Among the options being considered is the spin-off of the broker-dealer to 
the shareholders as well as a management-led buyout. The Company can provide no assurances that a transaction 
will result. 

Use of Resources 

We have a substantial portfolio of cash and investments. We expect to use this proprietary investment portfolio to 
provide seed capital for new products, expand our geographic presence, develop new markets and pursue strategic 
acquisitions and alliances, as well as for shareholder compensation in the form of share repurchases and dividends. 
Our proprietary portfolios are largely invested in products we manage or that are managed by GAMCO. In addition, 
we  expect  to  make  private  equity  acquisitions  including  through  the  use  of  special  purpose  acquisition  vehicles 
(“SPACs”). 

Business Strategy 

Our  business  strategy  targets  global  growth  of  the  business  through  continued  leveraging  of  our  proven  asset 
management  strengths  including  the  long-term  performance  record  of  our  alternative  investment  funds,  diverse 
product  offerings  and  experienced  investment,  research  and  client  relationship  professionals.  In  order  to  achieve 
performance  and  growth  in  AUM  and  profitability,  we  are  pursuing  a  strategy  which  includes  the  following  key 
elements: 

Continuing an Active Fundamental Investment Approach 

We  began  managing  hedge  fund  assets  in  1985,  when  we  launched  our  first  merger  arbitrage  fund.  Our 
results  through  market  cycles  clearly  demonstrate  our  core  competence  in  event  driven  investing.  Our 
“Private  Market  Value  (PMV)  with  a  Catalyst™”  investing  approach  remains  the  principal  management 
philosophy guiding our investment operations. This method is based on investing principles articulated by 
Graham & Dodd, and further refined by our Executive Chairman, Mario J. Gabelli.  

Growing our Investment Partnerships Advisory Business 

We intend to grow our Investment Partnerships advisory operations by gaining share with existing products 
and  introducing  new  products  within  our  core  competencies,  such  as  event  and  merger  arbitrage.  In 
addition, we intend to grow internationally. 

Capitalizing on Acquisitions and Alliances - Direct Investments 

We intend to leverage our research and investment capabilities by pursuing acquisitions and alliances that 
will broaden our product offerings and add new sources of distribution. In addition, we may make direct 
investments  in  operating  businesses  using  a  variety  of  techniques  and  structures.  For  example,  in  April 
2018, the Company completed a €110 million initial public offering of its first special purpose acquisition 

7 

corporation, the Gabelli Value for Italy S.p.a., an Italian company listed on the London Stock Exchange’s 
Borsa  Italiana  AIM  segment  under  the  symbol  “VALU”.  VALU  was  created  to  acquire  a  small-  to 
medium-sized  Italian  franchise  business  with  the  potential  for  international  expansion,  particularly  in  the 
United States. 

Pursuing Partnerships and Joint Ventures 

We plan to pursue partnerships and joint ventures with firms that fit with AC’s product quality and that can 
provide Asian/European distribution capabilities that would complement our U.S. equity product expertise. 
We expect to target opportunities for investors interested in non-market correlated returns.  

Growing our Institutional Research Services Operations 

We  intend  to  grow our  Institutional  Research  Services  by  growing  our client  base  and  by  increasing  our 
interactions with existing clients to generate greater trading activity and payment flow. 

Commitment to Community 

AC seeks to be a good corporate citizen in our community through the way we conduct our business activities as well 
as by other measures such as serving our community, sponsoring local organizations and developing our teammates. 

Over its first two years as a public company, AC supported nearly 100 qualified charities that address a broad range 
of  local,  national  and  international  concerns.  The  recipients  were  identified  by  our  shareholders  through  AC’s 
Shareholder-Designated  Contribution  Program.  The  2018  program,  approved  by  our  Board  in  November  2018, 
allows each shareholder of record at year-end to designate a qualified charity to receive a $0.25 per share donation 
from AC. We expect that the Company’s total contributions for the 2018 program will be approximately $5 million 
bringing cumulative donations to approximately $15 million. 

Competition 

The  alternative  asset  management  industry  is  intensely  competitive.  We  face  competition  in  all  aspects  of  our 
business  from  other  managers  in  the  United  States  and  around  the globe. We  compete  with  alternative  investment 
management  firms,  insurance  companies,  banks,  brokerage  firms  and  financial  institutions  that  offer  products  that 
have  similar  features  and  investment  objectives.  Many  of  these  investment  management  firms  are  subsidiaries  of 
large diversified financial companies and may have access to greater resources than us. Many are larger in terms of 
AUM  and  revenues  and,  accordingly,  have  larger  investment  and  sales  organizations  and  related  budgets. 
Historically, we have competed primarily on the basis of the long-term  investment performance of our investment 
products. We have recently taken steps to increase our distribution channels, brand awareness and marketing efforts. 

The market for providing investment management services to institutional and private wealth management clients is 
also  highly  competitive.  Selection  of  investment  advisors  by  U.S.  institutional  investors  is  often  subject  to  a 
screening  process  and  to  favorable  recommendations  by  investment  industry  consultants.  Many  of  these  investors 
require their investment advisors to have a successful and sustained performance record, often five years or longer, 
and focus on one-year and three-year performance records. Currently, we believe that our investment performance 
record  would  be  attractive  to  potential  new  institutional  and  private  wealth  management  clients.  While  we  have 
significantly increased our AUM from institutional investors since our entry into the institutional asset management 
business, no assurance can be given that our efforts to obtain new business will be successful. 

Intellectual  Property 

Service marks and brand name recognition are important to our business. We have rights to the service marks under 
which our products are offered. We have rights to use the “Gabelli” name, and the “GAMCO” brand, pursuant to a 
non-exclusive,  royalty-free  license  agreement  we  have  entered  into  with  GAMCO  (the  “Service  Mark  and  Name 
License Agreement”). We can use these names with respect to our funds, collective investment vehicles, Investment 
Partnerships and other investment products pursuant to the Service Mark and Name License Agreement. The Service 

8 

Mark  and  Name  License  Agreement  has  a  perpetual  term,  subject  to  termination  only  in  the  event  we  are  not  in 
compliance with its quality control provisions. Pursuant to an assignment agreement signed in 1999, Mario J. Gabelli 
had assigned to GAMCO all of his rights, title and interests in and to the “Gabelli” name for use in connection with 
investment  management  services  and  institutional  research  services.  In  addition,  the  funds  managed  by  Mario  J. 
Gabelli outside GAMCO and AC have entered into a license agreement with GAMCO permitting them to continue 
limited use of the “Gabelli” name under specified circumstances.  

Regulation 

Virtually all aspects of our businesses are subject to federal, state and foreign laws and regulations. These laws and 
regulations are primarily intended to protect investment advisory clients and investors, the financial markets and the 
customers of broker-dealers. Under such laws and regulations, agencies that regulate investment advisors and broker-
dealers have broad powers, including the power to limit,  restrict or prohibit such an advisor or broker-dealer from 
carrying  on  its  business  in  the  event  that  it  fails  to  comply  with  such  laws  and  regulations.  In  such  an  event,  the 
possible sanctions that may be imposed include civil and criminal liability, the suspension of individual employees, 
injunctions,  limitations  on  engaging  in  certain  lines  of  business  for  specified  periods  of  time,  revocation  of  the 
investment advisor and other registrations, censures and fines. 

Existing U.S. Regulation Overview 

AC and certain of its U.S. subsidiaries are currently subject to extensive regulation, primarily at the federal level, by 
the  SEC,  the  Department  of  Labor,  FINRA  and  other  regulatory  bodies.  Certain  of  our  U.S.  subsidiaries  are  also 
subject to anti-terrorist financing, privacy, and anti-money laundering regulations as well as economic sanctions laws 
and regulations established by these agencies. 

The  Advisers Act 

GCIA is registered with the SEC under the Advisers Act and is regulated by and subject to examination by the SEC. 
The  Advisers  Act  imposes  numerous  obligations  on  registered  investment  advisors  including  fiduciary  duties, 
disclosure  obligations  and  record  keeping,  operational  and  marketing  requirements.  The  SEC  is  authorized  to 
institute proceedings and impose sanctions for violations of the Advisers Act, ranging from censure to termination of 
an investment advisor’s registration. The failure of GCIA to comply with the requirements of the SEC could have a 
material adverse effect on us. 

We derive a majority of our revenues from investment advisory services from investment management agreements. 
Under the Advisers Act, our investment management agreements may not be assigned without the client’s consent. 

Broker-Dealer and Trading and Investment Regulation 

G.research is a registered as broker-dealer with the SEC and is subject to regulation by FINRA and various states’ 
regulatory  authorities.  In  its  capacity  as  a  broker-dealer,  G.research  is  required  to  maintain  certain  minimum  net 
capital  amounts.  These  requirements  also  provide  that  equity  capital  may  not  be  withdrawn,  advances  to  affiliates 
may not be made or cash dividends paid if certain minimum net capital requirements are not met. G.research’s net 
capital,  as  defined,  met  or  exceeded  all  minimum  requirements  as  of  December  31,  2018.  As  a  registered  broker-
dealer, G.research is also subject to periodic examination by FINRA, the SEC and the state regulatory authorities. 

Our trading and investment activities for client accounts are regulated under the Exchange Act, as well as the rules of 
various U.S. and non-U.S. securities exchanges and self-regulatory organizations. These laws and regulations govern 
such  items  as  trading  on  inside  information,  market  manipulation,  technical  requirements  (e.g.,  short  sale  limits, 
volume  limitations  and  reporting  obligations),  and  market  regulation  policies  in  the  United  States  and  globally. 
Violation of any of these laws and regulations could result in restrictions on our activities and damage our reputation. 

9 

Employee Retirement Income Security Act of 1974 (“ERISA”) 

Subsidiaries of AC are subject to ERISA and to regulations promulgated thereunder, insofar as they are “fiduciaries” 
under ERISA with respect to certain of their clients. ERISA and applicable provisions of the Internal Revenue Code 
of  1986,  as  amended,  impose  certain  duties  on  persons  who  are  fiduciaries  under  ERISA  and  prohibit  certain 
transactions  involving  ERISA  plan  clients.  Our  failure  to  comply  with  these  requirements  could  have  a  material 
adverse effect on us. 

Anti-Tax Evasion Legislation 

Our global business may be impacted by the Foreign Account Tax Compliance Act (“FATCA”) which was enacted 
in 2010 and introduced expansive new investor onboarding, withholding and reporting rules aimed at ensuring U.S. 
persons  with  financial  assets  outside  of  the  United  States  pay  appropriate  taxes.  In  many  instances,  however,  the 
precise  nature  of  what  needs  to  be  implemented  will  be  governed  by  bilateral  Intergovernmental  Agreements 
(“IGAs”)  between  the  United  States  and  the  countries  in  which  we  do  business  or  have  accounts.  While  many  of 
these IGAs have been put into place, others have yet to be concluded.  

The  Organization  for  Economic  Cooperation  and  Development  (“OECD”)  has  developed  the  Common  Reporting 
Standard (“CRS”) to address the issue of offshore tax evasion on a global basis. Aimed at maximizing efficiency and 
reducing  cost  for  financial  institutions,  the  CRS  provides  a  common  standard  for  due  diligence,  reporting  and 
exchange  of  information  regarding  financial  accounts.  Pursuant  to  the  CRS,  participating  jurisdictions  will  obtain 
from  reporting  financial  institutions,  and  automatically  exchange  with  partner  jurisdictions  on  an  annual  basis, 
financial  information  with  respect  to  all  reportable  accounts  identified  by  financial  institutions  on  the  basis  of 
common due diligence and reporting procedures. As a result, the Investment Partnerships will be required to report 
information on the investors of the Partnerships to comply with the CRS due diligence and reporting requirements, as 
adopted by the countries in which the Investment Partnerships are organized.  

The  FATCA  and  CRS  rules  will  impact  both  U.S.  and  non-U.S.  Investment  Partnerships  and  separately  managed 
accounts and subject us to extensive additional administrative burdens. Our business could also be impacted to the 
extent  there  are  other  changes  to  tax  laws  such  as  the recent  tax  reform  legislation.  Such  changes  could  adversely 
affect our financial results. 

The Patriot Act 

The  USA  Patriot  Act  of  2001  contains  anti-money  laundering  and  financial  transparency  laws  and  mandates  the 
implementation  of  various  new  regulations  applicable  to  broker-dealers  and  other  financial  services  companies, 
including  standards  for  verifying  client  identification  at  account  opening,  and  obligations  to  monitor  client 
transactions and report suspicious activities. Anti-money laundering laws outside of the United States contain some 
similar provisions. Our failure to comply with these requirements could have a material adverse effect on us. 

Laws and Other Issues Relating to Taking Significant Equity Stakes in Companies 

Investments  by  AC,  its  affiliates,  and  those  made  on  behalf  of  their  respective  advisory  clients  and  Investment 
Partnerships often represent a significant equity ownership position in an issuer’s equity. This may be due to the fact 
that AC is deemed to be a member of a “group” that includes GAMCO and, therefore, may be deemed to beneficially 
own the securities owned by other members of the group under applicable securities regulations. As of December 31, 
2018, by virtue of being a member of the group, AC was deemed to hold five percent or more beneficial ownership 
with respect  to  102  equity  securities.  This  activity  raises  frequent  regulatory,  legal  and disclosure  issues  regarding 
our  aggregate  beneficial  ownership  level  with  respect  to  portfolio  securities,  including  issues  relating  to  issuers’ 
stockholder rights plans or “poison pills;” various federal and state regulatory limitations, including (i) state gaming 
laws and regulations, (ii) federal communications laws and regulations; (iii) federal and state public utility laws and 
regulations,  as  well  as  federal  proxy  rules  governing  stockholder  communications;  and  (iv)  federal  laws  and 
regulations regarding the reporting of beneficial ownership positions. Our failure to comply with these requirements 
could have a material adverse effect on us. 

10 

Potential Legislation Relating to Private Pools of Capital 

We  manage  a  variety  of  private  pools  of  capital,  including  hedge  funds.  Congress,  regulators,  tax  authorities  and 
others continue to explore increased regulation related to private pools of capital, including changes with respect to: 
investor eligibility; trading activities, record-keeping and reporting; the scope of anti-fraud protections; safekeeping 
of client assets; tax treatment; and a variety of other matters. AC may be materially and adversely affected by new 
legislation, rule-making or changes in the interpretation or enforcement of existing rules and regulations imposed by 
various regulators. 

Existing European Regulation Overview 

Alternative Investment Fund Managers Directive 

Our  European  activities  are  impacted  by  the  European  Union’s  (“EU”)  Alternative  Investment  Fund  Managers 
Directive  (“AIFMD”).  AIFMD  regulates  managers  of,  and  service  providers  to,  a  broad  range  of  alternative 
investment funds (“AIFs”) domiciled within and, potentially, outside the EU. AIFMD also regulates the marketing of 
all AIFs inside the European Economic Area. AIFMD’s requirements restrict AIF marketing and impose additional 
compliance and disclosure obligations on AC regarding items such as remuneration, capital requirements, leverage, 
valuation, stakes in EU companies, depositaries, domicile of custodians and liquidity management. These compliance 
and  disclosure  obligations  and  the  associated  risk  management  and  reporting  requirements  will  subject  us  to 
additional expenses. 

Undertakings for Collective Investment in Transferable Securities 

The EU has also adopted directives on the coordination of laws, regulations and administrative provisions relating to 
undertakings  for  collective  investment  in  transferable  securities  (“UCITS”)  impacting  depositary  functions, 
remuneration policies and sanctions. The latest initiative in this area, UCITS V, seeks to align the depositary regime, 
remuneration  rules  and  sanctioning  powers  of  regulators  under  the  UCITS  Directive  with  the  requirements  of 
AIFMD.  

Similarly,  the  European  Securities  and  Markets  Authority  recently  revised  its  guidelines  for  exchange-traded  and 
other  UCITS  funds.  These  guidelines  introduced  new  collateral  management  requirements  for  UCITS  funds 
concerning  collateral  received  in  the  context  of  derivatives  using  Efficient  Portfolio  Management  (“EPM”) 
techniques  (including  securities  lending)  and  over-the-counter  derivative  transactions.  These  rules  required  us  to 
make  changes  to  our  collateral  management  arrangements  applicable  to  the  EPM  of  the  UCITS  funds  for  which 
GCIA  acts  as  a  sub-advisor.  Compliance  with  the  UCITS  directives  will  cause  us  to  incur  additional  expenses 
associated with new risk management and reporting requirements. 

Markets in Financial Instruments Directive 

The EU’s revised Markets in Financial Instruments Directive (“MiFID II”), which was fully implemented in 2018, 
created specific new rules regarding the use of “soft dollars” to pay for research. A MiFID licensed investment firm 
that provides portfolio management services or independent investment advisory services to clients may not pay for 
third-party research with soft dollars generated through client trading activity. Research must be paid for either (i) by 
the investment firm out of its own resources or (ii) through a separate research payment account for each client to pay 
for  the  research.  While  currently  neither  GCIA  nor  G.research  is  directly  subject  to  MiFID  II:  (a)  GCIA  may  be 
invoiced  separately  by  any  EU  brokers  from  whom  it  purchases  research  in  the  future;  (b)  clients  may  begin  to 
require that GCIA “unbundle” research payments from commission trading; and (c) EU-based clients of G.research 
may also demand that G. research separately invoice them for trading and research. 

The Financial Conduct Authority (“FCA”) currently regulates Gabelli Securities International (UK) Limited (“GSIL 
UK”), our MiFID licensed entity in the United Kingdom. Authorization by the FCA is required to conduct certain 
financial services-related business in the United Kingdom under the Financial Services and Markets Act 2000. The 
FCA’s rules adopted under that Act provide requirements dealing with a firm’s capital resources, senior management 
arrangements, conduct of business, interaction with clients and systems and controls. The FCA supervises GSIL UK 

11 

through a combination of proactive engagement, event-driven and reactive supervision and thematic-based reviews in 
order  to  monitor  our  compliance  with  regulatory  requirements.  Breaches  of  the  FCA’s  rules  may  result  in  a  wide 
range of disciplinary actions against GSIL and/or its employees. 

In addition, GSIL UK must comply with MiFID II which sets out detailed requirements governing the organization 
and  conduct  of  business  of  investment  firms  and  regulated  markets.  MiFID  II  also  includes  pre-  and  post-trade 
transparency requirements for equity markets and extensive transaction reporting requirements. In addition, relevant 
entities must comply with revised obligations on capital resources for banks and certain investment firms set out in 
the  Capital  Requirements  Directive.  This  directive  includes  requirements  not  only  on  capital,  but  also  governance 
and remuneration as well. The obligations introduced through these directives will have a direct effect on some of 
our European operations. 

Our EU-regulated entities are additionally subject to EU regulations on OTC derivatives which require (i) the central 
clearing of standardized OTC derivatives, (ii) the application of risk-mitigation techniques to non-centrally cleared 
OTC derivatives and (iii) the reporting of all derivative contracts. 

Regulatory Matters Generally 

The investment management industry is likely to continue to face a high level of regulatory scrutiny and to become 
subject to additional rules designed to increase disclosure, tighten controls and reduce potential conflicts of interest. 
In  addition,  the  SEC  has  substantially  increased  its  use  of  focused  inquiries  which  request  information  from 
investment  advisors  regarding  particular  practices  or  provisions  of  the  securities  laws.  We  participate  in  some  of 
these  inquiries  in  the  normal  course  of  our  business.  Changes  in  laws,  regulations  and  administrative  practices  by 
regulatory authorities, and the associated compliance costs, have increased our cost structure and could in the future 
have  a  material  adverse  impact.  Although  we  have  installed  procedures  and  utilize  the  services  of  experienced 
administrators,  accountants  and  lawyers  to  assist  us  in  adhering  to  regulatory  guidelines  and  satisfying  these 
requirements, and maintain insurance to protect ourselves in the case of client losses, there can be no assurance that 
the  precautions  and  procedures  that  we  have  instituted  and  installed,  or  the  insurance  that  we  maintain  to  protect 
ourselves in case of client losses, will protect us from all potential liabilities. 

Employees 

On  March  1,  2019,  we  had  a  full-time  staff  of  62  teammates,  of  whom  35  served  in  the  portfolio  management, 
research and trading areas, 14 served in the marketing and shareholder servicing areas and 13 served in the finance, 
legal, operations and administrative areas. We also avail ourselves of services provided by GAMCO in accordance 
with a transitional services agreement that was entered into with GAMCO as part of the Spin-off.  

Status  as  a   Smaller Reporting Company and  an  Emerging Growth Company 

We  are  a  “smaller  reporting  company”  as  defined  by  Rule  12b-2  of  the  Exchange  Act  and  in  Item  10(f)(1)  of 
Regulation  S-K.  As  a  result,  we  are  eligible  to  take  advantage  of  certain  exemptions  from  various  reporting 
requirements that are applicable to other public companies that are not “smaller reporting companies.” We will, in 
general,  remain  a  smaller  reporting  company  unless  the  market  value  of  AC  common  stock  that  is  held  by  non-
affiliates exceeds $250 million as of the last business day of our most recently completed second fiscal quarter. 

In addition, we are an “emerging growth company,” as defined in the Jumpstart Our Business Startups Act (“JOBS 
Act”). As a result, we are eligible to take advantage of certain exemptions from various reporting requirements that 
are applicable to other public companies that are not “emerging growth companies.” These exemptions include not 
being  required  to  comply  with  the  auditor  attestation  requirements  of  Section  404  of  the  Sarbanes-Oxley  Act, 
reduced  disclosure obligations  regarding  executive  compensation  in  our periodic  reports  and proxy  statements  and 
exemptions from the requirements of holding a nonbinding advisory vote on executive compensation and stockholder 
approval of any golden parachute payments not previously approved. 

We will, in general, remain as an emerging growth company for up to five full fiscal years following the Spin-off. 
We  would  cease  to  be  an  emerging  growth  company  and,  therefore,  become  ineligible  to  rely  on  the  above 

12 

exemptions, if (1) we have more than $1 billion in annual revenue in a fiscal year; (2) we issue more than $1 billion 
of non-convertible debt during the preceding three-year period; or (3) the market value of AC common stock that is 
held by non-affiliates exceeds $700 million as of the last business day of our most recently completed second fiscal 
quarter. 

We may take advantage of some or all of the reduced regulatory and reporting requirements that will be available to 
us  as  long  as  we  qualify  as  a  smaller  reporting  company  or  an  emerging  growth  company,  except  that  we  have 
irrevocably elected not to take advantage of the extension of time to comply with new or revised financial accounting 
standards available under Section 107(b) of the JOBS Act. 

ITEM 1A:  RISK FACTORS  

Smaller reporting companies are not required to provide the information required by this item. 

ITEM 1B:  UNRESOLVED STAFF COMMENTS 

None. 

ITEM 2:  PROPERTIES 

AC owns no properties. AC currently pays rent to GAMCO pursuant to a sublease based on the percentage of square 
footage  occupied  by  its  employees  (including  pro  rata  allocation  of  common  space)  at  GAMCO’s  offices  at  One 
Corporate Center, in Rye, NY.  

ITEM 3:  LEGAL PROCEEDINGS 

Currently,  we  are  not  subject  to  any  legal  proceedings  that  individually  or  in  the  aggregate  involved  a  claim  for 
damages  in  excess  of  10%  of  our  consolidated  assets.  From  time  to  time,  we  may  be  named  in  legal  actions  and 
proceedings.  These  actions  may  seek  substantial  or  indeterminate  compensatory  as  well  as  punitive  damages  or 
injunctive relief. We are also subject to governmental or regulatory examinations or investigations. Examinations or 
investigations  can  result  in  adverse  judgments,  settlements,  fines,  injunctions,  restitutions  or  other  relief.  For  any 
such  matters,  the  consolidated  financial  statements  include  the  necessary  provisions  for  losses  that  we  believe  are 
probable and estimable. Furthermore, we evaluate whether there exist losses which may be reasonably possible and, 
if material, make the necessary disclosures. 

ITEM 4:  MINE SAFETY DISCLOSURES 

Not applicable. 

PART II 

ITEM 5:  MARKET  FOR  THE  REGISTRANT’S  COMMON  EQUITY,  RELATED  STOCKHOLDER 
MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES 

Market for our Stock, Dividends and Stock Repurchase Program 

Our shares of Class A Stock are traded on the New York Stock Exchange under the symbol AC. 

As of February 1, 2019, there were 132 and 22 holders of record of the Company’s Class A and Class B common 
stock,  respectively.  These  figures do not  include  approximately  2,300 beneficial  holders of  Class A  shares held  in 
“street” name at various brokerage firms. 

In  December  2015,  the  Board  of  Directors  established  a  stock  repurchase  program  authorizing  the  Company  to 
repurchase up to 500,000 shares. On February 7, 2017, the Board of Directors reset the available number of shares to 
be purchased under the stock repurchase program to 500,000 shares. On August 3, 2017 and May 8, 2018, the Board 

13 

of  Directors  authorized  the  repurchase  of  an  additional  1  million  and  500,000  shares,  respectively.  Our  stock 
repurchase program is not subject to an expiration date.  

The following table provides information with respect to the shares of our Class A Stock we repurchased during the 
quarter ended December 31, 2018: 

October
November
December
Total

Total
Number of
Shares
Repurchased

-
373,581
12,482
386,063

Average
Price Paid Per
Share, net of
Commissions
$              
-
38.99
35.08
38.86

$           

Total Number of
Shares Repurchased as
Part of Publicly
Announced Plans
or Programs

-
-
12,482
12,482

Maximum
Number of Shares
That May Yet Be
Purchased Under
the Plans or Programs
1,216,695
1,216,695
1,204,213

In  addition  to  our  on-going  stock  repurchase  program,  in  March  and  October  2018,  the  Company  completed 
exchange offers with respect to its Class A shares which resulted in the repurchase of 493,954 and 373,581 Class A 
shares  in  exchange  for  666,805  and  709,749  shares  of  GBL  valued  at  approximately  $17.7  million  and  $14.6 
million, respectively. 

We have adopted the 2015 Stock Award and Incentive Plan (the “Equity Compensation Plan”). A maximum of 2.0 
million shares of Class A Stock have been reserved for issuance as approved by the Company's stockholders at the 
annual meeting of stockholders held on May 3, 2016. The Company withdrew the registration statement covering the 
issuance of those shares as of December 29, 2017. 

During 2018, the Company awarded 172,800 Phantom Restricted Stock Awards (“Phantom RSAs”) under the Equity 
Compensation Plan. As of December 31, 2018, 170,300 awarded but unvested Phantom RSAs are outstanding.  

The number of shares remaining available for future issuance under equity compensation plans is 1,289,100. 

ITEM 6:  SELECTED FINANCIAL DATA 

Smaller reporting companies are not required to provide the information required by this item. 

ITEM 7:  MANAGEMENT'S  DISCUSSION  AND  ANALYSIS  (“MD&A”)  OF  FINANCIAL  CONDITION 
AND RESULTS OF OPERATIONS 

Introduction 

This  MD&A  is  provided  as  a  supplement  to,  and  should  be  read  in  conjunction  with,  the  Consolidated  Financial 
Statements  and  the  notes  thereto  included  in  Item  8  to  this  report.  Unless  the  context  otherwise  requires,  all 
references to “we,” “us,” “our,” “AC Group” or the “Company” refer collectively to Associated Capital Group, Inc. 
and its subsidiaries through which our operations are actually conducted.  

Factors Affecting Financial Condition and Results of Operations 

The  Company,  through  its  subsidiaries,  provides  alternative  investment  management  services  and  institutional 
research services, as well as management of the Company’s proprietary investment portfolio. 

In its alternative asset management operations, subsidiaries of the Company serve as general partner or investment 
manager  to  investment  funds  including  limited  partnerships,  offshore  companies  and  separate  accounts.  The 
Company primarily manages assets in equity event-driven value strategies, across a range of risk and event arbitrage 
portfolios, earning management and incentive fees from its advisory activities. The institutional research operations 

14 

              
                               
                  
      
             
                               
                  
        
             
                         
                  
      
                         
 
offer domain knowledge-driven research and a sales and execution platform for institutional investors, earning fees 
from its institutional clients via trading commissions or direct payment. 

Overview 

Consolidated Statements of Income 

Investment advisory and incentive fees, which are based on the amount and composition of AUM in our funds and 
accounts,  represent  our  largest  source  of  revenues.  Growth  in  revenues  depends  on  good  investment  performance, 
which influences the value of existing AUM as well as contributes to higher investment and lower redemption rates 
and facilitates the ability to attract additional investors while maintaining current fee levels. Growth in AUM is also 
dependent on being able to access various distribution channels, which is usually based on several factors, including 
performance and service.  

Incentive fees generally consist of an incentive allocation on the absolute gain in a portfolio or a fee of 20% of the 
economic  profit,  as  defined  in  the  agreements  governing  the  investment  vehicle  or  account.  We  recognize  such 
revenue only when the measurement period has been completed or at the time of an investor redemption.  

Institutional  research  services  revenues  consist  of  brokerage  commissions  derived  from  securities  transactions 
executed on an agency basis or direct payments from institutional clients. Commission revenues vary directly with 
the perceived value of the research provided, as well as account execution activity and new account generation.  

Compensation includes variable and fixed compensation and related expenses paid to officers, portfolio managers, 
sales, trading, research and all other professional staff. Variable compensation paid to sales personnel and portfolio 
management and may represent up to 55% of revenues.  

Management  fee  expense  is  incentive-based  and  entirely  variable  compensation  in  the  amount  of  10%  of  adjusted 
aggregate  pre-tax  profits  which  is  paid  to  the  Executive  Chairman  or  his  designees  for  his  services  as  Executive 
Chairman pursuant to an employment agreement.  

Other operating expenses include general and administrative operating costs and clearing charges and fees incurred 
by our brokerage operations. 

Other  income  and  expense  includes  net  gains  and  losses  from  investments  (which  include  both  realized  and 
unrealized  gains  and  losses  from  securities  and  equity  in  earnings  of  investments  in  partnerships),  interest  and 
dividend  income,  and  interest  expense.  Net  gains  and  losses  from  investments  are  derived  from  our  proprietary 
investment portfolio consisting of various public and private investments and from consolidated investment funds. 

Net income/(loss) attributable to noncontrolling interests represents the share of net income attributable to third-party 
limited  partners  of  certain  partnerships  and  offshore  funds  we  consolidate.  Please  refer  to  Notes  A  and  E  in  our 
consolidated financial statements included elsewhere in this report. 

Consolidated Statements of Financial Condition 

We ended 2018 with approximately $891 million in cash and investments, net of securities sold, not yet purchased of 
$10  million.  This  includes  $410  million  of  cash  and  cash  equivalents;  $11  million  of  short-term  U.S.  Treasury 
obligations;  $209  million  of  securities,  net  of  securities  sold,  not  yet  purchased,  including  shares  of  GAMCO  and 
VALU with market values of $51 million and $9 million, respectively; and $261 million invested in affiliated and 
third-party funds and partnerships, including investments in affiliated closed end funds which have a value of $85 
million and more limited liquidity. Our financial resources provide flexibility to pursue strategic objectives that may 
include  acquisitions,  lift-outs,  seeding  new  investment  strategies,  and  co-investing,  as  well  as  shareholder 
compensation in the form of share repurchases and dividends.  

Total shareholders’ equity was $866 million or $38.36 per share as of December 31, 2018, compared to $918 million 
or  $38.84  per  share  as  of  the  prior  year-end.  These  shareholders’  equity  per  share  calculations  are  a  non-GAAP 

15 

measurement calculated by dividing the total equity by the number of common shares outstanding. The decrease in 
equity from the end of 2017 was largely attributable to the net loss for the year and repurchases of Company stock 
from shareholders offset partially by principal payments of the GAMCO Note totaling $50 million.  

Our  primary  goal  is  to  use  our  liquid  resources  to  opportunistically  and  strategically  grow  book  value  and  net 
income. While this goal is a priority, if opportunities are not present with what we consider a margin of safety, we 
will consider alternatives to return capital to our shareholders, including stock repurchases and dividends. 

Assets Under Management Highlights 

We reported assets under management as follows (dollars in millions): 

Year Ended December 31,

2018

2017

% Change

Event Merger Arbitrage
Event-Driven Value
Other
Total (a)

$         

$         

1,342
118
60
1,520

1,384
91
66
1,541

$         

$         

(a) Includes $214 million and $235 million of proprietary capital, respectively. 

Changes in our AUM during 2018 were as follows (dollars in millions): 

Beginning

Inflows

Outflows

Event Merger Arbitrage
Event-Driven Value
Other
Total AUM

$         

$            

$           

1,384
91
66
1,541

355
42
-
397

(401)
(5)
(3)
(409)

$         

$            

$           

(3.0)
29.7
(9.1)
(1.4)

Investment
Return

4
$                
(10)
(3)
(9)

$               

Ending

$         

$         

1,342
118
60
1,520

The  majority  of  our  AUM  has  calendar  year-end  measurement  periods,  and  our  incentive  fees  are  primarily 
recognized in the fourth quarter. 

Operating Results for the Year Ended December 31, 2018 as Compared to the Year Ended December 31, 
2017  

Revenues 

Total revenues were $22.8 million for the year ended December 31, 2018, $4.1 million lower than total revenues of 
$26.9  million  for  the  year  ended  December  31,  2017.  Total  revenues  by  type  were  as  follows  (dollars  in 
thousands): 

Investment advisory and incentive fees
Institutional research services
Other revenues
Total revenues

Year Ended December 31,
2018
2017
$             
$             

14,409
8,284
86
22,779

14,551
12,199
165
26,915

$             

(142)
(3,915)
(79)
(4,136)

$             

$             

$          

Change

$

%

(1.0)  
(32.1)  
(47.9)  
(15.4)  

Investment  advisory  and  incentive  fees:  We  earn  advisory  fees  based  on  our  AUM.  Investment  advisory  fees  are 
directly influenced by the amount of average AUM and the fee rates applicable to various accounts. 

16 

          
              
                
          
                
                
          
          
 
                
                
                 
               
              
                
               
                 
                 
                
 
              
                 
               
            
            
                      
                    
                 
            
            
 
Advisory  fees  were  $10.2  million  for  2018  compared  to  $9.9  million  for  2017,  an  increase  of  $0.3  million.  This 
increase is a result of the increase in average AUM over the period. 

Incentive  fees  are  directly  related  to  the  gains  generated  for  our  clients’  accounts.  We  earn  a  percentage,  usually 
20%, of such gains. Incentive fees were $4.2 million in 2018, down $0.5 million from $4.7 million in 2017, due to 
lower investment performance. 

Institutional  research  services:  Institutional  research  services  revenues  in  2018  were  $8.3  million,  a  $3.9  million 
decline  from  $12.2  million  in  2017  primarily  resulting  from  decreased  revenue  from  research  services  agreements 
with affiliates and lower brokerage commissions derived from securities transactions executed on an agency basis. 

Other revenues: Other revenues were $0.1 million for 2018 compared to $0.2 million for 2017, a decrease of $0.1 
million. 

Expenses 

Compensation:  Compensation,  which  includes  variable  compensation,  salaries,  bonuses  and  benefits,  was  $25.9 
million  for  the  year  ended  December  31,  2018,  a  decrease  of  $4.7  million  from  $30.6  million  for  the  year  ended 
December 31, 2017. Fixed compensation expense, which includes salaries, bonuses and benefits, decreased to $16.8 
million  in  2018  from  $19.8  million  in  2017.  The  remainder  of  compensation  expense  represents  variable 
compensation that fluctuates with management and incentive fee revenues as well as the investment results of certain 
proprietary accounts. Variable payouts are also impacted by the mix of products upon which performance fees are 
earned  and  the  extent  to  which  they  may  exceed  their  allocated  costs.  For  2018,  these  variable  payouts  were  $9.1 
million, down $1.7 million from $10.8 million in 2017.  

Stock-based compensation was $0.7 million in 2018, a decrease of $5.2 million from $5.9 million recorded in 2017. 
The decrease was primarily due to the accelerated vesting of AC and GBL restricted stock that occurred during 2017, 
partially offset by the expense attributable to Phantom RSAs awarded in 2018. 

Management fees: Management fee expense is incentive-based and entirely variable compensation equal to 10% of 
the  aggregate  adjusted  pre-tax  profits,  which  is  paid  to  the  Executive  Chairman  or  his  designees  pursuant  to  his 
employment agreement with AC. In 2018, AC recorded no management fee expense compared to an expense of $0.7 
million in 2017. 

Other  operating  expenses:  Our  other  operating  expenses  were  $9.7  million  in  2018  compared  to  $10.1  million  in 
2017, a decrease of $0.4 million due primarily to a reduction in brokerage clearing charges. 

Investment and other non-operating income/(expense), net 

Net  gain/(loss)  from  investments:  Net  gain/(loss)  from  investments  is  directly  related  to  the  performance  of  our 
proprietary capital. For the year ended December 31, 2018, net losses from investments were $65.2 million compared 
to a net gain of $20.6 million in the prior year primarily due to mark-to-market changes in the value of the GAMCO 
stock  and  other  investments.  The  2017  net  gain  was  also  impacted  by  two  items  attributable  to  available  for  sale 
(“AFS”) securities: a $19.1 million other than temporary impairment on our investment in GBL and a gain of $11.8 
million associated with AFS securities contributed to G.research, our broker-dealer.  

Interest  and  dividend  income:  Interest  and  dividend  income  increased  $2.9  million  to  $13.4  million  in  2018  from 
$10.5 million in 2017 primarily due to the increase in money market rates over the year offset in part by the reduction 
in interest received on the lower average balance of the GAMCO Note. 

Interest expense: Interest expense increased to $0.3 million in 2018 from $0.2 million in 2017. 

17 

Income Taxes 

In 2018, we recorded an income tax benefit of $11.5 million resulting in an effective tax rate (“ETR”) of 16.7%. In 
2017, we recorded an income tax benefit of $2.4 million resulting in a negative ETR of -38.6% (i.e., a tax benefit on 
positive income). The 2018 ETR is below the standard corporate tax rate of 21% primarily due to the inability of the 
Company to deduct certain capital losses incurred during the year offset in part by tax benefits from the dividends 
received deduction. In addition, the Company recorded a valuation allowance of $0.7 million against deferred tax 
assets attributable to charitable contribution carryovers. 

Noncontrolling Interests 

Net income attributable to noncontrolling interests was $0.7 million in 2018 compared to a loss of $0.2 million in 
2017. 

Net Income/(Loss) 

Net loss for the year ended December 31, 2018 was $58.1 million compared to net income of $8.8 million for the 
prior year. The change was driven primarily by mark-to-market losses on our investment portfolio. 

Liquidity and Capital Resources  

Our  principal  assets  consist  of  cash  and  cash  equivalents;  short-term  treasury  securities;  marketable  securities, 
primarily equities, including 3.0 million shares of GAMCO stock; and interests in affiliated and third-party funds and 
partnerships. Although Investment  Partnerships  may  be  subject  to  restrictions  as  to  the  timing  of  distributions,  the 
underlying  investments  of  such  Investment  Partnerships  are  generally  liquid,  and  the  valuations  of  these  products 
reflect that underlying liquidity. 

Summary cash flow data is as follows (in thousands): 

Cash flows provided by (used in):
  Operating activities
  Investing activities
  Financing activities
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of year
  Increase in cash from consolidation
Cash and cash equivalents at end of year

Year Ended December 31,

2018

2017

$         

$        

76,980
4,736
34,689
116,405
293,112
47
409,564

(67,620)
(18,734)
65,373
(20,981)
314,093
-
293,112

$       

$       

We require relatively low levels of capital expenditures and have a highly variable cost structure where costs increase 
and decrease based on the level of revenues we receive. Our revenues, in turn, are highly correlated to the level of 
AUM and to its investment performance. We anticipate that our available liquid assets should be sufficient to meet 
our  cash  requirements  as  we  build  out  our  operating  business.  At  December  31,  2018,  we  had  cash  and  cash 
equivalents  of  $409.6  million  and  $481.3  million  of  investments  net  of  securities  sold,  not  yet  purchased  of  $9.6 
million.  Of  these  amounts,  $13.5  million  and  $102.7  million,  respectively,  were  held  by  consolidated  investment 
funds and may not be readily available for the Company to access. 

Net  cash  provided  by  operations  was  $77.0  million  in  2018.  The  net  loss  adjusted  for  noncash  items,  primarily 
unrealized  losses  on  securities,  deferred  income  taxes  and  exchange  offers,  was  $9.0  million.  This  was  more  than 
offset, however, by an increase in net receivables/payables of $8.7 million and reductions in investments in securities 
and net withdrawals from investment partnerships of $77.3 million.  

Net cash used in operating activities was $67.6 million for 2017. In 2017, our sources of cash included $8.7 million 
of net income increased by (a) non-cash stock-based compensation and charitable contributions of $8.5 million and 

18 

             
          
           
           
         
          
         
         
                  
                 
 
(b)  net  unrealized  losses  attributable  to  available  for  sale  securities  of  $7.4  million,  and  reduced  by  (c)  non-cash 
equity  earnings  of  partnerships  and  deferred  taxes  of  $10.3  million  and  $3.2  million,  respectively.  Net  cash  uses 
included $5.1 million of net contributions to partnerships, $26.2 million for increases in trading securities and a net 
reduction in liabilities of $47.3 million. 

Net cash generated from investing activities was $4.7 million in 2018. A short-term note from GBL (“GBL Short-
term Note”) with a principal amount of $15 million was repaid during the year. Offsetting this principal repayment 
was net purchases of securities in the amount of $10.3 million. Net cash used in investing activities in the prior year 
was $18.7 million representing purchases of the GBL Short-term Note and available for sale securities totaling $19.9 
million less $0.3 million in proceeds from sales of available for sale securities and $0.9 million from return of capital 
from available for sale securities.  

Net cash provided by financing activities was $34.7 million for 2018, largely resulting from $50.0 million principal 
payments on the GAMCO Note partially offset by $7.0 million of treasury stock purchases, dividend payments of 
$4.7  million,  and  net  redemptions  of  redeemable  noncontrolling  interests  of  $3.6  million.  Net  cash  provided  by 
financing  activities  was  $65.4  million  for  2017,  largely  resulting  from  $50.0  million  principal  payments  on  the 
GAMCO Note and contributions from redeemable noncontrolling interests of $41.6 million partially offset by $21.2 
million of treasury stock purchases and dividend payments of $4.8 million. 

G.research is registered with the SEC as a broker-dealer and is regulated by FINRA. As such, G.research is subject to 
minimum net capital requirements promulgated by the SEC. G.research computes its net capital under the alternative 
method permitted by the SEC, which requires minimum net capital of $250,000. As of December 31, 2018 and 2017, 
G.research had net capital, as defined, of approximately $9.1 million and $41.8 million, respectively, exceeding the 
regulatory requirement by approximately $8.8 million and $41.6 million, respectively. Net capital requirements for 
G.research  may  increase  in  accordance  with  SEC  rules  and  regulations  to  the  extent  it  engages  in  other  business 
activities. 

Off-Balance  Sheet  Arrangements 

We do not have any off-balance sheet arrangements. 

Critical Accounting Policies 

In  the  ordinary  course  of  business,  we  make  a  number  of  estimates  and  assumptions  relating  to  the  reporting  of 
results of operations and financial condition in the preparation of our consolidated financial statements in conformity 
with accounting principles generally accepted in the United States of America (“GAAP”). We base our estimates on 
historical experience, when available, and on other various assumptions that are believed to be reasonable under the 
circumstances.  Actual  results  could  differ  significantly  from  those  estimates  under  different  assumptions  and 
conditions. 

We believe that the following critical accounting policies require management to exercise significant judgment: 

Revenue Recognition 

The  Company’s  revenues  are  derived  primarily  from  investment  advisory  and  incentive  fees  and  institutional 
research services. 

Investment advisory and incentive fees are directly influenced by the level and mix of AUM as fees are derived from 
a  contractually-determined  percentage  of  the  balance  of  each  account  as  well  as  a  percentage  of  the  investment 
performance of certain accounts. Management fees from  investment partnerships and offshore funds are computed 
either  monthly  or  quarterly,  and  amounts  receivable  are  included  in  investment  advisory  fees  receivable  on  the 
consolidated  statements  of  financial  condition.  These  revenues  vary  depending  upon  the  level  of  capital  flows, 
financial market conditions, investment performance and the fee rates applicable to each account. 

19 

Incentive  allocations  or  fees  are  generally  recognized  at  the  end  of  an  annual  measurement  period  and  amounts 
receivable are included in investment advisory fees receivable on the consolidated statements of financial condition. 

G.research,  LLC  provides  institutional  research  services  and  earns  brokerage  commissions  and  sales  manager  fees 
from securities transactions executed on an agency basis on behalf of institutional clients and mutual funds, private 
wealth  management  clients  and  retail  customers  of  affiliated  companies.  Commission  revenue  and  related  clearing 
charges  are  recorded  on  a  trade-date  basis  and  are  included  in  institutional  research  services  and  other  operating 
expenses, respectively, on the consolidated statements of income. 

G.research has also been involved in syndicated underwriting activities that included public equity and debt offerings 
managed  by  major  investment  banks.  Underwriting  fees  include  gains,  losses,  selling  concessions  and  fees,  net  of 
syndicate expenses, arising from securities offerings in which G.research acts as underwriter or agent and are accrued 
as earned. 

Investments in Securities 

Investments in securities are accounted for at fair market value as of each balance sheet date. 

As a result of recent changes to accounting standards, beginning in 2018, any realized or unrealized gains or losses 
on equity securities are reported in current period earnings in net gain/(loss) from investments on the consolidated 
statements of income.  

Prior to 2018, such investments were classified as either trading securities or available for sale (“AFS”) securities. 
Management  determined  the  appropriate  classification  of  debt  and  equity  securities  at  the  time  of  purchase  and 
reevaluated such designations as of each balance sheet date. A substantial portion of such investments were held for 
resale  in  anticipation  of  short-term  market  movements  and,  therefore,  were  classified  as  trading  securities.  Any 
realized  or  unrealized  gains  or  losses  from  trading  securities  were  reported  in  current  period  earnings  in  net 
gain/(loss) from investments on the consolidated statements of income. Any unrealized gains or losses, net of taxes, 
on  AFS  securities  were  reported  as  a  component  of  other  comprehensive  income/(loss)  on  the  consolidated 
statements of comprehensive income/(loss) except for losses deemed to be other than temporary which were recorded 
as realized losses on the consolidated statements of income. 

U.S.  Treasury  Bills  and  Notes  with  maturities  of greater  than  three  months  at  the  time  of purchase  are  considered 
investments  in  securities.  Securities  that  are  not  readily  marketable  are  stated  at  their  estimated  fair  values  in 
accordance with GAAP. Securities transactions and any related gains and losses are recorded on a trade date basis. 
The Company determines the cost of a security sold by using specific identification. 

Securities  sold,  but  not  yet  purchased  are  recorded  on  the  trade  date,  and  are  stated  at  fair  value  and  represent 
obligations  of  AC  to  purchase  the  securities  at  prevailing  market  prices.  Therefore,  the  future  satisfaction  of  such 
obligations  may  be  for  an  amount  greater  or  less  than  the  amounts  recorded  on  the  consolidated  statements  of 
financial condition. The ultimate gains or losses recognized are dependent upon the prices at which these securities 
are purchased to settle the obligations under the sales commitments. Unrealized gains and losses and realized gains 
and  losses  from  covers  of  securities  sold,  not  yet  purchased  transactions  are  included  in  net  gain/(loss)  from 
investments on the consolidated statements of income. 

Consolidation 

The Company assesses all entities with which it is involved for consolidation on a case by case basis depending on 
the  specific  facts  and  circumstances  surrounding  each  entity.  Pursuant  to  accounting  guidance,  the  Company  first 
evaluates whether it holds a variable interest in an entity. The Company considers all economic interests, including 
proportionate interests through related parties, to determine if such interests are to be considered a variable interest. 
For  entities  where  the  Company  has  determined  that  it  does  hold  a  variable  interest,  the  Company  performs  an 
assessment to determine whether each of such entities qualifies as a variable interest entity (“VIE”). 

20 

The  granting  of  substantive  kick-out  rights  is  a  key  consideration  in  determining  whether  a  limited  partnership  or 
similar  entity  is  a  VIE  and  whether  or  not  that  entity  should  be  consolidated.  The  Company  does  not  consolidate 
those VIEs in which substantive kick-out rights have been granted to the unaffiliated investors to either dissolve the 
fund or remove the general partner. 

Under  the  variable  interest  entity  model,  the  Company  consolidates  those  VIEs  where  it  is  determined  that  the 
Company  is  the  primary  beneficiary  of  the  entity.  The  Company  is  determined  to  be  the  primary  beneficiary  if  it 
holds a controlling financial interest in the VIE defined as possessing both (a) the power to direct the activities of the 
VIE that most significantly impact the VIE’s economic performance and (b) the obligation to absorb losses of the 
VIE or the right to receive benefits from the VIE that could potentially  be significant to the VIE. If the Company 
alone  is  not  considered  to  have  a  controlling  financial  interest  in  the  VIE  but  the  Company  and  its  related  parties 
under  common  control  have a  controlling  financial  interest  in  the  VIE  in  the  aggregate,  the  Company  will  still  be 
deemed to be the primary beneficiary if it is the party within the related party group that is most closely associated 
with the VIE. If the Company and its related parties not under common control in the aggregate have a controlling 
financial interest in a VIE, then the Company is deemed to be the primary beneficiary if substantially all the activities 
of the entity are performed on behalf of the Company.  

The Company determines whether it is the primary beneficiary of a VIE at the time it becomes initially involved with 
the VIE and reconsiders that conclusion as required. Investments and redemptions (either by the Company, related 
parties  of  the  Company  or  third  parties)  or  amendments  to  the  governing  documents  of  the  respective  entity  may 
affect an entity’s status as a VIE or the determination of the primary beneficiary.  

Entities  that  do  not  qualify  as  VIEs  are  assessed  for  consolidation  as  voting  interest  entities  ("VOEs")  under  the 
voting interest model. Under the voting interest model, the Company consolidates those entities it controls through a 
majority voting interest or other means.  

Equity  Method  Investments.  Substantially  all  of  AC’s  equity  method  investees  are  entities  that  record  their 
underlying investments at fair value. Therefore, under the equity method of accounting, AC’s share of the investee’s 
underlying net income predominantly represents fair value adjustments in the investments held by such investees. 
AC’s share of the investee’s underlying net income or loss is based upon the most currently available information 
and is recorded as net gain/(loss) from investments on the consolidated statements of income. Capital contributions 
are recorded as an increase in investments when paid, and withdrawals and distributions are recorded as reductions 
of  the  investments  as  of  their  effective  date.  Depending  on  the  terms  of  the  investment,  the  Company  may  be 
restricted as to the timing and amounts of withdrawals. 

See  Note  E,  Investment  Partnerships  and  Variable  Interest  Entities  in  the  consolidated  financial  statements  for 
additional information. 

Investments in Partnerships and Affiliates 

The  Company  is  general  partner  or  co-general  partner  of  various  affiliated  entities.  We  also  have  investments  in 
unaffiliated partnerships, offshore funds and other entities (collectively, “unaffiliated entities”). Given that we are not 
a general partner or investment manager in any unaffiliated entity, we neither earn any management or incentive fees 
nor have a controlling financial interest in any such entity. We do not consolidate any unaffiliated entity. 

Investments  in  partnerships  on  the  consolidated  statements  of  financial  condition  include  investments  in  both 
affiliated and unaffiliated entities. 

The  Company  records  noncontrolling  interests  in  consolidated  Investment  Partnerships  for  which  the  Company’s 
ownership is less than 100%. 

Income Taxes 

Deferred tax assets and liabilities are recorded for temporary differences between the tax basis of assets and liabilities 
and the reported amounts on the consolidated financial statements using the statutory tax rates in effect for the year 

21 

when the reported amount of the asset or liability is expected to be recovered or settled, respectively. The effect on 
deferred tax assets and liabilities of a change in tax rates is recognized in the results of operations in the period that 
includes the enactment date. A valuation allowance is recorded to reduce the carrying values of deferred tax assets to 
the amount that is more likely than not to be realized. For each tax position taken or expected to be taken in a tax 
return,  the  Company  determines  whether  it  is  more  likely  than  not  that  the  position  will  be  sustained  upon 
examination based on the technical merits of the position, including resolution of any related appeals or litigation. A 
tax position that meets the more likely than not recognition threshold is measured to determine the amount of benefit 
to recognize. The tax position is measured at the largest amount of benefit that is greater than 50% likely of being 
realized upon settlement. The Company recognizes the accrual of interest on uncertain tax positions and penalties in 
the income tax provision on the consolidated statements of income. 

Stock-Based Compensation 

We use  a  fair value-based  method of  accounting  for  restricted  stock  awards  (“RSAs”) provided  to  our  employees. 
The estimated fair value of RSAs is determined by using the closing price of the relevant stock on the day prior to the 
grant date. The value of the RSAs, net of estimated forfeitures, is recognized as expense over the respective vesting 
period for these awards. The forfeiture rate is determined by reviewing historical forfeiture rates for previous stock-
based compensation grants and is reviewed and updated quarterly, if necessary. During the vesting period, dividends 
to RSA holders are held for them until the RSA vesting dates and are forfeited if the grantee is no longer employed 
by the Company on the vesting dates. Dividends declared on these RSAs, less estimated forfeitures, are charged to 
retained earnings on the declaration date.  

In  connection  with  the  Spin-off  of  the  Company  from  GAMCO,  any  GAMCO  employee  (including  GAMCO 
employees who became AC employees) who had GAMCO RSAs were granted an equal number of AC RSAs so that 
the total value of the RSAs post-spin was equivalent to the total value pre-spin. In accordance with GAAP, we have 
allocated the related stock compensation costs of the AC RSAs and the GAMCO RSAs between GAMCO and AC 
based upon each employee’s individual allocation of their responsibilities between the two companies. 

During 2018, the Company’s Board of Directors approved the grant of Phantom Restricted Stock awards (“Phantom 
RSAs”).  The  Phantom  RSAs  will  be  settled  by  a  cash  payment,  net  of  applicable  withholding  tax,  on  the  vesting 
dates. In addition, an amount equivalent to the cumulative dividends declared on shares of the Company’s Class A 
common stock during the vesting period will be paid to participants on vesting.  

The  Phantom  RSAs  are  accounted  for  as  a  liability  because  cash  settlement  is  required  and  compensation  will  be 
recognized  over  the  vesting  period.  In  determining  the  compensation  expense  to  be  recognized  each  period,  the 
Company  will  remeasure  the  fair  value  of  the  liability  at  each  reporting  date  taking  into  account  the  remaining 
vesting period attributable to each award and the current market value of the Company’s Class A stock. In making 
these  determinations,  the  Company  will  consider  the  impact  of  Phantom  RSAs  that  have  been  forfeited  prior  to 
vesting (e.g., due to an employee termination). The Company has elected to consider forfeitures as they occur. 

The expense attributable to the Phantom RSAs is allocated solely to AC. 

Recent Accounting Developments 

See Footnote B, Significant Accounting Policies – Recent Accounting Developments, in the consolidated financial 
statements. 

Seasonality and Inflation 

We do not believe that our operations are subject to significant seasonal fluctuations. We do not believe inflation will 
significantly  affect  our  compensation  costs,  as  they  are  substantially  variable  in  nature.  The  rate  of  inflation  may 
affect certain other expenses, however, such as information technology and occupancy costs. To the extent inflation 
results in rising interest rates and has other effects upon the securities markets, it may adversely affect our financial 
position and results of operations by reducing our AUM, revenues or otherwise. 

22 

ITEM 7A:  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

Smaller reporting companies are not required to provide the information required by this item. 

ITEM 8:  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

ASSOCIATED CAPITAL GROUP, INC. AND SUBSIDIARIES 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS 

Report of Independent Registered Public Accounting Firm 

Consolidated Financial Statements: 
Consolidated Statements of Income for the years ended December 31, 2018 and 2017 
Consolidated Statements of Comprehensive Income for the years ended December 31, 2018 and 2017 
Consolidated Statements of Financial Condition at December 31, 2018 and 2017  
Consolidated Statements of Equity for the years ended December 31, 2018 and 2017 
Consolidated Statements of Cash Flows for the years ended December 31, 2018 and 2017 
Notes to Consolidated Financial Statements  

Page 

24 

25 
26 
27 
28 
30 
32 

All schedules for which provision is made in the applicable accounting regulations of the Securities and Exchange 
Commission that are not required under the related instructions or are inapplicable have been omitted. 

23 

  
 
 
 
 
 
 
   
 
 
  
 
 
Deloitte & Touche LLP 
30 Rockefeller Plaza 
New York, NY  10112-0015 
USA 
Tel:   +1 212 492 4000 
Fax:  +1 212 489 1687 
www.deloitte.com 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM  

To the Stockholders and the Board of Directors of Associated Capital Group, Inc.  
Rye, New York 

Opinion on the Consolidated Financial Statements 

We have audited the accompanying consolidated statements of financial condition of Associated Capital Group, Inc. 
and subsidiaries (the "Company") as of December 31, 2018 and 2017, the related consolidated statements of income, 
comprehensive income, equity, and cash flows, for each of the two years in the period ended December 31, 2018, 
and  the  related  notes  (collectively  referred  to  as  the  "consolidated  financial  statements").  In  our  opinion,  the 
consolidated financial statements present fairly, in all material respects, the financial position of the Company as of 
December 31, 2018 and 2017, and the results of its operations and its cash flows for each of the two years in the 
period ended December 31, 2018, in conformity with accounting principles generally accepted in the United States 
of America.  

Basis for Opinion 

These financial statements are the responsibility of the Company's management. Our responsibility is to express an 
opinion on the Company's financial statements based on our audits. We are a public accounting firm registered with 
the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with 
respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations 
of the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  financial  statements  are  free  of  material 
misstatement, whether due to error or fraud. The Company is not required to have, nor were we engaged to perform, 
an  audit  of  its  internal  control  over  financial  reporting.  As  part  of  our  audits,  we  are  required  to  obtain  an 
understanding of  internal  control  over financial  reporting but not  for  the  purpose of  expressing  an opinion on  the 
effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion. 

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, 
whether  due  to  error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such  procedures  included 
examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits 
also included evaluating the accounting principles used and significant estimates made by management, as well as 
evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis 
for our opinion. 

/s/ DELOITTE & TOUCHE LLP 

New York, New York 
March 8, 2019 
We have served as the Company’s auditor since 2015.    

24 

 
 
 
 
 
 
 
  
 
 
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ASSOCIATED CAPITAL GROUP, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF INCOME 
(In thousands, except per share data) 

Revenues
  Investment advisory and incentive fees
  Institutional research services
  Other revenues
Total revenues
Expenses
  Compensation
  Management fee
  Other operating expenses
Total expenses
Operating loss
Other income/(expense)
  Net gain/(loss) from investments
  Interest and dividend income
  Interest expense
  Shareholder-designated contribution
Total other income/(expense), net
Income/(loss) before income taxes
Income tax benefit
Net income/(loss)
Net income/(loss) attributable to noncontrolling interests
Net income/(loss) attributable to Associated Capital Group, Inc.'s shareholders

Year Ended December 31,

2018

2017

$         

14,409
8,284
86
22,779

$         

14,551
12,199
165
26,915

26,607
-
9,652
36,259
(13,480)

36,523
713
10,065
47,301
(20,386)

(65,203)
13,384
(262)
(3,300)
(55,381)
(68,861)
(11,478)
(57,383)
716
(58,099)

$        

20,598
10,501
(227)
(4,222)
26,650
6,264
(2,420)
8,684
(153)
8,837

$           

Net income/(loss) per share attributable to Associated Capital Group, Inc.'s
  shareholders:
Basic
Diluted

$            
$            

(2.52)
(2.52)

$             
$             

0.37
0.37

Weighted average shares outstanding:
Basic
Diluted

Actual shares outstanding

See accompanying notes.

23,070
23,070

22,585

23,792
23,925

23,639

25 

 
 
             
           
                  
                
           
           
           
           
                 
                
             
           
           
           
          
          
          
           
           
           
               
               
            
            
          
           
          
             
          
            
          
             
                
               
           
           
           
           
           
           
 
 
 
ASSOCIATED CAPITAL GROUP, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
(Dollars in thousands) 

Net income/(loss)
Other comprehensive income/(loss), net of tax:
  Net unrealized gains on securities available for sale (a)
Comprehensive income/(loss)
Less: Comprehensive income/(loss) attributable to noncontrolling interests

Year Ended December 31,

2018

2017

$        

(57,383)

$           

8,684

-
(57,383)
716

5,395
14,079
(153)

Comprehensive income/(loss) attributable to Associated Capital Group, Inc.

$        

(58,099)

$         

14,232

(a) Net of income tax expense of $2,876 for 2017.

See accompanying notes.

26 

 
 
                 
             
          
           
                
               
 
ASSOCIATED CAPITAL GROUP, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION 
(Dollars in thousands, except per share data) 

December 31,
2018

December 31,
2017

$       

$       

409,564
229,960
142,135
118,729
24,629
4,394
1,309
9,422
3,519
10,772
954,433

293,112
352,637
145,914
145,591
34,881
5,739
15,866
-
3,422
9,753
1,006,915

$       

$    

$           

5,511
3,577
11,388
9,574
515
7,820
38,385

$         

13,281
5,484
12,785
5,731
442
4,815
42,538

49,800

46,230

6

6

19
1,008,319
(39,889)
-
-
(102,207)
866,248
866,248
954,433

$       

19
1,010,505
13,800
(50,000)
6,712
(62,895)
918,147
918,147
1,006,915

$    

ASSETS

Cash and cash equivalents
Investments in securities (Including GBL stock with a value of $50.9 million and $130.3 million, respectively)
Investments in affiliated registered investment companies
Investments in partnerships
Receivable from brokers
Investment advisory fees receivable
Receivable from affiliates
Deferred tax assets, net
Goodwill
Other assets
  Total assets

LIABILITIES, REDEEMABLE NONCONTROLLING INTERESTS AND EQUITY

Payable to brokers
Income taxes payable and deferred tax liabilities, net
Compensation payable
Securities sold, not yet purchased
Payable to affiliates
Accrued expenses and other liabilities
  Total liabilities

Redeemable noncontrolling interests

Commitments and contingencies (Note L)

Equity:
  Preferred stock, $.001 par value; 10,000,000 shares authorized; none issued and outstanding
  Class A Common Stock, $0.001 par value; 100,000,000 shares authorized; 6,537,768 and 6,404,287 shares
    issued, respectively; 3,530,752 and 4,451,379 shares outstanding, respectively
  Class B Common Stock, $0.001 par value; 100,000,000 shares authorized; 19,196,792 shares issued;
    19,054,404 and 19,187,885 shares outstanding, respectively
  Additional paid-in capital
  Retained earnings/(Accumulated Deficit)
  GAMCO Note
  Accumulated other comprehensive income
  Treasury stock, at cost (3,007,016 and 1,952,908 shares, respectively)
  Total Associated Capital Group, Inc. equity
Total equity
Total liabilities and equity

See accompanying notes.

27 

 
         
         
         
         
         
         
           
           
             
             
             
           
             
                 
             
             
           
             
             
             
           
           
             
             
                
                
             
             
           
           
           
           
                    
                    
                  
                  
      
      
          
           
                 
          
                 
             
        
          
         
         
         
         
 
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ASSOCIATED CAPITAL GROUP, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(Dollars in thousands) 

Operating activities
Net income/(loss)
 Adjustments to reconcile net income/(loss) to net cash
    provided by/(used in) operating activities:
  Equity in net gains from partnerships
  Depreciation and amortization
  Stock based compensation expense
  Deferred income taxes
  Other-than-temporary loss on available for sale securities
  Donated securities
  Losses on exchange offers
  Unrealized losses on securities
  Realized (gains)/losses on sales of securities
  Gains on contribution of available for sale securities to subsidiary
(Increase)/decrease in assets:
  Investments in securities
  Investments in partnerships:
    Contributions to partnerships
    Distributions from partnerships
  Receivable from affiliates
  Receivable from brokers
  Investment advisory fees receivable
  Goodwill and intangible assets
  Other assets
Increase/(decrease) in liabilities:
  Payable to affiliates
  Payable to brokers
  Income taxes payable and deferred tax liabilities, net
  Compensation payable
  Accrued expenses and other liabilities
Total adjustments
Net cash provided by/(used in) operating activities

Investing activities
Purchases of securities
Proceeds from sales of securities
Return of capital on securities
Purchase of GBL 1.6% Note (due February 28, 2018)
Net cash provided by/(used in) investing activities

Year Ended December 31,

2018

2017

$          

(57,383)

$             

8,684

(2,078)
21
72
(12,825)
-
-
8,706
54,397
37
-

53,924

(8,577)
31,948
(443)
13,430
1,345
(97)
(757)

73
(7,770)
1,496
(1,397)
2,858
134,363
76,980

(10,274)
16
5,879
(3,168)
19,201
2,627
-
-
(167)
(11,788)

(26,231)

(26,278)
21,151
657
(22,292)
4,045
-
(2,417)

(1,013)
10,885
(1,203)
(4,892)
(31,042)
(76,304)
(67,620)

(12,350)
1,958
128
15,000
4,736

$             

(4,900)
271
895
(15,000)
(18,734)

$          

30 

 
 
 
              
            
                    
                    
                    
               
            
              
                   
             
                   
               
               
                   
             
                   
                    
                 
                   
            
             
            
              
            
             
             
                 
                  
             
            
               
               
                   
                   
                 
              
                    
              
              
             
               
              
              
              
               
            
           
            
             
            
            
              
               
                  
                  
                  
             
            
 
 
  
 
 
 
ASSOCIATED CAPITAL GROUP, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(continued) (Dollars in thousands) 

Year Ended December 31,
2018
2017

Financing activities
Contributions from redeemable noncontrolling interests
Redemptions of redeemable noncontrolling interests
Dividends paid
Purchase of treasury stock
Proceeds from payment of GAMCO Note
Net cash provided by financing activities
Net increase/(decrease) in cash and cash equivalents
Cash, cash equivalents and restricted cash at beginning of period
Increase in cash from consolidation
Cash, cash equivalents and restricted cash at end of period

Supplemental disclosures of cash flow information:
Cash paid for interest
Cash paid/(received) for taxes

Reconciliation to cash, cash equivalents and restricted cash
Cash and cash equivalents
Restricted cash included in receivable from brokers
Cash, cash equivalents and restricted cash

$                      
-
(3,634)
(4,666)
(7,011)
50,000
34,689
116,405
293,312
47
409,764

$               

$                 

41,598
(236)
(4,768)
(21,221)
50,000
65,373
(20,981)
314,293
-
293,312

$               

$                      
$                    

261
(140)

$                      
$                   

227
2,077

409,564
200
409,764

$               

293,112
200
293,312

$               

Non-cash activity:
  - On July 19, 2017, AC was deemed to have control over an investment fund which resulted in its consolidation 
     and an increase of approximately $99,276 of net assets and an increase of approximately $37,901 of redeemable 
     noncontrolling interests.
  - On October 1, 2017, AC was deemed to have control over an investment fund which resulted in its consolidation 
     and an increase of approximately $791 of net assets and an increase of approximately $791 of redeemable 
     noncontrolling interests.
  - In November 2017, a consolidated investment fund completed an issue of ordinary shares which resulted in an
     increase of approximately $3,344 of net assets and an increase of approximately $3,344 of redeemable
     noncontrolling interests.
  - In November 2017, AC contributed certain available for sale securities totaling $91,303 to its wholly-owned 
     broker-dealer subsidiary which accounts for these as trading securities. See Note D for detail.
  - On January 1, 2018, AC was deemed to have control over certain investment funds which resulted in their
     consolidation and an increase of approximately $47 of cash and cash equivalents, $6,441 of net assets and an  
     increase of approximately $6,488 of redeemable noncontrolling interests.
  - During 2018, AC completed two exchange offers with respect to its Class A shares.  The Company exchanged
     1,376,554 GBL Class A shares valued at $32,301 for 867,535 Class A shares.

See accompanying notes.

31 

 
 
                   
                      
                   
                   
                   
                 
                   
                   
                   
                   
                 
                 
                 
                 
                          
                        
                 
                 
                        
                        
 
 
A. Organization  

Unless  we  have  indicated  otherwise,  or  the  context  otherwise  requires,  references  in  this  report  to  “Associated 
Capital Group, Inc.,” “AC Group,” “the Company,” “AC,” “we,” “us” and “our” or similar terms are to Associated 
Capital Group, Inc., its predecessors and its subsidiaries. 

The Spin-off and Related Transactions 

We  are  a  Delaware  corporation  that  provides  alternative  investment  management,  institutional  research  and 
underwriting  services. In  addition,  we derive  investment  income/(loss)  from  proprietary  trading of  cash  and  other 
assets awaiting deployment in our operating business.  

On November 30, 2015, GAMCO Investors, Inc. (“GAMCO” or “GBL”) distributed all the outstanding shares of 
each class of AC common stock on a pro rata one-for-one basis to the holders of each class of GAMCO’s common 
stock (the “Spin-off”).  

We conduct our investment management activities through Gabelli & Company Investment Advisers, Inc. (“GCIA” 
f/k/a  Gabelli  Securities,  Inc.).  GCIA  and  its  wholly-owned  subsidiary,  Gabelli  &  Partners,  LLC  (“Gabelli  & 
Partners”),  collectively  serve  as  general  partners  or  investment  managers  to  investment  funds  including  limited 
partnerships and offshore companies (collectively, “Investment Partnerships”), and separate accounts. We primarily 
manage  assets  in  equity  event-driven  value  strategies,  across  a  range  of  risk  and  event  arbitrage  portfolios.  The 
business earns management and incentive fees from its advisory activities. Management fees are largely based on a 
percentage  of  assets  under  management.  Incentive  fees  are  based  on  the  percentage  of  the  investment  returns  of 
certain clients’ portfolios. GCIA is an investment adviser registered with the Securities and Exchange Commission 
under the Investment Advisers Act of 1940, as amended.  

We provide our institutional research and underwriting services through G.research, LLC (“G.research”), an indirect 
wholly-owned subsidiary of  the  Company. G.research  is a  broker-dealer registered under  the  Securities  Exchange 
Act  of  1934,  as  amended  (the  “Exchange  Act”)  and  is  regulated  by  the  Financial  Industry  Regulatory  Authority 
(“FINRA”). G.research's revenues are derived primarily from institutional research services. 

In  connection  with  the  Spin-off,  GAMCO  issued  a  promissory  note  (the  “GAMCO  Note”)  to  AC  Group  in  the 
original principal amount of $250 million used to partially capitalize the Company. During the year ended December 
31,  2018,  AC  received  principal  repayments  totaling  $50  million  on  the  GAMCO  Note  which  fully  satisfied  the 
outstanding principal balance. The GAMCO Note bore interest at 4% per annum and had an original maturity date of 
November 30, 2020. 

In  addition,  GCIA  acquired  4,393,055  shares  of  GAMCO  Class  A  common  stock  for  $150  million  in  connection 
with the Spin-off. 

Consolidated Financial Statements 

All material intercompany transactions and balances have been eliminated. Subsidiaries are fully consolidated from 
the date the Company obtains control and continue to be consolidated until the date that such control ceases. The 
Company’s principal market is in the United States.  

B. Significant  Accounting Policies 

Use of Estimates 

The preparation of the consolidated financial statements in conformity with accounting principles generally accepted 
in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the 
reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial 
statements  and  the  reported  amounts  of  revenues  and  expenses  during  the  reporting  period.  Actual  results  could 
differ from those estimates. 

32 

 
 
Cash and Cash Equivalents 

Cash equivalents primarily consist of an affiliated money market mutual fund which is highly liquid. U.S. Treasury 
Bills and Notes with maturities of three months or less at the time of purchase are also considered cash equivalents. 

Investments in Securities 

Investments in securities are accounted for at fair market value as of each balance sheet date. 

As a result of recent changes to accounting standards, beginning in 2018, any realized or unrealized gains or losses 
on equity securities are reported in current period earnings in net gain/(loss) from investments on the consolidated 
statements of income.  

Prior to 2018, such investments were classified as either trading securities or available for sale (“AFS”) securities. 
Management  determined  the  appropriate  classification  of  debt  and  equity  securities  at  the  time  of  purchase  and 
reevaluated such designations as of each balance sheet date. A substantial portion of such investments were held for 
resale  in  anticipation  of  short-term  market  movements  and,  therefore,  were  classified  as  trading  securities.  Any 
realized  or  unrealized  gains  or  losses  from  trading  securities  were  reported  in  current  period  earnings  in  net 
gain/(loss) from investments on the consolidated statements of income. Any unrealized gains or losses, net of taxes, 
on  AFS  securities  were  reported  as  a  component  of  other  comprehensive  income/(loss)  on  the  consolidated 
statements of comprehensive income/(loss) except for losses deemed to be other than temporary which were recorded 
as realized losses on the consolidated statements of income. 

U.S.  Treasury  Bills  and  Notes  with  maturities  of greater  than  three  months  at  the  time  of purchase  are  considered 
investments  in  securities.  Securities  that  are  not  readily  marketable  are  stated  at  their  estimated  fair  values  in 
accordance with GAAP. Securities transactions and any related gains and losses are recorded on a trade date basis. 
The Company determines the cost of a security sold by using specific identification. 

Securities  sold,  but  not  yet  purchased  are  recorded  on  the  trade  date,  and  are  stated  at  fair  value  and  represent 
obligations  of  AC  to  purchase  the  securities  at  prevailing  market  prices.  Therefore,  the  future  satisfaction  of  such 
obligations  may  be  for  an  amount  greater  or  less  than  the  amounts  recorded  on  the  consolidated  statements  of 
financial condition. The ultimate gains or losses recognized are dependent upon the prices at which these securities 
are purchased to settle the obligations under the sales commitments. Unrealized gains and losses and realized gains 
and  losses  from  covers  of  securities  sold,  not  yet  purchased  transactions  are  included  in  net  gain/(loss)  from 
investments on the consolidated statements of income. 

Fair Value of Financial Instruments 

All of the instruments in investments in securities are measured at fair value. The Company’s assets and liabilities 
recorded  at  fair  value  have  been  categorized  based  upon  a  fair  value  hierarchy  in  accordance  with  the  Financial 
Accounting Standards Board’s (“FASB”) guidance on fair value measurement. The levels of the fair value hierarchy 
and their applicability to the Company are described below: 

  Level 1 inputs are unadjusted quoted prices in active markets for identical assets or liabilities at 
the  reporting  date.  Level  1  assets  include  cash  equivalents,  government  obligations,  open-end 
mutual funds, closed-end funds and equities. 

  Level 2 inputs are inputs other than quoted prices included in Level 1 that are observable for the 
asset  or  liability,  either  directly  or  indirectly.  Level  2  inputs  include  quoted  prices  for  similar 
assets and liabilities in active markets, quoted prices for identical or similar assets or liabilities that 
are not active and inputs other than quoted prices that are observable for the asset or liability such 
as  interest  rates  and  yield  curves  that  are  observable  at  commonly-quoted  intervals.  Assets 
included  in  this  category  are  over-the-counter  derivatives  that  have  valuation  inputs  that  can 
generally be corroborated by observable market data. 

33 

 
  Level 3 inputs are unobservable inputs for the asset or liability, and include situations where there 
is little, if any, market activity for the asset or liability. Assets in this category generally include 
equities that trade infrequently and direct private equity investments. 

In certain cases, the inputs used to measure fair value may fall into different levels of the fair value hierarchy. In 
such  cases,  the  level  in  the fair  value  hierarchy  in which  the  fair  value measurement  in  its  entirety  falls  has  been 
determined  based  on  the  lowest  level  input  that  is  significant  to  the  fair  value  measurement  in  its  entirety.  The 
Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires 
judgment and considers factors specific to the asset or liability. 

The  availability  of observable  inputs  can vary  from  instrument  to  instrument  and  is  affected by  a wide  variety  of 
factors, including, for example, the type of instrument, whether the instrument is new and not yet established in the 
marketplace, and other characteristics particular to the instrument. To the extent that valuation is based on models or 
inputs  that  are  less  observable  or  unobservable  in  the  market,  the  determination  of  fair  value  requires  more 
judgment. Accordingly, the degree of judgment exercised by the Company in determining fair value is greatest for 
instruments categorized as Level 3. 

In the absence of a closing price, an average of the bid and ask price is used. Bid prices reflect the highest price that 
market participants are willing to pay for an asset. Ask prices represent the lowest price that market participants are 
willing to accept for an asset. 

Cash equivalents—Cash equivalents primarily consist of an affiliated money market mutual fund which is invested 
solely in U.S. Treasury securities and valued based on the net asset value of the fund. Other cash equivalents are 
valued using unadjusted quoted market prices. Accordingly, cash equivalents are categorized in Level 1 of the fair 
value hierarchy. 

Investments in securities—Investments in securities and securities sold not yet purchased are generally valued based 
on quoted prices from an exchange. To the extent these securities are actively traded, valuation adjustments are not 
applied,  and  they  are  categorized  in  Level  1  of  the  fair  value  hierarchy.  Securities  categorized  as  Level  2 
investments are valued using other observable inputs. Nonpublic and infrequently traded investments are included in 
Level 3 of the fair value hierarchy because significant inputs to measure fair value are unobservable. 

Investments  in  partnerships—The  Company’s  investments  include  investments  in both  affiliated  and unaffiliated 
entities which the Company accounts for under the equity or fair value methods of accounting. Based upon relevant 
guidance, investments in partnerships measured using NAV as a practical expedient or equity method investees are 
not classified in the fair value hierarchy. 

Receivables from Affiliates and Payables to Affiliates 

Receivables  from  affiliates  consist  primarily  of  sub-advisory  fees  due  from  Gabelli  Funds,  LLC.  Payables  to 
affiliates primarily consist of expenses paid by affiliates on behalf of the Company pursuant to a transitional services 
agreement with GAMCO entered into in connection with the Spin-off. 

Receivables from and Payables to Brokers 

Receivables from and payables to brokers consist of amounts related to purchases and sales of securities as well as 
cash amounts held in anticipation of investment. 

Consolidation 

The Company assesses all entities with which it is involved for consolidation on a case by case basis depending on 
the  specific  facts  and  circumstances  surrounding  each  entity.  Pursuant  to  applicable  guidance,  the  Company  first 
evaluates whether it holds a variable interest in an entity. The Company considers all economic interests including 
proportionate interests through related parties, to determine if such interests are considered a variable interest. Fees 

34 

 
paid  to  the  Company  that  are  customary  and  commensurate  with  the  level  of  services  provided  from  entities  in 
which the Company does not hold other economic interests in the entity are not considered as a variable interest. 

For  any  entity  where  the  Company  has  determined  that  it  holds  a  variable  interest,  the  Company  performs  an 
assessment to determine whether it qualifies as a variable interest entity (“VIE”). The granting of substantive kick-
out rights is a key consideration in determining whether a limited partnership or similar entity is a VIE and whether 
or not that entity should be consolidated. The Company does not consolidate those VIEs in which substantive kick-
out rights have been granted to the unaffiliated investors to either dissolve the fund or remove the general partner. 

Under  the  variable  interest  entity  model,  the  Company  consolidates  those  entities  where  it  is  determined  that  the 
Company is the primary beneficiary of the entity. The Company is determined to be the primary beneficiary when it 
has  a  controlling  financial  interest  in  the  VIE,  which  is  defined  as  possessing  both  (i)  the  power  to  direct  the 
activities of the VIE that most significantly impact the VIE’s economic performance and (ii) the obligation to absorb 
losses of the VIE or the right to receive benefits from the VIE that could potentially be significant to the VIE. When 
the  Company  alone  is  not  considered  to  have  a  controlling  financial  interest  in  the  VIE  but  the  Company  and  its 
related parties under common control in the aggregate have a controlling financial interest in the VIE, the Company 
will  be  deemed  the  primary  beneficiary  if  it  is  the  party  that  is  most  closely  associated  with  the  VIE.  When  the 
Company and its related parties not under common control in the aggregate have a controlling financial interest in 
the VIE, the Company would be deemed to be the primary beneficiary if substantially all the activities of the entity 
are performed on behalf of the Company. 

The Company determines whether it is the primary beneficiary of a VIE at the time it becomes  initially  involved 
with  the  VIE  and  reconsiders  that  conclusion  as  required.  Investments  and  redemptions  (either  by  the  Company, 
related  parties  or  third  parties)  or  amendments  to  the  governing  documents  of  the  respective  entity  may  affect  an 
entity’s status as a VIE or the determination of the primary beneficiary.  

Entities  that  do  not  qualify  as  VIEs  are  assessed  for  consolidation  as  voting  interest  entities  ("VOEs")  under  the 
voting interest model. Under the voting interest model, the Company consolidates those entities it controls through a 
majority voting interest or other means. 

Equity Method Investments. Substantially all of the Company’s equity method investees are entities that record their 
underlying investments at fair value. Therefore, under the equity method of accounting, the Company’s share of the 
investee’s  underlying  net  income  predominantly  represents  fair  value  adjustments  in  the  investments  held  by  the 
equity  method  investees.  The  Company’s share  of  the  investee’s underlying net  income  or  loss  is based  upon  the 
most  currently  available  information  and  is  recorded  as  net  gain/(loss)  from  investments  on  the  consolidated 
statements of income. Capital contributions are recorded as an increase in investments when paid, and withdrawals 
and  distributions  are  recorded  as  reductions  of  the  investments  when  received.  Depending  on  the  terms  of  the 
investment, the Company may be restricted as to the timing and amounts of withdrawals. 

See Note E, Investments in Partnerships and Variable Interest Entities, for more information. 

Investments in Partnerships and Affiliates 

The  Company  is  general  partner  or  co-general  partner  of  various  affiliated  entities.  We  also  have  investments  in 
unaffiliated partnerships, offshore funds and other entities (collectively, “unaffiliated entities”). Given that we are not 
a general partner or investment manager in any unaffiliated entity, we neither earn any management or incentive fees 
nor have a controlling financial interest in such entity. We do not consolidate any unaffiliated entity. 

The balance sheet caption investments in partnerships includes investments in both affiliated and unaffiliated entities. 

The Company records noncontrolling interests in consolidated entities for which the Company’s ownership is less 
than 100%. Refer to Noncontrolling Interests below for additional information. 

35 

 
Derivative Financial Instruments 

The  Company  recognizes  all  derivatives  as  either  assets  or  liabilities  measured  at  fair  value  and  includes  such 
derivatives in either investments in securities or securities sold, not yet purchased on the consolidated statements of 
financial condition. From time to time, the Company will enter into hedging transactions to manage its exposure to 
foreign  currencies  or  equity  prices  related  to  its  proprietary  investments.  Except  for  a  foreign  exchange  contract 
entered into by the Company, these transactions are not designated as hedges for accounting purposes, and changes 
in fair values of these derivatives are included in net gain/(loss) from investments on the consolidated statements of 
income and included in investments in securities or securities sold, not yet purchased on the consolidated statements 
of financial condition. See Note D, Investments in Securities, for additional information. 

Major Revenue-Generating Services and Revenue Recognition 

The  Company’s  revenues  are  derived  primarily  from  investment  advisory  and  incentive  fees  and  institutional 
research services. 

Investment advisory and incentive fees are directly influenced by the level and mix of AUM as fees are derived from 
a  contractually-determined  percentage  of  the  balance  of  each  account  as  well  as  a  percentage  of  the  investment 
performance of certain accounts. Management fees from  investment partnerships and offshore funds are computed 
either  monthly  or  quarterly,  and  amounts  receivable  are  included  in  investment  advisory  fees  receivable  on  the 
consolidated  statements  of  financial  condition.  These  revenues  vary  depending  upon  the  level  of  capital  flows, 
financial market conditions, investment performance and the fee rates applicable to each account. 

Incentive  allocations  or  fees  are  generally  recognized  at  the  end  of  an  annual  measurement  period  and  amounts 
receivable are included in investment advisory fees receivable on the consolidated statements of financial condition. 

G.research,  LLC  provides  institutional  research  services  and  earns  brokerage  commissions  and  sales  manager  fees 
from securities transactions executed on an agency basis on behalf of institutional clients and mutual funds, private 
wealth  management  clients  and  retail  customers  of  affiliated  companies.  Commission  revenue  and  related  clearing 
charges  are  recorded  on  a  trade-date  basis  and  are  included  in  institutional  research  services  and  other  operating 
expenses, respectively, on the consolidated statements of income. 

It has also been involved in syndicated underwriting activities that included public equity and debt offerings managed 
by  major  investment  banks. Underwriting fees  include gains,  losses,  selling  concessions  and  fees, net  of  syndicate 
expenses,  arising  from  securities  offerings  in  which  G.research  acts  as  underwriter  or  agent  and  are  accrued  as 
earned. 

See Note C, Revenue, for additional information. 

Depreciation 

Fixed assets are recorded at cost and depreciated using the straight-line method over their estimated useful lives of 
four to seven years. As of December 31, 2018 and 2017, fixed assets with a net book value of $84,000 and $39,000, 
respectively, are included in other assets on the consolidated statements of financial condition. 

Allocated Expenses 

The  Company  is  charged  or  incurs  certain  overhead  expenses  that  are  paid  by,  or  paid  on  our  behalf  by,  other 
affiliates  and  are  included  in  other  operating  expenses  on  the  consolidated  statements  of  income.  These  overhead 
expenses primarily relate to centralized functions including finance and accounting, legal, compliance, treasury, tax, 
internal  audit,  information  technology,  human  resources  and  risk  management.  These  overhead  expenses  are 
allocated  to  the  Company  by  other  affiliates  or  allocated  by  the  Company  to  other  affiliates  as  the  expenses  are 
incurred,  based  upon  direct  usage  when  identifiable,  or  by  revenue,  headcount,  space  or  other  allocation 
methodologies periodically reviewed by the management of the Company and the affiliates.  

36 

 
In  addition,  GCIA  and  GAMCO  serve  as  paymasters  under  compensation  payment  sharing  agreements.  The 
compensation expense and related payroll taxes and benefits of certain dual employees that provide services to both 
AC  and  affiliates  that  are  paid  for  by  GCIA  or  GAMCO  are  allocated  between  the  companies  based  upon  the 
relative  time  each  employee  devotes  to  each  affiliate.  These  allocated  compensation  expenses  are  included  in 
compensation on the consolidated statements of income.  

All  of  the  allocations  and  estimates  in  the  financial  statements  are based  on  assumptions  that  management  of  AC 
believes  are  reasonable.  However,  these  allocations  may  not  be  indicative  of  the  actual  expenses  we  would  have 
incurred or may incur in the future. 

Management Fee 

Management fee expense in the amount of 10% of the aggregate pre-tax profits, before consideration of this fee and 
before  consideration  of  the  income  attributable  to  consolidated  funds  and  partnerships,  is  paid  to  the  Executive 
Chairman or his designees in accordance with his employment agreement. 

Stock-Based Compensation 

We use  a  fair value-based  method of  accounting  for  restricted  stock  awards  (“RSAs”) provided  to  our  employees. 
The estimated fair value of RSAs is determined by using the closing price of the relevant stock on the day prior to the 
grant date. The value of the RSAs, net of estimated forfeitures, is recognized as expense over the respective vesting 
period for these awards. The forfeiture rate is determined by reviewing historical forfeiture rates for previous stock-
based compensation grants and is reviewed and updated quarterly, if necessary. During the vesting period, dividends 
to RSA holders are held for them until the RSA vesting dates and are forfeited if the grantee is no longer employed 
by the Company on the vesting dates. Dividends declared on these RSAs, less estimated forfeitures, are charged to 
retained earnings on the declaration date.  

In  connection  with  the  spin-off  of  the  Company  from  GAMCO,  any  GAMCO  employee  (including  GAMCO 
employees who became AC employees) who had GAMCO RSAs were granted an equal number of AC RSAs so that 
the total value of the RSAs post-spin was equivalent to the total value pre-spin. In accordance with GAAP, we have 
allocated the related stock compensation costs of the AC RSAs and the GAMCO RSAs between GAMCO and AC 
based upon each employee’s individual allocation of their responsibilities between the two companies. 

During 2018, the Company’s Board of Directors approved the grant of Phantom Restricted Stock awards (“Phantom 
RSAs”).  The  Phantom  RSAs  will  be  settled  by  a  cash  payment,  net  of  applicable  withholding  tax,  on  the  vesting 
dates. In addition, an amount equivalent to the cumulative dividends declared on shares of the Company’s Class A 
common stock during the vesting period will be paid to participants on vesting.  

The  Phantom  RSAs  are  accounted  for  as  a  liability  because  cash  settlement  is  required  and  compensation  will  be 
recognized  over  the  vesting  period.  In  determining  the  compensation  expense  to  be  recognized  each  period,  the 
Company  will  remeasure  the  fair  value  of  the  liability  at  each  reporting  date  taking  into  account  the  remaining 
vesting period attributable to each award and the current market value of the Company’s Class A stock. In making 
these  determinations,  the  Company  will  consider  the  impact  of  Phantom  RSAs  that  have  been  forfeited  prior  to 
vesting (e.g., due to an employee termination). The Company has elected to consider forfeitures as they occur. 

The expense attributable to the Phantom RSAs is allocated solely to AC. 

Goodwill 

Goodwill  is  initially  measured  as  the  excess  of  the  cost  of  an  acquired  business  over  the  sum  of  the  fair  value 
assigned  to  assets  acquired  less  the  liabilities  assumed.  Goodwill  is  tested  for  impairment  at  least  annually  on 
November  30th  and  whenever  certain  triggering  events  are  met.  In  assessing  the  recoverability  of  goodwill  as  of  
November 30, 2018 and 2017, we performed a qualitative assessment of whether it was more likely than not that an 
impairment had occurred and concluded that a quantitative analysis was not required. As such, no impairment was 
recorded during 2018 or 2017. 

37 

 
Income Taxes 

For purposes of the preparation of the consolidated financial statements, the provision for income taxes is computed 
using  the  asset  and  liability  method,  which  requires  the  recognition  of  deferred  tax  assets  and  liabilities  for  the 
expected future tax consequences of events that have been included in the consolidated financial statements. Under 
this  method,  deferred  tax  assets  and  liabilities  are  determined  based  on  the  differences  between  the  financial 
statement and tax basis of assets and liabilities using enacted tax rates in effect for the year in which the differences 
are  expected  to  reverse.  The  effect  of  a  change  in  tax  rates  on  deferred  tax  assets  and  liabilities  is  recognized  in 
income tax expense/benefit in the period that includes the enactment date of the change in tax rate. 

The Company records net deferred tax assets to the extent the Company believes these assets will more likely than 
not be realized. A valuation allowance would be recorded to reduce the carrying value of deferred tax assets to the 
amount that is more likely than not to be realized. In making such a determination of whether a valuation allowance 
is  necessary,  the  Company  considers  all  available  positive  and  negative  evidence,  including  future  reversals  of 
existing taxable temporary differences, projected future taxable income, tax-planning strategies, and results of recent 
operations. In the event the Company were to determine that the Company would be able to realize the Company’s 
deferred  income  tax  assets  in  the  future  in  excess  of  their  net  recorded  amount,  the  Company  would  make  an 
adjustment to the deferred tax asset valuation allowance, which would reduce the provision for income taxes. 

The Company records uncertain tax positions in accordance with Accounting Standards Codification (“ASC”) Topic 
740. The Company first determines whether it is more likely than not that the tax positions will be sustained based 
on  the  technical  merits  of  the  position.  For  those  tax  positions  that  meet  the  more-likely-than-not  recognition 
threshold, the Company recognizes the largest amount of tax benefit that is greater than 50% likely to be realized 
upon ultimate settlement with the related tax authority. The Company recognizes the accrual of interest on uncertain 
tax positions and penalties in income tax provision on the consolidated statements of income. Accrued interest and 
penalties on uncertain tax positions are included within accrued expenses and other liabilities on the consolidated 
statements of financial condition. 

Noncontrolling Interests 

Noncontrolling interests in investment partnerships that are redeemable at the option of the holder are classified as 
redeemable noncontrolling interests in the mezzanine section of the consolidated statements of financial condition 
between liabilities and equity.  

For the years ended December 31, 2018 and 2017, net income/(loss) attributable to noncontrolling interests on the 
consolidated statements of income represents the share of net income/(loss) attributable to third-party investors in 
consolidated funds.  

Concentration of Credit Risk 

Financial instruments that potentially subject the Company to concentrations of credit risk consist primarily of cash 
and cash equivalents and receivable from brokers. The Company maintains cash and cash equivalents primarily in 
the Gabelli U.S. Treasury Money Market Fund, which invests fully in instruments issued by the U.S. government. 
Receivables  from  brokers  and  financial  institutions  can  exceed  the  federally  insured  limit.  The  concentration  of 
credit risk with respect to advisory fees and incentive fees/allocation, which are included in investment advisory fees 
receivable and receivables from affiliates on the consolidated statements of financial condition, is generally limited 
due to the short payment terms extended to clients by the Company. All investments in securities are held at third 
party brokers or custodians. 

Business Segment 

The  Company  operates  in  one  business  segment.  The  Company’s  chief  operating  decision  maker  reviews  the 
Company’s financial performance at an aggregate level. 

38 

 
Recent Accounting Developments 

In May 2014, the FASB issued Accounting Standards Update (“ASU”) No. 2014-09, Revenue from Contracts with 
Customers, which  supersedes  the  revenue  recognition requirements  in  ASC  Topic  605, Revenue  Recognition,  and 
most industry-specific guidance of the ASC. The core principle of ASU 2014-09 requires companies to recognize 
revenue from the transfer of goods or services to customers in amounts that reflect the consideration the company 
expects  to  receive  in  exchange  for  those  goods  or  services.  The  new  standard  also  requires  expanded  disclosures 
about revenue recognition. The Company has adopted this ASU effective January 1, 2018 with no material impact 
on its consolidated financial statements other than expanded disclosure. 

In January 2016, the FASB issued ASU 2016-01, Financial Instruments–Overall: Recognition and Measurement of 
Financial  Assets  and  Financial  Liabilities,  which  amends  the  guidance  in  GAAP  on  the  classification  and 
measurement of financial instruments. Although the ASU retains many current requirements, it significantly revises 
an entity’s accounting related to (1) the classification and measurement of investments in equity securities and (2) 
the presentation of certain fair value changes for financial liabilities measured at fair value. Under the new guidance, 
all  equity  investments  in  unconsolidated  entities  (other  than  those  accounted  for  using  the  equity  method  of 
accounting)  will  generally  be  measured  at  fair  value  through  earnings.  In  addition,  available  for  sale  (“AFS”) 
classification  for  equity  securities  with  readily  determinable  fair  values  will  no  longer  be  available.  As  a  result, 
changes in the fair value of such securities will be reported in net income rather than other comprehensive income. 
The ASU also amends certain disclosure requirements associated with the fair value of financial instruments. The 
Company  has  adopted  this  ASU  effective  January  1,  2018  with  no  material  impact  on  its  consolidated  financial 
statements other than the reclassification of approximately $8.2 million representing the cumulative unrealized gain 
on equity AFS securities net of tax from accumulated other comprehensive income to retained earnings.  

In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842), which amends the guidance in GAAP for the 
accounting for leases. ASU 2016-02 requires a lessee to recognize assets and liabilities arising from most operating 
leases in the consolidated statement of financial position. The Company adopted this ASU effective January 1, 2019 
with no material impact on its consolidated financial statements. 

In August 2016,  the  FASB  issued ASU 2016-15,  Statement  of  Cash  Flows  (Topic  230):  Classification of  Certain 
Cash Receipts and Cash Payments, which adds and clarifies guidance on the classification of certain cash receipts 
and  payments  in  the  consolidated  statements  of  cash  flows.  The  Company  adopted  this  ASU  effective  January  1, 
2018 with no material impact on its consolidated financial statements. 

In January 2017, the FASB issued ASU 2017-04, Intangibles – Goodwill and Other, to simplify the process used to 
test for impairment of goodwill. Under the new standard, an impairment loss must be recognized in an amount equal 
to the excess of the carrying amount of a reporting unit over its fair value, limited to the total amount of goodwill 
allocated to that reporting unit. For public companies, the ASU is effective for annual and any interim impairment 
tests for periods beginning after December 15, 2019. Early adoption was permitted for impairment tests that occur 
after  January  1,  2017.  The  Company  is  currently  evaluating  this  guidance  and  the  impact  it  will  have  on  its 
consolidated financial statements. 

On May 10, 2017, the FASB issued ASU 2017-09, Compensation – Stock Compensation, which amends the scope 
of  modification  accounting  for  share-based  payment  arrangements.  The  ASU  provides  guidance  on  the  types  of 
changes to the terms or conditions of share-based payment awards to which an entity  would be required to apply 
modification accounting under ASC 718. Specifically, an entity would not apply modification accounting if the fair 
value,  vesting  conditions,  and  classification  of  the  awards  are  the  same  immediately  before  and  after  the 
modification.  The  Company  has  adopted  this  ASU  effective  January  1,  2018  with  no  material  impact  on  its 
consolidated financial statements. 

On December 22, 2017, the SEC issued SAB 118, Income Tax Accounting Implications of the Tax Cuts and Jobs 
Act, to address the application of ASC 740, Income Taxes, in the reporting period that includes December 22, 2017, 
the  date  legislation  commonly  referred  to  as  the  Tax  Cuts  and  Jobs  Act  (the  “TCJA”)  was  signed  into  law.  In 
general, the SAB provides that a company should reflect the income tax impacts of the TCJA in the period in which 
the accounting under ASC 740 is complete. If a company is unable to complete the required accounting as a result of 
incomplete  information,  preparation  or  analysis,  however,  it  may  record  a  reasonable  estimate  as  a  provisional 

39 

 
amount. Additional provisions deal with situations in which no reasonable estimate can be determined. Changes to 
estimates determined during a measurement period up to one year from the date of enactment will be reflected as an 
adjustment  to  tax  expense  or  benefit  in  the  reporting  period  the  amounts  are  determined.  The  SAB  also  provides 
requirements concerning financial statement disclosures about the material financial reporting impacts of the TCJA. 
With the exception of the book/tax differences related to the Company’s investments in funds that are partnerships 
and/or passive foreign investment companies, the Company completed its analysis and made a reasonable estimate 
of  the  tax  impact  as  part  of  the  prior  year’s  tax  provision.  The  Company  completed  its  analysis  of  all  remaining 
deferred  tax  items  following  the  filing  of  the  Company’s  2017  consolidated  income  tax  return  and  reflected  an 
immaterial  amount  of  the  related  income  tax  impact  from  these  items  in  its  fourth  quarter  2018  income  tax 
provision.  

In February 2018, the FASB issued ASU 2018-02, Reclassification of Certain Tax Effects from Accumulated Other 
Comprehensive  Income,  dealing  with  the  accounting  for  the  tax  effects  of  components  of  other  comprehensive 
income  (“OCI”)  as  a  result  of  the  reduction  of  the  U.S.  federal  corporate  income  tax  rate  under  the  TCJA.  We 
adopted  this  ASU  as  of  January  1,  2018  and  reflected  an  increase  to  OCI  and  a  decrease  to  retained  earnings  of 
approximately $1.5 million in the first quarter of 2018. 

In August 2018, the FASB issued ASU 2018-13,  Fair Value Measurement (Topic 820): Disclosure Framework – 
Changes  to  the  Disclosure  Requirements  for  Fair  Value  Measurement.  This  ASU  adds  certain  disclosure 
requirements and modifies or eliminates requirements under current GAAP. This ASU is effective for fiscal years 
beginning after December 15, 2019 and early adoption is permitted. The Company has early adopted the eliminated 
and  modified  disclosure  requirements  and  is  currently  evaluating  this  guidance  as  it  relates  to  the  new  disclosure 
requirements. 

C.  Revenue 

The Company’s revenue is accounted for as contracts with customers, and the timing of revenue recognition is based 
on  the  Company’s  analysis  of  the  provisions  of  each  respective  contract.  Depending  upon  the  specific  terms, 
revenue may be recognized over time or at a point in time. Modifications to contracts may affect the timing of the 
satisfaction of performance obligations, the determination of the transaction price, and the allocation of the price to 
performance obligations, any of which may impact the timing of the recognition of the related revenue.  

The Company’s major revenue sources are as follows: 

Investment  advisory  and  incentive  fees.  The  Company  and  its  subsidiaries  act  as  general  partner,  investment 
manager  or  sub-advisor  to  investment  funds  and/or  separately  managed  accounts  of  institutional  investors  (e.g., 
corporate  pension  plans).  The  fees  that  are  paid  to  the  Company  are  set  forth  in  the  offering  documents  for  the 
investment  fund  or  the  separately  managed  account  agreement.  Investment  advisory  and  incentive  fee  revenue 
consists of: 

a.  Asset-based advisory fees – The Company receives a management fee, payable monthly in advance based 
on  value  of  the  net  assets  of  the  client.  It  is  generally  set  at  a  rate  of  1%-1.5%  per  annum.  Asset-based 
management fee revenue is recognized only as the services are performed over the period. 

b.  Performance-based  advisory  fees  –  Certain  client  contracts  call  for  additional  fees  and  or  allocations  of 
income tied to a certain percentage, generally 20%, of the investment performance of the account over a 
measurement period, typically the calendar year. In addition, the contracts provide that performance-based 
fees or allocations become fixed in the event of an investor redemption prior to the end of the measurement 
period. In the event that an account suffers a loss in one period, it must be recovered before incentive fees 
are  earned  by  the  Company;  this  is  commonly  referred  to  as  a  “high  water  mark”  provision.  While  the 
Company’s performance obligation is satisfied over time,  the Company does not recognize performance-
based  fees  until  the  end  of  the  measurement  period  or  the  time  of  the  investor  redemption  when  the 
uncertainty surrounding the amount of the variable consideration is resolved.  

c.  Sub-advisory  fees  –  Pursuant  to  agreements  with  other  investment  advisors,  the  Company  receives  a 
percentage of advisory fees received by such advisors from certain of their investment fund clients. These 

40 

 
 
 
fees  may  be  either  asset-  or  performance-based.  In  addition,  they  may  be  subject  to  reduction  by  certain 
expenses  as  set  forth  in  the  respective  agreements.  Sub-advisory  fee  revenue  which  is  asset-based  is 
recognized  ratably  as  the  services  are  performed  over  the  relevant  contractual  performance  period.  Sub-
advisory fee revenue which is performance-based is recognized only when it becomes fixed and not subject 
to adjustment. 

The Company reserves the right to waive or reduce asset-based and performance-based fees with respect to certain 
investors in the investment funds which may include investments by employees and other related parties. Advisory 
and  incentive  fees  payable  by  investment  funds  are  typically  approved  by  third-party  administrators  and  paid 
directly from the accounts’ assets. Such fees attributable to separate accounts may be subject to review and approval 
by the client and may be paid either from the accounts’ assets or directly by the client. 

Our  advisory  fee  revenues  are  influenced  by  both  the  amount  of  AUM  and  the  investment  performance  of  our 
products. An overall decline in the prices of securities may cause our advisory fees to decline by either causing the 
value  of  our  AUM  to  decrease  or  causing  our  clients  to  withdraw  funds  in  favor  of  investments  they  perceive  to 
offer greater opportunity or lower risk. Similarly, success in the investment management business is dependent on 
investment  performance  as  well  as  distribution  and  client  servicing. Good  performance  can  stimulate  sales  of  our 
investment  products  and  tends  to  keep  withdrawals  and  redemptions  low,  which  generates  higher  asset-based 
management  fees.  Conversely,  poor  performance,  both  in  absolute  terms  and/or  relative  to  peers  and  industry 
benchmarks,  tends  to  result  in  decreased  sales,  increased  withdrawals  and  redemptions  and  in  the  loss  of  clients, 
with corresponding decreases in revenues to us. 

Institutional  Research  Services.  The  Company,  through  G.research,  generates  institutional  research  services 
revenues via hard dollar payments or through commissions on securities transactions executed on an agency basis on 
behalf of clients. Clients include institutional investors (e.g., hedge funds and asset managers) as well as affiliated 
mutual funds and managed accounts. These revenues consist of:  

a.  Hard dollar  payments  –  The Company  receives  direct  payments  for research services provided  to related 
and unrelated parties. The Company may or may not have contracts for such services. Where a contract for 
such services is in place, the contractual fee for the period is recognized ratably over the contract period, 
typically a calendar year, which is considered the period over which the Company satisfies its performance 
obligation. Payments for contracts with affiliated parties are collected monthly. For other payments where 
no  research  contract  exists,  revenue  is  not  recognized  until  agreement  is  reached  with  the  client  that  the 
Company has satisfied its performance obligation. At that time, a value is assigned to those services and an 
invoice is presented to the client for payment. 

b.  Commissions  –  Commissions  are  charged  on  the  execution  of  securities  transactions  made  on  behalf  of 
client accounts on an agency basis and are based on a rate schedule. The Company meets its performance 
obligations and recognizes commission revenue when the related securities transactions are executed and 
the  security  is  transferred  to  or  from  the  customer.  Commissions  earned  are  typically  collected  from  the 
clearing brokers utilized by G.research on a daily or weekly basis. 

c.  Selling concessions – The Company participates as a member of the selling group of underwritten equity 
offerings and receives compensation based on the difference between what its clients pay for the securities 
sold  to  its  institutional  clients  and  what  the  issuer  receives.  The  terms  of  the  selling  concessions  are  set 
forth  in  contracts  between  the  Company  and  the  underwriter.  The  Company  meets  its  performance 
obligations and recognizes selling commissions upon the sale of the related securities to its clients. 

d.  Sales  manager  fees  –  The  Company  participates  as  sales  manager  of  at-the-market  offerings  of  certain 
affiliated  closed-end  funds  and  receives  a  tiered  percentage  of  proceeds  as  stipulated  in  agreements 
between the Company, the funds and the funds’ investment adviser and as approved by the funds’ board of 
directors. The Company meets its performance obligations and recognizes sales manager fees upon sale of 
the related closed-end funds. Sales  manager fees earned are typically collected from the clearing brokers 
utilized by G.research on a daily or weekly basis. 

41 

 
Institutional research revenues are impacted by the perceived value of the research product provided to clients, the 
volume of securities transactions and the acquisition or loss of new client relationships. 

Other. Other revenues include (a) underwriting fees representing gains, losses, and fees, net of syndicate expenses, 
arising from public equity and debt offerings in which G.research acts as underwriter or agent and are accrued as 
earned, and (b) other miscellaneous revenues. 

Total revenues by type were as follows for the year ended December 31, 2018 (in thousands): 

Investment advisory and incentive fees
Asset-based advisory fees
Performance-based advisory fees
Sub-advisory fees

$                    

7,384
3,115
3,910
14,409

Institutional research services
Hard dollar payments
Commissions
Selling concessions
Sales manager fees

Other
Underwriting fees
Miscellaneous

2,835
5,349
84
16
8,284

19
67
86

Total

$                  

22,779

D.  Investments  in  Securities 

Investments in securities at December 31, 2018 and 2017 consisted of the following (in thousands): 

  Securities:
    Government obligations
    Common stocks
    Mutual funds
    Other investments

  Available for sale securities:
    Common stocks
    Mutual funds

2018

2017

Cost

Fair Value

Cost

Fair Value

$     

11,694
244,557
761
5,285
262,297

$     

11,707
213,151
1,161
3,941
229,960

$     

53,681
209,686
1,959
825
266,151

$     

53,804
228,557
3,157
1,824
287,342

-
-
-

-
-
-

65,331
103
65,434

65,024
271
65,295

  Total investments in securities

$   

262,297

$   

229,960

$   

331,585

$   

352,637

42 

 
                      
                      
                    
                      
                      
                           
                           
                      
                           
                           
                           
 
     
     
     
     
            
         
         
         
         
         
            
         
     
     
     
     
             
             
       
       
             
             
            
            
             
             
       
       
 
Securities sold, not yet purchased at December 31, 2018 and 2017 consisted of the following (in thousands): 

2018

2017

Proceeds

Fair Value

Proceeds

Fair Value

  Equity securities:
    Common stocks
    Other investments
  Total securities sold, not yet purchased

$     

$     

10,150
-
10,150

$       

$       

9,485
89
9,574

$       

$       

4,862
1
4,863

$       

$       

5,396
335
5,731

Investments in affiliated registered investment companies at December 31, 2018 and 2017 consisted of the following 
(in thousands): 

  Equity securities:
    Closed-end funds
    Mutual funds

  Available for sale securities:
    Closed-end funds
    Mutual funds

  Total investments in affiliated
    registered investment companies

2018

2017

Cost

Fair Value

Cost

Fair Value

$     

73,950
49,714
123,664

$     

85,090
57,045
142,135

$     

26,231
41,950
68,181

$     

26,929
48,328
75,257

-
-
-

-
-
-

53,782
3,420
57,202

66,218
4,439
70,657

$   

123,664

$   

142,135

$   

125,383

$   

145,914

The following table identifies all reclassifications between accumulated other comprehensive income (“AOCI”) and 
net income/(loss) for the years ended December 31, 2018 and 2017 (in thousands): 

Year ended December 31,

2018

2017

Affected Line Item

Reason for Reclassification

-
$             
-
-
-
-
$             
-

$            

167
11,788
(19,201)
(7,246)
2,599
(4,647)

$        

Net gain (loss) from investments
Net gain (loss) from investments
Net gain (loss) from investments
Income (loss) before income taxes
Income tax benefit
Net income (loss)

Realized gains on sale of AFS securities
Gains on transfer of AFS securities to affiliated broker-dealer
Other than temporary impairment of AFS securities

For  the  year  ended December  31,  2017, AC  recognized a  $19.1  million OTT  impairment  on  the GBL  shares  that 
were  held  as  AFS  securities  due  to  the  magnitude  and  persistence  of  the  unrealized  loss.  In  November  2017,  AC 
made a non-cash contribution of certain AFS securities totaling $91.3 million to G.research which was required to 
account  for  these  as  trading  securities  under  specialized  industry  accounting.  This  transaction  resulted  in  the 
recognition  of  a  gain  of  $11.8  million  and  income  tax  expense  of  $4.2  million  in  net  income  due  to  the 
reclassification of unrealized gains net of taxes from AOCI upon the completion of this transfer.  

The Company recognizes all equity derivatives as either assets or liabilities measured at fair value and includes them 
in  either  investments  in  securities  or  securities  sold,  not  yet  purchased  on  the  consolidated  statements  of  financial 
condition. From time to time, the Company and/or consolidated funds will enter into hedging transactions to manage 
their exposure to foreign currencies and equity prices related to their proprietary investments. At December 31, 2018 
and December 31, 2017 we held derivative contracts on 1.0 million and 1.7 million equity shares, respectively, that 
are  included  in  investments  in  securities  or  securities  sold,  not  yet  purchased  on  the  consolidated  statements  of 
financial condition. We had one foreign exchange contract outstanding at December 31, 2018, but none at December 
31,  2017.  Except  for  the  foreign  exchange  contract  entered  into  by  the  Company,  these  transactions  are  not 
designated  as  hedges  for  accounting  purposes,  and  changes  in  fair  values  of  these  derivatives  are  included  in  net 

43 

 
             
              
                
            
       
       
       
       
     
     
       
       
             
             
       
       
             
             
         
         
             
             
       
       
               
         
               
        
               
          
               
           
 
gain/(loss)  from  investments  on  the  consolidated  statements  of  income  and  included  in  investments  in  securities, 
securities  sold,  not  yet  purchased,  or  receivable  from  or  payable  to  brokers  on  the  consolidated  statements  of 
financial condition. 

The following tables identify the fair values and gains and losses of all derivatives and foreign currency positions 
held by the Company (in thousands): 

Asset Derivatives

Liability Derivatives

Statement of
Financial Condition
Location

Fair Value

December 31,
2018

December 31,
2017

Statement of
Financial Condition
Location

Fair Value

December 31,
2018

December 31,
2017

Derivatives designated as hedging
instruments under FASB ASC 815-20

Foreign exchange contracts

Receivable from brokers

$                    

204

$                     
-

Payable to brokers

$                     
-

$                     
-

Derivatives not designated as hedging
instruments under FASB ASC 815-20

Equity contracts

Total

Investments in
  securities

$                    

464

$                    

229

Securities sold,
  not yet purchased

$                      

89

$                    

335

$                    

668

$                    

229

$                      

89

$                    

335

Type of Derivative

Income Statement Location

2018

2017

Year ended December 31,

Foreign exchange contracts
Equity contracts

Net gain/(loss) from investments
Net gain/(loss) from investments

$             

204
4,774

-
$             
(98)

Total

$          

4,978

$             

(98)

The Company is a party to enforceable master netting arrangements for swaps entered into with major U.S. financial 
institutions  as  part  of  its  investment  strategy.  They  are  typically  not  used  as  hedging  instruments.  These  swaps, 
while  settled  on  a  net  basis  with  the  counterparties,  are  shown  gross  in  assets  and  liabilities  on  the  consolidated 
statements of financial condition. The swaps have a firm contract end date and are closed out and settled when each 
contract expires.  

Gross
Amounts of
Recognized
Assets

Gross Amounts
Offset in the
Statements of
Financial Condition

Net Amounts of
Assets Presented
in the Statements of
Financial Condition

Financial
Instruments

Cash Collateral
Received

Net Amount

Gross Amounts Not Offset in the
Statements of Financial Condition

Swaps:
December 31, 2018
December 31, 2017

$                
$                

416
229

$                       
-
$                       
-

$                        
$                        

(In thousands)
416
229

$                
$              

(89)
(229)

-
$                
$                
-

$                
327
$                
-

Gross
Amounts of
Recognized
Liabilities

Gross Amounts
Offset in the
Statements of
Financial Condition

Net Amounts of
Liabilities Presented
in the Statements of
Financial Condition

(In thousands)

Gross Amounts Not Offset in the
Statements of Financial Condition

Financial
Instruments

Cash Collateral
Pledged

Net Amount

$                  
$                

89
334

$                       
-
$                       
-

$                          
$                        

89
334

$                
$              

(89)
(229)

-
$                
$                
-

$                
-
$                
105

Swaps:
December 31, 2018
December 31, 2017

44 

 
 
            
               
 
 
 
The  following  is  a  summary  of  the  cost,  gross  unrealized  gains,  gross  unrealized  losses  and  fair  value  of  AFS 
securities as of December 31, 2017 (in thousands): 

Common stocks
Closed-end Funds
Mutual funds
Total

Cost

$         

65,331
53,782
3,523
122,636

$       

Gross
Unrealized
Gains
$               
-
12,436
1,187
13,623

$         

Gross
Unrealized
Losses
$             

(307)
-
-
(307)

Fair
Value

$         

65,024
66,218
4,710
135,952

$             

$       

Changes  in  net  unrealized  gains,  net  of  taxes,  for  AFS  securities  for  the  year  ended  December  31,  2017  of  $5.4 
million have been included in other comprehensive income, a component of equity, at December 31, 2017. Return of 
capital on AFS securities was $0.9 million for the year ended December 31, 2017. For the year ended December 31, 
2017, proceeds from the sales of AFS investments were approximately $0.3 million.  

The Company has an established accounting policy and methodology to determine an other-than-temporary (“OTT”) 
impairment. Under this policy, AFS securities are evaluated for OTT impairments and any impairment charges are 
recorded  in  net  gain/(loss)  from  investments  on  the  consolidated  statements  of  income.  Management  reviews  all 
AFS  securities  whose  cost  exceeds  their  market  value  to  determine  if  the  impairment  is  OTT.  Management  uses 
qualitative  factors  such  as  the  diversification  of  the  investment,  the  amount  of  time  that  the  investment  has  been 
impaired,  the  intent  to  sell  or  hold  the  security,  and  the  severity  of  the  decline  in  determining  whether  the 
impairment  is  OTT.As  discussed  in  Note  A,  equity  securities  with  readily  determinable  fair  values  are  no  longer 
considered AFS securities after December 31, 2017. 

Investments  classified  as  AFS  that  were  in  an  unrealized  loss  position  for  which  OTT  impairment  had  not  been 
recognized as of December 31, 2017 consisted of the following (in thousands): 

Common Stocks
Total

Cost

$        
$        

65,331
65,331

Unrealized
Losses
$            
$            

(307)
(307)

Fair Value
$        
65,024
$        
65,024

The Company determines the cost of a security sold by using specific identification.  

E.  Investment  Partnerships  and  Variable Interest  Entities 

The  Company  is  general  partner  or  co-general  partner  of  various  affiliated  entities  in  which  the  Company  had 
investments  totaling  $100.1  million  and  $124.5  million  at  December  31,  2018  and  2017,  respectively,  and  whose 
underlying  assets  consist  primarily  of  marketable  securities  (“Affiliated  Entities”).  We  also  had  investments  in 
unaffiliated partnerships, offshore funds and other entities of $18.6 million and $21.1 million at December 31, 2018 
and  2017,  respectively  (“Unaffiliated  Entities”).  We  evaluate  each  entity  to  determine  its  appropriate  accounting 
treatment and disclosure. Certain of the Affiliated Entities, and none of the Unaffiliated Entities, are consolidated. 

The value of entities where consolidation is not deemed appropriate is included in investments in partnerships on 
consolidated  statements  of  financial  condition.  This  caption  includes  investments  in  Affiliated  Entities  and 
Unaffiliated Entities which the Company accounts for under the equity method of accounting. The Company reflects 
the equity in earnings of these Affiliated Entities and Unaffiliated Entities as net gain/(loss) from investments on the 
consolidated statements of income. 

45 

 
           
           
                 
           
             
             
                 
             
 
 
The following table highlights the number of entities that we consolidate as well as the basis under which they are 
consolidated: 

Entities consolidated at December 31, 2016
Additional consolidated entities
Deconsolidated entities
Entities consolidated at December 31, 2017
Additional consolidated entities
Deconsolidated entities
Entities consolidated at December 31, 2018

VIEs
1

-
-

-
-

1

1

VOEs
1
2

-

-

3
2

5

The following table reflects the net impact of the consolidated entities on the consolidated statements of financial 
condition (in thousands): 

Prior to
Consolidation

December 31, 2018
Consolidated
Entities

As Reported

$           

$             

$           

Assets
Cash and cash equivalents
Investments in securities (including GBL stock)
Investments in affiliated investment companies
Investments in partnerships
Receivable from brokers
Investment advisory fees receivable
Other assets
Total assets
Liabilities and equity
Securities sold, not yet purchased
Accrued expenses and other liabilities
Redeemable noncontrolling interests
Total equity
Total liabilities and equity

Assets
Cash and cash equivalents
Investments in securities (including GBL stock)
Investments in affiliated investment companies
Investments in partnerships
Receivable from brokers
Investment advisory fees receivable
Other assets
Total assets
Liabilities and equity
Securities sold, not yet purchased
Accrued expenses and other liabilities
Redeemable noncontrolling interests
Total equity
Total liabilities and equity

396,074
131,764
193,006
138,119
7,998
4,427
24,551
895,939

4,631
25,060
-
866,248
895,939

287,963
255,252
198,469
160,456
11,722
5,749
28,865
948,476

5,405
24,924
-
918,147
948,476

$           

$             

$           

$               

$               

$               

$           

$             

$           

Prior to
Consolidation

December 31, 2017
Consolidated
Entities

As Reported

$           

$               

$           

13,490
98,196
(50,871)
(19,390)
16,631
(33)
471
58,494

4,943
3,751
49,800
-
58,494

5,149
97,385
(52,555)
(14,865)
23,159
(10)
176
58,439

326
11,883
46,230
-
58,439

409,564
229,960
142,135
118,729
24,629
4,394
25,022
954,433

9,574
28,811
49,800
866,248
954,433

293,112
352,637
145,914
145,591
34,881
5,739
29,041
1,006,915

5,731
36,807
46,230
918,147
1,006,915

$           

$             

$        

$               

$                  

$               

$           

$             

$        

46 

 
          
          
      
          
      
      
          
          
      
          
      
      
          
          
 
             
               
             
             
             
             
             
             
             
                 
               
               
                 
                    
                 
               
                    
               
               
                 
               
                    
               
               
             
                    
             
             
               
             
             
             
             
             
             
             
               
               
               
                 
                    
                 
               
                    
               
               
               
               
                    
               
               
             
                    
             
 
The following table reflects the net impact of the consolidated entities on the consolidated statements of income (in 
thousands): 

Total revenues
Total expenses
Operating loss
Total other income/(expense), net
Income/(loss) before income taxes
Income tax benefit
Net income/(loss) before NCI
Net income attributable to noncontrolling interests
Net loss

Total revenues
Total expenses
Operating loss
Total other income, net
Income/(loss) before income taxes
Income tax benefit
Net income/(loss) before NCI
Net loss attributable to noncontrolling interests
Net income

Variable Interest Entities 

Year Ended December 31, 2018
Consolidated
Entities
$                  

As Reported

$             

Prior to
Consolidation
$             
22,855
34,413
(11,558)
(58,019)
(69,577)
(11,478)
(58,099)
-
(58,099)

$           

Prior to
Consolidation
$             
26,962
45,595
(18,633)
25,050
6,417
(2,420)
8,837
-
8,837

$               

(76)
1,846
(1,922)
2,638
716
-
716
716
$                  
-

(47)
1,706
(1,753)
1,600
(153)
-
(153)
(153)
$                  
-

22,779
36,259
(13,480)
(55,381)
(68,861)
(11,478)
(57,383)
716
(58,099)

26,915
47,301
(20,386)
26,650
6,264
(2,420)
8,684
(153)
8,837

$               

$           

Year Ended December 31, 2017
Consolidated
Entities
$                  

As Reported

$             

With  respect  to  each  consolidated  VIE,  its  assets  may  only  be  used  to  satisfy  its  obligations.  The  investors  and 
creditors  of  any  consolidated  VIE  have  no  recourse  to  the  Company’s  general  assets.  In  addition,  the  Company 
neither benefits from such VIE’s assets nor bears the related risk beyond its beneficial interest in the VIE. 

The  following  table  presents  the  balances  related  to  VIEs  that  are  consolidated  and  included  on  the  consolidated 
statements of financial condition as well as the Company’s net interest in these VIEs (in thousands): 

Cash and cash equivalents
Investments in securities
Receivable from broker
Other assets
Accrued expenses and other liabilities
Redeemable noncontrolling interests
AC's net interests in consolidated VIE

Equity Method Investments 

December 31,
2018
$            

December 31,
2017
$              

2,560
7,253
553
(11)
(31)
(419)
9,905

120
8,757
1,657
(19)
(29)
(284)
10,202

$            

$         

The  Company’s  equity  method  investments  include  investments  in  partnerships  and  offshore  funds.  These  equity 
method investments are not consolidated but on an aggregate basis exceed 10% of the Company’s consolidated total 
assets or income.  

47 

 
 
               
                 
               
             
               
             
             
                 
             
             
                    
             
             
                    
             
             
                    
             
                    
                    
                    
               
                 
               
             
               
             
               
                 
               
                 
                  
                 
               
                    
               
                 
                  
                 
                    
                  
                  
 
              
             
                 
             
                  
                 
                  
                 
                
               
 
The summarized financial information of the Company’s equity method investments as of and for the years ended 
December 31, 2018 and 2017 are as follows (in millions): 

December 31,
2018

December 31,
2017

$           

1,549
260
1,289

$           

1,600
322
1,278

For the year

2018

(12)

2017

112

Total assets
Total liabilities
Total equity

Net income/(loss)

F.  Fair Value 

The following tables present information about the Company’s assets and liabilities by major category measured at 
fair  value  on  a  recurring  basis  as  of  December  31,  2018  and  2017  and  indicate  the  fair  value  hierarchy  of  the 
valuation  techniques  utilized  by  the  Company  to  determine  such  fair  value.  Investments  in  certain  entities  that 
calculate net asset value per share and other investments that are not held at fair value are provided as separate items 
to  permit  reconciliation  of  the  fair  value  of  investments  included  in  the  fair  value  hierarchy  to  the  total  amounts 
presented in the consolidated statements of financial condition. 

The  following  tables  present  assets  and  liabilities  measured  at  fair  value  on  a  recurring  basis  as  of  the  dates 
specified (in thousands): 

Assets

Quoted Prices in Active
Markets for Identical
Assets (Level 1)

$                         

407,239
-

Cash equivalents
Investments in partnerships
Investments in securities (including GBL stock):
  Gov't obligations
  Common stocks
  Mutual funds
  Other
Total investments in securities
Investments in affiliated registered investment companies:
  Closed-end funds
  Mutual funds
Total investments in affiliated
  registered investment companies
Total investments
Total assets at fair value
Liabilities

  Common stocks
  Other
Securities sold, not yet purchased

142,135
361,000
768,239

9,485
-
9,485

$                         

$                             

$                             

Significant Other
Observable
Inputs (Level 2)
$                      
-
-

December 31, 2018
Significant
Unobservable
Inputs (Level 3)
$                  
-
-

Investments
Using NAV as
Fair Value (a)
$                  
-
114,449

Other Assets
Not Held at
Fair Value (b)
$                  
-
4,280

Total

$          

407,239
118,729

11,707
205,978
1,161
19
218,865

85,090
57,045

-
7,161
-
464
7,625

-
-

-
12
-
3,458
3,470

-
-

-
-
-
-
-

-
-

-
-
-
-
-

-
-

11,707
213,151
1,161
3,941
229,960

85,090
57,045

-
7,625
7,625

$                  

-
3,470
3,470

$              

-
114,449
114,449

$          

-
4,280
4,280

$              

142,135
490,824
898,063

$          

$              

$              

9,485
89
9,574

-
$                      
89
89

$                       

-
$                  
-
$                  
-

-
$                  
-
$                  
-

-
$                  
-
$                  
-

48 

 
                
                
             
             
                 
                
 
                                  
                        
                    
            
                
            
                             
                        
                    
                    
                    
              
                           
                    
                     
                    
                    
            
                               
                        
                    
                    
                    
                
                                    
                       
                
                    
                    
                
                           
                    
                
                    
                    
            
                             
                        
                    
                    
                    
              
                             
                        
                    
                    
                    
              
                           
                        
                    
                    
                    
            
                           
                    
                
            
                
            
                                  
                         
                    
                    
                    
                     
 
Assets

Quoted Prices in Active
Markets for Identical
Assets (Level 1)

$                         

290,043
-

Significant Other
Observable
Inputs (Level 2)
$                      
-
-

December 31, 2017
Significant
Unobservable
Inputs (Level 3)
$                  
-
-

Investments
Using NAV as
Fair Value (a)
$                  
-
140,617

Other Assets
Not Held at
Fair Value (b)
$                  
-
4,974

Total

$          

290,043
145,591

Cash equivalents
Investments in partnerships
Investments in securities (including GBL stock):
  AFS - Common stocks
  AFS - Mutual funds
  Trading - Gov't obligations
  Trading - Common stocks
  Trading - Mutual funds
  Trading - Other
Total investments in securities
Investments in affiliated registered investment companies:
  AFS - Closed-end funds
  AFS - Mutual funds
  Trading - Closed-end funds
  Trading - Mutual funds
Total investments in affiliated
  registered investment companies
Total investments
Total assets at fair value
Liabilities
  Trading - Common stocks
  Trading - Other
Securities sold, not yet purchased

65,024
271
53,804
227,938
3,157
426
350,620

66,218
4,439
26,929
48,328

-
-
-

1

-
229
230

-
-
-
-

-
-
-
618
-
1,169
1,787

-
-
-
-

-
-
-
-
-
-
-

-
-
-
-

-
-
-
-
-
-
-

-
-
-
-

65,024
271
53,804
228,557
3,157
1,824
352,637

66,218
4,439
26,929
48,328

145,914
496,534
786,577

5,396
-
5,396

$                         

$                             

$                             

-
230
230

$                     

-
1,787
1,787

$              

-
140,617
140,617

$          

-
4,974
4,974

$              

145,914
644,142
934,185

$          

$                      
-
335
335

$                     

$                  
-
-
$                  
-

$                  
-
-
$                  
-

$                  
-
-
$                  
-

$              

$              

5,396
335
5,731

(a)  Amounts include certain equity method investments in Investment Partnerships which qualify for investment 
company  specialized  accounting.  These  Investment  Partnerships  account  for  their  financial  assets  and 
liabilities  using  fair  value  measures  and,  therefore,  the  Company’s  investment  approximates  fair  value.  At 
December 31, 2018 and December 31, 2017, investments in these Investment Partnerships were $105,020 and 
$131,175,  respectively.  In  addition,  certain  investments  in  Investment  Partnerships  were  held  by  a 
consolidated entity. At December 31, 2018 and December 31, 2017, these amounts were $9,429 and $9,442, 
respectively. None of these investments have been classified in the fair value hierarchy. 

(b)  Amounts include certain equity method investments which are not accounted for under a fair value measure. 
In accordance with GAAP, certain equity method investees do not account for both their financial assets and 
liabilities  under  fair  value  measures;  therefore,  the  Company’s  investment  in  such  equity  method  investees 
may not represent fair value.  

Investments using NAV as fair value shown in the above tables include investments in Affiliated and Unaffiliated 
Entities.  Capital  may  generally  be  redeemed  from  Affiliated  Entities  on  a  monthly  basis  upon  adequate  notice  as 
determined in the sole discretion of each entity’s investment manager. Capital invested in Unaffiliated Entities may 
generally be redeemed at various intervals ranging from monthly to annually upon notice of 30 to 95 days. Certain 
Unaffiliated  Entities  may  require  a  minimum  investment  period  before  capital  can  be  voluntarily  redeemed  (a 
“Lockup Period”). No investment in an Unaffiliated Entity has an unexpired Lockup Period. The Company has no 
outstanding capital commitments to any Affiliated or Unaffiliated Entity. 

49 

 
                                  
                        
                    
            
                
            
                             
                        
                    
                    
                    
              
                                  
                        
                    
                    
                    
                   
                             
                        
                    
                    
                    
              
                           
                           
                   
                    
                    
            
                               
                        
                    
                    
                    
                
                                  
                       
                
                    
                    
                
                           
                       
                
                    
                    
            
                             
                        
                    
                    
                    
              
                               
                        
                    
                    
                    
                
                             
                        
                    
                    
                    
              
                             
                        
                    
                    
                    
              
                           
                        
                    
                    
                    
            
                           
                       
                
            
                
            
                                  
                       
                    
                    
                    
                   
 
The  following  table  presents  additional  information  about  assets  by  major  category  measured  at  fair  value  on  a 
recurring basis and for which the Company has utilized Level 3 inputs to determine fair value: 

Year ended December 31, 2018

Year ended December 31, 2017

Beginning balance
Consolidated funds
Total gains/(losses)
Purchases
Sales
Transfers
Ending balance

Changes in net unrealized 
gain/(loss) included in Net 
gain/(loss) from investments 
related to Level 3 assets still 
held as of the reporting date

Common 
Stocks

$            

618
-

(1)

-
-
(605)
12

$              

Other

Total

Common 
Stocks

Other

Total

$         

$         

$            

$            

$            

1,169
984
(3,489)
4,773
(32)
53
3,458

1,787
984
(3,490)
4,773
(32)
(552)
3,470

461
-
193
-
-
(36)
618

283
-
869
167
(150)
-
1,169

744
-
1,062
167
(150)
(36)
1,787

$         

$         

$            

$         

$         

$               

(1)

$        

(3,504)

$        

(3,505)

$            

184

$            

827

$         

1,011

Total realized and unrealized gains and losses for level 3 assets are reported in net gain/(loss) from investments in 
the consolidated statements of income. 

During  the  years  ended  December  31,  2018  and  2017,  the  Company  transferred  investments  with  a  value  of 
approximately  $605,000  and  $36,000,  respectively,  from  Level  3  to  Level  1.  The  reclassifications  were  due  to 
increased  availability  of  market  price  quotations.  During  the  year  ended  December  31,  2018,  the  Company 
transferred investments with a value of approximately $53,000 from Level 1 to Level 3 due to the unavailability of 
observable inputs. 

G.  Income Taxes 

The  provision  for  income  taxes  for  the  years  ended  December  31,  2018  and  2017  consisted  of  the  following  (in 
thousands): 

Federal:
  Current
  Deferred
State and local:
  Current
  Deferred
Total

2018

2017

$       

1,223
(11,631)

$          

781
(3,137)

124
(1,194)
(11,478)

$   

(33)
(31)
(2,420)

$     

50 

 
               
              
              
               
               
               
                 
          
          
              
              
           
               
           
           
               
              
              
               
               
               
               
             
             
             
                
             
               
               
               
 
     
       
            
            
       
            
 
A  reconciliation  of  the  federal  statutory  rate  to  the  effective  tax  rate  for  the  years  ended  December  31,  2018  and 
2017 is set forth below: 

Statutory Federal income tax rate
State income tax, net of Federal benefit
Dividends received deduction
Donation of appreciated securities
Deferred tax asset valuation allowance
Nondeductible capital losses
Revaluation of net deferred tax liabilities due to tax reform
Accelerated vesting of restricted stock awards
Noncontrolling interests
Other
Effective income tax rate

2018
21.0%
1.3  
0.4  
-
(1.0)  
(4.5)  
-
-
-
(0.5)  
16.7%

2017
34.0%
(1.3)  
(8.0)  
(21.5)  
-
-
(26.5)  
(14.5)  
(0.9)  
0.1  
(38.6%)

The TCJA, which was enacted in December 2017, reduced the federal corporate income tax rate from a maximum of 
35% to 21% beginning in 2018. As a result, the Company revalued its deferred tax assets and liabilities in December 
2017. The income tax provision for the year ended December 31, 2017 reflects a benefit of $1.7 million due to this 
revaluation. The Company has completed its analysis of the impact of the enactment of the TCJA in 2018 with no 
material impact on the income tax provision.  

Significant components of our deferred tax assets and liabilities as of December 31, 2018 and 2017 are as follows 
(in thousands): 

Deferred tax assets:
  Stock-based compensation expense
  Investments in securities and partnerships
  Deferred compensation
  Shareholder-designated contribution carryover (a)
  Other

Deferred tax liabilities:
  Investments in securities and partnerships
  Other liabilities

Net deferred tax assets/(liabilities)

(a) Net of valuation allowance of $719.

2018

2017

$          

139
5,100
2,392
1,898
90
9,619

19
$            
-
987
1,765
3
2,774

-
(197)
(197)
9,422

$       

(6,165)
(12)
(6,177)
(3,403)

$     

51 

 
      
     
      
     
        
   
     
        
     
        
        
   
        
   
        
     
     
      
 
         
             
         
            
         
         
              
                
         
         
             
       
          
            
          
       
 
A  reconciliation  of  the  beginning  and  ending  amount  of  gross  unrecognized  tax  benefits  related  to  uncertain  tax 
positions is as follows (in thousands): 

Balance at January 1, 2017
Additions based on tax positions related to the current year
Additions for tax positions of prior years
Reductions for tax positions of prior years
Settlements
Balance at December 31, 2017
Additions based on tax positions related to the current year
Additions for tax positions of prior years
Reductions for tax positions of prior years
Settlements
Balance at December 31, 2018

$               

100
-
-
(89)
-
11
$                 
-
-

(5)

-

$                   
6

The Company records penalties and interest related to tax uncertainties in income taxes. As of December 31, 2018 
and 2017, the Company had gross unrecognized tax benefits of $5,688 and $10,923, respectively, of which $4,494 
and $8,629, respectively, if recognized, would impact the Company’s effective tax rate. The Company has accrued 
liabilities of $3,071 and $6,241 as of December 31, 2018 and 2017, respectively, for interest and penalties. These 
amounts are included in accrued expenses and other liabilities on the consolidated statements of financial condition. 

The  Company  is  currently  under  audit  by  the  Internal  Revenue  Service  with  respect  to  its  2016  tax  year.  The 
Company is generally subject to federal and state audits for tax years after 2014. 

H.  Earnings per Share 

Basic earnings per share is computed by dividing net income/(loss) attributable to our shareholders by the weighted 
average  number  of  shares  outstanding  during  the  period.  Diluted  earnings  per  share  is  computed  by  dividing  net 
income/(loss)  attributable  to  our  shareholders  by  the  weighted  average  number  of  shares  outstanding  during  the 
period, adjusted for the dilutive effect of restricted stock awards. 

The  computations  of  basic  and  diluted  net  income/(loss)  per  share  are  as  follows  (in  thousands,  except  per  share 
data): 

Basic:
Net income/(loss) attributable to Associated Capital Group, Inc.'s shareholders
Weighted average shares outstanding
Basic net income/(loss) attributable to Associated Capital Group, Inc.'s
  shareholders per share

For the Years Ending December 31,

2018

2017

$          

(58,099)
23,070

$             

8,837
23,792

$              

(2.52)

$               

0.37

Diluted:
Net income/(loss) attributable to Associated Capital Group, Inc.'s shareholders

$          

(58,099)

$             

8,837

Weighted average share outstanding
Dilutive restricted stock awards
Total
Diluted net income/(loss) attributable to Associated Capital Group, Inc.'s
  shareholders per share

23,070
-
23,070

23,792
133
23,925

$              

(2.52)

$               

0.37

I.  Related Party Transactions 

The following is a summary of certain related party transactions.  

52 

 
                  
                  
                  
                  
                  
                  
                    
                  
 
             
             
             
             
                   
                  
             
             
GGCP, Inc.,  a  private  company  controlled  by  the  Executive  Chairman,  indirectly  owns  a  majority  of  our  Class  B 
stock,  representing  approximately  95%  of  the  combined  voting  power  and  82%  of  the  outstanding  shares  of  our 
common stock at December 31, 2018. 

Loans with GAMCO 

AC received principal repayments on the GAMCO Note totaling $50 million in each of the years ended December 
31, 2018 and 2017. The GAMCO Note was fully paid in 2018. Interest income of $0.8 million and $3.0 million paid 
on the GAMCO Note is included in interest and dividend income on the consolidated statements of income for the 
years ended December 31, 2018 and 2017, respectively. See Note A, Organization.  

On December 26, 2017, GAMCO issued a promissory note to the Company for $15 million. The note principal and 
related interest of $40,000 were paid on February 28, 2018.  

Investments in Securities 

At  December  31,  2018  and  2017,  approximately  $45  million  and  $44  million,  respectively,  of  our  proprietary 
investment  accounts,  which  are  included  in  investments  in  securities  on  the  consolidated  statements  of  financial 
condition,  were  managed  by  analysts  or  portfolio  managers  other  than  the  Executive  Chairman.  The  individuals 
managing these accounts receive 20% of the net profits, if any, earned on the accounts. In August 2006, a son of the 
Executive Chairman was given responsibility for managing one such proprietary investment account. The balance in 
the  account  at  December  31,  2018  and  2017  was  $18.2  million  and  $18.0  million,  respectively,  of  which  $0.1 
million  and  $3.5  million,  respectively,  is  owed  to  the  portfolio  manager  representing  earnings  that  have  been  re-
invested  in  the  account.  For  2018  and  2017,  the  performance  of  this  account  resulted  in  compensation  of 
approximately $0.0 million and $0.5 million, respectively, for managing this account. 

At  December  31,  2018  and  2017,  the  value  of  the  Company’s  investment  in  GAMCO  common  stock  was  $50.9 
million and $130.3 million, respectively. The Company recorded dividend income of $0.3 million and $0.4 million 
in 2018 and 2017 from GAMCO which is included in interest and dividend income on the consolidated statements 
of income. 

At  December  31,  2018  and  2017,  the  Company  invested  $398.3  million  and  $238.1  million,  respectively,  in  the 
Gabelli  U.S.  Treasury  Money  Market  Fund,  which  is  recorded  in  cash  and  cash  equivalents  on  the  consolidated 
statements of financial condition.  

Investments  in  affiliated  equity  mutual  funds  advised  by  Gabelli  Funds,  LLC,  a  wholly-owned  subsidiary  of 
GAMCO,  and  Teton  Advisors,  Inc.,  an  investment  advisor  controlled  by  GGCP  Holdings,  LLC,  the  majority 
stockholder of AC, at December 31, 2018 and 2017 totaled $142.4 million and $146.2 million, respectively, and are 
included  in  either  investments  in  securities  or  investments  in  affiliated  registered  investment  companies  on  the 
consolidated statements of financial condition. 

Investments in Partnerships 

We had an aggregate investment in affiliated Investment Partnerships of approximately $100.1 million and $124.5 
million at December 31, 2018 and 2017, respectively. 

Investment Advisory Services 

Pursuant  to  a  sub-advisory  agreement  with  the  Company,  Gabelli  Funds,  LLC  pays  to  GCIA  90%  of  the  net 
revenues it receives related to investment advisory services provided to GAMCO International SICAV – GAMCO 
Merger  Arbitrage,  an  investment  company  incorporated  under  the  laws  of  Luxembourg  (the  “SICAV”).  For  this 
purpose, net revenues are defined as gross advisory fees less expenses related to payouts and expenses of the SICAV 
paid by Gabelli Funds, LLC. In connection with these services, GCIA received $3.9 million and $2.8 million during 
2018  and  2017,  respectively.  These  payments  are  included  in  investment  advisory  and  incentive  fees  on  the 
consolidated statements of income. 

53 

 
As general partner, co-general partner, or investment manager of various affiliated funds, the Company receives a 
management fee based on a percentage of each fund’s net assets and a 20% incentive allocation or fee based on the 
fund’s economic profits. 

Institutional Research Services 

In 2018 and 2017, the Company earned $3.8 million and $4.5 million, respectively, or 62% and 60%, respectively, 
of  its  commission  revenue  from  transactions  executed  on  behalf  of  Gabelli  Funds,  LLC  and  private  wealth 
management  clients  advised  by  GAMCO  Asset  Management  Inc.,  wholly-owned  subsidiaries  of  GAMCO.  These 
commissions are included in institutional research services on the consolidated statements of income. 

Pursuant to research services agreements, GAMCO Asset Management Inc. paid $1.0 million and $2.2 million and 
Gabelli Funds, LLC paid $1.0 million and $2.3 million to the Company for the years ended December 31, 2018 and 
2017, respectively.  

The  Company  participated  in  three  preferred  stock  offerings  of  certain  GAMCO  closed-end  funds  in  2017. 
Underwriting fees and selling concessions, net of expenses, related to these offerings amounted to $172,730 and are 
included in either institutional research services or other revenue on the consolidated statements of income.  

As required by the Company’s Code of Ethics, staff members are required to maintain their brokerage accounts at 
G.research  unless  they  receive  permission  to  maintain  an  outside  account.  G.research  offers  its  entire  staff  the 
opportunity  to  engage  in  brokerage  transactions  at  discounted  commission  rates.  Accordingly,  many  of  our  staff 
members, including the executive officers or entities controlled by them, have brokerage accounts at G.research and 
have engaged in securities transactions at discounted rates. 

Compensation 

In  accordance  with  an  employment  agreement,  the  Company  pays  the  Executive  Chairman,  or  his  designated 
assignees,  a  management  fee  equal  to  10%  of  the  Company’s  pretax  profits  before  consideration  of  this  fee  and 
before consolidation of Investment Partnerships. In 2017, the Company recorded management fee expense of $0.7 
million;  there  was  no  management  fee  expense  in  2018.  These  fees  are  recorded  as  management  fee  on  the 
consolidated statements of income.  

Affiliated Receivables/Payables 

At  December  31,  2018,  the  receivable  from  affiliates  consists  primarily  of  sub-advisory  fees  due  from  Gabelli 
Funds, LLC. At December 31, 2017, the receivable from affiliates consists primarily of the $15 million promissory 
note issued by GAMCO on December 26, 2017.  

At December 31, 2018 and 2017, the payable to affiliates primarily consisted of expenses paid by affiliates on behalf 
of the Company. 

GAMCO Sublease 

In June 2016, AC entered into a sublease agreement with GBL which is subject to annual renewal. Pursuant to the 
sublease,  AC  and  its  subsidiaries  pay  a  monthly  fixed  lease  amount  based  on  the  percentage  of  square  footage 
occupied by its employees (including pro rata allocation of common space) at GBL’s corporate offices. For the years 
ended  December  31,  2018  and  2017,  the  Company  paid  $463,286  and  $374,401,  respectively,  under  the  sublease 
agreement. These amounts are included in other operating expenses on the consolidated statements of income. 

Other 

Gabelli  Securities  International  Limited,  a  Bermuda  corporation  (“GSIL”)  was  formed  in  1994  to  provide 
investment advisory services to offshore funds and accounts. In October 2017, GCIA agreed to purchase 55% of the 
shares of GSIL that it did not hold from a son of the Executive Chairman, subject to regulatory approvals and other 
standard closing conditions. In June 2018, the closing conditions were satisfied and consideration of $341,076 was 
paid. As a result of this transaction, GSIL became a wholly-owned subsidiary of the Company. 

54 

 
J.  Equity  

Voting Rights 

The  holders  of  Class  A  Common  stock  (“Class  A  Stock”)  and  Class  B  Common  stock  (“Class  B  Stock”)  have 
identical  rights  except  that  holders  of  Class  A  Stock  are  entitled  to  one  vote  per  share,  while  holders  of  Class  B 
Stock are entitled to ten votes per share on all matters to be voted on by shareholders in general. Holders of each 
share class, however, are not eligible to vote on matters relating exclusively to the other share class. 

Stock Award and Incentive Plan  

The Company maintains one stock award and incentive plan (the “Plan”) approved by the shareholders on May 3, 
2016,  which  is  designed  to  provide  incentives  to  attract  and  retain  individuals  key  to  the  success  of  AC  through 
direct  or  indirect  ownership  of  our  common  stock.  Benefits  under  the  Plan  may  be  granted  in  any  one  or  a 
combination  of  stock  options,  stock  appreciation  rights,  restricted  stock,  restricted  stock  units,  stock  awards, 
dividend equivalents and other stock or cash-based awards. A maximum of 2 million shares of Class A Stock have 
been  reserved  for  issuance  under  the  Plan  by  the  Compensation  Committee  of  the  Board  of  Directors  (the 
“Compensation  Committee”)  which  is  responsible  for  administering  the  Plan.  Under  the  Plan,  the  Compensation 
Committee may grant RSAs and either incentive or nonqualified stock options with a term not to exceed ten years 
from  the  grant  date  and  at  an  exercise  price  that  it  may  determine.  Through  December  31,  2018,  approximately 
700,000 shares have been awarded under the Plan leaving approximately 1.3 million shares for future grants. 

On November 30, 2015, in connection with the Spin-off, the Company issued 554,100 AC RSA shares to GAMCO 
employees (including GAMCO employees who became AC employees) who held 554,100 GAMCO RSA shares at 
that date. The purpose of the issuance was to ensure that any employee who had GAMCO RSAs were granted an 
equal number of AC RSAs so that the total value of the RSAs post-spin-off was equivalent to the total value pre-
spin-off. In accordance with GAAP, we have allocated the stock compensation costs of both the AC RSAs and the 
GAMCO RSAs between GAMCO and AC based upon the allocation of each employee’s responsibilities between 
the companies. During 2017, the vesting of all of the outstanding AC RSAs and all but 19,400 GAMCO RSAs was 
accelerated,  and  they  are  no  longer  outstanding.  Similarly,  the  vesting  of  the  GAMCO  RSAs  outstanding  as  of 
December 31, 2017 was accelerated in the first quarter of 2018. 

There were no RSAs issued by AC during the years ended December 31, 2018 or 2017.  

In August and December 2018, the Company’s Board of Directors approved the grant of 172,800 shares of Phantom 
Restricted  Stock  awards  (“Phantom  RSAs”).  Under  the  terms  of  the  grants,  which  were  effective  August  8  and 
December 31, the Phantom RSAs vest 30% and 70% after three and five years, respectively. The Phantom RSAs 
will be settled by a cash payment, net of applicable withholding tax, on the vesting dates. In addition, an amount 
equivalent  to  the  cumulative  dividends  declared  on  shares  of  the  Company’s  Class  A  common  stock  during  the 
vesting period will be paid to participants on vesting. Based on the price of the Company’s stock, the total value of 
the Phantom RSAs was $6.1 million as of the grant dates. 

For  the  years  ended  December  31,  2018  and  2017,  the  Company  recorded  approximately  $0.7  million  and  $5.9 
million in stock-based compensation expense, respectively. This expense is included in compensation expense in the 
consolidated statements of income. The expense for 2017 includes $4.2 million attributable to the acceleration of the 
AC and GAMCO RSAs. 

As of December 31, 2018, there were 170,300 Phantom RSAs outstanding. The unrecognized compensation expense 
related to these was $5.4 million which is expected to be recognized over a weighted-average period of 2.5 years. 

Stock Repurchase Program 

In 2018, the Company repurchased 0.2 million shares at an average price of $37.52 per share for a total investment 
of $7.0 million. In 2017, the Company repurchased 0.6 million shares at an average price of $34.61 per share for a 
total investment of $21.2 million. 

55 

 
Exchange Offers 

In  February  2018,  AC  completed  an  exchange  offer  with  respect  to  its  Class  A  shares.  Tendering  shareholders 
received 1.35 GAMCO Class A shares for each AC Class A share, together with cash in lieu of any fractional share. 
Upon  completion  of  the  offer,  shareholders  tendered  493,954  Class  A  shares  in  exchange  for  666,805  GAMCO 
Class A shares with a value of $17.7 million. 

In  October  2018,  the  Company  completed  an  exchange  offer  with  respect  to  its  Class  A  shares.  Tendering 
shareholders  received  1.9  GAMCO  Class  A  shares  for  each  AC  Class  A  share,  together  with  cash  in  lieu  of  any 
fractional  share.  Upon  completion  of  the  offer,  shareholders  tendered  373,581  shares  in  exchange  for  709,749 
GAMCO shares with a value of approximately $14.6 million. 

Dividends 

During 2018, the Company declared dividends of $0.20 per share to class A and class B shareholders totaling $4.6 
million, of which $2.3 million is payable on January 9, 2019 and is included in accrued expenses and other liabilities 
on the consolidated statement of financial condition as of December 31, 2018. 

During 2017, the Company declared dividends of $0.20 per share to class A and class B shareholders totaling $4.8 
million, of which $2.4 million was paid on January 10, 2018 and is included in accrued expenses and other liabilities 
on the consolidated statements of financial condition as of December 31, 2017. 

K.  Retirement Plan 

The Company participates in an incentive savings plan (the “Savings Plan”) covering substantially all employees. 
Company contributions to the Savings Plan are determined annually by management of the Company but may not 
exceed the amount permitted as a deductible expense under the Internal Revenue Code of 1986, as amended. The 
expense  for  contributions  to  the  Savings  Plan  was  approximately  $11,000  and  $49,000  in  2018  and  2017, 
respectively, and is included in compensation on the consolidated statements of income.  

L.  Guarantees, Contingencies, and Commitments 

From time to time, the Company may be named in legal actions and proceedings. These actions may seek substantial 
or indeterminate compensatory as well as punitive damages or injunctive relief. We are also subject to governmental 
or regulatory examinations or investigations. The examinations or investigations could result in adverse judgments, 
settlements, fines, injunctions, restitutions or other relief. For any such matters, the condensed consolidated financial 
statements  include  the  necessary  provisions  for  losses  that  the  Company  believes  are  probable  and  estimable. 
Furthermore, the Company evaluates whether losses exist which may be reasonably possible and will, if material, 
make the necessary disclosures. Management believes, however, that such amounts, both those that are probable and 
those  that  are  reasonably  possible,  are  not  material  to  the  Company’s  financial  condition,  results  of  operations  or 
cash flows at December 31, 2018. 

G.research has agreed to indemnify clearing brokers for losses they may sustain from customer accounts introduced 
by G.research that trade on margin. At each of December 31, 2018 and 2017, the total amount of customer balances 
subject to indemnification (i.e., unsecured margin debits) was immaterial.  

The  Company  has  also  entered  into  arrangements  with  various  other  third  parties,  many  of  which  provide  for 
indemnification  of  the  third  parties  against  losses,  costs,  claims  and  liabilities  arising  from  the  performance  of 
obligations  under  the  agreements.  The  Company  has  had  no  claims  or  payments  pursuant  to  these  or  prior 
agreements and believes the likelihood of a claim being made is remote, and, therefore, no accrual has been made on 
the consolidated financial statements. 

M.  Net Capital Requirements 

G.research is registered with the SEC as a broker-dealer and is regulated by FINRA. As such, G.research is subject to 
the  minimum  net  capital  requirements  promulgated  by  the  SEC.  G.research  computes  its  net  capital  under  the 
alternative  method  permitted  by  the  SEC,  which  results  in  required  minimum  net  capital  of  $250,000.  As  of 

56 

 
December  31,  2018,  and  2017,  G.research  had  net  capital,  as  defined,  of  approximately  $9.1  million  and  $41.8 
million,  respectively,  exceeding  the  regulatory  requirement  by  approximately  $8.8  million  and  $41.6  million, 
respectively. Net  capital  requirements  for G.research  may  increase  in  accordance  with  rules  and regulations  to  the 
extent it engages in other business activities. 

N.  Shareholder-Designated Contribution Plan 

The Company has established a Shareholder Designated Charitable Contribution program. Under the program, from 
time to time each shareholder is eligible to designate a charity to which the Company would make a donation at a 
rate of twenty-five cents per share based upon the actual number of shares registered in the shareholder’s name. The 
Company  recorded  an  expense  of  $3.3  million  and  $4.2  million  related  to  this  program  for  the  years  ended 
December  31,  2018  and  2017,  respectively,  which  is  included  in  shareholder-designated  contribution  in  the 
consolidated statements of income. As of December 31, 2018, the Company has reflected a liability in the amount of 
$3.3  million  in  connection  with  this  program  which  is  included  in  accrued  expenses  and  other  liabilities  on  the 
consolidated statement of financial condition. 

O.  Subsequent Events 

Effective  February  1,  2019,  G.research  amended  its  existing  research  service  agreements  with  GAMCO  Asset 
Management Inc. and Gabelli Funds, LLC, to provide for monthly research services fees in the amount of $62,500 
from  each  of  these  entities.  The  amended  agreements  are  subject  to  immediate  cancellation  by  either  party  upon 
written notice. 

57 

 
 
 
ITEM 9:  CHANGES  IN  AND  DISAGREEMENTS  WITH  ACCOUNTANTS  ON  ACCOUNTING  AND 
FINANCIAL DISCLOSURE 

None. 

ITEM 9A:  CONTROLS AND PROCEDURES 

(a) Evaluation of Disclosure Controls and Procedures 

The  Company  maintains  a  system  of  disclosure  controls  and  procedures  that  is  designed  to  provide  reasonable 
assurance  that  information,  which  is  required  to  be  timely  disclosed,  is  recorded,  processed,  summarized,  and 
reported to management within the time periods specified in Rules 13a-15(e) and 15d-15(e) of the Exchange Act. 
The Company’s principal executive officer and principal financial officer, after evaluating the effectiveness of the 
Company’s disclosure controls and procedures (as defined in the Exchange Act) as of the end of the period covered 
by  this  report,  have  concluded  that  the  Company’s  disclosure  controls  and  procedures  are  effective  to  provide 
reasonable assurance that information required to be disclosed by the Company in the reports that it files or submits 
under the Exchange Act is accumulated and communicated to the Company’s management, including its principal 
executive  officer  and  principal  financial  officer,  as  appropriate,  to  allow  timely  decisions  regarding  required 
disclosure  and  are  effective  to  provide  reasonable  assurance  that  such  information  is  recorded,  processed, 
summarized and reported within the time periods specified in the SEC’s rules and forms. 

(b) Management’s Report on Internal Control Over Financial Reporting 

AC’s management is responsible for establishing and maintaining adequate internal control over financial reporting, 
as such term is defined in Rule 13a-15(f) of the Exchange Act. Management of the Company, with the participation 
of  the  principal  executive  officer  and  under  the  supervision  of  the  principal  financial  officer,  conducted  an 
evaluation of the effectiveness of AC’s internal control over financial reporting as of December 31, 2018 as required 
by Rule 13a-15(c) of the Exchange Act. There are inherent limitations to the effectiveness of any system of internal 
control over financial reporting, including the possibility of human error and the circumvention or overriding of the 
controls  and  procedures.  Accordingly,  even  effective  internal  control  over  financial  reporting  controls  can  only 
provide reasonable assurance of achieving their control objectives. In making its assessment of the effectiveness of 
its internal control over financial reporting, the Company used the criteria set forth by the Committee of Sponsoring 
Organizations of the Treadway Commission (COSO) in Internal Control-Integrated Framework 2013. 

Based on its evaluation, management concluded that, as of December 31, 2018, the Company maintained effective 
internal  control  over  financial  reporting.  This  annual  report  does  not  include  an  audit  attestation  report  on  the 
Company’s internal control over financial reporting of the Company’s independent registered public accounting firm 
due to the rules of the SEC for Emerging Growth Companies. 

(c) Changes in Internal Control Over Financial Reporting 

There has  been  no  change  in  our  internal  control  over  financial  reporting  during  the  quarter  ended  December  31, 
2018  that  has  materially  affected,  or  is  reasonably  likely  to  materially  affect,  our  internal  control  over  financial 
reporting.  

ITEM 9B:  OTHER INFORMATION 

None. 

PART III 

ITEM 10:  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

Information  regarding  the  Directors  and  Executive  Officers  of  AC  and  compliance  with  Section  16(a)  of  the 
Securities Exchange Act of 1934 is incorporated herein by reference from the Company’s Proxy Statement for the 
2019 Annual Meeting of Stockholders (the “Proxy Statement”). 

58 

 
AC  has  adopted  a  Code  of  Business  Conduct  that  applies  to  all  of  our  officers,  directors,  full-time  and  part-time 
employees  and  a  Code  of  Conduct  that  sets  forth  additional  requirements  for  our  principal  executive  officer, 
principal  financial  officer,  principal  accounting  officer  or  controller,  or  persons  performing  similar  functions 
(together,  the  “Codes  of  Conduct”).  The  Codes  of  Conduct  are  posted  on  our  website  (www.associated-capital-
group.com) and are available in print free of charge to anyone who requests a copy. Interested parties may address a 
written  request  for  a  printed  copy  of  the  Codes  of  Conduct  to:  Secretary,  Associated  Capital  Group,  Inc.,  One 
Corporate  Center,  Rye,  New  York  10580-1422.  We  intend  to  satisfy  the  disclosure  requirement  regarding  any 
amendment to, or a waiver of, a provision of the Codes of Conduct by posting such information on our website. 

In addition to the certifications attached as Exhibits to this Form 10-K, following its 2019 Annual Meeting, AC will 
also submit to the New York Stock Exchange (“NYSE”) a certification by our Chief Executive Officer that he is not 
aware of any violations by AC of the NYSE corporate governance listing standards as of the date of the certification. 

ITEM 11:  EXECUTIVE COMPENSATION 

Information required by Item 11 is included in our Proxy Statement and is incorporated herein by reference. 

ITEM 12:  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED STOCKHOLDER MATTERS 

Information required by Item 12 is included in our Proxy Statement and is incorporated herein by reference. 

ITEM 13:  CERTAIN  RELATIONSHIPS  AND  RELATED  TRANSACTIONS,  AND  DIRECTOR 
INDEPENDENCE 

Information required by Item 13 is included in our Proxy Statement and is incorporated herein by reference. 

ITEM 14:  PRINCIPAL ACCOUNTANT FEES AND SERVICES 

Information required by Item 14 is included in our Proxy Statement and is incorporated herein by reference. 

PART IV 

ITEM 15:  EXHIBITS, FINANCIAL STATEMENT SCHEDULES 

(a) List of documents filed as part of this Report: 

(1)  Consolidated  Financial  Statements  and  Independent  Registered  Public  Accounting  Firm’s  Reports  included 
herein: 

See Index on page 23. 

(2) Financial Statement Schedules 

Financial statement schedules are omitted as not required or not applicable or because the information is included in 
the Financial Statements or notes thereto. 

(3) List of Exhibits: 

The  agreements  included  or  incorporated  by  reference  as  exhibits  to  this  Annual  Report  on  Form  10-K  contain 
representations  and  warranties  by  each  of  the  parties  to  the  applicable  agreement.  These  representations  and 
warranties were made solely for the benefit of the other parties to the applicable agreement and (i) were not intended 
to be treated as categorical statements of fact, but rather as a way of allocating the risk to one of the parties if those 
statements prove to be inaccurate; (ii) may have been qualified in such agreement by disclosures that were made to 
the other party in connection with the negotiation of the applicable agreement; (iii) may apply contract standards of 
“materiality” that are different from “materiality” under the applicable securities laws; and (iv) were made only as of 
the date of the applicable agreement or such other date or dates as may be specified in the agreement.  

59 

 
The  Company  acknowledges  that,  notwithstanding  the  inclusion  of  the  foregoing  cautionary  statements,  it  is 
responsible  for  considering  whether  additional  specific  disclosures  of  material  information  regarding  material 
contractual provisions are required to make the statements in this report not misleading. 

Exhibit 
Number 

2.1 

3.1 

3.2 

4.1 

10.1 

10.2 

10.3 

10.4 

10.5 

10.6 

10.7 

21.1 
24.1 
31.1 
31.2 
32.1 

Description of Exhibit 

Separation and Distribution Agreement, dated November 30, 2015, between GAMCO Investors, 
Inc.,  a  Delaware  corporation  (“GAMCO”),  and  Associated  Capital  Group,  Inc.,  a  Delaware 
corporation (the “Company”). (Incorporated by reference to Exhibit 2.1 to the Company’s Form 
8-K dated November 30, 2015 filed with the Securities and Exchange Commission on December 
4, 2015). 
Amended and Restated Certificate of Incorporation of the Company. (Incorporated by reference 
to Exhibit 3.1 to the Company’s Form 8-K dated November 19, 2015 filed with the Securities and 
Exchange Commission on November 25, 2015). 
Amended and Restated Bylaws of the Company. (Incorporated by reference to Exhibit 3.2 to the 
Company’s  Report  on  Form  8-K  dated  November  19,  2015  filed  with  the  Securities  and 
Exchange Commission on November 25, 2015). 
Form of Common Stock Certificate. (Incorporated by reference to Exhibit 4.1 to Amendment No. 
4 to the Company’s Registration Statement on Form 10 filed with the Securities and Exchange 
Commission on October 21, 2015). 
Service Mark and Name License Agreement, dated November 30, 2015, by and between the 
Company and GAMCO. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K 
dated November 30, 2015 filed with the Commission on December 4, 2015 
Transitional Administrative and Management Services Agreement, dated November 30, 2015, by 
and  between  the  Company  and  GAMCO.  (Incorporated  by  reference  to  Exhibit  10.2  to  the 
Company’s  Form  8-K  dated  November  30,  2015  filed  with  the  Commission  on  December  4, 
2015). 
Employment Agreement between the Company and Mario J. Gabelli dated November 30, 2015 
(Incorporated by reference to Exhibit 10.3 to the Company’s Form 8-K dated November 30, 2015 
filed with the Commission on December 4, 2015). 
Promissory  Note  in  aggregate  principal  amount  of  $250,000,000,  dated  November  30,  2015, 
issued  by  GAMCO  in  favor  of  the  Company  (Incorporated  by  reference  to  Exhibit  10.4  to  the 
Company’s  Form  8-K  dated  November  30,  2015  filed  with  the  Commission  on  December  4, 
2015). 
Tax Indemnity and Sharing Agreement, dated November 30, 2015, by and between the Company 
and  GAMCO.  (Incorporated  by  reference  to  Exhibit  10.5  to  the  Company’s  Form  8-K  dated 
November 30, 2015 filed with the Commission on December 4, 2015). 
2015 Stock Award Incentive Plan (Incorporated by reference to Exhibit 10.11 to Amendment No. 
4 to the Company’s Registration Statement on Form 10 filed with the Securities and Exchange 
Commission on October 21, 2015). 
Form  of  Indemnification  Agreement  by  and  between  the  Company  and  the  Indemnitee  defined 
therein  (Incorporated  by  reference  to  Exhibit  10.7  to  Amendment  No.  4  to  the  Company’s 
Registration  Statement  on  Form  10  filed  with  the  Securities  and  Exchange  Commission  on 
October 21, 2015). 
Subsidiaries of the Company. 
Powers of Attorney (included on page 63 of this Report). 
Certification of CEO pursuant to Rule 13a-14(a). 
Certification of CFO pursuant to Rule 13a-14(a). 
Certification of CEO pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of 
the Sarbanes-Oxley Act of 2002. 

60 

 
 
Exhibit 
Number 

32.2 

100.INS 
100.SCH 
100.CAL 
100.DEF 
100.LAB 
100.PRE 

Description of Exhibit 

Certification of CFO pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of 
the Sarbanes- Oxley Act of 2002. 
XBRL Instance Document 
XBRL Taxonomy Extension Schema Document 
XBRL Taxonomy Extension Calculation Linkbase Document 
XBRL Taxonomy Extension Definition Linkbase Document 
XBRL Taxonomy Extension Label Linkbase Document 
XBRL Taxonomy Extension Presentation Linkbase Document  

ITEM 16:  FORM 10-K SUMMARY 

None. 

61 

 
 
 
 
 
SIGNATURES 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly 
caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Rye, State 
of New York, on March 8, 2019. 

ASSOCIATED CAPITAL GROUP, INC. 

By: /s/ Francis J. Conroy 
Name: Francis J. Conroy 
Title:  Interim Chief Financial Officer 

Date: March 8, 2019 

62 

 
  
  
 
 
 
 
  
 
 
POWER OF ATTORNEY 

Each  person  whose  signature  appears  below  hereby  constitutes  and  appoints  Kevin  Handwerker  and  Francis  J. 
Conroy  and  each  of  them,  their  true  and  lawful  attorney-in-fact  and  agent  with  full  power  of  substitution  and 
resubstitution, for them in their name, place and stead, in any and all capacities, to sign any and all amendments to 
this  report  and  to  file  the  same,  with  all  exhibits  thereto,  and  other  documents  in  connection  therewith,  with  the 
Securities and Exchange Commission, and hereby grants to such attorney-in-fact and agent full power and authority 
to  do  and  perform  each  and  every  act  and  thing  requisite  and  necessary  to  be  done,  as  fully  to  all  intents  and 
purposes as he might or could do in person, hereby ratifying and confirming all that said attorney-in-fact and agent 
or his substitute or substitutes may lawfully do or cause to be done by virtue hereof. 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following 
persons in the capacities and on the dates indicated. 

Signature 

  Title 

/s/ Douglas R. Jamieson 
Douglas R. Jamieson 

  President and  
  Chief Executive Officer 

(Principal Executive Officer) 

  Date 

  March 8, 2019 

/s/ Francis J. Conroy 
Francis J. Conroy 

/s/ Mario J. Gabelli 
Mario J. Gabelli 

/s/ Richard L. Bready 
Richard L. Bready 

/s/ Marc Gabelli 
Marc Gabelli 

/s/ Daniel R. Lee 
Daniel R. Lee 

/s/ Bruce M. Lisman 
Bruce M. Lisman 

/s/ Frederic V. Salerno 
Frederic V. Salerno 

/s/ Salvatore F. Sodano 
Salvatore F. Sodano 

/s/ Elisa M. Wilson 
Elisa M. Wilson 

Interim Chief Financial Officer 
(Principal Financial Officer)  

  March 8, 2019 

  Executive Chairman of the  
  Board and Director 

  March 8, 2019 

  Director 

  March 8, 2019 

  Director 

  Director 

  March 8, 2019 

  March 8, 2019 

  Director 

  March 8, 2019 

  Director 

  Director 

  March 8, 2019 

  March 8, 2019 

  Director 

  March 8, 2019 

63 

 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 21.1 

Subsidiaries of Associated Capital Group, Inc. 

The  following  table  lists  the  direct  and  indirect  subsidiaries  of  Associated  Capital  Group,  Inc.  (the  “Company”), 
except  those  entities  which  are  consolidated.  In  accordance  with  Item  601  (21)  of  Regulation  S-K,  the  omitted 
subsidiaries  considered  in  the  aggregate  as  a  single  subsidiary  would  not  constitute  a  “significant  subsidiary”  as 
defined under Rule 1-02(w) of Regulation S-X. 

Name 

Gabelli & Company Investment Advisers, Inc. 

(100%-owned by the Company) 

Gabelli & Partners LLC 

(100%-owned by Gabelli & Company Investment Advisers, Inc.) 

Gabelli Arbitrage Holdings LLC 

(100%-owned by the Company) 

Gabelli Trading Holdings LLC 

(100%-owned by the Company) 
Institutional Services Holdings, LLC 
(100%-owned by the Company) 

G.research, LLC 

(100%-owned by Institutional Services Holdings, LLC) 

Jurisdiction of Incorporation or 
Organization 
Delaware 

Delaware 

Delaware 

Delaware 

Delaware 

Delaware 

 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
Exhibit 31.1 

I, Douglas R. Jamieson, certify that: 

Certifications 

1. 

2. 

3. 

4. 

I have reviewed this annual report on Form 10-K of Associated Capital Group, Inc.; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state 
a  material  fact  necessary  to  make  the  statements  made,  in  light  of  the  circumstances  under  which  such 
statements were made, not misleading with respect to the period covered by this report; 

Based on my knowledge, the financial statements, and other financial information included in this report, 
fairly  present  in  all  material  respects  the  financial  condition,  results  of  income  and  cash  flows  of  the 
registrant as of, and for, the periods presented in this report; 

The  registrant’s  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure 
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control 
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and 
have: 

a)  

b)  

c)  

d)  

Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and 
procedures to be designed under our supervision, to ensure that material information relating to the 
registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those 
entities, particularly during the period in which this report is being prepared; 

Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over 
financial  reporting  to  be  designed  under  our  supervision,  to  provide  reasonable  assurance 
regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for 
external purposes in accordance with generally accepted accounting principles; 

Evaluated the effectiveness of the registrant’s disclosure controls and procedures as of the end of 
the period covered by this report; and 

Disclosed in this report any change in the registrant’s internal control over financial reporting that 
occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in 
the  case  of  an  annual  report)  that  has  materially  affected,  or  is  reasonably  likely  to  materially 
affect, the registrant’s internal control over financial reporting; and 

5. 

The  registrant’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of 
internal  control  over  financial  reporting,  to  the  registrant’s  auditors  and  the  audit  committee  of  the 
registrant’s board of directors (or persons performing the equivalent functions): 

a)  

b)  

All significant deficiencies and material weaknesses in the design or operation of internal control 
over financial reporting which are reasonably likely to adversely affect the registrant’s ability to 
record, process, summarize and report financial information; and 

Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a 
significant role in the registrant’s internal control over financial reporting. 

/s/ Douglas R. Jamieson 
By:  
Name:     Douglas R. Jamieson 
Title:      Chief Executive Officer 

Date:      March 8, 2019 

 
 
 
  
  
 
 
 
 
Certifications 

Exhibit 31.2 

I, Francis J. Conroy, certify that: 

1. 

2. 

3. 

4. 

I have reviewed this annual report on Form 10-K of Associated Capital Group, Inc.; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state 
a  material  fact  necessary  to  make  the  statements  made,  in  light  of  the  circumstances  under  which  such 
statements were made, not misleading with respect to the period covered by this report; 

Based on my knowledge, the financial statements, and other financial information included in this report, 
fairly  present  in  all  material  respects  the  financial  condition,  results  of  income  and  cash  flows  of  the 
registrant as of, and for, the periods presented in this report; 

The  registrant’s  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure 
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control 
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and 
have: 

a)  

b)  

c)  

d)  

Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and 
procedures to be designed under our supervision, to ensure that material information relating to the 
registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those 
entities, particularly during the period in which this report is being prepared; 

Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over 
financial  reporting  to  be  designed  under  our  supervision,  to  provide  reasonable  assurance 
regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for 
external purposes in accordance with generally accepted accounting principles; 

Evaluated the effectiveness of the registrant’s disclosure controls and procedures as of the end of 
the period covered by this report; and 

Disclosed in this report any change in the registrant’s internal control over financial reporting that 
occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in 
the  case  of  an  annual  report)  that  has  materially  affected,  or  is  reasonably  likely  to  materially 
affect, the registrant’s internal control over financial reporting; and 

5. 

The  registrant’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of 
internal  control  over  financial  reporting,  to  the  registrant’s  auditors  and  the  audit  committee  of  the 
registrant’s board of directors (or persons performing the equivalent functions): 

a)  

b)  

All significant deficiencies and material weaknesses in the design or operation of internal control 
over financial reporting which are reasonably likely to adversely affect the registrant’s ability to 
record, process, summarize and report financial information; and 

Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a 
significant role in the registrant’s internal control over financial reporting. 

By:  
/s/ Francis J. Conroy 
Name:     Francis J. Conroy 
Title:      Interim Chief Financial Officer 

Date:      March 8, 2019 

 
 
 
  
 
 
 
Certification of CEO Pursuant to 
18 U.S.C. Section 1350, 
as Adopted Pursuant to 
Section 906 of the Sarbanes-Oxley Act of 2002 

Exhibit 32.1 

In  connection  with  the  Annual  Report  on  Form  10-K  of  Associated  Capital  Group,  Inc.  (the  “Company”)  for  the 
year  ended  December  31,  2018  as  filed  with  the  Securities  and  Exchange  Commission  on  the  date  hereof  (the 
“Report”), Douglas R. Jamieson, as Chief Executive Officer of the Company, hereby certifies, pursuant to 18 U.S.C. 
§ 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that, to the best of his knowledge: 

(1)  The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange

Act of 1934; and 

(2)  The information contained in the Report fairly presents, in all material respects, the financial condition

and results of income of the Company. 

By: 
/s/ Douglas R. Jamieson 
Name:    Douglas R. Jamieson 
Title:     Chief Executive Officer 

Date:     March 8, 2019 

This certification accompanies the Report pursuant to § 906 of the Sarbanes-Oxley Act of 2002 and shall not, except 
to the extent required by the Sarbanes-Oxley Act of 2002, be deemed filed by the Company for purposes of §18 of 
the Securities Exchange Act of 1934, as amended. 

 
 
 
  
  
  
  
  
  
  
  
  
  
 
 
Certification of CFO Pursuant to 
18 U.S.C. Section 1350, 
as Adopted Pursuant to 
Section 906 of the Sarbanes-Oxley Act of 2002 

Exhibit 32.2 

In  connection  with  the  Annual  Report  on  Form  10-K  of  Associated  Capital  Group,  Inc.  (the  “Company”)  for  the 
year  ended  December  31,  2018  as  filed  with  the  Securities  and  Exchange  Commission  on  the  date  hereof  (the 
“Report”), Francis J. Conroy, as Interim Chief Financial Officer of the Company, hereby certifies, pursuant to 18 
U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that, to the best of his knowledge: 

(1) 

(2) 

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange
Act of 1934; and 

The information contained in the Report fairly presents, in all material respects, the financial condition
and results of income of the Company. 

By: 
/s/ Francis J. Conroy 
Name:    Francis J. Conroy 
Title:     Interim Chief Financial Officer 

Date:     March 8, 2019 

This certification accompanies the Report pursuant to § 906 of the Sarbanes-Oxley Act of 2002 and shall not, except 
to the extent required by the Sarbanes-Oxley Act of 2002, be deemed filed by the Company for purposes of §18 of 
the Securities Exchange Act of 1934, as amended. 

 
 
 
  
  
  
  
  
  
  
  
  
ENGLISH 

ITALIAN  

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SPANISH

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Board of Directors

Richard L. Bready
Former Chairman & Chief Executive Officer
Nortek, Inc.

Marc Gabelli
Co-Chief Executive Officer
Gabelli Securities International Limited (UK)

Daniel R. Lee
Chief Executive Officer and Director
Full House Resorts, Inc.

Salvatore F. Sodano
Vice Chairman
Broadridge Financial Solutions, Inc. 

Officers

Mario J. Gabelli, CFA
Executive Chairman

Mario J. Gabelli, CFA
Executive Chairman
Associated Capital Group, Inc.

Douglas R. Jamieson
Chief Executive Officer and President 

Bruce M. Lisman
Former Chairman
JP Morgan’s Global Equity Division

Frederic V. Salerno
Former Vice Chairman
Verizon Communications Inc. 

Kevin Handwerker
Executive Vice President, General Counsel 
and Secretary

Douglas R. Jamieson
Chief Executive Officer and President

Francis J. Conroy
Interim Chief Financial Officer

Corporate and Shareholder Information

Investor Relations 
For our 10-K and other shareholder information, as well as 
information on our products and services, visit our website at 
www.associated-capital-group.com or write to:
140 Greenwich Avenue
Greenwich, CT 06830
203-629-9595
email: investor@associated-capital-group.com

Transfer Agent
Computershare
250 Royall Street
Canton, MA  02021
(781) 575-2000

Trading Information
New York Stock Exchange
Class A Common Stock 
Symbol - AC

Website
www.associated-capital-group.com

Investment Services Information

Alternative Investments
Contact: Michael M. Gabelli
Managing Director and President
914-921-7787
email: alternatives@gabelli.com

Institutional Research
Contact:  C.V. McGinity
President
914-921-7732
email: CMcGinity@gabelli.com

Annual Meeting
Our 2019 Annual Meeting of Shareholders
will be held at 8:00 a.m. on May 7, 2019 at the
Indian Harbor Yacht Club, 710 Steamboat Road,
Greenwich, CT 06830

“The more you give, the more you receive”
Our shareholders designated contributions to the following  
501(c)(3) organizations

The Board of Directors of Associated Capital Group, Inc. established an inaugural Shareholder Designated Charitable Contribution program in 
2016.  The company continued this initiative into 2018.  To date, AC has donated approximately $15 million on behalf of its shareholders.

Under  the  program,  each  registered  shareholder  could  designate  one  charitable  organization  (two  charitable  organizations  for  holders  with 
8,000 shares or more) to which AC contributed $0.25 per share on the shareholder’s behalf.

AC’s  program  tracks  the  shareholder  program  launched  by  GAMCO  Investors,  Inc.  in  April  2013  which  was  based,  in  part,  on  the  program 
established by Berkshire Hathaway in 1981. The Berkshire Hathaway program continued for over 20 years, until 2003.  Warren Buffett’s letter to 
shareholders at the inception of Berkshire’s program explained that charitable giving in this manner provides significant benefits to shareholders. 
Each eligible shareholder is able to choose whether a contribution of corporate funds based on his/her ownership interest is to be made, and if 
so, to specify the recipient of that contribution.  The shareholder’s judgment – not the judgment of the company’s directors or management – 
controls the contribution process.

♦    ♦    ♦

We  are  fortunate  to  live  in  the 
wealthiest  nation  in  the  world  and 
to  have  the  ability  to  share  our 
fortune.  SINCE  2016,  WE 
good 
WERE  ABLE  TO  SUPPORT  MANY 
WORTHY ENDEAVORS, INCLUDING 
THESE  DESIGNATED  BY  OUR 
SHAREHOLDERS.    In  addition,  our 
teammates  have  donated  countless 
hours  of  service 
to  scores  of 
charitable organizations.

Abilis  ♦  Alzheimer’s Disease & Related Disorders Association  ♦  Alzheimer’s Foundation of America  ♦  America Needs You  ♦  American Associates 
of Ben-Gurion University of the Negev  ♦  American Cancer Society  ♦  American Heart Association  ♦  American Macular Degeneration Foundation  
♦  American National Red Cross  ♦  American Refugee Committee  ♦  Amigos Del Museo Del Barrio  ♦  Archbishop Wood High School  ♦  Arizona 
State University Foundation  ♦  Arthritis Foundation  ♦  Atlantis Educational Foundation  ♦  Aurora Ice Association  ♦  Bay Area Discovery Museum  ♦  
Bedford Audubon Society  ♦  Blythedale Children’s Hospital  ♦  Bob Woodruff Family Foundation  ♦  Boston College Trustees  ♦  Boys and Girls Club 
of Truckee Meadows  ♦  Bristol Riverside Theater Co.  ♦  Brunswick School  ♦  Cathedral of St. John the Baptist  ♦  Catholic Big Sisters & Big Brothers  
♦  Catholic Charities of the Archdiocese of New York  ♦  CCM of Westchester  ♦  Center for All Abilities  ♦  Central Scholarship Bureau  ♦  Chaminade 
High School  ♦  Change for Kids  ♦  Chicago Chesed Fund  ♦  Christian Brothers Academy  ♦  Church-in-the-Garden   ♦  CityArts  ♦  Citymeals-on-
Wheels  ♦  Columbia University  ♦  Columbus Citizens Foundation  ♦  Cornell University  ♦  Cow Hollow Preschool  ♦  Cristo Rey Jesuit High School  
♦  Direct Relief International  ♦  Disabled American Veterans  ♦  Disabled Veterans National Foundation  ♦  Doctors Without Borders USA  ♦  Don 
♦  Downtown Community Television Center  
Bosco  Community  Center  of  Port  Chester  
♦    Elevation  Chapel    ♦   Eva’s  Village     ♦  
♦  Eastchester Volunteer Ambulance Corps.  
Fidelity  Investments  Charitable  Gift  Fund  
Fairfield University  ♦  Feeding America  ♦  
University  of  New  York  at  Binghamton  
♦  Folds of Honor Foundation  ♦  The State 
Friends of Animals  ♦  Futures in Education  
♦    Fountain  Valley  School  of  Colorado    ♦  
Answer  ♦  Greenwich Hospital  ♦  Greenwich 
♦    Gilchrist  Hospice  Care    ♦   Give  Me  an 
♦    Haley  House    ♦   Hank’s  Yanks  Baseball 
International Film Festival  ♦  Groton School  
♦    Hetrick-Martin  Institute    ♦   Hindu 
Foundation  ♦  Heifer Project International  
 Honeywell  Humanitarian 
Program 
Society  of  Nevada    ♦   Homeless  Prenatal 
Surgery  Fund    ♦   Immaculate  Conception 
Relief  Foundation    ♦   Hospital  for  Special 
Semper Fi Fund  ♦  Inner-City Scholarship 
Church  -  Bronx,  NY    ♦   Injured  Marine 
International  Campaign  for  Tibet    ♦   Iona 
Fund    ♦   Interfaith  Nutrition  Network     ♦  
America’s Founding Principles      ♦   Jewish 
College  ♦  Jack Miller Center for Teaching 
Greater  Pittsburgh    ♦   Joel  Barlow  High 
Communal  Fund    ♦   Jewish  Federation  of 
F.  Kennedy  Medical  Center  Foundation    ♦  
School, Regional School District #9  ♦  John 
K9s  for  Warriors    ♦   Kids  in  Crisis     ♦   Lee 
Junior League of Greenwich Connecticut  ♦  
Services of the Hudson Valley  ♦  Leukemia 
Memorial Health System Foundation  ♦  Legal 
Reserve    ♦   Los  Angeles  Team  Mentoring  
and  Lymphoma  Society    ♦   LongHouse 
New York    ♦    Manhattan  College    ♦    Marc 
  Make-A-Wish  Foundation  of  Metro 
♦ 
♦    Marin  Country  Day  School    ♦   Marine 
Lustgarten  Pancreatic  Cancer  Foundation  
Corps  Scholarship  Foundation    ♦   Masters 
School  ♦  McMaster University Ontario  ♦  
Meals on Wheels Association of America  ♦  Memorial Sloan-Kettering Cancer Center  ♦  Millbrook School  ♦  Mount Sinai Medical Center  ♦  National 
Audubon Society  ♦  National Brain Tumor Society  ♦  Natural Resources Defense Council  ♦  Nature Conservancy  ♦  New Israel Fund  ♦  New Jersey 
Institute of Technology Foundation  ♦  New York and Presbyterian Hospital  ♦  New York City Relief  ♦  Northeastern University  ♦  Northern Nevada 
HIV Outpatient Program Education and Services   ♦  Northwell Health Foundation  ♦  Operation Smile  ♦  Pacific House  ♦  Peck Slip School Parent 
Teachers Association  ♦  Pediatric Cancer Research Foundation  ♦  Pennsylvania Troopers Helping Troopers Foundation  ♦  Perlman Music Program  ♦  
Planned Parenthood Federation of America  ♦  Planned Parenthood of Southern New England  ♦  Planned Parenthood Shasta Diablo    ♦  Prospects, 
Opportunity and Enrichment  ♦  Putnam-Indian Field School  ♦  Rainforest Action Network  ♦  Rainforest Alliance  ♦  Randolph Foundation  ♦  Rector 
Wardens Vestry Men of St. Bartholomew’s Church  ♦  Rochester Institute of Technology  ♦  Saint Ignatius School  ♦  Salvation Army National Corp.  ♦  
San Diego Opera Association  ♦  San Miguel Academy of Newburgh  ♦  SATO Project  ♦  Save the Children Federation  ♦  Science Buddies  ♦  Seamen’s 
Church Institute of New York and New Jersey  ♦  Shriners Hospitals for Children  ♦  Sierra Nevada Journeys  ♦  South Bronx Educational Foundation  
♦  Special Young Adults  ♦  St. Joseph’s Indian School  ♦  St. Jude Children’s Research Hospital  ♦  St. Thomas’ Church Whitemarsh Bethlehem Park 
& Camp Hill Road  ♦  Step Up International  ♦  Student U  ♦  Susan G. Komen Breast Cancer Foundation  ♦  The Arc of Palm Beach County  ♦  The 
Littlest Lamb  ♦  The Miller Center Foundation  ♦  The Roman Catholic Church of St. Robert Bellarmine Church  ♦  The University of Pennsylvania  ♦  
The Windward School  ♦  Top of Michigan Mountain Bike Association  ♦  Troy University Foundation  ♦  Tuesday’s Children  ♦  Tuxedo Park School  
♦  University of Texas Foundation  ♦  University of Wisconsin Foundation  ♦  Variety Child Learning Center  ♦  Villanova University  ♦  Volunteers of 
America  ♦  Westchester ARC Foundation  ♦  Wilton Education Foundation  ♦  Wilton Library Association  ♦  Woman’s Club of Rye  ♦  World Eye 
Cancer Hope  ♦  World Vision  ♦  Yale-New Haven Hospital  ♦  Young Men’s Christian Association of Stamford  ♦  Zacharias Sexual Abuse Center    

  ♦ 

 
One Corporate Center, Rye, New York  10580-1422 

www.associated-capital-group.com

203-629-9595  |  info@associated-capital-group.com