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Albion Venture Capital Trust PLC

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FY2015 Annual Report · Albion Venture Capital Trust PLC
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Albion Venture Capital Trust PLC

Annual Report and Financial 
Statements for the year
ended 31 March 2015

Albion Venture Capital Trust PLC

  A member of the Association of Investment Companies

This report is printed on Amadeus offset a totally recycled paper produced using 100% recycled waste 
at a mill that has been awarded the ISO 14001 certifi cate for environmental management. The pulp is 
bleached using a totally chlorine free (TCF) process. 

236915 Albion Venture Cap cov.indd   1

25/06/2015   13:20

236915 Albion Venture Cap pp01-pp05  25/06/2015  13:42  Page 1

Contents

Page

2       Company information

3       Investment objective and policy

3      Background to the Company

3       Financial calendar

4       Financial highlights

6      Chairman’s statement

8       Strategic report

14     The Board of Directors

15     The Manager

16     Portfolio of investments

18     Portfolio companies

20     Directors’ report 

25     Statement of corporate governance

30     Directors’ remuneration report

32     Independent Auditor’s report

35     Income statement

36     Balance sheet

37     Reconciliation of movements in shareholders’ funds

38     Cash flow statement

39     Notes to the Financial Statements

52     Notice of Annual General Meeting

56     Dividend history for Albion Prime VCT PLC

Albion Venture Capital Trust PLC  1

236915 Albion Venture Cap pp01-pp05  25/06/2015  13:42  Page 2

Company information

Company number                                      03142609

Directors                                                    D J Watkins MBA (Harvard), Chairman (US citizen)
                                                                    J M B L Kerr ACMA
                                                                    J Warren ACCA
                                                                    E Dinesen R (Danish) FSR

Manager, company secretary,                  Albion Ventures LLP
AIFM and registered office                       1 King’s Arms Yard
                                                                    London, EC2R 7AF

Registrar                                                    Computershare Investor Services PLC
                                                                    The Pavilions
                                                                    Bridgwater Road
                                                                    Bristol, BS99 6ZZ 

Auditor                                                        BDO LLP
                                                                    55 Baker Street
                                                                    London, W1U 7EU

Taxation adviser                                        Robertson Hare LLP
                                                                    1st Floor
                                                                    4 Staple Inn
                                                                    London, WC1V 7QH

Legal adviser                                             Bird & Bird LLP
                                                                    15 Fetter Lane
                                                                    London, EC4A 1JP

Albion Venture Capital Trust PLC is a member of the Association of Investment Companies (www.theaic.co.uk).

Shareholder information                           For help relating to dividend payments, shareholdings and share certificates
                                                                    please contact Computershare Investor Services PLC:
                                                                    Tel: 0870 873 5849 (UK National Rate call, lines are open 8.30am – 5.30pm; 
Mon – Fri, calls may be recorded)

                                                                    Website: www.investorcentre.co.uk

                                                                      Shareholders can access holdings and valuation information regarding any of their

shares held with Computershare by registering on Computershare’s website.

Financial adviser information                  For enquiries relating to the performance of the Company, and information for

                                                                    Tel: 020 7601 1850 (lines are open 9.00am – 5.30pm; Mon – Fri, calls may

financial advisers, please contact Albion Ventures LLP:

                                                                    Email: info@albion-ventures.co.uk
                                                                    Website: www.albion-ventures.co.uk

be recorded)

                                                                    Please note that these contacts are unable to provide financial or

taxation advice.

2 Albion Venture Capital Trust PLC

236915 Albion Venture Cap pp01-pp05  25/06/2015  13:42  Page 3

Investment objective and policy 

The  investment  strategy  of  Albion  Venture  Capital  Trust  PLC  (the  “Company”)  is  to manage the  risk  normally  associated  with
investments in smaller unquoted companies whilst maintaining an attractive yield, through allowing investors the opportunity to
participate  in  a  balanced  portfolio  of  asset-backed  businesses.  The  Company’s  investment  portfolio  will  thus  be  structured  to
provide a balance between income and capital growth for the longer term.  

This is achieved as follows:

●         qualifying unquoted investments are predominantly in specially-formed companies which provide a high level of asset backing

for the capital value of the investment; 

●         the Company invests alongside selected partners with proven experience in the sectors concerned; 

●         investments are normally structured as a mixture of equity and loan stock. The loan stock represents the majority of the
finance provided and is secured on the assets of the portfolio company. Funds managed or advised by Albion Ventures LLP
typically own 50 per cent. of the equity of the portfolio company; 

●         other than the loan stock issued to funds managed or advised by Albion Ventures LLP, portfolio companies do not normally

have external borrowings.

The Company offers tax-paying investors substantial tax benefits at the time of investment, on payment of dividends and on the
ultimate disposal of the investment.

Background to the Company

The Company is a venture capital trust which raised a total of £39.7 million through an issue of Ordinary shares in the spring of
1996 and through an issue of C shares in the following year. The C shares merged with the Ordinary shares in 2001. The Company
has raised a further £14.5 million under the Albion VCTs Top Up Offers since 2011. 

On 25 September 2012, the Company acquired the assets and liabilities of Albion Prime VCT PLC (“Prime”) in exchange for new
shares in the Company. Each Prime shareholder received 0.8801 shares in the Company for each Prime share that they held at
the date of the Merger.

Financial calendar

Record date for first dividend                                                                                                                                10 July 2015

Annual General Meeting                                                                                                                   11.30 am on 31  July 2015

Payment of first dividend                                                                                                                                       31 July 2015

Announcement of half-yearly results for the six months ended 30 September 2015                                               November 2015

Payment of second dividend (subject to Board approval)                                                                               31 December 2015

Albion Venture Capital Trust PLC  3

236915 Albion Venture Cap pp01-pp05  25/06/2015  13:42  Page 4

Financial highlights

the year ended 31 March 2015

the year ended 31 March 2015

5.3p Basic  and  diluted  total  return  per  share for
5.0p Total tax-free dividend per share paid during
71.6p Net asset value per share as at 31 March 2015
206.4p Net asset value plus dividends since launch to
7.6% Tax  free  yield  on  share  price  (dividend  per
6.3% Annualised  return  since  launch  (without  tax

annum/share price as at 31 March 2015)

31 March 2015

relief)

Ordinary share net asset value total return relative to the FTSE All-Share Index 
total return (both with dividends reinvested)

400

350

300

250

200

150

100

)

e
r
a
h
s

r
e
p
e
c
n
e
p

(

n
r
u
t
e
R

Mar
96

Mar
97

Mar
98

Mar
99

Mar
00

Mar
01

Mar
02

Mar
03

Mar
04

Mar
05

Mar
06

Mar
07

Mar
08

Mar
09

Mar
10

Mar
11

Mar
12

Mar
13

Mar
14

Mar
15

FTSE All-Share Index total return

Ordinary share NAV total return

Source: Albion Ventures LLP

Methodology: The net asset value return to the shareholder, including original amount invested (rebased to 100) from launch,
assuming that dividends were re-invested at net asset value of the Company at the time the shares were quoted ex-dividend.
Transaction costs are not taken into account.

4 Albion Venture Capital Trust PLC

 
  
 
 
 
 
236915 Albion Venture Cap pp01-pp05  25/06/2015  13:42  Page 5

Financial highlights (continued)

                                                                                                                                 31 March 2015            31 March 2014
                                                                                                                            (pence per share)         (pence per share)
  Dividends paid                                                                                                                          5.00                             5.00
  Revenue return                                                                                                                         2.07                             1.70
  Capital return                                                                                                                            3.26                             0.30
  Net asset value                                                                                                                       71.62                           71.30

  Total shareholder return to 31 March 2015                                                           Ordinary shares                    C shares(i)

Total dividends paid during the year ended: 31 March 1997                                                         2.00                                    –
31 March 1998                                                         5.20                               2.00
31 March 1999                                                       11.05                               8.75
31 March 2000                                                         3.00                               2.70
31 March 2001                                                         8.55                               4.80
31 March 2002                                                         7.60                               7.60
31 March 2003                                                         7.70                               7.70
31 March 2004                                                         8.20                               8.20
31 March 2005                                                         9.75                               9.75
31 March 2006                                                       11.75                             11.75
31 March 2007                                                       10.00                             10.00
31 March 2008                                                       10.00                             10.00
31 March 2009                                                       10.00                             10.00
31 March 2010                                                     5.00                               5.00
31 March 2011                                                         5.00                               5.00
31 March 2012                                                     5.00                               5.00
31 March 2013                                                         5.00                               5.00
31 March 2014                                                         5.00                               5.00
31 March 2015                                                         5.00                               5.00
                                                                                                                                                                                                                 ––––––––––––                                ––––––––––––
Total dividends paid to 31 March 2015                                                                                   134.80                           123.25
Net asset value as at 31 March 2015                                                                                             71.62                             71.62
                                                                                                                                                                                                                 ––––––––––––                                ––––––––––––
Total shareholder return to 31 March 2015                                                                         206.42                           194.87
                                                                                                                                                                                                                 ––––––––––––                                ––––––––––––

(i) The C shares merged with the Ordinary shares on an equal basis in 2001.

The financial summary above is for the Company, Albion Venture Capital Trust PLC only. Details of the financial
performance of Albion Prime VCT PLC, which has been merged into the Company, can be found on page 56.

In addition to the dividends summarised above, the Board has declared a first dividend for the year ending
31 March 2016 of 2.50 pence per share to be paid on 31 July 2015 to shareholders on the register as at
10 July 2015.

Notes
●        Dividends paid before 5 April 1999 were paid to qualifying shareholders inclusive of the associated tax credit. The dividends for the

year to 31 March 1999 were maximised in order to take advantage of this tax credit.

●           All dividends paid by the Company are paid free of income tax to qualifying shareholders. It is an H.M. Revenue & Customs requirement
that dividend vouchers indicate the tax element should dividends have been subject to income tax. Investors should ignore this figure
on their dividend voucher and need not disclose any income they receive from a VCT on their tax return.

●           The net asset value of the Company is not its share price as quoted on the official list of the London Stock Exchange. The share price
of  the  Company  can  be  found  in  the  Investment  Companies  – VCTs  section  of  the  Financial  Times  on  a  daily  basis.  Investors  are
reminded that it is common for shares in VCTs to trade at a discount to their net asset value.

. 

Albion Venture Capital Trust PLC  5

236915 Albion Venture Cap pp06-pp17  25/06/2015  13:44  Page 6

Chairman’s statement 

Introduction
The results for the year to 31 March 2015 show a total return
of 5.3 pence per share, against 2.0 pence for the previous year
and net assets of 71.6 pence per share compared to 71.3
pence per share at 31 March 2014, following the payment of
total tax-free dividends of 5 pence per share. The Company
raised approximately £2.9 million during the year under the
Albion VCTs Top Up Offers 2013/2014 and approximately £1.6
million under the  Albion  VCTs Prospectus Top  Up  Offers
2014/2015, with a subsequent £3.6 million after the year end.

It is encouraging that the Company’s total return is now more
than covering its dividend of 5 pence. This has been partly
through an increase in the income generated by the investment
portfolio, which has risen 15 per cent. from the previous year.
It also shows the benefits from the merger with Albion Prime
VCT, which resulted in cost savings of around £120,000 per
annum.  Perhaps  most  important
though,  has  been an
improvement of the hotel portfolio after a number of years of
decline, combined with continued growth in investment areas
such  as  education  and  renewable  energy and  a  strong
showing from our healthcare investments.

Investment performance and progress
In general, we have been continuing the task of repositioning
the portfolio towards greater emphasis on the healthcare and
renewable energy sectors, together with a reduced reliance on
sectors that are exposed to the consumer and business cycle.
Renewable energy currently accounts for just over 20 per cent.
of the portfolio, while healthcare accounted for 13 per cent. of
the portfolio. Once the three care homes which are currently
under construction are completed, however, healthcare will
account  for  close  to  30  per  cent.  of  the  portfolio.  Hotels,
meanwhile, have declined to 27 per cent. of the portfolio.

The hotel sector has shown some improvement during the
year. In particular a strong revival in passenger numbers at
Stansted airport  has  led to  increased  profitability at  Kew
Green. The Crown Hotel in Harrogate also had a decent year.
Elsewhere in the consumer-facing sector, we saw a successful
exit from the Tower Bridge Health Club in November where
we received proceeds which, when added to interest income,
gave  a  2.6x  return  on  our  investment.  We  also  saw  good
growth  at  our  Kensington  Club offset by  a  continued
competitive environment at Weybridge. 

In the Healthcare sector, we sold the successful Oakland Care
Centre during the year with total proceeds, including income,
amounting  to  twice  cost,  while  we  sold  our  Taunton
Psychiatric hospital (Orchard Portman Group) for 1.6x cost.
Meanwhile,  we  are  developing  three  new  care  homes  in
Oxford, Hillingdon and a site just south of Reading.

6 Albion Venture Capital Trust PLC

As a result of a strong performance in our renewable energy
portfolio, with an uplift in the year of over £1 million, this sector
has now reached its target of 20 per cent. of the investment
portfolio, though further revaluations may push it slightly above
this  level.  We  now  have  three  hydro-electric  plants  in
operation, which between them supply sufficient power for
3,000 homes, in addition to four brownfield wind turbines in
Wales,  a  biogas  plant  and  roof mounted solar  panels  on
domestic buildings.

Radnor House School continues to grow with over 400 pupils
in place for September 2015. During the year the school also
acquired Combe Bank School near Sevenoaks in Kent, which
is a Grade I listed house set in over 30 acres of freehold land
and which currently has 210 pupils. Education will continue to
be an important part of our investment activities.

Risks and uncertainties
Despite its current growth, the outlook for the UK economy
continues  to  be  the  key  risk  affecting  your  Company.
Importantly, however, your Company remains conservatively
financed  with  no  bank  borrowings.  The  Company’s  policy
remains that its portfolio companies should not normally have
external  borrowings and  for  the  Company  to  have  a  first
charge over portfolio companies’ assets. The Board and the
Manager  see  this  as  an  important  factor  in  the  control  of
investment risk. However, on an exceptional basis, certain
portfolio companies may take on external borrowings, where
the  Board  considers  this  will  offer  a  significant  benefit  to
the Company. 

A detailed analysis of the other risks and uncertainties facing
the business is set out on pages 12 and 13 of the Strategic
report.

Share buy-backs 
It remains the Board’s primary objective to maintain sufficient
resources  for  investment  in  existing  and  new  portfolio
companies and for the continued payment of dividends to
shareholders. Thereafter, it is still the Board’s policy to buy
back shares in the market, subject to the overall criterion that
such purchases are in the Company’s interest. The Company
will  limit  the  sum  available  for  share  buy-backs  for  the
six month period to 30 September 2015 to £750,000. This
compares  to  a  total  value  bought  in  for  the  previous
six months to 31 March 2015 of £394,000. Subject to the
constraints referred to above and subject to first purchasing
shares held by the market makers, the Board will target such
buy-backs to be in the region of a 5 per cent. discount to net
asset value, so far as market conditions and liquidity permit.  

236915 Albion Venture Cap pp06-pp17  25/06/2015  13:44  Page 7

Chairman’s statement (continued)

Results and dividends
As at 31 March 2015, the net asset value was £46.9 million or
71.6 pence  per  share,  compared  to  £42.7  million  or
71.3 pence per share as at 31 March 2014, after the payment
of total tax-free dividends of 5 pence per share. The results
comprised  2.1 pence  per  share  revenue  return  (2014:
1.7 pence per share) and a 3.3 pence per share capital return
after  taking  into  account  capitalised  expenses  (2014:
0.3 pence per share). The revenue return before taxation was
£1.5 million compared to £1.1 million for the year to 31 March
2014. The Company will pay a first dividend for the year ending
31 March 2016, of 2.5 pence per share on 31 July 2015 to
shareholders on the register on 10 July 2015, which is in line
with the Company’s current objective of paying a dividend of 5
pence per share annually.

Outlook and prospects
Trading in a number of our sectors has been promising and
we are optimistic that the brighter outlook for the UK economy,
combined  with  the  more  balanced  nature  of  the  current
portfolio, should benefit the Company moving forward.

David Watkins 
Chairman
25 June 2015

Albion Venture Capital Trust PLC  7

236915 Albion Venture Cap pp06-pp17  25/06/2015  13:44  Page 8

Strategic report

Investment objective and policy
The Company’s investment policy is to provide investors with
the opportunity to participate in a balanced portfolio of asset-
backed businesses. The Company’s investment portfolio will
thus be structured to provide a balance between income and
capital growth for the longer term. 

This is achieved as follows:

●       qualifying  unquoted  investments  are  predominantly  in
specially-formed companies which provide a high level of
asset backing for the capital value of the investment;

●       the Company invests alongside selected partners with

proven experience in the sectors concerned;

●       investments are normally structured as a mixture of equity
and loan stock. The loan stock normally represents the
majority of the finance provided and is secured on the
assets  of  the  portfolio  company.  Funds  managed  or
advised by Albion Ventures LLP typically own 50 per cent.
of the equity of the portfolio company; and

●       other than the loan stock issued to funds managed or
advised by Albion Ventures LLP, portfolio companies do
not normally have external borrowings. 

Current portfolio sector allocation
The following pie chart shows the split of the portfolio valuation
by  industrial  or  commercial  sector  as  at  31  March  2015.
Details of the principal investments made by the Company are
shown in the Portfolio of investments on pages 16 and 17. 

Split of portfolio by sector

Education
6% (5%)

Cash
19% (17%)

Renewable energy
22% (14%)

Healthcare
13% (18%)

Health and fitness
clubs
6% (8%)

Pubs
6% (8%)

Residential property
development
1% (1%)

Hotels
27% (29%)

Comparatives for 31 March 2014 are shown in brackets
Source: Albion Ventures LLP

Direction of portfolio
The  sector  analysis  of  the  Company’s  investment  portfolio
shows that renewable energy now accounts for 22 per cent. of
the portfolio compared to 14 per cent. at the end of the previous
financial year, in line with the Board’s target exposure for the
sector. Healthcare has 13 per cent. of the portfolio compared
to 18 per cent. at the end of the previous financial year, following
two  disposals, but,  once  current  care  home  projects  are
complete, it is expected to rise to around 30 per cent.

8 Albion Venture Capital Trust PLC

Results and dividend

£’000

Net revenue return for the year 
ended 31 March 2015                                                 1,314
Realised and unrealised capital gain 
for the year                                                                  2,068
Dividend of 2.50 pence per share paid 
on 31 July 2014                                                          (1,576)
Dividend of 2.50 pence per share paid 
on 31 December 2014                                                (1,590)
Unclaimed dividends returned to the Company                 41
                                                                                                                     ––––––––––––
Transferred to reserves                                               257
                                                                                                                     ––––––––––––

Net assets as at 31 March 2015                                46,928
                                                                                                                     ––––––––––––

Net asset value per share as 
at 31 March 2015                                                    71.62p
                                                                                                                     ––––––––––––

The Company paid dividends totalling 5.00 pence per share
during the year ended 31 March 2015 (2014: 5.00 pence per
share).  The  dividend  objective  of  the  Board  is  to  provide
Shareholders with a strong, predictable dividend flow, with a
dividend target of 5.00 pence per share per year.

As noted in the Chairman’s statement, the Board has declared
a first dividend of 2.50 pence per share for the year ending
31 March 2016. This dividend will be paid on 31 July 2015 to
shareholders on the register as at 10 July 2015.

As shown in the Income statement on page 35 of the Financial
Statements, the Company’s investment income has increased
to £1,989,000 (2014: £1,718,000) and the total revenue return
to  equity  holders  also  increased  to  £1,314,000  (2014:
£999,000), principally driven by the Company’s successful
renewable energy development programme. Revenue return
has increased due to increased loan stock interest and the
decrease in other expenses, to 2.07 pence per share (2014:
1.70 pence per share).

The capital gain on investments for the year was £2,569,000
(2014:  £626,000),  offset  by  management  fees  charged  to
capital, net of the related taxation impact, resulting in a capital
return of 3.26 pence per share (2014: 0.30 pence per share).

The total return was 5.33 pence per share (2014: 2.00 pence
per share). 

The Balance sheet on page 36 shows that the net asset value
has increased over the last year to 71.62 pence per share
(2014: 71.30 pence per share), primarily reflecting the revenue
return  of  2.07  pence  per  share  and  the  capital  return  of
3.26 pence  per  share,  offset  by  the  payment  of  the
5.00 pence per share dividend during the year.

236915 Albion Venture Cap pp06-pp17  25/06/2015  13:44  Page 9

Strategic report (continued)

The  cash  flow  for  the  Company  has  been  a  net  inflow  of
£1,497,000 for the year (2014: outflow £4,391,000), reflecting
cash inflows from operations, disposal proceeds and the issue
of Ordinary shares under the Albion VCTs Top Up Offers, offset
by  dividends  paid,  new  investments  in  the  year  and  the
buyback of shares.

During the year, unclaimed dividends older than twelve years
of £41,000 (2014: £27,000) were returned to the Company in
accordance with the terms of the Articles of Association.

(including  disposals)  of  £1,031,000 

Review of business and future changes
A  review  of  the  Company’s  business  during  the  year  and
investment  performance  and  progress  is  contained  in  the
Chairman’s  statement  on  page 6.  The  healthcare  sector
performed particularly well again this year with an increase in
valuations 
(2014:
£649,000). The renewable energy sector was also strong with
an increase in valuations of £1,047,000. The hotel sector, after
a number of years of declining valuations, saw an increase of
£266,000; and  there  was  an  increase  in  the  valuation  of
Radnor House School of £165,000; and we disposed of one
of our health and fitness clubs, at Tower Bridge, with total
realised gains of £526,000.

The  Company  continues  with  its  objective  to  invest  in
asset-based  unquoted  companies  throughout  the  United
Kingdom, with a view to providing both capital growth and a
reliable dividend income to shareholders over the longer term.
The Directors do not foresee any major changes in the activity
undertaken by the Company in the current year.

Future prospects
The Company’s performance record reflects the resilience of
the strategy outlined above and has enabled the Company to
maintain  a  predictable  stream  of  dividend  payments  to
shareholders. The Board believes that this model will continue
to  meet  the  investment  objective  and  has  the  potential  to
deliver attractive returns to shareholders in the future. Further
details on the Company’s outlook and prospects can be found
in the Chairman’s statement on page 7.

Key performance indicators
The  Directors  believe  that  the  following  key  performance
indicators, which are typical for venture capital trusts and used
in  its  own  assessment  of  the  Company,  will  provide
shareholders  with  sufficient  information  to  assess  how
effectively the Company is applying its investment policy to
meet its objective. The Directors are satisfied that the results
shown in the following key performance indicators give a good
indication  that  the  Company  is  achieving  its  investment
objective and policy. These are:

1. Net asset value total return relative to FTSE All Share Index
total return
The graph on page 4 shows the Company’s net asset value
total return against the FTSE All-Share Index total return, in
both instances with dividends reinvested.

2. Net asset value per share and cumulative net asset value
total shareholder return
Net asset value increased by 7.5 per cent. (after adding back
the 5.00 pence per share in dividends paid) to 71.62 pence
per share for the year ended 31 March 2015.

Details of significant events which have occurred since the end
of the financial year are listed in note 21. Details of transactions
with the Manager are shown in note 5.

Cumulative  NAV  total  shareholder  return  increased  by
2.6 per cent. to 206.42 pence per share for the year ended
31 March 2015.

Net asset value per share and cumulative NAV total shareholder return

250

200

150

100

95.0

99.9

e
r
a
h
s

r
e
p
r
e
c
n
e
P

191.3

183.7

171.9

159.2

148.5

136.8

127.8

118.4

110.2

205.0

204.7

190.1

191.4

195.3

197.9

199.0

201.1

206.4

50

0

95.0

94.9

99.2

99.6

100.5

102.0

106.2

108.9

113.1

115.9

116.5

120.2

109.9

85.3

81.6

80.5

78.1

74.2

71.3

71.6

1
9
9
6

1
9
9
7

1
9
9
8

1
9
9
9

2
0
0
0

2
0
0
1

2
0
0
2

2
0
0
3

2
0
0
4

2
0
0
5

2
0
0
6

2
0
0
7

2
0
0
8

2
0
0
9

2
0
1
0

2
0
1
1

2
0
1
2

2
0
1
3

2
0
1
4

2
0
1
5

NAV

Total shareholder return

* Total shareholder return is net asset value plus cumulative dividends paid since launch to date.

Albion Venture Capital Trust PLC  9

 
 
236915 Albion Venture Cap pp06-pp17  25/06/2015  13:44  Page 10

Strategic report (continued)

3. Dividend distributions

e
r
a
h
s

r
e
p
e
c
n
e
P

140

120

100

80

60

40

20

0

Dividends paid

109.8

104.8

94.8

84.8

134.8

129.8

124.8

119.8

114.8

74.8

67.8

58.8

50.3

42.3

34.8

27.3

11.0

6

8
9
9
1

5.0
5

7
9
9
1

18.8

7.8

9
9
9
1

8.6

0
0
0
2

7.5

1
0
0
2

7.5

2
0
0
2

8

3
0
0
2

8.5

4
0
0
2

9

5
0
0
2

7

6
0
0
2

10

7
0
0
2

10

8
0
0
2

10

9
0
0
2

5

0
1
0
2

5

1
1
0
2

5

2
1
0
2

5

3
1
0
2

5

4
1
0
2

5

5
1
0
2

Dividends paid in the period

Cumulative dividend

Dividends paid in respect of the year ended 31 March 2015
were 5.00 pence per share (2014: 5.00 pence per share), in
line with the Board’s dividend objective. Cumulative dividends
paid since inception amount to 134.80 pence per Ordinary
share and 123.25 pence per historic C share.

As part of the EU rules relating to State Aid, new rules are
being introduced under the Finance Act 2015, which would
include  the  prohibition,  under  certain  circumstances,  of
investment in companies which have been trading for more
than 12 years.

4. Ongoing charges 
The ongoing charges ratio for the year to 31 March 2015 was
2.5 per cent. (2014: 2.5 per cent.). The ongoing charges ratio
has  been  calculated  using  the  Association  of  Investment
Companies’ (AIC) recommended methodology. This figure shows
shareholders  the  total  recurring  annual  running  expenses
(including  investment  management  fees  charged  to  capital
reserve) as a percentage of the average net assets attributable
to shareholders. The Directors expect the ongoing charges ratio
for the year ahead to be approximately 2.5 per cent.

5. Maintenance of VCT qualifying status
The  Company  continues  to  comply  with  H.M.  Revenue  &
Customs (“HMRC”) rules in order to maintain its status under
Venture Capital Trust legislation as highlighted below. 

VCT regulation
The investment policy is designed to ensure that the Company
continues to qualify and is approved as a VCT by HMRC. In
order  to  maintain  its  status  under  Venture  Capital  Trust
legislation, a VCT must comply on a continuing basis with the
provisions of Section 274 of the Income Tax Act 2007, details
of which are provided in the Directors’ report on page 21.

Given the profile of the kind of company that the Company
invests in, the Directors do not believe that updates to the
Finance Act would create a material change in the way the
Company is currently run. However, until the final legislation
has been published, this remains a risk for the Company.

The relevant tests to measure compliance have been carried
out and independently reviewed for the year ended 31 March
2015. These showed that the Company has complied with all
tests and continues to do so. 

Gearing
As  defined  by  the  Articles  of  Association,  the  Company’s
maximum exposure in relation to gearing is restricted to 10 per
cent. of the adjusted share capital and reserves. The Directors
do not currently have any intention to utilise gearing for the
Company. On  an  exceptional  basis,  certain  portfolio
companies may take on external borrowings, where the Board
considers this will offer a significant benefit to the Company.

Operational arrangements
The Company has delegated the investment management of
the portfolio to Albion Ventures LLP, which is authorised and
regulated by the Financial Conduct Authority. Albion Ventures
LLP also provides company secretarial and other accounting

10 Albion Venture Capital Trust PLC

 
 
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Strategic report (continued)

and administrative support to the Company. Further details
regarding the terms of engagement of the Manager and the
way the Board has evaluated the performance of the Manager
are shown below.

Management agreement
Under the Management agreement, the Manager provides
investment  management,  secretarial  and  administrative
services to the Company. The Management agreement can
be  terminated  by  either  party  on  12  months’  notice.  The
Management agreement is subject to earlier termination in the
event of certain breaches or on the insolvency of either party.
The Manager is paid an annual fee equal to 1.9 per cent. of
the net asset value of the Company, and an annual secretarial
and administrative fee of £47,658 (2014: £46,539) increased
annually by RPI. These fees are payable quarterly in arrears.
The  cap  on  total  annual  normal  expenses,  including  the
management fee, have been reduced from 3.5 per cent to
3.0 per cent. of the net asset value. The total annual normal
expenses for the year to 31 March 2015 was 2.5 per cent.
(2014: 2.5 per cent.).

Evaluation of the Manager
The Board has evaluated the performance of the Manager
based  on  the  returns  generated  by  the  Company,  the
continuing  achievement  of  the  70  per  cent.  investment
requirement  for  venture  capital  trust  status,  the  long  term
prospects of current investments, a review of the Management
agreement  and 
therein,  and
benchmarking  the  performance  of  the  Manager  to  other
service providers. The Board believes that it is in the interests
of shareholders as a whole, and of the Company, to continue
the appointment of the Manager for the forthcoming year.

the  services  provided 

Alternative Investment Fund Managers Directive
(“AIFMD”)
The Board has considered the impact on your Company of
the AIFMD, an EU Directive that came into force in July 2013
to regulate the Managers of Alternative Investment Funds. The
Board appointed Albion Ventures LLP as the Company’s AIFM
as required by the AIFMD. Albion Ventures LLP’s registration
as an AIFM was approved by the Financial Conduct Authority
on 3 June 2014.

In line with common practice, the Manager is also entitled to
an arrangement fee, payable by each portfolio company, of
approximately 2 per cent. on each investment made and any
applicable monitoring fees.

Management performance incentive
In order to provide the Manager with an incentive to maximise
the  return  to  investors,  the  Company  has  entered  into  a
management  performance  incentive  arrangement  with  the
Manager. Under the incentive arrangement, the Company will
pay an incentive fee to the Manager of an amount equal to
8 per cent. of the excess total return above 5 per cent. per
annum,  paid  out  annually  in  cash  as  an  addition  to  the
management  fee.  Any  shortfall  of  the  target  return  will  be
carried forward into subsequent periods and the incentive fee
will only be paid once all previous and current target returns
have been met. For the year to 31 March 2015, no incentive
fee became due to the Manager (2014: £nil).

Social and community issues, employees and
human rights
The Board recognises the requirement under section 414C of
the  Act  to  detail  information  about  social  and  community
issues, employees and human rights; including any policies it
has in relation to these matters and effectiveness of these
policies. As an externally managed investment company with
no employees, the Company has no policies in these matters
and as such these requirements do not apply. 

Further policies
The  Company  has  adopted  a  number  of  further  policies
relating to:
●       Environment
●       Global greenhouse gas emissions
●       Anti-bribery
●       Diversity
and these are set out in the Directors’ report on page 21.

No further performance fee will become due until the hurdle
rate comprising net asset value, plus dividends from 31 March
2004, has been reached. As of 31 March 2015 the total return
from  31  March  2004  amounted  to  153.1 pence  per  share
which compared to the hurdle of 193.4 pence per share at
that date.

Investment and co-investment
The  Company  co-invests  with  other  Albion  Ventures  LLP
venture capital trusts and funds. Allocation of investments is
on the basis of an allocation agreement which is based, inter
alia, on the ratio of funds available for investment.

Albion Venture Capital Trust PLC  11

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Strategic report (continued)

Risk management
The  Board  carries  out  a  regular  review  of  the  risk  environment  in  which  the  Company  operates.  The  principal  risks  and
uncertainties of the Company as identified by the Board and how they are managed are as follows:

Risk

Possible consequence

Risk management

Economic risk        

Changes 
in  economic  conditions,
including,  for  example,  interest  rates,
rates  of  inflation,  industry  conditions,
competition,  political  and  diplomatic
events  and  other 
factors  could
substantially  and  adversely  affect  the
Company’s  prospects  in  a  number
of ways.

      To reduce this risk, in addition to investing equity in portfolio
companies, the Company often invests in secured loan stock
and has a policy of not normally permitting any external bank
borrowings  within  portfolio  companies.  Additionally,  the
Manager has been rebalancing the sector exposure of the
portfolio with a view to reducing reliance on consumer led
sectors.

Investment risk      

This  is  the  risk  of  investment  in  poor
quality assets which reduces the capital
and income returns to shareholders, and
negatively  impacts  on  the  Company’s
reputation.  By  nature,  smaller  unquoted
businesses, such as those that qualify for
venture capital trust purposes, are more
fragile  than  larger,  long  established
businesses. 

Valuation risk         

The  Company’s  investment  valuation
methodology  is  reliant  on  the  accuracy
and  completeness  of  information  that  is
issued  by  portfolio  companies. 
In
particular,  the  Directors  may  not  be
aware  of  or  take  into  account  certain
events  or  circumstances  which  occur
after  the  information  issued  by  such
companies is reported.

VCT approval
risk

The  Company’s  current  approval  as  a
venture  capital  trust  allows  investors  to
take  advantage  of  tax  reliefs  on  initial
investment  and  ongoing  tax  free  capital
gains  and  dividend  income.  Failure  to
meet  the  qualifying  requirements  could
result in investors losing the tax relief on
initial investment and loss of tax relief on
any  tax-free  income  or  capital  gains
received.  In  addition,  failure  to  meet  the
qualifying  requirements  could  result  in  a
loss of listing of the shares.

12 Albion Venture Capital Trust PLC

includes  an 

     To reduce this risk, the Board places reliance upon the skills
and expertise of the Manager and its strong track record for
investing  in  this  segment  of  the  market.  In  addition,  the
Manager  operates  a  formal  and  structured  investment
process,  which 
Investment  Committee,
comprising investment professionals from the Manager and
at least one external investment professional. The Manager
also 
from
non-executive  Directors  of  the  Company  on  investments
discussed  at 
Investment  Committee  meetings.
Investments  are  actively  and  regularly  monitored  by  the
Manager  (investment  managers  normally  sit  on  portfolio
company boards) and the Board receives detailed reports on
each investment as part of the Manager’s report at quarterly
board meetings. 

takes  account  of  comments 

invites  and 

the 

     As  described  in  note  2  of  the  Financial  Statements,  the
unquoted equity investments, convertible loan stock and
debt  issued  at  a  discount  held  by  the  Company  are
designated at fair value through profit or loss and valued in
accordance  with  the  International  Private  Equity  and
Venture Capital Valuation Guidelines. These guidelines set
out recommendations, intended to represent current best
practice on the valuation of venture capital investments.
These  investments  are  valued  on  the  basis  of  forward
looking  estimates  and  judgements  about  the  business
itself, its market and the environment in which it operates,
together  with  the  state  of  the  mergers  and  acquisitions
market,  stock  market  conditions  and  other  factors.  In
making these judgements the valuation takes into account
all known material facts up to the date of approval of the
Financial Statements by the Board. All other unquoted loan
stock  is  measured  at  amortised  cost.  The  values  of all
investments are  at  cost  (reviewed  for  impairment)  or
underpinned  by  independent  third  party  professional
valuations.

     To  reduce  this  risk,  the  Board  has  appointed  the  Manager,
which has a team with significant experience in venture capital
trust management, used to operating within the requirements
of the venture capital trust legislation. In addition, to provide
further formal reassurance, the Board has appointed Robertson
Hare  LLP  (previously PricewaterhouseCoopers  LLP)  as  its
taxation adviser. Robertson Hare LLP reports quarterly to the
Board to independently confirm compliance with the venture
capital trust legislation, to highlight areas of risk and to inform
on changes in legislation. Each investment in a new portfolio
company is also pre-cleared with H.M. Revenue & Customs.

     
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Strategic report (continued)

Risk

Possible consequence

Risk management

Compliance risk     

The  Company  is  listed  on  The  London
Stock  Exchange  and  is  required  to
comply  with  the  rules  of  the  UK  Listing
Authority, as well as with the Companies
Act,  Accounting  Standards  and  other
legislation.  Failure  to  comply  with  these
regulations  could  result  in  a  delisting  of
the Company’s shares, or other penalties
under  the  Companies  Act  or  from
financial reporting oversight bodies.

Internal control
risk

Failures in key controls, within the Board
or within the Manager’s business, could
put  assets  of  the  Company  at  risk  or
result 
inaccurate
reduced  or 
information  being  passed  to  the  Board
or to shareholders.

in 

     Board  members  and  the  Manager  have  experience  of
operating  at  senior  levels  within  or  advising  quoted
businesses. In addition, the Board and the Manager receive
regular updates on new regulation from its auditor, lawyers
and other professional bodies. The Company is subject to
compliance checks via the Manager’s Compliance Officer.
The  Manager  reports  monthly  to  its  Board  on  any  issues
arising from compliance or regulation. These controls are also
reviewed as part of the quarterly Manager Board meetings,
and  also  as  part  of  the  review  work  undertaken  by  the
Manager’s  Compliance  Officer.  The  report  on  controls  is
evaluated by Internal Audit during its reports.

     The  Audit  Committee  meets  with  the  Manager’s  Internal
Auditor, PKF Littlejohn LLP, when required, receiving a report
regarding  the  last  formal  internal  audit  performed  on  the
Manager,  and  providing  the  opportunity  for  the  Audit
Committee to ask specific and detailed questions. John Kerr,
as Chairman of the Audit Committee, met with the internal
audit Partner of PKF Littlejohn LLP in January 2015 to discuss
the most recent Internal Audit Report on the Manager. The
Manager has a comprehensive business continuity plan in
place in the event that operational continuity is threatened.
Further details regarding the Board’s management and review
of the Company’s internal controls through the implementation
of the Turnbull guidance are detailed on page 28.

                                                                                                  Measures are in place to mitigate information risk in order to
ensure  the  integrity,  availability  and  confidentiality  of
information used within the business.

Reliance upon
third parties
risk

The  Company  is  reliant  upon  the
services of Albion Ventures LLP for the
provision  of  investment  management
and administrative functions.

      There are provisions within the management agreement for
the  change  of  Manager  under  certain  circumstances  (for
further detail, see the Management agreement paragraph on
page 11). In addition, the Manager has demonstrated to the
Board that there is no undue reliance placed upon any one
individual within Albion Ventures LLP.

Financial risk          

By its nature, as a venture capital trust,
the Company is exposed to investment
risk  (which  comprises  investment  price
risk  and  cash  flow  interest  rate  risk),
credit risk and liquidity risk.

     The  Company’s  policies  for  managing  these  risks  and  its
financial  instruments  are  outlined  in  full  in  note  19  to  the
Financial Statements.

     All of the Company’s income and expenditure is denominated
in sterling and hence the Company has no foreign currency
risk. The Company is financed through equity and does not
have any borrowings. The Company does not use derivative
financial instruments for speculative purposes.

Reputational risk    

Arises  from  broader  performance  and
ethical  issues,  including  investment  in
that  are
businesses  and  sectors 
inconsistent  with  the  values  of  Board
and the VCT or, the Boards of portfolio
companies  take  actions  which  similarly
are  inconsistent  with  the  values  of  the
VCT.

     The Board clearly articulates to the Investment Manager its
broader aims and standards including those sectors which
are  consistent  with  the  values  of  the  Board.  The  Board
regularly reviews the performance and investment strategy of
the Investment Manager. The Investment Manager periodically
attends Board meetings of the VCT’s portfolio companies and
across the portfolio receives periodic management information
and is alert to potential threats to reputation.

This Strategic report of the Company for the year ended 31 March 2015 has been prepared in accordance with the requirements
of section 414A of the Companies Act 2006 (the “Act”). The purpose of this report is to provide Shareholders with sufficient
information to enable them to assess the extent to which the Directors have performed their duty to promote the success of
the Company in accordance with section 172 of the Act.

On behalf of the Board,

David Watkins
Chairman
25 June 2015

Albion Venture Capital Trust PLC  13

 
     
236915 Albion Venture Cap pp06-pp17  25/06/2015  13:44  Page 14

The Board of Directors

The following are the Directors of the Company, all of whom
operate in a non-executive capacity:

David Watkins MBA (Harvard), Chairman (appointed
9 February 1996)
David  Watkins  worked  for  Goldman  Sachs  from  1972  until
1991  where  he  was  head  of  Euromarkets  Syndication  and
Head  of  European  Real  Estate.  He  subsequently  joined
Mountleigh Group PLC where he worked as a director on the
restructuring of the business prior to the Group being placed
into administration. After a period operating his own corporate
finance business, he joined Baring Securities in 1994 as Head
of Equity Capital Markets – London, before leaving in mid-1995
when  the  company  went  into  administration  to  become
Chief Financial Officer and one of the principal shareholders of
The  Distinguished  Programs  Group  LLC,  an  insurance
distribution and underwriting group. At the end of 2012 he sold
his  shares  in  The  Distinguished  Programs  Group  LLC,  but
remains  as  Vice  Chairman.  From  1986  to  1990,  he  was  a
member of the Council of the London Stock Exchange.

John Kerr ACMA (appointed 9 February 1996)
John  Kerr  has  worked  as  a  venture  capitalist  and  also  in
manufacturing and service industries. He held a number of
finance and general management posts in the UK and USA,
before  joining  SUMIT  Equity  Ventures,  an  independent
Midlands  based  venture  capital  company,  where  he  was
managing director from 1985 to 1992. He then became chief
executive of Price & Pierce Limited, which acted as the UK
agent  for  overseas  producers  of  forestry  products,  before
leaving in 1997 to become finance director of Ambion Brick,
a building materials company bought out from Ibstock PLC.
After retiring in 2002, he now works as a consultant. He is an
external member of the Manager's investment committee.

Jeff Warren ACCA (appointed 2 October 2007)
Jeff Warren has 30 years' financial management experience,
including  high  level  corporate  governance  and  regulatory
environment  experience.  In  1992  he  resigned  as  Finance
Director of Mountleigh Group PLC, which was subsequently
placed into administration, and joined Bristol & West Building
Society as CFO. Following the acquisition of Bristol & West by
Bank of Ireland, he continued as Finance Director until he was
promoted  to  CEO  of  Bristol  &  West  PLC  in  1999,  and
subsequently also took responsibility for the Bank of Ireland
UK Branch network. In 2003 he moved to take on a role at
Group level in Dublin, as Group Chief Development Officer,
reporting to the Bank of Ireland CEO. In 2004 he returned to
the UK and has since held a number of non-executive roles,
including 4 months as a non-executive Director of Courts Plc
until  that  company  was  placed  into  administration  in
December 2004. 

Ebbe Dinesen R (Danish) FSR (appointed
26 September 2012)
Ebbe Dinesen qualified as a chartered accountant in Denmark
before working in senior positions in the Danish industry. In
1985 he came to the United Kingdom and became CEO of
Carlsberg UK in 1987. He later became CEO of Carlsberg-
Tetley  PLC  (now  Carlsberg  UK)  and  became  executive
chairman of that company in 2001. He stepped down in 2006.
He was chairman of the British Brewers from 2002 to 2006.
Ebbe Dinesen was Danish vice-consul for The Midlands from
1987  to  2006.  In  2000  he  was  knighted  by  the  Queen
of Denmark.

All Directors are members of the Audit Committee and John
Kerr is Chairman.

All Directors are members of the Nomination Committee and
David Watkins is Chairman.

All Directors are members of the Remuneration Committee
and Jeff Warren is Chairman.

14 Albion Venture Capital Trust PLC

236915 Albion Venture Cap pp06-pp17  25/06/2015  13:44  Page 15

The Manager

Albion  Ventures  LLP  is  authorised  and  regulated  by  the
Financial Conduct Authority and is the Manager and AIFM of
the Company alongside a further five venture capital trusts and
currently has total funds under management of approximately
£270 million.
The following are specifically responsible for the management
and administration of the VCTs managed by Albion Ventures
LLP:
Patrick  Reeve,  MA,  ACA, qualified  as  a  chartered
accountant. He joined Close Brothers Group in 1989, after
spending three years at Cazenove & Co., working in both the
development capital and corporate finance divisions before
founding the venture capital division in 1996. He led the buy-
out  of  this  business  from  Close  Brothers  in  2009,  and
re-named it Albion Ventures LLP. He is the managing partner
of  Albion  Ventures  LLP,  is  a  director  of three of  the Albion
Venture Capital Trusts, which are managed by Albion Ventures,
and is chief executive officer of Albion Community Power PLC.
He  read  modern  languages  at  Oxford  University.  He  is  a
Member of Council of the BVCA and is a member of the Audit
Committee  of  the  University  College  London.  He  is  also  a
director  of  UCL  Business  PLC,  the  university  technology
transfer arm.
Will Fraser-Allen, BA (Hons), FCA, qualified as a chartered
accountant with Cooper Lancaster Brewers in 1996 and then
joined  their  corporate  finance  team  providing  corporate
finance advice to small and medium sized businesses. He
joined Albion Ventures in 2001 since when he has focused on
leisure  and  healthcare  investing.  Will  became  deputy
managing partner of Albion Ventures in 2009. Will has a BA in
History from Southampton University.
Adam  Chirkowski,  MA, having  graduated  in  Industrial
Economics followed by a Masters in Corporate Strategy, spent
five years at N M Rothschild & Sons specialising in mergers
and acquisitions; principally in the natural resources and then
healthcare sectors, before joining Albion Ventures in 2013,
where he currently concentrates on renewable energy projects
and healthcare.
Dr. Andrew Elder, MA, FRCS, initially practised as a surgeon
for six years, specialising in neurosurgery, before joining the
Boston  Consulting  Group  (BCG)  as  a  consultant  in  2001.
Whilst at BCG he specialised in healthcare strategy, gaining
experience  with  many  large,  global  clients  across  the  full
spectrum 
biotechnology,
pharmaceuticals, service and care providers, software and
telecommunications. He joined Albion Ventures in 2005 and
became a partner in 2009. He has an MA plus Bachelors of
Medicine  and  Surgery  from  Cambridge  University  and  is  a
Fellow of the Royal College of Surgeons (England).
Emil Gigov, BA (Hons), FCA, graduated from the European
Business  School,  London,  with  a  BA  (Hons)  Degree  in
European Business Administration in 1994. He then joined
KPMG in their financial services division and qualified as a
chartered accountant in 1997. Following this he transferred to
KPMG Corporate Finance where he specialised in the leisure,
media and marketing services sectors acting on acquisitions,
disposals  and  fundraising  mandates.  He  joined  Albion
Ventures in 2000 and has since made and exited investments
in  a  number  of  industry  sectors,  including  healthcare,
education, technology, leisure and engineering. Emil became
a partner in Albion Ventures in 2009.
David  Gudgin,  BSc  (Hons),  ACMA, qualified  as  a
management accountant with ICL before spending 3 years at
the BBC. In 1999 he joined 3i plc as an investor in European
technology  based  in  London  and  Amsterdam.  In  2002  he
moved to Foursome Investments (now Frog Capital) as the
lead investor of an environmental technology and a later stage

healthcare 

including 

of 

IPOs, 

leading 

investments 

development capital fund. David joined Albion Ventures LLP
in 2005 and became a partner in 2009. He is also Managing
Director of Albion Community Power PLC. David has a BSc
in Economics from Warwick University.
Vikash Hansrani, BA (Hons), ACA, qualified as a chartered
accountant  with  RSM  Tenon  plc  and  latterly  worked  in  its
corporate finance team. He joined Albion Ventures in 2010,
where  he  is  currently  Finance  Director.  He  is  also  Finance
Director of Albion Community Power PLC. He has a BA in
Accountancy & Finance from Nottingham Business School.
Robert  Henderson,  BA  (Hons),  ACA,  graduated  from
Newcastle  University  with  a  first  class  degree  in  business
management.  Prior  to  joining  Albion  Ventures  in  2015,  he
qualified as a Chartered Accountant with KPMG, spending
four years working in Transactions & Restructuring primarily in
turnaround and M&A situations.
Ed  Lascelles,  BA  (Hons), began  by  advising  quoted  UK
companies  on 
takeovers  and  other  corporate
transactions, first with Charterhouse Securities and then ING
Barings. Companies ranged in value from £10 million to £1
billion, across the healthcare and technology sectors among
others. After moving to Albion Ventures in 2004, Ed started
investing in the technology, healthcare, financial and business
services  sectors.  Ed  became  partner  in  2009  and  is
responsible for a number of Albion’s technology investments.
He graduated from University College London with a first class
degree in Philosophy. 
Dr.  Christoph  Ruedig,  MBA,
initially  practiced  as  a
radiologist, before spending 3 years at Bain & Company. In
2006  he  joined  3i  plc  working  for  their  Healthcare  Venture
Capital  arm 
in  biotechnology,
pharmaceuticals and medical technology. Most recently he
has worked for General Electric UK, where he was responsible
for mergers and acquisitions in the medical technology and
healthcare IT sectors. He joined Albion Ventures in 2011 and
became a partner in 2014. He holds a degree in medicine from
Ludwig-Maximilians  University,  Munich  and  an  MBA
from INSEAD.
Henry  Stanford,  MA,  ACA, qualified  as  a  chartered
accountant with Arthur Andersen before joining the corporate
finance  department  of  Close  Brothers  Group  in  1992,
becoming an assistant director in 1996. He moved to Albion
Ventures in 1998, where he has been responsible for much of
the asset based portfolio. Henry became a partner in Albion
Ventures in 2009. He holds an MA degree in Classics from
Oxford University.
Robert Whitby-Smith, BA (Hons), FCA. After graduating in
History at Reading University, Robert qualified as a chartered
accountant at KPMG and subsequently worked in corporate
finance at Credit Suisse First Boston and ING Barings. Since
joining  in  2005,  Robert  has  assisted  in  the  workout  of
portfolios formerly managed by other fund managers (now
named Crown Place VCT PLC and Kings Arms Yard VCT PLC)
and is responsible for investments primarily in the advanced
manufacturing, digital media and technology sectors. Robert
became a partner in Albion Ventures in 2009.
Marco Yu, MPhil, MA, MRICS, spent two and a half years at
Bouygues (UK), before moving to EC Harris in 2005 where he
advised senior lenders on large capital projects. Since joining
Albion  Ventures  in  2007,  Marco  has  been  involved  in  hotel,
cinema, pub, residential property and garden centre investments
and is, more recently, responsible for a number of renewable
energy investments. He became an Investment Director in 2014.
Marco graduated from Cambridge University with a first class
degree in economics and is a Chartered Surveyor.

Albion Venture Capital Trust PLC  15

236915 Albion Venture Cap pp06-pp17  25/06/2015  13:44  Page 16

Portfolio of investments 

                                                                                                                            As at 31 March 2015                             As at 31 March 2014

                                                                                             % voting                                                                                                                                  Change in
                                                                                          rights held                            Cumulative                                               Cumulative                            value
                                                                                %       by all AVL*    Accounting      movement                       Accounting       movement                          for the
                                                                         voting          managed             cost**           in value        Value              cost**            in value        Value         year***
Portfolio company                                          rights       companies              £’000               £’000        £’000              £’000               £’000       £’000           £’000

Hotels
Kew Green VCT (Stansted) Limited               45.2                50.0            6,723                758      7,481            6,723                656      7,379             102
The Crown Hotel Harrogate Limited             24.1                50.0            4,245           (1,219)     3,026            4,245           (1,329)     2,916            110
The Stanwell Hotel Limited                            39.2                50.0            4,677            (2,285)      2,392            4,677            (2,339)     2,338               54
Total investment in the 
hotel sector                                                                                      15,645           (2,746)   12,899          15,645           (3,012)   12,633            266
Renewable energy                                                                                                                                                                                                    
Chonais Holdings Limited                              16.1                50.0            3,074                361      3,435            1,611                    6      1,617             356
Green Highland Renewables 
(Ledgowan) Limited                                     20.8                50.0            1,363               268      1,631               387                    –         387            268
Alto Prodotto Wind Limited                             7.4                50.0               670                309         979               670                231         901               78
The Street by Street Solar 
Programme Limited                                       6.5                50.0               676               249         925               676               163         839              86
Regenerco Renewable
Energy Limited                                                 4.5                50.0               451                108         559               427                  36         463               73
Erin Solar Limited                                        18.6                50.0               520                (12)        508               520                   3         523             (14)
Infinite Ventures (Goathill) Limited                  11.5                31.0               480                    –         480                    –                    –             –                 –
TEG Biogas (Perth) Limited                           4.9                50.0               404                 74         478               306                 23         329              51
Dragon Hydro Limited                                     7.3                30.0               311                158         469               311                  61         372               97
Harvest AD Limited                                  n/a****                  n/a               307                    –         307               307                    –         307                –
AVESI Limited                                                  7.4                50.0               242                  49         291               230                  16         246               34
Greenenerco Limited                                     3.9                50.0               135                 67         202               135                 49         184              18
Total investment in the 
renewable energy sector                                                                  8,633            1,631    10,264            5,580               588      6,168         1,047
Healthcare                                                                                                                                                                                                                 
Shinfield Lodge Care Limited                         25.0                29.2            3,000                  24      3,024                    –                    –             –               24
Active Lives Care Limited                            14.5                33.8            1,800                 68      1,868            1,800                    –      1,800              68
Ryefield Court Care Limited                           10.7                23.7               991                  40      1,031                    –                    –             –               40
Total investment in the 
healthcare sector                                                                              5,791               132      5,923            1,800                    –      1,800            132
Education                                                                                                                                                                                                                   
Radnor House School (Holdings) 
Limited                                                             7.1                50.0            2,125                981      3,106            1,381                850      2,231             165
Total investment in the
education sector                                                                               2,125               981      3,106            1,381               850      2,231            165
Pubs                                                                                                                                                                                                                           
The Charnwood Pub 
Company Limited +                                       14.8                50.0            1,850               (429)      1,421            3,532            (1,889)     1,643            (104)
Bravo Inns II Limited                                      6.4                50.0            1,085                 24      1,109            1,085                 38      1,123             (13)
Bravo Inns Limited                                           7.6                50.0               589               (158)         431               589               (156)        433                (3)
Total investment in the 
pub sector                                                                                          3,524              (563)     2,961            5,206           (2,007)     3,199           (120)
Health and fitness clubs                                                                                                                                                                                          
Kensington Health Clubs Limited                    9.8                50.0            1,905               (548)      1,357            1,889               (800)     1,089             251
The Weybridge Club Limited                       14.3                50.0            2,165              (850)     1,315            2,136              (650)     1,486           (201)
Total investment in the health
and fitness club sector                                                                     4,070           (1,398)     2,672            4,025           (1,450)     2,575              50
Residential property 
development
G&K Smart Developments 
VCT Limited                                                   42.9                50.0               276                 (40)         236               276                 (40)        236                 –
Total investment in the 
residential property 
development sector                                                                             276                (40)        236               276                (40)        236                –
Other leisure
Premier Leisure (Suffolk) Limited +                  9.9                47.4               175                   (7)         168               468               (298)        170                (2)
Total investment in the 
other leisure sector                                                                              175                  (7)        168               468              (298)        170               (2)
Total fixed asset 
investments                                                                                      40,239           (2,010)   38,229          34,381           (5,369)   29,012         1,538

* Albion Ventures LLP
** Amounts shown as accounting cost represent the acquisition cost in the case of investments originally made by the Company and/or the fair value attributed
to the investments acquired from Albion Prime VCT PLC on the Merger on 25 September 2012, as adjusted for changes in value since acquisition.
*** As adjusted for additions and disposals during the year.
**** Loan stock investment only
+ The accounting cost as shown above is after deducting realised losses of £1,564,000 for The Charnwood Pub Company Limited and £293,000 for Premier
Leisure (Suffolk) Limited which are still held at the Balance sheet date.

The comparative cost and valuations for 31 March 2014 do not agree to the Annual Report and Financial Statements for the year ended 31 March 2014 as the
above list does not include brought forward investments that were fully disposed of in the year.

16 Albion Venture Capital Trust PLC

236915 Albion Venture Cap pp06-pp17  25/06/2015  13:44  Page 17

Portfolio of investments (continued)

Total change in value of investments for the year                                                                                                                                              1,538
Movement in loan stock accrued interest                                                                                                                                                                       (96)

Unrealised gains sub-total                                                                                                                                                                                     1,442
Realised gain in current year                                                                                                                                                                                       1,127

Total gains on investments as per Income statement                                                                                                                                       2,569

                                                                                                     Accounting                   Opening                   Disposal           Total realised                     Gain on
Fixed asset investment realisations during                                        cost*          carrying value                  proceeds                gain/(loss)          opening value
the year to 31 March 2015                                                                    £’000                         £’000                         £’000                         £’000                         £’000

Oakland Care Centre Limited                                                           3,535                       5,147                       5,750                       2,215                          603
Orchard Portman Group (Taunton Hospital Limited)                         1,314                       1,574                       1,870                          556                          296
Tower Bridge Health Clubs Limited                                                      347                          668                          873                          526                          205
Radnor House School Limited (loan stock repayment
and redemption premium)                                                                     54                            89                            95                            41                              6
The Bear Hungerford Limited***                                                               –                              –                            16                            16                            16
Infinite Ventures (Goathill) Limited (loan stock
repayment)                                                                                          200                          200                          200                              –                              –
The Dunedin Pub Company VCT Limited (loan stock
repayment)                                                                                            75                            73                            74                             (1)                             1
Premier Leisure (Suffolk) Limited**                                                       293                              –                              –                         (293)                             –
The Charnwood Pub Company Limited** (loan stock
repayment)                                                                                       1,712                          148                          148                      (1,564)                             –

Total                                                                                           7,530                     7,899                     9,026                     1,496                     1,127

* The cost includes the original cost from Albion Venture Capital Trust PLC and the carried over value on merger from Albion Prime VCT PLC as at 25 September 2012.
** The accounting cost as shown above represents realised losses of investments still held at the Balance sheet date.
*** This refers to additional proceeds from the sale which was realised in the prior year.

Albion Venture Capital Trust PLC  17

236915 Albion Venture Cap pp18-pp19  25/06/2015  13:44  Page 18

Portfolio companies

The top ten investments held by the Company, by total aggregate value of equity and loan stock are as shown below.

The most recently audited results are included for each portfolio company. Valuations are often based upon the most recent
information available, which may include management accounts. The audited results are therefore not necessarily the figures
used for the valuation. 

Kew Green VCT (Stansted) Limited 
The company developed and operates a limited service hotel under the “Holiday Inn Express”
brand at Stansted Airport on a 125 year lease. The hotel opened in January 2005 with 183
bedrooms. A 71 bedroom extension opened in July 2007, taking the hotel to 254 bedrooms.
                                                                 Abbreviated audited results: year to 31 August 2014
                                                                                                                                                 £’000        Investment information                                                 £’000
Turnover                                                                                                                                    4,144        Income recognised in the year                                             426
EBITDA                                                                                                                                        890        Total cost                                                                          6,723
Profit before tax                                                                                                                            104        Total valuation                                                                   7,481
Net assets                                                                                                                                 4,344        Voting rights                                                        45.2 per cent.
Basis of valuation:                                                 Net asset value supported by third party valuation        Voting rights for all AVL managed companies      50.0 per cent.
Website:                                                                                       www.expressstanstedairport.co.uk

Chonais Holdings Limited 
A company that owns and operates a 2 megawatt hydro-power scheme in the Scottish Highlands.
                                                      Abbreviated audited results: period to 30 September 2014
                                                                                                                                                 £’000        Investment information                                                 £’000
Turnover                                                                                                                                           5        Income recognised in the year                                             168
EBITDA                                                                                                                                           (4)        Total cost                                                                          3,074
Loss before tax                                                                                                                               (1)        Total valuation                                                                   3,435
Net assets                                                                                                                                 2,702        Voting rights                                                        16.1 per cent.
Basis of valuation:                                                 Net asset value supported by third party valuation        Voting rights for all AVL managed companies      50.0 per cent.

Radnor House School (Holdings) Limited
Radnor House is a group of co-educational independent day schools with sites in South West London and Sevenoaks
in Kent. The group provides personalised education to students aged 3-18 and has the capacity to accommodate some
1,000 children.
                                                                                      Audited results: year to 31 August 2014
                                                                                                                                                 £’000        Investment information                                                 £’000
Turnover                                                                                                                                    5,017        Income recognised in the year                                             127
EBITDA                                                                                                                                     1,721        Total cost                                                                          2,125
Profit before tax                                                                                                                            852        Total valuation                                                                   3,106
Net assets                                                                                                                                    323        Voting rights                                                          7.1 per cent.
Basis of valuation:                                                 Net asset value supported by third party valuation        Voting rights for all AVL managed companies      50.0 per cent.
Website:                                                                                                          www.radnorhouse.org        

The Crown Hotel Harrogate Limited
The company acquired the historic 114 bedroom Crown Hotel in Harrogate, Yorkshire in November 2005. A substantial
refurbishment was carried out and the hotel is once again recognised as one of the leading hotels in Harrogate.
                                                                                       Audited results: year to 31 March 2014        
                                                                                                                                                 £’000        Investment information                                                 £’000
Turnover                                                                                                                                    2,834        Income recognised in the year                                             195
EBITDA                                                                                                                                        448        Total cost                                                                          4,245
Loss before tax                                                                                                                           (708)        Total valuation                                                                   3,026
Net liabilities                                                                                                                            (7,438)        Voting rights                                                        24.1 per cent.
Basis of valuation:                                                 Net asset value supported by third party valuation        Voting rights for all AVL managed companies      50.0 per cent.
Website:                                                                                            www.crownhotelharrogate.com

Shinfield Lodge Care Limited
The company will own and operate a care home in Shinfield, Berkshire. The acquisition of the site completed on 6 March 2015.

                                                                                                                                                                  Investment information                                                 £’000
                                                     Income recognised in the year                                               25
The company was incorporated on 14 October 2014 and has
                                                     Total cost                                                                          3,000
not yet filed accounts at Companies House
                                                     Total valuation                                                                   3,024
                                                     Voting rights                                                        25.0 per cent.
                                                                                       Cost        Voting rights for all AVL managed companies      29.2 per cent.

Basis of valuation

18 Albion Venture Capital Trust PLC

                                                                                                                                                          
                                                                                                                                                          
236915 Albion Venture Cap pp18-pp19  25/06/2015  13:44  Page 19

Portfolio companies (continued) 

The Stanwell Hotel Limited 
The company acquired the 19 bedroom Stanwell Hall Hotel near Heathrow in August 2007. Planning consent was
subsequently obtained to extend the hotel to 52 bedrooms and the hotel re-opened at the end of April 2010. 
                                                                                      Audited results: year to 31 August 2014        
                                                                                                                                                 £’000        Investment information                                                 £’000
Turnover                                                                                                                                    1,426        Income recognised in the year                                                 –
EBITDA                                                                                                                                        143        Total cost                                                                          4,677
Loss before tax                                                                                                                           (718)        Total valuation                                                                   2,392
Net liabilities                                                                                                                            (5,359)        Voting rights                                                        39.2 per cent.
Basis of valuation:                                                 Net asset value supported by third party valuation        Voting rights for all AVL managed companies      50.0 per cent.
Website:                                                                                                           www.thestanwell.com

Active Lives Care Limited
A company that is developing and will operate a purpose built elderly care home offering 72 bedrooms in Cumnor Hill, Oxford.

                                                                                                                                                                  Investment information                                                 £’000
                                                                                                                                                                  Income recognised in the year                                               68
The company was incorporated on 8 November 2013 and has                                                                 Total cost                                                                          1,800
not yet filed accounts at Companies House.                                                                                              Total valuation                                                                   1,868
                                                                                                                                                                  Voting rights                                                        14.5 per cent.
Basis of valuation:                                                                                                                       Cost        Voting rights for all AVL managed companies      33.8 per cent.

Green Highlands Renewables (Ledgowan) Limited
The Company will operate a 1MW hydroelectricity plant near Ledgowan in Western Scotland.
                                                          Abbreviated audited results: year to 30 September 2014        
                                                                                                                                                 £’000        Investment information                                                 £’000
Turnover                                                                                                                                           –        Income recognised in the year                                               81
EBITDA                                                                                                                                         (11)        Total cost                                                                          1,363
Loss before tax                                                                                                                             (12)        Total valuation                                                                   1,631
Net assets                                                                                                                                    919        Voting rights                                                        20.8 per cent.
Basis of valuation                                                  Net asset value supported by third party valuation        Voting rights for all AVL managed companies      50.0 per cent.

The Charnwood Pub Company Limited
The company which owns and operates 9 freehold public houses in central England.

                                                                               Abbreviated audited results: 31 March 2014
                                                                                                                                                 £’000        Investment information                                                 £’000
Turnover                                                                                                                                    3,515        Income recognised in the year                                                 –
EBITDA                                                                                                                                         (18)        Total cost*                                                                        1,850
Loss before tax                                                                                                                           (543)        Total valuation                                                                   1,421
Net liabilities                                                                                                                            (2,289)        Voting rights                                                        14.8 per cent.
Basis of valuation:                                                 Net asset value supported by third party valuation        Voting rights for all AVL managed companies      50.0 per cent.
Website:                                                                                               www.charnwoodpubco.co.uk

*An amount of £1,564,000 has been written off during the year.

Kensington Health Clubs Limited
The company has developed a 29,000 square foot health and fitness club on a
999 year lease in West London which opened in December 2007.

                                                                               Audited results: year to 30 September 2014
                                                                                                                                                 £’000        Investment information                                                 £’000
Turnover                                                                                                                                    1,957        Income recognised in the year                                               64
EBITDA                                                                                                                                        530        Total cost                                                                          1,905
Loss before tax                                                                                                                           (826)        Total valuation                                                                   1,357
Net liabilities                                                                                                                            (2,446)        Voting rights                                                          9.8 per cent.
Basis of valuation:                                                 Net asset value supported by third party valuation        Voting rights for all AVL managed companies      50.0 per cent.
Website:                                                                                         olympia.thirtysevendegrees.co.uk

Net assets of portfolio companies where a recent third party valuation has taken place, may have a higher valuation in Albion Venture
Capital Trust PLC’s accounts than in their own, where the portfolio company does not have a policy of revaluing its fixed assets.

Albion Venture Capital Trust PLC  19

                                                                                                                                                          
                                                                                                                                                          
236915 Albion Venture Cap pp20-pp31  25/06/2015  13:43  Page 20

Directors’ report 

The  Directors  submit  their  Annual  Report  and  the  audited
Financial  Statements  on  the  affairs  of  Albion  Venture  Capital
Trust PLC (the “Company”) for the year ended 31 March 2015.

BUSINESS REVIEW
Principal activity and status
The principal activity of the Company is that of a venture capital
trust.  It  has  been  approved  by  H.M.  Revenue  &  Customs
(‘HMRC’)  as  a  venture  capital  trust  in  accordance  with  the
Income Tax Act 2007 and, in the opinion of the Directors, the
Company  has  conducted  its  affairs  so  as  to  enable  it  to
continue to obtain such approval. In order to maintain its status
under Venture Capital Trust legislation, a VCT must comply on
a  continuing  basis  with  the  provisions  of  Section  274  of  the
Income Tax Act 2007 and further details of this can be found
on  page 21 of  this  Directors’  report.  Approval  for  the  year
ended 31 March 2015 is subject to review should there be any
subsequent enquiry under corporation tax self assessment.

The  Company  is  not  a  close  company  for  taxation  purposes
and  its  shares  are  listed  on  the  official  list  of  The  London
Stock Exchange.

Under  current  tax  legislation,  shares  in  the  Company  provide
tax-free capital growth and income distribution, in addition to
the income tax relief some investors would have obtained when
they invested in the original share offers.

Capital structure
Details of the issued share capital, together with details of the
movements in the Company’s issued share capital during the
year are shown in note 15. The Ordinary shares are designed
for individuals who are professionally advised private investors,
seeking,  over  the  long  term,  investment  exposure  to  a
diversified portfolio of unquoted investments. The investments
are spread over a number of sectors, to produce a regular and
predictable source of income, combined with the prospect of
longer term capital growth. 

All Ordinary shares (except for treasury shares, which have no
right  to  dividend)  rank  pari  passu  for  voting  rights  and  each
Ordinary  share  is  entitled  to  one  vote.  The  Directors  are  not
aware  of  any  restrictions  on  the  transfer  of  shares  or  on
voting rights.

Shareholders are entitled to receive dividends and the return on
capital on winding up or other return on capital based on the
surpluses attributable to the shares.

Issue and buy-back of Ordinary shares
During  the  year  the  Company  issued  a  total  of  6,874,236
Ordinary  shares  (2014:  4,902,202),  of  which  6,442,577
Ordinary  shares  (2014:  4,608,012)  were  issued  under  the

20 Albion Venture Capital Trust PLC

issued  under 

Albion  VCTs  Top  Up  Offers;  and  431,659  Ordinary  shares
(2014:  294,190)  were 
the  Company’s
Dividend Reinvestment  Scheme.  The  Company  is  currently
engaged  in  the  Albion  VCTs  Prospectus  Top  Up  Offers
2014/2015 for which a prospectus has been published, copies
of  which  are  available  on  the  Company’s  website  at
www.albion-ventures.co.uk.

The Company operates a policy of buying back shares either
for cancellation or for holding in treasury. Details regarding the
current  buy-back  policy  can  be  found  on  page 6 of  the
Chairman’s statement.

Substantial interests and shareholder profile
As  at  31  March  2015  and  at  the  date  of  this  report,  the
Company  was  not  aware  of  any  shareholder  who  had  a
beneficial interest exceeding 3 per cent. of voting rights (2014:
J  M  Finn  Nominees  3.04  per  cent.).  There  have  been  no
in  accordance  with  Disclosure  Rule  and
disclosures 
Transparency  Rule  5  made  to  the  Company  during  the  year
ended 31 March 2015, and to the date of this report. 

Future developments of the business
Details  on  the  future  developments  of  the  business  can  be
found on page 7 of the Chairman’s statement and on page 9
of the Strategic report. 

Results and dividends
Detailed information on the results and dividends for the year
ended 31 March 2015 can be found in the Strategic report on
pages 8 and 9. 

Going concern 
In  accordance  with  Going  Concern  and  Liquidity  Risk:
Guidance for Directors of UK Companies 2009, issued by the
Financial  Reporting  Council,  the  Board  has  assessed  the
Company’s operation as a going concern. The Company has
significant cash and liquid resources, its portfolio of investments
is  well  diversified  in  terms  of  sector,  and  the  major  cash
outflows of the Company (namely investments, buy-backs and
dividends) are within the Company’s control. Accordingly, after
making  diligent  enquiries  the  Directors  have  a  reasonable
expectation  that  the  Company  has  adequate  resources  to
continue in operational existence for the foreseeable future. For
this  reason,  the  Directors  have  adopted  the  going  concern
basis in preparing the accounts.

The  Board’s  assessment  of  liquidity  risk  and  details  of  the
Company’s policies for managing its capital and financial risks
are  shown  in  note  19.  The  Company’s  business  activities,
together  with  details  of  its  performance  are  shown  in  the
Strategic report and this Directors’ report.

236915 Albion Venture Cap pp20-pp31  25/06/2015  13:43  Page 21

Directors’ report (continued)

Post balance sheet events
Details of events that have occurred since 31 March 2015 are
shown in note 21.

Principal risks and uncertainties
A summary of the principal risks faced by the Company is set
out on pages 12 to 13 of the Strategic report.

VCT regulation
The investment policy is designed to ensure that the Company
continues  to  qualify  and  is  approved  as  a  VCT  by  HMRC.  In
order  to  maintain  its  status  under  Venture  Capital  Trust
legislation, a VCT must comply on a continuing basis with the
provisions  of  Section  274  of  the  Income  Tax  Act  2007
as follows:

(1)     The  Company’s  income  must  be  derived  wholly  or

mainly from shares and securities;

(2)     At  least  70  per  cent.  of  the  HMRC  value  of  its
investments  must  have  been  represented  throughout
the  year  by  shares  or  securities  that  are  classified  as
‘qualifying holdings’;

(3)     At  least  30  per  cent.  by  HMRC  value  of  its  total
qualifying  holdings  must  have  been  represented
throughout the year by holdings of ‘eligible shares’. For
funds raised after 5 April 2011 the figure is 70 per cent.;
(4)     At the time of investment, or addition to an investment,
the  Company’s  holdings  in  any  one  company  (other
than  another  VCT)  must  not  have  exceeded  15  per
cent. by HMRC value of its investments;

(5)     The  Company  must  not  have  retained  greater  than
15 per  cent.  of  its  income  earned  in  the  year  from
shares and securities;

(6)     The Company’s shares, throughout the year, must have

been listed on a regulated European market.

These  tests  drive  a  spread  of  investment  risk  through
disallowing holdings of more than 15 per cent. in any portfolio
company. The tests have been carried out and independently
reviewed for the year ended 31 March 2015. The Company
has complied with all tests and continues to do so. 

‘Qualifying  holdings’  include  shares  or  securities  (including
loans with a five year or greater maturity period) in companies
which  operate  a  ‘qualifying  trade’  wholly  or  mainly  in  the
United  Kingdom.  Eligible  shares  must  comprise  at  least
10 per  cent.  by  HMRC  value  of  the  total  of  the  shares  and
securities  that  the  Company  holds  in  any  one  portfolio
company.  ‘Qualifying  trade’  excludes,  amongst  other
sectors,  dealing  in  property  or  shares  and  securities,
insurance, banking and agriculture. Details of the sectors in
which the Company is invested can be found in the pie chart
on page 8.

Portfolio company gross assets must not exceed £15 million
immediately  prior  to  the  investment  and  £16  million
immediately thereafter. No company may receive more than
£5 million in aggregate from all state-aided providers of risk
capital,  including  VCTs,  in  the  12  month  period  up  to  and
including the most recent such investment. 

Environment
The  management  and  administration  of  the  Company  is
undertaken  by  the  Manager,  Albion  Ventures  LLP.  Albion
Ventures LLP recognises the importance of its environmental
responsibilities, monitors its impact on the environment, and
designs and implements policies to reduce any damage that
might  be  caused  by  its  activities.  Initiatives  designed  to
minimise the Company’s impact on the environment include
recycling and reducing energy consumption. 

Global greenhouse gas emissions
The  Company  has  no  greenhouse  gas  emissions  to  report
from  the  operations  of  the  Company,  nor  does  it  have
responsibility  for  any  other  emissions  producing  sources
under  the  Companies  Act  2006  (Strategic  Report  and
Directors’  Reports)  regulations  2013,  including  those  within
our underlying investment portfolio. 

Anti-bribery policy
The  Company  has  adopted  a  zero  tolerance  approach  to
bribery, and will not tolerate bribery under any circumstances
in any transaction the Company is involved in. 

Albion  Ventures  LLP  reviews  the  anti-bribery  policies  and
procedures of all portfolio companies. 

Diversity
The  Board  currently  consists  of  four  male  Directors.  The
Board’s  policy  on  the  recruitment  of  new  directors  is  to
attract a range of backgrounds, skills and experience and to
ensure that appointments are made on the grounds of merit
against  clear  and  objective  criteria  and  to  bear  in  mind
gender and other diversity within the Board.

More details on the Directors can be found in the Board of
Directors section on page 14.

The Manager has an equal opportunities policy and currently
employees 13 men and 10 women.

Employees
The  Company  is  managed  by  Albion  Ventures  LLP  and
hence has no employees other than its Directors.

Albion Venture Capital Trust PLC  21

236915 Albion Venture Cap pp20-pp31  25/06/2015  13:43  Page 22

Directors’ report (continued)

Directors
The Directors who held office throughout the year, and their
interests in the shares of the Company (together with those
of  their  immediate  family)  are  shown  in  the  Directors’
remuneration report on page 30.

All Directors are members of the Audit Committee, of which
John Kerr is Chairman.

Directors’ indemnity
Each Director has entered into a Deed of Indemnity with the
Company  which  indemnifies  each  Director,  subject  to  the
provisions of the Companies Act 2006 and the limitations set
out in each deed, against any liability arising out of any claim
made against him in relation to the performance of his duties
as  a  Director  of  the  Company.  A  copy  of  each  Deed  of
Indemnity entered into by the Company for each Director is
available at the registered office of the Company.

Re-election of Directors
Directors’ retirement and re-election is subject to the Articles
of Association and the UK Corporate Governance Code. At
the forthcoming Annual General Meeting, David Watkins and
John  Kerr  will  retire  and  offer  themselves  for  re-election  as
both have been Directors of the Company for more than nine
years. The Board does not consider that the length of service
reduces their ability to act independently of the Manager. 

Advising ordinary retail investors
The Company currently conducts its affairs so that its shares
can be recommended by financial intermediaries to ordinary
retail investors in accordance with the FCA’s rules in relation
to  non-mainstream  investment  products  and  intends  to
continue  to  do  so  for  the  foreseeable  future.  The  FCA’s
restrictions  which  apply  to  non-mainstream  investment
products  do  not  apply  to  the  Company’s  shares  because
they are shares in a VCT which, for the purposes of the new
rules  relating  to  non-mainstream  investment  products,  are
excluded securities and may be promoted  to ordinary retail
investors without restriction. 

Auditor
The  Audit  Committee  annually  reviews  and  evaluates  the
standard  and  quality  of  service  provided  by  the  Auditor,  as
well as value for money in the provision of these services. A
resolution  to  re-appoint  BDO  LLP  will  be  put  to  the  Annual
General Meeting.

Annual General Meeting
The  Annual  General  Meeting  will  be  held  at  the  City  of
London  Club,  19  Old  Broad  Street,  London  EC2N  1DS  at
11:30 am on 31 July 2015. The notice of the Annual General
Meeting is at the end of this document.

22 Albion Venture Capital Trust PLC

The  proxy  form  enclosed  with  this  Annual  Report  and
Financial Statements permits shareholders to disclose votes
‘for’, ‘against’, and ‘withheld’. A ‘vote withheld’ is not a vote
in law and will not be counted in the proportion of the votes
for and against the resolution. A summary of proxies lodged
at  the  Annual  General  Meeting  will  be  published  at
www.albion-ventures.co.uk within the ‘Our Funds’ section by
clicking on Albion Venture Capital Trust PLC.

Resolutions relating to the following items of special business
will be proposed at the forthcoming Annual General Meeting
for which shareholder approval is required in order to comply
either  with  the  Companies  Act  or  the  Listing  Rules  of  the
Financial Conduct Authority.

Authority to allot shares
Ordinary resolution number 7 will request the authority to allot
up to an aggregate nominal amount of £153,047 representing
approximately  20  per  cent.  of  the  issued  Ordinary  share
capital of the Company as at the date of this report.

The  Directors  current  intention  is  to  allot  shares  under  the
Dividend Reinvestment Scheme and any Albion VCTs Top Up
Offers.  The  Company  currently  holds  5,841,440  Ordinary
treasury  shares  representing  8.2  per  cent.  of  the  total
Ordinary share capital in issue as at 31 March 2015.

This resolution replaces the authority given to the Directors at
the Annual General Meeting in 2014. The authority sought at
the 
forthcoming  Annual  General  Meeting  will  expire
18 months from the date this resolution is passed or at the
conclusion  of  the  next  Annual  General  Meeting  of  the
Company, whichever is earlier.

Dis-application of pre-emption rights
Special resolution number 8 will request the authority for the
Directors to allot equity securities for cash without first being
required to offer such securities to existing members. This will
include the sale on a non pre-emptive basis of any shares the
Company holds in treasury for cash. The authority relates to
a maximum aggregate of £153,047 of the nominal value of
the share capital representing approximately 20 per cent. of
the issued Ordinary share capital of the Company as at the
date of this Report. 

This resolution replaces the authority given to the Directors at
the Annual General Meeting in 2014. The authority sought at
the 
forthcoming  Annual  General  Meeting  will  expire
18 months from the date this resolution is passed or at the
conclusion  of  the  next  Annual  General  Meeting  of  the
Company, whichever is earlier. Members should note that this
resolution also relates to treasury shares.

236915 Albion Venture Cap pp20-pp31  25/06/2015  13:43  Page 23

Directors’ report (continued)

Purchase of own shares
Special  resolution  number  9  will  request  the  authority  to
purchase  approximately  14.99  per  cent.  of  the  Company's
issued  Ordinary  share  capital  at,  or  between,  the  minimum
and maximum prices specified in resolution 9. Shares bought
back under this authority may be cancelled.

The  Board  believes  that  it  is  helpful  for  the  Company  to
continue to have the flexibility to buy its own shares and this
resolution seeks authority from shareholders to do so.

This  resolution  would  renew  the  2014  authority,  which  was
on similar terms. During the financial year under review, the
Company purchased 1,146,000 Ordinary shares for treasury
at an aggregate consideration of £760,000, including stamp
duty, representing 1.6 per cent. of the issued share capital of
the Company as at 31 March 2015.

The  authority  sought  at  the  Annual  General  Meeting  will
expire 18 months from the date this resolution is passed or
at  the  conclusion  of  the  next  Annual  General  Meeting,
whichever is earlier. 

Treasury shares
Under the Companies (Acquisition of Own Shares) (Treasury
Shares)  Regulations  2003  (the  “Regulations”),  shares
purchased  by  the  Company  out  of  distributable  profits  can
be held as treasury shares, which may then be cancelled or
sold  for  cash.  The  authority  sought  by  these  resolutions  is
intended  to  apply  equally  to  shares  to  be  held  by  the
in  accordance  with
Company  as 
the Regulations.

treasury  shares 

Special  resolution  number  10  will  request  the  authority  to
permit  Directors  to  sell  treasury  shares  at  the  higher  of  the
prevailing  current  share  price  and  the  price  at  which  they
were bought in at.

Recommendation
The Board believes that the passing of the resolutions above
is in the best interests of the Company and its shareholders
as a whole, and unanimously recommends that you vote in
favour of these resolutions, as the Directors intend to do in
respect of their own shareholdings.

Directors’ responsibilities 
The  Directors  are  responsible  for  preparing  the  Strategic
report,  the  Directors'  report,  the  Directors'  remuneration
report  and  the  Financial  Statements  in  accordance  with
applicable law and regulations. 

Company  law  requires  the  Directors  to  prepare  Financial
Statements  for  each  financial  year.  Under  that  law  the

Directors have elected to prepare the Financial Statements in
accordance  with  United  Kingdom  Generally  Accepted
Accounting Practice (United Kingdom Accounting Standards
and applicable law). Under company law the Directors must
not  approve  the  Financial  Statements  unless  they  are
satisfied  that  they  give  a  true  and  fair  view  of  the  state  of
affairs  of  the  Company  and  of  the  profit  or  loss  of  the
Company for that period.

In  preparing  these  Financial  Statements  the  Directors  are
required to:

●       select suitable accounting policies and then apply them

consistently;

●       make  judgements  and  accounting  estimates  that  are

reasonable and prudent;

●       state  whether  applicable  UK  accounting  standards
have been followed, subject to any material departures
disclosed and explained in the Financial Statements; 

●       prepare the Financial Statements on the going concern
basis  unless  it  is  inappropriate  to  presume  that  the
Company will continue in business; and

●       prepare  a  Strategic  report,  a  Director’s  report  and
Director’s  remuneration  report  which  comply  with  the
requirements of the Companies Act 2006.

The  Directors  are  responsible  for  keeping  adequate
accounting  records  that  are  sufficient  to  show  and  explain
the  Company's  transactions  and  disclose  with  reasonable
accuracy  at  any  time  the  financial  position  of  the  Company
and  enable  them  to  ensure  that  the  Financial  Statements
comply  with  the  Companies  Act  2006.  They  are  also
responsible for safeguarding the assets of the Company and
hence  for  taking  reasonable  steps  for  the  prevention  and
detection of fraud and other irregularities.

Following  reviews  of  the  Annual  Report  and  Financial
Statements  and  consideration  of  the  key  areas  of  risk
identified, the Directors have concluded that, as a whole, the
Annual  Report  and  Financial  Statements  are  fair,  balanced
and  understandable  and  that  they  provide  the  information
necessary  for  shareholders  to  assess  the  Company’s
performance, business model and strategy.

Website publication
The Directors are responsible for ensuring the Annual Report
and  the  Financial  Statements  are  made  available  on  a
website.  Financial  Statements  are  published  on  the
Company’s webpage on the Investment Manager’s website
(www.albion-ventures.co.uk) in accordance with legislation in
the  United  Kingdom  governing  the  preparation  and
dissemination of Financial Statements, which may vary from
legislation  in  other  jurisdictions.  The  maintenance  and

Albion Venture Capital Trust PLC  23

Disclosure of information to the Auditor
In the case of the persons who are Directors of the Company
at the date of approval of this report:

●       so far as each of the Directors are aware, there is no
relevant  audit  information  of  which  the  Company’s
Auditor is unaware; and

●       each  of  the  Directors  has  taken  all  the  steps  that  he
ought  to  have  taken  as  a  Director  to  make  himself
aware of any relevant audit information and to establish
that 
that
information.

the  Company’s  Auditor 

is  aware  of 

This  disclosure  is  given  and  should  be  interpreted  in
accordance  with  the  provisions  of  s418  of  the  Companies
Act 2006.

By Order of the Board

Albion Ventures LLP
Company Secretary

1 King’s Arms Yard
London, EC2R 7AF
25 June 2015

236915 Albion Venture Cap pp20-pp31  25/06/2015  13:43  Page 24

Directors’ report (continued)

integrity of the Manager’s website is, so far as it relates to the
Company, the responsibility of the Manager. 

The  work  carried  out  by  the  Auditor  does  not  involve
consideration of the maintenance and integrity of this website
and,  accordingly,  the  Auditor  accepts  no  responsibility  for
any changes that have occurred to the Financial Statements
since they were initially presented on the website.

Directors’ responsibilities pursuant to Disclosure Rule
and Transparency Rule 4 of the UK Listing Authority
The Directors confirm to the best of their knowledge:

●       that  the  Financial  Statements  have  been  prepared  in
accordance  with  UK  Generally  Accepted  Accounting
Practice  and  give  a  true  and  fair  view  of  the  assets,
liabilities,  financial  position  and  profit  or  loss  of  the
Company; and

●       that  the  Annual  Report  includes  a  fair  review  of  the
development and performance of the business and the
position of the Company, together with a description of
the principal risks and uncertainties that it faces.

24 Albion Venture Capital Trust PLC

236915 Albion Venture Cap pp20-pp31  25/06/2015  13:43  Page 25

Statement of corporate governance

Background 
The Financial Conduct Authority requires all listed companies
to  disclose  how  they  have  applied  the  principles  and
complied  with  the  provisions  of  the  UK  Corporate
Governance  Code  (the  “Code”)  issued  by  the  Financial
Reporting Council (“FRC”) in September 2012.

The updated UK Corporate Governance Code was published
in September 2014 and will be effective for periods beginning
1  April  2015.  The  Company  will  therefore  be  required  to
comply  with  the  new  Code  in  the  next  financial  year.  The
updated Code integrates and replaces the current guidance
for Directors on internal controls, going concern and liquidity
risk  and  places  additional  responsibilities  on  the  Board  and
the  Audit  Committee.  Steps  are  being  taken  to  ensure
compliance with all relevant parts of the updated Code. 

The  Board  has  also  considered  the  principles  and
recommendations of the AIC Code of Corporate Governance
(“AIC Code”) by reference to the AIC Corporate Governance
Guide  for  Investment  Companies  (“AIC  Guide”).  The  AIC
Code,  as  explained  by  the  AIC  Guide,  addresses  all  the
principles set out in the UK Corporate Governance Code, as
well 
and
recommendations on issues that are of specific relevance to
the Company.

additional  principles 

setting 

out 

as 

The Board considers that reporting against the principles and
recommendations of the AIC Code, and by reference to the
AIC  Guide 
the  UK  Corporate
incorporates 
Governance  Code),  will  provide  better  information  to
shareholders than reporting under the Code alone.

(which 

The  Company  has  complied  with  the  recommendations  of
the  AIC  Code  and  the  relevant  provisions  of  the  UK
Corporate Governance Code, except as set out below.

Application of the Principles of the Code
The  Board  attaches  importance  to  matters  set  out  in  the
Code and applies its principles. However, as a venture capital
trust  company,  most  of 
the  Company’s  day-to-day
responsibilities  are  delegated  to  third  parties  and  the
Directors are all non-executive. Thus, not all the provisions of
the Code are directly applicable to the Company.

Board of Directors
The  Board  consists  solely  of  independent  non-executive
Directors.  Since  all  Directors  are  non-executive  and
day-to-day management responsibilities are sub-contracted
to  the  Manager,  the  Company  does  not  have  a  Chief
Executive Officer.

David Watkins is the Chairman and Jeff Warren is the Senior
Independent Director.

John  Kerr  is  an  external  member  of  the  Investment
Committee of Albion Ventures LLP. The Board has reviewed
and  approved  this  role  and  concluded  it  does  not  affect
his independence.

David Watkins and John Kerr have both been Directors of the
Company for more than nine years and, in accordance with
the recommendations of the AIC code, are subject to annual
re-election. The Board does not have a policy of limiting the
tenure of any Director as the Board does not consider that a
Director’s  length  of  service  reduces  his  ability  to  act
independently of the Manager. 

The  Directors  have  a  range  of  business  and  financial  skills
which  are  relevant  to  the  Company;  these  are  described  in
the  Board  of  Directors  section  of  this  Report,  on  page 14.
Directors  are  provided  with  key  information  on  the
Company’s  activities,  including  regulatory  and  statutory
requirements,  and  internal  controls,  by  the  Manager.  The
Board  has  direct  access  to  secretarial  advice  and
compliance services by the Manager, who is responsible for
ensuring that Board procedures are followed and applicable
procedures  complied  with.  All  Directors  are  able  to  take
independent professional advice in furtherance of their duties
if  necessary.  In  accordance  with  the  UK  Corporate
Governance  Code,  the  Company  has  in  place  Directors’  &
Officers’ Liability Insurance.

The  Directors  have  considered  diversity  in  relation  to  the
composition  of  the  Board  and  have  considered  that  its
membership  is  diverse  in  relation  to  its  experience  and
balance of skills. Further details on the policy regarding the
recruitment of new directors can be found in the Nomination
Committee section on page 28.

The Board met four times during the year as part of its regular
programme of Board meetings. All of the Directors attended
each meeting. A sub-committee of the Board comprising at
least two Directors met during the year to allot shares issued
under  the  Dividend  Reinvestment  Scheme  and  the  Albion
VCTs Top Up Offers. A sub-committee of the Board also met
during  the  year  to  approve  the  terms  and  contents  of  the
Offer Documents under the Albion VCTs Prospectus Top Up
Offers 2014/2015. 

The  Chairman  ensures  that  all  Directors  receive,  in  a  timely
manner,  all  relevant  management,  regulatory  and  financial
information.  The  Board  receives  and  considers  reports
regularly from the Manager and other key advisers, and ad hoc
reports and information are supplied to the Board as required.

Albion Venture Capital Trust PLC  25

236915 Albion Venture Cap pp20-pp31  25/06/2015  13:43  Page 26

Statement of corporate governance (continued)

The Board has a formal schedule of matters reserved for it and
the  agreement  between  the  Company  and  its  Manager  sets
out  the  matters  over  which  the  Manager  has  authority  and
limits beyond which Board approval must be sought.

The  Manager  has  authority  over  the  management  of  the
investment  portfolio,  the  organisation  of  custodial  services,
accounting, secretarial and administrative services. The main
issues reserved for the Board include:
●       the appointment, evaluation, removal and remuneration

of the Manager;

●       the consideration and approval of future developments
or changes to the investment policy, including risk and
asset allocation;

●       consideration  of  corporate  strategy  and  corporate

events that arise;

●       application  of  the  principles  of  the  UK  Corporate
Governance Code, corporate governance and internal
control;

●       review  of  sub-committee  recommendations,  including
the

the 
appointment and remuneration of the Auditor;

to  shareholders 

recommendation 

for 

●       evaluation  of  non-audit  services  provided  by  the

external Auditor;

●       approval  of  the  appropriate  dividend  to  be  paid  to
shareholders,  the  performance  of  the  Company,
including  monitoring  of  the  discount  of  the  net  asset
value and the share price; 

●       share buy-back and treasury share policy; and
●       monitoring  shareholder  profile  and  considering

shareholder communications.

It  is  the  responsibility  of  the  Board  to  present  an  Annual
Report  that  is  fair,  balanced  and  understandable,  which
provides  the  information  necessary  for  shareholders  to
assess  the  performance,  strategy  and  business  model  of
the Company.

Committees’ and Directors’ performance evaluation
Performance of the Board and the Directors is assessed on
the following:

●       attendance at Board and Committee meetings;
●       the  contribution  made  by  individual  Directors  at,  and
outside of, Board and Committee meetings; and
●       completion  of  a  detailed  internal  assessment  process
and annual performance evaluation conducted by the
Chairman.  The  Senior  Independent  Director  reviews
the Chairman’s annual performance evaluation.

The  evaluation  process  has  identified  that  the  Board  works
well together and has the right balance of skills, experience,
independence and knowledge of the Company amongst the

26 Albion Venture Capital Trust PLC

Directors. Diversity within the Board is achieved through the
appointment  of  directors  with  different  sector  backgrounds
and skills. 

Directors are offered training, both at the time of joining the
Board  and  on  other  occasions  where  required.  The  Board
also  undertakes  a  proper  and  thorough  evaluation  of  its
committees on an annual basis.

Directors’ retirement and re-election is subject to the Articles
of Association and the AIC Code. Directors are subject to re-
election  every  three  years  and  Directors  who  have  served
longer than nine years and non-independent Directors, to re-
election every year.

In  light  of  the  structured  performance  evaluation,  David
Watkins and John Kerr, who are subject to re-election at the
forthcoming  Annual  General  Meeting,  are  considered  to  be
effective  Directors  who  demonstrate  strong  commitment  to
the role. The Board believes it to be in the best interest of the
Company  to  re-elect  these  Directors  at  the  forthcoming
Annual General Meeting.

Remuneration Committee
Jeff Warren is Chairman of the Remuneration Committee and
all  of  the  Directors  are  members  of  this  Committee.  The
Committee meets once a year and held one formal meeting
during the year which was fully attended by all the Directors. 

be 

found  on 

The  terms  of  reference  for  the  Remuneration  Committee
the  Company’s  website  at
can
www.albion-ventures.co.uk within the ‘Our Funds’ section by
clicking  on  Albion  Venture  Capital  Trust PLC  and  looking
under the Corporate Governance section.

Audit Committee
The Audit Committee consists of all Directors and John Kerr
is  Chairman.  In  accordance  with  the  Code,  all  members  of
the  Audit  Committee  have  recent  and  relevant  financial
experience and therefore it is considered appropriate for the
whole  Board  to  be  part  of  the  Audit  Committee.  The
Committee met twice during the year ended 31 March 2015;
all members attended.

Written  terms  of  reference  have  been  constituted  for  the
Audit  Committee  and  can  be  found  on  the  Company’s
website at www.albion-ventures.co.uk within the ‘Our Funds’
section by clicking on Albion Venture Capital Trust PLC and
looking under the Corporate Governance section.

During the year under review, the Committee discharged its
responsibilities including:

236915 Albion Venture Cap pp20-pp31  25/06/2015  13:43  Page 27

Statement of corporate governance (continued)

●       formally  reviewing  the  Annual  Report  and  Financial
Statements,  the  Half-yearly  Report,  the  Interim
Management  Statements  and 
the  associated
announcements,  with  particular  focus  on  the  main
areas 
critical
judgement 
accounting policies;

and  on 

requiring 

●       reviewing  the  effectiveness  of  the  internal  controls
system and examination of the Internal Controls Report
produced by the Manager;

●       meeting  with  the  external  Auditor  and  reviewing

their findings; 

●       reviewing the performance of the Manager and making
recommendations  regarding  their  re-appointment  to
the Board;

●       highlighting the key risks and specific issues relating to
the Financial Statements including the reasonableness
of  valuations,  compliance  with  accounting  standards
and  UK  law,  corporate  governance  and  listing  and
disclosure rules as well as going concern. These issues
were  addressed  through  detailed  review,  discussion
and challenge by the Board of these matters, as well as
by reference to underlying technical information; 
●       advising the Board on whether the Annual Report and
Financial Statements, taken as a whole, is fair, balanced
and  understandable  and  provides  the  information
necessary  for  shareholders  to  assess  the  Company’s
performance, business model and strategy; and
●       reporting  to  the  Board  on  how  it  has  discharged

its responsibilities.

Financial Statements
The Audit Committee has initial responsibility for reviewing the
Financial Statements and reporting on any significant issues
that arise in relation to the audit of the Financial Statements as
outlined  below.  The  Audit  Committee  considered  whether
these issues were properly considered at the planning stage
of the audit and such issues were discussed with the external
Auditor  at  the  planning  stage  of  the  audit  and  at  the
completion of the audit of the Financial Statements. No major
conflicts arose between the Audit Committee and the external
Auditor in respect of their work during the period. 

The key accounting and reporting issues considered by the
Committee were:

The valuation of the Company’s investments
Valuations  of  investments  are  prepared  by  the  Investment
Manager. The Audit Committee reviewed the estimates and
judgements made in relation to these investments and were
satisfied  that  they  were  appropriate.  The  Audit  Committee
also  discussed  the  controls  in  place  over  the  valuation  of
investments.  The  Committee  recommended  investment
valuations to the Board for approval. 

Revenue recognition
The revenue generated from loan stock interest and dividend
income has been considered by the Audit Committee as part
of its review of the Annual Report as well as a quarterly review
of the management accounts prepared by the Manager. The
Audit  Committee  has  considered  the  controls  in  place  over
revenue  recognition  to  ensure  that  amounts  received  are  in
line with expectation and budget. 

Following rigorous reviews of the Annual Report and Financial
Statements  and  consideration  of  the  key  areas  of  risk
identified,  the  Audit  Committee  and  Board  has  concluded
that, as a whole, the Financial Statements are fair, balanced
and  understandable  and  that  they  provide  the  information
necessary  for  shareholders  to  assess  the  Company’s
performance, business model and strategy.

Relationship with the External Auditor
The Audit Committee reviews the performance and continued
suitability  of  the  Company’s  external  Auditor  on  an  annual
basis.  They  assess  the  external  Auditor’s  independence,
qualification,  extent  of  relevant  experience,  effectiveness  of
audit  procedures  as  well  as  the  robustness  of  their  quality
assurance  procedures.  In  advance  of  each  audit,  the
Committee obtains confirmation from the external Auditor that
they are independent and of the level of non-audit fees earned
by  them  and  their  affiliates.  No  non-audit  services  were
provided during the financial year ended 31 March 2015.

As  part  of  its  work,  the  Audit  Committee  has  undertaken  a
formal  evaluation  of  the  external  Auditor  against  the
following criteria;

–       Qualification
–       Expertise
–       Resources
–       Effectiveness
–       Independence
–       Leadership

In  order  to  form  a  view  of  the  effectiveness  of  the  external
audit process, the Committee took into account information
from  the  Manager  regarding  the  audit  process,  the  formal
documentation issued to the Audit Committee and the Board
by  the  external  Auditor  regarding  the  external  audit  for  the
year  ended  31  March  2015,  and  assessments  made  by
individual Directors.

In 2007 the Audit Committee undertook a tendering exercise
for  provision  of  audit  services.  As  a  result  of  this  process,
BDO  LLP  was  appointed  as  Auditor  with  effect  from  2008.
The  Audit  Committee  annually  reviews  and  evaluates  the

Albion Venture Capital Trust PLC  27

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Statement of corporate governance (continued)

standard  and  quality  of  service  provided  by  the  Auditor,  as
well as value for money in the provision of these services. 

The current audit engagement partner has served five years
in  this  role  following  the  completion  of  the  31  March  2015
audit.  The  Audit  Engagement  rotation  requirement  allows  a
maximum rotation period of five years, and therefore a new
audit engagement partner will be assigned to the audit for the
year ending 31 March 2016.

Based  on  the  assurance  obtained,  the  Audit  Committee
recommended to the Board a resolution to re-appoint BDO
LLP as Auditor at the forthcoming Annual General Meeting.

Nomination Committee
The  Nomination  Committee  consists  of  all  Directors,  with
David Watkins as Chairman.

The Board’s policy on the recruitment of new directors is to
attract a range of backgrounds, skills and experience and to
ensure that appointments are made on the grounds of merit
against clear and objective criteria and bear in mind gender
and other diversity within the Board.

The nomination committee did not meet during the year.

be

found  on 

The  terms  of  reference  for  the  Nomination  Committee
can
the  Company’s  website  at
www.albion-ventures.co.uk  within  the  ‘Our  Funds’  section
by clicking on Albion Venture Capital Trust PLC and looking
under the Corporate Governance section.

Internal control
In accordance with the UK Corporate Governance Code, the
Board has an established process for identifying, evaluating
and  managing  the  significant  risks  faced  by  the  Company.
This  process  has  been  in  place  throughout  the  year  and
continues  to  be  subject  to  regular  review  by  the  Board  in
accordance with the Internal Control Guidance for Directors
in  the  UK  Corporate  Governance  Code  published  in
September  1999  and  updated  in  2005  (the  “Turnbull
guidance”).  The  Board  is  responsible  for  the  Company’s
system of internal control and for reviewing its effectiveness.
However, acknowledging that such a system is designed to
manage, rather than eliminate, the risks of failure to achieve
the Company’s business objectives, such controls can only
provide  reasonable  and  not  absolute  assurance  against
material misstatement or loss.

details the steps taken to monitor the areas of risk, including
those that are not directly the responsibility of the Manager,
and  which  reports  the  details  of  any  known  internal  control
failures. Steps continue to be taken to embed the system of
internal control and risk management into the operations and
culture  of  the  Company  and  its  key  suppliers,  and  to  deal
with areas of improvement which come to the Manager’s and
the Audit Committee’s attention.

The  Board,  through  the  Audit  Committee,  has  performed  a
specific  assessment  for  the  purpose  of  this  Annual  Report
and  Financial  Statements.  This  assessment  considers  all
significant aspects of internal control arising during the year.
The  Audit  Committee  assists  the  Board  in  discharging  its
review responsibilities.

The main features of the internal control system with respect
to financial reporting, implemented throughout the year are:

●       segregation  of  duties  between  the  preparation  of
valuations and recording in accounting records;
●       independent third party valuations of the majority of the
asset-backed  investments  within  the  portfolio  are
undertaken annually;

●       reviews of valuations are carried out by the Managing
Partner and reviews of financial reports are carried out
by the Finance Director of Albion Ventures LLP;
●       bank and stock reconciliations are carried out monthly
the

in  accordance  with 

the  Manager 

by 
FCA requirements;

●       all  published  financial  reports  are  reviewed  by  Albion

Ventures LLP Compliance department;
●       the Board reviews financial information; and
●       a  separate  Audit  Committee  of  the  Board  reviews

financial information due to be published.

As the  Board  has  delegated  the  investment  management
and  administration  to  Albion  Ventures  LLP,  the  Board  feels
that it is not necessary to have its own internal audit function.
Instead,  it  has  access  to  PKF  Littlejohn  LLP,  which,  as
internal Auditor for Albion Ventures LLP undertakes periodic
examination  of  the  business  processes  and  controls
environment  at  Albion  Ventures  LLP,  and  ensures  that  any
recommendations  to  implement  improvements  in  controls
are carried out. During the year, the Audit Committee and the
Board  reviewed  internal  audit  reports  prepared  by  PKF
Littlejohn  LLP.  The  Board  and  the  Audit  Committee  will
continue to monitor its system of internal control in order to
provide assurance that it operates as intended.

The  Board,  assisted  by  the  Audit  Committee,  monitors  all
controls,  including  financial,  operational  and  compliance
controls,  and  risk  management.  The  Audit  Committee
receives each year from the Manager a formal report, which

Conflicts of interest
Directors  review  the  disclosure  of  conflicts  of  interest
annually, with changes reviewed and noted at the beginning
of  each  Board  meeting.  A  Director  who  has  conflicts  of

28 Albion Venture Capital Trust PLC

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Statement of corporate governance (continued)

interest  has  two  independent  Directors  authorise  those
conflicts.  Procedures  to  disclose  and  authorise  conflicts  of
interest have been adhered to throughout the year. 

Shareholders can access holdings and valuation information
regarding  any  of  their  shares  held  with  Computershare  by
registering on Computershare’s website.

Capital structure and Articles of Association
Details regarding the Company’s capital structure, substantial
interests and Directors’ powers to buy and issue shares are
detailed  in  full  on  pages 20, 22 and 23 of  the  Directors’
report.  The  Company  is  not  party  to  any  significant
agreements  that  may  take  effect,  alter  or  terminate  upon  a
change of control of the Company following a takeover bid.

For  enquiries  relating  to  the  performance  of  the  Company,
and for financial advisers’ information please contact Albion
Ventures LLP:

Tel: 020 7601 1850 (lines are open 9.00am – 5.30pm; Mon-Fri,
calls may be recorded)
Email: info@albion-ventures.co.uk
Website: www.albion-ventures.co.uk

Any  amendments  to  the  Company’s  Articles  of  Association
are  by  way  of  a  special  resolution  subject  to  ratification  by
shareholders.

Please  note  that  these  contacts  are  unable  to  provide
financial or taxation advice.

Relationships with shareholders
The Company’s Annual General Meeting on 31 July 2015, will
be used as an opportunity to communicate with investors. The
Board, including the Chairman of the Audit Committee, will be
available to answer questions at the Annual General Meeting. 

At the Annual General Meeting, the level of proxies lodged on
each  resolution,  the  balance  for  and  against  the  resolution,
and the number of votes withheld, are announced after the
resolution has been voted on by a show of hands.

The Annual General Meeting will also include a presentation
from the Manager on the portfolio and on the Company, and
a presentation from a portfolio company.

Shareholders are able to access the latest information on the
Company via the Albion Ventures LLP website www.albion-
ventures.co.uk under the “Our Funds” section.

The Company’s share buy-back programme operates in the
market through brokers. In order to sell shares, as they are
quoted  on  the  London  Stock  Exchange,  investors  should
approach a broker to undertake the sale. Banks may be able
to assist shareholders with a referral to a broker within their
banking group.

Statement of compliance
The  Directors  consider  that  the  Company  has  complied
throughout  the  year  ended  31  March  2015  with  all  the
relevant provisions set out in the Code issued in September
2012 and with the AIC Code of Corporate Governance. The
Company continues to comply with the Code as at the date
of this report.

For  help  relating  to  dividend  payments,  shareholdings  and
share  certificates  please  contact  Computershare  Investor
Services PLC:

David Watkins
Chairman
25 June 2015

Tel:  0870  873  5849  (UK  National  Rate  call,  lines  are  open
8.30am – 5.30pm; Mon – Fri, calls may be recorded)
Website: www.investorcentre.co.uk

Albion Venture Capital Trust PLC  29

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Directors’ remuneration report

Introduction
This  report  is  submitted  in  accordance  with  Section  420  of
the Companies Act 2006 and describes how the Board has
applied the principles relating to the Directors’ remuneration. 

An  Ordinary  resolution  will  be  proposed  at  the  Annual
General Meeting of the Company to be held on 31 July 2015
for  the  approval  of  the  Annual  Remuneration  Report  as  set
out  below.  The  current  Remuneration  Policy  was  approved
by the Shareholders (98.0 per cent. of shareholders voted for
and 2.0 per cent. voted against the resolution) at the Annual
General Meeting held on 25 July 2014, and it will remain in
place for a three year period.

The Company’s independent Auditor, BDO LLP, is required to
give its opinion on certain information included in this report
as  indicated.  The  Auditor’s  opinion  is  included  in  the
Independent Auditor’s Report.

Annual statement from the Chairman of the
Remuneration Committee
The Remuneration Committee comprises all of the Directors
with Jeff Warren as Chairman.

The  Remuneration  Committee  met  once  during  the  year  to
review  Directors  responsibilities  and  salaries  against  the
market and concluded that the current level of remuneration
was appropriate. 

Directors’ remuneration policy
The Company’s policy is that fees payable to non-executive
Directors  should  reflect  their  expertise,  responsibilities  and
time spent on Company matters. In determining the level of
non-executive 
remuneration,  market  equivalents  are
considered in comparison to the overall activities and size of
the  Company.  There  is  no  performance  related  pay  criteria
applicable to non-executive Directors. 

This policy will continue for the year ended 31 March 2016.
An  ordinary 
the  Directors’
Remuneration Policy will be put to shareholders at least once
every three years.

to  approve 

resolution 

forthcoming  Annual  General  Meeting  David  Watkins  and
John Kerr will retire and be proposed for re-election.

None  of  the  Directors  have  a  service  contract  with  the
Company,  and  as  such  there  is  no  policy  on  termination
payments.  There  is  no  notice  period  and  no  payments  for
loss  of  office  were  made  during  the  period.  On  being
appointed  to  the  Board,  Directors  receive  a  letter  from  the
Company setting out the terms of their appointment and their
specific  duties  and  responsibilities.  The  Company  has  no
employees other than the Directors.

Shareholders’ views in respect of Directors’ remuneration are
regarded highly and the Board encourages Shareholders’ to
attend its Annual General Meeting in order to communicate
their thoughts, which it takes into account where appropriate
when  formulating  its  policy.  At  the  last  Annual  General
Meeting,  98.0  per  cent.  of  shareholders  voted  for and
2.0 per cent.  voted  against the  resolution  approving  the
Directors’  Remuneration  Report  which  shows  significant
Shareholder support.

Directors
The Directors who held office throughout the year and their
interests in the shares of the Company (together with those
of their immediate family) are as follows:

                               31 March 2015            31 March 2014
                        (Number of shares)      (Number of shares)
D J Watkins                           10,000                         10,000
J M B L Kerr                          13,109                         13,109
J Warren                                20,000                         20,000
E Dinesen                              22,633                         21,180

There have been no changes in the holdings of the Directors
between 31 March 2015 and the date of this Report.

There are no guidelines or requirements in respect of Directors
share holdings. The following items have not been audited.

Partners  and  staff  of  Albion  Ventures  LLP  hold  a  total  of
163,596 shares in the Company as at 31 March 2015.

The maximum level of non-executive Directors’ remuneration
is  £100,000  per  annum  which  is  fixed  by  the  Company’s
Articles of Association.

Partners and staff of Albion Ventures LLP were issued with a
further 26,880 shares under the Albion VCTs Prospectus Top
Up Offers 2014/2015 on 2 April 2015.

The  Company’s  Articles  of  Association  provide  for  the
resignation and, if approved, re-election of the Directors every
three  years  at  the  Annual  General  Meeting.  In  accordance
with  the  recommendations  of  the  AIC  Code,  Directors  who
have  served  the  Company  for  longer  than  nine  years  are
subject  to  annual  re-election,  and  any  non-independent
Directors  are  also  subject  to  annual  re-election.  At  the

Annual report on remuneration
The remuneration of individual Directors’ is determined by the
Remuneration  Committee  within  the  framework  set  by  the
Board.  The  Committee  comprises  all  Directors,  and  is
chaired by Jeff Warren. The Committee meets at least once
a  year  and  met  once  during  the  year  under  review  with  full
attendance from all of its members. 

30 Albion Venture Capital Trust PLC

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Directors’ remuneration report (continued)

It  is  responsible  for  reviewing  the  remuneration  of  the
Directors and the Company’s remuneration policy to ensure
that  it  reflects  the  duties,  responsibilities  and  value  of  time
spent by the Directors on the business of the Company and
makes recommendations to the Board accordingly. 

Directors’ remuneration
The following items have been audited.

The following table shows an analysis of the remuneration of
individual Directors, exclusive of National Insurance:

                                                                   2015               2014
                                                                  £’000              £’000
D J Watkins                                                     20                   20
J M B L Kerr                                                   23                   20
J Warren                                                         20                   20
E Dinesen                                                             20                   20
                                                        ––––––––––––       ––––––––––––
                                                                       83                   80
                                                        ––––––––––––       ––––––––––––

There are no options, issued or exercisable, in the Company
which would distort the graphical representation that follows.

Ordinary share price total return relative to the FTSE All-Share Index 
(in both cases with dividends reinvested)

400

350

300

250

200

150

100

)

e
r
a
h
s

r
e
p
e
c
n
e
p

(

n
r
u
t
e
R

Mar
96

Mar
97

Mar
98

Mar
99

Mar
00

Mar
01

Mar
02

Mar
03

Mar
04

Mar
05

Mar
06

Mar
07

Mar
08

Mar
09

Mar
10

Mar
11

Mar
12

Mar
13

Mar
14

Mar
15

FTSE AII-Share Index total return  

Ordinary share price total return

Source: Albion Ventures LLP
Methodology: The share price return to the shareholder, including original amount invested
(rebased  to  100),  assuming  that  dividends  were  re-invested  at  the  share  price  of  the
Company at the time the shares were quoted ex-dividend. Transaction costs are not taken
into account.

During  the  year,  John  Kerr’s remuneration  increased  by
£3,000 to reflect the increase in the amount of work required
as Audit Committee Chairman.

The Company does not confer any share options, long term
incentives or retirement benefits to any Director, nor does it
make  a  contribution  to  any  pension  scheme  on  behalf  of
the Directors. 

Directors pay compared to distribution to shareholders

                                          2015         2014   Percentage
                                          £’000        £’000          change

Directors fees                          83             80                3.75

Total distribution to 
shareholders including
dividends and share
buybacks                           3,926        3,780                3.86

Each Director of the Company was remunerated personally
through the Manager’s payroll which has been recharged to
the Company.

By Order of the Board

In addition to Directors’ remuneration, the Company pays an
annual  premium  in  respect  of  Directors’  &  Officers’  Liability
Insurance of £9,192 (2014: £10,213).

Albion Ventures LLP
Company Secretary

Performance graph
The  graph  that  follows  shows  the  Company’s  share  price
total return against the FTSE All-Share Index total return, in
both instances with dividends reinvested, since launch. The
Directors consider the FTSE All-Share Index to be the most
appropriate  benchmark  for  the  Company.  Investors  should,
however, be reminded that shares in VCTs generally trade at
a discount to the actual net asset value of the Company.

1 King’s Arms Yard
London, EC2R 7AF
25 June 2015

Albion Venture Capital Trust PLC  31

  
 
 
 
236915 Albion Venture Cap pp32-pp38  25/06/2015  13:42  Page 32

Independent Auditor’s report to the
Members of Albion Venture Capital Trust PLC

Our opinion on the financial statements
In our opinion the Albion Venture Capital Trust PLC financial statements for the year ended 31 March 2015, which have been
prepared by the directors in accordance with applicable law and United Kingdom Accounting Standards: 

●       give a true and fair view of the state of the company’s affairs as at 31 March 2015 and of its profit for the year then ended;
●       have been properly prepared in accordance with United Kingdom Accounting Standards; and
●       have been prepared in accordance with the requirements of the Companies Act 2006.

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies
Act  2006.  Our  audit  work  has  been  undertaken  so  that  we  might  state  to  the  company’s  members  those  matters  we  are
required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not
accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work,
for this report, or for the opinions we have formed.

What our opinion covers
Our audit opinion on the financial statements covers the:

●       Income Statement;
●       Balance Sheet; 
●       Reconciliation of Movements in Shareholders’ Funds;
●       Cash Flow Statement; and
●       related notes

Respective responsibilities of directors and auditor
As  explained  more  fully  in  the  report  of  the  directors,  the  directors  are  responsible  for  the  preparation  of  the  financial
statements and for being satisfied that they give a true and fair view. Our responsibility is to audit and express an opinion on
the financial statements in accordance with applicable law and International Standards on Auditing (UK and Ireland). Those
standards require us to comply with the FRC’s Ethical Standards for Auditors. 

A description of the scope of an audit of financial statements is provided on the Financial Reporting Council’s (FRC) website
at www.frc.org.uk/auditscopeukprivate

Our approach
Our audit approach was developed by obtaining an understanding of the Company’s activities, the key functions undertaken
on  behalf  of  the  Board  by  the  Investment  Manager  and  Administrator  and,  the  overall  control  environment.  Based  on  this
understanding we assessed those aspects of the company’s transactions and balances which were most likely to give rise to
a material misstatement. Below are those risks which we considered to have the greatest impact on our audit strategy and
our audit response: 

Risk area

Audit response

Valuation of investments:
Valuation  of  investments  is  a
key accounting estimate where
there  is  an  inherent  risk  of
management  override  arising
from  the  investment  valuations
the
being 
Investment  Manager,  who  is
remunerated based on the net
asset value of the company. 

prepared 

by 

We considered the design and implementation of controls in place over the valuation of
investments  and  also  reviewed  the  assumptions  and  underlying  evidence  supporting
the year end valuations. In doing so, we reviewed the valuation reports prepared by the
Investment  Manager  for  all  unquoted  investments  considering  whether,  in  our
professional judgement, the methodology is the most appropriate in the circumstances
under the IPEV guidelines and, for a risk-determined sample of the investments we:

● Re-performed the calculation of the investment valuation;

● Verified key inputs to the valuation to independent information;

● Benchmarked  key  inputs  and  estimates  to  independent  information  and  our

own research;

32 Albion Venture Capital Trust PLC

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Independent Auditor’s report to the
Members of Albion Venture Capital Trust PLC (continued)

Risk area

Audit response

Revenue recognition:
Revenue consists of loan stock
interest,  dividends  receivable
from portfolio companies  and
interest earned cash balances.
Revenue 
is  a
under
presumed 
International  Standards  on
Auditing (UK & Ireland).

recognition 
risk 

● Where  appropriate,  performed  sensitivity  analyses  on  the  valuation  calculations
where,  in  our  opinion,  there  was  sufficient  evidence  to  suggest  reasonable
alternative inputs might exist;

● Challenged the Investment Manager regarding significant judgements made; and

● Considered the economic environment in which the investment operates to identify

factors that could impact the investment valuation.

● We assessed the design and the implementation of the controls relating to revenue
recognition and we developed expectations for interest income receivable based on
loan instruments and investigated any variations in amounts recognised to ensure
they were valid;

● We  considered  whether  the  accounting  policy  had  been  applied  correctly  by
management in determining provisions against income where recovery is considered
doubtful, considering management information relevant to the ability of the portfolio
company to service the loan and the reasons for any arrears of loan interest;

● We reviewed the recognition and classification of any accrued income, considering
the appropriateness of the classification of income between revenue and capital in
the Income Statement; and 

● We  tested  dividends  receivable  to  cash  received,  as  well  as  to  supporting

documentation and management accounts of the portfolio companies. 

The Audit Committee’s consideration of their key issues is set out on page 27. 

Materiality in context
We apply the concept of materiality both in planning and performing our audit, and in evaluating the effect of misstatements.
For planning, we consider materiality to be the magnitude by which misstatements, including omissions, could influence the
economic decisions of reasonable users that are taken on the basis of the financial statements. Importantly, misstatements
below  this  level  will  not  necessarily  be  evaluated  as  immaterial  as  we  also  take  account  of  the  nature  of  identified
misstatements, and the particular circumstances of their occurrence, when evaluating their effect on the Financial Statements.
The  application  of  these  key  considerations  gives  rise  to  two  levels  of  materiality,  the  quantum  and  purpose  of  which  are
tabulated below.

Materiality 
measure

Purpose

Key considerations and
benchmarks

Financial statement
materiality

Assessing  whether  the  financial  statements
as a whole present a true and fair view

● The value of net assets
● The level of judgement inherent in

Quantum 
(£)

760,000

the valuation

● The range of reasonable
alternative valuation

● Revenue return before taxation

150,000

Specific materiality
– classes of
transactions and
balances which
impact on net
realised returns

Assessing  those  classes  of  transactions,
balances  or  disclosures 
for  which
misstatements  of  lesser  amounts  than
materiality  for  the  financial  statements  as  a
whole  could  reasonably  be  expected  to
influence  the  economic  decisions  of  users
taken on the basis of the financial statements.

Albion Venture Capital Trust PLC  33

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Independent Auditor’s report to the
Members of Albion Venture Capital Trust PLC (continued)

We agreed with the Audit Committee that we would report to the Committee all audit differences in excess of £10,000, as well
as differences below that threshold that, in our view, warranted reporting on qualitative grounds.

Opinion on other matters prescribed by the Companies Act 2006
In our opinion:

●       the  part  of  the  directors’  remuneration  report  to  be  audited  has  been  properly  prepared  in  accordance  with  the

Companies Act 2006; 

●       the  information  given  in  the  Strategic  Report  and  the  Directors’  Report  for  the  financial  year  for  which  the  financial

statements are prepared is consistent with the financial statements; and

●       the information given in the Corporate Governance Statement set out on pages 28 and 29 of the annual report with
respect to internal control and risk management systems in relation to financial reporting processes and about share
capital structures is consistent with the financial statements. 

Matters on which we are required to report by exception
Under the ISAs (UK and Ireland), we are required to report to you if, in our opinion, information in the annual report is:

●       materially inconsistent with the information in the audited financial statements; or 
●       apparently materially incorrect based on, or materially inconsistent with, our knowledge of the company acquired in the

course of performing our audit; or 

●       is otherwise misleading.

In particular, we are required to consider whether we have identified any inconsistencies between our knowledge acquired
during the audit and the directors’ statement that they consider the annual report is fair, balanced and understandable and
whether the annual report appropriately discloses those matters that we communicated to the Audit Committee which we
consider should have been disclosed.

Under the Companies Act 2006 we are required to report to you if, in our opinion:

●       adequate  accounting  records  have  not  been  kept,  or  returns  adequate  for  our  audit  have  not  been  received  from

branches not visited by us; or

●       the financial statements and the part of the directors’ remuneration report to be audited are not in agreement with the

accounting records and returns; or

●       certain disclosures of directors’ remuneration specified by law are not made; or
●       we have not received all the information and explanations we require for our audit; or
●       a Corporate Governance Statement has not been prepared by the company.

Under the Listing Rules we are required to review:

●       the Directors’ statement, set out on page 20, in relation to going concern; and
●       the  part  of  the  corporate  governance  statement  relating  to  the  company’s  compliance  with the provisions  of  the

UK Corporate Governance Code specified for our review.

We have nothing to report in respect of these matters.

Rhodri Whitlock (Senior statutory auditor)
For and on behalf of BDO LLP, statutory auditor
London
United Kingdom
25 June 2015

BDO LLP is a limited liability partnership registered in England and Wales (with registered number OC305127).

34 Albion Venture Capital Trust PLC

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Income statement

                                                                                            Year ended 31 March 2015                         Year ended 31 March 2014

                                                                                   Revenue           Capital               Total          Revenue            Capital                Total

                                                                   Note              £’000              £’000              £’000              £’000              £’000              £’000

Gains on investments                                     3                     –              2,569              2,569                     –                 626                 626

Investment income                                          4              1,989                     –              1,989              1,718                     –              1,718

Investment management fees                         5                (212)               (636)               (848)               (201)               (601)               (802)

Other expenses                                              6                (273)                    –                (273)               (398)                    –                (398)
                                                                         ––––––––––             ––––––––––             ––––––––––             ––––––––––             ––––––––––             ––––––––––

Return on ordinary activities 

before tax                                                                      1,504              1,933              3,437              1,119                   25              1,144

Tax (charge)/credit on ordinary activities          8                (190)                135                  (55)               (120)                140                   20
                                                                         ––––––––––             ––––––––––             ––––––––––             ––––––––––             ––––––––––             ––––––––––

Return attributable to shareholders                          1,314              2,068              3,382                 999                 165              1,164
                                                                         ––––––––––             ––––––––––             ––––––––––             ––––––––––             ––––––––––             ––––––––––

Basic and diluted return 

per share (pence)*                                     10                2.07                3.26                5.33                1.70                0.30                2.00
                                                                         ––––––––––             ––––––––––             ––––––––––             ––––––––––             ––––––––––             ––––––––––

* excluding treasury shares

The accompanying notes on pages 39 to 51 form an integral part of these Financial Statements.

The total column of this Income statement represents the profit and loss account of the Company. The supplementary revenue
and  capital  columns  have  been  prepared  in  accordance  with  the  Association  of  Investment  Companies’  Statement  of
Recommended Practice.

All revenue and capital items in the above statement derive from the continuing operations.

There are no recognised gains or losses other than the results for the year disclosed above. Accordingly a statement of total
recognised gains and losses is not required.

The difference between the reported return on ordinary activities before tax and the historical profit is due to the fair value
movements on investments. As a result a note on historical cost profit and losses has not been prepared.

Albion Venture Capital Trust PLC  35

236915 Albion Venture Cap pp32-pp38  25/06/2015  13:42  Page 36

Balance sheet

                                                                                                                                                              31 March 2015       31 March 2014

                                                                                                                                             Note                        £’000                      £’000

Fixed asset investments                                                                                                      11                      38,229                    35,580

Current assets

Trade and other debtors                                                                                                         13                           166                           48

Cash at bank and in hand                                                                                                       17                        9,002                      7,505
                                                                                                                                                                    ––––––––––––                   ––––––––––––

                                                                                                                                                                           9,168                      7,553

Creditors: amounts falling due within one year                                                                14                          (469)                       (475)
                                                                                                                                                                    ––––––––––––                   ––––––––––––

Net current assets                                                                                                                                            8,699                      7,078
                                                                                                                                                                    ––––––––––––                   ––––––––––––

Net assets                                                                                                                                                       46,928                    42,658
                                                                                                                                                                                                                          ––––––––––––                   ––––––––––––

Capital and reserves

Called up share capital                                                                                                            15                           714                         645

Share premium                                                                                                                                                    8,228                      3,525

Capital redemption reserve                                                                                                                                         7                             7

Unrealised capital reserve                                                                                                                                   (2,269)                    (3,343)

Realised capital reserve                                                                                                                                     11,522                    10,527

Other distributable reserve                                                                                                                                28,726                    31,297
                                                                                                                                                                                                                          ––––––––––––                   ––––––––––––

Total equity shareholders’ funds                                                                                                                  46,928                    42,658
                                                                                                                                                                                                                          ––––––––––––                   ––––––––––––

Basic and diluted net asset value per share (pence)*                                                     16                        71.62                      71.30
                                                                                                                                                                                                                          ––––––––––––                   ––––––––––––

* excluding treasury shares

The accompanying notes on pages 39 to 51 form an integral part of these Financial Statements.

These Financial Statements were approved by the Board of Directors and authorised for issue on 25 June 2015, and were
signed on its behalf by

David Watkins
Chairman

Company number: 03142609

36 Albion Venture Capital Trust PLC

236915 Albion Venture Cap pp32-pp38  25/06/2015  13:43  Page 37

Reconciliation of movements in shareholders’ funds

                                                                                  Called-up                                            Capital           Unrealised               Realised                     Other

                                                                                               share                Share          redemption                  capital                  capital         distributable 

                                                                                             capital           premium                 reserve                reserve*                reserve*                reserve*                 Total

                                                                                               £’000                 £’000                     £’000                     £’000                     £’000                      £’000                 £’000

As at 1 April 2014                                          645            3,525                     7             (3,343)           10,527             31,297         42,658

Return for the year                                               –                   –                     –              1,442                 626               1,314           3,382

Transfer of previously unrealised 

gains/(losses) on realisations of 

investments                                                          –                   –                     –                (368)                368                      –                  –

Purchase of treasury shares                                 –                   –                     –                     –                     –                 (760)            (760)

Issue of equity                                                    69            4,827                     –                     –                     –                      –           4,896

Cost of issue of equity                                          –              (124)                    –                     –                     –                      –             (124)

Net dividends paid (note 9)                                  –                   –                     –                     –                     –              (3,125)         (3,125)
                                                         ––––––––––         ––––––––––             ––––––––––             ––––––––––             ––––––––––              ––––––––––         ––––––––––

As at 31 March 2015                                     714            8,228                     7             (2,269)           11,522             28,726         46,928
                                                         ––––––––––         ––––––––––             ––––––––––             ––––––––––             ––––––––––              ––––––––––         ––––––––––

As at 1 April 2013                                          603                   8                     –             (4,890)           11,909             34,051         41,681

Return/(loss) for the year                                      –                   –                     –                 576                (411)                 999           1,164

Transfer of previously unrealised 

gains/(losses) on realisations of 

investments                                                          –                   –                     –                 971                (971)                     –                  –

Purchase of treasury shares                                 –                   –                     –                     –                     –                 (364)            (364)

Purchase of shares for 

cancellation                                                         (7)                  –                     7                     –                     –                 (487)            (487)

Issue of equity                                                    49            3,606                     –                     –                     –                      –           3,655

Cost of issue of equity                                          –                (89)                    –                     –                     –                      –               (89)

Net dividends paid (note 9)                                  –                   –                     –                     –                     –              (2,902)         (2,902)
                                                         ––––––––––         ––––––––––             ––––––––––             ––––––––––             ––––––––––              ––––––––––         ––––––––––

As at 31 March 2014                                     645            3,525                     7             (3,343)           10,527             31,297         42,658
                                                         ––––––––––         ––––––––––             ––––––––––             ––––––––––             ––––––––––              ––––––––––         ––––––––––

*  Included  within  the  aggregate  of  these  reserves  is  an  amount  of  £37,979,000  (2014:  £38,481,000)  which  is  considered
distributable. 

Albion Venture Capital Trust PLC  37

236915 Albion Venture Cap pp32-pp38  25/06/2015  13:43  Page 38

Cash flow statement 

                                                                                                                                                                  Year ended              Year ended 

                                                                                                                                                            31 March 2015        31 March 2014

                                                                                                                                             Note                       £’000                       £’000

Operating activities

Loan stock income received                                                                                                                              1,764                       1,534

Deposit interest received                                                                                                                                         76                          131

Dividend income received                                                                                                                                       57                            22

Investment management fees paid                                                                                                                      (828)                        (817)

Other cash payments                                                                                                                                           (271)                        (289)
                                                                                                                                                                                                                         ––––––––––––                     ––––––––––––

Net cash flow from operating activities                                                                            18                          798                          581

Taxation

UK corporation tax received/(paid)                                                                                                                          64                           (99)

Capital expenditure and financial investments

Purchase of fixed asset investments                                                                                                                 (9,042)                     (5,182)

Disposal of fixed asset investments                                                                                                                    8,833                          550
                                                                                                                                                                                                                         ––––––––––––                     ––––––––––––

Net cash flow from investing activities                                                                                                          (209)                     (4,632)

Equity dividends paid

(net of costs of issuing shares under the Dividend 

Reinvestment Scheme and unclaimed dividends)                                                                                             (2,873)                     (2,719)
                                                                                                                                                                                                                         ––––––––––––                     ––––––––––––

Net cash flow before financing                                                                                                                    (2,220)                     (6,869)
                                                                                                                                                                                                                         ––––––––––––                     ––––––––––––

Financing

Issue of share capital                                                                                                                                         4,478                       3,360

Cost of issue of equity                                                                                                                                             (1)                            (1)

Purchase of own shares (including costs)                                                                                                             (760)                        (876)

Cost of Merger (paid on behalf of the Company and Albion Prime VCT PLC)                                                           –                             (5)
                                                                                                                                                                                                                         ––––––––––––                     ––––––––––––

Net cash flow from financing                                                                                                                        3,717                       2,478
                                                                                                                                                                                                                         ––––––––––––                     ––––––––––––

Cash flow in the year                                                                                                           17                       1,497                      (4,391)
                                                                                                                                                                                                                         ––––––––––––                     ––––––––––––

38 Albion Venture Capital Trust PLC

236915 Albion Venture Cap pp39-pp56.qxp  25/06/2015  13:41  Page 39

Notes to the Financial Statements

1.       Accounting convention
          The Financial Statements have been prepared in accordance
with  the  historical  cost  convention,  modified  to  include  the
revaluation  of  investments,  in  accordance  with  applicable
United Kingdom law and accounting standards and with the
Statement  of  Recommended  Practice  “Financial  Statements
of  Investment  Trust  Companies  and  Venture  Capital  Trusts”
(“SORP”) issued by the Association of Investment Companies
(“AIC”)  in  January  2009.  Accounting  policies  have  been
applied consistently in current and prior periods.

2.       Accounting policies
          Investments
          Unquoted equity investments, debt issued at a discount and

convertible bonds

          In accordance with FRS 26 “Financial Instruments Recognition
and Measurement”, unquoted equity, debt issued at a discount
and  convertible  bonds  are  designated  as  fair  value  through
profit or loss (“FVTPL”). Fair value is determined by the Directors
in accordance with the International Private Equity and Venture
Capital Valuation Guidelines (IPEVCV guidelines).

          Fair  value  movements  and  gains  and  losses  arising  on  the
disposal of investments are reflected in the capital column of
the  Income  statement  in  accordance  with  the  AIC  SORP.
Realised  gains  or  losses  on  the  sale  of  investments  will  be
reflected in the realised capital reserve, and unrealised gains
or  losses  arising  from  the  revaluation  of  investments  will  be
reflected in the unrealised capital reserve.

          Unquoted equity derived instruments
          Unquoted equity derived instruments are only valued if there is
additional value to the Company in exercising or converting as
at  the  balance  sheet  date.  Otherwise  these  instruments  are
held  at  nil  value.  The  valuation  techniques  used  are  those
used for the underlying equity investment.

          Unquoted loan stock
          Unquoted  loan  stock  (excluding  convertible  bonds  and  debt
issued at a discount) are classified as loans and receivables as
permitted by FRS 26 and measured at amortised cost using
the  Effective  Interest  Rate  method  (“EIR”)  less  impairment.
Movements in the amortised cost relating to interest income
are reflected in the revenue column of the Income statement,
and hence are reflected in the other distributable reserve, and
movements in respect of capital provisions are reflected in the
capital  column  of  the  Income  statement  and  are  reflected  in
the realised capital reserve following sale, or in the unrealised
capital reserve on movements arising from revaluations of the
fair value of the security.

          For  all  unquoted  loan  stock,  whether  fully  performing,  past
due  or  impaired,  the  Board  considers  that  the  fair  value  is
equal to or greater than the security value of these assets. For
unquoted  loan  stock,  the  amount  of  the  impairment  is  the
difference between the asset’s cost and the present value of
estimated  future  cash  flows,  discounted  at  the  original
effective  interest  rate.  The  future  cash  flows  are  estimated
based  on  the  fair  value  of  the  security  held  less  estimated
selling costs.

          Investments  are  recognised  as  financial  assets  on  legal
completion of the investment contract and are de-recognised
on legal completion of the sale of an investment.

          Dividend  income  is  not  recognised  as  part  of  the  fair  value
movement of an investment, but is recognised separately as
investment income through the revenue reserve when a share
becomes ex-dividend.

          Loan  stock  accrued  interest  is  recognised  in  the  Balance
sheet as part of the carrying value of the loans and receivables
at the end of each reporting period.

          In accordance with the exemptions under FRS 9 “Associates
and joint ventures”, those undertakings in which the Company
holds  more  than  20  per  cent.  of  the  equity  as  part  of  an
investment  portfolio  are  not  accounted  for  using  the  equity
method. In these circumstances the investment is accounted
for  according  to  FRS  26 “Financial  instruments  Recognition
and Measurement” and measured at fair value through profit
and loss.

          Current asset investments
          Contractual future contingent receipts on the disposal of fixed
asset investments are designated at fair value through profit or
loss and are subsequently measured at fair value.

          Investment income
          Unquoted equity income
          Dividend income is included in revenue when the investment

is quoted ex-dividend.

          Unquoted loan stock and other preferred income
          Fixed  returns  on  non-equity  shares  and  debt  securities  are
recognised on a time apportionment basis using the effective
interest  rate  over  the  life  of  the  financial  instrument.  Income
which  is  not  capable  of  being  received  within  a  reasonable
period  of 
the  capital  value  of
the investment.

is  reflected 

time 

in 

          Bank interest income
          Interest  income  is  recognised  on  an  accrual  basis  using  the

rate of interest agreed with the bank.

          Investment management fees and other expenses
          All expenses have been accounted for on an accruals basis.
Expenses  are  charged  through  the  revenue  account  except
the  following  which  are  charged  through  the  realised
capital reserve:

          ● 75  per  cent.  of  management  fees  are  allocated  to  the
capital  account  to  the  extent  that  these  relate  to  an
enhancement  in  the  value  of  the  investments  and  in  line
with  the  Board’s  expectation  that  over  the  long  term
75 per cent. of the Company’s investment returns will be
in the form of capital gains; and

          ● expenses which are incidental to the purchase or disposal
of  an  investment  are  charged  through  the  realised
capital reserve.

Albion Venture Capital Trust PLC  39

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Notes to the Financial Statements (continued)

          Capital redemption reserve
          This reserve accounts for amounts by which the issued share
capital is diminished through the repurchase and cancellation
of the Company’s own shares.

          Unrealised capital reserve
          Increases and decreases in the valuation of investments held
at the year end against cost are included in this reserve.

          Realised capital reserve
          The following are disclosed in this reserve:

          ● gains  and  losses  compared  to  cost  on  the  realisation  of

investments; 

          ● expenses,  together  with  the  related  taxation  effect,

charged in accordance with the above policies; and

          ● dividends paid to equity holders where paid out by capital. 

          Other distributable reserve
          This  reserve  accounts  for  movements  from  the  revenue
column  of  the  Income  statement,  the  payment  of  dividends,
the  buyback 
non-capital
of 
realised movements.

shares 

other 

and 

          Dividends
          In  accordance  with  FRS  21  “Events  after  the  balance  sheet
date”,  dividends  by  the  Company  are  accounted  for  in  the
period in which the dividend is paid or approved at the Annual
General Meeting.

2.       Accounting policies (continued)
          Performance incentive fee
          In the event that a performance incentive fee crystallises, the
fee  will  be  allocated  between  revenue  and  realised  capital
reserves based upon the proportion to which the calculation
of the fee is attributable to revenue and capital returns.

          Taxation
          Taxation  is  applied  on  a  current  basis  in  accordance  with
FRS 16  “Current  tax”.  Taxation  associated  with  capital
expenses  is  applied  in  accordance  with  the  SORP.  In
accordance with FRS 19 “Deferred tax”, deferred taxation is
provided in full on timing differences that result in an obligation
at  the  Balance  sheet  date  to  pay  more  tax  or  a  right  to  pay
less tax, at a future date, at rates expected to apply when they
crystallise  based  on  current  tax  rates  and  law.  Timing
differences  arise  from  the  inclusion  of  items  of  income  and
expenditure in taxation computations in periods different from
those in which they are included in the Financial Statements.
Deferred  tax  assets  are  recognised  to  the  extent  that  it  is
regarded as more likely than not that they will be recovered.
Deferred tax assets and liabilities are not discounted.

          Reserves
          Share premium account
          This  reserve  accounts  for  the  difference  between  the  price
paid for shares and the nominal value of the shares, less issue
costs and transfers to the other distributable reserve.

40 Albion Venture Capital Trust PLC

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Notes to the Financial Statements (continued)

3.       Gains on investments
                                                                                                                                                                     Year ended               Year ended
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Unrealised gains on fixed asset investments held at fair value through profit or loss                                      1,210                       1,113
          Unrealised reversals of impairments/(impairments) on fixed asset investments held at 
          amortised cost                                                                                                                                                  232                         (537)
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Unrealised gains sub-total                                                                                                                         1,442                          576
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Realised gains on fixed asset investments held at fair value through profit or loss                                         1,121                            40
          Realised gains on fixed asset investments held at amortised cost                                                                        6                            10
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Realised gains sub-total                                                                                                                             1,127                            50
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                2,569                          626
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          Investments measured at amortised cost are unquoted loan stock investments as described in note 2. 

4.       Investment income 
                                                                                                                                                                     Year ended              Year ended 
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Income recognised on investments held at fair value through profit or loss
          Dividend income                                                                                                                                                  51                            27
          Income from convertible bonds and discounted debt                                                                                       472                          203
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                   523                          230
          Income recognised on investments held at amortised cost
          Return on loan stock investments                                                                                                                  1,388                       1,369
          Bank deposit interest                                                                                                                                          78                          119
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                1,466                       1,488
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                1,989                       1,718
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          Interest income earned on impaired investments at 31 March 2015 amounted to £306,000 (2014: £294,000). These investments are

all held at amortised cost.

5.       Investment management fees
                                                                                                                                                                      Year ended              Year ended
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Investment management fee charged to revenue                                                                                              212                          201
          Investment management fee charged to capital                                                                                                636                          601
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                   848                          802
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          Further details of the Management agreement under which the investment management fee is paid are given in the Strategic report on

page 11.

          During the year, services of a total value of £896,000 (2014: £849,000), were purchased by the Company from Albion Ventures LLP;
this  includes  £848,000  (2014:  £802,000)  of  investment  management  fee  and  £48,000  (2014:  £47,000)  administration  fee.  At  the
financial year end, the amount due to Albion Ventures LLP in respect of these services disclosed within accruals and deferred income
was £235,000 (2014: £214,000).

          Albion Ventures LLP is, from time to time, eligible to receive transaction fees and Directors’ fees from portfolio companies. During the
year  ended  31  March  2015,  fees  of  £360,000  attributable  to  the  investments  of  the  Company  were  received  pursuant  to  these
arrangements (2014: £167,000).

          Albion Ventures LLP, the Manager, holds 2,534 Ordinary shares as a result of fractional entitlements arising from the merger of Albion
Prime VCT PLC into Albion Venture Capital Trust PLC on 25 September 2012. In addition, Albion Ventures LLP holds a further 5,301
Ordinary shares in the Company. 

Albion Venture Capital Trust PLC  41

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Notes to the Financial Statements (continued)

6.       Other expenses
                                                                                                                                                                     Year ended              Year ended 
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Directors’ fees (inc. NIC)                                                                                                                                      90                            87
          Secretarial and administration fee                                                                                                                        48                            47
          Other administrative expenses                                                                                                                          110                          100
          Impairment of accrued interest                                                                                                                              –                          139
          Auditor’s remuneration for statutory audit services (exc. VAT)                                                                              25                            25
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                   273                          398
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

7.       Directors’ fees
          The amounts paid to and on behalf of Directors during the year are as follows:

                                                                                                                                                                     Year ended               Year ended
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Directors’ fees                                                                                                                                                     83                            80
          National insurance                                                                                                                                                 7                              7
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                     90                            87
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          Further information regarding Directors’ remuneration can be found in the Directors’ remuneration report on page 31.

8.       Tax (charge)/credit on ordinary activities
                                                                                    Year ended 31 March 2015                               Year ended 31 March 2014
                                                                          Revenue              Capital                 Total            Revenue               Capital                   Total
                                                                                £’000                 £’000                 £’000                 £’000                 £’000                 £’000

          UK corporation tax in respect of 
          current year                                                      (305)                   135                   (170)                  (246)                   140                   (106)
          UK corporation tax in respect of 
          prior year                                                           115                        –                    115                    126                        –                    126
                                                                                               –––––––––––––           –––––––––––––           –––––––––––––           –––––––––––––           –––––––––––––           –––––––––––––
          Total                                                                (190)                   135                     (55)                  (120)                   140                      20
                                                                                               –––––––––––––           –––––––––––––           –––––––––––––           –––––––––––––           –––––––––––––           –––––––––––––

          Factors affecting the tax charge:
                                                                                                                                                                     Year ended              Year ended 
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Return on ordinary activities before taxation                                                                                                   3,437                       1,144
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Tax on profit at the standard rate of 21% (2014: 23%)                                                                                     (722)                        (263)
          Factors affecting the charge:
          Non-taxable gains                                                                                                                                             539                          144
          Income not taxable                                                                                                                                              11                              6
          Consortium relief in respect of prior years                                                                                                         115                          126
          Marginal relief                                                                                                                                                        2                              7
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                    (55)                           20
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          The tax charge for the year shown in the Income statement is lower than the standard rate of corporation tax in the UK of 21 per cent.

(2014: 23 per cent.). The differences are explained above.

          Consortium relief is recognised in the accounts in the period in which the claim is submitted to HMRC and is shown as tax in respect

of prior year.

          Notes 
           (i)  Venture Capital Trusts are not subject to corporation tax on capital gains.
           (ii)  Tax relief on expenses charged to capital has been determined by allocating tax relief to expenses by reference to the applicable corporation tax rate

and allocating the relief between revenue and capital in accordance with the SORP.

           (iii)  No deferred tax asset or liability has arisen in the year.

42 Albion Venture Capital Trust PLC

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Notes to the Financial Statements (continued)

9.       Dividends
                                                                                                                                                                     Year ended               Year ended
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          First dividend paid on 31 July 2013 – 2.50 pence per share                                                                                 –                       1,469
          Second dividend paid on 31 December 2013 – 2.50 pence per share                                                                 –                       1,460
          First dividend paid on 31 July 2014 – 2.50 pence per share                                                                          1,576                              –
          Second dividend paid on 31 December 2014 – 2.50 pence per share                                                          1,590                              –
          Unclaimed dividends                                                                                                                                          (41)                          (27)
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                3,125                       2,902
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          In addition to the dividends summarised above, the Board has declared a first dividend for the year ending 31 March 2016 of 2.50
pence per share. This dividend will be paid on 31 July 2015 to shareholders on the register as at 10 July 2015. The total dividend will
be approximately £1,767,000. 

          During the year, unclaimed dividends older than twelve years of £41,000 (2014: £27,000) were returned to the Company in accordance

with the terms of the Articles of Association.

10.     Basic and diluted return per share
                                                                                    Year ended 31 March 2015                               Year ended 31 March 2014
                                                                          Revenue              Capital                 Total            Revenue               Capital                   Total

          The return per share has been based 
          on the following figures:
          Return attributable to 
          equity shares (£’000)                                      1,314                 2,068                 3,382                    999                    165                 1,164
          Weighted average shares in 
          issue (excluding treasury shares)                                     63,464,790                                                           58,689,669
          Return attributable per equity 
          share (pence)                                                   2.07                   3.26                   5.33                   1.70                   0.30                   2.00
                                                                                               –––––––––––––           –––––––––––––           –––––––––––––           –––––––––––––           –––––––––––––           –––––––––––––

          The weighted average number of shares is calculated excluding treasury shares of 5,841,440 (2014: 4,695,440).

          There are no convertible instruments, derivatives or contingent share agreements in issue, and therefore no dilution affecting the return

per share. The basic return per share is therefore the same as the diluted return per share.

11.     Fixed asset investments 
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Investments held at fair value through profit or loss
          Unquoted equity                                                                                                                                           10,442                     11,093
          Unquoted debt issued at a discount and convertible bonds                                                                          7,069                       5,790
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                              17,511                     16,883
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Investments held at amortised cost
          Unquoted loan stock                                                                                                                                    20,718                     18,697
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                              38,229                     35,580
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

Albion Venture Capital Trust PLC  43

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Notes to the Financial Statements (continued)

11.     Fixed asset investments (continued)
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Opening valuation                                                                                                                                     35,580                     30,198
          Purchases at cost                                                                                                                                          9,010                       5,218
          Disposal proceeds                                                                                                                                        (9,026)                        (359)
          Realised gains                                                                                                                                                1,127                            50
          Movement in loan stock accrued income                                                                                                            96                         (103)
          Unrealised gains                                                                                                                                             1,442                          576
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Closing valuation                                                                                                                                       38,229                     35,580
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          Movement in loan stock accrued income
          Opening accumulated movement in loan stock accrued income                                                                       165                          268
          Movement in loan stock accrued income                                                                                                            96                         (103)
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Closing accumulated movement in loan stock accrued income                                                             261                          165
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Movement in unrealised losses
          Opening accumulated unrealised losses                                                                                                       (3,343)                     (4,890)
          Transfer of previously unrealised (gains)/losses to realised reserve on realisations of investments                    (368)                         971
          Unrealised gains                                                                                                                                             1,442                          576
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Closing accumulated unrealised losses                                                                                                  (2,269)                     (3,343)
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Historic cost basis
          Opening book cost                                                                                                                                      38,759                     34,821
          Purchases at cost                                                                                                                                          9,010                       5,218
          Sales at cost*                                                                                                                                                (7,530)                     (1,280)
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Closing book cost*                                                                                                                                    40,239                     38,759
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          * Sales at cost includes realised losses of £1,564,000 for The Charnwood Pub Company Limited and £293,000 for Premier Leisure

(Suffolk) Limited which are still held at the Balance sheet date.

          The Directors believe that the carrying value of loan stock measured at amortised cost is not materially different to fair value.

          The Company does not hold any assets as a result of the enforcement of security during the period, and believes that the carrying

values for both impaired and past due assets are covered by the value of security held for these loan stock investments. 

          Unquoted equity investments and convertible and discounted debts are valued in accordance with the IPEVCV guidelines as follows:

                                                                                                                                                                31 March 2015        31 March 2014
          Valuation methodology                                                                                                                               £’000                       £’000

          Cost (reviewed for impairment)                                                                                                                       3,176                       4,633
          Net asset value supported by third party or desktop valuation                                                                     14,335                     12,250
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                              17,511                     16,883
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          Fair value investments had the following movements between valuation methodologies between 31 March 2014 and 31 March 2015:

                                                                                                      Value as at 31 March 2015
          Change in valuation methodology (2014 to 2015)         £’000                                                     Explanatory note

          Cost (reviewed for impairment) to net asset value                1,898                                                     More recent information available

supported by third party valuation

          The valuation method used will be the most appropriate valuation methodology for an investment within its market, with regard to the

financial health of the investment and the December 2012 IPEVCV Guidelines. The Directors believe that, within these parameters,
there are no other methods of valuation which would be reasonable as at 31 March 2015.

44 Albion Venture Capital Trust PLC

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Notes to the Financial Statements (continued)

11.     Fixed asset investments (continued)
          The  amended  FRS  29  ‘Financial  Instruments:  Disclosures’  requires  the  Company  to  disclose  the  valuation  methods  applied  to  its

investments measured at fair value through profit or loss in a fair value hierarchy according to the following definitions:

          Fair value hierarchy                    Definition of valuation method

          Level 1                                           Unadjusted quoted (bid) prices applied
          Level 2                                           Inputs to valuation are from observable sources and are directly or indirectly derived from prices
          Level 3                                           Inputs to valuations not based on observable market data

          All of the company’s fixed asset investments as at 31 March 2015 which are valued at fair value through profit or loss are all valued

according to Level 3 methods.

          Investments held at fair value through profit or loss (level 3) had the following movements in the year to 31 March 2015:

                                                                      31 March 2015                                                                  31 March 2014
                                                                    Convertible and                                                                 Convertible and
                                                                            discounted                                                                        discounted
                                                     Equity                     bonds                 Total                       Equity                      bonds                         Total
                                                      £’000                       £’000                 £’000                       £’000                       £’000                       £’000

          Opening balance              11,093                       5,790               16,883                       8,489                       2,231                     10,720
          Additions                              1,340                       3,107                 4,447                          415                       4,638                       5,053
          Disposal proceeds               (4,875)                        (200)               (5,075)                          (40)                             –                           (40)
          Loan stock conversion                  –                      (1,210)              (1,210)                             –                              –                              –
          Debt/equity swap                    590                         (590)                       –                       1,257                      (1,257)                             –
          Accrued loan 
          stock interest                               –                          135                    135                              –                             (3)                            (3)
          Realised gains                      1,121                              –                 1,121                            40                              –                            40
          Unrealised gains                   1,173                            37                 1,210                          932                          181                       1,113
                                                            ––––––––––––––                  ––––––––––––––         ––––––––––––––                  ––––––––––––––                  ––––––––––––––                  ––––––––––––––
          Closing balance               10,442                       7,069               17,511                     11,093                       5,790                     16,883
                                                            ––––––––––––––                  ––––––––––––––         ––––––––––––––                  ––––––––––––––                  ––––––––––––––                  ––––––––––––––

          FRS 29 requires the Directors to consider the impact of changing one or more of the inputs used as part of the valuation process to
reasonable  possible  alternative  assumptions.  After  due  consideration  and  noting  that  the  valuation  methodology  applied  to
100 per cent. of the level 3 investments (by valuation) is based on cost or independent third party market information, the Directors do
not believe that changes to reasonable possible alternative assumptions for the valuation of the portfolio as a whole would lead to a
significant change in the fair value of the portfolio.

          As noted in the Strategic report, the level of investment in the renewable energy sector has increased to 22 per cent. The majority of
the renewable investments are valued using a third party valuation. The underlying valuation of these investments is dependent on the
discounting of future cash flows over a period of approximately 25 years and is thus sensitive to changes in a number of assumptions,
the most significant being the discount rate used. The Directors do not consider that a change in the discount by one per cent., up or
down, would result in a material change in the fair value of the portfolio.

12.     Significant interests
          The principal activity of the Company is to select and hold a portfolio of investments in unquoted securities. Although the Company,
through the Manager, will, in some cases, be represented on the board of the portfolio company, it will not take a controlling interest
or become involved in the management. The size and structure of the companies with unquoted securities may result in certain holdings
in  the  portfolio  representing  a  participating  interest  without  there  being  any  partnership,  joint  venture  or  management  consortium
agreement.  The  Company  has  interests  of  greater  than  20  per  cent.  of  the  nominal  value  of  any  class  of  the  allotted  shares  in  the
portfolio companies as at 31 March 2015 as described below:

                                                                                               Country of                                                                   % class and 
          Company                                                                     incorporation      Principal activity                            voting rights

          Kew Green VCT (Stansted) Limited                               Great Britain          Hotel owner and operator                 45.2% Ordinary shares
          G&K Smart Developments VCT Limited                        Great Britain          Residential property developer          42.9% Ordinary shares
          The Stanwell Hotel Limited                                            Great Britain          Hotel owner and operator                 39.2% Ordinary shares
          Shinfield Lodge Care Limited                                         Great Britain          Care home for elderly residents        25.0% Ordinary shares
          The Crown Hotel Harrogate Limited                              Great Britain          Hotel owner and operator                 24.1% Ordinary shares
          Green Highland Renewables (Ledgowan) Limited          Great Britain          Hydroelectric power generator          20.8% Ordinary shares

          The investments listed above are held as part of an investment portfolio, and therefore, as permitted by FRS 9, they are measured at

fair value and not accounted for using the equity method.

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Notes to the Financial Statements (continued)

13.     Current assets 
                                                                                                                                                                31 March 2015        31 March 2014
          Trade and other debtors                                                                                                                             £’000                       £’000

          Prepayments and accrued income                                                                                                                      13                            17
          Other debtors                                                                                                                                                      83                            12
          UK corporation tax receivable                                                                                                                             70                            19
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                   166                            48
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          The Directors consider that the carrying amount of debtors is not materially different to their fair value.

14.     Creditors: amounts falling due within one year
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Trade creditors                                                                                                                                                    12                            13
          UK Corporation tax payable                                                                                                                              170                              –
          Other creditors                                                                                                                                                      –                          192
          Accruals and deferred income                                                                                                                           287                          270
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
                                                                                                                                                                                   469                          475
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          The Directors consider that the carrying amount of creditors is not materially different to their fair value.

15.     Called up share capital
                                                                                                                                                               31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Allotted, called up and fully paid
          71,365,088 Ordinary shares of 1p each (2014: 64,490,852)                                                                             714                          645
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          Voting rights
          65,523,648 Ordinary shares of 1p each (net of treasury shares) (2014: 59,795,412)

          The Company purchased 1,146,000 Ordinary shares (2014: 543,000) to be held in treasury at a cost of £760,000 (2014: £364,000)
representing 1.6 per cent. of its issued share capital as at 31 March 2015. The shares purchased for treasury were funded from other
distributable reserve. 

          During the year the Company did not purchase any shares for cancellation (2014: 729,000 shares at a cost of £487,000). 

          The Company holds a total of 5,841,440 shares (2014: 4,695,440) in treasury, representing 8.2 per cent. of the issued Ordinary share

capital as at 31 March 2015.

          Under the terms of the Dividend Reinvestment Scheme Circular dated 10 July 2008, the following Ordinary shares of nominal value

1 penny per share were allotted during the year:

                                                                                                       Aggregate                          Net                                                  Opening 
                                                                                                 nominal value         consideration                                           market price 
                                                                       Number of                of shares                 received              Issue price   on allotment date
          Date of allotment                        shares allotted                       £’000                       £’000   (pence per share)   (pence per share)

          31 July 2014                                              203,480                              2                          138                       68.80                       67.25
          31 December 2014                                    228,179                              2                          151                       67.42                       66.00
                                                                                              ––––––––––––––                  ––––––––––––––                  ––––––––––––––                                           
                                                                            431,659                              4                          289
                                                                                              ––––––––––––––                  ––––––––––––––                  ––––––––––––––                                

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Notes to the Financial Statements (continued)

15.     Called up share capital (continued)
          During  the  year  the  following  Ordinary  shares  were  allotted  under  the  Albion  VCTs  Top  Up  Offers  2013/2014,  the  Albion  VCTs

Prospectus Top Up Offers 2013/2014 and the Albion VCTs Prospectus Top Up Offers 2014/2015:

                                                                                                       Aggregate                          Net                                                  Opening 
                                                                                                 nominal value         consideration                                           market price 
                                                                       Number of                of shares                 received              Issue price   on allotment date
          Date of allotment                        shares allotted                       £’000                       £’000   (pence per share)   (pence per share)

          5 April 2014                                                 17,201                              –                            12                       72.40                       67.25
          5 April 2014                                                 18,621                              –                            13                       72.80                       67.25
          5 April 2014                                            2,648,140                            26                       1,878                       73.10                       67.25
          4 July 2014                                                  10,187                              –                              7                       72.80                       67.25
          4 July 2014                                                    5,464                              –                              4                       73.20                       67.25
          4 July 2014                                                560,309                              6                          400                       73.60                       67.25
          30 September 2014                                   871,469                              9                          604                       71.50                       67.25
          30 January 2015                                        832,852                              8                          562                       69.20                       65.50
          30 January 2015                                     1,478,334                            15                          997                       68.80                       65.50
                                                                                              ––––––––––––––                  ––––––––––––––                  ––––––––––––––                                           
                                                                         6,442,577                            64                       4,477
                                                                                              ––––––––––––––                  ––––––––––––––                  ––––––––––––––                                                                

16.     Basic and diluted net asset value per share
                                                                                                                                                                31 March 2015        31 March 2014

          Basic and diluted net asset value per share (pence)                                                                                       71.62                       71.30
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

          The basic and diluted net asset value per share at the year end are calculated in accordance with the Articles of Association and are

based upon total shares in issue (less treasury shares) of 65,523,648 Ordinary shares (2014: 59,795,412).

          There are no convertible instruments, derivatives or contingent share agreements in issue. 

17.     Analysis of changes in cash during the year
                                                                                                                                                                     Year ended              Year ended 
                                                                                                                                                                31 March 2015        31 March 2014 
                                                                                                                                                                                £’000                       £’000

          Opening cash balances                                                                                                                                  7,505                     11,896
          Net cash flow                                                                                                                                                 1,497                      (4,391)
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Closing cash balances                                                                                                                                   9,002                       7,505
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

18.     Reconciliation of net return on ordinary activities before taxation to net cash flow from operating activities

                                                                                                                                                                     Year ended              Year ended 
                                                                                                                                                                31 March 2015        31 March 2014
                                                                                                                                                                                £’000                       £’000

          Revenue return on ordinary activities before taxation                                                                                      1,504                       1,119
          Investment management fee charged to capital                                                                                               (636)                        (601)
          Movement in accrued amortised loan stock interest                                                                                          (96)                         103
          Decrease/(increase) in debtors                                                                                                                              5                             (8)
          Increase/(decrease) in creditors                                                                                                                           21                           (32)
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––
          Net cash flow from operating activities                                                                                                              798                          581
                                                                                                                                                                                                                              ––––––––––––––                  ––––––––––––––

19.     Capital and financial instruments risk management
          The Company’s capital comprises Ordinary shares as described in note 15. The Company is permitted to buy-back its own shares for

cancellation or treasury purposes, and this is described in more detail on page 6 of the Chairman’s statement.

          The  Company’s  financial  instruments  comprise  equity  and  loan  stock  investments  in  unquoted  companies,  contingent  receipts  on
disposal of fixed assets investments, cash balances and short term debtors and creditors which arise from its operations. The main
purpose of these financial instruments is to generate cash flow and revenue and capital appreciation for the Company’s operations.
The Company has no gearing or other financial liabilities apart from short term creditors. The Company does not use any derivatives
for the management of its balance sheet.

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Notes to the Financial Statements (continued)

19.     Capital and financial instruments risk management (continued)
          The principal risks arising from the Company’s operations are:

          ●        Investment (or market) risk (which comprises investment price and cash flow interest rate risk);
          ●        credit risk; and
          ●        liquidity risk.

          The Board regularly reviews and agrees policies for managing each of these risks. There have been no changes in the nature of the
risks  that  the  Company  has  faced  during  the  past  year  and,  apart  from  where  noted  below,  there  have  been  no  changes  in  the
objectives, policies or processes for managing risks during the past year. The key risks are summarised below.

          Investment risk
          As a venture capital trust, it is the Company’s specific nature to evaluate and control the investment risk of its portfolio in unquoted
investments, details of which are shown on page 16. Investment risk is the exposure of the Company to the revaluation and devaluation
of  investments.  The  main  driver  of  investment  risk  is  the  operational  and  financial  performance  of  the  portfolio  company  and  the
dynamics of market quoted comparators. The Manager receives management accounts from portfolio companies, and members of
the investment management team often sit on the boards of portfolio companies; this enables the close identification, monitoring and
management of investment risk.

          The Manager and the Board formally review investment risk (which includes market price risk), both at the time of initial investment and

at quarterly Board meetings.

          The Board monitors the prices at which sales of investments are made to ensure that profits to the Company are maximised, and that
valuations of investments retained within the portfolio appear sufficiently prudent and realistic compared to prices being achieved in the
market for sales of unquoted investments.

          The  maximum  investment  risk  as  at  the  balance  sheet  date  is  the  value  of  the  fixed  investment  portfolio  which  is  £38,229,000
(2014: £35,580,000). Fixed asset investments form 81 per cent. of the net asset value as at 31 March 2015 (2014: 83 per cent.).

          More details regarding the classification of fixed asset investments are shown in note 11.

          Investment price risk
          Investment price risk is the risk that the fair value of future investment cash flows will fluctuate due to factors specific to an investment
instrument or to a market in similar instruments. To mitigate the investment price risk for the Company as a whole, the strategy of the
Company  is  to  invest  in  a  broad  spread  of  industries  with  approximately  two-thirds  of  the  unquoted  investments  comprising  debt
securities, which, owing to the structure of their yield and the fact that they are usually secured, have a lower level of price volatility than
equity. Details of the industries in which investments have been made are contained in the Portfolio of investments section on page 16.

          Valuations are based on the most appropriate valuation methodology for an investment within its market, with regard to the financial

health of the investment and the IPEVCV Guidelines.

          As required under FRS 29 “Financial Instruments: Disclosures”, the Board is required to illustrate by way of a sensitivity analysis the
degree  of  exposure  to  market  risk.  The  Board  considers  that  the  value  of  the  fixed  asset  investment  portfolio  is  sensitive  to  a
10 per cent.  change  based  on  the  current  economic  climate.  The  impact  of  a  10  per  cent.  change  has  been  selected  as  this  is
considered reasonable given the current level of volatility observed both on a historical basis and future expectations.

          The  sensitivity  of  a  10  per  cent.  increase  or  decrease  in  the  valuation  of  the  fixed  and  current  asset  investments  (keeping  all  other
variables constant) would increase or decrease the net asset value and return for the year by £3,830,000 (2014: £3,558,000).

          Interest rate risk
          It is the Company’s policy to accept a degree of interest rate risk on its financial assets through the effect of interest rate changes. On
the basis of the Company’s analysis, it is estimated that a rise of one percentage point in all interest rates would have increased total
return before tax for the year by approximately £62,000 (2014: £80,000). Furthermore, it is considered that a fall of interest rates below
current levels during the year would have been very unlikely. 

          The  weighted  average  effective  interest  rate  applied  to  the  Company’s  fixed  rate  assets  during  the  year  was  approximately
6.30 per cent.  (2014:  5.80  per  cent.).  The  weighted  average  period  to  maturity  for  the  fixed  rate  assets  is  approximately  4.8  years
(2014: 3.3 years).

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Notes to the Financial Statements (continued)

19.     Capital and financial instruments risk management (continued)
          The Company’s financial assets and liabilities, all denominated in pounds sterling, consist of the following:

                                                                             31 March 2015                                                              31 March 2014
                                                                                                    Non-                                                                               Non-
                                                       Fixed        Floating         interest                                   Fixed          Floating           interest
                                                          rate               rate         bearing              Total                rate                rate          bearing               Total
                                                        £’000             £’000             £’000             £’000             £’000             £’000             £’000             £’000

          Unquoted equity                            –                    –           10,442           10,442                    –                    –           11,093           11,093
          Convertible and 
          discounted bonds                  6,483                279                307             7,069             3,378                279             2,133             5,790
          Unquoted loan stock            20,718                    –                    –           20,718           18,697                    –                    –           18,697
          Debtors*                                        –                    –                  91                  91                    –                    –                  24                  24
          Current liabilities*                           –                    –               (299)              (299)                   –                    –               (475)              (475)
          Cash                                             –             9,002                    –             9,002                    –             7,505                    –             7,505
                                                                   –––––––––––         –––––––––––         –––––––––––         –––––––––––         –––––––––––         –––––––––––         –––––––––––         –––––––––––
          Total net assets                 27,201             9,281           10,541           47,023           22,075             7,784           12,775           42,634
                                                                   –––––––––––         –––––––––––         –––––––––––         –––––––––––         –––––––––––         –––––––––––         –––––––––––         –––––––––––

          * The debtors and current liabilities do not reconcile to the balance sheet as prepayments and tax receivable/ (payable) are not included

in the above table.

          Credit risk
          Credit risk is the risk that the counterparty to a financial instrument will fail to discharge an obligation or commitment that it has entered
into with the Company. The Company is exposed to credit risk through its debtors, investment in unquoted loan stock, and through
the holding of cash on deposit with banks.

          The Manager evaluates credit risk on loan stock prior to investment, and as part of its ongoing monitoring of investments. In doing this,
it takes into account the extent and quality of any security held. Typically loan stock instruments have a first fixed charge or a fixed and
floating charge over the assets of the portfolio company in order to mitigate the gross credit risk. The Manager receives management
accounts from portfolio companies, and members of the investment management team often sit on the boards of portfolio companies;
this enables the close identification, monitoring and management of investment specific credit risk.

          The Manager and the Board formally review credit risk (including debtors) and other risks, both at the time of initial investment and at

quarterly Board meetings.

          The Company’s total gross credit risk as at 31 March 2015 was limited to £27,787,000 (2014: £24,487,000) of unquoted loan stock
instruments (all of which is secured on the assets of the portfolio company), £9,002,000 cash deposits with banks (2014: £7,505,000)
and £83,000 of other debtors (2014: £12,000).

          The credit profile of the unquoted loan stock is described under liquidity risk below.

          The cost, impairment and carrying value of impaired loan stocks held at amortised cost are as follows:

                                                                        31 March 2015                                                                        31 March 2014
                                                 Cost            Impairment       Carrying value                         Cost               Impairment          Carrying value
                                                £’000                       £’000                       £’000                       £’000                       £’000                       £’000

          Impaired loan stock      13,603                      (3,494)                    10,109                     13,750                      (3,601)                    10,149
                                                        –––––––––––                       –––––––––––                       –––––––––––                       –––––––––––                       –––––––––––                       –––––––––––

          Impaired loan stock instruments have a first fixed charge or a fixed and floating charge over the assets of the portfolio company and

the Board consider the security value to be the carrying value.

          As at the balance sheet date, the cash held by the Company is held with Lloyds Bank plc, Scottish Widows Bank plc (part of Lloyds
Banking Group), Barclays Bank plc and National Westminster Bank plc. Credit risk on cash transactions is mitigated by transacting
with  counterparties  that  are  regulated  entities  subject  to  prudential  supervision,  with  high  credit  ratings  assigned  by  international
credit-rating agencies.

          The Company has an informal policy of limiting counterparty banking and floating rate note exposure to a maximum of 20 per cent. of

net asset value for any one counterparty.

          Liquidity risk
          Liquid assets are held as cash on current, deposit or short term money market accounts. Under the terms of its Articles, the Company
has the ability to borrow up to 10 per cent. of its adjusted capital and reserves of the latest published audited balance sheet, which
amounts to £4,516,000 as at 31 March 2015 (2014: £4,110,000).

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Notes to the Financial Statements (continued)

19.     Capital and financial instruments risk management (continued)
          The Company has no committed borrowing facilities as at 31 March 2015 (2014: £nil) and had cash balances of £9,002,000 (2014:
£7,505,000). The main cash outflows are for new investments, buy-back of shares and dividend payments, which are within the control
of  the  Company.  The  Manager  formally  reviews  the  cash  requirements  of  the  Company  on  a  monthly  basis,  and  the  Board  on  a
quarterly basis as part of its review of management accounts and forecasts. All the Company’s financial liabilities are short term in nature
and total £469,000 for the year to 31 March 2015 (2014: £475,000).

          The carrying value of loan stock investments at 31 March 2015 as analysed by expected maturity dates is as follows:

                                                                                                                 Fully
                                                                                                      performing                 Impaired                 Past due                        Total
          Redemption date                                                                         £’000                       £’000                       £’000                       £’000

          Less than one year                                                                      1,513                       1,421                          211                       3,145
          1-2 years                                                                                         285                       8,688                       3,737                     12,710
          2-3 years                                                                                         105                              –                              –                          105
          3-5 years                                                                                      4,523                              –                              –                       4,523
          Greater than 5 years                                                                   3,523                              –                       3,781                       7,304
                                                                                                                                        ––––––––––––––                  ––––––––––––––                  ––––––––––––––                  ––––––––––––––
          Total                                                                                              9,949                     10,109                       7,729                     27,787
                                                                                                                                        ––––––––––––––                  ––––––––––––––                  ––––––––––––––                  ––––––––––––––

          Loan stock categorised as past due includes:

          ● Loan stock with a carrying value of £7,220,000 yielding an average of 10.17 per cent. on cost which has loan stock interest past

due between 2 and 5 months; and

          ● Loan  stock  with  a  carrying  value  of  £509,000  which  has  loan  stock  interest  past  due  of  greater  than  12  months  but  less  than

2 years.

          The  carrying  value  of  loan  stock  investments  held  at  amortised  cost  at  31  March  2014  as  analysed  by  expected  maturity  dates  is

as follows:

                                                                                                                  Fully
                                                                                                        performing                   Impaired                  Past due                         Total
          Redemption date                                                                           £’000                       £’000                       £’000                       £’000

          Less than one year                                                                            443                       1,716                          375                       2,534
          1-2 years                                                                                        2,355                          604                       3,862                       6,821
          2-3 years                                                                                        1,375                       7,829                            65                       9,269
          3-5 years                                                                                        3,061                              –                              –                       3,061
          Greater than 5 years                                                                      2,376                              –                          426                       2,802
                                                                                                                                      –––––––––––––––                  ––––––––––––––                  ––––––––––––––                  ––––––––––––––
          Total                                                                                               9,610                     10,149                       4,728                     24,487
                                                                                                                                        ––––––––––––––                  ––––––––––––––                  ––––––––––––––                  ––––––––––––––

          In view of the information shown, the Board considers that the Company is subject to low liquidity risk.

          Fair values of financial assets and financial liabilities
          All the Company’s financial assets and liabilities as at 31 March 2015 are stated at fair value as determined by the Directors, with the
exception of loans and receivables included within investments, cash, debtors and creditors which are carried at amortised cost, as
permitted by FRS 26. The Directors believe that the current carrying value of loan stock is not materially different to the fair value. There
are no financial liabilities other than creditors. The Company’s financial liabilities are all non-interest bearing. It is the Directors’ opinion
that the book value of the financial liabilities is not materially different to the fair value and all are payable within one year.

20.     Commitments and contingencies
          The company had the following financial commitment in respect of the following investments:

           ● Shinfield Lodge Care Limited, £3,000,000
           ● Ryefield Court Care Limited, £2,358,000
           ● Active Lives Care Limited, £2,090,000
           ● Radnor House School (Holdings) Limited, £451,000
           ● Dragon Hydro Limited, £3,000

          There are no contingent liabilities or guarantees given by the Company as at 31 March 2015 (31 March 2014: nil).

50 Albion Venture Capital Trust PLC

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Notes to the Financial Statements (continued)

21.     Post balance sheet events
          Since 31 March 2015 the Company has had the following post balance sheet events:

          ● Investment of £250,000 in Ryefield Court Care Limited
          ● Investment of £150,000 in Active Lives Care Limited

          Shares issued under the Albion VCTs Prospectus Top Up Offers 2014/2015:

                                                                                                      Aggregate                        Net                                 
                                                                                                nominal value       consideration                                 
                                                                       Number of               of shares                received              Issue price
          Date of allotment                        shares allotted                      £’000                     £’000   (pence per share)

Opening 
market price on
allotment date
(pence per share)

          2 April 2015                                            5,158,657                           52                     3,568                        71.30
                                                                                              ––––––––––––––                ––––––––––––––               ––––––––––––––                  ––––––––––––––

65.50
––––––––––––––

22.     Related party transactions 
          Other  than  transactions  with  the  Manager  as  disclosed  in  note  5,  there  are  no  related  party  transactions  or  balances

requiring disclosure.

Albion Venture Capital Trust PLC  51

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Notice of Annual General Meeting   

NOTICE IS HEREBY GIVEN that the Annual General Meeting of Albion Venture Capital Trust PLC (the “Company”) will be
held  at  the  City  of  London  Club,  19  Old  Broad  Street,  London  EC2N  1DS  on  31  July  2015  at  11:30  am  for  the  following
purposes:

To  consider  and,  if  thought  fit,  to  pass  the  following  resolutions,  of  which  numbers  1  to  7  will  be  proposed  as  ordinary
resolutions and numbers 8 to 10 as special resolutions.

Ordinary Business
1.      To  receive  and  adopt  the  Company’s  accounts  for  the  year  ended  31  March  2015  together  with  the  report  of  the

Directors and Auditor.

2.      To approve the Directors’ remuneration report for the year ended 31 March 2015. 

3.      To re-elect David Watkins as a Director of the Company.

4.      To re-elect John Kerr as a Director of the Company.

5.      To re-appoint BDO LLP as Auditor of the Company to hold office from conclusion of the meeting to the conclusion of

the next meeting at which audited accounts are to be laid.

6.      To authorise the Directors to agree the Auditor’s remuneration. 

Special Business
7.      Authority to allot shares
         That the Directors be generally and unconditionally authorised in accordance with section 551 of the Companies Act
2006 (the “Act”) to allot shares of nominal value 1 penny per share in the Company up to an aggregate nominal amount
of  £153,047  representing  20 per cent.  of  the  total  Ordinary  share  capital,  provided  that  this  authority  shall  expire  18
months from the date that this resolution is passed, or at the conclusion of the next Annual General Meeting, whichever
is earlier, but so that the Company may, before the expiry of such period, make an offer or agreement which would or
might require shares to be allotted after the expiry of such period and the Directors may allot shares pursuant to such
an offer or agreement as if the authority had not expired.

8.      Authority for the disapplication of pre-emption rights
         That, subject to and conditional on the passing of resolution number 7, the Directors be empowered, pursuant to section
570 of the Act, to allot equity securities (within the meaning of section 560 of the Act) for cash pursuant to the authority
conferred by resolution number 7 as if section 561(1) of the Act did not apply to any such allotment, provided that this
power shall be limited to the allotment of equity securities:

         (a)      in connection with an offer of such securities by way of rights issue; 

         (b)     in connection with any Dividend Reinvestment Scheme introduced and operated by the Company; 

         (c)      in connection with any top up offer; and

         (d)     otherwise  than  pursuant  to  paragraphs  (a)  to  (c)  above,  up  to  an  aggregate  nominal  amount  of  £153,047  for

Ordinary shares.

       This authority shall expire 18 months from the date that this resolution is passed or, if earlier, the conclusion of the next
Annual General Meeting of the Company, save that the Company may, before such expiry, make an offer or agreement
which would or might require equity securities to be allotted after such expiry and the Directors may allot equity securities
in pursuance of any such offer or agreement as if this power had not expired.

         This power applies in relation to a sale of treasury shares as if all references in this resolution to an allotment included
any such sale and in the first paragraph of the resolution the words “pursuant to the authority conferred by resolution
number 7” were omitted in relation to such a sale.

52 Albion Venture Capital Trust PLC

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Notice of Annual General Meeting (continued)

         “Rights issue” means an offer of equity securities to holders of shares in the capital of the Company on the register on
a record date fixed by the Directors in proportion as nearly as may be to the respective numbers of Ordinary shares held
by them, but subject to such exclusions or other arrangements as the Directors may deem necessary or expedient to
deal  with  any  treasury  shares,  fractional  entitlements  or  legal  or  practical  issues  arising  under  the  laws  of,  or  the
requirements of any recognised regulatory body or any stock exchange in, any territory or any other matter.

9.      Authority to purchase own shares
         That the Company be generally and unconditionally authorised to make market purchases (within the meaning of section
693(4) of the Act) of Ordinary shares of 1 penny each in the capital of the Company (“Ordinary shares”), on such terms
as  the  Directors  think  fit,  and  where  such  shares  are  held  as  treasury  shares,  the  Company  may  use  them  for  the
purposes set out in section 727 of the Act, provided that:

         (a)

the maximum aggregate number of shares hereby authorised to be purchased is 14.99 per cent. of the issued
Ordinary share capital of the Company as at the date of the passing of this resolution;

         (b)

the minimum price which may be paid for a share shall be 1 penny (exclusive of expenses);

         (c)

         (d)

the maximum price (exclusive of expenses) which may be paid for a share shall be an amount being not more than
the higher of (i) 105 per cent. of the average of the middle market quotations (as derived from the Daily Official List
of  the  London  Stock  Exchange)  for  the  shares  for  the  five  business  days  immediately  preceding  the  date  of
purchase and (ii) the higher of the price of the last independent trade and the highest current independent bid
relating to a share on the trading venue where the purchase is carried out; and

unless previously varied, revoked or renewed, the authority hereby conferred shall expire 18 months from the date
that this resolution is passed or, if earlier, at the conclusion of the Annual General Meeting of the Company to be
held after the passing of this resolution, save that the Company may, at any time prior to such expiry, enter into a
contract or contracts to purchase shares under such authority which would or might be completed or executed
wholly or partly after the expiration of such authority and may make a purchase of shares pursuant to any such
contract or contracts as if the authority conferred hereby had not expired.

         Under section 724-732 of the Act, Ordinary shares purchased by the Company out of distributable profits can be held
as  treasury  shares,  which  may  then  be  cancelled  or  sold  for  cash.  The  authority  sought  by  this  special  resolution  is
intended to apply equally to shares to be held by the Company as treasury shares in accordance with the Regulations.

10.    Authority to sell treasury shares
         That the Directors be empowered to sell treasury shares at the higher of the prevailing current share price and the price

bought in at.

By order of the Board

Albion Ventures LLP
Company Secretary

Registered office
1 King’s Arms Yard
London, EC2R 7AF
25 June 2015
Albion Venture Capital Trust PLC is registered in England and Wales with number 03142609

Albion Venture Capital Trust PLC  53

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Notice of Annual General Meeting   (continued)

Notes

1.       Members entitled to attend, speak and vote at the Annual General Meeting (“AGM”) may appoint a proxy or proxies (who need not
be a member of the Company) to exercise these rights in their place at the meeting. A member may appoint more than one proxy,
provided that each proxy is appointed to exercise the rights attached to different shares. Proxies may only be appointed by:
         ● completing  and  returning  the  Form  of  Proxy  enclosed  with  this  Notice  to  Computershare  Investor  Services  PLC,

The Pavilion, Bridgwater Road, Bristol, BS99 6ZZ;

         ● going to www.investorcentre.co.uk and following the instructions provided there; or
         ● by having an appropriate CREST message transmitted, if you are a user of the CREST system (including CREST personal

members). 

         Return of the Form of Proxy will not preclude a member from attending the meeting and voting in person. A member may not
use any electronic address provided in the Notice of this meeting to communicate with the Company for any purposes other
than those expressly stated.

         To be effective the Form of Proxy must be completed in accordance with the instructions and received by the Registrars of the

Company by 11.30 am on 29 July 2015. 

2.       Any person to whom this Notice is sent who is a person nominated under section 146 of the Companies Act 2006 (‘the Act’)
to enjoy information rights (a “Nominated Person”) may, under an agreement between him or her and the member by whom
he  or  she  was  nominated,  have  a  right  to  be  appointed  (or  to  have  someone  else  appointed)  as  a  proxy  for  the  AGM.  If  a
Nominated  Person  has  no  such  proxy  appointment  right  or  does  not  wish  to  exercise  it,  he  or  she  may,  under  any  such
agreement, have a right to give instructions to the member as to the exercise of voting rights.

         The statement of rights of members in relation to the appointment of proxies in note 1 above does not apply to Nominated

Persons. The rights described in that note can only be exercised by members of the Company.

3.       To be entitled to attend and vote at the AGM (and for the purpose of the determination by the Company of the votes they may
cast), members must be registered in the register of members of the Company at 11.30 am on 29 July 2015 (or, in the event
of any adjournment, on the date which is two working days before the time of the adjourned meeting). Changes to the register
of members after the relevant deadline shall be disregarded in determining the rights of any person to attend and vote at the
meeting.

4.       CREST members who wish to appoint a proxy or proxies through the CREST electronic proxy appointment service may do so
for this AGM and any adjournment(s) by using the procedures described in the CREST Manual. CREST personal members or
other CREST sponsored members, and those CREST members who have appointed a voting service provider(s), should refer
to their CREST sponsor or voting service provider(s), who will be able to take the appropriate action on their behalf.

         In order for a proxy appointment or instruction made using the CREST service to be valid, the appropriate CREST message (a
“CREST  Proxy  Instruction”)  must  be  properly  authenticated  in  accordance  with  Euroclear  UK  and  Ireland  Limited’s
specifications, and must contain the information required for such instruction, as described in the CREST Manual (available via
www.euroclear.com/CREST).  The  message,  regardless  of  whether  it  constitutes  the  appointment  of  a  proxy  or  is  an
amendment  to  the  instruction  given  to  a  previously  appointed  proxy  must,  in  order  to  be  valid,  be  transmitted  so  as  to  be
received by the issuer’s agent by 11.30 am on 29 July 2015. For this purpose, the time of receipt will be taken to be the time
(as determined by the time stamp applied to the message by the CREST Application Host) from which the issuer’s agent is able
to retrieve the message by enquiry to CREST in the manner prescribed by CREST. After this time any change of instructions
to proxies appointed through CREST should be communicated to the appointee through other means.

         CREST members and, where applicable, their CREST sponsors or voting service providers should note that Euroclear UK and
Ireland Limited does not make available special procedures in CREST for any particular message. Normal system timings and
limitations will, therefore, apply in relation to the input of CREST Proxy Instructions. It is the responsibility of the CREST member
concerned to take (or, if the CREST member is a CREST personal member or sponsored member or has appointed a voting
service provider, to procure that his CREST sponsor or voting service provider(s) take(s)) such action as shall be necessary to
ensure  that  a  message  is  transmitted  by  means  of  the  CREST  system  by  any  particular  time.  In  this  connection,  CREST
members and, where applicable, their CREST sponsors or voting service providers are referred, in particular, to those sections
of the CREST Manual concerning practical limitations of the CREST system and timings.

         The  Company  may  treat  as  invalid  a  CREST  Proxy  Instruction  in  the  circumstances  set  out  in  Regulation  35(5)(a)  of  the

Uncertificated Securities Regulations 2001. 

5.       Any corporation which is a member can appoint one or more corporate representatives who may exercise on its behalf all of

its powers as a member provided that they do not do so in relation to the same shares.

6.       A copy of this Notice, and other information regarding the meeting, as required by section 311A of the Act, is available from

www.albion-ventures.co.uk under the “Our Funds” section.

7.       Any  member  attending  the  meeting  has  the  right  to  ask  questions.  The  Company  must  cause  to  be  answered  any  such
question relating to the business being dealt with at the meeting but no such answer need be given if (a) to do so would interfere
unduly with the preparation for the meeting or involve the disclosure of confidential information, (b) the answer has already been
given on a website in the form of an answer to a question, or (c) it is undesirable in the interests of the Company or the good
order of the meeting that the question be answered.

8.       Copies  of  contracts  of  service  and  letters  of  appointment  between  the  Directors  and  the  Company  will  be  available  for
inspection  at  the  Registered  Office  of  the  Company  during  normal  business  hours  from  the  date  of  this  Notice  until  the
conclusion of the meeting, and at the place of the meeting for at least 15 minutes prior to the meeting until its conclusion. In
addition, a copy of the Articles of Association will be available for inspection at the Company’s registered office from the date
of the Notice until the conclusion of the meeting, and at the place of the meeting for at least 15 minutes prior to the meeting
until its conclusion.

54 Albion Venture Capital Trust PLC

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Notice of Annual General Meeting (continued)

9.       Under section 527 of the Act members meeting the threshold requirements set out in that section have the right to require the
Company  to  publish  on  a  website  a  statement  setting  out  any  matter  relating  to:  (i)  the  audit  of  the  Company’s  accounts
(including  the  Auditor’s  report  and  the  conduct  of  the  audit)  that  are  to  be  laid  before  the  AGM:  or  (ii)  any  circumstances
connected with an Auditor of the Company ceasing to hold office since the previous meeting at which the annual accounts and
reports were laid in accordance with section 437 of the Act. The Company may not require the members requesting any such
website publication to pay its expenses in complying with section 527 and 528 of the Act. Where the Company is required to
place a statement on a website under section 527 of the Act, it must forward the statement to the Company’s Auditor not later
than the time when it makes the statement available on the website. The business which may be dealt with at the AGM includes
any statement that the Company has been required under section 527 of the Act to publish on a website. 

10.     Members satisfying the thresholds in Section 338 of the Companies Act 2006 may require the Company to give, to members
of the Company entitled to receive notice of the AGM, notice of a resolution which those members intend to move (and which
may properly be moved) at the AGM. A resolution may properly be moved at the AGM unless (i) it would, if passed, be ineffective
(whether by reason of any inconsistency with any enactment of the Company’s constitution or otherwise); (ii) it is defamatory of
any person; or (iii) it is frivolous or vexatious. The business which may be dealt with at the AGM includes a resolution circulated
pursuant to this right. A request made pursuant to this right may be in hard copy or electronic form, must identify the resolution
of which notice is to be given, must be authenticated by the person(s) making it and must be received by the Company not
later than 6 weeks before the date of the AGM. 

11.     Members satisfying the thresholds in Section 388A of the Companies Act 2006 may request the Company to include in the
business to be dealt with at the AGM any matter (other than a proposed resolution) which may properly be included in the
business at the AGM.

         A matter may properly be included in the business at the AGM unless (i) it is defamatory of any person or (ii) it is frivolous or
vexatious. A request made pursuant to this right may be in hard copy or electronic form, must identify the matter to be included
in the business, must be accompanied by a statement setting out the grounds for the request, must be authenticated by the
person(s) making it and must be received by the Company not later than 6 weeks before the date of the AGM.

12.     As at 23 June 2015 being the latest practicable date prior to the publication of this Notice, the Company’s issued share capital
consists of 76,523,745 Ordinary shares with a nominal value of 1 penny each. The Company also holds 5,841,440 Ordinary
shares in treasury. Therefore, the total voting rights in the Company as at 23 June 2015 are 70,682,305.

Albion Venture Capital Trust PLC  55

236915 Albion Venture Cap pp39-pp56.qxp  25/06/2015  13:42  Page 56

Dividend history for Albion Prime VCT PLC now merged
with Albion Venture Capital Trust PLC (unaudited)

                                                                                                                                                                         Proforma(i)
                                                                                                                                                    Albion Prime VCT PLC
Total proforma shareholder return to 31 March 2015                                                                    (pence per share)

Total dividends paid during the year ended                                                  31 March 1998                                         1.10
                                                                                                                   31 March 1999(ii)                                      6.40
                                                                                                                   31 March 2000                                         1.50
                                                                                                                   31 March 2001                                         4.25
                                                                                                                   31 March 2002                                         2.75
                                                                                                                   31 March 2003                                         2.00
                                                                                                                   31 March 2004                                         1.25
                                                                                                                   31 March 2005                                         2.20
                                                                                                                   31 March 2006                                         4.50
                                                                                                                   31 March 2007                                         4.00
                                                                                                                   31 March 2008                                         5.00
                                                                                                                   31 March 2009                                         4.50
                                                                                                                   31 March 2010                                         2.00
                                                                                                                   31 March 2011                                         3.00
                                                                                                                   31 March 2012                                         3.00
                                                                                                                   31 March 2013                                         3.70
                                                                                                                   31 March 2014                                         4.40
                                                                                                                   31 March 2015                                         4.40
                                                                                                                                                                                                                                                                       ––––––––––––
Total dividends paid to 31 March 2015                                                                                                                  59.95
Proforma net asset value as at 31 March 2015                                                                                                          63.03
                                                                                                                                                                                                                                                                       ––––––––––––
Total proforma shareholder return to 31 March 2015                                                                                        122.98
                                                                                                                                                                                                                                                                       ––––––––––––

Notes
(i)

The proforma shareholder returns presented above are based on the dividends paid to shareholders before the merger
and the pro-rata net asset value per share and pro-rata dividends per share paid to 31 March 2015. Albion Prime VCT
PLC was merged with Albion Venture Capital Trust PLC on 25 September 2012. This pro-forma is based upon 0.8801
Albion Venture Capital Trust PLC shares for every Albion Prime VCT PLC share which merged with Albion Venture Capital
Trust PLC on 25 September 2012.

(ii) Dividends  paid  before  5  April  1999  were  paid  to  qualifying  shareholders  inclusive  of  the  associated  tax  credit.  The

dividends for the year to 31 March 1999 were maximised in order to take advantage of this tax credit.
The above table excludes the tax benefits investors received upon subscription for shares in the Company.

(iii)

56 Albion Venture Capital Trust PLC

Perivan Financial Print    236915

Albion Venture Capital Trust PLC

Annual Report and Financial 
Statements for the year
ended 31 March 2015

Albion Venture Capital Trust PLC

  A member of the Association of Investment Companies

This report is printed on Amadeus offset a totally recycled paper produced using 100% recycled waste 
at a mill that has been awarded the ISO 14001 certifi cate for environmental management. The pulp is 
bleached using a totally chlorine free (TCF) process. 

236915 Albion Venture Cap cov.indd   1

25/06/2015   13:20