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Albion Venture Capital Trust PLC

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FY2021 Annual Report · Albion Venture Capital Trust PLC
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Albion Venture Capital Trust PLC

Annual Report and Financial  
Statements for the year  
ended 31 March 2021

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2021

 
 
 
 
 
 
 
 
261393 Albion Capital pp01-pp09.qxp  21/06/2021  18:19  Page 1

Contents 

Page 

2         Company information 

3         Investment policy 

3         Financial calendar 

4         Financial highlights 

6         Chairman’s statement 

10      Strategic report 

22      The Board of Directors 

23      The Manager 

25      Portfolio of investments 

27      Portfolio companies 

32      Directors’ report  

37      Statement of Directors’ responsibilities 

38      Statement of corporate governance 

43      Directors’ remuneration report 

46      Independent Auditor’s report 

51      Income statement 

52      Balance sheet 

53      Statement of changes in equity 

54      Statement of cash flows 

55      Notes to the Financial Statements 

69      Notice of Annual General Meeting 

Albion Venture Capital Trust PLC 

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261393 Albion Capital pp01-pp09.qxp  21/06/2021  18:19  Page 2

Company information

Company number 
03142609 

Directors 
Richard Glover, Chairman 
John Kerr ACMA 
Ann Berresford ACA 
Richard Wilson  

Country of incorporation 
United Kingdom 

Legal form 
Public Limited Company 

Auditor 
BDO LLP 
55 Baker Street 
London, W1U 7EU 

Corporate broker 
Panmure Gordon (UK) Limited 
One New Change 
London, EC4M 9AF 

Taxation adviser 
Philip Hare & Associates LLP 
Hamilton House 
1 Temple Avenue 
London, EC4Y 0HA 

Manager,  company  secretary,  AIFM  and 
registered office 
Albion Capital Group LLP 
1 Benjamin Street 
London, EC1M 5QL 

Legal adviser 
Bird & Bird LLP 
12 New Fetter Lane 
London, EC4A 1JP 

Registrar 
Computershare Investor Services PLC 
The Pavilions 
Bridgwater Road 
Bristol, BS99 6ZZ  

Depositary 
Ocorian Depositary (UK) Limited 
Level 5, 20 Fenchurch Street 
London, EC3M 3BY

Albion Venture Capital Trust PLC is a member of The Association of Investment Companies (www.theaic.co.uk). 

Shareholder information  
For help relating to dividend payments, shareholdings and share certificates please contact Computershare 
Investor Services PLC: 
Tel: 0370 873 5849 (UK National Rate call, lines are open 8.30am – 5.30pm; Mon – Fri, calls are recorded) 
Website: www.investorcentre.co.uk 

Shareholders  can  access  holdings  and  valuation  information  regarding  any  of  their  shares  held  with 
Computershare by registering on Computershare’s website. 

Shareholders can also contact the Chairman directly on: AAVCchair@albion.capital  

Financial adviser information 
For enquiries relating to the performance of the Company, and information for financial advisers, please contact 
the Business Development team at Albion Capital Group LLP: 

Email: info@albion.capital  
Tel: 020 7601 1850 (lines are open 9.00am – 5.30pm; Mon – Fri; calls are recorded) 
Website: www.albion.capital  

Please note that these contacts are unable to provide financial or taxation advice.

2

Albion Venture Capital Trust PLC 

 
 
 
 
261393 Albion Capital pp01-pp09.qxp  21/06/2021  18:19  Page 3

Investment policy

Albion Venture Capital Trust PLC (the “Company”) is a Venture Capital Trust and the investment policy is intended to produce a regular 
dividend stream with an appreciation in capital value. 

Investment policy 
The Company will invest in a broad portfolio of smaller, unquoted growth businesses across a variety of sectors including higher risk 
technology companies. Investments may take the form of equity or a mixture of equity and loans.  

Allocation of funds will be determined by the investment opportunities which become available but efforts will be made to ensure that 
the portfolio is diversified both in terms of sector and stage of maturity of company. Funds held pending investment or for liquidity 
purposes will be held as cash on deposit. 

Risk diversification and maximum exposures 
Risk is spread by investing in a number of different businesses within Venture Capital Trust qualifying industry sectors. The maximum 
amount which the Company will invest in a single portfolio company is 15 per cent. of the Company's assets at cost, thus ensuring a 
spread of investment risk. The value of an individual investment may increase over time as a result of trading progress and it is possible 
that it may grow in value to a point where it represents a significantly higher proportion of total assets prior to a realisation opportunity 
being available. 

Gearing 
The Company's maximum exposure in relation to gearing is restricted to 10 per cent. of the adjusted share capital and reserves. 

Financial calendar 

Record date for first interim dividend and special dividend

9 July 2021 

Payment of first interim dividend and special dividend                                                                                                          30 July 2021 

Annual General Meeting

Announcement of Half-yearly results for the six months ending 30 September 2021

Payment of second dividend (subject to Board approval)

Noon on 7 September 2021 

 December 2021 

31 January 2022

Albion Venture Capital Trust PLC 

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261393 Albion Capital pp01-pp09.qxp  21/06/2021  18:19  Page 4

Financial highlights 

7.10p

4.24p 

Basic and diluted total return per share for 
the year ended 31 March 2021†

Total tax-free dividend per share paid during 
the year ended 31 March 2021

73.13p

Net asset value per share as at  
31 March 2021

237.17p Total shareholder value to 31 March 2021†

15.00p

Special dividend declared of 15.00 pence per 
share payable on 30 July 2021 to 
shareholders on the register on 9 July 2021

6.3%

Annualised return since launch  
(without tax relief)

Total shareholder value relative to the
 FTSE All-Share Index total return
(in both cases with dividends reinvested)

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Total shareholder value

FTSE All-Share Index total return

Source: Albion Capital Group LLP 
Methodology: Total shareholder value, including original amount invested (rebased to 100) from launch, assuming that dividends were reinvested at net asset value 
of the Company at the time the shares were quoted ex-dividend. Transaction costs are not taken into account. 
† These are considered APMs, see note 2 on page 12 for further explanation. 

4

Albion Venture Capital Trust PLC 

 
 
 
261393 Albion Capital pp01-pp09.qxp  21/06/2021  18:19  Page 5

Financial highlights  continued

                                                                                                                                   31 March 2021              31 March 2020 
                                                                                                                                (pence per share)          (pence per share) 

Opening net asset value                                                                                                          70.13                                79.00 
Capital return/(loss)                                                                                                 5.64                                   (5.98) 
Revenue return                                                                                                          1.46                                     1.88 
Total return/(loss)                                                                                                                        7.10                                 (4.10) 
Impact from share capital movements                                                                                  0.14                                  0.23 
Dividends paid                                                                                                                            (4.24)                               (5.00) 
Net asset value                                                                                                                          73.13                                70.13 

Total dividends paid to 31 March 2021                                                                                                                   164.04 
Net asset value on 31 March 2021                                                                                                                                               73.13 

Total shareholder value to 31 March 2021                                                                                                              237.17 

A  more  detailed  breakdown  of  the  dividends  paid  per  year  can  be  found  at  www.albion.capital/funds/AAVC  under  the  ‘Dividend 
History’ section. 

The  financial  summary  above  is  for  the  Company,  Albion  Venture  Capital  Trust  PLC  Ordinary  shares  only.  Details  of  the  financial 
performance  of  the  C  shares  and  Albion  Prime  VCT  PLC,  which  have  been  merged  into  the  Company,  can  be  found  at 
www.albion.capital/funds/AAVC under the ‘Financial summary for previous funds’ section. 

In addition to the dividends summarised above, the Board has declared a first dividend for the year ending 31 March 2022 
of  1.83  pence  per  share  to  be  paid  on  30  July  2021  to  shareholders  on  the  register  on  9  July  2021.  The  Board  has  also 
declared a special dividend of 15.00 pence per share, also payable on 30 July 2021 to shareholders on the register on 9 July 
2021. Further details can be found in the Chairman’s statement on page 6. 

Albion Venture Capital Trust PLC – Performance data 

1 year return

3 year return

5 year return

10 year return

0%

10%

20%

30%

40%

50%

60%

Increase in shareholder value

1 year average 10.3% p.a.

3 year average 5.0% p.a.

5 year average 7.0% p.a.

10 year average 5.2% p.a.

The graph above shows the one year, three year, five year and ten year total return to shareholders. This return comprises of dividends 
paid and the change in net asset value over the relevant periods. 

Source: Albion Capital Group LLP

Albion Venture Capital Trust PLC 

5

 
 
 
261393 Albion Capital pp01-pp09.qxp  21/06/2021  18:19  Page 6

Chairman’s statement  

Introduction 
I  am  delighted  to  announce  that  your  Company  has  achieved  a 
positive total return for the year of 7.10 pence per share representing 
a 10.12% return on opening Net Asset Value (“NAV”). This is against 
the  backdrop  of  a  very  challenging  year  for  many  businesses  as  a 
result  of  the  Coronavirus  pandemic  which  continues  to  disrupt  our 
economy. This result was primarily due to the sale of the Company’s 
three care homes for the elderly generating proceeds of £29.6 million 
in  March  2021,  which  the  Manager  successfully  managed  to 
negotiate with a 2.4x return on exit against the worst conditions the 
care home sector has experienced in many years. Although the full 
implications  of  the  Covid-19  pandemic  are  still  unknown,  I  am 
optimistic  that  our  portfolio  companies  will  continue  to  add  value, 
and we can still find new investment opportunities which will increase 
shareholder value over the longer term.

Richard Glover 
Chairman

Results and dividends  
As at 31 March 2021, the NAV was £72.7 million or 73.13 pence 
per share, compared to £70.6 million or 70.13 pence per share as 
at 31 March 2020, after the payment of total tax-free dividends 
of  4.24  pence  per  share.  The  total  return  before  taxation  was 
£7.3 million compared to a loss of £3.8 million for the previous 
year. The positive progress of several of our portfolio companies 
is discussed later in this statement and in the Strategic report on 
page 11. 

In line with the variable dividend policy targeting around 5% of 
NAV  per  annum,  announced  last  year,  the  Company  paid 
dividends  totalling  4.24  pence  per  share  during  the  year  to 
31 March 2021 (31 March 2020: 5.00 pence per share).  

The  successful  sale  of  the  Company’s  three  care  homes 
generated  substantial  cash  proceeds  for  the  Company.  These 
disposals represented a significant proportion of the Company’s 
NAV and thus, their disposal has increased the cash balances of 
the  Company  to  £43.6  million  at  31  March  2021,  representing 
61% of NAV.  

It  is  clear  to  the  Board  that  whilst  it  is  important  for  a  Venture 
Capital Trust, which by its nature has illiquid investments, to hold 
sufficient  cash  to  manage  operating  costs,  to  service  dividends 
and buy-backs and, most importantly, to make follow on and new 
investments as opportunities arise, this must be balanced against 
the requirements of a Venture Capital Trust to meet a minimum 
threshold of 80% invested in qualifying investments. 

As  a  result  of  these  significant  disposals  and  the  additional 
liquidity they generated, to maintain the Company’s qualifying 
VCT  status,  the  Board  has  concluded  that  a  substantial  special 
dividend should be paid to shareholders. The Board is therefore 
pleased to declare a special dividend of 15.00 pence per share 

which will be paid in addition to the first interim dividend for the 
year ending 31 March 2022 of 1.83 pence per share to be paid 
on 30 July 2021 to shareholders on the register on 9 July 2021. 
The combined dividend will result in a total of £16.7 million being 
paid to shareholders, which is 23% of the 31 March 2021 NAV. 

Whilst this reduces the Company’s assets, it provides a significant 
return  to  shareholders  and,  for  those  that  wish  to  take  it,  an 
opportunity to re-invest the combined special dividend and first 
interim dividend in the Company via the Dividend Reinvestment 
Scheme (“DRIS”) as described below. 

The  Board  will  continue  to  monitor  the  Company’s  qualifying 
holdings requirement throughout the year in order to maintain its 
status  under  VCT  legislation.  If  required,  any  additional  special 
dividend will be announced in December 2021 as part of the Half-
yearly Report to 30 September 2021. This will provide the Board 
more time to clarify the Company’s cash position in the context of 
the  HMRC  qualifying  holdings  requirements,  which  is  dependent 
on several factors, including the new investment rate, the level of 
share buybacks and the operating expenses of the Company.  

Investment realisations 
The strong return for the year was primarily driven by a number of 
successful exits which generated proceeds of £31.9 million for the 
Company. As noted above, the bulk of the proceeds came from the 
sale of the Company’s three care homes for the elderly; Active Lives 
Care,  Ryefield  Court  Care,  and  Shinfield  Lodge  Care.  The  first 
investments in the homes were made over 5 years ago and the sale 
generated proceeds of £29.6 million which represents a 2.4x return 
on  cost  (including  interest  received),  an  excellent  result  for  the 
Company. The homes were trading at mature occupancy levels. 

The  sale  of  G.Network  Communications  was  also  completed  in 
December 2020, with a strong headline total return on all monies 

6

Albion Venture Capital Trust PLC 

261393 Albion Capital pp01-pp09.qxp  21/06/2021  18:19  Page 7

Chairman’s statement  continued

invested  of  3.8x  cost,  although  the  terms  of 
the  sale  will  see  proceeds  being  received  in 
three years’ time. In the current year, this still 
reflects  a  substantial  £1.1  million  of  realised 
gains. In addition to this, Clear Review was sold 
during the year, generating 2.1x return on cost. 
Further details on realisations can be found in 
the table on page 26. 

Investment performance and progress 
Some  of  our  portfolio  companies  have 
performed well despite the Covid-19 pandemic 
and  this,  including  realised  gains  on  disposals, 
has  contributed  to  the  total  uplift  in  value  of 
£6.5 million to the Company’s investments for 
the  year.  Our  women’s  health  clinic,  The 
Evewell  (Harley  Street),  has  been  trading  well 
following  its  re-opening  in  May  2020  and 
contributed to a £1.0 million uplift for the year. 
Other investments with uplifts in the year were 
Phrasee (£0.9 million) which continues to trade 
well and Healios (£0.3 million) which has been 
revalued due to a recent funding round.  

Not  surprisingly  our  hotel  at  Stansted  Airport, 
owned by Kew Green (VCT) Stansted, continues 
to  be  affected  by  the  ongoing  international 
travel  disruption  caused  by  the  Covid-19 
pandemic. As a result of this, the valuation has 
been written down by a further £0.5 million. In 
addition  to  this,  the  valuation  of  Avora  has 
been  written  down  by  £0.5  million  due  to  its 
progress being behind plan. 

The  Company  has  been  an  active  investor 
during the year with £5.0 million invested into 
portfolio companies, of which £3.5 million was 
invested  across  five  new  portfolio  companies, 
all  of  which  are  expected  to  require  further 
investment as the companies prove themselves 
and grow. These are:  

•         £1.3 million into Threadneedle Software 
Holdings (trading as Solidatus), a provider 
of  data  lineage  software  to  enterprise 
customers  in  regulated  sectors,  which 
allows them to rapidly discover, visualise, 
catalogue  and  understand  how  data 
flows through their systems; 

•         £0.9  million  into  Seldon  Technologies, 
a  software  company  that  enables 
enterprises  to  deploy  Machine  Learning 
models in production; 

•         £0.7  million  into  The  Voucher  Market 
(trading  as  WeGift),  a  cloud  platform 
that  enables  corporates  to  purchase 
digital gift cards and to distribute them 
to employees and customers; 

•         £0.3  million  into  uMedeor  (trading  as 
uMed), a software platform that enables 
life science organisations to use patient 
data,  in  a  compliant  way,  to  recruit 
participants for clinical trials; and 

•         £0.3  million  into  TransFICC,  a  provider 
of  a  connectivity  solution,  connecting 
financial institutions with trading venues 
via a single API. 

Following these new and follow on investments 
made,  software  and  other  technology  now 
accounts  for  33%  of  our  portfolio  (excluding 
cash), an increase from 22% last year. 

A  full  list  of  the  Company's  investments  and 
disposals,  including  their  movements  in  value 
for  the  year,  can  be  found  in  the  Portfolio  of 
investments section on pages 25 and 26 of the 
full Annual Report and Financial Statements.  

Risks and uncertainties 
The wide reaching implications of the Covid-19 
crisis  continues  to  be  the  key  risk  facing  the 
Company, including its impact on the UK and 
Global  economies.  There  may  still  also  be 
further  potential  implications  of  the  UK’s 
departure from the European Union which may 
adversely  affect  our  underlying  portfolio 
is  continually 
companies.  The  Manager 
assessing  the  exposure  to  such  risks  for  each 
portfolio  company,  and  where  possible 
appropriate mitigating actions are being taken. 

A  detailed  analysis  of  the  other  risks  and 
uncertainties  facing  the  business  is  shown  in 
the Strategic report on pages 18 and 20. 

Dividend Reinvestment Scheme (“DRIS”) 
The  Company  continues  to  offer  a  DRIS 
whereby  shareholders  can  elect  to  receive 
dividends  in  the  form  of  new  shares.  For 
shareholders  not  currently  in  the  DRIS,  the 
Company  is  offering  shareholders  the  option 
to  elect  for  a  one-off  sign  up  to  have  this 
combined  special  dividend  and  first  interim 
dividend  reinvested  into  new  shares  through 
the DRIS. Shareholders can take advantage of 

‘

total return for the 
year of 7.10 pence 
per share 
representing a 
10.12% return on 
opening Net  
Asset Value

’

‘

successfully sold 
our first technology 
investment which 
generated a 
2.1 times return

’

Albion Venture Capital Trust PLC 

7

261393 Albion Capital pp01-pp09.qxp  21/06/2021  18:19  Page 8

Chairman’s statement  continued

‘

a number of 
successful exits 
which generated 
proceeds of 
£31.9 million for 
the Company

’

‘

The Board is 
therefore pleased  
to declare a  
special dividend  
of 15.00 pence  
per share

’

8

Albion Venture Capital Trust PLC 

this  by  emailing  AAVCchair@albion.capital 
before midday on 14 July 2021. To elect for the 
reinvestment,  please  ensure  your  email 
contains your full name, Shareholder Reference 
Number, telephone number and confirms you 
have read the DRIS terms and conditions.  

By re-investing the combined special dividend 
and first interim dividend in the capital of the 
Company, shareholders would be expected to 
broadly  maintain  the  level  of  relative  income 
they  have  been  receiving  from  the  Company 
under  the  variable  dividend  policy.  The  terms 
and  conditions  for  the  DRIS  can  be  found  on 
the  Company’s  webpage  on  the  Manager’s 
website  at  www.albion.capital/funds/AAVC 
under the Fund reports section. 

Share buy-backs 
It  remains  the  Board’s  policy  to  buy-back 
shares  in  the  market,  subject  to  the  overall 
constraint  that  such  purchases  are  in  the 
Company’s 
the 
maintenance  of  sufficient  cash  resources  for 
investment  in  new  and  existing  portfolio 
companies  and  the  continued  payment  of 
dividends to shareholders.  

interest.  This 

includes 

It is the Board’s intention that such buy-backs 
should  be  at  around  a  5%  discount  to  net 
asset value, in so far as market conditions and 
liquidity permit. The Board continues to review 
the use of buy-backs and is satisfied that it is 
an  important  means  of  providing  market 
liquidity for shareholders. 

Details  of  the  Company’s  share  buy-backs 
during the year can be found in note 15. 

Annual General Meeting 
The  Board  has  been  considering  the  current 
rules  around  the  Covid-19  pandemic  on 
the  arrangements  for  our  forthcoming 
Annual  General  Meeting  (“AGM”).  These 
arrangements  may 
to 
change,  and  we  will  keep  shareholders 
up  to  date  on  our  Manager's  website  at 
www.albion.capital/vct-hub/agms-events. 

subject 

be 

We are required by law to hold an AGM within 
six months of our financial year end. Whilst the 
roadmap announced by the government gives 
a  new  delayed  target  of  19  July  2021  as  the 
date all legal limits on mixing will be lifted, it is 
clear  that  data  rather  than  dates  are  the  true 

driver  of  restrictions.  The  Board  is  also  acutely 
aware that this is a fast-moving situation, with 
new variants further complicating any removal 
on  restrictions  in  the  short  and  medium  term. 
Given  the  level  of  uncertainty  still  being 
experienced  and  likely  to  continue  throughout 
2021, and noting the success of last year’s live 
streamed  AGM  with  some  3  times  more 
engagement  than  in  previous  years,  in  the 
interests  of  continued  caution,  the  Board  has 
decided  to  repeat  the  process  again  this  year. 
The AGM will be held at noon on 7 September 
2021, at the registered office being 1 Benjamin 
Street, London, EC1M 5QL. Shareholders will be 
able to attend the event via the free platform, 
Hopin. 

Full details of the business to be conducted at 
the  Annual  General  Meeting  are  given  in  the 
Notice of the Meeting on pages 69 to 70 and 
in the Directors’ report on pages 35 and 36.  

As  with  last  year’s  AGM,  the  Directors  will 
attend  in  person  to  meet  the  quorum  and 
allow the continuation of this AGM. There will 
also  be  a  representative  of  Albion  Capital 
Group LLP as Company Secretary. At least two 
weeks  prior  to  the  AGM  registration  details 
will  be  sent  to  all  shareholders  who  have  an 
email address registered with Computershare. 
Shareholders  who  do  not  have  an  email 
registered  with  Computershare 
address 
should 
with 
in 
marketing@albion.capital  for  information.  In 
order  to  maximise  shareholder  engagement, 
the AGM will include a presentation from the 
Manager,  the  formal  business  of  the  AGM 
receive 
and  answering  questions  we 
from shareholders.  

touch 

get 

Shareholders  can  submit  their  questions  to  the 
Board  in  advance  of  the  AGM  up  until  noon 
on  6 
emailing 
September  2021  by 
AAVCchair@albion.capital.  Alternatively  there  is 
a  facility  on  the  Hopin  platform  to  submit 
questions  whilst  attending  the  event.  The 
Chairman  will  cover  as  many  questions  as 
possible  in  the  time  allocated.  Following  the 
AGM, a summary of responses will be published 
at 
on 
www.albion.capital/funds/AAVC.

Managers 

website 

the 

261393 Albion Capital pp01-pp09.qxp  21/06/2021  18:19  Page 9

Chairman’s statement  continued

Shareholders’  views  are  important,  and  the  Board  encourages 
shareholders  to  vote  on  the  resolutions  using  the  proxy  form 
enclosed  with  this  Annual  Report  and  Financial  Statements,  or 
electronically at www.investorcentre.co.uk/eproxy. The Board has 
carefully considered the business to be approved at the Annual 
General Meeting and recommends shareholders to vote in favour 
of all the resolutions being proposed. 

Outlook and prospects  
As  a  result  of  the  significant  investment  disposals  and  special 
dividend detailed above, the Board undertook a detailed review 
of  the  various  options  available  to  the  Company  for  the  best 
interests  of  shareholders  as  a  whole.  Through  this  detailed 
review,  the  Board  concluded  that  it  was  in  the  best  interest  of 
shareholders  to  continue  to  operate  as  a  smaller  independent 
VCT  and  grow  its  NAV  through  continued  positive  investment 
performance  and  future  fundraisings.  The  Company  has 
delivered  strong  returns  for  shareholders  over  25  years,  and  we 
continue  to  invest  in  exciting  businesses  that  have  not  only 
shown resilience through the current healthcare pandemic, but in 
many cases growth, with many of our companies continuing to 
provide products and services that are considered innovative and 
essential  by  their  customers.  Having  successfully  sold  our  first 
technology  investment  during  the  year  in  Clear  Review,  which 
generated  a  2.1  times  return  in  the  space  of  17  months,  this 
illustrated  the  potential  future  returns  we  could  deliver  to 
shareholders through focussing on our investment policy over the 
medium to long term. 

Over  time  our  portfolio  will  be  both  diversified  and  targeted  at 
sectors  such  as  software  and  healthcare  which  have  proved 
resilient  during  the  Covid-19  pandemic.  Although  there  is  still 
much  uncertainty  around  the  longer-term  impact  of  the 
pandemic, I am confident that our portfolio companies are well 
positioned  to  grow,  providing  products  and  services  critical  to 
their customers, and therefore well placed to continue to deliver 
long term value to our shareholders. 

Richard Glover 
Chairman 
21 June 2021

Albion Venture Capital Trust PLC 

9

 
 
261393 Albion Capital pp10-pp24.qxp  21/06/2021  18:23  Page 10

Strategic report

Investment policy 
The Company will invest in a broad portfolio of smaller, unquoted growth businesses across a variety of sectors including higher risk 
technology companies. Investments may take the form of equity or a mixture of equity and loans.  

Allocation of funds will be determined by the investment opportunities which become available but efforts will be made to ensure that 
the portfolio is diversified both in terms of sector and stage of maturity of company. Funds held pending investment or for liquidity 
purposes will be held as cash on deposit. 

The full investment policy can be found on page 2. 

Current portfolio analysis 
The following pie charts show the split of the portfolio valuation as at 31 March 2021 by: sector; sector (excluding cash and net assets); 
stage of investment; and number of employees. This is a useful way of assessing how the Company and its portfolio is diversified across 
sector, investee companies’ maturity measured by revenues and their size measured by the number of people employed. Details of 
the principal investments made by the Company are shown in the Portfolio of investments on pages 25 and 26. 

Split of portfolio by sector

Split of portfolio by sector excluding cash

Software & other 
technology
13% (8%)

Business services
and other
2% (3%)

Renewable energy
14% (15%)

Education
4% (4%)

Healthcare (including 
digital healthcare)
6% (39%)

Cash and 
net assets
61% (31%)

Software & other 
technology 
33% (11%)

Business services 
and other
6% (4%)

Healthcare 
(including digital 
healthcare)
15% (57%)

Education
11% (6%)

Renewable energy
35% (22%)

Portfolio analysis by stage of investment

Portfolio analysis by number of employees

Under 20
9% (4%)

Scale up (revenue 
over £5 million)
26% (30%)

Early stage (revenue less 
than £1 million)
26% (10%)

Renewable 
energy*
35% (20%)

21 - 50
23% (8%)

101+
11% (9%)

51 - 100
22% (59%)

Growth (revenue between 
£1 million and £5 million)
48% (60%)

*Renewable energy companies have no employees 
Comparatives for 31 March 2020 are shown in brackets 
Source: Albion Capital Group LLP

10

Albion Venture Capital Trust PLC

       
 
                                                                                                                                                                                         
                                                                                                                                                                                         
 
        
 
 
 
261393 Albion Capital pp10-pp24.qxp  21/06/2021  18:23  Page 11

Strategic report  continued

Direction of portfolio 
During the year the Company sold a number of its asset-backed 
businesses  which  has  resulted  in  asset-based  investments 
decreasing  as  a  proportion  of  the  portfolio.  The  cash  proceeds 
received  from  the  disposals  during  the  year  was  £30.6  million. 
These  disposals  have  resulted  in  cash  and  cash  equivalents 
accounting for 61% of the net asset value as at 31 March 2021 
(2020:  30%).  As  outlined  in  the  Chairman’s  statement,  a  first 
interim dividend and a special dividend have been declared for a 
total of 16.83 pence per share. The quantum of this dividend is 
c.£16.7  million  (23%  of  the  net  assets)  and  will  be  paid  to 
shareholders on 30 July 2021. 

In line with the Company’s investment policy, the majority of the 
remaining funds will be invested into healthcare (including digital 
healthcare) and software and other technology businesses. These 
areas  represent  48%  of  the  portfolio  (excluding  cash)  and  we 
expect this percentage to continue to increase in the coming years. 

Further  details  on  portfolio  companies  can  be  found  in  the 
Portfolio of investments on page 25. 

Results and dividends 

Ordinary shares 
£’000 

Net capital return for the year 
ended 31 March 2021
Net revenue return for the year  
ended 31 March 2021

Total return for the year  
ended 31 March 2021
Dividend of 2.50 pence per share  
paid on 31 July 2020
Dividend of 1.74 pence per share  
paid on 29 January 2021
Unclaimed dividends returned  
to the Company

Transferred to reserves

Net assets as at 31 March 2021

Net asset value as at 31 March 2021 
(pence per share)

5,690 

1,468 

7,158 

(2,541) 

(1,745) 

23 

2,895 

72,688 

73.13

The  Company  paid  dividends  totalling  4.24  pence  per  share 
during  the  year  ended  31  March  2021  (2020:  5.00  pence  per 
share).  The  Board  has  declared  a  first  dividend  for  the  year 
ending 31 March 2022, of 1.83 pence per share, and a special 
dividend of 15.00 pence per share to be paid on 30 July 2021 to 
shareholders on the register on 9 July 2021.  

As shown in the Company’s Income statement on page 51, the 
total return for the year was 7.10 pence per share (2020: loss of 
4.10  pence  per  share).  Investment  income  decreased  to 
£2,467,000 (2020: £2,858,000). The Company will continue to 
receive  income  from  its  renewable  energy  portfolio  for  the 
foreseeable  future,  however  investment  income  is  expected  to 
be  much  lower  over  the  next  few  years  as  a  result  of  the  care 
homes sale. 

The  capital  return  on  investments  for  the  year  of  £6,508,000 
(2020: loss of £4,925,000), has been discussed in the Chairman’s 
statement on pages 6 and 7. This has led to an increase in net 
asset  value  to  73.13  pence  per  share  (2020:  70.13  pence  per 
share), which can be seen on the Balance sheet on page 52. This 
increase in net asset value is after taking account of the payment 
of 4.24 pence per share of dividends during the year. 

There was a net cash inflow for the Company of £21,782,000 for 
the year (2020: net inflow of £15,577,000), from the disposal of 
fixed asset investments, offset by the investment in fixed asset 
investments,  dividends  paid,  operating  activities  and  the  buy-
back of shares. 

Review of business and future changes 
A detailed review of the Company’s business during the year is 
contained in the Chairman’s statement on pages 6 and 7. The 
total return before tax for the year was £7.3 million (2020: loss of 
£3.8 million).  

There is a continuing focus on growing the healthcare (including 
digital healthcare) and software and other technology sectors. The 
majority of these investment returns are delivered through equity 
and capital gains and therefore, coupled with the sale of our three 
care  homes,  we  expect  our  investment  income  to  significantly 
reduce in future years. 

Details of significant events which have occurred since the end of 
the  financial  year  are  listed  in  note  19.  Details  of  transactions 
with the Manager are shown in note 5. 

Future prospects 
After  the  payment  of  a  substantial  special  dividend,  the 
Company’s  portfolio  remains  well  balanced  across  sectors  and 
risk  classes,  and  has  largely  weathered  the  pandemic  so  far. 
Although  there  remains  much  uncertainty,  the  Manager  has  a 
strong  pipeline  of  investment  opportunities  in  which  the 
Company’s cash can be deployed. The Board considers that the 
current portfolio and the pipeline of opportunities should enable 
the  Company  to  maintain  a  predictable  stream  of  dividend 
payments to shareholders, as well as delivering long term growth 
for shareholders.

Albion Venture Capital Trust PLC

11

 
261393 Albion Capital pp10-pp24.qxp  21/06/2021  18:23  Page 12

Strategic report  continued

Key performance indicators (“KPIs”) and Alternative Performance Measures (“APMs”) 
The Directors believe that the following KPIs and APMs, which are typical for Venture Capital Trusts, used in its own assessment of the 
Company, will provide shareholders with sufficient information to assess how effectively the Company is applying its investment policy 
to meet its objectives. The Directors are satisfied that the results shown in the following KPIs and APMs give a good indication that the 
Company is achieving its investment objective and policy. These are: 

1.    Total shareholder value relative to FTSE All Share Index total return 
The graph on page 4 shows the Company’s total shareholder value relative to the FTSE All-Share Index total return, with dividends 
reinvested. The FTSE All-Share index is considered a reasonable benchmark as the Company is classed as a generalist UK VCT investor, 
and  this  index  includes  over  600  companies  listed  in  the  UK,  including  small-cap,  covering  a  range  of  sectors.  Details  on  the 
performance of the net asset value and return per share for the year are shown in the Chairman’s statement. 

2.    Net asset value per share and total shareholder value

Net asset value per share and total shareholder value*

233.8

229.9

237.2

225.8

220.2

205.0 204.7

195.3 197.9 199.0 201.1

190.1 191.4

211.8

206.4

250

200

150

99.9

95.0

100

e
r
a
h
s

r
e
p
e
c
n
e
P

191.3

183.7

171.9

159.2

148.5

136.8

127.8

118.4

110.2

50

0

1

1

1

1

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

9

9

9

9

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

9

9

9

9

0

0

0

0

0

0

0

0

0

0

1

1

1

1

1

1

1

1

1

1

2

2

6

7

8

9

0

1

2

3

4

5

6

7

8

9

0

1

2

3

4

5

6

7

8

9

0

1

Net asset value

Cumulative dividend

* Total shareholder value is net asset value plus cumulative dividends paid since launch. 

Total shareholder value increased by 7.24 pence per Ordinary share for the year ended 31 March 2021 (gain of 10.3 per cent. on opening 
net asset value). 

3.    Shareholder value in the year† 

The graph on page 5 shows the Company’s total shareholder return over the previous ten years, five years, three years and the past year, 
and the annual returns for the same period are detailed out below. 

2012        2013        2014         2015        2016        2017        2018         2019       2020      2021 
3.2%         1.4%         2.8%         7.4%        7.5%        11.8%      7.4%          10.5%     (4.9)%    10.3% 

Source: Albion Capital Group LLP 

† Methodology: Shareholder return is calculated by the movement in total shareholder value for the year divided by the opening net asset value. 

12

Albion Venture Capital Trust PLC

  
 
 
 
261393 Albion Capital pp10-pp24.qxp  21/06/2021  18:23  Page 13

Strategic report  continued

4.    Dividend distributions 

The chart that follows shows the dividends paid in each year and the cumulative dividends paid since launch.

Dividends paid

164.0

159.8

154.8

149.8

144.8

139.8

134.8

129.8

124.8

119.8

114.8

109.8

104.8

94.8

84.8

74.8

67.8

58.8

50.3

42.3

34.8

27.3

175

150

125

100

75

50

25

e
r
a
h
s

r
e
p
e
c
n
e
P

18.8

11.0

5.0

0

1

1

1

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

2

9

9

9

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

9

9

9

0

0

0

0

0

0

0

0

0

0

1

1

1

1

1

1

1

1

1

1

2

2

7

8

9

0

1

2

3

4

5

6

7

8

9

0

1

2

3

4

5

6

7

8

9

0

1

Cumulative dividend

Dividends paid in the period

Dividends paid in respect of the year ended 31 March 2021 were 4.24 pence per share (2020: 5.00 pence per share). Cumulative 
dividends paid since inception amount to 164.04 pence per Ordinary share. 

5.    Ongoing charges  

The  ongoing  charges  ratio  for  the  year  ended  31  March  2021 
was  2.4%  (2020:  2.4%).  The  ongoing  charges  ratio  has  been 
calculated  using  The  Association  of  Investment  Companies’ 
(“AIC”) 
recommended  methodology.  This  figure  shows 
shareholders  the  total  recurring  annual  running  expenses 
(including  investment  management  fees  charged  to  capital 
reserve) as a percentage of the average net assets attributable to 
shareholders. The Directors expect the ongoing charges ratio for 
the year ahead to increase slightly to approximately 2.5% due to 
the  reduction  in  the  net  asset  value  of  the  Company  after  the 
payment  of  the  significant  special  dividend.  The  cap  on  the 
ongoing charges ratio is 2.5%. 

6.    VCT compliance* 

The investment policy is designed to ensure that the Company 
continues to qualify and is approved as a VCT by HMRC. In order 
to  maintain  its  status  under  Venture  Capital  Trust  legislation,  a 
VCT  must  comply  on  a  continuing  basis  with  the  provisions  of 
Section  274  of  the  Income  Tax  Act  2007,  details  of  which  are 
provided in the Directors’ report on page 33. 

The relevant tests to measure compliance have been carried out 
and independently reviewed for the year ended 31 March 2021. 
These showed that the Company has complied with all tests and 
continues to do so. 

* VCT compliance is not a numerical measure of performance and thus cannot be 
defined as an APM. 

Gearing 
As defined by the Articles of Association, the Company’s maximum 
exposure in relation to gearing is restricted to 10 per cent. of the 
adjusted share capital and reserves. The Directors do not currently 
have any intention to utilise gearing for the Company. 

Operational arrangements 
The  Company  has  delegated  the  investment  management  of 
the portfolio to Albion Capital Group LLP, which is authorised and 
regulated  by  the  Financial  Conduct  Authority.  Albion  Capital 
Group  LLP  also  provides  company  secretarial  and  other 
accounting and administrative support to the Company. 

Management agreement 
Under  the  Management  agreement,  the  Manager  provides 
investment management, secretarial and administrative services 
to  the  Company.  The  Management  agreement  can  be 
terminated  by  either  party  on  12  months’  notice.  The 
Management agreement is subject to earlier termination in the 
event of certain breaches or on the insolvency of either party. The 
Manager is paid an annual fee equal to 1.9 per cent. of the net 
asset  value  of  the  Company,  and  an  annual  secretarial  and 
administrative  fee  of  £54,000  (2020:  £53,000)  increased 
annually by RPI. These fees are payable quarterly in arrears. Total 
annual expenses, including the management fee, are limited to 
2.5% of the net asset value. 

Albion Venture Capital Trust PLC

13

 
 
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Strategic report  continued

In line with common practice, the Manager is also entitled to an 
arrangement  fee,  payable  by  each  new  portfolio  company,  of 
approximately  2  per  cent.  on  each  new  investment  made  and 
any applicable monitoring fees. 

Management performance incentive 
In  order  to  align  the  interests  of  the  Manager  and  the 
shareholders  with  regards  to  generating  positive  returns,  the 
Manager is entitled to charge an incentive fee in the event that 
the returns exceed minimum target levels. 

The performance hurdle requires that the growth of the aggregate 
of  the  net  asset  value  per  share  and  dividends  paid  by  the 
Company  compared  with  the  previous  accounting  date  exceeds 
RPI plus 2%. The hurdle will be calculated every year, based on the 
previous  year’s  closing  NAV  per  Share.  The  starting  NAV  is 
79.00  pence  per  share,  being  the  audited  net  asset  value  at 
31 March 2019. If the target return is not achieved in a period, the 
cumulative  shortfall  is  carried  forward  to  the  next  accounting 
period  and  has  to  be  made  up  before  an  incentive  fee 
becomes payable. 

There was no management performance incentive fee payable 
during the year. As at 31 March 2021 the cumulative shortfall of 
the  target  return  was  2.72  pence  per  share  (31  March  2020: 
shortfall of 7.53 pence per share) and this amount needs to be 
made up in following accounting periods before an incentive fee 
becomes payable. 

Investment and co-investment 
The  Company  co-invests  with  other  Venture  Capital  Trusts  and 
funds  managed  by  Albion  Capital  Group  LLP.  Allocation  of 
investments  is  on  the  basis  of  an  allocation  agreement  which  is 
based, inter alia, on the ratio of funds available for investment. 

Evaluation of the Manager 
The Board has evaluated the performance of the Manager based 
on  the  returns  generated  by  the  Company,  the  continuing 
achievement  of  the  80  per  cent.  qualifying  holdings  investment 
requirement  for  Venture  Capital  Trust  status,  the  long  term 
prospects  of  the  current  portfolio  of  investments,  a  review  of  the 
Management  agreement  and  the  services  provided  therein,  and 
benchmarking  the  performance  of  the  Manager  to  other  service 
providers  including  the  performance  of  other  VCTs  that  the 
Manager is responsible for managing.  

The  Board  believes  that  it  is  in  the  interests  of  shareholders  as  a 
whole,  and  of  the  Company,  to  continue  the  appointment  of  the 
Manager for the forthcoming year. 

14

Albion Venture Capital Trust PLC

Alternative Investment Fund Managers Directive (“AIFMD”) 
The Board appointed Albion Capital Group LLP as the Company’s 
AIFM  in  2014  as  required  by  the  AIFMD.  The  Manager  is  a 
full-scope  Alternative  Investment  Fund  Manager  under  the 
AIFMD.  Ocorian  Depositary  (UK)  Limited  is  the  appointed 
Depositary  and  oversees  the  custody  and  cash  arrangements 
and provides other AIFMD duties with respect to the Company. 

Companies Act 2006 Section 172 Reporting  
Under Section 172 of the Companies Act 2006, the Board has a 
duty to promote the success of the Company for the benefit of its 
members  as  a  whole  in  both  the  long  and  short  term,  having 
regard  to  the  interests  of  other  stakeholders  in  the  Company, 
such  as  suppliers,  and  to  do  so  with  an  understanding  of  the 
impact  on  the  community  and  environment  and  with  high 
standards  of  business  conduct,  which  includes  acting  fairly 
between members of the Company.  

The Board is very conscious of these wider responsibilities in the 
ways it promotes the Company’s culture and ensures, as part of 
its regular oversight, that the integrity of the Company’s affairs is 
foremost in the way the activities are managed and promoted. 
This includes regular engagement with the wider stakeholders of 
the Company and being alert to issues that might damage the 
Company’s standing in the way that it operates. The Board works 
very  closely  with  the  Manager  in  reviewing  how  stakeholder 
issues are handled, ensuring good governance and responsibility 
in  managing  the  Company’s  affairs,  as  well  as  visibility  and 
openness in how the affairs are conducted. 

The  Company  is  an  externally  managed  investment  company 
with no employees, and as such has nothing to report in relation 
to employee engagement but does keep close attention to how 
the  Board  operates  as  a  cohesive  and  competent  unit.  The 
Company  also  has  no  customers  in  the  traditional  sense  and, 
therefore,  there  is  also  nothing  to  report  in  relation  to 
relationships with customers.  

The  table  below  sets  out  the  stakeholders  the  Board  considers 
most relevant, details how the Board has engaged with these key 
stakeholders  and  the  effect  of  these  considerations  on  the 
Company’s decisions and strategies during the year.  

261393 Albion Capital pp10-pp24.qxp  21/06/2021  18:23  Page 15

Strategic report  continued

Stakeholders                     Engagement with Stakeholders                             Decision outcomes based on engagement 

Shareholders

The  key  methods  of  engaging  with 
Shareholders are as follows: 

•        Annual General Meeting (“AGM”)  

•        Shareholder seminar  

•        Annual  report,  Half-yearly  financial 
report,  and  Interim  management 
statements 

•        RNS  announcements  for  all  key 
decisions  including  appointment  of 
a new Director 

•        Website  redesigned  in  the  year  to 
make it more user accessible 

•      Shareholders’  views  are  important  and  the  Board 
encourages Shareholders to exercise their right to vote on 
the  resolutions  at  the  AGM.  The  Company’s  AGM  is 
typically  used  as  an  opportunity  to  communicate  with 
investors, including through a presentation made by the 
investment  management  team.  However,  due  to  the 
impact  of  Covid-19 
last  year,  there  were  special 
circumstances for last year’s AGM, which will continue on 
into this year. A live stream of the AGM was held last year, 
and  the  Board  were  able  to  take  questions  from 
Shareholders.  This  enabled  maximum  shareholder 
engagement in the absence of a face-to-face event.  
•      Shareholders  are  also  encouraged  to  attend  the  annual 
Shareholders’ Seminar. The seminar includes some of the 
portfolio companies sharing insights into their businesses 
and also presentations from Albion executives on some of 
the key factors affecting the investment outlook, as well as 
a review of the past year and the plans for the year ahead. 
Representatives  of  the  Board  attend  the  seminar.  The 
Board considers this an important interactive event, and 
therefore in 2020, although Covid-19 restrictions did not 
allow for face-to-face meetings, this was also held as a live 
stream event. 

•      Shareholders  receive  either  a  hard  or  soft  copy  of  the 
Annual  report,  and  the  Half-yearly  financial  report, 
depending  on  their  preference.  These  reports  are  also 
available on the website, and announcement is made on 
the London Stock Exchange. The Company also provides 
voluntary  Interim  management  statements  to  keep 
Shareholders up to date quarterly.  

•      During  the  year,  there  was  a  net  asset  value 
announcement  outside  of  the  normal  quarterly 
reporting cycle, as the Board realised the importance of 
information  sharing  during  the  period  of  uncertainty 
caused by the pandemic.  

•      The  Share  buy-back  policy  is  an  important  means  of 
providing  market  liquidity  for  Shareholders,  and  has 
been offered throughout the year. The Board monitors 
closely the discount to the net asset value to ensure this 
is in the region of 5%. 

•      The  Board  seeks  to  create  value  for  Shareholders  by 
generating  strong  and  sustainable  returns  to  provide 
shareholders with regular dividends and the prospect of 
capital growth. 

•      Cash management and liquidity of the Company are key 
quarterly  discussions  amongst  the  Board,  with  focus  on 
deployment of cash for future investments, dividends and 
share  buy-backs.  This  resulted  in  the  Board  declaring  a 
special  dividend  alongside  the  first  dividend  for  the  year 
ended 31 March 2022.  

•      Shareholders  can  contact  the  Chairman  using  the  email 

AAVCchair@albion.capital.

Albion Venture Capital Trust PLC

15

 
      
      
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Strategic report  continued

Stakeholders                     Engagement with Stakeholders                             Decision outcomes based on engagement 

Suppliers

Manager

regular 

key 

suppliers  with 

The 
engagement from the Manager are: 
•      Corporate broker 
•      VCT taxation advisor 
•      Depositary 
•      Registrar  
•      Auditor 
•      Lawyer 

•      The Manager is in regular contact with the suppliers and 
the  contractual  arrangements  with  all  the  principal 
suppliers  to  the  Company  are  reviewed  regularly  and 
formally once a year, alongside the performance of the 
suppliers in acquitting their responsibilities. 

•      The  Board  reviews  the  performance  of  the  providers 

annually in line with the Manager. 

The  performance  of  Albion  Capital  Group 
LLP is essential to the long term success of 
the  Company,  including  achieving  the 
investment  policy  and  generating  returns 
to shareholders, as well as the impact the 
Company has on Environment, Social and 
Governance practice.

•      The Manager meets with the Board at least quarterly to 
discuss  the  performance  of  the  Company,  and  is  in 
regular contact in between these meetings, e.g. to share 
investment papers for new and follow on investments. All 
strategic  decisions  are  discussed  in  detail  and  minuted, 
with  an  open  dialogue  between  the  Board  and  the 
Manager. 

Portfolio companies

The  portfolio  companies  are  considered 
key  stakeholders,  not  least  because  they 
are  principal  drivers  of  value  for  the 
Company.  However,  as  discussed  in  the 
Environmental,  Social  and  Governance 
(“ESG”)  section  on  page  17,  the  portfolio 
companies’ impact on their stakeholders is 
also important to the Company.

Community and 
environment

The Company, with no employees, has no 
effect 
itself  on  the  community  and 
environment. However, as discussed above, 
the  portfolio  companies’  ESG  impact  is 
extremely important to the Board.

•      The  performance  of  the  Manager  in  managing  the 
portfolio  and 
in  providing  company  secretarial, 
administration  and  accounting  services  is  reviewed  in 
detail  each  year,  which  includes  reviewing  comparator 
engagement  terms  and  portfolio  performance.  Further 
details  on  the  evaluation  of  the  Manager,  and  the 
decision  to  continue  the  appointment  of  the  Manager 
for the forthcoming year, can be found in this report.  
•      Details of the Manager’s responsibilities can be found in 
the Statement of corporate governance on page 39. 

•      The Board aims to have a diversified portfolio in terms of 
sector and stage of investment. Further details of this can 
be found in the pie charts on page 10. 

•      In  most  cases,  an  Albion  executive  has  a  place  on  the 
board of a portfolio company, in order to help with both 
business operation decisions, as well as good ESG practice. 
•      The  Manager  ensures  good  dialogue  with  portfolio 
companies,  and  often  puts  on  events  in  order  to  help 
portfolio companies benefit from the Albion network.

•      The  Board  receives  reports  on  ESG  factors  within  its 
portfolio from the Manager as it is a signatory of the UN 
Principles for Responsible Investment (“UN PRI”). Further 
details of this are set out in the ESG section below. ESG, 
without  its  specific  definition,  has  always  been  at  the 
heart  of  the  responsible  investing  that  the  Company 
engages in and in how the Company conducts itself with 
all of its stakeholders.

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Strategic report  continued

Environmental, Social, and Governance (“ESG”) 
The  Company’s  Manager,  Albion  Capital  Group  LLP,  takes  the 
concept of sustainable and responsible investment very seriously 
for  existing  investments  and  in  reviewing  new  investment 
opportunities. In turn, the Board is kept appraised of ESG issues in 
connection with both the portfolio and in how Company affairs 
are conducted more generally as a regular part of Board oversight. 

Albion Capital Group LLP is a signatory of the UN PRI. The UN PRI 
is  the  world’s  leading  proponent  of  responsible  investment, 
working  to  understand  the  investment  implications  of  ESG 
factors  and  to  support  its  international  network  of  investor 
signatories  in  incorporating  these  factors  into  their  investment 
and ownership decisions. 

The  Board  and  Manager  have  exercised  conscious  principles  in 
making  responsible  investments  throughout  the  life  of  the 
Company, not least in providing finance for promising companies 
in a variety of important sectors such as technology, healthcare 
and renewable energy. In making the investments, the Manager 
is  directly  involved  in  the  oversight  and  governance  of  these 
investments,  including  ensuring  standards  of  reporting  and 
visibility  on  business  practices,  all  of  which  are  reported  to  the 
Board  of  the  Company.  By  its  nature,  not  least  in  making 
qualifying investments which fulfil the criteria set by HMRC, the 
longer-term 
Company  has  focused  on  sustainable  and 
investment propositions, some of which will fail (in the nature of 
all  small  companies),  but  some  of  which  will  grow  and  serve 
important societal demands. One of the most important drivers 
of performance is the quality of the investment portfolio, which 
goes  beyond  the  individual  valuations  and  examines  the 
prospects  of  each  of  the  portfolio  companies,  as  well  as  the 
sectors in which they operate – all requiring a longer- term view.  

In the nature of venture capital investment, Albion Capital Group 
LLP  is  more  intimately  involved  in  the  affairs  of  portfolio 
companies  than  might  be  the  case  for  funds  invested  in  listed 
securities.  As  such,  Albion  Capital  Group  LLP  is  in  a  position  to 
influence  good  governance  and  behaviour  in  the  portfolio 
companies,  many  of  which  are  relatively  small  companies 
without  the  support  of  a  larger  company’s  administration  and 
advisory infrastructure.  

The  Company  adheres  to  the  principles  of  the  AIC  Code  of 
Corporate  Governance  and  is  also  aware  of  other  governance 
and  corporate  conduct  guidance  which  it  meets  as  far  as 
practical,  including  in  the  constitution  of  a  diversified  and 
independent Board capable of providing constructive challenge.  

The  Company's  portfolio  is  currently  invested  in  healthcare, 
renewable  energy,  education,  software  and  other  technology 
(which includes cyber security and data protection), with the most 
significant  percentage  of  the  Company’s  portfolio  invested  in 

sectors and companies which would be seen by many measures to 
be both sustainable and socially aware on the services they render.  

Albion Capital Group LLP incorporates ESG considerations into its 
investment  decisions.  These  form  part  of  its  process  to  create 
value for investors and develop sustainable long-term strategies 
for  portfolio  companies.  Albion  Capital  Group  LLP  reports  ESG 
criteria to UN PRI annually and to the Board quarterly.  

ESG principles are integrated at the pre-investment, investment 
and  exit  stages.  This  is  reflected  in  transparency  of  reporting, 
governance principles adopted by the Company and the portfolio 
companies,  and  increasingly  in  the  positive  environmental  or 
socially  impactful  nature  of  investments  made.  Albion  Capital 
Group LLP, where relevant, considers climate-specific issues in its 
investment  policies  and  activities.  However,  as  the  majority  of 
the  Company’s  portfolio  consists  of  small  (2-250  full  time 
employees),  private,  typically  software  companies  with  limited 
environmental impact, climate change is not considered to be a 
significant risk, and actions are proportionate to that risk. 

Pre-investment stage  

An exclusion list is used to rule out investments in unsustainable 
areas,  or  in  areas  which  might  be  perceived  as  socially 
detrimental.  ESG  due  diligence  is  performed  on  each  potential 
portfolio company to identify any sustainability risks associated 
with  the  investment.  Identified  sustainability  risks  are  ranked 
from  low  to  high  and  are  reported  to  the  relevant  investment 
committee. The investment committee considers each potential 
investment.  If  sustainability  risks  are  identified,  mitigations  are 
assessed and, if necessary, mitigation plans are put in place. If 
this is not deemed sufficient, the committee would consider the 
appropriate  level  and  structure  of  funding  to  balance  the 
associated  risks.  If  this  is  not  possible,  investment  committee 
approval  will  not  be  provided,  and  the 
investment  will 
not proceed. 

Investment stage 

All  new  and  existing  portfolio  companies  are  asked  to  report 
against an ESG Balanced Score Card annually. The ESG Balanced 
Score  Card  contains  a  number  of  sustainability  factors  against 
which a portfolio company will be assessed in order to determine 
the  potential  sustainability  risks  and  opportunities  arising  from 
the  investment.  The  score  cards  form  part  of  the  Manager’s 
internal review meetings alongside discussions around other risk 
factors,  and  any  outstanding 
in 
collaboration with the portfolio companies’ senior management. 

issues  are  addressed 

Exit stage 

Albion Capital Group LLP aims to ensure that good ESG practices 
remain in place following exit. For example, by ensuring that the 
company  creates  a  self-sustaining  ESG  management  system 
during our period of ownership, wherever feasible. 

Albion Venture Capital Trust PLC

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Strategic report  continued

Social and community issues, employees and human rights 
The Board recognises the requirement under section 414C of the 
Act  to  detail  information  about  social  and  community  issues, 
employees  and  human  rights;  including  any  policies  it  has  in 
relation to these matters and effectiveness of these policies. As an 
externally managed investment company with no employees, the 
Company has no formal policies in these matters, however, it is at 
the core of its responsible investment strategy as detailed above. 

Further policies 
The Company is not required to have any formal policies, however 
it has adopted a number of further policies relating to: 

•   Environment 

•   Global greenhouse gas emissions 

•   Anti-bribery 

•   Anti-facilitation of tax evasion 

•   Diversity 

General Data Protection Regulation  
The  General  Data  Protection  Regulation  has  the  objective  of 
unifying data privacy requirements across the European Union, and 
continues  to  apply  in  the  United  Kingdom  after  Brexit.  The 
Manager continues to take action to ensure that the Manager and 
the Company are compliant with the regulation. 

Risk management 
The  Board  carries  out  a  regular  review  of  the  risk  environment  in 
which  the  Company  operates,  together  with  changes  to  the 
environment  and  individual  risks.  The  Board  also  identifies 
emerging risks which might impact on the Company. In the period 
the most noticeable risk has been the global pandemic which has 
impacted not only public health and mobility but also has had an 
adverse impact on the economy, the full impact of which is likely to 
be uncertain for some time.  

and these are set out in the Directors’ report on pages 33 and 34. 

The Directors have carried out a robust assessment of the Company’s principal risks and uncertainties, and explain how they are being 
mitigated as follows. They are satisfied that there has not been a material change in the Company’s exposure against each of the 
identified risks below. 

Risk                                     Possible consequence                                              Risk management 

Investment, 
performance and 
valuation risk

The  risk  of  investment  in  poor  quality 
businesses, which could reduce the returns 
to  shareholders  and  could  negatively 
impact  on  the  Company’s  current  and 
future valuations.  

By  nature,  smaller  unquoted  businesses, 
such  as  those  that  qualify  for  Venture 
Capital  Trust  purposes,  are  more  volatile 
than larger, long established businesses.  

The  Company’s 
investment  valuation 
methodology  is  reliant  on  the  accuracy 
and  completeness  of  information  that  is 
In 
issued  by  portfolio  companies. 
particular, the Directors may not be aware 
of  or  take  into  account  certain  events  or 
circumstances  which  occur  after  the 
information  issued  by  such  companies  is 
reported. 

To  reduce  this  risk,  the  Board  places  reliance  upon  the  skills 
and expertise of the Manager and its track record over many 
years of making successful investments in this segment of the 
market.  In  addition,  the  Manager  operates  a  formal  and 
structured  investment  appraisal  and  review  process,  which 
includes  an  Investment  Committee,  comprising  investment 
professionals  from  the  Manager  for  all  investments,  and  at 
least  one  external  investment  professional  for  investments 
greater  than  £1  million  in  aggregate  across  all  the  Albion 
managed VCTs. The Manager also invites and takes account 
of comments from non-executive Directors of the Company 
on  matters  discussed  at  the  Investment  Committee 
meetings.  Investments  are  actively  and  regularly  monitored 
by  the  Manager  (investment  managers  normally  sit  on 
portfolio  company  boards), 
level  of 
diversification in the portfolio, and the Board receives detailed 
reports on each investment as part of the Manager’s report 
at  quarterly  board  meetings.  The  Board  and  Manager 
regularly  review  the  deployment  of  investments  and  cash 
resources  available  to  the  Company  in  assessing  liquidity 
required  for  servicing  the  Company’s  buy-backs,  dividend 
payments and operational expenses.  

including 

the 

The  unquoted  investments  held  by  the  Company  are 
designated at fair value through profit or loss and valued in 
accordance with the International Private Equity and Venture 
Capital  Valuation  Guidelines  updated  in  2018.  These 
guidelines  set  out  recommendations,  intended  to  represent 
current  best  practice  on  the  valuation  of  venture  capital 
investments.  The  valuation  takes  into  account  all  known 
material  facts  up  to  the  date  of  approval  of  the  Financial 
Statements by the Board.

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Strategic report  continued

Risk                                     Possible consequence                                              Risk management 

VCT approval risk

The  Company  must  comply  with  section 
274  of  the  Income  Tax  Act  2007  which 
enables its investors to take advantage of 
tax  relief  on  their  investment  and  on 
future  returns.  Breach  of  any  of  the  rules 
enabling the Company to hold VCT status 
could result in the loss of that status.

Regulatory and 
compliance risk

Operational and 
internal control risk

The  Company  is  listed  on  The  London 
Stock Exchange and is required to comply 
with  the  rules  of  the  Financial  Conduct 
Authority,  as  well  as  with  the  Companies 
Act,  Accounting  Standards  and  other 
legislation.  Failure  to  comply  with  these 
regulations  could  result  in  a  delisting  of 
the  Company’s  shares,  or  other  penalties 
under the Companies Act or from financial 
reporting oversight bodies.

The Company relies on a number of third 
parties, in particular the Manager, for the 
provision of investment management and 
administrative  functions.  Failures  in  key 
systems  and 
the 
Manager’s  business  could  put  assets  of 
the Company at risk or result in reduced or 
inaccurate  information  being  passed  to 
the Board or to shareholders.

controls  within 

To  reduce  this  risk,  the  Board  has  appointed  the  Manager, 
which  has  a  team  with  significant  experience  in  Venture 
Capital  Trust  management,  used  to  operating  within  the 
requirements  of  the  Venture  Capital  Trust  legislation.  In 
addition, to provide further formal reassurance, the Board has 
appointed Philip Hare & Associates LLP as its taxation adviser, 
who report quarterly to the Board to independently confirm 
compliance  with  the  Venture  Capital  Trust  legislation,  to 
highlight areas of risk and to inform on changes in legislation. 
Each  investment  in  a  new  portfolio  company  is  also 
pre-cleared with our professional advisers or H.M. Revenue & 
Customs.  The  Company  monitors  closely  the  extent  of 
qualifying holdings and addresses this as required.

Board  members  and  the  Manager  have  experience  of 
operating  at  senior 
levels  within  or  advising  quoted 
companies. In addition, the Board and the Manager receive 
regular  updates  on  new  regulation  from  its  auditor,  lawyers 
and  other  professional  bodies.  The  Company  is  subject  to 
compliance  checks  through  the  Manager’s  compliance 
officer, and any issues arising from compliance or regulation 
are  reported  to  its  own  board  on  a  monthly  basis.  These 
controls  are  also  reviewed  as  part  of  the  quarterly  Board 
meetings, and also as part of the review work undertaken by 
the  Manager’s  compliance  officer.  The  report  on  controls  is 
also evaluated by the internal auditors.

The  Company  and  its  operations  are  subject  to  a  series  of 
rigorous  internal  controls  and  review  procedures  exercised 
throughout the year, and receives reports from the Manager 
on  its  internal  controls  and  risk  management,  including  on 
matters relating to cyber security. 

The  Audit  Committee  reviews  the  Internal  Audit  Reports 
prepared  by  the  Manager’s  internal  auditors,  PKF  Littlejohn 
LLP  and  has  access  to  the  internal  audit  partner  of  PKF 
Littlejohn  LLP  to  provide  an  opportunity  to  ask  specific 
detailed questions in order to satisfy itself that the Manager 
has  strong  systems  and  controls  in  place  including  those  in 
relation to business continuity and cyber security.  

Ocorian  Depositary  (UK)  Limited 
is  the  Company’s 
Depositary,  appointed  to  oversee  the  custody  and  cash 
arrangements  and  provide  other  AIFMD  duties.  The  Board 
reviews the quarterly reports prepared by Ocorian Depositary 
(UK) Limited to ensure that Albion Capital is adhering to its 
policies and procedures as required by the AIFMD.  

In  addition,  the  Board  annually  reviews  the  performance  of 
its key service providers, particularly the Manager, to ensure 
they continue to have the necessary expertise and resources 
to  deliver  the  Company’s  investment  objective  and  policy. 
The  Manager  and  other  service  providers  have  also 
demonstrated  to  the  Board  that  there  is  no  undue  reliance 
placed upon any one individual. 

Albion Venture Capital Trust PLC

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Strategic report  continued

Risk                                     Possible consequence                                              Risk management 

Economic, political 
and social risk

Changes in economic conditions, including, 
for  example, 
interest  rates,  rates  of 
inflation, industry conditions, competition, 
political  and  diplomatic  events,  and  other 
factors  could  substantially  and  adversely 
affect  the  Company’s  prospects  in  a 
number of ways. This also includes risks of 
social  upheaval,  including  from  infection 
and  population  re-distribution,  as  well  as 
economic  risk  challenges  as  a  result  of 
healthcare pandemics/infection. 
The political risk with the most uncertainty 
for  the  future  of  the  UK  economy,  which 
the Company largely operates in, is Brexit. 
The  current  significant  exogenous  risk  to 
the  Company,  the  wider  population  and 
economy, is the Covid-19 pandemic. 

The Company invests in a diversified portfolio of companies 
across  a  number  of  industry  sectors  and  in  addition  often 
invests in a mixture of instruments in portfolio companies and 
has  a  policy  of  minimising  any  external  bank  borrowings 
within portfolio companies. 
At any given time, the Company has sufficient cash resources 
to meet its operating requirements, including share buy-backs 
and follow-on investments. 
In  common  with  most  commercial  operations,  exogenous 
risks over which the Company has no control are always a risk 
and  the  Company  does  what  it  can  to  address  these  risks 
where possible, not least as the nature of the investments the 
Company makes are long term.  
The  Company 
largely  operates  within  the  UK,  and 
increasingly  the  US,  and  therefore  impacts  from  Brexit  are 
reduced  as  there  are  few  cross-border  transactions  with 
Europe. Since 2016, the portfolio of companies has not seen 
any  significant  impacts  from  the  uncertainty  around  Brexit, 
nor since the end of the transition period (1 January 2021). 
The  Board  and  Manager  are  continuously  assessing  the 
resilience  of  the  portfolio,  the  Company  and  its  operations 
and the robustness of the Company’s external agents during 
the health crisis, as well as considering longer term impacts on 
how the Company might be positioned in how it invests and 
operates.  Ensuring  liquidity  in  the  portfolio  to  cope  with 
exigent  and  unexpected  pressures  on  the  finances  of  the 
portfolio  and  the  Company  is  an  important  part  of  the  risk 
mitigation in these uncertain times. The portfolio is structured 
as  an  all-weather  portfolio  with  c.35  companies  which  are 
diversified as discussed above. Exposure is relatively small to 
at-risk sectors that include leisure, hospitality, retail and travel.

Emerging risks

Market value of 
Ordinary shares

Reputational risk

The Boards meets at least four times a year 
to discuss current affairs and any potential 
emerging  risks  which  could  affect  the 
Company. 
The  key  emerging  risk  affecting  the 
Company  is  the  Environmental  (including 
climate  change),  Social  and  Governance 
requirements, both from a regulatory and 
investor  preferences  standpoint.  There  is 
the risk of loss of funding from investors, as 
well as the risk of penalties from regulatory 
non-compliance. 

The  ESG  section  on  page  17  details  the  Company’s  work 
towards these risks, and highlights the importance of these, 
above the statutory reporting requirements, to the Company.  
Whilst  the  Company  itself  has  limited  impact  on  climate 
change, due to no employees nor greenhouse gas emissions, 
the  Board  works  closely  with  the  Manager  to  ensure  the 
Manager  themselves  are  working  towards  reducing  their 
impact  on  the  environment  and  that  the  Manager  takes 
account  of  ESG  factors,  including  climate  change,  when 
making  new  investment  decisions.  With  specific  respect  to 
the  Company,  a  key  operation  is  increasing  the  use  of 
electronic  communications  with  Shareholders,  where  that 
preference has been specified. 

The  market  value  of  Ordinary  shares  can 
fluctuate. The market value of an Ordinary 
share, as well as being affected by its net 
asset  value  and  prospective  net  asset 
value, also takes into account its dividend 
yield and prevailing interest rates. As such, 
the  market  value  of  an  Ordinary  share 
may vary considerably from its underlying 
net  asset  value.  The  market  prices  of 
shares  in  quoted  investment  companies 
can,  therefore,  be  at  a  discount  or 
premium  to  the  net  asset  value  at 
different times, depending on supply and 
demand,  market  conditions,  general 
investor  sentiment  and  other  factors. 
Accordingly,  the  market  price  of  the 
Ordinary shares may not fully reflect their 
underlying net asset value.

The  Company  relies  on  the  judgement 
and  reputation  of  the  Manager  which  is 
itself subject to the risk of loss.

The  Company  operates  a  share  buy-back  policy,  which  is 
designed  to  limit  the  discount  at  which  the  Ordinary  shares 
trade  to  around  5%  to  net  asset  value,  by  providing  a 
purchaser  through  the  Company  in  absence  of  market 
purchasers. From time to time buy-backs cannot be applied, 
for example when the Company is subject to a close period, or 
if 
it  were  to  exhaust  any  buy-back  authorities.  The 
Company’s  corporate  broker,  appointed  during  the  year, 
helps to ensure that the discount is appropriate. 
New Ordinary shares are issued at sufficient premium to net 
asset value to cover the costs of issue and to avoid asset value 
dilution to existing investors. 

The  Board  regularly  questions  the  Manager  on  its  ethics, 
procedures,  safeguards  and  investment  philosophy,  which 
should consequently result in the risk to reputational damage 
being minimised.

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Strategic report  continued

Viability statement 
In  accordance  with  the  FRC  UK  Corporate  Governance  Code 
published in 2018 and principle 36 of the AIC Code of Corporate 
Governance,  the  Directors  have  assessed  the  prospects  of  the 
Company  over  three  years  to  31  March  2024.  The  Directors 
believe that three years is a reasonable period in which they can 
assess  the  future  of  the  Company  to  continue  to  operate  and 
meet its liabilities as they fall due and is also the period used by 
the  Board  in  the  strategic  planning  process  and  is  considered 
reasonable for a business of our nature and size. The three year 
period  is  considered  the  most  appropriate  given  the  forecasts 
that  the  Board  requires  from  the  Manager  and  the  estimated 
timelines for finding, assessing and completing investments. The 
three year period also takes account of the potential impact of 
new  regulations,  should  they  be  imposed,  and  how  they  may 
impact the Company over the longer term, and the availability of 
cash,  but  cannot  take  into  account  the  full  extent  of  the 
exogenous risks that are impacting on global economies at the 
date of these accounts. 

The  Directors  have  carried  out  a  robust  assessment  of  the 
emerging  and  principal  risks  facing  the  Company  as  explained 
above,  including  those  that  could  threaten  its  business  model, 
future  performance,  solvency  or  liquidity.  The  Board  also 
considered the procedures in place to identify emerging risks and 
the risk management processes in place to avoid or reduce the 
impact of the underlying risks. The Board focused on the major 
factors  which  affect  the  economic,  regulatory  and  political 
environment,  including  any  potential  impact  from  Brexit.  The 
Board,  after  careful  consideration,  believes  that  Brexit  will  have 
no major impact on the going concern of the Company, primarily 
due to the markets our portfolio companies target, which in most 
cases are the UK and increasingly, the US, for our software and 
technology  businesses.  Portfolio  companies  targeting  European 
markets  have  also  shown  resilience  so  far.  The  coronavirus 
(Covid-19)  pandemic  therefore  remains  the  largest  uncertainty 
impacting  on  the  Company.  In  light  of  this  continuing 
uncertainty, robust stress tested cashflows, process resilience and 
contingencies  have  been  examined  in  trying  to  deal  with  the 
principal risks faced by the Company.  

The Board assessed the ability of the Company to raise finance 
and deploy capital, as well as the existing cash resources of the 
Company. The portfolio is well balanced and geared towards long 
term  growth,  delivering  dividends  and  capital  growth  to 
shareholders.  In  assessing  the  prospects  of  the  Company,  the 
Directors  have  considered  the  cash  flow  by  looking  at  the 
Company’s  income  and  expenditure  projections  and  funding 
pipeline  over  the  assessment  period  of  three  years  and  they 
appear realistic. 
Taking into account the processes for mitigating risks, monitoring 
costs, share buy-backs and issuance, the Manager’s compliance 
with the investment objective, policies and business model and 
the  balance  of  the  portfolio,  the  Directors  have  concluded  that 
there is a reasonable expectation that the Company will be able 
to continue in operation and meet its liabilities as they fall due 
over the three year period to 31 March 2024. 

This  Strategic  report  of  the  Company  for  the  year  ended 
31  March  2021  has  been  prepared  in  accordance  with  the 
requirements  of  section  414A  of  the  Companies  Act  2006  (the 
“Act”). The purpose of this report is to provide shareholders with 
sufficient  information  to  enable  them  to  assess  the  extent  to 
which  the  Directors  have  performed  their  duty  to  promote  the 
success of the Company in accordance with Section 172 of the 
Act. 

Richard Glover 
Chairman 
21 June 2021

Albion Venture Capital Trust PLC

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The Board of Directors 

The following are the Directors of the Company, all of whom operate in a non-executive capacity: 

Richard Glover (appointed 8 November 2017), Chairman 
Richard Glover spent 15 years in industrial relations and HR management roles in the 1970s and 1980s first with ICI and then with 
Grand Metropolitan. Since 1990 he has been involved with two private equity backed businesses in the service sector: first, in 1990 the 
British School of Motoring (BSM), where, as MD and later CEO, he took the company through flotation and then sale to RAC; and in 
2000, the accountancy training company ATC International, where he became the majority shareholder in 2003, running the business 
in Eastern Europe until it was sold in 2011. He has also held a number of non-executive director positions in the service sector and 
remains extensively involved with the Worshipful Company of Haberdashers and its education activities. 

John Kerr ACMA (appointed 9 February 1996) 
John Kerr has worked as a venture capitalist and also in manufacturing and service industries. He held a number of finance and general 
management  posts  in  the  UK  and  USA,  before  joining  SUMIT  Equity  Ventures,  an  independent  Midlands  based  venture  capital 
company, where he was managing director from 1985 to 1992. He then became chief executive of Price & Pierce Limited, which acted 
as the UK agent for overseas producers of forestry products, before leaving in 1997 to become finance director of Ambion Brick, a 
building materials company bought out from Ibstock PLC. Since retiring in 2002, he has worked as a consultant.  

Ann Berresford BSc (Hons), ACA (appointed 8 November 2017) 
Ann Berresford is a chartered accountant with a background in the financial services and energy sectors. She holds a degree in Organic 
Chemistry and trained as an accountant with Grant Thornton, qualifying in 1984. After a period in audit, she moved into industry and 
spent over twenty years working in financial management and treasury roles, initially with Clyde Petroleum plc and then with the Bank 
of Ireland Group. Since 2006, she has held a number of non-executive roles, including positions at Bath Building Society, the Pensions 
Protection  Fund,  Triodos  Renewables  plc,  Hyperion  Insurance  Group  and  the  Pensions  Regulator.  She  is  currently  a  non-executive 
director of Secure Trust Bank plc. 

Richard Wilson, (appointed 1 May 2020) 
Richard Wilson is highly experienced in the asset management sector and was CEO of BMO Global Asset Management and previously 
CEO of F&C Asset Management plc, where he led the company's acquisition by BMO Financial Group and subsequent integration into 
BMO Global Asset Management. Richard began his asset management career in 1988 as a U.K. equity manager with HSBC Asset 
Management (formerly Midland Montagu). He then joined Deutsche Asset Management (formerly Morgan Grenfell), where he rose 
to  managing  director,  global  equities.  From  Deutsche,  Richard  moved  to  Gartmore  Investment  Management  in  2003  as  head  of 
international  equity  investments  before  joining  F&C  in  2004.  Richard  is  also  an  independent  non-executive  director  of  Insight 
Investment Management. 

All Directors are members of the Audit Committee and John Kerr is Chairman. 

All Directors are members of the Nomination Committee and Richard Glover is Chairman. 

All Directors are members of the Remuneration Committee and Ann Berresford is Chairman. 

Ann Berresford is the Senior Independent Director. 

22

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The Manager

Albion Capital Group LLP, is authorised and regulated by the Financial Conduct Authority and is the Manager of Albion Venture Capital 
Trust PLC. In addition, it manages a further five Venture Capital Trusts, the UCL Technology Funds, Albion Real Assets Fund, Albion 
Community Power and provides administration services to Albion Care Communities Limited. Albion Capital currently has total assets 
under management or administration of approximately £800 million. 

The following are specifically responsible for the management and administration of the Venture Capital Trusts managed by Albion 
Capital Group LLP: 

Will Fraser-Allen, BA (Hons), FCA, is the managing partner of Albion Capital. Will is also chairman of the Public Policy Committee of 
the VCTA and sits on the Venture Capital Committee of the BVCA. He is passionate about the positive impact venture capital backed 
healthcare and technology companies will have on the way we live and work. Will joined Albion in 2001, became deputy managing 
partner in 2009 and managing partner in 2019. He has 20 years’ experience investing in healthcare, leisure, media and technology 
enabled businesses. Prior to joining Albion, Will qualified as a chartered accountant with Cooper Lancaster Brewers and has a BA in 
History from Southampton University. 

Patrick Reeve, MA, FCA, was formerly the managing partner of Albion Capital and became chairman on 1 April 2019. He is a director 
of Albion Technology and General VCT, Albion Enterprise VCT and Albion Development VCT. He is also a director of the Association of 
Investment Companies. Patrick joined Close Brothers Group plc in 1989 before establishing Albion Capital (formerly Albion Ventures 
LLP)  in  1996.  Prior  to  Close  he  qualified  as  a  chartered  accountant  before  joining  Cazenove  &  Co.  Patrick  has  an  MA  in  Modern 
Languages from Oxford University. 

Dr. Andrew Elder, MA, FRCS, initially practised as a neurosurgeon before starting his career in investment. He now focuses on medical 
technologies, digital health, and the life-science sector. Andrew is head of healthcare investing and became deputy managing partner 
in 2019. He graduated with an MA plus Bachelor of Medicine and Surgery from Cambridge University and practised as a surgeon for 
six years. He is a Fellow of the Royal College of Surgeons (England).  

Jessica  Bartos,  MA  (Hons),  joined  Albion  Capital  in  2019  from  Rothschild  &  Co  where  she  served  as  a  Vice  President,  advising 
technology,  media  and  telecom  firms  on  mergers  and  acquisitions.  Working  in  Rothschild’s  New  York  and  London  offices,  she 
developed  tech  specialisms  in  cloud  communications,  digital  advertising,  fintech  and  enterprise  software.  Jessica  is  an  investment 
manager  at  Albion  concentrating  on  technology  investments.  Jessica  graduated  from  the  University  of  Pennsylvania  with  a  BA  in 
European History and from John Hopkins University with an MA in International Economics. 

Adam Chirkowski, MA (Hons), is responsible primarily for investments in the asset-based portfolio. He is an investment director at 
Albion  Capital  and  invests  across  a  number  of  sectors  including  digital  infrastructure,  healthcare  and  renewable  energy.  Adam 
graduated  from  Nottingham  University  with  a  first-class  degree  in  industrial  economics  and  a  masters  in  corporate  strategy  and 
governance. Prior to joining Albion in 2013, he spent five years working in corporate finance at Rothschild. 

Emil  Gigov,  BA  (Hons),  FCA,  has  been  an  early-stage  investor  for  over  20  years,  supporting  more  than  30  companies  spanning 
software  technology,  advanced  manufacturing,  education,  and  healthcare.  More  recently  he  has  focused  on  B2B  SaaS  businesses 
across a range of sectors including data management, fintech and marketing technologies. Emil joined Albion Capital in 2000 and 
became a partner in 2009. He graduated from the European Business School, London, with a BA (Hons) Degree in European Business 
Administration.  

Vikash Hansrani, BA (Hons), FCA, oversees the finance and administration of the funds under Albion Capital’s management and is 
on the AIC’s VCT Technical Committee. He qualified as a chartered accountant with RSM Tenon plc and latterly worked in its corporate 
finance team before joining Albion in 2010 where he is currently operations partner for the group. He has a BA in Accountancy & 
Finance from Nottingham Business School. 

Ed Lascelles, BA (Hons), heads up the technology investment team at Albion, focusing on B2B software and disruptive tech services. 
He joined Albion Capital in 2004 having started his career advising public companies during the ‘dotcom’ boom, and he became a 
partner in 2009. Ed graduated from University College London with a first-class honours’ degree in Philosophy. 

Albion Venture Capital Trust PLC

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The Manager  continued

Paul Lehair, MSc, MA, joined Albion Capital with 10 years of experience in tech start-ups and investment banking. He came from 
Citymapper where he was Finance Director for five years having joined when the company had less than ten employees. He also 
worked in business operations at Viagogo and in M&A TMT at Citigroup. Paul is an investment manager at Albion specialising in 
technology investing. He holds a dual Masters’ degree in European Political Economy from the London School of Economics and 
Political Science and Sciences Po Paris. 

Catriona McDonald, BA (Hons), joined Albion Capital in 2018 from Goldman Sachs where she worked on IPOs, M&A and leveraged 
buyouts in New York and London. Her time in banking taught her how to implement proven systems and run detailed analysis. Cat is 
now an investment manager specialising in technology investing. She graduated from Harvard University, majoring in Economics.  

Jane Reddin, is the talent director of Albion Capital. She helps the funds invest in the best founders, by assessing leadership potential, 
and accelerating the rapid scaling of our portfolio companies. In her 25 year career, Jane has transacted over 500 senior hires, built 
international, new-market and fund teams and helped over 70 start-ups build high performing teams. Prior to Albion, she spent six years 
as Talent Advisor at Balderton Capital then co-founded The Talent Stack, a talent management consulting company for start-ups. Jane 
joined Albion in 2021. She cares deeply about helping entrepreneurial leadership teams to thrive as they scale up. The talent platform 
she is developing at Albion enables the sharing of talent and leadership development expertise with our early-stage community. 

Dr.  Christoph  Ruedig,  MBA,  practiced  radiology  and  strategy  consulting  before  becoming  an  investor  in  healthcare.  He  joined 
Albion Capital in 2011 and became a partner in 2016. At Albion he focuses on digital health, with investments ranging from clinical 
trial software to chronic disease management. Prior to joining Albion, he worked at General Electric, responsible for M&A in healthcare 
following a role in venture capital with 3i plc. He holds a degree in medicine from Ludwig-Maximilians University, Munich, and an MBA 
from INSEAD.  

Nadine Torbey, MSc, BEng, joined Albion Capital in 2018 from Berytech Fund Management, one of the first VC funds in the Middle 
East.  She  has  been  a  VC  for  seven  years  and  her  investing  experience  includes:  AI/Data  Platforms  and  Infrastructure,  CX,  Digital 
Networks and Hardware. Nadine is an investment manager at Albion specialising in technology investing. She graduated from the 
American  University  of  Beirut  with  a  BSc  in  Electrical  and  Computer  Engineering  and  followed  this  with  an  MSc  in  Innovation 
Management and Entrepreneurship from Brown University. 

Robert  Whitby-Smith,  BA  (Hons),  FCA,  has  been  in  venture  capital  for  16  years  following  a  background  in  corporate  finance  at 
KPMG, Credit Suisse First Boston, and ING Barings, after qualifying as a chartered accountant. Robert joined Albion Capital in 2005, 
became a partner in 2009 and specialises in software investing. 

Jay Wilson, MBA, MMath, comes from an advisory background and is passionate about partnering with management teams. Jay 
joined Albion Capital in 2019 from Bain & Company where he had been a consultant since 2016 and is an investment manager at 
Albion specialising in technology investing. Prior to this he graduated from the London Business School with an MBA having spent eight 
years as a broker at ICAP Securities. 

Marco  Yu,  PhD,  MRICS,  specialises  in  energy  related  investment  and  has  in-depth  knowledge  and  understanding  of  energy 
generation, distribution, balancing, storage as well as servicing the sector. Marco is an investment director at Albion Capital, has a 
first-class degree in economics from Cambridge, a PhD in construction economics from UCL and has led over 20 investments to date. 
Prior to joining Albion in 2007, he qualified as a Chartered Surveyor with Bouygues (UK), and advised on large capital projects with 
EC Harris.

24

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Portfolio of investments

                                                                                                                                                                        As at 31 March 2021                                   As at 31 March 2020

                                                                                                                               % voting                                                                                                                                                                Change 
                                                                                                                          rights held                       Cumulative                                                        Cumulative                                    in value 
                                                                                                                     by all Albion*                            movement                                                        movement                                    for the 
                                                                                                 %  voting          managed            Cost**         in value              Value             Cost**           in value                Value          year*** 
Fixed asset investments                                               rights       companies            £’000             £’000              £’000             £’000              £’000               £’000            £’000 

Chonais River Hydro Limited                                       9.2                50.0         3,074         1,197          4,271         3,074          1,251           4,325              (54) 

Radnor House School (TopCo) Limited                      6.9                48.3         1,259            914          2,173         1,259              797           2,056             117 

Gharagain River Hydro Limited                                11.5                50.0         1,363            431          1,794         1,363              379           1,742               52 

The Evewell (Harley Street) Limited                           6.0                40.0             863            803          1,666             795            (150)             645             954 

Phrasee Limited                                                              2.3                17.4             538            862          1,400             310                   –              310             863 

Threadneedle Software Holdings 

Limited (T/A Solidatus)                                                 2.1                11.5         1,262                 –          1,262                  –                   –                    –                  – 

Elliptic Enterprises Limited                                           1.6                   6.7         1,244                 –          1,244         1,244                   –           1,244                  – 

The Street by Street Solar 

Programme Limited                                                       6.5                50.0             675            503          1,178             675              540           1,215              (37) 

Cantab Research Limited 

(T/A Speechmatics)                                                       2.8                11.1         1,144                 –          1,144         1,144                   –           1,144                  – 

Healios Limited                                                               2.4                17.5             678            339          1,017             175                   –              175             339 

Concirrus Limited                                                           1.9                   9.7             975                 –             975             975                   –              975                  – 

MHS 1 Limited                                                             14.8                48.8         1,026           (110)            916         1,026            (109)             917                (1) 

Alto Prodotto Wind Limited                                         7.4                50.0             551            359             910             590              403              993              (30) 

Seldon Technologies Limited                                       4.6                14.0             902                 –             902                  –                   –                    –                  – 

Beddlestead Limited                                                     9.1                49.0         1,142           (336)            806         1,142            (275)             867              (61) 

The Voucher Market Limited (T/A WeGift)                 1.8                10.0             735                 –             735                  –                   –                    –                  – 

Regenerco Renewable Energy Limited                      4.5                50.0             451            275             726             451              257              708               18 

Credit Kudos Limited                                                     2.7                13.8             584                 –             584             487                   –              487                  – 

uMotif Limited                                                                2.1                14.3             486              35             521             180               (63)             117               97 

Limitless Technology Limited                                      1.8                11.0             471              47             518             320                   –              320               47 

Dragon Hydro Limited                                                  7.3                30.0             277            174             451             289              158              447               15 

Erin Solar Limited                                                        18.6                50.0             520             (72)            448             520               (72)             448                  – 

Arecor Limited                                                                1.0                   7.4             249            107             356             180                   –              180             107 

uMedeor Limited (T/A uMed)                                     3.2                   9.5             334                 –             334                  –                   –                    –                  – 

AVESI Limited                                                                 7.4                50.0             242              82             324             242              102              344              (20) 

Harvest AD Limited                                                           –                      –             307                 5             312             307                   5              312                  – 

TransFICC Limited                                                         1.9                   9.9             286                 –             286                  –                   –                    –                  – 

Avora Limited                                                                  4.2                16.7             750           (467)            283             750                   –              750           (467) 

ePatient Network Limited (T/A Raremark)                  2.3                15.9             308             (58)            250             220                51              271           (109) 

Greenenerco Limited                                                     3.9                50.0             110              71             181             118                77              195                (3) 

Premier Leisure (Suffolk) Limited                                9.9                47.4             175               (2)            173             175                   1              176                (3) 

Imandra Inc.                                                                   1.3                   7.9             121                 –             121             121                   –              121                  – 

Symetrica Limited                                                          0.3                   5.0               83             (17)              66               71               (36)               35               18 

Kew Green VCT (Stansted) Limited                         45.2                50.0         1,234        (1,211)              23         1,234            (692)             542           (519) 

Forward Clinical Limited (T/A Pando)                        1.2                   9.2             149           (144)                5             149               (99)               50              (45) 

Total fixed asset investments                                                                24,568         3,787       28,355      19,586          2,525         22,111        1,278 

* Albion Capital Group LLP 
** The cost includes the original cost from Albion Venture Capital Trust PLC and the carried over value on merger from Albion Prime VCT PLC as at 25 September 2012. 
*** As adjusted for additions and disposals during the year. 

The comparative cost and valuations for 31 March 2020 do not agree to the Annual Report and Financial Statements for the year ended 
31 March 2020 as the above list does not include brought forward investments that were fully disposed of in the year.

Albion Venture Capital Trust PLC

25

 
 
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Portfolio of investments continued

                                                                                                                                                                 Opening                                   Total        Gain on 
                                                                                                                                                                  carrying       Disposal        realised       opening 
Fixed asset investment realisations during the year ended                                         Cost*            value      proceeds              gain            value 
31 March 2021                                                                                                                      £’000              £’000              £’000              £’000              £’000 

Disposals: 

Shinfield Lodge Care Limited                                                                                                            6,425           11,725           13,782              7,357              2,057 

Active Lives Care Limited                                                                                                                   4,810              7,713              8,571              3,761                 858 

Ryefield Court Care Limited                                                                                                              3,880              6,074              7,253              3,373              1,179 

G. Network Communications Limited                                                                                                228              1,236              1,281              1,053                   45 

Clear Review Limited                                                                                                                             384                 384                 801                 417                 417 

Loan stock repayments and other: 

Alto Prodotto Wind Limited                                                                                                                    39                   52                   52                   13                      – 

Dragon Hydro Limited                                                                                                                             12                   12                   12                      –                      – 

Greenenerco Limited                                                                                                                                  7                   10                   10                      3                      – 

Escrow adjustments** and other                                                                                                              –                      –                 121                 121                 121 

Total realisations                                                                                                                15,785          27,206          31,883          16,098            4,677 

* The cost includes the original cost from Albion Venture Capital Trust PLC and the carried over value on merger from Albion Prime VCT PLC as at 25 September 2012. 
**  These  comprise  fair  value  movements  on  deferred  consideration  on  previously  disposed  investments,  release  of  the  G.  Network  Communications  discount  which  is 
considered a financing transaction, and expenses which are incidental to the purchase or disposal of an investment. 

Total change in value of investments for the year                                                                                                                                                1,278 

Movement in loan stock accrued interest                                                                                                                                                                                          553 

Unrealised gains sub-total                                                                                                                                                                                          1,831 

Realised gains in current year                                                                                                                                                                                                           4,677 

Total gains on investments as per Income statement                                                                                                                                          6,508 

26

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Portfolio companies

Geographical locations

Portfolio of 35 companies 
employing over 1,200 people 
predominantly in the 
United Kingdom.

8 renewable energy 
companies generating 
approximately 24GWh 
per annum, capable of 
powering 7,400 typical 
households.

Albion Venture Capital Trust PLC

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Portfolio companies continued

The top ten portfolio companies by value are shown below.

1. Chonais River Hydro Limited 
Chonais Hydro is a 2MW hydropower scheme near 
Loch Carron in the Scottish Highlands. It is a run-of-
river scheme, taking water from a small river via an 
intake on the mountainside. The scheme is low visual 
impact  with  the  only  visible  components  being  a 
small  intake  and  a  powerhouse,  both  of  which  are 
built  using  local  material.  It  generates  enough 
electricity to power about 2,000 homes. It benefits 
from  inflation-protected  renewable  subsidies  for  a 
period of 20 years. The scheme was commissioned 
in 2014 and has been generating successfully since.

Filleted audited results:  year to 30 September 2019

£’000

Investment information

Net liabilities
Basis of valuation:

(114)
Third party valuation – discounted cash flow

Income recognised in the year
Total cost
Total valuation
Voting rights
Voting rights for all Albion managed companies

£’000 

276 
3,074 
4,271 
9.2% 
50.0%

2. Radnor House School (TopCo) 

Limited 

Radnor  House  operates  a 
co-educational 
independent  school  near  Sevenoaks,  Kent.  The 
school, which was acquired in 2015 as a turnaround 
opportunity,  is  now  growing  strongly  with  over 
450  children  on  the  roll  and  further  capacity  to 
expand.  Significant  further  investment  has  been 
made  into  the  schools's  facilities  to  enable  it  to 
deliver a personalised education experience to each 
student.  The  curriculum  and  co-curricular  activities 
are  designed  to  give  each  child  a  wide  range  of 
academic  and  other  skills  in  a  supportive  and 
nurturing environment. 

Website: www.radnorhouse.org 

Audited results: year to 31 August 2020
Turnover
EBITDA
Loss before tax
Net assets     
Basis of valuation

£’000
8,367
838
(408)
9,211
Third party valuation - earnings multiple

Investment information
Income recognised in the year
Total cost
Total valuation
Voting rights
Voting rights for all Albion managed companies

£’000 
– 
1,259 
2,173 
6.9% 
48.3%

28
28

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Portfolio companies continued

3. Gharagain River Hydro Limited 
Gharagain  River  Hydro  is  a  1MW  hydropower 
scheme near Loch Carron in the Scottish Highlands, 
about  3  miles  from  Chonais  Hydro.  It  is  a  run-of-
river  scheme  with  the  same  design  as  Chonais 
Hydro.  It  generates  enough  electricity  to  power 
about  1,000  homes.  It  benefits  from  inflation-
protected  renewable  subsidies  for  a  period  of 
20 years. The scheme was commissioned in 2014 
and has been generating successfully since. 

Filleted audited results:  
year to  
30 September 2019 £’000

Investment information

Net assets
Basis of valuation:

Income recognised in the year

179
Third  Total cost

party valuation –  Total valuation

discounted  Voting rights 

cash flow Voting rights for all Albion  

managed companies

£’000 

119 
1,363 
1,794 
11.5% 

50.0%

4. The Evewell (Harley Street) Limited 
The  Evewell  owns  and  operates  a  private  pay 
women’s health centre of excellence at 61 Harley 
Street focusing on fertility and IVF treatment but 
uniquely  also  covering  all  aspects  of  a  woman’s 
gynaecological health.

Filleted audited results:  
year to  
31 December 2019 £’000
Net liabilities
(2,655)
Basis of valuation:    Earnings  Total cost
Valuation
                                      multiple
Voting rights

Investment information
Income recognised in the year

                                                       Voting rights for all Albion  
                                                      managed companies 

£’000 
23 
863 
1,666 
6.0% 

40.0%

Website: www.evewell.com

Website: phrasee.co

5. Phrasee Limited 
Phrasee  provides  a  platform  that  uses  natural  language  generation  and  deep  learning  to  generate  brand 
optimised language, increasing engagement across the entire customer journey.  

Filleted audited results: year to 28 February 2020
Net assets
Basis of valuation

£’000
752
Revenue multiple

Investment information
Income recognised in the year
Total cost
Valuation
Voting rights
Voting rights for all Albion managed companies

£’000 
– 
538 
1,400 
2.3% 
17.4%

Albion Venture Capital Trust PLC

29

 
                                                     
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Portfolio companies continued

6. Threadneedle Software Holdings 

Limited (T/A Solidatus)  

Solidatus  was  developed  to  help  organisations 
understand how data flows through their systems by 
providing  data  lineage,  discovery  and  visualisation 
solutions. It aspires to be the company of reference 
helping organisations improve their data economy. 
The  company  already  counts  a  number  of  Tier  1 
financial institutions as customers, has relationships 
with Tier 1 consulting partners and is regarded as an 
industry figurehead.

Filleted audited results: year to 31 March 2020

£’000

Investment information

Net assets    
Basis of valuation

83
Cost and price of recent investment 
(reviewed for impairment or uplift)

Income recognised in the year
Total cost
Total valuation
Voting rights
Voting rights for all Albion managed companies

£’000 

– 
1,262 
1,262 
2.1% 
11.5%

Website: www.solidatus.com

7. Elliptic Enterprises Limited 
Elliptic  provides  Anti  Money  Laundering  services  to 
digital asset (DA) institutions, e.g. crypto exchanges 
and banks, enabling them to detect financial crime 
and  comply  with  emerging  regulations.  Elliptic  is 
considered  a  key  regulatory  partner  and  spends 
considerable time liaising and advising the FCA, SEC 
and other state and regional regulators globally.   

Website: www.elliptic.co

Audited results: year to 31 March 2020

£’000

Investment information

Net assets
Basis of valuation

15,083
Cost and price of recent investment 
(reviewed for impairment or uplift)

Income recognised in the year
Total cost
Total valuation
Voting rights
Voting rights for all Albion managed companies

£’000 

– 
1,244 
1,244 
1.6% 
6.7%

30

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Portfolio companies continued

8. The Street By Street Solar Programme Limited 
Street by Street owns and operates solar PV systems on circa 600 privately owned homes in England and Wales. 
It provides free and clean electricity to those homes, and benefits from inflation-protected renewable subsidies 
for a period of 20 to 25 years. Most of the PV systems were commissioned in 2011 and 2012.

Filleted audited results: year to 30 November 2019 
Net liabilities
Basis of valuation

£’000
(621)
Third party valuation – Discounted cash flow

Investment information
Income recognised in the year
Total cost
Total valuation 
Voting rights
Voting rights of all Albion managed companies

£’000 
72 
675 
1,178 
6.5% 
50.0%

Website: www.speechmatics.com 

Website: www.healios.org.uk 

10. Healios Limited 
Healios  is  an  online  platform  delivering  family 
centric psychological care primarily to children and 
adolescents.  The  Company  provides  assessment, 
treatment  and  early  intervention  for  a  variety  of 
mental health conditions. 

9. Cantab  Research  Limited 

(T/A 

Speechmatics) 

Speechmatics provides advanced speech recognition 
software.  Their  technology  can  automatically 
transcribe any voice or audio assets from any live or 
recorded media and convert it into text in real time 
with  leading  accuracy  across  a  wide  range  of 
languages.  The  software  can  be  deployed  using 
small  footprint  language  models,  which  allow  the 
speech  to  text  processing  to  be  performed  at  high 
accuracy both on premise and on device, as well as in 
the  cloud.  Albion  VCTs  invested  alongside  existing 
investors (IQ Capital and leading Cambridge angels) 
to accelerate growth.

Filleted unaudited results:  
year to  
31 December 2019 £’000

Investment information

Turnover
LBIDTA
Loss before tax
Net assets
Basis of 
valuation

4,349
(3,421)
(3,554)
5,999

Income recognised in the year
Total cost
Valuation
Voting rights

Cost and price  Voting rights for all Albion  
of recent  managed companies

investment
(reviewed for 
impairment or uplift)

£’000 

– 
1,144 
1,144 
2.8% 

11.1% 

Filleted unaudited results:  
year to  
31 December 2019 £’000
Net liabilities
(1,924)
Basis of             Cost and price  Total cost
valuation:                   of recent  Valuation
                                investment  Voting rights
      (reviewed for impairment  Voting rights for all Albion  
                                     or uplift) managed companies 

Investment information
Income recognised in the year

£’000 
– 
678 
1,017 
2.4% 

17.5%

Albion Venture Capital Trust PLC

31

 
 
261393 Albion Capital pp32-pp45.qxp  21/06/2021  18:14  Page 32

Directors’ report

The  Directors  submit  their  Annual  Report  and  the  audited 
Financial  Statements  on  the  affairs  of  Albion  Venture  Capital 
Trust  PLC  (the  “Company”)  for  the  year  ended  31  March  2021. 
The Statement of corporate governance on pages 38 to 42 forms 
a part of the Directors’ report. 

The Company operates a policy of buying back shares either for 
cancellation  or  for  holding  in  treasury.  Details  regarding  the 
current  buy-back  policy  can  be  found  on  page  8  of  the 
Chairman’s statement and details of share buybacks during the 
year can be found in note 15. 

BUSINESS REVIEW 
Principal activity and status 
The principal activity of the Company is that of a Venture Capital 
Trust.  It  has  been  approved  by  H.M.  Revenue  &  Customs 
(“HMRC”)  as  a  Venture  Capital  Trust  in  accordance  with  the 
Income  Tax  Act  2007  and,  in  the  opinion  of  the  Directors,  the 
Company has conducted its affairs so as to enable it to continue 
to  obtain  such  approval.  In  order  to  maintain  its  status  under 
Venture  Capital  Trust  legislation,  a  VCT  must  comply  on  a 
continuing  basis  with  the  provisions  of  Section  274  of  the 
Income Tax Act 2007 and further details of this can be found on 
page 33 of this Directors’ report.  

The Company is not a close company for taxation purposes and 
its  shares  are  premium  listed  on  the  official  list  of  the  London 
Stock Exchange. 

Under  current  tax  legislation,  shares  in  the  Company  provide 
tax-free  capital  growth  and  income  distribution,  in  addition  to 
the  income  and  capital  gains  tax  relief  some  investors  would 
have obtained when they invested in the original share offers. 

Capital structure 
Details  of  the  issued  share  capital,  together  with  details  of  the 
movements  in  the  Company’s  issued  share  capital  during  the 
year are shown in note 15. The Ordinary shares are designed for 
individuals  who  are  seeking,  over  the  long  term,  investment 
exposure to a diversified portfolio of unquoted investments. The 
investments are spread over a number of sectors, to produce a 
regular source of income, combined with the prospect of longer 
term capital growth.  

All  Ordinary  shares  (except  for  treasury  shares,  which  have  no 
right to dividend or voting rights) rank pari passu for voting rights 
and  each  Ordinary  share  is  entitled  to  one  vote.  There  are  no 
restrictions on the transfer of shares or on voting rights. 

Shareholders are entitled to receive dividends and the return of 
capital  on  winding  up  or  other  return  of  capital  based  on  the 
surpluses attributable to the shares. 

Issue and buy-back of Ordinary shares 
During  the  year  the  Company  issued  a  total  of  1,759,986 
Ordinary  shares  (2020:  17,771,277  Ordinary  shares),  of  which 
935,989  Ordinary  shares  (2020:  16,948,338  Ordinary  shares) 
were issued under the Albion VCTs Top Up Offers; and 823,997 
Ordinary  shares  (2020:  822,939  Ordinary  shares)  were  issued 
under the Dividend Reinvestment Scheme. 

32

Albion Venture Capital Trust PLC 

Substantial interests and shareholder profile 
As  at  31  March  2021  and  at  the  date  of  this  Report,  the 
Company  was  not  aware  of  any  shareholder  who  had  a 
beneficial  interest  exceeding  3  per  cent.  of  voting  rights.  There 
have been no disclosures in accordance with Disclosure Guidance 
and Transparency Rule 5 made to the Company during the year 
ended 31 March 2021, and to the date of this Report.  

Future developments of the business 
Details on the future developments of the business can be found 
on page 9 of the Chairman’s statement and on page 11 of the 
Strategic report.  

Results and dividends 
Detailed  information  on  the  results  and  dividends  for  the  year 
ended  31  March  2021  can  be  found  in  the  Strategic  report  on 
page 11. 

Going concern  
In accordance with the Guidance on Risk Management, Internal 
Control  and  Related  Financial  and  Business  Reporting  issued  by 
the  Financial  Reporting  Council  (“FRC’)  in  2014,  and  the 
subsequent  updated  Going  concern,  risk  and  viability  guidance 
issued  by  the  FRC  due  to  Covid-19  in  2020,  the  Board  has 
assessed  the  Company’s  operation  as  a  going  concern.  The 
Company has sufficient cash and liquid resources, its portfolio of 
investments  is  well  diversified  in  terms  of  sector,  and  the  major 
cash  outflows  of  the  Company  (namely  investments,  buy-backs 
and  dividends)  are  within  the  Company’s  control.  Cash  flow 
forecasts  are  discussed  quarterly  at  Board  level  with  regards  to 
going  concern.  The  cash  flow  forecasts  have  been  updated  and 
stress  tested  to  allow  for  the  ongoing  impact  of  Covid-19. 
Accordingly, after making diligent enquiries, the Directors have a 
reasonable  expectation  that  the  Company  has  adequate 
resources to continue in operational existence over a period of at 
least  twelve  months  from  the  date  of  approval  of  the  Financial 
Statements. For this reason, the Directors have adopted the going 
concern  basis  in  preparing  the  accounts.  The  Directors  do  not 
consider there to be any material uncertainty over going concern. 

The  Board’s  assessment  of  liquidity  risk  and  details  of  the 
Company’s policies for managing its capital and financial risks are 
shown  in  note  17.  The  Company’s  business  activities,  together 
with details of its performance are shown in the Strategic report 
and this Directors’ report. 

261393 Albion Capital pp32-pp45.qxp  21/06/2021  18:14  Page 33

Directors’ report continued

Post balance sheet events 
Details  of  events  that  have  occurred  since  31  March  2021  are 
shown in note 19. 

received State aid risk finance in its first seven years, or the 
company is entering a new market and a turnover test is 
satisfied;  

Principal risks and uncertainties 
A summary of the principal risks faced by the Company is set out 
on pages 18 to 20 of the Strategic report. 

10.      The Company’s investment in another company must not 
be used to acquire another business, or shares in another 
company; and 

VCT regulation 
The investment policy is designed to ensure that the Company 
continues to qualify and is approved as a VCT by HMRC. In order 
to  maintain  its  status  under  Venture  Capital  Trust  legislation,  a 
VCT  must  comply  on  a  continuing  basis  with  the  provisions  of 
Section 274 of the Income Tax Act 2007 as follows: 

1.        The Company’s income must be derived wholly or mainly 

from shares and securities; 

2.        At least 80% of the HMRC value of its investments must 
have  been  represented  throughout  the  year  by  shares  or 
securities that are classified as ‘qualifying holdings’; 

3.        At  least  70%  by  HMRC  value  of  its  total  qualifying 
holdings must have been represented throughout the year 
by holdings of ‘eligible shares’. Investments made before 
6  April  2018  from  funds  raised  before  6  April  2011  are 
excluded from this requirement; 

4.        At  least  30%  of  funds  raised  in  accounting  periods 
beginning  on  or  after  6  April  2018  must  be  invested  in 
qualifying  holdings  by  the  anniversary  of  the  end  of  the 
accounting period in which the funds were raised; 

5.        At  the  time  of  investment,  or  addition  to  an  investment, 
the Company’s holdings in any one company (other than 
another  VCT)  must  not  have  exceeded  15%  by  HMRC 
value of its investments; 

6.        The Company must not have retained greater than 15% 
of its income earned in the year from shares and securities; 

7.        The  Company’s  shares,  throughout  the  year,  must  have 

been listed on a regulated European market; 

8.        An  investment  in  any  company  must  not  cause  that 
company to receive more than £5 million in State aid risk 
finance in the 12 months up to the date of the investment, 
nor  more  than  £12  million  in  total  (the  limits  are 
£10 million and £20 million respectively for a ‘knowledge 
intensive’ company); 

9.        The Company must not invest in a company whose trade 
is more than seven years old (ten years for a ‘knowledge 
intensive’  company)  unless  the  company  previously 

11.      The  Company  may  only  make  qualifying  investments  or 
investments  permitted  by 

certain  non-qualifying 
Section 274 of the Income Tax Act 2007. 

These tests drive a spread of investment risk through preventing 
holdings  of  more  than  15%  by  HMRC  value  in  any  portfolio 
company.  The  tests  have  been  carried  out  and  independently 
reviewed for the year ended 31 March 2021. The Company has 
complied with all tests and continues to do so.  

‘Qualifying  holdings’  include  shares  or  securities  (including 
unsecured  loans  with  a  five  year  or  greater  maturity  period)  in 
companies which have a permanent establishment in the UK and 
operate  a  ‘qualifying  trade’  wholly  or  mainly  in  the  United 
Kingdom.  The  investment  must  bear  a  sufficient  level  of  risk  to 
meet a risk-to-capital condition. Eligible shares must comprise at 
least  10%  by  HMRC  value  of  the  total  of  the  shares  and 
securities that the Company holds in any one portfolio company. 
‘Qualifying  trade’  excludes,  amongst  other  sectors,  dealing  in 
property  or  shares  and  securities,  insurance,  banking  and 
agriculture.  Details  of  the  sectors  in  which  the  Company  is 
invested can be found in the pie chart on page 10. 

A  ‘knowledge  intensive’  company  is  one  which  is  carrying  out 
significant  amounts  of  R&D  from  which  the  greater  part  of  its 
business will be derived, or where those R&D activities are being 
carried out by staff with certain higher educational attainments. 

Portfolio  company  gross  assets  must  not  exceed  £15  million 
investment  and  £16  million 
immediately  prior  to  the 
immediately thereafter.  

On  31  March  2021,  the  HMRC  value  of  qualifying  investments 
(which includes a 12 month disregard for disposals) was 91.03% 
(2020: 99.90%). The Board continues to monitor this and all the 
VCT qualification requirements very carefully in order to ensure 
that  all  requirements  are  met  and  that  qualifying  investments 
comfortably  exceed  the  current  minimum  threshold,  which  is 
80% required for the Company to continue to benefit from VCT 
tax  status.  The  Board  and  Manager  are  confident  that  the 
qualifying requirements can be met during the course of the year 
ahead. 

Environment 
The  management  and  administration  of  the  Company  is 
undertaken by the Manager. Albion Capital Group LLP recognises 

Albion Venture Capital Trust PLC 

33

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Directors’ report continued

the  importance  of  its  environmental  responsibilities,  monitors  its 
impact on the environment, and designs and implements policies 
to  reduce  any  damage  that  might  be  caused  by  its  activities. 
Initiatives  designed  to  minimise  the  Company’s  impact  on  the 
environment include recycling, favouring digital over printing and 
reducing energy consumption. Further details can be found in the 
Environmental, Social, and Governance (“ESG”) section on page 17. 

Global greenhouse gas emissions 
The  Company  qualifies  as  a  low  energy  user  with  regards  to 
greenhouse  gas  emissions,  producing  less  than  40,000kWh  of 
energy, and therefore is not required to report emissions from the 
operations  of  the  Company,  nor  does  it  have  responsibility  for 
any other emissions producing sources under the Companies Act 
2006 (Strategic report and Directors’ reports) Regulations 2013, 
including  those  within  our  underlying  investment  portfolio. 
Therefore, the Company is outside of the scope of Streamlined 
Energy Carbon Reporting. 

Anti-bribery policy 
The Company has a zero tolerance approach to bribery, and will 
not tolerate bribery under any circumstances in any transaction 
the Company is involved in.  

Albion  Capital  Group  LLP  conducts  due  diligence  on  the 
anti-bribery policies and procedures of all portfolio companies.  

Anti-facilitation of tax evasion policy 
The Company has a zero tolerance approach with regards to the 
facilitation  of  criminal  tax  evasion  and  has  a  robust  risk 
assessment procedure in place to ensure compliance. The Board 
reviews this policy and the prevention procedures in place for all 
associates on a regular basis. 

Diversity 
The  Board  currently  consists  of  three  male  Directors  and  one 
female  Director.  The  Board’s  policy  on  the  recruitment  of  new 
directors  is  to  attract  a  range  of  backgrounds,  skills  and 
experience  and  to  ensure  that  appointments  are  made  on  the 
grounds of merit against clear and objective criteria and to bear 
in mind gender and other diversity within the Board. 

More  details  on  the  Directors  can  be  found  in  the  Board  of 
Directors section on page 22. 

Packaged Retail and Insurance-based Investment Products 
(“PRIIPs”)  
Investors should be aware that the PRIIPs Regulation requires the 
Manager,  as  PRIIP  manufacturer,  to  prepare  a  Key  Information 
Document (“KID”) in respect of the Company. This KID must be 
made available by the Manager to retail investors prior to them 
making  any  investment  decision  and  is  available  on  the 
Company's webpage on the Manager’s website. The Company is 

not  responsible  for  the  information  contained  in  the  KID  and 
investors should note that the procedures for calculating the risks, 
costs and potential returns are prescribed by the law. The figures 
in the KID may not reflect the expected returns for the Company 
and anticipated performance returns cannot be guaranteed. 

Alternative Investment Fund Managers Directive 
(“AIFMD”) 
Under  the  Alternative  Investment  Fund  Manager  Regulations 
2013 (as amended) the Company is a UK AIF and the Manager 
is a full scope UK AIFM. Ocorian Depositary (UK) Limited provides 
depositary services under the AIFMD. 

Material changes to information required to be made available 
to investors of the Company 
The  AIFMD  outlines  the  required  information  which  has  to  be 
made  available  to  investors  prior  to  investing  in  an  AIF  and 
directs that material changes to this information be disclosed in 
the Annual Report of the AIF. There were no material changes in 
the year. 

Assets of the Company subject to special arrangements arising 
from their illiquid nature 
There are no assets of the Company which are subject to special 
arrangements arising from their illiquid nature. 

Remuneration (unaudited) 
The  Manager  has  a  remuneration  policy  which  meets  the 
requirements of the AIFMD Remuneration Code and associated 
Financial Conduct Authority guidance. The remuneration policy 
together with the remuneration disclosures for the AIFM’s most 
recent reporting period are available on the Company’s webpage 
on the Manager’s website. 

Employees 
The  Company  is  managed  by  Albion  Capital  Group  LLP  and 
hence  has  no  employees.  The  Board  consists  solely  of 
non-executive  Directors,  who  are  considered  key  management 
personnel. 

Directors 
The  Directors  who  held  office  throughout  the  year,  and  their 
interests in the shares of the Company (together with those of 
their immediate family) are shown in the Directors’ remuneration 
report on page 44. 

Directors’ indemnity 
Each  Director  has  entered  into  a  Deed  of  Indemnity  with  the 
Company  which  indemnifies  each  Director,  subject  to  the 
provisions of the Companies Act 2006 and the limitations set out 
in each deed, against any liability arising out of any claim made 
against themselves in relation to the performance of their duties 
as a Director of the Company. A copy of each Deed of Indemnity 

34

Albion Venture Capital Trust PLC 

261393 Albion Capital pp32-pp45.qxp  21/06/2021  18:14  Page 35

Directors’ report continued 

entered into by the Company with each Director is available at 
the registered office of the Company. 

Re-election of Directors 
Directors’ re-election is subject to the Articles of Association and 
the UK Corporate Governance Code. The AIC Code recommends 
that  all  Directors  submit  themselves  for  re-election  annually, 
therefore  in  accordance  with  the  AIC  Code,  Richard  Glover, 
John  Kerr,  Ann  Berresford  and  Richard  Wilson  will  offer 
themselves for re-election.  

Advising ordinary retail investors 
The Company currently conducts its affairs so that its shares can 
be  recommended  by  financial  intermediaries  to  ordinary  retail 
investors  in  accordance  with  the  FCA’s  rules  in  relation  to 
non-mainstream investment products and intends to continue to 
do  so  for  the  foreseeable  future.  The  FCA’s  restrictions  which 
apply  to  non-mainstream  investment  products  do  not  apply  to 
the Company’s shares because they are shares in a VCT which, 
for  the  purposes  of  the  rules  relating  to  non-mainstream 
investment  products,  are  excluded  securities  and  may  be 
promoted to ordinary retail investors without restriction. 

Investment and co-investment 
The  Company  co-invests  with  other  Albion  Capital  Group  LLP 
managed  Venture  Capital  Trusts  and  funds.  Allocation  of 
investments is on the basis of an allocation agreement which is 
based,  inter  alia,  on  the  ratio  of  funds  available  for  investment 
and the HMRC VCT qualifying tests. 

Auditor 
The  Audit  Committee  annually  reviews  and  evaluates  the 
standard and quality of service provided by the Auditor, as well as 
value for money in the provision of these services. A resolution to 
re-appoint BDO LLP will be put to the Annual General Meeting. 

There  have  been  significant  changes  in  the  market  for  the 
provision of audit services, particularly for listed companies. As a 
result, there have been increases in the levels of audit fees being 
charged to listed companies and further pressure on fees is likely 
in  future  years.  The  Board  continues  to  believe  that  the 
Company’s  auditor  provides  a  good  and  competitively  priced 
service for the audit of the Company. 

Annual General Meeting 
The Annual General Meeting will be held at the registered office 
of the Company, 1 Benjamin Street, London, EC1M 5QL at noon 
on  7  September  2021.  The  Notice  of  the  Annual  General 
Meeting  is  at  the  end  of  this  document.  Details  of  the  special 
circumstances  for  this  year’s  AGM  can  be  found  in  the 
Chairman’s statement on pages 8 and 9. 

The proxy form enclosed with this Annual Report and Financial 
Statements permits shareholders to disclose votes ‘for’, ‘against’, 
and ‘withheld’. A ‘vote withheld’ is not a vote in law and will not 
be  counted  in  the  proportion  of  the  votes  for  and  against  the 
resolution.  Summary  of  proxies  lodged  at  the  Annual  General 
Meeting  will  be  published  at  www.albion.capital/funds/AAVC 
under the “Financial Reports and Circulars” section.  

The  ordinary  business  resolutions  1  to  9  includes  receiving  and 
adopting  the  Company’s  accounts,  to  approve  the  Directors’ 
remuneration  policy  and  report,  to  re-elect  all  Directors  and  to 
appoint  BDO  as  auditor  for  the  next  year  end  and  to  fix  their 
remuneration. 

Resolutions relating to the following items of special business will 
be  proposed  at  the  forthcoming  Annual  General  Meeting  for 
which shareholder approval is required in order to comply either 
with  the  Companies  Act  or  the  Listing  Rules  of  the  Financial 
Conduct Authority. 

Resolution numbers 9 to 11 replace the authorities given to the 
Directors at the Annual General Meeting in 2020. The authorities 
sought  at  the  forthcoming  Annual  General  Meeting  will  expire 
15 months from the date that the resolution is passed or at the 
conclusion of the next Annual General Meeting of the Company, 
whichever is earlier. 

Authority to allot shares 
Ordinary resolution number 9 will request the authority to allot 
up to an aggregate nominal amount of £233,099 representing 
approximately 20 per cent. of the issued Ordinary share capital 
of the Company as at the date of this Report. 

During  the  year,  Ordinary  shares  were  allotted  as  described  in 
detail in note 15. 

The  Directors’  current  intention  is  to  allot  shares  under  the 
Dividend  Reinvestment  Scheme  and  any  Albion  VCTs  Top  Up 
Offers. The Company currently holds 17,153,431 Ordinary shares 
in treasury which represents 14.7 per cent. of the total Ordinary 
share capital in issue as at 31 March 2021. 

Disapplication of pre-emption rights 
Special  resolution  number  10  will  request  the  authority  for  the 
Directors  to  allot  equity  securities  for  cash  without  first  being 
required  to  offer  such  securities  to  existing  members.  This  will 
include  the  sale  on  a  non  pre-emptive  basis  of  any  shares  the 
Company  holds  in  treasury  for  cash.  The  authority  relates  to  a 
maximum  aggregate  of  £233,099  of  the  nominal  value  of  the 
share  capital  representing  approximately  20  per  cent.  of  the 
issued Ordinary share capital of the Company as at the date of 
this report.  

Albion Venture Capital Trust PLC 

35

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Directors’ report continued

Purchase of own shares 
Special  resolution  number  11  will  request  the  authority  to 
purchase  a  maximum  of  17,470,774  shares  representing 
14.99 per cent. of the Company's issued Ordinary share capital 
at, or between, the minimum and maximum prices specified in 
resolution 11.  

Under the Companies Act 2006, the Company is only permitted to 
pay  dividends  and  to  make  buy-backs  from  its  accumulated 
distributable reserves. Therefore, the Board believes that increasing 
the distributable reserves is in the interests of shareholders. Details 
of these reserves are shown on page 53 of this Annual Report and 
Financial Statements. 

The Board believes that it is helpful for the Company to continue 
to  have  the  flexibility  to  buy  its  own  shares  and  this  resolution 
seeks authority from shareholders to do so.  

During the financial year under review, the Company purchased 
3,069,400 Ordinary shares for treasury representing 2.6 per cent. 
of  called  up  share  capital,  at  an  aggregate  consideration  of 
£2,043,000. No Ordinary shares were purchased for cancellation. 

Cancellation of share premium and capital redemption 
reserve 
Special resolution number 12 is a proposal by the Board to increase 
the Company’s distributable reserves by way of a reduction of the 
Company’s  share  premium  account  and  capital  redemption 
reserve, subject to shareholder approval and confirmation by the 
Court.  This  procedure  has  been  adopted  in  the  past  by  the 
Company  and 
investment 
companies.  

is  relatively  common  amongst 

The Company’s distributable reserves are used for the payment of 
dividends,  for  share  buy-backs  and  for  other  corporate  purposes. 
Subject  to  any  creditor  protection  demanded  by  the  Court  (see 
below), the proposed reduction of the share premium account and 
capital  redemption  reserve  will  create  additional  distributable 
reserves of greater than £40 million. 

The Company may reduce its share premium account and capital 
redemption reserve by obtaining the approval of shareholders by 
special  resolution.  If  the  special  resolution  is  approved  by 
shareholders, the Company will apply to the High Court for a Court 
Order and this is expected to take place later in the year. The Court 
may require the Company to protect the interests of the creditors 
of  the  Company  and  the  Company  can  confirm  that  it  will  seek 
approval from all creditors to this proposal. The main creditors as 
at the date of filing with the Court, will be the Manager and the 
Company’s  solicitors,  Bird  &  Bird  LLP.  Both  of  the  main  creditors 
have confirmed that they will consent to the proposed reduction. 

It is the Board’s policy to pay regular dividends to shareholders as 
the Directors believe that this is a key source of shareholder value. 
The Company also has a policy of buying back its own shares for 
cancellation or for holding as treasury shares, when such purposes 
are  considered  to  be  to  the  advantage  of  the  Company  and 
shareholders as a whole. These shares are purchased at a discount 
to net asset value which enhances the Company’s net asset value 
per share. 

36

Albion Venture Capital Trust PLC 

The Company’s share premium account represents the difference 
between  the  price  paid  for  shares  and  the  nominal  value  of  the 
shares,  less  issue  costs  and  transfers  to  special  reserve.  As  at 
31  March  2021,  the  amount  credited  to  the  Company’s  share 
premium account was £40,668,000. 

The Company’s capital redemption reserve accounts for amounts 
by  which  the  issued  share  capital  is  diminished  through  the 
repurchase and cancellation of the Company’s own shares. As at 
31  March  2021,  the  amount  credited  to  the  Company’s  capital 
redemption reserve was £7,000. 

The  Directors  believe  that  the  Company  should  increase  its 
distributable  reserves  by  cancelling  the  amount  standing  to  the 
credit  of  the  Company’s  share  premium  account  and  capital 
redemption reserve as at 6pm on the day before the date of the 
Final Hearing.  

Recommendation 
The Board believes that the passing of the resolutions above is in 
the  best  interests  of  the  Company  and  its  shareholders  as  a 
whole, and unanimously recommends that you vote in favour of 
these resolutions, as the Directors intend to do in respect of their 
own shareholdings. 

Disclosure of information to the Auditor 
In the case of the persons who are Directors of the Company at 
the date of approval of this report: 

•   so far as each of the Directors are aware, there is no relevant 
audit  information  of  which  the  Company’s  Auditor  is 
unaware; and 

•   each of the Directors has taken all the steps that they ought 
to have taken as a Director to make themselves aware of any 
relevant  audit 
information  and  to  establish  that  the 
Company’s Auditor is aware of that information. 

This disclosure is given and should be interpreted in accordance 
with the provisions of s418 of the Companies Act 2006. 

By Order of the Board 

Albion Capital Group LLP 
Company Secretary 
1 Benjamin Street 
London, EC1M 5QL 
21 June 2021 

261393 Albion Capital pp32-pp45.qxp  21/06/2021  18:14  Page 37

Statement of Directors’ responsibilities 

Website publication 
The Directors are responsible for ensuring the Annual Report and 
Financial Statements are made available on a website. Financial 
Statements  are  published  on  the  Company’s  webpage  on  the 
Manager’s  website 
in 
accordance with legislation in the United Kingdom governing the 
preparation  and  dissemination  of  Financial  Statements,  which 
may vary from legislation in other jurisdictions. The Company’s 
webpage is maintained on the Board’s behalf by the Manager. 

(www.albion.capital/funds/AAVC) 

Directors’ responsibilities pursuant to Disclosure Guidance 
and Transparency Rule 4 of the UK Listing Authority 
The Directors confirm to the best of their knowledge: 

•   The Financial Statements have been prepared in accordance 
with  UK  GAAP  and  give  a  true  and  fair  view  of  the  assets, 
liabilities, financial position and profit of the Company. 

•   The Annual Report includes a fair review of the development 
and performance of the business and the financial position of 
the Company, together with a description of the principal risks 
and uncertainties that it faces. 

For and on behalf of the Board 

Richard Glover 
Chairman 
21 June 2021 

The  Directors  are  responsible  for  preparing  the  Annual  Report 
and Financial Statements in accordance with applicable law and 
regulations.  

Company  law  requires  the  Directors  to  prepare  Financial 
Statements for each financial year. Under that law the Directors 
have elected to prepare the Company’s Financial Statements in 
accordance  with  United  Kingdom  Generally  Accepted 
Accounting  Practice  (“UK  GAAP”)  (United  Kingdom  Accounting 
Standards and applicable law). Under company law the Directors 
must  not  approve  the  Financial  Statements  unless  they  are 
satisfied that they give a true and fair view of the state of affairs 
of the Company and of the profit or loss for the Company for that 
period. 

In  preparing  these  Financial  Statements,  the  Directors  are 
required to: 

•   select  suitable  accounting  policies  and  then  apply  them 

consistently; 

•   make  judgements  and  accounting  estimates  that  are 

reasonable and prudent; 

•   state whether they have been prepared in accordance with UK 
GAAP  subject  to  any  material  departures  disclosed  and 
explained in the Financial Statements; and  

•   prepare  a  Directors’  report,  a  Strategic  report  and  Directors’ 
remuneration  report  which  comply  with  the  requirements  of 
the Companies Act 2006. 

The  Directors  are  responsible  for  keeping  adequate  accounting 
records  that  are  sufficient  to  show  and  explain  the  Company’s 
transactions and disclose with reasonable accuracy at any time 
the  financial  position  of  the  Company  and  enable  them  to 
ensure  that  the  Financial  Statements  comply  with  the 
Companies Act 2006. They are also responsible for safeguarding 
the assets of the Company and hence for taking reasonable steps 
for the prevention and detection of fraud and other irregularities.  

The Directors are responsible for ensuring that the Annual Report 
and  Financial  Statements,  taken  as  a  whole,  are  fair,  balanced, 
and  understandable  and  provide  the  information  necessary  for 
shareholders  to  assess  the  Company’s  position,  performance, 
business model and strategy.  

Albion Venture Capital Trust PLC 

37

 
 
 
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Statement of corporate governance

Background 
The Financial Conduct Authority requires all companies listed on 
a  regulated  market  to  disclose  how  they  have  applied  the 
principles and complied with the provisions of the UK Corporate 
Governance Code (the “Code”) issued by the Financial Reporting 
Council (“FRC”) in 2018.  

The Board has considered the Principles and Provisions of the AIC 
Code  of  Corporate  Governance  (“AIC  Code”).  The  AIC  Code 
addresses the Principles and Provisions set out in the Code, as well 
as setting out additional Provisions on issues that are of specific 
relevance  to  the  Company  and  other  investment  companies. 
Closed-ended  investment  companies  have  particular  factors 
which  have  an  impact  on  their  governance  arrangements, 
principally  from  four  features:  outsourcing  their  day  to  day 
activities  to  external  service  providers  and  being  governed  by 
boards  of  non-executive  directors;  the  importance  of  the 
Manager  in  the  outsourcing  compared  to  a  typical  supplier; 
having no executive directors or employees and consequently no 
executive  remuneration  packages;  and  no  customers  in  the 
traditional sense, only shareholders.  

The  AIC  Code  requires  that  all  Directors  submit  themselves  for 
re-election annually, therefore in accordance with the AIC Code, 
Richard Glover, John Kerr, Ann Berresford and Richard Wilson will 
offer  themselves  for  re-election  at  the  forthcoming  Annual 
General Meeting. 

The  Directors  have  a  range  of  business  and  financial  skills, 
including serving on the boards of other investment companies, 
which  are  relevant  to  the  Company;  these  are  described  in  the 
Board of Directors section of this Report, on page 22. All of the 
Directors have demonstrated that they have sufficient time, skill 
and experience to acquit their Board responsibilities and to work 
together effectively. Directors are provided with key information 
on the Company’s activities, including regulatory and statutory 
requirements, and internal controls, by the Manager. The Board 
has access to secretarial advice and compliance services by the 
Manager, who is responsible for ensuring that Board procedures 
are  followed  and  applicable  procedures  complied  with.  All 
Directors  are  able  to  take  independent  professional  advice  in 
furtherance  of  their  duties  if  necessary.  The  Company  has  in 
place Directors’ & Officers’ Liability Insurance. 

The  Board  considers  that  reporting  against  the  Principles  and 
Provisions of the AIC Code, which has been endorsed by the FRC, 
provides  more  relevant  information  to  shareholders.  The 
Company has complied with the Principles and Provisions of the 
AIC Code.  

The  Directors  have  considered  diversity  in  relation  to  the 
composition  of  the  Board  and  have  concluded  that  its 
membership is diverse in relation to experience and balance of 
skills. Further details on the recruitment of new directors can be 
found in the Nomination Committee section on page 41. 

The AIC Code is available on the AIC website (www.theaic.co.uk). 
It  includes  an  explanation  of  how  the  AIC  Code  adapts  the 
Principles  and  Provisions  set  out  in  the  Code  to  make  them 
relevant for investment companies. 

Board of Directors 
The  Board  consists  solely  of 
independent  non-executive 
Directors. Richard Glover is the Chairman, Ann Berresford is the 
Senior  Independent  Director  and  John  Kerr  is  Chairman  of  the 
Audit Committee. All Directors are non-executive and day-to-day 
management responsibilities are sub-contracted to the Manager. 
The  Board  will  continue  to  act  independently  of  the  Manager 
and the Directors consider that the size of the Board is adequate 
to meet the Company’s future needs. 

The Board does not have a policy of limiting the tenure of any 
Director as the Board does not consider that a Director’s length 
of  service  reduces  their  ability  to  act  independently  of  the 
Manager.  As  such,  John  Kerr  who  has  been  a  Director  of  the 
Company  for  more  than  nine  years,  is  still  considered  to  be  an 
independent  Director  and  the  Board  continues  to  benefit  from 
his experience of the Company. 

The Board met four times during the year as part of its regular 
programme  of  quarterly  Board  meetings.  Two  additional 
meetings  took  place  during  the  year.  The  first  to  discuss  the 
effect of the coronavirus (Covid-19) pandemic on the Company’s 
portfolio  in  April  2020  and  the  second  to  conduct  a  strategic 
review of the Company following the disposal of the care homes 
as  outlined  in  the  Chairman’s  statement.  In  addition,  and  in 
accordance  with  best  practice,  a  further  meeting  took  place 
without  the  Manager  present.  All  Directors  attended  all 
meetings.  A  sub-committee  comprising  at  least  two  Directors 
met  during  the  year  to  allot  shares  issued  under  the  Dividend 
Reinvestment  Scheme  and  the  Albion  VCTs  Prospectus  Top  Up 
Offers 2019/20. 

The  Chairman  ensures  that  all  Directors  receive,  in  a  timely 
manner,  all  relevant  management,  regulatory  and  financial 
information.  The  Board  receives  and  considers  reports  regularly 
from the Manager and other key advisers, and ad hoc reports and 
information are supplied to the Board as required. The Board has 
a formal schedule of matters reserved for it and the agreement 
between the Company and its Manager sets out the matters over 
which the Manager has authority and limits beyond which Board 
approval must be sought.

38

Albion Venture Capital Trust PLC 

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Statement of corporate governance 

continued 

The  Manager  has  authority  over  the  management  of  the 
investment  portfolio,  the  organisation  of  custodial  services, 
accounting,  secretarial  and  administrative  services.  The  main 
issues reserved for the Board include: 

•   the  appointment,  evaluation,  removal  and  remuneration  of 

the Manager; 

•   the  consideration  and  approval  of  future  developments  or 
changes  to  the  investment  policy,  including  risk  and  asset 
allocation; 

•   consideration of corporate strategy and corporate events that 

arise; 

•   application  of  the  principles  of  the  AIC  Code,  corporate 

governance and internal control; 

•   review  of  sub-committee  recommendations,  including  the 
recommendation  to  shareholders  for  the  appointment  and 
remuneration of the Auditor; 

•   approving  the  Annual  Report  and  Financial  Statements,  the 
Half-yearly  Financial  Report,  the  Interim  Management 
Statements (which the Company will continue to publish), net 
asset  value  updates  (where  required),  and  the  associated 
announcements; 

•   approval of the dividend policy and payments of appropriate 

dividends to shareholders; 

•   the performance of the Company, including monitoring of the 

discount of share price to the net asset value;  

•   share buy-back and treasury share policies; 

•   participation in dividend re-investment schemes and Top Up 

Offers; and 

•   monitoring  shareholder  profile  and  considering  shareholder 

communications. 

It is the responsibility of the Board to present an Annual Report 
and  Financial  Statements  that  are  fair,  balanced  and 
understandable,  which  provides  the  information  necessary  for 
shareholders  to  assess  the  position,  performance,  strategy  and 
business model of the Company. 

Committees’ and Directors’ performance evaluation 
Performance  of  the  Board  and  the  Directors  is  assessed  on  the 
following: 

•   attendance at Board and Committee meetings; 

•   the contribution made by individual Directors at, and outside 

of, Board and Committee meetings; and 

•   completion  of  a  detailed  internal  assessment  process  and 
annual performance evaluation conducted by the Chairman. 

The Senior Independent Director reviews the Chairman’s annual 
performance evaluation. 

The evaluation process has consistently identified that the Board 
works well together and has the right balance of skills, experience, 
independence  and  knowledge  of  the  Company  amongst  the 
Directors.  Diversity  within  the  Board  is  achieved  through  the 
appointment of directors with different backgrounds and skills.  

Directors  are  offered  training,  both  at  the  time  of  joining  the 
Board  and  on  other  occasions  where  required.  The  Directors 
attend  external  courses  and  industry  events  which  provides 
further  experience  to  help  them  fulfil  their  responsibilities.  The 
Board  also  undertakes  a  proper  and  thorough  evaluation  of  its 
committees on an annual basis. 

In  light  of  the  performance  of  the  individual  Directors  and  the 
structured performance evaluation, Richard Glover, John Kerr, Ann 
Berresford  and  Richard  Wilson,  are  considered  to  be  effective 
Directors  who  demonstrate  strong  commitment  to  the  role.  The 
Board  believes  it  to  be  in  the  best  interest  of  the  Company  to 
re-appoint  these  Directors  at  the  forthcoming  Annual  General 
Meeting and has nominated them for re-election accordingly. For 
more  details  on  the  specific  background,  skills  and  experience  of 
each  Director,  please  see  the  Board  of  Directors  section  on 
page 22. 

Remuneration Committee 
Ann Berresford is Chairman of the Remuneration Committee and 
all  of  the  Directors  are  members  of  this  Committee.  The 
Committee  meets  once  a  year  and  held  one  formal  meeting 
during the year which was attended by all the members of the 
Committee at the time the meeting was held. 

The terms of reference for the Remuneration Committee can be 
found  on  the  Company’s  webpage  on  the  Manager’s  website 
at  www.albion.capital/funds/AAVC  under  the  “Corporate 
Governance” section. 

Audit Committee 
John Kerr is Chairman of the Audit Committee and all Directors 
are  members  of  this  Committee.  In  accordance  with  the  AIC 
Code, members of the Audit Committee have recent and relevant 
financial experience, as well as experience relevant to the sector. 
Given the size of the Board and the complexity of the business, 
Richard Glover is both Chairman of the Board and a member of 
the Audit Committee as his background, skills and experience are 
relevant  for  the  Committee’s  responsibilities.  The  Committee 
met  twice  during  the  year  ended  31  March  2021,  which  were 
fully attended by all the members of the Committee. 

Written  terms  of  reference  have  been  constituted  for  the  Audit 
Committee and can be found on the Company’s webpage on the 
Manager’s website at www.albion.capital/funds/AAVC under the 
“Corporate Governance” section.

Albion Venture Capital Trust PLC 

39

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Statement of corporate governance 

continued 

During  the  year  under  review,  the  Committee  discharged  its 
responsibilities including: 

•   formally  reviewing  the  Annual  Report  and  Financial 
Statements  and  the  Half-yearly  Financial  Report,  with 
particular  focus  on  the  main  areas  requiring  judgement  and 
on critical accounting policies; 

•   reviewing the effectiveness of the internal controls system and 
examination of the Internal Controls Report produced by the 
Manager; 

•   meeting  with  the  external  Auditor  and  reviewing  their 

findings;  

•   reviewing  the  performance  of  the  Manager  and  making 
recommendations  regarding  their  re-appointment  to  the 
Board; 

•   highlighting  the  key  risks  and  specific  issues  relating  to  the 
Financial  Statements 
including  the  reasonableness  of 
valuations,  compliance  with  accounting  standards  and  UK 
law, corporate governance and listing and disclosure rules as 
well  as  going  concern  and  viability  statements.  These  issues 
were  addressed  through  detailed  review,  discussion  and 
challenge  by  the  Board  of  these  matters,  as  well  as  by 
reference to underlying technical information to back up the 
discussions. Taking into account risk factors that impact on the 
Company  both  as  reflected  in  the  annual  accounts  and  in  a 
detailed risk matrix, both of which are reviewed periodically in 
detail, including in the context of emerging risks;  

•   advising  the  Board  on  whether  the  Annual  Report  and 
Financial Statements, taken as a whole, is fair, balanced and 
understandable  and  provides  the  information  necessary  for 
shareholders to assess the Company’s position, performance, 
business model and strategy; and 

•   reporting  to  the  Board  on  how  it  has  discharged  its 

responsibilities. 

The  Board,  and  particularly  the  Audit  Committee,  monitors 
closely  developments  in  the  provision  of  audit  services  and  is 
aware that the costs of rendering audit services from most audit 
firms  are  increasing  significantly,  with  more  pressure  on  those 
firms  who  provide  services  to  listed  companies  and  for  those 
companies  operating  in  a  regulated  environment.  The  Board  is 
satisfied  from  discussions  with  the  current  audit  firm  and  from 
scrutiny of what is happening elsewhere, that BDO continues to 
provide the Company with an independent and expert review of 
its  financial  reporting  from  an  audit  firm  with  significant 
experience  in  the  sector  and  on  a  competitive  fee  base  for  the 
work required in reporting on an extensive portfolio of unquoted 
investments. 

The  Committee  also  examines  going  concern  and  viability 
statements, using financial projections provided by the Manager 
on  the  Company  and  by  examining  the  liquidity  in  the 
Company’s portfolio, including cash and realisable investments, 
the committed costs of the Company and where liquidity might 
be found if required. The Audit Committee also receives regular 
reports on compliance with VCT status, which is subject to various 
internal  controls  and  external  review  when 
investment 
commitments are made. 

Financial Statements 
The Audit Committee has initial responsibility for reviewing the 
Financial Statements and reporting on any significant issues that 
arise  in  relation  to  the  audit  of  the  Financial  Statements  as 
outlined below. The Audit Committee considered whether these 
issues  were  properly  considered  at  the  planning  stage  of  the 
audit  and  the  issues  were  discussed  with  the  external  Auditor 
prior to the completion of the audit of the Financial Statements. 
No major conflicts arose between the Audit Committee and the 
external Auditor in respect of their work during the period. 

The  key  accounting  and  reporting  issues  considered  by  the 
Committee were: 

The valuation of the Company’s investments 
Valuations  of  investments  are  prepared  by  the  Manager.  The 
Audit Committee reviewed the estimates and judgements made 
in relation to these investments and were satisfied that they were 
appropriate. The Audit Committee also discussed the controls in 
place  over  the  valuation  of  investments.  The  Committee 
recommended investment valuations to the Board for approval.  

Revenue recognition 
The  revenue  generated  from  loan  stock  interest  and  dividend 
income has been considered by the Audit Committee as part of 
its review of the Annual Report as well as a quarterly review of the 
management  accounts  prepared  by  the  Manager.  The  Audit 
Committee  has  considered  the  controls  in  place  over  revenue 
recognition  to  ensure  that  amounts  received  are  in  line  with 
expectation and budget.  

Following  detailed  reviews  of  the  Annual  Report  and  Financial 
Statements and consideration of the key areas of risk identified, 
the  Board  as  a  whole  have  concluded  that  the  Financial 
Statements are fair, balanced and understandable and that they 
provide the information necessary for shareholders to assess the 
Company’s position, performance, business model and strategy. 

Relationship with the External Auditor 
The  Audit  Committee  reviews  the  performance  and  continued 
suitability of the Company’s external Auditor on an annual basis. 
They  assess  the  external  Auditor’s  independence,  qualification, 
extent of relevant experience, effectiveness of audit procedures 

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Statement of corporate governance 

continued 

as well as the robustness of their quality assurance procedures. In 
advance  of  each  audit,  the  Committee  obtains  confirmation 
from the external Auditor that they are independent and of the 
level  of  non-audit  fees  earned  by  them  and  their  affiliates.  No 
non-audit services were provided during the financial year ended 
31 March 2021. 

As part of its work, the Audit Committee has undertaken a formal 
evaluation of the external Auditor against the following criteria; 

–    Qualification 

–    Expertise 

–    Resources 

–    Effectiveness 

–    Independence 

–    Leadership 

In order to form a view of the effectiveness of the external audit 
process, the Committee took into account information from the 
Manager regarding the audit process, the formal documentation 
issued  to  the  Audit  Committee  and  the  Board  by  the  external 
Auditor regarding the external audit for the year ended 31 March 
2021, and assessments made by individual Directors. 

In 2017 the Audit Committee undertook a tendering exercise for 
the provision of audit services. As a result of this process, BDO LLP 
was retained as Auditor. BDO first acted as Auditor for the year 
ended 31 March 2008 and this will be year 14 of their tenure. In 
order  to  safeguard  the  quality  of  the  audit  team,  the  audit 
engagement partner is rotated every five years. This year is the 
first  year  that  Peter  Smith  has  acted  as  audit  engagement 
partner  and  rotation  will  take  place  before  the  year  ended 
31  March  2026.  The  Audit  Committee  annually  reviews  and 
evaluates  the  standard  and  quality  of  service  provided  by  the 
Auditor,  as  well  as  value  for  money  in  the  provision  of  these 
services.  

Nomination Committee 
The Nomination Committee consists of all Directors, with Richard 
Glover as Chairman. 

The  Board’s  policy  on  the  recruitment  of  new  directors  is  to 
attract  a  range  of  backgrounds,  skills  and  experience  and  to 
ensure  that  appointments  are  made  on  the  grounds  of  merit 
against clear and objective criteria and bear in mind gender and 
other diversity within the Board. The Board is also mindful of the 
importance  of  creating  good  working  relationships  within  the 
Board  and  with  external  agents.  The  Nomination  Committee 
reviews succession planning regularly which includes considering 
tenure of existing Board members and any potential skills gaps 
that  might  need  to  be  addressed  when  Board  membership 
changes. 

The Nomination Committee held one formal meeting during the 
year,  which  was  fully  attended  by  all  the  members  of  the 
Committee at the time the meeting was held. 

The  terms  of  reference  for  the  Nomination  Committee  can  be 
found on the Company’s webpage on the Manager’s website at 
www.albion.capital/funds/AAVC 
Corporate 
Governance section. 

under 

the 

Internal control 
In accordance with the AIC Code, the Board has an established 
process for identifying, evaluating and managing the significant 
risks  faced  by  the  Company.  This  process  has  been  in  place 
throughout  the  year  and  continues  to  be  subject  to  regular 
review by the Board in accordance with the FRC guidance “Risk 
Management,  Internal  Control  and  Related  Financial  and 
Business Reporting”. The Board is responsible for the Company’s 
system  of  internal  control  and  for  reviewing  its  effectiveness. 
However,  such  a  system  is  designed  to  manage,  rather  than 
eliminate the risks of failure to achieve the Company’s business 
objectives  and  can  only  provide  reasonable  and  not  absolute 
assurance against material misstatement or loss. 

The  Audit  Committee  also  has  an  annual  meeting  with  the 
external  Auditor,  without  the  Manager  present,  at  which 
pertinent  questions  are  asked  to  help  the  Audit  Committee 
determine if the Auditor’s skills and approach to the annual audit 
and issues that arise during the course of the audit match all the 
relevant  and  appropriate  criteria  for  the  audit  to  have  been  an 
effective  and  objective  review  of  the  Company’s  year-end 
reporting. 

Based  on  the  assurance  obtained,  the  Audit  Committee 
recommended to the Board a resolution to re-appoint BDO LLP 
as Auditor at the forthcoming Annual General Meeting. 

The  Board,  assisted  by  the  Audit  Committee,  monitors  all 
controls, 
including  financial,  operational  and  compliance 
controls,  and  risk  management.  The  Audit  Committee  receives 
each  year  from  the  Manager  a  formal  report,  which  details  the 
steps taken to monitor the areas of risk, including those that are 
not directly the responsibility of the Manager, and which reports 
the details of any known internal control failures. Steps continue 
to  be  taken  to  embed  the  system  of  internal  control  and  risk 
management  into  the  operations  and  culture  of  the  Company 
and  its  key  suppliers,  and  to  deal  with  areas  of  improvement 
which  come  to  the  Manager’s  and  the  Audit  Committee’s 
attention. 

Albion Venture Capital Trust PLC 

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Statement of corporate governance 

continued 

The  Board,  through  the  Audit  Committee,  has  performed  a 
specific  assessment  for  the  purpose  of  this  Annual  Report.  This 
assessment  considers  all  significant  aspects  of  internal  control 
arising during the year. The Audit Committee assists the Board in 
discharging its review responsibilities. 

The main features of the internal control system with respect to 
financial reporting, implemented throughout the year are: 

Capital structure and Articles of Association 
Details  regarding  the  Company’s  capital  structure,  substantial 
interests  and  Directors’  powers  to  buy  and  issue  shares  are 
detailed in full on pages 32 and 36 of the Directors’ report. The 
Company  is  not  party  to  any  significant  agreements  that  may 
take  effect,  alter  or  terminate  upon  a  change  of  control  of  the 
Company following a takeover bid. 

•   segregation of duties between the preparation of valuations 

and recording into accounting records; 

•   independent  third  party  valuations  of  the  majority  of  the 
asset-based  investments  within  the  portfolio  are  undertaken 
annually; 

•   reviews  of  valuations  are  carried  out  by  the  Valuation 
Committee and reviews of financial reports are carried out by 
the operations partner of Albion Capital Group LLP; 

•   bank  reconciliations  are  carried  out  monthly,  and  stock 
reconciliations are carried out six-monthly, by the Manager; 

•   all published financial reports are reviewed by Albion Capital 

Group LLP’s compliance department; 

•   the Board reviews financial information; and 

•   a  separate  Audit  Committee  of  the  Board  reviews  published 

financial information. 

During  the  year,  as  the  Board  has  delegated  the  investment 
management  and  administration  to  Albion  Capital  Group  LLP, 
the Board feels that it is not necessary to have its own internal 
audit  function.  Instead,  the  Board  has  access  to  PKF  Littlejohn 
LLP,  which,  as  internal  auditor  for  Albion  Capital  Group  LLP, 
undertakes periodic examination of the business processes and 
controls  environment  at  Albion  Capital  Group  LLP,  and  ensures 
that  any  recommendations  to  implement  improvements  in 
controls  are  carried  out.  During  the  year,  the  Board  reviewed 
internal  audit  reports  prepared  by  PKF  Littlejohn  LLP,  and  have 
access to the internal audit partner of PKF Littlejohn LLP.  

In  addition  to  this,  Ocorian  Depositary  (UK)  Limited,  the 
Company’s external Depositary, provides cash monitoring, asset 
verification, and oversight services to the Company and reports 
to  the  Board  on  a  quarterly  basis.  The  Board  and  the  Audit 
Committee will continue to monitor its system of internal control 
in order to provide assurance that it operates as intended.  

Conflicts of interest 
Directors  review  the  disclosure  of  conflicts  of  interest  annually, 
with any changes reviewed and noted at the beginning of each 
Board meeting. A Director who has conflicts of interest has two 
independent Directors authorise those conflicts, and is excluded 
from  discussions  or  decisions  regarding  those  conflicts. 
Procedures  to  disclose  and  authorise  conflicts  of  interest  have 
been adhered to throughout the year. 

42

Albion Venture Capital Trust PLC 

Any amendments to the Company’s Articles of Association are 
by  way  of  a  special  resolution  subject  to  ratification  by 
shareholders. 

Relationships with shareholders 
The  Company’s  Annual  General  Meeting  is  on  7  September 
2021, which typically includes a presentation from the Manager 
on the portfolio and on the Company, and a presentation from a 
portfolio  company,  however,  please  see  the  Chairman's 
statement on pages 8 and 9 for further information relating to 
special circumstances for this year’s Meeting. 

Shareholders  and  financial  advisers  are  able  to  obtain 
information  on  holdings  and  performance  using  the  contact 
details provided on page 2.  

The  Company’s  share  buy-back  programme  operates  in  the 
market through brokers. In order to sell shares, as they are quoted 
on  the  London  Stock  Exchange,  investors  should  approach  a 
broker  to  undertake  the  sale.  Banks  may  be  able  to  assist 
shareholders  with  a  referral  to  a  broker  within  their  banking 
group. More information on share buy-backs can be found in the 
Chairman's statement on page 8. 

Statement of compliance 
The  Directors  consider  that  the  Company  has  complied 
throughout the year ended 31 March 2021 with all the relevant 
provisions set out in the AIC Code issued in 2019. By reporting 
against the AIC Code, the Board are meeting their obligations in 
relation  to  the  2018  UK  Corporate  Governance  Code  (and 
associated disclosure requirements under paragraph 9.8.6 of the 
Listing  Rules).  The  Directors  also  consider  that  they  are 
complying  with  their  statutory  responsibilities  and  other 
regulatory provisions which have a bearing on the Company. 

For and on behalf of the Board 

Richard Glover 
Chairman 
21 June 2021 

 
 
 
261393 Albion Capital pp32-pp45.qxp  21/06/2021  18:14  Page 43

Directors’ remuneration report

The  AIC  Code  requires  that  all  Directors  submit  themselves  for 
re-election annually, therefore in accordance with the AIC Code, 
Richard Glover, John Kerr, Ann Berresford and Richard Wilson will 
offer  themselves  for  re-election  at  the  forthcoming  Annual 
General Meeting. 

None of the Directors have a service contract with the Company, 
and as such there is no policy on termination payments. There is 
no notice period and no payments for loss of office were made 
during  the  period.  On  being  appointed  to  the  Board,  Directors 
receive a letter from the Company setting out the terms of their 
appointment  and  their  specific  duties  and  responsibilities.  The 
Company has no employees other than the Directors.  

Shareholders’  views  in  respect  of  Directors’  remuneration  are 
regarded  highly  and  the  Board  encourages  Shareholders’  to 
communicate  their  thoughts  to  the  Board,  which  it  takes  into 
account  where  appropriate  when  formulating  its  policy.  At  the 
last  Annual  General  Meeting,  94.2%  of  shareholders  voted  for 
the  resolution  approving  the  Directors’  remuneration  report, 
5.8%  of  shareholders  voted  against  the  resolution  and  of  the 
total  votes  cast,  170,580  were  withheld  (being  0.2%  of  total 
voting rights), which shows significant shareholder support. 

Annual report on remuneration 
The  remuneration  of  individual  Directors’  is  determined  by  the 
Remuneration Committee within the framework set by the Board. 
The Committee meets at least once a year and met once during 
the  year  under  review  with  full  attendance  from  all  of  its 
members.  

It is responsible for reviewing the remuneration of the Directors 
and the Company’s remuneration policy to ensure that it reflects 
the  duties,  responsibilities  and  value  of  time  spent  by  the 
Directors  on  the  business  of  the  Company  and  makes 
recommendations to the Board accordingly. 

Introduction 
This  report  is  submitted  in  accordance  with  Section  420  of  the 
Companies Act 2006 and describes how the Board has applied 
the principles relating to the Directors’ remuneration.  

An  ordinary  resolution  will  be  proposed  at  the  Annual  General 
Meeting of the Company to be held on 7 September 2021 for the 
approval of the Directors’ remuneration report as set out below. 

The current Remuneration Policy was approved by shareholders 
(95.0%  of  shareholders  voted  for  the  resolution,  5.0%  voted 
against the resolution, and of the total votes cast, 208,709 votes 
were withheld (being 0.2% of total voting rights)) at the Annual 
General  Meeting  held  on  19  August  2020  and  will  remain  in 
place for a three year period. It will next be put to shareholders at 
the 2023 AGM. 

The  Company’s  independent  Auditor,  BDO  LLP,  is  required  to 
give its opinion on certain information included in this report, as 
indicated  below.  The  Auditor’s  opinion  is  included  in  the 
Independent Auditor’s Report. 

Annual statement from the Chairman of the Remuneration 
Committee 
The Remuneration Committee comprises all of the Directors with 
Ann Berresford as Chairman. 

The Remuneration Committee met after the year end to review 
Directors’  responsibilities  and  fees  against  the  market  and 
concluded that the current level of remuneration, which was last 
increased for the Chairman in 2019, and for all other Directors in 
2015, remained appropriate and so proposed no increase for the 
forthcoming year. 

Directors’ remuneration policy 
The  Company’s  policy  is  that  fees  payable  to  non-executive 
Directors should reflect their expertise, responsibilities and time 
spent  on  Company  matters.  In  determining  the  level  of 
non-executive remuneration, market equivalents are considered 
in comparison to the overall activities and size of the Company. 
There  is  no  performance  related  pay  criteria  applicable  to 
non-executive Directors.  

The  current  maximum 
level  of  non-executive  Directors’ 
remuneration is £150,000 per annum in aggregate which is fixed 
by the Company’s Articles of Association, changes to which are 
made by ordinary resolution. 

Albion Venture Capital Trust PLC 

43

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Directors’ remuneration report continued 

Directors’ remuneration 
The following items have been audited. 

The following table shows an analysis of the total fixed remuneration of individual Directors, exclusive of National Insurance: 

Richard Glover

John Kerr

Ann Berresford 

Richard Wilson (appointed 1 May 2020)

Ebbe Dinesen (retired 1 August 2019)

Jeff Warren (passed away 6 January 2020)

Year ended
31 March
2021
£’000

Year ended 

31 March                      Percentage 
2020                             change 
£’000                                  % 

27

24

22

20

–

–

93

26                                    3.8 

24                                       – 

22                                       – 

–                                  N/A 

7                                  N/A 

18                                  N/A 

97                              (4.1) 

There has been no increase in the base remuneration of each of the Directors’ positions during the year. The changes from the prior 
year are due to remuneration being pro-rated for Richard Wilson; as he joined the Board part way through the year, Ebbe Dinesen; as 
he resigned part way through the year and Jeff Warren; as he passed away part way through the year. Richard Glover’s remuneration 
was increased in July 2019. 

The  Company  does  not  confer  any  share  options,  long  term  incentives  or  retirement  benefits  to  any  Director,  nor  does  it  make  a 
contribution  to  any  pension  scheme  on  behalf  of  the  Directors.  There  are  therefore  no  variable  elements  to  the  Directors’ 
remuneration. 

Each Director of the Company was remunerated personally through the Manager’s payroll which has been recharged to the Company. 

The Directors’ remuneration for the year ending 31 March 2022 is expected to be approximately £95,000.  

In addition to Directors’ remuneration, the Company pays an annual premium in respect of Directors’ & Officers’ Liability Insurance 
of £19,023 (2020: £8,932). The increase has been due to changes in the market for the provision of insurance, and is in line with the 
increases seen across the wider Directors’ & Officers’ Liability Insurance market. 

Directors’ interests 
The  Directors  who  held  office  throughout  the  year  and  their  interests  in  the  shares  of  the  Company  (together  with  those  of  their 
immediate family) are as follows: 

Richard Glover

John Kerr

Ann Berresford 

Richard Wilson (appointed 1 May 2020)

31 March 2021             31 March 2020  
(Number                       (Number  
 of shares)                       of shares) 

50,441                            50,441 

29,876                            29,876 

10,389                            10,389 

25,000                                   n/a 

115,706                          90,706 

There have been no changes in the holdings of the Directors between 31 March 2021 and the date of this Report. 

The following items have not been audited. 

Albion Capital Group LLP, its partners and staff hold a total of 912,780 shares in the Company as at 31 March 2021.

44

Albion Venture Capital Trust PLC 

           
           
           
          
           
           
           
           
           
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Directors’ remuneration report continued 

Performance graph 
The graph that follows shows the Company’s Ordinary share price total return against the FTSE All-Share Index total return, in both 
instances with dividends reinvested, since 1 April 2011. The Directors consider the FTSE All-Share Index to be the most appropriate 
benchmark for the Company as it contains a large range of sectors within the UK economy similar to a generalist VCT. Investors should, 
however, be reminded that shares in VCTs generally trade at a discount to the actual net asset value of the Company. 

There are no options, issued or exercisable, in the Company which would distort the graphical representation that follows. 

Ordinary share price total return relative to the
FTSE All-Share Index total return 
(in both cases with dividends reinvested)

)
e
r
a
h
s

r
e
p
e
c
n
e
p
(
n
r
u
t
e
R

250

200

150

100

50

0

Mar
2011

Mar
2012

Mar
2013

Mar
2014

Mar
2015

Mar
2016

Mar
2017

Mar
2018

Mar
2019

Mar
2020

Mar
2021

Ordinary share price total return      

FTSE All-Share Index total return

Source: Albion Capital Group LLP

Methodology: The Ordinary share price total return to the shareholder, including original amount invested (rebased to 100), assuming 
that dividends were reinvested at the share price of the Company at the time the shares were quoted ex-dividend. Transaction costs 
are not taken into account. 

Directors’ pay compared to distribution to shareholders for the year 

Total dividend distribution to shareholders

Share buybacks

Total Directors fees 

For and on behalf of the Board 

Richard Glover  
Director 
21 June 2021

31 March
2021
£’000

4,263

2,043

93

31 March                                           
2020                      Percentage 
£’000                             change 

4,725                            (9.8)% 

1,866                               9.5% 

97                          (4.1)% 

Albion Venture Capital Trust PLC 

45

 
           
           
           
 
 
 
 
 
261393 Albion Capital pp46-pp50.qxp  21/06/2021  18:12  Page 46

Independent Auditor’s report to the Members of 
Albion Venture Capital Trust PLC

Opinion on the financial statements 
In our opinion the financial statements: 

•   Reviewing  the  forecasted  cash  flows  that  support  the 

Directors’ assessment of going concern; 

•   give a true and fair view of the state of the Company’s affairs 
as at 31 March 2021 and of the Company’s profit for the year 
then ended; 

•   Evaluating  management’s  method  of  assessing  the  going 
concern  in  light  of  market  volatility  and  the  present 
uncertainties; 

•   have  been  properly  prepared  in  accordance  with  United 

•   Calculating financial ratios to ascertain the financial health of 

Kingdom Generally Accepted Accounting Practice;  

the Company. 

Based  on  the  work  we  have  performed,  we  have  not  identified 
any material uncertainties relating to events or conditions that, 
individually  or  collectively,  may  cast  significant  doubt  on  the 
Company’s ability to continue as a going concern for a period of 
at least twelve months from when the financial statements are 
authorised for issue. 

In relation to the Company’s reporting on how it has applied the 
UK  Corporate  Governance  Code,  we  have  nothing  material  to 
add or draw attention to in relation to the Directors’ statement in 
the financial statements about whether the Directors considered 
it appropriate to adopt the going concern basis of accounting. 

Our responsibilities and the responsibilities of the Directors with 
respect to going concern are described in the relevant sections of 
this report. 

Overview 
                                                                               2021                 2020 
Key audit       Valuation of Unquoted                  4                         4 
matters          Investments 
Materiality    £1,180,000 (2020: £1,008,000) based on 2% 
                         (2020: 2%) of adjusted net asset value  

An overview of the scope of our audit 
Our  audit  was  scoped  by  obtaining  an  understanding  of  the 
Company and its environment, including the Company’s system 
of 
internal  control,  and  assessing  the  risks  of  material 
misstatement in the financial statements. We also addressed the 
risk  of  management  override  of  internal  controls,  including 
assessing  whether  there  was  evidence  of  bias  by  the  Directors 
that may have represented a risk of material misstatement. 

Key audit matters 
Key  audit  matters  are  those  matters  that,  in  our  professional 
judgement, were of most significance in our audit of the financial 
statements of the current period and include the most significant 
assessed risks of material misstatement (whether or not due to 
fraud) that we identified, including those which had the greatest 
effect on: the overall audit strategy, the allocation of resources in 
the  audit,  and  directing  the  efforts  of  the  engagement  team. 
These matters were addressed in the context of our audit of the 
financial  statements  as  a  whole,  and  in  forming  our  opinion 
thereon,  and  we  do  not  provide  a  separate  opinion  on  these 
matters.

•   have been prepared in accordance with the requirements of 

the Companies Act 2006. 

We  have  audited  the  financial  statements  of  Albion  Venture 
Capital Trust PLC (the ‘Company’) for the year ended 31 March 
2021 which comprise the income statement, the balance sheet, 
the statement of changes in equity, the statement of cash flows 
and  notes  to  the  financial  statements,  including  a  summary  of 
significant accounting policies. The financial reporting framework 
that has been applied in their preparation is applicable law and 
United  Kingdom  Accounting  Standards,  including  Financial 
Reporting  Standard  102  The  Financial  Reporting  Standard 
applicable  in  the  UK  and  Republic  of  Ireland  (United  Kingdom 
Generally Accepted Accounting Practice). 

Basis for opinion 
We  conducted  our  audit  in  accordance  with  International 
Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our 
responsibilities under those standards are further described in the 
Auditor’s responsibilities for the audit of the financial statements 
section of our report. We believe that the audit evidence we have 
obtained is sufficient and appropriate to provide a basis for our 
opinion. Our audit opinion is consistent with the additional report 
to the audit committee. 

Independence 
Following the recommendation of the audit committee, we were 
appointed  by  the  Board  of  Directors  to  audit  the  financial 
statements for the year ended 31 March 2008 and subsequent 
financial periods. The period of total uninterrupted engagement 
including retenders and reappointments is 14 years, covering the 
years  ended  31  March  2008  to  31  March  2021.  We  remain 
independent  of  the  Company  in  accordance  with  the  ethical 
requirements  that  are  relevant  to  our  audit  of  the  financial 
statements  in  the  UK,  including  the  FRC’s  Ethical  Standard  as 
applied to listed public interest entities, and we have fulfilled our 
other  ethical 
in  accordance  with  these 
requirements. The non-audit services prohibited by that standard 
were not provided to the Company. 

responsibilities 

Conclusions relating to going concern 
In auditing the financial statements, we have concluded that the 
Directors’  use  of  the  going  concern  basis  of  accounting  in  the 
preparation  of  the  financial  statements  is  appropriate.  Our 
evaluation of the Directors’ assessment of the Company’s ability 
to  continue  to  adopt  the  going  concern  basis  of  accounting 
included: 

•   Obtaining the VCT compliance reports during the year and as 
at year end and reviewing their calculations to ensure that the 
Company was meeting its requirements to retain VCT status; 

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Independent Auditor’s report to the Members of 
Albion Venture Capital Trust PLC continued

Key Audit Matter

How the scope of our audit addressed the key audit matter 

Valuation of investments 
(Notes 2 and 11 to the financial 
statements) 

Our  sample  for  the  testing  of  unquoted  investments  was  stratified  according  to  risk 
considering, inter alia, the value of individual investments, the nature of the investment, the 
extent of the fair value movement and the subjectivity of the valuation technique. 

There  is  a  high  level  of  estimation 
uncertainty involved in determining 
the 
investment 
valuations;  consisting  of  both 
equity and loan stock instruments. 

unquoted 

The  Investment  Manager’s  fee  is 
based  on  the  value  of  the  net 
assets  of  the  fund,  as  shown  in 
note 5. 

As  the  Investment  Manager  is 
responsible for valuing investments 
for  the  financial  statements,  there 
is a potential risk of overstatement 
of investment valuations.

We tested a sample of 74% of the unquoted investment portfolio by value of investment 
holdings. The remainder of the portfolio has been subject to an analytical review. 

47%  of  the  unquoted  portfolio  is  based  on  valuations  using  net  assets,  cost  (where  the 
investment was recently acquired), the price of a recent investment, or an offer to acquire the 
investee company. 

For such investments, we: 

•   checked the cost or net assets or third party offer to supporting evidence,  

•   reviewed  the  calibration  of  fair  value  and  considered  the  Investment  Manager’s 
determination  of  whether  there  were  any  reasons  why  the  valuation  and  the  valuation 
methodology was not appropriate at 31 March 2021. This is particularly pertinent in those 
circumstances where the impact of COVID-19 subsequent to the transaction data may 
call into question whether the price of recent investment remains reflective of fair value. 

The remaining 53% of the investment portfolio is valued with reference to more subjective 
techniques  with  42%  supported  by  a  valuation  performed  by  experts  (34%  based  on 
discounted cash flows and 8% using earnings multiples). The remaining 11% of the portfolio 
is valued using multiples of revenue or earnings, as described in note 11.  

Our sample for unquoted equity investments valuation testing is stratified according to risk, 
having  regard  to  the  subjectivity  of  the  inputs  to  the  valuations.  Our  procedures  for  the 
sample selected for detailed testing included: 

•   Considering  whether  the  valuation  methodology  is  the  most  appropriate  in  the 
circumstances  under  the  International  Private  Equity  and  Venture  Capital  Valuation 
(“IPEV”) Guidelines 

•   Re-performing the calculation of the investment 

•   Verifying and benchmarking key inputs and estimates to independent information from 

our own research valuations and against metrics from the most recent investments 

•   Challenging  the  assumptions  inherent  to  valuation  of  unquoted  investments  and 
assessment of impact of the estimation uncertainty concerning these assumptions and 
the disclosure of these uncertainties in the financial statements 

•   Where a valuation has been performed by a third party management’s expert, we have 
assessed  the  competence  and  capabilities  of  that  expert,  the  quality  of  their  work  and 
their qualifications, as well as challenging the basis of inputs and assumptions used by the 
expert. We have also considered any updates for subsequent information to the valuation 
made by the investment manager and obtained appropriate evidence for those changes 

•   Where  appropriate,  performing  sensitivity  analysis  on  the  valuation  calculations  where 

there is sufficient evidence to suggest reasonable alternative inputs might exist 

•   We had particular attention on specific areas surrounding Covid-19. This was addressed by 
challenging  key  assumptions  made  in  the  valuation  and  ensuring  that  the  valuation 
methodology applied remains applicable given the economic impact of Covid-19 

Albion Venture Capital Trust PLC

47

 
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Independent Auditor’s report to the Members of 
Albion Venture Capital Trust PLC continued

Key Audit Matter

How we addressed the Key Audit Matter in the Audit 

For a sample of loans held at fair value included above, we: 

•   Vouched security held to documentation 

•   Considered  the  assumption  that  fair  value  is  not  significantly  different  to  cost  by 
challenging the assumption that there is no significant movement in the market interest 
rate since acquisition and considering the “unit of account” concept 

•   Reviewed the treatment of accrued redemption premium/other fixed returns in line with 

the SORP 

Key observations: 
Based on the procedures performed we noted that the methodology and assumptions used 
by the Investment Manager were supported by the evidence obtained.

Our application of materiality 
We apply the concept of materiality both in planning and performing our audit, and in evaluating the effect of misstatements. We consider 
materiality to be the magnitude by which misstatements, including omissions, could influence the economic decisions of reasonable users 
that are taken on the basis of the financial statements.  

In order to reduce to an appropriately low level the probability that any misstatements exceed materiality, we use a lower materiality level, 
performance materiality, to determine the extent of testing needed. Importantly, misstatements below these levels will not necessarily be 
evaluated  as  immaterial  as  we  also  take  account  of  the  nature  of  identified  misstatements,  and  the  particular  circumstances  of  their 
occurrence, when evaluating their effect on the financial statements as a whole.  

Based on our professional judgement, we determined materiality for the financial statements as a whole and performance materiality as 
follows: 

                                                                                             Company financial statements 

                                                                                    2021                                                                      2020 

Materiality                                                             £1,180,000                                                           £1,008,000 

Basis for determining materiality                 2% of adjusted net asset value 

Rationale for the benchmark applied          In  setting  materiality,  we  have  had  regard  to  the  nature  and  disposition  of  the 
                                                                                   investment  portfolio.  Given  that  the  VCT’s  portfolio  is  comprised  of  unquoted 
                                                                                   investments  which  would  typically  have  a  wider  spread  of  reasonable  alternative 
                                                                                   possible valuations, we have applied a percentage of 2% of adjusted net asset value. 
                                                                                   The benchmark used is lower than the net asset value to take into account cash that 
                                                                                   has been recently raised from disposals of investments. 

Performance materiality                                   £890,000                                                              £756,000 

Basis for determining performance              75% of materiality 
materiality                                                             The level of performance materiality applied was set after having considered a number 
of factors including the expected total value of known and likely misstatements and the 
level of transactions in the year. 

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Independent Auditor’s report to the Members of 
Albion Venture Capital Trust PLC continued

Lower Threshold 
Profit before tax could influence users of the financial statements 
as  it  is  a  measure  of  the  Company’s  performance  of  income 
generated from its investments after expenses. Thus, we have set 
a  lower  testing  threshold  for  those  items  impacting  revenue 
return  of  £85,000  which  is  based  on  5%  of  gross  expenditure 
(2020: £214,000). 

•   Board’s  confirmation  that  it  has  carried  out  a  robust 

assessment of the emerging and principal risks;  

•   The section of the annual report that describes the review of 
effectiveness  of  risk  management  and  internal  control 
systems; and 

•   The section describing the work of the audit committee.  

Reporting threshold 
We  agreed  with  the  Audit  Committee  that  we  would  report  to 
them all individual audit differences in excess of £23,000 (2020: 
£20,000).  We  also  agreed  to  report  differences  below  this 
threshold  that,  in  our  view,  warranted  reporting  on  qualitative 
grounds. 

Other information 
The Directors are responsible for the other information. The other 
information  comprises  the  information  included  in  the  annual 
report  other  than  the  financial  statements  and  our  auditor’s 
report thereon. Our opinion on the financial statements does not 
cover the other information and, except to the extent otherwise 
explicitly  stated  in  our  report,  we  do  not  express  any  form  of 
assurance  conclusion  thereon.  Our  responsibility  is  to  read  the 
other  information  and,  in  doing  so,  consider  whether  the  other 
information 
inconsistent  with  the  financial 
statements or our knowledge obtained in the course of the audit, 
or  otherwise  appears  to  be  materially  misstated.  If  we  identify 
such  material 
inconsistencies  or  apparent  material 
misstatements, we are required to determine whether this gives 
rise  to  a  material  misstatement  in  the  financial  statements 
themselves.  If,  based  on  the  work  we  have  performed,  we 
conclude  that  there  is  a  material  misstatement  of  this  other 
information, we are required to report that fact. 

is  materially 

We have nothing to report in this regard. 

Corporate governance statement 
The Listing Rules require us to review the Directors’ statement in 
relation to going concern, longer-term viability and that part of 
the Corporate Governance Statement relating to the Company’s 
compliance with the provisions of the UK Corporate Governance 
Statement specified for our review. 

Based  on  the  work  undertaken  as  part  of  our  audit,  we  have 
concluded that each of the following elements of the Corporate 
Governance Statement is materially consistent with the financial 
statements or our knowledge obtained during the audit.  

Going concern and longer-term viability 
•   The Directors' statement with regards to the appropriateness 
of adopting the going concern basis of accounting and any 
material uncertainties; and 

•   The Directors’ explanation as to its assessment of the entity’s 
prospects,  the  period  this  assessment  covers  and  why  the 
period is appropriate.  

Other Code provisions 
•   Directors' statement on fair, balanced and understandable;  

Other Companies Act 2006 reporting 
Based  on  the  responsibilities  described  below  and  our  work 
performed during the course of the audit, we are required by the 
Companies Act 2006 and ISAs (UK) to report on certain opinions 
and matters as described below. 

Strategic report and Directors’ report 
In our opinion, based on the work undertaken in the course of the 
audit: 

•   the  information  given  in  the  Strategic  report  and  the 
Directors’ report for the financial year for which the financial 
statements  are  prepared  is  consistent  with  the  financial 
statements; and 

•   the  Strategic  report  and  the  Directors’  report  have  been 
prepared in accordance with applicable legal requirements. 

In the light of the knowledge and understanding of the Company 
and its environment obtained in the course of the audit, we have 
not  identified  material  misstatements  in  the  strategic  report  or 
the Directors’ report. 

Directors’ remuneration 
In our opinion, the part of the Directors’ remuneration report to 
be  audited  has  been  properly  prepared  in  accordance  with  the 
Companies Act 2006. 

Matters on which we are required to report by exception 
We have nothing to report in respect of the following matters in 
relation to which the Companies Act 2006 requires us to report 
to you if, in our opinion: 

•   adequate  accounting  records  have  not  been  kept  by  the 
Company,  or  returns  adequate  for  our  audit  have  not  been 
received from branches not visited by us; or 

•   the  Company  financial  statements  and  the  part  of  the 
Directors’  remuneration  report  to  be  audited  are  not  in 
agreement with the accounting records and returns; or 

•   certain disclosures of Directors’ remuneration specified by law 

are not made; or 

•   we have not received all the information and explanations we 

require for our audit. 

Responsibilities of Directors 
As  explained  more  fully 
in  the  Statement  of  Directors’ 
responsibilities, the Directors are responsible for the preparation 
of the financial statements and for being satisfied that they give 
a true and fair view, and for such internal control as the Directors 

Albion Venture Capital Trust PLC

49

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Independent Auditor’s report to the Members of 
Albion Venture Capital Trust PLC continued

determine  is  necessary  to  enable  the  preparation  of  financial 
statements  that  are  free  from  material  misstatement,  whether 
due to fraud or error. 

•   Recalculated investment management fees in total 

•   Obtained independent confirmation of bank balances. 

We  focused  on  laws  and  regulations  that  could  give  rise  to  a 
material misstatement in the Company financial statements. Our 
tests included, but were not limited to: 

•   Obtaining  an  understanding  of  the  control  environment  in 

monitoring compliance with laws and regulations; 

•   agreement  of  the  financial  statement  disclosures  to 

underlying supporting documentation; 

•   enquiries of management; and 

•   review of minutes of board meetings throughout the period. 

There are inherent limitations in the audit procedures described 
above  and  the  further  removed  non-compliance  with  laws  and 
regulations is from the events and transactions reflected in the 
financial statements, the less likely we would become aware of it. 
As in all of our audits we also addressed the risk of management 
override  of  internal  controls,  including  testing  journals  and 
evaluating whether there was evidence of bias by the Directors 
that represented a risk of material misstatement due to fraud. 

A  further  description  of  our  responsibilities  is  available  on  the 
Financial 
at: 
www.frc.org.uk/auditorsresponsibilities.  This  description  forms 
part of our auditor’s report. 

Reporting 

Council’s 

website 

Use of our report 
This report is made solely to the Company’s members, as a body, 
in accordance with Chapter 3 of Part 16 of the Companies Act 
2006.  Our  audit  work  has  been  undertaken  so  that  we  might 
state to the Company’s members those matters we are required 
to state to them in an auditor’s report and for no other purpose. 
To  the  fullest  extent  permitted  by  law,  we  do  not  accept  or 
assume  responsibility  to  anyone  other  than  the  Company  and 
the Company’s members as a body, for our audit work, for this 
report, or for the opinions we have formed. 

Peter Smith (Senior Statutory Auditor) 
For and on behalf of BDO LLP, Statutory Auditor 
London 
United Kingdom 
21 June 2021 

BDO  LLP  is  a  limited  liability  partnership  registered  in  England 
and Wales (with registered number OC305127).

In  preparing  the  financial  statements,  the  Directors  are 
responsible for assessing the Company’s ability to continue as a 
going concern, disclosing, as applicable, matters related to going 
concern and using the going concern basis of accounting unless 
the Directors either intend to liquidate the Company or to cease 
operations, or have no realistic alternative but to do so. 

Auditor’s responsibilities for the audit of the financial 
statements 
Our objectives are to obtain reasonable assurance about whether 
the  financial  statements  as  a  whole  are  free  from  material 
misstatement,  whether  due  to  fraud  or  error,  and  to  issue  an 
auditor’s report that includes our opinion. Reasonable assurance 
is a high level of assurance, but is not a guarantee that an audit 
conducted  in  accordance  with  ISAs  (UK)  will  always  detect  a 
material  misstatement  when  it  exists.  Misstatements  can  arise 
from fraud or error and are considered material if, individually or 
in the aggregate, they could reasonably be expected to influence 
the  economic  decisions  of  users  taken  on  the  basis  of  these 
financial statements. 

Extent to which the audit was capable of detecting 
irregularities, including fraud 
Irregularities,  including  fraud,  are  instances  of  non-compliance 
with laws and regulations. We design procedures in line with our 
responsibilities, outlined above, to detect material misstatements 
in  respect  of  irregularities,  including  fraud.  The  extent  to  which 
our procedures are capable of detecting irregularities, including 
fraud is detailed below: 

We  gained  an  understanding  of  the  legal  and  regulatory 
framework applicable to the Company and the industry in which 
it operates, and considered the risk of acts by the Company which 
were contrary to applicable laws and regulations, including fraud. 
These  included  but  were  not  limited  to  compliance  with 
Companies Act 2006, the FCA listing and DTR rules, the principles 
of  the  UK  Corporate  Governance  Code,  industry  practice 
represented  by  the  Statement  of  Recommended  Practice: 
Financial  Statements  of  Investment  Trust  Companies  and 
Venture  Capital  Trusts  (“the  SORP”)  issued  in  November  2014 
and updated in February 2018 with consequential amendments 
and FRS 102. We also considered the Company’s qualification as 
a VCT under UK tax legislation. 

We designed audit procedures to respond to the risk, recognising 
that  the  risk  of  not  detecting  a  material  misstatement  due  to 
fraud is higher than the risk of not detecting one resulting from 
error,  as  fraud  may  involve  deliberate  concealment  by,  for 
example,  forgery,  misrepresentations  or  through  collusion.  Our 
audit work focussed on the valuation of unquoted investments, 
where  the  risk  of  material  misstatement  due  to  fraud  is  the 
greatest. We also: 

•   Obtained independent evidence to support the ownership of 

investments 

50

Albion Venture Capital Trust PLC

261393 Albion Capital pp51-pp54.qxp  21/06/2021  18:10  Page 51

Income statement

                                                                                                Revenue            Capital                Total          Revenue             Capital                 Total 
                                                                             Note              £’000              £’000              £’000               £’000               £’000               £’000 

Year ended 31 March 2021

Year ended 31 March 2020 

Gains/(losses) on investments                              3                        –             6,508             6,508                        –              (4,925)            (4,925) 

Investment income                                                 4               2,467                     –             2,467              2,858                        –               2,858 

Investment management fee                               5                 (337)           (1,010)           (1,347)                (340)            (1,020)            (1,360) 

Other expenses                                                         6                 (363)                    –               (363)                (375)                      –                 (375) 

Profit/(loss) on ordinary  

activities before tax                                                              1,767             5,498             7,265               2,143              (5,945)            (3,802) 

Tax (charge)/credit on ordinary  

activities                                                                     8                 (299)               192               (107)                (333)                 194                 (139) 

Profit/(loss) and total comprehensive  

income attributable to shareholders                              1,468             5,690             7,158               1,810              (5,751)            (3,941) 

Basic and diluted return/(loss) per  

share (pence)*                                                      10                 1.46                5.64                7.10                  1.88                (5.98)               (4.10) 

* adjusted for treasury shares 

The accompanying notes on pages 55 to 68 form an integral part of these Financial Statements. 

The total column of this Income statement represents the profit and loss account of the Company. The supplementary revenue and 
capital  columns  have  been  prepared  in  accordance  with  The  Association  of  Investment  Companies’  Statement  of  Recommended 
Practice.

Albion Venture Capital Trust PLC

51

 
261393 Albion Capital pp51-pp54.qxp  21/06/2021  18:10  Page 52

Balance sheet

                                                                                                                                                                                             31 March 2021         31 March 2020 

                                                                                                                                                             Note                          £’000                          £’000 

Fixed asset investments                                                                                                                   11                        28,355                        49,243 

Current assets 

Trade and other receivables                                                                                                                13                          1,561                              252 

Cash and cash equivalents                                                                                                                                              43,562                        21,782 

                                                                                                                                                                                              45,123                        22,034 

Total assets                                                                                                                                                                        73,478                        71,277 

Payables: amounts falling due within one year 

Trade and other payables                                                                                                                    14                            (790)                           (649) 

Total assets less current liabilities                                                                                                                             72,688                        70,628 

Equity attributable to equity holders 

Called-up share capital                                                                                                                         15                          1,165                           1,148 

Share premium                                                                                                                                                                   40,668                        39,477 

Capital redemption reserve                                                                                                                                                         7                                   7 

Unrealised capital reserve                                                                                                                                                   3,588                        13,178 

Realised capital reserve                                                                                                                                                     21,829                           6,549 

Other distributable reserve                                                                                                                                                 5,431                        10,269 

Total equity shareholders’ funds                                                                                                                                               72,688                           70,628 

Basic and diluted net asset value per share (pence)*                                                            16                          73.13                           70.13 

* excluding treasury shares 

The accompanying notes on pages 55 to 68 form an integral part of these Financial Statements. 

These Financial Statements were approved by the Board of Directors and authorised for issue on 21 June 2021, and were signed on 
its behalf by 

Richard Glover 
Chairman 

Company number: 03142609

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Albion Venture Capital Trust PLC

 
 
 
 
 
261393 Albion Capital pp51-pp54.qxp  21/06/2021  18:10  Page 53

Statement of changes in equity

                                                                       Called-up                                        Capital       Unrealised           Realised                Other 
                                                                              share                Share     redemption              capital              capital   distributable 

                                                                           capital          premium              reserve              reserve            reserve*            reserve*                 Total 

                                                                             £’000                £’000                £’000                £’000                £’000                £’000                £’000 

At 1 April 2020                                                  1,148              39,477                        7              13,178                6,549              10,269              70,628 

Return/(loss) and total comprehensive  

income for the year                                                          –                        –                        –                1,831                3,859                1,468                7,158 

Transfer of previously unrealised  

gains on realisations of investments                             –                        –                        –             (11,421)             11,421                        –                        – 

Purchase of treasury shares                                            –                        –                        –                        –                        –               (2,043)              (2,043) 

Issue of equity                                                                17                1,225                        –                        –                        –                        –                1,242 

Cost of issue of equity                                                      –                    (34)                       –                        –                        –                        –                    (34) 

Net dividends paid (note 9)                                            –                        –                        –                        –                        –               (4,263)              (4,263) 

At 31 March 2021                                             1,165              40,668                        7                3,588              21,829                5,431              72,688 

At 1 April 2019                                                             970                26,042                           7                19,327                  6,151                15,050                67,547 

(Loss)/return and total comprehensive  

income for the year                                                          –                           –                           –                 (5,217)                   (534)                 1,810                 (3,941) 

Transfer of previously unrealised  

gains on realisations of investments                             –                           –                           –                    (932)                    932                           –                           – 

Purchase of treasury shares                                            –                           –                           –                           –                           –                 (1,866)               (1,866) 

Issue of equity                                                              178                13,751                           –                           –                           –                           –                13,929 

Cost of issue of equity                                                      –                    (316)                         –                           –                           –                           –                    (316) 

Net dividends paid (note 9)                                            –                           –                           –                           –                           –                 (4,725)               (4,725) 

At 31 March 2020                                                    1,148                39,477                           7                13,178                  6,549                10,269                70,628 

* These reserves amount to £27,260,000 (2020: £16,818,000) which is considered distributable.  

Albion Venture Capital Trust PLC

53

261393 Albion Capital pp51-pp54.qxp  21/06/2021  18:10  Page 54

Statement of cash flows

                                                                                                                                                                                                                 Year ended                     Year ended 
                                                                                                                                                                                                       31 March 2021             31 March 2020 
                                                                                                                                                                                                                          £’000                               £’000 

Cash flow from operating activities 

Loan stock income received                                                                                                                                                                         2,985                               2,810 

Deposit interest received                                                                                                                                                                                    14                                     87 

Dividend income received                                                                                                                                                                                  24                                     50 

Investment management fee paid                                                                                                                                                          (1,337)                            (1,345) 

Other cash payments                                                                                                                                                                                      (378)                                (360) 

UK Corporation tax paid                                                                                                                                                                                 (204)                                (178) 

Net cash flow from operating activities                                                                                                                                 1,104                               1,064 

Cash flow from investing activities 

Purchase of fixed asset investments                                                                                                                                                        (5,040)                            (4,650) 

Disposal of fixed asset investments                                                                                                                                                        30,620                             12,129 

Net cash flow from investing activities                                                                                                                                25,580                               7,479 

Cash flow from financing activities 

Issue of share capital                                                                                                                                                                                        668                             13,019 

Cost of issue of equity                                                                                                                                                                                       (17)                                  (32) 

Dividends paid*                                                                                                                                                                                             (3,714)                            (4,087) 

Purchase of own shares (including costs)                                                                                                                                                (1,841)                            (1,866) 

Net cash flow from financing activities                                                                                                                                (4,904)                              7,034 

Increase in cash and cash equivalents                                                                                                                                 21,780                             15,577 

Cash and cash equivalents at start of the year                                                                                                                                    21,782                               6,205 

Cash and cash equivalents at end of the year                                                                                                                   43,562                             21,782 

* The equity dividends paid shown in the cash flow are different to the dividends disclosed in note 9 as a result of the non-cash effect of 
the Dividend Reinvestment Scheme and the timing of unclaimed dividends. 

54

Albion Venture Capital Trust PLC

 
 
 
 
 
261393 Albion Capital pp55-pp68.qxp  21/06/2021  18:08  Page 55

Notes to the Financial Statements

Basis of preparation 

1.
The  Financial  Statements  have  been  prepared  in  accordance 
with applicable United Kingdom law and accounting standards, 
including Financial Reporting Standard 102 (“FRS 102”), and with 
the Statement of Recommended Practice “Financial Statements 
of  Investment  Trust  Companies  and  Venture  Capital  Trusts” 
(“SORP”)  issued  by  The  Association  of  Investment  Companies 
(“AIC”). The Financial Statements have been prepared on a going 
concern basis and further details can be found in the Directors’ 
report on page 32. 

The  preparation  of  the  Financial  Statements 
requires 
management to make judgements and estimates that affect the 
application of policies and reported amounts of assets, liabilities, 
income  and  expenses.  The  most  critical  estimates  and 
judgements  relate  to  the  determination  of  carrying  value  of 
investments  at  Fair  Value  Through  Profit  and  Loss  (“FVTPL”)  in 
accordance  with  FRS  102  sections  11  and  12.  The  Company 
values investments by following the International Private Equity 
and Venture Capital Valuation (“IPEV”) Guidelines as updated in 
2018  and  further  detail  on  the  valuation  techniques  used  are 
outlined in note 2 below. 

Company information is shown on page 2. 

Accounting policies 

2.
Fixed asset investments 
The  Company’s  business  is  investing  in  financial  assets  with  a 
view to profiting from their total return in the form of income and 
capital growth. This portfolio of financial assets is managed and 
its  performance  evaluated  on  a  fair  value  basis,  in  accordance 
with  a  documented  investment  policy,  and  information  about 
the portfolio is provided internally on that basis to the Board. 

In  accordance  with  the  requirements  of  FRS  102,  those 
undertakings in which the Company holds more than 20 per cent. 
of  the  equity  as  part  of  an  investment  portfolio  are  not 
accounted for using the equity method. In these circumstances 
the investment is measured at FVTPL. 

Upon 
initial  recognition  (using  trade  date  accounting) 
investments, including loan stock, are classified by the Company 
as FVTPL and are included at their initial fair value, which is cost 
(excluding  expenses  incidental  to  the  acquisition  which  are 
written off to the Income statement). 

Subsequently, the investments are valued at ‘fair value’, which is 
measured as follows: 

•   Investments  listed  on  recognised  exchanges  are  valued  at 
their  bid  prices  at  the  end  of  the  accounting  period  or 
otherwise at fair value based on published price quotations. 

•   Unquoted  investments,  where  there  is  not  an  active  market, 
are  valued  using  an  appropriate  valuation  technique  in 
accordance with the IPEV Guidelines. Indicators of fair value 
are  derived  using  established  methodologies  including 
earnings multiples, the level of third party offers received, cost 
or price of recent investment rounds, net assets and industry 
valuation  benchmarks.  Where  price  of  recent  investment  is 
used  as  a  starting  point  for  estimating  fair  value  at 
subsequent measurement dates, this has been benchmarked 
using  an  appropriate  valuation  technique  permitted  by  the 
IPEV guidelines. 

•   In situations where cost or price of recent investment is used, 
consideration  is  given  to  the  circumstances  of  the  portfolio 
company  since  that  date  in  determining  fair  value.  This 
includes  consideration  of  whether  there  is  any  evidence  of 
deterioration  or  strong  definable  evidence  of  an  increase  in 
value.  In  the  absence  of  these  indicators,  the  investment  in 
question  is  valued  at  the  amount  reported  at  the  previous 
reporting  date.  Examples  of  events  or  changes  that  could 
indicate a diminution include: 

     •      the  performance  and/or  prospects  of  the  underlying 
business  are  significantly  below  the  expectations  on 
which the investment was based; 

     •      a  significant  adverse  change  either  in  the  portfolio 
company’s  business  or  in  the  technological,  market, 
economic,  legal  or  regulatory  environment  in  which  the 
business operates; or 

     •      market  conditions  have  deteriorated,  which  may  be 
indicated  by  a  fall  in  the  share  prices  of  quoted 
businesses operating in the same or related sectors. 

Investments  are  recognised  as  financial  assets  on  legal 
completion of the investment contract and are de-recognised on 
legal completion of the sale of an investment. 

Dividend  income  is  not  recognised  as  part  of  the  fair  value 
movement  of  an  investment,  but  is  recognised  separately  as 
investment income through the other distributable reserve when 
a share becomes ex-dividend. 

Current assets and payables 
Receivables  (including  debtors  due  after  more  than  one  year), 
payables and cash are carried at amortised cost, in accordance 
with  FRS  102.  Debtors  due  after  more  than  one  year  meet  the 
definition of a financing transaction held at amortised cost, and 
interest will be recognised through capital over the credit period 
using  the  effective  interest  method.  There  are  no  financial 
liabilities other than payables. 

Albion Venture Capital Trust PLC

55

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Notes to the Financial Statements continued 

Accounting policies (continued) 

2.
Gains and losses on investments 
Gains  and  losses  arising  from  changes  in  the  fair  value  of  the 
investments are included in the Income statement for the year as 
a capital item and allocated to the unrealised capital reserve. 

Company intends to continue meeting the conditions required to 
obtain approval as a VCT in the foreseeable future. The Company 
therefore,  should  have  no  material  deferred  tax  timing 
differences  arising  in  respect  of  the  revaluation  or  disposal  of 
investments  and  the  Company  has  not  provided  for  any 
deferred tax.  

Investment income 
Equity income 

Dividend income is included in revenue when the investment is 
quoted ex-dividend. 

Unquoted loan stock  

Fixed  returns  on  non-equity  shares  and  debt  securities  are 
recognised  when  the  Company’s  right  to  receive  payment  and 
expect  settlement  is  established.  Where  interest  is  rolled  up 
and/or  payable  at  redemption  then  it  is  recognised  as  income 
unless there is reasonable doubt as to its receipt. 

Bank interest income 

Interest income is recognised on an accruals basis using the rate 
of interest agreed with the bank. 

Investment management fee, performance incentive fee 
and other expenses 
All  expenses  have  been  accounted  for  on  an  accruals  basis. 
Expenses  are  charged  through  the  other  distributable  reserve 
except  the  following  which  are  charged  through  the  realised 
capital reserve: 

•   75 per cent. of management fees and performance incentive 
fees are allocated to the realised capital reserve. This is in line 
with  the  Board’s  expectation  that  over  the  long  term 
75  per  cent.  of  the  Company’s  investment  returns  will  be  in 
the form of capital gains; and 

•   expenses which are incidental to the purchase or disposal of 
an  investment  are  charged  through  the  realised  capital 
reserve. 

Taxation 
Taxation  is  applied  on  a  current  basis  in  accordance  with 
FRS 102. Current tax is tax payable (refundable) in respect of the 
taxable  profit  (tax  loss)  for  the  current  period  or  past  reporting 
periods using the tax rates and laws that have been enacted or 
substantively  enacted  at  the  financial  reporting  date.  Taxation 
associated  with  capital  expenses  is  applied  in  accordance  with 
the SORP.  

Deferred  tax  is  provided  in  full  on  all  timing  differences  at  the 
reporting  date.  Timing  differences  are  differences  between 
taxable profits and total comprehensive income as stated in the 
financial statements that arise from the inclusion of income and 
expenses  in  tax  assessments  in  periods  different  from  those  in 
which they are recognised in the financial statements. As a VCT 
the Company has an exemption from tax on capital gains. The 

56

Albion Venture Capital Trust PLC

Reserves 
Called-up share capital 

This  reserve  accounts  for  the  nominal  value  of  the  Company’s 
shares. 

Share premium  

This reserve accounts for the difference between the price paid 
for  shares  and  the  nominal  value  of  the  shares,  less  issue  costs 
and transfers to the other distributable reserve.  

Capital redemption reserve 

This  reserve  accounts  for  amounts  by  which  the  issued  share 
capital is diminished through the repurchase and cancellation of 
the Company’s own shares. 

Unrealised capital reserve 

Increases and decreases in the valuation of investments held at 
the year end against cost are included in this reserve. 

Realised capital reserve 

The following are disclosed in this reserve: 

•   gains  and  losses  compared  to  cost  on  the  realisation  of 

investments;  

•   expenses, together with the related taxation effect, charged 

in accordance with the above policies; and 

•   dividends paid to equity holders.  

Other distributable reserve 

The  special  reserve,  treasury  share  reserve  and  the  revenue 
reserve were combined in 2012 to form a single reserve named 
other distributable reserve. 

This reserve accounts for movements from the revenue column 
of  the  Income  statement,  the  payment  of  dividends,  the 
buy-back of shares and other non-capital realised movements. 

Dividends 
Dividends  by  the  Company  are  accounted  for  in  the  period  in 
which  the  dividend  is  paid  or  approved  at  the  Annual  General 
Meeting. 

Segmental reporting 
The Directors are of the opinion that the Company is engaged in 
a  single  operating  segment  of  business,  being  investment  in 
smaller companies principally based in the UK.

261393 Albion Capital pp55-pp68.qxp  21/06/2021  18:08  Page 57

Notes to the Financial Statements continued 

Gains/(losses) on investments 

3. 
                                                                                                                                                                                                         Year ended                            Year ended 
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
                                                                                                                                                                                                                    £’000                                     £’000 

Unrealised gains/(losses) on fixed asset investments                                                                                                                     1,831                                    (5,217) 

Realised gains on fixed asset investments                                                                                                                                         4,677                                         292 

                                                                                                                                                                                                 6,508                                 (4,925) 

Investment income  

4. 
                                                                                                                                                                                                         Year ended                            Year ended 
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
                                                                                                                                                                                                                    £’000                                     £’000 

Loan stock interest                                                                                                                                                                                  2,432                                      2,719 

Dividend income                                                                                                                                                                                            24                                           50 

Bank interest                                                                                                                                                                                                   11                                           89 

                                                                                                                                                                                                                    2,467                                  2,858 

Investment management fee 

5. 
                                                                                                                                                                                                         Year ended                            Year ended 
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
                                                                                                                                                                                                                    £’000                                     £’000 

Investment management fee charged to revenue                                                                                                                             337                                         340 

Investment management fee charged to capital                                                                                                                            1,010                                      1,020 

                                                                                                                                                                                                                    1,347                                  1,360 

Further details of the Management agreement under which the investment management fee and any performance incentive fee is 
paid are given in the Strategic report on pages 13 and 14.  

During the year, services of a total value of £1,401,000 (2020: £1,413,000), were purchased by the Company from Albion Capital 
Group LLP; this includes £1,347,000 (2020: £1,360,000) of investment management fee and £54,000 (2020: £53,000) of secretarial 
and administration fee. At the financial year end, the amount due to Albion Capital Group LLP in respect of these services disclosed 
within payables was £359,000 (2020: £349,000). 

Albion Capital Group LLP is, from time to time, eligible to receive arrangement fees and monitoring fees from portfolio companies. 
During  the  year  ended  31  March  2021,  fees  of  £193,000  attributable  to  the  investments  of  the  Company  were  received  by 
Albion Capital Group LLP pursuant to these arrangements (2020: £232,000). 

Albion Capital Group LLP, its partners and staff hold a total of 912,780 shares in the Company as at 31 March 2021. 

In  October  2019,  the  Company  entered  into  an  offer  agreement  relating  to  the  Offers  with  the  Company's  investment  manager 
Albion Capital Group LLP (“Albion”), pursuant to which Albion received a fee of 2.5 per cent. of the gross proceeds of the Offers and 
out of which Albion paid the costs of the Offers, as detailed in the Prospectus. 

Albion Venture Capital Trust PLC

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Notes to the Financial Statements continued 

Other expenses 

6.
                                                                                                                                                                                                         Year ended                            Year ended 
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
                                                                                                                                                                                                                    £’000                                     £’000 

Directors’ fees (including NIC)                                                                                                                                                                 101                                         106 

Auditor’s remuneration for statutory audit services (excluding VAT)                                                                                                 37                                           34 

Secretarial and administration fee                                                                                                                                                             54                                           53 

Other administrative expenses                                                                                                                                                                 171                                         182 

                                                                                                                                                                                                                        363                                     375 

Directors’ fees 

7.
The amounts paid to and on behalf of Directors during the year are as follows: 

                                                                                                                                                                                                         Year ended                            Year ended 
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
                                                                                                                                                                                                                    £’000                                     £’000 

Directors’ fees                                                                                                                                                                                                 93                                           97 

National insurance                                                                                                                                                                                           8                                              9 

                                                                                                                                                                                                                        101                                     106 

The Company’s key management personnel are the Directors. Further information regarding Directors’ remuneration can be found in 
the Directors’ remuneration report on page 44. 

8. 

Tax charge/(credit) on ordinary activities 

                                                                                                  Year ended 31 March 2021                                   Year ended 31 March 2020 
                                                                                    Revenue                Capital                    Total               Revenue                   Capital
                                                                                                 £’000                   £’000                   £’000                   £’000                     £’000

UK corporation tax in respect of current year                    332                     (192)                     140                         397                       (194)

UK corporation tax in respect of prior year                          (33)                          –                       (33)                        (64)                             –

                                                                                            299                     (192)                     107                         333                       (194)

Total 

£’000 

203 

(64) 

139 

Factors affecting the tax charge: 
                                                                                                                                                                                                         Year ended                            Year ended 
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
                                                                                                                                                                                                                    £’000                                     £’000 

Return/(loss) on ordinary activities before taxation                                                                                                                         7,265                                    (3,802) 

Tax charge/(credit) on profit/(loss) at the standard rate of 19% (2020: 19%)                                                                       1,380                                        (722) 

Factors affecting the charge:                                                                                                                                                                            

Non-taxable (gains)/losses                                                                                                                                                                   (1,236)                                        935 

Income not taxable                                                                                                                                                                                        (4)                                         (10) 

Consortium relief in respect of prior years                                                                                                                                              (33)                                         (64) 

                                                                                                                                                                                                                        107                                         139 

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Notes to the Financial Statements continued 

Tax charge/(credit) on ordinary activities (continued) 

8. 
The tax charge for the year shown in the Income statement is lower than the standard rate of corporation tax in the UK of 19 per cent. 
(2020: 19 per cent.). The differences are explained above. 

Consortium relief is recognised in the accounts in the period in which the claim is submitted to HMRC and is shown as tax in respect 
of prior year. 

Notes  
(i)           Venture Capital Trusts are not subject to corporation tax on capital gains. 
(ii)          Tax relief on expenses charged to capital has been determined by allocating tax relief to expenses by reference to the applicable corporation tax rate and 

allocating the relief between revenue and capital in accordance with the SORP. 

(iii)         No deferred tax asset or liability has arisen in the year. 

Dividends 

9.
                                                                                                                                                                                                         Year ended                            Year ended 
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
                                                                                                                                                                                                                    £’000                                     £’000 

Dividend of 2.50p per share paid on 31 July 2020 (31 July 2019: 2.50p per share)                                                               2,541                                     2,382 

Dividend of 1.74p per share paid on 29 January 2021 (31 January 2020: 2.50p per share)                                                1,745                                     2,365 

Unclaimed dividends                                                                                                                                                                                   (23)                                         (22) 

                                                                                                                                                                                                                    4,263                                  4,725 

In  addition  to  the  dividends  summarised  above,  the  Board  has  declared  a  first  dividend  for  the  year  ending  31  March  2022  of 
1.83  pence  per  share  to  be  paid  on  30  July  2021  to  shareholders  on  the  register  on  9  July  2021.  The  total  dividend  will  be 
approximately £1,819,000.  

The Board has also declared a special dividend of 15.00 pence per share, payable on 30 July 2021 to shareholders on the register on 
9 July 2021. The total dividend will be approximately £14,909,000. 

During  the  year,  unclaimed  dividends  older  than  twelve  years  of  £23,000  (2020:  £22,000)  were  returned  to  the  Company  in 
accordance with the terms of the Articles of Association and have been accounted for on an accruals basis. 

10.  Basic and diluted return/(loss) per share 
                                                                                                  Year ended 31 March 2021                                          Year ended 31 March 2020 
                                                                                    Revenue                Capital                    Total               Revenue                   Capital

Total 

Return/(loss) attributable to equity shares (£’000)           1,468                   5,690                   7,158                       1,810                    (5,751)
Weighted average shares in issue                                                               100,836,952                                                                    96,167,014 
(adjusted for treasury shares) 
Return/(loss) attributable per equity share (pence)         1.46                      5.64                      7.10                        1.88                       (5.98)

(3,941) 

(4.10) 

The weighted average number of shares is calculated after adjusting for treasury shares of 17,153,431 (2020: 14,084,031). 

There are no convertible instruments, derivatives or contingent share agreements in issue so basic and diluted return per share are the 
same. 

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Notes to the Financial Statements continued 

Fixed asset investments  

11.
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
Investments held at fair value through profit or loss                                                                                                             £’000                                     £’000 

Unquoted equity                                                                                                                                                                                   17,563                                   25,773 

Unquoted loan stock                                                                                                                                                                            10,792                                   23,470 

                                                                                                                                                                                                                  28,355                                   49,243 

                                                                                                                                                                                                 31 March 2021                    31 March 2020 
                                                                                                                                                                                                                    £’000                                     £’000 

Opening valuation                                                                                                                                                              49,243                                61,459 

Purchases at cost                                                                                                                                                                                     5,040                                      5,090 

Disposal proceeds                                                                                                                                                                                (31,883)                                (12,295) 

Realised gains                                                                                                                                                                                           4,677                                         292 

Movement in loan stock accrued income                                                                                                                                             (553)                                         (86) 

Unrealised gains/(losses)                                                                                                                                                                       1,831                                    (5,217) 

Closing valuation                                                                                                                                                                28,355                                49,243 

Movement in loan stock accrued income 

Opening accumulated loan stock accrued income                                                                                                                              752                                         838 

Movement in loan stock accrued income                                                                                                                                             (553)                                     (86) 

Closing accumulated loan stock accrued income                                                                                                              199                                     752 

Movement in unrealised gains 

Opening accumulated unrealised gains                                                                                                                                           13,178                                   19,327 

Transfer of previously unrealised gains to realised reserve on realisations of investments                                                (11,421)                                      (932) 

Unrealised gains/(losses)                                                                                                                                                                       1,831                                    (5,217) 

Closing accumulated unrealised gains                                                                                                                             3,588                                13,178 

Historic cost basis 

Opening book cost                                                                                                                                                                                35,313                                   41,294 

Purchases at cost                                                                                                                                                                                     5,040                                      5,090 

Sales at cost                                                                                                                                                                                          (15,785)                                (11,071) 

Closing book cost                                                                                                                                                                24,568                                35,313 

Purchases and disposals detailed above do not agree to the Statement of cash flows due to restructuring of investments, conversion 
of convertible loan stock and settlement debtors and creditors. 

The Company does not hold any assets as a result of the enforcement of security during the period, and believes that the carrying 
values for both impaired and past due assets are covered by the value of security held for these loan stock investments.  

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Notes to the Financial Statements continued 

Fixed asset investments (continued) 

11.
Unquoted fixed asset investments are valued at fair value in accordance with the IPEV guidelines as follows: 

                                                                                                                                                                                                 31 March 2021                    31 March 2020 
Valuation methodology                                                                                                                                                                     £’000                                     £’000 

Cost and price of recent investment (reviewed for impairment or uplift)                                                                                11,408                                      6,607 

Third party valuation – Discounted cash flow                                                                                                                                   9,835                                      9,968 

Third party valuation - Earnings multiple                                                                                                                                           2,196                                   28,110 

Net assets                                                                                                                                                                                                  1,850                                      2,034 

Earnings multiple                                                                                                                                                                                     1,666                                              – 

Revenue multiple                                                                                                                                                                                     1,400                                      2,524 

                                                                                                                                                                                                                  28,355                                   49,243 

When using the cost or price of a recent investment in the valuations the Company looks to re-calibrate this price at each valuation 
point  by  reviewing  progress  within  the  investment,  comparing  against  the  initial  investment  thesis,  assessing  if  there  are  any 
significant events or milestones that would indicate the value of the investment has changed and considering whether a market-based 
methodology (i.e. using multiples from comparable public companies) or a discounted cashflow forecast would be more appropriate. 

The main inputs into the calibration exercise, and for the valuation models using multiples, are revenue, EBITDA and P/E multiples 
(based on the most recent revenue, EBITDA or earnings achieved and equivalent corresponding revenue, EBITDA or earnings multiples 
of comparable companies), quality of earnings assessments and comparability difference adjustments. Revenue multiples are often 
used, rather than EBITDA or earnings, due to the nature of the Company’s investments, being in growth and technology companies 
which are not normally expected to achieve profitability or scale for a number of years. Where an investment has achieved scale and 
profitability the Company would normally then expect to switch to using an EBITDA or earnings multiple methodology. 

In the calibration exercise and in determining the valuation for the Company’s equity instruments, comparable trading multiples are 
used. In accordance with the Company’s policy, appropriate comparable companies based on industry, size, developmental stage, 
revenue generation and strategy are determined and a trading multiple for each comparable company identified is then calculated. 
The multiple is calculated by dividing the enterprise value of the comparable group by its revenue, EBITDA or earnings. The trading 
multiple  is  then  adjusted  for  considerations  such  as  illiquidity,  marketability  and  other  differences,  advantages  and  disadvantages 
between the portfolio company and the comparable public companies based on company specific facts and circumstances. 

Fair value investments had the following movements between valuation methodologies between 31 March 2020 and 31 March 2021: 

                                                                                                                                       Value as at  
                                                                                                                               31 March 2021 

Change in valuation methodology (2020 to 2021)                                                      £’000            Explanatory note 

Revenue multiple to cost and price of recent investment                                                                     

(reviewed for impairment or uplift)                                                                                                 1,946             Funding round led to new methodology 

Cost and price of recent investment (reviewed for impairment or uplift)                                          

to earnings multiple                                                                                                                           1,666             More appropriate valuation methodology 

Net assets to cost and price of recent investment                                                                                               

(reviewed for impairment or uplift)                                                                                                    356             External funding round led to new methodology 

The valuation will be the most appropriate valuation methodology for an investment within its market, with regard to the financial 
health of the investment and the IPEV Guidelines. The Directors believe that, within these parameters, there are no other more relevant 
methods of valuation which would be reasonable as at 31 March 2021. 

Albion Venture Capital Trust PLC

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Notes to the Financial Statements continued 

Fixed asset investments (continued) 

11.
FRS 102 and the SORP requires the Company to disclose the inputs to the valuation methods applied to its investments measured at 
FVTPL in a fair value hierarchy. The table below sets out fair value hierarchy definitions using FRS102 s.11.27. 

Fair value hierarchy                                      Definition  

Level 1                                                                    The unadjusted quoted price in an active market 
Level 2                                                                    Inputs to valuations are from observable sources and are directly or indirectly derived from prices 
Level 3                                                                    Inputs to valuations not based on observable market data 

All fixed asset investments (unquoted equity, preference shares and loan stock) are valued according to Level 3 valuation methods. 
The Level 3 valuation movements are therefore the same as the fixed asset investment valuation movements above. 

FRS 102 requires the Directors to consider the impact of changing one or more of the inputs used as part of the valuation process to 
reasonable possible alternative assumptions. 75% of the portfolio of investments, consisting of equity and loan stock, is based on 
recent investment price, net assets and cost. For the remainder of the portfolio, the Board has considered the reasonable possible 
alternative input assumptions on the valuation of the portfolio and believes that changes to the inputs (by adjusting the discounts 
rates, earnings and revenue multiples) could lead to a change in fair value of the portfolio. The Board has reviewed the Manager’s 
adjusted inputs for a number of the largest portfolio companies (by value) which covers 18% of the portfolio. This has resulted in a 
total coverage of 93% of the portfolio of investments. The main inputs considered for each type of valuation is as follows: 

                                                                         Portfolio                

                                                                 fair value 

NAV  

                                                                         company               
Valuation technique                                     sector                     Input

Base                  Change                         of investments 
Case*                in input                         (£’000)

(pence 
 per share) 

                                                                 Change in 

Change in 

Third party valuation – Discounted                  Renewable               Discount rate  5.5%                  +1.0%                               196

cashflow                                                                 energy                      

                            -1.0%                                (191)

Earnings multiple                                                 Software & other    Earnings
                                                                                technology               multiple

8.0x                     +1.0                                   109
                            -1.0                                    (109)

Revenue multiple                                                  Healthcare               Revenue 

6.0x                     +1.4                                   330

                                                                                (including digital    multiple
                                                                                healthcare) 

                            -2.0                                    (467)

0.20 

(0.19) 

0.11 
(0.11) 

0.33 

(0.47) 

* As detailed in the accounting policies on page 55, the base case is based on market comparables, discounted where appropriate for marketability, in accordance with the 
IPEV guidelines. 

The impact of these changes could result in an overall increase in the valuation of the equity investments by £636,000 (3.6%) or a 
decrease in the valuation of equity investments by £767,000 (4.4%). 

Significant interests 

12.
The principal activity of the Company is to select and hold a portfolio of investments in unquoted securities. Although the Company, 
through the Manager, will, in some cases, be represented on the board of the portfolio company, it will not take a controlling interest 
or become involved in the management of a portfolio company. The size and structure of the companies with unquoted securities may 
result in certain holdings in the portfolio representing a participating interest without there being any partnership, joint venture or 
management  consortium  agreement.  The  investment  listed  below  is  held  as  part  of  an  investment  portfolio  and  therefore,  as 
permitted by FRS 102 section 9.9B, it is measured at fair value through profit and loss and not accounted for using the equity method. 

The  Company  has  interests  of  greater  than  20  per  cent.  of  the  nominal  value  of  any  class  (some  of  which  are  non-voting)  of  the 
allotted shares in the portfolio companies as at 31 March 2021 as described below.  

                                                                         Registered             

Aggregate  

                                                                         address and          Profit/(loss) 

capital and      Results                           % class

                                                                         country of             before tax

reserves            for 16 month                 and

Company                                                         incorporation        £’000

£’000               period ended                share type

% total 

voting 

rights 

Kew Green VCT (Stansted) Limited                  EC1M 5QL, UK        n/a*

4,091                  31 December 2019        45.2% Ordinary 

45.2% 

* The company files filleted accounts which do not disclose this information.  

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Notes to the Financial Statements continued 

13. Current assets  
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
Trade and other receivables                                                                                                                                                             £’000                                     £’000 

Other receivables                                                                                                                                                                                         107                                         172 

UK corporation tax receivable                                                                                                                                                                     97                                           64 

Prepayments and accrued income                                                                                                                                                            21                                           16 

Deferred consideration over one year                                                                                                                                                 1,336                                              – 

                                                                                                                                                                                                                    1,561                                     252 

The  deferred  consideration  over  one  year  relates  to  the  sale  of  G.  Network  Communications  Limited  in  December  2020.  These 
proceeds  are  receivable  in  January  2024,  and  have  been  discounted  to  present  value  at  the  prevailing  market  rate,  including  a 
provision for counterparty risk. This constitutes a financing transaction, and has been accounted for using the policy disclosed in note 2.  

The Directors consider that the carrying amount of receivables is not materially different to their fair value. 

Payables: amounts falling due within one year 

14.
                                                                                                                                                                                                 31 March 2021                    31 March 2020 
                                                                                                                                                                                                                    £’000                                     £’000 

Trade payables                                                                                                                                                                                            219                                           13 

UK Corporation tax payable                                                                                                                                                                     140                                         203 

Accruals and deferred income                                                                                                                                                                  431                                         433 

                                                                                                                                                                                                                        790                                     649 

The Directors consider that the carrying amount of payables is not materially different to their fair value. 

15. Called-up share capital 

Allotted, called-up and fully paid                                                                                                                                                                                  £’000 

114,789,539 Ordinary shares of 1 penny each at 31 March 2020                                                                                                                                              1,148 

1,759,986 Ordinary shares of 1 penny each issued during the year                                                                                                                                                  17 

116,549,525 Ordinary shares of 1 penny each at 31 March 2021                                                                                                                         1,165 

14,084,031 Ordinary shares of 1 penny each held in treasury at 31 March 2020                                                                                                                     (141) 

3,069,400 Ordinary shares purchased during the year to be held in treasury                                                                                                                                (31) 

17,153,431 Ordinary shares of 1 penny each held in treasury at 31 March 2021                                                                                                (172) 

99,396,094 Ordinary shares of 1 penny each in circulation* at 31 March 2021                                                                                                     994 

* Carrying one vote each 

The  Company  purchased  3,069,400  Ordinary  shares  (2020:  2,566,843)  to  be  held  in  treasury  at  a  cost  of  £2,043,000  (2020: 
£1,866,000) representing 2.6 per cent. (2020: 2.2 per cent.) of its issued share capital as at 31 March 2021. The shares purchased for 
treasury were funded from the other distributable reserve.  

The  Company  holds  a  total  of  17,153,431  shares  (2020:  14,084,031)  in  treasury  at  a  nominal  value  of  £172,000,  representing 
14.7 per cent. of the issued Ordinary share capital as at 31 March 2021.  

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Notes to the Financial Statements continued 

15. Called up share capital (continued) 
Under the terms of the Dividend Reinvestment Scheme Circular dated 10 July 2008, the following new Ordinary shares of nominal 
value 1 penny each were allotted during the year: 

                                                                                                                                           Aggregate                                                                         Opening 

                                                                                                                                               nominal                                                                 market price 

                                                                                                                                                    value          Issue price                       Net      on allotment 

                                                                                                             Number of             of shares                 (pence              invested        date (pence 

Date of allotment                                                                      shares allotted                   £’000             per share)                 £’000             per share) 

31 July 2020                                                                                                      494,534                              5                      67.63                         318                      65.00 

29 January 2021                                                                                               329,463                              3                      67.85                         222                      64.00 

                                                                                                                             823,997                           8                                                    540 

During  the  year,  the  Company  issued  the  following  new  Ordinary  shares  of  nominal  value  1  penny  each  under  the  Albion  VCTs 
Prospectus Top Up Offers 2019/20: 

                                                                                                                                           Aggregate                                                                         Opening 

                                                                                                                                               nominal                                                    Net       market price 

                                                                                                                                                    value          Issue price     consideration      on allotment 

                                                                                                             Number of             of shares                 (pence              received        date (pence 

Date of allotment                                                                      shares allotted                   £’000             per share)                 £’000             per share) 

30 April 2020                                                                                                     193,917                              2                      72.50                         138                      63.50 

30 April 2020                                                                                                     742,072                              7                      73.20                         530                      63.50 

                                                                                                                             935,989                           9                                                    668 

16. Basic and diluted net asset value per share 
                                                                                                                                                                                                 31 March 2021                    31 March 2020 

Basic and diluted net asset value per share (pence)                                                                                                                       73.13                                      70.13 

The basic and diluted net asset value per share at the year end are calculated in accordance with the Articles of Association and are 
based upon total shares in issue (adjusted for treasury shares) of 99,396,094 Ordinary shares (2020: 100,705,508). 

17.  Capital and financial instruments risk management 
The Company’s capital comprises Ordinary shares as described in note 15. The Company is permitted to buy back its own shares for 
cancellation or treasury purposes, and this is described in more detail on page 36 of the Directors’ report. 

The Company’s financial instruments comprise equity and loan stock investments in unquoted companies, cash balances and short 
term receivables and payables which arise from its operations. The main purpose of these financial instruments is to generate cash 
flow, revenue and capital appreciation for the Company’s operations. The Company has no gearing or other financial liabilities apart 
from short term payables. The Company does not use any derivatives for the management of its Balance sheet. 

The principal risks arising from the Company’s operations are: 

•   Market and investment risk (which comprises investment price and cash flow interest rate risk); 

•   credit risk; and 

•   liquidity risk. 

The Board regularly reviews and agrees policies for managing each of these risks. There have been no changes in the nature of the 
risks that the Company has faced during the past year and there have been no changes in the objectives, policies or processes for 
managing risks during the past year. The key risks are summarised below.

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Notes to the Financial Statements continued 

17. Capital and financial instruments risk management (continued) 
Market risk 
As a Venture Capital Trust, it is the Company’s specific nature to evaluate the market risk of its portfolio in unquoted companies, details 
of which are shown on page 25. Market risk is the exposure of the Company to the revaluation and devaluation of investments as a 
result  of  macroeconomic  changes.  The  main  driver  of  market  risk  is  the  dynamics  of  market  quoted  comparators,  as  well  as  the 
financial and operational performance of portfolio companies. The Board seeks to reduce this risk by having a spread of investments 
across a variety of sectors. More details on the sectors the Company invests in can be found in the pie chart on page 10. 

The Manager and the Board formally review market risk, both at the time of initial investment and at quarterly Board meetings. 

The Board monitors the prices at which sales of investments are made to ensure that profits to the Company are maximised, and that 
valuations of investments retained within the portfolio appear sufficiently prudent and realistic compared to prices being achieved in 
the market for sales of unquoted investments. 

As required under FRS 102 the Board is required to illustrate by way of a sensitivity analysis the extent to which the assets are exposed 
to market risk. The Board considers that the value of the fixed asset investment portfolio is sensitive to a change of 10% based on the 
current economic climate. The impact of a 10% change has been selected as this is considered reasonable given the current level of 
volatility  observed.  When  considering  the  appropriate  level  of  sensitivity  to  be  applied,  the  Board  has  considered  both  historic 
performance and future expectations.  

The  sensitivity  of  a  10%  increase  or  decrease  in  the  valuation  of  the  fixed  asset  investment  portfolio  (keeping  all  other  variables 
constant) would increase or decrease the net asset value and return for the year by £2,836,000. Further sensitivity analysis on fixed 
asset investments is included in note 11. 

Investment risk (including investment price risk) 
Investment  risk  (including  investment  price  risk)  is  the  risk  that  the  fair  value  of  future  investment  cash  flows  will  fluctuate  due  to 
factors specific to an investment instrument or to a market in similar instruments. The management of risk within the venture capital 
portfolio  is  addressed  through  careful  investment  selection,  by  diversification  across  different  industry  segments,  by  maintaining  a 
wide  spread  of  holdings  in  terms  of  financing  stage  and  by  limitation  of  the  size  of  individual  holdings.  The  Manager  receives 
management  accounts  from  portfolio  companies  and  members  of  the  investment  management  team  often  sit  on  the  boards  of 
unquoted portfolio companies; this enables the close identification, monitoring and management of investment risk. The Directors 
monitor the Manager’s compliance with the investment policy, review and agree policies for managing this risk and monitor the overall 
level of risk on the investment portfolio on a regular basis.  

Valuations are based on the most appropriate valuation methodology for an investment within its market, with regard to the financial 
health of the investment and the IPEV Guidelines. Details of the industries in which investments have been made are contained in the 
pie chart in the Strategic report on page 10. 

The maximum investment risk on the balance sheet date is the value of the fixed asset investment portfolio which is £28,355,000 
(2020: £49,243,000). Fixed asset investments form 39 per cent. of the net asset value on 31 March 2021 (2020: 70 per cent.). 

Interest rate risk 
It is the Company’s policy to accept a degree of interest rate risk on its financial assets through the effect of interest rate changes. On 
the basis of the Company’s analysis, it was estimated that a rise of 1 per cent. in all interest rates would have increased total return 
before tax for the year by approximately £327,000 (2020: £222,000). Furthermore, it was considered that a fall of interest rates below 
current levels during the year would have been unlikely.  

The  weighted  average  effective  interest  rate  applied  to  the  Company’s  fixed  rate  assets  during  the  year  was  approximately 
11.9 per cent. (2020: 12.8 per cent.). The weighted average period to maturity for the fixed rate assets is approximately 6.9 years 
(2020: 6.0 years). 

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Notes to the Financial Statements continued 

17. Capital and financial instruments risk management (continued) 
The Company’s financial assets and liabilities, all denominated in Sterling, consist of the following: 

                                                                                           31 March 2021                                                                         31 March 2020 
                                                                                                                Non-                                                                                                  Non- 
                                                              Fixed          Floating           interest                                                                 Floating              interest 
                                                                rate                  rate           bearing                Total         Fixed rate                    rate             bearing                  Total 
                                                             £’000              £’000              £’000              £’000               £’000                £’000                £’000                £’000 

Unquoted equity                                              –                       –            17,563            17,563                         –                         –              25,773              25,773 

Unquoted loan stock                           10,233                  247                  312            10,792              22,730                    257                    483              23,470 

Receivables*                                                      –                       –               1,443               1,443                         –                         –                    175                    175 

Payables*                                                           –                       –                 (650)               (650)                        –                         –                   (446)                 (446) 

Cash                                                                    –            43,562                       –            43,562                         –              21,782                         –              21,782 

                                                                 10,233            43,809            18,668            72,710              22,730              22,039              25,985              70,754 

* The receivables and payables do not reconcile to the Balance sheet as prepayments and tax receivable/(payable) are not included in the above table. 

Credit risk 
Credit risk is the risk that the counterparty to a financial instrument will fail to discharge an obligation or commitment that it has 
entered into with the Company. The Company is exposed to credit risk through its receivables, investment in unquoted loan stock, and 
through the holding of cash on deposit with banks. 

The  Manager  evaluates  credit  risk  on  loan  stock  and  other  similar  instruments  prior  to  investment,  and  as  part  of  its  ongoing 
monitoring of investments. In doing this, it takes into account the extent and quality of any security held. For loan stock investments 
made prior to 6 April 2018, which account for 83.8 per cent. of loan stock by value, typically loan stock instruments have a fixed or 
floating charge, which may or may not have been subordinated, over the assets of the portfolio company in order to mitigate the gross 
credit risk. 

The Manager receives management accounts from portfolio companies, and members of the investment management team often 
sit on the boards of unquoted portfolio companies; this enables the close identification, monitoring and management of investment-
specific credit risk. 

The Manager and the Board formally review credit risk (including receivables) and other risks, both at the time of initial investment 
and at quarterly Board meetings. 

The Company’s total gross credit risk as at 31 March 2021 was limited to £10,792,000 of unquoted loan stock instruments (2020: 
£23,470,000), £43,562,000 cash deposits with banks (2020: £21,782,000) and £1,561,000 of other receivables (2020: £252,000). 

At the Balance sheet date, the cash held by the Company was held with Lloyds Bank plc, Scottish Widows Bank plc (part of Lloyds 
Banking Group), Barclays Bank plc and National Westminster Bank plc. Credit risk on cash transactions was mitigated by transacting 
with  counterparties  that  are  regulated  entities  subject  to  prudential  supervision,  with  high  credit  ratings  assigned  by  international 
credit-rating agencies. 

The Company has an informal policy of limiting counterparty banking and floating rate note exposure to a maximum of 20 per cent. 
of net asset value for any one counterparty. 

The credit profile of the unquoted loan stock is described under liquidity risk. 

Impaired loan stock instruments have a first fixed charge or a fixed and floating charge over the assets of the portfolio company and 
the Board estimate that the security value approximates to the carrying value. 

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Notes to the Financial Statements continued 

17. Capital and financial instruments risk management (continued) 
Liquidity risk 
Liquid assets are held as cash on current account, on deposit or short term money market account. Under the terms of its Articles, the 
Company has the ability to borrow up to 10 per cent. of its adjusted capital and reserves of the latest published audited Balance sheet, 
which amounts to £5,596,000 as at 31 March 2021 (2020: £6,809,000). 

The Company has no committed borrowing facilities as at 31 March 2021 (2020: £nil) and had cash balances of £43,562,000 (2020: 
£21,782,000).  The  main  cash  outflows  are  for  new  investments,  buy-back  of  shares  and  dividend  payments,  which  are  within  the 
control of the Company. The Manager formally reviews the cash requirements of the Company on a monthly basis, and the Board on 
a quarterly basis as part of its review of management accounts and forecasts. All the Company’s financial liabilities are short term in 
nature and total £790,000 for the year to 31 March 2021 (2020: £649,000). 

The carrying value of loan stock investments as analysed by expected maturity dates is as follows: 

                                                                                                           31 March 2021                                                            31 March 2020 
                                                                                      Fully                                Valued                                      Fully                                    Valued 
                                                                           performing       Past due   below cost             Total   performing         Past due     below cost               Total 
Redemption date                                                     £’000           £’000           £’000           £’000            £’000             £’000             £’000             £’000 

Less than one year                                                               864               486               916            2,266              7,643                 488                 917              9,048 

1-2 years                                                                                      –               806                    –               806            2,110                      –                      –              2,110 

2-3 years                                                                                      –                    –                    –                    –                 544                      –                      –                 544 

3-5 years                                                                             1,618                    –                    5            1,623              1,511                      –                      –              1,511 

5+ years                                                                              5,649               448                    –            6,097              9,809                 448                      –           10,257 

                                                                                    8,131            1,740               921          10,792          21,617                 936                 917           23,470 

Loan stock can be past due as a result of interest or capital not being paid in accordance with contractual terms. The cost of loan stock 
valued below cost is £1,045,000 (2020: £1,026,000). 

The Company does not hold any assets as the result of the enforcement of security during the period, and believes that the carrying 
values for both those valued below cost and past due assets are covered by the value of security held for these loan stock investments. 

In view of the availability of adequate cash balances and the repayment profile of loan stock investments, the Board considers that 
the Company is subject to low liquidity risk. 

Fair values of financial assets and financial liabilities 
All the Company’s financial assets and liabilities as at 31 March 2021 are stated at fair value as determined by the Directors, with the 
exception of receivables, payables and cash which are carried at amortised cost. There are no financial liabilities other than payables. 
The Company’s financial liabilities are all non-interest bearing. It is the Directors’ opinion that the book value of the financial liabilities 
is not materially different to the fair value and all are payable within one year. 

18. Commitments and contingencies 
The Company had no financial commitments in respect of investments at 31 March 2021 (2020: £nil). 

There are no contingent liabilities or guarantees given by the Company as at 31 March 2021 (31 March 2020: £nil). 

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Notes to the Financial Statements continued 

Post balance sheet events 

19.
Since 31 March 2021 the Company has had the following post balance sheet events: 

•   Investment  of  £813,000  in  a  new  portfolio  company,  an  open  sources  API  management  platform  that  enables  enterprises  to 

manage their APIs through their lifecycle (from design to publishing to controlling access and security); 

•   Investment  of  £736,000  in  a  new  portfolio  company,  a  provider  of  digital  therapeutics  and  decentralised  clinical  trials  for 

respiratory conditions; 

•   Investment of £564,000 in an existing portfolio company, uMotif Limited; and 

•   Investment of £309,000 in a new portfolio company, Accelex Technology Limited (T/A Accelex). 

20. Related party transactions  
Other  than  transactions  with  the  Manager  as  disclosed  in  note  5,  and  the  Directors’  remuneration  disclosed  in  the  Directors’ 
remuneration report on page 44, there are no other related party transactions or balances requiring disclosure.

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Notice of Annual General Meeting

SHAREHOLDERS, WHILST ENCOURAGED TO VOTE ON THE RESOLUTIONS BEING PROPOSED, SHOULD TAKE NOTE OF THE 
SPECIAL  ARRANGEMENTS  FOR  THIS  YEAR’S  AGM  (SEE  PAGES  8  AND  9).  DUE  TO  ONGOING  UNCERTAINTY  AROUND 
LARGE INDOOR MEETINGS, SHAREHOLDERS WILL NOT BE ALLOWED ENTRY INTO THE BUILDING WHERE THE AGM IS 
HELD. ANY CHANGES TO THESE ARRANGEMENTS WILL BE MADE AVAILABLE AT WWW.ALBION.CAPITAL/FUNDS/AAVC. 

NOTICE IS HEREBY GIVEN that the Annual General Meeting of Albion Venture Capital Trust PLC (the “Company”) will be held at the 
registered office of, 1 Benjamin Street, London EC1M 5QL on 7 September 2021 at noon for the following purposes: 

To consider and, if thought fit, to pass the following resolutions, of which numbers 1 to 9 will be proposed as ordinary resolutions and 
numbers 10 to 12 as special resolutions. 

Ordinary Business 

1.        To receive and adopt the Company’s accounts for the year ended 31 March 2021 together with the Strategic report and the 

reports of the Directors and Auditor. 

2.        To approve the Directors’ remuneration report for the year ended 31 March 2021.  

3.        To re-elect Richard Glover as a Director of the Company. 

4.        To re-elect John Kerr as a Director of the Company. 

5.        To re-elect Ann Berresford as a Director of the Company. 

6.        To re-elect Richard Wilson as a Director of the Company. 

7.        To re-appoint BDO LLP as Auditor of the Company to hold office from the conclusion of the meeting to the conclusion of the 

next meeting at which the accounts are to be laid. 

8.        To authorise the Directors to agree the Auditor’s remuneration.  

Authority to allot shares 

Special Business 
9.
           That the Directors be generally and unconditionally authorised in accordance with section 551 of the Companies Act 2006 (the 
“Act”)  to  allot  Ordinary  shares  in  the  capital  of  the  Company  ("Ordinary  shares")  up  to  an  aggregate  nominal  amount  of 
£233,099  (which  comprises  approximately  20%  of  the  Company’s  issued  Ordinary  shares  as  at  the  date  of  this  Notice) 
provided that this authority shall expire 15 months from the date that this resolution is passed, or, if earlier, at the conclusion of 
the  next  Annual  General  Meeting  of  the  Company,  but  so  that  the  Company  may,  before  such  expiry,  make  an  offer  or 
agreement which would or might require shares to be allotted or rights to subscribe for or convert securities into shares to be 
granted after such expiry and the Directors may allot shares or grant rights to subscribe for or convert securities into shares 
pursuant to such an offer or agreement as if this authority had not expired. 

10. Authority for the disapplication of pre-emption rights 
           That, subject to the authority and conditional on the passing of resolution number 9, the Directors be empowered, pursuant to 
sections 570 and 573 of the Act, to allot equity securities (within the meaning of section 560 of the Act) for cash pursuant to 
the authority conferred by resolution number 9 and/or sell Ordinary shares held by the Company as treasury shares for cash as 
if section 561(1) of the Act did not apply to any such allotment or sale. 

           Under this power the Directors may impose any limits or restrictions and make any arrangements which they deem necessary 
or expedient to deal with any treasury shares, fractional entitlements, record dates, legal, regulatory or practical problems in, or 
laws of, any territory or other matter, arising under the laws of, or the requirements of any recognised regulatory body or any 
stock exchange in, any territory or any other matter. 

           This power shall expire 15 months from the date that this resolution is passed or, if earlier, the conclusion of the next Annual 
General Meeting of the Company, save that the Company may, before such expiry, make an offer or agreement which would or 
might require equity securities to be allotted after such expiry and the Directors may allot equity securities in pursuance of any 
such offer or agreement as if this power had not expired. 

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Notice of Annual General Meeting continued

11. Authority to purchase own shares 
           That, subject to and in accordance with the Company’s Articles of Association, the Company be generally and unconditionally 
authorised,  pursuant  to  and  in  accordance  with  section  701  of  the  Act,  to  make  market  purchases  (within  the  meaning  of 
section 693(4) of the Act) of Ordinary shares of 1 penny each in the capital of the Company (“Ordinary shares”), on such terms 
as the Directors think fit, provided always that: 

           (a)      the maximum aggregate number of Ordinary shares hereby authorised to be purchased is 17,470,774 or, if lower, such 
number of Ordinary shares as shall equal 14.99% of the issued Ordinary share capital of the Company at the date of the 
passing of this resolution; 

           (b)      the minimum price, exclusive of any expenses, which may be paid for an Ordinary share is 1 penny; 

           (c)       the maximum price, exclusive of any expenses, which may be paid for each Ordinary share is an amount equal to the 
higher of (a) 105% of the average of the middle market quotations for an Ordinary share, as derived from the London 
Stock Exchange Daily Official List, for the five business days immediately preceding the day on which the Ordinary share 
is purchased; and (b) the amount stipulated by Article 5(1) of the Buy-back and Stabilisation Regulation 2003; 

           (d)      the authority hereby conferred shall, unless previously revoked, varied or renewed, expire 15 months from the date that 

this resolution is passed or, if earlier, at the conclusion of the next Annual General Meeting; and  

           (e)      the Company may make a contract or contracts to purchase Ordinary shares under this authority before the expiry of the 
authority which will or may be executed wholly or partly after the expiry of the authority, and may make a purchase of 
shares in pursuance of any such contract or contracts as if the authority conferred hereby had not expired. 

12. Cancellation of share premium and capital redemption reserve 
           That the amount standing to the credit of the Company’s share premium account and capital redemption reserve as at 6pm 

on the day before the date of the Final Hearing be cancelled and reclassified as other distributable reserves. 

By Order of the Board 

Albion Capital Group LLP 
Company Secretary 
Registered office 
1 Benjamin Street, 
London, EC1M 5QL  
21 June 2021 

Albion Venture Capital Trust PLC is registered in England and Wales with number 03142609 

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Notice of Annual General Meeting continued

Notes 
1.        Members entitled to attend, speak and vote at the Annual General Meeting (“AGM”) may appoint a proxy or proxies (who need 
not be a member of the Company) to exercise these rights in their place at the AGM. A member may appoint more than one 
proxy, provided that each proxy is appointed to exercise the rights attached to different shares. Proxies may only be appointed 
by: 

           •         completing  and  returning  the  Form  of  Proxy  enclosed  with  this  Notice  to  Computershare  Investor  Services  PLC,  The 

Pavilions, Bridgwater Road, Bristol BS99 6ZZ; or 

           •         going to www.investorcentre.co.uk/eproxy and following the instructions provided there; or 

           •         by having an appropriate CREST message transmitted, if you are a user of the CREST system (including CREST personal 

members). 

           Return of the Form of Proxy will not preclude a member from attending the meeting and voting in person. A member may not 
use any electronic address provided in the Notice of this meeting to communicate with the Company for any purposes other 
than those expressly stated. 

           To be effective the Form of Proxy must be completed in accordance with the instructions and received by the Registrars of the 

Company by noon on 3 September 2021. 

           In accordance with good governance practice, the Company is offering shareholders use of an online service, offered by the 
Company’s registrar, Computershare Investor Services, at www.investorcentre.co.uk/eproxy. Shareholders can use this service to 
vote  or  appoint  a  proxy  online.  The  same  voting  deadline  of  noon  on  3  September  2021  applies  as  if  you  were  using  your 
Personalised Voting Form to vote or appoint a proxy by post to vote for you. Shareholders who hold their shares electronically 
may submit their votes through CREST, by submitting the appropriate and authenticated CREST message so as to be received 
by the Company's registrar not later than 48 hours before the start of the meeting. Instructions on how to vote through CREST 
can be found by accessing the following website: www.euroclear.com/CREST. Shareholders should not show this information to 
anyone unless they wish to give proxy instructions on their behalf. 

2.        Any person to whom this Notice is sent who is a person nominated under section 146 of the Companies Act 2006 (“the Act”) to 
enjoy information rights (a “Nominated Person”) may, under an agreement between him or her and the member by whom he 
or  she  was  nominated,  have  a  right  to  be  appointed  (or  to  have  someone  else  appointed)  as  a  proxy  for  the  AGM.  If  a 
Nominated  Person  has  no  such  proxy  appointment  right  or  does  not  wish  to  exercise  it,  he  or  she  may,  under  any  such 
agreement, have a right to give instructions to the member as to the exercise of voting rights.  

           The statement of rights of members in relation to the appointment of proxies in note 1 above does not apply to Nominated 

Persons. The rights described in that note can only be exercised by members of the Company. 

3.        To be entitled to attend and vote at the AGM (and for the purpose of the determination by the Company of the votes they may 
cast), members must be registered in the register of members of the Company at noon on 3 September 2021 (or, in the event 
of any adjournment, on the date which is two business days before the time of the adjourned meeting). Changes to the register 
of members after the relevant deadline shall be disregarded in determining the rights of any person to attend and vote at the 
meeting. 

4.        CREST members who wish to appoint a proxy or proxies through the CREST electronic proxy appointment service may do so for 
this AGM and any adjournment(s) by using the procedures described in the CREST Manual. CREST personal members or other 
CREST sponsored members, and those CREST members who have appointed a voting service provider(s), should refer to their 
CREST sponsor or voting service provider(s), who will be able to take the appropriate action on their behalf. 

           In order for a proxy appointment or instruction made using the CREST service to be valid, the appropriate CREST message (a 
“CREST Proxy Instruction”) must be properly authenticated in accordance with Euroclear UK and Ireland Limited’s specifications, 
and  must  contain  the  information  required  for  such  instruction,  as  described  in  the  CREST  Manual  (available  via 
www.euroclear.com/CREST). The message, regardless of whether it constitutes the appointment of a proxy or is an amendment 
to the instruction given to a previously appointed proxy must, in order to be valid, be transmitted so as to be received by the 
issuer's agent by noon on 3 September 2021. For this purpose, the time of receipt will be taken to be the time (as determined 
by the time stamp applied to the message by the CREST Application Host) from which the issuer's agent is able to retrieve the 
message  by  enquiry  to  CREST  in  the  manner  prescribed  by  CREST.  After  this  time  any  change  of  instructions  to  proxies 
appointed through CREST should be communicated to the appointee through other means.  

           CREST members and, where applicable, their CREST sponsors or voting service provider(s) should note that Euroclear UK and 
Ireland Limited does not make available special procedures in CREST for any particular message. Normal system timings and 
limitations will, therefore, apply in relation to the input of CREST Proxy Instructions. It is the responsibility of the CREST member 
concerned  to  take  (or,  if  the  CREST  member  is  a  CREST  personal  member  or  sponsored  member  or  has  appointed  a  voting 

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Notice of Annual General Meeting continued

service provider, to procure that his or her CREST sponsor or voting service provider(s) take(s)) such action as shall be necessary 
to  ensure  that  a  message  is  transmitted  by  means  of  the  CREST  system  by  any  particular  time.  In  this  connection,  CREST 
members and, where applicable, their CREST sponsors or voting service provider(s) are referred, in particular, to those sections 
of the CREST Manual concerning practical limitations of the CREST system and timings. 

           The  Company  may  treat  as  invalid  a  CREST  Proxy  Instruction  in  the  circumstances  set  out  in  Regulation  35(5)(a)  of  the 

Uncertificated Securities Regulations 2001. 

5.        Any corporation which is a member can appoint one or more corporate representatives who may exercise on its behalf all of its 

powers as a member provided that they do not do so in relation to the same shares. 

6.        A copy of this Notice, and other information regarding the meeting, as required by section 311A of the Act, is available from 

www.albion.capital/funds/AAVC under the ‘Fund reports’ section. 

7.        Any member attending the meeting has the right to ask questions. The Company must cause to be answered any such question 
relating to the business being dealt with at the meeting but no such answer need be given if (a) to do so would interfere unduly 
with the preparation for the meeting or involve the disclosure of confidential information, (b) the answer has already been given 
on a website in the form of an answer to a question, or (c) it is undesirable in the interests of the Company or the good order of 
the meeting that the question be answered. 

8.        Copies of contracts of service and letters of appointment between the Directors and the Company, together with the Register 
of Directors’ Interests in the Ordinary shares of the Company, will be available for inspection at the Registered Office of the 
Company during normal business hours from the date of this Notice until the conclusion of the meeting, and at the place of the 
meeting for at least 15 minutes prior to the meeting until its conclusion. In addition, a copy of the Articles of Association will be 
available for inspection at the Company’s registered office from the date of this Notice until the conclusion of the meeting, and 
at the place of the meeting for at least 15 minutes prior to the meeting until its conclusion.  

9.        Under section 527 of the Act members meeting the threshold requirements set out in that section have the right to require the 
Company  to  publish  on  a  website  a  statement  setting  out  any  matter  relating  to:  (i)  the  audit  of  the  Company’s  accounts 
(including  the  Auditor’s  report  and  the  conduct  of  the  audit)  that  are  to  be  laid  before  the  AGM:  or  (ii)  any  circumstances 
connected with an Auditor of the Company ceasing to hold office since the previous meeting at which the annual accounts and 
reports were laid in accordance with section 437 of the Act. The Company may not require the members requesting any such 
website publication to pay its expenses in complying with section 527 and 528 of the Act. Where the Company is required to 
place a statement on a website under section 527 of the Act, it must forward the statement to the Company’s Auditor not later 
than the time when it makes the statement available on the website. The business which may be dealt with at the AGM includes 
any statement that the Company has been required under section 527 of the Act to publish on a website.  

10.     Members satisfying the thresholds in Section 338 of the Companies Act 2006 may require the Company to give, to members 
of the Company entitled to receive notice of the AGM, notice of a resolution which those members intend to move (and which 
may properly be moved) at the AGM. A resolution may properly be moved at the AGM unless (i) it would, if passed, be ineffective 
(whether by reason of any inconsistency with any enactment of the Company’s constitution or otherwise); (ii) it is defamatory 
of any person; or (iii) it is frivolous or vexatious. The business which may be dealt with at the AGM includes a resolution circulated 
pursuant to this right. A request made pursuant to this right may be in hard copy or electronic form, must identify the resolution 
of which notice is to be given, must be authenticated by the person(s) making it and must be received by the Company not later 
than 6 weeks before the date of the AGM.  

11.     Members satisfying the thresholds in Section 388A of the Companies Act 2006 may request the Company to include in the 
business to be dealt with at the AGM any matter (other than a proposed resolution) which may properly be included in the 
business at the AGM. 

           A matter may properly be included in the business at the AGM unless (i) it is defamatory of any person or (ii) it is frivolous or 
vexatious. A request made pursuant to this right may be in hard copy or electronic form, must identify the matter to be included 
in the business, must be accompanied by a statement setting out the grounds for the request, must be authenticated by the 
person(s) making it and must be received by the Company not later than 6 weeks before the date of the AGM. 

12.     As at 18 June 2021 being the latest practicable date prior to the publication of this Notice, the Company’s issued share capital 
consists of 116,549,525 Ordinary shares with a nominal value of 1 penny each. The Company also holds 17,153,431 Ordinary 
shares in treasury. Therefore, the total voting rights in the Company as at 18 June 2021 are 99,396,094.

72

Albion Venture Capital Trust PLC 

Albion Venture Capital Trust PLC

16 This report is printed on Amadeus offset a totally recycled paper 

A member of the Association  
of Investment Companies

produced using 100% recycled waste at a mill that has been 
awarded the ISO 14001 certificate for environmental management. 
The pulp is bleached using a totally chlorine free (TCF) process.