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Albion Venture Capital Trust PLC

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FY2018 Annual Report · Albion Venture Capital Trust PLC
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Albion Venture Capital Trust PLC

Annual Report and Financial
Statements for the year  
ended 31 March 2018

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250317 Albion Capital pp01-pp09.qxp  02/07/2018  20:56  Page 1

Contents 

Page

2         Company information

3         Investment objective and policy

4        Background to the Company

4        Financial calendar

5         Financial highlights

7        Chairman’s statement

10      Strategic report

18      The Board of Directors

19      The Manager

21      Portfolio of investments

23      Portfolio companies

28      Directors’ report

32      Statement of Directors’ responsibilities

33      Statement of corporate governance

38      Directors’ remuneration report

41      Independent Auditor’s report

47      Income statement

48      Balance sheet

49      Statement of changes in equity

50      Statement of cash flows

51      Notes to the Financial Statements

64      Notice of Annual General Meeting

68      Dividend history for C shares and Albion Prime

VCT PLC

Albion Venture Capital Trust PLC 

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250317 Albion Capital pp01-pp09.qxp  02/07/2018  20:56  Page 2

Company information

Company number                                                  03142609

Directors                                                                    David Watkins MBA (Harvard), Chairman (US citizen)
                                                                                     John Kerr ACMA
                                                                                     Ann Berresford ACA
                                                                                     Ebbe Dinesen R (Danish) FSR
                                                                                     Richard Glover
                                                                                     Jeff Warren ACCA

Country of incorporation                                     United Kingdom

Legal form                                                                 Public Limited Company

Manager, company secretary,                           Albion Capital Group LLP
AIFM and registered office                                1 King’s Arms Yard
                                                                                     London, EC2R 7AF

Registrar                                                                    Computershare Investor Services PLC
                                                                                     The Pavilions
                                                                                     Bridgwater Road
                                                                                     Bristol, BS99 6ZZ

Auditor                                                                       BDO LLP
                                                                                     55 Baker Street
                                                                                     London, W1U 7EU

Taxation adviser                                                     Philip Hare & Associates LLP
                                                                                     1st Floor
                                                                                     4 Staple Inn
                                                                                     London, WC1V 7QH 

Legal adviser                                                            Bird & Bird LLP
                                                                                     12 New Fetter Lane
                                                                                     London, EC4A 1JP

Albion Venture Capital Trust PLC is a member of The Association of Investment Companies (www.theaic.co.uk).

Shareholder information                                     For  help  relating  to  dividend  payments,  shareholdings  and  share  certificates  please

                                                                                     Tel: 0370 873 5849 (UK National Rate call, lines are open 8.30am – 5.30pm; Mon – Fri,

contact Computershare Investor Services PLC:

                                                                                     Website: www.investorcentre.co.uk
                                                                                     Shareholders  can  access  holdings  and  valuation  information  regarding  any  of  their

shares held with Computershare by registering on Computershare’s website.

calls may be recorded)

Financial adviser information                            For  enquiries  relating  to  the  performance  of  the  Company,  and  information  for

financial advisers, please contact Albion Capital Group LLP:

                                                                                     Email: info@albion.capital
                                                                                   Tel: 020 7601 1850 (lines are open 9.00am – 5.30pm; Mon – Fri; calls may be recorded)
                                                                                     Website: www.albion.capital

                                                                                     Please  note  that  these  contacts  are  unable  to  provide  financial  or  taxation

advice.

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Albion Venture Capital Trust PLC 

250317 Albion Capital pp01-pp09.qxp  02/07/2018  20:56  Page 3

Investment objective and policy

Albion Venture Capital Trust PLC (the “Company”) is a venture capital trust and its current general investment policy is as follows:

Investment policy
To manage the risk normally associated with investments in smaller, unquoted companies whilst maintaining an attractive yield,
through  allowing  investors  the  opportunity  to  participate  in  a  balanced  portfolio  of  asset-based  businesses.  The  Company’s
investment portfolio will thus be structured with the objective of providing a balance between income and capital growth for the
longer term. This is achieved as follows:

•       Qualifying unquoted investments are predominantly in companies which are asset-based;

•       The Company invests alongside selected partners with proven experience in the sectors concerned;

•       Investments  are  normally  structured  as  a  mixture  of  equity  and  loan  stock.  The  loan  stock  represents  the  majority  of  the
finance provided and is secured on the assets of the portfolio company. Funds managed or advised by Albion Capital Group
LLP typically own 50 per cent. of the equity of the portfolio company; and

•       Other than the loan stock issued to funds managed or advised by Albion Capital Group LLP, the Company’s policy remains that
its portfolio companies should not normally have external borrowings, and for the Company to have first charge over portfolio
companies’ assets.

In the November 2017 Autumn Budget, a number of changes to the legislation governing venture capital trusts were announced.
Those changes have now been enacted in the Finance Act 2017-19 and further information has been provided in Guidance Notes
issued by HM Revenue & Customs. Some of these changes took effect from the date upon which the Finance Act received Royal Assent
and others came into force on 6 April 2018. In future, VCTs may no longer offer secured loans to portfolio companies and to qualify
for VCT tax reliefs, portfolio companies must satisfy a "risk to capital condition”. This means that the portfolio company must have an
objective to grow and develop over the long term and there must be a significant risk that there could be a loss of capital to the VCT
of an amount exceeding the net return. The overall aim of HM Treasury is to encourage more high growth investment through VCTs
rather than low risk, heavily asset backed investments.

As  a  result  of  these  changes,  and  subject  to  shareholder  approval,  the  Board  is  now  recommending  a  change  to  the
Company’s  general  investment  policy,  as  set  out  below. The  updated  policy  removes  references  to  asset-based  companies  in
which funds managed or advised by Albion Capital Group LLP typically own 50 per cent. of the equity, to loan stock being secured by
first charges and to the Company’s policy that portfolio companies should not normally have external borrowings, and so will enable
the Company to invest in a broad range of businesses. In the future, the Company will be permitted to provide unsecured loans but
on a portfolio basis these may not represent more than 30 per cent. of investments after 5 April 2018, and the interest rate may not
exceed a normal commercial rate of return. The proposed new investment policy is as follows:

Proposed new investment policy
The  Company  will  invest  in  a  broad  portfolio  of  smaller,  unquoted  growth  businesses  across  a  variety  of  sectors  including
higher risk technology companies. Investments may take the form of equity or a mixture of equity and loans. 

Allocation of funds will be determined by the investment opportunities which become available but efforts will be made to
ensure  that  the  portfolio  is  diversified  both  in  terms  of  sector  and  stage  of  maturity  of  company.  Funds  held  pending
investment or for liquidity purposes will be held as cash on deposit.

Risk diversification and maximum exposures
Risk is spread by investing in a number of different businesses within venture capital trust qualifying industry sectors. The maximum amount
which the Company will invest in a single portfolio company is 15 per cent. of the Company’s assets at cost, thus ensuring a spread of
investment risk. The value of an individual investment may increase over time as a result of trading progress and it is possible that it may
grow in value to a point where it represents a significantly higher proportion of total assets prior to a realisation opportunity being available.

Gearing
The Company’s maximum exposure in relation to gearing is restricted to 10 per cent. of the adjusted share capital and reserves.

Albion Venture Capital Trust PLC 

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Background to the Company

The Company is a venture capital trust which raised a total of £39.7 million through an issue of Ordinary shares in the spring of 1996
and through an issue of C shares in the following year. The C shares merged with the Ordinary shares in 2001. The Company has raised
a further £26.9 million under the Albion VCTs Top Up Offers since 2011.

On 25 September 2012, the Company acquired the assets and liabilities of Albion Prime VCT PLC (“Prime”) in exchange for new shares
in the Company, resulting in a further £14.3 million of net assets.

Financial calendar

Record date for first dividend                                                                                                                                                        13 July 2018

Payment of first dividend                                                                                                                                                               31 July 2018

Annual General Meeting                                                                                                                                   11:00am on 13 August 2018

Announcement of half-yearly results for the six months ending 30 September 2018                                              December 2018

Payment of second dividend (subject to Board approval)                                                                                              31 January 2019

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Albion Venture Capital Trust PLC 

250317 Albion Capital pp01-pp09.qxp  02/07/2018  20:56  Page 5

Financial highlights 

5.5p

5.0p 

76.0p

Basic and diluted total return per share for
the year ended 31 March 2018

Total tax-free dividend per share paid during
the year ended 31 March 2018

Net asset value per share as at
31 March 2018

225.8p

Total shareholder return since launch to
31 March 2018

6.4%

Annualised return since launch (without tax
relief)

Total shareholder return relative to the
 FTSE All-Share Index total return
(in both cases with dividends reinvested)

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Total shareholder return

FTSE All-Share Index total return

Source: Albion Capital Group LLP
Methodology: Total shareholder return, including original amount invested (rebased to 100) from launch, assuming that dividends were reinvested at net asset value
of the Company at the time the shares were quoted ex-dividend. Transaction costs are not taken into account.

Albion Venture Capital Trust PLC 

5

 
 
 
250317 Albion Capital pp01-pp09.qxp  02/07/2018  20:56  Page 6

Financial highlights  continued

                                                                                                                                   31 March 2018              31 March 2017
                                                                                                                                (pence per share)          (pence per share)

Dividends paid                                                                                                                                5.0                                     5.0
Revenue return                                                                                                                               1.8                                     1.9
Capital return                                                                                                                                  3.7                                     6.8
Net asset value                                                                                                                            76.0                                  75.4

                                                                                                                                                                                                  Ordinary shares
Total shareholder return to 31 March 2018:                                                                                                                                 (pence per share)

Total dividends paid during the year ended : 

31 March 1997                                                                                                                                           2.00

31 March 1998                                                                                                                                           5.20

31 March 1999                                                                                                                                        11.05

31 March 2000                                                                                                                                           3.00

31 March 2001                                                                                                                                           8.55

31 March 2002                                                                                                                                           7.60

31 March 2003                                                                                                                                           7.70

31 March 2004                                                                                                                                           8.20

31 March 2005                                                                                                                                           9.75

31 March 2006                                                                                                                                        11.75

31 March 2007                                                                                                                                        10.00

31 March 2008                                                                                                                                        10.00

31 March 2009                                                                                                                                        10.00

31 March 2010                                                                                                                                           5.00

31 March 2011                                                                                                                                           5.00

31 March 2012                                                                                                                                           5.00

31 March 2013                                                                                                                                           5.00

31 March 2014                                                                                                                                           5.00

31 March 2015                                                                                                                                           5.00

31 March 2016                                                                                                                                           5.00

31 March 2017                                                                                                                                           5.00

31 March 2018                                                                                                                                           5.00

Total dividends paid to 31 March 2018                                                                                                                                                                     149.80

Net asset value as at 31 March 2018                                                                                                                                                                                                  76.00

Total shareholder return to 31 March 2018                                                                                                                                                              225.80

The  financial  summary  above  is  for  the  Company,  Albion  Venture  Capital  Trust  PLC  Ordinary  shares  only.  Details  of  the  financial
performance of the C shares and Albion Prime VCT PLC, which have been merged into the Company, can be found on page 68.

In  addition  to  the  dividends  summarised  above,  the  Board  has  declared  a  first  dividend  for  the  year  ending  31  March  2019  of
2.5 pence per share to be paid on 31 July 2018 to shareholders on the register on 13 July 2018.

Notes
•            Dividends paid before 5 April 1999 were paid to qualifying shareholders inclusive of the associated tax credit. The dividends for the year to 31 March 1999 were

maximised in order to take advantage of this tax credit.

•            The net asset value of the Company is not its share price as quoted on the official list of the London Stock Exchange. The share price of the Company can be accessed

via a link on the Company’s webpage at www.albion.capital/funds/AAVC under ‘Trust Information’.

•            Investors are reminded that it is common for shares in VCTs to trade at a discount to their net asset value as tax reliefs are only obtainable on new subscription.

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Albion Venture Capital Trust PLC 

250317 Albion Capital pp01-pp09.qxp  02/07/2018  20:56  Page 7

Chairman’s statement  

Introduction
This  is  my  last  Chairman’s  statement  before  my
retirement  and  I  would  like  to  start  by  taking  the
opportunity to thank my fellow Directors, the Manager
and our shareholders for all their support over the last
22  years.  It  has  certainly  been  an  enjoyable  time
for me.

I am pleased to report that the results for
the  year  to  31  March  2018  show  a  total
return  of  5.5  pence  per  share  (2017:  8.7
pence  per  share)  and  net  assets  of  76.0
pence per share, compared to 75.4 pence
per  share  at  31  March  2017,  after  the
payment  of  total  tax-free  dividends  of
5 pence per share for the year. 

It  is  encouraging  that  the  Company’s
total  return  continues  for  the  fourth  year
running to cover the dividend of 5 pence
per share. This has been partly through an
increase  in  the  income  generated  by  the
investment  portfolio,  which  has  risen  8.9
per  cent.  from  the  previous  year.  The
principal  element,  however,  has  come
from capital uplifts: in particular the uplift
in  the  third  party  valuations  of  our  care
homes,  hydro  projects  and  schools,
together  with  a  pleasing  uplift  in  the
valuation  of  our  new 
fibre  optic
broadband provider.

Investment performance and progress
During the year we made investments in a
start  up  wedding  venue  business,  a  new
business  setting  up  a  women’s  health
centre  on  Harley  Street  and  a  company
providing  fibre  optic  broadband  to
businesses in Central London, while selling
the  Crown  Hotel  in  Harrogate  and  the
Weybridge  health  and  fitness  club.
Healthcare now accounts for 40 per cent.
of  the  portfolio,  while  renewable  energy
accounts  for  19  per  cent.,  hotels  have
reduced  to  13  per  cent.  and  education
accounts for 9 per cent..

Taking these sectors in turn, our three care
homes,  Shinfield  View,  near  Reading,
Cumnor  Hill  House  on  the  outskirts  of
Oxford (owned by Active Lives Care), and
Ryefield Court in Hillingdon, West London,
have been continuing to build occupancy,
further  uplifts 
leading 
the
to 
independent 
third  party  valuations.
Meanwhile our new investment, Women’s
Health (London West One), is scheduled to
open The Evewell clinic in October 2018.

in 

Our  renewable  energy  investments  are
now relatively mature, but we completed
a  significant  expansion  of  our  biogas
plant,  Earnside  Energy.  Meanwhile  the
valuations  of  our  Scottish  hydro  projects
have  benefited  from  better  than  feared
outcomes of the business rates review.

As already mentioned, the Crown Hotel in
Harrogate was sold during the period, at a
small  premium  to  our  holding  value,
realising  proceeds  for  the  Company  of
approximately £3.3 million. Trading at the
Holiday  Inn  Express  at  Stansted  Airport
(Kew Green) was strong for the first half of
the  year,  but  latterly  we  have  seen  some
impact from the opening of a competitor
hotel  in  July.  Since  the  year  end  the
business  has  been  refinanced  with  £6
million  bank  debt,  enabling  £2.3  million
share premium paid by the Company and
other  investors  to  be  repaid  and  £3.4
million  loan  stock  held  by  the  Company
and  other  investors  to  be  redeemed,
reducing  your  Company’s  longstanding
investment by approximately £4.7 million.
The boutique Stanwell Heathrow Hotel has
faced increased competition in its market.

Albion Venture Capital Trust PLC 

7

David Watkins
Chairman

‘

The Company’s
total return
continues for the
fourth year
running to cover
the dividend of
5 pence per
share

’

250317 Albion Capital pp01-pp09.qxp  02/07/2018  20:56  Page 8

Chairman’s statement  continued

In education, Radnor House Twickenham
is  close  to  maturity  with  over  400  pupils
while  pupil  numbers  at  Radnor  House
Sevenoaks have been continuing to grow
and  are  now  over  400.  In  addition,
MHS  1’s  investment  in  Mount  House
School,  an  independent  secondary  day
school in Barnet, North London, currently
has 160 pupils.

made 

As regards other sectors, new investments
in 
were 
G.Network
Communications,  a 
rapidly  growing
provider  of  fibre  optic  broadband  to
businesses  in  Central  London,  and  in
Beddlestead,  a  start  up  wedding  venue
business  which  is  developing  its  first
location in Wiltshire, expected to open in
2019.

Meanwhile  our  portfolio  of  pubs  in  the
North West, within Bravo Inns and Bravo
Inns II, continues to expand.

Change of investment policy
In the November 2017 Autumn Budget, a
number  of  changes  to  the  legislation
governing  venture  capital  trusts  were
announced. As explained more fully in the
Strategic report, VCTs may no longer offer
secured  loans  and  portfolio  companies
must  satisfy  a  "risk  to  capital  condition”.
The  overall  aim  of  HM  Treasury  is  to
encourage more high growth investment
through  VCTs  rather  than  heavily  asset
backed  investments.  As  a  result  of  these
changes, 
the  Board  has  carefully
considered  the  strategic  options  open  to
the Company and is now recommending
a change to our investment policy, which
will  enable  the  Company  to  invest  in  a
range  of  businesses  going
broader 
forward,  including  in  the  higher  risk
technology  sector,  and  accordingly  a
resolution  to  effect  the  change  will  be
proposed  at  the  forthcoming  Annual
General Meeting. Albion, in its other VCTs,
has  had  many  years  of  experience
investing  in  early  stage  high  growth
businesses. The proposed new investment
policy can be found on page 4.

8

Albion Venture Capital Trust PLC 

Board composition
As you may know, I have been Chairman
of your Company since its launch in 1996
and I will be stepping down on 1 August
2018.  Ebbe  Dinesen  intends  to  retire  at
the  Annual  General  Meeting  in  2019.  I
was  very  pleased  to  welcome  Richard
Glover and Ann Berresford to the Board in
November  and  am  happy  to  announce
that Richard has agreed to take over from
me as Chairman.

As  stated  in  the  interim  report,  Richard
has  been  involved  with  a  number  of
private equity backed companies over the
years,  including  chief  executive  roles  at
BSM Group through its development from
a  family  company  to  a  flotation  on  the
London  Stock  Exchange  and  subsequent
sale  to  the  RAC,  and  of  a  professional
educational 
services  business,  and
chairman  roles  at  a  property  services
business and a retail services group.

Ann  qualified  as  a  chartered  accountant
in  financial
and  has  a  background 
management  at  Clyde  Petroleum  and
Bank  of  Ireland.  She  has  been  a  non-
executive  director  at  the  Bath  Building
Society and is a non-executive director at
Secure Trust Bank.

Reflections
I  will  be  stepping  down  from  my
Chairman  role  after  22  years,  and  it  is
perhaps  natural  that  I  have  a  few
reflections  I  would  like  to  share  with  the
Company’s shareholders, many of whom
have supported the Company and me for
a large part of my tenure.

small 

I  became  Chairman  of  what  was  then
called  Close  Brothers  Venture  Capital
Trust at its initial launch in February 1996.
VCTs  were  an  imaginative  innovation  to
and
encourage 
entrepreneurial 
through
innovative  tax  strategies.  The  total
capitalisation  of  all  VCTs 
is  now
approximately  £4.3  billion,  so  our
activities  and  our  performance  have  in
the
some  measure  contributed 

company 

activities 

to 

‘

Our 22 year IRR
(ignoring tax
breaks) is 6.4%
per annum,
which puts us
first equal in our
“vintage” and
among the best
of all VCTs

’

250317 Albion Capital pp01-pp09.qxp  02/07/2018  20:56  Page 9

Chairman’s statement  continued

establishment  of  the  VCT  as  an  accepted  and  attractive
investment class. 

And the investment experience has been good. Our 22 year IRR
(ignoring tax breaks) is 6.4% per annum, which puts us first equal
in our “vintage” and among the best of all VCTs. I am proud of
our Manager and my Board for overseeing such a long term and
attractive investment performance.

Our  investment  management  team  have  been  successful
investors and early adopters in a number of attractive investment
themes. Over the years we have had very attractive investment
returns  from  hotels,  nursing  homes,  residential  property
development,  movie  theatres  and  pubs.  More  recently,
renewable energy and secondary schools have proven to be very
successful investment opportunities.

Which is not to say that we have not stumbled along the way, but
then you expect that in a portfolio and there are always lessons
to be learnt. We did foresee some of the economic stress in 2008
and were in the process of selling some of our hotel assets but
those  sales  were  overtaken  by  the  economic  crisis  before  we
could conclude them. As always, we might have done better, but
I am proud of what we did accomplish and I am highly confident
that  Richard  Glover  and  your  Board  will  do  even  better  in  the
coming years.

Share buy-backs
It  remains  the  Board’s  primary  objective  to  maintain  sufficient
resources for investment in existing and new portfolio companies
and  for  the  continued  payment  of  dividends  to  shareholders.
Thereafter, it is still the Board’s policy to buy back shares in the
market, subject to the overall criterion that such purchases are in
the  Company’s  interest.  The  total  value  bought  in  for  the  year
ended  31  March  2018  was  £1,019,000.  Subject  to  the
constraints  referred  to  above  and  subject  to  first  purchasing
shares  held  by  the  market  makers,  the  Board  will  target  such
buy-backs  to  be  in  the  region  of  a  5  per  cent.  discount  to  net
asset value, so far as market conditions and liquidity permit. 

Results and dividends
As at 31 March 2018, the net  asset value was £65.8 million or
76.0 pence per share, compared to £65.5 million or 75.4 pence
per share as at 31 March 2017, after the payment of total tax-
free dividends of 5 pence per share. The results comprised a total
return of 5.5 pence per share for the year (2017: 8.7 pence per
share), which is made up of a 1.8 pence per share revenue return
(2017:  1.9  pence  per  share)  and  a  3.7  pence  per  share  capital
return  (2017:  6.8  pence  per  share).  The  revenue  return  before
taxation was £1.9 million compared to £1.8 million for the year
to 31 March 2017. The Company will pay a first dividend of 2.5
pence per share for the year ending 31 March 2019 on 31 July
2018 to shareholders on the register on 13 July 2018, which is in

line with the Company’s current objective of paying a dividend of
5  pence  per  share  annually.  Thereafter,  it  is  intended  that
payment of the next dividend will be made at the end of January
2019.

Risks and uncertainties
The  outlook  for  the  UK  economy  continues  to  be  the  key  risk
affecting your Company. The forthcoming withdrawal from the
European  Union  may  have  an  effect  on  the  Company  and  its
investments, although the extent of the effect is not quantifiable
at this time.

A detailed analysis of the other risks and uncertainties facing the
business is set out on pages 15 and 16 of the Strategic report.

Outlook and prospects
Given the changes in VCT legislation, and subject to approval of
the  requisite  resolution  at  the  Annual  General  Meeting,  the
Company’s investment policy will change in a material way, so it
seems fitting that we should have a new chairman to oversee this
important  new  stage  in  the  Company’s  life.  The  Company’s
investment portfolio will transition over time from an asset-based
one  to  a  portfolio  with  a  much  greater  focus  on  young  growth
companies. I believe that the Manager has the expertise to effect
the  transition,  given  its  record  in  other  VCTs  it  manages,  and  I
wish  the  Company  a  very  successful  future.  The  last  22  years
have  seen  good  returns  for  shareholders  and  I  have  every
confidence that the next 22 can be at least as good. Let me finish
by just saying “thank you for your support”.

David Watkins
Chairman
29 June 2018

Albion Venture Capital Trust PLC 

9

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Strategic report

Albion Venture Capital Trust PLC is a venture capital trust and its
current general investment objective and policy can be found on
page 4.

As a result of changes in The Finance Act 2018, and subject to
shareholder approval, the Board is now recommending a change
to the Company’s general investment policy. The proposed new
investment policy is as follows:

Current portfolio sector allocation
The following pie chart shows the split of the portfolio valuation
by  sector  as  at  31  March  2018.  Details  of  the  principal
investments made by the Company are shown in the Portfolio of
investments on pages 21 and 22.

Education 
9% (7%)

Cash and cash
equivalents
10% (15%)

Proposed new investment policy
The Company will invest in a broad portfolio of smaller,
unquoted growth businesses across a variety of sectors
including higher risk technology companies. Investments
may take the form of equity or a mixture of equity and
loans.

Allocation of funds will be determined by the investment
opportunities which become available but efforts will be
made  to  ensure  that  the  portfolio  is  diversified  both  in
terms of sector and stage of maturity of company. Funds
held pending investment or for liquidity purposes will be
held as cash on deposit.

Risk diversification and maximum exposures
Risk  is  spread  by  investing  in  a  number  of  different  businesses
within  venture  capital  trust  qualifying  industry  sectors.  The
maximum  amount  which  the  Company  will  invest  in  a  single
portfolio  company  is  15  per  cent.  of  the  Company’s  assets  at
cost, thus ensuring a spread of investment risk. The value of an
individual  investment  may  increase  over  time  as  a  result  of
trading progress and it is possible that it may grow in value to a
point where it represents a significantly higher proportion of total
assets prior to a realisation opportunity being available.

Gearing
The  Company’s  maximum  exposure  in  relation  to  gearing  is
restricted  to  10  per  cent.  of  the  Company’s  adjusted  share
capital and reserves.

Renewable 
energy 
19% (17%)

Business 
services 
and other
6% (5%)

Hotels
13% (18%)

Pubs
3% (3%)

Healthcare
40% (35%)

Comparatives for 31 March 2017 are shown in brackets
Source: Albion Capital Group LLP

Direction of portfolio
The sector analysis of the Company’s investment portfolio shows
that  healthcare  now  accounts  for  40  per  cent.  of  the  portfolio,
compared  to  35  per  cent.  at  the  end  of  the  previous  financial
year, mainly as a result of an uplift in valuations of £1.9 million.
Renewable  energy  accounts  for  19  per  cent.  of  the  portfolio,
increasing  from  17  per  cent.  as  a  result  of  uplifts  in  our  hydro
schemes. Hotels accounted for 13 per cent. compared to 18 per
cent. at the previous year end after the sale of The Crown Hotel
in Harrogate and this has been reduced further following the year
end as a result of the refinancing of Kew Green VCT (Stansted).
Subject  to  shareholder  approval,  the  change  to  the  investment
policy  will  result  in  asset-based  investments  decreasing  as  a
proportion  of  the  portfolio,  and  a  greater  emphasis  given  to
growth  and  technology  investments.  Further  details  on  the
change  in  investment  policy  can  be  found  in  the  Chairman’s
statement on page 8.

10

Albion Venture Capital Trust PLC

250317 Albion Capital pp10-pp20.qxp  02/07/2018  21:00  Page 11

Strategic report  continued

Results and dividends

Ordinary shares
£’000

Net revenue return for the year 
ended 31 March 2018
Net capital gain for the year 
ended 31 March 2018

Total return for the year 
ended 31 March 2018
Dividend of 2.5 pence 
per share paid on 31 July 2017
Dividend of 2.5 pence per 
share paid on 31 January 2018
Unclaimed dividends returned to the Company

Transferred to reserves

Net assets as at 31 March 2018

Net asset value as at 31 March 2018
(pence per share)

1,605

3,178

4,783

(2,179)

(2,178)
40

466

65,779

76.0

The Company paid dividends totalling 5.0 pence per share during
the year ended 31 March 2018 (2017: 5.0 pence per share). The
dividend objective of the Board is to provide shareholders with a
strong,  predictable  dividend  flow,  with  a  dividend  target  of  5.0
pence per share per annum.

As noted in the Chairman’s statement, the Board has declared a
first dividend of 2.5 pence per share for the year ending 31 March
2019. This dividend will be paid on 31 July 2018 to shareholders
on the register on 13 July 2018.

income  has 

As shown in the Income statement on page 47, the Company’s
investment 
increased  to  £2,520,000  (2017:
£2,381,000) and the total revenue return to equity holders also
increased to £1,605,000 (2017: £1,510,000). Income continues
to  more  than  cover  on-going  expenses.  Although  total  income
has increased, revenue return per share has decreased slightly, to
1.8 pence per share (2017: 1.9 pence per share). The capital gain
on investments for the year was £3,930,000 (2017: £6,179,000),
offset  by  management  fees  charged  to  capital  and  the  related
taxation  impact,  resulting  in  a  capital  return  of  3.7  pence  per
share (2017: 6.8 pence per share). The total return was 5.5 pence
per share (2017: 8.7 pence per share).

The Balance sheet on page 48 shows that the net asset value has
increased over the last year to 76.0 pence per share (2017: 75.4
pence per share), reflecting the total return exceeding the level of
dividends paid during the year.

The  cash  flow  for  the  Company  has  been  a  net  outflow  of
£3,734,000  for  the  year  (2017:  inflow  £166,000),  reflecting
dividends paid, new investments in the year and the buy-back of
shares, offset by cash inflows from operations and disposal proceeds.

Review of business and future changes
A  review  of  the  Company’s  business  during  the  year  and
investment  performance  and  progress  is  contained  in  the
Chairman’s  statement  on  page  7.  The  healthcare  sector
performed  particularly  well  again  this  year  with  an  increase  in
valuations  of  £1.9  million.  After  strong  increases  in  previous
years,  the  renewable  energy  sector  saw  further  increases  of
£1.1 million. The education sector saw an increase in valuation of
£0.5 million as Radnor House Sevenoaks boosted pupil numbers.

As  reported  in  the  Half-yearly  Financial  Report,  recent  VCT
legislation has led your Board and the Manager to conclude that
a purely asset-based investment policy will not be practicable for
the  longer  term.  As  detailed  in  the  Chairman’s  statement  on
page 8, the Board is proposing a change to the investment policy
which  will  result  in  asset-based  investments  decreasing  as  a
proportion  of  the  portfolio,  and  a  greater  emphasis  given  to
growth and technology investments.

Details of significant events which have occurred since the end of
the  financial  year  are  listed  in  note  19.  Details  of  transactions
with the Manager are shown in note 5.

VCT regulation
The investment policy is designed to ensure that the Company
continues to qualify and is approved as a VCT by HMRC. In order
to  maintain  its  status  under  Venture  Capital  Trust  legislation,  a
VCT  must  comply  on  a  continuing  basis  with  the  provisions  of
Section  274  of  the  Income  Tax  Act  2007,  details  of  which  are
provided in the Directors’ report on page 29.

The relevant tests to measure compliance have been carried out
and independently reviewed for the year ended 31 March 2018.
These showed that the Company has complied with all tests and
continues to do so.

The  Finance  Act  2018  contained  a  number  of  measures  that
affects all VCTs. These include:

•   a  principles-based  test  for  qualifying  companies  to  ensure
that investment activities focuses on higher risk opportunities;

•   an  increase  in  the  proportion  of  the  portfolio  invested  in
qualifying  unquoted  companies  from  70  per  cent.  to  80  per
cent.  in  respect  of  accounting  periods  starting  on  or  after
6 April 2019 (so from 1 April 2020 for this Company); and

•   VCT loan investments to be unsecured and represent no more

than normal commercial terms.

Albion Venture Capital Trust PLC

11

250317 Albion Capital pp10-pp20.qxp  02/07/2018  21:00  Page 12

Strategic report  continued

Future prospects
As detailed in the Chairman’s statement on page 8, the Board is
proposing a change to the investment policy which will result in
asset-based  investments  decreasing  as  a  proportion  of  the
portfolio,  and  a  greater  emphasis  given  to  growth  and
technology investments. This in turn is likely to result in a decline
in investment income, and thus the Company’s returns are likely
to be more geared to capital rather than revenue.

The  Board  believes  that  this  model  will  meet  the  investment
objective  and  has  the  potential  to  deliver  attractive  returns  to
shareholders in the future. The Manager has a strong pipeline of
investment  opportunities  in  which  the  Company’s  cash  can  be
deployed.

Key performance indicators
The  Directors  believe  that  the  following  key  performance
indicators, which are typical for venture capital trusts and used by

2.    Net asset value per share and total shareholder return

the  Board  in  its  assessment  of  the  Company,  will  provide
shareholders with sufficient information to assess how effectively
the  Company  is  applying  its  investment  policy  to  meet  its
objective. The Directors are satisfied that the results shown in the
following key performance indicators give a good indication that
the  Company  is  achieving  its  investment  objective  and  policy.
These are:

1.    Total shareholder return relative to FTSE All Share Index

total return

The  graph  on  page  5 shows  the  Company’s  total  shareholder
return  against  the  FTSE  All-Share  Index  total  return,  in  both
instances with dividends reinvested.

Net asset value per share and total shareholder return*
250

205.0 204.7

190.1

191.4

195.3

197.9

199.0 201.1

220.2

225.8

211.8

206.4

191.3

183.7

171.9

159.2

148.5

136.8

127.8

118.4

110.2

e
r
a
h
s

r
e
p
e
c
n
e
P

200

150

100

99.9

95.0 

50

0

1

9

1

9

9

6

9

7

9

9

0

0

0

1

0

3

4

0

5

0

6

0

8

0

9

1

0

1

2

1

3

1

9

2

0

2

0

2

2

0

2

0

2

0

2

2

0

2

0

2

0

2

2

0

2

0

0

1

1

2

2

0

1

0

1

4

5

2

0

2

0

2

1

6

1

7

0

1

8

0

0

2

2

0

0

1

9

9

8

0

0

7

Net asset value

Cumulative dividend

* Total shareholder return is net asset value plus cumulative dividends paid since launch to date.

Net asset value increased by 7.4 per cent. (after adding back the 5.0 pence per share in dividends paid) to 76.0 pence per share for
the year ended 31 March 2018.

Total shareholder return increased by 2.5 per cent. to 225.8 pence per share for the year ended 31 March 2018.

12

Albion Venture Capital Trust PLC

 
 
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Strategic report  continued

3.    Dividend distributions

Dividends paid

104.8

94.8

84.8

74.8

67.8

149.8

144.8

139.8

134.8

129.8

124.8

119.8

114.8

109.8

58.8

50.3

42.3

34.8

27.3

18.8

11.0

5.0

e
r
a
h
s

r
e
p
e
c
n
e
P

150

125

100

75

50

25

0

1

1

9

9

9

9

7

8

1

9

9

9

2

0

0

0

2

0

2

0

2

0

0

1

0

2

0

3

2

2

2

0

0

0

0

0

0

4

5

6

2

0

2

0

2

0

0

7

0

8

0

9

2

0

1

0

2

0

1

1

2

2

0

1

0

1

2

3

2

0

2

0

2

0

2

0

2

0

1

4

1

5

1

6

1

7

1

8

Dividends paid in the period

Cumulative dividend

Dividends paid in respect of the year ended 31 March 2018 were 5.0 pence per share (2017: 5.0 pence per share), in line with the
Board’s dividend objective. Cumulative dividends paid since inception amount to 149.8 pence per Ordinary share. 

4.    Ongoing charges

The  ongoing  charges  ratio  for  the  year  ended  31  March  2018
was 2.4 per cent. (2017: 2.4 per cent.). The ongoing charges ratio
has  been  calculated  using  The  Association  of  Investment
Companies’  (AIC)  recommended  methodology.  This  figure
shows shareholders the total recurring annual running expenses
(including  investment  management  fees  charged  to  capital
reserve) as a percentage of the average net assets attributable to
shareholders. The Directors expect the ongoing charges ratio for
the  year  ahead  to  be  approximately  2.4  per  cent.  The  cap  on
total annual normal expenses, including the management fee, is
3.0 per cent. of the average net asset value.

Gearing
As  defined  by  the  Articles  of  Association,  the  Company’s
maximum exposure in relation to gearing is restricted to 10 per
cent. of the adjusted share capital and reserves. The Directors do
not  currently  have  any  intention  to  utilise  gearing  for  the
Company.

Operational arrangements
The  Company  has  delegated  the  investment  management  of
the portfolio to Albion Capital Group LLP, which is authorised and
regulated  by  the  Financial  Conduct  Authority.  Albion  Capital
Group  LLP  also  provides  company  secretarial  and  other
accounting and administrative support to the Company.

Management agreement
Under  the  Management  agreement,  the  Manager  provides
investment management, secretarial and administrative services
to  the  Company.  The  Management  agreement  can  be
terminated  by  either  party  on  12  months’  notice.  The
Management agreement is subject to earlier termination in the
event of certain breaches or on the insolvency of either party. The
Manager is paid an annual fee equal to 1.9 per cent. of the net
asset  value  of  the  Company,  and  an  annual  secretarial  and
administrative  fee  of  £50,000  (2017:  £49,000)  increased
annually by RPI. These fees are payable quarterly in arrears.

In line with common practice, the Manager is also entitled to an
arrangement  fee,  payable  by  each  portfolio  company,  of
approximately  2  per  cent.  on  each  new  investment  made  and
any applicable monitoring fees.

Management performance incentive
In order to provide the Manager with an incentive to maximise
the  return  to  investors,  the  Company  has  entered  into  a
management  performance  incentive  arrangement  with  the
Manager.  Under  the  incentive  arrangement,  the  Company  will
pay an incentive fee to the Manager of an amount equal to 8 per
cent. of the excess total return above 5 per cent. per annum, paid
out annually in cash as an addition to the management fee. Any
shortfall  of  the  target  return  will  be  carried  forward  into

Albion Venture Capital Trust PLC

13

 
 
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Strategic report  continued

subsequent periods and the incentive fee will only be paid once
all previous and current target returns have been met.

For the year to 31 March 2018, no incentive fee became due to
the Manager (2017: £nil).

No further performance fee will become due until the hurdle rate
comprising net asset value, plus dividends from 31 March 2004,
has been reached. As of 31 March 2018 the total return from 31
March  2004  amounted  to  172.5  pence  per  share  which
compared to the hurdle of 192.3 pence per share at that date.

Investment and co-investment
The  Company  co-invests  with  other  venture  capital  trusts  and
funds  managed  by  Albion  Capital  Group  LLP.  Allocation  of
investments is on the basis of an allocation agreement which is
based, inter alia, on the ratio of funds available for investment.

Evaluation of the Manager
The Board has evaluated the performance of the Manager based
on  the  returns  generated  by  the  Company,  the  continued
compliance under venture capital trust legislation, the long term
prospects  of  current  investments,  a  review  of  the  Management
agreement and the services provided therein, and benchmarking
the performance of the Manager to other service providers. The
Board  believes  that  it  is  in  the  interests  of  shareholders  as  a
whole, and of the Company, to continue the appointment of the
Manager for the forthcoming year.

Alternative Investment Fund Managers Directive
(“AIFMD”)
The  Board  has  appointed  Albion  Capital  Group  LLP  as  the
Company’s AIFM as required by the AIFMD.

Social and community issues, employees and human rights
The Board recognises the requirement under section 414C of the
Companies  Act  2006  (the  “Act”)  to  detail  information  about
social  and  community  issues,  employees  and  human  rights;
including  any  policies  it  has  in  relation  to  these  matters  and
effectiveness  of  these  policies.  As  an  externally  managed
investment  company  with  no  employees,  the  Company  has  no
policies in these matters and as such these requirements do not
apply.

General Data Protection Regulation
The  General  Data  Protection  Regulation  (“GDPR”)  was  effective
from  25  May  2018  with  the  objective  of  unifying  data  privacy
requirements  across  the  European  Union.  The  Manager,  Albion
Capital Group LLP, has taken action to ensure that the Manager
and the Company are compliant with the regulation.

Further policies
The Company has adopted a number of further policies relating
to:

•   Environment

•   Global greenhouse gas emissions

•   Anti-bribery

•   Anti-facilitation of tax evasion

•   Diversity

and these are set out in the Directors’ report on pages 29 and 30.

14

Albion Venture Capital Trust PLC

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Strategic report  continued

Risk management
The Board carries out a robust assessment of principal risks in which the Company operates. The principal risks and uncertainties of
the Company as identified by the Board and how they are managed are as follows:

Risk                                     Possible consequence                                              Risk management

Investment and
performance risk

The  risk  of  investment  in  poor  quality
assets, which could reduce the capital and
income returns to shareholders, and could
negatively  impact  on  the  Company’s
current and future valuations.

By  nature,  smaller  unquoted  businesses,
such  as  those  that  qualify  for  venture
capital  trust  purposes,  are  more  fragile
than larger, long established businesses.

Valuation risk

The  Company’s 
investment  valuation
methodology  is  reliant  on  the  accuracy
and  completeness  of  information  that  is
In
issued  by  portfolio  companies. 
particular, the Directors may not be aware
of  or  take  into  account  certain  events  or
circumstances  which  occur  after  the
information  issued  by  such  companies  is
reported.

VCT approval risk

The  Company  must  comply  with  section
274  of  the  Income  Tax  Act  2007  which
enables its investors to take advantage of
tax  relief  on  their  investment  and  on
future  returns.  Breach  of  any  of  the  rules
enabling the Company to hold VCT status
could result in the loss of that status.

To reduce this risk, the Board places reliance upon the skills and
expertise of the Manager and its track record over many years
of making successful investments in this segment of the market.
In  addition,  the  Manager  operates  a  formal  and  structured
investment  appraisal  and  review  process,  which  includes  an
Investment  Committee,  comprising  investment  professionals
from  the  Manager  and  at  least  one  external  investment
professional.  The  Manager  also  invites  and  takes  account  of
comments  from  non-executive  Directors  of  the  Company  on
matters  discussed  at  the  Investment  Committee  meetings.
Investments  are  actively  and  regularly  monitored  by  the
Manager  (investment  managers  normally  sit  on  portfolio
company  boards),  including  the  level  of  diversification  in  the
portfolio,  and  the  Board  receives  detailed  reports  on  each
investment as part of the Manager’s report at quarterly board
meetings.

As  described  in  note  2  of  the  Financial  Statements,  the
investments held by the Company are classified at fair value
through  profit  or  loss  and  valued  in  accordance  with  the
International  Private  Equity  and  Venture  Capital  Valuation
Guidelines.  These  guidelines  set  out  recommendations,
intended to represent current best practice on the valuation
of venture capital investments. These investments are valued
on  the  basis  of  forward  looking  estimates  and  judgements
about the business itself, its market and the environment in
which it operates, together with the state of the mergers and
acquisitions  market,  stock  market  conditions  and  other
factors. In making these judgements the valuation takes into
account all known material facts up to the date of approval of
the  Financial  Statements  by  the  Board.  The  values  of  all
investments  are  at  cost  or  price  of  recent  investment
(reviewed for impairment) or supported by independent third
party professional valuations.

To  reduce  this  risk,  the  Board  has  appointed  the  Manager,
which  has  a  team  with  significant  experience  in  venture
capital  trust  management,  used  to  operating  within  the
requirements  of  the  venture  capital  trust  legislation.  In
addition, to provide further formal reassurance, the Board has
appointed Philip Hare & Associates LLP as its taxation adviser,
who report quarterly to the Board to confirm independently
compliance  with  the  venture  capital  trust  legislation,  to
highlight areas of risk and to inform on changes in legislation.
Each  investment  in  a  new  portfolio  company  is  also  pre-
cleared  with  H.M.  Revenue  &  Customs  or  our  professional
advisers.

Albion Venture Capital Trust PLC

15

      
      
      
      
      
      
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Strategic report  continued

Risk                                     Possible consequence                                              Risk management

Board  members  and  the  Manager  have  experience  of
operating  at  senior 
levels  within  or  advising  quoted
companies. In addition, the Board and the Manager receive
regular  updates  on  new  regulation  from  its  auditor,  lawyers
and  other  professional  bodies.  The  Company  is  subject  to
compliance  checks  through  the  Manager’s  compliance
officer.  The  Manager  reports  monthly  to  its  Board  on  any
issues arising from compliance or regulation. These controls
are  also  reviewed  as  part  of  the  quarterly  Board  meetings,
and  also  as  part  of  the  review  work  undertaken  by  the
Manager’s compliance officer. The report on controls is also
evaluated by the internal auditors.

The  Company  and  its  operations  are  subject  to  a  series  of
rigorous  internal  controls  and  review  procedures  exercised
throughout the year.

The  Audit  Committee  reviews  the  Internal  Audit  Reports
prepared  by  the  Manager’s  internal  auditors,  PKF  Littlejohn
LLP.  On  an  annual  basis,  the  Audit  Committee  Chairman
meets  with  the  internal  audit  partner  to  provide  an
opportunity  to  ask  specific  detailed  questions  in  order  to
satisfy  itself  that  the  Manager  has  strong  systems  and
controls  in  place  including  those  in  relation  to  business
continuity. 

In addition, the Board regularly reviews the performance of
its key service providers, particularly the Manager, to ensure
they continue to have the necessary expertise and resources
to  deliver  the  Company’s  investment  objective  and  policies.
The  Manager  and  other  service  providers  have  also
demonstrated  to  the  Board  that  there  is  no  undue  reliance
placed upon any one individual.

The Company invests in a diversified portfolio of companies
across  a  number  of  industry  sectors  and  in  addition  often
invests a mixture of instruments in portfolio companies.

At any given time, the Company has sufficient cash resources
to meet its operating requirements, including share buy-backs
and follow on investments.

The  Company  operates  a  share  buyback  policy,  which  is
designed  to  limit  the  discount  at  which  the  Ordinary  shares
trade to around 5 per cent. to net asset value, by providing a
purchaser  through  the  Company  in  absence  of  market
purchasers. From time to time buy-backs cannot be applied,
for example when the Company is subject to a close period, or
if it were to exhaust any buyback authorities.

New Ordinary shares are issued at sufficient premium to net
asset value to cover the costs of issue and to avoid asset value
dilution to existing investors.

Regulatory and
compliance risk

Operational and
internal control risk

The  Company  is  listed  on  The  London
Stock Exchange and is required to comply
with the rules of the UK Listing Authority,
as  well  as  with  the  Companies  Act,
other
Standards 
Accounting 
legislation.  Failure  to  comply  with  these
regulations  could  result  in  a  delisting  of
the  Company’s  shares,  or  other  penalties
under the Companies Act or from financial
reporting oversight bodies.

and 

The Company relies on a number of third
parties, in particular the Manager, for the
provision of investment management and
administrative  functions.  Failures  in  key
systems  and 
the
Manager’s  business  could  put  assets  of
the Company at risk or result in reduced or
inaccurate  information  being  passed  to
the Board or to shareholders.

controls  within 

Economic and
political risk

Market value of
Ordinary shares

Changes in economic conditions, including,
for  example, 
interest  rates,  rates  of
inflation, industry conditions, competition,
political  and  diplomatic  events  and  other
factors  could  substantially  and  adversely
affect  the  Company’s  prospects  in  a
number of ways.

The  market  value  of  Ordinary  shares  can
fluctuate. The market value of an Ordinary
share, as well as being affected by its net
asset  value  and  prospective  net  asset
value, also takes into account its dividend
yield and prevailing interest rates. As such,
the  market  value  of  an  Ordinary  share
may vary considerably from its underlying
net  asset  value.  The  market  prices  of
shares  in  quoted  investment  companies
can,  therefore,  be  at  a  discount  or
premium  to  the  net  asset  value  at
different times, depending on supply and
demand,  market  conditions,  general
investor  sentiment  and  other  factors.
Accordingly  the  market  price  of  the
Ordinary shares may not fully reflect their
underlying net asset value. 

16

Albion Venture Capital Trust PLC

      
      
      
      
      
      
      
      
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Strategic report  continued

Viability statement
In  accordance  with  the  FRC  UK  Corporate  Governance  Code
published in 2016 and principle 21 of the AIC Code of Corporate
Governance,  the  Directors  have  assessed  the  prospects  of  the
Company  over  three  years  to  31  March  2021.  The  Directors
believe that three years is a reasonable period in which they can
assess  the  future  of  the  Company  to  continue  to  operate  and
meet its liabilities as they fall due, and is also the period used by
the  Board  in  the  strategic  planning  process  and  is  considered
reasonable for a business of our nature and size. The three year
period  is  considered  the  most  appropriate  given  the  forecasts
that  the  Board  require  from  the  Manager  and  the  estimated
timelines for finding, assessing and completing investments.

The  Directors  have  carried  out  a  robust  assessment  of  the
principal risks facing the Company as explained above, including
those that could threaten its business model, future performance,
solvency  or  liquidity.  The  Board  also  considered  the  risk
management processes in place to avoid or reduce the impact of
the  underlying  risks.  The  Board  focused  on  the  major  factors
which affect the economic, regulatory and political environment.
The Board considered the role of the Manager and the processes
that it has in place for dealing with the principal risks.

The Board assessed the ability of the Company to raise finance
and  deploy  capital.  The  portfolio  is  well  balanced  and  geared
towards  long  term  growth  delivering  dividends  and  capital
growth  to  shareholders.  In  assessing  the  prospects  of  the
Company the Directors have considered the cash flow by looking
at  the  Company’s  income  and  expenditure  projections  and
funding pipeline over the assessment period of three years and
they appear realistic.

Taking into account the processes for mitigating risks, monitoring
costs,  share  price  discount,  the  Manager’s  compliance  with  the
investment  objective,  policies  and  business  model  and  the
balance of the portfolio the Directors have concluded that there
is  a  reasonable  expectation  that  the  Company  will  be  able  to
continue in operation and meet its liabilities as they fall due over
the three year period to 31 March 2021.

This  Strategic  report  of  the  Company  for  the  year  ended  31
March  2018  has  been  prepared  in  accordance  with  the
requirements  of  section  414A  of  the  Act.  The  purpose  of  this
report  is  to  provide  Shareholders  with  sufficient  information  to
enable  them  to  assess  the  extent  to  which  the  Directors  have
performed their duty to promote the success of the Company in
accordance with section 172 of the Act.

For and on behalf of the Board,

David Watkins
Chairman
29 June 2018

Albion Venture Capital Trust PLC

17

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The Board of Directors 

The following are the Directors of the Company, all of whom operate in a non-executive capacity:

David Watkins MBA (Harvard), Chairman (appointed 9 February 1996)
David Watkins worked for Goldman Sachs from 1972 until 1991 where he was head of Euromarkets Syndication and Head of European
Real Estate. He subsequently joined Mountleigh Group PLC where he worked as a director on the restructuring of the business prior to
the Group being placed into administration. After a period operating his own corporate finance business, he joined Baring Securities
in  1994  as  Head  of  Equity  Capital  Markets  –  London,  before  leaving  in  mid-1995  when  the  company  went  into  administration  to
become  Chief  Financial  Officer  and  one  of  the  principal  shareholders  for  The  Distinguished  Programs  Group  LLC,  an  insurance
distribution and underwriting group. At the end of 2012 he sold his shares in The Distinguished Programs Group LLC, but remains as
Vice Chairman. From 1986 to 1990, he was a member of the Council of the London Stock Exchange.

John Kerr ACMA (appointed 9 February 1996)
John Kerr has worked as a venture capitalist and also in manufacturing and service industries. He held a number of finance and general
management  posts  in  the  UK  and  USA,  before  joining  SUMIT  Equity  Ventures,  an  independent  Midlands  based  venture  capital
company, where he was managing director from 1985 to 1992. He then became chief executive of Price & Pierce Limited, which acted
as the UK agent for overseas producers of forestry products, before leaving in 1997 to become finance director of Ambion Brick, a
building  materials  company  bought  out  from  Ibstock  PLC.  After  retiring  in  2002,  he  now  works  as  a  consultant.  He  is  an  external
member of the Manager’s investment committee.

Ann Berresford BSc (Hons), ACA (appointed 8 November 2017)
Ann Berresford is a Chartered Accountant with a background in the financial services and energy sectors. She holds a degree in Organic
Chemistry and trained as an accountant with Grant Thornton, qualifying with the ICAEW in 1984. She moved into industry in 1985
and  worked  in  financial  management  and  treasury  for  the  British  independent  oil  exploration  and  production  company,  Clyde
Petroleum plc in both the UK and in The Netherlands. In 1998, following the takeover of Clyde Petroleum plc, she moved into financial
services  and  joined  Bristol  &  West  plc  which  had  just  become  part  of  the  Bank  of  Ireland  Group.  She  progressed  from  financial
controller of Bristol & West plc to finance director of the Bank of Ireland’s UK network and left in 2006. Since then, she has had a
number  of  non-executive  roles,  including  positions  at  Bath  Building  Society,  the  Pensions  Protection  Fund,  Triodos  Renewables  plc,
Hyperion Insurance Group and the Pensions Regulator. She is currently a non-executive director of Secure Trust Bank plc.

Ebbe Dinesen R (Danish) FSR (appointed 26 September 2012)
Ebbe Dinesen qualified as a chartered accountant in Denmark before working in senior positions in the Danish industry. In 1985 he came
to the United Kingdom and became CEO of Carlsberg UK in 1987. He later became CEO of Carlsberg-Tetley PLC (now Carlsberg UK) and
became executive chairman of that company in 2001. He stepped down in 2006. He was chairman of the British Brewers from 2002 to
2006. Ebbe Dinesen was Danish vice-consul for The Midlands from 1987 to 2006. In 2000 he was knighted by the Queen of Denmark.

Richard Glover (appointed 8 November 2017)
Richard Glover spent 15 years in industrial relations and HR management roles in the 1970s and 1980s first with ICI and then with
Grand Metropolitan. Since 1990 he has been involved in two private equity backed businesses in the service sector: first in 1990 the
British School of Motoring (BSM), where, as MD and later CEO, he took the Company through flotation and then sale to RAC and in
2000, the accountancy training company ATC International, where he became the majority shareholder in 2003, running the business
in  Eastern  Europe  until  selling  it  in  2011.  He  has  also  held  a  number  of  non-executive  director  positions  in  the  service  sector  and
remains extensively involved with the Worshipful Company of Haberdashers and its education activities.

Jeff Warren ACCA (appointed 2 October 2007)
Jeff Warren has 30 years’ financial management experience, including high level corporate governance and regulatory environment
experience. In 1992 he resigned as finance director of Mountleigh Group PLC, which was subsequently placed into administration, and
joined Bristol & West Building Society as CFO. Following the acquisition of Bristol & West by Bank of Ireland, he continued as finance
director until he was promoted to CEO of Bristol & West PLC in 1999, and subsequently also took responsibility for the Bank of Ireland
UK Branch network. In 2003 he moved to take on a role at Group level in Dublin, as Group Chief Development Officer, reporting to the
Bank of Ireland CEO. In 2004 he returned to the UK and has since held a number of non-executive roles, including 4 months as a
non-executive director of Courts Plc until that company was placed into administration in December 2004.

All Directors are members of the Audit Committee and John Kerr is Chairman.

All  Directors  are  members  of  the  Nomination  Committee  and  David  Watkins  is  Chairman  (to  be  replaced  by  Richard  Glover  from
1 August 2018).

All Directors are members of the Remuneration Committee and Jeff Warren is Chairman.

18

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The Manager  

Albion Capital Group LLP, is authorised and regulated by the Financial Conduct Authority and is the Manager of Albion Venture Capital
Trust PLC. In addition, it manages a further five venture capital trusts, the UCL Technology Fund and provides administration services
to Albion Community Power PLC and Albion Care Communities Limited. Albion Capital, together with its subsidiary, OLIM Investment
Managers, currently has total assets under management or administration of approximately £1 billion.

The following are specifically responsible for the management and administration of the venture capital trusts managed by Albion
Capital Group LLP:

Patrick  Reeve  MA,  ACA, qualified  as  a  chartered  accountant  before  joining  Cazenove  &  Co  where  he  spent  three  years  in  the
corporate finance department. He joined Close Brothers Group plc in 1989, working in both the development capital and corporate
finance divisions before establishing Albion Capital (formerly Albion Ventures) in 1996. He is the managing partner of Albion Capital
and is a director of Albion Technology & General VCT PLC, Albion Enterprise VCT PLC and Albion Development VCT PLC, all managed
by Albion Capital. He is also chief executive of Albion Community Power PLC, chairman of OLIM Investment Managers, a member of
the audit committee of University College London, a director of The Association of Investment Companies, and is on the council of
the BVCA.

Will Fraser-Allen BA (Hons), FCA, qualified as a chartered accountant with Cooper Lancaster Brewers in 1996 and then joined their
corporate finance team providing corporate finance advice to small and medium sized businesses. He joined Albion Capital in 2001
since when he has focused on leisure and healthcare investing. Will became deputy managing partner of Albion Capital in 2009. Will
has a BA in History from Southampton University.

Adam Chirkowski MA (Hons), having graduated in Industrial Economics followed by a Masters in Corporate Strategy, spent five years
at N M Rothschild & Sons specialising in mergers and acquisitions, principally in the natural resources and then healthcare sectors,
before joining Albion Capital in 2013. He is currently responsible for a number of investments including renewable energy projects, care
homes, health clinics, fibre broadband and wedding venues.

Dr.  Andrew  Elder  MA,  FRCS,  initially  practised  as  a  surgeon  for  six  years,  specialising  in  neurosurgery,  before  joining  the  Boston
Consulting Group (BCG) as a consultant in 2001. Whilst at BCG he specialised in healthcare strategy, gaining experience with many
large,  global  clients  across  the  full  spectrum  of  healthcare  including  biotechnology,  pharmaceuticals,  service  and  care  providers,
software and telecommunications. He joined Albion Capital in 2005 and became a partner in 2009. He has an MA plus Bachelors of
Medicine and Surgery from Cambridge University and is a Fellow of the Royal College of Surgeons (England).

Emil Gigov BA (Hons), FCA, graduated from the European Business School, London, with a BA (Hons) Degree in European Business
Administration  in  1994.  He  then  joined  KPMG  in  their  financial  services  division  and  qualified  as  a  chartered  accountant  in  1997.
Following this he transferred to KPMG Corporate Finance where he specialised in the leisure, media and marketing services sectors
acting  on  acquisitions,  disposals  and  fundraising  mandates.  He  joined  Albion  Capital  in  2000  and  has  since  made  and  exited
investments  in  a  number  of  industry  sectors,  including  healthcare,  education,  technology,  leisure  and  engineering.  Emil  became  a
partner in Albion Capital in 2009. He is also a director of Albion Care Communities Limited.

David Gudgin BSc (Hons), ACMA, qualified as a management accountant with ICL before spending 3 years at the BBC. In 1999 he
joined 3i plc as an investor in European technology based in London and Amsterdam. In 2002 he moved to Foursome Investments
(now  Frog  Capital)  as  the  lead  investor  of  an  environmental  technology  and  a  later  stage  development  capital  fund.  David  joined
Albion Capital in 2005 and became a partner in 2009. He is also managing director of Albion Community Power PLC and a director of
Albion Care Communities Limited. David has a BSc in Economics from Warwick University.

Vikash Hansrani BA (Hons), ACA, qualified as a chartered accountant with RSM Tenon plc and latterly worked in its corporate finance
team. He joined Albion Capital in 2010, where he is currently operations partner for the group. He is also finance director of OLIM
Investment Managers, was finance director of Albion Community Power PLC, and is also on the AIC’s VCT Technical Committee. He
has a BA in Accountancy & Finance from Nottingham Business School.

Robert Henderson BA (Hons), ACA, graduated from Newcastle University with a first class degree in business management. Prior to
joining Albion Capital in 2015, he qualified as a chartered accountant with KPMG, spending four years working in transactions and
restructuring, primarily in turnaround and M&A situations.

Albion Venture Capital Trust PLC

19

250317 Albion Capital pp10-pp20.qxp  02/07/2018  21:00  Page 20

The Manager   continued

Ed  Lascelles  BA  (Hons), began  by  advising  quoted  UK  companies  on  IPOs,  takeovers  and  other  corporate  transactions,  first  with
Charterhouse Securities and then ING Barings. Companies ranged in value from £10 million to £1 billion, across the healthcare and
technology sectors among others. After moving to Albion Capital in 2004, Ed started investing in the technology, healthcare, financial
and business services sectors.  Ed  became partner  in 2009 and is responsible for a number  of Albion’s technology investments. He
graduated from University College London with a first class degree in Philosophy.

Catriona McDonald BA (Hons), graduated from Harvard University, majoring in economics. She joined Albion Capital’s technology
investment team in 2018 having previously worked for Goldman Sachs in both New York and London. At Goldman Sachs, Cat executed
several high profile transactions across the product space including leveraged buyouts, IPOs and M&A.

Dr. Christoph Ruedig MBA, initially practiced as a radiologist, before spending 3 years at Bain & Company. In 2006 he joined 3i plc
working  for  their  Healthcare  Venture  Capital  arm  leading  investments  in  biotechnology,  pharmaceuticals  and  medical  technology.
Following this he worked for General Electric UK, where he was responsible for mergers and acquisitions in the medical technology and
healthcare IT sectors. He joined Albion Capital in 2011 and became a partner in 2014. He holds a degree in medicine from Ludwig-
Maximilians University, Munich and an MBA from INSEAD.

Henry Stanford MA, ACA, qualified as a chartered accountant with Arthur Andersen before joining the corporate finance department
of Close Brothers Group in 1992, becoming an assistant director in 1996. He moved to Albion Capital in 1998, where he has been
responsible for much of the asset based portfolio. Henry became a partner in Albion Capital in 2009. He holds an MA degree in Classics
from Oxford University.

Nadine Torbey MSc, BEng, graduated from the American University of Beirut with a Bachelor in Electrical and Computer Engineering
and followed this with a MSc. in Innovation Management and Entrepreneurship from Brown University. She joined Albion Capital’s
technology investment team in 2018 from Berytech Fund Management, Lebanon. Her career to date has involved many aspects of
tech investing including experience in a wide variety of digital platforms, big data management, virtual reality and digital networks. 

Robert Whitby-Smith BA (Hons), FCA, MSI, began his career at KPMG and moved on to Credit Suisse First Boston and ING Barings
where he advised a number of businesses on capital raising and M&A activity. After moving to Albion Capital in 2005, Robert started
investing in the software and tech enabled services, and became a partner in 2009. Robert holds an honours degree in History from
the University of Reading and is a Chartered Accountant and a member of the Chartered Institute for Securities and Investment.

Marco Yu PhD, MA, MRICS, qualified as a chartered surveyor at Bouygues (UK), before moving to EC Harris in 2005 where he advised
senior lenders on large capital projects. Marco joined Albion Capital in 2007, since when he has specialised in two key investment areas,
renewable energy, particularly wind and solar, and asset based businesses ranging from retail, hotels, cinemas and pubs to residential
property. Marco graduated from Cambridge University with a first class degree in economics and has a PhD in construction economics
from University College London.

20

Albion Venture Capital Trust PLC

250317 Albion Capital pp21-pp27.qxp  02/07/2018  21:04  Page 21

Portfolio of investments

                                                                                                                                                                        As at 31 March 2018                                   As at 31 March 2017

                                                                                                                               % voting                                                                                                                                                                Change
                                                                                                                          rights held                           Cumulative                                                        Cumulative                                    in value
                                                                                                                     by all Albion*                            movement                                                        movement                                    for the
                                                                                                  % voting          managed            Cost**         in value              Value             Cost**           in value                Value          year***
Portfolio company                                                            rights       companies            £’000             £’000              £’000             £’000              £’000               £’000            £’000

Shinfield Lodge Care Limited                                    35.3                50.0         6,425         5,026       11,451         6,425          4,088         10,513             938

Active Lives Care Limited                                           22.2                50.0         4,810         2,648          7,458         4,530          2,227           6,757             421

Kew Green VCT (Stansted) Limited                         45.2                50.0         5,910         1,063          6,973         5,910              767           6,677             296

Ryefield Court Care Limited                                      23.6                50.0         3,880         2,662          6,542         3,540          2,124           5,664             538

Radnor House School (Holdings) Limited                 7.1                50.0         2,345         2,441          4,786         2,381          1,935           4,316             506

Chonais River Hydro Limited                                       9.2                50.0         3,074         1,316          4,390         3,074              767           3,841             549

The Stanwell Hotel Limited                                       39.2                50.0         5,069        (3,189)        1,880         5,069         (2,783)          2,286           (406)

Gharagain River Hydro Limited                                11.5                50.0         1,363            428          1,791         1,363              162           1,525             266

Earnside Energy Limited                                               9.5                50.0         1,531              88          1,619         1,531              112           1,643              (24)

Bravo Inns II Limited                                                    6.4                50.0         1,085            262          1,347         1,085              132           1,217             130

The Street by Street Solar 
Programme Limited                                                       6.5                50.0             675            463          1,138             675              372           1,047               91

G. Network Communications Limited                        7.6                49.9             710            426          1,136                  –                   –                    –             426

Alto Prodotto Wind Limited                                         7.4                50.0             660            454          1,114             662              364           1,026               91

MHS 1 Limited                                                             14.8                50.0         1,026               (5)        1,021         1,026                 (2)          1,024                (3)

Beddlestead Limited                                                     9.3                50.0             956                 –             956                  8                   –                   8                  –

TWCL Limited                                                               14.3                50.0             801               (2)            799         1,083            (326)             757               42

Women’s Health (London West One) 
Limited                                                                             6.0                40.0             750                 –             750                  –                   –                    –                  –

Infinite Ventures (Goathill) Limited                         11.5                31.0             480            232             712             480              152              632               80

Regenerco Renewable Energy Limited                      4.5                50.0            451            232             683             451              177              628               55

Bravo Inns Limited                                                         7.6                50.0             751           (173)            578             751            (170)             581                (3)

Dragon Hydro Limited                                                  7.3                30.0             311            187             498             311              162              473               25

Erin Solar Limited                                                        18.6                50.0             520             (23)            497             520               (11)             509              (12)

AVESI Limited                                                                 7.4                50.0             242              99             341             242                80              322               19

Harvest AD Limited                                                           –                      –             307                 4             311             307                   –              307                  4

G&K Smart Developments VCT Limited                 50.0              100.0             276             (11)            265             276               (20)             256                  9

Greenenerco Limited                                                     3.9                50.0             129              86             215             135                66              201               22

Premier Leisure (Suffolk) Limited                                9.9                47.4             175              25             200             175                 (6)             169               31

Total fixed asset investments                                                                      44,712       14,739       59,451       42,010        10,369         52,379         4,091

* Albion Capital Group LLP
** Amounts shown as cost represent the acquisition cost in the case of investments originally made by the Company and/or the fair value attributed to the investments
acquired from Albion Prime VCT PLC on the Merger on 25 September 2012.
*** As adjusted for additions and disposals during the year.

The comparative cost and valuations for 31 March 2017 do not agree to the Annual Report and Financial Statements for the year ended
31 March 2017 as the above list does not include brought forward investments that were fully disposed of in the year.

Albion Venture Capital Trust PLC

21

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Portfolio of investments continued

Total change in value of investments for the year                                                                                                                                                4,091

Movement in loan stock accrued interest                                                                                                                                                                                        (355)

Unrealised gains sub total                                                                                                                                                                                          3,736

Realised gain in current year                                                                                                                                                                                                                194

Total gains on income investments as per Income statement                                                                                                                            3,930

                                                                                                                                                                 Opening                                   Total        Gain on
                                                                                                                                                                  carrying       Disposal        realised       opening
Fixed asset investment realisations during the year ended                                         Cost*            value      proceeds    (loss)/gain            value
31 March 2018                                                                                                                      £’000              £’000              £’000              £’000              £’000

Disposals:

The Crown Hotel Harrogate Limited                                                                                               4,245              3,094              3,262               (983)               168

Loan stock repayments:

Radnor House School (Holdings) Limited                                                                                            36                   36                   36                      –                      –

Greenenerco Limited                                                                                                                                  5                      7                      7                      2                      –

Alto Prodotto Wind Limited                                                                                                                      2                      3                      3                      1                      –

Escrow adjustments and other:

Escrow adjustments**                                                                                                                                 –                      –                   26                   26                   26

TWCL Limited***                                                                                                                                     282                      –                      –               (282)                    –

Total realisations                                                                                                                  4,570            3,140            3,334           (1,236)              194

*The cost includes the original cost from Albion Venture Capital Trust PLC and the carried over value on merger from Albion Prime VCT PLC as at 25 September 2012.
**Fair value movements on deferred consideration from previously disposed investments.
***The cost as shown above is after deducting realised losses of £282,000 for TWCL Limited which is still held at the Balance sheet date.

22

Albion Venture Capital Trust PLC

250317 Albion Capital pp21-pp27.qxp  02/07/2018  21:04  Page 23

Portfolio companies

Geographical locations

6

88

Portfolio of 27
unquoted companies
employing over 500
people across the
United Kingdom.

9

10

4

7

5

5

2

3

1

Albion Venture Capital Trust PLC

23

Renewable energy
sector generating
approximately 30GWh
per annum, capable of
powering over 9,000
typical households.

Healthcare

Renewable energy

Business services and other

Education

Pubs

Hotels

Numbers indicate top 10 
investments by value

250317 Albion Capital pp21-pp27.qxp  02/07/2018  21:04  Page 24

Portfolio companies continued

The top ten fixed asset investments by value are shown below.

1. Shinfield Lodge Care Limited
The company operates a 66 bed, purpose built
residential care home in Shinfield near Reading,
Berkshire. The home provides residential and
dementia care to elderly residents and attracts
fees in line with the high end, private pay market
it targets. Promoting social interaction and
offering a wide range of activities are at the core
of the care philosophy. The home was recently
voted one of the Top 20 care homes in the South
East of England. Occupancy continues to grow as
the home nears maturity.

Website: www.shinfieldview.com

Filleted audited results:
year to 31 December 2016

Net assets
Basis of valuation:

£’000

Investment information

730
Third party valuation – earnings multiple

Income recognised in the year
Total cost
Total valuation
Voting rights
Voting rights for all Albion managed companies

£’000

430
6,425
11,451
35.3 per cent.
50.0 per cent.

2. Active Lives Care Limited
The company operates a 75 bed, purpose built
residential care home in Cumnor Hill, Oxford. The
home provides nursing, residential and dementia
care to elderly residents and attracts fees in line
with the high end, private pay market it targets.
Promoting social interaction and offering a wide
range of activities are at the core of the care
philosophy. Occupancy continues to grow as the
home nears maturity. 

Filleted audited results:
year to 31 December 2016

Net liabilities 
Basis of valuation:

£’000

Investment information

(178)
Third party valuation – earnings multiple

Income recognised in the year
Total cost
Total valuation
Voting rights
Voting rights for all Albion managed companies

£’000

553
4,810
7,458
22.2 per cent.
50.0 per cent.

Website: www.cumnorhillhouse.com

24

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250317 Albion Capital pp21-pp27.qxp  02/07/2018  21:04  Page 25

Portfolio companies continued

3. Kew Green VCT (Stansted) Limited 
The company developed and operates the
Holiday Inn Express hotel at London Stansted
Airport under a 125 year lease and a new 25 year
franchise agreement. The hotel opened with 183
bedrooms in January 2005 and expanded to 254
bedrooms in July 2007. In June 2018 the
company was refinanced with bank debt,
enabling the remaining loan stock and the share
premium originally paid by investors to be repaid
(see note 19). A substantial refurbishment of the
public areas took place in early 2018 and the
bedrooms are currently being upgraded to the
latest brand standards.

Audited results: 
year to 31 August 2017

Turnover
EBITDA
Profit before tax
Net assets 
Basis of valuation:

£’000

Investment information

5,716
1,202
573
5,340
Third party valuation – earnings multiple

Income recognised in the year
Total cost
Total valuation
Voting rights 
Voting rights for all Albion 
managed or advised companies

£’000

317
5,910
6,973
45.2 per cent.

50.0 per cent.

Website: www.expressstanstedairport.co.uk

4. Ryefield Court Care Limited
The company operates a 60 bed, purpose built
residential care home in Hillingdon, London. The
home provides residential and dementia care to
elderly residents and attracts fees in line with the
high end, private pay market it targets.
Promoting social interaction and offering a wide
range of activities are at the core of the care
philosophy. In 2017 the home was rated
“Outstanding” by CQC, the regulatory body,
which places it among the top 1% of care
homes in London and the South East. Separately,
the home was recently voted one of the Top 20
care homes in London. Occupancy continues to
grow as the home nears maturity. 

£’000

Investment information

(447)
Third party valuation – earnings multiple

Income recognised in the year
Total cost
Total valuation
Voting rights
Voting rights for all Albion managed companies 

£’000

405
3,880
6,542
23.6 per cent.
50.0 per cent.

Website: www.ryefieldcourt.com

Filleted audited results:
year to 30 April 2017

Net liabilities
Basis of valuation:

Albion Venture Capital Trust PLC

25

250317 Albion Capital pp21-pp27.qxp  02/07/2018  21:04  Page 26

Portfolio companies continued

5. Radnor House School (Holdings) Limited
Radnor House operates two independent schools in Twickenham and Sevenoaks. The Twickenham school trades at
near mature levels with more than 400 children on the roll. The school in Sevenoaks, which was acquired in 2015 as
a turnaround opportunity, is now growing strongly with over 400 children on the roll and further capacity to expand.
Both  schools  aim  to  deliver  a  personalised  education  experience  to  each  student  with  a  focus  on  learning.  The
curriculum and co-curricular activities are designed to give each child a wide range of academic and other skills and
prepare him or her for a dynamic and rapidly changing world.

Audited results: year to 31 August 2017

£’000

Investment information

Turnover
EBITDA
Loss before tax
Net assets 
Basis of valuation:

11,487
1,489
(552)
30,951
Third party valuation – earnings multiple

Income recognised in the year
Total cost
Total valuation
Voting rights
Voting rights for all Albion managed companies

£’000

230
2,345
4,786
7.1 per cent.
50.0 per cent.

Website: www.radnorhouse.org

Website: www.thestanwell.com

6. Chonais River Hydro Limited 
Chonais River Hydro is a 2MW hydropower scheme
near Loch Carron in the Scottish Highlands. It is a
run-of-river scheme, taking water from a small river
via an intake on the mountainside. The scheme is
low visual impact with the only visible components
being a small intake and a powerhouse, both of
which are built using local material. It generates
enough electricity to power about 2,000 homes.
It benefits from inflation-protected renewable
subsidies for a period of 20 years. The scheme was
commissioned in 2014 and has been generating
successfully since.

Filleted audited results: year to
30 September 2017 £’000

Investment information

£’000

Net liabilities
Basis of valuation:Third party  Total cost

(57)

Income recognised in the year

valuation – discounted  Total valuation

cash flow Voting rights

276
3,074
4,390
9.2 per cent.

Voting rights for all Albion
managed companies

50.0 per cent.

26

Albion Venture Capital Trust PLC

7. The Stanwell Hotel Limited
The company owns and operates The Stanwell
Heathrow Hotel, a four star boutique hotel in the
village of Stanwell, just south of Heathrow Airport.
The company acquired the freehold property
when it had 19 bedrooms and undertook an
extensive redevelopment, enlarging the hotel to
52 bedrooms. Recent additions have been an
extension to the restaurant area which doubles as
a popular meeting room, a new entrance and the
introduction of a fitness suite.

Filleted audited results: 
year to
31 August 2017 

£’000

Net liabilities
Basis of valuation:

(7,914)

Investment information

£’000

Income recognised in the year
Total cost

–
5,069
1,880
39.2 per cent.

50.0 per cent.

Third party valuation –  Total valuation

earnings multiple

Voting rights
Voting rights for all Albion
managed companies 

250317 Albion Capital pp21-pp27.qxp  02/07/2018  21:04  Page 27

Portfolio companies continued

8. Gharagain River Hydro Limited
Gharagain River Hydro is a 1MW hydropower
scheme near Loch Carron in the Scottish Highlands,
about 3 miles from Chonais River Hydro. It is a
run-of-river scheme with the same design as
Chonais River Hydro. It generates enough electricity
to power about 1,000 homes. It benefits from
inflation-protected renewable subsidies for a period
of 20 years. The scheme was commissioned in
2014 and has been generating successfully since.

Filleted audited results:
year to
30 September 2017 £’000

Net assets
Basis of valuation:

194

Investment information

£’000

Income recognised in the year
Total cost

119
1,363
1,791
11.5 per cent.

Third party valuation –  Total valuation
discounted cash flow Voting rights 

Voting rights for all 
Albion managed 
companies

50.0 per cent

9. Earnside Energy Limited
Earnside Energy owns and operates an anaerobic digestion (“AD”) plant and composting facility in Perthshire in
Scotland. The AD plant, which has recently undergone a significant expansion programme, turns waste food
into electricity and produces digestate for use as an agricultural fertiliser, while the composting facility produces
compost from co-mingled food and garden waste. The combined facility is capable of processing c. 75,000
tonnes of waste per annum.

Website: www.earnsideenergy.com

Audited results:
year to 31 December 2016

Turnover
EBITDA
Loss before tax
Net assets
Basis of valuation:

£’000

Investment information

2,608
372
(722)
803
Third party valuation – discounted cash flow

Income recognised in the year
Total cost
Total valuation 
Voting rights
Voting rights of all Albion managed companies

£’000

–
1,531
1,619
9.5 per cent.
50.0 per cent.

10. Bravo Inns II Limited
Bravo Inns II was formed in September 2007 to
acquire freehold pubs in the North of England.
The Bravo strategy is to acquire closed and
underinvested sites, undertaking high quality
refurbishments before trading as wet-led
community pubs. The estate currently consists of
31 sites and the Bravo team are looking to add
2-3 sites a year to grow the estate.

Filleted audited results:
year to 
31 March 2017

£’000

Investment information

£’000

Net assets
Basis of valuation:

Income recognised in the year
Total cost
Third party valuation –  Valuation

4,467

3
1,085
1,347
6.4 per cent.

earnings multiple

Voting rights
Voting rights for all 
Albion managed 
companies

50.0 per cent.

Website: www.bravoinns.com

Albion Venture Capital Trust PLC

27

250317 Albion Capital pp28-pp40.qxp  02/07/2018  21:07  Page 28

Directors’ report

The  Directors  submit  their  Annual  Report  and  the  audited
Financial  Statements  on  the  affairs  of  Albion  Venture  Capital
Trust  PLC  (the  “Company”)  for  the  year  ended  31  March  2018.
The Statement of corporate governance on pages 33 to 37 forms
a part of the Directors’ report.

BUSINESS REVIEW
Principal activity and status
The principal activity of the Company is that of a venture capital
trust.  It  has  been  approved  by  H.M.  Revenue  &  Customs
(‘HMRC’)  as  a  venture  capital  trust  in  accordance  with  the
Income  Tax  Act  2007  and,  in  the  opinion  of  the  Directors,  the
Company has conducted its affairs so as to enable it to continue
to  obtain  such  approval.  In  order  to  maintain  its  status  under
Venture  Capital  Trust  legislation,  a  VCT  must  comply  on  a
continuing  basis  with  the  provisions  of  Section  274  of  the
Income Tax Act 2007 and further details of this can be found on
page 29 of this Directors’ report.

The Company is not a close company for taxation purposes and
its  shares  are  premium  listed  on  the  official  list  of  the  London
Stock Exchange.

Under current tax legislation, shares in the Company provide tax-
free  capital  growth  and  income  distribution,  in  addition  to  the
income tax relief some investors would have obtained when they
invested in the original share offers.

Capital structure
Details  of  the  issued  share  capital,  together  with  details  of  the
movements  in  the  Company’s  issued  share  capital  during  the
year are shown in note 15. The Ordinary shares are designed for
individuals  who  are  seeking,  over  the  long  term,  investment
exposure to a diversified portfolio of unquoted investments. The
investments are spread over a number of sectors, to produce a
regular  and  predictable  source  of  income,  combined  with  the
prospect of longer term capital growth.

All  Ordinary  shares  (except  for  treasury  shares,  which  have  no
right to dividend or voting rights) rank pari passu for voting rights
and  each  Ordinary  share  is  entitled  to  one  vote.  There  are  no
restrictions on the transfer of shares or on voting rights.

Shareholders are entitled to receive dividends and the return of
capital  on  winding  up  or  other  return  of  capital  based  on  the
surpluses attributable to the shares.

Issue and buy-back of Ordinary shares
During  the  year  the  Company  issued  a  total  of  1,186,774
Ordinary  shares  (2017:  8,974,488),  of  which  365,978  Ordinary
shares (2017: 8,221,867) were issued under the Albion VCTs Top
Up  Offers;  and  820,796  Ordinary  shares  (2017:  752,621)  were
issued under the Company’s Dividend Reinvestment Scheme.

28

Albion Venture Capital Trust PLC 

The Company operates a policy of buying back shares either for
cancellation  or  for  holding  in  treasury.  Details  regarding  the
current  buy-back  policy  can  be  found  on  page  9  of  the
Chairman’s statement.

Substantial interests and shareholder profile
As at 31 March 2018 and at the date of this report, the Company
was not aware of any shareholder who had a beneficial interest
exceeding  3  per  cent.  of  voting  rights.  There  have  been  no
disclosures 
in  accordance  with  Disclosure  Guidance  and
Transparency  Rule  5  made  to  the  Company  during  the  year
ended 31 March 2018, and to the date of this report.

Future developments of the business
Details on the future developments of the business can be found
on page 9 of the Chairman’s statement and on page 12 of the
Strategic report.

Results and dividends
Detailed  information  on  the  results  and  dividends  for  the  year
ended  31  March  2018  can  be  found  in  the  Strategic  report  on
page 11.

Going concern
In accordance with the Guidance on Risk Management, Internal
Control and Related Financial and Business Reporting issued by
the Financial Reporting Council in 2016, the Board has assessed
the Company’s operation as a going concern. The Company has
significant cash and liquid resources, its portfolio of investments
is well diversified in terms of sector and the major cash outflows
of the Company (namely investments, buy-backs and dividends)
are  within  the  Company’s  control.  Accordingly,  after  making
diligent  enquiries  the  Directors  have  a  reasonable  expectation
that  the  Company  has  adequate  resources  to  continue  in
operational  existence  over  a  period  of  at  least  twelve  months
from the date of approval of the Financial Statements. For this
reason, the Directors have considered it appropriate to adopt the
going concern basis of accounting.

The  Board’s  assessment  of  liquidity  risk  and  details  of  the
Company’s  policies  for  managing  its  capital  and  financial  risks
are  shown  in  note  17.  The  Company’s  business  activities,
together  with  details  of  its  performance  are  shown  in  the
Strategic report and this Directors’ report.

Post balance sheet events
Details  of  events  that  have  occurred  since  31  March  2018  are
shown in note 19.

Principal risks and uncertainties
A summary of the principal risks faced by the Company is set out
on pages 15 and 16 of the Strategic report.

250317 Albion Capital pp28-pp40.qxp  02/07/2018  21:07  Page 29

Directors’ report continued

Maintenance of VCT qualifying status
The investment policy is designed to ensure that the Company
continues to qualify and is approved as a VCT by HMRC. In order
to  maintain  its  status  under  Venture  Capital  Trust  legislation,  a
VCT  must  comply  on  a  continuing  basis  with  the  provisions  of
Section 274 of the Income Tax Act 2007 as follows:

(1)      The Company’s income must be derived wholly or mainly

from shares and securities;

(2)      At least 70 per cent. of the HMRC value of its investments
must  have  been  represented  throughout  the  year  by
shares  or  securities  that  are  classified  as  ‘qualifying
holdings’  (80  per  cent.  from  1  April  2020  for  the
Company);

(3)      Until 5 April 2018 for funds raised to 5 April 2011, at least
30 per cent. by HMRC value of its total qualifying holdings
must  have  been  represented  throughout  the  year  by
holdings of ‘eligible shares’. For funds raised after 5 April
2011  and  for  investments  made  after  5  April  2018  the
figure is 70 per cent;

(4)      At  the  time  of  investment,  or  addition  to  an  investment,
the Company’s holdings in any one company (other than
another  VCT)  must  not  have  exceeded  15  per  cent.  by
HMRC value of its investments;

(5)      The Company must not have retained greater than 15 per
cent.  of  its  income  earned  in  the  year  from  shares  and
securities;

(6)      The  Company’s  shares,  throughout  the  year,  must  have

been listed on a regulated European market;

(7)      An  investment  in  any  company  must  not  cause  that
company to receive more than £5 million in State aid risk
finance in the 12 months up to the date of the investment,
nor  more  than  £12  million  in  total  (£20  million  for  a
“knowledge intensive” company);

(8)      The Company must not invest in a company whose trade
is more than seven years old (ten years for a “knowledge
intensive”  company)  unless  the  Company  previously
received State aid risk finance in its first seven years, or a
turnover test is satisfied;

(9)      The Company’s investment in another company must not
be used to acquire another business, or shares in another
company; and

(10)    The  Company  may  only  make  qualifying  investments  or
certain  non-qualifying  investments  permitted  by  Section
274 of the Income Tax Act 2007.

These tests drive a spread of investment risk through prohibiting
holdings  of  more  than  15  per  cent.  by  HMRC  value  in  any
portfolio  company.  The  tests  have  been  carried  out  and
independently reviewed for the year ended 31 March 2018. The
Company has complied with all tests and continues to do so.

‘Qualifying  holdings’  include  shares  or  securities  (including
unsecured  loans  with  a  five  year  or  greater  maturity  period)  in
companies which operate a ‘qualifying trade’ wholly or mainly in
the  United  Kingdom.  Eligible  shares  must  comprise  at  least
10  per  cent.  by  HMRC  value  of  the  total  of  the  shares  and
securities that the Company holds in any one portfolio company.
‘Qualifying  trade’  excludes,  amongst  other  sectors,  dealing  in
property  or  shares  and  securities,  insurance,  banking  and
agriculture.  Details  of  the  sectors  in  which  the  Company  is
invested can be found in the pie chart on page 10.

A  “knowledge  intensive”  company  is  one  which  is  carrying  out
significant  amounts  of  R&D  from  which  the  greater  part  of  its
business will be derived, or where those R&D activities are being
carried out by staff with certain higher educational attainments.

Portfolio  company  gross  assets  must  not  exceed  £15  million
immediately  prior  to  the 
investment  and  £16  million
immediately thereafter.

The  Finance  Act  2018  contained  a  number  of  measures  that
affect  all  VCTs  which  will  be  phased  in  over  the  coming  years.
Further details of some of the changes introduced can be found
in the Strategic report on page 11.

recognises 

Environment
The  management  and  administration  of  the  Company  is
undertaken  by  the  Manager,  Albion  Capital  Group  LLP.  Albion
its
Capital  Group  LLP 
environmental  responsibilities,  monitors  its  impact  on  the
environment, and designs and implements policies to reduce any
damage  that  might  be  caused  by  its  activities.  Initiatives
impact  on  the
designed  to  minimise  the  Company’s 
environment 
reducing  energy
consumption.

importance  of 

recycling  and 

include 

the 

Global greenhouse gas emissions
The Company has no greenhouse gas emissions to report from
the operations of the Company, nor does it have responsibility for
any other emissions producing sources under the Companies Act
2006 (Strategic Report and Directors’ Reports) regulations 2013,
including those within our underlying investment portfolio.

Anti-bribery policy
The Company has adopted a zero tolerance approach to bribery,
and  will  not  tolerate  bribery  under  any  circumstances  in  any
transaction the Company is involved in.

Albion Venture Capital Trust PLC 

29

250317 Albion Capital pp28-pp40.qxp  02/07/2018  21:07  Page 30

Directors’ report continued

Albion  Capital  Group  LLP  reviews  the  anti-bribery  policies  and
procedures of all portfolio companies.

Meeting, they will both resign and be subject to election at the
forthcoming Annual General Meeting.

Anti-facilitation of tax evasion policy
The  Company  has  adopted  a  zero  tolerance  approach  with
regards to the facilitation of criminal tax evasion and has put in
place a robust risk assessment procedure to ensure compliance.
The Board reviews this policy and the prevention procedures in
place for all associates on a regular basis.

Diversity
The  Board  currently  consists  of  five  male  and  one  female
Director. The Board’s policy on the recruitment of new directors
is to attract a range of backgrounds, skills and experience and to
ensure  that  appointments  are  made  on  the  grounds  of  merit
against clear and objective criteria and to bear in mind gender
and other diversity within the Board.

More  details  on  the  Directors  can  be  found  in  the  Board  of
Directors section on page 18.

The  Manager  has  an  equal  opportunities  policy  and  currently
employees 12 men and 16 women.

Employees
The  Company  is  managed  by  Albion  Capital  Group  LLP  and
hence has no employees other than its Directors.

Directors
The  Directors  who  held  office  throughout  the  year,  and  their
interests in the shares of the Company (together with those of
their immediate family) are shown in the Directors’ remuneration
report on page 39.

Directors’ indemnity
Each  Director  has  entered  into  a  Deed  of  Indemnity  with  the
Company  which  indemnifies  each  Director,  subject  to  the
provisions of the Companies Act 2006 and the limitations set out
in each deed, against any liability arising out of any claim made
against  him  or  her  in  relation  to  the  performance  of  his  or  her
duties  as  a  Director  of  the  Company.  A  copy  of  each  Deed  of
Indemnity  entered  into  by  the  Company  for  each  Director  is
available at the registered office of the Company.

Re-election of Directors
Directors’ retirement and re-election is subject to the Articles of
Association  and  the  UK  Corporate  Governance  Code.  At  the
forthcoming Annual General Meeting, John Kerr and Jeff Warren
will retire and offer themselves for re-election as they have been
Directors of the Company for more than nine years. The Board
does not consider that the length of service reduces their ability
to act independently of the Manager. As Richard Glover and Ann
Berresford  have  been  appointed  since  the  last  Annual  General

Advising ordinary retail investors
The Company currently conducts its affairs so that its shares can
be  recommended  by  financial  intermediaries  to  ordinary  retail
investors  in  accordance  with  the  FCA’s  rules  in  relation  to  non-
mainstream investment products and intends to continue to do
so for the foreseeable future. The FCA’s restrictions which apply
to  non-mainstream  investment  products  do  not  apply  to  the
Company’s  shares  because  they  are  shares  in  a  VCT  which,  for
the  purposes  of  the  new  rules  relating  to  non-mainstream
investment  products,  are  excluded  securities  and  may  be
promoted to ordinary retail investors without restriction.

Packaged Retail and Insurance-based Investment Products
(“PRIIPs”)
Investors  should  be  aware  that  the  PRIIPs  Regulation  requires
the  Manager,  as  PRIIP  manufacturer,  to  prepare  a  Key
Information Document (“KID”) in respect of the Company. This
KID must be made available by the Manager to retail investors
prior to them making any investment decision and is available on
the  Company’s  webpage  on  the  Manager’s  website.  The
Company is not responsible for the information contained in the
KID and investors should note that the procedures for calculating
the  risks,  costs  and  potential  returns  are  prescribed  by  the  law.
The figures in the KID may not reflect the expected returns for
the  Company  and  anticipated  performance  returns  cannot  be
guaranteed.

Auditor
The  Audit  Committee  annually  reviews  and  evaluates  the
standard and quality of service provided by the Auditor, as well as
value for money in the provision of these services. A resolution to
re-appoint BDO LLP will be put to the Annual General Meeting.

Annual General Meeting
The Annual General Meeting will be held at the City of London
Club,  19  Old  Broad  Street,  London  EC2N  1DS  at  11:00am  on
13 August 2018. The notice of the Annual General Meeting is at
the end of this document.

The proxy form enclosed with this Annual Report and Financial
Statements permits shareholders to disclose votes ‘for’, ‘against’,
and ‘withheld’. A ‘vote withheld’ is not a vote in law and will not
be  counted  in  the  proportion  of  the  votes  for  and  against  the
resolution. A summary of proxies lodged at the Annual General
Meeting  will  be  published  at  www.albion.capital/funds/AAVC
under the “Financial Reports and Circulars section”.

Resolutions relating to the following items of special business will
be  proposed  at  the  forthcoming  Annual  General  Meeting  for
which shareholder approval is required in order to comply either

30

Albion Venture Capital Trust PLC 

250317 Albion Capital pp28-pp40.qxp  02/07/2018  21:07  Page 31

Directors’ report continued 

with  the  Companies  Act  or  the  Listing  Rules  of  the  Financial
Conduct Authority.

Change of investment policy
Ordinary  resolution  number  9  proposes  that  the  Company’s
investment  policy  be  amended  to  enable  the  Company  to
comply with new VCT qualifying requirements.

Authority to allot shares
Ordinary resolution number 10 will request the authority to allot
up to an aggregate nominal amount of £192,486 representing
approximately 20 per cent. of the issued Ordinary share capital
of the Company as at the date of this report.

The  Directors’  current  intention  is  to  allot  shares  under  the
Dividend  Reinvestment  Scheme  and  any  Albion  VCTs  Top  Up
Offers. The Company currently holds 9,730,188 Ordinary shares
in treasury which represents 10.1 per cent. of the total Ordinary
share capital in issue as at 31 March 2018.

This  resolution  replaces  the  authority  given  to  the  Directors  at
the Annual General Meeting in 2017. The authority sought at the
forthcoming Annual General Meeting will expire 15 months from
the date this resolution is passed or at the conclusion of the next
Annual General Meeting of the Company, whichever is earlier.

Disapplication of pre-emption rights
Special  resolution  number  11  will  request  the  authority  for  the
Directors  to  allot  equity  securities  for  cash  without  first  being
required  to  offer  such  securities  to  existing  members.  This  will
include  the  sale  on  a  non  pre-emptive  basis  of  any  shares  the
Company  holds  in  treasury  for  cash.  The  authority  relates  to  a
maximum  aggregate  of  £192,486  of  the  nominal  value  of  the
share  capital  representing  approximately  20  per  cent.  of  the
issued Ordinary share capital of the Company as at the date of
this report.

This  resolution  replaces  the  authority  given  to  the  Directors  at
the Annual General Meeting in 2017. The authority sought at the
forthcoming Annual General Meeting will expire 15 months from
the date this resolution is passed or at the conclusion of the next
Annual General Meeting of the Company, whichever is earlier.

Purchase of own shares
Special  resolution  number  12  will  request  the  authority  to
purchase a maximum of 14,426,856 shares representing 14.99
per cent. of the Company’s issued Ordinary share capital at, or
between,  the  minimum  and  maximum  prices  specified  in
resolution  12.  Shares  bought  back  under  this  authority  may  be
cancelled.

The Board believes that it is helpful for the Company to continue
to  have  the  flexibility  to  buy  its  own  shares  and  this  resolution
seeks authority from shareholders to do so.

This  resolution  would  renew  the  2017  authority,  which  was  on
similar  terms.  During  the  financial  year  under  review,  the
Company  purchased  1,467,000  Ordinary  shares  for  treasury  of

nominal  value  of  £15,000  at  an  aggregate  consideration  of
£1,019,000, including stamp duty, representing 1.5 per cent. of
the issued share capital of the Company as at 31 March 2018.
The maximum nominal value of treasury shares held during the
year was £97,000.

The authority sought at the Annual General Meeting will expire 15
months from the date this resolution is passed or at the conclusion
of the next Annual General Meeting, whichever is earlier.

Treasury shares
Under  the  Companies  (Acquisition  of  Own  Shares)  (Treasury
Shares) Regulations 2003, shares purchased by the Company out
of distributable profits can be held as treasury shares, which may
then be cancelled or sold for cash. The authority sought by this
resolution is intended to apply equally to shares to be held by the
Company as treasury shares.

Special resolution number 13 will request the authority to permit
Directors  to  sell  treasury  shares  at  the  higher  of  the  prevailing
current share price and the price at which they were bought in at.

Recommendation
The Board believes that the passing of the resolutions above is in
the  best  interests  of  the  Company  and  its  shareholders  as  a
whole, and unanimously recommends that you vote in favour of
these resolutions, as the Directors intend to do in respect of their
own shareholdings.

Disclosure of information to the Auditor
In the case of the persons who are Directors of the Company at
the date of approval of this report:

•   so far as each of the Directors are aware, there is no relevant
audit  information  of  which  the  Company’s  Auditor  is
unaware; and

•   each  of  the  Directors  has  taken  all  the  steps  that  he  or  she
ought to have taken as a Director to make himself or herself
aware of any relevant audit information and to establish that
the Company’s Auditor is aware of that information.

This disclosure is given and should be interpreted in accordance
with the provisions of s418 of the Companies Act 2006.

By Order of the Board

Albion Capital Group LLP
Company Secretary
1 King’s Arms Yard
London, EC2R 7AF
29 June 2018

Albion Venture Capital Trust PLC 

31

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Statement of Directors’ responsibilities

The  Directors  are  responsible  for  preparing  the  Annual  Report
and Financial Statements in accordance with applicable law and
regulations.

Company  law  requires  the  Directors  to  prepare  Financial
Statements for each financial year. Under that law the Directors
have elected to prepare the Company’s Financial Statements in
accordance  with  United  Kingdom  Generally  Accepted
Accounting  Practice  (“UK  GAAP”)  (United  Kingdom  Accounting
Standards and applicable law). Under company law the Directors
must  not  approve  the  Financial  Statements  unless  they  are
satisfied that they give a true and fair view of the state of affairs
of  the  Company  and  of  the  profit  or  loss  for  the  Company  for
that period. 

In  preparing  these  Financial  Statements,  the  Directors  are
required to:

•   select  suitable  accounting  policies  and  then  apply  them

consistently;

•   make  judgements  and  accounting  estimates  that  are

reasonable and prudent;

•   state whether they have been prepared in accordance with UK
GAAP  subject  to  any  material  departures  disclosed  and
explained in the Financial Statements; and

•   prepare  a  Directors’  report,  a  Strategic  report  and  Directors’
remuneration  report  which  comply  with  the  requirements  of
the Companies Act 2006.

The  Directors  are  responsible  for  keeping  adequate  accounting
records  that  are  sufficient  to  show  and  explain  the  Company’s
transactions and disclose with reasonable accuracy at any time
the  financial  position  of  the  Company  and  enable  them  to
ensure  that  the  Financial  Statements  comply  with  the
Companies Act 2006. They are also responsible for safeguarding
the assets of the Company and hence for taking reasonable steps
for the prevention and detection of fraud and other irregularities.

The Directors are responsible for ensuring that the Annual Report
and  Financial  Statements,  taken  as  a  whole,  are  fair,  balanced,
and  understandable  and  provide  the  information  necessary  for
shareholders  to  assess  the  Company’s  position,  performance,
business model and strategy.

Website publication
The Directors are responsible for ensuring the Annual Report and
Financial Statements are made available on a website. Financial
Statements  are  published  on  the  Company’s  webpage  on  the
in
Manager’s  website 
accordance with legislation in the United Kingdom governing the
preparation  and  dissemination  of  Financial  Statements,  which
may vary from legislation in other jurisdictions. The maintenance
and integrity of the Company’s webpage is the responsibility of
the  Directors.  The  Directors’  responsibility  also  extends  to  the
ongoing integrity of the Financial Statements contained therein.

(www.albion.capital/funds/AAVC) 

Directors’ responsibilities pursuant to Disclosure Guidance
and Transparency Rule 4 of the UK Listing Authority
The Directors confirm to the best of their knowledge:

•   The Financial Statements have been prepared in accordance
with  UK  GAAP  and  give  a  true  and  fair  view  of  the  assets,
liabilities, financial position and profit of the Company.

•   The Annual Report includes a fair review of the development
and performance of the business and the financial position of
the Company, together with a description of the principal risks
and uncertainties that it faces.

For and on behalf of the Board

David Watkins
Chairman
29 June 2018

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Albion Venture Capital Trust PLC 

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Statement of corporate governance

Background
The Financial Conduct Authority requires all companies listed on
a  regulated  market  to  disclose  how  they  have  applied  the
principles and complied with the provisions of the UK Corporate
Governance Code (the “Code”) issued by the Financial Reporting
Council (“FRC”) in 2016.

The  Board  has  also  considered 
the  principles  and
recommendations  of  the  AIC  Code  of  Corporate  Governance
(“AIC  Code”)  by  reference  to  the  AIC  Corporate  Governance
Guide for Investment Companies (“AIC Guide”). The AIC Code, as
explained by the AIC Guide, addresses all the principles set out in
the  UK  Corporate  Governance  Code,  as  well  as  setting  out
additional principles and recommendations on issues that are of
specific relevance to the Company.

The  Board  considers  that  reporting  against  the  principles  and
recommendations of the AIC Code, and by reference to the AIC
Guide (which incorporates the UK Corporate Governance Code),
will  provide  better  information  to  shareholders  than  reporting
under the Code alone.

The  Company  has  complied  with  the  recommendations  of  the
AIC  Code  and  the  relevant  provisions  of  the  UK  Corporate
Governance Code, except as set out below.

Application of the Principles of the Code
The  Board  attaches  importance  to  matters  set  out  in  the  Code
and  applies  its  principles.  However,  as  a  venture  capital  trust
company, most of the Company’s day-to-day responsibilities are
delegated to third parties and the Directors are all non-executive.
Thus, not all the provisions of the Code are directly applicable to
the Company.

Board of Directors
The  Board  consists  solely  of 
independent  non-executive
Directors.  Since  all  Directors  are  non-executive  and  day-to-day
management responsibilities are sub-contracted to the Manager,
the Company does not have a Chief Executive Officer.

David  Watkins  is  the  Chairman  and  Jeff  Warren  is  the  Senior
Independent  Director.  From  1  August  2018,  Richard  Glover  will
be appointed as the Chairman.

John Kerr is an external member of the Investment Committee of
Albion Capital Group LLP. The Board has reviewed and approved
this role and concluded it does not affect his independence.

John  Kerr  and  Jeff  Warren  have  both  been  Directors  of  the
Company for more than nine years and, in accordance with the
recommendations  of  the  AIC  code,  are  subject  to  annual  re-
election. The Board does not have a policy of limiting the tenure
of any Director as the Board does not consider that a Director’s

length of service reduces his or her ability to act independently of
the Manager.

The Directors have a range of business and financial skills which
are relevant to the Company; these are described in the Board of
Directors section of this Annual Report, on page 18. Directors are
provided  with  key  information  on  the  Company’s  activities,
including  regulatory  and  statutory  requirements,  and  internal
controls,  by  the  Manager.  The  Board  has  direct  access  to
secretarial advice and compliance services by the Manager, who
is  responsible  for  ensuring  that  Board  procedures  are  followed
and applicable procedures complied with. All Directors are able to
take  independent  professional  advice  in  furtherance  of  their
duties  if  necessary.  In  accordance  with  the  UK  Corporate
Governance  Code,  the  Company  has  in  place  Directors’  &
Officers’ Liability Insurance.

As Richard Glover and Ann Berresford have been appointed since
the  last  Annual  General  Meeting,  they  will  both  resign  and  be
subject to election at the forthcoming Annual General Meeting.

The  Directors  have  considered  diversity  in  relation  to  the
composition  of  the  Board  and  have  considered  that  its
membership is diverse in relation to its experience and balance of
skills.  Further  details  on  the  policy  regarding  the  recruitment  of
new  directors  can  be  found  in  the  Nomination  Committee
section on page 36.

The Board met four times during the year as part of its regular
programme of Board meetings. All of the Directors attended all
meetings,  except  for  Richard  Glover  and  Ann  Berresford  who
joined the Board on 8 November 2017. A sub-committee of the
Board comprising at least two Directors met during the year to
allot shares issued under the Dividend Reinvestment Scheme and
the Albion VCTs Top Up Offers.

The  Chairman  ensures  that  all  Directors  receive,  in  a  timely
manner,  all  relevant  management,  regulatory  and  financial
information.  The  Board  receives  and  considers  reports  regularly
from the Manager and other key advisers, and ad hoc reports and
information are supplied to the Board as required. The Board has
a formal schedule of matters reserved for it and the agreement
between the Company and its Manager sets out the matters over
which the Manager has authority and limits beyond which Board
approval must be sought.

The  Manager  has  authority  over  the  management  of  the
investment  portfolio,  the  organisation  of  custodial  services,
accounting,  secretarial  and  administrative  services.  The  main
issues reserved for the Board include:

•   the  appointment,  evaluation,  removal  and  remuneration  of

the Manager;

Albion Venture Capital Trust PLC 

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Statement of corporate governance

continued 

•   the  consideration  and  approval  of  future  developments  or
changes  to  the  investment  policy,  including  risk  and  asset
allocation;

•   consideration of corporate strategy and corporate events that

arise;

•   application of the principles of the UK Corporate Governance

Code, corporate governance and internal control;

•   review  of  sub-committee  recommendations,  including  the
recommendation  to  shareholders  for  the  appointment  and
remuneration of the Auditor;

•   evaluation  of  non-audit  services  provided  by  the  external

Auditor;

•   approval  of  the  appropriate  dividend  to  be  paid  to

shareholders;

•   reviewing  the  performance  of  the  Company,  including
monitoring  of  the  discount  of  the  net  asset  value  and  the
share price;

•   share buy-back and treasury share policy; and

•   monitoring  shareholder  profile  and  considering  shareholder

communications.

It is the responsibility of the Board to present an Annual Report
and  Financial  Statements  that  are  fair,  balanced  and
understandable,  which  provides  the  information  necessary  for
shareholders  to  assess  the  position,  performance,  strategy  and
business model of the Company.

Committees’ and Directors’ performance evaluation
Performance  of  the  Board  and  the  Directors  is  assessed  on  the
following:

•   attendance at Board and Committee meetings;

•   the contribution made by individual Directors at, and outside

of, Board and Committee meetings; and

undertakes a proper and thorough evaluation of its committees
on an annual basis.

Directors’ retirement and re-election is subject to the Articles of
Association and the AIC Code. Directors are subject to re-election
every three years and Directors who have served longer than nine
years and non-independent Directors, to re-election every year.

In light of the structured performance evaluation, John Kerr and
Jeff  Warren  who  are  subject  to  re-election,  and  Richard  Glover
and  Ann  Berresford  who  are  subject  to  election  at  the
forthcoming  Annual  General  Meeting,  are  considered  to  be
effective Directors who demonstrate strong commitment to the
role.  The  Board  believes  it  to  be  in  the  best  interest  of  the
Company to appoint these Directors at the forthcoming Annual
General Meeting.

Remuneration Committee
Jeff Warren is Chairman of the Remuneration Committee and all
of the Directors are members of this Committee. The Committee
meets once a year and held one formal meeting during the year
which  was  attended  by  all  the  Directors  except  Richard  Glover
and Ann Berresford who joined on 8 November 2017.

The terms of reference for the Remuneration Committee can be
found on the Company’s webpage on the Manager’s website at
Corporate
www.albion.capital/funds/AAVC 
Governance section.

under 

the 

Audit Committee
The  Audit  Committee  consists  of  all  Directors  and  John  Kerr  is
Chairman.  In  accordance  with  the  Code,  all  members  of  the
Audit Committee have recent and relevant financial experience
and therefore it is considered appropriate for the whole Board to
be  part  of  the  Audit  Committee.  The  Committee  met  twice
during the year ended 31 March 2018; all members attended all
meetings, except Richard Glover and Ann Berresford who joined
on 8 November 2017.

•   completion  of  a  detailed  internal  assessment  process  and
annual performance evaluation conducted by the Chairman.
The  Senior  Independent  Director  reviews  the  Chairman’s
annual performance evaluation.

Written  terms  of  reference  have  been  constituted  for  the  Audit
Committee and can be found on the Company’s webpage on the
Manager’s website at www.albion.capital/funds/AAVC under the
Corporate Governance section.

The evaluation process has identified that the Board works well
together  and  has  the  right  balance  of  skills,  experience,
independence  and  knowledge  for  the  effective  governance  of
the Company. Diversity within the Board is achieved through the
appointment of directors with different sector backgrounds and
skills.

Directors  are  offered  training,  both  at  the  time  of  joining  the
Board  and  on  other  occasions  where  required.  The  Board  also

34

Albion Venture Capital Trust PLC 

During  the  year  under  review,  the  Committee  discharged  its
responsibilities including:

•   formally  reviewing  the  Annual  Report  and  Financial
Statements,  the  Half-yearly  Financial  Report,  the  Interim
Management 
associated
announcements,  with  particular  focus  on  the  main  areas
requiring judgement and on critical accounting policies;

Statements 

and 

the 

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Statement of corporate governance

continued 

•   reviewing the effectiveness of the internal controls system and
examination of the Internal Controls Report produced by the
Manager;

•   meeting  with  the  external  Auditor  and  reviewing  their

findings;

•   reviewing  the  performance  of  the  Manager  and  making
recommendations  regarding  their  re-appointment  to  the
Board;

•   highlighting  the  key  risks  and  specific  issues  relating  to  the
Financial  Statements 
including  the  reasonableness  of
valuations,  compliance  with  accounting  standards  and  UK
law, corporate governance and listing and disclosure rules as
well  as  going  concern.  These  issues  were  addressed  through
detailed  review,  discussion  and  challenge  by  the  Board  of
these matters, as well as by reference to underlying technical
information;

•   advising  the  Board  on  whether  the  Annual  Report  and
Financial Statements, taken as a whole, is fair, balanced and
understandable  and  provides  the  information  necessary  for
shareholders to assess the Company’s position, performance,
business model and strategy; and

•   reporting  to  the  Board  on  how  it  has  discharged  its

responsibilities.

Financial Statements
The Audit Committee has initial responsibility for reviewing the
Financial Statements and reporting on any significant issues that
arise  in  relation  to  the  audit  of  the  Financial  Statements  as
outlined below. The Audit Committee considered whether these
issues  were  properly  considered  at  the  planning  stage  of  the
audit and such issues were discussed with the external Auditor at
the  planning  stage  of  the  audit  and  at  the  completion  of  the
audit  of  the  Financial  Statements.  No  major  conflicts  arose
between  the  Audit  Committee  and  the  external  Auditor  in
respect of their work during the period.

The  key  accounting  and  reporting  issues  considered  by  the
Committee were:

The valuation of the Company’s investments
Valuations  of  investments  are  prepared  by  the  Manager.  The
Audit Committee reviewed the estimates and judgements made
in relation to these investments and were satisfied that they were
appropriate. The Audit Committee also discussed the controls in
place  over  the  valuation  of  investments.  The  Committee
recommended investment valuations to the Board for approval.

Revenue recognition
The  revenue  generated  from  loan  stock  interest  and  dividend
income has been considered by the Audit Committee as part of

its review of the Annual Report as well as a quarterly review of the
management  accounts  prepared  by  the  Manager.  The  Audit
Committee  has  considered  the  controls  in  place  over  revenue
recognition  to  ensure  that  amounts  received  are  in  line  with
expectation and budget.

Following  rigorous  reviews  of  the  Annual  Report  and  Financial
Statements and consideration of the key areas of risk identified,
the Audit Committee and Board has concluded that, as a whole,
the Financial Statements are fair, balanced and understandable
and that they provide the information necessary for shareholders
to assess the Company’s position, performance, business model
and strategy.

Relationship with the External Auditor
The  Audit  Committee  reviews  the  performance  and  continued
suitability of the Company’s external Auditor on an annual basis.
They  assess  the  external  Auditor’s  independence,  qualification,
extent of relevant experience, effectiveness of audit procedures
as well as the robustness of their quality assurance procedures. In
advance  of  each  audit,  the  Committee  obtains  confirmation
from the external Auditor that they are independent and of the
level  of  non-audit  fees  earned  by  them  and  their  affiliates.  No
non-audit services were provided during the financial year ended
31 March 2018.

As part of its work, the Audit Committee has undertaken a formal
evaluation of the external Auditor against the following criteria;

–   Qualification

–   Expertise

–   Resources

–   Effectiveness

–   Independence

–   Leadership

In order to form a view of the effectiveness of the external audit
process, the Committee took into account information from the
Manager regarding the audit process, the formal documentation
issued  to  the  Audit  Committee  and  the  Board  by  the  external
Auditor regarding the external audit for the year ended 31 March
2018, and assessments made by individual Directors.

During the year, the Audit Committee undertook a competitive
tender  process  for  appointment  of  the  external  auditor  for  the
financial  year  ending  31  March  2018,  so  as  to  ensure  auditor
independence  and  continued  quality  of  judgement.  The  core
legislation mandates that the maximum period for which a firm
can be appointed auditor of a public interest entity is 10 years.
Member states can choose to make this period shorter, or they
can  choose  to  allow  extensions:  to  20  years  if  a  competitive

Albion Venture Capital Trust PLC 

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Statement of corporate governance

continued 

tender is held at the 10 year point. BDO first acted as Auditor for
the year ended 31 March 2008. The Company can confirm that
there are no contractual obligations that restrict the Company’s
choice  of  external  auditor.  As  a  result  of  this  selection  process,
and evaluation of objective and subjective criteria, it was decided
to retain BDO LLP as the external auditor of the Company. The
Audit  Committee  will  continue  to  review  and  evaluate  the
standard and quality of service provided by the Auditor, as well as
value for money in the provision of these services on an annual
basis.

The  Audit  Committee  also  has  an  annual  meeting  with  the
external  Auditor,  without  the  Manager  present,  at  which
pertinent  questions  are  asked  to  help  the  Audit  Committee
determine  if  the  Auditor’s  skills  match  all  the  relevant  and
appropriate criteria.

Based  on  the  assurance  obtained,  the  Audit  Committee
recommended to the Board a resolution to re-appoint BDO LLP
as Auditor at the forthcoming Annual General Meeting.

Nomination Committee
The Nomination Committee consists of all Directors, with David
Watkins as Chairman. From 1 August 2018 Richard Glover will be
appointed as Chairman.

The  Board’s  policy  on  the  recruitment  of  new  directors  is  to
attract  a  range  of  backgrounds,  skills  and  experience  and  to
ensure  that  appointments  are  made  on  the  grounds  of  merit
against clear and objective criteria and bear in mind gender and
other diversity within the Board.

The Nomination Committee met during the year, and following a
detailed  interview  and  referencing  process,  the  Nomination
Committee  recommended  the  appointment  of  Richard  Glover
and Ann Berresford as Directors.

The  terms  of  reference  for  the  Nomination  Committee  can  be
found on the Company’s webpage on the Manager’s website at
www.albion.capital/funds/AAVC 
Corporate
Governance section.

under 

the 

Internal control
In  accordance  with  the  UK  Corporate  Governance  Code,  the
Board has an established process for identifying, evaluating and
managing  the  significant  risks  faced  by  the  Company.  This
process has been in place throughout the year and continues to
be subject to regular review by the Board in accordance with the
FRC  guidance  “Risk  Management,  Internal  Control  and  Related
Financial  and  Business  Reporting”.  The  Board  is  responsible  for
the  Company’s  system  of  internal  control  and  for  reviewing  its
effectiveness.  However,  acknowledging  that  such  a  system  is
designed to manage, rather than eliminate, the risks of failure to

36

Albion Venture Capital Trust PLC 

achieve  the  Company’s  business  objectives,  such  controls  can
only  provide  reasonable  and  not  absolute  assurance  against
material misstatement or loss.

The  Board,  assisted  by  the  Audit  Committee,  monitors  all
controls, 
including  financial,  operational  and  compliance
controls,  and  risk  management.  The  Audit  Committee  receives
each  year  from  the  Manager  a  formal  report,  which  details  the
steps taken to monitor the areas of risk, including those that are
not directly the responsibility of the Manager, and which reports
the details of any known internal control failures. Steps continue
to  be  taken  to  embed  the  system  of  internal  control  and  risk
management  into  the  operations  and  culture  of  the  Company
and  its  key  suppliers,  and  to  deal  with  areas  of  improvement
which  come  to  the  Manager’s  and  the  Audit  Committee’s
attention.

The  Board,  through  the  Audit  Committee,  has  performed  a
specific  assessment  for  the  purpose  of  this  Annual  Report  and
Financial  Statements.  This  assessment  considers  all  significant
aspects  of  internal  control  arising  during  the  year.  The  Audit
its  review
Committee  assists  the  Board 
responsibilities.

in  discharging 

The main features of the internal control system with respect to
financial reporting are:

•   segregation of duties between the preparation of valuations

and recording in accounting records;

•   independent  third  party  valuations  of  the  majority  of  the
asset-backed investments within the portfolio are undertaken
annually;

•   reviews of valuations are carried out by the managing partner
and  reviews  of  financial  reports  are  carried  out  by  the
operations partner of Albion Capital Group LLP;

•   bank  reconciliations  are  carried  out  monthly,  and  stock
reconciliations are carried out six-monthly, by the Manager in
accordance with the FCA requirements;

•   all published financial reports are reviewed by Albion Capital

Group LLP compliance department;

•   the Board reviews financial information; and

•   a  separate  Audit  Committee  of  the  Board  reviews  financial

information due to be published.

As  the  Board  has  delegated  the  investment  management  and
administration to Albion Capital Group LLP, the Board feels that
it is not necessary to have its own internal audit function. Instead,
it has access to PKF Littlejohn LLP, which, as internal auditor for
Albion Capital Group LLP undertakes periodic examination of the
business  processes  and  controls  environment  at  Albion  Capital

250317 Albion Capital pp28-pp40.qxp  02/07/2018  21:07  Page 37

Statement of corporate governance

continued 

Group LLP, and ensures that any recommendations to implement
improvements  in  controls  are  carried  out.  During  the  year,  the
Audit Committee and the Board reviewed internal audit reports
prepared  by  PKF  Littlejohn  LLP.  The  Board  and  the  Audit
Committee will continue to monitor its system of internal control
in order to provide assurance that it operates as intended.

Conflicts of interest
Directors  review  the  disclosure  of  conflicts  of  interest  annually,
with  changes  reviewed  and  noted  at  the  beginning  of  each
Board meeting. A Director who has conflicts of interest has two
independent Directors authorise those conflicts, and is excluded
from  discussions  or  decisions  regarding  those  conflicts.
Procedures  to  disclose  and  authorise  conflicts  of  interest  have
been adhered to throughout the year. 

Capital structure and Articles of Association
Details  regarding  the  Company’s  capital  structure,  substantial
interests  and  Directors’  powers  to  buy  and  issue  shares  are
detailed in full on pages 28 and 31 of the Directors’ report. The
Company  is  not  party  to  any  significant  agreements  that  may
take  effect,  alter  or  terminate  upon  a  change  of  control  of  the
Company following a takeover bid.

Any amendments to the Company’s Articles of Association are
by  way  of  a  special  resolution  subject  to  ratification  by
shareholders.

Relationships with shareholders
The Company’s Annual General Meeting on 13 August 2018 will
be  used  as  an  opportunity  to  communicate  with  investors.  The
Board,  including  the  Chairman  of  the  Audit  Committee,  will  be
available to answer questions at the Annual General Meeting.

At  the  Annual  General  Meeting,  the  level  of  proxies  lodged  on
each resolution, the balance for and against the resolution, and
the number of votes withheld, are announced after the resolution
has been voted on by a show of hands.

The Annual General Meeting will also include a presentation from
the  Manager  on  the  portfolio  and  on  the  Company,  and  a
presentation from a portfolio company.

Shareholders  and  financial  advisers  are  able  to  obtain
information  on  holdings  and  performance  using  the  contact
details provided on page 2.

The  Company’s  share  buy-back  programme  operates  in  the
market through brokers. In order to sell shares, as they are quoted
on  the  London  Stock  Exchange,  investors  should  approach  a
broker  to  undertake  the  sale.  Banks  may  be  able  to  assist
shareholders  with  a  referral  to  a  broker  within  their  banking
group.

Statement of compliance
The  Directors  consider  that,  with  the  exception  of  the
requirement  for  the  appointment  of  a  Chief  Executive  Officer,
the Company has complied throughout the year ended 31 March
2018 with all the relevant provisions set out in the Code and with
the AIC Code of Corporate Governance. The Company continues
to comply with the Code as at the date of this report.

For and on behalf of the Board

David Watkins
Chairman
29 June 2018

Albion Venture Capital Trust PLC 

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Directors’ remuneration report

Introduction
This  report  is  submitted  in  accordance  with  Section  420  of  the
Companies Act 2006 and describes how the Board has applied
the principles relating to the Directors’ remuneration.

An  ordinary  resolution  will  be  proposed  at  the  Annual  General
Meeting of the Company to be held on 13 August 2018 for the
approval of the annual remuneration report as set out below. The
current remuneration policy was approved by shareholders (95.3
per cent. of shareholders voted for the resolution) at the Annual
General Meeting held on 14 August 2017, and it will remain in
place for a three year period.

The  Company’s  independent  Auditor,  BDO  LLP,  is  required  to
give its opinion on certain information included in this report as
indicated. The Auditor’s opinion is included in the Independent
Auditor’s Report.

Annual statement from the Chairman of the Remuneration
Committee
The Remuneration Committee comprises all of the Directors with
Jeff Warren as Chairman.

The  Remuneration  Committee  met  once  during  the  year  to
review Directors’ responsibilities and salaries against the market
and concluded that the current level of remuneration, which was
increased  in  2015,  remained  appropriate  and  so  proposed  no
increase for the forthcoming year.

Directors’ remuneration policy
The  Company’s  policy  is  that  fees  payable  to  non-executive
Directors should reflect their expertise, responsibilities and time
spent  on  Company  matters.  In  determining  the  level  of  non-
executive  remuneration,  market  equivalents  are  considered  in
comparison  to  the  overall  activities  and  size  of  the  Company.
There  is  no  performance  related  pay  criteria  applicable  to  non-
executive Directors.

This  policy  was  last  voted  on  at  the  2017  Annual  General
Meeting  where  95.3  per  cent.  of  shareholders  voted  for  the
resolution  approving  the  Directors’  remuneration  policy  which
shows significant shareholder support.

The  current  maximum 
level  of  non-executive  Directors’
remuneration is £150,000 per annum in aggregate which is fixed
by the Company’s Articles of Association, changes to which are
made by ordinary resolution.

The  Company’s  Articles  of  Association  provide  for  the
resignation  and,  if  approved,  re-election  of  the  Directors  every
three years at the Annual General Meeting. In accordance with
the  recommendations  of  the  AIC  Code,  Directors  who  have
served  the  Company  for  longer  than  nine  years  are  subject  to
annual re-election, and any non-independent Directors are also
subject to annual re-election. At the forthcoming Annual General
Meeting John Kerr and Jeff Warren will retire and be proposed for
re-election.  As  Richard  Glover  and  Ann  Berresford  have  been
appointed since the last Annual General Meeting, they will both
resign  and  be  subject  to  election  at  the  forthcoming  Annual
General  Meeting.  David  Watkins  is  to  retire  as  a  Director  on
1 August 2018.

None of the Directors have a service contract with the Company,
and as such there is no policy on termination payments. There is
no notice period and no payments for loss of office were made
during  the  period.  On  being  appointed  to  the  Board,  Directors
receive a letter from the Company setting out the terms of their
appointment  and  their  specific  duties  and  responsibilities.  The
Company has no employees other than the Directors.

Shareholders’  views  in  respect  of  Directors’  remuneration  are
regarded  highly  and  the  Board  encourages  shareholders’  to
attend its Annual General Meeting in order to communicate their
thoughts,  which  it  takes  into  account  where  appropriate  when
formulating  its  policy.  At  the  last  Annual  General  Meeting,
94.3 per cent. of shareholders voted for the resolution approving
the  Directors’  remuneration  report  which  shows  significant
shareholder support.

Annual report on remuneration
The  remuneration  of  individual  Directors’  is  determined  by  the
Remuneration Committee within the framework set by the Board.

It is responsible for reviewing the remuneration of the Directors
and the Company’s remuneration policy to ensure that it reflects
the  duties,  responsibilities  and  value  of  time  spent  by  the
Directors  on  the  business  of  the  Company  and  makes
recommendations to the Board accordingly.

38

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Directors’ remuneration report continued 

Directors’ remuneration
The following items have been audited.

The  following  table  shows  an  analysis  of  the  remuneration  of
individual Directors, exclusive of National Insurance:

David Watkins 
John Kerr
Ann Berresford 
(appointed 8 November 2017)
Ebbe Dinesen 
Richard Glover 
(appointed 8 November 2017)
Jeff Warren

2018
£’000

2017
£’000

24
24

9
22

9
22

110

24
24

–
22

–
22

92

The Directors’ remuneration for the year ending 31 March 2019
is expected to be approximately £121,000.

The  Company  does  not  confer  any  share  options,  long  term
incentives or retirement benefits to any Director, nor does it make
a contribution to any pension scheme on behalf of the Directors.

Each  Director  of  the  Company  was  remunerated  personally
through the Manager’s payroll which has been recharged to the
Company.

In  addition  to  Directors’  remuneration,  the  Company  pays  an
annual  premium  in  respect  of  Directors’  &  Officers’  Liability
Insurance of £8,578 (2017: £7,052).

Directors’ interests
The  Directors  who  held  office  throughout  the  year  and  their
interests in the shares of the Company (together with those of
their immediate family) are as follows:

David Watkins 
John Kerr
Ann Berresford 
(appointed 8 November 2017)
Ebbe Dinesen
Richard Glover 
(appointed 8 November 2017)
Jeff Warren

31 March 
2018
(Number of 
shares)

31 March 
2017
(Number of
shares)

10,000
13,109

–
36,552

–
20,000

79,661

10,000
13,109

n/a
36,552

n/a
20,000

79,661

There  have  been  no  changes  in  the  holdings  of  the  Directors
between 31 March 2018 and the date of this Report.

The following items have not been audited.

Albion  Capital  Group  LLP,  its  partners  and  staff  hold  a  total  of
366,227 shares in the Company as at 31 March 2018.

Performance graph
The  graph  that  follows  shows  the  Company’s  Ordinary  share
price total return against the FTSE All-Share Index total return, in
both instances with dividends reinvested, since 1 April 2008. The
Directors  consider  the  FTSE  All-Share  Index  to  be  the  most
appropriate  benchmark  for  the  Company  as  it  contains  a  large
range  of  sectors  within  the  UK  economy  similar  to  a  generalist
VCT. Investors should, however, be reminded that shares in VCTs
generally trade at a discount to the actual net asset value of the
Company.

There  are  no  options,  issued  or  exercisable,  in  the  Company
which would distort the graphical representation that follows.

Albion Venture Capital Trust PLC 

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Directors’ remuneration report continued 

Ordinary share price total return relative to the
 FTSE All-Share Index total return
(in both cases with dividends reinvested)

)
e
r
a
h
s

r
e
p
e
c
n
e
p
(
n
r
u
t
e
R

250

200

150

100

50

0

Mar
2008

Mar
2009

Mar
2010

Mar
2011

Mar
2012

Mar
2013

Mar
2014

Mar
2015

Mar
2016

Mar
2017

Mar
2018

Ordinary share price total return      

FTSE All-Share Index total return

Source: Albion Capital Group LLP

Methodology: The Ordinary share price total return to the shareholder, including original amount invested (rebased to 100), assuming
that dividends were reinvested at the share price of the Company at the time the shares were quoted ex-dividend. Transaction costs
are not taken into account.

Directors’ pay compared to distribution to shareholders

2018
£’000

4,317

1,019

110

2017                    Percentage
£’000                            change

3,964                                8.9%

873                              16.7%

92                              19.6%

Total dividend distribution to shareholders 

Share buybacks

Total Directors fees

For and on behalf of the Board

David Watkins
Director
29 June 2018

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Independent Auditor’s report to the Members of
Albion Venture Capital Trust PLC

Opinion
We  have  audited  the  financial  statements  of  Albion  Venture
Capital  Trust plc (the  “company”)  for the year ended 31  March
2018 which comprise the income statement, the balance sheet,
the  statement  of  changes  in  equity  and  the  statement  of  cash
flows and notes to the financial statements, including a summary
of  significant  accounting  policies.  The  financial  reporting
framework  that  has  been  applied  in  their  preparation  is
applicable  law  and  United  Kingdom  Accounting  Standards,
including  Financial  Reporting  Standard  102  The  Financial
Reporting Standard applicable in the UK and Republic of Ireland
(United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

•   give a true and fair view of the state of the company’s affairs
as at 31 March 2018 and of its profit for the year then ended;

•   have  been  properly  prepared  in  accordance  with  United

Kingdom Generally Accepted Accounting Practice;

•   have been prepared in accordance with the requirements of

the Companies Act 2006.

Basis for opinion
We  conducted  our  audit  in  accordance  with  International
Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our
responsibilities under those standards are further described in the
Auditor’s responsibilities for the audit of the financial statements
section  of  our  report.  We  are  independent  of  the  company  in
accordance with the ethical requirements that are relevant to our
audit of the financial statements in the UK, including the FRC’s
Ethical Standard as applied to listed public interest entities, and
we have fulfilled our other ethical responsibilities in accordance
with these requirements. We believe that the audit evidence we
have obtained is sufficient and appropriate to provide a basis for
our opinion.

Conclusions relating to principal risks, going concern and
viability statement
We have nothing to report in respect of the following information
in the annual report, in relation to which the ISAs (UK) require us
to  report  to  you  whether  we  have  anything  material  to  add  or
draw attention to:

•   the disclosures in the annual report that describe the principal
risks and explain how they are being managed or mitigated;

•   the  directors’  confirmation  in  the  annual  report  that  they
have  carried  out  a  robust  assessment  of  the  principal  risks
facing the company, including those that would threaten its
business model, future performance, solvency or liquidity;

•   the  directors’  statement  in  the  financial  statements  about
whether the directors considered it appropriate to adopt the
going concern basis of accounting in preparing the financial
statements  and  the  directors’  identification  of  any  material
uncertainties  to  the  company’s  ability  to  continue  to  do  so
over  a  period  of  at  least  twelve  months  from  the  date  of
approval of the financial statements;

•   whether  the  directors’  statement  relating  to  going  concern
required  under  the  Listing  Rules  in  accordance  with  Listing
Rule  9.8.6R(3)  is  materially  inconsistent  with  our  knowledge
obtained in the audit; or

•   the directors’ explanation in the annual report as to how they
have  assessed  the  prospects  of  the  company,  over  what
period they have done so and why they consider that period
to  be  appropriate,  and  their  statement  as  to  whether  they
have a reasonable expectation that the company will be able
to continue in operation and meet its liabilities as they fall due
over  the  period  of  their  assessment,  including  any  related
disclosures drawing attention to any necessary qualifications
or assumptions.

Key audit matters
Key  audit  matters  are  those  matters  that,  in  our  professional
judgement, were of most significance in our audit of the financial
statements of the current period and include the most significant
assessed risks of material misstatement (whether or not due to
fraud)  that  we  identified.  These  matters  included  those  which
had  the  greatest  effect  on:  the  overall  audit  strategy;  the
allocation of resources in the audit; and directing the efforts of
the  engagement  team.  These  matters  were  addressed  in  the
context of our audit of the financial statements as a whole, and
in forming our opinion thereon, and we do not provide a separate
opinion on these matters.

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Independent Auditor’s report to the Members of
Albion Venture Capital Trust PLC continued

Key Audit Matter

Audit response

Valuation  of  investments  (Note
2  and  11  to  the  financial
statements)

There  is  a  high  level  of  estimation
uncertainty involved in determining
the 
investment
valuations.

unquoted 

The  Investment  Manager’s  fee  is
based  on  the  value  of  the  net
assets  of  the  fund,  as  shown  in
note 5.

As  the  Investment  Manager  is
responsible for valuing investments
for  the  financial  statements,  there
is a potential risk of overstatement
of 
investment  valuations.  The
existence of an expense cap in the
management 
agreement
enhances this risk.

We tested a sample of 90% of the unquoted investment portfolio by value of investment
holdings.

We  performed  preliminary  analytical  procedures  to  determine  our  investment  sample  and
the extent of our work considering, inter alia, the value of individual investments, the nature
of the investment and the extent of the fair value movement.

10% of the unquoted portfolio is based on valuations using net assets (i.e. cash held) or cost
(where  the  investment  was  recently  acquired).  For  such  investments,  we  checked  the  net
assets  or  cost  to  supporting  documentation  and  considered  the  Investment  Manager’s
determination  of  whether  there  were  any  reasons  why  the  valuation  and  the  valuation
methodology was not appropriate at 31 March 2018.

The remaining 90% of the investment portfolio is valued with reference to more subjective
techniques with 21% based on discounted cash flows and 69% using earnings multiples, as
described in note 11.

Our detailed testing for such investments, performed  on all investments within  our sample
comprised:

•     Forming a determination of whether the valuation methodology is the most appropriate
in  the  circumstances  under  the  International  Private  Equity  and  Venture  Capital
Valuation (“IPEV”) Guidelines obtaining management explanations

•     Re-performed the calculation of the multiples-based investment valuations

•     Where  a  valuation  has  been  performed  by  a  third  party  management’s  expert,  we
assessed the competence and capabilities of that expert, the quality of their work and
their qualifications, as well as challenging the basis of inputs and assumptions used by
the expert (i.e. discount rates and earnings multiples). We also considered any updates
for  subsequent  information  to  the  valuation  made  by  the  investment  manager  and
obtained appropriate evidence for those changes

•      Benchmarked  key  inputs  and  estimates  to  independent  information  and  our  own

research

•     Challenged  the  assumptions  inherent  in  the  valuation  of  unquoted  investments  and
assessed  the  impact  of  the  estimation  uncertainty  concerning  these  assumptions  and
the disclosure of these uncertainties in the financial statements

•      Considered  the  economic  environment  in  which  the  investment  operates  to  identify

factors that could impact the investment valuation

•      Developed our own point estimates where alternative assumptions could reasonably be
applied  and  considered  the  overall  impact  of  such  sensitisations  on  the  portfolio  of
investments  in  determining  whether  the  valuations  as  a  whole  are  reasonable  and
unbiased

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Independent Auditor’s report to the Members of
Albion Venture Capital Trust PLC continued

Key Audit Matter

Audit response

For investments not included in our detailed testing, we performed the following procedures
For investments not included in our detailed testing, we performed the following procedures
where relevant: 
where relevant:

•     Considered whether the valuation had been prepared by a suitably qualified individual
•     Considered whether the valuation had been prepared by a suitably qualified individual
•     Considered whether a valid IPEV methodology had been adopted
•     Considered whether a valid IPEV methodology had been adopted
•     Considered whether the valuation used up to date trading information 
•     Considered whether the valuation used up to date trading information
For a sample of loans held at fair value, we:
For a sample of loans held at fair value, we:
•     Vouched security held to documentation

•     Vouched security held to documentation
•     Considered  the  assumption  that  fair  value  is  not  significantly  different  to  cost  by
challenging the assumption that there is no significant movement in the market interest
•     Considered  the  assumption  that  fair  value  is  not  significantly  different  to  cost  by
rate since acquisition and considering the “unit of account” concept (i.e. the investment
challenging the assumption that there is no significant movement in the market interest
as a whole)
rate since acquisition and considering the “unit of account” concept (i.e. the investment
•     Reviewed the treatment of accrued redemption premium/other fixed returns in line with
as a whole)
the SORP

•     Reviewed the treatment of accrued redemption premium/other fixed returns in line with

the SORP

We  developed  expectations  for  interest  income  receivable  based  on  loan  instruments  and
investigated any variations in amounts recognised to ensure they were valid.

We  also  reviewed  the  recognition  and  classification  of  accrued  fixed  income  receipts  to
ascertain  whether  it  meets  the  definition  of  realised  income,  considering  management
information  relevant  to  the  ability  of  the  portfolio  company  to  service  the  loan  and  the
reasons for any arrears of loan interest.

In respect of dividends receivable, we compared actual income to expectations set based on
independent  published  data  or  management  information  from  the  investee  company  on
dividends declared by the portfolio companies held.

Revenue recognition
(Note 2 and 4 to the financial
statements)

Revenue  consists  primarily  of
interest earned on loans to investee
companies,  as  well  as  dividends
receivable 
investee
companies.

from 

of 

assessment 

Revenue  recognition  is  considered
to  be  a  significant  risk,  particularly
the
the 
interest
recoverability  of 
income,  and  the  completeness  of
dividends,  as  it  is  one  of  the  key
drivers  of  dividend  returns  to
investors.

loan 

Income  arises  from  unquoted
investments and can be difficult to
predict.  It  is  often  a  key  factor  in
demonstrating the performance of
the portfolio.

Our application of materiality
We apply the concept of materiality both in planning and performing our audit, and in evaluating the effect of misstatements. For planning,
we  consider  materiality  to  be  the  magnitude  by  which  misstatements,  including  omissions,  could  influence  the  economic  decisions  of
reasonable users that are taken on the basis of the financial statements. In order to reduce to an appropriately low level the probability that
any misstatements exceed materiality we use a lower materiality level, performance materiality, to determine the extent of testing needed.
Importantly, misstatements below these levels will not necessarily be evaluated as immaterial as we also take account of the nature of
identified misstatements, and the particular circumstances of their occurrence, when evaluating their effect on the Financial Statements.
The application of these key considerations gives rise to two levels of materiality, the quantum and purpose of which are tabulated below.

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Independent Auditor’s report to the Members of
Albion Venture Capital Trust PLC continued

Materiality measure

Purpose

Key considerations and benchmarks

Quantum (£)

Financial statement
materiality.
(2% of gross
investments)

Performance
materiality.

Specific  materiality  –
classes  of  transactions
and  balances  which
impact  on  net  realised
returns.

(10%  of  the  revenue
return before tax)

the  financial
Assessing  whether 
statements as a whole present a true
and fair view.

•     The value of gross investments

•     The  level  of  judgement  inherent  in  the

valuation

£1,190,000 
(31 March 2017:
£1,110,000)

•     The  range  of  reasonable  alternative

valuations

Lower  level  of  materiality  applied  in
performance  of  the  audit  when
determining the nature and extent of
testing applied to individual balances
and classes of transactions.

•     Financial statement materiality

•     Risk and control environment

•     History of prior errors (if any)

•     Level of gross expenditure

those 

classes 

Assessing 
of
transactions,  balances  or  disclosures
for  which  misstatements  of  lesser
amounts  than  materiality  for  the
financial statements as a whole could
reasonably  be  expected  to  influence
the economic decisions of users taken
financial
on 
statements.

the  basis  of 

the 

£890,000 
(31 March 2017:
£830,000)

£190,000 
(31 March 2017:
£180,000)

We agreed with the Audit Committee that we would report to the Committee all audit differences in excess of £11,000, as well as
differences below that threshold that, in our view, warranted reporting on qualitative grounds.

An overview of the scope of our audit
Our audit approach was developed by obtaining an understanding of the company’s activities, the key functions undertaken by the
Board and the overall control environment. Based on this understanding we assessed those aspects of the company’s transactions and
balances which were most likely to give rise to a material misstatement.

Other information
The directors are responsible for the other information. The other information comprises the information included in the annual report
other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other
information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion
thereon. In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so,
consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit
or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we
are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other
information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information,
we are required to report that fact.

We have nothing to report in this regard.

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Independent Auditor’s report to the Members of
Albion Venture Capital Trust PLC continued

In this context, we also have nothing to report in regard to our
responsibility  to  specifically  address  the  following  items  in  the
other  information  and  to  report  as  uncorrected  material
misstatements of the other information where we conclude that
those items meet the following conditions:

•   Fair, balanced and understandable – the statement given
by  the  directors  that  they  consider  the  annual  report  and
financial  statements  taken  as  a  whole  is  fair,  balanced  and
understandable  and  provides  the  information  necessary  for
shareholders to assess the company’s performance, business
model  and  strategy,  is  materially  inconsistent  with  our
knowledge obtained in the audit; or

•   Audit  Committee  reporting  –  the  section  describing  the
work of the audit committee does not appropriately address
matters communicated by us to the audit committee; or

•   Directors’  statement  of  compliance  with  the  UK
Corporate  Governance  Code –  the  parts  of  the  directors’
statement  required  under  the  Listing  Rules  relating  to  the
company’s  compliance  with  the  UK  Corporate  Governance
Code containing provisions specified for review by the auditor
in  accordance  with  Listing  Rule  9.8.10R(2)  do  not  properly
disclose  a  departure  from  a  relevant  provision  of  the  UK
Corporate Governance Code.

Opinions on other matters prescribed by the Companies
Act 2006
In our opinion, the part of the directors’ remuneration report to
be  audited  has  been  properly  prepared  in  accordance  with  the
Companies Act 2006.

In our opinion, based on the work undertaken in the course of the
audit:

•   the information given in the strategic report and the directors’
report for the financial year for which the financial statements
are prepared is consistent with the financial statements; and

•   the strategic report and directors’ report have been prepared

in accordance with applicable legal requirements.

Matters on which we are required to report by exception
In  light  of  the  knowledge  and  understanding  of  the  company
and its environment obtained in the course of the audit, we have
not  identified  material  misstatements  in  the  strategic  report  or
the directors’ report.

We have nothing to report in respect of the following matters in
relation to which the Companies Act 2006 requires us to report
to you if, in our opinion:

•   adequate accounting records have not been kept, or returns
adequate for our audit have not been received from branches
not visited by us; or

•   the  financial  statements  and  the  part  of  the  directors’
remuneration report to be audited are not in agreement with
the accounting records and returns; or

•   certain disclosures of directors’ remuneration specified by law

are not made; or

•   we have not received all the information and explanations we

require for our audit.

Responsibilities of directors
As  explained  more  fully  in  the  directors’  responsibilities
statement,  the  directors  are  responsible  for  the  preparation  of
the financial statements and for being satisfied that they give a
true and fair view, and for such internal control as the directors
determine  is  necessary  to  enable  the  preparation  of  financial
statements  that  are  free  from  material  misstatement,  whether
due to fraud or error.

In  preparing  the  financial  statements,  the  directors  are
responsible for assessing the company’s ability to continue as a
going concern, disclosing, as applicable, matters related to going
concern and using the going concern basis of accounting unless
the directors either intend to liquidate the company or to cease
operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial
statements
Our objectives are to obtain reasonable assurance about whether
the  financial  statements  as  a  whole  are  free  from  material
misstatement,  whether  due  to  fraud  or  error,  and  to  issue  an
auditor’s report that includes our opinion. Reasonable assurance
is a high level of assurance, but is not a guarantee that an audit
conducted  in  accordance  with  ISAs  (UK)  will  always  detect  a
material  misstatement  when  it  exists.  Misstatements  can  arise
from fraud or error and are considered material if, individually or
in the aggregate, they could reasonably be expected to influence
the  economic  decisions  of  users  taken  on  the  basis  of  these
financial statements.

As  part  of  an  audit  in  accordance  with  ISAs,  we  exercise
professional  judgement  and  maintain  professional  scepticism
throughout the audit. We also:

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Independent Auditor’s report to the Members of
Albion Venture Capital Trust PLC continued

A  further  description  of  our  responsibilities  for  the  audit  of  the
financial  statements  is  located  on  the  Financial  Reporting
Council’s website at: www.frc.org.uk/auditorsresponsibilities. This
description forms part of our auditor’s report.

Other matters which we are required to address
Following the recommendation of the audit committee, we were
appointed  by  the  Board  of  Directors  to  audit  the  financial
statements for the year ended 31 March 2008 and subsequent
financial periods. We were reappointed as auditors in respect of
the year ended 31 March 2018 by the Board. The period of total
uninterrupted engagement is 11 years, covering the years ending
31 March 2008 to 31 March 2018.

The non-audit services prohibited by the FRC’s Ethical Standard
were not provided to the company and we remain independent
of the company in conducting our audit.

Our audit opinion is consistent with the additional report to the
audit committee.

Use of our report
This report is made solely to the company’s members, as a body,
in accordance with Chapter 3 of Part 16 of the Companies Act
2006.  Our  audit  work  has  been  undertaken  so  that  we  might
state to the company’s members those matters we are required
to state to them in an auditor’s report and for no other purpose.
To  the  fullest  extent  permitted  by  law,  we  do  not  accept  or
assume  responsibility  to  anyone  other  than  the  company  and
the  company’s  members  as  a  body,  for  our  audit  work,  for  this
report, or for the opinions we have formed.

Vanessa-Jayne Bradley (Senior Statutory Auditor)
For and on behalf of BDO LLP, Statutory Auditor
London
United Kingdom
29 June 2018

BDO  LLP  is  a  limited  liability  partnership  registered  in  England
and Wales (with registered number OC305127).

•   Identify and assess the risks of material misstatement of the
financial  statements,  whether  due  to  fraud  or  error,  design
and  perform  audit  procedures  responsive  to  those  risks,  and
obtain  audit  evidence  that  is  sufficient  and  appropriate  to
provide  a  basis  for  our  opinion.  The  risk  of  not  detecting  a
material misstatement resulting from fraud is higher than for
one  resulting  from  error,  as  fraud  may  involve  collusion,
forgery,  intentional  omissions,  misrepresentations,  or  the
override of internal control.

•   Obtain  an  understanding  of  internal  control  relevant  to  the
audit in order to design audit procedures that are appropriate
in the circumstances, but not for the purpose of expressing an
opinion  on  the  effectiveness  of  the  company’s  internal
control.

•   Evaluate the appropriateness of accounting policies used and
the  reasonableness  of  accounting  estimates  and  related
disclosures made by management.

•   Conclude  on  the  appropriateness  of  management’s  use  of
the  going  concern  basis  of  accounting  and,  based  on  the
audit  evidence  obtained,  whether  a  material  uncertainty
exists related to events or conditions that may cast significant
doubt  on  the  company’s  ability  to  continue  as  a  going
concern. If we conclude that a material uncertainty exists, we
are required to draw attention in our auditor’s report to the
related  disclosures  in  the  financial  statements  or,  if  such
disclosures  are  inadequate,  to  modify  our  opinion.  Our
conclusions are based on the audit evidence obtained up to
the  date  of  our  auditor’s  report.  However,  future  events  or
conditions may cause the company to cease to continue as a
going concern.

•   Evaluate the overall presentation, structure and content of the
financial  statements,  including  the  disclosures,  and  whether
the 
the  underlying
transactions  and  events  in  a  manner  that  achieves  fair
presentation.

statements 

represent 

financial 

We  communicate  with  those  charged  with  governance
regarding, among other matters, the planned scope and timing
of  the  audit  and  significant  audit  findings,  including  any
significant deficiencies in internal control that we identify during
our audit.

We  also  provide  those  charged  with  governance  with  a
statement  that  we  have  complied  with  relevant  ethical
requirements  regarding  independence,  and  to  communicate
with  them  all  relationships  and  other  matters  that  may
reasonably be thought to bear on our independence, and where
applicable, related safeguards.

46

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250317 Albion Capital pp47-pp50.qxp  02/07/2018  21:10  Page 47

Income statement

                                                                                                Revenue            Capital                Total          Revenue             Capital                 Total
                                                                             Note              £’000              £’000              £’000               £’000               £’000               £’000

Year ended 31 March 2018

Year ended 31 March 2017

Gains on investments                                             3                        –             3,930             3,930                        –               6,179               6,179

Investment income                                                 4               2,520                     –             2,520               2,381                        –               2,381

Investment management fees                             5                 (310)              (928)           (1,238)                (283)                (848)            (1,131)

Other expenses                                                         6                 (332)                    –               (332)                (296)                      –                 (296)

Profit on ordinary activities 

before tax                                                                                  1,878             3,002             4,880               1,802               5,331               7,133

Tax (charge)/credit on ordinary 

activities                                                                     8                 (273)               176                  (97)                (292)                 170                 (122)

Profit and total comprehensive 

income attributable to shareholders                              1,605             3,178             4,783               1,510               5,501               7,011

Basic and diluted return per share 

(pence)*                                                                  10                    1.8                  3.7                  5.5                    1.9                    6.8                    8.7

* excluding treasury shares

The accompanying notes on pages 51 to 63 form an integral part of these Financial Statements.

The total column of this Income statement represents the profit and loss account of the Company. The supplementary revenue and
capital  columns  have  been  prepared  in  accordance  with  The  Association  of  Investment  Companies’  Statement  of  Recommended
Practice.

Albion Venture Capital Trust PLC

47

250317 Albion Capital pp47-pp50.qxp  02/07/2018  21:10  Page 48

Balance sheet

                                                                                                                                                                                             31 March 2018         31 March 2017

                                                                                                                                                             Note                          £’000                          £’000

Fixed asset investments                                                                                                                   11                        59,451                        55,473

Current assets

Trade and other receivables less than one year                                                                             13                              136                              140

Cash and cash equivalents                                                                                                                                                                         6,762                           10,496

                                                                                                                                                                                                 6,898                        10,636

Total assets                                                                                                                                                                        66,349                        66,109

Payables: amounts falling due within one year

Trade and other payables less than one year                                                                                                      14                                (570)                              (634)

Total assets less current liabilities                                                                                                                                            65,779                           65,475

Equity attributable to equity holders

Called up share capital                                                                                                                         15                              962                              951

Share premium                                                                                                                                                                   25,475                        24,630

Capital redemption reserve                                                                                                                                                         7                                   7

Unrealised capital reserve                                                                                                                                                13,789                           8,623

Realised capital reserve                                                                                                                                                       6,755                           8,743

Other distributable reserve                                                                                                                                                                      18,791                           22,521

Total equity shareholders’ funds                                                                                                                                               65,779                           65,475

Basic and diluted net asset value per share (pence)*                                                            16                             76.0                             75.4

* excluding treasury shares

The accompanying notes on pages 51 to 63 form an integral part of these Financial Statements.

These Financial Statements were approved by the Board of Directors and authorised for issue on 29 June 2018, and were signed on
its behalf by

David Watkins
Chairman

Company number: 03142609

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250317 Albion Capital pp47-pp50.qxp  02/07/2018  21:10  Page 49

Statement of changes in equity

                                                                      Called up                                        Capital       Unrealised           Realised                Other

                                                                              share                Share     redemption              capital              capital   distributable

                                                                           capital          premium              reserve              reserve            reserve*            reserve*                 Total

                                                                             £’000                £’000                £’000                £’000                £’000                £’000                £’000

As at 1 April 2017                                                951              24,630                        7                8,623                8,743              22,521              65,475

Return/(loss) and total comprehensive 

income for the year                                                          –                        –                        –                3,736                  (558)               1,605                4,783

Transfer of previously unrealised 

losses on realisations of investments                            –                        –                        –                1,430               (1,430)                       –                        –

Purchase of treasury shares                                            –                        –                        –                        –                        –               (1,019)              (1,019)

Issue of equity                                                                12                   856                        –                        –                        –                        –                   868

Cost of issue of equity                                                      –                    (11)                       –                        –                        –                        –                    (11)

Net dividends paid (note 9)                                            –                        –                        –                        –                        –               (4,317)              (4,317)

As at 31 March 2018                                           962              25,475                        7              13,789                6,755              18,791              65,779

As at 1 April 2016                                                     861                18,374                           7                  1,128                10,737                25,848                56,955

Return/(loss) and total comprehensive 

income for the year                                                          –                           –                           –                  6,165                    (664)                 1,510                  7,011

Transfer of previously unrealised 

losses on realisations of investments                            –                           –                           –                  1,330                 (1,330)                         –                           –

Purchase of treasury shares                                            –                           –                           –                           –                           –                    (873)                   (873)

Issue of equity                                                                 90                  6,422                           –                           –                           –                           –                  6,512

Cost of issue of equity                                                      –                    (166)                         –                           –                           –                           –                    (166)

Net dividends paid (note 9)                                            –                           –                           –                           –                           –                 (3,964)               (3,964)

As at 31 March 2017                                           951                24,630                           7                  8,623                  8,743                22,521                65,475

* These reserves amount to £25,546,000 (2017: £31,264,000) which is considered distributable.

Albion Venture Capital Trust PLC

49

250317 Albion Capital pp47-pp50.qxp  02/07/2018  21:10  Page 50

Statement of cash flows

                                                                                                                                                                                                                Year ended                     Year ended

                                                                                                                                                                                                       31 March 2018             31 March 2017

                                                                                                                                                                                                                          £’000                               £’000

Cash flow from operating activities

Loan stock income received                                                                                                                                                                         2,124                               1,941

Deposit interest received                                                                                                                                                                                       7                                     69

Dividend income received                                                                                                                                                                                  34                                     45

Investment management fees paid                                                                                                                                                         (1,236)                            (1,091)

Other cash payments                                                                                                                                                                                      (321)                                (302)

Corporation tax paid                                                                                                                                                                                       (147)                                (127)

Net cash flow from operating activities                                                                                                                                    461                                   535

Cash flow from investing activities

Purchase of fixed asset investments                                                                                                                                                        (3,027)                            (4,521)

Disposal of fixed asset investments                                                                                                                                                           3,410                                   572

Net cash flow from investing activities                                                                                                                                     383                              (3,949)

Cash flow from financing activities

Issue of share capital                                                                                                                                                                                        268                               7,809

Cost of issue of equity                                                                                                                                                                                         (2)                                     (2)

Dividends paid                                                                                                                                                                                              (3,755)                            (3,424)

Purchase of own shares (including costs)                                                                                                                                                (1,089)                                (803)

Net cash flow from financing activities                                                                                                                                (4,578)                              3,580

(Decrease)/increase in cash and cash equivalents                                                                                                              (3,734)                                 166

Cash and cash equivalents at start of period                                                                                                                                        10,496                             10,330

Cash and cash equivalents at end of period                                                                                                                         6,762                             10,496

Cash and cash equivalents comprise

Cash at bank                                                                                                                                                                                                   6,762                             10,496

Cash equivalents                                                                                                                                                                                                     –                                        –

Total cash and cash equivalents                                                                                                                                              6,762                             10,496

50

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250317 Albion Capital pp51-pp63.qxp  02/07/2018  21:14  Page 51

Notes to the Financial Statements

•   Unquoted  investments,  where  there  is  not  an  active  market,
are  valued  using  an  appropriate  valuation  technique  in
accordance  with  the  IPEVCV  Guidelines.  Indicators  of  fair
value are derived using established methodologies including
earnings  multiples,  the  level  of  third  party  offers  received,
prices  of  recent  investment  rounds,  net  assets  and  industry
valuation  benchmarks.  Where  the  Company  has  an
investment in an early stage enterprise, the price of a recent
investment round is often the most appropriate approach to
determining  fair  value.  In  situations  where  a  period  of  time
has  elapsed  since  the  date  of  the  most  recent  transaction,
consideration  is  given  to  the  circumstances  of  the  portfolio
company  since  that  date  in  determining  fair  value.  This
includes  consideration  of  whether  there  is  any  evidence  of
deterioration  or  strong  definable  evidence  of  an  increase  in
value.  In  the  absence  of  these  indicators,  the  investment  in
question  is  valued  at  the  amount  reported  at  the  previous
reporting  date.  Examples  of  events  or  changes  that  could
indicate a diminution include:

     •      the  performance  and/or  prospects  of  the  underlying
business  are  significantly  below  the  expectations  on
which the investment was based;

     •      a  significant  adverse  change  either  in  the  portfolio
company’s  business  or  in  the  technological,  market,
economic,  legal  or  regulatory  environment  in  which  the
business operates; or

     •      market  conditions  have  deteriorated,  which  may  be
indicated  by  a  fall  in  the  share  prices  of  quoted
businesses operating in the same or related sectors.

Investments  are  recognised  as  financial  assets  on  legal
completion of the investment contract and are de-recognised on
legal completion of the sale of an investment.

Dividend  income  is  not  recognised  as  part  of  the  fair  value
movement  of  an  investment,  but  is  recognised  separately  as
investment income through the other distributable reserve when
a share becomes ex-dividend.

Receivables and payables and cash are carried at amortised cost,
in  accordance  with  FRS  102.  There  are  no  financial  liabilities
other than payables.

Basis of preparation

1.
The  Financial  Statements  have  been  prepared  in  accordance
with  the  historical  cost  convention,  modified  to  include  the
revaluation of investments, in accordance with applicable United
Kingdom  law  and  accounting  standards,  including  Financial
Reporting  Standard  102  (“FRS  102”),  and  with  the  2014
Statement  of  Recommended  Practice  “Financial  Statements  of
Investment  Trust  Companies  and  Venture  Capital  Trusts”
(“SORP”)  issued  by  The  Association  of  Investment  Companies
(“AIC”).

The  preparation  of  the  Financial  Statements 
requires
management to make judgements and estimates that affect the
application of policies and reported amounts of assets, liabilities,
income  and  expenses.  The  most  critical  estimates  and
judgements  relate  to  the  determination  of  carrying  value  of
investments at fair value through profit and loss (“FVTPL”). The
Company  values  investments  by  following  the  International
Private  Equity  and  Venture  Capital  Valuation  (“IPEVCV”)
Guidelines  and  further  detail  on  the  valuation  techniques  used
are outlined in note 2 below.

Information about the Company can be found on page 2.

Accounting policies

2.
Fixed asset investments
The  Company’s  business  is  investing  in  financial  assets  with  a
view to profiting from their total return in the form of income and
capital growth. This portfolio of financial assets is managed and
its  performance  evaluated  on  a  fair  value  basis,  in  accordance
with  a  documented  investment  policy,  and  information  about
the portfolio is provided internally on that basis to the Board.

In  accordance  with  the  requirements  of  FRS  102,  those
undertakings in which the Company holds more than 20 per cent.
of  the  equity  as  part  of  an  investment  portfolio  are  not
accounted for using the equity method. In these circumstances
the investment is measured at FVTPL.

Upon 
initial  recognition  (using  trade  date  accounting)
investments, including loan stock, are classified by the Company
as FVTPL and are included at their initial fair value, which is cost
(excluding  expenses  incidental  to  the  acquisition  which  are
written off to the income statement).

Subsequently, the investments are valued at ‘fair value’, which is
measured as follows:

•   Investments  listed  on  recognised  exchanges  are  valued  at
their  bid  prices  at  the  end  of  the  accounting  period  or
otherwise at fair value based on published price quotations;

Albion Venture Capital Trust PLC

51

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Notes to the Financial Statements continued 

Accounting policies (continued)

2.
Investment income
Equity income
Dividend income is included in revenue when the investment is
quoted ex-dividend.

Unquoted loan stock and other preferred income
Fixed  returns  on  non-equity  shares  and  debt  securities  are
recognised  when  the  Company’s  right  to  receive  payment  and
expect  settlement  is  established.  Where  interest  is  rolled  up
and/or  payable  at  redemption  then  it  is  recognised  as  income
unless there is reasonable doubt as to its receipt.

Bank interest income
Interest income is recognised on an accruals basis using the rate
of interest agreed with the bank.

Investment management fees and other expenses
All  expenses  have  been  accounted  for  on  an  accruals  basis.
Expenses  are  charged  through  the  other  distributable  reserve
except  the  following  which  are  charged  through  the  realised
capital reserve:

•   75 per cent. of management fees are allocated to the capital
account to the extent that these relate to an enhancement in
the  value  of  the  investments  and  in  line  with  the  Board’s
expectation  that  over  the  long  term  75  per  cent.  of  the
Company’s  investment  returns  will  be  in  the  form  of  capital
gains; and

•   expenses which are incidental to the purchase or disposal of
an  investment  are  charged  through  the  realised  capital
reserve.

Performance incentive fee
In the event that a performance incentive fee crystallises, the fee
will be allocated between other distributable and realised capital
reserves based upon the proportion to which the calculation of
the fee is attributable to revenue and capital returns.

Taxation
Taxation  is  applied  on  a  current  basis  in  accordance  with
FRS 102. Current tax is tax payable (refundable) in respect of the
taxable  profit  (tax  loss)  for  the  current  period  or  past  reporting
periods using the tax rates and laws that have been enacted or
substantively  enacted  at  the  financial  reporting  date.  Taxation
associated  with  capital  expenses  is  applied  in  accordance  with
the SORP.

Deferred  tax  is  provided  in  full  on  all  timing  differences  at  the
reporting  date.  Timing  differences  are  differences  between
taxable profits and total comprehensive income as stated in the
Financial Statements that arise from the inclusion of income and
expenses  in  tax  assessments  in  periods  different  from  those  in

52

Albion Venture Capital Trust PLC

which they are recognised in the Financial Statements. As a VCT
the Company has an exemption from tax on capital gains. The
Company intends to continue meeting the conditions required to
obtain approval as a VCT in the foreseeable future. The Company
therefore,  should  have  no  material  deferred  tax  timing
differences  arising  in  respect  of  the  revaluation  or  disposal  of
investments and the Company has not provided for any deferred
tax.

Reserves
Share premium
This reserve accounts for the difference between the price paid
for shares and the nominal value of the shares, less issue costs.

Capital redemption reserve
This  reserve  accounts  for  amounts  by  which  the  issued  share
capital is diminished through the repurchase and cancellation of
the Company’s own shares.

Unrealised capital reserve
Increases and decreases in the valuation of investments held at
the year end against cost are included in this reserve.

Realised capital reserve
The following are disclosed in this reserve:

•   gains  and  losses  compared  to  cost  on  the  realisation  of

investments;

•   expenses, together with the related taxation effect, charged

in accordance with the above policies; and

•   dividends paid to equity holders where paid out by capital.

Other distributable reserve
The  Special  reserve,  Treasury  share  reserve  and  the  Revenue
reserve were combined in 2012 to form a single reserve named
other distributable reserve.

This reserve accounts for movements from the revenue column
of  the  Income  statement,  the  payment  of  dividends,  the  buy-
back of shares and other non-capital realised movements.

Dividends
Dividends  by  the  Company  are  accounted  for  in  the  period  in
which  the  dividend  is  paid  or  approved  at  the  Annual  General
Meeting.

Segmental reporting
The Directors are of the opinion that the Company is engaged in
a  single  operating  segment  of  business,  being  investment  in
equity  and  debt.  The  Company  invests  in  smaller  companies
principally based in the UK.

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Notes to the Financial Statements continued 

Gains on investments

3.
                                                                                                                                                                                                         Year ended                            Year ended
                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Unrealised gains on fixed asset investments                                                                                                                                    3,736                                      6,165

Realised gains on fixed asset investments                                                                                                                                             194                                           14

Gains on investments                                                                                                                                                                             3,930                                      6,179

Investment income

4.
                                                                                                                                                                                                         Year ended                            Year ended
                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Income recognised on investments

Loan stock interest and other fixed returns                                                                                                                                       2,479                                      2,277

Dividend income                                                                                                                                                                                            34                                           45

Bank deposit interest                                                                                                                                                                                       7                                           59

                                                                                                                                                                                                                    2,520                                      2,381

Interest income earned on impaired investments at 31 March 2018 amounted to £1,000 (2017: £120,000).

All of the Company’s income is derived from operations in the United Kingdom.

Investment management fees

5.
                                                                                                                                                                                                         Year ended                            Year ended
                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Investment management fee charged to revenue                                                                                                                             310                                         283

Investment management fee charged to capital                                                                                                                                928                                         848

                                                                                                                                                                                                                    1,238                                      1,131

Further details of the Management agreement under which the investment management fee is paid are given in the Strategic report
on page 13.

During the year, services of a total value of £1,288,000 (2017: £1,180,000), were purchased by the Company from Albion Capital
Group LLP; this includes £1,238,000 (2017: £1,131,000) of investment management fee and £50,000 (2017: £49,000) secretarial and
administration fee. At the financial year end, the amount due to Albion Capital Group LLP in respect of these services disclosed within
accruals and deferred income was £325,000 (2017: £323,000).

Albion Capital Group LLP is, from time to time, eligible to receive arrangement fees and monitoring fees from portfolio companies.
During the year ended 31 March 2018, fees of £169,000 attributable to the investments of the Company were received by Albion
Capital Group LLP pursuant to these arrangements (2017: £100,000).

Albion Capital Group LLP, its partners and staff hold a total of 366,227 shares in the Company as at 31 March 2018.

Albion Venture Capital Trust PLC

53

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Notes to the Financial Statements continued 

Other expenses

6.
                                                                                                                                                                                                         Year ended                            Year ended
                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Directors’ fees (inc. NIC)                                                                                                                                                                           119                                         100

Auditor’s remuneration for statutory audit services (exc. VAT)                                                                                                           28                                           26

Secretarial and administration fee                                                                                                                                                             50                                           49

Other administrative expenses                                                                                                                                                                 135                                         121

                                                                                                                                                                                                                        332                                         296

Directors’ fees

7.
The amounts paid to and on behalf of Directors during the year are as follows:

                                                                                                                                                                                                         Year ended                            Year ended
                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Directors’ fees                                                                                                                                                                                              110                                           92

National insurance                                                                                                                                                                                           9                                              8

                                                                                                                                                                                                                        119                                         100

The Company’s key management personnel are the Directors. Further information regarding Directors’ remuneration can be found in
the Directors’ remuneration report on page 39.

Tax charge/(credit) on ordinary activities

8.
                                                                                                  Year ended 31 March 2018                                   Year ended 31 March 2017
                                                                                    Revenue                Capital                    Total               Revenue                   Capital
                                                                                                 £’000                   £’000                   £’000                   £’000                     £’000

UK corporation tax in respect of current year                    350                       (176)                       174                         351                       (170)

UK corporation tax in respect of prior year                          (77)                             –                          (77)                        (59)                             –

Total                                                                                             273                       (176)                          97                         292                       (170)

Total

£’000

181

(59)

122

Factors affecting the tax charge:
                                                                                                                                                                                                         Year ended                            Year ended
                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Return on ordinary activities before taxation                                                                                                                                    4,880                                      7,133

Tax on profit at the standard rate of 19% (2017: 20%)                                                                                                                  927                                      1,426

Factors affecting the charge:

Non-taxable gains                                                                                                                                                                                     (747)                                   (1,236)

Income not taxable                                                                                                                                                                                        (6)                                           (9)

Consortium relief in respect of prior years                                                                                                                                              (77)                                         (59)

                                                                                                                                                                                                                          97                                         122

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Notes to the Financial Statements continued 

Tax charge/(credit) on ordinary activities (continued)

8.
The tax charge for the year shown in the Income statement is lower than the standard rate of corporation tax in the UK of 19 per cent.
(2017: 20 per cent.). The differences are explained above.

Consortium relief is recognised in the accounts in the period in which the claim is submitted to HMRC and is shown as tax in respect
of prior year.

Notes
(i)           Venture Capital Trusts are not subject to corporation tax on capital gains.
(ii)          Tax relief on expenses charged to capital has been determined by allocating tax relief to expenses by reference to the applicable corporation tax rate and

allocating the relief between revenue and capital in accordance with the SORP.

(iii)         No deferred tax asset or liability has arisen in the year.

Dividends

9.
                                                                                                                                                                                                         Year ended                            Year ended
                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Dividend of 2.5p per share paid on 29 July 2016                                                                                                                                     –                                      1,987

Dividend of 2.5p per share paid on 30 December 2016                                                                                                                         –                                      1,986

Dividend of 2.5p per share paid on 31 July 2017                                                                                                                            2,179                                             –

Dividend of 2.5p per share paid on 31 January 2018                                                                                                                     2,178                                             –

Unclaimed dividends                                                                                                                                                                                   (40)                                           (9)

                                                                                                                                                                                                                    4,317                                      3,964

In  addition  to  the  dividends  summarised  above,  the  Board  has  declared  a  first  dividend  for  the  year  ending  31  March  2019  of
2.5  pence  per  share  to  be  paid  on  31  July  2018  to  shareholders  on  the  register  on  13  July  2018.  The  total  dividend  will  be
approximately £2,163,000. All dividends are paid from the other distributable reserve.

During the year, unclaimed dividends older than twelve years of £40,000 (2017: £9,000) were returned to the Company in accordance
with the terms of the Articles of Association.

10. Basic and diluted return per share
                                                                                                  Year ended 31 March 2018                                          Year ended 31 March 2017
                                                                                    Revenue                Capital                    Total               Revenue                   Capital

Total

The return per share has been based 
on the following figures:
Return/(loss) attributable to 
equity shares (£’000)                                                                 1,605                   3,178                   4,783                       1,510                       5,501
Weighted average shares in issue 
(excluding treasury shares)                                                                     87,117,574                                                                        80,525,974
Return/(loss) attributable per 
equity share (pence)                                                                  1.8                        3.7                        5.5                          1.9                          6.8

7,011

8.7

The weighted average number of shares is calculated excluding treasury shares of 9,730,188 (2017: 8,263,188).

There  are  no  convertible  instruments,  derivatives  or  contingent  share  agreements  in  issue,  and  therefore  no  dilution  affecting  the
return per share. The basic return per share is therefore the same as the diluted return per share.

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Notes to the Financial Statements continued 

Fixed asset investments

11.
                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Investments held at fair value through profit or loss

Unquoted equity                                                                                                                                                                                   25,717                                   21,900

Unquoted loan stock                                                                                                                                                                            33,734                                   33,573

                                                                                                                                                                                                                  59,451                                   55,473

                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Opening valuation                                                                                                                                                                             55,473                                   45,015

Purchases at cost                                                                                                                                                                                     3,027                                      4,521

Disposal proceeds                                                                                                                                                                                  (3,334)                                      (572)

Realised gains                                                                                                                                                                                              194                                           14

Movement in loan stock accrued income                                                                                                                                              355                                         331

Unrealised gains                                                                                                                                                                                      3,736                                      6,165

Closing valuation                                                                                                                                                                                59,451                                   55,473

Movement in loan stock accrued income

Opening accumulated movement in loan stock accrued income                                                                                                    596                                         265

Movement in loan stock accrued income                                                                                                                                              355                                         331

Closing accumulated movement in loan stock accrued income                                                                                              951                                         596

Movement in unrealised gains/(losses)

Opening accumulated unrealised gains                                                                                                                                             8,623                                      1,128

Transfer of previously unrealised losses to realised reserve on realisations of investments                                                    1,430                                      1,330

Unrealised gains                                                                                                                                                                                      3,736                                      6,165

Closing accumulated unrealised gains                                                                                                                                       13,789                                      8,623

Historic cost basis

Opening book cost                                                                                                                                                                                46,255                                   43,622

Purchases at cost                                                                                                                                                                                     3,027                                      4,521

Sales at cost*                                                                                                                                                                                           (4,570)                                   (1,888)

Closing book cost*                                                                                                                                                                              44,712                                   46,255

*Included in the sales at cost is the cost after deducting realised losses of £282,000 for TWCL Limited which is still held at the Balance sheet date.

The Company does not hold any assets as a result of the enforcement of security during the period, and believes that the carrying
values for both impaired and past due assets are covered by the value of security held for these loan stock investments.

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Notes to the Financial Statements continued 

Fixed asset investments (continued)

11.
Unquoted fixed asset investments are valued at fair value in accordance with the IPEVCV guidelines as follows:

                                                                                                                                                                                                 31 March 2018                    31 March 2017
Valuation methodology                                                                                                                                                                     £’000                                     £’000

Third party valuation – earnings multiple                                                                                                                                       41,015                                   41,105

Third party valuation – discounted cash flow                                                                                                                                 12,500                                   11,338

Net assets                                                                                                                                                                                                  3,094                                      2,207

Cost (reviewed for impairment) or price of recent investment                                                                                                      2,842                                         823

                                                                                                                                                                                                                  59,451                                   55,473

Fair value investments had the following movements between valuation methodologies between 31 March 2017 and 31 March 2018:

                                                                                                                                            Value as at 
                                                                                                                                    31 March 2018

Change in valuation methodology (2017 to 2018)                                                           £’000             Explanatory note

Cost (reviewed for impairment) to net assets                                                                                       809              More appropriate valuation methodology

The valuation will be the most appropriate valuation methodology for an investment within its market, with regard to the financial
health of the investment and the IPEVCV Guidelines. The Directors believe that, within these parameters, there are no other possible
methods of valuation which would be reasonable as at 31 March 2018.

FRS 102 and the SORP requires the Company to disclose the inputs to the valuation methods applied to its investments measured at
fair value through profit or loss in a fair value hierarchy. The table below sets out fair value hierarchy definitions using FRS102 s.11.27.

Fair value hierarchy                                      Definition

Level 1                                                                    Unadjusted quoted prices in an active market
Level 2                                                                    Inputs to valuations are from observable sources and are directly or indirectly derived from prices
Level 3                                                                    Inputs to valuations not based on observable market data

Unquoted equity, preference shares and loan stock are all valued according to Level 3 valuation methods.

Investments held at fair value through profit or loss (Level 3) had the following movements:

                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Opening balance                                                                                                                                                                                   55,473                                   45,015

Additions                                                                                                                                                                                                   3,027                                      4,521

Disposal proceeds                                                                                                                                                                                  (3,334)                                      (572)

Accrued loan stock interest                                                                                                                                                                       355                                         331

Realised gains                                                                                                                                                                                              194                                           14

Unrealised gains                                                                                                                                                                                      3,736                                      6,165

Closing balance                                                                                                                                                                                   59,451                                   55,473

FRS 102 requires the Directors to consider the impact of changing one or more of the inputs used as part of the valuation process to
reasonable possible alternative assumptions. 59 per cent. of the portfolio of investments is based on cost, recent price of investment,
net assets or is loan stock, and as such the Board considers that the assumptions used for their valuations are the most reasonable.
The Directors believe that changes to reasonable possible alternative assumptions for the valuations of the remainder of the portfolio
companies could result in an increase in the valuation of investments by £707,000 or a decrease in the valuation of investments by
£602,000. For valuations based on third party valuations, the Board considers that the most significant inputs are earnings multiples
and market value per room for care homes; which have been adjusted to drive the above sensitivities.

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Notes to the Financial Statements continued 

Significant interests

12.
The principal activity of the Company is to select and hold a portfolio of investments in unquoted securities. Although the Company,
through the Manager, will, in some cases, be represented on the board of the portfolio company, it will not take a controlling interest
or  become  involved  in  the  management.  The  size  and  structure  of  the  companies  with  unquoted  securities  may  result  in  certain
holdings  in  the  portfolio  representing  a  participating  interest  without  there  being  any  partnership,  joint  venture  or  management
consortium agreement. The Company has interests of greater than 20 per cent. of the nominal value of any class of the allotted shares
in the portfolio companies as at 31 March 2018 as described below:

Net

                                                                                                         Profit/(loss)

(liabilities)/      Result                            % class

                                                                         Registered             before tax

assets               for year                          and

Company                                                         postcode                £’000

£’000               ended                            share type

Active Lives Care Limited                                    EC2R 7AF                 n/a*

(178)                  31 December 2016        22.2% Ordinary

G&K Smart Development VCT Limited            EC2R 7AF                 n/a*

282                     31 December 2016        50.0% Ordinary

Kew Green VCT (Stansted) Limited                  EC2R 7AF                 573

5,340                  31 August 2017              45.2% Ordinary

Ryefield Court Care Limited                               EC2R 7AF                 n/a*

(447)                  30 April 2017                  23.6% Ordinary

Shinfield Lodge Care Limited                             EC2R 7AF                 n/a*
The Stanwell Hotel Limited                                EC2R 7AF                 n/a*

730                     31 December 2016        35.3% Ordinary
(7,914)               31 August 2017              39.2% Ordinary

% total

voting

rights

22.2%

50.0%

45.2%

23.6%

35.3%
39.2%

*The company files filleted accounts which do not disclose this information.

13. Current assets
                                                                                                                                                                                                 31 March 2018                    31 March 2017
Trade and other receivables                                                                                                                                                             £’000                                     £’000

Other receivables                                                                                                                                                                                           51                                           96

UK corporation tax receivable                                                                                                                                                                     77                                           35

Prepayments and accrued income                                                                                                                                                               8                                              9

                                                                                                                                                                                                                        136                                         140

The Directors consider that the carrying amount of receivables is not materially different to their fair value.

Payables: amounts falling due within one year

14.
                                                                                                                                                                                                 31 March 2018                    31 March 2017
                                                                                                                                                                                                                    £’000                                     £’000

Trade payables                                                                                                                                                                                               12                                           78

UK Corporation tax payable                                                                                                                                                                     174                                         181

Accruals and deferred income                                                                                                                                                                  384                                         375

                                                                                                                                                                                                                        570                                         634

The Directors consider that the carrying amount of payables is not materially different to their fair value.

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Notes to the Financial Statements continued 

15. Called up share capital

Allotted, called up and fully paid                                                                                                                                                                                                    £’000

95,056,427 Ordinary shares of 1 penny each at 31 March 2017                                                                                                                                                    951

1,186,774 Ordinary shares of 1 penny each issued during the year                                                                                                                                                  12

96,243,201 Ordinary shares of 1 penny each at 31 March 2018                                                                                                                               962

8,263,188 Ordinary shares of 1 penny each held in treasury at 31 March 2017                                                                                                                          (83)

1,467,000 Ordinary shares purchased during the year to be held in treasury                                                                                                                                (15)

9,730,188 Ordinary shares of 1 penny each held in treasury at 31 March 2018                                                                                                     (97)

86,513,013 Ordinary shares of 1 penny each in circulation* at 31 March 2018                                                                                                     865

* Carrying one vote each

The  Company  purchased  1,467,000  Ordinary  shares  (2017:  1,308,748)  to  be  held  in  treasury  at  a  cost  of  £1,019,000  (2017:
£873,000) representing 1.5 per cent. (2017: 1.4 per cent.) of its issued share capital as at 31 March 2018. The shares purchased for
treasury were funded from the other distributable reserve.

The Company holds a total of 9,730,188 shares (2017: 8,263,188) in treasury at a nominal value of £97,000, representing 10.1 per
cent. of the issued Ordinary share capital as at 31 March 2018.

Under the terms of the Dividend Reinvestment Scheme Circular dated 10 July 2008, the following new Ordinary shares of nominal
value 1 penny per share were allotted during the year:

                                                                                                                                           Aggregate                                                                         Opening

                                                                                                                                               nominal                                                                 market price

                                                                                                                                                    value          Issue price                       Net      on allotment

                                                                                                             Number of             of shares                 (pence              invested        date (pence

Date of allotment                                                                      shares allotted                 (£’000)           per share)                (£’000)           per share)

31 July 2017                                                                                                      402,670                              4                        72.9                         292                        71.0

31 January 2018                                                                                               418,126                              4                        71.6                         298                        68.5

                                                                                                                             820,796                           8                                                    590

During the year the following new Ordinary shares of nominal value 1 penny per share were allotted under the Albion VCTs Prospectus
Top Up Offers 2016/2017:

                                                                                                                                           Aggregate                                                                         Opening

                                                                                                                                               nominal                                                    Net       market price

                                                                                                                                                    value          Issue price     consideration      on allotment

                                                                                                             Number of             of shares                 (pence              received        date (pence

Date of allotment                                                                      shares allotted                 (£’000)           per share)                (£’000)           per share)

7 April 2017                                                                                                          52,543                              1                        74.5                           38                        68.0

7 April 2017                                                                                                          29,427                              –                        74.9                           22                        68.0

7 April 2017                                                                                                       284,008                              3                        75.3                         207                        68.0

                                                                                                                             365,978                           4                                                    267

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Notes to the Financial Statements continued 

16. Basic and diluted net asset value per share
                                                                                                                                                                                                 31 March 2018                    31 March 2017

Basic and diluted net asset value per share (pence)                                                                                                                          76.0                                        75.4

The basic and diluted net asset value per share at the year end are calculated in accordance with the Articles of Association and are
based upon total shares in issue (less treasury shares) of 86,513,013 Ordinary shares (2017: 86,793,239).

There are no convertible instruments, derivatives or contingent share agreements in issue.

17. Capital and financial instruments risk management
The Company’s capital comprises Ordinary shares as described in note 15. The Company is permitted to buy-back its own shares for
cancellation or treasury purposes, and this is described in more detail on page 9 of the Chairman’s statement.

The Company’s financial instruments comprise equity and loan stock investments in unquoted companies, cash balances and short
term receivables and payables which arise from its operations. The main purpose of these financial instruments is to generate cash
flow and revenue and capital appreciation for the Company’s operations. The Company has no gearing or other financial liabilities
apart from short term payables. The Company does not use any derivatives for the management of its Balance sheet.

The principal risks arising from the Company’s operations are:

•   Investment (or market) risk (which comprises investment price and cash flow interest rate risk);

•   credit risk; and

•   liquidity risk.

The Board regularly reviews and agrees policies for managing each of these risks. There have been no changes in the nature of the
risks  that  the  Company  has  faced  during  the  past  year  and,  apart  from  where  noted  below,  there  have  been  no  changes  in  the
objectives, policies or processes for managing risks during the past year. The key risks are summarised below.

Investment risk
As a venture capital trust, it is the Company’s specific nature to evaluate and control the investment risk of its portfolio in unquoted
investments,  details  of  which  are  shown  on  page  21.  Investment  risk  is  the  exposure  of  the  Company  to  the  revaluation  and
devaluation of investments. The main driver of investment risk is the operational and financial performance of the portfolio company
and  the  dynamics  of  market  quoted  comparators.  The  Manager  receives  management  accounts  from  portfolio  companies,  and
members of the investment management team often sit on the boards of portfolio companies; this enables the close identification,
monitoring and management of investment risk.

The Manager and the Board formally review investment risk (which includes market price risk), both at the time of initial investment
and at quarterly Board meetings.

The Board monitors the prices at which sales of investments are made to ensure that profits to the Company are maximised, and that
valuations of investments retained within the portfolio appear sufficiently prudent and realistic compared to prices being achieved in
the market for sales of unquoted investments.

The maximum investment risk as at the balance sheet date is the value of the fixed investment portfolio which is £59,451,000 (2017:
£55,473,000). Fixed asset investments form 90 per cent. of the net asset value as at 31 March 2018 (2017: 85 per cent.).

More details regarding the classification of fixed asset investments are shown in note 11.

Investment price risk
Investment price risk is the risk that the fair value of future investment cash flows will fluctuate due to factors specific to an investment
instrument or to a market in similar instruments. To mitigate the investment price risk for the Company as a whole, the strategy of the
Company  is  to  invest  in  a  broad  spread  of  industries  with  approximately  two-thirds  of  the  unquoted  investments  comprising  debt
securities, which, owing to the structure of their yield, have a lower level of price volatility than equity. Details of the industries in which
investments have been made are contained in the Strategic report.

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Notes to the Financial Statements continued 

17. Capital and financial instruments risk management (continued)
Valuations are based on the most appropriate valuation methodology for an investment within its market, with regard to the financial
health of the investment and the IPEVCV Guidelines.

As required under FRS 102 section 34.29, the Board is required to illustrate by way of a sensitivity analysis the degree of exposure to
market risk. The Board considers that the value of the fixed asset investment portfolio is sensitive to a 10 per cent. change based on
the current economic climate. The impact of a 10 per cent. change has been selected as this is considered reasonable given the current
level of volatility observed both on a historical basis and future expectations.

The  sensitivity  of  a  10  per  cent.  increase  or  decrease  in  the  valuation  of  the  fixed  asset  investments  (keeping  all  other  variables
constant) would increase or decrease the net asset value and return for the year by £5,945,000 (2017: £5,547,000).

Interest rate risk
It is the Company’s policy to accept a degree of interest rate risk on its financial assets through the effect of interest rate changes. On
the basis of the Company’s analysis, it is estimated that a rise of 1 per cent. in all interest rates would have increased total return before
tax for the year by approximately £70,000 (2017: £74,000). Furthermore, it is considered that a fall of interest rates below current
levels during the year would have been very unlikely.

The weighted average effective interest rate applied to the Company’s fixed rate assets during the year was approximately 7.6 per
cent. (2017: 7.0 per cent.). The weighted average period to maturity for the fixed rate assets is approximately 4.9 years (2017: 4.6
years).

The Company’s financial assets and liabilities, all denominated in pounds sterling, consist of the following:

                                                                                           31 March 2018                                                                         31 March 2017
                                                                                                                Non-                                                                                                  Non-
                                                              Fixed          Floating           interest                                                                 Floating              interest
                                                                rate                  rate           bearing                Total         Fixed rate                    rate             bearing                  Total
                                                             £’000              £’000              £’000              £’000               £’000                £’000                £’000                £’000

Unquoted equity                                              –                       –            25,717            25,717                         –                         –              21,900              21,900

Unquoted loan stock                           32,279                  281               1,174            33,734              32,987                    279                    307              33,573

Receivables*                                                      –                         –                    51                    51                       –                         –                       96                       96

Current liabilities*                                             –                       –                 (396)               (396)                        –                         –                   (452)                 (452)

Cash                                                                    –               6,762                       –               6,762                         –              10,496                         –              10,496

                                                                 32,279               7,043            26,546            65,868              32,987              10,775              21,851              65,613

* The receivables and current liabilities do not reconcile to the Balance sheet as prepayments and tax receivable/(payable) are not included in the above table.

Credit risk
Credit risk is the risk that the counterparty to a financial instrument will fail to discharge an obligation or commitment that it has
entered into with the Company. The Company is exposed to credit risk through its receivables, investment in unquoted loan stock, and
through the holding of cash on deposit with banks.

The Manager evaluates credit risk on loan stock prior to investment and as part of its ongoing monitoring of investments. In doing
this, it takes into account the extent and quality of any security held. Typically loan stock instruments have a first fixed charge or a fixed
and  floating  charge  over  the  assets  of  the  portfolio  company  in  order  to  mitigate  the  gross  credit  risk.  The  Manager  receives
management  accounts  from  portfolio  companies,  and  members  of  the  investment  management  team  often  sit  on  the  boards  of
portfolio companies; this enables the close identification, monitoring and management of investment specific credit risk.

The Manager and the Board formally review credit risk (including receivables) and other risks, both at the time of initial investment
and at quarterly Board meetings.

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Notes to the Financial Statements continued 

17. Capital and financial instruments risk management (continued)
The Company’s total gross credit risk as at 31 March 2018 was limited to £33,734,000 of unquoted loan stock instruments (2017:
£33,573,000), £6,762,000 cash deposits with banks (2017: £10,496,000) and £51,000 of other receivables (2017: £96,000).

As at the balance sheet date, the cash held by the Company is held with Lloyds Bank plc, Scottish Widows Bank plc (part of Lloyds
Banking Group), Barclays Bank plc and National Westminster Bank plc. Credit risk on cash transactions is mitigated by transacting with
counterparties that are regulated entities subject to prudential supervision, with high credit ratings assigned by international credit-
rating agencies.

The Company has an informal policy of limiting counterparty banking and floating rate note exposure to a maximum of 20 per cent.
of net asset value for any one counterparty.

The credit profile of the unquoted loan stock is described under liquidity risk.

Liquidity risk
Liquid assets are held as cash on current short term deposit accounts. Under the terms of its Articles, the Company has the ability to
borrow  up  to  10  per  cent.  of  its  adjusted  capital  and  reserves  of  the  latest  published  audited  Balance  sheet,  which  amounts  to
£6,362,000 as at 31 March 2018 (2017: £6,330,000).

The Company has no committed borrowing facilities as at 31 March 2018 (2017: £nil) and had cash balances of £6,762,000 (2017:
£10,496,000).  The  main  cash  outflows  are  for  new  investments,  buy-back  of  shares  and  dividend  payments,  which  are  within  the
control of the Company. The Manager formally reviews the cash requirements of the Company on a monthly basis, and the Board on
a quarterly basis as part of its review of management accounts and forecasts. All the Company’s financial liabilities are short term in
nature and total £570,000 for the year to 31 March 2018 (2017: £634,000).

The carrying value of loan stock investments as analysed by expected maturity dates is as follows:

                                                                                                           31 March 2018                                                            31 March 2017
                                                                                      Fully                                                                                  Fully
                                                                           performing       Past due     Impaired             Total   performing         Past due       Impaired               Total
Redemption date                                                     £’000           £’000           £’000           £’000            £’000             £’000             £’000             £’000

Less than one year                                                            4,480               981            4,093            9,554              4,498                 426              7,326           12,250

1-2 years                                                                             4,785                    –                    –            4,785                 417                      –                      –                 417

2-3 years                                                                             4,332               124               184            4,640              4,541                      –                      –              4,541

3-5 years                                                                             2,726               961                    –            3,687              5,334                 978                 416              6,728

5+ years                                                                              7,649            3,419                    –          11,068              6,719              2,918                      –              9,637

Total                                                                          23,972            5,485            4,277          33,734           21,509              4,322              7,742           33,573

Loan stock can be past due as a result of interest or capital not being paid in accordance with contractual terms.

Impaired loan stock has a cost of £6,443,000 (2017: £10,145,000).

In view of the information shown, the Board considers that the Company is subject to low liquidity risk.

Fair values of financial assets and financial liabilities
All the Company’s financial assets and liabilities as at 31 March 2018 are stated at fair value as determined by the Directors, with the
exception of receivables and payables and cash which are carried at amortised cost, in accordance with FRS 102. There are no financial
liabilities other than payables. The Company’s financial liabilities are all non-interest bearing. It is the Directors’ opinion that the book
value of the financial liabilities is not materially different to the fair value and all are payable within one year.

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Notes to the Financial Statements continued 

18. Commitments and contingencies
The Company had no financial commitments in respect of investments at 31 March 2018.

There are no contingent liabilities or guarantees given by the Company as at 31 March 2018 (31 March 2017: nil).

Post balance sheet events

19.
Since 31 March 2018 the Company has had the following post balance sheet events:

•   Repayment of £4,676,000 in relation to loan stock and share premium from Kew Green VCT (Stansted) Limited;

•   Investment of £120,000 in uMotif Limited; and

•   Investment of £65,000 in Healios Limited.

20. Related party transactions
Other  than  transactions  with  the  Manager  as  disclosed  in  note  5,  there  are  no  related  party  transactions  or  balances  requiring
disclosure.

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Notice of Annual General Meeting

NOTICE IS HEREBY GIVEN that the Annual General Meeting of Albion Venture Capital Trust PLC (the “Company”) will be held at the
City of London Club, 19 Old Broad Street, London EC2N 1DS on 13 August 2018 at 11:00 am for the following purpose:

To consider and, if thought fit, to pass the following resolutions, of which numbers 1 to 10 will be proposed as ordinary resolutions and
numbers 11 to 13 as special resolutions.

Ordinary Business
1.        To receive and adopt the Company’s accounts for the year ended 31 March 2018 together with the report of the Directors and

Auditor.

2.        To approve the Directors’ remuneration report for the year ended 31 March 2018.

3.        To elect Richard Glover as a Director of the Company.

4.        To elect Ann Berresford as a Director of the Company.

5.        To re-elect John Kerr as a Director of the Company.

6.        To re-elect Jeff Warren as a Director of the Company.

7.        To re-appoint BDO LLP as Auditor of the Company to hold office from conclusion of the meeting to the conclusion of the next

meeting at which the accounts are to be laid.

8.        To authorise the Directors to agree the Auditor’s remuneration.

Special Business
9.

Change of investment policy
That the Company’s current investment policy be replaced by the following:

The Company will invest in a broad portfolio of smaller, unquoted growth businesses across a variety of sectors including higher
risk technology companies. Investments may take the form of equity or a mixture of equity and loans. 

Allocation  of  funds  will  be  determined  by  the  investment  opportunities  which  become  available  but  efforts  will  be  made  to
ensure that the portfolio is diversified both in terms of sector and stage of maturity of company. Funds held pending investment
or for liquidity purposes will be held as cash on deposit.

Risk diversification and maximum exposures
Risk  is  spread  by  investing  in  a  number  of  different  businesses  within  venture  capital  trust  qualifying  industry  sectors.  The
maximum amount which the Company will invest in a single portfolio company is 15 per cent. of the Company’s assets at cost,
thus ensuring a spread of investment risk. The value of an individual investment may increase over time as a result of trading
progress and it is possible that it may grow in value to a point where it represents a significantly higher proportion of total assets
prior to a realisation opportunity being available.

Gearing
The Company’s maximum exposure in relation to gearing is restricted to 10 per cent. of the adjusted share capital and reserves.

10. Authority to allot shares

That the Directors be generally and unconditionally authorised in accordance with section 551 of the Companies Act 2006 (the
“Act”) to allot shares of nominal value 1 penny per share in the Company up to an aggregate nominal amount of £192,486
representing  approximately  20  per  cent.  of  the  total  Ordinary  share  capital  as  at  the  date  of  the  Notice,  provided  that  this
authority shall expire 15 months from the date that this resolution is passed, or at the conclusion of the next Annual General
Meeting, whichever is earlier, but so that the Company may, before the expiry of such period, make an offer or agreement which
would or might require shares to be allotted after the expiry of such period and the Directors may allot shares pursuant to such
an offer or agreement as if the authority had not expired.

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Notice of Annual General Meeting continued

11. Authority for the disapplication of pre-emption rights

That, subject to the authority and conditional on the passing of resolution number 10, the Directors be empowered, pursuant
to  section  570  of  the  Act,  to  allot  equity  securities  (within  the  meaning  of  section  560  of  the  Act)  for  cash  pursuant  to  the
authority conferred by resolution number 10 and/or to sell ordinary shares held by the Company as treasury shares for cash as
if section 561(1) of the Act did not apply to any such allotment or sale.

Under this power the Directors may impose any limits or restrictions and make any arrangements which they deem necessary
or expedient to deal with any treasury shares, fractional entitlements, record dates, legal, regulatory or practical problems in, or
laws of, any territory or other matter, arising under the laws of, or the requirements of any recognised regulatory body or any
stock exchange in, any territory or any other matter.

This power shall expire 15 months from the date that this resolution is passed or, if earlier, the conclusion of the next Annual
General Meeting of the Company, save that the Company may, before such expiry, make an offer or agreement which would or
might require equity securities to be allotted after such expiry and the Directors may allot equity securities in pursuance of any
such offer or agreement as if this power had not expired.

12. Authority to purchase own shares

That, subject to and in accordance with the Company’s Articles of Association, the Company be generally and unconditionally
authorised,  pursuant  to  and  in  accordance  with  section  701  of  the  Act,  to  make  market  purchases  (within  the  meaning  of
Section 693(4) of the Act) of Ordinary shares of 1 penny each in the capital of the Company (“Ordinary shares”), on such terms
as the Directors think fit provided that:

(a)      the maximum aggregate number of shares hereby authorised to be purchased is 14,426,856 shares representing 14.99

per cent. of the issued Ordinary share capital of the Company as at the date of this Notice;

(b)      the minimum price, exclusive of any expenses, which may be paid for an ordinary share is 1 penny;

(c)       the maximum price, exclusive of any expenses, which may be paid for a share shall be an amount equal to the higher of
(a) 105% of the average of the middle market quotations for the share, as derived from the London Stock Exchange Daily
Official  List,  for  the  five  business  days  immediately  preceding  the  date  on  which  the  share  is  purchased;  and  (b)  the
amount stipulated by Article 5(1) of the Buy-back and Stabilisation Regulation 2003;

(d)      the authority hereby conferred shall, unless previously revoked, varied or renewed, expire 15 months from the date that

this resolution is passed or, if earlier, at the conclusion of the next Annual General Meeting; and

(e)      the  Company  may  enter  into  a  contract  or  contracts  to  purchase  shares  under  this  authority  before  the  expiry  of  the
authority which will or may be executed wholly or partly after the expiry of the authority, and may make a purchase of
shares in pursuance of any such contract or contracts as if the authority conferred hereby had not expired.

13. Authority to sell treasury shares

That the Directors be empowered to sell treasury shares at the higher of the prevailing current share price and the price bought
in at.

By Order of the Board

Albion Capital Group LLP
Company Secretary
Registered office
1 King’s Arms Yard
London, EC2R 7AF
29 June 2018

Albion Venture Capital Trust PLC is registered in England and Wales with number 03142609

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Notice of Annual General Meeting continued

Notes
1.        Members entitled to attend, speak and vote at the Annual General Meeting (“AGM”) may appoint a proxy or proxies (who need
not be a member of the Company) to exercise these rights in their place at the meeting. A member may appoint more than one
proxy,  provided  that  each  proxy  is  appointed  to  exercise  the  rights  attached  to  different  shares.  Proxies  may  only  be
appointed by:

           •         completing  and  returning  the  Form  of  Proxy  enclosed  with  this  Notice  to  Computershare  Investor  Services  PLC,  The

Pavilion, Bridgwater Road, Bristol, BS99 6ZZ;

           •         going to www.investorcentre.co.uk/eproxy and following the instructions provided there; or

           •         by having an appropriate CREST message transmitted, if you are a user of the CREST system (including CREST personal

members).

Return of the Form of Proxy will not preclude a member from attending the meeting and voting in person. A member may not
use any electronic address provided in the Notice of this meeting to communicate with the Company for any purposes other
than those expressly stated.

To be effective the Form of Proxy must be completed in accordance with the instructions and received by the Registrars of the
Company by 11.00 am on 9 August 2018.

2.        Any person to whom this Notice is sent who is a person nominated under section 146 of the Companies Act 2006 (‘the Act’) to
enjoy information rights (a “Nominated Person”) may, under an agreement between him or her and the member by whom he
or  she  was  nominated,  have  a  right  to  be  appointed  (or  to  have  someone  else  appointed)  as  a  proxy  for  the  AGM.  If  a
Nominated  Person  has  no  such  proxy  appointment  right  or  does  not  wish  to  exercise  it,  he  or  she  may,  under  any  such
agreement, have a right to give instructions to the member as to the exercise of voting rights.

The statement of rights of members in relation to the appointment of proxies in note 1 above does not apply to Nominated
Persons. The rights described in that note can only be exercised by members of the Company.

3.        To be entitled to attend and vote at the AGM (and for the purpose of the determination by the Company of the votes they may
cast), members must be registered in the register of members of the Company at 11.00 am on 9 August 2018 (or, in the event
of any adjournment, on the date which is two working days before the time of the adjourned meeting). Changes to the register
of members after the relevant deadline shall be disregarded in determining the rights of any person to attend and vote at the
meeting.

4.        CREST members who wish to appoint a proxy or proxies through the CREST electronic proxy appointment service may do so for
this AGM and any adjournment(s) by using the procedures described in the CREST Manual. CREST personal members or other
CREST sponsored members, and those CREST members who have appointed a voting service provider(s), should refer to their
CREST sponsor or voting service provider(s), who will be able to take the appropriate action on their behalf.

In order for a proxy appointment or instruction made using the CREST service to be valid, the appropriate CREST message (a
“CREST Proxy Instruction”) must be properly authenticated in accordance with Euroclear UK and Ireland Limited’s specifications,
and  must  contain  the  information  required  for  such  instruction,  as  described  in  the  CREST  Manual  (available  via
www.euroclear.com/CREST). The message, regardless of whether it constitutes the appointment of a proxy or is an amendment
to the instruction given to a previously appointed proxy must, in order to be valid, be transmitted so as to be received by the
issuer’s agent by 11.00am on 9 August 2018. For this purpose, the time of receipt will be taken to be the time (as determined
by the time stamp applied to the message by the CREST Application Host) from which the issuer’s agent is able to retrieve the
message  by  enquiry  to  CREST  in  the  manner  prescribed  by  CREST.  After  this  time  any  change  of  instructions  to  proxies
appointed through CREST should be communicated to the appointee through other means.

CREST  members  and,  where  applicable,  their  CREST  sponsors  or  voting  service  providers  should  note  that  Euroclear  UK  and
Ireland Limited does not make available special procedures in CREST for any particular message. Normal system timings and
limitations will, therefore, apply in relation to the input of CREST Proxy Instructions. It is the responsibility of the CREST member
concerned  to  take  (or,  if  the  CREST  member  is  a  CREST  personal  member  or  sponsored  member  or  has  appointed  a  voting
service provider, to procure that his or her CREST sponsor or voting service provider(s) take(s)) such action as shall be necessary
to  ensure  that  a  message  is  transmitted  by  means  of  the  CREST  system  by  any  particular  time.  In  this  connection,  CREST

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Notice of Annual General Meeting continued

members and, where applicable, their CREST sponsors or voting service providers are referred, in particular, to those sections of
the CREST Manual concerning practical limitations of the CREST system and timings.

The  Company  may  treat  as  invalid  a  CREST  Proxy  Instruction  in  the  circumstances  set  out  in  Regulation  35(5)(a)  of  the
Uncertificated Securities Regulations 2001.

5.        Any corporation which is a member can appoint one or more corporate representatives who may exercise on its behalf all of its

powers as a member provided that they do not do so in relation to the same shares.

6.        A copy of this Notice, and other information regarding the meeting, as required by section 311A of the Act, is available from

www.albion.capital/funds/AAVC under the “Fund Reports” section.

7.        Any member attending the meeting has the right to ask questions. The Company must cause to be answered any such question
relating to the business being dealt with at the meeting but no such answer need be given if (a) to do so would interfere unduly
with the preparation for the meeting or involve the disclosure of confidential information, (b) the answer has already been given
on a website in the form of an answer to a question, or (c) it is undesirable in the interests of the Company or the good order of
the meeting that the question be answered.

8.        Copies of contracts of service and letters of appointment between the Directors and the Company, together with the Register
of Directors’ Interests in the Ordinary shares of the Company, will be available for inspection at the Registered Office of the
Company during normal business hours from the date of this Notice until the conclusion of the meeting, and at the place of the
meeting for at least 15 minutes prior to the meeting until its conclusion. In addition, a copy of the Articles of Association will be
available for inspection at the Company’s registered office from the date of the Notice until the conclusion of the meeting, and
at the place of the meeting for at least 15 minutes prior to the meeting until its conclusion.

9.        Under section 527 of the Act members meeting the threshold requirements set out in that section have the right to require the
Company  to  publish  on  a  website  a  statement  setting  out  any  matter  relating  to:  (i)  the  audit  of  the  Company’s  accounts
(including  the  Auditor’s  report  and  the  conduct  of  the  audit)  that  are  to  be  laid  before  the  AGM:  or  (ii)  any  circumstances
connected with an Auditor of the Company ceasing to hold office since the previous meeting at which the annual accounts and
reports were laid in accordance with section 437 of the Act. The Company may not require the members requesting any such
website publication to pay its expenses in complying with section 527 and 528 of the Act. Where the Company is required to
place a statement on a website under section 527 of the Act, it must forward the statement to the Company’s Auditor not later
than the time when it makes the statement available on the website. The business which may be dealt with at the AGM includes
any statement that the Company has been required under section 527 of the Act to publish on a website.

10.      Members satisfying the thresholds in Section 338 of the Companies Act 2006 may require the Company to give, to members
of the Company entitled to receive notice of the AGM, notice of a resolution which those members intend to move (and which
may properly be moved) at the AGM. A resolution may properly be moved at the AGM unless (i) it would, if passed, be ineffective
(whether by reason of any inconsistency with any enactment of the Company’s constitution or otherwise); (ii) it is defamatory
of any person; or (iii) it is frivolous or vexatious. The business which may be dealt with at the AGM includes a resolution circulated
pursuant to this right. A request made pursuant to this right may be in hard copy or electronic form, must identify the resolution
of which notice is to be given, must be authenticated by the person(s) making it and must be received by the Company not later
than 6 weeks before the date of the AGM.

11.      Members satisfying the thresholds in Section 388A of the Companies Act 2006 may request the Company to include in the
business to be dealt with at the AGM any matter (other than a proposed resolution) which may properly be included in the
business at the AGM.

A matter may properly be included in the business at the AGM unless (i) it is defamatory of any person or (ii) it is frivolous or
vexatious. A request made pursuant to this right may be in hard copy or electronic form, must identify the matter to be included
in the business, must be accompanied by a statement setting out the grounds for the request, must be authenticated by the
person(s) making it and must be received by the Company not later than 6 weeks before the date of the AGM.

12.      As at 27 June 2018 being the latest practicable date prior to the publication of this Notice, the Company’s issued share capital
consists of 96,243,201 Ordinary shares with a nominal value of 1 penny each. The Company also holds 9,730,188 Ordinary
shares in treasury. Therefore, the total voting rights in the Company as at 27 June 2018 are 86,513,013.

Albion Venture Capital Trust PLC 

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Dividend history for Albion Venture Capital Trust PLC
‘C Shares’ and Albion Prime VCT PLC (unaudited)

                                                                                                                                                                                                                                      Proforma

                                                                                                                                                                                                                                Albion Prime

                                                                                                                                                                                            C shares                             VCT PLC

Total shareholder return to 31 March 2018:                                                                                               (pence per share)             (pence per share)

Total dividends paid during the year ended :            31 March 1998                                                                                               2.00                                        1.10

                                                                                            31 March 1999                                                                                               8.75                                        6.40

                                                                                            31 March 2000                                                                                               2.70                                        1.50

                                                                                            31 March 2001                                                                                               4.80                                        4.25

                                                                                            31 March 2002                                                                                               7.60                                        2.75

                                                                                            31 March 2003                                                                                               7.70                                        2.00

                                                                                            31 March 2004                                                                                               8.20                                        1.25

                                                                                            31 March 2005                                                                                               9.75                                        2.20

                                                                                            31 March 2006                                                                                            11.75                                        4.50

                                                                                            31 March 2007                                                                                            10.00                                        4.00

                                                                                            31 March 2008                                                                                            10.00                                        5.00

                                                                                            31 March 2009                                                                                            10.00                                        4.50

                                                                                            31 March 2010                                                                                               5.00                                        2.00

                                                                                            31 March 2011                                                                                               5.00                                        3.00

                                                                                            31 March 2012                                                                                               5.00                                        3.00

                                                                                            31 March 2013                                                                                               5.00                                        3.70

                                                                                            31 March 2014                                                                                               5.00                                        4.40

                                                                                            31 March 2015                                                                                               5.00                                        4.40

                                                                                            31 March 2016                                                                                               5.00                                        4.40

                                                                                            31 March 2017                                                                                               5.00                                        4.40

                                                                                            31 March 2018                                                                                               5.00                                        4.40

Total dividends paid to 31 March 2018                                                                                                                         138.25                                  73.15

Net asset value as at 31 March 2018                                                                                                                                                 76.00                                      66.89

Total shareholder return to 31 March 2018                                                                                                                  214.25                                140.04

Notes
•     The Ordinary shares and the C shares merged on an equal basis.
•     The proforma shareholder returns presented above for Albion Prime VCT PLC are based on the dividends paid to shareholders before the merger and the pro-rata net
asset value per share and pro-rata dividends per share paid to 31 March 2018. This proforma is based upon 0.8801 Albion Venture Capital Trust PLC shares for every
Albion Prime VCT PLC share which merged with Albion Venture Capital Trust PLC on 25 September 2012.

•     Dividends  paid  before  5  April  1999  were  paid  to  qualifying  shareholders  inclusive  of  the  associated  tax  credit.  The  dividends  for  the  year  to  31  March  1999  were

maximised in order to take advantage of this tax credit.

•     The above table excludes the tax benefits investors received upon subscription for shares in the Company.

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