Quarterlytics / Asset Management / Alpha Growth plc

Alpha Growth plc

algw · LSE
Claim this profile
Ticker algw
Exchange LSE
Sector
Industry Asset Management
Employees 1-10
← All annual reports
FY2020 Annual Report · Alpha Growth plc
Sign in to download
Loading PDF…
Alpha Growth Plc 

Annual Report & Financial Statements 
for the year 
 ended 31 August 2020 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Contents 

Company Information 

Chairman’s Statement 

Board of Directors and Senior Management 

Directors’ Report 

Strategic Report 

Governance Report 

Remuneration Committee Report 

Audit Committee Report 

Nomination Committee Report 

Independent Auditors’ Report 

Consolidated Statement of Comprehensive Income 

Consolidated Statement of Financial Position 

Company Statement of Financial Position 

Consolidated Statement of Changes in Equity 

Company Statement of Changes in Equity 

Consolidated Statement of Cash Flows 

Company Statement of Cash Flows 

Notes to the Financial Statements 

Page 

1 

2 

3 

5 

10 

15 

22 

30 

32 

33 

39 

40 

41 

42 

43 

44 

45 

46 

 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Company Information 

Directors 
Gobind Sahney 
Daniel Swick 
Jason Sutherland 

Company Secretary  
Neil Warrender 

Registered Office  
35 Berkeley Street 
London W1J 5BF 

Registered Number  
09734404 (England and Wales) 

Broker  
Pello Capital Limited 
10 Lower Thames Street 
London 
EC3R 6AF 

Independent Auditor 
PKF Littlejohn LLP 
Statutory Auditor 
15 Westferry Circus 
Canary Wharf 
London E14 4HD 

Solicitors 
Charles Russell Speechlys LLP 
5 Fleet Place 
London 
EC4M 7RD 

Principal Bankers 
Barclays Bank UK Plc 
Leicester 
LE87 2BB 

Registrars  
Link Asset Services  
Northern House 
Woodsome Park 
Fenay Bridge 
Huddersfield 
HD8 0GA 

1 

 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Chairman’s Statement   

I am pleased to present the annual financial statements of Alpha Growth Plc (“the Group” or “the 
Company”) for the year ended 31 August 2019. During the year the Company reported a loss of 
£567,200 (2019 - loss of £644,361) and so the Company was reliant on external fundraises in 
the period to support its growth.  

Over  this  past  year,  the  Company  made  significant  investments  into  its  various  strategies  as 
announced.  We launched the BlackOak Alpha Growth Fund LP and generated the Company’s 
first revenues.  Unfortunately, a number of asset building opportunities that were set to come on 
line in the first quarter of 2020, were curtailed or postponed due to the Covid-19 pandemic.  

For 2021, we continue to be optimistic about the future and continue to adjust to the pandemic’s 
impact  on  our  counterparties.    We  go  into  the  year  capitalized  to  carry  out  our  activities  in  a 
professional manner and at the date of this report, the Company has approximately £300,000 of 
cash balances. Having recently announced the listing of its shares on the OTCQB® market in 
the US we expect the level of interest in the Company’s shares and products to continue to grow. 
We will continue to generate revenue from our fund management activity and expect to add to it 
with the other strategies. 

In this coming year, we look to build on these achievements, attract further world class partners, 
generate revenues, whilst keep our operating costs low. Both the Board and I am very excited 
about our prospects of the Company to generate returns for all of our shareholders.  

I  would  like  to  take  this  opportunity  to  thank  all  those  who  have  contributed  to  bringing  the 
Company  to  its  present  position,  our  clients  and  shareholders  especially,  thus  far  and  look 
forward to a successful future. 

………………………….. 
Gobind Sahney 
Executive Chairman 

21 December 2020 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Board of Directors and Senior Management 

Gobind Sahney, Executive Chairman 

Mr. Sahney is an experienced professional in alternative asset management. In addition to Alpha 
Growth,  he  is  currently  Director  of  Alpha  Longevity  Management  Limited,  an  investment 
management  company  regulated  and  licensed  by  the  Financial  Services  Commission  of  the 
British Virgin Islands. He has been a principal of multiple entities that specialized in distressed 
debt and discounted assets in US, Europe, and UK totaling over $750 million. Additionally, Mr. 
Sahney was the Chairman of AIM listed Stratmin Global Resources plc. His involvement began 
with  the  Company’s  investment  and  turnaround  which  consisted  of  £2  million  in  distressed 
assets. As Chairman, he organized and executed the plan of turnaround through the liquidation 
of those assets and the identification and reverse takeover of a mining company and associated 
fundraise  of  over  £6  million.  He  has  spoken  on  the  subject  matter  of  distressed  debt  and 
discounted assets investing at ACA International conferences in the US and at Credit Services 
Association  conferences  in  the  UK.  He  is  a  graduate  of  Babson  College,  Wellesley, 
Massachusetts, with a Bachelors degree in accounting and finance. He served on the board of 
trustees of Babson College from 2001 to 2010. 

Daniel Swick, Chief Operating Officer 

Mr. Swick is the founder of Kango Group, located in Newport Beach, California. Kango Group is 
an established alternative investment management firm that targets opportunities in the longevity 
asset class on behalf of private equity and hedge fund clients. Prior to founding Kango Group, 
Mr.  Swick  served  as  CEO  for  Life  Distributors  of  America,  LLC  (LDA),  a  life  settlement  firm 
specialising  in  the  distribution  of  longevity  risk  insurance  products  to  institutional  investment 
portfolios.  While  at  LDA,  Mr.  Swick  was  responsible  for  the  closing  of  over  $4  billion  in  life 
settlements. Prior to this, Mr. Swick spent eight years working for American International Group 
(“AIG”)  as  Vice  President  of  Alternative  Distribution.  Responsibilities  included  developing  and 
executing marketing strategies for life/annuity products in the alternative distribution channels, 
which included product distribution through broker-dealers and third-party administrators in both 
the U.S. and international markets. Mr. Swick earned a Bachelor of Science degree in Marketing 
from California State University Northridge, and an MBA from Pepperdine University. 

Jason Sutherland, Non-Executive Director 

Mr. Sutherland is the founder and Senior Partner of Citadel Legal Services LLC, based in Atlanta, 
Georgia  and  represents  clients  in  North  America,  Europe  and  Asia  predominantly  within  the 
insurance backed assets industry. Mr. Sutherland is also the Senior Vice President of Capital 
Markets  and  Senior  Counsel  for  DRB  Financial  Solutions  which  is  majority  owned  by  the 
Blackstone Tactical Opportunities Group. He also launched the first ever AAA rated placement 
of mortality backed linked annuity receivables totalling $151m. Mr. Sutherland also recently ran 
$3bn  of  policies  under  the  Lamington  Road  Fund  in  Dublin,  Ireland  which  was  acquired  by 
Emergent Capital and ran Citadel's London office at the same time. Prior to that Mr. Sutherland 
spent 12 years with the Peach Holdings Group, most recently as Managing Director of Legal and 
operations for Peachtree Asset Management based in London and Luxembourg, where he was 
an FCA approved person, guiding the fundraising efforts, and coordinating with regulatory bodies 
in  UK,  US,  Cayman  Islands,  Luxembourg  and  Ireland.  Mr  Sutherland  maintains  his  approved 
person status with the FCA. 

3 

 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Directors’ Report  

The Directors present their report with the audited consolidated financial statements of the Group 
for the year ended 31 August 2020. A commentary on the business for the year is included in the 
Chairman’s  Statement  on  page  2.  A  review  of  the  business  is  also  included  in  the  Strategic 
Report on pages 9 to 13. 

The Company’s Ordinary Shares were admitted to listing on the London Stock Exchange, on the 
Official  List  pursuant to Chapters  14  of the  Listing  Rules,  which  sets  out the  requirements for 
Standard Listings. 

Principal Activities 

The  Company’s  principal  activity  is  to  seek  acquisitions  and  opportunities  to  provide  advisory 
services, strategies, performance monitoring and analytical services to existing and prospective 
holders  of  Senior  Life  Settlements  (SLS)  Assets,  mainly  through  acquisition  strategies, 
performance  monitoring  and  analytical  services.  The  Company  will  only  advise  on  the  United 
States SLS market.  

Directors 

The Directors of the Company during the year and their beneficial interest in the Ordinary 
Shares of the Company at 31 August 2020 were as follows: 

Director 

Position 

Appointed  Ordinary 
shares 

Options 

Other 

Andrew Dennan* 

Rory Heier** 
Gobind Sahney 
Daniel Swick 

Jason Sutherland 

15/08/2015  5,962,500              

Non-Executive 
Director 
Finance Director 
02/12/2015  5,962,500 
Executive Chairman  15/08/2015  7,462,500 
01/06/2018  2,166,667 
Chief Operating 
Officer 
Non-Executive 
Director 

06/03/2019 

133,333 

-              

-              

- 
- 
- 

- 

- 
- 
- 

- 

*Mr Dennan resigned on 11 December 2019 
**Mr Heier resigned on 10 February 2020  

Qualifying Third Party Indemnity Provision 

At the date of this report, the Company has a third-party indemnity policy in place for all active 
Directors. 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Directors’ Report (continued) 

Substantial shareholders 

As at 21 December 2020, the total number of issued Ordinary Shares with voting rights in the 
Company was 240,815,959. Details of the Company’s capital structure and voting rights are set 
out in note 11 to the financial statements. 

The Company has been notified of the following interests of 3 per cent or more in its issued share 
capital as at the date of approval of this report. 

Party Name 
M Ward 
Mr GP and Mrs AC Fitzherbert 
M Alder  

Financial instruments 

Number of Ordinary 
Shares 
30,951,453 
10,900,000 
10,394,749 

% of  
Share Capital 
13% 
5% 
4% 

Details of the use of the Company’s financial risk management objectives and policies as well as 
exposure to financial risk are contained in the Accounting policies and note 16 of the financial 
statements. 

Greenhouse Gas (GHG) Emissions 

The Company is aware that it needs to measure its operational carbon footprint in order to limit 
and  control  its environmental  impact.  However, given  the  very  limited  nature  of  its  operations 
during the year under review, it has not been practical to measure its carbon footprint.  

In the future, the Company will only measure the impact of its direct activities, as the full impact 
of the entire supply chain of its suppliers cannot be measured practically.  

Dividends 

The Directors do not propose a dividend in respect of the year ended 31 August 2020 (2019: nil). 

Future developments and events subsequent to the year end 

Further details of the Company’s future developments and events subsequent to the year-end 
are set out in the Strategic Report on pages 10 to 14. 

Corporate Governance 

The Governance Report forms part of the Director’s Report and is disclosed on pages 15 to 21. 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Directors’ Report (continued) 

Going Concern 

As at 31 August 2020 the Group had a cash balance of £43,620 (2019: £173,941) and net current 
assets / net assets of £196,732 (2019: net current assets of £177,069). The Group has recently 
started generating revenues but continues to raise money for capital projects and working capital 
purposes as and when required and has raised £500,000 pre expenses post year end with the 
strong prospect of raising a further £500,000 early in 2021. The Group also carefully monitors its 
core spend. There can be no assurance that the Group will reach breakeven nor that there will 
be sufficient cash resources available to the Group to do so. Notwithstanding the loss and cash 
outflows  incurred  in  the  year  and  the  requirement  for  further  funds  to  become  available,  the 
Directors  have  a  reasonable  expectation  that  the  Group  will  be  able  to  manage  its  funds  to 
continue in operational existence whilst moving towards generating sufficient revenues to cover 
expenses.  The  Group  therefore  continues  to  adopt  the  going  concern  basis  in  preparing  the 
Annual Report and Financial Statements. Further details on the Directors assumption and their 
conclusion thereon are included in Note 2 to the financial statements. In addition, note 16 to the 
financial statements discloses the Company’s financial risk management policy. 

Auditors 

The auditors have expressed their willingness to continue in office and a resolution to reappoint 
them will be proposed at the Annual General Meeting. 

Statement of Directors’ responsibilities 

The Directors are responsible for preparing the Annual Report alongside the financial statements 
in accordance with applicable law and regulations. 

Company  law  requires  the  Directors  to  prepare  financial  statements  for  each  financial  year. 
Under that law the Directors have elected to prepare the financial statements in accordance with 
International Financial Reporting Standards (IFRSs) as adopted by the European Union.  

Under  Company  law  the  Directors must  not  approve  the  financial  statements  unless  they  are 
satisfied that they give a true and fair view of the state of affairs of the Group and Company and 
of the profit or loss of the Group and Company for that year. The Directors are also required to 
prepare  financial  statements  in  accordance  with  the  rules  of  the  London  Stock  Exchange  for 
companies with a Standard Listing. 

6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Directors’ Report (continued) 

In preparing these financial statements, the Directors are required to: 

• 
• 
• 

• 

Select suitable accounting policies and then apply them consistently; 
Make judgments and accounting estimates that are reasonable and prudent; 
State whether applicable IFRSs as adopted by the European Union have been followed, 
subject to any material departures disclosed and explained in the financial statements; and 
Prepare the financial statements on the going concern basis unless it is inappropriate to 
presume that the Group and Company will continue in business. 

The  Directors  are  responsible  for  keeping  adequate  accounting  records  that  are  sufficient  to 
show  and  explain  the  Group’s  and  Company’s  transactions  and  disclose  with  reasonable 
accuracy at any time the financial position of the Group and Company and enable them to ensure 
that  the  financial  statements  and  the  Remuneration  Committee  Report  comply  with  the 
Companies Act 2006. They are also responsible for safeguarding the assets of the Group and 
Company and hence for taking reasonable steps for the prevention and detection of fraud and 
other irregularities. They are also responsible to make a statement that they consider that the 
annual report and accounts, taken as a whole, is fair, balanced, and understandable and provides 
the information necessary for the shareholders to assess the Group’s and Company’s position 
and performance, business model and strategy. 

The Directors are responsible for the maintenance and integrity of the corporate and financial 
information included on the Company’s website. Legislation in the United Kingdom governing the 
preparation  and  dissemination  of  the  financial  statements  may  differ  from  legislation  in  other 
jurisdictions. 

Directors’ responsibility statement pursuant to disclosure and Transparency Rule  

Each of the Directors, whose names and functions are listed on pages 3 and 4 confirm that, to 
the best of their knowledge and belief: 

• 

• 

the financial statements prepared in accordance with IFRS as adopted by the European 
Union, give a true and fair view of the assets, liabilities, financial position and loss of the 
Company; and 

the  Annual  Report  and financial  statements,  including  the  Strategic  Report,  includes  a 
fair review of the development and performance of the business and the position of the 
Company,  together  with  a  description  of  the  principal  risks  and  uncertainties  that  they 
face. 

Disclosure of Information to Auditors 

So far as the Directors are aware, there is no relevant audit information of which the Company’s 
auditors are unaware, and each Director has taken all the steps that he ought to have taken as 
a Director in order to make himself aware of any relevant audit information and to establish that 
the Company’s auditors are aware of that information. 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Directors’ Report (continued) 

Subsequent events 

Subsequent events have been detailed in the Strategic Report on page 10 and note 21 to the 
financial statements. 

This responsibility statement was approved by the Board of Directors on 21 December 2020 and 
is signed on its behalf by; 

Signed …………………………………………. 
Gobind Sahney 
Executive Chairman 

8 

 
 
 
  
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Strategic Report  

The Directors present the Strategic Report of Alpha Growth Plc for the year ended 31 August 
2020. 

Review of Business in the Period 

Operational Review 

The Company’s principal activity is set out in the Directors’ Report on page 5.   

The Company does not advise its clients or consider transacting business in an SLS Asset other 
than that which relates to an underlying US exposure. This is because the SLS market in the US 
is highly regulated. The Company will only advise on business relating to policies that are over 
two  years  old  in  order  to  avoid  the  statutory  contestability  period.  The  Policies  which  the 
Company will focus on are those with low face values (typically US$250,000 - $1.5m) allowing 
the greater number of policies to be aggregated with the relevant funds available. 

The  Company  has  signed  a  Heads  of  Terms  agreement  on  21  November  2018  with  SL 
Investment Management Limited. This collaboration will become its first advisory contract with 
the  fund,  BlackOak  Alpha  Growth  Fund  LP,  launched  in  2019.  The  Group  generated  its  first 
revenue from the management of the fund in this financial year. 

Business Strategy 

The  Company’  business  strategy  is  to  win  advisory  mandates  from  institutions  through  the 
existing relationships of the Directors and by active promotion within the SLS Asset sector.  

The Company believes that, despite the pandemic, the United States SLS Asset class is still an 
attractive  investment  proposition  and  its  potential  customer  base  will  increase  year  on  year. 
Whilst  the  Company  anticipates  repeat  or  on-going  business  from  some  clients,  it  does  not 
consider that it will become dependent on a limited pool of customers.  

As  the  SLS  Asset  sector  is  relatively  new  and  immature  and  is  generally  classed  as  an 
“alternative” asset class, most typical target clients do not, and will not, have the sector expertise 
internally to enable them to properly assess SLS Assets. Unlike most other asset classes, within 
any  portfolio  there  will  be  a  large  number  of  policies  and  associated  variables  all  which  need 
analysis before a decision can be reached as to the valuation placed on the portfolio as a whole. 
As the SLS Asset class tends to form a small part of overall investment portfolios, the Company 
believes that many institutions (particularly family offices and hedge funds), do not consider it 
cost effective to hire full-time experienced professionals with experience in the SLS Asset class. 
This  creates  an  opportunity  for  the  Company  to  win  advisory  mandates  and  to  advise  on 
acquisitions, disposals and servicing of SLS Asset portfolios.  

S172 (1) 

In formulating and implementing the business strategy the Board has sought to balance each of 
the matters in Section 172 (1) (a) to (f) of the Companies Act bearing in mind the only employees 
are the directors, whilst the Group has few customer or suppliers and its environmental impact 
is limited to travel which has been significantly curtailed by the pandemic.   

9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Strategic Report (continued) 

The Company’s fee model will be structured on a client-by-client basis dependent on the relevant 
services  provided.  Asset  sourcing  and  acquisition  will  be  charged  on  a  fixed  percentage  or 
minimum amount of the acquisition costs of any portfolio.  

Where a client requires servicing, valuation, modelling, project management, etc services, fees 
will either be charged on a fixed percentage of the aggregate value of the assets or on a fixed 
costs basis. In some circumstances the Company will negotiate a bonus structure. 

Events since the year end 

Subsequent  to  the  year  end  the  Company  raised  £454,000 net  of  costs  through  the  issue  of 
35,714,286 Ordinary Shares of £0.001 each at a placing price of £0.014 per share. Further details 
of this issue are included in note 20. 

Financial review 

Results for the 2020 year 

The Group incurred a loss for the year to 31 August 2020 of £567,200 (2019: loss of £644,361). 

The loss for the period occurred as a result of on-going administrative expenses to operate the 
PLC and a standard listing. It is expected to generate advisory revenue in 2021.  

Cash flow 

Net cash outflow for 2020 was £130,321 (2019: inflow £66,858). 

Closing cash 

As at 31 August 2020, the Company held £43,620 in the bank accounts (2019:  £173,941). 

Key Performance Indicators 

The  main  KPI  for  the  Company  is  achieving  its  cash  flow  forecasts  whilst  efforts  continue  to 
implement its strategy in attaining clients for advisory services.   

The  Board  monitors  its  cash  flow  carefully  to  ensure  that  it  has  the  funds  necessary  to  meet 
its  on-going requirements. Detailed forecasts are produced and reported against on a regular 
basis. 

10 

Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Strategic Report (continued) 

Position of Company’s Business  

During the year 
The Company raised approximately £616,700 net of costs through the following share issues: 

On  29  November  2019 the  Company  issued  24,360,000  ordinary  shares  of  £0.001  each  at a 
placing  price  of  £0.0125  per  placing  share.  The  shares  rank  pari  passu  in  all  respects  of  the 
existing ordinary shares. 

On 6 December 2019, the Company issued 9,166,650 ordinary shares of £0.001 each at a price 
of £0.014 per share following the exercise of warrants held by the Company’s former broker. The 
shares rank pari passu in all respects to the existing ordinary shares.  

On  18  December  2019,  the  Company  issued  9,406,690  ordinary  shares  of  £0.001  each  at  a 
placing price of £0.0175 per placing share.  The shares rank pari passu in all respects to the 
existing ordinary shares.   

On 28 May 2020, the Company issued 3,466,667 ordinary shares of £0.001 each at a price of 
£0.015  per  share  partly  in  settlement  of  amounts  owed  to  Colva  Insurance  in  relation  to  the 
termination of the joint venture agreement and partly to settle directors’ fees owed. The shares 
rank pari passu in all respects to the existing ordinary shares.   

At the year end 

At the year end the Group’s Statement of Financial Position shows net assets totaling £196,732 
(2019: £177,069). The Company has few liabilities and is considered to have an adequate cash 
position at the reporting date, whilst it has raised over £450,000 since the reporting date which 
is anticipated to cover all expenses up to the point the Company reaches break-even. 

Environmental matters 

The  Board  contains  personnel  with  a  good  history  of  running  businesses  that  have  been 
compliant  with  all  relevant  laws  and  regulations  and  there  have  been  no  instances  of  non-
compliance in respect of environmental matters.  

Employee information 

At  present,  there  are  no  female  Directors  in  the  Company.  The  Company  has  an  Executive 
Chairman, Chief Operating Officer and two Non-Executive Directors. There are no employees 
other than Directors. 

Social/Community/Human rights matters 

The  Company  ensures  that  employment  practices  take  into  account  the  necessary  diversity 
requirements and compliance with all employment laws. The Board has experience in dealing 
with such issues and sufficient training and qualifications to ensure they meet all requirements. 

Anti-corruption and anti-bribery policy 

The government of the United Kingdom has issued guidelines setting out appropriate procedures 
for companies to follow to ensure that they are compliant with the UK Bribery Act 2010. The  

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Strategic Report (continued) 

Company has conducted a review into its operational procedures to consider the impact of the 
Bribery Act 2010 and the board has adopted an anti-corruption and anti-bribery policy. 

Principal Risks and Uncertainties 

The Company operates in an uncertain environment and is subject to a number of risk factors. 
The  Directors  consider the  following  risk factors are  of  particular relevance  to  the  Company’s 
activities although it should be noted that this list is not exhaustive and that other risk factors not 
presently known or currently deemed immaterial may apply.  

Risks/Uncertainties to the Company 
Issue 
Developing  business model 

Company  may 

The 
significant 
advisory opportunities 

competition 

face 
for 

Loss of key personnel 

The  Company  may  be  subject  to 
foreign exchange risks 

The  Company  may  be  subject  to 
changes in regulation affecting its 
services and the SLS Asset class 

be 

may 

than 
The 

Management 
less 

Risk/Uncertainty 
The  Company  commenced  trading 
through  its  Group  company  Alpha 
Ltd, 
Longevity 
however  much 
the 
net 
incurred. 
expenses 
proceeds  from  the  share  issues  in 
May 2019 and December 2019 have 
been  used  to  continue  corporate 
development  and  marketing  efforts 
to attract potential advisory clients. 
There 
significant 
competition  for  some  or  all  of  the 
advisory  opportunities 
the 
Company  may  explore.  Such 
competition  may  come  from  direct 
competitors offering similar services 
or 
private 
investment  funds  many  of  which 
internal 
may 
experience  in  managing  longevity 
assets  and/or  SLS  strategies  and 
portfolios.  A  number  of 
these 
competitors  are  likely  to  possess 
greater technical, financial and other 
resources than the Company.  
The Company comprises a few key 
individuals.  Any  unforeseen  loss  of 
these  key  personnel  would  be 
damaging to the Company. 

extensive 

public 

have 

from 

and 

that 

The  Company’s 
functional  and 
presentational  currency  is  pounds 
sterling. As a result, the Company’s 
financial  statements  will  carry  the 
Company’s assets in sterling. Where 
the  Company  conducts  business  in 
USD  it  exposes  itself  to  foreign 
exchange risk. 
The  SLS  Asset  class  in  the  United 
States  is  highly  regulated  and  will 
likely  continue  to  be  the  focus  of 
increasing regulatory oversight. 
Compliance  with  various  laws  and 
regulations does impose compliance 
costs  and 
the 
Company,  with 
and/or 
sanctions for non-compliance. 

restrictions  on 

fines 

12 

Mitigation 
Management team is experienced in 
the 
their 
industry  and  using 
relationships  to  attract  clients.  The 
Heads of Terms signed in November 
2018  with  a  UK  based  Investment 
Manager as a co-advisor is evidence 
of their ability to succeed in the set 
business model.   

financial 

resources, 

While  some  competitors  may  have 
greater 
the 
Company  will  be  able  to  provide  a 
its 
more  personal  approach 
clients  and  with  greater  retention 
rates 
potential 
than 
competitors.  

other 

to 

The  Company  has  a  continuity 
program  in  place  to  ensure  that 
Directors would be able to minimise 
the  disruption  of  the  loss  of  key 
personnel. 
The  Company  will  manage 
its 
foreign exchange exposure with the 
use of active hedging and derivative 
instruments in future financial years. 

business 

The  Company  monitors  legislative 
and  regulatory  changes  and  alters 
its 
practices  where 
appropriate.  In  the  event  that  the 
to 
Company  becomes  subject 
specific 
its 
regarding 
regulation 
activities,  the  Company  will  put  in 
place  such  procedures  as  are 
necessary to ensure it complies with 
such regulation. 

 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Strategic Report (continued) 

Principal Risks and Uncertainties (continued) 

Risks/Uncertainties to the Company 
Issue 
The  Company 
the 
experience and talent of its senior 
management and on its ability to 
recruit and retain key employees 

relies  on 

Risk/Uncertainty 
The  successful  management  and 
operations  of  the  Company  are 
reliant  upon  the  contributions  of 
senior  management  and  directors. 
In  addition,  the  Company’s  future 
success depends in part on its ability 
to  continue  to  recruit,  motivate  and 
retain  highly  experienced  and 
qualified management and directors. 

Mitigation 
The Company will offer incentives to 
Directors  through  participation  in 
share  offerings,  which  makes  them 
linked  to  the  long  term  success  of 
the business.  

The  Group  has  been  and  may 
continue  to  be  impacted  by  the 
Covid-19 pandemic  

Raising emergency funding 

The  pandemic  has  led  to  delays  in 
implementing  some  of  the  planned 
strategies  and  may  have  further 
impact if travel restrictions remain in 
place. 

In  the  event  of  a  significant  issue 
arising  for  which  the  Company  is 
required to access substantial liquid 
funds in excess of its available cash 
balances,  it  may  not  be  easy  to 
obtain additional funds as and when 
required. 

The  Company  has  raised  capital 
since the year end which is expected 
to be sufficient to cover costs arising 
the 
from  such  delays.  Further 
pandemic  has  highlighted 
the 
benefits of investing in SLS assets. 
The  Company  monitors  its  cash 
requirements  carefully  and  in  the 
need  of  significant  additional  funds 
would look to increase its financing. 

Composition of the Board 

A full analysis of the Board, its function, composition and policies, is included in the Governance 
Report. 

Capital structure 

The Company’s capital consists of ordinary shares which rank pari passu in all respects which 
are traded on the Standard segment of the Main Market of the London Stock Exchange. There 
are no restrictions on the transfer of securities in the Company or restrictions on voting rights and 
none of the Company’s shares are owned or controlled by employee share schemes.  There are 
no arrangements in place between shareholders that are known to the Company that may restrict 
voting  rights,   restrict  the  transfer  of  securities,  result  in  the  appointment  or  replacement  of 
Directors, amend the Company’s Articles of Association or restrict the powers of the Company’s 
Directors, including in relation to the issuing or buying back by the Company of its shares or any 
significant agreements to which the Company is a party that take effect after or terminate upon, 
a  change  of  control  of  the  Company  following  a  takeover  bid  or  arrangements  between  the 
Company  and  its  Directors  or  employees  providing  for  compensation  for  loss  of  office  or 
employment (whether through resignation, purported redundancy or otherwise) that may occur 
because of a takeover bid. 

Approved by the Board on 21 December 2020 

Gobind Sahney 
Executive Chairman 

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Governance Report 

Introduction 

The Company recognises the importance of, and is committed to, high standards of Corporate 
Governance.  Whilst  the  Company  is  not  formally  required  to  comply  with  the  UK  Corporate 
Governance  Code,  the  Company  has  voluntarily  applied  the  requirements  of  the  UK  Code  of 
Corporate  Governance  published  in  2018  (the  Code).  The  following  sections  explain  how  the 
Company has applied the Code:  

Compliance with the UK Code of Corporate Governance  

The UK Corporate Governance Code, as published by the Financial Reporting Council, is the 
corporate  governance  regime  for  England  and  Wales.  The  Company  has  stated  that,  to  the 
extent practicable for a company of its size and nature, it follows the UK Corporate Governance 
Code. The Directors are aware that there are currently certain provisions of the UK Corporate 
Governance Code that the Company is not in compliance with, given the size and early stage 
nature of the Company. These include: 

•  Section 3.17 of the Code requires that a majority of the members of the Audit Committee 
must  be  independent.  Since  the  resignation  of  Rory  Heier,  the  Audit  Committee 
comprised of just one Executive and one Non-Executive Director as the Company has 
been  focussed  on  marketing  activity  and  has  been  unable  to  identify  another  Non-
Executive Director.  The Directors consider the present composition to be adequate given 
the size of the Company and volume of transactions. 

•  The Code requires that a smaller company should have at least two Independent Non-
Executive  Directors.  The  Board  currently  consists  of  two  Executive  Directors  and  one 
Non -Executive Directors. The Non-Executive Director is interested in ordinary shares in 
the  Company  and  cannot  therefore  be  considered  fully  independent  under  the  Code. 
However, those Non-executive Director is considered to be independent in character and 
judgement  and  the  Company  considers  that  one  Non-Executive  Director  is  adequate 
given the size and stage of development of the Company. 

•  As a consequence of the above, where provisions of the Code require the appointment 
of independent directors, for example as chairman or as senior independent director, the 
Company  is  not  in  full  compliance  with  the  Code  –  this  applies  in  relation  to  various 
provisions  of  the  Code.    However,  the  Directors  consider  the  present  structure  and 
arrangements to be adequate given the size and stage of development of the Company. 

•  The roles of Chairman and Chief Executive are undertaken by the same individual. This 
is outside the principles of 2.9 of the Corporate Governance Code applicable to smaller 
companies,  which  requires  that  these  roles  should  not  be  exercised  by  the  same 
individual. However, the Directors consider the present structure and arrangements to be 
adequate given the size and stage of development of the Company. 

•  There is currently no formal induction for directors joining the Board. This is outside the 
principles of the Corporate Governance Code, which requires that the Chairman should 
ensure  than  new  Directors  receive  a  full,  formal  and  tailored  induction  on  joining  the 
Board. As set out in page 19, an informal induction is considered sufficient given the size 
and limited complexity of the Company.  

14 

 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Governance Report (continued) 

Compliance with the UK Code of Corporate Governance (continued) 

•  The Nomination Committee is made up of two Executive Directors. This is outside the 
principals of the Corporate Governance Code, which requires that a majority of members 
should  be  independent  Non-Executive  Directors.  The  Directors  consider  the  present 
structure and arrangements to be adequate given the size and stage of development of 
the Company. 

•  The  Remuneration  Committee  comprises  just  one  non-executive  director  whereas  the 
Corporate  Governance  Code  requires  a  minimum  of  two  members.  The  Directors 
consider the present structure and arrangements to be adequate given the size and stage 
of development of the Company. 

The UK Corporate Governance Code can be found at www.frc.org.uk 

Set  out  below  are  Alpha  Growth  Plc’s  corporate  governance  practices  for  the  year  ended  31 
August 2020.  

Leadership  

The Company is headed by an effective Board which is collectively responsible for the long-term 
success of the Company. 

The  role  of  the  Board - The  Board  sets the  Company’s  strategy,  ensuring  that  the  necessary 
resources are in place to achieve the agreed strategic priorities, and reviews management and 
financial performance. It is accountable to shareholders for the creation and delivery of strong, 
sustainable financial performance and long-term shareholder value. To achieve this, the Board 
directs and monitors the Company’s affairs within a framework of controls which enable risk to 
be  assessed  and  managed  effectively.  The  Board  also  has  responsibility  for  setting  the 
Company’s core values and standards of business conduct and for ensuring that these, together 
with  the  Company’s  obligations  to  its  stakeholders,  are  widely  understood  throughout  the 
Company. The Board has a formal schedule of matters reserved which is provided later in this 
report. 

Board Meetings - The core activities of the Board are carried out in scheduled meetings of the 
Board. These meetings are timed to link to key events in the Company’s corporate calendar and 
regular  reviews  of  the  business  are  conducted.  Additional  meetings  and  conference  calls  are 
arranged to consider matters which require decisions outside the scheduled meetings. During 
the  year,  the  Board  met  on  4  occasions.  Outside  the  scheduled  meetings  of  the  Board,  the 
Directors maintain frequent contact with each other to discuss any issues of concern they may 
have relating to the Company or their areas of responsibility, and to keep them fully briefed on 
the Company’s operations. Where Directors have concerns which cannot be resolved about the 
running of the company, or a proposed action, they will ensure that their concerns are recorded 
in the Board minutes. 

Matters reserved specifically for Board - The Board has a formal schedule of matters reserved 
that  can  only  be  decided  by  the  Board.  The  key  matters  reserved  are  the  consideration  and 
approval of; 

•  The Company’s overall strategy; 
•  Financial statements and dividend policy; 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Governance Report (continued) 

•  Management  structure  including  succession  planning,  appointments  and  remuneration; 
material  acquisitions  and  disposals,  material  contracts,  major  capital  expenditure  projects 
and budgets; 

•  Capital structure, debt and equity financing and other matters; 
•  Risk management and internal controls; 
•  The Company’s corporate governance and compliance arrangements; and 
•  Corporate policies. 

Certain  other  matters  are  delegated  to  the  Board  Committees,  namely  the  Audit,  Nomination   
and Remuneration Committees.  

Summary of the Board’s work in the year – During the year, the Board considered all relevant 
matters within its remit, but focused in particular on the establishment of the Company and the 
identification of suitable investment opportunities for the Company to pursue. 

Attendance at meetings: 

Member 

Position 

Rory Heier (resigned) 
Gobind Sahney 
Daniel Swick 
Jason Sutherland 

Non-Executive Director 
Executive Chairman 
Chief Operating Officer 
Non-Executive Director 

Meetings 
attended 
4 of 6 
6 of 6 
6 of 6 
6 of 6 

The Board is pleased with the high level of attendance and participation of Directors at Board 
and  committee  meetings.  Attendance  at  Committee  meetings  is  detailed  in  the  respective 
Committee reports. 

The  Chairman,  Gobind  Sahney,  sets  the  Board  Agenda  and  ensures  adequate  time  for 
discussion. 

Directors appointed by the Board are subject to election by shareholders at the Annual General 
Meeting of the Company following their appointment and thereafter are subject to re-election in 
accordance with the Company’s articles of association. 

Non-Executive  Directors  -  The  Non-Executive  Directors  bring  a  broad  range  of  business  and 
commercial  experience  to  the  Company  and  has  a  particular  responsibility  to  challenge 
independently  and  constructively  the  performance  of  the  Executive  management  (where 
appointed) and to monitor the performance of the management team in the delivery of the agreed 
objectives and targets. 

Non-Executive Directors are initially appointed for a term of 12 months, which may, subject to 
satisfactory performance and re-election by shareholders, be extended by mutual agreement. 

The terms and conditions of appointment of Non-Executive Directors will be made available upon 
written request. 

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Governance Report (continued) 

Remuneration Committee 

The  Company  has  established  a  Remuneration  Committee,  the  sole  members  of  which  at 
present  is  the  independent  Non-Executive  Director;  Jason  Sutherland,  to  assist  the  Board  in 
determining its responsibilities in relation to remuneration, including making recommendations to 
the Board on the Group’s policy on executive remuneration, including setting the over-arching 
principles,  parameters  and  governance framework  of  the  Company’s remuneration  policy  and 
determining the individual remuneration and benefits package of each of the executive Directors 
and the Company Secretary. The Remuneration Committee also ensures compliance with the 
UK Corporate Governance Code in relation to remuneration wherever possible. 

The  report  of  the  Remuneration  Committee  is  included  in  this  annual  report.  Formal  terms  of 
reference for the Remuneration Committee have been documented and are made available for 
review at the AGM. 

Audit Committee 

The Company has established an Audit Committee with delegated duties and responsibilities, 
the members of which, during the year were one independent Non-Executive Director and the 
Chief Financial Officer; Jason Sutherland and Rory Heier, with Rory Heier resigning during the 
year. The Company is looking to identify an additional Non-Executive Director but those efforts 
have been hindered by the pandemic. The Audit Committee is responsible, amongst other things, 
for  making  recommendations  to  the  Board  on  the  appointment  of  auditors  and  the  audit  fee, 
monitoring  and  reviewing  the  integrity  of  the  Company’s  financial  statements  and  any  formal 
announcements on the Company’s financial performance as well as reports from the Company’s 
auditor on those financial statements. In addition, the Audit Committee will review the Company’s 
internal  financial  control  and  risk  management  systems  to  assist  the  Board  in  fulfilling  its 
responsibilities  relating  to  the  effectiveness  of  those  systems,  including  an  evaluation  of  the 
capabilities  of  such  systems  in  light  of  the  expected  requirements  for  any  specific  acquisition 
target.  

The Audit Committee meets at least twice a year and more frequently if required. 

Terms of reference of the Audit Committee will be made available upon written request. 

The Audit Committee report is included on pages 29 to 30. 

Nominations Committee 

The  Company  has  established  a  Nominations  Committee,  the  members  of  which  are  the 
Executive Chairman and Chief Operating Officer. The committee meets as required to fulfil its 
duties  of  reviewing  the  Board  structure  and  composition  and  identifying  and  nominating 
candidates to fill Board vacancies as they arise.  

Terms of reference of the Nominations Committee will be made available upon written request. 

The Nominations Committee report is included on page 31. 

Other governance matters - All of the Directors are aware that independent professional advice 
is available to each Director in order to properly discharge their duties as a Director. In addition, 
each Director and Board committee has access to the advice of the Company Secretary. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Governance Report (continued) 

The Company Secretary - The Company Secretary is Neil Warrender who is responsible for the 
Board complying with UK procedures. 

Effectiveness 

For  the  period  under  review  the  Board  comprised  of  an  Executive  Chairman,  Chief  Financial 
Officer  (until  10  February  2020),  Chief Operating  Officer  and  one  independent  Non-Executive 
Directors. Biographical details of the Board members are set out on page 3 of this report. 

The  Directors  are  of  the  view  that  the  Board  and  its  committees  consist  of  Directors  with  an 
appropriate  balance  of  skills,  experience,  independence  and  diverse  backgrounds  to  enable 
them to discharge their duties and responsibilities effectively. 

Independence - The Non-Executive Directors bring a broad range of business and commercial 
experience to the Company. The Board considers the non-executive Directors to be independent 
in character and judgement. 

Appointments – the Board is responsible for reviewing the structure, size and composition of 
the Board and making recommendations to the Board with regards to any required changes.  

Commitments  –  All  Directors  have  disclosed  any  significant  commitments  to  the  Board  and 
confirmed that they have sufficient time to discharge their duties. 

Induction - All new Directors received an informal induction as soon as practical on joining the 
Board. No formal induction process exists for new Directors, given the size of the Company, but 
the Chairman ensures that each individual is given a tailored introduction to the Company and 
fully understands the requirements of the role. 

Conflict of interest - A Director has a duty to avoid a situation in which he or she has, or can have, 
a  direct  or  indirect  interest  that  conflicts,  or  possibly  may  conflict  with  the  interests  of  the 
Company.  The  Board  had  satisfied  itself that  there  is  no compromise  to  the  independence  of 
those  Directors  who  have  appointments  on  the  Boards  of,  or  relationships  with,  companies 
outside  the  Company.  The  Board  requires  Directors  to  declare  all  appointments  and  other 
situations which could result in a possible conflict of interest. 

Board  performance  and evaluation  –  The  Executive  Chairman  normally  carries  out  an  annual 
formal appraisal of the performance of the other Executive Directors which takes into account 
the objectives set in the previous year and the individual’s performance in the fulfilment of these 
objectives.  All  the  appraisals  of  the  Executive  Directors  are  provided  to  the  Remuneration 
Committee. The Non-Executive Directors are responsible for the performance evaluation of the 
Chairman, taking into account the views of Executive Directors. 

Although  the  Board  consisted  of  three  male  Directors,  the  Board  supports  diversity  in  the 
Boardroom and the Financial Reporting Council’s aims to encourage such diversity. Aside from 
the Directors, there are no employees in the Company. The following table sets out a breakdown 
by gender at 31 August 2020: 

Directors 

Male 

3 

Female 

- 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Governance Report (continued) 

The  Board  will  pursue  an  equal  opportunity  policy  and  seek  to  employ  those  persons  most 
suitable to delivering value for the Company. 

Accountability 

The Board is committed to providing shareholders with a clear assessment of the Company’s 
position  and  prospects.  This  is  achieved  through  this  report  and  as  required  other  periodic 
financial  and  trading  statements.  The  Board  has  made  appropriate  arrangements  for  the 
application of risk management and internal control principles. The Board has delegated to the 
Audit  Committee  oversight  of  the  relationship  with  the  Company’s  auditors  as  outlined  in  the 
Audit Committee report on pages 30-31. 

Going  concern  –  The  preparation  of  the  financial  statements  requires  an  assessment  on  the 
validity of the going concern assumption. 

The  Directors  have  reviewed  projections  for  a  period  of  at  least  12  months  from  the  date  of 
approval of the financial statements. The Company has insufficient revenue to cover costs, but 
significant  cash  resources  were  raised,  in  September  2020,  to  finance  its  activities  whilst  it 
identifies and completes suitable transaction opportunities prior to breakeven being reached. The 
Company may need to raise additional funds in order to meet its working capital needs during 
the going concern period depending on how quickly revenues grow and whether or not additional 
marketing executives need to be recruited to address any travel restrictions imposed as a result 
of the Covid-19 pandemic.  

In making their assessment of going concern, the Directors acknowledge that the Company has 
a  very  small  cost  base  and  can  therefore  confirm  that  they  consider  sufficient  funds  will  be 
available to ensure the Company continues to meet its obligations they fall due for a period of at 
least one year from the date of approval of these financial statements. Accordingly, the Board 
believes  it  is  appropriate  to  adopt  the  going  concern  basis  in  the  preparation  of  the  financial 
statements.  

Internal controls - The Board of Directors reviews the effectiveness of the Company’s system of 
internal controls in line with the requirement of the Code. The internal control system is designed 
to manage the risk of failure to achieve its business objectives. This covers internal financial and 
operational  controls,  compliance  and  risk  management.  The  Company  has  necessary 
procedures in place for the year under review and up to the date of approval of the Annual Report  
and  financial  statements.  The  Directors  acknowledge  their  responsibility  for  the  Company’s 
system of internal controls and for reviewing its effectiveness. The Board confirms the need for 
an ongoing process for identification, evaluation and management of significant risks faced by 
the Company. The Directors carry out a risk assessment before signing up to any commitments. 

The  Directors  are  responsible  for  taking  such  steps  as  are  reasonably  available  to  them  to 
safeguard the assets of the Company and to prevent and detect fraud and other irregularities. 

Remuneration 

The  report  of  the  Remuneration  Committee  is  included  in  this  annual  report.  Formal  terms  of 
reference for the Remuneration Committee have been documented and are made available for 
review at the AGM. 

19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Governance Report (continued) 

Shareholder relations 

Communication and dialogue – Open and transparent communication with shareholders is given 
high  priority  and  there  is  regular  dialogue  with  institutional  investors,  as  well  as  general 
presentations made at the time of the release of the annual and interim results. All Directors are 
kept  aware  of  changes  in major  shareholders  in the  Company  and  are  available  to  meet  with 
shareholders who have specific interests or concerns. The Company issues its results promptly 
to individual shareholders and also publishes them on the Company’s website. Regular updates 
to  record  news  in  relation  to  the  Company  and  the  status  of  its  exploration  and  development 
programmes are included on the Company’s website. Shareholders and other interested parties 
can subscribe to receive these news updates by email by registering online on the website free 
of charge.  

The Directors are available to meet with institutional shareholders to discuss any issues and gain 
an understanding of the Company’s business, its strategies and governance.  Meetings are also 
held with the corporate governance representatives of institutional investors when requested. 

Annual General Meeting - At every AGM individual shareholders are given the opportunity to put 
questions to the Chairman and to other members of the Board that may be present. Notice of the 
AGM is sent to shareholders at least 21 working days before the meeting. Details of proxy votes 
for and against each resolution, together with the votes withheld are announced to the London 
Stock  Exchange  and  are  published  on  the  Company’s  website  as  soon  as  practical  after  the 
meeting.  

This Governance Report was approved by the Board and signed on its behalf by; 

………………… 
Jason Sutherland  
Non-Executive Director 
21 December 2020 

20 

 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Remuneration Committee Report 

The Remuneration Committee presents its report for the year ended 31 August 2020. 

Membership of the Remuneration Committee  

The Remuneration Committee during the year comprised of one Non-Executive Director and one 
Executive  Director;  Jason  Sutherland  and  Rory  Heier  (resigned  10  February  2020).  The 
Company  is  looking  to  recruit  a  further  Non-Executive  Director  but  those  efforts  have  been 
hampered by the pandemic. 

During the year ended 31 August 2020, the two members of the Remuneration Committee were 
present for one meeting. 

Subject  to  what  appears  below,  no  other  third  parties  have  provided  advice  that  materially 
assisted the Remuneration Committee during the year. 

The items included in this report are unaudited unless otherwise stated. 

Remuneration Committee’s main responsibilities 

• 

• 

• 

• 

The Remuneration Committee considers the remuneration policy, employment terms and 
remuneration of the Executive Directors;  

The Remuneration Committee’s role is advisory in nature and it makes recommendations 
to  the  Board  on  the  overall  remuneration  packages  for  Executive  Directors  in  order  to 
attract,  retain  and  motivate  high  quality  executives  capable  of  achieving  the  Company’s 
objectives;  

The Board’s policy is to remunerate the Company’s executives fairly and in such a manner 
as to facilitate the recruitment, retention and motivation of suitably qualified personnel; and 

The  Remuneration  Committee,  when  considering  the  remuneration  packages  of  the 
Company’s executives, will review the policies of comparable companies in the industry. 

Report Approval 

A resolution to approve this report will be proposed at the AGM of the Company. The vote will 
have  advisory  status,  will  be  in  respect  of  the  remuneration  policy  and  overall  remuneration 
packages and will not be specific to individual levels of remuneration.  

Remuneration policy  

This Remuneration Policy was approved by shareholders at the AGM on 7th February 2020 and 
will be put forward for approval once more at the next AGM. The formal policy remains exactly 
as  below  pending  approval.  To  facilitate  the  reading  of  the  policy  which  follows,  out  of  date 
references have been removed.  

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Remuneration Committee Report (continued) 

Remuneration Policy Table: 

Fixed Elements  Purpose and link to 

Operations 

Base Salary 

strategy 
Reflects the individual’s 
skills, responsibilities 
and experience. 

Supports the 
recruitment and 
retention of Executive 
Directors and 
employees of the 
calibre required to 
deliver the business 
strategy within the 
financial services 
market. 

Maximum potential 
payments 

Performance 
Metrics 

None, although 
overall individual 
and business 
performance is 
considered when 
setting and 
reviewing 
salaries. 

Reviewed annually and paid 
monthly in cash or shares. 

Consideration is typically given 
to a range of factors when 
determining salary levels, 
including: 

•  Personal and Company- 
wide performance. 

•  Typical pay levels in 

relevant markets for each 
executive whilst recognising 
the need for an appropriate 
premium to attract and 
retain superior talent, 
balanced against the need 
to provide a cost- effective 
overall remuneration 
package. 

There is no maximum 
salary increase. 
However, ordinarily 
salary increases will be 
in line with the average 
increase awarded to 
other employees in the 
Company. 

Increases may be made 
above this level to take 
account of individual 
circumstances, which 
may include: 

• 

• 

Increase in size or 
scope of the role or 
responsibility. 

Increase to reflect 
the individual’s 
development and 
performance in role 

Variable 
Elements 
Annual 
Bonus 
Scheme (Bonus) 

Purpose and link to 
strategy 

Operations 

Maximum potential 
payments 

Performance 
Metrics 

Incentivises 
executives and 
colleagues to 
achieve key 
strategic outcomes 
on an annual basis. 

Focus on key 
financial metrics 
and objectives to 
deliver the 
business strategy.  

Measures and targets are set 
annually based on business 
plans at the start of the financial 
year and pay- out levels are 
determined by the Committee 
following the year end based on 
performance against objectives. 

Paid once the results have 
been audited. Annual bonus 
calculations that are based on 
the financial results for the year 
are reviewed by the Audit 
Committee before consideration 
by the Committee. 

The Committee has the 
discretion to amend the bonus 
pay-out should any formulaic 
assessment of performance not 
reflect a balanced view of 
overall business performance 
for the year. 

The bonus is delivered in cash. 

22 

The maximum bonus 
opportunity for any 
Executive Director will 
not exceed 200% of 
base salary and will be 
paid at the discretion of 
the Committee. This 
Bonus may be combined 
with any other incentives 
the business provides 
the Employee. 

Performance 
measures and 
targets are set by 
the Committee 
each year based 
on corporate 
objectives closely 
linked to the 
strategic priorities 
and individual 
contributions. 

The majority of 
the bonus 
opportunity will 
be based on the 
corporate and 
financial 
measures. 

The remainder of 
the bonus will be 
based on 
performance 
against individual 
objectives. 

Up  to  20%  of  the 
maximum 
opportunity will be 
for 
received 

 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Long Term 
Bonus Scheme 
(LT Bonus) and 
Deferred Share 
Award Plan 
(DSA)  

The maximum bonus 
opportunity for any 
Executive Director will 
not exceed 200% of 
salary. 

Increases above the 
current opportunities, up 
to the maximum limit, 
may be made to take 
account of individual 
circumstances, which 
may include: 

Increase in size or scope 
of the role or 
responsibility. 

Increase to reflect the 
individual’s development 
and performance in their 
role. 

Incentivises 
executives and 
colleagues to 
achieve key 
strategic outcomes 
on an annual basis. 

Focus on key 
financial metrics 
and objectives to 
deliver the 
business strategy. 

The element 
compulsorily 
deferred into 
shares, rewards 
delivery of 
sustained long-
term performance, 
provides alignment 
with the 
shareholder 
experience and 
supports the 
retention of 
executives. 

Measures and targets are set 
annually or on a case by case 
basis, based on business plans 
at the start of the financial year 
or project, and pay- out levels 
are determined by the 
Committee at the onset or 
following the year end based on 
the project or performance 
against objectives. 

Paid once the results have 
been audited or on a pre-
agreed to schedule. The results 
are audited by Internal Audit 
and reviewed by the Audit 
Committee before consideration 
by the Committee. 

The Committee has the 
discretion to amend the bonus 
pay-out should any formulaic 
assessment of performance is 
deficient of the objective and 
there is a mutual understanding 
with the employee. A long-term 
bonus may be delivered in the 
form of a Deferred Share 
Award, which confers unto the 
employee certain number of 
shares as agreed to with 
committee. Once delivered, the 
DSA is recorded in the 
company’s accounts. 

are 

Dividends 
participants  on 
shares  during 
period. 

paid 

to 
the  deferred 
the  deferral 

threshold 
performance.  

Performance 
measures and 
targets are set by 
the Committee 
each year based 
on corporate 
objectives closely 
linked to the 
strategic priorities 
and individual 
contributions. 

The majority of 
the bonus 
opportunity will 
be based on the 
corporate and 
financial 
measures or as 
defined between 
the Committee 
and the 
employee for 
specific project. 

The remainder of 
the bonus will be 
based on 
performance 
against individual 
objectives. 

Up to 20% of the 
maximum 
opportunity will 
be received for 
threshold 
performance. 

The treatment of shares awarded under the DSA on termination, are set out below: 

Good leaver 

Mutual agreement 

DSA 

Injury, 
ill  health, 
disability or transfer 
of undertakings. 
Awards  release  in 
full  at  the  leaving 
date. 
For  other  good 
leaver 
reasons 
awards  release  at 
the  end  of 
the 
deferral period. 

the  right 

Committee  has 
to 
exercise  its  discretion  as  to  the 
extent  to  which  awards,  if  any, 
may release, for example where 
leave 
someone 
is  asked 
because  of  a  change 
in 
circumstances  outside  of  their 
control. 

to 

Resignation 
reason/misconduct 
Awards lapse. 

without 

Change of control 

Awards  release  in  full 
at  effective  date  of 
change. 

23 

 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Remuneration Committee Report (continued) 

There  was  no  vote  taken  during  the  last  general  meeting  with  regard  to  the  Directors’ 
remuneration policy although it was part of the financial statements that were approved. Specific 
approval of the policy was addressed at the AGM. 

Non-executive Directors 

The table below summarises the main elements of remuneration for Non-executive Directors:  

Component 
Executive fees 

Non-executive fees 

Benefits 

Approach of the Company 

The Committee determines the fees of the Chairman and other Executive 
Directors and sets the fees at a level that is considered to be appropriate, 
taking  into  account  the  size  and  complexity  of  the  business  and  the 
expected time commitment and contribution of the role. 

The Board determines the fees of the Non-Executive Directors and sets the 
fees at a level that is considered to be appropriate, taking into account the 
size  and  complexity  of  the  business  and  the  expected  time  commitment 
and contribution of the role. 
Fees  are  structured  as  a  basic  fee  with  additional  fees  payable  for 
membership  and/or  chairmanship  of  a  committee  or  other  additional 
responsibilities. 
Additional  benefits  may  also  be  provided  in  certain  circumstances,  if 
required for business purposes. 

Application of remuneration policy  

The chart below provides an indication of the level of remuneration that would be received by 
each Employee under the following three assumed performance scenarios: 

Below threshold 
performance 
On-target performance 

Fixed elements of remuneration only – base salary, benefits and 
pension or in the discretion of the Committee  

Assumes 50% pay-out under the Bonus 
Assumes 100% pay-out under the LT Bonus 

Maximum performance 

Assumes 100% pay-out under the Bonus  

Assumes 100% pay-out under the LT Bonus 

Service contracts and loss of office Executive Directors and Employees  

Executive Directors have rolling service contracts that provide for 12 months’ notice on either 
side. There are no special provisions that apply in the event of a change of control. 

A payment in lieu of notice, including base salary, contractual benefits and contractual provision 
for an income in retirement may be made if: 

• 

• 

the Company terminates the employment of the executive with immediate effect, or without 
due notice; or 
termination is agreed by mutual consent. 

The Company may also make a payment in respect of outplacement costs, legal fees and the 
cost of any settlement agreement where appropriate. 

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Remuneration Committee Report (continued) 

With the exception of termination for cause or resignation, Executive Directors will be eligible for 
a  bonus  award  prorated  to  reflect  the  proportion  of  the  financial  year  for  which  they  were 
employed and subject to performance achieved, provided they have a minimum of three months’ 
service in the bonus year. 

Legacy plans 

The Committee may make any remuneration payments and payments for loss of office (including 
exercising any discretions available to it in connection with such payments) notwithstanding that 
they are not in line with the policy set out above. This would apply where the terms of the payment 
were agreed before the policy came into effect or at a time when the relevant individual was not 
a  director  or  employee  of  the  Company  and  the  payment  was  not  in  consideration  for  the 
individual becoming a director or employee of the Company. 

Malus and clawback  

Malus is the possible reduction of bonuses and deferred awards, whilst clawback is the possible 
recovery of awards that have already been made to executives. Deferred awards under the DSA 
may  be  reduced  or  cancelled  at  the  Committee’s  discretion  in  such  cases  as  material 
misstatement of results, gross misconduct or fraud. 

Recruitment 

The Committee already has in place a recruitment and selection process. The process is set up 
chronologically, from the time that the job becomes open for recruitment to the date the position 
is  filled.  The  Committee  and  the  Company  as  a  whole  is  committed  to  employ,  in  its  best 
judgment, suitable candidates for approved positions while engaging in recruitment and selection 
processes  that  are  in  compliance  with  all  applicable  employment  laws.  It  is  the  policy  of  the 
Company  to  provide  equal  employment  opportunity  for  employment  to  all  applicants  and 
employees.  The  recruitment  and  selection  process  is  based  on  the  following  underlying 
principles:  

• The applicant will be chosen on the basis of suitability with respect to the position.  
• The applicant will be informed on the application procedure and the details of the 

vacant position.  

• The Company will request that the applicant provide only the information that is 

needed to assess suitability for the position.  

• The applicant will provide the Company with information it needs to form an 

accurate picture of the applicant’s suitability for the vacant position.  

• The information provided by the applicant will be treated confidentially and with due 

care; the applicant’s privacy will also be respected in other matters.  

• If an applicant submits a written complaint to the Committee, the Committee will 

investigate and respond to the complaint in writing. 

Maximum Potential Payment 

The maximum potential individual payment assuming all threshold and maximum performance 
met is 400% of the individual’s base salary on top of their base salary annual amount. 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Remuneration Committee Report (continued) 

Consideration of Shareholders Views 

The views of our shareholders are always important to the Board, hence why the policy is to be 
formally approved by shareholders at the next available General Meeting. We also welcome 
shareholders views, where appropriate, at any time during the year, which can be submitted to 
the Board at info@algwplc.com.  

This feedback, plus any additional feedback received from time to time, is considered as part of 
the Company’s annual policy on remuneration. 

Other Employees 

At present there are no other employees in the Company other than the Directors, so this policy 
only applies to the Board. 

Terms of appointment 

The services of the Directors are provided under the terms of agreement with the Company dated 
as follows: 

Director 

Gobind Sahney 
Daniel Swick 
Jason Sutherland 

Year of 
appointment 

Number of years 
completed 

Date of current 
engagement letter 

2015 
2018 
2019 

5 
2 
1 

20/12/2017 
01/12/2017 
06/03/2019 

The Directors’ service agreements are available for review on request. 

Policy for new appointments 

Base salary levels will take into account market data for the relevant role, internal relativities, the 
individual’s experience and their current base salary. Where an individual is recruited at below 
market norms, they may be re-aligned over time (e.g. two to three years), subject to performance 
in the role. Benefits will generally be in accordance with the approved policy. 

For external and internal appointments, the Board may agree that the Company will meet certain 
relocation and/or incidental expenses as appropriate. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Remuneration Committee Report (continued) 

Directors’ emoluments and compensation (audited) 

Set out below are the emoluments of the Directors for the year ended 31 August 2020 (GBP):  

Salary and 
fees 

Taxable 
benefits 

Annual 
bonus and 
long term 
benefits 

Pension 
related 

benefits  Other 

Name of Director 
Andrew Dennan 
(Resigned)  
Rory Heier 
(Resigned) 
Gobind Sahney 

Daniel Swick 

Jason Sutherland 

9,083 

3,750 

104,144 

97,995 

24,000 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

Total 

9,083 

3,750 

-  8,029 

112,173 

- 

- 

- 

- 

97,995 

24,000 

Set out below are the emoluments of the Directors for the year ended 31 August 2019 (GBP):  

Name of Director 

Andrew Dennan 

Rory Heier 

Salary 
and fees 

55,000 

45,000 

Gobind Sahney 

104,551 

Daniel Swick 

Jason Sutherland 

95,887 

12,000 

Annual 
bonus and 
long term 
benefits 

Taxable 
benefits 

Pension 
related 
benefits 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

Other 

Total 

- 

- 

55,000 

45,000 

16,147 

120,698 

- 

95,887 

12,000 

None of the above remuneration was based on performance measures or targets. 

Pension contributions (audited) 

The Company does not currently have any pension plans for any of the Directors and does not 
pay pension amounts in relation to their remuneration.  

The Company has not paid out any excess retirement benefits to any Directors or past Directors.  

Payments to past directors (audited) 

The Company has not paid any compensation to past Directors.  

Payments for loss of office (audited) 

No payments were made for loss of office during the year. 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Remuneration Committee Report (continued) 

UK Remuneration percentage changes  

No  percentage  changes  for  remuneration  have  been  set  out  in  this  report  as  the  prior  year 
numbers  include  two  Directors  who  resigned  in  the  current  year  and  therefore  the  Directors 
consider  that  such  percentages  would  be  misleading.  Each  Director’s  monthly  fee  was 
unchanged from that in 2019.  

UK 10-year performance graph 

The Directors have considered the requirement for a UK 10-year performance graph comparing 
the Company’s Total Shareholder Return with that of a comparable indicator. The Directors do 
not currently consider that including the graph will be meaningful because the Company has only 
been listed since 2017, is not paying dividends and is currently incurring losses as it gains scale. 
In  addition  and  as  mentioned  above,  the  remuneration  of  Directors  is  not  currently  linked  to 
performance  and  we  therefore  do  not  consider  the  inclusion  of  this  graph  to  be  useful  to 
shareholders at the current time. The Directors will review the inclusion of this table for future 
reports. 

UK 10-year CEO table and UK percentage change table 

The Directors have considered the requirement for a UK 10-year CEO table. The Directors do 
not currently consider that including these tables would be meaningful given that the Company 
is not yet trading. The Directors will review the inclusion of this table for future reports. 

Relative importance of spend on pay 

The Directors have considered the requirement to present information on the relative importance 
of  spend  on  pay  compared  to  shareholder  dividends  paid.  Given  that  the  Company  does  not 
currently pay dividends we have not considered it necessary to include such information. 

UK Directors’ shares (audited) 

The interests of the Directors who served during the year in the share capital of the Company at 
31 August 2020 and at the date of this report has been set out in the Directors’ Report on pages 
4-8. 

Other matters 

The Company does not currently have any annual or long-term incentive schemes in place for 
any of the Directors and as such there are no disclosures in this respect. 

Approved on behalf of the Board of Directors. 

……………………… 
Jason Sutherland 
Non-Executive Director  
21 December 2020 

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Audit Committee Report 

The Audit Committee during the year comprised two Non-Executive Directors (Rory Heier (until 
10 February 2020 and Jason Sutherland).  It oversees the Company’s financial reporting and 
internal  controls  and  provides  a  formal  reporting  link  with  the  external  auditors.  The  ultimate 
responsibility  for  reviewing  and  approving  the  annual  report  and  accounts  and  the  half-yearly 
report remains with the Board.  

Main Responsibilities 

The Audit Committee acts as a preparatory body for discharging the Board’s responsibilities in a 
wide range of financial matters by: 

• 

• 

• 

• 
• 

• 

• 

• 

monitoring the integrity of the financial statements and formal announcements relating to 
the Company’s financial performance; 
reviewing  significant  financial  reporting  issues,  accounting  policies  and  disclosures  in 
financial  reports,  which  are  considered  to  be  in  accordance  with  the  key  audit  matters 
identified by the external auditors; 
overseeing that an effective system of internal control and risk management systems are 
maintained; 
ensuring that an effective whistle-blowing, anti-fraud and bribery procedures are in place; 
overseeing the Board’s relationship with the external auditor and, where appropriate, the 
selection of new external auditors; 
monitoring  the  statutory  audit  of  the  annual  financial  statements,  in  particular,  its 
performance, taking into account any findings and conclusions by the competent authority;  
approving non-audit services provided by the external auditor, or any other accounting firm, 
ensuring  the  independence  and  objectivity  of the  external  auditors  is  safeguarded  when 
appointing them to conduct non-audit services; and 
ensuring compliance with legal requirements, accounting standards and the Listing Rules 
and the Disclosure and Transparency Rules. 

Governance 

The  Code  requires  that at  least  one member  of the  Audit  Committee  has recent  and relevant 
financial  experience.  Rory  Heier  is  a  Chartered  Accountant  with  over  15  years  of  experience 
working with a wide variety of listed Companies. Following his resignation the Audit Committee 
no  longer  includes  anyone  with  relevant financial  experience  but the  Company  Secretary  is a 
qualified Chartered Accountant who has been involved in the production of accounts for listed 
companies for over 15 years and therefore is able to advise the Audit Committee as required. 

Members  of  the  Audit  Committee  are  appointed  by  the  Board  and  whilst  shareholders,  the 
Company believes they are considered to be independent in both character and judgement. 

The  Company’s  external  auditor  is  PKF  Littlejohn  LLP  and  the  Audit  Committee  will  closely 
monitor the level of audit and non-audit services they provide to the Company.  

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Audit Committee Report (continued) 

Meetings 

In  the  year  to  31  August  2020  the  two  members  of  the  Audit  Committee  have  met  on  one 
occasion. 

The key work undertaken by the Audit Committee is as follows; 

• 
• 
• 

• 
• 
• 

interview of external auditors and recommendation to the Board 
review of audit planning and update on relevant accounting developments;  
consideration  and  approval  of  the  risk  management  framework,  appropriateness  of  key 
performance indicators;  
consideration and review of full-year results;  
review of the effectiveness of the Audit Committee; and 
review of internal controls 

The  Code  states  that  the  Audit  Committee  should  have  primary  responsibility  for  making  a 
recommendation on the appointment, reappointment or removal of the external auditor.  

External auditor 

The  Company’s  external  auditor  is  PKF  Littlejohn  LLP.  The  external  auditor  has  unrestricted 
access to the Audit Committee Chairman. The Committee is satisfied that PKF Littlejohn LLP 
has  adequate  policies  and  safeguards  in  place  to  ensure  that  auditor  objectivity  and 
independence are maintained. The external auditors report to the Audit Committee annually on 
their independence from the Company. In accordance with professional standards, the partner 
responsible for the audit is changed every five years. The current auditor, PKF Littlejohn LLP 
was first appointed by the Company in 2018 following a tender process, and therefore the current 
partner  is  due  to  rotate  off  the  engagement  after  completing  the  August  2022  audit.    Having 
assessed the performance objectivity and independence of the auditors, the Committee will be 
recommending the reappointment of PKF Littlejohn LLP as auditors to the Company at the 2021 
Annual General Meeting. 

Jason Sutherland 
Chairman of the Audit Committee 
21 December 2020 

30 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Nomination Committee Report 

The  Nomination  Committee  is  comprised  of  the  Executive  Chairman  Gobind  Sahney  and 
Executive Director Daniel Swick.  

The  Committee  considers  potential  candidates  for  appointment  to  the  Company’s  board  who 
maintain the highest standards of corporate governance and have sufficient time to commit to 
the role. 

Nomination committee evaluation  
The Nomination Committee evaluates the composition, skills, and diversity of the board and its 
committees  and  identifies  a  requirement  for  a  board  appointment.  There  were  no  new 
appointments during the year. 

Identify suitable candidates  
The  Nomination  Committee  undertakes  a  review  of  each  candidate  and  their  experience  in 
accordance with the Company’s ‘director’s profile’ and suitable candidates are identified. 

For the appointment of a Chairman, the Nomination Committee will prepare a job specification, 
including an assessment of the time commitment expected, recognising the need for availability 
in the event of crises.  

Nomination committee recommendation  
Following  interviews  with  a  candidate  conducted  by  the  chairman,  and  other  members  of  the 
board,  the  Nomination  Committee  makes  a  recommendation  on  a  preferred  candidate  to  the 
board. 

Due diligence  
After  a  candidate  has  been  recommended  to  the  board  by  the  Nomination  Committee,  the 
Company Secretary undertakes appropriate background checks on a candidate. The board of 
directors meets any candidate recommended by the Nomination Committee and the candidate 
is given an opportunity to make a presentation to the board prior to deciding on their appointment. 

Board appointment  
The board formally approves a candidate’s appointment to the board. 

Approach to Diversity 
The Nomination Committee believes in the benefits of diversity, including the need for diversity 
in order to effectively represent shareholders’ interests. This diversity is not restricted to gender 
but  also  includes  geographic  location,  nationality,  skills,  age,  educational  and  professional 
background. The board’s policy remains that selection should be based on the best person for 
the role. 

On Behalf of the Nomination Committee 

Gobind Sahney 
Chairman 
21 December 2020 

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Independent Auditors’ Report to the Members of Alpha Growth Plc 

Opinion  

We  have  audited the financial  statements  of  Alpha  Growth  Plc (the  ‘parent  company’)  and  its 
subsidiaries (the ‘group’) for the year ended 31 August 2020 which comprise the Consolidated 
Statement of Comprehensive Income, the Consolidated and Company Statements of Financial 
Position,  the  Consolidated  and  Company  Statements  of  Changes  in  Equity,  the  Consolidated 
and  Company  Statements  of  Cash  Flows  and  notes  to  the  financial  statements,  including  a 
summary  of  significant  accounting  policies.  The  financial  reporting  framework  that  has  been 
applied  in  their  preparation  is  applicable  law  and  International  Financial  Reporting  Standards 
(IFRSs)  as  adopted  by  the  European  Union  and  as  regards  the  parent  company  financial 
statements, as applied in accordance with the provisions of the Companies Act 2006. 

In our opinion:  

• 

• 

• 

• 

the financial statements give a true and fair view of the state of the group’s and of the 
parent company’s affairs as at 31 August 2020 and of the group’s and parent company’s 
loss for the year then ended;  
the group financial statements have been properly prepared in accordance with IFRSs 
as adopted by the European Union;  
the parent company financial statements have been properly prepared in accordance with 
IFRSs as adopted by the European Union and as applied in accordance of the provisions 
of the Companies Act 2006; and  
the financial statements have been prepared in accordance with the requirements of the 
Companies Act 2006 and, as regards the group financial statements, Article 4 of the IAS 
Regulation.  

Basis for opinion  

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) 
and  applicable  law.  Our  responsibilities  under  those  standards  are  further  described  in  the 
Auditors’ responsibilities for the audit of the financial statements section of our report. We are 
independent of the group and parent company in accordance with the ethical requirements that 
are  relevant  to  our  audit  of  the  financial  statements  in  the  UK,  including  the  FRC’s  Ethical 
Standard  as  applied  to  listed  public  interest  entities,  and  we  have  fulfilled  our  other  ethical 
responsibilities in accordance with these requirements. We believe that the audit evidence we 
have obtained is sufficient and appropriate to provide a basis for our opinion.  

Conclusions relating to going concern  

We have nothing to report in respect of the following matters in relation to which the ISAs (UK) 
require us to report to you where:  

• 

• 
• 

the directors’ use of the going concern basis of accounting in the preparation of the 
financial statements is not appropriate; or  

the directors have not disclosed in the financial statements any identified material 
uncertainties that may cast significant doubt about the company’s ability to continue to 
adopt the going concern basis of accounting for a period of at least twelve months from 
the date when the financial statements are authorised for issue.  

32 

 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Independent Auditors’ Report for the Members of Alpha Growth Plc (continued) 

Conclusions relating to principal risks, going concern and viability statements 

We have nothing to report in respect of the following information in the annual report, in relation 
to which the ISAs (UK) require us to report to you whether we have anything material to add or 
draw attention to: 

• 

• 

the disclosures in the annual report set out in pages 12 and 13 that describe the principal 
risks and explain how they are being managed or mitigated; 
the directors’ confirmation set out on pages 12 and 13 in the annual report that they have 
carried out a robust assessment of the principal risks facing the group, including those 
that would threaten its business model, future performance, solvency or liquidity; 

• 

•  whether the directors’ statements relating to going concern and their assessment of the 
prospects of the group required under the Listing Rules in accordance with Listing Rule 
9.8.6R(3) are materially inconsistent with our knowledge obtained in the audit; or 
the directors explanation set out in note 2 as to how they have assessed the prospects 
of the group, over what period they have done so and why they consider that period to 
be appropriate, and their statement as to whether they have a reasonable expectation 
that the group will be able to continue in operation and meet its liabilities as they fall due 
over the period of their assessment, including any related disclosures drawing attention 
to any necessary qualifications or assumptions. 

Our application of materiality 

The  scope  of  our  audit  was  influenced  by  our  application  of  materiality.  The  quantitative  and 
qualitative thresholds for materiality determine the scope of our audit and the nature, timing and 
extent of our audit procedures.  

Group materiality was set at £28,400 (2019: £9,500), based on 5% of loss before tax. Parent 
company materiality was set at £28,200 (2019: £9,250) based on 5% of loss before tax. The key 
performance  indicator  for the  group  is the  cost management,  and since  this  is the  first  period 
where  the  group  has  generated  revenue,  we  have  used  loss  before  tax  as  the  basis  for  our 
materiality to reflect that, whilst expenses are significantly larger than revenue, there is revenue 
being generated which is offsetting some of the expenditure in this period. Note that we have 
used expenses as basis of materiality in the previous year given that the Group and the parent 
company did not generate revenue and did not have significant assets or liabilities. This has not 
changed as the parent showed minimal trading in the year.  

We  agreed  with  the  audit  committee  that  we  would  report  to  the  committee  all  unadjusted 
differences identified within the group and parent company during our audit in excess of £1,420 
(2019: £475) and £1,410 (2019: £450), respectively. This represents 5% of overall materiality. 

Materiality was reassessed at the closing stages of the audit and no amendments were required 
to the calculated level of materiality set at the planning stage of the audit for both the group and 
parent company.  

33 

 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Independent Auditors’ Report for the Members of Alpha Growth Plc (continued) 

An overview of the scope of our audit  

Our audit approach was developed by obtaining an understanding of the Group’s activities, the 
key functions undertaken by the Board and the overall control environment. Based on this 
understanding we assessed those aspects of the Group’s transactions and balances which 
were most likely to give rise to a material misstatement and were most susceptible to 
irregularities including fraud or error. We looked at areas involving significant accounting 
estimates and judgement by the directors and considered future events that are inherently 
uncertain. We have considered that the recoverability of the receivable from BlackOak Alpha 
Growth Master Fund to be a significant estimate which is also linked to our assessment of the 
Group’s ability to continue as a going concern. We also addressed the risk of management 
override of internal controls, including evaluating whether there was evidence of bias by the 
directors that represented a risk of material misstatement due to fraud. We identified what we 
considered to be significant audit risks and planned our audit approach accordingly. 

PKF Littlejohn LLP directly performed full scope audits on all group entities, without the use of 
component auditors.  

Key audit matters  

We have determined that there are no other key audit matters to communicate in our report. 

Other information 

The  other  information  comprises the  information  included  in  the  annual  report,  other  than the 
financial statements and our auditors’ report thereon. The directors are responsible for the other 
information. Our opinion on the group and parent company financial statements does not cover 
the other information and, except to the extent otherwise explicitly stated in our report, we do not 
express any form of assurance conclusion thereon. In connection with our audit of the financial 
statements, our responsibility is to read the other information and, in doing so, consider whether 
the  other  information  is materially  inconsistent  with the  financial  statements  or  our  knowledge 
obtained in the audit or otherwise appears to be materially misstated. If we identify such material 
inconsistencies or apparent material misstatements, we are required to determine whether there 
is  a material  misstatement  in  the  financial  statements  or  a material  misstatement  of the  other 
information.  If,  based  on  the  work  we  have  performed,  we  conclude  that  there  is  a  material 
misstatement of this other information, we are required to report that fact.  

We have nothing to report in this regard.  

In this context, we also have nothing to report in regard to our responsibility to specifically address 
the following items in the other information and to report as uncorrected material misstatements 
of the other information where we conclude that those items meet the following conditions:  

•  Fair, balanced and understandable set out on page 7 – the statement given by the 
directors that they consider the annual report and financial statements taken as a whole 
is  fair,  balanced  and  understandable  and  provides  the  information  necessary  for 
shareholders  to  assess  the  group’s  performance,  business  model  and  strategy,  is 
materially inconsistent with our knowledge obtained in the audit; or  

34 

 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Independent Auditors’ Report for the Members of Alpha Growth Plc (continued) 

Other information (continued) 

•  Audit committee reporting set out on pages 29-30 - the section describing the work of 
the audit committee does not appropriately address matters communicated by us to the 
audit committee; or 

•  Directors’ statement of compliance with the UK Corporate Governance Code set 
out on page 14 – the parts of the directors’ statement required under the Listing Rules 
relating  to  the  company’s  compliance  with  the  UK  Corporate  Governance  Code 
containing provisions specified for review by the auditor in accordance with Listing Rule 
9.8.10R(2)  do  not  properly  disclose  a  departure  from  a  relevant  provision  of  the  UK 
Corporate Governance Code.  

Opinions on other matters prescribed by the Companies Act 2006  

In  our  opinion  the  part  of  the  directors’  remuneration  report  to  be  audited  has  been  properly 
prepared in accordance with the Companies Act 2006.  

In our opinion, based on the work undertaken in the course of the audit:  

• 

• 

the information given in the strategic report and the directors’ report for the financial year 
for which the financial statements are prepared is consistent with the financial statements; 
and  
the  strategic  report  and  the  directors’  report  have  been  prepared  in  accordance  with 
applicable legal requirements.  

Matters on which we are required to report by exception  

In  the  light  of  the  knowledge  and  understanding  of  the  group  and  parent  company  and  their 
environment obtained in the course of the audit, we have not identified material misstatements 
in the strategic report or the directors’ report.  

We have nothing to report in respect of the following matters in relation to which the Companies 
Act 2006 requires us to report to you if, in our opinion:  

• 

•  adequate  accounting  records  have  not  been  kept  by  the  parent  company,  or  returns 
adequate for our audit have not been received from branches not visited by us; or  
the parent company financial statements and the part of the directors’ remuneration report 
to be audited are not in agreement with the accounting records and returns; or  
•  certain disclosures of directors’ remuneration specified by law are not made; or  
•  we have not received all the information and explanations we require for our audit. 

35 

 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Independent Auditors’ Report for the Members of Alpha Growth Plc (continued) 

Responsibilities of directors  

As  explained  more  fully  in  the  statement  of  directors’  responsibilities,  the  directors  are 
responsible for the preparation of the group and parent company financial statements and for 
being satisfied that they give a true and fair view, and for such internal control as the directors 
determine  is  necessary  to  enable  the  preparation  of  financial  statements  that  are  free  from 
material misstatement, whether due to fraud or error.  

In preparing the group and parent company financial statements, the directors are responsible 
for  assessing  the  group’s  and  the  parent  company’s  ability  to  continue  as  a  going  concern, 
disclosing, as applicable, matters related to going concern and using the going concern basis of 
accounting unless the directors either intend to liquidate the group or the parent company or to 
cease operations, or have no realistic alternative but to do so.  

Auditors’ responsibilities for the audit of the financial statements  

Our objectives are to obtain reasonable assurance about whether the financial statements as a 
whole  are  free  from  material  misstatement,  whether  due  to  fraud  or  error,  and  to  issue  an 
auditors’ report that includes our opinion. Reasonable assurance is a high level of assurance, 
but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a 
material  misstatement  when  it  exists.  Misstatements  can  arise  from  fraud  or  error  and  are 
considered  material  if,  individually  or  in  the  aggregate,  they  could  reasonably  be  expected  to 
influence the economic decisions of users taken on the basis of these financial statements. 

A further description of our responsibilities for the audit of the financial statements is located on 
the  Financial  Reporting  Council’s  website  at:  www.frc.org.uk/auditorsresponsibilities.This 
description forms part of our auditors‘ report.  

Other matters which we are required to address  

We were appointed by the audit committee on 6 January 2020 to audit the financial statements 
for the year ended 31 August 2020. Our total uninterrupted period of engagement is three years, 
covering the years ended 31 August 2018, 31 August 2019 and 31 August 2020. 

The non-audit services prohibited by the FRC’s Ethical Standard were not provided to the group 
or  the  parent  company  and  we  remain  independent  of  the  group  and  the  parent  company  in 
conducting our audit. 

We identified areas of laws and regulations that could reasonably be expected to have a material 
effect on the financial statements from our sector experience and through discussion with the 
directors. We considered the extent of compliance with those laws and regulations as part of our 
procedures on the related financial statements items. We communicated laws and regulations 
throughout our audit team and remained alert to any indications of non-compliance throughout 
the audit.  As with any audit, there remained a higher risk of non-detection of irregularities, as 
these may involve collusion, forgery, intentional omissions, misrepresentations, or the override 
of internal controls. 

Our audit opinion is consistent with the additional report to the audit committee.  

36 

 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Independent Auditors’ Report for the Members of Alpha Growth Plc (continued) 

Use of our report 

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 
of Part 16 of the Companies Act 2006.  Our audit work has been undertaken so that we might 
state to the company’s members those matters we are required to state to them in an auditors’ 
report  and  for  no  other  purpose.    To  the  fullest  extent  permitted  by  law,  we  do  not  accept  or 
assume  responsibility  to  anyone,  other  than  the  company  and  the  company's  members  as  a 
body, for our audit work, for this report, or for the opinions we have formed. 

Joseph Archer (Senior Statutory Auditor) 

For and on behalf of 
PKF Littlejohn LLP 

Statutory Auditor 

15 Westferry Circus 
Canary Wharf 
London 
E14 4HD 

21 December 2020 

37 

 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Consolidated Statement of Comprehensive Income 

Year ended 
31 August 2020 
£ 

Year ended     

31 August 2019 
£ 

Note 

3 

3 

5 

Continuing operations 

Turnover 

Cost of Sales 

Gross Profit 

Operating expenses 

Loss before taxation 

Taxation 

Loss for the year  

Other comprehensive income for the 
year 

Total comprehensive loss for the 
year attributable to the equity 
owners 

Earnings per share from continuing 
operations attributable to the equity 
owners 

81,592 

(81,592) 

- 

- 

- 

- 

(567,200) 

(644,361) 

(567,200) 

(644,361) 

- 

- 

(567,200) 

(644,361) 

- 

- 

(567,200) 

(644,361) 

Basic and diluted earnings per share 
(pence per share) 

6 

(0.3p) 

(0.5p) 

The notes to the financial statements form an integral part of these financial statements. 

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Consolidated Statement of Financial Position 

  Note 

As at 
31 August 2020 
£ 

As at 
31 August 2019 
£ 

Assets 

Current assets 
Trade and other receivables 
Cash and cash equivalents  

Total current assets 
Total assets 

Equity and liabilities 

Equity attributable to shareholders 
Share capital 
Share premium 
Share based payment reserve 
Retained deficit 

Total equity 

Liabilities 

Current liabilities 
Trade and other payables 

Total liabilities 

Total equity and liabilities 

9 
10 

11 
11 
11 

12 

245,125 
43,620 

288,745 
288,745 

243,486 
173,941 

417,427 
417,427 

205,102 
1,789,744 
- 
(1,798,114) 

158,702 
1,228,641 
20,640 
(1,230,914) 

196,732 

177,069 

92,013 

92,013 

288,745 

240,358 

240,358 

417,427 

The notes to the financial statements form an integral part of these financial statements. 

This report was approved by the board and authorised for issue on 21 December 2020 and 
signed on its behalf by: 

……………………… 
Gobind Sahney 
Chairman 
Company Registration Number: 09734404 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Company Statement of Financial Position 

  Note 

As at 
31 August 2020 
£ 

As at 
31 August 2019 
£ 

Assets 

Non-current assets 
Investment in subsidiaries 

Total non-current assets 

Current assets 
Trade and other receivables 
Cash and cash equivalents  

Total current assets 
Total assets 

Equity and liabilities 

Equity attributable to shareholders 
Share capital 
Share premium 
Share based payment reserve 
Retained deficit 

Total equity 

Liabilities 

Current liabilities 
Trade and other payables 

Total liabilities 

Total equity and liabilities 

7 

9 
10 

11 
11 
11 

12 

2 

2 

248,658 
43,620 

292,278 
292,280 

1 

1 

233,213 
173,941 

407,154 
407,154 

205,102 
1,789,744 
- 
(1,794,579) 

158,702 
1,228,641 
20,640 
(1,230,914) 

200,267 

177,069 

92,013 

92,013 

292,280 

230,085 

230,085 

407,154 

The notes to the financial statements form an integral part of these financial statements. 

The company has elected to take the exemption under section 408 of the Companies Act 2006 
not to present the parent company Statement of Comprehensive Income. 

The loss for the parent company for the year was £563,665 (2019: £644,361 loss). 

This report was approved by the board and authorised for issue on 21 December 2020 and 
signed on its behalf by: 

……………………… 
Gobind Sahney 
Chairman 
Company Registration Number: 09734404 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Consolidated Statement of Changes in Equity  

Share 
capital 
£ 

Share 
premium 
£ 

Balance as at 1 September 
2018 

106,335 

561,898 

Share 
based 
payment  
reserve  

£ 

- 

Retained 
deficit 
£ 

Total 
£ 

(586,553) 

81,680 

Loss for the year 

Total comprehensive loss for 
the year 

- 

- 

- 

- 

- 

(644,361) 

(644,361) 

- 

(644,361) 

(644,361) 

Share based payments 
Share issue  
Share issue costs 

2,367 
50,000 
- 

13,993 
800,000 
(147,250) 

20,640 
- 
- 

- 
- 
- 

37,000 
850,000 
(147,250) 

Balance as at 31 August 2019 

158,702  1,228,641 

20,640 

(1,230,914) 

177,069 

Loss for the year 

Total comprehensive loss for 
the year 

- 

- 

- 

- 

- 

(567,200) 

 (567,200) 

- 

(567,200) 

(567,200) 

Share based payments 
Share issue  
Share issue costs 

5,826 
40,574 
- 

75,674 
511,087 
(25,658) 

- 
(20,640) 
- 

- 
- 
- 

81,500 
531,021 
(25,658) 

Balance as at 31 August 2020 

205,102  1,789,744 

- 

 (1,798,114) 

196,732 

Share capital comprises the ordinary issued share capital of the Company. 

Share premium represents consideration less nominal value of issued shares and costs directly 
attributable to the issue of new shares. 

Share  based  payment  reserve  represents  the  value  of  equity  settled  share  based  payments 
provided to third parties for services provided. 

Retained deficit represents the cumulative retained losses of the Company at the reporting date.  

The notes to the financial statements form an integral part of these financial statements. 

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Company Statement of Changes in Equity  

Share 
capital 
£ 

Share 
premium 
£ 

Balance as at 1 September 
2018 

106,335 

561,898 

Share 
based 
payment  
reserve  

£ 

- 

Retained 
deficit 
£ 

Total 
£ 

(586,553) 

81,680 

Loss for the year 

Total comprehensive loss for 
the year 

- 

- 

- 

- 

- 

(644,361) 

(644,361) 

- 

(644,361) 

(644,361) 

Share based payments 
Share issue  
Share issue costs 

2,367 
50,000 
- 

13,993 
800,000 
(147,250) 

20,640 
- 
- 

- 
- 
- 

37,000 
850,000 
(147,250) 

Balance as at 31 August 2019 

158,702  1,228,641 

20,640 

(1,230,914) 

177,069 

Loss for the year 

Total comprehensive loss for 
the year 

- 

- 

- 

- 

- 

(563,665) 

 (563,665) 

- 

(563,665) 

(563,665) 

Share based payments 
Share issue  
Share issue costs 

5,826 
40,574 
- 

75,674 
511,087 
(25,658) 

- 
(20,640) 
- 

- 
- 
- 

81,500 
531,021 
(25,658) 

Balance as at 31 August 2019 

205,102  1,789,744 

- 

 (1,789,744) 

200,267 

Share capital comprises the ordinary issued share capital of the Company. 

Share premium represents consideration less nominal value of issued shares and costs directly 
attributable to the issue of new shares. 

Share  based  payment  reserve  represents  the  value  of  equity  settled  share  based  payments 
provided to third parties for services provided. 

Retained deficit represents the cumulative retained losses of the Company at the reporting date.  

The notes to the financial statements form an integral part of these financial statements. 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Consolidated Statement of Cash Flows 

Cash flow from operating activities  
Loss before taxation 
Adjustments for: 
Services settled by way of payment in shares 

Changes in working capital 
Increase in trade and other receivables  
(Decrease)/increase in trade and other payables  

Year ended 
31 August 
2020 
£ 

Year ended    
31 August 
2019 
£ 

Note 

(567,200) 

(644,361) 

81,500 

37,000 

(1,639) 
(148,345) 

(210,833) 
182,302 

Net cash used in operating activities  

(635,684) 

(635,892) 

Cash flows from financing activities 

Proceeds from issuance of shares net of issue costs 

505,363 

702,750 

Net cash generated from financing activities  

   12 

505,363 

702,750 

(Decrease)/increase in cash and cash equivalents  

(130,321) 

66,858 

Cash and cash equivalents at beginning of period 

173,941 

107,083 

Cash and cash equivalents at end of period 

9 

43,620 

173,941 

The notes to the financial statements form an integral part of these financial statements. 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Company Statement of Cash Flows 

Cash flow from operating activities  
Loss before taxation 
Adjustments for: 
Services settled by way of payment in shares 

Changes in working capital 
Increase in trade and other receivables  
(Decrease)/increase in trade and other payables  

Year ended 
31 August 
2020 
£ 

Year ended    
31 August 
2019 
£ 

Note 

(563,665) 

(644,361) 

81,500 

37,000 

(15,445) 
(138,073) 

(200,559) 
172,029 

Net cash used in operating activities  

(635,683) 

(635,891) 

Cash flows from investing activity 

Investment in subsidiary undertakings 

Net cash used in investing activities 

Cash flows from financing activities 

(1) 

(1) 

(1) 

(1) 

Proceeds from issuance of shares net of issue costs 

505,363 

702,750 

Net cash generated from financing activities  

   12 

505,363 

702,750 

(Decrease)/increase in cash and cash equivalents  

(130,321) 

66,858 

Cash and cash equivalents at beginning of period 

173,941 

107,083 

Cash and cash equivalents at end of period 

9 

43,620 

173,941 

The notes to the financial statements form an integral part of these financial statements. 

44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements 

1.  General Information  

Alpha Growth Plc (the ‘Company’) is incorporated and domiciled in England and Wales as a 
public limited company and operates from its registered office is 35 Berkeley Square, London 
W1J 5BF, and is listed on the London Stock Exchange on the standard segment. 

The Company’s principal activity is to seek acquisitions and opportunities to provide advisory 
services,  strategies,  performance  monitoring  and  analytical  services  to  existing  and 
prospective  holders  of  Senior  Life  Settlements  (SLS)  Assets,  mainly  through  acquisition 
strategies, performance monitoring and analytical services. The Company will only advise 
on the United States SLS market.  

These consolidated financial statements comprise the financial statements of the Company 
and  its  subsidiaries  Alpha  Longevity  Management  Limited,  Pacific  Longevity  Limited  and 
Policy Acquisition & Conveyance LLC (collectively the “Group”).  

The financial statements are prepared to the nearest £. 

2. 

Summary of Significant Accounting Policies 

The principal accounting policies applied in the preparation of these financial statements are 
set  out  below.  These  policies  have  been  consistently  applied  to  all  the  years  presented, 
unless otherwise stated. 

a)  Basis of Preparation 

The consolidated and parent company financial statements of Alpha Growth Plc have 
been prepared in accordance with International Financial Reporting Standards (“IFRS”) 
and IFRS Interpretations Committee (IFRS IC) interpretations as adopted for use by 
the European Union, and the Companies Act 2006.  

The financial statements have been prepared under the historical cost convention. 

b)  New Standards and Interpretations 

i)  New and amended standards adopted by the Group and Company 

The Group and parent company have adopted all of the new and revised Standards 
and Interpretations that are relevant to their operations and effective for accounting 
periods beginning 1 September 2018. The group has and parent company have not 
adopted any standards or interpretations in advance of the required implementation 
dates. 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

2. 

Summary of Significant Accounting Policies (continued) 

b)  New Standards and Interpretations (continued) 

ii)  New standards, amendments and Interpretations in issue but not yet effective or not 

yet endorsed and not early adopted 

The standards and interpretations that are issued, but not yet effective and (in some 
cases)  have  not  yet  been  endorsed  by  the  EU,  up  to  the  date  of  issuance  of  the 
financial  statements  are  listed  below.  The  Group  and  Parent  Company  intend  to 
adopt these standards, if applicable, when they become effective.   

Standard 

Impact on initial application 

Effective date 

IFRS 3 
(Amendments) 
IAS 1 and IAS 8 
(Amendments) 
IFRS 9 

IFRS 16 
(Amendments) 

Business combinations 

Definition of material 

Interest rate benchmark reform 

Leases, Covid-19 related rent concessions 

1 January 
2020 
1 January 
2020 
1 January 
2020 
1 June 2020 

The Directors have evaluated the impact of the new and amended standards above. 
The  Directors  believe  that  these  new  and  amended  standards  will  not  have  a 
material impact on the financial statements of the Group and Parent Company.  

There  are  no  other  IFRSs  or  IFRIC  interpretations  that  are  not  yet  effective  that 
would be expected to have a material impact on the Group and Parent Company. 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

2. 

Summary of Significant Accounting Policies (continued) 

c)  Going Concern 

The preparation of the financial statements requires an assessment on the validity of 
the going concern assumption. 

The Directors have reviewed projections for a period of at least 12 months from the date 
of approval of the financial statements. The Group currently has no gross profits but has 
started earning revenue since the year end from a fund that launched in January 2020. 
The Group may need to raise additional funds in order to meet its working capital needs 
during the going concern period, being 12 months for the date of signing the financial 
statements,  depending  on  the  assets  raised  in  the  fund  but  this  is  only  necessary  to 
facilitate future growth.  

In making their assessment of going concern, the Directors acknowledge that the Group 
has a very small cost base and can therefore confirm that they consider sufficient funds 
will be available to ensure the Group continues to meet its obligations they fall due for a 
period  of  at  least  one  year  from  the  date  of  approval  of  these  financial  statements. 
Accordingly, the Board believes it is appropriate to adopt the going concern basis in the 
preparation of the financial statements.  

d)  Basis of Consolidation 

Subsidiaries are all entities over which the group has control, either directly or indirectly 
through other subsidiaries. The group controls an entity when the group is exposed to, 
or has rights to, variable returns from its involvement with the entity and has the ability 
to  affect  those  returns  through  its  power  over  the  entity.  Subsidiaries  are  fully 
consolidated  from  the  date  on  which  control  is  transferred  to  the  group.  They  are 
deconsolidated from the date that control ceases. 

These  consolidated  financial  statements  include  the  results  of  the  Company  and  its 
100%  owned  subsidiaries  Alpha  Longevity  Management  Limited,  Pacific  Longevity 
Limited and Pacific Acquisition and Conveyance LLC. Of the results for the year losses 
of £563,665 (2019: £644,361) were incurred by the Company.  

The  group  applies  the  acquisition  method to  account  for  business  combinations.  The 
consideration transferred for the acquisition of a subsidiary is the fair values of the assets 
transferred, the liabilities incurred to the former owners of the acquiree and the equity 
interests issued by the group. The consideration transferred includes the fair value of 
any asset or liability resulting from a contingent consideration arrangement. Identifiable 
assets  acquired  and  liabilities  and  contingent  liabilities  assumed  in  a  business 
combination are measured initially at their fair values at the acquisition date. The group 
recognises any non-controlling interest in the acquiree on an acquisition-by-acquisition 
basis, either at fair value or at the non-controlling interest’s proportionate share of the 
recognised amounts of acquiree’s identifiable net assets. 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

2. 

Summary of Significant Accounting Policies (continued) 

d)  Basis of Consolidation (continued) 

Inter-company  transactions,  balances  and  unrealised  gains  on  transactions  between 
group companies are eliminated. Unrealised losses are also eliminated.  

The  subsidiaries  are  not  required  to  produce  financial  statements  and  have  yet  to 
produce  any.  For  the  purpose  of  these  consolidated  financial  statements  the  results 
have been prepared for the period 1 September 2019 to 31 August 2020, in order to be 
co-terminous with the Company.  

Where necessary, adjustments are made to the accounting records of subsidiaries to 
bring  the  accounting  policies  used  into  line  with  those  use  by  other  members  of  the 
group. 

e) 

Foreign Currency Translation 

   i) Functional and Presentation Currency 

The financial statements are presented in Pounds Sterling (£), which is the Group’s 
functional and presentational currency. 

ii) Transactions and Balances 

Foreign  currency  transactions  are  translated  into  the  functional  currency  using  the 
exchange rates prevailing at the dates of the transactions or valuation where items are 
re-measured. Foreign exchange gains and losses resulting from the settlement of such 
transactions and from the translation at year-end exchange rates of monetary assets 
and  liabilities  denominated  in  foreign  currencies  are  recognised  in  the  income 
statement. 

iii) Group Companies 

The  results  and  financial  position  of  all  the  group  entities  that  have  a  functional 
currency different from the presentation currency are translated into the presentation 
currency as follows:  

i)  The assets and liabilities for each statement of financial position presented are 
converted using the rates in effect at the date of the statement of the financial 
position;  

ii)  The  income  and  expenses  for  each  statement  of  comprehensive  income 
presented  are  converted  using  the  average  rates  for  the  period  (unless  this 
average is not a reasonable approximation of the cumulative effect of the rates 
prevailing  on  the  transaction  dates,  in  which  case  income  and  expenses  are 
translated at the rate on the dates of the transactions); and  

iii)  All  resulting  exchange  differences  are  recognised  in  other  comprehensive 
income  and  are  transferred  to  the  income  statement  upon  disposal  of  these 
companies.  

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

2.       Summary of Significant Accounting Policies (continued) 

f)    Significant accounting judgements, estimates and assumptions 

The  preparation  of  the  financial  statements  in  conformity  with  International  Financial 
Reporting  Standards  requires  the  use  of  certain  critical  accounting  estimates.  It  also 
requires management to exercise its judgement in the process of applying the Company’s 
accounting policies.  

Estimates  and  judgements  are  continually  evaluated,  and  are  based  on  historical 
experience and other factors, including expectations of future events that are believed to be 
reasonable under the circumstances. The estimates and assumptions that have a significant 
risk of causing a material adjustment to the carrying amounts of assets and liabilities within 
the financial statements for the year ended 31 August 2020 are discussed below: 

Recoverability of loan balances 

Included in debtors is a loan balance of £25,079 (2019: £16,654) due from Alpha Longevity 
Management  Limited.  The  relationship  between  the  Company  and  Alpha  Longevity 
Management Limited is set out in note 20. This balance arose as a result of the Company 
paying expenses on behalf of Alpha Longevity Management Limited and settling part of a 
loan  by  Gobind  Sahney  to  Alpha  Longevity  Management  Limited.  The  recovery  of  this 
balance  is  reliant  on  Black  Oak  Alpha  Growth  Fund  LP  successfully  raising  capital.  The 
Directors do not consider this debtor balance to be impaired. 

Included  in  debtors  is  a  loan  balance  of  £18,067  (2019:  £nil)  due  from  Pacific  Longevity 
Limited. The relationship between the Company and Pacific Longevity Limited is set out in 
note 19. This balance arose as a result of the Company paying expenses on behalf of Pacific 
Longevity Limited. The recovery of this balance is reliant on Pacific Longevity successfully 
issuing an SLS asset backed bond. The Directors do not consider this debtor balance to be 
impaired 

Included  in  debtors  is  a  loan  amount  of  £182,790  (2019:  £162,020)  to  Black  Oak  Alpha 
Growth  Fund  LP,  a  fund  established  by  the  Company  with  a  view  to  it  generating  future 
revenues.  The  recovery  of  this  loan  is  dependent  on  the  Company  successfully  raising 
capital for the fund. The Directors do not consider this debtor balance to be impaired.    

Fair value of warrants 

In  the  prior  year  the  Company  included  a  share-based  payment  reserve  for  the  value  of 
warrants issued in relation to shares issued during the current and prior year. The fair value 
of the warrants was based on a Black Scholes model that is better suited to securities with 
a  much  longer  trading  history  and  a  Company  with  a  more  established  business  model. 
Accordingly there is significant uncertainty as to whether the share-based payment reserve 
accurately reflects the cost to the Company of issuing warrants.  All warrants in issue were 
exercised during the year resulting in the reversal of this reserve. 

49 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

2. 

Summary of Significant Accounting Policies (continued) 

g)   Financial Instruments 

i)  Initial recognition 

A financial asset or financial liability is recognised in the statement of financial position of the 
group when it arises or when the group becomes part of the contractual terms of the financial 
instrument.  

ii) Classification  

a) Financial assets at amortised cost  

The Group measures financial assets at amortized cost if both of the following conditions are 
met: 

• the  asset  is  held  within a  business model  whose  objective  is  to  collect contractual  cash 

flows; and  

• the contractual terms of the financial asset generating cash flows at specified dates only 

pertain to capital and interest payments on the balance of the initial capital.  

Financial  assets  which  are  measured  at  amortised  cost,  using  the  Effective  Interest  Rate 
Method (EIR) and are subject to impairment where there is significant uncertainty as to the 
timing and likelihood of recovery due to credit risks. Gains and losses are recognised in profit 
or loss when the asset is derecognised, modified or impaired. 

b) Financial liabilities at amortised cost 

Financial  liabilities  measured  at  amortised  cost  using  the  effective  interest  rate  method 
include  trade  and  other  payables  that  are  short  term  in  nature.  Financial  liabilities  are 
derecognised if the Group’s obligations specified in the contract expire or are discharged or 
cancelled.  

Amortised cost is calculated by taking into account any discount or premium on acquisition 
and  fees  or  costs  that  are  an  integral  part  of  the  effective  interest  rate  (“EIR”).  The  EIR 
amortisation is included as finance costs in profit or loss. Trade payables other payables are 
non-interest bearing and are stated at amortised cost using the effective interest method 

iii) Derecognition 

A financial asset is derecognised when:  

The rights to receive cash flows from the asset have expired, or the Group has transferred 
its rights to receive cash flows from the asset or has undertaken the commitment to fully pay 
the cash flows received without significant delay to a third party under an arrangement and 
has  either  (a)  transferred  substantially  all  the  risks  and the  assets  of the  asset  or (b)  has 
neither  transferred  nor  held  substantially  all  the  risks  and  estimates  of  the  asset  but  has 
transferred the control of the asset. 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

2. 

Summary of Significant Accounting Policies (continued) 

h)   Turnover 

Turnover represents management fees earned by the Group and is recognised on an accruals 
basis when earned  

i) Taxation 

Current Tax 

Current tax assets and liabilities for the current and prior periods are measured at the amount 
expected to be recovered from or paid to the tax authorities. The tax rates and the tax laws 
used  to  compute  the  amount  are  those  that  are  enacted  or  substantively  enacted  by  the 
statement of financial position date.  

Deferred Tax 

Deferred  income  tax  is  recognised  on  all  temporary  differences  arising  between  the  tax 
bases of assets and liabilities and their carrying amounts in the financial statements, with the 
following exceptions: 

•  where  the  temporary  difference  arises from the  initial  recognition  of  goodwill  or  of  an 
asset or liability in a transaction that is not a business combination and, at the time of 
the transaction, affects neither accounting nor taxable profit or loss; 
in respect of taxable temporary differences associated with investment in subsidiaries, 
associates  and  joint  ventures,  where  the  timing  of  the  reversal  of  the  temporary 
differences can be controlled and it is probable that the temporary differences will not 
reverse in the foreseeable future; and  

• 

•  deferred  income  tax  assets  are  recognised  only  to  the  extent  that  it  is  probable  that 
taxable  profit  will  be  available  against  which  the  deductible  temporary  differences, 
carried forward tax credits or tax losses can be utilised. 

Deferred income tax assets and liabilities are measured on an undiscounted basis at the tax 
rates that are expected to apply when the related asset is realised or liability is settled, based 
on tax rates and laws enacted or substantively enacted at the statement of financial position 
date.  

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

2. 

Summary of Significant Accounting Policies (continued) 

i) Taxation (continued) 

The carrying amount of deferred income tax assets is reviewed at each statement of financial 
position  date.    Deferred  income  tax  assets  and  liabilities  are  offset,  only  if  a  legally 
enforcement  right  exists  to  set  off  current  tax  assets  against  current  tax  liabilities,  the 
deferred income taxes related to the same taxation authority and that authority permits the 
Company to make a single net payment. 

Income tax is charged or credited directly to equity if it relates to items that are credited or 
charged to equity. Otherwise income tax is recognised in the statement of comprehensive 
income.  

j)  Segmental Reporting  

At this point, identifying and assessing investment projects is the only activity the Company 
is involved in and is therefore considered as the only operating/reportable segment. 

The financial information of the single segment is therefore the same as that set out in the 
statements of comprehensive income, statements of financial position, the statements of 
changes to equity and the statements of cashflows. 

k)  Share-based payments 

The Group has applied the requirements of IFRS 2 Share-based payments. 

The  cost  of  equity  settled  transactions  are  recognised,  together  with  any  corresponding 
increase in equity, in the period during which the service was provided. Equity settled share 
based  payment  transactions  with  other  parties  are  measured  at  the  fair  value  of  the 
services  provided  which  equates  to  the  amounts  invoiced  by  the  service  provider.  The 
corresponding expense is recognised in the Statement of Comprehensive Income. Details 
of equity settled transactions can be found in note 15. 

In addition to the above the Company when placing shares through its Broker has granted 
the  Broker  warrants  to  subscribe  for  additional  shares  at  a  future  date.  The  fair  value 
determined at the grant date of the warrants is credited to share based payment reserves 
with an offsetting reduction in the share premium account to reflect the cost to the Company 
of the share issue. On exercise of the warrants the share based payment reserve has been 
reversed with an offsetting increase in the share premium account.  

Fair  value  of  the  warrants  is  measured  by  the  use  of  the  Black  Scholes  model.    The 
expected life used in the model is the life of the warrant, notwithstanding those warrants 
were exercised subsequent to the year end 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

2. 

Summary of Significant Accounting Policies (continued) 

l)  Financial Risk Management Objectives and Policies 

The Company does not enter into any forward exchange rate contracts. 

The main financial risks arising from the Company’s activities are market risk, interest rate 
risk, foreign exchange risk, credit risk, liquidity risk and capital risk management. Further 
details on the risk disclosures can be found in Note 16. 

m)  Equity 

Equity instruments issued by the Company are recorded at the value of net proceeds after 
direct issue costs. 

n)  Cash and Cash Equivalents 

Cash and cash equivalents comprise cash held in bank.  This definition is also used for the 
Statement of Cash Flows. 

The Company considers the credit ratings of banks in which it holds funds in order to reduce 
exposure to credit risk. The Company only keeps its holdings of cash and cash equivalents 
with institutions which have a minimum credit rating of ‘A-’. 

The Company considers that it is not exposed to major concentrations of credit risk. 

3. 

Turnover 

Turnover  all  relates  to  the  one  business  segment  of  fund  management  and  is  from  one 
client located in North America. 

4. 

Expenses by Nature 

 Directors’ fees (Note 14) 
 Audit fees 
 Professional and consultancy fees 
 Other expenses 

Group 
2020 

Company 
2020 

Group 
2019 

Company 
2019 

£ 

£ 

£ 

£ 

247,001 
21,000 
94,190 
205,009 

247,001 
21,000 
94,190 
201,474 

328,585 
15,000 
75,233 
225,543 

328,585 
15,000 
75,233 
225,543 

 Operating expenses 

567,200 

563,665 

644,361 

644,361 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

5.    Auditors’ remuneration 

Group 
2020 

Company 

2020  

Group 
2019 

Company 
2019 

£ 

£ 

£ 

£ 

Fees payable to the Company’s current auditor 
for the audit of the Company’s annual 
accounts: 

21,000 

21,000 

15,000 

15,000 

Fees payable to the Company’s current auditor 
for non-audit services: 

11,000 

11,000 

12,500 

12,500 

6. 

Income tax 

Analysis of charge in the year                                                                                     

Group 
2020 

Company 
2020 

Group 
2019 

Company 
2019 

£ 

- 
- 

- 

£ 

- 
- 

- 

£ 

- 
- 

- 

£ 

- 
- 

- 

(567,200) 

(563,665) 

(644,361) 

(644,361) 

(107,768) 

(107,096) 

(122,429) 

(122,429) 

Current tax  
Deferred tax  

Income tax  

on 
Loss 
activities before tax 

ordinary 

Analysis of charge in the 
year 
Loss on ordinary activities 
multiplied  by 
rate  of 
corporation  tax  in  the  UK 
of 19% (2019: 19%) 

Tax losses carried forward 

107,768 

107,096 

122,429 

122,429 

Total tax for the year 

- 

    - 

- 

- 

The Group has accumulated tax losses of approximately £1,758,100 (2019: £1,190,900) that 
are available, under current legislation, to be carried forward indefinitely against future profits. 

A deferred tax asset has not been recognised in respect of these losses due to the uncertainty 
of  future  profits.  The  amount  of  the  deferred  tax  asset  not  recognised  is  approximately 
£310,000 (2019: £202,000). 

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

7. 

Earnings per share 

The calculation of the basic and diluted earnings per share is calculated by dividing the loss 
for the year from continuing operations of £567,200 (2019: £644,361) for the Group by the 
weighted average number of ordinary shares in issue during the year of 190,901,671 (2019: 
134,224,772): 

Loss for the year from continuing operations 

2020 
£ 
(567,200) 

2019 
£ 
(644,361) 

Weighted average number of shares in issue 

190,901,671 

134,224,772 

Basic and diluted earnings per share 

(0.3p) 

(0.5p) 

In accordance with IAS 32 no diluted EPS is shown as the Group is loss making. 

Potential dilutive shares are detailed in note 15. 

Details of post year end share issues are included in note 20. 

8. 

Investments  

Shares in group undertakings: 
Opening balance  
Additions in the period (note 19) 
Closing balance 

Company 
£ 

1 
1  
2 

Investment  in  group  undertakings  are  recorded  at  cost,  which  is  the  fair  value  of  the 
consideration paid. 

Principal subsidiaries 

The group’s subsidiaries at 31 August 2020 are set out below. Unless otherwise stated, they 
have  share  capital  consisting  solely  of  ordinary  shares,  and  the  proportion  of  ownership 
interests  held  equals  the  voting  rights  held  by  the  group.  The  country  of  incorporation  or 
registration is also their principal place of business. 

Name 

Registered office 

   Direct ownership 
2020 

2019 

Alpha Longevity 
Management Limited 
Pacific Longevity Ltd 
Policy Acquisition & 
Conveyance LLC 

British Virgin Islands 
Republic of Ireland 

100% 
100% 

100% 
100% 

United States 

100% 

100% 

The registered office of Policy Acquisition & Conveyance LLC is 1675 South State Street, 
Dover, Delaware, 19901, USA 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

8. 

Investments (continued) 

The registered office of Alpha Longevity Management Limited is at Sea Meadow House, PO 
Box 116, Road Town, Tortola, VG1110, BVI. 

The registered office of Pacific Longevity Management Limited is at The Black Church, St 
Mary’s Place, Dublin 7, Republic of Ireland. 

All subsidiaries are included in the consolidation and share the same principal activity. Policy 
Acquisition & Conveyance LLC was dormant throughout the accounting period. 

During the year, the Company entered into a joint venture agreement with SL Investment 
Management Limited and became a member of BOAGF GP, LLC, with a 50% interest. There 
has been no activity in this entity during the period.  

9. 

Trade and other receivables 

Group 
As at 31 
August  
2020 
£ 

Company 
As at  
31 August  
2020 
£ 

Group 
As at 31 
August 
2019 
£ 

Company 
As at 
31 August 
2019 
£ 

Other receivables 
Loans 
Prepayments 

5,942 
222,403 
16,780 

5,942 
225,936 
16,780 

19,532 
190,492 
33,462 

19,9532 
180,219 
33,462 

245,125 

248,658 

243,486 

233,213 

There are no material differences between the fair value of trade and other receivables and 
their carrying value at the year end. 

No receivables were past due or impaired at the year end. 

The loans due are interest free, unsecured and repayable on demand. 

10.  Cash and cash equivalents 

Cash at bank 

Group 
As at 31 
August  
2020 
£ 
43,620 

Company 
As at  
31 August  
2020 
£ 
43,620 

Group 
As at 31 
August 
2019 
£ 
173,941 

Company 
As at 
31 August 
2019 
£ 
173,941 

43,620 

43,620 

173,941 

173,941 

The Directors consider the carrying amount of cash and cash equivalents approximates to 
their fair value. 

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

11.  Called up share capital 

Shares 

As  at  31  August  2019  the  Company’s  issued  and  outstanding  capital  structure  comprised 
158,701,666 shares and there were no other securities in issue and outstanding. 

On 29 November 2018 the Company issued 22,000,000 ordinary shares of £0.001 each at 
a placing price of £0.0125 per placing share. The shares rank pari passu in all respects to 
the existing ordinary shares. 

On 29 November 2019, the Company issued 2,360,000 ordinary shares of £0.001 each at 
an equivalent price of £0.0125 per share in settlement of a sum of £4,500 owed in director’s 
fees and £25,000 owed for placing fees. The shares rank pari passu in all respects to the 
existing ordinary shares.  

On 6 December 2019, the Company issued 9,166,650 ordinary shares of £0.001 each on 
exercise of warrants at a weighted average price of £0.014 per warrant share. The shares 
rank pari passu in all respects to the existing ordinary shares.   

On 18 December 2019, the Company issued 9,406,690 ordinary shares of £0.001 each at a 
placing price of £0.0175 per placing share. The shares rank pari passu in all respects to the 
existing ordinary shares.  

On  9  May  2020,  the  Company  issued  3,466,667  ordinary  shares  of  £0.001  each  at  an 
equivalent  price  of  £0.015  per share  in  settlement  of  a  sum  of  £22,000 owed  in  director’s 
fees  and  £30,000  owed  to  Colva  Insurance  under  the  terms  of  a  termination  agreement 
following the Company’s decision not to proceed with an acquisition. The shares rank pari 
passu in all respects to the existing ordinary shares 

The ordinary shares have attached to them full voting, dividend and capital distribution rights 
(including on a winding up). The ordinary shares do not confer any rights of redemption. 

Number of 
Ordinary 
Shares of 
£0.001 each 

Share 
Capital 
£ 

Share 
Premium  
£ 

SBP 
Reserve 
£ 

As at 31 August 2019 

158,701,666 

  158,702 

1,228,641 

20,640 

Share issue for cash 
Warrants exercised 

Settlement of fees 

Share issue costs 

31,406,690 
9,166,650 

5,826,667 

- 

31,407 
9.167 

370,864 
140,223 

- 
(20,640) 

5,826 

75,674 

- 

(25,658) 

- 

- 

- 

At 31 August 2020 

205,101,673 

  205,102 

1,789,744 

There were no warrants in issue at the year-end (2019: 9,166,650). 

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

12.  Trade and other payables 

Trade payables 
Amounts due to Director 
Accruals 

Group 
As at 31 
August  
2020 
£ 

Company 
As at  
31 August  
2020 
£ 

57,113 
- 
34,900 

57,113 
- 
34,900 

Group 
As at 31 
August 
2019 
£ 

214,755 
7,603 
18,000 

Company 
As at 
31 August 
2019 
£ 

212,084 
- 
18,001 

92,013 

92,013 

240,358 

230,085 

13.  Reconciliation of liabilities arising from financing activities 

No reconciliation of liabilities arising from financing activities has been presented as there 
are no liabilities in relation to financing activities as at 31 August 2019 and 31 August 2020. 

14.  Related party disclosures 

The remuneration transactions with Directors have been included in in the remuneration 
table in Note 14.  

Directors fees paid to Daniel Swick were paid to Kango Group LLC (“Kango Group”). Kango 
Group is connected by way of Mr. Swick’s directorship and major shareholding in Kango 
Group. There were no balances outstanding between the Company and Kango Group at 31 
August 2020 (2018: £nil). 

During the year, the Company paid expenses of £8,425 (2019: £1,092) and also settled Mr 
Sahney’s  loan  on  behalf  of  Alpha  Longevity  Management  Limited.  Alpha  Longevity 
Management Limited (“ALM”) is connected by way of Mr. Sahney’s directorship and prior to 
its  acquisition  by  the  Company,  major  shareholding.  Further  details  of  the  relationship 
between the Company and Alpha Longevity Management Limited is set out in note 20. At 
the year-end ALM owed the Company £25,079 (2019: £16,654) and also owed Mr Sahney 
nil (2019: £7,603). This balance i interest free, unsecured and repayable on demand. 

During the year, the Company paid expenses of £18,067 (2019: £nil) on behalf of Pacific 
Longevity  Limited.  Pacific  Longevity  Limited  is  connected  by  way  of  Mr.  Sahney’s 
directorship. Further details of the relationship between the Company and Pacific Longevity  
Limited is set out in note 20. At the year-end Pacific Longevity Limited owed the Company 
£18,067 (2019: £nil). This balance is interest free, unsecured and repayable on demand   

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

15.  Directors’ emoluments 

Details  concerning  Directors’  remuneration  can  be  found  below.  The  Directors  are 
considered to be the key management. 

Name of Director 
Andrew Dennan 
Gobind Sahney 
Rory Heier 
Daniel Swick 
Jason Sutherland 

Total 

16.  Share-Based Payments 

Warrants 

Fees 
£ 
9,083 
112,173 
3,750 
97,995 
24,000 

Other 
£ 
- 
- 
- 
- 
- 

Total 
£ 
9,083 
112,173 
3,750 
97,995 
24,000 

247,001 

- 

247,001 

The Company has in the past granted warrants to its Broker. Warrants are exercisable at a 
price  normally  equal  to  the  average  quoted  market  price  of  the  Company’s  shares  on the 
date of grant or at the nearest placing price. Typically, the warrants vest immediately and 
with an exercise period of 3 years from the date of grant. No warrants were granted in the 
year end 31 August 2020 (2019: 3,750,000).  

Details of the warrants outstanding during the year are as follows: 

Outstanding  at  the  beginning  of 
the year 
Granted during the year 
Exercised during the year 

Outstanding at the end of the year 

Exercisable at the end of the year 

Weighted 
 average  
exercise  
price 
£ 

2019 
Number of 
warrants 

000’s 

Weighted 
average 
exercise 
price 
£ 

0.014 

- 
0.014 

- 

- 

5,417 

0.012 

3,750 
- 

0.017 
- 

9,167 

0.014 

9,167 

0.014 

2020 

Number of 
warrants 

000’s 

9,167 

- 
(9,167) 

- 

- 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

16. 

Share based payments (continued) 

The  credit  against  the  share  premium  account  on  exercise  was  £20,640  (2019  charge: 
£20,640).  

In addition during the year, the Company agreed with certain suppliers to settle payment for 
services through the issue of shares rather than payment in cash. The fair value of such 
services was £25,658 (2019: £37,000) and those costs are recognised in the statement of 
comprehensive income.  

17. 

Financial Instruments 

The following table sets out the categories of financial instruments held as at 31 August 2020 
and 31 August 2019:  

Group 
As at 31 
August  
2020 

Company 
As at  
31 August  
2020 

Group 
As at 31 
August 
2019 

Company 
As at 
31 August 
2019 

£  

£  

£  

£  

43,620 

5,941 

43,620 

173,941 

173,941 

5,941 

19,532 

19,532 

197,323 

225,936 

190,492  

180,219  

92,013 

38,731 

240,358 

230,085 

Financial Assets 

Financial  assets  measured 
at amortised cost 
Loans  and  receivables  - 
Cash and cash equivalents 
Loans  and  receivables  - 
Trade and other receivables 
Loans  and  receivables  – 
Loans 

Financial liabilities 

Financial liabilities 
measured at amortised cost 
- Trade and other payables 

a)  Market risk 

The Group is not materially exposed to market risk as it has not nor does it intend to 
hold instruments subject to market risk. Market risk is the risk that changes in market 
prices, such as share prices and interest rates will affect the Group’s income or value 
of its holdings of financial instruments. The objective of market risk management is to 
manage  and  control  market  risk  exposures  within  acceptable  parameters,  while 
optimising the return on risk. 

60 

 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

17. 

Financial Instruments (continued) 

b) 

Interest rate risk 

The Group is not materially exposed to interest rate risk because it does not have any 
funds at either fixed or floating interest rates. 

c) 

Foreign currency risk 

The Group is not currently materially exposed to foreign currency risk as its dollar 
cash holdings are small and likely to be matched by outgoings in the same currency 

d)  Credit risk 

The Group’s maximum exposure to credit risk in relation to each class of recognised 
asset is the carrying amount of those assets as indicated in the balance sheet. At the 
reporting date, there was no significant concentration of credit risk. Receivables at the 
year-end were not past due, and the Directors consider there to be no significant credit 
risk arising from these receivables. 

The Group’s cash and cash equivalents are held with banks whose ratings are ‘A’. 

e) 

Liquidity risk 

Cash flow working capital forecasting is performed for regular reporting to the directors. 
The directors monitor these reports and forecasts to ensure the Group has sufficient 
cash to meet its operational needs. 

f) 

Capital risk management 

The Company defines capital based on the total equity of the Company. The Company 
manages its capital to ensure that the Company will be able to continue as a going 
concern while maximising the return to stakeholders through the optimisation of the 
debt and equity balance. 

In order to maintain or adjust the capital structure, the Company may adjust the amount 
of dividends paid to shareholders, return capital to shareholders, issue new shares or 
sell assets to reduce debt, in the future. 

18. 

Average number of people employed 

Average number of people employed, including Directors: 

Group 
2020 

 Company 

2020  

Group 
2019 

Company 
2019 

  Office and management 

Number 

Number 

Number 

Number 

4 

4 

5 

5 

61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Alpha Growth Plc 
Annual Report & Financial Statements 
For the Year Ended 31 August 2020 

Notes to the Financial Statements (continued) 

19. Ultimate Controlling Party

The Directors have determined that there is no controlling party as no individual shareholder
holds a controlling interest in the Company.

20. Post balance sheet events

Effective 7th September 2020 the Company raised the following monies through the issue
of additional shares:

No of shares 

Net proceeds £ 

Placing 

35,714,286 

  454,000 

21. Copies of the Annual Report

Copies of the annual report will be available on the Company’s website at
http://algwplc.com and from the Company’s registered office, 35 Berkeley Square,
London W1J 5BF.

62