Bank OZK, headquartered in Little Rock, Arkansas, provides an impressive range of retail and commercial banking services. It allows customers to choose from a variety of deposit products including non-interest-bearing checking, interest-bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, including time deposits. The bank also offers a plethora of loans including real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural equipment, small business, lines of credit, homebuilder, and affordable housing loans, among others. Furthermore, Bank OZK provides trust and wealth services that include personal trusts, custodial accounts, investment management accounts, and retirement accounts, as well as corporate trust services for trustee, paying agent, and registered transfer agent services. The bank also offers treasury management services such as automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, merchant and commercial card services, and other services, and also provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services. Bank OZK even processes merchant debit and credit card transactions. Founded in 1903 and formerly known as Bank of the Ozarks, the bank changed its name to Bank OZK in July 2018. With such an impressive range of banking services, Bank OZK is a top contender in the banking industry.