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Beiersdorf

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FY2016 Annual Report · Beiersdorf
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Community Strong

B O A R D W A L K   R E A L   E S T A T E   I N V E S T M E N T   T R U S T

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T S X :   B E I . U N

2 0 1 6   A N N U A L   R E P O R T

 
 
 
 
 
 
 
 
 
 
 
 
 
 
1   2016 Highlights 

4   Letter to Unitholders 

  10 

 Goals and Targets

  18  Unitholders 

  20  Resident Members 

  22  Associates 

  25  Health and Safety 

  26  Community 

  28 

Environment and Sustainability 

  30   Portfolio Summary

  34 

 Good Corporate Governance

  35 

Financial Review

  36  Management’s Discussion and Analysis

  94  Management’s Report

  95 

Independent Auditors’ Report

  96 

Financial Statements

  100  Notes to Financial Statements 

  146 

Five Year Summary

  148  Quarterly Results 

  150 

 Market and Unitholder Information

  151  Corporate Information

Corporate Profile

Boardwalk REIT strives to be Canada’s friendliest landlord and currently owns and operates more than 
200 communities with over 33,000 residential units totalling approximately 28 million net rentable 
square feet. Boardwalk’s principal objectives are to provide its Residents with the best quality communities 
and superior customer service, while providing Unitholders with sustainable monthly cash distributions, 
and increase the value of its trust units through selective acquisitions, dispositions, development, and 
effective management of its residential multi-family communities. Boardwalk REIT is vertically integrated 
and is Canada’s leading owner/operator of multi-family communities with over 1,700 Associates bringing 
Residents home to properties located in Alberta, Saskatchewan, Ontario, and Quebec.

Cover photo: taken at Boardwalk’s Auburn Landing Community in Calgary, Alberta.

Back cover photo: Boardwalk’s Associates and Resident’s make our Community Strong.

 
 
2016 Highlights

Positioning for Market Recovery

Countercyclical Acquisitions and Development

▲   Revenue opportunity in the reduction of incentives 

▲   Acquired 747 newly constructed apartment units in 

and vacancy 

2016 near the cost of construction

▲   Suite renovation program to high grade and 

re-position portfolio

▲   Completion of the first of five phases of 
development at Pines Edge in Regina

▲   Formation of a joint venture with Riocan REIT to 
co-develop and co-own a 12 storey, mixed use 
residential tower in Calgary

▲   4,700-unit development pipeline totaling 4.7 million 

square feet

▲   Investing in Associates to further enhance 

Boardwalk’s brand of service

Financial Strength and Flexibility

▲   $293 million of available liquidity at the end of 2016

▲   99% of Trust’s mortgages are NHA-Insured

▲   The Trust renewed $247 million of mortgages in 

2016

▲   Obtained an additional $197 million in upfinancing  

in 2016

FUNDS FROM OPERATIONS

Per Unit (Cdn$)

2.39

2.51

2.47

2.52

2.07

1.64

3.21

2.87

3.37

3.56

2.84

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

  A R   2 0 1 6     O P E R A T I O N S   R E V I E W

    B O A R D W A L K   R E I T       n   n   n         1

Grand Prairie
645 units
1.9% of portfolio

Fort McMurray
352 units
1.0% of portfolio

St. Albert
280 units
0.8% of portfolio

Spruce Grove
160 units
0.5% of portfolio



Edmonton
12,466 units
36.9% of portfolio



Red Deer
939 units
2.8% of portfolio






Banff
76 units
0.2% of portfolio

 



Saskatoon
1,988 units
5.9% of portfolio

Airdrie
163 units
0.5% of portfolio



Calgary
5,418 units
16.0% of portfolio

Regina
2,701 units
8.0% of portfolio

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  O P E R A T I O N S   R E V I E W    A R   2 0 1 6



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







 





  O U R   M I S S I O N :

“ To serve and 
provide our 
Residents with 
quality rental 
communities.”





Quebec City
1,319 units
3.9% of portfolio





London
2,256 units
6.7% of portfolio

Kitchener
329 units
1.0% of portfolio

Montreal
4,681 units
13.9% of portfolio

BOARDWALK REIT – TOTAL NUMBER OF RESIDENTIAL UNITS

33,298 34,207

36,487 36,785 36,419

35,277 35,277

35,277

35,386  34,626 

 32,947  33,773

31,239 32,159

29,326

24,821 25,889

22,441

19,480

8,787

1997

1998

1999

2000

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

  A R   2 0 1 6     O P E R A T I O N S   R E V I E W

    B O A R D W A L K   R E I T       n   n   n         3

L E T T E R   T O   U N I T H O L D E R S

Community Strong

As we take the opportunity to reflect on what was a 
challenging 2016, we remain focused on maximizing value 
for our stakeholders as we continue to provide the best value 
in housing by providing our Resident Members with superior 
customer service and the best quality communities, while 
also providing our Unitholders with sustainable monthly 
distributions coupled with long-term growth. 

(From left to right): Roberto Geremia, President; 

Van Kolias, Senior Vice President, Quality Control; 

Dean Burns, General Counsel and Secretary;  

Sam Kolias, Chief Executive Officer and Chairman 

of the Board; Lisa Russell, Senior Vice President, 

Acquisition and Development; and William Wong, 

Chief Financial Officer.

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  L E T T E R   T O   U N I T H O L D E R S    A R   2 0 1 6

Community  Strong  is  a  term  we  used  throughout  2016,  and  is  a  testament  to  the 

TOTAL UNITS 

approach we have taken as we strive to provide the best quality communities. The past 

couple of years in Alberta have been the first time in a long time that residential renters 

have had an increased level of choice in housing as new supply and a slowdown in net 

migration also reduced rental rates in the province. Despite this, Boardwalk continued 

to  provide  resident  friendly  programs,  including  our  internal  subsidy  program,  which 

provides rental rate flexibility to Resident Members who can prove financial hardship. 

These programs, along with our community initiatives which are detailed later in our 

report help to further provide a Community where we believe our loyal Residents are 

proud to call home. 

33,773

MORE THAN

1,700 

The onset of new purpose-built rental supply in the Alberta markets contributed to the 

ASSOCIATES

increase in market vacancy levels, and despite Boardwalk’s unique approach of focusing 

on providing superior customer service, the best quality rental communities, and high 

occupancy, we were not immune to the impact of this additional new supply. Demand 

for affordable rental housing decreased during the historically busy summer turnover 

season  as  the  shift  of  focus  in  Alberta  during  these  months  turned  to  the  disaster  in 

Fort  McMurray. We  are  proud  to  say  that  Boardwalk,  through  its  team’s  commitment, 

stepped up in support by refunding rent to its Fort McMurray Residents, provided addi-

tional financial support to its Residents and Associates affected, and provided nearly 600 

apartment units to evacuees of the fire in Boardwalk’s Edmonton, Red Deer and Calgary 

communities for no charge for two months or until evacuees were able to return home. 

Our approach in providing our Residents with the best value in housing has set us apart 

and through further investment in our value added initiatives such as our suite renova-

tion program, we continue to build long-term relationships with our Resident Members 

and are well positioned for a more stable economic environment.

HISTORIC ALBERTA VACANCY RATES

6.3%

5.2%

5.3%

3.3%

3.6%

2.9%

6.6%

8.1%

5.2%

2.1%

1.6%

1.8%

1.3%

2.2%

1.4%

2.5%

2009

2010

2011

2012

2013

2014

2015

2016

(cid:31)  CMHC Fall Rental Market Report Average    (cid:31)  Boardwalk Annual Vacancy

*Boardwalk average annual vacancy rate on stabilized properties; CMHC vacancy rate from annual October RM Survey

  A R   2 0 1 6     L E T T E R   T O   U N I T H O L D E R S

    B O A R D W A L K   R E I T       n   n   n         5

Positioning for Market Recovery

The Trust  carried  higher  vacancy  into  the  latter  part  of  the  year,  in  part  as  a  result  of 

IFRS NET ASSET VALUE:

its  commitment  to  the  Fort  McMurray  fire  disaster,  and  continues  to  offer  short  term 

incentives  to  remain  competitive  and  to  optimize  Net  Operating  Income  (“NOI”). 

Incentives and vacancy as of December 31, 2016 totaled $22.3 million and $21.2 million 

respectively and represent an exceptional opportunity for the Trust to re-capture higher 

revenues through the reduction of incentives and improving occupancy.

$5.6  BILLION

To  position  the Trust  for  a  rebalancing  of  the  rental  market  and  decrease  the  current 

vacancy and incentive loss, the Trust is focusing on high-grading and re-positioning its 

portfolio through the headwinds in 2016. By investing in its suite renovation program 

Boardwalk will have newly renovated homes available for Residents which will further 

add to Boardwalk’s mission of providing the best value in housing. In addition, the suite 

renovation program offers various levels of renovations in exchange for lower incentives 

INTERNAL DEVELOPMENT 
OPPORTUNIT Y:

4,700 

APARTMENT UNITS

for our existing Residents. 

The  addition  of  newly  constructed  rental  communities  is  also  a  form  of  high-grading 

Boardwalk’s portfolio. The Trust’s counter-cyclical acquisition of 747 apartment units at 

or near construction cost in 2016 are leasing up on schedule and, as they stabilize, will 

add to the Trust’s overall performance. The Trust’s development of Pines Edge 1 in Regina 

was completed on time and on budget in February of 2016. Lease up of Pines Edge 1 

exceeded  expectations  with  full  occupancy  after  four  months. The  estimated  capital-

ization  rate  of  Pines  Edge  1  is  between  6.50%  and  7.00%. The Trust  has  commenced 

construction of Phase 2 of Pines Edge, and has taken further steps to prepare Phase’s 3 

and 4. Boardwalk’s development pipeline includes additional projects on excess density 

that the Trust holds in its existing portfolio. These developments are in various stages of 

planning and approval, however remain well positioned to continue to add new assets 

to the Trust’s portfolio.

Boardwalk  was  pleased  to  announce  in  November  of  2016  the  formation  of  a  joint 

venture with RioCan REIT (“RioCan”) to build a mixed use retail and residential tower at 

RioCan’s Brentwood Village Shopping Centre. The project will include an 12-storey tower 

with approximately 120,000 sq.ft of residential and 10,000 sq.ft. of retail space that will 

provide premium rental housing at a desirable location that is along the Calgary Light 

Rail Transit Line, and with close proximity to the University of Calgary, Foothills Hospital, 

and McMahon Stadium. 

The Trust  is  continuing  to  explore  other  potential  developments  to  complement  the 

organic growth opportunities that have arisen from the volatility in 2016.

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  L E T T E R   T O   U N I T H O L D E R S    A R   2 0 1 6

Financial Strength and Flexibility

By  taking  measures  since  the  previous  downturn  to  further  strengthen  the  Trust’s 

balance  sheet  and  financial  sustainability,  the  Trust’s  financial  strength,  conservative 

balance sheet and historically low interest rates have positioned Boardwalk to actively 

explore  options  to  deploy  capital  in  support  of  unitholder  value  creation,  including 

value added capital expenditures such as the new suite-renovation program, acquisi-

tions,  development  of  new  assets,  joint  ventures,  and  a  continued  investment  in  the 

Trust’s own portfolio through value-added capital expenditures.

FINANCIAL AND  
OPERATING HIGHLIGHTS

▲ 

  FFO per unit of $2.84

▲ 

 AFFO per unit of $2.50

▲ 

 Operating margin of 58%

At  the  end  of  2016,  the  Trust  had  approximately  $293  million  in  available  liquidity 

(comprised of $99 million in cash, access to an undrawn $194 million credit facility). In 

addition, the Trust estimates that it could obtain an additional $451 million in liquidity 

within the next two years, providing aggregate potential liquidity of $744 million. 

As interest rates continued to remain low throughout much of 2016, the Trust was able 

to renew approximately $247 million in mortgage maturities, as well as obtain $197 mil-

lion of additional mortgage funds with an average term of 7 years at a weighted average 

interest rate of 2.14%, a decrease from  the 3.92%  maturing rate on  these  mortgages, 

and a significant decrease in the Trust’s interest expense. As of February 2017, estimated 

CMHC-insured five and ten-year mortgage rates continued to decrease and were esti-

mated to be 2.00% and 2.70% respectively. The Trust’s mortgage program undertakes a 

balanced approach with a priority to firstly stagger its maturities to limit future interest 

rate  risk,  and  secondly  capitalize  on  the  current  low  rate  environment  by  renewing 

maturities at lower interest rates, and upfinancing where appropriate, as this will help 

ensure sufficient liquidity for the Trust’s strategic initiatives. 

Boardwalk debt (net of cash) to its reported Fair Value at the end of 2016 was a conser-

vative 43%. The Trust’s Fair Value as of December 31, 2016 was $5.6 billion, a decrease 

from  $5.7  billion  a  year  ago,  as  a  result  of  Boardwalk’s  proactive  decrease  in  market 

rents  and  higher  vacancy  assumptions,  though  moderated  by  the  addition  of  newly 

acquired assets. Our interest coverage ratio, measured as Earnings before Interest, Taxes, 

Depreciation,  and  Amortization  (“EBITDA”)  to  interest  expense  (excluding  gains)  for 

the current year decreased slightly to 3.14 times versus 3.64 times for the same period 

last year.

Through the various cycles in our 32 year history, the Trust has conservatively positioned 

its balance sheet over the past decade to weather economic volatility. The balanced and 

conservative approach of reducing its debt to fair value and ensuring that over 99% of 

its debt is CMHC Insured to eliminate renewal risk has positioned the Trust to capitalize 

on counter-cyclical opportunities. 

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2017 Outlook and Summary

Signs  of  macro  economic  stability  are  beginning  to  show  in 

ability to reduce incentives in the historically busier spring and 

Alberta as economic indicators are levelling off as oil prices have 

summer months. 

shown signs of stability. The recent approvals of pipelines add to 

the  optimism  in  Alberta  and  as  a  result,  the  labour  market  has 

seen  a  similar  stabilization  as  job  layoffs  in  the  province  have 

slowed with many companies planning to add staff in 2017. The 

Alberta Government, through its Treasury Board, is now forecast-

ing GDP growth of 2.3% in 2017 as compared to negative GDP in 

each of the last two years. 

The construction of additional purpose rental housing in Alberta 

has also slowed with limited new construction expected in 2017. 

As  the  rental  market  continues  its  rebalancing,  the  investment 

in suite renovations the Trust has undertaken, and continues to 

undertake,  has  positioned  Boardwalk  to  begin  reducing  both 

incentives and vacancy. These newly renovated suites, combined 

with  Boardwalk’s  commitment  to  quality  and  service  will  allow 

the Trust to gain market share regardless of market conditions, 

while reducing its incentives and vacancy. 

As is customary, at the end of the third quarter of 2016, the Trust 

provided a financial outlook for the upcoming year to enhance 

transparency  in  our  financial  reporting  by  sharing  our  own 

perspectives on the Trust’s current position and objectives. This 

guidance is updated on a quarterly basis and is reported during 

our quarterly conference calls and press releases, with the most 

recent update shown below. 

As noted, the Trust is estimating a slowing of NOI and FFO decline 

as the rental market begins to rebalance. In the first half of 2017, 

it  is  anticipated  we’ll  see  negative  NOI  and  FFO  growth  as  the 

Trust carries the additional vacancy from 2016, and begins 2017 

with a lower revenue base than it had at the beginning of 2016. 

The additional investment made throughout 2016 and into 2017 

in  our  Associates  to  improve  our  service  levels  in  our  existing 

communities and to improve our product quality; by investing in 

our newest communities and developments, we have positioned 

In  the  first  part  of  2017,  Boardwalk  has  begun  to  see  this  pos-

ourselves  to  improve  our  portfolio  which  we  believe  will  allow 

itive  trend  emerge,  as  rentals  reached  record  levels  for  the 

Boardwalk to excel in the summer turnover season in 2017. We 

months  of  January  and  February  when  compared  to  the  same 

are therefore anticipating an improvement in the second half of 

months  in  prior  years.  The  Trust’s  NOI  Optimization  Strategy 

the year.

includes a reduction of vacancy in the winter months, to align its 

Description

2017 Revised Objectives

2017 Original Objectives

Acquisition of Investment Properties:

Disposition of Investment Properties:

Development:

Stabilized Building NOI Growth:

FFO Per Trust Unit:

AFFO per Trust Unit: 

(based on $525/year/apt)

No new apartment 
acquisitions

No dispositions

Phase 2 of Pines Edge,
Regina, Saskatchewan 
- 79 Units

Continue with Phase 3 of 
Pines Edge, 
Regina, Saskatchewan 
- 71 Units

No new apartment 
acquisitions

No dispositions

Phase 2 of Pines Edge,
Regina, Saskatchewan 
- 79 Units

Continue with Phase 3 of 
Pines Edge, 
Regina, Saskatchewan 
- 71 Units

Commencement of 
Brentwood Village joint 
venture with RioCan,
Calgary, Alberta
~ 164 units

Commencement of 
Brentwood Village joint 
venture with RioCan,
Calgary, Alberta
~ 164 units

-15% to -9%

$2.30 to $2.65

$1.96 to $2.31

-8% to -3%

$2.70 to $2.90

$2.36 to $2.56

2016 Actual

Acquired 747  
Apartment Units

No dispositions

Phase 1 of Pines Edge,
Regina, Saskatchewan 
- 79 Units

Commencement of Phase 2  
and the review of 
Phase 3 of Pines Edge, 
Regina, Saskatchewan 
- 150 Units

-12.50%

$ 2.84

$ 2.50

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  L E T T E R   T O   U N I T H O L D E R S    A R   2 0 1 6

Unit Breakdown by Province
As at Dec 31, 2016

NOI Breakdown by Province
As at Dec 31, 2016

AB  60.6%

SK  13.9%

ON  7.7%

QC  17.8%

AB  65.2%

SK  13.5%

ON  5.7%

QC  15.6%

The Trust will continue to undertake a balanced approach, with 

We  would  like  to  take  this  opportunity  to  thank  our  1,700 

a continued focus on organic growth, as the Trust’s conservative 

Associates across Canada for their discipline and commitment to 

balance sheet and access to low cost debt financing has provided 

our  vision  and  values  in  providing  our  Residents  with  the  best 

a source of capital to assist in funding new growth opportunities. 

quality communities.

The Trust’s liquidity position is strong and it is planning to con-

Thank you to our stakeholders as well as financial and operating 

tinue an investment in its suite renovation program. Additionally, 

partners for their continued support. We would especially like to 

the Trust plans to continue the construction of phase 2 of its Pines 

thank CMHC, our largest financial partner, as they continue to pro-

Edge development, as well as its Brentwood Village joint venture 

vide mortgage insurance products which maintain low interest 

with  RioCan,  while  also  acting  opportunistically  at  acquisitions 

rates and mitigates renewal risks, all of which allows Boardwalk 

and  further  new  developments.  By  focusing  on  acquiring  and 

to provide the best value in rental housing for Canadians.

developing  new  assets,  and  capitalizing  on  Boardwalk’s  brand, 

the Trust believes it can create and enhance Unitholder value by 

decreasing the average age of our portfolio, while also creating 

long term revenue and net asset value growth. 

The Trust  believes  it  has  positioned  itself  well  to  weather  eco-

nomic  volatility  and  is  well  positioned  to  deliver  growth  as  the 

rental market rebalances. The Trust is committed to utilizing its 

conservative balance sheet to provide growth through opportu-

nistic value added capital allocation opportunities. 

We would also like to thank our Board of Trustees for their disci-

pline, guidance and continued focus on governance.

As  always,  thank  you  to  our  Resident  Members  for  their  con-

tinued  loyalty  and  engagement  in  our  Boardwalk  Community. 

Thank you for calling Boardwalk your home.

Respectfully,

We  continue  to  provide  our  Resident  Members  with  the  best 

value  in  housing  with  our  customer  friendly  approach  that 

includes  superior  customer  service,  resident  support  programs 

and the best quality communities.

Sam Kolias

Chairman and CEO

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    B O A R D W A L K   R E I T       n   n   n         9

T A B L E   O F   Q U A L I T A T I V E   A N D   Q U A N T I T A T I V E

Goals and Targets

Boardwalk is built upon its Golden Foundation:

GOLDEN RULE: Treat others as you want to be treated

GOLDEN GOAL: Be good

GOLDEN VISION: Love community

GOLDEN MISSION: Have fun

With  the  guiding  mission, “To  serve  and  provide  our  Resident 

▲ 

 Fostering opportunity to create positive change and influ-

Members  with  quality  rental  communities”,  Boardwalk  persists 

ence in Boardwalk’s local, national and global communities; 

in  exploring  the  resiliency  of  community  and  the  benefits  it 

and,

creates for its Associates, Resident Members, Communities and 

Unitholders. 

▲ 

 Embracing the ongoing journey to become Canada’s friend-

liest and preeminent residential landlord through strategic 

Boardwalk  is  committed  to  abiding  by  its  Golden  Foundation, 

acquisitions,  dispositions  and  development  and  utilizing 

which is the foundation for our relationships with our Resident 

creative and innovative strategies. 

Members  and  Stakeholders  and  has  led  to  resilience  in  our 

Communities.  Despite  the  challenging  economic  environment 

in 2016, the positive impact of resilient communities included:

Each year, Boardwalk sets goals and targets that allow measure-

ment  of  its  strategies;  such  goals  and  targets  are  broken  into 

categories  and  outlined  in  the  table  below.  Boardwalk  strives 

▲ 

 Stable  property  values.  Private  market  transactions  for 

to exceed these goals and targets, however, acknowledges that 

multi-family real estate continues to be strong with stable 

it  operates  in  an  industry  where  market  conditions  are  often 

property values;

▲ 

 Ongoing  fostering  of  safe,  healthy,  happy  and  consistent 

work environments for Associates across Canada;

beyond its control. As a result, Boardwalk accepts that exceed-

ing targets in each category and region is not always possible; 

however, it continues to strive to overcome and mitigate varying 

obstacles to ensure it continually improves wherever and when-

ever possible. 

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  G O A L S   &   T A R G E T S     A R   2 0 1 6

Though  individual  stakeholders  place  varying  levels  of  importance  on  each  of  the  goals 

KEY:

and  targets  outlined  below,  Boardwalk  recognizes  that  all  of  its  goals  and  targets  are  all 

intertwined and vital to its business. Boardwalk believes in transparency and accountability 

to its goals and targets, desiring that its continued performance will encourage discussion 

between  stakeholders.  Boardwalk  also  believes  the  resiliency  of  the  communities  it  has 

worked so hard to build continues to drive performance and provide exceptional benefits 

and opportunities for all its stakeholders. 

✓
✓

 Achieved, and aim to 
improve still further

✓

✓

✗

Achieved

Partly achieved

Did not achieve

RESIDENT MEMBERS:  To work proactively to ensure Boardwalk remains Canada’s multi-family residential landlord of choice. 

2017 Targets

Continually improve 
the Customer Service 
provided. 

2016 Targets

2016 Results

Continually improve 
the Customer Service 
provided.

✓
✓

A component of Boardwalk’s competitive advantage is providing excellent 
Customer Service to Resident Members, which is maintained and enhanced by: 

· 

· 

· 

· 

 Providing Resident’s with 24-hour, on-call maintenance as part of its 72-hour 
maintenance guarantee, (which states that all standard maintenance requests 
from will be completed within three (3) days); 

 Operation of the Boardwalk Call Centre, which is open 24 hours a day, 7 
days a week, 365 days a year for existing and prospective Residents. Via the 
Customer Call Centre, Resident Members are able to reach Boardwalk by 
telephone, email or live chat. In 2016, 156,522 phone calls, 70,056 emails and 
17,363 live chats were received;

 Operating and updating Boardwalk’s secure Resident Member website, 
including an improved Lease and Balance page, ability to add multiple images 
to feedback and contact forms, and a reorganization of pages to make it more 
user-friendly. The number of Residents registered on the site increased by 
seven (7%) percent year-over-year; and

 Improving Resident Member website features such as “Community Corner”, 
allowing Residents living in the same community to communicate with one 
another. Boardwalk is pleased to observe that Residents continue to make 
use of this page to build new and long-lasting relationships. New features 
are planned for the Resident Member website in 2017 that will enhance the 
usability of the website as well as advance the level of service provided.

Ongoing monitoring of the reasons Resident Members move-out, providing 
insight as to how the Customer Service model meets the needs of Resident 
Members and where the model can be enhanced or improved. 

In 2016, move-outs increased slightly from 12,736 in 2015 to 12,998. Transfers 
of Resident Members to other Boardwalk buildings also decreased by 10.5% 
year-over-year. 

Up to and including September, automated telephone surveys were conducted 
with Resident Members who either had recent maintenance work completed, 
or had recently moved into a Boardwalk Community. Beginning October 2016, 
Boardwalk implemented an online survey model. Boardwalk conducted surveys 
for new Resident Members shortly after they joined a Boardwalk Community.  
Boardwalk has received over 85% positive feedback in 2016. 

  A R   2 0 1 6     G O A L S   &   T A R G E T S

    B O A R D W A L K   R E I T       n   n   n         11

  
 
 
 
2017 Targets

Develop innovative ways 
to further improve long-
term relationships with 
Resident Members. 

RESIDENT MEMBERS:  (continued)

2016 Targets

2016 Results

Develop innovative ways 
to further improve long-
term relationships with 
Resident Members.

✓
✓

Annual funding of Boardwalk’s Internal Subsidy Program to help Residents 
experiencing financial hardship. In 2016, the Trust provided approximately 
$150,000 in its internal subsidy program. 

As a responsible landlord, Boardwalk also continued its mandate of internal 
rent control, limiting the number and amount of its rental increases, in any 
given year. 

Investment in communities and community partnerships through sponsoring 
more than 100 community-based events across Canada, provided Boardwalk, its 
Associates and its Resident Members many opportunities to get involved and 
give back. 

Tri-annual distribution of Boardwalk’s Resident Magazine “Across the Board”, 
which was created in an effort to help connect Boardwalk Residents across its 
nation-wide portfolio by including articles on community building initiatives 
and events, City profiles, photos, and opportunities for Residents to write their 
own articles. Boardwalk will extend its production of Across the Board in 2017, 
making updates and improvements to ensure it remains interesting and relevant 
to Residents. 

Boardwalk continues to believe the most successful way to build lasting 
relationships with Resident Members is to give back to the communities in 
which they live. Through sponsoring numerous events across Canada in 2016, 
Boardwalk encouraged others to volunteer time and resources by providing 
paid volunteer hours and donation match opportunities for Associates, as well 
as inviting Resident Members to participate and work alongside Associates in 
their efforts to improve the communities in which they live and work, enhancing 
its objective of “building better communities”.

Respond to the 
changing priorities of 
Resident Members. 

✓
✓

Regular evaluation of our website, www.bwalk.com, and constantly looking for 
ways to improve the site and its ease of use for current and potential Resident 
Members. In 2016, new features such as improved map functionality were added 
on the search page, while Senior Residences and increased accessibility features 
were also highlighted site. 

Respond to the 
changing priorities of 
Resident Members. 

Boardwalk added a new ‘Book a Showing’ feature to its website to allow 
perspective Resident Members an additional option to book showings on a 
timely basis.

Active and continual pursuit of ways to further improve Boardwalk’s internal, 
customer-based website, ensuring it is always relevant, current and user friendly. 

12        n   n   n       B O A R D W A L K   R E I T

  G O A L S   &   T A R G E T S     A R   2 0 1 6

 
ASSOCIATES:  Invest in our people to provide them with supportive, engaging, long-term employment. 

2016 Targets

2016 Results

Strive to cultivate a 
corporate culture 
of on-going, open, 
two-way dialogue 
between all levels of 
Associates.

✓
✓

Updated Boardwalk’s internal website, the “Bistro”, to provide Associates with 
improved, easier access to important information (i.e.: Health and Safety documents, 
Associate Handbook, Human Resources information and upcoming community 
events. 

Team focus groups held throughout 2016 to identify areas of potential improvement 
in operations. Included all levels of Associates from site staff to senior management. 

Continue to 
implement internal 
communications 
strategic plan.

✓
✓

Quarterly distribution of the “Community Chest”, Boardwalk’s internal magazine 
containing invaluable information for it Associates regarding Human Resources, 
Health and Safety, as well as stories from Boardwalk community events across 
Canada, to its Associates. The magazine also allows Associates to contribute their 
own content, creating a unique way for Associates to connect across Boardwalk’s 
portfolio. 

2017 Targets

Continue to strive to 
cultivate a corporate 
culture of on-going, 
open, two-way 
dialogue between all 
levels of Associates. 

Communications plan.

Hosting of annual events, branded as The Executive Associate Meeting (or “TEAM”), 
across Canada for Associates. TEAM events allow Associates across Canada to spend 
time and connect with members of the Senior Management team and contribute 
greatly to Associate engagement in the workplace. As a result of positive feedback 
received in 2016, Boardwalk will continue to host TEAM events in 2017.

✓
✓

Boardwalk routinely conducts market research to ensure it provides Associates 
with competitive compensation and benefits. The current compensation 
package includes a Profit Share Program, an RRSP match program, and Charitable 
Contribution match program and a High-Potential Program that recognizes 
outstanding Associates. 

✓
✓

To further support Associates, Boardwalk has a long-standing internal committee in 
each region called “The Rainbow of Hope”, which raises funds to provide assistance 
for Associates during a time of need. Boardwalk matches 100% of the fundraising 
efforts for each Committee.

Encourage a positive 
workplace that 
effectively engages 
Associates. 

Encourage work-life 
balance. 

Constantly adjust 
internal policy to 
focus on changing 
priorities of Associates, 
while innovatively 
maintaining a 
balance between our 
Associates, Resident 
Members, Unitholders 
and Communities.

Encourage a positive 
workplace that 
effectively engages 
Associates. 

Encourage work-life 
balance.

Constantly adjust 
internal policy to 
focus on changing 
priorities of 
Associates, while 
innovatively 
maintaining a 
balance between 
Associates, 
Resident Members, 
Unitholders and 
Communities.

Create a safe work 
environment by 
educating Associates 
and enforcing 
Health and Safety 
Procedures.

✓
✓

Continuation of a Zero Injury Campaign, striving to eliminate all workplace injuries. 
In 2016, 180 sites remained injury free for the entire year. Zero Injury sites are 
recognized through Boardwalk’s intranet, internal newsletter and annual TEAM 
lunches. Under the Campaign, a mandatory Health and Safety objective is part of 
Boardwalk Associates’ performance reviews, helping to reinforce the expectation 
that Health and Safety is everyone’s responsibility. 

Continue to create a 
safe work environment 
by educating 
Associates and 
enforcing Health and 
Safety Procedures. 

Internal Health and Safety Audit conducted, during which Boardwalk achieved an 
overall score of 99%. The audit allowed an accurate overview of the Health and 
Safety Program and a metric to assess Associates’ understanding of it, providing 
an opportunity to assess where success had been achieved with the Program, and 
where there is still room for improvement. 

Routine monitoring and review of the Health and Safety Program to ensure it 
complies with the most recent legislation and supports the objective to provide 
Associates a safe place to work. Comprehensive Power Tool Safety Training was 
added to the Program in 2016 for all Maintenance Associates, and policies were 
updated to ensure compliance with changing legislation in Ontario. 

  A R   2 0 1 6     G O A L S   &   T A R G E T S

    B O A R D W A L K   R E I T       n   n   n         13

ASSOCIATES:  (continued)

2016 Targets

2016 Results

Foster safe, respectful 
work practices 
and environments; 
further develop 
training, orientation 
and support offered 
to new Associates.

✓
✓

Boardwalk invested further in Associates by contributing over $121,000 to training 
and development. These funds covered the cost of items such as books, tuition and 
membership fees to provide Associates the opportunity to further their education 
and grow their skills. 

Assisting Associates in acclimatizing to the Boardwalk environment through 
orientation sessions regularly conducted for new personnel. During Orientation, 
new Associates spend time with members of Human Resources to learn about 
Boardwalk’s history, mission, vision, values, corporate culture and its Health and 
Safety Program, which is followed up through the mentor program that includes 
regular on-going training.

Strive to constantly 
enhance ability to 
attract, support, 
encourage and 
recognize high-
performing, 
innovative team 
members.

Retain long term 
Associates, and 
further develop 
succession 
planning policy and 
procedures.

✓
✓

Twelve Associates were awarded with Foundation of Excellence Awards in 2016. Such 
awards are given to Associates who have been nominated by their peers for their 
ongoing dedication to exhibiting Boardwalk’s Mission, Vision and Values each day. 

Under the Chairman’s Scholarship Program, 32 scholarships were awarded for a sum 
of more than $249,000. These scholarships are awarded to children of Boardwalk 
Associates to assist in their post-secondary education. 

Boardwalk makes great efforts to recognize Associates who go above and beyond 
for its Resident Members every day. Through its Bravo Program, 459 Bravos were 
awarded to 310 Associates as a result receiving compliments from Resident Members 
in 2016. 

Boardwalk expanded its recognition programs in 2016 through the addition of a new 
benefit.  This new benefit recognizes Associates who have been with Boardwalk for 
20 or more years by offering them varying rewards, including additional vacation 
days, and travel vouchers.

The Boardwalk “Associate Referral Bonus” was continued, providing Associates with 
a monetary reward when they referred friends and/or family to work at Boardwalk 
and their referral successfully completed a probationary period.

In addition to competitive salaries, Boardwalk offers Associates a comprehensive 
benefits package and an RRSP Match Program. In 2016, Boardwalk dedicated over 
$2.7 million to its RRSP Match Program, and $2.2 million in comprehensive group 
benefits. 

✓
✓

Boardwalk continued to provide Associates with a Mentorship Program. This 
program ensures that Associates feel supported in their positions as, during their 
training, each Site Associate is provided with a Mentor who helps to have a better 
understanding of the Boardwalk culture. 

To supplement the Mentorship Program, Boardwalk introduced the CSR Best 
Practices Program; a module developed based on actual Resident Member 
situations and feedback from actual Site Associates. The Program utilizes a variety of 
teaching tools including informational handouts, videos and role-playing activities, 
required to be completed monthly. 

Boardwalk’s Succession Planning Program provides Associates with opportunities 
to develop and excel in their roles. Under this Program, each Leader must identify a 
successor for their role and include a timeline in which the individual would be ready 
to take over the role. As a result of this succession planning, internal promotions 
occur. With the retirement of William Chidley, Lisa Russell was promoted to Senior 
Vice President, Acquisition and Development.

Boardwalk has over 1,700 Associates across Canada, many of whom are choosing to 
to stay longer. Year over year, Associate turnover was 16.66%, substantially down 
from 21.86% in 2015. 

As of 2016, 27% of Associates have been with Boardwalk for between 5 and 10 years, 
while 21% have been part of the Boardwalk team for more than 10 years. 

2017 Targets

Foster safe, respectful 
work practices and 
environments; further 
develop the training, 
orientation and 
support offered to new 
Associates.

Strive to constantly 
enhance ability to 
attract, support, 
encourage and 
recognize high-
performing, innovative 
team members.

Retain long term 
Associates, and further 
develop succession 
planning policy and 
procedures.

Boardwalk will continue 
adding new training 
tools to the CSR Best 
Practices Program 
to aide in Associate 
development.

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  G O A L S   &   T A R G E T S     A R   2 0 1 6

COMMUNITY:  To positively impact the communities in which we operate and the larger global community. 

2016 Targets

2016 Results

Expand and continue 
to focus on Community 
Development to further 
foster collaboration with 
Government and Social 
Services. 

✓
✓

Continued partnerships with more than 20 organizations across Canada to 
provide affordable housing to individuals in need. Through these partnerships, 
Boardwalk subsidizes approximately 1,100 units. In addition, Boardwalk donates 
office space for the Calgary Pregnancy Care Centre and the Calgary Homeless 
Foundation.

2017 Targets

Expand and continue to 
focus on the Community 
Development to further 
foster collaboration with 
Government and Social 
Services. 

Continue to assist 
Resident Members who 
are in financial need.

✓
✓

Support of Resident Members through Boardwalk’s Internal Subsidy Program. 

Across its entire portfolio, Resident Members experiencing financial hardship 
are subsidized under the Program, maximizing the Program’s annual budget of 
$150,000. 

Continue to provide 
assistance to Resident 
Members who are in 
financial need. 

Focus on encouraging 
both corporate 
and individual 
contribution to, as 
well as involvement in, 
Boardwalk communities 
to give where we live!

As part of Boardwalk’s internal subsidy program, the Trust will reduce or 
eliminate any rental increases to those Resident Members who can prove 
financial hardship.

In 1999, Boardwalk established an internally-mandated, self regulation program, 
which limits the amount of its rental increases after any given lease period. 
Boardwalk re-evaluates the Program annually to ensure it remains sustainable. 

✓
✓

Ongoing support of Boardwalk’s “Week of Caring” initiative, hosted annually 
in December, encouraging Associates to volunteer at an organization of 
their choice for up to four (4) paid work hours. In 2016, Associates collectively 
volunteered over 480 hours of time to charities in their communities. 

Sponsoring of numerous charity events throughout 2016, in addition to 
Boardwalk’s Week of Caring, including WE Day Alberta, Boardwalk Walk for 
Wellspring, The Coldest night of the Year, Hockey Helps the Homeless, Five Days 
for the Homeless and many more. 

Continuation of the Company Matched, Payroll Charitable Deduction Program, 
allowing Associates to donate a portion of their salary to a specific charity with 
Boardwalk matching that donation, up to $1,000 per Associate, per year. In 2016, 
Boardwalk matched over $26,000. 

Maintenance of the internal “Angels” Program, to further community 
involvement. The Angels Program recognizes Boardwalk Communities which 
participate in Boardwalk sponsored charitable events, supporting both local and 
global communities. Including new buildings, Boardwalk has recognized more 
than 100 of its communities under the Angels Program initiative.

Focus on encouraging 
both corporate 
and individual 
contribution to, as 
well as involvement in 
Boardwalk communities 
to give where we live!

To expand personal and 
corporate boundaries by 
taking an active role in 
the global community.

✓
✓

Each year, Boardwalk partners with Youth With a Mission and Homes of Hope to 
build homes for families in need in Tijuana, Mexico. In 2016, Boardwalk hosted 
two (2) trips and built six (6) homes for families in need. Altogether, 97 Resident 
Members, Associates and family members had the opportunity to travel to 
Tijuana to take part in these homebuilding trips. 

To expand personal and 
corporate boundaries by 
taking an active role in 
the global community.

Ongoing support of Samaritan’s Purse – Operation Christmas Child. Through this 
program, Samaritan’s purse sends shoeboxes filled with gifts to children around 
the world in need. In addition to volunteering at the warehouse to prepare 
shoeboxes for travel, Associates and Residents packed 2,123 shoe boxes. 

  A R   2 0 1 6     G O A L S   &   T A R G E T S

    B O A R D W A L K   R E I T       n   n   n         15

THE ENVIRONMENT:  To positively impact the environment through sustainable practices.

2016 Targets

2016 Results

Increase corporate 
sustainability by creating 
opportunities for 
positive environmental 
change.

✓
✓

Installation of variable frequency drives is being done on large motors across the 
portfolio, allowing for better monitoring and regulation of energy consumption, 
reduced operating costs, and reducing carbon emissions of Boardwalk Buildings 
to one-third of what was previously being produced. 

In an effort to further reduce operating costs and CO2 emissions, Boardwalk 
continues to install and monitor high-efficiency, hi-consumption and domestic 
hot water systems. Monitoring of water and gas meters on both high-efficient 
and standard-efficiency systems demonstrates provable effectiveness of this 
strategy.

Continued use of LED lighting, timers and photocells in outdoor lights to reduce 
energy usage. Installation of energy star appliances, low-flow showerheads and 
toilets is ongoing and use of low VOC paint has been implemented. 

To reduce the impact of paper usage and/or waste, all investor materials 
are readily available online at www.BoardwalkREIT.com and all information 
for Resident Members and Associates is distributed electronically via either 
Boardwalk’s intranet or secure Resident Member website. 

2017 Targets

Increase corporate 
sustainability by creating 
opportunities for 
positive environmental 
change.

CORPORATE GOVERNANCE:   To provide fully transparent, on-going corporate information to all stakeholders, meeting or 

exceeding the guidelines set out by the TSX regarding effective corporate governance.

2016 Targets

2016 Results

✓
✓

✓
✓

Maintain independence 
of the Board.

Strive to continually 
improve transparency 
and open, honest 
dialogue with all 
Unitholders.

Currently the Trust has seven (7) Trustees, five (5) of whom are independent.

Boardwalk provides the public with opportunities to call in to listen to all its 
quarterly conference calls. Audio recordings of all webcasts are also made 
available following the teleconference. 

The senior management team and the Investor Relations team are jointly 
committed to making themselves available to answer and address specific 
Unitholder questions.

Webcasts of all of quarterly conference calls are available to the public. In 
addition, all of Boardwalk’s documents/webcasts are easily accessible on 
www.boardwalkreit.com utilizing links to all current and historical documents 
containing corporate information.

For the second consecutive year, in 2016 Boardwalk was recognized as the 
winner of the CPA of Canada Award of Excellence in Corporate Reporting for the 
Real Estate Sector.

2017 Targets

Maintain independence 
of the Board.

Strive to continually 
improve transparency 
and open, honest 
dialogue with all 
Unitholders.

Further enhance 
procedures and systems 
for the consistent, 
timely dissemination of 
corporate and industry 
information.

✓
✓

Continued demonstration of success and improvement with its quarterly 
reporting format. Utilizing feedback from Stakeholders and the Investment 
Community at large, Boardwalk strives to provide transparent and useful 
financial documents, including financial outlooks and market guidance. 

Further enhance 
procedures and systems 
for the consistent, 
timely dissemination of 
corporate and industry 
information.

16        n   n   n       B O A R D W A L K   R E I T

  G O A L S   &   T A R G E T S     A R   2 0 1 6

UNITHOLDERS:   To provide a consistent, sustainable and attractive investment option focused on providing stable monthly 

cash flow and increasing overall returns for Unitholders. 

2016 Targets

2016 Results

Realize FFO target $3.40 
to $3.60 per Trust Unit.

✗ Boardwalk achieved FFO of $2.84 in 2016.  Though the Trust did not achieve 
its original 2016 target, the Trust provided quarterly guidance updates and 
revisions.

Stabilized Buildings NOI 
growth of -2% to 2%.

Realize a total return 
on the REIT units that 
outperforms the S&P/
TSX Composite and the 
S&P/TSX Capped REIT 
Indices.

Complete performance 
enhancing transactions 
to maximize Unitholder 
value.

✗ Stabilized buildings NOI decreased 12.50%.  The Trust revised its NOI target each 

quarter.

✗ Boardwalk Unitholders realized a total return of 9.2% on their REIT units, 

compared to the posted return of 17.6% for the S&P/TSX Capped REIT Indices. 
The return for Boardwalk and other publicly traded entities for 2016 were 
moderated by a decline in REIT Unit Prices in December, a result of declining 
Crude Oil Prices.

The S&P/TSX Composite index returned a gain of 21.1% and also outperformed 
Boardwalk Units.

✓✓

The Trust acquired 747 newly constructed apartment units in Calgary and 
Edmonton in 2016 at a price near construction cost.  

Boardwalk also completed the development of the first phase of Pines Edge in 
Regina, a 79 unit community with underground parking.  

In 2016, Boardwalk was pleased to announce the formation of a joint venture 
co-ownership arrangement between RioCan REIT to develop a 12-storey 
residential tower with a retail podium at RioCan’s Brentwood Village Shopping 
Centre in Calgary, AB.  Boardwalk views RioCan as a like-minded partner, 
sharing similar values and goals as its own; namely in maximizing the potential 
of well-located, transit-oriented, mixed-use developments while creating new 
communities that Residents are proud to call home.

2017 Targets

Realize FFO target of 
$2.30 to $2.65.

Stabilized Buildings NOI 
growth of -15% to -9%.

Realize a total return 
on the REIT units that 
outperforms the S&P/
TSX Composite and the 
S&P/TSX Capped REIT 
Indices.

Complete performance 
enhancing transactions 
to maximize Unitholder 
value.

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    B O A R D W A L K   R E I T       n   n   n         17

C O M M U N I T Y   S T R O N G

Unitholders

Boardwalk continues to maintain a diverse portfolio of assets spanning across 
four provinces, and consisting of more than 200 communities which vary between 
high-rises, low-rises and townhomes and appeal to a wide demographic of Resident 
Members. This range in product allows Boardwalk to provide value and flexibility in 
homes to a broad range of Residents across Canada.

Boardwalk  is  not  immune  to  market  instability  and  volatility, 

comprised of Auburn Landing (238 units) in Calgary, Alberta for 

however conservative fiscal management has allowed the Trust 

$51.2 million, and Vita Estates (162 units); Axxess (165 units); and 

to maintain a strong financial position, with ample liquidity. This 

The Edge (182 units) in Edmonton, Alberta for $93.0 million.

strong financial position allows Boardwalk to pursue and capital-

ize on opportunities as they arise across its portfolio. 

The  Trust  announced,  in  Q3  2016,  the  formation  of  a  joint 

venture  arrangement  between  RioCan  REIT  and  Boardwalk 

With  over  200  resilient  communities  currently  in  Boardwalk’s 

REIT  to  develop  a  mixed  use  tower  consisting  of  an  at-grade 

portfolio,  the Trust  continues  to  take  a  disciplined  approach  to 

retail podium totaling approximately 10,000 square feet and an 

acquisitions, dispositions, and development with the goal of high-

12-storey  residential  tower  with  approximately  120,000  square 

grading  its  portfolio  through  the  acquisition  and  development 

feet of residential space, totaling approximately 165 apartment 

of  new  communities,  as  well  as  continued  investment  in 

units at RioCan’s Brentwood Village Shopping Centre in Calgary, 

value  added  capital  expenditures  such  as  Boardwalk’s  suite 

AB.  The  development  will  include  two  levels  of  underground 

renovation  program.  In  2016,  the  Trust  utilized  the  counter-

parking and will provide premium rental housing minutes from 

cyclical opportunity to acquire newly constructed purpose built 

downtown  Calgary  along  the  Northwest  Light  Rail Transit  Line, 

rental  buildings  from  local  developers  at  or  near  the  cost  of 

while  providing  close  proximity  to  the  University  of  Calgary, 

construction.  Acquisitions  in  2016  totaled  747  apartment  units 

McMahon Stadium and Foothills Hospital. 

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  O P E R A T I O N S   R E V I E W    A R   2 0 1 6

Boardwalk views Riocan as a like-minded partner who shares sim-

As  interest  rates  remained  low  for  much  of  2016,  Boardwalk  is 

ilar values and goals to its own, namely to maximize the potential 

pleased to have renewed approximately $247 million of matur-

of  well-located,  transit  oriented  mixed  use  developments  that 

ing  CMHC  mortgage  principal.  The  weighted  average  new 

can  be  constructed  to  create  new  communities  that  residents 

interest rate on these funds was 2.14% versus the maturing rate 

are proud to call home. The joint venture involves an equal 50% 

of 3.92%, a significant decrease to Boardwalk’s interest expense. 

interest in which both Riocan and Boardwalk will provide its best-

The average term of these renewals was over 7 years.

in-class retail and residential expertise, respec-

tively,  to  co-develop  the  asset.  To  maximize 

the  value  of  the  development,  RioCan  will 

manage the retail component and Boardwalk 

will manage the residential component, each 

on a cost basis. 

In 2016, the Trust introduced 
a new suite renovation 
program to enhance 
Boardwalk’s product quality.

The 

largest  opportunity  for  the  Trust  to 

enhance  value  to  Unitholders  continues 

to  be  organic  growth  within  the  Trust’s 

portfolio.  Throughout  the  softer  economic 

environment  in  Boardwalk’s  Alberta  markets 

in  2016,  the  Trust  continued  to  invest  in  its 

RioCan  and  Boardwalk  are  currently  working  together  to  final-

own  portfolio  and  introduced  a  suite  renovation  program  to 

ize  the  submission  of  plans  for  a  development  permit.  Subject 

enhance Boardwalk’s product quality. By focusing on providing 

to  certain  conditions,  including  the  receipt  of  both  the  devel-

the Boardwalk brand of customer service and a further enhanced 

opment  permit  and  the  subdivision  of  the  lands  on  terms  and 

product, the Trust believes it has positioned itself well for 2017 

conditions satisfactory to both RioCan and Boardwalk, closing is 

and beyond.

expected to occur in mid-2017, with construction beginning as 

early as Q3, 2017. Based on the determination of total buildable 

area,  Boardwalk  will  pay  RioCan  approximately  $2.9  million  for 

a 50% interest in the sub-divided land at closing. Subject to the 

finalization  of  building  plans  and  specifications,  it  is  estimated 

that  the  total  construction  for  the  project  will  be  between  $60 

million to $70 million ($30 million to $35 million per partner).

Through  the  continued  guidance  and  leadership  of  the  Trust’s 

Board  and  experienced  management,  Boardwalk  continues  to 

be  an  industry  leader  in  transparency  and  financial  disclosure. 

Boardwalk’s quarterly financial reports are an excellent source of 

information  for  all  of  its  stakeholders  and  can  be  found  online 

on  Boardwalk’s  investor  website:  www.BoardwalkREIT.com.  As 

highlighted in these reports, Boardwalk continues to be one of 

Also in 2016, Boardwalk completed the first phase of its develop-

the only REITs to provide stakeholders with financial guidance on 

ment at Boardwalk’s Pines of Normanview Community in Regina, 

a quarterly basis. Boardwalk finds this full transparency provides 

Saskatchewan. The first phase, known as Pines Edge I, was built 

opportunities  for  prospective  and  current  Unitholders  to  ade-

on excess land the Trust owns and was completed on time and on 

quately evaluate the Trust’s long-term value propositions.

budget in January of 2016. Lease up exceeded expectations with 

full occupancy four months after completion. Construction of the 

second  phase,  Pines  Edge  II  has  since  begun,  and  is  scheduled 

to be complete in July 2017.  Going forward, the Trust continues 

to explore the viability of other development projects on excess 

land it currently owns.

These  acquisition  and  development  initiatives  allow  the  Trust 

to  high-grade  its  portfolio  by  adding  newly  constructed,  high 

quality rental product in desirable locations.  These high quality 

assets  also  allow  the Trust  to  broaden  the  demographic  group 

Boardwalk serves.

  A R   2 0 1 6     O P E R A T I O N S   R E V I E W

    B O A R D W A L K   R E I T       n   n   n         19

C O M M U N I T Y   S T R O N G 

Resident 
Members

Boardwalk looks for new and 
innovative ways to further build our 
relationships with our Residents. The 
combination of superior service and 
building long lasting relationships 
continues to enhance the loyalty 
of our Resident Members who call 
Boardwalk home. 

As  a  part  of  Boardwalk’s  continued  effort  to  provide  the  best 

As  part  of  the  annual  surveys,  the  reasons  Resident  Members 

customer service, Boardwalk provides Residents with a Customer 

decide  to  leave  Boardwalk  is  also  tracked.  In  2016,  the  results 

Call Centre that is available to them 24 hours a day, 7 days a week, 

showed  move-outs  increased  slightly  year-over-year  to  12,998 

and 365 days a year. In addition, Boardwalk provides Residents 

compared  to  12,736  in  2015.  The  surveys  also  showed  that 

with  24-hour  on-call  maintenance  for  their  buildings,  which 

transfers of Residents to other Boardwalk buildings decreased by 

includes a 72-hour Maintenance Guarantee that ensures all stan-

10.5% year-over-year. 

dard maintenance requests will be completed within 72 hours. 

Under its “Internal Subsidy Program”, Boardwalk continued offer-

Residents  are  able  to  connect  with  our  Customer  Call  Centre 

ing  Resident  Members  various  methods  of  rental  forgiveness, 

by  phone,  email,  or  live  chat.  In  2016,  Boardwalk’s  website 

including withholding rental increases for those who are experi-

(www.bwalk.com)  reached  an  all-time  high  of  over  1.1  million 

encing financial hardship. Over the course of the year, Boardwalk 

visitors and 3.6 million page views; additionally, there were 156 

subsidized  suites  across  its  portfolio,  maximizing  its  dedicated 

phone calls, 80 thousand emails, and 17 thousand live chats were 

budget of $150 thousand annually, though this number fluctu-

received by the Centre. 

ates according to need. 

To ensure service is consistent and Residents are satisfied, both 

Boardwalk  actively  searches  for  new  ways  to  connect  with 

automated-telephone and online surveys were conducted with 

Resident  Members  and  has  found  great  success  through  its 

Resident  Members  who  either  had  recent  maintenance  work 

secure  Resident  Member  website.  In  2016,  new  features  were 

completed, or had recently moved into a Boardwalk Community. 

added to the Resident Member website, and include the follow-

‘A highlight from these surveys was that 85% of new Residents 

ing:  a  redesigned  Lease  and  Balance  page  to  display  expected 

responded with a positive score.  These annual surveys help to 

transactions  for  the  coming  month;  the  ability  to  add  multiple 

quantify Boardwalk’s level of customer service and where it can 

images to feedback and contact forms; and, reorganizing pages 

be improved.

to make the website as user-friendly as possible. In 2016, Resident 

Members increased their use of the “Community Corner”; a place 

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where Resident Members living in the same community have an 

opportunity  to  connect  online,  whether  through  the “Buy  and 

Sell” section, or as a way to make new friends. Registration on the 

website  increased  by  seven  (7%)  percent  year-over-year.  Plans 

are in place to further develop the Resident Member website in 

2017 to make it a convenient way for Residents to connect with 

Boardwalk and with each other. 

Believing  that  a  connected  community  is  the  basis  for  a  resil-

ient  community,  each  year,  Boardwalk  invites  and  encourages 

Residents  to  participate  in  numerous  sponsored  “Resident 

Appreciation  Events”  across  Canada,  including  movie  nights, 

zoo days, barbeques and more in and effort to engage Resident 

Members in its Golden Foundation. Boardwalk continues to find 

that these events help build relationships with Residents as well 

as also fosters the opportunity for Residents to form relationships 

amongst themselves. 

Boardwalk strives to provide 
superior service to our Resident 
Members and be Canada’s friendliest 
and preeminent landlord.

“Bringing You 
Home”

media websites and seeing substantial success with its Facebook 

page. Boardwalk uses social media to connect with and engage 

Boardwalk continued to publish and distribute its member mag-

current and potential Resident members. With the help of social 

azine “Across the Board”, online and in print, to Resident Members 

media, Boardwalk ran its 2016 branding campaign “Feel at Home”, 

across Canada three times yearly. The magazine features a variety 

which  saw  great  success  in  creating  positive  brand  awareness 

of information including household tips, community stories, city 

amongst the Community and Boardwalk’s Resident Members. 

profiles,  etc.,  and  offers  Resident  Members  an  opportunity  to 

get involved by writing a story of their own. In 2017, Boardwalk 

will  continue  to  distribute  the  magazine  as  it  provides  an 

excellent  way  to  connect  communities  and  Resident  Members 

across Canada. 

In 2017, new and creative ways will be identified and pursued to 

interact  with  Resident  Members  to  create  lasting  relationships. 

Based on past successes, it has been proven that one of the best 

ways  to  create  and  build  these  relationships  is  to  get  Resident 

Members involved in their communities by encouraging partic-

As  Boardwalk  is  always  looking  for  new  ways  to  connect  with 

ipation in community events. There is no greater demonstration 

current and potential Resident Members, it increased its focus in 

of  the  resiliency  in  community  than  Associates  and  Resident 

social media in 2016, with a presence now on a variety of social 

Members working side by side to build better communities. 

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C O M M U N I T Y   S T R O N G

Associates

Boardwalk’s mission is to provide the best quality communities for 
its Resident Members, and this can only be accomplished with the 
collaborative efforts of our team of over 1,700 dedicated Associates.

While  Associates  foster 

lasting,  resilient  communities  and 

to  all  its  Associates  across  Canada.  The  Community  Chest  is 

relationships  with  Resident  Members,  Boardwalk  continues  to 

bilingual, and also includes information about Health and Safety, 

provide an exceptional place for its Associates to work. 

benefits, messages from Senior Management, financial updates, 

A component of creating the best team is ensuring that access to 

and much more. 

information is provided to its Associates in a timely matter. With 

Annual  team  events  for  Boardwalk  Associates,  branded  as  The 

its  team  spanning  across  four  Provinces  in  Canada,  Boardwalk 

Executive  Associate  Meeting  (“TEAM”)  continue  to  be  hosted. 

has taken the necessary steps to developing a strategic internal 

TEAM  events  are  very  popular  across  Canada,  as  they  provide 

communications  program.  Such  program  includes  the  use  of 

opportunities  for  each  Associate  to  connect  with  members  of 

numerous communication vehicles to ensure that each Associate 

the Senior Management Team, as well as to receive updates on 

has quick and easy access to important information, including an 

Boardwalk’s strategy and operations. In addition to communica-

intranet  (the “Bistro”),  which  is  a  secure  website  Associates  can 

tion, TEAM has continued to shift its focus over the last few years 

access either from work or from home. The Bistro hosts informa-

towards  also  recognizing  and  celebrating  Boardwalk’s  family 

tion  regarding  Health  and  Safety,  benefits,  Human  Resources, 

of  outstanding  Associates,  providing  Senior  Management  with 

important  announcements,  as  well  as  information  concerning 

the  opportunity  to  acknowledge  outstanding  and  long-term 

community events. Additionally, Boardwalk publishes a quarterly 

Associates,  as  well  as  to  thank  them  for  their  hard  work  and 

internal  magazine  (the “Community  Chest”)  that  is  distributed 

continued  commitment  to  its  mission.  Finally,  Site  Associates 

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participate in monthly group meetings, during which they meet 

scenarios  for  training  videos  and  new  role-playing  exercises  to 

with the Leaders to discuss any concerns and review Boardwalk 

ensure content remains current and relevant. 

updates. 

Boardwalk  also  offers  Associates  a  comprehensive  benefits 

Boardwalk strives to provide its Associates with a rewarding place 

package, which includes an RRSP Match Program (“RRSP Match”). 

to  work  and  encourage  Associates  to  maintain  a  healthy  work-

Through  the  RRSP  Match,  Associates  can  opt  to  have  a  portion 

life  balance.  As  a  result,  it  frequently  conducts  market  research 

of their salary deposited directly into an RRSP, where Boardwalk 

to  ensure  that  Associates  are  offered  com-

petitive  compensation  packages.  Further, 

Boardwalk  offers  a  Profit  Share  Program 

that rewards Associates for helping to meet 

and surpass its corporate strategy and goals 

each  year.  Aside  from  compensation  and 

financial 

incentives,  Boardwalk  ensures 

Boardwalk offers a Profit 
Share Program that rewards 
Associates for helping to meet 
and surpass its corporate 
strategy and goals each year.

will  then  match  a  percentage  of  their  con-

tributions,  which  varies  depending  on  the 

Associate’s length of service. Under the RRSP 

Match, Boardwalk matched over $2.7 million 

in  Associate  contributions  in  2016.  In  addi-

tion to the RRSP Match Program, Boardwalk 

also  offers  Associates  a  three-tiered,  com-

that each Associate is given the opportunity to excel and reach 

prehensive  benefits  program.  In  2016,  Boardwalk  contributed 

their  full  potential.  Through  its  Succession  Planning  Program, 

over $2.2 million to Associate benefits. 

Boardwalk continues to invest in Associate training and develop-

ment to assist Associates in achieving their goals, investing over 

$121,000 in tuition fees, books and professional memberships for 

Associates in 2016. 

Boardwalk  strives  to  make  a  difference  for  charitable  organiza-

tions, and encourages Associates to give back to the communi-

ties that surround them. To foster the spirit of giving, Boardwalk 

continued  its  Charitable  Match  Donation  Program,  providing 

To  help  Associates  in  continuing  to  develop  their  skills  and 

Associates with the opportunity to donate a portion of their sal-

improve  the  level  of  customer  service  provided  to  Resident 

ary to a charity of their choice, which Boardwalk will then match, 

Members,  Boardwalk  created  and  implemented  its  Customer 

up  to  an  annual  maximum  of  $1,000  per  Associate.  Under  the 

Service  Representative  Best  Practices  Program  (“CSRBPP”).  The 

Program,  Boardwalk  matched  over  $26  thousand  in  Associate 

CSRBPP  currently  consists  of  three  types  of  training:  informa-

donations in 2016. 

tional brochures, videos, and role-playing exercises. The material 

was  developed  using  both  actual  life  examples  received  from 

Resident  Members,  as  well  as  feedback  from  Site  Associates. 

In  2016,  Boardwalk  found  the  CSRBPP  to  be  very  successful  at 

encouraging Associates to work together to solve problems and 

to learn from each other’s experience and expertise. Boardwalk 

plans  to  further  expand  the  CSRBPP  in  2017  to  include  new 

Boardwalk  expanded  its  recognition  program  in  2016  through 

the addition of a new benefit which recognizes Associates who 

have  been  with  Boardwalk  for  20  or  more  years  by  offering 

varying rewards including additional vacation days in milestone 

anniversary years and travel vouchers. 

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To  recognize  Boardwalk  Associates  who  go  above  and  beyond,  Boardwalk  continued 

its “Bravo Program” in 2016. The Bravo Program recognizes Associates after they receive 

a  compliment  from  a  Resident  Member.  When  a  Resident  Member  recognizes  an 

Associate’s exceptional service, Boardwalk believes that Associate should be celebrated. 

In  2016,  Boardwalk  gave  out  459  Bravos  and  awarded  12  Foundation  of  Excellence 

Awards (“FOE Awards”) to well-deserving Associates. FOE Awards are given to Associates 

who  have  been  recognized  by  their  peers  for  going  above  and  beyond,  and  living 

Boardwalk’s Mission, Vision, and Values on a daily basis. 

In addition to supporting Associates in the workplace, Boardwalk also works to support 

Associates outside of it. In each region that Boardwalk operates, an internal committee 

(“The Rainbow of Hope”), dedicated to raising funds to help Associates during times of 

need. Each Rainbow of Hope Committee grants wishes anonymously to Associates in 

their region who are experiencing some type of hardship; and who have either contacted 

The Rainbow of Hope themselves, or been nominated for a wish by another Associate. 

To ensure there are enough resources available within every region, Boardwalk matches, 

dollar for dollar, the fundraising efforts for each of the Rainbow of Hope Committee. 

Boardwalk  often  refers  to  Associates  as  being  part  of  the  Boardwalk  Family,  and  it 

believes  in  supporting  the  families  of  its  Associates.  To  accomplish  this  objective, 

Boardwalk established the Chairman’s Scholarship, a fund set aside, and awarded in two 

(2) installments, for the children of Associates to help with the cost of their post-second-

ary education. In 2016, Boardwalk awarded 32 children of Associates with scholarships, 

totaling over $249 thousand.

Boardwalk’s  efforts  to  create  a  great  place  to  work  and  to  maintain  a  happy,  healthy 

work environment for Associates continue to see success. As a result, Associate turnover 

for  2016  was  16.66%,  down  substantially  from  21.86%  in  2015.  Additionally,  27%  of 

Associates have chosen to remain with the Boardwalk Family for between five and ten 

years, while 21% have been with the Boardwalk Family for more than 10 years, resulting 

in a successful team of over 1,700 Associates who are dedicated and passionate about 

Boardwalk’s mission, vision and values. Together with its team, Boardwalk continues to 

foster community and achieving its goal of building better communities. 

BOARDWALK CHAIRMAN’S SCHOLARSHIP RECIPIENTS

ASSOCIATE NAME

CITY

ASSOCIATE NAME

CITY

STUDENT

Nikki Volante

Armaigne Rivero

Renz Rivero

Allyssa Lusung

Carlito Volante

Armando Rivero

Armando Rivero

Eleazar Lusung

Myles Tuchscherer

Marcel Tuchscherer

William Chrystian

Curtis Chrystian

Fatima Bautista

Julia Klassen

Racheal Hessel

Stephanie Zwicker

Salma Djulbic

Monica Viray

Alleissa Cayanan

Raziel Gervacio

Selbi Tashlieva

Hermela Bene

Abelardo Bautista

Helen Klassen

Ryan Hessel

Jack Zwicker

Saca Djulbic

Solomon Viray

Alex Cayanan

Angela Gervacio

Maisa Tashlieva

Solomon Tareke

Red Deer

Regina

Regina

Regina

Saskatoon

Edmonton

Edmonton

London

London

London

London

Regina

Edmonton

Saskatoon

Edmonton

Calgary

STUDENT

Pavel Roman

Penolopi David

Elena Roman

Lourdito David

Catherine Paet-Pondanera

Cecilia Paet-Pondanera

Roanne Camalig

Lirio Camalig

Kimberly Macasaet

Florencia Macasaet

Edmonton

Edmonton

Edmonton

Saskatoon

Saskatoon

Dalina Hilario Mata

Fortuna Mata de Hilario

Edmonton

Ericka Ancheta

Morena Ancheta

Edmonton

Michelle Santelices

Felix Santelices

Christine Costa

Erika Pascua

Jhustine Rafael

Chealshe Viray

Constantino Costa

Renante Pascua

Jhoanna Rafael

Solomon Viray

Samantha Herreria

Samuel Herreria

Calgary

Regina

Regina

Saskatoon

Regina

Regina

Myriam Abou-Ghazaly

Carole Bachalany

Saint-laurent

Rasha Hammoud-Puelles

Julissa Puelles

Catherine Cabana

Helene Thomas

Montreal

Verdun

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C O M M U N I T Y   S T R O N G

Health and Safety

Boardwalk strives to create a safe work environment. 
As a result, it has carried forward its Zero Injury 
Campaign with the goal to eliminate all workplace 
injuries and illnesses. 

In  2016,  180  Boardwalk  Communities  remained  injury  free  for  the  entire  year. 

HEALTH AND SAFETY 
PROGRAMS

Boardwalk  is  pleased  to  offer  the  following 

programs  to  ensure  that  our  Associates 

receive  appropriate  training  and  education 

for  their  positions,  and  to  ensure  that  they 

remain safe in the workplace: 

•  Asbestos Management Plan

•  Associate Training

•  Bed Bug Control

•  Bodily Fluids & Dead Animal Cleanup

•  Chainsaw Safety

•  Communication

•  Company Vehicle Safety

•  Confined Spaces

•  Electrical Safety

•  Emergency Response

•  Environmental Policy

•  Fall Protection

Communities that accomplish the Zero Injury goal are rewarded by Senior Management 

•  Firearms / Weapons Found on Site

for their commitment to safety through recognition in the Community Chest, on Bistro 

and at TEAM luncheons. To ensure all Associates understand that Health and Safety is a 

priority and is everyone’s responsibility, a Health and Safety component is included in all 

annual performance reviews. 

An internal Health and Safety audit was conducted in 2016, consisting of three verifica-

tion methods: documentation reviews, interviews, and site observations. The audit was 

conducted to measure and evaluate Boardwalk’s Health and Safety Program against the 

standards established by Alberta Employment and Immigration – Workplace Partnership 

•  First Aid

•  Forklift Safety

•  Hazard Detection Program

•  Hazardous Materials, Storage and Disposal

•  Housekeeping

• 

• 

• 

• 

Incident Reporting

Indoor Air Quality

Job Hazard Analysis

Joint Health & Safety Committee

•  Ladder Safety

•  Lockout and Tagging

- the final score was 99%. Areas where Boardwalk exceled were: Management Leadership, 

•  Material Safety Data Sheets (MSDS)

Organizational  Commitment,  Hazard  Control,  Ongoing  Inspections,  and  Accident/

•  Modified Duties

Incident Investigation. Along with identifying areas of excellence, the audit identified 

areas  in  the  Program  where  Boardwalk  can  still  improve.  Proactively,  Boardwalk  has 

already begun implementing improvements based on those results. 

A key to Health and Safety is the communication of the Program to over 1,700 Associates 

•  Monthly Site Safety Inspections

•  Mould Remediation

•  Needle / Syringe Safety

•  Noise Exposure & Hearing Conservation

•  Office Ergonomics

•  Pandemic Response

located across Canada. Such communication is accomplished by using numerous vehi-

•  Personal Protective Equipment

cles  and  tools,  including  articles  in  the  Community  Chest,  posts  on  Bistro,  at  annual 

TEAM  luncheons,  through  monthly  Health  and  Safety  newsletters  and  at  Site  Safety 

Meetings, as well as Joint (Leaders and Associates) Health and Safety Committees. This 

•  Pesticides Protocol

•  Pool Safety

•  Power Tool Safety

•  Respirator Code of Practice

ensures every Associate is aware of the Program and is implementing its policies, keep-

•  Right to Refuse Unsafe Work

ing Boardwalk a safe place to work. 

The Province of Ontario adopted significant changes to the Accessibility for Ontarians 

with Disabilities Act (the “AODA”) in 2016. In relation to those changes, Boardwalk com-

•  Safety Infractions

•  Site Safety Meetings

•  Slip, Trip & Fall

•  Snow Shoveling

•  Sun & Heat Protection

pleted a comprehensive examination of its Health and Safety Program and made the 

•  Transportation of Dangerous Goods

necessary adjustments to ensure the Program remains in compliance with the AODA. 

•  Visitor Policy

AODA compliance means we are able to provide services to Residents, Associates and 

others with disabilities.

•  Workplace  Hazardous  Materials  Information 

Systems (WHMIS)

•  Working Alone

•  Workplace Violence

•  Zero Injury Campaign

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B O A R D W A L K   I S 

Community 
Strong

Boardwalk believes in the power of 
community, and the positive effect that 
this focus can have on our Residents and 
our stakeholders. 

Despite  current  economic  volatility  in  Boardwalk’s  Western 

markets,  it  believes  the  quality  of  its  communities  leads  to 

Residents choosing Boardwalk as their preferred housing option, 

resulting in sustainable returns for Unitholders while providing a 

great place to work and call home. 

as making ready a five-tonne truck filled with emergency equip-

ment and supplies to help the community with the transition. 

In  preparing  affected  buildings  and  suites  for  occupancy, 

Boardwalk made every effort to ensure the health, welfare and 

safety  of  Associates,  Resident  Members  and  the  Community. 

Complete interior and exterior clean-ups were done, and favour-

able  test  results  for  Boardwalk’s  sites  in  Fort  McMurray  were 

Illustrating Community Strong, we look to the wildfires in Alberta, 

received,  ensuring  there  were  no  health  risks  prior  to  allowing 

leaving  thousands  of  families  in  immediate  need  of  assistance. 

re-entry.  Throughout  the  process,  ongoing  updates  were  pro-

Boardwalk and its Associates worked tirelessly to provide accom-

vided to Resident Members, Associates, investors and the com-

modation and aid not just for its Resident Members but for any 

munity at large via Bistro and Boardwalk’s website. 

evacuee,  including  initiating  the  “Quadruple  Challenge”  with 

Associates raising an additional $21,000 for relief efforts.

Many Alberta Boardwalk Communities, including: Edmonton and 

Red  Deer  (453  families),  Calgary  (67  families),  and  many  others 

To  care  for  and  support  its  team  during  this  difficult  time, 

helped  evacuees  during  and  after  the  evacuation,  providing 

Boardwalk  contacted  Associates  to  confirm  that  they  and  their 

assistance and support for 612 families. West Edmonton Village, 

families  were  evacuating  and  were  safe.  Many  were  evacuated 

in  particular,  proudly  displays  thank  you  cards  received  from 

to  the  Edmonton  area  and  greeted  at  Boardwalk’s  Regional 

evacuees on the reception desk. The kind words on these cards 

office  where  they  were  given  support  and  told  that  they,  and 

remind us of what Boardwalk stands for: Community. 

Resident  Members  affected  by  the  evacuation,  would  receive 

$1,500 to help relieve some of their expenses and that Boardwalk 

would continue to pay their salaries through the evacuation and 

restoration periods.

Annually, Boardwalk supports Associates and Resident Members 

giving  back  to  their  communities  through  involvement  in  over 

100  community  sponsorships  and  initiatives  across  Canada, 

including  Homes  of  Hope,  blood  drives,  Stephen’s  Backpacks 

As  re-entry 

into  Fort  McMurray  remained  undetermined, 

(4050 backpacks filled and 60 children sent to school), KidSport, 

Boardwalk continued its support, offering security deposit waiv-

Corporate Challenge, food drives, seniors events and homeless-

ers, free rent for the months of May and June,  a 25% rental rate 

ness  fundraisers,  Walk  for  Wellspring,  Youth  Mentor  Programs, 

reduction, and flexible lease terms for those who chose to stay 

Cornerstone Youth Centre meal preparations, The Memorial Cup, 

longer at its other Communities. 

art workshops, community clean-up events, Week of Caring (481 

Once the evacuation order was lifted and clearance was received 

volunteer hours), Feed the Hungry events and many more. 

to return to Fort McMurray, Boardwalk Associates from all across 

WE  Day  Alberta  (“WE  Day”),  hosted  annually  by  The  WE 

Alberta rallied, assisting with the early stages of re-entry as well 

Organization, encourages youth to get involved in their local and 

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global communities, empowering youth to become the leaders of tomorrow. In 2016, 

Boardwalk was once again a Platinum Sponsor, sending youths from a local after school 

drop-in center to WE Day, who otherwise would not have had the opportunity to attend. 

Partnering with the Community Service Learning Program at the University of Alberta, 

each year, Boardwalk encourages students to give back to their communities by creating 

their own community initiative in the hopes of receiving The Boardwalk Learning and 

Change  Award. Three  to  five  initiatives  are  then  selected  for  presentation  to  a  panel 

of judges with the winner receiving a $10,000 grant to put their plan into action. The 

2016 winner was Punit Virk’s initiative, “YEG Newcomer Empowerment Through Stories 

(“NETS”): A Summer Digital Storytelling Program”. 

Boardwalk strives to ensure everyone has a place to call home by supporting commu-

nity events across Canada to help end homelessness, including events such as  “Hockey 

Helps the Homeless” (numerous cities), “Five Days for the Homeless” (held at post-sec-

ondary institutions), and partnering with organizations to provide affordable housing 

across Canada. A few such organizations are Calgary Homeless Foundation, Homeward 

Trust, London Housing Company, Red Deer Housing, the Mustard Seed, and many oth-

ers. In total, Boardwalk provides approximately 1,100 affordable housing units to these 

programs.

Boardwalk is pleased to have recognized more than 100 sites in 

the Boardwalk Angels Program. 

Internationally,  Boardwalk  continues  to  offer  its “Homes  of  Hope”  benefit  (in  partner-

ship  with “Youth With  a  Mission”),  encouraging  Associates  and  Resident  Members  to 

We Day 2016

give back by building homes for families in need in Tijuana, Mexico. In 2016, Boardwalk 

funded two trips, enabling 97 individuals to travel and to build six homes in total. 

Nationally,  Boardwalk  continues  its  annual “Week  of  Caring”  each  December,  offering 

Associates  the  opportunity  to  volunteer  for  up  to  four  paid  hours  with  their  favorite 

local charity, including the “Operation Christmas Child” warehouses (a Samaritan’s Purse 

initiative) preparing shoeboxes to travel around the world. In 2016, Associates dedicated 

over 480 hours, with Resident Members joining in packing 2,123 shoeboxes full of gifts 

for children in need. 

Year-round,  Boardwalk  offers  the  “Charitable  Match  Donation  Program”,  enabling 

Associates  to  donate  a  portion  of  their  salary  to  a  specific  charity,  which  Boardwalk 

Hockey Helps the Homeless

then matches (up to $1,000 per Associate, per year). In 2016, Boardwalk matched over 

$29,700 in Associate donations. 

Charitable events held in 2016 continued to demonstrate resilience of community, and 

the positive effect that resiliency has on all stakeholders. 

Boardwalk  developed  the  Boardwalk  Angels  Program  (the  “Angels  Program”)  giving 

recognition to Boardwalk buildings where Resident Members have participated in char-

itable events. To date, Boardwalk is pleased to have recognized more than 100 sites. 

Boardwalk  strives  to  build  better  communities,  providing  Resident  Members  and 

Associates  opportunities  to  contribute  locally  and  globally,  believing  strong,  lasting 

communities are best built when we support one another and work together!

The Landmark Towers Annual Yard Sale was a wonder-

ful opportunity for our Resident Members to meet their 

neighbours, and the sale raised $3,320 in support of the 

Wellspring London and Region organization.

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C O M M U N I T Y   S T R O N G 

Environment  
and Sustainability

Boardwalk takes pride in its commitment to be an 
environmentally conscious organization, however, being a 
sustainable company means much more than solely being 
environmentally conscious. 

Boardwalk takes a more robust view on sustainability and believes that in order to truly 

excel  in  sustainability  it  must  provide  sustainable  places  for  Associates  to  work  and 

Resident  Members  to  live,  as  well  as  a  sustainable  balance  sheet  and  returns  for  our 

Unitholders. 

Meadowside Estates, Edmonton – Before

Boardwalk minimizes its impact on the environment by installing low flow showerheads 

Meadowside Estates – After

and  toilets,  purchasing  energy  star  appliances,  utilizing  energy  efficient  fixtures,  LED 

lighting,  and  low VOC  paint,  as  well  as  timers  and  photocells  for  outdoor  lighting,  to 

ensure  lights  only  stay  on  as  long  as  needed.  In  addition  to  these  efforts,  Boardwalk 

has ongoing capital projects that work towards creating energy efficient communities 

though  attic  insulation,  ventilation  updates,  roof  replacements,  building  envelope 

upgrades, siding upgrades and window replacements. The upgrades and replacements 

have allowed Boardwalk to lower the amount of energy Boardwalk buildings consume 

going forward. 

Installation  of  variable  frequency  drives  is  being  done  on  large  motors  across  the 

portfolio,  which  allows  for  better  monitoring  and  regulation  of  energy  consumption, 

reduced operating costs and reduced greenhouse gas emissions.  Across its portfolio, 

carbon emissions of Boardwalk Buildings have been reduced by one-third of what was 

previously being produced. 

In an effort to further reduce operating costs and CO2 emissions, Boardwalk has installed, 

and is continually monitoring, high-efficiency, hi-consumption, domestic hot water sys-

tems. The use of water and gas meters on both high-efficient and standard-efficiency 

systems demonstrates provable effectiveness of this strategy.

Making use of intranet, the “Bistro”, and the secure Resident Member website, Boardwalk 

is  able  to  provide  all  communication  and  information  for  Associates  and  Resident 

Members electronically, resulting in decreased use of printed paper. All Associates are 

also encouraged to turn off lights and computers at the end of each day, over weekends 

and while on vacation in all offices, while recycling programs for cardboard, paper, plas-

tic, computer and printer parts are available at Boardwalk buildings, all to ensure every 

effort to foster environmental accountability and sustainability is being made. 

Francois Rive Verdun, Quebec City – Parkade restoration – Before

Francois Rive Verdun – Parkade restoration – After

28        n   n   n       B O A R D W A L K   R E I T

  O P E R A T I O N S   R E V I E W    A R   2 0 1 6

Meadowside Estates, Edmonton – Before

Meadowside Estates – After

Francois Rive Verdun, Quebec City – Parkade restoration – Before

Francois Rive Verdun – Parkade restoration – After

Aside  from  environmental  sustainability,  Boardwalk  strives  to  be  both 

socially  and  financially  sustainable.  Boardwalk  works  towards  social 

sustainability  through  its  various  involvements  in  community  initia-

tives and projects across its portfolio. This is accomplished through 

partnerships with community organizations, financial sponsorships 

and encouraging volunteerism amongst Associates and Resident 

Members.  Boardwalk  also  aims  to  bring  awareness  of,  and  find 

solutions to, social issues, with a particular focus on homelessness. 

As  a  result,  Boardwalk  partners  with  various  organizations  across 

Canada  to  provide  affordable  housing  to  those  in  need,  making 

long strides to be both socially sustainable and a positive influence 

in local and global communities. Boardwalk is encouraged by its team 

of  Associates,  who  drive  community  involvement,  and  continues  to 

empower its Associates and Resident Members to make a difference. 

Continued 

financial sustainability 

provides value to Boardwalk’s 

Unitholders, opportunities to grow and 

build better local and global communities 

and to provide Resident Members  

and Associates with happy, safe,  

resilient communities in which  

to live and work. 

Financial  sustainability  is  driven  through  the  guidance  of  Boardwalk’s  Board  of 

Trustees, Management team and stakeholders. Through the valued input and guidance 

from each of these groups, Boardwalk continues to maintain a strong balance sheet and 

conservative  fiscal  management.  Continued  financial  sustainability  provides  value  to 

Boardwalk’s Unitholders, opportunities to grow and build better local and global com-

munities  and  to  provide  Resident  Members  and  Associates  with  happy,  safe,  resilient 

communities in which to live and work. 

  A R   2 0 1 6     O P E R A T I O N S   R E V I E W

    B O A R D W A L K   R E I T       n   n   n         29

Portfolio 
Summary

30        n   n   n       B O A R D W A L K   R E I T

  O P E R A T I O N S   R E V I E W    A R   2 0 1 6

Auburn Landing, Calgary

Axxess, Edmonton

PROPERTY NAME 

CALGARY, AB
Beltline Towers 
Boardwalk Heights 
Brentview Towers 
Centre Pointe West 
Chateau 
Elbow Tower 
Flintridge Place 
Glamorgan Manor 
Hillside Estates 
Lakeside Estates 
Lakeview 
McKinnon Court 
McKinnon Manor 
Northwest Pointe 
Oak Hill Estates 
O’Neil Tower 
Patrician Village 
Pineridge 
Prominence Place Apts. 
Radisson Village I 
Radisson Village II 
Radisson Village III 
Ridgeview Gardens 
Royal Park Plaza 
Russet Court 
Sarcee Trail Place 
Skygate Tower 
Spruce Ridge Estates 
Spruce Ridge Gardens 
Travois 
Varsity Place 
Varsity Square 
Vista Gardens 
Westwinds Village 
Willow Park Gardens 

BUILDING 
TYPE 

 # SUITES 

 NET 
RENTABLE 
SQ. FT. 

AVERAGE 
UNIT 
SIZE 

Highrise
Highrise
Highrise
Midrise
Highrise
Highrise
Midrise
Walk-Up
Walk-Up
Walk-Up
Walkup
Walk-Up
Walk-Up
Walk-Up
Townhouse
Highrise
Walk-Up
Lowrise
Walk-Up
TH & WU 
TH & WU 
Townhouse
Townhouse
Highrise
Garden
HR & MR 
Highrise
Walk-Up
Walk-Up
Walk-Up
Walk-up
MR&LR
Townhouse
Walk-Up
Walk-Up

 115 
 202 
 239 
 123 
 145 
 158 
 68 
 86 
 76 
 89 
 120 
 48 
 60 
 150 
 240 
 187 
 392 
 76 
 75 
 124 
 124 
 118 
 160 
 86 
 206 
 376 
 142 
 284 
 109 
 89 
 70 
 297 
 100 
 180 
 66 
 5,180 

 80,424 
 160,894 
 151,440 
 110,611 
 110,545 
 108,280 
 55,023 
 63,510 
 58,900 
 77,732 
 107,680 
 36,540 
 43,740 
 102,750 
 236,040 
 131,281 
 295,600 
 52,275 
 55,920 
 108,269 
 108,015 
 124,379 
 151,080 
 66,137 
 213,264 
 301,720 
 113,350 
 196,464 
 86,351 
 61,350 
 47,090 
 241,128 
 121,040 
 137,815 
 44,563 
 4,161,200 

 699 
 797 
 634 
 899 
 762 
 685 
 809 
 738 
 775 
 873 
 897 
 761 
 729 
 685 
 984 
 702 
 754 
 688 
 746 
 873 
 871 
 1,054 
 944 
 769 
 1,035 
 802 
 798 
 692 
 792 
 689 
 673 
 812 
 1,210 
 766 
 675 
 803 

PROPERTY NAME 

EDMONTON, AB
Alexander Plaza 
Aspen Court 
Boardwalk Arms A 
Boardwalk Centre 
Boardwalk Villages 
Breton Manor 
Briarwynd Court 
Brookside Terrace 
Cambrian Place 
Camelot 
Capital View Tower 
Carmen 
Castle Court 
Castleridge Estates 
Cedarville 
Christopher Arms 
Corian 
Deville 
Ermineskin Place 
Fairmont Village 
Fontana Place 
Fort Garry House 
Galbraith House 
Garden Oaks 
Granville Square 
Greentree Village 
Habitat Village 
Imperial Tower 
Kew Place 
Lansdowne Park 
Leewood Village 
Lord Byron Towers 
Lord Byron Townhouses 
Lorelei House 
Maple Gardens 
Marlborough Manor 
Maureen Manor 
Meadowside Estates 
Meadowview Manor 
Monterey Pointe 
Morningside Estates 
Northridge Estates 
Oak Tower 

(continued on following page)

BUILDING 
TYPE 

 # SUITES 

 NET 
RENTABLE 
SQ. FT. 

AVERAGE 
UNIT 
SIZE 

Walk-Up
Walk-Up
Walk-Up
Highrise
Townhouse
Walk-Up
TH & WU 
TH & WU
Walk-Up
Walk-Up
Highrise
Walk-Up
Walk-Up
Townhouse
Walk-Up
Lowrise
Garden
Highrise
Highrise
Walk-Up
Lowrise
Highrise
Highrise
Garden
Townhouse
Walk-Up
Townhouse
Highrise
Walk-Up
Midrise
Walk-Up
Highrise
Townhouse
Walk-Up
Walk-Up
Walk-Up
Highrise
Walk-Up
Walk-Up
Walk-Up
Walk-Up
Walk-Up
Highrise

 252 
 80 
 78 
 597 
 255 
 66 
 172 
 131 
 105 
 64 
 115 
 64 
 89 
 108 
 144 
 45 
 153 
 66 
 226 
 424 
 62 
 93 
 163 
 56 
 48 
 192 
 151 
 138 
 108 
 62 
 142 
 158 
 147 
 78 
 181 
 56 
 91 
 148 
 348 
 104 
 223 
 180 
 70 

 203,740 
 68,680 
 64,340 
 471,871 
 258,150 
 57,760 
 144,896 
 196,779 
 105,008 
 54,625 
 71,281 
 54,625 
 93,950 
 124,524 
 122,120 
 29,900 
 167,400 
 47,700 
 181,788 
 362,184 
 40,820 
 70,950 
 110,400 
 47,250 
 53,376 
 156,000 
 129,256 
 112,050 
 105,776 
 48,473 
 129,375 
 133,994 
 172,369 
 65,870 
 163,840 
 49,582 
 64,918 
 104,036 
 284,490 
 83,548 
 167,064 
 103,270 
 51,852 

 808 
 859 
 825 
 790 
 1,012 
 875 
 842 
 1,502 
 1,000 
 854 
 620 
 854 
 1,056 
 1,153 
 848 
 664 
 1,094 
 723 
 804 
 854 
 658 
 763 
 677 
 844 
 1,112 
 813 
 856 
 812 
 979 
 782 
 911 
 848 
 1,173 
 844 
 905 
 885 
 713 
 703 
 818 
 803 
 749 
 574 
 741 

  A R   2 0 1 6     O P E R A T I O N S   R E V I E W

    B O A R D W A L K   R E I T       n   n   n         31

The Edge, Edmonton

Pines Edge, Regina

PROPERTY NAME 
EDMONTON, AB 
(continued)
Parkside Tower 
Parkview Estates 
Pembroke Estates 
Pinetree Village 
Point West Townhouses 
Primrose Lane 
Prominence Place 
Redwood Court 
Riverview Manor 
Royal Heights 
Sandstone Pointe 
Sir William Place 
Solano House 
Southgate Tower 
Summerlea Place 
Suncourt Place 
Tamarack East & West 
Terrace Garden Estates 
Terrace Tower 
The Palisades 
The Westmount 
Tower Hill 
Tower On The Hill 
Valley Ridge Tower 
Victorian Arms 
Viking Arms 
Village Plaza 
Warwick 
West Edmonton Court 
West Edmonton Village 
Westborough Court 
Westbrook Estates 
Westmoreland 
Westridge Estates B 
Westridge Estates C 
Westridge Manor 
Westwinds of Summerlea 
Whitehall Square 
Wimbledon 

BUILDING 
TYPE 

 # SUITES 

 NET 
RENTABLE 
SQ. FT. 

AVERAGE 
UNIT 
SIZE 

Highrise
Townhouse
Walk-Up
Walk-Up
Townhouse
Walk-Up
Highrise
Lowrise
Highrise
Highrise
Walk-Up
HR & WU
Highrise
Highrise
Garden
Walk-Up
Garden
Walk-Up
Highrise
Highrise
Highrise
Highrise
Highrise
Highrise
Walk-Up
Highrise
Townhouse
Walk-Up
Walk-Up
HR, WU & TH 
Walk-Up
Walk-Up
Lowrise
Lowrise
Lowrise
Garden
Garden
HR & WU 
Highrise 

 179 
 104 
 198 
 142 
 69 
 153 
 91 
 116 
 81 
 74 
 81 
 220 
 91 
 170 
 39 
 62 
 132 
 114 
 84 
 94 
 133 
 82 
 100 
 49 
 96 
 240 
 68 
 60 
 82 
 1,176 
 60 
 172 
 56 
 91 
 90 
 64 
 48 
 598 
 165 
 11,957 

 162,049 
 88,432 
 198,360 
 106,740 
 72,810 
 151,310 
 73,310 
 107,680 
 62,092 
 41,550 
 83,800 
 126,940 
 79,325 
 153,385 
 43,297 
 55,144 
 212,486 
 101,980 
 66,000 
 77,200 
 124,825 
 46,360 
 85,008 
 30,546 
 91,524 
 257,410 
 65,280 
 49,092 
 73,209 
 1,138,368 
 50,250 
 148,616 
 45,865 
 56,950 
 56,950 
 69,038 
 53,872 
 545,934 
 117,216 
 10,500,083 

 905 
 850 
 1,002 
 752 
 1,055 
 989 
 806 
 928 
 767 
 561 
 1,035 
 577 
 872 
 902 
 1,110 
 889 
 1,610 
 895 
 786 
 821 
 939 
 565 
 850 
 623 
 953 
 1,073 
 960 
 818 
 893 
 968 
 838 
 864 
 819 
 626 
 633 
 1,079 
 1,122 
 913 
 710 
 878 

PROPERTY NAME 

 RED DEER, AB
Canyon Pointe 
Cloverhill Terrace 
Inglewood Terrace 
Parke Avenue Square 
Riverbend Village 
Saratoga Tower 
Taylor Heights 
Watson Tower 
Westridge Estates 

FORT MCMURR AY, AB
Birchwood Manor 
Chanteclair 
Edelweiss Terrace 
Heatherton 
Hillside Manor 
Mallard Arms 
McMurray Manor 
The Granada 
The Valencia 

REGINA, SK
Ashok Portfolio 
Boardwalk Estates 
Boardwalk Manor 
Centennial South 
Centennial West 
Eastside Estates 
Evergreen Estates 
Grace Manors 
Greenbriar 
Lockwood Arms 
Pines of Normanview 
Qu’appelle Village I & II 
Qu’appelle Village III 
Southpointe Plaza 
The Meadows 
Wascana Park Estates 

BUILDING 
TYPE 

 # SUITES 

 NET 
RENTABLE 
SQ. FT. 

AVERAGE 
UNIT 
SIZE 

Walk-Up
Midrise
Lowrise
Walk-up
Walk-Up
Midrise
Walk-Up
Midrise
Townhouse

Walk-Up
Walk-Up
Walk-Up
Walk-Up
Walk-Up
Walk-Up
Lowrise
Walk-Up
Walk-Up

Walk-Up
Walk-Up
Walk-Up
Garden
Garden
Townhouse
Walk-Up
Townhouse
Walk-Up
Walk-Up
Garden
TH & WU 
Walk-Up
Midrise
Townhouse
Townhouse

 163 
 120 
 68 
 88 
 150 
 48 
 140 
 50 
 112 
 939 

 24 
 79 
 32 
 23 
 30 
 36 
 44 
 44 
 40 
 352 

 140 
 665 
 72 
 170 
 60 
 150 
 150 
 72 
 72 
 96 
 133 
 154 
 180 
 140 
 52 
 316 
 2,622 

 114,039 
 102,225 
 42,407 
 87,268 
 114,750 
 53,762 
 103,512 
 43,988 
 113,664 
 775,615 

 18,120 
 68,138 
 27,226 
 16,750 
 21,248 
 30,497 
 30,350 
 35,775 
 33,850 
 281,954 

 81,098 
 452,719 
 60,360 
 129,080 
 46,032 
 167,550 
 125,660 
 69,120 
 57,600 
 69,000 
 115,973 
 133,200 
 144,160 
 117,560 
 57,824 
 303,360 
 2,130,296 

 700 
 852 
 624 
 992 
 765 
 1,120 
 739 
 880 
 1,015 
 826 

 755 
 863 
 851 
 728 
 708 
 847 
 690 
 813 
 846 
 801 

 579 
 681 
 838 
 759 
 767 
 1,117 
 838 
 960 
 800 
 719 
 872 
 865 
 801 
 840 
 1,112 
 960 
 812 

32        n   n   n       B O A R D W A L K   R E I T

  O P E R A T I O N S   R E V I E W    A R   2 0 1 6

201 Corot, Montreal

Complexe Laudance, Quebec City 

PROPERTY NAME 

SASK ATOON, SK
Carlton Tower 
Chancellor Gate 
Dorchester Tower 
Heritage Townhomes 
Lawson Village 
Meadow Park Estates 
Palace Gates 
Penthouse 
Regal Towers 
Reid Park Estates 
St. Charles Place 
St. James Place 
Stonebridge 
Stonebridge Townhomes 
Wildwood Ways B 

LONDON, ON
Abbey Estates 
Castlegrove Estates 
Forest City Estates 
Heritage Square 
Landmark Towers 
Maple Ridge On The Parc 
Meadowcrest 
Noel Meadows 
Ridgewood Estates 
Sandford 
The Bristol 
Topping Lane Terrace 
Villages of Hyde Park 
Westmount Ridge 

MONTREAL , QC
Domaine d’Iberville 
Le Bienville 
Les Jardins Viva 
Nuns’ Island Portfolio 
Complexe Deguire 
Le Quatre Cent 

BUILDING 
TYPE 

 # SUITES 

 NET 
RENTABLE 
SQ. FT. 

AVERAGE 
UNIT 
SIZE 

Highrise
Walk-Up
Highrise
Townhouse
Walk-Up
Townhouse
Walk-Up
Lowrise
Highrise
Walk-Up
Walk-Up
Walk-Up
Walk-Up
Townhouse
Walk-Up

Townhouse
Lowrise
Highrise
MR & WU 
Highrise
Highrise
Walk-Up
Walk-Up
Townhouse
Walk-Up
Highrise
Midrise
Townhouse
Midrise

Highrise
Walk-up
Walk-up
HR, WU & TH 
Highrise
Highrise

 158 
 138 
 52 
 104 
 96 
 200 
 206 
 82 
 161 
 179 
 156 
 140 
 162 
 100 
 54 
 1,988 

 53 
 144 
 272 
 359 
 213 
 257 
 162 
 105 
 29 
 96 
 138 
 189 
 60 
 179 
 2,256 

 720 
 168 
 112 
 3,100 
 322 
 259 
 4,681 

 155,138 
 126,396 
 48,608 
 99,840 
 75,441 
 192,000 
 142,525 
 61,550 
 122,384 
 128,700 
 123,000 
 105,750 
 131,864 
 135,486 
 43,961 
 1,692,643 

 59,794 
 126,420 
 221,000 
 270,828 
 173,400 
 247,166 
 110,835 
 72,600 
 31,020 
 77,594 
 109,059 
 177,880 
 57,850 
 131,700 
 1,867,146 

 560,880 
 115,600 
 91,000 
 3,106,110 
 276,324 
 153,500 
 4,303,414 

 982 
 916 
 935 
 960 
 786 
 960 
 692 
 751 
 760 
 719 
 788 
 755 
 814 
 1,355 
 814 
 851 

 1,128 
 878 
 813 
 754 
 814 
 962 
 684 
 691 
 1,070 
 808 
 790 
 941 
 964 
 736 
 828 

 779 
 688 
 813 
 1,002 
 858 
 593 
 919 

PROPERTY NAME 

QUEBEC CIT Y, QC
Complexe Laudance 
Appartements Du Verdier 
Les Jardins de Merici 
Place Charlesbourg 
Place du Parc 
Place Samuel de Champlain 
Place Chamonix 

OTHER
Grande Prairie, AB
Boardwalk Park Estates I 
Boardwalk Park Estates II 
Prairie Sunrise 
Banff, AB
Elk Valley Estates 
Airdrie, AB
Tower Lane Terrace 
Spruce Grove, AB
Springwood Place 
St. Albert, AB
Sturgeon Point Villas 
Kitchener, ON
Kings Tower 
Westheights Place 

BUILDING 
TYPE 

 # SUITES 

 NET 
RENTABLE 
SQ. FT. 

AVERAGE 
UNIT 
SIZE 

Midrise
Walk-Up
Highrise
Midrise
Midrise
Highrise
Townhouse

 183 
 195 
 346 
 108 
 111 
 130 
 246 
 1,319 

 134,480 
 152,645 
 300,000 
 82,624 
 81,746 
 104,153 
 236,630 
 1,092,278 

TH & WU 
Townhouse
HR & WU 

 369 
 32 
 244 

 306,850 
 30,210 
 201,992 

 735 
 783 
 867 
 765 
 736 
 801 
 962 
 828 

 832 
 944 
 828 

Walk-Up

 76 

 53,340 

 702 

Walk-Up

 163 

 130,920 

 803 

Lowrise

 160 

 122,640 

 767 

Walk-up

 280 

 284,953 

 1,018 

Highrise
Midrise 

 226 
 103 
 1,653 

 171,100 
 91,920 
 1,393,925 

 757 
 892 
 843 

Total Stabilized – As at Dec 31, 2016 

 32,947 

28,198,554 

 856 

(Except occupancy as at Jan 1, 2017) 

* Property Situated on Land Lease

NEW PROPERTIES
Auburn Landing 
Axxess 
The Edge 
Vita Estates 
Pines Edge 

Lowrise
Lowrise
Lowrise
Lowrise
Garden 

 238 
 165 
 182 
 162 
 79 

 209,976 
 149,565 
 163,103 
 135,454 
 67,298 

 882 
 906 
 896 
 836 
 852 

Total Un-stabilized – As at Dec 31, 2016 

 826 

 725,396 

 879 

(Except occupancy as at Jan 1, 2017)

  A R   2 0 1 6     O P E R A T I O N S   R E V I E W

    B O A R D W A L K   R E I T       n   n   n         33

C O M M U N I T Y   S T R O N G

Governance

One of Boardwalk’s corporate values is 
integrity, and Boardwalk prides itself on 
striving to be honest, accountable and 
transparent in all of its corporate reporting. 

For the second consecutive 

year, Boardwalk was 

recognized in 2016 with 

an Award of Excellence in 

Corporate Reporting by 

the Canadian Professional 

Accountants Association of 

Canada as the winner of the 

Real Estate Sector.

As a result of its commitment to integrity, good corporate gov-
ernance has been the foundation of all of Boardwalk’s successes 
over the past 32 years. Boardwalk was proud to be recognized by 
The  Journal  of  the  Institute  of  Corporate  Directors  for  effective 
communication regarding its transition to International Financial 
Reporting  Standards  (“IFRS”).  Boardwalk  provides  important 
information to stakeholders in a timely manner, following which, 
open  and  honest  dialogue  between  and  with  stakeholders  is 
encouraged in order to ensure Boardwalk’s continuing success. 
The  Board  of Trustees  follows  a  mandate,  as  described  in  their 
Statement  of  Corporate  Governance  Practices,  which  explicitly 
defines  the  expectations  and  limits  of  both  the  Board  and  of 
Management. This comprehensive statement of governance prin-
ciples gives both authority and autonomy to the Board through 
the articulation of key issues, including specific functions of the 
Board, Board independence and integrity, Trustee selection, and 
composition of the Board of Trustees and committees. 

As a publicly traded Trust listed on the Toronto Stock Exchange 
(“TSX”),  Boardwalk  either  meets  or  exceeds  the  guidelines  set 
out by the TSX and Canadian Securities Administrators regarding 
effective corporate governance. Governance of the Trust is based 
on  the  mandate  of  its  Board  of  Trustees,  its  Code  of  Business 
Conduct  and  its  guiding  Mission,  Vision  and  Values,  which  all 
Associates and Management are expected to uphold. The guid-
ing principles, being derived from the Golden Rule of “Treating 
others as we would like to be treated,” provide a framework for 
Trustees and Associates as they deal with the often complex and 
sensitive  issues  that  arise  over  the  normal  course  of  the Trust’s 
business.

Under the Trust’s mandate, a majority of Trustees must be inde-
pendent  of  Management  and  free  from  any  business  or  other 
relationship  which  could,  or  could  reasonably  be  perceived  to, 
materially  interfere  with  a  Trustee’s  ability  to  act  with  a  view 
to  the  best  interests  of  the Trust  and  its  Unitholders.  Currently, 
five  of  the  seven  Board  members  are  independent.  In  addition 
to  assuming  responsibility  for  the  stewardship  of  the Trust,  the 
Board of Trustees is specifically charged with:

▲   Reviewing, discussing and approving the Trust’s Strategic Plan 
which addresses, among other things, opportunities and risks 
of the business.

▲   Identifying  principal  risks  (including  those  risks  concern-
ing  credit,  market,  liquidity  and  operations),  in  addition  to 
reviewing  risk  management  policies  and  processes  of  the 
Trust’s business and ensuring implementation of appropriate 
systems to manage those risks. 

▲   Reviewing the performance of the CEO and other senior exec-

utives of the Trust.

▲   Creating  and  maintaining  the  communication  policy  of  the 
Trust,  including  approving  the  contents  of  major  disclosure 
documents of the Trust.

▲   Reviewing policies and programs related to the image of the 
Trust  and  ensuring  appropriate  processes  are  in  place  for 
communicating with all stakeholders.

▲   Reviewing  how  the  Trust  communicates  and  interacts  with 

analysts and the public to avoid selective disclosure.

▲   Managing the integrity of internal controls and management 

information systems.

“CG&N  Committee”), 

The  Board  of Trustees  is  also  responsible  for  three  committees: 
the  Compensation,  Governance  and  Nominations  Committee 
the  Corporate  Development 
(the 
Committee  (the  “CD  Committee”)  and,  the  Audit  and  Risk 
Management Committee (the “ARM Committee”), each of which 
is composed solely of outside, independent Trustees. The CG&N 
Committee  is  charged  with  the  responsibilities  of  identifying 
and evaluating candidates to fill Board vacancies and assessing 
Board/Committee  effectiveness.  The  CG  Committee  assists 
management  in  devising  its  strategic  goals  and  priorities.  The 
ARM Committee assists the Board in overseeing integrity of the 
Board’s financial statements, performance of the Trust’s external 
auditors,  adequacy  and  effectiveness  of  internal  controls  and 
compliance with legal and regulatory matters.

34        n   n   n       B O A R D W A L K   R E I T

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Financial Review Contents

M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A LY S I S

F I N A N C I A L   S TAT E M E N T S

Forward-Looking Statements  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 36

▲   Executive Summary  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 37

  Business Overview  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 37

  MD&A Overview  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 37

▲   Management’s Report  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 94

▲  

Independent Auditors’ Report   .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 95

▲   Financial Statements   .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 96

  Outlook  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 37

▲   Notes to Financial Statements  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 100

  Fort McMurray Natural Disaster  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .39

  Declaration of Trust  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .40

  Values, Vision and Objectives  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .40

  Non-GAAP Financial Measures  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 42

Investment Philosophy  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .43

S U P P L E M E N TA L   I N F O R M AT I O N

▲   Five Year Summary   .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 146

  Hedging Activities  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .44

▲   Quarterly Summary  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 148

▲   Market Information  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 150

▲   Corporate Information  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 151

  Performance Review Of 2016  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .44

▲   Consolidated Operations and Earnings Review  .  .  .  .  .  . 49

  Overall Review   .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .49

  Segmented Operational Review  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .50

  Operational Sensitivities   .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .53

  Stabilized Property Results  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 55

  Financing Costs   .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .57

  Administration  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .58

  Depreciation and Amortization  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .58

  Other Income and Expenses  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 59

▲	  Financial Condition  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 59

  Review of Consolidated Statements of Cash Flows   .  .  .  .  .  .  .  .  .  .  . 59

  Review of Consolidated Statements of Financial Position  .  .  .  .  .63

  Capital Structure and Liquidity   .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .65

▲   Risks and Risk Management  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 68

  General Risks  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 68

  Specific Risks  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 70

  Certain Tax Risks   .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 73

 Risks Associated with Disclosure Controls and Procedures

 & Internal Control over Financial Reporting  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 75

▲   Accounting and Control Matters .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  75

  Critical Accounting Policies  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 75

Application of New and Revised IFRSs and Future  

Accounting Policies  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .86

  Annual Improvements to IFRSS 2014-2016 Cycle  .  .  .  .  .  .  .  .  .  .  .  .  .  .90

International Financial Reporting Standards  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .90

Disclosure Controls and Procedures & Internal Control  

Over Financial Reporting .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .90

▲	  2017 Financial Outlook and Market Guidance  .  .  .  .  .  .  . 91

  Selected Consolidated Financial Information   .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .93

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Management’s Discussion and Analysis

For the Years Ended, December 31, 2016 and 2015

F O R W A R D - L O O K I N G   S TAT E M E N T S

Caution regarding forward-looking statements:

The terms “Boardwalk”, “Boardwalk REIT”, the “Trust”, “we”, “us” and “our” in the following Management’s Discussion and Analysis (“MD&A”) refer 

to Boardwalk Real Estate Investment Trust, its consolidated financial position, and results of operations for the twelve months ended December 31, 

2016 and 2015. Financial data provided has been prepared in accordance with International Financial Reporting Standards (“IFRS”), as issued by the 

International Accounting Standards Board (“IASB”). This MD&A is current as of February 16, 2017 unless otherwise stated, and should be read in conjunc-

tion with Boardwalk’s audited annual consolidated financial statements for the years ended December 31, 2016 and 2015, which have been prepared 

in accordance with IFRS, together with the MD&A related thereto, copies of which have been filed electronically with securities regulators in Canada 

through the System for Electronic Document Analysis and Retrieval (“SEDAR”) and may be accessed through the SEDAR web site at www.sedar.com. 

Historical results and percentage relationships contained in the annual consolidated financial statements and MD&A related thereto, including trends, 

which might appear, should not be taken as indicative of future operations.

Unless otherwise indicated, all amounts are expressed in Canadian dollars.

Forward-Looking Statement Advisory:

Certain information included in this MD&A contains forward-looking statements within the meaning of applicable securities laws. These statements 

include, but are not limited to, statements made concerning Boardwalk’s objectives, its strategies to achieve those objectives, as well as statements 

with respect to management’s beliefs, plans, estimates, intentions, and similar statements concerning anticipated future events, results, circumstanc-

es, performance, or expectations that are not historical facts. Forward-looking statements generally can be identified by the use of forward-looking 

terminology such as “outlook”, “objective”, “may”, “will”, “would”, “expect”, “intend”, “estimate”, “anticipate”, “believe”, “should”, “plan”, “continue”, or 

similar expressions suggesting future outcomes or events. Such forward-looking statements reflect management’s current beliefs and are based on 

information currently available to management. All forward-looking statements in this MD&A are qualified by these cautionary statements.

These forward-looking statements are not guarantees of future events or performance and, by their nature, are based on Boardwalk’s current esti-

mates and assumptions, which are subject to risks and uncertainties, including those described in Boardwalk REIT’s 2016 Annual Information Form 

(“AIF”) dated February 16, 2017 under the heading “Challenges and Risks”, which could cause actual events or results to differ materially from the for-

ward-looking statements contained in this MD&A. Those risks and uncertainties include, but are not limited to, those related to liquidity in the global 

marketplace associated with current economic conditions, tenant rental rate concessions, occupancy levels, access to debt and equity capital, changes 

to Canada Mortgage and Housing Corporation rules regarding mortgage insurance, interest rates, joint ventures/partnerships, the relative illiquidity 

of real property, unexpected costs or liabilities related to acquisitions, construction, environmental matters, uninsured perils, legal matters, reliance on 

key personnel, Unitholder liability, income taxes, and changes to income tax rules that impair the ability of Boardwalk to qualify for the REIT Exemption 

(as defined below). Material factors or assumptions that were applied in drawing a conclusion or making an estimate set out in the forward-looking 

information may include, but are not limited to, the rental environment compared to several years ago, relatively stable interest costs, access to equity 

and debt capital markets to fund (at acceptable costs), the future growth program to enable the Trust to refinance debts as they mature, the availability 

of purchase opportunities for growth in Canada, and the impact of accounting principles under IFRS adopted by the Trust effective January 1, 2011. 

Although the forward-looking information contained in this MD&A is based upon what management believes are reasonable assumptions, there can 

be no assurance actual results will be consistent with these forward-looking statements. Certain statements included in this MD&A may be considered 

“financial outlook” for purposes of applicable securities laws, and such financial outlook may not be appropriate for purposes other than this MD&A.

The Income Tax Act (Canada) (the “Tax Act”) contains legislation affecting the tax treatment of publicly traded trusts (the “SIFT Legislation”). The SIFT 

Legislation generally will not impose tax on a trust which qualifies under such legislation as a real estate investment trust (the “REIT Exemption”) provid-

ed all of the Trust’s taxable income each year is paid, or made payable to, its Unitholders. Boardwalk qualified for the REIT Exemption and will continue 

to qualify for the REIT Exemption provided all of its taxable income continues to be distributed to its Unitholders. Further discussion of this is contained 

in this MD&A.

Except as required by applicable law, Boardwalk undertakes no obligation to publicly update or revise any forward-looking statement, whether as a 

result of new information, future events, or otherwise.

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EXECUTIVE SUMMARY

B U S I N E S S   O V E R V I E W

Boardwalk Real Estate Investment Trust (“Boardwalk REIT”, “Boardwalk” or the “Trust”) is an unincorporated, open-ended real estate 

investment trust created pursuant to a Declaration of Trust, dated January 9, 2004, and as amended and restated on various dates 

between May 3, 2004 and May 12, 2016 (the “Declaration of Trust” or “DOT”), under the laws of the Province of Alberta . Boardwalk 

REIT was created to invest in revenue producing multi-family residential properties, or interests, initially through the acquisition of 

assets and operations of Boardwalk Equities Inc . (the “Corporation”) .

Boardwalk  REIT  Units  trade  on  the  Toronto  Stock  Exchange  (“TSX”)  under  the  trading  symbol  ‘BEI .UN’ .  Boardwalk  REIT’s  principal 

objectives are to provide its Unitholders (“Unitholders”) with stable and growing monthly cash distributions, partially on a Canadian 

income  tax-deferred  basis,  and  to  increase  the  value  of  its  units  through  the  effective  management  of  its  residential  multi-family 

investment properties and the acquisition and development of additional, accretive properties . As at December 31, 2016, Boardwalk 

REIT  owned  and  operated  in  excess  of  200  properties,  comprised  of  over  33,000  residential  units  and  totaling  over  28  million 

net  rentable  square  feet .  At  the  end  of  2016,  Boardwalk  REIT’s  property  portfolio  was  concentrated  in  the  provinces  of  Alberta, 

Saskatchewan, Ontario and Quebec .

At December 31, 2016 and 2015, the fair value of Boardwalk’s Investment Property assets was approximately $5 .6 billion and $5 .5 

billion, respectively, which generated a profit of $129 .3 million and $166 .3 million for the years ended December 31, 2016 and 2015 

(before fair value losses and income taxes) . During the years ended December 31, 2016 and 2015, the Trust earned $144 .5 million 

and $184 .9 million, respectively, of Funds From Operations (“FFO”), or $2 .84 and $3 .56 per Unit on a diluted basis . Adjusted Funds 

From Operations (“AFFO”) for the years ended December 31, 2016 and 2015 were $126 .9 million and $167 .8, respectively, or $2 .50 

and $3 .23 per Unit on a diluted basis .

M D & A   O V E R V I E W

This  MD&A  focuses  on  key  areas  from  the  consolidated  financial  statements  and  pertains  to  major  known  risks  and  uncertainties 

relating to the real estate industry, in general, and the Trust’s business, in particular . This discussion should not be considered all-

inclusive  as  it  excludes  changes  that  may  occur  in  general  economic,  political,  and  environmental  conditions .  Additionally,  other 

elements may or may not occur, which could affect the organization in the future . To ensure that the reader is obtaining the best 

overall perspective, this discussion should be read in conjunction with material contained in other parts of Boardwalk REIT’s 2016 

Annual  Report,  the  audited  consolidated  financial  statements  for  the  years  ended  December  31,  2016  and  2015,  and  the  Annual 

Information Form (“AIF”) dated February 16, 2017, along with all other publicly posted information on the Corporation and Boardwalk 

REIT . It is not our intent to reproduce information that is located in these other reported documents, but rather to highlight some of 

the key points and refer you to these documents for more detailed information .

O U T L O O K

The  Bank  of  Canada  is  projecting  Canada’s  GDP  growth  to  be  2 .1%  for  2017  and  2018,  a  positive  compared  to  the  1 .1%  recent 

economic outlook for 2016 amid falling oil and commodity prices and the fallout from the Fort McMurray wildfire . Analysts are also 

predicting Alberta will emerge from one of the worst recession in recent history, with oil price stabilizing above US $50, the recent 

approval of oil pipeline expansion by the federal government, and the new US President giving new hope to the Keystone XL pipeline 

project . The rebuilding of Fort McMurray is expected to add 0 .4% to Alberta GDP growth for 2017, which is forecasted to be 2 .3% . 

Saskatchewan is also projected to turn positive in 2017, with GDP rising to 1 .7% after two years of negative contractions .

Fiscal 2016 was a challenging year for Boardwalk, after coming off record high results for 2015 . Market forces such as the Fort McMurray 
wildfire, low oil prices, negative migration, high unemployment, excess supply of newly constructed rental units and a cutback in oil 

and gas capital spending created headwinds as the Trust strived to maintain occupancy levels and optimize Net Operating Income, 
particularly in the Alberta and Saskatchewan rental markets . The bright spot was the continued low interest rate environment, which 

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help boosted Boardwalk’s 2016 bottom line . Low interest also help support buyers’ continued interest in acquiring properties in the 

multi-family real estate asset class, keeping capitalization rates low and property value high .

In 2016, Boardwalk continued to offer short-term incentives to its new and existing Resident Members in an attempt to increase overall 

occupancy . The economic slowdown and new supply of purpose-built rental units were major driving factors for higher incentives . 

Canada Mortgage and Housing Corporation (CMHC) projected vacancy levels for Calgary and Edmonton of 8% and 7%, respectively, 

for the latter part of 2016 . During the first eight months of 2016, 1,446 new apartment units were completed, with another 2,052 

units under construction as of August 2016 for the Calgary market . The secondary rental market saw 2,866 new condominium units 

completed during the same timeframe, with a portion becoming available for the secondary rental market . For the twelve months 

ended June 2016, Edmonton had 3,162 new apartment rental units completed, with another 2,194 units under construction in August 

2016 . A number of condominium projects were also completed or under construction, increasing the number of rental units in the 

secondary market . This new supply, coupled with the softer rental market, put upward pressure on vacancy levels and downward 

pressure  on  rental  rates .  On  a  positive  note,  demand  for  rental  units  continued  to  be  strong  and  Boardwalk  is  continuing  to  see 

positive absorption of this over-supply . Once the market is closer to a more balanced equilibrium, and in conjunction with consistent 

rental demand, the use of these short-term incentives should begin to unwind and the Trust should once again witness an increase 

in overall market rental rates .

During 2016, Boardwalk managed to capitalize on certain strategic initiatives to position itself for a recovery in Western Canada’s 

rental market . Using its strong and healthy balance sheet, Boardwalk acquired four newly built multi-family properties . One property, 

Vita Estates, located in Edmonton, Alberta, is comprised of 162 units and had a purchase price of $29 .6 million . The second property, 

Axxess, consisting of 165 units in Edmonton, Alberta, had a purchase price of $30 .2 million . The third property, The Edge, consisting 
of 182 units and located in Edmonton, Alberta, had a purchase price of $33 .3 million . All three properties formed part of the 509-unit 

portfolio the Trust previously announced it had waived conditions on April 26, 2016 . The fourth property, Auburn Landing, located 

in  Calgary,  Alberta,  is  comprised  of  238  units  and  had  a  purchase  price  of  $51 .2  million .  Boardwalk  also  moved  forward  with  its 

development pipeline . Lease up of Pines Edge 1 in Regina, Saskatchewan, launched in February of 2016 and consisting of 79 units, 

exceeded expectations with full occupancy after four months . Construction of Phase 2 started in May 2016 and, to date, is proceeding 

on time and on budget . Phase 2, consisting of 79 units, is projected to be completed in the Summer of 2017 . Phase 3, consisting of 

71 units, is slated to begin construction in early 2017 and projected to be completed mid-2018 . Boardwalk’s development pipeline 

includes additional projects on excess density that the Trust holds in its existing portfolio . These developments are in various stages 

of planning and approval, and will further add newly-constructed assets to the Trust’s portfolio .

In  November  of  2016,  Boardwalk  announced  the  formation  of  a  joint  venture  with  RioCan  REIT  (“RioCan”)  to  build  a  mixed  use 
retail  and  residential  tower  at  RioCan’s  Brentwood  Village  Shopping  Centre .  The  project  will  include  a  twelve-storey  tower  with 
approximately 120,000 square feet of residential and 10,000 square feet of retail space that will provide premium rental housing at 

a desirable location that is along the Calgary Light Rail Transit Line, and with close proximity to the University of Calgary, Foothills 

Hospital, and McMahon Stadium . Boardwalk looks forward to forming more strategic partnerships as a means of realizing its long-

term vision of building better communities .

In 2016, Boardwalk continued its value-added capital program . This program offers various levels of upgrades and renovations in 

exchange for lower incentives for our existing and new Resident Members . Coupled with continuing high levels of customer service, 

a larger suite size on average, and close proximity to established communities near schools and other desirable amenities, Boardwalk 

believes  these  newly  renovated  and  upgraded  homes  will  further  strengthen  Boardwalk’s  mission  of  providing  the  best  value  in 
housing . Customer Service, Product Quality and Boardwalk’s continued focus on Building Better Communities are more important 
now  than  ever,  and  Boardwalk  continues  to  see  the  benefits  resulting  from  its  proactive  focus  in  these  areas .  In  addition  to  this 

program, Boardwalk commenced a separate property repositioning program . This initiative, although at the early stage, is designed 

to  completely  reposition  a  building .  Significant  upgrades  are  not  only  focused  on  the  individual  suites,  but  also  include  material 

upgrades to common areas and enhanced building amenities .

Interest  rates  continued  to  remain  low  throughout  much  of  2016 .  The  Trust  was  able  to  renew  approximately  $247  million  in 

mortgage  maturities,  as  well  as  obtain  $197  million  of  additional  mortgage  funds  with  an  average  term  of  7  years  at  a  weighted 

average interest rate of 2 .14%, a decrease from the 3 .92% maturing rate on these mortgages, and a significant decrease in the Trust’s 

interest expense . As of February 2017, estimated CMHC-insured five and ten-year mortgage rates were estimated to be 2 .00% and 

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2 .70% respectively, which will provide further interest cost savings on the Trust’s 2017 maturing mortgages . The Trust does, however, 

take a balanced approach with its mortgage program with a priority to first stagger its maturities to limit future interest rate risk, 

second capitalize on the current low rate environment by renewing maturities at accretive interest rates, and third, ensure sufficient 

liquidity for the Trust’s strategic initiatives .

F O R T   M C M U R R AY   N AT U R A L   D I S A S T E R

The Northern Alberta City of Fort McMurray is home to over 90,000 residents . Fort McMurray is the northern hub for the majority of 

the oil sands projects in Alberta . On May 3, 2016, with only short notice, the entire town was told to evacuate as an out-of-control 

wild fire was heading toward the city . The fire tore through the city and it has been estimated that about 10% of the city’s physical 

structures were destroyed . The insurance industry estimates the cost of this disaster to be approximately $3 .6 billion, making it the 

most expensive natural disaster in Canadian history . The impact of this fire could be felt economically across the entire country, as 

GDP for Canada dropped approximately 0 .6% for the month of May 2016, a drop not been seen since the financial crisis of 2009 . 

The driving force behind this drop was not only due to the economic impact of physically destroyed property, but also as a result of 

reduced oil exports . GDP did see a slight recovery in June and July as oil sands production resumed following the wildfire .

First and foremost, the Trust concentrated its efforts on ensuring that all its Resident Members and Associates were safe . Once safety 

was  confirmed,  the  Trust  moved  quickly  to  offer  a  cash  advance  to  each  of  Boardwalk’s  Fort  McMurray  Resident  Members  –  the 

amount forwarded to each Boardwalk’s Resident Member was $1,500 to be applied as a refund against their paid rent for the month 

of May . Boardwalk also arranged for all of its Fort McMurray team to come to Edmonton where it assisted in finding them temporary 

housing as well as advancing each of them $500 while continuing to pay their salaries for the next two weeks .

For those evacuees who could provide proof of Fort McMurray residency, Boardwalk extended to them a very special rental offer . 

Without requiring these evacuees to sign longer-term leases, the Trust offered free rent for the remainder of May and all of June 2016, 

with no lease break penalties for early termination . The objective here was to offer flexibility to those experiencing a lot of uncertainty 

during the fire . For those that wished to stay longer, Boardwalk offered an additional 25% discount until the end of the year . These 

incentives were well in excess of what the Trust was offering at the time in these markets . The Trust welcomed over 600 evacuees into 

this program . Unfortunately, only about 30% elected to stay on a longer-term basis while 70% chose to move out sooner . As a result, 
the Trust saw increased turnover costs on the units as these units were turned over twice in less than two months .

On June 13, 2016, all nine (9) of Boardwalk’s Communities in Fort McMurray were reopened to welcome home its Fort McMurray 

Resident Members . No major structural damage was sustained to any of Boardwalk’s Fort McMurray Communities and all units were 

professionally cleaned to remove any residual smoke and soot . To ensure no unhealthy contaminants remained, Boardwalk had the 

air quality tested as well . Boardwalk, as it does with all its properties, carries comprehensive insurance, including business interruption 

coverage . According to its insurance providers, a reserve was set aside in the amount of $4 million . To date, of the approximately $3 .1 

million of costs incurred, all but the $100,000 deductible limit has been covered by the insurers . Included in this coverage are costs 

associated with loss of income and selective customer incentives such as gift cards .

The  Trust  estimated  that  the  uninsured  costs  associated  with  these  disaster  relief  efforts,  the  majority  being  associated  with  the 
assistance of providing housing to Fort McMurray evacuees in Edmonton and Southern Alberta, to be approximately $2 million . It 

is  the  Trust’s  view  that,  given  the  urgency  and  uncertainty  of  the  situation  and  consistent  with  its  corporate  values,  the  program 

followed was the right approach and feel this has and will continue to provide current and future customer goodwill .

Reconstruction efforts to damaged or destroyed housing in Fort McMurray have begun and CMHC predicts a reconstruction boom in 
2017 . Residents whose homes were destroyed, but who plan on remaining in Fort McMurray, could move into some of Boardwalk’s 
rental  apartments,  which  were  undamaged  during  the  wildfire .  This  should  result  in  lowering  rental  vacancy  rates  in  the  region . 

Construction workers moving into the city to assist with the rebuild will also help drive down vacancy rates .

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D E C L A R AT I O N   O F   T R U S T

The investment guidelines and operating policies of the Trust are outlined in the Trust’s DOT, a copy of which is available on request 

to all Unitholders . Further information of the DOT can also be located in the AIF . Some of the main financial guidelines and operating 

policies set out in the DOT are as follows:

Investment Guidelines

1 .  Acquire, develop, and operate multi-family residential property in Canada; and,

2 . 

 No investment will be made that would disqualify Boardwalk REIT as a “mutual fund trust” or a “registered investment” as defined 
in the Income Tax Act (Canada) .

Operating Policies

1 . 

Interest Coverage Ratio of at least 1 .5 to 1;

2 . 

 No  guaranteeing  of  third-party  debt  unless  related  to  direct  or  indirect  ownership  or  acquisition  of  real  property,  including 

potential joint venture partner structures;

3 . 

Third-party surveys of structural and environmental conditions are required prior to the acquisition of a multi-family asset; and,

4 . 

 Commitment  to  expending  at  least  8 .5%  of  its  gross  consolidated  annual  rental  revenues  generated  from  properties  that 

have been insured by CMHC on on-site maintenance compensation to Associates, repairs and maintenance, as well as capital 

upgrades .

Distribution Policy

Boardwalk REIT may distribute to holders of REIT Units on or about each Distribution Date(1), respectively, such percentage of Funds 
From Operations for the calendar month then ended as the Trustees determine in their discretion . Distributions will not be less than 

Boardwalk REIT’s taxable income, unless the Trustees, in their absolute discretion, determine another amount .

Compliance with DOT

At December 31, 2016, the Trust was in material compliance with all investment guidelines and operating policies as stipulated in the 
DOT, as amended . More details will be provided later in this document with respect to certain detailed calculations .

For  the  year  ended  December  31,  2016,  Boardwalk  REIT’s  overall  interest  coverage  ratio  of  adjusted  EBITDA  (i .e .  Earnings  Before 

Interest, Taxes, Depreciation and Amortization) to interest expense, excluding distributions on LP B Units and fair value adjustments, 

was 3 .14 (December 31, 2015 - 3 .64) .

VA L U E S ,   V I S I O N   A N D   O B J E C T I V E S

Boardwalk  REIT  is  a  fully  integrated,  Customer-oriented,  multi-family  residential  real  estate  owner  and  property  management 

organization . The Trust was built by focusing on its values, vision and Golden Foundation .

A Commitment to Value

Boardwalk REIT’s Vision and business strategy are targeted on effectively meeting the needs of our Customers, or Resident Members . 

It  is  our  belief  that  this  focus  will  result  in  long-term  value  creation  for  all  our  stakeholders .  Our  key  stakeholders  include  our 

Associates, major financial and mortgage partners, including CMHC, strategic operational partners and Unitholders .

(1)   ‘’Distribution Date’’ means with respect to a distribution by Boardwalk REIT, a business day determined by the Trustees for any calendar month to be on or about the 

15th day of the following month .

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Our Vision

Boardwalk REIT’s Vision is to continue to be Canada’s leading provider of multi-family residential housing . Boardwalk will accomplish 

this  through  the  continued  careful  cultivation  of  internal  growth,  selective  development  on  excess  land  density  it  owns,  and  a 

targeted and disciplined acquisition and disposition program .

Golden Foundation

Boardwalk REIT and its Associates operate under a ‘Golden Foundation’, which is built on the following objectives:

▲ 

 The Golden Rule: “Treat others as you would like to be treated”

▲ 

 The Golden Goal: “Be Good”

▲ 

 The Golden Vision: “Love Community”

▲ 

 The Golden Mission: “Have Fun”

Our Associates are expected to adhere to the following guiding principles:

We will:

▲ 

 Work together in a team environment of mutual respect, trust, and honesty between all Associates and Resident Members;

▲ 

 Serve our Resident Members’ need for an affordable, quality, well-kept home;

▲ 

 Maintain building exteriors and landscaping, thereby increasing “curb appeal”, have well-kept common areas, and ensure our 

homes are clean and well maintained;

▲ 

 Maintain a balance between the needs of our Resident Members, Associates, Unitholders, communities and families;

▲ 

 Nurture and promote a learning environment where our Associates’ skills and capabilities grow with the needs of both the Trust 

and our Resident Members, and accept that these needs will be consistently evolving and improving the definition of “Rental 

Communities”; and

▲ 

 Provide access to and utilize the latest tools and technology to increase the operating efficiency of the Trust as a whole .

We value:

▲ 

 Integrity

 We will be honest, accountable, transparent, respectful, and trusting in our dealings with others, appreciating their views and 

differences .

▲ 

 Teamwork

 We will effectively work as a team, appreciating and benefiting from each other’s unique talents and skills in an open environment 

while recognizing that the team’s successes are our successes .

▲ 

 Resident Member Service

 We will promptly respond to Resident Member concerns and needs with thoughtfulness, compassion and innovation . We will 

strive to develop proactive solutions through a support network and a positive service attitude .

▲ 

 Social Responsibility

 We will contribute to our communities and encourage our Associates to contribute in ways that reflect our Golden Foundation . 

We will all practice the Golden Rule of ‘treating others in a way we would wish to be treated’, and balance our needs with those 

of others; we will all also model our Golden Goal which is to ‘be good’, our Golden Mission which shows us how to ‘have fun’, 

and our Golden Vision which asks each of us to ‘love community’ .

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▲ 

 Our Associates

 We will provide a safe and respectful work environment that attracts, supports, develops, and recognizes high-performing and 

innovative team members .

Boardwalk believes that by adhering to the above Vision and Values, and implementing strategies consistent with these principles, 
Boardwalk REIT will produce higher sustainable operating cash flows and a continued appreciation of its property values . The result 

will be enhanced value for all our stakeholders .

Achieving this goal requires the full integration of our core strategies of focused investing, superior property management, and the 

implementation and effective use of new technologies . Boardwalk REIT can best achieve this goal by strategically:

▲ 

 Maximizing Resident Member satisfaction by providing above-average service and accommodation;

▲ 

 Acquiring select multi-family residential properties;

▲ 

 Selling  properties  (“Non-Core”)  with  lower  future  growth  prospects  or,  on  a  limited  basis,  the  conversion  of  properties  into 

condominium units for sale, and the reinvesting of these funds back into other accretive opportunities;

▲ 

 Purchasing Trust Units on the open market;

▲ 

 Enhancing  property  values,  operating  returns  and  cash  flows  through  pro-active  management,  property  stabilization,  and 

capital improvements;

▲ 

 Reviewing and considering the development of new selective multi-family projects if the economics support such projects;

▲ 

 Managing capital prudently while maintaining a conservative financial structure;

▲ 

 Pursuing opportunities to form selective partnerships, joint ventures, or an exchange of assets; and

▲ 

 Reinvesting the released equity from asset sales back into the Trust’s portfolio to create additional value-added opportunities .

To support our overall operating strategy, it is necessary to:

▲ 

 Ensure ample capital is available at all times for acquisitions and value-added enhancements;

▲ 

 Appropriately allocate available capital to existing project enhancement and on-going new acquisitions;

▲ 

 Utilize appropriate levels of debt leverage;

▲ 

 Determine and utilize sources with the lowest cost of capital;

▲ 

 Actively manage our exposure to interest rate and debt renewal risk; and,

▲ 

 Optimize the use of NHA insurance, which is administered by CMHC, to access more cost-effective debt capital .

N O N - G A A P   F I N A N C I A L   M E A S U R E S

Boardwalk  REIT  assesses  and  measures  operating  results  based  on  performance  measures  referred  to  as  Funds  From  Operations 

(“FFO”),  and  Adjusted  Funds  From  Operations  (“AFFO”) .  FFO  is  a  widely  accepted  supplemental  measure  of  the  performance  of  a 

Canadian real estate entity; however, it is not a measure defined by IFRS . In recent periods, additional attention has been given to 

AFFO  as  a  supplemental  measurement .  FFO  and  AFFO  do  not  have  any  standardized  meaning  prescribed  by  IFRS  and,  therefore, 

may not be comparable to similar measures presented by other entities . The IFRS measurement most comparable to FFO and AFFO 

is Profit . We define FFO, after the adoption of IFRS, as income before fair value adjustments, distributions on the LP B Units, gains or 

losses on the sale of Investment Properties, depreciation, deferred income tax, and certain other non-cash adjustments, if any . The 

reconciliation from Profit under IFRS to FFO can be found below, under the section titled “Performance Measures” . The reconciliation 

from FFO to AFFO can be found in the section titled “Maintenance of Productive Capacity” . FFO and AFFO, however, should not be 

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construed as an alternative to profit determined in accordance with IFRS as indicators of Boardwalk REIT’s performance . In addition, 

Boardwalk REIT’s calculation methodology for FFO and AFFO may differ from that of other real estate companies and trusts .

A reconciliation of FFO to cash flow from operating activities as shown in the Trust’s Consolidated Statements of Cash Flows is also 

provided  below  in  the  section  titled,  “Review  of  Consolidated  Statement  of  Cash  Flows”,  along  with  added  commentary  on  the 

sustainability of Boardwalk REIT’s Trust Unit distributions .

I N V E S T M E N T   P H I L O S O P H Y

Throughout  Boardwalk  REIT’s  history,  the  Trust  has  constantly  looked  for  opportunities  to  create  value  for  its  Unitholders .  This  is 

achieved by investing managerial resources and capital in activities that increase FFO per unit and AFFO per unit on a sustaining 

basis and Net Asset Value (“NAV”) per unit . Prior to 2008, a large part of this opportunity was focused on investment opportunities, 

both in capital improvements of our existing portfolio and through acquisition of additional properties . However, our investment 

strategy  is  not  simply  one  by  which  we  are  constantly  looking  to  expand  our  existing  footprint,  but  rather  one  by  which  we  are 

constantly  looking  to  create  value .  Starting  in  2008,  but  more  pronounced  during  2009  and  2010,  it  was  evident  that  the  Trust’s 

investment  opportunities  were  not  in  the  acquisition  of  additional  apartment  units,  but  rather  in  the  sale  of  Non-Core  properties 

and the deployment of capital to acquire additional Boardwalk REIT Trust Units in the public markets through our published Normal 

Course Issuer Bids (“NCIBs”), as the Trust can purchase our own well-maintained assets (i .e . our Units) at less than what is available 

through acquisitions . More recently, given the countercyclical nature of our investment philosophy, Boardwalk is becoming more 

aggressive in its search for accretive investment opportunities, not only in the acquisition of existing investment properties, but also 

expanding thorough the development of new apartments on existing land as well as investigating the acquisition of new land for 

future development projects .

Cumulatively, since 2007, Boardwalk REIT purchased and cancelled approximately 6 .4 million Trust Units for a total purchase price of 

$271 .9 million, or an average cost of $42 .34 per Trust Unit .

The Trust has an ongoing program of selling Non-Core properties in its portfolio and re-deploying the released capital to acquiring 
or developing additional properties, potentially paying a special distribution to its Unitholders, reinvesting in its existing properties 

to  achieve  superior  returns,  developing  new  multi-family  properties,  and/or  purchasing  its  Trust  Units  for  cancellation .  The  Trust 

continues to review all available options that management believes will provide the greatest return to our Unitholders .

Cost of Capital

The Trust’s cost of capital is generally defined as its weighted average cost of raising incremental capital and, thus, its hurdle rate 

for evaluating incremental investment opportunities . In other words, it can be thought of as the rate of return that the Trust would 

otherwise be able to earn given the same level of risk . As with most real estate entities, the cost of capital is the combination of the 

leverage target, the marginal cost of debt, and the marginal cost of equity . As will be discussed in a later section, the Trust currently 

has access to a lower cost of debt through its access to the NHA insured market . However, even this market has different levels of risk 

that are mainly priced through the term selected on the related mortgage . That is, the longer the mortgage finance term, the longer 

the borrower is removing the interest rate risk from the investment . As of February 2017, estimated CMHC-insured five and ten-year 

mortgage rates were estimated to be 2 .00% and 2 .70% respectively . The other major component in the cost of capital relates to the 

marginal cost of equity required for the investment . The determination of this cost has a number of different models and definitions . 

However, for simplicity purposes, Boardwalk determines its current cost of equity as the amount of AFFO reported compared to its 

current market capitalization . For 2016, the Trust reported AFFO per Unit of $2 .50 on a fully diluted basis . When compared to the 

Trust Unit’s market price of $48 .65 as at December 31, 2016, this equates to approximately 5 .14% as its cost of equity . Further details 

of the Trust’s cost of capital can be found in Note 26 to the consolidated financial statements for the year ended December 31, 2016 .

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H E D G I N G   A C T I V I T I E S

There were no new hedging activities for the fiscal year ended December 31, 2016 .

In 2008, the Trust entered into forward hedging arrangements with respect to some of its mortgage interest obligations . The strategy 
consisted of hedging, or locking in, the interest rates on the underlying bonds used to set mortgage interest rates while layering 

an interest rate swap on top of this to reduce overall interest rates and variability in cash flows from fluctuating interest rates The 

bond forward transaction (the “Transaction”) with a major Canadian financial institution, which comprised bond forward contracts 

on specific mortgages that matured and were renewed in 2008, was for a total notional amount of $101 .6 million with a weighted 

average term and interest rate of 7 .2 years and 3 .63%, respectively . One of the bond forward contracts in the Transaction, which was 

assessed to be an effective hedge, was settled for a loss of $284 thousand . As at December 31, 2015, this effective hedge was fully 

amortized . The interest rate swap agreements on the mortgages of specific properties within its portfolio were an effort to hedge the 

variability in cash flows attributed to fluctuating interest rates . These interest rate swap agreements were designated as cash flow 

hedges on March 11, 2008, with an effective date of May 1, 2008, and continued to be designated as such until the May 1, 2015 date 

of maturity . Hedge accounting was applied to these agreements in accordance with International Accounting Standard (“IAS”) 39 – 

Financial Instruments: Recognition and Measurement (“IAS 39”) . On May 1, 2015, the interest rate swap agreements fully matured and 

were terminated, and a gain of $1 .0 million was recognized in Other Comprehensive Income (“OCI”) .

P E R F O R M A N C E   R E V I E W   O F   2 016

Boardwalk REIT generates revenues, cash flows, and earnings from two separate sources: rental operations and the sale of “Non-Core” 

real estate properties .

Boardwalk REIT’s most consistent and largest source of income comes from its rental operations . Income from this source is derived 

from leasing individual apartment units to Customers (referred to as “Resident Members”) who have varying lease terms ranging from 

month-to-month to twelve-month leases .

In the past, Boardwalk REIT has generated additional income from the sale of selective non-core real estate properties . The sale of 

these properties is part of Boardwalk REIT’s overall operating strategy whereby the equity generated through the sale is then utilized 

by  Boardwalk  REIT  for  the  acquisition  and/or  development  of  new  rental  properties,  to  assist  in  its  property  value  enhancement 

program, or for the acquisition of Boardwalk REIT’s Trust Units in the public market . The Trust, however, will only proceed with the 

sale of Non-Core real estate properties if market conditions justify the dispositions and Boardwalk has an alternative use for the net 

proceeds generated . During the third quarter of 2015, the entire portfolio of assets in Windsor, Ontario, was sold, resulting in a total 

loss on asset sales of $6 .9 million for the year . As Investment Properties are carried at fair value, a loss on sale arises primarily from 

the transaction costs related to the sale .

Performance Measures

It  continues  to  be  the  intention  of  the  Trust  to  pay  out,  at  a  minimum,  all  taxable  income  to  Unitholders  in  the  form  of  monthly 
distributions, unless the Board of Trustees, in its absolute discretion, determines a different amount . On February 17, 2016, the Board 

of Trustees approved an increase to the monthly Trust Unit distribution to $0 .1875 per Trust Unit (or $2 .25 on an annualized basis) 
commencing with the February 29, 2016 record date . The Trust also previously declared a special distribution of $1 .00 per Unit to all 
Unitholders of record as at December 31, 2015, following the sale of its Windsor property portfolio . This special distribution was in 

addition to the regular normal distribution that the Trust declares and pays on a monthly basis . The total dollar amount of this special 
distribution was approximately $51 .3 million and was paid on January 15, 2016, in conjunction with the regular monthly distribution 
to Unitholders of record as at December 31, 2015 .

For the year ended December 31, 2016, the Trust declared regular distributions of $113 .4 million (inclusive of distributions paid to 

the LP Class B Unitholders), representing approximately 78 .5% of FFO . The reader should note the overall operating performance of 

the first and fourth quarters tend to generate the highest payout ratio, mainly due to the high seasonality in operating expenses . In 

particular, these quarters tend to be the highest demand periods for natural gas, a major operational cost for the Trust . The reader 

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should not, therefore, simply annualize the reported results of a particular quarter . On a quarterly basis, the Trust’s Board of Trustees 

reviews the current level of distributions and determines if any adjustments to the distributed amount is warranted .

Although the Trust believes it is important to distribute a significant portion of its FFO, it also maintains it should withhold a portion 

of  the  available  cash  flow  to  assist  with  the  execution  of  its  business  strategy .  On  an  overall  basis,  the  Trust  aims  to  maintain  a 

conservative payout ratio and reviews this with its Board of Trustees on a quarterly basis .

Over  the  past  few  years,  AFFO  has  begun  to  surface  as  an  additional  performance  measurement .  AFFO  is  determined  by  taking 

the  amounts  reported  as  FFO  and  deducting  what  is  commonly  referred  to  as  “Maintenance  Capital  Expenditures” .  Maintenance 

Capital Expenditures are referred to as expenditures that, by standard accounting definitions, are accounted for as capital in that the 

expenditure itself has a useful life in excess of the current financial year and also adds or maintains the value of the related asset . A 

more detailed discussion of this topic will be provided in the “Maintenance of Productive Capacity” section later in this document .

Special Distribution

As  noted,  during  2015,  the  Trust  sold  its  Windsor  property  portfolio .  The  net  proceeds  of  the  sale  of  this  property  portfolio  have 

assisted in the purchase of REIT Units for cancellation on the open market . Although the Trust continues to be committed to this 

Unit buyback strategy, consistent with our balanced approach, the sale of these non-core assets resulted in a significant profit to the 

Trust for the 2015 fiscal year . The size of this profit, when combined with the existing income generated from continued operations, 

resulted  in  a  significant  increase  in  the  Trust’s  reported  taxable  income  and,  as  a  result,  a  “Special  Distribution”  was  declared  for 

Unitholders on record at the end of the 2015 fiscal year . In 2015, the amount of $1 .00 per outstanding Trust and LP Class B Unit for 

Unitholders of record as of December 31, 2015 was declared . The payable date on the Special Distribution was January 15, 2016 to 

Unitholders of record as of December 31, 2015 . The capital required for these distributions came directly from the net proceeds on 

the sale of the Windsor property portfolio in 2015 .

Unlike many REITs and real estate companies, Boardwalk REIT does not include any gains reported on the sale of its properties in its 

calculation of FFO . The Trust feels that such income is volatile and unpredictable, and would significantly dilute the relevance of FFO 

as a measure of performance .

How Did We Do?

At the beginning of the 2016 fiscal year, certain selective performance targets were set out for fiscal 2016 . The assumptions used in 

these performance targets were reviewed on a quarterly basis and the full-year guidance was adjusted if such assumptions changed . 

The following table compares our forecasted performance to our actual results in fiscal 2016 .

Description

2016 Actual

Q3 2016
Revised Objectives

Q2 2016
Revised Objectives

Original
2016 Objectives

Dispositions of Investment Properties

No dispositions

No dispositions

No dispositions

No dispositions

Acquisition of Investment Properties

747 Apartment Units

747 Apartment Units

800 - 1,000 
Apartment Units

No new apartment
acquisitions

Development

Stabilized Building NOI Growth

FFO Per Unit

AFFO Per Unit

Phase 1 of
Pines Edge,
Regina, 
Saskatchewan –
79 Units

Commencement 
of Phase 2 and the 
review of Phase 3 
of Pines Edge –
Regina, 
Saskatchewan
– 150 Units

-12 .5%

$ 2 .84

$ 2 .50

Phase 1 of
Pines Edge,
Regina, 
Saskatchewan –
79 Units

Commencement
 of Phase 2 and the 
review of Phase 3 
of Pines Edge –
Regina, 
Saskatchewan 
– 150 Units

-12% to -10%

$2 .90 to $3 .00

$2 .56 to $2 .66

Phase 1 of
Pines Edge,
Regina, 
Saskatchewan –
79 Units

Commencement 
of Phase 2 and 3
of Pines Edge –
Regina, 
Saskatchewan 
– 150 Units

-10% to -5%

$3 .05 to $3 .20

$2 .71 to $2 .86

Pines Edge;
Regina,
Saskatchewan –
79 Units

-2% to 2%

$3 .40 to $3 .60

$3 .06 to $3 .26

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The reader is cautioned that the financial objectives, when generated, were considered forward-looking information and that actual 

results may vary materially from these objectives reported .

Both actual FFO and AFFO for fiscal 2016 were lower than the revised guidance reported as part of the Trust’s disclosure for the third 

quarter of 2016 . Lower rental revenue due to lower occupancy and higher incentives in Western Canada were the primary driver of 

the financial results .

FFO Reconciliation from 2015 to 2016

The following table shows a reconciliation of changes in FFO from December 31, 2015 to December 31, 2016 . It should be noted that 

FFO, as disclosed in the table below, reflects FFO derived from the Trust’s consolidated financial statements prepared in accordance 

with IFRS . As previously noted, we define the calculation of FFO as net income before fair value adjustments, distributions on the LP 

Class B Units, gains (losses) on the sale of Investment Properties, depreciation, deferred income taxes, and certain other non-cash 

items . A more detailed disclosure of the calculation of FFO will be provided later in this report .

FFO Reconciliation

FFO Opening – Dec 31, 2015

NOI from Stabilized Properties

NOI from Unstabilized Properties

FFO Loss from Sold Properties

Financing Costs (1)

Administration and other

Unit Buyback

Non-recurring

Fort McMurray Wild fire

Strategic Review

Executive Retirements

FFO Closing – Dec 31, 2016

12 Months

$  3 .56

(0 .66)

0 .04

(0 .08)

0 .03

0 .01

0 .03

$  (0 .63)

$  2 .93

(0 .03)

(0 .03)

(0 .03)

(0 .09)

$  2 .84

(1) 

 Financing costs above exclude the distribution payments for LP Class B Units, which are classified as financial liabilities under IFRS . Further discussion 
related to this can be found later in this report .

Liquidity

The access to liquidity is an important element of the Trust as it allows the Trust to implement its overall strategy . The current low 

interest rate environment has allowed Boardwalk to renew its existing maturing mortgages at more favourable interest rates than the 

maturing interest rates . In addition, Boardwalk has been able to access additional capital from its properties through the continued 
use of the current NHA insurance program, which is being offered at attractive rates . Further interest savings, however, will become 
more limited if and when interest rates start to reverse their declining trends seen over the past several years .

Boardwalk defines liquidity to include cash and cash equivalents on hand and any unused committed revolving credit facility, plus 
any committed secured upfinancings . The Trust’s cash position was $99 .1 million at December 31, 2016, compared to $237 .0 million 

reported on December 31, 2015 . However, it should be noted that the cash position for December 31, 2015 is before the previously 

noted Special Distribution declared to its Trust and LP Class B Unitholders in the amount of $51 .3 million, or $1 .00 per outstanding 

Unit, on record as at December 31, 2015 . This Special Distribution was paid on January 15, 2016 . As at December 31, 2016, the Trust 

also  had  $194 .0  million  of  unused  credit  facility  (December  31,  2015  –  $198 .0  million),  bringing  total  liquidity  to  $293 .1  million 

(December 31, 2015 – $435 .0 million) .

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FFO Reconciliations

In the following table, Boardwalk REIT provides a reconciliation of FFO (a non-IFRS measure) to profit for the period, its closely related 

financial statement measurement for the years ended December 31, 2016 and 2015 . Adjustments are explained in the notes below, 

as appropriate .

FFO Reconciliation
In $000’s, except per Unit amounts

(Loss) profit for the year

Adjustments

Loss on sale of assets

Fair value losses (1)

Add back distributions to LP Class B Units recorded as

financing charges (2)

Deferred income tax expense

Depreciation expense on Property Plant & Equipment

12 Months
Dec 31, 2016

$ 

(57,440)

12 Months
Dec 31, 2015

$ 

28,848

% Change 

–

186,681

9,990

15

5,219

6,855

130,361

13,604

191

4,993

Funds from operations

Funds from operations – per Unit

$  144,465  

$ 

2 .84  

$ 

$ 

184,852

3 .56

(21 .8)%

(20 .2)%

(1)    Under IFRS, the Trust has a number of Statement of Financial Position items, which are measured using a fair value model with fluctuations related to these 
fair value amounts from period to period flowing through the Statement of Comprehensive (Loss) Income . These fair value adjustments are considered 
“non-cash items” and are added back in the calculation of FFO .

(2)    Under IFRS, the LP Class B Units are considered financial instruments in accordance with IAS 32 – Financial Instruments: Presentation (“IAS 32”) . As a 
result of this classification, their corresponding distribution amounts are considered “financing charges” under IFRS . The Trust believes these distribution 
payments do not truly represent “financing charges”, as these amounts are only payable if the Trust declares distributions, and only for the amount of any 
distributions declared, both of which are at the discretion of the Board of Trustees as outlined in the DOT . Therefore, these distributions are excluded from 
the calculation of FFO, consistent with the treatment of distributions paid to all other Unitholders .

Overall, Boardwalk REIT earned FFO of $144 .5 million for fiscal 2016 compared to $184 .9 million for the same period in 2015 . FFO, 

on  a  per  Unit  fully  diluted  basis,  for  the  year  ended  December  31,  2016,  decreased  approximately  20 .2%  compared  to  the  prior 

year from $3 .56 to $2 .84 . The decrease was primarily driven by lower rental revenue due to lower occupancy levels in Alberta and 

Saskatchewan, coupled with the loss of FFO from the sale of the Windsor portfolio .

New Property Acquisitions and Dispositions

During the second quarter of 2016, the Trust closed on the purchase of two properties, one located in Edmonton, Alberta and one 
located in Calgary, Alberta . The two newly-built properties totaled 400 units and had a purchase price of $80 .8 million (including 
transaction costs) .

During the third quarter of 2016, the Trust closed on the purchase of two properties, both located in Edmonton, Alberta . The two 

newly-built properties totaled 347 units and had a purchase price of $63 .6 million (including transaction costs) .

For 2015, there were no new investment property acquisitions . During the first quarter of 2015, the Trust purchased an office and 
warehouse building in Verdun, Quebec, which has now been included under the Nun’s Island investment property for a purchase 

price of $3 .1 million . The purchase closed on January 19, 2015 .

In 2015, the Trust sold a stand-alone building that was a part of the Boardwalk Estates portfolio in Regina, Saskatchewan . The building 

contained 22 units and was sold for a sale price of $825 thousand . The Trust also sold its Windsor portfolio to a private buyer for $136 .2 

million before selling costs .

Development

In  October  2014,  the  Trust  commenced  the  first  phase  of  construction  for  a  79-unit,  wood  frame  building  on  excess  land  on  our 
property known as Pines of Normanview in Regina, Saskatchewan . The project, named Pines Edge 1, was substantially completed 
on January 29, 2016 with a total cost of $13 .4 million, below the original budget of $14 .1 million . The four-storey building consists 

of 13 one-bedroom and 66 two-bedroom units with a single level of underground parking . The stabilized capitalization rate (“cap 

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rate”) is estimated to range from 6 .50% to 7 .00% excluding land . Lease-up of the project began in February of 2016 . As of the end of 

December 2016, the project was over 96% leased .

The Trust has commenced construction on Phase 2 of the project consisting of 79 rental units . It is estimated that this phase will 

be completed in the summer of 2017 and, once stabilized, is estimated to operate at a cap rate range of 6 .25% to 6 .75% . The Trust 

commenced stage two of this project due to the fact that the lease up of phase one is ahead of schedule, demonstrating demand for 

this type of product . In fiscal 2016, $5 .2 million was incurred on the development of Phase 2 .

Phase  3  of  Pines  Edge  is  a  similar  project,  consisting  of  71  rental  units .  Construction  drawings  are  being  finalized  and  costs  are 

expected to be similar to Phase 2 . Subject to market and economic conditions, construction could begin as early as Q2 of 2017 .

We  continue  to  explore  other  development  opportunities  in  Regina,  Calgary,  and  Edmonton .  Each  of  these  opportunities  will  be 

evaluated separately to determine the viability of these projects .

Joint Venture Agreement

In  the  fourth  quarter,  Boardwalk  and  RioCan  Real  Estate  Investment  Trust  (“RioCan”)  entered  into  a  joint  venture  agreement  to 

develop  a  mixed  use  tower  consisting  of  an  at-grade  retail  podium  totaling  approximately  10,000  square  feet  and  an  12-storey 

residential tower with approximately 120,000 square feet of residential space, totaling approximately 164 apartment units at RioCan’s 

Brentwood Village Shopping Centre in Calgary, Alberta . The development will include two (2) levels of underground parking and 

will provide premium rental housing minutes from downtown Calgary along the Northwest Light Rail Transit line, while providing 

close  proximity  to  the  University  of  Calgary,  McMahon  Stadium  and  Foothills  Hospital .  Boardwalk  views  RioCan  as  a  like-minded 

partner who shares similar values and goals as its own, namely to maximize the potential of well-located, transit oriented mixed use 

developments that can be constructed to create new communities that residents are proud to call home . The joint venture involves 

an equal 50% interest in which both RioCan and Boardwalk will provide its best-in-class retail and residential expertise, respectively, 

to co-develop the asset . To maximize the value of the development, RioCan will manage the retail component and Boardwalk will 

manage the residential component, each on a cost basis .

The land is currently 100% owned by RioCan . Pursuant to a purchase and sale agreement dated October 19, 2016 between Boardwalk 
and  RioCan,  Boardwalk  will  purchase  a  50%  interest  in  the  parcel  of  land .  Subject  to  the  finalization  of  total  buildable  area,  the 

approximate price for Boardwalk’s interest in the land is $2 .9 million and is subject to certain conditions, including the subdivision 

of the land and receipt of development permit on terms and conditions satisfactory to both Boardwalk and RioCan . As at December 

31, 2016, Boardwalk paid $1 .3 million as a deposit on the land transaction . The land purchase is expected to close mid-2017, with 

construction to begin as early as Q3 2017 . Subject to the finalization of building plans and specifications, it is estimated that the total 

construction for the project will be between $60 million to $70 million ($30 million to $35 million per partner) .

Financial Performance Summary

At a Glance
In $000’s, except per Unit amounts

Total Assets

Total Rental Revenue

(Loss) Profit

Total Funds From Operations

(Loss) Profit Per Unit

Funds from Operations Per Unit

2016

2015

% Change

$  5,768,613  

$  5,833,842

$  438,846  

$ 

(57,440)

$  144,465  

$ 

$ 

(1 .24)

2 .84  

$ 

$ 

$ 

$ 

$ 

476,148

28,848

184,852

0 .61

3 .56

(1 .1)%

(7 .8)%

(299 .1)%

(21 .8)%

(303 .8)%

(20 .2)%

Total Assets decreased from the amounts reported in the prior year, mainly due to a decrease in cash as a result of the financing of 

acquisitions though cash on hand and the payment of the special distribution . Total Rental Revenue decreased by 7 .8%, the result 

of  higher  incentives  and  lower  occupancy  in  western  Canada .  (Loss)  profit  decreased  by  299 .1%  compared  to  the  prior  year,  due 

primarily  to  a  fair  value  loss  of  $186 .7  million  recognized  on  its  investment  properties  in  2016  compared  to  a  $130 .4  million  loss 

in 2015 .

48        n 	 n 	 n       M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
CONSOLIDATED OPERATIONS AND EARNINGS REVIEW

O V E R A L L   R E V I E W

Consolidated Statements of Comprehensive (Loss) Income

Rental Operations

Boardwalk REIT’s Net Operating Income Strategy includes a rental revenue strategy that focuses on enhancing overall rental revenues 

through the balance between market rents, rental incentives, turnovers, and occupancy losses . The application of this rental revenue 

strategy is ongoing, on a market-by-market analysis, again with the focus on obtaining the optimal balance of these variables given 

existing market conditions .

In $000’s, except number of suites

Total rental revenue

Expenses

Operating expenses

Utilities

Property taxes

Net operating income

Operating margins

Number of suites at December 31

Rental Operations Excluding Windsor

In $000’s, except number of suites

Total rental revenue

Expenses

Operating expenses

Utilities

Property taxes

Net operating income

Operating margins

12 Months
Dec 31, 2016

12 Months
Dec 31, 2015

$  438,846  

$  476,148

97,620

44,711

43,416

$  185,747  

$  253,099  

57 .7%

33,773

94,172

46,200

41,074

$  181,446

$  294,702

61 .9%

32,947

12 Months
Dec 31, 2016

12 Months
Dec 31, 2015

$  438,846  

$  464,591

97,620

44,711

43,416

$  185,747  

$  253,099  

57 .7%

91,770

43,654

39,703

$  175,127

$  289,464

62 .3%

% Change

(7 .8)%

3 .7%

(3 .2)%

5 .7%

2 .4%

(14 .1)%

% Change

(5 .5)%

6 .4%

2 .4%

9 .4%

6 .1%

(12 .6)%

Overall,  Boardwalk  REIT’s  rental  operations  for  the  year  ended  December  31,  2016,  reported  lower  results  compared  to  the  same 

period in the prior year, with total rental revenue decreasing 7 .8% . Excluding Windsor from 2015, rental revenue declined by 5 .5%, 

driven by higher incentives and vacancy losses mainly in its Western Canada portfolio . Total rental expenses increased 2 .4% for the 

twelve months  ended December 31, 2016,  compared to 2015 . Excluding Windsor, overall rental operating expenses increased by 

6 .1% for the twelve months ended December 31, 2016, as compared to the same period in the prior year, due primarily to higher bad 

debt, advertising expenses and property taxes .

The Trust continues to track, in detail, the actual work performed by our onsite Associates to assist in the operating effectiveness of 
its overall operations . This program results in overall lower costs while allowing the Trust greater control over the timing of its capital 

improvement projects, compared to contracting these same projects out to third parties . As with other estimates used by the Trust, 

key assumptions used in estimating the amount of salaries and wages to be capitalized are reviewed on a regular basis and, based 

on this review, Management will adjust the amount allocated to more accurately reflect how many internal resources were directed 
towards specific capital improvements .

Operating expenses increased by 6 .4%, excluding Windsor for 2015, due to increased costs related to garbage removal, advertising 

and bad debt expenses .

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Utility costs, excluding Windsor, increased by 2 .4% for the year ended December 31, 2016 . The increase is attributable to higher cable 

costs in Saskatchewan as this province includes new bulk cable and internet services for Boardwalk’s Resident Members . Fixed price 

physical commodity contracts have also helped to partially or fully-hedge its exposure to fluctuating natural gas prices . Further details 

regarding the hedges on natural gas, as well as electricity prices in Alberta, can be found in NOTE 25 to the consolidated financial 

statements for the year ended December 31, 2016 .

The reported increase in property taxes, when excluding Windsor from the prior year period, is mainly attributed to higher overall 

property  tax  assessments .  The  Trust  is  constantly  reviewing  property  tax  assessments  and  related  charges  and,  where  it  feels 

appropriate, will appeal all, or a portion, of the related assessment . It is not uncommon for the Trust to receive property tax refunds 

and adjustments; however, due to the uncertainty of the amount and timing of the refunds and adjustments, these amounts are only 

reported when they are received .

Overall,  excluding  Windsor,  the  operating  margin  decreased  from  62 .3%  in  fiscal  2015  to  57 .7%  for  the  twelve  months  ended 

December 31, 2016 .

Boardwalk  REIT  closely  monitors  and  individually  manages  the  performance  of  each  of  its  rental  properties .  For  the  reader’s 

convenience, we have provided the following summary of our operations on a province-by-province basis .

S E G M E N T E D   O P E R AT I O N A L   R E V I E W

Alberta Rental Operations

In $000’s, except number of suites

Total rental revenue

Expenses

Operating expenses

Utilities

Property taxes

Net operating income

Operating margin

Number of suites at December 31

12 Months
Dec 31, 2016

12 Months
Dec 31, 2015

$  280,333  

$  305,270

57,915

25,577

27,690

$  111,182  

$  169,151  

60 .3%

20,499

54,537

25,082

24,109

$  103,728

$  201,542

66 .0%

19,752

% Change

(8 .2)%

6 .2%

2 .0%

14 .9%

7 .2%

(16 .1)%

Alberta  is  Boardwalk’s  largest  operating  segment,  representing  66 .8%  of  total  reported  net  operating  income  for  the  year  ended 

December 31, 2016 . In addition, Alberta represents 60 .7% of total apartment units . Boardwalk REIT’s Alberta operations for the year 

ended December 31, 2016, reported a 8 .2% decrease in total rental revenue, when compared to the same period reported in 2015 . 

The reported rental revenue change is the combined effect of higher incentives, lower in-place rents and lower occupancy levels 

compared to the prior year . Total rental expenses have increased by 7 .2% compared to the prior year due to increases in operating 

expenses and property taxes .

Operating expenses increased by 6 .2% from the prior year due to increased suite maintenance and garbage removal costs, advertising 
and bad debts, partially mitigated by lower wages and salaries .

Reported utilities for the year ended December 31, 2016 were up 2 .0% compared to the prior year . The reported increase is mainly 
the result of higher water and sewer costs and higher natural gas consumption . Currently, the Trust has two outstanding electricity 
contracts, one for Southern Alberta and one for Northern Alberta, with two utility companies to supply the Trust with its electrical 

power needs . The Trust also has five outstanding natural gas contracts to hedge the price of its natural gas usage . More details can 

be found in NOTE 25 to the consolidated financial statements .

Property taxes increased 14 .9% compared to the prior year as a result of higher property tax assessments as many municipalities look 
to increase their property tax revenue base .

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  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
Net  operating  income  for  Alberta  decreased  $32 .4  million,  or  16 .1%  for  the  twelve  months  ended  December  31,  2016 .  Alberta’s 

operating margins for the year ended December 31, 2016 was 60 .3% compared to 66 .0% for the same period in 2015 .

Saskatchewan Rental Operations

In $000’s, except number of suites

Total rental revenue

Expenses

Operating expenses

Utilities

Property taxes

Net operating income

Operating margin

Number of suites at December 31 (1)

12 Months
Dec 31, 2016

12 Months
Dec 31, 2015

$  58,996  

$  61,682

10,835

8,475

4,523

$  23,833  

$  35,163  

59 .6%

4,689

10,779

7,650

4,397

$  22,826

$  38,856

63 .0%

4,610

% Change

(4 .4)%

0 .5%

10 .8%

2 .9%

4 .4%

(9 .5)%

(1)   Includes 79 units from the new Pines Edge 1 development project that was substantially completed in Q1 2016 .

For  the  year  ended  December  31,  2016,  Saskatchewan  total  rental  revenue  decreased  by  4 .4%  compared  to  the  prior  year .  The 

revenue decrease is mainly due to higher incentives offered in both Regina and Saskatoon . Rental expenses increased by 4 .4% for the 

year ended December 31, 2016, compared to the prior year, primarily due to higher utilities .

Operating expenses for the year ended December 31, 2016 increased marginally due mainly to higher wages and salaries .

Utility costs for the year increased from the previous year due primarily to higher cable and internet costs . The program provides 

Resident Members a more cost-effective alternative to cable and internet service compared to subscribing individually with cable 

service providers . The Trust also has three outstanding contracts to hedge its natural gas price for its Saskatchewan natural gas usage . 

Details of the hedging contracts can be found in NOTE 25 to the consolidated financial statements for the current period .

Property taxes increased by 2 .9% for the year ended December 31, 2016 due to higher property tax assessments .

Reported operating margins for the year ended December 31, 2016 decreased to 59 .6% compared to 63 .0% reported for the prior 
year .

Ontario Rental Operations

In $000’s, except number of suites

Total rental revenue

Expenses

Operating expenses

Utilities

Property taxes

Net operating income

Operating margin

Number of suites at December 31

12 Months
Dec 31, 2016

12 Months
Dec 31, 2015

$  26,430  

$ 

37,412

4,447

4,041

3,156

$  11,644  

$  14,786  

$ 

$ 

55 .9%

2,585

6,759

6,395

4,732

17,886

19,526

52 .2%

2,585

% Change 

(29 .4)%

(34 .2)%

(36 .8)%

(33 .3)%

(34 .9)%

(24 .3)%

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Rental Operations Excluding Windsor

In $000’s, except number of suites

Total rental revenue

Expenses

Operating expenses

Utilities

Property taxes

Net operating income

Operating margin

Number of suites at December 31

12 Months
Dec 31, 2016

12 Months
Dec 31, 2015

$  26,430  

$  25,851

4,447

4,041

3,156

$  11,644  

$  14,786  

55 .9%

2,585

4,448

3,838

3,361

$  11,647

$  14,204

54 .9%

2,585

% Change 

2 .2%

(0 .0)%

5 .3%

(6 .1)%

(0 .0)%

4 .1%

Excluding  Windsor,  Boardwalk  REIT’s  Ontario  operations  reported  an  increase  in  total  rental  revenue  of  2 .2%  for  the  year  ended 

December  31,  2016,  compared  to  the  prior  year,  due  to  higher  occupied  rents  and  occupancy  levels .  Total  rental  expenses  were 

unchanged for the twelve months ended December 31, 2016 compared to the prior year .

Operating expenses, excluding Windsor, were flat for the year ended December 31, 2016 as compared to the prior year .

Utility costs were higher for the twelve months due primarily to higher water and sewer costs and electricity costs . The Trust has one 
outstanding fixed price natural gas contract hedging 50% of its Ontario and Quebec natural gas usage . Details of the contract can be 

found in NOTE 25 to the consolidated financial statements .

Property taxes were lower for the year ended December 31, 2016 as compared to the prior year, due to lower property tax assessments 

received for Kitchener .

Net operating income increased by 4 .1% for the year ended December 31, 2016, as compared to the prior year . Reported operating 
margins for the year ended December 31, 2016 were 55 .9% as compared to 54 .9% (excluding Windsor) for the prior year .

Quebec Rental Operations

In $000’s, except number of suites

Total rental revenue

Expenses

Operating expenses

Utilities

Property taxes

Net operating income

Operating margin

Number of suites at December 31

12 Months
Dec 31, 2016

12 Months
Dec 31, 2015

$  72,865  

$  71,552

17,957

6,463

7,893

$  32,313  

$  40,552  

55 .7%

6,000

17,094

6,878

7,700

$  31,672

$  39,880

55 .7%

6,000

% Change 

1 .8%

5 .0%

(6 .0)%

2 .5%

2 .0%

1 .7%

Boardwalk  REIT’s  Quebec  operations  reported  a  total  rental  revenue  increase  of  1 .8%  for  the  year  ended  December  31,  2016, 

compared to the prior year .

Total rental expenses for the year increased by 2 .0%, when compared to 2015, mainly due to higher operating expenses, and partially 

offset by lower utility costs .

Operating expenses increased by 5 .0%, when compared to 2015 due to increased wages and salaries and higher suite maintenance 

costs .

The  reported  decrease  of  6 .0%  in  utilities  for  the  twelve  months  ended  December  31,  2016,  was  due  to  lower  natural  gas  and 
electricity expenses . In addition, during the third quarter of 2015, the Trust entered into a fixed price natural gas contract to hedge 

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  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
50%  of  its  Ontario  and  Quebec  natural  gas  usage .  The  details  of  the  natural  gas  contracts  are  reported  in  NOTE  25  of  the  Trust’s 

consolidated financial statements for the current period .

Property  taxes  increased  2 .5%  for  the  year  ended  December  31,  2016,  compared  to  the  prior  year  due  to  higher  property  tax 

assessments .

Reported operating margins for the twelve months ended December 31, 2016 and 2015 were flat at 55 .7% .

O P E R AT I O N A L   S E N S I T I V I T I E S

Boardwalk’s Net Operating Income Optimization Strategy

Boardwalk’s current strategy is to focus on optimizing net operating income . This focus requires us to manage not only revenues 

but also related operating costs, and take both into consideration when determining a service and pricing model . Lowering overall 

turnover  while  maintaining  reasonable  lease  rental  rates  and  a  focus  on  a  high  quality  level  of  service  continue  to  be  the  model 

that has delivered the most stable and long-term income source to date . This strategy is region specific and these variables are in 

constant flux .

In a more competitive market, the Trust takes a more preventive approach of increasing its offering of suite-specific rental incentives 

as well as, where warranted, adjusting reported market rents . The higher frequency of these incentives, particularly in Alberta and 

Saskatchewan,  is  an  attempt  by  the  Trust  to  keep  occupancy  levels  higher  than  the  overall  market .  When  the  market  returns  to 

balance, the Trust will be well-positioned to unwind these incentives and increase market rents . It has been our experience that this 

preemptive approach has resulted in optimizing net operating income .

In addition, in these competitive markets, the Trust approaches future upcoming maturing leases prior to lease maturity with the 

intent of renewing their lease at this time rather than waiting for term maturity . In select markets, the Trust may also forward-lock 

future rentals while not collecting revenues for certain months in the immediate future . This means the Trust may decide to rent 

a  suite  in  December  with  the  Customer  not  moving  in  until  the  following  year .  Although  the  suite  is  rented,  it  will  not  generate 

revenue until the Customer actually moves in, for example, in January, which corresponds to the next fiscal period . The percentages 

reported as occupancy levels (see table below) represent those occupied units generating revenue for the period noted . The Trust 

closely monitors ‘apartment availability’, which represents unoccupied units not generating revenue for the period, after taking into 

account forward-committed leases . Although occupancy rates provide a good indication of current revenue, apartment availability 

provides the reader a more relevant indication of future potential revenue . As a result of the acquisitions in the year of newly built 

assets, portfolio occupancy is on a same store basis .

Boardwalk REIT’s Portfolio Occupancy (Same Store)

City

Calgary

Edmonton

Fort McMurray

Grande Prairie

Kitchener

London

Montreal

Quebec City

Red Deer

Regina

Saskatoon

Verdun

Total

2016

95 .14%

95 .31%

87 .85%

90 .09%

98 .27%

98 .05%

97 .61%

95 .46%

92 .30%

96 .43%

94 .62%

98 .35%

95 .69%

2015

98 .65%

97 .45%

85 .51%

95 .16%

98 .35%

98 .04%

96 .47%

95 .87%

98 .54%

96 .01%

96 .18%

97 .67%

97 .27%

Q4 2016

Q4 2015

92 .79%

93 .42%

95 .87%

83 .77%

98 .68%

98 .15%

97 .49%

95 .60%

87 .38%

96 .18%

91 .24%

98 .69%

94 .24%

98 .53%

97 .28%

85 .78%

93 .49%

99 .19%

97 .79%

97 .11%

95 .43%

98 .64%

97 .50%

97 .50%

97 .45%

97 .34%

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    M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S       n 	 n 	 n         53

In fiscal 2016, the Trust reported a year-over-year decrease of 158 basis points in its overall same store occupancy rate, a decline from 

97 .27% to 95 .69% . A softening in the Western Canadian markets contributed to the overall occupancy rate decrease . Boardwalk’s 

overall  rental revenue strategy focuses  on  the Trust  balancing the  key inputs,  including  occupancy levels,  incentives and  existing 

rental market rates . As a strategy, the Trust is constantly adjusting market rents and incentives based on property-specific demand 

and supply . Calgary and Edmonton saw occupancy levels decline by 351 and 214 basis points, respectively, to 95 .14% and 95 .31%, 

respectively .  Regina  saw  occupancy  levels  increase  to  96 .43%  in  2016  compared  to  96 .01%  for  2015 .  Note  that  Regina  does  not 

include  the  79-unit  new  development,  which  commenced  lease-up  in  February  of  2016 .  Including  the  new  development  in  the 

current quarter would result in an occupancy rate of 95 .61% for Regina . Saskatoon saw occupancy levels decrease to 94 .62% in 2016 

compared to 96 .18% in 2015 .

Supply versus Demand & Impact on Reported Occupancy (Same Store)

s
t
u
O
e
v
o
M

/

s
l
a
t
n
e
R

2,000

1,800

1,600

1,400

1,200

1,000

800

600

400

200

0

J

M

M

J

S

N

J

M

M

J

S

N

J

M

M

J

S

N

J

M

M

J

S

N

J

2013

2014

2015

2016

100%

99%

98%

97%

96%

95%

94%

93%

92%

91%

90%

y
c
n
a
p
u
c
c
O

The issue of demand and supply, as with any industry, is an important performance indicator for multi-family real estate . The above 

Move Outs

Occupancy %

Rentals

chart attempts to show the total move-outs (supply) compared to total move-ins (demand) and the resulting impact on reported 

occupancy relating to our portfolio . The cumulative impact of demand being greater than supply, or vice versa, is the primary driver 

in the reported occupancy rate . In recent years, Boardwalk focused on maintaining high occupancy levels while optimizing turnover 

costs . The reader is cautioned that adjusting market rental rates is an ongoing process for the Trust and is consistent with its overall 

strategy  of  optimizing  overall  net  operating  income;  consequently,  it  will  adjust  rents  upward  or  downward  when  it  is  deemed 

necessary .

Vacancy Loss and Incentives

Vacancy Loss

Incentives

Total

$20,000

$18,000

$16,000

$14,000

$12,000

$10,000

s
’
0
0
0
$

$8,000

$6,000

$4,000

$2,000

$0

Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

Vacancy loss and rental incentives are strong indicators of current and future revenue performance . Depending on specific market 
conditions,  to  best  manage  overall  economic  rental  revenue,  the  correct  balance  between  rental  incentives  and  vacancy  loss  is 

important . On a quarterly basis, the chart details rental incentives versus vacancy loss . Select incentives are continuing in the Calgary, 

Edmonton, Regina and Saskatoon markets to maintain occupancy levels . Boardwalk REIT will continue to manage its overall revenues 

54        n 	 n 	 n       M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
through three key revenue variables, notably, market rents, occupancy levels, and suite-selective incentives . The Trust continues to 

focus on maximizing overall revenues through the management of these key revenue variables .

Occupancy Sensitivity

As with all real estate rental operators, Boardwalk REIT’s financial performance is sensitive to occupancy rates . Based on the current 

reported market rents, a 1% annualized change in reported occupancy is estimated to impact overall rental revenue by approximately 

$4 .3 million, or $0 .08 per Trust Unit on a diluted basis .

S TA B I L I Z E D   P R O P E R T Y   R E S U LT S

Boardwalk defines stabilized property as one that has been owned by the Trust for a period of 24 months or more from the reporting 

date .  Boardwalk  REIT’s  overall  percentage  of  stabilized  properties  was  97 .6%  of  its  total  rental  unit  portfolio  as  at  December  31, 

2016, or a total of 32,947 units . The tables below provide a regional breakdown on these properties for fiscal 2016, as compared to 

fiscal 2015 .

Dec 31 2016 – 12 M

Edmonton

Calgary

Red Deer

Grande Prairie

Fort McMurray

Quebec

Saskatchewan

Ontario

# of Units

12,397

5,419

939

645

352

6,000

4,610

2,585

32,947

% Revenue
Growth

% Operating
Expense Growth

% Net Operating
Income Growth

(7 .9)%

(9 .5)%

(10 .8)%

(16 .1)%

(21 .0)%

1 .8%

(5 .7)%

2 .2%

(6 .3)%

6 .9%

4 .8%

0 .2%

8 .7%

(5 .0)%

2 .0%

3 .5%

0 .7%

4 .5%

(16 .1)%

(15 .5)%

(17 .1)%

(32 .1)%

(30 .8)%

1 .7%

(11 .1)%

3 .5%

(12 .5)%

% of NOI

39 .8%

20 .6%

2 .4%

1 .3%

1 .1%

15 .7%

13 .4%

5 .7%

100 .0%

Stabilized  revenue  decreased  by  6 .3%  for  the  year  ended  December  31,  2016,  compared  to  the  prior  year .  Operating  expenses 

reported for the year increased by 4 .5% from 2015, resulting in a NOI decrease of 12 .5% compared to the prior year . The decrease in 

reported stabilized revenue was driven by lower in-place occupied rents and higher incentives in Alberta and Saskatchewan, which 

accounts for approximately 79% of the Trust’s reported stabilized Net Operating Income . Operating expenses increased primarily as 

a result of higher advertising, bad debt, and property taxes .

Stabilized Revenue Growth

Edmonton

Calgary

Red Deer

Grande Prairie

Fort McMurray

Quebec

Saskatchewan

Ontario

# of Units

12,397

5,419

939

645

352

6,000

4,610

2,585

32,947

Q4 2016 vs
Q3 2016

Q4 2016 vs
Q2 2016

Q4 2016 vs
Q1 2016

Q4 2016 vs
Q4 2015 

(3 .8)%

(4 .1)%

(6 .5)%

(10 .2)%

(0 .8)%

(0 .9)%

1 .9%

0 .9%

(2 .9)%

(6 .6)%

(8 .8)%

(13 .7)%

(17 .9)%

(16 .6)%

1 .1%

(4 .3)%

1 .4%

(5 .1)%

(10 .4)%

(12 .5)%

(17 .0)%

(23 .2)%

(0 .5)%

1 .9%

(6 .0)%

1 .9%

(7 .8)%

(12 .4)%

(14 .6)%

(19 .3)%

(25 .6)%

(10 .1)%

1 .1%

(8 .2)%

2 .5%

(9 .7)%

On a sequential basis, stabilized revenues reported in the fourth quarter of 2016 decreased by 2 .9% over Q3 2016, decreased by 5 .1% 

compared to Q2 2016, decreased by 7 .8% compared to Q1 2016 and decreased 9 .7% compared to Q4 2015 . This smaller decline in 

the current quarter is a signal that the market is heading towards a more balanced market . The Trust strives toward balancing the 

optimum  level  of  market  rents,  rental  incentives  and  occupancy  rates  in  order  to  achieve  its  net  operating  income  optimization 

strategy .

A R   2 0 1 6     B O A R D W A L K   R E I T

    M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S       n 	 n 	 n         55

 
 
Estimated Loss-to-Lease Calculation

Boardwalk REIT’s estimated loss-to-lease, representing the difference between estimated market rents and actual occupied rents in 

December 2016, and adjusted for current occupancy levels, totaled approximately $6 .0 million on an annualized basis, representing 

$0 .12 per Unit (Trust & LP B Units) . For the most part, Boardwalk REIT’s rental lease agreements last no longer than twelve months . 

On physical turnover, the rental units are then re-leased directly at current market rent . By managing market rents and providing 

suite-specific incentives to our Resident Members, the Trust and all its Stakeholders continue to benefit from lower turnover, reduced 

expenses, and high occupancy . The reader should note estimated loss-to-lease, measured at a point in time, is a non-GAAP measure, 

and that reported market rents can be very seasonal, and, as such, will vary from quarter to quarter . The significance of this change 

could materially affect Boardwalk REIT’s “estimated loss-to-lease” amount . The importance of this estimate, however, is that it can be 

an indicator of future rental performance, assuming continuing economic conditions and trends . The reader should also note that it 

would take significant time for these market rents to be recognized by the Trust due to internal and external limitations on its ability 

to charge these new market-based rents in the short term .

December
2016
Occupied Rent (1)

December
2016
Market Rent (1)

Mark to Market
Per Month

Annualized
Mark to Market
Adjusted
for Current
Occupancy levels
($000’s)

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

1,131  

$ 

1,134  

$ 

3  

$ 

243

1,216

933

894

1,238

1,139  

1,026  

1,059

874

1,280

966

929

1,244

$ 

$ 

1,161  

1,020  

$ 

$ 

1,080

886

64

33

35

6

22  

(6)

21

12

4,083

342

246

23

4,938

(461)

1,095

38

$ 

$ 

1,086  

$ 

1,103  

$ 

17  

$ 

5,956

Weighted
Average
Apartment
Units

12,397

5,419

939

645

352

19,752

6,000

4,610

2,585

32,947

% of Portfolio 

38%

16%

3%

2%

1%

60%

18%

14%

8%

100%

Same Store

Edmonton

Calgary

Red Deer

Grande Prairie

Fort McMurray

Alberta Portfolio

Quebec

Saskatchewan (2)

Ontario

Total Portfolio

(1)  Ancillary rental revenue is included in the calculation of market and occupied rent . Occupied and market rent are net of incentives .

(2)  Saskatchewan market rent now includes an increase for cable and internet service .

The  increase  in  the  loss-to-lease  for  our  portfolio,  from  $2 .3 

million at September 2016 to $6 .0 million at December 2016, 

was  due  primarily  to  higher  market  rents  in  certain  rental 

markets of Alberta and Saskatchewan .

In fiscal 2016, as with prior periods, Boardwalk REIT continued 
to  focus  on  the  optimization  of  all  rental  revenue,  with 
attention  to  appropriate  levels  of  market  rents  and  certain 

s
d
n
a
s
u
o
h
T

occupancy level targets, as well as suite-selective incentives, 

when warranted .

As was previously mentioned, given a softening of the rental 

markets,  particularly  in  Alberta  and  Saskatchewan,  and  the 

impact uncertainty resulting from lower oil prices, Boardwalk’s 

continued focus is on maintaining and increasing, in certain 

regions, occupancy in the short term by offering various suite-

specific incentives in exchange for longer-term leases .

Revenue, Incentives, Vacancy Loss ($000’s)

$135,000

$125,000

$115,000

$105,000

$95,000

$85,000

$75,000

Q1 2015

Q2 2015

Q3 2015

Q4 2015

Q1 2016

Q2 2016

Q3 2016

Q4 2016

Vacancy Loss

Incentives

Rental Revenue

56        n 	 n 	 n       M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
Investing In Our Properties

Boardwalk is continually re-investing in its properties . A detailed analysis of this investment can be found later in the MD&A under 

the  section  titled,  “Capital  Improvements” .  The  purpose  of  the  “Capital  Improvements”  section  is  to  provide  the  reader  with  a 

consolidated view of what the Trust spent on its real estate asset base .

F I N A N C I N G   C O S T S

Financing costs for the year ended December 31, 2016 decreased from the same period in the prior year, from $85 .4 million to $79 .8 

million,  primarily  due  to  the  Trust  being  able  to  renew  maturing  mortgages  at  interest  rates  below  maturing  rates .  At  December 

31,  2016,  the  reported  weighted  average  interest  rate  of  2 .78%  was  down  from  the  weighted  average  interest  rate  of  3 .01%  at 

December 31, 2015 . Boardwalk REIT has continued to take advantage of historically low interest rates to refinance and renew certain 

mortgages, resulting in a lower overall weighted average interest rate . The average term to maturity of the Trust’s mortgage portfolio 

is approximately 4 .8 years .

Boardwalk REIT concentrates on multi-family residential real estate . It is therefore eligible to obtain government-backed insurance 
through the NHA program, administered by CMHC . The benefits of purchasing this insurance are two-fold .

The first benefit of using CMHC insurance is Boardwalk REIT can normally obtain lower interest rate spreads on its property financing 

as compared to other financing alternatives in either the residential or any other real estate class, leading to lower overall cost of debt, 

after including the cost of the NHA insurance .

The second benefit of the CMHC insurance relates to lowering Boardwalk REIT’s overall renewal risk . Once insurance is obtained on 

the related mortgage, the insurance is transferable and follows the mortgage for the complete amortization period, typically between 

25 and 40 years, depending on the type of asset being insured . With the insurance being transferable between approved lenders, it 

lowers the overall risk of Boardwalk REIT not being able to refinance the asset on maturity .

Management  cannot  over-emphasize  the  importance  of  this  Government-backed  mortgage  insurance  program  administered  by 
Canada Mortgage and Housing Corporation . Despite past volatility in the overall credit markets, the Trust has been able to find a 
number of mortgage lenders willing to assume, or underwrite, additional mortgages under this program .

At  December  31,  2016,  approximately  99%  of  Boardwalk  REIT’s  mortgages  were  backed  by  this  NHA  insurance,  with  a  weighted 

average amortization period of approximately 30 years .

As  was  previously  noted,  the  adoption  of  IFRS  has  also  had  an  impact  on  the  amount  of  financing  costs  reported  on  the  Trust’s 

Consolidated  Statement  of  Comprehensive  (Loss)  Income .  As  a  result  of  the  Trust’s  LP  Class  B  Units  being  classified  as  financial 

liabilities in accordance with IAS 32, the corresponding distributions paid to the Unitholders are classified as financing costs under 

IFRS . The Trust believes these distribution payments do not truly represent “financing charges” as these amounts are only payable if 

the Trust declares distributions, and only for the amount of any distributions declared, both of which are at the discretion of the Board 

of Trustees as outlined in the DOT . The total amount of distributions paid to the LP Class B Unitholders for the year ended December 

31, 2016, which have been recorded as financing charges, was $10 .0 million ($13 .6 million for the year ended December 31, 2015) . 

Based on this rationale, these amounts have been added back in the calculation of FFO .

The  reader  should  also  note  that,  under  IFRS,  financing  charges  are  recorded  net  of  interest  income  the  Trust  has  earned  for  the 
period .  The  total  amount  of  interest  income  earned  for  the  year  ended  December  31,  2016  was  $1 .7  million,  compared  to  $1 .6 

million for the prior year . Interest income will fluctuate depending on the cash on hand in the period . Further details on the Trust’s 

investment of cash on hand using term deposits of 90 days or less can be found in NOTE 10 of the consolidated financial statements .

Interest Rate Sensitivity

Although Boardwalk REIT manages its financing risk in a variety of ways, as discussed later in the MD&A, it is important the reader 
understands how significant interest rate changes could impact the Trust as a whole . Due to the size of Boardwalk’s overall mortgage 
portfolio,  it  has  been  prudent  to  spread  out  the  maturity  of  these  mortgages  over  a  number  of  years .  In  fiscal  2017,  the  Trust 

anticipates  having  approximately  $291 .7  million  of  secured  mortgages  maturing  with  a  weighted  average  rate  of  2 .91% .  These 

A R   2 0 1 6     B O A R D W A L K   R E I T

    M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S       n 	 n 	 n         57

maturing  rates  are  above  current  NHA  insured  interest  rates  and  the  Trust  should  be  able  to  recognize  additional  savings  upon 

renewal of these mortgages . If we were to renew these mortgages today with a 5-year term, we estimate, based upon interactions 

with possible lenders, the new rate would be approximately 2 .00% (as of February 16, 2017), resulting in an estimated $2 .7 million 

potential annualized reduction in interest expense in our 2017 maturing mortgages .

A D M I N I S T R AT I O N

Included  in  administration  expenses  are  costs  associated  with  Boardwalk  REIT’s  centralized  administrative  functions .  The  amount 

reported for the year ended December 31, 2016, which relates to corporate administration from continuing operations, was $33 .9 

million, compared to $33 .4 million for the same period in the prior year, an increase of approximately 1 .5% for the year .

For the current and prior comparative periods, Boardwalk REIT allocated certain administration costs between corporate and rental 

operating expenses . The administration costs allocated to rental operating expenses consist primarily of specific amounts associated 

with operation-specific staff and related support initiatives . Total administration costs, combining rental operating and corporate, 

were  $57 .5  million  for  the  year  ended  December  31,  2016,  compared  to  $56 .8  million  for  the  same  period  in  the  prior  year .  The 

increase in total administration costs of approximately $0 .7 million, or approximately 1 .2%, was due in part to increased professional 

fees and executive retirements during the year .

D E P R E C I AT I O N   A N D   A M O R T I Z AT I O N

Depreciation  and  amortization  recorded  on  the  Consolidated  Statements  of  Comprehensive  (Loss)  Income  is  made  up  of  the 

depreciation of property, plant and equipment, and the amortization of deferred financing costs .

Depreciation of property, plant and equipment

The  Trust  has  elected  to  use  the  cost  model  under  IAS  16  –  Property,  Plant  and  Equipment  (“IAS  16”)  to  value  its  property,  plant 

and  equipment,  and,  as  a  result  of  this  method,  depreciation  expense  is  a  charge  taken  against  earnings  to  reflect  the  estimated 
depreciation that has occurred to these assets as a result of their use during the reporting period in question .

Amortization of Deferred Financing Costs

The  amortization  of  deferred  financing  costs  relates  primarily  to  the  amortization  of  CMHC  premiums,  which  are  paid  as  part  of 
mortgage  financing .  If  Boardwalk  REIT  replaces  an  existing  mortgage  with  a  new  mortgage,  all  costs  associated  with  the  original 
mortgage,  including  the  unamortized  balance  of  the  CMHC  premium,  are  required  to  be  charged  to  income  in  the  period  that 

this occurs . As a result, and due to the variable timing and strategy of each mortgage at maturity, the amounts reported will vary . 

Rather  than  refinance  the  entire  mortgage  on  term  maturity  to  a  higher  amount,  Boardwalk  REIT  continues  to  take  advantage  of 

supplementing, rather than extinguishing, the original mortgage to increase its leverage .

Boardwalk reviews its key depreciation and amortization estimates on an ongoing basis and, if warranted, will adjust these estimates 
on a prospective basis .

The total amount reported as depreciation and amortization for the year ended December 31, 2016, was $10 .1 million compared to 
$9 .6 million recorded for the same period in the prior year .

58        n 	 n 	 n       M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S

  B O A R D W A L K   R E I T     A R   2 0 1 6

O T H E R   I N C O M E   A N D   E X P E N S E S

Income Tax Expense

Boardwalk  REIT  qualifies  as  a  ‘mutual  fund  trust’  as  defined  in  the  Income  Tax  Act  (Canada) .  The  Tax  Act  also  contains  legislation 

affecting the tax treatment of publicly traded trusts and the criteria for qualifying for the real estate investment trust exemption (the 

“REIT Exemption”), which would exempt Boardwalk REIT from income tax under the SIFT Legislation . For 2015 and 2016 to date, the 

Trust qualified for the REIT Exemption .

Although  Boardwalk  REIT  is  exempted  from  income  taxes,  provided  it  distributes  all  of  its  taxable  income  to  its  Unitholders,  this 

exemption does not apply to its corporate subsidiaries, which are subject to income taxes .

LP Class B Units and the Deferred Unit Compensation Plan

The LP Class B Units are non-transferable, except under certain circumstances, but are exchangeable, on a one-for-one basis, into 

Boardwalk REIT Units at any time at the option of the holder . The LP Class B Units and the deferred unit-based compensation plan are 

classified as financial liabilities in accordance with IFRS standards, and, as a result, are recorded at their fair value at each reporting 

date . As at December 31, 2016, the Trust used a price of $48 .65 based on the closing price of the TSX-listed Boardwalk REIT Trust Units 

to determine the fair value of these financial liabilities at that date . The total fair value of these units recorded on the Consolidated 

Statements of Financial Position at December 31, 2016, was $217 .7 million, and a corresponding fair value loss of $5 .4 million (year 

ended December 31, 2015 – fair value gain of $63 .1 million) was recorded on the Consolidated Statements of Comprehensive (Loss)

Income for the year ended December 31, 2016 .

The deferred unit-based compensation plan had a fair value of $6 .0 million, and a corresponding fair value loss of $0 .5 million (year 
ended December 31, 2015 – fair value gain of $1 .5 million) was recorded on the Consolidated Statements of Comprehensive (Loss)
Income for the year ended December 31, 2016 .

FINANCIAL CONDITION

R E V I E W   O F   C O N S O L I D AT E D   S TAT E M E N T S   O F   C A S H   F L O W S

Operating Activities

Cash Flow from Operations

Boardwalk  REIT  prepares  its  financial  statements  in  accordance  with  International  Financial  Reporting  Standards  and  with  the 

recommendations  of  the  Real  Property  Association  of  Canada  (“REALpac”) .  REALpac  has  adopted  measurements  called  Funds 

From Operations and Adjusted Funds From Operations to supplement profits or earnings as measures of operating performance . 

These measurements are considered to be meaningful and useful measures of real estate operating performance . Boardwalk REIT’s 

presentation of FFO and AFFO are materially consistent with the definitions provided by REALpac . These measurements, however, 

are not necessarily indicative of cash that is available to fund cash needs and should not be considered alternatives to cash flow as 

a measure of liquidity . FFO and AFFO do not represent cash flow from operations as defined by IFRS . Boardwalk REIT considers FFO 

and AFFO to be appropriate measurements of the performance of a publicly listed multi-family residential entity . In order to facilitate 

a clear understanding of the combined historical operating results of Boardwalk REIT, management feels FFO and AFFO should be 

considered in conjunction with profit as presented in the consolidated financial statements . Boardwalk REIT’s computation of FFO 

from  profit  is  highlighted  above  in  the  section  titled,  “FFO  Reconciliations” .  Boardwalk  REIT’s  computation  of  AFFO  from  FFO  is 

highlighted below in the section titled, “Maintenance of Productive Capacity” .

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    M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S       n 	 n 	 n         59

A reconciliation of FFO to cash flow from operating activities as shown in the Consolidated Statements of Cash Flow prepared in 

accordance with IFRS is highlighted below .

FFO Reconciliation
In $000’s, except per Unit amounts

Cash flow from operating activities

Adjustments

Operating working capital

Deferred financing amortization

Government grant earned

Add back distributions to LP Class B Units recorded as  

financing charges (1)

Interest paid

Financing costs

Current income tax expense related to sale of assets

Funds from operations

Funds from operations – per unit

12 Months
Dec 31, 2016

12 Months
Dec 31, 2015

$  133,687  

$ 

172,220

% Change 

788

(4,860)

378

9,990

84,256

(79,774)

–

1,197

(4,656)

378

13,604

87,498

(85,370)

(19)

$  144,465  

$ 

2 .84  

$ 

$ 

184,852

3 .56

(21 .8)%

(20 .2)%

(1) 

 Under IFRS, the LP Class B Units are considered financial instruments in accordance with IAS 32 . As a result of this classification, their corresponding 
distribution amounts are considered “financing charges” under IFRS . The Trust believes these distribution payments do not truly represent “financing 
charges”, as these amounts are only payable if the Trust declares distributions, and only for the amount of any distributions declared, both of which are at 
the discretion of the Board of Trustees as outlined in the DOT . Therefore, these distributions are excluded from the calculation of FFO, consistent with the 
treatment of distributions paid to all other Unitholders .

The reader is cautioned that Boardwalk REIT’s calculation of FFO may be different from other real estate corporations or REITs and, 

as such, a straight comparison may not be warranted . For the year ended December 31, 2016, Boardwalk REIT reported total FFO 

of $144 .5 million, or $2 .84 per fully diluted Trust Unit . This represented a decrease of approximately 21 .8% and 20 .2%, respectively, 

compared to $184 .9 million, or $3 .56 per fully diluted Trust Unit, reported for the same twelve months in 2015 . The decrease for the 

year 2016 is primarily due to lower rental revenue (as a result of increased incentives) and higher property taxes, partially offset by 

interest cost savings .

Financing Activities

Distributions

Boardwalk distributes payments on a monthly basis to its Unitholders . These payments are referred to as regular distributions . The 

distinct nature and classification of these payments are unique to each trust and the components of these distributions may have 

differing tax treatments . For the year ended December 31, 2016, the Trust paid regular distributions of $113 .4 million, to its Trust and 

LP Class B Unitholders, compared to $105 .8 million, for the same period in 2015 . In addition a special distribution of $51 .3 million was 

paid to Unitholders on record as at December 31, 2015 . Regular distributions declared for the twelve months ended December 31, 

2016 represented a FFO payout ratio of 78 .5%, compared to 57 .3% for the prior year . Regular distributions (Trust and LP Class B Units) 

declared in 2016 represented approximately 84 .8% of cash flow from operating activities compared to 61 .5% for 2015 . Note that the 

Special Distribution paid in the first quarters of 2016 and 2015 to the LP B Units reduced cash flow from operating activities by $4 .5 

million and $6 .3 million, respectively . As regular distributions are funded by the Trust’s liquidity and cash flow from operations, these 

regular distributions appear sustainable in the foreseeable future .

Financing of Revenue Producing Properties

During  the  twelve  months  ended  December  31,  2016,  the  financing  and  refinancing  of  existing  properties  totaled  approximately 

$281 .3 million . During the financing and refinancing process, Boardwalk REIT was able to decrease the weighted average interest rate 

on its mortgage portfolio from 3 .01% at December 31, 2015 to 2 .78% at December 31, 2016 .

Acquisitions

On June 7, 2016, the Trust closed on the purchase of a 162-unit property for a purchase price of $29 .6 million . On August 9, 2016, the 

Trust closed on the purchase of a 165-unit property for a purchase price of $30 .2 million . On August 17, 2016, the Trust closed on the 

purchase of a 182-unit property for a purchase price of $33 .3 million . All three properties were part of the portfolio of 509 units located 

60        n 	 n 	 n       M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
in Edmonton, Alberta, which the Trust waived conditions on April 26, 2016 . On June 22, 2016, the Trust closed on the purchase of 

a 238-unit property in Calgary, Alberta for a purchase price of $51 .2 million . All of the acquisitions were paid for with cash on hand .

On January 19, 2015, the Trust purchased an office building in Verdun, Quebec, which has now been included under the Nun’s Island 

property for a purchase price of $3 .1 million . The purchase closed on January 19, 2015 . On April 15, 2015, the Trust closed on the 

purchase of one unit in Edmonton, Alberta for a purchase price of $130 thousand . The Trust now owns 223 of the 224 units in the 

property .

Due  to  the  nature  of  multi-family  residential  real  estate,  the  amount  paid  for  apartment  units  may  vary  dramatically  based  on  a 

number  of  parameters,  including  location,  type  of  ownership  (free  hold  versus  land  lease)  and  type  of  construction .  As  required 

under IFRS, on acquisition, an analysis is performed on the mortgage debt assumed, if any . The analysis focuses on the interest rates 

of the debt assumed . If it is determined that the in-place rates are materially below or above market rates, an adjustment is made to 

the book cost of the recorded asset . No mortgages were assumed in 2016 and 2015 and, therefore, no adjustment for fiscal 2016 or 

2015 was made .

Capital Improvements

Boardwalk has a continuous capital improvement program with respect to its investment properties . The program is designed to 

extend  their  useful  lives,  improve  operating  efficiency,  enhance  appeal,  enhance  as  well  as  maintain  earnings  capacity  and  meet 

Resident Members’ expectations, as well as meet health and safety regulations .

In 2016, Boardwalk REIT invested approximately $102 .5 million (comprised of $97 .7 million on its stabilized investment properties 

and $4 .8 million on property, plant and equipment) back into its properties in the form of equipment and project enhancements to 

upgrade existing suites, common areas, building exteriors and systems, compared to the $88 .7 million ($80 .2 million on its stabilized 

investment properties and $8 .5 million property, plant and equipment) invested in 2015 . The amount of this investment will vary 

from year-to-year .

A  significant  part  of  Boardwalk’s  capital  improvement  program  relates 
to  projects  that  are  carried  out  by  Boardwalk’s  Associates .  This  internal 
capital program was initiated in 1996 as a way to create more value for 

2016 12M
Operational Capital Investments

the  Trust .  The  Trust  recognizes  that  there  are  certain  efficiencies  and 

economies of scale available from having Boardwalk Associates perform 

Internal Capital
Program 19%

Building
Improvements 27%

certain capital projects ourselves, or “in-house” . This results in the faster 

execution  and  greater  control  of  these  projects  while  at  the  same  time 

eliminating  the  profit  charged  by  third-party  contractors .  The  Trust 

focuses  on  specific  projects  where  there  is  the  largest  opportunity  for 

value  creation,  like  flooring  and  painting .  Over  the  last  few  years,  the 

Trust has intensified this focus of performing capital projects “in-house” 

rather than contracting such services . Included in capital improvements is 

approximately $19 .4 million of on-site wages and salaries that have been 

Other
(incl. Equipment)
6%

Suite
Improvements 30%

Elevators 6%

Boilers/Mech 4%

Hallway Improvements 2%

Appliances 6%

incurred towards these projects for 2016, compared to $17 .9 million for 2015 .

Maintenance of Productive Capacity

The Trust has two separate areas in which capital is invested back into its residential buildings . These are referred to as ‘maintenance 
capital expenditures’ and ‘stabilizing and value enhancing capital expenditures’ .

Maintenance  capital  expenditures  are  funded  from  operating  cash  flows .  These  expenditures  are  deducted  from  FFO  in  order  to 

estimate a sustainable amount, called Adjusted Funds From Operations, which can be distributed to Unitholders . Maintenance capital 

expenditures include those expenditures that are not considered betterments, and relate more to maintaining the existing earnings 

capacity of our property portfolio . In contrast, stabilizing and value enhancing capital expenditures are more discretionary in nature 

and focus on increasing the productivity of the property, with the goal of increasing the FFO generated at that location . In addition, 

the Trust invests funds in its portfolio in the form of ongoing repairs and maintenance as well as on-site maintenance Associates . Both 

of these expenditures are designed to maintain the operating capacity of our assets .

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The following table provides management’s estimate of these expenditure categories .

in $000’s, except for per suite amounts

Maintenance Capital Expenditures

Stabilizing & Value Enhancing Capital (excluding 

Property, Plant & Equipment)

12 Months
Dec 31, 2016

$  17,534

Per
Suite

12 Months
Dec 31, 2015

Per
Suite

$ 

525

$ 

17,056

$ 

500

80,210

$  97,744

2,402

63,140

$  2,927

$ 

80,196

1,851

$  2,351

Items reported as capital are determined as investments in assets that have a useful life longer than the current reporting period . 

Management  has  estimated  that  for  fiscal  2016  and  2015,  the  amount  allocated  to  maintenance  capital  was  approximately  $17 .5 

million, or $525 per apartment unit, and $17 .1 million, or $500 per apartment unit, respectively, with investment in value-enhancing 

expenditures to its stabilized investment properties totaling $80 .2 million and $63 .1 million, respectively, or $2,402 and $1,851 per 

apartment unit .

The amount allocated to maintenance capital 2016 of approximately $17 .5 million, or $525 per apartment unit, was slightly higher 

than the $500 per apartment unit in 2015 .

If we compare the funds generated by the Trust after adjusting for the required maintenance capital expenditures, we note the Trust 

is currently paying out an estimated 78 .5% of reported FFO and 89 .3% of AFFO for the year ended December 31, 2016 compared 

to  57 .3%  and  63 .1%,  respectively,  for  the  previous  year .  The  Trust  feels  that  in  addition  to  FFO,  AFFO  is  an  important  measure  of 

economic performance . As an alternate measure to FFO, AFFO is indicative of the Trust’s ability to pay distributions to its Unitholders . 

AFFO is a non-GAAP measure that does not have a standard meaning as defined by IFRS and, therefore, it may not be comparable 

to AFFO as presented by other entities .

(000’s) 

Funds From Operations (FFO)

Maintenance Capital Expenditures

Adjusted Funds From Operations (AFFO)

AFFO per Unit (Trust and LP B Units)

Unitholder Distributions – Regular (Trust Units and LP B Units)

Distribution as a % of FFO

Distribution as a % of AFFO

12 Months
Dec 31, 2016

12 Months
Dec 31, 2015

$  144,465  

$  184,852

17,534

$  126,931  

$ 

2 .50  

$  113,390  

78 .5%

89 .3%

17,056

$  167,796

$ 

3 .23

$  105,838

57 .3%

63 .1%

Maintenance capital expenditures for our income-producing properties are dependent upon many factors, including, but not limited 

to,  the  number  of  suites,  age  and  location  of  our  properties,  and  the  Trust’s  policy  of  ongoing  investment,  resulting  in  safe  and 

desirable apartments for its Resident Members and Associates .

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Investment Properties

The  Trust  has  elected  to  use  the  fair  value  model  in  accordance  with  IAS  40  –  Investment  Properties  to  report  the  value  of  its 

investment properties at each reporting date .

External valuations were obtained from third-party appraisers (the “Appraisers”) based on a cross section of properties from different 

geographical  locations  and  markets  across  the  Trust’s  rental  portfolio,  as  determined  by  management,  to  corroborate  the  Trust’s 

internal fair value calculation for its entire investment property portfolio . External appraisals were obtained as follow:

Date

December 31, 2016

September 30, 2016

June 30, 2016

March 31, 2016

December 31, 2015

September 30, 2015

June 30, 2015

March 31, 2015

Number of
properties

5  

5

4

4

5

4

4

5

Aggregate
fair value

$  511,224

$  177,677

$ 

$ 

82,027

97,993

$  534,159

$  125,278

$  120,113

$  168,992

Percentage
of portfolio
as of that date

9 .1%

3 .2%

1 .5%

1 .8%

9 .7%

2 .3%

2 .1%

2 .9%

The fair value of the Trust’s investment property portfolio was determined internally by the Trust using the same assumptions and 

valuation  techniques  used  by  the  external  valuation  professionals .  In  addition  to  performing  a  valuation  on  a  selection  of  Trust’s 

properties (and not performing a valuation on all of the Trust properties) to compare to the Trust’s internal valuation, the Appraisers 

provided the Trust with a summary of the major assumptions and market data by city in order for the Trust to complete its internal 

valuations .

The key valuation metrics for the Trust’s investment properties are set out in the following tables:

As at

December 31, 2016

December 31, 2015

Capitalization rate

Minimum

Maximum

Forecasted
total
standardized
net operating
income

Capitalization rate

Minimum

Maximum

Forecasted
total
standardized
net operating
income

4 .50%

5 .00%

5 .75%

5 .25%

5 .25%

5 .00%

5 .25%

5 .65%

5 .75%

4 .50%

4 .75%

6 .00%  

$  62,802

5 .52%

7 .25%

5 .25%

5 .50%

5 .75%

5 .75%

6 .00%

6 .00%

120,325

17,920

2,003

12,186

5,669

10,116

23,426

19,127

7 .25%  

$  273,574

18 .80%  

$  27,847

4 .50%

5 .00%

5 .75%

5 .25%

5 .50%

5 .00%

5 .25%

5 .75%

5 .75%

4 .50%

4 .75%

6 .00%  

$ 

59,835

5 .50%

7 .25%

5 .25%

5 .75%

5 .75%

5 .75%

6 .00%

6 .00%

120,400

18,196

1,797

11,680

5,469

9,982

23,061

19,604

7 .25%  

$  270,024

16 .75%  

$ 

27,310

Calgary

Edmonton

Other Alberta

Kitchener

London

Montreal

Quebec City

Regina

Saskatoon

Land Lease

Overall portfolio weighted average capitalization rate was 5 .38% as at December 31, 2016 and December 31, 2015 .

The “Overall Capitalization Rate” method requires a forecasted stabilized net operating income (“NOI”) be divided by a capitalization 

rate (“cap rate”) to determine a fair value . NOI is calculated as a one-year income forecast based on rental income from current leases 

and key assumptions about rental income, vacancies and inflation rates, among other factors, less property operating costs . As such, 

fluctuations in both NOI and cap rates could significantly alter the fair value . Generally, an increase in stabilized NOI will result in an 

increase to the fair value of an investment property . An increase in capitalization rate will result in a decrease to the fair value of an 

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investment property . When the capitalization rate is applied to NOI to calculate fair value, there is a significant impact whereby the 

lower the capitalization rate, the larger the impact . Below are tables that summarize the sensitivity impact of changes in both cap 

rates and NOI on the Trust’s fair value of its investment properties (excluding development) as at December 31, 2016 and December 

31, 2015:

As at December 31, 2016 (in $000’s)

Net Operating Income

Capitalization Rate

-0 .25%

Cap Rate As Reported

+0 .25%

As at December 31, 2015 (in $000’s)

Net Operating Income

Capitalization Rate

-0 .25%

Cap Rate As Reported

+0 .25%

5 .13%

5 .38%

5 .63%

5 .13%

5 .38%

5 .63%

-3%

-1% As Forecasted

+1%

+3%

  $  292,378   $  298,406   $  301,421   $  304,435   $  310,463

  $ 

97,001   $  214,592   $  273,387   $  332,183   $  449,774

(168,185)

(409,806)

(56,062)

5,606,174

56,062

(302,664)

(249,093)

(195,522)

168,185

(88,381)

-3%

-1% As Forecasted

+1%

+3%

  $  288,414   $  294,360   $  297,334   $  300,307   $  306,254

  $ 

95,451   $  211,370   $  269,330   $  327,290   $  443,209

(165,800)

(403,848)

(55,267)

5,526,651

55,267

(298,223)

(245,411)

(192,598)

165,800

(86,974)

Investment properties with a fair value of $522 .9 million as at December 31, 2016 ($516 .7 million – December 31, 2015), are situated 

on land held under ground (or land) leases .

Investment properties with a fair value of $770 .5 million as at December 31, 2016 (December 31, 2015 – $679 .6 million), are pledged 

as security against the Trust’s committed revolving credit facility . In addition, investment properties with a fair value of $5 .3 billion as 

at December 31, 2016 (December 31, 2015 – $5 .3 billion), are pledged as security against the Trust’s mortgages payable .

For the year ended December 31, 2016, the Trust capitalized $97 .7 million in building improvements (and $6 .2 million in development 

expenditures) and recorded a fair value loss of $180 .8 million on its financial statements as a result of changes in the fair value of 

investment  properties .  Capitalized  building  improvements  represent  expenditures  that  provide  future  benefits  to  the  Trust  for  a 

period greater than twelve months, some of which may not be immediately reflected in the fair value of the investment properties, 

under IFRS, for the current reporting period .

Investment Property Development

Over the last number of years, there has been a shift in the multi-family apartment environment in Canada . Over this period, Boardwalk 
has witnessed a significant increase in the market value of rental apartments . This increase has been mainly driven by a significant 

compression in market capitalization rates, which in turn has been the result of a prolonged low interest rate environment in Canada .

With this increase in the market value  of apartments,  there  has  been a significant  decrease  in  the  expected  returns  from  existing 

multi-family assets to a level that warrants a measured allocation of capital to the area of new apartment development, particularly 

on  excess  land  the  Trust  currently  owns .  In  2012,  the  Trust  received  development  approval  from  the  City  of  Calgary  in  Alberta, 

and  commenced  construction  of  a  109-unit  four  storey,  elevatored,  wood  frame  building  in  the  Southwest  part  of  the  city .  The 

development was substantially completed on November 7, 2013, and an Occupancy Permit allowing Boardwalk to commence the 

lease-up of the units was issued by the City of Calgary for the project . The project was completed on time and within budget totaling 

approximately $19 million . To assist in the development cost of this property, the Trust had applied for, and received, approval of 

a grant from the Province of Alberta in the amount of $7 .5 million . In return for this grant, the Trust has agreed to classify 54 of the 

109 units as ‘affordable’, with market rents set at 10% below average market rates for Calgary for a term of 20 years . We estimated 

the stabilized capitalization rate on this project to be between 6 .5% and 7 .0%, including an estimated allocation of $4 .25 million, or 

$39,000 per apartment unit, for the excess land allocated to this project . In accordance with IAS 20 – Accounting for Government 

Grants and Disclosure of Government Assistance under IFRS, this grant will be recognized in profit or loss on a systematic basis over 

the periods in which the Trust recognizes revenue from the 54 units classified as affordable units, resulting in achievable rents being 

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much closer to market rents . For the year ended December 31, 2016 $378 thousand was recognized in profit under rental revenue for 

this grant (December 31, 2015 – $378 thousand) .

In  October  2014,  the  Trust  commenced  the  first  phase  of  construction  for  a  79-unit,  wood  frame  building  on  excess  land  on  our 

property known as Pines of Normanview in Regina, Saskatchewan . The project, called ‘Pines Edge 1’, was substantially completed on 

January 29, 2016 with a total cost of $13 .4 million, below the original budget of $14 .1 million . The four-storey building consists of 13 

one-bedroom and 66 two-bedroom units with a single level of underground parking . The stabilized capitalization rate is estimated to 

range from 6 .50% to 7 .00% excluding land . Lease-up of the project began in February of 2016, and at the end of December 2016, over 

96% of the units were leased up . The Trust has commenced construction of Phase 2 of Pines Edge, an identical 79 unit, four-storey 

wood frame building with completion expected in the summer of 2017 .

It is our intention to continue to investigate further development opportunities, particularity in Alberta and Saskatchewan; however, 

each future opportunity will require a separate analysis and, depending on the analysis and economic conditions, Boardwalk REIT 

will  determine  if  additional  development  projects  are  warranted .  Historically,  one  of  the  biggest  risks  to  real  estate  evaluations  is 

the building of oversupply in a particular market, which results in significant corrections of property values market wide . The Trust 

currently mitigates this risk by avoiding leverage and using cash on hand for new development and undertaking development as a 

small part of Boardwalk’s overall strategy .

For the year ended December 31, 2016, the Trust expended $6 .2 million on total development costs compared to $10 .7 million for 

the prior year . Interest costs of $69 thousand were capitalized for the year ended December 31, 2016 .

C A P I TA L   S T R U C T U R E   A N D   L I Q U I D I T Y

Liquidity  refers  to  the  Trust’s  ability  to  generate,  and  have  available,  sufficient  cash  to  fund  our  ongoing  operations  and  capital 

commitments as well as its distributions to Unitholders . Generally, distributions are funded from FFO . However, in common with the 

majority of real estate entities, we rely on lending institutions for a significant portion of capital required to fund mortgage principal 

payments,  capital  expenditures,  acquisitions,  unit  buybacks,  and  repayment  of  maturing  debt .  Over  the  past  number  of  years, 

Boardwalk has observed a significant increase in borrowing standards of many of our key lending partners as a result of heightened 

sensitivity to possible weaknesses in the economy .

To  mitigate  the  risk  of  renewal,  the  Trust  utilizes  NHA  mortgage  insurance,  the  benefits  of  which  we  discussed  in  detail  above . 

Approximately 99% of Boardwalk REIT’s secured mortgages carry NHA insurance . In volatile times, the ability to access this product 

was very beneficial to the Trust as a whole .

The Trust’s liquidity position as at December 31, 2016 remains stable as the following table highlights:

($000)

Cash position December 31, 2016

Subsequent Committed Financing

Committed Revolving Credit Facility Available

Total Available Liquidity

$ 

99,102

33,810

194,026

$  326,938

In  addition  to  this,  the  Trust  currently  has  1,833  rental  apartment  units  of  unencumbered  assets,  of  which  257  units  are  pledged 

against the Trust’s committed revolving credit facility . It is estimated under current CMHC underwriting criteria, that the Trust could 

obtain an additional $194 .4 million of new proceeds from the financing of its current unencumbered assets . Approximately 99% of 

Boardwalk REIT’s secured mortgages carry NHA insurance .

The reader should also be aware that of the $291 .7 million of secured mortgages coming due in 2017 (as shown in the table below), all 

have NHA insurance, and represent in aggregate approximately 44% of current estimated “underwriting” values on those individual 

secured assets . Currently, interest rates on NHA insured mortgages are well below the weighted average interest rate of the $291 .7 
million maturing mortgages of 2 .91% . The reader, however, is cautioned these rates do fluctuate and, by the time these maturing 

mortgages are set for renewal, with or without additional financing, interest rates may have changed materially . Even with the NHA 
insurance program attached to its secured mortgages, the Trust is still susceptible to changes in market interest rates . To address a 

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portion of this risk, the Trust has forward locked or renewed $57 .1 million, or 20%, of its $291 .7 million of 2017 mortgage maturities . 

The weighted average contracted interest rate on these renewals is 1 .99%, for an average term of 5 .0 years . These forward locked and 

renewed mortgages represent an annualized interest savings of approximately $0 .1 million .

Mortgages Schedule

Boardwalk  REIT’s  long-term  debt  consists  entirely  of  low-rate,  fixed-term  secured  mortgage  financing .  The  maturity  dates  on  the 

secured mortgages have been staggered to lower the overall interest rate risk on renewal .

Total mortgages payable (net of unamortized transaction costs) on December 31, 2016, were $2 .4 billion, compared to $2 .3 billion 

reported on December 31, 2015 .

Boardwalk REIT’s overall weighted average interest rate on its long-term debt has decreased from the prior year . The weighted average 

interest rate on December 31, 2016 was 2 .78% compared to 3 .01% on December 31, 2015 . To better maintain cost effectiveness and 

flexibility of capital, Boardwalk REIT continuously monitors short and long-term interest rates . If the environment warrants, the Trust 

will convert short-term, floating rate debt, if any, to longer term, fixed rate mortgages to reduce interest rate renewal risk .

Year of Maturity

2017

2018

2019

2020

2021

2022

2023

2024

2025

2026

2027

Total Principal Outstanding

Unamortized Deferred Financing Costs

Per Financial Statements

Interest Coverage

Weighted
Average
Interest Rate By
Maturity

2 .91%

3 .00%

2 .91%

2 .66%

2 .30%

3 .06%

2 .86%

2 .98%

2 .63%

2 .38%

2 .43%

2 .78%

Principal
Outstanding as
at Dec 31, 2016

$ 

291,720

199,044

381,222

238,987

270,588

306,236

208,088

173,505

294,636

139,371

17,147

2,520,544

(84,878)

$  2,435,666

% of Total

11 .6%

7 .9%

15 .1%

9 .5%

10 .7%

12 .1%

8 .3%

6 .9%

11 .7%

5 .5%

0 .7%

100 .0%

Notwithstanding the Trust’s current liquidity situation, Boardwalk’s liquidity and access to capital resources is constrained by certain 

tests that have been adopted in both its Declaration of Trust, as well as in its credit facility . The Declaration of Trust stipulates an 
interest  coverage  ratio  limit  of  1 .5  to  1 .  For  the  purpose  of  the  interest  coverage  ratio  calculation,  gains  or  losses  on  the  sale  or 
disposition of investment properties are excluded from earnings . Additionally, distributions on the LP Class B Units are excluded from 

interest expense, despite the LP Class B Units being classified as a financial liability under IFRS .

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The following table sets out the Trust’s interest coverage ratio calculation as at December 31, 2016 and December 31, 2015, based on 

the most recently completed four fiscal quarters .

As at

Net operating income

Administration expenses

Consolidated EBITDA (1) (12 months ended)

Consolidated interest expense (12 months ended)

Interest coverage ratio

Minimum threshold

(1)  Earnings before interest, taxes, depreciation and amortization

December 31, 2016

December 31, 2015

$  253,099  

$  294,702

(33,947)

219,152

69,784

3 .14

1 .50

(33,407)

261,295

71,766

3 .64

1 .50

For  the  year  ended  December  31,  2016,  Boardwalk  REIT’s  overall  interest  coverage  ratio  of  adjusted  EBITDA  (i .e .  Earnings  Before 

Interest, Taxes, Depreciation and Amortization) to interest expense, excluding distributions on LP B Units and fair value adjustments, 

was 3 .14, compared to 3 .64 for the year ended December 31, 2015 . The reader should note upon the adoption of IFRS standards, the 

distributions made to the LP Class B Unitholders are now considered financing charges and is the result of the reclassification of these 

Units as financial liabilities . The calculation of the interest coverage ratio above does not include these distribution payments in the 

calculation of interest expense .

Unitholders’ Equity

The following table discloses the changes in REIT Trust Units issued and outstanding:

Summary of Unitholders’ Capital Contributions

December 31, 2014

Units issued for vested deferred units

Units purchased and cancelled

December 31, 2015

Units issued for vested deferred units

Units purchased and cancelled

December 31, 2016

Units

47,520,953

67,311

(740,800)

46,847,464

82,165

(666,000)

46,263,629

Boardwalk  REIT  has  one  class  of  publicly  traded  voting  securities  known  as  “REIT  Units” .  As  at  December  31,  2016,  there  were 

46,263,629  REIT  Units  issued  and  outstanding .  In  addition,  there  were  4,475,000  special  voting  units  issued  to  holders  of  “Class  B 

Units” of Boardwalk REIT Limited Partnership (“LP B Units”), each of which also has a special voting unit in the REIT . Each LP B Unit 

is exchangeable for a REIT Unit on a one-for-one basis at the option of the holder . Each LP B Unit, through the special voting unit, 

entitles the holder to one vote at any meeting of Unitholders . Accordingly, if all of the LP B Units were exchanged for REIT Units, the 

total issued and outstanding REIT Units would be 50,738,629 . These LP Class B Units are classified as “FVTPL” financial liabilities under 

IFRS and are recorded at their fair value as liabilities on the Consolidated Statements of Financial Position .

On June 30, 2015, the Trust received regulatory approval for a Normal Course Issuer Bid (the “Bid”) to purchase and cancel up to 

3,855,766 Trust Units, representing 10% of the public float at the time of the TSX approval . The Bid commenced July 3, 2015, and 

terminated on July 2, 2016 . The Trust’s daily purchase pursuant to this Bid was 38,006 Trust Units .

On June 29, 2016, the Trust received regulatory approval for a Normal Course Issuer Bid (the “Bid”) to purchase and cancel up to 
3,700,292 Trust Units, representing 10% of the public float at the time of the TSX approval . The Bid commenced on July 3, 2016, and 

will terminate on July 2, 2017, or when the Bid is completed . The Trust’s daily purchases under this Bid will be limited to 57,614 Trust 

Units .

During 2015, the Trust purchased and cancelled 740,800 Units at an average purchase cost of $50 .10 per Trust Unit . During 2016, the 
Trust purchased and cancelled 666,000 Units at an average purchase cost of $49 .02 per Trust Unit .

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Equity

Boardwalk has an equity market capitalization of approximately $2 .5 billion based on the Trust Unit closing price of $48 .65 on the 

Toronto Stock Exchange on December 31, 2016 .

Enterprise Value

With a total enterprise value of approximately $4 .9 billion (consisting of total debt of $2 .4 billion and market capitalization of $2 .5 

billion) as at December 31, 2016, Boardwalk’s total debt is approximately 49% of total enterprise value .

RISKS AND RISK MANAGEMENT

Boardwalk  REIT,  like  most  real  estate  rental  entities,  is  exposed  to  a  variety  of  risk  areas .  These  areas  are  categorized  between 

general and specific risks . General risks are the risks associated with general conditions in the real estate sector, and consist mainly 

of commonly exposed risks that affect the real estate industry . Specific risks focus more on risks uniquely identified with the Trust, 

such as credit, market, liquidity and operational risks . The following will address each of these risks . In addition, this section should be 

read in conjunction with the Trust’s AIF dated February 16, 2017, where additional risks and their related management are also noted .

G E N E R A L   R I S K S

Real Estate Industry Risk: Real estate investments are generally subject to varying degrees of risk depending on the nature of the 

property .  These  risks  include  changes  in  general  economic  conditions  (such  as  the  availability  and  cost  of  mortgage  funds),  local 

conditions (such as an oversupply of space or a reduction in demand for real estate in the area), government regulations (such as 

new or revised residential tenant legislation), the attractiveness of the properties to tenants, competition from others with available 

space, and the ability of the owner to provide adequate maintenance at an economic cost . Currently, we operate in Canada, in the 

provinces of Alberta, Saskatchewan, Ontario and Quebec . Neither of Alberta and Saskatchewan is subject to rent control legislation; 

however, under Alberta legislation, a landlord is only entitled to increase rents once every twelve months . A more detailed discussion 

on rent controls will follow in a later section .

Certain  significant  expenditures,  including  property  taxes,  maintenance  costs,  mortgage  payments,  insurance  costs  and  related 

charges, must be made regardless of whether or not a property is producing sufficient income to service these expenses . Boardwalk 

REIT’s properties are subject to mortgages, which require significant debt service payments . If the Trust were unable or unwilling to 

meet mortgage payments on any property, losses could be sustained as a result of the mortgagee’s exercise of its rights of foreclosure 

or of sale . Real estate is relatively illiquid . Such illiquidity will tend to limit our ability to vary our portfolio promptly in response to 

changing economic or investment conditions . In addition, financial difficulties of other property owners resulting in distress sales may 

depress real estate values in the markets in which the Trust operates .

Multi-Family Residential Sector Risk: Income producing properties generate income through rent payments made by tenants of the 
properties . Upon the expiry of any lease, there can be no assurance that the lease will be renewed or the tenant replaced . The terms 
of any subsequent lease may be less favourable to us than the existing lease . To mitigate this risk, the Trust does not have any one 
or small group of significant tenants . Each operating lease signed is for a period of twelve months or less . The Trust is dependent on 

leasing markets to ensure vacant residential space is leased, expiring leases are renewed and new tenants are found to fill vacancies . 

With the drastic drop in oil prices and speculation that lower oil prices will continue over an extended period of time, the risk of a 

downturn in the economy has dramatically increased . A disruption in the economy could have a significant impact on how much 

space tenants will lease and the rental rates paid by tenants . This would affect the income produced by our properties as a result of 

downward pressure on rents .

Development Risk: Development risk arises from the possibility that completed developments will not be leased on a timely basis 
or  that  costs  of  development  will  exceed  original  estimates,  resulting  in  an  uneconomic  return  from  the  leasing  of  such  space . 

Boardwalk’s  construction  commitments  are  subject  to  those  risks  usually  attributable  to  construction  projects,  which  include:  (i) 

construction or other unforeseen delays including municipal approvals; (ii) cost overruns; and (iii) the failure of tenants to occupy 

and pay rent in accordance with existing lease agreements . Construction risks are minimized by utilizing established developers and 

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knowledgeable  third-party  consultants .  In  addition,  construction  is  currently  being  undertaken  on  excess  land  the  Trust  currently 

owns rather than on undeveloped land purchased from a third-party .

Environmental Risks: As an owner and manager of real property, Boardwalk REIT is subject to various Canadian federal, provincial, 

and  municipal  laws  relating  to  environmental  matters .  These  laws  could  encumber  us  with  liability  for  the  costs  of  removal  and 

remediation of certain hazardous substances or wastes released or deposited on or in its properties or disposed of at other locations . 

The failure to remove or remediate such substances, if any, could adversely affect Boardwalk’s ability to sell its real estate, or to borrow 

using  real  estate  as  collateral,  and  could  potentially  also  result  in  claims  or  other  proceedings  against  Boardwalk  REIT .  Boardwalk 

REIT is not aware of any material non-compliance with environmental laws at any of its properties . The Trust is also not aware of any 

pending or threatened investigations or actions by environmental regulatory authorities in connection with any of its properties or 

any material pending or threatened claims relating to environmental conditions at its properties . Boardwalk REIT has formal policies 

and procedures to review and monitor environmental exposure . The Trust has made, and will continue to make, the necessary capital 

expenditures for compliance with environmental laws and regulations . Environmental laws and regulations can change rapidly and 

may become more stringent in the future . Compliance with more stringent environmental laws and regulations could have a material 

adverse effect on our business, financial condition or results of operation .

Ground  Lease  Risk:  Five  of  our  properties,  located  in  Banff,  Calgary,  Edmonton,  and  two  in  Montreal,  are  subject  to  long-term 

ground (or land) leases and similar arrangements; in each instance, the underlying land is owned by a third party and leased to the 

Trust . Under the terms of a typical ground lease, the lessee must pay rent for the use of the land and is generally responsible for all 

costs and expenses associated with the building and improvements, including taxes, utilities, insurance, maintenance, repairs and 

replacements . Unless the lease term is extended, the land together with all improvements made will revert to the owner of the land 
upon the expiration of the lease term . These leases are set to expire between 2028 and 2095 . Approximately 10% of the Trust’s FFO 

derives from the properties in its portfolio, which are held as long-term ground leases . The Trust will actively seek to either renew the 

terms of such leases or purchase the freehold interest in the lands forming the subject matter of such leases prior to the expiry of their 

terms . However, if the Trust cannot or chooses not to renew such leases, or buy the land of which they form the subject matter, as 

the case may be, the net operating income and cash flow associated with such properties would no longer contribute to Boardwalk’s 

results  of  operations  and  could  adversely  impact  its  ability  to  make  distributions  to  Unitholders .  The  ground  lease  for  the  largest 

Montreal property, known as the Nuns’ Island portfolio, was also subject to a rent revision clause, which commenced on December 

1, 2008 (based on a valuation date of March 16, 2008) . The rent increases will be phased in on a property-by-property basis through 

to 2019, and was based on 75% of the land value in its current use . After that revision, the land rent will remain constant thereafter 

through to 2064 . An event of default by us, under the terms of a ground lease, could also result in a loss of the property, subject to 

such ground lease, should the default not be rectified in a reasonable period of time . The Trust is not aware of any default under the 

terms of the ground leases .

Competition Risk: Each segment of the real estate business is competitive . Numerous other residential developers and apartment 
owners compete in seeking tenants . Although it is our strategy to own multi-family properties in premier locations in each market in 

which we operate, some of the apartments of our competitors may be newer, better located or better capitalized . The existence of 

alternative housing could have a material adverse effect on our ability to lease space in our properties and on the rents charged or 

concessions granted, and could adversely affect Boardwalk REIT’s revenues and its ability to meet its obligations .

General  Uninsured  Losses:  Boardwalk  REIT  carries  comprehensive  general  liability,  fire,  flood,  extended  coverage  and  rental  loss 
insurance  with  policy  specifications,  limits  and  deductibles  customarily  carried  for  similar  properties .  There  are,  however,  certain 

types of risks (generally of a catastrophic nature such as war or environmental contamination), which are either uninsurable or not 

economically  insurable .  Boardwalk  REIT  currently  has  insurance  for  earthquake  risks,  subject  to  certain  policy  limits,  deductibles 

and  self-insurance  arrangements,  and  will  continue  to  carry  such  insurance  if  it  is  economical  to  do  so .  Should  an  uninsured  or 

underinsured loss occur, Boardwalk REIT could lose its investment in, and anticipated profits and cash flows from, one or more of its 

properties, and would continue to be obligated to repay any recourse mortgage indebtedness on such properties .

Fluctuations  of  Cash  Distributions:  Although  Boardwalk  REIT  intends  to  continue  to  make  distributions,  the  actual  amount  of 

distributions in respect of the REIT Units will depend upon numerous factors, including, but not limited to, the amount of principal 

repayments,  tenant  allowances,  leasing  commissions,  capital  expenditures  and  REIT  Unit  redemptions  and  other  factors  that  may 

be beyond the control of Boardwalk REIT . The distribution policy of Boardwalk REIT is established by the Trustees and is subject to 

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change at the discretion of the Trustees . The recourse of Unitholders who disagree with any change in policy is limited and could 

require  such  Unitholders  to  seek  to  replace  the  Trustees .  Distributions  may  exceed  actual  cash  available  to  Boardwalk  REIT  from 

time  to  time  because  of  items  such  as  principal  repayments,  tenant  allowances,  leasing  commissions,  capital  expenditures,  and 

redemption of REIT Units, if any . Boardwalk REIT may be required to use part of its debt capacity or to reduce distributions in order 

to accommodate such items . Boardwalk REIT may temporarily fund such items, if necessary, through an operating line of credit in 

expectation of refinancing long-term debt on its maturity .

Cybersecurity Risk: A cyber incident is considered to be any adverse event that threatens the confidentiality, integrity or availability 

of Boardwalk REIT’s information resources . More specifically, a cyber incident is an intentional attack or an unintentional event that 

can include gaining unauthorized access to information systems to disrupt operations, corrupt data or steal confidential information . 

As Boardwalk REIT’s reliance on technology has increased, so have the risks posed to its systems . Boardwalk REIT’s primary risks that 

could directly result from the occurrence of a cyber incident include operational interruption, damage to its reputation, damage to 

Boardwalk’s  business  relationships  with  its  Resident  Members/Customers  and  disclosure  of  confidential  information  regarding  its 

Resident Members and Associates . Boardwalk REIT has implemented processes, procedures and controls to help mitigate these risks, 

but these measures, as well as its increased awareness of a risk of a cyber incident, do not guarantee that its financial results will not 

be negatively impacted by such an incident .

Workforce Availability

Boardwalk’s ability to provide services to its existing Customers is somewhat dependent on the availability of well-trained Associates 
and contractors to service our Customers as well as complete required maintenance and capital upgrades on our buildings . The Trust 
must also balance requirements to maintain adequate staffing levels while balancing the overall cost to the Trust .

Within  Boardwalk,  our  most  experienced  Associates  are  employed  full-time;  this  full-time  force  is  supplemented  by  additional 

part-time Associates as well as specific contract services needed by the Trust . We are constantly reviewing existing overall market 
factors to ensure that our existing compensation program is in-line with existing levels of responsibility and, if warranted, we adjust 

the program accordingly . We also encourage Associate feedback in these areas to ensure the existing programs are meeting their 

personal needs .

S P E C I F I C   R I S K S

Credit Risk is the risk of loss due to failure of a contracted Customer to fulfill the obligation of required payments.

For us, one of the key credit risks involves the possibility that our Resident Members will be unable or unwilling to fulfill their lease 

term commitments . Due to the very nature of the multi–family business, credit risk is not deemed to be very high . The Trust currently 

has 33,773 rental apartment units . The result of this is that we are not unduly reliant on any one Resident Member or lease . To further 

mitigate  this  risk,  Boardwalk  REIT  continues  to  diversify  its  portfolio  to  various  major  centers  across  Canada .  Further,  each  of  our 

rental units has its own individual lease agreement, thus Boardwalk REIT has no material financial exposure to any particular Resident 

Member  or  group  of  Resident  Members .  The  Trust  continues  to  utilize  extensive  screening  processes  for  all  potential  Resident 

Members including, but not limited to, detailed credit checks .

Market Risk is the risk that the Trust could be adversely affected due to market changes in product supply, interest rates and regional rent controls.

Our  principal  exposures  to  market  risk  are  in  the  areas  of  new  multi-family  housing  supply,  changes  to  rent  controls,  utility  price 

increases, property tax increases, higher interest rates and mortgage renewal risk .

Supply Risk is the risk that the Trust would be negatively affected by the new supply of, and demand for, multi-family residential units in its major 

market areas.

Key  drivers  of  demand  include  employment  levels,  population  growth,  demographic  trends  and  consumer  confidence .  Any 

significant amount of new construction will typically result in an imbalance in supply and cause downward price pressure on rents . 

No signs of significant new rental construction are currently evident in any of our existing markets . Past studies have shown that 

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in  order  to  economically  justify  new  rental  construction  in  Boardwalk  REIT’s  major  markets,  an  increase  in  existing  rental  rates  of 

hundreds of dollars will be necessary . In recent years, however, there has been a change in the multi-family apartment environment in 

Canada . During this period, we have witnessed a significant increase in the market value of rental apartments . This increase, although 

somewhat helped by a steady increase in reported market rental rates, has been mainly driven by a significant compression in market 

capitalization rates, which in turn has been the result of a prolonged low interest rate environment here in Canada . With this increase 

in  the  market  value  of  apartments,  there  has  been  a  significant  decrease  in  the  expected  returns  from  the  acquisition  of  existing 

multi-family rental properties to a level that warrants a measured allocation of capital to the area of new apartment development, 

particularly on excess land Boardwalk REIT currently owns . Accordingly, the Trust has pursued new apartment development on some 

of its excess density .

Risk Management for Supply

Our performance will always be affected by the supply and demand for multi-family rental real estate in Canada . The potential for 

reduced rental revenue exists in the event that Boardwalk REIT is not able to maintain its properties at a high level of occupancy, or 

in the event of a downturn in the economy, which could result in lower rents or higher vacancy rates . Boardwalk REIT has minimized 

these risks by:

▲ 

 Increasing Resident Member satisfaction;

▲ 

 Diversifying its portfolio across Canada, thus lowering its exposure to regional economic swings;

▲ 

 Acquiring properties only in desirable locations, where vacancy rates for properties are higher than city-wide averages but can 

be reduced by repositioning the properties through better management and selective upgrades;

▲ 

 Holding a balanced portfolio which includes a variety of multi-family building types including high-rise, townhouse, garden and 

walkups, each with its own market niche;

▲ 

 Maintaining a wide variety of suite mix, including bachelor suites, one, two, three and four-bedroom units;

▲ 

 Building a broad and varied Resident Member base, thereby avoiding economic dependence on larger-scale tenants;

▲ 

 Focusing on affordable multi-family housing, which is considered a stable commodity;

▲ 

  Developing a specific rental program characterized by rental adjustments that are the result of enhanced service and superior 

product; and,

▲ 

 Developing regional management teams with significant experience in the local marketplace, and combining this experience 

with our existing operations and management expertise .

Interest Risk is the combined risk that the Trust would experience a loss as a result of its exposure to a higher interest rate environment (Interest 

Rate Risk) and the possibility that at the term end of a mortgage the Trust would be unable to renew the maturing debt with either the existing or 

an additional lender (Renewal Risk).

The Trust continues to manage this risk by maintaining a balanced maturing portfolio with no significant amount coming due in 

any one particular period . In addition, the majority of Boardwalk REIT’s debt is insured with NHA insurance . This insurance allows us 

to increase the overall credit quality of the mortgage and, as such, enable the Trust to obtain preferential interest rates as well as 

facilitating easier renewal on its due dates .

The use of NHA insurance also assists Boardwalk REIT in managing its renewal risk . Given the increased credit quality of such debt, 
the probability of the Trust being unable to renew the maturing debt or transfer this debt to another accredited lending institution 
is significantly reduced .

To  date,  the  Trust  has  had  no  problem  obtaining  mortgage  renewals  on  term  maturing  loans,  and  additional  funds,  if  needed, 
continue to be available on its investment properties . Although we have seen fluctuations in the quoted interest spread over the 

corresponding benchmark bonds, the all-in quoted rates, due to a general decline in interest rates, continue to be at levels well below 
the term maturing interest rate and, as such, are accretive to the Trust as a whole .

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In 2013, the Canadian government announced it has capped the total amount of insurance that CMHC can have in force at $600 

billion . This decision has primarily affected the amount of portfolio or bulk insurance CMHC offers to banks, and, to date, has had a 

minimal impact on the renewal of Boardwalk’s mortgages, or the cost of secured debt capital . However, there is no assurance the 

decision to cap the amount of CMHC insurance will not affect mortgages for multi-family residential properties in future periods .

We continue to monitor this situation . Depending on the changes, if any, the Government of Canada places on the NHA insurance 

product,  the  impact  on  the  Trust  could  vary .  It  is  our  understanding  that  this  cap  would  not  affect  any  pre-existing  insurance 

agreements . Over 99% of Boardwalk’s secured debt has this insurance on it with an average of 30 years of amortization remaining . 

The larger risk may be the ability to issue new secured debt under this program at a much lower cost due to the use of this insurance, 

the proceeds of which the Trust uses to assist in the execution of its overall strategy .

Joint Ventures and Co-ownerships

Boardwalk  commenced  participating  in  joint  ventures,  partnerships  and  similar  arrangements  that  may  involve  risks  and 

uncertainties associated with third-party involvement, including, but not limited to, Boardwalk’s dependency on partners, co-tenants 

or  co-venturers  that  are  not  under  our  control  and  that  might  compete  with  Boardwalk  for  opportunities,  become  bankrupt  or 

otherwise fail to fund their share of required capital contributions, or suffer reputational damage that could have an adverse impact 
on the Trust . Additionally, our partners might at any time have economic or other business interests or goals that are different than 

or inconsistent with those of the Trust, and may require Boardwalk to take actions that are in the interest of the partners collectively, 
but not in Boardwalk’s sole best interests . Accordingly, Boardwalk may not be able to favourably resolve issues with respect to such 
decisions, or the Trust could become engaged in a dispute with any of them that might affect its ability to operate the business or 

assets in question .

Structural Subordination

Liabilities of a parent entity with assets held by various subsidiaries may result in the structural subordination of the lenders of the 

parent entity . The parent entity is entitled only to the residual equity of its subsidiaries after all debt obligations of its subsidiaries are 

discharged . In the event of a bankruptcy, liquidation or reorganization of the Trust, holders of indebtedness of the Trust may become 

subordinate to lenders to the subsidiaries of the Trust .

Certain subsidiaries of the Trust will provide a form of guarantee pursuant to which the Indenture Trustee will, subject to the Trust 
Indenture,  be  entitled  to  seek  redress  from  such  subsidiaries  for  the  guaranteed  indebtedness .  These  guarantees  are  intended  to 

eliminate structural subordination, which arises as a consequence of the Trust’s assets being held in various subsidiaries . Although 

all subsidiaries, which own material assets, will provide a guarantee, not all subsidiaries of the Trust will provide such a guarantee . In 

addition, there can be no assurance the Indenture Trustee will, or will be able to, effectively enforce the guarantee .

Rent Control Risk is the risk of the implementation or amendment of new or existing legislative rent controls in the markets Boardwalk REIT oper-

ates, which may have an adverse impact on the Trust’s operations.

Under Ontario’s rent control legislation, commonly known as “rent de-control”, a landlord is entitled to increase the rent for existing 

tenants once every twelve months by no more than the “guideline amount” established by regulation . For the calendar years 2015 

and  2016,  the  guideline  amounts  have  been  established  at  1 .6%  and  2 .0%,  respectively,  and  for  2017  the  guideline  amount  has 

been set at 1 .5% . Further details on Ontario’s Annual Rental Increase Guidelines can be found at http://www .landlordselfhelp .com/

RentIncreaseGuideline .htm . This adjustment is meant to take into account the income of the building, the municipal and school taxes, 

the insurance bills, the energy costs, maintenance, and service costs . Landlords may apply to the Ontario Rental Housing Tribunal for 

an increase above the guideline amounts if annual costs for heat, hydro, water, or municipal taxes have increased significantly, or if 

building security costs have increased . When a unit is vacated, however, the landlord is entitled to lease the unit to a new tenant at 

any rental amount, after which annual increases are limited to the applicable guideline amount . The landlord may also be entitled to 

a greater increase in rent for a unit under certain circumstances, including, for example, where extra expenses have been incurred as 

a result of a renovation of that unit .

Under Quebec’s rent control legislation, a landlord is entitled to increase the rent for existing tenants once a year for the rent period 
starting after April 1st of the current year but before April 1st of the following year . There is no fixed rate increase specified by the 

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regulation .  Rent  increases  also  take  into  account  a  return  on  capital  expenditures  (for  2017  this  return  is  2 .4%  compared  to  2 .5% 

for 2016, 2 .9% for 2015 and 2 .6% for 2014), if such expenditures were incurred, and an indexing of the net income of the building . 

Average rent increase estimates for the period starting after April 1st, 2017 and before April 2nd, 2018, before any consideration for 

increases to municipal and school taxes as well as capital expenditures, are: 1 .0% for electricity heated dwellings, -4 .6% for gas heated 

dwellings, and -17 .1% for oil heated dwellings, plus 4 .1% to cover the cost of maintenance, service and management contracts .

Presently, rent control legislation does not exist in, and is not planned for, Alberta or Saskatchewan, although in April of 2007, the 

province of Alberta amended its existing rental legislation .

To manage this risk prior to entering a market where rent controls are in place, an extensive amount of time is spent researching the 

existing rules, and, where possible, the Trust will ensure it employs Associates who are experienced in working in these controlled 

environments . In addition, the Trust adjusts forecast assumptions on new acquisitions to ensure they are reasonable given the rent 

control environment .

Utility and Tax Risk relates to the potential loss the Trust may experience as a result of higher resource prices as well as its exposure to significant 

increases in property taxes.

Over the past few years, property taxes have increased as a result of re-valuations of municipal properties and their adherent tax 

rates . For us, these re-valuations have resulted in significant increases in some property assessments due to enhancements, which 

are not represented on our balance sheet (as such representations are contrary to existing IFRS reporting standards) . To address this 

risk, Boardwalk REIT has compiled a specialized team of property reviewers who, with the assistance of outside authorities, constantly 

review property tax assessments and, where warranted, appeal them .

Utility expenses, mainly consisting of natural gas and electricity service charges, have been subject to considerable price fluctuations 
over the past several years . In recent years, water and sewer costs have increased significantly as another form of “taxes” imposed 

by various municipalities . In addition, the recently introduced Alberta Carbon Tax will increase the costs associated with natural gas 

usage . Effective January 1st, 2017, an additional $1 .12 per gigajoule (“GJ”) consumed will be charged . The rate is noted to increase 
to  $1 .65/GJ  for  2018 .  Any  significant  increase  in  these  resource  costs  that  Boardwalk  REIT  cannot  pass  on  to  the  Customer  may 

have a negative material impact on the Trust . To mitigate this risk, the Trust has begun to play a more active role in controlling the 

fluctuation and predictability of this risk . Through the combined use of financial instruments and resource contracts with varying 

maturity dates, exposure to these fluctuations has been reduced . In addition to this, the following steps have been implemented:

▲ 

 Where  possible,  economical  electrical  sub-metering  devices  are  being  installed,  passing  on  the  responsibility  for  electricity 

charges to the end Customer .

▲ 

 In other cases, rents have been, or will be, adjusted upward to cover these increased costs .

Operational Risk is the risk that a direct or indirect loss may result from an inadequate or failed technology, from a human process, or 

from external events . The impact of this loss may be financial loss, loss of reputation, or legal and regulatory proceedings .

The Trust endeavors to minimize losses in this area by ensuring that effective infrastructure and controls exist . These controls are 
constantly reviewed and improvements are implemented, if deemed necessary .

C E R TA I N   TA X   R I S K S

Mutual Fund Trust Status

Boardwalk  qualified  as  a  mutual  fund  trust  for  Canadian  income  tax  purposes .  It  is  the  current  policy  of  Boardwalk  to  annually 

distribute all of its taxable income to Unitholders and is therefore generally not subject to tax on such amount . In order to maintain its 

current mutual fund trust status, Boardwalk is required to comply with specific restrictions regarding its activities and the investments 

held by it . If Boardwalk was to cease to qualify as a mutual fund trust, the consequences could be adverse .

In accordance with the Income Tax Act (Canada) (the “Tax Act”), for fiscal 2015 and 2016, the Trust qualified as a real estate investment 
trust (“REIT”) for income tax purposes and, as such, was exempted from the specified investment flow-through rules (the SIFT Rules) .

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A REIT is defined under the SIFT Rules as a trust that is resident in Canada throughout the taxation year and that satisfies all of the 

following criteria:

(a) 

 at each time in the taxation year the total fair market value at that time of all non-portfolio properties that are qualified REIT 

properties held by the trust is at least 90% of the total fair market value at that time of all non-portfolio properties held by the 

trust;

(b) 

 not less than 90% of the trust’s gross REIT revenue for the taxation year is from one or more of the following: rent from real or 

immovable properties, interest, dispositions of real or immovable properties that are capital properties, dividends, royalties, and 

dispositions of eligible resale properties;

(c) 

 not less than 75% of the trust’s gross REIT revenue for the taxation year is from one or more of the following: rent from real 

or immovable properties, interest from mortgages, or hypothecs, on real or immovable properties, and dispositions of real or 

immovable properties that are capital properties;

(d) 

 at each time in the taxation year an amount, that is equal to 75% or more of the equity value of the trust at that time, is the 

amount that is the total fair market value of all properties held by the trust each of which is a real or immovable property that is 

a capital property, an eligible resale property, an indebtedness of a Canadian corporation represented by a bankers’ acceptance, 

a property described by either paragraph (a) or (b) of the definition “qualified investment” in section 204, or a deposit with a 

credit union; and,

(e) 

investments in the trust are, at any time in the taxation year, listed or traded on a stock exchange or other public market .

For this purpose, “real or immovable property” includes a security of any trust, corporation or partnership that itself satisfies the above 

criteria, but does not include any depreciable property of a prescribed class for which the rate of capital cost allowance exceeds 5% .

If  Boardwalk  REIT,  or  any  other  trust,  does  not  qualify  as  a  real  estate  investment  trust,  it  will  no  longer  be  able  to  deduct  for 
tax  purposes  its  taxable  distributions,  and,  as  such,  will  be  required  to  pay  tax  on  this  amount  prior  to  distribution .  Any  amount 

distributed that is determined to be a return of capital would not be subject to this tax .

Existing Tax Filing Positions

Although Boardwalk REIT is of the view that all expenses to be claimed by Boardwalk REIT, the Operating Trust and the Partnership 

will be reasonable and deductible, that the cost amount and capital cost allowance claims of entities indirectly owned by Boardwalk 

REIT will have been correctly determined, and that the allocation of the Partnership’s income for purposes of the Tax Act among its 

partners is reasonable, there can be no assurance that the Tax Act or the interpretation of the Tax Act will not change, or that the 

Canada Revenue Agency (“CRA”) will agree . If the CRA successfully challenges the deductibility of such expenses or the allocation of 

such income, the Partnership’s allocation of income to the Operating Trust, and indirectly the taxable income of Boardwalk REIT and 

the Unitholders, may be adversely affected . The extent to which distributions will be tax-deferred in the future will depend in part on 

the extent to which entities indirectly owned by Boardwalk REIT are able to deduct capital cost allowance relating to the Contributed 

Assets held by them, which was acquired by Boardwalk REIT on May 3, 2004, pursuant to a Plan of Arrangement under section 193 of 

the Business Corporations Act (Alberta) .

Since  the  Partnership  acquired  the  relevant  properties  on  a  tax-deferred  basis,  its  tax  cost  in  certain  properties  may  be  less  than 

their  fair  market  value .  Accordingly,  if  one  or  more  properties  are  disposed  of,  the  gain  recognized  by  the  Partnership  may  be  in 

excess  of  that  which  it  would  have  realized  if  it  had  acquired  the  properties  at  their  fair  market  values .  Immediately  prior  to  the 

Plan  of  Arrangement  becoming  effective,  the  Corporation  transferred  the  Contributed  Assets  to  the  Partnership  and  received,  as 

consideration therefore, (i) an assumption of all of the indebtedness of the Corporation associated with the Contributed Assets (other 

than the Retained Debt), (ii) the LP Note, and (iii) a credit to the capital accounts in respect of each of the LP Class B Units and the 

LP Class C Units, all of which were owned at that time by the Corporation . See “Overview of the Acquisition and the Arrangement 

Replacing the Corporation as a Public Entity with Boardwalk REIT – Pre-Arrangement Reorganization” in the AIF dated February 16, 

2017 . The transfer and contribution were effected as a “rollover” under subsection 97(2) of the Tax Act, and the Corporation, based 

on the advice of legal counsel, is of the view that there is no income tax payable in connection therewith . There can be no assurance 

that the CRA will not take a contrary view; however, the Corporation has been advised by counsel that, in such event, the CRA would 

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not be successful . If, contrary to this, the CRA successfully challenges the rollover, income tax may be payable by the Corporation 

in  connection  with  the  transfer  and  contribution  of  the  Contributed  Assets  at  the  applicable  tax  rate  on  the  value  of  the  capital 

contribution in respect of the LP Class C Units . The Partnership has agreed to indemnify the Corporation for all liabilities incurred by 

it in connection with the Acquisition and the Arrangement, including the transfer and contribution of the Contributed Assets to the 

Partnership and any associated tax that might be payable by the Corporation in respect thereof . See “Overview of the Acquisition 

and the Arrangement replacing the Corporation as a Public Entity with Boardwalk REIT – Ancillary Agreements in Connection with 

the Arrangement” in the AIF dated February 16, 2017 . The amount of such indemnification would be significant and have a material 

adverse effect on the amount of distributable cash of the Partnership and, consequently, on the distributions of Boardwalk REIT .

R I S K S   A S S O C I AT E D   W I T H   D I S C L O S U R E   C O N T R O L S   A N D   P R O C E D U R E S   &   I N T E R N A L   C O N T R O L 
O V E R   F I N A N C I A L   R E P O R T I N G

Our business could be adversely impacted if we have deficiencies in our disclosure controls and procedures or internal control over 

financial reporting .

The  design  and  effectiveness  of  our  disclosure  controls  and  procedures  and  internal  control  over  financial  reporting  may  not 

prevent all errors, misstatements or misrepresentations . While management continues to review the design and effectiveness of our 

disclosure controls and procedures and internal control over financial reporting, we cannot assure you that our disclosure controls 
and procedures or internal control over financial reporting will be effective in accomplishing all control objectives all of the time . 
Deficiencies, particularly material weaknesses, in internal control over financial reporting which may occur in the future could result 

in misstatements of our results of operations, restatements of our financial statements, a decline in our trust unit price, or otherwise 

materially adversely affect our business, reputation, results of operation, financial condition or liquidity .

ACCOUNTING AND CONTROL MATTERS

C R I T I C A L   A C C O U N T I N G   P O L I C I E S

The Trust adopted IFRS as its basis of financial reporting, effective January 1, 2011 . The significant accounting policies adopted by the 

Trust are included in Note 2 of the notes to the audited Consolidated Financial Statements for the year ended December 31, 2016 .

The  preparation  of  the  financial  statements  requires  management  to  make  estimates  and  judgments  that  affect  the  reported 

amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the 

reported  amounts  of  revenue  and  expenses  during  the  reporting  period .  Actual  results  may  differ  from  those  estimates  under 

different  assumptions  and  conditions .  In  determining  estimates,  management  uses  the  information  available  to  the  Trust  at  the 

time . Management reviews key estimates on a quarterly basis to determine their appropriateness . Any change to these estimates is 

applied prospectively in compliance with IFRS . We believe that the application of judgments and assessments is consistently applied 

and produces financial information that fairly depicts the results of operations for all periods presented . Boardwalk REIT considers 

the following policies to be critical in determining the judgments that are involved in the preparation of the consolidated financial 

statements and the uncertainties that could affect the reported results .

(a) 

Investment properties

Investment  properties  consist  of  multi-family  residential  properties  held  to  earn  rental  income  and  properties  being  constructed 
or  developed  for  future  use  to  earn  rental  income,  and  include  interests  held  under  long-term  operating  land  leases .  Investment 
properties  are  measured  initially  at  cost  (which  is  equivalent  to  fair  value) .  Cost  includes  all  amounts  relating  to  the  acquisition 

(excluding transaction costs related to a business combination as outlined in NOTE 2(g)) and improvement of the properties . All costs 

associated with upgrading and extending the economic life of the existing facilities, other than ordinary repairs and maintenance, are 

capitalized to investment property . Included in these costs are internal amounts that are directly attributable to a specific investment 

property, which are capitalized to the extent that they upgrade or extend the economic life of the asset .

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Subsequent  to  initial  recognition,  investment  properties  are  recorded  at  fair  value,  in  accordance  with  International  Accounting 

Standard  (“IAS”)  40  -  Investment  Property  (“IAS  40”) .  Fair  value  is  determined  based  on  a  combination  of  internal  and  external 

processes  and  valuation  techniques .  Gains  or  losses  arising  from  differences  between  current  period  fair  value  and  the  sum  of 

previously measured fair value and capitalized costs as described above are recorded in profit or loss in the period in which they arise .

Properties  owned  by  the  Trust  where  a  significant  portion  of  the  property  is  used  for  administrative  purposes  by  the  Trust  are 

considered “Property, Plant and Equipment” and, therefore, fall within the scope of IAS 16 – Property, Plant and Equipment (“IAS 16”) 

and are recorded in accordance with that standard . Where part of a building is used for administrative purposes by the Trust, but this 

portion is considered insignificant, this space is included as part of Investment Property under IAS 40 .

Investment properties are reclassified to “Assets Held for Sale” when the criteria set out in IFRS 5 - Non-Current Assets Held for Sale 

and Discontinued Operations (“IFRS 5”) are met (see NOTE 2(h)) .

An investment property is derecognized upon disposal or when the investment property is permanently withdrawn from use and no 

future economic benefits are expected from the disposal . Prior to its disposal, the carrying value of the investment property is adjusted 

to reflect its fair value as outlined in the purchase and sale agreement (as the purchase and sale agreement is the best evidence of 

fair value) . This adjustment shall be recorded as a fair value gain or loss . Any remaining gain or loss arising on derecognition of the 

property (calculated as the difference between the net disposal proceeds and the carrying amount of the asset) is included in profit 

or loss in the period in which the property is derecognized .

Excess land represents land owned by the Trust located contiguous to land included as investment property . The Trust has the ability 
to develop additional multi-family residential buildings on this land or sell it separately from the Investment Property at a later date . 
Excess land is held for capital appreciation and, therefore, is treated as Investment Property and recorded in accordance with IAS 40 

as outlined above . When determining the fair value of a project with excess land, the capitalization rate used in determining the value 

is adjusted accordingly . 

(b)  Properties under development

Properties under development include new development on excess land density or acquired land, re-development or re-positioning 

of buildings the Trust currently owns that require substantial renovations and incomplete Apartment Units acquired from third parties 
that will take 12 months or longer to complete . The cost of land, if applicable, and buildings under development or re-development 
(consisting of development sites, density or intensification rights and related infrastructure) are specifically identifiable costs incurred 

in  the  period  before  construction  is  complete .  Capitalized  costs  include  pre-construction  costs  essential  to  the  development  or 

re-development of the property, construction costs, borrowing costs directly attributable to the development, real estate taxes and 

other costs incurred during the period of development or re-development . Additions to investment properties consist of costs of a 

capital  nature  and,  in  the  case  of  properties  under  development  and/or  redevelopment,  capitalized  interest .  Directly  attributable 

borrowing costs are also capitalized on land or properties acquired specifically for development or redevelopment when activities 

necessary  to  prepare  the  asset  for  development  or  redevelopment  are  in  progress  in  accordance  with  IAS  23  –  Borrowing  Costs 

(“IAS 23”) . Where borrowings are associated with specific developments, the amount capitalized is the total cost incurred on those 

borrowings .

The capitalization of borrowing costs commences when the activities necessary to prepare an asset for development or redevelopment 

begins, and continues until the date that substantially all of the construction is complete and all necessary occupancy and related 

permits have been received, whether or not the space is leased . If the Trust is required, as a condition of a lease, to construct tenant 

improvements that enhance the value of the property, then capitalization of costs continues until such improvements are completed . 

Capitalization ceases if there is a prolonged period where development activity is interrupted .

Properties under active development are generally valued at market land values, if applicable, plus costs invested to date . Where 

significant leasing and construction is in place and the future income stream is reasonably determinable, the valuation methodology 

used is similar to that of revenue-producing properties, less estimates of future capital outlays, construction and development costs, 

to determine a net “as-is” market value . Development risks such as planning, zoning, licenses, and building permits are considered 

in  the  valuation  process .  Properties  not  under  active  development,  such  as  land  parcels  held  for  future  development,  are  valued 

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based on comparable sales of land . Significant increases (decreases) in construction costs, cost escalation rates and estimated time to 

complete construction in isolation would result in a significantly lower (higher) fair value for properties under development .

(c)  Property, plant and equipment

Tangible  assets  that  are  held  for  use  in  the  production  or  supply  of  goods  and  services,  or  for  administrative  purposes,  and  are 

expected  to  be  used  during  more  than  one  period,  except  when  another  accounting  standard  requires  or  permits  a  different 

accounting treatment, are recorded in accordance with IAS 16 using the cost model . IAS 16, therefore, excludes tangible assets that 

are accounted for in accordance with IAS 40 (see NOTE 2(d) above) and IFRS 5 (see NOTE 2(h) below) .

In  accordance  with  IAS  16,  the  cost  model,  after  initial  recognition  of  the  property,  plant  and  equipment,  requires  the  tangible 

asset to be carried at its cost less accumulated depreciation and any accumulated impairment losses (see NOTE 2(i)) . Depreciation 

is recognized in a manner that reflects the pattern in which the future economic benefits of the tangible asset are expected to be 

consumed and realized by the Trust . The amount of depreciation will be charged systematically to the consolidated statement of 

comprehensive (loss) income and is the cost less residual value of the asset over its useful economic life . IAS 16 also requires that the 

cost and useful economic life of each significant component of a tangible asset be determined based on the circumstances of each 

tangible asset . The method of depreciation, residual values and estimates of the useful economic life of a tangible asset, or other 

property, plant and equipment, are reviewed at each financial year-end and any changes are accounted for as a change in accounting 

estimate in accordance with IAS 8 – Accounting Policies, Changes in Accounting Estimates and Errors (“IAS 8”) .

Property, Plant and Equipment (“PP&E”) is valued using the cost model under IAS 16 . PP&E is categorized into the following classes 

and their respective useful economic life is used to calculate the amount of depreciation or amortization for each period . Categories 

of PP&E with the same or similar useful lives are included in the same class . 

PP&E Class

PP&E Category (NOTE 5)

Useful Life/Depreciation Rate

Depreciation method used

Administrative building

Administrative building

Site equipment

Automobiles

Warehouse assets

Corporate assets

Computer hardware

Computer software*

Site equipment and other assets

Site equipment and other assets

Site equipment and other assets

Site equipment and other assets

Corporate technology assets

Corporate technology assets

40 years

15%

20%

10% to 20%

10% to 20%

35%

35%

Straight-line

Declining balance

Declining balance

Declining balance

Declining balance

Declining balance

Declining balance

*  In addition to the purchase of software from external sources, the Trust capitalizes certain programmers’ salaries related to internally developed software 

applications used in the normal course of operations of Boardwalk REIT . The programmers’ work is directly attributable to software development .

(d)  Business combinations

In accordance with IFRS 3 – Business Combinations (“IFRS 3”), the acquisition of an asset or group of assets is recorded as a business 

combination if the assets acquired  and the  liabilities assumed constitute a business . A  business is defined as an integrated set of 

activities and assets that is capable of being conducted and managed for the purpose of providing a return in the form of dividends, 
lower  costs  or  other  economic  benefit .  Building  and  other  asset  acquisitions,  which  meet  the  above  definition  of  a  business,  are 
recorded as business combinations and the acquisition method of accounting for these transactions is applied . Building and other 

asset acquisitions, which do not meet the above definition of a business, are recorded as an asset addition .

The acquisition method requires that an acquirer be identified, a specific acquisition date be determined (which is typically the date 
on which control changes), all identifiable assets and liabilities assumed, as well as any non-controlling interest in the acquiree, be 

recognized  and  measured,  and  any  goodwill  or  gains  from  a  bargain  purchase  price  are  recognized  and  measured  at  fair  value, 

including contingent liabilities when these contingent considerations are part of the consideration being transferred . All acquisition 

costs associated with a transaction identified as a business combination are expensed as incurred .

Goodwill is measured as the excess of the sum of the consideration transferred, the amount of any non-controlling interest in the 
acquiree, and the fair value of the acquirer’s previously held equity interest in the acquiree (if any) over the net of the acquisition-

date amounts of the identifiable assets acquired and the liabilities assumed . If, after the assessment, the net of the acquisition-date 

amounts of the identifiable assets acquired and liabilities assumed exceeds the sum of the consideration transferred, the amount of 

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any non-controlling interests in the acquiree and the fair value of the acquirer’s previously held interest in the acquiree (if any), the 

excess is recognized immediately in profit as a bargain purchase gain .

Non-controlling interests that are present ownership interests and entitle their holders to a proportionate share of the entity’s net 

assets in the event of liquidation may be initially measured either at fair value or at the non-controlling interests’ proportionate share 

of the recognized amounts of the acquiree’s identifiable net assets . The choice of measurement basis is made on a transaction-by-

transaction basis . Other types of non-controlling interests are measured at fair value or, when applicable, on the basis specified in 

another IFRS .

When the consideration transferred by the Trust in a business combination includes assets or liabilities resulting from a contingent 

consideration  arrangement,  the  contingent  consideration  is  measured  at  its  acquisition  date  fair  value  and  included  as  part  of 

the consideration transferred in a business combination . Changes in the fair value of the contingent consideration that qualify as 

measurement  period  adjustments  are  adjusted  retrospectively,  with  corresponding  adjustments  against  goodwill .  Measurement 

period adjustments are adjustments that arise from additional information obtained during the “measurement period” (which cannot 

exceed one year from the acquisition date and is shorter than one year if all information is received) about facts and circumstances 

that existed at the acquisition date . 

The subsequent accounting for changes in the fair value of the contingent consideration that do not qualify as measurement period 

adjustments depends on how the contingent consideration is classified . Contingent consideration that is classified as equity is not 

remeasured at subsequent reporting dates and its subsequent settlement is accounted for within equity . Contingent consideration 

that  is  classified  as  an  asset  or  a  liability  is  remeasured  at  subsequent  reporting  dates  in  accordance  with  IAS  39  –  Financial 

Instruments:  Recognition  and  Measurement,  or  IAS  37  -  Provisions,  Contingent  Liabilities  and  Contingent  Assets,  as  appropriate, 
with the corresponding gain or loss being recognized in profit or loss in the consolidated statement of comprehensive (loss) income .

When a business combination is achieved in stages, the Trust’s previously held equity interest in the acquiree is remeasured to fair 

value at the acquisition date (i .e . the date when the Trust obtains control) and the resulting gain or loss, if any, is recognized in profit 

or loss in the consolidated statement of comprehensive (loss) income . Amounts arising from interests in the acquiree prior to the 

acquisition date that have previously been recognized in other comprehensive income are reclassified to profit or loss where such 

treatment would be appropriate if that interest was disposed of .

If the initial accounting for a business combination is incomplete by the end of the reporting period in which the combination occurs, 

the Trust reports provisional amounts for the items for which the accounting is incomplete . These provisional amounts are adjusted 

during the measurement period (see above), or additional assets or liabilities are recognized, to reflect new information obtained 

about facts and circumstances that existed at the acquisition date that, if known, would have affected the amounts recognized at 

that date .

(e)  Assets held for sale and discontinued operations

(i)  Assets (or disposal groups) held for sale

Non-current assets and groups of assets and liabilities, which comprise disposal groups, are categorized as assets (or disposal 

groups)  held  for  sale  where  the  asset  (or  disposal  group)  is  available  for  sale  in  its  present  condition,  and  the  sale  is  highly 

probable . For this purpose, a sale is highly probable: (a) if management is committed to a plan to achieve the sale, (b) there is an 

active program to find a buyer, (c) the non-current asset (or disposal group) is being actively marketed at a reasonable price, (d) 

the sale is anticipated to be completed within one year from the date of classification, and (e) it is unlikely there will be changes 

to the plan . Where an asset (or disposal group) is acquired with a view to resale, it is classified as a non-current asset (or disposal 

group) held for sale if the disposal is expected to take place within one year of the acquisition and it is highly likely that the 

other conditions referred to above will be met within a short period following the acquisition . Retrospective application is not 

required; therefore, comparative figures will not be adjusted to reflect non-current assets held for sale . The gains or losses arising 

on a sale of assets (or disposal groups) that does not meet the definition of discontinued operations will be recognized as part 

of continuing operations, while the gains or losses arising on a sale of assets (or disposal groups) that meets the definition of 

discontinued operations will be reported as part of discontinued operations in the consolidated statement of comprehensive 

(loss) income .

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(ii)  Discontinued operations

An asset or group of assets will be classified as a discontinued operation when it is a component of an entity that has either been 

disposed of or is classified as held for sale and represents a separate major line of business, it is part of a single coordinated plan 

to dispose of a separate major line of business or geographical area of operations, or it is a subsidiary acquired exclusively with a 

view to resell . Profits and gains or losses related to the disposal of discontinued operations are measured based on fair value less 

cost to sell or on the disposal of the assets (or disposal groups) and are presented in the consolidated financial statements on 

an after tax basis in accordance with IFRS 5 . In addition, retrospective application is required; therefore, comparative figures will 

be changed to reflect discontinued operations . As an individual building or a group of buildings in a non-core municipal region 

does not constitute a major line of business, these sales are not treated as discontinued operations .

(f) 

Impairment of assets

At the end of each reporting period, assets, other than those identified in the standard as not being applicable to IAS 36 – Impairment 

of Assets (“IAS 36”), such as investment properties recorded at fair value, are assessed for any indication of impairment . Should the 

indication of impairment exist, the recoverable amount (see below) of the asset is estimated in order to determine the extent of the 

impairment loss (if any) . Where it is not possible to estimate the recoverable amount of an individual asset, the Trust estimates the 

recoverable amount of the cash-generating unit to which the asset belongs . Where a reasonable and consistent basis of allocation 

can  be  identified,  corporate  assets  are  also  allocated  to  individual  cash-generating  units,  or  otherwise  they  are  allocated  to  the 

smallest group of cash-generating units for which a reasonable and consistent allocation basis can be identified . 

Recoverable amount is defined as the higher of an asset’s “fair value less cost to sell” and its “value-in-use” . In assessing value-in-

use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market 

assessments of the time value of money and the risks specific to the asset for which the estimate of future cash flows have not been 

adjusted .

Where  the  carrying  amount  of  an  asset  exceeds  the  recoverable  amount  determined,  an  impairment  loss  is  recognized  in  the 
consolidated statement of comprehensive (loss) income . After the recognition of an impairment loss, the depreciation charge related 

to that asset is also revised for the adjusted carrying amount on a systematic basis over the remaining useful life of the asset . Should 

this impairment loss be determined to have reversed in a future period (with the exception of goodwill), a reversal of the impairment 

loss is recorded in profit or loss . However, the reversal of an impairment loss will not increase the carrying amount that would have 

been determined (net of amortization) had no impairment loss been recognized .

(g) 

Inventories

Inventories are measured at the lower of cost and net realizable value . The costs of inventories comprise the purchase price, import 
duties  and  other  taxes  (other  than  those  subsequently  recoverable  by  the  entity  from  the  taxing  authorities),  and  third-party 

transport, handling and other costs directly attributable to the acquisition of goods and materials, less any trade discounts, rebates 

and other similar items, using the first-in, first-out method of cost assignment . Net realizable value represents the estimated selling 

price for inventories less all estimated costs necessary to make the sale .

(h)  Taxation

For fiscal 2015 and 2016, Boardwalk REIT qualified as a “mutual fund trust” as defined under the Income Tax Act (Canada) (the “Tax 

Act”) and as a Real Estate Investment Trust (“REIT”) eligible for the ‘REIT Exemption’ in accordance with the rules affecting the tax 
treatment  of  publicly  traded  trusts .  Accordingly,  the  Trust  is  not  taxable  on  its  income  provided  that  all  of  its  taxable  income  is 
distributed to its Unitholders . This exemption, however, does not extend to the corporate subsidiaries of Boardwalk REIT that are 

subject to income tax (NOTE 30 summarizes the Trust’s subsidiaries, including its corporate subsidiaries) .

Current tax

The tax currently payable, if any, is based on taxable profit for the year for certain corporate subsidiaries of the Trust . Taxable profit 
differs from profit as reported in the consolidated statement of comprehensive (loss) income because of items of income or expense 

that  are  taxable  or  deductible  in  other  years  and  items  that  are  never  taxable  or  deductible .  The  Trust’s  liability  for  current  tax  is 

calculated using tax rates that have been enacted or substantively enacted by the end of the reporting period .

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Deferred tax

Deferred  tax  is  recognized  on  temporary  differences  between  the  carrying  amounts  of  assets  and  liabilities  in  the  consolidated 

financial statements and the corresponding tax bases used in the computation of taxable profit . 

Deferred  income  tax  liabilities  are  generally  recognized  for  all  taxable  temporary  differences .  Deferred  income  tax  assets  are 

recognized for all deductible temporary differences, carry forward of unused tax credits and unused tax losses, to the extent that it is 

probable that deductions, tax credits and tax losses can be utilized . The carrying amounts of deferred income tax assets are reviewed 

at  each  reporting  date  and  reduced  to  the  extent  it  is  no  longer  probable  that  the  income  tax  assets  will  be  recovered .  Deferred 

income tax assets and liabilities are measured at the tax rates that are expected to apply in the year when the asset is realized or 

the liability settled, based on tax rates and laws that have been enacted or substantively enacted at the reporting date . In addition, 

deferred income tax assets and liabilities are measured using the rate that is consistent with the expected manner of recovery (i .e . 

using the asset versus selling the asset) . Where applicable, current and deferred income taxes relating to items recognized directly in 

equity or comprehensive income are also recognized directly in equity or comprehensive income, respectively .

(i)  Provisions

In accordance with IAS 37 – Provisions, Contingent Liabilities and Contingent Assets (“IAS 37”), a provision is a liability of uncertain 
timing  or  amount .  Provisions  are  recognized  when  the  entity  has  a  present  legal  or  constructive  obligation  as  a  result  of  past 
events and when it is probable that an outflow of resources will be required to settle the obligation and the amount can be reliably 

estimated . Provisions are not recognized for future operating losses . Provisions are measured at the present value of the expenditures 
expected to be required to settle the obligation using a discounted rate that reflects current market assessment of the time value of 

money and the risks and uncertainties specific to the obligation . Provisions are re-measured at each reporting date using the current 

discount rate . The increase in the provision due to the passage of time is recognized as a financing cost .

(j)  Unit-based payments

Equity-settled unit-based payments to employees and Trustees are measured at the fair value of the deferred unit at the grant date 

and expensed over the vesting period based on the Trust’s estimate of the deferred units that will actually vest . At the end of each 

reporting  period,  the  Trust  revises  its  estimate  of  the  number  of  equity  instruments  expected  to  vest .  The  impact  of  the  revision 

of the original estimates, if any, is recognized in profit or loss prospectively such that the cumulative expense reflects the revised 

estimate . In accordance with IAS 32 – Financial Instruments: Presentation (“IAS 32”), the deferred units are presented as a liability 

on the consolidated statement of financial position as the Trust is obliged to provide the holder with REIT Units once the deferred 

units vest . Under IAS 39 – Financial Instruments: Recognition and Measurement (“IAS 39”), the deferred units are classified as ‘fair 

value through profit or loss’ and are measured at each reporting period at fair value with changes in fair value recognized in the 

consolidated statement of comprehensive (loss) income . Fair value of the deferred units is calculated based on the observable market 

price of Boardwalk REIT’s Trust Units .

(k)  Government assistance and grants

The Trust receives government assistance in order to complement and partially assist the Trust’s initiatives in providing affordable 
housing to low income-earning individuals . Government grants are not recognized until there is reasonable assurance that the Trust 

will comply with the conditions attached to them and that the grants will be received . In accordance with IAS 20 – Accounting for 

Government Grants and Disclosure of Government Assistance, grant proceeds will be recognized in profit or loss on a systematic basis 

over the periods in which the Trust recognizes revenue or incurs expenses .

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(l)  Revenue recognition

(i) 

Rental revenue

The  Trust  has  retained  substantially  all  of  the  risks  and  benefits  of  ownership  of  its  investment  properties,  and,  therefore, 

accounts for leases with its tenants as operating leases . Revenue recognition under a lease commences when the tenant has a 

right to use the leased asset . Generally, this occurs on lease inception date when the tenant occupies their leased space . Rental 

revenue  is  recognized  systematically  over  the  term  of  the  lease,  which  is  generally  not  more  than  twelve  months .  Any  suite 

specific incentives offered or initial direct costs incurred in negotiating and arranging an operating lease are also amortized over 

the term of the operating lease . Rental revenue is recorded based on the amount received or to be received in accordance with 

the operating lease .

(ii)  Building sales

The gain or loss from the sale of an investment property is recognized when title passes to the purchaser (control is transferred) 

upon closing at which time all or substantially all of the funds are receivable, or have been received, and the conditions of the 

sale have been completed .

(iii) 

Interest income

Interest income from a financial asset is recognized when it is probable that the economic benefits will flow to the Trust and 

the  amount  of  income  can  be  measured  reliably .  Interest  income  is  accrued  on  a  time  basis  when  earned,  by  reference  to 

the  principal  outstanding  and  at  the  effective  interest  rate  applicable .  Interest  income  is  included  in  financing  costs  in  the 

consolidated statement of comprehensive (loss) income .

(iv)  Ancillary rental income

Ancillary rental income comprises revenue from coin laundry machines located on the Trust’s existing building sites, and income 

received from telephone and cable providers and is recorded when earned .

(m)  Financial instruments and derivatives

Financial instruments and derivatives are accounted for, presented, and disclosed in accordance with IFRS 7 – Financial Instruments: 
Disclosures (“IFRS 7”), IAS 32 and IAS 39 . Financial assets and financial liabilities are initially measured at fair value . Transaction costs 
that  are  directly  attributable  to  the  acquisition  or  issue  of  financial  assets  and  financial  liabilities  (other  than  financial  assets  and 

financial liabilities at fair value through profit or loss) are added to or deducted from the fair value of the financial assets or financial 

liabilities, as appropriate, on initial recognition . Transaction costs directly attributable to the acquisition of financial assets or financial 

liabilities at fair value through profit or loss are recognized immediately in profit or loss .

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Financial assets

Financial assets are classified into the following specified categories: financial assets at ‘fair value through profit or loss’ (“FVTPL”), 

‘held-to-maturity’  investments,  ‘available-for-sale’  financial  assets,  and  ‘loans  and  receivables’ .  The  classification  depends  on  the 

nature and purpose of the financial asset and is determined at the time of initial recognition . Financial assets are classified as at FVTPL 

when the financial asset either is held for trading or is designated as at FVTPL . Financial assets categories are defined and measured 

as follows:

Classification

Definition

Measurement

FVTPL

Classified as FVTPL when the financial asset is either held for trading 
or it is designated as at FVTPL as discussed below:

Classified as held for trading if: it has been acquired principally for 
the purpose of selling it in the near term; or, on initial recognition, 
it is part of a portfolio of identified financial instruments that the 
Trust manages together, and has a recent actual pattern of short-
term profit taking; or, it is a derivative that is not designated and 
effective as a hedging instrument .

Classified as FVTPL upon initial recognition if: such designation 
eliminates or significantly reduces a measurement or recognition 
inconsistency that would otherwise arise; or the financial asset 
forms part of a group which is managed and its performance 
is evaluated on a fair value basis; or it forms part of a contract 
containing one or more embedded derivatives .

Stated at fair value, with gains or 
losses arising on measurement 
recognized in profit or loss .

Stated at fair value, with gains or 
losses arising on measurement 
recognized in profit or loss .

Held-to-maturity investments

Non-derivative financial assets with fixed or determinable 
payments and fixed maturity dates that the Trust has the positive 
intent and ability to hold to maturity .

Measured at amortized cost using 
the effective interest method less 
any impairment . (1) (2)

Available-for-sale

Non-derivative financial assets that either are designated as 
available-for-sale or are not classified as (a) loans and receivables, 
(b) held-to-maturity investments or (c) financial assets at FVTPL .

Measured at fair value through 
other comprehensive income .

Loans and receivables

Non-derivative financial assets with fixed or determinable 
payments that are not quoted in an active market .

Measured at amortized cost using 
the effective interest method less 
any impairment . (1) (2)

(1) 

 The effective interest method is a method of calculating the amortized cost of a debt instrument and of allocating interest income over the relevant 
period . The effective interest rate is the rate that exactly discounts estimated future cash receipts through the expected life of the debt instrument or 
where appropriate, a shorter period, to the net carrying amount on initial recognition .

(2) 

 Financial assets, other than those at FVTPL, are assessed for indicators of impairment at the end of each reporting period . Generally, the carrying amount 
of the financial asset is reduced by the impairment loss .

Boardwalk REIT’s financial assets are as follows:

Financial asset

Classification

Trade and other receivables

Loans and receivables

Segregated tenants’ security deposits

Loans and receivables

Cash and cash equivalents

Loans and receivables

Measurement

Amortized cost

Amortized cost

Amortized cost

The Trust derecognizes a financial asset only when the contractual rights to the cash flows from the asset expire, or when it transfers 

the financial asset and substantially all the risks and rewards of ownership of the asset to another entity .

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Financial liabilities and equity

Debt and equity instruments issued are classified either as financial liabilities or as equity in accordance with the substance of the 

contractual arrangements and the definitions of a financial liability and an equity instrument . An equity instrument is any contract 

that evidences a residual interest in the assets of an entity after deducting all of its liabilities . Equity instruments issued by the Trust are 

recognized at the proceeds received, net of direct issue costs . Repurchase of Boardwalk REIT’s own equity instruments is recognized 

and deducted directly in equity . No gain or loss is recognized in profit or loss on the purchase, sale, issue or cancellation of the Trust’s 

own equity instruments . Distributions paid on the Trust’s equity instruments subsequent to, declared prior to, and with a record date 

at or prior to, the reporting date, are recorded as a liability .

Financial liabilities are classified as either financial liabilities ‘at FVTPL’ or ‘other financial liabilities’ . Financial liabilities categories are 
defined and measured as follows:

Classification

Definition

Measurement

FVTPL

Classified as FVTPL when the financial liability is either held for 
trading or it is designated as at FVTPL as discussed below:

Classified as held for trading if: it has been acquired principally 
for the purpose of repurchasing it in the near term; or, on 
initial recognition, it is part of a portfolio of identified financial 
instruments that the Trust manages together and has a recent 
actual pattern of short-term profit taking; or, it is a derivative that is 
not designated and effective as a hedging instrument .

Classified as FVTPL upon initial recognition if: such designation 
eliminates or significantly reduces a measurement or recognition 
inconsistency that would otherwise arise; or the financial liability 
forms part of a group which is managed and its performance 
is evaluated on a fair value basis; or it forms part of a contract 
containing one or more embedded derivatives .

Stated at fair value, with gains or 
losses arising on measurement 
recognized in profit or loss .

Stated at fair value, with gains or 
losses arising on measurement 
recognized in profit or loss .

Other financial liabilities

All other liabilities .

Measured at amortized cost using 
the effective interest method . (1)

(1) 

 The effective interest method is a method of calculating the amortized cost of a financial liability and of allocating interest expense over the relevant 
period . The effective interest rate is the rate that exactly discounts estimated future cash payments through the expected life of the financial liability or 
where appropriate, a shorter period, to the net carrying amount on initial recognition .

Boardwalk REIT’s financial liabilities are as follows:

Financial liability

Classification

Mortgages payable

Other financial liabilities

LP Class B Units

Deferred unit-based compensation

FVTPL

FVTPL

Refundable tenants’ security deposits

Other financial liabilities

Trade and other payables

Other financial liabilities

Measurement

Amortized cost

Fair value

Fair value

Amortized cost

Amortized cost

The Trust derecognizes a financial liability when, and only when, the Trust’s obligations are discharged, cancelled or they expire . The 

difference between the carrying amount of the financial liability derecognized and the consideration paid and payable is recognized 

in profit or loss .

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Derivatives

The Trust may enter into a variety of derivative financial instruments to manage its exposure to interest rate risks, including interest 

rate swaps and bond forward contracts . Further details of derivative financial instruments are disclosed in NOTE 27 . Derivatives are 

initially  recognized  at  fair  value  at  the  date  the  derivative  contracts  are  entered  into  and  are  subsequently  measured  at  their  fair 

value at the end of each reporting period . The resulting gain or loss is recognized in profit or loss immediately unless the derivative 

is designated and effective as a hedging instrument, in which case the timing of the recognition in profit or loss depends on the 

nature of the hedge relationship . Derivatives embedded in host contracts are treated as separate derivatives when their risks and 

characteristics are not closely related to the host contracts and the host contracts are not measured at FVTPL . For the years ended 

December 31, 2016 and 2015, the Trust had no embedded derivatives requiring separate recognition .

(n)  Hedge accounting

The Trust applies hedge accounting to derivative financial instruments in cash flow hedging relationships . At the inception of the 

hedging relationship, the Trust documents the relationship between the hedging instrument and the hedged item, along with its risk 

management objectives and its strategy for undertaking various hedge transactions . Furthermore, at inception of the hedge and on 

an ongoing basis, the Trust documents whether the hedging instrument is highly effective in offsetting changes in cash flows of the 

hedged item attributable to the hedged risk .

In cash flow hedging relationships, the effective portion of the change in the fair value of the hedging derivative is recognized in 

the  consolidated  statement  of  comprehensive  (loss)  income  as  other  comprehensive  income  (“OCI”)  while  the  ineffective  portion 

is recognized immediately in profit or loss . Hedging gains and losses previously recognized in OCI and accumulated in equity are 

reclassified to profit or loss in the periods when the hedged item is recognized in profit or loss, in the same line of the consolidated 

statement of comprehensive (loss) income as the recognized hedged item .

Hedge accounting is discontinued when the Trust revokes the hedging relationship, when the hedging instrument expires or is sold, 

terminated, or exercised, or when it no longer qualifies for hedge accounting . Any gain or loss recognized in OCI and accumulated in 

equity at that time remains in equity and is recognized when the forecast transaction is ultimately recognized in profit or loss . When a 

forecast transaction is no longer expected to occur, the gain or loss accumulated in equity is recognized immediately in profit or loss .

(o)  Cash and cash equivalents

Cash is comprised of bank balances, interest-earning bank accounts and term deposits with maturities of 90 days or less .

(p)  Critical judgment in applying accounting policies

The  following  are  the  critical  judgments,  apart  from  those  involving  estimations  (see  NOTE  2(t)  below),  that  have  been  made  in 

applying  the  Trust’s  accounting  policies  and  that  have  the  most  significant  effect  on  the  reported  amounts  in  the  consolidated 

financial statements:

(i) 

Income taxes 

The Trust applies judgment in determining the tax rates applicable to its corporate subsidiaries and identifying the temporary 

differences in each of such legal subsidiaries in respect of which deferred income taxes are recognized . Deferred taxes related to 

temporary differences arising from its corporate subsidiaries are measured based on the tax rates that are expected to apply in 

the year when the asset is realized or the liability is settled . Temporary differences are differences that are expected to reverse in 

the future and arise from differences between accounting and tax asset values . 

(ii) 

Leases

The Trust’s revenue recognition policy related to leases is described in NOTE 2(o)(i) . The Trust makes judgments in determining 

whether  certain  leases,  in  particular  tenant  leases,  as  well  as  leased  warehouse  space  and  long-term  land  leases,  which  are 

considered leases under IFRS, where the Trust is the lessor, are operating or finance leases . The Trust has determined that all of 

its leases are operating leases .

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(iii) 

Investment property and internal capital program

The Trust’s accounting policy relating to investment property is described in NOTE 2(d) above . In applying this policy, judgment 

is  applied  in  determining  the  extent  and  frequency  of  utilizing  independent,  third-party  appraisals  to  measure  the  fair  value 

of  the  Trust’s  investment  property .  Additionally,  judgment  is  applied  in  determining  the  appropriate  classes  of  investment 

properties  in  order  to  measure  fair  value .  The  Trust  also  undertakes  internal  capital  improvements  and  upgrades .  Such  work 

is specifically identified, and the Trust applies judgment in the estimated amount of directly attributable on-site wages to be 

allocated to capital improvements and upgrades of its real estate assets .

(iv)  Financial instruments

The Trust’s accounting policies relating to financial instruments are described in NOTE 2(p) . Critical judgments inherent in these 

policies related to applying the criteria set out in IAS 39 to designate financial instruments into categories (i .e . FVTPL, etc .), assess 

the  effectiveness  of  hedging  relationships  (for  the  Trust’s  cash  flow  hedges)  and  determine  the  identification  of  embedded 

derivatives, if any, in certain hybrid instruments that are subject to fair value measurement . 

(v)  Basis of consolidation

The consolidated financial statements of the Trust include the accounts of Boardwalk REIT and its wholly owned subsidiaries, as 

well as entities over which the Trust exercises control on a basis other than ownership of voting interest within the scope of IFRS 

10 . Judgment is applied in determining if an entity meets the criteria of control as defined in the accounting standard .

(vi)  Deferred unit-based compensation

The Trust applies judgment in determining the best available estimate of the number of deferred units that are expected to vest 

at each reporting period .

(q)  Key accounting estimates and assumptions

The  following  are  the  key  assumptions  concerning  the  future,  and  other  key  sources  of  estimation  uncertainty  at  the  end  of  the 

reporting period, that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within 

the next financial year . Actual results could differ from estimates .

(i) 

Investment properties

The choice of valuation method for fair valuing and the critical estimates and assumptions underlying the fair value determination 

of investment properties are set out in NOTE 4 . Significant estimates used in determining the fair value of the Trust’s investment 

properties  includes  capitalization  rates  and  net  operating  income  (which  is  influenced  by  inflation  rates,  vacancy  rates  and 

standard costs) used in the overall capitalization rate valuation method as well as discount rates and forecasted cash flows used 

in the discounted cash flow valuation method . A change to any one of these inputs could significantly alter the fair value of an 

investment property . Please refer to NOTE 4 for sensitivity analysis .

(ii)  Property, plant and equipment

The useful economic life of property, plant and  equipment for the purposes  of  calculating  depreciation  and  amortization,  as 

disclosed in NOTE 5 and forecast of economic factors to determine recoverable amounts for the purpose of determining any 

impairment of assets, are based on data and information from various sources including industry practice and entity specific 

history .

(iii) 

Internal Capital Program 

The Trust’s internal capital program is based on internal allocations, including parts, supplies and on-site wages identified as part 

of a specific upgrade or capital improvement . 

(iv)  Utility accrual

Amount of utility accrual for charges related to the current or prior year is based on estimates of usage and price for the time 

period in which invoices have not been received from the utility providers .

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(v)  Deferred unit-based compensation plan

The compensation costs relating to the deferred unit plan are based on estimates of how many deferred units will actually vest 

and be exercised .

(vi)  Deferred taxes

The  amount  of  the  temporary  differences  between  the  accounting  carrying  value  of  the  Trust’s  assets  and  liabilities  held  in 

various corporate subsidiaries versus the tax bases of those assets and liabilities and the tax rates at which the differences will 

be realized are outlined in NOTE 15 .

A P P L I C AT I O N   O F   N E W   A N D   R E V I S E D   I F R S S   A N D   F U T U R E   A C C O U N T I N G   P O L I C I E S

Boardwalk  REIT  monitors  new  IFRS  accounting  pronouncements  to  assess  the  applicability  and  impact,  if  any,  these  new 

pronouncements may have on the consolidated financial statements and note disclosures .

(a)  Application of new and revised IFRSs

In the current year, the Trust has applied a number of new and revised IFRSs issued by the IASB, and incorporated in the Chartered 

Professional  Accountants  of  Canada  Handbook .  The  following  highlights  these  changes  and  the  effect,  if  any,  on  the  Trust’s 

consolidated financial statements .

Standard

Details of amendment

Impact

IFRS 11 – Joint Arrangements 
(“IFRS 11”)

The amendments to IFRS 11 provide guidance on how to account 
for the acquisition of an interest in a joint operation in which the 
activities constitute a business as defined in IFRS 3 – Business 
Combinations . Specifically, the amendments state that the relevant 
principles on accounting for business combinations in IFRS 3 and 
other standards should be applied .

The previously announced 
transaction between Boardwalk 
and RioCan REIT is expected to 
close mid-2017 and the impact of 
these amendments (see NOTE 4) 
will be assessed at that time .

IAS 1 – Presentation of Financial 
Statements

The application of these 
amendments has not resulted 
in any material impact on 
the financial performance or 
financial position of the Trust .

These amendments were labelled the “Disclosure Initiative” . The 
amendments clarify that an entity need not provide a specific 
disclosure required by an IFRS if the information resulting from 
that disclosure is not material, and give guidance on the basis 
of aggregating and disaggregating information for disclosure 
purposes . However, the amendments reiterate that an entity should 
consider providing additional disclosures when compliance with 
the specific requirements in IFRS is insufficient to enable users 
of financial statements to understand the impact of particular 
transactions, events and conditions on the entity’s financial 
position and financial performance .

In addition, the amendments clarify that an entity’s share of the 
other comprehensive income of associates and joint ventures 
accounted for using the equity method should be presented 
separately from those arising from the Group, and should be 
separated into the share of items that, in accordance with other 
IFRSs; (i) will not be reclassified subsequently to profit or loss; and 
(ii) will be reclassified subsequently to profit or loss when specific 
conditions are met .

As regards to the structure of the financial statements, the 
amendments provide examples of systematic ordering or grouping 
of the notes .

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Standard

Details of amendment

Impact

2012-2014 Cycle

IFRS 5 – Non-current Assets 
Held for Sale and Discontinued 
Operations

Provides specific guidance for when an entity reclassifies assets 
(or a disposal group) from held for sale to held for distribution to 
owners (or vice versa) .

IFRS 7 – Financial Instruments: 
Disclosures

Provides additional guidance to clarify whether a servicing contract 
is continuing involvement in a transferred asset for the purpose of 
the disclosures required in relation to transferred assets .

This clarification was not 
applicable for the current year 
as the Trust did not reclassify 
any assets held for sale to held 
for distribution to owners on 
disposal of any assets, but will 
be considered should a disposal 
transaction occur .

The Trust is not involved 
in servicing contracts with 
transferred assets; therefore, this 
amendment was not applicable .

IAS 19 – Employee Benefits

The amendments clarify that the rate used to discount post-
employment benefit obligations should be determined by 
reference to market yields at the end of the reporting period on 
high quality corporate bonds .

The Trust does not provide 
post-employment benefits; 
therefore, this amendment is not 
applicable .

In addition, the following new or amended standards did not have any impact on the Trust’s consolidated financial statements:

▲ 

 IFRS 14 – Regulatory Deferral Accounts was not applicable to the Trust as the Trust does not provide goods or services at a price 

or rate that is subject to rate regulation . Additionally, it is only applicable for entities which are a first time adopter of IFRS .

▲ 

 Investment Entities: Applying the Consolidation Exception (Amendments to IFRS 10, IFRS 12 and IAS 28) was not applicable to 

the Trust as it is not an Investment Entity .

▲ 

 Clarification of Acceptable Methods of Depreciation and Amortization (Amendments to IAS 16 and IAS 38) was not applicable to 

the Trust as it had not previously used a revenue-based depreciation method .

▲ 

 Agriculture: Bearer Plants (Amendments to IAS 16 and IAS 41) was not applicable to the Trust as the Trust does not engage in 

agricultural activities .

▲ 

 Amendments to IAS 27 – Equity Method in Separate Financial Statements are not applicable as the Trust presents consolidated 

financial statements .

(b)  Future accounting policies

The following accounting standards under IFRS have been issued or revised; however, they are not yet effective, and, as such, have 

not been applied to these consolidated financial statements:

New or amended 
standards

IFRS 9 - Financial 
Instruments (“IFRS 9”)

Summary of requirements

IFRS 9, published in July 2014, replaces the existing guidance in IAS 39 . 
IFRS 9 includes revised guidance on the classification and measurement 
of financial instruments, including a new expected credit loss model 
for calculating impairment on financial assets, and the new general 
hedge accounting requirements . It also carries forward the guidance on 
recognition and derecognition of financial instruments from IAS 39 .

IFRS 9 is effective for annual reporting periods beginning on or after 
January 1, 2018, with early adoption permitted .

Possible impact on consolidated 
financial statements

The Trust is assessing the 
potential impact on its 
consolidated financial statements 
but does not expect it to have a 
significant impact .

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New or amended 
standards

Summary of requirements

IFRS 15 - Revenue from 
Contracts with Customers 
(“IFRS 15”)

IFRS 15 establishes a comprehensive framework for determining whether, 
how much, and when revenue is recognized . It replaces existing revenue 
recognition guidance, including IAS 18 – Revenue (“IAS 18”), IAS 11 – 
Construction Contracts and IFRIC 13 – Customer Loyalty Programmes .

IFRS 15 is effective for annual reporting periods beginning on or after 
January 1, 2018, with early adoption permitted .

IFRS 16 – Leases (“IFRS 16”)

IFRS 16 supersedes IAS 17 – Leases and has been established to increase 
the transparency of lease obligations reported on an entity’s financial 
report . Under this new standard, entities may be required to report more 
of their previously disclosed off balance sheet leases on the face of the 
balance sheet . The standard also provides guidance on the calculation 
and presentation of the lease obligations .

IFRS 16 is effective for annual reporting periods beginning on or after 
January 1, 2019, with early adoption permitted, only if the entity also 
applies IFRS 15 .

Transfers of Investment 
Properties (amendments 
to IAS 40)

Paragraph 57 of IAS 40 has been amended to state that an entity shall 
transfer a property to, or from, investment property when, and only 
when, there is evidence of a change in use . A change in use occurs if 
property meets, or ceases to meet, the definition of investment property . 
A change in management’s intentions for the use of a property by itself 
does not constitute evidence of a change in use .

This amendment is effective for annual periods beginning on or after 
January 1, 2018 .

Possible impact on consolidated 
financial statements

The Trust is assessing the potential 
impact on its consolidated 
financial statements .

The Trust recognizes revenue 
from the following sources:

•   Rental revenue and other 

charges based on operating 
tenant leases, which should 
not change under IFRS 15, as 
they are scoped out of IFRS 15 
and included in IFRS 16 – Leases 
(discussed below)

•   Ancillary rental income 

comprises revenue from coin 
laundry machines and income 
received from telephone and 
cable providers

•   Interest income

Each revenue stream is currently 
being assessed under the new 
standard .

The Trust is assessing the potential 
impact on its consolidated 
financial statements .

It is expected that leases with 
tenants shall be accounted for 
as operating leases in the same 
manner they are currently being 
reported .

The Trust has Investment 
Properties located on land which 
is leased . Currently, these lease 
payments are expensed . It is 
expected that under the new 
lease standard, a right-of-use 
asset addition to Investment 
Property and a lease obligation 
liability shall be recorded along 
with the corresponding financing 
charges .

The Trust will ensure these 
amendments are considered 
when evaluating/determining its 
Investment Properties .

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New or amended 
standards

Recognition of Deferred 
Tax Assets for Unrealized 
Losses (Amendment to 
IAS 12 – Income Taxes 
(“IAS 12”))

Summary of requirements

The amendments made to IAS 12 clarify the following items:

•   Unrealized losses on debt instruments measured at fair value and 

measured at cost for tax purposes give rise to a deductible temporary 
difference regardless of whether the carrying amount is expected to be 
recovered .

•   The carrying amount of an asset does not limit the estimation of 

probable future taxable benefits .

•   Estimates for future taxable profits exclude tax deductions resulting 

from the reversal of deductible temporary differences .

•   An entity assesses a deferred tax asset in combination with other 

deferred tax assets .

The amendment is effective for annual periods beginning on or after 
January 1, 2017 .

Possible impact on consolidated 
financial statements

The Trust is assessing the 
potential impact on its 
consolidated financial statements 
but does not expect it to have a 
significant impact .

Disclosure Initiative 
(Amendment to IAS 7 – 
Statement of Cash Flows)

The amendment clarifies that entities shall provide disclosures that 
enables users of financial statements to evaluate changes in liabilities 
arising from financing activities .

The Trust does not expect there 
to be a significant impact on its 
consolidated financial statements .

The Trust is assessing the potential 
impact on its consolidated 
financial statements .

Classification and 
Measurement of 
Share-based Payment 
Transactions (Amendment 
to IFRS 2 – Share-based 
Payment (“IFRS 2”))

The amendment is effective for annual periods beginning on or after 
January 1, 2017 .

The amendments made to IFRS 2 clarify the following items:

•   In estimating the fair value of a cash-settled share-based payment, the 
accounting for the effects of vesting and non-vesting conditions should 
follow the same approach as for equity-settled share-based payments .

•   Where tax law or regulation requires an entity to withhold a specified 
number of equity instruments equal to the monetary value of the 
employer’s tax obligation to meet the employer’s tax liability which 
is then remitted to the tax authority, such an arrangement should be 
classified as equity-settled in its entirety, provided that the share-
based payment would have been classified as equity-settled had it not 
included the net settlement feature .

•   A modification of a share-based payment that changes the transaction 
from cash-settled to equity-settled should be accounted for as follows:

-   the original liability is derecognized;

-   the equity-settled share-based payment is recognized at the 

modification date fair value;

-   any difference in value should be recognized in profit or loss 

immediately . 

The amendment is effective for annual periods beginning on or after 
January 1, 2018 .

Sale or Contribution 
of Assets between 
an Investor and its 
Associate or Joint Venture 
(Amendments to IFRS 10 
– Consolidated Financial 
Statements and IAS 28 – 
Investments in Associates 
and Joint Ventures)

The amendments deal with situations where there is a sale or 
contribution of assets between an investor and its associate or joint 
venture . Specifically, they state that gains or losses resulting from the loss 
of control of a subsidiary that does not contain a business transaction 
with an associate or joint venture that is accounted for using the equity 
method, are recognized in the parent’s profit or loss only to the extent of 
the unrelated investors’ interests in that associate or joint venture .

The effective date for this amendment has yet to be determined .

The Trust is assessing the potential 
impact on its consolidated 
financial statements .

A R   2 0 1 6     B O A R D W A L K   R E I T

    M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S       n 	 n 	 n         89

The following interpretation is not expected to have any impact on the Trust’s consolidated financial statements:

▲ 

 IFRIC 22 – Foreign Currency Transactions and Advance Consideration

A N N U A L   I M P R O V E M E N T S   T O   I F R S S   2 014 -2 016   C YC L E

The IASB has released the final amendments for the 2014-2016 annual improvement project with the majority of these amendments 

applying for annual periods beginning on or after January 1, 2017 . Only those standards which may have a significant impact on the 

Trust’s consolidated financial statements are included below .

Standard

2014-2016 Cycle 

IFRS 12 – Disclosure of Interests in Other 
Entities

Details of amendment

Expected impact

Provides clarification that the scope of 
the standard should include interests 
that are classified as held for sale, held for 
distribution or as discontinued operations .

This amendment is effective for annual 
periods beginning on or after January 1, 
2017 .

The Trust will determine the impact of this 
amendment should an asset held for sale 
or discontinued operations arise .

I N T E R N AT I O N A L   F I N A N C I A L   R E P O R T I N G   S TA N D A R D S

The Trust’s Consolidated Financial Statements have been prepared in accordance with International Financial Reporting Standards as 

issued by the International Accounting Standards Board (“IASB”) and interpretations of the IFRS Committee (“IFRIC”) .

D I S C L O S U R E   C O N T R O L S   A N D   P R O C E D U R E S   &   I N T E R N A L   C O N T R O L   O V E R   F I N A N C I A L   R E P O R T I N G

Disclosure  controls  and  procedures  are  designed  to  provide  reasonable  assurance  that  all  relevant  information  is  gathered  and 

reported  to  senior  management,  including  the  CEO,  President,  and  CFO  on  a  timely  basis  so  appropriate  decisions  can  be  made 

regarding public disclosure .

The  preparation  of  this  information  is  supported  by  a  set  of  disclosure  controls  and  procedures  (“DC&P”)  implemented  by 

management . In fiscal 2016, these controls and procedures were reviewed and the effectiveness of their design and operation was 

evaluated . This evaluation confirmed the effectiveness of both the design and the operation of disclosure controls and procedures 

as  at  December  31,  2016 .  The  evaluation  was  performed  in  accordance  with  the  Committee  of  Sponsoring  Organizations  of  the 

Treadway  Commission  (“2013  COSO”)  control  framework  (the  “2013  Framework”)  adopted  by  the  Trust  and  the  requirements  of 

National Instrument 52-109 of the Canadian Securities Administrators titled, Certification of Disclosure in Issuers’ Annual and Interim 

Filings .

There were no changes made to our disclosure controls and procedures during the year ended December 31, 2016 . Boardwalk REIT 
continues  to  review  the  design  of  disclosure  controls  and  procedures  to  provide  reasonable  assurance  that  material  information 

relating to Boardwalk REIT is properly communicated to certifying officers responsible for establishing and maintaining disclosure 

controls and procedures, as those terms are defined in National Instrument 52-109 Certification of Disclosure in Issuers’ Annual and 

Interim Filings .

As at December 31, 2016, Boardwalk REIT confirmed the effectiveness of both the design and the operation of its internal control 
over financial reporting (“ICFR”) to provide reasonable assurance regarding the reliability of financial statements and information . 

Boardwalk REIT may, from time to time, make changes aimed at enhancing their effectiveness and ensuring that our systems evolve 
with our business . There were no changes made in our internal controls over financial reporting during the year ended December 31, 
2016, that have materially affected, or are reasonably likely to materially affect, our internal controls over financial reporting .

90        n 	 n 	 n       M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S

  B O A R D W A L K   R E I T     A R   2 0 1 6

2017 FINANCIAL OUTLOOK AND MARKET GUIDANCE

At the end of the third quarter of 2016, the Trust announced its financial outlook for the upcoming 2017 year . As is customary, the 

Trust reviews its base level assumptions and strategy to determine if any material change is warranted in the reported guidance . 

Based on this review, the Trust has revised its 2017 objectives as follows;

Description

2017 Revised Objectives

2017 Objectives

Acquisition of Investment Properties

No new apartment 
acquisitions

No new apartment 
acquisitions

Disposition of Investment Properties

No dispositions

No dispositions

2016 Actual

Acquired 747 
Apartment Units

No dispositions

Development

Phase 2 of Pines Edge, 
Regina, Saskatchewan –  
79 Units

Phase 2 of Pines Edge, 
Regina, Saskatchewan –  
79 Units

Phase 1 of Pines Edge, 
Regina, Saskatchewan –  
79 Units

Continue with Phase 3 
of Pines Edge,
Regina, Saskatchewan –  
71 Units

Commencement of  
Brentwood Village joint 
venture with RioCan,
Calgary, Alberta –
 164 Units

-15% to -9%

$2 .30 to $2 .65

$1 .96 to $2 .31

Continue with Phase 3 
of Pines Edge,
Regina, Saskatchewan –  
71 Units

Commencement of  
Brentwood Village joint 
venture with RioCan,
Calgary, Alberta –
 164 Units

-8% to -3%

$2 .70 to $2 .90

$2 .36 to $2 .56

Commencement of 
Phase 2 and the review of 
Phase 3 of Pines Edge,
Regina, Saskatchewan –  
150 Units

 -12 .50%

$2 .84

$2 .50

Stabilized Building NOI Growth

FFO Per Unit

AFFO Per Unit

The  Trust  experienced  a  much  weaker  fourth  quarter  than  anticipated,  mainly  driven  by  lower  reported  revenue,  the  result  of 

increased  competition  in  our  western  Canadian  markets .  This  lower  revenue  was  the  result  of  higher  vacancy  loss  and  rental 

incentives . To address this increased competition, the Trust aggressively approached existing Resident Members with an increased 

level of incentives to renew their leases early . In addition, we increased the level of short term incentives offered to potential new 

Resident Members . We believe that these initiatives, combined with increased capital investment in our properties, will lower future 

turnover and increase rental demand . This should result in increased occupancy levels and lower reported vacancy loss for future 

months . However, in the majority of these early renewals, the existing rental rate has been higher than the new net rent offered when 

including the increased incentives . The result of this has been a short term deterioration of reported rents during the latter part of 

2016, as the rental market rebalances . By focusing on both retaining existing Resident Members and attracting new Residents, the 

Trust will be positioned to take advantage of future market improvement .

Although we are still in the early stages of this program, we have noted that overall turnover is substantially lower than the previous 

year, while overall rentals are also ahead of prior years, which has traditionally proven to be a leading indicator for increased revenue 
in the future months . Due to current market volatility, predicting future revenue trends has become more difficult . As such, we have 
increased the revenue sensitivity disclosure of our guidance . The main assumption that we changed was the base level of rent used 

in  determining  the  original  2017  guidance .  Adjusting  base  rent  has 

correspondingly lowered our revenue expectation for 2017 .

Since  our  main  adjustment  is  related  to  revenue,  we  have  provided 

an  additional  chart  showing  FFO  outcomes  using  separate  revenue 

assumptions  with  the  lower  end  of  the  reported  guidance  based  on 

the  most  recent  financial  information  annualized  with  no  provision 

for improvement throughout the remainder of the year . For example, 

if the Trust does not see any revenue improvement for the remainder 

of 2017, we estimate reported FFO of $2 .30 . The Trust’s adjusted FFO 

guidance range is between $2 .30 and $2 .65 per Trust Unit . In order to 

reach the higher end of the guidance, rents will have to increase by 4% 

above the base revenue level through 2017 . 

FFO Sensitivity on Revenue

$2.30

$2.35

$2.46

$2.55

$2.65

$2.80

Low End
of Guidance

1% Revenue
Growth

2% Revenue
Growth

3% Revenue
Growth

High End
of Guidance

Original
Guidance

A R   2 0 1 6     B O A R D W A L K   R E I T

    M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S       n 	 n 	 n         91

 
 
In deriving these forecasts, we have adjusted for the treatment of the LP B Units to be treated as equity (versus debt under IFRS) and 

their related treatment of the distributions paid (which are classified as financing charges under IFRS) . In addition, we are assuming 

no additional acquisition or disposition of properties .

The reader is cautioned that this information is forward-looking and actual results may vary materially from those reported . One of 

the key estimates is the performance of the Trust’s stabilized properties . Any significant change in assumptions deriving ‘Stabilized 

Building  NOI  performance’  would  have  a  material  effect  on  the  final  reported  amount .  The  Trust  reviews  these  key  assumptions 

quarterly and based on this review may change its outlook .

In addition to the above financial guidance for 2017, the Trust has assumed the following capital will be reinvested in its existing 

portfolio for the 2017 fiscal year .

Capital Budget ($000’s)

Maintenance Capital

Stabilizing & Value Added Capital (including Property, 

Plant & Equipment)

Total Operational Capital

Total Operational Capital

Repositioning Capital

Development

Total Capital Investment

2017 Budget

$  17,731

80,003

$  97,734

$  97,734

20,000

24,071

$  141,805

Per Suite

$ 

525

2,369

$  2,894

2016 Actual

$ 

17,534

85,052

$  102,586

$  102,586

–

6,167

$  108,753

Per Suite

$ 

525

2,547

$  3,072

In total, we expect to invest $97 .7 million (or $2,894 per apartment unit) on operational capital in 2017 as compared to $102 .6 million 

(or $3,072 per apartment unit) actually spent in 2016 . The Trust has maintained its Maintenance Capital estimate for 2017 at $525 

per apartment unit per year . Additionally, for the year ended December 31, 2016, the Trust invested $6 .2 million of development and 

$144 .4 million on acquisitions in Alberta .

Stabilizing and Value Added capital is subject to continuous review and will only be invested if the Trust can earn a significant return 

on this investment .

Included in the 2017 Budget is $20 million for the Trust’s suite upgrade and repositioning program . This Fund is targeted for specific 

properties and will focus on significant upgrades to existing suites, common areas, as well as internal amenities . This reserve is subject 

to continuous review and internally set rates of return and is consistent with the Trust’s Long Term Strategy of upgrading its existing 
property portfolio .

Timing of Future Financial Guidance Release

The Trust has previously released its forward guidance along with its third quarter results . The Trust continues to be committed to 

financial transparency by making this information public . Recent events have highlighted that additional information through the 

final months of each year will allow the Trust to improve the accuracy of these estimates prior to the release of its forward financial 
guidance .

As a result, future financial forecasts for subsequent years will be released as part of its fourth quarter and year end results . The Trust 

will continue to review its key assumptions on a quarterly basis and where warranted make changes to its financial guidance .

92        n 	 n 	 n       M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
S E L E C T E D   C O N S O L I D AT E D   F I N A N C I A L   I N F O R M AT I O N

The following selected financial information should be read in conjunction with ‘‘Management’s Discussion and Analysis’’, the audited 

consolidated financial statements and accompanying notes for the years ended December 31, 2016 and 2015, and the unaudited 

interim consolidated financial statements of Boardwalk REIT and accompanying notes, both incorporated herein by reference .

The statements of comprehensive (loss) income and financial position information set forth in the following tables has been derived 
from the audited consolidated financial statements referred to above and the unaudited consolidated financial statements of the 

Trust for various quarterly interim periods .

Annual Comparative
Cdn$ Thousands, except per unit amount

Total rental revenue

(Loss) profit

Funds from operations

Profit per unit

 – Basic

 – Diluted

Funds from operations per unit

 – Basic

 – Diluted

Mortgages

Total assets

Number of apartment units

Rentable square feet (000’s)

Twelve Months Ended

Dec 31, 2016

Dec 31, 2015

$  438,846  

$  476,148

(57,440)

144,465

$  (1 .24)

$  (1 .24)

$  3 .12  

$  2 .84  

2,435,666

5,768,613

33,773

28,924

28,848

184,852

$  0 .61

$  (0 .40)

$  3 .90

$  3 .56

2,272,447

5,833,842

32,947

28,199

Quarterly Comparative
Cdn$ Thousands, except per unit amount

Dec 31,
2016

Sep 30,
2016

Jun 30,
2016

Mar 31,
2016

Dec 31,
2015

Sep 30,
2015

Jun 30,
2015

Mar 31,
2015

Three Months Ended

Total rental revenue

Profit (loss)

Funds from operations

Profit per unit

 – Basic

 – Diluted

Funds from operations per unit

 – Basic

 – Diluted

Additional Information

  $ 106,121   $ 108,951   $ 110,406   $ 113,368   $ 115,687   $ 119,679   $ 120,747   $ 120,035

(84,687)

(35,518)

29,601

37,186

6,568

38,554

56,197

39,124

114,448

(191,617)

44,225

47,588

34,593

48,857

71,424

44,181

  $  (1 .83)   $  (0 .77)   $  0 .14   $  1 .21   $  2 .43   $  (4 .00)   $  0 .73   $  1 .50

  $  (1 .89)   $  (1 .16)   $  0 .14   $  1 .21   $  1 .71   $  (4 .00)   $  0 .51   $  1 .19

  $  0 .64   $  0 .80   $  0 .83   $  0 .84   $  0 .94   $  1 .00   $  1 .03   $  0 .93

  $  0 .58   $  0 .73   $  0 .76   $  0 .77   $  0 .86   $  0 .92   $  0 .94   $  0 .85

Additional information relating to Boardwalk Equities Inc . and Boardwalk REIT, including the Annual Information Form of Boardwalk 

REIT, is available on SEDAR at www .sedar .com .

Respectfully,

Roberto A . Geremia 
President 

February 16, 2017

William Wong

Chief Financial Officer

A R   2 0 1 6     B O A R D W A L K   R E I T

    M A N A G E M E N T ’ S   D I S C U S S I O N   A N D   A N A L Y S I S       n 	 n 	 n         93

 
 
 
 
 
 
 
Management’s Report

To the Unitholders of Boardwalk Real Estate Investment Trust

The accompanying consolidated financial statements and all information in the Annual Report are the responsibility of management . 

The consolidated financial statements have been prepared by management in accordance with the accounting policies in the notes 

to the consolidated financial statements . In the opinion of management, the consolidated financial statements have been prepared 

within  acceptable  limits  of  materiality,  and  are  in  accordance  with  International  Financial  Reporting  Standards  appropriate  in  the 

circumstances . The financial information elsewhere in the Annual Report has been reviewed to ensure consistency with that in the 

consolidated financial statements .

Management maintains appropriate systems of internal control . Policies and procedures are designed to give reasonable assurance 

that  transactions  are  properly  authorized,  assets  are  safeguarded  and  financial  records  properly  maintained  to  provide  reliable 

information for the preparation of consolidated financial statements .

The consolidated financial statements have been further examined by the Board of Trustees and by its Audit and Risk Management 

Committee which meets regularly with the auditors and management to review the activities of each . The Audit and Risk Management 

Committee, which comprises of three independent Trustees, reports to the Board of Trustees .

Deloitte  LLP,  an  independent  firm  of  chartered  accountants,  has  been  engaged  to  audit  the  consolidated  financial  statements  in 
accordance with Canadian generally accepted auditing standards and provide an independent auditors’ opinion .

Sam Kolias 

Chief Executive Officer 

February 16, 2017

Roberto A . Geremia 

President 

William Wong

Chief Financial Officer 

94        n 	 n 	 n       C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

Independent Auditors’ Report

To the Unitholders of Boardwalk Real Estate Investment Trust

We have audited the accompanying consolidated financial statements of Boardwalk Real Estate Investment Trust, which comprise the 

consolidated statements of financial position as at December 31, 2016 and 2015, and the consolidated statements of comprehensive 

(loss) income, consolidated statements of changes in unitholders’ equity and consolidated statements of cash flows for the years then 

ended, and a summary of significant accounting policies and other explanatory information . 

Management's Responsibility for the consolidated financial statements

Management is responsible for the preparation and fair presentation of these consolidated financial statements in accordance with 

International  Financial  Reporting  Standards,  and  for  such  internal  control  as  management  determines  is  necessary  to  enable  the 
preparation of consolidated financial statements that are free from material misstatement, whether due to fraud or error .

Auditor's Responsibility

Our  responsibility  is  to  express  an  opinion  on  these  consolidated  financial  statements  based  on  our  audits .  We  conducted  our 
audits  in  accordance  with  Canadian  generally  accepted  auditing  standards .  Those  standards  require  that  we  comply  with  ethical 

requirements and plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements 

are free from material misstatement .

An  audit  involves  performing  procedures  to  obtain  audit  evidence  about  the  amounts  and  disclosures  in  the  consolidated 

financial statements . The procedures selected depend on the auditor's judgment, including the assessment of the risks of material 

misstatement of the consolidated financial statements, whether due to fraud or error . In making those risk assessments, the auditor 

considers internal control relevant to the entity's preparation and fair presentation of the consolidated financial statements in order 

to  design  audit  procedures  that  are  appropriate  in  the  circumstances,  but  not  for  the  purpose  of  expressing  an  opinion  on  the 
effectiveness of the entity's internal control . An audit also includes evaluating the appropriateness of accounting policies used and 
the reasonableness of accounting estimates made by management, as well as evaluating the overall presentation of the consolidated 

financial statements .

We  believe  that  the  audit  evidence  we  have  obtained  in  our  audits  is  sufficient  and  appropriate  to  provide  a  basis  for  our  audit 

opinion . 

Opinion

In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of Boardwalk Real 

Estate Investment Trust as at December 31, 2016 and 2015, and its financial performance and its cash flows for the years then ended 

in accordance with International Financial Reporting Standards . 

/s/ Deloitte LLP

Chartered Professional Accountants

February 16, 2017

Calgary, Alberta

A R   2 0 1 6     B O A R D W A L K   R E I T

    C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         95

Consolidated Statements of Financial Position

(CDN $ THOUSANDS)

As at

Assets

Non-current assets

Investment properties

Property, plant and equipment

Deferred tax assets

Current assets

Inventories

Prepaid assets

Trade and other receivables

Segregated tenants’ security deposits

Cash and cash equivalents

Total Assets

Liabilities

Non-current liabilities

Mortgages payable

LP Class B Units

Deferred unit-based compensation

Deferred tax liabilities

Deferred government grant

Current liabilities

Mortgages payable

Deferred unit-based compensation

Deferred government grant

Refundable tenants’ security deposits

Trade and other payables

Total Liabilities

Equity

Unitholders’ equity

Total Equity

Note

Dec 31, 2016

Dec 31, 2015

4

5

15

6

7

8

9

10

11

12

13

15

16

11

13

16

14

17

$  5,612,568  

$  5,540,299

24,147

164

5,636,879

7,277

9,148

5,502

10,705

99,102

131,734

29,320

191

5,569,810

4,026

5,965

5,230

11,795

237,016

264,032

$  5,768,613  

$  5,833,842

$  2,091,844  

$  1,973,307

217,709

3,219

4

6,019

212,339

3,715

17

6,397

2,318,795

2,195,775

343,822

2,762

378

13,275

68,262

428,499

2,747,294

3,021,319

3,021,319

299,140

2,218

378

14,241

111,352

427,329

2,623,104

3,210,738

3,210,738

Total Liabilities and Equity

$  5,768,613  

$  5,833,842

See accompanying notes to these consolidated financial statements

On behalf of the Trust:

Sam Kolias 
Trustee 

Gary Goodman
Trustee

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  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Comprehensive (Loss) Income

(CDN $ THOUSANDS)

Rental revenue

Ancillary rental income

Total rental revenue

Rental expenses

Operating expenses

Utilities

Property taxes

Net operating income

Financing costs

Administration

Depreciation and amortization

Profit before the undernoted

Loss on sale of assets

Fair value losses

(Loss) profit before income tax

Income tax expense

(Loss) profit for the year

Other comprehensive income

Total comprehensive (loss) income

See accompanying notes to these consolidated financial statements

Note

18

19

20

21

22

23

15

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$  432,140  

$ 

469,209

6,706

438,846

97,620

44,711

43,416

253,099

79,774

33,947

10,079

129,299

–

(186,681)

(57,382)

(58)

(57,440)

–

6,939

476,148

94,172

46,200

41,074

294,702

85,370

33,407

9,649

166,276

(6,855)

(130,361)

29,060

(212)

28,848

1,014

$ 

(57,440)

$ 

29,862

A R   2 0 1 6     B O A R D W A L K   R E I T

    C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         97

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Changes in Unitholders’ Equity

(CDN $ THOUSANDS) 

Trust Units

Cumulative
profit

Cumulative
distributions
to
Unitholders

Accumulated
other
comprehensive
income

Total
Unitholders’
equity

Retained
earnings

Balance, December 31, 2014

  $  195,951   $  4,154,039   $ 

(990,988)   $  3,163,051  

$ 

(1,014)   $  3,357,988

Units issued

Units purchased and cancelled

Profit for the year

Other comprehensive income

Total comprehensive income for the year

Distributions declared to Unitholders

3,560

(6,175)

–

–

–

–

–

(30,940)

28,848

–

28,848

–

–

–

–

–

–

(30,940)

28,848

–

28,848

–

–

1,014

1,014

3,560

(37,115)

28,848

1,014

29,862

–

(143,557)

(143,557)

–

(143,557)

Balance, December 31, 2015

  $  193,336   $  4,151,947   $  (1,134,545)   $  3,017,402  

$ 

–   $  3,210,738

Units issued

Units purchased and cancelled

Loss for the year

Total comprehensive loss for the year

Distributions declared to Unitholders

4,066

(5,659)

–

–

–

–

(26,987)

(57,440)

(57,440)

–

–

–

–

–

(26,987)

(57,440)

(57,440)

–

(103,399)

(103,399)

–

–

–

–

–

4,066

(32,646)

(57,440)

(57,440)

(103,399)

Balance, December 31, 2016

  $  191,743   $  4,067,520   $ (1,237,944)   $  2,829,576  

$ 

–   $  3,021,319

See accompanying notes to these consolidated financial statements

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  B O A R D W A L K   R E I T     A R   2 0 1 6

 
Consolidated Statements of Cash Flows

(CDN $ THOUSANDS) 

Operating activities

(Loss) profit for the year

Loss on sale of assets

Financing costs

Interest paid

Fair value losses

Income tax expense

Income tax paid

Government grant amortization

Depreciation and amortization

Net change in operating working capital

Investing activities

Purchase of investment properties

Improvements to investment properties

Development of investment properties

Additions to property, plant and equipment

Net cash proceeds from sale of investment properties

Net change in investing working capital

Financing activities

Distributions paid

Unit repurchase program

Proceeds from mortgage financings

Mortgage payments upon refinancing

Scheduled mortgage principal repayments

Mortgages discharged due to sale of investment properties

Deferred financing costs incurred

Bond forward settlement, net of amortization

Net change in financing working capital

Net (decrease) increase in cash

Cash and cash equivalents, beginning of year

Note

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$ 

(57,440)

$ 

28,848

22

20

23

15

16

21

32

4

4

4

5

32

32

17

17

32

–

79,774

(84,256)

186,681

58

(43)

(378)

10,079

134,475

(788)

133,687

(144,406)

(97,744)

(6,167)

(4,842)

–

5,297

(247,862)

(149,537)

(32,646)

281,348

(56,404)

(54,878)

–

(11,683)

–

61

(23,739)

(137,914)

237,016

6,855

85,370

(87,498)

130,361

212

(2)

(378)

9,649

173,417

(1,197)

172,220

(3,290)

(80,196)

(10,650)

(8,464)

130,170

(37)

27,533

(163,353)

(37,115)

200,564

(23,666)

(49,519)

(20,532)

(9,025)

41

304

(102,301)

97,452

139,564

Cash and cash equivalents, end of year

10

$ 

99,102  

$  237,016

See accompanying notes to these consolidated financial statements

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Notes to the Consolidated Financial Statements

For the Years Ended, December 31, 2016 and 2015

(Tabular amounts in Cdn $ thousands, except number of units and per unit amounts UNLESS OTHERWISE STATED)

N O T E   1:   O R G A N I Z AT I O N   O F   T H E   T R U S T

Boardwalk Real Estate Investment Trust (“Boardwalk REIT” or the “Trust” or the “Entity”) is an unincorporated, open-ended 

real estate investment trust created pursuant to the Declaration of Trust (“DOT”), dated January 9, 2004, and as amended 

and restated on various dates between May 3, 2004 and May 12, 2016, under the laws of the Province of Alberta . Boardwalk 

REIT was created to invest in multi-family residential investment properties or similar interests, initially through the acqui-

sition  of  the  assets  and  operations  of  Boardwalk  Equities  Inc .  (the  “Corporation”),  which  was  acquired  on  May  3,  2004 . 

Boardwalk REIT Trust Units are listed on the Toronto Stock Exchange under the symbol ‘BEI .UN’ . The registered office of the 

Trust and its head office operations are located at First West Place, Suite 200, 1501 1st Street SW, Calgary, Alberta, T2R 0W1 .

N O T E   2 :     S I G N I F I C A N T   A C C O U N T I N G   P O L I C I E S

(a)  Statement of compliance

These  consolidated  financial  statements  have  been  prepared  in  accordance  with  International  Financial  Reporting 

Standards (“IFRS”), as issued by the International Accounting Standards Board (“IASB”) .

(b)  Basis of presentation

The  Trust’s  consolidated  financial  statements  have  been  prepared  on  the  historical  cost  basis,  except  for  investment 

properties and certain financial instruments that are measured at fair value, as explained in the accounting policies below . 

Historical cost is generally based on the fair value of the consideration given in exchange for assets . These consolidated 

financial statements were prepared on a going concern basis and have been presented in Canadian dollars rounded to the 

nearest thousand . The accounting policies set out below have been applied consistently in all material respects . Standards 

and guidelines not effective for the current accounting period are described in NOTE 3 .

(c)  Basis of consolidation

These  consolidated  financial  statements  include  the  accounts  of  the  Trust  and  its  consolidated  subsidiaries  (see  NOTE 

30), which are the entities over which Boardwalk REIT has control . Control is achieved when the entity has power over the 

investee; is exposed, or has rights, to variable returns from its involvement with the investee; and has the ability to use its 

power to affect its returns . The Trust reassesses whether or not it controls an investee if facts, circumstances and events 

indicate that there are changes to one or more of the three elements of control listed above .

In accordance with IFRS 10 – Consolidated Financial Statements (“IFRS 10”), an entity can exercise control on a basis other 

than ownership of voting interests . When the Trust has less than a majority of the voting rights of an investee, it has power 

over the investee when the voting rights are sufficient to give it the practical ability to direct the relevant activities of the 

investee unilaterally . The Trust considers all relevant facts and circumstances in assessing whether or not the Trust’s voting 

rights in an investee are sufficient to give it power . These facts and circumstances can include: the size of the Trust’s holding 

of voting rights relative to the size and dispersion of holdings of the other vote holders; potential voting rights held by the 

Trust, other vote holders or other parties; rights arising from contractual arrangements; and any other additional facts or 

circumstances .

Currently, the Trust has control over all of the subsidiaries reported in the consolidated financial statements (either directly 

or indirectly) and non-controlling interests either do not exist or are immaterial for the Trust at this time . All intra-group 

transactions, balances, revenues and expenses eliminate on consolidation .

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(d) 

Investment properties

Investment properties consist of multi-family residential properties held to earn rental income and properties being con-

structed  or  developed  for  future  use  to  earn  rental  income,  and  include  interests  held  under  long-term  operating  land 

leases . Investment properties are  measured initially at cost  (which  is  equivalent to  fair value) . Cost includes all amounts 

relating  to  the  acquisition  (excluding  transaction  costs  related  to  a  business  combination  as  outlined  in  NOTE  2(g))  and 

improvement  of  the  properties .  All  costs  associated  with  upgrading  and  extending  the  economic  life  of  the  existing 

facilities, other than ordinary repairs and maintenance, are capitalized to investment property . Included in these costs are 

internal amounts that are directly attributable to a specific investment property, which are capitalized to the extent that 

they upgrade or extend the economic life of the asset .

Subsequent  to  initial  recognition,  investment  properties  are  recorded  at  fair  value,  in  accordance  with  International 

Accounting  Standard  (“IAS”)  40  -  Investment  Property  (“IAS  40”) .  Fair  value  is  determined  based  on  a  combination  of 

internal and external processes and valuation techniques . Gains or losses arising from differences between current period 

fair value and the sum of previously measured fair value and capitalized costs as described above are recorded in profit or 

loss in the period in which they arise .

Properties  owned  by  the  Trust  where  a  significant  portion  of  the  property  is  used  for  administrative  purposes  by  the 

Trust are considered “Property, Plant and Equipment” and, therefore, fall within the scope of IAS 16 – Property, Plant and 

Equipment (“IAS 16”) and are recorded in accordance with that standard . Where part of a building is used for administrative 

purposes by the Trust, but this portion is considered insignificant, this space is included as part of Investment Property 

under IAS 40 .

Investment properties are reclassified to “Assets Held for Sale” when the criteria set out in IFRS 5 - Non-Current Assets Held 

for Sale and Discontinued Operations (“IFRS 5”) are met (see NOTE 2(h)) .

An investment property is derecognized upon disposal or when the investment property is permanently withdrawn from 

use and no future economic benefits are expected from the disposal . Prior to its disposal, the carrying value of the invest-

ment property is adjusted to reflect its fair value as outlined in the purchase and sale agreement (as the purchase and sale 

agreement is the best evidence of fair value) . This adjustment shall be recorded as a fair value gain or loss . Any remaining 

gain or loss arising on derecognition of the property (calculated as the difference between the net disposal proceeds and 

the carrying amount of the asset) is included in profit or loss in the period in which the property is derecognized .

Excess land represents land owned by the Trust located contiguous to land included as investment property . The Trust has 

the  ability  to  develop  additional  multi-family  residential  buildings  on  this  land  or  sell  it  separately  from  the  Investment 

Property at a later date . Excess land is held for capital appreciation and, therefore, is treated as Investment Property and 

recorded in accordance with IAS 40 as outlined above . When determining the fair value of a project with excess land, the 

capitalization rate used in determining the value is adjusted accordingly .

(e)  Properties under development

Properties  under  development  include  new  development  on  excess  land  density  or  acquired  land,  re-development  or 

re-positioning of buildings the Trust currently owns that require substantial renovations and incomplete Apartment Units 

acquired from third parties that will take 12 months or longer to complete . The cost of land, if applicable, and buildings 

under development or re-development (consisting of development sites, density or intensification rights and related infra-

structure) are specifically identifiable costs incurred in the period before construction is complete . Capitalized costs include 

pre-construction  costs  essential  to  the  development  or  re-development  of  the  property,  construction  costs,  borrowing 

costs directly attributable to the development, real estate taxes and other costs incurred during the period of development 

or re-development . Additions to investment properties consist of costs of a capital nature and, in the case of properties 

under development and/or redevelopment, capitalized interest . Directly attributable borrowing costs are also capitalized 

on land or properties acquired specifically for development or redevelopment when activities necessary to prepare the 

asset for development or redevelopment are in progress in accordance with IAS 23 – Borrowing Costs (“IAS 23”) . Where bor-

rowings are associated with specific developments, the amount capitalized is the total cost incurred on those borrowings .

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The capitalization of borrowing costs commences when the activities necessary to prepare an asset for development or 

redevelopment begins, and continues until the date that substantially all of the construction is complete and all necessary 

occupancy and related permits have been received, whether or not the space is leased . If the Trust is required, as a con-

dition of a lease, to construct tenant improvements that enhance the value of the property, then capitalization of costs 

continues until such improvements are completed . Capitalization ceases if there is a prolonged period where development 

activity is interrupted .

Properties  under  active  development  are  generally  valued  at  market  land  values,  if  applicable,  plus  costs  invested  to 

date . Where significant leasing and construction is in place and the future income stream is reasonably determinable, the 

valuation  methodology  used  is  similar  to  that  of  revenue-producing  properties,  less  estimates  of  future  capital  outlays, 

construction and development costs, to determine a net “as-is” market value . Development risks such as planning, zoning, 

licenses, and building permits are considered in the valuation process . Properties not under active development, such as 

land parcels held for future development, are valued based on comparable sales of land . Significant increases (decreases) 

in construction costs, cost escalation rates and estimated time to complete construction in isolation would result in a sig-

nificantly lower (higher) fair value for properties under development .

(f)  Property, plant and equipment

Tangible assets that are held for use in the production or supply of goods and services, or for administrative purposes, and 

are expected to be used during more than one period, except when another accounting standard requires or permits a 

different accounting treatment, are recorded in accordance with IAS 16 using the cost model . IAS 16, therefore, excludes 

tangible assets that are accounted for in accordance with IAS 40 (see NOTE 2(d) above) and IFRS 5 (see NOTE 2(h) below) .

In  accordance  with  IAS  16,  the  cost  model,  after  initial  recognition  of  the  property,  plant  and  equipment,  requires  the 

tangible asset to be carried at its cost less accumulated depreciation and any accumulated impairment losses (see NOTE 

2(i)) . Depreciation is recognized in a manner that reflects the pattern in which the future economic benefits of the tangible 

asset are expected to be consumed and realized by the Trust . The amount of depreciation will be charged systematically 

to the consolidated statement of comprehensive (loss) income and is the cost less residual value of the asset over its useful 

economic life . IAS 16 also requires that the cost and useful economic life of each significant component of a tangible asset 

be determined based on the circumstances of each tangible asset . The method of depreciation, residual values and esti-

mates of the useful economic life of a tangible asset, or other property, plant and equipment, are reviewed at each financial 

year-end and any changes are accounted for as a change in accounting estimate in accordance with IAS 8 – Accounting 

Policies, Changes in Accounting Estimates and Errors (“IAS 8”) .

Property, Plant and Equipment (“PP&E”) is valued using the cost model under IAS 16 . PP&E is categorized into the following 

classes and their respective useful economic life is used to calculate the amount of depreciation or amortization for each 

period . Categories of PP&E with the same or similar useful lives are included in the same class .

PP&E Class

PP&E Category (NOTE 5)

Administrative building

Administrative building

Site equipment

Automobiles

Site equipment and other assets

Site equipment and other assets

Warehouse assets

Site equipment and other assets

Corporate assets

Site equipment and other assets

Computer hardware

Corporate technology assets

Computer software*

Corporate technology assets

Useful Life/
Depreciation Rate

Depreciation method used

40 years

15%

20%

10% to 20%

10% to 20%

35%

35%

Straight-line

Declining balance

Declining balance

Declining balance

Declining balance

Declining balance

Declining balance

*  In  addition  to  the  purchase  of  software  from  external  sources,  the  Trust  capitalizes  certain  programmers’  salaries  related  to  internally 
developed software applications used in the normal course of operations of Boardwalk REIT . The programmers’ work is directly attributable 
to software development .

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(g)  Business combinations

In accordance with IFRS 3 – Business Combinations (“IFRS 3”), the acquisition of an asset or group of assets is recorded as 

a business combination if the assets acquired and the liabilities assumed constitute a business . A business is defined as 

an integrated set of activities and assets that is capable of being conducted and managed for the purpose of providing a 

return in the form of dividends, lower costs or other economic benefit . Building and other asset acquisitions, which meet 

the above definition of a business, are recorded as business combinations and the acquisition method of accounting for 

these transactions is applied . Building and other asset acquisitions, which do not meet the above definition of a business, 

are recorded as an asset addition .

The acquisition method requires that an acquirer be identified, a specific acquisition date be determined (which is typically 

the date on which control changes), all identifiable assets and liabilities assumed, as well as any non-controlling interest in 

the acquiree, be recognized and measured, and any goodwill or gains from a bargain purchase price are recognized and 

measured at fair value, including contingent liabilities when these contingent considerations are part of the consideration 

being transferred . All acquisition costs associated with a transaction identified as a business combination are expensed as 

incurred .

Goodwill is measured as the excess of the sum of the consideration transferred, the amount of any non-controlling interest 

in the acquiree, and the fair value of the acquirer’s previously held equity interest in the acquiree (if any) over the net of the 

acquisition-date amounts of the identifiable assets acquired and the liabilities assumed . If, after the assessment, the net of 

the acquisition-date amounts of the identifiable assets acquired and liabilities assumed exceeds the sum of the consider-

ation transferred, the amount of any non-controlling interests in the acquiree and the fair value of the acquirer’s previously 

held interest in the acquiree (if any), the excess is recognized immediately in profit as a bargain purchase gain .

Non-controlling  interests  that  are  present  ownership  interests  and  entitle  their  holders  to  a  proportionate  share  of  the 

entity’s net assets in the event of liquidation may be initially measured either at fair value or at the non-controlling interests’ 

proportionate share of the recognized amounts of the acquiree’s identifiable net assets . The choice of measurement basis 

is made on a transaction-by-transaction basis . Other types of non-controlling interests are measured at fair value or, when 

applicable, on the basis specified in another IFRS .

When the consideration transferred by the Trust in a business combination includes assets or liabilities resulting from a con-

tingent consideration arrangement, the contingent consideration is measured at its acquisition date fair value and included 

as part of the consideration transferred in a business combination . Changes in the fair value of the contingent consideration 

that  qualify  as  measurement  period  adjustments  are  adjusted  retrospectively,  with  corresponding  adjustments  against 

goodwill . Measurement period adjustments are adjustments that arise from additional information obtained during the 

“measurement period” (which cannot exceed one year from the acquisition date and is shorter than one year if all informa-

tion is received) about facts and circumstances that existed at the acquisition date .

The subsequent accounting for changes in the fair value of the contingent consideration that do not qualify as measure-

ment  period  adjustments  depends  on  how  the  contingent  consideration  is  classified .  Contingent  consideration  that  is 

classified as equity is not remeasured at subsequent reporting dates and its subsequent settlement is accounted for within 

equity . Contingent consideration that is classified as an asset or a liability is remeasured at subsequent reporting dates in 

accordance with IAS 39 – Financial Instruments: Recognition and Measurement, or IAS 37 - Provisions, Contingent Liabilities 

and Contingent Assets, as appropriate, with the corresponding gain or loss being recognized in profit or loss in the consol-

idated statement of comprehensive (loss) income .

When a business combination is achieved in stages, the Trust’s previously held equity interest in the acquiree is remeasured 

to fair value at the acquisition date (i .e . the date when the Trust obtains control) and the resulting gain or loss, if any, is rec-

ognized in profit or loss in the consolidated statement of comprehensive (loss) income . Amounts arising from interests in 

the acquiree prior to the acquisition date that have previously been recognized in other comprehensive (loss) income are 

reclassified to profit or loss where such treatment would be appropriate if that interest was disposed of .

If the initial accounting for a business combination is incomplete by the end of the reporting period in which the combina-

tion occurs, the Trust reports provisional amounts for the items for which the accounting is incomplete . These provisional 

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amounts  are  adjusted  during  the  measurement  period  (see  above),  or  additional  assets  or  liabilities  are  recognized,  to 

reflect new information obtained about facts and circumstances that existed at the acquisition date that, if known, would 

have affected the amounts recognized at that date .

(h)  Assets held for sale and discontinued operations

(i) 

Assets (or disposal groups) held for sale

Non-current assets and groups of assets and liabilities, which comprise disposal groups, are categorized as assets (or 

disposal groups) held for sale where the asset (or disposal group) is available for sale in its present condition, and the 

sale is highly probable . For this purpose, a sale is highly probable: (a) if management is committed to a plan to achieve 

the sale, (b) there is an active program to find a buyer, (c) the non-current asset (or disposal group) is being actively 

marketed at a reasonable price, (d) the sale is anticipated to be completed within one year from the date of classifica-

tion, and (e) it is unlikely there will be changes to the plan . Where an asset (or disposal group) is acquired with a view 

to resale, it is classified as a non-current asset (or disposal group) held for sale if the disposal is expected to take place 

within one year of the acquisition and it is highly likely that the other conditions referred to above will be met within 

a short period following the acquisition . Retrospective application is not required; therefore, comparative figures will 

not be adjusted to reflect non-current assets held for sale . The gains or losses arising on a sale of assets (or disposal 

groups) that does not meet the definition of discontinued operations will be recognized as part of continuing opera-

tions, while the gains or losses arising on a sale of assets (or disposal groups) that meets the definition of discontinued 

operations will be reported as part of discontinued operations in the consolidated statement of comprehensive (loss) 

income .

(ii)  Discontinued operations

An asset or group of assets will be classified as a discontinued operation when it is a component of an entity that has 

either been disposed of or is classified as held for sale and represents a separate major line of business, it is part of a 

single coordinated plan to dispose of a separate major line of business or geographical area of operations, or it is a 

subsidiary acquired exclusively with a view to resell . Profits and gains or losses related to the disposal of discontinued 

operations are measured based on fair value less cost to sell or on the disposal of the assets (or disposal groups) and 

are presented in the consolidated financial statements on an after tax basis in accordance with IFRS 5 . In addition, ret-

rospective application is required; therefore, comparative figures will be changed to reflect discontinued operations . 

As an individual building or a group of buildings in a non-core municipal region does not constitute a major line of 

business, these sales are not treated as discontinued operations .

(i) 

Impairment of assets

At  the  end  of  each  reporting  period,  assets,  other  than  those  identified  in  the  standard  as  not  being  applicable  to  IAS 

36 – Impairment of Assets (“IAS 36”), such as investment properties recorded at fair value, are assessed for any indication 

of impairment . Should the indication of impairment exist, the recoverable amount (see below) of the asset is estimated in 

order to determine the extent of the impairment loss (if any) . Where it is not possible to estimate the recoverable amount 

of an individual asset, the Trust estimates the recoverable amount of the cash-generating unit to which the asset belongs . 

Where a reasonable and consistent basis of allocation can be identified, corporate assets are also allocated to individual 

cash-generating units, or otherwise they are allocated to the smallest group of cash-generating units for which a reason-

able and consistent allocation basis can be identified .

Recoverable amount is defined as the higher of an asset’s “fair value less cost to sell” and its “value-in-use” . In assessing val-

ue-in-use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects 

current market assessments of the time value of money and the risks specific to the asset for which the estimate of future 

cash flows have not been adjusted .

Where the carrying amount of an asset exceeds the recoverable amount determined, an impairment loss is recognized in 

the consolidated statement of comprehensive (loss) income . After the recognition of an impairment loss, the depreciation 

charge  related  to  that  asset  is  also  revised  for  the  adjusted  carrying  amount  on  a  systematic  basis  over  the  remaining 

useful life of the asset . Should this impairment loss be determined to have reversed in a future period (with the exception 

of goodwill), a reversal of the impairment loss is recorded in profit or loss . However, the reversal of an impairment loss will 

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not increase the carrying amount that would have been determined (net of amortization) had no impairment loss been 

recognized .

(j) 

Inventories

Inventories  are  measured  at  the  lower  of  cost  and  net  realizable  value .  The  costs  of  inventories  comprise  the  purchase 

price, import duties and other taxes (other than those subsequently recoverable by the entity from the taxing authorities), 

and third-party transport, handling and other costs directly attributable to the acquisition of goods and materials, less any 

trade discounts, rebates and other similar items, using the first-in, first-out method of cost assignment . Net realizable value 

represents the estimated selling price for inventories less all estimated costs necessary to make the sale .

(k)  Taxation

For fiscal 2015 and 2016, Boardwalk REIT qualified as a “mutual fund trust” as defined under the Income Tax Act (Canada) 

(the “Tax Act”) and as a Real Estate Investment Trust (“REIT”) eligible for the ‘REIT Exemption’ in accordance with the rules 

affecting the tax treatment of publicly traded trusts . Accordingly, the Trust is not taxable on its income provided that all of 

its taxable income is distributed to its Unitholders . This exemption, however, does not extend to the corporate subsidiar-

ies of Boardwalk REIT that are subject to income tax (NOTE 30 summarizes the Trust’s subsidiaries, including its corporate 

subsidiaries) .

Current tax

The tax currently payable, if any, is based on taxable profit for the year for certain corporate subsidiaries of the Trust . 

Taxable profit differs from profit as reported in the consolidated statement of comprehensive (loss) income because 

of items of income or expense that are taxable or deductible in other years and items that are never taxable or deduct-

ible . The Trust’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted 

by the end of the reporting period .

Deferred tax

Deferred  tax  is  recognized  on  temporary  differences  between  the  carrying  amounts  of  assets  and  liabilities  in  the 

consolidated financial statements and the corresponding tax bases used in the computation of taxable profit .

Deferred  income  tax  liabilities  are  generally  recognized  for  all  taxable  temporary  differences .  Deferred  income  tax 

assets are recognized for all deductible temporary differences, carry forward of unused tax credits and unused tax 

losses, to the extent that it is probable that deductions, tax credits and tax losses can be utilized . The carrying amounts 

of deferred income tax assets are reviewed at each reporting date and reduced to the extent it is no longer probable 

that the income tax assets will be recovered . Deferred income tax assets and liabilities are measured at the tax rates 

that are expected to apply in the year when the asset is realized or the liability settled, based on tax rates and laws 

that have been enacted or substantively enacted at the reporting date . In addition, deferred income tax assets and 

liabilities  are  measured  using  the  rate  that  is  consistent  with  the  expected  manner  of  recovery  (i .e .  using  the  asset 

versus selling the asset) . Where applicable, current and deferred income taxes relating to items recognized directly in 

equity or comprehensive income are also recognized directly in equity or comprehensive income, respectively .

(l)  Provisions

In accordance with IAS 37 – Provisions, Contingent Liabilities and Contingent Assets (“IAS 37”), a provision is a liability of 

uncertain timing or amount . Provisions are recognized when the entity has a present legal or constructive obligation as a 

result of past events and when it is probable that an outflow of resources will be required to settle the obligation and the 

amount can be reliably estimated . Provisions are not recognized for future operating losses . Provisions are measured at 

the present value of the expenditures expected to be required to settle the obligation using a discounted rate that reflects 

current market assessment of the time value of money and the risks and uncertainties specific to the obligation . Provisions 

are re-measured at each reporting date using the current discount rate . The increase in the provision due to the passage 

of time is recognized as a financing cost .

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(m)  Unit-based payments

Equity-settled unit-based payments to employees and Trustees are measured at the fair value of the deferred unit at the 

grant  date  and  expensed  over  the  vesting  period  based  on  the  Trust’s  estimate  of  the  deferred  units  that  will  actually 

vest . At the end of each reporting period, the Trust revises its estimate of the number of equity instruments expected to 

vest . The impact of the revision of the original estimates, if any, is recognized in profit or loss prospectively such that the 

cumulative expense reflects the revised estimate . In accordance with IAS 32 – Financial Instruments: Presentation (“IAS 32”), 

the deferred units are presented as a liability on the consolidated statement of financial position as the Trust is obliged 

to provide the holder with REIT Units once the deferred units vest . Under IAS 39 – Financial Instruments: Recognition and 

Measurement  (“IAS  39”),  the  deferred  units  are  classified  as  ‘fair  value  through  profit  or  loss’  and  are  measured  at  each 

reporting period at fair value with changes in fair value recognized in the consolidated statement of comprehensive (loss) 

income . Fair value of the deferred units is calculated based on the observable market price of Boardwalk REIT’s Trust Units .

(n)  Government assistance and grants

The  Trust  receives  government  assistance  in  order  to  complement  and  partially  assist  the  Trust’s  initiatives  in  providing 

affordable  housing  to  low  income-earning  individuals .  Government  grants  are  not  recognized  until  there  is  reasonable 

assurance that the Trust will comply with the conditions attached to them and that the grants will be received . In accor-

dance with IAS 20 – Accounting for Government Grants and Disclosure of Government Assistance, grant proceeds will be 

recognized in profit or loss on a systematic basis over the periods in which the Trust recognizes revenue or incurs expenses .

(o)  Revenue recognition

(i) 

Rental revenue

The Trust has retained substantially all of the risks and benefits of ownership of its investment properties, and, there-

fore, accounts for leases with its tenants as operating leases . Revenue recognition under a lease commences when 

the tenant has a right to use the leased asset . Generally, this occurs on lease inception date when the tenant occupies 

their leased space . Rental revenue is recognized systematically over the term of the lease, which is generally not more 

than twelve months . Any suite specific incentives offered or initial direct costs incurred in negotiating and arranging 

an operating lease are also amortized over the term of the operating lease . Rental revenue is recorded based on the 

amount received or to be received in accordance with the operating lease .

(ii)  Building sales

The gain or loss from the sale of an investment property is recognized when title passes to the purchaser (control is 

transferred) upon closing at which time all or substantially all of the funds are receivable, or have been received, and 

the conditions of the sale have been completed .

(iii) 

Interest income

Interest income from a financial asset is recognized when it is probable that the economic benefits will flow to the 

Trust and the amount of income can be measured reliably . Interest income is accrued on a time basis when earned, 

by reference to the principal outstanding and at the effective interest rate applicable . Interest income is included in 

financing costs in the consolidated statement of comprehensive (loss) income .

(iv)  Ancillary rental income

Ancillary rental income comprises revenue from coin laundry machines located on the Trust’s existing building sites, 

and income received from telephone and cable providers and is recorded when earned .

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(p)  Financial instruments and derivatives

Financial  instruments  and  derivatives  are  accounted  for,  presented,  and  disclosed  in  accordance  with  IFRS  7  –  Financial 

Instruments: Disclosures (“IFRS 7”), IAS 32 and IAS 39 . Financial assets and financial liabilities are initially measured at fair 

value . Transaction costs that are directly attributable to the acquisition or issue of financial assets and financial liabilities 

(other than financial assets and financial liabilities at fair value through profit or loss) are added to or deducted from the 

fair  value  of  the  financial  assets  or  financial  liabilities,  as  appropriate,  on  initial  recognition .  Transaction  costs  directly 

attributable to the acquisition of financial assets or financial liabilities at fair value through profit or loss are recognized 

immediately in profit or loss .

Financial assets

Financial assets are classified into the following specified categories: financial assets at ‘fair value through profit or 

loss’ (“FVTPL”), ‘held-to-maturity’ investments, ‘available-for-sale’ financial assets, and ‘loans and receivables’ . The clas-

sification depends on the nature and purpose of the financial asset and is determined at the time of initial recognition . 

Financial assets are classified as at FVTPL when the financial asset either is held for trading or is designated as at FVTPL . 

Financial assets categories are defined and measured as follows:

Classification

Definition

Measurement

FVTPL

Classified as FVTPL when the financial asset is either held for trading 
or it is designated as at FVTPL as discussed below:

Classified as held for trading if: it has been acquired principally for 
the purpose of selling it in the near term; or, on initial recognition, 
it is part of a portfolio of identified financial instruments that the 
Trust manages together, and has a recent actual pattern of short-
term profit taking; or, it is a derivative that is not designated and 
effective as a hedging instrument .

Classified as FVTPL upon initial recognition if: such designation 
eliminates or significantly reduces a measurement or recognition 
inconsistency that would otherwise arise; or the financial asset 
forms part of a group which is managed and its performance 
is evaluated on a fair value basis; or it forms part of a contract 
containing one or more embedded derivatives .

Held-to-maturity 
investments

Non-derivative financial assets with fixed or determinable 
payments and fixed maturity dates that the Trust has the positive 
intent and ability to hold to maturity .

Stated at fair value, with 
gains or losses arising on 
measurement recognized 
in profit or loss .

Stated at fair value, with 
gains or losses arising on 
measurement recognized 
in profit or loss .

Measured at amortized 
cost using the effective 
interest method less any 
impairment . (1) (2)

Available-for-sale

Non-derivative financial assets that either are designated as 
available-for-sale or are not classified as (a) loans and receivables, 
(b) held-to-maturity investments or (c) financial assets at FVTPL .

Measured at fair 
value through other 
comprehensive income .

Loans and 
receivables

Non-derivative financial assets with fixed or determinable 
payments that are not quoted in an active market .

Measured at amortized 
cost using the effective 
interest method less any 
impairment . (1) (2)

(1) 

 The effective interest method is a method of calculating the amortized cost of a debt instrument and of allocating interest income 
over the relevant period . The effective interest rate is the rate that exactly discounts estimated future cash receipts through the 
expected life of the debt instrument or where appropriate, a shorter period, to the net carrying amount on initial recognition .

(2) 

 Financial assets, other than those at FVTPL, are assessed for indicators of impairment at the end of each reporting period . Generally, 
the carrying amount of the financial asset is reduced by the impairment loss .

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Boardwalk REIT’s financial assets are as follows:

Financial asset

Classification

Trade and other receivables

Loans and receivables

Segregated tenants’ security deposits

Loans and receivables

Cash and cash equivalents

Loans and receivables

Measurement

Amortized cost

Amortized cost

Amortized cost

The Trust derecognizes a financial asset only when the contractual rights to the cash flows from the asset expire, or 

when it transfers the financial asset and substantially all the risks and rewards of ownership of the asset to another 

entity .

Financial liabilities and equity

Debt and equity instruments issued are classified either as financial liabilities or as equity in accordance with the sub-

stance of the contractual arrangements and the definitions of a financial liability and an equity instrument . An equity 

instrument is any contract that evidences a residual interest in the assets of an entity after deducting all of its liabilities . 

Equity instruments issued by the Trust are recognized at the proceeds received, net of direct issue costs . Repurchase of 

Boardwalk REIT’s own equity instruments is recognized and deducted directly in equity . No gain or loss is recognized 

in profit or loss on the purchase, sale, issue or cancellation of the Trust’s own equity instruments . Distributions paid 

on the Trust’s equity instruments subsequent to, declared prior to, and with a record date at or prior to, the reporting 

date, are recorded as a liability .

Financial liabilities are classified as either financial liabilities ‘at FVTPL’ or ‘other financial liabilities’ . Financial liabilities 

categories are defined and measured as follows:

Classification

Definition

Measurement

FVTPL

Classified as FVTPL when the financial liability is either held for 
trading or it is designated as at FVTPL as discussed below:

Classified as held for trading if: it has been acquired principally 
for the purpose of repurchasing it in the near term; or, on 
initial recognition, it is part of a portfolio of identified financial 
instruments that the Trust manages together and has a recent 
actual pattern of short-term profit taking; or, it is a derivative that is 
not designated and effective as a hedging instrument .

Stated at fair value, with 
gains or losses arising on 
measurement recognized 
in profit or loss .

Classified as FVTPL upon initial recognition if: such designation 
eliminates or significantly reduces a measurement or recognition 
inconsistency that would otherwise arise; or the financial liability 
forms part of a group which is managed and its performance 
is evaluated on a fair value basis; or it forms part of a contract 
containing one or more embedded derivatives .

Other financial 
liabilities

All other liabilities .

Stated at fair value, with 
gains or losses arising on 
measurement recognized 
in profit or loss .

Measured at amortized 
cost using the effective 
interest method . (1)

(1) 

 The effective interest method is a method of calculating the amortized cost of a financial liability and of allocating interest expense 
over the relevant period . The effective interest rate is the rate that exactly discounts estimated future cash payments through the 
expected life of the financial liability or where appropriate, a shorter period, to the net carrying amount on initial recognition .

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Boardwalk REIT’s financial liabilities are as follows:

Financial liability

Classification

Measurement

Mortgages payable

Other financial liabilities

Amortized cost

LP Class B Units

Deferred unit-based compensation

FVTPL

FVTPL

Fair value

Fair value

Refundable tenants’ security deposits

Other financial liabilities

Amortized cost

Trade and other payables

Other financial liabilities

Amortized cost

The Trust derecognizes a financial liability when, and only when, the Trust’s obligations are discharged, cancelled or 

they expire . The difference between the carrying amount of the financial liability derecognized and the consideration 

paid and payable is recognized in profit or loss .

Derivatives

The  Trust  may  enter  into  a  variety  of  derivative  financial  instruments  to  manage  its  exposure  to  interest  rate  risks, 

including  interest  rate  swaps  and  bond  forward  contracts .  Further  details  of  derivative  financial  instruments  are 

disclosed in NOTE 27 . Derivatives are initially recognized at fair value at the date the derivative contracts are entered 

into and are subsequently measured at their fair value at the end of each reporting period . The resulting gain or loss is 

recognized in profit or loss immediately unless the derivative is designated and effective as a hedging instrument, in 

which case the timing of the recognition in profit or loss depends on the nature of the hedge relationship . Derivatives 

embedded in host contracts are treated as separate derivatives when their risks and characteristics are not closely 

related to the host contracts and the host contracts are not measured at FVTPL . For the years ended December 31, 

2016 and 2015, the Trust had no embedded derivatives requiring separate recognition .

(q)  Hedge accounting

The Trust applies hedge accounting to derivative financial instruments in cash flow hedging relationships . At the inception 

of the hedging relationship, the Trust documents the relationship between the hedging instrument and the hedged item, 

along with its risk management objectives and its strategy for undertaking various hedge transactions . Furthermore, at 

inception of the hedge and on an ongoing basis, the Trust documents whether the hedging instrument is highly effective 

in offsetting changes in cash flows of the hedged item attributable to the hedged risk .

In cash flow hedging relationships, the effective portion of the change in the fair value of the hedging derivative is rec-

ognized in the consolidated statement of comprehensive (loss) income as other comprehensive income (“OCI”) while the 

ineffective portion is recognized immediately in profit or loss . Hedging gains and losses previously recognized in OCI and 

accumulated in equity are reclassified to profit or loss in the periods when the hedged item is recognized in profit or loss, 

in the same line of the consolidated statement of comprehensive (loss) income as the recognized hedged item .

Hedge accounting is discontinued when the Trust revokes the hedging relationship, when the hedging instrument expires 

or is sold, terminated, or exercised, or when it no longer qualifies for hedge accounting . Any gain or loss recognized in OCI 

and accumulated in equity at that time remains in equity and is recognized when the forecast transaction is ultimately rec-

ognized in profit or loss . When a forecast transaction is no longer expected to occur, the gain or loss accumulated in equity 

is recognized immediately in profit or loss .

(r)  Cash and cash equivalents

Cash is comprised of bank balances, interest-earning bank accounts and term deposits with maturities of 90 days or less .

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(s)  Critical judgment in applying accounting policies

The  following  are  the  critical  judgments,  apart  from  those  involving  estimations  (see  NOTE  2(t)  below),  that  have  been 

made in applying the Trust’s accounting policies and that have the most significant effect on the reported amounts in the 

consolidated financial statements:

(i) 

Income taxes

The Trust applies judgment in determining the tax rates applicable to its corporate subsidiaries and identifying the 

temporary differences in each of such legal subsidiaries in respect of which deferred income taxes are recognized . 

Deferred taxes related to temporary differences arising from its corporate subsidiaries are measured based on the tax 

rates that are expected to apply in the year when the asset is realized or the liability is settled . Temporary differences 

are differences that are expected to reverse in the future and arise from differences between accounting and tax asset 

values .

(ii) 

Leases

The  Trust’s  revenue  recognition  policy  related  to  leases  is  described  in  NOTE  2(o)(i) .  The  Trust  makes  judgments  in 

determining whether certain leases, in particular tenant leases, as well as leased warehouse space and long-term land 

leases, which are considered leases under IFRS, where the Trust is the lessor, are operating or finance leases . The Trust 

has determined that all of its leases are operating leases .

(iii) 

Investment property and internal capital program

The  Trust’s  accounting  policy  relating  to  investment  property  is  described  in  NOTE  2(d)  above .  In  applying  this 

policy, judgment is applied in determining the extent and frequency of utilizing independent, third-party appraisals 

to  measure  the  fair  value  of  the  Trust’s  investment  property .  Additionally,  judgment  is  applied  in  determining  the 

appropriate classes of investment properties in order to measure fair value . The Trust also undertakes internal capital 

improvements  and  upgrades .  Such  work  is  specifically  identified,  and  the  Trust  applies  judgment  in  the  estimated 

amount of directly attributable on-site wages to be allocated to capital improvements and upgrades of its real estate 

assets .

(iv)  Financial instruments

The  Trust’s  accounting  policies  relating  to  financial  instruments  are  described  in  NOTE  2(p) .  Critical  judgments 

inherent  in  these  policies  related  to  applying  the  criteria  set  out  in  IAS  39  to  designate  financial  instruments  into 

categories (i .e . FVTPL, etc .), assess the effectiveness of hedging relationships (for the Trust’s cash flow hedges) and 

determine  the  identification  of  embedded  derivatives,  if  any,  in  certain  hybrid  instruments  that  are  subject  to  fair 

value measurement .

(v)  Basis of consolidation

The  consolidated  financial  statements  of  the  Trust  include  the  accounts  of  Boardwalk  REIT  and  its  wholly  owned 

subsidiaries, as well as entities over which the Trust exercises control on a basis other than ownership of voting interest 

within the scope of IFRS 10 . Judgment is applied in determining if an entity meets the criteria of control as defined in 

the accounting standard .

(vi)  Deferred unit-based compensation

The  Trust  applies  judgment  in  determining  the  best  available  estimate  of  the  number  of  deferred  units  that  are 

expected to vest at each reporting period .

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(t)  Key accounting estimates and assumptions

The following are the key assumptions concerning the future, and other key sources of estimation uncertainty at the end 

of the reporting period, that have a significant risk of causing a material adjustment to the carrying amounts of assets and 

liabilities within the next financial year . Actual results could differ from estimates .

(i) 

Investment properties

The choice of valuation method for fair valuing and the critical estimates and assumptions underlying the fair value 

determination of investment properties are set out in NOTE 4 . Significant estimates used in determining the fair value 

of the Trust’s investment properties includes capitalization rates and net operating income (which is influenced by 

inflation rates, vacancy rates and standard costs) used in the overall capitalization rate valuation method as well as 

discount rates and forecasted cash flows used in the discounted cash flow valuation method . A change to any one 

of these inputs could significantly alter the fair value of an investment property . Please refer to NOTE 4 for sensitivity 

analysis .

(ii)  Property, plant and equipment

The useful economic life of property, plant and equipment for the purposes of calculating depreciation and amorti-

zation, as disclosed in NOTE 5 and forecast of economic factors to determine recoverable amounts for the purpose 

of determining any impairment of assets, are based on data and information from various sources including industry 

practice and entity specific history .

(iii) 

Internal Capital Program

The  Trust’s  internal  capital  program  is  based  on  internal  allocations,  including  parts,  supplies  and  on-site  wages 

identified as part of a specific upgrade or capital improvement .

(iv)  Utility accrual

Amount of utility accrual for charges related to the current or prior year is based on estimates of usage and price for 

the time period in which invoices have not been received from the utility providers .

(v)  Deferred unit-based compensation plan

The compensation costs relating to the deferred unit plan are based on estimates of how many deferred units will 

actually vest and be exercised .

(vi)  Deferred taxes

The amount of the temporary differences between the accounting carrying value of the Trust’s assets and liabilities 

held in various corporate subsidiaries versus the tax bases of those assets and liabilities and the tax rates at which the 

differences will be realized are outlined in NOTE 15 .

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N O T E   3 :     A P P L I C AT I O N   O F   N E W   A N D   R E V I S E D   I F R S S   A N D   F U T U R E   A C C O U N T I N G   P O L I C I E S

(a)  Application of new and revised IFRSs

In the current year, the Trust has applied a number of new and revised IFRSs issued by the IASB, and incorporated in the 

Chartered Professional Accountants of Canada Handbook . The following highlights these changes and the effect, if any, on 

the Trust’s consolidated financial statements .

Standard

Details of amendment

Impact

The amendments to IFRS 11 provide guidance on how to account 
for the acquisition of an interest in a joint operation in which the 
activities constitute a business as defined in IFRS 3 – Business 
Combinations . Specifically, the amendments state that the relevant 
principles on accounting for business combinations in IFRS 3 and 
other standards should be applied .

The previously announced 
transaction between Boardwalk 
and RioCan REIT is expected to 
close mid-2017 and the impact of 
these amendments (see NOTE 4) 
will be assessed at that time .

IFRS 11 – Joint 
Arrangements 
(“IFRS 11”)

IAS 1 – 
Presentation 
of Financial 
Statements

2012-2014 Cycle

IFRS 5 – Non-
current Assets 
Held for Sale and 
Discontinued 
Operations

These amendments were labelled the “Disclosure Initiative” . The 
amendments clarify that an entity need not provide a specific 
disclosure required by an IFRS if the information resulting from 
that disclosure is not material, and give guidance on the basis 
of aggregating and disaggregating information for disclosure 
purposes . However, the amendments reiterate that an entity should 
consider providing additional disclosures when compliance with 
the specific requirements in IFRS is insufficient to enable users 
of financial statements to understand the impact of particular 
transactions, events and conditions on the entity’s financial 
position and financial performance .

In addition, the amendments clarify that an entity’s share of the 
other comprehensive income of associates and joint ventures 
accounted for using the equity method should be presented 
separately from those arising from the Group, and should be 
separated into the share of items that, in accordance with other 
IFRSs; (i) will not be reclassified subsequently to profit or loss; and 
(ii) will be reclassified subsequently to profit or loss when specific 
conditions are met .

As regards to the structure of the financial statements, the 
amendments provide examples of systematic ordering or grouping 
of the notes .

Provides specific guidance for when an entity reclassifies assets 
(or a disposal group) from held for sale to held for distribution to 
owners (or vice versa) .

The application of these 
amendments has not resulted 
in any material impact on 
the financial performance or 
financial position of the Trust .

This clarification was not 
applicable for the current year 
as the Trust did not reclassify 
any assets held for sale to held 
for distribution to owners on 
disposal of any assets, but will 
be considered should a disposal 
transaction occur .

The Trust is not involved 
in servicing contracts with 
transferred assets; therefore, this 
amendment was not applicable .

IFRS 7 – Financial 
Instruments: 
Disclosures

Provides additional guidance to clarify whether a servicing contract 
is continuing involvement in a transferred asset for the purpose of 
the disclosures required in relation to transferred assets .

IAS 19 – 
Employee 
Benefits

The amendments clarify that the rate used to discount post-
employment benefit obligations should be determined by 
reference to market yields at the end of the reporting period on 
high quality corporate bonds .

The Trust does not provide 
post-employment benefits; 
therefore, this amendment is not 
applicable .

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In  addition,  the  following  new  or  amended  standards  did  not  have  any  impact  on  the  Trust’s  consolidated  financial 

statements:

▲ 

 IFRS 14 – Regulatory Deferral Accounts was not applicable to the Trust as the Trust does not provide goods or services 

at a price or rate that is subject to rate regulation . Additionally, it is only applicable for entities which are a first time 

adopter of IFRS .

▲ 

 Investment Entities: Applying the Consolidation Exception (Amendments to IFRS 10, IFRS 12 and IAS 28) was not appli-

cable to the Trust as it is not an Investment Entity .

▲ 

 Clarification of Acceptable Methods of Depreciation and Amortization (Amendments to IAS 16 and IAS 38) was not 

applicable to the Trust as it had not previously used a revenue-based depreciation method .

▲ 

 Agriculture: Bearer Plants (Amendments to IAS 16 and IAS 41) was not applicable to the Trust as the Trust does not 

engage in agricultural activities .

▲ 

 Amendments  to  IAS  27  –  Equity  Method  in  Separate  Financial  Statements  are  not  applicable  as  the  Trust  presents 

consolidated financial statements .

(b)  Future accounting policies

The following accounting standards under IFRS have been issued or revised; however, they are not yet effective, and, as 

such, have not been applied to these consolidated financial statements:

New or amended 
standards

IFRS 9 - Financial 
Instruments  
(“IFRS 9”)

IFRS 15 - Revenue 
from Contracts 
with Customers 
(“IFRS 15”)

Summary of requirements

IFRS 9, published in July 2014, replaces the existing 
guidance in IAS 39 . IFRS 9 includes revised guidance on the 
classification and measurement of financial instruments, 
including a new expected credit loss model for calculating 
impairment on financial assets, and the new general 
hedge accounting requirements . It also carries forward the 
guidance on recognition and derecognition of financial 
instruments from IAS 39 .

IFRS 9 is effective for annual reporting periods beginning 
on or after January 1, 2018, with early adoption permitted .

IFRS 15 establishes a comprehensive framework for 
determining whether, how much, and when revenue 
is recognized . It replaces existing revenue recognition 
guidance, including IAS 18 – Revenue (“IAS 18”), IAS 11 – 
Construction Contracts and IFRIC 13 – Customer Loyalty 
Programmes .

IFRS 15 is effective for annual reporting periods beginning 
on or after January 1, 2018, with early adoption permitted .

Possible impact on consolidated 
financial statements

The Trust is assessing the potential 
impact on its consolidated financial 
statements but does not expect it to 
have a significant impact .

The Trust is assessing the potential 
impact on its consolidated financial 
statements .

The Trust recognizes revenue from the 
following sources:

• 

• 

 Rental revenue and other charges 
based on operating tenant leases, 
which should not change under IFRS 
15, as they are scoped out of IFRS 
15 and included in IFRS 16 – Leases 
(discussed below)

 Ancillary rental income comprises 
revenue from coin laundry machines 
and income received from telephone 
and cable providers

• 

 Interest income

Each revenue stream is currently being 
assessed under the new standard .

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Possible impact on consolidated 
financial statements

The Trust is assessing the potential 
impact on its consolidated financial 
statements .

It is expected that leases with tenants 
shall be accounted for as operating 
leases in the same manner they are 
currently being reported .

The Trust has Investment Properties 
located on land which is leased . 
Currently, these lease payments are 
expensed . It is expected that under 
the new lease standard, a right-of-use 
asset addition to Investment Property 
and a lease obligation liability shall be 
recorded along with the corresponding 
financing charges .

The Trust will ensure these 
amendments are considered when 
evaluating/determining its Investment 
Properties .

The Trust is assessing the potential 
impact on its consolidated financial 
statements but does not expect it to 
have a significant impact .

New or amended 
standards

IFRS 16 – Leases 
(“IFRS 16”)

Summary of requirements

IFRS 16 supersedes IAS 17 – Leases and has been established 
to increase the transparency of lease obligations reported 
on an entity’s financial report . Under this new standard, 
entities may be required to report more of their previously 
disclosed off balance sheet leases on the face of the 
balance sheet . The standard also provides guidance on the 
calculation and presentation of the lease obligations .

IFRS 16 is effective for annual reporting periods beginning 
on or after January 1, 2019, with early adoption permitted, 
only if the entity also applies IFRS 15 .

Transfers of 
Investment 
Properties 
(Amendments to 
IAS 40)

Recognition 
of Deferred 
Tax Assets for 
Unrealized Losses 
(Amendment to 
IAS 12 – Income 
Taxes (“IAS 12”))

Paragraph 57 of IAS 40 has been amended to state that 
an entity shall transfer a property to, or from, investment 
property when, and only when, there is evidence of a 
change in use . A change in use occurs if property meets, 
or ceases to meet, the definition of investment property . 
A change in management’s intentions for the use of a 
property by itself does not constitute evidence of a change 
in use .

This amendment is effective for annual periods beginning 
on or after January 1, 2018 .

The amendments made to IAS 12 clarify the following items:

• 

• 

• 

• 

 Unrealized losses on debt instruments measured at fair 
value and measured at cost for tax purposes give rise to 
a deductible temporary difference regardless of whether 
the carrying amount is expected to be recovered .

 The carrying amount of an asset does not limit the 
estimation of probable future taxable benefits .

 Estimates for future taxable profits exclude tax 
deductions resulting from the reversal of deductible 
temporary differences .

 An entity assesses a deferred tax asset in combination 
with other deferred tax assets .

The amendment is effective for annual periods beginning 
on or after January 1, 2017 .

Disclosure 
Initiative 
(Amendment to 
IAS 7 – Statement 
of Cash Flows)

The amendment clarifies that entities shall provide 
disclosures that enables users of financial statements 
to evaluate changes in liabilities arising from financing 
activities .

The amendment is effective for annual periods beginning 
on or after January 1, 2017 .

The Trust does not expect there to be a 
significant impact on its consolidated 
financial statements .

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Possible impact on consolidated 
financial statements

The Trust is assessing the potential 
impact on its consolidated financial 
statements .

The Trust is assessing the potential 
impact on its consolidated financial 
statements .

Summary of requirements

The amendments made to IFRS 2 clarify the following items:

• 

• 

 In estimating the fair value of a cash-settled share-based 
payment, the accounting for the effects of vesting and 
non-vesting conditions should follow the same approach 
as for equity-settled share-based payments .

 Where tax law or regulation requires an entity to 
withhold a specified number of equity instruments equal 
to the monetary value of the employer’s tax obligation to 
meet the employer’s tax liability which is then remitted 
to the tax authority, such an arrangement should be 
classified as equity-settled in its entirety, provided that 
the share-based payment would have been classified 
as equity-settled had it not included the net settlement 
feature .

• 

 A modification of a share-based payment that changes 
the transaction from cash-settled to equity-settled 
should be accounted for as follows:

-  the original liability is derecognized;

- 

- 

 the equity-settled share-based payment is recognized 
at the modification date fair value;

 any difference in value should be recognized in profit 
or loss immediately .

The amendment is effective for annual periods beginning 
on or after January 1, 2018 .

The amendments deal with situations where there is a 
sale or contribution of assets between an investor and its 
associate or joint venture . Specifically, they state that gains 
or losses resulting from the loss of control of a subsidiary 
that does not contain a business transaction with an 
associate or joint venture that is accounted for using the 
equity method, are recognized in the parent’s profit or loss 
only to the extent of the unrelated investors’ interests in 
that associate or joint venture .

The effective date for this amendment has yet to be 
determined .

New or amended 
standards

Classification and 
Measurement 
of Share-based 
Payment 
Transactions 
(Amendment to 
IFRS 2 – Share-
based Payment 
(“IFRS 2”))

Sale or 
Contribution of 
Assets between 
an Investor and 
its Associate or 
Joint Venture 
(Amendments 
to IFRS 10 – 
Consolidated 
Financial 
Statements 
and IAS 28 – 
Investments in 
Associates and 
Joint Ventures)

The following interpretation is not expected to have any impact on the Trust’s consolidated financial statements:

▲ 

IFRIC 22 – Foreign Currency Transactions and Advance Consideration

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Annual Improvements to IFRSs 2014-2016 Cycle

The  IASB  has  released  the  final  amendments  for  the  2014-2016  annual  improvement  project  with  the  majority  of  these 

amendments applying for annual periods beginning on or after January 1, 2017 . Only those standards which may have a 

significant impact on the Trust’s consolidated financial statements are included below .

Standard

Details of amendment

Expected impact

2014-2016 Cycle 

IFRS 12 – Disclosure of 
Interests in Other Entities

Provides clarification that the scope of the standard should 
include interests that are classified as held for sale, held for 
distribution or as discontinued operations .

This amendment is effective for annual periods beginning 
on or after January 1, 2017 .

The Trust will determine the 
impact of this amendment 
should an asset held for sale or 
discontinued operations arise .

N O T E   4 :    

I N V E S T M E N T   P R O P E R T I E S

As at

Balance, beginning of year

Additions

Building acquisitions

Building improvements (incl . internal capital program)

Development of investment properties

Reclass from Property, plant and equipment

Dispositions

Fair value losses, unrealized

Balance, end of year

Revenue producing properties

Properties under development (1)

Total

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$ 

5,540,299  

$ 

5,778,108

144,406

97,744

6,167

4,795

–

(180,843)

5,612,568  

5,606,174  

6,394

5,612,568  

$ 

$ 

$ 

$ 

$ 

$ 

3,290

80,196

10,650

–

(137,025)

(194,920)

5,540,299

5,526,651

13,648

5,540,299

(1)   On  January  29,  2016,  a  79-unit  development  project  in  Regina,  Saskatchewan,  totaling  $13 .4  million  in  costs  was  transferred  from 

development to revenue producing properties . Total cost of the project at December 31, 2015 was $12 .6 million .

On June 7, 2016, the Trust closed on the purchase of a 162-unit property for a purchase price of $29 .6 million . On August 9, 

2016, the Trust closed on the purchase of a 165-unit property for a purchase price of $30 .2 million . On August 17, 2016, the 

Trust closed on the purchase of a 182-unit property for a purchase price of $33 .3 million . All three properties were part of 

the portfolio of 509 units located in Edmonton, Alberta, which the Trust waived conditions on April 26, 2016 . On June 22, 

2016, the Trust closed on the purchase of a 238-unit property in Calgary, Alberta for a purchase price of $51 .2 million . All of 

the acquisitions were paid for with cash on hand .

On January 19, 2015, the Trust purchased an office building in Verdun, Quebec, which has now been included as part of the 

Nun’s Island property, for a purchase price of $3 .1 million . On April 15, 2015, the Trust closed on the purchase of one unit in 

Edmonton, Alberta for a purchase price of $130 thousand .

Acquisitions

Purchase price

Transaction costs

Total cash paid

Allocation of fair value to investment properties

Multi-family units acquired

Year ended
Dec 31, 2016

$  144,190  

216

$  144,406  

$  144,406  

747

Year ended
Dec 31, 2015

$ 

$ 

$ 

3,290

–

3,290

3,290

1

116        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
Subsequent to initial recognition at cost, investment properties are recorded at fair value in accordance with IAS 40 . Fair 

value is determined based on a combination of internal and external processes and valuation techniques . Fair value under 

IFRS is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction 

between market participants at the measurement date . Investment properties are valued on a highest and best use basis . 

For all of the Trust’s investment properties, the current use is considered to be the highest and best use . For the year ended 

December 31, 2016, there has been no change to the valuation techniques .

In  determining  the  appropriate  classes  of  investment  properties  in  order  to  determine  the  fair  value  measurement,  the 

Trust  has  considered  the  nature,  characteristics  and  risk  of  its  properties .  The  classification  of  investment  properties  is 

based primarily on the geographical location of the asset, with the exception of properties situated on land leases . Below 

is a continuity schedule based on investment property classes:

Year ended December 31, 2016

Balance,
beginning
of year

Building
improvements
(incl . internal
capital program)

Building
Acquisitions

Development
of investment
properties

Reclass from
 Property,
plant and

 equipment Dispositions

Fair value
gains (losses)

Balance,
end of year

Recurring
measurements
Investment properties  

Calgary

Edmonton

Other Alberta

Kitchener

London

Montreal

Quebec City

Regina

Saskatoon

Land leases

  $  1,197,629  

$  16,351  

$  51,222  

$ 

85  

$  1,300  

$ 

–   $ 

(14,619)   $  1,251,968

2,279,601

35,977

93,184

11

2,030

285,064

34,232

211,999

104,384

183,254

398,033

329,439

516,664

6,483

1,532

6,341

1,780

4,463

5,281

3,638

15,898

–

–

–

–

–

–

–

–

–

–

–

–

–

6,071

–

–

412

36

248

–

–

242

445

82

–

–

–

–

–

–

–

–

–

(136,483)

2,274,320

(11,423)

280,536

2,360

38,160

13,121

231,709

1,768

107,932

(1,856)

185,861

(11,928)

397,699

(12,072)

321,450

(9,711)

522,933

Total

  $  5,540,299  

$  97,744  

$  144,406  

$  6,167  

$  4,795  

$ 

–   $  (180,843)   $  5,612,568

Year ended December 31, 2015

Balance,
beginning
of year

Building
improvements
(incl . internal
capital program)

Building
Acquisitions

Development
of investment
properties

Reclass from
 Property,
plant and

 equipment Dispositions

Fair value
gains (losses)

Balance,
end of year

Recurring 
measurements
Investment properties  

Calgary

Edmonton

Other Alberta

Kitchener

London

Windsor

Montreal

Quebec City

Regina

Saskatoon

Land leases

  $  1,278,174  

$ 

12,099  

$ 

–  

$ 

66  

$ 

–  

$ 

–   $ 

(92,710)   $  1,197,629

2,396,720

26,815

130

319,765

31,897

188,836

100,935

95,878

166,943

388,380

330,607

479,973

6,010

778

3,608

2,181

1,276

6,838

5,601

6,190

8,800

–

–

–

–

–

–

–

–

3,160

3

–

–

–

–

–

–

10,581

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

(136,200)

–

–

(825)

–

–

(144,067)

2,279,601

(40,711)

285,064

1,557

19,555

33,084

7,230

9,473

(5,704)

(7,358)

24,731

34,232

211,999

–

104,384

183,254

398,033

329,439

516,664

Total

  $  5,778,108  

$ 

80,196  

$  3,290  

$  10,650  

$ 

–  

$  (137,025)   $ 

(194,920)   $  5,540,299

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         117

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Investment properties measured at fair value in the statement of financial position are categorized by level according to the 

significance of the inputs used in making the measurements . The levels of inputs are defined as follows:

Level 1 inputs:    Quoted prices (unadjusted) in active markets for identical assets or liabilities that the entity can access 

at the measurement date .

Level 2 inputs:    Inputs other than quoted prices included within Level 1 that are observable for the asset or the liability, 

either directly or indirectly .

Level 3 inputs:   Unobservable inputs for the asset or liability .

The Trust’s policy is to recognize transfers out of fair value hierarchy levels as of the date of the event or change in circum-

stances that caused the transfer . As at December 31, 2016, all of the Trust’s investment properties were Level 3 inputs . There 

were no transfers into or out of Level 3 fair value measurements for investment properties held as at December 31, 2016 

and December 31, 2015 .

External  valuations  were  obtained  from  third-party  external  valuation  professionals  (the  “Appraisers”)  based  on  a  cross 

section of properties from different geographical locations and markets across the Trust’s rental portfolio as determined 

by the Trust’s management and approved by the Trust’s Board of Trustees . The Appraisers are an independent valuation 

firm not related to the Trust and employ valuation professionals who are members of the Appraisal Institute of Canada and 

the Ordre des Evaluateurs Agrees du Quebec who have appropriate qualifications and recent experience in the valuation 

of properties in the relevant locations . External appraisals were obtained as follows:

Date

December 31, 2016

September 30, 2016

June 30, 2016

March 31, 2016

December 31, 2015

September 30, 2015

June 30, 2015

March 31, 2015

Number of properties

5

5

4

4

5

4

4

5

Aggregate
fair value

$  511,224

$  177,677

$ 

$ 

82,027

97,993

$  534,159

$  125,278

$  120,113

$  168,992

Percentage of portfolio
as of that date

9 .1%

3 .2%

1 .5%

1 .8%

9 .7%

2 .3%

2 .1%

2 .9%

The fair value of the remainder of the Trust’s investment property portfolio was determined internally by the Trust using 

the same assumptions and valuation techniques used by the external valuation professionals . In addition to performing a 

valuation on a selection of the Trust’s properties (and not performing a valuation on all of the Trust’s properties) to corrob-

orate the Trust’s internal valuation, the Appraisers provided the Trust with a summary of the major assumptions and market 

data by city in order for the Trust to complete its internal valuations . This summary includes the Appraisers’ estimates of 

Capitalization Rates for each region (city) as well as confirmation of the reasonableness of the assumptions used in deter-

mining stabilized net operating income used in calculating fair values .

The third-party valuation technique of the Trust’s investment property portfolio primarily utilizes the “Overall Capitalization 

Rate”  method .  This  method  requires  that  rental  income  from  current  leases  and  key  assumptions  about  rental  income, 

vacancies and inflation rates, among other factors, be used to determine a one-year income forecast for each individual 

property within the Trust’s portfolio, and also considers any  capital  expenditures  anticipated  within  the  year . Given the 

short term nature of residential leases (typically one year), revenue and costs are not discounted . A Capitalization Rate was 

also determined for each property based on market information related to the external sale of similar buildings within a 

similar geographic location . These factors were used to determine the fair value of investment properties at each reporting 

date .

Five  of  the  Trust’s  properties:  one  in  Calgary,  one  in  Banff,  one  in  Edmonton  and  two  in  Montreal,  are  subject  to  long-

term land leases and similar arrangements in which the underlying land is owned by a third party and leased to the Trust . 

Under the terms of a typical land lease, the lessee must pay rent for the use of the land and is generally responsible for 

118        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
all costs and expenses associated with the building and improvements, including taxes, utilities, insurance, maintenance, 

repairs and replacements in respect of all the leased premises . Unless the lease term is extended, the land together with all 

improvements made will revert to the owner of the land upon the expiration of the lease term . Due to the relatively short 

term remaining on one of the land leases in Montreal (with an expiry date of 2028), this property utilized the Discounted 

Cash Flow (“DCF”) approach to derive the fair value . The DCF Method calculates the present value of the future cash flows 

over  a  specified  time  period  to  determine  the  fair  value  for  each  property  at  each  reporting  date .  The  most  significant 

assumption using the DCF method is the discount rate applied over the term of the lease . The discount rate reflects the 

uncertainty regarding the renegotiation of the land lease payments and the ability to extend the land lease at the expiry 

date . Forecasted cash flows are reduced for contractual land lease payments during the term of the leases .

The key valuation metrics (and significant unobservable inputs in Level 3) for the Trust’s investment properties are set out 

in the following tables:

Dec 31, 2016

Dec 31, 2015

Capitalization rate

Minimum

Maximum

Forecasted
total
standardized
net operating
income

Capitalization rate

Minimum

Maximum

Forecasted
total
standardized
net operating
income

4 .50%

5 .00%

5 .75%

5 .25%

5 .25%

5 .00%

5 .25%

5 .65%

5 .75%

4 .50% 

4 .75%

6 .00%  

$ 

62,802

5 .52%

7 .25%

5 .25%

5 .50%

5 .75%

5 .75%

6 .00%

6 .00%

120,325

17,920

2,003

12,186

5,669

10,116

23,426

19,127

7 .25% 

$  273,574

18 .80%  

$ 

27,847

4 .50%

5 .00%

5 .75%

5 .25%

5 .50%

5 .00%

5 .25%

5 .75%

5 .75%

4 .50%

4 .75%

6 .00%  

$ 

59,835

5 .50%

7 .25%

5 .25%

5 .75%

5 .75%

5 .75%

6 .00%

6 .00%

120,400

18,196

1,797

11,680

5,469

9,982

23,061

19,604

7 .25%  

$  270,024

16 .75%  

$ 

27,310

As at

Calgary

Edmonton

Other Alberta

Kitchener

London

Montreal

Quebec City

Regina

Saskatoon

Land Lease

The overall weighted average Capitalization Rates for fair valuing the Trust’s investment properties at December 31, 2016 

and 2015 was 5 .38% .

The  “Overall  Capitalization  Rate”  method  requires  that  a  forecasted  stabilized  net  operating  income  (“NOI”)  be  divided 

by a Capitalization Rate (“Cap Rate”) to determine a fair value . NOI is calculated as a one-year income forecast based on 

rental income from current leases and key assumptions about rental income, vacancies and inflation rates, among other 

factors, less property operating costs . As such, fluctuations in both NOI and Cap Rates could significantly alter the fair value . 

Generally, an increase in stabilized NOI will result in an increase to the fair value of an investment property . An increase 

in capitalization rate will result in a decrease to the fair value of an investment property . When the capitalization rate is 

applied to NOI to calculate fair value, there is a significant impact as the lower the capitalization rate, the larger the impact . 

Below are tables that summarize the impact of changes in both the Cap Rates and NOI on the Trust’s fair value of investment 

properties (excluding development):

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         119

 
 
As at December 31, 2016

Net Operating Income

Capitalization Rate

-0 .25%

Cap Rate As Reported

+0 .25%

As at December 31, 2015

Net Operating Income

Capitalization Rate

-0 .25%

Cap Rate As Reported

+0 .25%

-3%

-1% As Forecasted

+1%

+3%

$  292,378  

$  298,406  

$  301,421  

$  304,435  

$  310,463

5 .13%  

$  97,001  

$  214,592  

$  273,387  

$  332,183  

$  449,774

5 .38%

5 .63%

(168,185)

(409,806)

(56,062)

5,606,174

56,062

(302,664)

(249,093)

(195,522)

168,185

(88,381)

-3%

-1% As Forecasted

+1%

+3%

$  288,414  

$  294,360  

$  297,334  

$  300,307  

$  306,254

5 .13%  

$ 

95,451  

$  211,370  

$  269,330  

$  327,290  

$  443,209

5 .38%

5 .63%

(165,800)

(403,848)

(55,267)

5,526,651

55,267

(298,223)

(245,411)

(192,598)

165,800

(86,974)

Investment  properties  with  a  fair  value  of  $522 .9  million  (December  31,  2015  –  $516 .7  million)  are  situated  on  land  held 

under land leases .

Investment  properties  with  a  fair  value  of  $770 .5  million  (December  31,  2015  –  $679 .6  million)  are  pledged  as  security 

against  the  Trust’s  committed  revolving  credit  facility .  Assets  pledged  as  security  for  the  committed  revolving  credit 

facility may also be pledged as security for the Trust’s mortgages payable . In addition, investment properties with a fair 

value of $5 .3 billion (December 31, 2015 – $5 .3 billion) are pledged as security against the Trust’s mortgages payable . As 

at  December  31,  2016,  there  are  no  contractual  obligations  to  purchase,  construct  or  develop  investment  properties  or 

for repairs, maintenance and enhancements, except for the fixed-price contract in place for the construction of the new 

development project in Regina, Saskatchewan and the joint venture project to develop a mixed-use tower in Northwest 

Calgary, Alberta, subject to certain conditions, including the receipt of both the development permit and the subdivision of 

the lands on terms and conditions satisfactory to both parties, with closing expected to occur in mid-2017 and construction 

beginning as early as Q3 of 2017 .

For the years ended December 31, 2016 and 2015, investment properties earned rental revenue (excluding ancillary rental 

income) of $432 .1 million and $469 .2 million, respectively . Direct operating expenses in relation to investment properties 

were $185 .7 million and $181 .4 million for the years ended December 31, 2016 and 2015, respectively .

N O T E   5 :     P R O P E R T Y,   P L A N T   A N D   E Q U I P M E N T

The carrying amounts of PP&E were as follows:

As at

Dec 31, 2016

Accumulated
depreciation

Cost

Carrying
amount

Dec 31, 2015

Accumulated
depreciation

Cost

Carrying
amount

Administration building   $ 

6,186   $ 

(3,079)   $ 

3,107   $ 

6,153   $ 

(2,820)   $ 

3,333

Site equipment

and other

Corporate technology 

assets

Total

43,351

(25,629)

17,722

46,705

(24,026)

22,679

29,246

(25,928)

3,318

27,829

(24,521)

3,308

  $ 

78,783   $ 

(54,636)   $ 

24,147   $ 

80,687   $ 

(51,367)   $ 

29,320

120        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
 
The following table outlines a reconciliation of the carrying amount of PP&E as at December 31, 2016

Balance,
beginning
of year

Reclass to
Investment
properties

Additions

Disposals

Depreciation

Balance,
end of year

Administration building  

$  3,333  

$ 

33  

$ 

–  

$ 

–  

$ 

(259)

$  3,107

Site equipment and 

other

Corporate technology 

assets (1)

Total

22,679

3,308

3,392

1,417

(4,795)

–

–

–

(3,553)

17,722

(1,407)

3,318

$  29,320  

$  4,842  

$ 

(4,795)

$ 

–  

$ 

(5,219)

$  24,147

(1)   Included in computer software for the year ended December 31, 2016 was $638 thousand of capitalized programmers’ salaries related to 

the internally developed software applications used by the Trust in the normal course of its operations .

The following table outlines a reconciliation of the carrying amount of PP&E as at December 31, 2015

Balance,
beginning
of year

Reclass to
Investment
properties

Additions

Disposals

Depreciation

Balance,
end of year

Administration building  

$  3,393  

$ 

210  

$ 

–  

$ 

–  

$ 

(270)

$ 

3,333

Site equipment and 

other

Corporate technology 

assets (1)

Total

19,249

3,482

6,984

1,270

–

–

(273)

(3,281)

22,679

(2)

(1,442)

3,308

$  26,124  

$  8,464  

$ 

–  

$ 

(275)

$ 

(4,993)

$  29,320

(1)   Included in computer software for the year ended December 31, 2015 was $610 thousand of capitalized programmers’ salaries related to 

the internally developed software applications used by the Trust in the normal course of its operations .

N O T E   6 :  

I N V E N T O R I E S

Inventories consists of parts and supplies and items such as baseboards, carpet and linoleum, which the Trust routinely uses 

in the maintenance and upgrading of its investment properties . These items are kept on hand so they are readily available 

for use . When items of inventory are used, they are expensed as part of maintenance expense or they are capitalized to 

investment properties depending on the nature of the inventory used and whether or not the useful life of an asset has 

been extended as a result of its use . The Trust’s inventories are as follows:

As at

Cabinets, appliances, baseboard, carpet and linoleum

Dec 31, 2016

Dec 31, 2015

$  7,277  

$ 

4,026

N O T E   7 :     P R E P A I D   A S S E T S

The major components of prepaid assets are as follows:

As at

Prepaid property taxes

Prepaid land leases

Prepaid expenses and other

Dec 31, 2016

Dec 31, 2015

$ 

822  

$ 

829

2,886

5,440

2,858

2,278

$  9,148  

$ 

5,965

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         121

 
 
 
 
 
 
 
 
 
 
 
 
 
 
N O T E   8 :     T R A D E   A N D   O T H E R   R E C E I V A B L E S

Trade  and  other  receivables  consist  mainly  of  mortgage  holdbacks,  refundable  mortgage  fees  and  amounts  owed  to 

Boardwalk REIT by tenants, insurers and revenue-sharing business partners and totaled $5 .5 million at December 31, 2016 

(December 31, 2015 - $5 .2 million) .

As at

Trade and other receivables

Mortgage holdbacks and refundable mortgage fees

Dec 31, 2016

Dec 31, 2015

$  5,281  

$ 

4,948

221

282

$  5,502  

$ 

5,230

Refer to NOTE 29(b) for the Trust’s exposure to credit risk in relation to its trade and other receivables and how the Trust 

accounts for past due balances .

N O T E   9 :     S E G R E G AT E D   T E N A N T S ’   S E C U R I T Y   D E P O S I T S

Segregated tenants’ security deposits are considered restricted cash as they are held in trust bank accounts and subject 

to the contingent rights of third parties . Restricted cash and deposits totaled $10 .7 million at December 31, 2016 and $11 .8 

million at December 31, 2015 .

N O T E   10 :    C A S H   A N D   C A S H   E Q U I V A L E N T S

Cash and cash equivalents include bank indebtedness of $4 .1 million and term deposits with maturities of 90 days or less 

of $103 .2 million (December 31, 2015 – cash of $15 .8 million and term deposits of $221 .2 million) .

N O T E   11:     M O R T G A G E S   P AYA B L E

As at

Dec 31, 2016

Dec 31, 2015

Weighted
Average Interest

Debt
Balance

Weighted
Average Interest

Debt
Balance

Mortgages payable

Fixed rate

Total

Current

Non-current

2 .78%  

$  2,435,666

3 .01%  

$  2,272,447

$  2,435,666

$ 

343,822

2,091,844

$  2,435,666

$  2,272,447

$ 

299,140

1,973,307

$  2,272,447

Estimated future principal payments required to meet mortgage obligations as at December 31, 2016 are as follows:

12 months ending December 31, 2017

12 months ending December 31, 2018

12 months ending December 31, 2019

12 months ending December 31, 2020

12 months ending December 31, 2021

Subsequent

Unamortized deferred financing costs

Secured By
Investment Properties

$ 

343,822

239,912

399,060

252,614

271,060

1,014,076

2,520,544

(84,878)

$  2,435,666

122        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Canada Mortgage and Housing Corporation (“CMHC”) provides mortgage loan insurance in connection with mortgages 

made to Boardwalk REIT . In an agreement dated September 13, 2002, and as amended and restated on January 19, 2005 

and April 25, 2006, the Trust agreed to provide certain financial information to CMHC and be subject to certain restrictive 

covenants, including limitation on additional debt, payment of distributions in respect of Unitholders’ capital in the event 

of default, and maintenance of certain financial ratios . In the event of default, the Trust’s total financial liability under this 

Agreement is limited to a one-time penalty payment of $250 thousand under a Letter of Credit issued in favor of CMHC .

During  the  years  ended  December  31,  2016  and  2015,  the  Trust  had  a  committed  revolving  credit  facility  with  a  major 

financial institution . This credit facility is secured by a first or second mortgage charge on specific real estate assets . The 

maximum amount available varies with the value of pledged assets to a maximum not to exceed $200 million and an avail-

able limit of $200 million as at December 31, 2016 (December 31, 2015 - $200 million) . The credit facility requires monthly 

interest payments and is renewable annually subject to the mutual consent of the lender and the Trust . This credit facility 

currently  has  a  maturity  date  of  July  27,  2021 .  In  the  event  the  committed  revolving  credit  facility  is  not  extended,  the 

drawn-down principal would be due on the maturity date of the credit agreement .

As at December 31, 2016, $5 .0 million (December 31, 2015 - $nil) was outstanding under this facility, in addition to Letters 

of Credit (“LCs”) issued and outstanding . The LCs totaled $6 .0 million as at December 31, 2016 (December 31, 2015 – $2 .0 

million) . As such, approximately $194 .0 million was unused and available from this facility on December 31, 2016 (December 

31, 2015 - $198 .0 million) . The credit facility carries interest rates ranging from prime to prime plus 1 .0% per annum and has 

no fixed terms of repayment .

The covenants in relation to the credit facility are discussed in NOTE 29 (d) .

N O T E   12 :     L P   C L A S S   B   U N I T S

The LP Class B Units, as defined in NOTE 17, representing an aggregate fair value of $217 .7 million at December 31, 2016 

(December 31, 2015 – $212 .3 million), are non-transferable, except under certain circumstances, but are exchangeable, on 

a one-for-one basis, into Boardwalk REIT Units at any time at the option of the holder . Prior to such exchange, distributions 

will  be  made  on  these  exchangeable  units  in  an  amount  equivalent  to  the  distributions  which  would  have  been  made 

had the units been exchanged for Boardwalk REIT Units . Each LP Class B Unit was accompanied by a Special Voting Unit, 

which entitles the holder to receive notice of, attend, and vote at all meetings of Unitholders . There is no value assigned to 

the Special Voting Units . The LP Class B Units have been classified as “FVTPL” financial liabilities in accordance with IAS 39 . 

Gains or losses resulting from changes in the fair value at each reporting date are recorded in the consolidated statement 

of comprehensive (loss) income and are included in NOTE 23 .

As at December 31, 2016 and December 31, 2015, there were 4,475,000 LP Class B Units issued and outstanding .

N O T E   13 :     D E F E R R E D   U N I T - B A S E D   C O M P E N S AT I O N

Deferred unit-based compensation is comprised of the following:

As at

Current

Non-current

Dec 31, 2016

Dec 31, 2015

$  2,762

3,219

$  5,981

$ 

2,218

3,715

$ 

5,933

The  total  of  $6 .0  million  represents  the  fair  value  of  the  underlying  deferred  units  at  December  31,  2016  (December  31, 

2015 - $5 .9 million) . These units have been classified as “FVTPL” financial liabilities in accordance with IAS 39 . Gains or losses 

resulting from changes in the fair value at each reporting date are recorded in the consolidated statement of comprehen-

sive (loss) income and are included in NOTE 23 .

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         123

 
 
 
 
 
Details of the deferred unit-compensation plan:

During 2006, the Trust implemented a deferred unit-based compensation plan . The plan entitles Trustees and executives, at 

the participant’s option, to receive deferred units in consideration for trustee fees or a portion of executive cash bonuses, 

respectively, with the Trust matching the number of units received . The deferred units in consideration for trustee fees or 

a portion of executive cash bonuses vest immediately while the matching number of units received vest 50% on the third 

anniversary and 25% on each of the fourth and fifth anniversaries, subject to provisions for earlier vesting in certain events . 

The deferred units earn additional deferred units for the distributions that would otherwise have been paid on the deferred 

units (i .e . had they instead been issued as Trust Units on the date of grant) . Once vested, participants are entitled to receive 

an equivalent number of Trust Units representing the vesting deferred units and the corresponding additional deferred 

units . Cash is granted for any fractional units . The deferred unit plan was approved by Unitholders on May 10, 2006 and 

amended on May 13, 2008 and 2009 .

As at December 31, 2016 and 2015, the unexpired deferred units, in whole or in part, were granted as follows:

Deferred Units
granted in

2012

2013

2014

2015

2016

Number

Grant Date

Expiry Date

50,946

53,206

55,098

55,236

63,697

February, June & December 2012

February, June & December 2017

February, June & December 2013

February, June & December 2018

February, June & December 2014

February, June & December 2019

February, June & December 2015

February, June & December 2020

February, June & December 2016

February, June & December 2021

Fair value at
grant date

$ 

2,946

3,234

3,409

3,094

3,065

$  15,748

The initial cost of the deferred unit-based transactions is determined, in accordance with IFRS 2 – Share-based Payments, 

as the fair value of the units on the grant date . The fair value of each unit granted is determined based on the weighted 

average observable closing market prices of Boardwalk REIT’s Trusts Units ten trading days preceding the grant date . This 

initial cost of deferred units in consideration for trustee fees or a portion of executive cash bonuses is expensed immedi-

ately while the cost of the matching deferred units is generally expensed over the vesting period as follows, unless earlier 

vesting is triggered in certain events:

One third of the 50%, which vests in year 3, is recognized in each of years 1, 2 and 3 .

One quarter of the 25%, which vests in year 4, is recognized in each of years 1, 2, 3 and 4 .

One fifth of the 25%, which vests in year 5, is recognized in each of years 1, 2, 3, 4 and 5 .

For  the  year  ended  December  31,  2016,  total  costs  of  $3 .6  million  (December  31,  2015  –  $3 .2  million)  were  recorded  in 

expenses related to executive bonuses and trustee fees under the deferred unit plan .

The status of the outstanding deferred units was as follows:

Balance, December 31, 2014

Deferred units granted

Additional deferred units earned on units

Deferred units converted to Trust Units or cash

Balance, December 31, 2015

Deferred units granted

Additional deferred units earned on units

Deferred units converted to Trust Units or cash

Balance, December 31, 2016

# of Units Outstanding

# of Units vested

201,499

55,236

12,036

(67,320)

201,451

63,697

14,224

(82,165)

197,207

–

58,434

8,886

(67,320)

–

70,634

11,531

(82,165)

–

124        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
N O T E   14 :     T R A D E   A N D   O T H E R   P AYA B L E S

The components of the Trust’s accounts payable and accrued liabilities are as follows:

As at

Dec 31, 2016

Dec 31, 2015

Trade payables and accrued liabilities

$ 

54,462  

$ 

Distribution payable

Provisions

9,513

4,287

47,480

60,047

3,825

$ 

68,262  

$ 

111,352

Included in distributions payable as at December 31, 2015 was a special distribution declared for LP Class B and Boardwalk 

REIT Trust Unitholders on record as at December 31, 2015 totaling $4 .5 million and $46 .8 million, respectively, or $1 .00 per 

unit, payable on January 15, 2016 .

As at December 31, 2016 and 2015, the Trust’s most significant provision relates to vacation payable to its employees within 

each employee’s individual employment agreement . The remaining provisions relate to insignificant legal claims arising 

from minor tenant injuries . As at December 31, 2016 and 2015, the Trust does not have any material contingent liabilities .

N O T E   15 :     I N C O M E   TA X E S

Current income tax

For the year ended December 31, 2016 and 2015, none of the Trust’s corporate entities had current tax expense, except for 

one Ontario numbered company that legally owned the property known as Sun Ray Manor, which was sold as part of the 

Windsor portfolio in September 2015 . As such, $43 thousand of current income tax expense was recorded for the Trust’s 

corporate entities for the year ended December 31, 2016 (December 31, 2015 - $21 thousand) . All other corporate entities 

either have sufficient tax deductions to offset any taxable income or have operating losses from previous years to apply 

against any taxable income .

Deferred income tax

For fiscal 2015 and 2016, Boardwalk REIT is a “mutual fund trust” as defined under the Income Tax Act (Canada) (the “Tax 

Act”) and as a Real Estate Investment Trust (“REIT”) eligible for the “REIT Exemption” in accordance with the rules affecting 

the tax treatment of publicly traded trusts . Accordingly, the Trust is not taxable on its income provided all of its taxable 

income  is  distributed  to  its  Unitholders .  This  exemption,  however,  does  not  extend  to  the  corporate  subsidiaries  of 

Boardwalk REIT that are subject to income tax .

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         125

 
 
 
The sources of deferred tax balances and movements were as follow:

As at

Deferred tax assets (liabilities) related to:

Operating losses

Differences in tax base and carrying amount,
net, investment properties and PP&E for
corporate entities

Other

Net deferred tax assets (liabilities)

Deferred tax assets

Deferred tax liabilities

Dec 31, 2015

Recognized
in profit (loss)

Dec 31, 2016

$  191  

$ 

(27)

$  164

–

(17)

$  174

$  191  

(17)

– 

13

(14)

(28)

13

$ 

$ 

–

(4)

$  160

$  164

(4)

$  160

Net deferred tax assets (liabilities)

$  174  

$ 

(15)

As at

Deferred tax assets (liabilities) related to:

Operating losses

Differences in tax base and carrying amount,
net, investment properties and PP&E for
corporate entities

Other

Net deferred tax assets (liabilities)

Deferred tax assets

Deferred tax liabilities

Net deferred tax assets (liabilities)

Dec 31, 2014

Recognized
in profit (loss)

Dec 31, 2015

$  378  

$ 

(187)

$  191

(8)

(5)

$  365  

$  378  

(13)

$  365  

8

(12)

$ 

(191)

$ 

(187)

(4)

$ 

(191)

–

(17)

$  174

$  191

(17)

$  174

No current income taxes or deferred income taxes were recognized in equity, other than through profit or OCI, for the years 

ended December 31, 2016 and 2015 .

As at December 31, 2016, wholly owned Canadian corporate subsidiaries have deferred tax assets of $0 .2 million (December 

31, 2015 – $0 .2 million) related to operating losses, which expire over the next thirteen to twenty years . The Trust believes 

that the future income of these entities will be sufficient to utilize these deferred tax assets prior to their expiration .

The major components of income tax expense include the following:

Current tax expense

Deferred tax expense

Total income tax expense

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$ 

43  

15

$ 

58  

$ 

21

191

$  212

126        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The income tax expense for the year can be reconciled to the accounting profit as follows:

(Loss) profit before income tax expense

Add (remove) profit from non-taxable entities

Accounting profit subject to tax

Deduct management fee charged to corporate entities

Taxable profit

Weighted average substantively enacted tax rate

Calculated income tax expense

Changes to other deferred tax liabilities

Total income tax expense

N O T E   16 :     D E F E R R E D   G O V E R N M E N T   G R A N T

Year ended
Dec 31, 2016

$  (57,382)

Year ended
Dec 31, 2015

$ 

29,060

99,541

42,159

(41,403)

756

26 .80%

203

(145)

$ 

58  

$ 

12,848

41,908

(41,012)

896

34 .77%

312

(100)

212

In December 2013, the Trust completed the construction of a 109-unit, four storey, elevatored, wood frame building in the 

southwest  part  of  Calgary,  Alberta  (the  “Project”  or  “Development”) .  The  Development  was  constructed  on  excess  land 

density the Trust currently had on a property known as ‘Spruce Ridge’ . In conjunction with this Development, the Trust 

applied for and received a government grant from the Province of Alberta totaling approximately $7 .5 million . In return for 

this grant, the Trust has agreed to provide 54 of the 109 units at rents to be 10% below the average market rates for Calgary 

(“affordable units”) for a term of 20 years .

Since the $7 .5 million grant did not exceed 65% of the contracted construction costs of the Development, including land 

value,  attributable  to  the  affordable  units,  no  amount  of  the  grant  required  immediate  repayment  to  the  government . 

However, a portion of the grant is repayable to the Province of Alberta, in proportion to the years remaining in the 20-year 

term, if the agreement to provide affordable units terminates earlier .

In accordance with IAS 20 - Accounting for Government Grants and Disclosure of Government Assistance, this grant will be 

recognized in profit or loss on a systematic basis over the periods in which the Trust recognizes revenue from the 54 units 

classified as affordable units . For the year ended December 31, 2016, $378 thousand was recognized in profit under rental 

revenue for this grant (December 31, 2015 – $378 thousand) .

N O T E   17 :     U N I T H O L D E R S ’   E Q U I T Y

The Plan of Arrangement (the “Arrangement”) converting the Corporation to a real estate investment trust was completed 

on  May  3,  2004 .  Under  the  Arrangement,  the  former  shareholders  of  the  Corporation  received  Boardwalk  REIT  Units  or 

Class B Limited Partnership Units (“LP Class B Units”) of a controlled limited partnership of the Trust, Boardwalk REIT Limited 

Partnership . The interests in Boardwalk REIT are represented by two classes of units: a class described and designated as 

“REIT Units” and a class described and designated as “Special Voting Units” . The LP Class B Units are classified as a financial 

liability in accordance with IAS 32 and are discussed in NOTE 13 .

(a)  REIT Units

REIT Units represent an undivided beneficial interest in Boardwalk REIT and in distributions made by Boardwalk REIT . The 

REIT  Units  are  freely  transferable,  subject  to  applicable  securities  regulatory  requirements .  Each  REIT  Unit  entitles  the 

holder to one vote at all meetings of Unitholders . Except as set out under the redemption rights below, the REIT Units have 

no conversion, retraction, redemption or pre-emptive rights .

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         127

 
 
 
 
REIT Units are redeemable at any time, in whole or in part, on demand by the holders . Upon receipt by Boardwalk REIT of 

a written redemption notice and other documents that may be required, all rights to and under the REIT Units tendered 

for redemption shall be surrendered and the holder shall be entitled to receive a price per REIT Unit equal to the lesser of:

(i) 

90% of the “market price” of the REIT Units on the principal market on which the REIT Units are quoted for trading 

during the twenty-day period ending on the trading day prior to the day on which the REIT Units were surrendered to 

Boardwalk REIT for redemption; and,

(ii)  100% of the “closing market price” of the REIT Units on the principal market on which the REIT Units are quoted 

for trading on the redemption date .

The Declaration of Trust authorizes Boardwalk REIT to issue an unlimited number of Units for the consideration and on 

terms and conditions established by the Trustees without the approval of any Unitholders .

The Trust has the following capital securities outstanding:

As at

REIT Units outstanding, beginning of year

Units issued for vested deferred units

Units purchased and cancelled

REIT Units outstanding, end of year

Dec 31, 2016

46,847,464

82,165

(666,000)

Dec 31, 2015

47,520,953

67,311

(740,800)

46,263,629

46,847,464

On a periodic basis, Boardwalk REIT will apply to the Toronto Stock Exchange (“TSX”) for approval of Normal Course Issuer 

Bids (the “Bids”) . Pursuant to regulations of these Bids, Boardwalk REIT will receive approval to purchase and cancel a spec-

ified number of Trust Units, representing 10% of the public float of its Trust Units at the time of the TSX approval . The Bids 

will terminate on the earlier of the termination date or at such time as the purchases under the Bid are completed .

On  June  30,  2015,  Boardwalk  REIT  requested  and  received  regulatory  approval  for  a  Normal  Course  Issuer  Bid  (a  “Bid”) 

(Boardwalk’s ninth Bid since its first Bid in August of 2007), which commenced on July 3, 2015 and terminated on July 2, 

2016 . The Bid allowed Boardwalk REIT to purchase and cancel up to 3,855,766 Trust Units .

On June 29, 2016, Boardwalk REIT requested and received regulatory approval for a Bid (Boardwalk’s tenth Bid since its first 

Bid in August of 2007), which commenced on July 3, 2016 and terminates on July 2, 2017 . The Bid allows Boardwalk REIT to 

purchase and cancel up to 3,700,292 Trust Units .

For the year ended December 31, 2016, Boardwalk REIT purchased and cancelled the following Trust Units:

Bid Number

9

Year ended December 31, 2016

Number of Trust Units
Purchased and Cancelled

Purchase Cost

Cost per Trust Unit

666,000  

$  32,646  

$ 

49 .02

For the year ended December 31, 2015, Boardwalk REIT purchased and cancelled the following Trust Units:

Bid Number

9

Year ended December 31, 2015

Number of Trust Units
Purchased and Cancelled

Purchase Cost

Cost per Trust Unit

740,800  

$  37,115

$ 

50 .10

Since the Trust began utilizing normal course issuer bids in 2007, Boardwalk REIT has purchased and cancelled 6,421,647 

Trust Units at a total purchase cost of $271 .9 million, or an average cost of $42 .34 per Trust Unit .

128        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
(b)  Special Voting Units

The  Declaration  of  Trust  provides  for  the  issuance  of  an  unlimited  number  of  Special  Voting  Units  that  will  be  used  to 

provide voting rights to holders of LP Class B Units or other securities that are, directly or indirectly, exchangeable for REIT 

Units . Each Special Voting Unit entitles the holder to the number of votes at any meeting of Unitholders, which is equal 

to the number of REIT Units that may be obtained upon surrender of the LP Class B Units or other securities to which the 

Special Voting Unit relates . The Special Voting Units do not entitle or give any rights to the holders to receive distributions 

or any amount upon liquidation, dissolution or winding-up of Boardwalk REIT .

In summary, the Trust has the following capital securities outstanding:

Boardwalk REIT Units

Special Voting Units

Units outstanding
Dec 31, 2016

46,263,629

4,475,000

Monthly
Distribution

$0 .1875/unit

N/A

Units outstanding 
Dec 31, 2015

46,847,464

4,475,000

Monthly
Distribution (1)

$0 .17/unit

N/A

(1)   In addition to the regular monthly distribution, as at December 31, 2015, the Trust recorded a distribution payable in the amount of 
$46 .8 million in relation to a $1 .00 per unit special distribution paid on January 15, 2016 to all Boardwalk REIT Units with a record date of 
December 31, 2015 .

Monthly  distributions  and  special  distributions  are  determined  at  the  discretion  of  the  Board  of  Trustees .  The  Board  of 

Trustees declares distributions to be paid on, or about, the 15th of the month following the record date . Distributions to 

be paid on the Boardwalk REIT Units with a record date of January 31, 2017 (to be paid on February 15, 2017) totaled $8 .7 

million ($0 .1875 per unit) and have not been included as a liability in the consolidated statement of financial position as at 

December 31, 2016 .

(c)  Accumulated other comprehensive income (“AOCI”)

For the years ended December 31, 2016 and 2015, AOCI consists of the following amounts:

AOCI, beginning of year

Change in fair value of the effective portion of the interest rate swaps

Losses on settlement of effective bond forward

AOCI, end of year

Year ended
Dec 31, 2016

$ 

$ 

–

–

–

–

Year ended
Dec 31, 2015

$ 

(1,014)

973

41

–

$ 

In 2008, Boardwalk REIT entered into an interest rate swap agreement on the mortgages of specific properties within its 

portfolio in an effort to hedge the variability in cash flows attributed to fluctuating interest rates . Details of the interest rate 

swap agreement are disclosed in NOTE 27 .

In 2008, the Trust entered into a forward bond transaction (the “Transaction”) with a major Canadian financial institution . 

Details of the forward bond transaction are disclosed in NOTE 27 .

A R   2 0 1 6     B O A R D W A L K   R E I T

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(d)  Earnings per unit

Numerator – basic

(Loss) profit – basic

Distribution declared on LP Class B units

Gain on fair value adjustments on LP Class B Units

Numerator – diluted

Denominator

Weighted average units outstanding – basic

Conversion of LP Class B units

Weighted average units outstanding – diluted

(Loss) earnings per unit

– basic

– diluted

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$ 

(57,440)

$ 

–

–

28,848

13,604

(63,053)

$ 

(57,440)

$ 

(20,601)

46,343,403

–

46,343,403

47,438,491

4,475,000

51,913,491

$ 

$ 

(1 .24)

(1 .24)

$ 

$ 

0 .61

(0 .40)

All dilutive elements were included in the calculation of diluted per unit amounts . For the year ended December 31, 2016, 

all items were anti-dilutive as the conversion of LP Class B Units would have increased the loss per unit . As such, they were 

excluded from the calculation of diluted loss per unit . For the year ended December 31, 2015, all items were dilutive .

N O T E   18 :     R E N TA L   R E V E N U E

As lessor, the Trust leases residential rental properties under operating leases generally with a term of not more than 12 

months and in many cases tenants lease rental space on a month-to-month basis . Rental incentives may be offered as part 

of a rental agreement and the costs associated with these incentives are amortized over the term of the lease and netted 

against residential rental revenue . As such, rental revenue represents all revenue earned from the Trust’s operating leases 

and totaled $432 .1 million for the year ended December 31, 2016 (December 31, 2015 – $469 .2 million) .

As  at  December  31,  2016,  under  its  non-cancellable  operating  leases,  Boardwalk  REIT  was  entitled  to  the  following 

minimum future payments:

Operating leases

Within 12 months

$ 

204,672

2 to 5 years

$ 

12,714

Over 5 years

$ 

754

N O T E   19 :     A N C I L L A R Y   R E N T A L   I N C O M E

Ancillary rental income was comprised of the following:

Revenue from coin laundry machines

Revenue from telephone and cable providers

Total

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$  4,569  

$ 

5,114

2,137

1,825

$  6,706  

$ 

6,939

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  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
N O T E   2 0 :    F I N A N C I N G   C O S T S

Financing costs are comprised of interest on mortgages payable, distributions paid to the LP Class B Unitholders and other 

interest charges . Financing costs are net of interest income earned . Financing costs total $79 .8 million for the year ended 

December 31, 2016 (December 31, 2015 – $85 .4 million) and can be summarized as follows:

Interest on secured debt (mortgages payable)

Interest capitalized to properties under development

LP Class B unit distribution

Other interest charges

Interest income

Total

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$  70,148  

$  71,922

(69)

9,990

1,431

(1,726)

–

13,604

1,478

(1,634)

$  79,774  

$  85,370

For the year ended December 31, 2016, interest was capitalized to properties under development at a weighted average 

effective interest rate of 2 .91% .

N O T E   21:     D E P R E C I AT I O N   A N D   A M O R T I Z AT I O N

The components of depreciation and amortization were as follows:

Amortization of deferred financing costs

Depreciation of property, plant and equipment

Total

N O T E   2 2 :    L O S S   O N   S A L E   O F   A S S E T S

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$  4,860  

$ 

4,656

5,219

4,993

$  10,079  

$ 

9,649

On September 10, 2015, the Trust closed on the sale of all its properties in the City of Windsor, which forms part of the 

Ontario geographical segment, for the sale price of $136 .2 million .

On June 1, 2015, the Trust disposed of a 22-unit stand-alone building that was part of the Trust’s Boardwalk Estates property 

in Regina, Saskatchewan (Saskatchewan segment) for gross proceeds of approximately $0 .8 million .

The loss on these sales was as follows:

Cash received

Cost of disposition

Net proceeds

Net book value

Loss on sale of assets

Year ended
Dec 31, 2016

$ 

$ 

–

–

–

–

–

Year ended
Dec 31, 2015

$  137,025

(6,855)

130,170

137,025

$ 

(6,855)

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         131

 
 
 
 
 
 
 
 
 
 
 
N O T E   2 3 :    F A I R   V A L U E   L O S S E S

The components of fair value losses were as follows:

Investment properties (Note 4)

Financial liabilities designated as FVTPL

Deferred unit-based compensation

LP Class B Units

Total fair value losses

N O T E   2 4 :    O P E R AT I N G   L E A S E S

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$ 

(180,843)

$ 

(194,920)

(468)

(5,370)

1,506

63,053

$ 

(186,681)

$ 

(130,361)

As lessee, the Trust has entered into various lease agreements as part of the normal course of its operations . The following 

represents the major type of leases the Trust maintains as lessee, all of which qualify as operating leases in accordance with 

IAS 17 - Leases (“IAS 17”):

(i) 

Land leases

The Trust has entered into non-cancellable land leases for land related to five of its properties, which sit on land that 

is  not  owned  by  the  Trust .  Approximate  remaining  terms  of  the  Trust’s  land  leases  range  from  11  to  79  years  as  at 

December 31, 2016 . Two of the land leases provide for annual rent and one of the land leases provides for annual rent 

and additional rent based on rental revenue collected .

(ii)  Warehouse and office space leases

The Trust has entered into lease agreements for warehouse and some office and data centre space it utilizes but does 

not own . All of the leasing arrangements related to warehouse space have renewal options of between one and five 

years, with the exception of one of the leasing arrangements for which no renewal option exists . The lease agreement 

for the office space and the sublease agreement for the data centre space are for five years and both end on December 

15, 2017 .

As at December 31, 2016, future minimum lease payments related to these leases were as follows:

Land leases

Warehouse and office space

Total future minimum lease payments

Within 12 months

$  5,254

686

$  5,940

2 to 5 years

$  21,021

487

$  21,508

Over 5 years

$ 189,800

–

$ 189,800

The Trust recognized lease expenses of $6 .1 million for the year ended December 31, 2016 ($5 .5 million for the year ended 

December 31, 2015) .

N O T E   2 5 :    G U A R A N T E E S ,   C O N T I N G E N C I E S ,   C O M M I T M E N T S   A N D   O T H E R

As discussed in NOTE 24 above, the Trust has five properties that are situated on land leases . One of the land leases situated 

in  Montreal  is  set  to  expire  in  2028 .  The  Trust  is  actively  seeking  to  either  renew  the  term  of  this  lease  or  purchase  the 

freehold interest in the land prior to the expiry of the lease term . However, if the Trust cannot or chooses not to renew the 

lease, or buy the land, as the case may be, the net operating income and cash flow associated with the property would no 

longer contribute to Boardwalk’s results of operations and could impact its ability to make distributions to Unitholders . 

Another land lease, situated in Calgary, which expires in 2065, was scheduled for a reset to the annual rent in 2016 to 7% 

of the agreed upon land value in 2016 . Although the agreed upon land value in 2016 is still being negotiated, the Trust, 

however, can reasonably estimate with certainty the new rental amount throughout the term of this lease .

132        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
From time to time, the Trust enters into various physical supply contracts for energy commodities to hedge its own usage, 

which is summarized below:

Natural Gas:

Area

Alberta

Alberta

Alberta

Alberta

Saskatchewan

Saskatchewan

Saskatchewan

Ontario and Quebec

Electrical:

Area

Southern Alberta

Northern Alberta

Usage Coverage

Term

Cost

25%

25%

25%

25%

50%

50%

50%

50%

Usage Coverage

Term

November 1, 2014 to October 31, 2016

$4 .25/ Gigajoule (“GJ”)

November 1, 2014 to October 31, 2017

November 1, 2016 to October 31, 2018

November 1, 2016 to October 31, 2019

November 1, 2014 to October 31, 2017

November 1, 2015 to October 31, 2016

November 1, 2016 to October 31, 2018

November 1, 2015 to October 31, 2017

$4 .22/GJ

$3 .08/GJ

$3 .17/GJ

$4 .53/GJ

$3 .66/GJ

$3 .19/GJ

$2 .93/GJ

Cost

100%

100%

October 1, 2010 to September 30, 2017

$0 .06/Kilowatt-hour (“kWh”)

October 1, 2015 to September 30, 2020

$0 .05/kWh

Boardwalk REIT, in the normal course of operations, will become subject to a variety of legal and other claims against the 

Trust, most of which are minor in nature . Management and the Trust’s legal counsel evaluate all claims on their apparent 

merits, and accrue management’s best estimate of the estimated costs to satisfy such claims . Management believes the 

outcome of claims of this nature at December 31, 2016 will not have a material impact on the Trust .

In the normal course of business, various agreements may be entered into that may contain features that meet the defi-

nition of a contingent  liability  in accordance with IFRS . With  the BC Property Portfolio sale,  mortgage balances totaling 

approximately $62 .0 million were assumed by the purchaser . One of the three mortgages, with a term maturity of October 

1, 2022 and a mortgage balance of approximately $22 .1 million as at December 31, 2016, assumed by the purchaser has 

an indirect guarantee provided to the lender by the Trust until this mortgage is renewed or refinanced by the purchaser, 

whichever occurs sooner . In the event of default by the purchaser, the Trust would be liable for the outstanding mortgage 

balance . These guarantees are considered contingent liabilities as payment of the amount will only occur if the purchaser 

defaults . If the purchaser does not default, the balance is not payable . Boardwalk REIT’s maximum exposure at December 

31,  2016  is  approximately  $22 .1  million  (December  31,  2015  -  $22 .5  million) .  In  the  event  of  default  by  the  purchaser, 

Boardwalk REIT’s recourse for recovery includes the sale of the respective building assets . Boardwalk REIT expects that the 

proceeds from the sale of the building assets will cover, and in most likelihood exceed, the maximum potential liability 

associated with the amount being guaranteed . Therefore, at December 31, 2016 and 2015, no amounts have been recorded 

in the consolidated financial statements with respect to the above noted indirect guarantees .

N O T E   2 6 :    C A P I TA L   M A N A G E M E N T   A N D   L I Q U I D I T Y

The Trust defines capital resources as the aggregate of Unitholders’ equity at market value, debt (both secured and unse-

cured), cash flows from operations, and amounts available under credit facilities net of cash on hand . The Trust’s capital 

management framework is designed to maintain a level of capital that allows it to implement its business strategy while 

complying with investment and debt restrictions pursuant to Boardwalk REIT’s DOT as well as existing debt covenants and 

continue  building  long-term  Unitholder  value  while  maintaining  sufficient  capital  contingency .  The  main  components 

of the Trust’s capital allocation are approved by its Unitholders as stipulated in the Trust’s DOT and on a regular basis by 

its Board of Trustees (the “Board”) through its annual review of the Trust’s strategic plan and budget, supplemented by 

periodic  Board  and  Board  Committee  meetings .  Capital  adequacy  is  monitored  by  the  Trust  by  assessing  performance 

against  the  approved  annual  plan  throughout  the  year,  which  is  updated  accordingly,  and  by  monitoring  adherence  to 

investment and debt restrictions contained in the DOT and debt covenants . Boardwalk REIT’s DOT, as amended, provides 

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         133

for a minimum interest coverage ratio of 1 .5 to 1 calculated on the most recently completed four fiscal quarters . The DOT 

also defines interest expense to exclude distributions on the LP Class B Units, which under IFRS are considered financing 

charges .

The following table highlights Boardwalk REIT’s interest service coverage ratio in accordance with the DOT:

As at

Net operating income

Administration expenses

Consolidated EBITDA (1) (12 months ended)

Consolidated interest expense (12 months ended)

Interest coverage ratio

Minimum threshold

(1)  Earnings Before Interest, Taxes, Depreciation and Amortization

Dec 31, 2016

Dec 31, 2015

$  253,099  

$ 

294,702

(33,947)

219,152

69,784

3 .14

1 .50

(33,407)

261,295

71,766

3 .64

1 .50

The Trust employs a broad range of financing strategies to facilitate growth and manage financial risk . The Trust’s objective 

is to reduce its weighted average cost of capital and improve Unitholder distributions through value enhancement initia-

tives and consistent monitoring of the balance between debt and equity financing . As at December 31, 2016, the Trust’s 

weighted average cost of capital was calculated to be 3 .96% .

The following schedule details the components of the Trust’s capital and the related costs thereof:

As at

Dec 31, 2016

Dec 31, 2015

Cost of Capital (1) Underlying Value (2)

Cost of Capital (1)

Underlying Value (2)

Liabilities

Mortgages payable

LP Class B Units

Deferred unit-based 

compensation

Unitholders’ equity

Boardwalk REIT Units

Total

2 .78%  

$  2,468,840

5 .14%

5 .14%

217,709

5,981

5 .14%

2,250,726

3 .96%  

$  4,943,256

3 .01%

6 .81%

6 .81%

6 .81%

4 .94%

$  2,358,833

212,339

5,933

2,222,912

$  4,800,017

(1)  As a percentage of average carrying value unless otherwise noted .

(2)   Underlying  value  of  liabilities  represents  carrying  value  or  the  cost  to  retire  on  maturity .  Underlying  value  of  equity  is  based  on  the 

closing stock price of the Trust’s Units .

Mortgages payable – These are the mortgages outstanding on the Trust’s investment properties . The debt is primarily fixed 

rate debt and approximately 99% of this debt at December 31, 2016 is insured under the National Housing Act (“NHA”) and 

administered by the Canada Mortgage and Housing Corporation (“CMHC”) . These financings are typically structured on 

a loan to appraised value basis between 75-80% . The Trust currently has a level of indebtedness of approximately of the 

fair value of the Trust’s investment properties . This level of indebtedness is considered by the Trust to be within its target .

LP Class B Units – These units are non-transferable, except under certain circumstances, but are exchangeable, on a one-for-

one basis, into Boardwalk REIT Units at any time at the option of the holder . Prior to such exchange, distributions will be 

made on the exchangeable units in an amount equivalent to the distributions which would have been made had the units 

of Boardwalk REIT been issued . Each LP Class B Unit was accompanied by a Special Voting Unit, which entitles the holder to 

receive notice of, attend and vote at all meetings of Unitholders . There is no value assigned to the Special Voting Units . The 

LP Class B Units have been classified as “FVTPL” financial liabilities in accordance with IAS 32 . Gains or losses resulting from 

changes in the fair value at each reporting date are recorded in the consolidated statement of comprehensive (loss) income .

As outlined in NOTE 29(d), Boardwalk REIT’s committed revolving credit facility agreements contain financial covenants .

134        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
Available  liquidity  as  at  December  31,  2016  included  cash  and  cash  equivalents  on  hand  of  $99 .1  million  (December  31, 

2015 – $237 .0 million) as well as an unused committed revolving credit facility of $194 .0 million (December 31, 2015 – $198 .0 

million) . The Trust monitors its ratios and as at December 31, 2016 and December 31, 2015, the Trust was in compliance with 

all covenants in both its DOT and all existing debt facilities .

N O T E   2 7 :     F I N A N C I A L   I N S T R U M E N T S

Hedging transactions

In 2008, the Trust entered into a bond forward transaction (the “Transaction”) with a major Canadian financial institution . 

In total, the Transaction, which comprised bond forward contracts on specific mortgages set to mature and be renewed 

in 2008, was for a total notional amount of $101 .6 million with a weighted average term and interest rate of 7 .2 years and 

3 .63%, respectively; except for one of the contracts, all remaining contracts were assessed to be ineffective hedges . The 

bond forward contract assessed to be an effective hedge was settled for a loss of $284 thousand and was amortized over 

the term of the hedged item . The balance was fully amortized as at December 31, 2015 and $41 thousand was recognized 

in profit under financing charges for the year ended December 31, 2015 .

During the first quarter of 2008, the Trust entered into interest rate swap agreements on the mortgages of specific prop-

erties within its portfolio in an effort to hedge the variability in cash flows attributed to fluctuating interest rates . These 

interest rate swap agreements were designated as cash flow hedges on March 11, 2008 . The effective date of the hedge 

was May 1, 2008 and the agreements were designated as such until May 1, 2015, at which point the hedge terms expired . 

Settlements on both the fixed and variable portion of the interest rate swap occurred on a monthly basis up until the date 

of termination with a fixed interest rate of 4 .15%, plus a stamping fee of 0 .25% . As at December 31, 2016 and 2015, there 

were no mortgage debts subject to interest rate swaps .

For the year ended December 31, 2015, a gain of $1 .0 million was recognized in OCI for the fair value change of the interest 

rate swaps .

N O T E   2 8 :    F A I R   V A L U E   M E A S U R E M E N T

(a)  Fair value of financial instruments

Fair  value  is  the  amount  that  would  be  received  to  sell  an  asset  or  paid  to  transfer  a  liability  in  an  orderly  transaction 

between market participants at the measurement date . The fair value of interest bearing financial assets and liabilities is 

determined by discounting the contractual principal and interest payments at estimated current market interest rates for 

the instrument . Current market rates are determined by reference to current benchmark rates for similar term and current 

credit spreads for debt with similar terms and risk . The fair values of the Trust’s financial instruments were determined as 

follows:

(i) 

the carrying amounts of trade and other receivables, segregated tenants’ security deposits, cash and cash equiv-

alents, refundable tenants’ security deposits and trade and other payables approximate their fair values due to their 

short-term nature .

(ii) 

the fair values of the Trust’s mortgages payable are estimates made at a specific point in time, based on relevant 

market information . These estimates are based on quoted market prices for the same or similar issues or on the current 

rates offered to the Trust for similar financial instruments subject to similar risks and maturities .

(iii)  the fair values of the deferred unit compensation plan and the LP Class B Units are estimates at a specific point in 

time, based on the closing market price of the REIT Units listed on the Toronto Stock Exchange .

(iv)  the fair values of the effective portion of the interest rate swaps, reported as other current liabilities, are estimates 

at a specific point in time, based on quoted prices in markets that are not active for substantially the same term as the 

remaining effective portion of the derivatives .

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         135

These  estimates  are  subjective  in  nature  and  involve  uncertainties  and  matters  of  significant  judgment  and,  therefore, 

cannot be determined with precision . Changes in estimates could significantly affect fair values . The significant financial 

instruments of Boardwalk REIT and their carrying values as at December 31, 2016 and December 31, 2015 are as follows:

As at

Dec 31, 2016

Dec 31, 2015

Carrying Value

Fair Value

Carrying Value

Fair Value

Financial liabilities carried at amortized 

cost

Mortgages payable

Financial liabilities carried at FVTPL

LP Class B Units

Deferred unit-based compensation

$  2,435,666  

$  2,468,840  

$  2,272,447

$  2,358,833

217,709

5,981

217,709

5,981

212,339

5,933

212,339

5,933

The  fair  value  of  the  Trust’s  mortgages  payable  was  higher  than  the  recorded  value  by  approximately  $33 .2  million  at 

December  31,  2016  (December  31,  2015  -  $86 .4  million),  due  to  changes  in  interest  rates  since  the  dates  on  which  the 

individual mortgages were last contracted . The fair values of the mortgages payable have been estimated based on the 

current market rates for mortgages with similar terms and conditions . The fair value of the Trust’s mortgages payable is an 

amount computed based on the interest rate environment prevailing at December 31, 2016 and December 31, 2015, respec-

tively; the amount is subject to change and the future amounts will converge . There are no additional costs or penalties to 

Boardwalk REIT if the mortgages are held to maturity .

As at December 31, 2016 and December 31, 2015, the Trust had no embedded derivatives requiring separate recognition .

The nature of these financial instruments and the Trust’s operations expose the Trust to certain principal financial risks . The 

main objective of the Trust’s risk management process is to properly identify financial risks and minimize the exposure to 

potential losses arising from those risks . The principal financial risks to which the Trust is exposed are described in NOTE 29 .

(b)  Assets and liabilities measured at fair value

The fair value hierarchy of assets and liabilities measured at fair value on a recurring basis in the consolidated statement of 

financial position is as follows:

As at

Assets

Dec 31, 2016

Dec 31, 2015

Level 1

Level 2

Level 3

Level 1

Level 2

Level 3

Investment properties

$ 

–  

$ 

–   $ 5,612,568  

$ 

–  

$ 

–   $ 5,540,299

Liabilities

LP Class B Units

Deferred unit-based 

compensation

217,709

5,981

–

–

–

–

212,339

5,933

–

–

–

–

The three levels of the fair value hierarchy are described in NOTE 4 .

Transfers between levels in the fair value hierarchy are recognized on the date of the event or change in circumstances that 

caused the transfer . For assets and liabilities measured at fair value as at December 31, 2016 and December 31, 2015, there 

were no transfers between Level 1, Level 2 and Level 3 assets and liabilities .

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  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
N O T E   2 9 :    R I S K   M A N A G E M E N T

(a) 

Interest rate risk

The Trust is exposed to interest rate risk as a result of its mortgages payable and credit facilities; however, this risk is min-

imized through the Trust’s current strategy of having the majority of its mortgages payable in fixed-term arrangements . 

As such, the Trust’s cash flows are not significantly impacted by a change in market interest rates . In addition, the Trust 

structures its financings so as to stagger the maturities of its debt, thereby minimizing the Trust’s exposure to interest rates 

in any one year . The majority of the Trust’s mortgages are also insured by the CMHC under the National Housing Act (“NHA”) 

mortgage program . This added level of insurance offered to lenders allows the Trust to receive advantageous interest rates 

while minimizing the risk of mortgage renewals or extensions, and significantly reduces the potential for a lender to call 

a loan prematurely . In addition, management is constantly reviewing its committed revolving credit facility (floating-rate 

debt) and, if market conditions warrant, the Trust has the ability to convert its existing floating-rate debt to fixed rate debt .

As at December 31, 2016, the Trust had $5 million outstanding on its committed revolving credit facility and, as such, of 

the Trust’s total debt at December 31, 2016, 99 .8% was fixed-rate debt and 0 .2% was floating-rate debt . For the year ended 

December 31, 2016, all else being equal, the increase or decrease in net earnings for each 1% change in market interest rates 

would be $50 thousand (December 31, 2015 – $nil) .

(b)  Credit risk

The Trust is exposed to credit risk as a result of its trade and other receivables . This balance is comprised of mortgage hold-

backs and refundable mortgage fees, accounts receivable from significant customers and insurers and tenant receivables . 

As at December 31, 2016 and December 31, 2015, no balance relating to mortgage holdbacks, refundable mortgage fees or 

accounts receivable from significant customers and insurers was past due .

In relation to mortgage holdbacks and refundable mortgage fees, the Trust’s exposure to credit risk is low given the nature 

of these balances . These funds will be advanced when the Trust has met the conditions pursuant to the mortgage agree-

ment (in the case of the mortgage holdback) or when financing is completed (in the case of refundable mortgage fees), 

both of which are expected to occur .

Similar to mortgage holdbacks and refundable mortgage fees, the Trust assesses the credit risk on accounts receivable to 

be low due to the assured collection of these balances . The majority of the balance relates to money owing from the Trust’s 

revenue sharing initiatives . Given the Trust’s collection history and the nature of these customers, credit risk is assessed as 

low . Additionally, an amount is owed by insurance companies in relation to current outstanding claims . In all circumstances, 

the insurance deductible has been paid and amounts incurred and owing for reimbursement are due to an insurable event . 

Recoverability may differ from the amount owing solely due to discrepancies between the Trust and the insurance provider 

regarding the value of replacement costs .

With tenant receivables, credit risk arises from the possibility tenants may experience financial difficulty and be unable to 

fulfill their lease term commitments . The maximum exposure to credit risk is equal to the carrying value of the financial 

assets . Rent payments from tenants are due on the first of the month and tenants generally pay a security deposit – both 

of these actions mitigate against bad debts .

As stated above, the carrying amount of tenant receivables reflects management’s assessment of the credit risk associated 

with its tenants; however, the Trust mitigates this risk of credit loss by geographically diversifying its existing portfolio, by 

limiting its exposure to any one tenant and by conducting thorough credit checks with respect to all new rental-leasing 

arrangements .  In  addition,  where  legislation  allows,  the  Trust  obtains  a  security  deposit  from  a  tenant  to  assist  in  the 

recovery of monies owed to the Trust .

Past due receivables (receivables which are greater than 30 days) are reviewed by management on a monthly basis and 

tenant receivables are considered for impairment on a case-by-case basis . The Trust takes into consideration the tenant’s 

payment  history,  their  credit  worthiness  and  the  current  economic  environment;  however,  tenant  receivable  balances 

exceeding 60 days are typically written off to bad debt expense as the Trust does not utilize an allowance for doubtful 

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         137

accounts . The amount of the loss is recognized in the consolidated statement of comprehensive (loss) income as part of 

operating  expenses .  Subsequent  recoveries  of  amounts  previously  written  off  are  credited  against  operating  expenses 

during the period of settlement . As tenant receivables are typically written off after 60 days, none of the balance is consid-

ered to be past due by the Trust . For the twelve months ended December 31, 2016, bad debt expense totaled $5 .5 million 

(twelve months ended December 31, 2015 – $4 .2 million) .

The credit risk of both Boardwalk REIT and the counter party have been taken into account in determining the fair value of 

Boardwalk REIT’s trade and other receivables .

(c)  Liquidity risk

Liquidity risk is the risk that the Trust will not be able to meet its financial obligations as they become due . The Trust main-

tains what it believes to be conservatively leveraged assets and can finance any future growth through one or a combi-

nation of internally generated cash flows, borrowing under an existing committed revolving credit facility, the issuance of 

debt, or the issuance of equity, according to its capital management objectives . In addition, the Trust structures its financ-

ings so as to stagger the maturities of its debt, thereby minimizing the Trust’s exposure to liquidity risk in any one year . In 

addition, cash flow projections are completed and reviewed on a regular basis to ensure the Trust has sufficient cash flows 

to make its monthly distributions to its Unitholders . Finally, financial assets, such as cash and trade and other receivables, 

will be realized within the next twelve months and can be utilized to satisfy the Trust’s financial liabilities . Given the Trust’s 

currently  available liquid resources (from  both financial assets and on-going operations) as compared to its contractual 

obligations, management assesses the Trust’s liquidity risk to be low .

The  following  table  details  the  Trust’s  remaining  contractual  maturity  for  its  non-derivative  and  derivative  (i .e .  vested 

deferred units) financial liabilities listed by year of maturity date:

Year of Maturity

2017

2018

2019

2020

2021

Subsequent

Unamortized
deferred
financing costs

Weighted
average
interest
rate

Mortgage
principal
outstanding

Mortgage
interest (1)

Tenants’
security
deposits

Distribution
Payable

Trades
and other
payables

Total

2 .91%   $ 

291,720  

$ 

64,608

$ 

13,275

$ 

9,513

$ 

58,749

  $  437,865

3 .00%

2 .91%

2 .66%

2 .30%

2 .77%

2 .78%

199,044

381,222

238,987

270,588

1,138,983

2,520,544

56,162

48,675

38,437

32,046

62,490

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

255,206

429,897

277,424

302,634

1,201,473

302,418

13,275

9,513

58,749

2,904,499

(84,878)

–

–

–

–

(84,878)

  $  2,435,666  

$  302,418

$ 

13,275

$ 

9,513

$ 

58,749

  $  2,819,621

(1)  Based on current in-place interest rates for the remaining term to maturity .

(d)  Debt covenants

As outlined in its mortgages payable agreements, the Trust is required to make equal monthly payments of principal and 

interest based on the respective amortization period . Additionally, the Trust must ensure that all property taxes have been 

paid in full when they become due and that no arrears exist .

CMHC provides mortgage loan insurance in connection with mortgages made to Boardwalk REIT . In an agreement dated 

September 13, 2002, and as amended and restated on January 19, 2005 and April 25, 2006, the Trust agreed to provide 

certain financial information to the CMHC and be subject to certain restrictive covenants, including limitation on additional 

debt, payment of distributions in respect to Unitholders’ capital in the event of default, and maintenance of certain finan-

cial ratios . In the event of default, the Trust’s total financial liability under this agreement is limited to a one-time penalty 

payment of $250 thousand under a Letter of Credit issued in favor of CMHC .

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The  Trust  has  a  committed  revolving  credit  facility  with  a  major  financial  institution .  This  credit  facility  is  secured  by  a 

pledge  of  a  group  of  specific  real  estate  assets  (fair  value  at  December  31,  2016  of  approximately  $770 .5  million) .  The 

amount  available  through  the  committed  revolving  credit  facility  varies  with  the  value  of  the  pledged  assets,  with  a 

maximum limit not to exceed $200 .0 million and an available limit of $194 .0 million as at December 31, 2016 (December 31, 

2015 – $198 .0 million) . The revolving facility requires monthly interest payments, is for a five-year term maturing on July 

27, 2021, and can be extended annually thereafter, subject to the mutual consent of the lender and the Trust . In the event 

the committed revolving credit facility is not extended, the drawn-down principal would be due on the maturity date of 

the credit agreement .

The credit facility contains three financial covenants as follows:

(i) 

The  Trust  will  maintain  an  overall  Debt  Service  Coverage  Ratio  of  at  least  1 .20,  calculated  on  the  most  recent 

completed trailing four fiscal quarter basis . As at December 31, 2016, this ratio was 1 .76 (December 31, 2015 – 2 .15) .

(ii)  The Trust will maintain a Debt Service Coverage Ratio, specific to the Security Portfolio of at least 1 .15 (tested 

semi-annually) . As at December 31, 2016, this ratio was – 1 .44 (December 31, 2015 – 1 .63) .

(iii)  Total indebtedness of the Trust will not exceed 75% of the Gross Book Value (“GBV”) of all assets for the two most 

recent quarters as defined in the credit agreement . As at December 31, 2016, this ratio was 41 .5% (December 31, 2015 

– 38 .8%) .

As at December 31, 2016 and December 31, 2015, the Trust was in compliance with all financial covenants .

(e)  Utility risk

The Trust is exposed to utility risk as a result of fluctuations in the prices of natural gas and electricity . As outlined in NOTE 

25, the Trust has commitments to certain utility contracts to reduce the risk of exposure to adverse changes in commodity 

prices .

N O T E   3 0 :    S U B S I D I A R I E S

The entities included in the Trust’s consolidated financial statements are as follows:

Entity

Type

Relationship

Boardwalk Real Estate Investment Trust (“BREIT”)

Trust

Parent

Boardwalk Real Estate Management Ltd .

Corporation

100% owned by BREIT

Top Hat Operating Trust (“TOT”)

Trust

100% owned by BREIT

BPCL Holdings Inc . (“BPCL”)

Corporation

Meets the principle of control

Boardwalk REIT Limited Partnership (“BLP”)

Partnership

A Units are 100% owned by TOT

B Units and C Units are 100% owned by BPCL

Boardwalk REIT Properties Holdings (Alberta) Ltd .

Corporation

100% owned by BLP

Boardwalk REIT Quebec Inc .

Corporation

100% owned by BLP

Boardwalk Quebec Trust

Trust

100% owned by BLP

Boardwalk St . Laurent Limited Partnership

Partnership

99 .99% owned by Boardwalk Quebec Trust

0 .01% owned by 9165-5795 Quebec Inc .

9108-4749 Quebec Inc .

Corporation

100% owned by BLP

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         139

 
 
 
 
Entity

Type

Relationship

9165-5795 Quebec Inc .

Corporation

100% owned by 9108-4749 Quebec Inc .

Nun’s Island Trust 1

Nun’s Island Trust 2

Trust

Trust

100% owned by BLP

100% owned by BLP

Metropolitan Structures (MSI) Inc .

Corporation

100% owned by BLP

Boardwalk GP Holding Trust

Trust

100% owned by BLP

6222285 Canada Inc .

Corporation

100% owned by BLP

Boardwalk GP Operating Trust

Trust

100% owned by 6222285 Canada Inc .

Boardwalk General Partnership (“BGP”)

Partnership

99 .99% owned by Boardwalk GP Holding Trust

0 .01% owned by Boardwalk GP Operating Trust

Boardwalk REIT Properties Holdings Ltd .

Corporation

100% owned by BGP

BPCL  represents  the  only  entity  which  is  not  100%  owned  by  the  Trust  or  one  of  its  subsidiaries .  BPCL  (formerly  called 

Boardwalk Equities Inc .) was created to accomplish a narrow and well-defined objective, which was to transfer the benefi-

cial interest in the Corporation’s assets (the “Assets”) (pursuant to the Master Asset Contribution Agreement) . The Trust does 

not have any voting interest in BPCL; however, the Trust controls BPCL because the Trust has the decision-making powers to 

obtain the majority of the benefits of the activities of BPCL and the Trust retains the majority of the residual or ownership 

risks related to BPCL . Specifically, BLP controls all of the Assets previously held by BPCL, and is responsible for BPCL’s debt 

by guaranteeing the principal and interest owed to the lenders . BLP must make distributions to the LP Class C Units equiv-

alent to the principal and interest owed on BPCL’s debt . As beneficial owner of the Assets, BLP has power over BPCL as it 

can direct their relevant activities (i .e . impose and collect rental income, manage and pay operating costs, etc .) in order to 

generate cash flows and make distributions on the LP Class C Units . It has exposure, or rights, to variable returns based on 

its beneficial ownership of the Assets . The Trust controls BPCL, because the Trust has the decision making power to obtain 

the majority of the benefits from the activities of BPCL . Due to the above, BPCL is part of the Trust’s consolidated group .

N O T E   31:     R E L AT E D   P A R T Y   D I S C L O S U R E S

IAS 24 – Related Party Disclosures requires entities to disclose in their financial statements information about transactions 

with related parties . Generally, two parties are related to each other if one party controls, or significantly influences, the 

other party . Balances and transactions between the Trust and its subsidiaries (as outlined in NOTE 30), which are related 

parties of the Trust, have been eliminated on consolidation and are not disclosed in this note disclosure .

The following outlines the individuals considered key personnel of the Trust:

(a)  Trustees

The Trustees of Boardwalk REIT during the year ended December 31, 2016 and up to the date of this report were:

James R . Dewald

Gary Goodman

Arthur L . Havener, Jr .

Sam Kolias

Samantha Kolias

Al W . Mawani

Andrea Stephen

140        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
(b)  Key management personnel

Key management personnel of the Trust during the year ended December 31, 2016 and up to the date of this report were:

P . Dean Burns, General Counsel & Corporate Secretary 

William Chidley, Senior VP, Corporate Development (retired June 30, 2016)

Roberto Geremia, President

Sam Kolias, Chief Executive Officer

Van Kolias, Senior VP, Quality Control

Lisa Russell, senior VP, Corporate Development (effective July 1, 2016)

William Wong, Chief Financial Officer

The remuneration of the Trust’s key management personnel was as follows:

Short-term benefits

Post-employment benefits

Other long-term benefits

Deferred unit-based compensation

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$ 

1,246  

$ 

1,076

52

5

1,358

$ 

2,661  

$ 

53

6

1,581

2,716

In addition, the LP Class B Units are held by Mr . Sam Kolias (Chairman of the Board, Chief Executive Officer and Trustee) and 

Mr . Van Kolias (Senior Vice President, Quality Control) . Under IAS 32 – Financial Instruments: Presentation, the LP B Units 

issued by a wholly owned subsidiary of the Trust are considered financial liabilities, and are reclassified from equity to liabil-

ities on the consolidated financial statements . Additionally, as the LP Class B Units are liabilities, all distributions paid (both 

regular and special) are recorded as a financing charge under IFRS . For the year ended December 31, 2016, distributions on 

the LP Class B Units totaled $10 .0 million (December 31, 2015 – $13 .6 million) . Distributions on the LP Class B Units are made 

on terms equal to distributions made on Boardwalk REIT Units .

As at December 31, 2016, there was $839 thousand owed to related parties (December 31, 2015 – $5 .3 million, comprised of 

$761 thousand in relation to the monthly regular LP Class B Units distribution and $4 .5 million in relation to the $1 .00 special 

distribution on the LP Class B Units) based on the LP Class B Units distribution outlined above .

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         141

 
 
 
 
 
 
 
 
 
 
 
N O T E   3 2 :    O T H E R   I N F O R M AT I O N

(a)  Supplemental cash flow information

Net change in operating working capital

Net change in inventories

Net change in prepaid assets

Net change in trade and other receivables

Net change in segregated and refundable tenants’ security deposits

Net change in deferred unit-based compensation

Net change in trade and other payables

Net change in investing working capital

Net change in trade and other payables

Net change in financing working capital

Net change in trade and other payables

Distributions paid

Distributions declared

Distributions declared in prior period paid in current period

Distributions declared in current period paid in next period

Distributions paid

Year ended
Dec 31, 2016

Year ended
Dec 31, 2015

$ 

(3,251)

$ 

(432)

(3,183)

(272)

124

3,645

2,149

(1,472)

2,016

(1,316)

3,240

(3,233)

$ 

(788)

$ 

(1,197)

$ 

5,297  

$ 

61  

$ 

$ 

(37)

304

$ (103,399)

$  (143,557)

(54,812)

8,674

(74,608)

54,812

$ (149,537)

$  (163,353)

(b) 

Included in administration costs was $2 .7 million relating to Registered Retirement Savings Plan (“RRSP”) matching for 

the year ended December 31, 2016 (December 31, 2015 – $2 .6 million) .

(c) 

Included in operating expenses was $1 .4 million related to transition payments paid to eligible associates for the year 

ended December 31, 2015 .

142        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
N O T E   3 3 :    S E G M E N T E D   I N F O R M AT I O N

Boardwalk REIT specializes in multi-family residential housing and operates primarily within one business segment in five 

provinces  located  wholly  in  Canada .  Each  provincial  segment  operates  with  a  high  degree  of  autonomy .  Management 

monitors the operating results on a regional basis . Segment performance is evaluated on a number of measures, including 

net profit . Financial information reported is on the same basis as used for internal evaluation and allocation of resources . 

Boardwalk REIT does not have any one major tenant or a significant group of tenants . Either expiring leases are renewed 

or new tenants are found .

Net  debt,  interest  income  and  expenses,  and  income  taxes  are  managed  on  a  group  basis .  Transfer  prices  between 

locations are set on an arm’s-length basis in a manner similar to transactions with third parties and are eliminated upon 

inter-company consolidation .

Corporate represents corporate functions, technology assets, activities incidental to operations, and certain comparative 

data for divested assets .

Details of segmented information are as follows:

As at

Assets

Liabilities

As at

Assets

Liabilities

December 31, 2016

Alberta Saskatchewan

Ontario

Quebec

Corporate

Total

  $ 3,876,081   $  716,127   $  270,324

  $  818,622   $ 

87,459   $ 5,768,613

1,771,533

275,028

105,743

322,611

272,379

2,747,294

December 31, 2015

Alberta Saskatchewan

Ontario

Quebec

Corporate

Total

  $ 3,826,007   $  716,341   $  246,612

  $  807,290   $  237,592   $ 5,833,842

1,640,502

264,309

93,257

312,457

312,579

2,623,104

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         143

 
 
Year ended December 31, 2016

Alberta Saskatchewan

Ontario

Quebec

Corporate

Total

  $  275,606   $  58,591   $  25,903

  $  71,834   $ 

206   $  432,140

4,727

405

527

280,333

58,996

26,430

Rental revenue

Ancillary rental income

Total rental revenue

Rental expenses

Operating expenses

Utilities

Property taxes

Net operating income (loss)

Financing costs (a)

Administration

Depreciation and amortization (b)

57,915

25,577

27,690

169,151

51,312

320

4,023

10,835

8,475

4,523

35,163

8,428

7

798

Profit (loss) before the undernoted

113,496

25,930

Fair value (losses) gains

(162,636)

(24,000)

Profit (loss) before income tax

(49,140)

1,930

Income tax expense (c)

–

–

1,031

72,865

17,957

6,463

7,893

40,552

7,826

117

809

31,800

(9,689)

22,111

16

222

6,706

438,846

6,466

155

154

97,620

44,711

43,416

(6,553)

253,099

9,404

33,461

4,242

79,774

33,947

10,079

(53,660)

129,299

(5,837)

(186,681)

(59,497)

(57,382)

–

(58)

(58)

4,447

4,041

3,156

14,786

2,804

42

207

11,733

15,481

27,214

–

Profit (loss) for the year

  $  (49,140)   $ 

1,930   $  27,214

  $  22,111   $  (59,555)   $  (57,440)

Other comprehensive income

–

–

–

–

–

–

Total comprehensive (loss) income

  $  (49,140)   $ 

1,930   $  27,214

  $  22,111   $  (59,555)   $  (57,440)

Additions to non–current assets (d)

  $  209,162   $  10,699   $ 

8,415

  $  19,026   $ 

5,857   $  253,159

Rental revenue

Ancillary rental income

Total rental revenue

Rental expenses

Operating expenses

Utilities

Property taxes

Net operating income (loss)

Financing costs (a)

Administration

Depreciation and amortization (b)

Loss on sale of assets

Fair value (losses) gains

Profit (loss) before income tax

Income tax expense (c)

Profit (loss) for the year

Year ended December 31, 2015

Alberta Saskatchewan

Ontario

Quebec

Corporate

Total

  $  300,515   $  61,248   $  36,669

  $  70,546   $ 

231   $  469,209

4,755

305,270

54,537

25,082

24,109

201,542

51,154

401

3,703

434

61,682

10,779

7,650

4,397

38,856

9,121

(80)

747

–

(286,627)

(140,343)

–

(4)

(13,062)

16,002

–

743

37,412

6,759

6,395

4,732

19,526

3,572

58

267

15,629

(6,524)

54,196

63,301

–

1,006

71,552

17,094

6,878

7,700

39,880

8,302

189

805

1

232

5,003

195

136

6,939

476,148

94,172

46,200

41,074

(5,102)

294,702

13,221

32,839

4,127

85,370

33,407

9,649

30,584

(55,289)

166,276

–

50,572

81,156

–

(327)

(6,855)

64,560

8,944

(212)

(130,361)

29,060

(212)

Profit (loss) before the undernoted

146,284

29,068

  $  (140,343)   $  16,002   $  63,301

  $  81,156   $ 

8,732   $  28,848

Other comprehensive income

563

451

–

–

–

1,014

Total comprehensive (loss) income

  $  (139,780)   $  16,453   $  63,301

  $  81,156   $ 

8,732   $  29,862

Additions to non–current assets (d)

  $  47,226   $  11,946   $ 

6,654

  $  18,280   $  18,494   $  102,600

144        n 	 n 	 n       N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(a)  Financing costs

Financing costs were as follows:

Year ended December 31, 2016

Alberta Saskatchewan

Ontario

Quebec

Corporate

Total

Interest on secured debt (mortgages 

payable)

  $  51,168   $ 

8,421   $ 

2,757

  $ 

7,802   $ 

–   $  70,148

Interest capitalized to properties

under development

LP Class B unit distribution

Other interest charges

Interest income

Total

–

–

144

–

(9)

–

16

–

–

–

47

–

–

–

28

(4)

(60)

9,990

1,196

(69)

9,990

1,431

(1,722)

(1,726)

  $  51,312   $ 

8,428   $ 

2,804

  $ 

7,826   $ 

9,404   $  79,774

Year ended December 31, 2015

Alberta Saskatchewan

Ontario

Quebec

Corporate

Total

Interest on secured debt (mortgages 

payable)

  $  51,014   $ 

9,107   $ 

3,522

  $ 

8,279   $ 

–   $  71,922

Interest capitalized to properties

under development

LP Class B unit distribution

Other interest charges

Interest income

Total

–

–

141

(1)

–

–

14

–

–

–

61

(11)

–

–

23

–

–

13,604

1,239

(1,622)

–

13,604

1,478

(1,634)

  $  51,154   $ 

9,121   $ 

3,572

  $ 

8,302   $  13,221   $  85,370

(b)  Depreciation and amortization

This represents depreciation and amortization on items carried at cost and primarily includes deferred financing charged, 

corporate assets, technology assets, site equipment and other assets . These figures exclude any impairment charges .

(c) 

Income tax recovery

This relates to any current and deferred taxes .

(d)  Additions to non-current assets (other than financial instruments and deferred tax assets)

This represents the total cost incurred during the year to acquire non-current assets (other than financial instruments and 

deferred tax assets), measured on an accrual basis .

N O T E   3 4 :    S U B S E Q U E N T   E V E N T S

One of the Trust’s properties known as Westridge B in Edmonton, Alberta, consisting of 91 units, was severely damaged by 

a fire the morning of February 16, 2017 . There were no injuries and everyone was evacuated safely from the building . Cost 

of the damage, if the entire building needs to be rebuilt, is estimated to be up to $20 million . Although the fire investigation 

has not yet started, the Trust believes its property insurance will adequately cover the damage costs, less a deductible of 

$100 thousand, and has business interruption coverage for the next 24 months . 

N O T E   3 5 :    A P P R O V A L   O F   C O N S O L I D AT E D   F I N A N C I A L   S TAT E M E N T S

The consolidated financial statements were approved by the Board of Trustees and authorized on February 16, 2017 .

A R   2 0 1 6     B O A R D W A L K   R E I T

    N O T E S   T O   C O N S O L I D A T E D   F I N A N C I A L   S T A T E M E N T S       n 	 n 	 n         145

 
 
 
 
Five Year Summary

($000’s except per unit and per square foot)

2012

(IFRS)

2013

(IFRS)

2014

(IFRS)

2015

(IFRS)

2016

(IFRS)

Assets

Investment properties

Other assets

Total assets

Mortgages payable

Other liabilities

Deferred income taxes

Unitholders’ equity

   $  5,493,448 

   $  5,745,207 

   $  5,778,108 

   $  5,540,299 

   $  5,612,568 

 181,854 

 180,476 

 193,537 

 293,543 

 156,045 

   $  5,675,302 

   $  5,925,683 

   $  5,971,645 

   $  5,833,842 

   $  5,768,613 

   $  2,248,176 

   $  2,261,412 

   $  2,169,499 

   $  2,272,447 

   $  2,435,666 

 377,018 

 364,699 

 444,145 

 350,640 

 311,624 

   $  2,625,194 

   $  2,626,111 

   $  2,613,644 

   $  2,623,087 

   $  2,747,290 

 7 

 50 

 13 

 17 

 4 

 3,050,101 

 3,299,522 

 3,357,988 

 3,210,738 

 3,021,319 

Total liabilities and unitholders’ equity

   $  5,675,302 

   $  5,925,683 

   $  5,971,645 

   $  5,833,842 

   $  5,768,613 

Trust units outstanding (000) (including LP B Units)

 52,327 

 52,395 

 51,996 

 51,322 

 50,739 

Trust unit price at year-end ($)

Market capitalization ($MM)

Number of rental units

Fair value per rental unit ($000)

Long-term debt per rental unit ($000)

Net rentable square feet (000)

Fair value per square foot ($)

Long-term debt per square foot ($)

Average net rentable SF per unit

   $ 

64 .53 

   $ 

59 .85 

   $ 

61 .54 

   $ 

47 .45 

   $ 

48 .65 

 3,376 .7 

 35,277 

 156 

 64 

 3,135 .8 

 35,386 

 162 

 64 

 3,199 .8 

 34,626 

 167 

 63 

 2,435 .2 

 32,947 

 168 

 69 

 2,468 .4 

 33,773 

 166 

 72 

 29,936 

 30,022 

 29,466 

 28,199 

 28,924 

 184 

 75 

 849 

 191 

 75 

 848 

 196 

 74 

 851 

 196 

 81 

 856 

 194 

 84 

 856 

L/T debt weighted average interest rate

3 .69%

3 .46%

3 .34%

3 .01%

2 .78%

146        n 	 n 	 n       F I V E   Y E A R   S U M M A R Y

  B O A R D W A L K   R E I T     A R   2 0 1 6

Five Year Summary

($000’s except per unit)

Rental revenue

Ancillary rental income

Total rental revenue

Rental expenses

Operating expenses

Utilities

Property taxes

Net operating income

Operating margin

Financing costs

Administration

Depreciation and amortization

Profit from continuing operations before  

the undernoted

Gain (loss) on sale of assets

Fair value gains (losses)

Profit (loss) from continuing operations before  

income tax (expense) recovery

Income tax (expense) recovery

Profit (loss) from continuing operations

Profit from discontinued operations, net of tax

Profit (loss) for the year

Other comprehensive income

2012

(IFRS)

2013

(IFRS)

2014

(IFRS)

2015

(IFRS)

2016

(IFRS)

   $  433,205 

   $  446,626 

   $  466,435 

   $  469,209 

   $  432,140 

 6,696 

 6,958 

 6,810 

 6,939 

 6,706 

 439,901 

 453,584 

 473,245 

 476,148 

 438,846 

 87,143 

 39,921 

 36,773 

 89,002 

 42,121 

 38,272 

 93,969 

 47,572 

 40,091 

 94,172 

 46,200 

 41,074 

 97,620 

 44,711 

 43,416 

 276,064 

 284,189 

 291,613 

 294,702 

 253,099 

63%

 98,062 

 28,909 

 10,922 

63%

 88,818 

 32,202 

 11,920 

62%

 91,977 

 32,943 

 11,933 

62%

 85,370 

 33,407 

 9,649 

58%

 79,774 

 33,947 

 10,079 

 138,171 

 151,249 

 154,760 

 166,276 

 129,299 

 135 

 – 

 (235)

 (6,855)

 – 

 549,986 

 174,424 

 81,126 

 (130,361)

 (186,681)

 688,292 

 325,673 

 235,651 

 29,060 

 (57,382)

 222 

 688,514 

 – 

 688,514 

 2,850 

 (538)

 325,135 

 12,595 

 337,730 

 2,149 

 (41)

 235,610 

 11,181 

 246,791 

 2,445 

 (212)

 28,848 

 – 

 28,848 

 1,014 

 (58)

 (57,440)

 – 

 (57,440)

 – 

Total comprehensive income (loss)

   $  691,364 

   $  339,879 

   $  249,236 

   $ 

29,862 

   $ 

(57,440)

Earnings (loss) per unit – continuing operations  

– diluted

   $ 

14 .40 

   $ 

5 .98 

   $ 

4 .93 

   $ 

(0 .40)  

$ 

(1 .24)

Earnings per unit – discontinued operations – diluted    $ 

– 

   $ 

0 .24 

   $ 

0 .23 

   $ 

– 

   $ 

– 

Funds from operations

   $  150,343 

   $  168,184 

   $  175,825 

   $  184,852 

   $  144,465 

Funds from operations per unit – fully diluted

   $ 

2 .87 

   $ 

3 .21 

   $ 

3 .37 

   $ 

Interest Coverage Ratio, Continuing operations

2 .76

3 .15

3 .37

$ 

3 .56 

3 .64

2 .84 

3 .14

Fiscal year ended December 31, 2013 has been restated to present discontinued operations consistent with fiscal year ended December 31, 2014 .

A R   2 0 1 6     B O A R D W A L K   R E I T

    F I V E   Y E A R   S U M M A R Y      n 	 n 	 n         147

 
2016 Quarterly Results

(in $000’s except per unit amounts)

Q1

Q2

Q3

Q4

31-Dec-16

Rental revenue

Ancillary rental income

Total rental revenue

Rental expenses

Operating expenses

Utilities

Property taxes

Net operating income

Financing costs

Administration

Depreciation and amortization

Profit before the undernoted

Fair value gains (losses)

Profit (loss) before income tax

Income tax (expense) recovery

Profit (loss) for the period

   $  111,590 

   $  108,805 

   $  107,283 

   $  104,462 

   $  432,140 

 1,778 

 1,601 

 1,668 

 1,659 

 6,706 

 113,368 

 110,406 

 108,951 

 106,121 

 438,846 

 23,227 

 13,137 

 9,940 

 67,064 

 19,762 

 9,430 

 2,342 

 35,530 

 20,536 

 56,066 

 131 

 56,197 

 23,973 

 9,998 

 9,956 

 66,479 

 20,122 

 9,160 

 2,422 

 34,775 

 (28,122)

 6,653 

 (85)

 6,568 

 24,339 

 9,455 

 11,999 

 63,158 

 20,011 

 7,242 

 2,564 

 33,341 

 (68,900)

 (35,559)

 26,081 

 12,121 

 11,521 

 56,398 

 19,879 

 8,115 

 2,751 

 97,620 

 44,711 

 43,416 

 253,099 

 79,774 

 33,947 

 10,079 

 25,653 

 129,299 

 (110,195)

 (186,681)

 (84,542)

 (57,382)

 41 

 (145)

 (58)

 (35,518)

 (84,687)

 (57,440)

Total comprehensive income (loss)

   $ 

56,197 

   $ 

6,568 

   $ 

(35,518)    $ 

(84,687)    $ 

(57,440)

Earnings (loss) per unit – diluted

   $ 

1 .21 

   $ 

0 .14 

   $ 

(1 .16)    $ 

(1 .89)    $ 

(1 .24)

Funds from operations

   $ 

39,124 

   $ 

38,554 

   $ 

37,186 

   $ 

29,601 

   $  144,465 

Funds from operations per unit – fully diluted

   $ 

0 .77 

   $ 

0 .76 

   $ 

0 .73 

   $ 

0 .58 

   $ 

2 .84 

148        n 	 n 	 n       Q U A R T E R L Y   R E S U L T S

  B O A R D W A L K   R E I T     A R   2 0 1 6

2015 Quarterly Results

(in $000’s except per unit amounts)

Q1

Q2

Q3

Q4

31–Dec–15

Rental revenue

Ancillary rental income

Total rental revenue

Rental expenses

Operating expenses

Utilities

Property taxes

Net operating income

Financing costs

Administration

Depreciation and amortization

Profit before the undernoted

Loss on sale of assets

Fair value gains (losses)

Profit (loss) before income tax

Income tax (expense) recovery

Profit (loss) for the period

Other comprehensive income

   $  118,303 

   $  119,105 

   $  117,897 

   $  113,904 

   $  469,209 

 1,732 

 1,642 

 1,782 

 1,783 

 6,939 

 120,035 

 120,747 

 119,679 

 115,687 

 476,148 

 23,047 

 14,811 

 10,093 

 72,084 

 20,782 

 8,293 

 2,218 

 40,791 

 – 

 30,856 

 71,647 

 (223)

 71,424 

 23,573 

 10,229 

 10,115 

 76,830 

 20,315 

 8,651 

 2,486 

 45,378 

 (4)

 (10,906)

 34,468 

 24,145 

 9,959 

 10,670 

 74,905 

 20,131 

 8,320 

 2,375 

 44,079 

 (6,841)

 (228,801)

 (191,563)

 23,407 

 11,201 

 10,196 

 70,883 

 24,142 

 8,143 

 2,570 

 36,028 

 (10)

 78,490 

 114,508 

 125 

 (54)

 (60)

 34,593 

 (191,617)

 114,448 

 94,172 

 46,200 

 41,074 

 294,702 

 85,370 

 33,407 

 9,649 

 166,276 

 (6,855)

 (130,361)

 29,060 

 (212)

 28,848 

 555 

 459 

 – 

 – 

 1,014 

Total comprehensive income (loss)

   $ 

71,979 

   $ 

35,052 

   $  (191,617)    $  114,448 

   $ 

29,862 

Earnings (loss) per unit – diluted

   $ 

1 .19 

   $ 

0 .51 

   $ 

(4 .03)    $ 

1 .93 

   $ 

(0 .40)

Funds from operations

   $ 

44,181 

   $ 

48,857 

   $ 

47,588 

   $ 

44,225 

   $  184,852 

Funds from operations per unit – fully diluted

   $ 

0 .85 

   $ 

0 .94 

   $ 

0 .92 

   $ 

0 .86 

   $ 

3 .56 

A R   2 0 1 6     B O A R D W A L K   R E I T

    Q U A R T E R L Y   R E S U L T S       n 	 n 	 n         149

Market and Unitholder Information

SOLICITORS
Gowling Lafleur Henderson llp
1600, 421 - 7 Avenue SW
Calgary AB  T2P 4K9

Butlin Oke Roberts & Nobles
100, 1501 - 1 Street SW
Calgary, Alberta  T2R 0W1

BANKERS
Toronto Dominion Bank
Suite 1100, 421 - 7th Avenue SW
Calgary, Alberta  T2P 4K9

AUDITORS
Deloitte llp
700, 850 – 2 Street SW
Calgary, Alberta  T2P 0R8

REGISTRAR & TRANSFER AGENT
Computershare Trust Company of Canada
Our Transfer Agent can help you with a variety of 
unitholder related services, including change of address, 
tax forms, accounts consolidation and transfer of stock .

600, 530 – 8 Avenue SW
Calgary, Alberta  T2P 3S8
Telephone: 403 267-6800

INVESTOR RELATIONS
Unitholders seeking financial and operating 
information may contact:

James Ha, Director; Mortgage and Finance

Telephone: 403 531-9255
Investor Relations Toll Free: 1-855-626-6739
Fax: 403 531-9565
Web: www .BoardwalkREIT .com
Email: investor@bwalk .com

ONLINE INFORMATION
For an online version of the current and past annual reports,
quarterly reports, press releases and other Trust information,
please visit our investor website at www .BoardwalkREIT .com .

ANNUAL GENERAL MEETING
The Annual General Meeting of the Unitholders of Boardwalk REIT 
will be held at the Petroleum Club, 319-5 Ave SW, Calgary, Alberta, 
at 3:00 pm (MT) on May 11, 2017 .

Unitholders are encouraged to attend and those unable to do so 
are requested to complete the Form of Proxy and forward it at 
their earliest convenience .

EXCHANGE LISTINGS
The Toronto Stock Exchange
Symbol: BEI .UN

TRADING PROFILE 
TSX: Jan 1, 2016 to Dec 31, 2016
High: $59 .76
Low: $38 .47
Year End Closing Price: $48 .65

Monthly Distributions

Month

Per Unit

Annualized

Jan-16

 $0 .170 

Feb-16

 $0 .1875

Mar-16

 $0 .1875 

Apr-16

 $0 .1875 

May-16

 $0 .1875 

Jun-16

 $0 .1875 

Jul-16

 $0 .1875 

Aug-16

 $0 .1875 

Sep-16

Oct-16

 $0 .1875 

 $0 .1875 

Nov-16

 $0 .1875 

Dec-16

 $0 .1875 

Jan-17

 $0 .1875 

Feb-17

 $0 .1875 

Mar-17

 $0 .1875 

Apr-17

 $0 .1875 

$2 .04

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

$2 .25

Record 
Date

Distribution 
Date

29-Jan-16

15-Feb-16

29-Feb-16

15-Mar-16

31-Mar-16

15-Apr-16

29-Apr-16

16-May-16

31-May-16

15-Jun-16

30-Jun-16

15-Jul-16

29-Jul-16

15-Aug-16

31-Aug-16

15-Sep-16

30-Sep-16

17-Oct-16

31-Oct-16

15-Nov-16

30-Nov-16

15-Dec-16

30-Dec-16

16-Jan-17

31-Jan-17

15-Feb-17

28-Feb-17

15-Mar-17

31-Mar-17

17-Apr-17

28-Apr-17

15-May-17

150        n 	 n 	 n       M A R K E T   A N D   U N I T H O L D E R   I N F O R M A T I O N

  B O A R D W A L K   R E I T     A R   2 0 1 6

Corporate Information

EXECUTIVE OFFICE

First West Professional Building
Suite 200, 1501 – 1 Street SW
Calgary, Alberta T2R 0W1
Phone: 403 531-9255

Investor Relations
Toll Free: 1-855-626-6739
Fax: 403 531-9565
Web: www .BoardwalkREIT .com

BOARD OF TRUSTEES

Sam Kolias
Chairman of the Board
Calgary, Alberta

James Dewald (3)
Calgary, Alberta

Gary Goodman (2)
Toronto, Ontario

Art Havener (1) (2) (3)
St . Louis, MO

Samantha Kolias
Calgary, Alberta

Al Mawani (3)
Thornhill, Ontario

Andrea Stephen (2)
Toronto, Ontario

(1) Lead Trustee

(2)  Member of the Audit and  

Risk Management Committee

(3)  Member of the Compensation, Governance  

and Nominations Committee

SENIOR MANAGEMENT

Jonathan Brimmell
Vice President, Operations, Ontario and 
Quebec

Dean Burns
General Counsel and Secretary

Ian Dingle
Vice President, Purchasing and Contracts

Roberto Geremia
President

Sam Kolias
Chief Executive Officer

Van Kolias
Senior Vice President, Quality Control

Kelly Mahajan
Vice President, Customer Service and 
Process Design

Helen Mix
Vice President, Human Resources

Lisa Russell
Senior Vice President, Acquisition and 
Development

William Wong
Chief Financial Officer

A R   2 0 1 6     B O A R D W A L K   R E I T

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BOARDWALK REIT

First West Professional Building

Suite 200, 1501 – 1 Street SW

Calgary, Alberta T2R 0W1

Phone: 403 531-9255 Fax: 403 531-9565

Website: www.BoardwalkREIT.com

printed in Canada