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Bel Fuse

belfb · NASDAQ Technology
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Industry Hardware, Equipment & Parts
Employees 5001-10,000
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FY2019 Annual Report · Bel Fuse
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206 Van Vorst Street

Jersey City, NJ 07302 USA 

Tel: 201-432-0463

Fax: 201-432-9542

CO M PAN Y  P RO FI LE

Founded in 1949, Bel designs, manufactures and markets a broad array of products 

that power, protect and connect electronic circuits. These products are primarily used 

in the military, aerospace, networking, telecommunications, computing, transportation 

and broadcasting industries. Bel’s portfolio of products also finds applications in the 

automotive, medical and consumer electronics markets.  

With over 70 years in operation, Bel’s legacy of innovation continues to drive success in  

a diversity of markets. Bel has consistently proven itself a valuable supplier to world-class 

companies by developing new products with cost-effective solutions. 

Bel reached its 70th year in business in January 2019. Since the inception of our Company, 
Bob Simandl has been a vital resource to our management teams over the years, first as 
the Company’s attorney and later as a member of our Board of Directors from 1967 until his 
retirement from the Board in February 2020. Words cannot express our gratitude to Bob for 
his guidance and important contributions to Bel over the past five decades. Bob has been a 
mentor to me personally for the last 25 years, and prior to that, he was a confidante to my 
father, Elliot Bernstein, and my uncle, Howard Bernstein, founders of Bel. His support in the 
early stages of our history was such an integral part to Bel’s success of today. We wish him the 
best of success in his second retirement.

On the cover: Our Cinch Connectivity Solutions segment, which represents a third of our business, specializes in design and manufacturing 
of products that support the military, commercial aerospace and industrial end markets. Our Cinch group has been providing military-grade 
connectors to U.S. and European government contractors for over one hundred years, long before Bel acquired this collection of businesses 
between 2010-2014. Our Cinch applications, similar to those showcased on this year’s cover, utilize products known for their high reliability  
in demanding harsh environment applications ranging from battlefield communications and munitions through commercial passenger jets.  
We look forward to growing our content on these platforms in 2020 through continued partnerships with our key military customers and 
future acquisitions.  

30

20

10

0

-10

-20

FI NAN CIAL H I G H LI G HT S

Year Ended December 31, 

-30

-40

(In thousands of dollars, except per share data)
Select Statements of Operations Data:
Net sales 
Selling, general and administrative expenses (1) 
Net (loss) earnings 

-50

Earnings (Loss) per common share—diluted

-60

  Class A 
  Class B 

EBITDA (2) 

As of December 31,  

-70

-80

(In thousands of dollars, except per share data)
Selected Balance Sheet Data:
Working capital 
Total assets 
Stockholders’ equity 
Book value per share 

2019  

2018  

2017 

2016 

2015

$492,412 

$548,184 

$491,611  

$500,153 

$567,080 

76,062 

82,600 

81,885  

74,068 

83,047

$   (8,743) 

$  20,709 

$  (11,897) 

 $ (64,834) 

$  19,197 

$     (0.71) 

$      1.62 

$     (0.97) 

$     (5.25)  

$      1.53

    $     (0.71) 

$      1.73 

$     (0.99) 

$      (5.48)  

$      1.64 

$  14,617 

$  47,140 

$  37,163 

$ (54,112) 

$  56,328 

2019 

2018 

2017 

2016 

2015

$192,963 

$184,479 

$178,799 

$163,115 

$158,619

468,917 

168,051 

13.69 

443,524 

176,470 

14.39 

431,265 

157,960 

13.13 

426,740 

158,434 

13.17 

578,505

233,122

19.63

NET SALES
(dollars in millions)

NET EARNINGS 
(dollars in millions)

EBITDA(2)
(dollars in millions)

STOCKHOLDERS’ EQUITY
(dollars in millions)

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’19

(1)  In 2019, the Company reclassified its foreign exchange gains and losses out of SG&A expense. Prior periods shown above have been 

recast to reflect this reclassification. 

(2) EBITDA is our net earnings before interest, taxes, depreciation and amortization expenses.

1

600

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100

0

60

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TO O U R  S HAR E H O LD E R S :

The year 2019 was a challenging one on many fronts, 
as our teams across the world worked diligently 
throughout the year to mitigate the effects of an 
over-inventoried supply chain. The tariffs that went 
into place in 2018 and early in 2019 had caused an 
acceleration of orders in advance of the tariff markups, 
causing a buildup in inventories at our large OEM 
customers and distribution partners. This carryover 
from 2018 led to a reduction in sales and lower margins 
due to high material costs on virtually all of our product 
lines in 2019. While we were successful in remaining in 
a cost neutral position on the additional tariffs imposed 
on our products, by year end, the ongoing tariffs had 
taken a toll on our share allocations at certain OEM 
customers where our competitor’s products were not 
subject to the tariffs. 

On a positive note, much progress was made within 
our global cost review program. Throughout the year, 
total annualized cost savings of $5.7 million were 
identified, and actions were implemented to start 
realizing those savings by year-end. Further, two 
of our major groups successfully transitioned onto 
our new ERP system by early 2020, resulting in an 
incremental $2.0 million of annualized cost savings, 
which were largely realized in 2019. 

We are excited about the addition of the CUI power 
business, which we acquired in December 2019. The 
inclusion of CUI will enhance Bel’s existing offering of 
power products, allowing us to better address all of our 
customer power needs. It also introduces an alternative 
business model to Bel’s, one which carries a higher gross 
margin profile and lower risk. The acquisition of CUI fits 
squarely into our strategy of expanding our presence 
at our distribution partners, as over 50% of CUI sales go 
through the distribution channel. 

B E L CO N N E C TI V IT Y S O LU TI O N S :

Cinch Connectivity Solutions (CCS) 
CCS product development activity in 2019 focused 
on custom engineered solutions for our strategic 
military customers on major programs such as JSF, 
MFoCS and F16. Numerous connectivity products 
were designed for military applications at prime 
strategic customers like Raytheon, Lockheed, DRS 
and L3 Harris for well-funded programs in munitions, 
encryption, field-deployable communications and 
radar. Deployment of harsh environment fiber optic 
products, such as high-speed hybrid transceivers, in 
radar and encryption applications continues to present 
a robust growth opportunity within the military space. 
Our efforts in these areas, coupled with continued 
growth through our Value Adder Distribution partners, 

2

lead to strong bookings and backlog growth in 2019, 
weighted favorably to the first half of 2020.

Our commercial aerospace product development 
focused on next-generation standards for ARINC, EN 
and Boeing BACC modular rectangular aerospace 
connectors and fuel indicating systems. RF NPI 
strategy in 2019 centered on driving new products 
through the channel to take advantage of the plethora 
of new wireless connectivity applications being driven 
by leading-edge markets such as 5G and Industry 4.0, 
resulting in steady long-term growth in the industrial 
space going forward. 

Stewart Connector 
In 2019, Stewart Connector released the first Category 
8.1 compliant RJ45 connectors to support the latest 
25 and 40 Gigabit Ethernet standards. The 25 and 
40 Gigabit Ethernet standards enable datacenter 
equipment speeds to increase while lowering costs 
compared to other interconnect systems. 

During 2019, numerous RJ45 connector and cable 
assembly products were released to support the 
expansion of 10 Gigabit Ethernet. The backbone 
networking equipment for the rapidly emerging 5G 
cellular market is dependent on connectors and cable 
assembly products capable of transmitting 10 Gigabit 
Ethernet. Supporting the needs of the 5G cellular 
market will be a focus for many years to come. 

Stewart Connector continues to expand our offering 
of RJ45 connectors and cable assembly products for 
harsh environments. The “Internet of Things” (IoT) 
drives the need for Ethernet connectivity for the 
transportation, energy, wireless, industrial, and security 
markets. These markets often require connectivity with 
IP20, IP67, or IP68 environmental ratings.

We continue to participate in key standards 
committees such as TIA, IEC, and IEEE to ensure our 
product development is compliant with current and 
future industry standards.  

B E L  M AG N E TI C S O LU TI O N S : 

Integrated Connector Modules (ICMs) 
In 2019, Bel Magnetic Solutions expanded the line of 
single-row 1GBaseT and 10GBaseT compatible ICMs 
for the Open Compute Project’s revision 3.0 server 
release platforms. This new product platform is gaining 
popularity for use in next-generation Cloud and 
Enterprise Datacenter systems. We continue to expand 
the line of 100W PoE ICM capabilities through all speeds 
of Ethernet and have seen customers begin deploying in 
switching and endpoint devices. 5G cellular deployment 
continues to propel new customers and applications 

for both existing and new Bel PoE ICMs. This market 
is driving the need for higher bandwidth and for more 
storage capability that aligns well with the Bel ICM 
product line. Bel and TRP Connector released into the 
distribution channel a series of low-port count press-fit 
ICMs and low-port count PoE ICMs targeting smaller 
tier 3 and 4 customers who don’t need the high density 
connectors, but want the same performance capability. 

As always, our R&D team continues to work closely 
with our Ethernet PHY partners to complete reference 
designs for new, lower power consuming transceivers 
that will drive forward multi-speed Ethernet for 
broader customer adoption. Several reference designs 
were released with Bel ICMs for new, low-power ICs 
targeting new datacenter applications.

The ICM process teams are working on expanding 
the use of automation in the coil winding process. 
This allows for an increase in sourcing flexibility and 
reduced lead-times. We made progress in identifying 
alternative manufacturing locations, having worked 
with third parties to establish two small operations 
outside of China. This project will continue into 2020, 
with the end goal of establishing a more diverse and 
resilient Asian operational footprint. 

Our goals in 2020 are to continue to broaden our 
100W PoE product offering and investigate higher 
power applications beyond 100W. We will continue 
to support 5G cellular deployment and add marketing 
literature specific to this market. The ICM team will 
release specific products marketed for 10G, 100W PoE 
midspans and ramp up volume production of Open 
Compute 3.0 ICMs. In the distribution channel, we plan 
to release several 2.5GBaseT and 5GBaseT PoE ICMs 
along with several new 10G, 60W PoE ICMs. 

Signal Transformer 
Even in a down market, the Signal group continued 
to increase sales with 2019 being the second year in 
a row of record sales since Bel acquired the business 
in 2003. The main growth drivers were evenly 
spread across Signal’s four product groups: Large 
3phase transformers, Linear 50/60Hz transformers, 
High Frequency Transformers and Surface Mount 
Inductors. Signal’s flexibility and engineer-to-engineer 
attitude allowed them to deepen their relationships 
and expand their business with key customers and 
win new opportunities. Signal continued to enhance 
their custom product offering and reduce lead times 
through automation, while shifting their manufacturing 
from China and the U.S. to the Dominican Republic. 
Their deep knowledge of safety agency certification 
processes has been essential to winning new 
customers, facilitating faster product launches, and 
supporting customers with next-generation products. 

Signal is known for their custom capabilities on a broad 
range of products including surface mount inductors, 
high current inductors and chokes, drum core 
inductors, solenoids, industrial control transformers, and 
single/three phase transformers. These products are 
used in an array of applications from medical MRIs to 
elevator control panels and from off-road vehicle lights 
to airport runway lighting.

P OW E R S O LU TI O N S A N D 
P R OT E C TI O N : 

Bel Power Solutions (BPS) 
The Bel Power Solutions (BPS) group benefited from 
the success of their Industrial product lines. BPS 
Industrial consists of Railway, eMobility and other 
products used in a variety of industrial and medical 
applications. The Railway products power a growing 
number of electronics on a rail car as well as critical 
control and signaling applications on the trackside. 
New products for on-board battery charging and 
new chassis mount RCM series were successful in 
the past year leading to growth for the Railway 
product line. The eMobility product line continues 
to be the fastest growing product segment within 
BPS. These products are used for on-board battery 
charging and for converting battery and other 
voltage sources to power AC and DC electronics in 
the vehicle. Some successful applications include 
hybrid and electric delivery vehicles, mining vehicles 
and buses. The remainder of the Industrial business 
includes a very diverse offering of AC-DC products 
to power industrial and medical equipment. BPS 
was successful in 2019 growing revenue related to 
high power industrial products used to power large 
semiconductor laser manufacturing equipment. 

Distribution is a key part of the success of the Bel 
Power Solutions business and will continue to be 
utilized in distribution and support of new product 
introductions and promotions.

CUI 
In December 2019, Bel completed its acquisition of 
the majority of the power supply products business 
of CUI Inc. (“CUI”). The CUI power business designs 
and markets a broad portfolio of AC-DC and DC-DC 
power supplies and board level components. The CUI 
power business is headquartered in Tualatin, Oregon 
and had annual sales of $32 million, $2 million of which 
was recorded in Bel’s financials for 2019.

CUI’s extensive product portfolio and distribution 
channel fits squarely within our growth strategy. Their 
product portfolio will round out Bel’s current Power 
Products offering, allowing us to better address  

3

 
all our customer power needs. In addition, we look 
forward to utilizing CUI’s success with the E-catalog 
distributors throughout the Bel/Cinch product groups 
and capitalizing on CUI’s enviable strong relationship 
with these distributors. E-catalog distributors are 
playing a vital role in demand creation, and over the past 
four years this segment has been our fastest growing 
business. The combination of Bel and the CUI power 
business will significantly strengthen our Power Group 
and unite complementary capabilities, sales channels 
and customer relationships.

Custom Modules 
The Custom Modules group continues to identify and 
execute upon a diverse range of leading-edge products 
and technologies. The group uses its extensive expertise 
in electronics and circuit board design to provide 
custom solutions that incorporate many of Bel’s own 
product lines, including circuit protection, magnetics, 
connectivity and power. This approach increases the 
ASP (Average Selling Price) available to Bel for any 
given design opportunity.

In 2019, the group continued to focus its efforts on also 
developing products to support the IoT marketplace. 
In addition, the team has begun to further explore 
opportunities in the growing Smart Lighting markets. The 
initial focus on LED Drivers & Switches utilizes not only 
the groups abilities to provide bespoke designs, but also 
integrates many of Bel’s product lines.

For 2020, the group will be looking to expand with 
Smart Communication products. As part of this targeted 
growth, the team is engaged to provide a custom 
Powerline & WiFi module for the U.S. mining industry. 
Adding to the Bel IP, Bel’s GreenPHY Embedded 
Powerline Module offers solutions for Smart Home and 
Smart Vehicle applications. The functionality of the 
GreenPHY Module means integration is possible with Bel’s 
current vehicle charge products, to expand Bel’s portfolio 
to include vehicle-to-grid applications.

Circuit Protection 
Circuit Protection had a slower year in 2019 after several 
consecutive years of continued growth and we expect 
a large bounce-back in 2020. In 2019, we were able to 
spend considerable time on certification activities, cost 
reductions and R&D projects.

In support of the growing automotive market, we are 
now AEC-Q200 compliant on 7 series of surface mount 
fuses, 6 series of radial leaded fuses, 7 series of surface 
mount resettable PTC devices and 11 series of radial leaded 
resettable PTCs. In addition, our long-term strategy of 
automating production continued in 2019. Three new 
series of resettable PTCs were launched as well as an 
automated fuse series. There are a number of additional 

4

automation projects that will be completed and launched 
throughout 2020 as we continue to increase performance, 
improve availability and enhance our cost position. 

2020 OUTLOOK:

As we look toward 2020, we see even greater 
challenges and continued volatility from factors 
outside of our control, namely the Coronavirus and 
the continued grounding of aircraft at one of our large 
commercial aerospace customers. These factors will 
make for a tough first half of 2020 as we monitor and 
adjust to these evolving situations while staying on 
track with our incremental global cost-saving initiatives. 
We’ve seen signs that the excess inventory in the 
supply channel has been worked through, and our 
customers and distribution partners are starting to place 
replenishment orders again. Further, our acquisition of 
the power assets of CUI Inc. late in 2019 is expected to 
contribute over $30 million in annual sales growth to Bel 
in 2020 at an EBITDA margin of approximately 10%. We 
are also looking forward to seeing a full year’s benefit 
of the annual cost-saving actions implemented during 
2019 and will continue to evaluate our footprint and 
rationalize our operations as appropriate.

The new year has also brought some changes to our 
long-tenured Board. Words cannot express our gratitude 
to Bob Simandl for his guidance to Bel over the past 
50 years. Bob has been a mentor to me personally for 
the last 25 years, and prior to that, was a confidant 
to my father, Elliot Bernstein, and my uncle, Howard 
Bernstein, founders of Bel. In addition, I want to express 
our appreciation for the contributions made by Norman 
Yeung and Avi Eden. Norman’s background in sales 
and marketing, particularly in Asia, and Avi’s expertise 
in mergers and acquisitions, were both instrumental in 
supporting our growth initiatives over these many years. 
All three will be deeply missed.

As we finish one volatile year, and enter what appears to 
be another trying period, we would like to recognize the 
hard work and dedication of our associates around the 
world. I would like to thank all our associates for being 
mindful of the factors impacting our business and for 
working diligently to position Bel for growth in the years 
to come.  

Sincerely, 

Daniel Bernstein 
President and  
Chief Executive Officer

 
 
 
 UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 
_____________________ 

FORM 10-K 

(MARK ONE) 

☒  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the Fiscal Year Ended December 31, 2019 

or 
☐  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the transition period from ___________ to ____________ 

Commission File No. 0-11676 
_____________________ 

BEL FUSE INC. 
206 Van Vorst Street 
Jersey City, NJ  07302 
(201) 432-0463 

(Address of principal executive offices and zip code) 
(Registrant's telephone number, including area code) 

NEW JERSEY 
(State of  incorporation) 

22-1463699 
(I.R.S. Employer Identification No.) 

Securities registered pursuant to Section 12(b) of the Act: 

Title of Each Class 
Class A Common Stock ($0.10 par value) 
Class B Common Stock ($0.10 par value) 

Trading Symbol    
BELFA 
BELFB 

Name of Each Exchange on which Registered 
NASDAQ Global Select Market 
NASDAQ Global Select Market 

Securities registered pursuant to Section 12(g) of the Act:  None 

Indicate by checkmark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes ☐  No ☒ 

Indicate by checkmark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act. 

Yes ☐  No ☒ 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the 
Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was 
required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. 

Yes ☒  No ☐ 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be 
submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for 
such shorter period that the registrant was required to submit such files). 

Yes ☒  No ☐ 

 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Indicate by checkmark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller 
reporting company, or an emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller 
reporting company," and "emerging growth company" in Rule 12b-2 of the Exchange Act. 

Large accelerated  
filer ☐ 

Accelerated  
filer ☒ 

Non-accelerated  
filer ☐ 

Smaller reporting  
company ☒ 

Emerging growth 
company ☐ 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the 
extended transition period for complying with any new or revised financial accounting standards provided 
pursuant to Section 13(a) of the Exchange Act. 

☐ 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). 

Yes ☐ 

No ☒ 

The aggregate market value of the voting and non-voting common equity of the registrant held by non-affiliates (for this purpose, 
persons and entities other than executive officers and directors) of the registrant, as of the last business day of the registrant's most 
recently  completed  second  fiscal  quarter  (June  30,  2019)  was  $196.8  million  based  on  the  closing  sale  price  as  reported  on  the 
NASDAQ Global Select Market. 

Title of Each Class 

Class A Common Stock 
Class B Common Stock 

Number of Shares of Common Stock  
Outstanding as of March 1, 2020 
2,144,912 
10,123,602 

DOCUMENTS INCORPORATED BY REFERENCE: 

Portions of Bel Fuse Inc.'s Definitive Proxy Statement for the 2020 Annual Meeting of Stockholders are incorporated by reference 
into Part III of this Annual Report on Form 10-K. 

 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
BEL FUSE INC. 

INDEX 

Cautionary Notice Regarding Forward-Looking Information 

Part I 

Item 1.  Business 

Item 1A.  Risk Factors 

Item 1B.  Unresolved Staff Comments 

Item 2.  Properties 

Item 3.  Legal Proceedings 

Item 4.  Mine Safety Disclosures 

Part II 

Item 5. 

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities 

Item 6.  Selected Financial Data 

Item 7.  Management's Discussion and Analysis of Financial Condition and Results of Operations 

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk 

Item 8.  Financial Statements and Supplementary Data 

Item 9.  Changes in and Disagreements With Accountants on Accounting and Financial Disclosure 

Item 9A.  Controls and Procedures 

Item 9B.  Other Information 

Part III 

Item 10.  Directors, Executive Officers and Corporate Governance 

Item 11.  Executive Compensation 

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 

Item 13.  Certain Relationships and Related Transactions, and Director Independence 

Item 14.  Principal Accounting Fees and Services 

Part IV 

Item 15.  Exhibits, Financial Statement Schedules 

Item 16.  Form 10-K Summary 

Signatures 

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CAUTIONARY NOTICE REGARDING FORWARD-LOOKING INFORMATION 

The terms the "Company," "Bel," "we," "us," and "our" as used in this Annual Report on Form 10-K ("Form 10-K") refer to Bel 
Fuse Inc. and its consolidated subsidiaries unless otherwise specified. 

The Company's consolidated operating results are affected by a wide variety of factors that could materially and adversely affect 
revenues and profitability, including the risk factors described in Item 1A of this Form 10-K. As a result of these and other factors, 
the Company may experience material fluctuations in future operating results on a quarterly or annual basis, which could materially 
and adversely affect its business, consolidated financial condition, operating results, and common stock prices.  Furthermore, this 
document  and  other  documents  filed  by  the  Company  with  the  Securities  and  Exchange  Commission  ("SEC")  contain  certain 
forward-looking statements under the Private Securities Litigation Reform Act of 1995 ("Forward-Looking Statements") with respect 
to the business of the Company.  Forward-Looking Statements are necessarily subject to risks and uncertainties, many of which are 
outside our control, that could cause actual results to differ materially from these statements. Forward-Looking Statements can be 
identified  by  such  words  as  "anticipates,"  "believes,"  "plan,"  "assumes,"  "could,"  "should,"  "estimates,"  "expects,"  "intends," 
"potential,"  "seek,"  "predict,"  "may,"  "will"  and  similar  references  to  future  periods.   All  statements  other  than  statements  of 
historical facts included in this report regarding our strategies, prospects, financial condition, operations, costs, plans and objectives 
are Forward-Looking Statements.  These Forward-Looking Statements are subject to certain risks and uncertainties, including those 
detailed  in  Item  1A.  of  this  Form  10-K,  which  could  cause  actual  results  to  differ  materially  from  these  Forward-Looking 
Statements.   The  Company  undertakes  no  obligation  to  publicly  release  the  results  of  any  revisions  to  these  Forward-Looking 
Statements  which  may  be  necessary  to  reflect  events  or  circumstances  after  the  date  hereof  or  to  reflect  the  occurrence  of 
unanticipated events.  Any Forward-Looking Statement made by the Company is based only on information currently available to 
us and speaks only as of the date on which it is made. 

1 

 
  
  
  
Item 1.  Business 

PART I 

Bel Fuse Inc. designs, manufactures and markets a broad array of products that power, protect and connect electronic circuits.  These 
products are primarily used in the networking, telecommunications, computing, military, aerospace, transportation and broadcasting 
industries.  Bel's portfolio of products also finds application in the automotive, medical and consumer electronics markets. 

With more than 70 years in operation, Bel has reliably demonstrated the ability to succeed in a variety of product areas across a 
global platform.  The Company has a strong track record of technical innovation working with the engineering teams of market 
leaders.   Bel  has  consistently  proven  itself  a  valuable  supplier  to  world-class  companies  by  developing  new  products  with  cost 
effective solutions. 

The  Company is  organized  under  New  Jersey  law.   Following  its  segment  reorganization  in  the  fourth  quarter  of  2019,  the 
Company operates  in  one  industry  with  four  reportable  operating  segments,  Cinch  Connectivity  Solutions,  Power  Solutions  & 
Protection and Magnetic Solutions (representing 35%, 33% and 32% of the Company's 2019 sales, respectively) and a Corporate 
segment. Bel's principal executive offices are located at 206 Van Vorst Street, Jersey City, New Jersey 07302, and Bel's telephone 
number is (201) 432-0463. The Company operates facilities in North America, Europe and Asia and trades on the NASDAQ Global 
Select Market (ticker symbols BELFA and BELFB).  For information regarding Bel's operating segments, see Note 12, "Segments", 
of the notes to our consolidated financial statements.  Hereinafter, all references to "Note" will refer to the notes to our consolidated 
financial statements included in Part II, Item 8. "Financial Statements and Supplementary Data" of this Annual Report on Form 10-
K. 

Acquisitions have played a critical role in the growth of Bel and the expansion of both our product portfolio and our customer base 
and  continue  to  be  a  key  element  in  our  growth  strategy.  The  Company  may,  from  time  to  time,  purchase  equity  positions  in 
companies  that  are  potential  merger  candidates.   We  frequently  evaluate  possible  merger  candidates  that  would  provide  such 
potential benefits as an expanded product and technology base that would allow us to expand the breadth of our product offerings to 
our strategic customers and/or provide an opportunity to reduce overall operating expense as a percentage of revenue.  Other factors 
such as whether such possible merger candidates are positioned to take advantage of our lower cost offshore manufacturing facilities, 
and whether a cultural fit would allow the acquired company to be integrated smoothly and efficiently are also considered. 

On December 3, 2019, we completed the acquisition of the majority of the power supply products business of CUI Inc. (the "CUI 
power business") through an asset purchase agreement with CUI Global Inc. for $29.2 million (after a working capital adjustment), 
plus the assumption of certain liabilities.  The CUI power business designs and markets a broad portfolio of AC/DC and DC/DC 
power supplies and board level components.  The CUI power business is headquartered in Tualatin, Oregon and had sales of $32.0 
million for 2019.  The acquisition of the CUI power business enhances Bel's existing offering of power products, allowing us to 
better address all of our customer power needs.  It also introduces an alternative business model to Bel's, one which carries a higher 
gross margin profile and lower manufacturing risk. 

On  June  19,  2014,  we  completed  the  acquisition  of  100%  of  the  issued  and  outstanding  capital  stock  of  the  Power-One  Power 
Solutions business ("Power Solutions") of ABB Ltd ("ABB").  On July 25, 2014, we completed the acquisition of 100% of the issued 
and outstanding capital stock of the U.S. and U.K. Connectivity Solutions businesses from Emerson Electric Co. ("Emerson").  On 
August 29, 2014, we completed the acquisition of the Connectivity Solutions business in China from Emerson (collectively with the 
U.S. and U.K. portion of the transaction, "Connectivity Solutions").  The acquisitions of Power Solutions and Connectivity Solutions 
may hereafter be referred to collectively as either the "2014 Acquisitions" or the "2014 Acquired Companies". 

Products 

Magnetic Solutions 

Bel's Magnetics offers industry leading products.  The Company's ICM products integrate RJ45 connectors with discrete magnetic 
components  to  provide  a  more  robust  part  that  allows  customers  to  substantially  reduce  board  space  and  inventory 
requirements.  Power Transformers include standard and custom designs for use in industrial instrumentation, alarm and security 
systems, motion control, elevators, and medical products. 

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Product Line 

Function 

Applications 

Brands Sold Under 

Integrated Connector 
Modules (ICMs) 

Condition, filter, and isolate 
the electronic signal to ensure 
accurate data/voice/video 
transmission and provide RJ45 
and USB connectivity. 

Power Transformers 

Safety isolation and 
distribution. 

Magnetic 
Solutions 

Bel, TRP Connector®, 
MagJack® 

Signal 

Network switches, routers, 
hubs, and PCs used in multi-
speed Gigabit Ethernet, Power 
over Ethernet (PoE), PoE Plus 
and home networking 
applications. 

Power supplies, alarm, fire 
detection, and security 
systems, HVAC, lighting and 
medical equipment. Class 2, 
three phase, chassis mount, and 
PC mount designs available. 

SMD Power Inductors & 
SMPS Transformers 

Discrete Components-
Telecom 

A passive component that 
stores energy in a magnetic 
field.  Widely used in analog 
electronic circuitry. 

Switchmode power supplies, 
DC-DC converters, LED 
lighting, automotive and 
consumer electronics. 

Signal 

Condition, filter, and isolate 
the electronic signal to ensure 
accurate data/voice/video 
transmission. 

Network switches, routers, 
hubs, and PCs used in multi-
speed Gigabit Ethernet and 
Power over Ethernet (PoE). 

Bel 

Power Solutions & Protection 

Bel's power conversion products include internal and external AC-DC power supplies, DC-DC converters and DC-AC inverters. 
These products provide power conversion solutions for a number of Industrial, Networking and Consumer applications.  Bel circuit 
protection  products  include  board  level  fuses  (miniature,  micro  and  surface  mount),  and  Polymeric  PTC  (Positive  Temperature 
Coefficient) devices, designed for the global electronic and telecommunication markets. 

Product Line 

Function 

Applications 

Brands Sold Under 

Front-End Power Supplies 

Board-Mount Power 
Products 

Power 
Solutions 
& 
Protection 

Industrial Power Products 

External Power Products 

Provides the primary point of 
isolation between AC main 
line (input) and the low-
voltage DC output that is used 
to power all electronics 
downstream 

These are designed to be 
mounted on a circuit 
board.  These converters take 
input voltage and provide 
localized on-board power to 
low-voltage electronics. 

Converts between AC main 
line inputs and a wide variety 
of DC output voltages. 

Standard and customizable 
desktop and wall plug adapters 
that convert AC main input 
voltages to a variety of DC 
output voltages. 

Bel Power Solutions 

Bel Power Solutions, 
MelcherTM, CUI 

Servers, telecommunication, 
network and data storage 
equipment 

Telecommunication, 
networking and a broad range 
of industrial applications 

Rail, transportation, 
automation, test and 
measurement, medical, 
military and aerospace 
applications. 

Consumer and industrial 
devices and equipment 

Bel Power Solutions, 
MelcherTM, CUI 

CUI 

Module Products 

Condition, filter, and isolate 
the electronic signal to ensure 

Broadband 
telecommunications, IoT, 

Bel 

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accurate data/voice/video 
transmission within a highly 
integrated, reduced footprint. 

Smart Grid and Smart Lighting 
communication and power 
solutions for industrial and 
commercial applications. 

Protects devices by preventing 
current in an electrical circuit 
from exceeding acceptable 
levels. 

Power supplies, cell phone 
chargers, consumer electronics, 
and battery protection. 

Bel 

Circuit Protection 

Connectivity Solutions 

Bel offers a comprehensive line of high speed and harsh environment copper and optical fiber connectors and integrated assemblies, 
which provide connectivity for a wide range of applications across multiple industries including commercial aerospace, military 
communications, network infrastructure, structured building cabling and several industrial applications. 

Product Line 

Function 

Applications 

Brands Sold Under 

Expanded Beam Fiber 
Optic Connectors, Cable 
Assemblies and Active 
Optical Devices 
(transceivers and media 
converters) 

Copper-based Connectors 
/ Cable Assemblies-FQIS 

RF Connectors, Cable 
Assemblies, Microwave 
Devices and Low Loss 
Cable 

Connectivity 
Solutions 

Harsh-environment, high-
reliability, flight-grade optical 
connectivity for high-speed 
communications. 

Military/aerospace, oil and gas 
well monitoring and 
exploration, broadcast, 
communications, RADAR 

Stratos®, Fibreco® 

Harsh-environment, high-
reliability connectivity and 
fuel quantity monitoring 
(FQIS). 

Connectors and cable 
assemblies designed to 
provide connectivity within 
radio frequency (RF) 
applications. 

Avionics, smart munitions, 
communications, radar and 
various industrial equipment 

Cinch® 

Johnson, Trompeter, 
Midwest MicrowaveTM, 
Semflex® 

Stewart Connector 

Military/aerospace, test and 
measurement, high-frequency 
and wireless communications 

Largely Ethernet applications 
including network routers, 
hubs, switches, and patch 
panels; and emerging internet-
of-things (IoT) applications 

RJ and USB Connectors 
and Cable Assemblies 

RJ45, RJ11 and USB 
connectivity for 
data/voice/video transmission. 

Sales and Marketing 

We sell our products to customers throughout North America, Europe and Asia. Sales are made through one of three channels: direct 
strategic  account  managers,  regional  sales  managers  working  with  independent  sales  representative  organizations  or  authorized 
distributors. Bel's strategic account managers are assigned to handle major accounts requiring global coordination. 

Independent sales representatives and authorized distributors are overseen by the Company's sales management personnel located 
throughout the world. As of December 31, 2019, we had a sales and support staff of 169 persons that supported a network of sales 
representative  organizations  and  non-exclusive  distributors.  We  have  written  agreements  with  all  of  our  sales  representative 
organizations and most of our major distributors. These written agreements, terminable on short notice by either party, are standard 
in the industry. 

Sales support functions have also been established and located in our international facilities to provide timely, efficient support for 
customers. This supplemental level of service, in addition to first-line sales support, enables us to be more responsive to customers' 
needs on a global level. Our marketing capabilities include product management which drives new product development, application 
engineering for technical support and marketing communications. 

For  information  regarding  customer  concentrations,  see  Part  II,  Item  7,  "Management's  Discussion  and  Analysis  of  Financial 
Condition and Results of Operations – Critical Accounting Policies and Other Matters – Revenue Recognition." 

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Research and Development ("R&D") 

Our  engineering  groups  are  strategically  located  around  the  world  to  facilitate  communication  with  and  access  to  customers' 
engineering  personnel.  This  collaborative  approach  enables  partnerships  with  customers  for  technical  development  efforts.  On 
occasion, we execute non-disclosure agreements with customers to help develop proprietary, next generation products destined for 
rapid deployment. 

We also sponsor membership in technical organizations that allow our engineers to participate in developing standards for emerging 
technologies. It is management's opinion that this participation is critical in establishing credibility and a reputable level of expertise 
in the marketplace, as well as positioning the Company as an industry leader in new product development. 

R&D costs are expensed as incurred. Generally, R&D is performed internally for the benefit of the Company. R&D costs include 
salaries, building maintenance and utilities, rents, materials, administrative costs and miscellaneous other items.  During the fourth 
quarter  of  2019,  the  Company  changed  its  financial  statement  presentation  related  to  R&D  costs  to  be  consistent  with  the 
presentations of its peers.  R&D costs were previously included in cost of sales on the consolidated statements of operations.  In this 
Annual Report on Form 10-K, R&D costs are now shown as a separate line below gross profit.  All prior periods presented were 
recast to reflect this reclassification. 

Competition 

We operate in a variety of markets, all of which are highly competitive. There are numerous independent companies and divisions 
of major companies that manufacture products that are competitive with one or more of our products. 

Our ability to compete is dependent upon several factors including product performance, quality, reliability, depth of product line, 
customer service, technological innovation, design, delivery time and price. Overall financial stability and global presence also give 
us a favorable position in relation to many of our competitors.  Management intends to maintain a strong competitive posture in the 
markets we serve by continued expansion of our product lines and ongoing investment in research, development and manufacturing 
resources. 

Associates 

As of December 31, 2019, we employed 6,935 full-time associates, a decrease of 1,163 full-time associates from December 31, 
2018. At December 31, 2019, we employed 1,809 people at our North American facilities, 4,239 people at our Asian facilities and 
887 people at our European facilities, excluding 672 workers supplied by independent contractors. All factory workers in the People's 
Republic  of  China  ("PRC"),  Worksop,  England  and  Reynosa,  Mexico  are  represented  by  unions.  While  the  majority  of  our 
manufacturing  associates  are  members  of  workers  unions,  approximately  586  associates  worldwide  are  covered  by  collective 
bargaining agreements expiring within one year.  We believe that our relations with our associates are satisfactory. 

Raw Materials and Sourcing 

We have multiple suppliers for most of the raw materials that we purchase.  Where possible, we have contractual agreements with 
suppliers to assure a continuing supply of critical components. 

With respect to those items which are purchased from single sources, we believe that comparable items would be available in the 
event that there was a termination of our existing business relationships with any such supplier.  While such a termination could 
produce a disruption in production, we believe that the termination of business with any one of our suppliers would not have a 
material adverse effect on our long-term operations. Actual experience could differ materially from this belief as a result of a number 
of factors, including the time required to locate an alternative supplier, and the nature of the demand for our products.  In the past, 
we  have  experienced  shortages  in  certain  raw  materials,  such  as  capacitors,  ferrites  and  integrated  circuits  ("IC's"),  when  these 
materials were in great demand.  Even though we may have more than one supplier for certain materials, it is possible that these 
materials may not be available to us in sufficient quantities or at the times desired by us.  In the event that the current economic 
conditions have a negative impact on the financial condition of our suppliers, this may impact the availability and cost of our raw 
materials. 

Backlog 

We typically manufacture products against firm orders and projected usage by customers. Cancellation and return arrangements are 
either negotiated by us on a transactional basis or contractually determined.  We estimate the value of the backlog of orders as of 
February  29,  2020 to  be  approximately  $186.3  million  as  compared  with  a  backlog  of  $174.4  million  as  of  February  28, 

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2019.  Management expects that approximately 89% of the Company's backlog as of February 29, 2020 will be shipped by December 
31, 2020. Factors that could cause the Company to fail to ship all such orders by year-end include unanticipated supply difficulties, 
changes in customer demand and new customer designs.  Due to these factors, backlog may not be a reliable indicator of the timing 
of future sales.  See Item 1A of this Annual Report - "Risk Factors - Our backlog figures may not be reliable indicators." 

Intellectual Property 

We have acquired or been granted a number of patents in the U.S., Europe and Asia and have additional patent applications pending 
relating to our products. While we believe that the issued patents are defendable and that the pending patent applications relate to 
patentable inventions, there can be no assurance that a patent will be obtained from the applications or that our existing patents can 
be successfully defended.  It is management's opinion that the successful continuation and operation of our business does not depend 
upon the ownership of patents or the granting of pending patent applications, but upon the innovative skills, technical competence 
and marketing and managerial abilities of our personnel.  Our U.S. design patents have a life of 14 years and our U.S. utility patents 
have a life of 17 years from the date of issue or 20 years from filing of patent applications.  Our existing patents expire on various 
dates from April 2020 to June 2038. 

We utilize registered trademarks in the U.S., Europe and Asia to identify various products that we manufacture.  The trademarks 
survive as long as they are in use and the registrations of these trademarks are renewed. 

Available Information 

We maintain a website at www.belfuse.com where we make available the proxy statements, press releases, registration statements 
and reports on Forms 3, 4, 8-K, 10-K and 10-Q that we (and in the case of Section 16 reports, our insiders) file with the SEC. These 
forms are made available as soon as reasonably practicable after such material is electronically filed with or furnished to the SEC. 
Press  releases  are  also  issued  via  electronic  transmission  to  provide  access  to  our  financial  and  product  news,  and  we  provide 
notification of and access to voice and internet broadcasts of our quarterly and annual results.  Our website also includes investor 
presentations and corporate governance materials. 

Item 1A.  Risk Factors 

The risks described below should be carefully considered before making an investment decision. These are the risk factors that we 
consider to be the most significant risk factors, but they are not the only risk factors that should be considered in making an investment 
decision. This Form 10-K also contains Forward-Looking Statements that involve risks and uncertainties. See the "Cautionary Notice 
Regarding  Forward-Looking  Information,"  above.  Our  business,  consolidated  financial  condition  and  consolidated  results  of 
operations could be materially adversely affected by any of the risk factors described below, under "Cautionary Notice Regarding 
Forward-Looking Information" or with respect to specific Forward-Looking Statements presented herein. The trading price of our 
securities could decline due to any of these risks, and investors in our securities may lose all or part of their investment. Additional 
risks and uncertainties not presently known to us or that we currently believe to be immaterial may also materially adversely affect 
our business in the future. 

We conduct business in a highly competitive industry. 

Our business is largely in a highly competitive worldwide industry, with relatively low barriers to competitive entry. We compete 
principally on the basis of product performance, quality, reliability, depth of product line, customer service, technological innovation, 
design, delivery time and price. The industry in which we operate has become increasingly concentrated and globalized in recent 
years  and  our  major  competitors,  some  of  which  are  larger  than  Bel,  have  significant  financial  resources  and  technological 
capabilities. 

Our global operations and demand for our products face risks related to health epidemics such as the coronavirus.  

Any outbreaks of contagious diseases and other adverse public health developments in countries where we operate could have a 
material and adverse effect on our business, consolidated financial condition and consolidated results of operations. In January 2020, 
the  recent  outbreak  of  a  novel  strain  of  coronavirus  was  first  identified  and  had  an  unfavorable  impact  on  our  four  largest 
manufacturing facilities, which are located in China, throughout the first quarter of 2020.  Travel restrictions imposed by the local 
governmental authorities to control the spread of the virus resulted in an extended closure of our facilities in China over the Lunar 
New Year holiday, with the return of workers delayed until following the holiday break.  By March 9, 2020, our overall worker 
return rate at our China facilities was approximately 85%.  Our suppliers, customers and our customers’ contract manufacturers have 
been similarly impacted, and many are also currently operating at less than full capacity.  As the coronavirus continues to spread 

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across Europe and the U.S., additional Bel facilities may be negatively impacted.  In addition, the coronavirus has started to adversely 
affect the economies and financial markets of many countries, resulting in an economic downturn that could affect demand for our 
end customers’ products. The extent to which the coronavirus will impact our business and our consolidated financial results will 
depend on future developments which are highly uncertain and cannot be predicted at the time of the filing of this Annual Report on 
Form 10-K. 

We may not be able to generate sufficient cash to service all of our indebtedness and may be forced to take other actions to 
satisfy our obligations under our indebtedness, which may not be successful. 

Our  ability  to  make  scheduled  payments  on  or  refinance  our  debt  obligations  depends  on  our  financial  condition  and  operating 
performance, which are subject to prevailing economic and competitive conditions and to certain financial, business, legislative, 
regulatory  and  other  factors  beyond  our  control.  We  may  be  unable  to  maintain  a  level  of  cash  flows  from  operating  activities 
sufficient to permit us to pay the principal, premium, if any, and interest on our indebtedness. 

If  our  cash  flows  and  capital  resources  are  insufficient  to  fund  our  debt  service  obligations,  we  could  face  substantial  liquidity 
problems and could be forced to reduce or delay investments and capital expenditures or to dispose of material assets or operations, 
seek additional debt or equity capital or restructure or refinance our indebtedness. We may not be able to effect any such alternative 
measures on commercially reasonable terms or at all and, even if successful, those alternative actions may not allow us to meet our 
scheduled debt service obligations. Our credit agreement restricts our ability to dispose of assets and use the proceeds from those 
dispositions and may also restrict our ability to raise debt or equity capital to be used to repay other indebtedness when it becomes 
due. We may not be able to consummate those dispositions or to obtain proceeds in an amount sufficient to meet any debt service 
obligations then due. 

In addition, we conduct a substantial portion of our operations through our subsidiaries, certain of which are not guarantors of our 
indebtedness. Accordingly, repayment of our indebtedness is dependent on the generation of cash flow by our subsidiaries and their 
ability to make such cash available to us, by dividend, debt repayment or otherwise. Unless they are guarantors of our indebtedness, 
our subsidiaries do not have any obligation to pay amounts due on indebtedness or to make funds available for that purpose. Our 
subsidiaries may not be able to, or may not be permitted to, make distributions to enable us to make payments in respect of our 
indebtedness. Each subsidiary is a distinct legal entity, and, under certain circumstances, legal and contractual restrictions may limit 
our ability to obtain cash from our subsidiaries. In the event that we do not receive distributions from our subsidiaries, we may be 
unable to make required principal and interest payments on our indebtedness. 

Our inability to generate sufficient cash flows to satisfy our debt obligations, or to refinance our indebtedness on commercially 
reasonable  terms  or  at  all,  would  materially  and  adversely  affect  our  consolidated  financial  position  and  consolidated  results  of 
operations. 

If we cannot make scheduled payments on our debt, we will be in default, the lenders under the credit agreement could terminate 
their commitments to loan money, the lenders could foreclose against the assets securing their borrowings and we could be forced 
into bankruptcy or liquidation. 

Our  variable  rate  indebtedness  subjects  us  to  interest  rate  risk,  which  could  cause  our  debt  service  obligations  to  increase 
significantly. 

Borrowings under our credit facility are at variable rates of interest and expose us to interest rate risk. If interest rates increase, our 
debt service obligations on the variable rate indebtedness will increase even though the amount borrowed remained the same, and 
our net earnings and cash flows, including cash available for servicing our indebtedness, will correspondingly decrease. Further, a 
portion of our interest rate in effect is determined each quarter by our leverage ratio in relation to a tiered pricing grid, as outlined in 
the credit agreement. An increase in our leverage ratio would result in higher borrowing costs. As of December 31, 2019, we had 
$145.0 million of borrowings under our credit facility at a variable interest rate. A 1% increase or decrease in the assumed interest 
rates on the senior secured credit facilities would result in a $1.4 million increase or decrease in annual interest expense. 

Our  high  level  of  indebtedness  could  negatively  impact  our  access  to  the  capital  markets  and  our  ability  to  satisfy  financial 
covenants under our existing credit agreement. 

We incurred substantial amounts of indebtedness to fund the acquisitions of Power Solutions and Connectivity Solutions in 2014, 
and we may need to incur additional indebtedness to finance operations or for other general corporate purposes.  Our consolidated 
principal  amount  of  outstanding  indebtedness  was  $145.0  million  at  December  31,  2019,  resulting  in  a  leverage  ratio  of  3.14x 
adjusted  EBITDA,  as  calculated  in  accordance  with  our  credit  agreement.   Accordingly,  our  U.S.  debt  service  requirements  are 
significant in relation to our U.S. net sales and cash flow.  This leverage exposes us to risk in the event of downturns in our business, 

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in our industry or in the economy generally, and may impair our operating flexibility and our ability to compete effectively.  Our 
current credit agreement requires us to maintain a certain covenant leverage ratio, and the ratio becomes more restrictive at specific 
dates during the term.  If we do not continue to satisfy this required ratio or receive waivers from our lenders, we will be in default 
under the credit agreement, which could result in an accelerated maturity of our debt obligations. 

Our backlog figures may not be reliable indicators. 

Many of the orders that comprise our backlog may be delayed, accelerated or canceled by customers without penalty. Customers 
may on occasion double order from multiple sources to ensure timely delivery when lead times are particularly long. Customers 
often cancel orders when business is weak and inventories are excessive.  Therefore, we cannot be certain that the amount of our 
backlog equals or exceeds the level of orders that will ultimately be delivered. Our results of operations could be adversely impacted 
if customers cancel a material portion of orders in our backlog. 

There are several factors which can cause us to lower our prices or otherwise cause our margins to suffer. 

Our prices and/or margins could be substantially impacted by the following factors: 

a)  The average selling prices for our products tend to decrease over their life cycles, and customers put pressure on suppliers to 
lower prices even when production costs are increasing. Our profits suffer if we are not able to reduce our costs of production, 
introduce technological innovations as sales prices decline, or pass through cost increases to customers. 

b)  Any drop in demand for our products or increase in supply of competitive products could cause a dramatic drop in our average 
sales prices which in turn could result in a decrease in our gross margins.  A shift in product mix could also have an unfavorable or 
favorable impact on our gross margins, depending upon the underlying raw material content and labor requirements of the associated 
products. 

c)  Increased competition from low cost suppliers around the world has put further pressures on pricing.  We continually strive to 
lower our costs, negotiate better pricing for components and raw materials and improve our operating efficiencies.  Profit margins 
will be materially and adversely impacted if we are not able to reduce our costs of production or introduce technological 
innovations when sales prices decline. 

Our annual effective income tax rate can change materially as a result of changes in our mix of U.S. and foreign earnings and 
other factors, including changes in tax laws and changes made by regulatory authorities. 

Our overall effective income tax rate is equal to our total tax expense as a percentage of total earnings before tax. However, income 
tax  expense  and  benefits  are  not  recognized  on  a  global  basis  but  rather  on  a  jurisdictional  or  legal  entity  basis.  Losses  in  one 
jurisdiction may not be used to offset profits in other jurisdictions and may cause an increase in our tax rate. Changes in statutory 
tax rates and laws, as well as ongoing audits by domestic and international authorities, could affect the amount of income taxes and 
other taxes paid by us. Also, changes in the mix of earnings (or losses) between jurisdictions and assumptions used in the calculation 
of income taxes, among other factors, could have a significant effect on our overall effective income tax rate. In addition, our effective 
tax rate would increase if we were unable to generate sufficient future taxable income in certain jurisdictions, or if we were otherwise 
required to increase our valuation allowances against our deferred tax assets. 

We  are  subject  to  taxation  in  multiple  jurisdictions.  As  a  result,  any  adverse  development  in  the  tax  laws  of  any  of  these 
jurisdictions  or  any  disagreement  with  our  tax  positions  could  have  a  material  adverse  effect  on  our  business,  consolidated 
financial condition or consolidated results of operations. 

We are subject to taxation in, and to the tax laws and regulations of, multiple jurisdictions as a result of the international scope of 
our operations and our corporate and financing structure. We are also subject to transfer pricing laws with respect to our intercompany 
transactions, including those relating to the flow of funds among our companies. Adverse developments in these laws or regulations, 
or any change in position regarding the application, administration or interpretation thereof, in any applicable jurisdiction, could 
have a material adverse effect on our business, consolidated financial condition or consolidated results of our operations. In addition, 
the tax authorities in any applicable jurisdiction, including the United States, may disagree with the positions we have taken or intend 
to take regarding the tax treatment or characterization of any of our transactions. If any applicable tax authorities, including U.S. tax 
authorities, were to successfully challenge the tax treatment or characterization of any of our transactions, it could have a material 
adverse effect on our business, consolidated financial condition or consolidated results of our operations. 

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Our business may be materially affected by changes to fiscal and tax policies. Negative or unexpected tax consequences could 
materially adversely affect our results of operations. 

On December 22, 2017, the U.S. government enacted comprehensive tax legislation commonly referred to as the Tax Cuts and Jobs 
Act (the "Tax Act") which included significant changes to the U.S. corporate income tax system. The effect of the international 
provisions of the Tax Act resulted in a one-time deemed repatriation tax on unremitted foreign earnings and profits (a "transition 
tax").  At December 31, 2017, we had made a reasonable estimate of the effects on our existing deferred tax balances and the one-
time  transition  tax  in  connection  with  which  we  recognized  a  provisional  amount  of  $18.1  million,  which  was  included  as  a 
component of income tax expense from continuing operations.  On the basis of revised computations that were completed during the 
year ended December 31, 2018, the Company recognized a measurement-period adjustment reducing the deemed repatriation tax by 
$2.6 million, resulting in a reduction of the Company's provisional estimate from $18.1 million to $15.5 million.  Any further changes 
to fiscal and tax policies could have a material adverse effect on our business, consolidated financial condition or consolidated results 
of operations. 

In the PRC, we are challenged to match availability of workers and maintain lead times in line with customer demand for 
certain of our products, which demand has been highly volatile in recent years.  This volatility can materially adversely affect 
Bel's results. 

In the PRC, the availability of labor is cyclical and is significantly affected by the migration of workers in relation to the annual 
Lunar New Year holiday as well as economic conditions in the PRC and current concerns regarding responses to the outbreak of the 
coronavirus.   In  addition,  we  have  little  visibility  into  the  ordering  habits  of  our  customers  and  can  be  subjected  to  large  and 
unpredictable variations in demand for our products.  Accordingly, we must continually recruit and train new workers to replace 
those lost to attrition each year and to address peaks in demand that may occur from time to time.  These recruiting and training 
efforts and related inefficiencies, as well as overtime required in order to meet demand, can add volatility to the costs incurred by 
the Company for labor in the PRC. 

Increases in minimum wage rates in the PRC and Mexico will have an unfavorable impact on our profit margins. 

Approximately one-third of our total sales are generated from labor intensive magnetic products, which are primarily manufactured 
in the PRC.  Minimum wage rates in the PRC, which are mandated by the government, were increased in early- and mid-2018 in 
each  of  the  regions  in  which  Bel's  products  are  manufactured.   In  addition,  the  government  in  Mexico  issued  increases  to  the 
minimum  wage  rates  effective  January  1,  2019  which  impacted  our  labor  rates  at  both  of  our  manufacturing  facilities  in 
Mexico.  These and any future increases in minimum wage rates will have an unfavorable impact on our profit margins. 

We are dependent on our ability to develop new products. 

Our future operating results are dependent, in part, on our ability to develop, produce and market new and more technologically 
advanced products. There are numerous risks inherent in this process, including the risks that we will be unable to anticipate the 
direction of technological change or that we will be unable to timely develop and bring to market new products and applications to 
meet customers' changing needs. 

Our insurance policies may not cover all operating risks and a casualty loss beyond the limits of our coverage could adversely 
impact our business. 

Our business is subject to operating hazards and risks relating to handling, storing, transporting and use of the products we sell. We 
maintain insurance policies in amounts and with coverage and deductibles that we believe are reasonable and prudent. Nevertheless, 
our insurance coverage may not be adequate to protect us from all liabilities and expenses that may arise from claims for personal 
injury  or  death  or  property  damage  arising  in  the  ordinary  course  of  business,  and  our  current  levels  of  insurance  may  not  be 
maintained or available in the future at economical prices. If a significant liability claim is brought against us that is not adequately 
covered by insurance, we may have to pay the claim with our own funds, which could have a material adverse effect on our business, 
consolidated financial condition or consolidated results of operations. 

Our acquisitions may not produce the anticipated results. 

A significant portion of our growth has been attributable to acquisitions. We cannot  assure that we will identify or successfully 
complete transactions with suitable acquisition candidates in the future. If an acquired business fails to operate as anticipated or 
cannot be successfully integrated with our other businesses, our results of operations, enterprise value, market value and prospects 
could all be materially and adversely affected.  Integration of new acquisitions into our consolidated operations may result in lower 

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average operating results for the group as a whole, and may divert management's focus from the ongoing operations of the Company 
during the integration period. 

Our strategy also focuses on the reduction of selling, general and administrative expenses through the integration or elimination of 
redundant sales facilities and administrative functions at acquired companies.  If we are unable to achieve our expectations with 
respect to our acquisitions, such inability could have a material and adverse effect on our results of operations.  If the acquisitions 
fail  to  perform  up  to  our  expectations,  or  if  there  is  further  weakening  of  economic  conditions,  we  could  be  required  to  record 
impairment charges.  During the year ended December 31, 2019, we recorded an impairment charge of $8.9 million due to weakened 
market conditions in our former North America operating segment. 

We may not achieve all of the expected benefits from our restructuring programs. 

We have implemented a number of restructuring programs in recent years and we may continue to restructure or rationalize our 
operations in future periods. These programs include various cost savings, the consolidation of certain facilities and the reduction of 
headcount. We make certain assumptions in estimating the anticipated savings we expect to achieve under such programs, which 
include the estimated savings from the elimination of certain headcount and the consolidation of facilities. These assumptions may 
turn out to be incorrect due to a variety of factors. In addition, our ability to realize the expected benefits from these programs is 
subject to significant business, economic and competitive uncertainties and contingencies, many of which are beyond our control. If 
we are unsuccessful in implementing these programs or if we do not achieve our expected results, our results of operations and cash 
flows could be adversely affected or our business operations could be disrupted. 

The global nature of our operations exposes us to numerous risks that could materially adversely affect our consolidated 
financial condition and consolidated results of operations. 

We operate in 15 countries, and our products are distributed in those countries as well as in other parts of the world. A large portion 
of our manufacturing operations are located outside of the United States and a large portion of our sales are generated outside of the 
United States. Operations outside of the United States, particularly operations in developing regions, are subject to various risks that 
may not be present or as significant for our U.S. operations. Economic uncertainty in some of the geographic regions in which we 
operate,  including  developing  regions,  could  result  in  the  disruption  of  commerce  and  negatively  impact  cash  flows  from  our 
operations in those areas. 

Risks inherent in our international operations include: 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

foreign exchange controls and tax rates; 

foreign currency exchange rate fluctuations, including devaluations; 

the potential for changes in regional and local economic conditions, including local inflationary pressures; 

restrictive governmental actions such as those on transfer or repatriation of funds and trade protection matters, including 
antidumping duties, tariffs, trade wars, embargoes and prohibitions or restrictions on acquisitions or joint ventures; 

changes in laws and regulations, including the laws and policies of the United States affecting trade, tariffs and foreign 
investment; 

the difficulty of enforcing agreements and collecting receivables through certain foreign legal systems; 

variations in protection of intellectual property and other legal rights; 

more expansive legal rights of foreign unions or works councils; 

changes in labor conditions and difficulties in staffing and managing international operations; 

inability or regulatory limitations on our ability to move goods across borders; 

social plans that prohibit or increase the cost of certain restructuring actions; 

the potential for nationalization of enterprises or facilities; and 

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• 

unsettled political conditions and possible terrorist attacks against U.S. or other interests. 

As a multi-national company, we are faced with increased complexities due to recent changes to the U.S. corporate tax code relating 
to our unremitted foreign earnings, potential revisions to international tax law treaties, and renegotiated trade deals.  In addition, 
other events, such as the United Kingdom's exit from the European Union and the ongoing discussion and negotiations concerning 
varying levels of tariffs on product imported from the PRC, also create a level of uncertainty.  If we are unable to anticipate and 
effectively manage these and other risks, it could have a material and adverse effect on our business, our consolidated results of 
operations and consolidated financial condition. 

The loss of certain substantial customers could materially and adversely affect us. 

During  the  year  ended  December  31,  2019,  sales  to  one  direct  customer  exceeded  10%  of  our  consolidated  net  sales.  Hon 
Hai/Foxconn  Technology  Group,  a  contract  manufacturer  utilized  by  various  end  customers,  represented  10.2%  of  our  2019 
consolidated net sales. We believe that the loss of this customer could have a material adverse effect on our consolidated financial 
position  and  consolidated  results  of  operations.   We  have  experienced  significant  concentrations  in  prior  years.  See  Note  12, 
"Segments"  for  additional  disclosures  related  to  our  significant  customers.  Furthermore,  factors  that  negatively  impact  the 
businesses of our major customers, such as the continued grounding of aircraft at a major commercial aerospace customer, could 
materially and adversely affect us even if the customer represents less than 10% of our 2019 consolidated net sales. 

We may experience labor unrest. 

As we periodically implement transfers of certain of our operations, we may experience strikes or other types of labor unrest as a 
result of lay-offs or termination of employees in higher labor cost countries.  Our manufacturing facilities in the United Kingdom 
and Mexico are represented by labor unions and substantially all of our factory workers in the PRC are represented by 
government-sponsored unions. 

We may experience labor shortages. 

Government, economic, social and labor policies in the PRC may cause shortages of factory labor in areas where we have some of 
our products manufactured.  If we are required to manufacture more of these products outside of the PRC as a result of such shortages, 
our margins will likely be materially adversely affected. 

There are risks related to the implementation of our new global enterprise resource planning system. 

We are currently engaged in a multi-year process of conforming the majority of our operations onto one global enterprise resource 
planning system ("ERP").  The ERP is designed to improve the efficiency of our supply chain and financial transaction processes, 
accurately maintain our books and records, and provide information important to the operation of the business to our management 
team. The implementation of the ERP will continue to require significant investment of human and financial resources, and we may 
experience significant delays, increased costs and other difficulties as a result. Any significant disruption or deficiency in the design 
and implementation of the ERP could have a material adverse effect on our ability to fulfill and invoice customer orders, apply cash 
receipts,  place  purchase  orders  with  suppliers,  and  make  cash  disbursements,  and  could  negatively  impact  data  processing  and 
electronic  communications  among  business  locations,  which  may  have  a  material  adverse  effect  on  our  business,  consolidated 
financial  condition  or  consolidated  results  of  operations.  We  also  face  the  challenge  of  supporting  our  older  systems  and 
implementing necessary upgrades to those systems while we implement the new ERP system. While we have invested significant 
resources in planning and project management, significant implementation issues may arise. 

Expanding and evolving data privacy laws and regulations could impact our business and expose us to increased liability. 

Our business is subject to federal, state, local and foreign privacy laws, rules and regulations of multiple countries that we operate 
in, including but not limited to the European Union General Data Protection Regulation (“EU GDPR”) and the California 
Consumer Privacy Act of 2020. The California Consumer Privacy Act ("CCPA") that went into effect in January 2020 with many 
regulations that are similar to the EU GDPR. Under the Withdrawal Agreement (Brexit), EU GDPR will continue to apply to and 
in the United Kingdom during the Transition Period from January 31, 2020 until December 31, 2020. The EU GDPR imposes 
significant requirements on how we collect, process and transfer personal data, as well as significant financial penalties for non-
compliance.  Any inability to adequately address privacy concerns, even if unfounded, or to comply with the more complex 
privacy or data protection laws, regulations and privacy standards, could lead to significant financial penalties, which may result in 
a material and adverse effect on our consolidated results of operations. 

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Our results of operations may be materially and adversely impacted by environmental and other regulations. 

Our manufacturing operations, products and/or product packaging are subject to environmental laws and regulations governing air 
emissions; wastewater discharges; the handling, disposal and remediation of hazardous substances, wastes and certain chemicals 
used or generated in our manufacturing processes; employee health and safety labeling or other notifications with respect to the 
content or other aspects of our processes, products or packaging; restrictions on the use of certain materials in or on design aspects 
of  our  products  or  product  packaging;  and,  responsibility  for  disposal  of  products  or  product  packaging.  More  stringent 
environmental  regulations  may  be  enacted  in  the  future,  and  we  cannot  presently  determine  the  modifications,  if  any,  in  our 
operations that any such future regulations might require, or the cost of compliance with these regulations. 

We may face risks relating to climate change that could have an adverse impact on our business. 

Greenhouse gas ("GHG") emissions have increasingly become the subject of substantial international, national, regional, state and 
local attention.  GHG emission regulations have been promulgated in certain of the jurisdictions in which we operate, and additional 
GHG requirements are in various stages of development.  Such measures could require us to modify existing or obtain new permits, 
implement additional pollution control technology, curtail operations or increase our operating costs.  Any additional regulation of 
GHG  emissions,  including  a cap-and-trade system,  technology  mandate, emissions  tax, reporting requirement  or other  program, 
could materially adversely affect our business. 

Regulations  related  to  conflict  minerals  will  cause  the  Company  to  incur  additional  expenses  and  may  have  other  adverse 
consequences. 

The  SEC  has  adopted  inquiry,  diligence  and  additional  disclosure  requirements  related  to  certain  minerals  sourced  from  the 
Democratic Republic of the Congo and surrounding countries, or "conflict minerals", that are necessary to the functionality of a 
product  manufactured,  or  contracted  to  be  manufactured,  by  an  SEC  reporting  company.  The  minerals  that  the  rules  cover  are 
commonly referred to as "3TG" and include tin, tantalum, tungsten and gold. As a public company, Bel has been required to make 
filings under these rules since 2014.  In such annual filings, Bel describes the due diligence it has undertaken of its suppliers in an 
effort to determine the source of any conflict minerals used in its products or components.  These due diligence requirements are 
ongoing, and Bel will continue to incur additional costs, which could be substantial, related to its due diligence and compliance 
process.  In addition, the Company's supply chain is complex, and if it is not able to determine with certainty the source and chain 
of custody for all conflict minerals used in its products that are sourced from the Democratic Republic of the Congo and surrounding 
countries, then the Company may face reputational challenges with customers, investors or others.  As there may be only a limited 
number of suppliers offering "conflict free" minerals, if the Company chooses to use only conflict minerals that are "conflict free" 
in its products and components, the Company cannot be sure that it will be able to obtain necessary materials from such suppliers in 
sufficient quantities or at competitive prices.      

Our results may vary substantially from period to period. 

Our revenues and expenses may vary significantly from one accounting period to another accounting period due to a variety of 
factors, including customers' buying decisions, our product mix, the volatility of raw material costs, the impact of competition, the 
impact of the Chinese New Year and general market and economic conditions.  Such variations could significantly impact our stock 
price. 

A shortage of availability or an increase in the cost of high-quality raw materials, components and other resources may adversely 
impact our ability to procure these items at cost effective prices and thus may negatively impact profit margins. 

Our results of operations may be materially adversely impacted by difficulties in obtaining raw materials, supplies, power, labor, 
natural resources and any other items needed for the production of our products, as well as by the effects of quality deviations in 
raw materials and the effects of significant fluctuations in the prices of existing inventories and purchase commitments for these 
materials.  Many of these materials and components are produced by a limited number of suppliers and their availability to us may 
be constrained by supplier capacity.  See "Key Factors Affecting our Business" in Item 7 of this Annual Report on Form 10-K for a 
discussion of how pricing and availability of materials is currently impacting our business. 

Rapid shifts in demand for various products may cause some of our inventory of raw materials, components or finished goods to 
become obsolete. 

The life cycles and demand for our products are directly linked to the life cycles and demand for the end products into which they 
are designed.  Rapid shifts in the life cycles or demand for these end products due to technological shifts, economic conditions or 
other market trends may result in material amounts of either raw materials or finished goods inventory becoming obsolete.   While 

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the  Company  works  diligently  to  manage  inventory  levels,  rapid  shifts  in  demand  may  result  in  obsolete  or  excess  inventory 
and materially adversely impact financial results. 

A loss of the services of the Company's executive officers or other skilled associates could negatively impact our operations and 
results. 

The success of the Company's operations is largely dependent upon the performance of its executive officers, managers, engineers 
and sales people.  Many of these individuals have a significant number of years of experience within the Company and/or the industry 
in which we compete and would be extremely difficult to replace.  The loss of the services of any of these associates may materially 
and adversely impact our results of operations if we are unable to replace them in a timely manner. 

Our stock price, like that of many technology companies, has been and may continue to be volatile. 

The market price of our common stock may fluctuate as a result of variations in our quarterly operating results and other factors 
beyond our control.  These fluctuations may be exaggerated if the trading volume of our common stock is low.  The market price of 
our common stock may rise and fall in response to a variety of other factors, including: 

announcements of technological or competitive developments; 
general market or economic conditions; 
the impact of the coronavirus on our operations and supply chain; 

• 
• 
• 
•  market or economic conditions specific to particular geographical areas in which we operate; 
• 
• 
• 

acquisitions or strategic alliances by us or our competitors; 
the gain or loss of a significant customer or order; or 
changes in estimates of our financial performance or changes in recommendations by securities analysts regarding us or our 
industry 

In addition, equity securities of many technology companies have experienced significant price and volume fluctuations even in 
periods when the capital markets generally are not distressed.  These price and volume fluctuations often have been unrelated to the 
operating performance of the affected companies. 

Our intellectual property rights may not be adequately protected under the current state of the law. 

Our efforts to protect our intellectual property rights through patent, copyright, trademark and trade secret laws in the United States 
and in other countries may not prevent misappropriation, and our failure to protect our proprietary rights could materially adversely 
affect our business, financial condition, operating results and future prospects. A third party could, without authorization, copy or 
otherwise  appropriate  our  proprietary  information.  Our  agreements  with  employees  and  others  who  participate  in  development 
activities could be breached, we may not have adequate remedies for any breach, and our trade secrets may otherwise become known 
or independently developed by competitors. 

We may be sued by third parties for alleged infringement of their proprietary rights and we may incur defense costs and possibly 
royalty obligations or lose the right to use technology important to our business. 

From  time  to  time,  we  receive  claims  by  third  parties  asserting  that  our  products  violate  their  intellectual  property  rights.   Any 
intellectual property claims, with or without merit, could be time consuming and expensive to litigate or settle and could divert 
management attention from administering our business.  A third party asserting infringement claims against us or our customers with 
respect  to our current or  future products may  materially and adversely  affect us by, for  example,  causing  us  to  enter  into  costly 
royalty arrangements or forcing us to incur settlement or litigation costs. 

As a result of protective provisions in the Company's certificate of incorporation, the voting power of certain officers, directors 
and principal shareholders may be increased at future meetings of the Company's shareholders. 

The Company's certificate of incorporation provides that if a shareholder, other than shareholders subject to specific exceptions, 
acquires (after the date of the Company's 1998 recapitalization) 10% or more of the outstanding Class A common stock and does 
not own an equal or greater percentage of all then outstanding shares of both Class A and Class B common stock (all of which 
common stock must have been acquired after the date of the 1998 recapitalization), such shareholder must, within 90 days of the 
trigger date, purchase Class B common shares, in an amount and at a price determined in accordance with a formula described in the 
Company's  certificate  of  incorporation,  or  forfeit  its  right  to  vote  its  Class  A  common  shares.  As  of  February  29,  2020,  to  the 
Company's knowledge, there was one shareholder of the Company's common stock with ownership in excess of 10% of Class A 
outstanding shares with no ownership of the Company's Class B common stock and with no basis for exception from the operation 

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of  the  above-mentioned  provisions.  In  order  to  vote  its  shares  at  Bel's  next  shareholders'  meeting,  this  shareholder  must  either 
purchase the required number of Class B common shares or sell or otherwise transfer Class A common shares until its Class A 
holdings are under 10%. As of February 29, 2020, to the Company's knowledge, this shareholder owned 21.5% of the Company's 
Class A common stock and had not taken steps to either purchase the required number of Class B common shares or sell or otherwise 
transfer Class A common shares until its Class A holdings fall below 10%.  Unless and until this situation is satisfied in a manner 
permitted by the Company's Restated Certificate of Incorporation, the subject shareholder will not be permitted to vote its shares of 
common stock. 

To the extent that the voting rights of particular holders of Class A common stock are suspended as of times when the Company's 
shareholders vote due to the above-mentioned provisions, such suspension will have the effect of increasing the voting power of 
those holders of Class A common shares whose voting rights are not suspended.  As of February 29, 2020, Daniel Bernstein, the 
Company's  chief  executive  officer,  beneficially  owned  354,906  Class  A  common  shares  (or  21.0%)  of  the  outstanding  Class  A 
common shares whose voting rights were not suspended, and all directors and current executive officers as a group (which includes 
Daniel Bernstein) beneficially owned 362,930 Class A common shares (or 21.4%) of the outstanding Class A common shares whose 
voting rights were not suspended. 

Cyber risk and the failure to maintain the integrity of our operational or security systems or infrastructure, or those of third 
parties with which we do business, could have a material adverse effect on our business, consolidated financial condition and 
consolidated results of operations. 

We are subject to an increasing number of various types of information technology vulnerabilities, threats and targeted computer 
crimes which pose a risk to the security of our systems and networks and the confidentiality, availability and integrity of our data. 
Disruptions or failures in the physical infrastructure or operating systems that support our businesses and customers, or cyber-attacks 
or security breaches of our networks or systems, could result in the loss of customers and business opportunities, legal liability, 
regulatory fines, penalties or intervention, other litigation, regulatory and legal risks and the costs associated therewith, reputational 
damage,  reimbursement  or  other  compensatory  costs,  remediation  costs,  increased  cybersecurity  protection  costs,  additional 
compliance costs, increased insurance premiums, and lost revenues, damage to the Company's competitiveness, stock price, and 
long-term  shareholder  value,  any  of  which  could  materially  adversely  affect  our  business,  financial  condition  and  results  of 
operations.  While  we  attempt  to mitigate  these  risks,  our  systems, networks, products,  solutions  and services  remain potentially 
vulnerable  to  advanced  and  persistent  threats.  We  also  maintain  and  have  access  to  sensitive,  confidential  or  personal  data  or 
information in certain of our businesses that is subject to privacy and security laws, regulations and customer controls. Despite our 
efforts to protect such sensitive, confidential or personal data or information, our facilities and systems and those of our customers 
and third-party service providers may be vulnerable to security breaches, theft, fraud, misplaced or lost data, programming and/or 
human errors that could lead to the compromising of sensitive, confidential or personal data or information, improper use of our 
systems, software solutions or networks, unauthorized access, use, disclosure, modification or destruction of information, defective 
products,  production  downtimes  and  operational  disruptions,  which  in  turn  could  adversely  affect  our  consolidated  financial 
condition and consolidated results of operations. 

As a U.S. Government contractor, we are subject to a number of procurement rules and regulations. 

We  must  comply  with  and  are  affected  by  laws  and  regulations  relating  to  the  award,  administration,  and  performance  of  U.S. 
Government  contracts.  Government  contract  laws  and  regulations  affect  how  we  do  business  with  our  customers  and,  in  some 
instances, impose added costs on our business. A violation of specific laws and regulations could result in the imposition of fines 
and penalties or the termination of our contracts or debarment from bidding on contracts. These fines and penalties could be imposed 
for failing to follow procurement integrity and bidding rules, employing improper billing practices or otherwise failing to follow 
cost accounting standards, receiving or paying kickbacks, or filing false claims. We have been, and expect to continue to be, subjected 
to audits and investigations by government agencies. The failure to comply with the terms of our government contracts could harm 
our business reputation. It could also result in our progress payments being withheld. 

In some instances, these laws and regulations impose terms or rights that are more favorable to the government than those typically 
available to commercial parties in negotiated transactions. For example, the U.S. Government may terminate any of our government 
contracts  and,  in  general,  subcontracts,  at  its  convenience  as  well  as  for  default  based  on  performance.  Upon  termination  for 
convenience of a fixed-price type contract, we normally are entitled to receive the purchase price for delivered items, reimbursement 
for allowable costs for work-in-process, and an allowance for profit on work actually completed on the contract or adjustment for 
loss if completion of performance would have resulted in a loss. Upon termination for convenience of a Federal Government cost 
reimbursement contract, we normally are entitled to reimbursement of allowable costs plus a portion of the fee. Such allowable costs 
would normally include our cost to terminate agreements with our suppliers and subcontractors. The amount of the fee recovered, if 
any, is related to the portion of the work accomplished prior to termination and is determined by negotiation. 

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Item 1B.   Unresolved Staff Comments 

None. 

Item 2.   Properties 

The Company is headquartered in Jersey City, New Jersey, where it currently owns 19,000 square feet of office and warehouse 
space. In addition to its facilities in Jersey City, New Jersey, the Company occupies 349,000 square feet at 24 non-manufacturing 
facilities, which are used primarily for management, financial accounting, engineering, sales and administrative support.  Of this 
space, the Company leases 213,000 square feet in 18 facilities and owns properties of 136,000 square feet. 

The Company also operated 20 manufacturing facilities in 7 countries as of December 31, 2019.  Approximately 14% of the 2.2 
million square feet the Company occupies is owned while the remainder is leased.    See Note 17, "Commitments and Contingencies", 
for additional information pertaining to leases. 

The following is a list of the locations of the Company's principal manufacturing facilities at December 31, 2019:  

Location 

Approximate 
Square Feet 

Owned/ Leased 

Percentage Used 
for Manufacturing   

Dongguan, People's Republic of China 
Pingguo, People's Republic of China 
Shenzhen, People's Republic of China 
Zhongshan, People's Republic of China 
Zhongshan, People's Republic of China 
Zhongshan, People's Republic of China 
Louny, Czech Republic 
Dubnica nad Vahom, Slovakia 
Dubnica nad Vahom, Slovakia 
Worksop, United Kingdom 
Chelmsford, United Kingdom 
Sudbury, United Kingdom 
Dominican Republic 
Cananea, Mexico 
Reynosa, Mexico 
Glen Rock, Pennsylvania 
Waseca, Minnesota 
McAllen, Texas 
Melbourne, Florida 
Tempe, Arizona 

650,000 
250,000 
227,000 
314,000 
118,000 
78,000 
11,000 
35,000 
70,000 
51,000 
17,000 
12,000 
33,000 
29,000 
77,000 
74,000 
124,000 
40,000 
18,000 
8,000 

   2,236,000 

Leased 
Leased 
Leased 
Leased 
Owned 
Owned 
Owned 
Owned 
Leased 
Leased 
Leased 
Leased 
Leased 
Leased 
Leased 
Owned 
Leased 
Leased 
Leased 
Leased 

28 % 
71 % 
100 % 
86 % 
100 % 
100 % 
75 % 
100 % 
100 % 
28 % 
80 % 
90 % 
85 % 
60 % 
56 % 
60 % 
83 % 
56 % 
64 % 
100 % 

Of the space described above, 289,000 square feet is used for engineering, warehousing, sales and administrative support functions 
at various locations and 463,000 square feet is designated for dormitories, canteen and other employee related facilities in the PRC. 

The Territory of Hong Kong became a Special Administrative Region ("SAR") of the PRC during 1997.  The territory of Macao 
became a SAR of the PRC at the end of 1999. Management cannot presently predict what future impact, if any, this will have on the 
Company or how the political climate in the PRC will affect its contractual arrangements in the PRC.  A significant portion of the 
Company's manufacturing operations and approximately 30.5% of its identifiable assets are located in Asia. 

Item 3.   Legal Proceedings 

The information called for by this Item is incorporated herein by reference to the caption "Legal Proceedings" in Note 17, 
"Commitments and Contingencies." 

Item 4.   Mine Safety Disclosures 

Not applicable. 

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PART II 

Item 5.   Market for Registrant's Common Equity and Related Stockholder Matters and Issuer Purchases of Equity Securities 

(a)   Market Information 

The Company's voting Class A Common Stock, par value $0.10 per share, and  non-voting Class B Common Stock, par value $0.10 
per share ("Class A" and "Class B," respectively), are traded on the NASDAQ Global Select Market under the symbols BELFA and 
BELFB, respectively. 

(b)  Holders 

As  of  February  29,  2020,  there  were 42  registered  shareholders  of  the  Company's  Class  A  Common  Stock  and 331  registered 
shareholders  of  the  Company's  Class  B  Common  Stock.   As  of  February  29,  2020,  the  Company  estimates  that  there  were 
549 beneficial shareholders of the Company's Class A Common Stock and 2,504 beneficial shareholders of the Company's Class B 
Common Stock. At February 29, 2020, to the Company's knowledge, there was one shareholder of the Company's Class A common 
stock whose voting rights were suspended.  This shareholder owned 21.5% of the Company's outstanding shares of Class A common 
stock.  For additional discussion, see Item 1A – "Risk Factors – As a result of protective provisions in the Company's certificate of 
incorporation, the voting power of certain officers, directors and principal shareholders may be increased at future meetings of the 
Company's shareholders". 

(c)   Dividends 

During the years ended December 31, 2019 and 2018, the Company declared dividends on a quarterly basis at a rate of $0.06 per 
Class  A  share  of  common  stock  and  $0.07  per  Class  B  share  of  common  stock totaling  $3.4  million in 2019  and  $3.3  million 
in 2018.  There are no contractual restrictions on the Company's ability to pay dividends provided the Company is not in default 
under its credit agreement immediately before such payment and after giving effect to such payment.   On January 31, 2020, the 
Company paid a dividend to all shareholders of record at January 15, 2020 of Class A and Class B Common Stock in the total amount 
of $0.1 million ($0.06 per share) and $0.7 million ($0.07 per share), respectively.  On February 19, 2020, Bel's Board of Directors 
declared a dividend in the amount of $0.06 per Class A common share and $0.07 per Class B common share which is scheduled to 
be paid on May 1, 2020 to all shareholders of record at April 15, 2020.  Determinations regarding future dividend payments will 
depend, in part, upon the immediate and long-term effects of the coronavirus on the Company, its customers and its suppliers. 

(d)  Common Stock Performance Comparisons 

Not applicable. 

Item 6.   Selected Financial Data 

Not applicable. 

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Item 7.   Management's Discussion and Analysis of Financial Condition and Results of Operations 

The information in this MD&A should be read in conjunction with the Company's consolidated financial statements and the notes 
related thereto.  The discussion of results, causes and trends should not be construed to imply any conclusion that such results, causes 
or trends will necessarily continue in the future. See "Cautionary Notice Regarding Forward-Looking Information" above for further 
information.  Also, when we cross reference to a "Note," we are referring to our "Notes to Consolidated Financial Statements," unless 
the context indicates otherwise.  All amounts and percentages are approximate due to rounding. 

Under  the  SEC's  amended  definition  of  a  "smaller  reporting  company,"  the  Company  is  deemed  to  be  a  smaller  reporting 
company.  Accordingly, among other things, the Company is not required to present selected financial data in Item 6 and has reduced 
the number of years covered by its financial statements in Item 8. 

Overview 

Our Company 

We design, manufacture and market a broad array of products that power, protect and connect electronic circuits.  These products 
are  primarily  used  in  the  networking,  telecommunications,  computing,  military,  aerospace,  transportation  and  broadcasting 
industries.  Bel's portfolio of products also finds application in the automotive, medical and consumer electronics markets. 

We operate through three product group segments, in addition to a Corporate segment.  In 2019, 35% of the Company's revenues 
were derived from Cinch Connectivity Solutions, 33% from Power Solutions and Protection and 32% from its Magnetic Solutions 
operating segment.   

Our  operating  expenses  are  driven  principally  by  the  cost  of  labor  where  the  factories  that  Bel  uses  are  located,  the  cost  of  the 
materials  that we use and our  ability  to  effectively  and  efficiently manage overhead  costs.   As  labor  and material costs vary  by 
product line and region, any significant shift in product mix can have an associated impact on our costs of sales.  Costs are recorded 
as incurred for all products manufactured.  Such amounts are determined based upon the estimated stage of production and include 
labor cost and fringes and related allocations of factory overhead. Our products are manufactured at various facilities in the U.S., 
Mexico, Dominican Republic, England, Czech Republic, Slovakia and the PRC. 

We have little visibility into the ordering habits of our customers and we can be subjected to large and unpredictable variations in 
demand for our products.  Accordingly, we must continually recruit and train new workers to replace those lost to attrition and be 
able to address peaks in demand that may occur from time to time.  These recruiting and training efforts and related inefficiencies, 
and overtime required in order to meet any increase in demand, can add volatility to the labor costs incurred by us. 

Key Factors Affecting our Business 

The Company believes the key factors affecting Bel's 2019 and/or future results include the following:  

•  Revenues –  The  Company's  revenues  declined  by  $55.8  million,  or  10.2%,  in  2019  as  compared  to  2018.  By  product 
segment, Power Solutions and Protection sales were down by 7.3%, Cinch Connectivity Solutions sales declined by 7.7% and 
Magnetic Solutions sales were lower by 15.4%.  International trade policy, and in particular the additional tariffs imposed on 
our  products  imported  from  China,  negatively  impacted  our  sales  volumes  in  2019.   Following  an  acceleration  of  orders 
throughout 2018 from customers anticipating higher pricing in 2019, the industry experienced lower order and sales volumes 
throughout the supply chain in 2019.  In many cases for Bel, the lower order volume related to customers and distributors 
working through  their  inventory  on  hand.   However,  by  year  end,  the  ongoing  tariffs  caused certain  customers  to  source 
products from other countries and this further impacted our sales beginning in the fourth quarter of 2019.  

•  Backlog – Our backlog of orders totaled $160.2 million at December 31, 2019, representing a decrease of $10.9 million, or 
6%, from December 31, 2018.  Since the 2018 year-end, we saw a 21% increase at Cinch Connectivity Solutions, driven by 
higher  demand  related  to  a  variety  of  military  applications.   The  backlog  for  our  Power  Solutions  and  Protection products 
decreased  by  14%,  driven  by  certain  customers  sourcing  product  elsewhere  in  light  of  the  ongoing  tariffs  on  our  product 
manufactured in China.  Further, several of our OEM customers and distribution partners continued to work through inventory 
on hand through the remainder of 2019, and did not yet place replenishment orders prior to year-end. Our Magnetic Solutions 
backlog declined by 29%, as one of our large OEM end customers had ordered high volumes at the start of a new product 
launch in 2018 and worked through inventory on hand throughout 2019. 

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• 

• 

Product Mix – Material and labor costs vary by product line and any significant shift in product mix between higher- and lower-
margin product lines will have a corresponding impact on the Company's gross margin percentage.  In general, our connectivity 
products have the highest contribution margins, our magnetic products are more labor intensive and are therefore less profitable 
than the connectivity products and our power products are on the lower end of our profit margin range, due to their high material 
content.   Fluctuations  in  sales  volume  among  our  product  groups  will  have  a  corresponding  impact  on  Bel's  profit 
margins.  See Note 12, "Segments" for profit margin information by product group. 

Pricing and Availability of Materials – There have been recent supply constraints related to components that constitute raw 
materials in our manufacturing processes, particularly with resistors, capacitors, mosfets and printed circuit boards.  Lead times 
were  extended  and  the  reduction  in  supply  also  caused  an  increase  in  prices  for  certain  of  these  components  throughout 
2018.  As a result, the Company's material costs as a percentage of sales increased to 44.7% during 2019 from 41.9% during 
2018.  Purchases of raw materials during 2019 were at lower pricing though still elevated compared to pre-2018 pricing.  As 
we've worked through much of our higher cost inventory on hand from 2018, we anticipate our material costs as a percentage 
of sales will be lower in 2020 as compared to 2019.  The preceding sentence represents a Forward-Looking Statement.  See 
"Cautionary Notice Regarding Forward-Looking Statements." 

•  Labor Costs – Labor costs decreased from 11.5% of sales during 2018 to 10.3% of sales during 2019, primarily due to the 
appreciation  of  the  U.S.  Dollar  against  the  Renminbi,  particularly  during  the  first  half  of  2019.   The  favorable  impact  of 
exchange rates was partially offset by minimum wage increases in the PRC and Mexico.  We anticipate labor costs will be a 
challenge in the early part of 2020 as we expect to incur labor costs in the PRC for associates who are unable to return to work 
following  the  extended  Lunar  New  Year  holiday due  to  travel  restrictions  or  illness  in  connection  with  the  coronavirus 
outbreak.  The preceding two sentences represent a Forward-Looking Statements.  See "Cautionary Notice Regarding Forward-
Looking Statements." 

•  Restructuring – The Company continues to implement restructuring programs to increase operational efficiencies and incurred 
$2.6 million in restructuring costs during 2019. Throughout 2019, we transitioned our Signal manufacturing operations from 
Inwood, New York to other existing Bel facilities, closed our office in Shanghai, and implemented other indirect headcount 
reductions globally.  These actions resulted in total annualized cost savings of $5.7 million ($3.4 million in cost of sales, $1.8 
million  in  R&D  and  $0.5  million  in  SG&A).   Of  the  annualized  cost  savings,  $1.7  million  was  realized  in  2019  with  the 
incremental  $4.0  million  to  be  realized  in  2020  ($2.6  million  in  cost  of  sales,  $0.9  million  in  R&D  and  $0.5  million  in 
SG&A).  The Company will continue to streamline the organization in 2020 to further improve profitability.  The preceding 
sentence represents a Forward-Looking Statement.  See "Cautionary Notice Regarding Forward-Looking Statements." 

• 

Impact of Foreign Currency – During 2019, favorable fluctuations in exchange rates, particularly between the U.S. dollar and 
the Renminbi, resulted in lower labor and overhead costs of $4.2 million versus the exchange rates in effect during 2018.  In 
addition,  a  foreign  exchange  transactional  gain  of  $0.1 million  was  realized  during  2019.   Since  we  are  a  U.S.  domiciled 
company, we translate our foreign currency-denominated financial results into U.S. dollars.  Due to the changes in the value 
of foreign currencies relative to the U.S. dollar, translating our financial results and the revaluation of certain intercompany as 
well as third-party transactions to and from foreign currencies to U.S. dollars may result in a favorable or unfavorable impact 
to our consolidated statements of operations and cash flows.  The Company has significant manufacturing operations located 
in the PRC where labor and overhead costs are paid in local currency.  As a result, the U.S. Dollar equivalent costs of these 
operations were $4.2 million lower in 2019.  The Company monitors changes in foreign currencies and may implement pricing 
actions to help mitigate the impact that changes in foreign currencies may have on its consolidated operating results. 

•  ERP System Implementation – In January 2019, the Company completed the first phase of its ERP system implementation 
with the successful transition of its Power Solutions business onto the new system without any notable issues.  In January 2020, 
the  second  phase  of  the  implementation  related  to  its  TRP  business  was  completed  successfully.   The  Company  incurred 
expenses of $1.8 million during 2019 related to this project.  The remaining phases of this project will largely leverage Bel's 
trained internal resources which should result in lower implementation costs going forward.  In 2019, the Company realized 
cost savings of $2.0 million related to the elimination of redundant license fees associated with its ERP systems.   

•  Coronavirus Outbreak – Bel is closely monitoring the Coronavirus (COVID-19) outbreak and its impact on our operations and 
supply channel.  We anticipate first quarter 2020 results will be impacted by the extended Lunar New Year holiday break and 
by  lower  productivity  levels  at  our  four  manufacturing  sites  in  China,  all  of  which  have  resumed  operations  at  reduced 
levels.  Our top priority is the welfare of our associates, and we are working diligently with the local governmental authorities to 
ensure necessary preparations are made to allow our remaining associates to safely return to work.  Lead times for our products 
are currently pushed back by four weeks, and may extend further as we better determine the impact on our suppliers.  Logistics 
companies and customs offices are also operating at reduced levels.  As of the time of the filing of this Annual Report on Form 

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10-K, we are unable to determine the level of financial impact that the Coronavirus will have on our 2020 consolidated financial 
results. 

•  Regulatory  Approvals –  Bel's  Cinch  Connectivity  Solutions  segment  is  a  supplier  to  a  large  U.S.  commercial  aerospace 
customer  and  has  content  on  a  model  of  aircraft  that  is  currently  grounded.   We  anticipate,  at  a  minimum,  sales  to  be 
unfavorably  impacted  by  $5-$7 million  throughout  the  first  half  of  2020,  with  an  earnings  impact of  approximately  $2.5-
$3.0 million.  This impact is an estimate for the first half of 2020 only, and we anticipate a similar impact in future quarters for 
as long as the grounding continues.  The preceding two sentences represent Forward-Looking Statements.  See "Cautionary 
Notice Regarding Forward-Looking Statements." 

•  Effective Tax Rate – The Company's effective tax rate will fluctuate based on the geographic region in which the pretax profits 
are earned.  Of the jurisdictions in which the Company operates, the U.S. and Europe's tax rates are generally equivalent; and 
Asia has the lowest tax rates of the Company's three geographic regions.  See Note 9 to the Company's Consolidated Financial 
Statements - "Income Taxes". 

We enter 2020 with very limited visibility given the recent outbreak of the Coronavirus in China and separately, the grounding of 
aircraft at a large commercial aerospace customer.  Bel management is closely monitoring both of these situations, and working 
diligently to minimize the impacts to our operations and financial results. 

Summary by Operating Segment   

Net Sales 

The  Company's  net  sales  by  major  product  line  for  the  years  ended  December  31,  2019  and  2018  were  as  follows  (dollars  in 
thousands): 

Year Ended 
December 31, 

Net Sales 

2019 
172,348     $ 
156,536       
163,528       
492,412     $ 

2018 
186,724       
185,407       
176,053       
548,184       

  $ 

  $ 

Gross Profit % 

2019 

2018 

25.8 %     
21.9 %     
20.1 %     
22.5 %     

29.5 % 
25.1 % 
22.7 % 
25.4 % 

Connectivity solutions 
Magnetic solutions 
Power solutions and protection 

Cinch Connectivity Solutions: 

Our connectivity solutions products showed a reduction in sales of $14.4 million during 2019 compared to 2018.  Sales of our Stewart 
passive  connectors  were  down  by  $8.4  million from  2018 primarily  due  to  reduced  volume  of  product  flowing  through  out 
distribution channels as our distribution partners continued to work down inventory levels that had been built up in 2018 ahead of 
the tariffs.  In addition, weakened economic conditions in the construction industry in the U.S. and Europe impacted demand for our 
product in premise wiring applications.  Sales of our Cinch products were lower by $5.9 million in 2019 primarily related to lower 
demand from military and commercial aerospace customers compared to 2018.  The decline in Cinch Connectivity Solutions gross 
profit margins during 2019 related to lower fixed cost absorption as a result of lower sales and higher direct and indirect labor costs, 
particularly in Mexico where the minimum wage rates increased significantly effective January 1, 2019. 

Magnetic Solutions: 

Sales of our magnetic products declined by $28.9 million from 2018 while inventory levels built up in advance of a customer's new 
program  launch  during  2018  were  worked  through.   While  orders  received  for  our  magnetic  products  in  2019  were  down  by 
$53.0 million from 2018 levels, we saw our first indication of recovery in the fourth quarter of 2019, with an increase in bookings 
of $3.6 million compared to the fourth quarter of 2018.  The decline in Magnetic Solutions gross profit margin from 2018 primarily 
resulted from the decline in sales, which led to lower absorption of fixed costs within the factories.  Higher material costs within this 
product group were offset by lower labor costs driven by the appreciation of the U.S. dollar versus the Renminbi in 2019 as compared 
to the exchange rates in place throughout 2018. 

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Power Solutions and Protection: 

Sales of our Power Solutions products declined by $12.5 million during 2019 as compared to 2018.  Sales of our Bel Power Solutions 
products decreased by $11.2 million, the impact of which was largely seen in the fourth quarter of 2019 compared to the fourth 
quarter of 2018.  Limitations and additional tariffs related to U.S.-China trade accounted for $6.6 million of the decline from the 
fourth quarter of 2018 to the fourth quarter of 2019, with the balance of the decline relating to lower orders in 2019 as our customers 
and distribution partners worked through their inventory on hand from 2018.   Sales of our circuit protection and custom module 
products were also lower during 2019 by $1.7 million and $1.5 million from 2018, respectively.  These declines were partially offset 
by  revenue  from  our  acquisition  of  the  CUI  power  assets  in  December  2019,  which  contributed  $2.2 million  of  sales  during 
2019.  The reduction in gross profit margin for the Power Solutions and Protection segment primarily related to higher material costs 
on product shipped during 2019.  This was partially offset by lower fixed costs at the factories, with reductions in support labor and 
fringe of $0.9 million, lower depreciation and amortization expense of $1.1 million, and a decline in overhead costs of $0.9 million. 

Cost of Sales 

Cost of sales as a percentage of net sales for the two years ended December 31, 2019 consisted of the following: 

Material costs 
Labor costs 
Other expenses 

Total cost of sales 

Year Ended 
December 31, 

2019 

2018 

44.7 %     
10.3 %     
22.5 %     
77.5 %     

41.9 % 
11.5 % 
21.2 % 
74.6 % 

Material costs as a percentage of sales increased during 2019 compared to 2018 primarily due to industry-wide supply constraints 
related to certain of our purchased components throughout much of 2018, which led to higher raw material prices.  The higher-cost 
raw materials purchased in 2018 were components to a large portion of the finished goods sold throughout 2019. This has had an 
unfavorable impact on gross margins across most of our product lines. 

Labor costs as a percentage of sales declined in 2019 compared to 2018 as a more favorable exchange rate environment related to 
the Chinese Renminbi offset the overall impact of minimum wage increases in the PRC and Mexico.  The PRC government increased 
the minimum wage in the regions where Bel’s factories are located in February and July of 2018.  The minimum wage rates in 
Mexico increased effective January 1, 2019. 

The other expenses noted in the table above include fixed cost items such as support labor and fringe, depreciation and amortization, 
and facility costs (rent, utilities and insurance).  In total, these other expenses decreased during 2019 by $5.3 million as compared to 
2018, primarily due to lower support labor and fringe expense of $3.0 million, a reduction in depreciation and amortization expense 
of $1.4 million and lower overhead expenses of $0.5 million. 

Research and Development ("R&D") 

R&D expenses were $26.9 million and $29.5 million for the years ended December 31, 2019 and 2018, respectively.  The reduction 
in R&D expenses during 2019 largely resulted from restructuring efforts during the year, in addition to a favorable impact of the 
depreciation of the Euro, Pound and Renminbi against the U.S. dollar as compared to exchange rates in effect during 2018.  

Selling, General and Administrative Expenses ("SG&A") 

SG&A expenses were $76.1 million in 2019 as compared with $82.6 million in 2018.  The reduction primarily related to a 
lower fringe benefit expense of $2.8 million, a reduction in legal and professional fees of $2.4 million (largely due to elimination 
of redundant ERP license and support fees), lower sales commissions of $0.7 million and a reduction in G&A headcount resulting 
in $0.6 million of lower salaries.   

Restructuring Charges 

The Company recorded restructuring charges of $2.6 million in 2019 in connection with the transition of its manufacturing operations 
from Inwood, New York to other existing Bel facilities, the closure of its office in Shanghai and indirect headcount reductions in 

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Europe and Asia, largely related to our Power segment.  The Company recorded $0.2 million of restructuring charges in 2018 related 
to the closure of its manufacturing facility in Malaysia.   

Interest Expense 

The Company incurred interest expense of $5.4 million in 2019 and $5.3 million in 2018 primarily due to our outstanding borrowings 
under  the  Company's  credit  and  security  agreement used  to fund  the  2014 Acquisitions.   The  slight  increase  in  interest  expense 
during  2019  related  to  higher  interest  rates  on  our  outstanding  balance  during  2019,  partially  offset  by  a  lower  debt  balance 
throughout most of 2019 as compared to 2018.  See "Liquidity and Capital Resources" and Note 10 of the Notes to our Consolidated 
Financial Statements - "Debt," for further information on the Company's outstanding debt. 

Other (Expense) Income, Net 

Other (expense) income, net was expense of $2.3 million in 2019 compared to income of $2.0 million in 2018.  The expense in 2019 
largely related to a $2.1 million loss on liquidation of foreign subsidiaries.  Another factor attributable to the year over year variance 
was a foreign exchange gain of $2.7 million in 2018 as compared to a foreign exchange gain of $0.1 million in 2019.   

Income Taxes 

The Company’s effective tax rate will fluctuate based on the geographic segment in which the pretax profits are earned.  Of the 
jurisdictions in which the Company operates, the U.S. and Europe’s tax rates are generally equivalent; and Asia has the lowest tax 
rates of the Company’s three geographic regions.  See Note 9, “Income Taxes” and the “Tax Reform” discussion below. 

Tax Reform 

The Tax Cuts and Jobs Act (the “Act”) was enacted on December 22, 2017.  The Act reduced the U.S. federal corporate tax rate 
from 35% to 21%, required companies to pay a one-time transition tax on earnings of certain foreign subsidiaries that were previously 
tax deferred and created new taxes on certain foreign sourced earnings.  At December 31, 2017, we had made a reasonable estimate 
of the effects on our existing deferred tax balances and the one-time transition tax in which we recognized a provisional amount of 
$18.1 million, which was included as a component of income tax expense from continuing operations.  On the basis of revised E&P 
computations  that  were  completed  during  the  year  ended  December  31,  2018,  the  Company  recognized  a  measurement-period 
adjustment reducing the deemed repatriation tax by $2.6 million, resulting in the reduction of the Company’s provisional estimate 
from $18.1 million to $15.5 million.  The effect of the measurement-period adjustment on the 2018 effective tax rate was a reduction 
of approximately 11%.  The Company plans to pay the transition tax in installments in accordance with the Act. 

Effective January 1, 2018, the Act subjects a U.S. shareholder to current tax on global intangible low-taxed income (GILTI) earned 
by certain foreign subsidiaries.  The Company has elected an accounting policy to provide for the tax expense related to the GILTI 
in the period the tax is incurred.  The Company included approximately $6.8 million and $18.0 million of GILTI inclusion for the 
years ended December 31, 2019 and 2018, respectively. The GILTI income was offset by the Company’s U.S. losses and credits 
which resulted in no additional U.S. tax expense. 

2019 as Compared to 2018 

The  provision  for  income  taxes  for  the  years  ended  December  31,  2019  and  2018  was  $1.4  million  and  $2.9 million, 
respectively.  The Company’s earnings before income taxes for the year ended December 31, 2019 were approximately $30.9 million 
lower than the same period in 2018, primarily attributable to a decrease in income in the Asia and North America regions.  The 
Company’s effective tax rate was (19.7%) and 12.3% for the years ended December 31, 2019 and 2018, respectively.  The change 
in the effective tax rate during the year ended December 31, 2019 as compared to the same period of 2018, is primarily attributable 
to  a  decrease  in  tax  expense  in  the  North  America  segment  due  to  the  reduction  in  U.S.  taxes  relating  to  income  from  foreign 
subsidiaries taxed in the U.S. as part of the Tax Cuts and Jobs Act, as well as a decrease in taxes related to uncertain tax positions 
and permanent tax differences on U.S. tax exempt activities. Additionally, the effective tax rate of 2018 was favorably impacted by 
a measurement period adjustment of $2.6 million related to the transition tax. 

Other Tax Matters 

The Company has a portion of its products manufactured on the mainland of the PRC where Bel is not subject to corporate income 
tax on manufacturing services provided by third parties.  Hong Kong has a territorial tax system which imposes corporate income 
tax at a rate of 16.5% on income from activities solely conducted in Hong Kong.  

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The Company holds an offshore business license from the government of Macao.  With this license, a Macao offshore company 
named Bel Fuse (Macao Commercial Offshore) Limited has been established to handle the Company’s sales to third-party customers 
in Asia.  Sales by this company primarily consist of products manufactured in the PRC.  This company is not subject to Macao 
corporate profit taxes which are imposed at a tax rate of 12%.  As part of Macau’s commitment to comply with OECD standards, it 
will abolish the existing offshore company (MOC) regime as of January 1, 2021. The existing law and the relevant regulations related 
to the offshore business will be abolished and the operating permit to carry on offshore business will be terminated on January 1, 
2021. The Company has decided to continue this company’s operations and beginning January 1, 2021 will pay 12% tax on any 
profits from this operation.   

Management has no specific plans to indefinitely reinvest the unremitted earnings of our foreign subsidiaries as of December 31, 
2019.  Applicable  income  and  dividend  withholding  taxes  have  been  reflected  in  the  accompanying  consolidated  statements  of 
operations  for  the  year  ended  December  31,  2019.   Due  to  the  practicality  of  determining  the  deferred  taxes  on  outside  basis 
differences in our investments in our foreign subsidiaries, we have not provided for deferred taxes on outside basis differences and 
deemed that these basis differences will be indefinitely reinvested. 

Inflation and Foreign Currency Exchange 

During  the  past  two  years,  we  do  not  believe  the  effect  of  inflation  was  material  to  our  consolidated  financial  position  or  our 
consolidated results of operations.  We are exposed to market risk from changes in foreign currency exchange rates.  Fluctuations of 
the U.S. dollar against other major currencies have not significantly affected our foreign operations as most sales continue to be 
denominated in U.S. dollars or currencies directly or indirectly linked to the U.S. dollar.  Most significant expenses, including raw 
materials, labor and manufacturing expenses, are incurred primarily in U.S. dollars or the Chinese Renminbi, and to a lesser extent 
in British pounds and Mexican pesos.  The Chinese Renminbi depreciated by approximately 4% in 2019 as compared to 2018 and 
the British pound depreciated by 4%.  The Mexican peso did not have a material fluctuation on average in 2019 as compared to 
2018.  To the extent the Renminbi or Peso appreciate in future periods, it could result in the Company's incurring higher costs for 
most expenses incurred in the PRC and Mexico.  The Company's European entities, whose functional currencies are Euros, British 
pounds and Czech Korunas, enter into transactions which include sales that are denominated principally in euros, British pounds and 
various  other  European  currencies,  and  purchases  that  are  denominated  principally  in  U.S.  dollars  and  British  pounds.   Such 
transactions, as well as those related to our multi-currency intercompany payable and receivable transactions, resulted in net realized 
and unrealized currency exchange (losses) gains of ($0.1) million and $2.7 million for the years ended December 31, 2019 and 2018, 
respectively, which were included in other income/expense, net on the consolidated statements of operations.  The currency exchange 
gains recorded in 2018 were primarily due to the favorable impact of the depreciation of the Chinese Renminbi and Euro against the 
U.S. dollar. Translation of subsidiaries' foreign currency financial statements into U.S. dollars resulted in translation adjustments, 
net of taxes, of $2.6 million and ($6.1) million for the years ended December 31, 2019 and 2018, respectively, which are included 
in accumulated other comprehensive loss on the consolidated balance sheets. 

Liquidity and Capital Resources 

Our primary sources of cash are the collection of trade receivables generated from the sales of our products and services to our 
customers  and  amounts  available  under  our  existing  lines  of  credit,  including  our  credit  facility.  Our  primary  uses  of  cash  are 
payments for operating expenses, investments in working capital, capital expenditures, interest, taxes, dividends, debt obligations 
and other long-term liabilities. We believe that our current liquidity position and future cash flows from operations will enable us to 
fund our operations, including all of the items mentioned above in the next twelve months. 

At December 31, 2019 and 2018, $29.1 million and $46.3 million, respectively (or 40% and 86%, respectively), of cash and cash 
equivalents was held by foreign subsidiaries of the Company.  During 2019, the Company repatriated $29.3 million of funds from 
outside of the U.S., with minimal incremental tax liability.  We continue to analyze our global working capital and cash requirements 
and  the  potential  tax  liabilities  attributable to  further  repatriation,  and we  have yet  to make any further  determination regarding 
repatriation of funds from outside the U.S. to fund the Company's U.S. operations in the future.  In the event these funds were needed 
for Bel's U.S. operations, the Company would be required to accrue and pay U.S. state taxes and any applicable foreign withholding 
taxes to repatriate these funds. 

In June 2014, the Company entered into a senior Credit and Security Agreement, which was subsequently amended in December 
2014, March 2016, and further amended and refinanced in December 2017 (see Note 10, "Debt," for additional details).  The Credit 
and Security Agreement contains customary representations and warranties, covenants and events of default and financial covenants 
that  measure  (i) the  ratio of  the  Company's total  funded  indebtedness, on  a  consolidated  basis,  to  the  amount of  the  Company's 
consolidated EBITDA, as defined ("Leverage Ratio"), and (ii) the ratio of the amount of the Company's consolidated EBITDA to 
the Company's consolidated fixed charges ("Fixed Charge Coverage Ratio"). If an event of default occurs, the lenders under the 
Credit and Security Agreement would be entitled to take various actions, including the acceleration of amounts due thereunder and 

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all actions permitted to be taken by a secured creditor.  On February 18, 2020, the Company further amended its credit agreement 
whereby the Company voluntarily prepaid a portion of its term loan under the Credit Agreement in the amount of $8.2 million. The 
Amendment also served to modify the interest rate and fees applicable to the loans under the credit agreement and changes certain 
covenants related to matters including acquisitions, share repurchases and financial ratios. 

The Company was in compliance with its debt covenants as of December 31, 2019, including its most restrictive covenant, the Fixed 
Charge Coverage Ratio.  The unused credit available under the credit facility at December 31, 2019 was $43.0 million, of which we 
had the ability to borrow $19.9 million without violating our Leverage Ratio covenant based on the Company's existing consolidated 
EBITDA. 

At December 31, 2019, the Company had $145.0 million outstanding under its credit agreement.  Scheduled principal payments of 
the long-term debt outstanding are included in "Contractual Obligations" below and in Note 10, "Debt." 

For  information  regarding  further  commitments  under  the  Company's  operating  leases,  see  Note  17,  "Commitments  and 
Contingencies."  

We are currently engaged in a multi-year process of conforming the majority of our operations onto one global Enterprise Resource 
Planning system (“ERP”).  The ERP is designed to improve the efficiency of our supply chain and financial transaction processes, 
accurately maintain our books and records, and provide information important to the operation of the business to our management 
team. The implementation of the ERP is being conducted by business units on a three-phase approach through early 2021.  Since 
inception of the project, we have incurred costs in a cumulative amount of $7.0 million in connection with this implementation, of 
which $1.8 million and $2.2 million in implementation costs was incurred during 2019 and 2018, respectively.  These costs are 
included in SG&A on the consolidated financial statements.  The first phase of the ERP implementation project was completed in 
the first quarter of 2019 with the Power Solutions business going live on the new system effective January 1, 2019.  The second 
phase of the project was completed in the first quarter of 2020 with the TRP business going live on the new system effective January 
1, 2020.  To date, 40% of our overall business has transitioned to the new ERP system and we've achieved annual cost savings on 
ERP  licensing  fees  of  approximately  $2  million  within  SG&A  expense  which  were  largely  realized  in  2019.   We  anticipate 
completing  this  project  with in-house  resources by  early 2021,  with no further outside  consulting  costs. The preceding  sentence 
represents a Forward-Looking Statement.  See "Cautionary Notice Regarding Forward-Looking Statements." 

Cash Flows 

During the year ended December 31, 2019, the Company's cash and cash equivalents increased by $18.4 million.  This increase was 
primarily due to cash provided by operations of $24.5 million and $32.0 million of net proceeds from borrowing under our revolving 
credit facility, partially offset by a $29.0 million payment, net of cash acquired, for the acquisition of the CUI power assets, the 
purchase  of  property,  plant  and  equipment  of  $9.9  million,  repayments  of  long-term  debt  of  $3.0  million,  and  payments  of 
$3.4 million for dividends. Cash provided by operations increased by $14.4 million in 2019 as compared to 2018, primarily due to 
lower year-end inventory levels and accounts receivable balances in 2019. 

During the year ended December 31, 2018, the Company's cash and cash equivalents decreased by $15.4 million.  This decline was 
primarily due to the purchase of property, plant and equipment of $11.6 million, repayments of long-term debt of $9.0 million, the 
acquisition of BCMZ for $2.2 million, and payments of $3.3 million for dividends. These cash outflows were partially offset by cash 
provided by operations of $10.1 million.  Cash provided by operations decreased by $14.0 million in 2018 as compared to 2017, 
primarily due to higher year-end inventory levels and accounts receivable balances in 2018. 

Cash  and  cash  equivalents,  marketable  securities  and  accounts  receivable  comprised  approximately  31.6%  and  32.9%  of  the 
Company's total assets at December 31, 2019 and December 31, 2018, respectively. The Company's current ratio (i.e., the ratio of 
current assets to current liabilities) was 3.1 to 1 and 2.7 to 1 at December 31, 2019 and December 31, 2018, respectively. 

During the year ended December 31, 2019, accounts receivable decreased $19.3 million primarily due to lower sales volume in the 
fourth quarter of 2019 as compared to the fourth quarter of 2018.  Days sales outstanding (DSO) increased slightly to 60 days at 
December 31, 2019 from 59 days at December 31, 2018.  Inventories decreased by $17.1 million from the December 31, 2018 level 
as  raw  material  levels  were  lower  in  response  to  a  decrease  in  customer  demand  for  our  products.   Inventory  turns  decreased 
slightly to 3.6 times per year at December 31, 2019 from 3.7 times per year at December 31, 2018. 

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Contractual Obligations 

The following table sets forth at December 31, 2019 the amounts of payments due under specific types of contractual obligations, 
aggregated by category of contractual obligation, for the time periods described below. 

Contractual Obligations 

Total 

Payments due by period (dollars in thousands) 

Less than 1 
year 

1-3 years 

3-5 years 

More than 5 
years 

Long-term debt obligations(1) 
Interest payments due on long-term 

debt(2) 

Capital expenditure obligations 
Transition tax payments 
Operating leases(3) 
Raw material purchase obligations 
First quarter 2020 quarterly cash 

dividend declared 

  $ 

145,014     $ 

5,948     $ 

139,066     $ 

-     $ 

13,336       
2,787       
10,009       
20,800       
42,469       

4,757       
2,787       
929       
7,217       
42,165       

8,579       
-       
3,071       
10,316       
304       

-       
-       
6,009       
2,723       
-       

841       

841       

-       

-       

Total 

  $ 

235,256     $ 

64,644     $ 

161,336     $ 

8,732     $ 

-   

-   
-   
-   
544   
-   

-   

544   

(1)  Represents the principal amount of the debt required to be repaid in each period. 
(2) 

Includes interest payments required under our CSA related to our term loans and revolver balance.  The interest rate in place under our 
Credit and Security Agreement on December 31, 2019 was utilized and this calculation assumes obligations are repaid when due. 
(3)  Represents estimated future minimum annual rental commitments primarily under non-cancelable real and personal property leases as of 

December 31, 2019. 

At December 31, 2019, we had liabilities for unrecognized tax benefits and related interest and penalties of $29.1 million, most of 
which is included in other liabilities and the remaining balance of which is included in other current liabilities on our Consolidated 
Balance  Sheet.  At  December  31,  2019,  we  cannot  reasonably  estimate  the  future  period  or  periods  of  cash  settlement  of  these 
liabilities. See Note 9, "Income Taxes," of the Notes to Consolidated Financial Statements for further discussion. 

The Company is required to pay SERP obligations at the occurrence of certain events. As of December 31, 2019, $21.5 million is 
included in long-term liabilities as an unfunded pension obligation on the Company's consolidated balance sheet.  Included in other 
assets at December 31, 2019 is the cash surrender value of company-owned life insurance and marketable securities held in a rabbi 
trust with an aggregate value of $14.7 million, which has been designated by the Company to be utilized to fund the Company's 
SERP obligations. 

Critical Accounting Policies and Other Matters 

The  Company's  consolidated  financial  statements  include  certain  amounts  that  are  based  on  management's  best  estimates  and 
judgments.   Estimates  are  used  when  accounting  for  amounts  recorded  in  connection  with  mergers  and  acquisitions,  including 
determination of the fair value of assets and liabilities.  Additionally, estimates are used in determining such items as current fair 
values of goodwill and other intangible assets, as well as provisions related to product returns, bad debts, inventories, intangible 
assets, investments, SERP expense, income taxes and contingencies and litigation. The Company bases its estimates on historical 
experience and on various other assumptions, including in some cases future projections, that are believed to be reasonable under 
the circumstances, the results of which form the basis for making judgments about the carrying values of assets and liabilities that 
are  not  readily  apparent  from  other  sources.  Actual  results  may  differ  from  these  estimates  under  different  assumptions  or 
conditions.  The following accounting policies require accounting estimates that have the potential for significantly impacting Bel's 
financial statements. 

Inventory 

The Company makes purchasing and manufacturing decisions principally based upon firm sales orders from customers, projected 
customer requirements and the availability and pricing of raw materials. Future events that could adversely affect these decisions 
and result in significant charges to the Company's operations include miscalculating customer requirements, technology changes 
which render certain raw materials and finished goods obsolete, loss of customers and/or cancellation of sales orders, stock rotation 
with distributors and termination of distribution agreements. The Company reduces the carrying value of its inventory for estimated 

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obsolescence or unmarketable inventory by an amount equal to the difference between the cost of inventory and the estimated market 
value based on the aforementioned assumptions. When such inventory is subsequently used in the manufacturing process, the lower 
adjusted cost of the material is charged to cost of sales and the improved gross profit is recognized at the time the completed product 
is shipped and the sale is recorded.  As of December 31, 2019 and 2018, the Company had reserves for excess or obsolete inventory 
of $9.1 million and $9.9 million, respectively. If actual market conditions are less favorable than those projected by management, 
additional inventory write-downs may be required. 

Goodwill and Indefinite-Lived Intangible Assets 

Goodwill is reviewed for possible impairment at least annually on a reporting unit level during the fourth quarter of each year. A 
review of goodwill may be initiated before or after conducting the annual analysis if events or changes in circumstances indicate the 
carrying value of goodwill may no longer be recoverable. 

A reporting unit is the operating segment unless discrete financial information is prepared and regularly reviewed by management 
at businesses one level below that operating segment, the "component" level, and the component has economic characteristics that 
are different from the economic characteristics of the other components of the operating segment, in which case the component is 
the reporting unit. 

While we are permitted to conduct a qualitative assessment to determine whether it is necessary to perform a quantitative goodwill 
impairment test, for our annual goodwill impairment tests in the fourth quarter of 2019 and 2018, we performed quantitative tests 
for all of our reporting units that have goodwill allocated. 

The goodwill impairment test involves a comparison of the fair value of each of our reporting units with goodwill to its carrying 
value, including the goodwill allocated to the reporting unit. If the fair value of the reporting unit exceeds its carrying value, there is 
no indication of impairment and no further testing is required. If the fair value of the reporting unit is less than the carrying value, 
the difference is recorded as an impairment loss. 

We use a fair value approach to test goodwill for impairment. We must recognize a non-cash impairment charge for the amount, if 
any, by which the carrying amount of goodwill exceeds its implied fair value. We derive an estimate of fair values for each of our 
reporting  units  using  a  combination  of  an  income  approach  and  an  appropriate  market  approach,  each  based  on  an  applicable 
weighting. We assess the applicable weighting based on such factors as current market conditions and the quality and reliability of 
the data. Absent an indication of fair value from a potential buyer or similar specific transactions, we believe that the use of these 
methods provides a reasonable estimate of a reporting unit's fair value. 

Fair value computed by these methods is arrived at using a number of factors, including projected future operating results, anticipated 
future cash flows, effective income tax rates, comparable marketplace data within a consistent industry grouping, and the cost of 
capital. There are inherent uncertainties, however, related to these factors and to our judgment in applying them to this analysis. 
Nonetheless, we believe that the combination of these methods provides a reasonable approach to estimate the fair value of our 
reporting units. Assumptions for sales, net earnings and cash flows for each reporting unit were consistent among these methods. 

Income Approach Used to Determine Fair Values 

The income approach is based upon the present value of expected cash flows. Expected cash flows are converted to present value 
using factors that consider the timing and risk of the future cash flows. The estimate of cash flows used is prepared on an unleveraged 
debt-free basis. We use a discount rate that reflects a market-derived weighted average cost of capital. We believe that this approach 
is appropriate because it provides a fair value estimate based upon the reporting unit's expected long-term operating and cash flow 
performance. The projections are based upon our best estimates of projected economic and market conditions over the related period 
including growth rates, estimates of future expected changes in operating margins and cash expenditures. Other significant estimates 
and assumptions include terminal value long-term growth rates, provisions for income taxes, future capital expenditures and changes 
in future cashless, debt-free working capital. 

2019 Goodwill Impairment Tests  

As further discussed in Note 4, "Goodwill and Other Intangible Assets", due to weakened market conditions, the Company performed 
interim  impairment  tests  related  to  its  long-lived  assets  and  goodwill  during  the  third  quarter  of  2019.   Further,  based  on 
management's  view  of  the  Company,  there  was  a  change  in  reportable  operating  segments  effective October  1,  2019.   At  the 
Company's annual test date for goodwill impairment, an analysis was performed on both the one remaining former segment with 
goodwill and the new segments to ensure that no impairment existed as of the annual test date under either set of segments.  Critical 

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assumptions that the Company used in performing the income approach for its reporting units at each test date throughout 2019 
included the following: 

•  Applying a compounded annual growth rate for forecasted sales in our projected cash flows through 2024. 

Reporting Unit 

Segment Group 

Test Date 

North America 
Europe 
Europe 
Connectivity Europe 
Power Europe 

  Former Segments 
  Former Segments 
  Former Segments 
  New Segments 
  New Segments 

  Interim - 7/31/19 
  Interim - 7/31/19 
  Annual - 10/1/19 
  Annual - 10/1/19 
  Annual - 10/1/19 

Normalized 
Growth Rate 

2.0 % 
2.0 % 
2.0 % 
2.0 % 
2.0 % 

•  Applying a terminal value growth rate of 2% for our reporting units to reflect our estimate of stable and perpetual growth. 

•  Determining an appropriate discount rate to apply to our projected cash flow results. This discount rate reflects, among other 
things, certain risks due to the uncertainties of achieving the cash flow results and the growth rates assigned. The discount 
rates applied were as follows: 

Reporting Unit 

Segment Group 

Test Date 

   Discount Rate    

North America 
Europe 
Europe 
Connectivity Europe 
Power Europe 

  Former Segments 
  Former Segments 
  Former Segments 
  New Segments 
  New Segments 

  Interim - 7/31/19 
  Interim - 7/31/19 
  Annual - 10/1/19 
  Annual - 10/1/19 
  Annual - 10/1/19 

14.0 % 
15.0 % 
15.0 % 
16.5 % 
15.0 % 

•  A weighting of the results of the income approach of 75% of our overall fair value calculation for each reporting unit. 

Changes in any of these assumptions could materially impact the estimated fair value of our reporting units. Our forecasts take into 
account the near and long-term expected business performance, considering the long-term market conditions and business trends 
within the reporting units. For further discussion of the factors that could result in a change in our assumptions, see "Risk Factors" 
in this Form 10-K and our other filings with the SEC. 

Market Approach Used to Determine Fair Values 

Each year we consider various relevant market approaches that could be used to determine fair value. 

The market approach estimates the fair value of the reporting unit by applying multiples of operating performance measures to the 
reporting unit's operating performance (the "Public Company Method"). These multiples are derived from comparable publicly-
traded companies with similar investment characteristics to the reporting unit, and such comparables are reviewed and updated as 
needed annually. We believe that this approach is appropriate because it provides a fair value estimate using multiples from entities 
with operations and economic characteristics comparable to our reporting units and the Company. The second market approach is 
based on the publicly traded common stock of the Company, and the estimate of fair value of the reporting unit is based on the 
applicable  multiples  of  the  Company  (the  "Quoted  Price  Method").  The  third  market  approach  is  based  on  recent  mergers  and 
acquisitions of comparable publicly-traded and privately-held companies in our industries (the "Mergers and Acquisition Method"). 

The key estimates and assumptions that are used to determine fair value under these market approaches include current and forward 
12-month operating performance results and the selection of the relevant multiples to be applied. Under the Public Company and 
Quoted Price Methods, a control premium, or an amount that a buyer is usually willing to pay over the current market price of a 
publicly traded company, is applied to the calculated equity values to adjust the public trading value upward for a 100% ownership 
interest, where applicable. 

In order to assess the reasonableness of the calculated fair values of our reporting units, we also compare the sum of the reporting 
units' fair values to our market capitalization and calculate an implied control premium (the excess of the sum of the reporting units' 
fair  values  over  the  market  capitalization).  We  evaluate  the  control  premium  by  comparing  it  to  control  premiums  of  recent 
comparable  market  transactions.  If  the  implied  control  premium  is  not  reasonable  in  light  of  these  recent  transactions,  we  will 
reevaluate our fair value estimates of the reporting units by adjusting the discount rates and/or other assumptions. 

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We applied a combined weighting of 25% to the market approach when determining the fair value of these reporting units. 

If  our  assumptions  and  related  estimates  change  in  the  future,  or  if  we  change  our  reporting  unit  structure  or  other  events  and 
circumstances  change  (such  as  a  sustained  decrease  in  the  price  of  our  common  stock,  a  decline  in  current  market  multiples,  a 
significant  adverse  change  in  legal  factors  or  business  climates,  an  adverse  action  or  assessment  by  a  regulator,  heightened 
competition, strategic decisions made in response to economic or competitive conditions or a more-likely-than-not expectation that 
a reporting unit or a significant portion of a reporting unit will be sold or disposed of), we may be required to record impairment 
charges in future periods. Any impairment charges that we may take in the future could be material to our consolidated results of 
operations and consolidated financial condition. 

The  Company  conducted  its  annual  goodwill  impairment  test  as  of  October  1,  2019,  and  no  impairment  was  identified  at  that 
time.  Management has also concluded that the fair value of its goodwill exceeded the associated carrying value at December 31, 
2019 and that no impairment exists as of that date. See Note 4, "Goodwill and Other Intangible Assets," for details of our goodwill 
balance and the goodwill review performed in 2019. 

We will continue to monitor goodwill on an annual basis and whenever events or changes in circumstances, such as significant 
adverse changes in business climate or operating results, changes in management's business strategy or significant declines in our 
stock price, indicate that there may be a potential indicator of impairment. 

Indefinite-Lived Intangible Assets 

The Company annually tests indefinite-lived intangible assets for impairment on October 1, using a fair value approach, the relief-
from-royalty method (a form of the income approach).  The Company conducted an interim impairment test as of July 31, 2019 and 
subsequently, its annual impairment test as of October 1, 2019, and no impairment was identified at either testing date.  Management 
has also concluded that the fair value of its trademarks exceeds the associated carrying values at December 31, 2019 and that no 
impairment  existed  as  of  that  date.  At  December  31,  2019,  the  Company's  indefinite-lived  intangible  assets  related  solely  to 
trademarks. 

Long-Lived Assets and Other Intangible Assets 

The  Company  depreciates  its  property,  plant  and  equipment  on  a  straight-line  basis  over  the  estimated  useful  lives  of  the 
assets.   Intangible  assets  with  a  finite  useful  life  are  amortized  on  a  straight-line  basis  over  the  estimated  useful  lives  of  the 
assets.  Management reviews long-lived assets and other intangible assets for potential impairment whenever significant events or 
changes in circumstances indicate that the carrying amount of an asset may not be recoverable.  An impairment exists when the 
estimated undiscounted cash flows expected to result from the use of an asset and its eventual disposition are less than its carrying 
amount.  If an impairment exists, the resulting write-down would be the difference between the fair market value of the long-lived 
asset  and  the  related  net  book  value.   No  material  impairments  related  to  long-lived  assets  or  amortized  intangible  assets  were 
recorded during the years ended December 31, 2019 or 2018. 

Income Taxes 

Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial 
statement carrying amounts of existing assets and liabilities and their respective tax bases, as measured by enacted tax rates that are 
expected to be in effect in the periods when the deferred tax assets and liabilities are expected to be settled or realized.  Significant 
judgment is required in determining the worldwide provisions for income taxes.  Valuation allowances are provided for deferred tax 
assets where it is considered more likely than not that the Company will not realize the benefit of such asset.  In the ordinary course 
of a global business, the ultimate tax outcome is uncertain for many transactions.  It is the Company's policy not to recognize tax 
benefits  arising  from  uncertain  tax  positions  that  may  not  be  realized  in  future  years  as  a  result  of  an  examination  by  tax 
authorities.  The Company establishes the provisions based upon management's assessment of exposure associated with permanent 
tax differences and tax credits applied to temporary difference adjustments.  The tax provisions are analyzed periodically (at least 
quarterly) and adjustments are made as events occur that warrant adjustments to those provisions.  The accounting literature requires 
significant  judgment  in  determining  what  constitutes  an  individual  tax  position  as  well  as  assessing  the  outcome  of  each  tax 
position.  Changes in judgment as to recognition or measurement of tax positions can materially affect the estimate of the effective 
tax rate and, consequently, affect our operating results. 

Revenue Recognition 

On  January  1,  2018,  the  Company  adopted  the  new  revenue  recognition  standards  further  described  in  Note  1,  "Description  of 
Business and Summary of Significant Accounting Policies" ("ASC 606") using the modified retrospective method applied to those 

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contracts  which  were  not  completed  as  of  January  1,  2018.   Results  for  reporting  periods  beginning  after  January  1,  2018  are 
presented under ASC 606.  The adoption of ASC 606 represents a change in accounting principle that more closely aligns revenue 
recognition with the transfer of control of the Company's goods and services and provides financial statement readers with enhanced 
disclosures related to the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. 

In accordance with ASC 606, revenue is recognized when a customer obtains control of promised goods or services.  The amount of 
revenue recognized reflects the consideration to which the Company expects to be entitled to receive in exchange for these goods 
and services. 

Taxes assessed by a governmental authority that are both imposed on and concurrent with a specific revenue-producing transaction, 
that are collected by the Company from a customer, are excluded from revenue. 

Shipping and handling costs associated with outbound freight after control over a product has transferred to a customer are accounted 
for as a fulfillment cost and are included in cost of sales. 

During the year ended December 31, 2019, the Company had one customer with sales in excess of 10% of Bel's consolidated revenue. 
Management believes that the loss of this individual customer could have a material adverse effect on our consolidated financial 
position and consolidated results of operations.  During the year ended December 31, 2019, the Company had sales of $50.2 million 
to Hon Hai/Foxconn Technology Group, representing 10.2% of Bel's consolidated revenue. Sales to this customer are primarily in 
the Company's Magnetic Solutions operating segment. 

Commitments and Contingencies — Litigation 

On an ongoing basis, we assess the potential liabilities and costs related to any lawsuits or claims brought against us. We accrue a 
liability when we believe a loss is probable and when the amount of loss can be reasonably estimated. Litigation proceedings are 
evaluated  on  a  case-by-case  basis  considering  the  available  information,  including  that  received from  internal  and  outside  legal 
counsel, to assess potential outcomes. While it is typically very difficult to determine the timing and ultimate outcome of these 
actions,  we  use  our  best  judgment  to  determine  if  it  is  probable  that  we  will  incur  an  expense  related  to  the  settlement  or  final 
adjudication of these matters and whether a reasonable estimation of the probable loss, if any, can be made. In assessing probable 
losses,  we  consider  insurance  recoveries,  if  any.  We  expense  legal  costs,  including  those  legal  costs  expected  to  be  incurred  in 
connection with a loss contingency, as incurred. We have in the past adjusted existing accruals as proceedings have continued, been 
settled  or  otherwise  provided  further  information  on  which  we  could  review  the  likelihood  of  outflows  of  resources  and  their 
measurability, and we expect to do so in future periods. Due to the inherent uncertainties related to the eventual outcome of litigation 
and potential insurance recovery, it is possible that disputed matters may be resolved for amounts materially different from any 
provisions or disclosures that we have previously made. 

Other Matters 

The Company believes that it has sufficient cash reserves to fund its foreseeable working capital needs.  It may, however, seek to 
expand such resources through bank borrowings, at favorable lending rates, from time to time. If the Company were to undertake 
another  substantial  acquisition  for  cash,  the  acquisition would  either be funded with cash on  hand or  would be financed  in part 
through cash on hand and in part through bank borrowings or the issuance of public or private debt or equity. If the Company borrows 
additional money to finance acquisitions, this would further decrease the Company's ratio of earnings to fixed charges, and could 
further impact the Company's material restrictive covenants, depending on the size of the borrowing and the nature of the target 
company. Under its existing credit facility, the Company is required to obtain its lender's consent for certain additional debt financing 
and to comply with other covenants, including the application of specific financial ratios, and may be restricted from paying cash 
dividends on its common stock. Depending on the nature of the transaction, the Company cannot assure investors that the necessary 
acquisition financing would be available to it on acceptable terms, or at all, when required. If the Company  issues a substantial 
amount of stock either as consideration in an acquisition or to finance an acquisition, such issuance may dilute existing stockholders 
and may take the form of capital stock having preferences over its existing common stock. 

New Financial Accounting Standards 

The discussion of new financial accounting standards applicable to the Company is incorporated herein by reference to Note 1, 
"Description of Business and Summary of Significant Accounting Policies." 

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Item 7A.  Quantitative and Qualitative Disclosures About Market Risk 

Not applicable. 

Item 8.     Financial Statements and Supplementary Data 

See the consolidated financial statements listed in the accompanying Index to Consolidated Financial Statements for the 
information required by this item. 

29 

 
 
  
  
  
  
BEL FUSE INC. 
INDEX 

Financial Statements 

   Page 

Report of Independent Registered Public Accounting Firm 

Consolidated Balance Sheets - December 31, 2019 and 2018 

Consolidated Statements of Operations for the Two Years Ended December 31, 2019 

Consolidated Statements of Comprehensive (Loss) Income for the Two Years Ended December 31, 2019 

Consolidated Statements of Stockholders' Equity for the Two Years Ended December 31, 2019 

Consolidated Statements of Cash Flows for the Two Years Ended December 31, 2019 

Notes to Consolidated Financial Statements 

31   

33   

34   

35   

36   

37   

39   

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REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Board of Directors and Stockholders of Bel Fuse Inc. 
Jersey City, New Jersey 

Opinions on the Financial Statements and Internal Control over Financial Reporting  

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Bel  Fuse  Inc.  and  subsidiaries  (the  "Company")  as  of 
December 31, 2019 and 2018, the related consolidated statements of operations, comprehensive (loss) income, stockholders’ 
equity, and cash flows for each of the two years in the period ended December 31, 2019, and  the related notes (collectively 
referred to as the “financial statements”). We also have audited the Company’s internal control over financial reporting as of 
December 31, 2019, based on criteria established in Internal Control — Integrated Framework (2013) issued by the Committee 
of Sponsoring Organizations of the Treadway Commission (COSO). 

In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the 
Company as of December 31, 2019 and 2018, and the results of its operations and its cash flows for each of the two years in the 
period ended December 31, 2019, in conformity with accounting principles generally accepted in the United States of America. 
Also, in our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of 
December 31, 2019, based on criteria established in Internal Control — Integrated Framework (2013) issued by COSO. 

Change in Accounting Principle 

As  discussed  in  Note  1  to  the  consolidated  financial  statements,  effective  January  1,  2019,  the  Company  adopted  FASB 
Accounting Standards Update 2016-02, Leases, using the modified retrospective approach. 

Basis for Opinions  

The Company’s management is responsible for these financial statements, for maintaining effective internal control over financial 
reporting, and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying 
Management's Annual Report on Internal Control Over Financial Reporting. Our responsibility is to express an opinion on these 
financial statements and an opinion on the Company’s internal control over financial reporting based on our audits. We are a 
public  accounting  firm  registered  with  the  Public  Company  Accounting  Oversight  Board  (United  States)  (PCAOB)  and  are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to 
error or fraud, and whether effective internal control over financial reporting was maintained in all material respects. 

Our audits of the financial statements included performing procedures to assess the risks of material misstatement of the financial 
statements,  whether  due  to  error  or  fraud,  and  performing  procedures  to  respond  to  those  risks.  Such  procedures  included 
examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included 
evaluating  the  accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall 
presentation of the financial statements. Our audit of internal control over financial reporting included obtaining an understanding 
of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the 
design and operating effectiveness of internal control based on the assessed risk. Our audits also included performing such other 
procedures  as  we  considered  necessary  in  the  circumstances.  We  believe  that  our  audits  provide  a  reasonable  basis  for  our 
opinions. 

Definition and Limitations of Internal Control over Financial Reporting 

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures that 
(1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions 
of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation 
of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the 
company are being made only in accordance with authorizations of management and directors of the company; and (3) provide 

31 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements. 

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

/s/ Deloitte & Touche LLP 

New York, New York 
March 24, 2020 

We have served as the Company's auditor since 1983. 

32 

 
  
  
  
  
  
 
 
BEL FUSE INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS 
(dollars in thousands, except share and per share data) 

Current assets: 

ASSETS 

Cash and cash equivalents 
Accounts receivable, net of allowance for doubtful accounts of $1,171 and $1,638 at 

December 31, 2019 and 2018, respectively 

Inventories 
Unbilled receivables 
Other current assets 

Total current assets 

Property, plant and equipment, net 
Right-of-use assets 
Intangible assets, net 
Goodwill 
Deferred income taxes 
Other assets 

Total assets 

LIABILITIES AND STOCKHOLDERS' EQUITY 

Current liabilities: 

Accounts payable 
Accrued expenses 
Current maturities of long-term debt 

   Operating lease liability, current 

Other current liabilities 

Total current liabilities 

Long-term liabilities: 
Long-term debt 

   Operating lease liability, long-term 
Liability for uncertain tax positions 
Minimum pension obligation and unfunded pension liability 
Deferred income taxes 
Other long-term liabilities 

Total liabilities 

Commitments and contingencies 

Stockholders' equity: 

December 31, 

2019 

2018 

  $ 

72,289     $ 

53,911   

  $ 

  $ 

76,092       
107,276       
16,318       
11,206       
283,181       
41,943       
18,504       
72,364       
21,993       
3,731       
27,201       
468,917     $ 

44,169     $ 
26,918       
5,489       
7,377       
6,265       
90,218       

138,215       
11,751       
26,901       
21,545       
1,726       
10,510       
300,866       

91,939   
120,068   
15,799   
8,792   
290,509   
43,932   
-   
62,689   
19,817   
496   
26,081   
443,524   

56,171   
32,290   
2,508   
-   
15,061   
106,030   

111,705   
-   
27,553   
18,683   
1,161   
1,922   
267,054   

Preferred stock, no par value, 1,000,000 shares authorized; none issued 

Class A common stock, par value $.10 per share, 10,000,000 shares authorized; 2,144,912 
and 2,174,912 shares outstanding at December 31, 2019 and 2018, respectively (net of 
1,072,769 treasury shares) 

Class B common stock, par value $.10 per share, 30,000,000 shares authorized; 10,127,602 
and 10,092,352 shares outstanding at December 31, 2019 and 2018, respectively (net of 
3,218,307 treasury shares) 
Additional paid-in capital 
Retained earnings 
Accumulated other comprehensive loss 

Total stockholders' equity 
Total liabilities and stockholders' equity 

  $ 
See accompanying notes to consolidated financial statements. 

-       

-   

214       

217   

1,013       
33,826       
157,063       
(24,065 )     
168,051       
468,917     $ 

1,009   
31,387   
168,695   
(24,838 ) 
176,470   
443,524   

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 BEL FUSE INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF OPERATIONS 
(in thousands, except per share data) 

Net sales 
Cost of sales 
Gross profit 

Research and development costs 
Selling, general and administrative expenses 
Impairment of goodwill 
Restructuring expenses 
Gain on sale of property 
Income from operations 

Interest expense 
Other (expense) income, net 
(Loss) earnings before provision for income taxes 

Provision for income taxes 
Net (loss) earnings available to common shareholders 

Net (loss) earnings per common share: 
Class A common shares - basic and diluted 
Class B common shares - basic and diluted 

Weighted-average shares outstanding: 
Class A common shares - basic and diluted 
Class B common shares - basic and diluted 

Year Ended December 31, 
2018 
2019 

  $ 

492,412     $ 
381,715       
110,697       

548,184   
408,927   
139,257   

26,925       
76,062       
8,891       
2,593       
(4,257 )     
483       

(5,448 )     
(2,337 )     
(7,302 )     

1,441       
(8,743 )   $ 

(0.71 )   $ 
(0.71 )   $ 

2,167       
10,117       

29,487   
82,600   
-   
222   
-   
26,948   

(5,317 ) 
1,985   
23,616   

2,907   
20,709   

1.62   
1.73   

2,175   
9,939   

  $ 

  $ 
  $ 

See accompanying notes to consolidated financial statements. 

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 BEL FUSE INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS) INCOME 
(dollars in thousands) 

Year Ended December 31, 
2018 
2019 

Net (loss) earnings 

  $ 

(8,743 )   $ 

20,709   

Other comprehensive income (loss): 
Currency translation adjustment, net of taxes of $9 and $51 
Unrealized holding losses on marketable securities arising during the period, net of taxes of 

($0) and ($85) 

Change in unfunded SERP liability, net of taxes of ($422) and $954 
Other comprehensive income (loss): 

2,603       

(6,098 ) 

-       
(1,367 )     
1,236       

(133 ) 
1,018   
(5,213 ) 

Comprehensive (loss) income 

  $ 

(7,507 )   $ 

15,496   

See accompanying notes to consolidated financial statements. 

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 BEL FUSE INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY 
(dollars in thousands) 

Total 

     Retained 
Earnings 

     Accumulated        
Other 

Class A 
    Comprehensive      Common 
     (Loss) Income     

Stock 

Class B 
     Common 

Stock 

     Additional 

Paid-In 
Capital 

  $ 

157,960     $ 
20,709       

147,807     $ 
20,709       

(19,625 )   $ 
-       

217     $ 
-       

986     $ 
-       

28,575   
-   

(522 )     
(2,796 )     
-       
-       

(522 )     
(2,796 )     
-       
-       

-       
-       
-       
-       

(6,098 )     

-       

(6,098 )     

(133 )     
2,835       

1,018       

-       
-       

-       

(133 )     
-       

1,018       

-       
-       
-       
-       

-       

-       
-       

-       

-       
-       
26       
(3 )     

-       

-       
-       

-       

3,497       
176,470       

3,497       
168,695       

-       
(24,838 )     

-       
217       

-       
1,009       

(8,743 )     

(8,743 )     

(518 )     
(2,834 )     
-       
-       
-       

-       

-       
-       
-       
-       
-       

-       
-       

-       

2,603       
-       

(1,367 )     

(518 )     
(2,834 )     
-       
-       
(448 )     

2,603       
2,888       

(1,367 )     

-       

-       
-       
-       
-       
(3 )     

-       
-       

-       

-       

-       
-       
7       
(3 )     
-       

-       
-       

-       

-       
168,051     $ 

463       
157,063     $ 

(463 )     
(24,065 )   $ 

  $ 

-       
214     $ 

-       
1,013     $ 

-   
-   
(26 ) 
3   

-   

-   
2,835   

-   

-   
31,387   

-   

-   
-   
(7 ) 
3   
(445 ) 

-   
2,888   

-   

-   
33,826   

Balance at December 31, 2017 
Net earnings 
Dividends declared: 
   Class A Common Stock, $0.06/share 
   Class B Common Stock, $0.07/share 
Issuance of restricted common stock 
Forfeiture of restricted common stock 
Foreign currency translation adjustment, 
net of taxes of $51 
Unrealized holding losses on marketable 
securities 
arising during the year, net of taxes of 
($85) 
Stock-based compensation expense 
Change in unfunded SERP liability, net 
of taxes of $954 
Effect of adoption of ASU 2014-09 
(Topic 606) 
Balance at December 31, 2018 

Net loss 
Dividends declared: 
   Class A Common Stock, $0.06/share 
   Class B Common Stock, $0.07/share 
Issuance of stock awards 
Forfeiture of restricted common stock 
Repurchase of Class A common stock 
Foreign currency translation adjustment, 
net of taxes of $9 
Stock-based compensation expense 
Change in unfunded SERP liability, net 
of taxes of ($422) 
Effect of adoption of ASU 2018-02 
(Topic 220) 
Balance at December 31, 2019 

See accompanying notes to consolidated financial statements. 

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BEL FUSE INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(dollars in thousands) 

Cash flows from operating activities: 
Net (loss) earnings 
Adjustments to reconcile net (loss) earnings to net cash provided by operating activities: 
   Impairment of goodwill 
   Depreciation and amortization 
   Stock based compensation 
   Amortization of deferred financing costs 
   Deferred income taxes 
   Unrealized gain on foreign currency revaluation 
   (Gain) loss on disposal of property, plant and equipment 
   Other, net 
   Changes in operating assets and liabilities: 

   Accounts receivable 
   Unbilled receivables 
   Inventories 
   Other current assets 
   Other assets 
   Accounts payable 
   Accrued expenses 
   Other liabilities 
   Income taxes payable 

  Net cash provided by operating activities 

Cash flows from investing activities: 
Purchase of property, plant and equipment 
Payment for acquisitions, net of cash acquired 
Proceeds from surrender of company owned life insurance 
Purchase of company owned life insurance 
Proceeds from sale of marketable securities within rabbi trust 
Purchase of marketable securities within rabbi trust 
Proceeds from disposal/sale of property, plant and equipment 

  Net cash used in investing activities 

Year Ended December 31, 
2018 
2019 

  $ 

(8,743 )   $ 

20,709   

8,891       
16,471       
2,888       
466       
(2,172 )     
(110 )     
(4,194 )     
1,522       

19,298       
(519 )     
17,087       
(2,292 )     
(1,392 )     
(15,105 )     
(5,875 )     
8,178       
(9,949 )     
24,450       

(9,891 )     
(29,003 )     
-       
-       
-       
-       
5,807       
(33,087 )     

-   
18,207   
2,835   
531   
2,490   
(2,663 ) 
141   
795   

(13,004 ) 
(1,263 ) 
(24,735 ) 
966   
922   
8,995   
1,911   
(15,708 ) 
8,968   
10,097   

(11,594 ) 
(2,177 ) 
433   
(433 ) 
1,348   
(1,348 ) 
77   
(13,694 ) 

(continued) 

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BEL FUSE INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS (Continued) 
(dollars in thousands) 

Cash flows from financing activities: 
Dividends paid to common shareholders 
Borrowings under revolving credit line 
Repayments under revolving credit line 
Reduction in notes payable 
Purchase and retirement of Class A common stock 

Net cash provided by (used in) financing activities 

Effect of exchange rate changes on cash and cash equivalents 

Net increase (decrease) in cash and cash equivalents 

Cash and cash equivalents - beginning of year 

Year Ended December 31, 
2018 
2019 

(3,352 )     
44,000       
(12,000 )     
(2,974 )     
(448 )     
25,226       

(3,295 ) 
7,500   
(7,500 ) 
(9,012 ) 
-   
(12,307 ) 

1,789       

461   

18,378       

(15,443 ) 

53,911       

69,354   

Cash and cash equivalents - end of year 

  $ 

72,289     $ 

53,911   

Supplemental cash flow information: 

Cash paid during the year for: 
Income taxes, net of refunds received 
Interest payments 

Details of acquisitions: 
Fair value of identifiable net assets acquired 
Goodwill 

Fair value of net assets acquired 

Fair value of consideration transferred 
Less: Cash acquired in acquisitions 

Cash paid for acquisitions, net of cash acquired 

  $ 
  $ 

  $ 

  $ 

  $ 

  $ 

4,686     $ 
4,850     $ 

18,909     $ 
10,287       
29,196     $ 

29,196     $ 
(193 )     
29,003     $ 

7,483   
4,775   

1,298   
1,290   
2,588   

2,588   
(411 ) 
2,177   

See accompanying notes to consolidated financial statements. 

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BEL FUSE INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

AS OF AND FOR THE YEARS ENDED DECEMBER 31, 2019 AND 2018 

1.   DESCRIPTION OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

Bel Fuse Inc. and subsidiaries ("Bel," the "Company," "we," "us," and "our") design, manufacture and sell a broad array of products 
that power, protect and connect electronic circuits.  These products are used in the networking, telecommunication, high-speed data 
transmission, commercial aerospace, military, broadcasting, transportation and consumer electronic industries around the world.  We 
manage our operations by product group through our reportable operating segments, Cinch Connectivity Solutions, Power Solutions 
and Protection and Magnetic Solutions, in addition to a Corporate segment.  

All amounts included in the tables to these notes to consolidated financial statements, except per share amounts, are in thousands. 

Principles of Consolidation - The consolidated financial statements include all of the accounts of the Company and its wholly owned 
subsidiaries.  All intercompany transactions and balances have been eliminated in consolidation. 

Reclassifications - During the fourth quarter of 2019, the Company changed its financial statement presentation of research and 
development costs.  These costs were previously included within cost of sales and were a factor in arriving at gross profit.  Research 
and development costs in the amount of $26.9 million and $29.5 million have been reclassified from cost of sales to a separate line 
item  below  gross  profit  in  the  accompanying  statements  of  operations  for  the  years  ended  December  31,  2019  and  2018, 
respectively.  Also during the fourth quarter of 2019, the Company changed its financial statement presentation related to gain/loss 
on  foreign  currency  exchange.   These  gains/losses  were  previously  included  within  selling,  general  and  administrative 
expense.  Gains on foreign currency exchange in the amount of $0.1 million and $2.7 million have been reclassified from selling, 
general and administrative expense and are now included within other (expense) income, net on the accompanying statements of 
operations for the years ended December 31, 2019 and 2018, respectively. These changes in presentation are consistent with that of 
our peers. 

Use  of  Estimates  -  The  preparation  of  the  consolidated  financial  statements  in  conformity  with  accounting  principles  generally 
accepted  in  the  United  States  of  America  ("U.S.  GAAP")  requires  us  to  make  estimates  and  judgments  that  affect  the  reported 
amounts of assets, liabilities, revenues and expenses, and related disclosure of contingent assets and liabilities. On an on-going basis, 
we evaluate our estimates, including but not limited to those related to product returns, provisions for bad debt, inventories, goodwill, 
intangible assets, investments, Supplemental Executive Retirement Plan ("SERP") expense, income taxes, contingencies, litigation 
and  the  impact  related  to  tax  reform.  We  base  our  estimates  on  historical  experience  and  on  various  other  assumptions  that  are 
believed to be reasonable under the circumstances, the results of which form the basis for making judgments about the carrying 
values of assets and liabilities that are not readily apparent from other sources. Actual results may differ from these estimates under 
different assumptions or conditions. 

Cash  Equivalents  -  Cash  equivalents  include  short-term  investments  in  money  market  funds  and  certificates  of  deposit  with  an 
original  maturity  of  three  months  or  less  when  purchased.  Accounts  at  each  U.S.  institution  are  insured  by  the  Federal  Deposit 
Insurance Corporation ("FDIC") up to $250,000.  Some of our balances are in excess of the FDIC insured limit. 

Allowance for Doubtful Accounts - We maintain an allowance for doubtful accounts for estimated losses from the inability of our 
customers to make required payments.  We determine our allowance by both specific identification of customer accounts where 
appropriate and the application of historical loss experience to non-specific accounts. 

Effects  of  Foreign  Currency  –  In  non-U.S. locations  that  are  not  considered  highly  inflationary,  we  translate  the  non-equity 
components  of  our  foreign  balance  sheets  at  the  end  of  period  exchange  rates  with  translation  adjustments  accumulated  within 
stockholders' equity on our consolidated balance sheets. We translate the statements of operations at the average exchange rates 
during the applicable period.  In connection with foreign currency denominated transactions, including multi-currency intercompany 
payable and receivable transactions and loans, the Company incurred net realized and unrealized currency exchange gains of $0.1 
million and $2.7 million for the years ended December 31, 2019 and 2018, respectively, which were included in other (expense) 
income, net on the consolidated statements of operations. 

Concentration of Credit Risk - Financial instruments which potentially subject us to concentrations of credit risk consist principally 
of  accounts  receivable  and  temporary  cash  investments.   We  grant  credit  to  customers  that  are  primarily  original  equipment 
manufacturers  and  to  subcontractors  of  original  equipment  manufacturers  based  on  an  evaluation  of  the  customer's  financial 

39 

 
  
  
  
  
  
  
  
  
  
  
  
  
condition,  without  requiring  collateral.   Exposure  to  losses  on  receivables  is  principally  dependent  on  each  customer's  financial 
condition.  We control our exposure to credit risk through credit approvals, credit limits and monitoring procedures and establish 
allowances for anticipated losses.  See Note 12, "Segments," for disclosures regarding significant customers. 

We place temporary cash investments with quality financial institutions and commercial issuers of short-term paper and, by policy, 
limit the amount of credit exposure in any one financial instrument. 

Inventories  -  Inventories  are  stated  at  the  lower  of  weighted-average  cost  or  market.   Costs  related  to  inventories  include  raw 
materials,  direct  labor  and  manufacturing  overhead  which  are  included  in  cost  of  sales  on  the  consolidated  statements  of 
operations.  The Company utilizes the average cost method in determining amounts to be removed from inventory. 

Revenue Recognition – On January 1, 2018, the Company adopted ASC 606 using the modified retrospective method applied to 
those  contracts  which  were  not  completed  as  of  January  1,  2018.   The  adoption  of  ASC  606  represents  a  change  in  accounting 
principle that more closely aligns revenue recognition with the transfer of control of the Company's goods and services and provides 
financial statement readers with enhanced disclosures related to the nature, amount, timing and uncertainty of revenue and cash 
flows arising from contracts with customers. 

In accordance with ASC 606, revenue is recognized when a customer obtains control of promised goods or services.  The amount of 
revenue recognized reflects the consideration to which the Company expects to be entitled to receive in exchange for these goods 
and services. 

Taxes assessed by a governmental authority that are both imposed on and concurrent with a specific revenue-producing transaction, 
that are collected by the Company from a customer, are excluded from revenue. 

Shipping and handling costs associated with outbound freight after control over a product has transferred to a customer are accounted 
for as a fulfillment cost and are included in cost of sales. 

Product  Warranties  –  Warranties  vary  by  product  line  and  are  competitive  for  the  markets  in  which  the  Company 
operates.  Warranties generally  extend for one  to  three years from  the date of  sale,  providing  customers  with  assurance  that  the 
related  product  will  function  as  intended.  The  Company  reviews  its  warranty  liability  quarterly  based  on  an  analysis  of  actual 
expenses and failure rates accompanied with estimated future costs and projected failure rate trends. Factors taken into consideration 
when evaluating our warranty reserve are (i) historical claims for each product, (ii) volume increases, (iii) life of warranty, (iv) 
historical warranty repair costs and (v) other factors. To the extent that actual experience differs from our estimate, the provision for 
product  warranties  will  be  adjusted  in  future  periods.  Actual  warranty  repair  costs  are  charged  against  the  reserve  balance  as 
incurred.  See Note 11, "Accrued Expenses." 

Product Returns – We estimate product returns, including product exchanges under warranty, based on historical experience.  In 
general, the Company is not contractually obligated to accept returns except for defective product or in instances where the product 
does not meet the Company's product specifications.  However, the Company may permit its customers to return product for other 
reasons.  In certain instances, the Company would generally require a significant cancellation penalty payment by the customer.  The 
Company estimates such returns, where applicable, based upon management's evaluation of historical experience, market acceptance 
of products produced and known negotiations with customers.  Such estimates are deducted from sales and provided for at the time 
revenue is recognized. Distribution customers often receive what is referred to as "ship and debit" arrangements, whereby Bel will 
invoice them at an agreed upon unit price upon shipment of product and a price reduction may be granted if the market price of the 
product  declines  after  shipment.   Distributors  may  also  be  entitled  to  special  pricing  discount  credits,  and  certain  customers  are 
entitled to return allowances based on previous sales volumes.  Bel deducts estimates for anticipated credits, refunds and returns 
from sales each quarter based on historical experience. 

Goodwill and Identifiable Intangible Assets – Goodwill represents the excess of the aggregate of the following (1) consideration 
transferred, (2) the fair value of any noncontrolling interest in the acquiree and, (3) if the business combination is achieved in stages, 
the acquisition-date fair value of our previously held equity interest in the acquiree over the net of the acquisition-date amounts of 
the identifiable assets acquired and the liabilities assumed. 

Identifiable intangible assets consist primarily of patents, licenses, trademarks, trade names, customer lists and relationships, non-
compete  agreements  and  technology-based  intangibles  and  other  contractual  agreements.  We  amortize  finite  lived  identifiable 
intangible assets over the shorter of their stated or statutory duration or their estimated useful lives, ranging from 1 to 16 years, on a 
straight-line basis to their estimated residual values and periodically review them for impairment. Total identifiable intangible assets 
comprise 15.4% and 14.1% in 2019 and 2018, respectively, of our consolidated total assets. 

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We use the acquisition method of accounting for all business combinations and do not amortize goodwill or intangible assets with 
indefinite useful lives. Goodwill and intangible assets with indefinite useful lives are tested for possible impairment annually during 
the  fourth  quarter  of  each  fiscal  year  or  more  frequently  if  events  or  changes  in  circumstances  indicate  that  the  asset  might  be 
impaired. 

Impairment  and  Disposal  of Long-Lived  Assets  –  For definite-lived  intangible  assets, such  as  customer  relationships,  contracts, 
intellectual property, and for other long-lived assets, such as property, plant and equipment, whenever impairment indicators are 
present, we perform a review for impairment. We calculate the undiscounted value of the projected cash flows associated with the 
asset, or asset group, and compare this estimated amount to the carrying amount. If the carrying amount is found to be greater, we 
record an impairment loss for the excess of book value over the fair value. In addition, in all cases of an impairment review, we re-
evaluate the remaining useful lives of the assets and modify them, as appropriate. 

For indefinite-lived intangible assets, such as trademarks and trade names, each year and whenever impairment indicators are present, 
we determine the fair value of the asset and record an impairment loss for the excess of book value over the fair value, if any. In 
addition,  in  all  cases  of  an  impairment  review  we  re-evaluate  whether  continuing  to  characterize  the  asset  as  indefinite-lived  is 
appropriate. See Note 4, "Goodwill and Other Intangible Assets," for additional details. 

Depreciation - Property, plant and equipment are stated at cost less accumulated depreciation and amortization.  Depreciation and 
amortization are calculated primarily using the straight-line method over the estimated useful life of the asset.  The estimated useful 
lives  primarily  range  from  2  to  33  years  for  buildings  and  leasehold  improvements,  and  from  3  to  15  years  for  machinery  and 
equipment. 

Income Taxes - We account for income taxes under the asset and liability method, which requires the recognition of deferred tax 
assets  and  liabilities  for  the  expected  future  tax  consequences  of  events  that  have  been  included  in  the  consolidated  financial 
statements.  Under this method, deferred tax assets and liabilities are determined based on the differences between the financial 
statement and tax bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are expected to 
reverse.  The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes 
the enactment date. See Note 9, “Income Taxes”. 

We  record  net  deferred  tax  assets  to  the  extent  we  believe  these  assets  will  more-likely-than-not  be  realized.   In  making  such 
determination, we consider all available positive and negative evidence, including future reversals of existing taxable temporary 
differences, projected future taxable income, tax planning strategies and recent financial operations.  We have established valuation 
allowances for deferred tax assets that are not likely to be realized.  In the event we were to determine that we would be able to 
realize our deferred income tax assets in the future in excess of our net recorded amount, we would adjust the valuation allowance, 
which would reduce the provision for income taxes. 

We establish liabilities for tax contingencies when, despite the belief that our tax return positions are fully supported, it is more likely 
than not that certain positions may be challenged and may not be fully sustained. The tax contingency liabilities are analyzed on a 
quarterly  basis  and  adjusted  based  upon  changes  in  facts  and  circumstances,  such  as  the  conclusion  of  federal  and  state  audits, 
expiration of the statute of limitations for the assessment of tax, case law and emerging legislation. Our effective tax rate includes 
the effect of tax contingency liabilities and changes to the liabilities as considered appropriate by management. 

(Loss) Earnings per Share – We utilize the two-class method to report our (loss) earnings per share.  The two-class method is a (loss) 
earnings allocation formula that determines (loss) earnings per share for each class of common stock according to dividends declared 
and participation rights in undistributed (losses) earnings.  The Company's Certificate of Incorporation, as amended, states that Class 
B common shares are entitled to dividends at least 5% greater than dividends paid to Class A common shares, resulting in the two-
class method of computing (loss) earnings per share.  In computing (loss) earnings per share, the Company has allocated dividends 
declared to Class A and Class B based on amounts actually declared for each class of stock and 5% more of the undistributed (losses) 
earnings have been allocated to Class B shares than to the Class A shares on a per share basis.  Basic (loss) earnings per common 
share  are  computed  by  dividing  net  (loss)  earnings  by  the  weighted-average  number  of  common  shares  outstanding  during  the 
period.  Diluted (loss) earnings per common share, for each class of common stock, are computed by dividing net (loss) earnings by 
the weighted-average number of common shares and potential common shares outstanding during the period. There were no potential 
common shares outstanding during the years ended December 31, 2019 and 2018 which would have had a dilutive effect on (loss) 
earnings per share. 

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The (loss) earnings and weighted average shares outstanding used in the computation of basic and diluted (loss) earnings per share 
are as follows: 

Numerator: 

Net (loss) earnings 
Less dividends declared: 

Class A 
Class B 

Undistributed (loss) earnings 

Undistributed (loss) earnings allocation - basic and diluted: 

Class A undistributed (loss) earnings 
Class B undistributed (loss) earnings 
Total undistributed (loss) earnings 

Net (loss) earnings allocation - basic and diluted: 

Class A net (loss) earnings 
Class B net (loss) earnings 
Net (loss) earnings 

Denominator: 

Weighted average shares outstanding: 

Class A - basic and diluted 
Class B - basic and diluted 

Net (loss) earnings per share: 

Class A - basic and diluted 
Class B - basic and diluted 

Year Ended December 31, 
2018 
2019 

  $ 

(8,743 )   $ 

20,709   

  $ 

  $ 

  $ 

  $ 

  $ 

518       
2,834       
(12,095 )   $ 

(2,049 )   $ 
(10,046 )     
(12,095 )   $ 

(1,531 )   $ 
(7,212 )     
(8,743 )   $ 

2,167       
10,117       

  $ 
  $ 

(0.71 )   $ 
(0.71 )   $ 

522   
2,796   
17,391   

2,999   
14,392   
17,391   

3,521   
17,188   
20,709   

2,175   
9,939   

1.62   
1.73   

Research and Development ("R&D") - Our engineering groups are strategically located around the world to facilitate communication 
with and access to customers' engineering personnel. This collaborative approach enables partnerships with customers for technical 
development  efforts.  On  occasion,  we  execute  non-disclosure  agreements  with  our  customers  to  help  develop  proprietary,  next 
generation products destined for rapid deployment.  R&D costs are expensed as incurred, and are shown as a separate line within 
operating  expenses on  the  consolidated  statements  of  operations.  Generally,  R&D  is  performed  internally  for  the  benefit  of  the 
Company. R&D costs include salaries, building maintenance and utilities, rents, materials, administration costs and miscellaneous 
other  items.  R&D  expenses  for  the  years  ended  December  31,  2019  and  2018  amounted  to  $26.9  million  and  $29.5  million, 
respectively. 

Fair Value Measurements - We utilize the accounting guidance for fair value measurements and disclosures for all financial assets 
and  liabilities  and  nonfinancial  assets  and  liabilities  that  are  recognized  or  disclosed  at  fair  value  in  the  consolidated  financial 
statements on a recurring basis or on a nonrecurring basis during the reporting period.  The fair value is an exit price, representing 
the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants 
based upon the best use of the asset or liability at the measurement date.  The Company utilizes market data or assumptions that 
market participants would use in pricing the asset or liability.  We classify our fair value measurements based on the lowest level of 
input included in the established three-tier fair value hierarchy, which prioritizes the inputs used in measuring fair value.  These tiers 
are defined as follows: 

Level 1 -  Observable inputs such as quoted market prices in active markets 

Level 2 -  Inputs other than quoted prices in active markets that are either directly or indirectly observable 

Level 3 - Unobservable inputs about which little or no market data exists, therefore requiring an entity to develop its own 
assumptions 

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For  financial  instruments  such  as  cash  and  cash  equivalents,  accounts  receivable,  accounts  payable  and  accrued  expenses,  the 
carrying  amount  approximates  fair  value  because  of  the  short  maturities  of  such  instruments.   See  Note  5,  "Fair  Value 
Measurements," for additional disclosures related to fair value measurements. 

Recently Issued Accounting Standards 

Recently Adopted Accounting Standards  

In February 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-02, 
Leases (Topic 842) (“ASU 2016-02”), to provide a new comprehensive model for lease accounting.  Under this guidance, lessees 
and  lessors  should  apply  a  “right-of-use”  model  in  accounting  for  all  leases  (including  subleases)  and  eliminate  the  concept  of 
operating leases and off-balance sheet leases.  Recognition, measurement and presentation of expenses will depend on classification 
as a finance or operating lease. Similar modifications have been made to lessor accounting in-line with revenue recognition guidance. 
This  guidance  was  effective  for  annual  periods  and  interim  periods  within  those  annual  periods  beginning  after  December  15, 
2018.  The amendments also require certain quantitative and qualitative disclosures about leasing arrangements. 

The  Company  adopted  ASU  2016-02,  as  amended, effective  January  1,  2019  using  the  modified  retrospective  approach.   In 
connection with the adoption, we elected to utilize the Comparatives Under 840 Option whereby the Company will continue to 
present prior period financial statements and disclosures under ASC 840.  In addition, we elected the transition package of three 
practical  expedients  permitted  within  the  standard,  which  eliminates  the  requirements  to  reassess  prior  conclusions  about  lease 
identification, lease classification and initial direct costs.  Further, we elected a short-term lease exception policy, permitting us to 
not apply the recognition requirements of this standard to short-term leases (i.e. leases with terms of 12 months or less) and an 
accounting  policy  to  account  for  lease  and  non-lease  components  as  a  single  component  for  certain  classes  of  assets.   We 
implemented a new lease system to facilitate the requirements of the new standard and completed the necessary changes to our 
accounting policies, processes, disclosures and internal control over financial reporting. 

Adoption of the new standard resulted in the recording of right-of-use assets in the amount of $20.7 million and lease liabilities 
related to our operating leases in the amount of $21.0 million on our consolidated balance sheet as of January 1, 2019.  The standard 
did not materially affect the Company’s consolidated net earnings or have any impact on cash flows.  See Note 16, Leases, for Topic 
842 disclosures in connection with the adoption of ASU 2016-02. 

In  February  2018,  the  FASB  issued  ASU  2018-02,  Income  Statement  –  Reporting  Comprehensive  Income  (Topic  220): 
Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income.  This guidance allows a reclassification 
from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the U.S. Tax Cuts and 
Jobs  Act,  which  was  enacted  on  December  22,  2017.   This  guidance  is  effective  for  all  entities  for  fiscal  years  beginning  after 
December  15,  2018,  and  interim  periods  within  those  fiscal  years  and  should  be  applied  either  in  the  period  of  adoption  or 
retrospectively to each period in which the effect of the change in the U.S. federal corporate income tax rate in the U.S. Tax Cuts 
and Jobs Act is recognized.  This guidance was adopted by the Company effective January 1, 2019.  In accordance with this guidance, 
the Company reclassified $0.5 million of stranded tax effects from accumulated other comprehensive income to retained earnings 
within the equity section of the consolidated balance sheet as of January 1, 2019.  The adoption of this guidance did not have a 
material impact on the Company’s consolidated financial statements. 

In May 2018, the FASB issued ASU 2018-07, Compensation – Stock Compensation (Topic 718): Improvements to Nonemployee 
Share-Based Payment Accounting, which simplifies the accounting for share-based payments granted to nonemployees for goods 
and services.  This guidance will better align the treatment of share-based payments to nonemployees with the requirements for such 
share-based  payments  granted  to  employees.   This  guidance  is  effective  for  all  public  entities  for  fiscal  years  beginning  after 
December 15, 2018, including interim periods within that year.  This guidance was adopted by the Company effective January 1, 
2019 and did not have a material impact on the Company’s consolidated financial statements. 

In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill 
Impairment (“ASU 2017-04”). ASU 2017-04 simplifies how an entity is required to test goodwill for impairment by eliminating 
Step 2 from the goodwill impairment test. Early adoption is permitted for interim and annual goodwill impairment tests performed 
on testing dates after January 1, 2017.  The Company elected to early adopt ASU 2017-04 effective July 1, 2019, and accounted for 
the goodwill impairment charge discussed in Note 4 under this guidance. 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) ("ASU 2014-09"), which 
amends the existing accounting standards for revenue recognition. ASU 2014-09 is based on principles that govern the recognition 
of revenue at an amount an entity expects to be entitled when products are transferred to customers.  Subsequently, the FASB issued 
several  other  updates  related  to  revenue  recognition  (collectively  with  ASU  2014-09,  the  "new  revenue  standards"  or  "ASC 

43 

 
   
  
  
  
  
  
  
  
  
606").   We  adopted  the  guidance  under  the  new  revenue  standards  effective  January  1,  2018  using  the  modified  retrospective 
approach by recognizing the cumulative effect of initially applying the new standard as an increase to the opening balance of retained 
earnings. 

Upon adoption, the new revenue standards replaced most existing revenue recognition guidance in U.S. GAAP. Based on our review 
of representative samples of contracts and other forms of agreements with customers globally and our evaluation of the provisions 
under the five-step model specified by the new revenue standards, the Company has implemented changes with respect to timing of 
revenue recognition primarily related to arrangements for which the customer takes the Company's products from a facility holding 
consignment inventory. 

In  connection  with  the  modified  retrospective  application  of  the  new  revenue  standards,  we  recorded  an  adjustment  to  increase 
retained earnings by $3.4 million upon the January 1, 2018 adoption date.  Apart from this adjustment and the inclusion of additional 
required  disclosures  in  Note  3,  the  adoption  of  the  new  revenue  standards  did  not  have  a  material  impact  on  the  Company's 
consolidated financial statements. 

In January 2016, the FASB issued ASU 2016-01, Financial Instruments-Overall (Subtopic 825-10): Recognition and Measurement 
of  Financial  Assets  and  Financial  Liabilities.   This  guidance  primarily  affects  the  accounting  for  equity  investments,  financial 
liabilities under the fair value option, and the presentation and disclosure requirements for financial instruments.  Under the new 
guidance, entities will be required to measure certain equity investments at fair value and recognize any changes in fair value in net 
earnings,  unless  the  investments  qualify  for  the  new  practicability  exception.   The  new  standard  was  effective  for  fiscal  years, 
including interim periods within those fiscal years, beginning after December 15, 2017.  We adopted this guidance on January 1, 
2018.  The adoption of this guidance did not have a material impact on the Company's consolidated financial statements. 

In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and 
Cash Payments.  This guidance addresses diversity in how certain cash receipts and cash payments are presented and classified in 
the statement of cash flows.  This accounting guidance was effective for annual reporting periods beginning after December 31, 
2018, including interim reporting periods within those annual reporting periods, and should be applied retrospectively to all periods 
presented.  This guidance was adopted by the Company effective January 1, 2018 and it did not have any impact on the Company's 
consolidated statement of cash flows in the periods presented. 

In  October  2016,  the  FASB  issued  ASU  2016-16,  Income  Taxes  (Topic  740):  Intra-Entity  Transfers  of  Assets  Other  Than 
Inventory.  Prior U.S. GAAP prohibited the recognition of current and deferred income taxes for intra-entity asset transfer until the 
asset has been sold to an outside party.  The new guidance eliminates the exception and requires an entity to recognize the income 
tax consequences of an intra-entity transfer of an asset other than inventory when the transfer occurs.  This accounting guidance was 
effective for annual reporting periods beginning after December 15, 2017, including interim reporting periods within those annual 
reporting periods, and should be applied on a modified retrospective basis through a cumulative-effect adjustment directly to retained 
earnings as of the beginning of the period of adoption. This guidance was adopted by the Company effective January 1, 2018 and it 
did not have a material impact on the Company's consolidated financial position or consolidated results of operations. 

In January 2017, the FASB issued ASU 2017-01, Business Combinations (Topic 805): Clarifying the Definition of a Business ("ASU 
2017-01"), to clarify the definition of a business with the objective of adding guidance to assist entities with evaluating whether 
transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The definition of a business affects many 
areas of accounting including acquisitions, disposals, goodwill and consolidation. ASU 2017-01 provides a framework that gives 
entities a basis for making reasonable judgments about whether a transaction involves an asset or a business. The Company adopted 
ASU 2017-01 on January 1, 2018. 

In March 2017, the FASB issued ASU 2017-07, Compensation – Retirement Benefits (Topic 715): Improving the Presentation of 
Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost ("ASU 2017-07").  This guidance requires that an employer 
disaggregate the service cost component from the other components of net benefit cost.  ASU 2017-07 requires employers to present 
the service cost component of the net periodic benefit cost in the same income statement line as other employee compensation costs 
arising from services rendered during the period.  The other components of net benefit cost, including interest cost, expected return 
on  plan  assets,  amortization  of  prior  service  costs  and  actuarial  gains/losses,  and  settlement  and  curtailment  effects,  are  to  be 
presented outside of any subtotal of operating income.  The guidance also specifies that the amount of costs that can be capitalized 
will be limited to service cost only.  The Company adopted the guidance of ASU 2017-07 on January 1, 2018 and elected to apply 
the practical expedient and use the amounts disclosed in Note 13 to the financial statements included in the Company's Annual 
Report on Form 10-K for the year ended December 31, 2018 as the basis for applying the retrospective application required by the 
standard.  The amounts reclassified within the statement of operations for the year ended December 31, 2018 were not material. 

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In May 2017, the FASB issued ASU 2017-09, Compensation – Stock Compensation (Topic 718): Scope of Modification Accounting 
("ASU 2017-09").  This update provides guidance about which changes to the terms or conditions of a share-based payment require 
an entity to apply modification accounting in Topic 718.  This guidance is effective for annual periods, and interim periods within 
those annual periods, beginning after December 15, 2017.  The Company adopted ASU 2017-09 on January 1, 2018, and the guidance 
within this update will be applied to any future award modifications. 

Accounting Standards Issued But Not Yet Adopted 

In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses 
on  Financial  Instruments  (“ASU  2016-13”),  as  amended.   The  new  guidance  will  broaden  the  information  that  an  entity  must 
consider in developing its expected credit loss estimates related to its financial instruments and adds to U.S. GAAP an impairment 
model that is based on expected losses rather than incurred losses.  The amendment is currently effective for the Company for annual 
reporting periods beginning after December 15, 2022, with early adoption permitted.  Management is currently assessing the impact 
of ASU 2016-13, but it is not expected to have a material impact on the Company’s consolidated financial statements. 

In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the 
Disclosure Requirements for Fair Value Measurement.  The updated guidance improves the disclosure requirements on fair value 
measurements.  The updated guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after 
December 15, 2019.  Early adoption is permitted for any removed or modified disclosures.  The Company is currently assessing the 
impact of adopting the updated provisions, but it is not expected to have a material impact on the Company's consolidated financial 
statements. 

In August 2018, the FASB issued ASU 2018-14, Compensation-Retirement Benefits-Defined Benefit Plans-General (Subtopic 715-
20): Disclosure Framework – Changes to the Disclosure Requirements for Defined Benefit Plans ("ASU 2018-14").  This guidance 
removes  certain  disclosures  that  are  not  considered  cost  beneficial,  clarifies  certain  required  disclosures  and  added  additional 
disclosures.  The standard is effective for fiscal years ending after December 15, 2020.  The amendments in ASU 2018-14 would 
need to be applied on a retrospective basis.  The Company is  currently assessing the impact the new guidance will have on our 
disclosures. 

In  August  2018,  the  FASB  issued  ASU  2018-15,  Intangibles  –  Goodwill  and  Other-Internal-Use  Software  (Subtopic  350-40): 
Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That is a Service Cost.  This guidance 
aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the 
requirements for capitalizing implementation costs incurred to develop or obtain internal-use software.  This guidance is effective 
for  interim  and  annual  reporting periods  beginning after December 15, 2019,  and  early  adoption  is permitted.   The  Company  is 
currently evaluating the impacts that adoption of this ASU will have on its consolidated financial statements. 

In December 2019, the FASB issued ASU 2019-12, Simplifying the Accounting for Income Taxes ("ASU 2019-12"), which modifies 
ASC  740  to reduce  complexity while  maintaining or  improving  the usefulness of  the  information provided  to  users of  financial 
statements. ASU 2019-12 is effective for the Company for interim and annual reporting periods beginning after December 15, 2021. 
The Company is currently assessing the impact of ASU 2019-12, but it is not expected to have a material impact on the Company’s 
consolidated financial statements. 

2.   ACQUISITIONS  

On December 3, 2019, the Company completed the acquisition of the majority of the power supply products business of CUI Inc. 
(the "CUI power business") through an asset purchase agreement with CUI Global Inc. for $29.2 million (after a working capital 
adjustment), plus the assumption of certain liabilities.  The CUI power business designs and markets a broad portfolio of AC/DC 
and DC/DC power supplies and board level components.  The CUI power business is headquartered in Tualatin, Oregon and had 
sales of $32.0 million for the year ended December 31, 2019.  The acquisition of the CUI power business enhances Bel's existing 
offering of power products, allowing us to better address all of our customer power needs.  It also introduces an alternative business 
model to Bel's, one which carries a higher gross margin profile and lower manufacturing risk. 

On  October  1,  2018,  the  Company  completed  the  acquisition  of  BCMZ  Precision  Engineering  Limited  ("BCMZ"),  a  U.K. 
manufacturer of precision machined components, for approximately $2.6 million in cash.  The transaction was funded with cash on 
hand.  BCMZ has a diversified portfolio of customers in the automotive, aerospace, defense, telecommunication, fiber-optic and 
medical industrial sectors and has been a long-term key supplier of precision machined components for our Cinch Connectivity 
Solutions  U.K.  business.   BCMZ  is  additionally  expected  to  give  Cinch  the  capability  to  continue  to  support  key  defense  and 
industrial customers across Europe with localized in-house machining ability. 

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The  results  of  operations  of  the  CUI  Power  business  and  BCMZ  have  been  included  in  the  Company's  consolidated  financial 
statements for the period subsequent to their respective acquisition dates.  During the year ended December 31, 2019, the CUI power 
business contributed revenue of $2.2 million and an operating loss of $0.4 million.  During the years ended December 31, 2019 and 
December 31, 2018, BCMZ contributed revenue of $1.0 million and $0.5 million, respectively, and operating income (loss) of less 
than $0.1 million and less than ($0.1) million, respectively, to the Company's consolidated financial results.  During the years ended 
December  31,  2019 and  December  31,  2018,  the  Company  incurred  $0.2  million  and  less  than  $0.1  million,  respectively, 
in acquisition-related  costs  relating  the  previously-mentioned  acquisitions.   These  costs  are  included  in  selling,  general  and 
administrative expense in the accompanying consolidated statement of operations. 

Due to the proximity of the acquisition date to the filing date of this Annual Report on Form 10-K, the initial accounting related to 
the acquisition of the CUI power business is still under review as of the filing date of this Annual Report on Form 10-K. The 
following table depicts the Company’s estimated acquisition date fair values of the combined consideration transferred and 
identifiable net assets acquired in this transaction: 

     Measurement 

   Acquisition-Date     
Fair Values 

Period 

     Adjustments 

     Acquisition-Date   
Fair Values 
(As adjusted) 

Cash and cash equivalents 
Accounts receivable 
Inventories 
Other current assets 
Property, plant and equipment 
Right-of-use asset 
Intangible assets 
Total identifiable assets 

Accounts payable 
Accrued expenses 
Refund liability 
Operating lease liability, current 
Operating lease liability, long-term 
Total liabilities assumed 
Net identifiable assets acquired 
Goodwill 
Net assets acquired 

Cash paid 
Fair value of consideration transferred 

  $ 

  $ 

  $ 

193     $ 
3,404       
4,686       
101       
81       
1,299       
-       
9,764       

(3,599 )     
(879 )     
(1,078 )     
(230 )     
(1,069 )     
(6,855 )     
2,909       
29,091       
32,000     $ 

-     $ 
-       
-       
-       
-       
-       
16,000       
16,000       

-       
-       
-       
-       
-       
-       
16,000       
(18,804 )     
(2,804 )   $ 

193   
3,404   
4,686   
101   
81   
1,299   
16,000   
25,764   

(3,599 ) 
(879 ) 
(1,078 ) 
(230 ) 
(1,069 ) 
(6,855 ) 
18,909   
10,287   
29,196   

32,000       
32,000     $ 

(2,804 )     
(2,804 )   $ 

29,196   
29,196   

The identifiable assets acquired included $11.0 million assigned to customer relationships, which will be amortized over its estimated 
future life of 13 years utilizing the straight-line method, and $5.0 million assigned to the CUI tradename, which is concluded to have 
an indefinite life. 

The final determination of the assets acquired and liabilities assumed will be based on the established fair value of the assets acquired 
and the liabilities assumed as of the acquisition date. The excess of the purchase price over the fair value of net assets acquired is 
allocated to goodwill. The goodwill noted above related to the CUI acquisition was allocated to the Company's Power Solutions and 
Protection operating segment at the time of acquisition.  The Company has determined that all of the goodwill and intangible assets 
associated with the CUI acquisition will be deductible for tax purposes. 

The following unaudited pro forma information presents a summary of the combined results of operations of the Company and the 
results  of  CUI  for  the  periods  presented  as  if  the  acquisition  had  occurred  on  January  1,  2018,  along  with  certain  pro  forma 
adjustments.   These  pro  forma  adjustments  give  effect  to  the  amortization  of  certain  definite-lived  intangible  assets,  interest 
expense related  to  the  financing  of  the  business  combination, and  related  tax  effects.   The  pro  forma  results  do  not  reflect  the 
realization  of  any  potential  cost  savings,  or  any  related  integration  costs.  Certain  cost  savings  may  result  from  the acquisition; 
however,  there  can  be  no  assurance  that  these  cost  savings  will  be  achieved.  The  unaudited  pro  forma  results  are  presented  for 

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illustrative purposes only and are not necessarily indicative of the results that would have actually been obtained if the acquisition had 
occurred on the assumed date, nor is the pro forma data intended to be a projection of results that may be obtained in the future: 

Revenue 
Net earnings 
Earnings per Class A common share - basic and diluted 
Earnings per Class B common share - basic and diluted 

  $ 

522,128     $ 
(7,715 )     
(0.63 )     
(0.63 )     

588,425   
25,232   
1.98   
2.11   

Year Ended 
December 31, 

2019 

2018 

3.    REVENUE 

Nature of Goods and Services 

Our revenues are substantially derived from sales of our products. 

In our Cinch Connectivity Solutions product group, we provide connectors and cable assemblies to the aerospace, military/defense, 
commercial,  rugged  harsh  environment  and  communication  markets.   This  group  also  includes  passive  jacks,  plugs  and  cable 
assemblies  that  provide  connectivity  in  networking  equipment,  as  well  as  modular  plugs  and  cable  assemblies  used  within  the 
structured cabling system, known as premise wiring. 

In  our  Power  Solutions  and  Protection  group,  we  provide  AC-DC  and  DC-DC  power  conversion  devices  and  circuit  protection 
products.  Applications range from board-mount power to system-level architectures for servers, storage, networking, industrial and 
transportation. 

In our Magnetic Solutions group, we provide an extensive line of integrated connector modules (ICM), where an Ethernet magnetic 
solution  is  integrated  into  a  connector  package.   Products  within  the  Company's  magnetic  solutions  group  are  primarily  used  in 
networking and industrial applications. 

The Company also provides incremental services to our customers in the form of training, technical support, special tooling, and 
other support as deemed necessary from time to time.  For purposes of ASC 606, all such incremental services were concluded to be 
immaterial in the context of the contracts. 

Types of Contracts 

Substantially all of the Company's revenue is derived from contracts with its customers under one of the following types of contracts: 

•  Direct with customer: This includes contracts with original equipment manufacturers (OEMs), original design manufacturers 
(ODMs), and contract manufacturers (CMs).  The nature of Bel's products are such that they represent components which are 
installed in various end applications (e.g., servers, aircraft, missiles and rail applications).  The OEMs, ODMs or CMs that 
purchase our product for further installation are our end customers.  Contracts with these customers are broad-based and cover 
general terms and conditions.  Details such as order volume and pricing are typically contained in individual purchase orders, 
and as a result, we view each product on each purchase order as an individual performance obligation. Incremental services 
included in the contracts, such as training, tooling and other customer support are determined to be immaterial in the context 
of the contract, both individually and in the aggregate.   Revenue under these contracts is generally recognized at a point in 
time, generally upon shipping or delivery, which closely mirrors the shipping terms dictated by the applicable contract. 

•  Distributor:  Distribution  customers  buy  product  directly  from  Bel  and  sell  it  in  the  marketplace  to  end  customers.   Bel 
contracts  directly  with  the  distributor.   These  contracts  are  typically  global  in  nature  and  cover  a  variety  of  our  product 
groups.  Similar to contracts with OEMs, ODMs and CMs, each product on each purchase order is considered an individual 
performance obligation.  Revenue is recognized at a point in time, generally upon shipping or delivery, which closely mirrors 
the shipping terms dictated by the applicable contract. 

•  Consignment:  These  customers  operate  under  a  type  of  concession  agreement  whereby  the  Company  ships  goods  to  a 
warehouse or hub, where they will be pulled by the customer at a later date.  The terms specified in the consignment contracts 
specify that the Company will not invoice the customer for product until it is pulled from the warehouse or hub.  Once product 

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arrives at the hub, it is generally not returned to Bel unless there is a warranty issue (see "Warranties" section below).  Similar 
to  the  contracts  described  above,  each  product  on  each  purchase  order  is  considered  an  individual  performance 
obligation.  Under ASC 606, it was determined that the majority of these hubs are customer-controlled, and therefore control 
transfers to the customer upon either delivery from Bel's warehouse, or arrival at the customer-controlled hub, depending upon 
the applicable shipping terms.  Effective January 1, 2018, revenue is recognized as control of the product is transferred to the 
customer  (for  customer-controlled  hubs,  this  is  at  the  time  product  is  shipped  to  the  hub).   This  gave  rise  to  an  unbilled 
receivable balance, as we do not have the right to invoice the customer until product is pulled from the hub. 

•  Licensing Agreements:  License agreements are only applicable to our Power Solutions and Protection product group, and 
include provisions for Bel to receive sales-based royalty income related to the licensing of Bel's patents or other intellectual 
property (IP) utilized by a third-party entity.  Income related to these agreements is tracked by the licensee throughout the year 
based on their sales of product that utilize Bel's IP, and that data is reported to Bel either on a quarterly or annual basis, with 
payment generally received within 30 days of the reporting date.  Our performance obligation is satisfied upon delivery of the 
IP at the beginning of the license period, as the licenses are functional in nature.  However, the recognition of revenue associated 
with these licenses is subject to the sales- or usage-based constraint on variable consideration.  As such, the Company records 
a constrained estimate of this variable consideration as royalty income in the period of the underlying customers' product sales, 
with adjustments made as actual licensee sales data becomes available. 

Significant Payment Terms 

Contracts  with  customers  indicate  the  general  terms  and  conditions  in  which  business  will  be  conducted  for  a  set  period  of 
time.  Individual purchase orders state the description, quantity and price of each product purchased.  Payment for products sold 
under direct contracts with customers or contracts with distributors is typically due in full within 30-90 days from the transfer of title 
to customer.  Payment for products sold under consignment contracts is typically due within 60 days of the customer pulling the 
product from the hub.  Payment due related to our licensing agreements is generally within 30 days of receiving the licensee sales 
data, which is either on a quarterly or annual basis. 

Since the customer agrees to a stated price for each product on each purchase order, the majority of contracts are not subject to 
variable consideration. However, the "ship and debit" arrangements with distributors, royalty income associated with our licensing 
agreements, and the product returns described above are each deemed to be variable consideration which requires the Company to 
make constrained estimates based on historical data. 

Disaggregation of Revenue 

The  following  table  provides  information  about  disaggregated  revenue  by  product  group  and  sales  channel,  and  includes  a 
reconciliation of the disaggregated revenue to our reportable segments:  

Year Ended December 31, 2019 

Cinch 

Power 
Solutions 

Connectivity      

   Solutions 

     Magnetic 
    and Protection      Solutions 

     Consolidated    

By Product Group: 
North America 
Europe 
Asia 

By Sales Channel: 
Direct to customer 
Through distribution 

  $ 

  $ 

  $ 

  $ 

128,096     $ 
33,099       
11,153       
172,348     $ 

93,540     $ 
41,016       
28,972       
163,528     $ 

34,408     $ 
7,507       
114,621       
156,536     $ 

256,044   
81,622   
154,746   
492,412   

113,115     $ 
59,233       
172,348     $ 

110,587     $ 
52,941       
163,528     $ 

132,911     $ 
23,625       
156,536     $ 

356,613   
135,799   
492,412   

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Year Ended December 31, 2018 

Cinch 

Power 
Solutions 

Connectivity      

   Solutions 

     Magnetic 
    and Protection      Solutions 

     Consolidated    

By Product Group: 
North America 
Europe 
Asia 

By Sales Channel: 
Direct to customer 
Through distribution 

  $ 

  $ 

  $ 

  $ 

135,454     $ 
34,130       
17,140       
186,724     $ 

98,432     $ 
45,556       
32,065       
176,053     $ 

37,805     $ 
9,604       
137,998       
185,407     $ 

271,691   
89,290   
187,203   
548,184   

120,333     $ 
66,391       
186,724     $ 

120,787     $ 
55,266       
176,053     $ 

157,539     $ 
27,868       
185,407     $ 

398,659   
149,525   
548,184   

Contract Assets and Contract Liabilities: 

A contract asset results when goods or services have been transferred to the customer but payment is contingent upon a future event, 
other than passage of time.  In the case of our consignment arrangements, we are unable to invoice the customer until product is 
pulled from the hub by the customer, which generates an unbilled receivable (a contract asset) when revenue is initially recognized. 

A contract liability results when cash payments are received or due in advance of our performance obligation being met.  We have 
certain customers who provide payment in advance of product being shipped, which results in deferred revenue (a contract liability). 

The balances of the Company's contract assets and contract liabilities at December 31, 2019 and January 1, 2019 are as follows: 

   December 31, 

2019 

January 1, 
2019 

Contract assets - current (unbilled receivable) 
Contract liabilities - current (deferred revenue) 

  $ 
  $ 

16,318     $ 
653     $ 

15,799   
1,036   

The change in balance of our unbilled receivables from January 1, 2019 to December 31, 2019 primarily relates to a timing difference 
between the Company's performance (i.e. when our product is shipped to a customer-controlled hub) and the point at which the 
Company  can  invoice  the  customer  per  the  terms  of  the  customer  contract  (i.e.  when  the  customer  pulls  our  product  from  the 
customer-controlled hub). 

A tabular presentation of the activity within the deferred revenue account for the year ended December 31, 2019 is presented 
below: 

Balance, January 1 
New advance payments received 
Recognized as revenue during period 
Currency translation 
Balance, December 31 

Transaction Price Allocated to Future Obligations: 

   Year Ended 
December 31, 
2019 

  $ 

  $ 

1,036   
3,204   
(3,598 ) 
11   
653   

The  aggregate  amount  of  transaction  price  allocated  to  remaining  performance  obligations  that  have  not  been  satisfied  as  of 
December 31, 2019 related to contracts that exceed one year in duration amounted to $16.9 million, with expected contract expiration 
dates  that  range  from  2021 -  2025.  It  is  expected  that  76%  of  this  aggregate  amount  will  be  recognized  in  2021,  20%  will  be 

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recognized in 2022 and the remainder will be recognized in years beyond 2022.  The majority of the Company's total backlog of 
orders at December 31, 2019 is related to contracts that have an original expected duration of one year or less, for which the Company 
is electing to utilize the practical expedient available within the guidance, and are excluded from the transaction price related to these 
future obligations. The Company will generally satisfy the remaining performance obligations as we transfer control of the products 
ordered to our customers. The transaction price related to these future obligations also excludes variable consideration consisting of 
sales or usage-based royalties earned on licensing agreements. The variability related to these sales or usage-based royalties will be 
resolved in the periods when the licensee generates sales related to the licensed intellectual property. 

Other Practical Expedients: 

In the application of the recognition and measurement principles of ASC 606, the Company elected to utilize the following additional 
practical expedients which are provided for within the guidance: 

•  Financing Components: Bel has elected the practical expedient which enables management to disregard the effects of a 

financing component if the time difference between delivery of goods or services and payment for the goods or services is 
within one year. 

•  Costs to Obtain a Contract: As part of negotiations, Bel may incur incremental costs to obtain a contract.  Incremental costs 
are only those costs that would not have been incurred if the contract had not been obtained (e.g. sales commissions).  Bel has 
elected the practical expedient that allows incremental costs to obtain a contract to be expensed as incurred when the 
expected amortization period is one year or less. 

4.  GOODWILL AND OTHER INTANGIBLE ASSETS 

Goodwill 

Goodwill represents the excess of the purchase price and related acquisition costs over the fair value assigned to the net tangible and 
other intangible assets acquired in a business acquisition. 

Throughout  2018  and  until  September  30,  2019,  the  Company  operated  under  three  reportable  operating  segments  which  were 
geographic in nature:  North America, Asia and Europe.  In connection with the transition in ERP systems, and resulting discussions 
around how management would like to view the results of the Company on a go-forward basis, management determined that viewing 
the Company by product group for purposes of managing the business and asset allocation decisions was most appropriate.  This 
change  in  management's view  resulted  in a  reorganization of  the  Company's  reportable  operating segments  effective October  1, 
2019.  The new reportable operating segments are: 

•  Cinch Connectivity Solutions: includes the 2010 acquisition of Cinch Connectors, the 2012 acquisitions of Fibreco Limited 
and GigaCom Interconnect, the 2013 acquisition of Array Connector, the 2014 acquisition of Emerson Network Power 
Connectivity Solutions, in addition to sales and an estimated allocation of expenses related to connectivity products 
manufactured at Bel sites that are not product group specific. 

•  Power Solutions and Protection: includes the 2012 acquisition of Powerbox Italia, the 2014 acquisition of Power-One's 

Power Solutions business, the 2019 acquisition of the majority of CUI Inc.'s power products business, in addition to sales and 
an estimated allocation of expenses related to power products manufactured at Bel sites that are not product group specific. 

•  Magnetic Solutions:  includes the 2013 acquisition of TE Connectivity's Coil Wound Magnetics business, our Signal 

Transformer business, in addition to sales and an estimated allocation of expenses related to Bel's ICM and discrete magnetic 
products that are manufactured at Bel sites that are not product group specific. 

As of the October 1, 2019 segment reorganization date, the remaining goodwill under the former segment structure was reassigned 
to the new reporting units identified within the three product group reportable operating segments using a relative fair value 
allocation approach.  

The changes in the carrying value of goodwill classified by our segment reporting structure for the years ended December 31, 2019 
and 2018 are as noted in the table below.  

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Balance at January 1, 2018: 
Goodwill, gross 
Accumulated impairment charges 
Goodwill, net 

Goodwill allocation related to 
acquisition 
Foreign currency translation 

Balance at December 31, 2018: 
Goodwill, gross 
Accumulated impairment charges 
Goodwill, net 

Impairment charge 
Foreign currency translation 
Measurement period adjustment 

Balance at September 30, 2019: 
Goodwill, gross 
Accumulated impairment charges 
Goodwill, net 

Balance at October 1, 2019: 
Goodwill, gross (reallocation) 
Goodwill, net 

Goodwill allocation related to 
acquisition 
Foreign currency translation 

Balance at December 31, 2019: 
Goodwill, gross 
Goodwill, net 

Segment Structure Prior to October 1, 2019 

Total 

    North America     

Asia 

Europe 

  $ 

148,768     $ 
(128,591 )     
20,177       

63,364     $ 
(54,474 )     
8,890       

54,508     $ 
(54,508 )     
-       

30,896   
(19,609 ) 
11,287   

1,290       
(1,650 )     

-       
-       

-       
-       

1,290   
(1,650 ) 

148,408       
(128,591 )     
19,817       

(8,891 )     
(122 )     
(26 )     

63,364       
(54,473 )     
8,891       

(8,891 )     
-       
-       

54,508       
(54,508 )     
-       

30,536   
(19,610 ) 
10,926   

-       
-       
-       

-   
(122 ) 
(26 ) 

148,260       
(137,482 )     
10,778     $ 

63,364       
(63,364 )     
-     $ 

54,508       
(54,508 )     
-     $ 

30,388   
(19,610 ) 
10,778   

  $ 

Segment Structure Effective October 1, 2019 

Cinch 
Connectivity 
Solutions 

Power 
Solutions & 
Protection 

Magnetic 
Solutions 

Total 

  $ 

10,778     $ 
10,778       

6,467     $ 
6,467       

4,311     $ 
4,311       

10,287       
928       

-       
712       

10,287       
216       

21,993       
21,993     $ 

7,179       
7,179     $ 

14,814       
14,814     $ 

  $ 

-   
-   

-   
-   

-   
-   

The Company has not reallocated the historical accumulated impairment charges to its new segment structure due to impracticability. 

As discussed in Note 5, Fair Value Measurements, goodwill is reviewed for impairment on a reporting unit basis annually during 
the fourth quarter of each year and whenever events or changes in circumstances indicate the carrying value of goodwill may not be 
recoverable.  We estimated the fair value of these reporting units using a weighting of fair values derived from income and market 
approaches. Under the income approach, we determine the fair value of a reporting unit based on the present value of estimated 
future cash flows. Cash flow projections are based on management's estimates of revenue growth rates and operating margins, taking 
into consideration industry and market conditions. The discount rate used is based on a weighted average cost of capital adjusted for 
the relevant risk associated with the characteristics of the business and the projected cash flows. The market approach estimates fair 
value based on market multiples of revenue and earnings derived from comparable publicly traded companies with similar operating 
and investment characteristics as the reporting unit. 

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2019 Interim Impairment Test 

As weakened market conditions from earlier in 2019 continued into the third quarter without a visible rebound in incoming orders, 
the Company’s actual revenue and margin levels in 2019 were significantly lower than the financial projections utilized in the annual 
goodwill impairment analysis (performed as of October 1, 2018), and were not projected to rebound to those levels in 2019.  The 
Company  determined  that  current  business conditions,  and  the  resulting  decrease  in  the  Company’s projected undiscounted  and 
discounted  cash  flows,  together  with  the  accompanying  stock  price  decline,  constituted  a  triggering  event,  which  required  the 
Company to perform interim impairment tests related to its long-lived assets and goodwill during the third quarter of 2019.  This 
resulted in a full impairment of the Company's North America operating segment, and the Company recorded a resulting goodwill 
impairment charge of $8.9 million in the third quarter of 2019.  No impairment existed as of the July 31, 2019 interim test date 
related to the Company's Europe operating segment.  As of the interim test date, the estimated fair value of the Company's Europe 
operating segment exceeded its carrying value by 17.3%. 

2019 Annual Impairment Test  

On October 1, 2019, the Company completed step one of our annual goodwill impairment test for our reporting units.  We concluded 
that the fair value of the Company's Europe reporting unit (the only remaining reporting unit with goodwill) exceeded the carrying 
value and that there was no indication of impairment.  As described above, the Company reorganized its segment structure effective 
October 1, 2019.  In connection with the segment reorganization, the Company also completed step one of our annual goodwill 
impairment test for our new reporting units.  We concluded that the fair value each of the Company's reporting units exceeded the 
respective carrying values and that there was no indication of impairment on that date. 

The excess of estimated fair values over carrying value, including goodwill for each of our reporting units that had goodwill as of 
the 2019 annual impairment test were as follows: 

Connectivity Europe 
Power Europe 

Reporting Unit 

% by Which 
Estimated Fair 
Value Exceeds 
Carrying Value    

138.8 % 
16.4 % 

As noted above, the fair value determined in connection with the goodwill impairment test completed in the fourth quarter of 2019 
exceeded the carrying value for each reporting unit.  Therefore, there was no impairment of goodwill. However, if the fair value 
decreases in future periods, the Company may need to complete an interim goodwill impairment test and any potential goodwill 
impairment  charge  would  be  dependent  upon  the  estimated  fair  value  of  the  reporting  unit  at  that  time  and  the  outcome  of  the 
impairment test. The fair values of the assets and liabilities of the reporting unit, including the intangible assets, could vary depending 
on various factors. 

The future occurrence of a potential indicator of impairment, such as a decrease in expected net earnings, adverse equity market 
conditions, a decline in current market multiples, a decline in our common stock price, a significant adverse change in legal factors 
or business climates, an adverse action or assessment by a regulator, unanticipated competition, strategic decisions made in response 
to  economic  or  competitive  conditions,  or  a  more-likely-than-not  expectation  that  a  reporting  unit  or  a  significant  portion  of  a 
reporting unit will be sold or disposed of, could require an interim assessment for some or all of the reporting units before the next 
required annual assessment. In the event of significant adverse changes of the nature described above, it may be necessary for us to 
recognize an additional non-cash impairment of goodwill, which could have a material adverse effect on our consolidated financial 
condition and consolidated results of operations. 

2018 Annual Impairment Test 

Based on annual impairment tests performed in the prior year, there was no indication of goodwill impairment at the October 1, 
2018 testing date. 

Other Intangible Assets 

identifiable 

intangible  assets 

license  agreements,  non-compete  agreements  and 
Other 
trademarks.  Amounts assigned to these intangible assets have been determined by management.  Management considered a number 
of factors in determining the allocations, including valuations and independent appraisals.  Trademarks have indefinite lives and are 
reviewed for impairment on an annual basis.  Other intangible assets, excluding trademarks, are being amortized over 1 to 16 years. 

include  patents, 

technology, 

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The Company tests indefinite-lived intangible assets for impairment using a fair value approach, the relief-from-royalty method (a 
form of the income approach).  At December 31, 2019, the Company's indefinite-lived intangible assets related to the trademarks 
acquired in the CUI, Power Solutions, Connectivity Solutions, Cinch and Fibreco acquisitions. 

The components of definite and indefinite-lived intangible assets are as follows: 

December 31, 2019 

December 31, 2018 

  Gross Carrying     Accumulated     Net Carrying     Gross Carrying     Accumulated     Net Carrying   
   Amount 

    Amortization      Amount 

    Amortization      Amount 

     Amount 

Patents, licenses and 

technology 

  $ 

Customer relationships 
Non-compete agreements     
Trademarks 

38,885     $ 
55,656       
2,701       
16,852       

21,757     $ 
17,231       
2,701       
40       

17,128     $ 
38,425       
-       
16,812       

38,845     $ 
44,588       
2,683       
11,770       

18,281     $ 
14,193       
2,683       
40       

20,564   
30,395   
-   
11,730   

  $ 

114,094     $ 

41,729     $ 

72,365     $ 

97,886     $ 

35,197     $ 

62,689   

Amortization expense was $6.4 million and $6.4 million in 2019 and 2018, respectively. 

Estimated amortization expense for intangible assets for the next five years is as follows:  

Year Ended December 31, 

  Amortization Expense   

2020 
2021 
2022 
2023 
2024 

  $ 

7,112   
7,108   
5,735   
4,473   
4,412   

2019 Impairment Tests 

Due to weakened market conditions discussed above, the Company completed an interim impairment test related to its indefinite-
lived intangible assets as of July 31, 2019, noting no impairment. The Company also completed its annual indefinite-lived intangible 
assets impairment test during the fourth quarter of 2019, noting no impairment.  Management has concluded that the fair value of 
these trademarks exceeded the related carrying values at December 31, 2019 and that there was no indication of impairment. 

5.  FAIR VALUE MEASUREMENTS 

As of December 31, 2019 and December 31, 2018, our available-for-sale securities primarily consisted of investments held in a 
rabbi trust which are intended to fund the Company’s Supplemental Executive Retirement Plan (“SERP”) obligations.  These 
securities are measured at fair value using quoted prices in active markets for identical assets (Level 1) inputs and amounted to 
$1.1 million at December 31, 2019 and $1.4 million at December 31, 2018.  The Company does not have any financial assets 
measured at fair value on a recurring basis categorized as Level 3, and there were no transfers in or out of Level 1, Level 2 or 
Level 3 during 2019 or 2018.  There were no changes to the Company’s valuation techniques used to measure asset fair values on 
a recurring or nonrecurring basis during 2019. 

There were no financial assets accounted for at fair value on a nonrecurring basis as of December 31, 2019 or December 31, 2018. 

The  Company  has  other  financial  instruments,  such  as  cash  and  cash  equivalents,  accounts  receivable,  restricted  cash,  accounts 
payable and accrued expenses, which are not measured at fair value on a recurring basis but are recorded at amounts that approximate 
fair value due to their liquid or short-term nature.  The fair value of the Company’s long-term debt is estimated using a discounted 
cash  flow  method  based  on  interest  rates  that  are  currently  available  for  debt  issuances  with  similar  terms  and  maturities.   At 
December 31, 2019 and 2018, the estimated fair value of total debt was $146.4 million and $117.9 million, respectively, compared 
to a carrying amount of $143.7 million and $114.2 million, respectively.  The Company did not have any other financial liabilities 
within the scope of the fair value disclosure requirements as of December 31, 2019. 

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Nonfinancial assets and liabilities, such as goodwill, indefinite-lived intangible assets and long-lived assets, are accounted for at fair 
value on a nonrecurring basis.  These items are tested for impairment upon the occurrence of a triggering event. We review goodwill 
for  impairment  on  a  reporting  unit  basis  annually  during  the  fourth  quarter  of  each  year  and  whenever  events  or  changes  in 
circumstances indicate the carrying value of goodwill may not be recoverable.  As weakened market conditions from earlier in 2019 
continued into the third quarter without a visible rebound in incoming orders, the Company’s actual revenue and margin levels in 
2019 were significantly lower than the financial projections utilized in the annual goodwill impairment analysis (performed as of 
October  1,  2018),  and  were  not  projected  to  rebound  to  those  levels  in  2019.   The  Company  determined  that  current  business 
conditions,  and  the  resulting  decrease  in  the  Company’s  projected  undiscounted  and  discounted  cash  flows,  together  with  the 
accompanying stock price decline, constituted a triggering event, which required the Company to perform interim impairment tests 
related to its long-lived assets and goodwill during the third quarter of 2019.  The Company’s interim test on its long-lived assets 
indicated that the carrying value of its long-lived assets was recoverable and that no impairment existed as of the July 31, 2019 
testing date.  

The Company’s Level 3 fair value analysis related to the interim test for goodwill impairment was supported by a weighting of two 
generally accepted valuation approaches, the income approach and the market approach, as further described in Note 4, "Goodwill 
and  Other  Intangible  Assets".   These  approaches  include  numerous  assumptions  with  respect  to  future  circumstances,  such  as 
industry and/or local market conditions, which might directly impact each of the reporting units’ operations in the future, and are 
therefore uncertain.  These approaches are utilized to develop a range of fair values and a weighted average of these approaches is 
utilized to determine the best fair value estimate within that range. 

The July 31, 2019 interim impairment test related to the Company's goodwill was performed by reporting unit (North America and 
Europe).  The valuation test, which heavily weights future discounted cash flow projections, indicated impairment of the goodwill 
associated with the Company’s North America reporting unit.  As a result, the Company recorded a non-cash goodwill impairment 
charge of $8.9 million ($8.5 million after-tax) during the third quarter of 2019. The Company’s goodwill associated with its North 
America  reporting  unit originated  from  several  of  Bel’s  prior  acquisitions,  primarily  Power  Solutions  and  Connectivity 
Solutions.  The carrying value of the Company's goodwill was $19.8 million at December 31, 2018.  The remaining goodwill as of 
September 30, 2019 had a carrying value of $10.8 million related solely to the Company's Europe reporting unit.  Effective October 
1, 2019, in connection with a change in how management views the business as a result of our ongoing transition in ERP systems 
and  the  recent  acquisition  of  CUI,  the  Company  reorganized  its  segment  reporting  structure.   The  Company's  new  reportable 
operating segments are Cinch Connectivity Solutions, Power Solutions and Protection, and Magnetic Solutions.  At our October 1, 
2019 annual goodwill impairment test date, an analysis was performed on both the former segments and the new segments to ensure 
no impairment existed under either structure as of the reorganization date. See Note 4, "Goodwill and Other Intangible Assets".  

In connection with the fair value estimate calculation for the interim test performed as of July 31, 2019, detailed below is a table of 
key  underlying  assumptions  utilized  in  the  interim  test  as  compared  to  those  assumptions  utilized  during  the  annual  valuation 
performed as of October 1, 2018.  The table below shows the assumptions utilized for the North America reporting unit. 

   Goodwill Impairment Analysis 

Key Assumptions 
   2019 - Interim        2018 - Annual    

1.5 %     
3.9 %     
15.4 %     
4.0 %     
14.0 %     

2.6 % 
7.6 % 
14.2 % 
3.7 % 
13.0 % 

0.3        
7.0 - 8.0        
25 %     

0.4   
5.1 - 5.7   

25 % 

75 %     
25 %     

75 % 
25 % 

Income Approach - Discounted Cash Flows: 
Revenue 5-year compound annual growth rate (CAGR) 
EBITDA margins (next 12 month forecast) 
Cost of equity capital 
Cost of debt capital 
Weighted average cost of capital 

Market Approach - Multiples of Guideline Companies: 
Net operating revenue multiples used 
Operating EBITDA multiples used 
Invested capital control premium 

Weighting of Valuation Methods: 
Income Approach - Discounted Cash Flows 
Market Approach - Multiples of Guideline Companies 

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The Company had also performed an interim impairment analysis of its indefinite-lived intangible assets as of July 31, 2019.  The 
Company tests indefinite-lived intangible assets for impairment using a fair value approach, the relief-from-royalty method (a form 
of  the  income  approach).   At  December  31,  2018,  the  Company’s  indefinite-lived  intangible  assets  related  to  the  trademarks 
acquired  in  the  Power  Solutions,  Connectivity  Solutions,  Cinch  and  Fibreco  acquisitions.   The  Company's  interim  test  on  its 
indefinite-lived intangible assets indicated that the carrying value of its long-lived assets was recoverable and that no impairment 
existed as of the July 31, 2019 testing date.  Based on an additional analysis performed as of the October 1, 2019 annual test date 
(see Note 4), management concluded that no impairment existed as of that date. 

6.  OTHER ASSETS 

At December 31, 2019 and 2018, the Company has obligations of $21.5 million and $18.7 million, respectively, associated with its 
SERP.  As a means of informally funding these obligations, the Company has invested in life insurance policies related to certain 
employees and marketable securities held in a rabbi trust.  At December 31, 2019 and 2018, these assets had a combined value of 
$14.7 million and $13.0 million, respectively. 

Company-Owned Life Insurance 

Investments  in  company-owned  life  insurance  policies  ("COLI")  were  made  with  the  intention  of  utilizing  them  as  a  long-term 
funding source for the Company's SERP obligations.  However, the cash surrender value of the COLI does not represent a committed 
funding source for these obligations.  Any proceeds from these policies are subject to claims from creditors.  The cash surrender 
value of the COLI of $13.7 million and $11.6 million at December 31, 2019 and 2018, respectively, is included in other assets in the 
accompanying consolidated balance sheets. The volatility in global equity markets in recent years has also had an effect on the cash 
surrender  value  of  the  COLI  policies.   The  Company  recorded  income  (expense) to  account  for  the  increase  (decrease)  in  cash 
surrender  value  in  the  amount  of  $2.4  million  and  ($0.4)  million  during  the  years  ended  December  31,  2019  and  2018, 
respectively.   These  fluctuations  in  the  cash  surrender  value  were  allocated  between  cost  of  sales  and  selling,  general  and 
administrative  expenses  on  the  consolidated  statements  of  operations  for  the  years  ended  December  31,  2019  and  2018.   The 
allocation is consistent with the costs associated with the long-term employee benefit obligations that the COLI is intended to fund. 

Other Investments 

At December 31, 2019 and 2018, the Company held, in the aforementioned rabbi trust, available-for-sale investments at a cost of 
$1.1 million and $1.4 million, respectively. Together with the COLI described above, these investments are intended to fund the 
Company's SERP obligations and are classified as other assets in the accompanying consolidated balance sheets.   The Company 
monitors these investments for impairment on an ongoing basis.  At December 31, 2019 and 2018, the fair market value of these 
investments was $1.1 million and $1.4 million, respectively.  

7.  INVENTORIES 

The components of inventories are as follows: 

Raw materials 
Work in progress 
Finished goods 
Inventories 

December 31, 

2019 

2018 

  $ 

  $ 

47,936     $ 
27,065       
32,275       
107,276     $ 

63,348   
21,441   
35,279   
120,068   

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8.  PROPERTY, PLANT AND EQUIPMENT, NET 

Property, plant and equipment, net consist of the following: 

Land 
Buildings and improvements 
Machinery and equipment 
Construction in progress 

Accumulated depreciation 
Property, plant and equipment, net 

December 31, 

2019 

2018 

  $ 

  $ 

1,431     $ 
29,722       
132,134       
5,090       
168,377       
(126,434 )     
41,943     $ 

2,251   
30,119   
126,747   
4,687   
163,804   
(119,872 ) 
43,932   

Depreciation expense for the years ended December 31, 2019 and 2018 was $10.0 million and $11.8 million, respectively. 

9.     INCOME TAXES 

The Company and its subsidiaries file income tax returns in the U.S. federal jurisdiction and various states and foreign 
jurisdictions.  The Company is no longer subject to U.S. federal examinations by tax authorities for years before 2016 and for state 
examinations before 2013.   Regarding foreign subsidiaries, the Company is no longer subject to examination by tax authorities for 
years before 2009 in Asia and generally 2011 in Europe.  The Company is currently under examination by the taxing authorities in 
Slovakia for the tax year 2014 and has accrued tax based on preliminary findings. 

At December 31, 2019 and 2018, the Company has approximately $29.1 million and $28.9 million, respectively, of liabilities for 
uncertain tax positions ($2.2 million and $1.4 million, respectively, is included in other current liabilities on the consolidated balance 
sheets  and  $26.9  million  and  $27.5  million,  respectively,  is  included  in  liability  for  uncertain  tax  positions  on  the  consolidated 
balance  sheets).   These  amounts,  if  recognized,  would  reduce  the  Company’s  effective  tax  rate.   As  of  December  31,  2019, 
approximately $2.2 million of the Company’s liabilities for uncertain tax positions are expected to be resolved during the next twelve 
months by way of expiration of the related statute of limitations. 

As  a  result  of  the  expiration  of  the  statutes  of  limitations  for  specific  jurisdictions,  it  is  reasonably  possible  that  the  related 
unrecognized benefits for tax positions taken regarding previously filed tax returns may change materially from those recorded as 
liabilities  for uncertain  tax  positions  in  the  Company’s consolidated financial  statements  at December 31, 2019.  A  total  of $2.2 
million of the liability for uncertain tax positions, of which $0.9 million related to the 2009 tax year is scheduled to expire on June 
1, 2020.  The remaining $1.3 million relates to the 2016 tax year and is scheduled to expire on September 15, 2020.  Of the $1.4 
million of liability for uncertain tax positions that expired in 2019, $1.0 million of liability relates to the 2008 tax year, $0.1 million 
relates to the 2015 tax year and the remaining $0.3 million relates to the interest on the 2017 transition tax that was settled during 
the tax year ended December 31, 2019. 

A reconciliation of the beginning and ending amount of the liability for uncertain tax positions, including the portion included in 
income taxes payable, is as follows: 

Liability for uncertain tax positions - January 1 
Additions based on tax positions related to the current year 
Translation adjustment 
Settlement/expiration of statutes of limitations 
Liability for uncertain tax positions - December 31 

Year Ended December 31, 
2018 
2019 

28,951     $ 
1,738       
(211 )     
(1,417 )     
29,061     $ 

30,430   
1,703   
(657 ) 
(2,525 ) 
28,951   

  $ 

  $ 

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The Company’s policy is to recognize interest and penalties related to uncertain tax positions as a component of the current 
provision for income taxes.  During the years ended December 31, 2019 and 2018, the Company recognized $0.7 million and $1.3 
million, respectively, in interest and penalties in the consolidated statements of operations.  During the years ended December 31, 
2019 and 2018, the Company recognized a benefit of $0.7 million and $0.3 million, respectively, for the reversal of such interest 
and penalties, relating to the expiration of statues of limitations and settlement of the acquired liability for uncertain tax positions, 
respectively.  The Company has approximately $4.9 million and $3.8 million accrued for the payment of interest and penalties at 
December 31, 2019 and 2018, respectively, which is included in both income taxes payable and liability for uncertain tax positions 
in the consolidated balance sheets.  

The Company’s total (loss) earnings before provision for income taxes included (loss) earnings from domestic operations of ($17.1) 
million and $0.3 million for 2019 and 2018, respectively, and earnings before provision for income taxes from foreign operations of 
$9.8 million and $23.3 million for 2019 and 2018, respectively. 

The provision (benefit) for income taxes consists of the following: 

Current: 

Federal 
State 
Foreign 

Deferred: 
Federal 
State 
Foreign 

  $ 

Year Ended December 31, 
2018 
2019 

(215 )   $ 
141       
3,687       
3,613       

(2,222 )     
(135 )     
185       
(2,172 )     

(3,517 ) 
152   
3,782   
417   

2,895   
196   
(601 ) 
2,490   

  $ 

1,441     $ 

2,907   

A reconciliation of taxes on income computed at the U.S. federal statutory rate to amounts provided is as follows: 

Tax (benefit) provision computed at the federal 
statutory rate 
Increase (decrease) in taxes resulting from: 

Year Ended December 31, 

2019 

2018 

$ 

% 

$ 

   % 

  $ 

(1,534 )     

21 %    $ 

4,959   

Different tax rates applicable to foreign operations     
Increase in (reversal of) liability for uncertain tax   
positions - net 
Impact of U.S. Tax Reform 
Research and experimentation and foreign tax 
credits 
State taxes, net of federal benefit 
SERP/COLI and restricted stock income 
Impairment of goodwill 
Other, including under/(over) accruals, unrealized 
foreign exchange gains and amortization 
of purchase accounting intangibles 

Tax provision computed at the Company's effective 

2,978       

(41 %)     

1,231   

320       
-       

(907 )     
(54 )     
(547 )     
1,522       

(4 %)     
0 %      

12 %      
1 %      
7 %      
(21 %)     

(822 ) 
(2,628 ) 

(300 ) 
322   
195   
-   

(337 )     

5 %      

(50 ) 

tax rate 

  $ 

1,441       

(20 %)   $ 

2,907   

21 % 

5 % 

(3 %) 
(11 %) 

(1 %) 
1 % 
1 % 
0 % 

0 % 

12 % 

The Company holds an offshore business license from the government of Macao.  With this license, a Macao offshore company 
named Bel Fuse (Macao Commercial Offshore) Limited has been established to handle the Company’s sales to third-party 
customers in Asia.  Sales by this company consist of products manufactured in the PRC. This company is not subject to Macao 

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corporate profit taxes which are imposed at a tax rate of 12%.  On September 21, 2018, the Executive Council of the Macao SAR 
Government has proposed to abolish the existing Offshore Law. It is proposed that the existing law and the relevant regulations 
related to the offshore business will be abolished, and that the operating permit to carry on offshore business will be terminated on 
January 1, 2021. The Company is keeping the operations in Macao and will be subject to a 12% tax on its income from this 
operation.  

As of December 31, 2019, the Company has gross foreign income tax net operating losses (“NOL”) of $29.6 million, foreign tax 
credits of $0.3 million and capital loss carryforwards of $0.2 million which amount to a total of $7.1 million of deferred tax 
assets.  The Company has established valuation allowances totaling $7.1 million against these deferred tax assets.  In addition, the 
Company has gross federal and state income tax NOLs of $1.5 million, including $0.8 million of NOLs acquired from Array, 
which amount to $0.2 million of deferred tax assets and tax credit carryforwards of $2.1 million. The Company has established 
valuation allowances of $1.1 million against these deferred tax assets.  The foreign NOL's can be carried forward indefinitely, the 
NOL acquired from Array expires at various times during 2026 – 2027, the state NOL's expire at various times during 2020 – 2033 
and the tax credit carryforwards expire at various times during 2026 - 2035. 

Management has no specific plans to indefinitely reinvest the unremitted earnings of our foreign subsidiaries as of December 31, 
2019. Applicable income and dividend withholding taxes of $0.2 million have been reflected in the accompanying consolidated 
statements of operations for the year ended December 31, 2019. Due to the practicality of determining the deferred taxes on 
outside basis differences in our investments in our foreign subsidiaries, we have not provided for deferred taxes on outside basis 
differences and deemed that these basis differences will be indefinitely reinvested. 

During the fourth quarter of 2018, the Company completed the analysis of the impacts of the U.S. tax reform and recognized the 
tax consequences of all unremitted foreign earnings.  At December 31, 2017, we had made a reasonable estimate of the effects on 
our existing deferred tax balances and the one-time transition tax in which we recognized a provisional amount of $18.1 million, 
which was included as a component of income tax expense from continuing operations.  On the basis of revised earnings and profit 
computations that were completed during the year ended December 31, 2018, the Company recognized a measurement-period 
adjustment reducing the deemed repatriation tax by $2.6 million, resulting in the reduction of the Company’s provisional estimate 
from $18.1 million to $15.5 million. After payments made during 2018, the remaining deemed repatriation taxes payable of $10.8 
million is included in other current liabilities on the Company’s consolidated balance sheet at December 31, 2018.  At December 
31, 2019, the majority of the deemed repatriation tax is included in other long-term liabilities on the Company’s consolidated 
balance sheet due to clarification on an Internal Revenue Service notice received in December 2018. 

Components of deferred income tax assets are as follows: 

Deferred tax assets: 
State tax credits 
Unfunded pension liability 
Reserves and accruals 

Federal, state and foreign net operating loss and credit carryforwards 

Depreciation 

Amortization 
Lease accounting 
Other accruals 
Total deferred tax assets 
Deferred tax liabilities: 

Depreciation 
Amortization 
Lease accounting 
Other accruals 

Total deferred tax liabilities 

Valuation allowance 

Net deferred tax assets/(liabilities) 

58 

December 31, 

2019 
Tax Effect 

2018 
Tax Effect 

  $ 

  $ 

1,046     $ 
1,102       
2,721       
8,042       
686       
698       
3,961       
5,079       
23,335       

1,901       
6,973       
3,871       
370       
13,115       
8,216       
2,004     $ 

1,000   
605   
2,483   
8,370   
850   
-   
-   
5,641   
18,949   

1,666   
7,930   
-   
893   
10,489   
9,200   
(740 ) 

 
  
  
  
  
  
  
  
  
  
  
    
  
  
  
    
  
  
      
        
  
      
        
  
    
    
    
    
    
    
    
    
      
        
  
    
    
    
    
    
    
The Company continues to monitor proposed legislation affecting the taxation of transfers of U.S. intangible property and other 
potential tax law changes. 

10.  DEBT 

At December 31, 2019 and 2018, borrowings outstanding related to the respective term loans described below were $113.0 million 
and $116.0 million, respectively, with $32.0 million and $0 borrowings outstanding under the revolver, respectively. The unused 
credit  available  under  the  applicable  credit  facility  was  $43.0 million  at December  31,  2019 and $75.0  million  at December  31, 
2018.  At December 31, 2019 and 2018, the carrying value of the debt on the consolidated balance sheets is reflected net of $1.3 
million and $1.8 million, respectively, of deferred financing costs. 

The interest rate in effect at December 31, 2019 was 3.31%, which consisted of LIBOR of 1.81% plus the Company's margin of 
1.50%.  The interest rate in effect at December 31, 2018 was 4.31%, which consisted of LIBOR of 2.56% plus the Company's margin 
of  1.75%.   In  connection  with  its  outstanding  borrowings  and  amortization  of  the  deferred  financing  costs  described  below,  the 
Company  incurred  $5.4  million  and  $5.3  million  of  interest  expense  during  the  years  ended  December  31,  2019  and  2018, 
respectively. 

2014 Credit and Security Agreement 

On  June  19,  2014,  the  Company  entered  into  a  senior  Credit  and  Security  Agreement  with  KeyBank  National  Association 
("KeyBank"), as administrative agent and lender, which was amended on June 30, 2014 principally to add a syndicate of additional 
lenders (as so amended, the "2014 CSA").  The 2014 CSA consisted of (i) a $50 million revolving credit facility ("Revolver"), (ii) a 
$145 million term loan facility ("Term Loan") and (iii) a $70 million delayed draw term loan ("DDTL").  The maturity date of the 
2014 CSA was June 18, 2019.  The Company recorded $5.8 million of deferred financing costs associated with the 2014 CSA, to be 
amortized through interest expense over the 5-year term of the agreement. 

2016 Amendment 

In March 2016, the Company amended the terms of the 2014 CSA to modify (i) the date by which the Company was obligated to 
make  excess  cash  flow  prepayments  in  2016  on  account  of  excess  cash  flow  achieved  for  fiscal  year  2015,  (ii)  the  method  of 
application of mandatory and voluntary prepayments related to the Company's loans, and (iii) the maximum Leverage Ratio of the 
Company  allowed  under  the  2014  CSA  for  the  period  from  the  effective  date  of  the  amendment  through  September  2016.  In 
connection with this amendment to the 2014 CSA, the Company paid $0.7 million of deferred financing costs, and the modification 
to the amortization schedule resulted in $0.5 million of existing deferred financing costs to be accelerated and recorded as interest 
expense during the first quarter of 2016. 

2017 Amendment and Refinancing 

On December 11, 2017, the Company refinanced the borrowings under the 2014 CSA and further amended its terms as follows: (i) 
extended the maturity date to December 11, 2022, (ii) revised the amount of the Term Loan to $125.0 million, (iii) increased the 
amount available under the Revolver to $75.0 million, (iv) reduced mandatory amortization payments over the first four years of the 
new 5-year term; and (v) reduced the pricing grid related to interest expense, among other items (the "2017 CSA").  Concurrent with 
its entry into the 2017 CSA, the Company's outstanding balances due under the DDTL and Revolver were paid in full.  In connection 
with 2017 CSA and related refinancing, the Company paid $1.8 million of deferred financing costs.  Due to the magnitude of the 
modifications to the 2014 CSA, including a reduction in the number of lenders within the syndicate, this modification was deemed 
an extinguishment of the balances outstanding related to the Term Loan and DDTL that originated under the 2014 CSA.  As a result, 
$1.0 million of existing deferred financing costs were accelerated and recorded as interest expense during the fourth quarter of 2017. 

Under the terms of the 2017 CSA, the Company is entitled, subject to the satisfaction of certain conditions, to request additional 
commitments under the revolving credit facility or term loans in the aggregate principal amount of up to $75 million to the extent 
that existing or new lenders agree to provide such additional commitments and/or term loans. 

The obligations of the Company under the 2017 CSA are guaranteed by certain of the Company's material U.S. subsidiaries (together 
with the Company, the "Loan Parties") and are secured by a first priority security interest in substantially all of the existing and 
future personal property of the Loan Parties, certain material real property of the Loan Parties and certain of the Loan Parties' material 
U.S. subsidiaries, including 65% of the voting capital stock of certain of the Loan Parties' direct foreign subsidiaries. 

59 

 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
The borrowings under the 2017 CSA bear interest at a rate equal to, at the Company's option, either (1) LIBOR, plus a margin 
ranging from 1.375% per annum to 2.75% per annum depending on the Company's leverage ratio, or (2)(a) an "Alternate Base Rate," 
which is the highest of (i) the federal funds rate plus 0.50%, (ii) KeyBank's prime rate and (iii) the LIBOR rate with a maturity of 
one month plus 1.00%, plus (b) a margin ranging from 0.375% per annum to 1.75% per annum, depending on the Company's leverage 
ratio. 

The  2017  CSA  contains  customary  representations  and warranties,  covenants  and  events of default and  financial  covenants  that 
measure  (i) the  ratio  of  the  Company's  total  funded  indebtedness,  on  a  consolidated  basis,  to  the  amount  of  the  Company's 
consolidated EBITDA, as defined, ("Leverage Ratio") and (ii) the ratio of the amount of the Company's consolidated EBITDA to 
the Company's consolidated fixed charges ("Fixed Charge Coverage Ratio"). If an event of default occurs, the lenders under the CSA 
would be entitled to take various actions, including the acceleration of amounts due thereunder and all actions permitted to be taken 
by a secured creditor.  

2020 Amendment 

On February 18, 2020, the Company further amended its credit agreement whereby the Company voluntarily prepaid a portion of its 
term loan under the Credit Agreement in the amount of $8.2 million. The Amendment also served to modify the interest rate and 
fees applicable to the loans under the credit agreement and change certain covenants related to matters including acquisitions, share 
repurchases and financial ratios. 

At December 31, 2019, the Company was in compliance with its debt covenants, including its most restrictive covenant, the Fixed 
Charge Coverage Ratio. 

Scheduled principal payments of the total debt outstanding at December 31, 2019 are as follows (in thousands): 

2020 
2021 
2022 

Total long-term debt 
Less: Current maturities of long-term debt 
Noncurrent portion of long-term debt 

  $ 

  $ 

5,948 (1)   
5,948   
133,118   
145,014   

(5,948 )    

139,066   

(1) The $5.9 million of scheduled principal payments for 2020 noted in the table above was paid in full on February 18, 2020, 
as part of the above-mentioned $8.2 million voluntary prepayment made in connection with the amendment to the Credit 
Agreement.   

11.  ACCRUED EXPENSES 

Accrued expenses consist of the following: 

Sales commissions 
Subcontracting labor 
Salaries, bonuses and related benefits 
Warranty accrual 
Other 

December 31, 

2019 

2018 

  $ 

  $ 

2,542     $ 
990       
14,715       
1,576       
7,095       
26,918     $ 

2,609   
1,550   
18,275   
1,078   
8,778   
32,290   

The  change  in  warranty  accrual  during  2019  primarily  related  to  repair  costs  incurred  and  adjustments  to  pre-existing 
warranties.  There were no new material warranty charges incurred during 2019. 

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12.  SEGMENTS  

The  Company  operates  in  one  industry  with  three  reportable  operating  segments,  which  represent  the  Company's  three  product 
groups and a corporate segment.  The segments consist of Cinch Connectivity Solutions, Power Solutions and Protection, Magnetic 
Solutions and a Corporate segment.  The primary criteria by which financial performance is evaluated and resources are allocated 
are net sales and income from operations.  The following is a summary of key financial data: 

  Connectivity      

   Solutions 
  $ 

172,348      $ 
44,417        
25.8 %     
145,344        
2,934        

Year Ended December 31, 2019 

Power 
Solutions 
and 
Protection 

      Magnetic 

      Corporate 

      Solutions 

      Segment 

Total 

163,528      $ 
32,846        
20.1 %     
168,422        
4,570        

156,536      $ 
34,350        
21.9 %     
89,463        
2,387        

-     $ 
(916 )     
nm       
65,688       
-       

492,412   
110,697   

22.5 % 

468,917   
9,891   

6,021        

7,858        

2,592        

-       

16,471   

  Connectivity      

   Solutions 
  $ 

186,724      $ 
55,092        
29.5 %     
140,240        
5,004        

Year Ended December 31, 2018 

Power 
Solutions 
and 
Protection 

      Magnetic 

      Corporate 

      Solutions 

      Segment 

Total 

176,053      $ 
39,976        
22.7 %     
171,165        
3,661        

185,407      $ 
46,467        
25.1 %     
119,573        
2,929        

-     $ 
(2,278 )     
nm       
12,546       
-       

548,184   
139,257   

25.4 % 

443,524   
11,594   

6,269        

9,225        

2,713        

-       

18,207   

Net sales 
Gross Profit 
Gross Profit % 
Total Assets 
Capital Expenditures 
Depreciation and Amortization 
Expense 

Net sales 
Gross Profit 
Gross Profit % 
Total Assets 
Capital Expenditures 
Depreciation and Amortization 
Expense 

Entity-Wide Information 

The following is a summary of entity-wide information related to the Company's net sales to external customers by geographic area 
and by major product line. 

Net Sales by Geographic Location: 

United States 
Macao 
United Kingdom 
Slovakia 
Germany 
Switzerland 
All other foreign countries 
Consolidated net sales 

Year Ended December 31, 
2018 
2019 

  $ 

  $ 

256,044     $ 
154,745       
24,877       
22,705       
14,855       
10,654       
8,532       
492,412     $ 

271,691   
187,204   
26,340   
24,123   
15,298   
13,279   
10,249   
548,184   

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Net Sales by Major Product Line: 

Connectivity solutions 
Magnetic solutions 
Power solutions and protection 
Consolidated net sales 

  $ 

  $ 

172,348     $ 
156,536       
163,528       
492,412     $ 

186,724   
185,407   
176,053   
548,184   

The following is a summary of long-lived assets by geographic area as of December 31, 2019 and 2018: 

Long-lived Assets by Geographic Location: 

United States 
People's Republic of China (PRC) 
Slovakia 
Switzerland 
United Kingdom 
All other foreign countries 

Consolidated long-lived assets 

December 31, 

2019 

2018 

  $ 

  $ 

27,377     $ 
30,245       
5,726       
2,339       
2,053       
1,123       
68,863     $ 

27,505   
29,563   
6,475   
3,023   
2,330   
1,117   
70,013   

Long-lived assets consist of property, plant and equipment, net and other assets of the Company that are identified with the operations 
of each geographic area. 

The territory of Hong Kong became a Special Administrative Region ("SAR") of the PRC in the middle of 1997. The territory of 
Macao became a SAR of the PRC at the end of 1999. Management cannot presently predict what future impact this will have on the 
Company,  if  any,  or  how  the  political  climate  in  the  PRC  will  affect  the  Company's  contractual  arrangements  in  the  PRC.   A 
significant portion of the Company's manufacturing operations and approximately 30.5% of its identifiable assets are located in Asia. 

Net Sales to Major Customers 

The Company had net sales to one customer in excess of ten percent of consolidated net sales in each of 2019 and 2018.  The net 
sales associated with this customer was $50.2 million in 2019 (10.2% of sales) and $67.7 million in 2018 (12.3% of sales). Net sales 
related to this significant customer were primarily reflected in the Magnetic Solutions operating segment during each of the two 
years discussed. 

13.  RETIREMENT FUND AND PROFIT SHARING PLAN 

The  Company  maintains  the  Bel  Fuse  Inc.  Employees'  Savings  Plan,  a  defined  contribution  plan  that  is  intended  to  meet  the 
applicable requirements for tax-qualification under sections 401(a) and (k) of the Internal Revenue Code of 1986, as amended (the 
"Code").  The  Employees'  Savings  Plan  allows  eligible  employees  to  voluntarily  contribute  a  percentage  of  their  eligible 
compensation, subject to Code limitations, which contributions are matched by the Company in an amount equal to 100% of the first 
1%  of  compensation  contributed  by  participants,  and  50%  of  the  next  5%  of  compensation  contributed  by  participants.   The 
Company's  matching  contribution  is  made  in  the  form  of  Bel  Fuse  Inc.  Class  A  common  stock.  Prior  to  January  1,  2012,  the 
Company's matching and profit sharing contributions were made in the form of shares of Bel Fuse Inc. Class A and Class B common 
stock. The expense for the years ended December 31, 2019 and 2018 amounted to $1.1 million and $1.3 million, respectively. As of 
December 31, 2019, the plan owned 166,004 and 108,868 shares of Bel Fuse Inc. Class A and Class B common stock, respectively. 

The  Company's  subsidiaries  in  Asia  have  a  retirement  fund  covering  substantially  all  of  their  Hong  Kong  based  full-time 
employees.  Eligible employees contribute up to 5% of salary to the fund.  In addition, the Company must contribute a minimum of 
5% of eligible salary, as determined by Hong Kong government regulations.  The Company currently contributes 7% of eligible 
salary in cash or Company stock.  The expense for the years ended December 31, 2019 and 2018 amounted to approximately $0.3 
million in each year. As of December 31, 2019, the plan owned 3,323 and 17,342 shares of Bel Fuse Inc. Class A and Class B 
common stock, respectively. 

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The Company maintains a SERP, which is designed to provide a limited group of key management and other key employees of the 
Company with supplemental retirement and death benefits.  Participants in the SERP are selected by the Compensation Committee 
of the Board of Directors.   The SERP initially became effective in 2002 and was amended and restated in April 2007 to conform 
with applicable requirements of Section 409A of the Internal Revenue Code and to modify the provisions regarding benefits payable 
in connection with a change in control of the Company.  The Plan is unfunded.  Benefits under the SERP are payable from the 
general assets of the Company, but the Company has established a rabbi trust which includes certain life insurance policies in effect 
on participants as well as other investments to partially cover the Company's obligations under the Plan.  See Note 6, "Other Assets," 
for further information on these assets. 

The benefits available under the SERP vary according to when and how the participant terminates employment with the Company.  If 
a participant retires (with the prior written consent of the Company) on his normal retirement date (65 years old, 20 years of service, 
and  5 years  of  Plan  participation), his normal  retirement  benefit under  the  Plan  would be  annual payments  equal  to  40% of his 
average base compensation (calculated using compensation from the highest five consecutive calendar years of Plan participation), 
payable in monthly installments for the remainder of his life.  If a participant retires early from the Company (55 years old, 20 years 
of service, and five years of Plan participation), his early retirement benefit under the Plan would be an amount (i) calculated as if 
his early retirement date were in fact his normal retirement date, (ii) multiplied by a fraction, with the numerator being the actual 
years of service the participant has with the Company and the denominator being the years of service the participant would have had 
if he had retired at age 65, and (iii) actuarially reduced to reflect the early retirement date.  If a participant dies prior to receiving 120 
monthly payments under the Plan, his beneficiary would be entitled to continue receiving benefits for the shorter of (i) the time 
necessary to complete 120 monthly payments or (ii) 60 months.  If a participant dies while employed by the Company, his beneficiary 
would receive, as a survivor benefit, an annual amount equal to (i) 100% of the participant's annual base salary at date of death for 
one year, and (ii) 50% of the participant's annual base salary at date of death for each of the following four years, each payable in 
monthly  installments.   The  Plan  also  provides  for  disability  benefits,  and  a  forfeiture  of  benefits  if  a  participant  terminates 
employment for reasons other than those contemplated under the Plan. The expense related to the Plan for the years ended December 
31, 2019 and 2018 amounted to $1.5 million and $1.8 million, respectively. 

Net Periodic Benefit Cost 

The net periodic benefit cost related to the SERP consisted of the following components during the years ended December 31, 
2019 and 2018:  

Service Cost 
Interest Cost 
Net amortization 

Net periodic benefit cost 

Year Ended December 31, 
2018 
2019 

  $ 

  $ 

576     $ 
739       
192       
1,507     $ 

732   
664   
443   
1,839   

The service cost component of net benefit cost is presented within cost of sales or selling, general and administrative expense on the 
accompanying  consolidated  statements  of  operations,  in  accordance  with  where  compensation  cost  for  the  related  associate  is 
reported.  All other components of net benefit cost, including interest cost and net amortization noted above, are presented within 
other (expense) income, net in the accompanying consolidated statements of operations. 

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Obligations and Funded Status 

Summarized information about the changes in plan assets and benefit obligation, the funded status and the amounts recorded at 
December 31, 2019 and 2018 are as follows: 

Fair value of plan assets, January 1 
Company contributions 
Benefits paid 
Fair value of plan assets, December 31 
Benefit obligation, January 1 
Service cost 
Interest cost 
Benefits paid 
Plan amendments 
Actuarial (gains) losses 
Benefit obligation, December 31 
Underfunded status, December 31 

Year Ended December 31, 
2018 
2019 

-     $ 
430       
(430 )     
-     $ 
18,676     $ 
576       
739       
(430 )     
-       
1,980       
21,541       
(21,541 )   $ 

-   
325   
(325 ) 
-   
19,134   
732   
664   
(325 ) 
39   
(1,568 ) 
18,676   
(18,676 ) 

  $ 

  $ 
  $ 

  $ 

The Company has recorded the 2019 and 2018 underfunded status as a long-term liability on the consolidated balance sheets.  The 
accumulated benefit obligation for the SERP was $18.5 million as of December 31, 2019 and $16.5 million as of December 31, 
2018.  The aforementioned company-owned life insurance policies and marketable securities held in a rabbi trust had a combined 
value of $14.7 million and $13.0 million at December 31, 2019 and 2018, respectively.  See Note 6, "Other Assets," for additional 
information on these investments. 

The estimated net loss and prior service cost for the SERP that will be amortized from accumulated other comprehensive loss into 
net periodic benefit cost over the next fiscal year is $0.3 million.  The Company expects to make contributions of $0.4 million to the 
SERP in 2020.  The Company had no net transition assets or obligations recognized as an adjustment to other comprehensive income 
and does not anticipate any plan assets being returned to the Company during 2020, as the plan has no assets. 

The following benefit payments, which reflect expected future service, are expected to be paid:  

Year Ending 
December 31, 

2020 
2021 
2022 
2023 
2024 
2025 - 2029 

      $ 

662   
890   
893   
932   
968   
5,432   

The following gross amounts are recognized net of tax in accumulated other comprehensive loss: 

Prior service cost 
Net loss 

Actuarial Assumptions 

December 31, 

2019 

2018 

  $ 

  $ 

738     $ 
1,965       
2,703     $ 

918   
1,977   
2,895   

The weighted average assumptions used in determining the periodic net cost and benefit obligation information related to the SERP 
are as follows: 

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Net periodic benefit cost: 
Discount rate 
Rate of compensation increase 
Benefit obligation: 
Discount rate 
Rate of compensation increase 

14.  SHARE-BASED COMPENSATION 

Year Ended December 31, 
2018 
2019 

4.00 %     
2.50 %     

3.00 %     
2.50 %     

3.50 % 
3.00 % 

4.00 % 
2.50 % 

The Company has an equity compensation program (the "Program") which provides for the granting of "Incentive Stock Options" 
within the meaning of Section 422 of the Internal Revenue Code of 1986, as amended, non-qualified stock options and restricted 
stock awards.  The Company believes that such awards better align the interest of its employees with those of its shareholders.  The 
2011  Equity  Compensation  Plan  provides  for  the  issuance  of  1.4  million  shares  of  the  Company's  Class  B  common  stock.   At 
December 31, 2019, 323,850 shares remained available for future issuance under the 2011 Equity Compensation Plan.  

The Company records compensation expense in its consolidated statements of operations related to employee stock-based options 
and awards.  The aggregate pretax compensation cost recognized for stock-based compensation amounted to approximately $2.9 
million and $2.8 million for 2019 and 2018, respectively, and related solely to restricted stock awards.   The Company did not use 
any cash to settle any equity instruments granted under share-based arrangements during 2019 and 2018.  At December 31, 2019 
and 2018, the only instruments issued and outstanding under the Program related to restricted stock awards. 

Restricted Stock Awards 

The Company provides common stock awards to certain officers, directors and key employees.  The Company grants these awards, 
at its discretion, from the shares available under the Program.  Unless otherwise provided at the date of grant or unless subsequently 
accelerated, the shares awarded are typically earned in 25% increments on the second, third, fourth and fifth anniversaries of the 
award and are distributed provided the employee has remained employed by the Company through such anniversary dates; otherwise 
the unearned shares are forfeited.  The market value of these shares at the date of award is recorded as compensation expense on the 
straight-line  method  over  the  applicable  vesting  period  from  the  respective  award  dates,  as  adjusted  for  forfeitures  of  unvested 
awards. During 2019 and 2018, the Company issued 70,000 shares and 262,000 shares of the Company's Class B common stock, 
respectively, under a restricted stock plan to various officers, directors and employees. 

A summary of the restricted stock activity under the Program for the year ended December 31, 2019 is presented below: 

Restricted Stock 
Awards 

Weighted 
Average 

     Weighted Average Remaining 

Shares 

     Award Price 

Contractual Term (Years) 

Outstanding at January 1, 2019 
Granted 
Vested 
Forfeited 
Outstanding at December 31, 2019 

527,900     $ 
70,000       
117,850       
34,750       
445,300     $ 

24.37       
20.80       
23.58       
25.06       
23.96       

3.5 years 

3.4 years 

As of December 31, 2019, there was $6.8 million of total pretax unrecognized compensation cost related to non-vested stock-based 
compensation arrangements granted under the restricted stock award plan.  That cost is expected to be recognized over a period of 
4.4 years.  This expense is recorded in cost of sales and SG&A expense based upon the employment classification of the award 
recipients. 

The Company's policy is to issue new shares to satisfy restricted stock awards.  Currently the Company believes that the majority of 
its restricted stock awards will vest. 

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15.  COMMON STOCK 

As of December 31, 2019, according to regulatory filings, there was one shareholder of the Company's common stock (other than 
shareholders subject to specific exceptions) with ownership in excess of 10% of Class A outstanding shares with no ownership of 
the Company's Class B common stock.  In accordance with the Company's certificate of incorporation, the Class B Protection clause 
is triggered if a shareholder owns 10% or more of the outstanding Class A common stock and does not own an equal or greater 
percentage of all then outstanding shares of both Class A and Class B common stock (all of which common stock must have been 
acquired after the date of the 1998 recapitalization).  In such a circumstance, such shareholder must, within 90 days of the trigger 
date,  purchase  Class  B  common  shares,  in  an  amount  and  at  a  price  determined  in  accordance  with  a  formula  described  in  the 
Company's certificate of incorporation, or forfeit its right to vote its Class A common shares.  As of December 31, 2019, to the 
Company's knowledge, this shareholder had not purchased any Class B shares to comply with these requirements.  In order to vote 
its shares at Bel's next shareholders' meeting, this shareholder must either purchase the required number of Class B common shares 
or sell or otherwise transfer Class A common shares until its Class A holdings are under 10%.  As of December 31, 2019, to the 
Company's knowledge, this shareholder owned 21.5% of the Company's Class A common stock in the aggregate and had not taken 
steps to either purchase the required number of Class B common shares or sell or otherwise transfer Class A common shares until 
its Class A holdings fall below 10%.  Unless and until this situation is satisfied in a manner permitted by the Company's Restated 
Certificate of Incorporation, the subject shareholder will not be permitted to vote its shares of common stock. 

Throughout 2019 and 2018, the Company declared cash dividends on a quarterly basis at a rate of $0.06 per Class A (voting) share 
of  common  stock  and  $0.07  per  Class  B  (non-voting)  share  of  common  stock.   The  Company  declared  and  paid  cash 
dividends totaling  $3.4  million  and  $3.3  million  in 2019  and  2018,  respectively.   There  are  no  contractual  restrictions  on  the 
Company's ability to pay dividends, provided that the Company is not in default under its credit agreements immediately before such 
payment and after giving effect to such payment.   

16.  LEASES  

The  Company  has  operating  leases  for  its  facilities  used  for  manufacturing,  research  and  development,  sales  and 
administration.   There  are  also  operating  and  finance  leases  related  to  manufacturing  equipment,  office  equipment  and 
vehicles.  These leases have remaining lease terms ranging from 1 year to 8 years.  Certain of the leases contain options to extend 
the term of the lease and certain of the leases contain options to terminate the lease within a specified period of time.  These options 
to  extend  or  terminate  a  lease  are  included  in  the  lease  term  only  when  it  is  reasonably  likely  that  the  Company  will  elect  that 
option.  The Company is not a party to any material sublease arrangements. 

The components of lease expense, which are included in cost of sales and selling, general and administrative expense, based on the 
underlying use of the ROU asset, were as follows: 

Amortization of ROU assets - finance leases 
Interest on lease liabilities - finance leases 
Operating lease cost (cost resulting from lease payments) 
Short-term lease cost 
Variable lease cost (cost excluded from lease payments) 
Sublease income 
Total lease cost 

Supplemental cash flow information related to leases are as follows: 

Cash paid for amounts included in the measurement of lease liabilities: 
Operating cash flows from operating leases 
Operating cash flows from finance leases 
Finance cash flows from finance leases 
Right-of-use assets obtained in exchange for lease obligations: 
Operating leases 
Finance leases 

66 

   Year Ended 
December 31, 
2019 

  $ 

  $ 

134   
48   
7,897   
102   
256   
-   
8,437   

   Year Ended 
December 31, 
2019 

  $ 

7,840   
48   
117   

24,494   
9   

 
  
  
  
  
  
  
  
  
  
  
    
    
    
    
    
  
  
  
  
  
  
  
      
  
    
    
      
  
    
    
 Supplemental balance sheet information related to leases was as follows: 

Operating Leases: 
Operating lease right-of-use assets 
Operating lease liability, current 
Operating lease liability, long-term 
Total operating lease liabilities 

Finance Leases: 
Property, plant and equipment, gross 
Accumulated depreciation 
Property, plant and equipment, net 
Other current liabilities 
Other long-term liabilities 
Total finance lease liabilities 

Weighted-Average Remaining Lease Term: 
Operating leases (in years) 
Finance leases (in years) 

Weighted-Average Discount Rate: 
Operating leases 
Finance leases 

December 31, 
2019 

  $ 

  $ 

  $ 

18,504   
7,377   
11,751   
19,128   

882   
(262 ) 
620   
121   
512   
633   

December 31, 
2019 

3.36   
4.86   

6.0 % 
6.4 % 

Our discount rate is based on our incremental borrowing rate, as adjusted based on the geographic regions in which our leases 
assets are located. 

Maturities of lease liabilities were as follows as of December 31, 2019: 

Year Ending 
December 31, 
2020 
2021 
2022 
2023 
2024 
Thereafter 
Total undiscounted cash flows 
Less imputed interest 
Present value of lease liabilities 

Maturities of lease liabilities were as follows as of December 31, 2018: 

Year Ending 
December 31, 
2019 
2020 
2021 
2022 
2023 
Thereafter 

67 

Operating 
Leases 

Finance 
Leases 

  $ 

  $ 

7,217     $ 
6,126       
4,190       
2,145       
578       
544       
20,800       
(1,672 )     
19,128     $ 

232   
232   
232   
232   
218   
141   
1,287   
(654 ) 
633   

Operating 
Leases 

7,363   
6,017   
4,967   
3,338   
1,194   
442   
23,321   

  $ 

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17.  COMMITMENTS AND CONTINGENCIES  

Other Commitments 

The Company submits purchase orders for raw materials to various vendors throughout the year for current production requirements, 
as well as forecasted requirements.  Certain of these purchase orders relate to special purpose material and, as such, the Company 
may incur penalties if an order is cancelled.  The Company had outstanding purchase orders related to raw materials in the amount 
of $42.5 million and $58.9 million at December 31, 2019 and December 31, 2018, respectively.  The Company also had outstanding 
purchase orders related to capital expenditures in the amount of $2.8 million and $5.2 million at December 31, 2019 and December 
31, 2018, respectively. 

Legal Proceedings 

The Company is party to a number of legal actions and claims, none of which individually or in the aggregate, in the opinion of 
management, are expected to have a material adverse effect on the Company's consolidated results of operations or consolidated 
financial position. 

In connection with the acquisition of Power Solutions, there is an ongoing claim by the Arezzo Revenue Agency in Italy concerning 
certain tax matters related to what was then Power-One Asia Pacific Electronics Shenzhen Co. Ltd. (now Bel Power Solutions Asia 
Pacific Electronics Shenzhen Co. Ltd, or "BPS China") for the years 2004 to 2006.  In September 2012, the Tax Court of Arezzo 
ruled in favor of BPS China and cancelled the claim.  In February 2013, the Arezzo Revenue Agency filed an appeal of the Tax 
Court's  ruling.  The hearing  of  the  appeal was  held on October 2, 2014.  On  October  13, 2014,  BPS China was  informed  of  the 
Regional Tax Commission of Florence ruling which was in favor of the Arezzo Revenue Agency and against BPS China.  An appeal 
was  filed  on  July  18,  2015  before  the  Regional  Tax  Commission  of  Florence  and  rejected.   On  December  5,  2016,  the  Arezzo 
Revenue Agency filed an appeal with the Supreme Court and BPS China filed a counter-appeal on January 4, 2017.   The Supreme 
Court has yet to render its judgment.  The estimated liability related to this matter is approximately $12.0 million and has been 
included as a liability for uncertain tax positions on the accompanying consolidated balance sheets.  As Bel is fully indemnified in 
this matter per the terms of the stock purchase agreement with ABB, a corresponding other asset for indemnification is also included 
in other assets on the accompanying consolidated balance sheets at December 31, 2019 and December 31, 2018. 

In 2015, the Company was provided notice of a potential patent infringement claim by Setec Netzwerke AG ("Setec"), a German 
company for the alleged infringement of their patent EP 306 934 B1.  Setec subsequently filed a lawsuit against the Company and 
three of its subsidiaries in the Regional Court of Dusseldorf, Germany on January 29, 2016 for patent infringement.  The Company 
filed  its  defense  to  Setec's  Complaint  and  a  nullity  lawsuit  against  Setec's  patent  on  August  31,  2016.   The  Court  hearing  on 
infringement took place on March 23, 2017.  Upon hearing argument from both parties, the Court issued a decision on April 6, 2017 
staying final judgment in the infringement case pending resolution of the nullity lawsuit in the Federal Patents Courts in Munich, 
Germany.  The Federal Patents Courts issued its preliminary opinion regarding the patent-in-suit on March 29, 2018, stating that it 
considers the patent-in-suit to not be novel over the prior art documents presented in the case.  The parties agreed to withdraw from 
the pending infringement and nullity proceedings and entered into a settlement agreement on June 29, 2018.  The Company paid 
Setec 75,000 Euro in exchange for a perpetual, worldwide royalty-free license to the patent-in-suit and all its counterparts.  

In  2015,  one  of  the  Company's  subsidiaries  in  the  PRC,  Dongguan  Transpower  Electric  Products  Co.,  Ltd.  ("Dongguan 
Transpower"),  was  provided  notice  of  a  claim  by  DG  Yu  Shing  Industrial  Development  Company  Limited  against  Dongguan 
Transpower and three other defendants for past due construction costs of approximately $3.2 million.  In April 2018, the 3rd People 
Court of Dongguan ruled and provided an unfavorable judgment against Dongguan Transpower and two of the other defendants 
requiring payment of the aforementioned amount.  The defendants were held to be jointly and severally liable for approximately 
$3.2 million in costs.  Due to the fact that none of the other defendants had sufficient funds to pay the damages amount, the Court 
ordered the entire amount (CNY 20,133,174) to be paid by Dongguan Transpower.  On May 25, 2018, the Court enforced its order 
and withdrew the damages amount from Dongguan Transpower's bank accounts.  On May 31, 2018, Dongguan Transpower filed an 
action  against  the  other  defendants  in  CP Court  to  recoup  the  damages  amount paid pursuant  to  an  indemnification  letter  dated 
October 16, 2015. The Court heard arguments on July 2, 2018 and rendered a verdict on July 9, 2018 ordering the Jinmei entities 
(defendants)  to  pay  CNY  20,133,174  back  to  Dongguan  Transpower  together  with  the  incurred  interest.   On  August  27,  2018, 
Dongguan Transpower received payment of CNY 20,430,203 (approximately $3.2 million) from the defendants and this case was 
closed.  

On June 1, 2018, the Company filed an action against Unipower, LLC in the United States District Court for the Southern District 
of New York for breach of contract.  Specifically, the Company alleges in its Complaint that Unipower has willfully violated the 
Master Services Agreement ("MSA") entered into by the parties on January 23, 2015 by failing to make payment for the products 

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it contracted for under the MSA.  The parties entered into a settlement agreement on December 17, 2018 resolving all outstanding 
claims and a Stipulation of Dismissal was filed and entered on January 10, 2019. 

The Company is not a party to any other legal proceeding, the adverse outcome of which is likely to have a material adverse effect 
on the Company's consolidated financial condition or consolidated results of operations. 

18.  ACCUMULATED OTHER COMPREHENSIVE LOSS 

The components of accumulated other comprehensive loss as of December 31, 2019 and 2018 are summarized below: 

December 31, 

2019 

2018 

Foreign currency translation adjustment 
Unrealized holding gain on available-for-sale securities, net of taxes of $0 and 

  $ 

$0 as of December 31, 2019 and 2018 

Unfunded SERP liability, net of taxes of ($639) and ($680) as of December 31, 

2019 and 2018 

(20,032 )   $ 

(22,635 ) 

12       

12   

(4,045 )     

(2,215 ) 

Accumulated other comprehensive loss 

  $ 

(24,065 )   $ 

(24,838 ) 

Changes in accumulated other comprehensive (loss) income by component during the years ended December 31, 2019 and 2018 
are as follows.  All amounts are net of tax. 

Unrealized 
Holding 
Gains on 
Available-
for-Sale 
Securities      

Foreign 
Currency 
Translation 
Adjustment      

Unfunded 
SERP 
Liability 

Total 

  $ 

 (16,537)     $ 

 145     $ 

 (3,233)     

  $ 

 (19,625)   

(6,098)       

37       

679     

(5,382)   

-       
(6,098)       

(170)       
(133)       

339   (a)     

1,018     

169   
(5,213)   

Balance at January 1, 2018 
Other comprehensive income (loss) before 

reclassifications 

Amounts reclassified from accumulated other 
comprehensive income (loss) 

Net current period other comprehensive income (loss)     

Balance at December 31, 2018 

(22,635)       

12       

(2,215)     

(24,838)   

Other comprehensive income (loss) before 

reclassifications 

Amounts reclassified from accumulated other 
comprehensive income (loss) 
Effect of adoption of ASU 2018-02 (Topic 220) 

Net current period other comprehensive income (loss)     

2,603       

-       

(1,492)     

-       
-       
2,603       

-       
-       
-       

125   (a)     

(463)     
(1,830)     

1,111   

125   
(463)   
773   

Balance at December 31, 2019 

  $ 

 (20,032)     $ 

 12     $ 

 (4,045)     

  $ 

 (24,065)   

(a)  

This reclassification relates to the amortization of prior service costs and gains/losses associated with the Company's SERP 
plan.  This expense is allocated between cost of sales and selling, general and administrative expense based upon the 
employment classification of the plan participants. 

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19.  SUBSEQUENT EVENTS 

Credit Agreement Amendment 
On February 18, 2020, the Company further amended its credit agreement whereby the Company voluntarily prepaid a portion of its 
term loan under the Credit Agreement in the amount of $8.2 million. The Amendment also served to modify the interest rate and 
fees applicable to the loans under the credit agreement and change certain covenants related to matters including acquisitions, share 
repurchases and financial ratios. 

Coronavirus Outbreak 
In January 2020, the recent outbreak of a novel strain of coronavirus was first identified and had an unfavorable impact on our four 
largest manufacturing facilities, which are located in China, throughout the first quarter of 2020.  Travel restrictions imposed by the 
local governmental authorities to control the spread of the virus resulted in an extended closure of our facilities in China over the 
Lunar  New Year holiday, with  the  return of  workers  delayed until  following  the holiday break.   By March  9,  2020, our  overall 
worker  return  rate  at  our  China  facilities  was  approximately  85%.   Our  suppliers,  customers  and  our  customers’  contract 
manufacturers have been similarly impacted, and many are also currently operating at less than full capacity.  As the coronavirus 
continues to spread across Europe and the U.S., additional Bel facilities may be negatively impacted.  In addition, the coronavirus 
has started to adversely affect the economies and financial markets of many countries, resulting in an economic downturn that could 
affect demand for our end customers’ products. The extent to which the coronavirus will impact our business and our consolidated 
financial results will depend on future developments which are highly uncertain and cannot presently be predicted or estimated. 

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Item 9.  Changes in and Disagreements With Accountants on Accounting and Financial Disclosures 

None. 

Item 9A. Controls and Procedures 

Evaluation of Disclosure Controls and Procedures 

During the fourth quarter of 2019, the Company's management, including the principal executive officer and principal financial 
officer, supervised and participated in the evaluation of the Company's disclosure controls and procedures (as defined in Rules 13a-
15(e) and 15d-15(e) under the Securities Exchange Act of 1934) related to the recording, processing, summarization, and reporting 
of information in the Company's periodic reports that the Company files with the SEC. These disclosure controls and procedures 
have been designed to ensure that material information relating to the Company, including its subsidiaries, is made known to the 
Company's  management,  including  these  officers,  by  other  of  the  Company's  employees,  and  that  this  information  is  recorded, 
processed, summarized, evaluated, and reported, as applicable, within the time periods specified in the SEC's rules and forms. 

In designing and evaluating the disclosure controls and procedures, the Company recognizes that any controls and procedures, no 
matter  how  well  designed  and  operated,  provide  only  reasonable,  not  absolute,  assurance  that  the  above  objectives  have  been 
met.   Notwithstanding  these  limitations,  the  Company  believes  that  its  disclosure  controls  and  procedures  are  designed  and  are 
operating to provide reasonable assurances of achieving their objectives. 

Based on their evaluation as of December 31, 2019, the Company's principal executive officer and principal financial officer have 
concluded that the Company's disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Securities 
Exchange Act of 1934) are effective to ensure that the information required to be disclosed by the Company in the reports that the 
Company files or submits under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported within the 
time periods specified in SEC rules and forms. 

Management's Annual Report on Internal Control Over Financial Reporting 

The Company's management is responsible for establishing and maintaining adequate internal control over financial reporting, as 
such  term  is  defined  in  Exchange  Act  Rule  13a-15(f).   Under  the  supervision  and  with  the  participation  of  the  Company's 
management,  including  the  Company's  principal  executive  officer  and  principal  financial  officer,  the  Company  conducted  an 
evaluation of the effectiveness of the Company's internal control over financial reporting based on the framework in Internal Control 
– Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission. 

Based  on  the  Company's  evaluation  under  the  framework  in  Internal  Control  –  Integrated  Framework  (2013),  the  Company's 
management concluded that the Company's internal control over financial reporting was effective as of December 31, 2019. 

The  Company's  independent  registered  public  accounting  firm,  Deloitte  &  Touche  LLP,  has  audited  the  effectiveness  of  the 
Company's  internal  control  over  financial  reporting  as  of  December  31,  2019  and  has  expressed  an  unqualified  opinion  on  the 
effectiveness of our internal control over financial reporting as of December 31, 2019 in their report which is included in Item 8 
herein. 

Changes in Internal Controls Over Financial Reporting 

There has not been any change in our internal control over financial reporting during the three months ended December 31, 2019 
that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting. 

Item 9B.     Other Information 

None. 

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Item 10.     Directors, Executive Officers and Corporate Governance 

The  Registrant  incorporates by reference  herein  information  to  be  set  forth  in  its  definitive  proxy  statement  for  its  2020  annual 
meeting of shareholders that is responsive to the information required with respect to this item. 

The  Registrant  has  adopted  a  code  of  ethics  for  all  of  its  associates,  including  directors,  executive  officers  and  all  other  senior 
financial personnel.  The code of ethics, as amended from time to time, is available on the Registrant's website under Corporate 
Governance.  The Registrant will also make copies of its code of ethics available to investors upon request.  Any such request should 
be sent by mail to Bel Fuse Inc., 206 Van Vorst Street, Jersey City, NJ  07302 Attn: Craig Brosious or should be made by telephone 
by calling Craig Brosious at 201-432-0463. 

Item 11.     Executive Compensation 

The  Registrant  incorporates by reference  herein  information  to  be  set  forth  in  its  definitive  proxy  statement  for  its  2020  annual 
meeting of shareholders that is responsive to the information required with respect to this Item. 

Item 12.     Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 

The  Registrant  incorporates by reference  herein  information  to  be  set  forth  in  its  definitive  proxy  statement  for  its  2020  annual 
meeting of shareholders that is responsive to the remaining information required with respect to this Item. 

The table below depicts the securities authorized for issuance under the Company's equity compensation plans. 

Equity Compensation Plan Information 

Number of 
Securities to be 
Issued Upon 
Exercise of 
Outstanding 
Options, 
Warrants and 
Rights (a) 

Weighted 
Average Exercise 
Price of 
Outstanding 
Options, 
Warrants and 
Rights (b) 

Number of 
Securities 
Remaining 
Available for 
Future Issuance 
Under Equity 
Compensation 
Plans (Excluding 
Securities 
Reflected in 
Column (a)) (c)    

-     $ 

-       

-     $ 

-       

323,850   

-       

-       

-   

323,850   

Plan Category 
Equity compensation plans approved by security holders: 
2011 Equity Compensation Plan 

Equity compensation plans not approved by security 
holders 

Totals 

Item 13.     Certain Relationships and Related Transactions, and Director Independence 

The  Registrant  incorporates by reference  herein  information  to  be  set  forth  in  its  definitive  proxy  statement  for  its  2020  annual 
meeting of shareholders that is responsive to the information required with respect to this Item. 

Item 14.     Principal Accountant Fees and Services 

The  Registrant  incorporates by reference  herein  information  to  be  set  forth  in  its  definitive  proxy  statement  for  its  2020  annual 
meeting of shareholders that is responsive to the information required with respect to this Item. 

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Item 15. 

Exhibits, Financial Statement Schedules 

PART IV 

(a) Documents filed as a part of this Annual Report on Form 10-K: 

(1) Financial Statements 
See Index to Consolidated Financial Statements and Schedule of this Form 10-K. 

(2) Exhibits 

Exhibit No.: 

2.1 

3.1 

3.2 

Asset Purchase Agreement, dated as of November 11, 2019, by and among CUI, Inc., CUI Global, Inc. 
and Bel Fuse Inc. Filed as Exhibit 2.1 to the Company's Current Report on Form 8-K filed on November 
14, 2019 and incorporated herein by reference. 

Restated Certificate of Incorporation, as amended, is incorporated by reference to (i) Restated Certificate 
of Incorporation filed as Exhibit 3.1 of the Company's  Quarterly Report on Form 10-Q for the quarterly 
period ended June 30, 1998 and (ii) Certificate of Amendment to the Company's Restated Certificate of 
Incorporation filed as Exhibit 3.1 to the Company's Annual Report on Form 10-K for the fiscal year ended 
December 31, 1999. 

By-laws, as amended and restated on May 13, 2014, are incorporated by reference to Exhibit 3.1 of the 
Company's Quarterly Report on Form 10-Q for the six months ended June 30, 2014. 

4.1* 

Description of securities. 

 10.1† 

 10.2† 

10.3† 

10.4 

10.5 

10.6 

10.7 

2002 Equity Compensation Program.  Incorporated by reference to the Registrant's proxy statement for its 
2002 annual meeting of shareholders. 

Amended  and  Restated  Bel  Fuse  Supplemental  Executive  Retirement  Plan,  dated  as  of  April  17, 
2007.  Filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed on April 23, 2007 and 
incorporated herein by reference. 

2011 Equity Compensation Program.  Incorporated by reference to the Registrant's proxy statement for its 
2011 annual meeting of shareholders. 

Credit and Security Agreement dated June 19, 2014, as amended and restated as of June 30, 2014, by and 
among Bel Fuse Inc., as Borrower, and KeyBank National Association, as Administrative Agent, Swing 
Line  Lender  and  Issuing  Lender,  and  the  other  lenders  identified  therein.   Filed  as  Exhibit  10.1  to  the 
Company's Current Report on Form 8-K filed on July 7, 2014 and incorporated herein by reference. 

Second Amendment, dated as of March 21, 2016, to the Credit and Security Agreement dated June 19, 
2014, as amended and restated as of June 30, 2014, by and among Bel Fuse Inc., as Borrower, and KeyBank 
National  Association,  as  Administrative  Agent,  Swing  Line  Lender  and  Issuing  Lender,  and  the  other 
lenders identified therein.  Filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed on 
March 22, 2016 and incorporated herein by reference. 

Third Amendment, dated December 11, 2017, to the Credit and Security Agreement dated June 19, 2014, 
as amended and restated as of June 30, 2014, by and among Bel Fuse Inc., as Borrower, and KeyBank 
National  Association,  as  Administrative  Agent,  Swing  Line  Lender  and  Issuing  Lender,  and  the  other 
lenders identified therein.  Filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed on 
December 15, 2017 and incorporated herein by reference. 

Fourth Amendment, dated February 18, 2020, to the Credit and Security Agreement dated June 19, 2014, 
as amended and restated as of June 30, 2014, by and among Bel Fuse Inc., as Borrower, and KeyBank 

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National Association, as Administrative Agent, Swing Line Lender and Issuing Lender, and the other 
lenders identified therein.  Filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed on 
February 18, 2020 and incorporated herein by reference. 

11.1 

A statement regarding the computation of earnings per share is omitted because such computation can be 
clearly determined from the material contained in this Annual Report on Form 10-K. 

21.1* 

Subsidiaries of the Registrant. 

23.1* 
24.1* 
31.1* 
31.2* 
 32.1** 
 32.2** 
101.INS* 
101.SCH* 
101.CAL* 
101.DEF* 
101.LAB* 
101.PRE* 

Consent of Independent Registered Public Accounting Firm. 
Power of attorney (included on the signature page) 
Certification of the Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 
Certification of the Vice President of Finance pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. 
Certification of the Chief Executive Officer pursuant to Section 906 of the Sarbanes - Oxley Act of 2002. 
Certification of the Vice-President of Finance pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. 
XBRL Instance Document 
XBRL Taxonomy Extension Schema Document 
XBRL Taxonomy Extension Calculation Linkbase Document 
XBRL Taxonomy Extension Definition Linkbase Document 
XBRL Taxonomy Extension Label Linkbase Document 
XBRL Taxonomy Extension Presentation Linkbase Document 

*   Filed herewith. 
** Submitted herewith. 
†   Management contract or compensatory plan or arrangement. 

Item 16.  Form 10-K Summary 

None. 

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Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused 

this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

BEL FUSE INC. 
(Registrant) 

By: /s/ Daniel Bernstein 
   Daniel Bernstein  
   President and Chief Executive Officer  

Dated:  March 24, 2020 

KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints 
Daniel Bernstein and Craig Brosious as his/her attorney-in-fact and agent, with full power of substitution and resubstitution, for 
him/her and in his/her name, place, and stead, in any and all capacities, to sign and file any and all amendments to this Annual 
Report on Form 10-K, with all exhibits thereto and hereto, and other documents with the Securities and Exchange Commission, 
granting unto said attorney-in-fact and agent, and each of them, full power and authority to do and perform each and every act and 
thing requisite or necessary to be done in and about the premises, as fully to all intents and purposes as he/she might or could do in 
person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, or their or his substitutes, may 
lawfully do or cause to be done by virtue hereof. 

 Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the registrant and in the capacities and on the dates indicated.  

Signature 

Title 

Date 

/s/ Daniel Bernstein 
Daniel Bernstein 

/s/ Peter Gilbert 
Peter Gilbert 

/s/ John Tweedy 
John Tweedy 

/s/ Avi Eden 
Avi Eden 

/s/ Mark Segall 
Mark Segall 

/s/ Eric Nowling 
Eric Nowling 

/s/ Vincent Vellucci 
Vincent Vellucci 

/s/ Thomas E. Dooley 
Thomas E. Dooley 

/s/ Rita V. Smith 
Rita V. Smith 

/s/ Craig Brosious 
Craig Brosious 

President, Chief Executive Officer and Director 

March 24, 2020 

Director 

Director 

Director 

Director 

Director 

Director 

Director 

Director 

Vice President of Finance and Secretary 
(Principal  Financial  Officer  and  Principal 
Accounting Officer) 

75 

March 24, 2020 

March 24, 2020 

March 24, 2020 

March 24, 2020 

March 24, 2020 

March 24, 2020 

March 24, 2020 

March 24, 2020 

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Description of Capital Stock 

            Bel Fuse Inc. (the “Company”) is authorized to issue 10,000,000 shares of Class A Common Stock, par value $0.10 per 
share (the “Class A Common Stock”), and 30,000,000 shares of Class B Common Stock, par value $0.10 per share (the “Class 
B Common Stock” and, together with the Class A Common Stock, the “Common Stock”). As of March 1, 2020, there were 
2,144,912 shares of Class A Common Stock outstanding and 10,123,602 shares of Class B Common Stock outstanding. 

            The Company is also authorized to 1,000,000 shares of preferred stock, no par value (the “Preferred Stock”), none of 
which are outstanding. 

Exhibit 4.1 

Common Stock 

            Voting 

            Except as described below under the caption "Class B Protection," each share of Class A entitles the holder thereof to 
one vote per share on all matters on which shareholders are entitled to vote, including the election of directors. The Class B 
Common Stock does  not  entitle  the holder thereof  to  any vote  except  as  otherwise  provided  in  the  Company’s  certificate  of 
incorporation or as required by law. 

            Dividends and Other Distributions 

            Cash dividends are payable to the holders of Class A Common Stock and Class B Common Stock only as and when 
declared by the Board of Directors. Subject to the foregoing, cash dividends declared on shares of Class B Common Stock in any 
calendar  year cannot be  less  than 5% higher  per  share  than  the  annual amount of  cash  dividends per  share declared  in  such 
calendar year on shares of Class A Common Stock. No cash dividends may be paid on shares of Class A Common Stock unless, 
at the same time, cash dividends are paid on shares of Class B Common Stock, subject to the annual 5% provision described 
above. Cash dividends may be paid at any time or from time to time on shares of Class B Common Stock without corresponding 
cash dividends being paid on shares of Class A Common Stock. 

            Each share of Class A Common Stock and Class B Common Stock is otherwise equal with respect to dividends (other 
than cash) and distributions (including distributions in connection with any recapitalization and upon liquidation, dissolution or 
winding up of the Company), except that dividends or other distributions payable on the Common Stock in shares of Common 
Stock may be made only as follows: (i) in shares of Class B Common Stock to the holders of both Class A Common Stock and 
Class B Common Stock; or (ii) in shares of Class A Common Stock to the holders of Class A Common Stock and in shares of 
Class B Common Stock to the holders of Class B Common Stock. The Company’s certificate of incorporation  also provides that 
neither the Class A Common Stock nor the Class B Common Stock may be split, subdivided or combined unless the other is 
proportionately split, subdivided or combined. 

              The  respective  amounts  of  future  dividends,  if  any,  to  be  declared  on  each  class  of  Common  Stock  depends  on 
circumstances existing at the time, including the Company's financial condition, capital requirements, earnings, legally available 
funds for the payment of dividends and other relevant factors. 

            Merger and Consolidations  

Each holder of Class B Common Stock is entitled to receive the same amount and form of consideration per share as the per-
share consideration, if any, received by any holder of the Class A Common Stock in a merger or consolidation of the Company 
(whether or not the Company is the surviving corporation). 

            Class B Protection 

            The provisions described under this caption (the “Class B Protection Provisions”) may  have an anti-takeover effect by 
making the Company a less attractive target for a takeover bid. 

For purposes of the Class B Protection Provisions, the following definitions apply: 

           "Affiliate"  of  any  Person  means  any other  Person  directly  or  indirectly  controlling  or  controlled by or under direct or 
indirect common control with such Person. For purposes of this definition, control when used with respect to any specified Person 
means the possession of the power to direct the management and policies of such Person, directly or indirectly, whether through 
the ownership of voting securities, by contract or otherwise; and the terms controlling and controlled have meanings correlative 
to the foregoing. 

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          "4% Shareholder" means any Person that, alone or together with any Affiliate, or any member of the immediate family (or 
trusts for the benefit thereof) of any such Person or Affiliate, beneficially owned at June 9, 1998, at least 4% of the aggregate 
number of shares of the Company’s Common Stock then outstanding. 

          "1934 Act" means the Securities Exchange Act of 1934, as amended. 

             "Person"  means  any  individual,  partnership,  joint  venture,  limited  liability  company,  corporation,  association,  trust, 
incorporated organization, government or governmental department or agency or any other entity (other than the Company). 

For purposes of the Class B Protection Provisions as set forth in the Company’s certificate of incorporation, the following shares 
of Class A Common Stock are excluded for the purpose of determining the shares of Class A Common Stock beneficially owned 
or acquired by any Person or group but not for the purpose of determining shares outstanding: 

                        (a) shares beneficially owned by such Person or group (or, in the case of a group, shares beneficially owned by 
Persons that are members of such group), immediately after the effective time of the recapitalization in 1998 when the Company 
caused each share of its Common Stock to be converted into one half share of Class A Common Stock and one half share of 
Class B Common Stock (the “Effective Time”); 

                        (b) shares acquired by will or by the laws of descent and distribution, or by a gift that is made in good faith and 
not for the purpose of circumventing the Class B Protection Provisions, or by termination or revocation of a trust or similar 
arrangement or by a distribution from a trust or similar arrangement if such trust or similar arrangement was created, and such 
termination, revocation or distribution occurred or was effected, in good faith and not for the purpose of circumventing the Class 
B Protection Provisions, or by reason of the ability of a secured party (following a default) to exercise voting rights with respect 
to, or to dispose of, shares that had been pledged in good faith as security for a bona fide loan, or by foreclosure of a bona fide 
pledge which secures a bona fide loan; 

                        (c) shares acquired upon issuance or sale by the Company; 

                          (d)  shares  acquired  by  operation  of  law  (including  a  merger  or  consolidation  effected  for  the  purpose  of 
recapitalizing a Person or reincorporating a Person in another jurisdiction but excluding a merger or consolidation effected for 
the purpose of acquiring another Person); 

                        (e) shares acquired in exchange for Common Stock by a holder of Common Stock (or by a parent, lineal descendant 
or  donee  of  such  holder  of  Common  Stock  who  received  such  Common  Stock  from  such  holder)  if  the  Common  Stock  so 
exchanged was acquired by such holder directly from the Company as a dividend on shares of Class A Common Stock; 

                        (f) shares acquired by a plan of the Company qualified under Section 401(a) of the Internal Revenue Code of 
1986, as amended, or any successor provision thereto, or acquired by reason of a distribution from such a plan; 

                        (g) shares beneficially owned by a Person or group immediately after the Effective Time which are thereafter 
acquired by an Affiliate of such Person or group (or by the members of the immediate family (or trusts for the benefit thereof) 
of any such Person or Affiliate) or by a group which includes such Person or group or any such Affiliate; and 

                        (h) shares acquired indirectly through the acquisition of securities, or all or substantially all of the assets, of a 
Person that has a class of its equity securities registered under Section 12 (or any successor provision) of the 1934 Act. 

            For purposes of calculating the number of shares of Common Stock beneficially owned or acquired by any Person or 
group in administering the Class B Protection Provisions: 

                        (a) shares of Common Stock acquired by gift are deemed to be beneficially owned by such Person or member of 
a group if such gift was made in good faith and not for the purpose of circumventing the operations of the Class B Protection 
Provisions; and 

                        (b) only shares of Common Stock owned of record by such Person or member of a group or held by others as 
nominees of such Person or member of a group and identified as such to the Company shall be deemed to be beneficially owned 
by such Person or group (provided that shares of Common Stock with respect to which such Person or member of a group has 
sole investment and voting power shall be deemed to be beneficially owned thereby). 

Subject to the other definitional provisions applicable to the Class B Protection Provisions, "beneficial ownership" under the 
Class B Protection Provisions is to be determined pursuant to Rule 13d-3 (as in effect on February 1, 1996) promulgated under 

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the 1934 Act, and the formation or existence of a "group" is to be determined pursuant to Rule 13d-5(b) (as in effect on May 1, 
1998) promulgated under the 1934 Act, in each case subject to the following additional qualifications: 

                        (a) relationships by blood or marriage between or among any Persons will not constitute any of such Persons as a 
member of a group with any such other Person(s), absent affirmative attributes of concerted action; and 

                        (b) any Person acting in his or her official capacity as a director or officer of the Company shall not be deemed to 
beneficially own shares where such ownership exists solely by virtue of such Person's status as a trustee (or similar position) 
with respect to shares held by plans or trusts for the general benefit of employees or former employees of the Company, and 
actions taken or agreed to be taken by a Person in such Person's official capacity as an officer or director of the Company will 
not cause such Person to become a member of a group with any other Person. 

            If any Person or group (other than any 4% Shareholder) acquires after the Effective Time beneficial ownership of shares 
representing 10% or more of the then outstanding Class A Common Stock, and such Person or group (a "Significant Shareholder") 
does not then beneficially own an equal or greater percentage of all then outstanding shares of Class B Common Stock, all of 
which Class B Common Stock must have been acquired by such Person or group after the Effective Time, the Class B Protection 
Provisions require that such Significant Shareholder must, in order to maintain all of its voting power, make (within a ninety-day 
period beginning the day after becoming a Significant Shareholder) a public cash tender offer, in accordance with all applicable 
laws and regulations, to acquire additional shares of Class B Common Stock (a "Class B Protection Transaction"). The 10% 
ownership threshold of the number of shares of Class A Common Stock which triggers a Class B Protection Provision may not 
be waived by the Board of Directors, nor may this threshold be amended without shareholder approval, including a majority vote 
of the votes cast by the then outstanding shares of Class B Common Stock entitled to vote, tabulated separately as a class. 

            The Company’s certificate of incorporation contains several provisions describing the nature of the public cash tender 
offer to be made by a Significant Shareholder. If a Significant Shareholder fails to make a tender offer required by the Class B 
Protection Provisions, or to purchase validly tendered and not withdrawn shares (after proration, if any), the voting rights of all 
of  the  shares  of  Class  A  Common  Stock  beneficially  owned  by  such  Significant  Shareholder  which  were  acquired  after  the 
Effective Time are to be automatically suspended until completion of a Class B Protection Transaction or until divestiture of the 
excess shares of Class A Common Stock that triggered such requirement. To the extent that the voting power of any shares of 
Class A Common Stock is so suspended, such shares will not be included in the determination of aggregate voting shares for any 
purpose. 

              A  Class  B  Protection  Transaction  is  also  be  required  of  any  Significant  Shareholder  each  time  that  the  Significant 
Shareholder acquires after the Effective Time beneficial ownership of an additional amount of shares of Class A Common Stock 
equal to or greater than the next higher integral multiple of 5% in excess of 10% (e.g., 20%, 25%, 30%, etc.) of the outstanding 
shares of Class A Common Stock and such Significant Shareholder does not then own an equal or greater percentage of all then 
outstanding  shares  of  Class  B  Common  Stock  that  such  Significant  Shareholder  acquired  after  the  Effective  Time.  Such 
Significant Shareholder would be required to offer to buy that number of additional shares prescribed by a formula set forth in 
the Company’s certificate of incorporation. 

            The Class B Protection Provisions specifically exclude any 4% Shareholder. 

            Neither the Class B Protection Transaction requirement nor the related possibility of suspension of voting rights applies 
to any increase in percentage beneficial ownership of shares of Class A Common Stock resulting solely from a change in the 
total number of shares of Class A Common Stock outstanding, provided that any acquisition after such change which results in 
any  Person  or  group  having  acquired  after  the  Effective  Time  beneficial  ownership  of  10%  or  more  of  the  number  of  then 
outstanding  shares  of  Class  A  Common  Stock  (or,  after  the  last  acquisition  which  triggered  the  requirement  for  a  Class  B 
Protection Transaction, additional shares of Class A Common Stock in an amount equal to the next higher integral multiple of 
5% in excess of the number of shares of Class A Common Stock then outstanding) is subject to any Class B Protection Transaction 
requirement that would be otherwise imposed. All calculations with respect to percentage beneficial ownership of issued and 
outstanding shares of either class of Common Stock are to be based upon the number of issued and outstanding shares reported 
by  the  Company  on  the  last  to  be  filed  of  (i)  the  Company's  most  recent  Annual  Report  on  Form  10-K,  (ii)  its  most  recent 
Quarterly  Report  on  Form  10-Q,  (iii)  its  most  recent  Current  Report  on  Form  8-K,  and  (iv)  its  most  recent  definitive  proxy 
statement filed with the SEC. 

            Convertibility 

            Except as described below, neither the Class A Common Stock nor the Class B Common Stock is convertible into another 
class of Common Stock or any other security of the Company. 

            The Class B Common Stock may be converted into Class A Common Stock on a share-for-share basis by resolution of 
the Board of Directors if, as a result of the existence of the Class B Common Stock, the Class A Common Stock or the Class B 
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Common Stock or both become excluded from quotation on the NASDAQ National Market System or, if such shares are then 
quoted on another national quotation system or listed on a national securities exchange, from trading on the principal national 
quotation system or national securities exchange on which the shares are then traded. 

            In addition, if at any time, as a result of additional issuances by the Company of Class B Common Stock, repurchases by 
the Company of Class A Common Stock or a combination of such issuances and repurchases, the number of outstanding shares 
of Class A Common Stock as reflected on the stock transfer books of the Company falls below 10% of the aggregate number of 
outstanding shares of Class A Common Stock and Class B Common Stock, then immediately upon the occurrence of such event 
all of the outstanding shares of Class B Common Stock will be automatically converted into shares of Class A Common Stock, 
on a share-for-share basis. For purposes of the immediately preceding sentence, any shares of Class A Common Stock or Class 
B Common Stock repurchased or otherwise acquired by the Company and held as treasury shares will no longer be deemed 
"outstanding" from and after the date of acquisition. 

            Preemptive Rights 

The Common Stock does not carry any preemptive rights enabling a holder thereof to subscribe for or receive shares of any class 
of stock of the Company or any securities convertible into shares of any class of stock of the Company. 

Preferred Stock 

             Pursuant  to  the  Company’s  certificate  of  incorporation,  the  Company’s  board  of  directors  has  the  authority,  without 
further action by the stockholders, to issue from time to time up to 1,000,000 shares of Preferred Stock in one or more series. 
The  Company’s  board  of  directors  may  designate  the  rights,  preferences,  privileges  and  restrictions  of  the  Preferred  Stock, 
including dividend rights, conversion rights, voting rights, redemption rights, liquidation preference, sinking fund terms and the 
number of shares constituting any series or the designation of any series. The issuance of Preferred Stock could have the effect 
of  limiting  dividends  on  the  Class A  Common  Stock  and  Class B  Common  Stock,  diluting  the  voting  power  of  the  Class A 
Common Stock, impairing the liquidation rights of the Class A Common Stock and Class B Common Stock or delaying, deterring 
or preventing a change in control. Such issuance could have the effect of decreasing the market price of the Class A Common 
Stock and Class B Common Stock. 

Anti-takeover Effects of our Certificate of Incorporation and Bylaws and New Jersey Law 

 The Company’s certificate of incorporation and bylaws contain provisions that could have the effect of delaying, deferring or 
discouraging another party from acquiring control of the Company. These provisions and certain provisions of New Jersey law, 
which are summarized below, could discourage takeovers, coercive or otherwise. These provisions are also designed, in part, to 
encourage  persons  seeking  to  acquire  control  of  the  Company  to negotiate  first with  the  Company’s  board of directors.  The 
Company believes that the benefits of increased protection of its potential ability to negotiate with an unfriendly or unsolicited 
acquirer outweigh the disadvantages of discouraging a proposal to acquire the Company. 

Dual  class  stock.  As  described  above,  the  Company’s  certificate  of  incorporation  provides  for  a  dual  class  common  stock 
structure, which provides the holders of the Class A Common Stock (other than those whose right to vote has been suspended) 
significant influence over all matters requiring shareholder approval, including the election of directors and significant corporate 
transactions, such as a merger or other sale of the Company or its assets. 

Issuance of undesignated preferred stock. As discussed above, the Company’s board of directors has the ability to designate and 
issue  Preferred  Stock  with  voting  or  other  rights  or  preferences  that  could  deter  hostile  takeovers  or  delay  changes  in  the 
Company’s control or management. 

Board classification. The Company’s certificate of incorporation provides that its board of directors is divided into three classes, 
one class of which is elected each year by the Company’s voting shareholders. The directors in each class serve for a three-year 
term. The Company’s classified board of directors may tend to discourage a third party from making a tender offer or otherwise 
attempting to obtain control of the Company because it generally makes it more difficult for shareholders to replace a majority 
of the directors. 

Greater Than Majority Vote. The Company’s certificate of incorporation provides that in addition to any other voting requirement 
imposed by law, by contract, by the Company’s certificate of incorporation or by the Company’s by-laws, specific greater than 
majority  voting  requirements  will  apply  in  order  to  approve  certain  “Business  Combinations”  (as  defined  in  the  Company’s 
certificate of incorporation) unless the applicable Business Combination is approved by a majority of the Company’s “Continuing 
Directors”  (as  defined  in  the  Company’s  certificate  of  incorporation)  or  the  consideration  payable  to  shareholders  in  the 
transaction meets certain stringent requirements. The specific greater than majority voting requirements mandate that (in the 
absence of such Board approval or satisfaction of the stringent consideration requirements) approval be granted by holders of (i) 
at  least  80% of  the  shares entitled  to vote on  the  transaction  and (ii)  at  least  a majority  of  the  shares entitled  to vote  on  the 
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Business Combination excluding shares held by Related Persons (as defined in the Company’s certificate of incorporation) and 
their  affiliates  (with  certain  variances  depending  upon  whether  or  not  the  Business  Combination  involves  a  liquidation  or 
dissolution). This provision is intended to encourage potential bidders to negotiate with the Board and its representatives. This 
provision, and the New Jersey legislation described in the next two paragraphs, may have an anti-takeover effect with respect to 
transactions that the Company’s board of directors does not approve in advance and may discourage attempts that might result 
in a premium over the market price for the shares of Common Stock held by the Company’s shareholders. 

New Jersey Legislation.  Similarly, for public companies incorporated in New Jersey (such as the Company), the New Jersey 
Business Corporation Act contains mandatory provisions that are designed to encourage potential bidders to negotiate with the 
board of directors and its representatives in connection with certain business combinations. The New Jersey Business Corporation 
Act  provides  that  no  such  companies  may  engage  in  any  “business  combination”  (as  defined  in  the  New  Jersey  Business 
Corporation Act) with any interested stockholder (generally a 10% or greater stockholder) of such companies for a period of five 
years following such interested stockholder’s stock acquisition date (as defined in the New Jersey Business Corporation Act), 
unless  (x)  such  business  combination  is  approved  by  the  board  of  directors  of  such  corporation  prior  to  the  interested 
stockholder’s  stock  acquisition  date  or  (y)  the  transaction  or  series  of  transactions  that  caused  the  interested  stockholder  to 
become  an  interested  stockholder  is  approved  by  the  board  of  directors  of  the  corporation  prior  to  that  stockholder’s  stock 
acquisition  date  and  a  subsequent  business  combination  is  approved  by  (i)  directors  who  are  independent  of  the  interested 
stockholder and (ii) holders of a majority of the voting shares (excluding the shares owned by the interested stockholder). 

In addition, no such company may engage, after the five year period, in any business combination with any interested stockholder 
of such corporation other than: (i) a business combination approved by the board of directors prior to that stockholder’s stock 
acquisition date, (ii) a business combination approved by the affirmative vote of the holders of two-thirds of the voting stock not 
beneficially owned by such interested stockholder, (iii) a business combination in which the interested stockholder pays a formula 
price designed to ensure that all other shareholders receive at least the highest price per share paid by such interested stockholder 
or (iv) a business combination that is approved by (a) directors who are independent  of the interested stockholder and (b) holders 
of a majority of the voting shares (excluding the shares owned by the interested stockholder) if the transaction or series of related 
transactions that caused the interested stockholder to become an interested stockholder was approved by the board of directors 
of such company prior to the consummation of such transaction or series of related transactions. 

Limits on ability of stockholders to call a special meeting. Subject to provisions of New Jersey law that permit holders of at least 
10% of the Class A Common Stock to petition a New Jersey court to order a special meeting of shareholders for good cause 
shown, the Company’s bylaws provide that special meetings of the stockholders may be called only by the president or a majority 
of the board of directors. This provision may delay the ability of the Company’s shareholders to force consideration of a proposal 
or for holders controlling a majority of the Class a Common Stock to take any action. 

Requirements for advance notification of shareholder nominations and proposals. The Company’s bylaws establish advance 
notice  procedures  with  respect  to  shareholder  proposals  and  the  nomination  of  candidates  for  election  as  directors  at  the 
Company’s  annual  meeting  of  shareholders,  other  than  nominations  made  by  or  at  the  direction  of  the  Company’s  board  of 
directors. These advance notice procedures may have the effect of precluding the conduct of certain business at a meeting if the 
proper procedures are not followed and may also discourage or deter a potential acquirer from conducting a solicitation of proxies 
to elect its own slate of directors or otherwise attempt to obtain control of the Company. 

Election and removal of directors. Under the Company’s certificate of incorporation, newly created directorships on the  board 
of directors may be filled only by the affirmative vote of three quarters of the directors then serving on the board of directors. 
Under the Company’s certificate of incorporation, directors may be removed by shareholders only for cause and only with the 
approval of holders of two-thirds of the shares entitled to vote on removal. 

The provisions of New Jersey law and the provisions of the Company’s certificate of incorporation and bylaws could have the 
effect  of  discouraging  others  from  attempting  hostile  takeovers  and,  as  a  consequence,  they  might  also  inhibit  temporary 
fluctuations in the market price of the Common Stock that often result from actual or rumored hostile takeover attempts. These 
provisions  might  also  have  the  effect  of  preventing  changes  in  the  Company’s  management.  It  is  also  possible  that  these 
provisions could make it more difficult to accomplish transactions that shareholders might otherwise deem to be in their best 
interests 

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SUBSIDIARIES OF THE REGISTRANT 

Exhibit 21.1 

BCMZ Precision Engineering Limited 
Bel Components Ltd. 
Bel Connector Inc. 
Bel Fuse (Macao Commerical Offshore) Limited 
Bel Fuse Limited 
Bel Power (Hangzhou) Co. Ltd. 
Bel Power Europe S.r.l. 
Bel Power Inc. 
Bel Power Solutions Co. Ltd. 
Bel Power Solutions GmbH 
Bel Power Solutions Inc. 
Bel Power Solutions Ireland Limited 
Bel Power Solutions s.r.o. 
Bel Sales (Hong Kong) Ltd. 
Bel Stewart GmbH 
Bel Stewart s.r.o. 
Bel Transformer Inc. 
Bel Ventures Inc. 
BPS Asia Pacific Electronics (Shenzhen) Co. Ltd. 
BPS Cooperatief U.A. 
Cinch Connectivity Solutions LTD 
Cinch Connectivity Solutions, Inc. 
Cinch Connectors de Mexico, S.A. de C.V. 
Cinch Connectors Limited 
Cinch Connectors, Inc. 
Dongguan Transpower Electric Products Co., Ltd. 
PAI Capital LLC 
Shireoaks Worksop Holdings Ltd. 
Signal Dominicana, S.R.L. 
Stewart Connector Systems de Mexico, S.A. de C.V. 
Stratos International, LLC 
Stratos Lightwave LLC 
Stratos Lightwave-Florida LLC 
Transpower Cooperatief U.A. 
Transpower Technologies (HK) Limited 
Trompeter Electronics, Inc. 
TRP Connector B.V. 
TRP Connector Limited 
TRP International* 
Winsonko (Guangxi Pingguo) Electron Co., Ltd. 

* TRP International is a China Business Trust 

England and Wales 
Hong Kong 
Delaware 
Macao 
Hong Kong 
PRC 
Italy 
Massachusetts 
China 
Switzerland 
Delaware 
Ireland 
Slovakia 
Hong Kong 
Germany 
Czech Republic 
Delaware 
Delaware 
China 
Netherlands 
England and Wales 
Delaware 
Mexico 
England and Wales 
Delaware 
PRC 
Delaware 
England and Wales 
Dominican Republic 
Mexico 
Delaware 
Delaware 
Delaware 
Netherlands 
Hong Kong 
Delaware 
Netherlands 
Macao 
PRC 
PRC 

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CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

We consent to the incorporation by reference in Registration Statement No. 333-218663 on Form S-3 and Registration Statement 
No. 333-180340 on Form S-8 of our report dated March 24, 2020, relating to the consolidated financial statements of Bel Fuse Inc. 
and subsidiaries (the "Company"), and the effectiveness of the Company's internal control over financial reporting, appearing in this 
Annual Report on Form 10-K of the Company for the year ended December 31, 2019. 

Exhibit 23.1 

/s/ DELOITTE & TOUCHE LLP 
New York, New York 

March 24, 2020 

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CERTIFICATIONS 

Exhibit 31.1 

I, Daniel Bernstein, certify that: 

1. 

I have reviewed this annual report on Form 10-K of Bel Fuse Inc.; 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading 
with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material  respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the  registrant  as  of,  and  for,  the  periods 
presented in this report; 

4.  The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures 
(as  defined  in  Exchange  Act  Rules  13a-15(e)  and  15d-15(e))  and  internal  controls  over  financial  reporting  (as  defined  in 
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under 
our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is 
made known to us by others within those entities, particularly during the period in which this report is being prepared; 

(b)  designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be 
designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles; 

(c)  evaluated  the  effectiveness  of  the  registrant's  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this 
report based on such evaluation; and 

(d)  disclosed  in  this  report  any  change  in  the registrant's  internal  control over financial reporting  that occurred during the 
registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially 
affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and 

5.  The  registrant's  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over 
financial  reporting,  to  the  registrant's  auditors  and  the  audit  committee  of  the  registrant's  board  of  directors  (or  persons 
performing the equivalent functions): 

(a)  all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting 
which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial 
information; and 

(b)  any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the 

registrant's internal control over financial reporting. 

Date:  March 24, 2020 

/s/ Daniel Bernstein 
Daniel Bernstein 
President and Chief Executive Officer 

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Exhibit 31.2 

I, Craig Brosious, certify that: 

1. 

I have reviewed this annual report on Form 10-K of Bel Fuse Inc.; 

CERTIFICATIONS 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading 
with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material  respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the  registrant  as  of,  and  for,  the  periods 
presented in this report; 

4.  The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures 
(as  defined  in  Exchange  Act  Rules  13a-15(e)  and  15d-15(e))  and  internal  controls  over  financial  reporting  (as  defined  in 
Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

(a)  designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under 
our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is 
made known to us by others within those entities, particularly during the period in which this report is being prepared; 

(b)  designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be 
designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles; 

(c)  evaluated  the  effectiveness  of  the  registrant's  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this 
report based on such evaluation; and 

(d)  disclosed  in  this  report  any  change  in  the registrant's  internal  control over financial reporting  that occurred during the 
registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially 
affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and 

5.  The  registrant's  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over 
financial  reporting,  to  the  registrant's  auditors  and  the  audit  committee  of  the  registrant's  board  of  directors  (or  persons 
performing the equivalent functions): 

(a)  all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting 
which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial 
information; and 

(b)  any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the 

registrant's internal control over financial reporting. 

Date:  March 24, 2020 

/s/ Craig Brosious 
Craig Brosious 
Vice President of Finance and Secretary 
(Principal Financial Officer and Principal Accounting Officer) 

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CERTIFICATION PURSUANT TO 
18 U.S.C. SECTION 1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

Exhibit 32.1 

In connection with the annual report of Bel Fuse Inc. (the "Company") on Form 10-K for the year ended December 31, 2019 filed 
with the Securities and Exchange Commission (the "Report"), I, Daniel Bernstein, as President and Chief Executive Officer of the 
Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that 
to my knowledge: 

(1)  The Report fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934; and 

(2)  The information contained in the Report fairly presents, in all material respects, the consolidated financial condition of the Company 

as of the dates presented and consolidated results of operations of the Company for the periods presented. 

Date:  March 24, 2020 

/s/ Daniel Bernstein 
Daniel Bernstein 
President and Chief Executive Officer 

CERTIFICATION PURSUANT TO 
18 U.S.C. SECTION 1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

Exhibit 32.2 

In connection with the annual report of Bel Fuse Inc. (the "Company") on Form 10-K for the year ended December 31, 2019 filed 
with the Securities and Exchange Commission (the "Report"), I, Craig Brosious, as Vice President of Finance and Secretary of the 
Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that 
to my knowledge: 

(1)  The Report fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934; and 

(2)  The information contained in the Report fairly presents, in all material respects, the consolidated financial condition of the Company 

as of the dates presented and consolidated results of operations of the Company for the periods presented. 

Date:  March 24, 2020 

/s/ Craig Brosious 
Craig Brosious 
Vice President of Finance and Secretary 
(Principal Financial Officer and Principal Accounting Officer) 

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CO R P O R ATE I N FO R MATI O N

D I R E C TO R S

Daniel Bernstein 

President and  

Chief Executive Officer

Thomas Dooley(1) 

Former Interim CEO and  

Chief Operating Officer 

Viacom Inc.

Avi Eden 

Consultant 

Retired Vice Chairman and EVP 

Vishay Intertechnology, Inc.

Peter Gilbert 

Former President and CEO 

Gilbert Manufacturing Co. Inc.

Eric Nowling 

John Tweedy 

Senior Vice President and 

Former Vice President  

Corporate Controller 

Verint Systems Inc.

Engineering  

Standard Microsystems Corporation

Mark Segall 

Vincent Vellucci 

Senior Managing Director 

Former President of Americas 

Kidron Corporate Advisors LLC

Components  

Robert Simandl(2) 

Retired Attorney

Rita Smith(1) 

Partner 

C-Suites Healthcare Advisors

Arrow Electronics, Inc.

Norman Yeung(2) 

Retired CEO 

YEL Electronics Hong Kong Ltd

(1) New appointment effective 2/19/20

(2) Retired effective 2/19/20

O F F I C E R S

T R A N S F E R  AG E N T

I N T E R N E T

Continental Stock Transfer and  

www.belfuse.com 

Trust Company 

Bel Fuse Inc. is traded on the 

One State Street Plaza 

NASDAQ Global Select Market under  

Daniel Bernstein 

President and  

Chief Executive Officer

Craig Brosious 

Vice President–Finance and 

Secretary

Dennis Ackerman 

Vice President 

30th Floor 

New York, NY 10004 

Tel: 212-509-4000

AU D I TO R S

Deloitte & Touche LLP 

President of Bel Power Solutions

New York, NY

Peter Bittner III 

Vice President 

President of Cinch Connectivity 

Solutions

Raymond Cheung 

Vice President–Asia Operations

the symbols BELFA and BELFB

CO R P O R AT E   
H E A D Q UA R T E R S

Bel Fuse Inc. 

206 Van Vorst Street 

Jersey City, NJ 07302 

Tel: 201-432-0463

 
206 Van Vorst Street
Jersey City, NJ 07302 USA  
Tel: 201-432-0463
Fax: 201-432-9542