Quarterlytics / Energy / Oil & Gas Refining & Marketing / Blue Dolphin Energy Company

Blue Dolphin Energy Company

bdco · OTC Energy
Claim this profile
Ticker bdco
Exchange OTC
Sector Energy
Industry Oil & Gas Refining & Marketing
Employees 116
← All annual reports
FY2020 Annual Report · Blue Dolphin Energy Company
Sign in to download
Loading PDF…
SECURITIES & EXCHANGE COMMISSION EDGAR FILING

BLUE DOLPHIN ENERGY CO

Form: 10-K 

Date Filed: 2021-03-31

Corporate Issuer CIK:   793306

© Copyright 2021, Issuer Direct Corporation. All Right Reserved. Distribution of this document is strictly prohibited, subject to the terms of use.

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

(Mark One)
[ √ ]

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2020
 or

[ ]

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from              to           

Commission File No.  0-15905

BLUE DOLPHIN ENERGY COMPANY
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of incorporation or organization)

73-1268729
(I.R.S. Employer Identification No.)

801 Travis Street, Suite 2100, Houston, Texas
(Address of principal executive offices)

77002
(Zip Code)

713-568-4725
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act: None 

Securities registered pursuant to Section 12(g) of the Act:

Common Stock, par value $0.01 per share
(Title of class)

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes 

[ ] No [ √ ]

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes  [ ] No [ √ ]

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for
the past 90 days. Yes [ √ ] No [ ]

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of
Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes [
√ ] No [ ]

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or emerging
growth company. See the definition of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of
the Act.

Large accelerated filer
Non-accelerated filer

[ ]
[ ]

  Accelerated filer
  Smaller reporting company
  Emerging growth company

[ ]
[√ ]
[ ]

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   [ ]

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control
over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C.7262(b)) by the registered public accounting firm that prepared or issued its
audit report. [ ]

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes 

[ ] No [ √ ]

The aggregate market value of shares of common stock held by non-affiliates of the registrant was $840,026 as of June 30, 2020 (the last trading day of the
registrant’s  most  recently  completed  second  fiscal  quarter)  based  on  the  number  of  shares  of  common  stock  held  by  non-affiliates  and  the  last  reported  sale
price of the registrant's common stock on June 30, 2020.

Number of shares of common stock, par value $0.01 per share, outstanding at March 31, 2021: 12,693,514

Blue Dolphin Energy Company

 December 31, 2020  Page 1

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
Table of Contents

PART I 

ITEM 1.
ITEM 1A. 
ITEM 1B. 
ITEM 2. 
ITEM 3. 
ITEM 4. 

PART II  

ITEM 5. 
ITEM 6. 
ITEM 7. 
ITEM 7A.
ITEM 8. 

ITEM 9. 
ITEM 9A.
ITEM 9B. 

PART III  

ITEM 10. 
ITEM 11. 

ITEM 12.
ITEM 13. 
ITEM 14. 

PART IV  

ITEM 15. 
ITEM 16. 

BUSINESS
RISK FACTORS
UNRESOLVED STAFF COMMENTS
PROPERTIES
LEGAL PROCEEDINGS
MINE SAFETY DISCLOSURES

MARKET FOR REGISTRANTS COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF
EQUITY SECURITIES
SELECTED FINANCIAL DATA
MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
Report of Independent Registered Public Accounting Firm
Consolidated Balance Sheets
Consolidated Statements of Operations
Consolidated Statements of Stockholders’ Equity (Deficit)
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements
CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
CONTROLS AND PROCEDURES
OTHER INFORMATION

DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
EXECUTIVE COMPENSATION
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER
MATTERS
CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE
PRINCIPAL ACCOUNTING FEES AND SERVICES

EXHIBITS, FINANCIAL STATEMENT SCHEDULES
FORM 10-K SUMMARY

7

 7
 15
 30
 30
 30
 31

32

 32

 32
 34
 45
 46
 46
 47
 48
 49
 50
 51
 76
 76
 78

79

 79
 83
 85

 86
 86

87

 87
 87

92

 December 31, 2020  Page 2

SIGNATURES  

Blue Dolphin Energy Company

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Glossary of Terms

Glossary of Terms

Throughout this Annual Report on Form 10-K, we have used the following terms:

Affiliate.  Refers,  either  individually  or  collectively,  to  certain  related  parties  including  Jonathan
Carroll,  Chairman  and  Chief  Executive  Officer  of  Blue  Dolphin,  and  his  affiliates  (including  C&C,
Ingleside, and Lazarus Capital) and/or LEH and its affiliates (including Lazarus Midstream, LMT,
and LTRI). Together, Jonathan Carroll and LEH owned approximately 82% of the Common Stock
as of the filing date of this report.

Complexity.  A  numerical  score  that  denotes,  for  a  given  refinery,  the  extent,  capability,  and
capital  intensity  of  the  refining  processes  downstream  of  the  crude  distillation  tower.  Refinery
complexities range from the relatively simple crude distillation tower (“topping unit”), which has a
complexity  of  1.0,  to  the  more  complex  deep  conversion  (“coking”)  refineries,  which  have  a
complexity of 12.0.

AMT. Alternative Minimum Tax.

Amended Pilot Line of Credit.  Line  of  Credit  Agreement  dated  May  3,  2019,  between  Pilot  and
NPS and subsequently amended on May 9, 2019, May 10, 2019, and September 3, 2019, the last
amendment being Amendment No. 1; original line of credit amount was $13.0 million; currently in
default.

Amended and Restated Operating Agreement. Affiliate agreement dated April 1, 2020 between
Blue  Dolphin,  LE,  LRM,  NPS,  BDPL,  BDPC,  BDSC  and  LEH  governing  LEH’s  operation  and
management of those companies’ assets.

ARO. Asset retirement obligations.

ASU. Accounting Standards Update.

AGO.  Atmospheric  gas  oil,  which  is  the  heaviest  product  boiled  by  a  crude  distillation  tower
operating at atmospheric pressure. This fraction ordinarily sells as distillate fuel oil, either in pure
form or blended with cracked stocks. Certain ethylene plants, called heavy oil crackers, can take
AGO as feedstock.

bbl. Barrel; a unit of volume equal to 42 U.S. gallons.

BDPC. Blue Dolphin Petroleum Company, a wholly owned subsidiary of Blue Dolphin.

BDPL. Blue Dolphin Pipe Line Company, a wholly owned subsidiary of Blue Dolphin.

BDSC. Blue Dolphin Services Co., a wholly owned subsidiary of Blue Dolphin.

Blue Dolphin. Blue Dolphin Energy Company, one or more of its consolidated subsidiaries, or all
of them taken as a whole.

bpd.  Barrel  per  day;  a  measure  of  the  bbls  of  daily  output  produced  in  a  refinery  or  transported
through a pipeline.

Board. Board of Directors of Blue Dolphin.

Condensate.  Liquid  hydrocarbons  that  are  produced  in  conjunction  with  natural  gas.  Although
condensate is sometimes like crude oil, it is usually lighter.

Cost of goods sold. Reflects the cost of crude oil and condensate, fuel use, and chemicals.

Crude distillation tower.  A  tall  column-like  vessel  in  which  crude  oil  and  condensate  is  heated
and  its  vaporized  components  are  distilled  by  means  of  distillation  trays.  This  process  refines
crude oil and other inputs into intermediate and finished petroleum products. (Commonly referred
to as a crude distillation unit or an atmospheric distillation unit; also referred to herein as the Nixon
refinery.)

Crude oil.  A  mixture  of  thousands  of  chemicals  and  compounds,  primarily  hydrocarbons.  Crude
oil  quality  is  measured  in  terms  of  density  (light  to  heavy)  and  sulfur  content  (sweet  to  sour).
Crude oil must be broken down into its various components by distillation before these chemicals
and compounds can be used as fuels or converted to more valuable products.

Depropanizer unit. A distillation column that is used to isolate propane from a mixture containing
butane and other heavy components.

Distillates. The result of crude distillation and therefore any refined oil product. Distillate is more
commonly  used  as  an  abbreviated  form  of  middle  distillate.  There  are  mainly  four  (4)  types  of
distillates:  (i)  very  light  oils  or  light  distillates  (such  as  naphtha),  (ii)  light  oils  or  middle  distillates
(such  as  our  jet  fuel),  (iii)  medium  oils,  and  (iv)  heavy  oils  (such  as  our  low-sulfur  diesel  and
HOBM, reduced crude, and AGO).

Distillation. The first step in the refining process whereby crude oil and condensate is heated at
atmospheric pressure in the base of a distillation tower. As the temperature increases, the various
compounds vaporize in succession at their various boiling points and then rise to prescribed levels
within  the  tower  per  their  densities,  from  lightest  to  heaviest.  They  then  condense  in  distillation
trays  and  are  drawn  off  individually  for  further  refining.  Distillation  is  also  used  at  other  points  in
the refining process to remove impurities.

Downtime.  Scheduled  and/or  unscheduled  periods  in  which  the  crude  distillation  tower  is  not
operating.  Downtime  may  occur  for  a  variety  of  reasons,  including  bad  weather,  power  failures,
and preventive maintenance.

BOEM. Bureau of Ocean Energy Management.

EIA. Energy Information Administration.

BSEE. Bureau of Safety and Environmental Enforcement.

C&C. Carroll & Company Financial Holdings, L.P., an affiliate of Jonathan Carroll.

EIDL. Economic Injury Disaster Loan; provides economic relief to businesses that experienced a
temporary loss of revenue due to COVID-19.

Capacity utilization rate. A percentage measure that indicates the amount of available capacity
that  is  being  used  in  a  refinery  or  transported  through  a  pipeline.  With  respect  to  the  crude
distillation  tower,  the  rate  is  calculated  by  dividing  total  refinery  throughput  or  total  refinery
production  on  a  bpd  basis  by  the  total  capacity  of  the  crude  distillation  tower  (currently  15,000
bpd).

CAA. Clean Air Act.

EPA. Environmental Protection Agency.

Eagle Ford Shale. A hydrocarbon-producing  geological  formation  extending  across  South  Texas
from the Mexican border into East Texas.

Equipment Loan Due 2025. Installment sales contract dated October 13, 2020 between LE and
Texas First Rentals, LLC. to purchase a backhoe. LE previously rented the backhoe under a rent-
to-own agreement that matured.

CDC. Centers for Disease Control and Prevention.

Exchange Act. Securities Exchange Act of 1934, as amended.

CERLA. Comprehensive Environmental Response, Compensation, and Liability Act of 1980.

FASB. Financial Accounting Standards Board.

CIP. Construction in progress.

FDIC. Federal Deposit Insurance Corporation.

infectious  disease 

COVID-19.  An 
the  capital  of
China's Hubei province; the disease has since spread globally, resulting in the ongoing 2019–2021
coronavirus pandemic.

in  Wuhan, 

identified 

in  2019 

first 

CWA. Clean Water Act.

Common  Stock.  Blue  Dolphin  common  stock,  par  value  $0.01  per  share.  Blue  Dolphin  has
20,000,000 shares of Common Stock authorized and 12,693,514 shares of Common Stock issued
and outstanding.

Feedstocks.  Crude  oil  and  other  hydrocarbons,  such  as  condensate  and/or  intermediate
products, that are used as basic input materials in a refining process. Feedstocks are transformed
into one or more finished products.

Finished petroleum products. Materials or products which have received the final increments of
value through processing operations, and which are being held in inventory for delivery, sale, or
use.

Blue Dolphin Energy Company

 December 31, 2020  Page 3

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Glossary of Terms

Freeport facility. Encompasses processing units for: (i) crude oil and natural gas separation and
dehydration,  (ii)  natural  gas  processing,  treating,  and  redelivery,  and  (iii)  vapor  recovery;  also
includes two onshore pipelines and 162 acres of land in Freeport, Texas.

GEL.  GEL  Tex  Marketing,  LLC,  a  Delaware  limited  liability  company  and  an  affiliate  of  Genesis
Energy, LLC.

GEL Final Arbitration Award. Damages and attorney fees and related expenses awarded to GEL
by an arbitrator on August 11, 2017.

GEL Interim Payments. Cash payments of $0.5 million at the end of each calendar month by the
Lazarus Parties to GEL until the GEL Settlement Payment was made.

GEL Settlement. When all conditions of the GEL Settlement Agreement were met by the Lazarus
Parties under the GEL Settlement Agreement, and whereby GEL and the Lazarus Parties agreed
to mutually release all claims against each other and to file a stipulation of dismissal with prejudice
in  connection  with  arbitration  proceedings  between  LE  and  GEL  related  to  a  contractual  dispute
involving a crude oil supply and throughput services agreement, each between LE and GEL dated
August 12, 2011.

GEL  Settlement  Agreement.  Settlement  Agreement  dated  July  20,  2018,  between  the  Lazarus
Parties  and  GEL  outlining  the  terms  and  conditions  for  a  settlement,  including:  (i)  the  GEL
Settlement Payment by the GEL Settlement Date and (ii) GEL Interim Payments.

GEL Settlement Date. The effective date of the GEL Settlement.

GEL  Settlement  Payment.  A  lump  sum  cash  payment  of  $10.0  million  as  paid  by  the  Lazarus
Parties to GEL under the GEL Settlement Agreement.

Gross profit (deficit). Calculated as total revenue less cost of goods sold; reflected as a dollar ($)
amount.

HOBM. Heavy oil-based mud blendstock; see also “distillates.”

LEH Operating Fee. A management fee paid to LEH under the Amended and Restated Operating
Agreement;  calculated  as  5%  of  all  consolidated  operating  costs,  excluding  crude  costs,
depreciation, amortization, and interest, of Blue Dolphin, LE, LRM, NPS, BDPL, BDPC and BDSC;
previously  reflected  within  refinery  operating  expenses  in  our  consolidated  statements  of
operations.

Leasehold interest. The interest of a lessee under an oil and gas lease.

Light crude.  A  liquid  petroleum  that  has  a  low  density  and  flows  freely  at  room  temperature.  It
has  a  low  viscosity,  low  specific  gravity,  and  a  high  American  Petroleum  Institute  gravity  due  to
the presence of a high proportion of light hydrocarbon fractions.

LMT. Lazarus Marine Terminal I, LLC, an affiliate of LEH.

LRM. Lazarus Refining & Marketing, LLC, a wholly owned subsidiary of Blue Dolphin.

LRM Term Loan Due 2034. Loan Agreement dated December 4, 2015, between LRM and Veritex
in the original principal amount of $10.0 million; currently in default.

LTRI. Lazarus Texas Refinery I, an affiliate of LEH.

NAAQS. National Ambient Air Quality Standards.

Naphtha.  A  refined  or  partly  refined  light  distillate  fraction  of  crude  oil.  Blended  further  or  mixed
with  other  materials  it  can  make  high-grade  motor  gasoline  or  jet  fuel.  It  is  also  a  generic  term
applied to the lightest and most volatile petroleum fractions.

Natural gas. A naturally occurring hydrocarbon gas mixture consisting primarily of methane, but
commonly including varying amounts of other higher alkanes, and sometimes a small percentage
of carbon dioxide, nitrogen, hydrogen sulfide, or helium.

Nixon facility. Encompasses the Nixon refinery, petroleum storage tanks, loading and unloading
facilities, and 56 acres of land in Nixon, Texas.

HUBZone.  Historically  Underutilized  Business  Zones  program  established  by  the  SBA  to  help
small businesses in both urban and rural communities.

Nixon refinery. The 15,000-bpd crude distillation tower and associated processing units in Nixon,
Texas.

IBLA. Interior Board of Land Appeals.

NPS. Nixon Product Storage, LLC, a wholly owned subsidiary of Blue Dolphin.

INC. Incident of Noncompliance issued by BOEM and/or BSEE.

NOL. Net operating losses.

Ingleside. Ingleside Crude, LLC, an affiliate of Jonathan Carroll.

Intermediate  petroleum  products.  A  petroleum  product  that  might  require  further  processing
before  it  is  saleable  to  the  ultimate  consumer.  This  further  processing  might  be  done  by  the
producer  or  by  another  processor.  Thus,  an  intermediate  petroleum  product  might  be  a  final
product for one company and an input for another company that will process it further.

Notre  Dame  Debt.  A  loan  agreement  originally  entered  into  between  LE  and  Notre  Dame
Investors, Inc. in the principal amount of $8.0 million. The debt is currently held by John Kissick.
Pursuant  to  a  2017  sixth  amendment,  the  Notre  Dame  Debt  was  amended  to  increase  the
principal  amount  by  $3.7  million;  the  additional  principal  was  used  to  reduce  the  GEL  Final
Arbitration Award by $3.6 million. The Notre Dame Debt is currently in default.

NSR/PSD. New Source Review/Prevention of Significant Deterioration.

IRC Section 382.  Title  26,  Internal  Revenue  Code,  Subtitle  A  –  Income  Taxes,  Subchapter  C  –
Corporate Distributions and Adjustments, Part V Carryovers, §382. Limits NOL carryforwards and
certain built-in losses following ownership change.

OPA 90. Oil Pollution Act of 1990.

IRS. Internal Revenue Service.

Operating days. Represents the number of days in a period in which the crude distillation tower
operated. Operating days is calculated by subtracting downtime in a period from calendar days in
the same period.

Jet  fuel.  A  high-quality  kerosene  product  primarily  used  in  aviation.  Kerosene-type  jet  fuel
(including  Jet  A  and  Jet  A-1)  has  a  carbon  number  distribution  between  8  and  16  carbon  atoms
per  molecule;  wide-cut  or  naphtha-type  jet  fuel  (including  Jet  B)  has  between  5  and  15  carbon
atoms per molecule.

OPEC. Organization of Petroleum Exporting Countries.

OSHA. Occupational Safety and Health Administration.

Lazarus Capital. Lazarus Capital, LLC, an affiliate of Jonathan Carroll.

OSRO. Oil Spill Response Organization.

Lazarus Midstream. Lazarus Midstream Partners, L.P., an affiliate of LEH.

Lazarus Parties. Blue Dolphin, C&C, NPS, LE, LEH, and Jonathan Carroll.

Other  conversion  costs.  Represents  the  combination  of  direct  labor  costs  and  manufacturing
overhead costs. These are the costs that are necessary to convert our raw materials into refined
products.

LE. Lazarus Energy, LLC, a wholly owned subsidiary of Blue Dolphin.

LE Term Loan Due 2034. Loan Agreement dated June 22, 2015, between LE and Veritex in the
original principal amount of $25.0 million; currently in default.

LEH. Lazarus Energy Holdings, LLC, an affiliate of Jonathan Carroll and controlling shareholder of
Blue Dolphin.

Other  operating  expenses.  Represents  costs  associated  with  our  natural  gas  processing,
treating,  and  redelivery  facility,  as  well  as  our  pipeline  assets  and  leasehold  interests  in  oil  and
gas properties.

PCAOB. Public Company Accounting Oversight Board.

liquid  consisting  of  a  complex  mixture  of
Petroleum.  A  naturally  occurring 
hydrocarbons  of  various  molecular  weights  and  other  liquid  organic  compounds.  The  name
petroleum covers both the naturally occurring unprocessed crude oils and petroleum products that
are made up of refined crude oil.

flammable 

PHMSA.  Pipeline  and  Hazardous  Materials  Safety  Administration  of  the  U.S.  Department  of
Transportation.

Blue Dolphin Energy Company

 December 31, 2020  Page 4

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
Glossary of Terms

Pilot. Pilot Travel Centers LLC, a Delaware limited liability company.

U.S. GAAP. Accounting principles generally accepted in the United States of America.

Preferred  Stock.  Blue  Dolphin  preferred  stock,  par  value  $0.10  per  share.  Blue  Dolphin  has
2,500,000  shares  of  Preferred  Stock  authorized  and  no  shares  of  Preferred  Stock  issued  and
outstanding.

Veritex. Veritex Community Bank, successor in interest to Sovereign Bank by merger.

WHO. World Health Organization.

Product slate. Represents type and quality of products produced.

WSJ prime rate. A measure of the U.S. prime rate as defined by the Wall Street Journal.

XBRL. eXtensible Business Reporting Language.

Yield. The percentage of refined products that is produced from crude oil and other feedstocks.

 December 31, 2020  Page 5

Propane.  A  by-product  of  natural  gas  processing  and  petroleum  refining.  Propane  is  one  of  a
group  of  liquified  petroleum  gases.  Others  include  butane,  propylene,  butadiene,  butylene,
isobutylene, and mixtures thereof.
Refined products. Hydrocarbon compounds, such as jet fuel and residual fuel, that are produced
by a refinery.

Refinery. Within the oil and gas industry, a refinery is an industrial processing plant where crude
oil, condensate, and intermediate feeds are separated and transformed into petroleum products.

Refining gross profit (deficit) per bbl. Calculated as refinery operations revenue less total cost
of goods sold divided by the volume, in bbls, of refined products sold during the period; reflected
as a dollar ($) amount per bbl.

RCRA. Federal Resource Conservation and Recovery Act.

RFS2. Second Renewable Fuels Standard.

ROU. Right-of-use.

SBA. Small Business Administration.

SEC. Securities and Exchange Commission.

Securities Act. The Securities Act of 1933, as amended.

Segment  margin  (deficit).  For  our  refinery  operations  and  tolling  and  terminaling  business
segments,  represents  net  revenues  (excluding  intercompany  fees  and  sales)  attributable  to  the
respective  business  segment  less  associated  intercompany  fees  and  sales  less  associated
operation costs and expenses.

SEMS. Safety and Environmental Management System.

Sour crude. Crude oil containing sulfur content of more than 0.5%.

Stabilizer  unit.  A  distillation  column  intended  to  remove  the  lighter  boiling  compounds,  such  as
butane or propane, from a product.

Sweet crude. Crude oil containing sulfur content of less than 0.5%.

Sulfur.  Present  at  various  levels  of  concentration  in  many  hydrocarbon  deposits,  such  as
petroleum,  coal,  or  natural  gas.  Also,  produced  as  a  by-product  of  removing  sulfur-containing
contaminants  from  natural  gas  and  petroleum.  Some  of  the  most  commonly  used  hydrocarbon
deposits are categorized per their sulfur content, with lower sulfur fuels usually selling at a higher,
or premium, price and higher sulfur fuels selling at a lower, or discounted, price.

Texas First. Texas First Rentals, LLC.

Throughput. The volume processed through a unit or a refinery or transported through a pipeline.

TMT. Texas margins tax; a form of business tax imposed on an entity’s gross profit rather than on
its net income.

Topping  unit.  A  type  of  petroleum  refinery  that  engages  in  only  the  first  step  of  the  refining
process -- crude distillation. A topping unit uses atmospheric distillation to separate crude oil and
condensate into constituent petroleum products. A topping unit has a refinery complexity range of
1.0 to 2.0.

Total refinery production. Refers to the volume processed as output through the crude distillation
tower. Refinery production includes finished petroleum products, such as jet fuel, and intermediate
petroleum products, such as naphtha, HOBM and AGO.

Turnaround. Scheduled large-scale maintenance activity wherein an entire process unit is taken
offline for a week or more for comprehensive revamp and renewal.

USACOE. U.S. Army Corps of Engineers.

USDA. U.S. Department of Agriculture.

Blue Dolphin Energy Company

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
Important Information Regarding Forward Looking Statements

Important Information Regarding Forward-Looking Statements

This  report  (including  information  incorporated  by  reference)  contains  “forward-looking  statements”  within  the  meaning  of  Section  27A  of  the  Securities  Act  of
1933, as amended, and Section 21E of the Exchange Act, including, but not limited to, those under “Part I, Item 1. Business” and “Part I, Item 1A. Risk Factors,”
as well as “Part II, Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations.” All statements other than statements of
historical fact, including without limitation statements regarding expectations regarding revenue, cash flows, capital expenditures, and other financial items, our
business  strategy,  goals  and  expectations  concerning  our  market  position,  future  operations  and  profitability,  are  forward-looking  statements.  Forward-looking
statements may be identified by use of the words “anticipate,” “believe,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “predict,” “project,” “will,” “would” and
similar terms and phrases. Although we believe our assumptions concerning future events are reasonable, several risks, uncertainties, and other factors could
cause actual results and trends to differ materially from those projected, including but not limited to:

Risks Related to the COVID-19 Pandemic

Refinery and Tolling and Terminaling Operations

● Continued adverse effects to our liquidity, business, financial condition, and
results of operations due to the COVID-19 pandemic, which are expected
to continue in 2021.

● The persistence or worsening of market conditions related to the COVID-
19  pandemic,  which  may  require  us  to  raise  additional  capital  to  operate
our business or refinance existing debt on terms that are not acceptable to
us or not at all.

● Continued or further deterioration in demand for our refined products could

negatively affect our operations and financial condition.

● Potential impairment in the carrying value of long-lived assets, which could

negatively affect our operating results.

● Volatility  in  commodity  prices  and  refined  product  demand,  which

adversely affects our refining margins.

● Price volatility of crude oil, other feedstocks, and fuel and utility services.
● Availability  and  costs  of  crude  oil  and  other  feedstocks  to  operate  the

Nixon facility.

● Disruptions due to equipment interruption or failure at the Nixon facility.
● A potential pivot into other types of business, such as renewable fuels.
● Changes 

flow 
requirements, shortfalls for which Affiliates may not fund.
● Key personnel loss, labor relations, and workplace safety.
● Loss  of  market  share  by  and  a  material  change  in  profitability  of  our  key

from  operations  and  working  capital

in  our  cash 

Business and Industry

● Loss of business from, or the bankruptcy or insolvency of, one or more of

● Our going concern status.
● Inadequate  liquidity  to  sustain  operations  due  to  defaults  under  our
secured  loan  agreements,  margin  deterioration  and  volatility,  and  historic
net losses and working capital deficits.

● Changes in the cost or availability of third-party vessels, pipelines, trucks,
and other means of delivering and transporting crude oil and condensate,
feedstocks, and refined products.

● Sourcing  of  a  substantial  amount,  if  not  all,  of  our  crude  oil  and

our significant customers.

customers.

● Substantial debt in current liabilities, which is currently in default.
● Ability 

regain  compliance  with 

terms  of  our  outstanding

the 

to 

condensate from the Eagle Ford Shale.

● Geographic concentration of our refining operations and customers within

indebtedness.

the Eagle Ford Shale.

● Increased costs of capital or a reduction in the availability of credit.
● Restrictive  covenants  in  our  debt  instruments  that  may  limit  our  ability  to

● Severe  weather  or  other  events  affecting  our  facilities,  or  those  of  our

vendors, suppliers, or customers.

undertake certain types of transactions.

● Regulatory  changes,  as  well  as  proposed  measures  that  are  reasonably

● Affiliate  common  stock  ownership  and  transactions  that  could  cause

likely to be enacted, to reduce greenhouse gas emissions.

conflicts of interest.

● Our ability to effect and integrate potential acquisitions.

● Operational  hazards  inherent  in  refining  and  natural  gas  processing
operations  and  in  transporting  and  storing  crude  oil  and  condensate  and
refined products.

● Geographic concentration of our assets and customers in West Texas.
● Competition from companies having greater financial and other resources.
● Environmental  laws  and  regulations  that  could  require  us  to  make
substantial  capital  expenditures  to  remain  in  compliance  or  remediate
current or future contamination that could give rise to material liabilities.

● Strict laws and regulations regarding personnel and process safety.
● Changes in insurance markets impacting costs and the level and types of

coverage available.

Pipeline and Facilities and Oil and Gas Assets

● Assessment of civil penalties by BOEM for our failure to satisfy orders to
provide additional financial assurance (supplemental pipeline bonds) within
the time period prescribed.

● Assessment  of  civil  penalties  by  BSEE  for  our  failure  to  decommission

pipeline and platform assets within the time periods prescribed.

Common Stock

● NOL carryforwards to offset future taxable income for U.S. federal income

● Fluctuations  in  our  stock  price  that  may  result  in  substantial  investment

tax purposes that are subject to limitation.

loss.

● Failure to keep pace with technological developments in our industry.
● Direct  or  indirect  effects  on  our  business  resulting  from  actual  or
threatened  terrorist  or  activist  incidents,  cyber-security  breaches,  or  acts
of war.

● Negative effects of security threats.
● Increased activism against oil and natural gas companies.
● The  effects  of  public  health  threats,  pandemics,  and  epidemics,  such  as
the  ongoing  outbreak  of  COVID-19,  and  the  adverse  impacts  thereof  on
our business, financial condition, results of operations, and liquidity.

● Declines in our stock price due to share sales by Affiliates.
● Dilution  of  the  equity  of  current  stockholders  and  the  potential  decline  of
our  stock  price  as  a  result  of  the  issuance  of  new  Common  Stock  or
Preferred  Stock  from  the  large  pool  of  authorized  shares  that  we  have
available to issue.

● The  potential  sale  of  shares  pursuant  to  Rule  144,  which  may  adversely

affect the market.

● The lack of dividend payments.
● Failure  to  maintain  effective  internal  controls  in  accordance  with  Section

404(a) of the Sarbanes-Oxley Act.

See also the risk factors described in greater detail under “Part I, Item 1A. Risk Factors” of this report.

All forward-looking statements included in this report are based on information available to us on the date of this report. We undertake no obligation to revise or
update any forward-looking statements as a result of new information, future events, or otherwise.

Blue Dolphin Energy Company

 December 31, 2020  Page 6

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Business

Unless the context otherwise requires, references in this report to “Blue Dolphin,” “we,” “us,” “our,” or “ours” refer to Blue Dolphin Energy Company, one or more
of its consolidated subsidiaries, or all of them taken as a whole.

Part I should be read in conjunction with “Part II, Item 7. Management’s Discussion and Analysis and Results of Operations” and “Part II, Item 8. Financial
Statements and Supplementary Data”.

ITEM 1.  BUSINESS

PART I

The  following  section  of  this  Annual  Report  on  Form  10-K  generally  refers  to  business  developments  during  the  twelve  months  ended  December  31,  2020.
Discussion  of  or  references  to  prior  period  business  developments  that  are  not  included  in  this  Form  10-K  can  be  found  in  “Part  I,  Item  1.  Business”  of  our
Annual Report on Form 10-K for the year ended December 31, 2019 .

Overview
Blue Dolphin is an independent downstream energy company operating in the Gulf Coast region of the United States. Our subsidiaries operate a light sweet-
crude, 15,000-bpd crude distillation tower with approximately 1.2 million bbls of petroleum storage tank capacity in Nixon, Texas. Blue Dolphin was formed in
1986 as a Delaware corporation and is traded on the OTCQX under the ticker symbol “BDCO”.

Our  assets  are  primarily  organized  in  two  segments:  refinery  operations  (owned  by  LE)  and  tolling  and  terminaling  services  (owned  by  LRM  and  NPS).
Subsidiaries  that  are  reflected  in  corporate  and  other  include  BDPL  (inactive  pipeline  and  facilities  assets),  BDPC  (inactive  leasehold  interests  in  oil  and  gas
wells),  and  BDSC  (administrative  services).  For  more  information  related  to  our  business  segments  and  properties,  see  “Part  I.  Item  1.  Business—Refinery
Operations, —Tolling and Terminaling Operations, and —Inactive Operations” and “Part I. Item 2. Properties” in this report.

Affiliates
Affiliates controlled approximately 82% of the voting power of our Common Stock as of the filing date of this report. An Affiliate operates and manages all Blue
Dolphin  properties  and  funds  working  capital  requirements  during  periods  of  working  capital  deficits,  and  an  Affiliate  is  a  significant  customer  of  our  refined
products. Blue Dolphin and certain of its subsidiaries are currently parties to a variety of agreements with Affiliates. See “Part I, Item 1A. Risk Factors” and “Part
II, Item 8. Financial Statements and Supplementary Data, Note (3)” for additional disclosures related to Affiliate agreements, arrangements, and risks associated
with working capital deficits.

Going Concern
Management has determined that certain factors raise substantial doubt about our ability to continue as a going concern. As discussed more fully below, these
factors include inadequate liquidity to sustain operations due to defaults under our secured loan agreements, margin deterioration and volatility, and historic net
losses and working capital deficits. Our consolidated financial statements assume we will continue as a going concern and do not include any adjustments that
might result from the outcome of this uncertainty. Our ability to continue as a going concern depends on sustained positive operating margins and having working
capital for, amongst other requirements, purchasing crude oil and condensate and making payments on long-term debt. Without positive operating margins and
working capital, our business will be jeopardized, and we may not be able to continue. If we are unable to make required debt payments, we would likely have to
consider other options, such as selling assets, raising additional debt or equity capital, cutting costs or otherwise reducing our cash requirements, or negotiating
with our creditors to restructure our applicable obligations, including a potential bankruptcy filing.

Defaults Under Secured Loan Agreements. We are currently in default under certain of our secured loan agreements with third parties and related parties. As
a result, the debt associated with these obligations was classified within the current portion of long-term debt on our consolidated balance sheets at December
31, 2020 and 2019. See “Part II, Item 8. Financial Statements and Supplementary Data, Notes (1), (3), (10), and (11)” for additional disclosures related to third-
party and related-party debt, defaults on such debt, and the potential effects of such defaults on our business, financial condition, and results of operations.

Third-Party Defaults
● Veritex Loans – Defaults under the LE Term Loan Due 2034 and LRM Term Loan Due 2034 permit Veritex to declare the amounts owed under these loan
agreements immediately due and payable, exercise its rights with respect to collateral securing obligors’ obligations under these loan agreements, and/or
exercise  any  other  rights  and  remedies  available.  Any  exercise  by  Veritex  of  its  rights  and  remedies  under  our  secured  loan  agreements  would  have  a
material adverse effect on our business operations, including crude oil and condensate procurement and our customer relationships; financial condition; and
results of operations. Veritex exercising its rights would also adversely impact the trading price of our common stock and the value of an investment in our
common stock, which could lead to holders of our common stock losing their investment in its entirety. We can provide no assurance that: (i) our assets or
cash flow will be sufficient to fully repay borrowings under our secured loan agreements with Veritex, either upon maturity or if accelerated, (ii) LE and LRM
will be able to refinance or restructure the payments of the debt, and/or (iii) Veritex, as first lien holder, will provide future default waivers. The borrowers
continue  in  active  dialogue  with  Veritex.  As  of  the  filing  date  of  this  report,  payments  under  the  Veritex  loans  were  current,  but  other  defaults  remained
outstanding.

Blue Dolphin Energy Company

 December 31, 2020  Page 7

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Business

● Amended Pilot Line of Credit – Upon maturity of the Pilot Line of Credit in May 2020, Pilot sent NPS, as borrower, and LRM, LEH, LE and Blue Dolphin, each
a guarantor and collectively guarantors, a notice demanding the immediate payment of the unpaid principal amount and all interest accrued and unpaid, and
all other amounts owing or payable (the “Obligations”). Pursuant to the Amended Pilot Line of Credit, commencing on May 4, 2020, the Obligations began to
accrue interest at a default rate of fourteen percent (14%) per annum. Failure of the borrower or any guarantor of paying the past due Obligations constituted
an  event  of  default.  Pilot  expressly  retained  and  reserved  all  its  rights  and  remedies  available  to  it  at  any  time,  including  without  limitation,  the  right  to
exercise all rights and remedies available to Pilot under the Amended Pilot Line of Credit or applicable law or equity.

Pursuant to a June 1, 2020 notice, Pilot began applying Pilot’s payment obligations to NPS under each of (a) the Terminal Services Agreement (covering
Tank Nos. 67, 71, 72, 73, 77, and 78), dated as of May 2019, between NPS and Pilot, and (b) the Terminal Services Agreement (covering Tank No. 56),
dated as of June 1, 2019, between NPS and Pilot, against NPS’ payment obligations to Pilot under the Amended Pilot Line of Credit. Such tank lease setoff
amounts only partially satisfy NPS’ obligations under the Amended Pilot Line of Credit, and Pilot expressly retained and reserved all its rights and remedies
available to it at any time, including, without limitation, the right to exercise all rights and remedies available to Pilot under the Amended Pilot Line of Credit or
applicable  law  or  equity.  For  the  twelve-month  periods  ended  December  31,  2020  and  2019,  the  tank  lease  setoff  amounts  totaled  $1.3  million  and  $0,
respectively. For the twelve-month periods ended December 31, 2020 and 2019, the amount of interest NPS incurred under the Amended Pilot line of credit
totaled $1.0 million and $0, respectively.

On November 23, 2020, NPS and guarantors received notice from Pilot that the entry into the SBA EIDLs was a breach of the Amended Pilot Line of Credit
and  Pilot  demanded  full  repayment  of  the  Obligations,  including  through  use  of  the  proceeds  of  the  SBA  EIDLs.  Pilot  also  notified  the  SBA  that  the  liens
securing the SBA EIDLs are junior to those securing the Obligations. While the SBA acknowledged this point and indicated a willingness to subordinate the
SBA EIDLs, no further action has been taken by Pilot as of the filing date of this report.

Any exercise by Pilot of its rights and remedies under the Amended Pilot Line of Credit would have a material adverse effect on our business operations,
including crude oil and condensate procurement and our customer relationships; financial condition; and results of operations. NPS and guarantors continue
in active dialogue with Pilot to reach a negotiated settlement, and we believe that Pilot hopes to continue working with NPS to settle the Obligations. NPS and
guarantors  are  also  working  on  the  possible  refinance  of  amounts  owing  and  payable  under  the  Amended  Pilot  Line  of  Credit.  However,  progress  with
potential lenders has been slow due to the ongoing COVID-19 pandemic. NPS’s ability to repay, refinance, replace or otherwise extend this credit facility is
dependent  on,  among  other  things,  business  conditions,  our  financial  performance,  and  the  general  condition  of  the  financial  markets.  Given  the  current
financial  markets,  we  could  be  forced  to  undertake  alternate  financings,  including  a  sale  of  additional  common  stock,  negotiate  for  an  extension  of  the
maturity,  or  sell  assets  and  delay  capital  expenditures  in  order  to  generate  proceeds  that  could  be  used  to  repay  such  indebtedness.  We  can  provide  no
assurance that we will be able to consummate any such transaction on terms that are commercially reasonable, on terms acceptable to us or at all. If new
debt or other liabilities are added to the Company’s current consolidated debt levels, the related risks that it now faces could intensify. In the event we are
unsuccessful in such endeavors, NPS may be unable to pay the amounts outstanding under the Amended Pilot Line of Credit, which may require us to seek
protection  under  bankruptcy  laws.  In  such  a  case,  the  trading  price  of  our  common  stock  and  the  value  of  an  investment  in  our  common  stock  could
significantly decrease, which could lead to holders of our common stock losing their investment in our common stock in its entirety.

● Notre Dame Debt – Pursuant to a 2015 subordination agreement, the holder of the Notre Dame Debt agreed to subordinate their right to payments, as well
as any security interest and liens on the Nixon facility’s business assets, in favor of Veritex as holder of the LE Term Loan Due 2034. To date, no payments
have been made under the subordinated Notre Dame Debt and the holder of the Notre Dame Debt has taken no action as a result of the non-payment.

Our financial health could be materially and adversely affected by defaults in our secured loan agreements, margin deterioration and volatility, historic net losses
and working capital deficits, as well as termination of the crude supply agreement or terminal services agreement with Pilot, which could impact our ability to
acquire  crude  oil  and  condensate.  In  addition,  sustained  periods  of  low  crude  oil  prices  due  to  market  volatility  associated  with  the  COVID-19  pandemic  has
resulted in significant financial constraints on producers, which in turn has resulted in long term crude oil supply constraints and increased transportation costs.
A failure to acquire crude oil and condensate when needed will have a material effect on our business results and operations. During the twelve-month period
ended December 31, 2020, our refinery experienced downtime as a result of lack of crude due to cash constraints.

Related-Party Defaults
Affiliates controlled approximately 82% of the voting power of our Common Stock as of the filing date of this report, an Affiliate operates and manages all Blue
Dolphin properties, an Affiliate is a significant customer of our refined products, and we borrow from Affiliates during periods of working capital deficits.

Blue Dolphin Energy Company

 December 31, 2020  Page 8

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
Business

Margin Deterioration and Volatility. Our refining margins generally improve in an environment of higher crude oil and refined product prices, and where the
spread between crude oil prices and refined product prices widen. Steps taken early on to address the COVID-19 pandemic globally and nationally, including
government-imposed temporary business closures and voluntary shelter-at-home directives, caused oil prices to decline sharply in 2020. In addition, actions by
members of the OPEC and other producer countries with respect to oil production and pricing significantly impacted supply and demand in global oil and gas
markets. In response to margin deterioration and volatility, we adjust throughput and production at the Nixon refinery based on prevailing market conditions.
 vaccine programs and
Although federal, state, and local governments and health officials have made strides to contain the virus, treat its effects, and implement
OPEC  has  since  agreed  to  certain  production  cuts,  oil  prices  have  remained  depressed  and  oversupply  and  lack  of  demand  in  the  market  persists.
  Oil  and
refined product prices and demand are expected to remain volatile for the foreseeable future, and we cannot predict when prices and demand will improve and
stabilize. As of the date of this report the Nixon refinery is still operating at reduced throughput levels and we expect it to continue to do so until market conditions
substantially  improve.  We  are  currently  unable  to  estimate  the  impact  these  events  will  have  on  our  future  financial  position  and  results  of  operations.
Accordingly, we expect that these events will continue to have a material adverse effect on our financial position or results of operations.

Historic Net Losses and Working Capital Deficits.
Net Losses
Net loss for the twelve months ended December 31, 2020 was $14.5 million, or a loss of $1.15 per share, compared to net income of $7.4 million, or income of
$0.66  per  share,  for  the  twelve  months  ended  December  31,  2019.  The  significant  increase  in  net  loss  during  the  twelve  months  ended  December  31,  2020
was the result of: (1) lower refining margins associated with commodity price volatility, as noted above, and (2) lower throughput volumes and barrels sold. Net
income for the twelve months ended December 31, 2019 included a $9.1 million gain on the extinguishment of debt related to the GEL Settlement.

Working Capital Deficits
We had a working capital deficit of $72.3 million and $59.4 million at December 31, 2020 and 2019, respectively. Excluding the current portion of long-term debt,
we  had  a  working  capital  deficit  of  $22.9  million  and  $19.6  million  at  December  31,  2020  and  2019,  respectively.  Cash  and  cash  equivalents,  restricted  cash
(current portion), and restricted cash, noncurrent were as follow:

Cash and cash equivalents
Restricted cash (current portion)
Restricted cash, noncurrent

Total

December 31,

2020

2019

 (in thousands)

  $

  $

549 
48 
514 

  $

1,111 

  $

72 
49 
547 

668 

See “Part I, Item 1A. Risk Factors” and “Part II, Item 8. Financial Statements and Supplementary Data, Note (1)” regarding going concern factors and associated
risks.

Operating Risks
Successful  execution  of  our  business  strategy  depends  on  several  key  factors,  including,  having  adequate  working  capital  to  meet  operational  needs  and
regulatory requirements, maintaining safe and reliable operations at the Nixon facility, meeting contractual obligations, and having favorable margins on refined
products. As discussed under “Part I, Item 1. Business —Going Concern” and throughout this report, we are currently unable to estimate the impact the COVID-
19 pandemic will have on our future financial position and results of operations. Under earlier state and federal mandates that regulated business closures, our
business was deemed as an essential business and, as such, remained open. As U.S. federal, state, and local officials address surging coronavirus cases and
roll out COVID-19 vaccines, we expect to continue operating. Governmental mandates, while necessary to address the virus, will result in further business and
operational  disruptions,  including  demand  destruction,  liquidity  strains,  supply  chain  challenges,  travel  restrictions,  controls  on  in-person  gathering,  and
workforce availability.

Despite this, management believes that it has taken all prudent steps to mitigate risk, avoid business disruptions, manage cash flow, and remain competitive in a
low oil price environment. We are managing cash flow by optimizing receivables and payables by prioritizing payments, managing inventory to avoid buildup,
monitoring  discretionary  spending,  and  delaying  capital  expenditures.  At  the  Nixon  facility,  we  adjust  throughput  and  production  based  on  prevailing  market
conditions. Facility-dependent personnel, including those needed to maintain the Nixon facility, report to the facility under strict protocols that are designed to
ensure personnel health and safety. We are also supporting non-facility-dependent personnel through remote work and virtual meeting technology, and we are
encouraging all personnel to follow local guidance. All non-essential business travel and attendance at conferences, trainings, and other gatherings have been
suspended.

Blue Dolphin Energy Company

 December 31, 2020  Page 9

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
 
 
 
  
 
Business

There  can  be  no  assurance  that  our  business  strategy  will  be  successful,  that  Affiliates  will  continue  to  fund  our  working  capital  needs  when  we  experience
working  capital  deficits,  that  we  will  meet  regulatory  requirements  to  provide  additional  financial  assurance  (supplemental  pipeline  bonds)  and  decommission
offshore  pipelines  and  platform  assets,  that  we  will  be  able  to  obtain  additional  financing  on  commercially  reasonable  terms  or  at  all,  or  that  margins  on  our
refined products will be favorable. Further, if Veritex and/or Pilot exercise their rights and remedies under our secured loan agreements, our business, financial
condition, and results of operations will be materially adversely affected.

Refinery Operations
Our refinery operations segment consists of the following assets and operations:

Property

Nixon facility

● Crude distillation tower (15,000 bpd)
● Petroleum storage tanks
● Loading and unloading facilities
● Land (56 acres)

Key Products
Handled

Crude Oil
Refined Products

Operating Subsidiary

Location

  LE

  Nixon, Texas

Capital  Improvement  Expansion  Project.  During  2020,  we  safely  completed  a  5-year  capital  improvement  expansion  project  of  the  Nixon  facility.  The
expansion  project  involved  the  construction  of  nearly  1.0  million  bbls  of  new  petroleum  storage  tanks,  smaller  efficiency  improvements  to  the  refinery,  and
acquisition  of  refurbished  refinery  equipment  for  future  deployment.  The  increase  in  petroleum  storage  capacity  has  helped  with  de-bottlenecking  the  Nixon
refinery.  Additional  petroleum  storage  capacity  will  allow  for  increased  refinery  throughput  of  up  to  approximately  30,000  bpd  while  deployment  of  various
refurbished  refinery  equipment  will  help  improve  processing  capacity  and  increase  the  Nixon  refinery’s  complexity.  The  total  cost  of  the  project,  which  was
funded through the Veritex loans, was approximately $32.5 million.

Crude Oil and Condensate Supply.  Operation of the Nixon refinery depends on our ability to purchase adequate amounts of crude oil and condensate. We
have a long-term crude supply agreement in place with Pilot. Under the initial term of the crude supply agreement, Pilot will sell us approximately 24.8 million
net bbls of crude oil. Thereafter, the crude supply agreement will continue on a one-year evergreen basis. Effective March 1, 2020, Pilot assigned its rights, title,
interest, and obligations in the crude supply agreement to Tartan Oil LLC, a Pilot affiliate. Either party may terminate the crude supply agreement by providing
the other party 60 days prior written notice. Pilot also stores crude oil at the Nixon facility under two terminal services agreements. Under the terminal services
agreements,  Pilot  stores  crude  oil  at  the  Nixon  facility  at  a  specified  rate  per  bbl  of  the  storage  tank’s  shell  capacity.  Although  the  initial  term  of  the  terminal
services agreement expired April 30, 2020, the agreement renewed on a one-year evergreen basis. Either party may terminate the terminal services agreement
by providing the other party 60 days prior written notice. However, the terminal services agreement will automatically terminate upon expiration or termination of
the crude supply agreement. In addition, sustained periods of low crude oil prices due to market volatility associated with the COVID-19 pandemic has resulted in
significant financial constraints on producers, which in turn has resulted in long term crude oil supply constraints and increased transportation costs. A failure to
acquire  crude  oil  and  condensate  when  needed  will  have  a  material  effect  on  our  business  results  and  operations.  During  the  twelve-month  period  ended
December 31, 2020, our refinery experienced downtime as a result of lack of crude due to cash constraints.

Products and Markets. Our market is the Gulf Coast region of the U.S., which is represented by the EIA as Petroleum Administration for PADD 3.  We sell our
products primarily in the U.S. within PADD 3. Occasionally, we sell refined products to customers that export to Mexico.

The  Nixon  refinery’s  product  slate  is  moderately  adjusted  based  on  market  demand.  We  currently  produce  a  single  finished  product  –  jet  fuel  –  and  several
intermediate products, including naphtha, HOBM, and AGO.  Our jet fuel is sold to an Affiliate, which is HUBZone certified. The product sales agreement with the
Affiliate has a 1-year term expiring the earliest to occur of March 31, 2022 plus 30-day carryover or delivery of the maximum quantity of jet fuel. Our intermediate
products are primarily sold in nearby markets to wholesalers and refiners as a feedstock for further blending and processing.

Customers. Customers for our refined products include distributors, wholesalers and refineries primarily in the lower portion of the Texas Triangle (the Houston -
San Antonio - Dallas/Fort Worth area). We have bulk term contracts in place with most of our customers, including month-to-month, six months, and up to one-
year  terms.  Certain  of  our  contracts  require  our  customers  to  prepay  and  us  to  sell  fixed  quantities  and/or  minimum  quantities  of  finished  and  intermediate
petroleum products. Many of these arrangements are subject to periodic renegotiation on a forward-looking basis, which could result in higher or lower relative
prices on future sales of our refined products.

Competition. Many of our competitors are substantially larger than us and are engaged on a national or international level in many segments of the oil and gas
industry, including exploration and production, gathering and transportation, and marketing. These competitors may have greater flexibility in responding to or
absorbing market changes occurring in one or more of these business segments. We compete primarily based on cost. Due to the low complexity of our simple
“topping unit” refinery, we can be relatively nimble in adjusting our refined products slate because of changing commodity prices, market demand, and refinery
operating costs.

Blue Dolphin Energy Company

 December 31, 2020

 Page
10

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
   
 
 
 
   
   
 
 
 
 
 
 
 
 
   
 
Business

Safety and Downtime. Our refinery operations are operated in a manner materially consistent with industry safe practices and standards. These operations are
subject  to  regulations  under  OSHA,  the  EPA,  and  comparable  state  and  local  requirements.  Together,  these  regulations  are  designed  for  personnel  safety,
process  safety  management,  and  risk  management,  as  well  as  to  prevent  or  minimize  the  probability  and  consequences  of  an  accidental  release  of  toxic,
reactive,  flammable,  or  explosive  chemicals.  Storage  tanks  used  for  refinery  operations  are  designed  for  crude  oil  and  condensate  and  refined  products,  and
most  are  equipped  with  appropriate  controls  that  minimize  emissions  and  promote  safety.  Our  refinery  operations  have  response  and  control  plans,  spill
prevention and other programs to respond to emergencies.

The Nixon refinery periodically experiences planned and unplanned temporary shutdowns. Unplanned shutdowns can occur for a variety of reasons, including
voluntary  regulatory  compliance  measures,  cessation  or  suspension  by  regulatory  authorities,  disabled  equipment,  or  lack  of  crude  due  to  cash  constraints.
However, in Texas the most typical reason is excessive heat or power outages from high winds and thunderstorms. The Nixon refinery did not incur significant
damage related to freezing temperatures in February 2021. However, the plant was down for approximately 8 days as a result of lost external power. Planned
turnarounds are used to repair, restore, refurbish, or replace refinery equipment. Refineries typically undergo a major turnaround every three to five years. Since
the Nixon refinery was placed back in service in 2012 (commonly referred to as “recommissioning”), turnarounds are needed more frequently for unanticipated
maintenance or repairs.

We  are  particularly  vulnerable  to  disruptions  in  our  operations  because  all  our  refining  operations  are  conducted  at  a  single  facility.  Any  scheduled  or
unscheduled downtime will result in lost margin opportunity, potential increased maintenance expense, and a reduction of refined products inventory, which could
reduce our ability to meet our payment obligations.

Tolling and Terminaling Operations
Our tolling and terminaling segment consists of the following assets and operations:

Property

Nixon facility

● Petroleum storage tanks
● Loading and unloading facilities

  Key Products

Handled

  Crude Oil

Refined Products

Operating Subsidiary

Location

LRM, NPS

  Nixon, Texas

Capital Improvement Expansion Project. As previously noted, we completed a 5-year capital improvement expansion project of the Nixon facility during 2020.
Tolling  and  terminaling  capital  improvements  primarily  related  to  construction  of  new  petroleum  storage  tanks  to  significantly  increase  petroleum  storage
capacity. Increased petroleum storage capacity will provide an opportunity to generate additional tolling and terminaling revenue.

Products and Customers. The Nixon facility’s petroleum storage tanks and infrastructure are primarily suited for crude oil and condensate and refined products,
such as naphtha, jet fuel, diesel, and fuel oil. Storage customers are typically refiners in the lower portion of the Texas Triangle (the Houston – San Antonio –
Dallas/Fort Worth area). Shipments are received and redelivered from within the Nixon facility via pipeline or from third parties via truck. Contract terms range
from month-to-month to three years.

Operations  Safety.  Our  tolling  and  terminal  operations  are  operated  in  a  manner  materially  consistent  with  industry  safe  practices  and  standards.  These
operations are subject to regulations under OSHA and comparable state and local regulations. Storage tanks used for terminal operations are designed for crude
oil and condensate and refined products, and most are equipped with appropriate controls that minimize emissions and promote safety. Our terminal operations
have response and control plans, spill prevention and other programs to respond to emergencies.

Blue Dolphin Energy Company

 December 31, 2020

 Page
11

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
   
  
 
Business

Inactive Operations
We own certain other pipeline and facilities assets and have leasehold interests in oil and gas properties. These assets, which are shown below and included in
corporate and other, are not operational and are fully impaired. We fully impaired our pipeline assets in 2016 and our oil and gas leasehold interests in 2011. Our
pipeline assets and oil and gas leasehold interests had no revenue during the twelve months ended December 31, 2020 and 2019. See “Part II, Item 8. Financial
Statements and Supplementary Data, Note (16)” related to pipelines and platform decommissioning requirements and related risks.

Property

Freeport facility

● Crude oil and natural gas separation and dehydration
● Natural gas processing, treating, and redelivery
● Vapor recovery unit
● Two onshore pipelines
● Land (162 acres)

Offshore Pipelines (Trunk Line and Lateral Lines)
Oil and Gas Leasehold Interests

Operating Subsidiary

    Location

  BDPL

    Freeport, Texas

  BDPL
  BDPC

    Gulf of Mexico
    Gulf of Mexico

Pipeline and Facilities Safety.
Although our pipeline and facility assets are inactive, they require upkeep and maintenance and are subject to safety regulations under OSHA, PHMSA, BOEM,
BSEE, and comparable state and local regulations. We have response and control plans, spill prevention and other programs to respond to emergencies related
to these assets.

Personnel
We  have  no  employees.  We  rely  on  an  Affiliate  to  manage  our  facilities  pursuant  to  the  Amended  and  Restated  Operating  Agreement.  Services  under  the
Amended and Restated Operating Agreement include personnel serving in a variety of capacities, including, but not limited to corporate executives, operations
and  maintenance,  environmental,  health  and  safety,  and  administrative  and  professional  services.  At  December  31,  2020,  the  Affiliate  had  a  total  of  199
employees,  161  full-time  and  38  part-time.  No  personnel  were  covered  by  collective  bargaining  agreements.  See  “Part  II,  Item  8.  Financial  Statements  and
Supplementary Data, Note (3)” for additional disclosures related to Affiliate arrangements.

Insurance and Risk Management
Our operations are subject to significant hazards and risks inherent in crude oil and condensate refining operations, as well as the transportation and storage of
crude  oil  and  condensate  and  refined  products.  We  have  property  damage  and  business  interruption  coverage  at  the  Nixon  facility.  Business  interruption
coverage is for 24 months from the date of the loss, subject to a deductible with a 45-day waiting period. Our property damage insurance has deductibles ranging
from $5,000 to $500,000. In addition, we have a full suite of insurance policies covering workers’ compensation, general liability, directors’ and officers’ liability,
environmental liability, and other business risks. These coverages are supported by safety and other risk management programs.

Intellectual Property
We rely on intellectual property laws to protect our brand, as well as those of our subsidiaries. “Blue Dolphin Energy Company” is a registered trademark in the
U.S.  in  name  and  logo  form.  “Petroport,  Inc.”  is  a  registered  trademark  in  the  U.S.  in  name  form.  In  addition,  “www.blue-dolphin-energy.com”  is  a  registered
domain name.

Website Access to Reports and Other Information
Our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and other public filings with the SEC are available, free of
charge, on our website (http://www.blue-dolphin-energy.com) as soon as reasonably practical after we file them with, or furnish them to, the SEC. Information
contained on our website is not part of this report. You may also access these reports on the SEC’s website at http://www.sec.gov.

Blue Dolphin Energy Company

 December 31, 2020

 Page
12

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
   
 
   
     
 
 
 
 
 
 
  
 
Business

Government Regulations
General.  Our  operations  are  subject  to  extensive  and  frequently  changing  federal,  state,  and  local  laws,  regulations,  permits,  and  ordinances  relating  to  the
protection  of  the  environment.  Among  other  things,  these  laws  and  regulations  govern  obtaining  and  maintaining  construction  and  operating  permits,  the
emission and discharge of pollutants into or onto the land, air, and water, the handling and disposal of solid, liquid, and hazardous wastes and the remediation of
contamination. Compliance with existing and anticipated environmental laws and regulations increases our overall cost of business, including our capital costs to
construct, maintain, operate and upgrade equipment and facilities. Failure to comply with these laws and regulations may trigger a variety of administrative, civil,
and criminal enforcement measures, including the assessment of monetary penalties. Certain environmental statutes impose strict, joint and several liability for
costs required to clean up and restore sites where hazardous substances, hydrocarbons or wastes have been disposed or otherwise released. Moreover, it is not
uncommon  for  neighboring  landowners  and  other  third  parties  to  file  claims  for  personal  injury  and  property  damage  allegedly  caused  by  the  release  of
hazardous substances, hydrocarbons, or other waste products into the environment. These requirements may also significantly affect our customers’ operations
and may have an indirect effect on our business, financial condition and results of operations. However, we do not expect such effects will have a material impact
on our financial position, results of operations, or liquidity.

Air Emissions and Climate Change Regulations.  Our operations are subject to the Clean Air Act and comparable state and local statutes. Under these laws,
we are required to obtain permits, as well as test, monitor, report, and implement control requirements. If regulations become more stringent, additional emission
control technologies may be required to be installed at the Nixon facility and certain emission sources located offshore, and our ability to secure future permits
may become less certain. Any such future obligations could require us to incur significant additional capital or operating costs.

The EPA has undertaken significant regulatory initiatives under authority of the Clean Air Act’s NSR/PSD program to further reduce emissions of volatile organic
compounds, nitrogen oxides, sulfur dioxide, and particulate matter. These regulatory initiatives have been targeted at industries with large manufacturing facilities
that are significant sources of emissions, such as refining, paper and pulp, and electric power generating industries. The basic premise of these initiatives is the
EPA’s assertion that many of these industrial establishments have modified or expanded their operations over time without complying with NSR/PSD regulations
adopted  by  the  EPA  that  require  permits  and  new  emission  controls  in  connection  with  any  significant  facility  modifications  or  expansions  that  can  result  in
emission  increases  above  certain  thresholds.  As  part  of  this  ongoing  NSR/PSD  regulatory  initiative,  the  EPA  has  consent  decrees  with  several  refiners  that
require refiners to make significant capital expenditures to install emissions control equipment at selected facilities. We have not been selected by the EPA to
enter a consent decree. If selected, as a small refiner we do not expect any additional requirements to have a material impact on our financial position, results of
operations, or liquidity.

The EPA strengthened the NAAQS for ground-level ozone to 70 parts per billion in 2015 from the 75-parts per billion level set in 2008. To implement the revised
ozone NAAQS, all states will need to review their existing air quality management infrastructure State Implementation Plan for ozone and ensure it is appropriate
and  adequate.  Where  areas  remain  in  ozone  non-attainment,  or  come  into  ozone  non-attainment  as  a  result  of  the  revised  NAAQS,  it  is  likely  that  additional
planning  and  control  obligations  will  be  required.  States  may  impose  additional  emissions  control  requirements  on  stationary  sources,  changes  in  fuels
specifications, and changes in fuels mix and mobile source emissions controls. The ongoing and potential future requirements imposed by states to meet the
ozone NAAQS could have direct impacts on terminaling facilities through additional requirements and increased permitting costs and could have indirect impacts
through changing or decreasing fuel demand.

The Energy Independence and Security Act of 2007 created RFS2 requiring the total volume of renewable transportation fuels (including ethanol and advanced
biofuels) sold or introduced in the U.S. to reach 36.0 billion gallons by 2022. We applied for an extension of the temporary exemption afforded small refineries
through December 31, 2010. The EPA granted the Nixon refinery a small refinery exemption from RFS2 requirements for 2013 and 2014. Since 2014, the Nixon
refinery has solely produced HOBM, a non-transportation lubricant blend product that does not fall under RFS2.

Currently,  multiple  legislative  and  regulatory  measures  to  address  greenhouse  gas  emissions  are  in  various  phases  of  discussion  or  implementation.  These
include  actions  to  develop  national,  state,  or  regional  programs,  each  of  which  would  require  reductions  in  our  greenhouse  gas  emissions  or  those  of  our
customers. In 2015, the EPA amended the Petroleum and Natural Gas Systems source category (Subpart W) of the Greenhouse Gas Reporting Program, to
include among other things a new Onshore Petroleum and Natural Gas Gathering and Boosting segment that encompasses greenhouse gas emissions from
equipment  and  sources  within  the  petroleum  and  natural  gas  gathering  boosting  systems.  In  2016,  the  EPA  promulgated  regulations  regarding  performance
standards for methane emissions from new and modified oil and gas production and natural gas processing and transmission facilities, and in September 2018,
proposed  targeted  improvements  to  these  standards  to  streamline  implementation  of  the  rules.  These  and  other  legislative  regulatory  measures  will  impose
additional burdens on our business and those of our customers.

Hazardous Substances and Waste Regulations. The CERCLA imposes strict, joint and several liability on a broad group of potentially responsible parties for
response actions necessary to address a release of hazardous substances into the environment. The law authorizes two kinds of response actions: (i) short-term
removals, where actions may be taken to address releases or threatened releases requiring prompt response, and (ii) long-term remedial response actions, that
permanently and significantly reduce the dangers associated with releases or threats of releases of hazardous substances that are serious, but not immediately
life threatening. Neither we nor any of our predecessors have been designated as a potentially responsible party under CERCLA or a similar state statute.

Blue Dolphin Energy Company

 December 31, 2020

 Page
13

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
  
 
Business

We  generate  petroleum  product  wastes,  solid  wastes,  and  ordinary  industrial  wastes,  such  as  from  paints  and  solvents,  that  are  regulated  under  RCRA  and
comparable  state  statues.  We  are  not  currently  required  to  comply  with  a  substantial  portion  of  the  RCRA  requirements  because  we  are  considered  small
quantity generators of hazardous wastes by the EPA and state regulations. However, it is possible that additional wastes, which could include wastes currently
generated  during  operations,  will  in  the  future  be  designated  as  hazardous  wastes.  Hazardous  wastes  are  subject  to  more  rigorous  and  costly  disposal
requirements  than  are  non-hazardous  wastes.  The  Hazardous  Waste  Generator  Improvement  Rule  of  the  EPA  provides  some  additional  flexibility  for  small
generators  but  also  increases  certain  recordkeeping  and  administrative  burdens.  Several  states  are  now  in  the  process  of  adopting  this  rule.  Any  additional
changes in the regulations could increase our capital and operating costs.

We currently own properties where crude oil, refined petroleum hydrocarbons, and fuel additives have been handled for many years by previous owners. At some
facilities,  hydrocarbons  or  other  waste  may  have  been  disposed  of  or  released  on  or  under  the  properties  owned  by  us  or  on  or  under  other  locations  where
these wastes have been taken for disposal. Although prior owners and operators may have used operating and waste disposal practices that were standard in
the industry at the time, these properties and wastes disposed thereon are now subject to CERCLA, RCRA and analogous state laws. Under these laws, we
could be required to remove or remediate previously disposed or released wastes (including wastes disposed of or released by prior owners or operators), to
clean up contaminated property (including impacted groundwater), or to perform remedial operations to prevent future contamination to the extent we are not
indemnified for such matters.

Water Pollution Regulations. Our operations can result in the discharge of pollutants, including chemical components of crude oil and refined products, into
federal and state waters. The CWA prohibits the discharge of pollutants into U.S. waters except as authorized by the terms of a permit issued by the EPA or a
state agency with delegated authority. The transportation and storage of crude oil and refined products over and adjacent to water involves risks and subjects us
to the provisions of the CWA, OPA 90, and related state requirements.

Spill  prevention,  control,  and  countermeasure  requirements  mandate  the  use  of  structures,  such  as  berms  and  other  secondary  containment,  to  prevent
hydrocarbons or other pollutants from reaching a jurisdictional body of water in the event of a spill or leak. These requirements prevent pollutant releases and
minimize potential impacts should a release occur. We have federally certified OSROs available to respond to a spill and, in the case of our offshore pipelines,
we maintain the statutory $35.0 million coverage required proof of financial responsibility. In the event of an oil spill into navigable waters, we can be subject to
strict, joint, and potentially unlimited liability for removal costs and other consequences.

Wastewater  is  subject  to  restrictions  and  strict  controls  under  the  CWA.  Federal  and  state  regulatory  agencies  can  impose  administrative,  civil,  and  criminal
penalties  for  non-compliance  with  discharge  permits. Process  wastewater  from  the  Nixon  refinery  is  tested  and  discharged  to  a  nearby  municipal  treatment
facility  pursuant  to  applicable  process  wastewater  permits.  Wastewater  from  our  offshore  facilities,  including  our  oil  and  natural  gas  pipelines  and  anchor
platform,  is  tested  and  discharged  pursuant  to  applicable  produced  water  permits.  Stormwater  at  the  Nixon  facility  is  tested  and  discharged  pursuant  to
applicable stormwater permits.

Offshore  “Idle  Iron”  Decommissioning  Regulations.  In  2018  BSEE  updated  its  earlier  2010  guidance  and  regulations  on  decommissioning  that  mandates
lessees  and  rights-of-way  holders  permanently  abandon  and/or  remove  platforms  and  other  structures  when  no  longer  useful  for  operations.  To  cover  the
various obligations of lessees and rights-of-way holders operating in federal waters of the Gulf of Mexico, BOEM evaluates an operator’s financial ability to carry
out  present  and  future  obligations  to  determine  whether  the  operator  must  provide  additional  security  beyond  the  minimum  bonding  requirements.  Such
obligations include the cost of plugging and abandoning wells and decommissioning and removing platforms and pipelines at the end of production or service
activities. Once plugging and abandonment work has been completed, the collateral backing the financial assurance is released by BOEM.

We are required by BOEM to: (i) maintain acceptable financial assurance (pipeline bonds) for the decommissioning of our assets offshore in federal waters and
(ii) decommission these assets following a certain period of inactivity. As of December 31, 2020, we maintained approximately $0.9 million in credit and cash-
backed  pipeline  rights-of-way  bonds  issued  to  the  BOEM.  As  of  December  31,  2020,  we  maintained  $2.6  million  in  AROs  related  to  abandonment  of  these
assets. See “Part I, Item 1A. Risk Factors” and “Part II, Item 8. Financial Statements and Supplementary Data, Notes (12) and (16)” for additional disclosures
related to idle iron decommissioning requirements for our pipelines and facilities assets and related risks.

Health, Safety and Maintenance
We  are  subject  to  the  requirements  of  OSHA  and  other  federal  and  state  agencies  that  address  employee  health  and  safety.  In  general,  we  believe  current
expenditures  are  fulfilling  the  OSHA  requirements  and  protecting  the  health  and  safety  of  our  employees.  Based  on  new  regulatory  developments,  we  may
increase expenditures in the future to comply with higher industry and regulatory safety standards. However, such increases in our expenditures, and the extent
to which they might be offset, cannot be estimated at this time.

BSEE also requires offshore operators to employ a SEMS plan.  SEMS are designed to reduce human and organizational errors as root causes of work-related
accidents  and  offshore  spills,  develop  protocols  as  to  who  at  the  facility  has  the  ultimate  operational  safety  and  decision-making  authority,  and  establish
procedures to provide all personnel with “stop work” authority. We have a SEMS program in place.

Blue Dolphin Energy Company

 December 31, 2020

 Page
14

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

ITEM 1A.  RISK FACTORS

You should carefully consider the risks described below, in addition to the other information contained in this document. Realization of any of the following risks
could have a material adverse effect on our business, financial condition, cash flows and results of operations.

A. Risks Related to the COVID-19 Pandemic

A1. The outbreak of the COVID-19 pandemic significantly affected our liquidity, business, financial condition, and results of operations in 2020 and
may continue to do so thereafter. There can be no assurance that our liquidity, business, financial condition, and results of operations will revert
to pre-2020 levels once the impacts of COVID-19 pandemic cease.

The outbreak of the COVID-19 pandemic negatively impacted worldwide economic and commercial activity and financial markets, as well as global demand
for petroleum products in 2020 and is expected to continue in 2021. The COVID-19 pandemic also created simultaneous shocks in oil supply, demand, and
pricing resulting in an economic challenge to our industry which has not occurred since our formation. The COVID-19 pandemic and related governmental
responses,  as  well  as  developments  in  the  global  oil  markets,  resulted  in  significant  business  and  operational  disruptions,  including  business  closures,
supply chain disruptions, travel restrictions, stay-at-home orders, and limitations on the availability of workforces. As a result of commodity price volatility and
decreased  demand  for  our  products,  our  business  results  and  cash  flows  were  significantly  adversely  impacted  by  the  COVID-19  pandemic.  Specifically,
Blue  Dolphin’s  income  and  cash  flow  from  operations  reflected  a  loss  of  $7.9  million  and  use  of  cash  of  $3.9  million,  respectively,  for  the  twelve  months
ended  December  31,  2020  compared  to  income  of  $5.5  million  and  use  of  cash  of  $8.2  million,  respectively,  for  the  twelve  months  ended  December  31,
2019. We expect the combination of abnormal volatility in commodity prices and significant decreased demand for our refined products to continue for the
foreseeable future.

The duration of the impact of the COVID-19 pandemic and the related market developments is unknown. The continued negative impact of these events on
our business and operations will depend on the ongoing severity, location and duration of the effects and spread of COVID-19, the effectiveness of vaccine
programs, other actions undertaken by federal, state, and local governments and health officials to contain the virus or treat its effects, and how quickly and
to what extent economic conditions improve and normal business and operating conditions resume in 2021 or thereafter. We continue to take measures to
lessen  the  impact  of  the  pandemic  on  our  operations  and  limit  the  spread  of  the  virus  among  personnel.  For  example,  we  operated  the  Nixon  facility  at
reduced rates in 2020 based on market conditions and staffing levels, and we expect to continue adjusting the facility’s operating rate until market and other
conditions substantially improve. We have carefully evaluated projects and, as a result, have limited or postponed projects and other non-essential work. We
have planned a level of capital expenditures we believe will allow us to satisfy and comply with all required safety, environmental, and planned regulatory
capital commitments and other regulatory requirements, although there are no assurances that we will be able to continue to do so. Non-compliance with
applicable environmental and safety requirements, including as a result of reduced staff due to an outbreak of the virus at one of our locations, may impair
our operations, subject us to fines or penalties assessed by governmental authorities, and/or result in an environmental or safety incident. We may also be
subject to liability as a result of claims against us by impacted workers or third parties.

Continued disruptions to our business as a result of the COVID-19 pandemic could result in a material adverse effect on our business, result of operations,
financial condition, cash flows, and our ability to service our indebtedness and other obligations. There can also be no assurance that our liquidity, business,
financial condition, and results of operations will revert to pre-2020 levels once the impacts of the COVID-19 pandemic cease. To the extent the COVID-19
pandemic continues to adversely affect our business, financial condition, results of operations and liquidity, it may also have the effect of heightening many of
the other risks associated with our company, our business, and our industry, as those risk factors are amended or supplemented by reports and documents
that we file with the SEC after the date of this Form 10-K.

A2. The persistence or worsening of market conditions related to the COVID-19 pandemic may require us to raise additional capital to operate our

business or refinance existing debt on terms that are not acceptable to us or not at all .

Our  primary  cash  requirements  relate  to:  (i)  purchasing  crude  oil  and  condensate  for  the  operation  of  the  Nixon  refinery,  (ii)  reimbursing  LEH  for  direct
operating expenses and paying the LEH operating fee under the Amended and Restated Operating Agreement and (iii) servicing debt. In instances where
we experience a working capital deficit, we have historically relied on Affiliates to meet our liquidity needs. We are actively exploring additional financing;
however,  we  currently  have  no  arrangements  for  additional  capital  and  no  assurances  can  be  given  that  we  will  be  able  to  raise  sufficient  capital  when
needed, on acceptable terms, or at all.

The  effects  of  the  COVID-19  pandemic  on  macroeconomic  conditions  and  the  capital  markets  make  it  more  challenging  to  raise  capital.  Adverse  effects
include a global tightening of credit and liquidity, reduced availability, increased cost of credit, and a slow down the decision-making of financial institutions.
These  factors  could  materially  and  negatively  affect  the  availability,  timing,  and  cost  for  which  we  may  obtain  any  additional  funding  for  working  capital
purposes or to refinance existing debt. If we are unable to raise sufficient additional capital in the very near term, we may further default on our payment
obligations under certain of our existing debt obligations. Without additional financing, it remains unclear whether we will have or can obtain sufficient liquidity
to withstand COVID-19 disruptions to our business.

Blue Dolphin Energy Company

 December 31, 2020

 Page
15

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

A3. Continued or further deterioration in demand for our refined products could negatively affect our operations and financial condition.

Business  closings  and  layoffs  in  the  markets  we  operate  have  adversely  affected  demand  for  our  refined  products.  Sustained  deterioration  of  general
economic conditions or weak demand levels persisting in 2021 could require additional actions on our part, such as temporarily or permanently ceasing to
operate the Nixon facility to lower our operating costs or reconfigure the Nixon facility to increase flexibility to be responsive to evolving market conditions,
including potentially pivoting to renewable fuels. There may be significant incremental costs or impairment charges associated with such actions. Continued
or  further  deterioration  of  economic  conditions  may  harm  our  liquidity  and  ability  to  repay  our  outstanding  debt  and  the  trading  price  of  Blue  Dolphin’s
Common Stock.

A4. Potential impairment in the carrying value of long-lived assets could negatively  affect our operating results.

We have a significant amount of long-lived assets on our consolidated balance sheet. Under generally accepted accounting principles, long-lived assets are
required  to  be  reviewed  for  impairment  annually  or  whenever  adverse  events  or  changes  in  circumstances  indicate  a  possible  impairment.  If  business
conditions or other factors cause the undiscounted estimated pretax cash flows for long-lived assets to fall below their carrying value, we may be required to
record  non-cash  impairment  charges.  Events  and  conditions  that  could  result  in  impairment  in  the  value  of  our  long-lived  assets  include  lower  realized
refining margins, decreased refinery production, other factors leading to a reduction in expected long-term sales or profitability, or  significant changes in the
manner of use for the assets or the overall business strategy.

In this challenging business environment, we continuously monitor our assets for impairment, as well as optimization opportunities. W e evaluated our refinery
and facilities assets for impairment as of June 30, September 30, and December 31, 2020. Although no indicators of asset impairment were identified as of
each reporting period indicated, an impairment may be required in the future as the long-term impact of the crisis becomes clearer, losses continue to be
material, or as new opportunities arise, such as reconfiguration of the Nixon refinery into a renewable fuels facility.

Significant  management  judgment  is  required  in  the  forecasting  of  future  operating  results  that  are  used  in  the  preparation  of  projected  cash  flows.  As  a
result, there can be no assurance that the estimates and assumptions made for purposes of our impairment analysis will prove to be an accurate prediction
of  the  future.  Should  our  assumptions  significantly  change  in  future  periods,  it  is  possible  we  may  later  determine  the  carrying  values  of  our  refinery  and
facilities assets exceed the undiscounted estimated pretax cash flows, which would result in a future impairment charge.

B. Risks Related to Our Business and Industry

B1. Management  has  determined  that  there  is,  and  the  report  of  our  independent  registered  public  accounting  firm  expresses,  substantial  doubt

about our ability to continue as a going concern.

Management  has  determined  that  conditions  exist  that  raise  substantial  doubt  about  our  ability  to  continue  as  a  going  concern  due  to  defaults  under  our
secured  loan  agreements,  margin  deterioration  and  volatility,  and  historic  net  losses  and  working  capital  deficits.  Our  consolidated  financial  statements
assume we will continue as a going concern and do not include any adjustments that might result from the outcome of this uncertainty.A  ‘going  concern’
opinion could impair our ability to finance our operations through the sale of equity, incurring debt, or other financing alternatives. Our ability to continue as a
going  concern  depends  on  sustained  positive  operating  margins  and  having  working  capital  for,  amongst  other  requirements,  purchasing  crude  oil  and
condensate and making payments on long-term debt.  Without positive operating margins and working capital, our business will be jeopardized, and we may
not be able to continue. If we are unable to make required debt payments, we would likely have to consider other options, such as selling assets, raising
additional  debt  or  equity  capital,  cutting  costs  or  otherwise  reducing  our  cash  requirements,  or  negotiating  with  our  creditors  to  restructure  our  applicable
obligations, including potentially filing for bankruptcy.

B2. We have inadequate liquidity to sustain operations due to defaults under our secured loan agreements, margin deterioration and volatility, and

historic net losses and working capital deficits, any of which could have a material adverse effect on us.

We currently rely on revenue from operations, including sales of refined products and rental of petroleum storage tanks, and Affiliates to meet our liquidity
needs.  Our  short-term  working  capital  needs  are  primarily  related  to  acquisition  of  crude  oil  and  condensate  to  operate  the  Nixon  refinery,  repayment  of
short-term debt obligations, and capital expenditures for maintenance, upgrades, and refurbishment of equipment at the Nixon facility. Our long-term working
capital  needs  are  primarily  related  to  repayment  of  long-term  debt  obligations.  In  addition,  we  continue  to  utilize  capital  to  reduce  operational,  safety  and
environmental risks. We may incur substantial compliance costs relating to any new environmental, health and safety regulations. Our liquidity will affect our
ability to satisfy any of these needs.

Blue Dolphin Energy Company

 December 31, 2020

 Page
16

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

We had a working capital deficit of $72.3 million and $59.4 million at December 31, 2020 and 2019, respectively. Excluding the current portion of long-term
debt, we had a working capital deficit of $22.9 million and $19.6 million at December 31, 2020 and 2019, respectively. Cash and cash equivalents, restricted
cash (current portion), and restricted cash (noncurrent) were as follow:

Cash and cash equivalents
Restricted cash (current portion)
Restricted cash, noncurrent
Total

December 31,

2020

2019

 (in thousands)

  $

  $

549 
48 
514 

  $

1,111 

  $

72 
49 
547 
668 

In  instances  where  we  experience  a  working  capital  deficit,  we  have  historically  relied  on  Affiliates  to  meet  our  liquidity  needs.  We  are  actively  exploring
additional  financing;  however,  we  currently  have  no  arrangements  for  additional  capital  and  no  assurances  can  be  given  that  we  will  be  able  to  raise
sufficient  capital  when  needed,  on  acceptable  terms,  or  at  all.  If  we  are  unable  to  raise  sufficient  additional  capital  in  the  very  near  term,  we  may  further
default on our payment obligations under certain of our existing debt obligations. Without additional financing, it remains unclear whether we will have or can
obtain  sufficient  liquidity  to  withstand  COVID-19  disruptions  to  our  business.  If  we  do  not  have  sufficient  liquidity,  we  would  likely  have  to  consider  other
options, such as selling assets, raising additional debt or equity capital, cutting costs or otherwise reducing our cash requirements, or negotiating with our
creditors to restructure our applicable obligations, including potentially filing for bankruptcy.

B3. Our substantial current debt, which is included in the current portion of long-term debt (in default), long-term debt, related party (in default), and

line of credit payable (in default), could adversely affect our financial health and make us more vulnerable to adverse economic conditions.

As of December 31, 2020 and 2019, we had current debt of $57.7 million and $51.3 million, respectively, consisting of bank debt, related party debt, and a
line of credit payable. Blue Dolphin, as parent company, has guaranteed the indebtedness of certain subsidiaries. In addition, Affiliates have guaranteed the
indebtedness of Blue Dolphin and certain of its subsidiaries. This level of debt in current liabilities and the cross guarantee agreements could have important
consequences, such as: (i) limiting our ability to obtain additional financing to fund our working capital, capital expenditures, debt service requirements or
potential growth, or for other purposes; (ii) increasing the cost of future borrowings; (iii) limiting our ability to use operating cash flow in other areas of our
business  because  we  must  dedicate  a  substantial  portion  of  these  funds  to  make  payments  on  our  debt;  (iv)  placing  us  at  a  competitive  disadvantage
compared to competitors with less debt; and (v) increasing our vulnerability to adverse economic and industry conditions.

As  of  the  filing  date  of  this  report,  we  were  current  with  the  monthly  payments  required  under  our  bank  debt;  however,  partial  payments  are  being  made
monthly to the line of credit payable as a tank lease setoff using amounts NPS is due from Pilot under two tank lease agreements. Our ability to service our
debt is dependent upon, among other things, business conditions, our financial and operating performance, our ability to raise capital, and regulatory and
other factors, many of which are beyond our control. If our working capital is not sufficient to service our debt, and any future indebtedness that we incur, our
business, financial condition, and results of operations will be materially adversely affected.

B4. Our  ability  to  regain  compliance  with  the  terms  of  our  outstanding  indebtedness  depends  on  us  generating  sufficient  cash  flow  to  meet  debt

service obligations or refinancing or restructuring the debt.

As described elsewhere in this report, we are in default under our secured loan agreements with third parties and related parties. Defaults include events of
default and financial covenant violations, as follow:

● Veritex  –  At  December  31,  2020,  LE  and  LRM  were  in  violation  of  the  debt  service  coverage  ratio,  current  ratio,  and  debt  to  net  worth  ratio  financial
covenants under our secured loan agreements with Veritex. As of the filing date of this report, payments under the Veritex loans were current, but other
defaults remained outstanding.

● Pilot – The Amended Pilot Line of Credit matured in May 2020. Pursuant to a June 1, 2020 notice, Pilot began applying Pilot’s payment obligations to
NPS under each of (a) the Terminal Services Agreement (covering Tank Nos. 67, 71, 72, 73, 77, and 78), dated as of May 2019, between NPS and
Pilot,  and  (b)  the  Terminal  Services  Agreement  (covering  Tank  No.  56),  dated  as  of  June  1,  2019,  between  NPS  and  Pilot,  against  NPS’  payment
obligations  to  Pilot  under  the  Amended  Pilot  Line  of  Credit.  The  tank  lease  setoff  amounts  only  partially  satisfy  NPS’  obligations  to  Pilot,  and  Pilot
expressly  retained  and  reserved  all  its  rights  and  remedies  available  to  it  at  any  time,  including,  without  limitation,  the  right  to  exercise  all  rights  and
remedies available to Pilot under the Amended Pilot Line of Credit or applicable law or equity. For the twelve-month periods ended December 31, 2020
and 2019, the tank lease setoff amounts totaled $1.3 million and $0, respectively. For the twelve-month periods ended December 31, 2020 and 2019,
the amount of interest NPS incurred under the Amended Pilot line of credit totaled $1.0 million and $0, respectively.  On November 23, 2020, NPS and
guarantors  received  notice  from  Pilot  that  the  entry  into  the  SBA  EIDLs  was  a  breach  of  the  Amended  Pilot  Line  of  Credit  and  Pilot  demanded  full
repayment of the Obligations, including through use of the proceeds of the SBA EIDLs. Pilot also notified the SBA that the liens securing the SBA EIDLs
are  junior  to  those  securing  the  Obligations.  While  the  SBA  acknowledged  this  point  and  indicated  a  willingness  to  subordinate  the  SBA  EIDLs,  no
further action has been taken by Pilot as of the filing date of this report.

Blue Dolphin Energy Company

 December 31, 2020

 Page
17

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
Risk Factors

● Notre Dame Debt – Pursuant to a 2015 subordination agreement, the holder of the Notre Dame Debt agreed to subordinate their right to payments from
LE, as well as any security interest and liens on the Nixon facility’s business assets, in favor of Veritex as holder of the LE Term Loan Due 2034. To date,
no payments have been made under the subordinated Notre Dame Debt and the holder of the Notre Dame Debt has taken no action as a result of the
non-payment.

● Related Party Debt – Affiliates controlled approximately 82% of the voting power of our Common Stock as of the filing date of this report, an Affiliate
operates  and  manages  all  Blue  Dolphin  properties,  an  Affiliate  is  a  significant  customer  of  our  refined  products,  and  we  borrow  from  Affiliates  during
periods of working capital deficits. Replated party debt, which is currently in default, represents such working capital borrowings.

Defaults  under  our  secured  loan  agreements  with  third  parties  permit  Veritex  and  Pilot  to  declare  the  amounts  owed  under  these  loan  agreements
immediately due and payable, exercise their rights with respect to collateral securing obligors’ obligations under these loan agreements, and/or exercise any
other rights and remedies available. The debt associated with secured loan agreements with third parties and related parties was classified within the current
portion of long-term debt (in default), long-term debt, related party (in default), and line of credit payable (in default) on our consolidated balance sheets at
December 31, 2020 and 2019.

Our ability to regain compliance with the terms of our outstanding indebtedness depends on our ability to generate sufficient cash flow to meet debt service
obligations or refinance or restructure the debt. This is dependent on, among other things, business conditions, our financial performance, and the general
condition of the financial markets. We can provide no assurance that our assets or cash flow will be sufficient to fully repay borrowings under our secured
loan  agreements. Continued disruptions to our business as a result of the COVID-19 pandemic could result in a material adverse effect on our business,
result of operations, financial condition, cash flows, and our ability to service our indebtedness and other obligations. There can also be no assurance that our
liquidity, business, financial condition, and results of operations will revert to pre-2020 levels once the impacts of the COVID-19 pandemic cease. Given the
current financial markets, we can provide no assurance that we can successfully generate sufficient cash from operations to repay our outstanding debt or
otherwise restructure or refinance the debt. We could be forced to undertake alternate financings, including a sale of additional common stock, negotiate for
an extension of the maturity, or sell assets and delay capital expenditures in order to generate proceeds that could be used to repay such indebtedness. We
can provide no assurance that we will be able to consummate any such transaction on terms that are commercially reasonable, on terms acceptable to us or
at all. If new debt or other liabilities are added to the Company’s current consolidated debt levels, the related risks that it now faces could intensify. If new
debt or other liabilities are added to the Company’s current consolidated debt levels, the related risks that it now faces could intensify. In the event we are
unsuccessful  in  such  endeavors,  we  may  be  unable  to  pay  the  amounts  outstanding,  which  may  require  us  to  seek  protection  under  bankruptcy  laws.  In
such a case, the trading price of our common stock and the value of an investment in our common stock could significantly decrease, which could lead to
holders of our common stock losing their investment in our common stock in its entirety.

B5. Our business, financial condition, and operating results may be adversely affected by increased costs of capital or a reduction in the availability

of credit.

Adverse  changes  to  the  availability,  terms  and  cost  of  capital,  interest  rates  or  our  credit  ratings  (which  would  have  a  corresponding  impact  on  the  credit
ratings of our subsidiaries that are party to any cross-guarantee agreements) could cause our cost of doing business to increase by limiting our access to
capital, including our ability to refinance maturing or accelerated existing indebtedness on similar terms. As a result, we cannot provide any assurance that
any financing will be available to us in the future on acceptable terms or at all. Any such financing could be dilutive to our existing stockholders. If we cannot
raise required funds on acceptable terms, we may further reduce our expenses and we may not be able to, among other things, (i) maintain our general and
administrative expenses at current levels; (ii) successfully implement our business strategy; (iii) fund certain obligations as they become due; (iv) respond to
competitive pressures or unanticipated capital requirements; or (v) repay our indebtedness. Based on the historical negative cash flows and the continued
limited cash inflows in the period subsequent to year end there is substantial doubt about our ability to continue as a going concern.

Blue Dolphin Energy Company

 December 31, 2020

 Page
18

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

B6. Restrictive  covenants in our debt instruments may limit our ability to undertake certain types of transactions, which could adversely affect our

business, financial condition, results of operations, and our ability to service our indebtedness.

Various  covenants  in  our  debt  instruments  may  restrict  our  financial  flexibility  in  a  number  of  ways.  Our  current  indebtedness  subjects  us  to  significant
financial and other restrictive covenants, including restrictions on our ability to incur additional indebtedness, place liens upon assets, pay dividends or make
certain other restricted payments and investments, consummate certain asset sales or asset swaps, conduct businesses other than our current businesses,
or sell, assign, transfer, lease, convey or otherwise dispose of all or substantially all of our assets. Some of our debt instruments also require us to satisfy or
maintain certain financial condition tests in certain circumstances. Our ability to meet these financial condition tests can be affected by events beyond our
control and we may not meet such tests. In addition, a failure to comply with the provisions of our existing debt could result in a further event of default that
could  enable  our  lenders,  subject  to  the  terms  and  conditions  of  such  debt,  to  declare  the  outstanding  principal,  together  with  accrued  interest,  to  be
immediately due and payable. Events beyond our control, including the impact of the COVID-19 pandemic and related governmental responses, volatility in
commodity prices, and  extreme  weather  resulting  from  climate  change  may affect our ability to comply with our covenants. If we are unable to repay the
accelerated  amounts,  our  lenders  could  proceed  against  the  collateral  granted  to  them  to  secure  such  debt.  If  the  payment  of  our  debt  is  accelerated,
defaults under our other debt instruments, if any, may be triggered, and our assets may be insufficient to repay such debt in full.

During  the  twelve-month  period  ended  December  31,  2020,  we  received  two  small  loans  totaling  $0.3  million  in  the  aggregate  under  federal  or  other
governmental programs to support our operations as a result of the COVID-19 pandemic. Loans provided or guaranteed by the U.S. government, including
pursuant  to  the  Coronavirus  Aid,  Relief  and  Economic  Security  Act,  signed  into  law  on  March  27,  2020,  subject  us  to  additional  restrictions  on  our
operations, including limitations on personnel headcount and compensation reductions and other cost reduction activities that could adversely affect us.

B7. Affiliates hold a significant ownership interest in us and exert significant influence over us, and their interests may conflict with the interests of

our other stockholders; Affiliate transactions may cause conflicts of interest that may adversely affect us.

Affiliates controlled approximately 82% of the voting power of our Common Stock as of the filing date of this report and, by virtue of such stock ownership,
can control or exert substantial influence over us, including:

● Election and appointment of directors;
● Business strategy and policies;
● Mergers and other business combinations;
● Acquisition or disposition of assets;
● Future issuances of Common Stock or other securities; and
● Incurrence of debt or obtaining other sources of financing.

The existence of a controlling stockholder may have the effect of making it difficult for, or may discourage or delay, a third party from seeking to acquire a
majority of our outstanding Common Stock, which may adversely affect the market price of our Common Stock.

Affiliate  interest  may  not  always  be  consistent  with  our  interests  or  with  the  interests  of  our  other  stockholders.  Affiliates  may  also  pursue  acquisitions  or
business opportunities in industries in which we compete, and there is no requirement that any additional business opportunities be presented to us. We also
have and may in the future enter transactions to purchase goods or services with Affiliates. To the extent that conflicts of interest may arise between us and
Affiliates, those conflicts may be resolved in a manner adverse to us or its other stockholders.

These  relationships  could  create,  or  appear  to  create,  potential  conflicts  of  interest  when  our  Board  is  faced  with  decisions  that  could  have  different
implications for us and Affiliates. The appearance of conflicts, even if such conflicts do not materialize, might adversely affect the public’s perception of us, as
well as our relationship with other companies and our ability to enter new relationships in the future, which may have a material adverse effect on our ability
to do business.

B8. The dangers inherent in oil and gas operations could expose us to potentially significant losses, costs or liabilities, and reduce our liquidity.

Oil  and  gas  operations  are  inherently  subject  to  significant  hazards  and  risks.  These  hazards  and  risks  include,  but  are  not  limited  to,  fires,  explosions,
ruptures,  blowouts,  spills,  third-party  interference  and  equipment  failure,  any  of  which  could  result  in  interruption  or  termination  of  operations,  pollution,
personal injury and death, or damage to our assets and the property of others. These risks could result in substantial losses to us from injury and loss of life,
damage to and destruction of property and equipment, pollution and other environmental damage and suspension of operations. Offshore operations are also
subject  to  a  variety  of  operating  risks  peculiar  to  the  marine  environment,  such  as  hurricanes  or  other  severe  weather  conditions,  and  more  extensive
governmental  regulation.  These  regulations  may,  in  certain  circumstances,  impose  strict  liability  for  pollution  damage  or  result  in  the  interruption  or
termination of operations. These risks could harm our reputation and business, result in claims against us, and have a material adverse effect on our results
of operations and financial condition.

Blue Dolphin Energy Company

 December 31, 2020

 Page
19

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
Risk Factors

B9. The  geographic  concentration  of  our  assets  creates  a  significant  exposure  to  the  risks  of  the  regional  economy  and  other  regional  adverse

conditions.

Our primary operating assets are in Nixon, Texas in the Eagle Ford Shale, and we market our refined products in a single, relatively limited geographic area.
In addition, we have facilities and related onshore pipeline assets in Freeport, Texas, and offshore pipelines and oil and gas properties in the Gulf of Mexico.
As  a  result,  our  operations  are  more  susceptible  to  regional  economic  conditions  than  our  more  geographically  diversified  competitors.  Any  changes  in
market conditions, unforeseen circumstances, or other events affecting the area in which our assets are located could have a material adverse effect on our
business, financial condition, and results of operations. These factors include, among other things, changes in the economy, weather, demographics, and
population.

B10.Competition  from  companies  having  greater  financial  and  other  resources  could  materially  and  adversely  affect  our  business  and  results  of

operations.

The refining industry is highly competitive.  Our refining operations compete with domestic refiners and marketers in PADD 3 (Gulf Coast), domestic refiners
in other PADD regions, and foreign refiners that import products into the U.S. Certain of our competitors have larger, more complex refineries and may be
able to realize higher margins per barrel of product produced. Several of our principal competitors are integrated national or international oil companies that
are  larger  and  have  substantially  greater  resources  than  we  do  and  have  access  to  proprietary  sources  of  controlled  crude  oil  production.  Unlike  these
competitors,  we  obtain  all  our  feedstocks  from  a  single  supplier.  Because  of  their  integrated  operations  and  larger  capitalization,  larger,  more  complex
refineries  may  be  more  flexible  in  responding  to  volatile  industry  or  market  conditions,  such  as  crude  oil  and  other  feedstocks  supply  shortages  or
commodity price fluctuations.  If we are unable to compete effectively, we may lose existing customers or fail to acquire new customers.

B11.Environmental laws and regulations could require us to make substantial capital expenditures to remain in compliance or to remediate current or

future contamination that could give rise to material liabilities.

Our operations are subject to a variety of federal, state and local environmental laws and regulations relating to the protection of the environment and natural
resources,  including  those  governing  the  emission  or  discharge  of  pollutants  into  the  environment,  product  specifications  and  the  generation,  treatment,
storage, transportation, disposal and remediation of solid and hazardous wastes. Violations of these laws and regulations or permit conditions can result in
substantial penalties, injunctive orders compelling installation of additional controls, civil and criminal sanctions, permit revocations and/or facility shutdowns.

In addition, new environmental laws and regulations, new interpretations of existing laws and regulations, increased governmental enforcement of laws and
regulations,  or  other  developments  could  require  us  to  make  additional  unforeseen  expenditures.  Many  of  these  laws  and  regulations  are  becoming
increasingly stringent, and the cost of compliance with these requirements can be expected to increase over time. The requirements to be met, as well as the
technology and length of time available to meet those requirements, continue to develop and change. Expenditures or costs for environmental compliance
could have a material adverse effect on our results of operations, financial condition, and profitability. For example, President Biden has issued an executive
order seeking to adopt new regulations and policies to address climate change and to consider suspending, revising, or rescinding prior agency actions that
are  identified  as  conflicting  with  the  Biden  Administration’s  climate  policies.  The  current  administration  may  take  further  actions  that  could  restrict  or  limit
operations as currently conducted at the Nixon Facility.

The Nixon facility operates under several federal and state permits, licenses, and approvals with terms and conditions that contain a significant number of
prescriptive limits and performance standards. These permits, licenses, approvals, limits, and standards require a significant amount of monitoring, record
keeping  and  reporting  to  demonstrate  compliance  with  the  underlying  permit,  license,  approval,  limit  or  standard.  Non-compliance  or  incomplete
documentation of our compliance status may result in the imposition of fines, penalties and injunctive relief. Additionally, there may be times when we are
unable to meet the standards and terms and conditions of our permits, licenses and approvals due to operational upsets or malfunctions, which may lead to
the imposition of fines and penalties or operating restrictions that may have a material adverse effect on our ability to operate our facilities, and accordingly
our financial performance.

B12.We  are  subject  to  strict  laws  and  regulations  regarding  personnel  and  process  safety,  and  failure  to  comply  with  these  laws  and  regulations

could have a material adverse effect on our results of operations, financial condition, and profitability.

We  are  subject  to  the  requirements  of  OSHA,  SEMS,  and  comparable  state  statutes  that  regulate  the  protection,  health,  and  safety  of  workers,  and  the
proper  design,  operation  and  maintenance  of  our  equipment.  In  addition,  OSHA  and  certain  other  environmental  regulations  require  that  we  maintain
information about hazardous materials used or produced in our operations and that we provide this information to personnel and state and local governmental
authorities.  Failure  to  comply  with  these  requirements,  including  general  industry  standards,  record  keeping  requirements  and  monitoring  and  control  of
occupational exposure to regulated substances, may result in significant fines or compliance costs, which could have a material adverse effect on our results
of operations, financial condition and cash flows.

Blue Dolphin Energy Company

 December 31, 2020

 Page
20

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
Risk Factors

B13.Our  insurance  policies  do  not  cover  all  losses,  costs,  or  liabilities  that  we  may  experience,  and  insurance  companies  that  currently  insure

companies in the energy industry may cease to do so or substantially increase premiums.

Our insurance program may not cover all operational risks and costs and may not provide sufficient coverage in the event of a claim. We do not maintain
insurance  coverage  against  all  potential  losses  and  could  suffer  losses  for  uninsurable  or  uninsured  risks  or  in  amounts  in  excess  of  existing  insurance
coverage. Losses in excess of our insurance coverage could have a material adverse effect on our business, financial condition, and results of operations.

Changes in the insurance markets subsequent to certain hurricanes and other natural disasters have made it more difficult and more expensive to obtain
certain types of coverage. The occurrence of an event that is not fully covered by insurance, or failure by one or more of our insurers to honor its coverage
commitments for an insured event, could have a material adverse effect on our business, financial condition, and results of operations. Insurance companies
may reduce the insurance capacity they are willing to offer or may demand significantly higher premiums or deductibles to cover our assets. If significant
changes in the number or financial solvency of insurance underwriters for the energy industry occur, we may be unable to obtain and maintain adequate
insurance at a reasonable cost. There is no assurance that our insurers will renew their insurance coverage on acceptable terms, if at all, or that we will be
able  to  arrange  for  adequate  alternative  coverage  in  the  event  of  non-renewal.  The  unavailability  of  full  insurance  coverage  to  cover  events  in  which  we
suffer significant losses could have a material adverse effect on our business, financial condition and results of operations.

B14.Our ability to use NOL carryforwards to offset future taxable income for U.S. federal income tax purposes is subject to limitation.

Under IRC Section 382, a corporation that undergoes an “ownership change” is subject to limitations on its ability to utilize its pre-change NOL carryforwards
to  offset  future  taxable  income.  Within  the  meaning  of  IRC  Section  382,  an  “ownership  change”  occurs  when  the  aggregate  stock  ownership  of  certain
stockholders (generally 5% shareholders, applying certain look-through rules) increases by more than 50 percentage points over such stockholders' lowest
percentage ownership during the testing period (generally three years).

Blue Dolphin experienced ownership changes in 2005 because of a series of private placements, and in 2012 because of a reverse acquisition. The 2012
ownership change limits our ability to utilize NOLs following the 2005 ownership change that were not previously subject to limitation. Limitations imposed on
our  ability  to  use  NOLs  to  offset  future  taxable  income  could  cause  U.S.  federal  income  taxes  to  be  paid  earlier  than  otherwise  would  be  paid  if  such
limitations were not in effect, and could cause such NOLs to expire unused, in each case reducing or eliminating the benefit of such NOLs. Similar rules and
limitations  may  apply  for  state  income  tax  purposes.  NOLs  generated  after  the  2012  ownership  change  are  not  subject  to  limitation.  If  the  IRS  were  to
challenge our NOLs in an audit, we cannot assure that we would prevail against such challenge. If the IRS were successful in challenging our NOLs, all or
some portion of our NOLs would not be available to offset any future consolidated income, which would negatively impact our results of operations and cash
flows. Certain provisions of the Tax Cuts and Jobs Act, enacted in 2017, may also limit our ability to utilize our net operating tax loss carryforwards.

At  December  31,  2020  and  2019,  management  determined  that  cumulative  losses  incurred  over  the  prior  three-year  period  provided  significant  objective
evidence  that  limited  the  ability  to  consider  other  subjective  evidence,  such  as  projections  for  future  growth.  Based  on  this  evaluation,  we  recorded  a  full
valuation allowance against the deferred tax assets as of December 31, 2020 and 2019.

B15.We may not be able to keep pace with technological developments in our industry.

The oil and natural gas industry is characterized by rapid and significant technological advancements and introductions of new products and services using
new  technologies.  As  others  use  or  development  new  technologies,  we  may  be  placed  at  a  competitive  disadvantage  or  may  be  forced  by  competitive
pressures  to  implement  those  new  technologies  at  substantial  costs.  We  may  not  be  able  to  respond  do  these  competitive  pressures  or  implement  new
technologies  on  a  timely  basis  or  at  an  acceptable  cost.  If  one  or  more  of  the  technologies  we  use  now  or  in  the  future  were  to  become  obsolete,  our
business, financial condition or results of operations could be materially and adversely affected.

B16.A terrorist attack or armed conflict could harm our business.

Terrorist activities, anti-terrorist efforts and other armed conflicts involving the United States or other countries may adversely affect the United States and
global economies and could prevent us from meeting our financial and other obligations. If any of these events occur, the resulting political instability and
societal disruption could reduce overall demand for oil and natural gas, potentially putting downward pressure on demand for our production and causing a
reduction in our revenues. Oil and natural gas related facilities could be direct targets of terrorist attacks, and our operations could be adversely impacted if
infrastructure integral to our customers’ operations is destroyed or damaged. Costs for insurance and other security may increase as a result of these threats,
and some insurance coverage may become more difficult to obtain, if available at all.

Blue Dolphin Energy Company

 December 31, 2020

 Page
21

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

B17.Our business could be negatively affected by security threats.

A cyberattack or similar incident could occur and result in information theft, data corruption, operational disruption, damage to our reputation or financial loss.
Our industry has become increasingly dependent on digital technologies to conduct certain exploration, development, production, processing and financial
activities.  Our  technologies,  systems,  networks,  or  other  proprietary  information,  and  those  of  our  vendors,  suppliers  and  other  business  partners,  may
become  the  target  of  cyberattacks  or  information  security  breaches  that  could  result  in  the  unauthorized  release,  gathering,  monitoring,  misuse,  loss  or
destruction  of  proprietary  and  other  information,  or  could  otherwise  lead  to  the  disruption  of  our  business  operations.  Cyberattacks  are  becoming  more
sophisticated  and  certain  cyber  incidents,  such  as  surveillance,  may  remain  undetected  for  an  extended  period  and  could  lead  to  disruptions  in  critical
systems or the unauthorized release of confidential or otherwise protected information. These events could lead to financial loss from remedial actions, loss
of business, disruption of operations, damage to our reputation or potential liability. Also, computers control nearly all the oil and gas distribution systems in
the  United  States  and  abroad,  which  are  necessary  to  transportation  our  production  to  market.  A  cyberattack  directed  at  oil  and  gas  distribution  systems
could damage critical distribution and storage assets or the environment, delay or prevent delivery of production to markets and make it difficult or impossible
to  accurately  account  for  production  and  settle  transactions.  Cyber  incidents  have  increased,  and  the  United  States  government  has  issued  warnings
indicating that energy assets may be specific targets of cybersecurity threats. Our systems and insurance coverage for protecting against cybersecurity risks
may not be sufficient. Further, as cyberattacks continue to evolve, we may be required to expend significant additional resources to continue to modify or
enhance our protective measures or to investigate and remediate any vulnerability to cyberattacks.

B18.We face various risks associated with increased activism against oil and natural gas companies.

Opposition toward oil and natural gas companies has been growing globally and is particularly pronounced in the United States. Companies in the oil and
natural  gas  industry  are  often  the  target  of  activist  efforts  from  both  individuals  and  non-governmental  organizations  regarding  safety,  human  rights,
environmental matters, sustainability, and business practices. Anti-development activists are working to, among other things, reduce access to federal and
state government lands and delay or cancel certain operations such as drilling and development. Any restrictions or limitations on our business or operations
resulting from such opposition could have a material adverse effect on our financial condition and results of operations.

B19.An outbreak of another highly infectious or contagious disease could adversely affect the combined company’s business, financial condition,

and results of operations.

Our business will be dependent upon the willingness and ability of our customers to conduct transactions. The spread of a highly infectious or contagious
disease, such as COVID-19, could cause severe disruptions in the worldwide economy, which could in turn disrupt our business, activities, and operations,
as well as that of our customers. Moreover, since the beginning of January 2020, the COVID-19 outbreak has caused significant disruption in the financial
markets both globally and in the United States. The spread of COVID-19, or an outbreak of another highly infectious or contagious disease, may result in a
significant decrease in business and/or cause customers to be unable to meet existing payment or other obligations. A spread of COVID-19, or an outbreak
of another contagious disease, could also negatively impact the availability of key personnel necessary to conduct our business. Such a spread or outbreak
could  also  negatively  impact  the  business  and  operations  of  third-party  providers  who  perform  critical  services  for  our  business.  If  COVID-19,  or  another
highly infectious or contagious disease, spreads or the response to contain COVID-19 is unsuccessful, we could experience a material adverse effect on our
business, financial condition, and results of operations.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
22

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
  
 
Risk Factors

C. Risks Related to Our Operations

C1. Refining  margins,  which  are  affected  by  commodity  prices  and  refined  product  demand,  are  volatile,  and  a  reduction  in  refining  margins  will

adversely affect the amount of cash we will have available for working capital.

Historically, refining margins have been volatile, and they are likely to continue to be volatile in the future. Our financial results are primarily affected by the
relationship between our crude oil and condensate acquisition costs, the prices at which we ultimately sell our refined products, and the volume of refined
products that we sell, all of which depend upon numerous factors beyond our control. The prices at which we sell our refined products are strongly influenced
by the commodity price of crude oil. If crude oil prices increase, our ‘refinery operations’ business segment margins will fall unless we can pass along these
price increases to our wholesale customers. Increases in the selling prices for refined products typically trail the rising cost of crude oil and may be difficult to
implement  when  crude  oil  costs  increase  dramatically  over  a  short  period.  Sharp  decreases  in  refined  product  market  demand,  such  as  the  record  low
demand that has occurred because of widespread COVID-19 related travel restrictions, can adversely affect our refining margins.

C2. The  price  volatility  of  crude  oil,  other  feedstocks,  refined  products,  and  fuel  and  utility  services  may  have  a  material  adverse  effect  on  our

earnings, cash flows, and liquidity.

Our  refining  earnings,  cash  flows  and  liquidity  from  operations  depend  primarily  on  the  margin  above  operating  expenses  (including  the  cost  of  refinery
feedstocks, such as crude oil and condensate that are processed and blended into refined products) at which we can sell refined products. Crude oil refining
is  primarily  a  margin-based  business.  To  improve  margins,  it  is  important  for  a  crude  oil  refinery  to  maximize  the  yields  of  high  value  finished  petroleum
produces  and  to  minimize  the  costs  of  feedstocks  and  operating  expenses.  When  the  margin  between  refined  product  prices  and  crude  oil  and  other
feedstock costs decreases, our margins are negatively affected. Crude oil refining margins have historically been volatile, and are likely to continue to be
volatile,  because  of  a  variety  of  factors,  including  fluctuations  in  the  prices  of  crude  oil,  other  feedstocks,  refined  products,  and  fuel  and  utility  services.
Although an increase or decrease in the price for crude oil generally results in a similar increase or decrease in prices for refined products, typically there is
a  time  lag  between  the  comparable  increase  or  decrease  in  prices  for  refined  products.  The  effect  of  changes  in  crude  oil  and  condensate  prices  on  our
refining margins therefore depends, in part, on how quickly and how fully refined product prices adjust to reflect these changes.

Prices of crude oil, other feedstocks and refined products depend on numerous factors beyond our control, including the supply of and demand for crude oil,
other feedstocks, and refined products. Such supply and demand are affected by, among other things:

● changes in foreign, domestic, and local economic conditions;
● foreign and domestic demand for fuel products;
● worldwide political conditions, particularly in significant oil producing regions;
● foreign and domestic production levels of crude oil, other feedstocks, and refined products and the volume of crude oil, feedstocks, and refined products

imported into the U.S.;

● availability of and access to transportation infrastructure;
● capacity utilization rates of refineries in the U.S.;
● Organization of Petroleum Exporting Countries’ influence on oil prices;
● development and marketing of alternative and competing fuels;
● commodities speculation;
● natural  disasters  (such  as  hurricanes  and  tornadoes),  accidents,  interruptions  in  transportation,  inclement  weather,  or  other  events  that  can  cause

unscheduled shutdowns or otherwise adversely affect our refineries;

● federal and state governmental regulations and taxes; and
● local factors, including market conditions, weather, and the level of operations of other refineries and pipelines in our markets.

C3. Our future success depends on our ability to acquire sufficient levels of crude oil on favorable terms to operate the Nixon refinery.

Operation of the Nixon refinery depends on our ability to purchase adequate amounts of crude oil and condensate. Although we have no crude oil reserves
and are not engaged in the exploration or production of crude oil, we believe that will be able to obtain adequate crude oil and other feedstocks at generally
competitive prices for the foreseeable future. We have a long-term crude supply agreement in place with Pilot. In April 2020, the crude supply agreement
renewed on a one-year evergreen basis. Pilot may terminate the crude supply agreement at any time by providing us 60 days prior written notice. We may
terminate the agreement at any time during a renewal term by giving Pilot 60 days prior written notice.

Pilot also stores crude oil at the Nixon facility under a terminal services agreement Under the terminal services agreement, Pilot stores crude oil at the Nixon
facility at a specified rate per bbl of the storage tank’s shell capacity. In April 2020, the terminal services agreement renewed on a one-year evergreen basis.
Either party may terminate the terminal services agreement by providing the other party 60 days prior written notice. The terminal services agreement will
automatically terminate upon expiration or termination of the crude supply agreement.

Blue Dolphin Energy Company

 December 31, 2020

 Page
23

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

Our financial health could be adversely affected by defaults under our secured loan agreements, margin deterioration and volatility, and historic net losses
and working capital deficits, which could impact our ability to acquire crude oil and condensate. A failure to acquire crude oil and condensate when needed
will  have  a  material  effect  on  our  business  results  and  operations.  During  the  twelve-month  period  ended  December  31,  2020,  our  refinery  experienced
downtime as a result of lack of crude due to cash constraints.

C4. Downtime at the Nixon refinery could result in lost margin opportunity, increased maintenance expense, increased inventory, and a reduction in

cash available for payment of our obligations.

The  Nixon  refinery  periodically  experiences  planned  and  unplanned  temporary  shutdowns.  Unplanned  shutdowns  can  occur  for  a  variety  of  reasons,
including  voluntary  regulatory  compliance  measures,  cessation  or  suspension  by  regulatory  authorities,  disabled  equipment,  or  lack  of  crude  due  to  cash
constraints. However, in Texas the most typically reason is excessive heat or power outages from high winds and thunderstorms. The Nixon refinery did not
incur  significant  damage  related  to  freezing  temperatures  in  February  2021.  However,  the  plant  was  down  for  approximately  8  days  as  a  result  of  lost
external power. Planned turnarounds are used to repair, restore, refurbish, or replace refinery equipment. Refineries typically undergo a major turnaround
every  three  to  five  years.  Since  the  Nixon  refinery  is  still  in  the  recommissioning  phase,  turnarounds  are  needed  more  frequently  for  unanticipated
maintenance or repairs.

We  are  particularly  vulnerable  to  disruptions  in  our  operations  because  all  our  refining  operations  are  conducted  at  a  single  facility.  Refinery  downtime  in
2020  totaled  42  days  compared  to  21  days  in  2019.  Refinery  downtime  in  2020  primarily  related  to  lack  of  crude  due  to  cash  restraints,  a  maintenance
turnaround, and equipment repairs while refinery downtime in 2019 primarily related to a maintenance turnaround and equipment repairs. Significant refinery
downtime  in  2020  negatively  impacted  refinery  throughput,  refinery  production,  and  capacity  utilization  rate.  Any  scheduled  or  unscheduled  downtime  will
result in lost margin opportunity, potential increased maintenance expense, and a reduction of refined products inventory, which could reduce our ability to
meet our payment obligations.

C5. We may have capital needs for which our internally generated cash flows and other sources of liquidity may not be adequate. Further, Affiliates
may, but are not required to, fund our working capital requirements in the event our internally generated cash flows and other sources of liquidity
are inadequate.

If we are unable to generate sufficient cash flows or otherwise secure sufficient liquidity to support our short-term and long-term capital requirements, we
may  not  be  able  to  meet  our  payment  obligations  or  pursue  our  business  strategies,  any  of  which  could  have  a  material  adverse  effect  on  our  results  of
operations or liquidity. We currently rely on revenue from operations, including sales of refined products and rental of petroleum storage tanks, and Affiliates
to meet our liquidity needs. At December 31, 2020 and 2019, accounts payable, related party totaled $0.2 million and $0.1 million, respectively. At December
31, 2020 and 2019, long-term debt and accrued interest, related party combined totaled $18.5 million and $8.2 million, respectively.

In the event our working capital requirements are inadequate, or we are otherwise unable to secure sufficient liquidity to support our short term and/or long-
term  capital  requirements,  we  may  not  be  able  to  meet  our  payment  obligations,  comply  with  certain  deadlines  related  to  environmental  regulations  and
standards,  or  pursue  our  business  strategies,  any  of  which  may  have  a  material  adverse  effect  on  our  results  of  operations  or  liquidity.  Our  short-term
working capital needs are primarily related to acquisition of crude oil and condensate to operate the Nixon refinery, repayment of debt obligations, and capital
expenditures for maintenance, upgrades, and refurbishment of equipment at the Nixon facility. Our long-term working capital needs are primarily related to
repayment of long-term debt obligations. Our liquidity will affect our ability to satisfy all these needs.

C6. Our  business  may  suffer  if  any  of  the  executive  officers  or  other  key  personnel  discontinue  employment  with  us.  Furthermore,  a  shortage  of

skilled labor or disruptions in our labor force may make it difficult for us to maintain productivity.

Our future success depends on the services of the executive officers and other key personnel and on our continuing ability to recruit, train and retain highly
qualified personnel in all areas of our operations. Furthermore, our operations require skilled and experienced personnel with proficiency in multiple tasks.
Competition for skilled personnel with industry-specific experience is intense, and the loss of these executives or personnel could harm our business. If any
of these executives or other key personnel resign or become unable to continue in their present roles and are not adequately replaced, our business could
be materially adversely affected.

C7. Loss of business from, or the bankruptcy or insolvency of, one or more of our significant customers, one of which is an Affiliate, could have a

material adverse effect on our financial condition, results of operations, liquidity, and cash flows.

We have bulk term contracts in place with most of our customers, including month-to-month, six months, and up to one-year terms. Certain of our contracts
require our customers to prepay and us to sell fixed quantities and/or minimum quantities of finished and intermediate petroleum products. Many of these
arrangements  are  subject  to  periodic  renegotiation  on  a  forward-looking  basis,  which  could  result  in  higher  or  lower  relative  prices  on  future  sales  of  our
refined products.

Blue Dolphin Energy Company

 December 31, 2020

 Page
24

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

Our customers have a variety of suppliers to choose from. As a result, they can make substantial demands on us, including demands for more favorable
product  pricing  or  contractual  terms.  Our  ability  to  maintain  strong  relationships  with  our  principal  customers  is  essential  to  our  future  performance.  Our
operating results could be harmed if a key customer is lost, reduces their order quantity, requires us to reduce our prices, is acquired by a competitor, or
suffers  financial  hardship.  Additionally,  our  profitability  could  be  adversely  affected  if  there  is  consolidation  among  our  customer  base  and  our  customers
command  increased  leverage  in  negotiating  prices  and  other  terms  of  sale.  We  could  decide  not  to  sell  our  refined  products  to  a  certain  customer  if,
because of increased leverage, the customer pressures us to reduce our pricing such that our gross profits are diminished, which could result in a decrease
in  our  revenue.  Consolidation  may  also  lead  to  reduced  demand  for  our  products,  replacement  of  our  products  by  the  combined  entity  with  those  of  our
competitors, and cancellations of orders, each of which could harm our operating results. Loss of business from, or the bankruptcy or insolvency of, one or
more of our major customers could similarly affect our financial condition, results of operations, liquidity, and cash flows.

One of our significant customers is an Affiliate. The Affiliate purchases our jet fuel under a Jet Fuel Sales Agreement and bids on jet fuel contracts under
preferential pricing terms due to a HUBZone certification. The Affiliate accounted for 28.7% and 31.3% of total revenue from operations in 2020 and 2019,
respectively. The Affiliate represented approximately $0 and $1.4 million in accounts receivable at December 31, 2020 and 2019, respectively. The amounts
will be paid under normal business terms. Amounts outstanding relating to the Jet Fuel Sales Agreement can significantly vary period to period based on the
timing of the related sales and payments received. Amounts we owed to LEH under various long-term debt, related-party agreements totaled $9.1 million and
$6.2 million at December 31, 2020 and 2019, respectively.

Number Significant
Customers

% Total Revenue from Operations

Portion of Accounts Receivable
December 31,

2020

2019

3

4

70.8%

96.5%

$0

$1.7 million

C8. We are dependent on third parties for the transportation of crude oil and condensate into and refined products out of our Nixon facility; if these
third parties become unavailable to us, our ability to process crude oil and condensate and sell refined products to wholesale markets could be
materially and adversely affected.

We rely on trucks for the receipt of crude oil and condensate into and the sale of refined products out of our Nixon facility. Since we do not own or operate
any of these trucks, their continuing operation is not within our control. If any of the third-party trucking companies that we use, or the trucking industry in
general,  become  unavailable  to  transport  crude  oil,  condensate,  and/or  our  refined  products  because  of  acts  of  God,  accidents,  government  regulation,
terrorism or other events, our revenue and net income would be materially and adversely affected.

C9. Our  suppliers  source  a  substantial  amount,  if  not  all,  of  our  crude  oil  and  condensate  from  the  Eagle  Ford  Shale  and  may  experience

interruptions of supply from that region.

Our  suppliers  source  a  substantial  amount,  if  not  all,  of  our  crude  oil  and  condensate  from  the  Eagle  Ford  Shale.  Consequently,  we  may  be
disproportionately exposed to the impact of delays or interruptions of supply from that region caused by transportation capacity constraints, curtailment of
production,  unavailability  of  equipment,  facilities,  personnel  or  services,  significant  governmental  regulation,  severe  weather,  plant  closures  for  scheduled
maintenance, or the interruption of oil or natural gas being transported from wells in that area.

C10.Our  refining  operations  and  customers  are  primarily  located  within  the  Eagle  Ford  Shale  and  changes  in  the  supply/demand  balance  in  this

region could result in lower refining margins.

Our primary operating assets are in Nixon, Texas in the Eagle Ford Shale, and we market our refined products in a single, relatively limited geographic area.
Therefore,  we  are  more  susceptible  to  regional  economic  conditions  than  our  more  geographically  diversified  competitors.  Should  the  supply/demand
balance shift in our region due to changes in the local economy, an increase in refining capacity or other reasons, resulting in supply in the PADD 3 (Gulf
Coast) region to exceed demand, we would have to deliver refined products to customers outside of our current operating region and thus incur considerably
higher transportation costs, resulting in lower refining margins.

Blue Dolphin Energy Company

 December 31, 2020

 Page
25

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

C11.Severe weather or other events affecting our facilities, or those of our vendors, suppliers, or customers could have a material adverse effect on

our liquidity, business, financial condition, and results of operations.

Our  operations  are  subject  to  all  of  the  risks  and  operational  hazards  inherent  in  receiving,  handling,  storing,  and  transferring  crude  oil  and  petroleum
products, including: damages to facilities, related equipment and surrounding properties caused by severe weather (such as cold temperatures, hurricanes,
floods,  and  other  natural  disasters)  or  other  events  (such  as  equipment  malfunctions,  mechanical  or  structural  failures,  explosions,  fires,  spills,  or  acts  of
terrorism) at our facilities or at third-party facilities on which our operations are dependent could result in severe damage or destruction to our assets or the
temporary or permanent shut-down of our operations. If we are unable to operate, our liquidity, business, financial condition, and results of operations could
be materially affected.

C12.Regulatory changes, as well as proposed measures that are reasonably likely to be enacted, to reduce greenhouse gas emissions could require

us to incur significant costs or could result in a decrease in demand for our refined products, which could adversely affect our business.

Scientific  studies  have  indicated  that  increasing  concentrations  of  greenhouse  gases  in  the  atmosphere  can  produce  changes  in  climate  with  significant
physical effects, including increased frequency and severity of storms, floods, and other extreme weather events that could affect our operations. Increased
concern over the effects of climate change may also affect our customers’ energy strategies, consumer consumption patterns, and government and private
sector alternative energy initiatives, any of which could adversely affect demand for petroleum products and have a material adverse effect on our business,
financial condition, and results of operations.

Both  houses  of  Congress  have  actively  considered  legislation  to  reduce  emissions  of  greenhouse  gases,  such  as  carbon  dioxide  and  methane,  including
proposals to: (i) establish a Cap-and-Trade system, (ii) create a federal renewable energy or “clean” energy standard requiring electric utilities to provide a
certain percentage of power from such sources, and (iii) create enhanced incentives for use of renewable energy and increased efficiency in energy supply
and  use.  In  addition,  the  EPA  is  taking  steps  to  regulate  greenhouse  gases  under  the  existing  federal  CAA.  The  EPA  has  already  adopted  regulations
limiting emissions of greenhouse gases from motor vehicles, addressing the permitting of greenhouse gas emissions from stationary sources, and requiring
the reporting of greenhouse gas emissions from specified large greenhouse gas emission sources, including refineries. Various states, individually as well as
in some cases on a regional basis, have taken steps to control greenhouse gas emissions, including adoption of greenhouse gas reporting requirements,
Cap-and-Trade  systems,  and  renewable  portfolio  standards.    This  has  also  been  a  focus  of  the  Biden  Administration  in  its  first  few  months.  These  and
similar regulations could require us to incur costs to monitor and report greenhouse gas emissions or reduce emissions of greenhouse gases associated with
our operations.

Requirements  to  reduce  greenhouse  gas  emissions  could  result  in  increased  costs  to  operate  and  maintain  the  Nixon  facility  as  well  as  implement  and
manage  new  emission  controls  and  programs.  For  example,  some  states  have  passed  regulations,  such  as  Cap-and-Trade  and  the  Low  Carbon  Fuel
Standard, to achieve greenhouse gas emission reductions below set targets by 2030 and beyond. Cap-and-Trade places a cap on greenhouse gases and
refiners are required to acquire a sufficient number of credits to cover emissions from their refinery and in-state sales of gasoline and diesel. The Low Carbon
Fuel Standard requires an established percentage reduction in the carbon intensity of gasoline and diesel by a specified time period. Compliance with the
Low Carbon Fuel Standard is achieved through blending lower carbon intensity biofuels into gasoline and diesel or by purchasing credits. Compliance with
each of these programs is facilitated through a market-based credit system. If sufficient credits are unavailable for purchase or refiners are unable to pass
through  costs  to  their  customers,  they  must  pay  a  higher  price  for  credits.  It  is  currently  uncertain  how  the  current  presidential  administration  or  future
administrations will address greenhouse gas emissions. In the event we do incur increased costs as a result of increased efforts to control greenhouse gas
emissions, we may not be able to pass on any of these costs to our customers. Regulatory requirements also could adversely affect demand for the refined
petroleum products that we produce. Any increased costs or reduced demand could materially and adversely affect our business and results of operations.

C13.We may not be successful in integrating or pursuing acquisitions in the future.

Although we regularly engage in discussions with, and submit proposals to, acquisition candidates, suitable acquisitions may not be available in the future on
reasonable  terms.  Even  if  we  do  identify  an  appropriate  acquisition  candidate,  we  may  be  unable  to  successfully  negotiate  the  terms  of  an  acquisition,
finance  the  acquisition,  or,  if  the  acquisition  occurs,  effectively  integrate  the  acquired  business  into  our  existing  businesses.  Negotiations  of  potential
acquisitions and the integration of acquired business operations may require a disproportionate amount of management’s attention and our resources. Even
if we complete additional acquisitions, continued acquisition financing may not be available or available on reasonable terms, any new businesses may not
generate the anticipated level of revenues, the anticipated cost efficiencies, or synergies may not be realized, and these businesses may not be integrated
successfully or operated profitably. Our inability to successfully identify, execute, or effectively integrate future acquisitions may negatively affect our results
of operations.

Blue Dolphin Energy Company

 December 31, 2020

 Page
26

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Risk Factors

D. Risks Related to Pipeline and Facilities Assets, as well as our Pipelines and Oil and Gas Properties

D1. Assessment of civil penalties by BOEM for our failure to satisfy orders to provide additional financial assurance (supplemental pipeline bonds)

within the time period prescribed.

To  cover  the  various  obligations  of  lessees  and  rights-of-way  holders  operating  in  federal  waters  of  the  Gulf  of  Mexico,  BOEM  evaluates  an  operator’s
financial ability to carry out present and future obligations to determine whether the operator must provide additional security beyond the statutory bonding
requirements. Such obligations include the cost of plugging and abandoning wells and decommissioning pipelines and platforms at the end of production or
service activities. Once plugging and abandonment work has been completed, the collateral backing the financial assurance is released by BOEM.

BDPL  has  historically  maintained  $0.9  million  in  financial  assurance  to  BOEM  for  the  decommissioning  of  its  trunk  pipeline  offshore  in  federal  waters.
Following an agency restructuring of the financial assurance program, in March 2018 BOEM ordered BDPL to provide additional financial assurance totaling
approximately $4.8 million for five (5) existing pipeline rights-of-way within sixty (60) calendar days. In June 2018, BOEM issued BDPL INCs for each right-
of-way that failed to comply. BDPL appealed the INCs to the IBLA, and the IBLA granted multiple extension requests that extended BDPL’s deadline for filing
a  statement  of  reasons  for  the  appeal  with  the  IBLA.  On  August  9,  2019,  BDPL  timely  filed  its  statement  of  reasons  for  the  appeal  with  the  IBLA.
Considering BDPL’s August 2019 meeting with BOEM and BSEE, BDPL requested a stay in the IBLA matter until August 2020. The Office of the Solicitor of
the U.S. Department of the Interior was agreeable to a 10-day extension while it conferred with BOEM on BDPL’s stay request. In late October 2019, BDPL
filed a motion to request the 10-day extension, which motion was subsequently granted by the IBLA. The solicitor’s office consented to an additional 14-day
extension for BDPL to file its reply, and BDPL filed a motion to request the 14-day extension in November 2019. The solicitor’s office indicated that BOEM
would not consent to further extensions. However, the solicitor’s office signaled that BDPL’s adherence to the milestones identified in an August 15, 2019
meeting between management and BSEE may help in future discussions with BOEM related to the INCs. Decommissioning of these assets will significantly
reduce  or  eliminate  the  amount  of  financial  assurance  required  by  BOEM,  which  may  serve  to  partially  or  fully  resolve  the  INCs.  Although  we  planned  to
decommission  the  offshore  pipelines  and  platform  assets  in  the  third  quarter  of  2020,  decommissioning  of  these  assets  has  been  delayed  due  to  cash
constraints  associated  with  the  ongoing  impact  of  COVID-19  and  winter  being  the  offseason  for  dive  operations  in  the  U.S.  Gulf  of  Mexico.  We  cannot
currently estimate when decommissioning may occur. In the interim, BDPL provides BOEM and BSEE with updates regarding the project’s status.

BDPL’s  pending  appeal  of  the  BOEM  INCs  does  not  relieve  BDPL  of  its  obligations  to  provide  additional  financial  assurance  or  of  BOEM’s  authority  to
impose financial penalties. There can be no assurance that we will be able to meet additional financial assurance (supplemental pipeline bond) requirements.
If BDPL is required by BOEM to provide significant additional financial assurance (supplemental pipeline bonds) or is assessed significant penalties under
the INCs, we will experience a significant and material adverse effect on our operations, liquidity, and financial condition.

We are currently unable to predict the outcome of the BOEM INCs. Accordingly, we have not recorded a liability on our consolidated balance sheet as of
December 31, 2020. At both December 31, 2020 and 2019, BDPL maintained approximately $0.9 million in credit and cash-backed pipeline rights-of-way
bonds issued to BOEM.

D2. Assessment of civil penalties by BSEE for our failure to decommission pipeline and platform assets within the time periods prescribed.

BDPL has pipelines and platform assets that are subject to BSEE’s idle iron regulations. Idle iron regulations mandate lessees and rights-of-way holders to
permanently abandon and/or remove platforms and other structures when they are no longer useful for operations. Until such structures are abandoned or
removed, lessees and rights-of-way holders are required to inspect and maintain the assets in accordance with regulatory requirements.

In December 2018, BSEE issued an INC to BDPL for failure to flush and fill Pipeline Segment No. 13101. Management met with BSEE on August 15, 2019
to  address  BDPL’s  plans  with  respect  to  decommissioning  its  offshore  pipelines  and  platform  assets.  BSEE  proposed  that  BDPL  re-submit  permit
applications for pipeline and platform decommissioning, along with a safe boarding plan for the platform, within six (6) months (no later than February 15,
2020),  and  develop  and  implement  a  safe  boarding  plan  for  submission  with  such  permit  applications.  Further,  BSEE  proposed  that  BDPL  complete
approved, permitted work within twelve (12) months (no later than August 15, 2020). BDPL timely submitted permit applications for decommissioning of the
subject offshore pipelines and platform assets to BSEE on February 11, 2020 and the USACOE on March 25, 2020. In April 2020, BSEE issued another
INC  to  BDPL  for  failure  to  perform  the  required  structural  surveys  for  the  GA-288C  Platform.  BDPL  requested  an  extension  to  the  INC  related  to  the
structural  platform  surveys,  and  BSEE  approved  BDPL’s  extension  request.  The  required  platform  surveys  were  completed,  and  the  INC  was  resolved  in
June 2020. Although we planned to decommission the offshore pipelines and platform assets in the third quarter of 2020, decommissioning of these assets
has been delayed due to cash constraints associated with the ongoing impact of COVID-19 and winter being the offseason for dive operations in the U.S.
Gulf of Mexico. We cannot currently estimate when decommissioning may occur. In the interim, BDPL provides BSEE with updates regarding the project’s
status.

Blue Dolphin Energy Company

 December 31, 2020

 Page
27

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

Lack of permit approvals does not relieve BDPL of its obligations to remedy the BSEE INCs or of BSEE’s authority to impose financial penalties. If BDPL fails
to complete decommissioning of the offshore pipelines and platform assets and/or remedy the INCs within a timeframe determined to be prudent by BSEE,
BDPL could be subject to regulatory oversight and enforcement, including but not limited to failure to correct an INC, civil penalties, and revocation of BDPL’s
operator designation, which could have a material adverse effect on our earnings, cash flows and liquidity.

We are currently unable to predict the outcome of the BSEE INCs. Accordingly, we have not recorded a liability on our consolidated balance sheet as of
December  31,  2020.  At  December  31,  2020  and  2019,  BDPL  maintained  $2.4  million  and  $2.6  million,  respectively,  in  AROs  related  to  abandonment  of
these assets.

E. Risks Related to Our Common Stock

E1. Our stock price has experienced price fluctuations and may continue to do so, resulting in a substantial loss in your investment.

The market for our common stock has been characterized by volatile prices. As a result, investors in our common stock may experience a decrease in the
value  of  their  securities,  including  decreases  unrelated  to  our  operating  performance  or  prospects.  The  market  price  of  our  common  stock  is  likely  to  be
highly unpredictable and subject to wide fluctuations in response to various factors, many of which are beyond our control. These factors include:

● Quarterly variations in our operating results and achievement of key business metrics.
● Changes in the global economy and the local economies in which we operate.
● Our ability to obtain working capital financing.
● Changes in the federal, state, and local laws and regulations to which we are subject.
● Market reaction to any acquisitions, joint ventures or strategic investments announced by us or our competitors.
● The departure of any of our key executive officers and directors.
● Future sales of our securities.

E2. Our stock price may decline due to sales of shares by Affiliates.

Affiliates sales of substantial amounts of our Common Stock, or the perception that these sales may occur, may adversely affect the price of our Common
Stock and impede our ability to raise capital through the issuance of equity securities in the future. Affiliates could elect in the future to request that we file a
registration statement to them to sell shares of our Common Stock. If Affiliates were to sell a large number of shares into the public markets, Affiliates could
cause the price of our Common Stock to decline.

E3. We  are  authorized  to  issue  up  to  a  total  of  20  million  shares  of  our  Common  Stock  and  2.5  million  shares  of  preferred  stock;  issuance  of

additional shares would further dilute the equity ownership of current holders and potentially dilute the share price of our Common Stock.

We periodically issue Common Stock to non-employee directors for services rendered to the Board and to Jonathan Carroll pursuant to the Guaranty Fee
Agreements. In the past, we have also issued Common Stock, Preferred Stock, convertible securities (such as convertible notes), and warrants in order to
raise capital. We believe that it is necessary to maintain a sufficient number of available authorized shares of our Common Stock and Preferred Stock to
provide us with the flexibility to issue Common Stock or Preferred Stock for business purposes that may arise as deemed advisable by our Board. These
purposes could include, among other things, (i) future stock splits, which may increase the liquidity of our shares; (ii) the sale of stock to obtain additional
capital or to acquire other companies or businesses, which could enhance our growth strategy or allow us to reduce debt if needed; and (iii) for other bona
fide purposes. Our Board may authorize us to issue the available authorized shares of Common Stock or Preferred Stock without notice to, or further action
by, our stockholders, unless stockholder approval is required by law or the rules of the OTCQX.

The issuance of additional shares of Common Stock or new shares of Preferred Stock, convertible securities, and/or warrants may significantly dilute the
equity ownership of the current holders of our Common Stock, affect the rights of our stockholders, or could reduce the market price of our common stock. In
addition, the issuance or sale of large amounts of our Common Stock, or the potential for issuance or sale even if they do not actually occur, may have the
effect of depressing the market price of our Common Stock.

Blue Dolphin Energy Company

 December 31, 2020

 Page
28

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Risk Factors

E4. Shares eligible for future sale pursuant to Rule 144 may adversely affect the market.

From  time  to  time,  certain  of  our  stockholders  may  be  eligible  to  sell  all  or  some  of  their  shares  of  Common  Stock  by  means  of  ordinary  brokerage
transactions in the open market pursuant to Rule 144 promulgated under the Securities Act, subject to certain limitations. In general, pursuant to Rule 144,
stockholders who have been non-affiliates for the preceding three months may sell shares of our Common Stock freely after six months subject only to the
current public information requirement. Affiliates may sell shares of our Common Stock after six months subject to the Rule 144 volume, manner of sale,
current public information, and notice requirements. Any substantial sales of our Common Stock pursuant to Rule 144 may have a material adverse effect on
the market price of our common stock.

E5. We  do  not  expect  to  pay  cash  dividends  in  the  foreseeable  future  and  therefore  investors  should  not  anticipate  cash  dividends  on  their

investment.

Under  certain  of  our  secured  loan  agreements,  we  are  restricted  from  declaring  or  paying  any  dividend  on  our  Common  Stock  without  the  prior  written
consent of the lender. We have historically not declared any dividends on our Common Stock and there can be no assurance that cash dividends will ever
be paid on our common stock.

E6. Failure to maintain effective internal controls in accordance with Section 404(a) of the Sarbanes-Oxley Act could have a material adverse effect on

our business and stock price.

As  a  publicly  traded  company,  we  are  required  to  comply  with  the  SEC’s  rules  implementing  Sections  302  and  404(a)  of  the  Sarbanes-Oxley  Act,  which
requires  management  to  certify  financial  and  other  information  in  our  quarterly  and  annual  reports  and  provide  an  annual  management  report  on  the
effectiveness of controls over financial reporting.

There are inherent limitations in the effectiveness of any control system, including the potential for human error and the possible circumvention or overriding
of controls and procedures. Additionally, judgments in decision-making can be faulty and breakdowns can occur because of a simple error or mistake. An
effective  control  system  can  provide  only  reasonable,  not  absolute,  assurance  that  the  control  objectives  of  the  system  are  adequately  met.  Accordingly,
management  does  not  expect  that  the  control  system  can  prevent  or  detect  all  errors  or  fraud.  Further,  projections  of  any  evaluation  or  assessment  of
effectiveness of a control system to future periods are subject to the risks that, over time, controls may become inadequate because of changes in an entity’s
operating environment or deterioration in the degree of compliance with policies or procedures.

Management’s evaluation of our internal controls over financial reporting for the twelve months ended December 31, 2020 determined they were ineffective.
There is currently not a process in place for formal review of manual journal entries. In addition, we currently lack resources to handle complex accounting
transactions.  This  can  result  in  errors  related  to  the  recording,  disclosure,  and  presentation  of  consolidated  financial  information  in  quarterly,  annual,  and
other filings. Prior year audit procedures resulted in significant adjustments related to the accounting for a certain stock issuance in payment of related party
debt, as well as deferred revenue relating to consideration received from a supplier. Management has taken steps to address these matters, however, efforts
have been affected by remote work arrangements, reduced personnel, business disruption, and a diversion of resources due to the impact of the COVID-19
pandemic. We cannot at this time estimate how long it will take to fully remedy the identified weakness and deficiency, and our initiatives may not prove to
be  successful  in  fully  remediating  the  identified  weakness  and  deficiency.  Full  remediation  requires  one  or  more  additional  period-end  financial  reporting
periods to evaluate effectiveness. Because we are unable to resolve internal control deficiencies in a timely manner, investors could lose confidence in the
accuracy and completeness of our financial reports and the market price of our common stock could be negatively affected.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
29

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Properties and Legal Proceedings

ITEM 1B.  UNRESOLVED STAFF COMMENTS

None.

ITEM 2.  PROPERTIES

An  Affiliate  operates  and  manages  all  our  properties  under  the  Amended  and  Restated  Operating  Agreement.  Our  owned  facilities  have  been  constructed  or
acquired over a period of years and vary in age and operating efficiency. We believe that all our properties and facilities are adequate for our operations and that
are  facilities  are  adequately  maintained.  At  our  corporate  headquarters,  BDSC  leases  7,675  square  feet  of  office  space  in  Houston,  Texas.  The  location  and
general description of our other properties are described within the refinery operations, tolling and terminaling, and inactive operations discussions in “Part I, Item
1. Business”.

BDSC Office Lease Default

Pursuant to a letter dated March 29, 2021, TR 801 Travis LLC, a Delaware limited partnership (“Landlord”), informed BDSC that it was in default under its office
lease. BDSC’s failure to pay past due obligations, including rent installments and other charges, constituted an event of default. Landlord is entitled to, and is
fully prepared to, immediately exercise any or all of its rights and remedies, without giving BDSC any further notice or demand. Landlord expressly retained and
reserved all its rights and remedies available to it at any time, including without limitation, the right to exercise all rights and remedies available to Landlord under
the office lease or applicable law or equity.

See “Part I, Item 1. Business” and “Part II, Item 8. Financial Statements and Supplementary Data, Notes (4), (10), (12), and (13)” for additional disclosures related
to our properties, leases, decommissioning obligations, and assets pledged as collateral.

ITEM 3.  LEGAL PROCEEDINGS

BOEM Additional Financial Assurance (Supplemental Pipeline Bonds)
To cover the various obligations of lessees and rights-of-way holders operating in federal waters of the Gulf of Mexico, BOEM evaluates an operator’s financial
ability to carry out present and future obligations to determine whether the operator must provide additional security beyond the statutory bonding requirements.
Such obligations include the cost of plugging and abandoning wells and decommissioning pipelines and platforms at the end of production or service activities.
Once plugging and abandonment work has been completed, the collateral backing the financial assurance is released by BOEM.

BDPL has historically maintained $0.9 million in financial assurance to BOEM for the decommissioning of its trunk pipeline offshore in federal waters. Following
an agency restructuring of the financial assurance program, in March 2018 BOEM ordered BDPL to provide additional financial assurance totaling approximately
$4.8 million for five (5) existing pipeline rights-of-way within sixty (60) calendar days. In June 2018, BOEM issued BDPL INCs for each right-of-way that failed to
comply. BDPL appealed the INCs to the IBLA, and the IBLA granted multiple extension requests that extended BDPL’s deadline for filing a statement of reasons
for  the  appeal  with  the  IBLA.  On  August  9,  2019,  BDPL  timely  filed  its  statement  of  reasons  for  the  appeal  with  the  IBLA.  Considering  BDPL’s  August  2019
meeting with BOEM and BSEE, BDPL requested a stay in the IBLA matter until August 2020. The Office of the Solicitor of the U.S. Department of the Interior
was agreeable to a 10-day extension while it conferred with BOEM on BDPL’s stay request. In late October 2019, BDPL filed a motion to request the 10-day
extension, which motion was subsequently granted by the IBLA. The solicitor’s office consented to an additional 14-day extension for BDPL to file its reply, and
BDPL  filed  a  motion  to  request  the  14-day  extension  in  November  2019.  The  solicitor’s  office  indicated  that  BOEM  would  not  consent  to  further  extensions.
However, the solicitor’s office signaled that BDPL’s adherence to the milestones identified in an August 15, 2019 meeting between management and BSEE may
help  in  future  discussions  with  BOEM  related  to  the  INCs.  Decommissioning  of  these  assets  will  significantly  reduce  or  eliminate  the  amount  of  financial
assurance required by BOEM, which may serve to partially or fully resolve the INCs. Although we planned to decommission the offshore pipelines and platform
assets in the third quarter of 2020, decommissioning of these assets has been delayed due to cash constraints associated with the ongoing impact of COVID-19
and winter being the offseason for dive operations in the U.S. Gulf of Mexico. We cannot currently estimate when decommissioning may occur. In the interim,
BDPL provides BOEM and BSEE with updates regarding the project’s status.

BDPL’s pending appeal of the BOEM INCs does not relieve BDPL of its obligations to provide additional financial assurance or of BOEM’s authority to impose
financial penalties. There can be no assurance that we will be able to meet additional financial assurance (supplemental pipeline bond) requirements. If BDPL is
required by BOEM to provide significant additional financial assurance (supplemental pipeline bonds) or is assessed significant penalties under the INCs, we will
experience a significant and material adverse effect on our operations, liquidity, and financial condition.

We  are  currently  unable  to  predict  the  outcome  of  the  BOEM  INCs.  Accordingly,  we  have  not  recorded  a  liability  on  our  consolidated  balance  sheet  as  of
December 31, 2020. At both December 31, 2020 and 2019, BDPL maintained approximately $0.9 million in credit and cash-backed pipeline rights-of-way bonds
issued to BOEM.

Blue Dolphin Energy Company

 December 31, 2020

 Page
30

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Properties and Legal Proceedings

Resolved - GEL Settlement
As  previously  disclosed,  GEL  was  awarded  the  GEL  Final  Arbitration  Award  in  the  aggregate  amount  of  $31.3  million.  In  July  2018,  the  Lazarus  Parties  and
GEL  entered  into  the  GEL  Settlement  Agreement.  The  GEL  Settlement  Agreement  was  subsequently  amended  five  (5)  times  to  extend  the  GEL  Settlement
Payment Date and/or modify certain terms related to the GEL Interim Payments or the GEL Settlement Payment. During the period September 2017 to August
2019, GEL received the following amounts from the Lazarus Parties to reduce the outstanding balance of the GEL Final Arbitration Award:

Initial payment (September 2017)
GEL Interim Payments (July 2018 to April 2019)
Settlement Payment (Multiple Payments May 7 to 10, 2019)
Deferred Interim Installment Payments (June 2019 to August 2019)

(in millions)

  $

  $

3.7 
8.0 
10.0 
0.5 

22.2 

In August 2019, the GEL Final Arbitration Award was resolved as a result of the GEL Settlement. Under the GEL Settlement: (i) the mutual releases between the
parties became effective, (ii) GEL filed a stipulation of dismissal of claims against LE, and (iii) Blue Dolphin recognized a $9.1 million gain on the extinguishment
of debt on its consolidated statements of operations in the third quarter of 2019. Until the GEL Settlement occurred, the debt was reflected on Blue Dolphin’s
consolidated balance sheets as accrued arbitration award payable. At both December 31, 2020 and 2019, accrued arbitration award payable was $0.

Other Legal Matters
From time to time, we are involved in legal matters incidental to the routine operation of our business. Such legal matters include mechanic’s liens, contract-
related  disputes,  and  administrative  proceedings.  As  of  the  filing  date  of  this  report,  we  were  involved  in  a  contract-related  dispute  with  a  counterparty.
Management  is  working  to  resolve  the  dispute  amicably,  however,  the  potential  outcome  is  unknown.  Management  does  not  believe  that  the  contract-related
dispute  or  other  matters  will  have  a  material  adverse  effect  on  our  financial  position,  earnings,  or  cash  flows.  However,  there  can  be  no  assurance  that
management's  efforts  will  result  in  a  manageable  outcome.  If  Veritex  and/or  Pilot  exercise  their  rights  and  remedies  due  to  defaults  under  our  secured  loan
agreements, our business, financial condition, and results of operations will be materially adversely affected.

ITEM 4.  MINE SAFETY DISCLOSURES

Not applicable.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
31

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
   
 
 
 
 
 
 
   
   
   
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Market for Equity, Stockholder Matters and Purchases of Equity Securities

PART II

ITEM 5.   MARKET FOR REGISTRANTS COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES

Market Information
Our Common Stock trades on the OTCQX U.S. tier of the OTC Markets under the ticker symbol “BDCO." The following table sets forth, for the quarterly periods
indicated, the high and low bid prices for our Common Stock as reported by the OTC Market Report published by OTC Markets Group Inc. The quotations reflect
inter-dealer prices, without adjustment for retail mark-ups, markdowns or commissions and may not represent actual transactions.

High Bid

Low Bid

High Bid

Low Bid

2020
December 31
September 30
June 30
March 31

  $
  $
  $
  $

0.39 
0.51 
0.53 
0.55 

  $
  $
  $
  $

  2019

0.11  December 31
0.25  September 30
0.35  June 30
0.35  March 31

  $
  $
  $
  $

1.16 
1.24 
1.07 
1.25 

  $
  $
  $
  $

0.42 
0.95 
0.85 
0.64 

At December 31, 2020, we had 12,693,514 shares of Common Stock outstanding. Affiliates controlled approximately 82% of the voting power of our Common
Stock as of the filing date of this report. See “Part I, Item 1A. Risk Factors” for risks associated with investments in our common stock.

Stockholders
At March 31, 2021, we had approximately 270 record holders of our Common Stock. We have approximately 3,000 beneficial holders of our Common Stock.

Dividends
Under certain of our secured loan agreements, we are restricted from declaring or paying any dividend on our Common Stock without the prior written consent of
the lender. We have not declared any dividends on our Common Stock during the last two fiscal years.

Sales of Unregistered Securities

Set forth below is information regarding the sale or issuance of shares of Common Stock by us for the twelve months ended December 31, 2020 and 2019 that
were not registered under the Securities Act of 1933:
● On April 30, 2020, we issued an aggregate of 231,065 restricted shares of Common Stock to Jonathan Carroll, which represents payment of the common
stock  component  of  guaranty  fees  for  the  period  November  2019  through  March  2020.  We  recorded  income  of  approximately  $0.03  million  related  to  the
share issuance.

● On April 30, 2020, we also issued an aggregate of 135,084 restricted shares of Common Stock to certain of our non-employee, independent directors, which
represents payment for services rendered to the Board for the three-month periods ended September 30, 2018, March 31, 2019, September 30, 2019, and
March 31, 2020. We recorded income of approximately $0.05 million related to the share issuance.

● On  November  14,  2019,  we  issued  an  aggregate  of  1,351,851  restricted  shares  of  Common  Stock  to  Jonathan  Carroll,  which  represents  payment  of  the
common stock component of the guaranty fees for the period May 2017 through October 2019. During this period payments were not permissible under the
GEL Settlement Agreement. We recorded an expense of approximately $0.5 million related to the share issuance.

The  sale  and  issuance  of  the  securities  were  exempt  from  registration  under  the  Securities  Act  in  reliance  on  Section  4(a)(2)  of  the  Securities  Act.  For  the
foreseeable future, management does not intend on paying Mr. Carroll the cash portion of guaranty fees due to Blue Dolphin’s working capital deficits. The cash
portion will continue to be accrued and added to the principal balance of the March Carroll Note. See “Part II, Item 8. Financial Statements and Supplementary
Data, Note (3)” for additional disclosures related to Affiliates and working capital deficits, as well as for information related to the guaranty fee agreements.

Blue Dolphin Energy Company

 December 31, 2020

 Page
32

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
  
 
Market for Equity, Stockholder Matters and Purchases of Equity Securities

ITEM 6.  SELECTED FINANCIAL DATA

Not applicable.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
33

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Management’s Discussion and Analysis

ITEM 7.   MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Management’s Discussion and Analysis is our analysis of our financial performance, financial condition, and significant trends that may affect future performance.
All statements in this section, other than statements of historical fact, are forward-looking statements that are inherently uncertain. See “Important Information
Regarding Forward-Looking Statements” and “Risk Factors” for a discussion of the factors that could cause actual results to differ materially from those projected
in these statements.

Overview
Blue Dolphin is an independent downstream energy company operating in the Gulf Coast region of the United States. Our subsidiaries operate a light sweet-
crude, 15,000-bpd crude distillation tower with more than 1.2 million bbls of petroleum storage tank capacity in Nixon, Texas. Our assets are primarily organized
in  two  segments:  refinery  operations  (owned  by  LE)  and  tolling  and  terminaling  services  (owned  by  LRM  and  NPS).  Active  subsidiaries  that  are  reflected  in
corporate and other include BDPL (inactive pipeline assets), BDPC (inactive leasehold interests in oil and gas wells), and BDSC (administrative services). See
“Part II, Item 8. Financial Statements and Supplementary Data, Note (4)” for more information related to our business segments and properties. Blue Dolphin
was formed in 1986 as a Delaware corporation and is traded on the OTCQX under the ticker symbol “BDCO”.

Affiliates
Affiliates controlled approximately 82% of the voting power of our Common Stock as of the filing date of this report. An Affiliate operates and manages all Blue
Dolphin properties and has historically funded working capital requirements during periods of working capital deficits, and an Affiliate is a significant customer of
our refined products. Blue Dolphin and certain of its subsidiaries are currently parties to a variety of agreements with Affiliates. See “Part II, Item 8. Financial
Statements  and  Supplementary  Data,  Note  (3)”  for  additional  disclosures  related  to  Affiliate  agreements  and  arrangements  and  risks  associated  with  working
capital deficits.

Business Strategy
Our  primary  business  objective  is  to  improve  our  financial  profile  by  executing  the  below  strategies,  modified  as  necessary,  to  reflect  changing  economic
conditions and other circumstances:

Optimizing Existing
Asset Base

● Operating safely and enhancing health, safety, and environmental systems.
● Planning and managing turnarounds and downtime.

Improving Operational
Efficiencies

● Reducing or streamlining variable costs incurred in production.
● Increasing throughput capacity and optimizing product slate.
● Increasing tolling and terminaling revenue.

Seizing Market
Opportunities

● Taking advantage of market opportunities as they arise.

Successful  execution  of  our  business  strategy  depends  on  several  key  factors,  including,  having  adequate  working  capital  to  meet  operational  needs  and
regulatory requirements, maintaining safe and reliable operations at the Nixon facility, meeting contractual obligations, and having favorable margins on refined
products. Our financial results are primarily affected by the relationship between our crude oil and condensate acquisition costs, the prices at which we ultimately
sell our refined products, and the volume of refined products that we sell, all of which depend upon numerous factors beyond our control. The prices at which we
sell  our  refined  products  are  strongly  influenced  by  the  commodity  price  of  crude  oil.  If  crude  oil  prices  increase,  our  ‘refinery  operations’  business  segment
margins will fall unless we can pass along these price increases to our wholesale customers. Increases in the selling price for refined products typically trail the
rising  cost  of  crude  oil  and  may  be  difficult  to  implement  when  crude  oil  costs  increase  dramatically  over  a  short  period.  Sharp  decreases  in  refined  product
market demand, such as the record low demand that has occurred because of widespread COVID-19 related travel restrictions, can adversely affect our refining
margins.

There  can  be  no  assurance  that  our  business  strategy  will  be  successful,  that  Affiliates  will  continue  to  fund  our  working  capital  needs  when  we  experience
working  capital  deficits,  that  we  will  meet  regulatory  requirements  to  provide  additional  financial  assurance  (supplemental  pipeline  bonds)  and  decommission
offshore  pipelines  and  platform  assets,  that  we  will  be  able  to  obtain  additional  financing  on  commercially  reasonable  terms  or  at  all,  or  that  margins  on  our
refined products will be favorable. Further, if Veritex and/or Pilot exercise their rights and remedies under our secured loan agreements, our business, financial
condition, and results of operations will be materially adversely affected.

Blue Dolphin Energy Company

 December 31, 2020

 Page
34

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Management’s Discussion and Analysis

We  regularly  engage  in  discussions  with  third  parties  regarding  the  possible  purchase  of  assets  and  operations  that  are  strategic  and  complementary  to  our
existing operations. However, we do not anticipate any material acquisition activity in the foreseeable future. Management has determined that conditions exist
that  raise  substantial  doubt  about  our  ability  to  continue  as  a  going  concern  due  to  defaults  under  our  secured  loan  agreements,  margin  deterioration  and
volatility, and historic net losses and working capital deficits. A ‘going concern’ opinion could impair our ability to finance our operations through the sale of equity,
incurring debt, or other financing alternatives. Our ability to continue as a going concern will depend on sustained positive operating margins and working capital
to sustain operations, including the purchase of crude oil and condensate and payments on long-term debt. If we are unable to achieve these goals, our business
would be jeopardized, and we may not be able to continue.

Business Operations Update
We continue to proactively address the known impacts of COVID-19. Facility-dependent personnel, including those needed to maintain the Nixon facility, report to
the  facility  under  strict  protocols  that  are  designed  to  ensure  personnel  health  and  safety.  We  are  also  supporting  non-facility-dependent  personnel  through
remote work and virtual meeting technology, and we are encouraging all personnel to follow local guidance. All non-essential business travel and attendance at
conferences, trainings, and other gatherings have been suspended.

The outbreak of the COVID-19 pandemic negatively impacted worldwide economic and commercial activity and financial markets, as well as global demand for
petroleum products in 2020 and is expected to continue in 2021. The COVID-19 pandemic also created simultaneous shocks in oil supply, demand, and pricing
resulting in an economic challenge to our industry which has not occurred since our formation. The COVID-19 pandemic and related governmental responses,
as  well  as  developments  in  the  global  oil  markets,  resulted  in  significant  business  and  operational  disruptions,  including  business  closures,  supply  chain
disruptions,  travel  restrictions,  stay-at-home  orders,  and  limitations  on  the  availability  of  workforces.  As  a  result  of  commodity  price  volatility  and  decreased
demand  for  our  products,  our  business  results  and  cash  flows  were  significantly  adversely  impacted  by  the  COVID-19  pandemic.  Specifically,  Blue  Dolphin’s
income and cash flow from operations reflected a loss of $7.9 million and a use of cash of $3.9 million, respectively, for the twelve months ended December 31,
2020 compared to income of $5.5 million and a use of cash of $8.2 million, respectively, for the twelve months ended December 31, 2019. The twelve months
ended December 31, 2019 included a gain on the extinguishment of debt of $9.1 million. We expect the combination of abnormal volatility in commodity prices
and significant decreased demand for our refined products to continue for the foreseeable future.

The duration of the impact of the COVID-19 pandemic and the related market developments is unknown. The continued negative impact of these events on our
business  and  operations  will  depend  on  the  ongoing  severity,  location  and  duration  of  the  effects  and  spread  of  COVID-19,  the  effectiveness  of  vaccine
programs, other actions undertaken by federal, state, and local governments and health officials to contain the virus or treat its effects, and how quickly and to
what extent economic conditions improve and normal business and operating conditions resume in 2021 or thereafter. We continue to take measures to lessen
the impact of the pandemic on our operations and limit the spread of the virus among personnel. For example, we operated the Nixon facility at reduced rates in
2020  based  on  market  conditions  and  staffing  levels,  and  we  expect  to  continue  adjusting  the  facility’s  operating  rate  until  market  and  other  conditions
substantially improve. We have carefully evaluated projects and, as a result, have limited or postponed projects and other non-essential work. We have planned
a level of capital expenditures we believe will allow us to satisfy and comply with all required safety, environmental, and planned regulatory capital commitments
and other regulatory requirements, although there are no assurances that we will be able to continue to do so. Non-compliance with applicable environmental
and safety requirements, including as a result of reduced staff due to an outbreak of the virus at one of our locations, may impair our operations, subject us to
fines or penalties assessed by governmental authorities, and/or result in an environmental or safety incident. We may also be subject to liability as a result of
claims against us by impacted workers or third parties.

The foregoing and other continued disruptions to our business as a result of the COVID-19 pandemic could result in a material adverse effect on our business,
result of operations, financial condition, cash flows, and our ability to service our indebtedness and other obligations. There can also be no assurance that our
liquidity, business, financial condition, and results of operations will revert to pre-2020 levels once the impacts of the COVID-19 pandemic cease.

2020 Successes
Despite a going concern due to defaults under our secured loan agreements, margin deterioration and volatility, historic net losses and working capital deficits,
and the COVID-19 pandemic, management took decisive steps in 2020 to further improve our operations and financial stability. Achieved milestones include:

● We safely completed a 13-day planned maintenance turnaround and concluded the  5-year capital improvement expansion project of the Nixon facility. The
turnaround  focused  on  resolving  crude  heater  issues  while  the  expansion  project  involved  the  construction  of  nearly  1.0  million  bbls  of  new  petroleum
storage  tanks,  smaller  efficiency  improvements  to  the  refinery,  and  acquisition  of  refurbished  refinery  equipment  for  future  deployment.  The  increase  in
petroleum storage capacity has helped with de-bottlenecking the Nixon refinery. The additional petroleum storage capacity will allow for increased refinery
throughput of up to approximately 30,000 bpd while deployment of various refurbished refinery equipment will help improve processing capacity and increase
the Nixon refinery’s complexity.

Blue Dolphin Energy Company

 December 31, 2020

 Page
35

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
  
 
Management’s Discussion and Analysis

● Although  in  place  pre-pandemic,  we  further  tightened  our  cash  conservation  program  to  manage  cash  flow  and  remain  competitive  in  a  low  oil  price
environment.  This  includes  optimizing  receivables  and  payables  by  prioritizing  payments,  managing  inventory  to  avoid  buildup,  monitoring  discretionary
spending, and delaying capital expenditures. Despite this focus, management is keeping in mind the overall safety of our operations and personnel, as well
as the impact to our business over the long-term.

Results of Operations
A discussion and analysis of the factors contributing to our consolidated financial results of operations is presented below  and should be in read in conjunction
with our financial statements in “Part II, Item 8. Financial Statements and Supplementary Data”. The financial statements, together with the following information,
are  intended  to  provide  investors  with  a  reasonable  basis  for  assessing  our  historical  operations,  but  they  should  not  serve  as  the  only  criteria  for  predicting
future performance.

Major  Influences  on  Results  of  Operations.  Our  results  of  operations  and  liquidity  are  highly  dependent  upon  the  margins  that  we  receive  for  our  refined
products.  The  dollar  per  bbl  price  difference  between  crude  oil  and  condensate  (input)  and  refined  products  (output)  is  the  most  significant  driver  of  refining
margins, and they have historically been subject to wide fluctuations. Steps taken early on to address the COVID-19 pandemic globally and nationally, including
government-imposed temporary business closures and voluntary shelter-at-home directives, caused oil prices to decline sharply in 2020. In addition, actions by
members  of  OPEC  and  other  producer  countries  with  respect  to  oil  production  and  pricing  significantly  impacted  supply  and  demand  in  global  oil  and  gas
markets.  Although  federal,  state,  and  local  governments  and  health  officials  have  made  strides  to  contain  the  virus,  treat  its  effects,  and  implement
  vaccine
programs and OPEC has since agreed to certain production cuts, oil prices have remained depressed and oversupply and lack of demand in the market persists.
Oil  and  refined  product  prices  and  demand  are  expected  to  remain  volatile  for  the  foreseeable  future,  and  we  cannot  predict  when  prices  and  demand  will
improve  and  stabilize.  We  are  currently  unable  to  estimate  the  impact  these  events  will  have  on  our  future  financial  position  and  results  of  operations.
Accordingly, we expect that these events will continue to have a material adverse effect on our financial position or results of operations.

How  We  Evaluate  Our  Operations.  Management  uses  certain  financial  and  operating  measures  to  analyze  segment  performance.  These  measures  are
significant factors in assessing our operating results and profitability and include: segment contribution margin (deficit), and refining gross profit (deficit) per bbl,
tank rental revenue, operation costs and expenses, refinery throughput and production data, and refinery downtime. Segment contribution margin (deficit) and
refining gross profit (deficit) per bbl are non-GAAP measures.

Segment Contribution Margin (Deficit) and Refining Gross Profit (Deficit) per Bbl
Segment contribution margin (deficit) is used to evaluate both refinery operations and tolling and terminaling while refining gross profit (deficit) per bbl is a refinery
operations  benchmark.  Both  measures supplement  our  financial  information  presented  in  accordance  with  U.S.  GAAP.  Management  uses  these  non-GAAP
measures  to  analyze  our  results  of  operations,  assess  internal  performance  against  budgeted  and  forecasted  amounts,  and  evaluate  future  impacts  to  our
financial performance as a result of capital investments. Non-GAAP measures have important limitations as analytical tools. These non-GAAP measures, which
are  defined  in  our  glossary  of  terms,  should  not  be  considered  a  substitute  for  GAAP  financial  measures.  We  believe  these  measures  may  help  investors,
analysts,  lenders,  and  ratings  agencies  analyze  our  results  of  operations  and  liquidity  in  conjunction  with  our  U.S.  GAAP  results.  See  “Part  II,  Item  7.
Management’s Discussion and Analysis and Results of Operations —Non-GAAP Reconciliations” and the financial statements within “Part II, Item 8. Financial
Statements and Supplementary Data” for a reconciliation of Non-GAAP measures to U.S. GAAP.

Tank Rental Revenue
Tolling and terminaling revenue primarily represents tank rental storage fees associated with customer tank rental agreements. As a result, tank rental revenue
is one of the measures management uses to evaluate the performance of our tolling and terminaling business segment.

Operation Costs and Expenses
We  manage  operating  expenses  in  tandem  with  meeting  environmental  and  safety  requirements  and  objectives  and  maintaining  the  integrity  of  our  assets.
Operating  expenses  are  comprised  primarily  of  labor  expenses,  repairs  and  other  maintenance  costs,  and  utility  costs.  Expenses  for  refinery  operations
generally remain stable across broad ranges of throughput volumes, but they can fluctuate from period to period depending on the mix of activities performed
during that period and the timing of those expenses. Operation costs for tolling and terminaling operations are relatively fixed.

Refinery Throughput and Production Data
The amount of revenue we generate from our refinery operations business segment primarily depends on the volumes of crude oil and refined products that we
handle through our processing assets and the volume sold to customers. These volumes are affected by the supply and demand of, and demand for, crude oil
and refined products in the markets served directly or indirectly by our assets, as well as refinery downtime.

Refinery Downtime
The  Nixon  refinery  periodically  experiences  planned  and  unplanned  temporary  shutdowns.  Any  scheduled  or  unscheduled  downtime  will  result  in  lost  margin
opportunity,  potential  increased  maintenance  expense,  and  a  reduction  of  refined  products  inventory,  which  could  reduce  our  ability  to  meet  our  payment
obligations.

Blue Dolphin Energy Company

 December 31, 2020

 Page
36

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Management’s Discussion and Analysis

Consolidated  Results.  Our  consolidated  results  of  operations  include  certain  other  unallocated  corporate  activities  and  the  elimination  of  intercompany
transactions and therefore do not equal the sum of the operating results of our refinery operations and tolling and terminaling business segments.

  Twelve Months Ended December 31, 2020 Versus December 31, 2019 (YE 2020 Versus YE 2019)  

Overview.  Net  loss  for  YE  2020  was  $14.5  million,  or  a  loss  of  $1.15  per
share, compared to net income of $7.4 million, or income of $0.66 per share,
in YE 2019. The increase in net loss was the result of unfavorable margins per
bbl  and  significantly  lower  sales  volume.  YE  2019  included  a  gain  on  the
extinguishment of debt of $9.1 million.

Gross Profit (Deficit). Gross deficit was $2.1 million for YE 2020 compared to
a  gross  profit  of  $11.4  million  for  YE  2019.  The  significant  decrease  in  gross
profit  between  the  periods  primarily  related  to  lower  margins  per  bbl  due  to
market fluctuations associated with the COVID-19 pandemic in 2020.

Total  Revenue  from  Operations.  Total  revenue  from  operations  decreased
nearly 44% to $174.8 million for YE 2020 from $309.3 million for YE 2019. The
significant  decrease  related  to  a  decline  in  refinery  operations  revenue  as  a
result  of  lower  commodity  pricing  per  bbl  on  refined  products  sold  and
significantly lower sales volumes in 2020 due to market fluctuations associated
with  the  COVID-19  pandemic.  Tolling  and  terminaling  revenue  decreased  by
$0.1 million between the periods to $4.2 million.

Total Cost of Goods Sold. Total cost of goods sold decreased approximately
41%  to  $176.9  million  for  YE  2020  from  $297.8  million  for  YE  2019.  The
significant decrease related to lower commodity prices per bbl for crude oil and
chemicals due to market fluctuations associated with the COVID-19 pandemic
and  significant  refinery  downtime  in  2020,  which  resulted  in  lower  sales
volumes.

General  and  Administrative  Expenses.  General  and  administrative
expenses decreased nearly 14% to $2.3 million from $2.7 million in YE 2019.
The  decrease  related  to  significantly  lower  legal  expenses  in  YE  2020
compared to YE 2019.

Depletion,  Depreciation  and  Amortization.  Depletion,  depreciation,  and
amortization  expenses  for  YE  2020  totaled  approximately  $2.7  million
compared  to  approximately  $2.5  million  in  YE  2019.  The  nearly  8%  increase
primarily related to placing a petroleum storage tank in service.

Total  Other  Income  (Expense).  Total  other  expense  in  YE  2020  was  $6.6
million compared to total other income of $1.9 million in YE 2019, representing
a decrease of $8.5 million. Total other expense in YE 2020 primarily related to
interest  expense  associated  with  our  secured  loan  agreements  with  Veritex,
related-party  debt,  and  the  line  of  credit  with  Pilot.  Total  other  income  in  YE
2019 included a $9.1 million gain on the extinguishment of debt related to the
GEL  Settlement,  which  was  offset  by  interest  and  other  expense  of  $7.2
million.

Blue Dolphin Energy Company

 December 31, 2020

 Page
37

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Management’s Discussion and Analysis

Refinery Operations. Our refinery operations business segment is owned by LE. Assets within this segment consist of a light sweet-crude, 15,000-bpd crude
distillation  tower,  petroleum  storage  tanks,  loading  and  unloading  facilities,  and  approximately  56  acres  of  land.  Refinery  operations  revenue  is  derived  from
refined product sales.

Refined product sales
Less: Total cost of goods sold
Gross profit (deficit)

Sales (Bbls)

Gross Profit (Deficit) per Bbl

Net revenue (1)
Intercompany fees and sales
Operation costs and expenses

Segment Contribution Margin (Deficit)
(1) Net revenue excludes intercompany crude sales.

YE 2020 Versus YE 2019

Twelve Months Ended

December 31,

2020

2019

(in thousands)

  $

  $

170,601 
(176,862)
(6,261)

3,916 

  $

(1.60)

  $

Twelve Months Ended

December 31,

2020

2019

  $

  $

(in thousands)

  $

170,601 
(2,384)
(175,201)

(6,984)

  $

304,924 
(297,827)
7,097 

4,547 

1.56 

304,924 
(2,615)
(296,502)

5,807 

● Refining gross deficit per bbl was $1.60 for YE 2020 compared to a gross profit per bbl of $1.56 in YE 2019, representing a decrease of $3.16 per bbl.   The
significant decrease related to lower margins and significant refinery downtime in 2020 due to market fluctuations associated with the COVID-19 pandemic.
● Segment contribution margin decreased approximately $12.8 million to a deficit of $7.0 million in YE 2020 compared to profit of $5.8 million in YE 2019. The

decrease related to lower margins per bbl and lower sales volume in 2020 due to market fluctuations associated with the COVID-19 pandemic.

● Refinery downtime increased significantly to 42 days in YE 2020 compared to 21 days in YE 2019. Refinery downtime in 2020 primarily related to lack of
crude  due  to  cash  restraints,  a  maintenance  turnaround,  and  equipment  repairs  while  refinery  downtime  in  YE  2019  primarily  related  to  a  maintenance
turnaround  and  equipment  repairs.  Significant  refinery  downtime  in  YE  2020  negatively  impacted  refinery  throughput,  refinery  production,  and  capacity
utilization rate.

Tolling and Terminaling. Our tolling and terminaling business segment is owned by LRM and NPS. Assets within this segment include petroleum storage tanks
and loading and unloading facilities. Tolling and terminaling revenue is derived from tank storage rental fees, tolling and reservation fees for use of the naphtha
stabilizer, and fees collected for ancillary services, such as in-tank blending.

Twelve Months Ended

December 31,

2020

2019

Net revenue (1)
Intercompany fees and sales
Operation costs and expenses

Segment Contribution Margin
(1) Net revenue excludes intercompany crude sales.

YE 2020 Versus YE 2019

  $

  $

  $

  (in thousands)      
4,209 
2,384 
(1,661)
4,932 

  $

4,338 
2,615 
(1,325)
5,628 

● Tolling and terminaling net revenue decreased 3% in YE 2020 compared to YE 2019 primarily as a result of lower tank rental revenue and decreased fees

collected for ancillary services, such as truck loading/unloading, lab testing, and in-tank and tank-to-tank blending.

● Intercompany  fees  and  sales,  which  reflect  fees  associated  with  an  intercompany  tolling  agreement  tied  to  naphtha  volumes,  decreased  in  YE  2020

compared to YE 2019. Naphtha sales volumes decreased between the periods.

● Segment  contribution  margin  in  YE  2020  decreased  12%  to  $4.9  million  compared  to  $5.6  million  YE  2019.  The  decrease  related  to  lower  revenue  and

intercompany fees tied to naphtha volumes. 

Blue Dolphin Energy Company

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 December 31, 2020

 Page
38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

  
 
Management’s Discussion and Analysis

Non-GAAP Reconciliations.

Reconciliation of Segment Contribution Margin (Deficit)

2020

2019

Refinery Operations

2020

2019

Tolling and Terminaling

2020

2019

2020

2019

Corporate and Other

Total

Twelve Months Ended December 31,

  $

Segment contribution margin
General and administrative expenses(1)
Depreciation and amortization
Interest and other non-operating income
(expenses), net
Income (loss) before income taxes
Income tax expense

Income (loss) before income taxes

  $

  $

(6,984)
(1,257)
(1,186)

(2,929)
(12,356)
- 
(12,356)

  $

  $

5,807 
(1,252)
(1,913)

5,668 
8,310 
- 
8,310 

  $

4,932 
(307)
(1,296)

(2,546)
783 
- 
783 

  $

  $

(in thousands)

  $

5,628 
(262)
(396)

(2,398)
2,572 
- 
2,572 

  $

(169)
(1,381)
(204)

(1,116)
(2,870)
(15)
(2,885)

  $

  $

(222)
(1,756)
(181)

(1,362)
(3,521)
- 
(3,521)

  $
  $
  $

  $

  $

(2,221)
(2,945)
(2,686)

(6,591)
(14,443)
(15)
(14,458)

  $
  $
  $

  $

  $

11,213 
(3,270)
(2,490)

1,908 
7,361 
- 
7,361 

(1) General and administrative expenses within refinery operations include the LEH operating fee.

Capital Resources and Liquidity
Considering this period of extreme economic disruption, combined with the weaker commodity price environment, we remain focused on the safe and reliable
operation of the Nixon facility and cash conservation. Our primary cash requirements relate to: (i) purchasing crude oil and condensate for the operation of the
Nixon refinery, (ii) reimbursing LEH for direct operating expenses and paying the LEH operating fee under the Amended and Restated Operating Agreement and
(iii) servicing debt. In instances where we experience a working capital deficit, we have historically relied on Affiliates to meet our liquidity needs. We are actively
exploring additional financing; however, we currently have no arrangements for additional capital and no assurances can be given that we will be able to raise
sufficient capital when needed, on acceptable terms, or at all. If we are unable to raise sufficient additional capital in the very near term, we may further default
on  our  payment  obligations  under  certain  of  our  existing  debt  obligations. Without  additional  financing,  it  remains  unclear  whether  we  will  have  or  can  obtain
sufficient liquidity to withstand COVID-19 disruptions to our business.

We had a working capital deficit of $72.3 million and $59.4 million at December 31, 2020 and 2019, respectively. Excluding the current portion of long-term debt,
we  had  a  working  capital  deficit  of  $22.9  million  and  $19.6  million  at  December  31,  2020  and  2019,  respectively. Although  in  place  pre-pandemic,  we  have
further tightened our cash conservation program to manage cash flow and remain competitive in a low oil price environment. This includes optimizing receivables
and payables by prioritizing payments, managing inventory to avoid buildup, monitoring discretionary spending, and delaying capital expenditures. Despite this
focus, management is keeping in mind the overall safety of our operations and personnel, as well as the impact to our business over the long-term.

The duration of the impact of the COVID-19 pandemic and the related market developments is unknown. The continued negative impact of these events on our
business  and  operations  will  depend  on  the  ongoing  severity,  location  and  duration  of  the  effects  and  spread  of  COVID-19,  the  effectiveness  of  vaccine
programs, other actions undertaken by federal, state, and local governments and health officials to contain the virus or treat its effects, and how quickly and to
what extent economic conditions improve and normal business and operating conditions resume in 2021 or thereafter. A sustained period of low crude oil prices
due to market volatility associated with the COVID-19 pandemic may also result in significant financial constraints on producers, which could result in long term
crude oil supply constraints and increased transportation costs. A failure to acquire crude oil and condensate when needed will have a material effect on our
business results and operations. As a result, we may have to seek protection under bankruptcy laws. In such a case, the trading price of our common stock and
the value of an investment in our common stock could significantly decrease, which could lead to holders of our common stock losing their investment in our
common stock in its entirety.

During  the  twelve-month  period  ended  December  31,  2020,  we  received  two  small  loans  totaling  $0.3  million  in  the  aggregate  under  federal  or  other
governmental programs to support our operations as a result of the COVID-19 pandemic. These loans provided or guaranteed by the U.S. government, including
pursuant to the Coronavirus Aid, Relief and Economic Security Act, signed into law on March 27, 2020, subject us to additional restrictions on our operations,
including limitations on personnel headcount and compensation reductions and other cost reduction activities that could adversely affect us.

Blue Dolphin Energy Company

 December 31, 2020

 Page
39

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Management’s Discussion and Analysis

Debt Overview.

Total Debt and Accrued Interest

Veritex Loans

LE Term Loan Due 2034 (in default)
LRM Term Loan Due 2034 (in default)
Amended Pilot Line of Credit  (in default)
Notre Dame Debt (in default)
Related-Party Debt

BDPL Loan Agreement (in default)
March Ingleside Note (in default)
March Carroll Note (in default)
June LEH Note (in default)

LE Term Loan Due 2050
NPS Term Loan Due 2050
Equipment Loan Due 2025

Total Debt

Less: Current portion of long-term debt, net
Less: Unamortized debt issue costs
Less: Accrued interest payable  (in default)

December 31,

2020

2019

(in thousands)

  $

  $

22,840 
9,473 
8,145 
9,413 

6,814 
1,013 
1,551 
9,446 
152 
152 
71 
69,070 

(57,744)
(1,749)
(9,222)

  $

355 

  $

21,776 
9,031 
11,786 
8,617 

6,174 
1,004 
997 
- 
- 
- 
- 

59,385 

(51,301)
(2,096)
(5,988)
- 

Net cash provided by financing activities was $5.4 million in YE 2020 compared to $8.8 million in YE 2019. Net proceeds from the issuance of debt totaled $0.4
million in YE 2020 compared to $12.4 million in YE 2019.

Principal payments on long-term debt totaled $3.6 million in YE 2020 compared to $2.6 million in YE 2019. As of the filing date of this report, LE and LRM were
current on required monthly payments under secured loan agreements with Veritex, but other defaults remain outstanding as noted below. NPS is making partial
monthly payments to Pilot under the Amended Pilot Line of Credit as a tank lease setoff using amounts Pilot owed to NPS under two tank lease agreements. No
payments have been made under the subordinated Notre Dame Debt.

Debt Defaults. The majority of our debt is in default. Defaults under our secured loan agreements with third parties include Veritex financial covenant violations,
a Pilot event of default and debt acceleration, and a Notre Dame Debt event of default. We also have defaults under secured and unsecured related-party debt.
See “Part II, Item 8. Financial Statements and Supplementary Data, Notes (1), (3), (10), and (11)” for additional disclosures related to Affiliate and third-party debt
agreements, including debt guarantees, and defaults in our debt obligations.

Concentration of Customers Risk. We routinely assess the financial strength of our customers and have not experienced significant write-downs in accounts
receivable balances. We believe that our accounts receivable credit risk exposure is limited.

Number Significant
Customers

% Total Revenue from Operations

Portion of Accounts Receivable
December 31,

2020

2019

3

4

70.8%

96.5%

$0

$1.7 million

One of our significant customers is LEH, an Affiliate. The Affiliate purchases our jet fuel under a Jet Fuel Sales Agreement and bids on jet fuel contracts under
preferential  pricing  terms  due  to  a  HUBZone  certification.  The  Affiliate  accounted  for  28.7%  and  31.3%  of  total  revenue  from  operations  in  2020  and  2019,
respectively. The Affiliate represented approximately $0 and $1.4 million in accounts receivable at December 31, 2020 and 2019, respectively. The amounts will
be paid under normal business terms. Amounts outstanding relating to the Jet Fuel Sales Agreement can significantly vary period to period based on the timing
of  the  related  sales  and  payments  received.  Amounts  we  owed  to  LEH  under  various  long-term  debt,  related-party  agreements  totaled  $9.1  million  and  $6.2
million at December 31, 2020 and 2019, respectively. See “Part I, Item 1A. Risk Factors” and “Part II, Item 8. Financial Statements and Supplementary Data,
Notes (3) and (16)” for additional disclosures related to Affiliate agreements, arrangements, and risk.

Blue Dolphin Energy Company

 December 31, 2020

 Page
40

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
   
   
  
   
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
Management’s Discussion and Analysis

Contractual Obligations.

Related-Party Debt

Agreement/Transaction
Amended and Restated Guaranty Fee Agreement

Parties
Jonathan Carroll - LE

Amended and Restated Guaranty Fee Agreement

Jonathan Carroll - LRM

March Carroll Note (in default)

Jonathan Carroll – Blue Dolphin

March Ingleside Note (in default)

Ingleside – Blue Dolphin

Type
Debt

Debt

Debt

Debt

Effective Date
04/01/2017

Interest Rate Key Terms
2.00%

04/01/2017

2.00%

03/31/2017

8.00%

03/31/2017

8.00%

Tied  to  payoff  of  LE  $25  million  Veritex  loan;
payments 50% cash, 50% Common Stock
Tied  to  payoff  of  LRM  $10  million  Veritex  loan;
payments 50% cash, 50% Common Stock
Blue  Dolphin  working 
01/01/2019; interest still accruing
Blue  Dolphin  working  capital;  reflects  amounts
owed to Ingleside under previous Amended and
Restated  Tank  Lease  Agreement;  matured
01/01/2019; interest still accruing

capital;  matured

June LEH Note (in default)

LEH – Blue Dolphin

Debt

03/31/2017

8.00%

BDPL-LEH Loan Agreement (in default)

LEH - BDPL

Debt

08/15/2016

16.00%

under 

Blue  Dolphin  working  capital;  reflects  amounts
owed to LEH under the Amended and Restated
Operating Agreement; reflects amounts owed to
Jonathan  Carroll 
fee
agreements;  matured  01/01/2019;  interest  still
accruing
2-year term; $4.0 million principal amount; $0.5
million  annual  payment;  proceeds  used  for
working  capital;  no 
financial  maintenance
covenants; secured by certain BDPL property

guaranty 

Related-Party Defaults

Loan Description
March Carroll Note (in default)

March Ingleside Note (in default)

June LEH Note (in default)

BDPL-LEH Loan Agreement (in default)

Third-Party Debt

Loan Description
Veritex Loans(1)

Event(s) of Default
Failure of borrower to pay past due obligations; loan matured January
2019
Failure of borrower to pay past due obligations; loan matured January
2019
Failure of borrower to pay past due obligations; loan matured January
2019
Failure of borrower to pay past due obligations; loan matured August
2018

Covenant Violations
--

---

---

---

Parties

Original Principal
Amount
(in millions)

Maturity Date

Monthly Principal and
Interest Payment

Interest Rate

Loan Purpose

LE Term Loan Due 2034 (in default)
LRM Term Loan Due 2034 (in default)

LE-Veritex
LRM-Veritex

Notre Dame Debt (in default)(2)(3)

LE-Kissick

$25.0
$10.0

$11.7

Amended Pilot Line of Credit (in default)

NPS-Pilot

$13.0

May 2020

Jun 2034
Dec 2034

$0.2 million
$0.1 million

WSJ Prime + 2.75%
WSJ Prime + 2.75%

Jan 2018

No payments to date;
payment rights
subordinated
---

16.00%

14.00%

Refinance loan; capital improvements
Refinance bridge loan; capital
improvements

Working capital; reduced balance of
GEL Final Arbitration Award

GEL Settlement Payment, NPS
purchase of crude oil from Pilot, and
working capital

SBA EIDLs
LE Term Loan Due 2050 (4)

NPS Term Loan Due 2050(4)

Equipment Loan Due 2025

LE-SBA
NPS-SBA
LE-Texas First

$0.15
$0.15
$0.07

Aug 2050
Aug 2050
Oct 2025

$0.0007 million
$0.0007 million
$0.0013 million

3.75%
3.75%
4.50%

Working capital
Working capital
Equipment Lease Conversion

(1) Proceeds  were  placed  in  a  disbursement  account  whereby  Veritex  makes  payments  for  construction  related  expenses.  Amounts  held  in  the
disbursement  account  are  reflected  on  our  consolidated  balance  sheets  as  restricted  cash  (current  portion)  and  restricted  cash,  noncurrent.  At
December  31,  2020,  restricted  cash  (current  portion)  was  $0.05  million  and  restricted  cash,  noncurrent  was  $0.5  million.  At  December  31,  2019,
restricted cash (current portion) was $0.05 million and restricted cash, noncurrent was $0.6 million.

(2) LE originally entered into a loan agreement with Notre Dame Investors, Inc. in the principal amount of $8.0 million. The debt is currently held by John
Kissick.  Pursuant  to  a  2017  sixth  amendment,  the  Notre  Dame  Debt  was  amended  to  increase  the  principal  amount  by  $3.7  million;  the  additional
principal was used to reduce the GEL Final Arbitration Award by $3.6 million.

(3) Pursuant to a 2015 subordination agreement, the holder of the Notre Dame Debt agreed to subordinate their right to payments, as well as any security

interest and liens on the Nixon facility’s business assets, in favor of Veritex as holder of the LE Term Loan Due 2034.

(4) Payments are deferred for the first twelve (12) months of the loan; the first payment is due August 2021; interest accrues during the deferral period. SBA

EIDLs are not forgivable.

Blue Dolphin Energy Company

 December 31, 2020

 Page
41

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Management’s Discussion and Analysis

Third-Party Defaults

Loan Description
Veritex Loans

LE Term Loan Due 2034 (in default)

Event(s) of Default

Covenant Violations

GEL Final Arbitration Award and associated
material adverse effect conditions; failure to
replenish $1.0 million payment reserve account;
events of default under other secured loan
agreements with Veritex

Financial covenants:

● debt service coverage ratio, current ratio, and debt to net
worth ratio

LRM Term Loan Due 2034 (in default) GEL Final Arbitration Award and associated

Financial covenants:

Notre Dame Debt (in default)

material adverse effect conditions; events of default
under other secured loan agreements with Veritex
Failure of borrower to pay past due obligations;
loan matured January 2019

---

● debt service coverage ratio, current ratio, and debt to net
worth ratio

BOEM Additional Financial Assurance (Supplemental Pipeline Bonds)
To cover the various obligations of lessees and rights-of-way holders operating in federal waters of the Gulf of Mexico, BOEM evaluates an operator’s financial
ability to carry out present and future obligations to determine whether the operator must provide additional security beyond the statutory bonding requirements.
Such obligations include the cost of plugging and abandoning wells and decommissioning pipelines and platforms at the end of production or service activities.
Once plugging and abandonment work has been completed, the collateral backing the financial assurance is released by BOEM.

BDPL has historically maintained $0.9 million in financial assurance to BOEM for the decommissioning of its trunk pipeline offshore in federal waters. Following
an agency restructuring of the financial assurance program, in March 2018 BOEM ordered BDPL to provide additional financial assurance totaling approximately
$4.8 million for five (5) existing pipeline rights-of-way within sixty (60) calendar days. In June 2018, BOEM issued BDPL INCs for each right-of-way that failed to
comply. BDPL appealed the INCs to the IBLA, and the IBLA granted multiple extension requests that extended BDPL’s deadline for filing a statement of reasons
for  the  appeal  with  the  IBLA.  On  August  9,  2019,  BDPL  timely  filed  its  statement  of  reasons  for  the  appeal  with  the  IBLA.  Considering  BDPL’s  August  2019
meeting with BOEM and BSEE, BDPL requested a stay in the IBLA matter until August 2020. The Office of the Solicitor of the U.S. Department of the Interior
was agreeable to a 10-day extension while it conferred with BOEM on BDPL’s stay request. In late October 2019, BDPL filed a motion to request the 10-day
extension, which motion was subsequently granted by the IBLA. The solicitor’s office consented to an additional 14-day extension for BDPL to file its reply, and
BDPL  filed  a  motion  to  request  the  14-day  extension  in  November  2019.  The  solicitor’s  office  indicated  that  BOEM  would  not  consent  to  further  extensions.
However, the solicitor’s office signaled that BDPL’s adherence to the milestones identified in an August 15, 2019 meeting between management and BSEE may
help  in  future  discussions  with  BOEM  related  to  the  INCs.  Decommissioning  of  these  assets  will  significantly  reduce  or  eliminate  the  amount  of  financial
assurance required by BOEM, which may serve to partially or fully resolve the INCs. Although we planned to decommission the offshore pipelines and platform
assets in the third quarter of 2020, decommissioning of these assets has been delayed due to cash constraints associated with the ongoing impact of COVID-19
and winter being the offseason for dive operations in the U.S. Gulf of Mexico. We cannot currently estimate when decommissioning may occur. In the interim,
BDPL provides BOEM and BSEE with updates regarding the project’s status.

BDPL’s pending appeal of the BOEM INCs does not relieve BDPL of its obligations to provide additional financial assurance or of BOEM’s authority to impose
financial penalties. There can be no assurance that we will be able to meet additional financial assurance (supplemental pipeline bond) requirements. If BDPL is
required by BOEM to provide significant additional financial assurance (supplemental pipeline bonds) or is assessed significant penalties under the INCs, we will
experience a significant and material adverse effect on our operations, liquidity, and financial condition.

We  are  currently  unable  to  predict  the  outcome  of  the  BOEM  INCs.  Accordingly,  we  have  not  recorded  a  liability  on  our  consolidated  balance  sheet  as  of
December 31, 2020. At both December 31, 2020 and 2019, BDPL maintained approximately $0.9 million in credit and cash-backed pipeline rights-of-way bonds
issued to BOEM.

BSEE Offshore Pipelines and Platform Decommissioning
BDPL  has  pipelines  and  platform  assets  that  are  subject  to  BSEE’s  idle  iron  regulations.  Idle  iron  regulations  mandate  lessees  and  rights-of-way  holders  to
permanently  abandon  and/or  remove  platforms  and  other  structures  when  they  are  no  longer  useful  for  operations.  Until  such  structures  are  abandoned  or
removed, lessees and rights-of-way holders are required to inspect and maintain the assets in accordance with regulatory requirements.

In December 2018, BSEE issued an INC to BDPL for failure to flush and fill Pipeline Segment No. 13101. Management met with BSEE on August 15, 2019 to
address BDPL’s plans with respect to decommissioning its offshore pipelines and platform assets. BSEE proposed that BDPL re-submit permit applications for
pipeline and platform decommissioning, along with a safe boarding plan for the platform, within six (6) months (no later than February 15, 2020), and develop
and implement a safe boarding plan for submission with such permit applications. Further, BSEE proposed that BDPL complete approved, permitted work within
twelve  (12)  months  (no  later  than  August  15,  2020).  BDPL  timely  submitted  permit  applications  for  decommissioning  of  the  subject  offshore  pipelines  and
platform assets to BSEE on February 11, 2020 and the USACOE on March 25, 2020. In April 2020, BSEE issued another INC to BDPL for failure to perform the
required structural surveys for the GA-288C Platform. BDPL requested an extension to the INC related to the structural platform surveys, and BSEE approved
BDPL’s extension request. The required platform surveys were completed, and the INC was resolved in June 2020.

Although  we  planned  to  decommission  the  offshore  pipelines  and  platform  assets  in  the  third  quarter  of  2020,  decommissioning  of  these  assets  has  been
delayed due to cash constraints associated with the ongoing impact of COVID-19 and winter being the offseason for dive operations in the U.S. Gulf of Mexico.
We cannot currently estimate when decommissioning may occur. In the interim, BDPL provides BSEE with updates regarding the project’s status.

Blue Dolphin Energy Company

 December 31, 2020

 Page
42

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Management’s Discussion and Analysis

Lack of permit approvals does not relieve BDPL of its obligations to remedy the BSEE INCs or of BSEE’s authority to impose financial penalties. If BDPL fails to
complete decommissioning of the offshore pipelines and platform assets and/or remedy the INCs within a timeframe determined to be prudent by BSEE, BDPL
could be subject to regulatory oversight and enforcement, including but not limited to failure to correct an INC, civil penalties, and revocation of BDPL’s operator
designation, which could have a material adverse effect on our earnings, cash flows and liquidity.

We  are  currently  unable  to  predict  the  outcome  of  the  BSEE  INCs.  Accordingly,  we  have  not  recorded  a  liability  on  our  consolidated  balance  sheet  as  of
December 31, 2020. At December 31, 2020 and 2019, BDPL maintained $2.4 million and $2.6 million, respectively, in AROs related to abandonment of these
assets.

Sources and Use of Cash.

Components of Cash Flows

Cash Flows Provided By (Used In):
Operating activities
Investing activities
Financing activities

Increase (Decrease) in Cash and Cash Equivalents

Twelve Months Ended

December 31,

2020

2019

(in thousands)

  $

  $

(3,901)
(1,085)
5,429 
443 

  $

  $

(8,190)
(1,574)
8,767 
(997)

Cash Flow 2020 Compared to 2019
We had a cash flow deficit from operations of $3.9 million for YE 2020 compared to $8.2 million for YE 2019. The approximate $4.3 million improvement in cash
flow  from  operations  in  FY  2020  compared  to  FY  2019  was  due  to  no  longer  having  to  make  payments  to  GEL.  The  cash  flow  deficit  for  YE  2020  primarily
related to loss from operations. The cash flow deficit from operations for YE 2019 was primarily the result of payments toward the accrued arbitration award with
GEL.

2020 Capital Expenditures
During YE 2020, capital expenditures totaled $1.1 million compared to $1.6 million during YE 2019. Capital expenditures primarily related to:

● Completion  of  Nixon  Facility  Expansion  Project  –  We  completed  a  5-year  expansion  project  involving  the  construction  of  nearly  1.0  million  bbls  of  new
petroleum  storage  tanks,  smaller  efficiency  improvements  to  the  refinery,  and  acquisition  of  refurbished  refinery  equipment  for  future  deployment.  The
increase  in  petroleum  storage  capacity  has  helped  with  de-bottlenecking  the  Nixon  refinery.  The  additional  petroleum  storage  capacity  will  allow  for
increased refinery throughput of up to approximately 30,000 bpd while deployment of various refurbished refinery equipment will help improve processing
capacity and increase the Nixon refinery’s complexity. The total cost of the project, which was funded through the Veritex loans, was approximately $32.5
million.

● Maintenance Turnaround and Repairs – We completed a 13-day, planned maintenance turnaround that primarily involved replacing a key component of the

crude heater. We also made equipment repairs. These costs were expensed as incurred.

We account for our capital expenditures in accordance with GAAP. We also classify capital expenditures as ‘maintenance’ if the expenditure maintains capacity
or throughput or as ‘expansion’ if the expenditure increases capacity or throughput capabilities. Although classification is generally a straightforward process, in
certain circumstances the determination is a matter of management judgment and discretion.

We  budget  for  maintenance  capital  expenditures  throughout  the  year  on  a  project-by-project  basis.  Projects  are  determined  based  on  maintaining  safe  and
efficient  operations,  meeting  customer  needs,  complying  with  operating  policies  and  applicable  law,  and  producing  economic  benefits,  such  as  increasing
efficiency and/or lowering future expenses.

Blue Dolphin Energy Company

 December 31, 2020

 Page
43

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
 
 
 
 
 
 
  
 
Management’s Discussion and Analysis

Future Expected Capital Expenditures
We remain focused on the safe and reliable operation of the Nixon facility. In view of the uncertainty surrounding the COVID-19 pandemic, combined with the
weaker commodity price environment, we anticipate new capital expenditures to be minimal in 2021in . However, capital spending using remaining funds under a
loan from Veritex will continue until the funds are depleted. Unused amounts under the Veritex loans are reflected in restricted cash (current and non-current
portions) on our consolidated balance sheets. See “Part II, Item 8. Financial Statements and Supplementary Data, Note (10)” for additional disclosures related to
borrowings for capital spending.

Off-Balance Sheet Arrangements. None.

Accounting Standards.

Critical Accounting Policies and Estimates
Our significant accounting policies and recent accounting developments are described in “Part II, Item 8. Financial Statements and Supplementary Data, Note
(2)”. The ongoing COVID-19 pandemic and related governmental responses, volatility in commodity prices, and severe weather resulting from climate change
have  impacted  and  likely  will  continue  to  impact  our  business.  Under  earlier  state  and  federal  mandates  that  regulated  business  closures,  our  business  was
deemed as an essential business and, as such, remained open. As U.S. federal, state, and local officials address surging coronavirus cases and roll out COVID-
19 vaccines, we expect to continue operating. We have instituted various initiatives throughout the company as part of our business continuity programs, and we
are  working  to  mitigate  risk  when  disruptions  occur.  The  uncertainty  around  the  availability  and  prices  of  crude  oil,  the  prices  and  demand  for  our  refined
products, and the general business environment is expected to continue through 2021 and beyond.

The  nature  of  our  business  requires  that  we  make  estimates  and  assumptions  in  accordance  with  U.S.  GAAP.  These  estimates  and  assumptions  affect  the
reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements, as well as the reported
amounts  of  revenue  and  expenses  during  the  reporting  period.  The  ongoing  COVID-19  pandemic  has  impacted  these  estimates  and  assumptions  and  will
continue to do so.

We  assessed  certain  accounting  matters  that  generally  require  consideration  of  forecasted  financial  information  in  context  with  the  information  reasonably
available  to  us  and  the  unknown  future  impacts  of  COVID-19  as  of  December  31,  2020  and  through  the  filing  date  of  this  report.  The  accounting  matters
assessed included, but were not limited to, our allowance for doubtful accounts, inventory and related reserves, and the carrying value of long-lived assets.

New Accounting Standards and Disclosures
New accounting standards and disclosures are discussed in “Part II, Item 8. Financial Statements and Supplementary Data, Note (2)”.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
44

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quantitative and Qualitative Disclosure

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Not applicable.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
45

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Financial Statements

ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

Report of Independent Registered Public Accounting Firm

To the Board of Directors and
Stockholders of Blue Dolphin Energy Company

Opinion on the Consolidated Financial Statements

We have audited the accompanying consolidated balance sheets of Blue Dolphin Energy Company and Subsidiaries (the “Company”) as of December 31, 2020
and 2019, and the related consolidated statements of operations, stockholders’ equity (deficit) and cash flows for the years then ended, and the related notes
(collectively referred to as the consolidated financial statements). In our opinion, the consolidated financial statements present fairly, in all material respects, the
financial position of the Company as of December 31, 2020 and 2019, and the results of its operations and its cash flows for the years then ended, in conformity
with accounting principles generally accepted in the United States of America.

Substantial Doubt about the Company’s Ability to Continue as a Going Concern

The accompanying consolidated financial statements have been prepared assuming that the Company will continue as a going concern. As discussed in Note
(1)  to  the  consolidated  financial  statements,  the  Company  is  in  default  under  secured  and  related  party  loan  agreements  and  has  a  net  working  capital
deficiency. These conditions raise substantial doubt about the Company’s ability to continue as a going concern. Management's plans in regard to these matters
are also described in Note (1). The consolidated financial statements do not include any adjustments that might result from the outcome of this uncertainty.

Basis for Opinion

These  consolidated  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  the  Company’s
consolidated financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United
States) (“PCAOB”) and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules
and regulations of the Securities and Exchange Commission and the PCAOB.

We  conducted  our  audits  in  accordance  with  the  standards  of  the  PCAOB.  Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable
assurance about whether the consolidated financial statements are free of material misstatement, whether due to error or fraud. The Company is not required to
have, nor were we engaged to perform, an audit of its internal control over financial reporting. As part of our audits, we are required to obtain an understanding of
internal control over financial reporting, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over financial
reporting. Accordingly, we express no such opinion.

Our audits included performing procedures to assess the risks of material misstatement of the consolidated financial statements, whether due to error or fraud,
and performing procedures that respond to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in
the consolidated financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well
as evaluating the overall presentation of the consolidated financial statements. We believe that our audits provide a reasonable basis for our opinion.

Critical Audit Matter

The critical audit matter communicated below are matters arising from the current period audit of the consolidated financial statements that were communicated
or required to be communicated to the audit committee and that: (1) relate to accounts or disclosures that are material to the consolidated financial statements
and (2) involved especially challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on
the consolidated financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the
critical audit matters or on the accounts or disclosures to which they relate.

Impairment of Long-Lived Assets

As  described  in  Note  8  to  the  consolidated  financial  statements,  the  Company’s  consolidated  property,  plant  and  equipment  balance  relating  to  refinery
operations  was  $64  million  as  of  December  31,  2020.  Management  conducts  an  impairment  test  whenever  facts  or  circumstances  indicate  that  the  carrying
value of the assets may not be recoverable. The carrying value is not recoverable if it exceeds the sum of the undiscounted cash flows expected to result from
the use and eventual disposition of the asset or group of assets. If the carrying value exceeds the sum of the undiscounted cash flows, an impairment loss equal
to  the  amount  by  which  the  carrying  value  exceeds  the  fair  value  of  the  asset  or  group  of  assets  is  recognized.  Management  applies  significant  judgment  in
projecting future cash flow that includes the use of significant assumptions with respect to future sales of refined product and commodity pricing.

We  identified  the  evaluation  of  the  impairment  analysis  for  long-lived  assets  associated  with  the  refinery  operations  as  a  critical  audit  matter  due  to  the  high
degree of auditor judgment and subjectivity in performing procedures to evaluate management’s significant assumptions in projecting its future cash flows.

Our  audit  procedures  included,  among  others  (i)  testing  management’s  process  to  project  future  cash  flows,  (ii)  testing  the  completeness,  accuracy  and
relevance of the data used in projected future cash flows and (iii) evaluating the reasonableness of the significant assumptions used by management. Evaluating
the reasonableness of the significant assumptions used by management involved a comparison of projected sales volumes to historic amounts and evaluating
the reasonableness of fluctuations based on management’s future plans as well as factors surrounding expected margins based on commodity pricing.

We have served as the Company’s auditor since 2002.

___________

UHY LLP

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
Sterling Heights, Michigan
March 31, 2021

 December 31, 2020

 Page
46

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
  
 
Financial Statements

Consolidated Balance Sheets

 ASSETS

 CURRENT ASSETS
 Cash and cash equivalents
 Restricted cash
 Accounts receivable, net
 Accounts receivable, related party
 Prepaid expenses and other current assets
 Deposits
 Inventory
 Refundable federal income tax

 Total current assets

 LONG-TERM ASSETS
 Total property and equipment, net
 Operating lease right-of-use assets, net
 Restricted cash, noncurrent
 Surety bonds
 Deferred tax assets, net

 Total long-term assets

 TOTAL ASSETS

 LIABILITIES AND STOCKHOLDERS' EQUITY (DEFICIT)
 CURRENT LIABILITIES
 Long-term debt less unamortized debt issue costs, current portion (in default)
 Line of credit payable less unamortized debt issue costs (in default)
 Long-term debt, related party, current portion (in default)
 Interest payable (in default)
 Interest payable, related party (in default)
 Accounts payable
 Accounts payable, related party
 Current portion of lease liabilities
 Asset retirement obligations, current portion
 Accrued expenses and other current liabilities

 Total current liabilities

 LONG-TERM LIABILITIES
 Long-term lease liabilities, net of current
 Deferred revenues
 Long-term debt, net of current portion

 Total long-term liabilities

 TOTAL LIABILITIES

 Commitments and contingencies (Note 16)

 STOCKHOLDERS' EQUITY (DEFICIT)
 Common stock ($0.01 par value, 20,000,000 shares authorized; 12,693,514 and 12,327,365
 shares issued at December 31, 2020 and 2019, respectively )(1)
 Additional paid-in capital
 Accumulated deficit
 TOTAL STOCKHOLDERS' EQUITY (DEFICIT)

December 31,

 December 31,

2020

2019

  (in thousands except share amounts)        

  $

  $

549 
48 
214 
- 
3,564 
124 
1,062 
- 
5,561 

62,497 
498 
514 
230 
- 
63,739 

72 
49 
446 
1,364 
2,276 
158 
1,645 
65 
6,075 

63,893 
649 
547 
230 
50 
65,369 

  $

69,300 

  $

71,444 

  $

  $

33,692 
8,042 
16,010 
6,408 
2,814 
3,274 
155 
194 
2,370 
4,882 
77,841 

370 
1,520 
355 
2,245 

33,836 
11,464 
6,001 
3,814 
2,174 
1,877 
149 
251 
2,565 
3,333 
65,464 

564 
1,930 
- 
2,494 

80,086 

67,958 

127 
38,457 
(49,370)
(10,786)

123 
38,275 
(34,912)
3,486 

 TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY (DEFICIT)

  $

69,300 

  $

71,444 

(1) Blue Dolphin has 20,000,000 shares of common stock, par value $0.01 per share, and 2,500,000 shares of preferred stock, par value $0.10 per share,

authorized. There are 12,693,514 shares of common stock issued and outstanding and no shares of preferred stock issued and outstanding.

The accompanying notes are an integral part of these consolidated financial statements.  

Blue Dolphin Energy Company

 December 31, 2020

 Page
47

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
   
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
 
   
  
   
  
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
 
   
  
   
  
   
   
 
   
  
   
  
   
  
   
  
 
   
  
   
  
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
 
   
  
   
  
 
 
 
  
 
Financial Statements

Consolidated Statements of Operations

REVENUE FROM OPERATIONS

Refinery operations
Tolling and terminaling

Total revenue from operations

COST OF GOODS SOLD

Crude oil, fuel use, and chemicals
Other conversion costs

Total cost of goods sold

Gross profit (loss)

COST OF OPERATIONS

LEH operating fee
Other operating expenses
General and administrative expenses
Depletion, depreciation and amortization

Total cost of operations

Income (loss) from operations

OTHER INCOME (EXPENSE)

Easement, interest and other income
Interest and other expense
Loss on issuance of shares to extinguish related-party debt
Gain on extinguishment of debt
Total other income (expense)

Income (loss) before income taxes

Income tax expense

Net Income (loss)

Income (loss) per common share:
Basic
Diluted

Weighted average number of common shares outstanding:
Basic
Diluted

  Twelve Months Ended December 31,      

2020

2019

(in thousands, except share and per-share
amounts)    

  $

  $

170,601 
4,209 
174,810 

304,924 
4,338 
309,262 

167,079 
9,783 
176,862 

289,273 
8,554 
297,827 

(2,052)

11,435 

646 
169 
2,299 
2,686 
5,800 

(7,852)

172 
(6,763)
- 
- 
(6,591)

611 
222 
2,659 
2,490 
5,982 

5,453 

4 
(6,750)
(474)
9,128 
1,908 

(14,443)

7,361 

(15)

- 

  $

(14,458)

  $

7,361 

  $
  $

(1.15)
(1.15)

  $
  $

0.66 
0.66 

12,574,465 
12,574,465 

11,156,995 
11,156,995 

The accompanying notes are an integral part of these consolidated financial statements.

Blue Dolphin Energy Company

 December 31, 2020

 Page
48

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
 
   
  
   
  
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
   
   
 
   
  
   
  
   
  
   
  
 
   
  
   
  
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
   
   
 
   
  
   
  
   
   
 
   
  
   
  
 
   
  
   
  
   
  
   
  
 
   
  
   
  
   
  
   
  
   
   
   
   
 
 
 
 
Financial Statements

Consolidated Statements of Stockholders’ Equity (Deficit)

Common Stock

Shares Issued  

Par Value

Additional
Paid-In
Capital
(in thousands except share amounts)

Accumulated  

Deficit

Total
Stockholders’
Equity (Deficit)

Balance at December 31, 2018

10,975,514 

  $

110 

  $

36,936 

  $

(42,273)

  $

(5,227)

Common stock issued for extinguishment

of related-party debt

Net income

1,351,851 
- 

13 
- 

1,339 
- 

- 
7,361 

Balance at December 31, 2019

12,327,365 

  $

123 

  $

38,275 

  $

(34,912)

  $

Comon stock issued for services
Common stock issued for extinguishment

of related-party debt

Net loss

135,084 

231,065 
- 

2 

2 
- 

66 

116 
- 

- 

- 
(14,458)

1,352 
7,361 

3,486 

68 

118 
(14,458)

Balance at December 31, 2020

12,693,514 

  $

127 

  $

38,457 

  $

(49,370)

  $

(10,786)

The accompanying notes are an integral part of these consolidated financial statements.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
49

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
   
   
 
 
 
 
 
 
 
   
 
Financial Statements

Consolidated Statements of Cash Flows

OPERATING ACTIVITIES

Net income (loss)
Adjustments to reconcile net income (loss) to net cash

used in operating activities:

Depletion, depreciation and amortization
Deferred income tax
Amortization of debt issue costs
Guaranty fees paid in kind
Related-party interest expense paid in kind
Deferred revenues and expenses
Loss (gain) on issuance of shares
Gain on extinguishment of debt

Changes in operating assets and liabilities

Restricted cash
Accounts receivable
Accounts receivable, related party
Prepaid expenses and other current assets
Deposits and other assets
Inventory
Accrued arbitration award
Accounts payable, accrued expenses and other liabilities
Accounts payable, related party

Net cash used in operating activities

INVESTING ACTIVITIES
Capital expenditures

Net cash used in investing activities

FINANCING ACTIVITIES
Proceeds from debt
Payments on debt
Net activity on related-party debt
Net cash provided by financing activities

Net change in cash, cash equivalents, and restricted cash

CASH, CASH EQUIVALENTS, AND RESTRICTED CASH AT BEGINNING OF PERIOD
CASH, CASH EQUIVALENTS, AND RESTRICTED CASH AT END OF PERIOD

Supplemental Information:
Non-cash investing and financing activities:

Financing of capital expenditures via accounts payable and finance leases

Issuance of shares to extinguish debt and for services

Conversion of related-party notes to common stock

Line of credit closing costs included in principal balance

Interest paid

Income taxes paid (refunded)

Twelve Months Ended December 31,

2020

2019

(in thousands)

  $

(14,458)

  $

7,361 

2,686 
15 
348 
609 
559 
(410)
(80)
- 

1 
232 
1,364 
(1,288)
34 
583 
- 
5,898 
6 
(3,901)

(1,085)
(1,085)

370 
(3,585)
8,644 
5,429 
443 

  $

  $

  $

  $

  $

  $

  $

668 
1,111 

  $

- 

  $

267 

  $

148 

  $

- 

  $

2,311 

  $

(100)

  $

2,490 
- 
629 
625 
161 
- 
474 
(9,128)

- 
(67)
(1,364)
(389)
36 
(135)
(12,000)
4,497 
(1,380)
(8,190)

(1,574)
(1,574)

12,402 
(2,563)
(1,072)
8,767 
(997)

1,665 
668 

86 

474 

878 

398 

3,474 

(101)

The accompanying notes are an integral part of these consolidated financial statements.

Blue Dolphin Energy Company

 December 31, 2020

 Page
50

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
  
   
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
   
   
 
   
  
   
  
   
  
   
  
   
  
   
  
 
 
  
 
Notes to Consolidated Financial Statements

Notes to Consolidated Financial Statements

(1) Organization

Overview
Blue Dolphin is an independent downstream energy company operating in the Gulf Coast region of the United States. Our subsidiaries operate a light sweet-
crude, 15,000-bpd crude distillation tower with approximately 1.2 million bbls of petroleum storage tank capacity in Nixon, Texas. Blue Dolphin was formed in
1986 as a Delaware corporation and is traded on the OTCQX under the ticker symbol “BDCO”.

Our  assets  are  primarily  organized  in  two  segments:  refinery  operations  (owned  by  LE)  and  tolling  and  terminaling  services  (owned  by  LRM  and  NPS).
Subsidiaries  that  are  reflected  in  corporate  and  other  include  BDPL  (inactive  pipeline  and  facilities  assets),  BDPC  (inactive  leasehold  interests  in  oil  and  gas
wells), and BDSC (administrative services). See “Note (4)” to our consolidated financial statements for more information about our business segments.

Unless the context otherwise requires, references in this report to “we,” “us,” “our,” or “ours,” refer to Blue Dolphin, one or more of its consolidated subsidiaries
or all of them taken as a whole.

Affiliates
Affiliates controlled approximately 82% of the voting power of our Common Stock as of the filing date of this report. An Affiliate operates and manages all Blue
Dolphin  properties  and  funds  working  capital  requirements  during  periods  of  working  capital  deficits,  and  an  Affiliate  is  a  significant  customer  of  our  refined
products. Blue Dolphin and certain of its subsidiaries are currently parties to a variety of agreements with Affiliates. See “Note (3)” to our consolidated financial
statements for additional disclosures related to Affiliate agreements, arrangements, and risks associated with working capital deficits.

Going Concern
Management has determined that certain factors raise substantial doubt about our ability to continue as a going concern. As discussed more fully below, these
factors include inadequate liquidity to sustain operations due to defaults under our secured loan agreements, margin deterioration and volatility, and historic net
losses and working capital deficits. Our consolidated financial statements assume we will continue as a going concern and do not include any adjustments that
might result from the outcome of this uncertainty. Our ability to continue as a going concern depends on sustained positive operating margins and having working
capital for, amongst other requirements, purchasing crude oil and condensate and making payments on long-term debt. Without positive operating margins and
working capital, our business will be jeopardized, and we may not be able to continue. If we are unable to make required debt payments, we would likely have to
consider other options, such as selling assets, raising additional debt or equity capital, cutting costs or otherwise reducing our cash requirements, or negotiating
with our creditors to restructure our applicable obligations, including a potential bankruptcy filing.

Defaults Under Secured Loan Agreements. We are currently in default under certain of our secured loan agreements with third parties and related parties. As
a result, the debt associated with these obligations was classified within the current portion of long-term debt on our consolidated balance sheets at December
31, 2020 and 2019.

Third-Party Defaults
● Veritex Loans – Defaults under the LE Term Loan Due 2034 and LRM Term Loan Due 2034 permit Veritex to declare the amounts owed under these loan
agreements immediately due and payable, exercise its rights with respect to collateral securing obligors’ obligations under these loan agreements, and/or
exercise  any  other  rights  and  remedies  available.  Any  exercise  by  Veritex  of  its  rights  and  remedies  under  our  secured  loan  agreements  would  have  a
material adverse effect on our business operations, including crude oil and condensate procurement and our customer relationships; financial condition; and
results of operations. Veritex exercising its rights would also adversely impact the trading price of our common stock and the value of an investment in our
common stock, which could lead to holders of our common stock losing their investment in its entirety. We can provide no assurance that: (i) our assets or
cash flow will be sufficient to fully repay borrowings under our secured loan agreements with Veritex, either upon maturity or if accelerated, (ii) LE and LRM
will be able to refinance or restructure the payments of the debt, and/or (iii) Veritex, as first lien holder, will provide future default waivers. The borrowers
continue  in  active  dialogue  with  Veritex.  As  of  the  filing  date  of  this  report,  payments  under  the  Veritex  loans  were  current,  but  other  defaults  remained
outstanding.

● Amended Pilot Line of Credit – Upon maturity of the Pilot Line of Credit in May 2020, Pilot sent NPS, as borrower, and LRM, LEH, LE and Blue Dolphin, each
a guarantor and collectively guarantors, a notice demanding the immediate payment of the unpaid principal amount and all interest accrued and unpaid, and
all other amounts owing or payable (the “Obligations”). Pursuant to the Amended Pilot Line of Credit, commencing on May 4, 2020, the Obligations began to
accrue interest at a default rate of fourteen percent (14%) per annum. Failure of the borrower or any guarantor of paying the past due Obligations constituted
an  event  of  default.  Pilot  expressly  retained  and  reserved  all  its  rights  and  remedies  available  to  it  at  any  time,  including  without  limitation,  the  right  to
exercise all rights and remedies available to Pilot under the Amended Pilot Line of Credit or applicable law or equity.

Blue Dolphin Energy Company

 December 31, 2020

 Page
51

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Notes to Consolidated Financial Statements

Pursuant to a June 1, 2020 notice, Pilot began applying Pilot’s payment obligations to NPS under each of (a) the Terminal Services Agreement (covering
Tank Nos. 67, 71, 72, 73, 77, and 78), dated as of May 2019, between NPS and Pilot, and (b) the Terminal Services Agreement (covering Tank No. 56),
dated as of June 1, 2019, between NPS and Pilot, against NPS’ payment obligations to Pilot under the Amended Pilot Line of Credit. Such tank lease setoff
amounts only partially satisfy NPS’ obligations under the Amended Pilot Line of Credit, and Pilot expressly retained and reserved all its rights and remedies
available to it at any time, including, without limitation, the right to exercise all rights and remedies available to Pilot under the Amended Pilot Line of Credit or
applicable  law  or  equity.  For  the  twelve-month  periods  ended  December  31,  2020  and  2019,  the  tank  lease  setoff  amounts  totaled  $1.3  million  and  $0,
respectively. For the twelve-month periods ended December 31, 2020 and 2019, the amount of interest NPS incurred under the Amended Pilot Line of Credit
totaled $1.0 million and $0, respectively.

On November 23, 2020, NPS and guarantors received notice from Pilot that the entry into the SBA EIDLs was a breach of the Amended Pilot Line of Credit
and  Pilot  demanded  full  repayment  of  the  Obligations,  including  through  use  of  the  proceeds  of  the  SBA  EIDLs.  Pilot  also  notified  the  SBA  that  the  liens
securing the SBA EIDLs are junior to those securing the Obligations. While the SBA acknowledged this point and indicated a willingness to subordinate the
SBA EIDLs, no further action has been taken by Pilot as of the filing date of this report.

Any exercise by Pilot of its rights and remedies under the Amended Pilot Line of Credit would have a material adverse effect on our business operations,
including crude oil and condensate procurement and our customer relationships; financial condition; and results of operations. NPS and guarantors continue
in active dialogue with Pilot to reach a negotiated settlement, and we believe that Pilot hopes to continue working with NPS to settle the Obligations. NPS and
guarantors  are  also  working  on  the  possible  refinance  of  amounts  owing  and  payable  under  the  Amended  Pilot  Line  of  Credit.  However,  progress  with
potential lenders has been slow due to the ongoing COVID-19 pandemic. NPS’s ability to repay, refinance, replace or otherwise extend this credit facility is
dependent  on,  among  other  things,  business  conditions,  our  financial  performance,  and  the  general  condition  of  the  financial  markets.  Given  the  current
financial  markets,  we  could  be  forced  to  undertake  alternate  financings,  including  a  sale  of  additional  common  stock,  negotiate  for  an  extension  of  the
maturity,  or  sell  assets  and  delay  capital  expenditures  in  order  to  generate  proceeds  that  could  be  used  to  repay  such  indebtedness.  We  can  provide  no
assurance that we will be able to consummate any such transaction on terms that are commercially reasonable, on terms acceptable to us or at all. If new
debt or other liabilities are added to the Company’s current consolidated debt levels, the related risks that it now faces could intensify. In the event we are
unsuccessful in such endeavors, NPS may be unable to pay the amounts outstanding under the Amended Pilot Line of Credit, which may require us to seek
protection  under  bankruptcy  laws.  In  such  a  case,  the  trading  price  of  our  common  stock  and  the  value  of  an  investment  in  our  common  stock  could
significantly decrease, which could lead to holders of our common stock losing their investment in our common stock in its entirety.

● Notre Dame Debt – Pursuant to a 2015 subordination agreement, the holder of the Notre Dame Debt agreed to subordinate their right to payments, as well
as any security interest and liens on the Nixon facility’s business assets, in favor of Veritex as holder of the LE Term Loan Due 2034. To date, no payments
have been made under the subordinated Notre Dame Debt and the holder of the Notre Dame Debt has taken no action as a result of the non-payment.

Our financial health could be materially and adversely affected by defaults in our secured loan agreements, margin deterioration and volatility, historic net losses
and working capital deficits, as well as termination of the crude supply agreement or terminal services agreement with Pilot, which could impact our ability to
acquire  crude  oil  and  condensate.  In  addition,  sustained  periods  of  low  crude  oil  prices  due  to  market  volatility  associated  with  the  COVID-19  pandemic  has
resulted in significant financial constraints on producers, which in turn has resulted in long term crude oil supply constraints and increased transportation costs.
A failure to acquire crude oil and condensate when needed will have a material effect on our business results and operations. During the twelve-month period
ended December 31, 2020, our refinery experienced downtime as a result of lack of crude due to cash constraints.

Related-Party Defaults
Affiliates controlled approximately 82% of the voting power of our Common Stock as of the filing date of this report, an Affiliate operates and manages all Blue
Dolphin properties, an Affiliate is a significant customer of our refined products, and we borrow from Affiliates during periods of working capital deficits. Replated
party debt, which is currently in default, represents such working capital borrowings.

Margin Deterioration and Volatility. Our refining margins generally improve in an environment of higher crude oil and refined product prices, and where the
spread between crude oil prices and refined product prices widen. Steps taken early on to address the COVID-19 pandemic globally and nationally, including
government-imposed temporary business closures and voluntary shelter-at-home directives, caused oil prices to decline sharply in 2020. In addition, actions by
members of the OPEC and other producer countries with respect to oil production and pricing significantly impacted supply and demand in global oil and gas
markets. In response to margin deterioration and volatility, we adjust throughput and production at the Nixon refinery based on prevailing market conditions.
Although federal, state, and local governments and health officials have made strides to contain the virus, treat its effects, and implement
 vaccine programs and
  Oil  and
OPEC  has  since  agreed  to  certain  production  cuts,  oil  prices  have  remained  depressed  and  oversupply  and  lack  of  demand  in  the  market  persists.
refined product prices and demand are expected to remain volatile for the foreseeable future, and we cannot predict when prices and demand will improve and
stabilize. We are currently unable to estimate the impact these events will have on our future financial position and results of operations. Accordingly, we expect
that these events will continue to have a material adverse effect on our financial position or results of operations.

Blue Dolphin Energy Company

 December 31, 2020

 Page
52

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
   
 
Notes to Consolidated Financial Statements

Historic Net Losses and Working Capital Deficits
Net Losses. Net loss for the twelve months ended December 31, 2020 was $14.5 million, or a loss of $1.15 per share, compared to net income of $7.4 million,
or income of $0.66 per share, for the twelve months ended December 31, 2019. The significant increase in net loss during the twelve months ended December
31, 2020 was the result of: (1) lower refining margins associated with commodity price volatility, as noted above, and (2) lower throughput volumes and barrels
sold. Net income for the twelve months ended December 31, 2019 included a $9.1 million gain on the extinguishment of debt related to the GEL Settlement.

Working Capital Deficits. We had a working capital deficit of $72.3 million and $59.4 million at December 31, 2020 and 2019, respectively. Excluding the current
portion  of  long-term  debt,  we  had  a  working  capital  deficit  of  $22.9  million  and  $19.6  million  at  December  31,  2020  and  2019,  respectively.  Cash  and  cash
equivalents, restricted cash (current portion), and restricted cash, noncurrent were as follow:

Cash and cash equivalents
Restricted cash (current portion)
Restricted cash, noncurrent
Total

December 31,

2020

2019

 (in thousands)

  $

  $

549 
48 
514 
1,111 

  $

  $

72 
49 
547 
668 

Operating Risks
Successful  execution  of  our  business  strategy  depends  on  several  key  factors,  including,  having  adequate  working  capital  to  meet  operational  needs  and
regulatory requirements, maintaining safe and reliable operations at the Nixon facility, meeting contractual obligations, and having favorable margins on refined
products. As discussed under “Part I, Item 1. Business —Going Concern” and throughout this report, we are currently unable to estimate the impact the COVID-
19 pandemic will have on our future financial position and results of operations. Under earlier state and federal mandates that regulated business closures, our
business was deemed as an essential business and, as such, remained open. As U.S. federal, state, and local officials address surging coronavirus cases and
roll out COVID-19 vaccines, we expect to continue operating. Governmental mandates, while necessary to address the virus, will result in further business and
operational  disruptions,  including  demand  destruction,  liquidity  strains,  supply  chain  challenges,  travel  restrictions,  controls  on  in-person  gathering,  and
workforce availability.

Despite this, management believes that it has taken all prudent steps to mitigate risk, avoid business disruptions, manage cash flow, and remain competitive in a
low oil price environment. We are managing cash flow by optimizing receivables and payables by prioritizing payments, managing inventory to avoid buildup,
monitoring  discretionary  spending,  and  delaying  capital  expenditures.  At  the  Nixon  facility,  we  adjust  throughput  and  production  based  on  prevailing  market
conditions. Facility-dependent personnel, including those needed to maintain the Nixon facility, report to the facility under strict protocols that are designed to
ensure personnel health and safety. We are also supporting non-facility-dependent personnel through remote work and virtual meeting technology, and we are
encouraging all personnel to follow local guidance. All non-essential business travel and attendance at conferences, trainings, and other gatherings have been
suspended.

There  can  be  no  assurance  that  our  business  strategy  will  be  successful,  that  Affiliates  will  continue  to  fund  our  working  capital  needs  when  we  experience
working  capital  deficits,  that  we  will  meet  regulatory  requirements  to  provide  additional  financial  assurance  (supplemental  pipeline  bonds)  and  decommission
offshore  pipelines  and  platform  assets,  that  we  will  be  able  to  obtain  additional  financing  on  commercially  reasonable  terms  or  at  all,  or  that  margins  on  our
refined products will be favorable. Further, if Veritex and/or Pilot exercise their rights and remedies under our secured loan agreements, our business, financial
condition, and results of operations will be materially adversely affected.

(2) Principles of Consolidation and Significant Accounting Policies

Basis of Presentation
The accompanying consolidated financial statements, which include Blue Dolphin and its subsidiaries, have been prepared in accordance with U.S. generally
accepted accounting principles and the rules and regulations of the SEC. These rules and regulations conform to the accounting principles contained in FASB’s
ASC,  the  single  source  of  GAAP.  All  significant  intercompany  items  have  been  eliminated  in  consolidation.  Additionally,  any  material  subsequent  events  that
occurred after the date through which this report covers have been properly recognized or disclosed in our financial statements. In management’s opinion, all
adjustments considered necessary for a fair presentation have been included, disclosures are adequate, and the presented information is not misleading.

As discussed further below within “Note (2) – Significant Accounting Policies – Use of Estimates,” the ongoing COVID-19 pandemic has resulted in significant
economic  disruption  globally.  This  disruption  became  more  acute  from  the  latter  half  of  March  2020  and  continued  through  the  end  of  2020;  therefore,  our
operating results for the twelve months ended December 31, 2020 do not fully reflect the impact this disruption has had, and will likely continue to have, on us.

Blue Dolphin Energy Company

 December 31, 2020

 Page
53

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
 
 
 
 
 
 
  
 
Notes to Consolidated Financial Statements

Significant Accounting Policies
The summary of significant accounting policies of Blue Dolphin is presented to assist in understanding our consolidated financial statements. Our consolidated
financial  statements  and  accompanying  notes  are  representations  of  management,  who  is  responsible  for  their  integrity  and  objectivity.  These  accounting
policies conform to GAAP and have been consistently applied in the preparation of our consolidated financial statements.

Use  of  Estimates.  The  preparation  of  our  financial  statements  in  conformity  with  U.S.  GAAP  requires  management  to  make  estimates  and  assumptions  that
affect  the  reported  amounts  of  assets,  liabilities,  revenues  and  expenses,  and  the  related  disclosures.  Actual  results  could  differ  from  those  estimates.  The
ongoing  COVID-19  pandemic  and  related  governmental  responses,  volatility  in  commodity  prices,  and  severe  weather  resulting  from  climate  change  have
impacted  and  likely  will  continue  to  impact  our  business.  We  assessed  certain  accounting  matters  that  generally  require  consideration  of  forecasted  financial
information  in  context  with  the  information  reasonably  available  to  us  and  the  unknown  future  impacts  of  COVID-19  and  severe  weather  as  of  December  31,
2020 and through the filing date of this report. The accounting matters assessed included, but were not limited to, our allowance for doubtful accounts, inventory
and related reserves, and the carrying value of long-lived assets.

Cash  and  Cash  Equivalents.  Cash  and  cash  equivalents  represent  liquid  investments  with  an  original  maturity  of  three  months  or  less.  Cash  balances  are
maintained in depository and overnight investment accounts with financial institutions that, at times, may exceed insured deposit limits. We monitor the financial
condition of the financial institutions and have experienced no losses associated with these accounts.

Restricted  Cash.  Restricted  cash,  current  portion  primarily  represents  a  payment  reserve  account  held  by  Veritex  as  security  for  payments  under  a  loan
agreement. Restricted cash, noncurrent represents funds held in the Veritex disbursement account for payment of construction related expenses to complete
building new petroleum storage tanks.

Accounts  Receivable  and  Allowance  for  Doubtful  Accounts.  Accounts  receivable  are  presented  net  of  any  necessary  allowance(s)  for  doubtful  accounts.
Receivables are recorded at the invoiced amount and generally do not bear interest. An allowance for doubtful accounts is established, when necessary, based
on prior experience and other factors which, in management's judgment, deserve consideration in estimating bad debts.  Management assesses collectability of
the customer’s account based on current aging status, collection history, and financial condition.  Based on a review of these factors, management establishes or
adjusts  the  allowance  for  specific  customers  and  the  entire  accounts  receivable  portfolio.    We  had  an  allowance  for  doubtful  accounts  of  $0.1  million  at  both
December 31, 2020 and 2019.

Inventory. Inventory primarily consists of refined products, crude oil and condensate, and chemicals. Inventory is valued at lower of cost or net realizable value
with cost determined by the average cost method, and net realizable value determined based on estimated selling prices less associated delivery costs. If the
net realizable value of our refined products inventory declines to an amount less than our average cost, we record a write-down of inventory and an associated
adjustment to cost of goods sold. See “Note (7)” to our consolidated financial statements for additional disclosures related to inventory.

Property and Equipment.
Refinery and Facilities. During 2020, we safely completed a 5-year capital improvement expansion project of the Nixon facility that included construction of new
storage  tanks,  smaller  efficiency  improvements,  and  the  acquisition  of  refurbished  refinery  equipment  for  later  deployment.  We  typically  make  ongoing
improvements  to  the  Nixon  facility  based  on  operational  needs,  technological  advances,  and  safety  and  regulatory  requirements.  Additions  to  refinery  and
facilities  assets  are  capitalized,  and  expenditures  for  repairs  and  maintenance  are  expensed  as  incurred.  We  record  refinery  and  facilities  at  cost  less  any
adjustments for depreciation or impairment. Adjustment of the asset and the related accumulated depreciation accounts are made for the refinery and facilities
asset’s  retirement  and  disposal,  with  the  resulting  gain  or  loss  included  in  the  consolidated  statements  of  operations.  For  financial  reporting  purposes,
depreciation of refinery and facilities assets is computed using the straight-line method using an estimated useful life of 25 years beginning when the refinery
and facilities assets are placed in service. We did not record any impairment of our refinery and facilities assets for the periods presented.

Pipelines and Facilities. Our pipelines and facilities are recorded at cost less any adjustments for depreciation or impairment. Depreciation is computed using the
straight-line method over estimated useful lives ranging from 10 to 22 years. In accordance with FASB ASC guidance, we performed periodic impairment testing
of our pipeline and facilities assets in 2016. Upon completion of testing, our pipeline assets were fully impaired at December 31, 2016. All pipeline transportation
services to third parties have ceased, existing third-party wells along our pipeline corridor have been permanently abandoned, and no new third-party wells are
being drilled near our pipelines. Although we planned to decommission the offshore pipelines and platform assets in the third quarter of 2020, decommissioning
of these assets has been delayed due to cash constraints associated with the ongoing impact of COVID-19 and winter being the offseason for dive operations in
the U.S. Gulf of Mexico. We cannot currently estimate when decommissioning may occur.

Oil  and  Gas  Properties.  Our  oil  and  gas  properties  are  accounted  for  using  the  full-cost  method  of  accounting,  whereby  all  costs  associated  with  acquisition,
exploration and development of oil and gas properties, including directly related internal costs, are capitalized on a cost center basis.  Amortization of such costs
and estimated future development costs are determined using the unit-of-production method. All leases associated with our oil and gas properties have expired,
and our oil and gas properties were fully impaired in 2011.

Blue Dolphin Energy Company

 December 31, 2020

 Page
54

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
Notes to Consolidated Financial Statements

CIP. CIP expenditures, including capitalized interest, relate to construction and refurbishment activities and equipment for the Nixon facility. These expenditures
are  capitalized  as  incurred.  Depreciation  begins  once  the  asset  is  placed  in  service.  See  “Note  (8)”  to  our  consolidated  financial  statements  for  additional
disclosures related to our refinery and facilities assets, oil and gas properties, pipelines and facilities assets, and CIP.

Leases. We evaluate if a contract is or contains a lease at inception of the contract. If we determine that a contract is or contains a lease, we recognize ROU
asset and lease liability at the commencement date of the lease based on the present value of lease payments over the lease term. The present value of the
lease payments is determined by using the implicit rate when readily determinable. If not determinable, we use the incremental borrowing rate to discount lease
payments to present value. Lease terms include options to extend or terminate the lease when it is reasonably certain that we will exercise those options.

We recognize ROU assets and lease liabilities for leasing arrangements with terms greater than one year. We account for lease and non-lease components in a
contract  as  a  single  lease  component  for  all  classes  of  underlying  assets.  We  allocate  the  consideration  in  these  contracts  based  on  pricing  information
contained in the lease.

Expense  for  an  operating  lease  is  recognized  as  a  single  lease  cost  on  a  straight-line  basis  over  the  lease  term  and  is  reflected  in  the  appropriate  income
statement  line  item  based  on  the  leased  asset’s  function.  Amortization  expense  of  a  finance  lease  ROU  asset  is  recognized  on  a  straight-line  basis  over  the
lesser of the useful life of the leased asset or the lease term. However, if the lease transfers ownership of the finance lease ROU asset to us at the end of the
lease term, the finance lease ROU asset is amortized over the useful life of the leased asset. Amortization expense is reflected in ‘depreciation and amortization
expense.’ Interest expense is incurred based on the carrying value of the lease liability and is reflected in ‘interest and other expense.

Revenue Recognition.
Refinery Operations Revenue. Revenue from the sale of refined products is recognized when the product is sold to the customer in fulfillment of performance
obligations. Each load of refined product is separately identifiable and represents a distinct performance obligation to which the transaction price is allocated.
Performance obligations are met when control is transferred to the customer. Control is transferred to the customer when the product has been lifted or, in cases
where  the  product  is  not  lifted  immediately  (bill  and  hold  arrangements),  when  the  product  is  added  to  the  customer’s  bulk  inventory  as  stored  at  the  Nixon
facility.

We consider a variety of facts and circumstances in assessing the point of control transfer, including but not limited to: whether the purchaser can direct the use
of the refined product, the transfer of significant risks and rewards, our rights to payment, and transfer of legal title. In each case, the term between the sale and
when payment is due is not significant. Transportation, shipping, and handling costs incurred are included in cost of goods sold. Excise and other taxes that are
collected from customers and remitted to governmental authorities are not included in revenue.

Tolling and Terminaling Revenue. Tolling and terminaling revenue represents fees pursuant to: (i) tank storage agreements, whereby a customer agrees to pay
a  certain  fee  per  tank  based  on  tank  size  over  a  period  of  time  for  the  storage  of  products  and  (ii)  tolling  agreements,  whereby  a  customer  agrees  to  pay  a
certain  fee  per  gallon  or  barrel  for  throughput  volumes  moving  through  the  naphtha  stabilizer  unit  and  a  fixed  monthly  reservation  fee  for  use  of  the  naphtha
stabilizer unit.

We  typically  satisfy  performance  obligations  for  tolling  and  terminaling  operations  with  the  passage  of  time.  We  determine  the  transaction  price  at  agreement
inception based on the guaranteed minimum amount of revenue over the term of the agreement. We allocate the transaction price to the single performance
obligation  that  exists  under  the  agreement,  and  we  recognize  revenue  in  the  amount  for  which  we  have  a  right  to  invoice.  Generally,  payment  terms  do  not
exceed 30 days.

Revenue from tank storage customers may, from time to time, include fees for ancillary services, such as in-tank and tank-to-tank blending. These services are
considered optional to the customer, and the price we charge for such services is not included in the fixed cost under the customer’s tank storage agreement.
Ancillary services are considered a separate performance obligation by us under the tank storage agreement. The performance obligation is satisfied when the
requested service has been performed in the applicable period.

Deferred Revenue. We record deferred revenue when cash payments are received or due in advance of our performance. An increase in the deferred revenue
balance  reflects  cash  payments  received  or  due  in  advance  of  satisfying  our  performance  obligations,  offset  by  recognized  revenue  that  was  included  in  the
deferred  revenue  balance  at  the  beginning  of  the  period.  Deferred  revenue  represents  a  liability  as  of  the  balance  sheet  date  related  to  a  revenue  producing
activity for which revenue has not yet been recognized. We record deferred revenue when we receive consideration under a contract before achieving certain
criteria that must be met for revenue to be recognized in conformity with GAAP.

Income Taxes. Deferred income taxes are determined based on the differences between the financial reporting and tax basis of assets and liabilities, as well as
operating losses and tax credit carryforwards using currently enacted tax rates and laws in effect for the year in which the differences are expected to reverse.
We record a valuation allowance against deferred income tax assets if it is more likely than not that those assets will not be realized. The provision for income
taxes comprises our current tax liability and change in deferred income tax assets and liabilities.

Blue Dolphin Energy Company

 December 31, 2020

 Page
55

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Notes to Consolidated Financial Statements  

Significant judgment is required in evaluating uncertain tax positions and determining its provision for income taxes. As of each reporting date, we consider new
evidence, both positive and negative, to determine the realizability of deferred tax assets. We consider whether it is more likely than not that a portion or all the
deferred tax assets will be realized, which is dependent upon the generation of future taxable income prior to the expiration of any NOL carryforwards. When we
determine that it is more likely than not that a tax benefit will not be realized, a valuation allowance is recorded to reduce deferred tax assets. A significant piece
of objective negative evidence evaluated was cumulative losses incurred over the three-year period ended December 31, 2020. Such objective evidence limits
the ability to consider other subjective evidence, such as projections for future growth. Based on this evaluation, we recorded a valuation allowance against the
deferred tax assets for which realization was not deemed more likely than not as of December 31, 2020 and 2019. In addition, we have NOL carryforwards that
remain available for future use.

The benefit of an uncertain tax position is recognized in the financial statements if it meets a minimum recognition threshold. A determination is first made as to
whether it is more likely than not that the income tax position will be sustained, based upon technical merits, upon examination by the taxing authorities. If the
income tax position is expected to meet the more-likely-than-not criteria, the benefit recorded in the financial statements equals the largest amount that is greater
than 50% likely to be realized upon its ultimate settlement. At December 31, 2020 and 2019, there were no uncertain tax positions for which a reserve or liability
was necessary. See “Note (14)” to our consolidated financial statements for more information related to income taxes.

Impairment or Disposal of Long-Lived Assets. We periodically evaluate our long-lived assets for impairment. Additionally, we evaluate our long-lived assets
when events or circumstances indicate that the carrying value of these assets may not be recoverable. The carrying value is not recoverable if it exceeds the
sum of the undiscounted cash flows expected to result from the use and eventual disposition of the asset or group of assets. If the carrying value exceeds the
sum of the undiscounted cash flows, an impairment loss equal to the amount by which the carrying value exceeds the fair value of the asset or group of assets
is recognized. Significant management judgment is required in the forecasting of future operating results that are used in the preparation of projected cash flows
and, should different conditions prevail or judgments be made, material impairment charges could be necessary.

The market volatility of commodity prices as a result of the ongoing COVID-19 pandemic could affect the value of certain of our long-lived assets. Management
evaluated our refinery and facilities assets for impairment as of December 31, 2020.  No impairment was deemed necessary based upon this testing, and we did
not record any impairment of our refinery and facilities assets for the periods presented. However, an impairment may be required in the future as the long-term
impact of the crisis becomes clearer, losses continue to be material, or as new opportunities arise, such as reconfiguration of the Nixon refinery into a renewable
fuels facility.

Asset Retirement Obligations. We record a liability for the discounted fair value of an ARO in the period incurred, and we also capitalize the corresponding
cost by increasing the carrying amount of the related long-lived asset. The liability is accreted towards its future value each period, and the capitalized cost is
depreciated over the useful life of the related asset. If the liability is settled for an amount other than the recorded amount, a gain or loss is recognized.

We have concluded that there is no legal or contractual obligation to dismantle or remove the refinery and facilities assets. Further, we believe that these assets
have indeterminate lives because dates or ranges of dates upon which we would retire these assets cannot reasonably be estimated at this time. When a legal
or  contractual  obligation  to  dismantle  or  remove  the  refinery  and  facilities  assets  arises  and  a  date  or  range  of  dates  can  reasonably  be  estimated  for  the
retirement of these assets, we will estimate the cost of performing the retirement activities and record a liability for the fair value of that cost using present value
techniques.

We  recorded  an  ARO  liability  related  to  future  asset  retirement  costs  associated  with  dismantling,  relocating,  or  disposing  of  our  offshore  platform,  pipeline
systems, and related onshore facilities, as well as for plugging and abandoning wells and restoring land and sea-beds. Cost estimates for each of our assets were
developed based upon regulatory requirements, structural makeup, water depth, reservoir characteristics, reservoir depth, equipment demand, current retirement
procedures, and construction and engineering consultations. Estimating future costs are difficult and require management to make judgments that are subject to
future revisions based upon numerous factors, including changing technology, political, and regulatory environments. We review our assumptions and estimates
of future abandonment costs on an annual basis. See “Note (12)” to our consolidated financial statements for additional information related to AROs.

Computation  of  Earnings  Per  Share.  We  present  basic  and  diluted  EPS.  Basic  EPS  excludes  dilution  and  is  computed  by  dividing  net  income  available  to
common stockholders by the weighted-average number of shares of common stock outstanding for the period. Diluted EPS is computed by dividing net income
available to common stockholders by the diluted weighted average number of common shares outstanding, which includes the potential dilution that could occur
if securities or other contracts to issue shares of common stock were converted to common stock that then shared in the earnings of the entity. The number of
shares  related  to  restricted  stock  included  in  diluted  EPS  is  based  on  the  “Treasury  Stock  Method.”  We  do  not  have  issued  options,  warrants,  or  similar
instruments. See “Note (15)” to our consolidated financial statements for additional information related to EPS.

Blue Dolphin Energy Company

 December 31, 2020

 Page
56

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
  
 
Notes to Consolidated Financial Statements

New  Pronouncements  Adopted.  The  FASB  issues  ASUs  to  communicate  changes  to  the  FASB  ASC,  including  changes  to  non-authoritative  SEC  content.
Recently adopted ASUs include:

Income Taxes. In March 2018, FASB issued ASU 2018-05,  Income Taxes (Topic 740). This guidance amended SEC paragraphs in ASC 740, Income Taxes, to
reflect Staff Accounting Bulletin No. 118, which provided guidance for companies that were not able to complete their accounting for the income tax effects of the
Tax Cuts and Jobs Act in the period of enactment.  This guidance also included amendments to the XBRL taxonomy.  Although the amendments in ASU 2018-
05 were effective for public business entities for fiscal years ending after December 15, 2020, early adoption was permitted.  Adoption of this guidance did not
have a significant impact on our consolidated financial statements.

Consolidation. In October 2018, FASB issued ASU 2018-17,  Consolidation (Topic 810). This ASU provided targeted improvements to related-party guidance for
variable interest entities. Indirect interests held through related parties in common control arrangements are considered on a proportional basis for determining
whether fees paid to decision makers and service providers are variable interests. For entities other than private companies, the amendments in ASU 2018-17
were  effective  for  fiscal  years  beginning  after  December  15,  2019,  and  interim  periods  within  those  fiscal  years.  Adoption  of  this  guidance  did  not  have  a
significant impact on our consolidated financial statements.

Codification Updates to SEC Sections. In July 2019, FASB issued ASU 2019-07, Codification Updates to SEC Sections, which amended certain SEC sections or
paragraphs within the FASB ASC. The amendments were made pursuant to SEC Final Rule Releases No. 33-10532, Disclosure Update and Simplification, and
Nos. 33-10231 and 33-10442, Investment Company Reporting Modernization, and Miscellaneous Updates (SEC Update). The SEC Final Rule Releases, which
required improvements to the XBRL taxonomy, were made to improve, update, and simplify SEC regulations on financial reporting and disclosure. For public
companies,  the  amendments  in  ASU  2019-07  were  effective  upon  issuance.  Adoption  of  this  guidance  did  not  have  a  significant  impact  on  our  consolidated
financial statements.

Codification Improvements. In October 2020, FASB issued ASU 2020-10,  Codification Improvements. The amendments in this guidance affected a wide variety
of topics in the ASC by either clarifying the codification or correcting unintended application of guidance. The changes were not expected to have a significant
effect on current accounting practice or create a significant administrative cost to most entities. For all reporting entities, the amendments in ASU 2020-10 were
effective  for  fiscal  years  ending  after  December  15,  2020.  Early  adoption  was  permitted.    Adoption  of  this  guidance  did  not  have  a  significant  impact  on  our
consolidated financial statements.

New Pronouncements Issued, Not Yet Effective.

No new pronouncements issued but not yet effective are not expected to have a material impact on our financial position, results of operations, or liquidity.

(3) Related-Party Transactions
Affiliate Operational Agreements Summary
Blue Dolphin and certain of its subsidiaries are party to several operational agreements with Affiliates. Management believes that these related-party transactions
were consummated on terms equivalent to those that prevail in arm's-length transactions. Related-party agreements related to Blue Dolphin’s operations consist
of the following:

Agreement/Transaction
Refinery Equipment Purchase
Dock Tolling Agreement

Jet Fuel Sales Agreement

Parties
LTRI - LE
LMT - LE

LEH - LE

Office Sub-Lease Agreement

LEH - BDSC

Amended and Restated Operating Agreement

LEH – Blue Dolphin, LE, LRM, NPS, BDPL,
BDPC and BDSC

Effective Date
07/01/2019
05/24/2016

04/01/2021

01/01/2018

04/01/2020

Key Terms
LE purchase of two (2) refurbished heat exchangers for $0.08 million each
5-year term cancellable by either party any time; LE paid flat reservation fee
for  tolling  volumes  up  to  84,000  gallons  per  day;  excess  tolling  volumes
subject to increased per gallon rate; terminated 07/01/2019
1-year term expiring earliest to occur of 03/31/2022 plus 30-day carryover or
delivery of maximum jet fuel quantity; LEH bids on jet fuel contracts under
preferential pricing terms due to a HUBZone certification
68-month term expiring 08/31/2023; office lease Houston, Texas; includes 6-
month rent abatement period; rent approximately $0.02 million per month
3-year  term;  expires  04/01/2023  or  notice  by  either  party  at  any  time  of
material breach or 90 days Board notice; LEH receives management fee of
5% of all consolidated operating costs, excluding crude costs, depreciation,
amortization and interest, of Blue Dolphin, LE, LRM, NPS, BDPL, BDPC and
BDSC

Working Capital

We have historically depended on Affiliates for financing when revenue from operations and borrowings under bank facilities are insufficient to meet our liquidity
and working capital needs. Such borrowings are reflected in our consolidated balance sheets in accounts payable, related party, and/or long-term debt, related
party.

Blue Dolphin Energy Company

 December 31, 2020

 Page
57

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Notes to Consolidated Financial Statements

Related-Party Long-Term Debt

Loan Description
March Carroll Note (in default)

March Ingleside Note (in default)
June LEH Note (in default)

Parties

Maturity Date

Interest Rate

Loan Purpose

Jonathan Carroll – Blue Dolphin

Jan 2019

8.00%

Ingleside – Blue Dolphin
LEH – Blue Dolphin

Jan 2019
Jan 2019

8.00%
8.00%

Blue Dolphin working capital; reflects amounts owed to
Jonathan Carroll under the guaranty fee agreements
Blue Dolphin working capital
Blue Dolphin working capital; reflects amounts owed to
LEH under the Amended and Restated Operating
Agreement
Blue Dolphin working capital

Tied to payoff of LE $25 million Veritex loan
Tied to payoff of LRM $10 million Veritex loan

BDPL-LEH Loan Agreement (in default)(1)
Amended and Restated Guaranty Fee Agreement(2)
Amended and Restated Guaranty Fee Agreement(2)

LEH - BDPL

Jonathan Carroll - LE
Jonathan Carroll - LRM

Aug 2018

--
--

16.00%

2.00%
2.00%

(1) The original principal amount of the BDPL-LEH Loan Agreement was $4.0 million.
(2) As a condition for our secured loan agreements with Veritex, Jonathan Carroll was required to personally guarantee repayment of borrowed funds and
accrued  interest.  Under  the  guaranty  fee  agreements,  Mr.  Carroll  is  entitled  to  receive  guaranty  fees.  The  fees  are  payable  50%  in  cash  and  50%  in
Common  Stock.  The  Common  Stock  portion  is  paid  quarterly.  For  the  foreseeable  future,  management  does  not  intend  to  pay  Mr.  Carroll  the  cash
portion due to Blue Dolphin’s working capital deficits. The cash portion will continue to accrue and be added to the outstanding principal balance owed to
Mr. Carroll under the March Carroll Note.

Guarantees and Security

Loan Description
BDPL-LEH Loan Agreement

Guarantees
---

Security

● Secured by certain BDPL property

Covenants
The BDPL-LEH Loan Agreement contains representations and warranties, affirmative and negative covenants, and events of default that we consider usual and
customary for a credit facility of this type. There are no covenants associated with the March Carroll Note, March Ingleside Note, or June LEH Note.

Defaults

Loan Description
March Carroll Note (in default)

March Ingleside Note (in default)

June LEH Note (in default)

BDPL-LEH Loan Agreement (in default)

Event(s) of Default
Failure of borrower to pay past due obligations; loan matured January
2019
Failure of borrower to pay past due obligations; loan matured January
2019
Failure of borrower to pay past due obligations; loan matured January
2019
Failure of borrower to pay past due obligations; loan matured August
2018

Covenant Violations
--

---

---

---

Related-Party Financial Impact
Consolidated Balance Sheets.
Accounts receivable, related party. Accounts receivable, related party totaled $0 and $1.4 million at December 31, 2020 and 2019, respectively. At December 31,
2019, accounts receivable, related party represented amounts owed from LEH for the sale of jet fuel under the Jet Fuel Sales Agreement.  Amounts are settled
under normal business terms.  Amounts outstanding relating to the Jet Fuel Sales Agreement can significantly vary period to period based on the timing of the
related sales and payments received.  See below for the total amount owed to LEH under the June LEH Note and the BDPL-LEH Loan Agreement.

Accounts payable, related party. Accounts payable, related party to LTRI related to the purchase of refinery equipment totaled $0.2 million at both December 31,
2020 and 2019.

Long-term debt, related party, current portion (in default) and accrued interest payable, related party.

LEH

June LEH Note (in default)
BDPL-LEH Loan Agreement

LEH Total

Ingleside

March Ingleside Note (in default)

Jonathan Carroll

March Carroll Note (in default)

Less: Long-term debt, related party, current portion, in default
Less: Accrued interest payable, related party (in default)

Blue Dolphin Energy Company

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

  December 31,

2020  

 2019

  (in thousands)      

  $

  $

9,446 
6,814 
16,260 

1,013 

1,551 
18,824 

(16,010)
(2,814)
- 

  $

  $

- 
6,174 
6,174 

1,004 

997 
8,175 

(6,001)
(2,174)
- 

 December 31, 2020

 Page
58

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
  
   
  
   
   
   
  
   
  
   
   
 
   
   
 
   
  
   
  
   
   
   
   
 
 
  
 
Notes to Consolidated Financial Statements

Consolidated Statements of Operations.
Total revenue from operations.

Refinery operations
LEH
Third-Parties
Tolling and terminaling
Third-Parties

Interest expense.

Jonathan Carroll
Guaranty Fee Agreements
First Term Loan Due 2034
Second Term Loan Due 2034
March Carroll Note (in default)
LEH
BDPL-LEH Loan Agreement (in default)
June LEH Note (in default)
Ingleside
March Ingleside Note (in default)

Twelve Months Ended December 31,

2020

2019

(in thousands, except percent amounts)

  $

  $

49,786 
120,815 

4,209 
174,810 

28.5%   $
69.1%    

2.4%    
100.0%   $

97,239 
207,685 

4,338 
309,262 

31.0%
67.6%

1.4%
100.0%

Twelve Months Ended December 31,

2020

2019

(in thousands)

  $

  $

431 
178 
103 

640 
40 

63 

  $

1,455 

  $

443 
183 
103 

640 
40 

63 
1,472 

Other.  Fees  associated  with  the  Dock  Tolling  Agreement  with  LMT  totaled  $0  and  $0.3  million  for  the  twelve  months  ended  December  31,  2020  and  2019,
respectively. Lease payments received under the office sub-lease agreement with LEH totaled approximately $0.03 million for both twelve-month periods ended
December  31,  2020  and  2019.  The  LEH  operating  fee  was  also  relatively  flat,  totaling  approximately  $0.06  million  for  both  twelve-month  periods  ended
December 31, 2020 and 2019.

(4) Revenue and Segment Information

We  have  two  reportable  business  segments:  (i)  refinery  operations  and  (ii)  tolling  and  terminaling.  Refinery  operations  relate  to  the  refining  and  marketing  of
petroleum products at our 15,000-bpd crude distillation tower. Tolling and terminaling operations relate to tolling and storage terminaling services under third-
party lease agreements. Both operations are conducted at the Nixon facility. Corporate and other includes BDSC, BDPL and BDPC.

Revenue from Contracts with Customers
Disaggregation  of  Revenue.  Revenue  is  presented  in  the  table  below  under  “Segment  Information”  disaggregated  by  business  segment  because  this  is  the
level of disaggregation that management has determined to be beneficial to users of our financial statements.

Receivables from Contracts with Customers. Our receivables from contracts with customers are presented as receivables, net on our consolidated balance
sheets.

Contract Liabilities. Our contract liabilities from contracts with customers consist of unearned revenue and are included in accrued expenses and presented in
“Note (9)” to our consolidated financial statements.

Remaining Performance Obligations. Most of our contracts with customers are spot contracts and therefore have no remaining performance obligations.

Blue Dolphin Energy Company

 December 31, 2020

 Page
59

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
   
   
   
   
   
   
  
   
  
   
  
   
  
   
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
   
   
   
   
   
  
   
  
   
   
   
   
   
  
   
  
   
   
 
 
 
 
 
 
 
 
  
  
 
Notes to Consolidated Financial Statements

Segment Information. Business segment information for the periods indicated (and as of the dates indicated) was as follows:

Net revenue (excluding intercompany fees and sales)

Refinery operations
Tolling and terminaling
Total net revenue

Intercompany fees and sales

Refinery operations
Tolling and terminaling

Total intercompany fees

Operation costs and expenses (1)

Refinery operations
Tolling and terminaling
Corporate and other

Total operation costs and expenses

Segment contribution margin (deficit)

Refinery operations
Tolling and terminaling
Corporate and other

Total segment contribution margin (deficit)

General and administrative expenses (2)

Refinery operations
Tolling and terminaling
Corporate and other

Total general and administrative expenses

Depreciation and amortization

Refinery operations
Tolling and terminaling
Corporate and other

Total depreciation and amortization

Interest and other non-operating expenses, net

Refinery operations
Tolling and terminaling
Corporate and other

Total interest and other non-operating expenses, net

Income (loss) before income taxes

Refinery operations
Tolling and terminaling
Corporate and other

Total income (loss) before income taxes

Income tax expense

Net income (loss)

 Twelve Months Ended

December 31,

2020

2019

(in thousands)

  $

  $

170,601 
4,209 
174,810 

304,924 
4,338 
309,262 

(2,384)
2,384 
- 

(175,201)
(1,661)
(169)
(177,031)

(6,984)
4,932 
(169)
(2,221)

(1,257)
(307)
(1,381)
(2,945)

(1,186)
(1,296)
(204)
(2,686)

(2,929)
(2,546)
(1,116)

)
#    
(6,591

(12,356)
783 
(2,870)
(14,443)

(15)

(2,615)
2,615 

- 

(296,502)
(1,325)
(222)

(298,049)

5,807 
5,628 
(222)
11,213 

(1,252)
(262)
(1,756)
(3,270)

(1,913)
(396)
(181)
(2,490)

5,668 
(2,398)
(1,362)

1,908 

8,310 
2,572 
(3,521)
7,361 

- 

  $

(14,458)

  $

7,361 

(1) Operation  costs  include  cost  of  goods  sold.  Also,  operation  costs  within:  (a)  tolling  and  terminaling  includes  terminal  operating  expenses  and  an

allocation of other costs (e.g., insurance and maintenance) and (b) corporate and other includes expenses related to BDSC, BDPC and BDPL.

(2) General and administrative expenses within refinery operations include the LEH operating fee.

Blue Dolphin Energy Company

 December 31, 2020

 Page
60

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
 
   
  
   
  
   
   
 
   
  
   
  
 
 
  
 
Notes to Consolidated Financial Statements

Capital expenditures
Refinery operations
Tolling and terminaling
Corporate and other

Total capital expenditures

Identifiable assets

Refinery operations
Tolling and terminaling
Corporate and other

Total identifiable assets

(5) Concentration of Risk

  Twelve Months Ended

December 31,

2020

2019

 (in thousands)

295 
790 
- 
1,085 

  $

  $

1,453 
121 
- 
1,574 

December 31,

2020

2019

 (in thousands)

  $

  $

  $

  $

48,521 
18,722 
2,057 

  $

69,300 

  $

51,317 
18,401 
1,726 
71,444 

Bank Accounts
Financial instruments that potentially subject us to concentrations of risk consist primarily of cash, trade receivables and payables. We maintain cash balances at
financial  institutions  in  Houston,  Texas.  The  FDIC  insures  certain  financial  products  up  to  a  maximum  of  $250,000  per  depositor.  At  December  31,  2020  and
2019,  we  had  cash  balances  (including  restricted  cash)  that  exceeded  the  FDIC  insurance  limit  per  depositor  of  approximately  $0.6  million  and  $0.3  million,
respectively.

Key Supplier
Operation of the Nixon refinery depends on our ability to purchase adequate amounts of crude oil and condensate. We have a long-term crude supply agreement
in place with Pilot. Under the initial term of the crude supply agreement, Pilot will sell us approximately 24.8 million net bbls of crude oil. Thereafter, the crude
supply  agreement  will  continue  on  a  one-year  evergreen  basis.  Effective  March  1,  2020,  Pilot  assigned  its  rights,  title,  interest,  and  obligations  in  the  crude
supply agreement to Tartan Oil LLC, a Pilot affiliate. Either party may terminate the crude supply agreement by providing the other party 60 days prior written
notice. Pilot also stores crude oil at the Nixon facility under two terminal services agreements. Under the terminal services agreements, Pilot stores crude oil at
the  Nixon  facility  at  a  specified  rate  per  bbl  of  the  storage  tank’s  shell  capacity.  Although  the  initial  term  of  the  terminal  services  agreement  expired  April  30,
2020, the agreement renewed on a one-year evergreen basis. Either party may terminate the terminal services agreement by providing the other party 60 days
prior written notice. However, the terminal services agreement will automatically terminate upon expiration or termination of the crude supply agreement.

Beginning on June 1, 2020, Pilot began applying payment obligations owed to NPS under two terminal services agreements against NPS’ payment obligations to
Pilot  under  the  Amended  Pilot  Line  of  Credit.  For  the  twelve-month  periods  ended  December  31,  2020  and  2019,  the  tank  lease  setoff  amounts  totaled  $1.3
million and $0, respectively. For the twelve-month periods ended December 31, 2020 and 2019, the amount of interest NPS incurred under the Amended Pilot
line  of  credit  totaled  $1.0  million  and  $0,  respectively.  See  “Note  (1)  Organization  –  Going  Concern”  to  our  consolidated  financial  statements  for  additional
disclosures related to defaults in our debt obligations.

Our financial health could be materially and adversely affected by defaults in our secured loan agreements, margin deterioration and volatility, historic net losses
and working capital deficits, as well as termination of the crude supply agreement or terminal services agreement with Pilot, which could impact our ability to
acquire  crude  oil  and  condensate.  In  addition,  sustained  periods  of  low  crude  oil  prices  due  to  market  volatility  associated  with  the  COVID-19  pandemic  has
resulted in significant financial constraints on producers, which in turn has resulted in long term crude oil supply constraints and increased transportation costs.
During the twelve-month period ended December 31, 2020, our refinery experienced downtime as a result of lack of crude due to cash constraints. A failure to
acquire crude oil and condensate when needed will have a material effect on our business results and operations.

Blue Dolphin Energy Company

 December 31, 2020

 Page
61

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
  
 
 
 
 
 
  
 
Notes to Consolidated Financial Statements

Significant Customers
We routinely assess the financial strength of our customers and have not experienced significant write-downs in accounts receivable balances. We believe that
our accounts receivable credit risk exposure is limited.

Number Significant
Customers

% Total Revenue from Operations

Portion of Accounts Receivable
December 31,

2020

2019

3

4

70.8%

96.5%

$0

$1.7 million

One of our significant customers is LEH, an Affiliate. The Affiliate purchases our jet fuel under a Jet Fuel Sales Agreement and bids on jet fuel contracts under
preferential  pricing  terms  due  to  a  HUBZone  certification.  The  Affiliate  accounted  for  28.7%  and  31.3%  of  total  revenue  from  operations  in  2020  and  2019,
respectively. The Affiliate represented approximately $0 and $1.4 million in accounts receivable at December 31, 2020 and 2019, respectively. The amounts will
be paid under normal business terms. Amounts outstanding relating to the Jet Fuel Sales Agreement can significantly vary period to period based on the timing
of  the  related  sales  and  payments  received.  Amounts  we  owed  to  LEH  under  various  long-term  debt,  related-party  agreements  totaled  $9.1  million  and  $6.2
million  at  December  31,  2020  and  2019,  respectively.  See  “Notes  (3)  and  (16)”  to  our  consolidated  financial  statements  for  additional  disclosures  related  to
transactions with Affiliates.

Concentration  of  Customers.  Our  customer  base  is  concentrated  on  refined  petroleum  product  wholesalers.  This  customer  concentration  may  impact  our
overall exposure to credit risk, either positively or negatively, as our customers are likely similarly affected by economic changes. This includes the uncertainties
related  to  the  COVID-19  pandemic  and  the  associated  volatility  in  the  global  oil  markets.  Historically,  we  have  had  no  significant  problems  collecting  our
accounts receivable.

Refined Product Sales.  We  sell  our  products  primarily  in  the  U.S.  within  PADD  3.  Occasionally  we  sell  refined  products  to  customers  that  export  to  Mexico.
Total refined product sales by distillation (from light to heavy) for the periods indicated consisted of the following:

LPG mix
Naphtha
Jet fuel
HOBM
AGO

Twelve Months Ended December 31,

2020

2019

 (in thousands, except percent amounts)

  $

  $

2 
34,413 
49,786 
42,777 
43,623 
170,601 

0.0%   $
20.2%    
29.2%    
25.1%    
25.5%    
100.0%   $

17 
59,799 
97,239 
66,891 
80,978 
304,924 

0%
19.6%
31.9%
21.9%
26.6%
100.0%

An  Affiliate,  LEH,  purchases  all  of  our  jet  fuel.  See  “Notes  (3)  and  (16)”  to  our  consolidated  financial  statements  for  additional  disclosures  related  to  Affiliate
transactions.

(6) Prepaid Expenses and Other Current Assets

Prepaid expenses and other current assets as of the dates indicated consisted of the following:

Prepaid crude oil and condensate
Prepaid insurance
Prepaid eastment renewal fees
Other prepaids

  $

  $

2,249 
1,182 
99 
34 
3,564 

  $

  $

Blue Dolphin Energy Company

 December 31, 2020

1,651 
417 
121 
87 
2,276 

 Page
62

December 31,

2020

2019

(in thousands)

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
 
  
 
Notes to Consolidated Financial Statements

(7) Inventory

Inventory as of the dates indicated consisted of the following:

Crude oil and condensate
Chemicals
AGO
Naphtha
HOBM
Propane
LPG mix

(8) Property, Plant and Equipment, Net

Property, plant and equipment, net, as of the dates indicated consisted of the following:

Refinery and facilities
Land
Other property and equipment

Less: Accumulated depletion, depreciation, and amortiation

CIP

December 31,

2020

2019

  $

(in thousands)
463 
271 
133 
120 
54 
15 
6 
1,062 

  $

959 
120 
440 
95 
- 
26 
5 
1,645 

December 31,

2020

2019

(in thousands)

  $

  $

  $

  $

72,184 
566 
903 
73,653 

(15,220)
58,433 

  $

4,064 
62,497 

  $

66,317 
566 
833 
67,716 

(12,739)
54,977 

8,916 
63,893 

We capitalize interest cost incurred on funds used to construct property, plant, and equipment. Capitalized interest is recorded as part of the asset it relates to
and  is  depreciated  over  the  asset’s  useful  life.  Capitalized  interest  cost,  which  is  included  in  CIP,  was  $0  and  $0.7  million  at  December  31,  2020  and  2019.
Capital expenditures for expansion at the Nixon facility were funded by long-term debt from Veritex, revenue from operations, and working capital from Affiliates.
At December 31, 2020, unused amounts for capital expenditures derived from Veritex loans were reflected in restricted cash (current and non-current portions)
on  our  consolidated  balance  sheets.  See  “Note  (10)”  to  our  consolidated  financial  statements  for  additional  disclosures  related  to  working  capital  deficits  and
borrowings for capital spending.

(9) Accrued Expenses and Other Current Liabilities

Accrued expenses and other current liabilities as of the dates indicated consisted of the following:

December 31,

2020

2019

(in thousands)

  $

  $

3,421 
541 
500 
252 
100 
58 
10 
4,882 

  $

  $

1,990 
159 
500 
228 
263 
183 
10 
3,333 

 December 31, 2020

 Page
63

Unearned revenue from contracts with customers
Insurance
Unearned contract renewal income
Other payable
Board of director fees payable
Taxes payable
Customer deposits

Blue Dolphin Energy Company

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
   
   
 
   
  
   
  
   
   
 
   
   
 
   
  
   
  
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
 
 
  
 
Notes to Consolidated Financial Statements

(10)Third-Party Long-Term Debt

Loan Agreements Summary

Loan Description
Veritex Loans(1)

Parties

Original Principal
Amount
(in millions)

Maturity Date

Monthly Principal and
Interest Payment

Interest Rate

Loan Purpose

LE Term Loan Due 2034 (in default)
LRM Term Loan Due 2034 (in default)

LE-Veritex
LRM-Veritex

$25.0
$10.0

Jun 2034
Dec 2034

$0.2 million
$0.1 million

WSJ Prime + 2.75%
WSJ Prime + 2.75%

Notre Dame Debt (in default)(2)(3)

LE-Kissick

$11.7

Jan 2018

No payments to date;
payment rights
subordinated

SBA EIDLs
LE Term Loan Due 2050 (4)

NPS Term Loan Due 2050(4)

Equipment Loan Due 2025

LE-SBA
NPS-SBA
LE-Texas First

$0.15
$0.15
$0.07

Aug 2050
Aug 2050
Oct 2025

$0.0007 million
$0.0007 million
$0.0013 million

16.00%

3.75%
3.75%
4.50%

Refinance loan; capital improvements
Refinance bridge loan; capital
improvements
Working capital; reduced balance of
GEL Final Arbitration Award

Working capital
Working capital
Equipment Lease Conversion

(1) Proceeds  were  placed  in  a  disbursement  account  whereby  Veritex  makes  payments  for  construction  related  expenses.  Amounts  held  in  the
disbursement  account  are  reflected  on  our  consolidated  balance  sheets  as  restricted  cash  (current  portion)  and  restricted  cash  (noncurrent).  At
December  31,  2020,  restricted  cash  (current  portion)  was  $0.05  million  and  restricted  cash,  noncurrent  was  $0.5  million.  At  December  31,  2019,
restricted cash (current portion) was $0.05 million and restricted cash, noncurrent was $0.6 million.

(2) LE originally entered into a loan agreement with Notre Dame Investors, Inc. in the principal amount of $8.0 million. The debt is currently held by John
Kissick.  Pursuant  to  a  2017  sixth  amendment,  the  Notre  Dame  Debt  was  amended  to  increase  the  principal  amount  by  $3.7  million;  the  additional
principal was used to reduce the GEL Final Arbitration Award by $3.6 million.

(3) Pursuant to a 2015 subordination agreement, the holder of the Notre Dame Debt agreed to subordinate their right to payments, as well as any security

interest and liens on the Nixon facility’s business assets, in favor of Veritex as holder of the LE Term Loan Due 2034.

(4) Payments are deferred for the first twelve (12) months of the loan; the first payment is due August 2021; interest accrues during the deferral period. SBA

EIDLs are not forgivable.

Outstanding Principal, Debt Issue Costs, and Accrued Interest
Third-party long-term debt (outstanding principal and accrued interest), as of the dates indicated was as follows:

Veritex Loans

LE Term Loan Due 2034 (in default)
LRM Term Loan Due 2034 (in default)

Notre Dame Debt (in default)
SBA EIDLs

LE Term Loan 2050
NPS Term Loan 2050
Equipment Loan Due 2025

Less: Current portion of long-term debt, net
Less: Unamortized debt issue costs
Less: Accrued interest payable  (in default)

Unamortized debt issue costs associated with the Veritex loans as of the dates indicated consisted of the following:

Veritex Loans

LE Term Loan Due 2034 (in default)
LRM Term Loan Due 2034 (in default)

Less: Accumulated amortization

Amortization expense was $0.1 million for both twelve-month periods ended December 31, 2020 and 2019.

Blue Dolphin Energy Company

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

December 31,

2020

2019

(in thousands)

  $

22,840 
9,473 
9,413 

152 
152 
71 
42,101 

(33,692)
(1,749)
(6,305)
355 

  $

21,776 
9,031 
8,617 

- 
- 
- 
39,424 

(33,836)
(1,877)
(3,711)

- 

December 31,

2020

2019

(in thousands)

  $

1,674 
768 

(693)
1,749 

  $

1,674 
768 

(565)

1,877 

  $

  $

  $

  $

 December 31, 2020

 Page
64

 
 
 
  
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
  
   
  
   
   
   
   
   
   
 
   
   
 
   
  
   
  
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
 
   
  
   
  
   
   
 
 
   
  
 
Notes to Consolidated Financial Statements

Accrued  interest  related  to  third-party  long-term  debt,  reflected  as  accrued  interest  payable  in  our  consolidated  balance  sheets,  as  of  the  dates  indicated
consisted of the following:

Notre Dame Debt (in default)
Veritex Loans

LE Term Loan Due 2034 (in default)
LRM Term Loan Due 2034 (in default)

SBA EIDLs

LE Term Loan 2050
NPS Term Loan 2050

Less: Accrued interest payable (in default)
Long-term Interest Payable, Net of Current Portion

December 31,

2020

2019

(in thousands)

  $

4,435 

  $

3,639 

1,295 
571 

2 
2 
6,305 
(6,305)
- 

  $

25 
47 

- 
- 
3,711 
(3,711)
- 

  $

Payment Deferments
Veritex Loans. In April 2020, LE and LRM were each granted a two-month deferment period on their respective Veritex loans commencing from April 22, 2020
to June 22, 2020. During the deferment period, LE and LRM were not obligated to make payments and interest continued to accrue at the stated rates of the
loans. Upon expiration of the deferment period: (i) Veritex re-amortized the loan such that future payments on principal and interest were adjusted based on the
remaining  principal  balances  and  loan  terms,  and  (ii)  all  other  terms  of  the  loans  reverted  to  the  original  terms,  and  previous  defaults  were  reinstated.  The
deferment did not address LE’s requirement to replenish the $1.0 million payment reserve account. Principal and interest payments resumed on July 22, 2020.
As  of  the  filing  date  of  this  report,  we  are  current  on  required  monthly  payments  under  our  secured  loan  agreements  with  Veritex,  but  other  defaults  remain
outstanding as noted below under “Defaults”.

SBA  EIDLs.  Payments  under  the  SBA  loans  are  deferred  for  the  first  twelve  (12)  months.  Interest  accrues  during  the  deferral  period.  Principal  and  interest
payments begin in August 2021.

Guarantees and Security

Loan Description
Veritex Loans(1)

LE Term Loan Due 2034 (in default)

LRM Term Loan Due 2034 (in default)

Notre Dame Debt (in default)(2)
SBA EIDLs

LE Term Loan Due 2050

NPS Term Loan Due 2050

Equipment Loan Due 2025

---

---

---

---

Guarantees

Security

● 100% USDA-guarantee
● Jonathan Carroll personal
guarantee
● LEH, LRM and Blue Dolphin
cross-guarantee
● 100% USDA-guarantee
● Jonathan Carroll personal
guarantee
● LEH, LE and Blue Dolphin
cross-guarantee

● First priority lien on Nixon facility’s business assets (excluding accounts receivable and inventory)
● Assignment of all Nixon facility contracts, permits, and licenses
● Absolute assignment of Nixon facility rents and leases, including tank rental income
● $1.0 million payment reserve account held by Veritex
● $5.0 million life insurance policy on Jonathan Carroll
● Second priority lien on rights of LE in crude distillation tower and other collateral of LE
● First priority lien on real property interests of LRM
● First priority lien on all LRM fixtures, furniture, machinery, and equipment
● First priority lien on all LRM contractual rights, general intangibles, and instruments, except with
respect to LRM rights in its leases of certain specified tanks for which Veritex has second priority lien
● All other collateral as described in the security documents
● Subordinated deed of trust that encumbers the crude distillation tower and general assets of LE

● Business assets (e.g., machinery and equipment, furniture, fixtures, etc.) as more fully described in
the security agreement
● Business assets (e.g., machinery and equipment, furniture, fixtures, etc.) as more fully described in
the security agreement
● First priority security interest in the equipment (backhoe).

(1) As  a  condition  of  the  LE  Term  Loan  Due  2034  and  LRM  Term  Loan  Due  2034,  Jonathan  Carroll  was  required  to  personally  guarantee  repayment  of

borrowed funds and accrued interest.

(2) Pursuant to a 2015 subordination agreement, the holder of the Notre Dame Debt agreed to subordinate their right to payments, as well as any security

interest and liens on the Nixon facility’s business assets, in favor of Veritex as holder of the LE Term Loan Due 2034.

The USDA, acting through its agencies, administers a federal rural credit program that makes direct loans and guarantees portions of loans made and serviced
by USDA-qualified lenders for various purposes. Each USDA guarantee is a full faith and credit obligation of the U.S. with the USDA guaranteeing up to 100% of
the principal amount. The lender for a USDA-guaranteed loan, in our case Veritex, is required by regulations to retain both the guaranteed and unguaranteed
portions  of  the  loan,  to  service  the  entire  underlying  loan,  and  to  remain  mortgage  and/or  secured  party  of  record.  Both  the  guaranteed  and  unguaranteed
portions of the loan are to be secured by the same collateral with equal lien priority. The USDA-guaranteed portion of a loan cannot be paid later than, or in any
way be subordinated to, the related unguaranteed portion. See “Notes (3) and (16)” to our consolidated financial statements for additional disclosures related to
Affiliate agreements and transactions, including long-term debt guarantees.

Blue Dolphin Energy Company

 December 31, 2020

 Page
65

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
   
   
   
   
  
   
  
   
   
   
   
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
  
 
Notes to Consolidated Financial Statements

Covenants
The Veritex loans and SBA EIDLs contain representations and warranties, affirmative and negative covenants, and events of default that we consider usual and
customary for credit facilities of this type. There are no covenants associated with the Notre Dame Debt and the Equipment Loan Due 2025.

Defaults

Loan Description
Veritex Loans

LE Term Loan Due 2034 (in default)

Event(s) of Default

Covenant Violations

GEL Final Arbitration Award and associated
material adverse effect conditions; failure to
replenish $1.0 million payment reserve account;
events of default under other secured loan
agreements with Veritex

Financial covenants:

● debt service coverage ratio, current ratio, and debt to net
worth ratio

LRM Term Loan Due 2034 (in default) GEL Final Arbitration Award and associated

Financial covenants:

Notre Dame Debt (in default)

material adverse effect conditions; events of default
under other secured loan agreements with Veritex
Failure of borrower to pay past due obligations;
loan matured January 2019

---

● debt service coverage ratio, current ratio, and debt to net
worth ratio

As reflected in the table above and elsewhere in this report, we are in default under the LE Term Loan Due 2034, LRM Term Loan Due 2034, and the Notre
Dame  Debt.  Defaults  under  the  LE  Term  Loan  Due  2034  and  LRM  Term  Loan  Due  2034  permit  Veritex  to  declare  the  amounts  owed  under  these  loan
agreements  immediately  due  and  payable,  exercise  its  rights  with  respect  to  collateral  securing  obligors’  obligations  under  these  loan  agreements,  and/or
exercise any other rights and remedies available. The debt associated with the LE Term Loan Due 2034, LRM Term Loan Due 2034, and the Notre Dame Debt
was classified within the current portion of long-term debt on our consolidated balance sheets at December 31, 2020 and 2019.

Any exercise by Veritex of its rights and remedies under our secured loan agreements would have a material adverse effect on our business operations, including
crude  oil  and  condensate  procurement  and  our  customer  relationships;  financial  condition;  and  results  of  operations.  In  such  a  case,  the  trading  price  of  our
common stock and the value of an investment in our common stock could significantly decrease, which could lead to holders of our common stock losing their
investment in our common stock in its entirety.

We can provide no assurance that: (i) our assets or cash flow will be sufficient to fully repay borrowings under our secured loan agreements with Vertitex, either
upon  maturity  or  if  accelerated,  (ii)  LE  and  LRM  will  be  able  to  refinance  or  restructure  the  payments  of  the  debt,  and/or  (iii)  Veritex,  as  first  lien  holder,  will
provide future default waivers. Defaults under our secured loan agreements and any exercise by Veritex of its rights and remedies related to such defaults may
have a material adverse effect on the trading prices of our common stock and on the value of an investment in our common stock, and holders of our common
stock could lose their investment in our common stock in its entirety. See “Notes (1) and (11)” to our consolidated financial statements for additional information
regarding defaults under our secured loan agreements and their potential effects on our business, financial condition, and results of operations.

Future annual third-party long-term debt payments, which are reflected as current due to defaults under our secured loan agreements:

Years Ending December 31,

2021
2022
2023
2024
2025
Subsequent to 2025

Blue Dolphin Energy Company

Principal and
Accrued Interest  

  Debt Issue Costs  
(in thousands)

Total

  $

  $

35,441 
16 
18 
19 
9 
293 
35,796 

  $

  $

(1,749)
- 
- 
- 
- 
- 
(1,749)

  $

  $

33,692 
16 
18 
19 
9 
293 
34,047 

 December 31, 2020

 Page
66

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
  
 
Notes to Consolidated Financial Statements

(11)Line of Credit Payable

Line of Credit Agreement Summary

Line of Credit Description

Original
Principal Amount
(in millions)

Maturity Date

Monthly Principal and
Interest Payment

Interest
Rate

Loan Purpose

Amended Pilot Line of Credit (in default)$13.0

May 2020

----

14.00% GEL  Settlement  Payment,  NPS  purchase  of
crude oil from Pilot, and working capital

Outstanding Principal, Debt Issue Costs, and Accrued Interest
Line of credit payable, which represents outstanding principal and accrued interest, as of the dates indicated was as follows:

Amended Pilot Line of Credit  (in default)

Less: Unamortized debt issue costs
Less: Interest payable, short-term

Guarantees and Security

Loan Description
Amended Pilot Line of Credit  (in default)

December 31,

2020

2019

(in thousands)

  $

8,145 

  $

11,786 

- 
(103)
8,042 

  $

(219)
(103)
11,464 

  $

Guarantees

Security

● Blue Dolphin pledged its equity interests in
NPS to Pilot to secure NPS’ obligations;
● Blue Dolphin, LE, LRM, and LEH have each
guaranteed NPS’ obligations.

● NPS receivables;
● NPS assets, including a tank lease (the “Tank Lease”);
● LRM receivables.

In an Agreement Regarding Attornment of Tank Leases dated April 30, 2019 between Veritex, LE, NPS, and Pilot, Veritex in its capacity as a secured lender of
LE and LRM, agreed to permit the continued performance of obligations under a certain tank lease agreement if it were to foreclose on LE property that NPS was
leasing  from  LE  so  long  as  certain  conditions  were  met.  The  effectiveness  of  the  Agreement  Regarding  Attornment  of  Tank  Leases  was  subject  to  certain
conditions,  including  the  agreement  and  concurrence  of  the  USDA  that  the  Agreement  Regarding  Attornment  of  Tank  Leases  does  not  impair  or  void  the  LE
Term  Loan  Due  2034  and  LRM  Term  Loan  Due  2034  or  any  associated  guarantees.  Veritex  used  commercially  reasonable  efforts  to  obtain  such  USDA
concurrence, however, to date such USDA concurrence has not been provided.

Covenants
The Amended Pilot Line of Credit contains customary affirmative and negative covenants and events of default.

Defaults

Loan Description
Amended Pilot Line of Credit (in default)

Event(s) of Default
Failure of borrower or any guarantor to
pay past due obligations; loan matured
May 2020

---

Covenant Violations

As reflected in the table above and elsewhere in this report, we are in default under the Amended Pilot Line of Credit. Upon maturity of the Amended Pilot Line of
Credit in May 2020, Pilot sent NPS, as borrower, and LRM, LEH, LE and Blue Dolphin, each a guarantor and collectively guarantors, a notice demanding the
immediate payment of the unpaid principal amount and all interest accrued and unpaid, and all other amounts owing or payable (the “Obligations”). Pursuant to
the Amended Pilot Line of Credit, commencing on May 4, 2020, the Obligations began to accrue interest at a default rate of fourteen percent (14%) per annum.
Failure of the borrower or any guarantor of paying the past due Obligations constituted an event of default. Pilot expressly retained and reserved all its rights and
remedies available to it at any time, including without limitation, the right to exercise all rights and remedies available to Pilot under the Amended Pilot Line of
Credit or applicable law or equity.

Blue Dolphin Energy Company

 December 31, 2020

 Page
67

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
  
   
  
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Notes to Consolidated Financial Statements

Pursuant to a June 1, 2020 notice, Pilot began applying Pilot’s payment obligations to NPS under each of (a) the Terminal Services Agreement (covering Tank
Nos. 67, 71, 72, 73, 77, and 78), dated as of May 2019, between NPS and Pilot, and (b) the Terminal Services Agreement (covering Tank No. 56), dated as of
June 1, 2019, between NPS and Pilot, against NPS’ payment obligations to Pilot under the Amended Pilot Line of Credit. Such tank lease setoff amounts only
partially satisfy NPS’ obligations under the Amended Pilot Line of Credit, and Pilot expressly retained and reserved all its rights and remedies available to it at
any time, including, without limitation, the right to exercise all rights and remedies available to Pilot under the Amended Pilot Line of Credit or applicable law or
equity.  For  the  twelve-month  periods  ended  December  31,  2020  and  2019,  the  tank  lease  setoff  amounts  totaled  $1.3  million  and  $0,  respectively.  For  the
twelve-month periods ended December 31, 2020 and 2019, the amount of interest NPS incurred under the Amended Pilot Line of Credit totaled $1.0 million and
$0, respectively.

On November 23, 2020, NPS and guarantors received notice from Pilot that the entry into the SBA EIDLs was a breach of the Amended Pilot Line of Credit and
Pilot demanded full repayment of the Obligations, including through use of the proceeds of the SBA EIDLs. Pilot also notified the SBA that the liens securing the
SBA EIDLs are junior to those securing the Obligations. While the SBA acknowledged this point and indicated a willingness to subordinate the SBA EIDLs, no
further action has been taken by Pilot as of the filing date of this report.

Any  exercise  by  Pilot  of  its  rights  and  remedies  under  the  Amended  Pilot  Line  of  Credit  would  have  a  material  adverse  effect  on  our  business  operations,
including crude oil and condensate procurement and our customer relationships; financial condition; and results of operations. NPS and guarantors continue in
active  dialogue  with  Pilot  to  reach  a  negotiated  settlement,  and  we  believe  that  Pilot  hopes  to  continue  working  with  NPS  to  settle  the  Obligations.  NPS  and
guarantors are also working on the possible refinance of amounts owing and payable under the Amended Pilot Line of Credit. However, progress with potential
lenders has been slow due to the ongoing COVID-19 pandemic. NPS’s ability to repay, refinance, replace or otherwise extend this credit facility is dependent on,
among other things, business conditions, our financial performance, and the general condition of the financial markets. Given the current financial markets, we
could be forced to undertake alternate financings, including a sale of additional common stock, negotiate for an extension of the maturity, or sell assets and delay
capital  expenditures  in  order  to  generate  proceeds  that  could  be  used  to  repay  such  indebtedness.  We  can  provide  no  assurance  that  we  will  be  able  to
consummate any such transaction on terms that are commercially reasonable, on terms acceptable to us or at all. If new debt or other liabilities are added to the
Company’s current consolidated debt levels, the related risks that it now faces could intensify. In the event we are unsuccessful in such endeavors, NPS may be
unable to pay the amounts outstanding under the Amended Pilot Line of Credit, which may require us to seek protection under bankruptcy laws. In such a case,
the  trading  price  of  our  common  stock  and  the  value  of  an  investment  in  our  common  stock  could  significantly  decrease,  which  could  lead  to  holders  of  our
common stock losing their investment in our common stock in its entirety.

(12)AROs

Refinery and Facilities
Management has concluded that there is no legal or contractual obligation to dismantle or remove the refinery and facilities assets. Management believes that
the  refinery  and  facilities  assets  have  indeterminate  lives  under  FASB  ASC  guidance  for  estimating  AROs  because  dates  or  ranges  of  dates  upon  which  we
would retire these assets cannot reasonably be estimated at this time. When a legal or contractual obligation to dismantle or remove the refinery and facilities
assets arises and a date or range of dates can reasonably be estimated for the retirement of these assets, we will estimate the cost of performing the retirement
activities and record a liability for the fair value of that cost using present value techniques.

Pipelines and Facilities and Oil and Gas Properties
We  have  AROs  associated  with  the  decommissioning  of  our  pipelines  and  facilities  assets,  as  well  as  the  plugging  and  abandonment  of  our  oil  and  gas
properties. We recorded a discounted liability for the fair value of an ARO with a corresponding increase to the carrying value of the related long-lived asset at
the  time  the  asset  was  installed  or  placed  in  service,  and  we  depreciated  the  amount  added  to  property  and  equipment  and  recognized  accretion  expense
relating to the discounted liability over the remaining life of the asset. At December 31, 2020 and 2019, the liability was fully accreted. See “Note (16)” to our
consolidated financial statements for disclosures related to decommissioning of our offshore pipelines and platform assets and related risks.

ARO liability as of the dates indicated was as follows:

AROs, at the beginning of the period
Liabilities settled

Less: AROs, current portion
Long-term AROs, at the end of the period

December 31,

2020

2019

(in thousands)

  $

  $

2,565 
(195)

2,370 
(2,370)
- 

  $

  $

2,565 
- 
2,565 
(2,565)
- 

Liabilities settled reflects preparatory costs in the period associated with decommissioning our offshore pipelines and platform assets.

Blue Dolphin Energy Company

 December 31, 2020

 Page
68

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
 
   
   
   
   
 
   
  
 
Notes to Consolidated Financial Statements

(13)Lease Obligations

Lease Obligations

Operating Lease
Office  Lease.  BDSC  has  an  office  lease  related  to  our  headquarters  office  in  Houston,  Texas.  The  68-month  operating  lease  expires  in  2023.  BDSC  has  the
option to extend the lease term for one additional five (5) year period if notice of intent to extend is provided to the lessor at least twelve (12) months before the
end of the current term. See “Note (17)” to our consolidated financial statements for additional disclosures related to defaults under the office lease.

An Affiliate, LEH, subleases a portion of the Houston office space.  Sublease income received from LEH totaled approximately $0.03 million for both the twelve
months ended December 31, 2020 and 2019. See “Note (3)” to our consolidated financial statements for additional disclosures related to the Affiliate sub-lease.

Finance Leases
Crane. In January 2018, LE entered a 24-month lease for the purchase of a 20-ton crane for use at the Nixon facility. The lease required a negligible monthly
payment and matured in January 2020.

Backhoe Rent-to-Own Agreement. In May 2019, LE entered into a 12-month equipment rental agreement with the option to purchase the
backhoe  at  maturity.  The  equipment  rental  agreement  matured  in  May  2020.  In  October  2020,  LE  entered  into  a  new  5-year  loan  to  finance  purchase  of  the
backhoe. The backhoe continues to be used at the Nixon facility. See “Note (10)” to our consolidated financial statements for additional disclosures related to the
equipment purchase loan.

The following table presents the lease-related assets and liabilities recorded on the consolidated balance sheet:

  December 31,

2020

2019

  (in thousands)

  $

  $

787 
(289)
498 

787 
(138)

649 

180 
(34)

146 

795 

175 
76 
251 

564 
815 

2.67 

8.25%
8.25%

 Page
69

- 
- 
- 

498 

194 
- 

194 

370 
564 

  $

 December 31, 2020

Assets
Operating lease ROU assets
Less: Accumulated amortization on operating lease assets

 Operating lease ROU assets
 Operating lease ROU assets

Balance Sheet Location

Finance lease assets
Less: Accumulated amortization on finance lease assets

 Property and equipment, net
 Property and equipment, net

Total lease assets

Liabilities
Current
Operating lease
Finance leases

Noncurrent
Operating lease
Total lease liabilities

Weighted average remaining lease term in years

Operating lease

Weighted average discount rate

Operating lease
Finance leases

Blue Dolphin Energy Company

 Current portion of lease liabilities
 Current portion of lease liabilities

 Long-term lease liabilities, net of current

  $

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
 
   
   
 
   
  
   
  
   
   
   
   
 
   
   
 
   
  
   
  
 
   
   
 
   
  
   
  
 
   
  
   
  
 
   
  
   
  
   
   
   
   
 
   
   
 
   
  
   
  
   
   
 
 
   
   
  
   
   
   
  
 
Notes to Consolidated Financial Statements

The following table presents information related to lease costs for operating and finance leases:

Operating lease costs
Finance lease costs:

Depreciation of leased assets
Interest on lease liabilities

Total lease cost

The table below presents supplemental cash flow information related to leases as follows:

Cash paid for amounts included in the measurement

of lease liabilities:

Operating cash flows for operating lease
Operating cash flows for finance leases
Financing cash flows for finance leases

As of December 31, 2020, maturities of lease liabilities for the periods indicated were as follows:

December 31,

2021
2022
2023

Future minimum annual lease commitments that are non-cancelable:

December 31,

2021
2022
2023

Twelve Months Ended

December 31,

2020

2019

   (in thousands)

  $

206 

  $

13 
3 
222 

  $

206 

21 
6 
233 

  $

  $
  $
  $

December 31,

2020

2019

   (in thousands)      

230 
4 
17 

  $
  $
  $

190 
6 
45 

  Operating Lease  

  Financing Leases 
 (in thousands)

Total

  $

  $

194 
214 
156 

  $

- 
- 
- 

  $

564 

  $

- 

  $

194 
214 
156 

564 

Operating
 Lease

 (in thousands)

  $

  $

233 
237 
161 
631 

 Page
70

Blue Dolphin Energy Company

 December 31, 2020

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
  
   
  
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
   
   
   
   
   
   
 
   
  
   
  
   
  
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
Notes to Consolidated Financial Statements

(14)Income Taxes

Tax Provision
The provision for income tax benefit (expense) for the periods indicated was as follows:

Current

Federal
State
Deferred
Federal
State

Change in valuation allowance

Total provision for income taxes

The TMT is treated as an income tax for financial reporting purposes.

Effective Tax Rate

Our effective tax rate was as follows:

Expected tax rate
Permanent differences
State tax
Federal tax
Change in valuation allowance

Twelve Months Ended  

December 31,  

2020

2019

   (in thousands)

  $

  $

(15)
- 

3,033 
- 
(3,033)

- 
- 

(2,210)

2,210 

  $

(15)

  $

- 

December 31,

2020

2019

21.00%    
0.00%    
0.00%    
0.00%    
(21.00%)   
0.00%    

21.00%
0.00%
0.00%
0.00%
(21.00%)
0.00%

Our effective tax rate differed from the U.S. federal statutory rate primarily due to AMT credits made refundable by the Tax Cuts and Jobs Act. At the date of
enactment of the Tax Cuts and Jobs Act, we re-measured our deferred tax assets and liabilities using a rate of 21%, which is the rate expected to be in place
when such deferred assets and liabilities are expected to reverse in the future. The re-measurement was offset by a change in our valuation allowance, resulting
in there being no impact on our net deferred tax assets.

Deferred income taxes as of the dates indicated consisted of the following:

Deferred tax assets:

NOL and capital loss carryforwards
Business interest expense
Start-up costs (crude oil and condensate processing facility)
ARO liability/deferred revenue
AMT credit
Other

Total deferred tax assets

Deferred tax liabilities:
Basis differences in property and equipment

Total deferred tax liabilities

Valuation allowance

Deferred tax assets, net

Blue Dolphin Energy Company

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

  $

December 31,

2020

2019

(in thousands)

  $

15,258 
3,343 
509 
498 
- 
4 

19,611 

(7,230)
(7,230)
12,381 

(12,381)

12,463 
1,923 
594 
539 
50 
11 
15,580 

(6,183)

(6,183)
9,397 

(9,347)

  $

- 

  $

50 

 December 31, 2020

 Page
71

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
  
   
  
   
   
   
   
  
   
   
 
   
  
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
   
  
   
  
   
   
   
   
 
   
   
 
   
  
   
  
   
   
 
   
  
   
  
 
 
 
Notes to Consolidated Financial Statements

Deferred Income Taxes
Deferred income tax balances reflect the effects of temporary differences between the carrying amounts of assets and liabilities and their tax basis, as well as
from NOL carryforwards. We state those balances at the enacted tax rates we expect will be in effect when taxes are paid. NOL carryforwards and deferred tax
assets represent amounts available to reduce future taxable income.

NOL  Carryforwards.  Under  IRC  Section  382,  a  corporation  that  undergoes  an  “ownership  change”  is  subject  to  limitations  on  its  use  of  pre-change  NOL
carryforwards to offset future taxable income. Within the meaning of IRC Section 382, an “ownership change” occurs when the aggregate stock ownership of
certain stockholders (generally 5% shareholders, applying certain look-through rules) increases by more than fifty (50) percentage points over such stockholders'
lowest percentage ownership during the testing period (generally three years). For income tax purposes, we experienced ownership changes in 2005, relating to
a series of private placements, and in 2012, because of a reverse acquisition, that limit the use of pre-change NOL carryforwards to offset future taxable income.
In  general,  the  annual  use  limitation  equals  the  aggregate  value  of  common  stock  at  the  time  of  the  ownership  change  multiplied  by  a  specified  tax-exempt
interest rate. The 2012 ownership change will subject approximately $16.3 million in NOL carryforwards that were generated prior to the ownership change to an
annual use limitation of approximately $0.6 million per year. Unused portions of the annual use limitation amount may be used in subsequent years. Because of
the  annual  use  limitation,  approximately  $6.7  million  in  NOL  carryforwards  that  were  generated  prior  to  the  2012  ownership  change  will  expire  unused.  NOL
carryforwards that were generated after the 2012 ownership change and prior to 2018 are not subject to an annual use limitation under IRC Section 382 and may
be used for a period of 20 years in addition to available amounts of NOL carryforwards generated prior to the ownership change.

NOL Carryforwards. NOL carryforwards that remained available for future use for the periods indicated were as follow (amounts shown are net of NOLs that will
expire unused because of the IRC Section 382 limitation):

Balance at December 31, 2018

Net operating losses

Balance at December 31, 2019

Net operating losses

Balance at December 31, 2020

Pre-Ownership
Change

Net Operating Loss Carryforward
Post-Ownership
Change

Total

(in thousands)

  $

9,614 

  $

37,335 

  $

46,949 

- 

5,723 

5,723 

9,614 

43,058 

52,672 

- 

13,305 

13,305 

  $

9,614 

  $

56,363 

  $

65,977 

Valuation Allowance. As of each reporting date, management considers new evidence, both positive and negative, to determine the realizability of deferred tax
assets. Management considers whether it is more likely than not that some portion or all the deferred tax assets will be realized, which is dependent upon the
generation of future taxable income prior to the expiration of any NOL carryforwards. At December 31, 2020 and 2019, management determined that cumulative
losses  incurred  over  the  prior  three-year  period  provided  significant  objective  evidence  that  limited  the  ability  to  consider  other  subjective  evidence,  such  as
projections for future growth. Based on this evaluation, we recorded a valuation allowance against the deferred tax assets for which realization was not deemed
more likely than not as of December 31, 2020 and 2019.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
72

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
  
   
  
   
  
   
   
   
 
   
  
   
  
   
  
   
   
   
 
   
  
   
  
   
  
   
   
   
 
   
  
   
  
   
  
 
  
 
 
 
 
 
 
Notes to Consolidated Financial Statements

(15)Earnings Per Share
A reconciliation between basic and diluted income per share for the periods indicated was as follows:

Net income (loss)

Basic and diluted income (loss) per share

Basic and Diluted
Weighted average number of shares of
common stock outstanding and potential
dilutive shares of common stock

Twelve Months Ended
December 31,

2020

2019

(in thousands, except share and per share
amounts)

  $

  $

(14,458)

  $

7,361 

(1.15)

  $

0.66 

12,574,465 

11,156,995 

Diluted EPS is computed by dividing net income available to common stockholders by the weighted average number of shares of common stock outstanding.
Diluted EPS for the twelve months ended December 31, 2020 and 2019 was the same as basic EPS as there were no stock options or other dilutive instruments
outstanding.

(16)Commitments and Contingencies
Amended and Restated Operating Agreement
See  “Note  (3)”  to  our  consolidated  financial  statements  for  additional  disclosures  related  to  operation  and  management  of  all  Blue  Dolphin  properties  by  an
Affiliate under the Amended and Restated Operating Agreement.

BSEE Offshore Pipelines and Platform Decommissioning
BDPL  has  pipelines  and  platform  assets  that  are  subject  to  BSEE’s  idle  iron  regulations.  Idle  iron  regulations  mandate  lessees  and  rights-of-way  holders  to
permanently  abandon  and/or  remove  platforms  and  other  structures  when  they  are  no  longer  useful  for  operations.  Until  such  structures  are  abandoned  or
removed, lessees and rights-of-way holders are required to inspect and maintain the assets in accordance with regulatory requirements.

In December 2018, BSEE issued an INC to BDPL for failure to flush and fill Pipeline Segment No. 13101. Management met with BSEE on August 15, 2019 to
address BDPL’s plans with respect to decommissioning its offshore pipelines and platform assets. BSEE proposed that BDPL re-submit permit applications for
pipeline and platform decommissioning, along with a safe boarding plan for the platform, within six (6) months (no later than February 15, 2020), and develop
and implement a safe boarding plan for submission with such permit applications. Further, BSEE proposed that BDPL complete approved, permitted work within
twelve  (12)  months  (no  later  than  August  15,  2020).  BDPL  timely  submitted  permit  applications  for  decommissioning  of  the  subject  offshore  pipelines  and
platform assets to BSEE on February 11, 2020 and the USACOE on March 25, 2020. Although we planned to decommission the offshore pipelines and platform
assets in the third quarter of 2020, decommissioning of these assets has been delayed due to cash constraints associated with the ongoing impact of COVID-19
and winter being the offseason for dive operations in the U.S. Gulf of Mexico. We cannot currently estimate when decommissioning may occur. In the interim,
BDPL provides BSEE with updates regarding the project’s status.

In April 2020, BSEE issued another INC to BDPL for failure to perform the required structural surveys for the GA-288C Platform. BDPL requested an extension
to the INC related to the structural platform surveys, and BSEE approved BDPL’s extension request. The required platform surveys were completed, and the INC
was resolved in June 2020.

Lack of permit approvals does not relieve BDPL of its obligations to remedy the BSEE INCs or of BSEE’s authority to impose financial penalties. If BDPL fails to
complete decommissioning of the offshore pipelines and platform assets and/or remedy the INCs within a timeframe determined to be prudent by BSEE, BDPL
could be subject to regulatory oversight and enforcement, including but not limited to failure to correct an INC, civil penalties, and revocation of BDPL’s operator
designation, which could have a material adverse effect on our earnings, cash flows and liquidity.

We  are  currently  unable  to  predict  the  outcome  of  the  BSEE  INCs.  Accordingly,  we  have  not  recorded  a  liability  on  our  consolidated  balance  sheet  as  of
December 31, 2020. At December 31, 2020 and 2019, BDPL maintained $2.4 million and $2.6 million, respectively, in AROs related to abandonment of these
assets. 

Blue Dolphin Energy Company

 December 31, 2020

 Page
73

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
  
   
  
 
   
  
   
  
   
  
   
  
   
  
   
  
   
  
   
  
   
   
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements

Defaults Under Secured Loan Agreements with Third Parties
See “Notes (1), (3), (10), and (11)” to our consolidated financial statements for additional disclosures related to defaults under our secured and unsecured debt
agreements.

Financing Agreements and Guarantees
Indebtedness. See “Notes (1), (3), (10), and (11)” to our consolidated financial statements for disclosures related to Affiliate and third-party indebtedness and
defaults thereto.

Guarantees. Affiliates provided guarantees on certain debt of Blue Dolphin and its subsidiaries. The maximum amount of any guarantee is equal to the principal
amount and accrued interest, which amounts are reduced as payments are made. See “Notes (1), (3), (10), and (11)” to our consolidated financial statements for
additional disclosures related to Affiliate and third-party guarantees associated with indebtedness and defaults thereto.

Health, Safety and Environmental Matters
The  operations  of  certain  Blue  Dolphin  subsidiaries  are  subject  to  extensive  federal,  state,  and  local  environmental,  health,  and  safety  regulations  governing,
among other things, the generation, storage, handling, use and transportation of petroleum products and hazardous substances; the emission and discharge of
materials into the environment; waste management; characteristics and composition of jet fuel and other products; and the monitoring, reporting and control of
air emissions. These operations also require numerous permits and authorizations under various environmental, health, and safety laws and regulations. Failure
to obtain and comply with these permits or environmental, health, or safety laws generally could result in fines, penalties or other sanctions, or a revocation of
our permits.

Legal Matters
BOEM Additional Financial Assurance (Supplemental Pipeline Bonds). To cover the various obligations of lessees and rights-of-way holders operating in
federal waters of the Gulf of Mexico, BOEM evaluates an operator’s financial ability to carry out present and future obligations to determine whether the operator
must  provide  additional  security  beyond  the  statutory  bonding  requirements.  Such  obligations  include  the  cost  of  plugging  and  abandoning  wells  and
decommissioning pipelines and platforms at the end of production or service activities. Once plugging and abandonment work has been completed, the collateral
backing the financial assurance is released by BOEM.

BDPL has historically maintained $0.9 million in financial assurance to BOEM for the decommissioning of its trunk pipeline offshore in federal waters. Following
an agency restructuring of the financial assurance program, in March 2018 BOEM ordered BDPL to provide additional financial assurance totaling approximately
$4.8 million for five (5) existing pipeline rights-of-way within sixty (60) calendar days. In June 2018, BOEM issued BDPL INCs for each right-of-way that failed to
comply. BDPL appealed the INCs to the IBLA, and the IBLA granted multiple extension requests that extended BDPL’s deadline for filing a statement of reasons
for  the  appeal  with  the  IBLA.  On  August  9,  2019,  BDPL  timely  filed  its  statement  of  reasons  for  the  appeal  with  the  IBLA.  Considering  BDPL’s  August  2019
meeting with BOEM and BSEE, BDPL requested a stay in the IBLA matter until August 2020. The Office of the Solicitor of the U.S. Department of the Interior
was agreeable to a 10-day extension while it conferred with BOEM on BDPL’s stay request. In late October 2019, BDPL filed a motion to request the 10-day
extension, which motion was subsequently granted by the IBLA. The solicitor’s office consented to an additional 14-day extension for BDPL to file its reply, and
BDPL  filed  a  motion  to  request  the  14-day  extension  in  November  2019.  The  solicitor’s  office  indicated  that  BOEM  would  not  consent  to  further  extensions.
However, the solicitor’s office signaled that BDPL’s adherence to the milestones identified in an August 15, 2019 meeting between management and BSEE may
help  in  future  discussions  with  BOEM  related  to  the  INCs.  Decommissioning  of  these  assets  will  significantly  reduce  or  eliminate  the  amount  of  financial
assurance required by BOEM, which may serve to partially or fully resolve the INCs. Although we planned to decommission the offshore pipelines and platform
assets in the third quarter of 2020, decommissioning of these assets has been delayed due to cash constraints associated with the ongoing impact of COVID-19
and winter being the offseason for dive operations in the U.S. Gulf of Mexico. We cannot currently estimate when decommissioning may occur. In the interim,
BDPL provides BOEM and BSEE with updates regarding the project’s status.

BDPL’s pending appeal of the BOEM INCs does not relieve BDPL of its obligations to provide additional financial assurance or of BOEM’s authority to impose
financial penalties. There can be no assurance that we will be able to meet additional financial assurance (supplemental pipeline bond) requirements. If BDPL is
required by BOEM to provide significant additional financial assurance (supplemental pipeline bonds) or is assessed significant penalties under the INCs, we will
experience a significant and material adverse effect on our operations, liquidity, and financial condition.

We  are  currently  unable  to  predict  the  outcome  of  the  BOEM  INCs.  Accordingly,  we  have  not  recorded  a  liability  on  our  consolidated  balance  sheet  as  of
December 31, 2020. At both December 31, 2020 and 2019, BDPL maintained approximately $0.9 million in credit and cash-backed pipeline rights-of-way bonds
issued to BOEM.

Blue Dolphin Energy Company

 December 31, 2020

 Page
74

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements

Resolved  -  GEL  Settlement.  As  previously  disclosed,  GEL  was  awarded  the  GEL  Final  Arbitration  Award  in  the  aggregate  amount  of  $31.3  million.  In  July
2018, the Lazarus Parties and GEL entered into the GEL Settlement Agreement. The GEL Settlement Agreement was subsequently amended five (5) times to
extend the GEL Settlement Payment Date and/or modify certain terms related to the GEL Interim Payments or the GEL Settlement Payment. During the period
September 2017 to August 2019, GEL received the following amounts from the Lazarus Parties to reduce the outstanding balance of the GEL Final Arbitration
Award:

Initial payment (September 2017)
GEL Interim Payments (July 2018 to April 2019)
Settlement Payment (Multiple Payments May 7 to 10, 2019)
Deferred Interim Installment Payments (June 2019 to August 2019)

(in millions)

  $

  $

3.7 
8.0 
10.0 
0.5 

22.2 

In August 2019, the GEL Final Arbitration Award was resolved as a result of the GEL Settlement. Under the GEL Settlement: (i) the mutual releases between the
parties  became  effective,  (ii)  GEL  filed  the  stipulation  of  dismissal  of  claims  against  LE,  and  (iii)  Blue  Dolphin  recognized  a  $9.1  million  gain  on  the
extinguishment of debt on its consolidated statements of operations in the third quarter of 2019. Until the GEL Settlement occurred, the debt was reflected on
Blue Dolphin’s consolidated balance sheets as accrued arbitration award payable. At both December 31, 2020 and 2019, the accrued arbitration award payable
was $0.

Other  Legal  Matters.  We  are  involved  in  lawsuits,  claims,  and  proceedings  incidental  to  the  conduct  of  our  business,  including  mechanic’s  liens,  contract-
related  disputes,  and  administrative  proceedings.  Management  is  in  discussion  with  all  concerned  parties  and  does  not  believe  that  such  matters  will  have  a
material adverse effect on our financial position, earnings, or cash flows. However, there can be no assurance that such discussions will result in a manageable
outcome.  If  Veritex  and/or  Pilot  exercise  their  rights  and  remedies  due  to  defaults  under  our  secured  loan  agreements,  our  business,  financial  condition,  and
results of operations will be materially adversely affected.

Share Issuances (Sales of Unregistered Securities)
We are obligated to issue shares of our Common Stock to: (i) non-employee directors for services rendered to the Board and (ii) to Jonathan Carroll pursuant to
the  Guaranty  Fee  Agreements.  For  the  foreseeable  future,  management  does  not  intend  to  pay  Mr.  Carroll  the  cash  portion  of  guaranty  fees  due  to  Blue
Dolphin’s working capital deficits. The cash portion will continue to accrue and be added to the principal balance of the March Carroll Note. See “Note (3)” to our
consolidated financial statements for additional disclosures related to Affiliates and working capital deficits, as well as for information related to the guaranty fee
agreements. Set forth below is information regarding the sale or issuance of Common Stock related to the above noted obligations during the twelve months
ended December 31, 2020 and 2019:

● On April 30, 2020, we issued an aggregate of 231,065 restricted shares of Common Stock to Jonathan Carroll, which represented payment of the common
stock  component  of  guaranty  fees  for  the  period  November  2019  through  March  2020.  We  recorded  income  of  approximately  $0.03  million  related  to  the
share issuance.

● On April 30, 2020, we also issued an aggregate of 135,084 restricted shares of Common Stock to certain of our non-employee, independent directors, which
represented payment for services rendered to the Board for the three-month periods ended September 30, 2018, March 31, 2019, September 30, 2019, and
March 31, 2020. We recorded income of approximately $0.05 million related to the share issuance.

● On November 14, 2019, we issued an aggregate of 1,351,851 restricted shares of Common Stock to Jonathan Carroll pursuant to guaranty fee agreements.
The issuance represented payment of the common stock component of the guaranty fees for the period May 2017 through October 2019, which payments
were not permissible under the GEL Settlement Agreement. We recorded an expense of approximately $0.5 million related to the share issuance.

We  recognized  income  on  the  issuance  of  shares  of  approximately  $0.08  million  and  an  expense  of  approximately  $0.5  million  for  the  twelve  months  ended
December  31,  2020  and  2019,  respectively.  The  sale  and  issuance  of  these  securities  were  exempt  from  registration  under  the  Securities  Act  in  reliance  on
Section 4(a)(2) of the Securities Act.

(17)Subsequent Events

BDSC Office Lease Default
Pursuant to a letter dated March 29, 2021, TR 801 Travis LLC, a Delaware limited partnership (“Landlord”), informed BDSC that it was in default under its office
lease. BDSC’s failure to pay past due obligations, including rent installments and other charges, constituted an event of default. Landlord is entitled to, and is
fully prepared to, immediately exercise any or all of its rights and remedies, without giving BDSC any further notice or demand. Landlord expressly retained and
reserved all its rights and remedies available to it at any time, including without limitation, the right to exercise all rights and remedies available to Landlord under
the office lease or applicable law or equity.

Blue Dolphin Energy Company

 December 31, 2020

 Page
75

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
   
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
Internal Controls and Procedures

ITEM 9.   CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

None.

ITEM 9A. CONTROLS AND PROCEDURES

Disclosure Controls and Procedures
Disclosure controls and procedures are controls and other procedures that are designed to ensure that information required to be disclosed by us in the reports
we file or submit under the Exchange Act is recorded, processed, summarized and reported within the time periods specified by SEC rules and forms. Disclosure
controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed by us in the reports we
file or submit under the Exchange Act is accumulated and communicated to our Chief Executive Officer (principal executive officer, principal financial officer, and
principal  accounting  officer)  to  allow  timely  decisions  regarding  required  disclosure.  Under  the  supervision  of,  and  with  the  participation  of  our  management,
including our Chief Executive Officer, we conducted an evaluation of the effectiveness of our disclosure controls and procedures, as defined in Rules 13a-15(e)
and  15d-15(e)  under  the  Exchange  Act,  as  of  the  end  of  the  period  covered  by  this  report.  Based  on  our  evaluation,  our  Chief  Executive  Officer  (principal
executive officer, principal financial officer, and principal accounting officer) concluded that our disclosure controls and procedures were ineffective as of the end
of  the  period  covered  by  this  report  to  ensure  that  information  required  to  be  disclosed  by  us  in  reports  that  we  file  or  submit  under  the  Exchange  Act,  are
recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms.

Management’s Report on Internal Control over Financial Reporting
Management’s Responsibility. Management is responsible for establishing and maintaining adequate internal control over financial reporting, as such term is
defined  in  Rules  13a-15(f)  and  15d-15(f)  under  the  Exchange  Act.  A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide
reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally
accepted accounting principles in the U.S.

There are inherent limitations in the effectiveness of any control system, including the potential for human error and the possible circumvention or overriding of
controls and procedures. Additionally, judgments in decision-making can be faulty and breakdowns can occur because of a simple error or mistake. An effective
control system can provide only reasonable, not absolute, assurance that the control objectives of the system are adequately met. Accordingly, management
does  not  expect  that  the  control  system  can  prevent  or  detect  all  errors  or  fraud.  Further,  projections  of  any  evaluation  or  assessment  of  effectiveness  of  a
control  system  to  future  periods  are  subject  to  the  risks  that,  over  time,  controls  may  become  inadequate  because  of  changes  in  an  entity’s  operating
environment or deterioration in the degree of compliance with policies or procedures.

Management’s Assessment. Management, under the supervision and with the participation of our Chief Executive Officer (principal executive officer, principal
financial officer, and principal accounting officer), assessed the effectiveness of our internal controls over financial reporting at December 31, 2020. In making
this  assessment,  management  used  the  criteria  set  forth  by  the  2013  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  Framework  and
SOX Compliance. Management’s evaluation of our internal controls over financial reporting for the twelve months ended December 31, 2020 determined that
they were ineffective. A previously reported material weakness and significant deficiency continues to exist. Relating to such evaluation, management concluded
that  our  internal  controls  over  financial  reporting  were  ineffective  at  December  31,  2020  and  2019  due  to  certain  material  weaknesses  and/or  significant
deficiencies as described below:

● Significant deficiency – There is currently not a process in place for formal review of manual journal entries.

● Material weakness – The company currently lacks resources to handle complex accounting transactions. This can result in errors related to the recording,
disclosure,  and  presentation  of  consolidated  financial  information  in  quarterly,  annual,  and  other  filings.  Prior  year  audit  procedures  resulted  in  significant
adjustments  related  to  the  accounting  for  a  certain  stock  issuance  in  payment  of  related  party  debt,  as  well  as  deferred  revenue  relating  to  consideration
received from a supplier.

Management has taken steps to address these deficiencies, including drafting a formal policy to review manual journal entries and documenting procedures to
identify  and  address  complex  accounting  transactions.  Full  remediation  requires  one  or  more  additional  period-end  financial  reporting  periods  to  evaluate
effectiveness. Efforts to date have been affected by remote work arrangements, reduced personnel, business disruption, and a diversion of resources due to the
impact  of  the  COVID-19  pandemic.  We  cannot  at  this  time  estimate  how  long  it  will  take  to  fully  remedy  the  identified  weakness  and  deficiency,  and  our
initiatives may not prove to be successful in fully remediating the identified weakness and deficiency.

Blue Dolphin Energy Company

 December 31, 2020

 Page
76

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Internal Controls and Procedures

We intend to take the necessary measures to implement formal policies, improve processes, document procedures, and better define segregation of duties to
improve  financial  reporting.  These  actions  will  be  subject  to  ongoing  senior  management  review,  as  well  as  Audit  Committee  oversight.  Although  we  plan  to
complete  remediation  as  quickly  as  possible,  we  cannot  at  this  time  estimate  how  long  it  will  take,  and  our  initiatives  may  not  prove  to  be  successful  in  fully
remediating the identified weakness and deficiency.

Changes  in  Internal  Control  over  Financial  Reporting.    During  the  period  covered  by  this  report  there  have  been  no  changes  in  our  internal  control  over
financial reporting that materially affected, or is reasonably likely to materially affect, our internal control over financial reporting.

Exemption from Management's Report on Internal Control over Financial Reporting.  This  report  does  not  include  an  attestation  report  of  our  registered
public accounting firm regarding internal control over financial reporting. Management’s report was not subject to attestation by our registered public accounting
firm pursuant to rules of the SEC for smaller reporting companies that permit us to provide only management’s attestation in this report.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
77

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
Other Information

ITEM 9B.  OTHER INFORMATION

Sales of Unregistered Securities

Set forth below is information regarding the sale or issuance of shares of Common Stock by us for the years ended December 31, 2020 and 2019 that were not
registered under the Securities Act of 1933:

● On April 30, 2020, we issued an aggregate of 231,065 restricted shares of Common Stock to Jonathan Carroll, which represented payment of the common
stock  component  of  guaranty  fees  for  the  period  November  2019  through  March  2020.  We  recorded  income  of  approximately  $0.03  million  related  to  the
share issuance.

● On April 30, 2020, we also issued an aggregate of 135,084 restricted shares of Common Stock to certain of our non-employee, independent directors, which
represented payment for services rendered to the Board for the three-month periods ended September 30, 2018, March 31, 2019, September 30, 2019, and
March 31, 2020. We recorded income of approximately $0.05 million related to the share issuance.

● On November 14, 2019, we issued an aggregate of 1,351,851 restricted shares of Common Stock to Jonathan Carroll pursuant to guaranty fee agreements.
The issuance represented payment of the common stock component of the guaranty fees for the period May 2017 through October 2019, which payments
were not permissible under the GEL Settlement Agreement. We recorded an expense of approximately $0.5 million related to the share issuance.

The sale and issuance of the securities were exempt from registration under the Securities Act in reliance on Section 4(a)(2) of the Securities Act. See “Note
(16)” to our consolidated financial statements for additional disclosures related to share issuances.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
78

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors and Officers and Corporate Governance

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

PART III

Overview
Blue  Dolphin  was  formed  in  1986  as  a  Delaware  corporation  and  is  traded  on  the  OTCQX  under  the  ticker  symbol  “BDCO”.  Affiliates  controlled
approximately 82% of the voting power of our Common Stock as of the filing date of this report. An Affiliate operates and manages all Blue Dolphin properties
and funds working capital requirements during periods of working capital deficits, and an Affiliate is a significant customer of our refined products. Blue Dolphin
and certain of its subsidiaries are currently parties to a variety of agreements with Affiliates. See “Part I, Item 1A. Risk Factors” and “Part II, Item 8. Financial
Statements and Supplementary Data, Note (3)” for additional disclosures related to Affiliate agreements, arrangements, and risks associated with working capital
deficits.

Board Composition
The amended and restated bylaws of Blue Dolphin provide that the Board shall consist of five (5) members, with the precise number to be determined from time
to time by the Board, except that no decrease in the number shall have the effect of shortening the term of an incumbent director. The Board currently has five
(5) directors, each serving until the next annual meeting of stockholders to be held by Blue Dolphin. The following sets forth, at March 31, 2021, each director’s
name, age, principal occupation and directorships during the past five (5) years, as well as their relevant knowledge and experience that led to their appointment
to the Board:

Name, Age
Principal Occupation and Directorships During Past 5 Years

Knowledge and Experience

Jonathan P. Carroll, 59

Blue Dolphin Energy Company
Chairman of the Board (since 2014)
Chief Executive Officer, President, Assistant Treasurer and Secretary (since 2012)

LEH
President (since 2006)  and Majority Owner
Together, LEH and Jonathan Carroll owned approximately 82% of our outstanding Common
Stock as of the filing date of this report.

Mr. Carroll has served on Blue Dolphin’s Board since 2014. He is currently Chairman of the
Board. Since 2004, he has served on the Board of Trustees of the Salient Fund Group, and
has  served  on  the  compliance,  audit,  and  nominating  committees  of  several  of  Salient’s
private and public closed-end and mutual funds. Mr. Carroll previously served on the Board
of Directors of the General Partner of LRR Energy, L.P. (NYSE: LRE) from January 2014
until its merger with Vanguard Natural Resources, LLC in October 2015.

Mr. Carroll earned a Bachelor of Arts degree in Human Biology and a
Bachelor of Arts degree in Economics from Stanford University, and
he completed a Directed Reading in Economics at Oxford University.
Based  on  his  educational  and  professional  experiences,  Mr.  Carroll
possesses  particular  knowledge  and  experience 
in  business
management, finance and business development that strengthen the
Board’s collective qualifications, skills, and experience.

Ryan A. Bailey, 45

Carbonado Partners
Managing Partner (since September 2020)  and Founder

Pacenote Capital
Managing Partner (2019 to 2020)  and Co-founder

Children’s Health System of Texas
Head of Investments (2014 to 2019)

Mr.  Bailey  was  appointed  to  Blue  Dolphin’s  Board  in  November  2015.    He  is  currently  a
member  of  the  Audit  and  Compensation  Committees.    He  also  serves  as  an  advisor  and
mentor to Texas Wall Street Women, a non-profit member organization; is a member of the
advisory  board  of  Solovis,  Inc.,  an  investment  software  company;  and  serves  as  a  Board
member for the Texas Hedge Fund Association.

Mr. Bailey earned a Bachelor of Arts degree in Economics from Yale
University and completed a graduate course in tax planning from the
Yale School of Management.  He holds professional credentialing as
a Chartered Financial Analyst (CFA), Financial Risk Manager (FRM),
Chartered  Alternative  Investment  Analyst  (CAIA)  and  Chartered
Market  Technician 
(CMT).  Based  on  his  educational  and
professional experiences, Mr. Bailey possesses particular knowledge
and  experience 
financial  analysis  and  modeling,
investment management, risk assessment and strategic planning that
strengthen 
the  Board’s  collective  qualifications,  skills,  and
experience.

finance, 

in 

Blue Dolphin Energy Company

 December 31, 2020

 Page
79

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors and Officers and Corporate Governance

Name, Age
Principal Occupation and Directorships During Past 5 Years

Knowledge and Experience

Amitav Misra, 43

HighRadius Corporation
Vice President of Treasury Marketing (since July 2020)

Arundo Analytics, Inc.
General Manager Americas (2018 to 2020)
Vice President of Marketing (2017 to 2020)

Cardinal Advisors
Partner (2014 to 2017)  and Founder

Mr. Misra earned a Bachelor of Arts degree in Economics from Stanford
University and holds FINRA Series 79 and Series 63 licenses. Mr. Misra
possesses particular knowledge and experience in economics, business
development,  private  equity,  and  strategic  planning  that  strengthen  the
Board’s collective qualifications, skills, and experience.

Taxa, Inc.
President, Director and Chief Operating Officer (2012 to 2014)

Mr. Misra has served on Blue Dolphin’s Board since 2014.  He is currently a member of
the  Audit  and  Compensation  Committees.    Mr.  Misra  serves  as  an  advisor  to  several
energy,  technology,  and  private  investment  companies.    He  is  also  a  director  of  the
Houston Center for Literacy, a non-profit organization.

Christopher T. Morris, 59

Bonaventure Realty Group
Executive Vice President (2020 to Present)

Impact Partners LLC
President (2017 to 2020)

Tatum (a Randstad Company)
New York Managing Partner (2013 to 2017)

MPact Partners LLC
President (2011 to Present)

Mr.  Morris  earned  a  Bachelor  of  Arts  degree  in  Economics  from
Stanford  University  and  a  Masters  degree  in  Business  Administration
from  the  Harvard  Business  School.  Based  on  his  educational  and
professional  experiences,  Mr.  Morris  possesses  particular  knowledge
and  experience  in  business  management,  finance,  strategic  planning,
and  business  development  that  strengthen  the  Board’s  collective
qualifications, skills, and experience.

Mr. Morris has served on Blue Dolphin’s Board since 2012; he is currently Chairman of
the Audit and Compensation Committees.

Herbert N. Whitney, 80

Wildcat Consulting, LLC
President (since 2006)  and Founder

Mr.  Whitney  has  served  on  Blue  Dolphin’s  Board  since  2012.  He  previously  served  on
the  Board  of  Directors  of  Blackwater  Midstream  Corporation,  the  Advisory  Board  of
Sheetz, Inc., as Chairman of the Board of Directors of Colonial Pipeline Company, and
as Chairman of the Executive Committee of the Association of Oil Pipelines.

Mr.  Whitney  has  more  than  40  years  of  experience  in  pipeline
operations, crude oil supply, product supply, distribution and trading, as
well as marine operations and logistics having served as the President
of CITGO Pipeline Company and in various general manager positions
at  CITGO  Petroleum  Corporation.  He  earned  his  Bachelor  of  Science
degree in Civil Engineering from Kansas State University. Based on his
educational  and  professional  experiences,  he  possesses  extensive
knowledge  in  the  supply  and  distribution  of  crude  oil  and  petroleum
products,  which  strengthens  the  Board’s  collective  qualifications,  skills,
and expertise.

Blue Dolphin Energy Company

 December 31, 2020

 Page
80

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
Directors and Officers and Corporate Governance

This table shows, as of March 31, 2021, the name and age of each executive officer, as well as their principal occupation during the past five (5) years:

Name

Position

Jonathan P. Carroll

Chief Executive Officer, President, Assistant Treasurer, and Secretary
(Principal Executive Officer, Principal Financial Officer, and Principal Accounting Officer)

Since

2012

Age

59

Mr. Carroll was appointed Chairman of the Board of Blue Dolphin in 2014, and he was appointed Chief Executive Officer, President, Assistant Treasurer and
Secretary of Blue Dolphin in 2012. He has also served as President of LEH since 2006 and is its majority owner. Together, LEH and Jonathan Carroll owned
approximately 82% of Blue Dolphin’s Common Stock as of the filing date of this report.  Before founding LEH, Mr. Carroll was a private investor focused on direct
debt and equity investments, primarily in distressed assets.  Since 2004, he has served on the Board of Trustees of Salient Fund Group, and has served on the
compliance, audit and nominating committees of several of Salient’s private and public closed-end and mutual funds.  Mr. Carroll previously served on the Board
of  Directors  of  the  General  Partner  of  LRR  Energy,  L.P.  (NYSE:  LRE)  from  January  2014  until  its  merger  with  Vanguard  Natural  Resources,  LLC  in  October
2015.  He  earned  a  Bachelor  of  Arts  degree  in  Human  Biology  and  a  Bachelor  of  Arts  degree  in  Economics  from  Stanford  University,  and  he  completed  a
Directed Reading in Economics at Oxford University.

Family Relationships between Directors and Officers
At March 31, 2021, there were no family relationships between any of our directors or executive officers.

Structure and Meetings of the Board and Board Committees
Board
The Board consists of Messrs. Carroll, Bailey, Misra, Morris and Whitney, with Mr. Carroll serving as Chairman. During 2020, the Board met once and acted by
written consent twice. All directors participated in the meetings and acted by written consent. The Board has two standing committees: the Audit Committee and
the Compensation Committee.

Audit Committee
The Audit Committee consists of Messrs. Morris, Bailey, and Misra, with Mr. Morris serving as Chairman. During 2020, the Audit Committee met four (4) times.
The Board has affirmatively determined that all members of the Audit Committee are independent under OTCQX and SEC rules and that each of Messrs. Morris
and Bailey qualifies as an Audit Committee Financial Expert. The Audit Committee's duties include overseeing financial reporting and internal control functions.
The Audit Committee’s written charter is available on our corporate website (http://www.blue-dolphin-energy.com).

Compensation Committee
The Compensation Committee consists of Messrs. Morris, Bailey, and Misra, with Mr. Morris serving as Chairman. Due to Blue Dolphin’s working capital deficits,
the  Compensation  Committee  did  not  meet  or  review  compensation  plans  during  2020.  The  Board  has  affirmatively  determined  that  all  members  of  the
Compensation  Committee  are  independent  under  OTCQX  rules.  The  Compensation  Committee’s  duties  include  setting  and  overseeing  our  compensation
policies,  as  well  as  reviewing  and  recommending  to  the  Board  for  its  approval  all  compensation  for  the  Chief  Executive  Officer,  other  senior  executives,  and
directors. The Compensation Committee’s written charter is available on our corporate website (http://www.blue-dolphin-energy.com).

Nominating Procedures
Given the small size of the Board, the Board adopted a “Board Nomination Procedures” policy in lieu of appointing a standing nominating committee. Using the
“Board Nomination Procedures” policy, the Audit Committee, which is comprised of independent directors, uses the policy to perform in a similar function as a
standing  nominating  committee.  The  policy  is  used  by  the  independent  directors  when  choosing  nominees  to  stand  for  election.  The  Board  will  consider  for
possible  nomination  qualified  nominees  recommended  by  stockholders  in  accordance  with  Blue  Dolphin’s  Certificate  of  Incorporation.  As  addressed  in  the
“Board Nomination Procedures” policy, the manner in which independent directors evaluate nominees for director as recommended by a stockholder is the same
as that for nominees received from other sources. See “Director Nomination and Stockholder Proposals by Stockholders for Annual Meeting of Stockholders” in
this proxy statement for more information.

The Board endeavors to nominate qualified directors that will make important contributions to the Board and to Blue Dolphin. The Board generally requires that
nominees be persons of sound ethical character, be able to represent all stockholders fairly, have demonstrated professional achievements, have meaningful
experience, and have a general appreciation of the major business issues facing Blue Dolphin. The Board also considers issues of diversity and background in
its selection process, recognizing that it is desirable for its membership to have differences in viewpoints, professional experiences, educational backgrounds,
skills, race, gender, age, and national origin.

Blue Dolphin Energy Company

 December 31, 2020

 Page
81

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors and Officers and Corporate Governance

Director Attendance at Annual Meeting
Given the small size of the Board, director attendance at our annual meeting of stockholders is encouraged but not required. Mr. Carroll and Mr. Whitney
participated in the 2020 virtual annual meeting of stockholders.

Leadership Structure
Blue Dolphin is led by Mr. Carroll, who has served as Chairman of the Board since 2014 and as our Chief Executive Officer and President since 2012. Having a
single leader for the Company is commonly utilized by other public companies in the United States, and we believe it is effective for Blue Dolphin as well. This
leadership structure demonstrates to our personnel, customers, and stockholders that we are under strong leadership, with a single person setting the tone and
having primary responsibility for managing our operations and eliminates the potential for confusion or duplication of efforts. We do not believe that appointing an
independent Board chairman, or a permanent lead director, would improve upon the performance of the Board.

Risk Oversight
Our  Board  is  involved  in  overseeing  Blue  Dolphin’s  risk  management.  The  two  standing  Board  committees  provide  appropriate  risk  oversight.  The  Audit
Committee  oversees  the  accounting  and  financial  reporting  processes,  as  well  as  compliance,  internal  control,  legal  and  risk  matters.  The  Compensation
Committee oversees compensation policies, including the approval of compensation for directors and management. We believe that the processes established to
report and monitor systems for material risks applicable to us are appropriate and effective.

Code of Ethics and Code of Conduct
In compliance with the Sarbanes-Oxley Act of 2002, the Board adopted a code of ethics policy and a code of conduct policy. The Audit Committee established
procedures  to  enable  anyone  who  has  a  concern  about  our  conduct,  policies,  accounting,  internal  control  over  financial  reporting,  and/or  auditing  matters  to
communicate  that  concern  directly  to  the  Chairman  of  the  Audit  Committee.  Our  code  of  ethics  and  code  of  conduct  policies  are  available  on  our  website
(http://www.blue-dolphin-energy.com). Any amendments or waivers to provisions of our code of ethics or code of conduct will be disclosed on Form 8-K as filed
with the SEC and/or posted on our website.

Communicating with Directors
As  the  Board  does  not  receive  a  large  volume  of  correspondence  from  stockholders,  at  this  time,  there  is  no  formal  process  by  which  stockholders  can
communicate  with  the  Board.  Instead,  any  stockholder  who  desires  to  contact  the  Board  or  specific  members  of  the  Board  may  do  so  by  email  to
investor.relations@blue-dolphin.com, Attention: Secretary for the Board. All emails addressed in such manner will be sent directly to members of the Board. In
the future, if the Board adopts a formal process for determining how communications are to be relayed to directors, that process will be disclosed on Form 8-K
as filed with the SEC and/or posted on our website (http://www.blue-dolphin-energy.com).

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
82

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Executive Compensation

ITEM 11.  EXECUTIVE COMPENSATION

Executive Compensation Policy and Procedures
An Affiliate operates and manages all Blue Dolphin properties pursuant to the Amended and Restated Operating Agreement. Services under the Amended and
Restated Operating Agreement include personnel serving in a variety of capacities, including, but not limited to corporate executives. All personnel work for and
are paid by the Affiliate. See “Part II, Item 8. Financial Statements and Supplementary Data, Note (3)” for additional disclosures related to Affiliate arrangements.

Compensation for Named Executives
Under  the  Amended  and  Restated  Operating  Agreement,  compensation  paid  to  our  principal  executive  officer,  principal  financial  officer,  and  the  most  highly
compensated executive officers other than the principal executive officer and principal financial officer whose annual salary exceeded $100,000 (collectively, the
“Named Executive Officers”) for the periods indicated was as follows:

Summary Compensation Table

Name and Principal Position

Jonathan P. Carroll
Chief Executive Officer and President(1)

Year

2020

2019

Salary
(in thousands)

Total

  $

  $

- 

- 

- 

- 

(1)Mr. Carroll is also President and majority owner of LEH, an Affiliate. He receives compensation through LEH.

Compensation Risk Assessment
The Affiliate’s approach to compensation practices and policies applicable for executive and non-executive personnel throughout our organization is consistent
with the base pay market median for each position. The Affiliate believes its practices and policies in this regard are not reasonably likely to have a materials
adverse effect on us.

Outstanding Equity Awards
None.

Director Compensation Policy and Procedures
Although  Jonathan  Carroll  is  a  director  of  Blue  Dolphin,  his  services  as  Chief  Executive  Officer  are  provided  under  the  Amended  and  Restated  Operating
Agreement  (see  above  under  “Executive  Compensation  Policy  and  Procedures.”)  Therefore,  we  do  not  have  any  directors  that  are  also  employed  by  Blue
Dolphin. The Compensation Committee reviews and recommends to the Board for its approval all compensation for the directors.

Compensation for Non-Employee Directors
Non-employee, independent directors receive compensation for their service on the Board of $40,000 per year. Compensation is earned in Common Stock and
cash on a quarterly rotating basis, as follow:

Fair Market Value

Period Services Rendered

$10,000
$10,000
$10,000
$10,000

January 1 – March 31 (First Quarter)
April 1 – June 30 (Second Quarter)
July 1 – September 30 (Third Quarter)
October 1 – December 31 (Fourth Quarter)

Blue Dolphin Energy Company

Payment Method

Common stock
Cash
Common stock
Cash

 December 31, 2020

 Page
83

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Executive Compensation

For the first and third quarters, the number of shares of Common Stock to be issued is determined by the closing price of Blue Dolphin’s Common Stock on the
last trading day in the respective quarterly period and such closing price is the cost basis for such issuance. The shares of Common Stock are subject to resale
restrictions applicable to restricted securities and securities held by affiliates under federal securities laws.

Non-employee,  independent  directors  also  earn  additional  compensation  for  serving  on  the  Audit  Committee.  The  chairman  of  the  Audit  Committee  earns  an
additional $2,500 in cash in each of the second and fourth quarters of the year, for a total of $5,000 annually. Members of the Audit Committee earn an additional
$1,250  in  cash  in  each  of  the  second  and  fourth  quarters  of  the  year,  for  a  total  of  $2,500  annually.  Non-employee,  independent  directors  serving  on  the
Compensation  Committee  do  not  earn  any  additional  compensation  for  their  service  as  directors.  Non-employee,  independent  directors  are  reimbursed  for
reasonable out-of-pocket expenses related to in-person meeting attendance.

During periods when Blue Dolphin experiences working capital deficits, director compensation payments have been and may continue to be delayed. Unpaid
cash fees are reflected within accrued expenses and other current liabilities on our consolidated balance sheets. See “Part II, Item 8. Financial Statements and
Supplementary Data, Note (9)” for additional disclosures related to board of director fees payable.

Accrued Non-Employee, Independent Director Compensation

Name

Christopher T. Morris
Ryan A. Bailey
Amitav Misra

Twelve Months Ended December 31, 2020

Cash

Common Stock(1)(2)

Paid

Unpaid

Paid

Unpaid

Total

  $

-    $
-     
-     

25,000    $
22,500     
22,500     

  $

-    $

70,000    $

-    $
-     
-     

-    $

10,000    $
10,000    $
10,000    $
     $
  $

30,000 

35,000 
32,500 
32,500 
- 
100,000 

(1)At December 31, 2020, Messrs. Morris, Bailey, Misra and Whitney had total restricted awards of Common Stock outstanding of 108,003, 105,704, 111,795 and

9,683, respectively.

(2)On April 30, 2020, an aggregate of 135,084 restricted shares of Common Stock were issued to Messrs. Morris, Bailey and Misra. The issuance represents
catchup  payments  for  services  rendered  to  the  Board  for  the  three-month  periods  ended  September  30,  2018,  March  31,  2019,  September  30,  2019,  and
March 31, 2020. At September 30, 2018, the grant date market value cost basis was $1.00 per share. At March 31, 2019, the grant date market value cost
basis was $1.11 per share. At September 30, 2019, the grant date market value cost basis was $1.18 per share. At March 31, 2020, the grant date market
value cost basis was $0.57 per share. The cost basis is determined by the closing price of Blue Dolphin’s common stock on the last trading day in the periods
in which services were rendered.

Name

Christopher T. Morris
Ryan A. Bailey
Amitav Misra

Twelve Months Ended December 31, 2019

Cash

Common Stock(1)

Paid

Unpaid

Paid

Unpaid

Total(2)

  $

-    $
-     
-     

25,000    $
22,500     
22,500     

  $

-    $

70,000    $

-    $
-     
-     

-    $

20,000    $
20,000    $
20,000    $
     $
  $

60,000 

45,000 
42,500 
42,500 
- 
130,000 

(1)At December 31, 2019, Messrs. Morris, Bailey, Misra and Whitney had total restricted awards of Common Stock outstanding of 75,026, 60,676, 66,767 and

9,683, respectively.

(2)Board of director fees payable at December 31, 2019 totaled $263,000, $130,000 of which was earned during the twelve months ended December 31, 2019

and $133,000 of which was earned in prior periods.

Blue Dolphin Energy Company

 December 31, 2020

 Page
84

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
 
   
   
 
   
      
      
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
 
   
   
 
   
      
      
      
 
 
 
 
 
Security Ownership and Related Stockholder Matters

ITEM 12. 

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS

Security Ownership of Certain Beneficial Owners
The table below sets forth information at March 31, 2020 with respect to persons or groups known to us to be the beneficial owners of more than five percent
(5%) of our common stock. Unless otherwise indicated, each named party has sole voting and dispositive power with respect to such shares.

Title of Class

Name of Beneficial Owner

Common Stock

LEH
801 Travis Street, Suite 2100
Houston, Texas 77002

Amount and Nature
of Beneficial
Ownership

Percent of
Class(1)

                     8,426,456

66.4%

(1) Based upon 12,693,514 shares of Common Stock issued and outstanding at March 31, 2021.

Security Ownership of Management
The table below sets forth information at March 31, 2021 with respect to: (i) directors, (ii) executive officers and (iii) directors and executive officers as a group
beneficially  owning  our  common  stock.  Unless  otherwise  indicated,  each  of  the  following  persons  has  sole  voting  and  dispositive  power  with  respect  to  such
shares.

Title of Class

Common Stock
Common Stock
Common Stock
Common Stock
Common Stock

Name of Beneficial Owner

Jonathan P. Carroll(2)
Christopher T. Morris
Amitav Misra
Ryan A. Bailey
Herbert N. Whitney

Directors/Nominees and Executive Officers as a Group (5 Persons)

Amount and
Nature of
Beneficial
Ownership

10,346,216 
120,054 
111,795 
105,704 
9,683 

10,693,452 

Percent of
Class(1)

81.5%
* 
* 
* 
* 

84.2%

(1) Based  upon  12,693,514  shares  of  Common  Stock  issued  and  outstanding  at  March  31,  2021.  At  March  31,  2021,  there  were  no  options

outstanding, no options exercisable or no shares of common stock reserved for issuance under the 2000 Stock Incentive Plan.
Includes 8,426,456 shares issued to LEH. Jonathan Carroll has an approximate 60% ownership interest in LEH.

(2)

* Less than 1%.

Section 16(a) Beneficial Ownership Reporting Compliance
Section 16(a) of the Exchange Act requires our directors, executive officers, and stockholders who own more than ten percent (10%) of our Common Stock to file
reports of stock ownership and changes in ownership with the SEC and to furnish us with copies of all such reports as filed. Based solely on a review of the
copies of the Section 16(a) reports furnished to us, we are unaware of any late filings made during 2020 and 2019.

Equity Compensation Plan Information
None.

Blue Dolphin Energy Company

 December 31, 2020

 Page
85

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
   
   
   
   
   
 
   
  
   
  
   
   
 
 
 
  
 
 
Related Party Transactions, Director Independence and Accounting Fees

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

Related-Party Transactions
See “Part II, Item 8. Financial Statements and Supplementary Data, Note (3)” for disclosures related to relationships we have with Affiliates.

Director Independence

The Board has affirmatively determined that each of its members, except for Messrs. Carroll and Whitney, are independent and have no material relationship with
us (either directly or indirectly or as a stockholder or officer of an organization that has a relationship with us), and that all members of the Audit and
Compensation Committees are independent, pursuant to OTCQX and SEC rules. Mr. Whitney currently serves as a consultant to an Affiliate.

ITEM 14.  PRINCIPAL ACCOUNTING FEES AND SERVICES

Fees that we incurred related to UHY accounting fees and services for the periods indicated were as follow:

Audit fees
Audit-related fees
Tax fees

Year Ended December 31,

2020

2019

(in thousands)

  $

  $

200 
- 
- 
200 

  $

  $

247 
- 
- 
247 

Audit fees for 2020 and 2019 related to the audit of our consolidated financial statements and the review of our quarterly reports that are filed with the SEC. Each
year the Audit Committee pre-approves all audit services provided to us by our registered public accounting firm. Such approval is in the form of an engagement
letter. Non-audit services must also be pre-approved by the Audit Committee prior to engagement of such services.

Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
86

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
 
 
 
 
 
 
 
  
 
Exhibit List

ITEM 15.  EXHIBITS, FINANCIAL STATEMENT SCHEDULES

Exhibits and Financial Statement Schedules
Following is a list of documents filed as part of this report:

 PART IV

● Consolidated balance sheets, consolidated statements of operations, consolidated statements of shareholders’ equity (deficit), and consolidated statements

of cash flows, which appear in “Part II, Item 8.Financial Statements and Supplementary Data”.

● Exhibits as listed in the exhibit index of this report, which is incorporated herein by reference.

ITEM 16.  FORM 10-K SUMMARY

Not applicable.

Exhibits Index

No. 
3.1

3.2

4.1 

4.2

4.3

4.4

10.1*

10.2*

10.3*

10.4*

10.5

10.6

  Description

Amended and Restated Certificate of Incorporation of Blue Dolphin (incorporated by reference to Exhibit 3.1 filed with Blue Dolphin’s Form 8-K
on June 2, 2009, Commission File No. 000-15905)

Amended and Restated By-Laws of Blue Dolphin (incorporated by reference to Exhibit 3.1 filed with Blue Dolphin’s Form 8-K on December
26, 2007, Commission File No. 000-15905)

Specimen  Stock  Certificate  (incorporated  by  reference  to  exhibits  filed  with  Blue  Dolphin’s  Form  10-K  on  March  30,  1990,  Commission  File
No. 000-15905)

Form of Promissory Note issued pursuant to the Note and Warrant Purchase Agreement dated September 8, 2004 (incorporated by reference
to Exhibit 4.1 filed with Blue Dolphin’s Form 8-K on September 14, 2004, Commission File No. 000-15905)

Promissory Note of Lazarus Louisiana Refinery II, LLC, payable to Blue Dolphin dated July 31, 2009 (incorporated by reference to Exhibit 10.1
filed with Blue Dolphin’s Form 8-K on August 6, 2009, Commission File No. 000-15905)

  Description of company securities.

Blue Dolphin 2000 Stock Incentive Plan (incorporated by reference to Appendix 1 filed with Blue Dolphin’s Proxy Statement on Form DEF 14A
on April 20, 2000, Commission File No. 000-15905)

First  Amendment  to  the  Blue  Dolphin  2000  Stock  Incentive  Plan  (incorporated  by  reference  to  Appendix  B  filed  with  Blue  Dolphin’s  Proxy
Statement on Form DEF 14A on April 16, 2003, Commission File No. 000-15905)

Second Amendment to the Blue Dolphin 2000 Stock Incentive Plan (incorporated by reference to Appendix A filed with Blue Dolphin’s Proxy
Statement on Form DEF 14A on April 27, 2006, Commission File No. 000-15905)

Fourth  Amendment  to  the  Blue  Dolphin  2000  Stock  Incentive  Plan  (incorporated  by  reference  to  Exhibit  B  filed  with  Blue  Dolphin’s  Proxy
Statement on Form DEFA on December 28, 2011, Commission File No. 000-15905)

Management Agreement by and between Lazarus Energy Holdings, LLC, Lazarus Energy, LLC and Blue Dolphin effective as of February 15,
2012 (incorporated by reference to Exhibit 10.2 filed with Amendment No. 1 to Blue Dolphin’s Form 8-K on March 14, 2012, Commission File
No. 000-15905)

Amendment No. 1 to Management Agreement dated May 12, 2014 by and among Lazarus Energy Holdings, LLC, Blue Dolphin and Lazarus
Energy, LLC (incorporated by reference to Exhibit 10.1 filed with Blue Dolphin’s Form 8-K on May 16, 2014, Commission File No. 000-15905)

Blue Dolphin Energy Company

 December 31, 2020

 Page
87

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
  
  
 
Exhibit List

10.7

10.8

10.9

10.10

10.11

10.12

10.13

10.14

10.15

10.16

10.17

10.18

10.19

10.20

10.21

10.22

Promissory Note between Lazarus Energy LLC as maker and Notre Dame Investors Inc. as Payee in the Principal Amount of $8,000,000 dated
June  1,  2006  (incorporated  by  reference  to  Exhibit  10.6  filed  with  Blue  Dolphin’s  Form  10-Q  on  March  31,  2012,  Commission  File  No.  000-
15905)

Subordination  Agreement  effective  August  21,  2008  by  Notre  Dame  Investors,  Inc.  in  favor  of  First  International  Bank  (incorporated  by
reference to Exhibit 10.2 filed with Blue Dolphin’s Form 10-Q on March 31, 2012, Commission File No. 000-15905)

Intercreditor and Subordination Agreement dated September 29, 2008 by and between Notre Dame Investors, Inc., Richard Oberlin, Lazarus
Energy LLC and First International Bank (incorporated by reference to Exhibit 10.3 filed with Blue Dolphin’s Form 10-Q on March 31, 2012,
Commission File No. 000-15905)

Intercreditor and Subordination Agreement dated August 12, 2011 by and among John H. Kissick, Lazarus Energy LLC and Milam Services,
Inc. (incorporated by reference to Exhibit 10.7 filed with Blue Dolphin’s Form 10-Q on March 31, 2012, Commission File No. 000-15905)

First Amendment to Promissory Note by and between Lazarus Energy, LLC and John H. Kissick effective as of July 1, 2013 (incorporated by
reference to Exhibit 10.1 filed with Blue Dolphin’s Form 10-Q on November 14, 2013, Commission File No. 000-15905)

Second  Amendment  to  Promissory  Note  by  and  between  Lazarus  Energy,  LLC  and  John  H.  Kissick  effective  as  of  October  1,  2014
(incorporated by reference to Exhibit 10.48 filed with Blue Dolphin’s Form 10-K on March 31, 2015, Commission File No. 000-15905)

Second  Amendment  to  Promissory  Note  by  and  between  Lazarus  Energy,  LLC  and  John  H.  Kissick  effective  as  of  October  1,  2014
(incorporated by reference to Exhibit 10.48 filed with Blue Dolphin’s Form 10-K on March 31, 2015, Commission File No. 000-15905)

Loan  Agreement  among  Sovereign  Bank,  Lazarus  Energy,  LLC  and  Jonathan  Pitts  Carroll,  Sr.,  Blue  Dolphin  Energy  Company,  Lazarus
Refining  &  Marketing,  LLC,  and  Lazarus  Energy  Holdings  dated  June  22,  2015  (incorporated  by  reference  to  Exhibit  10.1  filed  with  Blue
Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Promissory Note between Lazarus Energy, LLC and Sovereign Bank for the principal sum of $25,000,000 dated June 22, 2015 (incorporated
by reference to Exhibit 10.2 filed with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Security Agreement of Lazarus Energy, LLC in favor of Sovereign Bank dated June 22, 2015 (incorporated by reference to Exhibit 10.3 filed
with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Deed of Trust, Mortgage, Security Agreement, Assignment of Leases and Rents, Financing Statement and Fixture Filing for Lazarus Energy,
LLC dated June 22, 2015 (incorporated by reference to Exhibit 10.4 filed with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No.
000-15905)

Security  Agreement  of  Lazarus  Energy,  LLC  for  the  benefit  of  Lazarus  Refining  &  Marketing,  LLC  dated  June  22,  2015  (incorporated  by
reference to Exhibit 10.5 filed with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Loan  and  Security  Agreement  between  Sovereign  Bank  and  Lazarus  Refining  &  Marketing,  LLC  dated  June  22,  2015  (incorporated  by
reference to Exhibit 10.6 filed with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Pledge Agreement by Lazarus Refining & Marketing, LLC in favor of Sovereign Bank dated June 22, 2015 (incorporated by reference to Exhibit
10.8 filed with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Collateral Assignment executed by Blue Dolphin Pipe Line Company for the benefit of Sovereign Bank dated June 22, 2015 (incorporated by
reference to Exhibit 10.9 filed with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Guaranty Agreement by Jonathan Pitts Carroll, Sr., Blue Dolphin Energy Company, Lazarus Energy, LLC and Sovereign Bank dated June 22,
2015 (incorporated by reference to Exhibit 10.10 filed with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Blue Dolphin Energy Company

 December 31, 2020

 Page
88

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
  
  
 
Exhibit List

10.23

10.24

10.25

10.26

10.27

10.28

10.29

10.30

10.31

10.32

10.33

10.34

10.35

10.36

10.37

10.38

10.39

Guaranty Fee Agreement between Jonathan P. Carroll and Lazarus Energy, LLC dated June 22, 2015 (incorporated by reference to Exhibit
10.11 filed with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Guaranty Fee Agreement between Jonathan P. Carroll and Lazarus Refining & Marketing, LLC dated June 22, 2015 (incorporated by reference
to Exhibit 10.12 filed with Blue Dolphin’s Form 8-K on June 26, 2015, Commission File No. 000-15905)

Amendment No. 2. to Operating Agreement by and between Lazarus Energy Holdings, LLC, Blue Dolphin, and Lazarus Energy, LLC effective
as of June 1, 2015 (incorporated by reference to Exhibit 10.1 filed with Blue Dolphin’s Form 10-Q on August 14, 2015, Commission File No.
000-15905)

Loan  Agreement  among  Sovereign  Bank,  Lazarus  Refining  &  Marketing,  LLC,  Jonathan  Pitts  Carroll,  Sr.,  Blue  Dolphin  Energy  Company,
Lazarus  Energy,  LLC,  and  Lazarus  Energy  Holdings  dated  December  4,  2015  (incorporated  by  reference  to  Exhibit  10.1  filed  with  Blue
Dolphin’s Form 8-K on December 10, 2015, Commission File No. 000-15905)

Promissory Note between Lazarus Refining & Marketing, LLC and Sovereign Bank for the principal sum of $10,000,000 dated December 4,
2015 (incorporated by reference to Exhibit 10.2 filed with Blue Dolphin’s Form 8-K on December 10, 2015, Commission File No. 000-15905)

Security Agreement of Lazarus Refining & Marketing, LLC in favor of Sovereign Bank dated December 4, 2015 (incorporated by reference to
Exhibit 10.3 filed with Blue Dolphin’s Form 8-K on December 10, 2015, Commission File No. 000-15905)

Deed of Trust, Mortgage, Security Agreement, Assignment of Leases and Rents, Financing Statement and Fixture Filing for Lazarus Refining &
Marketing, LLC dated December 4, 2015 (incorporated by reference to Exhibit 10.4 filed with Blue Dolphin’s Form 8-K on December 10, 2015,
Commission File No. 000-15905)

Construction Rider to Loan Agreement dated December 4, 2015 (incorporated by reference to Exhibit 10.5 filed with Blue Dolphin’s Form 8-K
on December 10, 2015, Commission File No. 000-15905)

Absolute Assignment of Leases and Rents dated December 4, 2015 (incorporated by reference to Exhibit 10.6 filed with Blue Dolphin’s Form
8-K on December 10, 2015, Commission File No. 000-15905)

Indemnification  Agreement  dated  December  4,  2015  (incorporated  by  reference  to  Exhibit  10.7  filed  with  Blue  Dolphin’s  Form  8-K  on
December 10, 2015, Commission File No. 000-15905)

Pledge Agreement by Lazarus Energy Holdings, LLC in favor of Sovereign Bank dated December 4, 2015 (incorporated by reference to Exhibit
10.8 filed with Blue Dolphin’s Form 8-K on December 10, 2015, Commission File No. 000-15905)

Collateral Assignment of Key Agreements dated December 4, 2015 (incorporated by reference to Exhibit 10.9 filed with Blue Dolphin’s Form 8-
K on December 10, 2015, Commission File No. 000-15905)

First  Amendment  to  Lazarus  Energy,  LLC  Loan  Agreement  and  Loan  Documents  dated  December  4,  2015  (incorporated  by  reference  to
Exhibit 10.10 filed with Blue Dolphin’s Form 8-K on December 10, 2015, Commission File No. 000-15905)

First  Amendment  to  Lazarus  Energy,  LLC  Deed  of  Trust,  Mortgage,  Security  Agreement,  Assignment  of  Leases  and  Rents,  Financing
Statement  and  Fixture  Filing  dated  December  4,  2015  (incorporated  by  reference  to  Exhibit  10.11  filed  with  Blue  Dolphin’s  Form  8-K  on
December 10, 2015, Commission File No. 000-15905)

Guaranty  Fee  Agreement  between  Jonathan  P.  Carroll  and  Lazarus  Refining  &  Marketing,  LLC  dated  December  4,  2015  (incorporated  by
reference to Exhibit 10.12 filed with Blue Dolphin’s Form 8-K on December 10, 2015, Commission File No. 000-15905)

Loan and Security Agreement by and between Lazarus Energy Holdings, LLC and Blue Dolphin Pipe Line Company dated August 15, 2016
(incorporated by reference to Exhibit 10.1 filed with Blue Dolphin’s Form 8-K on August 19, 2016, Commission File No. 000-15905)

Promissory Note by and between Lazarus Energy Holdings, LLC and Blue Dolphin Pipe Line Company dated August 15, 2016 (incorporated
by reference to Exhibit 10.2 filed with Blue Dolphin’s Form 8-K on August 19, 2016, Commission File No. 000-15905)

Blue Dolphin Energy Company

 December 31, 2020

 Page
89

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
  
 
 
Exhibit List

10.40

10.41

10.42

10.43

10.44

10.45

10.46

10.47

10.48

10.49

10.50

10.51

10.52

10.53

10.54

10.55

Deed of Trust, Mortgage, Security Agreement, Assignment of Leases and Rents, Financing Statement and Fixture Filing for Blue Dolphin Pipe
Line  Company  dated  August  15,  2016  (incorporated  by  reference  to  Exhibit  10.3  filed  with  Blue  Dolphin’s  Form  8-K  on  August  19,  2016,
Commission File No. 000-15905)

Collateral Assignment of Master Easement Agreement by Blue Dolphin Pipe Line Company for the benefit of Lazarus Energy Holdings, LLC
dated August 15, 2016 (incorporated by reference to Exhibit 10.4 filed with Blue Dolphin’s Form 8-K on August 19, 2016, Commission File No.
000-15905)

Promissory  Note  dated  March  31,  2017,  of  Blue  Dolphin  Energy  Company  in  favor  of  Lazarus  Energy  Holdings,  LLC  (incorporated  by
reference to Exhibit 10.1 filed with Blue Dolphin’s Form 10-Q on May 15, 2017, Commission File No. 000-15905)

Amended  and  Restated  Promissory  Note  dated  March  31,  2017,  of  Blue  Dolphin  Energy  Company  in  favor  of  Ingleside  Crude,  LLC
(incorporated by reference to Exhibit 10.2 filed with Blue Dolphin’s Form 10-Q on May 15, 2017, Commission File No. 000-15905)

Amended and Restated Promissory Note dated March 31, 2017, of Blue Dolphin Energy Company in favor of Lazarus Capital, LLC (Jonathan
Carroll) (incorporated by reference to Exhibit 10.3 filed with Blue Dolphin’s Form 10-Q on May 15, 2017, Commission File No. 000-15905)

Amended and Restated Operating Agreement effective as of April 1, 2017, between Lazarus Energy Holdings, LLC, Lazarus Energy, LLC, and
Blue Dolphin Energy Company (incorporated by reference to Exhibit 10.4 filed with Blue Dolphin’s Form 10-Q on May 15, 2017, Commission
File No. 000-15905)

Amended and Restated Promissory Note dated June 30, 2017, of Blue Dolphin Energy Company in favor of Lazarus Energy Holdings, LLC
(incorporated by reference to Exhibit 10.1 filed with Blue Dolphin’s Form 10-Q on October 12, 2017, Commission File No. 000-15905)

Amended  and  Restated  Guaranty  Fee  Agreement  between  Jonathan  Carroll  and  Lazarus  Refining  &  Marketing,  LLC  (incorporated  by
reference to Exhibit 10.2 filed with Blue Dolphin’s Form 10-Q on October 12, 2017, Commission File No. 000-15905)

Amended and Restated Guaranty Fee Agreement between Jonathan Carroll and Lazarus Refining & Marketing LLC (incorporated by reference
to Exhibit 10.3 filed with Blue Dolphin’s Form 10-Q on October 12, 2017, Commission File No. 000-15905)

Amended and Restated Guaranty Fee Agreement between Jonathan Carroll and Lazarus Energy, LLC (incorporated by reference to Exhibit
10.4 filed with Blue Dolphin’s Form 10-Q on October 12, 2017, Commission File No. 000-15905)

Line of Credit, Guarantee and Security Agreement among Pilot Travel Centers LLC, Nixon Product Storage, LLC and the other loan parties
hereto dated as of May 3, 2019 (as amended and restated as of May 9, 209 and May 10, 2019) (incorporated by reference to Exhibit 10.2 filed
with Blue Dolphin’s Form 10-Q on August 14, 2019, Commission File No. 000-15905)

Pledge Agreement between Pilot Travel Centers LLC and Blue Dolphin Energy Company dated as of May 3, 2019  (incorporated by reference
to Exhibit 10.3 filed with Blue Dolphin’s Form 10-Q on August 14, 2019, Commission File No. 000-15905)

First Amendment and Restatement Agreement among Pilot Travel Centers LLC, Nixon Product Storage, LLC and the other loan parties hereto
dated as of May 9, 2019 (incorporated by reference to Exhibit 10.4 filed with Blue Dolphin’s Form 10-Q on August 14, 2019, Commission File
No. 000-15905)

Second  Amendment  and  Restatement  Agreement  among  Pilot  Travel  Centers  LLC,  Nixon  Product  Storage,  LLC  and  the  other  loan  parties
hereto  dated  as  of  May  10,  2019  (incorporated  by  reference  to  Exhibit  10.5  filed  with  Blue  Dolphin’s  Form  10-Q  on  August  14,  2019,
Commission File No. 000-15905)

Pledge Agreement between Pilot Travel Centers LLC and Blue Dolphin Energy Company dated as of May 3, 2019  (incorporated by reference
to Exhibit 10.6 filed with Blue Dolphin’s Form 10-Q on August 14, 2019, Commission File No. 000-15905)

Notice from Veritex Community Bank to Lazarus Energy, LLC, Blue Dolphin Energy Company, Lazarus Refining & Marketing, LLC, Lazarus
Energy  Holdings,  LLC,  Lazarus  Marine  Terminal  I,  LLC  and  Jonathan  Pitts  Carroll,  Sr.  dated  April  30,  2019  (incorporated  by  reference  to
Exhibit 10.7 filed with Blue Dolphin’s Form 10-Q on August 14, 2019, Commission File No. 000-15905)

Blue Dolphin Energy Company

 December 31, 2020

 Page
90

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
  
  
 
Exhibit List

10.56

14.1

21.1**

23.1**

31.1**

32.1**

99.1

99.2

Amendment No. 1 to Line of Credit, Guarantee and Security Agreement among Pilot Travel Centers LLC, Nixon Product Storage, LLC and the
other  loan  parties  hereto  dated  as  of  September  3,  2019  (incorporated  by  reference  to  Exhibit  10.1  filed  with  Blue  Dolphin’s  Form  10-Q  on
November 14, 2019, Commission File No. 000-15905)

Code of Ethics applicable to the Chairman, Chief Executive Officer and Senior Financial Officer (incorporated by reference to Exhibit 14.1 filed
with Blue Dolphin’s Form 10-KSB on March 25, 2005, Commission File No. 000-15905)

  List of Subsidiaries of Blue Dolphin

  Consent of UHY LLP

  Jonathan P. Carroll Certification Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to section 302 of the Sarbanes-Oxley Act of 2002

  Jonathan P. Carroll Certification Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002

Amended and Restated Audit Committee Charter as reviewed by the Board of Directors of Blue Dolphin on November 15, 2018 (incorporated
by reference to Appendix A filed with Blue Dolphin’s Proxy Statement on Form DEF 14A on November 15, 2018, Commission File No. 000-
15905)

Compensation Committee Charter as reviewed by the Board of Directors of Blue Dolphin on November 15, 2018 (incorporated by reference to
Appendix B filed with Blue Dolphin’s Proxy Statement on Form DEF 14A on November 15, 2018, Commission File No. 000-15905)

101.INS**
101.SCH**
101.CAL**
101.LAB**
101.PRE**
101.DEF**
_______________

XBRL Instance Document
XBRL Taxonomy Schema Document
XBRL Calculation Linkbase Document
XBRL Label Linkbase Document
XBRL Presentation Linkbase Document
XBRL Definition Linkbase Document

*    Management Compensation Plan
**  Filed herewith

  Remainder of Page Intentionally Left Blank

Blue Dolphin Energy Company

 December 31, 2020

 Page
91

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
   
 
 
   
 
   
 
   
 
   
 
   
 
 
   
 
 
 
 
 
 
  
 
Signature Page

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its

behalf by the undersigned, thereunto duly authorized.

  BLUE DOLPHIN ENERGY COMPANY

(Registrant)

March 31, 2021

  By:

/s/ JONATHAN P. CARROLL
Jonathan P. Carroll
Chief Executive Officer, President,
Assistant Treasurer and Secretary
(Principal Executive Officer, Principal Financial Officer, and Principal Accounting
Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and
in the capacities and on the dates indicated.

Signature

Title

  Date

/s/ JONATHAN P. CARROLL
Jonathan P. Carroll

/s/ RYAN A. BAILEY
Ryan A. Bailey

/s/ AMITAV MISRA
Amitav Misra

/s/ CHRISTOPHER T. MORRIS
Christopher T. Morris

/s/ HERBERT N. WHITNEY
Herbert N. Whitney

Blue Dolphin Energy Company

Chairman of the Board, Chief Executive Officer, President,
Assistant Treasurer and Secretary (Principal Executive Officer,
Principal Financial Officer, and Principal Accounting Officer)

  March 31, 2021

Director

Director

Director

Director

  March 31, 2021

  March 31, 2021

  March 31, 2021

  March 31, 2021

 December 31, 2020

 Page
92

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
List of subsidiaries of Blue Dolphin Energy Company (“Blue Dolphin”):

● Lazarus Energy, LLC, a Delaware limited liability company;
● Lazarus Refining & Marketing, LLC, a Delaware limited liability company
● Nixon Product Storage, LLC, a Delaware limited liability company
● Blue Dolphin Pipe Line Company, a Delaware corporation;
● Blue Dolphin Petroleum Company, a Delaware corporation;
● Blue Dolphin Services Co., a Texas corporation;
● Blue Dolphin Exploration Company, a Delaware corporation; and
● Petroport, Inc., a Delaware corporation.

Exhibit 21.1

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
  Exhibit 23.1

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We  hereby  consent  to  the  incorporation  by  reference  in  the  Registration  Statements  on  Form  S-3  (Nos.  333-134156,  333-38606  and  333-124908)  of  Blue
Dolphin Energy Company of our report dated March 31, 2021, relating to our audit of the consolidated financial statements, which appear in this Annual Report
on Form 10-K for the year ended December 31, 2020.

/s/ UHY LLP
UHY LLP

Sterling Heights, Michigan
March 31, 2021

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
Exhibit 31.1

I, Jonathan P. Carroll, certify that:

1.

2.

3.

4.

I have reviewed this annual report on Form 10-K of Blue Dolphin Energy Company (the “Registrant”).

Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements  made,  in  light  of  the  circumstances  under  which  such  statements  were  made,  not  misleading  with  respect  to  the  periods  covered  by  this
annual report;

Based on my knowledge, the financial statements and other financial information included in this annual report, fairly present in all material respects the
financial condition, results of operations and cash flows of the Registrant as of, and for, the periods presented in this annual report;

I  am  responsible  for  establishing  and  maintaining  disclosure  controls  and  procedures  (as  defined  in  Exchange  Act  Rules  13a-15(e)  and  15d-15(e))  and
internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and I have:

a)

b)

c)

d)

Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and  procedures  to  be  designed  under  my  supervision,  to
ensure  that  material  information  relating  to  the  Registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  me  by  others  within  those
entities, particularly during the period in which this annual report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under my supervision,
to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles;

Evaluated  the  effectiveness  of  the  Registrant’s  disclosure  controls  and  procedures  and  presented  in  this  annual  report  my  conclusions  about  the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this annual report based on such evaluation; and

Disclosed  in  this  annual  report  any  change  in  the  Registrant’s  internal  control  over  financial  reporting  that  occurred  during  the  Registrant’s  most
recent  fiscal  quarter  (the  Registrant’s  fourth  fiscal  quarter  in  the  case  of  this  annual  report)  that  has  materially  affected,  or  is  reasonably  likely  to
materially affect, the Registrant’s internal control over financial reporting; and

5.

I have disclosed, based on my most recent evaluation of internal control over financial reporting, to the Registrant’s auditors and the Audit Committee of
the Registrant’s Board of Directors:

(a)

(b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely
to adversely affect the Registrant’s ability to record, process, summarize and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in the Registrant’s internal control over
financial reporting.

Date: March 31, 2021

/s/ JONATHAN P. CARROLL
Jonathan P. Carroll
Chief Executive Officer, President, Assistant Treasurer and Secretary
(Principal Executive Officer, Principal Financial Officer, and Principal Accounting Officer)

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
CERTIFICATION OF
PRINCIPAL EXECUTIVE OFFICER AND
PRINCIPAL FINANCIAL OFFICER
PURSUANT TO 18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1

In  connection  with  the  Annual  Report  of  Blue  Dolphin  Energy  Company  (the  “Blue  Dolphin”)  on  Form  10-K  for  the  period  ended  December  31,  2020  (the
“Report”),  as  filed  with  the  Securities  and  Exchange  Commission  on  the  date  hereof,  I,  Jonathan  P.  Carroll,  Chief  Executive  Officer,  President,  Assistant
Treasurer and Secretary (Principal Executive Officer, Principal Financial Officer, and Principal Accounting Officer) of Blue Dolphin, certify, pursuant to 18 U.S.C.
§1350, as adopted pursuant to §906 of the Sarbanes-Oxley Act of 2002, that to my knowledge:

1. The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

2. The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of Blue Dolphin.

/s/ JONATHAN P. CARROLL
Jonathan P. Carroll
Chief Executive Officer, President, Assistant Treasurer and Secretary
(Principal Executive Officer, Principal Financial Officer, and Principal Accounting Officer)

March 31, 2021

EDGAR Stream is a copyright of Issuer Direct Corporation, all rights reserved.