Quarterlytics / Industrials / Construction / BlueLinx Holdings Inc. / FY2019 Annual Report

BlueLinx Holdings Inc.
Annual Report 2019

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FY2019 Annual Report · BlueLinx Holdings Inc.
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BlueLinx Holdings Inc. 
201(cid:28) Annual Report 

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 10-K 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT 
OF 1934

For the fiscal year ended December 28, 2019 
OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE 
ACT OF 1934

Commission file number: 1-32383 
BlueLinx Holdings Inc.
(Exact name of registrant as specified in its charter)

Delaware

(State or other jurisdiction of
incorporation or organization)

1950 Spectrum Circle, Suite 300

Marietta GA

(Address of principal executive offices)

77-0627356

(I.R.S. Employer
Identification No.)

30067
(Zip Code)

Registrant’s telephone number, including area code: 770-953-7000 
Securities registered pursuant to Section 12(b) of the Act

Title of each class   

Common stock, par value $0.01 per share

Trading
Symbol(s)

BXC

Name of each exchange on which registered 

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes 

     No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  Yes 

     No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 
12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes 

     No 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during 
the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  Yes 

     No 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth 
company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange 
Act.

Large accelerated filer

Accelerated filer

Non-accelerated filer

Smaller reporting company

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised 
financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).  Yes 

     No 

The aggregate market value of the registrant’s common stock held by non-affiliates of the registrant as of June 29, 2019, was $179,282,700, based on the closing price on 
the New York Stock Exchange of $19.81 per share on June 28, 2019.

As of February 28, 2020, the registrant had 9,366,641 shares of common stock outstanding.

Part III of this Annual Report on Form 10-K incorporates by reference to the registrant’s definitive Proxy Statement, to be filed with the Securities and Exchange 
Commission within 120 days of the close of the fiscal year ended December 28, 2019.

DOCUMENTS INCORPORATED BY REFERENCE

 
 
 
BLUELINX HOLDINGS INC.
ANNUAL REPORT ON FORM 10-K
For the fiscal year ended December 28, 2019 

TABLE OF CONTENTS

PART I

ITEM 1
ITEM 1A
ITEM 1B
ITEM 2
ITEM 3
ITEM 4

  Business
  Risk Factors
  Unresolved Staff Comments

Properties

  Legal Proceedings
  Mine Safety Disclosures

ITEM 5

ITEM 6
ITEM 7
ITEM 7A
ITEM 8
ITEM 9
ITEM 9A
ITEM 9B

ITEM 10
ITEM 11
ITEM 12
ITEM 13
ITEM 14

ITEM 15
ITEM 16

PART II

  Market for Registrant’s Common Equity, Related Stockholder Matters, and Issuer Purchases of Equity 

Securities
Selected Financial Data

  Management’s Discussion and Analysis of Financial Condition and Results of Operations

Quantitative and Qualitative Disclosures about Market Risk
Financial Statements and Supplementary Data

  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
  Controls and Procedures
  Other Information

  Directors, Executive Officers, and Corporate Governance
  Executive Compensation

PART III

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

  Certain Relationships and Related Transactions, and Director Independence

Principal Accountant Fees and Services

PART IV

  Exhibits and Financial Statement Schedules

Form 10-K Summary
Signatures

4
8
20
20
20
20

21

21
22
31
32
64
64
66

67
67
67
67
67

68
72
73

2

 
 
 
 
 
 
 
 
 
 
 
 
 
As used herein, unless the context otherwise requires, “BlueLinx,” the “Company,” “we,” “us,” and “our” refer to 

BlueLinx Holdings Inc. and its wholly-owned subsidiaries. Reference to “fiscal 2019” refers to the 52-week period ending 
December 28, 2019. Reference to “fiscal 2018” refers to the 52-week period ended December 29, 2018. 

CAUTIONARY STATEMENT CONCERNING FORWARD-LOOKING STATEMENTS 

This Annual Report on Form 10-K contains forward-looking statements. Forward-looking statements include, without 
limitation, any statements that predict, forecast, indicate or imply future results, performance, liquidity levels or achievements, 
and may contain the words “believe,” “anticipate,” “expect,” “estimate,” “intend,” “project,” “plan,” “will be,” “will likely 
continue,” “will likely result” or words or phrases of similar meaning. Forward-looking statements are based on estimates and 
assumptions made by our management that, although believed by us to be reasonable, are inherently uncertain. Forward-
looking statements involve risks and uncertainties that may cause our business, strategy, or actual results to differ materially 
from the forward-looking statements. These risks and uncertainties include those discussed under the heading “Risk Factors” in 
Item 1A, those discussed under the heading “Management’s Discussion and Analysis of Financial Condition and Results of 
Operations in Item 7, and those discussed elsewhere in this report and in future reports that we file with the Securities and 
Exchange Commission. We operate in a changing environment in which new risks can emerge from time to time. It is not 
possible for management to predict all of these risks, nor can it assess the extent to which any factor, or a combination of 
factors, may cause our business, strategy, or actual results to differ materially from those contained in forward-looking 
statements. Given these risks and uncertainties, we caution you not to place undue reliance on forward-looking statements. We 
expressly disclaim any obligation to update or revise any forward-looking statement as a result of new information, future 
events or otherwise, except as required by law.

3

ITEM 1.  BUSINESS

Company Overview

PART I

We are a leading distributor of building and industrial products in the United States (“U.S.”). We are headquartered in 
Georgia, with executive offices located at 1950 Spectrum Circle, Marietta, Georgia, and we operate our distribution business 
through a broad network of distribution centers. We serve many major metropolitan areas in the U.S., and deliver building and 
industrial products to a variety of wholesale and retail customers.

We were incorporated in the State of Georgia on March 8, 2004, as ABP Distribution Holdings, Inc. (“ABP”). ABP 
subsequently merged into BlueLinx Holdings Inc., a Delaware corporation formed on August 26, 2004, in connection with the 
spin-off by Georgia-Pacific Corporation of its building products distribution division. On December 17, 2004, we 
consummated an initial public offering of our common stock.

Significant Recent Transactions

Real Estate Transactions

During the second quarter of 2019, we completed real estate financing transactions through sale-leaseback arrangements 

on two of our distribution facilities for gross proceeds of $45.0 million.  Net proceeds from the transactions were used to repay 
indebtedness under our term loan and revolving credit facility. Upon completion of the transactions, we entered into long-term 
leases with multiple renewal options on the properties.

Subsequent to the end of fiscal 2019, we completed real estate financing transactions through sale-leaseback arrangements 
on fourteen of our distribution facilities for gross proceeds of $78.3 million. Net proceeds from these transactions were used to 
repay indebtedness under our term loan. Upon completion of the transactions, we entered into long-term leases with multiple 
renewal options on the properties. These real estate financing transactions are described in further detail in Note 16 to our 
Consolidated Financial Statements.

Pension Plan - Lump Sum Offer

During the fourth quarter of 2019, we completed the offering of a voluntary lump sum payment option to certain qualified 
former employees or their beneficiaries who were vested participants in the BlueLinx Corporation Hourly Pension Plan. Lump 
sum payments made in connection with the offer totaled $9.7 million, and were funded with existing plan assets.  These lump 
sum payments decreased our related overall projected benefit obligation by approximately $12.2 million.  We also recorded a 
related settlement charge of $2.8 million.

Fiscal Year

Fiscal 2019 and fiscal 2018 each were comprised of 52 weeks. 

Products and Services

We distribute products in two principal categories: structural products and specialty products. Structural products, which 
represented approximately 33% and 36% of our fiscal 2019 and fiscal 2018 net sales, respectively, include plywood, oriented 
strand board, rebar and remesh, lumber and other wood products primarily used for structural support and walls in construction 
projects. Specialty products, which represented approximately 67% and 64% of our fiscal 2019 and fiscal 2018 net sales, 
respectively, include engineered wood products, moulding, siding (including vinyl products), cedar, metal products (excluding 
rebar and remesh) and insulation. In some cases, these products are branded by us.

We also provide a wide range of value-added services and solutions to our customers and suppliers including:

• 
• 
• 
• 

• 

providing “less-than-truckload” delivery services;
pre-negotiated program pricing plans;
inventory stocking;
automated order processing through an electronic data interchange, or “EDI”, that provides a direct link between us 
and our customers;
intermodal distribution services, including railcar unloading and cargo reloading onto customers’ trucks; 

4

•  milling and fabrication services; and
• 

backhaul services, when otherwise empty trucks are returning from customer deliveries.

During fiscal 2019, we changed our internal product hierarchy within our structural and specialty product categories. As a 
result, amounts for fiscal 2018 disclosed above have been reclassified to conform to the revised product mix of structural and 
specialty products.

Distribution Channels

We sell products through three main distribution channels: warehouse sales, reload sales, and direct sales.

Warehouse sales are delivered from our warehouses to our customers. Reload sales are similar to warehouse sales but are 

shipped from third-party warehouses where we store owned product to enhance operating efficiencies. This channel is 
employed primarily to service strategic customers that would be less economical to service from our warehouses, and to 
distribute large volumes of imported products from port facilities. Warehouse and reload sales accounted for approximately 
82% of our fiscal 2019 and 2018 gross sales. 

Direct sales are shipped from the manufacturer to the customer without our taking physical possession of the inventory. 

This distribution channel requires the lowest amount of committed capital and fixed costs. Direct sales accounted for 
approximately 18% our fiscal 2019 and 2018 gross sales.

Competition

The U.S. building products distribution market is a highly fragmented market, served by national and multi-regional 
distributors, regionally focused distributors, and independent local distributors. Local and regional distributors tend to be 
closely held and often specialize in a limited number of product segments, in which they may offer a broader selection of 
products. Some of our national and multi-regional competitors are part of larger companies and, therefore, may have access to 
greater financial and other resources than those to which we have access. We compete on the basis of breadth of product 
offering, consistent availability of product, product price and quality, reputation, service, and distribution facility location.

Two of our largest competitors are Boise Cascade Company and Weyerhaeuser Company. Most major markets in which we 

operate are served by the distribution arm of at least one of these companies.

Seasonality

We are exposed to fluctuations in quarterly sales volumes and expenses due to seasonal factors common in the building 

products distribution industry. The first and fourth quarters are typically our slowest quarters due to the impact of unfavorable 
weather on the construction market. Our second and third quarters are typically our strongest quarters, reflecting an increase in 
construction due to more favorable weather conditions. Our working capital, accounts receivable, and accounts payable 
generally peak in the third quarter, while inventory generally peaks in the second quarter in anticipation of the summer building 
season.

Employees

As of December 28, 2019, we employed approximately 2,200 employees, of which approximately 99% are full time. 
Approximately 20% of our employees were covered by collective bargaining agreements (“CBAs”) negotiated between the 
company and various local unions. Three of those CBAs covering approximately 30 employees are up for renewal in fiscal 
2020.

Information About Our Executive Officers

The following are the executive officers of the Company as of March 11, 2020:

Mitchell B. Lewis, age 58, has served as our President and Chief Executive Officer, and as a Director of BlueLinx Holdings 

Inc., since January 2014. Mr. Lewis has held numerous leadership positions in the building products industry since 1992. Mr. 
Lewis served as a director and as President and Chief Executive Officer of Euramax Holdings, Inc., a building products 
manufacturer, from February 2008 through November 2013. Mr. Lewis also served as Chief Operating Officer in 2005, 
Executive Vice President in 2002, and group Vice President in 1997 of Euramax Holdings, Inc. and its predecessor companies. 
Prior to being appointed group Vice President, Mr. Lewis served as President of Amerimax Building Products, Inc. Prior to 
1992, Mr. Lewis served as Corporate Counsel with Alumax Inc. and practiced law with Alston & Bird LLP, specializing in 
mergers and acquisitions. Mr. Lewis is currently a director of GMS Inc. (NYSE:GMS). Mr. Lewis received a Bachelor of Arts 
degree in Economics from Emory University, and a Juris Doctor degree from the University of Michigan.

5

Susan C. O’Farrell, age 56, has served as our Senior Vice President, Chief Financial Officer, Treasurer, and Principal 
Accounting Officer since 2014. Prior to joining us, Ms. O’Farrell was a senior financial executive holding several roles with 
The Home Depot, Inc. since 1999. As The Home Depot’s Vice President of Finance, she led teams supporting the retail 
organization. Ms. O’Farrell was also responsible for the finance function for The Home Depot’s At Home Services Group. Ms. 
O’Farrell led the financial operations of The Home Depot, and she served as the VP Finance for the Northern Division of the 
company. Ms. O’Farrell began her career with Andersen Consulting, LLP (now Accenture), leaving as an Associate Partner in 
1996 for a strategic information systems role with AGL Resources (now Southern Company Gas). Ms. O’Farrell earned a 
Bachelor of Science degree in Business Administration from Auburn University and completed Emory University’s Executive 
Leadership program.

Alexander S. Averitt, age 43, has served as our Chief Operating Officer since April 2018. From September 2017 to April 
2018, Mr. Averitt was President and Chief Executive Officer at Cedar Creek, LLC. He joined Cedar Creek in 2005 as a sales 
manager and served in various roles for the company, including Chief Operating Officer from April 2015 to September 2017, 
and Vice President of Information Technology from May 2014 to April 2015. Prior to joining Cedar Creek, Mr. Averitt spent 
nine years in various roles with Jeld-Wen Inc., including as a General Manager. Mr. Averitt earned a Bachelor of Professional 
Studies degree from Arkansas Tech University.

Shyam K. Reddy, age 45, has served as our Senior Vice President, Chief Administrative Officer, and Senior Vice President, 
Corporate Development, since May 2019.  Before that, he served as our Senior Vice President and Chief Transformation officer 
from April 2018 to May 2019, as our Senior Vice President, Chief Administrative Officer, General Counsel, and Corporate 
Secretary from May 2017 to April 2018, and as our Senior Vice President, General Counsel and Corporate Secretary from June 
2015 until May 2017. Prior to joining us, Mr. Reddy served as Senior Vice President, Chief Administrative Officer, General 
Counsel, and Corporate Secretary of Euramax Holdings, Inc., from March 2013 to March 2015. Before joining Euramax 
Holdings, Inc., Mr. Reddy was the Regional Administrator of the Southeast Sunbelt Region of the U.S. General Services 
Administration from March 2010 to March 2013. Prior to accepting the Presidential Appointment at the U.S. General Services 
Administration, Mr. Reddy practiced corporate law as a partner in the Atlanta office of Kilpatrick, Townsend & Stockton LLP. 
Mr. Reddy received a Bachelor of Arts degree in Political Science, and a Master of Public Health degree from Emory 
University, and also received a Juris Doctor degree from the University of Georgia.

Justin B. Heineman, age 48, has served as our Vice President, General Counsel, and Corporate Secretary since May 2018. 
Mr. Heineman joined us after 8 years with NCR Corporation (“NCR”). At NCR, Mr. Heineman served as Law Vice President, 
Chief Corporate Counsel and Assistant Secretary from October 2015 to May 2018, where he was responsible for oversight of 
the company’s corporate legal function, including mergers and acquisitions, corporate governance and securities law 
compliance. From February 2010 to October 2015, Mr. Heineman served as NCR’s Senior Corporate Counsel and Assistant 
Secretary. Prior to joining NCR, Mr. Heineman was a partner in the Atlanta office of Kilpatrick, Townsend & Stockton LLP. 
Mr. Heineman received a Bachelor of Arts degree from Duke University, and a Juris Doctor degree from The University of 
North Carolina.

Brian J. Sasadu, age 46, has served as our Chief Human Resource Officer since January 2019. Before joining BlueLinx, 
from 2003 to December 2018, Mr. Sasadu served in various roles with Coca-Cola Refreshments USA, Inc. (“CCR”), the North 
American bottling and distribution arm of The Coca-Cola Company. From July 2016 to December 2018, Mr. Sasadu served as 
CCR’s Senior Vice President, Human Resources. Before that, Mr. Sasadu served as CCR’s Vice President, Human Resources - 
Supply Chain, US Region and Commercial from April 2014 to July 2016, and as CCR’s Vice President, Labor & Employment 
practices from August 2007 to April 2014. Mr. Sasadu began his career in Atlanta at the international law firm of King & 
Spalding LLP where he practiced law with the Labor and Employment team. Mr. Sasadu received a Bachelor of Arts degree in 
Political Science and a Juris Doctor degree from the University of Florida.

Environmental and Other Governmental Regulations

The Company is subject to various federal, state, provincial, and local laws, rules, and regulations. We are subject to 
environmental laws, rules, and regulations that limit discharges into the environment, establish standards for the handling, 
generation, emission, release, discharge, treatment, storage, and disposal of hazardous materials, substances, and wastes, and 
require cleanup of contaminated soil and groundwater. These laws, ordinances, and regulations are complex, change frequently, 
and have tended to become more stringent over time. Many of them provide for substantial fines and penalties, orders 
(including orders to cease operations), and criminal sanctions for violations. They may also impose liability for property 
damage and personal injury stemming from the presence of, or exposure to, hazardous substances. In addition, certain of our 
operations require us to obtain, maintain compliance with, and periodically renew environmental permits.

6

Certain of these environmental laws, including the Comprehensive Environmental Response, Compensation, and Liability 

Act, may require the investigation and cleanup of an entity’s or its predecessor’s current or former properties, even if the 
associated contamination was caused by the operations of a third party. These laws also may require the investigation and 
cleanup of third-party sites at which an entity or its predecessor sent hazardous wastes for disposal, notwithstanding that the 
original disposal activity accorded with all applicable requirements. Liability under such laws may be imposed jointly and 
severally, and regardless of fault.

We are also subject to the requirements of the U.S. Department of Labor Occupational Safety and Health Administration 

(“OSHA”). In order to maintain compliance with applicable OSHA requirements, we have established uniform safety and 
compliance procedures for our operations, and implemented measures to prevent workplace injuries.

The U.S. Department of Transportation (“DOT”) regulates our operations in domestic interstate commerce. We are subject 

to safety requirements governing interstate operations prescribed by the DOT. We are also subject to the oversight of the 
Federal Motor Carrier Safety Administration (“FMCSA”). Additionally, among other things, vehicle dimensions and driver 
hours of service are subject to both federal and state regulation. 

We have incurred and will continue to incur costs to comply with the requirements of environmental, health and safety, and 
transportation laws, ordinances, and regulations. These requirements could become more stringent in the future, and we cannot 
assure you that compliance costs will not be material.

Securities Exchange Act Reports

The Company maintains a website at www.BlueLinxCo.com. The information on the Company’s website is not 

incorporated by reference in this Annual Report on Form 10-K. We make available on or through our website certain reports, 
and amendments to those reports, that we file with or furnish to the U.S. Securities and Exchange Commission (the “SEC”) in 
accordance with the Securities Exchange Act of 1934, as amended. These include our Annual Reports on Form 10-K, Quarterly 
Reports on Form 10-Q, Current Reports on Form 8-K, and proxy statements. Additionally, our code of ethical conduct, the 
board committee charter for each of our audit committee, compensation committee, and nominating and governance 
committee, and our corporate governance guidelines are available on our website. If we amend our code of ethical conduct, or 
grant any waiver, including any implicit waiver, for any board member, our chief executive officer, our chief financial officer, 
or any other executive officer, we will disclose such amendment or waiver on our website.

We make information available on our website free of charge as soon as reasonably practicable after we electronically file 
the information with, or furnish it to, the SEC. In addition, copies of this information will be made available, free of charge, on 
written request, by writing to BlueLinx Holdings Inc., Attn: Corporate Secretary, 1950 Spectrum Circle, Suite 300, Marietta, 
Georgia, 30067.

7

ITEM 1A.  RISK FACTORS

In addition to the other information contained in this Form 10-K, including the information set forth in “Management’s 
Discussion and Analysis of Financial Condition and Results of Operations” and our financial statements and related notes, the 
following risk factors should be considered carefully in evaluating our business. Our business, financial condition, or results of 
operations could be materially adversely affected by any of these risks. Additional risks not presently known to us or that we 
currently deem immaterial may also impair our business and operations.

We may be unable to successfully manage the effects of operational disruption caused by the integration of Cedar Creek or 
future acquisitions.

The integration of acquisitions, such as the Cedar Creek acquisition, can involve significant anticipated and unanticipated 
operational challenges, including integrating different computer, enterprise resource planning, and accounting systems, 
integrating physical facilities and inventories, and integrating acquired personnel and corporate cultures into our business. 
Addressing these challenges requires the attention of management and the diversion of resources from existing operations. Our 
failure to manage these operational challenges effectively and at anticipated costs could result in disruptions in overall 
operating performance and deficiencies in customer service of the combined business. These disruptions and deficiencies 
could, and in certain cases with respect to the Cedar Creek integration did, lead to increased costs, order and delivery errors, 
inventory and billing errors, the loss of employees, or the loss of customers, suppliers, or products either overall or in certain 
markets, which could adversely affect our financial condition, operating results, and cash flows.

As part of our overall strategy, we may make additional acquisitions or investments in the future. These acquisitions or 
investments would be subject to the same risks and uncertainties described above. If we do not effectively manage those risks 
and uncertainties, our financial condition, operating results, and cash flows may be negatively affected.

Our level of indebtedness could limit our financial and operating activities and adversely affect our ability to incur 
additional debt to fund future needs.

At December 28, 2019, we had approximately $327 million of debt outstanding under our revolving credit facility, and 
approximately $147 million of debt outstanding under our term loan facility. While we significantly reduced the debt 
outstanding under our term loan facility following the end of fiscal 2019, our level of indebtedness could still have considerable 
consequences for us. For example, our substantial indebtedness could:

•  make us more vulnerable to general adverse economic and industry conditions; 
• 

limit our ability to obtain additional financing for working capital, capital expenditures, acquisitions, and other general 
corporate requirements; 
expose us to interest rate fluctuations because the interest rate on the debt under our revolving credit facility is 
variable; 
require us to dedicate a substantial portion of our cash flows to payments on our debt, thereby reducing the availability 
of our cash flows for operations and other purposes; 
limit our flexibility in planning for, or reacting to, changes in our business, and the industry in which we operate; and 
place us at a competitive disadvantage compared to competitors that may have proportionately less debt, and therefore 
may be in a better position to obtain more favorable credit terms. 

• 

• 

• 
• 

If compliance with our debt obligations materially limits our financial or operating activities, or hinders our ability to adapt to 
changing industry conditions, we may lose market share, our revenue may decline and our operating results may be negatively 
affected.

Our cash flows and capital resources may be insufficient to make required payments on our indebtedness or future 
indebtedness.

Our ability to make scheduled payments under our revolving credit facility and term loan facility depends on our successful 
financial and operating performance, cash flows, and capital resources, which in turn depend upon prevailing economic 
conditions and certain financial, business, and other factors, many of which are beyond our control. These factors include, 
among others:

• 
• 
• 

economic and demand factors affecting the building products distribution industry; 
external factors affecting availability of credit; 
pricing pressures; 

8

• 
• 
• 
• 

increased operating costs; 
competitive conditions;
operational disruption associated with the Cedar Creek integration; and
other operating difficulties.

If our cash flows and capital resources are insufficient to fund our debt service obligations, we may be forced to reduce or delay 
capital expenditures, sell material assets or operations, obtain additional capital, or restructure our debt. There is no assurance 
that we could obtain additional capital or refinance our debt on terms acceptable to us, or at all. If we are required to dispose of 
material assets or operations to meet our debt service and other obligations, the value realized on the disposition of such assets 
or operations will depend on market conditions and the availability of buyers. Accordingly, any such sale may not, among other 
things, be for a sufficient dollar amount to repay our indebtedness. If we do not make scheduled payments on our debt, we will 
be in default and the outstanding principal and interest on our debt could be declared to be due and payable, in which case we 
could be forced into bankruptcy or liquidation or required to substantially restructure or alter our business operations or debt 
obligations.

The instruments governing our indebtedness contain various covenants limiting the discretion of our management in 
operating our business, including requiring us to maintain a minimum level of excess liquidity.

Our revolving credit facility and term loan facility contain various restrictive covenants and restrictions, including customary 
financial covenants that limit management’s discretion in operating our business. In particular, these instruments limit our 
ability to, among other things:

incur additional debt;
grant liens on assets;

• 
• 
•  make investments;
• 
• 
•  make fundamental business changes.

sell or acquire assets, including certain real estate assets, outside the ordinary course of business;
engage in transactions with affiliates; and

The term loan facility also contains certain affirmative covenants, and requires us to comply with a total net leverage ratio 
regarding our debt relative to our Consolidated EBITDA (as defined in the term loan facility) as long as the principal balance of 
the facility exceeds $45.0 million.

Borrowings under the revolving credit facility are subject to availability under the Borrowing Base (as defined in the Credit 
Agreement). We are required to repay revolving loans thereunder to the extent that they exceed the Borrowing Base then in 
effect. In addition, if availability above the Borrowing Base (i.e., excess availability) falls below the greater of (i) $50.0 million 
and (ii) 10% of the lesser of (a) the Borrowing Base, and (b) the maximum permitted credit at such time, the revolving credit 
facility requires us to maintain a fixed charge coverage ratio of 1.0 to 1.0 until such time as our excess availability has been at 
least (i) $50.0 million and (ii) 10% of the lesser of (a) the Borrowing Base, and (b) the maximum permitted credit at such time 
for a period of 30 days.

These covenants and restrictions could affect our ability to operate our business, and may limit our ability to react to market 
conditions or take advantage of potential business opportunities as they arise. Additionally, our ability to comply with these 
covenants may be affected by events beyond our control, including general economic and credit conditions and industry 
downturns.

If we fail to comply with these covenants and restrictions, a default may allow the creditors under the relevant instruments to 
accelerate the related debts and to exercise their remedies under these agreements, which typically will include the right to 
declare the principal amount of that debt, together with accrued and unpaid interest, and other related amounts, immediately 
due and payable, to exercise any remedies the creditors may have to foreclose on assets that are subject to liens securing that 
debt, and to terminate any commitments they had made to supply further funds.

Borrowings under our revolving credit facility and term loan facility bear interest at a variable rate, which subjects us to 
interest rate risk, which could cause our debt service obligations to increase significantly.

Borrowings under our revolving credit facility and term loan facility are at variable rates of interest and expose us to interest 
rate risk. If interest rates increase, our debt service obligations on this variable rate indebtedness would increase even though 
the amount borrowed remained the same. Although we may elect in the future to take certain actions to reduce interest rate 

9

volatility in connection with our variable rate borrowings, we cannot provide assurances that we will be able to do so or that 
those actions will be effective.

Despite our current levels of debt, we may still incur more debt, which would increase the risks described in these risk 
factors relating to indebtedness.

The agreements relating to our debt significantly limit, but do not prohibit, our ability to incur additional debt. In addition, 
certain types of liabilities are not considered “Indebtedness” under the agreements relating to our debt. Accordingly, we could 
incur additional debt or similar liabilities in the future. If new debt or similar liabilities are added to our current debt levels, the 
related risks that we now face could increase.

Certain of our products are commodities and fluctuations in prices of these commodities could affect our operating results.

Many of the building products that we distribute, including oriented strand board, plywood, lumber, and rebar, are commodities 
that are widely available from other distributors or manufacturers, with prices and volumes determined frequently in an auction 
market based on participants’ perceptions of short-term supply and demand factors. Prices of commodity products can also 
change as a result of national and international economic conditions, labor and freight costs, competition, market speculation, 
government regulation, and trade policies, as well as from periodic delays in the delivery of products. Short-term increases in 
the cost of these materials, some of which are subject to significant fluctuations, are sometimes passed on to our customers, but 
our pricing quotation periods and pricing pressure from our competitors may limit our ability to pass on such price changes. We 
may also be limited in our ability to pass on increases in freight costs on our products.

At times, the sale price for any one or more of the products we produce or distribute may fall below our purchase costs, 
requiring us to incur losses on product sales. Therefore, our profitability with respect to these commodity products depends, in 
significant part, on managing our cost structure. Commodity product prices could be volatile in response to operating rates and 
inventory levels in various distribution channels. Commodity price volatility affects our distribution business, with falling price 
environments generally causing reduced revenues and margins, potentially resulting in substantial declines in profitability and 
possible net losses.

Adverse housing market conditions may negatively impact our business, liquidity, and results of operations, and increase 
the credit risk from our customers.

Our business depends to a significant degree on the new residential construction market and, in particular, single family home 
construction. The homebuilding industry peaked in 2005, and then underwent a significant decline. Although the homebuilding 
industry has improved and continues to improve, it is still far below its historical averages. According to the U.S. Census 
Bureau, actual single-family housing starts in the United States during 2019 increased 1.5% from 2018 levels, but remain 41% 
below their peak in 2005. The multi-year downturn in the homebuilding industry resulted in a substantial reduction in demand 
for the products we provide. We cannot predict the duration of the current housing industry market conditions or the timing or 
strength of any continued recovery of housing activity in our markets. The homebuilding industry also may not recover to 
historical levels. Continued weakness in the new residential construction market would have a material adverse effect on our 
business, financial condition, and operating results. Factors impacting the level of activity in the residential new construction 
markets include changes in interest rates, unemployment rates, high foreclosure rates and unsold/foreclosure inventory, 
availability of financing, labor costs and availability, vacancy rates, local, state and federal government regulation (including 
mortgage interest deductibility and other tax laws), weakening in the U.S. economy or of any regional or local economy in 
which we operate, availability of supplies, and shifts in populations away from the markets that we serve. In addition, the 
mortgage markets periodically experience disruption and reduced availability of mortgages for potential homebuyers due to 
more restrictive standards to qualify for mortgages, including with respect to new home construction loans. Because of these 
factors, there may be fluctuations in our operating results, and the results for any historical period may not be indicative of 
results for any future period.

We also rely on residential repair and remodel activity levels. Historically, residential repair and remodeling activity has 
decreased in slow economic periods. General economic weakness, elevated unemployment levels, mortgage delinquency and 
foreclosure rates, limitations in the availability of mortgage and home improvement financing, and lower housing turnover all 
limit consumers’ spending, particularly on discretionary items, and affect their confidence level leading to reduced spending on 
home improvement projects. Depressed activity levels in consumer spending for home improvement construction would 
adversely affect our business, liquidity, results of operations, and financial position. Furthermore, economic weakness causes 
unanticipated shifts in consumer preferences and purchasing practices, and in the business models and strategies of our 
customers. Such shifts may alter the nature and prices of products demanded by the end consumer, and, in turn, our customers 
and could adversely affect our operating performance.

10

In addition, we extend credit to numerous customers who are generally susceptible to the same economic business risks that we 
are. Unfavorable housing market conditions could result in financial failures of one or more of our significant customers. 
Furthermore, we may not necessarily be aware of any deterioration in our customers’ financial position. If our larger customers’ 
financial positions were to become impaired, our ability to fully collect receivables from such customers could be impaired and 
negatively affect our operating results, cash flow and liquidity.

We are subject to disintermediation risk.

As customers continue to consolidate or otherwise increase their purchasing power, they are better able, and may choose, to 
purchase products directly from the same suppliers that use us for distribution. In addition, our suppliers may elect to distribute 
some or all of their products directly to end-customers in one or more markets. This process of disintermediation can put us at 
risk of losing business from a customer, or of losing entire product lines or categories, or distribution territories, from suppliers. 
Disintermediation also adversely impacts our ability to obtain favorable pricing from suppliers and optimize margins and 
revenue with respect to our customers. As a result, continued disintermediation could have a negative impact on our financial 
condition and operating results.

Our industry is highly cyclical, and prolonged periods of weak demand or excess supply may reduce our net sales and/or 
margins, which may cause us to incur losses or reduce our net income.

The building products distribution industry is subject to cyclical market pressures. Prices of building products are determined 
by overall supply and demand in the market. Market prices of building products historically have been volatile and cyclical, 
and we have limited ability to control the timing and amount of pricing changes. Demand for building products is driven 
mainly by factors outside of our control, such as general economic and political conditions, interest rates, availability of 
mortgage financing, the construction, repair and remodeling markets, industrial markets, weather, and population growth. The 
supply of building products fluctuates based on available manufacturing capacity, and excess capacity in the industry can result 
in significant declines in market prices for those products. To the extent that prices and volumes experience a sustained or sharp 
decline, our net sales and margins likely would decline as well. Because we have substantial fixed costs, a decrease in sales and 
margin generally may have a significant adverse impact on our financial condition, operating results, and cash flows.

We may be unable to effectively manage our inventory relative to our sales volume or as the prices of the products we 
distribute fluctuate, which could affect our business, financial condition, and operating results.

We purchase many of our products directly from manufacturers, which are then sold and distributed to customers. We must 
maintain, and have adequate working capital to purchase, sufficient inventory to meet customer demand. Due to the lead times 
required by our suppliers, we order products in advance of expected sales. As a result, we are required to forecast our sales and 
purchase accordingly. In periods characterized by significant changes in the overall economy and activity in the residential and 
commercial building and home repair and remodel industries, it can be especially difficult to forecast our sales accurately. We 
must also manage our working capital to fund our inventory purchases. Such issues and risks can be magnified by the diversity 
of product mix our business units carry, with over 50,000 SKUs across multiple major product categories. Excessive increases 
in the market prices of certain building products can put negative pressure on our operating cash flows by requiring us to invest 
more in inventory. In the future, if we are unable to effectively manage our inventory, our cash flows may be negatively 
affected, which could have a material adverse effect on our business, financial condition, and operating results.

Loss of key products or key suppliers and manufacturers could affect our financial health.

Our ability to offer a wide variety of products to our customers is dependent upon our ability to obtain adequate product supply 
from manufacturers and other suppliers. Generally, our products are obtainable from various sources and in sufficient 
quantities. However, the loss of, or a substantial decrease in the availability of, key products from our suppliers, or the loss of 
key supplier arrangements, could adversely impact our financial condition, operating results, and cash flows. Although in many 
instances we have agreements with our suppliers, these agreements are generally terminable by either party on limited notice. 
Failure by our suppliers to continue to supply us with products on commercially reasonable terms, or at all, could have a 
material adverse effect on our financial condition, operating results, and cash flows.

Our dependence on international suppliers and manufacturers for certain products exposes us to risks that could affect our 
financial condition.

Many of our suppliers and manufacturers are located outside of the United States. Thus, import taxes or costs, including new or 
increased tariffs, anti-dumping duties, countervailing duties, or similar duties, some of which could be applied retroactively, 
could increase the cost of the products that we distribute. In addition, quotas, embargoes, sanctions, safeguards, and customs 

11

restrictions, as well as foreign labor strikes, work stoppages, or boycotts, could reduce the supply of the products available to 
us. If we become subject to a reduction in available supply of imported products and we are unable to mitigate that reduction 
through alternative sources, or if the costs of our imported products increase and we are not able to pass along those increased 
costs to our customers, then our business, financial condition, and results of operations could be adversely affected.

The rapid spread of contagious illness could have a material adverse effect on our business and results of operations.

In December 2019, a novel strain of coronavirus was reported to have surfaced in Wuhan, China. This virus may cause  
disruption to the global supply chain and financial markets. Disruptions to the global supply chain could impact our ability to 
source products from our suppliers, many of whom are located outside of the United States, including China. Any disruptions 
to our supply chain as a result of the recent coronavirus outbreak cannot be reasonably estimated at this time but could, if we 
are unable to mitigate critical shortages by securing inventory from other sources, have an adverse impact on our financial 
condition and results of operations in future periods. In addition, a significant outbreak of epidemic, pandemic, or contagious 
diseases such as the coronavirus in the human population could result in a widespread health crisis that could adversely affect 
the economies and financial markets of many countries, resulting in an economic downturn that could affect the supply or 
demand for our products. The extent to which the coronavirus or or any other epidemic, pandemic, or contagious disease may 
have an impact on our results will depend on future developments, which are highly uncertain and cannot be predicted, 
including new information which may emerge concerning the severity of the coronavirus and the actions to contain the 
coronavirus or treat its impact, among others.

Our industry is highly fragmented and competitive. If we are unable to compete effectively, our net sales and operating 
results may be reduced.

The building and industrial products distribution industry is highly fragmented and competitive, and the barriers to entry for 
local competitors are relatively low. Competitive factors in our industry include pricing, availability of product, service, 
delivery capabilities, customer relationships, geographic coverage, and breadth of product offerings. Also, financial stability is 
important to suppliers and customers in choosing distributors for their products, and affects the favorability of the terms on 
which we are able to obtain our products from our suppliers and sell our products to our customers.

Some of our competitors have less financial leverage or are part of larger companies, and, therefore, may have access to greater 
financial and other resources than those to which we have access. Finally, we may not be able to maintain our costs at a level 
sufficiently low for us to compete effectively. If we are unable to compete effectively, our net sales and net income may be 
reduced.

Consolidation among competitors and customers could negatively impact our business.

Our competitors continue to consolidate. Among other things, this consolidation is being driven by customer needs and supplier 
capabilities, which could cause markets to become more competitive as greater economies of scale are achieved by distributors. 
Customers are increasingly aware of the total costs of fulfillment and of the need to have consistent sources of supply at 
multiple locations. We believe these customer needs could result in fewer distributors as the remaining distributors become 
larger and capable of being consistent sources of supply. There can be no assurance that we will be able to take advantage 
effectively of this trend toward consolidation. The trend in our industry toward consolidation could make it more difficult for us 
to maintain operating margins.

Our customers also continue to consolidate, and this consolidation could result in the loss of existing customers to our 
competitors. We typically do not enter into minimum purchase contracts with our customers. The loss of one or more of our 
significant customers, or their decision to purchase our products in significantly lower quantities than they have in the past, 
could significantly affect our financial condition, operating results, and cash flows.

We are subject to pricing pressures.

Large customers have historically been able to exert pressure on their outside suppliers and distributors to keep prices low in 
the highly fragmented building materials distribution industry. In addition, continued consolidation among our customers, 
particularly dealers, and their customers (i.e., homebuilders), and changes in their respective purchasing policies and payment 
practices, could result in even further pricing pressure. A decline in the prices of the products we distribute could adversely 
impact our operating results. When the prices of the products we distribute decline, customer demand for lower prices could 
result in lower sales prices and, to the extent that our inventory at the time was purchased at higher costs, lower margins. 
Alternatively, in a rising price environment, our suppliers may increase prices or reduce discounts on the products we 
distribute, and we may be unable to pass on any cost increase to our customers, thereby resulting in reduced margins and 

12

profits. Furthermore, continued consolidation among our suppliers makes it more difficult for us to negotiate favorable pricing, 
consignment arrangements, and discount programs with our suppliers, thereby resulting in reduced margins and profits. 
Overall, these pricing pressures may adversely affect our operating results and cash flows.

Our operating results depend on the successful implementation of our strategy. We may not be able to implement our 
strategic initiatives successfully, on a timely basis, or at all.

We regularly evaluate the performance of our business and, as a result of such evaluations, we have in the past undertaken and 
may in the future undertake strategic initiatives within our businesses. Strategic initiatives that we may implement now or in 
the future may not result in improvements in future financial performance and could result in additional unanticipated costs. If 
we are unable to realize the benefits of our strategic initiatives, our business, financial condition, cash flows, or results of 
operations could be adversely affected.

Our future operating results may fluctuate significantly, and our current operating results may not be a good indication of 
our future performance. Fluctuations in our quarterly financial results could affect our stock price in the future.

Our revenues and operating results have historically varied from period-to-period and we expect that they will continue to do so 
as a result of a number of factors, many of which are outside of our control. If our quarterly financial results or our predictions 
of future financial results fail to meet the expectations of securities analysts and investors, our stock price could be negatively 
affected. Any volatility in our quarterly financial results may make it more difficult for us to raise capital in the future or pursue 
acquisitions that involve issuances of our stock. In addition, because of this variability, our operating results for prior periods 
may not be effective predictors of future performance.

Factors associated with our industry, the operation of our business, and the markets for our products may cause our quarterly 
financial results to fluctuate, including:

• 

• 

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• 
• 
• 
• 
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• 
• 

• 
• 
• 
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the commodity nature of many of our products and their price movements, which are driven largely by capacity 
utilization rates and industry cycles that affect supply and demand; 
general economic conditions, including but not limited to housing starts, construction labor shortages, repair and 
remodel activity and commercial construction, foreclosure rates, interest rates, unemployment rates, and mortgage 
availability and pricing, as well as other consumer financing mechanisms, that ultimately affect demand for our 
products; 
operational disruption associated with the integration of the Cedar Creek business;
supply chain disruptions, including those caused by the spread of contagious illness;
the highly competitive nature of our industry; 
disintermediation;
the impact of actuarial assumptions and regulatory activity on pension costs and pension funding requirements; 
the financial condition and creditworthiness of our customers; 
our substantial indebtedness, including the possibility that we may not generate sufficient cash flows from operations 
or that future borrowings may not be available in amounts sufficient to fulfill our debt obligations and fund other 
liquidity needs; 
cost of compliance with government regulations;
adverse customs and tariff rulings including those relating to anti-dumping, countervailing duty, or circumvention 
investigations;
protectionist trade policies and import tariffs;
labor disruptions, shortages of skilled and technical labor, or increased labor costs;
increased healthcare costs;
the need to successfully implement succession plans for our senior managers and other associates;
our ability to successfully complete potential acquisitions, achieve expected synergies from acquisitions, or efficiently 
integrate acquired operations;
disruption in our information technology systems;
significant maintenance issues or failures with respect to our tractors, trailers, forklifts, and other major equipment;
severe weather phenomena such as drought, hurricanes, tornadoes, and fire; 
condemnations of all or part of our real property; and
fluctuations in the market for our equity. 

Any one of the factors above or the cumulative effect of some of the factors referred to above may result in significant 
fluctuations in our quarterly financial and other operating results, including fluctuations in our key metrics. The variability and 
unpredictability could result in our failing to meet our internal operating plan or the expectations of securities analysts or 

13

investors for any period. If we fail to meet or exceed such expectations for these or any other reasons, the market price of our 
shares could fall substantially and we could face costly lawsuits, including securities class action suits.

We have sold and leased back certain of our distribution centers under long-term non-cancelable leases, and may enter into 
similar transactions in the future. Many of these leases are (or will be) finance leases, and our debt and interest expense 
may increase as a result.

As a result of real estate financing transactions through sale-leaseback arrangements, certain of our distribution centers are 
leased under non-cancelable leases. These leases typically have initial terms of approximately fifteen years, and most provide 
options to renew for specified periods of time. We may enter into additional sale and lease-back transactions in the future. The 
leases resulting from these transactions are generally recognized and accounted for as finance leases, which may be counted as 
indebtedness, including for purposes of financial covenants in the agreements governing our debt, and may significantly 
increase the stated interest expense that is recognized in our income statements.

Many of our distribution centers are leased, and if we close a leased distribution center, we will still be obligated under the 
applicable lease. In addition, we may be unable to renew the leases at the end of their terms.

If we close a distribution center that is subject to a non-cancelable lease, we would remain committed to perform our 
obligations under the applicable lease, which would include, among other things, payment of the base rent, insurance, taxes, 
and other expenses on the leased property for the balance of the lease term. Management may explore offsets to remaining 
obligations, such as subleasing opportunities or negotiated lease terminations, but there can be no assurance that we can offset 
remaining obligations on commercially reasonable terms or at all. Our obligation to continue making rental payments with 
respect to leases for closed distribution centers could have a material adverse effect on our business and results of operations.

In addition, at the end of a lease term and any renewal period for a leased distribution center, or for those locations where we 
have no renewal options remaining, we may be unable to renew the lease without additional cost, if at all. If we are unable to 
renew our distribution center leases, we may close or, if possible, relocate the distribution center, which could subject us to 
additional costs and risks which could have a material adverse effect on our business. Additionally, the revenue and profit 
generated at a relocated distribution center may not equal the revenue and profit generated at the previous location.

We may not be able to monetize remaining real estate assets if we experience adverse market conditions.

We monetized a substantial amount of our real estate assets during fiscal 2019 and the first fiscal quarter of 2020, and we have 
designated certain non-operating properties as held for sale, which we currently are actively marketing. We believe there will 
be future opportunities to monetize our remaining real estate portfolio’s equity value for debt reduction and investment 
purposes via sale leaseback and other strategic real estate transactions. However, real estate investments are relatively illiquid. 
We may not be able to sell the properties we have targeted for disposition or that we may decide to monetize in the future, due 
to adverse market conditions.

We are exposed to product liability and other claims and legal proceedings related to our business and the products we 
distribute, which may exceed the coverage of our insurance.

The building products industry has been subject to personal injury and property damage claims arising from alleged exposure 
to raw materials contained in building products as well as claims for incidents of catastrophic loss, such as building fires. As a 
distributor of building materials, we face an inherent risk of exposure to product liability claims in the event that the use of the 
products we have distributed in the past or may in the future distribute is alleged to have resulted in economic loss, personal 
injury or property damage, or violated environmental, health or safety, or other laws. Such product liability claims may include 
allegations of defects in manufacturing, defects in design, a failure to warn of dangers inherent in the product, negligence, strict 
liability, or a breach of warranties. We are also from time to time subject to casualty, contract, tort, and other claims relating to 
our business, the products we have distributed in the past or may in the future distribute and the services we have provided in 
the past or may in the future provide, either directly or through third parties. We rely on manufacturers and other suppliers, 
including manufacturers and suppliers located outside of the United States, to provide us with the products we sell or distribute. 
Since we do not have direct control over the quality of products that are manufactured or supplied to us by third parties, we are 
particularly vulnerable to risks relating to the quality of such products. In addition, operating hazards, such as unloading heavy 
products, operating large machinery and driving hazards, which are inherent in our business and some of which may be outside 
of our control, can cause personal injury and loss of life, damage to or destruction of property, plant, and equipment and 
environmental damage.

14

We cannot predict or, in some cases, control the costs to defend or resolve such claims. We cannot assure you that we will be 
able to maintain suitable and adequate insurance on acceptable terms or that such insurance will provide adequate protection 
against potential liabilities, and the cost of any product liability or other proceeding, even if resolved in our favor, could be 
substantial. Additionally, we do not carry insurance for all categories of risk that our business may encounter. Any significant 
uninsured liability may require us to pay substantial amounts. There can be no assurance that any current or future claims will 
not adversely affect our financial position, cash flows, or results of operations.

A change in our product mix could adversely affect our results of operations.

Our results may be affected by a change in our product mix. Our outlook, budgeting, and strategic planning assume a certain 
mix of product sales. If actual results vary from this projected mix of product sales, our financial results could be negatively 
impacted. Additionally, gross margins vary across our product lines. If the mix of products shifts from higher margin product 
categories to lower margin product categories, our overall gross margins and profitability may be adversely affected. 
Consequently, changes in our product mix could have a material adverse impact on our financial condition and operating 
results.

Relatedly, our product sales to a customer may be dependent on the supplier and the brands we distribute. If we are unable to 
supply certain brands to our customers, then our ability to sell to existing customers and acquire new customers will be difficult 
to accomplish. As a result, our revenue, operating performance, cash flows, and net income may be adversely affected.

If petroleum prices increase, our results of operations could be adversely affected.

Petroleum prices and availability of petroleum products are subject to political, economic, and market factors that are outside 
our control. Political events in petroleum-producing regions as well as hurricanes and other weather-related events may cause 
the price of fuel to increase. Within our business units, we deliver products to our customers primarily via our fleet of trucks. 
Our operating profit may be adversely affected if we are unable to obtain the fuel we require or to fully offset the anticipated 
impact of higher fuel prices through increased prices or fuel surcharges to our customers. Besides passing fuel costs on to 
customers, we have at times entered into forward purchase contracts for fuel used at some of our facilities that protect against 
fuel price increases. If shortages occur in the supply of necessary petroleum products and we are not able to pass along the full 
impact of increased petroleum prices to our customers or otherwise protect ourselves by entering into forward purchase 
contracts, then our results of operations would be adversely affected.

We are subject to information technology security risks and business interruption risks, and may incur increasing costs in 
an effort to minimize those risks.

Our business employs information technology systems to secure confidential information, such as employee data, including 
social security numbers and personal health data. We may not have the resources or technical sophistication to anticipate or 
prevent rapidly evolving types of cyber-attacks. Any compromise of our security could result in a loss or misuse of our 
confidential information, violation of applicable privacy and other laws, significant legal and financial exposure, damage to our 
reputation, interruption of our business operations, and a loss of confidence in our security measures; any of which could harm 
our business. We may also be subject to phishing attacks, wherein individuals may fraudulently purport to be an agent of a 
reputable company in order to induce our employees to reveal information or obtain resources. We are also susceptible to 
malware, ransomware, denial of service, and other attacks that could adversely affect our information technology systems. 
Although we utilize various procedures and controls to monitor and mitigate these threats, there can be no assurance that these 
procedures and controls will be sufficient to prevent security threats from materializing. As cyber-attacks become more 
sophisticated generally, we may incur significant costs to strengthen our systems from outside intrusions, and/or obtain 
insurance coverage related to the threat of such attacks.

Additionally, our business is reliant upon information technology systems to, among other things, manage and route our sales 
calls, manage inventories and accounts receivable, make purchasing decisions, monitor our results of operations, and place 
orders with our vendors and process orders from our customers. These systems may be vulnerable to natural disasters, 
telecommunications failures and similar events, employee errors or to intentional acts of misconduct, such as security breaches 
or attacks. The occurrence of any of these events or acts, or any other unanticipated problems, could result in damage to or the 
unavailability of these systems. Such damage or unavailability could, despite any existing disaster recovery and business 
continuity arrangements, interrupt the availability of one or more of our information technology systems. We have from time to 
time experienced such disruptions and they may occur in the future. Disruptions in these systems could materially impact our 
ability to buy and sell our products, as well as generally operate our business, which could reduce our revenue.

15

We establish insurance-related deductible/retention reserves based on historical loss development factors, which could lead 
to adjustments in the future based on actual development experience.

We retain a significant portion of the accident risk under our vehicle liability and workers’ compensation insurance programs; 
and, beginning in fiscal 2018, we were self-insured for health insurance, which is limited by stop-loss coverage. Our self-
insurance accruals are based on actuarially estimated, undiscounted cost of claims, which includes claims incurred but not 
reported. While we believe our estimation processes are well designed, every estimation process is inherently subject to 
limitations. Fluctuations in the frequency or amount of claims make it difficult to precisely predict the ultimate cost of claims. 
The actual cost of claims can be different than the historical selected loss development factors because of safety performance, 
payment patterns, and settlement patterns.

Our business operations could suffer significant losses from natural disasters, catastrophes, fire, or other unexpected 
events.

While we maintain insurance covering our facilities, including business interruption insurance, our warehouse facilities could 
be materially damaged by natural disasters, such as floods, tornadoes, hurricanes, and earthquakes, or by fire, adverse weather 
conditions, civil unrest, condemnation, or other unexpected events or disruptions to our facilities. We could incur uninsured 
losses and liabilities arising from such events, including damage to our reputation, and/or suffer material losses in operational 
capacity, which could have a material adverse impact on our business, financial condition, and results of operations. In 
addition, war, terrorism, geopolitical uncertainties, and public health issues could cause damage or disruption to the global 
economy, and thus could have a material adverse effect on us, our suppliers and out customers.

We could be the subject of securities class action litigation due to stock price volatility, which could divert management’s 
attention and adversely affect our results of operations.

The stock market in general, and market prices for the securities of companies like ours in particular, have from time to time 
experienced volatility that often has been unrelated to the operating performance of the underlying companies. These broad 
market and industry fluctuations may adversely affect the market price of our common stock, regardless of our operating 
performance. In certain situations in which the market price of a stock has been volatile, holders of that stock have instituted 
securities class action litigation against the company that issued the stock. If any of our stockholders were to bring a similar 
lawsuit against us, the defense and disposition of the lawsuit could be costly and divert the time and attention of our 
management and harm our operating results.

The activities of activist stockholders could have a negative impact on our business and results of operations.

While we seek to actively engage with stockholders and consider their views on business and strategy, we could be subject to 
actions or proposals from stockholders or others that do not align with our business strategies or the interests of our other 
stockholders. Responding to these stockholders could be costly and time-consuming, disrupt our business and operations, and 
divert the attention of our Board of Directors and senior management. Uncertainties associated with such activities could 
interfere with our ability to effectively execute our strategic plan, impact long-term growth, and limit our ability to hire and 
retain personnel. In addition, actions of these stockholders may cause periods of fluctuation in our stock price based on 
temporary or speculative market perceptions or other factors that do not necessarily reflect the underlying fundamentals and 
prospects of our business.

A significant percentage of our employees are unionized. Wage increases or work stoppages by our unionized employees 
may reduce our results of operations.

As of December 28, 2019, we employed approximately 2,200 people. Approximately 20% of our employees were covered by 
collective bargaining agreements (“CBAs”) negotiated between the company and various local unions. Three of those CBAs 
covering approximately 30 employees are up for renewal in fiscal 2020.

Although we have generally had good relations with our unionized employees, and expect to renew collective bargaining 
agreements as they expire, no assurances can be provided that we will be able to reach a timely agreement as to the renewal of 
the agreements, and their expiration or continued work under an expired agreement, as applicable, could result in a work 
stoppage. In addition, we may become subject to material cost increases, or additional work rules imposed by agreements with 
labor unions. The foregoing could increase our selling, general, and administrative expenses in absolute terms and/or as a 
percentage of net sales. In addition, work stoppages or other labor disturbances may occur in the future, which could adversely 
impact our net sales and/or selling, general, and administrative expenses. All of these factors could negatively impact our 
operating results and cash flows.

16

Our ability to utilize our net operating loss carryovers may be limited.

At December 28, 2019, we had federal net operating loss (“NOL”) carryforwards of approximately $61.8 million. Under 
Sections 382 and 383 of the Internal Revenue Code of 1986, as amended, if a corporation undergoes an “ownership change,” 
the corporation’s ability to use its pre-change net operating loss carryforwards and other pre-change tax attributes to offset its 
post-change income may be limited. In general, an “ownership change” will be deemed to have occurred if there is a 
cumulative change in our ownership by “5-percent stockholders” that exceeds 50 percentage points over a rolling three-year 
period. Similar rules may apply under state tax laws. 

Sales in the underwritten public offering of 4,443,428 shares of our common stock by our former majority shareholder that 
closed on October 23, 2017 (the “Resale Offering”) caused an ownership change limitation under Section 382 to be triggered. 
That limitation could restrict our ability to use our NOL carryforwards.

In general, the annual use limitation under Section 382 is determined by multiplying the aggregate value of our stock at the 
time of the ownership change by a specified tax-exempt interest rate. However, we determined that at the date of the 2017 
deemed ownership change, we had a net unrealized built-in gain (“NUBIG”) based primarily on the built-in gains in our owned 
real estate. The NUBIG was determined based on the difference between the fair market value of our assets and their tax basis 
as of the ownership change date.  Under Section 382(h), the Section 382 limitation will be increased if and to the extent that the 
NUBIG that existed at the time of the ownership change is recognized for tax purposes after the ownership change during the 
recognition period ending on October 23, 2022.  Limitations on our ability to use NOL carryforwards to offset future taxable 
income, including gains on sales of real estate, could require us to pay U.S. federal income taxes earlier than would be required 
if such limitations were not in effect. Similar rules and limitations may apply for state income tax purposes.

Changes in actuarial assumptions for our pension plan could impact our financial results, and funding requirements are 
mandated by the Federal government.

We sponsor a defined benefit pension plan. Most of the participants in our pension plan are inactive, with all remaining active 
participants no longer accruing benefits; and the pension plan is closed to new entrants. However, unfavorable changes in 
various assumptions underlying the pension benefit obligation could adversely impact our financial results. Significant 
assumptions include, but are not limited to, the discount rate, projected return on plan assets, and mortality rates. In addition, 
the amount and timing of our pension funding obligations are influenced by funding requirements that are established by the 
Employee Retirement Income and Security Act of 1974, the Pension Protection Act, Congressional Acts, or other governing 
bodies.

Costs and liabilities related to our participation in multi-employer pension plans could increase.

We are involved in various multi-employer pension plans in the U.S. based on obligations arising under collective bargaining 
agreements. Some of these plans are significantly underfunded and may require increased contributions in the future. The 
amount of any increase or decrease in our required contributions to these multi-employer pension plans will depend upon the 
outcome of collective bargaining, actions taken by trustees who manage the plan, governmental regulations, the actual return on 
assets held in the plan, the continued viability and contributions of other employers which contribute to the plan, and the 
potential payment of a withdrawal liability, among other factors.

Under current law, an employer that withdraws or partially withdraws from a multi-employer pension plan may incur a 
withdrawal liability to the plan, which represents the portion of the plan’s underfunding that is allocable to the withdrawing 
employer under very complex actuarial and allocation rules. We have withdrawn, or partially withdrawn, from certain multi-
employer plans in the past. We may withdraw or partially withdraw from other multi-employer plans in the future. If, in the 
future, we do choose to withdraw from any additional multi-employer plans or trigger a partial withdrawal, we likely would 
need to record a withdrawal liability, which may be material to our financial results. Additionally, a mass withdrawal would 
require us to record a withdrawal liability, which may be material to our financial results, and would generally obligate us to 
make payments in perpetuity to the particular plan.

One of the plans to which we are obligated to contribute is the Central States, Southeast and Southwest Areas Pension Fund 
(the “Central States Plan”). As of January 1, 2017, the plan’s actuary certified that the plan was in critical and declining status, 
which, among other things, means the funded percentage of the plan was less than 65%. Furthermore, the plan is projected to 
become insolvent in 2025. It is unclear what will happen to this plan in the future. Our required contributions to the plan may 
increase, due to potential rehabilitation increases. In addition, if we experience a withdrawal from this plan, we may need to 
record a significant withdrawal liability. Our estimated withdrawal liability is $51.1 million if we experience a complete 

17

withdrawal from the plan during fiscal 2020. This number would likely increase if a complete withdrawal occurs in fiscal 2021 
or later, and could be significantly higher if a mass withdrawal were to occur in the future.

In the case of a complete withdrawal or a mass withdrawal, our payments to the Central States Plan would include yearly 
payments of approximately $1.0 million, which do not include payments for the partial withdrawal liability of approximately 
$0.6 million annually. In a complete withdrawal, the payments would not amortize the liability fully; however, payments for a 
complete withdrawal are limited to a 20-year period. In the case of a mass withdrawal, the liability would never amortize, and 
payments would continue indefinitely.

Our success depends on our ability to attract, train, and retain highly qualified associates and other key personnel while 
controlling related labor costs.

To be successful, we must attract, train, and retain a large number of highly qualified associates while controlling related labor 
costs. Our ability to control labor costs is subject to numerous external factors, including prevailing wage rates and health and 
other insurance costs.

In many of our markets, highly qualified associates are in high demand and we compete with other businesses for these 
associates and invest resources in training and incentivizing them. In particular, there is significant competition for qualified 
drivers in the transportation industry. And interventions and enforcement under the FMCSA Compliance, Safety, and 
Accountability program may shrink the industry’s pool of drivers as those drivers with unfavorable scores may no longer be 
eligible to drive. There can be no assurance that we will be able to attract or retain highly qualified associates in the future, 
including those employed by companies we may acquire.

As a result of labor shortages, particularly among our drivers and material handlers, we could be required to utilize temporary 
or contract labor. Using temporary or contract labor typically requires higher cost, and temporary or contract labor may be less 
productive than full-time associates. In addition, a shortage of qualified drivers could require us to increase driver 
compensation, let trucks sit idle, utilize common carriers, utilize less experienced drivers, or face difficulty meeting customer 
demands, all of which could adversely affect our growth and profitability.

Furthermore, our success is highly dependent on the continued services of our management team. The loss of services of one or 
more key members of our senior management team could have a material adverse effect on us.

Federal, state, local, and other regulations could impose substantial costs and restrictions on our operations that would 
reduce our net income.

We are subject to various federal, state, local, and other laws and regulations, including, among other things, transportation 
regulations promulgated by the U.S. Department of Transportation (the “DOT”), work safety regulations promulgated by the 
Occupational Safety and Health Administration, employment regulations promulgated by the U.S. Equal Employment 
Opportunity Commission, regulations of the U.S. Department of Labor, accounting standards issued by the Financial 
Accounting Standards Board (the “FASB”) or similar entities, and state and local zoning restrictions, building codes and 
contractors’ licensing regulations. More burdensome regulatory requirements in these or other areas may increase our general 
and administrative costs and adversely affect our financial condition, operating results, and cash flows. Moreover, failure to 
comply with the regulatory requirements applicable to our business could expose us to litigation and substantial fines and 
penalties that could adversely affect our financial condition, operating results, and cash flows.

Our transportation operations, upon which we depend to distribute products from our distribution centers, are subject to the 
regulatory jurisdiction of the DOT and the FMCSA, which have broad administrative powers with respect to our transportation 
operations. Vehicle dimensions and driver hours of service also are subject to both federal and state regulation. More restrictive 
limitations, including those on vehicle weight and size, trailer length and configuration, or driver hours of service would 
increase our costs, which, if we are unable to pass these cost increases on to our customers, may increase our selling, general 
and administrative expenses and adversely affect our financial condition, operating results, and cash flows. If we fail to comply 
adequately with the DOT and FMCSA regulations or such regulations become more stringent, we could experience increased 
inspections, regulatory authorities could take remedial action, including imposing fines or shutting down our operations, or we 
could be subject to increased audit and compliance costs. If any of these events were to occur, our financial condition, operating 
results, and cash flows could be adversely affected.

In addition, the residential and commercial construction industries are subject to various local, state and federal statutes, 
ordinances, codes, rules and regulations concerning zoning, building design and safety, construction, contractor licensing, 
energy conservation, and similar matters, including regulations that impose restrictive zoning and density requirements on the 
18

residential new construction industry or that limit the number of homes or other buildings that can be built within the 
boundaries of a particular area. Regulatory restrictions may increase our operating expenses and limit the availability of 
suitable building lots for our customers, any of which could negatively affect our business, financial condition and results of 
operations.

We are subject to federal, state, and local environmental protection laws and may have to incur significant costs to comply 
with these laws and regulations in the future.

Environmental liabilities could arise on the land that we have owned, own or lease, including as a result of the use of 
underground fuel storage tanks, and these liabilities could have a material adverse effect on our financial condition and 
performance. Federal, state, and local laws and regulations relating to the protection of the environment, including those 
regulating the use and maintenance of underground storage tanks, may require a current or previous owner or operator of real 
estate to investigate and remediate hazardous materials, substances and waste releases at or from the property. They may also 
impose liability for property damage and personal injury stemming from the presence of, or exposure to, hazardous substances. 
In addition, we could incur costs to comply with such environmental laws and regulations, the violation of which could lead to 
substantial fines and penalties.

We do not expect to pay dividends on our common stock, and the terms of our loan agreements place restrictions on our 
ability to pay dividends on our common stock, so any returns to stockholders will be limited to the value of their stock.

We have not declared or paid any cash dividends on our common stock since 2007, and we are restricted from doing so under 
the terms of our revolving credit facility and term loan facility. In addition, our term loan facility requires us to make certain 
future loan payments from our available cash flow. Regardless of the restrictions in and requirements under our loan 
agreements, or the terms of any potential future indebtedness, for the foreseeable future we anticipate that we will retain all 
available funds and earnings to support our operations and finance the growth and development of our business. Therefore, we 
do not expect to pay cash dividends in the foreseeable future, so any return to stockholders will be limited to the appreciation in 
their stock.

Changes in, or interpretation of, accounting principles could result in unfavorable accounting changes.

Our consolidated financial statements are prepared in conformity with U.S. generally accepted accounting principles and 
accompanying accounting pronouncements, implementation guidelines, and interpretations. These rules are subject to 
interpretation by the SEC and various bodies formed to interpret and create appropriate accounting principles. Changes in these 
rules or their interpretation, such as recent changes regarding lease accounting standards, could significantly change our 
reported results and may even retroactively affect previously reported transactions. Changes resulting from the adoption of new 
or revised accounting principles may result in materially different financial results and may require that we make changes to 
our systems, processes, and controls.

Transfers of our common stock may constitute a change of control under the instruments governing our indebtedness, 
which may trigger an event of default.

The agreements governing our debt provide that if at any time any person or group of persons acquires 35% or more of our 
common stock, whether inadvertently or not, then a change of control would be triggered that would result in an event of 
default under the facilities. In the event of an event of default as a result of such transfers, we may be required to repay any 
outstanding amounts earlier than anticipated, and the lenders may foreclose on their security interests in our assets or otherwise 
exercise their remedies with respect to such interests.

Our certificate of incorporation provides that the Court of Chancery of the State of Delaware is the exclusive forum for 
substantially all disputes between us and our stockholders, which could limit our stockholders’ ability to obtain a favorable 
judicial forum for disputes with us.

Our second amended and restated certificate of incorporation, as amended, provides that the Court of Chancery of the State of 
Delaware is the exclusive forum for any derivative action or proceeding brought on our behalf, any action asserting a breach of 
fiduciary duty, any action asserting a claim against us arising pursuant to the Delaware General Corporation Law, our second 
amended and restated certificate of incorporation or our amended and restated bylaws, or any action asserting a claim against 
us that is governed by the internal affairs doctrine. The choice of forum provision may limit a stockholder’s ability to bring a 
claim in a judicial forum that it finds favorable for disputes with us or our directors, officers or other employees, which may 
discourage such lawsuits against us and our directors, officers, and other employees. If a court were to find the choice of forum 
provision contained in our amended and restated certificate of incorporation to be inapplicable or unenforceable in an action, 
19

we may incur additional costs associated with resolving such action in other jurisdictions, which could harm our business and 
financial condition.

Any issuance of preferred stock could make it difficult for another company to acquire us or could otherwise adversely 
affect holders of our common stock, which could adversely affect the price of our common stock.

Our board of directors has the authority to issue preferred stock and to determine the preferences, limitations, and relative rights 
of shares of preferred stock and to fix the number of shares constituting any series and the designation of such series, without 
any further vote or action by our stockholders. Our preferred stock could be issued with voting, liquidation, dividend, and other 
rights superior to the rights of our common stock. The potential issuance of preferred stock may delay or prevent a change in 
control of us, discouraging bids for our common stock at a premium over the market price, and adversely affect the market 
price and the voting and other rights of the holders of our common stock.

ITEM 1B.  UNRESOLVED STAFF COMMENTS

None.

ITEM 2.  PROPERTIES

We operate our business out of 64 office and warehouse facilities, 54 of which are leased, and 10 of which are owned. The 

total square footage of our owned real property is approximately 1.5 million square feet, and the total square footage of our 
leased real property is approximately 9.7 million square feet. Owned warehouse facilities located in Birmingham, Alabama; 
Grand Rapids, Michigan; and Tulsa, Oklahoma were identified as held for sale as of the end of fiscal 2019.

Certain of our owned warehouse facilities secured our term loan facility at December 28, 2019. Additionally, we lease two 
warehouse facilities owned by our pension plan. The following table summarizes our real estate facilities as of March 1, 2020, 
including their inside square footage, where applicable:

Property Type
Office Space (1)
Warehouses and other real property (2)
TOTAL

(1)  Consists of our corporate headquarters in Marietta, Georgia.

(2) 

Includes properties held for sale.

Number

1
67
68

Owned
Facilities
(sq. ft.)

—
1,451,861
1,451,861

Leased
Facilities
(sq. ft.)

68,023
9,630,915
9,698,938

We also store materials in secured outdoor areas at many of our warehouse locations, which increases warehouse 
distribution and storage capacity. We believe that the majority of our facilities have sufficient capacity to meet current and 
projected distribution needs.

ITEM 3.  LEGAL PROCEEDINGS

We are, and from time to time may be, a party to routine legal proceedings incidental to the operation of our business. The 
outcome of any pending or threatened proceedings is not expected to have a material adverse effect on our financial condition, 
operating results, or cash flows, based on our current understanding of the relevant facts. Legal expenses incurred related to 
these contingencies generally are expensed as incurred. We establish reserves for pending or threatened proceedings when the 
costs associated with such proceedings become probable and can be reasonably estimated. 

ITEM 4.  MINE SAFETY DISCLOSURES

Not applicable.

20

PART II

ITEM 5.  MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS, AND ISSUER 
PURCHASES OF EQUITY SECURITIES

Our equity securities consist of one class of common stock, which is traded on the New York Stock Exchange under the 

symbol “BXC”. 

As of December 28, 2019, there were 9 shareowner accounts of record, and, as of that date, we estimate that there were 

approximately 2,543 beneficial owners holding our common stock in nominee or “street” name.

We do not pay dividends on our common stock. Any future dividend payments would be subject to the discretion of our 

Board of Directors and contractual restrictions under our revolving credit facility and our term loan facility.

The following table summarizes the Company’s common stock repurchase activity for each month of the quarter ended 

December 28, 2019:

Period

September 29 - November 2, 2019

November 3 - November 30, 2019

December 1 - December 28, 2019

Total

  Total Number  

Shares
Purchased(1)

$

$

$

—   

—   

373   

373   

Average Price

  Paid Per Share  

—

—

10.27

(1) The Company did not repurchase any of its equity securities during the period covered by this report

pursuant to any publicly announced plan or program, and no such plan or program is presently in effect.
All purchases reflected in the table above pertain to purchases of common stock by the Company in
connection with tax withholding obligations of the Company’s employees upon the vesting of such
employees’ restricted stock unit awards.

ITEM 6.  SELECTED FINANCIAL DATA

As a smaller reporting company, we are not required to provide this information.

21

 
  
  
ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATIONS

The following discussion should be read in conjunction with our consolidated financial statements and related notes and 

other financial information appearing elsewhere in this Form 10-K. In addition to historical information, the following 
discussion and other parts of this Form 10-K contain forward-looking information that involves risks and uncertainties. Our 
actual results could differ materially from those anticipated by this forward-looking information due to the factors discussed 
under “Risk Factors,” “Cautionary Statement Concerning Forward-Looking Statements,” and elsewhere in this Form 10-K.  

This section of this Form 10-K does not address certain items regarding the fiscal year ended December 30, 2017 (“fiscal 
2017”). Discussion and analysis of fiscal 2017 and year-to-year comparisons between fiscal 2018 and fiscal 2017 not included 
in this Form 10-K can be found in “Item 7. Management's Discussion and Analysis of Financial Condition and Results of 
Operations” of our Annual Report on Form 10-K for the fiscal year ended December 29, 2018.

Executive Level Overview

Company Background

BlueLinx is a leading distributor of building and industrial products in the U.S. With a combination of market position and 

geographic coverage, the buying power of centralized procurement, and the strength of a locally-focused sales force and 
service-driven logistics and operations team, BlueLinx is able to provide a wide range of value-added services and solutions to 
our customers and suppliers.

We are headquartered in Georgia, with executive offices located at 1950 Spectrum Circle, Suite 300, Marietta, Georgia, 
and we operate our distribution business through a broad network of distribution centers. We serve many major metropolitan 
areas in the U.S. and deliver building and industrial products to a variety of wholesale and retail customers.

We distribute products in two principal categories: structural products and specialty products. Structural products include 

plywood, oriented strand board, rebar and remesh, lumber, spruce, and other wood products primarily used for structural 
support, and walls in construction projects. Structural products represented approximately 33% of our fiscal 2019 net sales. 
Specialty products include engineered wood products, moulding, siding (including vinyl products), cedar, metal products 
(excluding rebar and remesh), and insulation. Specialty products accounted for approximately 67% of our fiscal 2019 net sales.

Recent Developments

Term Loan Facility

In October 2019, we amended our Term Loan Facility to, among other things, permit real estate sale leaseback transactions 
and modify the “Total Net Leverage Ratio” covenant beginning in the third quarter of 2019. The amendment also established a 
designated outstanding principal balance level required to maintain the modified “Total Net Leverage Ratio” covenant levels 
for the 2019 fourth quarter and subsequent quarters. The principal balance level was satisfied on January 31, 2020, through 
repayments from the real estate financing transactions described below under “Real Estate Transactions” and in Note 16 to the 
Consolidated Financial Statements.

On February 28, 2020, we further amended our Term Loan Facility to provide that we will not be subject to the facility’s 

quarterly “Total Net Leverage Ratio” covenant from and after the time, and then for so long as, the principal balance level 
under the facility is less than $45 million.

Revolving Credit Facility

In January 2020, we amended our Revolving Credit Facility to (i) modify the “Seasonal Period” to run from November 15, 

2019, through July 15, 2020, for the calendar year 2019, and to run from December 15 of each calendar year through April 15 
of each immediately succeeding calendar year for the calendar year 2020 and thereafter, and (ii) extend the measurement period 
in the definition of “Cash Dominion Event” from three consecutive business days to five consecutive business days. The 
amendment, which is described further in Note 16 to the Consolidated Financial Statements, better aligns advance rates under 
the facility with the seasonality associated with our business.

22

Real Estate Transactions

During the second quarter of 2019, we completed real estate financing transactions on two of our distribution centers.  We 
sold these properties for gross proceeds of $45.0 million. As a result of these real estate financing transactions, we recognized 
financing obligations in the amount of the sales price, which will be amortized over the shorter of the lives of the leases or 
financing obligations. These transactions were completed through sale-leaseback arrangements, and were accounted for as 
financing transactions, in accordance with U.S. GAAP. Net proceeds were used to reduce our outstanding Term Loan Facility 
balance. 

On December 31, 2019, we completed real estate financing transactions on four distribution centers for gross proceeds of 
$33.2 million. On January 31, 2020, we completed additional real estate financing transactions on nine distribution centers for 
gross proceeds of $37.0 million. And on February 28, 2020, we completed one additional real estate financing transaction 
transaction for gross proceeds of $8.1 million. These transactions, which were completed through sale-leaseback arrangements,  
were accounted for as financing transactions and we recognized financing obligations in the amount of the sales price, which 
will be amortized over the shorter of the lives of the leases or financing obligations under U.S. GAAP. Net proceeds from these 
transactions were used to further reduce our outstanding Term Loan Facility balance.

Industry Conditions

Many of the factors that cause our operations to fluctuate are seasonal or cyclical in nature. Our operating results have 
historically been correlated with the level of single-family residential housing starts in the U.S. At any time, the demand for 
new homes is dependent on a variety of factors, including job growth, changes in population and demographics, the availability 
and cost of mortgage financing, the supply of new and existing homes, and consumer confidence. Since 2011, the U.S. housing 
market has generally shown improvement. Single-family residential housing starts and permits trended upward at the end of 
2019, and we believe the housing market improvement trend will continue in the long term, and that we are well-positioned to 
support our customers.

Our operating results are also affected by commodity pricing. During 2019, framing lumber commodity prices recovered 
slightly from their significant 2018 declines, but commodity prices for wood panels continued the decline that began in 2018.  
These commodity pricing trends negatively impacted our financial results in fiscal 2019. We continue to closely monitor these 
pricing trends, and work to manage our business, inventory levels, and costs, accordingly.

Factors That Affect Our Operating Results

Our results of operations and financial performance are influenced by a variety of factors, including the following:

• 
• 

• 
• 
• 
• 
• 
• 

• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 

operational disruption associated with the integration of the Cedar Creek business with ours;
changes in the prices, supply, and/or demand for products that we distribute, including potential changes driven by the 
spread of contagious illnesses;
inventory management and commodities pricing;
new housing starts;
general economic and business conditions in the U.S.;
disintermediation by our customers and suppliers;
acceptance by our customers of our branded and privately branded products;
new or increased tariffs, duties (including anti-dumping and countervailing duties), and customs restrictions on the 
products we import;
financial condition and credit worthiness of our customers;
supply from key vendors;
reliability of the technologies we utilize;
activities of competitors;
changes in significant operating expenses;
fuel costs;
risk of losses associated with accidents;
exposure to product liability claims and other legal proceedings;
changes in the availability of capital and interest rates;
adverse weather patterns or conditions;
acts of cyber intrusion or other disruptions to our information technology systems;
variations in the performance of the financial markets, including the credit markets; and
the risk factors discussed under Item 1A Risk Factors and elsewhere in this Annual Report on Form 10-K.

23

Key Business Metrics

Net Sales

Net sales result primarily from the distribution of products to dealers, industrial manufacturers, manufactured housing 
producers, and home improvement retailers. All revenues recognized are net of trade allowances, cash discounts, and sales 
returns. In addition, we provide inventory to certain customers through pre-arranged agreements on a consignment basis. When 
the consigned inventory is sold by the customer, we also recognize revenue net of trade allowances. Net sales may not be 
comparable year-over-year due to acquisitions, closed facilities, and market-driven fluctuations in the prices of the inventories 
we sell.

Gross Profit

Gross profit primarily represents revenues less the product cost from our suppliers (net of earned rebates and discounts), 
including the cost of inbound freight. The costs of outbound freight, purchasing, receiving, and warehousing are included in 
selling, general, and administrative expenses within operating expenses. Our gross profit may not be comparable to that of other 
companies, as other companies may include all or some of the costs related to their distribution network in cost of sales. Market 
price fluctuations, particularly on structural products vulnerable to commodity price variability, may impact our gross profit.

Results of Operations

Fiscal 2019 Compared to Fiscal 2018 

The following table sets forth our results of operations for fiscal 2019 and fiscal 2018, which both comprised 52 weeks. 

Net sales                                                                  
Gross profit
Selling, general, and administrative
Gains from sales of property
Depreciation and amortization
Operating income (loss)
Interest expense, net
Other expense (income), net 
Loss before benefit from income taxes
Benefit from income taxes
Net loss

Fiscal 2019

$ 2,637,268
356,915
304,611
(13,082)
30,232
35,154
54,218
2,544
(21,608)
(3,952)
(17,656)

$

% of
Net
Sales

Fiscal 2018

(Dollars in thousands)

100.0%
13.5%
11.6%
(0.5)%
1.1%
1.3%
2.1%
0.1%
(0.8)%
(0.1)%
(0.7)%

$ 2,862,850
331,854
319,314
—
25,826
(13,286)
47,301
(380)
(60,207)
(12,154)
(48,053)

$

% of
Net
Sales

100.0%
11.6%
11.2%
—%
0.9%
(0.5)%
1.7%
—%
(2.1)%
(0.4)%
(1.7)%

The following table sets forth changes in net sales by product category. Prior year amounts have been reclassified to 

conform to the current year product mix of structural and specialty products.

Sales by category
Structural products
Specialty products
Total sales

Fiscal 2019

Fiscal 2018

(In thousands)

$

862,270
1,774,998
$ 2,637,268

$ 1,044,348
1,818,502
$ 2,862,850

24

 
 
 
The following table sets forth gross margin dollars and percentages by product category versus comparable prior periods. 

Prior year amounts have been reclassified to conform to the current year product mix of structural and specialty products.

Gross Profit $ by category

Structural products
Specialty products
Inventory adjustments (1)

Total gross profit
Gross margin % by category

Structural products
Specialty products
Total gross margin %

Fiscal 2019

Fiscal 2018

(Dollars in thousands)

$

75,072
281,843
—
$ 356,915

$

73,047
270,846
(12,039)
$ 331,854

8.7%
15.9%
13.5%

7.0%
14.9%
11.6%

(1)  “Inventory adjustments” includes an adjustment for lower of cost or net realizable value of $0.3 million for fiscal 2018, 

and an inventory acquisition step-up charge of $11.8 million for fiscal 2018.

Discussion of Results of Operations

Net sales. Net sales of $2.6 billion in fiscal 2019 decreased by 7.9%, or $0.2 billion, from fiscal 2018. The sales decrease 

was driven by declines in wood-based commodity prices and supplier and sales disruptions associated with our Cedar Creek 
integration activities, including the discontinuation of a siding program that impacted sales in 2019.  The declines were partially 
offset by the acquisition of Cedar Creek and the inclusion of Cedar Creek’s sales revenue for all of fiscal year 2019 as opposed 
to the inclusion of such sales from April 13, 2018, to December 29, 2018, in  the prior year.

Gross profit. Total gross profit for fiscal 2019 was $356.9 million, compared to $331.9 million in fiscal 2018. Gross margin 
increased to 13.5% in fiscal 2019, compared to 11.6% in fiscal 2018. Gross margin percentage increased due to greater stability 
in commodity prices relative to the prior year period. Gross profit increased as a result of commodity price stability, 
efficiencies, and cost savings gained in connection with the integration of the Cedar Creek business, and the acquisition of 
Cedar Creek and the inclusion of Cedar Creek’s gross profit for all of fiscal year 2019 as opposed to the inclusion of such gross 
profit only from April 13, 2018, to December 29, 2018, in the prior year. 

Selling, general, and administrative expenses. Selling, general, and administrative (“SG&A”) expenses for fiscal 2019 
were $304.6 million, compared to $319.3 million, for fiscal 2018. The decrease was primarily due to: (i) approximately $10.0 
million of transaction-related expenses that were incurred in the prior year period in connection with the Cedar Creek 
acquisition; (ii) the consolidation of overlapping locations after the Cedar Creek acquisition; and (iii) a reduction of operating 
costs in response to decreases in sales volumes during fiscal 2019.  The decrease was partially offset by the inclusion of Cedar 
Creek expenses for the full year, versus the period from April 13, 2018, to December 29, 2018, in the prior year, and $9.9 
million in additional logistics and third-party freight expenses related to delivery of product to our customers as we took steps 
to  enhance customer service and operational performance.

Gains from sales of property. Total gains from sales of property in fiscal 2019 were $13.1 million. Gains from the sale and 

leaseback of properties in fiscal 2018 were deferred, due to the accounting rules for sale and leaseback transactions, and are 
amortized as a credit to SG&A expenses. The amortization of deferred gain was $4.0 million and $5.1 million in fiscal 2019 
and 2018, respectively. The accounting treatment of gains from sale and leaseback transactions differs from that of outright sale 
transactions, as sales of property without leasebacks are allowed immediate and full gain recognition in the period of the sale. 

Depreciation and amortization expense.  For fiscal 2019, depreciation and amortization expense increased by $4.4 million 
to $30.2 million primarily due to the inclusion of Cedar Creek depreciable assets for the full year, versus the period from April 
13, 2018, to December 29, 2018 in the prior year.

Interest expense, net. Interest expense for fiscal 2019 was $54.2 million, compared to $47.3 million for fiscal 2018. The 
increase of $6.9 million was largely attributable to a higher average debt balance over the period due to the acquisition of Cedar 
Creek during fiscal 2018.

25

 
 
Benefit from income taxes. Our effective tax rate was 18.3% and 20.2% for fiscal 2019 and fiscal 2018, respectively. 

Our effective tax rate for fiscal 2019 was impacted by: (i) the effect of the valuation allowance for disallowed interest 
expense stemming from federal tax reforms, and separate company state income taxes; (ii) the tax benefit related to the lapse 
of statutes of limitations from uncertain tax positions; (iii) changes in the state effective tax rate used to value deferred tax 
assets; and (iv) the permanent addback of certain nondeductible expenses including executive compensation and 
nondeductible meals and entertainment.

Our effective tax rate for fiscal 2018 was impacted by: (i) the permanent addback of certain nondeductible expenses 
including transaction costs related to the Cedar Creek acquisition, executive compensation, and excess tax benefits on share-
based compensation; (ii) the tax benefit related to the lapse of statutes of limitations for uncertain tax positions; (iii) the effect 
of the valuation allowance for separate company state income tax losses; and (iv) changes in the state effective tax rate used to 
value deferred tax assets.

Liquidity and Capital Resources

We expect our primary sources of liquidity to be cash flows from sales in the normal course of our operations and amounts 
currently available from our Revolving Credit Facility. We expect that these sources will be sufficient to fund our ongoing cash 
requirements for the foreseeable future, including at least the next 12 months. 

Sources and Uses of Cash

Operating Activities

During fiscal 2019, cash flows used in operating activities totaled $9.6 million. This cash activity was primarily driven by 
a net loss of $17.7 million which included a non-cash gain on sale of property of $13.1 million and changes in working capital 
components, including an increase in cash used by accounts payable of $15.5 million, an increase in cash provided by accounts 
receivable of $15.6 million, and a decrease in cash used by other assets and liabilities of $10.9 million.

Fiscal 2018 cash flows provided by operating activities totaled $41.6 million. This cash activity was primarily driven by 
changes in working capital components, including an increase in cash provided by accounts payable of $25.0 million, and an 
increase in cash provided by accounts receivable of $60.0 million, partially offset by a net loss of $48.1 million.

Investing Activities

During fiscal 2019, our net cash provided by investing activities was $21.1 million, which was substantially driven by cash 

received from property sales of $19.9 million, as well as cash received of $6.0 million that was held by third parties in 
connection with our 2018 acquisition of Cedar Creek, offset by cash paid for equipment of $4.8 million. 

During fiscal 2018, our net cash used in investing activities was $242.7 million, which was substantially driven by the cash 
paid for the acquisition of Cedar Creek, net of cash acquired, of $348.1 million, offset by cash received from property sales and 
sale-leaseback transactions of $108.1 million. 

Financing Activities

Net cash used in financing activities was $8.9 million during fiscal 2019, which primarily reflected repayments on our term 

loan of $32.4 million and net repayments on our Revolving Credit Facility of $6.8 million, offset by proceeds from real estate 
financing transactions of $44.9 million, and payments on finance leases of $9.9 million.

Net cash provided by financing activities was $205.4 million during fiscal 2018, which primarily reflected the addition of 

our new Term Loan Facility of $180.0 million, and net borrowings on our Revolving Credit Facility of $150.6 million, offset by 
payments of principal on our 2006 CMBS mortgage loan of $97.8 million, which were largely derived from sales of property 
and sale-leaseback transactions. The addition of our Term Loan Facility and increased borrowings on our Revolving Credit 
Facility was due to our acquisition of Cedar Creek.

26

Operating Working Capital

Operating working capital is an important measurement we use to determine the efficiencies of our operations and our 
ability to readily convert assets into cash. Operating working capital is defined as current assets less current liabilities plus the 
current portion of long-term debt. Management of operating working capital helps us monitor our progress in meeting our goals 
to enhance our return on working capital assets.

Selected financial information

December 28, 2019

December 29, 2018

(In thousands)

Current assets:

Cash
Receivables, less allowance for doubtful accounts
Inventories, net
Other current assets

Total current assets

Current liabilities:

Accounts payable
Accrued compensation
Current maturities of long-term debt, net of discount
Finance leases - short-term

Real estate deferred gains - short-term
Operating lease liabilities - short-term
Other current liabilities

Total current liabilities

Operating working capital

$

$

$

$

$

11,643
192,872
345,806
27,718
578,039

132,348
7,639
2,176
6,385

3,935
7,317
11,323
171,123

409,092

$

$

$

$

$

8,939
208,434
341,851
40,629
599,853

149,188
7,974
1,736
7,555

5,330
—
24,985
196,768

404,821

Operating working capital increased to $409.1 million as of December 28, 2019, from $404.8 million as of December 29, 

2018. The increase in operating working capital is primarily due to a decrease in accounts payable of $16.8 million and a 
decrease in other current liabilities of $13.7 million, offset by a decrease in receivables of $15.6 million, a decrease in other 
current assets of $12.9 million, and the establishment in 2019 under ASC 842 of the operating lease liabilities - short-term 
category of $7.3 million.

Debt and Credit Sources

As of December 28, 2019 and December 29, 2018, long-term debt consisted of the following:

Maturity Date

December 28,
2019

December 29,
2018

(In thousands)

Revolving Credit Facility (net of discounts and debt issuance
costs of $4.5 million and $6.0 million at December 28, 2019
and December 29, 2018, respectively)

Term Loan Facility (net of discounts and debt issuance costs of
$8.1 million and $6.7 million at December 28, 2019 and
December 29, 2018, respectively)

October 10, 2022

$

322,041

$

327,319

October 13, 2023

138,574

172,356

Total debt

Less: current portion of long-term debt

Long-term debt, net

460,615

(2,176)

499,675

(1,736)

$

458,439

$

497,939

27

 
 
 
 
Revolving Credit Facility

In April 2018 we amended and restated our Revolving Credit Facility to provide for a senior secured revolving loan and 
letter of credit facility of up to $600 million and an uncommitted accordion feature that permits us to increase the facility by an 
aggregate additional principal amount of up to $150 million. If we obtain the full amount of the additional increases in 
commitments, the Revolving Credit Facility will allow borrowings of up to $750 million. Borrowings under the Revolving 
Credit Facility are subject to availability under the “Borrowing Base” (as that term is defined in the Revolving Credit Facility). 
Letters of credit in an aggregate amount of up to $30 million are also available under the Revolving Credit Facility, which 
would reduce the amount of the revolving loans available under the facility. The Revolving Credit Agreement provides for 
interest at a rate per annum equal to (i) LIBOR plus a margin ranging from 1.75 percent to 2.25 percent, with the margin 
determined based upon average excess availability for the immediately preceding fiscal quarter for loans based on LIBOR, or 
(ii) the administrative agent’s base rate plus a margin ranging from 0.75 percent to 1.25 percent, with the margin based upon 
average excess availability for the immediately preceding fiscal quarter for loans based on the base rate.

If excess availability under the Revolving Credit Facility falls below the greater of (i) $50 million and (ii) 10 percent of the 

lesser of (a) the borrowing base and (b) the maximum permitted credit at such time, we will be required to maintain a fixed 
charge coverage ratio of 1.0 to 1.0 until excess availability has been at least the greater of (i) $50 million and (ii) 10 percent of 
the lesser of (a) the borrowing base and (b) the maximum permitted credit at such time for a period of 30 consecutive days.

In January 2020, we amended the Revolving Credit Facility to (i) modify the “Seasonal Period” to run from November 15, 

2019, through July 15, 2020, for the calendar year 2019, and to run from December 15 of each calendar year through April 15 
of each immediately succeeding calendar year for the calendar year 2020 and thereafter, and (ii) extend the measurement period 
in the definition of “Cash Dominion Event” from three consecutive business days to five consecutive business days. The 
amendment, which is described further in Note 16 to the Consolidated Financial Statements, better aligns advance rates under 
the facility with the seasonality associated with our business.

As of December 28, 2019, we had outstanding borrowings of $326.5 million, excess availability of $80.0 million, and a 

weighted average interest rate of 3.9% under our Revolving Credit Facility. As of December 29, 2018, we had outstanding 
borrowings of $333.3 million, excess availability of $91.7 million and a weighted average interest rate of 4.6% under the 
facility. 

We were in compliance with all covenants under the Revolving Credit Facility as of December 28, 2019.

Term Loan Facility

In April 2018, we entered into a Credit and Guaranty Agreement with HPS Investment Partners, LLC, and other financial 

institutions as party thereto.  The agreement provides for a Term Loan Facility of $180.0 million secured substantially by all 
our assets. Borrowings under the Term Loan Facility may be made as Base Rate Loans or Eurodollar Rate Loans. The Base 
Rate Loans will bear interest at the rate per annum equal to (i) the greatest of the (a) U.S. prime lending rate published in The 
Wall Street Journal, (b) the Federal Funds Effective Rate plus 0.50 percent, and (c) the sum of the Adjusted Eurodollar Rate of 
one month plus 1.00 percent, provided that the Base Rate shall at no time be less than 2.00 percent per annum; and (ii) plus the 
Applicable Margin, as described below. Eurodollar Rate Loans will bear interest at the rate per annum equal to (i) the ICE 
Benchmark Administration LIBOR Rate, provided that the Adjusted Eurodollar Rate shall at no time be less than 1.00 percent 
per annum; plus (ii) the Applicable Margin. The Applicable Margin will be 6.00 percent with respect to Base Rate Loans and 
7.00 percent with respect to Eurodollar Rate Loans.

In October 2019, we amended the Term Loan Facility to, among other things, permit real estate sale leaseback transactions 
and modify the “Total Net Leverage Ratio” covenant beginning in the third quarter of 2019. The amendment also established a 
designated outstanding principal balance level required to maintain the modified “Total Net Leverage Ratio” covenant levels 
for the 2019 fourth quarter and subsequent quarters. In December 2019, we amended the Term Loan Facility to extend the 
period for satisfying the designated outstanding principal balance level, and the principal balance level was satisfied on January 
31, 2020, through repayments from real estate financing transactions as described in Note 16 to our Consolidated Financial 
Statements.

On February 28, 2020, we further amended our Term Loan Facility to provide that we will not be subject to the facility’s 

quarterly “Total Net Leverage Ratio” covenant from and after the time, and then for so long as, the principal balance level 
under the facility is less than $45 million.

28

The Term Loan Facility permits us to enter into real estate sale leaseback transactions with the net proceeds therefrom to be 

used for repayment of indebtedness under the facility, subject to payment of an applicable prepayment premium. In addition, 
proceeds from the sale of “Specified Properties” will be used for the repayment of indebtedness under the Term Loan Facility, 
subject to payment of an applicable prepayment premium, or, under certain circumstances, repayment of indebtedness under 
our Revolving Credit Facility.

The Term Loan Facility required maintenance of a total net leverage ratio of 6.25 to 1.00 for the fiscal quarter ending 
December 28, 2019, and such required covenant level generally reduces on a quarterly basis over the term of the Term Loan 
Facility.

As of December 28, 2019, we had outstanding borrowings of $146.7 million under our Term Loan Facility and a stated 

interest rate of 8.7 percent per annum. 

We were in compliance with all covenants under the Term Loan Facility as of December 28, 2019.

2006 CMBS Mortgage Loan

Our 2006 CMBS mortgage loan, which was paid in full in the first quarter of 2018, was secured by substantially all of the 
Company’s owned distribution facilities and a first priority pledge of the equity in the Company’s subsidiaries which held the 
real property that secured the mortgage loan.

Pension Funding Obligations

We were required to make four quarterly cash contributions during 2019 and 2020 totaling approximately $1.8 million, 
relating to our fiscal 2019 funding year pension contributions. In 2012, we obtained a funding waiver for that plan year, which 
was repaid over the successive five-year period, through the 2017 funding year ending September 15, 2018, with principal and 
interest payments totaling approximately $0.7 million each year. In 2013, we contributed real property to the pension plan to 
satisfy minimum contribution requirements. Although such real property contribution was recognized for funding purposes, it 
was not recognized under GAAP, as this transaction did not meet the requirements to qualify as a sale under GAAP. We 
continue to evaluate pension funding obligations and requirements in order to meet our obligations while maintaining 
flexibility for working capital requirements. See Note 9 to our Consolidated Financial Statements.

Off-Balance Sheet Arrangements

As of December 28, 2019, we did not have any material off-balance sheet arrangements.

Critical Accounting Policies

Our consolidated financial statements are prepared in accordance with accounting principles generally accepted in the 

U.S., which require management to make estimates, judgments, and assumptions that affect the amounts reported in the 
consolidated financial statements and accompanying notes. We believe that our most critical accounting policies and estimates 
relate to: (1) revenue recognition; (2) our defined benefit pension plan; and (3) income taxes.

Accounting estimates and assumptions discussed in this section are those that we consider to be the most critical to an 
understanding of our financial statements because they involve significant judgments and uncertainties. All of these estimates 
reflect our best judgment about current, and for some estimates future, economic and market conditions and their potential 
effects based on information available as of the date of these financial statements. If these conditions change from those 
expected, it is reasonably possible that the judgments and estimates described below could change, which may result in our 
recording additional pension liabilities, or increased tax liabilities, among other effects.

Management has discussed the development, selection, and disclosure of critical accounting policies and estimates with the 

Audit Committee of the Company’s Board of Directors. While our estimates and assumptions are based on our knowledge of 
current events and actions we may undertake in the future, actual results ultimately may differ from these estimates and 
assumptions. For a discussion of the Company’s significant accounting policies, see Note 1 to our Notes to Consolidated 
Financial Statements.

Revenue Recognition

We recognize revenue when the following criteria are met: (1) Contract with the customer has been identified; (2) 
Performance obligations in the contract have been identified; (3) Transaction price has been determined; (4) The transaction 
price has been allocated to the performance obligations; and (5) When (or as) performance obligations are satisfied. For us, this 

29

generally means that we recognize revenue when title to our products is transferred to our customers. Title usually transfers 
upon shipment to, or receipt at, our customers’ locations, as determined by the specific sales terms of each transaction. Our 
customers can earn certain incentives including, but not limited to, cash discounts and rebates. These incentives are deducted 
from revenue recognized. In preparing the financial statements, management must make estimates related to the contractual 
terms, customer performance, and sales volume to determine the total amounts recorded as deductions from revenue. 
Management also considers past results in making such estimates. The actual amounts ultimately paid may be different from 
our estimates, and recorded once they have been determined.

Defined Benefit Pension Plan 

We sponsor and contribute to a defined benefit pension plan. Most of the participants in the plan are inactive, with all  

remaining active participants no longer accruing benefits; and the plan is closed to new entrants. Management is required to 
make certain critical estimates related to actuarial assumptions used to determine our pension expense and related obligation. 
We believe the most critical assumptions are related to (1) the discount rate used to determine the present value of the liabilities 
and (2) the expected long-term rate of return on plan assets. All of our actuarial assumptions are reviewed annually, or upon any 
mid-year curtailment or settlement, should any such event occur. Changes in these assumptions could have a material impact on 
the measurement of our pension expense and related obligation. At each measurement date, we determine the discount rate by 
reference to rates of high-quality, long-term corporate bonds that mature in a pattern similar to the future payments we 
anticipate making under the plan. As of December 28, 2019, and December 29, 2018, the weighted-average discount rate used 
to compute our benefit obligation was 3.21% and 4.37%, respectively. The expected long-term rate of return on plan assets is 
based upon the long-term outlook of our investment strategy as well as our historical returns and volatilities for each asset 
class. We also review current levels of interest rates and inflation to assess the reasonableness of our long-term rates. Our 
pension plan investment objective is to ensure our plan has sufficient funds to meet its benefit obligations when they become 
due. As a result, we periodically revise asset allocations, where appropriate, to improve returns and manage risk. The weighted-
average expected long-term rate of return used to calculate our pension expense was 6.00% for both fiscal 2019 and fiscal 
2018.

 The impact of a 0.25% change in these critical assumptions is as follows:

Change in Assumption

0.25% decrease in discount rate

0.25% increase in discount rate

0.25% decrease in expected long-term rate of return on assets

0.25% increase in expected long-term rate of return on assets

Effect on 2020
Pension Expense

Effect on Accrued
Pension Liability at
December 28, 2019

$

$

$

$

(In thousands)

(30) $

30

204

$

$

(204) $

3,104

(2,890)

—

—

As almost all of the participants in the pension plan are inactive, we amortize actuarial gains and losses over the estimated 
average remaining life expectancy of the inactive participants, rather than the estimated average remaining service period of the 
active participants. The sensitivity analysis presented above reflects these assumptions.

Income Taxes

Our annual tax rate is based on our income, statutory tax rates, and tax planning opportunities available to us in the various 
jurisdictions in which we operate. Significant judgment is required in determining our annual tax expense and in evaluating our 
tax positions. We establish reserves to remove some or all of the tax benefit of any of our tax positions at the time we determine 
that the positions become uncertain based upon one of the following: (1) the tax position is not “more likely than not” to be 
sustained; (2) the tax position is “more likely than not” to be sustained, but for a lesser amount; or (3) the tax position is “more 
likely than not” to be sustained, but not in the financial period in which the tax position was originally taken. For purposes of 
evaluating whether or not a tax position is uncertain, (1) we presume the tax position will be examined by the relevant taxing 
authority that has full knowledge of all relevant information, (2) the technical merits of a tax position are derived from 
authorities such as legislation and statutes, legislative intent, regulations, rulings, and case law and their applicability to the 
facts and circumstances of the tax position, and (3) each tax position is evaluated without considerations of the possibility of 
offset or aggregation with other tax positions taken. We adjust these reserves, including any impact on the related interest and 
penalties, in light of changing facts and circumstances, such as the progress of a tax audit. Refer to Note 6 of the Notes to 
Consolidated Financial Statements. 

A number of years may elapse before a particular matter for which we have established a reserve is audited and finally 

resolved. The number of years with open tax audits varies depending on the tax jurisdiction. The tax benefit that has been 

30

previously reserved because of a failure to meet the “more likely than not” recognition threshold would be recognized in our 
income tax expense in the first interim period when the uncertainty disappears under any one of the following conditions: (1) 
the tax position is “more likely than not” to be sustained; (2) the tax position, amount, and/or timing is ultimately settled 
through negotiation or litigation; or (3) the statute of limitations for the tax position has expired. Settlement of any particular 
issue would usually require the use of cash.

On December 22, 2017, the U.S. government enacted tax legislation commonly known as the Tax Cuts and Jobs Act of 
2017 (the “Tax Act”). The Tax Act provides for significant changes to tax law for tax years beginning after December 31, 2017, 
including, but not limited to, the reduction of the U.S. federal corporate income tax rate from 35% to 21%, repeal of the 
corporate alternative minimum tax (“AMT”), and additional limitations on the deductibility of interest expense and executive 
compensation.

Tax law requires items to be included in the tax return at different times than when these items are reflected in the 

consolidated financial statements. As a result, the annual tax rate reflected in our consolidated financial statements is different 
from that reported in our tax return (our cash tax rate). Some of these differences are permanent, such as expenses that are not 
deductible in our tax return, and some differences reverse over time, such as depreciation expense. These timing differences 
create deferred tax assets and liabilities. Deferred tax assets and liabilities are determined based on temporary differences 
between the financial reporting and tax bases of assets and liabilities. The tax rates used to determine deferred tax assets or 
liabilities are the enacted tax rates in effect for the year and manner in which the differences are expected to reverse. Based on 
the evaluation of all available information, we recognize future tax benefits, such as net operating loss carryforwards, to the 
extent that realizing these benefits is considered more likely than not. 

We evaluate our ability to realize the tax benefits associated with deferred tax assets by analyzing our forecasted taxable 

income using both historical and projected future operating results, the reversal of existing taxable temporary differences, 
taxable income in prior carryback years (if permitted), and the availability of tax planning strategies. A valuation allowance is 
required to be established unless management determines that it is more likely than not that we will ultimately realize the tax 
benefit associated with a deferred tax asset. As of December 28, 2019, positive evidence continues to outweigh negative 
evidence, so no valuation allowance was deemed necessary except to the extent of our disallowed interest expense and our 
separate company state NOLs. The valuation allowances related to our disallowed interest expense and separate company state 
NOLs approximate $4.8 million and $11.4 million, respectively, for a total of approximately $16.2 million of valuation 
allowance. See Note 6 of the Notes to Consolidated Financial Statements.

Recently Issued Accounting Pronouncements

For a summary of recent accounting pronouncements applicable to our consolidated financial statements, see Note 1 of the 

Notes to Consolidated Financial Statements.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

As a smaller reporting company, we are not required to provide this information.

31

ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

Index to Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm
Consolidated Balance Sheets
Consolidated Statements of Operations and Comprehensive Loss
Consolidated Statements of Cash Flows
Consolidated Statements of Stockholders’ Equity (Deficit)
Notes to Consolidated Financial Statements

Page

33
34
35
36
37
38

32

 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

The Board of Directors and Stockholders of 
BlueLinx Holdings Inc. and subsidiaries
Marietta, Georgia

Opinion on the Consolidated Financial Statements 

We have audited the accompanying consolidated balance sheets of BlueLinx Holdings Inc. and subsidiaries (the “Company”) 
as of December 28, 2019 and December 29, 2018, the related consolidated statements of operations and comprehensive loss, cash 
flows, and stockholders’ deficit for the years then ended, and the related notes (collectively referred to as the “consolidated financial 
statements”). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of 
the Company at December 28, 2019 and December 29, 2018, and the results of their operations and their cash flows for the years 
then ended, in conformity with accounting principles generally accepted in the United States of America.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(“PCAOB”), the Company's internal control over financial reporting as of December 28, 2019, based on criteria established in 
Internal  Control  -  Integrated  Framework  (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway 
Commission (“COSO”) and our report dated March 11, 2020 expressed an unqualified opinion thereon.

Basis for Opinion

These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to express 
an opinion on the Company’s consolidated financial statements based on our audits. We are a public accounting firm registered 
with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities 
laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform 
the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, 
whether due to error or fraud.

Our audits included performing procedures to assess the risks of material misstatement of the consolidated financial statements, 
whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a 
test  basis,  evidence  regarding  the  amounts  and  disclosures  in  the  consolidated  financial  statements.  Our  audits  also  included 
evaluating  the  accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall 
presentation of the consolidated financial statements. We believe that our audits provide a reasonable basis for our opinion.

We have served as the Company's auditor since 2015.

Atlanta, Georgia
March 11, 2020 

/s/ BDO USA, LLP

33

 
 
 
 
 
 
 
 
 
 
 
BLUELINX HOLDINGS INC.
CONSOLIDATED BALANCE SHEETS

Current assets:
Cash
Receivables, less allowances of $3,236 and $3,656, respectively
Inventories, net
Other current assets

ASSETS

Total current assets
Property and equipment:

Land and land improvements
Buildings
Machinery and equipment
Construction in progress
Property and equipment, at cost
Accumulated depreciation
Property and equipment, net
Operating lease right-of-use assets
Goodwill
Intangible assets, net
Deferred tax assets
Other non-current assets
Total assets

Current liabilities:

LIABILITIES AND STOCKHOLDERS’ DEFICIT

Accounts payable
Accrued compensation
Current maturities of long-term debt, net of discount and debt issuance
     costs of $74 and $64, respectively
Finance leases - short-term
Real estate deferred gains - short-term
Operating lease liabilities - short-term
Other current liabilities

Total current liabilities
Non-current liabilities:

Long-term debt, net of discount and debt issuance costs
     of $12,481 and $12,665, respectively
Finance leases - long-term
Real estate financing obligation
Real estate deferred gains - long-term
Operating lease liabilities - long-term
Pension benefit obligation
Other non-current liabilities

Total liabilities
Commitments and contingencies - Note 14
STOCKHOLDERS’ DEFICIT

Common Stock, $0.01 par value, Authorized - 20,000,000 shares,
     Issued and Outstanding - 9,365,768 and 9,293,794, respectively
Additional paid-in capital
Accumulated other comprehensive loss

Accumulated stockholders’ deficit

Total stockholders’ deficit

Total liabilities and stockholders’ deficit

34

December 28,
2019

December 29,
2018

(In thousands, except share data)

$

$

$

$

11,643
192,872
345,806
27,718
578,039

$

$

21,409
167,249
117,682
1,727
308,067
(112,299)
195,768
54,408
47,772
26,384
53,993
15,061
971,425

132,348
7,639

2,176

6,385
3,935
7,317
11,323
171,123

458,439

146,611
44,914
81,886
47,091
23,420
24,024
997,508

94

260,974
(34,563)

(252,588)

(26,083)

$

971,425

$

8,939
208,434
341,851
40,629
599,853

21,454
174,138
111,680
1,126
308,398
(103,285)
205,113
—
47,772
35,222
52,645
19,284
959,889

149,188
7,974

1,736

7,555
5,330
—
24,985
196,768

497,939

143,486
—
86,011
—
26,668
23,680
974,552

92

258,596
(37,129)

(236,222)

(14,663)

959,889

 
 
 
 
 
 
 
 
 
 
BLUELINX HOLDINGS INC. 
CONSOLIDATED STATEMENTS OF OPERATIONS AND
COMPREHENSIVE LOSS

Net sales
Cost of sales
Gross profit
Operating expenses:

Selling, general, and administrative
Gains from sales of property
Depreciation and amortization

Total operating expenses
Operating income (loss)
Non-operating expenses (income):

Interest expense
Other expense (income), net

Loss before benefit from income taxes
Benefit from income taxes

Net loss

Basic loss per share

Diluted loss per share

Comprehensive loss:

Net loss
Other comprehensive income (loss):

Foreign currency translation, net of tax
Amortization of unrecognized pension gain (loss), net of tax

Total other comprehensive income (loss)

Comprehensive loss

Fiscal Year
Ended December 28,
2019

Fiscal Year
Ended December 29,
2018

(In thousands, except per share data)

$

$

$

$

$

$

$

2,637,268
2,280,353
356,915

2,862,850
2,530,996
331,854

304,611
(13,082)
30,232

321,761
35,154

54,218
2,544
(21,608)
(3,952)
(17,656) $

(1.89) $
(1.89) $

319,314
—
25,826

345,140
(13,286)

47,301
(380)
(60,207)
(12,154)
(48,053)

(5.21)
(5.21)

(17,656) $

(48,053)

6
2,560

2,566
(15,090) $

(14)
(608)
(622)
(48,675)  

35

 
 
 
 
 
 
 
 
 
BLUELINX HOLDINGS INC. 
CONSOLIDATED STATEMENTS OF CASH FLOWS

Cash flows from operating activities:
Net loss
Adjustments to reconcile net loss to cash (used in) provided by operations:

Benefit from income taxes
Depreciation and amortization
Amortization of debt issuance costs
Gains from sales of property
Pension expense
Share-based compensation
Amortization of deferred gain
Other

Changes in operating assets and liabilities:

Accounts receivable
Inventories
Accounts payable
Prepaid assets
Quarterly pension contributions
Other assets and liabilities

Net cash (used in) provided by operating activities
Cash flows from investing activities:
Acquisition of business, net of cash acquired
Property and equipment investments
Proceeds from disposition of assets
Net cash provided by (used in) investing activities
Cash flows from financing activities:
Repurchase of shares to satisfy employee tax withholdings
Repayments on revolving credit facilities
Borrowings from revolving credit facilities
Repayments on term loan
Borrowings on term loan
Principal payments on mortgage
Proceeds from real estate financing transactions
Payments on finance lease obligations (principal)
Change in outstanding payments
Debt financing costs
Net cash (used in) provided by financing activities
Increase in cash
Cash, beginning of period
Cash, end of period

Supplemental Cash Flow Information
Net income tax payments during the period
Interest paid during the period
Noncash transactions:
Property and equipment under finance leases

36

Fiscal Year
Ended
December 28,
2019

Fiscal Year
Ended
December 29,
2018

(In thousands)

$

(17,656) $

(48,053)

(3,952)
30,232
3,323
(13,082)
3,011
2,592
(3,960)
243

15,562
(3,955)
(15,493)
6,282
(1,791)
(10,921)
(9,565)

6,009
(4,791)
19,931
21,149

(211)
(656,596)
649,788
(32,426)
—
—
44,914
(9,853)
(1,347)
(3,149)
(8,880)
2,704
8,939
11,643

2,991
47,321

15,041

$

$
$

$

(12,154)
25,826
2,884
—
7,660
8,474
(5,069)
835

60,007
4,887
24,982
3,515
(3,986)
(28,252)
41,556

(348,060)
(2,724)
108,051
(242,733)

(3,020)
(729,423)
880,042
(900)
180,000
(97,847)
—
(7,497)
(4,177)
(11,758)
205,420
4,243
4,696
8,939

2,643
37,326

95,820

$

$
$

$

 
 
BLUELINX HOLDINGS INC. 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY (DEFICIT)

Common Stock

Shares

Amount

Additional
Paid-In 
Capital

Accumulated
Other
Comprehensive 
Loss

Accumulated
Deficit

Stockholders’
Equity
(Deficit) Total

Balance, December 30, 2017

9,101

$

Net loss

Foreign currency translation, net of tax

Unrealized loss from pension plan, net of tax

Vesting of restricted stock units

Compensation related to share-based grants

Repurchase of shares to satisfy employee tax
withholdings

Other

Balance, December 29, 2018

Net loss

Adoption of ASC 842, net of tax

Foreign currency translation, net of tax

Unrealized gain from pension plan, net of tax

Vesting of restricted stock units

Compensation related to share-based grants

Repurchase of shares to satisfy employee tax
withholdings

Other

—

—

—

287

—

(94)

—

9,294

—

—

—

—

82

—

(10)

—

Balance, December 28, 2019

9,366

$

(In thousands)

$

259,588

$

(36,507) $

(188,170) $

—

—

—

—

1,900

(2,879)

(13)

258,596

—

—

—

—

—

2,592

(211)

(3)

—

(14)

(608)

—

—

—

—

(37,129)

—

—

6

2,560

—

—

—

—

(48,053)

—

—

—

—

—

1

(236,222)

(17,656)

1,291

—

—

—

—

—

(1)

35,002

(48,053)

(14)

(608)

1

1,900

(2,879)

(12)

(14,663)

(17,656)

1,291

6

2,560

2

2,592

(211)

(4)

$

260,974

$

(34,563) $

(252,588) $

(26,083)

91

—

—

—

1

—

—

—

92

—

—

—

—

2

—

—

—

94

37

 
 
 
BLUELINX HOLDINGS INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

1. Summary of Significant Accounting Policies

Basis of Presentation

BlueLinx is a wholesale distributor of building and industrial products in the U.S. Our Consolidated Financial Statements 

include the accounts of BlueLinx Holdings Inc. and its wholly owned subsidiaries. These financial statements have been 
prepared in accordance with generally accepted accounting principles in the United States (“U.S. GAAP”). All significant 
intercompany accounts and transactions have been eliminated.

Fiscal years 2019 and 2018 were each comprised of 52 weeks. Our fiscal year ends on the Saturday closest to December 31 

of that fiscal year, and may comprise 53 weeks in certain years.

Use of Estimates

We are required to make estimates and assumptions when preparing our Consolidated Financial Statements in accordance 
with U.S. GAAP. These estimates and assumptions affect the amounts reported in our Consolidated Financial Statements and 
the accompanying notes. Actual results could differ materially from those estimates.

Subsequent Events

We evaluated subsequent events through the date that our Consolidated Financial Statements were issued. Except as 

described in Note 16, no matters were identified that required adjustment of the Consolidated Financial Statements or 
additional disclosure.

Recent Accounting Standards - Recently Issued

Credit Impairment Losses. In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting 
Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses (Topic 326).” This ASU sets forth a current 
expected credit loss (“CECL”) model which requires the measurement of all expected credit losses for financial instruments or 
other assets (e.g., trade receivables), held at the reporting date based on historical experience, current conditions, and 
reasonable supportable forecasts. This replaces the existing incurred loss model, is applicable to the measurement of credit 
losses on financial assets measured at amortized cost, and applies to some off-balance sheet credit exposures. The standard also 
requires enhanced disclosures to help financial statement users better understand significant estimates and judgments used in 
estimating credit losses, as well as the credit quality and underwriting standards of an entity's portfolio. ASU 2019-10 extended 
the effective date to interim and annual periods beginning after December 15, 2022, for certain public business entities, 
including smaller reporting companies. We have not completed our assessment of the standard, but we do not expect adoption 
of the standard to have a material impact on the Company's consolidated financial position, results of operations, or cash flows.

Fair Value Measurement.  In August 2018, the FASB issued ASU No. 2018-13, “Fair Value (“FV”) Measurement (Topic 
820).” In addition to making certain modifications, the standard removes the requirements to disclose: (i) the amount of and 
reasons for transfers between Level 1 and Level 2 of the FV hierarchy; (ii) the policy for timing transfers between levels; and 
(iii) the valuation process for Level 3 FV measurements.  The standard will require public entities to disclose: (a) the changes in 
unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 FV measurements held 
at the end of the reporting period; and (b) the range and weighted average of significant unobservable inputs used to develop 
Level 3 fair value measurements. For certain unobservable inputs, an entity may disclose other quantitative information in lieu 
of the weighted average if the entity determines that other quantitative information would be a more reasonable and rational 
method to reflect the distribution of unobservable inputs used to develop Level 3 FV measurements. The additional disclosure 
requirements should be applied prospectively for the most recent interim or annual period presented in the fiscal year of 
adoption. All other amendments should be applied retrospectively to all periods presented. The amendments in this standard are 
effective for fiscal years beginning after December 15, 2019. Early adoption is permitted, and an entity may early adopt the 
removed or modified disclosures and delay the adoption of new disclosures until the effective date. We have not completed our 
assessment of the standard, but we do not expect adoption of the standard to have a material impact on the Company's 
consolidated financial position, results of operations, or cash flows.

38

Defined Benefit Pension Plan.  In August 2018, the FASB issued ASU No. 2018-14, “Compensation-Retirement-Benefits-

Defined Benefit Plans-General (Subtopic 715-20).” The amendments in this update modify the disclosure requirements for 
employers that sponsor defined benefit pension or other postretirement plans by removing six previously required disclosures 
and adding two. The amendments also clarify certain disclosure requirements. The amendments in this standard are effective 
for fiscal years ending after December 15, 2020. Early adoption is permitted. We have not completed our assessment of the 
standard, but we do not expect adoption of the standard to have a material impact on the Company's consolidated financial 
position, results of operations, or cash flows.

Income Taxes. In December 2019, the FASB issued ASU No.2019-12, “Income taxes (Topic 740): Simplifying the 
Accounting for Income Taxes.” This ASU simplifies the accounting for income taxes by removing certain exceptions to the 
general principles in ASC 740 and also clarifies and amends existing guidance to improve consistent application. The 
amendments in this standard are effective for interim periods and fiscal years beginning after December 15, 2020. Early 
adoption is permitted. We are currently assessing the impact of the new guidance, but do not expect it to have a material impact 
on the Company’s consolidated financial position, results of operations, or cash flows. 

Recent Accounting Standards - Recently Adopted

Leases. In 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” Topic 842 establishes a new lease accounting 
model for leases. The most significant changes include the clarification of the definition of a lease, the requirement for lessees 
to recognize for all leases a right-of-use asset and a corresponding lease liability in the consolidated balance sheet, and 
additional quantitative and qualitative disclosures which are designed to give financial statement users information on the 
amount, timing, and uncertainty of cash flows arising from leases. Expenses are recognized in the consolidated statement of 
income in a manner similar to current accounting guidance. Lessor accounting under the new standard is substantially 
unchanged. We adopted this standard, and all related amendments thereto, effective December 30, 2018, the first day of our 
2019 fiscal year, using a prospective transition approach, which applies the provisions of the new guidance at the effective date 
without adjusting the comparative periods presented. We have elected the package of practical expedients permitted under the 
transition guidance within the new standard, which among other things, allows us to carry forward the historical accounting 
relating to lease identification and classification for existing leases upon adoption. We have made an accounting policy election 
to keep leases with an initial term of 12 months or less off of the consolidated balance sheet. The adoption of Topic 842 had a 
material impact on our consolidated balance sheets, but did not have a material impact on our consolidated statements of 
operations and comprehensive loss. There also was no impact to our debt covenant calculations. The most significant impact 
was the recognition of right-of-use assets and corresponding lease liabilities of $57.5 million on the consolidated balance sheet. 
Additionally, $1.7 million of deferred gains associated with sale-leaseback transactions was recorded as a cumulative-effect 
adjustment to accumulated deficit. See Note 13 “Lease Commitments” for additional disclosures regarding our lease 
commitments.

Comprehensive Income. In February 2018, the FASB issued ASU No. 2018-02, “Income Statement-Reporting 

Comprehensive Income (Topic 220).” This standard provides an option to reclassify stranded tax effects within accumulated 
other comprehensive income (loss) (“AOCI”) to retained earnings due to the U.S. federal corporate income tax rate change in 
the Tax Cuts and Jobs Act of 2017. We adopted this standard effective December 30, 2018, the first day of our 2019 fiscal year. 
We did not exercise the option to make this reclassification.

Goodwill.  In January 2017, the FASB issued ASU No. 2017-04, “Intangibles-Goodwill and Other (Topic 350).” This 
standard is intended to simplify the test for goodwill impairments by removing Step 2 of the goodwill impairment test, which 
requires a hypothetical purchase price allocation. Under the new ASU, a goodwill impairment will now be the amount by which 
a reporting unit's carrying value exceeds its fair value, not to exceed the carrying amount of goodwill. We elected to early adopt 
this standard effective the first day of the fourth quarter of 2019, which corresponds with the date of our annual goodwill 
impairment testing date.  The adoption of the standard did not have a material impact on Company's consolidated financial 
position, results of operations, or cash flows.

Cloud Computing Arrangements. In August 2018, the FASB issued ASU No. 2018-15, Intangibles-Goodwill and Other-
Internal Use-Software (Subtopic 350-40).” This standard aligns the requirements for capitalizing implementation costs incurred 
in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to 
develop or obtain internal-use software (and hosting arrangements that include an internal use software license). We early 
adopted this standard effective December 30, 2018, the first day of our 2019 fiscal year and did so prospectively.  Costs that 
have been recorded have been classified as other current and other non-current assets. The adoption of the standard did not 
have a material impact on the Company’s consolidated financial position, results of operations, or cash flows.

39

Revenue Recognition

We recognize revenue when control of the promised goods or services is transferred to the Company’s customers in an 
amount that reflects the consideration we expected to be entitled to in exchange for those goods or services. The timing of 
revenue recognition largely is dependent on shipping terms. Revenue is recorded at the time of shipment for terms designated 
free on board (“FOB”) shipping point. For sales transactions designated FOB destination, revenue is recorded when the product 
is delivered to the customer’s delivery site.

All revenues recognized are net of trade allowances, cash discounts, and sales returns. Cash discounts and sales returns are 

estimated using historical experience. Trade allowances are based on the estimated obligations and historical experience. 
Adjustments to earnings resulting from revisions to estimates on discounts and returns have been insignificant for each of the 
reported periods.

In addition, we provide inventory to certain customers through pre-arranged agreements on a consignment basis. Customer 

consigned inventory is maintained and stored by certain customers; however, ownership and risk of loss remains with us. 

Leases

We are the lessee in a lease contract when we obtain the right to control an asset associated with a particular lease.  For 
operating leases, we record a right-of-use ("ROU") asset that represents our right to use an underlying asset for the lease term, 
and a corresponding lease liability that represents our obligation to make lease payments arising from the lease, both of which 
are recognized based on the present value of the future minimum lease payments over the lease term at the commencement 
date. Financing ROU assets associated with finance leases are included in property and equipment.  Leases with a lease term of 
12 months or less at inception are not recorded on our consolidated balance sheet and are expensed on a straight-line basis over 
the lease term in our consolidated statement of income. We determine the lease term by assuming the exercise of renewal 
options that are reasonably certain. As most of our leases do not provide an implicit interest rate, we use our incremental 
borrowing rate based on the information available at the commencement date in determining the present value of future 
payments. When our contracts contain lease and non-lease components, we account for both components as a single lease 
component. See Note 13 for further discussion.

Accounts Receivable

Accounts receivable are stated at net realizable value, do not bear interest, and consist of amounts owed for orders shipped 

to customers. Management establishes an overall credit policy for sales to customers. The allowance for doubtful accounts is 
determined based on a number of factors including specific customer account reviews, historical loss experience, current 
economic trends, and the creditworthiness of significant customers based on ongoing credit evaluations.

Inventory Valuation

The cost of all inventories is determined by the moving average cost method. We have included all material charges 
directly or indirectly incurred in bringing inventory to its existing condition and location. We evaluate our inventory value at 
the end of each quarter to ensure that inventory, when viewed by category, is carried at the lower of cost and net realizable 
value, which also considers items that may be damaged, excess, and obsolete inventory.

Consideration Received from Vendors and Paid to Customers

Each year, we enter into agreements with many of our vendors providing for inventory purchase rebates, generally based 

on achievement of specified volume purchasing levels. We also receive rebates related to price protection and various 
marketing allowances that are common industry practice. We accrue for the receipt of vendor rebates based on purchases, and 
also reduce inventory to reflect the net acquisition cost (purchase price less expected purchase rebates). 

In addition, we enter into agreements with many of our customers to offer customer rebates, generally based on 

achievement of specified sales levels and various marketing allowances that are common industry practice. We accrue for the 
payment of customer rebates based on sales to the customer, and also reduce sales to reflect the net sales (sales price less 
expected customer rebates). Adjustments to earnings resulting from revisions to rebate estimates have been immaterial.

40

Shipping and Handling

Outbound shipping and handling costs included in “Selling, general, and administrative” expenses were $133.6 million and 

$121.8 million for fiscal 2019 and fiscal 2018, respectively.

Property and Equipment

Property and equipment are recorded at cost. Lease obligations for which we assume or retain substantially all the property 

rights and risks of ownership are capitalized. Amortization of assets recorded under capital leases is included in “Depreciation 
and amortization” expense. Replacements of major units of property are capitalized and the replaced properties are retired. 
Replacements of minor components of property and repair and maintenance costs are charged to expense as incurred.

Depreciation is computed using the straight-line method over the estimated useful lives of the related assets. Estimated 
useful lives for land improvements, buildings, and machinery and equipment range from 7 to 15 years, 15 to 33 years, and 3 to 
7 years, respectively. Upon retirement or disposition of assets, cost and accumulated depreciation are removed from the related 
accounts and any gain or loss is included in income.

Income Taxes

We account for deferred income taxes using the liability method. Accordingly, we recognize deferred tax assets and 

liabilities based on the tax effects of temporary differences between the financial statement and tax bases of assets and 
liabilities, as measured by current enacted tax rates. All deferred tax assets and liabilities are classified as noncurrent in our 
consolidated balance sheet. A valuation allowance is recorded to reduce deferred tax assets when necessary. For additional 
information about our income taxes, see Note 6, “Income Taxes.”

Insurance and Self-Insurance

For fiscal 2019 and 2018, the Company was insured for its non-union and certain unionized employee health benefits. 
Health benefits for some unionized employees for fiscal 2019 and 2018 were paid directly to a union trust, depending upon the 
union-negotiated benefit arrangement.

For fiscal 2019 and 2018, the Company was self-insured, up to certain limits, for workers’ compensation losses, general 
liability, and automotive liability losses, all subject to varying “per occurrence” retentions or deductible limits. The Company 
provides for estimated costs to settle both known claims and claims incurred but not yet reported by making periodic 
prepayments, considering our retention and stop loss limits. Liabilities of the Company associated with these claims are 
estimated, in part, by considering the frequency and severity of historical claims, both specific to us, as well as industry-wide 
loss experience and other actuarial assumptions. We determine our insurance obligations with the assistance of actuarial firms. 
Since there are many estimates and assumptions involved in recording insurance liabilities, and in the case of workers’ 
compensation, a significant period of time elapses before the ultimate resolution of claims, differences between actual future 
events, and prior estimates and assumptions could result in adjustments to these liabilities.  The Company has deposits on hand 
with certain third-party insurance administrators and insurance carriers to cover its obligation for future payment of claims. 
These deposits are recorded in other current and non-current assets in our consolidated balance sheets.

2.  Acquisition

On April 13, 2018, we completed the acquisition of Cedar Creek Holdings, Inc. (“Cedar Creek”) for a purchase price of 

approximately $361.8 million. The acquisition was completed pursuant to the terms of an Agreement and Plan of Merger (the 
"Merger Agreement"), dated as of March 9, 2018, by and among BlueLinx Corporation, one of our wholly owned subsidiaries, 
Panther Merger Sub, Inc., a wholly-owned subsidiary of BlueLinx Corporation ("Merger Sub"), Cedar Creek, and CharlesBank 
Equity Fund VII, Limited Partnership (“CharlesBank”). Upon closing the transactions contemplated by the Merger Agreement, 
among other things, Merger Sub was merged with and into Cedar Creek, with Cedar Creek surviving the acquisition as one of 
our indirect wholly-owned subsidiaries. As a result of the acquisition, we increased the number of our distribution facilities to 
approximately 70 facilities, and increased the number of our full-time employees to approximately 2,600. The merger allowed 
us to expand our product offerings while expanding our existing geographical footprint.

Cedar Creek was established in 1977 as a wholesale building materials distribution company that distributes wood 

products across the United States. Its products include specialty lumber, oriented strand board, siding, cedar, spruce, engineered 
wood products, and other building products.

41

The acquisition was accounted for under the acquisition method of accounting. The assets acquired, liabilities assumed and 

the results of operations of the acquired business are included in our consolidated results since April 13, 2018.

We estimate that the acquired business contributed net sales and a net loss of approximately $1.0 billion and approximately 

$2.5 million, respectively, to the Company for the period from April 13, 2018, to December 29, 2018. The net income for the 
period from April 13, 2018, to December 29, 2018, included integration-related costs and the negative impact of selling a 
higher cost Cedar Creek inventory recorded at fair value. The following unaudited consolidated pro forma information presents 
consolidated information as if the acquisition had occurred on January 1, 2017:

Net sales
Net loss
Loss per common share:

Basic
Diluted

Pro Forma

Fiscal 2018

(In thousands, except
per share data)

$

$

3,262,433
(18,129)

(1.96)
(1.96)

The pro forma amounts above have been calculated in accordance with U.S. GAAP after applying the Company's 
accounting policies, which assigns certain acquisition costs to the reporting period prior to the acquisition. As a result, an 
inventory step-up adjustment for $11.8 million and transaction costs for $44.3 million were attributed to the 2017 pro forma 
period. Due to the pro forma net loss for fiscal year ended December 29, 2018, incremental shares from share-based 
compensation arrangements of 38,137 were excluded from the computation of diluted weighted average shares outstanding, 
because their effect would be anti-dilutive. The pro forma amounts do not include any potential synergies, cost savings, or other 
expected benefits of the acquisition, are presented for illustrative purposes only, and are not necessarily indicative of results that 
would have been achieved had the acquisition occurred as of January 1, 2017, or of future operating performance.

As part of the acquisition, a total of $7.1 million was withheld from the purchase price and placed in escrow with certain 
third parties to serve as a source of recovery for certain potential indemnification claims under the Merger Agreement. As of the 
end of 2018, amounts held in escrow were $6.0 million. The remaining amounts were distributed from escrow in January 2019 
to the Company and former stockholders of Cedar Creek..

The purchase price of Cedar Creek consisted of the following items:

Consideration paid to shareholders and amounts paid to creditors:
Payments to Cedar Creek shareholders(1)
Subordinated unsecured note (due to shareholder)(2)
Seller’s transaction costs paid by Company
Add: pay off of Cedar Creek debt(3)

Total preliminary cash purchase price

(In thousands)

$

$

166,447
13,743
7,349
174,213
361,752

(1) Payments to Cedar Creek’s shareholders include the purchase of common stock and certain escrow adjustments.

(2) The Cedar Creek note payable to a shareholder of $13.7 million was paid in full upon the acquisition of Cedar 
Creek and included $10 million in subordinated debt and $3.7 million in accrued interest.

(3) To finance the acquisition of Cedar Creek, the Company amended and restated its Revolving Credit Facility to 
increase the availability thereunder to $600.0 million and also entered into a new $180.0 million senior secured Term 
Loan Facility (See Note 9).

42

The excess of total purchase price, which includes the aggregate cash consideration paid in excess of the fair value of the 

tangible and intangible assets acquired, was recorded as goodwill. The goodwill recognized is attributable to the expected 
operating synergies and growth potential that the Company expects to realize from the acquisition. None of the goodwill 
generated from the acquisition is deductible for tax purposes.

When determining the fair values of assets acquired and liabilities assumed, management made significant estimates, 
judgments, and assumptions. The following table summarizes the values of the assets acquired and liabilities assumed at the 
date of the acquisition:

Cash and net working capital assets
     (excluding inventory)
Inventory
Property and equipment
Other, net
Intangible assets and goodwill:
Customer relationships
Non-compete agreements
Trade names
Favorable leasehold interests
Goodwill

Capital leases and other liabilities

   Cash purchase price

3. Revenue Recognition

Allocation as of
December 29,
2018

(In thousands)

$

88,318
159,227
71,203
(1,395)

25,500
8,254
6,826
800
47,772
(44,753)

$

361,752

We recognize revenue when the following criteria are met: (1) Contract with the customer has been identified; (2) 
Performance obligations in the contract have been identified; (3) Transaction price has been determined; (4) The transaction 
price has been allocated to the performance obligations; and (5) When (or as) performance obligations are satisfied.

Contracts with our customers are generally in the form of standard terms and conditions of sale. From time to time, we 
may enter into specific contracts with some of our larger customers, which may affect delivery terms. Performance obligations 
in our contracts generally consist solely of delivery of goods. For all sales channel types, consisting of warehouse, direct, and 
reload sales, we typically satisfy our performance obligations upon shipment. Our customer payment terms are typical for our 
industry, and may vary by the type and location of our customer and the products or services offered. The term between 
invoicing and when payment is due is not deemed to be significant by us. For certain sales channels and/or products, our 
standard terms of payment may be as early as ten days.

All revenues recognized are net of trade allowances (i.e., rebates), cash discounts and sales returns. Cash discounts and 

sales returns are estimated using historical experience. Trade allowances are based on the estimated obligations and historical 
experience. Adjustments to earnings resulting from revisions to estimates on discounts and returns have been insignificant for 
each of the reported periods. Certain customers may receive cash-based incentives or credits, which are accounted for as 
variable consideration. We estimate these amounts based on the expected amount to be provided to customers and reduce 
revenues recognized. We believe that there will not be significant changes to our estimates of variable consideration.

In addition, we provide inventory to certain customers through pre-arranged agreements on a consignment basis. Customer 

consigned inventory is maintained and stored by certain customers; however, ownership and risk of loss remains with us. 

43

In 2019, we changed our internal product hierarchy. The following table presents our revenues disaggregated by revenue 
source. Prior year amounts have been reclassified to conform to the current year product mix of structural and specialty products. 
Sales and usage-based taxes are excluded from revenues.

Structural products
Specialty products
Total net sales

Fiscal Year Ended

December 28, 2019

December 29, 2018

$

$

(In thousands)

862,270
1,774,998
2,637,268

$

$

1,044,348
1,818,502
2,862,850

Also due to the acquisition and integration of Cedar Creek, our reload sales are less distinct from warehouse sales as they 
have been classified in prior periods. The following table presents our revenues disaggregated by sales channel. Prior year amounts 
have been reclassified to conform to the current year revenues disaggregated by sales channel. Sales and usage-based taxes are 
excluded from revenues.

Warehouse and reload
Direct
Cash discounts and rebates

Total net sales

Practical Expedients and Exemptions

Fiscal Year Ended

December 28, 2019

December 29, 2018

$

$

(In thousands)

2,206,260
470,786
(39,778)
2,637,268

$

$

2,373,928
526,900
(37,978)
2,862,850

We generally expense sales commissions when incurred because the amortization period would have been one year or less. 

These costs are recorded within selling, general, and administrative expense.

We have made an accounting policy election to treat outbound shipping and handling activities as an expense.

4. Goodwill and Other Intangible Assets

In connection with the acquisition of Cedar Creek, we acquired certain intangible assets. As of December 28, 2019, our 
intangible assets consist of goodwill and other intangible assets including customer relationships, noncompete agreements, and 
trade names.  

Goodwill

Goodwill is the excess of the cost of an acquired entity over the fair value of tangible and intangible assets (including 

customer relationships, noncompete agreements, and trade names) acquired and liabilities assumed under acquisition 
accounting for business combinations.

During the year ended December 29, 2018, we allocated the fair values of assets acquired and liabilities assumed in the 

acquisition of Cedar Creek, and recognized $47.8 million in goodwill.

Goodwill is not subject to amortization, but must be tested for impairment at least annually.  As of September 29, 2019, the 

first day of our fourth quarter and our designated goodwill impairment testing date, we early adopted ASU 2017-04.  This 
standard is intended to simplify the test for goodwill impairments by removing Step 2 of the goodwill impairment test, which 
requires a hypothetical purchase price allocation. Under the ASU, a goodwill impairment will now be the amount by which a 
reporting unit's carrying value exceeds its fair value, not to exceed the carrying amount of goodwill. Our one reporting unit has 
a negative carrying amount of net assets, and based on management’s assessment, no impairment was indicated for fiscal 2019. 

In addition, we will evaluate the carrying value of goodwill for impairment between annual impairment tests if an event 
occurs or circumstances change that would indicate the carrying amounts may be impaired. Such events and indicators may 

44

include, without limitation, significant declines in the industries in which our products are used, significant changes in capital 
market conditions, and significant changes in our market capitalization.  

Definite-Lived Intangible Assets

At December 28, 2019, in connection with the acquisition of Cedar Creek, we had definite-lived intangible assets that 

related to customer relationships, noncompete agreements, and trade names.  

At December 28, 2019, the gross carrying amounts, accumulated amortization, and net carrying amounts of our definite-

lived intangible assets were as follows:

Customer relationships
Noncompete agreements
Trade names
Total

Gross
Carrying
Amounts

$

$

25,500
8,254
6,826
40,580

Accumulated
Amortization (1)
(In thousands)
$

(6,770)
(3,532)
(3,894)
(14,196)

$

Net
Carrying
Amounts

$

$

18,730
4,722
2,932
26,384

(1) Intangible assets except customer relationships are amortized on straight line basis.  Customer relationships are 
amortized on a double declining balance method.

Amortization Expense

The weighted average estimated useful life remaining for customer relationships, noncompete agreements, and trade names 

is approximately 10 years, 2 years, and 1 year, respectively. Amortization expense for the definite-lived intangible assets was 
$8.1 million and $6.2 million for the years ended December 28, 2019, and December 29, 2018, respectively.

Estimated annual amortization expense for definite-lived intangible assets over the next five fiscal years is as follows:

2020
2021
2022
2023
2024

Estimated
Amortization

(In thousands)
7,461
$
4,973
3,111
1,807
1,505

5. Assets Held for Sale and Net Gain on Disposition

In fiscal 2019, we designated certain non-operating properties as held for sale. At the time of designation, we ceased 
recognizing depreciation expense on these assets. As of December 28, 2019, three properties were designated as held for sale, 
and, as of December 29, 2018, seven properties had been designated as held for sale. As of December 28, 2019, and 
December 29, 2018, the net book value of total assets held for sale was $1.1 million and $3.1 million, respectively, and was 
included in “Other current assets” in our Consolidated Balance Sheets. Properties held for sale as of December 28, 2019, 
consisted of three former distribution facilities located in the Midwest and Southeast. We plan to sell these properties within the 
next 12 months. We continue to actively market all properties that are designated as held for sale.

During the year ended December 28, 2019, we sold five non-operating distribution facilities previously designated as “held 

for sale,” as well as certain equipment. We recognized a gain of $13.1 million in the Consolidated Statements of Operations as 
a result of these sales.

45

6. Income Taxes

Our (benefit from) provision for income taxes consisted of the following:

Federal income taxes:

Current
Deferred

State income taxes:

Current
Deferred

Benefit from income taxes

Fiscal Year
Ended
December 28,
2019

Fiscal Year
Ended
December 29,
2018

(In thousands)

$

$

$

35
(3,202)

(99)
(13,092)

(403)
(382)
(3,952) $

3,786
(2,749)
(12,154)

The federal statutory income tax rate was 21%. Our benefit from income taxes is reconciled to the federal statutory amount 

as follows:

Benefit from income taxes computed at the federal statutory tax rate
Benefit from state income taxes, net of federal benefit
Valuation allowance change
Transaction costs
Nondeductible executive compensation
Share-based compensation - excess tax benefit
Other nondeductible items
Prior period true-up
Uncertain tax positions
Tax rate change used to measure deferred taxes
Other
Benefit from income taxes

Fiscal Year
Ended
December 28,
2019

Fiscal Year
Ended
December 29,
2018

(In thousands)

$

$

(4,538) $
(1,752)
4,256
—
67
—
354
(382)
(1,514)
(433)
(10)
(3,952) $

(12,643)
(2,498)
1,974
1,327
936
(1,494)
344
—
(951)
681
170
(12,154)

The change in valuation allowance noted above is exclusive of items that do not impact income from continuing 

operations, but are reflected in the change in deferred income tax assets and liabilities in the Consolidated Balance Sheets as 
disclosed in the components of net deferred income tax assets table below.

In accordance with the intraperiod tax allocation provisions of U.S. GAAP, we are required to consider all items (including 

items recorded in other comprehensive income) in determining the amount of tax expense or benefit that should be allocated 
between continuing operations and other comprehensive income. In fiscal year 2019, there is a tax benefit allocated to the loss 
from continuing operations and tax expense allocated to the income from other comprehensive income.  For fiscal 2018, there 
was no intraperiod tax allocation since there was a loss in continuing operations along with a loss in other comprehensive 
income.  While the income tax provision from continuing operations is reported in our Consolidated Statements of Operations 
and Comprehensive Loss, the income tax expense on other comprehensive income is recorded directly to accumulated other 
comprehensive loss, which is a component of stockholders’ deficit.

Our financial statements contain certain deferred tax assets which primarily resulted from tax benefits associated with the 

loss before income taxes in prior years, as well as net deferred income tax assets resulting from other temporary differences 
related to certain reserves, pension obligations, and differences between book and tax depreciation and amortization. We record 
a valuation allowance against our net deferred tax assets when we determine that, based on the weight of available evidence, it 
is more likely than not that our net deferred tax assets will not be realized. The ultimate realization of deferred tax assets is 
dependent upon the generation of future taxable income during the periods in which those temporary differences can be carried 
under tax law.

46

 
 
 
 
 
 
In our evaluation of the weight of available evidence at the end of fiscal 2019, we considered the recent reported loss 
generated in the current year and prior year (adjusted for unusual one-time items) and income generated in 2017, including the 
prior year income from Cedar Creek, which resulted in a three-year cumulative income situation as positive evidence which 
carried substantial weight. While this was substantial, it was not the only evidence we evaluated. We also considered evidence 
related to the four sources of taxable income, to determine whether such positive evidence outweighed the negative evidence. 
The evidence considered included:

• 
• 
• 
• 

 future reversals of existing taxable temporary differences;
 future taxable income exclusive of reversing temporary differences and carryforwards;
 taxable income in prior carryback years, if carryback is permitted under the tax law; and
 tax planning strategies. 

At the end of fiscal 2019 and 2018, in our evaluation of the weight of available evidence, we concluded that the weight of 
the positive evidence outweighed the negative evidence. In addition to the positive evidence discussed above, we considered as 
positive evidence forecasted future taxable income, the detail scheduling of the timing of the reversal of our deferred tax assets 
and liabilities, and the evidence from business and tax planning strategies described below.  For fiscal 2019, we have, however, 
recorded valuation allowances for the amount of disallowed interest calculated pursuant to the changes made by the Tax Cuts 
and Jobs Act of 2017 (“The Tax Act”) in the amount of $4.8 million.  The remaining valuation allowance of $11.4 million was 
primarily related to separate company state net operating loss carryforwards.  For fiscal 2018, the valuation allowance of $12.3 
million was primarily related to separate company state net operating loss carryforwards. Although we believe our estimates are 
reasonable, the ultimate determination of the appropriate amount of valuation allowance involves significant judgments. We 
believe that the change in control under Internal Revenue Code Section 382, resulting from the completion of the secondary 
offering on October 23, 2017, will not cause any of our federal net operating losses to expire unused as management has been 
effectively implementing a real estate strategy involving the sale and leaseback of real estate that is further supported by the 
transactions involving four warehouses in January 2018 and two warehouses during 2019. Subsequent to December 28, 2019, 
the Company executed three more transactions, involving a total of 14 more locations (See Notes 13 and 16 for more detail). 
Additionally, the acquisition of Cedar Creek did not generate any limitations under Section 382 on Cedar Creek’s tax assets.

The components of our net deferred income tax assets are as follows:

Deferred income tax assets:
Inventory reserves
Compensation-related accruals
Accruals and reserves
Accounts receivable
Interest expense limitation
Property and equipment
Operating lease liability
Pension
Benefit from NOL carryovers (1)
Other
Total gross deferred income tax assets
Less: valuation allowances
Total net deferred income tax assets
Deferred income tax liabilities:
Intangible assets
Operating lease asset
Other
Total deferred income tax liabilities
Deferred income tax asset, net

December 28,
2019

December 29,
2018

(In thousands)

$

$

2,525
3,523
149
628
4,767
32,080
13,820
7,594
25,731
540
91,357
(16,194)
75,163

(7,107)
(13,820)
(243)
(21,170)
53,993

$

$

2,826
4,717
339
586
3,169
21,547
—
8,031
32,325
418
73,958
(12,348)
61,610

(8,665)
—
(300)
(8,965)
52,645

(1)  Our federal NOL carryovers are $61.8 million, and will expire in 11 to 16 years. Our state NOL carryovers are $241.3 

million, and will expire in 1 to 20 years.

47

 
Activity in our deferred tax asset valuation allowance for fiscal 2019 and 2018 was as follows:

Balance as of beginning of the year
Valuation allowance provided for taxes related to:

Loss before income taxes
Balance as of end of the year

Fiscal Year
Ended
December 28,
2019

Fiscal Year
Ended
December 29,
2018

(In thousands)

12,348

$

10,415

3,846
16,194

$

1,933
12,348  

$

$

We have recorded income tax and related interest liabilities where we believe certain of our tax positions are not more 
likely than not to be sustained if challenged. These balances are included in other noncurrent liabilities in our Consolidated 
Balance Sheets. The following table summarizes the activity related to our gross unrecognized tax benefits:

2019

2018

Balance at beginning of fiscal year
Additions for tax positions in prior years
Reductions due to lapse of applicable statute of limitations
Balance at end of fiscal year

$

$

$

(In thousands)
5,843
—
(1,598)
4,245

$

184
6,663
(1,004)
5,843

Included in the unrecognized tax benefits as of December 28, 2019, and December 29, 2018, were $4.0 million and $5.5 
million, respectively, of tax benefits that, if recognized, would reduce our annual effective tax rate for fiscal 2018. For fiscal 
2019, we accrued interest related to these unrecognized tax benefits of $0.2 million, all of which is reported in “Interest 
expense” in our Consolidated Statements of Operations and Comprehensive Loss. For fiscal 2018, we also accrued interest 
related to these unrecognized tax benefits of $0.9 million, of which $0.3 million of this amount is reported in “Interest expense” 
in our Consolidated Statement of Operations and Comprehensive Loss. The remaining $0.6 million of interest, as well as the 
gross addition for tax positions in prior years of $6.7 million disclosed above in the tabular reconciliation, were recorded 
through goodwill as part of the purchase accounting for the acquisition of Cedar Creek. No penalties were accrued for either 
fiscal 2019 or 2018. We believe that it is reasonably possible that approximately $0.9 million of our remaining unrecognized 
tax benefit may be recognized by the end of fiscal 2020 as a result of a lapse of statute of limitations.

We file U.S., state, and foreign income tax returns in jurisdictions with varying statutes of limitations. The 2016 through 

2019 tax years generally remain subject to examination by federal and most state and foreign tax authorities.

7. Long-Term Debt

As of December 28, 2019, and December 29, 2018, long-term debt consisted of the following:

Maturity Date

December 28,
2019

December 29,
2018

(In thousands)

Revolving Credit Facility (net of discounts and debt issuance
costs of $4.5 million and $6.0 million at December 28, 2019
and December 29, 2018, respectively)

Term Loan Facility (net of discounts and debt issuance costs of
$8.1 million and $6.7 million at December 28, 2019 and
December 29, 2018, respectively)

Total debt

Less: current portion of long-term debt

Long-term debt, net

October 10, 2022

$

322,041

$

327,319

October 13, 2023

138,574

460,615

(2,176)

172,356

499,675

(1,736)

$

458,439

$

497,939

48

 
Revolving Credit Facility

In April 2018, we entered into an Amended and Restated Credit Agreement, with certain of our subsidiaries as borrowers 

(together with us, the “Borrowers”) or guarantors thereunder, Wells Fargo Bank, National Association, in its capacity as 
administrative agent (“Wells Fargo”), and certain other financial institutions party thereto. The Amended and Restated Credit 
Agreement was further amended in January 2020, as described in Note 16 (as amended, the “Revolving Credit Agreement”). 
The Revolving Credit Agreement provides for a senior secured asset-based revolving loan and letter of credit facility (the 
“Revolving Credit Facility”) of up to $600 million and an uncommitted accordion feature that permits the Borrowers, with 
consent of the lenders, to increase the facility by an aggregate additional principal amount of up to $150 million, which will 
allow borrowings of up to $750 million under the Revolving Credit Facility. Letters of credit in an aggregate amount of up to 
$30 million are also available under the Revolving Credit Agreement, which would reduce the amount of the revolving loans 
available under the Revolving Credit Facility. The maturity date of the Revolving Credit Agreement is October 10, 2022. The 
Borrowers’ obligations under the Revolving Credit Agreement are secured by a security interest in substantially all of our and 
our subsidiaries’ assets (other than real property), including inventories, accounts receivable, and proceeds from those items.

Borrowings under the Revolving Credit Agreement are subject to availability under the Borrowing Base (as that term is 
defined in the Revolving Credit Agreement). The Borrowers are required to repay revolving loans thereunder to the extent that 
such revolving loans exceed the Borrowing Base then in effect. The Revolving Credit Facility may be prepaid in whole or in 
part from time to time without penalty or premium, but including all breakage costs incurred by any lender thereunder.

The Revolving Credit Agreement provides for interest on the loans at a rate per annum equal to (i) LIBOR plus a margin 

ranging from 1.75 percent to 2.25 percent, with the amount of such margin determined based upon the average of the 
Borrowers’ excess availability for the immediately preceding fiscal quarter as calculated by the administrative agent, for loans 
based on LIBOR, or (ii) the administrative agent’s base rate plus a margin ranging from 0.75 percent to 1.25 percent, with the 
amount of such margin determined based upon the average of the Borrowers’ excess availability for the immediately preceding 
fiscal quarter as calculated by the administrative agent, for loans based on the base rate. 

In the event excess availability falls below the greater of (i) $50 million and (ii) 10 percent of the lesser of (a) the 

Borrowing Base and (b) the maximum permitted credit at such time, the Revolving Credit Agreement requires maintenance of a 
fixed charge coverage ratio of 1.0 to 1.0 until such time as the Borrowers’ excess availability has been at least the greater of (i) 
$50 million and (ii) 10 percent of the lesser of (a) the Borrowing Base and (b) the maximum permitted credit at such time for a 
period of 30 consecutive days. 

The Revolving Credit Agreement also contains representations and warranties and affirmative and negative covenants 

customary for financings of this type as well as customary events of default.

As of December 28, 2019, we had outstanding borrowings of $326.5 million, excess availability of $80.0 million, and a 

weighted average interest rate of 3.9% under our Revolving Credit Facility. As of December 29, 2018, we had outstanding 
borrowings of $333.3 million, excess availability of $91.7 million, and a weighted average interest rate of 4.6%. 

We were in compliance with all covenants under the Revolving Credit Agreement as of December 28, 2019.

Term Loan Facility

In April 2018, in connection with the acquisition of Cedar Creek, we entered into a Credit and Guaranty Agreement by and 

among the Company, as borrower, certain of our subsidiaries, as guarantors, HPS Investment Partners, LLC, as administrative 
agent and collateral agent (“HPS”) and certain other financial institutions as parties thereto. In October 2019, the Credit and 
Guaranty Agreement was amended to, among other things, permit real estate sale leaseback transactions and modify the “Total 
Net Leverage Ratio” beginning in the third quarter of 2019. The Credit and Guaranty Agreement was further amended in 
January 2020, and February 2020, as described in Note 16 (as amended, the “Term Loan Agreement”). The Term Loan 
Agreement provides for a senior secured term loan facility in an aggregate principal amount of $180 million (the “Term Loan 
Facility”). The maturity date of the Term Loan Agreement is October 13, 2023. The proceeds from the Term Loan Facility were 
used to fund a portion of the cash consideration payable in connection with the acquisition of Cedar Creek and to fund 
transaction costs in connection with the acquisition and the Term Loan Facility.

In connection with the Term Loan Agreement, the Company and certain of our subsidiaries also entered into a Pledge and 

Security Agreement with HPS (the “Term Loan Security Agreement”). Pursuant to the Term Loan Security Agreement and 
other “Collateral Documents” (as such term is defined in the Term Loan Agreement), the obligations under the Term Loan 

49

Agreement are secured by a security interest in substantially all of our and our subsidiaries’ assets, including inventories, 
accounts receivable, real property, and proceeds from those items.

The Term Loan Agreement requires monthly interest payments, and quarterly principal payments of $450,000, in arrears. 

The Term Loan Agreement also requires certain mandatory prepayments of outstanding loans, subject to certain exceptions, 
including prepayments commencing with the fiscal year ending December 28, 2019, based on a percentage of excess cash flow 
(as defined in the Term Loan Agreement for such fiscal year). The remaining balance is due on the loan maturity date of 
October 13, 2023.

The Term Loan Facility may be prepaid in whole or in part from time to time after the first anniversary thereof, subject to 

payment of the “Prepayment Premium” (as such term is defined in the Term Loan Agreement) if such voluntary prepayment 
does not otherwise constitute an exception to the Prepayment Premium under the Term Loan Agreement and is made prior to 
the fourth anniversary of the closing date of the Term Loan Agreement, and all breakage costs incurred by any lender 
thereunder.

Borrowings under the Term Loan Agreement may be made as Base Rate Loans or Eurodollar Rate Loans.  The Base Rate 

Loans bear interest at the rate per annual equal to: (i) the greatest of the (a) U.S. prime lending rate published in The Wall Street 
Journal, (b) the Federal Funds Effective Rate plus 0.50 percent, and (c) the sum of the Adjusted Eurodollar Rate of one month 
plus 1.00 percent, provided that the Base Rate shall at no time be less than 2.00 percent per annum; and (ii) plus the Applicable 
Margin, as described below. Eurodollar Rate Loans bear interest at the rate per annum equal to: (i) the ICE Benchmark 
Administration LIBOR Rate, provided that the Adjusted Eurodollar Rate shall at no time be less than 1.00 percent per annum; 
plus (ii) the Applicable Margin.  The Applicable Margin is 6.00 percent with respect to Base Rate Loans and 7.00 percent with 
respect to Eurodollar Rate Loans. 

The Term Loan Agreement also contains representations, warranties, and affirmative and negative covenants customary for 

financing transactions of this type, and customary events of default.

The Term Loan Facility requires maintenance of a total net leverage ratio of 6.25 to 1.00 for the quarter ending 

December 28, 2019, and such required covenant level generally reduces over the term of the Term Loan Facility as set forth in 
the Term Loan Agreement. 

As of December 28, 2019, we had outstanding borrowings of $146.7 million under our Term Loan Facility and a stated 

interest rate of 8.7 percent per annum. 

We were in compliance with all covenants under the Term Loan Facility as of December 28, 2019.

Our remaining scheduled principal payments of the Term Loan through 2023 as of December 28, 2019, is as follows:

2020

2021
2022
Thereafter

(In thousands)
2,250
$

1,800
1,800
140,824

Subsequent to the end of fiscal 2019, we used proceeds from our real estate financing transactions to reduce the remaining 

scheduled principal payments by $68.7 million.  As a result, required principal payments after 2022 were reduced to 
approximately $72.0 million. 

2006 Commercial Mortgage-Backed Securities (“CMBS”) Mortgage Loan

Our 2006 CMBS mortgage loan, which was paid in full in January 2018, was secured by substantially all of the Company’s 
owned distribution facilities and a first priority pledge of the equity in the Company’s subsidiaries which held the real property 
that secured the mortgage loan.

50

8. Fair Value Measurements

We determine a fair value measurement based on the assumptions a market participant would use in pricing an asset or 
liability, in accordance with Accounting Standards Codification (“ASC”) 820 - Fair Value Measurement (“ASC 820”). The fair 
value measurement guidance established a three level hierarchy making a distinction between market participant assumptions 
based on (i) unadjusted quoted prices for identical assets or liabilities in an active market (Level 1), (ii) quoted prices in 
markets that are not active or inputs that are observable either directly or indirectly for substantially the full term of the asset or 
liability (Level 2), and (iii) prices or valuation techniques that require inputs that are both unobservable and significant to the 
overall fair value measurement (Level 3).

Fair value measurements for defined benefit pension plan

The fair value hierarchy discussed above not only is applicable to assets and liabilities that are included in our consolidated 

balance sheets, but also is applied to certain other assets that indirectly impact our consolidated financial statements. For 
example, we sponsor and contribute to a single-employer defined benefit pension plan (see Note 9). Assets contributed by us 
become the property of the pension plan. Even though the Company no longer has control over these assets, we are indirectly 
impacted by subsequent fair value adjustments to these assets. The actual return on these assets impacts our future net periodic 
benefit cost, as well as amounts recognized in our consolidated balance sheets. The Company uses the fair value hierarchy to 
measure the fair value of assets held by our pension plan. We believe the pension plan asset fair value valuation to comprise 
Level 2 in the fair value hierarchy. Level 2 assets held in the pension plan under GAAP consist of collective investment trust 
assets.

Fair value measurements for financial instruments

Carrying amounts for our financial instruments are not significantly different from their fair value. 

9. Employee Benefits

Single-Employer Defined Benefit Pension Plan

We sponsor a noncontributory defined benefit pension plan administered solely by us (the “pension plan”). Most of the 
participants in the plan are inactive, with all remaining active participants no longer accruing benefits, and the plan is closed to 
new entrants. Our funding policy for the pension plan is based on actuarial calculations and the applicable requirements of 
federal law. Benefits under the pension plan primarily are related to years of service. 

The following tables set forth the change in projected benefit obligation and the change in plan assets for the pension plan:

Change in projected benefit obligation:

Projected benefit obligation at beginning of period
Service cost
Interest cost
Actuarial loss (gain)
Curtailment gain
Benefits paid

Projected benefit obligation at end of period
Change in plan assets:

Fair value of assets at beginning of period
Actual return (loss) on plan assets
Employer contributions
Benefits paid

Fair value of assets at end of period
Net unfunded status of plan

December 28,
2019

December 29,
2018

(In thousands)

$

$

$

107,909
190
3,730
11,156
(349)
(15,610)
107,026

81,241
15,464
2,511
(15,610)
83,606
(23,420) $

118,812
534
3,853
(9,732)
—
(5,558)
107,909

88,452
(6,321)
4,668
(5,558)
81,241
(26,668)

We recognize the unfunded status (i.e., the difference between the fair value of plan assets and the projected benefit 
obligations) of our pension plan in our Consolidated Balance Sheets, with a corresponding adjustment to AOCI, net of tax. On 

51

 
 
 
 
 
December 28, 2019, we measured the fair value of our plan assets and benefit obligations. As of December 28, 2019, and 
December 29, 2018, the net unfunded status of our benefit plan was $23.4 million and $26.7 million, respectively. 

Lump sum payout. During 2019, we amended the BlueLinx Corporation Hourly Retirement Plan in order to offer a lump 

sum payout option to certain terminated vested participants in the plan whose present value of benefit payments exceeded 
$5,000.  This option was available to these participants from September 1, 2019, through October 25, 2019, with a payment 
date of November 1, 2019.  Total lump sum payments under this option were $9.7 million, and were funded with existing plan 
assets.  The lump sum payments decreased our projected benefit obligation by approximately $12.2 million. Because the 
amount that was settled was greater than the sum of the service cost and interest cost, we incurred settlement expense of $2.8 
million.  

Starting in 2018, we have elected to utilize a full yield curve approach in the estimation service and interest cost 

components for pension (income)/expense recognized during the fiscal year by applying the specific spot rates along the yield 
curve used in determination of the benefit obligation to the relevant projected cash flows. We have made this change to provide 
a more precise measurement of service and interest costs by improving the correlation between projected benefit cash flows to 
the corresponding spot yield curve rates. This change does not affect the measurement of our total benefit obligations.

Actuarial gains and losses occur when actual experience differs from the estimates used to determine the components of 

net periodic pension cost, and when certain assumptions used to determine the fair value of the plan assets or projected benefit 
obligation are updated, including but not limited to, changes in the discount rate, plan amendments, differences between actual 
and expected returns on plan assets, mortality assumptions, and plan re-measurement.

We amortize a portion of unrecognized actuarial gains and losses for the pension plan into our Consolidated Statements of 

Operations and Comprehensive Loss. The amount recognized in the current year’s operations is based on amortizing the 
unrecognized gains or losses for the pension plan that exceed the larger of 10% of the projected benefit obligation or the fair 
value of plan assets, also known as the corridor. In the current fiscal year, the amount representing the unrecognized gain or 
loss that exceeds the corridor is amortized over the estimated average remaining life expectancy of participants, as almost all 
the participants in the plan are inactive.

The net adjustment to other comprehensive income (loss) for fiscal 2019 and fiscal 2018, was a $2.6 million gain and a  

$0.6 million loss, respectively, primarily from the net actuarial gain (loss) for those fiscal periods.

The decrease in the unfunded obligation for the fiscal year was approximately $3.3 million and was primarily comprised of 
$11.2 million of actuarial losses, $15.5 million of investment gains, $2.5 million of pension contributions, and a charge of $3.9 
million due to current year service and interest cost. The net periodic pension credit was $0.1 million in fiscal 2019, from a cost 
of $0.2 million in fiscal 2018, driven primarily by a reduction in investment returns associated with the matching duration of 
return seeking assets.

The unfunded status recorded as Pension Benefit Obligation on our Consolidated Balance Sheets for the pension plan is set 

forth in the following table, along with the unrecognized actuarial loss, which is presented as part of Accumulated Other 
Comprehensive Loss:

Unfunded status
Unrecognized actuarial loss
Net amount recognized
Amounts recognized on the balance sheet consist of:
Accrued pension liability
Accumulated other comprehensive loss (pre-tax)
Net amount recognized

December 28,
2019

December 29,
2018

(In thousands)

(23,420) $
31,221
7,801

$

(26,668)
34,699
8,031

(23,420) $
31,221
7,801

$

(26,668)
34,699
8,031

$

$

$

$

The portion of estimated net loss for the pension plan that is expected to be amortized from accumulated other 

comprehensive loss into net periodic cost over the next fiscal year is approximately $1.0 million. 

The accumulated benefit obligation for the pension plan was $107.0 million and $107.4 million at December 28, 2019, and 

December 29, 2018, respectively.

52

 
 
 
Net periodic pension cost (credit) for the pension plan included the following:

Service cost
Interest cost on projected benefit obligation
Expected return on plan assets
Amortization of unrecognized loss
Net periodic pension cost (credit)

Fiscal Year
Ended
 December 28,
2019

Fiscal Year
Ended
December 29,
2018

$

(In thousands)
190
3,730
(5,162)
1,158

(84) $

534
3,853
(5,309)
1,084
162

$

$

The following assumptions were used to determine the projected benefit obligation at the measurement date and the net 

periodic pension cost:

Projected benefit obligation:

Discount rate
Average rate of increase in future compensation levels

Net periodic pension cost:

Discount rate
Average rate of increase in future compensation levels

Expected long-term rate of return on plan assets

December 28, 2019

December 29, 2018

3.21%
Graded 5.5-2.5%

4.37%
Graded 5.5-2.5%

3.20%
Graded 5.5-2.5%

3.69%
Graded 5.5-2.5%

6.00%

6.00%

Our estimates of the amount and timing of our future funding obligations for our defined benefit pension plan are based 
upon various assumptions specified above. These assumptions include, but are not limited to, the discount rate, projected return 
on plan assets, and mortality rates. The rate of increase in future compensation levels has a minimal effect on both the projected 
benefit obligation and net periodic pension cost, as almost all the participants in the plan are inactive, the majority of the 
remaining active participants are no longer accruing benefits, and the plan is closed to new entrants.

Projected return on plan assets. Pension plan assets are managed under a balanced portfolio allocation policy comprised of 

two major components: a return-seeking portion and a liability-matching portion. The expected role of return-seeking 
investments is to achieve a reasonable long-term growth of pension assets with a prudent level of risk, while the role of 
liability-matching investments is to provide a partial hedge against liability performance associated with changes in interest 
rates. The objective within return-seeking investments is to achieve asset diversity in order to balance return and volatility. We 
employ a designated fiduciary to manage the day to day investment responsibilities for pension plan assets and relationships 
with certain agents, advisors, and other fiduciaries.  

The discount rate. We utilize a full yield curve approach in the estimation of these components by applying the specific 
spot rates along the yield curve used in determination of the benefit obligation to the relevant projected cash flows. We have 
made this change to provide a more precise measurement of service and interest costs by improving the correlation between 
projected benefit cash flows to the corresponding spot yield curve rates.

Mortality rates. The valuations and assumptions reflect adoption of the Society of Actuaries updated RP-2014 mortality 

tables, with a “blue collar employee” adjustment for non-annuitants and a BlueLinx custom adjustment for annuitants. 
Additionally, we use the most current generational projection scales, which were MP-2019 as of December 28, 2019, and 
MP-2018 as of December 29, 2018. 

Plan Assets and Long-Term Rate of Return

Fiscal 2019

We base the asset return assumption on current and expected asset allocations, as well as historical and expected returns on 
the plan asset categories. The allocation of the plan’s assets impacts our expected return on plan assets. The expected return on 
plan assets is based on a targeted allocation consisting of return-seeking securities (including public equity, real assets, and 
diversified credit investment strategies), liability-matching securities (fixed income), and cash and cash equivalents. Our net 
benefit cost increases as the expected return on plan assets decreases. We believe that our actual long-term asset allocations on 

53

 
 
 
 
 
 
average will approximate our targeted allocation. Our targeted allocation is driven by our investment strategy to earn a 
reasonable rate of return while maintaining risk at acceptable levels through the diversification of investments across and 
within various asset categories. For fiscal 2019, we used a 6.00% expected rate of return on plan assets.

The investment policy for the pension plan, in general, is to achieve a reasonable long-term rate of return on plan assets 

with an acceptable level of risk in order to maintain adequate funding levels. The pension plan’s Investment Committee 
establishes risk mitigation policies and regularly monitors investment performance and investment allocation policies, with a 
third-party investment advisor executing on these strategies. We employ a designated fiduciary to manage the day to day 
investment responsibilities for pension plan assets and relationships with certain agents, advisors, and other fiduciaries. 

The current targets, adjusted to exclude non-GAAP BlueLinx real-estate holdings, and actual investment allocation, by 

asset category as of December 28, 2019, consisted of the following:

Return-seeking securities
Liability-matching securities
Cash and cash equivalents
Total

Current Target
Allocation

Actual Allocation,
December 29, 2019

70%
28%
2%
100%

69%
30%
1%
100%

The following table sets forth by level, within the fair value hierarchy (as defined in Note 8), pension plan assets at their 

fair values as of December 28, 2019:

Quoted prices in 
active markets of 
identical assets
(Level 1)

Significant other 
observable inputs
(Level 2)

Significant other 
unobservable inputs
(Level 3)

Total

(In thousands)

Return-seeking securities

Collective investment trust (1)

Liability-matching securities

Collective investment trusts (2)

Cash and cash equivalents
Total

$

$

— $

57,966

$

— $

57,966

—
888

888

24,801
—

$

82,767

$

—
—

— $

24,801
888

83,655

(1) This category is comprised of a collective investment trust of equity funds that track the MCSI World Index, and a 
collective investment trust that holds publicly traded listed infrastructure securities.
(2) This category is consists of a collective investment trust investing in Treasury STRIPS. 

The fair value of the Level 1 assets was based on quoted prices in active markets for the identical assets. The fair value of 

the Level 2 assets was determined by management based on an assessment of valuations provided by asset management entities 
and was calculated by aggregating market prices for all underlying securities.

Investment objectives for our pension plan assets are:

•  Matching Plan liability performance
•  Diversifying risk
•  Achieving a target investment return

We believe that there are no significant concentrations of risk within our plan assets as of December 28, 2019. We comply 

with the rules and regulations promulgated under the Employee Retirement Income Security Act of 1974 (“ERISA”) and we 
prohibit investments and investment strategies not allowed by ERISA.

54

Fiscal 2018

The following table sets forth by level, within the fair value hierarchy, pension plan assets at their fair values as of 

December 29, 2018:

Quoted prices in 
active markets of 
identical assets
(Level 1)

Significant other 
observable inputs
(Level 2)

Significant other 
unobservable inputs
(Level 3)

Total

(In thousands)

Return-seeking securities

Collective investment trust (1)

Liability-matching securities

Collective investment trusts (2)

Cash and cash equivalents
Total

$

$

— $

55,766

$

— $

55,766

—
853
853

$

24,649
—
80,415

$

—
—
— $

24,649
853
81,268

(1) This category is comprised of a collective investment trust of equity funds that track the MCSI World Index, and a 
collective investment trust that holds publicly traded listed infrastructure securities.
(2) This category is consists of a collective investment trust investing in Treasury STRIPS. 

 Pension Plan Cash Flows

Our estimated normal future benefit payments to pension plan participants are as follows:

Fiscal Year Ending
2020

2021
2022

2023
2024

Thereafter

(In thousands)
6,352
$

6,465
6,518

6,557
6,539

32,200

We fund the pension plan liability in accordance with the limits imposed by ERISA, federal income tax laws, and the 
funding requirements of the Pension Protection Act of 2006. We are required to make four quarterly cash contributions to the 
pension plan totaling approximately $2.0 million for fiscal funding year 2020.

Multiemployer Pension Plans

We are involved in various multiemployer pension plans (“MEPPs”) that provide retirement benefits to certain union 
employees in accordance with certain collective bargaining agreements (“CBAs”). As one of many participating employers in 
these MEPPs, we are generally responsible with the other participating employers for any plan underfunding. Our contributions 
to a particular MEPP are established by the applicable CBAs; however, our required contributions may increase based on the 
funded status of an MEPP and legal requirements such as those of the Pension Protection Act of 2006 (“Pension Act”), which 
requires substantially underfunded MEPPs to implement a funding improvement plan (“FIP”) or a rehabilitation plan (“RP”) to 
improve their funded status. Factors that could impact funded status of an MEPP include, without limitation, investment 
performance, changes in the participant demographics, decline in the number of contributing employers, changes in actuarial 
assumptions, and the utilization of extended amortization provisions. A FIP or RP requires a particular MEPP to adopt measures 
to correct its underfunded status. These measures may include, but are not limited to: an increase in our contribution rate to the 
applicable CBA, a reallocation of the contributions already being made by participating employers for various benefits to 
individuals participating in the MEPP, and/or a reduction in the benefits to be paid to future and/or current retirees. 

We could also be obligated to make future payments to MEPPs if we either cease to have an obligation to contribute to the 
MEPP or significantly reduce our contributions to the MEPP because we reduce our number of employees who are covered by 
the relevant MEPP for various reasons, including, but not limited to, layoffs or closures, assuming the MEPP has unfunded 

55

vested benefits. The amount of such payments (known as a complete or partial withdrawal liability) generally would equal our 
proportionate share of the plan’s unfunded vested benefits. 

The following table lists our participation in our multiemployer plans which we deem significant. “Contributions” 

represent the amounts contributed to the plan during the fiscal years presented:

Pension Fund:

EIN/
Pension
Plan
Number

Pension Act Zone
Status

FIP/RP
Status

Surcharge

2019

2018

Contributions (in millions)

Central States, Southeast and 
Southwest Areas Pension Fund (1) 366044243

Critical and 
Declining 
(January 1, 2019)

RP

No

Other

Total

0.3

0.3

0.6

$

0.4

0.1

0.5

$

(1) Our contributions to this plan are approximately 0.10% of total contributions, which is less than the required 
disclosure threshold of 5% of total plan contributions. However, this plan is deemed significant for disclosure as it is 
severely underfunded. Additionally, we increased our estimated partial withdrawal liability related to the closure of 
certain facilities to $8.1 million in fiscal 2019, from $7.1 million in fiscal 2018. We may, in the future, record an 
additional liability if required by an event of our withdrawal from the plan or a mass withdrawal. Our most recent 
contingent withdrawal liability was estimated at approximately $51.1 million, for a complete withdrawal occurring in 
fiscal 2020. In the case of a complete withdrawal or a mass withdrawal, our payments to the Central States Plan would 
include yearly payments of approximately $1.0 million, which do not include payments for the partial withdrawal of 
approximately $0.6 million annually. In a complete withdrawal, the current payments would not amortize the liability 
fully; however, payments for a complete withdrawal are limited to a 20-year period. In the case of a mass withdrawal, 
the liability would not amortize fully under current government regulations, and payments would continue indefinitely.

Defined Contribution Plans

Our employees also participate in two defined contribution plans: the BlueLinx Corporation Hourly Savings Plan covering 

hourly employees, and the BlueLinx Corporation Salaried Savings Plan covering salaried employees. Discretionary 
contributions to the plans are based on employee contributions and compensation, and, in certain cases, participants in the 
hourly savings plan also receive employer contributions based on union negotiated match amounts. Employer contributions to 
the hourly savings plan for fiscal 2019 and fiscal 2018 were $0.7 million and $0.6 million, respectively.

Employer contributions totaling $1.7 million for the salaried savings plan for fiscal 2019 have been deferred until the first 

quarter of 2020. Employer contributions to the salaried savings plan for fiscal 2018 of $1.8 million were deferred and paid in 
the first quarter of fiscal 2019.

10. Share-Based Compensation

We have three stock-based compensation plans covering officers, directors, certain employees, and consultants: the 2004 

Equity Incentive Plan (the “2004 Plan”), the 2006 Long-Term Equity Incentive Plan (the “2006 Plan”), and the 2016 Amended 
and Restated Long-Term Incentive Plan (the “2016 Plan”). The plans are designed to motivate and retain individuals who are 
responsible for the attainment of our primary long-term performance goals. The plans provide a means whereby the participants 
develop a further sense of proprietorship and personal involvement in our development and financial success, thereby 
advancing the interests of the Company and its stockholders. Although we do not have a formal policy on the matter, we issue 
new shares of our common stock to participants upon the exercise of options or upon the vesting of restricted stock, restricted 
stock units, or performance shares, out of the total amount of common shares applicable for issuance or vesting under the 
aforementioned plans. Shares are available for new issuance only under the 2016 Plan. The 2004 and 2006 Plans have no shares 
remaining for issuance. Remaining 2004 Plan shares are outstanding only for the exercise of currently outstanding options and 
2006 Plan shares are outstanding only for the vesting of outstanding equity awards and the exercise of currently outstanding 
options. 

The 2016 Plan permits the grant of nonqualified stock options, incentive stock options, stock appreciation rights (“SARs”), 
restricted stock, restricted stock units, performance shares, performance units, cash-based awards, and other share-based awards 
to participants of the 2016 Plan selected by our Board of Directors or a committee of the Board that administers the 2016 Plan. 
We reserved 810,200 shares of our common stock for issuance under the 2016 Plan. The terms and conditions of awards under 
the 2016 Plan are determined by the Compensation Committee. Some of the awards issued under both the 2006 and 2016 Plans 

56

are subject to accelerated vesting in the event of a change in control as such an event is defined in the respective Plan 
documents.

For all awards designated as equity awards, we recognize compensation expense equal to the grant-date fair value for all 
share-based payment awards that are expected to vest, as described further below, in “Compensation Expense.” This expense is 
recorded on a straight-line basis over the requisite service period of the entire award, unless the awards are subject to market or 
performance conditions, in which case we recognize compensation expense over the requisite service period of each separate 
vesting tranche, to the extent the occurrence of such conditions are probable. 

All compensation expense related to our share-based payment awards is recorded in “Selling, general, and administrative” 

expense in the Consolidated Statements of Operations and Comprehensive Loss.

Cash-Settled SARs

During fiscal 2016, we granted certain executives and employees cash-settled SARs. The cash-settled SARs vested on July 

16, 2018. On the vesting date, half of the vested value of the cash-settled SARs became payable within thirty days of the 
vesting date, and the remainder payable no later than August 15, 2019. The exercise price for the cash-settled SARs was 
amended so that it was based on a 20-day trading average of the Company’s common stock through the vesting date, in excess 
of the $7.00 grant date valuation. There was no remaining liability at the end of 2019. 

During fiscal 2017, certain individuals were no longer employed with the Company, and their cash-settled SAR 
agreements allowed for a partial accelerated vesting (of 27,385 cash-settled SARs) and a partial forfeiture (of 20,615 cash-
settled SARs), pro-rated based on employment dates. At that time, half of the accelerated vested value of the cash-settled SARs, 
as valued at the closing stock price on the deemed exercise date, was paid to those participants, with the remaining half payable 
on July 16, 2019. These payments, and the accrued liability for the remaining half payable in fiscal 2019, were immaterial.

At December 28, 2019, there were no cash-settled SARs issued and outstanding, and we recognized expense of 

approximately $0.0 million and $13.2 million in fiscal 2019 and 2018, respectively, related to these awards. 

Restricted Stock Units

During fiscal 2019 and in prior years, the Board of Directors was granted restricted stock units with a one-year vesting 

period, although a pro-rated portion may vest prior to the one-year period, with the remainder forfeited, if a Director chooses 
not to stand for re-election before the one-year vesting period has elapsed. All vested director grants settle at the earlier of ten 
years from the vesting date or retirement from the Board of Directors. These awards are time-based and are not based upon 
attainment of performance goals.

During fiscal 2018 and 2019, the Board of Directors granted restricted stock units to certain of our employees and 

executive officers. Certain of the restricted stock units granted in fiscal 2018 and 2019 vest in equal annual increments over the 
three years after the date of grant. The remaining restricted stock units granted in fiscal 2018 vest on the third anniversary of 
the date of grant if certain performance conditions are met prior to the vesting date, and the remaining restricted stock units 
granted in fiscal 2019 vest at the end of the Company’s second fiscal quarter in 2022 if certain performance conditions are met 
as of the vesting date. 

As of December 28, 2019, there was approximately $7.5 million of total unrecognized compensation expense related to 
restricted stock units. The unrecognized compensation expense is expected to be recognized over a weighted average term of 
2.2 years. As of December 28, 2019, the weighted average remaining contractual term for our restricted stock units was 2.2 
years, and the maximum contractual term was 3.0 years.

57

The following table summarizes activity for our restricted stock units during fiscal 2019:

Outstanding as of December 29, 2018
Granted
Vested (1)
Forfeited
Outstanding as of December 28, 2019

Restricted Stock Units

Number of
Awards

Weighted
Average Fair
Value

194,222
389,940
(82,570)
(11,443)
490,149

$

$

33.29
19.96
22.92
32.26
24.45

(1)  The total fair value of restricted stock units vested in fiscal 2019 and 2018 was $1.9 million and $1.7 million, 

respectively.

Compensation Expense

Total share-based compensation expense from our share-based awards was as follows:

December 28,
2019

December 29,
2018

Restricted Stock and Restricted Stock Units
Performance Shares
Cash-settled Stock Appreciation Rights
Total

$

$

$

(In thousands)
2,592
—
—
2,592

$

1,350
788
13,173
15,311

We do not estimate forfeitures, but adjust for them as they occur.

We recognized related income tax benefits in fiscal years 2019 and 2018 of $0.7 million and $3.9 million, respectively, 

which were fully realized in fiscal 2019 and 2018. We present the benefits of tax deductions in excess of recognized 
compensation expense as a net operating cash outflow in our Consolidated Statements of Cash Flows when present. There was 
no excess tax benefit in fiscal 2019, and an excess tax benefit of $1.5 million in fiscal 2018.

11. Loss per Common Share

We calculate basic earnings per share by dividing net income by the weighted average number of common shares 

outstanding, excluding unvested restricted shares. We calculate diluted earnings per share using the treasury stock method, by 
dividing net income by the weighted average number of common shares outstanding plus the dilutive effect of outstanding 
share-based awards, including restricted stock awards and units, performance shares, and stock options. 

58

 
 
The following table shows the computation of basic and diluted loss per share: 

Net loss

Basic weighted average shares outstanding
Dilutive effect of share-based awards
Diluted weighted average shares outstanding

Basic loss per share

Diluted loss per share

Fiscal Year Ended

December 28, 
2019(1)

December 29, 
2018(1)

(In thousands, except per share data)
(48,053)
$

(17,656) $

9,355
—
9,355

$

$

(1.89) $
(1.89) $

9,230
—
9,230

(5.21)
(5.21)

(1) Basic and diluted loss per share are equivalent for fiscal 2019 and 2018, due to net losses for the periods, and all 
outstanding share-based awards would be antidilutive.

For fiscal years 2019 and 2018, we excluded 490,149 and 194,222 unvested (or unexercised, in the case of options) share-
based awards, respectively, from the diluted earnings per share calculation because they were either anti-dilutive or “out of the 
money.” Outstanding share based awards not included in diluted loss per share consisted of the following securities:

Performance shares

Restricted stock units
Total excluded from diluted earnings per share

12. Related Party Transactions

Fiscal Year Ended

December 28,
2019

December 29,
2018

—

490,149
490,149

58,818

135,404
194,222

D. Wayne Trousdale, the Company’s former Vice Chairman, Operating Companies, who served until April 2019, owns 
approximately 33.33% of a limited liability company that owns and leases six facilities to us.  During fiscal 2018 and 2019, 
approximately $1.5 million and $2.1 million, respectively, in aggregate rent and related amounts was paid to the limited 
liability company for these properties.  Mr. Trousdale’s interest in these amounts for fiscal 2018 and 2019 was approximately 
$0.5 million and $0.7 million, respectively.  

13. Lease Commitments

Effective December 30, 2018, we adopted ASU No. 2016-02, “Leases (Topic 842)” using the modified retrospective 

method, which applies the provisions of the new guidance at the effective date without adjusting the comparative periods 
presented. We have elected the package of practical expedients permitted under the transition guidance within the new standard. 
This election allowed us to carry forward our historical lease classification. The adoption of this standard resulted in the 
recording of operating lease right-of-use (“ROU”) assets and corresponding operating lease liabilities of $57.5 million on the 
consolidated balance sheet as of December 30, 2018 (adoption date), the first day of fiscal 2019, which amortizes over the lease 
term. 

We determine if an arrangement is a lease at inception and assess lease classification as either operating or finance at 

lease inception or upon modification. Our operating and finance (formerly capital) lease portfolio includes leases for real estate, 
certain logistics equipment, and vehicles. The majority of our leases have remaining lease terms of one year to 15 years, some 
of which include one or more options to extend the leases for five years. Operating lease ROU assets and corresponding 
liabilities are presented separately on the consolidated balance sheets. Finance lease assets are included in property and 
equipment, and the finance lease obligations are presented separately in the consolidated balance sheet.  We have also made the 
accounting policy election to not separate lease components from non lease components related to leases of several trucks 
during the second and third quarters of 2019.  

59

When a lease does not provide an implicit interest rate, we use our incremental borrowing rate based on the information 

available at the commencement date in determining the present value of future payments.

A portion of our real estate lease cost is generally subject to annual changes in the Consumer Price Index (“CPI”). The 

known changes to lease payments are included in the lease liability at lease commencement.  Unknown changes related to CPI 
are treated as variable lease payments and recognized in the period in which the obligation for those payments was incurred. In 
addition, a subset of our vehicle lease cost is considered variable. 

The components of lease expense were as follows:

Operating lease cost:
Finance lease cost:
   Amortization of right-of-use assets
   Interest on lease liabilities
Total finance lease costs

Supplemental cash flow information related to leases for fiscal 2019 was as follows:

Cash paid for amounts included in the measurement of lease liabilities

   Operating cash flows from operating leases

   Operating cash flows from finance leases
   Financing cash flows from finance leases
Right-of-use assets obtained in exchange for lease obligations
   Operating leases
   Finance leases

Fiscal Year Ended
December 28, 2019

(In thousands)

$

$

$

12,115

9,712
15,303
25,015

Fiscal Year Ended
December 28, 2019

(In thousands)

$

$

11,885

15,303
9,853

775
15,041

Supplemental balance sheet information for right-of-use assets related to leases for fiscal 2019 was as follows:

Finance leases

   Property and equipment
   Accumulated depreciation

Property and equipment, net

Weighted Average Remaining Lease Term (in years)
   Operating leases
   Finance leases
Weighted Average Discount Rate
   Operating leases
   Finance leases

60

December 28, 2019

(In thousands)

$

$

156,770
(23,364)
133,406

11.71
17.9

9.34%
10.33%

 
 
The major categories of our finance lease liabilities as of December 28, 2019 are as follows:

Equipment and vehicles
Real estate

Total finance leases

As of December 28, 2019, maturities of lease liabilities were as follows:

December 28, 2019

(In thousands)

$

$

32,471
120,525
152,996

2020
2021
2022
2023
2024
Thereafter

Total lease payments

Less: imputed interest

Total

Real Estate Transactions

Operating leases

Finance leases

$

$

$

(In thousands)

11,348
10,111
8,048
7,330
6,413
50,901
94,151
(39,743)
54,408

$

$

$

20,291
19,258
18,350
17,887
17,324
284,277
377,387
(224,391)
152,996

During fiscal 2018, we completed sale-leaseback transactions on distribution centers located in Bellingham, 

Massachusetts; Raleigh, North Carolina; Frederick, Maryland; and Lawrenceville, Georgia. As a result of these transactions, we 
recognized a capital lease asset and obligation totaling $95.1 million. We recorded deferred gains of $83.9 million on the sale-
leaseback properties in fiscal 2018. 

During fiscal 2019, we completed real estate financing transactions on distribution centers located in Yulee, Florida; and 
University Park, Illinois. The aggregate gross proceeds for these real estate transactions were $45 million. We determined that 
the transactions did not qualify as sales in accordance with ASC Topic 842 and, for accounting purposes, the transactions were 
not accounted for as sale-leaseback transactions. When this occurs, the real estate transaction is accounted for as a financing 
transaction, whereby the cash received is recorded as a financing obligation in our consolidated balance sheets in other current 
liabilities and in noncurrent liabilities as real estate financing obligations. The assets related to these transactions remain on our 
books and we continue to depreciate them.

At December 28, 2019, our future minimum payments related to the financing obligations under these real estate 

financing transactions were as follows:

2020
2021
2022
2023
Thereafter

$

(In thousands)

3,711
3,794
3,880
3,967
47,218

In the first quarter of 2020, we completed real estate financing transactions on fourteen of our distribution facilities for 

aggregate gross proceeds of $78.3 million. The transactions are described in further detail in Note 16.

61

14. Commitments and Contingencies

Environmental and Legal Matters

From time to time, we are involved in various proceedings incidental to our businesses, and we are subject to a variety of 

environmental and pollution control laws and regulations in all jurisdictions in which we operate. Although the ultimate 
outcome of these proceedings cannot be determined with certainty, based on presently available information, management 
believes that adequate reserves have been established for probable losses with respect thereto. Management further believes 
that the ultimate outcome of these matters could be material to operating results in any given quarter, but will not have a 
materially adverse effect on our long-term financial condition, our results of operations, or our cash flows.

Collective Bargaining Agreements (“CBAs”)

As of December 28, 2019, we employed approximately 2,200 persons on a full-time basis. Approximately 20% of our 
employees were covered by CBAs negotiated between the company and various local unions. Three of those CBAs covering 
approximately 30 employees are up for renewal in fiscal 2020, or are currently expired and under negotiations.

15. Accumulated Other Comprehensive Loss

Comprehensive income (loss) is a measure of income which includes both net loss and other comprehensive income (loss). 

Our other comprehensive income (loss) results from items deferred from recognition into our Consolidated Statements of 
Operations and Comprehensive Loss. Accumulated other comprehensive loss is separately presented on our Consolidated 
Balance Sheets as part of common stockholders’ deficit. Other comprehensive income (loss) was $2.6 million and $(0.6) 
million for fiscal 2019 and fiscal 2018, respectively.

The changes in accumulated balances for each component of other comprehensive loss for fiscal 2018 and 2019 were as 

follows:

December 30, 2017, ending balance, net of tax
Other comprehensive income (loss), net of tax (1)
December 29, 2018, ending balance, net of tax
Other comprehensive income (loss), net of tax (2)
December 28, 2019, ending balance, net of tax

  Foreign 
currency 
translation, 
net
of tax

Amortization of
unrecognized
pension gain
(loss), net of tax

Other, net
of tax

Total

$

$

$

674
(14)
660

6
666

$

$

$

(In thousands)
(37,393) $
(608)
(38,001) $
2,560
(35,441) $

212
—

212

—
212

$ (36,507)
(622)
$ (37,129)
2,566
$ (34,563)

(1) For fiscal 2018, there was $0.8 million of unrecognized actuarial loss based on updated actuarial assumptions, net 
of taxes of $0.2 million. There was no intraperiod income tax allocation since there was a loss in continuing operations 
along with a loss in other comprehensive income.

(2) For fiscal 2019, there was $3.5 million of unrecognized actuarial gain based on updated actuarial assumptions, net 
of taxes of $0.9 million. There was a tax benefit of $0.7 million allocated to the loss from continuing operations and 
tax expense allocated to the income from other comprehensive income.

16. Subsequent Events

Real Estate Transactions

On December 31, 2019, we completed real estate financing transactions with respect to four warehouse facilities for 
aggregate net proceeds of approximately $27.2 million; on January 31, 2020, we completed real estate financing transactions  
with respect to nine warehouse facilities for aggregate net proceeds of $34.1 million; and on February 28, 2020, we completed 
a real estate financing transaction with respect to a warehouse facility for net proceeds of approximately $7.5 million. The real 
estate financing transactions were completed through sale-leaseback arrangements. All net proceeds from these transactions 
were used to repay indebtedness under the Term Loan Facility, and following these repayments, the principal balance of the 
Term Loan Facility was approximately $77.4 million. Upon completion of these transactions, we entered into long-term leases 
on the properties for initial terms from fifteen to eighteen years with multiple five-year renewal options. 

62

 
Amendments to the Term Loan Facility

On December 31, 2019, we amended our Term Loan Facility to extend the period for satisfying the designated outstanding 

principal balance level required to maintain the modified “Total Net Leverage Ratio” covenant levels for the 2019 fourth and 
subsequent quarters under the Term Loan Facility.  The principal balance level was satisfied on January 31, 2020, through 
repayments from the sale-leaseback transactions described in this Note under the heading “Real Estate Transactions” above.

On February 28, 2020, we further amended our Term Loan Facility to provide that we will not be subject to the facility’s 

quarterly “Total Net Leverage Ratio” covenant from and after the time, and then for so long as, the principal balance level 
under the facility is less than $45 million.

Amendment to the Revolving Credit Facility

On January 31, 2020, we amended our Revolving Credit Facility to provide that (i) the “Seasonal Period” run from 
November 15, 2019, through July 15, 2020, for the calendar year 2019, and from December 15 of each calendar year through 
April 15 of each immediately succeeding calendar year for the calendar year 2020 and thereafter, and (ii) the measurement 
period in the definition of “Cash Dominion Event” will be five consecutive business days instead of three consecutive business 
days.

63

ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 
DISCLOSURE 

None.

ITEM 9A. CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures 

Our management, including our Chief Executive Officer and Chief Financial Officer, performed an evaluation, as of the 
end of the period covered by this report, of our disclosure controls and procedures, which have been designed to permit us to 
record, process, summarize, and report, within time periods specified by the SEC’s rules and forms, information required to be 
disclosed. Our management, including our Chief Executive Officer and Chief Financial Officer, concluded that the controls and 
procedures were effective as of December 28, 2019, to ensure that material information was accumulated and communicated to 
our management, including our Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions 
regarding required disclosure. 

Changes in Internal Control 

During the three months ended December 28, 2019, other than as described below, we did not make any changes in our 
internal control over financial reporting that have materially affected, or are reasonably likely to materially affect, our internal 
control over financial reporting. 

Management’s Annual Report on Internal Control Over Financial Reporting 

Management is responsible for establishing and maintaining adequate internal control over financial reporting, as such 
term is defined in Rules 13a-15(f) and 15d-15(f) under the Securities Exchange Act of 1934. Our internal control over financial 
reporting is designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of 
financial statements for external purposes in accordance with accounting principles generally accepted in the United States of 
America. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 

Projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies may deteriorate. 

On April 13, 2018, we acquired Cedar Creek Holdings, Inc. in a business combination. At the end of fiscal 2019, we 
completed the process of integrating the policies, processes, information technology systems, and other components of internal 
control over financial reporting of the combined business. Management’s assessment of our internal control over financial 
reporting for the fiscal year 2019 includes the internal control over financial reporting of Cedar Creek.

Management conducted an evaluation of the effectiveness of our internal control over financial reporting as of 

December 28, 2019, using the criteria issued by the Committee of Sponsoring Organizations of the Treadway Commission 
(“COSO”) in the 2013 Internal Control-Integrated Framework. Based on that evaluation, management believes that our internal 
control over financial reporting was effective as of December 28, 2019. 

The effectiveness of our internal control over financial reporting as of December 28, 2019, has been audited by BDO USA, 

LLP, an independent registered public accounting firm, which also audited our Consolidated Financial Statements for the year 
ended December 28, 2019. BDO, USA, LLP’s report on our internal control over financial reporting is set forth below.

64

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Board of Directors and Stockholders
BlueLinx Holdings Inc. and subsidiaries
Marietta, Georgia

Opinion on Internal Control over Financial Reporting

We  have  audited  BlueLinx  Holdings  Inc.  and  subsidiaries’  (the  “Company”)  internal  control  over  financial  reporting  as  of 
December 28, 2019, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of 
Sponsoring Organizations of the Treadway Commission (the “COSO criteria”). In our opinion, the Company maintained, in all 
material respects, effective internal control over financial reporting as of December 28, 2019, based on the COSO criteria. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(“PCAOB”),  the  consolidated  balance  sheets  of  the  Company  as  of  December 28,  2019  and  December 29,  2018,  the  related 
consolidated statements of operations and comprehensive loss, cash flows and stockholders’ deficit, for the years then ended, and 
the related notes and our report dated March 11, 2020 expressed an unqualified opinion thereon.

Basis for Opinion

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment 
of the effectiveness of internal control over financial reporting, included in the accompanying Item 9A, “Management’s Annual 
Report on Internal Control over Financial Reporting”. Our responsibility is to express an opinion on the Company’s internal control 
over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be 
independent with respect to the Company in accordance with U.S. federal securities laws and the applicable rules and regulations 
of the Securities and Exchange Commission and the PCAOB.

We conducted our audit of internal control over financial reporting in accordance with the standards of the PCAOB. Those standards 
require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial 
reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial 
reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of 
internal control based on the assessed risk. Our audit also included performing such other procedures as we considered necessary 
in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability 
of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted 
accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain 
to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets 
of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial 
statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are 
being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that 
could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because 
of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

Atlanta, Georgia
March 11, 2020 

/s/ BDO USA, LLP

65

 
 
 
 
 
 
 
 
 
ITEM 9B. OTHER INFORMATION

None.

66

PART III

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS, AND CORPORATE GOVERNANCE

Certain information required by this Item will be set forth in our definitive proxy statement for the 2020 Annual Meeting of 

Stockholders of BlueLinx Holdings Inc. (the “Proxy Statement”) to be filed within 120 days after the end of our 2019 fiscal 
year, and is incorporated herein by reference. Information regarding executive officers of Bluelinx Holdings Inc. is included 
under Item 1 of this report and is incorporated herein by reference. 

ITEM 11.  EXECUTIVE COMPENSATION

Information regarding compensation of officers and directors of BlueLinx Holdings Inc. will be set forth under the 
captions entitled “Compensation Discussion and Analysis,” “Compensation Committee Report,” and “Compensation of 
Executive Officers” in the Proxy Statement, to be filed within 120 days after the end of our 2019 fiscal year, and is 
incorporated herein by reference.

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 
STOCKHOLDER MATTERS

Security Ownership of Certain Beneficial Owners, Management, and Related Stockholders Matters Information regarding 

ownership of BlueLinx Holdings Inc. common stock will be set forth under the captions entitled “Security Ownership of 
Management and Certain Beneficial Owners” and “Delinquent Section 16(a) Reports” in the Proxy Statement, to be filed 
within 120 days after the end of our 2019 fiscal year, and is incorporated herein by reference.

Equity Compensation Plan Information

The following table provides information about the shares of our common stock that may be issued upon the exercise of 
options and other awards under our existing equity compensation plans as of December 28, 2019. Our stockholder-approved 
equity compensation plans consist of the 2004 Plan, the 2006 Plan, and the 2016 Plan. Shares are available for issuance under 
the 2016 Plan. We do not have any non-stockholder approved equity compensation plans. 

Plan Category
Equity compensation plans approved by security holders
Equity compensation plans not approved by security holders

Total

(a)

(b)

(c)

Number of 
Securities
to be Issued 
Upon
Exercise of
Outstanding 
Options,
Warrants and 
Rights

Weighted-
Average
Exercise Price 
of
Outstanding
Options, 
Warrants
and Rights

Number of Securities 
Remaining
Available for Future 
Issuance Under
Equity Compensation 
Plans
(Excluding Securities 
Reflected in
Column (a))

— $
—

— $

—
n/a

—

424,380
—

424,380

Other information required by this item is set forth under the heading “Security Ownership of Management and Certain 

Beneficial Owners” in the Proxy Statement, and is incorporated herein by reference.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

Certain Relationships, Related Transactions, and Director Independence Information regarding certain relationships, 
related transactions with BlueLinx Holdings Inc., and director independence will be set forth under the captions entitled 
“Certain Relationships and Related Transactions,” in the Proxy Statement, to be filed within 120 days after the end of our 2019 
fiscal year, and is incorporated herein by reference.

ITEM 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES

Information required by this item will be set forth under the heading “Proposal 2 - Ratification of Independent Registered 

Public Accounting Firm” in our Proxy Statement, to be filed within 120 days after the end of our 2019 fiscal year, and is 
incorporated by reference.

67

 
 
 
 
 
 
ITEM 15.  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

(a)  Financial Statements, Schedules, and Exhibits 

PART IV

1. Financial Statements. The Financial Statements of BlueLinx Holdings Inc. and subsidiaries and the Report of Independent 

Registered Public Accounting Firm are presented under Item 8 of this Form 10-K. 

2. Financial Statement Schedules. Not applicable.

3. Exhibits.

Exhibit Number

Item

2.1

3.1

3.2

3.3

4.1

10.1

10.2

10.3

10.4
10.5

10.6

10.7

10.8

10.9

10.10

10.11

Agreement and Plan of Merger, dated as of March 9, 2018, by and among BlueLinx Corporation, Panther 
Merger Sub, Inc., Cedar Creek Holdings, Inc. and Charlesbank Equity Fund VII, Limited Partnership 
(incorporated by reference to Exhibit 2.1 to the Company’s Form 8-K filed with the Securities and 
Exchange Commission on March 12, 2018)
Second Amended and Restated Certificate of Incorporation of BlueLinx, as amended (incorporated by 
reference to Appendix A to the Company’s Definitive Proxy Statement for the 2015 Annual Meeting of 
Stockholders, filed with the Securities and Exchange Commission on April 20, 2015)

  Certificate of Amendment to the Second Amended and Restated Certificate of Incorporation of BlueLinx 

Holdings Inc. (incorporated by reference to Exhibit 3.1 to the Company’s Form 8-K filed with the Securities 
and Exchange Commission on June 13, 2016)

Second Amended and Restated ByLaws of BlueLinx (incorporated by reference to Exhibit 3.1 to the 
Company’s Form 8-K filed with the Securities and Exchange Commission on December 4, 2018)

Description of Registrant’s Securities *

  Asset Purchase Agreement, dated as of March 12, 2004, by and among Georgia-Pacific Corporation,

Georgia-Pacific Building Materials Sales, Ltd. and BlueLinx Corporation (A) 
First Amendment to Asset Purchase Agreement, dated as of May 6, 2004, by and among Georgia-Pacific
Corporation, Georgia-Pacific Building Materials Sales, Ltd. and BlueLinx Corporation (A) 
Form of Director and Officer Indemnification Agreement (incorporated by reference to Exhibit 10.1 to the 
Company’s Form 8-K filed with the Securities and Exchange Commission on January 13, 2011) ± 

  BlueLinx Holdings Inc. 2004 Long Term Equity Incentive Plan (A) ±
  Amended and Restated BlueLinx Holdings Inc. 2006 Long-Term Equity Incentive Plan (as amended

through May 17, 2012 and restated solely for purposes of filing pursuant to Item 601 of Regulation S-K)
(incorporated by reference to Appendix A to the Definitive Proxy Statement for the 2012 Annual Meeting of
Stockholders, filed with the Securities and Exchange Commission on April 16, 2012) ±

  BlueLinx Holdings Inc. 2006 Long-Term Equity Incentive Plan Restricted Stock Unit Award Agreement for 
Non-Employee Directors (incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with 
the Securities and Exchange Commission on December 17, 2014) ±
BlueLinx Holdings Inc. 2006 Long-Term Equity Incentive Plan Restricted Stock Unit Award Agreement for 
Executives and Employees (incorporated by reference to Exhibit 10.3 to the Company’s Form 8-K filed with 
the Securities and Exchange Commission on May 27, 2015) ±

BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Incentive Plan (incorporated by reference 
to Exhibit 10.1 to the Company’s Form S-8 Registration Statement filed with the Securities and Exchange 
Commission on June 3, 2016) ± 
First Amendment to BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Incentive Plan 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with the Securities and 
Exchange Commission on May 18, 2018) ±
BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Incentive Plan Form of Stock Appreciation 
Rights Agreement (incorporated by reference to Exhibit 10.2 to the Company’s Form S-8Registration 
Statement filed with the Securities and Exchange Commission on June 3, 2016) ±

Form of Amendment to BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Incentive Plan 
Form of Stock Appreciation Rights Agreement (incorporated by reference to Exhibit 10.1 to the Company’s 
Form 8-K filed with the Securities and Exchange Commission on January 5, 2018) ±

68

 
 
 
 
Exhibit Number

Item

10.12

10.13

10.14

10.15

10.16

10.17

10.18

10.19

10.20

10.21

10.22

10.23

10.24

10.25

10.26

10.27

10.28

10.29

BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Equity Incentive Plan Restricted Stock 
Unit Award Agreement for Non-Employee Directors (incorporated by reference to Exhibit 10.19 to the 
Company’s Form 10-K filed with the Securities and Exchange Commission on March 2, 2017) ± 
Form of 2018 Time Based Restricted Stock Unit Award Agreement under the BlueLinx Holdings, Inc. 2016 
Amended and Restated Long-Term Incentive Plan, as amended (incorporated by reference to Exhibit 10.13 
to the Company’s Form 10-Q filed with the Securities and Exchange Commission on August 9, 2018) ±

Form of 2018 Performance Based Restricted Stock Unit Award Agreement under the BlueLinx Holdings, 
Inc. 2016 Amended and Restated Long-Term Incentive Plan, as amended (incorporated by reference to 
Exhibit 10.14 to the Company’s Form 10-Q filed with the Securities and Exchange Commission on August 
9, 2018) ±
Form of 2019 Time Based Restricted Stock Unit Award Agreement under the BlueLinx Holdings, Inc. 2016 
Amended and Restated Long-Term Incentive Plan, as amended (incorporated by reference to Exhibit 10.2 to 
the Company’s Form 10-Q filed with the Securities and Exchange Commission on November 6, 2019) ± 

Form of 2019 Performance Based Restricted Stock Unit Award Agreement under the BlueLinx Holdings, 
Inc. 2016 Amended and Restated Long-Term Incentive Plan, as amended (incorporated by reference to 
Exhibit 10.3 to the Company’s Form 10-Q filed with the Securities and Exchange Commission on 
November 6, 2019) ± 

Environmental Indemnity Agreement, dated as of June 9, 2006, by BlueLinx Holdings Inc. in favor of 
German American Capital Corporation (incorporated by reference to Exhibit 10.4 to the Company’s Form 8-
K filed with the Securities and Exchange Commission on June 15, 2006) 

Employment Agreement between BlueLinx Corporation and Mitchell Lewis, dated January 15, 2014 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with the Securities and 
Exchange Commission on January 17, 2014) ± 
First Amendment, effective June 8, 2018, to Employment Agreement between BlueLinx Corporation and 
Mitchell Lewis (incorporated by reference to Exhibit 10.12 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on August 9, 2018)

Employment Agreement between BlueLinx Corporation and Susan C. O’Farrell, dated May 5, 2014 
(incorporated by reference to Exhibit 10.2 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on May 8, 2014) ± 
First Amendment, effective June 1, 2018, to Employment Agreement between BlueLinx Corporation and 
Susan C. O’Farrell (incorporated by reference to Exhibit 10.9 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on August 9, 2018) ±
Employment Agreement between BlueLinx Corporation and Shyam K. Reddy, dated May 3, 2017 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on August 10, 2017) ±

First Amendment, effective June 8, 2018, to Employment Agreement between BlueLinx Corporation and 
Shyam K. Reddy (incorporated by reference to Exhibit 10.10 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on August 9, 2018) ±
Employment Agreement, dated as of April 13, 2018, between BlueLinx Corporation and Alex Averitt 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 8 K filed with the Securities and 
Exchange Commission on April 19, 2018) ±
First Amendment, effective June 1, 2018, to Employment Agreement between BlueLinx Corporation and 
Alex Averitt (incorporated by reference to Exhibit 10.11 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on August 9, 2018) ±

Employment Agreement, dated as of April 13, 2018, between BlueLinx Corporation and D. Wayne 
Trousdale ±*

First Amendment, effective June 1, 2018, to Employment Agreement between BlueLinx Corporation and D. 
Wayne Trousdale ±*

Consulting Agreement, dated as of January 29, 2019, between BlueLinx Corporation and D. Wayne 
Trousdale ±*

BlueLinx Holdings Inc, Amended and Restated Short-Term Incentive Plan (incorporated by reference to 
Appendix A to the Definitive Proxy Statement for the 2017 Annual Meeting of Stockholders, filed with the 
Securities and Exchange Commission on April 18, 2017)±

69

 
 
 
Exhibit Number

Item

10.30

10.31

10.32

10.33

10.34

10.35

10.36

10.37

10.38

10.39

10.40

10.41

10.42

10.43

10.44

10.45

BlueLinx Corporation Integration Incentive Plan (incorporated by reference to Exhibit 10.2 to the 
Company’s Form 8 K filed with the Securities and Exchange Commission on April 19, 2018) ±
BlueLinx Corporation Integration Incentive Plan Form of Participation Agreement (incorporated by 
reference to Exhibit 10.3 to the Company’s Form 8 K filed with the Securities and Exchange Commission 
on April 19, 2018) ±

BlueLinx Holdings Inc. Executive Severance Plan (incorporated by reference to Exhibit 10.1 to the 
Company’s Form 8-K filed with the Securities and Exchange Commission on May 27, 2015) ±

Form of Executive Restrictive Covenant Agreement (incorporated by reference to Exhibit 10.2 to the 
Company’s Form 8-K filed with the Securities and Exchange Commission on May 27, 2015) ±

Revised Form of Executive Restrictive Covenant Agreement ±*

Form of Purchase and Sale Agreement with USIPA-Brennan Ventures II, LLC, dated as of November 6, 
2017 (incorporated by reference to Exhibit 10.2 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on May 3, 2018)
Form of Amendment to Purchase and Sale Agreement with USIPA-Brennan Ventures II, LLC, dated as of 
December 7, 2017 (incorporated by reference to Exhibit 10.3 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on May 3, 2018)

Form of Purchase and Sale Agreement for Sale-Leaseback Transactions with Big Acquisitions LLC 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on August 7, 2019)

Third Amendment to Purchase and Sale Agreement, dated as of May 1, 2019, by and between ABP FL 
(Yulee) LLC and Big Acquisitions LLC (incorporated by reference to Exhibit 10.2 to the Company’s Form 
10-Q filed with the Securities and Exchange Commission on August 7, 2019)

Third Amendment to Purchase and Sale Agreement, dated as of May 1, 2019, by and between ABP IL 
(University Park) and Big Acquisitions LLC (incorporated by reference to Exhibit 10.3 to the Company’s 
Form 10-Q filed with the Securities and Exchange Commission on August 7, 2019)

Amended and Restated Credit Agreement, dated April 13, 2018, by and among BlueLinx Holdings Inc., 
certain subsidiaries of BlueLinx Holdings Inc. as borrowers or guarantors thereunder, Wells Fargo Bank, 
National Association, as administrative agent, and certain other financial institutions party thereto 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with the Securities and 
Exchange Commission on April 16, 2018)

Amended and Restated Guaranty and Security Agreement, dated April 13, 2018, by and among BlueLinx 
Holdings Inc., certain subsidiaries of BlueLinx Holdings Inc., and Wells Fargo Bank, National Association 
(incorporated by reference to Exhibit 10.2 to the Company’s Form 8-K filed with the Securities and 
Exchange Commission on April 16, 2018)

Credit and Guaranty Agreement, dated April 13, 2018, by and among BlueLinx Holdings Inc., certain 
subsidiaries of BlueLinx Holdings Inc. as guarantors thereunder, HPS Investment Partners, LLC, as 
administrative agent and collateral agent, and certain other financial institutions party thereto (incorporated 
by reference to Exhibit 10.3 to the Company’s Form 8-K filed with the Securities and Exchange 
Commission on April 16, 2018)
Pledge and Security Agreement, dated April 13, 2018, by and among BlueLinx Holdings Inc., certain 
subsidiaries of BlueLinx Holdings Inc., and HPS Investment Partners, LLC (incorporated by reference to 
Exhibit 10.4 to the Company’s Form 8-K filed with the Securities and Exchange Commission on April 16, 
2018)
First Amendment, dated as of June 12, 2018, to that certain Credit and Guaranty Agreement, dated as of 
April 13, 2018, by and among BlueLinx Holdings Inc., certain subsidiaries of BlueLinx Holdings Inc. as 
guarantors thereunder, HPS Investment Partners, LLC, as administrative agent and collateral agent, and 
certain other financial institutions party thereto (incorporated by reference to Exhibit 10.47 to the 
Company’s Form 10-K filed with the Securities and Exchange Commission on March 13, 2019)

Second Amendment to Credit and Guaranty Agreement, dated February 28, 2019, by and among BlueLinx 
Holdings Inc., as borrower, certain subsidiaries of BlueLinx Holdings Inc., as guarantors, HPS Investment 
Partners, LLC, as administrative agent and collateral agent, and the other financial institutions party thereto, 
as lenders (incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with the Securities 
and Exchange Commission on March 4, 2019)

70

Exhibit Number

10.46

Item

Third Amendment to Credit and Guaranty Agreement, dated October 24, 2019, by and among BlueLinx 
Holdings Inc., as borrower, certain subsidiaries of BlueLinx Holdings Inc., as guarantors, the lenders party 
thereto, and HPS Investment Partners, LLC, in its capacity as administrative agent (incorporated by 
reference to Exhibit 10.1 to the Company’s Form 10-Q filed with the Securities and Exchange Commission 
on November 6, 2019)

21.1

23.1

31.1

31.2

32.1

List of subsidiaries of the Company*

Consent of BDO USA, LLP*

  Certification of Mitchell B. Lewis, Chief Executive Officer, pursuant to Section 302 of the Sarbanes-Oxley 

Act of 2002*

  Certification of Susan C. O’Farrell, Chief Financial Officer and Treasurer, pursuant to Section 302 of the 

Sarbanes-Oxley Act of 2002*

  Certification of Mitchell B. Lewis, Chief Executive Officer, pursuant to Section 906 of the Sarbanes-Oxley 

Act of 2002**

32.2

  Certification of Susan C. O’Farrell, Chief Financial Officer and Treasurer, pursuant to Section 906 of the 

101.Def
101.Pre

101.Lab
101.Cal

101.Sch
101.Ins

Sarbanes-Oxley Act of 2002**

  Definition Linkbase Document*

Presentation Linkbase Document*

Labels Linkbase Document*
Calculation Linkbase Document*

Schema Document*
Instance Document - the instance document does not appear in the Interactive Data File because its XBRL
tags are embedded within the Inline XBRL document.

†

*

**

Portions of this document were omitted and filed separately with the SEC pursuant to a request for 
confidential treatment in accordance with Rule 24b-2 of the Exchange Act.

Filed herewith.

Exhibit is being furnished and shall not deemed to be “filed” for purposes of Section 18 of the 
Securities Exchange Act of 1934, as amended, or otherwise subjected to liability under that Section. this 
exhibit shall not be incorporated by reference into any registration statement or other document 
pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific 
reference.

±

Management contract or compensatory plan or arrangement.

(A)

Previously filed as an exhibit to Amendment No. 1 to the Company’s Registration Statement on Form 
S-1 (Reg. No. 333-118750) filed with the Securities and Exchange Commission on October 1, 2004.

71

 
 
 
 
 
 
 
 
 
 
 
ITEM 16.  FORM 10-K SUMMARY

None.

72

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused 

this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Signatures

BlueLinx Holdings Inc.
(Registrant)

By: /s/ Mitchell B. Lewis
  Mitchell B. Lewis

President and Chief Executive Officer

Date: March 11, 2020 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the registrant and in the capacities and on the dates indicated.

Signature

Capacity

Date

Name

/s/ Mitchell B. Lewis

Mitchell B. Lewis

/s/ Susan C. O’Farrell

Susan C. O’Farrell

/s/ Kim S. Fennebresque

Kim S. Fennebresque

/s/ Karel K. Czanderna

Karel K. Czanderna

/s/ Dominic DiNapoli

Dominic DiNapoli

/s/ Alan H. Schumacher

Alan H. Schumacher

/s/ J. David Smith

J. David Smith

President, Chief Executive Officer, and
Director

March 11, 2020

Senior Vice President, Chief Financial Officer,
Treasurer (Principal Accounting Officer)

March 11, 2020

Chairman

March 11, 2020

Director

Director

Director

March 11, 2020

March 11, 2020

March 11, 2020

Director

March 11, 2020

73

 
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Stockholder Information 

Board of Directors:  Executive Officers: 

Kim S. Fennebresque  Mitchell B. Lewis 
Chairman 

President and CEO 

Mitchell B. Lewis 
President, CEO, and 
Director 

Kelly C. Janzen 
Senior Vice President, 
CFO, and Treasurer 

Karel K. Czanderna 
Director 

Alexander S. Averitt 
Chief Operating Officer 

Dominic DiNapoli 
Director 

Shyam K. Reddy 
Chief Administrative 
Officer and Senior Vice 

Alan H. Schumacher  President, Corporate 
Director 

Development 

J. David Smith
Director

Brian J. Sasadu 
Chief Human Resource 
Officer 

Justin B. Heineman 
Vice President, 
General Counsel, and 
Corporate Secretary 

BlueLinx Holdings Inc. Headquarters: 
1950 Spectrum Circle, Suite 300 
Marietta, Georgia 30(cid:19)(cid:25)(cid:26) 
770-953-7000

Annual Meeting: 
The Company’s 2020 Annual Meeting of  
Stockholders will be held at 11:00 a.m., EDT, on 
Thursday, May 21, at the BlueLinx headquarters 
at 1950 Spectrum Circle, Marietta, GA 30067 

Common Stock: 
The common stock of BlueLinx Holdings Inc. is 
traded on the New York Stock Exchange. The  
trading symbol is “BXC.” 

Inquiries: 
Inquiries from stockholders, securities analysts, 
interested investors, and the news media  
regarding Company information should be  
directed to Investor Relations, BlueLinx 
Holdings Inc., (866) 671-5138 or email:  
Investor@BlueLinxCo.com. Additional  
information can be found on the Company’s  
website: www.BlueLinxCo.com. 

Registrar and Transfer Agent: 
Stockholder inquiries regarding change of  
address, transfer of stock certificates, and lost 
certificates should be directed to: 

Broadridge Corporate Issuer Solutions 
P.O. Box 1342 
Brentwood, NY 11717 
Overnight deliveries: 
ATTN: IWS 
1155 Long Island Avenue 
Edgewood, NY 11717 
Call center 1-855-449-0975 
Website: https://investor.broadridge.com/ 

Independent Auditors: 
BDO USA, LLP 
1100 Peachtree Street, Suite 700 
Atlanta, Georgia 30309 

www.bluelinxco.com