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BlueLinx Holdings Inc.
Annual Report 2020

BXC · NYSE Industrials
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FY2020 Annual Report · BlueLinx Holdings Inc.
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BlueLinx Holdings Inc. 
2020 Annual Report 

BlueLinx Holdings Inc. 
1950 Spectrum Circle 
Marietta, Georgia 30067 

Dear Stockholders, 

2020 was a volatile, challenging and historic year for our industry and the world at large. We are 

still living through the effects of the COVID-19 global pandemic, even as we are hopeful that we are in 
the final stages of a return to normalcy as vaccine distribution ramps up and public restrictions are 
relaxed. Through it all, I am incredibly thankful for the resilience of BlueLinx’s associates who 
successfully navigated the company through uncertain waters, ultimately resulting in higher profits and 
liquidity while dramatically lowering the company’s leverage in 2020.  

Much like the rest of the world, 2020 was a year of contrasts for BlueLinx. We began the year 

preparing contingency plans for a prolonged financial downturn due to the COVID-19 pandemic, and we 
ended the year with phenomenal financial results and a stronger balance sheet. We believe our increased 
financial flexibility and focus on our customers will allow us to take advantage of strong demand for new 
residential construction and home renovation activity in the days ahead.  

At the outset of the COVID-19 pandemic, we responded by shifting our focus to protect the 

health of our associates and quickly moved to mitigate potential economic challenges to our business. 
This included implementing safety and hygiene protocols consistent with CDC and local guidance in our 
warehouses and mandating work from home policies for all of our associates who were able to do so. We 
also took action to maintain financial flexibility by strategically managing our balance sheet, cutting costs 
and reducing the cash components of the salaries of certain senior officers and our Board of Directors.  

Fortunately, the recovery in the housing market and the increase in wood-based commodity 

pricing provided support for our business. The emphasis we placed on improving our customer service 
and operational performance allowed us to take advantage of favorable market conditions. The result was 
outstanding financial performance for fiscal 2020, with record Adjusted EBITDA and net sales of $3.1 
billion and net income of $81 million. We also significantly reduced our debt by approximately 30% in 
2020, and, more recently, we paid down the outstanding balance on our term loan. While many things 
have changed, our commitment to disciplined working capital management has not.  

Looking to the future, we are enthusiastic about 2021 and the opportunity to build on our 

successes of 2020. We remain committed to our strategic priorities of sales growth, margin expansion, 
improved operating efficiency and a disciplined approach for capital allocation. As always, we remain 
dedicated to maximizing the long-term value of your investment in our company.  

 Thank you for your continued support and on behalf of the entire BlueLinx team, we wish you 

good health and continued safety. 

Mitchell B. Lewis 
President & CEO 
BlueLinx Holdings Inc. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 10-K 

☑

☐

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE 
ACT OF 1934

For the fiscal year ended January 2, 2021 
OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE 
ACT OF 1934

Commission file number: 001-32383 

BlueLinx Holdings Inc.
(Exact name of registrant as specified in its charter)

Delaware

(State or other jurisdiction of
incorporation or organization)

1950 Spectrum Circle, Suite 300

Marietta GA

(Address of principal executive offices)

77-0627356

(I.R.S. Employer
Identification No.)

30067
(Zip Code)

Registrant’s telephone number, including area code: 770-953-7000 
Securities registered pursuant to Section 12(b) of the Act

Title of each class   

Common stock, par value $0.01 per share

Trading 
Symbol(s)

BXC

Name of each exchange on which registered 
New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes o     No ☑
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  Yes o     No ☑
Indicate  by  check  mark  whether  the  registrant  (1)  has  filed  all  reports  required  to  be  filed  by  Section  13  or  15(d)  of  the  Securities  Exchange  Act  of  1934  during  the 
preceding  12  months  (or  for  such  shorter  period  that  the  registrant  was  required  to  file  such  reports),  and  (2)  has  been  subject  to  such  filing  requirements  for  the  past 
90 days.  Yes ☑     No o
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T 
during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  Yes ☑     No o
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth 
company.  See  the  definitions  of  “large  accelerated  filer,”  “accelerated  filer,”  “smaller  reporting  company,”  and  “emerging  growth  company”  in  Rule  12b-2  of  the 
Exchange Act.

Large accelerated filer

☐

Accelerated filer

☑

Non-accelerated filer

☐ Smaller reporting company ☑

Emerging growth company ☐  

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised 
financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 
Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial 
reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report.  ☑

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).  Yes ☐     No ☑

The aggregate market value of the registrant’s common stock held by non-affiliates of the registrant as of June 27, 2020, was $68,686,298, based on the closing price on 
the New York Stock Exchange of $7.50 per share on June 26, 2020.

As of February 26, 2021, the registrant had 9,468,042 shares of common stock outstanding.

Part III of this Annual Report on Form 10-K incorporates by reference to the registrant’s definitive Proxy Statement, to be filed with the Securities and Exchange 
Commission within 120 days of the close of the fiscal year ended January 2, 2021.

DOCUMENTS INCORPORATED BY REFERENCE

 
 
 
BLUELINX HOLDINGS INC.
ANNUAL REPORT ON FORM 10-K
For the fiscal year ended January 2, 2021 

TABLE OF CONTENTS

PART I

ITEM 1
ITEM 1A
ITEM 1B
ITEM 2
ITEM 3
ITEM 4

PART II

  Business
  Risk Factors
  Unresolved Staff Comments

Properties

  Legal Proceedings
  Mine Safety Disclosures

4
7
18
18
19
19

ITEM 5

  Market for Registrant’s Common Equity, Related Stockholder Matters, and Issuer Purchases of Equity 

20

ITEM 6
ITEM 7
ITEM 7A
ITEM 8
ITEM 9
ITEM 9A
ITEM 9B

PART III

ITEM 10
ITEM 11
ITEM 12
ITEM 13
ITEM 14

PART IV

ITEM 15
ITEM 16

Securities
Selected Financial Data

  Management’s Discussion and Analysis of Financial Condition and Results of Operations

Quantitative and Qualitative Disclosures about Market Risk
Financial Statements and Supplementary Data

  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
  Controls and Procedures
  Other Information

  Directors, Executive Officers, and Corporate Governance
  Executive Compensation

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

  Certain Relationships and Related Transactions, and Director Independence

Principal Accountant Fees and Services

  Exhibits and Financial Statement Schedules

Form 10-K Summary
Signatures

20
21
31
32
64
64
66

67
67
67
67
67

68
73
74

2

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As used herein, unless the context otherwise requires, “BlueLinx,” the “Company,” “we,” “us,” and “our” refer to 
BlueLinx Holdings Inc. and its wholly-owned subsidiaries. Reference to “fiscal 2020” refers to the 53-week period ending 
January 2, 2021. Reference to “fiscal 2019” refers to the 52-week period ended December 28, 2019. 

CAUTIONARY STATEMENT CONCERNING FORWARD-LOOKING STATEMENTS 

This Annual Report on Form 10-K contains forward-looking statements. Forward-looking statements include, without 
limitation, any statements that predict, forecast, indicate or imply future results, performance, liquidity levels or achievements, 
and may contain the words “believe,” “anticipate,” “expect,” “estimate,” “intend,” “project,” “plan,” “will be,” “will likely 
continue,” “will likely result” or words or phrases of similar meaning. Forward-looking statements are based on estimates and 
assumptions made by our management that, although believed by us to be reasonable, are inherently uncertain. Forward-
looking statements involve risks and uncertainties that may cause our business, strategy, or actual results to differ materially 
from the forward-looking statements. These risks and uncertainties include those discussed under the heading “Risk Factors” in 
Part I, Item 1A, those discussed under the heading “Management’s Discussion and Analysis of Financial Condition and Results 
of Operations in Part II, Item 7, and those discussed elsewhere in this report and in future reports that we file with the Securities 
and Exchange Commission. We operate in a changing environment in which new risks can emerge from time to time. It is not 
possible for management to predict all of these risks, nor can it assess the extent to which any factor, or a combination of 
factors, may cause our business, strategy, or actual results to differ materially from those contained in forward-looking 
statements. Given these risks and uncertainties, we caution you not to place undue reliance on forward-looking statements. We 
expressly disclaim any obligation to update or revise any forward-looking statement as a result of new information, future 
events or otherwise, except as required by law.

3

ITEM 1.  BUSINESS

General

PART I

BlueLinx is a leading U.S. wholesale distributor of residential and commercial building products with both branded and 

private-label stock keeping units (“SKUs”) across product categories such as lumber, panels, engineered wood, siding, 
millwork, metal building products, and other construction materials. With a strong market position, broad geographic coverage 
footprint servicing 40 states, and the strength of a locally focused sales force, we distribute our comprehensive range of 
products to over 15,000 national, regional, and local dealers, specialty distributors, national home centers, and manufactured 
housing customers. BlueLinx is able to provide a wide range of value added services and solutions to our customers and 
suppliers. We are headquartered in Georgia, with executive offices located at 1950 Spectrum Circle, Marietta, Georgia, and we 
operate our distribution business through a broad network of distribution centers. 

 As a “two-step” wholesale distributor of building products, BlueLinx stocks products from leading manufacturers, such as 
Huber Engineered Woods, James Hardie, Georgia Pacific, Weyerhaeuser, and Oldcastle, and supplies these products to a broad 
range of customers, including lumber yards, dealers, home centers, and hardware stores. These customers then serve residential 
and commercial builders and contractors in their respective geographic areas. BlueLinx plays a critical role in enabling its 
lumber yard, dealer, and home center customers to offer a broad range of products and brands, as most of BlueLinx’s customers 
do not have the capability to purchase and warehouse directly from the manufacturers for such a large set of SKUs. Similarly, 
BlueLinx provides value to its manufacturer partners by enabling access to the fragmented network of lumber yards and dealers 
that the manufacturers could not adequately serve directly. Our place in this distribution model of building products provides 
easy access to the marketplace for our suppliers and the value proposition of rapid delivery on an as-needed basis to our 
customers from our network of warehouse facilities. In addition to its broad portfolio of building products, BlueLinx also offers 
a wide array of custom cutting and fabrication services for the wood products industry.

We were incorporated in the State of Georgia on March 8, 2004 as ABP Distribution Holdings, Inc. (“ABP”). ABP 
subsequently merged into BlueLinx Holdings Inc., a Delaware corporation formed on August 26, 2004, in connection with the 
spin-off by Georgia Pacific Corporation of its building products distribution division. On December 17, 2004, we consummated 
an initial public offering of our common stock.

On April 13, 2018, we completed the acquisition of Cedar Creek Holdings, Inc. (“Cedar Creek”). Cedar Creek was 
established in 1977 as a wholesale material distribution company that distributed wood products across the United States. Its 
products included specialty lumber, oriented strand board, siding, cedar, spruce, engineered wood products, and other building 
products which were complimentary to our portfolio. This acquisition allowed us to expand our product offerings, while 
maintaining our existing geographical footprint.

Significant Recent Transactions

Real Estate Transactions

During the first quarter of fiscal 2020, we completed real estate financing transactions through sale-leaseback arrangements 

on fourteen of our distribution facilities. Additionally, during the third quarter of fiscal 2020, we completed a real estate 
financing transaction through a sale-leaseback arrangement on one distribution facility. Gross proceeds for these transactions 
were $89.3 million. Net proceeds from these transactions were used to repay indebtedness under our term loan. Upon 
completion of the transactions, we entered into long-term leases with multiple renewal options on the properties. These real 
estate financing transactions are described in further detail in Note 12, Lease Commitments, in the Notes to the Consolidated 
Financial Statements.

Products and Services

We distribute products in two principal categories: specialty products and structural products. Specialty products, which 
represented approximately 60 percent and 67 percent of our fiscal 2020 and fiscal 2019 net sales, respectively, include primarily 
engineered wood products, moulding, siding and trim, cedar, metal products (excluding rebar and remesh) and insulation. 
Structural products, which represented approximately 40 percent and 33 percent of our fiscal 2020 and fiscal 2019 net sales, 
respectively, include plywood, oriented strand board, rebar and remesh, lumber, spruce and other wood products primarily used 
for structural support in construction projects. In some cases, these products are branded by us.

4

We also provide a wide range of value-added services and solutions to our customers and suppliers including:

•
•
•
•

providing “less-than-truckload” delivery services;
pre-negotiated program pricing plans;
inventory stocking;
automated order processing through an electronic data interchange, or “EDI,” that provides a direct link between us 
and our customers;
intermodal distribution services, including railcar unloading and cargo reloading onto customers’ trucks; 

•
• milling and fabrication services; and
•

backhaul services, when otherwise empty trucks are returning from customer deliveries.

Distribution Channels

We sell products through three main distribution channels: warehouse sales, reload sales, and direct sales.

Warehouse sales are delivered from our warehouses to our customers. Reload sales are similar to warehouse sales but are 

shipped from third-party warehouses where we store owned products to enhance operating efficiencies. This channel is 
employed primarily to service strategic customers that would be less economical to service from our warehouses, and to 
distribute large volumes of imported products from port facilities. Warehouse and reload sales accounted for approximately 83 
percent and 82 percent of our fiscal 2020 and 2019 gross sales, respectively. 

Direct sales are shipped from the manufacturer to the customer without our taking physical possession of the inventory and, 

as a result, typically generate lower margins than our warehouse and reload distribution channels. This distribution channel 
requires the lowest amount of committed capital and fixed costs. Direct sales accounted for approximately 17 percent and 18 
percent of our fiscal 2020 and 2019 gross sales, respectively.

Competition

The U.S. building products distribution market is a highly fragmented market, served by national and multi-regional 
distributors, regionally focused distributors, and independent local distributors. Local and regional distributors tend to be 
closely held and often specialize in a limited number of product segments, in which they may offer a broader selection of 
products. Some of our national and multi-regional competitors are part of larger companies and, therefore, may have access to 
greater financial and other resources than those to which we have access. We compete on the basis of breadth of product 
offering, consistent availability of product, product price and quality, reputation, service, and distribution facility location.

Two of our largest competitors are Boise Cascade Company and Weyerhaeuser Company. Most major markets in which 

we operate are served by the distribution arm of at least one of these companies.

Seasonality

We are exposed to fluctuations in quarterly sales volumes and expenses due to seasonal factors common in the building 

products distribution industry. The first and fourth quarters are typically our lower volume quarters due to the impact of 
unfavorable weather on the construction market. Our second and third quarters are typically our higher volume quarters, 
reflecting an increase in construction, due to more favorable weather conditions. In past years, assuming no change in 
underlying inventory costs, our working capital has increased in second and third quarters, reflecting general increases in 
seasonal demand. During fiscal 2020, our inventory and working capital balances decreased during the second and third 
quarters, despite increasing commodity prices, due to enhancements in our working capital management throughout the year. 
During the ongoing novel coronavirus (“COVID-19”) pandemic, our typical patterns of seasonality changed, largely due to 
increased demand for our products. Milder weather in the latter part of 2020 also contributed to our traditional summer patterns 
continuing into the fourth quarter. While uncertain, it remains a possibility that changes to our typical seasonality trends could 
continue during fiscal 2021 should similar market conditions continue.  

Employees

As of January 2, 2021, we employed approximately 2,100 employees and less than one percent of our employees are 
employed on a part-time basis. Approximately 22 percent of our employees were represented by various local labor unions with 
terms and conditions of employment governed by collective bargaining agreements (“CBAs”). Six CBAs covering 
approximately six percent of our employees are up for renewal in fiscal 2021.

5

Environmental and Other Governmental Regulations

The Company is subject to various federal, state, provincial, and local laws, rules, and regulations. We are subject to 
environmental laws, rules, and regulations that limit discharges into the environment, establish standards for the handling, 
generation, emission, release, discharge, treatment, storage, and disposal of hazardous materials, substances, and wastes, and 
require cleanup of contaminated soil and groundwater. These laws, ordinances, and regulations are complex, change frequently, 
and have tended to become more stringent over time. Many of them provide for substantial fines and penalties, orders 
(including orders to cease operations), and criminal sanctions for violations. They may also impose liability for property 
damage and personal injury stemming from the presence of, or exposure to, hazardous substances. In addition, certain of our 
operations require us to obtain, maintain compliance with, and periodically renew, environmental permits.

Certain of these environmental laws, including the Comprehensive Environmental Response, Compensation, and Liability 

Act, may require the investigation and cleanup of an entity’s or its predecessor’s current or former properties, even if the 
associated contamination was caused by the operations of a third party. These laws also may require the investigation and 
cleanup of third-party sites at which an entity or its predecessor sent hazardous wastes for disposal, notwithstanding that the 
original disposal activity accorded with all applicable requirements. Liability under such laws may be imposed jointly and 
severally, and regardless of fault.

We are also subject to the requirements of the U.S. Department of Labor Occupational Safety and Health Administration 

(“OSHA”). In order to maintain compliance with applicable OSHA requirements, we have established uniform safety and 
compliance procedures for our operations, and implemented measures to prevent workplace injuries.

The U.S. Department of Transportation (“DOT”) regulates our operations in domestic interstate commerce. We are subject 

to safety requirements governing interstate operations prescribed by the DOT. We are also subject to the oversight of the 
Federal Motor Carrier Safety Administration (“FMCSA”). Additionally, among other things, vehicle dimensions and driver 
hours of service are subject to both federal and state regulation. 

We have incurred and will continue to incur costs to comply with the requirements of environmental, health and safety, and 
transportation laws, ordinances, and regulations. These requirements could become more stringent in the future, and we cannot 
assure you that compliance costs will not be material.

Securities Exchange Act Reports

The Company maintains a website at www.BlueLinxCo.com. The information on the Company’s website is not 

incorporated by reference in this Annual Report on Form 10-K. We make available on or through our website certain reports, 
and amendments to those reports, that we file with or furnish to the U.S. Securities and Exchange Commission (the “SEC”) in 
accordance with the Securities Exchange Act of 1934, as amended. These include our Annual Reports on Form 10-K, Quarterly 
Reports on Form 10-Q, Current Reports on Form 8-K, and proxy statements. Additionally, our code of ethical conduct, the 
board committee charter for each of our audit committee, compensation committee, and nominating and governance committee, 
and our corporate governance guidelines are available on our website. If we amend our code of ethical conduct, or grant any 
waiver, including any implicit waiver, for any board member, our chief executive officer, our chief financial officer, or any 
other executive officer, we will disclose such amendment or waiver on our website.

We make information available on our website free of charge as soon as reasonably practicable after we electronically file 
the information with, or furnish it to, the SEC. In addition, copies of this information will be made available, free of charge, on 
written request, by writing to BlueLinx Holdings Inc., Attn: Corporate Secretary, 1950 Spectrum Circle, Suite 300, Marietta, 
Georgia, 30067.

6

ITEM 1A.  RISK FACTORS

In addition to the other information contained in this Form 10-K, including the information set forth in “Management’s 
Discussion and Analysis of Financial Condition and Results of Operations” and our financial statements and related notes, the 
following risk factors should be considered carefully in evaluating our business. Our business, financial condition, or results of 
operations could be materially adversely affected by any of these risks. Additional risks not presently known to us or that we 
currently deem immaterial may also impair our business and operations.

We may experience pricing and product cost variability.  

Industry Risks

Our business has experienced, and is likely to continue experiencing, cycles relating to industry capacity and general economic 
conditions. During 2020, availability of certain building products we distribute was impacted by supply constraints driven by 
the COVID-19 pandemic and affected the market price of the commodity and commodity-based specialty products we buy and 
distribute. The length and magnitude of these cycles can vary over time and by product. Prices for our products are driven by 
many factors, including general economic conditions, demand for our products and competitive conditions in the industries 
within which we compete, and we have little influence over the timing and extent of price changes, which may be unpredictable 
and volatile. If supply exceeds demand, prices for our products could decline, and our results of operations, cash flows, and 
financial condition could be adversely affected. Certain published indices (including those published by Random Lengths 
(“RL”)) contribute to the setting of selling prices for some of our products. Although RL is a widely circulated source of 
information for the wood products industry, it may not accurately reflect changes in market conditions for our products. 
Changes in how RL is maintained, or other indices are established or maintained, could adversely impact the selling prices for 
these products. 

Many of the building products that we distribute, including oriented strand board, plywood, lumber, and rebar, are commodities 
that are widely available from other distributors or manufacturers, with prices and volumes determined frequently in an auction 
market based on participants’ perceptions of short-term supply and demand factors. Prices of commodity products can also 
change as a result of national and international economic conditions, labor and freight costs, competition, market speculation, 
government regulation, and trade policies, as well as from periodic delays in the delivery of products. Short-term increases in 
the cost of these materials, some of which are subject to significant fluctuations, are sometimes passed on to our customers, but 
our pricing quotation periods and pricing pressure from our competitors may limit our ability to pass on such price changes. We 
may also be limited in our ability to pass on increases in freight costs on our products.

At times, the sale price for any one or more of the products we produce or distribute may fall below our purchase costs, 
requiring us to incur losses on product sales. Therefore, our profitability with respect to these commodity products depends, in 
significant part, on managing our cost structure. Commodity product prices could be volatile in response to operating rates and 
inventory levels in various distribution channels. Commodity price volatility affects our distribution business, with falling price 
environments generally causing reduced revenues and margins, potentially resulting in substantial declines in profitability and 
possible net losses.

Large customers have historically been able to exert pressure on their outside suppliers and distributors to keep prices low in the 
highly fragmented building materials distribution industry. In addition, continued consolidation among our customers, 
particularly dealers, and their customers (i.e., home builders), and changes in their respective purchasing policies and payment 
practices, could result in even further pricing pressure. A decline in the prices of the products we distribute could adversely 
impact our operating results. When the prices of the products we distribute decline, customer demand for lower prices could 
result in lower sales prices and, to the extent that our inventory at the time was purchased at higher costs, lower margins. 
Alternatively, in a rising price environment, our suppliers may increase prices or reduce discounts on the products we distribute, 
and we may be unable to pass on any cost increase to our customers, thereby resulting in reduced margins and profits. 
Furthermore, continued consolidation among our suppliers makes it more difficult for us to negotiate favorable pricing, 
consignment arrangements, and discount programs with our suppliers, thereby resulting in reduced margins and profits. Overall, 
these pricing pressures may adversely affect our operating results and cash flows.

Our earnings are highly dependent on volumes. 

Our earnings are highly dependent on volumes, which fluctuate. Commodity price inflation can increase our gross margins on 
relatively consistent or even lower year over year sales volumes, depending on the degree of commodity price inflation. 
Fluctuations in commodity prices make it difficult to predict our financial results with any degree of certainty. Volumes for 
certain of the products that we distribute were significantly impacted in fiscal 2020 by COVID-19. The pandemic has affected 

7

our operational and financial performance and the extent of its effect on our operational and financial performance will continue 
to depend on future developments, which are highly uncertain and cannot be predicted with confidence, including the duration, 
scope, and severity of the pandemic, the actions taken to contain or mitigate its impact, and the direct and indirect economic 
efforts of the pandemic and related containment measures, among others. Any failure to maintain, or increase volumes, 
combined with fluctuations, such as commodity price inflation or deflation, which would impact the purchase and/or selling 
price of our products, could adversely affect our results of operations, cash flows, and financial condition.

Our industry is highly fragmented and competitive. If we are unable to compete effectively, our net sales and operating 
results may be reduced.

The building and industrial products distribution industry is highly fragmented and competitive, and the barriers to entry for 
local competitors are relatively low. Competitive factors in our industry include pricing, availability of product, service, 
delivery capabilities, customer relationships, geographic coverage, and breadth of product offerings. Also, financial stability is 
important to suppliers and customers in choosing distributors for their products, and affects the favorability of the terms on 
which we are able to obtain our products from our suppliers and sell our products to our customers.

Some of our competitors have less financial leverage or are part of larger companies, and, therefore, may have access to greater 
financial and other resources than those to which we have access. Finally, we may not be able to maintain our costs at a level 
sufficiently low for us to compete effectively. If we are unable to compete effectively, our net sales and net income may be 
reduced.

Our industry is highly cyclical, and prolonged periods of weak demand or excess supply may reduce our net sales and/or 
margins, which may cause us to incur losses or reduce our net income.

The building products distribution industry is subject to cyclical market pressures. Prices of building products are determined 
by overall supply and demand in the market. Market prices of building products historically have been volatile and cyclical, and 
we have limited ability to control the timing and amount of pricing changes. Demand for building products is driven mainly by 
factors outside of our control, such as general economic and political conditions, interest rates, availability of mortgage 
financing, the construction, repair and remodeling markets, industrial markets, weather, and population growth. The supply of 
building products fluctuates based on available manufacturing capacity, and excess capacity in the industry can result in 
significant declines in market prices for those products. To the extent that prices and volumes experience a sustained or sharp 
decline, our net sales and margins likely would decline as well. Because we have substantial fixed costs, a decrease in sales and 
margin generally may have a significant adverse impact on our financial condition, operating results, and cash flows.

Adverse housing market conditions may negatively impact our business, liquidity, and results of operations, and increase the 
credit risk from our customers.

Our business depends to a significant degree on the new residential construction market and, in particular, single family home 
construction. The home building industry peaked in 2005, and then underwent a significant decline. Although the home 
building industry has improved and continues to improve, it is still far below its historical averages. According to the U.S. 
Census Bureau, actual single-family housing starts in the United States during 2020 increased 11.5 percent from 2019 levels, 
but remain 42.2 percent below their peak in 2005. The multi-year downturn in the home building industry resulted in a 
substantial reduction in demand for the products we provide. We cannot predict the duration of the current housing industry 
market conditions or the timing or strength of any continued recovery of housing activity in our markets. The home building 
industry also may not recover to historical levels. Continued weakness in the new residential construction market would have a 
material adverse effect on our business, financial condition, and operating results. Factors impacting the level of activity in the 
residential new construction markets include changes in interest rates, unemployment rates, high foreclosure rates and unsold/
foreclosure inventory, availability of financing, labor costs and availability, vacancy rates, local, state and federal government 
regulation (including mortgage interest deductibility and other tax laws), weakening in the U.S. economy or of any regional or 
local economy in which we operate, availability of supplies, the COVID-19 pandemic’s impact on the economy and consumer 
demand and preferences, and shifts in populations away from the markets that we serve. In addition, the mortgage markets 
periodically experience disruption and reduced availability of mortgages for potential homebuyers due to more restrictive 
standards to qualify for mortgages, including with respect to new home construction loans. Because of these factors, there may 
be fluctuations in our operating results, and the results for any historical period may not be indicative of results for any future 
period.

We also rely on residential repair and remodel activity levels. Historically, residential repair and remodeling activity has 
decreased in slow economic periods. General economic weakness, elevated unemployment levels, mortgage delinquency and 
foreclosure rates, limitations in the availability of mortgage and home improvement financing, and lower housing turnover all 

8

limit consumers’ spending, particularly on discretionary items, and affect their confidence level leading to reduced spending on 
home improvement projects. Depressed activity levels in consumer spending for home improvement construction would 
adversely affect our business, liquidity, results of operations, and financial position. Furthermore, economic weakness causes 
unanticipated shifts in consumer preferences and purchasing practices, and in the business models and strategies of our 
customers. Such shifts may alter the nature and prices of products demanded by the end consumer, and, in turn, our customers 
and could adversely affect our operating performance.

In addition, we extend credit to numerous customers who are generally susceptible to the same economic business risks that we 
are. Unfavorable housing market conditions could result in financial failures of one or more of our significant customers. 
Furthermore, we may not necessarily be aware of any deterioration in our customers’ financial position. If our larger customers’ 
financial positions were to become impaired, our ability to fully collect receivables from such customers could be impaired and 
negatively affect our operating results, cash flows, and liquidity.

Consolidation among competitors, suppliers, and customers could negatively impact our business.

Our competitors continue to consolidate. Among other things, this consolidation is being driven by customer needs and supplier 
capabilities, which could cause markets to become more competitive as greater economies of scale are achieved by distributors. 
Customers are increasingly aware of the total costs of fulfillment and of the need to have consistent sources of supply at 
multiple locations. We believe these customer needs could result in fewer distributors as the remaining distributors become 
larger and capable of being consistent sources of supply. There can be no assurance that we will be able to take advantage 
effectively of this trend toward consolidation. The trend in our industry toward consolidation could make it more difficult for us 
to maintain operating margins.

Our customers and suppliers also continue to consolidate, and this consolidation could result in the loss of existing customers 
and suppliers to our competitors. We typically do not enter into minimum purchase contracts with our customers or suppliers. 
The loss of one or more of our significant customers or suppliers, or their decision to purchase or sell our products in 
significantly lower quantities than they have in the past, could significantly affect our financial condition, operating results, and 
cash flows.

We are subject to disintermediation risk.

As customers continue to consolidate or otherwise increase their purchasing power, they are better able, and may choose, to 
purchase products directly from the same suppliers that use us for distribution. In addition, our suppliers may elect to distribute 
some or all of their products directly to end-customers in one or more markets. This process of disintermediation can put us at 
risk of losing business from a customer, or of losing entire product lines or categories, or distribution territories, from suppliers. 
Disintermediation also adversely impacts our ability to obtain favorable pricing from suppliers and optimize margins and 
revenue with respect to our customers. As a result, continued disintermediation could have a negative impact on our financial 
condition and operating results.

Loss of key products or key suppliers and manufacturers could affect our financial health.

Our ability to offer a wide variety of products to our customers is dependent upon our ability to obtain adequate product supply 
from manufacturers and other suppliers. Generally, our products are obtainable from various sources and in sufficient 
quantities. However, the loss of, or a substantial decrease in the availability of, key products from our suppliers, or the loss of 
key supplier arrangements, could adversely impact our financial condition, operating results, and cash flows. Although in many 
instances we have agreements with our suppliers, these agreements are generally terminable by either party on limited notice. 
Failure by our suppliers to continue to supply us with products on commercially reasonable terms, or at all, could have a 
material adverse effect on our financial condition, operating results, and cash flows.

Our dependence on international suppliers and manufacturers for certain products exposes us to risks that could affect our 
financial condition.

Many of our suppliers and manufacturers are located outside of the United States. Thus, import taxes or costs, including new or 
increased tariffs, anti-dumping duties, countervailing duties, or similar duties, some of which could be applied retroactively, 
could increase the cost of the products that we distribute. In addition, quotas, embargoes, sanctions, safeguards, and customs 
restrictions, as well as foreign labor strikes, work stoppages, or boycotts, could reduce the supply of the products available to 
us. If we become subject to a reduction in available supply of imported products and we are unable to mitigate that reduction 
through alternative sources, or if the costs of our imported products increase and we are not able to pass along those increased 
costs to our customers, then our business, financial condition, and results of operations could be adversely affected.

9

Operating Risks

The full effect of the COVID-19 pandemic on our business is currently unknown, and it may adversely affect our business 
and results from operations.

The global impact of COVID-19 continues to evolve. COVID-19 has impacted our operations and financial performance and 
the extent of its effect on our operational and financial performance in future periods will depend on future developments, 
which are highly uncertain and cannot be predicted with confidence, including the duration, scope and severity of the pandemic, 
the actions taken to contain or mitigate its impact, and the direct and indirect economic effects of the pandemic and related 
containment measures, among others.

In response to the spread of COVID-19, governmental authorities implemented numerous measures to try to contain the virus, 
including travel bans and restrictions, quarantines, shelter-in-place and work from home orders, and shutdowns of “non-
essential” businesses. While we were deemed an “essential” business, this status may not continue, which could adversely 
impact our ability to operate in the markets we serve. Governmental measures have impacted, and may further impact, our 
workforce and operations, as well as those of our customers, vendors and suppliers. We have distribution operations across the 
United States, and each state in which we operate has been affected by the outbreak of COVID-19 and taken various measures 
to try to contain it. Varying levels of measures to contain the COVID-19 outbreak, and associated variants, in states across the 
United States could impact our operations in varying degrees, the impact of which we cannot reasonably predict. Among other 
impacts to our business from the outbreak of COVID-19:

• We have experienced higher overall demand for our products due to economic conditions and changing consumer 

•

•

behaviors driven by COVID-19, which may or may not continue;
Our supply chain may be disrupted due to government restrictions or if our suppliers or vendors have raw material 
and/or labor disruptions as a result of the pandemic that cause us to experience disruptions in product availability;
Our distribution capabilities may be disrupted if we are unable to secure sufficient supplies of products, if significant 
portions of our workforce are unable to work effectively, including because of illness, government actions or other 
restrictions, or if we have periods of disruptions due to deep cleaning and sanitizing our facilities. In addition, we have 
incurred additional expense for cleaning, safety supplies and equipment, screening resources and other items and 
expect these costs to continue to some degree in the future although we may choose not to report them separately;
• We may experience an increase or decrease in commodity and other input costs due to market volatility and product 

availability; 

• We may experience an increase in our working capital needs or an increase in our trade accounts receivable write-offs 

as a result of increased financial pressures on our suppliers and customers; and, 

• We may experience changes to our internal controls over financial reporting as a result of changes in working 
environments, such as shelter-in-place and similar orders, as well as the potential for staffing limitations.

Our strategy includes pursuing acquisitions. We may be unsuccessful in making and integrating mergers, acquisitions and 
investments, and completing divestitures. 

The integration of acquisitions can involve significant anticipated and unanticipated operational challenges, including 
integrating different computer, enterprise resource planning, and accounting systems, integrating physical facilities and 
inventories, and integrating acquired personnel and corporate cultures into our business. Addressing these challenges requires 
the attention of management and the diversion of resources from existing operations. Our failure to manage these operational 
challenges effectively and at anticipated costs could result in disruptions in overall operating performance and deficiencies in 
customer service of the combined business. These disruptions and deficiencies could lead to increased costs, order and delivery 
errors, inventory and billing errors, the loss of employees, or the loss of customers, suppliers, or products either overall or in 
certain markets, which could adversely affect our financial condition, operating results, and cash flows.

As part of our overall strategy, we may make additional acquisitions or investments in the future. These acquisitions or 
investments would be subject to the same risks and uncertainties described above. If we do not effectively manage those risks 
and uncertainties, our financial condition, operating results, and cash flows may be negatively affected. 

We may incur business disruptions.

The operations at our distribution facilities may be interrupted or impaired by various operating risks, including, but not limited 
to, risks associated with catastrophic events, such as fires, floods, earthquakes, explosions, natural disasters, severe weather, 
including hurricanes, tornados and droughts, and pandemics, including COVID-19, or other similar occurrences; interruptions 

10

in the delivery of products via railroad or other inbound transportation means; adverse government regulations; equipment 
breakdowns or failures; prolonged power failures; unscheduled maintenance outages; information system disruptions or failures 
due to any number of causes, including cyber-attacks; violations of our permit requirements or revocation of permits; releases 
of pollutants and hazardous substances to air, soil, surface water or ground water; disruptions in transportation infrastructure, 
including roads, bridges, railroad tracks and tunnels; shortages of equipment or spare parts; and labor disputes and shortages.

We may be unable to effectively manage our inventory relative to our sales volume or as the prices of the products we 
distribute fluctuate, which could affect our business, financial condition, and operating results.

We purchase many of our products directly from manufacturers, which are then sold and distributed to customers. We must 
maintain, and have adequate working capital to purchase, sufficient inventory to meet customer demand. Due to the lead times 
required by our suppliers, we order products in advance of expected sales. As a result, we are required to forecast our sales and 
purchases accordingly. In periods characterized by significant changes in the overall economy and activity in the residential and 
commercial building and home repair and remodel industries, it can be especially difficult to forecast our sales accurately. We 
must also manage our working capital to fund our inventory purchases. Such issues and risks can be magnified by the diversity 
of product mix our business units carry across multiple major product categories. Excessive increases in the market prices of 
certain building products can put negative pressure on our operating cash flows by requiring us to invest more in inventory. In 
the future, if we are unable to effectively manage our inventory, our cash flows may be negatively affected, which could have a 
material adverse effect on our business, financial condition, and operating results.

We are subject to information technology security risks and business interruption risks and may incur increasing costs in an 
effort to minimize and/or respond to those risks.

Our business employs information technology systems to secure confidential information, such as employee data, including 
social security numbers and personal health data. We may not have the resources or technical sophistication to anticipate or 
prevent rapidly evolving types of cyber-attacks. Any compromise of our security could result in a loss or misuse of our 
confidential information, violation of applicable privacy and other laws, significant legal and financial exposure, damage to our 
reputation, interruption of our business operations, and a loss of confidence in our security measures; any of which could harm 
our business. We may also be subject to phishing attacks, wherein individuals may fraudulently purport to be an agent of a 
reputable company in order to induce our employees to reveal information or obtain resources. We are also susceptible to 
malware, ransomware, denial of service, and other attacks that could adversely affect our information technology systems. 
Although we utilize various procedures and controls to monitor and mitigate these threats, there can be no assurance that these 
procedures and controls will be sufficient to prevent security threats from materializing. As cyber-attacks become more 
sophisticated generally, we may incur significant costs to strengthen our systems from outside intrusions, and/or obtain 
insurance coverage related to the threat of such attacks.

Additionally, our business is reliant upon information technology systems to, among other things, manage and route our sales 
calls, manage inventories and accounts receivable, make purchasing decisions, monitor our results of operations, and place 
orders with our vendors and process orders from our customers. These systems may be vulnerable to natural disasters, 
telecommunications failures and similar events, employee errors or to intentional acts of misconduct, such as security breaches 
or attacks. The occurrence of any of these events or acts, or any other unanticipated problems, could result in damage to or the 
unavailability of these systems. Such damage or unavailability could, despite any existing disaster recovery and business 
continuity arrangements, interrupt the availability of one or more of our information technology systems. We have from time to 
time experienced such disruptions and they may occur in the future. Disruptions in these systems could materially impact our 
ability to buy and sell our products, as well as generally operate our business, which could reduce our revenue.

We are exposed to product liability and other claims and legal proceedings related to our business and the products we 
distribute, which may exceed the coverage of our insurance.

The building products industry has been subject to personal injury and property damage claims arising from alleged exposure to 
raw materials contained in building products as well as claims for incidents of catastrophic loss, such as building fires. As a 
distributor of building materials, we face an inherent risk of exposure to product liability claims in the event that the use of the 
products we have distributed in the past or may in the future distribute is alleged to have resulted in economic loss, personal 
injury or property damage, or violated environmental, health or safety, or other laws. Such product liability claims may include 
allegations of defects in manufacturing, defects in design, a failure to warn of dangers inherent in the product, negligence, strict 
liability, or a breach of warranties. We are also from time to time subject to casualty, contract, tort, and other claims relating to 
our business, the products we have distributed in the past or may in the future distribute, and the services we have provided in 
the past or may in the future provide, either directly or through third parties. We rely on manufacturers and other suppliers, 
including manufacturers and suppliers located outside of the United States, to provide us with the products we sell or distribute. 

11

Since we do not have direct control over the quality of products that are manufactured or supplied to us by third parties, we are 
particularly vulnerable to risks relating to the quality of such products. In addition, operating hazards, such as unloading heavy 
products, operating large machinery and driving hazards, which are inherent in our business and some of which may be outside 
of our control, can cause personal injury and loss of life, damage to or destruction of property, plant, and equipment and 
environmental damage.

We cannot predict or, in some cases, control the costs to defend or resolve such claims. We cannot assure you that we will be 
able to maintain suitable and adequate insurance on acceptable terms or that such insurance will provide adequate protection 
against potential liabilities, and the cost of any product liability or other proceeding, even if resolved in our favor, could be 
substantial. Additionally, we do not carry insurance for all categories of risk that our business may encounter. Any significant 
uninsured liability may require us to pay substantial amounts. There can be no assurance that any current or future claims will 
not adversely affect our financial position, cash flows, or results of operations.

Our business operations could suffer significant losses from natural disasters, catastrophes, fire, or other unexpected events.

While we maintain insurance covering our facilities, including business interruption insurance, our warehouse facilities could 
be materially damaged by natural disasters, such as floods, tornadoes, hurricanes, and earthquakes, or by fire, adverse weather 
conditions, civil unrest, condemnation, or other unexpected events or disruptions to our facilities. We could incur uninsured 
losses and liabilities arising from such events, including damage to our reputation, and/or suffer material losses in operational 
capacity, which could have a material adverse impact on our business, financial condition, and results of operations. In addition, 
war, terrorism, geopolitical uncertainties, and public health issues could cause damage or disruption to the global economy, and 
thus could have a material adverse effect on us, our suppliers and our customers.

Our operating results depend on the successful implementation of our strategy. We may not be able to implement our 
strategic initiatives successfully, on a timely basis, or at all.

We regularly evaluate the performance of our business and, as a result of such evaluations, we have in the past undertaken and 
may in the future undertake strategic initiatives within our businesses. Strategic initiatives that we may implement now or in the 
future may not result in improvements in future financial performance and could result in additional unanticipated costs. If we 
are unable to realize the benefits of our strategic initiatives, our business, financial condition, cash flows, or results of 
operations could be adversely affected.

A significant percentage of our employees are unionized. Wage increases or work stoppages by our unionized employees 
may reduce our results of operations.

As of January 2, 2021, we employed approximately 2,100 employees and less than one percent of our employees are employed 
on a part-time basis. Approximately 22 percent of our employees were represented by various local labor union with terms and 
conditions of employment governed by CBAs. Six CBAs covering approximately six percent of our employees are up for 
renewal in fiscal 2021.

Although we have generally had good relations with our unionized employees, and expect to renew collective bargaining 
agreements as they expire, no assurances can be provided that we will be able to reach a timely agreement as to the renewal of 
the agreements, and their expiration or continued work under an expired agreement, as applicable, could result in a work 
stoppage. In addition, we may become subject to material wage increases, or additional work rules imposed by agreements with 
labor unions. The foregoing could increase our selling, general, and administrative expenses in absolute terms and/or as a 
percentage of net sales. In addition, work stoppages or other labor disturbances may occur in the future, which could adversely 
impact our net sales and/or selling, general, and administrative expenses. Wage increases could also be significant in an 
inflationary environment even in our non-unionized locations. All of these factors could negatively impact our operating results 
and cash flows.

Federal, state, local, and other regulations could impose substantial costs and restrictions on our operations that would 
reduce our net income.

We are subject to various federal, state, local, and other laws and regulations, including, among other things, transportation 
regulations promulgated by the DOT, work safety regulations promulgated by OSHA, employment regulations promulgated by 
the U.S. Equal Employment Opportunity Commission, regulations of the U.S. Department of Labor, regulations issued by the 
SEC, accounting standards issued by the Financial Accounting Standards Board (the “FASB”) or similar entities, and state and 
local zoning restrictions, building codes and contractors’ licensing regulations. More burdensome regulatory requirements in 
these or other areas may increase our general and administrative costs and adversely affect our financial condition, operating 

12

results, and cash flows. Moreover, failure to comply with the regulatory requirements applicable to our business could expose 
us to litigation and substantial fines and penalties that could adversely affect our financial condition, operating results, and cash 
flows.

Our transportation operations, upon which we depend to distribute products from our distribution centers, are subject to the 
regulatory jurisdiction of the DOT and the FMCSA, which have broad administrative powers with respect to our transportation 
operations. Vehicle dimensions and driver hours of service also are subject to both federal and state regulation. More restrictive 
limitations, including those on vehicle weight and size, trailer length and configuration, or driver hours of service would 
increase our costs, which, if we are unable to pass these cost increases on to our customers, may increase our selling, general 
and administrative expenses and adversely affect our financial condition, operating results, and cash flows. If we fail to comply 
adequately with the DOT and FMCSA regulations or such regulations become more stringent, we could experience increased 
inspections, regulatory authorities could take remedial action, including imposing fines or shutting down our operations, or we 
could be subject to increased audit and compliance costs. If any of these events were to occur, our financial condition, operating 
results, and cash flows could be adversely affected.

In addition, the residential and commercial construction industries are subject to various local, state and federal statutes, 
ordinances, codes, rules and regulations concerning zoning, building design and safety, construction, contractor licensing, 
energy conservation, and similar matters, including regulations that impose restrictive zoning and density requirements on the 
residential new construction industry or that limit the number of homes or other buildings that can be built within the 
boundaries of a particular area. Regulatory restrictions may increase our operating expenses and limit the availability of suitable 
building lots for our customers, any of which could negatively affect our business, financial condition and results of operations.

We are subject to federal, state, and local environmental protection laws and may have to incur significant costs to comply 
with these laws and regulations in the future.

Environmental liabilities could arise on the land that we have owned, own or lease, including as a result of the use of 
underground fuel storage tanks, and these liabilities could have a material adverse effect on our financial condition and 
performance. Federal, state, and local laws and regulations relating to the protection of the environment, including those 
regulating the use and maintenance of underground storage tanks, may require a current or previous owner or operator of real 
estate to investigate and remediate hazardous materials, substances and waste releases at or from the property. They may also 
impose liability for property damage and personal injury stemming from the presence of, or exposure to, hazardous substances. 
In addition, we could incur costs to comply with such environmental laws and regulations, the violation of which could lead to 
substantial fines and penalties.

Financial Risks

Our future operating results may fluctuate significantly, and our current operating results may not be a good indication of 
our future performance. Fluctuations in our quarterly financial results could affect our stock price in the future.

Our revenues and operating results have historically varied from period-to-period and we expect that they will continue to do so 
as a result of a number of factors, many of which are outside of our control. If our quarterly financial results or our predictions 
of future financial results fail to meet the expectations of securities analysts and investors, our stock price could be negatively 
affected. Any volatility in our quarterly financial results may make it more difficult for us to raise capital in the future or pursue 
acquisitions that involve issuances of our stock. In addition, because of this variability, our operating results for prior periods 
may not be effective predictors of future performance.

Factors associated with our industry, the operation of our business, and the markets for our products may cause our quarterly 
financial results to fluctuate, including:

•

•

•
•
•
•

the commodity nature of many of our products and their price movements, which are driven largely by capacity 
utilization rates and industry cycles that affect supply and demand; 
general economic conditions, including but not limited to housing starts, construction labor shortages, repair and 
remodel activity and commercial construction, foreclosure rates, interest rates, unemployment rates, and mortgage 
availability and pricing, as well as other consumer financing mechanisms, that ultimately affect demand for our 
products; 
supply chain disruptions, including those caused by the spread of contagious illness;
the highly competitive nature of our industry; 
disintermediation;
the impact of actuarial assumptions and regulatory activity on pension costs and pension funding requirements; 

13

•
•

•
•

•
•
•
•
•
•

•
•
•
•
•

the financial condition and creditworthiness of our customers; 
our substantial indebtedness, including the possibility that we may not generate sufficient cash flows from operations 
or that future borrowings may not be available in amounts sufficient to fulfill our debt obligations and fund other 
liquidity needs; 
cost of compliance with government regulations;
adverse customs and tariff rulings including those relating to anti-dumping, countervailing duty, or circumvention 
investigations;
protectionist trade policies and import tariffs;
labor disruptions, shortages of skilled and technical labor, or increased labor costs;
the impact of cost inflation, which may arise from changes in the economic environment, such as potential litigation;
increased healthcare costs;
the need to successfully implement succession plans for our senior managers and other associates;
our ability to successfully complete potential acquisitions, achieve expected synergies from acquisitions, or efficiently 
integrate acquired operations;
disruption in our information technology systems;
significant maintenance issues or failures with respect to our tractors, trailers, forklifts, and other major equipment;
severe weather phenomena such as drought, hurricanes, tornadoes, and fire; 
condemnations of all or part of our real property; and
fluctuations in the market for our equity. 

Any one of the factors above or the cumulative effect of some of the factors referred to above may result in significant 
fluctuations in our quarterly financial and other operating results, including fluctuations in our key metrics. The variability and 
unpredictability could result in our failing to meet our internal operating plan or the expectations of securities analysts or 
investors for any period. If we fail to meet or exceed such expectations for these or any other reasons, the market price of our 
shares could fall substantially and we could face costly lawsuits, including securities class action suits.

Our level of indebtedness could limit our financial and operating activities and adversely affect our ability to incur 
additional debt to fund future needs.

At January 2, 2021, we had approximately $288 million of debt outstanding under our revolving credit facility, and 
approximately $43 million of debt outstanding under our term loan facility. Additionally, as of January 2, 2021, outstanding 
commitments under finance leases were $273 million. Our level of indebtedness could still have considerable consequences for 
us. For example, our substantial indebtedness could:

• make us more vulnerable to general adverse economic and industry conditions; 
•

limit our ability to obtain additional financing for working capital, capital expenditures, acquisitions, and other general 
corporate requirements; 
expose us to interest rate fluctuations because the interest rate on the debt under our revolving credit facility is 
variable; 
require us to dedicate a substantial portion of our cash flows to payments on our debt, thereby reducing the availability 
of our cash flows for operations and other purposes; 
limit our flexibility in planning for, or reacting to, changes in our business, and the industry in which we operate; and 
place us at a competitive disadvantage compared to competitors that may have proportionately less debt, and therefore 
may be in a better position to obtain more favorable credit terms. 

•

•

•
•

If compliance with our debt obligations materially limits our financial or operating activities, or hinders our ability to adapt to 
changing industry conditions, we may lose market share, our revenue may decline and our operating results may be negatively 
affected.

Our cash flows and capital resources may be insufficient to make required payments on our indebtedness or future 
indebtedness.

Our ability to make scheduled payments under our revolving credit facility and term loan facility depends on our successful 
financial and operating performance, cash flows, and capital resources, which in turn depend upon prevailing economic 
conditions and certain financial, business, and other factors, many of which are beyond our control. These factors include, 
among others:

•
•

economic and demand factors affecting the building products distribution industry; 
external factors affecting availability of credit; 

14

•
•
•
•
•

pricing pressures; 
increased operating costs; 
competitive conditions;
operational disruption associated with the Cedar Creek integration; and
other operating difficulties.

If our cash flows and capital resources are insufficient to fund our debt service obligations, we may be forced to reduce or delay 
capital expenditures, sell material assets or operations, obtain additional capital, or restructure our debt. There is no assurance 
that we could obtain additional capital or refinance our debt on terms acceptable to us, or at all. If we are required to dispose of 
material assets or operations to meet our debt service and other obligations, the value realized on the disposition of such assets 
or operations will depend on market conditions and the availability of buyers. Accordingly, any such sale may not, among other 
things, be for a sufficient dollar amount to repay our indebtedness. If we do not make scheduled payments on our debt, we will 
be in default and the outstanding principal and interest on our debt could be declared to be due and payable, in which case we 
could be forced into bankruptcy or liquidation or required to substantially restructure or alter our business operations or debt 
obligations.

The instruments governing our indebtedness contain various covenants limiting the discretion of our management in 
operating our business, including requiring us to maintain a minimum level of excess liquidity.

Our revolving credit facility and term loan facility contain various covenants and restrictions, including customary financial 
covenants that limit management’s discretion in operating our business. In particular, these instruments limit our ability to, 
among other things:

incur additional debt;
grant liens on assets;

•
•
• make investments;
•
•
• make fundamental business changes.

sell or acquire assets, including certain real estate assets, outside the ordinary course of business;
engage in transactions with affiliates; and

These covenants and restrictions could affect our ability to operate our business, and may limit our ability to react to market 
conditions or take advantage of potential business opportunities as they arise. Additionally, our ability to comply with these 
covenants may be affected by events beyond our control, including general economic and credit conditions and industry 
downturns.

If we fail to comply with these covenants and restrictions, a default may allow the creditors under the relevant instruments to 
accelerate the related debts and to exercise their remedies under these agreements, which typically will include the right to 
declare the principal amount of that debt, together with accrued and unpaid interest, and other related amounts, immediately due 
and payable, to exercise any remedies the creditors may have to foreclose on assets that are subject to liens securing that debt, 
and to terminate any commitments they had made to supply further funds. Refer to Note 6, Long-Term Debt, for further details.

Borrowings under our revolving credit facility and term loan facility bear interest at a variable rate, which subjects us to 
interest rate risk, which could cause our debt service obligations to increase significantly.

Borrowings under our revolving credit facility and term loan facility are at variable rates of interest and expose us to interest 
rate risk. If interest rates increase, our debt service obligations on this variable rate indebtedness would increase even though the 
amount borrowed remained the same. Although we may elect in the future to take certain actions to reduce interest rate 
volatility in connection with our variable rate borrowings, we cannot provide assurances that we will be able to do so or that 
those actions will be effective. Our revolving credit facility and our term loan facility include available interest rate options 
based on the London Inter-bank Offered Rate (“LIBOR”). It is widely expected that LIBOR will be discontinued after 2021, 
and the U.S. and other countries are currently working to replace LIBOR with alternative reference rates. The consequences of 
these developments with respect to LIBOR cannot be entirely predicted; however, we do not believe that the discontinuation of 
LIBOR as a reference rate in our loan agreements will have a material adverse effect on our financial position or materially 
affect our interest expense.

15

Despite our current levels of debt, we may still incur more debt, which would increase the risks described in these risk 
factors relating to indebtedness.

The agreements relating to our debt significantly limit, but do not prohibit, our ability to incur additional debt. In addition, 
certain types of liabilities are not considered “Indebtedness” under the agreements relating to our debt. Accordingly, we could 
incur additional debt or similar liabilities in the future. If new debt or similar liabilities are added to our current debt levels, the 
related risks that we now face could increase.

We have sold and leased back certain of our distribution centers under long-term non-cancelable leases, and may enter into 
similar transactions in the future. Many of these leases are (or will be) finance leases, and our debt and interest expense 
may increase as a result.

As a result of real estate financing transactions through sale-leaseback arrangements, a substantial number of our distribution 
centers are leased under non-cancelable leases. These leases typically have initial terms of approximately fifteen years, and 
most provide options to renew for specified periods of time. We may enter into additional sale and lease-back transactions in 
the future. The leases resulting from these transactions are generally recognized and accounted for as finance leases, which may 
be counted as indebtedness, including for purposes of financial covenants in the agreements governing our debt, and may 
significantly increase the stated interest expense that is recognized in our income statements.

Many of our distribution centers are leased, and if we close a leased distribution center, we will still be obligated under the 
applicable lease. In addition, we may be unable to renew the leases at the end of their terms.

If we close a distribution center that is subject to a non-cancelable lease, we would remain committed to perform our 
obligations under the applicable lease, which would include, among other things, payment of the base rent, insurance, taxes, and 
other expenses on the leased property for the balance of the lease term. Management may explore offsets to remaining 
obligations, such as subleasing opportunities or negotiated lease terminations, but there can be no assurance that we can offset 
remaining obligations on commercially reasonable terms or at all. Our obligation to continue making rental payments with 
respect to leases for closed distribution centers could have a material adverse effect on our business and results of operations.
In addition, at the end of a lease term and any renewal period for a leased distribution center, or for those locations where we 
have no renewal options remaining, we may be unable to renew the lease without additional cost, if at all. If we are unable to 
renew our distribution center leases, we may close or, if possible, relocate the distribution center, which could subject us to 
additional costs and risks which could have a material adverse effect on our business. Additionally, the revenue and profit 
generated at a relocated distribution center may not equal the revenue and profit generated at the previous location.

A change in our product mix could adversely affect our results of operations.

Our results may be affected by a change in our product mix. Our outlook, budgeting, and strategic planning assume a certain 
mix of product sales. If actual results vary from this projected mix of product sales, our financial results could be negatively 
impacted. Additionally, gross margins vary across our product lines. If the mix of products shifts from higher margin product 
categories to lower margin product categories, our overall gross margins and profitability may be adversely affected. 
Consequently, changes in our product mix could have a material adverse impact on our financial condition and operating 
results.

Relatedly, our product sales to a customer may be dependent on the supplier and the brands we distribute. If we are unable to 
supply certain brands to our customers, then our ability to sell to existing customers and acquire new customers will be difficult 
to accomplish. As a result, our revenue, operating performance, cash flows, and net income may be adversely affected.

If petroleum prices increase, our results of operations could be adversely affected.

Petroleum prices and availability of petroleum products are subject to political, economic, and market factors that are outside 
our control. Political events in petroleum-producing regions as well as hurricanes and other weather-related events may cause 
the price of fuel to increase. Within our business units, we deliver products to our customers primarily via our fleet of trucks. 
Our operating profit may be adversely affected if we are unable to obtain the fuel we require or to fully offset the anticipated 
impact of higher fuel prices through increased prices or fuel surcharges to our customers. Besides passing fuel costs on to 
customers, we have at times entered into forward purchase contracts for fuel used at some of our facilities that protect against 
fuel price increases. If shortages occur in the supply of necessary petroleum products and we are not able to pass along the full 
impact of increased petroleum prices to our customers or otherwise protect ourselves by entering into forward purchase 
contracts, then our results of operations would be adversely affected.

16

We establish insurance-related deductible/retention reserves based on historical loss development factors, which could lead 
to adjustments in the future based on actual development experience.

We retain a significant portion of the accident risk under our vehicle liability and workers’ compensation insurance programs; 
and, beginning in fiscal 2018, we were self-insured for health insurance, which is limited by stop-loss coverage. Our self-
insurance accruals are based on actuarially estimated, undiscounted cost of claims, which includes claims incurred but not 
reported. While we believe our estimation processes are well designed, every estimation process is inherently subject to 
limitations. Fluctuations in the frequency or amount of claims make it difficult to precisely predict the ultimate cost of claims. 
The actual cost of claims can be different than the historical selected loss development factors because of safety performance, 
payment patterns, and settlement patterns.

The value of our deferred tax assets could become impaired, which could materially and adversely affect our operating 
results.

As of January 2, 2021, we had approximately $63 million in net deferred tax assets. These deferred tax assets include temporary 
differences arising from such items as property, plant and equipment, accrued compensation, and accounting reserves related to 
inventory and other items in conjunction with net state operating loss carryovers that can be used to offset taxable income in 
future periods and reduce income taxes payable in those future periods. Each quarter, we determine the probability of the 
realization of deferred tax assets, using significant judgments and estimates with respect to, among other things, historical 
operating results, expectations of future earnings, and tax planning strategies. For example, we were required to evaluate and 
maintain reasonable valuation allowances against our remaining state net operating loss carryforwards against our U.S. deferred 
tax assets as of January 2, 2021. These valuation allowances are calculated based on the probability that we will not realize 
taxable income in the states in which we carry net operating loss carryforwards in a time suitable to take advantage of them. If 
we determine in the future that there is not sufficient positive evidence to support the remaining valuation of our deferred tax 
assets, either due to the risk factors described herein or other factors which may impact our net operating carryforwards or other 
components of our deferred tax assets such as our temporary differences which may arise from tax legislation which we cannot 
foresee, we may be required to further adjust the valuation allowance to reduce our deferred tax assets, in specific areas or in 
total. Such a reduction could result in material non-cash expenses in the period in which the valuation allowance is adjusted and 
could have a material adverse effect on our results of operations.

Our expected annual effective tax rate could be volatile and materially change as a result of changes in mix of earnings and 
other factors.

Our overall effective tax rate is equal to our total tax expense as a percentage of our total profit or loss before tax. However, tax 
expenses and benefits are determined separately for each tax paying entity or group of entities that is consolidated for tax 
purposes in each jurisdiction. Losses in certain jurisdictions may provide no current financial statement tax benefit. As a result, 
changes in the mix of profits and losses between jurisdictions, among other factors, could have a significant impact on our 
overall effective tax rate. New and unforeseen changes in tax legislation may impact our effective tax rate in future periods, 
both on a federal and state level, which may have an impact on our net income and result in material non-cash expenses in the 
relevant period.

Changes in actuarial assumptions for our pension plan could impact our financial results, and funding requirements are 
mandated by the Federal government.

We sponsor a defined benefit pension plan. Most of the participants in our pension plan are inactive, with all remaining active 
participants no longer accruing benefits, and the pension plan is closed to new entrants. However, unfavorable changes in 
various assumptions underlying the pension benefit obligation could adversely impact our financial results. Significant 
assumptions include, but are not limited to, the discount rate, projected return on plan assets, and mortality rates. In addition, 
the amount and timing of our pension funding obligations are influenced by funding requirements that are established by the 
Employee Retirement Income and Security Act of 1974, the Pension Protection Act, Congressional Acts, or other governing 
bodies.

Costs and liabilities related to our participation in multi-employer pension plans could increase.

We are involved in various multi-employer pension plans in the U.S. based on obligations arising under collective bargaining 
agreements. Some of these plans are significantly underfunded and may require increased contributions in the future. The 
amount of any increase or decrease in our required contributions to these multi-employer pension plans will depend upon the 
outcome of collective bargaining, actions taken by trustees who manage the plan, governmental regulations, the actual return on 
assets held in the plan, the continued viability and contributions of other employers which contribute to the plan, and the 
potential payment of a withdrawal liability, among other factors.

17

Risks Relating to Our Common Stock

We could be the subject of securities class action litigation due to stock price volatility, which could divert management’s 
attention and adversely affect our results of operations.

The stock market in general, and market prices for the securities of companies like ours in particular, have from time to time 
experienced volatility that often has been unrelated to the operating performance of the underlying companies. These broad 
market and industry fluctuations may adversely affect the market price of our common stock, regardless of our operating 
performance. In certain situations in which the market price of a stock has been volatile, holders of that stock have instituted 
securities class action litigation against the company that issued the stock. If any of our stockholders were to bring a similar 
lawsuit against us, the defense and disposition of the lawsuit could be costly and divert the time and attention of our 
management and harm our operating results.

The activities of activist stockholders could have a negative impact on our business and results of operations.

While we seek to actively engage with stockholders and consider their views on business and strategy, we could be subject to 
actions or proposals from stockholders or others that do not align with our business strategies or the interests of our other 
stockholders. Responding to these stockholders could be costly and time-consuming, disrupt our business and operations, and 
divert the attention of our Board of Directors and senior management. Uncertainties associated with such activities could 
interfere with our ability to effectively execute our strategic plan, impact long-term growth, and limit our ability to hire and 
retain personnel. In addition, actions of these stockholders may cause periods of fluctuation in our stock price based on 
temporary or speculative market perceptions or other factors that do not necessarily reflect the underlying fundamentals and 
prospects of our business.

We do not expect to pay dividends on our common stock, and the terms of our loan agreements place restrictions on our 
ability to pay dividends on our common stock, so any returns to stockholders will be limited to the value of their stock.

We have not declared or paid any cash dividends on our common stock since 2007, and we are restricted from doing so under 
the terms of our revolving credit facility and term loan facility. In addition, our term loan facility requires us to make certain 
future loan payments from our available cash flow. Regardless of the restrictions in and requirements under our loan 
agreements, or the terms of any potential future indebtedness, for the foreseeable future we anticipate that we will retain all 
available funds and earnings to support our operations and finance the growth and development of our business. Therefore, we 
do not expect to pay cash dividends in the foreseeable future, so any return to stockholders will be limited to the appreciation in 
their stock.

General Risk Factors

Changes in, or interpretation of, accounting principles could result in unfavorable accounting changes.

Our consolidated financial statements are prepared in conformity with U.S. generally accepted accounting principles and 
accompanying accounting pronouncements, implementation guidelines, and interpretations. These rules are subject to 
interpretation by the SEC and various bodies formed to interpret and create appropriate accounting principles. Changes in these 
rules or their interpretation, such as recent changes regarding lease accounting standards, could significantly change our 
reported results and may even retroactively affect previously reported transactions. Changes resulting from the adoption of new 
or revised accounting principles may result in materially different financial results and may require that we make changes to our 
systems, processes, and controls.

ITEM 1B.  UNRESOLVED STAFF COMMENTS

None.

ITEM 2.  PROPERTIES

We operate our business out of 64 office and warehouse facilities, 55 of which are leased, and nine of which are owned. 
The total square footage of our owned real property is approximately 1.2 million square feet, and the total square footage of our 
leased real property is approximately 9.8 million square feet. Two owned warehouses facilities located in Midfield, Alabama, 
and Houston, Texas, were identified as held for sale as of the end of fiscal 2020.

18

Certain of our owned warehouse facilities secured our term loan facility at January 2, 2021. Additionally, we lease two 
warehouse facilities owned by our pension plan. The following table summarizes our real estate facilities as of March 1, 2021, 
including their inside square footage, where applicable:

Property Type
Office Space (1)
Warehouses and other real property (2)
Total

(1) Consists of our corporate headquarters in Marietta, Georgia.

(2)

Includes properties held for sale.

Number

Owned 
facilities           
(sq. ft.)

Leased 
facilities          
(sq. ft.)

1  
— 
66   1,164,321 
67   1,164,321 

68,023 
  9,774,955 
  9,842,978 

We also store materials in secured outdoor areas at many of our warehouse locations, which increases warehouse 
distribution and storage capacity. We believe that, collectively, our facilities have sufficient capacity to meet current and 
projected distribution needs.

ITEM 3.  LEGAL PROCEEDINGS

We are, and from time to time may be, a party to routine legal proceedings incidental to the operation of our business, 
including liability claims, premises claims, environmental claims, and employment-related claims, among others. The outcome 
of any pending or threatened proceedings is not expected to have a material adverse effect on our financial condition, operating 
results, or cash flows, based on our current understanding of the relevant facts. Legal expenses incurred related to these 
contingencies generally are expensed as incurred. We record receivables from expected settlements and establish reserves for 
pending or threatened proceedings when the receipts or costs associated with such proceedings become probable and can be 
reasonably estimated.  

ITEM 4.  MINE SAFETY DISCLOSURES

Not applicable.

19

 
PART II

ITEM 5.  MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS, AND ISSUER 
PURCHASES OF EQUITY SECURITIES

Our equity securities consist of one class of common stock, which is traded on the New York Stock Exchange under the 

symbol “BXC”. 

As of January 2, 2021, there were seven shareowner accounts of record, and, as of that date, we estimate that there were 

approximately 3,733 beneficial owners holding our common stock in nominee or “street” name.

We have not historically paid dividends on our common stock. Any future dividend payments would be subject to the 

discretion of our Board of Directors and contractual restrictions under our revolving credit facility and our term loan facility.

The  following  table  summarizes  the  Company’s  common  stock  repurchase  activity  for  each  month  of  the  quarter  ended 

January 2, 2021:

Period

September 27 - October 31

November 1 - November 28
November 29, 2020 - January 2, 2021

Total

Total Number Shares 
Purchased(1)

Average Price Paid Per 
Share

$  
$  
$  

—    

334    
292    

626    

— 

24.50 
26.10 

(1) The Company did not repurchase any of its equity securities during the period covered by this report pursuant to any publicly announced plan or 

program, and no such plan or program is presently in effect. All purchases reflected in the table above pertain to purchases of common stock by the 
Company in connection with tax withholding obligations of the Company’s employees upon the vesting of such employees’ restricted stock unit 
awards.

ITEM 6.  SELECTED FINANCIAL DATA

As a smaller reporting company, we are not required to provide this information.

20

 
 
 
 
 
ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 
OPERATIONS

The following discussion should be read in conjunction with our consolidated financial statements and related notes and 

other financial information appearing elsewhere in this Form 10-K. In addition to historical information, the following 
discussion and other parts of this Form 10-K contain forward-looking information that involves risks and uncertainties. Our 
actual results could differ materially from those anticipated by this forward-looking information due to the factors discussed 
under “Risk Factors,” “Cautionary Statement Concerning Forward-Looking Statements,” and elsewhere in this Form 10-K.  

This section of this Form 10-K does not address certain items regarding the fiscal year ended December 29, 2018 (“fiscal 
2018”). Discussion and analysis of fiscal 2018 and year-to-year comparisons between fiscal 2019 and fiscal 2018 not included 
in this Form 10-K can be found in “Item 7. Management's Discussion and Analysis of Financial Condition and Results of 
Operations” of our Annual Report on Form 10-K for the fiscal year ended December 28, 2019.

Executive Level Overview

Company Background

BlueLinx is a leading U.S. wholesale distributor of residential and commercial building products with both branded and 

private-label SKUs across product categories such as lumber, panels, engineered wood, siding, millwork, metal building 
products, and other construction materials. With a strong market position, broad geographic coverage footprint servicing 40 
states, and the strength of a locally focused sales force, we distribute our comprehensive range of products to over 15,000 
national, regional, and local dealers, specialty distributors, national home centers, and manufactured housing customers. 
BlueLinx is able to provide a wide range of value added services and solutions to our customers and suppliers. We are 
headquartered in Georgia, with executive offices located at 1950 Spectrum Circle, Marietta, Georgia, and we operate our 
distribution business through a broad network of distribution centers. 

 As a “two-step” wholesale distributor of building products, BlueLinx stocks products from leading manufacturers, such as 
Huber Engineered Woods, James Hardie, Georgia Pacific, Weyerhaeuser, and Oldcastle, and supplies these products to a broad 
range of customers, including lumber yards, dealers, home centers, and hardware stores. These customers then serve residential 
and commercial builders and contractors in their respective geographic areas. BlueLinx plays a critical role in enabling its 
lumber yard, dealer, and home center customers to offer a broad range of products and brands, as most of BlueLinx’s customers 
do not have the capability to purchase and warehouse directly from the manufacturers for such a large set of SKUs. Similarly, 
BlueLinx provides value to its manufacturer partners by enabling access to the fragmented network of lumber yards and dealers 
that the manufacturers could not adequately serve directly. Our place in this distribution model of building products provides 
easy access to the marketplace for our suppliers and the value proposition of rapid delivery on an as-needed basis to our 
customers from our network of warehouse facilities. In addition to its broad portfolio of building products, BlueLinx also offers 
a wide array of custom cutting and fabrication services for the wood products industry.

Recent Developments

Real Estate Transactions

During the first quarter of fiscal 2020, we completed real estate financing transactions through sale-leaseback arrangements 

on fourteen of our distribution facilities. Gross proceeds for these transactions were $78.3 million. Net proceeds from these 
transactions were used to repay indebtedness under our Term Loan Facility. Upon completion of the transactions, we entered 
into long-term leases with multiple renewal options on the properties. These real estate financing transactions were accounted 
for as finance leases, in accordance with generally accepted accounting principles in the United States (“U.S. GAAP”). 
Additionally, during the third quarter of fiscal 2020, we completed a real estate financing transaction through a sale-leaseback 
arrangement on one distribution facility. Gross proceeds for this transaction were $11.0 million and we recognized a gain of 
$8.7 million on the sale of this facility.  Net proceeds from this transaction were used to repay indebtedness under our Term 
Loan Facility. Upon completion of the transaction, we entered into a long-term lease with multiple renewal options on the 
property.  The real estate financing transaction was accounted for as a sale and the lease was accounted for as an operating 
lease, in accordance with U.S. GAAP.

These transactions are described in further detail in Note 12, Lease Commitments, in the Notes to the Consolidated 

Financial Statements.

21

Factors That Affect Our Operating Results and Trends

Our results of operations and financial performance are influenced by a variety of factors, including: (i) the commodity 
nature of the products we manufacture and distribute; (ii) general economic and industry conditions affecting demand in the 
housing market; and (iii) cost and availability of the products we distribute. These factors have historically produced cyclicality 
in our results of operations, and we expect this cyclicality to continue in future periods.

Commodity Nature of Our Products

Many of the building products we distribute, including OSB, plywood, and lumber, are commodities that are widely 
available from various suppliers with prices and volumes determined frequently in a market based on participants' perceptions 
and expectations of short-term supply and demand factors. The selling price of our commodity products is based on the current 
market purchase price to replace those products in our inventory, plus adders for our shipping, handling, overhead costs, and 
our profit margin. At certain times, the selling price for any one or more of the products we distribute, especially those of a 
commodity nature, may well exceed our purchase price because our prices are based on current replacement cost which, in a 
dynamic inflationary commodity market, may at times well exceed our purchase price. At certain other times, the selling price 
for any one or more of the products we distribute, especially those of a commodity nature, may fall below our purchase costs 
for the same reasons, requiring us to incur short-term losses on specific sales transactions. Therefore, our profitability with 
respect to these commodity products depends, in significant part, on commodity prices in addition to managing our cost 
structure, particularly shipping and handling costs, which represent significant components of our operating costs. Composite 
structural panel and lumber prices have been historically volatile.

The following table represents the percentage price changes on a year over year basis of the average composite panel, 
including certain panel subcategories, and average composite lumber prices as reflected by Random Lengths, an industry 
publication, for the periods noted below. In addition to the year-over-year average price changes, 2020 was a year of 
exceptional price volatility when compared to historical results over the last eight years as both composite panel and composite 
lumber prices experienced the largest difference between high and low price levels within a calendar year. Pricing for these 
products declined starting in March, but rebounded during the remaining portion of the second quarter, significantly increasing 
during most of the third quarter. A two-month decline began in the final weeks of the third quarter and lasted until December. 
In December 2020, pricing began to rapidly increase towards all-time highs. These market trends resulted in substantial 
favorable revenue and gross margin comparisons for fiscal 2020 for our structural products and our business as a whole. Wood-
based commodity index prices began January at record or near-record highs and remain at elevated levels. There is much 
uncertainty regarding future trends in lumber and panel index prices. We continue to closely monitor these pricing trends, and 
work to manage our business, inventory levels, and costs accordingly.

Increase (decrease) in composite lumber prices

Increase (decrease) in Western SPF lumber prices

Increase (decrease) in Southern pine lumber prices

Increase (decrease) in composite panel prices

Increase (decrease) in Western fir plywood prices

Increase (decrease) in Southern pine plywood prices

Increase (decrease) in OSB prices

Calendar Year Ended

December 31

2020 versus 2019

2019 versus 2018

59%

45%

53%

56%

22%

29%

99%

(23)%

(20)%

(22)%

(27)%

(16)%

(18)%

(38)%

General Economic and Industry Conditions Affecting Demand

Many of the factors that cause our operations to fluctuate are seasonal or cyclical in nature. Historically, our operating 
results have also been correlated with the level of single-family residential housing starts in the U.S. The demand for new 
homes is dependent on a variety of factors, including job growth, changes in population and demographics, the availability and 
cost of mortgage financing, the supply of new and existing homes, and consumer confidence. The COVID-19 pandemic had a 
significant negative effect on single family housing starts in April and May.  However, housing starts rebounded during the 
second half of the year. Low interest rates, shortages in existing home inventory, and a potential growing trend toward 
relocating away from populated metropolitan areas to areas with single-family homes may help sustain the improvement in 

22

single-family housing starts. We believe the housing market improvement trend will continue in the long term, and that we are 
well-positioned to support our customers. For additional information regarding the risk factors impacting our business, please 
refer to Part I, Item 1A, Risk Factors.

Cost And Availability of the Products We Distribute

The structural products we distribute are available from variety of suppliers. The specialty products we distribute are 
available from select suppliers from which we have established and cultivated relationships in the specific markets we serve. As 
a result of the COVID-19 pandemic, manufacturing output was impacted on both the structural and specialty sides of our 
business. Supply constraints which arose from reduced mill output as a result of the pandemic had an impact on both the 
availability and pricing of our structural products which contributed to increased market prices throughout the year. Reduced 
manufacturing capacity combined with increased demand for our specialty products also had an impact on the products we 
distribute in this category, namely vinyl siding. The continued availability of both structural and specialty products may have an 
impact on our operating results and are discussed in more detail in Part I, Item 1A, Risk Factors. 

COVID-19 Pandemic

We began preparations for the COVID-19 pandemic in late February 2020, and in early March 2020 we implemented 

policies and procedures to protect our associates, serve our customers, and support our suppliers. We also moved quickly to 
develop and execute plans and take actions designed to give financial and operating flexibility during the pandemic. To date, 
our business has been designated as “essential” in all states in which we operate, and we have continued to operate and provide 
service to our customers and suppliers.

During fiscal 2020, and into 2021, we have continued to practice safety and hygiene protocols consistent with the Centers 
for Disease Control and Prevention (“CDC”) and local guidance. We also continued our efforts to reduce operating costs and 
optimize liquidity and took actions designed to sustain many of our first and second quarter cost reduction actions long-term. 
Cost structure and liquidity will remain areas of acute focus for us as the pandemic continues.

While the pandemic impacted many aspects of our business and operations during fiscal 2020, that impact was offset by 

the recovery in single-family residential housing starts and the escalation in wood-based commodity pricing. Our net sales and 
gross margin increased, largely driven by the significant increase in wood-based pricing. For fiscal 2020, net sales increased 
$460.1 million compared to fiscal 2019 and net income improved $98.5 million as we moved from a net loss for fiscal 2019 to 
net income for fiscal 2020.

The extent of the impact of the pandemic on our business for fiscal 2021 will depend on future developments, including, 
among others, the duration of the pandemic, the success of actions taken by governmental authorities to contain the pandemic 
and address its impact, the success of local return to work and business reopening plans, and the impact the COVID-19 
pandemic has on the supply chain, pricing, and demand in the markets we service. The trajectory of the pandemic continues to 
evolve rapidly, and we cannot predict the extent to which our financial condition, results of operation, or cash flows will 
ultimately be impacted. We are closely monitoring the impact of the pandemic on industry conditions, the progress of local 
return to work and reopening plans, and any pandemic related restrictions that may have an impact on our business.

CARES Act

In an attempt to assist businesses during the COVID-19 pandemic, Congress enacted the Coronavirus Aid, Relief, and 
Economic Security (“CARES”) Act on March 27, 2020. The CARES Act contained several provisions, including tax-based 
measures, meant to counteract the effects of the COVID-19 pandemic. After review of the many provisions, we took advantage 
of several of the provisions, including the deferral of our defined benefit plan pension contribution, deferral of the payment of 
employer payroll taxes, and the increase in the percentage of allowable percentage of interest expense under Section 163(j) of 
the Internal Revenue Code (“IRC”).

During fiscal 2020, as a result of the CARES Act, we were able to recognize discrete tax benefits during the year of 

$4.8 million resulting from the release of the valuation allowance associated with nondeductible interest expense as the CARES 
Act increased the allowable percentage from 30 percent to 50 percent of adjusted taxable income. We also elected to defer the 
payment of employer payroll taxes that would normally be paid during fiscal 2020. These taxes are required to be paid in two 
tranches, with 50 percent due by the end of 2021 and 50 percent due by the end of 2022. We expect to make payments of 
$3.2 million by December 2021 and the remaining $3.1 million by December 2022. Finally, we elected to defer defined benefit 
plan pension contributions totaling $0.6 million required during fiscal 2020 until December 31, 2020. We were required to pay 

23

interest on the contributions in accordance with the provision included in the CARES Act. We made the contributions, 
including interest, of $0.6 million, on December 15, 2020. 

Results of Operations

Fiscal 2020 Compared to Fiscal 2019 

The following table sets forth our results of operations for fiscal 2020 and fiscal 2019, which were comprised of 53 and 52 

weeks, respectively. 

Net sales
Gross profit

Selling, general, and administrative
Depreciation and amortization
Amortization of deferred gains on real estate
Gains from sales of property
Other operating expenses

Operating income

Interest expense, net
Other (income) expense, net

Income (loss) before provision for (benefit from) income taxes
Provision for (benefit from) income taxes
Net income (loss)

Fiscal 2020

$  3,097,328 
477,734 
314,228 
28,901 
(4,008) 
(10,529) 
6,901 
142,241 
47,414 
(254) 
95,081 
14,199 
80,882 

$ 

% of
Net
Sales

Fiscal 2019

($ in thousands)

100.0%
15.4%
10.1%
0.9%
(0.1)%
(0.3)%
0.2%
4.6%
1.5%
0.0%
3.1%
0.5%
2.6%

$  2,637,268 
356,915 
291,526 
30,232 
(3,960) 
(13,082) 
17,045 
35,154 
54,218 
2,544 
(21,608) 
(3,952) 
(17,656) 

$ 

% of
Net
Sales

100.0%
13.5%
11.1%
1.1%
(0.2)%
(0.5)%
0.6%
1.3%
2.1%
0.1%
(0.8)%
(0.1)%
(0.7)%

The  following  table  sets  forth  changes  in  net  sales  by  product  category.  Prior  year  amounts  have  been  reclassified  to 

conform to the current year mix of structural and specialty products.

Net sales by category
Structural products
Specialty products

Total net sales

Fiscal 2020

Fiscal 2019

($ in thousands)

$  1,232,203 
  1,865,125 
$  3,097,328 

 39.8 % $  861,687 
 60.2 %   1,775,581 
 100.0 % $ 2,637,268 

 32.7 %
 67.3 %
 100.0 %

The following table sets forth gross margin dollars and percentages by product category versus comparable prior periods. 

Prior year amounts have been reclassified to conform to the current year product mix of structural and specialty products.

Gross profit $ by category:

Structural products
Specialty products

Total Gross Profit
Gross margin % by category

Structural products
Specialty products
Total gross margin %

24

Fiscal 2020

Fiscal 2019

($ in thousands)

$  158,157 
  319,577 
$  477,734 

$  74,957 
  281,958 
$ 356,915 

 12.8 %
 17.1 %
 15.4 %

 8.7 %
 15.9 %
 13.5 %

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Discussion of Results of Operations

Net sales. Net sales of $3.1 billion in fiscal 2020 increased by 17.4 percent, or $0.5 billion, from fiscal 2019. The sales 
increase was primarily a result of wood-based commodity price inflation, partially offset by a slight decline in sales volume 
attributable to supply outages in structural products occurring during the second half of fiscal 2020. The COVID-19 pandemic 
created unprecedented market conditions on the supply and demand of our products. As the severity of the COVID-19 
pandemic initially became apparent, manufacturers ran fewer shifts out of an abundance of caution creating supply bottlenecks. 
In addition, productivity was negatively impacted by COVID-19 employee illnesses from our supply partners. At the same 
time, after an initial decline in single family housing starts and repair and remodeling activities, the housing market became 
more robust during fiscal year 2020 and the growth rate for single family housing starts was 11.5 percent, while housing repair 
and remodeling activity was estimated to have grown by 3.5 percent. The impact of the reduced supply coupled with increasing 
demand led to a historically high increase in wood-based commodity prices after the pandemic began. Full year structural 
product net sales, which includes products such as lumber, plywood, oriented strand board, rebar, and remesh, were $1.2 billion 
and the impact of the record wood-based commodity price inflation occurring in the second half of the year is estimated to have 
increased net sales by approximately $210 million to $230 million.  

Gross profit. Total gross profit for fiscal 2020 was $477.7 million, compared to $356.9 million in fiscal 2019. Gross 
margin increased to 15.4 percent in fiscal 2020, compared to 13.5 percent in fiscal 2019. Gross margin percentage increased 
primarily due to wood-based commodity price inflation in our structural product category as we were selling lower costed 
inventory during a period of rapidly increasing commodity prices. This was largely a result of the extension of lead times 
during the increase in the second half of the year and tightened supply due to the pandemic, paired with strong demand. 
Specialty products margins benefited from mix shifts to higher margin categories, paired with pricing strategies focused in key 
products categories such as engineered wood and millwork products.    

Selling, general, and administrative expenses. Selling, general, and administrative (“SG&A”) expenses for fiscal 2020 
were $314.2 million, compared to $291.5 million, for fiscal 2019. The increase was primarily due to higher variable incentive 
compensation of approximately $13.1 million, higher sales commissions of approximately $10.0 million, and increased 
operational expenses related to higher than anticipated sales volume. Our cost reduction actions taken in the second quarter, 
focused primarily on labor, realized approximately $10.5 million of savings for the Company, annualized to $13.9 million. 
These savings were offset by additional payroll and other operating expenses attributable to the additional fiscal week in fiscal 
2020.  

Depreciation and amortization expense.  Depreciation and amortization expense for fiscal 2020 was $28.9 million, 
compared to $30.2 million, for fiscal 2019, a decrease of $1.3 million. This decrease was primarily due to certain assets 
becoming fully depreciated during 2020. 

Gains from sales of property. Total gains from sales of property in fiscal 2020 were $10.5 million compared to $13.1 
million in fiscal 2019, a decrease of 19.5 percent. In fiscal 2020, the majority of our real estate transactions were sale leaseback 
transactions where we were not allowed to recognize a gain under U.S. GAAP, with the exception of the sale leaseback of our 
Denver facility. In fiscal 2019, the majority of our real estate transactions were largely typical sale transactions where we were 
allowed to recognize a gain under U.S. GAAP.   

Other operating expenses. Other operating expenses were $6.9 million in fiscal 2020 compared to $17.0 million in fiscal 

2019, a decrease of 59.5 percent. The decrease is primarily due to a decrease in spending related to the integration of the Cedar 
Creek acquisition, partially offset by severance expense incurred in relation to headcount reductions that occurred throughout 
the period. 

Interest expense, net. Interest expense for fiscal 2020 was $47.4 million, compared to $54.2 million for fiscal 2019. The 

decrease of $6.8 million was largely attributable to a decrease in the bank debt balance of $141.8 million, comprised of 
decreases in our Term Loan Facility of $103.5 million and Revolving Credit Facility of $38.3 million, respectively, as well as a 
reduction in the variable LIBOR rate that is a component of the interest rate on our bank debt instruments.   

Other expense (income), net. Other expense (income), net was $(0.3) million in fiscal 2020 compared to $2.5 million in 

fiscal 2019, a decrease of $2.8 million. The decrease was due to expenses related to the lump sum payout offer made in fiscal 
2019 to certain eligible retirees in the BlueLinx Hourly Retirement plan instead of receiving their typical payment streams.  

Provision for (benefit from) income taxes. Our effective tax rate was 14.9 percent and 18.3 percent for fiscal 2020 and 
fiscal 2019, respectively. Primary drivers of the decline in our effective tax rate in fiscal 2020 versus fiscal 2019 included the 

25

release of valuation allowances associated with state net operating losses and our previously nondeductible interest expense, 
both of which we believe we will be able to realize based on our positive taxable income for fiscal 2020.

Our effective tax rate for fiscal 2020 was impacted by the effect of the release of our valuation allowance for disallowed 
interest expense stemming from federal tax reforms, and the CARES Act, the partial release of our valuation allowance for state 
net operating losses that we anticipate being able to utilize, the tax benefit related to the lapse of statutes of limitations from 
uncertain tax positions (FIN 48), changes in the state effective tax rate used to value deferred tax assets, and the permanent 
addback of certain nondeductible expenses including executive compensation and nondeductible meals and entertainment.

Our effective tax rate for fiscal 2019 was impacted by the effect of the valuation allowance for disallowed interest expense 

stemming from federal tax reforms and certain state net operating losses, the tax benefit related to the lapse of statutes of 
limitations from uncertain tax positions (FIN 48), changes in the state effective tax rate used to value deferred tax assets, and 
the permanent addback of certain nondeductible expenses including executive compensation and nondeductible meals and 
entertainment.

Our effective tax rate moving forward will continue to be subject to fluctuations in quarters throughout the year because of 
various factors. These factors include the impact of permanent items combined with the timing of discrete items such as equity 
compensation windfalls and/or shortfalls, which occur as our equity compensation grants become vested throughout the year, 
any potential releases of our valuation allowance against net operating loss carryforwards, and the annual impact of the 
expiration of the statute of limitations associated with our uncertain tax positions (FIN 48). The magnitude of the impact to our 
effective tax rate in any given quarter resulting from the vesting of our equity compensation grants can vary depending in our 
stock price at the time of vesting. The impact to our effective rate tax rate resulting from the expiration of the statute of 
limitations associated with our uncertain tax positions (FIN 48) occurred in the fourth quarter of both fiscal 2020 and 2019, the 
timing of which we expect to continue into future periods.

Liquidity and Capital Resources

We expect our primary sources of liquidity to be cash flows from sales in the normal course of our operations and 

availability from our Revolving Credit Facility. We expect that these sources will be sufficient to fund our ongoing cash 
requirements for the foreseeable future, including at least the next twelve months. 

Sources and Uses of Cash

Operating Activities

Fiscal 2020 cash flows provided by operating activities totaled $55.0 million. This cash activity was primarily driven by 

net income of $80.9 million, which included a non-cash gain on sale of property of $10.5 million and changes in working 
capital components. The changes in working capital components included an increase in cash due to a decrease in inventory of 
$3.7 million and an increase in accounts payable of $32.8 million and a decrease in cash due to an increase in accounts 
receivable of $100.8 million.  

Fiscal 2019 cash flows used in operating activities totaled $10.3 million. This cash activity was primarily driven by a net 

loss of $17.7 million, which included a non-cash gain on sale of property of $13.1 million and changes in working capital 
components. The changes in working capital components included an increase in cash due to a decrease in accounts receivable 
of $15.6 million and a decrease in cash due to an increase in inventory of $4.0 million and a decrease in accounts payable of 
$16.8 million.  

Investing Activities

During fiscal 2020, our net cash provided by investing activities was $9.2 million, which was substantially driven by cash 

received from the sale of real estate of $12.8 million, offset by cash paid for investments in equipment of $3.7 million. 

During fiscal 2019, our net cash provided by investing activities was $21.1 million, which was substantially driven by cash 

received from the sale of real estate of $19.9 million, in addition to $6.0 million of cash returned from escrow related to the 
acquisition of Cedar Creek, offset by cash paid for investments in equipment of $4.8 million.  

Financing Activities

Net cash used in financing activities was $75.7 million during fiscal 2020, which primarily reflected repayments on our 

term loan of $103.5 million and net repayments on our Revolving Credit Facility of $38.3 million, in addition to payments on 

26

finance leases of $8.7 million and debt financing costs of $3.4 million, all of which were partially offset by proceeds from real 
estate financing transactions of $78.3 million.

Net cash used in financing activities was $8.1 million during fiscal 2019, which primarily reflected repayments on our term 

loan of $32.4 million and net repayments on our Revolving Credit Facility of $6.8 million, in addition to payments on our 
finance leases of $10.0 million and debt financing costs of $3.6 million, all of which were partially offset by proceeds from real 
estate financing transactions of $44.9 million. 

Operating Working Capital

Operating working capital is an important measurement we use to determine the efficiencies of our operations and our 
ability to readily convert assets into cash. Operating working capital is defined as the sum of cash, receivables, and inventory 
less accounts payable. Management of operating working capital helps us monitor our progress in meeting our goals to enhance 
our return on working capital assets.

Selected financial information

January 2, 2021

December 28, 2019

(In thousands)

Current assets:

Cash 
Receivables, less allowance for doubtful accounts
Inventories, net

Current liabilities:

Accounts payable

Operating working capital

$ 

$ 

$ 
$ 

$ 

82  $ 

293,643 
342,108 
635,833  $ 

165,163  $ 
165,163  $ 

11,643 
192,872 
345,806 
550,321 

132,348 
132,348 

470,670  $ 

417,973 

Operating working capital increased to $470.7 million as of January 2, 2021, from $418.0 million as of December 28, 
2019. The increase in operating working capital is primarily due to an increase in accounts receivable of $100.8 million, offset 
by a decrease in cash of $11.6 million and an increase in accounts payable of $32.8 million. The increases in accounts 
receivable and accounts payable are due primarily to wood-based commodity price inflation, which impacted sales dollars and 
the cost of inventory as reflected in accounts receivable and accounts payable balances. 

Debt and Credit Sources

As of January 2, 2021 and December 28, 2019, long-term debt consisted of the following:

Revolving Credit Facility
Term Loan Facility
Finance lease obligations

Unamortized debt issuance costs

Less: current maturities of long-term debt
Long-term debt, net of current maturities

January 2, 2021

December 28, 2019

(In thousands)

288,247  $ 
43,204 
273,118 
604,569 

(9,010)   

595,559 
6,846 
588,713  $ 

326,496 
146,674 
198,011 
671,181 
(12,555) 
658,626 
8,662 
649,964 

$ 

$ 

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Revolving Credit Facility

In April 2018 we amended and restated our Revolving Credit Facility, which is secured by substantially all of our assets, to 

provide for a senior secured revolving loan and letter of credit facility of up to $600 million and an uncommitted accordion 
feature that permits us to increase the facility by an aggregate additional principal amount of up to $150 million. If we obtain 
the full amount of the additional increases in commitments, the Revolving Credit Facility will allow borrowings of up to 
$750 million. Borrowings under the Revolving Credit Facility are subject to availability under the “Borrowing Base” (as that 
term is defined in the Revolving Credit Facility). The Borrowing Base is calculated based upon our outstanding accounts 
receivable, subject to certain adjustments. Letters of credit in an aggregate amount of up to $30 million are also available under 
the Revolving Credit Facility, which would reduce the amount of the revolving loans available under the facility. The 
Revolving Credit Agreement provides for interest at a rate per annum equal to (i) LIBOR plus a margin ranging from 1.75 
percent to 2.25 percent, with the margin determined based upon average excess availability for the immediately preceding fiscal 
quarter for loans based on LIBOR, or (ii) the administrative agent’s base rate plus a margin ranging from 0.75 percent to 1.25 
percent, with the margin based upon average excess availability for the immediately preceding fiscal quarter for loans based on 
the base rate.

If excess availability under the Revolving Credit Facility falls below the greater of (i) $50 million and (ii) 10 percent of the 

lesser of (a) the borrowing base and (b) the maximum permitted credit at such time, we will be required to maintain a fixed 
charge coverage ratio of 1.0 to 1.0 until excess availability has been at least the greater of (i) $50 million and (ii) 10 percent of 
the lesser of (a) the borrowing base and (b) the maximum permitted credit at such time for a period of 30 consecutive days.

In January 2020, we amended the Revolving Credit Facility to (i) modify the “Seasonal Period” to run from November 15, 
2019, through July 15, 2020, for the calendar year 2019, and to run from December 15 of each calendar year through April 15 
of each immediately succeeding calendar year for the calendar year 2020 and thereafter, and (ii) extend the measurement period 
in the definition of “Cash Dominion Event” from three consecutive business days to five consecutive business days. The 
amendment better aligns advance rates under the facility with the seasonality associated with our business.  

As of January 2, 2021, we had outstanding borrowings of $288.2 million and excess availability of $184.3 million under 

our Revolving Credit Facility. As of December 28, 2019, we had outstanding borrowings of $326.5 million and excess 
availability of $80.0 million under our Revolving Credit Facility. Our average effective interest rate under the facility was 
approximately 3.3 percent and 4.8 percent for the years ended January 2, 2021 and December 28, 2019, respectively.  

We were in compliance with all covenants under the Revolving Credit Facility as of January 2, 2021.

Term Loan Facility

In April 2018, we entered into a Credit and Guaranty Agreement with HPS Investment Partners, LLC, and other financial 
institutions as party thereto.  The agreement provides for a Term Loan Facility of $180.0 million secured by substantially all of 
our assets. Borrowings under the Term Loan Facility may be made as Base Rate Loans or Eurodollar Rate Loans. The Base 
Rate Loans will bear interest at the rate per annum equal to (i) the greatest of the (a) U.S. prime lending rate published in The 
Wall Street Journal, (b) the Federal Funds Effective Rate plus 0.50 percent, and (c) the sum of the Adjusted Eurodollar Rate of 
one month plus 1.00 percent, provided that the Base Rate shall at no time be less than 2.00 percent per annum; and (ii) plus the 
Applicable Margin, as described below. Eurodollar Rate Loans will bear interest at the rate per annum equal to (i) the ICE 
Benchmark Administration LIBOR Rate, provided that the Adjusted Eurodollar Rate shall at no time be less than 1.00 percent 
per annum; plus (ii) the Applicable Margin. The Applicable Margin will be 6.00 percent with respect to Base Rate Loans and 
7.00 percent with respect to Eurodollar Rate Loans.

In October 2019, we amended the Term Loan Facility to, among other things, permit real estate sale leaseback transactions. 

During fiscal 2020, in December 2019, we amended the Term Loan Facility to extend the period for satisfying the designated 
outstanding principal balance level, and the principal balance level was satisfied on January 31, 2020, through repayments from 
real estate financing transactions. On February 28, 2020, we further amended our Term Loan Facility to provide that we will 
not be subject to the facility’s quarterly “Total Net Leverage Ratio” covenant from and after the time, and then for so long as, 
the principal balance outstanding under the facility is less than $45 million. During the fourth quarter of 2020, we reduced the 
principal balance outstanding under the Term Loan Facility below $45 million and were no longer subject to this covenant. We 
do not anticipate future borrowings under the Term Loan Facility and expect to not be subject to the Total Net Leverage ratio 
covenant in the future.

The Term Loan Facility permits us to enter into real estate sale leaseback transactions with the net proceeds therefrom to be 

used for repayment of indebtedness under the facility, subject to payment of an applicable prepayment premium. In addition, 

28

proceeds from the sale of “Specified Properties” will be used for the repayment of indebtedness under the Term Loan Facility, 
subject to payment of an applicable prepayment premium, or, under certain circumstances, repayment of indebtedness under our 
Revolving Credit Facility. Prepayment premiums associated with the repayment of indebtedness were $3.0 million and $0.5 
million for fiscal 2020 and 2019, respectively.

We had outstanding borrowings of $43.2 million and $146.7 million under our Term Loan Facility as of January 2, 2021 

and December 28, 2019, respectively. Our average interest rate under the facility, exclusive of fees and prepayment premiums, 
was approximately 8.2 percent and 9.3 percent for the years ended January 2, 2021 and December 28, 2019, respectively. 

We were in compliance with all covenants under the Term Loan Facility as of January 2, 2021.

Finance Lease Commitments

Our finance lease liabilities consist of leases related to equipment and vehicles, and to real estate, with the majority of those 

finance lease commitments relating to the real estate financing transactions that we have completed in recent years. During 
fiscal 2017 and 2018, we completed real estate financing transactions on six warehouse facilities, during fiscal 2019, we 
completed real estate financing transactions on two warehouse facilities; and during fiscal 2020, we completed real estate 
financing transactions on fourteen warehouse facilities. We recognized financing lease assets and obligations as a result of each 
of these transactions. Our total finance lease commitments, including the properties associated with these transactions, totaled 
$273.1 million and $198.0 million as of January 2, 2021 and December 28, 2019, respectively.  Of the $273.1 million of finance 
lease commitments as of January 2, 2021, $243.7 million related to real estate and $29.4 million related to equipment.  Of the 
$198.0 million of finance lease commitments as of December 28, 2019, $165.5 million related to real estate and $32.5 million 
related to equipment.

Investments in Capital Assets

Our investments in capital assets consist of cash paid for owned assets and the inception of financing lease arrangements 
for long-lived assets to support our distribution infrastructure. The gross value of these assets are included in their respective 
category in the “Property and equipment, at cost” section on our consolidated balance sheet. For fiscal 2020, we invested $3.7 
million in cash related to investments in long-lived assets and entered into finance leases totaling $3.8 million, for a total 
investment of $7.5 million. For fiscal 2019, we invested $4.8 million in cash related to investments in long-lived assets and 
entered into finance lease agreements totaling $15.0 million, for a total investments of $19.8 million. 

Pension Funding Obligations

We were required to make cash contributions of during 2020 and 2021 totaling approximately $0.9 million, relating to our 
fiscal 2020 funding year pension contributions. We continue to evaluate pension funding obligations and requirements in order 
to meet our obligations while maintaining flexibility for working capital requirements. See Note 8, Employee Benefits, in the  
Notes to the Consolidated Financial Statements.

Interest Rates

Our Revolving Credit Facility and our Term Loan Facility include available interest rate options based on LIBOR. It is 
widely expected that LIBOR will be discontinued after 2021, and the U.S. and other countries are currently working to replace 
LIBOR with alternative reference rates. The consequences of these development with respect to LIBOR cannot be entirely 
predicted; however, we do not believe that the discontinuation of LIBOR as a reference rate in our loan agreements will have a 
material adverse effect on our financial position or materially affect our interest expense.

Off-Balance Sheet Arrangements

As of January 2, 2021, we did not have any material off-balance sheet arrangements.

Critical Accounting Policies

Our consolidated financial statements are prepared in accordance with accounting principles generally accepted in the U.S., 
which require management to make estimates, judgments, and assumptions that affect the amounts reported in the consolidated 
financial statements and accompanying notes. We believe that our most critical accounting policies and estimates relate to: (1) 
revenue recognition; (2) goodwill; and (3) income taxes.

Accounting estimates and assumptions discussed in this section are those that we consider to be the most critical to an 
understanding of our financial statements because they involve significant judgments and uncertainties. All of these estimates 
reflect our best judgment about current, and for some estimates future, economic and market conditions and their potential 

29

effects based on information available as of the date of these financial statements. If these conditions change from those 
expected, it is reasonably possible that the judgments and estimates described below could change, which may result in our 
recording additional pension liabilities, or increased tax liabilities, among other effects.

Management has discussed the development, selection, and disclosure of critical accounting policies and estimates with the 

Audit Committee of the Company’s Board of Directors. While our estimates and assumptions are based on our knowledge of 
current events and actions we may undertake in the future, actual results ultimately may differ from these estimates and 
assumptions. For a discussion of the Company’s significant accounting policies, see Note 1, Summary of Significant Accounting 
Policies, in the Notes to Consolidated Financial Statements.

Revenue Recognition

We recognize revenue when the following criteria are met: (1) Contract with the customer has been identified; (2) 
Performance obligations in the contract have been identified; (3) Transaction price has been determined; (4) The transaction 
price has been allocated to the performance obligations; and (5) When (or as) performance obligations are satisfied. For us, this 
generally means that we recognize revenue when title to our products is transferred to our customers. Title usually transfers 
upon shipment to, or receipt at, our customers’ locations, as determined by the specific sales terms of each transaction. Our 
customers can earn certain incentives including, but not limited to, cash discounts and rebates. These incentives are deducted 
from revenue recognized. In preparing the financial statements, management must make estimates related to the contractual 
terms, customer performance, and sales volume to determine the total amounts recorded as deductions from revenue. 
Management also considers past results in making such estimates. The actual amounts ultimately paid may be different from 
our estimates, and recorded once they have been determined.

Goodwill 

Goodwill is not subject to amortization, and is tested for impairment at least annually. We perform our annual goodwill 
impairment test as of the first day of our fiscal fourth quarter. This test requires us to assign goodwill to a reporting unit and to 
determine if the fair value of the reporting unit’s goodwill is less than its carrying amount. We have identified that we have a 
single reporting unit and we assign our goodwill to that reporting unit. As of January 2, 2021, our goodwill was $47.8 million. 

We also evaluate goodwill for impairment between annual impairment tests if an event occurs or circumstances change that 

would indicate the carrying amounts may be impaired. Such events and indicators may include, without limitation, significant 
declines in the industries in which our products are used, significant changes in capital market conditions, and significant 
changes in our market capitalization.

Income Taxes

Our annual tax rate is based on our income, statutory tax rates, and tax planning opportunities available to us in the various 
jurisdictions in which we operate. Significant judgment is required in determining our annual tax expense and in evaluating our 
tax positions. We establish reserves to remove some or all of the tax benefit of any of our tax positions at the time we determine 
that the positions become uncertain based upon one of the following: (1) the tax position is not “more likely than not” to be 
sustained; (2) the tax position is “more likely than not” to be sustained, but for a lesser amount; or (3) the tax position is “more 
likely than not” to be sustained, but not in the financial period in which the tax position was originally taken. For purposes of 
evaluating whether or not a tax position is uncertain, (1) we presume the tax position will be examined by the relevant taxing 
authority that has full knowledge of all relevant information, (2) the technical merits of a tax position are derived from 
authorities such as legislation and statutes, legislative intent, regulations, rulings, and case law and their applicability to the 
facts and circumstances of the tax position, and (3) each tax position is evaluated without considerations of the possibility of 
offset or aggregation with other tax positions taken. We adjust these reserves, including any impact on the related interest and 
penalties, in light of changing facts and circumstances, such as the progress of a tax audit. Refer to Note 5, Income Taxes, in the 
Notes to the Consolidated Financial Statements. 

A number of years may elapse before a particular matter for which we have established a reserve is audited and finally 

resolved. The number of years with open tax audits varies depending on the tax jurisdiction. The tax benefit that has been 
previously reserved because of a failure to meet the “more likely than not” recognition threshold would be recognized in our 
income tax expense in the first interim period when the uncertainty disappears under any one of the following conditions: (1) 
the tax position is “more likely than not” to be sustained; (2) the tax position, amount, and/or timing is ultimately settled 
through negotiation or litigation; or (3) the statute of limitations for the tax position has expired. Settlement of any particular 
issue would usually require the use of cash.

On March 27, 2020, the U.S. government enacted the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act, 
which contained a tax provision that increased the allowable deductible percentage of interest expense from 30 percent to 50 

30

percent. This resulted in the company being able to immediately recognize a $3.9 million benefit in the first quarter of 2020. As 
a result of our income in 2020, we were able to release the remaining valuation allowance at year end.

Tax law requires items to be included in the tax return at different times than when these items are reflected in the 

consolidated financial statements. As a result, the annual tax rate reflected in our consolidated financial statements is different 
from that reported in our tax return (our cash tax rate). Some of these differences are permanent, such as expenses that are not 
deductible in our tax return, and some differences reverse over time, such as depreciation expense. These timing differences 
create deferred tax assets and liabilities. Deferred tax assets and liabilities are determined based on temporary differences 
between the financial reporting and tax bases of assets and liabilities. The tax rates used to determine deferred tax assets or 
liabilities are the enacted tax rates in effect for the year and manner in which the differences are expected to reverse. Based on 
the evaluation of all available information, we recognize future tax benefits, such as net operating loss carryforwards, to the 
extent that realizing these benefits is considered more likely than not. 

We evaluate our ability to realize the tax benefits associated with deferred tax assets by analyzing our forecasted taxable 

income using both historical and projected future operating results, the reversal of existing taxable temporary differences, 
taxable income in prior carryback years (if permitted), and the availability of tax planning strategies. A valuation allowance is 
required to be established unless management determines that it is more likely than not that we will ultimately realize the tax 
benefit associated with a deferred tax asset. As of January 2, 2021, positive evidence continued to outweigh negative evidence, 
so no valuation allowance was deemed necessary except to the extent of certain state NOLs. The valuation allowances related to 
our NOLs approximate $7.3 million. See Note 5, Income Taxes, in the Notes to Consolidated Financial Statements.

Recently Issued Accounting Pronouncements

For a summary of recent accounting pronouncements applicable to our consolidated financial statements, see Note 1, 

Summary of Significant Accounting Policies, in the Notes to Consolidated Financial Statements.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

As a smaller reporting company, we are not required to provide this information.

31

ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

Index to Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm
Consolidated Statements of Operations and Comprehensive Income (Loss)
Consolidated Balance Sheets
Consolidated Statements of Stockholders’ Equity (Deficit)
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements

Page

33
35
36
37
38
39

32

 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

The Board of Directors and Stockholders of 
BlueLinx Holdings Inc. and subsidiaries
Marietta, Georgia

Opinion on the Consolidated Financial Statements 

We  have  audited  the  accompanying  consolidated  balance  sheets  of  BlueLinx  Holdings  Inc.  and  subsidiaries  (the 
“Company”)  as  of  January  2,  2021  and  December  28,  2019,  the  related  consolidated  statements  of  operations  and 
comprehensive income (loss), stockholders’ equity (deficit), and cash flows for each of the years then ended, and the related 
notes (collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated financial statements 
present fairly, in all material respects, the financial position of the Company at January 2, 2021 and December 28, 2019, and the 
results of its operations and its cash flows for the years then ended, in conformity with accounting principles generally accepted 
in the United States of America.

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United 
States) (“PCAOB”), the Company's internal control over financial reporting as of January 2, 2021, based on criteria established 
in  Internal  Control  -  Integrated  Framework  (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway 
Commission (“COSO”) and our report dated March 3, 2021 expressed an unqualified opinion thereon.

Basis for Opinion

These  consolidated  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to 
express an opinion on the Company’s consolidated financial statements based on our audits. We are a public accounting firm 
registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal 
securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We  conducted  our  audits  in  accordance  with  the  standards  of  the  PCAOB.  Those  standards  require  that  we  plan  and 
perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  are  free  of  material 
misstatement, whether due to error or fraud.

Our  audits  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  consolidated  financial 
statements,  whether  due  to  error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such  procedures  included 
examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial statements. Our audits 
also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating 
the overall presentation of the consolidated financial statements. We believe that our audits provide a reasonable basis for our 
opinion.

Critical Audit Matter

The critical audit matter communicated below is a matter arising from the current period audit of the consolidated financial 
statements that was communicated or required to be communicated to the audit committee and that: (1) relates to accounts or 
disclosures that are material to the consolidated financial statements and (2) involved our especially challenging, subjective, or 
complex judgments. The communication of the critical audit matter does not alter in any way our opinion on the consolidated 
financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing separate 
opinions on the critical audit matter or on the accounts or disclosures to which it relates.

Assessment of the Realizability of Deferred Tax Assets

As  described  in  Note  5  to  the  consolidated  financial  statements,  the  Company  has  recognized  net  deferred  tax  assets  of 
$62.9 million as of January 2, 2021. The Company evaluates its ability to realize the tax benefits associated with deferred tax 
assets by analyzing the forecasted future taxable income using both historical and projected future operating results, the reversal 
of  existing  taxable  temporary  differences,  taxable  income  from  prior  carryback  years  and  the  availability  of  tax  planning 
strategies. A valuation allowance to reduce the deferred tax balance is required to be established unless management determines 
it is more likely than not that the tax benefit associated with the deferred tax asset will be realized. Realization is dependent 
upon  the  existence  of  sufficient  future  taxable  income  of  an  appropriate  character  within  the  carryforward  periods.  The 
Company's forecasted future taxable income requires significant management judgment.

33

 
 
We  identified  the  assessment  of  the  realizability  of  deferred  tax  assets  as  a  critical  audit  matter.  The  development  of 
management’s  forecasted  future  taxable  income  involves  significant  judgment  and  assumptions,  including  the  complexities 
related  to  the  assessment  of  weighting  relevant  positive  and  negative  evidence.  Auditing  these  elements  involved  especially 
challenging auditor judgment due to the nature and extent of audit effort required to address these matters, including the need 
for specialized knowledge and skill in assessing these elements.

The primary procedures we performed to address this critical audit matter included:

•

•

Evaluating the reasonableness of the assumptions and evidence to support the assumptions used by the Company 
to develop projections of forecasted future taxable income considering:
(i) 
(ii) 
(iii) 
Utilizing personnel with specialized knowledge and skill to assist in evaluating the Company’s application of the 
relevant tax regulations to the assumptions used in the determination of forecasted future taxable income.

the current and past performance of the Company;
the consistency with external market and industry data, and
the consistency of the assumptions with evidence obtained in other areas of the audit.

/s/ BDO USA, LLP

We have served as the Company's auditor since 2015.

Atlanta, Georgia
March 3, 2021 

34

 
 
 
 
 
 
 
 
 
BLUELINX HOLDINGS INC. 
CONSOLIDATED STATEMENTS OF OPERATIONS AND
COMPREHENSIVE INCOME (LOSS)

Fiscal Year Ended 
January 2, 2021

Fiscal Year Ended 
December 28, 2019

(In thousands, except per share data)

$ 

3,097,328  $ 

Net sales

Cost of sales

Gross profit

Operating expenses:

Selling, general, and administrative

Depreciation and amortization

Amortization of deferred gains on real estate

Gains from sales of property

Other operating expenses

Total operating expenses

Operating income

Non-operating expenses (income):

Interest expense, net

Other (income) expense, net

Income (loss) before provision for (benefit from) income taxes

Provision for (benefit from) income taxes

Net income (loss)

Basic income (loss) per share

Diluted income (loss) per share

Comprehensive income (loss):

Net income (loss)

Other comprehensive (loss) income:

Actuarial loss on defined benefit plan, net of tax

Amortization of unrecognized pension gain, net of tax

Other

Total other comprehensive (loss) income 

Comprehensive income (loss)

See the accompanying Notes to the consolidated financial statements.

2,619,594 

477,734 

314,228 

28,901 

(4,008) 

(10,529) 

6,901 

335,493 

142,241 

47,414 

(254) 

95,081 

14,199 

80,882  $ 

8.58  $ 

8.55  $ 

2,637,268 

2,280,353 

356,915 

291,526 

30,232 

(3,960) 

(13,082) 

17,045 

321,761 

35,154 

54,218 

2,544 

(21,608) 

(3,952) 

(17,656) 

(1.89) 

(1.89) 

80,882  $ 

(17,656) 

(2,202) 

788 

(15) 

(1,429) 

(372) 

2,932 

6 

2,566 

$ 

$ 

$ 

$ 

$ 

79,453  $ 

(15,090) 

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BLUELINX HOLDINGS INC.
CONSOLIDATED BALANCE SHEETS

January 2, 2021

December 28, 2019

(In thousands, except share data)

Current assets:

Cash 

Receivables, less allowances of $4,123 and $3,236, respectively

ASSETS

LIABILITIES AND STOCKHOLDERS’ EQUITY (DEFICIT) 

$ 

20,302 
1,048,130  $ 

$ 

82  $ 

293,643 

342,108 
32,581 

668,414 

178,712 
51,142 

47,772 
18,889 

62,899 

11,643 

192,872 

345,806 
27,718 

578,039 

195,768 
54,408 

47,772 
26,384 

53,993 

15,061 
971,425 

$ 

165,163  $ 

132,348 

24,751 

1,171 

5,675 

6,076 

4,040 

22,156 

229,032 

321,270 

267,443 

44,965 

78,009 

22,684 

25,635 

989,038 

95 

266,695 

(35,992) 

(171,706) 

59,092 

$ 

1,048,130  $ 

7,639 

2,176 

6,486 

7,317 

3,935 

11,222 

171,123 

458,439 

191,525 

47,091 

81,886 

23,420 

24,024 

997,508 

94 

260,974 

(34,563) 

(252,588) 

(26,083) 

971,425 

Inventories, net
Other current assets

Total current assets

Property and equipment, net
Operating lease right-of-use assets

Goodwill
Intangible assets, net

Deferred tax assets

Other non-current assets
Total assets

Current liabilities:

Accounts payable

Accrued compensation

Current maturities of long-term debt, net of debt issuance costs of  $74 and  $74, respectively

Finance lease liabilities - short-term

Operating lease liabilities - short-term

Real estate deferred gains - short-term

Other current liabilities

Total current liabilities

Non-current liabilities:

Long-term debt, net of debt issuance costs of $8,936 and  $12,481, respectively

Finance lease liabilities - long-term

Operating lease liabilities - long-term

Real estate deferred gains - long-term

Pension benefit obligation

Other non-current liabilities

Total liabilities

Commitments and contingencies

STOCKHOLDERS’ EQUITY (DEFICIT) 

Common Stock, $0.01 par value, 20,000,000 shares authorized, 
     9,462,774 and 9,365,768 outstanding on January 2, 2021 and December 28, 2019, respectively

Additional paid-in capital

Accumulated other comprehensive loss

Accumulated stockholders’ deficit

Total stockholders’ equity (deficit)

Total liabilities and stockholders’ equity (deficit)

See the accompanying Notes to the consolidated financial statements.

36

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BLUELINX HOLDINGS INC. 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY (DEFICIT)

Common Stock

Shares

Amount

Additional
Paid-In 
Capital

Accumulated
Other
Comprehensive 
Loss

Accumulated 
Deficit

Stockholders’      
Equity (Deficit)       

Total

(In thousands)

$ 

258,596 

$ 

(37,129)  $ 

(236,222)  $ 

— 
— 

— 
— 

— 
2,592 

(211) 

(3) 
260,974 

$ 

$ 

— 
— 

— 

— 

5,992 

(271) 

— 

— 
— 

6 
2,560 

— 
— 

— 

— 
(34,563)  $ 

— 
(6) 

(1,414) 

— 

— 

— 

(9) 

(17,656) 
1,291 

— 
— 

— 
— 

— 

(1) 

(252,588)  $ 

80,882 
— 

— 

— 

— 

— 

— 

(14,663) 

(17,656) 
1,291 

6 
2,560 

2 
2,592 

(211) 

(4) 
(26,083) 

80,882 
(6) 

(1,414) 

1 

5,992 

(271) 

(9) 

$ 

266,695 

$ 

(35,992)  $ 

(171,706)  $ 

59,092 

Balance, December 29, 2018

9,294 

$ 

Net loss
Adoption of ASC 842, net of tax
Foreign currency translation, net of tax

Impact of defined pension plan, net of tax

Vesting of restricted stock units
Compensation related to share-based grants

Repurchase of shares to satisfy employee tax 
withholdings

Other
Balance, December 28, 2019

Net income
Foreign currency translation, net of tax

Impact of defined pension plan, net of tax

Vesting of restricted stock units

Compensation related to share-based grants

Repurchase of shares to satisfy employee tax 
withholdings

Other

Balance, January 2, 2021

— 
— 

— 
— 

82 
— 

(10) 

— 
9,366 

$ 

— 
— 

— 

127 

— 

(30) 

— 

9,463 

$ 

See the accompanying Notes to the consolidated financial statements.

92 

— 
— 

— 
— 

2 
— 

— 

— 
94 

— 
— 

— 

1 

— 

— 

— 

95 

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BLUELINX HOLDINGS INC. 
CONSOLIDATED STATEMENTS OF CASH FLOWS

Cash flows from operating activities:

Net income (loss)

Adjustments to reconcile net income (loss) to cash provided by (used in) operations:

Fiscal Year Ended 
January 2, 2021

Fiscal Year Ended 
December 28, 2019

(In thousands)

$ 

80,882  $ 

(17,656) 

Provision for (benefit from) income taxes

Depreciation and amortization

Amortization of debt issuance costs

Gains from sales of property
Pension expense

Share-based compensation

Amortization of deferred gain from real estate

Changes in operating assets and liabilities:

Accounts receivable

Inventories

Accounts payable

Prepaid and other current assets

Pension contributions

Other assets and liabilities

Net cash provided by (used in) operating activities

Cash flows from investing activities:

Acquisition of business, net of cash acquired

Proceeds from sale of assets

Property and equipment investments

Net cash provided by investing activities

Cash flows from financing activities:

Borrowings on revolving credit facilities

Repayments on revolving credit facilities

Repayments on term loan

Proceeds from real estate financing transactions

Debt financing costs

Repurchase of shares to satisfy employee tax withholdings

Principal payments on finance lease liabilities

Net cash used in financing activities

Net change in cash

Cash at beginning of period

Cash at end of period

Supplemental Cash Flow Information

Net income tax payments during the period

Interest paid during the period
Noncash transactions:

Additions of real property under finance leases

See the accompanying Notes to the consolidated financial statements.

$ 

$ 

$ 

$ 

38

14,199 

28,901 

3,881 

(10,529) 
896 

5,992 

(4,008) 

(100,771) 

3,698 

32,815 

(9,546) 

(755) 

9,364 

55,019 

— 

12,849 

(3,689) 

9,160 

843,905 

(882,155) 

(103,470) 

78,263 

(3,350) 

(271) 

(8,662) 

(75,740) 

(11,561) 

11,643 

82  $ 

(3,952) 

30,232 

3,323 

(13,082) 
3,011 

2,592 

(3,960) 

15,562 

(3,955) 

(16,840) 

6,282 

(1,791) 

(10,070) 

(10,304) 

6,009 

19,931 

(4,791) 

21,149 

649,788 

(656,596) 

(32,426) 

44,914 

(3,618) 

(211) 

(9,992) 

(8,141) 

2,704 

8,939 

11,643 

14,377  $ 

43,502  $ 

2,991 

47,321 

3,833  $ 

15,041 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BLUELINX HOLDINGS INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

1. Summary of Significant Accounting Policies

Basis of Presentation

BlueLinx is a leading U.S. wholesale distributor of residential and commercial building products with both branded and 

private-label SKUs across product categories such as lumber, panels, engineered wood, siding, millwork, metal building 
products, and other construction materials. With a strong market position, broad geographic coverage footprint servicing 40 
states, and the strength of a locally focused sales force, we distribute our comprehensive range of products to over 15,000 
national, regional, and local dealers, specialty distributors, national home centers, and manufactured housing customers. 
BlueLinx is able to provide a wide range of value added services and solutions to our customers and suppliers. Our 
Consolidated Financial Statements include the accounts of BlueLinx Holdings Inc. and its wholly owned subsidiaries. These 
financial statements have been prepared in accordance with generally accepted accounting principles in the United States (“U.S. 
GAAP”). All significant intercompany accounts and transactions have been eliminated. On April 13, 2018, we completed the 
acquisition of Cedar Creek Holdings, Inc. (“Cedar Creek”). Results for Cedar Creek are included in the consolidated financial 
information presented herein.

We operate on a 5-4-4 fiscal calendar. Our fiscal year ends on the Saturday closest to December 31 of that fiscal year and 
may comprise 53 weeks in certain years. Our 2020 fiscal year contained 53 weeks and ended on January 2, 2021. Fiscal 2019 
contained 52 weeks and ended on December 28, 2019. 

Reclassification of Prior Period Presentation

We have reclassified certain costs within the Consolidated Statements of Operations and Comprehensive Income (Loss) for 
the year ended December 28, 2019 from selling, general, and administrative to amortization of deferred gains on real estate and 
other operating expenses.  These costs primarily relate to the amortization of gains from prior real estate sales and the 
integration of the acquisition of Cedar Creek, respectively.

Additionally, an adjustment has been made to the Consolidated Statements of Cash Flows for the year ended December 28, 

2019 to include outstanding payments as part of the change in accounts payable within cash flows from operating activities. In 
previous periods this change was included within cash flows from financing activities.

Use of Estimates

Our financial statements are prepared in conformity with U.S. GAAP, which requires us to make estimates based on 
assumptions about current, and for some estimates, future economic and market conditions, which affect reported amounts and 
related disclosures in our financial statements. Although our current estimates contemplate current and expected future 
conditions, as applicable, it is reasonably possible that actual conditions could differ from our expectations, which could 
materially affect our results of operations and financial position. Some of our estimates may be affected by the ongoing novel 
coronavirus (“COVID-19”) pandemic. The severity, magnitude, and duration, as well as the economic consequences of the 
COVID-19 pandemic, are uncertain, rapidly changing, and difficult to predict. As a result, our accounting estimates and 
assumptions may change over time in response to COVID-19. 

Recent Accounting Standards - Recently Issued

Income Taxes. In December 2019, the Financial Accounting Standards Board (the “FASB”) issued Accounting Standards 

Update (“ASU”) No. 2019-12, “Income taxes (Topic 740): Simplifying the Accounting for Income Taxes.” This ASU 
simplifies the accounting for income taxes by removing certain exceptions to the general principles in Accounting Standards 
Codification (“ASC”) 740 and also clarifies and amends existing guidance to improve consistent application. The amendments 
in this standard are effective for interim periods and fiscal years beginning after December 15, 2020. Early adoption is 
permitted. We have assessed the impact of the new guidance, and determined it will not have an impact on the Company’s 
consolidated financial position, results of operations, or cash flows.

Credit Impairment Losses. In June 2016, the FASB issued ASU 2016-13, “Financial Instruments - Credit Losses (Topic 

326).” This ASU sets forth a current expected credit loss (“CECL”) model which requires the measurement of all expected 
credit losses for financial instruments or other assets (e.g., trade receivables), held at the reporting date based on historical 
experience, current conditions, and reasonable supportable forecasts. This replaces the existing incurred loss model, is 

39

applicable to the measurement of credit losses on financial assets measured at amortized cost, and applies to some off-balance 
sheet credit exposures. The standard also requires enhanced disclosures to help financial statement users better understand 
significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of 
an entity's portfolio. ASU 2019-10 extended the effective date to interim and annual periods beginning after December 15, 
2022, for certain public business entities, including smaller reporting companies. We have not completed our assessment of the 
standard, but we do not expect adoption of the standard to have a material impact on the Company's consolidated financial 
position, results of operations, or cash flows.

Recent Accounting Standards - Recently Adopted

Defined Benefit Pension Plan.  In August 2018, the FASB issued ASU No. 2018-14, “Compensation-Retirement-Benefits-

Defined Benefit Plans-General (Subtopic 715-20).” The amendments in this ASU modify the disclosure requirements for 
employers that sponsor defined benefit pension or other postretirement plans by removing six previously required disclosures 
and adding two. The ASU eliminates the requirement to disclose the amounts in accumulated other comprehensive income 
expected to be recognized as part of net periodic benefit cost over the next year. The ASU also removes the disclosure 
requirements for the effects of a one-percentage-point change on the assumed health care costs and the effect of this change in 
rates on service cost, interest cost and the benefit obligation for postretirement health care benefits. We adopted this standard 
effective for fiscal year 2020. The adoption of the standard did not have a material impact on the Company's consolidated 
financial position, results of operations, or cash flows.

Fair Value Measurement.  In August 2018, the FASB issued ASU No. 2018-13, “Fair Value (“FV”) Measurement (Topic 

820).” In addition to making certain modifications, the standard removes the requirements to disclose: (i) the amount of and 
reasons for transfers between Level 1 and Level 2 of the FV hierarchy; (ii) the policy for timing transfers between levels; and 
(iii) the valuation process for Level 3 FV measurements.  The standard will require public entities to disclose: (a) the changes in 
unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 FV measurements held 
at the end of the reporting period; and (b) the range and weighted average of significant unobservable inputs used to develop 
Level 3 fair value measurements. For certain unobservable inputs, an entity may disclose other quantitative information in lieu 
of the weighted average if the entity determines that other quantitative information would be a more reasonable and rational 
method to reflect the distribution of unobservable inputs used to develop Level 3 FV measurements. The additional disclosure 
requirements should be applied prospectively for the most recent interim or annual period presented in the fiscal year of 
adoption. All other amendments should be applied retrospectively to all periods presented. We adopted this standard effective 
December 29, 2019, the first day of our 2020 fiscal year. The adoption of this standard did not have a material impact on the 
Company's consolidated financial position, results of operations, or cash flows.

Goodwill.  In January 2017, the FASB issued ASU No. 2017-04, “Intangibles-Goodwill and Other (Topic 350).” This 
standard is intended to simplify the test for goodwill impairments by removing Step 2 of the goodwill impairment test, which 
requires a hypothetical purchase price allocation. Under the new ASU, a goodwill impairment will now be the amount by which 
a reporting unit's carrying value exceeds its fair value, not to exceed the carrying amount of goodwill. We elected to early adopt 
this standard effective the first day of the fourth quarter of 2019, which corresponds with the date of our annual goodwill 
impairment testing date.  The adoption of the standard did not have a material impact on Company's consolidated financial 
position, results of operations, or cash flows.

Leases. In 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” Topic 842 establishes a new lease accounting 
model for leases. The most significant changes include the clarification of the definition of a lease, the requirement for lessees 
to recognize for all leases a right-of-use asset and a corresponding lease liability in the consolidated balance sheet, and 
additional quantitative and qualitative disclosures which are designed to give financial statement users information on the 
amount, timing, and uncertainty of cash flows arising from leases. Expenses are recognized in the consolidated statement of 
income in a manner similar to previous accounting guidance. Lessor accounting under the new standard is substantially 
unchanged. We adopted this standard, and all related amendments thereto, effective December 30, 2018, the first day of our 
2019 fiscal year, using a prospective approach, which applies the provisions of the new guidance at the effective date without 
adjusting the comparative periods presented. We have elected the package of practical expedients permitted under the transition 
guidance within the new standard, which among other things, allows us to carry forward the historical accounting relating to 
lease identification and classification for existing leases upon adoption. We have made an accounting policy election to keep 
leases with an initial term of 12 months or less off of the consolidated balance sheet. The adoption of Topic 842 had a material 
impact on our consolidated balance sheets, but did not have a material impact on our consolidated statements of operations and 
comprehensive income (loss). There also was no impact to our debt covenant calculations. The most significant impact was the 
recognition of right-of-use assets and corresponding lease liabilities of $57.5 million on the consolidated balance sheet. 
Additionally, $1.7 million of deferred gains associated with sale-leaseback transactions was recorded as a cumulative-effect 

40

adjustment to accumulated deficit. See Note 12, Lease Commitments, for additional disclosures regarding our lease 
commitments.

Cloud Computing Arrangements. In August 2018, the FASB issued ASU No. 2018-15, Intangibles-Goodwill and Other-
Internal Use-Software (Subtopic 350-40).” This standard aligns the requirements for capitalizing implementation costs incurred 
in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to 
develop or obtain internal-use software (and hosting arrangements that include an internal use software license). We early 
adopted this standard effective December 30, 2018, the first day of our 2019 fiscal year and did so prospectively.  Costs that 
have been recorded have been classified as other current and other non-current assets. The adoption of the standard did not have 
a material impact on the Company’s consolidated financial position, results of operations, or cash flows.

Comprehensive Income. In February 2018, the FASB issued ASU No. 2018-02, “Income Statement-Reporting 

Comprehensive Income (Topic 220).” This standard provides an option to reclassify stranded tax effects within accumulated 
other comprehensive income (loss) (“AOCI”) to retained earnings due to the U.S. federal corporate income tax rate change in 
the Tax Cuts and Jobs Act of 2017. We adopted this standard effective December 30, 2018, the first day of our 2019 fiscal year. 
We did not exercise the option to make this reclassification.

Revenue Recognition

We recognize revenue when control of the promised goods or services is transferred to the Company’s customers in an 

amount that reflects the consideration we expected to be entitled to in exchange for those goods or services. The timing of 
revenue recognition largely is dependent on shipping terms. Revenue is recorded at the time of shipment for terms designated 
free on board (“FOB”) shipping point. For sales transactions designated FOB destination, revenue is recorded when the product 
is delivered to the customer’s delivery site.

All revenues recognized are net of trade allowances, cash discounts, and sales returns. Cash discounts and sales returns are 

estimated using historical experience. Trade allowances are based on the estimated obligations and historical experience. 
Adjustments to earnings resulting from revisions to estimates on discounts and returns have been immaterial for each of the 
reported periods.

In addition, we provide inventory to certain customers through pre-arranged agreements on a consignment basis. Customer 

consigned inventory is maintained and stored by certain customers; however, ownership and risk of loss remains with us. 

Leases

We are the lessee in a lease contract when we obtain the right to control an asset associated with a particular lease.  For 
operating leases, we record a right-of-use ("ROU") asset that represents our right to use an underlying asset for the lease term, 
and a corresponding lease liability that represents our obligation to make lease payments arising from the lease, both of which 
are recognized based on the present value of the future minimum lease payments over the lease term at the commencement date. 
Financing ROU assets associated with finance leases are included in property and equipment.  Leases with a lease term of 12 
months or less at inception are not recorded on our consolidated balance sheet and are expensed on a straight-line basis over the 
lease term in our consolidated statement of operations. We determine the lease term by assuming the exercise of renewal 
options that are reasonably certain. As most of our leases do not provide an implicit interest rate, we use our incremental 
borrowing rate based on the information available at the commencement date in determining the present value of future lease 
payments. When our contracts contain lease and non-lease components, we account for both components as a single lease 
component. See Note 12, Lease Commitments, for further discussion.

Accounts Receivable

Accounts receivable are stated at net realizable value, do not bear interest, and consist of amounts owed for orders shipped 

to customers. Management establishes an overall credit policy for sales to customers. The allowance for doubtful accounts is 
determined based on a number of factors including specific customer account reviews, historical loss experience, current 
economic trends, and the creditworthiness of significant customers based on ongoing credit evaluations.

Inventory Valuation

The cost of all inventories is determined by the moving average cost method. We have included all material charges 
directly or indirectly incurred in bringing inventory to its existing condition and location. We evaluate our inventory value at 

41

the end of each quarter to ensure that inventory, when viewed by category, is carried at the lower of cost and net realizable 
value, which also considers items that may be damaged, excess, and obsolete inventory.

Consideration Received from Vendors and Paid to Customers

Each year, we enter into agreements with many of our vendors providing for inventory purchase rebates, generally based 

on achievement of specified volume purchasing levels. We also receive rebates related to price protection and various 
marketing allowances that are common industry practice. We accrue for the receipt of vendor rebates based on purchases, and 
also reduce inventory to reflect the net acquisition cost (purchase price less expected purchase rebates). 

In addition, we enter into agreements with many of our customers to offer customer rebates, generally based on 

achievement of specified sales levels and various marketing allowances that are common industry practice. We accrue for the 
payment of customer rebates based on sales to the customer, and also reduce sales to reflect the net sales (sales price less 
expected customer rebates). Adjustments to earnings resulting from revisions to rebate estimates have been immaterial.

Shipping and Handling

Outbound shipping and handling costs included in “Selling, general, and administrative” expenses were $151.2 million and 

$150.4 million for fiscal 2020 and fiscal 2019, respectively. Shipping and handling costs include amounts related to the 
administration of our logistical infrastructure, handling of material in our warehouses, and amounts pertaining to the delivery of 
products to our customers, such as fuel and maintenance costs for our mobile fleet, wages for our drivers, and third party freight 
charges.

Property and Equipment

Property and equipment are recorded at cost. Lease obligations for which we assume or retain substantially all the property 
rights and risks of ownership are capitalized. Amortization of assets recorded under finance leases is included in “Depreciation 
and amortization” expense. Replacements of major units of property are capitalized and the replaced properties are retired. 
Replacements of minor components of property and repair and maintenance costs are charged to expense as incurred.

Depreciation is computed using the straight-line method over the estimated useful lives of the related assets included in the 
table below. Upon retirement or disposition of assets, cost and accumulated depreciation are removed from the related accounts 
and any gain or loss is included in income.

Property and equipment consisted of the following asset classes with the following general range of estimated useful lives:

Land and land improvements

Buildings

Machinery and equipment

Construction in progress

Accumulated depreciation

Property and equipment, net

General Range of 
Estimated Useful Lives in 
Years
    7  -  15(1)
15  -  33

3  -  7

January 2, 2021

December 28, 2019

(In thousands)

$ 

18,808  $ 

165,541 

113,364 

2,222 

299,935 

$ 

(121,223)   

178,712  $ 

21,409 

167,249 

117,682 

1,727 

308,067 

(112,299) 

195,768 

(1)  The range of estimated useful lives for the “Land and land improvements” asset class applies only to land improvements.

Income Taxes

We account for deferred income taxes using the liability method. Accordingly, we recognize deferred tax assets and 

liabilities based on the tax effects of temporary differences between the financial statement and tax bases of assets and 
liabilities, as measured by current enacted tax rates. All deferred tax assets and liabilities are classified as noncurrent in our 
consolidated balance sheet. A valuation allowance is recorded to reduce deferred tax assets when necessary. For additional 
information about our income taxes, see Note 5, Income Taxes.

42

 
 
 
 
 
 
 
 
 
Insurance and Self-Insurance

For fiscal 2020 and 2019, the Company was insured for its non-union and certain unionized employee health benefits. 
Health benefits for some unionized employees for fiscal 2020 and 2019 were paid directly to a union trust, depending upon the 
union-negotiated benefit arrangement.

For fiscal 2020 and 2019, the Company was self-insured, up to certain limits, for workers’ compensation losses, general 
liability, and automotive liability losses, all subject to varying “per occurrence” retentions or deductible limits. The Company 
provides for estimated costs to settle both known claims and claims incurred but not yet reported by making periodic 
prepayments, considering our retention and stop loss limits. Liabilities of the Company associated with these claims are 
estimated, in part, by considering the frequency and severity of historical claims, both specific to us, as well as industry-wide 
loss experience and other actuarial assumptions. We determine our insurance obligations with the assistance of actuarial firms. 
Since there are many estimates and assumptions involved in recording insurance liabilities, and in the case of workers’ 
compensation, a significant period of time elapses before the ultimate resolution of claims, differences between actual future 
events, and prior estimates and assumptions could result in adjustments to these liabilities. The Company has deposits on hand 
with certain third-party insurance administrators and insurance carriers to cover its obligation for future payment of claims. 
These deposits are recorded in other current and non-current assets in our consolidated balance sheets.

2. Revenue Recognition

We recognize revenue when the following criteria are met: (1) Contract with the customer has been identified; (2) 
Performance obligations in the contract have been identified; (3) Transaction price has been determined; (4) The transaction 
price has been allocated to the performance obligations; and (5) When (or as) performance obligations are satisfied.

Contracts with our customers are generally in the form of standard terms and conditions of sale. From time to time, we may 
enter into specific contracts with some of our larger customers, which may affect delivery terms. Performance obligations in our 
contracts generally consist solely of delivery of goods. For all sales channel types, consisting of warehouse, direct, and reload 
sales, we typically satisfy our performance obligations upon shipment. Our customer payment terms are typical for our industry, 
and may vary by the type and location of our customer and the products or services offered. The term between invoicing and 
when payment is due is not deemed to be significant by us. For certain sales channels and/or products, our standard terms of 
payment may be as early as ten days.

In addition, we provide inventory to certain customers through pre-arranged agreements on a consignment basis. Customer 

consigned inventory is maintained and stored by certain customers; however, ownership and risk of loss remains with us.

All revenues recognized are net of trade allowances (i.e., rebates), cash discounts and sales returns. Cash discounts and 

sales returns are estimated using historical experience. Trade allowances are based on the estimated obligations and historical 
experience. Adjustments to earnings resulting from revisions to estimates on discounts and returns have been insignificant for 
each of the reported periods. Certain customers may receive cash-based incentives or credits, which are accounted for as 
variable consideration. We estimate these amounts based on the expected amount to be provided to customers and reduce 
revenues recognized. We believe that there will not be significant changes to our estimates of variable consideration.

The following table presents our revenues disaggregated by revenue source. Prior year amounts have been reclassified to 

conform to the current year product mix of structural and specialty products. Sales and usage-based taxes are excluded from 
revenues.

Structural products
Specialty products
Total net sales

Fiscal Year Ended

January 2, 2021

December 28, 2019

$ 

$ 

(In thousands)

1,232,203  $ 
1,865,125 
3,097,328  $ 

861,687 
1,775,581 
2,637,268 

The  following  table  presents  our  revenues  disaggregated  by  sales  channel.  Warehouse  sales  are  delivered  from  our 
warehouses to our customers. Reload sales are similar to warehouse sales but are shipped from third-party warehouses where 
we store owned products to enhance operating efficiencies. This channel is employed primarily to service strategic customers 
that would be less economical to service from our warehouses, and to distribute large volumes of imported products from port 

43

 
 
facilities.  Direct  sales  are  shipped  from  the  manufacturer  to  the  customer  without  our  taking  physical  possession  of  the 
inventory  and,  as  a  result,  typically  generate  lower  margins  than  our  warehouse  and  reload  distribution  channels.  This 
distribution channel requires the lowest amount of committed capital and fixed costs. In addition, from time to time, we may 
also make changes to certain intercompany allocations amongst sales channels. Sales and usage-based taxes are excluded from 
revenues.

Warehouse and reload
Direct
Cash discounts and rebates

Total net sales

Practical Expedients and Exemptions

Fiscal Year Ended

January 2, 2021

December 28, 2019

$ 

$ 

(In thousands)

2,617,850  $ 
525,650 
(46,172)   
3,097,328  $ 

2,206,260 
470,786 
(39,778) 
2,637,268 

We generally expense sales commissions when incurred because the amortization period would have been one year or less. 

These costs are recorded within selling, general, and administrative expense.

We have made an accounting policy election to treat outbound shipping and handling activities as an expense.

3. Goodwill and Other Intangible Assets

In connection with the acquisition of Cedar Creek in 2018, we acquired certain intangible assets. As of January 2, 2021, 
our intangible assets consist of goodwill and other intangible assets including customer relationships, noncompete agreements, 
and trade names.  

Goodwill

Goodwill is the excess of the cost of an acquired entity over the fair value of tangible and intangible assets (including 

customer relationships, noncompete agreements, and trade names) acquired and liabilities assumed under acquisition 
accounting for business combinations.

During the year ended December 29, 2018, we allocated the fair values of assets acquired and liabilities assumed in the 

acquisition of Cedar Creek, and recognized $47.8 million in goodwill.

Goodwill is not subject to amortization, but must be tested for impairment at least annually.  This test requires us to assign 

goodwill to a reporting unit and to determine if the fair value of the reporting unit’s goodwill is less than its carrying amount. 
We evaluate goodwill for impairment as the first day of our fourth quarter, which was September 27, 2020 for fiscal 2020. We 
performed a quantitative analysis of our goodwill using a combined discounted cash flow and guideline public company 
approach. Based on management’s assessment, no impairment was indicated. 

In addition, we will evaluate the carrying value of goodwill for impairment between annual impairment tests if an event 
occurs or circumstances change that would indicate the carrying amounts may be impaired. Such events and indicators may 
include, without limitation, significant declines in the industries in which our products are used, significant changes in capital 
market conditions, and significant changes in our market capitalization. No such indicators were present in fiscal 2020 and 
fiscal 2019.  

Definite-Lived Intangible Assets

At January 2, 2021, in connection with the acquisition of Cedar Creek, we had definite-lived intangible assets that related 

to customer relationships, noncompete agreements, and trade names.  

44

 
 
 
The gross carrying amounts, accumulated amortization, and net carrying amounts of our definite-lived intangible assets at 

January 2, 2021 were as follows:

Customer relationships
Noncompete agreements
Trade names

Total

Weighted Average 
Remaining Useful 
Lives

9
1
1

Gross Carrying 
Amounts

Accumulated 
Amortization

(1)

Net Carrying 
Amounts

$ 

$ 

25,500 
8,254 
6,826 

40,580 

(In thousands)

$ 

$ 

(9,926) 
(5,595) 
(6,170) 

$ 

(21,691) 

$ 

15,574 
2,659 
656 

18,889 

(1) Intangible assets except customer relationships are amortized on straight line basis.  Customer relationships are amortized on a double declining       

balance method.

The gross carrying amounts, accumulated amortization, and net carrying amounts of our definite-lived intangible assets at 

December 28, 2019 were as follows:

Customer relationships
Noncompete agreements
Trade names
Total

Weighted Average 
Remaining Useful 
Lives

10
2
1

Gross Carrying 
Amounts

Accumulated 
Amortization

(1)

Net Carrying 
Amounts

(In thousands)

25,500 
8,254 
6,826 
40,580 

$ 

$ 

(6,770) 
(3,532) 
(3,894) 
(14,196) 

$ 

$ 

$ 

$ 

18,730 
4,722 
2,932 
26,384 

(1) Intangible assets except customer relationships are amortized on straight line basis.  Customer relationships are amortized on a double declining 

balance method.

Amortization Expense

Amortization expense for the definite-lived intangible assets was $7.5 million and $8.1 million for the years ended 

January 2, 2021, and December 28, 2019, respectively.

Estimated annual amortization expense for definite-lived intangible assets over the next five fiscal years is as follows:

Fiscal Year Ended

2021
2022
2023
2024
2025

Estimated Amortization

(In thousands)

$ 

5,321 
2,763 
1,807 
1,505 
1,423 

4. Assets Held for Sale and Net Gain on Disposition

 As of January 2, 2021, two properties were designated as “held for sale,” and, as of December 28, 2019, three properties 
had been designated as “held for sale.” As of January 2, 2021, and December 28, 2019, the net book value of total assets “held 
for sale” was $1.3 million and $1.1 million, respectively, and was included in “Other current assets” in our Consolidated 
Balance Sheets. Properties held for sale as of January 2, 2021 consisted of two former distribution facilities located in Midfield, 
Alabama, and Houston, Texas. We plan to sell these properties within the next 12 months. At the time of designation, we 
ceased recognizing depreciation expense on these assets. We continue to actively market all properties that are designated as 
“held for sale.” During the year ended January 2, 2021, we removed our Grand Rapids facility from “held for sale” as we 
decided to restart operations at this facility. 

45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
During the year ended January 2, 2021, we sold one non-operating distribution facility previously designated as “held for 

sale,” as well as certain equipment. We recognized a gain of $1.3 million in the Consolidated Statements of Operations as a 
result of this sale.

5. Income Taxes

In fiscal 2020, our total statutory rate was 25.8 percent which was comprised of the federal statutory income tax rate of 

21.0 percent and our blended state statutory rate of 4.8 percent. In fiscal 2019, our total statutory rate was 27.3 percent which 
was comprised of the federal statutory income tax rate of 21.0 percent and our blended state statutory rate of 6.3 percent. Our 
blended state rate is impacted by our federal income taxes and, as a result, may differ from year to year based on our federal 
taxable income. Our effective tax rate is impacted by the effects of permanent differences and discrete (one-time) items 
occurring throughout our fiscal year. 

For fiscal 2020 and fiscal 2019, our effective tax was 14.9 percent and 18.3 percent, respectively.

Income (loss) before provision for (benefit from) income taxes

Federal income taxes:

Current
Deferred

State income taxes:

Current
Deferred

Provision for (benefit from) income taxes

Fiscal Year Ended 
January 2, 2021

Fiscal Year Ended 
December 28, 2019

(In thousands)

95,081 

$ 

(21,608) 

19,673 
(9,038) 

$ 

2,946 
618 
14,199 

$ 

35 
(3,202) 

(403) 
(382) 
(3,952) 

$ 

$ 

$ 

Effective tax rate

 14.9 %

 18.3 %

Our provision for (benefit from) income taxes is reconciled to the federal statutory amount as follows:

Fiscal Year Ended 
January 2, 2021

Fiscal Year Ended 
December 28, 2019

(In thousands)

Federal income taxes (benefit) computed at the federal statutory tax rate
State income taxes (benefit), net of federal benefit
Valuation allowance change arising from state net operating losses
Valuation allowance change arising from interest deduction limitation
Uncertain tax positions
Permanent differences arising from compensation
Other
Provision for (benefit from) income taxes

$ 

$ 

19,967  $ 
4,636 
(4,101)   
(4,806)   
(1,879)   
500 
(118)   
14,199  $ 

(4,538) 
(1,752) 
(550) 
4,806 
(1,514) 
67 
(471) 
(3,952) 

In accordance with the intraperiod tax allocation provisions of U.S. GAAP, we are required to consider all items (including 

items recorded in other comprehensive income) in determining the amount of tax expense or benefit that should be allocated 
between continuing operations and other comprehensive income. In fiscal year 2020, there is tax expense allocated to the 
income from continuing operations and tax benefit allocated to the income from other comprehensive income. In fiscal year 
2019, there is a tax benefit allocated to the loss from continuing operations and tax expense allocated to the income from other 
comprehensive income. While the income tax provision from continuing operations is reported in our Consolidated Statements 
of Operations and Comprehensive Income (Loss), the income tax (benefit) or expense on other comprehensive income or (loss) 
is recorded directly to accumulated other comprehensive loss, which is a component of stockholders’ equity (deficit). 

46

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Our financial statements contain certain deferred tax assets which primarily resulted from tax benefits associated with the 

loss before income taxes in prior years, as well as net deferred income tax assets resulting from other temporary differences 
related to certain reserves, pension obligations, and differences between book and tax depreciation and amortization. We record 
a valuation allowance against our net deferred tax assets when we determine that, based on the weight of available evidence, it 
is more likely than not that our net deferred tax assets will not be realized. The ultimate realization of deferred tax assets is 
dependent upon the generation of future taxable income during the periods in which those temporary differences can be carried 
under tax law. For fiscal 2020 and fiscal 2019, the components of our net deferred income tax assets are as follows:

Deferred income tax assets:
Inventory reserves
Compensation-related accruals
Accounts receivable
Interest expense limitation
Property and equipment
Operating lease liability
Pension
Benefit from NOL carryovers
Other
Total gross deferred income tax assets
Less: valuation allowances
Total net deferred income tax assets

Deferred income tax liabilities:
Intangible assets
Operating lease asset
Other
Total deferred income tax liabilities
Deferred income tax asset, net

January 2, 2021

December 28, 2019

(In thousands)

$ 

$ 

$ 

$ 

2,896  $ 
6,524 
704 
— 
50,117 
13,266 
7,374 
8,010 
585 
89,476 
(7,287)   
82,189  $ 

(5,688)  $ 
(12,848)   
(754)   
(19,290)   
62,899  $ 

2,525 
3,523 
628 
4,767 
32,080 
13,820 
7,594 
25,731 
689 
91,357 
(16,194) 
75,163 

(7,107) 
(13,820) 
(243) 
(21,170) 
53,993 

The change in valuation allowance noted above is exclusive of items that do not impact income from continuing 

operations, but are reflected in the change in deferred income tax assets and liabilities in the Consolidated Balance Sheets as 
disclosed in the components of net deferred income tax assets. Activity in our deferred tax asset valuation allowance for fiscal 
2020 and 2019 was as follows:

Balance as of beginning of the fiscal year
Valuation allowance provided for taxes related to:

State net operating loss carryforwards
Disallowed interest limitation under the Tax Act and CARES

Balance as of end of the fiscal year

January 2, 2021

December 28, 2019

$ 

$ 

(In thousands)

16,194  $ 

(4,101)   
(4,806)   
7,287  $ 

12,348 

(960) 
4,806 
16,194 

We have recorded income tax and related interest liabilities where we believe certain of our tax positions are not more 
likely than not to be sustained if challenged. These balances are included in other noncurrent liabilities in our Consolidated 
Balance Sheets. 

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table summarizes the activity related to our gross unrecognized tax benefits:

Balance at beginning of the fiscal year
Reductions due to lapse of applicable statute of limitations
Balance at end of the fiscal year

January 2, 2021

December 28, 2019

$ 

$ 

($ in thousands)
4,245  $ 
(1,983)   
2,262  $ 

5,843 
(1,598) 
4,245 

Included in the unrecognized tax benefits as of January 2, 2021 and December 28, 2019, were $2.1 million and 
$4.0 million, respectively of tax benefits that, if recognized, would reduce our annual effective tax rate for fiscal 2020 and 
2019. No penalties were accrued for either 2020 or 2019. We believe that it is reasonably possible that approximately 
$0.7 million of our remaining unrecognized tax benefit may be recognized by the end of fiscal 2021 as a result of a lapse of 
statute of limitations related to our uncertain tax positions.

Impacts of the Tax Act and CARES 

In December of 2017, the U.S. enacted comprehensive tax legislation under the Tax Cuts and Jobs Act, (“The Tax Act”), 

which made broad and complex changes to the tax code. During fiscal 2019, we recorded a valuation allowance of $4.8 million 
primarily related to interest disallowed for deduction related to changes included in the Tax Act. In March of 2020, the U.S. 
enacted the Coronavirus Aid, Relief, and Economic Security (“CARES” Act). CARES included a provision which raised the 
level of deductibility for previously disallowed interest which had been enacted under the Tax Act. During fiscal 2020, because 
of the provision included in CARES, we benefited from the release of the $4.8 million in valuation allowance which we had 
recorded in during fiscal 2019 under the provisions of the Tax Act. 

Net Operating Losses

At the end of fiscal 2019, our federal net operating losses were $80.6 million. Based on our taxable income for fiscal 2020, 

we have fully utilized all our previously remaining federal net operating losses and have none remaining.

At the end of fiscal 2020, our gross state net operating loss carryovers are $162.6 million and our net state NOL carryovers 

are $8.0 million, of which $7.3 million is subject to a valuation allowance and could be limited under Internal Revenue Code 
(“IRC”) Section 382. Our state net operating loss carryovers will expire in 1 to 20 years. For fiscal 2020, we reversed 
$4.1 million in valuation allowance against our state net operating losses. Based on our taxable income for 2020 in the states 
where we have net operating loss carryforwards, we believe we will be able to utilize the state net operating losses that were 
previously reserved by this valuation allowance. We file U.S., state, and foreign income tax returns in jurisdictions with varying 
statutes of limitations. The 2017 through 2020 tax years generally remain subject to examination by federal and most state and 
foreign tax authorities.

Although we believe our estimates are reasonable in the carrying value of our valuation allowances against our deferred tax 

items, the ultimate determination of the appropriate amounts of valuation allowance involves significant judgement.

Assessing our Deferred Tax Assets

Quarterly, we assess the carrying value of our deferred tax assets for impairment by evaluating the weight of available 
evidence at the end of each fiscal quarter. In our evaluation of the weight of available evidence at the end of fiscal 2020, we 
considered the recent reported income in the current year, as well as the reported losses for 2019 and 2018, which resulted in a 
three-year cumulative income situation as positive evidence which carried substantial weight. While this was substantial, it was 
not the only evidence we evaluated. We also considered evidence related to the four sources of taxable income, to determine 
whether such positive evidence outweighed the negative evidence. The evidence considered included:

•
•
•
•

future reversals of existing taxable temporary differences;
future taxable income exclusive of reversing temporary differences and carryforwards;
taxable income in prior carryback years, if carryback is permitted under the tax law; and
tax planning strategies.

In addition to the positive evidence discussed above, we considered as positive evidence forecasted future taxable income, 
the detail scheduling of timing of the reversal of our deferred tax assets and liabilities, and the evidence from business and tax 
planning strategies. At the end of fiscal 2020 and 2019, in our evaluation of the weight of available evidence, we concluded that 
our deferred tax assets were not impaired. 

48

 
6. Long-Term Debt

As of January 2, 2021, and December 28, 2019, long-term debt consisted of the following:

Revolving Credit Facility (1)
Term Loan Facility (2)
Finance lease obligations (3)

Unamortized debt issuance costs

Less: current maturities of long-term debt

Long-term debt, net of current maturities

January 2, 2021

December 28, 2019

$ 

(In thousands)

288,247  $ 
43,204 

273,118 
604,569 

(9,010)   

595,559 
6,846 

$ 

588,713  $ 

326,496 
146,674 

198,011 
671,181 

(12,555) 

658,626 
8,662 

649,964 

(1)  The average effective interest rate was 3.3 percent and 4.8 percent for the years ended January 2, 2021 and December 28, 2019, respectively.
(2)  The average interest rate, exclusive of fees and prepayment penalties, was 8.2 percent and 9.3 percent for the years ended January 2, 2021 and 

December 28, 2019, respectively.

(3)  Refer to Note 12, Lease Commitments, for interest rates associated with finance lease obligations.

Revolving Credit Facility

In April 2018, we entered into an Amended and Restated Credit Agreement, with certain of our subsidiaries as borrowers 

(together with us, the “Borrowers”) or guarantors thereunder, Wells Fargo Bank, National Association, in its capacity as 
administrative agent (“Wells Fargo”), and certain other financial institutions party thereto. The Amended and Restated Credit 
Agreement was further amended in January 2020 to provide that (i) the “Seasonal Period” run from November 15, 2019, 
through July 15, 2020, for the calendar year 2019, and from December 15 of each calendar year through April 15 of each 
immediately succeeding calendar year for the calendar year 2020 and thereafter, and (ii) the measurement period in the 
definition of “Cash Dominion Event” will be five consecutive business days instead of three consecutive business days (as 
amended, the “Revolving Credit Agreement”). The Revolving Credit Agreement provides for a senior secured asset-based 
revolving loan and letter of credit facility (the “Revolving Credit Facility”) of up to $600 million and an uncommitted accordion 
feature that permits the Borrowers, with consent of the lenders, to increase the facility by an aggregate additional principal 
amount of up to $150 million, which will allow borrowings of up to $750 million under the Revolving Credit Facility. Letters 
of credit in an aggregate amount of up to $30 million are also available under the Revolving Credit Agreement, which would 
reduce the amount of the revolving loans available under the Revolving Credit Facility. The maturity date of the Revolving 
Credit Agreement is October 10, 2022. The Borrowers’ obligations under the Revolving Credit Agreement are secured by a 
security interest in substantially all of our and our subsidiaries’ assets (other than real property), including inventories, accounts 
receivable, and proceeds from those items.

Borrowings under the Revolving Credit Agreement are subject to availability under the Borrowing Base (as that term is 
defined in the Revolving Credit Agreement). The Borrowers are required to repay revolving loans thereunder to the extent that 
such revolving loans exceed the Borrowing Base then in effect. The Revolving Credit Facility may be prepaid in whole or in 
part from time to time without penalty or premium, but including all breakage costs incurred by any lender thereunder.

The Revolving Credit Agreement provides for interest on the loans at a rate per annum equal to (i) the London Inter-bank 
Offered Rate (“LIBOR”) plus a margin ranging from 1.75 percent to 2.25 percent, with the amount of such margin determined 
based upon the average of the Borrowers’ excess availability for the immediately preceding fiscal quarter as calculated by the 
administrative agent, for loans based on LIBOR, or (ii) the administrative agent’s base rate plus a margin ranging from 0.75 
percent to 1.25 percent, with the amount of such margin determined based upon the average of the Borrowers’ excess 
availability for the immediately preceding fiscal quarter as calculated by the administrative agent, for loans based on the base 
rate. 

In the event excess availability falls below the greater of (i) $50 million and (ii) 10 percent of the lesser of (a) the 

Borrowing Base and (b) the maximum permitted credit at such time, the Revolving Credit Agreement requires maintenance of a 
fixed charge coverage ratio of 1.0 to 1.0 until such time as the Borrowers’ excess availability has been at least the greater of (i) 

49

 
 
 
 
 
 
 
 
 
 
 
$50 million and (ii) 10 percent of the lesser of (a) the Borrowing Base and (b) the maximum permitted credit at such time for a 
period of 30 consecutive days. 

The Revolving Credit Agreement also contains representations and warranties and affirmative and negative covenants 

customary for financings of this type as well as customary events of default.

As of January 2, 2021, we had outstanding borrowings of $288.2 million and excess availability of $184.3 million under 

our Revolving Credit Facility. As of December 28, 2019, we had outstanding borrowings of $326.5 million and excess 
availability of $80.0 million under our Revolving Credit Facility. Our average effective interest rate under the facility was 
approximately 3.3 percent and 4.8 percent for the years ended January 2, 2021 and December 28, 2019, respectively. 

We were in compliance with all covenants under the Revolving Credit Agreement as of January 2, 2021.

Term Loan Facility

In April 2018, in connection with the acquisition of Cedar Creek, we entered into a Credit and Guaranty Agreement by and 

among the Company, as borrower, certain of our subsidiaries, as guarantors, HPS Investment Partners, LLC, as administrative 
agent and collateral agent (“HPS”) and certain other financial institutions as parties thereto. In October 2019, the Credit and 
Guaranty Agreement was amended to, among other things, permit real estate sale leaseback transactions. The Credit and 
Guaranty Agreement was further amended in fiscal January 2020, and February 2020 (as amended, the “Term Loan 
Agreement”). The Term Loan Agreement provides for a senior secured term loan facility in an aggregate principal amount of 
$180 million (the “Term Loan Facility”). The maturity date of the Term Loan Agreement is October 13, 2023. The proceeds 
from the Term Loan Facility were used to fund a portion of the cash consideration payable in connection with the acquisition of 
Cedar Creek and to fund transaction costs in connection with the acquisition and the Term Loan Facility.

The January 2020 amendment extended the period for satisfying the designated outstanding principal balance level 
required to maintain the modified “Total Net Leverage Ratio” covenant levels for the 2019 fourth and subsequent quarters 
under the Term Loan Facility.  The principal balance level was satisfied on January 31, 2020, through repayments from the real 
estate financing transactions described in Note 12, Lease Commitments. On February 28, 2020, we further amended our Term 
Loan Facility to provide that we will not be subject to the facility’s quarterly “Total Net Leverage Ratio” covenant from and 
after the time, and then for so long as, the principal balance level under the facility is less than $45 million. The Term Loan 
Facility balance fell below $45 million during October 2020 and remained below that amount for the remainder of fiscal 2020; 
we were no longer subject to the quarterly “Total Net Leverage Ratio” covenant starting for the fourth quarter of 2020.

In connection with the Term Loan Agreement, the Company and certain of our subsidiaries also entered into a Pledge and 

Security Agreement with HPS (the “Term Loan Security Agreement”). Pursuant to the Term Loan Security Agreement and 
other “Collateral Documents” (as such term is defined in the Term Loan Agreement), the obligations under the Term Loan 
Agreement are secured by a security interest in substantially all of our and our subsidiaries’ assets, including inventories, 
accounts receivable, real property, and proceeds from those items.

The Term Loan Agreement requires monthly interest payments, and quarterly principal payments of $311,190, in arrears. 

The Term Loan Agreement also requires certain mandatory prepayments of outstanding loans, subject to certain exceptions, 
including prepayments commencing with the fiscal year ending December 28, 2019, based on a percentage of excess cash flow 
(as defined in the Term Loan Agreement for such fiscal year). The remaining balance is due on the loan maturity date of 
October 13, 2023.

The Term Loan Facility may be prepaid in whole or in part from time to time after the first anniversary thereof, subject to 

payment of the “Prepayment Premium” (as such term is defined in the Term Loan Agreement) if such voluntary prepayment 
does not otherwise constitute an exception to the Prepayment Premium under the Term Loan Agreement and is made prior to 
the fourth anniversary of the closing date of the Term Loan Agreement, and all breakage costs incurred by any lender 
thereunder.

Borrowings under the Term Loan Agreement may be made as Base Rate Loans or Eurodollar Rate Loans.  The Base Rate 

Loans bear interest at the rate per annual equal to: (i) the greatest of the (a) U.S. prime lending rate published in The Wall Street 
Journal, (b) the Federal Funds Effective Rate plus 0.50 percent, and (c) the sum of the Adjusted Eurodollar Rate of one month 
plus 1.00 percent, provided that the Base Rate shall at no time be less than 2.00 percent per annum; and (ii) plus the Applicable 
Margin, as described below. Eurodollar Rate Loans bear interest at the rate per annum equal to: (i) the ICE Benchmark 
Administration LIBOR Rate, provided that the Adjusted Eurodollar Rate shall at no time be less than 1.00 percent per annum; 

50

plus (ii) the Applicable Margin.  The Applicable Margin is 6.00 percent with respect to Base Rate Loans and 7.00 percent with 
respect to Eurodollar Rate Loans. 

The Term Loan Agreement also contains representations, warranties, and affirmative and negative covenants customary for 

financing transactions of this type, and customary events of default.

We had outstanding borrowings of $43.2 million and $146.7 million under our Term Loan Facility as of January 2, 2021 

and December 28, 2019, respectively. Our average interest under the facility, exclusive of fees and prepayment premiums, was 
approximately 8.2 percent and 9.3 percent for the years ended January 2, 2021 and December 28, 2019, respectively. 

We were in compliance with all covenants under the Term Loan Facility as of January 2, 2021.

Our remaining scheduled principal payments of the Term Loan through 2023 as of January 2, 2021, is as follows:

Fiscal Year Ended

2021

2022
2023

Finance Lease Obligations

Remaining principal 
payments

($ in thousands)

$ 

1,245 

1,245 
40,714 

Our finance lease liabilities consist of leases related to equipment and vehicles, and real estate, with the majority of those 

finance leases related to real estate. For more information on our finance lease obligations, refer to Note 12, Lease 
Commitments.

7. Fair Value Measurements

We determine a fair value measurement based on the assumptions a market participant would use in pricing an asset or 
liability, in accordance with ASC 820 - Fair Value Measurement. The fair value measurement guidance established a three level 
hierarchy making a distinction between market participant assumptions based on (i) unadjusted quoted prices for identical 
assets or liabilities in an active market (Level 1), (ii) quoted prices in markets that are not active or inputs that are observable 
either directly or indirectly for substantially the full term of the asset or liability (Level 2), and (iii) prices or valuation 
techniques that require inputs that are both unobservable and significant to the overall fair value measurement (Level 3).

Fair value measurements for defined benefit pension plan

The fair value hierarchy discussed above not only is applicable to assets and liabilities that are included in our consolidated 

balance sheets, but also is applied to certain other assets that indirectly impact our consolidated financial statements. For 
example, we sponsor and contribute to a single-employer defined benefit pension plan (see Note 8, Employee Benefits). Assets 
contributed by us become the property of the pension plan. Even though the Company no longer has control over these assets, 
we are indirectly impacted by subsequent fair value adjustments to these assets. The actual return on these assets impacts our 
future net periodic benefit cost, as well as amounts recognized in our consolidated balance sheets. The Company uses the fair 
value hierarchy to measure the fair value of assets held by our pension plan. We believe the pension plan asset fair value 
valuation to comprise Level 2 in the fair value hierarchy. Level 2 assets held in the pension plan under U.S. GAAP consist of 
collective investment trust assets.

Fair value measurements for financial instruments

Carrying amounts for our financial instruments are not significantly different from their fair value. 

8. Employee Benefits

Single-Employer Defined Benefit Pension Plan

We sponsor a noncontributory defined benefit pension plan administered solely by us (the “pension plan”). Most of the 
participants in the plan are inactive, with all remaining active participants no longer accruing benefits, and the plan is closed to 
new entrants. Our funding policy for the pension plan is based on actuarial calculations and the applicable requirements of 
federal law. Benefits under the pension plan primarily are related to years of service. 

51

 
 
The following tables set forth the change in projected benefit obligation and the change in plan assets for the pension plan:

Change in projected benefit obligation:
    Projected benefit obligation at beginning of period
    Service cost
    Interest cost
    Actuarial loss
    Curtailment gain
    Benefits paid
Projected benefit obligation at end of period
Change in plan assets:
    Fair value of assets at beginning of period
    Actual return on plan assets
    Employer contributions
    Benefits paid
Fair value of assets at end of period
Net unfunded status of plan

January 2, 2021

December 28, 2019

(In thousands)

$ 

$ 

$ 

$ 

107,026  $ 
— 
2,892 
9,813 
— 
(5,904)   
113,827  $ 

83,606  $ 
11,948 
1,493 
(5,904)   
91,143 
(22,684)  $ 

107,909 
190 
3,730 
11,156 
(349) 
(15,610) 
107,026 

81,241 
15,464 
2,511 
(15,610) 
83,606 
(23,420) 

The accumulated benefit obligation for the pension plan was $113.8 million and $107.0 million at January 2, 2021, and 
December 28, 2019, respectively. We recognize the unfunded status (i.e., the difference between the fair value of plan assets 
and the projected benefit obligations) of our pension plan in our Consolidated Balance Sheets, with a corresponding adjustment 
to AOCI, net of tax. On January 2, 2021, we measured the fair value of our plan assets and benefit obligations. As of January 2, 
2021, and December 28, 2019, the net unfunded status of our benefit plan was $22.7 million and $23.4 million, respectively. 

Starting in 2018, we have elected to utilize a full yield curve approach in the estimation service and interest cost 

components for pension (income)/expense recognized during the fiscal year by applying the specific spot rates along the yield 
curve used in determination of the benefit obligation to the relevant projected cash flows. We have made this change to provide 
a more precise measurement of service and interest costs by improving the correlation between projected benefit cash flows to 
the corresponding spot yield curve rates. This change does not affect the measurement of our total benefit obligations.

Actuarial gains and losses occur when actual experience differs from the estimates used to determine the components of net 

periodic pension cost, and when certain assumptions used to determine the fair value of the plan assets or projected benefit 
obligation are updated, including but not limited to, changes in the discount rate, plan amendments, differences between actual 
and expected returns on plan assets, mortality assumptions, and plan re-measurement.

We amortize a portion of unrecognized actuarial gains and losses for the pension plan into our Consolidated Statements of 
Operations and Comprehensive Income (Loss). The amount recognized in the current year’s operations is based on amortizing 
the unrecognized gains or losses for the pension plan that exceed the larger of 10% of the projected benefit obligation or the fair 
value of plan assets, also known as the corridor. In the current fiscal year, the amount representing the unrecognized gain or loss 
that exceeds the corridor is amortized over the estimated average remaining life expectancy of participants, as almost all the 
participants in the plan are inactive.

The net adjustment to other comprehensive income (loss) for fiscal 2020 and fiscal 2019, was a $1.4 million loss and a  
$2.6 million gain, respectively. The adjustments are primarily due to the actuarial loss in fiscal 2020 and the amortization of the 
unrecognized pension gain in 2019. 

The decrease in the unfunded obligation for the fiscal year was approximately $0.7 million and was primarily comprised of 

$9.8 million of actuarial losses, $11.9 million of investment gains, $1.5 million of pension contributions (comprised of cash 
contributions and lease payments for the properties contributed to the pension plan in 2013), and a charge of $2.9 million due to 
current year interest cost. The net periodic pension credit was $0.9 million in fiscal 2020 compared to $0.1 million in fiscal 
2019, driven primarily by a reduction in the interest cost on the projected benefit obligation. The most significant change in the 
obligation was due to the decline in benefits paid from 2019 to 2020 resulting from the lump sum payout made to qualifying 
participants during 2019.

52

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The unfunded status recorded as Pension Benefit Obligation on our Consolidated Balance Sheets for the pension plan is set 

forth in the following table, along with the unrecognized actuarial loss, which is presented as part of Accumulated Other 
Comprehensive Loss:

Unfunded Status
Unrecognized actuarial loss
Net amount recognized
Amounts recognized on the balance sheet consist of:
Accrued pension liability
Accumulated other comprehensive loss (pre-tax)
Net amount recognized

The net periodic pension credit for the pension plan included the following:

Service cost
Interest cost on projected benefit obligation
Expected return on plan assets
Amortization of unrecognized loss
Net periodic pension credit for the pension plan

January 2, 2021

December 28, 2019

(In thousands)

(22,684)  $ 
32,921 
10,237  $ 

(22,684)  $ 
32,921 
10,237  $ 

(23,420) 
31,221 
7,801 

(23,420) 
31,221 
7,801 

Fiscal Year Ended 
January 2, 2021

Fiscal Year Ended 
December 28, 2019

(In thousands)
—  $ 

2,892 
(4,840)   
1,052 
(896)  $ 

190 
3,730 
(5,162) 
1,158 
(84) 

$ 

$ 

$ 

$ 

$ 

$ 

The following assumptions were used to determine the projected benefit obligation at the measurement date and the net 

periodic pension cost:

Projected benefit obligation:
     Discount rate

     Average rate of increase in future compensation levels
Net periodic pension:

     Discount rate
     Average rate of increase in future compensation levels
     Expected long-term rate of return on plan assets

January 2, 2021

December 28, 2019

 2.51 %

N/A

 2.79 %
N/A
 6.00 %

 3.21 %

N/A

 3.20 %
Graded 5.5-2.5%
 6.00 %

Our estimates of the amount and timing of our future funding obligations for our defined benefit pension plan are based 
upon various assumptions specified above. These assumptions include, but are not limited to, the discount rate, projected return 
on plan assets, and mortality rates. The rate of increase in future compensation levels has a minimal effect on both the projected 
benefit obligation and net periodic pension cost, as almost all the participants in the plan are inactive, the majority of the 
remaining active participants are no longer accruing benefits, and the plan is closed to new entrants.

Projected return on plan assets. Pension plan assets are managed under a balanced portfolio allocation policy comprised of 

two major components: a return-seeking portion and a liability-matching portion. The expected role of return-seeking 
investments is to achieve a reasonable long-term growth of pension assets with a prudent level of risk, while the role of 
liability-matching investments is to provide a partial hedge against liability performance associated with changes in interest 
rates. The objective within return-seeking investments is to achieve asset diversity in order to balance return and volatility. We 
employ a designated fiduciary to manage the day to day investment responsibilities for pension plan assets and relationships 
with certain agents, advisors, and other fiduciaries.  

The discount rate. We utilize a full yield curve approach in the estimation of these components by applying the specific 

spot rates along the yield curve of high-quality corporate bonds used in determination of the benefit obligation to the relevant 

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
projected cash flows. We have made this change to provide a more precise measurement of service and interest costs by 
improving the correlation between projected benefit cash flows to the corresponding spot yield curve rates.

Mortality rates. The valuations and assumptions reflect adoption of the Society of Actuaries updated RP-2014 mortality 
tables, with a “blue collar employee” adjustment for non-annuitants and a BlueLinx custom adjustment projected from 2015 for 
annuitants. Additionally, we use the most current generational projection scales, which were MP-2020 as of January 2, 2021, 
and MP-2019 as of December 28, 2019. 

Plan Assets and Long-Term Rate of Return

Fiscal 2020

We base the asset return assumption on current and expected asset allocations, as well as historical and expected returns on 
the plan asset categories. The allocation of the plan’s assets impacts our expected return on plan assets. The expected return on 
plan assets is based on a targeted allocation consisting of return-seeking securities (including public equity, real assets, and 
diversified credit investment strategies), liability-matching securities (fixed income), and cash and cash equivalents. Our net 
benefit cost increases as the expected return on plan assets decreases. We believe that our actual long-term asset allocations on 
average will approximate our targeted allocation. Our targeted allocation is driven by our investment strategy to earn a 
reasonable rate of return while maintaining risk at acceptable levels through the diversification of investments across and within 
various asset categories. For fiscal 2020, we used a 6.00% expected rate of return on plan assets.

The investment policy for the pension plan, in general, is to achieve a reasonable long-term rate of return on plan assets 

with an acceptable level of risk in order to maintain adequate funding levels. The pension plan’s Investment Committee 
establishes risk mitigation policies and regularly monitors investment performance and investment allocation policies, with a 
third-party investment advisor executing on these strategies. We employ a designated fiduciary to manage the day to day 
investment responsibilities for pension plan assets and relationships with certain agents, advisors, and other fiduciaries. 

The current targets, adjusted to exclude non-GAAP BlueLinx real-estate holdings, and actual investment allocation, by 

asset category as of January 2, 2021, consisted of the following:

Type

Return-seeking securities
Liability-matching securities
Cash and cash equivalents

Total

Current Target 
Allocation

Actual Allocation, 
January 2, 2021

 70 %
 28 %
 2 %

 100 %

 71 %
 26 %
 3 %

 100 %

The following table sets forth by level, within the fair value hierarchy (as defined in Note 7, Fair Value Measurements), 

pension plan assets at their fair values as of January 2, 2021:

Type

Return-seeking securities
    Collective investment trust(1)

Liabilities-matching securities:
    Collective investment trust(2)

Cash and cash equivalents

Total 

Quoted prices in 
active markets of 
identical assets
(Level 1)

Significant other 
observable inputs
(Level 2)

Significant other 
unobservable inputs
(Level 3)

Total

(In thousands)

$ 

$ 

—  $ 

64,870  $ 

—  $ 

64,870 

— 
2,371 
2,371  $ 

23,905 
— 
88,775  $ 

— 
— 
—  $ 

23,905 
2,371 
91,146 

(1) This category is comprised of a collective investment trust of equity funds that track the MCSI World Index, and a collective investment trust that 

holds publicly traded listed infrastructure securities.

(2) This category consists of a collective investment trust investing in Treasury STRIPS. 

54

 
 
 
 
 
 
 
 
The fair value of the Level 1 assets was based on quoted prices in active markets for the identical assets. The fair value of 

the Level 2 assets was determined by management based on an assessment of valuations provided by asset management entities 
and was calculated by aggregating market prices for all underlying securities.

Investment objectives for our pension plan assets are:

• Matching Plan liability performance
•
•

Diversifying risk
Achieving a target investment return

We believe that there are no significant concentrations of risk within our plan assets as of January 2, 2021. We comply with 
the rules and regulations promulgated under the Employee Retirement Income Security Act of 1974 (“ERISA”) and we prohibit 
investments and investment strategies not allowed by ERISA.

Fiscal 2019

The following table sets forth by level, within the fair value hierarchy, pension plan assets at their fair values as of 

December 28, 2019:

Type

Return-seeking securities
    Collective investment trust(1)

Liabilities-matching securities:
    Collective investment trust(2)

Cash and cash equivalents

Total:

Quoted prices in 
active markets of 
identical assets
(Level 1)

Significant other 
observable inputs
(Level 2)

Significant other 
unobservable inputs
(Level 3)

Total

(In thousands)

$ 

$ 

—  $ 

57,966  $ 

—  $ 

57,966 

— 

888 
888  $ 

24,801 

— 
82,767  $ 

— 

— 
—  $ 

24,801 

888 
83,655 

(1) This category is comprised of a collective investment trust of equity funds that track the MCSI World Index, and a collective investment trust that 

holds publicly traded listed infrastructure securities.

(2) This category consists of a collective investment trust investing in Treasury STRIPS. 

 Pension Plan Cash Flows

Our estimated normal future benefit payments to pension plan participants are as follows:

Fiscal Year Ended

2021
2022
2023
2024
2025
Thereafter

$ 

(In thousands)

6,798 
6,577 
6,629 
6,635 
6,644 
32,135 

We fund the pension plan liability in accordance with the limits imposed by ERISA, federal income tax laws, and the 
funding requirements of the Pension Protection Act of 2006 (“Pension Act”). We are required to make cash contributions to the 
pension plan totaling approximately $0.3 million for fiscal funding year 2021.

55

 
 
 
 
 
 
 
 
 
 
 
 
 
Multiemployer Pension Plans

We are involved in various multiemployer pension plans (“MEPPs”) that provide retirement benefits to certain union 
employees in accordance with certain collective bargaining agreements (“CBAs”). As one of many participating employers in 
these MEPPs, we are generally responsible with the other participating employers for any plan underfunding. Our contributions 
to a particular MEPP are established by the applicable CBAs; however, our required contributions may increase based on the 
funded status of an MEPP and legal requirements such as those of the Pension Act, which requires substantially underfunded 
MEPPs to implement a funding improvement plan (“FIP”) or a rehabilitation plan (“RP”) to improve their funded status. 
Factors that could impact funded status of an MEPP include, without limitation, investment performance, changes in the 
participant demographics, decline in the number of contributing employers, changes in actuarial assumptions, and the utilization 
of extended amortization provisions. A FIP or RP requires a particular MEPP to adopt measures to correct its underfunded 
status. These measures may include, but are not limited to: an increase in our contribution rate to the applicable CBA, a 
reallocation of the contributions already being made by participating employers for various benefits to individuals participating 
in the MEPP, and/or a reduction in the benefits to be paid to future and/or current retirees. 

We could also be obligated to make future payments to MEPPs if we either cease to have an obligation to contribute to the 
MEPP or significantly reduce our contributions to the MEPP because we reduce our number of employees who are covered by 
the relevant MEPP for various reasons, including, but not limited to, layoffs or closures, assuming the MEPP has unfunded 
vested benefits. The amount of such payments (known as a complete or partial withdrawal liability) generally would equal our 
proportionate share of the plan’s unfunded vested benefits. 

The following table lists our participation in our multiemployer plans which we deem significant. “Contributions” represent 

the amounts contributed to the plan during the fiscal years presented:

Pension Fund:

EIN/Pension 
Plan Number

Central States, Southeast and Southwest 
Areas Pension Fund

366044243

Pension Act Zone 
Status
Critical and 
Declining 
(January 1, 2020)

Total

Contributions (In millions)

FIP/RP 
Status

Surcharge

2020

2019

RP

No

$ 

$ 

0.3  $ 

0.3  $ 

0.3 

0.3 

Our contributions to this plan are approximately 0.10 percent of total contributions, which is less than the required 
disclosure threshold of 5 percent of total plan contributions. However, this plan is deemed significant for disclosure as it is 
severely underfunded. Our current CBA that requires contributions to the plan expires on December 31, 2022. In May 2020, we 
received a demand letter for payment resulting from our partial withdrawal in 2018 from the Central States Plan and started 
making payments in June 2020. These payments are payable monthly for a period of 20 years. Our liability for the remainder of 
these payments was $8.0 million as of January 2, 2021. We may, in the future, record an additional liability if required by an 
event of our complete withdrawal from the plan or a mass withdrawal. Our most recent contingent withdrawal liability was 
estimated at approximately $60.7 million, for a complete withdrawal occurring in 2021. In the case of a complete withdrawal or 
a mass withdrawal, the Central States Plan could demand yearly payments of approximately $1.0 million, which do not include 
payments for the partial withdrawal of approximately $0.6 million annually. In a complete withdrawal, the payments would not 
amortize the liability fully; however, payments for a complete withdrawal are limited to a 20-year period. In the case of a mass 
withdrawal, the liability would not amortize fully under current government regulations, and payments would continue 
indefinitely.

Defined Contribution Plans

Our employees also participate in two defined contribution plans: the BlueLinx Corporation Hourly Savings Plan covering 

hourly employees, and the BlueLinx Corporation Salaried Savings Plan covering salaried employees. Discretionary 
contributions to the plans are based on employee contributions and compensation, and, in certain cases, participants in the 
hourly savings plan also receive employer contributions based on union negotiated match amounts. Employer contributions to 
the hourly savings plan for both fiscal 2019 and 2020 were $0.7 million.

Employer contributions totaling $1.8 million for the salaried savings plan for fiscal 2020 have been deferred until the first 

quarter of 2021. Employer contributions to the salaried savings plan for fiscal 2019 of $1.7 million were deferred and paid in 
the third quarter of fiscal 2020.

56

9. Share-Based Compensation

We have three stock-based compensation plans covering officers, directors, certain employees, and consultants: the 2004 

Equity Incentive Plan (the “2004 Plan”), the 2006 Long-Term Equity Incentive Plan (the “2006 Plan”), and the 2016 Amended 
and Restated Long-Term Incentive Plan (the “2016 Plan”). The plans are designed to motivate and retain individuals who are 
responsible for the attainment of our primary long-term performance goals. The plans provide a means whereby the participants 
develop a further sense of proprietorship and personal involvement in our development and financial success, thereby 
advancing the interests of the Company and its stockholders. Although we do not have a formal policy on the matter, we issue 
new shares of our common stock to participants upon the exercise of options or upon the vesting of restricted stock, restricted 
stock units, or performance shares, out of the total amount of common shares applicable for issuance or vesting under the 
aforementioned plans. Shares are available for new issuance only under the 2016 Plan. The 2004 and 2006 Plans have no   
shares remaining for issuance. Remaining 2006 Plan shares are outstanding only for the vesting of outstanding equity awards. 

The 2016 Plan permits the grant of nonqualified stock options, incentive stock options, stock appreciation rights (“SARs”), 
restricted stock, restricted stock units, performance shares, performance units, cash-based awards, and other share-based awards 
to participants of the 2016 Plan selected by our Board of Directors or a committee of the Board that administers the 2016 Plan. 
We reserved 810,200 shares of our common stock for issuance under the 2016 Plan. The terms and conditions of awards under 
the 2016 Plan are determined by the Compensation Committee. Some of the awards issued under both the 2006 and 2016 Plans 
are subject to accelerated vesting in the event of a change in control as such an event is defined in the respective Plan 
documents.

For all awards designated as equity awards, we recognize compensation expense equal to the grant-date fair value for all 
share-based payment awards that are expected to vest, as described further below, in “Compensation Expense.” This expense is 
recorded on a straight-line basis over the requisite service period of the entire award, unless the awards are subject to market or 
performance conditions, in which case we recognize compensation expense over the requisite service period of each separate 
vesting tranche, to the extent the occurrence of such conditions are probable. 

All compensation expense related to our share-based payment awards is recorded in “Selling, general, and administrative” 

expense in the Consolidated Statements of Operations and Comprehensive Income (Loss).

Restricted Stock Units

During fiscal 2020 and in prior years, the Board of Directors was granted restricted stock units with a one-year vesting 

period, although a pro-rated portion may vest prior to the one-year period, with the remainder forfeited, if a Director chooses 
not to stand for re-election before the one-year vesting period has elapsed. All vested director grants settle at the earlier of ten 
years from the vesting date or retirement from the Board of Directors. These awards are time-based and are not based upon 
attainment of performance goals.

During fiscal 2019 and 2020, the Board of Directors granted restricted stock units to certain of our employees and 

executive officers. Certain of the restricted stock units granted in fiscal 2019 and 2020 vest in equal annual increments over the 
three years after the date of grant. Of the remaining restricted stock units granted in fiscal 2019 certain of the awards vest on the 
third anniversary of the date of grant if certain performance conditions are met prior to the vesting date, and the remaining 
restricted stock units granted in fiscal 2019 vest at the end of the Company’s second fiscal quarter in 2022 if certain 
performance conditions are met as of the vesting date. 

As of January 2, 2021, there was approximately $6.2 million of total unrecognized compensation expense related to 
restricted stock units. The unrecognized compensation expense is expected to be recognized over a weighted average term of 
1.9 years. As of January 2, 2021, the weighted average remaining contractual term for our restricted stock units was 1.9 years, 
and the maximum contractual term was 3.0 years. 

57

The following table summarizes activity for our restricted stock units during fiscal 2020:

Outstanding as of December 28, 2019
Granted
Vested(1)
Forfeited
Outstanding as of January 2, 2021

Restricted Stock Units

Number of
Awards

Weighted
Average Fair
Value

492,167  $ 
415,133 

(125,723)   
(56,094)   
725,483  $ 

24.45 
8.52 

8.15 
21.04 
15.61 

(1) The total fair value of restricted stock units vested in fiscal 2020 and 2019 was $1.0 million and $1.9 million, respectively.

For fiscal 2019, the weighted average grant date fair value of restricted stock units granted was $19.96.

Compensation Expense

Total share-based compensation expense from our share-based awards was as follows:

Restricted Stock Units
Total

January 2, 2021

December 28, 2019

$ 
$ 

(In thousands)
5,992  $ 
5,992  $ 

2,592 
2,592 

We do not estimate forfeitures, but adjust for them as they occur.

We recognized related income tax benefits in fiscal years 2020 and 2019 of $1.5 million and $0.7 million, respectively, 

which were fully realized in fiscal 2020 and 2019. We include the benefits of tax deductions in excess of recognized 
compensation expense as a net operating cash outflow in our Consolidated Statements of Cash Flows when present. There were  
no excess tax benefits in fiscal 2020 or fiscal 2019.

10. Income (loss) per Common Share

We calculate basic income (loss) per share by dividing net income (loss) by the weighted average number of common 
shares outstanding, excluding unvested restricted stock units. We calculate diluted income (loss) per share using the treasury 
stock method, by dividing net income (loss) by the weighted average number of common shares outstanding plus the dilutive 
effect of outstanding share-based awards, including restricted stock units. The following table shows the computation of basic 
and diluted income (loss) per share: 

Fiscal Year Ended

January 2, 2021

December 28, 2019 (1)

($ in thousands, except per share data)

$ 

80,882  $ 

(17,656) 

9,422 
41 
9,463 

8.58  $ 

8.55  $ 

9,355 
— 
9,355 

(1.89) 

(1.89) 

Net income (loss)

Weighted average shares outstanding - basic
Dilutive effect of share-based awards
Weighted average shares outstanding - diluted

Basic income (loss) per share

Diluted income (loss) per share

$ 

$ 

(1) Basic and diluted loss per share are equivalent for fiscal 2019 due to a net loss for the period, and all outstanding share-based awards would be anti-

dilutive.

58

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For fiscal years 2020 and 2019, we excluded 725,483 and 490,194 unvested share-based awards, respectively, from the 
diluted income per share calculation because they were either anti-dilutive or “out of the money.” Outstanding share based 
awards not included in diluted loss per share consisted of restricted stock units. 

11. Related Party Transactions

D. Wayne Trousdale, the Company’s former Vice Chairman, Operating Companies, who served until April 2019, and 
which we now have an active consulting agreement with, owns approximately 33.33% of a limited liability company that owns 
and leases six facilities to us. During fiscal 2019 and 2020, approximately $2.1 million and $1.9 million, respectively, in 
aggregate rent and related amounts was paid to the limited liability company for these properties. Mr. Trousdale’s interest in 
these amounts for fiscal 2019 and 2020 was approximately $0.7 million and $0.6 million, respectively.  

12. Lease Commitments

We have operating and finance leases for certain of our distribution facilities, office space, land, mobile fleet, and 

equipment. Many of our leases are non-cancelable and typically have a defined initial lease term, and some provide options to 
renew at our election for specified periods of time. The majority of our leases have remaining lease terms of 1 year to 15 years, 
some of which include one or more options to extend the leases for 5 years. Our leases generally provide for fixed annual 
rentals. Certain of our leases include provisions for escalating rent based on, among other things, contractually defined 
increases and/or changes in the Consumer Price Index (“CPI”). The known changes to lease payments are included in the lease 
liability at lease commencement. Unknown changes related to CPI are treated as variable lease payments and recognized in the 
period in which the obligation for those payments was incurred. In addition, a subset of our vehicle lease cost is considered 
variable. Some of our leases require us to pay taxes, insurance, and maintenance expenses associated with the leased assets. Our 
lease agreements do not contain any material residual value guarantees or material restrictive covenants. 

We determine if an arrangement is a lease at inception and assess lease classification as either operating or finance at lease 

inception or modification. Operating lease right-of use (“ROU”) assets and liabilities are presented separately on the 
consolidated balance sheets. Finance lease ROU assets are included in property and equipment and the finance lease obligations 
are presented separately in the consolidated balance sheet. When a lease does not provide an implicit interest rate, we use our 
incremental borrowing rate based on the information available at the commencement date in determining the present value of 
future payments. We have also made the accounting policy election to not separate lease components from non-lease 
components related to our mobile fleet asset class. 

Finance Lease Liabilities

Our finance lease liabilities consist of leases related to equipment and vehicles, and real estate. As noted in the table below, 

a majority of our finance leases, formally known as capital leases, relate to real estate.

During 2017 and 2018, we entered into real estate financing transactions on warehouse facilities in Tampa, FL; Ft. Worth, 

TX; Bellingham, PA; Frederick, MD; Lawrenceville, GA; and Raleigh, NC. These transactions were completed pursuant to 
sale-leaseback arrangements, and upon their completion, we entered into long-term leases on the properties for initial terms of 
15 years with multiple 5-year renewal options, with one having a single 10-year renewal option. We accounted for these 
transactions in accordance with the FASB ASC Topic 840, which was the lease accounting standard in effect at the inception of 
these arrangements.  We have recorded these transactions as finance lease liabilities on our balance sheet. As of January 2, 
2021, and  December 28, 2019, total unrecognized deferred gains related to these transactions were $82.0 million and $85.8 
million, respectively.

On May 19, 2019, we completed a real estate financing transaction on a warehouse facility in University Park, IL for net 
proceeds of $21.8 million. On June 20, 2019, we completed a real estate financing transaction on a warehouse facility in Yulee, 
FL for net proceeds of $13.3 million.  These two transactions were completed pursuant to sale-leaseback arrangements, and 
upon their completion, we entered into long-term leases on the properties for initial terms of 15 years with multiple 5-year 
renewal options. Gross proceeds of these transactions were $45.0 million.

During the first quarter of fiscal 2020, we completed several real estate financing transactions. On December 31, 2019, we 

completed real estate financing transactions on warehouse facilities in Madison, TN; Kansas City, MO; Richmond, VA; and 
Bridgeton, MO for aggregate net proceeds of $27.2 million. On January 31, 2020, we completed real estate financing 
transactions on warehouse facilities in Charlotte, NC; Memphis, TN; Independence, KY; San Antonio, TX; Portland, ME; 
Denville, NJ; Yaphank, NY; Pensacola, FL; and Tallmadge, OH for aggregate net proceeds of $34.1 million. On February 28, 
2020, we completed a real estate financing transaction on a warehouse facility in Elkhart, IN for net proceeds of $7.5 million. 

59

These transactions were completed pursuant to sale-leaseback arrangements, and upon their completion, we entered into long-
term leases on the properties for initial terms from 15 years to 18 years with multiple 5-year renewal options. Gross proceeds of 
these transactions were $78.3 million.

We determined that the transactions in fiscal 2019 and in the first quarter of the fiscal 2020 did not qualify as sales in 
accordance with ASC 842. Therefore, for accounting purposes, the transactions were not accounted for as sale-leaseback 
transactions, and no gain or loss was recorded. We determined that these leases qualified for finance lease treatment and 
recorded them accordingly. The net book value of the assets related to these transactions remains on our books as property and 
equipment and we continue to depreciate the assets over their remaining useful lives.

On August 14, 2020, we entered into a sale-leaseback arrangement on our warehouse facility in Denver, CO. We 
determined that this transaction qualified as a sale in accordance with ASC 842 and the lease qualified for operating lease 
treatment.  Gross proceeds of this transaction were $11.0 million and we recognized a related gain of $8.7 million. Upon 
completion of the transaction, we entered into a long-term lease on the property for an initial term of five years with multiple 5-
year renewal options. Net proceeds of the transaction were $10.6 million, which were used to pay down our Term Loan 
Facility.  

The following table presents our assets and liabilities related to our leases as of January 2, 2021 and December 28, 2019:

January 2, 2021

December 28, 2019

Assets

Operating lease right-of-use assets
Finance lease right-of-use assets (1)
Total lease right-of-use assets

Classification

Operating lease right-of-use assets

Property and equipment, net

$ 

$ 

(In thousands)

51,142  $ 

148,561 
199,703  $ 

Liabilities

Current portion

Operating lease liabilities
Finance lease liabilities

Non-current portion

Operating lease liabilities
Finance lease liabilities

Total lease liabilities

Operating lease liabilities - short term $ 
Finance lease liabilities - short term

6,076  $ 
5,675 

Operating lease liabilities - long term  
Finance lease liabilities - long term

44,965 
267,443 

$ 

324,159  $ 

54,408 

141,922 
196,330 

7,317 
6,486 

47,091 
191,525 

252,419 

(1) Finance lease right-of-use assets are presented net of accumulated amortization of $58.6 million and $30.8 million as of January 2, 2021 and      

December 28, 2019, respectively.

The components of lease expense were as follows:

Operating lease cost:
Finance lease cost:
   Amortization of right-of-use assets
   Interest on lease liabilities
Total finance lease costs

Fiscal Year Ended 
January 2, 2021

Fiscal Year Ended 
December 28, 2019

$ 

$ 

$ 

(In thousands)

12,634  $ 

14,193  $ 
23,809 
38,002  $ 

12,115 

9,990 
17,249 
27,239 

60

 
 
 
 
 
 
 
 
 
Supplemental cash flow information related to leases was as follows:

Fiscal Year Ended 
January 2, 2021

Fiscal Year Ended 
December 28, 2019

(In thousands)

Cash paid for amounts included in the measurement of lease liabilities
   Operating cash flows from operating leases

   Operating cash flows from finance leases
   Financing cash flows from finance leases
Right-of-use assets obtained in exchange for lease obligations
   Operating leases
   Finance leases

$ 

$ 

$ 
$ 

12,256  $ 

23,809 
8,662  $ 

4,442  $ 
3,833  $ 

11,885 

17,249 
9,992 

775 
15,041 

Supplemental balance sheet information for right-of-use assets related to leases was as follows:

Finance leases
   Property and equipment
   Accumulated depreciation

Property and equipment, net

Weighted Average Remaining Lease Term (in years)
   Operating leases
   Finance leases
Weighted Average Discount Rate
   Operating leases
   Finance leases

January 2, 2021

December 28, 2019

(In thousands)

$ 

$ 

207,147 
(58,586) 
148,561 

$ 

$ 

172,720 
(30,798) 
141,922 

11.14
16.08

 9.28 %
 9.87 %

11.71
17.12

 9.34 %
 10.11 %

The major categories of our finance lease liabilities as of January 2, 2021 and December 28, 2019 are as follows:

Equipment and vehicles
Real estate

Total finance leases

As of January 2, 2021, maturities of lease liabilities were as follows:

2021
2022
2023
2024
2025
Thereafter

Total lease payments

Less: imputed interest

Total

61

January 2, 2021

December 28, 2019

(In thousands)

29,434  $ 
243,684 
273,118  $ 

32,471 
165,540 
198,011 

Operating leases

Finance leases

(In thousands)

11,215  $ 
9,161 
8,400 
7,283 
7,392 
44,092 
87,543  $ 
(36,502)   
51,041  $ 

30,159 
29,453 
29,189 
28,649 
28,102 
380,511 
526,063 
(252,945) 
273,118 

$ 

$ 

$ 

$ 

$ 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
On December 28, 2019, maturities of lease liabilities were as follows:

2020
2021
2022
2023
2024
Thereafter

Total lease payments

Less: imputed interest

Total

13. Commitments and Contingencies

Environmental and Legal Matters

Operating leases

Finance leases

(In thousands)

$ 

$ 

$ 

11,348  $ 
10,111 
8,048 
7,330 
6,413 
50,901 
94,151  $ 
(39,743)   
54,408  $ 

24,002 
23,052 
22,230 
21,854 
21,380 
327,439 
439,957 
(241,946) 
198,011 

From time to time, we are involved in various proceedings incidental to our businesses, and we are subject to a variety of 

environmental and pollution control laws and regulations in all jurisdictions in which we operate. Although the ultimate 
outcome of these proceedings cannot be determined with certainty, based on presently available information, management 
believes that adequate reserves have been established for probable losses with respect thereto and receivables recorded for 
expected receipts from settlements. Management further believes that, while the ultimate outcome of these matters could be 
material to operating results in any given quarter, they will not have a materially adverse effect on our long-term financial 
condition, our results of operations, or our cash flows.

Collective Bargaining Agreements

As of January 2, 2021, we employed approximately 2,100 employees and less than one percent of our employees are 
employed on a part-time basis. Approximately 22 percent of our employees were represented by various local labor unions with 
terms and conditions of employment governed by CBAs. Six CBAs covering approximately six percent of our employees are 
up for renewal in fiscal 2021.

14. Accumulated Other Comprehensive Income (Loss)

Comprehensive income (loss) is a measure of income which includes both net income (loss) and other comprehensive 
income (loss). Our other comprehensive income (loss) results from items deferred from recognition into our Consolidated 
Statements of Operations and Comprehensive Income (Loss). Accumulated other comprehensive income (loss) is separately 
presented on our Consolidated Balance Sheets as part of common stockholders’ equity (deficit). Other comprehensive income 
(loss) was $(1.4) million and $2.6 million for fiscal 2020 and fiscal 2019, respectively.

62

 
 
 
 
 
 
 
 
 
 
 
The changes in accumulated balances for each component of other comprehensive income (loss) for fiscal 2019 and 2020 

were as follows:

December 29, 2018, ending balance, net of tax
Other comprehensive income (loss), net of tax (1)
December 28, 2019, ending balance, net of tax
Other comprehensive income (loss), net of tax (2)
January 2, 2021, ending balance, net of tax

  Foreign 
currency 
translation, 
net
of tax

Impact of 
defined benefit 
pension, net of 
tax

Other, net 
of tax

Total

(In thousands)

$ 

$ 

$ 

660  $ 

(38,001)  $ 

212  $ (37,129) 

6 

666  $ 
(6)   

660  $ 

2,560 

— 

2,566 

(35,441)  $ 
(1,414)   

212  $ (34,563) 
(1,429) 

(9)   

(36,855)  $ 

203  $ (35,992) 

(1) For fiscal 2019, there was $3.5 million of impact related to our defined pension for related actuarial adjustments and amortization of unrecognized 

amounts from the prior year, net of taxes of $0.9 million. There was a tax benefit of $0.7 million allocated to the loss from continuing operations and 
tax expense allocated to the income from other comprehensive income.

(2) For fiscal 2020, there was $1.7 million of impact related to our defined pension for related actuarial adjustments and amortization of unrecognized 

amounts from the prior year, net of taxes of $0.3 million. There was a tax expense of $0.4 million allocated to the income from continuing 
operations and tax benefit allocated to the loss from other comprehensive income. 

63

 
 
 
 
 
 
ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 
DISCLOSURE 

None.

ITEM 9A. CONTROLS AND PROCEDURES 

Disclosure Controls and Procedures 

Our management, including our Chief Executive Officer and Chief Financial Officer, performed an evaluation, as of the 
end of the period covered by this report, of our disclosure controls and procedures, which have been designed to permit us to 
record, process, summarize, and report, within time periods specified by the SEC’s rules and forms, information required to be 
disclosed. Our management, including our Chief Executive Officer and Chief Financial Officer, concluded that the controls and 
procedures were effective as of January 2, 2021, to ensure that material information was accumulated and communicated to our 
management, including our Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions 
regarding required disclosure. 

Changes in Internal Control 

During the three months ended January 2, 2021, we did not make any changes in our internal control over financial 

reporting that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting. 

Management’s Annual Report on Internal Control Over Financial Reporting 

Management is responsible for establishing and maintaining adequate internal control over financial reporting, as such term 

is defined in Rules 13a-15(f) and 15d-15(f) under the Securities Exchange Act of 1934. Our internal control over financial 
reporting is designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of 
financial statements for external purposes in accordance with accounting principles generally accepted in the United States of 
America. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 

Projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies may deteriorate. 

Management conducted an evaluation of the effectiveness of our internal control over financial reporting as of January 2, 
2021, using the criteria issued by the Committee of Sponsoring Organizations of the Treadway Commission (“COSO”) in the 
2013 Internal Control-Integrated Framework. Based on that evaluation, management believes that our internal control over 
financial reporting was effective as of January 2, 2021. 

The effectiveness of our internal control over financial reporting as of January 2, 2021, has been audited by BDO USA, 
LLP, an independent registered public accounting firm, which also audited our Consolidated Financial Statements for the year 
ended January 2, 2021. BDO, USA, LLP’s report on our internal control over financial reporting is set forth below.

64

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Board of Directors and Stockholders
BlueLinx Holdings Inc. and subsidiaries
Marietta, Georgia

Opinion on Internal Control over Financial Reporting

We  have  audited  BlueLinx  Holdings  Inc.  and  subsidiaries’  (the  “Company”)  internal  control  over  financial  reporting  as  of 
January 2, 2021, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of 
Sponsoring Organizations of the Treadway Commission (the “COSO criteria”). In our opinion, the Company maintained, in all 
material respects, effective internal control over financial reporting as of January 2, 2021, based on the COSO criteria. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(“PCAOB”),  the  consolidated  balance  sheets  of  the  Company  as  of  January  2,  2021  and  December  28,  2019,  the  related 
consolidated statements of operations and comprehensive income (loss), stockholders’ equity (deficit), and cash flows for the 
years then ended, and the related notes and our report dated March 3, 2021 expressed an unqualified opinion thereon.

Basis for Opinion

The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its 
assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in  the  accompanying  Item  9A, 
“Management’s Annual Report on Internal Control over Financial Reporting”. Our responsibility is to express an opinion on the 
Company’s  internal  control  over  financial  reporting  based  on  our  audit.  We  are  a  public  accounting  firm  registered  with  the 
PCAOB and are required to be independent with respect to the Company in accordance with U.S. federal securities laws and the 
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We  conducted  our  audit  of  internal  control  over  financial  reporting  in  accordance  with  the  standards  of  the  PCAOB.  Those 
standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  effective  internal  control 
over  financial  reporting  was  maintained  in  all  material  respects.  Our  audit  included  obtaining  an  understanding  of  internal 
control over financial reporting, assessing the risk that  a  material weakness  exists, and testing and evaluating the design and 
operating effectiveness of internal control based on the assessed risk. Our audit also included performing such other procedures 
as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted  accounting  principles.  A  company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures 
that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit 
preparation  of  financial  statements  in  accordance  with  generally  accepted  accounting  principles,  and  that  receipts  and 
expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the 
company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or 
disposition of the company’s assets that could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

Atlanta, Georgia
March 3, 2021 

/s/ BDO USA, LLP

65

 
 
 
 
 
 
 
 
 
ITEM 9B. OTHER INFORMATION

None.

66

PART III

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS, AND CORPORATE GOVERNANCE

Certain information required by this Item will be set forth in our definitive proxy statement for the 2021 Annual Meeting of 

Stockholders of BlueLinx Holdings Inc. (the “Proxy Statement”) to be filed within 120 days after the end of our 2020 fiscal 
year, and is incorporated herein by reference. 

ITEM 11.  EXECUTIVE COMPENSATION

Information regarding compensation of officers and directors of BlueLinx Holdings Inc. will be set forth under the captions 

entitled “Compensation Discussion and Analysis,” “Compensation Committee Report,” and “Compensation of Executive 
Officers” in the Proxy Statement, to be filed within 120 days after the end of our 2020 fiscal year, and is incorporated herein by 
reference.

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 
STOCKHOLDER MATTERS

Security Ownership of Certain Beneficial Owners, Management, and Related Stockholders Matters Information regarding 

ownership of BlueLinx Holdings Inc. common stock will be set forth under the captions entitled “Security Ownership of 
Management and Certain Beneficial Owners” and “Delinquent Section 16(a) Reports” in the Proxy Statement, to be filed within 
120 days after the end of our 2020 fiscal year, and is incorporated herein by reference.

Equity Compensation Plan Information

The following table provides information about the shares of our common stock that may be issued upon the exercise of 
options and other awards under our existing equity compensation plans as of January 2, 2021. Our stockholder-approved equity 
compensation plans consist of the 2004 Plan, the 2006 Plan, and the 2016 Plan. Shares are available for issuance under the 2016 
Plan. We do not have any non-stockholder approved equity compensation plans. 

Plan Category

Equity compensation plans approved by security holders
Equity compensation plans not approved by security holders

Total

(a)

(b)

(c)

Number of 
Securities
to be Issued 
Upon
Exercise of
Outstanding 
Options,
Warrants and 
Rights

Weighted-
Average
Exercise Price 
of
Outstanding
Options, 
Warrants
and Rights

Number of Securities 
Remaining
Available for Future 
Issuance Under
Equity Compensation 
Plans
(Excluding Securities 
Reflected in
Column (a))

—  $ 
— 

—  $ 

— 
n/a

— 

47,401 
— 

47,401 

Other information required by this item is set forth under the heading “Security Ownership of Management and Certain 

Beneficial Owners” in the Proxy Statement, and is incorporated herein by reference.

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

Certain Relationships, Related Transactions, and Director Independence Information regarding certain relationships, related 

transactions with BlueLinx Holdings Inc., and director independence will be set forth under the captions entitled “Certain 
Relationships and Related Transactions,” in the Proxy Statement, to be filed within 120 days after the end of our 2020 fiscal 
year, and is incorporated herein by reference.

ITEM 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES

Information required by this item will be set forth under the heading “Proposal 2 - Ratification of Independent Registered 

Public Accounting Firm” in our Proxy Statement, to be filed within 120 days after the end of our 2020 fiscal year, and is 
incorporated by reference.

67

 
 
 
 
 
 
 
 
 
 
 
 
ITEM 15.  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

(a)  Financial Statements, Schedules, and Exhibits 

PART IV

1.  Financial  Statements.  The  Financial  Statements  of  BlueLinx  Holdings  Inc.  and  subsidiaries  and  the  Report  of 

Independent Registered Public Accounting Firm are presented under Item 8 of this Form 10-K. 

2. Financial Statement Schedules. Not applicable.

3. Exhibits.

Exhibit Number

Item

2.1

3.1

3.2

3.3

4.1

10.1

10.2

10.3

10.4

10.5

10.6

10.7

10.8

10.9

10.10

10.11

Agreement and Plan of Merger, dated as of March 9, 2018, by and among BlueLinx Corporation, Panther 
Merger Sub, Inc., Cedar Creek Holdings, Inc. and Charlesbank Equity Fund VII, Limited Partnership 
(incorporated by reference to Exhibit 2.1 to the Company’s Form 8-K filed with the Securities and Exchange 
Commission on March 12, 2018)

Second Amended and Restated Certificate of Incorporation of BlueLinx, as amended (incorporated by 
reference to Appendix A to the Company’s Definitive Proxy Statement for the 2015 Annual Meeting of 
Stockholders, filed with the Securities and Exchange Commission on April 20, 2015)

  Certificate of Amendment to the Second Amended and Restated Certificate of Incorporation of BlueLinx 

Holdings Inc. (incorporated by reference to Exhibit 3.1 to the Company’s Form 8-K filed with the Securities 
and Exchange Commission on June 13, 2016)

Second Amended and Restated ByLaws of BlueLinx (incorporated by reference to Exhibit 3.1 to the 
Company’s Form 8-K filed with the Securities and Exchange Commission on December 4, 2018)

Description of Registrant’s Securities *

  Asset Purchase Agreement, dated as of March 12, 2004, by and among Georgia-Pacific Corporation, 

Georgia-Pacific Building Materials Sales, Ltd. and BlueLinx Corporation (A) 
First Amendment to Asset Purchase Agreement, dated as of May 6, 2004, by and among Georgia-Pacific 
Corporation, Georgia-Pacific Building Materials Sales, Ltd. and BlueLinx Corporation (A) 
Form of Director and Officer Indemnification Agreement (incorporated by reference to Exhibit 10.1 to the 
Company’s Form 8-K filed with the Securities and Exchange Commission on January 13, 2011) ± 

  BlueLinx Holdings Inc. 2004 Long Term Equity Incentive Plan (A) ±

  Amended and Restated BlueLinx Holdings Inc. 2006 Long-Term Equity Incentive Plan (as amended 

through May 17, 2012 and restated solely for purposes of filing pursuant to Item 601 of Regulation S-K) 
(incorporated by reference to Appendix A to the Definitive Proxy Statement for the 2012 Annual Meeting of 
Stockholders, filed with the Securities and Exchange Commission on April 16, 2012) ±

BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Incentive Plan (incorporated by reference 
to Exhibit 10.1 to the Company’s Form S-8 Registration Statement filed with the Securities and Exchange 
Commission on June 3, 2016) ± 

First Amendment to BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Incentive Plan 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with the Securities and 
Exchange Commission on May 18, 2018) ±

BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Incentive Plan Form of Stock Appreciation 
Rights Agreement (incorporated by reference to Exhibit 10.2 to the Company’s Form S-8 Registration 
Statement filed with the Securities and Exchange Commission on June 3, 2016) ±

Form of Amendment to BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Incentive Plan 
Form of Stock Appreciation Rights Agreement (incorporated by reference to Exhibit 10.1 to the Company’s 
Form 8-K filed with the Securities and Exchange Commission on January 5, 2018) ±

BlueLinx Holdings Inc. 2016 Amended and Restated Long-Term Equity Incentive Plan Restricted Stock 
Unit Award Agreement for Non-Employee Directors (incorporated by reference to Exhibit 10.19 to the 
Company’s Form 10-K filed with the Securities and Exchange Commission on March 2, 2017) ± 

Form of 2018 Time Based Restricted Stock Unit Award Agreement under the BlueLinx Holdings, Inc. 2016 
Amended and Restated Long-Term Incentive Plan, as amended (incorporated by reference to Exhibit 10.13 
to the Company’s Form 10-Q filed with the Securities and Exchange Commission on August 9, 2018) ±

68

 
 
 
 
Exhibit Number

10.12

10.13

10.14

10.15

10.16

10.17

10.18

10.19

10.20

10.21

10.22

10.23

10.24

10.25

10.26

10.27

10.28

10.29

Item

Form of 2018 Performance Based Restricted Stock Unit Award Agreement under the BlueLinx Holdings, 
Inc. 2016 Amended and Restated Long-Term Incentive Plan, as amended (incorporated by reference to 
Exhibit 10.14 to the Company’s Form 10-Q filed with the Securities and Exchange Commission on August 
9, 2018) ±
Form of Amendment to 2018 Performance Based Restricted Stock Unit Award Agreement under BlueLinx 
Holdings, Inc. 2016 Amended and Restated Long-Term Incentive Plan, as amended*

Form of 2019 and 2020 Time Based Restricted Stock Unit Award Agreement under the BlueLinx Holdings, 
Inc. 2016 Amended and Restated Long-Term Incentive Plan, as amended (incorporated by reference to 
Exhibit 10.2 to the Company’s Form 10-Q filed with the Securities and Exchange Commission on 
November 6, 2019) ±
Form of 2019 Performance Based Restricted Stock Unit Award Agreement under the BlueLinx Holdings, 
Inc. 2016 Amended and Restated Long-Term Incentive Plan, as amended (incorporated by reference to 
Exhibit 10.3 to the Company’s Form 10-Q filed with the Securities and Exchange Commission on 
November 6, 2019) ± 

Environmental Indemnity Agreement, dated as of June 9, 2006, by BlueLinx Holdings Inc. in favor of 
German American Capital Corporation (incorporated by reference to Exhibit 10.4 to the Company’s Form 8-
K filed with the Securities and Exchange Commission on June 15, 2006) 
Employment Agreement between BlueLinx Corporation and Mitchell Lewis, dated January 15, 2014 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with the Securities and 
Exchange Commission on January 17, 2014) ± 

First Amendment, effective June 8, 2018, to Employment Agreement between BlueLinx Corporation and 
Mitchell Lewis (incorporated by reference to Exhibit 10.12 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on August 9, 2018) ±

Employment Agreement between BlueLinx Corporation and Susan C. O’Farrell, dated May 5, 2014 
(incorporated by reference to Exhibit 10.2 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on May 8, 2014) ± 

First Amendment, effective June 1, 2018, to Employment Agreement between BlueLinx Corporation and 
Susan C. O’Farrell (incorporated by reference to Exhibit 10.9 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on August 9, 2018) ±

Employment Agreement between BlueLinx Corporation and Shyam K. Reddy, dated May 3, 2017 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on August 10, 2017) ±

First Amendment, effective June 8, 2018, to Employment Agreement between BlueLinx Corporation and 
Shyam K. Reddy (incorporated by reference to Exhibit 10.10 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on August 9, 2018) ±

Employment Agreement, dated as of April 13, 2018, between BlueLinx Corporation and Alex Averitt 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 8‑K filed with the Securities and 
Exchange Commission on April 19, 2018) ±

First Amendment, effective June 1, 2018, to Employment Agreement between BlueLinx Corporation and 
Alex Averitt (incorporated by reference to Exhibit 10.11 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on August 9, 2018) ±

Employment Agreement, dated as of April 13, 2018, between BlueLinx Corporation and D. Wayne 
Trousdale ±

First Amendment, effective June 1, 2018, to Employment Agreement between BlueLinx Corporation and D. 
Wayne Trousdale ±

Consulting Agreement, dated as of January 29, 2019, between BlueLinx Corporation and D. Wayne 
Trousdale ±

Employment Agreement between BlueLinx Corporation and Kelly C. Janzen, dated March 2, 2020 
(incorporated by reference to Exhibit 10.4 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on May 6, 2020) ±
Separation Agreement between BlueLinx Corporation and Susan C. O’Farrell, dated March 9, 2020 
(incorporated by reference to Exhibit 10.5 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on May 6, 2020) ±

69

 
 
 
Exhibit Number

Item

10.30

10.31

10.32

10.33

10.34

10.35

10.36

10.37

10.38

10.39

10.40

10.41

10.42

10.43

10.44

10.45

10.46

10.47

10.48

Letter Agreement, dated March 22, 2020, between BlueLinx Holdings Inc. and Mitchell B. Lewis 
(incorporated by reference to Exhibit 10.9 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on May 6, 2020) ± 

Letter Agreement, dated March 30, 2020, between BlueLinx Corporation and Alexander Averitt 
(incorporated by reference to Exhibit 10.2 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on August 3, 2020) ± 

BlueLinx Holdings Inc, Amended and Restated Short-Term Incentive Plan (incorporated by reference to 
Appendix A to the Definitive Proxy Statement for the 2017 Annual Meeting of Stockholders, filed with the 
Securities and Exchange Commission on April 18, 2017) ±

BlueLinx Corporation Integration Incentive Plan (incorporated by reference to Exhibit 10.2 to the 
Company’s Form 8‑K filed with the Securities and Exchange Commission on April 19, 2018) ±
BlueLinx Corporation Integration Incentive Plan Form of Participation Agreement (incorporated by 
reference to Exhibit 10.3 to the Company’s Form 8‑K filed with the Securities and Exchange Commission 
on April 19, 2018) ±

BlueLinx Holdings Inc. Executive Severance Plan (incorporated by reference to Exhibit 10.1 to the 
Company’s Form 8-K filed with the Securities and Exchange Commission on May 27, 2015) ±
Form of Executive Restrictive Covenant Agreement (incorporated by reference to Exhibit 10.2 to the 
Company’s Form 8-K filed with the Securities and Exchange Commission on May 27, 2015) ±
Revised Form of Executive Restrictive Covenant Agreement ±

Form of Purchase and Sale Agreement with USIPA-Brennan Ventures II, LLC, dated as of November 6, 
2017 (incorporated by reference to Exhibit 10.2 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on May 3, 2018)

Form of Amendment to Purchase and Sale Agreement with USIPA-Brennan Ventures II, LLC, dated as of 
December 7, 2017 (incorporated by reference to Exhibit 10.3 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on May 3, 2018)

Form of Purchase and Sale Agreement for Sale-Leaseback Transactions with Big Acquisitions LLC 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on August 7, 2019)

Third Amendment to Purchase and Sale Agreement, dated as of May 1, 2019, by and between ABP FL 
(Yulee) LLC and Big Acquisitions LLC (incorporated by reference to Exhibit 10.2 to the Company’s Form 
10-Q filed with the Securities and Exchange Commission on August 7, 2019)

Third Amendment to Purchase and Sale Agreement, dated as of May 1, 2019, by and between ABP IL 
(University Park) and Big Acquisitions LLC (incorporated by reference to Exhibit 10.3 to the Company’s 
Form 10-Q filed with the Securities and Exchange Commission on August 7, 2019)

Form of Purchase and Sale Agreement with Big Acquisitions LLC, dated as of October 16, 2019 
(incorporated by reference to Exhibit 10.6 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on May 6, 2020)
Form of First Amendment to Purchase and Sale Agreement with Big Acquisitions LLC, dated as of 
November 20, 2019 (incorporated by reference to Exhibit 10.7 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on May 6, 2020)
Form of Second Amendment to Purchase and Sale Agreement with Big Acquisitions LLC, dated as of 
December 13, 2019 (incorporated by reference to Exhibit 10.8 to the Company’s Form 10-Q filed with the 
Securities and Exchange Commission on May 6, 2020)

Form of Purchase and Sale Agreement with Big Acquisitions LLC, dated as of June 1, 2020 (incorporated 
by reference to Exhibit 10.1 to the Company’s Form 10-Q filed with the Securities and Exchange 
Commission on October 28, 2020)

First Amendment to Purchase and Sale Agreement with Big Acquisitions LLC, dated as of July 8, 2020 
(incorporated by reference to Exhibit 10.2 to the Company’s Form 10-Q filed with the Securities and 
Exchange Commission on October 28, 2020)

Amended and Restated Credit Agreement, dated April 13, 2018, by and among BlueLinx Holdings Inc., 
certain subsidiaries of BlueLinx Holdings Inc. as borrowers or guarantors thereunder, Wells Fargo Bank, 
National Association, as administrative agent, and certain other financial institutions party thereto 
(incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with the Securities and 
Exchange Commission on April 16, 2018)

70

Item

First Amendment to Amended and Restated Credit Agreement, dated January 31, 2020, by and among 
BlueLinx Holdings Inc., certain subsidiaries of BlueLinx Holdings Inc. as borrowers or guarantors 
thereunder, Wells Fargo Bank, National Association, as administrative agent, and certain other financial 
institutions party thereto (incorporated by reference to Exhibit 10.1 to the Company’s Form 10-Q filed with 
the Securities and Exchange Commission on May 6, 2020)
Amended and Restated Guaranty and Security Agreement, dated April 13, 2018, by and among BlueLinx 
Holdings Inc., certain subsidiaries of BlueLinx Holdings Inc., and Wells Fargo Bank, National Association 
(incorporated by reference to Exhibit 10.2 to the Company’s Form 8-K filed with the Securities and 
Exchange Commission on April 16, 2018)
Credit and Guaranty Agreement, dated April 13, 2018, by and among BlueLinx Holdings Inc., certain 
subsidiaries of BlueLinx Holdings Inc. as guarantors thereunder, HPS Investment Partners, LLC, as 
administrative agent and collateral agent, and certain other financial institutions party thereto (incorporated 
by reference to Exhibit 10.3 to the Company’s Form 8-K filed with the Securities and Exchange 
Commission on April 16, 2018)
Pledge and Security Agreement, dated April 13, 2018, by and among BlueLinx Holdings Inc., certain 
subsidiaries of BlueLinx Holdings Inc., and HPS Investment Partners, LLC (incorporated by reference to 
Exhibit 10.4 to the Company’s Form 8-K filed with the Securities and Exchange Commission on April 16, 
2018)

First Amendment, dated as of June 12, 2018, to that certain Credit and Guaranty Agreement, dated as of 
April 13, 2018, by and among BlueLinx Holdings Inc., certain subsidiaries of BlueLinx Holdings Inc. as 
guarantors thereunder, HPS Investment Partners, LLC, as administrative agent and collateral agent, and 
certain other financial institutions party thereto (incorporated by reference to Exhibit 10.47 to the 
Company’s Form 10-K filed with the Securities and Exchange Commission on March 13, 2019)
Second Amendment to Credit and Guaranty Agreement, dated February 28, 2019, by and among BlueLinx 
Holdings Inc., as borrower, certain subsidiaries of BlueLinx Holdings Inc., as guarantors, HPS Investment 
Partners, LLC, as administrative agent and collateral agent, and the other financial institutions party thereto, 
as lenders (incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with the Securities 
and Exchange Commission on March 4, 2019)
Third Amendment to Credit and Guaranty Agreement, dated October 24, 2019, by and among BlueLinx 
Holdings Inc., as borrower, certain subsidiaries of BlueLinx Holdings Inc., as guarantors, the lenders party 
thereto, and HPS Investment Partners, LLC, in its capacity as administrative agent (incorporated by 
reference to Exhibit 10.1 to the Company’s Form 10-Q filed with the Securities and Exchange Commission 
on November 6, 2019)
Fourth Amendment to Credit and Guaranty Agreement, dated December 31, 2019, by and among BlueLinx 
Holdings Inc., as borrower, certain subsidiaries of BlueLinx Holdings Inc., as guarantors, the lenders party 
thereto, and HPS Investment Partners, LLC, in its capacity as administrative agent (incorporated by 
reference to Exhibit 10.2 to the Company’s Form 10-Q filed with the Securities and Exchange Commission 
on May 6, 2020)
Fifth Amendment to Credit and Guaranty Agreement, dated February 28, 2020, by and among BlueLinx 
Holdings Inc., as borrower, certain subsidiaries of BlueLinx Holdings Inc., as guarantors, the lenders party 
thereto, and HPS Investment Partners, LLC, in its capacity as administrative agent (incorporated by 
reference to Exhibit 10.3 to the Company’s Form 10-Q filed with the Securities and Exchange Commission 
on May 6, 2020)
Sixth Amendment to Credit and Guaranty Agreement, dated April 1, 2020, by and among BlueLinx 
Holdings Inc., as borrower, certain subsidiaries of BlueLinx Holdings Inc., as guarantors, the lenders party 
thereto, and HPS Investment Partners, LLC, in its capacity as administrative agent (incorporated by 
reference to Exhibit 10.1 to the Company’s Form 8-K filed with the Securities and Exchange Commission 
on April 7, 2020) 
List of subsidiaries of the Company*
Consent of BDO USA, LLP*

Exhibit Number

10.49

10.50

10.51

10.52

10.53

10.54

10.55

10.56

10.57

10.58

21.1
23.1
31.1

31.2

  Certification of Mitchell B. Lewis, Chief Executive Officer, pursuant to Section 302 of the Sarbanes-Oxley 

Act of 2002*

  Certification of Kelly C. Janzen, Chief Financial Officer and Senior Vice President, pursuant to Section 302 

of the Sarbanes-Oxley Act of 2002*

32.1

  Certification of Mitchell B. Lewis, Chief Executive Officer, pursuant to Section 906 of the Sarbanes-Oxley 

Act of 2002**

32.2

  Certification of Kelly C. Janzen, Chief Financial Officer and Senior Vice President, pursuant to Section 906 

of the Sarbanes-Oxley Act of 2002**

71

 
Exhibit Number

Item

101.Def
101.Pre

101.Lab
101.Cal

101.Sch

101.Ins

104

  Definition Linkbase Document*

Presentation Linkbase Document*

Labels Linkbase Document*
Calculation Linkbase Document*

Schema Document*

Instance Document - the instance document does not appear in the Interactive Data File because its XBRL 
tags are embedded within the Inline XBRL document.
Cover Page Interactive Data File (formatted in Inline XBRL and contained in Exhibit 101)

†

*

**

Portions of this document were omitted and filed separately with the SEC pursuant to a request for 
confidential treatment in accordance with Rule 24b-2 of the Exchange Act.

Filed herewith.

Exhibit is being furnished and shall not deemed to be “filed” for purposes of Section 18 of the Securities 
Exchange Act of 1934, as amended, or otherwise subjected to liability under that Section. this exhibit 
shall not be incorporated by reference into any registration statement or other document pursuant to the 
Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference.

±

Management contract or compensatory plan or arrangement.

(A)

Previously filed as an exhibit to Amendment No. 1 to the Company’s Registration Statement on Form 
S-1 (Reg. No. 333-118750) filed with the Securities and Exchange Commission on October 1, 2004.

72

 
 
 
 
 
 
 
 
 
 
ITEM 16.  FORM 10-K SUMMARY

None.

73

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused 

this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Signatures

BlueLinx Holdings Inc.
(Registrant)

By: /s/ Mitchell B. Lewis
  Mitchell B. Lewis
  President and Chief Executive Officer

Date: March 3, 2021 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the registrant and in the capacities and on the dates indicated.

Signature

Capacity

Date

Name

/s/ Mitchell B. Lewis

Mitchell B. Lewis

/s/ Kelly C. Janzen

Kelly C. Janzen

/s/ Kim S. Fennebresque

Kim S. Fennebresque

/s/ Karel K. Czanderna

Karel K. Czanderna

/s/ Dominic DiNapoli

Dominic DiNapoli

/s/ Alan H. Schumacher

Alan H. Schumacher

/s/ J. David Smith

J. David Smith

/s/ Carol B. Yancey

Carol B. Yancey

President, Chief Executive Officer, and 
Director

March 3, 2021

Senior Vice President and Chief Financial 
Officer (Principal Accounting Officer)

March 3, 2021

Chairman

March 3, 2021

March 3, 2021

March 3, 2021

March 3, 2021

March 3, 2021

March 3, 2021

Director

Director

Director

Director

Director

74

LIST OF SUBSIDIARIES 

Name of Subsidiary 

EXHIBIT 21.1 

Jurisdiction of 
Organization 

1. 

  BLUELINX CORPORATION 

2. 

  BLUELINX FLORIDA LP 

3. 

  BLUELINX FLORIDA HOLDING NO. 1 INC. 

4. 

  BLUELINX FLORIDA HOLDING NO. 2 INC. 

5. 

  BLX REAL ESTATE LLC 

6. 

  CEDAR CREEK HOLDINGS, INC. 

7.  

  CEDAR CREEK LLC 

8. 

  CEDAR CREEK CORP. 

9. 

  ASTRO BUILDINGS, INC. 

10.    LAKE STATES LUMBER, INC. 

11.    ABP AL (MIDFIELD) LLC 

12. 

  ABP CO II (DENVER) LLC 

13. 

  ABP FL (LAKE CITY) LLC 

14. 

  ABP FL (MIAMI) LLC 

15. 

  ABP FL (PENSACOLA) LLC 

16. 

  ABP FL (TAMPA) LLC 

17. 

  ABP FL (YULEE) LLC 

18. 

  ABP GA (LAWRENCEVILLE) LLC 

19. 

  ABP IA (DES MOINES) LLC 

20. 

  ABP IL (UNIVERSITY PARK) LLC 

  Georgia 

  Florida 

  Georgia 

  Georgia 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Minnesota 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
21. 

  ABP IN (ELKHART) LLC 

22. 

  ABP KY (INDEPENDENCE) LLC 

23. 

  ABP LA (NEW ORLEANS) LLC 

24. 

  ABP MA (BELLINGHAM) LLC 

25. 

  ABP MD (BALTIMORE) LLC 

26. 

  ABP ME (PORTLAND) LLC 

27. 

  ABP MI (GRAND RAPIDS) LLC 

28. 

  ABP MN (MAPLE GROVE) LLC 

29. 

  ABP MO (BRIDGETON) LLC 

30. 

  ABP MO (KANSAS CITY) LLC 

31. 

  ABP MO (SPRINGFIELD) LLC 

32.    ABP NC (BUTNER) LLC 

33. 

  ABP NC (CHARLOTTE) LLC 

34. 

  ABP NJ (DENVILLE) LLC 

35. 

  ABP NY (YAPHANK) LLC 

36. 

  ABP OH (TALMADGE) LLC 

37. 

  ABP OK (TULSA) LLC 

38. 

  ABP PA (STANTON) LLC 

39. 

  ABP SC (CHARLESTON) LLC 

40. 

  ABP TN (ERWIN) LLC 

41. 

  ABP TN (MEMPHIS) LLC 

42. 

  ABP TN (MADISON) LLC 

43. 

  ABP TX (SAN ANTONIO) LLC 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

  Delaware 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
44. 

  ABP VA (RICHMOND) LLC 

45. 

  ABP VT (SHELBURNE) LLC 

46. 

  ABP WI (WAUSAU) LLC 

47. 

  ELKHART IMH LLC 

48. 

INDUSTRIAL REDEVELOPMENT FUND LLC 

  Delaware 

  Delaware 

  Delaware 

  Georgia 

  Georgia 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Stockholder Information 

BlueLinx Holdings Inc. Headquarters: 
1950 Spectrum Circle, Suite 300 
Marietta, Georgia 30339 
770-953-7000 

Board of Directors:  Executive Officers: 

Kim S. Fennebresque  Mitchell B. Lewis 
Chairman 

President and CEO 

Mitchell B. Lewis 
President, CEO, and   Senior Vice President, 

Kelly C. Janzen 

Annual Meeting: 
The Company’s 2021 Annual Meeting of  
Stockholders will be held at 11:00 a.m., EDT, on   Director 
Thursday, May 20, at the Hyatt Regency Hotel, 
2999 Windy Hill Road, Marietta, GA 30067 

Karel K. Czanderna 
Director 

Common Stock: 
The common stock of BlueLinx Holdings Inc. is   Dominic DiNapoli 
traded on the New York Stock Exchange. The  
trading symbol is “BXC.” 

Director 

Alan H. Schumacher  President, Corporate 
Director 

CFO, and Treasurer 

Alexander S. Averitt 
Chief Operating Officer 

Shyam K. Reddy 
Chief Administrative 
Officer, Senior Vice 

Development, General  
Counsel, and Corporate 
Secretary 

Brian J. Sasadu 
Chief Human Resource 
Officer 

J. David Smith 
Director 

Carol B. Yancey 
Director 

Inquiries: 
Inquiries from stockholders, securities analysts,  
interested investors, and the news media  
regarding Company information should be  
directed to Investor Relations, BlueLinx 
Holdings Inc., (866) 671-5138 or email:  
Investor@BlueLinxCo.com. Additional  
information can be found on the Company’s  
website: www.BlueLinxCo.com. 

Registrar and Transfer Agent: 
Stockholder inquiries regarding change of  
address, transfer of stock certificates, and lost  
certificates should be directed to: 

Broadridge Corporate Issuer Solutions 
P.O. Box 1342 
Brentwood, NY 11717 
Overnight deliveries: 
ATTN: IWS 
1155 Long Island Avenue 
Edgewood, NY 11717 
Call center 1-855-449-0975 
Website: https://investor.broadridge.com/ 

Independent Auditors: 
BDO USA, LLP 
1100 Peachtree Street, Suite 700 
Atlanta, Georgia 30309 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
www.bluelinxco.com