Charlotte-based Brighthouse Financial, Inc. is a leading provider of annuity and life insurance products. With a rich history dating back to 1863, the company operates through three segments: Annuities, Life, and Run-off. Its Annuities segment offers a comprehensive selection of variable, fixed, index-linked, and income annuities that cater to contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment, on the other hand, provides term, universal, whole, and variable life products that address policyholders' needs for financial security and protected wealth transfer. Meanwhile, the company's Run-off segment manages structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life with secondary guarantees. All of these segments work seamlessly with the company's primary vision of enabling its clients to live with confidence through reliable financial planning.