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CAE
Annual Report 2020

CAE · TSX Industrials
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Industry Aerospace & Defense
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FY2020 Annual Report · CAE
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cae.com

Financial  
Report

Fiscal year ended  
March 31, 2020

 
 
 
 
 
 
 
Training partner of choice.

CAE is a global leader in training for the civil aviation, defence and 
security, and healthcare markets. Backed by a record of more than 
70 years of industry firsts, we continue to help define global training 
standards with our innovative virtual-to-live training solutions to 
make flying safer, maintain defence force readiness and enhance 
patient safety. We have the broadest global presence in the industry, 
with  over  10,500  employees,  160  sites  and  training  locations  in 
over 35 countries. Each year, we train more than 220,000 civil and 
defence  crewmembers,  including  more  than  135,000  pilots,  and 
thousands of healthcare professionals worldwide.

cae.com 
Follow us on Twitter @CAE_Inc.

Check out our Annual Activity and 
Corporate Social Responsibility Report!

Our  Annual  Activity  and  Corporate  Social  Responsibility  Report 
is  available  online.  It  consolidates  information  on  our  company 
strategy,  fiscal  year  2020  performance  and  corporate  social 
responsibility (CSR) into one document.

Integrating  our  reporting  in  this  way  enables  us  to  provide 
stakeholders  with  a  single  source  of  information  in  key  areas.  It 
also signals that CSR is inseparable from our core business strategy 
and activities.

cae.com/social-responsibility/

As an eTree member, CAE Inc. is committed to meeting shareholder needs 

while being environmentally friendly. For each shareholder that receives 

electronic copies of shareholder communications, CAE will plant a tree 

through Tree Canada, the leader in Canadian urban reforestation. To date 

CAE has helped plant 5,271 trees.

Contains FSC® certified post-consumer and 70% virgin fibre

Certified EcoLogo and FSC® Mix

Manufactured using biogas energy

Message from the Chair of the Board

During this fiscal year, the world and global economy have been disrupted in a way that no one had anticipated. I certainly did 
not foresee a global pandemic as the lead to my second message to CAE shareholders. COVID-19 has created unprecedented 
uncertainty and has had a significant impact on CAE’s business units, on our employees and on our customers.

COVID-19 measures and actions

Corporate Social Responsibility

CAE’s  foremost  priority  –  ensuring  the  health  and  safety  of  our 
employees  and  customers  –  became  even  more  crucial  in  the 
COVID-19 pandemic. CAE’s leadership acted swiftly to implement the 
highest recommended precautions and protocols, while also working 
to  minimize  disruptions  in  service  to  customers  and  protecting 
C(cid:36)E(cid:519)s financial position. (cid:55)he company took several immediate and 
appropriate temporary measures to preserve li(cid:84)uidity and cash flow, 
including  strict  cost  containment  measures,  salary  freezes,  salary 
reductions, reduced work weeks, layo(cid:909)s, and the suspension of C(cid:36)E(cid:519)s 
common share dividend and share repurchase plan.

Making the world a safer place is at the core of CAE’s mission, and 
the  (cid:37)oard  applauds  C(cid:36)E(cid:519)s  company-wide  e(cid:909)orts  to  do  its  part  in 
the  fight  against  C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28).  (cid:918)n  a  very  short  time,  C(cid:36)E  designed  a 
ventilator prototype to provide life support to patients in intensive 
care. (cid:55)he C(cid:36)E (cid:36)ir(cid:20) ventilator is in the final stages of certification, with 
delivery  of  10,000  units  to  the  Canadian  government  expected  to 
follow. CAE Healthcare rose to the challenge of new training needed, 
created complimentary COVID-19 training seminars for healthcare 
professionals and also launched simulation-based training solutions. 
(cid:55)he company recogni(cid:93)ed that its global supply chain was another 
resource at its disposal in the fight against C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28), and used it 
to  secure  some  600,000  N95  masks,  which  were  delivered  to  the 
Governments of Quebec and Manitoba to support health workers 
battling the front lines of this pandemic.

CAE is committed to creating a positive societal impact everywhere 
we operate. (cid:55)he company(cid:519)s mission to make civil aviation safer, help 
defence  forces  return  home  safely  and  make  healthcare  safer  is 
rooted in the principles of corporate social responsibility (CSR). We 
continuously deepen and strengthen our CSR commitments through 
concrete actions on several fronts, notably with the commitment to 
become carbon neutral in summer 2020.

In recognition of this strategic imperative, while it has always been 
part  of  how  CAE  governs  and  operates,  the  Board  has  decided 
to  make  this  more  e(cid:91)plicit  by  adding  CS(cid:53)  o(cid:605)cially  to  its  charter. 
Oversight has been delegated to the Governance Committee, which 
recently received its first o(cid:605)cial report on CS(cid:53) from (cid:48)anagement. 
(cid:36)s (cid:37)oard Chair, (cid:918) can confirm that having this visibility at the (cid:37)oard 
level is significant. 

CAE  is  also  making  major  changes  in  its  CSR  reporting  that 
incorporate  best  practices  and  respond  to  stakeholder  requests, 
including  the  addition  of  (cid:55)ask  Force  on  Climate-related  Financial 
(cid:39)isclosures (cid:11)(cid:55)CF(cid:39)(cid:12) recommendations. (cid:55)CF(cid:39) reporting focuses on the 
environment and stakeholder visibility, and is highly regarded by the 
financial community. (cid:55)he (cid:55)CF(cid:39) inde(cid:91) complements C(cid:36)E(cid:519)s disclosure 
on environmental matters through the Carbon Disclosure Project.

Board renewal 

At  the  Board  level,  gender  diversity  and  renewal  of  the  Board 
composition remain key elements to CAE’s ability to sustain success. 
Our  prior  goal  of  attracting  experienced  women  from  diverse 
backgrounds to represent at least 30% of Board members by 2022 
has been extended to include parallel representation in 30% of CAE’s 
e(cid:91)ecutive o(cid:605)cers.

I would like to extend a warm welcome to General David G. Perkins, 
USA (Ret.), who has joined CAE’s Board. David served over 40 years 
in the U.S. Army, culminating as the Commander of the United States 
(cid:36)rmy (cid:55)raining and (cid:39)octrine Command (cid:514) one of the largest and most 
complex organizations in the world. He is an excellent addition to our 
(cid:37)oard and will o(cid:909)er invaluable strategic counsel.

In  closing,  on  behalf  of  myself  and  the  entire  Board,  we  would 
like  congratulate  CAE’s  leadership  and  employees  for  their 
responsiveness,  adaptability,  compassion  and  resilience  through 
challenging  times.  It  is  an  honour  to  chair  an  iconic  company  like 
CAE, which has such great purpose and social impact. I have every 
confidence in the Company(cid:519)s ability to navigate through the current 
challenges and to continue to prosper over the long term.

The Honourable John Manley, P.C., O.C.
Chair of the Board

Message to shareholders

Average CAE stock price and revenues2

Unprecedented times underscore  
our agility and culture of innovation

We were leading CAE on a course towards what would have been 
yet another record year when the COVID-19 pandemic impacted us 
during what is normally our strongest (cid:84)uarter of the year. (cid:50)ur first 
response was to take decisive action to protect the health and safety 
of  our  employees  and  customers  —  and  this  continues  to  be  our 
foremost priority. 

certifying  and  shipping  ventilators  within  the  span  of  only  three 
months. Today, some 500 CAE employees are working together to 
deliver on a contract with the Government of Canada to manufacture 
(cid:20)0,000(cid:98)ventilators to help save lives and relieve the strain on hospitals 
around Canada. Such an accomplishment speaks volumes about who 
we are. 

CAE performance vs TSX

We  immediately  assembled  a  daily  COVID-19  pandemic  taskforce 
and set our business continuity plans into motion. I am exceptionally 
proud of how our CAE employees responded worldwide. Throughout 
the past few months of this pandemic, amid lockdown, closed borders 
and  many  other  complex  challenges,  our  employees  have  taken 
initiative and ownership finding ways to ensure the continuity of our 
customers’ most critical operations, and thus ensure we continue to 
earn the privilege of being our customers’ training partner of choice. 

We could not stand idly by while fellow citizens of the world infected 
by  COVID-19  struggled  even  to  breathe,  while  hospitals  became 
overwhelmed,  confronted  by  dire  shortages  of  critical  medical 
safety  equipment,  especially  ventilators  and  personal  protective 
equipment. We felt it was our responsibility to expand the aperture 
of our thinking and find ways to apply C(cid:36)E(cid:519)s strengths of innovation 
and speed in a meaningful way to the hospitals and front line health 
workers fighting to save lives. 

Our  employees  challenged  themselves  to  use  their  engineering 
and  scientific  skills  to  design  a  critical  care  ventilator.  (cid:918)t  took  a 
team  of  (cid:20)2(cid:98) C(cid:36)E  engineers  and  scientists  from  our  civil,  defence 
and  healthcare  business  units  (cid:77)ust  (cid:20)(cid:20)(cid:98) days  to  develop  a  working 
prototype.  (cid:58)e  received  (cid:43)ealth  Canada  certification  in  (cid:45)une,  which 
means from a cold start in mid-March, we were successful in creating, 

Marc Parent
President and  
Chief Executive O(cid:605)cer

As a world expert in the business of safety, applying speed-to-market, 
teamwork and innovative capabilities for humanitarian needs outside 
of our core expertise stands as testimony to what we are capable of 
when presented with an urgent, novel requirement. I could not be 
prouder of our employees’ response in this time of crisis – not only 
for the engineers who worked tirelessly to produce a high quality, 
certifiable design for the ventilator, for the resourcefulness of our 
supply chain team finding scarce but crucial parts, but also for our 
many employees who volunteered to help build ventilators so more 
could be delivered to the hospitals sooner. Excellence, innovativeness, 
customer delight, compassion, speed, teamwork – these are all qualities 
evident  in  a  company  built  for  the  long  term.  We  demonstrated 
these this year. So while we indeed fell short of this year(cid:519)s financial 
potential due to COVID-19, the pandemic and the myriad of novel 
business complexities that ensued taught us more about who we 
are, what we are capable of and we look back on this past year with 
a proud sense of achievement.

A company built for the long term

Every industry experiences rolls, pitches and yaws and the last several 
months and most probably, the year ahead will not be steady. But 
CAE is not only 73 years old, more crucially, its core high technology 
capabilities become even more relevant in the future. The long-term 
demand for air travel may be dented for the year or years ahead near 
term, but the long-term propensity to travel – for leisure, business 
and cargo – will be in an upward trajectory for decades ahead. World 
air travel is at its best when it is a(cid:909)ordable, safe and ubi(cid:84)uitous (cid:514) as 
of this writing, a new kind of safety, biological safety is foremost of 
concern. (cid:43)owever this pandemic is solved, we are confident it will 
be  solved  in  time.  We’ll  make  the  case  that  when  looking  back  to 
this present period, this civil aviation downturn will not prove to be 
lasting. Air travel has become an even stronger expectation of those 
of us in the 21st century than even 20 years ago, it is an imperative for 
many global businesses as well as cargo, which likely grows stronger 
as e-commerce expands. Air travel will recover, it is just a question 
of  when.  (cid:36)s  a  conse(cid:84)uence,  you  can  remain  confident  that  C(cid:36)E(cid:519)s 
fundamentals are built on a solid foundation, that we remain steadily 
trained  on  not  only  preserving  our  global  leadership  position  but 
expanding  it.  In  addition,  our  revenues  come  from  a  high  degree 
of recurring business in highly regulated markets, and our balance 
across  several  markets  and  geographies  contributes  to  our  long-
term health. 

Notwithstanding the onset of the pandemic during our last quarter, 
C(cid:36)E  delivered  a  strong  financial  performance  in  fiscal  2020  with 
10% revenue growth to $3.6 billion, 21% operating income1 growth 
to  (cid:7)(cid:24)(cid:28)0.(cid:23)(cid:98) million  and  earnings  per  share1  growing  7%  to  $1.34.  
I am especially pleased with our 98% conversion of net income to 
generate  (cid:7)(cid:22)(cid:24)(cid:20).2  million  in  free  cash  flow1,  which  underscores  the 
cash-generative profile of C(cid:36)E(cid:519)s world-leading training solutions. (cid:36) 

$3.8 billion annual order intake1 and $9.5 billion order backlog1 also 

help bolster our position for the period ahead.

But  perspective  gets  richer  when  one  looks  farther  out;  one  year 

does  not  convey  the  full  story.  We  have  been  building  revenue, 

Earnings Per Share (EPS) and backlog steadily year upon year with 

an expectation to deliver consistency, reliability and excellence. CAE 

has outperformed the (cid:55)oronto Stock E(cid:91)change (cid:11)(cid:55)S(cid:59)(cid:12) in five of the last 

si(cid:91) fiscal years, even with C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28) and in the last (cid:20)(cid:20) years, C(cid:36)E stock 

is up 200% vs. the (cid:55)S(cid:59)(cid:519)s 70%(cid:98)move. So clearly, while some years will 

have volatility, including managing through a global pandemic, when 

you examine us over the long term, we have shown and will continue 

to demonstrate a willingness to make the right decisions in support 

of a broader long-term vision. 

Capital allocation 

We completed 12 acquisitions and joint venture transactions in the 

last  24  months,  including  Bombardier’s  Business  Aircraft  Training 

(BAT)  business,  the  largest  acquisition  in  CAE’s  history,  which  we 

completed  in  March  2019.  We  have  successfully  integrated  this 

business and have realized greater revenue and cost synergies than 

we had originally projected. 

(cid:918)n the final month of our fiscal year, we suspended share repurchase 

and dividends, and also moved to secure additional liquidity given 

the near-term uncertainties. M&A activity these past several months 

has also understandably been more restrained. We continue to be 

reflective on the (cid:48)(cid:9)(cid:36) environment as we build on our solid balance 

sheet and further bolster our financial position, and will remain alert 

for potential opportunities ahead.

Civil Aviation Training Solutions

(cid:918)n Civil (cid:36)viation (cid:55)raining Solutions(cid:516)the largest of our three business 

units(cid:516)we e(cid:91)ceeded our annual outlook, with (cid:22)7% higher operating 

income1.  Annual  order  intake1  totaled  $2.5  billion,  including 

additional airline training outsourcings and (cid:23)(cid:28) full-flight simulator 

sales. Civil finished the year with a record backlog1 of $5.3 billion. 

Once again, we delivered more than one million hours of training this 

year, underscoring CAE’s position as the largest Civil aviation training 

company in the world.

Our performance would have been even better, but as the pandemic 

set  in,  Civil  e(cid:91)perienced  a  significant  decrease  in  training  services 

demand  following  the  sharp  downdraft  in  airline  and  business 

aircraft operations globally, and the resulting severe disruption to the 

global air transportation environment. In addition to the downspike 

in  demand,  travel  restrictions  and  local  self-isolation  measures 

worldwide resulted in several Civil aviation training location closures. 

(cid:37)eyond significant disruptions to our global training network, we had 

to suspend the installation and delivery of Civil simulator products, 

and under local public directives, our Montreal manufacturing plant 

paused  manufacturing  of  Civil  simulators  during  the  last  week  of 

March.  Despite  these  challenges,  we  still  delivered  an  otherwise 

impressive (cid:24)(cid:25)(cid:98)Civil full-flight simulators for the year. 

Defence and Security

In Defence and Security, we reported modest revenue growth as the 

division, too, was impacted by the pandemic. We came up short on 

our  outlook  for  operating  income  growth,  which  was  down  13%1, 

mainly on lower than expected progress on program milestones, and 

delays in securing new orders. A range of programs with defence and 

OEM customers encountered project advancement delays principally 

due  to  travel  bans,  client  access  restrictions  and  supply  chain 

disruptions. In addition, we experienced delays to contract awards, 

as  government  acquisition  authorities  followed  directives  in  their 

respective countries to shelter-in-place and eliminate travel. In the 

(cid:48)iddle East, combined e(cid:909)ects of the pandemic and lower oil prices 

resulted in work on certain programs to be halted and new contract 

awards to be materially delayed, as our customers confronted their 

new fiscal realities and ways to mitigate the pandemic. (cid:39)espite these 

headwinds, we booked $1.2 billion of order intake1 during the year, 

for  a  $4.1  billion  Defence  backlog1,  which  gives  CAE  an  additional 

measure of diversification. 

Healthcare

In  Healthcare,  we  were  tracking  towards  double-digit  annual 

revenue  growth  until  the  division  was  also  negatively  impacted 

by the pandemic, as medical  and nursing school customers came 

under lockdown protocols, and hospital customers attention became 

consumed  by  the  healthcare  crisis.  CAE  Healthcare  did,  however, 

succeed  in  strengthening  its  position  as  the  innovation  leader  in 

simulation-based  healthcare  education  and  training.  We  won  the 

EMS World Innovation Award for CAE AresAR, the Microsoft HoloLens 

application for Healthcare’s emergency care manikin. 

Healthcare  also  launched  innovative  products  including  new 

Anesthesia  SimSTAT  modules,  screen-based  simulation  approved 

by  the  American  Board  of  Anesthesiology  for  maintenance  of 

certification credits(cid:30) and multiple custom simulators for (cid:50)E(cid:48)s and 

leading medical device companies, including Edwards Lifesciences 

and Baylis Medical. 

CAE Healthcare was also at the forefront of the key humanitarian 

contributions  we  made  in  the  fight  against  C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28),  which  are 

addressed in the context of the company’s actions overall.

(cid:20)(cid:581)(cid:37)efore specific items. (cid:55)hese terms are non-(cid:42)(cid:36)(cid:36)(cid:51) and other financial measures and do not have any standardi(cid:93)ed meaning under (cid:918)F(cid:53)S. (cid:55)herefore, they are unlikely to be comparable to similar 

measures presented by other issuers. (cid:53)efer to the definitions in (cid:522)Section (cid:22).7 - (cid:49)on-(cid:42)(cid:36)(cid:36)(cid:51) and other financial measures(cid:523) in our (cid:48)anagement (cid:39)iscussion and (cid:36)nalysis for the fourth (cid:84)uarter and 

year ended March 31, 2020.

2(cid:581)(cid:53)eflects the adoption of (cid:918)F(cid:53)S (cid:20) in 20(cid:20)(cid:20), (cid:918)F(cid:53)S (cid:20)(cid:20) in 20(cid:20)(cid:22), (cid:918)F(cid:53)S (cid:20)(cid:24) in 20(cid:20)(cid:27) and (cid:918)F(cid:53)S (cid:20)(cid:25) in 20(cid:20)(cid:28)

Message to shareholders

Average CAE stock price and revenues2

CAE performance vs TSX

$3.8 billion annual order intake1 and $9.5 billion order backlog1 also 
help bolster our position for the period ahead.

But  perspective  gets  richer  when  one  looks  farther  out;  one  year 
does  not  convey  the  full  story.  We  have  been  building  revenue, 
Earnings Per Share (EPS) and backlog steadily year upon year with 
an expectation to deliver consistency, reliability and excellence. CAE 
has outperformed the (cid:55)oronto Stock E(cid:91)change (cid:11)(cid:55)S(cid:59)(cid:12) in five of the last 
si(cid:91) fiscal years, even with C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28) and in the last (cid:20)(cid:20) years, C(cid:36)E stock 
is up 200% vs. the (cid:55)S(cid:59)(cid:519)s 70%(cid:98)move. So clearly, while some years will 
have volatility, including managing through a global pandemic, when 
you examine us over the long term, we have shown and will continue 
to demonstrate a willingness to make the right decisions in support 
of a broader long-term vision. 

Capital allocation 

We completed 12 acquisitions and joint venture transactions in the 
last  24  months,  including  Bombardier’s  Business  Aircraft  Training 
(BAT)  business,  the  largest  acquisition  in  CAE’s  history,  which  we 
completed  in  March  2019.  We  have  successfully  integrated  this 
business and have realized greater revenue and cost synergies than 
we had originally projected. 

(cid:918)n the final month of our fiscal year, we suspended share repurchase 
and dividends, and also moved to secure additional liquidity given 
the near-term uncertainties. M&A activity these past several months 
has also understandably been more restrained. We continue to be 
reflective on the (cid:48)(cid:9)(cid:36) environment as we build on our solid balance 
sheet and further bolster our financial position, and will remain alert 
for potential opportunities ahead.

Civil Aviation Training Solutions

(cid:918)n Civil (cid:36)viation (cid:55)raining Solutions(cid:516)the largest of our three business 
units(cid:516)we e(cid:91)ceeded our annual outlook, with (cid:22)7% higher operating 
income1.  Annual  order  intake1  totaled  $2.5  billion,  including 

additional airline training outsourcings and (cid:23)(cid:28) full-flight simulator 
sales. Civil finished the year with a record backlog1 of $5.3 billion. 
Once again, we delivered more than one million hours of training this 
year, underscoring CAE’s position as the largest Civil aviation training 
company in the world.

Our performance would have been even better, but as the pandemic 
set  in,  Civil  e(cid:91)perienced  a  significant  decrease  in  training  services 
demand  following  the  sharp  downdraft  in  airline  and  business 
aircraft operations globally, and the resulting severe disruption to the 
global air transportation environment. In addition to the downspike 
in  demand,  travel  restrictions  and  local  self-isolation  measures 
worldwide resulted in several Civil aviation training location closures. 
(cid:37)eyond significant disruptions to our global training network, we had 
to suspend the installation and delivery of Civil simulator products, 
and under local public directives, our Montreal manufacturing plant 
paused  manufacturing  of  Civil  simulators  during  the  last  week  of 
March.  Despite  these  challenges,  we  still  delivered  an  otherwise 
impressive (cid:24)(cid:25)(cid:98)Civil full-flight simulators for the year. 

Defence and Security

In Defence and Security, we reported modest revenue growth as the 
division, too, was impacted by the pandemic. We came up short on 
our  outlook  for  operating  income  growth,  which  was  down  13%1, 
mainly on lower than expected progress on program milestones, and 
delays in securing new orders. A range of programs with defence and 
OEM customers encountered project advancement delays principally 
due  to  travel  bans,  client  access  restrictions  and  supply  chain 
disruptions. In addition, we experienced delays to contract awards, 
as  government  acquisition  authorities  followed  directives  in  their 
respective countries to shelter-in-place and eliminate travel. In the 
(cid:48)iddle East, combined e(cid:909)ects of the pandemic and lower oil prices 
resulted in work on certain programs to be halted and new contract 
awards to be materially delayed, as our customers confronted their 
new fiscal realities and ways to mitigate the pandemic. (cid:39)espite these 
headwinds, we booked $1.2 billion of order intake1 during the year, 
for  a  $4.1  billion  Defence  backlog1,  which  gives  CAE  an  additional 
measure of diversification. 

Healthcare

In  Healthcare,  we  were  tracking  towards  double-digit  annual 
revenue  growth  until  the  division  was  also  negatively  impacted 
by the pandemic, as medical and nursing  school customers came 
under lockdown protocols, and hospital customers attention became 
consumed  by  the  healthcare  crisis.  CAE  Healthcare  did,  however, 
succeed  in  strengthening  its  position  as  the  innovation  leader  in 
simulation-based  healthcare  education  and  training.  We  won  the 
EMS World Innovation Award for CAE AresAR, the Microsoft HoloLens 
application for Healthcare’s emergency care manikin. 

Healthcare  also  launched  innovative  products  including  new 
Anesthesia  SimSTAT  modules,  screen-based  simulation  approved 
by  the  American  Board  of  Anesthesiology  for  maintenance  of 
certification credits(cid:30) and multiple custom simulators for (cid:50)E(cid:48)s and 
leading medical device companies, including Edwards Lifesciences 
and Baylis Medical. 

CAE Healthcare was also at the forefront of the key humanitarian 
contributions  we  made  in  the  fight  against  C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28),  which  are 
addressed in the context of the company’s actions overall.

Marc Parent

President and  

Chief Executive O(cid:605)cer

(cid:20)(cid:581)(cid:37)efore specific items. (cid:55)hese terms are non-(cid:42)(cid:36)(cid:36)(cid:51) and other financial measures and do not have any standardi(cid:93)ed meaning under (cid:918)F(cid:53)S. (cid:55)herefore, they are unlikely to be comparable to similar 
measures presented by other issuers. (cid:53)efer to the definitions in (cid:522)Section (cid:22).7 - (cid:49)on-(cid:42)(cid:36)(cid:36)(cid:51) and other financial measures(cid:523) in our (cid:48)anagement (cid:39)iscussion and (cid:36)nalysis for the fourth (cid:84)uarter and 
year ended March 31, 2020.

2(cid:581)(cid:53)eflects the adoption of (cid:918)F(cid:53)S (cid:20) in 20(cid:20)(cid:20), (cid:918)F(cid:53)S (cid:20)(cid:20) in 20(cid:20)(cid:22), (cid:918)F(cid:53)S (cid:20)(cid:24) in 20(cid:20)(cid:27) and (cid:918)F(cid:53)S (cid:20)(cid:25) in 20(cid:20)(cid:28)

Unprecedented times underscore  

our agility and culture of innovation

We were leading CAE on a course towards what would have been 

certifying  and  shipping  ventilators  within  the  span  of  only  three 

yet another record year when the COVID-19 pandemic impacted us 

months. Today, some 500 CAE employees are working together to 

during what is normally our strongest (cid:84)uarter of the year. (cid:50)ur first 

deliver on a contract with the Government of Canada to manufacture 

response was to take decisive action to protect the health and safety 

(cid:20)0,000(cid:98)ventilators to help save lives and relieve the strain on hospitals 

of  our  employees  and  customers  —  and  this  continues  to  be  our 

around Canada. Such an accomplishment speaks volumes about who 

foremost priority. 

we are. 

We  immediately  assembled  a  daily  COVID-19  pandemic  taskforce 

As a world expert in the business of safety, applying speed-to-market, 

and set our business continuity plans into motion. I am exceptionally 

teamwork and innovative capabilities for humanitarian needs outside 

proud of how our CAE employees responded worldwide. Throughout 

of our core expertise stands as testimony to what we are capable of 

the past few months of this pandemic, amid lockdown, closed borders 

when presented with an urgent, novel requirement. I could not be 

and  many  other  complex  challenges,  our  employees  have  taken 

prouder of our employees’ response in this time of crisis – not only 

initiative and ownership finding ways to ensure the continuity of our 

for the engineers who worked tirelessly to produce a high quality, 

customers’ most critical operations, and thus ensure we continue to 

certifiable design for the ventilator, for the resourcefulness of our 

earn the privilege of being our customers’ training partner of choice. 

supply chain team finding scarce but crucial parts, but also for our 

We could not stand idly by while fellow citizens of the world infected 

by  COVID-19  struggled  even  to  breathe,  while  hospitals  became 

overwhelmed,  confronted  by  dire  shortages  of  critical  medical 

safety  equipment,  especially  ventilators  and  personal  protective 

equipment. We felt it was our responsibility to expand the aperture 

of our thinking and find ways to apply C(cid:36)E(cid:519)s strengths of innovation 

and speed in a meaningful way to the hospitals and front line health 

workers fighting to save lives. 

Our  employees  challenged  themselves  to  use  their  engineering 

and  scientific  skills  to  design  a  critical  care  ventilator.  (cid:918)t  took  a 

many employees who volunteered to help build ventilators so more 

could be delivered to the hospitals sooner. Excellence, innovativeness, 

customer delight, compassion, speed, teamwork – these are all qualities 

evident  in  a  company  built  for  the  long  term.  We  demonstrated 

these this year. So while we indeed fell short of this year(cid:519)s financial 

potential due to COVID-19, the pandemic and the myriad of novel 

business complexities that ensued taught us more about who we 

are, what we are capable of and we look back on this past year with 

a proud sense of achievement.

A company built for the long term

team  of  (cid:20)2(cid:98) C(cid:36)E  engineers  and  scientists  from  our  civil,  defence 

Every industry experiences rolls, pitches and yaws and the last several 

and  healthcare  business  units  (cid:77)ust  (cid:20)(cid:20)(cid:98) days  to  develop  a  working 

months and most probably, the year ahead will not be steady. But 

prototype.  (cid:58)e  received  (cid:43)ealth  Canada  certification  in  (cid:45)une,  which 

CAE is not only 73 years old, more crucially, its core high technology 

means from a cold start in mid-March, we were successful in creating, 

capabilities become even more relevant in the future. The long-term 

demand for air travel may be dented for the year or years ahead near 

term, but the long-term propensity to travel – for leisure, business 

and cargo – will be in an upward trajectory for decades ahead. World 

air travel is at its best when it is a(cid:909)ordable, safe and ubi(cid:84)uitous (cid:514) as 

of this writing, a new kind of safety, biological safety is foremost of 

concern. (cid:43)owever this pandemic is solved, we are confident it will 

be  solved  in  time.  We’ll  make  the  case  that  when  looking  back  to 

this present period, this civil aviation downturn will not prove to be 

lasting. Air travel has become an even stronger expectation of those 

of us in the 21st century than even 20 years ago, it is an imperative for 

many global businesses as well as cargo, which likely grows stronger 

as e-commerce expands. Air travel will recover, it is just a question 

of  when.  (cid:36)s  a  conse(cid:84)uence,  you  can  remain  confident  that  C(cid:36)E(cid:519)s 

fundamentals are built on a solid foundation, that we remain steadily 

trained  on  not  only  preserving  our  global  leadership  position  but 

expanding  it.  In  addition,  our  revenues  come  from  a  high  degree 

of recurring business in highly regulated markets, and our balance 

across  several  markets  and  geographies  contributes  to  our  long-

term health. 

Notwithstanding the onset of the pandemic during our last quarter, 

C(cid:36)E  delivered  a  strong  financial  performance  in  fiscal  2020  with 

10% revenue growth to $3.6 billion, 21% operating income1 growth 

to  (cid:7)(cid:24)(cid:28)0.(cid:23)(cid:98) million  and  earnings  per  share1  growing  7%  to  $1.34.  

I am especially pleased with our 98% conversion of net income to 

generate  (cid:7)(cid:22)(cid:24)(cid:20).2  million  in  free  cash  flow1,  which  underscores  the 

cash-generative profile of C(cid:36)E(cid:519)s world-leading training solutions. (cid:36) 

Our social impact throughout the COVID-19 crisis

Beyond  the  ventilator  success  discussed  earlier,  Healthcare  made 
additional  significant  contributions  in  response  to  C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28).  (cid:55)he 
team rapidly converged and created training seminars, free of charge, 
on  how  to  better  prepare  healthcare  workers  in  the  fight  against 
COVID-19.  We  also  launched  simulation-based  solutions  to  train 
personnel in the safe practice of ventilation and intubation, which is 
key to saving lives. In addition, we leveraged our global supply chain 
to  deliver  some  600,000  N95  masks  to  the  Quebec  and  Manitoba 
governments who were in urgent need to enhance the protection 
of front-line healthcare workers. Once again, our resourcefulness, 
creativity and agility were called upon and we delivered. 

Carbon neutrality commitment 

Last November, we announced CAE’s commitment to become carbon 
neutral in Summer 2020. (cid:55)his represents a necessary and significant 
direction for the company, one in which we can take pride. CAE and 
its employees want to do their share to prevent climate change for 
the well-being of future generations. We are taking interim measures, 
while  also  looking  into  the  new  technologies  and  solutions  being 
developed to reduce emissions and talking with industry partners 
on  the  progressive  use  of  electric  aircraft  for  live  flight  training  at 
our academies. CAE will continue to take other measures to reduce 
overall  emissions,  continually  investing  to  make  our  full-flight 
simulators more energy e(cid:605)cient, allowing our customers worldwide 
to reduce their own footprint. 

(cid:918)n parallel, we also created a Climate Change Committee to specifically 
address  climate-related  issues.  The  Committee’s  purpose  is  to 
oversee the integration of climate-related issues into CAE’s business 
strategy, and to identify and manage risks and opportunities around 
dedicated projects. 

Diversity and Inclusion

Diversity and Inclusion (D&I) continue to be among our top strategic 
priorities. This is not only the right thing to do, it is smart business. 
The more diverse our people are and the more inclusive our culture, 
the more innovatively and successfully we can leverage our talents 
within to become an even greater company. Diversity and inclusion 
help us attract and retain top talent as well as better connect with 
customers worldwide. CAE is strongly committed to programs and 
initiatives that foster a D&I culture throughout the company. Here 
are some milestones that occurred over the past year.

We  were  named  to  the  Bloomberg  Gender-Equality  Index  for  a 
second year and recognized among The Globe and Mail’s Women 
Lead Here honorees – a testament to CAE’s commitment to advancing 
women in the workplace. (cid:37)ecoming (cid:37)ron(cid:93)e (cid:51)arity Certified by the 
Women in Governance organization represents the progress we are 
making to develop female talent and promote gender parity within 
our organization. We also launched Dare, our extensive 12-month 
program that aims to equip and inspire women to take ownership 
of their careers.

(cid:58)e  welcomed  the  winners  of  the  first  edition  of  C(cid:36)E(cid:519)s  (cid:58)omen 
in  Flight  scholarship  program(cid:30)  this  program  has  grown  from  an 
intention  to  a  reality.  This  program  encourages  more  women  to 
aspire to become professional pilots, tackling head-on the challenges 
of gender diversity. (cid:58)e introduced another first at C(cid:36)E(cid:29) Employee 
Resource  Groups.  Employees  voted  on  the  three  themes  they 
thought would make the most di(cid:909)erence(cid:29) (cid:51)arents of children with 
special needs, LGBTQ2+ and Women in Aviation and Technology. You 
can read about these and other valuable D&I contributions that CAE, 
our employees and our partners, are making in this report.

At CAE, diversity and inclusion are part of our values and there is no 
place for racism or discrimination. CAE’s fundamental belief is that 

every member of our team should feel valued, respected and safe 
– without exception. While we are making progress, we see many 
opportunities to move the needle. Our D&I program covers all types 
of  diversity  and  makes  sure  that  all  employees  feel  included  and 
valued for who they are.

Looking forward – Tough times require new thinking

The  COVID-19  pandemic  moved  with  unprecedented  speed  and 
magnitude with respect to the disruption it has caused to our daily 
lives  across  the  world.  The  global  air  transportation  environment 
and  air  passenger  travel  have  been  especially  hard  hit,  with  IATA 
forecasting  commercial  passenger  tra(cid:605)c  to  be  down  (cid:24)0  to  (cid:25)0% 
this year. As of this writing, several airline bankruptcies have been 
announced and it is possible there are more ahead with global air 
travel  reported  down  some  90%  last  month.  When  you  step  back 
however and contemplate that the data shows global air tra(cid:605)c is now 
some several standard deviations o(cid:909) the (cid:23)0-year mean(cid:30) that aircraft 
retirements  are  also  several  standard  deviations  from  historical 
mean, it is logical to e(cid:91)pect this present time reflects a highly short-
term reality. Statisticians often point to the tyranny of the reversion 
to  the  mean.  Taking  into  consideration  some  broadly  recognized 
trends such as human population growth, ever-rising demand for 
higher technology, the rise of the middle class in emerging markets 
and the acceleration in e-commerce, expectations for a recovery in 
air travel demand appear realistic. 

In light of this abrupt and severe downturn, the management team 
and  (cid:918)  have  spent  considerable  e(cid:909)orts  envisioning  what  the  post-
COVID-19 era might be like. It’s our view that the global propensity 
to travel will recover, however unevenly at first and resume a steady, 
positive tra(cid:77)ectory within the ne(cid:91)t few years. (cid:55)he freedom to fly and 
use air travel for leisure, business and cargo remains an inalienable 
freedom and expectation of the 21st(cid:98)century and history will likely 
demonstrate  that  demand  recovers  and  shows  resilience  as  air 
travel’s contribution to global commerce is too vital to be suspended 
to  such  an  extent  for  long.  Time  has  shown  that  neither  wars,  oil 
crises,  recessions,  nor  terrorism  were  able  to  restrain  air  travel 
demand;  likewise,  while  a  near  term  challenge,  we  do  not  expect 
COVID-19 will keep demand in check for more than a few years. 

(cid:58)e e(cid:91)pect that leisure travel will be the first to recover and business 
travel may trail longer. Business travel may perhaps see structural 
post-COVID-19 change and take longer to recover based on more 
universal  acceptance  and  broader  applications  of  web-based 
meetings. The abrupt shift in the pros and cons may result in some 
forms of business travel to shift towards greater business jet demand 
and more common usage, both for business continuity and planning 
purposes. 

Looking  ahead,  we  are  planning  CAE’s  future  from  a  position  of 
resilience  and  strength  given  our  global  leading  market  positions, 
attractive  end  markets  of  civil  aviation,  defence  and  healthcare, 
recurring  revenue  streams,  and  solid  financial  position.  (cid:918)t  may 
take some time before things get back to normal; there may even 
be a (cid:522)new normal(cid:523) and we are readying for it. (cid:918)n addition, we are 
exceptionally  focused  on  managing  the  things  we  can  control, 
including  identifying  opportunities  for  cost  savings  to  challenge 
ourselves to improve e(cid:605)ciency given the prospect for lower volumes 
in the near term. 

(cid:36)s our core end markets recover, the (cid:522)new normal(cid:522) that emerges 
could  present  novel  challenges  for  our  customers,  which  could 
translate into new opportunities for us. For e(cid:91)ample, global airlines 
cite  the  return-to-service  for  pilots  as  one  of  their  chief  concerns. 
Attentiveness  to  our  customers  positions  us  well  to  proactively 
address this need. Certain trends may arise in greater force post-
COVID-19 such as the demand for high technology solutions, safety 

Long-term traffic trends3

Long-term traffic growth3

be supported by a large addressable market but we are expecting 

fiscal  pressures  as  lower  oil  prices  for  many  of  our  customers  in 

international markets, may present near-term choppiness. 

In  Healthcare,  our  purpose,  mission  and  passion  is  to  make 

healthcare safer. (cid:58)e believe the significant changes wrought by this 

pandemic will continue to result in new appreciation for the critical 

role e-learning, healthcare simulation and training can provide. We 

might  have  been  too  early  in  these  markets  but  looking  forward, 

the secular shifts ahead appear promising. We continue to believe 

CAE Healthcare is well positioned to capitalize on this change in the 

appreciation of the importance, relevancy and benefits of healthcare 

simulation and training to improve safety and to help save lives both 

at a steady state and during a healthcare crisis. With its innovative 

products and demonstrated agility, we expect Healthcare will become 

a more material part of the company over the long term. 

In summary, we are confronting a challenging period in CAE’s history 

due to COVID-19 and we immediately took action to secure the safety 

and well-being of our employees and customers. We drove ourselves 

to  innovate  rapidly  in  response  to  an  urgent  need  for  ventilators, 

safety  masks  and  better  medical  training;  we  wasted  no  time  in 

heeding  the  call  and  discovered  our  own  resourcefulness  in  the 

process. We have taken the most appropriate measures to safeguard 

the  best  interests  of  the  company,  employees,  customers  and  all 

other stakeholders. We have thoughtfully considered how the post-

C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28) world might be di(cid:909)erent and concluded that despite the 

present opaque environment and continued near-term uncertainty, 

air travel will recover and we will stand shoulder to shoulder with our 

customers proactively to reimagine their needs before they ask and 

as such, continue our promise to be their training partner of choice. 

Present rockiness notwithstanding, CAE’s fundamentals remain solid 

and the ability to respond to challenges with agility is at the very core 

of why CAE excels as a global market leader and innovator. We will 

forge  ahead  in  applying  leading  edge  technology  to  significantly 

improve our customers’ experience. As the industry thought leader, 

we  are  paving  the  way  to  modernize  the  very  fundamentals  of 

training and operational support in Civil, Defence and Healthcare. 

CAE is and will remain a highly innovative company with over seven 

decades of industry firsts under its belt. (cid:36)s we manage through this 

pandemic, we remain steadily focused on the future, and I am sure 

we will ultimately be stronger for it.

In recognition of the Honourable John Manley

imperatives,  and  e-learning,  which  are  all  in  our  wheelhouse.  We 

are leaning forward to capture more organic growth by leveraging 

our  leading  edge  understanding  of  human-to-complex-machine 

interfaces,  continue  to  assert  our  leadership  in  three  attractive 

markets with long-term secular tailwinds of civil aviation, defence and 

healthcare. For e(cid:91)ample, we(cid:519)ve e(cid:91)perienced positive feedback from 

our customers on recent new technology developments in the areas 

in  artificial  intelligence,  machine  learning-enabled  data  analytics, 

remote delivery and virtual reality/augmented reality.

The global leadership team and I monitor the developments of the 

pandemic daily to remain on the forefront of the best recommended 

measures to ensure the safety of our customers and employees. We 

continue to implement necessary contingency plans in real-time as 

our understanding of COVID-19 grows. So far, the processes we have 

put in place to manage through the pandemic are running smoothly 

and they are proving e(cid:909)ective. (cid:58)e remain vigilant about protecting 

our employees’ health and safety; supporting our customers’ critical 

Finally,  we  would  like  to  conclude  by  congratulating  C(cid:36)E(cid:519)s  (cid:37)oard 

operations; and ensuring business continuity. 

In Defence, we maintain our leading position as a non-OEM training 

and mission support partner thanks to our leading-edge capabilities 

in translating the physical world into the synthetic world. The U.S. 

and other militaries will continue to seek out best-in-class support for 

fighters, helicopters, trainer aircraft, maritime patrol, tanker/transport 

Chair,  the  (cid:43)onourable  (cid:45)ohn  (cid:48)anley,  (cid:51).C.,  (cid:50).C.,  who  received  the 

Woodrow Wilson Award for Public Service from the Wilson Center’s 

Canada Institute in recognition of his contribution to enhancing the 

Canada-U.S. bilateral relationship following the terrorist attacks of 

September(cid:98)(cid:20)(cid:20), 200(cid:20), through the development of the Smart (cid:37)order 

Declaration. 

and remotely piloted aircraft. We are leveraging our training systems 

(cid:55)he (cid:58)ilson Center recogni(cid:93)es e(cid:91)emplary individuals who reflect the 

integrator capabilities in the land, naval, space and cyber domains 

values  of  Woodrow  Wilson,  the  28th  U.S.  President,  a  leader  who 

to  provide  multi-domain  solutions,  a  market  for  which  we  expect 

believed  that  (cid:522)(cid:55)here  is  no  higher  religion  than  human  service.  (cid:55)o 

long-term healthy demand. We are expanding beyond training and 

work for the common good is the greatest creed.(cid:523)

into mission support solutions, from systems engineering, decision 

support and sta(cid:909) augmentation. (cid:50)ur e(cid:91)pertise in the integration of 

live, virtual and constructive training is providing attractive inroads 

towards leveraging our modelling and simulation expertise towards 

the  synthetic  environments  for  planning,  analysis  and  operational 

decision  support.  We  have  a  large  backlog  of  contracts  with 

government customers to provide training solutions and operational 

support services that are considered essential to national security. 

Looking  ahead,  the  long-term  outlook  for  Defence  continues  to 

(cid:22)(cid:581) (cid:53)eflects (cid:918)(cid:36)(cid:55)(cid:36) historical figures and estimates

(cid:45)ohn  is  certainly  very  deserving  of  this  honour,  which  bestowed 

in  the  spirit  of  service,  is  representative  of  a  career  in  which  his 

thought leadership has served many, including C(cid:36)E. (cid:45)ohn became 

an independent director of CAE in 2008 and in 2018 was appointed 

Chair of CAE’s Board of Directors. He has served as Canada’s former 

(cid:39)eputy (cid:51)rime (cid:48)inister, (cid:48)inister of Foreign (cid:36)(cid:909)airs, Finance (cid:48)inister 

and Industry Minister.

Our social impact throughout the COVID-19 crisis

every member of our team should feel valued, respected and safe 

Long-term traffic trends3

Beyond  the  ventilator  success  discussed  earlier,  Healthcare  made 

additional  significant  contributions  in  response  to  C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28).  (cid:55)he 

team rapidly converged and created training seminars, free of charge, 

on  how  to  better  prepare  healthcare  workers  in  the  fight  against 

– without exception. While we are making progress, we see many 

opportunities to move the needle. Our D&I program covers all types 

of  diversity  and  makes  sure  that  all  employees  feel  included  and 

valued for who they are.

COVID-19.  We  also  launched  simulation-based  solutions  to  train 

Looking forward – Tough times require new thinking

personnel in the safe practice of ventilation and intubation, which is 

key to saving lives. In addition, we leveraged our global supply chain 

to  deliver  some  600,000  N95  masks  to  the  Quebec  and  Manitoba 

governments who were in urgent need to enhance the protection 

of front-line healthcare workers. Once again, our resourcefulness, 

creativity and agility were called upon and we delivered. 

Carbon neutrality commitment 

Last November, we announced CAE’s commitment to become carbon 

neutral in Summer 2020. (cid:55)his represents a necessary and significant 

direction for the company, one in which we can take pride. CAE and 

its employees want to do their share to prevent climate change for 

the well-being of future generations. We are taking interim measures, 

while  also  looking  into  the  new  technologies  and  solutions  being 

developed to reduce emissions and talking with industry partners 

on  the  progressive  use  of  electric  aircraft  for  live  flight  training  at 

our academies. CAE will continue to take other measures to reduce 

overall  emissions,  continually  investing  to  make  our  full-flight 

simulators more energy e(cid:605)cient, allowing our customers worldwide 

to reduce their own footprint. 

(cid:918)n parallel, we also created a Climate Change Committee to specifically 

address  climate-related  issues.  The  Committee’s  purpose  is  to 

oversee the integration of climate-related issues into CAE’s business 

strategy, and to identify and manage risks and opportunities around 

dedicated projects. 

Diversity and Inclusion

Diversity and Inclusion (D&I) continue to be among our top strategic 

priorities. This is not only the right thing to do, it is smart business. 

The more diverse our people are and the more inclusive our culture, 

the more innovatively and successfully we can leverage our talents 

within to become an even greater company. Diversity and inclusion 

The  COVID-19  pandemic  moved  with  unprecedented  speed  and 

magnitude with respect to the disruption it has caused to our daily 

lives  across  the  world.  The  global  air  transportation  environment 

and  air  passenger  travel  have  been  especially  hard  hit,  with  IATA 

forecasting  commercial  passenger  tra(cid:605)c  to  be  down  (cid:24)0  to  (cid:25)0% 

this year. As of this writing, several airline bankruptcies have been 

announced and it is possible there are more ahead with global air 

travel  reported  down  some  90%  last  month.  When  you  step  back 

however and contemplate that the data shows global air tra(cid:605)c is now 

some several standard deviations o(cid:909) the (cid:23)0-year mean(cid:30) that aircraft 

retirements  are  also  several  standard  deviations  from  historical 

mean, it is logical to e(cid:91)pect this present time reflects a highly short-

term reality. Statisticians often point to the tyranny of the reversion 

to  the  mean.  Taking  into  consideration  some  broadly  recognized 

trends such as human population growth, ever-rising demand for 

higher technology, the rise of the middle class in emerging markets 

and the acceleration in e-commerce, expectations for a recovery in 

air travel demand appear realistic. 

In light of this abrupt and severe downturn, the management team 

and  (cid:918)  have  spent  considerable  e(cid:909)orts  envisioning  what  the  post-

COVID-19 era might be like. It’s our view that the global propensity 

to travel will recover, however unevenly at first and resume a steady, 

positive tra(cid:77)ectory within the ne(cid:91)t few years. (cid:55)he freedom to fly and 

use air travel for leisure, business and cargo remains an inalienable 

freedom and expectation of the 21st(cid:98)century and history will likely 

demonstrate  that  demand  recovers  and  shows  resilience  as  air 

travel’s contribution to global commerce is too vital to be suspended 

to  such  an  extent  for  long.  Time  has  shown  that  neither  wars,  oil 

crises,  recessions,  nor  terrorism  were  able  to  restrain  air  travel 

demand;  likewise,  while  a  near  term  challenge,  we  do  not  expect 

COVID-19 will keep demand in check for more than a few years. 

help us attract and retain top talent as well as better connect with 

(cid:58)e e(cid:91)pect that leisure travel will be the first to recover and business 

customers worldwide. CAE is strongly committed to programs and 

travel may trail longer. Business travel may perhaps see structural 

initiatives that foster a D&I culture throughout the company. Here 

post-COVID-19 change and take longer to recover based on more 

are some milestones that occurred over the past year.

We  were  named  to  the  Bloomberg  Gender-Equality  Index  for  a 

second year and recognized among The Globe and Mail’s Women 

Lead Here honorees – a testament to CAE’s commitment to advancing 

women in the workplace. (cid:37)ecoming (cid:37)ron(cid:93)e (cid:51)arity Certified by the 

purposes. 

universal  acceptance  and  broader  applications  of  web-based 

meetings. The abrupt shift in the pros and cons may result in some 

forms of business travel to shift towards greater business jet demand 

and more common usage, both for business continuity and planning 

Women in Governance organization represents the progress we are 

Looking  ahead,  we  are  planning  CAE’s  future  from  a  position  of 

making to develop female talent and promote gender parity within 

resilience  and  strength  given  our  global  leading  market  positions, 

our organization. We also launched Dare, our extensive 12-month 

attractive  end  markets  of  civil  aviation,  defence  and  healthcare, 

program that aims to equip and inspire women to take ownership 

recurring  revenue  streams,  and  solid  financial  position.  (cid:918)t  may 

of their careers.

(cid:58)e  welcomed  the  winners  of  the  first  edition  of  C(cid:36)E(cid:519)s  (cid:58)omen 

in  Flight  scholarship  program(cid:30)  this  program  has  grown  from  an 

intention  to  a  reality.  This  program  encourages  more  women  to 

aspire to become professional pilots, tackling head-on the challenges 

of gender diversity. (cid:58)e introduced another first at C(cid:36)E(cid:29) Employee 

take some time before things get back to normal; there may even 

be a (cid:522)new normal(cid:523) and we are readying for it. (cid:918)n addition, we are 

exceptionally  focused  on  managing  the  things  we  can  control, 

including  identifying  opportunities  for  cost  savings  to  challenge 

ourselves to improve e(cid:605)ciency given the prospect for lower volumes 

in the near term. 

Resource  Groups.  Employees  voted  on  the  three  themes  they 

(cid:36)s our core end markets recover, the (cid:522)new normal(cid:522) that emerges 

thought would make the most di(cid:909)erence(cid:29) (cid:51)arents of children with 

could  present  novel  challenges  for  our  customers,  which  could 

special needs, LGBTQ2+ and Women in Aviation and Technology. You 

translate into new opportunities for us. For e(cid:91)ample, global airlines 

can read about these and other valuable D&I contributions that CAE, 

cite  the  return-to-service  for  pilots  as  one  of  their  chief  concerns. 

our employees and our partners, are making in this report.

At CAE, diversity and inclusion are part of our values and there is no 

place for racism or discrimination. CAE’s fundamental belief is that 

Attentiveness  to  our  customers  positions  us  well  to  proactively 

address this need. Certain trends may arise in greater force post-

COVID-19 such as the demand for high technology solutions, safety 

Long-term traffic growth3

imperatives,  and  e-learning,  which  are  all  in  our  wheelhouse.  We 
are leaning forward to capture more organic growth by leveraging 
our  leading  edge  understanding  of  human-to-complex-machine 
interfaces,  continue  to  assert  our  leadership  in  three  attractive 
markets with long-term secular tailwinds of civil aviation, defence and 
healthcare. For e(cid:91)ample, we(cid:519)ve e(cid:91)perienced positive feedback from 
our customers on recent new technology developments in the areas 
in  artificial  intelligence,  machine  learning-enabled  data  analytics, 
remote delivery and virtual reality/augmented reality.

The global leadership team and I monitor the developments of the 
pandemic daily to remain on the forefront of the best recommended 
measures to ensure the safety of our customers and employees. We 
continue to implement necessary contingency plans in real-time as 
our understanding of COVID-19 grows. So far, the processes we have 
put in place to manage through the pandemic are running smoothly 
and they are proving e(cid:909)ective. (cid:58)e remain vigilant about protecting 
our employees’ health and safety; supporting our customers’ critical 
operations; and ensuring business continuity. 

In Defence, we maintain our leading position as a non-OEM training 
and mission support partner thanks to our leading-edge capabilities 
in translating the physical world into the synthetic world. The U.S. 
and other militaries will continue to seek out best-in-class support for 
fighters, helicopters, trainer aircraft, maritime patrol, tanker/transport 
and remotely piloted aircraft. We are leveraging our training systems 
integrator capabilities in the land, naval, space and cyber domains 
to  provide  multi-domain  solutions,  a  market  for  which  we  expect 
long-term healthy demand. We are expanding beyond training and 
into mission support solutions, from systems engineering, decision 
support and sta(cid:909) augmentation. (cid:50)ur e(cid:91)pertise in the integration of 
live, virtual and constructive training is providing attractive inroads 
towards leveraging our modelling and simulation expertise towards 
the  synthetic  environments  for  planning,  analysis  and  operational 
decision  support.  We  have  a  large  backlog  of  contracts  with 
government customers to provide training solutions and operational 
support services that are considered essential to national security. 
Looking  ahead,  the  long-term  outlook  for  Defence  continues  to 

(cid:22)(cid:581) (cid:53)eflects (cid:918)(cid:36)(cid:55)(cid:36) historical figures and estimates

be supported by a large addressable market but we are expecting 
fiscal  pressures  as  lower  oil  prices  for  many  of  our  customers  in 
international markets, may present near-term choppiness. 

In  Healthcare,  our  purpose,  mission  and  passion  is  to  make 
healthcare safer. (cid:58)e believe the significant changes wrought by this 
pandemic will continue to result in new appreciation for the critical 
role e-learning, healthcare simulation and training can provide. We 
might  have  been  too  early  in  these  markets  but  looking  forward, 
the secular shifts ahead appear promising. We continue to believe 
CAE Healthcare is well positioned to capitalize on this change in the 
appreciation of the importance, relevancy and benefits of healthcare 
simulation and training to improve safety and to help save lives both 
at a steady state and during a healthcare crisis. With its innovative 
products and demonstrated agility, we expect Healthcare will become 
a more material part of the company over the long term. 

In summary, we are confronting a challenging period in CAE’s history 
due to COVID-19 and we immediately took action to secure the safety 
and well-being of our employees and customers. We drove ourselves 
to  innovate  rapidly  in  response  to  an  urgent  need  for  ventilators, 
safety  masks  and  better  medical  training;  we  wasted  no  time  in 
heeding  the  call  and  discovered  our  own  resourcefulness  in  the 
process. We have taken the most appropriate measures to safeguard 
the  best  interests  of  the  company,  employees,  customers  and  all 
other stakeholders. We have thoughtfully considered how the post-
C(cid:50)(cid:57)(cid:918)(cid:39)-(cid:20)(cid:28) world might be di(cid:909)erent and concluded that despite the 
present opaque environment and continued near-term uncertainty, 
air travel will recover and we will stand shoulder to shoulder with our 
customers proactively to reimagine their needs before they ask and 
as such, continue our promise to be their training partner of choice. 
Present rockiness notwithstanding, CAE’s fundamentals remain solid 
and the ability to respond to challenges with agility is at the very core 
of why CAE excels as a global market leader and innovator. We will 
forge  ahead  in  applying  leading  edge  technology  to  significantly 
improve our customers’ experience. As the industry thought leader, 
we  are  paving  the  way  to  modernize  the  very  fundamentals  of 
training and operational support in Civil, Defence and Healthcare. 
CAE is and will remain a highly innovative company with over seven 
decades of industry firsts under its belt. (cid:36)s we manage through this 
pandemic, we remain steadily focused on the future, and I am sure 
we will ultimately be stronger for it.

In recognition of the Honourable John Manley

Finally,  we  would  like  to  conclude  by  congratulating  C(cid:36)E(cid:519)s  (cid:37)oard 
Chair,  the  (cid:43)onourable  (cid:45)ohn  (cid:48)anley,  (cid:51).C.,  (cid:50).C.,  who  received  the 
Woodrow Wilson Award for Public Service from the Wilson Center’s 
Canada Institute in recognition of his contribution to enhancing the 
Canada-U.S. bilateral relationship following the terrorist attacks of 
September(cid:98)(cid:20)(cid:20), 200(cid:20), through the development of the Smart (cid:37)order 
Declaration. 

(cid:55)he (cid:58)ilson Center recogni(cid:93)es e(cid:91)emplary individuals who reflect the 
values  of  Woodrow  Wilson,  the  28th  U.S.  President,  a  leader  who 
believed  that  (cid:522)(cid:55)here  is  no  higher  religion  than  human  service.  (cid:55)o 
work for the common good is the greatest creed.(cid:523)

(cid:45)ohn  is  certainly  very  deserving  of  this  honour,  which  bestowed 
in  the  spirit  of  service,  is  representative  of  a  career  in  which  his 
thought leadership has served many, including C(cid:36)E. (cid:45)ohn became 
an independent director of CAE in 2008 and in 2018 was appointed 
Chair of CAE’s Board of Directors. He has served as Canada’s former 
(cid:39)eputy (cid:51)rime (cid:48)inister, (cid:48)inister of Foreign (cid:36)(cid:909)airs, Finance (cid:48)inister 
and Industry Minister.

Table of Contents 
Management’s Discussion and Analysis 

1.  HIGHLIGHTS 
2.  INTRODUCTION 
3.  ABOUT CAE 

3.1  Who we are 
3.2  Our mission 
3.3  Our vision 
3.4  Our strategy 
3.5  Our operations 
3.6  Foreign exchange 
3.7  Non-GAAP and other financial measures 

4.  CONSOLIDATED RESULTS 

4.1  Results from operations – fourth quarter of fiscal 2020 
4.2  Results from operations – fiscal 2020 
4.3  Consolidated orders and total backlog 

5.  RESULTS BY SEGMENT 

5.1  Civil Aviation Training Solutions 
5.2  Defence and Security 
5.3  Healthcare 

6.  CONSOLIDATED CASH MOVEMENTS AND LIQUIDITY 

6.1  Consolidated cash movements 
6.2  Sources of liquidity 
6.3  Government participation 
6.4  Contractual obligations 

7.  CONSOLIDATED FINANCIAL POSITION 
7.1  Consolidated capital employed 
7.2  Off balance sheet arrangements 
7.3  Financial instruments 
8.  BUSINESS COMBINATIONS 
9.  EVENTS AFTER THE REPORTING PERIOD 
10.  BUSINESS RISK AND UNCERTAINTY 

10.1  Risks relating to the COVID-19 pandemic 
10.2  Risks relating to the industry 
10.3  Risks relating to the Company 
10.4  Risks relating to the market 
11.  RELATED PARTY TRANSACTIONS 
12.  CHANGES IN ACCOUNTING POLICIES 

12.1  New and amended standards adopted 
12.2  Use of judgements, estimates and assumptions 

13.  CONTROLS AND PROCEDURES 

13.1  Evaluation of disclosure controls and procedures 
13.2  Internal control over financial reporting 

14.  OVERSIGHT ROLE OF AUDIT COMMITTEE AND BOARD OF DIRECTORS 
15.  ADDITIONAL INFORMATION 
16.  SELECTED FINANCIAL INFORMATION 

Consolidated Financial Statements 
Board of Directors and Officers 
Shareholder and Investor Information 
Forward-Looking Statements 

1 
3 
4 
4 
4 
4 
4 
5 
14 
14 
17 
17 
18 
19 
20 
21 
23 
26 
28 
28 
28 
30 
30 
31 
31 
33 
33 
36 
36 
37 
37 
39 
41 
46 
48 
49 
49 
50 
52 
52 
52 
52 
52 
53 
55 
111 
112 
113 

Management’s Discussion and Analysis
for the fourth quarter and year ended March 31, 2020 

1.      HIGHLIGHTS

FINANCIAL1

FOURTH QUARTER OF FISCAL 2020

 (amounts in millions, except per share amounts, ROCE and book-to-sales)

Q4-2020

Q4-2019

Variance $

Variance %

Income Statement
Revenue
Segment operating income (SOI)1
SOI before specific items1
Net income attributable to equity holders of the Company
Basic and diluted earnings per share (EPS)
Net income before specific items1
EPS before specific items1
Cash Flows
Free cash flow1
Net cash provided by operating activities
Financial Position
Capital employed1
Non-cash working capital1
Net debt1
Return on capital employed (ROCE)1
ROCE before specific items
Backlog
Total backlog1
Order intake1
Book-to-sales ratio1
Book-to-sales ratio for the last 12 months

FISCAL 2020

 (amounts in millions, except per share amounts)

Income Statement
Revenue
Segment operating income
SOI before specific items
Net income attributable to equity holders of the Company
Basic earnings per share
Diluted earnings per share
Net income before specific items
EPS before specific items
Cash Flows
Free cash flow
Net cash provided by operating activities

$
$
$
$
$
$
$

$
$

$
$
$
%
%

$
$

$
$
$
$
$
$
$
$

$
$

977.3
146.5
193.9
78.4
0.29
122.3
0.46

185.1
246.3

$
$
$
$
$
$
$

$
$

4,944.0
6.0
2,365.7

$
$
$
9.1 %
10.7 %

$
$

9,458.1
778.8
0.80
1.05

$
$
$
$
$
$
$

$
$

$
$
$

$
$

1,022.0
170.4
177.2
122.3
0.46
127.5
0.48

116.8
166.3

4,292.2
41.4
1,882.2
11.9
12.9

9,494.9
1,414.4
1.38
1.20

(44.7)
(23.9)
16.7
(43.9)
(0.17)
(5.2)
(0.02)

68.3
80.0

651.8
(35.4)
483.5

(4 %)
(14 %)
9 %
(36 %)
(37 %)
(4 %)
(4 %)

58 %
48 %

15 %
(86 %)
26 %

(36.8)
(635.6)

— %
(45 %)

FY2020

FY2019

Variance $

Variance %

3,623.2
537.1
590.4
311.4
1.17
1.16
359.7
1.34

351.2
545.1

$
$
$
$
$
$
$
$

$
$

3,304.1
480.6
487.4
330.0
1.24
1.23
335.2
1.25

323.8
530.4

$
$
$
$
$
$
$
$

$
$

319.1
56.5
103.0
(18.6)
(0.07)
(0.07)
24.5
0.09

27.4
14.7

10 %
12 %
21 %
(6 %)
(6 %)
(6 %)
7 %
7 %

8 %
3 %

Specific items include the impacts of the integration of Bombardier's Business Aviation Training Business (BBAT) in fiscal 2019. In fiscal 2020, 
specific  items  also  include  the  impacts  of  Defence  and  Security's  reorganizational  costs  and  the  impact  of  the  goodwill  impairment  charge 
recognized in Healthcare.

1 Non-GAAP and other financial measures (see Section 3.7).

CAE Financial Report 2020 I 1

Management’s Discussion and Analysis

IMPACT OF THE COVID-19 PANDEMIC
The COVID-19 pandemic has created unprecedented uncertainty in the global economy, the global air transportation environment, air 
passenger travel and to CAE's business. Several of our customers are facing significant challenges, with airlines and business jet operators 
having to ground a majority of their aircraft in response to travel bans, border restrictions, and lower demand for air travel. We continue 
to take measures to protect the health and safety of our employees, work with our customers to minimize potential disruptions and support 
our community in addressing the challenges posed by this global pandemic. This outbreak has had an important and immediate impact 
on all our businesses, especially in the Civil Aviation Training Solutions segment.

For the Civil Aviation Training Solutions segment, the impacts of the COVID-19 pandemic resulted in the closure of certain training centre 
operations, lower utilization of our simulators in the network due to reduced demand from aviation customers and interruptions in the 
execution of our backlog. For the Defence and Security segment, delays were experienced in the awarding of new contracts and in the 
execution and advancement of certain programs. For the Healthcare segment, customers were primarily focused on managing the acute 
operational demands of this healthcare crisis rather than focusing on their training needs, which resulted in less focus and budget for 
normal operations and training projects.

To date, we have implemented several flexible measures to protect our financial position and preserve liquidity, including the reduction 
of capital expenditures and R&D investments in fiscal 2021, strict cost containment measures, salary freezes, salary reductions, reduced 
work weeks and temporary layoffs, as well as a suspension of our common share dividend and share repurchase plan in response to the 
impact of the COVID-19 pandemic. Additionally, we have worked with defence customers to secure more favorable terms for milestone 
payments as well as offer contract modifications to increase work scope and with suppliers for extended payment terms. We have recalled 
1,500 employees as a result of government relief programs but there is uncertainty as to how long these programs could last.

You will find more details on the impacts of the COVID-19 pandemic on our business in About CAE, Results by segment, Business risk 
and uncertainty and Use of judgements, estimates and assumptions.

ADOPTION OF IFRS 16 - LEASES
Effective April 1, 2019 we adopted IFRS 16 - Leases using the modified retrospective approach. The modified retrospective approach 
applies the requirements of the standard retrospectively with the cumulative effects of initial application recorded in opening retained 
earnings as at April 1, 2019, and with no restatement of the comparative periods. Comparative information continues to be reported under 
IAS 17 - Leases and related interpretations. The impacts of adoption on our consolidated statement of financial position and consolidated 
income statement are discussed further in Changes in accounting policies.

BUSINESS COMBINATIONS
–  On April 26, 2019, we acquired the remaining equity interest in Pelesys Learning Systems Inc. (Pelesys), a global leader in the provision 

of aviation training solutions and courseware;

–  On June 26, 2019, we acquired the shares of Luftfartsskolen AS, an ab-initio flight school located in Oslo, Norway, expanding our 

cadet training capabilities in Europe.

OTHER
–  On November 4, 2019, we concluded a 15-year exclusive business aviation training services agreement with Directional Aviation 
Capital affiliates and the acquisition of a 50% stake in SIMCOM Holdings, Inc. (SIMCOM), an operator of a wide range of jet, turboprop 
and piston powered aircraft simulators and training devices;
In December 2019, we issued unsecured senior notes of US$100.0 million, maturing in December 2034, and repaid unsecured senior 
notes amounting to $95.0 million, which matured during the month;

– 

–  After considering the general economic conditions and the deterioration in the global economic environment from the uncertainties 
of the COVID-19 pandemic, we recorded an impairment charge of $37.5 million relating to goodwill acquired in previous business 
acquisitions in Healthcare. 

EVENTS AFTER THE REPORTING PERIOD
–  On April 6, 2020, we announced a series of flexible measures to protect our financial position in response to the COVID-19 pandemic 
and mitigate the impact on our employees. The measures include temporarily laying off 2,600 of our 10,500 employees and placing 
another 900 employees on a reduced work week and the suspension of our common share dividend and normal course issuer bid 
(NCIB);

–  On April 9, 2020, we concluded a new two-year $500.0 million unsecured revolving credit facility which provides access to additional 

liquidity and further strengthens our financial position;

–  On April 10, 2020, we concluded an agreement with the Government of Canada to design and manufacture 10,000 CAE Air1 ventilators 

to provide life support to patients in intensive care to support the COVID-19 pandemic;

–  On April 20, 2020, we announced that we have recalled all remaining temporarily laid-off employees in Canada through the Canada 
Emergency Wage Subsidy (CEWS) program, impacting approximately 1,500 employees. We have accessed and are working to access 
government support programs in countries in which we operate;

–  On May 19, 2020, we concluded an agreement to increase the limit of our receivable purchase program from US$300.0 million to    

US$400.0 million.

2 I CAE Financial Report 2020

Management’s Discussion and Analysis

2.     INTRODUCTION
In this report, we, us, our, CAE and Company refer to CAE Inc. and its subsidiaries. Unless we have indicated otherwise:
–  This year and 2020 mean the fiscal year ending March 31, 2020;
–  Last year, prior year and a year ago mean the fiscal year ended March 31, 2019;
–  Dollar amounts are in Canadian dollars.

This report was prepared as of May 22, 2020 and includes our management’s discussion and analysis (MD&A) for the year and the 
three month period ended March 31, 2020 and the consolidated financial statements and notes for the year ended March 31, 2020. We 
have prepared it to help you understand our business, performance and financial condition for fiscal 2020. Except as otherwise indicated, 
all  financial  information  has  been  reported  in  accordance  with  International  Financial  Reporting  Standards  (IFRS)  as  issued  by  the 
International Accounting Standards Board (IASB). All quarterly information disclosed in the MD&A is based on unaudited figures.

For additional information, please refer to our annual consolidated financial statements for this fiscal year, which you will find in the financial 
report for the year ended March 31, 2020. The MD&A provides you with a view of CAE as seen through the eyes of management and 
helps you understand the company from a variety of perspectives:
–  Our mission;
–  Our vision;
–  Our strategy;
–  Our operations;
–  Foreign exchange;
–  Non-GAAP and other financial measures;
–  Consolidated results;
–  Results by segment;
–  Consolidated cash movements and liquidity;
–  Consolidated financial position;
–  Business combinations;
–  Events after the reporting period;
–  Business risk and uncertainty;
–  Related party transactions;
–  Changes in accounting policies;
–  Controls and procedures;
–  Oversight role of Audit Committee and Board of Directors.

You  will  find  our  most  recent  financial  report  and  Annual  Information  Form  (AIF)  on  our  website  at  www.cae.com,  on  SEDAR  at 
www.sedar.com or on EDGAR at www.sec.gov. Holders of CAE’s securities may also request a printed copy of the Company’s consolidated 
financial statements and MD&A free of charge by contacting Investor Relations (investor.relations@cae.com).

ABOUT MATERIAL INFORMATION

This report includes the information we believe is material to investors after considering all circumstances, including potential market 
sensitivity. We consider something to be material if:
– 
– 

It results in, or would reasonably be expected to result in, a significant change in the market price or value of our shares, or;
It is quite likely that a reasonable investor would consider the information to be important in making an investment decision.

CAUTION REGARDING FORWARD-LOOKING STATEMENTS

This report includes forward-looking statements about our activities, events and developments that we expect to or anticipate may occur 
in the future including, for example, statements about our vision, strategies, market trends and outlook, future revenues, capital spending, 
expansions and new initiatives, financial obligations and expected sales. Forward-looking statements normally contain words like believe, 
expect,  anticipate,  plan,  intend,  continue,  estimate,  may,  will,  should,  strategy,  future  and  similar  expressions.  By  their  nature, 
forward looking  statements  require  us  to  make  assumptions  and  are  subject  to  inherent  risks  and  uncertainties  associated  with  our 
business which may cause actual results in future periods to differ materially from results indicated in forward-looking statements. While 
these statements are based on management’s expectations and assumptions regarding historical trends, current conditions and expected 
future developments, as well as other factors that we believe are reasonable and appropriate in the circumstances, readers are cautioned 
not to place undue reliance on these forward-looking statements as there is a risk that they may not be accurate.

CAE Financial Report 2020 I 3

 
Management’s Discussion and Analysis

Important risks that could cause such differences include, but are not limited to, risks relating to the COVID-19 pandemic such as health 
and safety, reduction and suspension of operations, global economic conditions, diversions of management attention, heightened IT risks, 
liquidity risks and credit risks, risks relating to the industry such as competition, business development and awarding of new contracts, 
level and timing of defence spending, government-funded defence and security programs, constraints within the civil aviation industry, 
regulatory matters, risks relating to CAE such as evolving standards and technology innovation, our ability to penetrate new markets, 
R&D  activities,  fixed-price  and  long term  supply  contracts,  strategic  partnerships  and  long-term  contracts,  procurement  and  original 
equipment manufacturer (OEM) leverage, product integration and program management, protection of our intellectual property and brand, 
third-party intellectual property, loss of key personnel, labour relations, natural or other disasters, environmental laws and regulations, 
climate change, liability risks that may not be covered by indemnity or insurance, warranty or other product-related claims, integration of 
acquired  businesses  through  mergers,  acquisitions,  joint  ventures,  strategic  alliances  or  divestitures,  reputational  risk,  U.S.  foreign 
ownership, control or influence mitigation measures, length of sales cycle, seasonality, continued returns to shareholders, information 
technology and cybersecurity, our reliance on technology and third party providers, data privacy, and risks relating to the market such as 
foreign exchange, availability of capital, credit risk, pension plan funding, doing business in foreign countries, geopolitical uncertainty, 
anti-corruption laws and taxation matters. Additionally, differences could arise because of events announced or completed after the date 
of this report. You will find more information in the Business risk and uncertainty section of the MD&A. We caution readers that the risks 
described above are not necessarily the only ones we face; additional risks and uncertainties that are presently unknown to us or that 
we may currently deem immaterial may adversely affect our business.

Except as required by law, we disclaim any intention or obligation to update or revise any forward-looking statements whether as a result 
of new information, future events or otherwise. The forward-looking information and statements contained in this report are expressly 
qualified by this cautionary statement.

3.     ABOUT CAE

3.1       Who we are

CAE is a global leader in training for the civil aviation, defence and security, and healthcare markets. Backed by a record of more than 
70 years of industry firsts, we continue to help define global training standards with our innovative virtual-to-live training solutions to make 
flying safer, maintain defence force readiness and enhance patient safety. We have the broadest global presence in the industry, with 
over 10,500 employees, 160 sites and training locations in over 35 countries. Each year, we train more than 220,000 civil and defence 
crewmembers, including more than 135,000 pilots, and thousands of healthcare professionals worldwide.

CAE’s common shares are listed on the Toronto and New York stock exchanges under the symbol CAE.

3.2       Our mission

Through the training we provide, our mission is to make air travel safer, defence forces mission ready and healthcare safer.

3.3       Our vision

Our vision is to be the recognized global training partner of choice to enhance safety, efficiency and readiness. 

3.4       Our strategy

We address safety, efficiency and readiness for customers in three core markets: civil aviation, defence and security, and healthcare.

We are a unique, pure-play training company with a proven record, of more than 70 years, of commitment to our customers’ long-term 
training needs.

We  offer  the  most  innovative  and  broadest  range  of  comprehensive  training  solutions  across  a  global  network  by  incorporating  a 
combination of live training on actual platforms, virtual training in simulators and mixed reality applications, and constructive training using 
computer-generated simulations. Our strategic imperatives focus on the protection of our leadership position and growing at a superior 
rate than the underlying markets. 

Six pillars of strength
We believe there are six fundamental strengths that underpin our strategy and position us well for sustainable long-term growth:
–  High degree of recurring business;
–  Strong competitive moat;
–  Headroom in large markets;
–  Underlying long-term secular tailwinds;
–  Potential for superior returns;
–  Culture of innovation.

High degree of recurring business
We operate in highly regulated industries with mandatory and recurring training requirements for maintaining professional certifications. 
Over 60% of our business is derived from the provision of services, which is an important source of recurring business, and largely involves 
long-term agreements with many airlines, business aircraft operators and defence forces. 

4 I CAE Financial Report 2020

Management’s Discussion and Analysis

Strong competitive moat
Our global training network, unique end-to-end cadet to captain training solutions, digitally-enabled training systems, training systems 
integrator expertise, unrivaled customer intimacy and strong, recognizable brand further strengthen our competitive moat.

Headroom in large markets
We provide innovative training solutions to customers in large addressable markets in civil aviation, defence and security and healthcare. 
Significant untapped market opportunities exist in these three core businesses, with substantial headroom to grow our market share over 
the long-term.

Underlying long-term secular tailwinds
The civil aviation sector is expected to grow over the long-term as passenger traffic recovers, and in defence and security, the market is 
expected  to  continue  to  grow  with  an  emphasis  on  the  operational  readiness  of  defence  forces.  Healthcare  is  expected  to  become 
increasingly relevant in a world more acutely aware of the benefits of healthcare simulation and training to help save lives at a steady 
state and in a healthcare crisis. 

Potential for superior returns
In each of our businesses, we have the potential to grow at a rate superior to our underlying markets because of our potential to gain 
share within the markets we serve. Our rising proportion of revenue from training services provides potential for lower amplitude cyclicality 
as training is largely driven by the training requirements of the installed fleet. In addition, we leverage our leading market position to 
deepen and expand our customer relationships. We see opportunity to further utilize our training network and generate more revenue 
from existing assets and to deploy new assets with accretive returns. 

Culture of innovation
We derive significant competitive advantage as an innovative leader in simulation products and training solutions. In collaboration with 
our customers, we design and deliver the industry's most sophisticated training systems, employing the latest in simulation, mixed reality 
and digital technologies, which are shaping the future of training.

3.5       Our operations

We provide integrated training solutions to three markets globally:
–  The civil aviation market includes major commercial airlines, regional airlines, business aircraft operators, civil helicopter operators, 
aircraft manufacturers, third-party training centres, flight training organizations, maintenance repair and overhaul organizations (MRO) 
and aircraft finance leasing companies;

–  The defence and security market includes defence forces, OEMs, government agencies and public safety organizations worldwide;
–  The healthcare market includes hospital and university simulation centres, medical and nursing schools, paramedic organizations, 

defence forces, medical societies and OEMs. 

IMPACT OF THE COVID-19 PANDEMIC
In late December 2019, a novel coronavirus (SARS-CoV-2/COVID-19) was identified with original cases in China and cases subsequently 
confirmed in multiple countries throughout the world. The outbreak was declared a Public Health Emergency of International Concern on 
January 30, 2020 and was subsequently categorized as a pandemic by the World Health Organization on March 11, 2020. The outbreak 
of the COVID-19 pandemic has resulted in governments and businesses worldwide adopting emergency measures to combat the spread 
of the virus while seeking to maintain essential services. These measures have included, without limitation, travel bans, border restrictions, 
lockdown protocols and self-isolation measures. 

COVID-19 has created unprecedented uncertainty in the global economy, the global air transportation environment and air passenger 
travel, disrupted global supply chains, created significant economic downturn and disruption of financial markets. These adverse economic 
conditions are expected to continue for as long as the measures taken to contain the spread of the COVID-19 virus persist and certain 
conditions could continue even upon the gradual removal of such measures and thereafter, especially in the global air transportation 
environment and air passenger travel. These measures and conditions have adversely affected, and are expected to continue to adversely 
affect, our business and financial results, for as long as the measures adopted in response to the COVID-19 pandemic remain in place 
or are re-introduced, and such adverse effects could be material.

The COVID-19 pandemic started impacting several operational locations and markets across the globe starting in January and February 
in Asia, and through the rest of the world in March 2020. Several of our customers are facing significant challenges, with airlines and 
business jet operators having to ground a majority of their aircraft in response to travel bans, border restrictions, and lower demand for 
air travel. This outbreak has had an important and immediate impact on all our businesses, especially in Civil Aviation where commercial 
airlines  are  experiencing significant financial challenges, as a result of an unprecedented shock to demand together with significant 
disruptions to our own operations, including facility closures, supply chain disruptions, program execution delays, slower procurement 
decisions and changes to our customer’s acquisition priorities. We continue to take measures to protect the health and safety of our 
employees, work with our customers to minimize potential disruptions and support our community in addressing the challenges posed 
by this global pandemic.

CAE Financial Report 2020 I 5

Management’s Discussion and Analysis

Impacts to CAE's operations
Civil Aviation 
Pilot training is an essential service and critical to maintaining our customers' operations, however, with the global airline industry facing 
a severe and abrupt drop in air passenger travel and with airlines and business jet operators having to ground a majority of their aircraft, 
we have experienced a significant drop in demand for our training services. Reduction in demand combined with public directives resulted 
in 19 of our civil aviation training locations, representing approximately one-third of our training network, suspending operations and 
another 10 training centres operating at significantly reduced capacity as at March 31, 2020. By the beginning of May 2020, 13 training 
centres were closed and 15 of the training centres that remained open were operating at reduced capacities. In addition to disruptions to 
our civil training centre network, under public directives, we also had to suspend most manufacturing operations of civil simulator products 
starting on March 25, 2020; with gradual recommencement of manufacturing operations in May 2020. 

Reductions  in  domestic  and  international  passenger  demand  have  severely  impacted  the  aviation  industry.  Our  commercial  airline 
customers are deferring initial training for new pilots and in some cases, airlines have sought temporary deferrals of pilot recurrent training 
requirements  from  local  authorities.  Business  aviation  activity  has  also  reduced  due  to  self-isolation  measures,  travel  bans,  border 
restrictions and lockdown protocols. This has resulted in considerably lower training utilization than normal in the fourth quarter of fiscal 
2020, which has been reflected in our results for the quarter. To preserve resources, airlines are also deferring new aircraft deliveries and 
seeking financial help from local governments. This will likely result in lower simulator orders for the upcoming fiscal year than in recent 
years and some delays in the execution of our backlog. CAE continues to work closely with our customers to monitor the situation and 
support their needs. 

The financial impact from the decreased training utilization, production slowdown, reduced orders and deliveries and other disruptions 
is expected to significantly negatively impact the operations and financial performance of fiscal of the upcoming fiscal year. The current 
view for fiscal year 2021 is for a material decrease in operational and financial performance in the first half, and for the second half of the 
year to potentially begin to inflect positively, as markets are expected to begin to reopen, and travel restrictions are eased.  

Defence and Security
While the COVID-19 pandemic has severely impacted all sectors of society, governments have reaffirmed the critical role played by the 
military and are taking measures to minimize impacts to both defence forces and the defence industrial base. In countries where we have 
significant operations, most of those governments have classified the defence market as an essential service and determined that some 
level of training must continue to meet readiness requirements in support of national security. Consequently, only six defence operational 
sites were closed, which means that over 90% of the sites where we provide services have remained open at full or reduced capacity. 
Manufacturing operations for defence simulator products have continued during the pandemic, however, execution has been disrupted 
by mobility limitations and client access restrictions.

Despite  some  of  the  mitigating  initiatives  taken  by  governments,  there  have  been  negative  implications  on  CAE’s  defence  business 
segment due to the pandemic. We have a range of programs with defence and OEM customers globally that have experienced project 
advancement delays due to travel bans, border restrictions, client access restrictions and supply chain disruptions. Some of the required 
progress and acceptance testing has continued with virtual meetings and remote work procedures, but delays have impacted some key 
milestones negatively affecting revenue and operating profit. In addition, there have been delays in the awarding of new contracts as 
government acquisition authorities follow directives in their respective countries to shelter-in-place and eliminate travel. These delays 
impacted order intake during the fourth quarter, and we expect a continued delay in the awarding of new contracts during at least the first 
half of fiscal year 2021.

Healthcare
In Healthcare, a large contingent of the market for simulation products are medical and nursing schools who have also come under  
lockdown protocols, which has negatively affected our ability to conclude contracts and to deliver on existing orders. The pandemic began 
to affect market demand in Asia early in the fourth quarter of fiscal 2020, as border restrictions were implemented, and in Europe and in 
North America later in March. In the hospital market, our customers are primarily focused on managing the acute operational demands 
of this healthcare crisis rather than focusing on their training needs, which could result in less focus and budget for normal operations 
and training projects in the near term. Manufacturing operations for healthcare products also continued during the pandemic.

You will find more details on the financial impacts of COVID-19 on our businesses in Results by segment.

Social impact
To help in the fight against COVID-19, our CAE engineers and scientists have designed an easy-to-use, maintainable, easy-to-manufacture 
ventilator prototype to provide life support to patients in intensive care. In April 2020, CAE was selected by the Canadian government to 
design and manufacture 10,000 of these CAE Air1 ventilators to support the COVID-19 pandemic. 

CAE has also provided complimentary training seminars on how to prepare healthcare workers in the fight against COVID-19. The CAE 
team launched simulation-based training solutions, both web and hardware based, to train personnel in the safe practice of ventilation 
and  intubation,  which  is  key  to  saving  lives. Additionally,  CAE  is  leveraging  its  global  supply  chain  to  source  scarce  N95  masks  for 
humanitarian purposes in support of front-line health workers. To date, CAE has secured some 600,000 N95 masks which have been 
delivered to the Governments of Quebec and Manitoba, doing our part to help keep healthcare-workers safe.

6 I CAE Financial Report 2020

Management’s Discussion and Analysis

Measures to bolster liquidity and mitigate the impacts to our business
To address the negative impact of COVID-19, CAE has been closely monitoring and actively implementing and updating our response 
to the evolving COVID-19 pandemic to attenuate the impact on our employees, to ensure CAE preserves the necessary liquidity through 
this downturn and to ensure that we will be in a position of strength to serve our customers when the markets begin to recover from this 
pandemic. We have formed a committee composed of the senior leadership team and key leaders in the organization to monitor, on a 
daily basis, the evolution of the pandemic, to evaluate the measures being put in place by local and national governments and the resulting 
impacts on CAE and to implement necessary contingency plans in real time as the current situation continues to unfold, with a focus on 
three priorities: protecting employees’ health and safety, supporting customers’ critical operations and ensuring business continuity. 

To date, CAE has implemented several flexible measures to protect our financial position and preserve liquidity and reduce operating 
costs,  including  the  reduction  of  capital  expenditures  and  R&D  investments  in  fiscal  2021,  strict  cost  containment  measures,  salary 
freezes, salary reductions, reduced work weeks and temporary layoffs, as well as a suspension of our common share dividend and share 
repurchase plan in response to the impact of the COVID-19 pandemic. At the same time, we have taken initiatives to renegotiate contracts 
with defence customers to secure more favorable terms for milestone payments as well as offer contract modifications to increase work 
scope and with suppliers for extended payment terms. We have also successfully negotiated payment deferrals on certain lease liabilities 
and government royalty and R&D obligations. Subsequent to the year-end, we concluded a new two-year $500.0 million senior unsecured 
revolving credit facility and we increased our receivable purchase program from US$300.0 million to US$400.0 million. These transactions 
provide access to additional liquidity and further strengthen our financial position.

As at March 31, 2020, we had a higher than normal cash and cash equivalents balance on hand to increase liquidity and preserve financial 
flexibility in light of the COVID-19 pandemic. Total available liquidity at March 31, 2020 was $1.5 billion, including $946.5 million in cash 
and cash equivalents, undrawn amounts on our revolving credit facility and the balance available under our receivable purchase program. 
With the addition of our new revolving credit facility and increased limit on our receivable purchase program subsequent to the year-end, 
we have available liquidity of $2.1 billion. We believe that our cash and cash equivalents, the availability under our committed revolving 
credit facility and cash generated from our operations will be sufficient to provide liquidity for our operations over the foreseeable future.

To minimize the impact on employees through this difficult period, CAE has accessed government emergency relief measures and wage 
subsidy programs available around the world. In April 2020, through the Canadian CEWS program, CAE was able to recall all temporarily 
laid-off employees in Canada. We have accessed and are working to access government support programs in countries in which we 
operate. 

Resiliency of CAE's business
We entered this pandemic from a position of strength with a global leading market position, a balanced business with recurring revenue 
streams, and a solid financial position. We have taken decisive yet flexible actions to help protect our people and operations over the 
short-term and to give us the necessary agility to resume long-term growth when global air travel eventually returns. 

In Civil aviation, training is highly regulated, and for pilots to remain active and to continue to hold their certifications, they must train 
regularly to demonstrate proficiency, usually every six to nine months. While training activities related to growth of the global pilot population 
and movements of pilots to new positions, have been curtailed significantly, recurrent training to maintain certification is non discretionary. 
To adapt to these new circumstances, we have already introduced new virtual service offerings to support our customers such as obtaining 
U.S. Federal Aviation Administration (FAA) and other Civil Aviation Authority approvals for virtual training in certain of our flight training 
organizations. Our capacity to adapt and the increasing need for airlines to come up with cost containment measures as a result of this 
pandemic could act as a catalyst for potential customers who may come to realize the benefits of outsourcing their training needs to CAE 
as a means to reduce their in-house training costs. Another important contributor to our resiliency is the solid backlog of Civil full-flight 
simulator orders, which have been pre-funded by customer deposits and progress payments. While we expect some requests for deferrals, 
order cancellations are not common given the capital customers have deployed and since the orders are closely linked to airline operational 
requirements. 

For Defence, governments recognize the critical importance of national defence and have been proactive in implementing measures to 
maintain and protect the defence industry and its suppliers, evidenced by many governments who are using defence programs as a 
mechanism to maintain and stimulate the economy.  For example, countries such as Canada, the United Kingdom and Australia have 
implemented measures such as accelerated payments to support supplier cash flows. This, combined with our Defence backlog, provides 
an additional layer of diversification for our business. We have also demonstrated our ability to adapt in these challenging circumstances 
with, for example, the development of a range of offboard instructor operator station (IOS) solutions which are now being offered to global 
defence customers. These offboard IOS solutions help address social distancing requirements by removing the instructor from the cockpit 
of the simulator and still providing the required features and functionality to continue conducting training and mission rehearsal exercises.

We see future opportunities arising in the Healthcare business including our new CAE Air1 ventilator product line, COVID-19 related 
training solutions, and increased recognition of the value of simulation-based preparedness for pandemics and other high-risk scenarios. 
This is supported by professional organizations such as the International Nursing Association of Clinical Simulation and Learning (INACSL) 
and the Society for Simulation in Healthcare (SSH) who are proposing that regulatory bodies and policymakers demonstrate flexibility by 
allowing the replacement of clinical hours usually completed in a live healthcare setting with that of virtually simulated experiences as a 
result of this pandemic.

CAE Financial Report 2020 I 7

Management’s Discussion and Analysis

CIVIL AVIATION MARKET
We provide comprehensive training solutions for flight, cabin, maintenance and ground personnel in commercial, business and helicopter 
aviation, a complete range of flight simulation training devices, as well as ab initio pilot training and crew sourcing services.

We have the unique capability and global scale to address the total lifecycle needs of the professional pilot, from cadet to captain, with 
our comprehensive aviation training solutions. We are the world’s largest provider of civil aviation training services. Our deep industry 
experience and thought leadership, large installed base, strong relationships and reputation as a trusted partner, enable us to access a 
broader share of the market than any other company in our industry. We provide aviation training services in more than 35 countries and 
through our broad global network of more than 60 training locations, we serve all sectors of civil aviation including airlines and other 
commercial, business and helicopter aviation operators.

Among our thousands of customers, we have long-term training centre operations and training services agreements and joint ventures 
with approximately 40 major airlines and aircraft operators around the world. Our range of training solutions includes product and service 
offerings for pilot, cabin crew and aircraft maintenance technician training, training centre operations, curriculum development, courseware 
solutions and consulting services. We currently operate 306 full-flight simulators (FFSs)2, including those operating in our joint ventures. 
We offer industry-leading technology, and we are shaping the future of training through innovations such as our next generation training 
systems, including CAE Real-time Insights and Standardized Evaluations (CAE RiseTM), which improves training quality, objectivity and 
efficiency through the integration of untapped flight and simulator data-driven insights into training. In the formation of new pilots, CAE 
operates the largest ab initio flight training network in the world and has over 30 cadet training programs globally. In resource management, 
CAE is the global market leader in the provision of flight crew and technical personnel to airlines, aircraft leasing companies, manufacturers 
and MRO companies worldwide.

Quality, fidelity, reliability and innovation are hallmarks of the CAE brand in flight simulation and we are the world leader in the development 
of civil flight simulators. We continuously innovate our processes and lead the market in the design, manufacture and integration of civil 
FFSs for major and regional commercial airlines, business aircraft operators, third-party training centres and OEMs. We have established 
a wealth of experience in developing first-to-market simulators for more than 35 types of aircraft models. Our flight simulation equipment, 
including FFSs, are designed to meet the rigorous demands of their long and active service lives, often spanning several decades of 
continuous use. Our global reach enables us to provide best-in-class support services such as real-time, remote monitoring and enables 
us to leverage our extensive worldwide network of spare parts and service teams.

Market drivers
Demand for training solutions in the civil aviation market is driven by the following:
–  Pilot training and certification regulations;
–  Safety and efficiency imperatives of commercial airlines and business aircraft operators;
–  Expected long-term global growth in air travel;
–  Expected long-term growth or renewal of the active fleet of commercial and business aircraft;
–  Demand for trained aviation professionals.

Pilot training and certification regulations
Civil aviation training is a largely recurring business driven by a highly-regulated environment through global and domestic standards for 
pilot licensing and certification, amongst other regulatory requirements. These recurring training requirements are mandatory and are 
regulated by national and international aviation regulatory authorities such as the International Civil Aviation Organization, European 
Aviation Safety Agency (EASA), and the FAA.

In recent years, pilot certification processes and regulatory requirements have become increasingly stringent. Simulation-based pilot 
certification training is taking on a greater role internationally with the Multi-Crew Pilot License (MPL), with the Airline Transport Pilot 
certification requirements in the U.S. and with Upset Prevention and Recovery Training (UPRT) requirements mandated by both EASA 
and the FAA.

Safety and efficiency imperatives of commercial airlines and business aircraft operators
The commercial airline industry is competitive, requiring operators to continuously pursue operational excellence and efficiency initiatives 
to achieve satisfactory returns while continuing to maintain the highest safety standards and the confidence of air travelers. Airlines are 
finding it increasingly more effective to seek expertise in training from trusted partners such as CAE to address growing efficiency gaps, 
pilot capability gaps, evolving regulatory and training environments, and on-going aircraft programs. Partnering with a training provider 
like CAE gives airlines immediate access to a world-wide fleet of simulators, courses, programs and instruction capabilities, and allows 
them flexibility in pursuing aircraft fleet options that suit their business.

Our  newest  innovation  in  pilot  training  systems,  CAE  Rise™,  is  well  positioned  to  elevate  the  pilot  training  experience.  Backed  by 
industry leading technology, this system enables instructors to deliver training in accordance with airlines’ Standard Operating Procedures 
and  enables  instructors  to  objectively  assess  pilot  competencies  using  live  data  during  training  sessions.  Furthermore,  CAE Rise™ 
augments instructors’ capability to identify pilot proficiency gaps and evolve airline training programs to the most advanced aviation safety 
standards, including Advanced Qualification Program and Evidence Based Training methodologies. 

2 Non-GAAP and other financial measures (see Section 3.7).
8 I CAE Financial Report 2020

Management’s Discussion and Analysis

Expected long-term global growth in air travel
The secular growth in air travel results in long-term demand for flight, cabin, maintenance and ground personnel, which in turn drives 
demand for training solutions.

Temporary disruptions due to the COVID-19 pandemic are significantly adversely impacting air travel as governments worldwide attempt 
to limit the spread of the virus. For the first three months of calendar 2020, passenger traffic decreased by 22% compared to the first three 
months of calendar 2019 and the International Air Transport Association (IATA) forecasts that, for the year, domestic and international 
passenger demand will experience a 48% decrease compared to calendar 2019. 

In the short-term, as airlines adjust their fleets to accommodate demand for air travel, we anticipate some measure of pent up training 
demand as pilots are reassigned to different aircraft types in accordance with their seniority. 

Looking ahead, once travel restrictions and lockdown protocols are lifted and as worldwide demand for air travel regains strength, both 
the commercial and business aviation industries are expected to level out and return to growth over the medium to long-term due to 
demand recovery combined with the introduction of new aircraft models and technologies. 

Expected long-term growth or renewal of the active fleet of commercial and business aircraft
As an integrated training solutions provider, our long-term growth is closely tied to the active commercial and business aircraft fleet. Short 
and medium-term growth in aircraft fleets will experience pressure as airlines realign fleet capacity to meet new demand levels and OEMs 
reduced production. 

Major business jet OEMs are continuing with plans to introduce a variety of new aircraft models in the upcoming years including Dassault's 
Falcon 6X and Gulfstream’s G700.

Our business aviation training network, comprehensive suite of training programs, key long-term OEM partnerships and ongoing network 
investments, position us well to effectively address the training demand arising from the entry-into-service of these new aircraft programs.

Our  strong  competitive  moat  in  the  aviation  market,  as  defined  by  our  extensive  global  training  network,  best-in-class  instructors, 
comprehensive training programs and strength in training partnerships with airlines and business aircraft operators, allows us to effectively 
address training needs that arise from a growing active fleet of aircraft.

We are well positioned to leverage our technology leadership and expertise, including CAE 7000XR Series FFSs, CAE 400XR, 500XR, 
and 600XR Series Flight Training Devices and CAE Simfinity™ ground school solutions, in delivering training equipment solutions that 
address the growing training needs of airlines, business jet operators, and helicopter operators.

Demand for trained aviation professionals
Demand for trained aviation professionals is driven by air traffic growth, pilot retirements and by the number of aircraft deliveries. As global 
economies and airlines resume expansion following the COVID-19 pandemic disruption, we are well positioned in the training services 
market to address the training requirements of airline customers. 

DEFENCE AND SECURITY MARKET
We are a training and mission support solutions provider for defence forces across the air, land and naval domains, and for government 
organizations responsible for public safety.

We are a global leader in the development and delivery of training and mission support solutions for defence forces. While the COVID-19 
pandemic has created uncertainty in all sectors of society, governments have reaffirmed the critical and essential role played by the 
military  and  are  taking  measures  to  minimize  impacts  to  both  defence  forces  and  the  defence  industrial  base.  Most  militaries  use  a 
combination  of  live  training  on  actual  platforms,  virtual  training  in  simulators,  and  constructive  training  using  computer-generated 
simulations. We are skilled and experienced as a training systems integrator capable of helping defence forces achieve an optimal balance 
of integrated live-virtual-constructive training to achieve mission preparedness. Our expertise in training spans a broad variety of aircraft, 
including fighters, helicopters, trainer aircraft, maritime patrol, tanker/transport aircraft and remotely piloted aircraft, also called unmanned 
aerial systems. Increasingly, we are leveraging our training systems integration capabilities in the naval domain to provide naval training 
solutions, as evidenced by the program to provide the United Arab Emirates Navy with a comprehensive Naval Training Centre and our 
role supporting the design phase of the Canadian Surface Combatant ship program. We offer training solutions for land forces, including 
a  range  of  driver,  gunnery  and  maintenance  trainers  for  tanks  and  armoured  fighting  vehicles  as  well  as  constructive  simulation  for 
command  and  staff  training.  Increasingly,  we  are  engaged  with  defence  customers  to  provide  a  range  of  mission  support  solutions, 
including systems engineering, decision support and staff augmentation. For example, our CAE USA Mission Solutions Inc. (MSI), a 
subsidiary of CAE USA Inc., that is eligible to pursue and execute higher-level security programs, provides a variety of operational support 
solutions to the U.S. Department of Defense (DoD).

CAE Financial Report 2020 I 9

Management’s Discussion and Analysis

Defence forces continue to increasingly leverage virtual training and balance their training approach between live, virtual and constructive 
domains to achieve maximum readiness and efficiency. We pursue programs requiring the integration of live, virtual and constructive 
training which tend to be larger in size than programs involving only one of the three training domains. We are a first-tier training systems 
integrator and can offer our customers a comprehensive range of innovative training solutions, ranging from digital learning environments 
and mixed reality capabilities to integrated live, virtual and constructive training in a secure networked environment. Our solutions typically 
include a combination of training services, products and software tools designed to cost-effectively maintain and enhance safety, efficiency, 
and  readiness.  We  have  a  wealth  of  experience  delivering  and  operating  outsourced  training  solutions  with  facilities  that  are 
government owned government-operated; government-owned contractor-operated; or contractor-owned contractor operated. We offer 
training needs analysis, training media analysis, courseware, instructional systems design, facilities, tactical control centres, synthetic 
environments, mixed reality solutions, a range of simulators and training devices, live assets, digital media classrooms, distributed training, 
scenario development, instructors, training centre operations, and a continuous training improvement process leveraging big data analytics. 
In addition, we are increasingly leveraging our modeling and simulation expertise to enable defence forces to use synthetic environments 
for planning, analysis, and operational decision support.

We have delivered simulation products and training services to approximately 50 defence forces in over 40 countries. We provide training 
and operational support services such as contractor logistics support, maintenance services, systems engineering, staff augmentation, 
classroom instruction and simulator training at over 100 sites around the world, including our joint ventures. We also support live flying 
training, such as the live training delivered as part of the North Atlantic Treaty Organization (NATO) Flying Training in Canada and the 
U.S. Army Fixed-Wing Flight Training programs, as we help our customers achieve an optimal balance across their training enterprise.

Installed base of enduring defence platforms and new customers;

Market drivers
Demand for training and operational support solutions in the defence and security markets is driven by the following:
–  Defence budgets;
– 
–  Attractiveness of outsourcing training, maintenance and operational support services;
–  Pilot and aircrew recruitment, training and retention challenges faced by militaries globally;
–  Desire to integrate training systems to achieve efficiencies and enhanced preparedness;
–  Need for synthetic environments to conduct integrated, networked mission training, including joint and coalition forces exercises;
–  Desire of governments and defence forces to increase the use of synthetic environments, including mixed reality solutions;
–  Relationships with OEMs for simulation and training.

Defence budgets
The global defence market continued its modest growth in 2019 as security threats remain and recapitalization efforts continued, thus 
requiring governments worldwide to continue increasing defence budgets. Prior to the COVID-19 pandemic, which has created uncertainty 
as governments introduce fiscal stimulus measures, defence expenditures were expected to grow approximately three percent in 2020 
to reach an estimated US$1.9 trillion, with the United States continuing to be the largest contributor to defence spending. The approved 
DoD budget for fiscal 2020 was US$738 billion. In addition, the majority of the 29 members of NATO devised plans to increase defence 
spending  to  two  percent  of  their  Gross  Domestic  Product.  For  example,  Canada  expects  to  grow  annual  defence  spending  from 
approximately $19 billion to $33 billion by 2027. NATO and allied nations continue to confront the immediate challenges posed by security 
threats and have been increasingly renewing and augmenting their strategic defences in view of emerging and resurgent geopolitical 
threats. Growing defence budgets in the U.S. and much of NATO, as well as other regions such as Asia and the Middle East, will create 
increased opportunities throughout the defence establishment. Many countries are also implementing economic stimulus packages related 
to COVID-19 with defence and the defence industrial base identified as essential, for example the DoD received an additional budget of 
US$10.5 billion as a COVID-19 emergency stimulus package. Training is fundamental for defence forces to achieve and maintain mission 
preparedness and continued modest growth in defence spending is expected to result in corresponding opportunities for training and 
operational support solutions. There is however some risk that defence spending may be negatively impacted because of spending on 
COVID-19 stimulus measures and the impact of potentially recessionary environment.

Installed base of enduring defence platforms and new customers
CAE generates a high degree of recurring business from its strong position on enduring platforms, including long-term services contracts. 
Most defence forces in mature markets are required to maximize use of their existing platforms. Upgrades, updates, and life extension 
programs allow defence forces to leverage existing assets while creating a range of opportunities for simulator upgrades and training 
support services. Given our extensive installed base of simulators worldwide, our prime contractor position on programs such as the U.S. 
Air Force (USAF) KC-135 Aircrew Training System and C-130H Aircrew Training System, and our experience on key enduring platforms, 
we are well-positioned for recurring product upgrades or updates as well as maintenance and support services. In addition, there is strong 
demand  for  enduring  platforms  such  as  the  C-130,  P-8,  C295,  MH-60R,  NH90  and  MQ-9  in  global  defence  markets,  thus  creating 
opportunities to provide new training systems and services for platforms where CAE has significant experience.

10 I CAE Financial Report 2020

Management’s Discussion and Analysis

Attractiveness of outsourcing training, maintenance and operational support services
Another driver for CAE’s expertise and capabilities is the efficiency gained by our customers from outsourcing training and support services. 
Defence forces and governments continue to find ways to maximize efficiency and enhance readiness, which includes allowing active duty 
personnel to focus on operational requirements. There has been a growing trend among defence forces to consider outsourcing a variety 
of training and operational support services and we expect this trend to continue, which aligns directly with our strategy to grow long term, 
recurring services business. We believe governments will increasingly look to industry for training and operational support solutions to 
achieve faster delivery, lower capital investment requirements, and for support required to meet the demand for producing aircrews and 
achieve desired readiness levels. For example, we are delivering fixed-wing flight training to the U.S. Army at the CAE Dothan Training 
Center in Dothan, Alabama. At this training centre, we offer comprehensive classroom, simulator and live-flying training and we believe 
this type of training service delivery program will become increasingly attractive to defence forces globally.

Pilot and aircrew recruitment, training and retention challenges faced by militaries globally
The COVID-19 pandemic has introduced uncertainty across the commercial aviation landscape, but prior to the pandemic the expansion 
of global economies and airline fleets had resulted in a shortage of qualified personnel needed to fulfill the growing demand for pilots, as 
expressed in CAE’s Airline and Business Jet Pilot Demand Outlook. This demand from the civil and business aviation sector has a direct 
impact on the recruitment, training and retention of military pilots. The USAF alone estimates it has a shortfall of approximately 2,100 
pilots, which represents 10% of the entire force. The challenge has led to militaries looking at numerous initiatives designed to address 
the  pilot  shortage,  including  initiatives  specifically  related  to  training  such  as  the  U.S. Air  Force  Pilot Training Transformation  project. 
Militaries are considering further outsourcing as well as adopting new technologies that help make pilot training more streamlined and 
efficient. The military pilot and aircrew shortage and related training challenges will create opportunities for CAE’s products, services and 
solutions. 

Desire to integrate training systems to achieve efficiencies and enhanced preparedness
Increased operational tempo combined with limited personnel and budget pressures have prompted defence forces around the world to 
seek reliable partners who can help develop, manage and deliver the training systems required to support today’s complex platforms and 
operations.  Increasingly,  defence  forces  are  considering  a  more  integrated  and  holistic  approach  to  training.  To  help  manage  the 
complexities and challenges, many training programs are calling for industry partners to help design and manage a total training system. 
Our approach has positioned us globally as a platform-independent training systems integrator. The overall intent for defence forces is to 
maximize commonality for increased efficiencies, cost savings, and most importantly, enhanced capability for mission preparedness. As 
a training systems integrator, we address the overall training enterprise to deliver comprehensive solutions, from undergraduate individual 
training all the way through to operational, multi-service and joint mission training.

Need for synthetic environments to conduct integrated, networked mission training, including joint and coalition forces exercises
There is a growing trend among defence forces to use synthetic training to meet more of their mission training requirements, and to 
integrate and network various training systems so military forces can train in a virtual world. Simulation-based technology solutions enable 
defence customers to plan sophisticated missions and carry out full-mission rehearsals in a synthetic environment as a complement to 
traditional live training for mission preparation. Allies are cooperating and creating joint and coalition forces, which are driving the demand 
for networked training and operations. Training devices that can be networked to train different crews and allow for networked training 
across a range of platforms are increasingly important as the desire to conduct mission rehearsal exercises in a synthetic environment 
increases. For example, the U.S., U.K., Australia, Canada and others all have plans and strategies to leverage live-virtual-constructive 
domains within a networked common synthetic environment. We are strong proponents of open, standard simulation architectures, such 
as the Open Geospatial Consortium Common Database, to better enable integrated and networked mission training. For instance, we 
are currently developing a Joint Multinational Simulation Centre for a Gulf Cooperation Council customer that will be used by commanders 
and operators from the Army, Air Force, Navy and Staff Colleges to conduct military training and decision support across all level of 
operations.

Desire of governments and defence forces to increase the use of synthetic environments, including mixed reality solutions
One of the underlying drivers for our expertise and capabilities is the increasing use of synthetic training throughout the defence community. 
More defence forces and governments are increasingly adopting synthetic environments for a greater percentage of their overall approach 
because it improves training effectiveness, reduces operational demands on aircraft, lowers risk compared to operating actual platforms 
and significantly lowers costs. Synthetic environments offer defence forces a cost-effective way to provide a realistic environment for a 
wide variety of scenarios while contributing to preparedness and readiness. The higher cost of live activities, the desire to save aircraft 
for operational use, and the advanced simulation technologies delivering more realism are several factors prompting a greater adoption 
of the use of synthetic environments. 

The nature of mission-focused training demands at least some live training; however, the shift to more synthetic training is advancing. For 
example, in fiscal 2019, we introduced the CAE Medallion MR e-Series visual system designed specifically for fighter and fast-jet training. 
The CAE Medallion MR e-Series visual  system is now being procured by BAE Systems to support synthetic training capabilities for 
undisclosed customers operating next-generation fighter aircraft. In addition, digital innovations have led to the introduction of the CAE 
Trax Academy, which integrates virtual-reality enhanced courseware, artificial intelligence virtual coaching, mixed reality capabilities and 
big data analytics to deliver a comprehensive training continuum for military student pilots. Included as part of the CAE Trax Academy is 
the CAE Sprint Virtual Reality (VR) trainer that leverages CAE Rise™ for virtual coaching and objective assessment.

CAE Financial Report 2020 I 11

 
 
 
Management’s Discussion and Analysis

Relationships with OEMs for simulation and training
We  are  an  important  partner  to  OEMs  because  of  our  experience,  global  presence,  and  innovative  technologies. We  partner  with 
manufacturers in the defence and security market to strengthen relationships and position for future opportunities. OEMs have introduced 
new platforms and continue to upgrade and extend the life of existing platforms, which drives worldwide demand for training systems. For 
example, Boeing has developed the P-8 maritime patrol aircraft and has subcontracted CAE to design and develop P-8 operational flight 
trainers for the U.S. Navy and other international customers. Boeing continues to market the P-8 internationally, which will create further 
opportunities for us. Other examples of our relationships with OEMs on specific platforms creating opportunities for training systems 
include Airbus Defence & Space on the C295, which will be delivered to the Royal Canadian Air Force for the Fixed-Wing Search and 
Rescue program; Leonardo on the M-346 lead-in fighter trainer; Lockheed Martin on the C-130J Super Hercules transport aircraft, which 
continues to be acquired by several branches of the USAF as well as international militaries; and General Atomics on the Predator family 
of remotely piloted aircraft. We are also part of Team Seahawk in partnership with the U.S. Navy and companies such as Lockheed Martin/
Sikorsky which is offering the MH-60R helicopter under the foreign military sales program to international customers.

HEALTHCARE MARKET
We offer integrated education and training solutions including surgical and imaging simulations, curriculum, audiovisual and centre 
management platforms and patient simulators to healthcare students and clinical professionals across the professional life cycle.

Simulation-based training is one of the most effective ways to prepare healthcare practitioners to care for patients and respond to critical 
situations while reducing medical errors. We are leveraging our experience and best practices in simulation-based aviation training to 
deliver innovative solutions to improve the safety and efficiency in the delivery of patient care. As such, we have established three CAE 
Healthcare Centres of Excellence to date to improve clinical education and develop new training technologies and curriculum for healthcare 
professionals and students. The healthcare simulation market is expanding, with a shift in the U.S. from fee-for-service to value-based 
care in hospitals, and with simulation centres becoming increasingly more prevalent in nursing and medical schools.

We offer the broadest and most innovative portfolio of medical training solutions, including patient, ultrasound and interventional (surgical) 
simulators, audiovisual and centre management platforms, augmented reality applications, e-learning and curriculum for simulation based 
healthcare education and training. We have provided training solutions to customers in more than 80 countries that are currently supported 
by our global network. We are a leader in patient simulators which are based on advanced models of human physiology that realistically 
mimic  human  responses  to  clinical  interventions.  For  example,  our  high-fidelity  childbirth  simulator,  Lucina,  was  designed  to  offer 
exceptional realism for simulated scenarios of both normal deliveries and rare maternal emergencies. During the last two years, we 
continued to invest in the development of new products to address growing demand in the healthcare simulation market. We launched 
the CAE Juno clinical skills manikin which enables nursing programs to adapt to the decreased access to live patients due to the complex 
conditions of hospital patients and the liability concerns in healthcare, the CAE Ares emergency care manikin designed for advanced life 
support and American Heart Association (AHA) training and the CAE Luna neonatal simulator which is an innovative critical care simulation 
for newborns and infants. With these solutions, we are providing some of the industry's most innovative learning tools to healthcare 
academic institutes, which represent the largest segment of the healthcare simulation market. We continue to push the boundaries of 
technology and we were the first to bring a commercial Microsoft HoloLens mixed reality application to the medical simulation market. 
We continue to integrate augmented and virtual reality into our advanced software platforms to deliver custom training solutions and 
ground-breaking products.

Through our Healthcare Academy, we deliver peer-to-peer training at customer sites as well as in our training centres in Canada, Germany, 
the U.K. and U.S. Our Healthcare Academy includes more than 50 adjunct faculties consisting of nurses, physicians, paramedics and 
sonographers who, in collaboration with leading healthcare institutions, have developed more than 500 Simulated Clinical Experience 
(SCE) courseware packages for our customers. 

We offer turnkey solutions, project management and professional services for healthcare simulation programs. We also collaborate with 
medical device companies and scientific societies to develop innovative and custom training solutions. In collaboration with the American 
Society of Anesthesiologists (ASA), we have released five online modules for Anesthesia SimSTAT, a virtual healthcare training environment 
for practicing physicians. This new platform provides continuing medical education for Maintenance of Certification in Anesthesiology 
(MOCA)  and  has  allowed  us  to  expand  access  to  simulation-based  clinical  training  among  the  anesthesia  community.  Furthermore, 
through industry partnerships with medical device companies, we have developed a specialized interventional simulator to train physicians 
to  implant  a  new  generation  of  pacemakers  as  well  as  a  modular,  portable  catheterization  laboratory  interventional  simulator,  CAE 
CathLabVR, which was introduced to the cardiac simulation community in September 2018. In January 2018, we announced a collaboration 
with  the AHA  to  establish  a  network  of  International Training  Sites  to  deliver  lifesaving AHA  courses  in  countries  that  are  currently 
underserved. 

Limited access to live patients during training;

Market drivers
Demand for our simulation products and services in the healthcare market is driven by the following:
– 
–  Medical and mixed reality technology revolution;
–  Broader adoption of simulation, with a demand for innovative and custom training approaches;
–  Growing emphasis on patient safety and outcomes.

12 I CAE Financial Report 2020

Management’s Discussion and Analysis

Limited access to live patients during training
Traditionally, medical education has been an apprenticeship model in which students care for patients under the supervision of more 
experienced staff. In this model, students have limited access to high-risk procedures, rare complications and critical decision making 
skills. The use of simulation in professional training programs complements traditional learning and allows students to hone their clinical 
and critical thinking skills for high risk, low frequency events. In 2014, the U.S. National Council of State Boards of Nursing released a 
ground-breaking study on the effectiveness of simulation training in pre-licensure nursing programs and published national simulation 
guidelines that are still in use today. Among the findings, nursing students who spent up to 50 percent of clinical hours in high quality 
simulation were as well-prepared for professional practice as those whose experiences were drawn from traditional clinical practice. In 
the U.K., the Nursing and Midwifery Council announced in April 2018 that it has lifted the cap on the number of hours nursing students 
can spend in simulation-based training in place of clinical hours. In addition, during the COVID-19 pandemic, SSH and INACSL called 
for more flexibility in replacing required clinical training hours for health science students with simulation hours, emphasizing that virtual 
simulation is an effective teaching method that results in improved student learning outcomes. State boards of nursing have begun to 
change requirements to help ensure that learners and new graduates can continue their education and would be ready to enter the 
workforce.

Simulation provides consistent, repeatable training and exposure to a broader range of patients and scenarios than one may experience 
in normal clinical practice. As an example, our Vimedix ultrasound simulator offers more than 200 patient pathologies for cardiac, emergency 
and obstetrics and gynaecology medicine. The training and education model is evolving, as evidenced by 22 NATO countries prohibiting 
the use of live animals in military medical training. CAE Healthcare simulators provide a low-risk alternative for practicing life-saving 
procedures, inter-professional team training and major disaster response.

Medical and mixed reality technology revolution
Advancements  in  medical  technology  are  driving  the  use  of  simulation.  New  medical  devices  and  advanced  procedures,  such  as 
intra cardiac echocardiography, cardiac assist devices, and mechanical ventilation enhancements, require advanced training solutions, 
such as simulation, for internal product development and customer training. Regulatory and certification agencies are increasingly stringent 
in requesting that clinicians be trained before adopting new disruptive technologies, an undertaking for which simulation is well suited. 
As a training partner of choice with leading OEMs, we continue to collaborate to deliver innovative and custom training for the introduction 
of new interventional procedures. We were the first to bring a commercial Microsoft HoloLens mixed reality application to the medical 
simulation market and, in January 2020, we released multiple HoloLens 2 applications which will integrate holographic, modeled physiology 
into our emergency care, ultrasound and childbirth simulators that allow learners to envision human anatomy. 

Broader adoption of simulation, with a demand for innovative and custom training approaches
The majority of product and service sales in healthcare simulation involve healthcare education. We estimate the total healthcare simulation 
market  at  approximately  US$1.7  billion.  North America  is  the  largest  market  for  healthcare  simulation,  followed  by  Europe  and Asia. 
Together with our global distribution network, we are reaching new and emerging markets and addressing the international demand 
potential for simulation-based training. CAE segments the healthcare simulation market by virtual, augmented and mixed reality simulators, 
high-fidelity  patient  simulators,  interventional  simulators,  task  trainers,  ultrasound  simulators,  audiovisual  and  simulation  centre 
management solutions, simulated clinical environments and training services. There is a growing body of evidence demonstrating that 
medical  simulation  improves  clinical  competency,  patient  outcomes  and  reduces  medical  errors,  which  can  help  mitigate  the  rate  of 
increase in healthcare costs. Healthcare is expected to become increasingly relevant in a world more acutely aware of the benefits of 
healthcare simulation and training to help save lives at a steady state and in a healthcare crisis.

Growing emphasis on patient safety and outcomes
CAE expects increased adoption of simulation-based training and certification of healthcare professionals as a means to improve patient 
safety and outcomes. We believe this would result in a significantly larger addressable market than the current market which is primarily 
education-based. According to a study by patient-safety researchers published in the British Medical Journal in May 2016, medical errors 
are the third-leading cause of death in U.S. hospitals and the World Health Organization reported in 2018 that there is a 1 in 300 chance 
of being harmed during health care. Training using simulation can help clinicians gain confidence, knowledge and expertise for improving 
patient safety in a risk-free environment. As the Medicare and Medicaid reimbursement structure in U.S. hospitals shifts from being based 
solely on quantity of services to the quality of services (value-based care), including safety and patient outcomes, CAE expects more 
hospitals to implement simulation-based training to improve performance and reduce the risk of medical errors.

Simulation is a required or recommended element in a growing movement towards High Stakes Assessment and Certification. Examples 
in the U.S. include MOCA, Fundamentals of Laparoscopic Surgery and Advanced Trauma Life Support. Moreover, the Accreditation Council 
for Graduate Medical Education is evolving towards outcome-based assessment with specific benchmarks to measure and compare 
performance which favours the adoption of simulation products and training.

CAE Financial Report 2020 I 13

 
 
Management’s Discussion and Analysis

3.6       Foreign exchange

We report all dollar amounts in Canadian dollars. We value assets, liabilities and transactions that are measured in foreign currencies 
using various exchange rates as required by IFRS.

The tables below show the variations of the closing and average exchange rates for the three main currencies in which we operate.

We used the closing foreign exchange rates below to value our assets, liabilities and backlog in Canadian dollars at the end of each of 
the following periods: 

U.S. dollar (US$ or USD)

Euro (€ or EUR)

British pound (£ or GBP)

2020
1.41

1.55

1.75

We used the average foreign exchange rates below to value our revenues and expenses:

U.S. dollar (US$ or USD)

Euro (€ or EUR)

British pound (£ or GBP)

2020
1.33

1.48

1.69

2019
1.34

1.50

1.74

2019
1.31

1.52

1.72

Increase /
(decrease)
5%

3%

1%

Increase /
(decrease)
2%

(3%)

(2%)

For fiscal 2020, the effect of translating the results of our foreign operations into Canadian dollars resulted in a decrease in revenue of 
$11.0 million and a decrease in net income of $2.3 million, when compared to fiscal 2019. We calculated this by translating the current 
year’s foreign currency revenue and net income using the average monthly exchange rates from the previous year and comparing these 
adjusted amounts to our current year reported results. 

You will find more details about our foreign exchange exposure and hedging strategies in Business Risk and Uncertainty. A sensitivity 
analysis for foreign currency risk is included in Note 30 of our consolidated financial statements.

3.7       Non-GAAP and other financial measures

This MD&A includes non-GAAP and other financial measures. Non-GAAP measures are useful supplemental information but may not 
have a standardized meaning according to GAAP. These measures should not be confused with, or used as an alternative for, performance 
measures calculated according to GAAP. Furthermore, these non-GAAP measures should not be compared with similarly titled measures 
provided or used by other companies.

Capital employed
Capital employed
Capital employed is a non-GAAP measure we use to evaluate and monitor how much we are investing in our business. We measure it 
from two perspectives:
Capital used:
–  For the Company as a whole, we take total assets (not including cash and cash equivalents), and subtract total liabilities (not including 

long-term debt and the current portion of long-term debt);

–  For each segment, we take the total assets (not including cash and cash equivalents, tax accounts and other non-operating assets), 
and subtract total liabilities (not including tax accounts, long-term debt and the current portion of long-term debt, royalty obligations, 
employee benefit obligations and other non-operating liabilities).

Source of capital:
– 

In order to understand our source of capital, we add net debt to total equity.

Return on capital employed (ROCE)
ROCE is used to evaluate the profitability of our invested capital. We calculate this ratio over a rolling four-quarter period by taking net 
income attributable to equity holders of the Company excluding net finance expense, after tax, divided by the average capital employed.

Capital expenditures (maintenance and growth) from property, plant and equipment
Maintenance  capital  expenditure  is  a  non-GAAP  measure  we  use  to  calculate  the  investment  needed  to  sustain  the  current  level  of 
economic activity.

Growth capital expenditure is a non-GAAP measure we use to calculate the investment needed to increase the current level of economic 
activity.

14 I CAE Financial Report 2020

Management’s Discussion and Analysis

Earnings per share (EPS) before specific items
Earnings per share before specific items is a non-GAAP measure calculated by excluding restructuring costs, integration costs, acquisition 
costs and other gains and losses arising from significant strategic transactions as well as significant one-time tax items from the diluted 
earnings per share from continuing operations attributable to equity holders of the Company. The effect per share is obtained by dividing 
these restructuring costs, integration costs, acquisition costs, and other gains, net of tax, as well as one-time tax items by the average 
number of diluted shares. We track it because we believe it provides a better indication of our operating performance on a per share basis 
and makes it easier to compare across reporting periods.

Free cash flow
Free cash flow is a non-GAAP measure that shows us how much cash we have available to invest in growth opportunities, repay debt 
and meet ongoing financial obligations. We use it as an indicator of our financial strength and liquidity. We calculate it by taking the net 
cash generated by our continuing operating activities, subtracting maintenance capital expenditures, investment in other assets not related 
to growth and dividends paid and adding proceeds from the disposal of property, plant and equipment, dividends received from equity 
accounted investees and proceeds, net of payments, from equity accounted investees.

Gross profit
Gross profit is a non-GAAP measure equivalent to the operating profit excluding research and development expenses, selling, general 
and administrative expenses, other (gains) losses – net, after tax share in profit of equity accounted investees and restructuring, integration 
and acquisition costs. We believe it is useful to management and investors in evaluating our ongoing operational performance.

Net debt
Net debt is a non-GAAP measure we use to monitor how much debt we have after taking into account cash and cash equivalents. We 
use it as an indicator of our overall financial position, and calculate it by taking our total long-term debt, including the current portion of 
long-term debt, and subtracting cash and cash equivalents.

Net debt-to-capital is calculated as net debt divided by the sum of total equity plus net debt.

Net debt-to-EBITDA is calculated as net debt divided by the last twelve months EBITDA. EBITDA comprises earnings before income 
taxes, finance expense – net, depreciation and amortization.

Net income before specific items
Net income before specific items is a non-GAAP measure we use as an alternate view of our operating results. We calculate it by taking 
our net income attributable to equity holders of the Company from continuing operations and excluding restructuring costs, integration 
costs, acquisition costs and other gains and losses arising from significant strategic transactions as well as significant one-time tax items. 
We track it because we believe it provides a better indication of our operating performance and makes it easier to compare across reporting 
periods.

Non-cash working capital
Non-cash working capital is a non-GAAP measure we use to monitor how much money we have committed in the day-to-day operation 
of our business. We calculate it by taking current assets (not including cash and cash equivalents and assets held for sale) and subtracting 
current liabilities (not including the current portion of long-term debt and liabilities held for sale).

Operating profit
Operating profit is an additional GAAP measure that shows us how we have performed before the effects of certain financing decisions, 
tax structures and discontinued operations. We track it because we believe it makes it easier to compare our performance with previous 
periods, and with companies and industries that do not have the same capital structure or tax laws.

Order intake and Backlog
Order intake
Order intake is a non-GAAP measure that represents the expected value of orders we have received:
–  For  the  Civil Aviation Training  Solutions  segment,  we  consider  an  item  part  of  our  order  intake  when  we  have  a  legally  binding 
commercial  agreement  with  a  client  that  includes  enough  detail  about  each  party’s  obligations  to  form  the  basis  for  a  contract. 
Additionally, expected future revenues from customers under short-term and long-term training contracts are included when these 
customers commit to pay us training fees, or when we reasonably expect the revenue to be generated;

–  For the Defence and Security segment, we consider an item part of our order intake when we have a legally binding commercial 
agreement with a client that includes enough detail about each party’s obligations to form the basis for a contract. Defence and Security 
contracts are usually executed over a long-term period but some of them must be renewed each year. For this segment, we only 
include a contract item in order intake when the customer has authorized the contract item and has received funding for it;

–  For the Healthcare segment, order intake is typically converted into revenue within one year, therefore we assume that order intake 

is equal to revenue.

The book-to-sales ratio is the total orders divided by total revenue in a given period.

CAE Financial Report 2020 I 15

Management’s Discussion and Analysis

Backlog
Total backlog is a non-GAAP measure that represents expected future revenues and includes obligated backlog, joint venture backlog 
and unfunded backlog and options:
–  Obligated backlog represents the value of our order intake not yet executed and is calculated by adding the order intake of the current 
period to the balance of the obligated backlog at the end of the previous fiscal year, subtracting the revenue recognized in the current 
period and adding or subtracting backlog adjustments. If the amount of an order already recognized in a previous fiscal year is modified, 
the backlog is revised through adjustments;

–  Joint venture backlog is obligated backlog that represents the expected value of our share of orders that our joint ventures have 
received but have not yet executed. Joint venture backlog is determined on the same basis as obligated backlog described above;
–  Unfunded backlog represents firm Defence and Security orders we have received but have not yet executed and for which funding 
authorization has not yet been obtained. Options are included in backlog when there is a high probability of being exercised, but 
indefinite-delivery/indefinite-quantity (ID/IQ) contracts are excluded. When an option is exercised, it is considered order intake in that 
period and it is removed from unfunded backlog and options. 

Remaining performance obligations
Remaining performance obligations is a GAAP measure, introduced under the application of IFRS 15, which represents the cumulative 
balance of unsatisfied promises to transfer a distinct good or service to customers as part of a legally binding commercial agreement. 
This measure is similar to our definition of backlog, however excludes joint venture balances, options and estimated contract values:
–  Estimated  contract  values  represent  estimated  future  revenue  from  customers  under  exclusive  short-term  and  long-term  training 
contracts when we expect the revenue to be generated, based on regulated customer training requirements but for which no training 
sessions have yet been booked.

Research and development expenses
Research and development expenses are a financial measure we use to measure the amount of expenditures directly attributable to 
research and development activities that we have expensed during the period, net of investment tax credits and government contributions.

Segment operating income (SOI)
Segment  operating  income  is  a  non-GAAP  measure  and  is  the  sum  of  our  key  indicators  of  each  segment’s  financial  performance. 
Segment operating income gives us an indication of the profitability of each segment because it does not include the impact of any items 
not specifically related to the segment’s performance. We calculate segment operating income by taking the operating profit and excluding 
restructuring costs of major programs that do not arise from significant strategic transactions.

Segment operating income before specific items further excludes restructuring costs, integration costs, acquisition costs and other gains 
and losses arising from significant strategic transactions. We track it because we believe it provides a better indication of our operating 
performance and makes it easier to compare across reporting periods.

Simulator equivalent unit (SEU)
Simulator equivalent unit
SEU is an operating measure we use to show the total average number of FFSs available to generate earnings during the period. For 
example, in the case of a 50/50 flight training joint venture, we will report only 50% of the FFSs deployed under this joint venture as a 
SEU. If a FFS is being powered down and relocated, it will not be included as a SEU until the FFS is re-installed and available to generate 
earnings.

Full-flight simulators (FFSs) deployed in CAE's network
A FFS is a full size replica of a specific make, model and series of an aircraft cockpit, including a motion system. In our count of FFSs 
deployed in the network, we generally only include FFSs that are of the highest fidelity and do not include any fixed based training devices, 
or other lower-level devices, as these are typically used in addition to FFSs in the same approved training programs.

Utilization rate
Utilization rate is one of the operating measures we use to assess the performance of our Civil simulator training network. While utilization 
rate does not perfectly correlate to revenue recognized, we track it, together with other measures, because we believe it is an indicator 
of our operating performance. We calculate it by taking the number of training hours sold on our simulators during the period divided by 
the practical training capacity available for the same period.

16 I CAE Financial Report 2020

4.     CONSOLIDATED RESULTS
4.1       Results from operations – fourth quarter of fiscal 2020

Management’s Discussion and Analysis

(amounts in millions, except per share amounts)

Q4-2020

Q3-2020

Q2-2020

Q1-2020

Q4-2019

Revenue

Cost of sales
Gross profit3 

As a % of revenue

Research and development expenses3 

Selling, general and administrative expenses

Other losses (gains) – net

After tax share in loss (profit) of equity accounted investees

Operating profit3 

As a % of revenue

Finance expense – net

Earnings before income taxes

Income tax expense

As a % of earnings before income taxes

(income tax rate)

Net income

Attributable to:

Equity holders of the Company  

Non-controlling interests

EPS attributable to equity holders of the Company

Basic and diluted
EPS before specific items3

$

$

$

%

$

$

$

$

$

%

$

$

$

%

$

$

$

$

$

$

977.3

665.6

311.7

31.9

36.2

107.9

14.3

6.8

146.5

15.0

38.5

108.0

26.9

25

81.1

78.4

2.7

81.1

0.29

0.46

923.5

632.0

291.5

31.6

33.6

118.3

(3.5)

(11.8)

154.9

16.8

36.7

118.2

18.4

16

99.8

97.7

2.1

99.8

0.37

0.37

896.8

660.1

236.7

26.4

35.8

98.0

(11.5)

(10.4)

124.8

13.9

34.3

90.5

15.5

17

75.0

73.8

1.2

75.0

0.28

0.28

825.6

581.9

243.7

29.5

31.9

113.3

(0.3)

(12.1)

110.9

13.4

34.9

76.0

13.0

17

63.0

61.5

1.5

63.0

0.23

0.24

1,022.0

734.0

288.0

28.2

9.9

123.2

(5.2)

(10.3)

170.4

16.7

25.7

144.7

19.3

13

125.4

122.3

3.1

125.4

0.46

0.48

Revenue was 4% lower compared to the fourth quarter of fiscal 2019

Revenue was $44.7 million lower than the fourth quarter of fiscal 2019. Decreases in revenue were $46.1 million and $7.1 million for 
Defence and Security and Healthcare respectively, partially offset by an increase of $8.5 million in Civil Aviation Training Solutions.

You will find more details in Results by segment.

Segment operating income3 was $23.9 million lower compared to the fourth quarter of fiscal 2019

Segment operating income was $146.5 million this quarter, or 15.0% of revenue, compared to $170.4 million, or 16.7% of revenue, in the 
fourth quarter of fiscal 2019. Decreases in segment operating income were $41.6 million and $18.3 million in Healthcare and Defence 
and Security respectively, partially offset by an increase of $36.0 million for Civil Aviation Training Solutions.

Segment operating income before specific items4 was $193.9 million this quarter, or 19.8% of revenue compared to $177.2 million, or 
17.3% of revenue in the fourth quarter of fiscal 2019. On this basis, segment operating income before specific items was $16.7 million or 
9% higher over the fourth quarter of fiscal 2019.

On April 1, 2019, we adopted IFRS 16 without restating comparative periods. In accordance with IFRS 16, operating lease expense 
previously recognized under IAS 17 is no longer incurred but replaced with additional depreciation from the recognition of additional 
right of-use assets, recorded evenly over the lease term, and higher interest from the recognition of lease obligations, accreted based on 
the effective interest method.

You will find more details in Results by segment.

Net finance expense was $12.8 million higher than the fourth quarter of fiscal 2019
The increase compared to the fourth quarter of fiscal 2019 was mainly due to higher interest on long-term debt due to the issuance of 
unsecured senior notes in March and December 2019, primarily to fund the acquisition of BBAT, and higher interest on lease liabilities 
as a result of the adoption of IFRS 16.

3 Non-GAAP and other financial measures (see Section 3.7).

CAE Financial Report 2020 I 17

 
 
 
 
 
 
 
 
 
Management’s Discussion and Analysis

Income tax rate was 25% this quarter
Income taxes this quarter were $26.9 million, representing an effective tax rate of 25%, compared to 13% for the fourth quarter of fiscal 2019.

In the fourth quarter last year, the tax rate was lower due to the recognition of deferred tax asset not previously recognized in Canada 
arising  from  the  acquisition  of  BBAT  and  in  Europe,  partially  offset  by  the  negative  impact  of  tax  audits  in  Canada.  Excluding  these 
elements, the income tax rate would have been 20% in the fourth quarter last year. 

In the fourth quarter this year, the income tax rate was impacted by a goodwill impairment charge for the Healthcare segment. Excluding 
the effect of the goodwill impairment, the income tax rate would have been 19% this quarter. On this basis, the decrease in the tax rate 
from the fourth quarter of fiscal 2019 was mainly due to the change in the mix of income from various jurisdictions.

4.2       Results from operations – fiscal 2020 

(amounts in millions, except per share amounts)

Revenue

Cost of sales

Gross profit

As a % of revenue

Research and development expenses

Selling, general and administrative expenses

Other gains – net

After tax share in profit of equity accounted investees

Operating profit

As a % of revenue

Finance expense – net

Earnings before income taxes

Income tax expense

As a % of earnings before income taxes (income tax rate)

Net income

Attributable to:

Equity holders of the Company

Non-controlling interests

EPS attributable to equity holders of the Company

Basic

Diluted

EPS before specific items

$

$

$

%

$

$

$

$

$

%

$

$

$

%

$

$

$

$

$

$

$

FY2020

3,623.2

2,539.6

1,083.6

29.9

137.5

437.5

(1.0)

(27.5)

537.1

14.8

144.4

392.7

73.8

19

318.9

311.4

7.5

318.9

1.17

1.16

1.34

FY2019

3,304.1

2,362.6

941.5

28.5

101.4

415.2

(22.3)

(33.4)

480.6

14.5

80.9

399.7

59.6

15

340.1

330.0

10.1

340.1

1.24

1.23

1.25

Revenue was $319.1 million or 10% higher than last year
Increases in revenue were $291.7 million, $24.5 million and $2.9 million for Civil Aviation Training Solutions, Defence and Security and 
Healthcare respectively. 

You will find more details in Results by segment.

Gross profit was $142.1 million higher than last year
Gross profit was $1,083.6 million this year, or 29.9% of revenue compared to $941.5 million, or 28.5% of revenue last year. 

Segment operating income was $56.5 million higher than last year
Segment operating income for the year was $537.1 million, or 14.8% of revenue, compared to $480.6 million, or 14.5% of revenue, last 
year. The increase in segment operating income was $129.0 million for Civil Aviation Training, partially offset by decreases of $45.8 million 
and $26.7 million for Healthcare and Defence and Security respectively. 

Segment operating income before specific items was $590.4 million, or 16.3% of revenue, compared to $487.4 million, or 14.8% of revenue, 
last year. On this basis, segment operating income before specific items was $103.0 million or 21% higher compared to last year.

You will find more details in Results by segment.

18 I CAE Financial Report 2020

 
 
 
 
Net finance expense was $63.5 million higher than last year

(amounts in millions)
Net finance expense, prior period
Change in finance expense from the prior period:

Increase in finance expense on long-term debt (other than lease liabilities)
Decrease in finance expense on royalty obligations
Increase in finance expense on lease liabilities
Increase in other finance expense
Decrease in borrowing costs capitalized

Increase in finance expense from the prior period
Change in finance income from the prior period:

Decrease in interest income on loans and finance lease contracts
Decrease in other finance income

Increase in finance income from the prior period
Net finance expense, current period

Management’s Discussion and Analysis

FY2019 to
FY2020
80.9

42.0
(1.9)
15.7
1.6
1.4
58.8

0.2
4.5
4.7
144.4

$

$

$

$

$
$

Net finance expense was $144.4 million this year, $63.5 million or 78% higher than last year. The increase was mainly due to higher 
interest on long-term debt due to the issuance of unsecured senior notes in March and December 2019, primarily to fund the acquisition 
of BBAT, higher interest on lease liabilities as a result of the adoption of IFRS 16 and lower finance income.

Income tax rate was 19% this year
This fiscal year, income taxes were $73.8 million, representing an effective tax rate of 19%, compared to 15% for the same period last year.

Last  year,  the  tax  rate  was  lower  due  to  the  recognition  of  deferred  tax  asset  not  previously  recognized  in  Canada  arising  from  the 
acquisition of BBAT and in Europe, partially offset by the negative impact of tax audits in Canada. Excluding these elements, the income 
tax rate would have been 19% last year. 

This year, the income tax rate was impacted by a goodwill impairment charge for the Healthcare segment. Excluding the effect of the 
goodwill impairment, the income tax rate would have been 17% this year. On this basis, the decrease in the tax rate compared to last 
year was mainly due to the change in the mix of income from various jurisdictions.

4.3       Consolidated orders and total backlog

Total backlog4 stable compared to last year

(amounts in millions)
Obligated backlog4, beginning of period
+ order intake4
- revenue
+ / - adjustments
Obligated backlog, end of period
Joint venture backlog4 (all obligated)
Unfunded backlog and options4
Total backlog

Reconciliation of total backlog to remaining performance obligations
Total backlog
Less: Joint venture backlog
Less: Options
Less: Estimated contract value4
Remaining performance obligations

The book-to-sales ratio for the quarter was 0.80x. The ratio for the last 12 months was 1.05x. 

You will find more details in Results by segment.

FY2020
7,461.4
3,821.6
(3,623.2)
(28.8)
7,631.0
441.4
1,385.7
9,458.1

9,458.1
(441.4)
(516.4)
(3,636.7)
4,863.6

$

$

$

$

$

FY2019
6,839.4
3,971.4
(3,304.1)
(45.3)
7,461.4
414.5
1,619.0
9,494.9

9,494.9
(414.5)
(494.5)
(3,172.2)
5,413.7

$

$

$

$

$

4 Non-GAAP and other financial measures (see Section 3.7).

CAE Financial Report 2020 I 19

 
 
 
Management’s Discussion and Analysis

5.     RESULTS BY SEGMENT
We manage our business and report our results in three segments:

–  Civil Aviation Training Solutions;
–  Defence and Security;
–  Healthcare.

The method used for the allocation of assets jointly used by the operating segments and costs and liabilities jointly incurred (mostly 
corporate costs) between operating segments is based on the level of utilization when determinable and measurable, otherwise the 
allocation is based on a proportion of each segment’s cost of sales.

Unless otherwise indicated, elements within our segment revenue and segment operating income analysis are presented in order of 
magnitude.

KEY PERFORMANCE INDICATORS

Segment operating income (loss)

(amounts in millions, except operating margins)

FY2020

FY2019 Q4-2020 Q3-2020 Q2-2020 Q1-2020 Q4-2019

Civil Aviation Training Solutions

Defence and Security

Healthcare

Segment operating income

SOI before specific items

Capital employed5

(amounts in millions)

$

%

$

%

$

%

$

$

473.3

21.8

104.8

7.9

(41.0)

—

537.1

590.4

344.3

18.4

131.5

10.1

4.8

3.9

480.6

487.4

151.5

25.2

123.0

22.0

100.2

18.9

32.4

9.5

(37.4)

—

146.5

193.9

31.3

9.4

0.6

1.8

154.9

157.2

26.0

7.7

(1.4)

—

124.8

126.0

98.6

20.6

15.1

4.7

(2.8)

—

110.9

113.3

115.5

19.5

50.7

13.1

4.2

10.3

170.4

177.2

March 31

December 31

September 30

2020

2019

2019

June 30

2019

March 31

2019

Civil Aviation Training Solutions

Defence and Security

Healthcare

Capital employed

$

$

$

$

3,869.6

3,734.5

3,655.2

3,549.6

3,274.7

1,154.0

1,074.4

1,191.8

1,192.2

1,032.0

208.0

5,231.6

224.7

5,033.6

225.8

5,072.8

226.8

4,968.6

222.8

4,529.5

5 Non-GAAP and other financial measures (see Section 3.7).
20 I CAE Financial Report 2020

Management’s Discussion and Analysis

5.1       Civil Aviation Training Solutions

FISCAL 2020 EXPANSIONS AND NEW INITIATIVES

Acquisitions 
–  On April 26, 2019, we acquired the remaining equity interest in Pelesys, a global leader in the provision of aviation training solutions 

and courseware;

–  On June 26, 2019, we acquired the shares of Luftfartsskolen AS, an ab-initio flight school located in Oslo, Norway, expanding our 

cadet training capabilities in Europe.

Expansions
–  We announced the expansion of our training capacity in Asia with new training centres in Bangkok, Thailand and Gurugram, India; 
–  We announced the inauguration of new training centres in London Gatwick, Manchester, and Milan to support the start of our 10-year 

pilot training agreement with easyJet, as well as the growing training needs of airlines in Europe;

–  We announced the expansion of our business aviation network with a new Bombardier Global 7500 FFS and a Bombardier Learjet 75 

flight-training device;

–  On November 4, 2019, we concluded a 15-year exclusive business aviation training services agreement with Directional Aviation 
Capital affiliates and the acquisition of a 50% stake in SIMCOM, an operator of a wide range of jet, turboprop and piston powered 
aircraft simulators and training devices.

New programs and products
–  We announced the launch of our new cutting-edge digital solution, the electronic training and checking authorization (eTCA) application, 

to better manage booking requests for training centres dedicated to business aviation;

–  We welcomed the first five CAE Women in Flight ambassadors and winners of the 2019 scholarships;
–  We announced the launch of a new cadet pilot training program in which CAE will train more than 700 new professional pilots over 

the next 10 years for Southwest Airlines Destination 225° program;

–  We announced two new MPL programs in partnership with easyJet and Volotea;
–  We announced, together with Jazz Aviation and Seneca School of Aviation, a new cadet pilot training program in Canada called Jazz 

Approach;

–  We  have  introduced  new  virtual  service  offerings  to  support  our  customers  as  a  response  to  border  restrictions  arising  from  the 
COVID 19 pandemic including offering remote support for the installation, acceptance and qualification of FFSs, obtaining FAA and 
other Civil Aviation Authority approvals for virtual training in certain of our flight training organizations, and developing remote IOS 
solutions for live instructor interactions during training sessions.

FISCAL 2020 ORDERS
Civil Aviation Training Solutions obtained contracts this quarter expected to generate future revenues of $468.6 million, including contracts 
for 12 FFSs sold to customers in all regions. This brings the total civil order intake to $2,471.5 million and 49 FFSs for the year.

Notable FFS contract awards for the year included:
–  Five FFSs including two Bombardier Challenger CL350s, one Gulfstream G650, one Embraer Legacy 500, and one Embraer Phenom 

300 to SIMCOM International;

–  Two Boeing 737MAX FFSs to Emirates - CAE Flight Training, a joint venture of Emirates Airline and CAE;
–  One Embraer E190 FFS and one Embraer E190-E2 FFS to KLM Royal Airlines;
–  Three Boeing 737MAX FFSs to Southwest Airlines;
–  Two Boeing 777X FFSs to Emirates Airline; 
–  One Airbus A330 FFS to Korean Air; 
–  One Boeing 737MAX FFS to Alaska Airlines;
–  33 FFSs to undisclosed customers.

Notable contract awards for fiscal 2020 included:
–  An extension for 6.5 years for pilot training with LATAM;
–  An exclusive 5-year pilot and cabin crew training agreement with SAS;
–  A 10-year pilot training agreement with JetSmart Airlines SpA; 
–  An extension for 5 years for pilot training with Sunwing Airlines;
–  A 3-year business aviation pilot training renewal with TAG Aviation Holdings;
–  A 3-year business aviation pilot training agreement with Western Air Charter.

CAE Financial Report 2020 I 21

 
Management’s Discussion and Analysis

FINANCIAL RESULTS6

(amounts in millions, except operating
margins, SEU, FFSs deployed,
utilization rate and FFS deliveries)
Revenue

Segment operating income

Operating margins

SOI before specific items

Operating margins

Depreciation and amortization

Property, plant and equipment

expenditures

Intangible assets and other

assets expenditures

Capital employed

Total backlog
SEU6 
FFSs deployed in CAE's network6
Utilization rate6 

FFS deliveries

$

$

%

$

%

$

$

$

$

$

%

FY2020

2,167.5

473.3

21.8

479.4

22.1

232.8

FY2019

Q4-2020

Q3-2020

Q2-2020

Q1-2020

Q4-2019

1,875.8

344.3

18.4

351.1

18.7

157.2

601.9

151.5

25.2

153.6

25.5

59.8

558.1

123.0

22.0

123.4

22.1

59.8

529.9

100.2

18.9

101.4

19.1

57.3

477.6

98.6

20.6

101.0

21.1

55.9

593.4

115.5

19.5

122.3

20.6

47.5

259.9

226.4

78.1

45.8

52.4

83.6

87.9

36.4

3,869.6

5,341.3

33.7

3,274.7

5,039.6

13.7

3,869.6

5,341.3

7.0

3,734.5

5,263.0

10.3

3,655.2

5,124.8

5.4

3,549.6

5,090.3

7.2

3,274.7

5,039.6

247

306

70

56

218

286

76

58

250

306

67

21

252

303

70

12

243

299

69

18

242

294

76

5

224

286

75

25

Revenue stable compared to the fourth quarter of fiscal 2019 
Contributors of increased revenue include the integration into our results of BBAT following its acquisition in the fourth quarter of fiscal 2019, 
higher revenue recognized from simulator sales due to the timing of production milestones on devices for which revenue was not recognized 
upon delivery, and the contribution from recently deployed simulators in our network, prior to the negative COVID-19 impact. The increase 
was offset by a lower number of deliveries compared to record deliveries in the fourth quarter of fiscal 2019, lower utilization in the Americas 
and Europe, and the impact of COVID-19 as described below.

The COVID-19 pandemic has negatively affected our training revenues during the quarter due to a significant decrease in training services 
demand  as  a  result  of  the  reduction  in  airlines  global  operations  and  disruption  to  the  global  air  transportation  environment  and  air 
passenger travel. In addition, travel bans, border restrictions, lockdown protocols and world-wide self-isolation measures have resulted 
in centre closures in the quarter. As at March 31, 2020, 19 of our civil aviation training centres suspended operations, and 10 training 
centres that remained open began operating at significantly reduced capacity. We expect our training utilization to be even further impacted 
in the first half of fiscal 2021 as a result of continued closures and decreased demand. The Montreal manufacturing plant also ceased 
manufacturing operations for civil simulator products on March 25, 2020, under public directives, and while this did not have a significant 
impact on our fiscal 2020 fourth quarter results, we expect it will have an impact during at least the first half of fiscal 2021, subject to the 
timing of return of manufacturing operations and lifting of global travel restrictions.

Revenue was $2,167.5 million this year, 16% or $291.7 million higher than last year
The increase over last year was due to the integration into our results of BBAT, higher revenue recognized from simulator sales due to 
the timing of production and other milestones on devices for which revenue was not recognized upon delivery, the contribution from 
recently deployed simulators in our network prior to the negative COVID-19 impact, and a higher demand for our flight training organization. 
The increase was partially offset by lower utilization in the Americas and in Europe, a lower number of simulator deliveries, and the impact 
of COVID-19 as described above. 

Segment operating income up 31% over the fourth quarter of fiscal 2019 
Segment operating income was $151.5 million (25.2% of revenue) this quarter, compared to $115.5 million (19.5% of revenue) in the 
fourth quarter of fiscal 2019.

Segment operating income increased by $36.0 million, or 31%, over the fourth quarter of fiscal 2019. The increase was mainly due to the 
integration into our results of BBAT operations, a favourable program mix from our manufacturing facility, and the contribution from recently 
deployed simulators in our network, prior to the negative COVID-19 impact. The increase was partially offset by lower utilization mainly 
in Europe and the impact of COVID-19 as described above.

Excluding the costs arising from the acquisition and integration of BBAT, segment operating income before specific items was $153.6 million 
(25.5% of revenue) this quarter, compared to $122.3 million (20.6% of revenue) in the fourth quarter of fiscal 2019. On this basis, the 
current period's segment operating income before specific items was up 26% over the same quarter last year. 

6 Non-GAAP and other financial measures (see Section 3.7).
22 I CAE Financial Report 2020

 
 
Management’s Discussion and Analysis

Segment operating income was $473.3 million, 37% or $129.0 million higher than last year
Segment operating income was $473.3 million (21.8% of revenue) this year, compared to $344.3 million (18.4% of revenue) last year.

The increase was mainly due to the integration into our results of BBAT operations, a favourable program mix from our manufacturing 
facility, and the contribution from recently deployed simulators in our network, before the negative COVID-19 impact. The increase was 
partially offset by lower utilization in the Americas and Europe and the impact of COVID-19 as described above. 

Excluding the costs arising from the acquisition and integration of BBAT, segment operating income before specific items was $479.4 million 
(22.1% of revenue) in fiscal 2020, compared to $351.1 million (18.7% of revenue) in fiscal 2019. On this basis, segment operating income 
before specific items was up 37% over last year. 

Property, plant and equipment expenditures at $78.1 million this quarter and $259.9 million for the year
Maintenance capital expenditures were $19.7 million for the quarter and $60.3 million for the year. Growth capital expenditures were 
$58.4 million for the quarter and $199.6 million for the year.

Capital employed increased $135.1 million over last quarter and $594.9 million over last year
The increase in capital employed over last quarter was due to higher property, plant and equipment, intangible assets and investment in 
equity accounted investees, primarily due to movements in foreign exchange rates. The increase was partially offset by lower non-cash 
working capital, driven by higher accounts payable and accrued liabilities, higher contract liabilities, and higher derivative financial liabilities, 
partially offset by higher accounts receivable and higher contract assets.  

The increase in capital employed over last year was due to higher property, plant and equipment, higher investment in equity accounted 
investees as a result of the acquisition of a 50% stake in SIMCOM, the recognition of right-of-use assets as a result of the adoption of 
IFRS 16, and higher intangible assets. 

Total backlog was up 6% compared to year

(amounts in millions)

Obligated backlog, beginning of period

+ order intake

- revenue

+ / - adjustments

Obligated backlog, end of period

Joint venture backlog (all obligated)

Total backlog

FY2020

$

4,679.2 $

2,471.5

FY2019

3,835.3

2,769.9

(2,167.5)

(1,875.8)

10.3

(50.2)

4,993.5 $

4,679.2

347.8

360.4

5,341.3 $

5,039.6

$

$

Fiscal 2020 adjustments include foreign exchange movements, partially offset by the revaluation of prior year contracts and the cancellation 
of orders from a previous year. 

Fiscal 2019 adjustments include the revaluation of prior year contracts and negative foreign exchange movements, partially offset by 
backlog acquired from BBAT. 

This quarter's book-to-sales ratio was 0.78x. The ratio for the last 12 months was 1.14x.

5.2       Defence and Security

FISCAL 2020 EXPANSIONS AND NEW INITIATIVES

Expansions
–  CAE USA and Leonardo signed a memorandum of agreement to collaborate and offer integrated solutions for helicopter training 

requirements for the U.S. government market; 

–  The Netherlands Ministry of Defence opened a new training facility at Maritime Air Base de Kooy in Den Helder, the Netherlands 
where CAE will provide on-site maintenance and support services for the NH90 full-flight and mission trainer located at the facility;
–  MSI was awarded a position on the U.S. Air Force Advisory & Assistance Services ID/IQ contract. MSI will now have opportunity to 
compete on task orders issued under the ID/IQ contract, which provides for technical training and analytical services to support and 
improve policy development, operational decision-making and management operations.

CAE Financial Report 2020 I 23

Management’s Discussion and Analysis

New programs and products
–  We introduced several new courses at the CAE Dothan Training Center, including C-12/King Air B200 recurrent/refresher courses and 

a new UPRT course;

–  We launched the CAE TRAX Academy, an integrated and advanced training continuum designed to deliver faster and more efficient 
throughput for military student pilot training. As an integral part of CAE TRAX Academy, we introduced the CAE Sprint Virtual Reality 
(VR) trainer, which will enable self-paced learning in an immersive, high-fidelity virtual environment;

–  A CAE-built Predator Mission Trainer was installed at General Atomics Flight Test and Training Center located near Grand Forks, North 

Dakota and will be used to advance the quality and capability of remotely piloted aircraft synthetic training;

–  We have introduced new virtual service offerings to support our customers to meet social distancing requirements arising from the 
COVID-19 pandemic, including virtual acceptance testing and developing offboard IOS solutions that allow for the removal of the 
instructor from the cockpit of the simulator while still providing the required functionality to continue conducting training exercises.

FISCAL 2020 ORDERS 
Defence and Security was awarded $276.6 million in orders this quarter and $1,225.6 million in total for fiscal 2020, including notable 
contract awards from:
–  Lockheed Martin to support the design and manufacture of additional C-130J simulators and training devices as well as simulator 

upgrades for the USAF and U.S. Marine Corps;

–  The USAF to continue providing KC-135 aircrew training services as well as perform a range of simulator upgrades and modifications 

on KC-135 training devices;

–  The NATO Support and Procurement Agency to provide the German Navy with a comprehensive training solution for the NH90 Sea 

Lion helicopter;

–  The Federal Office of Bundeswehr Equipment, Information Technology and In-Service Support in Germany to upgrade and modify 
German Army NH90 full-mission simulators as part of a five-year extension to 2027 of the NH90 contract delivered by the Helicopter 
Flight Training Services joint venture;

–  The U.S. Army to provide fixed-wing flight training and support services at the CAE Dothan Training Center; 
–  Leonardo to provide M346 training devices and upgrades; 
–  BAE Systems to provide the CAE Medallion MR e-Series visual system for undisclosed customers; 
–  Babcock France to provide an additional Pilatus PC-21 full-mission simulator to support pilot training for the French Air Force. 

FINANCIAL RESULTS

(amounts in millions, except
operating margins)
Revenue

Segment operating income

Operating margins

SOI before specific items

Operating margins

$

$

%

$

%

Depreciation and amortization $

Property, plant and equipment

expenditures

Intangible assets and other  

assets expenditures

Capital employed

Total backlog

$

$

$

$

FY2020

1,331.2

FY2019

1,306.7

Q4-2020

Q3-2020

Q2-2020

Q1-2020

Q4-2019

341.8

332.4

336.5

320.5

387.9

104.8

7.9

114.5

8.6

58.2

131.5

10.1

131.5

10.1

46.5

21.3

22.0

32.4

9.5

40.2

11.8

15.4

5.2

31.3

9.4

33.2

10.0

14.1

5.5

26.0

7.7

26.0

7.7

14.6

6.2

15.1

4.7

15.1

4.7

14.1

4.4

50.7

13.1

50.7

13.1

12.4

7.7

53.5

1,154.0

4,116.8

43.7

1,032.0

4,455.3

15.0

1,154.0

4,116.8

11.2

1,074.4

4,171.3

12.7

1,191.8

4,113.6

14.6

1,192.2

4,271.9

14.5

1,032.0

4,455.3

Revenue down 12% over the fourth quarter of fiscal 2019 
The COVID-19 pandemic contributed to delays in the execution of programs from backlog and in order intake. A range of Defence programs 
involving government and OEM customers globally experienced delays due to travel bans, border restrictions, client access restrictions 
and supply chain disruptions. In addition, there have been delays in the awarding of new contracts as government acquisition authorities 
follow directives in their respective countries to shelter-in-place and eliminate travel. The decrease in revenue from the fourth quarter of 
fiscal 2019 was also due to a lower level of activity on North American programs, partially offset by an increased level of activity on 
European programs this quarter.

Revenue was $1,331.2 million this year, 2% or $24.5 million higher than last year
The increase was mainly due to the integration into our results of AOCE following its acquisition in the second quarter of fiscal 2019, as 
well as higher revenue from European programs and was partially offset by lower revenue due to COVID-19-related program delays, as 
described above, and lower revenue from Middle Eastern programs.

24 I CAE Financial Report 2020

 
 
 
Management’s Discussion and Analysis

Segment operating income down 36% over the fourth quarter of fiscal 2019 
Segment operating income was $32.4 million (9.5% of revenue) this quarter, compared to $50.7 million (13.1% of revenue) in the fourth 
quarter of fiscal 2019. 

The decrease from the fourth quarter of fiscal 2019 was due in part to COVID-19 related program delays and a lower level of activity on 
North American programs, as mentioned above, in addition to reorganizational costs incurred this quarter. The decrease was partially 
offset by lower selling, general and administrative expenses and increased activity on our European programs.

Following certain changes that we made in the segment focus, we have reviewed certain product offerings that resulted in a loss in value 
of some assets. This loss has been included in the reorganization costs for the segment. Excluding these reorganizational costs, segment 
operating income before specific items was $40.2 million (11.8% of revenue) this quarter, compared to $50.7 million (13.1% of revenue) 
in the fourth quarter of fiscal 2019. On this basis, the current period's segment operating income before specific items was down 21%
from the same quarter last year. 

Segment operating income was $104.8 million this year, 20% or $26.7 million lower than last year
Segment operating income was $104.8 million (7.9% of revenue) this year, compared to $131.5 million (10.1% of revenue) last year.

The decrease from last year was due in part to COVID-19-related program delays, as described above, lower contributions from North 
American  product  programs,  due  to  order  delays  and  execution  on  program  milestones  for  certain  contracts  in  backlog,  as  well  as 
reorganizational costs incurred this year. The decrease was partially offset by increased activity on our European programs.

Excluding reorganizational costs, segment operating income before specific items was $114.5 million (8.6% of revenue) in fiscal 2020, 
compared to $131.5 million (10.1% of revenue) in fiscal 2019. On this basis, the current period's segment operating income before specific 
items was down 13% from last year.

Capital employed increased $79.6 million over last quarter and increased $122.0 million over last year
The increase over last quarter was mainly due to higher non-cash working capital, intangible assets and property, plant and equipment, 
primarily due to movements in foreign exchange rates and lower deferred gains and other non-current liabilities.  

The increase over last year was primarily due to the recognition of right-of-use assets as a result of the adoption of IFRS 16, movements 
in foreign exchange rates, mainly on non cash working capital, intangible assets and property, plant and equipment, and lower deferred 
gains and other non-current liabilities.  

Total backlog down 8% compared to last year

(amounts in millions)

Obligated backlog, beginning of period

+ order intake

- revenue

+ / - adjustments

Obligated backlog, end of period

Joint venture backlog (all obligated)

Unfunded backlog and options

Total backlog

FY2020

$

2,782.2 $

1,225.6

FY2019

3,004.1

1,079.9

(1,331.2)

(1,306.7)

(39.1)

4.9

2,637.5 $

2,782.2

93.6

1,385.7

4,116.8 $

54.1

1,619.0

4,455.3

$

$

Fiscal 2020 adjustments include the revaluation of prior year contracts, partially offset by foreign exchange movements.

Fiscal 2019 adjustments include an addition to reflect the acquisition of AOCE, partially offset by the cancellation of an order and the 
revaluation of prior year contracts.

This quarter's book-to-sales ratio was 0.81x. The ratio for the last 12 months was 0.92x.

In fiscal 2020, $413.2 million of unfunded backlog was transferred to obligated backlog and $134.5 million was added to the unfunded 
backlog. 

CAE Financial Report 2020 I 25

Management’s Discussion and Analysis

5.3      Healthcare

FISCAL 2020 EXPANSIONS AND NEW INITIATIVES

Expansions
–  We added a new Training for LifeTM site at Inspira Health Network in New Jersey, U.S., expanding access for customers to personalized 

product training opportunities from CAE Healthcare's expert educators;

–  We expanded our reach in the hospital segment by entering into a group purchasing agreement with Premier, a leading healthcare 
improvement company, uniting an alliance of approximately 4,000 U.S. hospitals and health systems and approximately 175,000 other 
providers and organizations;

–  We expanded our geographic reach in the Scandinavian market, with new distributors in Denmark, Finland, Norway and Sweden.

New programs and products
–  We announced a new CAE Centre of Excellence for simulation-based education at ESPA-Montreal, the first healthcare education and 

industry partnership devised to impact patient care in Quebec, Canada;

–  We collaborated with the Canadian Association of Schools of Nursing to develop a module of ten recommended SCE courseware 

packages for student nurses that can be practiced with the CAE Juno manikin;

–  We, together with ASA, launched the Anesthesia SimSTAT - PACU and Labor & Delivery Unit modules, new modules in a series of 
interactive screen-based anesthesia simulation modules, which have been approved by the American Board of Anesthesiology for 
MOCA credits;

–  We developed several custom solutions for OEMs including Baylis Medical for a simulator to support its cardiovascular transseptal 
puncture systems, Edwards Lifesciences for new advanced critical care and cardiac care devices, and Cardinal Health (Cordis) for a 
cardiovascular  simulation  mobile  application,  continuing  to  leverage  our  technologies  and  expertise  to  leading  medical  device 
companies by developing risk-free training for physicians;

–  We released Microsoft HoloLens 2 augmented reality training applications for our CAE Ares emergency care simulator, CAE Lucina 
childbirth simulator and CAE Vimedix ultrasound simulator using 3D, interactive cardiac, respiratory and circulatory systems that allow 
learners to envision human anatomy;
In response to the COVID-19 pandemic, we have offered several free training resources during March and April 2020 to support 
front line  healthcare  providers  with  their  most  urgent  training  needs  including  a  ventilator  reskilling  course,  a  point-of-care  lung 
ultrasound training, COVID-19 Simulated Clinical Experience, webinars, and an outreach toolkit;

– 

–  On April 10, 2020, we concluded an agreement with the Government of Canada to manufacture and supply 10,000 CAE Air1 ventilators 

to provide life support to patients in intensive care to support the COVID-19 pandemic. 

Other
–  On November 12, 2019, we invested in a healthcare software company that enables increased efficiency of learning. The investment 

is in the form of a controlling 50% equity interest, for cash consideration of $0.9 million;

–  We are collaborating with the McGill University Healthcare Centre Foundation, whereby CAE Healthcare donated $500,000 in cash 
and in kind, over 5 years to the Foundation, including state-of-the-art simulation training equipment and curriculum, to support its new 
Interprofessional Skills and Simulation Network.

Innovation Awards
–  We won an EMS World Innovation Award for CAE AresAR, the Microsoft HoloLens application for our emergency care manikin that 

includes six augmented reality scenarios.

FINANCIAL RESULTS

(amounts in millions, except
operating margins)

Revenue

Segment operating (loss)

income

Operating margins

SOI before specific items

Operating margins

Depreciation and amortization

Property, plant and equipment

expenditures

Intangible assets and other

assets expenditures

Capital employed

$

$

%

$

%

$

$

$

$

26 I CAE Financial Report 2020

FY2020

FY2019

Q4-2020

Q3-2020

Q2-2020

Q1-2020

Q4-2019

124.5

121.6

33.6

33.0

30.4

27.5

(41.0)

—

(3.5)

—

14.4

2.2

10.7

208.0

4.8

3.9

4.8

3.9

13.5

3.4

(37.4)

—

0.1

0.3

3.3

0.7

0.6

1.8

0.6

1.8

3.8

0.3

(1.4)

—

(1.4)

—

3.5

(2.8)

—

(2.8)

—

3.8

0.2

1.0

9.2

222.8

2.2

208.0

3.1

224.7

2.7

225.8

2.7

226.8

2.8

222.8

40.7

4.2

10.3

4.2

10.3

3.6

0.6

 
Management’s Discussion and Analysis

Revenue down 17% over the fourth quarter of fiscal 2019 
The decrease from the fourth quarter of fiscal 2019 was mainly due to decreased volume on patient simulators and lower revenue from 
centre management solutions primarily driven by the impact of the COVID-19 pandemic as a large contingent of the market for simulation 
products are medical and nursing schools have come under lockdown protocols, which has negatively affected our ability to conclude 
contracts and to deliver on existing orders. In the hospital market, our customers are primarily focused on managing the acute operational 
demands of this healthcare crisis rather than focusing on their training needs.  

Revenue was $124.5 million this year, 2% or $2.9 million higher than last year
The increase was due to higher revenue from key partnerships with OEMs and centre management solutions earned primarily during 
the first eleven months of the fiscal year. The increase was largely offset by decreased volume on patient and ultrasound simulators driven 
mainly by the impact of the COVID-19 pandemic as described above. 

Segment operating income lower over the fourth quarter of fiscal 2019 
Segment operating loss was $37.4 million this quarter, compared to a segment operating income of $4.2 million (10.3% of revenue) in 
the fourth quarter of fiscal 2019.

The decrease from the fourth quarter of fiscal 2019 was primarily due to the goodwill impairment charge recognized this quarter. The 
decrease was also due to decreased revenues, as described above, the net benefit from a remeasurement of long-term royalty obligations 
recognized last year and higher net research and development costs incurred for the development of recently launched programs and 
products, partially offset by reduced selling, general and administrative expenses. 

Excluding the goodwill impairment charge, segment operating income before specific items was $0.1 million (0.3% of revenue) this quarter, 
compared to $4.2 million (10.3% of revenue) in the fourth quarter of fiscal 2019, which represents a decrease of $4.1 million over the 
same quarter last year. 

Segment operating loss was $41.0 million this year, a decrease of $45.8 million compared to last year
Segment operating loss was $41.0 million this year, compared to a segment operating income of $4.8 million (3.9% of revenue) last year.

The $45.8 million decrease over last year was primarily due to the goodwill impairment charge recognized in the fourth quarter of fiscal 
2020. The decrease was also due to the negative impacts of the COVID-19 pandemic on revenue, as described above, higher investments 
in selling, general and administrative expenses to support the expansion of our sales force, the net benefit from a remeasurement of 
long term royalty obligations recognized last year and higher net research and development expenses incurred for the development of 
recently launched programs and products.  The decrease was partially offset by higher revenue earned during the first eleven months of 
the fiscal year. 

Excluding the goodwill impairment charge, segment operating loss before specific items was $3.5 million in fiscal 2020, compared to a 
segment operating income of $4.8 million (3.9% of revenue) in fiscal 2019, which represent a decrease of $8.3 million over last year. 

Capital employed decreased by $16.7 million over last quarter and decreased by $14.8 million from last year
The decrease over last quarter was mainly due to lower intangible assets because of the goodwill impairment charge. The decrease was 
partially offset by higher non-cash working capital, resulting primarily from an increase in inventories and accounts receivable, partially 
offset by an increase in accounts payable and accrued liabilities.

The decrease over last year was primarily due to lower intangible assets because of the goodwill impairment charge, partially offset by 
the recognition of right-of-use assets as a result of the adoption of IFRS 16.

CAE Financial Report 2020 I 27

Management’s Discussion and Analysis

6.     CONSOLIDATED CASH MOVEMENTS AND LIQUIDITY

We manage liquidity and regularly monitor the factors that could affect it, including:
–  Cash generated from operations, including timing of milestone payments and management of working capital;
–  Capital expenditure requirements;
–  Scheduled repayments of long-term debt obligations, our credit capacity and expected future debt market conditions.

6.1       Consolidated cash movements7

(amounts in millions)

Cash provided by operating activities*

Changes in non-cash working capital

Net cash provided by operating activities
Maintenance capital expenditures7 

Other assets

Proceeds from the disposal of property, plant and equipment

Net (payments to) proceeds from equity accounted investees

Dividends received from equity accounted investees

Dividends paid
Free cash flow7
Growth capital expenditures7 

Capitalized development costs

Common shares repurchased

Other cash movements, net

Business combinations, net of cash and cash equivalents acquired

Acquisition of investment in equity accounted investees

Addition of assets through the monetization of royalties

Effect of foreign exchange rate changes on cash and cash equivalents

$

$

FY2020

FY2019

Q4-2020

Q4-2019

$

$

597.3

(52.2)

545.1

(80.3)

(15.9)

0.5

(9.9)

22.6

(110.9)

$

$

495.2

35.2

530.4

(79.2)

(14.5)

2.7

(37.7)

22.0

(99.9)

$

$

165.2

81.1

246.3

(25.0)

(8.0)

0.1

0.4

—

(28.7)

131.4

34.9

166.3

(24.4)

(3.9)

0.2

(10.7)

14.9

(25.6)

$

351.2

$

323.8

$

185.1

$

116.8

(203.1)

(172.6)

(86.2)

(49.6)

40.9

(10.1)

(113.5)

—

7.8

(69.4)

(94.4)

24.0

(827.8)

—

(202.7)

(6.9)

(59.0)

(25.2)

(16.8)

4.0

—

—

—

19.5

(71.8)

(20.8)

(1.6)

12.4

(794.3)

—

—

(7.5)

Net change in cash before proceeds and repayment of long-term debt

$

(62.6)

$ (1,026.0)

$

107.6

$

(766.8)

* before changes in non-cash working capital

Free cash flow of $185.1 million this quarter
Free cash flow was $68.3 million higher compared to the fourth quarter of fiscal 2019 mainly due to a lower investment in non-cash working 
capital and an increase in cash provided by operating activities, partially offset by lower dividends received from equity accounted investees.

Free cash flow of $351.2 million this year
Free cash flow was $27.4 million higher compared to last year mainly due to an increase in cash provided by operating activities and lower 
payments to equity accounted investees, partially offset by a higher investment in non-cash working capital and higher dividends paid.

Capital expenditures were $84.0 million this quarter and $283.4 million for the year
Growth capital expenditures were $59.0 million this quarter and $203.1 million for the year. Our growth capital allocation decisions are 
market-driven  in  nature  and  are  intended  to  keep  pace  with  the  demand  of  our  existing  and  new  customers.  Maintenance  capital 
expenditures were $25.0 million this quarter and $80.3 million for the year.

6.2       Sources of liquidity

We have a committed line of credit at floating rates, provided by a syndicate of lenders. We and some of our subsidiaries can borrow 
funds directly from this credit facility to cover operating and general corporate expenses and to issue letters of credit.

The total amount available through this revolving credit facility at March 31, 2020 was US$850.0 million (2019 – US$550.0 million). There 
was an amount of US$505.5 million drawn under the facility as at March 31, 2020 (2019 – nil) and US$21.3 million was used for letters 
of credit (2019 – US$32.9 million). Given the uncertainty of the economic environment, a portion of the revolving credit facility was drawn 
down and the proceeds have been included in the cash on hand in short terms investments. The applicable interest rate on this revolving 
credit facility is variable, based on the bank’s prime rate, bankers’ acceptance rates or LIBOR plus a margin based on the private credit 
rating. Subsequent to the year-end we concluded a new two-year $500.0 million senior unsecured revolving credit facility, subject to the 
same financial covenants as the initial facility, to provide access to additional liquidity during the COVID-19 pandemic as a supplement 
to our current committed line of credit.

7 Non-GAAP and other financial measures (see Section 3.7).
28 I CAE Financial Report 2020

 
 
 
 
 
Management’s Discussion and Analysis

We  have  an  unsecured  Export  Development  Canada  (EDC)  Performance  Security  Guarantee  (PSG)  account  for  US$225.0  million 
(2019 – US$225.0 million). This is an uncommitted revolving facility strictly for the issuance of performance bonds, advance payment 
guarantees  or  similar  instruments.  As  at  March 31, 2020  the  total  outstanding  for  these  instruments  was  $159.5  million
(2019 – $160.9 million).

We manage a program in which we sell interests in certain of our accounts receivable (receivable purchase program) to a third party for 
cash consideration for amounts up to US$300.0 million (2019 – US$300.0 million). As at March 31, 2020, the Canadian dollar equivalent 
of $333.1 million (2019 – $266.2 million) of specific accounts receivable were sold to a financial institution. Subsequent to the year-end 
we concluded an agreement to increase the limit of our receivable purchase program from US$300.0 million to US$400.0 million. 

As at March 31, 2020, we are compliant with all our financial covenants.

At the end of the fiscal year, we had a higher than normal cash and cash equivalents balance on hand to increase liquidity and preserve 
financial flexibility in light of the COVID-19 pandemic. Total available liquidity at March 31, 2020 was $1.5 billion, including $946.5 million 
in cash and cash equivalents, undrawn amounts on our revolving credit facility and the balance available under our receivable purchase 
program. With the addition of our new revolving credit facility and increased limit on our receivable purchase program subsequent to the 
year-end, we have total available liquidity of $2.1 billion.

We expect COVID-19 to have an immediate and negative impact on the amount and timing of cash generated from operations. The 
management of consolidated liquidity requires a regular monitoring of expected cash inflows and outflows, which is achieved through a 
forecast of our consolidated liquidity position, to ensure adequacy and efficient use of cash resources. Liquidity adequacy is assessed in 
view  of  seasonal  needs,  stress-test  results,  growth  requirements  and  capital  expenditures,  and  the  maturity  profile  of  indebtedness, 
including availability of credit facilities, working capital requirements, compliance with financial covenants and the funding of financial 
commitments.  Based  on  our  scenario  analysis,  we  believe  that  our  cash  and  cash  equivalents,  the  availability  under  our  committed 
revolving credit facility and cash we expect to generate from our operations will be sufficient to meet financial requirements in the foreseeable 
future. To preserve liquidity and reduce operating costs, we have enacted initiatives such as the reduction of capital expenditures and 
R&D investments in fiscal 2021, strict cost containment measures, salary freezes, salary reductions, reduced work weeks and temporary 
layoffs, as well as a suspension of our common share dividends and share repurchase plan.

The following table summarizes the long-term debt:

(amounts in millions)

Total long-term debt

Less:

Current portion of long-term debt

Current portion of lease liabilities

Long-term portion of long-term debt

As at March 31

As at March 31

2020

3,312.2 $

2019

2,328.3

93.5

112.7

201.3

62.8

3,106.0 $

2,064.2

$

$

In May 2019, we repurchased an asset previously financed under lease for $12.5 million [US $9.3 million] acquired as part of the BBAT 
acquisition.

In June 2019, we repaid unsecured senior notes of $80.4 million [US $60.0 million] and a term loan of $14.9 million [US $11.0 million]. 

In June 2019, we entered into a term loan for the financing of several new aircraft for our operations in North America. This represents an 
obligation of $5.5 million as at March 31, 2020.

In October 2019, we repurchased assets previously financed under lease for $9.8 million [US $7.5 million]. 

In December 2019, we repaid unsecured senior notes of $95.0 million, and issued notes for US $100.0 million, representing an obligation 
of $141.1 million as at March 31, 2020. Additionally, we used $15.7 million [US $11.7 million] of restricted cash, previously held as collateral, 
to repay part of an existing term loan.

CAE Financial Report 2020 I 29

Management’s Discussion and Analysis

6.3       Government participation

We have agreements with various governments whereby the latter contribute a portion of the cost, based on expenditures incurred by 
CAE, of certain R&D programs for modeling, simulation and training services technology.

During fiscal 2014, we announced Project Innovate, an R&D program extending over five and a half years. The goal of Project Innovate 
is to expand our modeling and simulation technologies, develop new ones and continue to differentiate our service offering. Concurrently, 
the Government of Canada agreed to participate in Project Innovate through a repayable loan of up to $250 million made through the 
Strategic Aerospace and Defence Initiative (SADI).

During fiscal 2016, we amended and extended our Project New Core Markets, an R&D program, for an additional four years. The aim is 
to leverage our modeling, simulation and training services expertise in healthcare. The Quebec government, through Investissement 
Québec (IQ), agreed to participate up to $70 million in contributions related to costs incurred before the end of fiscal 2020.

During fiscal 2017, we announced our participation in Project SimÉco 4.0, an R&D project under the SA2GE program. The aim of this 
project  is  the  development  of  new  products  or  processes  which  will  further  contribute  to  greenhouse  gas  emissions  reductions. The 
government of Quebec, through the Ministry of Economy, Science and Innovation, and SA2GE have committed to contribute amounts up 
to 50% of eligible costs incurred by CAE to fiscal 2020.

During fiscal 2019, we announced a plan to invest in R&D innovations over the next five years, including Project Digital Intelligence. The 
aim is to develop the next generation training solutions for aviation, defence and security and healthcare to leverage digital technologies. 
The Government of Canada, through the Strategic Innovation Fund (SIF), and the Government of Québec, through IQ, agreed to participate 
in the project through interest free loans of up to $150.0 million and $47.5 million, respectively, in relation to eligible costs incurred from 
fiscal 2019 to fiscal 2023.

You will find more details in Note 1, Note 18 and Note 25 of our consolidated financial statements.

As part of our mitigation measures and to minimize the impact on employees, CAE has accessed and is working to access government 
emergency relief measures and wage subsidy programs available around the world, where we have operations. 

On April 11, 2020, the Canada Emergency Wage Subsidy (CEWS) was brought into law in Canada. The CEWS covers employers who 
have suffered a drop in gross revenues of at least 15% in March, and 30% in April and May and is effective until June 6, 2020, subject to 
extensions to be determined by the government. CAE has qualified for the CEWS subsidy program which allowed us to recall previously 
furloughed Canadian-based employees until June 6, 2020.

6.4       Contractual obligations

We enter into contractual obligations and commercial commitments in the normal course of our business. The table below represents our 
contractual obligations and commitments for the next five years and thereafter:

Contractual obligations

(amounts in millions)

2021

2022

2023

2024

2025 Thereafter

Total

Long-term debt (excluding interest)

$

93.5 $

360.7 $

412.0 $

266.0 $

232.6 $

1,459.6 $

2,824.4

Lease liabilities (excluding interest)

Purchase commitments

112.7

204.7

90.0

30.3

63.3

4.0

36.0

0.8

23.0

—

162.8

—

487.8

239.8

$

410.9 $

481.0 $

479.3 $

302.8 $

255.6 $

1,622.4 $

3,552.0

We  also  had  total  availability  under  the  committed  revolving  credit  facility  of  US$323.2  million  as  at  March 31, 2020  compared  to                               
US$517.1 million at March 31, 2019. Subsequent to the year-end we concluded a new two-year $500.0 million senior unsecured revolving 
credit facility which further increased our total availability under our committed line of credit. 

We have purchase commitments related to agreements that are enforceable and legally binding. Most are agreements with subcontractors 
to provide services for long-term contracts that we have with our clients. The terms of the agreements are significant because they set 
out obligations to buy goods or services in fixed or minimum amounts, at fixed, minimum or variable prices and at various points in time.

As at March 31, 2020, we had other long-term liabilities that are not included in the table above. These include some accrued pension 
liabilities, deferred revenue and various other long-term liabilities. CAE’s cash obligation in respect of the accrued employee pension 
liability depends on various elements including market returns, actuarial gains and losses and interest rates. We did not include deferred 
tax  liabilities  since  future  payments  of  income  taxes  depend  on  the  amount  of  taxable  earnings  and  on  whether  there  are  tax  loss 
carry forwards available.

30 I CAE Financial Report 2020

 
 
 
 
7.      CONSOLIDATED FINANCIAL POSITION

7.1       Consolidated capital employed

(amounts in millions)

Use of capital:

Current assets

Less: cash and cash equivalents

Current liabilities

Less: current portion of long-term debt
Non-cash working capital8 

Property, plant and equipment

Right-of-use assets

Other long-term assets

Other long-term liabilities

Total capital employed

Source of capital8:

Current portion of long-term debt

Long-term debt

Less: cash and cash equivalents
Net debt8 

Equity attributable to equity holders of the Company

Non-controlling interests

Source of capital

Management’s Discussion and Analysis

As at March 31

2020

As at April 1
2019(1)

As at March 31

2019

$

$

$

$

$

$

2,808.6

$

2,109.6

$

(946.5)

(2,062.3)

206.2

6.0

2,154.0

395.9

3,125.1

(737.0)

4,944.0

206.2

3,106.0

(946.5)

2,365.7

2,489.7

88.6

4,944.0

$

$

$

$

$

(446.1)

(1,917.0)

295.9

42.4

1,943.3

432.8

2,899.9

(787.9)

4,530.5

295.9

2,298.2

(446.1)

2,148.0

2,303.8

78.7

4,530.5

$

$

$

$

$

2,112.9

(446.1)

(1,889.5)

264.1

41.4

2,149.3

—

2,903.3

(801.8)

4,292.2

264.1

2,064.2

(446.1)

1,882.2

2,331.3

78.7

4,292.2

(1) On April 1, 2019, we adopted IFRS 16 without restating comparative periods.  Accordingly, to allow for better comparability, capital employed 

variances should be compared with figures as at April 1, 2019 instead of March 31, 2019.

Capital employed increased $413.5 million, or 9%, from last year (April 1, 2019)
The increase over last year was mainly due to higher other long-term assets and property, plant and equipment, partially offset by lower 
right-of-use assets.

Return on capital employed (ROCE)8 
Our ROCE was 9.1% this quarter. ROCE before specific items was 10.7% this quarter, which compares to 12.9% in the fourth quarter of 
last year and 11.4% last quarter. Specific items include the impacts of the integration of BBAT in fiscal 2020 and in fiscal 2019.  In fiscal 
2020, specific items also include the impacts of Defence and Security reorganizational costs following the organization strategic changes 
and the review of certain product offerings mainly in Asia.

Excluding the impacts of IFRS 16, ROCE would have been 9.2% and ROCE before specific items would have been 10.9% this quarter, 
which compares to 12.9% in the fourth quarter of last year and 11.6% last quarter. 

As we have adopted IFRS 16 without restating comparative periods, we have not restated the prior period calculations of ROCE to account 
for the recognition of right-of-use assets. To enable comparability with prior periods, we have excluded the impacts of the adoption of 
IFRS 16 from the fiscal 2020 ROCE calculation by removing the new right-of-use assets from capital employed and by adding back finance 
expense, after tax, to net income. 

Non-cash working capital decreased by $36.4 million from last year (April 1, 2019)
The decrease was mainly due to higher derivative financial liabilities and contract liabilities, partially offset by higher inventories and 
accounts receivable.

Net property, plant and equipment increased by $210.7 million from last year (April 1, 2019)
The increase was mainly due to capital expenditures and movements in foreign exchange rates, partially offset by depreciation.

Right-of-use assets decreased by $36.9 million from last year (April 1, 2019)
The decrease was mainly due to depreciation, partially offset by movements in foreign exchange rates.

8 Non-GAAP and other financial measures (see Section 3.7).

CAE Financial Report 2020 I 31

 
Management’s Discussion and Analysis

Other long-term assets increased by $225.2 million from last year (April 1, 2019)
The increase was mainly due to a higher investment in equity accounted investees as a result of the acquisition of a 50% stake in SIMCOM, 
a higher investment in finance leases, and higher intangible assets.

Net debt higher than last year 
The increase was mainly due to the recognition of new lease liabilities of $265.8 million as a result of the adoption of IFRS 16, movements 
in foreign exchange rates and the impact of cash movements during the year. Given the uncertainty of the economic environment, a 
portion of the revolving credit facility was drawn down and the proceeds have been included in the cash on hand in short terms investments.

Change in net debt9

(amounts in millions, except net debt-to-capital and net debt-to-EBITDA)

Net debt, beginning of period

Lease liabilities added on April 1, 2019 as a result of the adoption of IFRS 16

Impact of cash movements on net debt

(see table in the consolidated cash movements section)

Effect of foreign exchange rate changes on long-term debt

Impact from business combinations

Lease liability movements

Other

Change in net debt during the period

Net debt, end of period

Net debt-to-capital9 

Net debt-to-capital excluding the impacts of IFRS 16
Net debt-to-EBITDA9

Net debt-to-EBITDA excluding the impacts of IFRS 16

$

$

$

$

%

%

FY2020

1,882.2

265.8

$

$

62.6

108.8

1.6

27.3

17.4

483.5

2,365.7

$

$

47.8 %

44.2

2.81

2.62

FY2019

649.4

—

1,026.0

29.3

152.8

—

24.7

1,232.8

1,882.2

43.9

2.70

As we have adopted IFRS 16 without restating comparative periods, we have not restated the prior period calculations of net debt to capital 
or net debt-to-EBITDA. To enable comparability with prior periods, we have excluded the impacts of the adoption of IFRS 16 from the 
fiscal 2020 net debt-to-capital and net debt-to-EBITDA calculations by removing the new lease liabilities from net debt, removing the new 
right-of-use assets from capital employed and by adding back depreciation and finance expense to EBITDA.

Total equity increased by $168.3 million this year
The increase in equity was mainly due to net income of $318.9 million and stock options exercised of $26.5 million, partially offset by 
cash dividends of $110.9 million, common shares repurchased and cancelled of $49.6 million and the impacts of adoption of IFRS 16 of 
$27.5 million.

Outstanding share data
Our articles of incorporation authorize the issue of an unlimited number of common shares and an unlimited number of preferred shares 
issued in series. We had a total of 265,619,627 common shares issued and outstanding as at March 31, 2020 with total share capital of 
$679.5 million. In addition, we had 6,050,854 options outstanding under the Employee Stock Option Plan (ESOP).

As at April 30, 2020, we had a total of 265,621,627 common shares issued and outstanding and 6,042,104 options outstanding under 
the ESOP.

Repurchase and cancellation of common shares
On February 7, 2020, we announced the renewal of the NCIB to purchase up to 5,321,474 of our common shares. The NCIB began on 
February 25, 2020 and will end on February 24, 2021 or on such earlier date when we complete our purchases or elect to terminate the 
NCIB. These purchases will be made on the open market plus brokerage fees through the facilities of the TSX and/or alternative trading 
systems at the prevailing market price at the time of the transaction, in accordance with the TSX’s applicable policies. All common shares 
purchased pursuant to the NCIB will be cancelled. Share repurchases under our NCIB program were suspended as part of our COVID-19 
pandemic mitigation measures.

In fiscal 2020, we repurchased and cancelled a total of 1,493,331 common shares under the previous and current NCIB (2019 – 3,671,900), 
at a weighted average price of $33.22 per common share (2019 – $25.70), for a total consideration of $49.6 million (2019 – $94.4 million). 
An excess of $45.8 million (2019 – $85.6 million) of the shares’ repurchase value over their carrying amount was charged to retained 
earnings as share repurchase premiums.  

9 Non-GAAP and other financial measures (see Section 3.7).
32 I CAE Financial Report 2020

 
   
 
 
 
 
 
 
 
 
 
Management’s Discussion and Analysis

Dividends
We paid a dividend of $0.10 per share in the first quarter and $0.11 per share in the second, third and fourth quarter of fiscal 2020. These 
dividends were eligible under the Income Tax Act (Canada) and its provincial equivalents.

Our Board of Directors (the Board) has the discretion to set the amount and timing of any dividend. The Board reviews the dividend policy 
annually based on the cash requirements of our operating activities, liquidity requirements and projected financial position. Dividend 
payments to common shareholders were suspended as part of our COVID-19 pandemic mitigation measures.

Guarantees
As at March 31, 2020, we have a total of $189.6 million outstanding letters of credit which are not recognized in the consolidated statement 
of financial position, compared to $205.1 million last fiscal year.

Pension obligations
We maintain defined benefit and defined contribution pension plans. Subsequent to recent legislative changes, the defined benefit pension 
plans are considered sufficiently funded. We expect to contribute $28.7 million in fiscal 2021.

7.2       Off balance sheet arrangements

In the normal course of business, we manage a program in which we sell interests in certain of our accounts receivable (receivable 
purchase program) to a financial institution for cash consideration with limited recourse to CAE. 

You will find more details about our financial assets program in Sources of Liquidity.

7.3       Financial instruments

We are exposed to various financial risks in the normal course of business. We enter into forward contracts and swap agreements to 
manage our exposure to fluctuations in foreign exchange rates, interest rates and share price which have an effect on our share based 
payments costs. We formally assess, both at inception of the hedge relationship and on an ongoing basis, whether the derivatives we 
use in hedging transactions are highly effective in offsetting changes in cash flows of hedged items in relation to the hedged risk. We 
enter into these transactions to reduce our exposure to risk and volatility, and not for trading or speculative purposes. We only enter into 
contracts with counterparties that are of high credit quality.

Classification of financial instruments
We have made the following classifications for our financial instruments:

Financial assets:
–  Cash and cash equivalents, restricted cash and derivative instruments not designated as hedging instrument in a hedge relationship, 

are classified at fair value through profit and loss (FVTPL);

–  Accounts receivable, non-current receivables, net investment in finance leases and advances are classified at amortized cost, except 
for those that are acquired for the purpose of selling or repurchasing in the near term and classified as held for trading which are 
measured at FVTPL;

–  Equity investments are classified at fair value through OCI (FVOCI).

Financial liabilities:
–  Accounts payable and accrued liabilities, long-term debt, including interest payable, as well as lease liabilities and royalty obligations 

are classified at amortized cost;

–  Contingent consideration arising on business combinations and derivative instruments not designated as hedging instrument in a 

hedge relationship are is classified at FVTPL. 

Fair value of financial instruments
The fair value of a financial instrument is determined by reference to the available market information at the reporting date. When no 
active  market  exists  for  a  financial  instrument,  we  determine  the  fair  value  of  that  instrument  based  on  valuation  methodologies  as 
discussed below. In determining assumptions required under a valuation model, we primarily use external, readily observable market 
data inputs. Assumptions or inputs that are not based on observable market data incorporate our best estimates of market participant 
assumptions. Counterparty credit risk and our own credit risk are taken into account in estimating the fair value of financial assets and 
financial liabilities.

CAE Financial Report 2020 I 33

 
 
 
 
 
Management’s Discussion and Analysis

The following assumptions and valuation methodologies have been used to measure the fair value of financial instruments:
–  The fair value of cash and cash equivalents, accounts receivable, accounts payable and accrued liabilities approximate their carrying 

values due to their short-term maturities;

–  The fair value of derivative instruments, which include forward contracts, swap agreements and embedded derivatives accounted for 
separately and is calculated as the present value of the estimated future cash flows using an appropriate interest rate yield curve and 
forward foreign exchange rate. Assumptions are based on market conditions prevailing at each reporting date. The fair value of derivative 
instruments reflect the estimated amounts that we would receive or pay to settle the contracts at the reporting date;

–  The fair value of the equity investments, which does not have a readily available market value, is estimated using a discounted cash 

flow model, which includes some assumptions that are not based on observable market prices or rates;

–  The fair value of non-current receivables is estimated based on discounted cash flows using current interest rates for instruments with 

similar risks and remaining maturities;

–  The fair value of long-term debts, royalties obligations and other non-current liabilities are estimated based on discounted cash flows 
using current interest rates for instruments with similar risks and remaining maturities. Upon adoption of IFRS 16 on April 1, 2019, fair 
value disclosures are no longer required for lease liabilities;

–  The fair value of the contingent considerations arising on business combinations are based on the estimated amount and timing of 
projected cash flows, the probability of the achievement of the criteria on which the contingency is based and the risk-adjusted discount 
rate used to present value the probability-weighted cash flows.

A description of the fair value hierarchy is discussed in Note 28 of our consolidated financial statements.

Financial risk management
Due to the nature of the activities that we carry out and as a result of holding financial instruments, we are exposed to credit risk, liquidity 
risk and market risk, including foreign currency risk and interest rate risk. Our exposure to credit risk, liquidity risk and market risk is 
managed within risk management parameters documented in corporate policies. These risk management parameters remain unchanged 
since the previous period, unless otherwise indicated.

Credit risk
Credit risk is defined as our exposure to a financial loss if a debtor fails to meet its obligations in accordance with the terms and conditions 
of its arrangements with CAE. We are exposed to credit risk on our accounts receivable and certain other assets through our normal 
commercial activities. We are also exposed to credit risk through our normal treasury activities on our cash and cash equivalents and 
derivative financial assets. Credit risks arising from our normal commercial activities are managed with regards to customer credit risk. 

Our customers are mainly established companies, some of which have publicly available credit ratings, as well as government agencies, 
which  facilitates  risk  assessment  and  monitoring.  In  addition,  we  typically  receive  substantial  non-refundable  advance  payments  for 
contracts with customers. We closely monitor our exposure to major airline companies in order to mitigate our risk to the extent possible. 
Furthermore,  our  trade  receivables  are  not  concentrated  with  specific  customers  but  are  held  with  a  wide  range  of  commercial  and 
government organizations. As well, our credit exposure is further reduced by the sale of certain of our accounts receivable to third-party 
financial institutions for cash consideration on a limited recourse basis (receivable purchase program). We do not hold any collateral as 
security. The credit risk on cash and cash equivalents is mitigated by the fact that they are mainly in place with a diverse group of major 
North American and European financial institutions.

We are exposed to credit risk in the event of non-performance by counterparties to our derivative financial instruments. We use several 
measures to minimize this exposure. First, we enter into contracts with counterparties that are of high credit quality. We signed International 
Swaps & Derivatives Association, Inc. (ISDA) Master Agreements with all the counterparties with whom we trade derivative financial 
instruments. These agreements make it possible to offset when a contracting party defaults on the agreement, for each of the transactions 
covered by the agreement and in force at the time of default. Also, collateral or other security to support derivative financial instruments 
subject to credit risk can be requested by CAE or our counterparties (or both parties, if need be) when the net balance of gains and losses 
on each transaction exceeds a threshold defined in the ISDA Master Agreement. Finally, we monitor the credit standing of counterparties 
on a regular basis to help minimize credit risk exposure.

The carrying amounts presented in Note 9 and Note 28 of our consolidated financial statements represent the maximum exposure to 
credit risk for each respective financial asset as at the relevant dates.

Liquidity risk
Liquidity risk is defined as the potential risk that we cannot meet our cash obligations as they become due.

We manage this risk by establishing cash forecasts, as well as long-term operating and strategic plans. The management of consolidated 
liquidity requires a regular monitoring of expected cash inflows and outflows which is achieved through a forecast of our consolidated 
liquidity position, for efficient use of cash resources. Liquidity adequacy is assessed in view of seasonal needs, stress-test results, growth 
requirements and capital expenditures, and the maturity profile of indebtedness, including availability of credit facilities, working capital 
requirements, compliance with financial covenants and the funding of financial commitments. We manage our liquidity risk to maintain 
sufficient liquid financial resources to fund our operations and meet our commitments and obligations. In managing our liquidity risk, we 
have access to revolving credit facilities and agreements to sell interests in certain of our accounts receivable. We also regularly monitor 
any financing opportunities to optimize our capital structure and maintain appropriate financial flexibility.

34 I CAE Financial Report 2020

Management’s Discussion and Analysis

Market risk
Market risk is defined as our exposure to a gain or a loss in the value of our financial instruments as a result of changes in market prices, 
whether those changes are caused by factors specific to the individual financial instruments or its issuer, or factors affecting all similar 
financial instruments traded in the market. We are mainly exposed to foreign currency risk and interest rate risk.

We use derivative instruments to manage market risk against the volatility in foreign exchange rates, interest rates and share-based 
payments in order to minimize their impact on our results and financial position. Our policy is not to utilize any derivative financial instruments 
for trading or speculative purposes.

Foreign currency risk
Foreign currency risk is defined as our exposure to a gain or a loss in the value of our financial instruments as a result of fluctuations in 
foreign exchange rates. We are exposed to foreign exchange rate variability primarily in relation to certain sale commitments, expected 
purchase transactions and debt denominated in a foreign currency, as well as on our net investment from our foreign operations which 
have functional currencies other than the Canadian dollar (in particular the U.S. dollar, Euro and British pound). In addition, these operations 
have exposures to foreign exchange rates primarily through cash and cash equivalents and other working capital accounts denominated 
in currencies other than their functional currencies.

We mitigate foreign currency risks by having our foreign operations transact in their functional currency for material procurement, sale 
contracts and financing activities.

We use forward foreign currency contracts and foreign currency swap agreements to manage our exposure from transactions in foreign 
currencies. These transactions include forecasted transactions and firm commitments denominated in foreign currencies. Our foreign 
currency  hedging  programs  are  typically  unaffected  by  changes  in  market  conditions,  as  related  derivative  financial  instruments  are 
generally held until their maturity, consistent with the objective to fix currency rates on the hedged item.

Interest rate risk
Interest rate risk is defined as our exposure to a gain or a loss to the value of our financial instruments as a result of fluctuations in interest 
rates. We bear some interest rate fluctuation risk on our floating rate long-term debt and some fair value risk on our fixed interest long term 
debt. We mainly manage interest rate risk by fixing project-specific floating rate debt in order to reduce cash flow variability. We have 
floating rate debts through our revolving credit facilities and other specific floating rate debts. A mix of fixed and floating interest rate debt 
is sought to reduce the net impact of fluctuating interest rates. Derivative financial instruments used to manage interest rate exposures 
are mainly interest rate swap agreements.

We use financial instruments to manage our exposure to changing interest rates and to adjust our mix of fixed and floating interest rate 
debt on long-term debt. The mix was 74% fixed-rate and 26% floating-rate at the end of this year (2019 – 83% fixed rate and 17% floating 
rate).

Our interest rate hedging programs are typically unaffected by changes in market conditions, as related derivative financial instruments 
are generally held until their maturity to establish asset and liability management matching, consistent with the objective to reduce risks 
arising from interest rate movements.

Hedge of share-based payments expense
We have entered into equity swap agreements with major Canadian financial institutions to reduce our income exposure to fluctuations 
in our share price relating to the deferred share units (DSU) plans, restricted share units (RSU) plans and the performance share units 
(PSU)  plan.  Pursuant  to  the  agreement,  we  receive  the  economic  benefit  of  dividends  and  share  price  appreciation  while  providing 
payments to the financial institutions for the institution’s cost of funds and any share price depreciation. The net effect of the equity swaps 
partly offset movements in our share price impacting the cost of the DSU, RSU and PSU plans. 

Hedge of net investments in foreign operations
As at March 31, 2020, we have designated a portion of our unsecured senior notes and term loans and a portion of our lease liabilities 
as a hedge of our net investments in U.S. entities. Gains or losses on the translation of the designated portion of these USD long-term 
debts are recognized in OCI to offset any foreign exchange gains or losses on translation of the financial statements of those U.S. entities.

A sensitivity analysis for foreign currency risk and interest rate risk is included in Note 30 of our consolidated financial statements.

CAE Financial Report 2020 I 35

 
 
 
Management’s Discussion and Analysis

8.     BUSINESS COMBINATIONS
Pelesys Learning Systems Inc.
On April 26, 2019, we acquired the remaining 55% equity interest in Pelesys Learning Systems Inc. (Pelesys) for cash consideration (net 
of cash acquired) of $4.0 million and a long-term payable of $5.7 million. 

Pelesys is a global leader in the provision of aviation training solutions and courseware. The acquisition strengthens our courseware 
offering and consolidate our cadet-to-captain training delivery across our global network. Prior to this transaction, our 45% ownership 
interest in Pelesys was accounted for using the equity method. 

Luftfartsskolen AS
On June 26, 2019, we acquired the shares of Luftfartsskolen AS, an ab-initio flight school located in Oslo, Norway, for cash consideration 
(net of cash acquired) of $3.5 million. This acquisition strengthens our leadership and global reach in civil aviation training by growing 
our flight academy network.

The purchase prices of Pelesys and Luftfartsskolen AS are mainly allocated to goodwill and intangible assets. The net assets, including 
intangibles, arising from these acquisitions are included in Civil Aviation Training Solutions segment. 

Other
On November 12, 2019, we invested in a healthcare software company that enables increased efficiency of learning. The investment is 
in the form of a controlling 50% equity interest, for cash consideration of $0.9 million.

During the year ended March 31, 2020, we completed our final assessment of the fair value of assets acquired and liabilities assumed 
of all acquisitions realized in fiscal 2020 and those of Avianca’s Training Business, Logitude, the Indian Training Centres and Bombardier's 
Business Aircraft Training Business which were acquired in the year ended March 31, 2019. Adjustments to the determination of net 
identifiable assets acquired and liabilities assumed for acquisitions realized in the year ended March 31, 2019 resulted in an increase of 
intangible assets of $6.2 million, a decrease of deferred tax assets of $4.7 million and a decrease of other net assets of $1.5 million.

During the year ended March 31, 2020, an additional net cash consideration of $1.7 million was paid for acquisitions realized in the year 
ended March 31, 2019.

You will find more details in Note 3 of our consolidated financial statements.

9.     EVENTS AFTER THE REPORTING PERIOD

Impact of the COVID-19 pandemic
COVID-19 has created unprecedented uncertainty in the global economy, the global air transportation environment and air passenger 
travel and to CAE’s business. Several of our customers are facing significant challenges, with airlines and business jet operators having 
to ground a majority of their aircraft in response to travel bans, border restrictions, and lower demand for air travel. We continue to take 
measures to protect the health and safety of our employees, work with our customers to minimize potential disruptions and support our 
community in addressing the challenges posed by this global pandemic. This outbreak has had an important and immediate impact on 
all our businesses, especially in the Civil Aviation Training Solutions segment, as a result of an unprecedented shock to demand together 
with significant disruptions to our own operations, including facility closures, supply chain disruptions, program execution delays, slower 
procurement decisions and changes to our customers’ acquisition priorities. 

For the Civil Aviation Training Solutions segment, the impacts of the COVID-19 pandemic resulted in the closure of certain training centre 
operations, lower utilization of our simulators in the network due to reduced demand from aviation customers and interruptions in the 
execution of our backlog. For the Defence and Security segment, delays were experienced in the awarding of new contracts and in the 
execution and advancement of certain programs. For the Healthcare segment, customers were primarily focused on managing the acute 
operational demands of this healthcare crisis rather than focusing on their training needs, which resulted in less focus and budget for 
normal operations and training projects.

To date, we have implemented several flexible measures to protect our financial position and preserve liquidity, including the reduction 
of capital expenditures and R&D investments in fiscal 2021, strict cost containment measures, salary freezes, salary reductions, reduced 
work weeks for 900 employees and 2,600 temporary layoffs, as well as a suspension of our common share dividends and share repurchase 
plan announced on April 6, 2020 in response to the COVID-19 pandemic. Additionally, we have worked with defence customers to secure 
more favorable terms for milestone payments as well as offer contract modifications to increase work scope and with suppliers for extended 
payment terms.

CEWS and other government programs
On April  20,  2020,  we  announced  that  we  have  recalled  all  remaining temporarily  laid-off  employees  in  Canada  through  the  CEWS 
program, impacting approximately 1,500 employees. We have accessed and are working to access government support programs in 
countries in which we operate.

36 I CAE Financial Report 2020

Cash and liquidity mitigation measures
On April 9, 2020, we concluded a new two-year $500.0 million senior unsecured revolving credit facility and on May 19, 2020, we increased 
our receivable purchase program from US$300.0 million to US$400.0 million. These transactions provide access to additional liquidity 
and further strengthen our financial position. 

Contract with Government of Canada for CAE Air1 ventilators
On April 10, 2020, we concluded an agreement with the Government of Canada to design and manufacture 10,000 CAE Air1 ventilators 
to provide life support to patients in intensive care to support the COVID-19 pandemic. 

Management’s Discussion and Analysis

10.     BUSINESS RISK AND UNCERTAINTY

We operate in several industry segments that have various risks and uncertainties. Management and the Board discuss the principal 
risks facing our business quarterly and annually during the strategic planning and budgeting processes. The risks and uncertainties 
described below are risks that could materially affect our business, financial condition and results of operation. These risks are categorized 
as  risks  arising  from  the  COVID-19  pandemic,  industry-related  risks,  risks  specific  to  CAE  and  risks  related  to  the  current  market 
environment. These are not necessarily the only risks we face; additional risks and uncertainties that are presently unknown to us or that 
we may currently deem immaterial may adversely affect our business.

To mitigate the risks that may impact our future performance, management has established an enterprise risk management policy and 
a framework that provides a structured approach to assess, identify and prioritize risks. This framework relies on a three lines of defence 
(LoD) model where the business segments, the risk management function and our internal auditor function work together to manage 
these risks and continuously improve the risk management process. Management develops and deploys risk mitigation strategies that 
align with our strategic objectives and business processes. Management continuously reviews the evolution of the principal risks facing 
our business and the Board oversees the risk management process and validates it through procedures performed by our internal auditors, 
when it deems necessary. One should carefully consider the following risk factors, in addition to the other information contained herein, 
before deciding to purchase CAE securities.

10.1      Risks relating to the COVID-19 pandemic
In conducting our activities, CAE is exposed to operational risk events, including biological events. Such external events have occurred 
in the past such as the Ebola virus, Severe Acute Respiratory Syndrome, H1N1 influenza virus, Avian flu, or the Zika virus, and although 
not frequent, can have high adverse impacts on our industry and our business. COVID-19 has created unprecedented uncertainty in the 
global economy, the global air transportation environment and air passenger travel, disrupted global supply chains, created significant 
economic downturn and disruption of financial markets. The pandemic began to affect market demand in Asia early in the fourth quarter 
of fiscal 2020 as border restrictions were implemented and through the rest of the world in March 2020. Several of our customers are 
facing significant challenges, with airlines and business jet operators having to ground a majority of their aircraft in response to travel 
bans, border restrictions, and lower demand for air travel. This outbreak has had an important and immediate impact on all our businesses, 
especially in Civil Aviation where certain commercial airlines are experiencing financial difficulties.

It is difficult to accurately predict the duration or severity of the pandemic and it is extremely challenging for CAE to accurately estimate 
or quantify the magnitude of the pandemic’s impact on our operations, financial condition and strategic plan. Due to the unprecedented 
and ongoing nature of COVID-19 and the fact that the response to the pandemic is evolving in real time and differs geographically from 
one region to another, estimates of the economic impacts of the COVID-19 pandemic remain inherently highly uncertain and speculative. 
Even after the COVID-19 pandemic is over, we may continue to experience material adverse effects to our business, financial condition 
and strategic plans as a result of the continued disruption in the global economy and any resulting recession, the effects of which may 
persist beyond that time.

CAE has been closely monitoring and actively implementing and updating our response to the evolving COVID-19 pandemic and its 
impacts on employees, operations, the global economy and the demand for our products and services. We have formed a committee 
composed of the senior leadership team and key leaders in the organization to monitor, on a daily basis, the evolution of the pandemic, 
to evaluate the measures being put in place by local and national governments and the resulting impacts on CAE. As needed, the committee 
implements necessary contingency plans in real time as the current situation continues to unfold, with a focus on three priorities: protecting 
employees’ health and safety; supporting customers to the best of our abilities, and ensuring that we can successfully navigate through 
this global pandemic. 

Health and Safety
The spread of COVID-19 may impact the health of our personnel, partners and contractors, including members of our management team, 
and may make it difficult to recruit, attract and retain skilled personnel, reducing the availability of our workforce and causing human 
impacts that may, in turn, negatively impact our business. Prolonged illness of our senior executives could also have an adverse effect 
on the management of our business and financial results. Since safety is one of our main priorities at CAE, we implemented mitigation 
measures to reduce the risk of potential outbreaks, including compelling most employees to work from home, where possible, initiating 
production shifts, creating protocols, policies and guidelines for employees, suppliers, customers and visitors, and closing certain areas 
in our facilities to facilitate maintenance. We also have in place an emergency succession plan to deal with any situation which requires 
the immediate replacement of our key senior executives.

CAE Financial Report 2020 I 37

Management’s Discussion and Analysis

Reduction and Suspension of Operations
The  pandemic  is  causing  a  slowdown  and  temporary  restrictions  to  our  operations  in  certain  geographic  locations  impacted  by  the 
outbreak, including but not limited to the manufacturing plant in Montreal, since non-essential services have been closed by government 
public directives. Several of our training centres worldwide have also closed, or are operating at significantly reduced capacities, as a 
result of the severe and abrupt drop in air passenger travel and airlines and business jet operators having to ground a majority of their 
aircraft. We cannot predict how long the restrictive measures will last or whether other measures will need to be implemented to contain 
the outbreak in any jurisdiction where CAE operates or holds assets, however, these measures could have a material and adverse effect 
on our financial and operating performance.

Delay in the production of goods and completion of CAE’s services may require us to incur additional non-compensable costs, including 
overtime work, that are necessary to meet clients’ schedules. Due to various factors, a delay in the commencement or completion of a 
project may also result in penalties or sanctions under contracts or even the cancellation of some contracts. Additionally, some of our 
customers, including governments, airlines and hospitals around the world, could delay contract awards as they are dealing with the 
pandemic and their own cash conservation measures.

Global Economy 
As an emerging risk, the economic impact could be severe to global economies depending on the duration of the pandemic, the likelihood 
and scope of any subsequent waves of COVID-19 and the continued measures put in place to contain the outbreak. Global financial 
markets have experienced, and could continue to experience, significant volatility and weakness. Governments and central banks have 
reacted with significant monetary and fiscal interventions designed to stabilize economic conditions and financial markets. However, the 
efficacy of the government and central bank interventions is uncertain. This uncertainty has already materialized with falling global GDP 
growth, causing a global financial market shock which has directly impacted our share price. Uncertainties related to, and perceived or 
experienced negative effects from, COVID-19 may continue to cause significant volatility or decline in the trading price of our securities, 
capital market conditions and general economic conditions. In addition, severe disruption and instability in the global financial markets 
and continued deteriorations in credit and financing conditions may increase the likelihood of litigation, increase the cost of or limit or 
restrict our ability to access debt and equity capital or other sources of funding on favourable terms, or at all, lead to consolidation that 
negatively impacts our business, increased competition, result in reductions in our work force, cause us to further reduce our capital 
spending or otherwise disrupt our business or make it more difficult to implement our strategic plans. Sustained adverse effects may also 
prevent us from satisfying debt financial covenants or result in possible credit ratings watch or downgrades. Also the return on our pension 
plan assets and/or the discount rate used for valuing our post-employment benefit obligations may both be negatively impacted in the 
near to medium term. This could have an adverse effect on our post-employment benefit plan obligations and pension contributions in 
future years.

Several governments have implemented temporary measures to help offset the negative economic impacts such as the CEWS program 
in  Canada  and  deferred  tax  filings  for  businesses  and  individuals  worldwide. While  these  measures  are  beneficial  for  CAE  and  our 
employees, should the negative economic impacts exceed the period for which these relief measures have been granted, it can lead to 
increased cost containment policies such as job reductions and capital spending reductions in our own network.

Diversion of management attention
Preparing for and responding to the continuing pandemic has and may continue to divert management’s attention from our key strategic 
priorities, increase costs as we prioritize health and safety matters for our personnel and the continuation of critical ongoing projects, and 
cause us to reduce, delay, or alter initiatives that may otherwise increase our long-term value.

Heightened IT risks and inefficiencies
The immediate unanticipated rise in remote work arrangements implemented by CAE in response to the COVID-19 outbreak may cause 
inefficiencies and increased pressure on our information technology infrastructure, and may increase CAE’s vulnerability to information 
technology and cybersecurity related risks and disruption to our information systems.

Liquidity risk
The continuing pandemic has increased the risk that we may encounter difficulty in meeting our obligations associated with financial 
liabilities. To preserve liquidity throughout the pandemic, subsequent to the year end, we enacted strict cost containment measures and 
suspended dividend payments to common shareholders and share buybacks under the NCIB program. In addition, we concluded a new 
two-year $500.0 million senior unsecured revolving credit facility and expanded our receivable purchase program from US$300.0 million 
to US$400.0 million. These transactions provide us access to additional liquidity and further strengthen our financial position. We believe 
that our cash and cash equivalents, the availability of cash under our committed revolving credit facility and the cash we expect to generate 
from our operations, is sufficient to meet financial requirements in the foreseeable future.  

Credit risk
There is uncertainty regarding the duration of the COVID-19 pandemic and how it will impact the sufficiency of our customers' liquidity 
during the period where their operations are significantly impacted by a significant and abrupt reduction in air travel, self-isolation measures, 
travel bans, border restrictions and lockdown protocols. There is an increased credit risk for our airline customers due to the reduction of 
their operations and uncertainty relating to air travel recovery and the increased risk of airline bankruptcies. We are, however, a provider 
of regulated training services which are critical to airline operations, and therefore if any of our customers engage in reorganization or 
bankruptcy proceedings we are often designated as a critical supplier. 

38 I CAE Financial Report 2020

Overall, adverse changes in a customer's financial condition, including those resulting from the COVID-19 pandemic, could cause us to 
limit or discontinue business with that customer, require us to assume more credit risk relating to that customer's future business, or result 
in uncollectible trade accounts receivable from that customer. Future credit losses relating to any one of our major customers could be 
material and could result in a material charge to our financial results.

Management’s Discussion and Analysis

10.2      Risks relating to the industry

Competition
We sell our simulation products and training services in highly competitive international markets. New participants have emerged in recent 
years and the competitive environment is intense, with aerospace and defence companies positioning themselves to try to take greater 
market share by consolidating through mergers and acquisitions and vertical integration strategies and by developing their own internal 
capabilities. Most of our competitors in the simulation and training markets are also involved in other major segments of the aerospace 
and defence industry beyond simulation and training. As such, some of them are larger than we are, and may have greater financial, 
technical, marketing, manufacturing and distribution resources and market share which could adversely affect CAE’s ability to compete 
successfully.  In  addition,  our  main  competitors  are  either  aircraft  manufacturers,  or  have  well-established  relationships  with  aircraft 
manufacturers, airlines and governments, which may give them an advantage when competing for projects. 

OEMs have certain advantages in competing with independent training service providers. An OEM controls the pricing for the data, parts 
and equipment packages that are often required to manufacture a simulator specific to that OEM’s aircraft, which in turn, is a critical capital 
cost for any simulation-based training service provider. OEMs may be in a position to demand licence fees or royalties to permit the 
manufacturing of simulators based on the OEM’s aircraft, and/or permit any training on their respective simulators. However, CAE may 
have some advantages, as an independent training provider and simulator manufacturer, having the ability to replicate certain aircraft 
without data, parts and equipment packages from an OEM, as well as our global reach and diversified training network that includes joint 
ventures with large airline operators, who are aircraft customers for OEMs. In addition, we work with some OEMs on business opportunities 
related to equipment and training services.

Economic growth and pressure underlie the demand for all of our products and services. Periods of economic recession, constrained 
credit, government austerity and/or international commercial sanctions generally lead to heightened competition for demand of our services 
and products. This in turn, typically leads to a reduction in profit on sales won during such a period. Should such conditions occur, we 
could experience price and margin erosion.

Business development and awarding of new contracts
We obtain most of our contracts through competitive bidding processes that subject us to the risk of spending a substantial amount of 
time and effort on proposals for contracts that may not be awarded to CAE. A significant portion of our revenue is dependent on obtaining 
new orders and continued replenishment of our backlog. We cannot be certain that we will continue to win contracts through competitive 
bidding processes at the same rate as we have in the past, additionally, the impacts of the COVID-19 pandemic could cause a delay in 
the awarding of orders. The presence of new market participants as noted above, and their efforts to gain market share, creates heightened 
competition in bidding which may negatively impact pricing and margins. We intend to continue to grow market share by leveraging a high 
level of customer satisfaction and operational and organizational productivity.

Level and timing of defence spending
A significant portion of our revenues is generated by sales to defence and security customers around the world. We provide products and 
services  for  numerous  programs  to Australian,  Canadian,  European,  UAE,  U.S.,  and  other  foreign  governments  as  both  the  prime                     
and/or subcontractor. As defence spending comes from public funds and is always competing with other public interests for funding, there 
is a risk associated with the level of spending a particular country may devote to defence as well as the timing of defence contract awards, 
which  can  be  very  difficult  to  predict  and  may  be  impacted  by  numerous  factors  such  as  the  political  environment,  foreign  policy, 
macroeconomic conditions and nature of the international threat environment. Significant reductions to defence spending by mature 
markets such as in Australia, Canada, Europe, the UAE, and the U.S. or a significant delay in the timing of defence procurement could 
have a material negative impact on our future revenue, earnings and operations. Particularly, with the increased focus on COVID-19 relief 
measures around the globe, governments may be forced to reduce their defence spending. Additionally, the precipitous drop in oil prices 
has further impacted opportunity flow in the Middle East. In order to mitigate the level and timing of defence procurements, we have 
established a diversified global business and a strong position on enduring platforms. 

Government-funded defence and security programs
Like most companies that supply products and services to governments, government agencies routinely audit and investigate government 
contractors. These agencies may review our performance under our contracts, business processes, cost structure, and compliance with 
applicable laws, regulations and standards. Our incurred costs for each year are subject to audit by government agencies, which can 
result in payment demands related to costs they believe should be disallowed. We work with governments to assess the merits of claims 
and where appropriate reserve for amounts disputed. We could be required to provide repayments to governments and may have a 
negative effect on our results of operations. Contrary to cost-reimbursable contracts, some costs may not be reimbursed or allowed under 
fixed-price contracts, which may have a negative effect on our results of operations if we experience costs overruns.

CAE Financial Report 2020 I 39

 
 
Management’s Discussion and Analysis

Civil aviation industry
A  significant  portion  of  our  revenue  comes  from  supplying  equipment  and  training  services  to  the  commercial  and  business  airline 
industries. The civil aviation market is predominantly driven by long-term trends in airline passenger and cargo traffic. The principal factors 
underlying long-term traffic growth are sustained economic growth and political stability both in developed and emerging markets. Air 
travel experienced a sharp deterioration in the first few months of calendar 2020. There is a risk that we may experience a delayed recovery 
in air travel demand due to the unprecedented worldwide travel restrictions, expected higher unemployment rates, and a fall in consumer 
spending. At this rate, IATA forecasts that domestic and international passenger demand will decrease 48% compared to calendar 2019, 
and a decrease of 55% for airline passenger revenue. Decreased airline passenger and cargo traffic for an extended period of time could 
have a material and adverse effect on our financial and operating performance. Specifically, as airlines struggle with reduced capacities 
or bankruptcies, CAE could experience the cancellation of aircraft orders, reduction in FFS demand and lower demand for pilot recruitment, 
placement, and training. Despite the temporary global shock caused by the COVID-19 pandemic, the business aviation industry is expected 
to grow in the long term due to demand recovery combined with the introduction of new aircraft models and technologies.

Demand for training solutions in the civil aviation market is further influenced by airline profitability, availability of aircraft financing, OEMs 
ability to supply aircraft, world trade policies, technological advances, government-to-government relations, national aviation authority 
regulations (including the grounding order of the 737 MAX aircraft by global civil aviation authorities and the uncertainties surrounding 
the implications of the U.K.’s departure from the EASA at the end of calendar 2020 as a result of Brexit), price and other competitive 
factors, fuel prices and geopolitical environment. Potential impediments to steady growth in air travel include major disruptions such as 
regional political instability, acts of terrorism, epidemics, pandemics, the prolonged continuation or future waves of the novel coronavirus, 
natural disasters, prolonged economic recessions, the interruption of global mobility including travel bans and border restrictions, oil price 
volatility, increased global environmental regulations or other major world events.

Constraints in the credit market may reduce the ability of airlines and others to purchase new aircraft, negatively affecting the demand 
for our training equipment and services, and the purchase of our products. In addition, airline consolidations, fleet decisions or financial 
challenges involving any of our major commercial airline customers could impact our revenues and limit our opportunity to generate profits 
from those customers. Finally, prolonged reduction in operations as a result of COVID-19 could drive an increase of bankruptcies amongst 
airlines.

Regulatory matters
Our businesses are heavily regulated. We deal with many government agencies and entities and are subject to laws and regulations such 
as export controls, health, national security and aviation authority of each country. These regulations may change without notice, which 
could impact our sales and operations. Any changes imposed by a regulatory agency, including changes to safety standards imposed by 
aviation authorities such as the U.S. FAA, could mean that we have to make unplanned modifications to our products and services, 
causing delays, higher inventory levels or resulting in postponed or cancelled sales or changes to sales predictions. 

The export of CAE’s technology and services is subject to export permit approvals and regulatory requirements, which can sometimes 
take several months to go through the approval process. These can result in delays in obtaining export permits or even prevent us from 
exporting to certain countries, entities or people in or from a country, and result in negative financial impacts. 

We cannot predict the impact that changing laws or regulations might have on our operations. Any changes could present opportunities 
or, to the contrary, have a materially negative effect on our results of operations or financial condition and we cannot be certain that we 
will be permitted to sell or licence certain products to customers or otherwise export CAE’s technology and services, which could cause 
a potential loss of revenue for us. Any changes in governmental policy or government actions resulting form the COVID-19 pandemic 
could disrupt our supply chain, prevent the sale or delivery of our products, or result in export license delays.

If we fail to comply with government laws and regulations related to export controls and national security requirements, we could be fined 
and/or suspended or barred from government contracts or subcontracts for a period of time, which would negatively affect our revenue 
from operations and profitability and could have a negative effect on our reputation and ability to procure other government contracts in 
the future.

Natural or other disasters
Extreme weather conditions or natural or other disasters, such as earthquakes, fires, floods, pandemics, epidemics (such as COVID-19) 
and similar events could disrupt our operations, damage our infrastructure or properties, endanger our employee's health and safety, 
impact the availability and cost of materials and resources, increase insurance and other operating costs and have a material adverse 
effect on our operating results, financial position or liquidity. In addition, we cannot be certain that our insurance coverage will be sufficient 
to cover all significant risk exposures. We are exposed to liabilities that are unique to the products and services that we provide. CAE 
maintains insurance for certain risks and may be adequately covered for said risks, however, insurance may not be available, or limits 
may  not  be  adequate  to  cover  all  significant  risk  exposures.  For  example,  CAE  is  not  covered  from  the  financial  losses  caused  by 
communicable disease, including viruses and other epidemics, as certain coverages are not available for commercially reasonable terms.  
It is not certain whether there will be any insurance products in the future covering the risks of communicable disease.

40 I CAE Financial Report 2020

Management’s Discussion and Analysis

Environmental laws and regulations
CAE is exposed to various environmental risks and is subject to complying with environmental laws and regulations which vary from 
country to country and are subject to change. CAE’s inability to comply with environmental laws and regulations could result in penalties, 
lawsuits and potential harm to its reputation. 

New laws and regulations, stricter enforcement of existing laws and regulations, the discovery of previously unknown contamination, new 
clean-up requirements or claims on environmental indemnities we committed to may result in us having to incur substantial costs. This 
could have a materially negative effect on our financial condition and results of operations.

Climate changes
Increased public awareness and growing concerns about climate change and the global transition to a low carbon economy result in a 
broad range of impacts, including potential strategic, reputational and structural related risks for CAE and its business partners and the 
emergence and evolvement additional environmental and climate change regulations, frameworks, and guidance. Increasing regulatory 
expectations create a new set of compliance risks that need to be managed. Global climate change also results in regulatory risks which 
vary according to the national and local requirements implemented by each jurisdiction where we are present. 

In addition, concerns about the environmental impacts of air travel, the “anti-flying” movement and tendencies towards “green” travel 
initiatives have contributed to higher levels of scrutiny with respect to emissions which could have the effect of reducing demand for air 
travel and could materially adversely impact our aviation business and reputation. As a result of these increased concerns, we announced 
that we have committed to become carbon neutral by summer 2020; should we not achieve this objective, it could be badly received or 
result in further damage to our reputation. 

10.3      Risks relating to the Company

Evolving standards and technology innovation
The civil aviation and defence and security markets in which we operate are characterized by changes in customer requirements, new 
aircraft models, evolving industry standards, increased power to analyze data and evolving customer expectations influenced by global 
trends such as climate change, pandemics, the growth of developing markets, population growth and demographic factors. If we do not 
accurately predict the needs of our existing and prospective customers, develop new products, enhance existing products and services 
and invest in and develop new technologies that address those evolving standards and technologies, we may lose current customers and 
be unable to attract new customers. This could reduce our revenue and market share. 

The evolution of technology could also have a negative impact on the value of our fleet of FFSs or require significant investments to our 
fleet to update to the evolving technology. The adoption of new technologies, such as artificial intelligence, machine learning and unmanned 
aerial systems or remotely piloted aircraft, presents opportunities for us, but may result in new and complex risks that would need to be 
managed effectively.  

Our ability to penetrate new markets
Penetration of the new markets represents both a risk and an opportunity for CAE. Success in these markets is by no means assured. 
As we operate in new markets, unforeseen difficulties, major investments and additional expenditures could arise, which may have an 
adverse effect on our operations, financial position, profitability and reputation. Penetrating a new market is inherently more difficult than 
managing  within  our  already  established  markets.  New  products  and  technologies  introduced  in  new  markets  could  also  generate 
unanticipated safety or other concerns resulting in expanded product liability risks, potential product recalls and other regulatory issues 
that could have an adverse impact on us. In particular, we may be exposed to increased risks in the current year as a result of the 
development of our CAE Air1 ventilator, as we attempt to enter the medical equipment market. 

Research and development activities
We carry out some of our R&D initiatives with the financial participation of governments, including the Government of Quebec through 
IQ and the SA2GE program, and the Government of Canada through its SADI and SIF. The level of government financial participation 
reflects government policy, fiscal policy and other political and economic factors. We may not, in the future, be able to replace these 
existing programs with programs of comparable benefit to us, which could have a negative impact on our financial performance and 
research and development activities.

We receive investment tax credits from federal and provincial governments in Canada and from the federal government in the U.S. and 
the U.K. on eligible R&D activities that we undertake. The credits we receive are based on legislation currently enacted. The investment 
tax credits available to us can be reduced by changes to the respective governments’ legislation which could have a negative impact on 
our financial performance and research and development activities. 

Furthermore, our R&D investments in new products or technologies may or may not be successful. Our results may be impacted if we 
invest in products that are not accepted on the market, if customer demand or preferences change, if new products are not brought to 
market in a timely manner, if we lack commercial or procurement experience, if we experience delays in obtaining regulatory approvals, 
or if our products become obsolete. We may incur cost overruns in developing new products. 

CAE Financial Report 2020 I 41

 
Management’s Discussion and Analysis

Fixed-price and long-term supply contracts
We provide our products and services mainly through fixed-price contracts that enable us, contrary to cost-reimbursable contracts, to 
benefit from performance improvements, cost reductions and efficiencies, but also require us to absorb cost overruns reducing profit 
margins  or  incurring  losses  if  we  are  unable  to  achieve  estimated  costs  and  revenues.  It  can  be  difficult  to  estimate  all  of  the  costs 
associated with these contracts or to accurately project the level of sales we may ultimately achieve. In addition, a number of contracts 
to supply equipment and services to commercial airlines and defence organizations are long-term agreements that can run up to 25 years. 
While some of these contracts can be adjusted for increases in inflation and costs, the adjustments may not fully offset the increases, 
which could negatively affect the results of our operations. While we believe we have recorded adequate provisions for risks of losses on 
fixed-price  contracts,  it  is  possible  that  fixed-price  and  long-term  supply  contracts  could  subject  us  to  additional  losses  that  exceed 
obligations under the terms of the contracts.

Strategic partnerships and long-term contracts
We  have  long-term  strategic  partnerships  and  contracts  with  major  airlines,  aircraft  operators  and  defence  forces  around  the  world, 
including Authorized Training Provider agreements. These long-term contracts are included in our backlog at the awarded amount but 
could be subject to unexpected adjustments or cancellations and therefore do not represent a guarantee of our future revenues. We 
cannot be certain that these partnerships and contracts will be renewed on similar terms, or at all, when they expire, and our financial 
results could be adversely affected by our partners' level of operations and revenue, financial health, contribution and indemnifications. 
We can make no assurance that customers will fulfill existing purchase commitments, exercise purchase options or purchase additional 
products or services from CAE. 

Procurement and OEM leverage
We secure data, parts, equipment and many other inputs from a wide variety of OEMs, subcontractors and other sources. We are not 
always able to find two or more sources for inputs that we require, and, in the case of specific aircraft simulators and other training 
equipment, significant inputs can only be sole-sourced. We may therefore be vulnerable to delivery schedule delays, the financial condition 
of  the  sole-source  suppliers  and  their  willingness  to  deal  with  us. Within  their  corporate  groups,  some  sole-source  suppliers  include 
businesses that compete with parts of our business. This could lead to onerous licencing terms, high licence fees or even refusal to licence 
to us the data, parts and equipment packages that are often required to manufacture and operate a simulator based on an OEM’s aircraft.

Where we use an internally produced simulation model for an aircraft or develop courseware without using OEM-sourced and licenced 
data, parts and equipment, the OEM in question may attempt retaliatory or obstructive actions against us to block the provision of training 
services or manufacturing, sale and/or deployment for training of a simulator for such aircraft, claiming breach of its intellectual property 
rights or other legal basis. Such actions may cause us to incur material legal fees and/or may delay or prevent completion of the simulator 
development project or provision of training services, which may negatively impact our financial results.

Similarly, where we use open source software, freeware or commercial off-the-shelf software from a third party, the third party in question 
or other persons may attempt retaliatory or obstructive actions against us to block the use of such software or freeware, claiming breach 
of licence rights or other legal basis. Such actions may cause us to incur material legal fees and/or may delay or prevent completion of 
the simulator development project or provision of training services, which may negatively impact our financial results.

Product integration and program management
Our business could be negatively affected if our products do not successfully integrate or operate with other sophisticated software, 
hardware, computing and communications systems that are also continually evolving. If we experience difficulties on a project or do not 
meet project milestones, we may have to devote more engineering and other resources than originally anticipated which may impact 
timing and profitability. 

Protection of our intellectual property and brand
We rely, in part, on trade secrets, copyrights and contractual restrictions, such as confidentiality agreements, patents and licences to 
establish and protect our proprietary rights. These may not be effective in preventing a misuse of our technology or in deterring others 
from developing similar technologies. We may be limited in our ability to acquire or enforce our intellectual property rights in some countries. 
Litigation related to our intellectual property rights could be lengthy and costly and could negatively affect our operations or financial 
results, whether or not we are successful in defending a claim.

As the training partner of choice to enhance safety, efficiency and readiness, our brand is a significant asset. From time to time, we may 
authorize the use of our brand, under third party license agreements, such as our partnership with the Saudi National Company of Aviation 
to create a CAE Authorized Training Centre in the Middle East. Additionally, in certain of our flight training organizations, we outsource 
some flying to third-party providers, but ultimately remain accountable for their performance operating for our brand. We control and 
manage the use of our brand and ensure that our partners and suppliers meet rigorous standards to ensure that our brand value is 
preserved. Adverse publicity related to incidents or litigation involving us, our partners or suppliers may impact the value of our brand. 

42 I CAE Financial Report 2020

Management’s Discussion and Analysis

Third-party intellectual property
Our products contain sophisticated software and computer systems that are supplied to us by third parties. These may not always be 
available to us. Our production of simulators often depends on receiving confidential or proprietary data on the functions, design and 
performance of a product or system that our simulators are intended to simulate. Our training systems may also involve the collection and 
analysis of customer performance data in connection with the use of our training systems. We may not be able to obtain access to these 
multiple data sets on reasonable terms, or at all.

Infringement claims could be brought against us or against our customers. We may not be successful in defending these claims and we 
may not be able to develop processes that do not infringe on the rights of third parties, or obtain licences on terms that are commercially 
acceptable, if at all.

The markets in which we operate are subject to extensive patenting by third parties. Our ability to modify existing products or to develop 
new products and services may be constrained by third-party patents such that we incur incremental costs to licence the use of the patent 
or design around the claims made therein. 

Key personnel
Our continued success will depend in part on our ability to attract, recruit and retain key personnel and management with relevant skills, 
expertise and experience. Our compensation policy is designed to mitigate this risk, however, the temporary compensation measures 
put in place during the COVID-19 pandemic could result in increased risks of losing talent to industries that have not been as severely 
impacted. We also have succession plans in place to help identify and develop an internal pipeline of leadership talent pertaining to 
engineers, technical and pilot instructors and general management domains. CAE is dependent on the industry experience, qualifications 
and knowledge of a variety of employees, including our executive officers, managers and other key employees to execute our business 
plan  and  operate  our  business.  If  we  were  to  experience  a  shortfall,  illness  or  a  substantial  turnover  in  our  leadership  or  other  key 
employees, our business, results from operations and financial condition could be materially adversely affected. Failure to establish a 
complete and effective succession plan, including preparation of internal talent and identification of potential external candidates, where 
relevant, for key roles, could impair our business until qualified replacements are found.

Labour relations
Approximately 2,600 employees are represented by unions and are covered by 55 collective agreements as of March 31, 2020. These 
differing collective bargaining agreements have various expiration dates. While we maintain positive relationships with our respective 
unions, the re-negotiations of the collective bargaining agreements could result in work disruption including work stoppages or work 
slowdowns. Should a work stoppage occur, it could interrupt our manufacturing or service operations at the impacted location which could 
adversely affect service to our customers and to our financial performance. 

Liability risks that may not be covered by indemnity or insurance
We are exposed to liabilities that are unique to the products and services we provide, as our business is complex, international and 
involves extensive coordination and integration with numerous suppliers, large numbers of highly-skilled employees and partners, advanced 
technologies and stringent regulatory requirements and performance and reliability standards. 

Accordingly, we may be exposed to claims and litigation, including claims for personal injury, illness, death, property damage or business 
interruption, arising from:
–  Deficiencies in our simulation products and services that directly or indirectly cause damage and/or injury;
–  Deficiencies in training programs or our training services delivery that directly or indirectly cause damage or injury;
– 
– 
–  Deficiencies in our live flight training equipment, personnel or operations that directly or indirectly cause damage or injury;
–  Deficiencies in our mitigation and protective measures implemented to reduce the risk of a potential COVID-19 outbreak in one of our 

Incidents occurring during the use of equipment that we have manufactured or operate;
Incidents involving products and services that we have provided, including claims for personal injuries or death;

facilities or failure to adequately protect our customers, employees, contractors, workers and visitors from the virus.

Substantial costs could adversely impact our financial condition, cash flows, or operating results. In some but not all circumstances, we 
may  be  entitled  to  certain  legal  protections  or  indemnifications  from  our  customers. Although  we  maintain  insurance  coverage  from 
established insurance carriers to cover these risks, our insurance coverage may be inadequate to cover all claims and liabilities, the 
amount of such insurance coverage may not be sufficient, and we may be forced to bear substantial costs. Any accident, failure of, or 
defect in our products or services, even if fully indemnified or insured, could result in significant investment and negatively affect our 
reputation with our customers and the public. It also could affect the cost and availability of adequate insurance in the future.

Warranty or other product-related claims
We manufacture simulators that are highly complex and sophisticated. Additionally, we may purchase simulators or obtain simulators via 
acquisitions. These simulators may contain defects that are difficult to detect and correct and if they fail to operate correctly, there could 
be warranty claims or we may incur significant additional costs to modify or retrofit these products. Correcting these defects could require 
significant additional costs. If a defective product is integrated into our customers' equipment, we could face product liability claims based 
on damages to the customers' equipment. Any claims, errors or failures could have a negative effect on our operating results and business. 
We may also be subject to product liability claims relating to equipment and services related to discontinued operations sold in the past.

CAE Financial Report 2020 I 43

Management’s Discussion and Analysis

Mergers, acquisitions, joint ventures, strategic alliances or divestitures
As part of our growth strategy, at times we engage in business acquisitions or form joint ventures and strategic alliances. The realization 
of anticipated benefits from these acquisitions and related activities depends, in part, upon our ability to integrate the acquired business, 
the realization of synergies both in terms of successfully marketing our broadened product and service portfolio, efficient consolidation 
of the operations of the acquired businesses into our existing operations, cost management to avoid duplication, information systems 
integration, staff reorganization, establishment of controls, procedures, and policies, performance of the management team and other 
personnel of the acquired operations as well as cultural alignment. There can be no assurance that we will realize anticipated synergies, 
or that we will meet any financial and performance targets provided. In addition, our inability to adequately integrate an acquired business 
in a timely manner might result in departures of qualified personnel or lost business opportunities which would negatively impact operations 
and financial results. There are also risks associated with the acquisition of a business where certain legacy liabilities could arise. We 
also may make strategic divestitures from time to time. These transactions may result in continued involvement in the divested businesses, 
such as through guarantees and transition services following the transaction.

Reputational risk
Reputational risk may arise under many situations including, among others, quality or performance issues on our products or services, 
inability to penetrate new markets or to meet expectations or demand for newly developed products and technologies, failure to maintain 
ethically and socially responsible operations, injuries or death arising from health and safety incidents during the operation process or 
training activities, or alleged or proven non-compliance with laws or regulations by our employees, agents, subcontractors, suppliers    
and/or business partners. Any negative publicity about, or significant damage to, our image and reputation could have an adverse impact 
on customer perception and confidence and may cause the cancellation of current work or influence our ability to obtain future sales or 
award of a contract. Furthermore, any unethical conduct by one of our suppliers or subcontractors or any allegations of unfair or illegal 
business practices by a supplier or subcontractor could also negatively affect our image and reputation. An occurrence of any of these 
situations could materially adversely affect our business and financial results.

Perceptions pertaining to social and governance approaches have changed in the recent years, and many customers and investors now 
agree that these issues have become a current concern and could affect corporate profitability and reputation. 

U.S. foreign ownership, control or influence mitigation measures
CAE and certain of our subsidiaries are parties to agreements with various departments and agencies of the U.S. government, including 
the U.S. Department of Defense, which require that these subsidiaries be issued facility security clearances under the U.S. Government 
National Industrial Security Program. This program requires that any corporation that maintains a facility security clearance be insulated 
from foreign ownership, control or influence (FOCI) via a mitigation agreement. As a Canadian company, we have entered into FOCI 
mitigation agreements with U.S. Department of Defense that enable these U.S. subsidiaries to obtain and maintain the requisite facility 
security clearances to enter into and perform on classified contracts with the U.S. Government. Specifically, these mitigation agreements 
are a special security agreement for CAE USA Inc. and a proxy agreement (Proxy Agreement) for CAE USA Inc.’s wholly owned subsidiary, 
CAE USA Mission Solutions Inc. (MSI). If we fail to maintain compliance with either of these FOCI mitigation agreements, the facility 
security clearances for each entity may be terminated. If this occurred, our U.S. subsidiaries would no longer be eligible to enter into new 
contracts requiring a facility security clearance and would lose the right to perform its existing contracts with the U.S. government to 
completion.

A separate board of directors has been established to oversee the management and operations of MSI. Under the Proxy Agreement, we, 
and our board of directors, are restricted in our oversight over MSI’s separate board of directors and its management. In addition, under 
U.S. Department of Defense rules and procedures, subject to a limited number of restricted matters (such as the sale or disposal of MSI’s 
assets; corporate mergers, consolidations, or reorganizations relating to MSI; pledges, mortgages or other encumbrances on the capital 
stock of MSI for purposes other than obtaining working capital; the dissolution of MSI; and the filing of a bankruptcy petition with respect 
to MSI) MSI board of directors acts independently and has sole authority to make all decisions regarding the management of MSI and 
its business. The actions taken or not taken by the management or MSI board of directors could have an impact on our growth, reputation 
and profitability.

Length of sales cycle
The sales cycle for our products and services can be long and unpredictable, ranging from 6 to 18 months for civil aviation applications 
and from 6 to 24 months or longer for defence and security applications. During the time when customers are evaluating our products 
and services, we may incur expenses and management time. Making these expenditures in a period that has no corresponding revenue 
will affect our operating results and could increase the volatility of our share price. We may pre-build certain products in anticipation of 
orders to come and to facilitate a faster delivery schedule to gain competitive advantage; if orders for those products do not materialize 
when expected, we have to carry the pre-built product in inventory for a period of time until a sale is realized.

Government procurement policies often allow unsuccessful bidders to protest a contract award. The protest of a contract awarded to CAE 
may result in the cancellation of our award, extend the period before which we can start recognizing revenue or cause us to incur material 
legal fees.

Seasonality
Our business, revenues and cash flows are affected by certain seasonal trends. In the Civil segment, the level of training delivered is 
driven by the availability of pilots to train, which tends to be lower in the second quarter as pilots are flying more and training less and 
thus resulting in lower revenues. In the Defence segment, revenue and cash collection tend to be higher in the second half of the year 
as contract awards and availability of funding are influenced by the federal government’s budget cycle, which in the U.S. is based on a 
September year-end. We expect these trends to continue in fiscal 2021. 

44 I CAE Financial Report 2020

Management’s Discussion and Analysis

Returns to shareholders
Payment of dividends, the repurchase of shares under our NCIB program and other cash or capital returns to our shareholders are at the 
discretion of the Board of Directors and depend on various factors, including our operating cash flows, sources of capital, the satisfaction 
of solvency tests and other financial requirements, our operations and financial results, as well as our dividend and other policies which 
may be reviewed from time to time.

Given the impacts of the COVID-19 pandemic, CAE’s Board of Directors has approved a suspension of dividend payments to common 
shareholders and share repurchases under our NCIB program to preserve liquidity. This position will be reviewed on a quarterly basis 
and payments will resume as soon as it is appropriate. 

Information technology and cybersecurity
We depend on information technology infrastructure and systems, hosted internally or outsourced, to conduct day-to-day operations and 
for the effective operation of our business. Our business also requires the appropriate and secure utilization of sensitive and confidential 
information belonging to third parties such as aircraft OEMs, national defence forces and customers. While we strive to leverage technology 
to meet the growing needs of our customers and enhance the efficiency of our operations, it nevertheless comes with information security 
and cybersecurity risks.

Due to the size, scale, and global nature of our operations, our heavy reliance on the internet to conduct day-to-day business activities, 
our intricate technological infrastructure, our business relationships with aircraft OEMs and defence and security customers and our use 
of  third  party  service  providers,  we  are  subject  to  heightened  risks. These  risks  include  information  technology  system  failures  and 
non availability,  cyber-attacks,  cyber  extortion,  breaches  of  systems  security,  malware,  unauthorized  attempts  to  gain  access  to  our 
proprietary  and  sensitive  information,  hacking,  phishing,  identity  theft,  theft  of  intellectual  property  and  confidential  information, 
denial of service attacks aimed at causing network failures and services interruption and other cybersecurity threats to our information 
technology infrastructure and systems. 

These  IT  and  cybersecurity  risks  could  disrupt  our  operations,  cause  the  loss  of,  corruption  of,  or  unauthorized  access  to  business 
information and data, compromise confidential or classified information belonging to CAE, our employees, or our business partners, 
including aircraft OEMs and defence and security customers, expose us to client attrition, non-compliance with privacy legislation or any 
other laws in effect, litigation, fines, penalties or regulatory action, compliance costs, corrective measures, investigative or restoration 
costs, cost hikes to maintain and upgrade technological infrastructures and systems or reputational harm, all of which could have a 
negative effect on CAE’s operating results, reporting capabilities, profitability and reputation. 

A series of governance processes are in place to mitigate these risks. To address the challenges of the evolving cyber threat landscape 
and as the volume and sophistication of cyber-attacks continue to increase, we continuously review our security measures. We have 
developed a three year cybersecurity program in order to cope with these increasing threats. We have implemented security controls, 
policy enforcement mechanisms, management oversight and monitoring systems in order to prevent, detect and address potential threats. 
However, we may find it necessary to make further investments to protect our data and infrastructure, as well as our customers data, 
against cyber-attacks. 

The increased volume of employees working remotely and using online video conferencing and collaborative platforms due to COVID-19 
social distancing measures could result in increased cybersecurity threats. In order to manage these threats, we have increased our 
monitoring of these threats, we have accelerated certain initiatives and we have been working with third parties to focus on our 24/7 
monitoring of our activities.

The amount of cyber insurance coverage that we maintain may not be adequate nor sufficient to cover the claims or liabilities resulting 
from cyber-attacks. Given the highly evolving nature of cyber or other security threats or disruptions and their increased frequency, the 
impact of any future incident cannot be easily predicted or mitigated, and the costs related to such threats or disruptions may not be fully 
insured or indemnified by other means. In addition, the digital transformation and the adoption of emerging technologies, such as artificial 
intelligence and machine learning, call for continued focus and investment to manage our risks effectively.

Furthermore, we may experience similar security threats at customer sites that we operate or manage or to which we gain access to 
deliver services. We must rely on our own safeguards as well as the safeguards put in place by our partners to mitigate the threats. Our 
partners have varying levels of cybersecurity expertise and safeguards, and their relationships with government contractors, such as 
CAE, may increase the likelihood that they are targeted by the same cyber threats we face.

We may, from time to time, replace or update our information technology networks and systems. The implementation of, and transition 
to, new networks and systems can temporarily disrupt our business activities and result in productivity disruptions.

Reliance on third-party providers for information technology systems and infrastructure management
We have outsourced certain information technology systems maintenance and support services and infrastructure management functions, 
to third-party service providers. If these service providers are disrupted or do not perform effectively, it may have a material adverse impact 
on our operations and/or we may not be able to achieve the expected cost savings and may have to incur additional costs to correct errors 
made  by  such  service  providers.  Depending  on  the  function  involved,  such  errors  may  also  lead  to  business  disruption,  processing 
inefficiencies and/or security vulnerability, and can have a negative impact on our reputation. To cope with these risks we have implemented 
a third party vendor cybersecurity risk process in order to ensure that our suppliers have the appropriate level of controls over the process 
of CAE information assets outsourced to them.

CAE Financial Report 2020 I 45

Management’s Discussion and Analysis

Data privacy
The management, use and protection of data, including sensitive data, are becoming increasingly important, particularly given the high 
value attributed to data and the potential exposure to operational risks, reputational risks, and regulatory compliance risks and the coming 
into force of the General Data Protection Regulation by the European Union in May 2018, and the expected proliferation of similar regulatory 
frameworks in other regions, such as the enactment of the California Consumer Privacy Act in January 2020. Further, as our collaboration 
with  third  parties  continues  to  grow  and  as  we  adopt  new  technologies  and  business  models,  our  potential  exposure  to  regulatory 
compliance, operational and reputational risk increases. 

If we fail to comply with applicable privacy laws, we could be subject to regulatory penalties, experience damage to our reputation or a 
loss of confidence in our products and services. We may also incur additional costs for remediation and modification or enhancement of 
our information systems to prevent future occurrences, all of which could adversely affect our business, operations or financial results.

Furthermore, the adoption of emerging technologies, such as cloud computing, artificial intelligence, process automatization and robotics 
could lead to both new and complex risks that require continued focus and investment to manage effectively. We identify, assess and 
manage the operational risk associated with the implementation of new technologies prior to their adoption. 

10.4      Risks relating to the market

Foreign exchange
Our operations are global with more than 90% of our revenue generated from worldwide exports and international activities generally 
denominated in foreign currencies, mainly the U.S. dollar, the Euro and the British pound. Our revenue is generated approximately one third 
in each of the U.S, Europe and the rest of the world.

Three areas of our business are exposed to fluctuations of foreign exchange rates; our network of foreign training and services operations, 
our production operations outside of Canada (Germany, and U.S.) and our production operations in Canada. A significant portion of the 
revenue  generated  in  Canada  is  in  foreign  currencies,  while  a  large  portion  of  our  operating  costs  is  in  Canadian  dollars. When  the 
Canadian dollar increases in value, it negatively affects our foreign currency-denominated revenue and hence our financial results. We 
generally hedge the milestone payments of sales contracts denominated in foreign currencies to mitigate some of the foreign exchange 
exposure. We  continue  to  hold  a  portfolio  of  currency  hedging  positions  intended  to  mitigate  the  risk  to  a  portion  of  future  revenues 
presented by the volatility of the Canadian dollar versus foreign currencies. The hedges are intended to cover a portion of the revenue to 
allow the unhedged portion to match the foreign cost component of the contract. Since not all of our revenue is hedged, it is not possible 
to completely offset the effects of changing foreign currency values, which leaves some residual exposure that may impact our financial 
results. This residual exposure may be higher when currencies experience significant short-term volatility. When the Canadian dollar 
decreases in value, it negatively affects our foreign currency-denominated costs. 

Business conducted through our foreign operations are substantially based in local currencies. A natural hedge exists by virtue of revenues 
and operating expenses being in like currencies. However, changes in the value of foreign currencies relative to the Canadian dollar 
creates  unhedged  currency  translation  exposure  since  results  are  consolidated  in  Canadian  dollars  for  financial  reporting  purposes. 
Appreciation of foreign currencies against the Canadian dollar would have a positive translation impact and a devaluation of foreign 
currencies against the Canadian dollar would have the opposite effect. 

Availability of capital 
We depend, in part, upon our debt funding. We have various debt facilities with maturities ranging between April 2020 and July 2043, 
and we cannot provide assurance that these facilities will be refinanced at the same cost, for the same duration and on similar terms as 
were previously available. If we require additional debt funding, our market liquidity may not be sufficient considering multiple factors 
including a decline in our financial performance, outlook or our credit ratings, which may adversely affect our ability to fund our operations 
and contractual or financing commitments.

Our credit facilities have certain financial covenants that require us to maintain a minimum leverage ratio. In the event that we are unable 
to maintain compliance with such covenants, we may have restricted access to capital and we would be required to obtain an amendment 
or waiver from our lenders, refinance the indebtedness subject to covenants or take other mitigating actions prior to a potential breach.

Credit risk
We are also exposed to credit risk on accounts receivable from our customers. We have adopted policies to ensure we are not significantly 
exposed to any individual customer. Our policies include analyzing the financial position of certain customers and regularly reviewing 
their credit quality. We also subscribe from time to time to credit insurance and, in some instances, require a bank letter of credit to secure 
our customers’ payments to us. 

Pension plans
Economic and capital market fluctuations can negatively affect the investment performance, funding and expense associated with our 
defined benefit pension plans. Pension funding for these plans is based on actuarial estimates and is subject to limitations under applicable 
regulations. Actuarial estimates prepared during the year were based on, amongst others, assumptions regarding the performance of 
financial markets, discount rates, inflation rates, future salary increases, estimated retirement ages and mortality rates. The actuarial 
funding valuation reports determine the amount of cash contributions that we are required to make into registered retirement plans. There 
can be no assurance that our pension expense and the funding of these plans will not increase in the future, negatively impacting our 
earnings, cash flow and shareholders' equity. We seek to mitigate this risk by implementing policies and procedures designed to control 
investment risk and through ongoing monitoring of our funding position.

46 I CAE Financial Report 2020

Management’s Discussion and Analysis

During the last quarter of fiscal 2020, the markets experienced a high level of fluctuations due to the impacts of COVID-19. The decrease 
in value of our plan assets was  however offset by an increase in the pension discount rates. Depending  how the  markets fluctuate, 
additional cash contributions may be required to fund our defined benefit and defined contribution pension plans. This may have a negative 
effect on our operations and financial results.

Doing business in foreign countries
We have operations in over 35 countries including our joint venture operations. We also sell and deliver products and services to customers 
around the world. Sales to customers outside Canada made up more than 90% of revenue in fiscal 2020. We expect sales outside Canada 
to continue to represent a significant portion of revenue in the foreseeable future. As a result, we are subject to the risks of doing business 
internationally, including geopolitical instability.

These are the main risks we are facing attributable to international operations:
–  Change in Canadian and foreign government policies, laws, regulations and regulatory requirements, or the interpretation, application, 

and/or enforcement thereof;

–  Adoption of new, and the expansion of existing tariffs, embargoes, controls, sanctions trade, work or travel restrictions and other 

restrictions;

–  Recessions and other economic crises in other regions, or specific foreign economies and the impact on our cost of doing business 

in those countries;

–  Acts of war, civil unrest, force majeure and terrorism;
–  Social, economic and geopolitical instability;
–  Risk that inter-governmental relationships may deteriorate such that CAE’s operations in a given country may be negatively impacted;
–  Limitations on the CAE’s ability to repatriate cash, funds or capital invested or held in jurisdictions outside Canada;
–  Difficulties, delays and expense that may be experienced or incurred in connection with the movement and clearance of personnel 

and goods through the customs and immigration authorities of multiple jurisdictions;

–  Complexity and corruption risks of using foreign representatives and consultants.

Also, changes to the regulatory environment in countries in which we do business may lead to higher custom tariffs, stricter trade policies, 
changes in the sanctions regime, export restrictions and other restrictions, that may have a negative impact on our sales, financial results 
and business model. 

Geopolitical uncertainty
Global uncertainty continued to intensify throughout fiscal 2020 and, in some parts of the world, political instability has become more 
pronounced, protracted and unpredictable. 

Rising or persisting geopolitical tensions, policy changes and prolonged political instability in various countries where we have a presence 
could lead to delays or cancellation of orders, deliveries or projects, or the expropriation of assets, in which we have invested significant 
resources,  particularly  when  the  customers  are  state-owned  or  state-controlled  entities.  It  is  possible  that  in  the  markets  we  serve, 
unanticipated political instability could impact our operating results and financial position.

The social, political and economic impacts of the changing political landscape in Europe pertaining to the exit of the United Kingdom from 
the European Union (EU) as of January 31, 2020 may lead to increased complexity in terms of regulations and increased geopolitical 
and economic risks and could cause disruptions to and create uncertainty surrounding our businesses, including affecting our relationships 
with existing and future customers, suppliers and employees. The withdrawal transition period will last until December 31, 2020 during 
which time the U.K. will remain part of the EU’s customs union and single market and will work towards negotiating a trade deal with the 
EU before the transition period ends. Uncertainties pertaining to the political direction of the U.S. and the current Chinese-American trade 
tension may continue to impact global economic growth prospects and market sentiment. 

Anti-corruption laws
Sales to foreign customers are subject to Canadian and foreign laws and regulations, including, without limitation, the Corruption of 
Foreign Public Officials Act (Canada), the Foreign Corrupt Practices Act (United States) and other anti-corruption laws. While we have 
stringent policies in place to comply with such laws, failure by CAE, our employees, foreign representatives and consultants or others 
working on our behalf to comply with it could result in administrative, civil, or criminal liabilities, including suspension, debarment from 
bidding for or performing government contracts, which could have a material adverse effect on us. We frequently team with international 
subcontractors and suppliers who are also exposed to similar risks.

Taxation matters
We collect and pay significant amounts of taxes to various tax authorities. As our operations are complex and the related tax interpretations, 
regulations, legislation and jurisprudence that pertain to our activities are subject to continual change and evolving interpretation, the 
final outcome of the taxation of many transactions is uncertain. Also, a substantial portion of our business is conducted in foreign countries 
and is thereby subject to numerous countries’ tax laws and fiscal policies. A change in applicable tax laws, treaties or regulations or their 
interpretation could result in a higher effective tax rate on our earnings which could significantly impact our financial results. Additionally, 
many governments have introduced temporary tax relief measures as a result of the COVID-19 pandemic and there is a risk that we will 
not qualify for them all.

CAE Financial Report 2020 I 47

Management’s Discussion and Analysis

11.   RELATED PARTY TRANSACTIONS

A list of principal investments which, in aggregate, significantly impact our results or assets is presented in Note 31 of our consolidated 
financial statements.

Outstanding balances with our equity accounted investees are as follows:

(amounts in millions)

Accounts receivable

Contract assets

Other non-current assets

Accounts payable and accrued liabilities

Contract liabilities

Other non-current liabilities

Transactions with our equity accounted investees are as follows:

(amounts in millions)

Revenue

Purchases

Other income

$

$

$

2020

51.2

38.5

25.6

5.7

28.8

1.7

2020

166.0

$

2.5

1.5

2019

33.9

13.4

18.7

2.2

30.7

1.6

2019

65.5

2.4

1.4

Compensation of key management personnel
Key management personnel have the ability and responsibility to make major operational, financial and strategic decisions for CAE and 
include certain executive officers. The compensation of key management for employee services are as follows:

(amounts in millions)

Salaries and other short-term employee benefits

Post-employment benefits – defined benefit plans

Share-based payments expense

$

$

$

2020

6.5

2.5

(8.8)

0.2

$

2019

6.4

1.9

18.9

27.2

48 I CAE Financial Report 2020

 
 
 
   
Management’s Discussion and Analysis

12.   CHANGES IN ACCOUNTING POLICIES

12.1     New and amended standards adopted

IFRS 16 - Leases
In January 2016, the IASB released IFRS 16 - Leases, which replaced IAS 17 - Leases and related interpretations. The new standard 
introduces a single lessee accounting model and eliminates the classification of leases as either operating or finance leases. It requires 
the lessee to recognize a right-of-use asset and a lease liability for substantially all leases. Lessors continue to classify leases as operating 
leases or finance leases as IFRS 16 substantially carries forward the current lessor accounting requirements.

We adopted IFRS 16 effective April 1, 2019. We elected to use the modified retrospective approach. Under this approach, the comparative 
information was not restated and the cumulative effect of initially applying IFRS 16 was recognized in equity at the date of initial application, 
on April 1, 2019. 

We have elected to apply the following transitional practical expedients:  
–  Maintain previous assessment of whether a contract is, or contains, a lease at the date of initial application;
–  Use of hindsight when evaluating the lease term if a contract contains options to extend or terminate the lease;
–  Recognize short-term leases and leases of low-value assets as a lease expense on a straight-line basis, consistent with current 

IAS 17 accounting;

–  Account for leases for which the remaining lease term ends within 12 months of the effective date as short-term leases;
–  Adjust the right-of-use asset by the amount of the previously assessed IAS 37 onerous contract provision as an alternative to an 

impairment review;

–  Exclude initial direct costs from the measurement of the right-of-use asset at the date of initial application;
–  Measure the right-of-use asset as if IFRS 16 had been applied since the lease commencement date using the incremental borrowing 

rate at the date of initial application.

Where we are a lessee, IFRS 16 resulted in on-balance sheet recognition of most of its leases that were previously considered operating 
leases under IAS 17 unless they met the short-term or low-value exemption. 

For the consolidated statement of financial position, this resulted in the recognition of new right-of-use assets of $226.8 million and new 
lease liabilities of $265.8 million, presented as part of the long-term debt, discounted using the incremental borrowing rate as at April 1, 2019 
(weighted average rate applied was 5.4%). In addition, we had existing finance lease assets of $206.0 million under IAS 17 that were 
reclassified to right-of-use assets.

For the consolidated income statement, depreciation expense on the right-of-use assets and interest expense on the lease liabilities are 
incurred, replacing the operating lease expense previously recognized under IAS 17 accounting.

For the consolidated statement of cash flows, the principal repayments of the lease liabilities are presented in financing activities, whereas 
previously operating lease payments under IAS 17 accounting were presented in operating activities.

The cumulative effect of the impacts of adopting IFRS 16 on the consolidated statement of financial position as at April 1, 2019 are 
presented in the table below:

(amounts in millions)
Assets
Total current assets
Property, plant and equipment
Right-of-use assets
Investment in equity accounted investees
Other non-current assets
Total assets

Liabilities and equity
Current portion of long-term debt
Other current liabilities
Total current liabilities
Long-term debt
Other non-current liabilities
Total liabilities
Total equity
Total liabilities and equity

March 31
 2019

IFRS 16
Adjustments

$

$

$

$

$
$
$

2,112.9
2,149.3
—
312.1
2,591.2
7,165.5

264.1
1,625.4
1,889.5
2,064.2
801.8
4,755.5
2,410.0
7,165.5

$

$

$

$

$
$
$

(3.3)
(206.0)
432.8
(3.7)
0.3
220.1

31.8
(4.3)
27.5
234.0
(13.9)
247.6
(27.5)
220.1

$

$

$

$

$
$
$

April 1
2019

2,109.6
1,943.3
432.8
308.4
2,591.5
7,385.6

295.9
1,621.1
1,917.0
2,298.2
787.9
5,003.1
2,382.5
7,385.6

CAE Financial Report 2020 I 49

Management’s Discussion and Analysis

The  difference  between  the  amount  of  new  lease  liabilities  recognized  as  at April  1,  2019  and  our  future  aggregate  minimum  lease 
payments under non-cancellable operating leases as at March 31, 2019, which amounted to $274.1 million, is mainly due to the discounting 
factors applied to the lease payments, the inclusion of optional renewal period reasonably certain to be exercised, and the exclusion of 
leases payments for short-term lease and low-value lease.  

IFRIC 23 - Uncertainty over income tax treatments
In June 2017, the IASB released IFRIC 23 - Uncertainty over Income Tax Treatments, which addresses how to determine the taxable profit 
(loss),  tax  bases,  unused  tax  losses,  unused  tax  credits  and  tax  rates,  when  there  is  uncertainty  over  income  tax  treatments  under       
IAS 12 - Income Taxes. It specifically considers whether tax treatments should be considered independently or collectively and assumptions 
for taxation authorities’ examinations in regards to taxable profit (loss), tax bases, unused tax losses, unused tax credits or tax rates.

IFRIC 23 was adopted effective April 1, 2019 and resulted in no significant adjustment.

Amendment to IAS 19 - Employee benefits
In February 2018, the IASB released an amendment to IAS 19 - Employee Benefits, which clarifies how to account for plan amendments, 
curtailments and settlements on defined benefits plans. The amendment requires the use of updated actuarial assumptions to determine 
current service cost and net interest for the period after a plan amendment, curtailment or settlement. 

This amendment to IAS 19 was adopted April 1, 2019 and will apply to any plan amendments, curtailments or settlements occurring 
subsequent to April 1, 2019.

12.2     Use of judgements, estimates and assumptions

The preparation of the consolidated financial statements requires management to make judgements, estimates and assumptions that 
affect the application of accounting policies, the reported amounts of assets and liabilities and disclosures at the date of the consolidated 
financial statements, as well as the reported amounts of revenues and expenses for the period reported. It also requires management to 
exercise its judgement in applying accounting policies. The areas involving a high degree of judgement or complexity, or areas where 
assumptions and estimates are significant to the consolidated financial statements are disclosed below. Actual results could differ from 
those estimates. Changes will be reported in the period in which they are identified.

Business combinations

Business combinations are accounted for in accordance with the acquisition method. The consideration transferred and the acquiree’s 
identifiable assets, liabilities and contingent liabilities are measured at their fair value. Depending on the complexity of determining these 
valuations, we either consult with independent experts or develop the fair value internally by using appropriate valuation techniques which 
are generally based on a forecast of the total expected future net discounted cash flows. These evaluations are linked closely to the 
assumptions made by management regarding the future performance of the related assets and the discount rate. Contingent consideration 
is measured at fair value using a discounted cash flow model.

Development costs

Development  costs  are  recognized  as  intangible  assets  and  are  amortized  over  their  useful  lives  when  they  meet  the  criteria  for 
capitalization. Forecasted revenue and profitability for the relevant projects are used to assess compliance with the capitalization criteria
and to assess the recoverable amount of the assets.

Impairment of non-financial assets 
Our impairment test for goodwill is based on internal estimates of the recoverable amount of the cash generating unit (CGU) or group of 
CGUs to which goodwill has been allocated and uses valuation models such as the discounted cash flows model (level 3). Key assumptions 
on  which  management  based  its  determination  of  the  recoverable  amount  include  expected  growth  rates  and  discount  rates. These 
estimates, including the methodology used, can have a material impact on the respective values and ultimately the amount of any goodwill 
impairment.

Likewise,  whenever  property,  plant  and  equipment  and  intangible  assets  are  tested  for  impairment,  the  determination  of  the  assets’ 
recoverable amount involves the use of estimates by management and can have a material impact on the respective values and ultimately 
the amount of any impairment.

See Note 26 of our consolidated financial statements for further details regarding assumptions used.

Revenue recognition
Transaction price allocated to performance obligations
In allocating the transaction price for contracts with multiple performance obligations, we estimate the stand-alone selling price using the 
expected cost plus a margin approach if they are not directly observable.

50 I CAE Financial Report 2020

Management’s Discussion and Analysis

Timing of satisfaction of performance obligations
For contracts where revenue is recognized over time using the cost input method, we are required to estimate the work performed to date 
as a proportion of the total work to be performed. Management conducts monthly reviews of its estimated costs to complete as well as 
its revenue and margins recognized, on a contract-by-contract basis. The impact of any revisions in cost and revenue estimates is reflected 
in the period in which the need for a revision becomes known.

Defined benefit pension plans
The cost of defined  benefit pension plans and the present value  of the employee benefit obligations are determined using actuarial 
valuations. Actuarial valuations involve, amongst others, making assumptions about discount rates, future salary increases and mortality 
rates. All assumptions are reviewed at each reporting date. Any changes in these assumptions will impact the carrying amount of the 
employee benefit obligations and the cost of the defined benefit pension plans. In determining the appropriate discount rate, management 
considers the interest rates of high quality corporate bonds that are denominated in the currency in which the benefits will be paid, and 
that have terms to maturity approximating the terms of the related pension liability. The mortality rate is based on publicly available mortality 
tables for the specific country. Future salary increases and pension increases are based on expected future inflation rates for the specific 
country. Individual discount rates are derived from the yield curve and are used to determine the service cost and interest cost of the 
Canadian defined benefit pension plans at the beginning of the year. The present value of the employee benefit obligations for these 
Canadian plans is determined based on the individual discount rates derived from the yield curve at the end of the year. 

Other key assumptions for pension obligations are based, in part, on current market conditions. See Note 19 of our consolidated financial 
statements for further details regarding assumptions used.

Government royalty repayments
In determining the amount of repayable government royalties, assumptions and estimates are made in relation to discount rates, expected 
revenues and the expected timing of revenues. Revenue projections consider past experience and represent management’s best estimate 
about the future. Revenues after a five-year period are extrapolated using estimated growth rates, ranging from 8.0% to 15.0%, over the 
period of repayments. The estimated repayments are discounted using average rates ranging from 6.0% to 9.5% based on terms of similar 
financial instruments. These estimates, along with the methodology used to derive the estimates, can have a material impact on the 
respective values and ultimately any repayable obligation in relation to government participation. A 1% increase to the growth rates would 
increase the royalty obligations at March 31, 2020 by approximately $2.8 million (2019 - $3.5 million). A 1% decrease to the growth rates 
would have an opposite impact on the royalty obligations.

Income taxes
We are subject to income tax laws in numerous jurisdictions. Judgement is required in determining the worldwide provision for income 
taxes. The determination of tax liabilities and assets involves uncertainties in the interpretation of complex tax regulations. We provide for 
potential tax liabilities based on the weighted average probability of the possible outcomes. Differences between actual results and those 
estimates could influence the income tax liabilities and deferred tax liabilities in the period in which such determinations are made.

Deferred tax assets are recognized to the extent that it is probable that taxable profit will be available against the losses that can be 
utilized. Significant management judgement is required to determine the amount of deferred tax assets that can be recognized, based 
upon the likely timing and the level of future taxable profits together with future tax planning strategies. The recorded amount of total 
deferred tax assets could be altered if estimates of projected future taxable income and benefits from available tax strategies are lowered, 
or if changes in current tax regulations are enacted that impose restrictions on the timing or extent of our ability to utilize future tax benefits.

Impact of the COVID-19 pandemic
The COVID-19 pandemic and the resulting measures taken in response to its spread have resulted in significant temporary disruptions 
to our business operations. The rapidly evolving situation has created a high level of uncertainty and risk that may result in significant 
impacts on our business, financial performance and operations. 

The uncertainties created by the COVID-19 pandemic required the use of judgements and estimates in the areas set out below. The future 
impact of the COVID-19 pandemic increases the risk, in future reporting periods, of material adjustments to the carrying amount of our 
net assets.

Goodwill impairment test
We performed our annual impairment test for goodwill during the fourth quarter of fiscal 2020. Goodwill is allocated to CGUs or a group 
of CGUs, which generally corresponds to our operating segments or one level below.  The value in use of each CGU is calculated using 
estimated cash flows derived from our five-year strategic plan. Cash flows subsequent to the five-year period were extrapolated using a 
constant growth rate of 2% to 3%. These projections are inherently uncertain due to the fluidly evolving impact of the COVID-19 pandemic. 
Significant assumptions and estimates are used to determine the expected growth rates embedded in our cash flow projections and the 
discount rate based on observable market data during the fourth quarter.   

Based on the results of our impairment test, we recorded an impairment charge of goodwill of $37.5 million in relation to the Healthcare 
CGU. See Note 26 of our consolidated financial statements for further details regarding assumptions used.

CAE Financial Report 2020 I 51

Management’s Discussion and Analysis

Impairment of non-financial assets
We  have  considered  the  impact  of  the  COVID-19  pandemic  on  our  assessment  of  impairment  indicators,  which  required  significant 
judgement. We have reviewed our property, plant and equipment, right-of-use assets, amortizable intangible assets, investment in equity 
accounted investees as well as other assets such as inventories and deferred tax assets. Where impairment indicators were identified in 
the Civil Aviation Training Solutions segment, no significant impairment charge has been recorded. No impairment indicators were identified 
in the Defence and Security and Healthcare segments.

Expected credit loss
We have considered the impact of the COVID-19 pandemic on the expected credit loss of our financial instruments (mainly trade receivable 
and contract assets). The amount and timing of the expected credit losses, as well as the probability assigned thereto, has been based 
on the available information as at March 31, 2020. As a result of this review, no significant credit loss allowances adjustments have been 
recorded.

13.   CONTROLS AND PROCEDURES
The internal auditor reports regularly to management on any weaknesses it finds in our internal controls and these reports are reviewed 
by the Audit Committee.

In accordance with National Instrument 52-109 issued by the Canadian Securities Administrators, certificates signed by the President 
and Chief Executive Officer (CEO) and the Chief Financial Officer (CFO) have been filed. These filings certify the appropriateness of our 
disclosure controls and procedures and the design and effectiveness of the internal controls over financial reporting. 

13.1     Evaluation of disclosure controls and procedures

Our disclosure controls and procedures are designed to provide reasonable assurance that information is accumulated and communicated 
to our President and CEO and CFO and other members of management, so we can make timely decisions about required disclosure 
and ensure that information is recorded, processed, summarized and reported within the time periods specified under Canadian and U.S. 
securities laws.

Under the supervision of the President and CEO and the CFO, management evaluated the effectiveness of our disclosure controls and 
procedures as of March 31, 2020. The President and CEO and the CFO concluded from the evaluation that the design and operation of 
our disclosure controls and procedures were effective as at March 31, 2020.

13.2     Internal control over financial reporting

Management is responsible for establishing and maintaining adequate internal controls over financial reporting. Internal control over 
financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting, and the preparation 
of consolidated financial statements for external purposes in accordance with IFRS. Management evaluated the design and operation of 
our internal controls over financial reporting as of March 31, 2020, based on the framework and criteria established by the Committee of 
Sponsoring Organizations of the Treadway Commission on Internal Control – Integrated Framework (2013 Framework), and has concluded 
that our internal control over financial reporting is effective. Management did not identify any material weaknesses.

There were no changes in our internal controls over financial reporting that occurred during fiscal year 2020 that have materially affected, 
or are reasonably likely to materially affect, our internal controls over financial reporting. 

14.   OVERSIGHT ROLE OF AUDIT COMMITTEE AND BOARD OF DIRECTORS
The Audit Committee reviews our annual MD&A and related consolidated financial statements with management and the external auditor 
and recommends them to the Board for their approval. Management and our internal auditor also provide the Audit Committee with regular 
reports assessing our internal controls and procedures for financial reporting. The external auditor reports regularly to management on 
any weaknesses it finds in our internal control, and these reports are reviewed by the Audit Committee. 

15.   ADDITIONAL INFORMATION
You  will  find  additional  information  about  CAE,  including  our  most  recent  AIF,  on  our  website  at  www.cae.com,  or  on  SEDAR  at 
www.sedar.com or on EDGAR at www.sec.gov.

52 I CAE Financial Report 2020

16.   SELECTED FINANCIAL INFORMATION
The following table provides selected quarterly financial information for the years 2018 through to 2020. 

Management’s Discussion and Analysis

 (amounts in millions, except per share amounts and exchange rates)
Fiscal 2020
 Revenue
 Net income
     Equity holders of the Company
     Non-controlling interests
 Basic EPS attributable to equity holders of the Company
 Diluted EPS attributable to equity holders of the Company
 Earnings per share before specific items
 Average number of shares outstanding (basic)
 Average number of shares outstanding (diluted)
 Average exchange rate, U.S. dollar to Canadian dollar
 Average exchange rate, Euro to Canadian dollar
 Average exchange rate, British pound to Canadian dollar
Fiscal 2019(1)
 Revenue
 Net income
     Equity holders of the Company
     Non-controlling interests
 Basic EPS attributable to equity holders of the Company
 Diluted EPS attributable to equity holders of the Company
 Earnings per share before specific items
 Average number of shares outstanding (basic)
 Average number of shares outstanding (diluted)
 Average exchange rate, U.S. dollar to Canadian dollar
 Average exchange rate, Euro to Canadian dollar
 Average exchange rate, British pound to Canadian dollar
Fiscal 2018(1)
 Revenue
 Net income
     Equity holders of the Company
     Non-controlling interests
 Basic EPS attributable to equity holders of the Company
 Diluted EPS attributable to equity holders of the Company
 Earnings per share before specific items
 Average number of shares outstanding (basic)
 Average number of shares outstanding (diluted)
 Average exchange rate, U.S. dollar to Canadian dollar
 Average exchange rate, Euro to Canadian dollar
 Average exchange rate, British pound to Canadian dollar

Q1

Q2

Q3

Q4

Total

$
$
$
$
$
$
$

$
$
$
$
$
$
$

$
$
$
$
$
$
$

825.6
63.0
61.5
1.5
0.23
0.23
0.24
265.8
267.6
1.34
1.50
1.72

722.0
71.6
69.4
2.2
0.26
0.26
0.26
267.6
269.3
1.29
1.54
1.76

656.2
61.2
59.6
1.6
0.22
0.22
0.22
268.6
269.8
1.35
1.48
1.72

896.8
75.0
73.8
1.2
0.28
0.28
0.28
266.2
268.2
1.32
1.47
1.63

743.8
63.6
60.7
2.9
0.23
0.23
0.23
267.4
269.2
1.31
1.52
1.71

618.2
62.1
60.3
1.8
0.22
0.22
0.20
268.7
269.9
1.26
1.47
1.64

923.5
99.8
97.7
2.1
0.37
0.37
0.37
265.8
267.6
1.32
1.46
1.70

816.3
79.5
77.6
1.9
0.29
0.29
0.29
266.1
267.5
1.32
1.51
1.70

828.2
145.8
143.8
2.0
0.54
0.53
0.38
268.1
269.5
1.27
1.49
1.68

977.3
81.1
78.4
2.7
0.29
0.29
0.46
266.1
267.7
1.34
1.48
1.72

1,022.0
125.4
122.3
3.1
0.46
0.46
0.48
265.1
266.8
1.33
1.51
1.73

720.9
85.6
82.3
3.3
0.31
0.31
0.31
267.6
269.0
1.26
1.55
1.75

3,623.2
318.9
311.4
7.5
1.17
1.16
1.34
266.0
267.6
1.33
1.48
1.69

3,304.1
340.1
330.0
10.1
1.24
1.23
1.25
266.6
268.0
1.31
1.52
1.72

2,823.5
354.7
346.0
8.7
1.29
1.28
1.11
268.2
269.5
1.28
1.50
1.70

(1) Figures have not been restated to reflect the adoption of IFRS 16. Refer to Changes in accounting policies for further details.

CAE Financial Report 2020 I 53

 
 
 
 
 
 
 
 
 
 
Management’s Discussion and Analysis

Selected segment information

(amounts in millions, except operating margins)

Q4-2020

Q4-2019

FY2020

FY2019(1)

FY2018(1)

Civil Aviation Training Solutions

 Revenue

 Segment operating income

 Operating margins (%)

 Defence and Security

 Revenue

 Segment operating income

 Operating margins (%)

 Healthcare

 Revenue

 Segment operating (loss) income

Operating margins (%)

 Total

 Revenue

 Segment operating income

 Operating margins (%)

$

$

601.9

151.5

25.2

593.4

115.5

19.5

$ 2,167.5

$ 1,875.8

$ 1,625.3

473.3

21.8

344.3

18.4

330.1

20.3

$

341.8

$

387.9

$ 1,331.2

$ 1,306.7

$ 1,083.0

32.4

9.5

50.7

13.1

104.8

7.9

131.5

10.1

123.9

11.4

$

33.6

$

40.7

$

124.5

$

121.6

$

115.2

(37.4)

—

4.2

10.3

(41.0)

—

4.8

3.9

8.8

7.6

$

977.3

146.5

15.0

$ 1,022.0

$ 3,623.2

$ 3,304.1

$ 2,823.5

170.4

16.7

537.1

14.8

480.6

14.5

462.8

16.4

Selected annual information for the past five years

(amounts in millions, except per share amounts and exchange rates)

2020

2019(1)

2018(1)

2017(1)

2016(1)

 Revenue

 Net income

     Equity holders of the Company

        Continuing operations

        Discontinued operations

     Non-controlling interests

 Average exchange rate, U.S. dollar to Canadian dollar

 Average exchange rate, Euro to Canadian dollar

 Average exchange rate, British pound to Canadian dollar

 Financial position:

 Total assets
 Total non-current financial liabilities(2)

 Total net debt

 Per share:

 Basic EPS attributable to equity holders of the Company

        Continuing operations

        Discontinued operations

 Diluted EPS attributable to equity holders of the Company

        Continuing operations

        Discontinued operations

 Earnings per share before specific items

 Dividends declared

$ 3,623.2

$ 3,304.1

$ 2,823.5

$ 2,704.5

$ 2,512.6

318.9

340.1

354.7

256.6

230.3

311.4

330.0

346.0

—

7.5

1.33

1.48

1.69

—

10.1

1.31

1.52

1.72

—

8.7

1.28

1.50

1.70

252.0

(0.5)

5.1

1.31

1.44

1.71

239.3

(9.6)

0.6

1.31

1.45

1.98

$ 8,483.6

$ 7,165.5

$ 5,780.2

$ 5,354.8

$ 4,996.7

3,301.9

2,365.7

2,242.8

1,882.2

1,380.6

649.4

1,370.8

750.7

1,318.6

787.3

$

1.17

$

1.24

$

1.29

$

0.94

$

—

1.16

—

1.34

0.43

—

1.23

—

1.25

0.39

—

1.28

—

1.11

0.35

—

0.93

—

1.03

0.315

0.89

(0.04)

0.89

(0.04)

0.86

0.295

(1) Figures have not been restated to reflect the adoption of IFRS 16. Refer to Changes in accounting policies for further details. 

Figures in fiscal 2017 and 2016 have not been restated to reflect the adoption of IFRS 15 which was effective fiscal 2019.

(2) Includes long-term debt, long-term derivative liabilities and other long-term liabilities meeting the definition of a financial liability. 

54 I CAE Financial Report 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CAE INC.

CONSOLIDATED FINANCIAL STATEMENTS

Management’s Report on Internal Control Over Financial Reporting
Report of Independent Registered Public Accounting Firm
Consolidated Financial Statements
Consolidated Income Statement
Consolidated Statement of Comprehensive Income
Consolidated Statement of Financial Position
Consolidated Statement of Changes in Equity
Consolidated Statement of Cash Flows
Notes to the Consolidated Financial Statements
Note 1 – Nature of Operations and Summary of Significant Accounting Policies
Note 2 – Changes in Accounting Policies
Note 3 – Business Combinations
Note 4 – Operating Segments and Geographic Information
Note 5 – Other Gains – Net
Note 6 – Finance Expense – Net
Note 7 – Income Taxes
Note 8 – Share Capital, Earnings per Share and Dividends
Note 9 – Accounts Receivable
Note 10 – Balance from Contracts with Customers
Note 11 – Inventories
Note 12 – Property, Plant and Equipment
Note 13 – Intangible Assets
Note 14 – Leases
Note 15 – Other Non-Current Assets
Note 16 – Accounts Payable and Accrued Liabilities
Note 17 – Provisions
Note 18 – Debt Facilities
Note 19 – Employee Benefits Obligations
Note 20 – Other Non-Current Liabilities
Note 21 – Supplementary Cash Flows Information
Note 22 – Accumulated Other Comprehensive Income
Note 23 – Share-Based Payments
Note 24 – Employee Compensation
Note 25 – Government Participation
Note 26 – Impairment of Non-Financial Assets
Note 27 – Contingencies and Commitments
Note 28 – Fair Value of Financial Instruments
Note 29 – Capital Risk Management
Note 30 – Financial Risk Management
Note 31 – Related Party Relationships
Note 32 – Related Party Transactions
Note 33 – Events After the Reporting Period

56
57

60
61
62
63
64

65
79
81
83
85
85
85
87
88
88
88
89
90
90
91
91
92
92
93
96
97
97
97
100
100
100
101
101
102
103
107
109
109

CAE Financial Report 2020 | 55

Management’s Report on Internal Control Over Financial Reporting

Management of CAE is responsible for establishing and maintaining adequate internal control over financial reporting (as defined in Rule 
13a-15(f), 15d-15(f) under the Securities Exchange Act of 1934). CAE’s internal control over financial reporting is a process designed 
under the supervision of CAE’s President and Chief Executive Officer and Chief Financial Officer to provide reasonable assurance regarding 
the reliability of financial reporting and the preparation of the Company’s consolidated financial statements for external reporting purposes 
in accordance with IFRS, as issued by the International Accounting Standards Board (IASB).

As of March 31, 2020, management conducted an assessment of the effectiveness of the Company’s internal control over the financial 
reporting based on the framework and criteria established by the Committee of Sponsoring Organizations of the Treadway Commission 
(COSO) on Internal Control – Integrated Framework (2013 Framework). Based on this assessment, management concluded that the 
Company’s internal control over financial reporting as of March 31, 2020 was effective.

M. Parent                                                             S. Branco
President and Chief Executive Officer                 Vice-president, Finance and Chief Financial Officer

Montreal (Canada)
May 22, 2020

 56 | CAE Financial Report 2020

Report of Independent Registered Public Accounting Firm

To the Board of 

Directors and Shareholders of CAE Inc. 

Opinions on the Financial Statements and Internal Control over Financial Reporting
We have audited the accompanying consolidated statement of financial position of CAE Inc. and its subsidiaries (together, the Company) 
as of March 31, 2020 and 2019, and the related consolidated statements of income, comprehensive income, changes in equity and cash 
flows for the years then ended, including the related notes (collectively referred to as the consolidated financial statements). We also have 
audited the Company’s internal control over financial reporting as of March 31, 2020, based on criteria established in Internal Control - 
Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of the 
Company as of March 31, 2020 and 2019, and its financial performance and its cash flows for the years then ended in conformity with 
International Financial Reporting Standards as issued by the International Accounting Standards Board. Also in our opinion, the Company 
maintained, in all material respects, effective internal control over financial reporting as of March 31, 2020, based on criteria established 
in Internal Control - Integrated Framework (2013) issued by the COSO.

Change in Accounting Principle

As discussed in Note 2 to the consolidated financial statements, the Company changed the manner in which it accounts for leases on 
April 1, 2019.

Basis for Opinions
The Company’s management is responsible for these consolidated financial statements, for maintaining effective internal control over 
financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying 
Management’s  Report  on  Internal  Control  Over  Financial  Reporting.  Our  responsibility  is  to  express  opinions  on  the  Company’s 
consolidated financial statements and on the Company’s internal control over financial reporting based on our audits. We are a public 
accounting  firm  registered  with  the  Public  Company Accounting  Oversight  Board  (United  States)  (PCAOB)  and  are  required  to  be 
independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of 
the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audits 
to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, whether due to 
error or fraud, and whether effective internal control over financial reporting was maintained in all material respects.

Our audits of the consolidated financial statements included performing procedures to assess the risks of material misstatement of the 
consolidated financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures 
included examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial statements. Our audits 
also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall 
presentation  of  the  consolidated  financial  statements.  Our  audit  of  internal  control  over  financial  reporting  included  obtaining  an 
understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating 
the design and operating effectiveness of internal control based on the assessed risk. Our audits also included performing such other 
procedures as we considered necessary in the circumstances. We believe that our audits provide a reasonable basis for our opinions. 

Definition and Limitations of Internal Control over Financial Reporting
A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of 
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles. A company’s internal control over financial reporting includes those policies and procedures that (i) pertain to the maintenance 
of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide 
reasonable  assurance  that  transactions  are  recorded as  necessary  to  permit  preparation  of  financial  statements  in  accordance  with 
generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with 
authorizations  of  management  and  directors  of  the  company;  and  (iii)  provide  reasonable  assurance  regarding  prevention  or  timely 
detection  of  unauthorized  acquisition,  use,  or  disposition  of  the  company’s  assets  that  could  have  a  material  effect  on  the  financial 
statements. 

CAE Financial Report 2020 | 57

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of 
any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate.

Critical Audit Matters 
The critical audit matters communicated below are matters arising from the current period audit of the consolidated financial statements 
that were communicated or required to be communicated to the audit committee and that (i) relate to accounts or disclosures that are 
material  to  the  consolidated  financial  statements  and  (ii)  involved  our  especially  challenging,  subjective,  or  complex  judgments. The 
communication of critical audit matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, 
and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the 
accounts or disclosures to which they relate. 

Goodwill impairment assessment - Healthcare cash-generating unit

As described in Notes 1, 13 and 26 to the consolidated financial statements, the goodwill allocated to the Healthcare cash-generating 
unit (CGU) was $117.3 million as of March 31, 2020, net of an impairment charge of $37.5 million for the year ended March 31, 2020. 
Management tests goodwill for impairment annually or at any time if an indicator of impairment exists. Where the recoverable amount of 
a CGU to which goodwill has been allocated is lower than the CGU’s carrying amount, the related goodwill is impaired. The Company’s 
impairment test for goodwill is based on internal estimates of value in use calculations using a discounted cash flow model. Management 
applied judgment in developing the cash flow projections for the Healthcare CGU, which included the use of significant assumptions 
relating to expected growth rates and the discount rate. 

The principal considerations for our determination that performing procedures relating to the goodwill impairment assessment of the 
Healthcare CGU is a critical audit matter are there was judgment applied by management in developing the cash flow projections for the 
Healthcare CGU. This in turn led to a high degree of auditor judgment, subjectivity and effort in performing procedures and evaluating 
audit evidence related to management’s cash flow projections and significant assumptions, including expected growth rates and the 
discount rate. In addition, the audit effort involved the use of professionals with specialized skill and knowledge.

Addressing the matter involved performing procedures and evaluating audit evidence in connection with forming our overall opinion on 
the consolidated financial statements. These procedures included testing the effectiveness of controls relating to management’s goodwill 
impairment assessment. These procedures also included, among others, testing management’s process for developing the cash flow 
projections for the Healthcare CGU; evaluating the appropriateness of the discounted cash flows model; testing the completeness, accuracy 
and  relevance  of  the  underlying  data  used  in  the  model;  and  evaluating  the  reasonableness  of  the  significant  assumptions  used  by 
management.  Evaluating  the  reasonableness  of  the  significant  assumptions  used  by  management  related  to  expected  growth  rates 
involved considering the current and historical performance of the Healthcare CGU and the market’s response to new products launched 
by the Company; the consistency with external market and healthcare industry data; and whether these assumptions were consistent 
with evidence obtained in other areas of the audit. Professionals with specialized skill and knowledge were used to assist in the evaluation 
of the Company’s discounted cash flows model and the discount rate assumption.

Revenue recognition - Estimated costs to complete certain contracts in the Defence and Security and Civil Aviation Training Solutions 
segments

As described in Note 1 to the consolidated financial statements, the Company recognizes revenue from contracts with customers for the 
design, engineering, and manufacturing of training devices over time using the cost input method when the Company determines that 
these devices have a sufficient level of customization such that they have no alternative use and the Company has enforceable rights to 
payment for work completed to date. For the year ended March 31, 2020, a portion of total consolidated revenue of $3,623.2 million related 
to revenue recognized from contracts with customers over time using the cost input method in the Defence and Security and Civil Aviation 
Training Solutions segments. 

The measure of progress toward complete satisfaction of the performance obligation is determined by comparing the actual direct contract 
costs incurred to date to the total estimated costs for the entire contract. Management applies judgment to estimate the work performed 
to date as a proportion of the total work to be performed. 

The  principal  considerations  for  our  determination  that  performing  procedures  relating  to  revenue  recognition  for  estimated  costs  to 
complete certain contracts in the Defence and Security and Civil Aviation Training Solutions segments is a critical audit matter are there 
was judgment applied by management in determining the estimated costs to complete the contracts. This in turn led to a high degree of 
auditor judgment, subjectivity and effort in performing procedures and evaluating audit evidence related to the cost assumptions applied 
by management in determining the estimated costs to complete the contracts. 

 58 | CAE Financial Report 2020

Addressing the matter involved performing procedures and evaluating audit evidence in connection with forming our overall opinion on 
the consolidated financial statements. These procedures included testing the effectiveness of controls relating to the revenue recognition 
process, including controls over the determination of estimated costs to complete the contracts. These procedures also included, among 
others, testing management’s process for determining estimated costs to complete the contracts in the Defence and Security and Civil 
Aviation Training Solutions segments for a sample of contracts; testing the completeness, accuracy and relevance of the data used in the 
estimate of the work performed to date as a proportion of the total work to be performed; and evaluating the reasonableness of cost 
assumptions  used  by  management.  Evaluating  the  reasonableness  of  cost  assumptions  used  by  management  involved  assessing 
management’s ability to reasonably estimate costs to complete contracts by comparing changes in estimated costs with prior period 
estimates;  performing  a  look-back  analysis  to  assess  variances  between  actual  and  estimated  costs  for  completed  contracts;  and 
performing procedures to evaluate the timely identification of circumstances which may warrant a modification to a previous cost estimate.

/s/PricewaterhouseCoopers LLP1

Montréal, Quebec
May 22, 2020

We have served as the Company’s auditor since 1991. 

_____________________________________________________________________________________________

1 CPA auditor, CA, public accountancy permit No. A119714

CAE Financial Report 2020 | 59

Consolidated Financial Statements

Consolidated Income Statement

Years ended March 31
(amounts in millions of Canadian dollars, except per share amounts)
Revenue
Cost of sales
Gross profit
Research and development expenses
Selling, general and administrative expenses
Other gains – net
Share of after tax profit of equity accounted investees
Operating profit
Finance expense – net
Earnings before income taxes
Income tax expense
Net income
Attributable to:
Equity holders of the Company
Non-controlling interests
Earnings per share attributable to equity holders of the Company
Basic
Diluted

(1) Refer to Note 2 - Changes in accounting policies for the impact of adopting IFRS16.

Notes
4

5
4

6

7

8
8

The accompanying notes form an integral part of these Consolidated Financial Statements.

2020 (1)

3,623.2
2,539.6
1,083.6
137.5
437.5
(1.0)
(27.5)
537.1
144.4
392.7
73.8
318.9

311.4
7.5

1.17
1.16

$

$

$

$

$

$

$
$

2019
3,304.1
2,362.6
941.5
101.4
415.2
(22.3)
(33.4)
480.6
80.9
399.7
59.6
340.1

330.0
10.1

1.24
1.23

$

$

$

$

$

$

$
$

 60 | CAE Financial Report 2020

Consolidated Statement of Comprehensive Income

Years ended March 31
(amounts in millions of Canadian dollars)
Net income
Items that may be reclassified to net income

Foreign currency exchange differences on translation of foreign operations
Reclassification to income of foreign currency exchange differences
Net loss on cash flow hedges
Reclassification to income of (loss) gain on cash flow hedges
Net loss on hedges of net investment in foreign operations
Income taxes

Items that will never be reclassified to net income

Remeasurement of defined benefit pension plan obligations
Income taxes

Notes

7

19
7

Other comprehensive income (loss)
Total comprehensive income
Attributable to:
Equity holders of the Company
Non-controlling interests

The accompanying notes form an integral part of these Consolidated Financial Statements.

Consolidated Financial Statements

$

$

$

$

$
$
$

$

2020
318.9

118.3
(40.4)
(32.3)
(0.2)
(71.0)
23.0
(2.6)

13.4
(3.6)
9.8
7.2
326.1

315.4
10.7

$

$

$

$

$
$
$

$

2019
340.1

(12.6)
(23.2)
(6.9)
2.1
(20.0)
2.2
(58.4)

4.2
(1.1)
3.1
(55.3)
284.8

271.8
13.0

CAE Financial Report 2020 | 61

Consolidated Financial Statements

Consolidated Statement of Financial Position

As at March 31
(amounts in millions of Canadian dollars)
Assets
Cash and cash equivalents
Accounts receivable
Contract assets
Inventories
Prepayments
Income taxes recoverable
Derivative financial assets
Total current assets
Property, plant and equipment
Right-of-use assets
Intangible assets

Investment in equity accounted investees
Deferred tax assets
Derivative financial assets
Other non-current assets
Total assets

Liabilities and equity
Accounts payable and accrued liabilities
Provisions
Income taxes payable
Contract liabilities
Current portion of long-term debt
Derivative financial liabilities
Total current liabilities
Provisions
Long-term debt
Royalty obligations
Employee benefits obligations
Deferred tax liabilities
Derivative financial liabilities
Other non-current liabilities
Total liabilities
Equity
Share capital
Contributed surplus
Accumulated other comprehensive income
Retained earnings
Equity attributable to equity holders of the Company
Non-controlling interests
Total equity
Total liabilities and equity

Notes

2020 (1)

2019

9
10
11

28

12
14
13

31
7
28
15

16
17

10
18
28

17
18

19
7
28
20

8

22

$

$

$

$

$

$

$

$

$
$

946.5
566.1
569.3
616.2
55.1
30.4
25.0
2,808.6
2,154.0
395.9
2,056.5

460.6
84.5
13.1
510.4
8,483.6

934.4
29.2
26.4
746.2
206.2
119.9
2,062.3
28.6
3,106.0
141.1
212.8
150.6
12.8
191.1
5,905.3

679.5
26.9
193.2
1,590.1
2,489.7
88.6
2,578.3
8,483.6

$

$

$

$

$

$

$

$

$
$

446.1
496.0
523.5
537.0
57.4
33.6
19.3
2,112.9
2,149.3
—
2,027.9

312.1
71.0
12.8
479.5
7,165.5

883.8
28.7
25.7
670.2
264.1
17.0
1,889.5
36.3
2,064.2
136.2
212.6
147.0
2.7
267.0
4,755.5

649.6
24.8
199.0
1,457.9
2,331.3
78.7
2,410.0
7,165.5

(1) Refer to Note 2 - Changes in accounting policies for the impact of adopting IFRS16.

The accompanying notes form an integral part of these Consolidated Financial Statements.

 62 | CAE Financial Report 2020

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CAE Financial Report 2020 | 63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Financial Statements

Consolidated Statement of Cash Flows

Years ended March 31
(amounts in millions of Canadian dollars)
Operating activities
Net income
Adjustments for:

Depreciation and amortization
Share of after tax profit of equity accounted investees
Deferred income taxes
Investment tax credits
Impairment of goodwill
Share-based payments expense
Defined benefit pension plans
Other non-current liabilities
Derivative financial assets and liabilities – net
Other

Changes in non-cash working capital
Net cash provided by operating activities
Investing activities
Business combinations, net of cash acquired
Acquisition of investment in equity accounted investees
Addition of assets through the monetization of royalties
Additions to property, plant and equipment
Proceeds from disposal of property, plant and equipment
Additions to intangible assets
Net payments to equity accounted investees
Dividends received from equity accounted investees
Other
Net cash used in investing activities
Financing activities
Net proceeds from borrowing under revolving credit facilities
Proceeds from long-term debt
Repayment of long-term debt
Repayment of lease liabilities
Dividends paid
Issuance of common shares
Repurchase and cancellation of common shares
Changes in restricted cash
Other
Net cash provided by financing activities
Effect of foreign currency exchange differences on cash

and cash equivalents

Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents, beginning of year
Cash and cash equivalents, end of year

Notes

2020 (1)

2019

$

318.9

$

340.1

7

26
23
19

21

3
32
4
12

13

18
18
18
18

8

305.4
(27.5)
2.9
9.0
37.5
14.5
15.1
(39.2)
15.3
(54.6)
(52.2)
545.1

(10.1)
(113.5)
—
(283.4)
0.5
(100.6)
(9.9)
22.6
(1.5)
(495.9)

708.2
167.6
(233.0)
(79.8)
(110.9)
26.6
(49.6)
15.7
(1.4)
443.4

7.8
500.4
446.1
946.5

217.2
(33.4)
(23.1)
8.2
—
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14.8
(30.3)
(5.8)
(1.8)
35.2
530.4

(827.8)
—
(202.7)
(251.8)
2.7
(86.6)
(37.7)
22.0
2.7
(1,379.2)

—
955.3
(72.7)
(22.0)
(99.9)
18.3
(94.4)
—
5.7
690.3

(6.9)
(165.4)
611.5
446.1

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(1) Refer to Note 2 - Changes in accounting policies for the impact of adopting IFRS16.

The accompanying notes form an integral part of these Consolidated Financial Statements.

 64 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

Notes to the Consolidated Financial Statements

(Unless otherwise stated, all tabular amounts are in millions of Canadian dollars)

The consolidated financial statements were authorized for issue by the board of directors on May 22, 2020.

NOTE 1 – NATURE OF OPERATIONS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Nature of operations
CAE Inc. and its subsidiaries (or the Company) design, manufacture and supply simulation equipment, provide training, and develop 
integrated  training  solutions  for  defence  and  security  markets,  commercial  airlines,  business  aircraft  operators,  helicopter  operators, 
aircraft manufacturers and for healthcare education and service providers. CAE’s flight simulators replicate aircraft performance in normal 
and abnormal operations as well as a comprehensive set of environmental conditions utilizing visual systems that contain a database of 
airports, other landing areas, flying environments, mission-specific environments, and motion and sound cues. The Company offers a 
range of flight training devices based on the same software used on its simulators. The Company also operates a global network of 
training centres with locations around the world.

The Company’s operations are managed through three segments:

(i) Civil Aviation Training Solutions – Provides comprehensive training solutions for flight, cabin, maintenance and ground personnel in
commercial, business and helicopter aviation, a range of flight simulation training devices, as well as ab initio pilot training and crew
sourcing services;

(ii) Defence and Security – Is a training systems integrator for defence forces across the air, land and naval domains, and for government

organizations responsible for public safety;

(iii) Healthcare – Designs and manufactures simulators, audiovisual and simulation centre management solutions, develops courseware
and offers services for training of medical, nursing and allied healthcare students as well as medical practitioners worldwide.

CAE  is  a  limited  liability  company  incorporated  and  domiciled  in  Canada. The  address  of  the  main  office  is  8585  Côte-de-Liesse, 
Saint-Laurent, Québec, Canada, H4T 1G6. CAE common shares are traded on the Toronto Stock Exchange (TSX) and on the New York 
Stock Exchange (NYSE).

Basis of preparation
The key accounting policies applied in the preparation of these consolidated financial statements are described below. These policies 
have been consistently applied to all years presented, unless otherwise stated.

The consolidated financial statements have been prepared in accordance with Part I of the CPA Canada Handbook – Accounting and 
International Financial Reporting Standards (IFRS), as issued by the International Accounting Standards Board (IASB).

The consolidated financial statements have been prepared under the historical cost convention, except for the following items measured 
at fair value: contingent consideration, derivative financial instruments, financial instruments at fair value through profit and loss, financial 
instruments at fair value through other comprehensive income and liabilities for cash-settled share-based arrangements.

The functional and presentation currency of CAE Inc. is the Canadian dollar.

Basis of consolidation
Subsidiaries

Subsidiaries are all entities over which the Company has control. Control exists when the Company is exposed to, or has the rights to, 
variable returns from its involvement with the entity and has the ability to affect those returns through the power over the entity. Subsidiaries 
are fully consolidated from the date control is obtained and they are no longer consolidated on the date control ceases. All intercompany 
accounts and transactions have been eliminated.

Joint arrangements
Joint arrangements are arrangements in which the Company exercises joint control as established by contracts requiring unanimous 
consent for decisions about the activities that significantly affect the arrangement’s returns. When the Company has the rights to the net 
assets of the arrangement, the arrangement is classified as a joint venture and is accounted for using the equity method. When the 
Company has rights to the assets and obligations for the liabilities relating to an arrangement, the arrangement is classified as a joint 
operation and the Company accounts for each of its assets, liabilities and transactions, including its share of those held or incurred jointly, 
in relation to the joint operation.

Under the equity method of accounting, interests in joint ventures are initially recognized at cost and adjusted thereafter to recognize the 
Company’s share of the profits or losses and movements in other comprehensive income (OCI) of the investee. When the Company’s 
share of losses in a joint venture equals or exceeds its interests in the joint ventures, the Company does not recognize further losses, 
unless it will incur obligations or make payments on behalf of the joint ventures.

CAE Financial Report 2020 | 65

Notes to the Consolidated Financial Statements

Unrealized gains resulting from transactions with joint ventures are eliminated, to the extent of the Company’s share in the joint venture. 
For sales of products or services from the Company to its joint ventures, the elimination of unrealized profits is considered in the carrying 
value of the investment in equity accounted investees in the consolidated statement of financial position and in the share in profit or loss 
of equity accounted investees in the consolidated income statement.

Business combinations

Business combinations are accounted for under the acquisition method. The consideration transferred for the acquisition of a subsidiary 
is the fair value of the assets transferred, the liabilities incurred and the equity interests issued by the Company, if any, at the date control 
is obtained. The consideration transferred includes the fair value of any liability resulting from a contingent consideration arrangement. 
Acquisition-related costs, other than share and debt issue costs incurred to issue financial instruments that form part of the consideration 
transferred, are expensed as incurred. Identifiable assets acquired and liabilities assumed in a business combination are measured initially 
at their fair value at the acquisition date. If a business combination is achieved in stages, the Company remeasures its previously held 
interest in the acquiree at its acquisition-date fair value and recognizes the resulting gain or loss, if any, in net income. 

Contingent consideration classified as a  liability is measured at fair value, with subsequent changes recognized in income. If the contingent 
consideration is classified as equity, it is not remeasured until it is finally settled within equity.

New information obtained during the measurement period, up to 12 months following the acquisition date, about facts and circumstances 
existing at the acquisition date affect the acquisition accounting.

Non-controlling interests
Non-controlling interests (NCI) represent equity interests in subsidiaries owned by outside parties. The share of net assets of subsidiaries 
attributable to non-controlling interests is presented as a component of equity. Changes in the Company’s ownership interest in subsidiaries 
that do not result in a loss of control are accounted for as equity transactions.

The Company treats transactions with non-controlling interests as transactions with equity owners of the Company. For interests purchased 
from non-controlling interests, the difference between any consideration paid and the relevant share acquired of the carrying value of net 
assets of the subsidiary is recorded in equity. Gains or losses on disposals of non-controlling interests are also recorded in equity.

Financial instruments and hedging relationships
Recognition, classification and measurement

A financial instrument is any contract that gives rise to a financial asset in one entity and a financial liability or equity instrument in another 
entity. Financial assets and financial liabilities, including derivatives, are recognized in the consolidated statement of financial position 
when the Company becomes a party to the contractual provisions of the financial instrument. On initial recognition, all financial instruments 
are measured at fair value. When there is a difference between the fair value of the consideration given or received at initial recognition 
and  the  amount  determined  using  a  valuation  technique,  such  difference  is  recognized  immediately  in  income  unless  it  qualifies  for 
recognition as some other type of asset or liability.

Financial instruments are subsequently measured based on their classification, which are:
– 
– 
– 

Financial instruments measured at amortized cost;
Financial instruments measured at fair value through profit or loss (FVTPL);
Financial instruments measured at fair value through other comprehensive income (FVOCI).

Financial assets
A financial asset is measured at amortized cost if it meets both of the following conditions:
–     The asset is held within a business model whose objective is to hold assets to collect contractual cash flows; and
–      The contractual terms of the financial asset give rise, on specific dates, to cash flows that are solely payments of principal and interest 

(SPPI) on the principal amount outstanding.

Financial assets at amortized cost are subsequently measured using the effective interest rate (EIR) method and are subject to impairment. 
Gains and losses are recognized in income when the asset is derecognized, modified or impaired. The Company’s financial assets at 
amortized cost include accounts receivable and advances to a portfolio investment. 

Financial assets at FVTPL include financial assets held for trading, financial assets designated upon initial recognition at fair value through 
profit or loss, and financial assets mandatorily required to be measured at fair value. Financial assets are classified as held for trading if 
they are acquired for the purpose of selling or repurchasing in the near term. Derivatives, including separated embedded derivatives, are 
also classified as held for trading unless they are designated as effective hedging instruments. Financial assets with cash flows that are 
not SPPI are classified and measured at FVTPL, irrespective of the business model. Financial assets at FVTPL are carried in the statement 
of financial position at fair value with net changes in fair value recognized in the income statement. The Company’s financial assets at 
FVTPL include cash and cash equivalents, and derivative instruments not designated as hedging instrument in a hedge relationship. 

 66 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

Financial  assets  at  FVOCI  are  equity  investments  the  Company  has  irrevocably  elected  to  classify  at  FVOCI. This  classification  is 
determined on an instrument-by-instrument basis. Gains and losses on these financial assets are never transferred to income. Dividends 
are recognized in the income statement when the right of payment has been established, except when the Company benefits from such 
proceeds as a recovery of part of the cost of the financial asset, in which case, such gains are recorded in OCI. 

Financial assets are not reclassified subsequent to their initial recognition, unless the Company changes its business model for managing 
financial assets. 

Financial liabilities
Financial liabilities at FVTPL include financial liabilities held for trading and financial liabilities designated upon initial recognition as at 
FVTPL. Financial liabilities are classified as held for trading if they are incurred for the purpose of repurchasing in the near term. This 
category also includes derivatives financial instruments that are not designated as hedging instrument in a hedge relationship. Separated 
embedded derivatives are also classified as held for trading unless they are designated as effective hedging instruments.  

Financial liabilities at FVTPL are carried in the statement of financial position at fair value with net changes in fair value recognized in the 
income statement. The Company’s financial liabilities measured at FVTPL include contingent liabilities arising on business combinations 
and also derivative instruments not designated as hedging instrument in a hedge relationship. 

Financial liabilities at amortized cost are subsequently measured using the EIR method. Gains and losses are recognized in income when 
the liabilities are derecognized as well as through the EIR amortization process. The Company’s financial liabilities at amortized cost 
include accounts payables, accrued liabilities, long-term debt, including interest payable, as well as royalty obligations. 

Transaction costs
Transaction  costs  that  are  directly  related  to  the  acquisition  or  issuance  of  financial  assets  and  financial  liabilities  (other  than  those 
classified at FVTPL and FVOCI) are included in the fair value initially recognized for those financial instruments. These costs are amortized 
to income using the EIR method.

Offsetting of financial assets and financial liabilities
Financial assets and financial liabilities are offset and the net amount is presented in the consolidated statement of financial position 
when the Company has an unconditional and legally enforceable right to set off the recognized amounts and intends to settle on a net 
basis or to realize the assets and settle the liabilities simultaneously.

Hedge accounting
The Company uses derivative financial instruments, such as forward currency contracts, cross currency swaps and interest rate swaps 
to hedge its foreign currency risks and interest rate risks, respectively.  A hedging relationship qualifies for hedge accounting when it 
meets all of the following effectiveness requirements:
– 
– 
– 

There is ‘an economic relationship’ between the hedged item and the hedging instrument;
The effect of credit risk does not ‘dominate the value changes’ that result from that economic relationship;
The hedge ratio of the hedging relationship is the same as that resulting from the quantities of:
– 
– 

The hedged item that the Company actually hedges; and 
The hedging instrument that the Company actually uses to hedge that quantity of hedged item.

For the purpose of hedge accounting, hedges are classified as:
–  Cash flow hedges when hedging the exposure to variability in cash flows that is either attributable to a particular risk associated with 
a recognized asset or liability or a highly probably forecast transaction or the foreign currency risk in an unrecognized firm commitment;

–  Hedges of a net investment in a foreign operation; 
– 

Fair value hedges when hedging the exposure to changes in the fair value of a recognized asset or liability or an unrecognized firm 
commitment. 

Documentation
At the inception of a hedge relationship, the Company formally documents the designation of the hedge, the risk management objectives 
and strategy, the hedging relationship between the hedged item and hedging item and the method for testing the effectiveness of the 
hedge, which must be reasonably assured over the term of the hedging relationship and can be reliably measured. The Company formally 
assesses, both at inception of the hedge relationship and on an ongoing basis, whether the derivatives that are used in hedging transactions 
are highly effective in offsetting changes in fair values or cash flows of hedged items in relation to the hedged risk.

Cash flow hedge
The effective portion of changes in the fair value of derivative instruments that are designated and qualify as cash flow hedges is recognized 
in OCI, while the ineffective portion is recognized immediately in income. Amounts accumulated in OCI are reclassified to income in the 
period in which the hedged item affects income. However, when the forecasted transactions that are hedged items result in recognition 
of non-financial items, gains and losses previously recognized in OCI are included in the initial carrying value of the related non-financial 
assets acquired or liabilities incurred. The deferred amounts are ultimately recognized in income as the related non-financial items are 
derecognized or amortized.

CAE Financial Report 2020 | 67

Notes to the Consolidated Financial Statements

Hedge accounting is discontinued prospectively when the hedging relationship no longer meets the criteria for hedge accounting, when 
the designation is revoked, or when the hedging instrument expires or is sold. Any cumulative gain or loss directly recognized in OCI at 
that time remains in OCI until the hedged item is recognized in income. When it is probable that a hedged transaction will not occur, the 
cumulative gain or loss that was recognized in OCI is recognized in income immediately.

Hedge of net investments in foreign operations
The Company has designated certain long-term debts as a hedging item of the Company’s overall net investments in foreign operations 
whose activities are denominated in a currency other than the Company’s functional currency. The portion of gains or losses on the 
hedging item that is determined to be an effective hedge is recognized in OCI and is limited to the translation gain or loss on the net 
investment.

Fair value hedge
The Company currently does not enter into fair value hedge transactions.

Derecognition
Financial assets
A financial asset is derecognized when:
– 
– 

The rights to receive cash flows from the asset have expired; or
The Company has transferred its rights to receive cash flows from the asset and either has transferred substantially all the risks and 
rewards of the asset or has neither transferred nor retained substantially all the risks and rewards of the asset, but has transferred 
control of the asset.

The Company is involved in a program in which it sells interests in certain of its accounts receivable. The Company continues to act as 
a collection agent. Under the program the Company transfers some significant risks and rewards of the accounts receivable it sells and 
retains others. The accounts receivable are derecognized up to an amount corresponding to the extent of the Company's continuing 
involvement, which represents its maximum retained exposure.

Impairment of financial assets
The Company uses the expected credit loss (ECL) model for calculating impairment of financial assets and recognizes expected credit 
losses as loss allowances for assets measured at amortized cost. ECLs are based on the difference between the contractual cash flows 
due in accordance with the contract and all the cash flows that the Company expects to receive, discounted at the original or credit 
adjusted effective interest rate. ECLs are recognized in two stages. For credit exposures for which there has not been a significant increase 
in credit risk since initial recognition, ECLs are provided for credit losses that result from default events that are possible within the next 
12-months (a 12-month ECL). For those credit exposures for which there has been a significant increase in credit risk since initial recognition, 
a loss allowance is required for credit losses expected over the remaining life of the exposure, irrespective of the timing of the default (a 
lifetime ECL). 

For trade receivables and contract assets, the Company applies the simplified approach permitted by IFRS 9, which requires expected 
lifetime losses to be recognized from initial recognition of the assets. 

Financial liabilities
A financial liability is derecognized when the obligation under the liability is discharged, cancelled or expired.

When an existing financial liability is replaced by another from the same lender on substantially different terms, or the terms of an existing 
liability are substantially modified, such an exchange or modification is treated as a derecognition of the original liability and the recognition 
of a new liability, and the difference in the respective carrying amounts is recognized in the income statement.

Foreign currency translation
Foreign operations
Assets and liabilities of subsidiaries that have a functional currency other than the Canadian dollar are translated from their functional 
currency to Canadian dollars at exchange rates in effect at the reporting date. Revenue and expenses are translated at the average 
exchange rates. The resulting translation adjustments are included in OCI.

When CAE Inc. and its subsidiaries have a long-term intercompany balance receivable from or payable to a foreign operation for which 
settlement is not planned in the foreseeable future, such item is considered, in substance, a part of the Company’s net investment in that 
foreign operation. Gains or losses arising from the translation of those intercompany balances denominated in foreign currencies are also 
included in OCI.

 68 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

Transactions and balances
Monetary assets and liabilities denominated in foreign currencies are translated at the prevailing exchange rate at the reporting date. 
Non-monetary assets and liabilities, and revenue and expense items denominated in foreign currencies are translated into the functional 
currency using the exchange rate prevailing at the dates of the respective transactions. Foreign exchange gains and losses resulting from 
the settlement of such transactions are recognized in income, except when deferred in OCI as qualifying cash flow hedges and qualifying 
net investment hedges.

Cash and cash equivalents
Cash and cash equivalents consist of cash and highly-liquid investments with original terms to maturity of 90 days or less at the date of 
purchase.

Accounts receivable
Receivables are initially recognized at fair value and are subsequently carried at amortized cost, net of credit loss allowances, based on 
expected recoverability. The amount of the allowance is the difference between the asset’s carrying amount and the present value of the 
estimated future cash flows, discounted at the original effective interest rate. The loss is recognized in income. Subsequent recoveries of 
amounts previously provided for or written-off are recognized in income.

Inventories
Raw materials are valued at the lower of average cost and net realizable value. Spare parts to be used in the normal course of business 
are valued at the lower of cost, determined on a specific identification basis, and net realizable value.

Work in progress is stated at the lower of cost, determined on a specific identification basis, and net realizable value. The cost of work in 
progress includes material, labour and an allocation of manufacturing overhead, which is based on normal operating capacity.

Net realizable value is the estimated selling price in the ordinary course of business, less estimated costs of completion and the estimated 
costs necessary to generate revenue. In the case of raw materials and spare parts, the replacement cost is the best measure of net 
realizable value.

Property, plant and equipment
Property, plant and equipment are recorded at cost less any accumulated depreciation and any accumulated net impairment losses. Costs 
include expenditures that are directly attributable to the acquisition or manufacturing of the item. The cost of an item of property, plant 
and equipment that is initially recognized includes, when applicable, the initial present value estimate of the costs required to dismantle 
and remove the asset and restore the site on which it is located at the end of its useful life. Purchased software that is integral to the 
functionality of the related equipment is capitalized as part of that equipment. Subsequent costs, such as updates on training devices, 
are included in the asset’s carrying amount or recognized as a separate asset only when it is probable that future economic benefits will 
flow to the Company and the cost of the item can be reliably measured; otherwise, they are expensed.

A loss on disposal is recognized in income when the carrying value of a replaced item is derecognized, unless the item is transferred to 
inventories. If it is not practicable to determine the carrying value, the cost of the replacement and the accumulated depreciation calculated 
by reference to that cost will be used to derecognize the replaced part. The costs of day-to-day servicing of property, plant and equipment 
are recognized in income as incurred. Gains and losses on disposal of property, plant and equipment are determined by comparing the 
proceeds from disposal with its carrying amount, and are recognized net within other gains and losses.

The different components of property, plant and equipment are recognized separately when their useful lives are materially different and 
such components are depreciated separately in income. 

Prior to the adoption of IFRS 16 on April 1, 2019, leased assets were depreciated over the shorter of the lease term and their useful lives. 
If it was reasonably certain that the Company would obtain ownership by the end of the lease term, the leased asset was depreciated 
over its useful life. Land is not depreciated. The estimated useful lives, residual values and depreciation methods are as follows:

Buildings and improvements

Simulators

Machinery and equipment

Aircraft

Aircraft engines

Method

Amortization rate/period

Declining balance/Straight-line

2.5 to 10%/3 to 40 years

Straight-line (10% residual)

Not exceeding 25 years

Declining balance/Straight-line

20 to 35%/2 to 15 years

Straight-line (residual not exceeding 15%)

Not exceeding 25 years

Based on utilization

Not exceeding 3,500 hours

As at March 31, 2020, the average remaining amortization period for full-flight simulators is 12.0 years (2019 – 11.1 years). 

Depreciation methods, useful lives and residual values are reviewed and adjusted, if appropriate, on a prospective basis at each reporting 
date.

CAE Financial Report 2020 | 69

Notes to the Consolidated Financial Statements

Leases – As a result of adopting IFRS 16 on April 1, 2019
At inception of a contract, the Company assesses whether a contract is, or contains, a lease. A contract is, or contains, a lease if the 
contract conveys the right to control the use of an identified asset for a period of time in exchange for consideration. 

The Company as a lessee
The Company recognizes a right-of-use asset and liability at the lease commencement date. The right-of-use asset is initially measured 
at cost, which comprises the initial amount of the lease liability adjusted for any lease payments made at or before the commencement 
date, plus any initial direct costs incurred and an estimate of costs to dismantle and remove the underlying asset or to restore the underlying 
asset or the site on which it is located, less any lease incentives received. 

The  right-of-use  asset  is  subsequently  depreciated  from  the  commencement  date  to  the  earlier  of  the  end  of  the  useful  life  of  the                                
right-of-use asset or the end of the lease term. If it is reasonably certain that the Company will obtain ownership by the end of the lease 
term  through  a  purchase  option,  the  leased  asset  is  depreciated  over  its  useful  life. The  depreciation  periods,  residual  values  (only 
applicable when it is reasonably certain that the Company will obtain ownership by the end of the lease term) and depreciation methods 
are as follows:

Buildings and land

Simulators

Machinery and equipment

Method

Amortization period

Straight-line

 Not exceeding 40 years

Straight-line (10% residual)

Not exceeding 25 years

Straight-line

Not exceeding 7 years

In addition, the right-of-use asset is periodically reduced by impairment losses, if any, and adjusted for certain remeasurements of the 
lease liability.

The lease liability is initially measured at the present value of the lease payments at the commencement date, discounted using the 
interest rate implicit in the lease or, if that rate cannot be readily determined, the lessee’s incremental borrowing rate. Lease payments 
comprise of fixed payments, including in-substance fixed payments, variable lease payments that depend on an index or a rate, amounts 
expected to be payable under a residual value guarantee, the exercise price under a purchase option that the Company is reasonably 
certain to exercise, lease payments in an optional renewal period that the Company is reasonably certain to exercise and penalties for 
early termination of a lease if the Company is reasonably certain to terminate.  

The lease liability is subsequently measured at amortized cost using the effective interest method and is remeasured when there is a 
change in future lease payments arising from a change in an index or rate, the estimate of the amount expected to be payable under a 
residual value guarantee or the Company’s assessment of whether it will exercise a purchase, renewal or termination option. When the 
lease liability is remeasured in this way, a corresponding adjustment is made to the carrying amount of the right-of-use asset, or is recorded 
in profit or loss if the carrying amount of the right-of-use asset has been reduced to zero. 

Lease modifications
A lease modification is a change in the scope of a lease, or the consideration for a lease, that was not part of its original terms and 
conditions. A lease modification is accounted for as a separate lease if the modification increases the scope of the lease by adding the 
right  to  use  one  or  more  underlying  assets  and  the  consideration  for  the  lease  increases  by  an  amount  commensurate  with  the                                 
stand-alone price that reflects the circumstances of the contract. Any other modification is not accounted for as a separate lease.

For a lease modification resulting in a decrease in the scope of the lease, the lease liability is remeasured, using a revised discount rate, 
to reflect the modified lease payments and the carrying amount of the right-of-use asset is reduced to reflect the partial or full termination 
of the lease. The difference between the reduction in the lease liability and the reduction in the corresponding right-of-use asset’s carrying 
value is recognized in profit or loss.

For all other lease modifications, the lease liability is remeasured, using a revised discount rate, to reflect the modified lease payments, 
with a corresponding adjustment to the right-of-use asset. 

Short-term leases and leases of low-value assets
The  Company  recognizes  the  payments  associated  with  short-term  leases  and  leases  of  low-value  assets  as  an  expense  on  a                              
straight-line basis over the lease term.

Sale and leaseback transaction
In a sale and leaseback transaction the transfer of an asset is recognized as a sale when the customer has obtained control of the 
underlying asset which is aligned with the Company’s revenue recognition policy, otherwise the Company continues to recognize the 
transferred asset on the balance sheet and record a financial liability equal to the proceeds transferred. When the transfer of an asset 
satisfies the Company’s revenue recognition policy to be accounted for as revenue, a partial recognition of the profit from the sale is 
recorded immediately after the sale, which is equivalent to the proportion of the asset not retained by the Company through the lease. 
The proportion of the asset retained by the Company through the lease is recognized as a right-of-use asset and the lease liability is 
measured as the present value of future lease payments.

 70 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

The Company as a lessor
The Company determines, at lease commencement, whether each lease is a finance or an operating lease. Leases in which substantially 
all the risks and rewards of ownership are transferred are classified as finance leases. All other leases are accounted for as operating 
leases.

With regards to finance leases, the asset is derecognized at the commencement of the lease. The net present value of the minimum lease 
payments and any discounted unguaranteed residual values of leased assets are presented as investment in finance leases. Finance 
income is recognized over the term of the lease based on the effective interest method. Revenue from operating leases is recognized on 
a straight-line basis over the term of the corresponding lease.

When the Company subleases one of its leases it accounts for its interests in the head lease and the sub-lease separately. It assesses 
the lease classification of a sub-lease with reference to the right-of-use asset arising from the head lease, not with reference to the 
underlying asset. 

Leases – Prior to adopting IFRS 16 on April 1, 2019
Leases in which substantially all the risks and rewards of ownership were transferred and were accounted for finance leases. All other 
leases were accounted for as operating leases.

The Company as a lessee
Finance leases were capitalized at the lease’s commencement at the lower of the fair value of the leased item and the present value of 
the minimum lease payments. Any initial direct costs of the lessee were added to the amount recognized as an asset. The corresponding 
obligations were included in long-term debt. Finance expense was recognized over the term of the lease based on the effective interest 
method. Payments made under operating leases was charged to income on a straight-line basis over the term of the lease. With regards 
to certain aircraft used in the Company’s live training operations, management had concluded that, as at March 31, 2019, the undiscounted 
lease rental payments in the amount of $46.6 million associated with the lease convention to these aircraft should be accounted for as 
an off-balance sheet arrangement as it is offset by a reciprocal arrangement with a third party and is non-recourse to CAE.

Sale and leaseback transactions
The Company engaged in sales and leaseback transactions as part of the Company’s financing strategy to support investment in the 
Civil Aviation training Solutions and Defence and Security segments. Where a sale and leaseback transaction resulted in a finance lease, 
any excess of sales proceeds over the carrying amount was deferred and amortized over the lease term. Where a sale and leaseback 
transaction results in an operating lease, and it was clear that the transaction was established at fair value, any profit or loss was recognized 
in income. If the sales price was below fair value, the shortfall was recognized in income immediately except if the loss was compensated 
for by future lease payments at below market price, it was deferred and amortized in proportion to the lease payments over the period 
the asset was expected to be used. If the sale price was above fair value, the excess over fair value was deferred and amortized over the 
period the asset was expected to be used.

The Company as a lessor
With regards to finance leases, the asset was derecognized at the commencement of the lease. The net present value of the minimum 
lease payments and any discounted unguaranteed residual values of leased assets are presented as investment in finance leases. Finance 
income was recognized over the term of the lease based on the effective interest method. Income from operating leases was recognized 
on a straight-line basis over the term of the corresponding lease. 

Intangible assets
Goodwill
Goodwill is measured at cost less accumulated impairment losses, if any. 

Goodwill arises on the acquisition of subsidiaries. Goodwill represents the excess of the aggregate of the cost of an acquisition, including 
the Company’s best estimate of the fair value of contingent consideration and the acquisition-date fair value of any previous held equity 
interest in the acquiree, over the fair value of the net identifiable assets of the acquiree at the acquisition date.

Gains and losses on the disposal of an entity include the carrying amount of goodwill relating to the entity sold.

Research and development (R&D)
Research costs are expensed as incurred. Development costs are also charged to income in the period incurred unless they meet all the 
specific  capitalization  criteria  established  in  IAS  38,  Intangible Assets.  Capitalized  development  costs  are  stated  at  cost  and  net  of 
accumulated amortization and accumulated impairment losses, if any. Amortization of the capitalized development costs commences 
when the asset is available for use and is included in research and development expense.

Other intangible assets
Intangible assets acquired separately are measured at cost upon initial recognition. The cost of intangible assets acquired in a business 
combination is the fair value as at the acquisition date. Following initial recognition, intangible assets are carried at cost, net of accumulated 
amortization and accumulated impairment losses, if any. 

CAE Financial Report 2020 | 71

Notes to the Consolidated Financial Statements

The cost of an internally generated intangible asset comprises all directly attributable costs necessary to create, produce, and prepare 
the asset to be capable of operating in the manner intended by management.

Gains and losses on disposal of intangible assets are determined by comparing the proceeds from disposal with its carrying amount and 
are recognized within other gains and losses.

Amortization
Amortization is calculated using the straight-line method for all intangible assets over their estimated useful lives as follows:

Capitalized development costs
Customer relationships
Licenses
ERP and other software
Other intangible assets

Amortization period
3 to 10 years
3 to 20 years
3 to 20 years
3 to 10 years
2 to 40 years

As at March 31, 2020, the average remaining amortization period for the capitalized development costs is 5.2 years (2019 – 5.2 years).
Amortization methods and useful lives are reviewed and adjusted, if appropriate, on a prospective basis at each reporting date.

Impairment of non-financial assets
The carrying amounts of the Company’s non-financial assets subject to amortization are tested for impairment whenever events or changes 
in circumstances indicate that the carrying amount may not be recoverable. Goodwill and assets that are not yet available for use are 
tested for impairment annually or at any time if an indicator of impairment exists.

The recoverable amount of an asset or a cash-generating unit (CGU) is the greater of its value in use and its fair value less costs of 
disposal. The recoverable amount is determined for an individual asset; unless the asset does not generate cash inflows that are largely 
independent of those from other assets or groups of assets. In such case, the CGU that the asset belongs to is used to determine the 
recoverable amount.

For the purposes of impairment testing, the goodwill acquired in a business combination is allocated to CGUs or groups of CGUs, which 
generally corresponds to its operating segments or one level below, that are expected to benefit from the synergies of the combination, 
irrespective of whether other assets or liabilities of the acquiree are assigned to those units.

An  impairment  loss  is  recognized  if  the  carrying  amount  of  an  asset  or  CGU  exceeds  its  estimated  recoverable  amount. Where  the 
recoverable amount of a CGU to which goodwill has been allocated is lower than the CGU’s carrying amount, the related goodwill is 
impaired. Any remaining amount of impairment exceeding the impaired goodwill is recognized on a pro rata basis of the carrying amount 
of each asset in the respective CGU. Impairment losses are recognized in income. 

The Company evaluates impairment losses, other than goodwill impairment, for potential reversals at each reporting date. An impairment 
loss is reversed if there is any indication that the loss has decreased or no longer exists due to changes in the estimates used to determine 
the recoverable amount. An impairment loss is reversed only to the extent that the asset’s carrying amount does not exceed the carrying 
amount that would have been determined, net of depreciation or amortization, if no impairment loss had been recognized. Such reversal 
is recognized in income.

Borrowing costs
Borrowing costs that are directly attributable to the acquisition or construction of a qualifying asset are capitalized as part of the cost of 
the asset. A qualifying asset is one that takes a substantial period of time to get ready for its intended use. Capitalization of borrowing 
costs ceases when the asset is completed and ready for its intended use. All other borrowing costs are recognized as finance expense 
in income, as incurred. 

Other assets
Restricted cash
The Company is required to hold a defined amount of cash as collateral under the terms of certain subsidiaries’ external bank financing, 
government-related sales contracts and business combination arrangements.

Deferred financing costs
Deferred financing costs related to the revolving credit facilities, when it is probable that some or all of the facilities will be drawn down, 
and deferred financing costs related to sale and leaseback agreements are included in other assets at cost and are amortized on a 
straight-line basis over the term of the related financing agreements.

Accounts payable and accrued liabilities
Accounts payable and accrued liabilities are recognized initially at fair value and subsequently measured at amortized cost using the 
effective interest method.

 72 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

Provisions
Provisions are recognized when the Company has a present legal or constructive obligation as a result of past events, it is probable that 
an outflow of resources will be required to settle the obligation and the amount can be reliably estimated. Provisions are measured at the 
present  value  of  the  expenditures  expected  to  be  required  to  settle  the  obligation  using  a  pre-tax  rate  that  reflects  current  market 
assessments of the time value of money and the risks specific to the obligation. The increase in the provision due to passage of time is 
recognized as a finance expense. When there are a number of similar obligations, the likelihood that an outflow will be required in settlement 
is determined by considering the class of obligations as a whole.

Provisions for estimated contract losses are recognized as an onerous contract provision in the period in which the loss is determined. 
Contract losses are measured at the amount by which the estimated total costs exceed the estimated total revenue from the contract. 
Warranty provisions are recorded when revenue is recognized based on historical experience, current trends and other assumptions that 
are believed to be reasonable under the circumstances.

Restoration and simulator removal
In certain situations, simulators are installed at locations that are not owned by the Company. In some of these cases, the Company has 
an obligation to dismantle and remove the simulators from these sites and to restore the location to its original condition. A provision is 
recognized for the present value of estimated costs to be incurred to dismantle and remove the simulators from these sites and restore 
the location. The provision also includes amounts relating to leased land and building where restoration costs are contractually required 
at the end of the lease. Where such costs arise as a result of capital expenditure, these restoration costs are also capitalized.

Restructuring
Restructuring costs consist mainly of severances and other related costs.

Legal claims
The amount represents a provision for certain legal claims brought against the Company. The corresponding charge is recognized in 
income within selling, general and administrative expenses or other gains – net. Management’s best estimate is that the outcome of these 
legal claims will not give rise to any significant loss beyond the amounts provided at March 31, 2020.

Warranties
A provision is recognized for expected warranty claims on products sold based on historical experience of the level of repairs and returns. It 
is expected that most of these costs will be incurred between 1 to 7 years. Assumptions used to calculate the provision for warranties 
were based on current sales levels and current information available about returns based on the warranty period of products sold.

Long-term debt
Long-term debt is recognized initially at fair value, net of transaction costs incurred. They are subsequently stated at amortized cost. Any 
difference between the proceeds, net of transaction costs, and the redemption value is recognized in income over the period of borrowings 
using the effective interest method.

Fees paid on the establishment of loan facilities are recognized as transaction costs of the loan to the extent that it is probable that some 
or all of the facility will be drawn down. In these cases, the fee is deferred until the drawdown occurs. To the extent that there is no evidence 
that it is probable that some or all of the facility will be drawn down, the fee is capitalized as a pre-payment for liquidity services and 
amortized over the period of the facility to which it relates.

Share capital
Common shares are classified as equity. Incremental costs directly attributable to the issue of new shares or stock options are shown in 
equity as a deduction, net of tax, from the proceeds.

When share capital recognized as equity is repurchased, the amount of the consideration paid, which includes directly attributable costs, 
net of tax, is recognized as a deduction from equity.

Revenue recognition
The Company recognizes revenue when it transfers the control of the promised goods or services to the customer. The transaction price 
is the amount of consideration to which the Company is expected to be entitled to in exchange for transferring promised goods or services. 
Variable consideration is included in the transaction price when it is highly probable that there will be no significant reversal of revenue 
in the future. Variable consideration is usually derived from sales incentives, in the form of discounts or volume rebates, and penalties. 
The Company identifies the various performance obligations of the contract and allocates the transaction price based on the estimated 
relative stand-alone selling prices of the promised goods or services underlying each performance obligation.

The Company’s performance obligations are satisfied over time or at a point in time depending on the transfer of control to the customer.

CAE Financial Report 2020 | 73

 
Notes to the Consolidated Financial Statements

Sales of goods and services
Customized training devices
Revenues from contracts with customers for the design, engineering, and manufacturing of training devices are recognized over time 
using the cost input method when the Company determines that these devices have a sufficient level of customization such that they 
have no alternative use and the Company has enforceable rights to payment for work completed to date. The measure of progress toward 
complete satisfaction of the performance obligation is generally determined by comparing the actual direct contract costs incurred to date 
to the total estimated costs for the entire contract. When the Company determines that there is an alternative use for these devices, 
revenue is recognized at a point in time, when the customer obtains control of the device.

Standardized training devices
Revenue from contracts with customers for the construction of standardized training devices is recognized at a point in time, when the 
customer obtains control of the device.

Training services
Revenues from the sale of training hours or training courses are recognized at a point in time, when services are rendered.

For flight schools, cadet training courses are offered mainly by way of ground school and live aircraft flight. For both phases, revenue is 
recognized over time, using the time elapsed input method.

Product maintenance, support and updates
Revenues from the sale of product maintenance services and post-delivery customer support are recognized over time, using the time 
elapsed output method or costs incurred method. Revenues from update services, to enhance a training device currently owned by a 
customer, are recognized over time, using the cost input method. 

Spare parts
Revenue from the sale of spare parts is recognized at a point in time, which is generally on delivery to the customer. 

Software arrangements 
Revenue from off-the-shelf software sales is recognized at a point in time, on delivery. Revenue from fixed-price software arrangements 
and software customization contracts that require significant production, modification, or customization of software is recognized over 
time using the cost input method.

Other
Significant financing component
The Company accounts for a significant financing component on contracts of more than 12 months where timing of cash receipts and 
revenue recognition differ substantially. The transaction price for such contracts is adjusted for the time value of money, using the rate 
that would be reflected in a separate financing transaction between the Company and its customers at contract inception, to take into 
consideration the significant financing component. 

Non-monetary transactions
The Company may also enter into sales arrangements where little or no monetary consideration is involved. The non-monetary transactions 
are measured at the most reliable measure of the fair value of the asset or service given up or fair value of the asset or service received.

Contract modifications
Contract modifications, which consist of an increase in the scope or price of a contract, are accounted for as a separate contract when 
the additional goods or services to be delivered are distinct from those delivered prior to the contract modification and when the price 
increases by an amount of consideration that reflects its stand-alone selling price. Contract modifications are treated prospectively when 
the additional goods or services are distinct, but the price increase does not reflect the stand-alone selling price. When the remaining 
goods or services are not distinct, the Company recognizes an adjustment to revenue of the initial contract on a cumulative catch-up 
basis at the date of the contract modification. 

Costs to obtain and to fulfill a contract
The Company recognizes incremental costs of obtaining a contract as an asset when they are expected to be recovered over a period 
of more than one year. The Company recognizes costs directly related to fulfilling a contract with a customer as an asset when they 
generate or enhance resources that will be used to satisfy the performance obligation in the future and they are expected to be recovered, 
These assets are amortized on a systematic basis that is consistent with the Company’s transfer of the related goods or services to the 
customer. 

Right to invoice
If the Company has the right to invoice a customer in an amount that directly corresponds with the value of the Company’s performance 
to date then revenue can be recognized at the invoice amount. 

 74 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

Contract balances
The timing of revenue recognition, billing and cash collections results in accounts receivable, contract assets and contract liabilities on 
the consolidated financial position.

Contract assets are recognized when revenue is recognized in excess of billings or when the Company has a right to consideration and 
that right is conditional to something other than the passage of time. Contract assets are subsequently transferred to accounts receivable 
when the right to payment becomes unconditional. 

Contract liabilities are recognized when payments received from customers are in excess of revenue recognized. Contract liabilities are 
subsequently recognized in revenue when the Company satisfies its performance obligations. 

Contract assets and contract liabilities are reported in a net position on a contract-by-contract basis at the end of each reporting period 
and are classified as current based on our normal operating cycle.

Employee benefits
Defined benefit pension plans
The Company maintains defined benefit pension plans that provide benefits based on length of service and final average earnings.

The defined benefit asset or liability comprises the present value of the defined benefit obligation at the reporting date less the fair value 
of plan assets out of which the obligations are to be settled. The defined benefit obligations are actuarially determined for each plan using 
the projected unit credit method. The present value of the defined benefit obligation is determined by discounting the estimated future 
cash flows using the interest rate of high-quality corporate bonds that are denominated in the currency in which the benefit will be paid 
and that have terms to maturity approximating the terms of the related pension obligation. In countries where there is no deep market in 
such bonds, the market rates on government bonds are used.

The value of any employee benefit asset recognized is restricted to the present value of any economic benefits available in the form of 
refunds from the plan or reductions in the future contributions to the plan (asset ceiling test). Minimum funding requirements may give 
rise to an additional liability to the extent that they require paying contributions to cover an existing shortfall. Plan assets can only be used 
to fund employee benefits, are not available to the creditors of the Company, nor can they be paid directly to the Company. Fair value of 
plan assets is based on market price information.

The Company determines the net pension cost of its Canadian defined benefit plans utilizing individual discount rates derived from the 
yield curve. 

Actuarial gains and losses arising from experience adjustments, changes in actuarial assumptions and the effect of any asset ceiling and 
minimum liability are recognized to OCI in the period in which they arise. Past service costs are recognized as an expense as incurred 
at the earlier of when the plan amendment or curtailment occurs and when the entity recognizes related termination benefits.

Defined contribution pension plans
The Company also maintains defined contribution plans for which the Company pays fixed contributions to publicly or privately administered 
pension insurance plans on a mandatory, contractual or voluntary basis. The Company has no legal or constructive obligation to pay 
further amounts if the fund does not hold sufficient assets to pay the benefits to all employees. Obligations for contributions to defined 
contribution pension plans are recognized as an employee benefit expense in income as the services are provided.

Termination benefits
Termination  benefits  are  recognized  as  an  expense  when  the  Company  is  demonstrably  committed,  without  realistic  possibility  of 
withdrawal, to a formal detailed plan to either terminate employment before the normal retirement date, or to provide termination benefits 
as a result of an offer made to encourage voluntary redundancy. Termination benefits for voluntary redundancies are recognized as an 
expense, if the Company has made an offer of voluntary redundancy, based on the number of employees expected to accept the offer. 
Benefits falling due more than 12 months after the reporting date are discounted to their present value.

Share-based payment transactions
The Company’s share-based payment plans consist of two categories: an equity-settled share-based payment plan comprised of the 
stock option plan; and cash-settled share-based payments plans that include the stock purchase plan, deferred share units (DSU) plans, 
restricted share units (RSU) plans and the performance share units (PSU) plan. 

For both categories, the fair value of the employee services received in exchange is recognized as an expense in income. Service and 
non-market performance conditions attached to the transactions are not taken into account in determining fair value.

CAE Financial Report 2020 | 75

Notes to the Consolidated Financial Statements

For the equity-settled plan, the cost of equity-settled transactions is measured at fair value using the Black-Scholes option pricing model. 
The compensation expense is measured at the grant date and recognized over the service period with a corresponding increase to 
contributed surplus. The cumulative expenses recognized for equity-settled transactions at each reporting date represents the extent to 
which the vesting period has expired and management’s best estimate of the number of equity instruments that will ultimately vest. For 
options with graded vesting, each tranche is considered a separate grant with a different vesting date and fair value, and each tranche 
is accounted for separately. When the stock options are exercised, the Company issues new common shares and the proceeds received 
net of any directly attributable transaction costs are credited to share capital.

For cash-settled plans, a corresponding liability is recognized. The fair value of employee services received is calculated by multiplying 
the number of units expected to vest with the fair value of one unit as of grant date based on the market price of the Company’s common 
shares. The fair value of the stock purchase plan is a function of the Company’s contributions. Until the liability is settled, the Company 
re-measures the fair value of the liability at the end of each reporting period and at the date of settlement, with any changes in fair value 
recognized in income for the period. The Company has entered into equity swap agreements in order to reduce its earnings exposure 
related to the fluctuation in the Company’s share price relating to the DSU plans, RSU plans and PSU plan. 

Current and deferred income tax
Income tax expense comprises current and deferred tax. An income tax expense is recognized in income except to the extent that it relates 
to items recognized in OCI or directly in equity, in which case it is recognized in OCI or directly in equity, respectively,

Current tax is the amount expected to be paid or recovered from taxation authorities on the taxable income or loss for the year, using tax 
rates enacted or substantively enacted at the reporting date in the countries where the Company and its subsidiaries operate and generate 
taxable income, and any adjustment to tax payable or receivable in respect of previous years.

Management periodically evaluates positions taken in tax returns with respect to situations in which applicable tax regulation is subject 
to interpretation. It establishes provisions, where appropriate, on the basis of amounts expected to be paid to the tax authorities.

Deferred tax is recognized using the financial position liability method, providing for temporary differences between the tax bases of assets 
or liabilities and their carrying amounts in the consolidated financial statements, except for temporary differences on the initial recognition 
of assets and liabilities in a transaction that is not a business combination and that affects neither accounting nor taxable income and 
taxable.

Deferred income tax is provided on temporary differences arising on investments in subsidiaries, and jointly controlled entities, except 
where the timing of the reversal of the temporary difference is controlled by the Company and it is probable that the temporary difference 
will not reverse in the foreseeable future.

Deferred tax is measured on an undiscounted basis at the tax rates that are expected to be applied to temporary differences when they 
reverse, based on the laws that have been enacted or substantively enacted by the reporting date.

Deferred tax assets are recognized for all deductible temporary differences and carry forward of unused tax losses. The recognition of 
deferred tax assets are limited to the amount which is probable to be realized.

Deferred tax assets are reviewed at each reporting date and are reduced to the extent that it is no longer probable that a recognized 
deferred tax asset will be realized. Unrecognized deferred tax assets are reassessed at each reporting date and are recognized to the 
extent that it has become probable that an unrecognized deferred tax asset will be realized.

Deferred tax assets and liabilities are offset if there is a legally enforceable right to offset current tax liabilities and assets, and they relate 
to income taxes levied by the same tax authority on the same taxable entity, or on different taxable entities which intend to settle current 
tax liabilities and assets on a net basis or if their tax assets and liabilities will be realized simultaneously.

Taxes on income in the interim periods are accrued by jurisdiction using the effective tax rate that would be applicable to expected total 
annual profit or loss of the jurisdiction.

Earnings per share
Earnings per share is calculated by dividing the net income for the period attributable to the equity holders of the Company by the weighted 
average number of common shares outstanding during the period. The diluted weighted average number of common shares outstanding 
is calculated by taking into account the dilution that would occur if the securities or other agreements for the issuance of common shares 
were exercised or converted into common shares at the later of the beginning of the period or the issuance date unless it is anti-dilutive. 
The treasury stock method is used to determine the dilutive effect of the stock options. The treasury stock method is a method of recognizing 
the use of proceeds that could be obtained upon the exercise of stock options in computing diluted earnings per share. It assumes that 
any proceeds would be used to purchase common shares at the average market price during the period. Only the Company’s stock 
options have a dilutive potential on common shares.

 76 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

Government participation
Government contributions are recognized when there is reasonable assurance that the contributions will be received, and all attached 
conditions will be complied with by the Company. Government participation related to the acquisition of intangible assets is recorded as
a reduction of the cost of the related asset while government participation related to current expenses is recorded as a reduction of the
related expenses.

The Company benefits from investment tax credits that are deemed to be equivalent to government contributions. Contributions are 
received for Project New Core Markets from Investissement Québec (IQ) for costs incurred in R&D programs. Contributions were received
in previous fiscal years for Project Phoenix from Industry Canada under the Technology Partnerships Canada (TPC) program and from IQ.

Project New Core Markets and Project Phoenix require the Company to pay royalties. The obligation to pay royalties, recognized as royalty
obligations, is recorded when the contribution is receivable and is estimated based on future projections. The obligation is discounted 
using  the  prevailing  market  rates  of  interest,  at  that  time,  for  a  similar  instrument  (similar  as  to  currency,  term,  type  of  interest  rate, 
guarantees or other factors) with a similar credit rating. The current portion is included as part of accrued liabilities. The difference between
the amounts received and the discounted value of royalty obligations is accounted for as a government contribution which is recognized 
as a reduction of related expenses or as a reduction of the cost of the related asset.

The  Company  recognizes  the  Government  of  Canada’s  participation  in  Project  Falcon  and  Project  Innovate  and  the  Government  of 
Canada's and the Government of Québec's in Project Digital Intelligence as interest-bearing long-term debt. The initial measurement of
the accounting liability is discounted using the prevailing market rates of interest, at that time, for a similar instrument (similar as to currency, 
term, type of interest rate, guarantees or other factors) with a similar credit rating. The difference between the face value of the long-term 
obligation and the discounted value of the long-term obligation is accounted for as a government contribution which is recognized as a 
reduction of related expenses or as a reduction of the cost of the related asset.

Investment tax credits
Investment  tax  credits  (ITCs)  arising  from  R&D  activities  are  deducted  from  the  related  costs  and  are  accordingly  included  in  the 
determination of net income when there is reasonable assurance that the credits will be realized. ITCs arising from the acquisition or 
development  of  property,  plant  and  equipment  and  capitalized  development  costs  are  deducted  from  the  cost  of  those  assets  with 
amortization calculated on the net amount. Investment tax credits expected to be recovered beyond 12 months are classified in Other 
non-current assets. Investment tax credits are deemed to be equivalent to government contributions. These government contributions 
are received for costs incurred in R&D projects.

Use of judgements, estimates and assumptions
The  preparation  of  the  consolidated  financial  statements  requires  the  Company’s  management  (management)  to  make  judgements, 
estimates and assumptions that affect the application of accounting policies, the reported amounts of assets and liabilities and disclosures 
at the date of the consolidated financial statements, as well as the reported amounts of revenues and expenses for the period reported. 
It also requires management to exercise its judgement in applying the Company’s accounting policies. The areas involving a high degree 
of  judgement  or  complexity,  or  areas  where  assumptions  and  estimates  are  significant  to  the  consolidated  financial  statements  are 
disclosed below. Actual results could differ from those estimates. Changes will be reported in the period in which they are identified.

Business combinations
Business combinations are accounted for in accordance with the acquisition method. The consideration transferred and the acquiree’s 
identifiable assets, liabilities and contingent liabilities are measured at their fair value. Depending on the complexity of determining these 
valuations, the Company either consults with independent experts or develops the fair value internally by using appropriate valuation 
techniques which are generally based on a forecast of the total expected future net discounted cash flows. These evaluations are linked 
closely to the assumptions made by management regarding the future performance of the related assets and the discount rate. Contingent 
consideration is measured at fair value using a discounted cash flow model.

Development costs
Development  costs  are  recognized  as  intangible  assets  and  are  amortized  over  their  useful  lives  when  they  meet  the  criteria  for 
capitalization. Forecasted revenue and profitability for the relevant projects are used to assess compliance with the capitalization criteria
and to assess the recoverable amount of the assets.

Impairment of non-financial assets
The Company’s impairment test for goodwill is based on internal estimates of the recoverable amount of the CGU or group of CGUs to 
which goodwill has been allocated and uses valuation models such as the discounted cash flows model (level 3). Key assumptions on 
which management based its determination of the recoverable amount include expected growth rates and discount rates. These estimates, 
including the methodology used, can have a material impact on the respective values and ultimately the amount of any goodwill impairment.

Likewise,  whenever  property,  plant  and  equipment  and  intangible  assets  are  tested  for  impairment,  the  determination  of  the  assets’ 
recoverable amount involves the use of estimates by management and can have a material impact on the respective values and ultimately 
the amount of any impairment.

See Note 26 for further details regarding assumptions used.

CAE Financial Report 2020 | 77

Notes to the Consolidated Financial Statements

Revenue recognition
Transaction price allocated to performance obligations
In allocating the transaction price for contracts with multiple performance obligations, the Company estimates the stand-alone selling 
price using the expected cost plus a margin approach if they are not directly observable.

Timing of satisfaction of performance obligations
For contracts where revenue is recognized over time using the cost input method, the Company is required to estimate the work performed 
to date as a proportion of the total work to be performed. Management conducts monthly reviews of its estimated costs to complete as 
well as its revenue and margins recognized, on a contract-by-contract basis. The impact of any revisions in cost and revenue estimates 
is reflected in the period in which the need for a revision becomes known.

Defined benefit pension plans
The cost of defined  benefit pension plans and the present value  of the employee benefit obligations are determined using actuarial 
valuations. Actuarial valuations involve, amongst others, making assumptions about discount rates, future salary increases and mortality 
rates. All assumptions are reviewed at each reporting date. Any changes in these assumptions will impact the carrying amount of the 
employee benefit obligations and the cost of the defined benefit pension plans. In determining the appropriate discount rate, management 
considers the interest rates of high quality corporate bonds that are denominated in the currency in which the benefits will be paid, and 
that have terms to maturity approximating the terms of the related pension liability. The mortality rate is based on publicly available mortality 
tables for the specific country. Future salary increases and pension increases are based on expected future inflation rates for the specific 
country. Individual discount rates are derived from the yield curve and are used to determine the service cost and interest cost of the 
Canadian defined benefit pension plans at the beginning of the year. The present value of the employee benefit obligations for these 
Canadian plans is determined based on the individual discount rates derived from the yield curve at the end of the year. 

Other key assumptions for pension obligations are based, in part, on current market conditions. See Note 19 for further details regarding 
assumptions used.

Government royalty repayments
In determining the amount of repayable government royalties, assumptions and estimates are made in relation to discount rates, expected 
revenues and the expected timing of revenues. Revenue projections consider past experience and represent management’s best estimate 
about the future. Revenues after a five-year period are extrapolated using estimated growth rates, ranging from 8.0% to 15.0%, over the 
period of repayments. The estimated repayments are discounted using average rates ranging from 6.0% to 9.5% based on terms of similar 
financial instruments. These estimates, along with the methodology used to derive the estimates, can have a material impact on the 
respective values and ultimately any repayable obligation in relation to government participation.  A 1% increase to the growth rates would 
increase the royalty obligations at March 31, 2020 by approximately $2.8 million (2019 – $3.5 million). A 1% decrease to the growth rates 
would have an opposite impact on the royalty obligations.

Income taxes
The Company is subject to income tax laws in numerous jurisdictions. Judgement is required in determining the worldwide provision for 
income taxes. The determination of tax liabilities and assets involves uncertainties in the interpretation of complex tax regulations. The 
Company provides for potential tax liabilities based on the weighted average probability of the possible outcomes. Differences between 
actual  results  and  those  estimates  could  influence  the  income  tax  liabilities  and  deferred  tax  liabilities  in  the  period  in  which  such 
determinations are made.

Deferred tax assets are recognized to the extent that it is probable that taxable profit will be available against the losses that can be 
utilized. Significant management judgement is required to determine the amount of deferred tax assets that can be recognized, based 
upon the likely timing and the level of future taxable profits together with future tax planning strategies. The recorded amount of total 
deferred tax assets could be altered if estimates of projected future taxable income and benefits from available tax strategies are lowered, 
or if changes in current tax regulations are enacted that impose restrictions on the timing or extent of the Company’s ability to utilize future 
tax benefits.

Impact of the COVID-19 pandemic
The COVID-19 pandemic and the resulting measures taken in response to its spread have resulted in significant temporary disruptions 
to the Company business operations. The rapidly evolving situation has created a high level of uncertainty and risk that may result in 
significant impacts on the Company’s business, financial performance and operations. 

The uncertainties created by the COVID-19 pandemic required the use of judgements and estimates in the areas set out below. The future 
impact of the COVID-19 pandemic increases the risk, in future reporting periods, of material adjustments to the carrying amount of the 
Company’s net assets.

 78 | CAE Financial Report 2020

Goodwill impairment test
The Company performed its annual impairment test for goodwill during the fourth quarter of fiscal 2020. Goodwill is allocated to CGUs 
or a group of CGUs, which generally corresponds to the Company’s operating segments or one level below. The value in use of each 
CGU  is  calculated  using  estimated  cash  flows  derived  from  the  Company's  five-year  strategic  plan.  Cash  flows  subsequent  to  the                                          
five-year period were extrapolated using a constant growth rate of 2% to 3%. These projections are inherently uncertain due to the fluidly 
evolving impact of the COVID-19 pandemic. Significant assumptions and estimates are used to determine the expected growth rates 
embedded in our cash flow projections and the discount rate based on observable market data during the fourth quarter. 

Notes to the Consolidated Financial Statements

Based on the results of its impairment test, the Company recorded an impairment charge of goodwill of $37.5 million in relation to the 
Healthcare CGU (see Note 26). 

Impairment of non-financial assets
The Company has considered the impact of the COVID-19 pandemic on its assessment of impairment indicators, which required significant 
judgement. The Company has reviewed its property, plant and equipment, right-of-use assets, amortizable intangible assets, investment 
in equity accounted investees as well as other assets such as inventories and deferred tax assets. Where impairment indicators were 
identified in the Civil Aviation Training Solutions segment, no significant impairment charge has been recorded.  No impairment indicators 
were identified in the Defence and Security and Healthcare segments. 

Expected credit loss
The Company has considered the impact of the COVID-19 pandemic on the expected credit loss of its financial instruments (mainly trade 
receivable and contract assets). The amount and timing of the expected credit losses, as well as the probability assigned thereto, has 
been based on the available information as at March 31, 2020. As a result of this review, no significant credit loss allowances adjustments 
have been recorded (see Note 9).

NOTE 2 – CHANGES IN ACCOUNTING POLICIES

New and amended standards adopted by the Company

IFRS 16 - Leases
In January 2016, the IASB released IFRS 16 - Leases, which replaced IAS 17 - Leases and related interpretations. The new standard 
introduces a single lessee accounting model and eliminates the classification of leases as either operating or finance leases. It requires 
the lessee to recognize a right-of-use asset and a lease liability for substantially all leases. Lessors continue to classify leases as operating 
leases or finance leases as IFRS 16 substantially carries forward the current lessor accounting requirements.

IFRS 16 was adopted effective April 1, 2019. The Company elected to use the modified retrospective approach. Under this approach, the 
comparative information was not restated and the cumulative effect of initially applying IFRS 16 was recognized in equity at the date of 
initial application, on April 1, 2019. 

The Company has elected to apply the following transitional practical expedients:  

–  Maintain previous assessment of whether a contract is, or contains, a lease at the date of initial application;
–  Use of hindsight when evaluating the lease term if a contract contains options to extend or terminate the lease;
–  Recognize short-term leases and leases of low-value assets as a lease expense on a straight-line basis, consistent with current 

IAS 17 accounting;

–  Account for leases for which the remaining lease term ends within 12 months of the effective date as short-term leases;
–  Adjust the right-of-use asset by the amount of the previously assessed IAS 37 onerous contract provision as an alternative to 

an impairment review;

–  Exclude initial direct costs from the measurement of the right-of-use asset at the date of initial application;
–  Measure the right-of-use asset as if IFRS 16 had been applied since the lease commencement date using the incremental 

borrowing rate at the date of initial application.

Where the Company is a lessee, IFRS 16 resulted in on-balance sheet recognition of most of its leases that were previously considered 
operating leases under IAS 17 unless they met the short-term or low-value exemption. 

CAE Financial Report 2020 | 79

Notes to the Consolidated Financial Statements

For the consolidated statement of financial position, this resulted in the recognition of new right-of-use assets of $226.8 million and new 
lease liabilities of $265.8 million, presented as part of the long-term debt, discounted using the incremental borrowing rate as at April 1, 2019 
(weighted average rate applied was 5.4%). In addition, the Company had existing finance lease assets of $206.0 million under IAS 17 
that were reclassified to right-of-use assets.

For the consolidated income statement, depreciation expense on the right-of-use assets and interest expense on the lease liabilities are 
incurred, replacing the operating lease expense previously recognized under IAS 17 accounting.

For the consolidated statement of cash flows, the principal repayments of the lease liabilities are presented in financing activities, whereas 
previously operating lease payments under IAS 17 accounting were presented in operating activities.

The cumulative effect of the impacts of adopting IFRS 16 on the consolidated statement of financial position as at April 1, 2019 are 
presented in the table below:

(amounts in millions)
Assets
Total current assets
Property, plant and equipment
Right-of-use assets
Investment in equity accounted investees
Other non-current assets
Total assets

Liabilities and equity
Current portion of long-term debt
Other current liabilities
Total current liabilities
Long-term debt
Other non-current liabilities
Total liabilities
Total equity
Total liabilities and equity

March 31
 2019

IFRS 16
Adjustments

$

$

$

$

$
$
$

2,112.9
2,149.3
—
312.1
2,591.2
7,165.5

264.1
1,625.4
1,889.5
2,064.2
801.8
4,755.5
2,410.0
7,165.5

$

$

$

$

$
$
$

(3.3)
(206.0)
432.8
(3.7)
0.3
220.1

31.8
(4.3)
27.5
234.0
(13.9)
247.6
(27.5)
220.1

$

$

$

$

$
$
$

April 1
2019

2,109.6
1,943.3
432.8
308.4
2,591.5
7,385.6

295.9
1,621.1
1,917.0
2,298.2
787.9
5,003.1
2,382.5
7,385.6

The difference between the amount of new lease liabilities recognized as at April 1, 2019 and the future aggregate minimum lease payments 
under non-cancellable operating leases of the Company as at March 31, 2019, which amounted to $274.1 million, is mainly due to the 
discounting factors applied to the lease payments, the inclusion of optional renewal period reasonably certain to be exercised, and the 
exclusion of leases payments for short-term lease and low-value lease.  

IFRIC 23 - Uncertainty over income tax treatments
In June 2017, the IASB released IFRIC 23 - Uncertainty over Income Tax Treatments, which addresses how to determine the taxable profit 
(loss),  tax  bases,  unused  tax  losses,  unused  tax  credits  and  tax  rates,  when  there  is  uncertainty  over  income  tax  treatments  under                 
IAS 12 - Income Taxes. It specifically considers whether tax treatments should be considered independently or collectively and assumptions 
for taxation authorities’ examinations in regards to taxable profit (loss), tax bases, unused tax losses, unused tax credits or tax rates.

IFRIC 23 was adopted effective April 1, 2019 and resulted in no significant adjustment.

Amendment to IAS 19 - Employee benefits
In February 2018, the IASB released an amendment to IAS 19 - Employee Benefits, which clarifies how to account for plan amendments, 
curtailments and settlements on defined benefits plans. The amendment requires the use of updated actuarial assumptions to determine 
current service cost and net interest for the period after a plan amendment, curtailment or settlement. 

This amendment to IAS 19 was adopted April 1, 2019 and will apply to any plan amendments, curtailments or settlements occurring 
subsequent to April 1, 2019.

 80 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

NOTE 3 – BUSINESS COMBINATIONS

Year ended March 31, 2020
Pelesys Learning Systems Inc.
On April  26,  2019,  the  Company  acquired  the  remaining  55%  equity  interest  in  Pelesys  Learning  Systems  Inc.  (Pelesys)  for  cash 
consideration (net of cash acquired) of $4.0 million and a long-term payable of $5.7 million. 

Pelesys is a global leader in the provision of aviation training solutions and courseware. The acquisition strengthens the Company’s 
courseware offering and consolidate its cadet-to-captain training delivery across its global network.  Prior to this transaction, the Company's 
45% ownership interest in Pelesys was accounted for using the equity method. 

Luftfartsskolen AS
On June 26, 2019, the Company acquired the shares of Luftfartsskolen AS, an ab-initio flight school located in Oslo, Norway, for cash 
consideration (net of  cash acquired) of $3.5 million. This acquisition strengthens the Company’s leadership and global reach in civil 
aviation training by growing its flight academy network.

The purchase prices of Pelesys and Luftfartsskolen AS are mainly allocated to goodwill and intangible assets. The net assets, including 
intangibles, arising from these acquisitions are included in Civil Aviation Training Solutions segment. 

Other
On November 12, 2019, the Company invested in a healthcare software company that enables increased efficiency of learning. The 
investment is in the form of a controlling 50% equity interest, for cash consideration of $0.9 million.

During the year ended March 31, 2020, the Company completed its final assessment of the fair value of assets acquired and liabilities 
assumed of all acquisitions realized in fiscal 2020 and those of Avianca’s Training Business, Logitude, the Indian Training Centres and 
Bombardier’s  Business Aircraft Training  Business  which  were  acquired  during  the  year  ended  March  31,  2019. Adjustments  to  the 
determination of net identifiable assets acquired and liabilities assumed for acquisitions realized in the year ended March 31, 2019 resulted 
in an increase of intangible assets of $6.2 million, a decrease of deferred tax assets of $4.7 million and a decrease of other net assets 
of $1.5 million.

During the year ended March 31, 2020, an additional net cash consideration of $1.7 million was paid for acquisitions realized during the 
year ended March 31, 2019.

Year ended March 31, 2019
Alpha-Omega Change Engineering
On  July  31,  2018,  the  Company  acquired  the  shares  of Alpha-Omega  Change  Engineering  Inc.  (AOCE)  for  cash  consideration  of                           
$34.4 million, subject to purchase price adjustments related to working capital. AOCE is a provider of aircrew training services, operational 
test and evaluation, and engineering support services to the U.S. Department of Defense and U.S. intelligence service.

Avianca's Training Business
On January 30, 2019, as part of an exclusive 15-year training outsourcing agreement, the Company acquired the remaining 50% equity 
interest in Avianca-CAE Flight Training (ACFT), a recently formed training joint venture, and training assets located in Colombia and 
El Salvador from Avianca Holdings, for cash consideration of $50.1 million. 

Prior to this transaction, the Company's 50% ownership interest in ACFT was accounted for using the equity method.

Logitude
On March 7, 2019, the Company acquired the shares of Logitude Oy for total consideration of $8.7 million. Logitude designs and develops 
software solutions related to flight and cabin crew training management and training records management, including evidence-based 
training. 

Bombardier's Business Aircraft Training Business
On  March  13,  2019,  the  Company  acquired  Bombardier’s  Business  Aircraft  Training  (BAT)  Business  for  cash  consideration  of                           
$709.9 million, subject to purchase price adjustments primarily related to working capital. 

The acquisition provides the Company with a specialized workforce, a portfolio of customers, and business jet full-flight simulators and 
training devices to add to its training network. 

Indian Training Centres
On March 27, 2019, the Company acquired the remaining 50% equity interest in the CAE Flight Training (India) Private Limited (CFTPL) 
joint venture and an additional 25% equity interest in the CAE Simulation Training Private Limited (CSTPL) Indian joint venture for cash 
consideration of $31.5 million. 

CAE Financial Report 2020 | 81

Notes to the Consolidated Financial Statements

As a result, the Company acquired control over CFTPL's assets for the training centres located in India, including a portfolio of customers, 
and now owns a 50% equity interest in CSTPL, a joint venture training centre between CAE and InterGlobe Enterprises located in India.

Prior to this acquisition, the Company's 50% ownership interest in CFTPL was accounted for using the equity method. The gain resulting 
from the remeasurement to fair value of the previously held interest in CFTPL is included in Other gains - Net in the consolidated income 
statement.

The determination of the fair value of the net assets acquired and liabilities assumed arising from the acquisitions are as follows:

Current assets, excluding cash on hand
Current liabilities
Property, plant and equipment
Investment in equity accounted investee
Intangible assets
Deferred tax
Other non-current assets
Long-term debt, including current portion
Other non-current liabilities
Fair value of net assets acquired, excluding cash acquired
Cash acquired
Total purchase consideration
Net short-term receivable (payable)
Settlement of pre-existing relationship
Fair value of previously held interest in equity accounted investees
Total cash consideration

Bombardier's BAT
Business

$

— $

(6.1)
134.6
—
695.8
13.1
9.3
(137.6)
(2.7)
706.4
—
706.4
2.9
0.6
—
709.9

$

$

$

$

$

$

Other
45.4
(39.8)
40.6
21.7
115.7
14.1
—
(15.2)
(49.0)
133.5
4.6
138.1
(4.1)
0.5
(12.0)
122.5

$

$

$

$

Total
45.4
(45.9)
175.2
21.7
811.5
27.2
9.3
(152.8)
(51.7)
839.9
4.6
844.5
(1.2)
1.1
(12.0)
832.4

The  fair  value  of  the  acquired  identifiable  intangible  assets  amount  to  $811.5  million  and  consists  of  goodwill  of  $443.0  million
($334.5 million is deductible for tax purposes), licenses of $169.5 million, customer relationships of $191.4 million and other intangible 
assets of $7.6 million.  

The fair value and the gross contractual amount of the acquired accounts receivable were $23.6 million.

During the year ended March 31, 2019, total acquisition costs incurred relating to these acquisitions were included in Other gains - Net 
in the consolidated income statement.

The net assets acquired, including intangibles, of AOCE are included in the Defence and Security segment. The goodwill arising from 
the acquisition is attributable to the enhancement of the Company’s core capabilities as a training systems integrator, strengthening of 
its position on enduring platforms such as fighter aircraft and expanded ability to pursue higher-level security programs in the United 
States.

The net assets acquired, including intangibles, of Avianca's Training Business, Logitude, Bombardier’s BAT Business and the Indian 
Training Business are included in the Civil Aviation Training Solutions segment. The goodwill arising from these acquisitions is mainly 
attributable  to  the  expansion  of  CAE’s  customer  installed  base  of  business  jet  and  commercial  flight  simulators,  market  capacity 
consolidation and expected synergies from combining operations.

During the year ended March 31, 2019, the Company finalized the purchase price allocation of AOCE and the acquisitions realized in the 
year ended March 31, 2018. As at March 31, 2019, the purchase price allocation for Avianca's Training Business, Logitude, Bombardier's 
Business Aircraft Training Business and the Indian Training Centres were preliminary at that time.

 82 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

NOTE 4 – OPERATING SEGMENTS AND GEOGRAPHIC INFORMATION

The Company elected to organize its operating segments principally on the basis of its customer markets. The Company manages its 
operations through its three segments. Operating segments are reported in a manner consistent with the internal reporting provided to 
the chief operating decision-maker.

The Company has decided to disaggregate revenue from contracts with customers by segment, by products and services and by geographic 
regions as the Company believes it best depicts how the nature, amount, timing and uncertainty of its revenue and cash flows are affected 
by economic factors.

Results by segment
The profitability measure employed by the Company for making decisions about allocating resources to segments and assessing segment 
performance is operating profit (hereinafter referred to as segment operating income). The accounting principles used to prepare the 
information by operating segments are the same as those used to prepare the Company’s consolidated financial statements. The method 
used for the allocation of assets jointly used by operating segments and costs and liabilities jointly incurred (mostly corporate costs) 
between operating segments is based on the level of utilization when determinable and measurable, otherwise the allocation is based 
on a proportion of each segment’s cost of sales and revenue.

External revenue
Depreciation and amortization
Impairment of non-financial assets – net
Write-downs of inventories – net
Write-downs of accounts receivable – net
Share of after tax profit of

equity accounted investees
Segment operating income (loss)

Civil Aviation
Training Solutions
2019
2020
$1,875.8
$ 2,167.5
157.2
232.8
4.9
1.8
0.7
1.3
4.4
5.4

Defence
and Security
2019
$ 1,306.7
46.5
—
0.9
0.2

2020
$ 1,331.2
58.2
3.2
4.9
—

2020
$ 124.5
14.4
37.5
0.2
0.1

Healthcare
2019
$ 121.6
13.5
—
0.1
—

2020
$ 3,623.2
305.4
42.5
6.4
5.5

Total
2019
$ 3,304.1
217.2
4.9
1.7
4.6

18.3
473.3

23.0
344.3

9.2
104.8

10.4
131.5

—
(41.0)

—
4.8

27.5
537.1

33.4
480.6

Capital expenditures by segment, which consist of additions to property, plant and equipment and intangible assets, are as follows:

Civil Aviation Training Solutions
Defence and Security
Healthcare
Total capital expenditures

2020
$ 296.3
74.8
12.9
$ 384.0

2019
$ 260.1
65.7
12.6
$ 338.4

Addition of assets through the monetization of royalties
During  the  year  ended  March  31,  2019,  the  Company  agreed  to  monetize  its  future  royalty  obligations  under  an Authorized Training 
Provider agreement with Bombardier and extend this agreement to 2038. In December 2018, the Company concluded the monetization 
transaction which resulted in a cash outlay of $202.7 million. The monetization represents the discounted sum of expected royalties 
payable by CAE over the next 20 years. As a result of this transaction, $156.7 million of intangible assets (Note 13) and $46.0 million  of 
property, plant and equipment (Note 12) were recognized in the Civil Aviation Training Solutions segment.

Assets and liabilities employed by segment

The Company uses assets employed and liabilities employed to assess resources allocated to each segment. Assets employed include 
accounts receivable, contract assets, inventories, prepayments, property, plant and equipment, right-of-use assets, intangible assets,  
investment in equity accounted investees, derivative financial assets and other non-current assets. Liabilities employed include accounts 
payable and accrued liabilities, provisions, contract liabilities, derivative financial liabilities and other non-current liabilities.

CAE Financial Report 2020 | 83

 
Notes to the Consolidated Financial Statements

Assets and liabilities employed by segment are reconciled to total assets and liabilities as follows:

Assets employed
Civil Aviation Training Solutions
Defence and Security
Healthcare
Assets not included in assets employed
Total assets
Liabilities employed
Civil Aviation Training Solutions
Defence and Security
Healthcare
Liabilities not included in liabilities employed
Total liabilities

Products and services information

The Company's revenue from external customers for its products and services are as follows:

Simulation products
Training and services
Total external revenue

2020

2019

$

$

$

$

$

$

5,089.5
1,767.5
253.9
1,372.7
8,483.6

1,219.9
613.5
45.9
4,026.0
5,905.3

2020
1,537.0
2,086.2
3,623.2

$

$

$

$

$

$

4,373.0
1,627.2
271.6
893.7
7,165.5

1,098.3
595.2
48.8
3,013.2
4,755.5

2019
1,473.8
1,830.3
3,304.1

Geographic information
The  Company  markets  its  products  and  services  globally.  Revenues  are  attributed  to  geographical  regions  based  on  the  location  of 
customers. Non-current assets other than financial instruments and deferred tax assets are attributed to geographical regions based on 
the location of the assets excluding goodwill. Goodwill is attributed to geographical regions based on the Company’s allocation of the 
related purchase price. The Company has retrospectively revised the geographic information for the comparative period to conform to 
the current presentation.

External revenue
Canada
United States
United Kingdom
Rest of Americas
Europe
Asia
Africa and Oceania

Non-current assets other than financial instruments and deferred tax assets

Canada
United States
United Kingdom
Rest of Americas
Europe
Asia
Africa and Oceania

 84 | CAE Financial Report 2020

2020

2019

$

$

$

$

323.2
1,541.8
208.8
127.7
631.7
707.1
82.9
3,623.2

2020

1,449.4
1,845.5
403.4
250.4
801.0
586.9
35.1
5,371.7

$

$

$

$

253.3
1,285.0
210.4
76.2
682.6
699.7
96.9
3,304.1

2019

1,395.2
1,580.7
285.2
269.2
692.6
533.2
35.4
4,791.5

 
 
 
 
NOTE 5 – OTHER GAINS – NET

Disposal of property, plant and equipment
Net gain on foreign currency exchange differences
Remeasurement of royalty obligations
Impairment of goodwill (Note 26)
Other
Other gains – net

Notes to the Consolidated Financial Statements

2020
7.0
41.6
1.9
(37.5)
(12.0)
1.0

$

$

2019
1.2
24.8
7.9
—
(11.6)
22.3

$

$

Other
During the year ended March 31, 2020, reorganizational costs of $9.7 million, which includes write-downs of inventories of $3.8 million
and impairment of intangible assets of $3.2 million, were recognized in the Defence and Security segment following changes made in 
the segment organization and the review of certain product offerings.  Additionally, write-downs of assets of $9.4 million, which includes 
impairment of property, plant and equipment of $1.8 million, and integration costs of Bombardier's BAT Business of $6.1 million were 
recognized in the Civil Aviation Training Solutions segment. These costs were offset by a remeasurement gain of $13.4 million, due to the 
decrease in fair value of a contingent consideration liability incurred in connection with a fiscal 2018 business combination.

During the year ended March 31, 2019, an impairment of $4.9 million on certain older assets in our network and acquisition and integration 
costs of Bombardier's BAT Business of $6.8 million were recognized in the Civil Aviation Training Solutions segment. These costs were 
offset by a gain of $3.7 million generated primarily from the remeasurement to fair value of the previously held interest in CFTPL.

NOTE 6 – FINANCE EXPENSE – NET

Finance expense:

Long-term debt (other than lease liabilities)
Lease liabilities
Royalty obligations
Employee benefits obligations (Note 19)
Other

Borrowing costs capitalized
Finance expense
Finance income:

Loans and investment in finance leases
Other

Finance income
Finance expense – net

NOTE 7 – INCOME TAXES

Income tax expense

A reconciliation of income taxes at Canadian statutory rates with the reported income taxes is as follows:

Earnings before income taxes
Canadian statutory income tax rates
Income taxes at Canadian statutory rates

Effect of differences in tax rates in other jurisdictions

Unrecognized tax benefits and tax benefits not previously recognized

Non-taxable revenues

Tax impact on after tax profit of equity accounted investees

Other

Income tax expense

2020

2019

$

$

$

$
$

$

$

$

$

$

$
$

$

$

105.1
23.3
10.0
5.6
15.5
(3.6)
155.9

(8.3)
(3.2)
(11.5)
144.4

2020
392.7
26.64%
104.6

(19.9)

3.4

(6.2)

(6.1)

(2.0)

$

73.8

$

63.1
7.6
11.9
5.7
13.8
(5.0)
97.1

(8.5)
(7.7)
(16.2)
80.9

2019
399.7
26.72%
106.8

(13.4)

(33.0)

(5.5)

(8.0)

12.7

59.6

The Company's applicable tax rate corresponds to the combined Canadian tax rates applicable in the provinces where the Company 
operates.  The decrease is due to a change in the tax rates and the allocation of income in the jurisdictions it operates. 

CAE Financial Report 2020 | 85

 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements

Significant components of the provision for the income tax expense are as follows:

Current income tax expense :

Current year
Prior years' tax adjustments

Deferred income tax (recovery) expense:

Tax benefit not previously recognized used to reduce the deferred tax expense
Change in income tax rates
Origination and reversal of temporary differences

Income tax expense

Deferred tax assets and liabilities

During the year ended March 31, 2020, movements in temporary differences are as follows: 

2020

65.1
5.8

(2.8)
(1.0)
6.7
73.8

$

$

2019

69.9
12.8

(36.1)
(1.3)
14.3
59.6

$

$

Non-capital loss carryforwards
Unclaimed research & development

expenditures

Capital loss carryforwards
Investment tax credits
Property, plant and equipment
and right-of-use of assets 

Intangible assets
Deferred revenues, contract assets

 and contract liabilities

Foreign currency exchange difference
Derivative financial assets and liabilities
Defined benefit obligation
Other
Net deferred income tax (liabilities) assets

Balance

beginning
of year

Impact of

adopting

Foreign

currency  

IFRS 16

Recognized

Recognized

Business

exchange

Balance

(Note 2)

in income  

in OCI

combinations

differences

end of year

$

35.2

$

— $

(1.2) $

— $

— $

(0.6) $

33.4

45.1
0.7
(74.1)

(73.2)
(87.4)

2.0
(13.9)
0.2
55.4
34.0
(76.0) $

$

—
—
—

5.8
—

—
—
—
—
—
5.8

$

19.3
0.7
4.1

(11.2)
(1.9)

(18.9)
(2.1)
15.6
0.1
(7.4)
(2.9) $

—
—
—

—
—

—
13.3
9.7
(3.6)
—
19.4

$

—
—
—

(3.1)
(2.9)

—
—
—
—
(0.6)
(6.6) $

—
—
—

(6.7)
(0.8)

1.0
0.4
—
1.2
(0.3)
(5.8) $

64.4
1.4
(70.0)

(88.4)
(93.0)

(15.9)
(2.3)
25.5
53.1
25.7
(66.1)

During the year ended March 31, 2019, movements in temporary differences are as follows: 

Non-capital loss carryforwards
Unclaimed research & development expenditures
Capital loss carryforwards
Investment tax credits
Property, plant and equipment
and right-of-use of assets 

Intangible assets
Deferred revenues, contract assets

 and contract liabilities

Foreign currency exchange difference
Derivative financial assets and liabilities
Defined benefit obligation
Other
Net deferred income tax (liabilities) assets

Balance

beginning
of year

Recognized

Recognized

Business

exchange

Balance

in income  

in OCI

combinations

differences

end of year

Foreign

currency  

$

$

$

45.7
37.4
—
(64.6)

(104.6)
(87.8)

(8.6)
(13.9)
(0.3)
51.6
21.6
(123.5) $

(9.6) $
7.7
0.7
(9.5)

16.4
5.7

(2.8)
(1.3)
(0.7)
0.7
15.8
23.1

$

— $
—
—
—

—
—

—
1.0
1.2
(1.1)
—
1.1

$

0.8
—
—
—

18.3
(6.2)

14.3
—
—
0.7
(0.7)
27.2

$

(1.7) $

—
—
—

(3.3)
0.9

(0.9)
0.3
—
3.5
(2.7)
(3.9) $

$

35.2
45.1
0.7
(74.1)

(73.2)
(87.4)

2.0
(13.9)
0.2
55.4
34.0
(76.0)

As at March 31, 2020, a deferred income tax liability on taxable temporary differences of $2,544.3 million (2019 – $2,294.4 million) related 
to investments in subsidiaries and interests in joint ventures has not been recognized, because the Company controls whether the liability 
will be incurred and it is satisfied that it will not be incurred in the foreseeable future.  

 86 | CAE Financial Report 2020

The non-capital losses incurred in various jurisdictions expire as follows:

Notes to the Consolidated Financial Statements

Expiry date

2021 - 2025

2026 - 2039

No expiry date

Unrecognized

Recognized

$

$

18.2

$

116.0

41.0

1.2

50.5

84.5

175.2

$

136.2

As at March 31, 2020, the Company has $149.9 million (2019 – $125.4 million) of deductible temporary differences for which deferred 
tax assets have not been recognized. These amounts will reverse during a period of up to 25 years.  

NOTE 8 – SHARE CAPITAL, EARNINGS PER SHARE AND DIVIDENDS

Share capital
Authorized and issued shares
The Company is authorized to issue an unlimited number of common shares without par value and an unlimited number of preferred 
shares without par value, issuable in series.

The preferred shares may be issued with rights and conditions to be determined by the Board of Directors, prior to their issue. To date, 
the Company has not issued any preferred shares.

As at March 31, 2020, the number of common shares issued and fully paid was 265,619,627 (2019 – 265,447,603).

Repurchase and cancellation of common shares
On February 7, 2020, the Company announced the renewal of the normal course issuer bid (NCIB) to purchase up to 5,321,474 of its 
common shares. The NCIB began on February 25, 2020 and will end on February 24, 2021 or on such earlier date when the Company 
completes its purchases or elects to terminate the NCIB. These purchases will be made on the open market plus brokerage fees through 
the facilities of the TSX and/or alternative trading systems at the prevailing market price at the time of the transaction, in accordance with 
the TSX’s applicable policies. All common shares purchased pursuant to the NCIB will be cancelled.

During the year ended March 31,2020, the Company repurchased and cancelled a total of 1,493,331 common shares under the previous 
and current NCIB (2019 – 3,671,900), at a weighted average price of $33.22 per common share (2019 – $25.70), for a total consideration 
of $49.6 million (2019 – $94.4 million). An excess of $45.8 million (2019 – $85.6 million) of the shares’ repurchase value over their carrying 
amount was charged to retained earnings as share repurchase premiums. Subsequent to year end, the Company has temporary suspended 
its NCIB (see Note 33).

Earnings per share computation

The denominators for the basic and diluted earnings per share computations are as follows:

Weighted average number of common shares outstanding
Effect of dilutive stock options
Weighted average number of common shares outstanding for diluted earnings per share calculation

2020
265,951,131
1,644,353
267,595,484

2019
266,580,019
1,394,135
267,974,154

As  at  March 31,  2020,  stock  options  to  acquire  1,293,200  common  shares  (2019  –  1,722,800)  have  been  excluded  from  the  above 
calculation since their inclusion would have had an anti-dilutive effect.

Dividends

During the year ended March 31, 2020, the dividends declared were $114.3 million or $0.43 per share (2019 – $103.9 million or $0.39
per share). Subsequent to year end, the Company has temporary suspended its common share dividends (see Note 33).

CAE Financial Report 2020 | 87

 
 
Notes to the Consolidated Financial Statements

NOTE 9 – ACCOUNTS RECEIVABLE

Details of accounts receivable are as follows:

Current trade receivables
Past due trade receivables

1-30 days
31-60 days
61-90 days
Greater than 90 days

Credit loss allowances
Total trade receivables
Investment in finance leases (Note 14)
Receivables from related parties (Note 32)
Other receivables
Total accounts receivable

Changes in credit loss allowances are as follows:

Credit loss allowances, beginning of year
Additions
Amounts charged off
Unused amounts reversed
Foreign currency exchange differences
Credit loss allowances, end of year

NOTE 10 – BALANCE FROM CONTRACTS WITH CUSTOMERS

Net contract liabilities are as follows:

Contract assets
Contract liabilities - current
Contract liabilities - non-current
Net contract liabilities

2020
215.1

95.7
27.8
34.1
105.3
(27.5)
450.5
16.8
45.8
53.0
566.1

2020
(22.0)
(7.4)
0.8
1.8
(0.7)
(27.5)

2020
569.3
(746.2)
(83.3)
(260.2)

$

$

$

$

$

$

$

2019
227.3

55.4
19.5
7.6
79.6
(22.0)
367.4
11.4
30.9
86.3
496.0

2019
(20.9)
(7.3)
5.0
0.7
0.5
(22.0)

2019
523.5
(670.2)
(102.5)
(249.2)

$

$

$

$

$

$

$

During the year ended March 31, 2020, the Company recognized revenue of $532.2 million (2019 - $599.4 million) that was included in 
the contract liability balance at the beginning of the year.

During the year ended March 31, 2020, the Company recognized revenue of $29.8 million (2019 - $22.4 million) related to performance 
obligations satisfied in previous years. This primarily relates to estimate at completion adjustments that impacted revenue and measures 
of completion. 

Remaining performance obligations

As at March 31, 2020, the amount of the revenues expected to be realized in future years from performance obligations that are unsatisfied, 
or partially unsatisfied, was $4,863.5 million. The Company expects to recognize approximately 41% of these remaining performance 
obligations as revenue by March 31, 2021, an additional 22% by March 31, 2022 and the balance thereafter. 

NOTE 11 – INVENTORIES

Work in progress
Raw materials, supplies and manufactured products

2020
405.1
211.1
616.2

$

$

2019
342.4
194.6
537.0

$

$

 During the year ended March 31, 2020, use of inventory recognized in cost of sales amounted to $500.3 million (2019 – $523.5 million).

 88 | CAE Financial Report 2020

 
 
 
NOTE 12 – PROPERTY, PLANT AND EQUIPMENT

Notes to the Consolidated Financial Statements

 (amounts in millions)
Net book value as at March 31, 2018
Additions
Additions – business combinations (Note 3)
Additions – monetization of royalties (Note 4)
Disposals
Depreciation
Impairment
Transfers and others
Foreign currency exchange differences
Net book value as at March 31, 2019
Impact of adopting IFRS 16 (Note 2)
Net book value as at April 1, 2019
Additions
Additions – business combinations (Note 3)
Disposals
Depreciation
Impairment
Transfers and others
Foreign currency exchange differences
Net book value as at March 31, 2020

 (amounts in millions)
Cost
Accumulated depreciation and impairment
Net book value as at March 31, 2019
Impact of adopting IFRS 16 (Note 2)
Net book value as at April 1, 2019
Cost
Accumulated depreciation and impairment
Net book value as at March 31, 2020

Buildings
and land Simulators

Machinery
and
equipment

Aircraft

226.7 $
27.3
0.2
—
—
(16.8)
—
4.4
(0.1)
241.7 $
—
241.7 $
31.0
0.1
(0.1)
(17.7)
—
2.2
5.6
262.8 $

1,185.9 $
10.3
70.4
46.0
(1.3)
(83.1)
(4.9)
232.3
(5.3)
1,450.3 $

—

1,450.3 $
27.3
—
(0.5)
(105.0)
(1.8)
155.0
44.0
1,569.3 $

50.3 $
16.9
0.5
—
—
(17.3)
—
1.2
(0.1)
51.5 $
—
51.5 $
13.9
0.1
—
(17.9)
—
2.8
1.0
51.4 $

55.4 $
2.5
0.3
—
(0.2)
(4.5)
—
—
1.3
54.8 $
—
54.8 $
11.3
0.6
(0.1)
(5.0)
—
4.6
3.1
69.3 $

Buildings
and land Simulators

Machinery
and
equipment

455.4 $
(213.7)
241.7 $
—
241.7 $
490.0 $
(227.2)
262.8 $

2,005.0 $
(554.7)
1,450.3 $

—

1,450.3 $
2,191.1 $
(621.8)
1,569.3 $

221.1 $
(169.6)

51.5 $
—
51.5 $
203.1 $
(151.7)

51.4 $

Aircraft

67.0 $
(12.2)
54.8 $
—
54.8 $
82.2 $
(12.9)
69.3 $

$

$

$

$

$

$

$
$

$

Assets
under
finance

Assets
under
lease construction
121.2 $
—
103.4
—
—
(15.9)
—
(6.2)
3.5
206.0 $
(206.0)

164.4 $
194.8
0.4
—
—
—
—
(212.8)
(1.8)
145.0 $
—
145.0 $
207.1
—
—
—
—
(151.6)
0.7
201.2 $

— $
—
—
—
—
—
—
—
— $

Assets
under
finance

Assets
under
lease construction
345.7 $
(139.7)
206.0 $
(206.0)

145.0 $
—
145.0 $
—
145.0 $
201.2 $
—
201.2 $

— $
— $
—
— $

Total
1,803.9
251.8
175.2
46.0
(1.5)
(137.6)
(4.9)
18.9
(2.5)
2,149.3
(206.0)
1,943.3
290.6
0.8
(0.7)
(145.6)
(1.8)
13.0
54.4
2,154.0

Total
3,239.2
(1,089.9)
2,149.3
(206.0)
1,943.3
3,167.6
(1,013.6)
2,154.0

During the year ended March 31, 2020, depreciation of $142.8 million (2019 – $134.9 million) has been recorded in cost of sales, $0.8 
million  (2019  –  $0.7  million)  in  research  and  development  expenses  and  $2.0  million  (2019  –  $2.0  million)  in  selling,  general  and 
administrative expenses.

CAE Financial Report 2020 | 89

 
 
  
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements

NOTE 13 – INTANGIBLE ASSETS 

(amounts in millions) 

Net book value as at March 31, 2018
Additions – internal development
Additions – business combinations (Note 3)
Additions – monetization of royalties (Note 4)
Amortization
Transfers and others
Foreign currency exchange differences
Net book value as at March 31, 2019
Additions – internal development
Additions – acquired separately
Additions – business combinations (Note 3)
Amortization
Impairment
Transfers and others
Foreign currency exchange differences
Net book value as at March 31, 2020

Cost
Accumulated amortization and impairment
Net book value as at March 31, 2019
Cost
Accumulated amortization and impairment
Net book value as at March 31, 2020

$

$

$

$

$
$

$

Capitalized
 Goodwill development
(Note 26)

Customer
costs relationships
173.7 $
69.4
7.6
—
(30.5)
(10.0)
0.4
210.6 $
86.2
—
5.8
(39.6)
(3.2)
(11.1)
0.8
249.5 $

154.5 $
—
191.4
—
(22.4)
—
(0.7)
322.8 $
—
—
13.0
(34.7)
—
2.9
8.0
312.0 $

625.5 $
—
443.0
—
—
—
(0.8)
1,067.7 $
—
—
20.1
—
(37.5)
—
35.0
1,085.3 $

Capitalized
development

Goodwill

1,067.7 $
—
1,067.7 $
1,122.8 $
(37.5)
1,085.3 $

Customer
costs relationships
375.0 $
(164.4)
210.6 $
454.2 $
(204.7)
249.5 $

460.9 $
(138.1)
322.8 $
486.1 $
(174.1)
312.0 $

ERP and
other
software

Other
intangible
assets

Licenses

— $
—
169.5
156.7
(2.3)
—
0.5
324.4 $
—
1.8
(7.0)
(12.8)
—
(2.7)
5.0
308.7 $

64.9 $
17.2
—
—
(14.3)
2.7
0.2
70.7 $
12.0
—
—
(14.1)
—
4.1
0.3
73.0 $

37.0 $
—
—
—
(5.4)
0.5
(0.4)
31.7 $
—
0.6
—
(4.9)
—
—
0.6
28.0 $

ERP and
other
software

Licenses

326.7 $
(2.3)
324.4 $
326.2 $
(17.5)
308.7 $

208.8 $
(138.1)

70.7 $
213.3 $
(140.3)

73.0 $

Other
intangible
assets
104.1 $
(72.4)
31.7 $
98.3 $
(70.3)
28.0 $

Total
1,055.6
86.6
811.5
156.7
(74.9)
(6.8)
(0.8)
2,027.9
98.2
2.4
31.9
(106.1)
(40.7)
(6.8)
49.7
2,056.5

Total
2,543.2
(515.3)
2,027.9
2,700.9
(644.4)
2,056.5

During the year ended March 31, 2020, amortization of $65.8 million (2019 – $43.7 million) has been recorded in cost of sales, $38.5 
million  (2019  –  $29.4  million)  in  research  and  development  expenses  and  $1.8  million  (2019  –  $1.8  million)  in  selling,  general  and 
administrative expenses.

NOTE 14 – LEASES

Leases as lessee

Right-of-use assets 

Net book value as at March 31, 2019
Impact of adopting IFRS 16 (Note 2)
Net book value as at April 1, 2019
Additions and remeasurements
Additions – business combinations (Note 3)
Depreciation
Transfers and others
Foreign currency exchange differences
Net book value as at March 31, 2020

Buildings
and land Simulators

Machinery
and
equipment

Aircraft

$

$

$

— $

241.8
241.8 $
30.1
1.1
(25.3)
(1.0)
5.2
251.9 $

— $

183.7
183.7 $
(3.4)
—
(20.1)
(25.3)
3.9
138.8 $

— $
7.3
7.3 $
0.6
—
(3.1)
0.2
—
5.0 $

— $
—
— $
—
0.4
(0.2)
—
—
0.2 $

Total
—
432.8
432.8
27.3
1.5
(48.7)
(26.1)
9.1
395.9

During the year ended March 31, 2020, depreciation of $47.0 million has been recorded in cost of sales and $1.7 million in selling, general 
and administrative expenses.

Short-term leases, leases of low-value assets and variable lease payments 
During the year ended March 31, 2020, expenses of $16.3 million have been recognized in net income relating to short-term leases, 
leases of low-value assets and variable lease payments not included in the measurement of lease liabilities.

 90 | CAE Financial Report 2020

 
 
 
 
Leases as lessor

Operating Lease
As at March 31, 2020, the net book value of property, plant and equipment leased under operating lease to third parties was $72.8 million
(2019 - $91.7 million ).

Undiscounted lease payments to be received under operating leases are as follows:

Notes to the Consolidated Financial Statements

Less than 1 year
Between 1 and 2 years
Between 2 and 3 years
Between 3 and 4 years
Between 4 and 5 years
More than 5 years
Total undiscounted lease payments receivable

Finance Lease
Undiscounted lease payments to be received under finance leases are as follows:

Less than 1 year
Between 1 and 2 years
Between 2 and 3 years
Between 3 and 4 years
Between 4 and 5 years
More than 5 years
Total undiscounted lease payments receivable
Unearned finance income
Discounted unguaranteed residual values of leased assets
Total investment in finance leases
Current portion (Note 9)
Non-current portion (Note 15)

NOTE 15 –  OTHER NON-CURRENT ASSETS

Restricted cash
Prepaid rent to a portfolio investment
Advances to a portfolio investment
Investment in finance leases (Note 14)
Non-current receivables
Investment tax credits
Other

NOTE 16 – ACCOUNTS PAYABLE AND ACCRUED LIABILITIES

Accounts payable trade
Accrued liabilities
Deferred revenue
Amount due to related parties (Note 32)
Current portion of royalty obligations

2020
38.3
35.6
30.4
25.8
25.3
65.7
221.1

2020
19.5
19.8
27.4
10.3
11.6
146.8
235.4
(71.4)
(9.0)
155.0
16.8
138.2

2020
12.4
23.3
29.7
138.2
40.2
231.5
35.1
510.4

2020
539.7
370.9
15.2
5.7
2.9
934.4

$

$

$

$

$

$

$

$

$

$

2019
36.2
30.6
29.7
25.8
21.4
42.8
186.5

2019
13.4
13.7
11.4
10.1
13.3
113.3
175.2
(66.0)
(6.3)
102.9
11.4
91.5

2019
27.3
27.3
29.5
91.5
40.7
231.9
31.3
479.5

2019
458.9
400.2
11.6
2.2
10.9
883.8

$

$

$

$

$

$

$

$

$

$

CAE Financial Report 2020 | 91

 
Notes to the Consolidated Financial Statements

NOTE 17 – PROVISIONS

Changes in provisions are as follows:

Provisions, as at March 31, 2019
Impact of adopting IFRS 16 (Note 2)
Provisions, as at April 1, 2019
Additions
Business combinations (Note 3)
Amount used
Reversal of unused amounts
Foreign currency exchange differences
Provisions, as at March 31, 2020
Current portion
Non-current portion

$

$

Restoration
and simulator
removal
8.0
—
8.0
3.7
—
(0.1)
—
0.4
12.0
0.4
11.6

$

$

Restructuring

$

$

$

$

11.8 $
(10.2)

1.6 $
—
—
(0.3)
—
0.1
1.4 $
1.4
— $

Legal
3.4
—
3.4
0.1
—
(0.1)
—
0.2
3.6
2.8
0.8

Warranties
37.5
—
37.5
10.4
—
(15.4)
(0.2)
0.1
32.4
17.6
14.8

$

$

$

$

$

$

$

$

Other
4.3
—
4.3
9.3
0.2
(5.3)
(0.5)
0.4
8.4
7.0
1.4

$

$

$

$

Total
65.0
(10.2)
54.8
23.5
0.2
(21.2)
(0.7)
1.2
57.8
29.2
28.6

NOTE 18 – DEBT FACILITIES

Long-term debt, net of transaction costs is as follows:

Unsecured senior notes
    U.S. dollar, fixed rate - 3.60% to 4.90%
    Canadian dollar, fixed rate - 4.15%
    Canadian dollar, variable rate
Term loans
    U.S. dollar, variable rate
    Canadian dollar, variable rate
    Other
Lease liabilities
    U.S. dollar
    Other
R&D obligations
    Canadian dollar
Revolving credit facilities
    U.S. dollar, variable rate
    Canadian dollar, variable rate
Total long-term debt

Notional amount

Maturity

Current

2020
Non-current

Current

US$975.0
$30.0

2024-2034
2024-2027

$

US$183.1
$46.5

2021-2025
2020-2028

2020-2041
2020-2043

2021-2039

—
—
—

79.7
5.6
8.2

91.7
21.0

—

$

$

1,370.4
30.0
—

177.1
40.7
7.9

214.4
160.7

391.5

80.1
45.0
50.0

8.0
5.6
8.4

61.4
1.4

4.2

2019
Non-current

$

1,163.1
30.0
—

259.2
46.3
24.8

179.3
17.2

344.3

2023
2023

—
—
206.2

423.3
290.0
3,106.0

$

$

—
—
264.1

—
—
2,064.2

$

$

Unsecured senior notes
In December 2019, the Company issued unsecured senior notes amounting to US$100.0 million maturing in 2034 and bearing interest 
of 4.90%. 

In June and December 2019, the Company repaid unsecured senior notes amounting to US$60.0 million and $95.0 million respectively. 

R&D obligations 
Represents obligations with the Government of Canada and the Government of Quebec relative to R&D programs whereby the government 
entities provide funding through loans for a portion of eligible spending related to specified R&D projects, up to a predetermined maximum 
funding  amount. As  at  March 31,  2020,    the  remaining  undrawn  amount  available  under  these  programs  was  $86.3  million  (2019  -            
$149.7  million).  In  March  2020,  as  part  of  the  governments  economic  response  to  the  COVID-19  pandemic,  the  Company  obtained 
payment deferrals of nine months on amounts due in fiscal 2021. 

Revolving credit facilities
In August 2019, the Company renegotiated its revolving  credit facilities agreement, increasing the total amount available from US $550.0 
million to US $850.0 million. The maturity date of September 2023 and the applicable interest rate of the revolving term credit facilities 
remained unchanged.

 92 | CAE Financial Report 2020

Notes to the Consolidated Financial Statements

The facilities bear interest at variable rates, plus a margin that is determined based on the Company’s private credit rating. The Company 
has the ability to draw down amounts in U.S. dollar, Canadian dollar, Euro or British pound. The facilities have standard financial covenants 
requiring a minimum fixed charge coverage and a maximum debt coverage.

Subsequent to year end, the Company concluded a new two-year $500.0 million unsecured revolving credit facility (see Note 33).

Information on the change in liabilities for which cash flows have been classified as financing activities in the statement of cash flows are 
as follows:

Net book value as at March 31, 2018
Changes from financing cash flows
Proceeds from long-term debt
Repayment of long-term debt
Repayment of lease liabilities

Total changes from financing cash flows
Non-cash changes

Business combinations (Note 3)
Foreign currency exchange differences
Interests
Other

Total non-cash changes

Net book value as at March 31, 2019
Impact of adopting IFRS 16 (Note 2)
Net book value as at April 1, 2019
Changes from financing cash flows

Net proceeds from borrowing under

revolving credit facilities
Proceeds from long-term debt
Repayment of long-term debt
Repayment of lease liabilities

Total changes from financing cash flows
Non-cash changes

Business combinations (Note 3)
Foreign currency exchange differences
Additions and remeasurement

of lease liabilities

Interests
Other

Total non-cash changes
Net book value as at March 31, 2020

Unsecured
senior
notes
684.1

$

663.7
—
—
663.7

—
20.1
—
0.3
20.4

1,368.2
—
1,368.2

—
131.7
(175.4)
—
(43.7)

—
75.2

—
—
0.7
75.9
1,400.4

$

$

$

$

$

$
$

$

$

$

$

$

$

$
$

Term
loans
131.1

255.1
(70.6)
—
184.5

15.2
4.2
—
17.3
36.7

352.3
—
352.3

—
5.5
(53.4)
—
(47.9)

—
14.7

—
—
0.1
14.8
319.2

$

$

$

$

$

$

$
$

Lease
liabilities
145.4

R&D
obligations
300.3

$

—
—
(22.0)
(22.0)

137.6
5.0
0.8
(7.5)
135.9

259.3
265.8
525.1

—
—
—
(79.8)
(79.8)

1.6
13.8

27.3
—
(0.2)
42.5
487.8

$

$

$

$

$

$
$

36.5
(2.1)
—
34.4

—
—
13.8
—
13.8

348.5
—
348.5

—
30.4
(4.2)
—
26.2

—
—

—
16.8
—
16.8
391.5

Revolving
credit
facilities
—

—
—
—
—

—
—
—
—
—

—

—

708.2
—
—
—
708.2

—
5.1

—
—
—
5.1
713.3

$

$

$

$

$

$
$

Total
1,260.9

955.3
(72.7)
(22.0)
860.6

152.8
29.3
14.6
10.1
206.8

2,328.3
265.8
2,594.1

708.2
167.6
(233.0)
(79.8)
563.0

1.6
108.8

27.3
16.8
0.6
155.1
3,312.2

$

$

$

$

$

$

$
$

As at March 31, 2020, the Company is in compliance with all of its financial covenants.

NOTE 19 – EMPLOYEE BENEFITS OBLIGATIONS

Defined benefit pension plans
The Company has three registered funded defined benefit pension plans in Canada (two for employees and one for designated executives) 
that provide benefits based on length of service and final average earnings. The Company also maintains funded pension plans for 
employees in the Netherlands and United Kingdom that provide benefits based on similar provisions.

The Company’s annual contributions, to fund both benefits accruing in the year and deficits accumulated over prior years, and the plans’ 
financial position are determined based on actuarial valuations. Applicable pension legislations prescribe minimum funding requirements. 

In addition, the Company maintains unfunded plans in Canada, United States and Germany that provide defined benefits based on length 
of service and final average earnings. These unfunded plans are the sole obligation of the Company, and there is no requirement to fund 
them. However, the Company is obligated to pay the benefits when they become due. As at March 31, 2020, the Company has issued 
letters of credit totalling $60.6 million (2019 – $58.9 million) to collateralize the obligations under the Canadian plans.

The funded plans are trustee administered funds. Plan assets held in trusts are governed by local regulations and practices in each 
country, as is the nature of the relationship between the Company and the trustees and their composition. Responsibility for governance 
of the plans, including investment decisions and contribution schedules, lies jointly with the Company and the board of trustees.

CAE Financial Report 2020 | 93

 
 
Notes to the Consolidated Financial Statements

The employee benefits obligations are as follows:

Funded defined benefit pension obligations
Fair value of plan assets
Funded defined benefit pension obligations – net
Unfunded defined benefit pension obligations
Employee benefits obligations

Changes in funded defined benefit pension obligations and fair value of plan assets are as follows:

2020
Total
664.4
32.5
19.1
—

9.6
(63.8)
(0.4)
7.8
(22.3)
2.3
649.2
543.7
15.8

(40.2)
24.4
7.8
(22.3)
(1.1)
2.0
530.1

2020
Total
91.9
3.9
2.3
(0.1)

7.1
(6.1)
—
(3.5)
(2.3)
0.5
93.7

$

Canadian
546.8
27.2
17.4
1.7

1.4
13.3
—
6.9
(17.5)
—
597.2
440.9
14.3

21.3
20.3
6.9
(17.5)
(0.9)
—
485.3

Canadian
72.2
3.4
2.2
(1.7)

—
1.2
—
(2.8)
2.7
—
77.2

$
$

$

$

$

$

$
$

$

$

$

Pension obligations, beginning of year

Current service cost
Interest cost
Past service cost
Actuarial loss (gain) arising from:

Experience adjustments
Economic assumptions
Demographic assumptions

Employee contributions
Pension benefits paid
Foreign currency exchange differences

Pension obligations, end of year
Fair value of plan assets, beginning of year

Interest income
Return on plan assets, excluding amounts

included in interest income

Employer contributions
Employee contributions
Pension benefits paid
Administrative costs
Foreign currency exchange differences

Fair value of plan assets, end of year

$

Canadian
597.2
30.4
18.0
—

9.2
(64.3)
—
7.2
(20.8)
—
576.9
485.3
14.9

(40.0)
22.1
7.2
(20.8)
(0.9)
—
467.8

$
$

$

Foreign
67.2
2.1
1.1
—

0.4
0.5
(0.4)
0.6
(1.5)
2.3
72.3
58.4
0.9

(0.2)
2.3
0.6
(1.5)
(0.2)
2.0
62.3

$

$
$

$

Changes in unfunded defined benefit pension obligations are as follows:

$

 Canadian
77.2
3.3
2.1
—

7.7
(7.2)
—
(2.8)
(2.3)
—
78.0

Foreign
14.7
0.6
0.2
(0.1)

(0.6)
1.1
—
(0.7)
—
0.5
15.7

$

$

Pension obligations, beginning of year

Current service cost
Interest cost
Past service cost
Actuarial loss (gain) arising from:

Experience adjustments
Economic assumptions
Demographic assumptions

Pension benefits paid
Business combinations (Note 3)
Foreign currency exchange differences

Pension obligations, end of year

$

 94 | CAE Financial Report 2020

2020
649.2
530.1
119.1
93.7
212.8

Foreign
65.2
1.8
1.2
—

0.1
4.1
(0.8)
0.5
(1.3)
(3.6)
67.2
56.3
1.0

2.9
2.1
0.5
(1.3)
(0.1)
(3.0)
58.4

Foreign
13.6
0.1
0.2
1.7

0.1
0.5
0.1
(0.9)
—
(0.7)
14.7

$

$

$

$

$
$

$

$

$

$

$

$

$

$
$

$

$

$

2019
664.4
543.7
120.7
91.9
212.6

2019
Total
612.0
29.0
18.6
1.7

1.5
17.4
(0.8)
7.4
(18.8)
(3.6)
664.4
497.2
15.3

24.2
22.4
7.4
(18.8)
(1.0)
(3.0)
543.7

2019
Total
85.8
3.5
2.4
—

0.1
1.7
0.1
(3.7)
2.7
(0.7)
91.9

 
 
 
 
Net pension cost is as follows:

Funded plans

Current service cost
Interest cost
Interest income
Past service cost
Administrative cost

Net pension cost of funded plans
Unfunded plans

Current service cost
Interest cost
Past service cost

Net pension cost of unfunded plans
Total net pension cost

Notes to the Consolidated Financial Statements

 Canadian

Foreign

$

$

$

$
$

30.4
18.0
(14.9)
—
0.9
34.4

3.3
2.1
—
5.4
39.8

$

$

$

$
$

2.1
1.1
(0.9)
—
0.2
2.5

0.6
0.2
(0.1)
0.7
3.2

$

$

$

$
$

2020
Total

32.5
19.1
(15.8)
—
1.1
36.9

3.9
2.3
(0.1)
6.1
43.0

$

$

$

$
$

Canadian

Foreign

27.2
17.4
(14.3)
1.7
0.9
32.9

3.4
2.2
(1.7)
3.9
36.8

$

$

$

$
$

1.8
1.2
(1.0)
—
0.1
2.1

0.1
0.2
1.7
2.0
4.1

$

$

$

$
$

2019
Total

29.0
18.6
(15.3)
1.7
1.0
35.0

3.5
2.4
—
5.9
40.9

During  the  year  ended  March 31, 2020,  pension  costs  of  $15.8  million  (2019  –  $15.4  million)  have  been  charged  in  cost  of  sales,                           
$4.3 million (2019 – $5.5 million) in research and development expenses, $14.3 million (2019 – $11.8 million) in selling, general and 
administrative expenses, $5.6 million (2019 – $5.7 million) in finance expense and $3.0 million (2019 – $2.5 million) were capitalized. 

 Fair value of the plan assets, by major categories, are as follows:

(amounts in millions) 

Canadian plans
Equity funds
Canadian
Foreign
Bond funds

Government
Corporate

Cash and cash equivalents
Other

Total Canadian plans
Foreign plans

Insured annuities
Equity instruments
Debt instruments
Corporate

Other

Total Foreign plans
Total plans

Quoted

Unquoted

$

$

$

$
$

— $
—

—
—
—
—
— $

— $
2.4

3.5
—
5.9
5.9

$
$

55.2
165.7

92.2
85.2
4.3
65.2
467.8

55.9
—

—
0.5
56.4
524.2

$

$

$

$
$

2020
Total

55.2
165.7

92.2
85.2
4.3
65.2
467.8

55.9
2.4

3.5
0.5
62.3
530.1

$

$

$

$
$

Quoted

Unquoted

— $
—

—
—
—
—
— $

— $
2.5

3.3
—
5.8
5.8

$
$

58.1
210.5

109.7
68.8
9.7
28.5
485.3

52.2
—

—
0.4
52.6
537.9

$

$

$

$
$

2019
Total

58.1
210.5

109.7
68.8
9.7
28.5
485.3

52.2
2.5

3.3
0.4
58.4
543.7

As at March 31, 2020 and March 31, 2019, there were no common shares of the Company in the pension plan assets.

Significant assumptions (weighted average) used are as follows:

Pension obligations as at March 31:

Discount rate
Compensation rate increases

Net pension cost for years ended March 31:

Discount rate
Compensation rate increases

2020

3.96%
3.66%

3.33%
3.66%

Canadian
2019

3.33%
3.65%

3.48%
3.65%

2020

1.46%
2.92%

1.64%
2.92%

Foreign
2019

1.64%
2.92%

1.88%
2.86%

CAE Financial Report 2020 | 95

  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements

Assumptions regarding future mortality are based on actuarial advice in accordance with published statistics and mortality tables and 
experience in each territory. The mortality tables and the average life expectancy in years for a member age 45 and 65 are as follows:

As at March 31, 2020
(in years)
Country
Canada
Netherlands
Germany
United Kingdom
United States

As at March 31, 2019
(in years)
Country
Canada
Netherlands
Germany
United Kingdom
United States

Mortality table
CPM private tables
AG2018
Heubeck RT2018G
S2PxA CMI 2018
CPM private tables

Mortality table
CPM private tables
AG2018
Heubeck RT2018G
S2PxA CMI 2018
CPM private tables

at age 45
23.5
23.9
23.0
23.1
24.7

at age 45
23.4
23.8
22.8
23.5
23.4

Life expectancy over 65 for a member
Female
Male  
at age 65
24.3
23.7
23.7
22.0
24.9

 at age 45
25.6
25.9
25.9
25.1
26.2

at age 65
22.0
21.8
20.2
22.0
23.3

Life expectancy over 65 for a member
Female
Male
at age 65
at age 65
24.2
21.9
23.6
21.7
23.6
20.0
24.2
22.4
24.4
21.9

at age 45
25.5
25.8
25.8
25.5
25.8

As at March 31, 2020, the weighted average duration of the defined benefit obligation is 18 years.

The impact on the defined benefit obligation as a result of a 0.25% change in the significant assumptions as at March 31, 2020 are as 
follows:

Discount rate:
Increase
Decrease

Compensation rate:

Increase
Decrease

Funded plans  

Canadian  

Foreign

Canadian

Unfunded plans
Foreign

$

$

(24.4)
26.1

6.7
(6.4)

$

(3.6)
3.9

0.3
(0.3)

(2.5)
2.7

0.3
(0.3)

$

$

(0.5)
0.5

—
—

Total

(31.0)
33.2

7.3
(7.0)

Through its defined benefit plans, the Company is exposed to a number of risks, the most significant being the exposure to asset volatility, 
to changes in bond yields and to changes in life expectancy. The plan liabilities are calculated using a discount rate set with reference to 
corporate bond yields, if plan assets underperform against this yield, this will create a deficit. A decrease in corporate bond yields will 
increase plan liabilities, although this will be partially offset by an increase in the value of the plans’ bond holdings. The plans’ obligations 
are to provide benefits for the duration of the life of its members, therefore, increases in life expectancy will result in an increase in the 
plans’ liabilities.

Contributions reflect actuarial assumptions of future investment returns, salary projections and future service benefits. The expected 
employer contributions and expected benefits paid for the next fiscal year are as follows:

Expected employer contributions in funded plans 
Expected benefits paid in unfunded plans

$

Canadian
21.7
3.3

$

Foreign
3.1
0.6

NOTE 20 – OTHER NON-CURRENT LIABILITIES

Deferred revenue and contract liabilities
Share-based payments liabilities (Note 23)
Contingent consideration arising on business combinations
Interest payable
Other

 96 | CAE Financial Report 2020

2020
104.7
35.1
—
21.1
30.2
191.1

$

$

Total
24.8
3.9

2019
134.1
75.4
11.9
15.1
30.5
267.0

$

$

$

 
 
 
 
 
 
NOTE 21 – SUPPLEMENTARY CASH FLOWS INFORMATION

Changes in non-cash working capital are as follows:

Notes to the Consolidated Financial Statements

Cash (used in) provided by non cash working capital :

Accounts receivable
Contract assets
Inventories
Prepayments
Income taxes
Accounts payable and accrued liabilities
Provisions
Contract liabilities

Supplemental information:

Interest paid
Interest received
Income taxes paid

NOTE 22 – ACCUMULATED OTHER COMPREHENSIVE INCOME

Balances, beginning of year
Other comprehensive income (loss)
Balances, end of year

Foreign currency

exchange differences

on translation of

foreign operations  
2020
$ 208.9
17.0
$ 225.9

2019
$ 266.6
(57.7)
$ 208.9

$

$

Net changes in
cash flow hedges  
2020
(10.5) $
(22.8)
(33.3) $

2019
(6.9) $
(3.6)
(10.5) $

2020

2019

$

$

$

$

$

$

(39.9)
(29.9)
(87.5)
(0.9)
8.2
53.5
(6.5)
50.8
(52.2)

2020
108.7
11.4
34.2

(1.3)
(72.1)
(22.2)
(5.7)
6.5
154.5
(8.7)
(15.8)
35.2

2019
55.2
14.9
34.0

Net changes in
financial assets  

carried at FVOCI
2019
2020
0.6
—
0.6

$

$

2020
0.6 $ 199.0
—
(5.8)
0.6 $ 193.2

Total
2019
$ 260.3
(61.3)
$ 199.0

NOTE 23 – SHARE-BASED PAYMENTS

The Company’s share-based payment plans consist of two categories: an equity-settled share-based payment plan comprised of the 
stock option plan; and cash-settled share-based payments plans that include the stock purchase plan, deferred share units (DSU) plans, 
restricted share units (RSU) plans and the performance share units (PSU) plan. 

The expense and the carrying amount of liability arising from share-based arrangements are as follows:

Equity-settled plan
Stock option plan
Cash-settled plans

Stock purchase plan
Deferred share unit (DSU) plans
Restricted share unit (RSU) plans
Performance share unit (PSU) plan

Share-based
payments expense
2019

2020

Carrying
amount of share-based
payments liabilities
2019

2020

$

5.8

$

6.4

n.a.

n.a.

10.3
(2.4)
(10.9)
(2.9)
(0.1)

$

8.5
6.3
13.0
26.5
60.7

$

$

—
(8.4)
(24.7)
(16.2)
(49.3)

$

$

—
(15.5)
(43.2)
(47.0)
(105.7)

$

During the year ended March 31, 2020, share-based payments expense of $1.2 million (2019 – $0.8 million) was capitalized.

The Company holds equity swap agreements in order to mitigate the compensation expense related to the DSU plans, RSU plans and 
PSU plan (see Note 30). During the year ended March 31, 2020, an expense of $44.0 million was recognized in income (2019 – recovery 
of $13.2 million).

CAE Financial Report 2020 | 97

 
 
 
 
Notes to the Consolidated Financial Statements

Stock option plan
Stock options to purchase common shares of the Company are granted to certain employees, officers and executives of the Company. 
The stock option exercise price is equal to the common shares weighted average price on the TSX of the five days of trading prior to the 
grant date. Stock options vest over four years of continuous employment from the grant date. The stock options must be exercised within 
a seven-year period, but are not exercisable during the first year after the grant date. As at March 31, 2020, a total of 11,892,268 common 
shares (2019 – 13,446,114) remained authorized for issuance under the stock option plan.

Changes in outstanding stock options are as follows:

2020

Weighted  

Stock options outstanding, beginning of year
Granted
Exercised
Forfeited
Expired
Stock options outstanding, end of year
Stock options exercisable, end of year

Number of
stock options
6,504,125
1,320,700
(1,553,846)
(196,825)
(23,300)
6,050,854
2,187,379

$

average exercise
price
20.41
34.50
17.06
24.17
10.06
24.25
19.05

$
$

Number of
stock options
6,155,525
1,733,100
(1,231,600)
(82,525)
(70,375)
6,504,125
2,082,325

$

2019
Weighted
average exercise
price
17.31
27.15
14.78
17.41
18.20
20.41
16.36

$
$

During the year ended March 31, 2020, the weighted average market share price for stock options exercised was $34.77 (2019 – $27.11).

As at March 31, 2020, summarized information about the stock options issued and outstanding is as follows:

Options Outstanding

Options Exercisable

Range of
exercise prices
$11.02 to $15.14
$15.34 to $22.26
$27.14 to $40.53
Total

Number of
stock options
outstanding
570,125
2,654,704
2,826,025
6,050,854

Weighted
average remaining
contractual life
 (years)
1.73
3.77
5.66
4.46

Weighted
average exercise
price
14.56
19.68
30.51
24.25

$

$

Number of
stock options
exercisable
570,125
1,308,279
308,975
2,187,379

Weighted
average exercise
price
14.56
19.09
27.14
19.05

$

$

During the year ended March 31, 2020, the weighted average fair value of stock options granted was $4.98 (2019 – $4.23). 

The assumptions used in the calculation of the fair value of the stock options on the grant date using the Black-Scholes option pricing 
model are as follows:

Common share price
Exercise price
Dividend yield
Expected volatility
Risk-free interest rate
Expected stock option life

$
$

2020
33.94
34.50

1.18%
19.70%
1.48%
4 years

$
$

2019
27.42
27.15

1.31%
18.34%
2.07%
4 years

Expected volatility is estimated by considering historical average common share price volatility over the expected life of the stock options.

Stock purchase plan 
Employees of the Company and its participating subsidiaries can acquire common shares through regular payroll deductions. The Company 
contributes $1 for every $2 of employee contributions, up to a maximum of 3% of the employee’s base salary. The employee and Company’s 
contributions are remitted to an independent plan administrator who purchases common shares on the market on behalf of the employee.

Deferred share unit (DSU) plans
Non-employee directors holding less than the minimum required holdings of common shares of the Company receive their Board retainer 
compensation in the form of deferred share units (DSUs). A non-employee director holding no less than the minimum required holdings 
of common shares may also elect to participate in the DSU plan in respect of part or all of his or her retainer. Such retainer amount is 
converted to DSUs based on the common shares price on the TSX on the date such retainer becomes payable to the non-employee 
director.

 98 | CAE Financial Report 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements

Certain executives can elect to defer a portion or entire short-term incentive payment to the DSU plan on an annual basis. Such deferred 
short-term incentive amount is converted to DSUs based on the common shares weighted average price on the TSX of the five days of 
trading prior to the date such incentive becomes payable to the executives.

DSUs entitle the holders to receive a cash payment equal to the common shares closing price on the TSX on the payment date, or, in 
certain cases, the weighted average price of to the five days prior to the payment date. Holders are also entitled to dividend equivalents 
payable in additional DSUs in an amount equal to the dividends paid on the common shares from the date of issuance to the payment 
date.

DSUs vest immediately and are paid upon any termination of employment or when a non-employee director ceases to act as a director.

Changes in outstanding DSUs are as follows:

DSUs outstanding, beginning of year
Granted
Redeemed
Dividends paid in DSUs
DSUs vested and outstanding, end of year

2020
523,470
79,196
(140,251)
7,420
469,835

2019
675,097
92,211
(253,176)
9,338
523,470

Restricted share unit (RSU) plans
Restricted share units (RSUs) are granted to certain employees, officers and executives of the Company. RSUs entitle the holders to 
receive a cash payment based on the average closing price on the TSX for the 20 trading days preceding the vesting date, if restriction 
criteria are met.  Restriction criteria include continuing employment for a period of up to three years. RSUs are paid three years after the 
grant date. 

Changes in outstanding RSUs are as follows:

RSUs outstanding, beginning of year
Granted
Cancelled
Redeemed
Dividends paid in RSUs
RSUs outstanding, end of year
RSUs vested, end of year

2020
1,570,063
149,477
(16,207)
(228,928)
16,198
1,490,603
1,391,195

2019
1,688,664
148,670
(11,010)
(268,836)
12,575
1,570,063
1,462,052

As at March 31, 2020, vested and outstanding RSUs includes 1,044,359 RSUs granted under the previous plan (2019 – 1,067,648), which 
are paid upon any termination of employment of the holder. Under the previous plan, holders are also entitled to dividend equivalents 
payable in additional RSUs in an amount equal to the dividends paid on the common shares from the date of issuance to the payment 
date.

Performance share unit (PSU) plan
Performance share units (PSUs) are granted to certain employees, officers and executives of the Company. PSUs entitle the holders to 
receive a cash payment equal to the average closing price on the TSX of the common shares for the 20 trading days preceding the vesting 
date multiplied by a factor which ranges from 0% to 200% based on the attainment of performance criteria set out pursuant to the plan, 
if restriction criteria are met. Restriction criteria include continuing employment for a period of up to three years. PSUs are paid three 
years after the grant date. 

Changes in outstanding PSUs are as follows:

PSUs outstanding, beginning of year
Granted
Cancelled
Redeemed
PSUs outstanding, end of year
PSUs vested, end of year

2020
1,141,200
730,352
(41,991)
(852,688)
976,873
758,209

2019
1,230,717
756,386
(25,491)
(820,412)
1,141,200
876,095

CAE Financial Report 2020 | 99

Notes to the Consolidated Financial Statements

NOTE 24 – EMPLOYEE COMPENSATION

Total employee compensation expense recognized in income is as follows:

(amounts in millions) 
Salaries and other short-term employee benefits
Share-based payments expense, net of equity swap (Note 23)
Post-employment benefits – defined benefit plans (Note 19)
Post-employment benefits – defined contribution plans
Termination benefits
Total employee compensation

NOTE 25 – GOVERNMENT PARTICIPATION

Government contributions were recognized as follows:

Credited to property, plant and equipment and intangible assets
Credited to income
Total government contributions

2020
1,218.6
42.7
40.0
19.2
4.4
1,324.9

2020
15.6
18.0
33.6

$

$

$

$

NOTE 26 – IMPAIRMENT OF NON-FINANCIAL ASSETS

The carrying amount of goodwill allocated to the Company's CGUs per operating segment is as follows: 

Net book value as at March 31, 2018
Business combinations (Note 3)
Foreign currency exchange differences
Net book value as at March 31, 2019
Business combinations (Note 3)
Impairment
Foreign currency exchange differences
Net book value as at March 31, 2020

$

Civil Aviation
 Training Solutions
266.8
375.1
(11.3)
630.6
19.2
—
17.5
667.3

$

$

Defence  

and Security
217.5
$
67.9
5.4
290.8
—
—
9.9
300.7

$

$

Healthcare
141.2
—
5.1
146.3
0.9
(37.5)
7.6
117.3

$

$

$

2019
1,071.2
46.7
38.4
17.2
4.3
1,177.8

2019
16.8
28.4
45.2

Total
625.5
443.0
(0.8)
1,067.7
20.1
(37.5)
35.0
1,085.3

$

$

$

$

$

$

$

Goodwill is allocated to CGUs or a group of CGUs, which generally corresponds to the Company’s operating segments or one level below.

The Company performed its annual impairment test for goodwill during the fourth quarter of fiscal 2020. The Company determined the 
recoverable amount of the Civil Aviation Training Solutions, Defense and Security and Healthcare CGUs based on value in use calculations. 
The value in use of each CGU is calculated using estimated cash flows derived from the Company's five-year strategic plan as approved 
by management. Cash flows subsequent to the five-year period were extrapolated using a constant growth rate of 2% to 3%. These 
projections are inherently uncertain due to the fluidly evolving impact of the COVID-19 pandemic. The discount rates used to calculate 
the recoverable amounts reflect each CGUs’ specific risks and market conditions and range from 7.0% to 15.0%.

Based on the results of its impairment test of the Healthcare CGU, the Company recorded an impairment charge of $37.5 million relating 
to goodwill acquired in previous business acquisitions. The impairment charge is based on the general economic conditions at the time 
of the test, which negatively affected the discount rate used and the Healthcare CGU’s cash flow projections. The determination of the 
recoverable amount of the Healthcare CGU excluded the cash flows expected from the contract with the Government of Canada to design 
and manufacture 10,000 CAE Air1 ventilators, which was concluded subsequent to year end (see Note 33). Variations in the Company 
assumptions and estimates, particularly in the expected growth rates embedded in its cash flow projections and the discount rate could 
have a significant impact on fair value. An increase of 1% in the discount rate would have resulted in an additional impairment charge of 
approximately $17.0 million. A decrease of 1% in the growth rate would have resulted in an additional impairment charge of approximately 
$10.0 million.

No impairment charge was identified for the CGUs included in the Civil Aviation Training Solutions and Defense and Security segments.

 100 | CAE Financial Report 2020

 
Notes to the Consolidated Financial Statements

NOTE 27 – CONTINGENCIES AND COMMITMENTS

Contingencies

In the normal course of operations, the Company is party to a number of lawsuits, claims and contingencies. Although it is possible that 
liabilities may be incurred in instances for which no accruals have been made, the Company does not believe that the ultimate outcome 
of these matters will have a material impact on its consolidated financial position.

The Company is subject to audits from various government and regulatory agencies on an ongoing basis. As a result, from time to time, 
authorities may disagree with positions and conclusions taken by the Company in its filings.

During  the  year  ended  March  31,  2015,  the  Company  received  a  reassessment  from  the  Canada  Revenue Agency  challenging  the 
Company’s characterization of the amounts received under the SADI program. No amount has been recognized in the Company’s financial 
statements, since the Company believes that there are strong grounds for defence and will vigorously defend its position. Such matters 
cannot be predicted with certainty, however, the Company believes that the resolution of these proceedings will not have a material 
adverse effect on its financial position.

Commitments

Contractual purchase commitments that are not recognized as liabilities are as follows:

Less than 1 year
Between 1 and 5 years
Total contractual purchase commitments

2020
204.7
35.1
239.8

$

$

2019
240.2
51.5
291.7

$

$

NOTE 28 – FAIR VALUE OF FINANCIAL INSTRUMENTS

The fair value of a financial instrument is determined by reference to the available market information at the reporting date. When no 
active market exists for a financial instrument, the Company determines the fair value of that instrument based on valuation methodologies 
as discussed below. In determining assumptions required under a valuation model, the Company primarily uses external, readily observable 
market data inputs. Assumptions or inputs that are not based on observable market data incorporate the Company’s best estimates of 
market participant assumptions. Counterparty credit risk and the Company’s own credit risk are taken into account in estimating the fair 
value of financial assets and financial liabilities.

The following assumptions and valuation methodologies have been used to measure the fair value of financial instruments:
(i)  The fair value of cash and cash equivalents, accounts receivable, accounts payable and accrued liabilities approximate their carrying 

values due to their short-term maturities;

(ii)  The fair value of derivative instruments, which include forward contracts, swap agreements and embedded derivatives accounted 
for separately and is calculated as the present value of the estimated future cash flows using an appropriate interest rate yield curve 
and forward foreign exchange rate. Assumptions are based on market conditions prevailing at each reporting date. The fair value of 
derivative instruments reflect the estimated amounts that the Company would receive or pay to settle the contracts at the reporting 
date;

(iii)  The fair value of the equity investments, which does not have a readily available market value, is estimated using a discounted cash 

flow model, which includes some assumptions that are not based on observable market prices or rates;

(iv)  The fair value of non-current receivables is estimated based on discounted cash flows using current interest rates for instruments 

with similar risks and remaining maturities;

(v)  The fair value of long-term debts, royalties obligations and other non-current liabilities are estimated based on discounted cash flows 
using current interest rates for instruments with similar risks and remaining maturities. Upon adoption of IFRS 16 on April 1, 2019, 
fair value disclosures are no longer required for lease liabilities;

(vi)  The fair value of the contingent considerations arising on business combinations are based on the estimated amount and timing of 
projected cash flows, the probability of the achievement of the criteria on which the contingency is based and the risk-adjusted 
discount rate used to present value the probability-weighted cash flows.

Fair value hierarchy
The fair value hierarchy reflects the significance of the inputs used in making the measurements and has the following levels:

Level 1:   Quoted prices (unadjusted) in active markets for identical assets or liabilities;

Level 2:   Inputs other than quoted prices included within level 1 that are observable for the asset or liability, either directly (i.e. as prices 

in markets that are not active) or indirectly (i.e. quoted prices for similar assets or liabilities);

Level 3:   Inputs for the asset or liability that are not based on observable market data (unobservable inputs).

Each type of fair value is categorized based on the lowest level input that is significant to the fair value measurement in its entirety.

CAE Financial Report 2020 | 101

 
 
 
 
 
Notes to the Consolidated Financial Statements

The carrying values and fair values of financial instruments, by class, are as follows:

Financial assets (liabilities) measured at FVTPL

Cash and cash equivalents
Restricted cash
Embedded foreign currency derivatives
Equity swap agreements
Forward foreign currency contracts
Contingent consideration arising on business combinations

Derivatives assets (liabilities) designated in a hedge relationship

Foreign currency swap agreements
Forward foreign currency contracts

Financial assets (liabilities) measured at amortized cost

Accounts receivable(1)
Investment in finance leases
Advances to a portfolio investment
Other assets(2)
Accounts payable and accrued liabilities(3) 
Total long-term debt(4)
Other non-current liabilities(5)

Financial assets measured at FVOCI

Equity investments

Level

Carrying Value
Total

2020
Fair value
Total

Carrying Value
Total

2019
Fair value
Total

Level 1
Level 1
Level 2
Level 2
Level 2
Level 3

Level 2
Level 2

Level 2
Level 2
Level 2
Level 2
Level 2
Level 2
Level 2

Level 3

$

946.5
12.4
—
(55.5)
(7.2)
—

(0.3)
(31.6)

514.5
155.0
29.7
22.1
(709.1)
(2,830.6)
(182.0)

$

946.5
12.4
—
(55.5)
(7.2)
—

(0.3)
(31.6)

514.5
183.2
29.7
20.5
(709.1)
(2,960.4)
(167.9)

$

446.1
27.3
0.1
10.4
(2.5)
(11.9)

11.1
(6.5)

440.3
102.9
29.5
25.7
(770.8)
(2,335.4)
(164.0)

$

446.1
27.3
0.1
10.4
(2.5)
(11.9)

11.1
(6.5)

440.3
114.5
29.5
25.7
(770.8)
(2,470.7)
(184.6)

3.3
(2,132.8)

$

3.3
(2,221.9)

$

3.3
(2,194.4)

$

3.3
(2,338.7)

$

(1) Includes trade receivables and certain other receivables.
(2) Includes non-current receivables and certain other non-current assets.
(3) Includes trade accounts payable, accrued liabilities, interest payable, certain payroll-related liabilities and current royalty obligations.
(4) The carrying value excludes transaction costs.
(5) Includes non-current royalty obligations and other non-current liabilities.

Changes in level 3 financial instruments are as follows:

Balance as at March 31, 2019
Total realized and unrealized gains included in income
Balance as at March 31, 2020

$

$

(8.6)
11.9
3.3

NOTE 29 – CAPITAL RISK MANAGEMENT

The Company’s objectives when managing capital are threefold:
(i)    Optimize the Company’s cost of capital;
(ii)    Maintain the Company’s financial strength and credit quality;
(iii)   Provide the Company’s shareholders with an appropriate rate of return on their investment.

The Company manages its capital structure and makes corresponding adjustments based on changes in economic conditions and the 
risk characteristics of the underlying assets. In order to maintain or adjust the capital structure, the Company may adjust the amount of 
dividends paid to shareholders, issue new shares or debt, use cash to reduce debt or repurchase shares.

To accomplish its objectives stated above, the Company monitors its capital on the basis of the net debt to capital. This ratio is calculated 
as net debt divided by the sum of the net debt and total equity. Net debt is calculated as total debt, including the short-term portion (as 
presented in the consolidated statement of financial position and including non-recourse debt) less cash and cash equivalents. Total 
equity comprises share capital, contributed surplus, accumulated other comprehensive income, retained earnings and non-controlling 
interests.

 102 | CAE Financial Report 2020

 
 
The level of debt versus equity in the capital structure is monitored, and the ratios are as follows:

Notes to the Consolidated Financial Statements

Total long-term debt (Note 18)
Less: cash and cash equivalents
Net debt
Equity
Total net debt plus equity
Net debt: equity

$

$

$

2020
3,312.2
(946.5)
2,365.7
2,578.3
4,944.0
48:52

$

$

$

2019
2,328.3
(446.1)
1,882.2
2,410.0
4,292.2
44:56

The Company has certain debt agreements which require the maintenance of a certain level of capital.

NOTE 30 – FINANCIAL RISK MANAGEMENT

Due to the nature of the activities that the Company carries out and as a result of holding financial instruments, the Company is exposed 
to credit risk, liquidity risk and market risk, including foreign currency risk and interest rate risk. The Company’s exposure to credit risk, 
liquidity risk and market risk is managed within risk management parameters documented in corporate policies. These risk management 
parameters remain unchanged since the previous period, unless otherwise indicated.

Credit risk

Credit risk is defined as the Company’s exposure to a financial loss if a debtor fails to meet its obligations in accordance with the terms 
and conditions of its arrangements with the Company. The Company is exposed to credit risk on its accounts receivable and certain other 
assets through its normal commercial activities. The Company is also exposed to credit risk through its normal treasury activities on its 
cash and cash equivalents and derivative financial assets. Credit risks arising from the Company’s normal commercial activities are 
managed with regards to customer credit risk.

The Company’s customers are mainly established companies, some of which have publicly available credit ratings, as well as government 
agencies, which facilitates risk assessment and monitoring. In addition, the Company typically receives substantial non-refundable advance 
payments for contracts with customers. The Company closely monitors its exposure to major airline companies in order to mitigate its risk 
to the extent possible. Furthermore, the Company’s trade receivables are not concentrated with specific customers but are held with a 
wide range of commercial and government organizations. As well, the Company’s credit exposure is further reduced by the sale of certain 
of its accounts receivable to third-party financial institutions for cash consideration on a limited recourse basis (receivable purchase 
program). The Company does not hold any collateral as security. The credit risk on cash and cash equivalents is mitigated by the fact 
that they are mainly in place with a diverse group of major North American and European financial institutions.

The Company is exposed to credit risk in the event of non-performance by counterparties to its derivative financial instruments. The 
Company uses several measures to minimize this exposure. First, the Company enters into contracts with counterparties that are of high 
credit  quality.  The  Company  signed  International  Swaps  &  Derivatives  Association,  Inc.  (ISDA)  Master  Agreements  with  all  the 
counterparties with whom it trades derivative financial instruments. These agreements make it possible to offset when a contracting party 
defaults on the agreement, for each of the transactions covered by the agreement and in force at the time of default. Also, collateral or 
other security to support derivative financial instruments subject to credit risk can be requested by the Company or its counterparties (or 
both parties, if need be) when the net balance of gains and losses on each transaction exceeds a threshold defined in the ISDA Master 
Agreement. Finally, the Company monitors the credit standing of counterparties on a regular basis to help minimize credit risk exposure.

The carrying amounts presented in Note 9 and Note 28 represent the maximum exposure to credit risk for each respective financial asset 
as at the relevant dates.

Liquidity risk

Liquidity risk is defined as the potential risk that the Company cannot meet its cash obligations as they become due.

The Company manages this risk by establishing cash forecasts, as well as long-term operating and strategic plans. The management of 
consolidated liquidity requires a regular monitoring of expected cash inflows and outflows which is achieved through a forecast of the 
Company’s consolidated liquidity position, for efficient use of cash resources. Liquidity adequacy is assessed in view of seasonal needs, 
stress-test results, growth requirements and capital expenditures, and the maturity profile of indebtedness, including availability of credit 
facilities, working capital requirements, compliance with financial covenants and the funding of financial commitments. The Company 
manages its liquidity risk to maintain sufficient liquid financial resources to fund its operations and meet its commitments and obligations. 
In managing its liquidity risk, the Company has access to revolving credit facilities of US$850.0 million (2019 – US$550.0 million). As well, 
the Company has agreements to sell interests in certain of its accounts receivable for an amount of up to US$300.0 million (2019 – US
$300.0  million)  (receivable  purchase  program).  As  at  March 31, 2020,  the  Canadian  dollar  equivalent  of  $333.1  million
(2019 – $266.2 million) of specific accounts receivable were sold to a financial institution pursuant to these agreements. Proceeds were 
net of $4.2 million in fees (2019 – $4.4 million). Subsequent to the year end, the Company concluded an agreement to increase the limit 
of its receivable purchase program from US$300.0 million to US$400.0 million (see Note 33). The Company also regularly monitors any 
financing opportunities to optimize its capital structure and maintain appropriate financial flexibility.

CAE Financial Report 2020 | 103

 
 
 
 
 
 
Notes to the Consolidated Financial Statements

The following tables present a maturity analysis based on contractual maturity date, of the Company’s financial liabilities based on expected 
cash flows. Cash flows from derivatives presented either as derivative assets or liabilities have been included, as the Company manages 
its derivative contracts on a gross basis. The amounts are the contractual undiscounted cash flows. All amounts contractually denominated 
in foreign currency are presented in Canadian dollar equivalent amounts using the period-end spot rate except as otherwise stated:

As at March 31, 2020
Non-derivative financial liabilities

Accounts payable and

accrued liabilities (1)

Total long-term debt (2)
Other non-current liabilities (3)

Net derivative financial liabilities

Forward foreign  

currency contracts (4)

Outflow
Inflow

Swap derivatives on total

long-term debt

Equity swap agreement

As at March 31, 2019
Non-derivative financial liabilities

Accounts payable and  
accrued liabilities (1)

Total long-term debt (2)
Other non-current liabilities (3)

Net derivative financial  
liabilities (assets)
Forward foreign  

currency contracts (4)

Outflow
Inflow

Swap derivatives on total

long-term debt

Embedded foreign currency

derivatives 

Equity swap agreement

Carrying Contractual Less than
1 year
cash flows

amount

Between
1 and
2 years

Between
2 and
3 years

Between
3 and
4 years

Between

4 and More than
5 years

 5 years

$

$

$

$
$

709.1 $

709.1 $

3,305.2
182.0
4,196.3 $

4,319.8
397.8
5,426.7 $

709.1 $
296.5
0.7
1,006.3 $

— $

555.1
49.8
604.9 $

— $

564.8
31.2
596.0 $

— $

383.4
32.1
415.5 $

— $

340.1
32.4
372.5 $

—
2,179.9
251.6
2,431.5

38.8

$

1,862.5 $
(1,822.8)

1,636.1 $
(1,606.6)

171.0 $
(164.8)

42.4 $
(39.4)

9.2 $
(8.5)

3.8 $
(3.5)

—
—

0.3
55.5
94.6 $
4,290.9 $

(6.3)
55.5
88.9 $
5,515.6 $

7.8
55.5
92.8 $
1,099.1 $

(4.0)
—
2.2 $
607.1 $

(3.9)
—
(0.9) $
595.1 $

(3.0)
—
(2.3) $
413.2 $

(2.2)
—
(1.9) $
370.6 $

(1.0)
—
(1.0)
2,430.5

Carrying Contractual
cash flows
amount

Less than
1 year

Between
1 and
2 years

Between
2 and
3 years

Between
3 and
4 years

Between

4 and More than
5 years

 5 years

$

770.8 $

770.8 $

2,335.4
175.9
3,282.1 $

3,393.0
413.0
4,576.8 $

  $

770.8 $
359.8
0.3
1,130.9 $

— $

251.7
19.3
271.0 $

— $

200.3
44.2
244.5 $

— $

239.4
31.6
271.0 $

— $

228.6
32.6
261.2 $

—
2,113.2
285.0
2,398.2

$

9.0

  $

1,708.0 $
(1,699.0)

1,448.0 $
(1,437.1)

186.4 $
(189.4)

55.0 $
(54.7)

16.3 $
(15.5)

1.0 $
(1.0)

1.3
(1.3)

(11.1)

(12.7)

(2.1)

(2.0)

(2.0)

(2.0)

(1.9)

(2.7)

(0.1)
(10.4)
(12.6) $
3,269.5 $

(0.1)
(10.4)
(14.2) $
4,562.6 $

(0.1)
(10.4)

(1.7) $
1,129.2 $

$
$

—
—
(5.0) $
266.0 $

—
—
(1.7) $
242.8 $

—
—
(1.2) $
269.8 $

—
—
(1.9) $
259.3 $

—
—
(2.7)
2,395.5

(1) Includes trade accounts payable, accrued liabilities, interest payable and certain payroll-related liabilities.
(2) Contractual cash flows include contractual interest and principal payments related to debt obligations and excludes transaction costs.
(3) Includes non-current royalty obligations and other non-current liabilities.
(4) Outflows and inflows are presented in CDN equivalent using the contractual forward foreign currency rate and include forward foreign currency contracts

Market risk
Market risk is defined as the Company’s exposure to a gain or a loss in the value of its financial instruments as a result of changes in 
market prices, whether those changes are caused by factors specific to the individual financial instruments or its issuer, or factors affecting 
all similar financial instruments traded in the market. The Company is mainly exposed to foreign currency risk and interest rate risk.

Derivative instruments are utilized by the Company to manage market risk against the volatility in foreign exchange rates, interest rates 
and share-based payments in order to minimize their impact on the Company’s results and financial position. The Company’s policy is 
not to utilize any derivative financial instruments for trading or speculative purposes.

 104 | CAE Financial Report 2020

  
 
 
 
 
 
 
  
 
Notes to the Consolidated Financial Statements

Foreign currency risk
Foreign currency risk is defined as the Company’s exposure to a gain or a loss in the value of its financial instruments as a result of 
fluctuations in foreign exchange rates. The Company is exposed to foreign exchange rate variability primarily in relation to certain sale 
commitments, expected purchase transactions and debt denominated in a foreign currency, as well as on the net investment from its 
foreign operations which have functional currencies other than the Canadian dollar (in particular the U.S. dollar (USD), Euro (€ or EUR) 
and British pound (GBP or £). In addition, these operations have exposures to foreign exchange rates primarily through cash and cash 
equivalents and other working capital accounts denominated in currencies other than their functional currencies.

The Company mitigates foreign currency risks by having its foreign operations transact in their functional currency for material procurement, 
sale contracts and financing activities.

The Company uses forward foreign currency contracts and foreign currency swap agreements to manage the Company’s exposure from 
transactions in foreign currencies. These transactions include forecasted transactions and firm commitments denominated in foreign 
currencies.

The forward foreign currency contracts outstanding are as follows:

(amounts in millions, except average rate)

Currencies (sold/bought)
USD/CDN

Less than 1 year
Between 1 and 3 years
Between 3 and 5 years
More than 5 years

EUR/CDN

Less than 1 year
Between 1 and 3 years

GBP/CDN

Less than 1 year
Between 1 and 3 years

CDN/USD

Less than 1 year
Between 1 and 3 years

Other currencies

Less than 1 year
Between 1 and 3 years
Between 3 and 5 years

Total

Notional
Amount

2020

(1) Average  

Rate

Notional
  Amount

2019
(1) Average
Rate

$

833.7
176.4
13.0
—

180.5
12.3

71.5
0.2

289.7
23.7

247.5
0.8
13.2
1,862.5

$

0.74 $
0.76
0.77
—

0.64
0.60

0.59
0.60

1.36
1.32

n.a.
n.a.
n.a.

717.4
167.3
17.4
1.3

166.2
71.3

49.8
1.8

282.9

—  

231.6
1.0
—  

  $

1,708.0

0.77
0.77
0.79
—

0.65
0.61

0.58
0.55

1.33
—

n.a.
n.a.
n.a.

(1) Exchange rates as at the end of the respective periods were used to translate amounts in foreign currencies.

During the year ended March 31, 2013, the Company entered into interest-only cross currency swap agreements related to its multi-
tranche private placement debt issued in December 2012, to effectively fix the USD-denominated interest cash flows in CDN equivalent. 
The Company designated two  USD to CDN interest-only currency swap agreements as cash flow hedges with outstanding notional 
amounts of US$127.0 million ($130.5 million) (2019 – US$127.0 million ($130.5 million)) and US$98.0 million ($100.7 million) (2019 – US
$98.0 million ($100.7 million)) corresponding to the two tranches of the private placement until December 2024 and December 2027 
respectively.

The Company’s foreign currency hedging programs are typically unaffected by changes in market conditions, as related derivative financial 
instruments are generally held until their maturity, consistent with the objective to fix currency rates on the hedged item.

Foreign currency risk sensitivity analysis
The following table presents the Company’s exposure to foreign currency risk of financial instruments and the pre-tax effects on net income 
and OCI as a result of a reasonably possible strengthening of 5% in the relevant foreign currency against the Canadian dollar as at March 31. 
This analysis assumes all other variables remain constant.

USD

€

GBP

OCI
2020
(0.4)
2019
(0.2)
A reasonably possible weakening of 5% in the relevant foreign currency against the Canadian dollar would have an opposite impact on 
pre-tax income and OCI.

Net income
(0.5)
(0.4)

Net income
4.8
3.0

Net income
0.2
1.2

OCI
$ (19.6)
(17.2)

OCI
(3.1)
(4.0)

$

$

$

$

$

CAE Financial Report 2020 | 105

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements

Interest rate risk

Interest rate risk is defined as the Company’s exposure to a gain or a loss to the value of its financial instruments as a result of fluctuations 
in interest rates. The Company bears some interest rate fluctuation risk on its floating rate long-term debt and some fair value risk on its 
fixed interest long-term debt. The Company mainly manages interest rate risk by fixing project-specific floating rate debt in order to reduce 
cash flow variability. The Company has floating rate debts through its revolving credit facilities and other-specific floating rate debts. A mix 
of fixed and floating interest rate debt is sought to reduce the net impact of fluctuating interest rates. Derivative financial instruments used 
to manage interest rate exposures are mainly interest rate swap agreements. As at March 31, 2020, 74% (2019 – 83%) of the long-term 
debt bears fixed interest rates.

The Company’s interest rate hedging programs are typically unaffected by changes in market conditions, as related derivative financial 
instruments are generally held until their maturity to establish asset and liability management matching, consistent with the objective to 
reduce risks arising from interest rate movements.

Interest rate risk sensitivity analysis
During  the  year  ended  March 31,  2020,  a  1%  increase  in  interest  rates  would  decrease  the  Company’s  net  income  by  $5.7  million
(2019 – $4.1 million) and would have no impact on the Company’s OCI (2019 – nil) assuming all other variables remained constant. A 
1% decrease in interest rates would have an opposite impact on net income.

Hedge of share-based payments expense

The Company has entered into equity swap agreements with major Canadian financial institutions to reduce its income exposure to 
fluctuations in its share price relating to the deferred share units (DSU) plans, restricted share units (RSU) plans and the performance 
share units (PSU) plan. Pursuant to the agreement, the Company receives the economic benefit of dividends and share price appreciation 
while providing payments to the financial institutions for the institution’s cost of funds and any share price depreciation. The net effect of 
the equity swaps partly offset movements in the Company’s share price impacting the cost of the DSU, RSU and PSU plans. As at 
March 31, 2020, the equity swap agreements covered 2,800,000 common shares (2019 – 2,250,000) of the Company.

Hedge of net investments in foreign operations

As at March 31, 2020, the Company has designated a portion of its unsecured senior notes and term loans totalling US$862.8 million
(2019 – US$822.8 million) and a portion of its lease liabilities totaling US$48.1 million (2019 – US$64.0 million) as a hedge of its net 
investments in U.S. entities. Gains or losses on the translation of the designated portion of these USD long-term debts are recognized 
in OCI to offset any foreign exchange gains or losses on translation of the financial statements of those U.S. entities.

Letters of credit and guarantees

As  at  March 31, 2020,  the  Company  had  outstanding  letters  of  credit  and  performance  guarantees  in  the  amount  of  $189.6  million                      
(2019 – $205.0 million) issued in the normal course of business. These guarantees are issued under the revolving credit facilities and the 
Performance Securities Guarantee (PSG).

The advance payment guarantees are related to progress/milestone payments made by the Company’s customers and are reduced or 
eliminated upon delivery of the product. The contract performance guarantees are linked to the completion of the intended product or 
service rendered by the Company and to the customer’s requirements. The customer releases the Company from these guarantees at 
the signing of a certificate of completion. The letter of credit for the lease obligation provides credit support for the benefit of the owner 
participant on a sale and leaseback transaction and varies according to the payment schedule of the lease agreement. 

Advance payments
Contract performance
Lease obligations
Financial obligations
Other

2020
36.0 $
44.0
37.1
63.0
9.5
189.6 $

2019
44.7
42.3
39.9
76.9
1.2
205.0

$

$

Indemnifications
In certain instances when the Company sells businesses, it may retain certain liabilities for known exposures and provide indemnification 
to the buyer with respect to future claims for certain unknown liabilities that exist, or arise from events occurring, prior to the sale date, 
including  liabilities  for  taxes,  legal  matters,  environmental  exposures,  product  liability,  and  other  obligations.  The  terms  of  the 
indemnifications vary in duration, from one to two years for certain types of indemnities, terms for tax indemnifications that are generally 
aligned to the applicable statute of limitations for the jurisdiction in which the divestiture occurred, and terms for environmental liabilities 
that  typically  do  not  expire.  The  maximum  potential  future  payments  that  the  Company  could  be  required  to  make  under  these 
indemnifications are either contractually limited to a specified amount or unlimited. 

The Company believes that other than the liabilities already accrued, the maximum potential future payments that it could be required to 
make under these indemnifications are not determinable at this time, as any future payments would be dependent on the type and extent 
of the related claims, and all available defences, which cannot be estimated. However, historically, costs incurred to settle claims related 
to these indemnifications have not been material to the Company’s consolidated financial position, net income or cash flows.

 106 | CAE Financial Report 2020

 
  
 
NOTE 31 – RELATED PARTY RELATIONSHIPS

The following tables include principal investments which, in aggregate, significantly impact the results or assets of the Company:

Investments in subsidiaries consolidated in the Company’s financial statements:

Notes to the Consolidated Financial Statements

Name
AACE Vietnam Limited Liability Company
CAE Academia de Aviacion (Espana) S.L.
CAE (UK) plc
CAE (US) Inc.
CAE Aircrew Training Services plc
CAE Australia Pty Ltd.
CAE Aviation Services Pte Ltd.
CAE Aviation Training B.V.
CAE Aviation Training Peru S.A.
CAE Brunei Multi Purpose Training Centre Sdn Bhd
CAE Center Amsterdam B.V.
CAE Center Brussels N.V.
CAE Centre Copenhagen A/S
CAE Centre Hong Kong Limited
CAE Centre Oslo AS
CAE Centre Stockholm AB
CAE CFT B.V.
CAE Civil Aviation Training Solutions Inc.
CAE Colombia Flight Training S.A.S.
CAE Crewing Services Limited
CAE El Salvador Flight Training S.A. de C.V.
CAE Electronik GmbH
CAE Engineering Korlatolt Felelossegu Tarsasag
CAE Entrenamiento de Vuelo Chile Limitada
CAE Flight & Simulator Services Sdn. Bhd.
CAE Flight Training (India) Private Limited
CAE Flight Training Center Mexico, S.A. de C.V.
CAE GAH Aviation Technology Services Co Ltd
CAE Global Academy Évora, SA
CAE Healthcare Canada Inc.
CAE Healthcare Inc.
CAE India Private Limited
CAE Integrated Enterprise Solutions Australia Pty Ltd.
CAE International Holdings Limited
CAE Kuala Lumpur Sdn Bhd
CAE Luxembourg Acquisition S.à r.l.
CAE Maritime Middle East L.L.C.
CAE Middle East L.L.C.
CAE Military Aviation Training Inc.
CAE New Zealand Pty Ltd.
CAE North East Training Inc.
CAE Oslo - Aviation Academy AS
CAE Oxford Aviation Academy Phoenix Inc.
CAE Services Italia S.r.l.
CAE Servicios Globales de Instrucción de Vuelo (España), S.L.
CAE Shanghai Company, Limited
CAE SimuFlite Inc.
CAE Simulation Technologies Private Limited
CAE Simulator Services Inc.

Country of incorporation
Vietnam
Spain
United Kingdom
United States
United Kingdom
Australia
Singapore
Netherlands
Peru
Brunei
Netherlands
Belgium
Denmark
Hong Kong
Norway
Sweden
Netherlands
United States
Colombia
Ireland
El Salvador
Germany
Hungary
Chile
Malaysia
India
Mexico
China
Portugal
Canada
United States
India
Australia
Canada
Malaysia
Luxembourg
United Arab Emirates
United Arab Emirates
Canada
New Zealand
United States
Norway
United States
Italy
Spain
China
United States
India
Canada

% equity
interest
2020
100.0%
100.0%
100.0%
100.0%
76.5%
100.0%
100.0%
100.0%
100.0%
60.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
99.5%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
80.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
49.0%
49.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

% equity
interest
2019
100.0%
100.0%
100.0%
100.0%
76.5%
100.0%
100.0%
100.0%
100.0%
60.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
99.5%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
—%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
49.0%
49.0%
100.0%
100.0%
100.0%
—%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%

CAE Financial Report 2020 | 107

 
Notes to the Consolidated Financial Statements

Investments in subsidiaries consolidated in the Company’s financial statements (continued):

Name
CAE Singapore (S.E.A.) Pte Ltd.
CAE South America Flight Training do Brasil Ltda.
CAE STS Limited
CAE Training & Services Brussels NV
CAE Training & Services UK Ltd.
CAE Training Norway AS
CAE USA Inc.
CAE USA Mission Solutions Inc.
CAE Verwaltungsgesellschaft mbH
Flight Training Device (Mauritius) Ltd.
Logitude Oy
Oxford Aviation Academy (Oxford) Limited
Parc Aviation Engineering Services Ltd.
Parc Aviation Limited
Parc Aviation UK Ltd
Parc Interim Limited
Pelesys Aviation Maintenance Training Inc.
Pelesys Learning Systems Inc.
Presagis Canada Inc.
Presagis Europe (S.A.)
Presagis USA Inc.
Servicios de Instrucción de Vuelo, S.L.
SIM-Industries Brasil Administracao de Centros de Treinamento Ltda.
SIV Ops Training, S.L.

Investments in joint ventures accounted for under the equity method:

Name
Aviation Training Northeast Asia B.V.
CAE Flight and Simulator Services Korea, Ltd.
CAE-LIDER Training do Brasil Ltda.
CAE Melbourne Flight Training Pty Ltd.
CAE Middle East Pilot Services LLC
CAE Simulation Training Private Limited
Embraer CAE Training Services LLC
Emirates-CAE Flight Training LLC
Flight Training Alliance GmbH
HATSOFF Helicopter Training Private Limited
Helicopter Training Media International GmbH
HFTS Helicopter Flight Training Services GmbH
JAL CAE Flight Training Co. Ltd.
National Flying Training Institute Private Limited
Pegasus Ucus Egitim Merkezi A.S.
Philippine Academy for Aviation Training Inc.
Rotorsim s.r.l.
Rotorsim USA LLC
SIMCOM Holdings, Inc
Singapore CAE Flight Training Pte Ltd.

Country of incorporation
Singapore
Brazil
United Kingdom
Belgium
United Kingdom
Norway
United States
United States
Germany
Mauritius
Finland
United Kingdom
Ireland
Ireland
United Kingdom
Ireland
Canada
Canada
Canada
France
United States
Spain
Brazil
Spain

Country of incorporation
Netherlands
Korea
Brazil
Australia
United Arab Emirates
India
United States
United Arab Emirates
Germany
India
Germany
Germany
Japan
India
Turkey
Philippines
Italy
United States
United States
Singapore

% equity
interest
2020
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
80.0%
100.0%
80.0%

% equity
interest
2020
50.0%
50.0%
50.0%
50.0%
49.0%
50.0%
49.0%
49.0%
50.0%
50.0%
50.0%
25.0%
50.0%
51.0%
49.9%
40.0%
50.0%
50.0%
50.0%
50.0%

% equity
interest
2019
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
29.3%
45.0%
100.0%
100.0%
100.0%
80.0%
100.0%
80.0%

% equity
interest
2019
50.0%
50.0%
50.0%
50.0%
49.0%
50.0%
49.0%
49.0%
50.0%
50.0%
50.0%
25.0%
50.0%
51.0%
49.9%
40.0%
50.0%
50.0%
—%
50.0%

During the year ended March 31, 2020, the unrecognized share of losses of joint ventures for which the Company ceased to recognize 
when applying the equity method was $3.3 million (2019 – $5.7 million). As at March 31, 2020, the cumulative unrecognized share of 
losses for these entities was $16.0 million (2019 – $12.7 million) and the cumulative unrecognized share of comprehensive loss of joint 
ventures was $16.1 million (2019 – $13.4 million).

 108 | CAE Financial Report 2020

  
Notes to the Consolidated Financial Statements

Partnership with Directional Aviation Capital
On November 4, 2019, the Company concluded a strategic partnership with Directional Aviation Capital (DAC) including a 15-year exclusive 
business aviation training services agreement with DAC affiliates and the acquisition of a 50% equity interest in SIMCOM Holdings, Inc. 
for cash consideration of $113.5 million [US $86.3 million]. The Company obtained joint control over SIMCOM, therefore the joint venture 
is accounted for using the equity method. SIMCOM operates simulators and training devices representative of a wide range of jet, turboprop 
and piston powered aircraft and is headquartered in Orlando, Florida.

Over the course of the 15-year business aviation training services agreement, DAC's affiliated business aircraft operators, which include 
Flexjet, Flight Options, Flairjet, Sirio, Nextant Aerospace and Corporate Wings, will train exclusively with SIMCOM and CAE.

NOTE 32 – RELATED PARTY TRANSACTIONS

The Company’s outstanding balances with its equity accounted investees are as follows:

Accounts receivable (Note 9)
Contract assets
Other non-current assets
Accounts payable and accrued liabilities (Note 16)
Contract liabilities
Other non-current liabilities

The Company’s transactions with its equity accounted investees are as follows:

Revenue
Purchases
Other income

$

$

2020
51.2
38.5
25.6
5.7
28.8
1.7

2020
166.0
2.5
1.5

$

$

2019
33.9
13.4
18.7
2.2
30.7
1.6

2019
65.5
2.4
1.4

Compensation of key management personnel
Key management personnel have the ability and responsibility to make major operational, financial and strategic decisions for the Company 
and include certain executive officers. The compensation of key management for employee services are as follows:

Salaries and other short-term employee benefits
Post-employment benefits – defined benefit plans
Share-based payments expense

2020
6.5
2.5
(8.8)
0.2

$

$

2019
6.4
1.9
18.9
27.2

$

$

NOTE 33 – EVENTS AFTER THE REPORTING PERIOD

Impact of the COVID-19 pandemic
COVID-19 has created unprecedented uncertainty in the global economy, the global air transportation environment and air passenger 
travel and to CAE’s business. Several of its customers are facing significant challenges, with airlines and business jet operators having 
to ground a majority of their aircraft in response to travel bans, border restrictions, and lower demand for air travel. The Company continues 
to take measures to protect the health and safety of its employees, work with its customers to minimize potential disruptions and support 
its community in addressing the challenges posed by this global pandemic. This outbreak has had an important and immediate impact 
on all of the Company's businesses, especially in the Civil Aviation Training Solutions segment, as a result of an unprecedented shock 
to demand together with significant disruptions to its own operations, including facility closures, supply chain disruptions, program execution 
delays, slower procurement decisions and changes to its customers’ acquisition priorities.

For the Civil Aviation Training Solutions segment, the impacts of the COVID-19 pandemic resulted in the closure of certain training centre 
operations, lower utilization of its simulators in the network due to reduced demand from aviation customers and interruptions in the 
execution of its products backlog. For the Defence and Security segment, delays were experienced in the awarding of new contracts and 
in the execution and advancement of certain programs. For the Healthcare segment, customers were primarily focused on managing the 
acute operational demands of this healthcare crisis rather than focusing on their training needs, which resulted in less focus and budget 
for normal operations and training projects.

CAE Financial Report 2020 | 109

 
   
Notes to the Consolidated Financial Statements

To date, the Company has implemented several flexible measures to protect its financial position and preserve liquidity, including the 
reduction of capital expenditures and R&D investments in fiscal 2021, strict cost containment measures, salary freezes, salary reductions, 
reduced work weeks for 900 employees and 2,600 temporary layoffs, as well as a suspension of the Company’s common share dividends 
and share repurchase plan announced on April 6, 2020 in response to the COVID-19 pandemic. Additionally, the Company has worked  
with defence customers to secure more favorable terms for milestone payments as well as offer contract modifications to increase work 
scope and with suppliers for extended payment terms.

CEWS and other government programs
On April 20, 2020, the Company announced that it has recalled all remaining temporarily laid-off employees in Canada through the Canada 
Emergency Wage Subsidy (CEWS) program, impacting approximately 1,500 employees. The Company has also accessed and is working 
to access government support programs in countries in which the Company operates.

Cash and liquidity mitigation measures
On April 9, 2020, the Company concluded a new two-year $500.0 million senior unsecured revolving credit facility and on May 19, 2020, 
increased its receivable purchase program from US$300.0 million to US$400.0 million. These transactions provide access to additional 
liquidity and further strengthen the Company’s financial position.

Contract with Government of Canada for CAE Air1 ventilators
On April 10, 2020, the Company concluded an agreement with the Government of Canada to design and manufacture 10,000 CAE Air1 
ventilators to provide life support to patients in intensive care to support the COVID-19 pandemic. 

 110 | CAE Financial Report 2020

Training partner of choice.

CAE is a global leader in training for the civil aviation, defence and 

security, and healthcare markets. Backed by a record of more than 

70 years of industry firsts, we continue to help define global training 

standards with our innovative virtual-to-live training solutions to 

make flying safer, maintain defence force readiness and enhance 

patient safety. We have the broadest global presence in the industry, 

with  over  10,500  employees,  160  sites  and  training  locations  in 

over 35 countries. Each year, we train more than 220,000 civil and 

defence  crewmembers,  including  more  than  135,000  pilots,  and 

thousands of healthcare professionals worldwide.

cae.com 

Follow us on Twitter @CAE_Inc.

Check out our Annual Activity and 

Corporate Social Responsibility Report!

Our  Annual  Activity  and  Corporate  Social  Responsibility  Report 

is  available  online.  It  consolidates  information  on  our  company 

strategy,  fiscal  year  2020  performance  and  corporate  social 

responsibility (CSR) into one document.

Integrating  our  reporting  in  this  way  enables  us  to  provide 

stakeholders  with  a  single  source  of  information  in  key  areas.  It 

also signals that CSR is inseparable from our core business strategy 

and activities.

cae.com/social-responsibility/

As an eTree member, CAE Inc. is committed to meeting shareholder needs 
while being environmentally friendly. For each shareholder that receives 
electronic copies of shareholder communications, CAE will plant a tree 
through Tree Canada, the leader in Canadian urban reforestation. To date 
CAE has helped plant 5,271 trees.

Contains FSC® certified post-consumer and 70% virgin fibre

Certified EcoLogo and FSC® Mix

Manufactured using biogas energy

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cae.com

Financial  

Report

Fiscal year ended  

March 31, 2020