Capital One Financial Corporation, a financial services holding company for Capital One Bank (USA), National Association and Capital One, National Association, offers a broad spectrum of financial products and services in the United States, Canada, and the United Kingdom. With three distinct operating segments namely, Credit Card, Consumer Banking, and Commercial Banking, the McLean, Virginia-based company accepts various deposit products, ranging from checking accounts to time deposits. Its loan portfolio includes credit card loans, retail banking loans, commercial and multifamily real estate, and commercial and industrial loans. In addition to that, Capital One also provides credit and debit card products, online direct banking services, and treasury management and depository services. The company operates through digital channels, branches, cafés, and varied distribution channels located across states such as New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California, and caters to a wide range of consumers ranging from small businesses to commercial clients. Founded in 1988, Capital One has become a leading name to reckon with in the financial services sector.