Quarterlytics / Consumer Cyclical / Auto - Dealerships / CarGurus

CarGurus

carg · NASDAQ Consumer Cyclical
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Ticker carg
Exchange NASDAQ
Sector Consumer Cyclical
Industry Auto - Dealerships
Employees 1001-5000
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FY2018 Annual Report · CarGurus
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2018 Annual Report

CORPORATE(cid:3)INFORMATION(cid:3)

(cid:3)

Board(cid:3)of(cid:3)Directors(cid:3)

Langley(cid:3)Steinert,(cid:3)Chief(cid:3)Executive(cid:3)Officer(cid:3)and(cid:3)Chairman(cid:3)(cid:3)

Steven(cid:3)Conine,(cid:3)Co(cid:882)Founder(cid:3)and(cid:3)Co(cid:882)Chairman(cid:3)of(cid:3)Wayfair,(cid:3)Inc.(cid:3)

Lori(cid:3)Hickok,(cid:3)former(cid:3)Executive(cid:3)Vice(cid:3)President,(cid:3)Chief(cid:3)Financial(cid:3)and(cid:3)Development(cid:3)Officer(cid:3)of(cid:3)Scripps(cid:3)Networks(cid:3)

Interactive,(cid:3)Inc.(cid:3)

Stephen(cid:3)Kaufer,(cid:3)President(cid:3)and(cid:3)Chief(cid:3)Executive(cid:3)Officer(cid:3)of(cid:3)TripAdvisor,(cid:3)Inc.(cid:3)

(cid:120)  Anastasios(cid:3)Parafestas,(cid:3)President(cid:3)and(cid:3)Managing(cid:3)Member(cid:3)of(cid:3)The(cid:3)Bollard(cid:3)Group(cid:3)LLC(cid:3)and(cid:3)its(cid:3)private(cid:3)equity(cid:3)

arm,(cid:3)Spinnaker(cid:3)Capital(cid:3)LLC(cid:3)

(cid:120)  Greg(cid:3)Schwartz,(cid:3)President,(cid:3)Media(cid:3)&(cid:3)Marketplaces(cid:3)of(cid:3)Zillow(cid:3)Group,(cid:3)Inc.(cid:3)

Ian(cid:3)Smith,(cid:3)Managing(cid:3)Director(cid:3)at(cid:3)Allen(cid:3)&(cid:3)Company(cid:3)LLC(cid:3)

Executive(cid:3)Officers(cid:3)

Langley(cid:3)Steinert,(cid:3)Chief(cid:3)Executive(cid:3)Officer(cid:3)and(cid:3)Chairman(cid:3)(cid:3)

Thomas(cid:3)Caputo,(cid:3)Chief(cid:3)Product(cid:3)Officer(cid:3)

Kyle(cid:3)Lomeli,(cid:3)Chief(cid:3)Technology(cid:3)Officer(cid:3)

Kathleen(cid:3)Patton,(cid:3)General(cid:3)Counsel(cid:3)and(cid:3)Secretary(cid:3)

Jason(cid:3)Trevisan,(cid:3)Chief(cid:3)Financial(cid:3)Officer(cid:3)and(cid:3)Treasurer(cid:3)

Sarah(cid:3)Welch,(cid:3)Chief(cid:3)Marketing(cid:3)Officer(cid:3)

Samuel(cid:3)Zales,(cid:3)Chief(cid:3)Operating(cid:3)Officer(cid:3)and(cid:3)President(cid:3)

Corporate(cid:3)Headquarters(cid:3)

2(cid:3)Canal(cid:3)Park,(cid:3)4th(cid:3)Floor,(cid:3)Cambridge,(cid:3)Massachusetts(cid:3)02141(cid:3)USA(cid:3)

2019(cid:3)Annual(cid:3)Meeting(cid:3)of(cid:3)Stockholders(cid:3)

(cid:120)  Our(cid:3)annual(cid:3)meeting(cid:3)is(cid:3)being(cid:3)held(cid:3)on(cid:3)May(cid:3)7,(cid:3)2019(cid:3)at(cid:3)11:30(cid:3)A.M.(cid:3)Eastern(cid:3)Time(cid:3)at(cid:3)the(cid:3)offices(cid:3)of(cid:3)Morgan,(cid:3)

Lewis(cid:3)&(cid:3)Bockius(cid:3)LLP,(cid:3)One(cid:3)Federal(cid:3)Street,(cid:3)Boston,(cid:3)Massachusetts(cid:3)02110(cid:3)USA.(cid:3)

Requests(cid:3)for(cid:3)Reports(cid:3)and(cid:3)Other(cid:3)Stockholder(cid:3)Inquiries(cid:3)

(cid:120)  Our(cid:3)quarterly(cid:3)and(cid:3)annual(cid:3)reports,(cid:3)including(cid:3)Forms(cid:3)10(cid:882)Q(cid:3)and(cid:3)10(cid:882)K,(cid:3)are(cid:3)available(cid:3)on(cid:3)the(cid:3)investor(cid:3)relations(cid:3)

section(cid:3)of(cid:3)our(cid:3)website,(cid:3)https://investors.cargurus.com.(cid:3)(cid:3)Requests(cid:3)for(cid:3)additional(cid:3)copies(cid:3)and(cid:3)other(cid:3)

stockholder(cid:3)inquiries(cid:3)should(cid:3)be(cid:3)directed(cid:3)to:(cid:3)CarGurus,(cid:3)Inc.,(cid:3)Attn:(cid:3)Investor(cid:3)Relations,(cid:3)2(cid:3)Canal(cid:3)Park,(cid:3)4th(cid:3)

Floor,(cid:3)Cambridge,(cid:3)Massachusetts(cid:3)02141(cid:3)USA.(cid:3)

Stock(cid:3)Exchange(cid:3)Listing(cid:3)

(cid:120)  Our(cid:3)Class(cid:3)A(cid:3)common(cid:3)stock(cid:3)is(cid:3)listed(cid:3)on(cid:3)the(cid:3)Nasdaq(cid:3)Global(cid:3)Select(cid:3)Market(cid:3)under(cid:3)the(cid:3)symbol(cid:3)“CARG”.(cid:3)

Stock(cid:3)Transfer(cid:3)Agent(cid:3)(cid:3)

(cid:120)  Broadridge(cid:3)Financial(cid:3)Solutions,(cid:3)Inc.,(cid:3)Edgewood,(cid:3)NY(cid:3)USA(cid:3)

Independent(cid:3)Registered(cid:3)Public(cid:3)Accounting(cid:3)Firm(cid:3)(cid:3)

(cid:120) 

Ernst(cid:3)&(cid:3)Young(cid:3)LLP,(cid:3)Cambridge,(cid:3)MA(cid:3)USA(cid:3)

This(cid:3)Annual(cid:3)Report(cid:3)includes(cid:3)forward(cid:882)looking(cid:3)statements(cid:3)about(cid:3)our(cid:3)future(cid:3)results(cid:3)of(cid:3)operations,(cid:3)our(cid:3)mission,(cid:3)

business(cid:3)strategies(cid:3)and(cid:3)plans,(cid:3)business(cid:3)environment(cid:3)and(cid:3)future(cid:3)growth.(cid:3)These(cid:3)statements(cid:3)are(cid:3)subject(cid:3)to(cid:3)risks(cid:3)and(cid:3)

uncertainties(cid:3)(including(cid:3)those(cid:3)identified(cid:3)in(cid:3)the(cid:3)“Risk(cid:3)Factors”(cid:3)section(cid:3)of(cid:3)the(cid:3)Form(cid:3)10(cid:882)K(cid:3)included(cid:3)in(cid:3)this(cid:3)Annual(cid:3)

Report),(cid:3)and(cid:3)our(cid:3)actual(cid:3)results(cid:3)could(cid:3)be(cid:3)materially(cid:3)different.(cid:3)Forward(cid:882)looking(cid:3)statements(cid:3)represent(cid:3)our(cid:3)beliefs(cid:3)and(cid:3)

assumptions(cid:3)only(cid:3)as(cid:3)of(cid:3)the(cid:3)date(cid:3)of(cid:3)this(cid:3)Annual(cid:3)Report(cid:3)and(cid:3)we(cid:3)have(cid:3)no(cid:3)obligation(cid:3)to(cid:3)update(cid:3)them.(cid:3)

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March 27, 2019 

Dear Fellow Stockholder, 

In 2018, CarGurus completed its first full year as a public company, and we made several important strides 
towards building the world’s most trusted and transparent automotive marketplace. Entering the year, 
we  committed  to  building  our  brand,  growing  our  product  portfolio,  and  expanding  our  international 
segment, and we delivered strong execution across each of these initiatives.  

In our U.S. business, our brand‐building efforts and commitment to efficient algorithmic traffic acquisition 
helped  us  grow  our  industry‐leading  car‐shopping  audience.  We  averaged  34  million  monthly  unique 
visitors to our U.S. marketplace over the course of the year as measured by Google Analytics, and we 
delivered  62  million  connections  to  dealers.  We  continue  to  leverage  our  deep  data  and  technology 
foundation to augment the value of our core listings business and drive superior return on investment for 
dealers, and  we are also developing new products  to form a more holistic  digital marketing suite. We 
introduced new dealer products and enhancements in 2018, including SEM Plus, audience retargeting, 
and Delivery, creating new revenue growth avenues for our business. With our Enhanced and Featured 
Listings products, Dealer Display and Delivery, we believe that we’re positioned well to capture a growing 
share of the $3 billion U.S. listings market1. With SEM Plus and audience retargeting, we’re beginning to 
tap  into  the  $10  billion  that  U.S.  dealers  spend  annually  on  other  digital  marketing1.  Moving  forward, 
investing in our product and technology teams remains a key initiative as we expand our product portfolio 
and pursue the large market opportunity before us. 

In our international segment, we made solid progress in our longest‐tenured markets in Canada, the U.K., 
and  Germany,  and  we  successfully  launched  our  platform  in  Italy  and  Spain.  We  nearly  doubled  our 
average unique monthly international visitors since the end of 2017, launched brand‐building campaigns 
in Canada and the U.K., and increased our international paying dealer count by 55% during 2018. We’re 
committed to growing our international business, and we’re making strategic investments to increase our 
scale. To that end, we acquired U.K.‐based automotive site PistonHeads in January this year. PistonHeads 
is a revered brand among dealers and consumers alike in the U.K., and has a large, dedicated audience 
that in 2018 totaled over 5 million average unique monthly visitors as measured by Google Analytics. The 
acquisition increases our audience scale in the U.K. and we believe will ultimately provide dealers with a 
unique opportunity to market their inventory on both a high‐growth platform in CarGurus and a widely‐
recognized brand in PistonHeads. 

As we look to 2019, we see continued opportunity to build our brand, grow our audience, and expand our 
value  proposition  for  dealers  with  new  products  and  features.  We  are  investing  strategically  in  our 
business to aid these endeavors while fueling our international expansion, as we believe these initiatives 
will drive long‐term value creation for all stakeholders. 

1 Source: Borrell Associates, Inc. (2017) 

 
 
 
 
 
 
 
 
 
 
 
 
                                                            
At  CarGurus,  we  embrace  six  core  values:  we  move  quickly,  have  integrity,  and  are  pioneering, 
transparent, collaborative, and data‐driven. We have a strong leadership team in place that embodies 
these values and steers our pursuit of our long‐term growth opportunities, but we would not be in this 
position without the collective efforts of the entire company. I want to thank each and every CarGurus 
employee for their fantastic work in 2018, and we’re looking forward to tackling new challenges in 2019 
as we work to grow our global business. 

Thank you for your ongoing support as a CarGurus stockholder. 

Very truly yours,  

Langley Steinert 
Chief Executive Officer and Chairman 

This letter includes forward‐looking statements about our future results of operations, our mission, 
business strategies and plans, business environment and future growth. These statements are subject to 
risks and uncertainties (including those identified in the “Risk Factors” section of the Form 10‐K included 
in this Annual Report), and our actual results could be materially different. Forward‐looking statements 
represent our beliefs and assumptions only as of the date of this letter and we have no obligation to 
update them. 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

(Mark One) 
⌧ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2018
OR 
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 
FOR THE TRANSITION PERIOD FROM                      TO                     

(cid:3)

Commission File Number 001-38233 

CarGurus, Inc.
(Exact name of Registrant as specified in its Charter) 

Delaware
(State or other jurisdiction of
incorporation or organization)

2 Canal Park, 4th Floor
Cambridge, Massachusetts
(Address of principal executive offices)

04-3843478
(I.R.S. Employer
Identification No.)

02141
(Zip Code)

Registrant’s telephone number, including area code: (617) 354-0068

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class
Class A Common Stock, par value $0.001 per share

Name of Exchange on Which Registered
The Nasdaq Stock Market LLC (Nasdaq Global Select Market)

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. YES  ⌧   NO  (cid:3) 
Indicate by check mark if the Registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act. YES  (cid:3)    NO  ⌧ 
Indicate by check mark whether the Registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to 
such filing requirements for the past 90 days. YES  ⌧    NO  (cid:3) 
Indicate by check mark whether the Registrant has submitted electronically every Interactive Data File required to be submitted pursuant to 
Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the Registrant was required 
to submit such files). YES  ⌧    NO  (cid:3) 
Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405) is not contained herein, and will not be 
contained, to the best of Registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-
K or any amendment to this Form 10-K.  (cid:3)
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or 
an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging 
growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer
Non-accelerated filer

  ⌧
  (cid:3)

   Accelerated filer
   Small reporting company

  (cid:3)
  (cid:3)
Emerging growth company (cid:3)

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with 
any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  (cid:3)
Indicate by check mark whether the Registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). YES  (cid:3)    NO  ⌧
The aggregate market value of the registrant’s Class A common stock par value $0.001 per share held by non-affiliates of the registrant based on 
the closing price of the registrant’s common stock as reported on the Nasdaq Global Market on June 30, 2018 was $1,590,103,543. Shares of voting 
and non-voting stock held by executive officers, directors and holders of more than 5% of the outstanding stock have been excluded from this 
calculation because such persons or institutions may be deemed affiliates. This determination of affiliate status is not a conclusive determination for 
other purposes.
As of February 22, 2019, the registrant had 90,087,775 shares of Class A common stock, and 20,702,084 shares of Class B common stock, par 
value $0.001 per share, outstanding.

DOCUMENTS INCORPORATED BY REFERENCE
Portions of the registrant’s definitive Proxy Statement for its 2019 Annual Meeting of Stockholders are incorporated by reference in Part III of this 
Annual Report on Form 10-K. Such Proxy Statement will be filed with the U.S. Securities and Exchange Commission within 120 days after the end 
of the fiscal year to which this report relates. Except with respect to information specifically incorporated by reference in this Form 10-K, the Proxy 
Statement is not deemed to be filed as part of this Form 10-K.

 
 
 
 
 
 
 
Table of Contents

PART I
Item 1.
Business ........................................................................................................................................................
Item 1A. Risk Factors ..................................................................................................................................................
Item 1B. Unresolved Staff Comments.........................................................................................................................
Properties ......................................................................................................................................................
Item 2.
Item 3.
Legal Proceedings.........................................................................................................................................
Item 4. Mine Safety Disclosures ...............................................................................................................................

PART II

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 

Securities..................................................................................................................................................
Selected Consolidated Financial Data ..........................................................................................................
Item 6.
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations.......................
Item 7A. Quantitative and Qualitative Disclosures About Market Risk .....................................................................
Item 8.
Financial Statements and Supplementary Data ............................................................................................
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure ......................
Item 9.
Item 9A. Controls and Procedures ...............................................................................................................................
Item 9B. Other Information .........................................................................................................................................

PART III

Item 10. Directors, Executive Officers and Corporate Governance ...........................................................................
Item 11. Executive Compensation ..............................................................................................................................
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters ....
Item 13. Certain Relationships and Related Transactions, and Director Independence .............................................
Item 14. Principal Accountant Fees and Services.......................................................................................................

PART IV  

Item 15. Exhibits, Financial Statement Schedules......................................................................................................
Item 16. Form 10-K Summary....................................................................................................................................

Page

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SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS

This  Annual  Report  on  Form  10-K  contains  forward-looking  statements  within  the  meaning  of  the  federal  securities 
laws,  which  statements  involve  substantial  risks  and  uncertainties.  Forward-looking  statements  generally  relate  to  future 
events or our future financial or operating performance. In some cases, you can identify forward-looking statements because 
they  contain  words  such  as  “anticipates,”  “believes,”  “could,”  “estimates,”  “expects,”  “intends,”  “likely,”  “may,”  “might,” 
“plans,”  “potential,”  “predicts,”  “projects,”  “seeks,”  “should,”  “target,”  “will,”  “would,”  or  similar  expressions  and  the 
negatives  of  those  terms.  Forward-looking  statements  contained  in  this  report  include,  but  are  not  limited  to,  statements 
about:

•

•

•

•

•

•

•

•

•

•

•

•

•

•

our future financial performance, including our expectations regarding our revenue, cost of revenue, gross profit or 
gross  margin,  operating  expenses,  ability  to  generate  cash  flow,  and  ability  to  achieve,  and  maintain,  future 
profitability; 

our anticipated growth and growth strategies and our ability to effectively manage that growth; 

our ability to maintain and build our brand; 

our ability to continue to expand internationally; 

the impact of competition in our industry and innovation by our competitors; 

the impact of accounting pronouncements;

the impact of litigation;

our ability to hire and retain necessary qualified employees to expand our operations; 

our ability to adequately protect our intellectual property; 

our ability to stay abreast of new or modified laws and regulations that currently apply or become applicable to our 
business; 

our  ability  to  overcome  challenges  facing  the  automotive  industry  ecosystem,  including  global  supply  chain 
challenges, changes to trade policies and other macroeconomic issues;

failure to maintain an effective system of internal controls necessary to accurately report our financial results and 
prevent fraud; 

our expectations regarding cash generation and the sufficiency of our cash to fund our operations; and

the future trading prices of our Class A common stock.

You  should  not  rely  upon  forward-looking  statements  as  predictions  of  future  events.  We  have  based  the 
forward-looking statements contained in this report primarily on our current expectations and projections about future events 
and trends that we believe may affect our business, financial condition, operating results, and growth prospects. The outcome 
of the events described in these forward-looking statements is subject to risks, uncertainties, and other factors described in the 
section titled “Risk Factors” and elsewhere in this report. Moreover, we operate in a very competitive and rapidly changing 
environment.  New  risks  and  uncertainties  emerge  from  time  to  time,  and  it  is  not  possible  for  us  to  predict  all  risks  and 
uncertainties  that  could  have  an  impact  on  the  forward-looking  statements  contained  in  this  report.  Further,  our 
forward-looking  statements  do  not  reflect  the  potential  impact  of  any  future  acquisitions,  mergers,  dispositions,  joint 
ventures,  or  investments  we  may  make.  We  cannot  assure  you  that  the  results,  events,  and  circumstances  reflected  in  the 
forward-looking  statements  will  be  achieved  or  occur,  and  actual  results,  events,  or  circumstances  could  differ  materially 
from those described in the forward-looking statements.

The  forward-looking  statements  made  in  this  report  relate  only  to  events  as  of  the  date  on  which  the  statements  are 
made.  We  undertake  no  obligation  to  update  any  forward-looking  statements  made  in  this  report  to  reflect  events  or 
circumstances after the date of this report or to reflect new information or the occurrence of unanticipated events, except as 
required by law.

1

PART I

Item 1. Business. 

BUSINESS

Overview

CarGurus  is  a  global,  online  automotive  marketplace  connecting  buyers  and  sellers  of  new  and  used  cars.  Using 
proprietary technology, search algorithms, and innovative data analytics, we believe we are building the world’s most trusted 
and  transparent  automotive  marketplace  and  creating  a  differentiated  automotive  search  experience  for  consumers.  Our 
trusted  marketplace  empowers  users  with  unbiased  third-party  validation  on  pricing  and  dealer  reputation  as  well  as  other 
information that aids them in finding “Great Deals from Top-Rated Dealers.” Our selection of car listings provides the largest 
number of car listings available on any of the major U.S. online automotive marketplaces. In addition to the United States, we 
operate online marketplaces in Canada, the United Kingdom, Germany, Italy and Spain.

A core principle of our marketplace is transparency. For consumers considering used vehicles, we aggregate vehicle 
inventory from dealers and apply our proprietary analysis to generate a Deal Rating as one of: Great Deal, Good Deal, Fair 
Deal, High Priced, or Overpriced. Deal Rating illustrates how competitive a listing is compared to similar cars sold in the 
same  region  in  recent  history.  We  determine  Deal  Rating  principally  on  the  basis  of  both  our  proprietary  Instant  Market 
Value, or IMV, algorithm, which determines the market value of any given vehicle in a local market, and Dealer Rating, a 
measure of a dealer’s reputation as determined by reviews of that dealer from our user community. By sorting organic search 
results based on a used car’s Deal Rating, we enable consumers to find the most relevant car for their needs. For new cars, we 
help  our  users  understand  deal  quality  by  providing  price  analysis  and  our  Dealer  Rating.  We  also  provide  our  users 
information  historically  not  widely  available,  such  as  Price  History,  Time  on  Site,  and  Vehicle  History.  We  believe  this 
approach brings greater transparency, trust, and efficiency to a consumer’s car research and buying process, leading to higher 
engagement and a more informed consumer who is better prepared to purchase at the dealership.

Our large, engaged, and predominantly mobile user base presents an attractive audience of in-market consumers for our 
dealers.  By  connecting  dealers  with  more  informed  consumers,  we  believe  we  provide  dealers  with  an  efficient  customer 
acquisition channel and attractive returns on their marketing spend with us. Dealers can list their inventory in our marketplace 
for free with our Basic Listing product or with a paid subscription to our Enhanced and Featured Listing products. Dealers 
with  our  Basic  Listing  product  receive  anonymized  email  connections  and  access  to  a  subset  of  the  tools  on  our  Dealer 
Dashboard at no cost. Dealers with a paid subscription receive connections with consumers that are not anonymous and can 
be  made  through  a  wider  variety  of  methods,  including  phone  calls,  email,  managed  text  and  chat,  links  to  the  dealers’ 
website, and map directions to dealerships. Dealers with our Enhanced and Featured Listing products are able to display their 
dealer name, address, and dealership information on their listings to gain brand recognition, which promotes walk-in traffic to 
the  dealer.  We  also  provide  paying  dealers  with  full  access  to  our  Dealer  Dashboard,  including  inventory  pricing  tools 
informed  by  real-time  market  conditions,  which  helps  them  more  effectively  price,  merchandise,  and  sell  their  cars.  Our 
success with dealers is evidenced by the number of paying dealers in our U.S. marketplace. Our U.S. marketplace had 27,534 
paying dealers as of December 31, 2018 compared to 25,122 and 20,349 as of December 31, 2017 and December 31, 2016, 
respectively.

Our scaled online marketplace model drives powerful network effects. The industry-leading inventory selection offered by 
our dealers attracts a large and engaged consumer audience. The value of robust connections to this audience incentivizes dealers 
to  purchase  our  Enhanced  or  Featured  Listing  products.  Having  more  paying  dealers  provides  consumers  with  more  dealer 
information and methods to contact them. More consumers and connections drive greater value to paying dealers on our platform. 
Driven by these network effects, we continue to amass more data, which we use to continuously improve our search algorithms, 
the accuracy of Deal Ratings, our user experience, and, ultimately, the quality of the connections between consumers and dealers.

We generate marketplace subscription revenue from dealers through subscriptions to our products including our Listing 
(which  includes  features  and  enhancements  such  as  Delivery),  Dealer  Display,  Dealer  Search  Engine  Marketing,  Social 
Media Advertising, and Retargeting products. We also generate advertising and other revenue from auto manufacturers and 
other  auto-related  brand  advertisers.  Our  rapid  revenue  growth  and  financial  performance  over  the  last  several  years 
exemplifies the strength of our marketplace. We generated revenue of $454.1 million in 2018, $316.9 million in 2017, and 
$198.1 million in 2016, representing year-over-year increases of 43% in 2018 and 60% in 2017. In 2018, we generated net 
income  of  $65.2  million  and  our  Adjusted  EBITDA,  a  non-GAAP  financial  measure,  was $49.0  million,  compared  to  net 
income  of  $13.2 million  and  Adjusted  EBITDA  of  $24.1  million  in  2017  and  net  income  of  $6.5  million  and  Adjusted 
EBITDA of $11.0 million in 2016. See “Selected Consolidated Financial Data — Adjusted EBITDA” for more information 
regarding our use of Adjusted EBITDA and a reconciliation of Adjusted EBITDA to our net income (loss).

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Consumer Challenges

Upon determining what type of car to purchase, consumers face many questions:
• Which dealer has a car like this?
• What is a fair price for this particular type of car? 
• Have others had a good experience buying from this dealer?

In answering these questions, consumers historically had limited access to unbiased information on specific vehicles, 
car pricing, and dealer reputation. Every used car is unique, and so for consumers searching for used cars, it is difficult to 
aggregate the relevant inventory of available cars across dealers, a difficulty exacerbated by the lack of consistency in the 
way that dealers characterize a car’s attributes. Generally, dealers had more information about car prices than consumers did, 
as  consumers  had  limited  resources  and  tools  to  determine  an  appropriate  price.  Selecting  the  right  dealer  was  also 
challenging  for  consumers  as  dealer  reputations  were  historically  based  primarily  on  word-of-mouth.  The  lack  of  clear, 
unbiased, transparent information made it difficult for consumers to effectively compare vehicles, find the vehicle that best 
suited their needs and transact with well-regarded dealers.

Dealer Challenges

The economics of dealerships depend largely on sales volume, gross margin, and customer acquisition efficiency. To 
achieve a high return on their marketing investments, dealers must find in-market consumers; yet because car purchases are 
infrequent,  only  a  small  percentage  of  consumers  are  shopping  for  a  car  at  any  given  point  in  time.  Traditional  marketing 
channels, including television, radio, and newspaper, can effectively target locally but are inefficient in reaching the small 
percentage of consumers who are actively in the market to buy a car. In addition, used car pricing is fluid because it is based 
on rapidly shifting supply and demand dynamics. Dealers need to find ways to manage constantly changing inventory and 
adjust pricing strategies to adapt to frequently changing market conditions.

Our Strengths

We believe that our competitive advantages are based on the following key strengths:

Trusted Marketplace for Consumers.  We provide consumers with unbiased information, intuitive search results, and 
other tools that empower them to find “Great Deals from Top-Rated Dealers.” We offer the largest online selection of new 
and  used  car  listings  of  any  major  U.S.  online  automotive  marketplace.  We  aggregate  and  analyze  these  listings  using 
proprietary technology and data along with innovative data analytics to create a differentiated automotive search experience 
for consumers. We believe that providing a transparent consumer experience with unbiased information has instilled greater 
trust in us among our users, helping us become the most visited online automotive marketplace in the United States according 
to Comscore. In 2018, we experienced over 91.8 million average monthly sessions in the United States. See “Management’s 
Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations  —  Key  Business  Metrics”  for  how  we  define 
average monthly sessions. We believe this user traffic, an indicator of consumer satisfaction and engagement, is critical to our 
marketplace success and will continue to strengthen our market position.

Proprietary Search Algorithms and Data-Driven Approach.  We have built an extensive repository of data on cars, 
prices, dealers, and the interactions between consumers and dealers that is the result of over eight years of data aggregation 
and  regression  modeling.  Our  proprietary  search  algorithms  and  data  analytics  allow  us  to  use  this  valuable  data  to  bring 
greater transparency to our platform. The primary product of this analysis is our determination of a used car’s IMV, which, in 
addition  to  Dealer  Rating,  drives  our  Deal  Rating.  We  calculate  IMV  by  applying  more  than  20  ranking  signals  and  more 
than  100  normalization  rules  to  millions  of  data  points,  including  the  make,  model,  trim,  features,  condition,  history, 
geographic  location,  and  mileage  of  the  car.  The  growing  volume  of  connections  between  consumers  and  dealers  on  our 
platform allows us to continually improve the accuracy of our IMV, Dealer Ratings, and used car search results sorted by 
Deal  Rating.  We  apply  the  knowledge  gained  from  analyzing  this  ever-growing  data  set  to  build  new  features  for  our 
consumers and products for our dealers and to more efficiently launch marketplaces in new countries.

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Strong  Value  Proposition  to  Dealers.    We  believe  that  our  marketplace  offers  an  efficient  customer  acquisition 
channel  for  dealers,  helping  them  achieve  attractive  returns  on  their  marketing  spend  with  us.  We  provide  our  dealer  base 
with  connections  to  prospective  car  buyers;  most  of  these  connections  have  historically  been  for  used  cars.  We  define 
connections as interactions between consumers and dealers in our marketplace through phone calls, email, managed text and 
chat, and clicks to access the dealer’s website or map directions to the dealership. We provide all dealers with tools that are 
informed by real-time market conditions that help them merchandise and sell their cars, and our paying dealers get access to 
additional valuable information from our Pricing Tool and Market Analysis tool. Our strong value proposition to the dealer 
community  is  evidenced  by  our  23%  growth  in  average  annual  revenue  per  subscribing  dealer,  or  AARSD,  in  the  United 
States in 2018 compared to 2017.

Network Effects Driven by Scale.  Having engaged with the majority of dealers and built one of the largest consumer 
audiences among automotive marketplaces in the United States, we believe that our scale creates powerful network effects 
that reinforce the competitive strength of our business model. Our large consumer audience increases our appeal to dealers 
and  incentivizes  more  dealers  to  subscribe  to  our  Enhanced  or  Featured  Listing  products  to  access  the  numerous  benefits 
unavailable  to  non-paying  dealers.  Having  more  paying  dealers  in  our  marketplace  provides  consumers  with  more  dealer 
information and methods to contact those dealers. More consumers and connections drive greater value and a higher return to 
paying dealers’ marketing spend on our platform. Driven by these network effects, we continue to amass more data, which 
we use to further strengthen our search algorithms, the utility of analysis complementing each listing, the quality of our user 
experience, and the value of connections between consumers and dealers.

Attractive Financial Model.  We have a strong track record of revenue growth, profitability, and capital efficiency. We 
generated  revenue  of  $454.1  million  in  2018,  $316.9  million  in  2017,  and  $198.1  million  in  2016,  representing  year-over-
year increases of 43% in 2018 and 60% in 2017.  A significant portion of our revenue is recurring due to the subscription 
nature  of  our  products.  In  2018,  2017,  and  2016,  dealer  marketplace  Listing  and  Dealer  Display  advertising  subscription 
revenue,  and  Search  Engine  Marketing,  Social  Media  Advertising  and  Retargeting,  which  we  consider  to  be  recurring 
revenue, comprised 89%, 89% and 86% of total revenue, respectively. Furthermore, our revenue base is highly diversified 
due  to  the  fragmented  nature  of  the  automotive  dealer  industry.  We  also  have  been  able  to  grow  and  invest  in  our  future 
growth while improving profitability due to the operating leverage in our business model. On a consolidated basis, while our 
revenue grew 43% in 2018 and 60% in 2017, our Adjusted EBITDA margin expanded to 11% in 2018 from 8% in 2017 and 
from 6% in 2016. In the United States, which is our most developed market, we grew our revenue by 42% in 2018 and 57% 
in 2017 while increasing our income from operations to $58.4 million in 2018 from $41.6 million in 2017 and $27.5 million 
in 2016.

Founder-Led Management Team with Culture of Innovation.  Our founder, Chief Executive Officer and Chairman, 
Langley Steinert, co-founded and was previously chairman of TripAdvisor, an online marketplace for travel-related content 
based on the mission of using technology and a data-driven approach to provide transparency for consumers’ travel planning. 
Led by Mr. Steinert and a management team with extensive experience guiding technology companies in evolving industries, 
we bring the same commitment to fostering a culture of innovation and delivering data-driven transparency to the automotive 
market. 

Our Products

Consumer Marketplace

We provide consumers an online automotive marketplace where they can search for new and used car listings from our 
dealers, as well as sell their car in our U.S. marketplace. Through our marketplace, we provide consumers with information 
that  helps  them  find  the  most  relevant  car  for  their  needs.  A  user  accesses  our  U.S.  marketplace  through  our  desktop  or 
mobile-optimized  website  at  cargurus.com  or  by  using  our  mobile  applications.  Most  users  specify  whether  they  are 
searching  for  used,  certified  pre-owned,  or  new  cars  and  then  provide  their  desired  vehicle  make  and  model  and  their  zip 
code.

Used and Certified Pre-Owned Cars

Using our proprietary search algorithms, we immediately display the search results, ranked by Deal Rating, on a search 
results page, or SRP. Nearly every used car listing in our marketplace is assigned one of five Deal Ratings: Great Deal, Good 
Deal, Fair Deal, High Priced, or Overpriced. Deal Rating illustrates how competitive a listing is compared to similar cars sold 
in the same region in recent history. A listing’s Deal Rating is based primarily upon the IMV of the vehicle and the Dealer 
Rating of the dealer.

4

Instant  Market  Value.    IMV  is  a  proprietary  algorithm  that  determines  the  market  value  of  a  used  vehicle  in  a  local 
market and is a key input for determining a vehicle’s Deal Rating. The IMV algorithm is the product of over eight years of 
regression  modeling  utilizing  more  than  seven  million  used  car  data  points.  IMV  takes  into  account  a  number  of  factors, 
including comparable currently listed and previously sold used cars in the local market and vehicle details including make, 
model, trim, year, mileage, options, and vehicle history. Our algorithm uses more than 20 ranking signals and more than 100 
normalization rules that distill unstructured data from hundreds of sources across thousands of dealers.

Dealer Ratings.  Dealer Ratings are derived from user-generated content from our users’ experiences with dealers with 
whom they have connected. To promote high-quality reviews, we require that a user have interacted with the dealer on our 
site  to  submit  a  review.  We  believe  this  requirement,  together  with  additional  qualification  standards,  results  in  a  more 
valuable Dealer Rating. Dealer Rating is an important component of a listing’s Deal Rating and as a result can impact the 
organic search position of a listing.

Search  Results  Page.    In  addition  to  each  car’s  Deal  Rating,  our  SRP  provides  users  with  other  useful  information, 
including the difference between the listing price and the IMV that we have determined for the car, Time on Site, mileage, 
Dealer  Rating,  and,  for  paying  dealers,  dealer  location.  We  provide  in-depth  search  filters,  including  price,  mileage,  trim, 
color, options, condition, body style, miles per gallon, seating capacity, vehicle ownership and usage history, seller type, and 
days on market, among others, which we believe deliver the most comprehensive search capability among major U.S. online 
automotive  marketplaces.  We  also  provide  our  users  with  additional  features  to  aid  their  search,  including  similar  vehicle 
recommendations,  side-by-side  vehicle  comparisons,  expert  reviews,  and  user  rankings.  Our  platform  also  gives  users  the 
ability to save searches and receive alerts that keep them informed of relevant developments in the market, including newly 
available inventory and price changes to cars they are monitoring.

Vehicle Detail Page.  If a user clicks on one of the listings on the SRP, the user is taken to that listing’s vehicle detail 
page, or VDP. VDPs are designed to provide extensive photos and a comprehensive description of the vehicle, dealer name, 
address,  and  dealership  information  for  paying  dealers,  detailed  dealer  reviews,  methods  to  contact  the  dealer  for  paying 
dealers, payment calculators, and helpful information about the vehicle, including:

Price History.  Changes to a vehicle’s price on our site. We also offer price change alerts to consumers on searches 
they have saved, which allow them to respond quickly to changes in the market.

Time on Site.  Length of time a vehicle has been on our site and how many users have saved the vehicle to their list 
of favorite listings, indicators of the likely demand for the car.

Vehicle History.  Title check, accident check, number of owners, and fleet status of the vehicle, giving consumers 
data that helps them better understand the car’s condition.

•

•

•

New Cars

Search results for new car listings are sorted by price of inventory matching the user’s search, with the lowest priced 
listings sorted first. Our new car VDPs include our Dealer Rating and many of the other features of our used car listings, such 
as Price History and Time on Site. Deal Rating is not applicable to new car listings because it utilizes data not relevant to new 
cars. Instead, we analyze data on manufacturers’ suggested retail prices, or MSRPs, and recent sales of similar new vehicles, 
accounting for trade-ins, incentives, and other factors that can affect the price of a new car, to provide users with comparative 
price information.

Sell My Car

We  also  allow  our  consumer  users  to  list  their  cars  for  free  in  our  marketplace.  Our  Sell  My  Car  offering  enables 
individual car owners to easily merchandise their vehicles, determine an appropriate selling price with our proprietary price 
guidance, and manage their listings and communications with prospective buyers among our audience. We offer services to 
facilitate  securing  financing,  processing  payment,  titling,  and  other  aspects  of  the  private-sale  transaction.  If  a  car  is  sold 
using these transaction-facilitation services, we collect a fee from the selling consumer.

5

Dealer Marketplace

Our  marketplace  connects  dealers  to  a  large  audience  of  informed  and  engaged  consumers.  We  offer  three  types  of 
marketplace  Listing  products  to  dealers:  Basic  Listing,  which  is  free,  and  Enhanced  or  Featured  Listing,  each  of  which 
requires a paid subscription. We price our Enhanced and Featured Listing products as a monthly, quarterly, semiannual, or 
annual subscription based on the dealer’s inventory size, region, and our assessment of the return on investment, or ROI, our 
solution will provide them.

•

•

•

Basic  Listing.    Basic  Listing  allows  non-paying  dealers  to  list  their  inventory  in  our  marketplace  anonymously. 
Consumers can contact these dealers only through an anonymous, CarGurus-branded email address so the dealer 
does  not  receive  any  of  the  consumer’s  personal  contact  information  from  our  platform.  We  do  not  display  the 
name, address, website URL, or phone number of any non-paying dealers on our websites.

Enhanced  Listing.    Enhanced  Listing  provides  dealers  with  a  higher  volume  and  quality  of  connections  to 
consumers.  Dealers  that  subscribe  to  Enhanced  Listing  gain  the  opportunity  to  connect  with  consumers  directly 
through  email,  phone,  and  managed  text  and  chat.  Our  platform  allows  paying  dealers  to  provide  a  link  to  their 
website, dealership branding and information such as name, address, and hours of operation, and map directions to 
their  dealership  on  VDPs,  helping  consumers  easily  contact  or  visit  them,  which  we  believe  results  in  increased 
local brand awareness and walk-in traffic.

Featured Listing.  A dealer that pays the premium subscription rate for our Featured Listing product receives all of 
the benefits of the Enhanced Listing product, as well as promotion of their Great Deal, Good Deal, and Fair Deal 
inventory in a clearly labeled section at the top of the search results page. This premium placement for Featured 
listings generates increased connection volume relative to Enhanced Listing.

Dealer Dashboard

Basic, Enhanced, and Featured Listing dealers all have access to the following Dealer Dashboard features and tools:

•

Performance  Summary.    Provides  dealers  with  real-time  and  historical  data  concerning  the  connections  and 
consumer  exposure  they  have  received  in  our  marketplace  and  through  our  digital  marketing  products.  This 
enables dealers to analyze connections and SRP and VDP views at a granular level to inform the dealer’s sales and 
merchandising efforts.

• Dealer Insights.  Provides pricing analysis of the dealer’s inventory, as well as a summary of a vehicle’s missing 

information such as price, photos, or trim. This information helps dealers better merchandise their vehicles.

• User Review Management.  Allows dealers to track and manage their dealership reviews from our users. Dealers 
can respond to users, report potentially fraudulent reviews, and publish positive reviews to social media platforms 
for broader exposure.

Enhanced and Featured Listing dealers also have access to the following additional features and tools:

•

Pricing Tool.  Helps dealers evaluate the impact of pricing changes for each used vehicle in their inventory and the 
resulting  impact  on  the  car’s  Deal  Rating,  empowering  dealers  to  make  informed  pricing  decisions  based  on 
market data in their local area.

• Market Analysis.  Informs dealers of local market trends in used cars, such as the most searched makes and models 
in their local market. This information helps dealers align with local consumer preferences and inform strategies 
for increasing inventory turnover and efficient vehicle acquisition.

6

Dealer Digital Marketing and Customer Acquisition Products

In  addition  to  listing  cars  in  our  marketplace  through  our  Listing  products,  we  also  provide  all  dealers  with  a  web 
widget that allows them to place Deal Rating Badges, which show our Deal Rating for cars that have been rated as a Great 
Deal,  Good  Deal,  or  Fair  Deal,  on  their  own  website.  Our  Deal  Rating  serves  as  trusted,  third-party  validation  on  their 
website.

We offer Enhanced and Featured Listing dealers the following additional advertising and customer acquisition products 

and enhancements:

• Dealer Display.  Dealers are able to buy display advertising that appears in our marketplace and on other sites on 
the internet to build brand awareness. Advertisements can be targeted by geography, search history, and a number 
of other targeting factors, allowing dealers to increase their visibility with relevant consumers and drive consumers 
to the dealer’s own website.

• Dealer Search Engine Marketing, Social Media Advertising, and Retargeting.  Leveraging the capabilities we have 
developed for our own algorithmic traffic acquisition, we offer a product that delivers search engine marketing, or 
SEM,  social  media  advertising,  and  retargeting  to  programmatically  drive  qualified  traffic  to  dealer  websites. 
Utilizing  algorithmic  bidding  strategies  and  automated  keyword  list  management,  we  help  dealers  to  optimize 
traffic acquisition.

• Delivery. A dealer that pays for our Listings product can add a feature to expand the visibility of its inventory in 

the search results beyond its local market.

Auto Manufacturer and Other Advertiser Products

Our  platform  offers  auto  manufacturers  and  others  the  ability  to  purchase  display  advertising  on  our  site  to  execute 

targeted marketing strategies:

•

•

•

•

Brand Reinforcement.  We allow auto manufacturers to buy advertising on our site and target consumers based on 
the make, model, and zip code of the cars that a specific consumer is searching for, in order to increase exposure to 
interested consumers.

Category  Sponsorship.    To  address  evolving  priorities  influenced  by  industry  dynamics,  seasonality,  and  other 
factors, we offer the ability to sponsor exclusively prominent high traffic pages on our site, such as the New Car 
front page, Used Car front page, and Research Center.

Automobile Segment Exclusivity.  To support the introduction of new models or the success of existing models, we 
allow  manufacturers  to  target  specific  automobile  segments,  such  as  SUV,  sedan,  hybrid,  luxury,  truck,  and 
minivan.

Consumer  Segment  Exposure.    Through  our  platform,  auto  manufacturers  can  target  consumers  both  on  our  site 
and  on  third-party  sites  based  on  various  parameters,  including  estimated  household  income  and  vehicle 
specifications, such as make or model, and zip codes.

Marketing

Our marketing initiatives aim to drive brand awareness and engagement among consumers and dealers and to position 

us as a trusted online automotive marketplace.

Consumer Marketing

We have built our audience on the strength of our user experience, and we remain focused on delivering an engaging 
consumer marketplace. The strength of the consumer experience that we offer is one of our most powerful marketing tools. 
By providing an intuitive search experience in our marketplace and relevant content, updates, and tools to consumers during 
their car search, we believe that the users who comprise our large and engaged audience provide informal endorsements to 
other consumers, more powerful than most marketing messages.

7

Historically,  our  consumer  marketing  efforts  have  been  focused  primarily  on  algorithmic  traffic  acquisition.  We 
employ a team of engineers and data scientists that optimizes our user acquisition through search engines, social media, and 
other digital marketing channels and has tested over 1 billion keywords on various search engines. We believe our expertise 
in  this  area  constitutes  a  competitive  advantage  over  less  sophisticated  competitors  and  those  who  outsource  these 
capabilities.

We augment our marketing efforts with brand-building investments in broadcast media, such as television and online 
video.  Our  brand  awareness  is  currently  lower  than  many  other  major  U.S.  online  automotive  marketplaces  in  the  United 
States,  despite  our  large  monthly  audience  and  high  user  engagement.  We  believe  that  as  a  result  of  our  trusted  product, 
audience engagement, and relatively low brand awareness, we are well-positioned to strengthen our brand by continuing to 
invest in broadcast media.

Our vehicle listing data, on-site user behavior, connections between consumers and dealers, and opinion data from our 
users create significant opportunities for us to develop and publish car shopping insights. We consistently gain earned media 
coverage in national, regional, and trade press outlets as well as social channels by leveraging our proprietary data to inform 
newsworthy content.

Dealer Marketing

The  primary  goals  of  our  dealer  marketing  initiatives  are  to  acquire  dealers  not  yet  in  our  marketplace,  convert 
non-paying dealers into paying dealers, retain our existing paying dealers, and expand annual subscription revenues from our 
paying dealers. Our dealer marketing efforts aim to:

•

•

•

Educate Dealers on the Quality of Our Audience and Attractive ROI.  We educate dealers on our industry-leading 
monthly  visits,  our  strong  user  engagement,  and  the  large  number  of  connections  that  we  facilitate  through  our 
marketplace. We also highlight to dealers how unique features of our platform, such as our intuitive user interface 
and our proprietary technology and data analytics, yield consumers that we believe are more informed and better 
prepared to purchase at the dealership, which can lead to a higher ROI for the dealers’ marketing spend.

Provide  Best  Practices  to  Assist  Dealers  in  Becoming  Successful  in  Our  Marketplace.    We  provide  ongoing 
communications  through  webinars,  white  papers,  testimonials,  and  videos,  which  show  dealers  how  to  use  our 
products  to  position  their  inventory  for  success  on  our  platform.  We  maintain  consistent  communication  with 
dealers  by  email  and  events  to  ensure  awareness  of  recent  product  updates  and  provide  custom  account 
management.

Provide  Thought  Leadership  that  Educates  Dealers  on  Marketplace  Trends.    We  generate  insightful  content  on 
market  trends  and  best  practices  in  digital  advertising  that  are  shared  through  webinars,  dealer  forums,  dealer 
advisory councils, and our participation in industry conferences and events.

Sales

Our sales team is responsible for bringing dealers onto our marketplace as paying or non-paying dealers. We have built 
an efficient inside sales and account management team of over 300 employees worldwide who sell our marketplace products 
to  franchise  and  independent  dealers.  We  have  built  a  field  sales  team  that  works  with  strategic  franchise  and  national 
dealership  groups  in  large  metropolitan  areas.  In  addition,  we  have  advertising  sales  employees  based  in  Cambridge, 
Massachusetts; Detroit, Michigan; Los Angeles, California; and certain foreign locations.

We  have  a  comprehensive  dealer  account  management  process  to  assist  dealers  in  becoming  successful  in  our 
marketplace. We assign a Customer Success Associate to every new paying dealer to assist with onboarding and integration 
with any relevant software systems. The designated Customer Success Associate spends time educating dealers on a range of 
topics, including effectively using the Dealer Dashboard and tracking sales, and measuring ROI for their marketing spend. 
After the onboarding period, a Dealer Relations Account Manager is designated to assist the dealer in utilizing our tools and 
maximizing  ROI  from  our  offerings,  including  optimizing  inventory  acquisition,  effectively  pricing  vehicles,  vehicle 
merchandising, and keeping inventory up to date with complete vehicle information. We believe this active communication 
with our dealers fosters customer satisfaction and increases dealer and customer retention.

8

Culture and Employees

Our  company  culture  has  developed  out  of  our  data-driven  and  innovative  approach  to  the  automotive  market.  We 
leverage data to drive innovation across all facets of our business and continuously optimize our products and processes to 
serve our consumers, dealers, advertisers, and partners. Our approach emphasizes original thought, impact, and collaboration 
across our organization, and we recognize and award employees who drive positive impact across these constituencies. We 
encourage  collaboration  across  our  entire  workforce  and  invest  in  creating  a  work  environment  that  facilitates  partnership 
among our employees. In that spirit, we have identified our core values as follows: 

• We are pioneering. From the beginning, we set out to radically change how people buy and sell cars. We tackle 
difficult problems head on. We are curious. We are risk takers. We embrace change even if it’s uncomfortable.
• We are transparent.  We believe transparency is the foundation of trust and enables better decision making. We 
communicate clearly and honestly. We deliver unbiased guidance. Our products, services and company culture are 
built on these principles. 

• We are data-driven. We rely on data, not hunches, to make decisions. We listen to our instincts but we validate 
through  rapid  testing,  learning  and  optimizing.  We  translate  complex  data  into  actionable  insights  for  our  users, 
our customers and our people. 

• We are collaborative. We celebrate our individual strengths and perspectives but know that our success requires 

teamwork. We partner, we listen and we leverage feedback from each other, our users and our customers.

• We move quickly. We believe there’s power in speed. We iterate quickly and often, continuously improving as 

we go. We are not afraid to break things. If we fail, we do it fast, learn from it and move on. 

• We have integrity. We act responsibly and consider the impact of our actions on each other, our partners and the 
world around us. We believe empathy, respect and fairness are essential. We set high ethical standards and expect 
principled leadership from our people. 

We have won a number of awards recognizing our strong culture, including Boston Business Journal’s “Best Places to 
Work” for four years in a row from 2015 to 2018, Boston  Globe’s “Top Place to Work” for four of the past five years in 
2014, 2015, 2016 and 2018 and the Mass TLC Company of the Year award in 2018.

As of December 31, 2018, we had 732 full-time employees, 47 of whom were based outside the United States. None of 
our employees is represented by a labor union or covered by a collective bargaining agreement. We have not experienced any 
work stoppages, and we consider our relations with our employees to be good.

Technology and Product Development

We are a technology company focused on innovative, actionable data analysis. We design our mobile and web products 
to create an unbiased, transparent experience for both consumers and dealers. We believe in rapid development and frequent 
updates and have internal tools and automation that allow us to efficiently evolve our products. Our software is built using a 
combination of internally developed software, third-party software and services, and open source software.

Our Search Technology

Our search and ranking technology is served by a proprietary in-memory search index solution that is scalable, fast, and 
extensible, allowing us to expand more easily into new markets, as demonstrated by our international marketplace launches. 
We have highly flexible interfaces that allow dealers to add their inventory to our index without changing data or formats, 
enabling us to quickly integrate hundreds of inventory sources with minimal effort and easily support inventory growth.

Our Mobile Technology

We have designed our marketplace to appeal to mobile users by developing our products with a mobile-first mindset. 
All  of  our  search  results  pages  use  a  single-page  application  type  approach  to  eliminate  page  reloads  and  improve 
responsiveness. We also use techniques, including predictive pre-fetching and infinite scrolling, to load content onto a user’s 
mobile device more efficiently.

9

Our Integrations

We make available several application program interfaces and web widgets that integrate with customer relationship 
management  and  inventory  management  solutions,  among  other  platforms.  These  integrations  allow  dealers  to  incorporate 
designated  data  and  tools  into  the  fabric  of  their  marketing  and  customer  engagement  strategies.  For  example,  our  Deal 
Rating Badges are used on over one thousand websites and allow our Deal Rating feature to be promoted across the internet.

Infrastructure

Our  development  servers  and  U.S.  website  are  hosted  at  third-party  data  centers  near  Boston,  Massachusetts.  Our 
European  websites  are  hosted  on  a  third-party  cloud  computing  service  near  London,  England.  We  use  third-party  content 
distribution networks to cache and serve many portions of our sites at locations across the globe. We monitor and test at the 
application,  host,  network,  and  full  site  levels  to  maintain  availability  and  promote  performance.  We  use  third-party  cloud 
computing services for many data processing jobs and backup/recovery services.

Competition

We face competition to attract consumers and paying dealers to our marketplace and to attract advertisers to purchase 
our advertising products and services. Our competitors offer various marketplaces, products, and services that compete with 
us. Some of these competitors include:

• major U.S. online automotive marketplaces: AutoTrader.com, Cars.com, and TrueCar.com;
• U.S. online automotive content publishers, such as Edmunds.com, KBB.com and Carfax.com;
•

online automotive marketplaces and websites in international markets;

•

•

•

•

internet search engines;

digital marketing providers;

peer to peer marketplaces; and

sites operated by individual automobile dealers.

Competition for Consumers and Dealers

We  compete  for  consumer  visits  with  other  online  automotive  marketplaces,  free  listing  services,  general  search 
engines, and dealers’ websites. We compete for consumers primarily on the basis of the quality of the consumer experience. 
We believe we compete favorably on user experience due to the number of our vehicle listings, the unbiased transparency of 
the information we provide on cars, prices, and dealers, the intuitive nature of our user interface, and our leading mobile user 
experience, among other factors.

We  compete  for  dealers’  marketing  spend  with  offline  customer  acquisition  channels,  other  online  automotive 
marketplaces,  dealers’  own  customer  acquisition  efforts  on  search  engines,  and  other  internet  sites  that  attract  consumers 
searching for vehicles. We compete primarily on the basis of the ROI that our marketplace provides. We believe we compete 
favorably due to our large user audience, high user engagement, and the volume and quality of connections we provide to 
well-informed consumers, which results in an attractive ROI for dealers.

Competition for Advertisers

We  compete  for  a  share  of  advertisers’  total  marketing  budgets  against  media  sites,  websites  dedicated  to  helping 
consumers shop for cars, major internet portals, search engines, and social media sites, among others. We also compete for a 
share  of  advertisers’  overall  marketing  budgets  with  traditional  media,  such  as  television,  radio,  magazines,  newspapers, 
automotive guide publications, billboards, and other offline advertising channels. We compete for advertising spend based on 
the marketing ROI that our marketplace provides. We believe we compete favorably due to our large user audience size, high 
user engagement, and the effectiveness and relevance of our advertising products.

10

Intellectual Property

We protect our intellectual property through a combination of patents, copyrights, trademarks, service marks, domain 

names, trade secret protections, confidentiality procedures, and contractual restrictions.

We have three pending U.S. patent applications. These applications cover proprietary technology that relates to various 
functionalities on our platform, generally in connection with pricing, ranking and detecting fraud in online listings. We intend 
to pursue additional patent protection to the extent we believe it would be beneficial to our competitive position.

We have a number of registered and unregistered trademarks. We registered “CarGurus,” the CarGurus logo, the CG 
logo, and related marks, as trademarks in the United States and certain other jurisdictions. We pursue additional trademark 
registrations to the extent we believe doing so would be beneficial to our competitive position.

We  are  the  registered  holder  of  several  domestic  and  international  domain  names  that  include  “CarGurus”  and 

variations of our name.

In addition to the protection provided by our intellectual property rights, we enter into confidentiality and proprietary 
rights agreements with our employees and relevant consultants, contractors, and business partners. We control the use of our 
proprietary  technology  and  intellectual  property  through  provisions  in  contracts  with  our  customers  and  partners  and  our 
general and product-specific terms of use on our websites.

Regulatory

Various aspects of our business are, may become, or may be viewed by regulators from time to time as subject, directly 
or indirectly, to U.S. federal, state, local and foreign laws and regulations. In particular, the advertising and sale of new or 
used  motor  vehicles  is  highly  regulated  by  the  states  and  jurisdictions  in  which  we  do  business.  Although  we  do  not  sell 
motor vehicles and we believe that vehicle listings on our site are not themselves advertisements, state regulatory authorities 
or third parties could take the position that some of the laws or regulations applicable to dealers or to the manner in which 
motor  vehicles  are  advertised  and  sold  generally  are  directly  applicable  to  our  business.  These  advertising  laws  and 
regulations,  which  often  originated  decades  before  the  emergence  of  the  internet,  are  frequently  subject  to  multiple 
interpretations, are not uniform across jurisdictions, sometimes impose inconsistent requirements with respect to new or used 
motor  vehicles,  and  the  manner  in  which  they  should  be  applied  to  our  business  model  is  not  always  clear.  Regulators  or 
other third parties could take, and on some occasions have taken, the position that our marketplace or related products violate 
applicable brokering, bird-dog, consumer protection, or advertising laws or regulations.

In  order  to  operate  in  this  regulated  environment,  we  develop  our  products  and  services  with  a  view  toward 
appropriately managing the risk that our regulatory compliance, or the regulatory compliance of the dealers whose inventory 
is listed on our websites, could be challenged.

We  consider  applicable  advertising  and  consumer  protection  laws  and  regulations  in  designing  our  products  and 
services. With respect to paid advertising, other than display advertising and Featured Listings, we believe that most of the 
content displayed on the websites we operate does not constitute paid advertising for the sale of motor vehicles. Nevertheless, 
we  endeavor  to  design  the  content  in  a  manner  that  would  comply  with  relevant  advertising  regulations  and  consumer 
protection laws if, and to the extent that, the content is considered to be vehicle sales advertising.

Our websites and mobile applications enable us, dealers, and users to send and receive text messages and other mobile 
phone  communications,  which  requires  us  to  comply  with  the  Telephone  Consumer  Protection  Act,  or  TCPA,  in  the  U.S.  
The  TCPA,  as  interpreted  and  implemented  by  the  Federal  Communications  Commission  and  federal  and  state  courts, 
imposes  significant  restrictions  on  utilization  of  telephone  calls  and  text  messages  to  residential  and  mobile  telephone 
numbers  as  a  means  of  communication,  particularly  when  the  prior  express  consent  of  the  person  being  contacted  has  not 
been obtained.  

In addition, we are subject to numerous federal, national, state, and local laws and regulations in the United States and 
around the world regarding privacy and the collection, processing, storage, sharing, disclosure, use, cross-border transfer, and 
protection of personal information and other data.  While the scope of these laws and regulations is changing and remains 
subject  to  differing  interpretations,  we  seek  to  comply  with  industry  standards  and  all  applicable  laws,  policies,  legal 
obligations, and industry codes of conduct relating to privacy and data protection.  We are also subject to the terms of our 
privacy policies and privacy-related obligations to third parties.  

11

Corporate Information

We  were  originally  organized  on  November  10,  2005  as  a  Massachusetts  limited  liability  company  under  the  name 
“Nimalex LLC.” Effective July 15, 2006, we changed our name to “CarGurus LLC.” On June 26, 2015, we converted into a 
Delaware corporation and changed our name to “CarGurus, Inc.”

Our  principal  executive  offices  are  located  at  2  Canal  Park,  4th  Floor,  Cambridge,  Massachusetts  02141,  and  our 
telephone number is (617) 354-0068. Our U.S. website is www.cargurus.com. Information that is contained on, or that can be 
accessed through, our websites is not incorporated by reference into this Annual Report on Form 10-K, and you should not 
consider information on our websites to be part of this Annual Report on Form 10-K.

CarGurus, the CarGurus logo, and other trademarks or service marks of CarGurus appearing in this Annual Report on 
Form 10-K are the property of CarGurus, Inc. Trade names, trademarks, and service marks of other companies appearing in 
this Annual Report on Form 10-K are the property of their respective holders. We have omitted the ® and ™ designations, as 
applicable, for the trademarks used in this Annual Report on Form 10-K.

Additional Information

The  following  filings  are  available  on  our  investor  relations  website  after  we  file  them  with  the  Securities  and 
Exchange Commission, or the SEC: Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q and Proxy Statements 
for  our  annual  meetings  of  stockholders.    These  filings  are  also  available  for  download  free  of  charge  on  our  investor 
relations website. Our investor relations website is located at http://investors.cargurus.com.  You may obtain copies of these 
documents by mail from the Public Reference Section of the SEC, 100 F Street, N.E., Room 1580, Washington, D.C. 20549. 
The SEC also maintains a website that contains reports, proxy statements and other information about issuers, like us, that 
file electronically with the SEC.  The address of that website is https://www.sec.gov.

We  webcast  our  earnings  calls  and  certain  events  that  we  participate  in  or  host  with  members  of  the  investment 
community  on  our  investor  relations  website.    Additionally,  we  provide  news  and  announcements  regarding  our  financial 
performance, including SEC filings, investor events, press and earnings releases, on our investor relations website.  Corporate 
governance  information,  including  our  policies  concerning  business  conduct  and  ethics,  is  also  available  on  our  investor 
relations website under the heading “Governance.” No content from any of our websites is intended to be incorporated by 
reference into this Annual Report on Form 10-K or in any other report or document we file with the SEC, and any reference 
to our websites is intended to be an inactive textual reference only.

12

Item 1A. Risk Factors.

Investing  in  our  Class A  common  stock  involves  a  high  degree  of  risk.  You  should  consider  carefully  the  risks  and 
uncertainties described below, together with all of the other information contained in this report, including “Management’s 
Discussion and Analysis of Financial Condition and Results of Operations” and our consolidated financial statements and 
related notes, before evaluating our business. Our business, financial condition, operating results, cash flow, and prospects 
could  be  materially  and  adversely  affected  by  any  of  these  risks  or  uncertainties.  In  that  event,  the  trading  price  of  our 
Class A common stock could decline. See “Special Note Regarding Forward-Looking Statements.”

Risks Related to Our Business and Industry

Our  business  is  substantially  dependent  on  our  relationships  with  dealers,  and  our  subscription  agreements  with  these 
dealers  do  not  contain  long-term  contractual  commitments.    If  a  significant  number  of  dealers  terminate  their 
subscription agreements with us, our business and financial results would be materially and adversely affected.

Our primary source of revenue consists of subscription fees paid to us by dealers for access to enhanced features on our 
automotive marketplace.  Our subscription agreements with dealers generally may be terminated by us with 30 days’ notice 
and by dealers with 30 days’ notice at the end of the committed term.  While we are transitioning many of these dealers to 
contracts  with  one-year  committed  terms,  the  majority  of  our  contracts  with  dealers  currently  provide  for  one-month 
committed terms.  The contracts do not contain contractual obligations requiring a dealer to maintain its relationship with us 
beyond the committed term.  Accordingly, these dealers may cancel their subscriptions with us in accordance with the terms 
of  their  subscription  agreements.    If  a  significant  number  of  our  paying  dealers  terminate  their  subscriptions  with  us,  our 
business and financial results would be materially and adversely affected.

If we fail to maintain or increase the number of dealers that pay subscription fees to us, or fail to maintain or increase the 
fees paid to us for subscriptions, our business and financial results would be harmed.

If  paying  dealers  do  not  experience  the  volume  of  consumer  connections  that  they  expect  during  their  subscription 
period, or do not experience the level of car sales they expect from those connections, they may terminate their subscriptions 
at the conclusion of the committed term or may only be willing to renew their subscriptions at a lower level of fees.  Even if 
dealers do experience increased consumer connections or sales, they may not attribute such increases to our marketplace.  If 
we fail to expand our base of paying dealers or fail to maintain or increase the level of fees that we receive from them, our 
business and financial results would be materially and adversely affected.

We allow dealers to list their inventory in our marketplace for free; however, dealer identity and contact information 
are not permitted in such free listings and these dealers do not receive access to the paid features of our marketplace.  Many 
dealers start with us on a non-paying basis and then become paying customers in order to take advantage of the features of 
our Enhanced or Featured Listing products.  If dealers do not subscribe to our paid offerings at the rates we expect, or if a 
greater than expected number of our paying dealers elect to terminate their subscriptions, our business and financial results 
would be harmed.

If  dealers  or  other  advertisers  reduce  their  advertising  spend  with  us  and  we  are  unable  to  attract  new  advertisers,  our 
business would be harmed.

A  significant  amount  of  our  revenue  is  derived  from  advertising  revenues  generated  primarily  through  advertising 
sales, including for display advertising and retargeting services, to dealers, auto manufacturers, and other auto-related brand 
advertisers.  We compete for this advertising revenue with other online automotive marketplaces and with television, print 
media,  and  other  traditional  advertising  channels.    Our  ability  to  attract  and  retain  advertisers,  and  to  generate  advertising 
revenue, depends on a number of factors, including:

•

•

•

•

•

our ability to increase the number of consumers using our marketplace;

our ability to compete effectively for advertising spending with other online automotive marketplaces;

our ability to continue to develop our advertising products;

our ability to keep pace with changes in technology and the practices and offerings of our competitors; and

our ability to offer an attractive ROI to our advertisers for their advertising spend with us.

13

Our agreements with dealers for display advertising generally include terms ranging from one month to one year and 
may be terminated by us with 30 days’ notice and by dealers with 30 days’ notice at the end of the committed term.  The 
contracts  do  not  contain  contractual  obligations  requiring  an  advertiser  to  maintain  its  relationship  with  us  beyond  the 
committed term.  Our other advertising contracts, including those with auto manufacturers, are typically for a defined period 
of  time  and  do  not  have  ongoing  commitments  to  advertise  on  our  websites  beyond  the  committed  term.    We  may  not 
succeed in capturing a greater share of our advertisers’ spending if we are unable to convince advertisers of the effectiveness 
or  superiority  of  our  advertising  services  as  compared  to  alternative  channels.    If  current  advertisers  reduce  or  end  their 
advertising spending with us and we are unable to attract new advertisers, our advertising revenue and business and financial 
results would be harmed.

If  we  are  unable  to  provide  a  compelling  vehicle  search  experience  to  consumers  through  our  platform,  the  number  of 
connections between consumers and dealers using our marketplace may decline and our business and financial results 
would be materially and adversely affected.

If  we  fail  to  continue  to  provide  a  compelling  vehicle  search  experience  to  consumers,  the  number  of  connections 
between consumers and dealers through our marketplace could decline, which in turn could lead dealers to stop listing their 
inventory in our marketplace, cancel their subscriptions, or reduce their advertising spend with us.  If dealers stop listing their 
inventory in our marketplace, we may not be able to maintain and grow our consumer traffic, which may cause other dealers 
to stop using our marketplace.  This reduction in the number of dealers using our marketplace would likely adversely affect 
our  marketplace  and  our  business  and  financial  results.    As  consumers  increasingly  use  their  mobile  devices  to  access  the 
internet and our marketplace, our success will depend, in part, on our ability to provide consumers with a robust and user-
friendly  experience  through  their  mobile  devices.    We  believe  that  our  ability  to  provide  a  compelling  vehicle  search 
experience, both on the web and through mobile devices, is subject to a number of factors, including:

•

•

•

•

•

our ability to maintain an attractive marketplace for consumers and dealers, including on mobile platforms;

our ability to continue to innovate and introduce products for our marketplace on mobile platforms;

our ability to launch new products that are effective and have a high degree of consumer engagement;

our  ability  to  maintain  the  compatibility  of  our  mobile  applications  with  operating  systems,  such  as  iOS  and 
Android, and with popular mobile devices running such operating systems; and

our  ability  to  access  and  analyze  a  sufficient  amount  of  data  to  enable  us  to  provide  relevant  information  to 
consumers, including pricing information and accurate vehicle details.

If the use of our marketplace, particularly on mobile devices, does not continue to grow, our business and operating 

results would be harmed.

We  rely  on  internet  search  engines  to  drive  traffic  to  our  websites,  and  if  we  fail  to  appear  prominently  in  the  search 
results, our traffic would decline and our business would be adversely affected.

We depend, in part, on internet search engines such as Google, Bing, and Yahoo! to drive traffic to our websites.  The 
number of consumers we attract to our marketplace from search engines is due in part to how and where our websites rank in 
unpaid search results.  These rankings can be affected by a number of factors, many of which are not under our direct control 
and may change frequently.  For example, when a consumer searches for a vehicle in an internet search engine, we rely on a 
high organic search ranking of our webpages to refer the consumer to our websites.  Our competitors’ internet search engine 
optimization efforts may result in their websites receiving higher search result rankings than ours, or internet search engines 
could change their methodologies in a way that would adversely affect our search result rankings.  If internet search engines 
modify their search algorithms in ways that are detrimental to us, or if our competitors’ efforts are more successful than ours, 
overall  growth  in  our  traffic  could  slow  or  our  traffic  could  decline.    In  addition,  internet  search  engine  providers  could 
provide dealer and pricing information directly in search results, align with our competitors, or choose to develop competing 
products.  Search engines may also adopt a more aggressive auction-pricing system for keywords that would cause us to incur 
higher advertising costs or reduce our market visibility to prospective users.  Our websites have experienced fluctuations in 
search result rankings in the past, and we anticipate fluctuations in the future.  Any reduction in the number of consumers 
directed to our websites through internet search engines could harm our business and operating results.

14

Any inability by us to develop new products, or achieve widespread consumer and dealer adoption of those products, could 
negatively impact our business and financial results.

Our  success  depends  on  our  continued  innovation  to  provide  products  and  services  that  make  our  marketplace, 
websites, and mobile applications useful for consumers and dealers or that otherwise provide value to consumers and dealers.  
These new products must be widely adopted by consumers and dealers in order for us to continue to attract consumers to our 
marketplace  and  dealers  to  our  products  and  services.    Accordingly,  we  must  continually  invest  resources  in  product, 
technology, and development in order to improve the attractiveness and comprehensiveness of our marketplace and its related 
products  and  effectively  incorporate  new  internet  and  mobile  technologies  into  them.    These  product,  technology,  and 
development  expenses  may  include  costs  of  hiring  additional  personnel,  engaging  third-party  service  providers  and  other 
research  and  development  activities.    In  addition,  revenue  relating  to  new  products  is  typically  unpredictable  and  our  new 
products  may  have  lower  gross  margins  and  higher  marketing  and  sales  costs  than  our  existing  products.    We  may  also 
change  our  pricing  models  for  both  existing  and  new  products  so  that  our  prices  for  our  offerings  reflect  the  value  those 
offerings are providing to consumers and dealers.  Our pricing models may not effectively reflect the value of products to 
consumers and dealers, and, if we are unable to provide a marketplace and products that consumers and dealers want to use, 
they  may  become  dissatisfied  and  instead  use  our  competitors’  websites  and  mobile  applications.    Without  an  innovative 
marketplace  and  related  products,  we  may  be  unable  to  attract  additional,  unique  consumers  or  retain  current  consumers, 
which could affect the number of dealers that become paying dealers and the number of advertisers that want to advertise in 
our marketplace, which could, in turn, harm our business and financial results.

We may be unable to maintain or grow relationships with data providers, or may experience interruptions in the data they 
provide,  which  may  create  a  less  valuable  or  transparent  shopping  experience  and  negatively  affect  our  business  and 
operating results.

We  obtain  data  from  many  third-party  data  providers,  including  inventory  management  systems,  automotive  website 
providers, customer relationship management systems, dealer management systems, governmental entities, and third-party data 
licensors.  Our business relies on our ability to obtain data for the benefit of consumers and dealers using our marketplace.  For 
example, our success in international markets is dependent in part upon our ability to obtain and maintain inventory data and 
other  vehicle  information  for  those  markets.    The  large  amount  of  inventory  and  vehicle  information  available  in  our 
marketplace is critical to the value we provide for consumers.  The loss or interruption of such inventory data or other vehicle 
information  could  decrease  the  number  of  consumers  using  our  marketplace.    We  could  experience  interruptions  in  our  data 
access for a number of reasons, including difficulties in renewing our agreements with data providers, changes to the software 
used by data providers, efforts by industry participants to restrict access to data, and increased fees we may be charged by data 
providers.  Our marketplace could be negatively affected if any current provider terminates its relationship with us or our service 
from any provider is interrupted.  If there is a material disruption in the data provided to us, the information that we provide to 
consumers  and  dealers  using  our  marketplace  may  be  limited.    In  addition,  the  quality,  accuracy,  and  timeliness  of  this 
information may suffer, which may lead to a less valuable and less transparent shopping experience for consumers using our 
marketplace and could materially and adversely affect our business and financial results.

The failure to build and maintain our brand would harm our ability to grow our audience and to expand the use of our 
marketplace by consumers and dealers.

While we are focused on building our brand recognition, maintaining and enhancing our brand will depend largely on 
the success of our efforts to maintain the trust of consumers and dealers and to deliver value to each consumer and dealer 
using  our  marketplace.    If  consumers  were  to  believe  that  we  are  not  focused  on  providing  them  with  a  better  automobile 
shopping experience, our reputation and the strength of our brand may be adversely affected.

Complaints  or  negative  publicity  about  our  business  practices,  our  management  team  and  employees,  our  marketing 
and advertising campaigns, our compliance with applicable laws and regulations, the integrity of the data that we provide to 
consumers, data privacy and security issues, and other aspects of our business, irrespective of their validity, could diminish 
consumers’ and dealers’ confidence and participation in our marketplace and could adversely affect our brand.  There can be 
no assurance that we will be able to maintain or enhance our brand, and failure to do so would harm our business growth 
prospects and operating results.

Portions  of  our  websites  enable  consumers  and  dealers  using  our  sites  to  communicate  with  one  another  and  other 
persons seeking information or advice on the internet.  Claims of defamation or other injury could be made against us for 
content  posted  on  our  websites.    In  addition,  negative  publicity  and  user  sentiment  generated  as  a  result  of  fraudulent  or 
deceptive conduct by users of our marketplace could damage our reputation, reduce our ability to attract new users or retain 
our current users, and diminish the value of our brand.

15

While we historically focused our marketing efforts on internet and mobile channels, we have implemented brand-focused 
campaigns using television, social media and online video and these efforts may not be successful.

As  a  consumer  brand,  it  is  important  for  us  to  increase  the  visibility  of  our  brand  with  potential  users  of  our 
marketplace.  While we historically focused our marketing efforts on internet and mobile channels, we now advertise through 
television,  social  media,  online  video,  and  other  channels,  with  the  goal  of  driving  greater  brand  recognition,  trust,  and 
loyalty from a broader consumer audience.  If our brand-focused campaigns are not successful and we are unable to recover 
our marketing costs through increases in user traffic and increased subscription and advertising revenue, or if we discontinue 
our brand marketing campaigns, it could have a material adverse effect on our business and financial results.

Our recent, rapid growth is not indicative of our future growth, and our revenue growth rate will continue to decline in 
the future.

Our revenue increased to $454.1 million for the year ended December 31, 2018 from $316.9 million for the year ended 
December 31, 2017, representing a 43% increase between such periods, and increased to $316.9 million for the year ended 
December 31, 2017 from $198.1 million for the year ended December 31, 2016, representing a 60% increase between such 
periods. In the future, our revenue growth rates will continue to decline as we achieve higher market penetration rates, as our 
revenue  increases  to  higher  levels,  and  as  we  experience  increased  competition.    As  our  revenue  growth  rates  decline, 
investors’ perceptions of our business may be adversely affected and the market price of our Class A common stock could 
decline.  In addition, we will not be able to grow as expected, or at all, if we do not accomplish the following:

•

increase the number of consumers using our marketplace;

• maintain and expand the number of dealers that subscribe to our marketplace and maintain and increase the fees 

that they are paying;

•

•

•

attract and retain advertisers placing advertisements in our marketplace;

further improve the quality of our marketplace, and introduce high quality new products; and

increase the number of connections between consumers and dealers using our marketplace

If  we  fail  to  expand  effectively  into  new  markets,  both  domestically  and  abroad,  our  revenue,  business,  and  financial 
results will be harmed.

We intend to continue to expand our operations to target new markets, both domestically and abroad, and there can be 
no  assurance  our  expansion  into  these  new  markets  will  be  successful.    Our  expansion  into  new  markets  places  us  in 
unfamiliar  competitive  environments  and  involves  various  risks,  including  the  need  to  invest  significant  resources  and  the 
likelihood  that  returns  on  such  investments  will  not  be  achieved  for  several  years,  or  possibly  at  all.    In  attempting  to 
establish a presence in new markets, we expect, as we have in the past, to incur significant losses in those markets and face 
various other challenges, such as obtaining and maintaining access to inventory data, competition for consumers and dealers 
using our marketplace, monetizing dealers, new regulatory environments and laws, different consumer shopping habits than 
those we are familiar with, and our ability to expand the number of our account managers to cover those new markets.  Our 
current and any future expansion plans will require significant resources and management attention.  Furthermore, expansion 
into international markets may not yield results similar to those we have achieved in the United States.

Our international operations involve risks that are different from, or in addition to, the risks we may experience as a result 
of our domestic operations, and our exposure to these risks will increase as we expand internationally.

We expect to expand our international operations significantly by continuing to enter new markets and expanding our 
offerings in new languages.  In most international markets, we would not be the first entrant, and our competitors may be 
more established or otherwise better positioned than we are to succeed.  Our competitors may offer services to dealers that 
make dealers dependent on them, such as hosting dealers’ webpages and providing inventory feeds for dealers, which would 
make  it  difficult  to  attract  dealers  to  our  marketplace.    Dealers  may  also  be  parties  to  agreements  with  other  dealers  and 
syndicates  that  prevent  them  from  being  able  to  access  our  marketplace.    In  addition,  we  may  also  face  litigation  from 
competitors in new markets.  Any of these barriers could impede our expansion into international markets, which could affect 
our business and potential growth.

16

In addition to English, we have made portions of our platform available in French, German, Italian, and Spanish, and 
we will need to make all or portions of our platform available in additional languages as we launch in new countries.  We 
may  have  difficulty  modifying  our  technology  and  content  for  use  in  non-English  speaking  markets  or  fostering  new 
communities  in  non-English  speaking  markets.    Our  ability  to  manage  our  business  and  conduct  our  operations 
internationally  requires  considerable  management  attention  and  resources,  and  is  subject  to  the  particular  challenges  of 
supporting  a  rapidly  growing  business  in  an  environment  of  multiple  languages,  cultures,  customs,  legal  and  regulatory 
systems, alternative dispute resolution systems, and commercial infrastructures.  Expanding internationally may subject us to 
new risks or increase our exposure in connection with current risks, including risks associated with:

•

•

•

•

•

•

•

•

•

•

•

•

•

•

recruiting and retaining qualified, multilingual employees, including sales personnel;

adapting our websites to conform to local automobile shopping expectations;

increased competition from local websites and periodicals and potential preferences by local populations for local 
providers;

compliance  with  applicable  foreign  laws  and  regulations,  including  different  privacy,  censorship,  and  liability 
standards and regulations, and different intellectual property laws;

providing  solutions  in  different  languages  and  for  different  cultures,  which  may  require  that  we  modify  our 
solutions and features so they are culturally relevant in different countries;

the enforceability of our intellectual property rights;

credit risk and higher levels of payment fraud;

compliance  with  anti-bribery  laws,  including  compliance  with  the  Foreign  Corrupt  Practices  Act  and  the  U.K.  
Bribery Act;

currency exchange rate fluctuations;

foreign exchange controls that might prevent us from repatriating cash earned outside the United States;

political and economic instability in some countries;

adverse  changes  in  trade  relationships  among  foreign  countries  and/or  between  the  United  States  and  such 
countries; 

double taxation of our international earnings and potentially adverse tax consequences due to changes in the tax 
laws of the United States or the foreign jurisdictions in which we operate; and

higher costs of doing business internationally.

We participate in a highly competitive market, and pressure from existing and new companies may adversely affect our 
business and operating results.

We  face  significant  competition  from  companies  that  provide  listings,  information,  lead  generation,  and  car-buying 
services  designed  to  help  consumers  shop  for  cars  and  to  enable  dealers  to  reach  these  consumers.    Our  competitors  offer 
various marketplaces, products, and services that compete with us.  Some of these competitors include:
• major U.S. online automotive marketplaces: AutoTrader.com, Cars.com, and TrueCar.com;
•

other U.S. automotive websites, such as Edmunds.com, KBB.com, and Carfax.com;

•

•

•

•

•

online automotive marketplaces and websites in international markets;

internet search engines;

digital marketing providers;

peer to peer marketplaces; and

sites operated by individual automobile dealers.

17

We  compete  with  these  and  other  companies  for  a  share  of  dealers’  overall  marketing  budget  for  online  and  offline 
media  marketing  spend.    To  the  extent  that  dealers  view  alternative  marketing  and  media  strategies  to  be  superior  to  our 
marketplace,  we  may  not  be  able  to  maintain  or  grow  the  number  of  dealers  subscribing  to,  and  advertising  on,  our 
marketplace, and our business and financial results may be harmed.

We  also  expect  that  new  competitors  will  continue  to  enter  the  online  automotive  retail  industry  with  competing 

marketplaces, products, and services, which could have an adverse effect on our business and financial results.

Our competitors could significantly impede our ability to expand the number of dealers using our marketplace.  Our 
competitors  may  also  develop  and  market  new  technologies  that  render  our  existing  or  future  marketplace  and  associated 
products less competitive, unmarketable, or obsolete.  In addition, if our competitors develop marketplaces with similar or 
superior functionality to ours, and our web traffic declines, we may need to decrease our subscription and advertising fees.  If 
we are unable to maintain our current pricing structure due to competitive pressures, our revenue would likely be reduced and 
our financial results would be negatively affected.

Our existing and potential competitors may have significantly more financial, technical, marketing, and other resources 
than we have, and the ability to devote greater resources to the development, promotion, and support of their marketplaces, 
products, and services.  They may also have more extensive automotive industry relationships than we have, longer operating 
histories,  and  greater  name  recognition.    As  a  result,  these  competitors  may  be  able  to  respond  more  quickly  with  new 
technologies and to undertake more extensive marketing or promotional campaigns than we can.  Additionally, to the extent 
that any competitor has existing relationships with dealers or auto manufacturers for marketing or data analytics solutions, 
those  dealers  and  auto  manufacturers  may  be  unwilling  to  partner  with  us.    If  we  are  unable  to  compete  with  these 
competitors, the demand for our marketplace and related products and services could substantially decline.

In addition, if one or more of our competitors were to merge or partner with another of our competitors, the change in 
the competitive landscape could adversely affect our ability to compete effectively.  Our competitors may also establish or 
strengthen  cooperative  relationships  with  our  existing  or  future  data  providers,  technology  partners,  or  other  parties  with 
whom we have relationships, thereby limiting our ability to develop, improve, and promote our solutions.  We may not be 
able  to  compete  successfully  against  current  or  future  competitors,  and  competitive  pressures  may  harm  our  business  and 
financial results.

Our  business  could  be  adversely  affected  if  dealer  associations  or  auto  manufacturers  were  to  discourage  or  otherwise 
deter dealers from subscribing to our marketplace.

Although the dealership industry is highly fragmented, a small number of interested parties have significant influence 
over  the  industry.    These  parties  include  state  and  national  dealership  associations,  state  regulators,  automotive 
manufacturers,  consumer  groups,  independent  dealers,  and  consolidated  dealer  groups.    If  and  to  the  extent  these  parties 
believe that dealerships should not enter into or maintain subscription agreements with us, this belief could become shared by 
dealerships and we may lose a number of our paying dealers.

Furthermore,  auto  manufacturers  may  provide  their  franchise  dealers  with  financial  or  other  marketing  support 
conditioned  upon  such  dealers’  adherence  to  certain  marketing  guidelines.    Auto  manufacturers  may  determine  that  the 
manner  in  which  certain  of  their  franchise  dealers  use  our  marketplace  is  inconsistent  with  the  terms  of  such  marketing 
guidelines,  which  determination  could  result  in  potential  or  actual  loss  of  the  manufacturers’  financial  or  other  marketing 
support to the dealers whose use of our marketplace is deemed objectionable.  The potential or actual loss of such marketing 
support may cause such dealers to cease paying for our paid features, which may adversely affect our ability to maintain or 
grow the number of our paying dealers.

Dealer closures or consolidations could reduce demand for our products, which may decrease our revenue.

In the past, the number of United States dealers has declined due to dealership closures and consolidations as a result of 
factors such as global economic downturns.  When dealers consolidate, the services they previously purchased separately are 
often  purchased  by  the  combined  entity  in  a  lesser  quantity  or  for  a  lower  aggregate  price  than  before,  leading  to  volume 
compression and loss of revenue.  Further dealership consolidations or closures could reduce the aggregate demand for our 
products  and  services.    If  dealership  closures  and  consolidations  occur  in  the  future,  our  business,  financial  position  and 
results of operations could be materially and adversely affected.

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We  rely  on  third-party  service  providers  and  strategic  partners  for  many  aspects  of  our  business,  and  any  failure  to 
maintain these relationships could harm our business.

Our  success  will  depend  upon  our  relationships  with  third  parties,  including  our  payment  processor,  our  data  center 
hosts,  our  information  technology  providers,  our  data  providers  for  dealer  inventory  and  vehicle  information,  our  human 
resources  information  system  provider,  our  billing  subscription  software  provider,  our  customer  relationship  management 
software provider, our financial planning and analysis software provider, our information integration platform providers, our 
marketing  platform  providers,  our  business  intelligence  and  data  analytics  providers,  our  search  engine  and  social  media 
advertising providers, our invoice and expense provider, our equity administrator provider, and our general ledger provider, 
as  well  as  our  other  strategic  partners,  including  consumer  and  commercial  lenders.    If  these  third  parties  experience 
difficulty  meeting  our  requirements  or  standards,  have  adverse  audit  results,  violate  the  terms  of  our  relationship  or 
applicable  law,  fail  to  obtain  or  maintain  applicable  licenses,  or  if  the  relationships  we  have  established  with  such  third 
parties expire or otherwise terminate, it could make it difficult for us to operate some aspects of our business, which could 
damage  our  business  and  reputation.    In  addition,  if  such  third-party  service  providers  or  strategic  partners  were  to  cease 
operations,  temporarily  or  permanently,  face  financial  distress  or  other  business  disruptions,  increase  their  fees,  or  if  our 
relationships with these providers or partners deteriorate or terminate, we could suffer increased costs and we may be unable 
to  provide  consumers  with  content  or  provide  similar  services  until  an  equivalent  provider  could  be  found  or  we  could 
develop  replacement  technology  or  operations.    In  addition,  if  we  are  unsuccessful  in  identifying  or  finding  high-quality 
partners,  if  we  fail  to  negotiate  cost-effective  relationships  with  them,  or  if  we  ineffectively  manage  these  relationships,  it 
could have an adverse impact on our business and financial results.

If we continue to grow rapidly, we may not be able to manage our growth effectively.

We have experienced rapid growth in our headcount and operations, which places substantial demand on management 
and our operational infrastructure.  In addition, with further growth and expansion, our employee base will continue to spread 
outside of our headquarters in Cambridge, Massachusetts.  As we continue to grow, we must effectively integrate, develop, 
and motivate a large number of new employees, while maintaining the beneficial aspects of our company culture.  If we do 
not manage the growth of our business and operations effectively, the quality of our services and efficiency of our operations 
could suffer, which could harm our brand, results of operations, and overall business.

We  depend  on  key  personnel  to  operate  our  business,  and  if  we  are  unable  to  retain,  attract  and  integrate  qualified 
personnel, our ability to develop and successfully grow our business could be harmed.

We  believe  our  success  has  depended,  and  continues  to  depend,  on  the  efforts  and  talents  of  our  executives  and 
employees.  Our future success depends on our continuing ability to attract, develop, motivate, and retain highly qualified and 
skilled employees.  Qualified individuals are in high demand, and we may incur significant costs to attract and retain them.  
In addition, the loss of any of our executive officers or key employees could materially adversely affect our ability to execute 
our  business  plan  and  strategy,  and  we  may  not  be  able  to  find  adequate  replacements  on  a  timely  basis,  or  at  all.    Our 
executive  officers  and  other  employees  are  at-will  employees,  which  means  they  may  terminate  their  employment 
relationships with us at any time, and their knowledge of our business and industry would be extremely difficult to replace.  
We  cannot  ensure  that  we  will  be  able  to  retain  the  services  of  any  members  of  our  senior  management  or  other  key 
employees.  If we do not succeed in attracting well-qualified employees or retaining and motivating existing employees, our 
business could be materially and adversely affected.

If we are unable to successfully respond to changes in the market, our business could be harmed.

While our business has grown rapidly as consumers and dealers have increasingly accessed our marketplace, we expect 
that our business will evolve in ways which may be difficult to predict.  For example, we anticipate that over time we may 
reach a point when investments in new user traffic are less productive and the continued growth of our revenue will require 
more  focus  on  developing  new  products  for  consumers  and  dealers,  expanding  our  marketplaces  into  new  international 
markets to attract new consumers and dealers, and increasing our fees for our products.  It is also possible that consumers and 
dealers  could  broadly  determine  that  they  no  longer  believe  in  the  value  of  our  marketplace.    Our  continued  success  will 
depend on our ability to successfully adjust our strategy to meet the changing market dynamics.  If we are unable to do so, 
our  business  could  be  harmed  and  our  results  of  operations  and  financial  condition  could  be  materially  and  adversely 
affected.

19

We  may  be  subject  to  disputes  regarding  the  accuracy  of  Instant  Market  Value,  Deal  Rating,  Dealer  Rating,  New  Car 
Price Guidance and other features of our marketplace.

We  provide  consumers  using  our  marketplace  with  our  proprietary  Instant  Market  Value,  or  IMV,  Deal  Rating,  and 
Dealer Rating, as well as other features to help them evaluate vehicle listings, including price guidance for new car listings, 
or New Car Price Guidance.  Revisions to our automated valuation models, or the algorithms that underlie them, may cause 
the IMV, the Deal Rating, New Car Price Guidance, or other features to vary from our expectations regarding the accuracy of 
these tools.  In addition, from time to time, regulators, consumers, dealers and other industry participants may question or 
disagree with our IMV, Deal Rating, Dealer Rating or New Car Price Guidance.  Any such questions or disagreements could 
result in distraction from our business or potentially harm our reputation, could result in a decline in consumers’ use of our 
marketplace and could result in legal disputes.

As  we  acquire  other  companies  or  technologies,  such  activities  could  divert  our  management’s  attention,  result  in 
additional dilution to our stockholders, and otherwise disrupt our operations and harm our operating results.

Our success will depend, in part, on our ability to grow our business in response to the demands of consumers, dealers, 
and other constituents within the automotive industry as well as competitive pressures.  In some circumstances, we will do so 
through  the  acquisition  of  complementary  businesses  and  technologies  rather  than  through  internal  development.    The 
identification  of  suitable  acquisition  candidates  can  be  difficult,  time-consuming,  and  costly,  and  we  may  not  be  able  to 
successfully complete identified acquisitions.  The risks we face in connection with acquisitions include:

•

•

•

•

•

•

•

•

•

•

diversion  of  management  time  and  focus  from  operating  our  business  to  addressing  acquisition  integration 
challenges;

coordination of technology, product, research, and development, and sales and marketing functions;

transition of the acquired company’s consumers and data to our marketplace and products;

retention of employees from the acquired company;

cultural challenges associated with integrating employees from the acquired company into our organization;

integration  of  the  acquired  company’s  accounting,  management  information,  human  resources,  and  other 
administrative systems;

the need to implement or improve controls, procedures, and policies at a business that prior to the acquisition may 
have lacked effective controls, procedures, and policies;

potential write-offs of intangibles or other assets acquired in such transactions that may have an adverse effect on 
our operating results in a given period;

potential liabilities for activities of the acquired company before the acquisition, including patent and trademark 
infringement  claims,  violations  of  laws,  commercial  disputes,  tax  liabilities,  and  other  known  and  unknown 
liabilities; and

litigation or other claims in connection with the acquired company, including claims from terminated employees, 
consumers, former stockholders, and other third parties.

Our failure to address these risks or other problems encountered in connection with future acquisitions and investments 
could cause us to fail to realize the anticipated benefits of these acquisitions or investments, cause us to incur unanticipated 
liabilities,  cause  us  to  be  reluctant  to  engage  in  future  transactions,  and  harm  our  business  generally.    Acquisitions  could 
result in dilutive issuances of our equity securities, the incurrence of debt, contingent liabilities, amortization expense, and 
impairment charges associated with acquired intangible assets or goodwill, any of which could harm our financial condition.  
Also, the anticipated benefits of any acquisitions may not materialize.

We are subject to a complex framework of federal, state, and foreign laws and regulations, many of which are unsettled, 
still  developing  and  contradictory,  which  have  in  the  past,  and  could  in  the  future,  subject  us  to  claims,  challenge  our 
business model, or otherwise harm our business.

Various aspects of our business are, may become, or may be viewed by regulators from time to time as subject, directly 
or  indirectly,  to  U.S.  federal,  state  and  local  laws  and  regulations,  and  to  foreign  laws  and  regulations.    Failure  to  comply 
with  such  laws  or  regulations  may  result  in  the  suspension  or  termination  of  our  ability  to  do  business  in  affected 
jurisdictions, the imposition of significant civil and criminal penalties, including fines or the award of significant damages 
against us and dealers in class action or other civil litigation, or orders or settlements requiring us to make adjustments to our 
marketplace and related products and services.

20

State Motor Vehicle Sales, Advertising and Brokering, and Consumer Protection Laws

The  advertising  and  sale  of  new  and  used  motor  vehicles  is  highly  regulated  by  the  states  in  which  we  do  business.  
Although  we  do  not  sell  motor  vehicles,  and  although  we  believe  that  vehicle  listings  on  our  site  are  not  themselves 
advertisements,  state  regulatory  authorities  or  third  parties  could  take  the  position  that  some  of  the  laws  or  regulations 
applicable to dealers or to the manner in which motor vehicles are advertised and sold generally are directly applicable to our 
business.  These advertising laws and regulations are frequently subject to multiple interpretations and are not uniform from 
state to state, sometimes imposing inconsistent requirements with respect to new or used motor vehicles.  If our marketplace 
and related products are determined to not comply with relevant regulatory requirements, we or dealers could be subject to 
significant  civil  and  criminal  penalties,  including  fines,  or  the  award  of  significant  damages  in  class  actions  or  other  civil 
litigation,  as  well  as  orders  interfering  with  our  ability  to  continue  providing  our  marketplace  and  related  products  and 
services  in  certain  states.    In  addition,  even  absent  such  a  determination,  to  the  extent  dealers  are  uncertain  about  the 
applicability of such laws and regulations to our business, we may lose, or have difficulty increasing the number of paying 
dealers, which would affect our future growth.  

If  state  regulators  or  other  third  parties  take  the  position  in  the  future  that  our  marketplace  or  related  products  violate 
applicable brokering, bird-dog, consumer protection, consumer finance or advertising laws or regulations, responding to such 
allegations could be costly, could require us to pay significant sums in settlements, could require us to pay civil and criminal 
penalties, including fines, could interfere with our ability to continue providing our marketplace and related products in certain 
states,  or  could  require  us  to  make  adjustments  to  our  marketplace  and  related  products  or  the  manner  in  which  we  derive 
revenue  from  dealers  using  our  marketplace,  any  or  all  of  which  could  result  in  substantial  adverse  publicity,  termination  of 
subscriptions by dealers, decreased revenues, distraction for our employees, increased expenses, and decreased profitability.

Federal Laws and Regulations

The Federal Trade Commission, or the FTC, has the authority to take actions to remedy or prevent acts or practices that 
it  considers  to  be  unfair  or  deceptive  and  that  affect  commerce  in  the  United  States.    If  the  FTC  takes  the  position  in  the 
future that any aspect of our business, including our advertising and privacy practices, constitutes an unfair or deceptive act 
or practice, responding to such allegations could require us to defend our practices and pay significant damages, settlements, 
and civil penalties, or could require us to make adjustments to our marketplace and related products and services, any or all of 
which could result in substantial adverse publicity, distraction for our employees, loss of participating dealers, lost revenues, 
increased expenses, and decreased profitability.

Our platform enables us, dealers, and users to send and receive text messages and other mobile phone communications.  
The  Telephone  Consumer  Protection  Act,  or  the  TCPA,  as  interpreted  and  implemented  by  the  Federal  Communications 
Commission, or the FCC, and federal and state courts, imposes significant restrictions on utilization of telephone calls and 
text  messages  to  residential  and  mobile  telephone  numbers  as  a  means  of  communication,  particularly  if  the  prior  express 
consent of the person being contacted has not been obtained.  Violations of the TCPA may be enforced by the FCC, by state 
attorneys general, or by others through litigation, including class actions.  Statutory penalties for TCPA violations range from 
$500  to  $1,500  per  violation,  which  is  often  interpreted  to  mean  per  phone  call  or  text  message.    Furthermore,  several 
provisions  of  the  TCPA,  as  well  as  applicable  rules  and  orders,  are  open  to  multiple  interpretations,  and  compliance  may 
involve fact-specific analyses.

Any failure by us, or the third parties on which we rely, to adhere to, or successfully implement, appropriate processes 
and procedures in response to existing or future laws and regulations could result in legal and monetary liability, fines and 
penalties, or damage to our reputation in the marketplace, any of which could have a material adverse effect on our business, 
financial condition, and results of operations.  Even if the claims are meritless, we may be required to expend resources and 
pay  costs  to  defend  against  regulatory  actions  or  third-party  claims.    Additionally,  any  change  to  the  TCPA  or  its 
interpretation  that  further  restricts  the  way  consumers  and  dealers  interact  through  our  platform,  or  any  governmental  or 
private  enforcement  actions  related  thereto,  could  adversely  affect  our  ability  to  attract  customers  and  could  harm  our 
business, financial condition, results of operations, and cash flows.

Federal Antitrust Laws

U.S.  federal  antitrust  laws  prohibit,  among  other  things,  any  joint  conduct  among  competitors  that  would  lessen 
competition in the marketplace.  We believe that we are in compliance with the legal requirements imposed by such antitrust 
laws.    However,  a  governmental  or  private  civil  action  alleging  the  improper  exchange  of  information,  or  unlawful 
participation in price maintenance or other unlawful or anticompetitive activity, even if unfounded, could be costly to defend 
and could harm our business, results of operations, financial condition, and cash flows.

21

Other

Claims could be made against us under both U.S. and foreign laws, including claims for defamation, libel, invasion of 
privacy,  copyright  or  trademark  infringement,  or  claims  based  on  other  theories  related  to  the  nature  and  content  of  the 
materials  disseminated  by  users  of  our  marketplace  and  portions  of  our  websites.    In  addition,  domestic  and  foreign 
legislation has been proposed that could prohibit or impose liability for the transmission over the internet of certain types of 
information.    Our  defense  against  any  of  these  actions  could  be  costly  and  involve  significant  time  and  attention  of  our 
management  and  other  resources.    If  we  become  liable  for  information  provided  by  our  users  and  transmitted  in  our 
marketplace in any jurisdiction in which we operate, we could be directly harmed and we may be forced to implement new 
measures to reduce our exposure to this liability.

The  foregoing  description  of  laws  and  regulations  to  which  we  are  or  may  be  subject  is  not  exhaustive,  and  the 
regulatory  framework  governing  our  operations  is  subject  to  continuous  change.    As  we  expand  our  operations 
internationally, we are, and we will continue to be, exposed to legal and regulatory risks including with respect to privacy, 
tax,  law  enforcement,  content,  intellectual  property,  competition,  and  other  matters.    The  enactment  of  new  laws  and 
regulations  or  the  interpretation  of  existing  laws  and  regulations,  both  domestically  and  internationally,  in  an  unfavorable 
way may affect the operation of our business, directly or indirectly, which could result in substantial regulatory compliance 
costs,  civil  or  criminal  penalties,  including  fines,  adverse  publicity,  loss  of  participating  dealers,  lost  revenues,  increased 
expenses, and decreased profitability.  Further, investigations by governmental agencies, including the FTC, into allegedly 
anticompetitive, unfair, deceptive or other business practices by us or dealers using our marketplace, could cause us to incur 
additional  expenses  and,  if  adversely  concluded,  could  result  in  substantial  civil  or  criminal  penalties  and  significant  legal 
liability, or orders requiring us to make adjustments to our marketplace and related products and services.

Our business is subject to risks related to the larger automotive industry ecosystem, including consumer demand, global 
supply chain challenges, and other macroeconomic issues.

Decreases in consumer demand could adversely affect the market for automobile purchases and, as a result, reduce the 
number  of  consumers  using  our  platform.    Consumer  purchases  of  new  and  used  automobiles  generally  decline  during 
recessionary  periods  and  other  periods  in  which  disposable  income  is  adversely  affected.    Purchases  of  new  and  used 
automobiles are typically discretionary for consumers and have been, and may continue to be, affected by negative trends in the 
economy, including: the cost of energy and gasoline; the availability and cost of credit; rising interest rates, which may reduce 
the  demand  for  consumer  credit  due  to  the  higher  cost  of  borrowing;  reductions  in  business  and  consumer  confidence;  stock 
market volatility; increased unemployment; and changing trade barriers, including increased tariff rates or custom duties.  

Further,  in  recent  years  the  market  for  motor  vehicles  has  experienced  rapid  changes  in  technology  and  consumer 
demands.    Self-driving  technology,  ride  sharing,  transportation  networks,  and  other  fundamental  changes  in  transportation 
could impact consumer demand for the purchase of automobiles.  A reduction in the number of automobiles purchased by 
consumers could adversely affect dealers and car manufacturers and lead to a reduction in other spending by these groups, 
including targeted incentive programs.  

In  addition,  our  business  may  be  negatively  affected  by  challenges  to  the  larger  automotive  industry  ecosystem, 
including  global  supply  chain  challenges,  changes  to  trade  policies,  and  other  macroeconomic  issues.    For  example,  the 
United  Kingdom’s  referendum  to  exit  the  European  Union,  or  the  EU,  commonly  referred  to  as  “Brexit”,  could  adversely 
affect  European  and  global  economic  or  market  conditions,  contribute  to  instability  in  global  financial  markets,  and  cause 
disruptions to and create uncertainty surrounding our business and operations in the United Kingdom.  These factors could 
have a material adverse effect on our business, results of operations, and financial condition.

Making decisions that we believe are in the best interests of our marketplace may cause us to forgo short-term gains in 
pursuit of potential but uncertain long-term growth.

In  the  past,  we  have  forgone,  and  we  will  in  the  future  continue  to  forgo,  certain  expansion  or  short-term  revenue 
opportunities that we do not believe are in the long-term best interests of our marketplace, even if such decisions negatively 
impact  our  results  of  operations  in  the  short  term.    For  example,  we  manage  the  text-chat  feature  of  our  websites  where 
consumers  can  message  paying  dealers.    Our  management  of  this  feature  has  helped  improve  dealer  response  times  to 
consumers, which in turn improves the consumer experience.  While our management of this feature provides value to both 
consumers and paying dealers and could be a potential source of short-term revenue for us, we are not currently charging for 
this  feature  and  are  instead  focusing  on  the  potential  long-term  value  of  this  feature  to  our  marketplace  and  its  users.  
However, this strategy may not result in the long-term benefits that we expect, in which case our user traffic and engagement, 
business, and financial results could be harmed.

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A significant disruption in service on our websites could damage our reputation and result in a loss of consumers, which 
could harm our business, brand, operating results, and financial condition.

Our brand, reputation, and ability to attract consumers, dealers, and advertisers depend on the reliable performance of 
our  technology  infrastructure  and  content  delivery.    We  may  experience  significant  interruptions  with  our  systems  in  the 
future.    Interruptions  in  these  systems,  whether  due  to  system  failures,  computer  viruses,  ransomware,  or  physical  or 
electronic break-ins, could affect the security or availability of our marketplace on our websites, and prevent or inhibit the 
ability  of  dealers  and  consumers  to  access  our  marketplace.    For  example,  past  disruptions  have  impacted  our  ability  to 
activate customer accounts and manage our billing activities in a timely manner.  Such interruptions could also result in third 
parties  accessing  our  confidential  and  proprietary  information,  including  our  intellectual  property.    Problems  with  the 
reliability or security of our systems could harm our reputation, harm our ability to protect our confidential and proprietary 
information, result in a loss of consumers and dealers, and result in additional costs.

Substantially all of the communications, network, and computer hardware used to operate our platform is located in the 
United  States  near  Boston,  Massachusetts,  and  in  Europe  near  London,  England.    Although  we  have  two  locations  in  the 
United  States  and  we  believe  our  systems  are  redundant,  there  may  be  exceptions  for  certain  hardware  or  software.    In 
addition, we do not own or control the operation of these facilities.  We also use third-party hosting services to back up some 
data.  Our systems and operations are vulnerable to damage or interruption from fire, flood, power loss, telecommunications 
failure,  terrorist  attacks,  acts  of  war,  electronic  and  physical  break-ins,  computer  viruses,  earthquakes,  and  similar  events.  
The occurrence of any of these events could result in damage to our systems and hardware or could cause them to fail.  In 
addition, we may not have sufficient protection or recovery plans in certain circumstances.

Problems faced by our third-party web hosting providers could adversely affect the experience consumers have while 
using  our  marketplace.    Our  third-party  web  hosting  providers  could  close  their  facilities  without  adequate  notice.    Any 
financial difficulties, up to and including bankruptcy, faced by our third-party web hosting providers or any of the service 
providers whose services they use may have negative effects on our business, the nature and extent of which are difficult to 
predict.  If our third-party web hosting providers are unable to keep up with our growing capacity needs, our business could 
be harmed.

Any errors, defects, disruptions, or other performance or reliability problems with our network operations could cause 
interruptions in access to our marketplace as well as delays and additional expense in arranging new facilities and services 
and could harm our reputation, business, operating results, and financial condition.

Although  we  carry  business  interruption  insurance,  it  may  not  be  sufficient  to  compensate  us  for  the  potentially 
significant losses, including the potential harm to the future growth of our business, that may result from interruptions in our 
service as a result of system failures.

We  collect,  process,  store,  transfer,  share,  disclose,  and  use  consumer  information  and  other  data,  and  our  actual  or 
perceived failure to protect such information and data or respect users’ privacy could damage our reputation and brand 
and harm our business and operating results.

Use of some functions of our marketplace involves the storage and transmission of consumers’ information, such as IP 
addresses and contact information of users who connect with dealers and profile information of users who create accounts on 
our marketplace, and dealers’ information.  We also process and store personal and confidential information of our vendors, 
partners and employees.  Some of this information may be private, and security breaches could expose us to a risk of loss or 
exposure of this information, which could result in potential liability, litigation, and remediation costs.  For example, hackers 
could steal our users’ profile passwords, names, email addresses, phone numbers, and zip codes.  We rely on encryption and 
authentication technology licensed from third parties to effect secure transmission of such information.  Like all information 
systems and technology, our websites, mobile applications, and information systems are subject to computer viruses, break-
ins,  phishing  attacks,  attempts  to  overload  the  systems  with  denial-of-service  or  other  attacks,  ransomware,  and  similar 
incidents or disruptions from unauthorized use of our computer systems, any of which could lead to interruptions, delays, or 
website shutdowns, and could cause loss of critical data and the unauthorized disclosure, access, acquisition, alteration, and 
use  of  personal  or  other  confidential  information.    If  we  experience  compromises  to  our  security  that  result  in  website  or 
mobile application performance or availability problems, the complete shutdown of our websites or mobile applications, or 
the loss or unauthorized disclosure, access, acquisition, alteration, or use of confidential information, consumers, customers, 
advertisers, partners, vendors and employees may lose trust and confidence in us, and consumers may decrease the use of our 
websites or stop using our websites entirely, dealers may stop or decrease their subscriptions with us, and advertisers may 
decrease or stop advertising on our websites.  

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Further, outside parties have attempted and will continue to attempt to fraudulently induce employees, consumers, or 
advertisers  to  disclose  sensitive  information  in  order  to  gain  access  to  our  information  or  our  consumers’,  dealers’, 
advertisers’ and employees’ information.  As cyber-attacks increase in frequency and sophistication, our cyber-security and 
business continuity plans may not be effective in anticipating, preventing and effectively responding to all potential cyber-
risk  exposures.    In  addition,  because  the  techniques  used  to  obtain  unauthorized  access,  disable  or  degrade  service,  or 
sabotage systems change frequently, often are not recognized until after being launched against a target, and may originate 
from  less  regulated  and  remote  areas  around  the  world,  we  may  be  unable  to  proactively  address  these  techniques  or  to 
implement adequate preventative measures.

Any or all of the issues above could negatively impact our ability to attract new consumers and increase engagement by 
existing consumers, cause existing consumers to curtail or stop use of our marketplace or close their accounts, cause existing 
dealers  and  advertisers  to  cancel  their  contracts,  cause  employees  to  terminate  their  employment,  cause  employment 
candidates  to  be  unwilling  to  accept  employment  offers,  and  or  subject  us  to  governmental  or  third-party  lawsuits, 
investigations, regulatory fines, or other actions or liability, thereby harming our business, results of operations, and financial 
condition.

There are numerous federal, national, state, and local laws and regulations in the United States and around the world 
regarding  privacy  and  the  collection,  processing,  storage,  sharing,  disclosure,  use,  cross-border  transfer,  and  protection  of 
personal information and other data.  These laws and regulations are evolving, are subject to differing interpretations, may be 
costly to comply with, may result in regulatory fines or penalties, may subject us to third-party lawsuits, may be inconsistent 
between countries and jurisdictions, and may conflict with other requirements.

We  seek  to  comply  with  industry  standards  and  are  subject  to  the  terms  of  our  privacy  policies  and  privacy-related 
obligations to third parties.  We strive to comply with all applicable laws, policies, legal obligations, and industry codes of 
conduct relating to privacy and data protection.  However, it is possible that these obligations may be interpreted and applied 
in  new  ways  or  in  a  manner  that  is  inconsistent  from  one  jurisdiction  to  another  and  may  conflict  with  other  rules  or  our 
practices  and  that  new  regulations  could  be  enacted.    Several  proposals  have  recently  become  effective  or  are  pending,  as 
applicable,  before  federal,  state,  local,  and  foreign  legislative  and  regulatory  bodies  that  could  significantly  affect  our 
business, including the General Data Protection Regulation in the EU, or the GDPR, which went into effect on May 25, 2018, 
and  the  new  California  Consumer  Privacy  Act,  which  is  expected  to  become  effective  in  January  2020.    The  GDPR  in 
particular  has  already  required,  and  may  further  require,  us  to  change  our  policies  and  procedures  and,  if  we  are  not  in 
compliance, may seriously harm our business.  Similarly, Brexit may further require us to change our policies and procedures 
and, if we are not in compliance, may seriously harm our business. Any failure or perceived failure by us to comply with our 
privacy policies, our privacy-related obligations to consumers or other third parties, or our privacy-related legal obligations, 
or  any  compromise  of  security  that  results  in  the  unauthorized  release  or  transfer  of  sensitive  information,  which  could 
include  personally  identifiable  information  or  other  user  data,  may  result  in  governmental  investigations,  enforcement 
actions, regulatory fines, litigation, or public statements against us by consumer advocacy groups or others, and could cause 
consumers and dealers to lose trust in us, which could have an adverse effect on our business.  Additionally, if any third party 
that we share information with experiences a security breach or fails to comply with its privacy-related legal obligations or 
commitments to us, such matters may put consumer or dealer information at risk and could in turn expose us to claims for 
damages or regulatory fines or penalties and harm our reputation, business, and operating results.

We may in the future be subject to intellectual property disputes, which are costly to defend and could harm our business 
and operating results.

We  may  from  time  to  time  face  allegations  that  we  have  infringed  the  trademarks,  copyrights,  patents,  and  other 
intellectual property rights of third parties, including from our competitors or non-practicing entities, or may learn of possible 
infringement  to  our  trademarks,  copyrights,  patents,  and  other  intellectual  property.    We  could  also  be  subject  to  lawsuits 
where  consumers  and  dealers  posting  content  on  our  websites  disseminate  materials  that  infringe  the  intellectual  property 
rights of third parties.  We have encountered lawsuits in the past containing allegations of intellectual property infringement.

Patent and other intellectual property litigation may be protracted and expensive, and the results are difficult to predict 
and  may  require  us  to  stop  offering  some  features,  purchase  licenses,  or  modify  our  marketplace  and  features  while  we 
develop non-infringing substitutes or may result in significant settlement costs.

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In addition, we use open source software in our platform and will use open source software in the future.  From time to 
time, we may face claims from companies that incorporate open source software into their products, claiming ownership of, 
or  demanding  release  of,  the  source  code,  the  open  source  software,  or  derivative  works  that  were  developed  using  such 
software, or otherwise seeking to enforce the terms of the applicable open source license.  These claims could also result in 
litigation,  require  us  to  purchase  a  costly  license  or  require  us  to  devote  additional  product,  technology,  and  development 
resources  to  change  our  platform  or  services,  any  of  which  would  have  a  negative  effect  on  our  business  and  operating 
results.

Even if these matters do not result in litigation or are resolved in our favor or without significant cash settlements, these 
matters, and the time and resources necessary to litigate or resolve them, could harm our business, our operating results, and 
our reputation.

Failure to adequately protect our intellectual property could harm our business and operating results.

Our business depends on our intellectual property, the protection of which is crucial to the success of our business.  We 
rely  on  a  combination  of  patent,  trademark,  trade  secret,  and  copyright  law  and  contractual  restrictions  to  protect  our 
intellectual property.  In addition, we attempt to protect our intellectual property, technology, and confidential information by 
requiring  our  employees  and  consultants  to  enter  into  confidentiality  and  assignment  of  inventions  agreements  and  third 
parties to enter into nondisclosure agreements as we deem appropriate.  Despite our efforts to protect our proprietary rights, 
unauthorized  parties  may  attempt  to  copy  aspects  of  our  websites  features,  software,  and  functionality  or  obtain  and  use 
information that we consider proprietary.

Competitors may adopt service names similar to ours, thereby harming our ability to build brand identity and possibly 
leading  to  user  confusion.    In  addition,  there  could  be  potential  trade  name  or  trademark  infringement  claims  brought  by 
owners of other registered trademarks, or trademarks that incorporate variations of the term “CarGurus.”  If we are restricted 
in any way in registering our CARGURUS mark in international markets, it could impact our ability to establish and grow 
our business in Europe and other countries.  Also, while we have registered the CARGURUS and CG logos in the EU and the 
United Kingdom, as well as the word-mark CARGURUS in the United Kingdom and Spain, we are not able to register the 
word-mark  CARGURUS  in  the  EU  as  the  mark  was  deemed  to  be  non-distinctive,  and  thus  unregisterable.   We  may  be 
unable  to  register  CARGURUS,  the  word-mark,  in  certain  other  countries  in  the  EU.   If  we  are  unable  to  register  the 
CARGURUS word-mark in any country, it may limit our ability to challenge unauthorized users of marks that are the same 
as or similar to CARGURUS.

We currently hold the “CarGurus.com” internet domain name and various other related domain names.  The regulation 
of  domain  names  is  subject  to  change.    Regulatory  bodies  could  establish  additional  top-level  domains,  appoint  additional 
domain name registrars, or modify the requirements for holding domain names.  As a result, we may not be able to acquire or 
maintain all domain names that use the name CarGurus.   In addition, third parties may create copycat or squatter domains to 
deceive consumers, which could harm our brand, interfere with our ability to register domain names, and result in additional 
costs.

Confidentiality agreements with employees and others may not adequately prevent disclosure of trade secrets and other 
proprietary information.

In order to protect our technologies and processes, we rely in part on confidentiality agreements with our employees, 
independent  contractors,  and  other  advisors.    These  agreements  may  not  effectively  prevent  disclosure  of  confidential 
information,  including  trade  secrets,  and  may  not  provide  an  adequate  remedy  in  the  event  of  unauthorized  disclosure  of 
confidential information.  Others may also independently discover our trade secrets and proprietary information, and in such 
cases we may not be able to assert our trade secret rights against such parties.  To the extent that our employees, contractors, 
or other third parties with whom we do business use intellectual property owned by others in their work for us, disputes may 
arise  as  to  the  rights  to  related  or  resulting  know-how  and  inventions.    The  loss  of  confidential  information  or  intellectual 
property  rights,  including  trade  secret  protection,  could  make  it  easier  for  third  parties  to  compete  with  our  products.    In 
addition, any changes in, or unexpected interpretations of, intellectual property laws may compromise our ability to enforce 
our  trade  secret  and  intellectual  property  rights.    Costly  and  time-consuming  litigation  could  be  necessary  to  enforce  and 
determine  the  scope  of  our  proprietary  rights,  and  failure  to  obtain  or  maintain  protection  of  our  trade  secrets  or  other 
proprietary information could harm our business, results of operations, reputation, and competitive position.

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We may be unable to halt the operations of websites that aggregate or misappropriate our data.

From  time  to  time,  third  parties  may  misappropriate  our  data  through  website  scraping,  robots,  or  other  means  and 
aggregate this data on their websites with data from other companies.  In addition, copycat websites may misappropriate data 
in  our  marketplace  and  attempt  to  imitate  our  brand  or  the  functionality  of  our  websites.    If  we  become  aware  of  such 
activities, we intend to employ technological or legal measures in an attempt to halt their operations.  However, we may be 
unable  to  detect  all  such  activities  in  a  timely  manner  and,  even  if  we  could,  technological  and  legal  measures  may  be 
insufficient to halt their operations.  In some cases, particularly in the case of entities operating outside of the United States, 
our available remedies may not be adequate to protect us against the impact of the operation of such websites.  Regardless of 
whether we can successfully enforce our rights against the operators of these websites, any measures that we may take could 
require  us  to  expend  significant  financial  or  other  resources,  which  could  harm  our  business,  results  of  operations,  and 
financial condition.  In addition, to the extent that such activity creates confusion among consumers or advertisers, our brand 
and business could be harmed.

We have incurred operating losses in the past and we may generate losses in the future.

We have incurred net operating losses in the past.  Although we have experienced significant growth in revenue, our 
revenue  growth  rate  is  likely  to  continue  to  decline  in  the  future  as  a  result  of  a  variety  of  factors.    Our  international 
expansion and new product launches may cause our costs to increase in future periods as we continue to expend substantial 
financial resources to enter into those markets and promote the new products, as applicable.  Our costs may also increase due 
to general administrative expenses, such as legal and accounting expenses related to being a public company.  If we fail to 
increase our revenue or manage these additional costs, we may incur losses in the future.

Complying with the laws and regulations affecting public companies has increased and will continue to increase our costs 
and the demands on management and could harm our operating results.

As  a  public  company,  we  are  incurring  significant  legal,  accounting,  and  other  expenses  that  we  did  not  incur  as  a 
private company and these expenses are increasing as we are no longer an “emerging growth company,” as defined in the 
Jumpstart Our Business Startups Act of 2012, or the JOBS Act, as of December 31, 2018.  In addition, the Sarbanes-Oxley 
Act of 2002, or the Sarbanes-Oxley Act, and rules subsequently implemented by the SEC and the Nasdaq Stock Market, or 
Nasdaq, impose various requirements on public companies, including requiring certain corporate governance practices.  Our 
management and other personnel expect to devote a substantial amount of time to these compliance initiatives.  Moreover, 
these rules and regulations have increased and will continue to increase our legal, accounting, and financial compliance costs 
and have made and will continue to make some activities more time consuming and costly.  These rules and regulations could 
also  make  it  more  difficult  for  us  to  attract  and  retain  qualified  persons  to  serve  on  our  board  of  directors  or  our  board 
committees or as executive officers.

In  addition,  the  Sarbanes-Oxley  Act  requires,  among  other  things,  that  we  assess  the  effectiveness  of  our  internal 
control  over  financial  reporting  annually  and  the  effectiveness  of  our  disclosure  controls  and  procedures  quarterly.    In 
particular, as we are now a large accelerated filer, our independent registered public accounting firm is required to attest to 
the  effectiveness  of  our  internal  control  over  financial  reporting,  pursuant  to  Section 404  of  the  Sarbanes-Oxley  Act,  or 
Section 404,  and  the  cost  of  our  compliance  with  Section 404  has  correspondingly  increased.    Our  compliance  with 
applicable  provisions  of  Section 404  requires  that  we  incur  substantial  accounting  expense  and  expend  significant 
management time on compliance-related issues as we implement additional corporate governance practices and comply with 
reporting requirements.

We  must  maintain  proper  and  effective  internal  controls  over  financial  reporting  and  any  failure  to  maintain  the 
adequacy of these internal controls may adversely affect investor confidence in our company and, as a result, the value of 
our Class A common stock could decline.

We are required, pursuant to Section 404 and the related rules adopted by the SEC, to furnish a report by management 
on, among other things, the effectiveness of our internal control over financial reporting on an annual basis.  This assessment 
includes disclosure of any material weaknesses identified by our management in our internal control over financial reporting.  
During the evaluation and testing process, if we identify and fail to remediate one or more material weaknesses in our internal 
control over financial reporting, we will be unable to assert that our internal controls are effective.

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In addition, our independent registered public accounting firm must attest to the effectiveness of our internal control 
over  financial  reporting  under  Section  404.    Our  independent  registered  public  accounting  firm  may  issue  a  report  that  is 
adverse to us in the event it is not satisfied with the level at which our controls are documented, designed or operating.  We 
may  not  be  able  to  remediate  any  future  material  weaknesses,  or  to  complete  our  evaluation,  testing  and  any  required 
remediation in a timely fashion.  We are also required to disclose significant changes made to our internal control procedures 
on a quarterly basis.  Our compliance with Section 404 will require that we incur substantial accounting expense and expend 
significant management efforts.

Any failure to maintain internal control over financial reporting could severely inhibit our ability to accurately report 
our financial condition or results of operations.  If we are unable to assert that our internal control over financial reporting is 
effective  or  our  independent  registered  public  accounting  firm  is  unable  to  express  an  opinion  on  the  effectiveness  of  our 
internal control over financial reporting when it is required to issue such opinion, we could lose investor confidence in the 
accuracy  and  completeness  of  our  financial  reports,  the  market  price  of  our  Class  A  common  stock  could  decline,  and  we 
could be subject to sanctions or investigations by Nasdaq, the SEC or other regulatory authorities.

Seasonality may cause fluctuations in our operating results.

Across  the  retail  automotive  industry,  consumer  purchases  typically  increase  through  the  first  three  quarters  of  each 
year, due in part to the introduction of new vehicle models from manufacturers, and our consumer-marketing spend generally 
grows accordingly.  As consumer purchases slow in the fourth quarter, our rate of marketing spend typically also slows.  This 
seasonality  has  not  been  immediately  apparent  historically  due  to  the  overall  growth  of  other  operating  expenses.    As  our 
growth  rates  begin  to  moderate,  the  impact  of  these  seasonality  trends  on  our  results  of  operations  could  become  more 
pronounced.

We expect our results of operations to fluctuate on a quarterly and annual basis.

Our revenue and results of operations could vary significantly from period to period and may fail to match expectations 
as a result of a variety of factors, some of which are outside of our control.  Our results may vary as a result of fluctuations in 
the  number  of  dealers  subscribing  to  our  marketplace  and  the  size  and  seasonal  variability  of  our  advertisers’  marketing 
budgets.  As a result of the potential variations in our revenue and results of operations, period-to-period comparisons may 
not  be  meaningful  and  the  results  of  any  one  period  should  not  be  relied  on  as  an  indication  of  future  performance.    In 
addition, our results of operations may not meet the expectations of investors or public market analysts who follow us, which 
may adversely affect our stock price.

Our management team has limited experience managing a public company.

Members  of  our  management  team  have  limited  experience  managing  a  publicly  traded  company,  interacting  with 
public  company  investors,  and  complying  with  the  increasingly  complex  laws  pertaining  to  public  companies.     Our 
management  team  may  not  successfully  or  efficiently  manage  a  public  company  that  is  subject  to  significant  regulatory 
oversight  and  reporting  obligations  under  the  federal  securities  laws  and  the  scrutiny  of  securities  analysts  and 
investors.   These obligations and constituents require significant attention from our management team and may divert their 
attention  away  from  the  day-to-day  management  of  our  business,  which  could  materially  adversely  affect  our  business, 
financial condition and operating results.

We may require additional capital to pursue our business objectives and respond to business opportunities, challenges, or 
unforeseen circumstances.  If capital is not available to us, our business, operating results, and financial condition may be 
harmed.

We  intend  to  continue  to  make  investments  to  support  our  growth  and  may  require  additional  capital  to  pursue  our 
business objectives and respond to business opportunities, challenges, or unforeseen circumstances, including to increase our 
marketing  expenditures  to  improve  our  brand  awareness,  develop  new  products,  further  improve  our  marketplace  and 
existing  products,  enhance  our  operating  infrastructure,  expand  internationally  and  acquire  complementary  businesses  and 
technologies.    Accordingly,  we  may  need  to  engage  in  equity  or  debt  financings  to  secure  additional  funds.    However, 
additional funds may not be available when we need them on terms that are acceptable to us or at all.  Volatility in the credit 
markets may also have an adverse effect on our ability to obtain debt financing.

27

If we raise additional funds through further issuances of equity or convertible debt securities, our existing stockholders 
could  suffer  significant  dilution,  and  any  new  equity  securities  we  issue  could  have  rights,  preferences,  and  privileges 
superior  to  those  of  holders  of  our  Class A  common  stock.    If  we  are  unable  to  obtain  adequate  financing  or  financing  on 
terms  satisfactory  to  us  when  we  require  it,  our  ability  to  continue  to  pursue  our  business  objectives  and  to  respond  to 
business  opportunities,  challenges,  or  unforeseen  circumstances  could  be  significantly  limited,  and  our  business,  operating 
results, financial condition, and prospects could be adversely affected.

Changes in applicable tax law could negatively affect our business, results of operations and financial condition. 

We are subject to taxation in the United States. On June 21, 2018, the United States Supreme Court issued its decision 
in South Dakota v. Wayfair, Inc., the Wayfair Decision. The Wayfair Decision overturned prior case law that held that out-of-
state merchants were not required to collect sales taxes unless they had a physical presence in the buyer’s state. Although we 
currently believe that the Wayfair Decision is unlikely to have a material effect on our business, it has created uncertainty 
over sales tax liability, and could precipitate reactions by legislators, regulators and courts that could adversely increase our 
tax administrative costs and tax risk, and negatively affect our overall business, results of operations and financial condition.

Risks Related to Our Class A Common Stock

Our founder controls a majority of the voting power of our outstanding capital stock, and, therefore, has control over key 
decision-making and could control our actions in a manner that conflicts with the interests of other stockholders.

Primarily by virtue of his holdings in shares of our Class B common stock, which has a ten-to-one voting ratio compared 
to our Class A common stock, Langley Steinert, our founder, Chief Executive Officer and Chairman, is able to exercise voting 
rights with respect to a majority of the voting power of our outstanding capital stock and therefore has the ability to control the 
outcome of matters submitted to our stockholders for approval, including the election of directors and any merger, consolidation, 
or  sale  of  all  or  substantially  all  of  our  assets.    This  concentrated  control  could  delay,  defer,  or  prevent  a  change  of  control, 
merger,  consolidation,  or  sale  of  all  or  substantially  all  of  our  assets  that  our  other  stockholders  support,  or  conversely  this 
concentrated control could result in the consummation of such a transaction that our other stockholders do not support.  This 
concentrated control could also discourage a potential investor from acquiring our Class A common stock, which has limited 
voting power relative to the Class B common stock, and might harm the trading price of our Class A common stock.  In addition, 
Mr.  Steinert  has  the  ability  to  control  the  management  and  major  strategic  investments  of  our  company  as  a  result  of  his 
positions as our Chief Executive Officer and Chairman, and his ability to control the election or replacement of our directors.  As 
a board member and officer, Mr. Steinert owes a fiduciary duty to our stockholders and must act in good faith in a manner he 
reasonably believes to be in the best interests of our stockholders.  If Mr. Steinert’s status as an officer and director is terminated, 
his fiduciary duties to our stockholders will also terminate, but his voting power as a stockholder will not be reduced as a result 
of such termination unless such termination is either made voluntarily by Mr. Steinert, due to Mr. Steinert’s death, or if the sum 
of the number of shares of our capital stock held by Mr. Steinert, by any Family Member of Mr. Steinert, and by any Permitted 
Entity of Mr. Steinert (as such terms are defined in our amended and restated certificate of incorporation), assuming the exercise 
and settlement in full of all outstanding options and convertible securities and calculated on an as-converted to Class A common 
stock basis, is less than 9,091,484 shares.  As a stockholder, even a controlling stockholder, Mr. Steinert is entitled to vote his 
shares in his own interests, which may not always be aligned with the interests of our other stockholders.  

We believe that Mr. Steinert’s continued control of a majority of the voting power of our outstanding capital stock is 
beneficial to us and is in the best interests of our stockholders.  In the event that Mr. Steinert no longer controls a majority of 
the voting power, whether as a result of the disposition of some or all his shares of Class A or Class B common stock, the 
conversion of the Class B common stock into Class A common stock in accordance with its terms, or otherwise, our business 
or the trading price of our Class A common stock may be adversely affected.

28

The  multiple  class  structure  of  our  common  stock  has  the  effect  of  concentrating  voting  control  with  our  founder  and 
certain  other  holders  of  our  Class B  common  stock,  which  will  limit  or  preclude  the  ability  of  our  stockholders  to 
influence corporate matters.

Our  Class B  common  stock  has  ten  votes  per  share  and  our  Class A  common  stock  has  one  vote  per  share.  
Stockholders who hold shares of Class B common stock, including certain of our executive officers, employees, and directors 
and their affiliates, together hold a substantial majority of the voting power of our outstanding capital stock.  Because of the 
ten-to-one  voting  ratio  between  our  Class B  and  Class A  common  stock,  the  holders  of  our  Class B  common  stock 
collectively  control  a  majority  of  the  combined  voting  power  of  our  common  stock  and  therefore  are  able  to  control  all 
matters submitted to our stockholders for approval so long as the shares of Class B common stock represent at least 9.1% of 
all outstanding shares of our Class A and Class B common stock.  This concentrated control will limit or preclude the ability 
of our stockholders to influence corporate matters for the foreseeable future.

Transfers by holders of Class B common stock will generally result in those shares converting into Class A common 
stock,  subject  to  limited  exceptions,  such  as  certain  transfers  effected  for  estate  planning  or  charitable  purposes.    The 
conversion of Class B common stock into Class A common stock will have the effect, over time, of increasing the relative 
voting  power  of  those  holders  of  Class B  common  stock  who  retain  their  shares  in  the  long  term.    If,  for  example,  Mr. 
Steinert retains a significant portion of his holdings of Class B common stock for an extended period of time, he could, in the 
future, continue to control a majority of the combined voting power of our outstanding capital stock.

The  price  of  our  Class A  common  stock  has  been  and  may  continue  to  be  volatile  and  the  value  of  our  stockholders’ 
investment in our stock could decline.

The trading price of our Class A common stock has been and may continue to be volatile and fluctuate substantially.  
The  trading  price  of  our  Class A  common  stock  depends  on  a  number  of  factors,  including  those  described  in  this  “Risk 
Factors” section, many of which are beyond our control and may not be related to our operating performance.  Factors that 
could cause fluctuations in the trading price of our Class A common stock include the following:

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

price and volume fluctuations in the overall stock market from time to time;

changes in operating performance and stock market valuations of other technology companies generally, or those 
in our industry in particular;

sales of shares of our Class A common stock by us or our stockholders;

failure of securities analysts to maintain coverage of us, changes in financial estimates by any securities analysts 
who follow our company, or our failure to meet these estimates or the expectations of investors;

announcements by us or our competitors of new products;

the public’s reaction to our press releases, other public announcements, and filings with the SEC;

rumors and market speculation involving us or other companies in our industry;

actual or anticipated changes in our operating results or fluctuations in our operating results;

actual  or  anticipated  developments  in  our  business,  our  competitors’  businesses,  or  the  competitive  landscape 
generally;

litigation  involving  us,  our  industry  or  both,  or  investigations  by  regulators  into  our  operations  or  those  of  our 
competitors;

developments or disputes concerning our intellectual property or other proprietary rights;

announced or completed acquisitions of businesses or technologies by us or our competitors;

new laws or regulations or new interpretations of existing laws or regulations applicable to our business;

changes in accounting standards, policies, guidelines, interpretations, or principles;

any significant change in our management;

conditions in the automobile industry; and

general economic conditions and slow or negative growth of our markets.

29

In  addition,  the  stock  market  in  general,  and  the  market  for  technology  companies  in  particular,  have  experienced 
extreme  price  and  volume  fluctuations  that  have  often  been  unrelated  or  disproportionate  to  the  operating  performance  of 
those  companies.    Broad  market  and  industry  factors  may  seriously  affect  the  market  price  of  our  Class A  common  stock, 
regardless of our actual operating performance.  In addition, in the past, following periods of volatility in the overall market 
and the market prices of a particular company’s securities, securities class action litigations have often been instituted against 
these  companies.    Litigation  of  this  type,  if  instituted  against  us,  could  result  in  substantial  costs  and  a  diversion  of  our 
management’s attention and resources.

The exclusion of our Class A common stock from major stock indexes could adversely affect the trading market and price 
of our Class A common stock.

Several major stock index providers have announced they will begin to exclude, or are considering plans to exclude, 
from their indexes the securities of companies with unequal voting rights such as ours.  Exclusion from stock indexes could 
make it more difficult, or impossible, for some fund managers to buy the excluded securities, particularly in the case of index 
tracking mutual funds and exchange traded funds.  The exclusion of our Class A common stock from major stock indexes 
could adversely affect the trading market and price of our Class A common stock.

Anti-takeover  provisions  contained  in  our  amended  and  restated  certificate  of  incorporation  and  amended  and  restated 
bylaws, as well as provisions of Delaware law, could impair a takeover attempt.

The  provisions  of  our  amended  and  restated  certificate  of  incorporation  and  amended  and  restated  bylaws,  and 
provisions of Delaware law, may have the effect of rendering more difficult, delaying, or preventing an acquisition deemed 
undesirable by our board of directors. Our corporate governance documents include provisions:

•

•

•

•

•

•

•

•

creating a classified board of directors whose members serve staggered three-year terms;

authorizing  “blank  check”  preferred  stock,  which  may  contain  voting,  liquidation,  dividend,  and  other  rights 
superior  to  our  Class  A  common  stock  and  which,  from  and  after  the  date,  referred  to  as  the  threshold  date,  on 
which the votes applicable to the Class A common stock and Class B common stock controlled by Mr. Steinert 
represent less than a majority of the aggregate votes applicable to all shares of the outstanding Class A common 
stock and Class B common stock, could be issued by our board of directors without stockholder approval;

limiting the liability of, and providing indemnification to, our directors and officers;

limiting the ability of our stockholders to call and bring business before special meetings;

requiring advance notice of stockholder proposals for business to be conducted at meetings of our stockholders and 
for nominations of candidates for election to our board of directors;

limiting  the  ability,  from  and  after  the  threshold  date,  of  stockholders  to  amend  our  amended  and  restated 
certificate of incorporation;

limiting  the  ability,  from  and  after  the  threshold  date,  of  stockholders  to  fill  vacant  directorships  and  remove 
directors; and

prohibiting cumulative voting by stockholders.

These provisions, alone or together, could delay or prevent hostile takeovers and changes in control or changes in our 

management.

As a Delaware corporation, we are also subject to provisions of Delaware law, including Section 203 of the Delaware 
General Corporation law, which prevents some stockholders holding more than 15% of our outstanding common stock from 
engaging  in  certain  business  combinations  without  approval  of  the  holders  of  substantially  all  of  our  outstanding  common 
stock.

Any provision of our amended and restated certificate of incorporation, amended and restated bylaws, or Delaware law 
that has the effect of delaying or deterring a change in control could limit the opportunity for our stockholders to receive a 
premium for their shares of our Class A common stock, and could also affect the price that some investors are willing to pay 
for our Class A common stock.

30

Our  amended  and  restated  certificate  of  incorporation  includes  a  forum  selection  clause,  which  could  limit  our 
stockholders’ ability to obtain a favorable judicial forum for disputes with us.

Our amended and restated certificate of incorporation provides that, unless we consent in writing to the selection of an 
alternative forum, the Court of Chancery of the State of Delaware will, to the fullest extent permitted by law, be the sole and 
exclusive forum for any stockholder to bring: (i) any derivative action or proceeding brought on behalf of us; (ii) any action 
asserting a claim of breach of a fiduciary duty owed by any of our directors, officers or other employees or agents to us or to 
our  stockholders;  (iii) any  action  asserting  a  claim  against  us  arising  pursuant  to  any  provision  of  the  Delaware  General 
Corporation Law or our amended and restated certificate of incorporation or amended and restated bylaws; (iv) any action to 
interpret, apply, enforce or determine the validity of our amended and restated certificate of incorporation or our amended 
and  restated  bylaws;  or  (v) any  action  asserting  a  claim  against  us  or  any  of  our  directors,  officers,  or  other  employees  or 
agents  governed  by  the  internal  affairs  doctrine.    Any  person  or  entity  purchasing  or  otherwise  acquiring  any  interest  in 
shares of our capital stock is deemed to have notice of and have consented to the foregoing provisions.  This forum selection 
provision in our amended and restated certificate of incorporation may limit our stockholders’ ability to obtain a favorable 
judicial  forum  for  disputes  with  us.    It  is  also  possible  that,  notwithstanding  the  forum  selection  clause  included  in  our 
amended and restated certificate of incorporation, a court could rule that such a provision is inapplicable or unenforceable.

If securities or industry analysts do not publish, or cease publishing, research or reports about us, our business or our 
market, or if they change their recommendations regarding our stock adversely, our stock price and trading volume could 
decline.

The trading market for our Class A common stock is influenced by the research and reports that industry or securities 
analysts may publish about us, our business, our market, and our competitors.  If any of the analysts that covers us changes its 
recommendation regarding our stock adversely, or provides more favorable relative recommendations about our competitors, 
our stock price would likely decline.  If any analyst that covers us were to cease coverage of our company or fail to regularly 
publish reports on us, we could lose visibility in the financial markets, which in turn could cause our stock price or trading 
volume to decline.

We do not intend to pay cash dividends for the foreseeable future.

We have never declared or paid cash dividends on our capital stock.  We currently intend to retain any future earnings 
to  finance  the  operation  and  expansion  of  our  business,  and  we  do  not  expect  to  declare  or  pay  any  cash  dividends  in  the 
foreseeable future.  As a result, our stockholders may only receive a return on their investment in our Class A common stock 
if the trading price of their shares increases.

Our status as a “controlled company” could make our Class A common stock less attractive to some investors or otherwise 
harm our stock price.

More  than  50%  of  our  voting  power  is  held  by  Mr.  Steinert.    As  a  result,  we  are  a  “controlled  company”  under  the 
corporate  governance  rules  for  Nasdaq-listed  companies.    Under  these  rules,  a  company  of  which  more  than  50%  of  the 
voting power is held by an individual, a group or another company is a controlled company and may elect not to comply with 
certain Nasdaq corporate governance requirements, including:

•

•

•

•

the requirement that a majority of our board of directors consist of “independent directors” as defined under the 
rules of Nasdaq;

the  requirement  that  we  have  a  compensation  committee  that  is  composed  entirely  of  directors  meeting  Nasdaq 
independence  standards  applicable  to  compensation  committee  members  with  a  written  charter  addressing  the 
committee’s purpose and responsibilities;

the requirement that our compensation committee be responsible for the hiring and overseeing of persons acting as 
compensation consultants and be required to consider certain independence factors when engaging such persons; 
and

the requirement that director nominees either be selected, or recommended for board of directors’ selection, either 
by “independent directors” as defined under the rules of Nasdaq constituting a majority of the board of director’s 
independent  directors  in  a  vote  in  which  only  independent  directors  participate,  or  by  a  nominations  committee 
comprised solely of independent directors.

31

We have relied on certain or all of these exemptions.  Accordingly, should the interests of our controlling stockholder 
differ from those of other stockholders, the other stockholders may not have the same protections afforded to stockholders of 
companies that are subject to all of the corporate governance rules for Nasdaq-listed companies.  Our status as a controlled 
company could make our Class A common stock less attractive to some investors or otherwise harm our stock price.

As of December 31, 2018, we are no longer an emerging growth company and, as a result, we have incurred and expect to 
continue to incur significant additional legal and financial compliance costs by preparing to comply, and complying with, 
increased disclosure and governance requirements.

As of December 31, 2018, as a result of our market capitalization as of June 29, 2018 (and our having been public for 
at  least  12  months  as  of  December  31,  2018  and  our  having  filed  our  2017  Annual  Report  with  the  SEC),  we  are  a  large 
accelerated filer and ceased being an emerging growth company. Therefore, we are subject to certain requirements that apply 
to  other  public  companies  but  did  not  previously  apply  to  us  due  to  our  status  as  an  emerging  growth  company.  These 
requirements include:

•

•

•

the  provisions  of  Section 404  requiring  that  our  independent  registered  public  accounting  firm  provide  an 
attestation report on the effectiveness of our internal control over financial reporting;

the  requirement  to  provide  detailed  compensation  discussion  and  analysis  in  proxy  statements  and  reports  filed 
under the Exchange Act; and
the  “say  on  pay”  provisions  (requiring  a  non-binding  stockholder  vote  to  approve  compensation  of  certain 
executive  officers)  and  the  “say  on  golden  parachute”  provisions  (requiring  a  non-binding  stockholder  vote  to 
approve golden parachute arrangements for certain executive officers in connection with mergers and certain other 
business combinations) of the Dodd-Frank Wall Street Reform and Consumer Protection Act, or the Dodd-Frank 
Act,  and  some  of  the  disclosure  requirements  of  the  Dodd-Frank  Act  relating  to  compensation  of  our  Chief 
Executive Officer.

We have already begun incurring significant additional legal and financial compliance costs in connection with our loss 
of  emerging  growth  company  status.  We  expect  that  our  compliance  with  these  additional  requirements,  including  the 
provisions  of  Section  404,  will  continue  to  substantially  increase  our  legal  and  financial  compliance  costs  and  make  some 
activities more time consuming and costly.

32

Item 1B. Unresolved Staff Comments. 

Not applicable.

Item 2. Properties. 

We do not own any real property. Our principal executive offices are located in Cambridge, Massachusetts where we 
lease  a  total  of  approximately  148,375  square  feet  of  space  in  three  buildings  under  leases  that  expire  in  November  2022, 
January 2024, and October 2033. We also lease office space in Dublin, Ireland for our European operations, and in Detroit, 
Michigan, for additional space for our advertising sales employees.

Item 3. Legal Proceedings. 

From time to time we may become involved in legal proceedings or be subject to claims arising in the ordinary course 
of our business. We are not presently subject to any pending or threatened litigation that we believe, if determined adversely 
to  us,  individually,  or  taken  together,  would  reasonably  be  expected  to  have  a  material  adverse  effect  on  our  business  or 
financial results.

Item 4. Mine Safety Disclosures.

Not applicable.

33

PART II

Item  5.  Market  for  Registrant’s  Common  Equity,  Related  Stockholder  Matters  and  Issuer  Purchases  of  Equity 
Securities. 

Market Information for Common Stock

Our  Class  A  common  stock  has  been  listed  on  the  Nasdaq  Global  Select  Market  under  the  symbol  “CARG”  since 
October 12, 2017. Prior to that date, there was no public trading market for our Class A common stock. Our initial public 
offering, or IPO, was priced at $16.00 per share on October 11, 2017.

On February 27, 2019, the last reported sale price of our Class A common stock on the Nasdaq Global Select Market 

was $42.65 per share. 

Holders

As  of  February  22,  2019,  we  had  28 holders  of  record  of  our  Class  A  common  stock.  The  actual  number  of 
stockholders is greater than this number of record holders, and includes stockholders who are beneficial owners but whose 
shares are held in street name by brokers and other nominees. The number of holders of record does not include stockholders 
whose shares may be held in trust by other entities.

Dividends

We have never declared or paid any cash dividends on our common stock. We currently anticipate that we will retain 
future  earnings  to  fund  development  and  growth  of  our  business,  and  we  do  not  anticipate  paying  cash  dividends  in  the 
foreseeable future.

Performance Graph

This performance graph shall not be deemed “soliciting material” or to be “filed” with the Securities and Exchange 
Commission  for  purposes  of  Section 18  of  the  Securities  Exchange  Act  of  1934,  as  amended,  or  the  Exchange  Act,  or 
otherwise be subject to the liabilities under that section, and shall not be deemed to be incorporated by reference into any 
filing of CarGurus, Inc. under the Exchange Act or the Securities Act of 1933, as amended.

The  following  graph  shows  a  comparison  from  October 12,  2017  (the  date  our  Class  A  common  stock  commenced 
trading  on  the  Nasdaq  Global  Select  Market)  through  December 31,  2018  of  the  cumulative  total  return  for  our  Class  A 
common stock, the Nasdaq Composite Index and the S&P 500 Index. All values assume a $100 initial cash investment and 
data  for  the  Nasdaq  Composite  Index  and  the  S&P 500  Index  assume  reinvestment  of  dividends,  if  any.  Such  returns  are 
based on historical results and are not intended to suggest future performance. 

C O M P A R I S O N   O F   C U M U L A T I V E   T O T A L
R E T U R N   O F   C A R G U R U S ,   I N C .

$250

$200

$150

$100

$50

1 0 / 1 2 / 2 0 1 7

1 2 / 3 1 / 2 0 1 7

3 / 3 1 / 2 0 1 8

6 / 3 0 / 2 0 1 8

9 / 3 0 / 2 0 1 8

1 2 / 3 1 / 2 0 1 8

CarGurus, Inc.

Nasdaq Composite Index

S&P 500 Index

34

Recent Sales of Unregistered Securities

None.

Purchases of Equity Securities 

None.

35

Item 6. Selected Consolidated Financial Data. 

The  following  Selected  Consolidated  Financial  Data  should  be  read  in  conjunction  with  “Management’s  Discussion 
and Analysis of Financial Condition and Results of Operations”, the consolidated financial statements and related notes, and 
other financial information included in this Annual Report on Form 10-K.

We derived the consolidated statements of operations data for the years ended December 31, 2018, 2017, and 2016 and 
the consolidated balance sheet data as of December 31, 2018 and 2017 from our audited consolidated financial statements, 
which are included elsewhere in this Annual Report on Form 10-K. We derived the consolidated statement of operations data 
for the year ended December 31, 2015 and the consolidated balance sheet data as of December 31, 2016 and 2015 from our 
audited consolidated financial statements, which are not included in this Annual Report on Form 10-K. Historical results are 
not necessarily indicative of the results to be expected in future periods.

Consolidated Statements of Operations Data:
Revenue:

Marketplace subscription ..............................................................  $
Advertising and other ....................................................................   
Total revenue ......................................................................................   
Cost of revenue(1) ................................................................................   
Gross profit .........................................................................................   
Operating expenses:

Sales and marketing ......................................................................   
Product, technology, and development .........................................   
General and administrative............................................................   
Depreciation and amortization ......................................................   
Total operating expenses ....................................................................   
Income (loss) from operations ............................................................   
Other income (expense), net:

Year Ended
December 31,

2018(4)

2017

2016

2015

(in thousands, except share and per share data)

405,780   $
48,306    
454,086    
24,811    
429,275    

282,664   $
34,197    
316,861    
17,609    
299,252    

171,302   $
26,839    
198,141    
9,575    
188,566    

315,939    
47,866    
39,475    
2,804    
406,084    
23,191    

236,165    
22,470    
22,688    
2,655    
283,978    
15,274    

154,125    
11,453    
12,783    
1,634    
179,995    
8,571    

75,142 
23,446 
98,588 
4,234 
94,354 

81,877 
8,235 
5,801 
969 
96,882 
(2,528)

2,283    
10    
2,293    
25,484    
(39,686)   
65,170   $

Interest income ..............................................................................   
Other income (expense) ................................................................   
Total other income (expense), net ..............................................   
Income before income taxes ...............................................................   
(Benefit from) provision for income taxes .........................................   
Net income (loss)................................................................................  $
Net income (loss) per share attributable to common
   stockholders, basic and diluted:(2)
Basic ...................................................................................................  $
Diluted ................................................................................................  $
Weighted—average shares used to compute net income
   (loss) per share attributable to common
   stockholders:(2)
Basic ...................................................................................................    108,833,028     55,835,265     44,138,922     43,141,236 
Diluted ................................................................................................    113,364,712     60,637,584     44,138,922     43,141,236 

869    
(306)   
563    
15,837    
2,638    
13,199   $

416    
(42)   
374    
8,945    
2,448    
6,497   $

1 
(13)
(12)
(2,540)
(904)
(1,636)

(0.58)  $
(0.58)  $

0.13   $
0.12   $

0.60   $
0.57   $

(0.41)
(0.41)

Other Financial Information:

Adjusted EBITDA(3) ................................................................  $

49,014   $

24,097   $

10,965   $

(366)

(1)

Includes  depreciation  and  amortization  expense  for  the  years  ended  December 31,  2018,  2017,  2016,  and  2015  of 
$2,225, $1,140, $438, and $153, respectively.

36

 
 
 
 
 
   
   
   
 
 
 
 
  
     
     
     
  
  
     
     
     
  
  
     
     
     
  
  
     
     
     
  
  
     
     
     
  
  
     
     
     
  
 
  
     
     
     
  
  
     
     
     
  
(2)

(3)

(4)

For years ended December 31, 2018, 2017 and 2016, see Note 9 of the notes to our consolidated financial statements 
included elsewhere in this Annual Report on Form 10-K for an explanation of the calculations of our net income (loss) 
per share attributable to common stockholders. For year ended December 31, 2015, see our Annual Report on Form 10-
K  for  the  year  ended  December  31,  2017  for  an  explanation  of  the  calculations  of  our  net  income  (loss)  per  share 
attributable to common stockholders.

See “— Adjusted EBITDA” below for more information and for a reconciliation of Adjusted EBITDA to net income 
(loss), the most directly comparable financial measure calculated and presented in accordance with GAAP.

See Note 2 of the notes to our consolidated financial statements included elsewhere in this Annual Report on Form 10-
K for an explanation of the impact of adoption of ASC 606.

2018(1)

December 31,

2017

2016

(in thousands)

2015

Consolidated Balance Sheet Data:
Cash, cash equivalents, and investments...............  $ 157,687 
Property and equipment, net..................................   
24,269 
Working capital .....................................................    131,355 
Total assets ............................................................    268,290 
74,179 
Total liabilities.......................................................   
Convertible preferred stock ...................................   
— 
Total stockholders’ equity (deficit) .......................    194,111 

 $ 137,709 
16,563 
   114,238 
   176,594 
49,569 
— 
   127,025 

 $ 74,250 
12,780 
56,457 
   100,331 
35,605 
   132,698 

(67,972)   

 $ 61,363 
7,147 
52,751 
77,781 
20,534 
73,378 
(16,131)

(1)

See Note 2 of the notes to our consolidated financial statements included elsewhere in this Annual Report on Form 10-
K for an explanation of the impact of adoption of ASC 606.

Adjusted EBITDA

To provide investors with additional information regarding our financial results, we monitor and have presented within 
this Annual Report on Form 10-K Adjusted EBITDA, which is a non-GAAP financial measure. This non-GAAP financial 
measure  is  not  based  on  any  standardized  methodology  prescribed  by  U.S.  generally  accepted  accounting  principles,  or 
GAAP, and is not necessarily comparable to similarly titled measures presented by other companies.

We  define  Adjusted  EBITDA  as  net  income  (loss),  adjusted  to  exclude:  depreciation  and  amortization,  stock-based 
compensation  expense,  other  (income)  expense,  net,  the  (benefit  from)  provision  for  income  taxes,  and  certain  one-time, 
non-recurring  items,  if  and  when  applicable.  We  have  presented  Adjusted  EBITDA  in  this  Annual  Report  on  Form  10-K 
because  it  is  a  key  measure  used  by  our  management  and  board  of  directors  to  understand  and  evaluate  our  operating 
performance, generate future operating plans, and make strategic decisions regarding the allocation of capital. In particular, 
we  believe  that  the  exclusion  of  certain  items  in  calculating  Adjusted  EBITDA  can  produce  a  useful  measure  for 
period-to-period comparisons of our business.

We use Adjusted EBITDA to evaluate our operating performance and trends and make planning decisions. We believe 
Adjusted  EBITDA  helps  identify  underlying  trends  in  our  business  that  could  otherwise  be  masked  by  the  effect  of  the 
expenses  that  we  exclude.  Accordingly,  we  believe  that  Adjusted  EBITDA  provides  useful  information  to  investors  and 
others  in  understanding  and  evaluating  our  operating  results,  enhancing  the  overall  understanding  of  our  past  performance 
and future prospects, and allowing for greater transparency with respect to key financial metrics used by our management in 
its financial and operational decision-making. In addition, we evaluate our Adjusted EBITDA in relation to our revenue. We 
refer to this as Adjusted EBITDA margin and define it as Adjusted EBITDA divided by total revenue.

Our Adjusted EBITDA is not prepared in accordance with GAAP, and should not be considered in isolation of, or as an 
alternative to, measures prepared in accordance with GAAP. There are a number of limitations related to the use of Adjusted 
EBITDA rather than net income, which is the most directly comparable GAAP equivalent. Some of these limitations are:

• Adjusted  EBITDA  excludes  stock-based  compensation  expense,  which  will  be,  for  the  foreseeable  future,  a 

significant recurring expense for our business and an important part of our compensation strategy;

• Adjusted EBITDA excludes depreciation and amortization expense and, although these are non-cash expenses, the 

assets being depreciated may have to be replaced in the future;

37

 
 
 
 
 
   
   
   
 
 
 
 
   
     
     
      
  
  
  
  
  
  
  
  
  
  
  
  
  
• Adjusted EBITDA does not reflect other income, net which primarily includes interest income;
• Adjusted EBITDA does not reflect income tax payments or tax benefits that reduce cash available to us; and
•

other companies, including companies in our industry, may calculate Adjusted EBITDA differently, which reduces 
its usefulness as a comparative measure.

Because of these limitations, we consider, and you should consider, Adjusted EBITDA together with other operating 

and financial performance measures presented in accordance with GAAP.

The following table presents a reconciliation of Adjusted EBITDA to net income (loss), the most directly comparable 

measure calculated in accordance with GAAP, for each of the periods presented.

2018(1)

Year Ended
December 31,

2017

2016

(in thousands)

Reconciliation of Adjusted EBITDA:
Net income (loss)...................................................  $ 65,170 
5,029 
Depreciation and amortization ..............................   
20,794 
Stock-based compensation expense ......................   
(2,293)   
Other (income) expense, net..................................   
(Benefit from) provision for income taxes ............   
(39,686)   
Adjusted EBITDA .................................................  $ 49,014 

 $

 $

 $ 13,199 
3,795 
5,028 
(563)   
2,638 
 $ 24,097 

6,497 
2,072 
322 
(374)   
2,448 
 $ 10,965 

 $

2015

(1,636)
1,122 
1,040 
12 
(904)
(366)

(1)

See Note 2 of the notes to our consolidated financial statements included elsewhere in this Annual Report on Form 10-
K for an explanation of the impact of adoption of ASC 606 on net income and benefit from taxes for the year ended 
December 31, 2018.

38

 
 
 
 
 
   
   
   
 
 
 
 
   
      
      
      
  
  
  
  
  
  
  
  
  
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations. 

You  should  read  the  following  discussion  and  analysis  of  our  financial  condition  and  results  of  operations  together 
with our consolidated financial statements and the related notes and other financial information included elsewhere in this 
report. Some of the information contained in this discussion and analysis or elsewhere in this report, including information 
with respect to our plans and strategy for our business and our performance and future success, includes forward-looking 
statements  that  involve  risks  and  uncertainties.  See  “Special  Note  Regarding  Forward-Looking  Statements.”  You  should 
review the “Risk Factors” section of this Annual Report on Form 10-K for a discussion of important factors that could cause 
actual results to differ materially from the results described in or implied by the forward-looking statements contained in the 
following  discussion  and  analysis.  In  this  discussion,  we  use  financial  measures  that  are  considered  non-GAAP  financial 
measures  under  Securities  and  Exchange  Commission  rules.  These  rules  regarding  non-GAAP  financial  measures  require 
supplemental  explanation  and  reconciliation,  which  is  included  elsewhere  in  this  Annual  Report  on  Form  10-K.  Investors 
should not consider non-GAAP financial measures in isolation from or in substitution for, financial information presented in 
compliance with U.S. generally accepted accounting principles, or GAAP.

Company Overview

CarGurus  is  a  global,  online  automotive  marketplace  connecting  buyers  and  sellers  of  new  and  used  cars.  Using 
proprietary technology, search algorithms, and innovative data analytics, we provide information and analysis that create a 
differentiated  automotive  search  experience  for  consumers.  Our  trusted  marketplace  empowers  users  with  unbiased 
third-party  validation  on  pricing  and  dealer  reputation  as  well  as  other  information  that  aids  them  in  finding  “Great  Deals 
from Top-Rated Dealers.” In addition to the United States, we operate online marketplaces in Canada, the United Kingdom, 
Germany, Italy, and Spain.

We  generate  marketplace  subscription  revenue  from  dealers  through  Listing  and  Dealer  Display  subscriptions,  and 
advertising  revenue  from  automobile  manufacturers  and  other  auto-related  brand  advertisers.  We  generated  revenue  of 
$454.1 million in 2018, $316.9 million in 2017, and $198.1 million in 2016, representing year-over-year increases of 43% in 
2018 and 60% in 2017. 

In 2018, we generated net income of $65.2 million and our Adjusted EBITDA was $49.0 million, compared to a net 
income  of  $13.2 million  and  Adjusted  EBITDA  of  $24.1  million  in  2017,  and  a  net  income  of  $6.5  million  and  Adjusted 
EBITDA of $11.0 million in 2016. See “Selected Consolidated Financial Data — Adjusted EBITDA” for more information 
regarding our use of Adjusted EBITDA, a non-GAAP financial measure, and a reconciliation of Adjusted EBITDA to our net 
income.

We  have  two  reportable  segments,  United  States  and  International.  See  Note 11  of  our  Consolidated  Financial 

Statements included in Item 8 of this Annual Report on Form 10-K for more information.

Key Business Metrics

We regularly review a number of metrics, including the key metrics listed below, to evaluate our business, measure our 
performance,  identify  trends  affecting  our  business,  formulate  financial  projections,  and  make  operating  and  strategic 
decisions.  We  believe  it  is  important  to  evaluate  these  metrics  for  the  United  States  and  International  segments.  The 
International  segment  derives  revenues  from  marketplace  subscriptions,  advertising  services,  and  other  revenues  from 
customers  outside  of  the  United  States.  International  markets  perform  differently  from  the  United  States  market  due  to  a 
variety  of  factors,  including  our  operating  history  in  the  market,  our  rate  of  investment,  market  size,  market  maturity,  and 
other dynamics unique to each country. 

39

Monthly Unique Users

For each of our websites, we define a monthly unique user as an individual who visited such website within a calendar 
month,  based  on  data  as  measured  by  Google  Analytics.  We  calculate  average  monthly  unique  users  as  the  sum  of  the 
monthly unique users in a given period, divided by the number of months in that period. We count a unique user the first time 
a  computer  or  mobile  device  with  a  unique  device  identifier  accesses  one  of  our  websites  during  a  calendar  month.  If  an 
individual accesses one of our websites using a different device within a given month, the first access by each such device is 
counted as a separate unique user. We view our average monthly unique users as a key indicator of the quality of our user 
experience, the effectiveness of our advertising and traffic acquisition, and the strength of our brand awareness. Measuring 
unique  users  is  important  to  us  because  our  marketplace  subscription  revenue  depends,  in  part,  on  our  ability  to  provide 
dealers  with  connections  to  our  users  and  exposure  to  our  marketplace  audience.  We  define  connections  as  interactions 
between consumers and dealers on our marketplace through phone calls, email, managed text and chat, and clicks to access 
the dealer’s website or map directions to the dealership.

Average Monthly Unique Users

2018

Year Ended
December 31,
2017
(in thousands)

2016

United States......................................................................   
International.......................................................................   
Total ................................................................................   

34,275     
4,280     

38,555 

24,469     
2,451     

26,920 

20,120 
1,396 
21,516  

Monthly Sessions

We define monthly sessions as the number of distinct visits to our websites that take place each month within a given 
time frame, as measured and defined by Google Analytics. We calculate average monthly sessions as the sum of the monthly 
sessions in a given period, divided by the number of months in that period. A session is defined as beginning with the first 
page view from a computer or mobile device and ending at the earliest of when a user closes their browser window, after 30 
minutes of inactivity, or at midnight Eastern Time each night. A session can be made up of multiple page views and visitor 
actions, such as performing a search, visiting vehicle detail pages, and connecting with a dealer. We believe the volume of 
sessions in a time period, when considered in conjunction with the number of unique users in that time period, is an indicator 
of consumer satisfaction and engagement with our marketplace.

Average Monthly Sessions

2018

Year Ended
December 31,
2017
(in thousands)

2016

United States......................................................................   
International.......................................................................   
Total ................................................................................   

91,798     
9,873     

101,671 

64,758     
5,365     

70,123 

46,706 
2,627 
49,333  

Number of Paying Dealers

A paying dealer is a dealer, based on a distinct associated inventory feed, that subscribes to our Enhanced or Featured 
Listing  product  at  the  end  of  a  defined  period.  We  believe  that  the  number  of  paying  dealers  is  indicative  of  the  value 
proposition of our Listing products, and our sales and marketing success, including our ability to retain paying dealers and 
develop new dealer relationships.

Number of Paying Dealers
United States......................................................................   
International.......................................................................   
Total ................................................................................   

As of
December 31,
2017
25,122     
2,548     

2018
27,534     
3,938     

31,472 

27,670 

2016
20,349 
952 
21,301  

40

 
 
 
 
   
   
 
 
 
 
  
  
 
 
 
 
   
   
 
 
 
 
  
  
 
 
 
 
   
   
 
  
  
Average Annual Revenue per Subscribing Dealer (AARSD)

We measure the average annual revenue we receive from each paying dealer. We define AARSD, which is measured at 
the  end  of  a  defined  period,  as  the  total  marketplace  subscription  revenue  during  the  trailing  12 months  divided  by  the 
average number of paying dealers during the same trailing 12-month period. We believe that our ability to grow AARSD is 
an indicator of the value proposition of our products and the return on investment, or ROI, our paying dealers realize from 
our  products.  Increases  in  AARSD,  which  we  believe  reflect  the  value  of  exposure  to  our  engaged  audience  in  relation  to 
subscription  cost,  are  driven  by  our  ability  to  grow  the  volume  of  connections  to  our  users  and  the  quality  of  those 
connections, which result in increased opportunity to upsell package levels and cross-sell additional products to our paying 
dealers.

Average Annual Revenue per Subscribing Dealer (AARSD)
United States .....................................................................  $
International ......................................................................  $
Consolidated......................................................................  $

As of
December 31,
2017
12,055    $
4,904    $
11,544    $

2018
14,819    $
4,778    $
13,718    $

2016
10,383 
3,830 
10,187  

Adjusted EBITDA

We  define  Adjusted  EBITDA  as  net  income  (loss),  adjusted  to  exclude:  depreciation  and  amortization,  stock-based 
compensation  expense,  other  (income)  expense,  net,  the  (benefit  from)  provision  for  income  taxes,  and  certain  one-time, 
non-recurring  items,  if  and  when  applicable.  We  monitor  and  have  presented  Adjusted  EBITDA  in  this  Annual  Report  on 
Form  10-K  as  a  non-GAAP  financial  measure  to  supplement  the  financial  information  we  present  on  a  GAAP  basis  to 
provide investors with additional information regarding our financial results. Adjusted EBITDA, as a non-GAAP financial 
measure, should not be considered in isolation from, or as an alternative to, measures prepared in accordance with GAAP. 
We consider, and you should consider, Adjusted EBITDA together with other operating and financial performance measures 
presented  in  accordance  with  GAAP.  Also,  our  non-GAAP  measure  may  not  necessarily  be  comparable  to  similarly  titled 
measures presented by other companies.

We believe that Adjusted EBITDA is a key indicator of our operating results. For further explanation of the uses and 
limitations of this measure and a reconciliation of our Adjusted EBITDA to the most directly comparable GAAP measure, 
net income, please see “Selected Consolidated Financial Data — Adjusted EBITDA.”

Components of Consolidated Statements of Operations

Revenue

Our revenue is derived from two primary sources: (i) marketplace subscription revenue and (ii) advertising and other 

revenue, as described below. 

Marketplace Subscription Revenue

We offer three types of marketplace Listing products to dealers: Basic Listing, which is free; and Enhanced or Featured 
Listing, which require a paid subscription under a monthly, quarterly, semiannual, or annual subscription basis. Contractual 
subscriptions for customers generally auto-renew on a monthly basis and are cancellable by dealers with 30-days’ advance 
notice.  We  also  offer  Listing  dealers  access  to  the  Dealer  Dashboard,  which  includes  a  performance  summary,  Dealer 
Insights  tool,  user  review  management  platform,  Pricing  Tool,  and  Market  Analysis  tool.  The  Pricing  Tool  and  Market 
Analysis tool are available only to paying dealers. 

In addition to listing inventory in the marketplace and providing access to the Dealer Dashboard, we offer Enhanced 
and Featured Listing dealers other subscription advertising and customer acquisition products, including display advertising 
that  appears  in  our  marketplace  and  on  other  sites  on  the  internet.  This  advertising  can  be  targeted  by  geography,  search 
history,  and  a  number  of  other  factors,  and  dealer  search  engine  marketing,  which  helps  dealers  more  effectively  acquire 
customers through paid search, social media, and retargeted advertising.

41

 
 
 
 
   
   
 
Advertising and Other Revenue

Advertising  and  other  revenue  consists  primarily  of  non-dealer  display  advertising  revenue  from  auto  manufacturers 
and  other  auto-related  brand  advertisers  sold  on  a  cost  per  thousand  impressions,  or  CPM,  basis.  An  impression  is  an 
advertisement loaded on a web page. In addition to advertising sold on a CPM basis, we also have advertising sold on a cost 
per click basis. Auto manufacturers and other brand advertisers can execute advertising campaigns that are targeted across a 
wide variety of parameters, including demographic groups, behavioral characteristics, specific auto brands, categories such as 
Certified Pre-Owned, and segments such as hybrid vehicles. 

For a description of our revenue accounting policies, see “— Critical Accounting Policies and Significant Estimates.”

Cost of Revenue

Cost of revenue primarily consists of costs related to supporting and hosting our product offerings. These costs include 
salaries, benefits, incentive compensation, and stock-based compensation expense related to the customer support team and 
third-party  service  provider  costs  such  as  data  center  and  networking  expenses,  allocated  overhead,  depreciation  and 
amortization  expense  associated  with  our  property  and  equipment,  and  amortization  of  capitalized  website  development 
costs. We allocate overhead costs, such as rent and facility costs, information technology costs, and employee benefit costs, 
to  all  departments  based  on  headcount.  As  such,  general  overhead  expenses  are  reflected  in  cost  of  revenue  and  each 
operating expense category. We expect these expenses to increase as we continue to scale our business and introduce new 
products.

Operating Expenses

Sales and Marketing

Sales  and  marketing  expenses  consist  primarily  of  personnel  and  related  expenses  for  our  sales  and  marketing  staff, 
including salaries, benefits, incentive compensation, commissions, stock-based compensation expense, and travel costs; costs 
associated  with  consumer  marketing,  such  as  traffic  acquisition,  brand  building,  and  public  relations  activities;  costs 
associated  with  dealer  marketing,  such  as  content  marketing,  customer  and  promotional  events,  and  industry  events;  and 
allocated overhead. We expect sales and marketing expenses to increase as we grow our audience and attempt to strengthen 
our brand awareness and, as informed by trends in our business and the competitive landscape of our market, fluctuate from 
quarter to quarter, which will impact our quarterly results of operations.

Product, Technology, and Development

Product, technology, and development expenses, which include research and development costs, consist primarily of 
personnel  costs  of  our  development  team,  including  payroll,  benefits,  stock-based  compensation  expense  and  allocated 
overhead  costs.  Other  than  website  development  costs  and  other  costs  that  qualify  for  capitalization,  research  and 
development  costs  are  expensed  as  incurred.  We  expect  product,  technology,  and  development  expenses  to  increase  as  we 
develop new products and make improvements to our existing platform.

General and Administrative

General  and  administrative  expenses  consist  of  personnel  costs  and  related  expenses  for  executive,  finance,  legal, 
human  resources,  and  administrative  personnel,  including  salaries,  benefits,  incentive  compensation,  and  stock-based 
compensation  expense,  in  addition  to  the  costs  associated  with  professional  fees  for  external  legal,  accounting  and  other 
consulting  services,  insurance  premiums,  payment  processing  and  billing  costs,  and  allocated  overhead  costs.  We  expect 
general  and  administrative  expenses  to  increase  as  we  continue  to  incur  the  costs  of  compliance  associated  with  being  a 
publicly traded company, including legal, audit, and consulting fees.

Depreciation and Amortization

Depreciation  and  amortization  expenses  consist  of  depreciation  on  property  and  equipment  and  leasehold 

improvements.

42

Other Income, Net

Other income, net consists primarily of interest income earned on our cash, cash equivalents, and investments, interest 

expense on lease obligations, and net foreign exchange gains and losses.

(Benefit from) Provision for Income Taxes

We  are  subject  to  federal  and  state  income  taxes  in  the  United  States  and  taxes  in  foreign  jurisdictions  in  which  we 
operate. We have recognized a benefit from income taxes for the period ended December 31, 2018 as a result of stock-based 
compensation benefits recorded. We have recorded a provision for income taxes for the periods ended December 31, 2017 
and 2016 as a result of our consolidated taxable income position. We recognize deferred tax assets and liabilities based on 
temporary differences between the financial reporting and income tax bases of assets and liabilities using statutory rates. We 
regularly assess the need to record a valuation allowance against net deferred tax assets if, based upon the available evidence, 
it is more likely than not that some or all of the deferred tax assets will not be realized. We have not provided a valuation 
allowance against our net deferred tax assets at December 31, 2018 or 2017.

Results of Operations

The following table sets forth our selected consolidated statements of operations data for each of the periods indicated. 

The period-to-period comparison of financial results is not necessarily indicative of future results.

Revenue:

Marketplace subscription.............................................  $
Advertising and other ..................................................   
Total revenue.....................................................................   
Cost of revenue .................................................................   
Gross profit .......................................................................   
Operating expenses:

Sales and marketing.....................................................   
Product, technology, and development........................   
General and administrative ..........................................   
Depreciation and amortization.....................................   
Total operating expenses...................................................   
Income from operations ....................................................   
Other income, net:

Interest income ............................................................   
Other income (expense)...............................................   
Total other income, net .............................................   
Income before income taxes .............................................   
(Benefit from) provision for income taxes........................   
Net income ........................................................................  $

Year Ended
December 31,
2017
(in thousands)

 $

 $

282,664 
34,197 
316,861 
17,609 
299,252 

236,165 
22,470 
22,688 
2,655 
283,978 
15,274 

2018

405,780 
48,306 
454,086 
24,811 
429,275 

315,939 
47,866 
39,475 
2,804 
406,084 
23,191 

2,283 
10 
2,293 
25,484 
(39,686)   
 $
65,170 

869 
(306)   
563 
15,837 
2,638 
13,199 

 $

2016

171,302 
26,839 
198,141 
9,575 
188,566 

154,125 
11,453 
12,783 
1,634 
179,995 
8,571 

416 
(42)
374 
8,945 
2,448 
6,497  

43

 
 
 
 
 
   
   
 
 
 
 
   
      
      
  
  
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
Additional Financial Data
Revenue
United States .....................................................................  $
International ......................................................................   
Total.............................................................................  $

Income (Loss) from Operations
United States .....................................................................  $
International ......................................................................   
Total.............................................................................  $

2018

Year Ended
December 31,
2017
(in thousands)

2016

437,166 
16,920 
454,086 

 $

 $

307,472 
9,389 
316,861 

 $

 $

195,824 
2,317 
198,141 

 $
58,387 
(35,196)   
 $
23,191 

 $
41,586 
(26,312)   
 $
15,274 

27,461 
(18,890)
8,571  

The following table sets forth our selected consolidated statements of operations data as a percentage of revenue for 

each of the periods indicated.

Revenue:

Marketplace subscription ............................................   
Advertising and other ..................................................   
Total revenue ....................................................................   
Cost of revenue .................................................................   
Gross profit .......................................................................   
Operating expenses:

Sales and marketing ....................................................   
Product, technology, and development .......................   
General and administrative..........................................   
Depreciation and amortization ....................................   
Total operating expenses ..................................................   
Income from operations....................................................   
Other income, net:

Interest income ............................................................   
Other income (expense) ..............................................   
Total other income, net.............................................   
Income before income taxes .............................................   
(Benefit from) provision for income taxes .......................   
Net income........................................................................   

Additional Financial Data
Revenue
United States.....................................................................   
International......................................................................   
Total ............................................................................   

Income (Loss) from Operations
United States.....................................................................   
International......................................................................   
Total ............................................................................   

Year Ended
December 31,
2017

2016

2018

89%   
11 
100%   
5 
95 

69 
11 
9 
1 
90 
5 

0 
0 
0 
5 
(9)    
14%   

89%   
11 
100%   
6 
94 

74 
7 
7 
1 
89 
5 

0 
(0) 
0 
5 
1 
4%   

86%
14 
100%
5 
95 

78 
6 
6 
1 
91 
4 

0 
(0) 
0 
4 
1 
3%

Year Ended
December 31,
2017

2016

2018

96%   
4 
100%   

13%   
(8)    
5%   

97%   
3 
100%   

13%   
(8)    
5%   

99%
1 
100%

14%
(10)
4%

44

 
 
 
 
 
   
   
 
 
 
 
   
      
      
  
   
      
      
  
  
  
   
      
      
  
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
  
   
   
   
   
   
   
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
   
   
   
  
   
  
   
  
   
   
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
  
   
  
   
  
   
  
   
   
   
  
   
  
   
  
Year Ended December 31, 2018 Compared to Year Ended December 31, 2017

Revenue

Revenue by Source

Year Ended
December 31,

Change

2018

2017
(dollars in thousands)

  Amount

%

Revenue
Marketplace subscription ................................................   $ 405,780 
48,306 
Advertising and other......................................................    
Total...........................................................................  $ 454,086 

 $ 282,664 
34,197 
 $ 316,861 

  $ 123,116    
14,109    
  $ 137,225    

44%
41 
43%

Percentage of total revenue:
Marketplace subscription ................................................    
Advertising and other......................................................    
Total...........................................................................   

89%   
11 
100%   

89%   
11 
100%   

Overall revenue increased $137.2 million, or 43%, in the year ended December 31, 2018 compared to the year ended 

December 31, 2017. Marketplace subscription revenue increased by 44% while advertising and other revenue grew by 41%.

Marketplace subscription revenue increased $123.1 million in the year ended December 31, 2018 compared to the year 
ended  December 31,  2017,  and  represented  89%  of  total  revenue  in  both  2018  and  2017.  This  increase  in  marketplace 
subscription  revenue  was  attributable  primarily  to  a  14%  growth  in  the  number  of  United  States  and  International  paying 
dealers, to 31,472 as of December 31, 2018 from 27,670 as of December 31, 2017, and to a 23% growth in our AARSD for 
United States dealers to $14,819 as of December 31, 2018 from $12,055 as of December 31, 2017. The increase in paying 
dealers was driven by the efforts of our sales and marketing teams to subscribe dealers to our Enhanced and Featured Listing 
paid  products.  The  increase  in  our  AARSD  for  United  States  dealers  was  driven  by  the  investments  made  in  building  our 
brand and growing our audience which resulted in growth in volume of connections.

Advertising  and  other  revenue  increased  $14.1  million  in  the  year  ended  December 31,  2018  compared  to  the  year 
ended  December 31,  2017,  and  represented  11%  of  total  revenue  in  2018  and  2017.  The  increase  in  advertising  and  other 
revenue was due primarily to a 70% increase in the number of impressions, which was partially offset by a 17% decrease in 
the average price per thousand impressions, in 2018 compared to 2017.  

Revenue by Segment

Year Ended
December 31,

Change

2018

2017
(dollars in thousands)

  Amount

%

Revenue
United States ...................................................................   $ 437,166 
16,920 
International ....................................................................    
Total...........................................................................  $ 454,086 

 $ 307,472 
9,389 
 $ 316,861 

  $ 129,694    
7,531    
  $ 137,225    

42%
80 
43%

Percentage of total revenue:
United States ...................................................................    
International ....................................................................    
Total...........................................................................   

96%   
4 
100%   

97%   
3 
100%   

United States revenue increased $129.7 million, or 42%, in the year ended December 31, 2018 compared to the year 
ended December 31, 2017, due primarily to a 10% increase in the number of United States paying dealers and a 23% increase 
in AARSD for United States dealers.

45

 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
     
 
     
 
     
    
  
  
   
   
  
   
  
   
     
  
     
  
   
   
     
  
     
  
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
  
   
  
   
     
  
  
   
   
  
   
  
   
     
  
     
  
  
   
     
  
     
  
International revenue increased $7.5 million, or 80%, in the year ended December 31, 2018 compared to the year ended 
December 31,  2017,  due  primarily  to  a  55%  increase  in  the  number  of  International  paying  dealers.  International  paying 
dealers grew to 3,938 at December 31, 2018 from 2,548 at December 31, 2017. 

Cost of Revenue

Year Ended
December 31,

Change

2018

2017
(dollars in thousands)

Amount

%

Cost of revenue ...............................................................   $
Percentage of total revenue .............................................  

24,811    $
5%    

17,609    $
6%    

7,202     

41%

Cost  of  revenue  increased  $7.2  million,  or  41%,  in  the  year  ended  December 31,  2018  compared  to  the  year  ended 
December 31, 2017. The increase was due primarily to a $2.7 million increase in costs related to connecting consumers with 
dealers through a variety of methods, including phone calls, email, and managed text and chat, a $1.7 million increase in fees 
related to provisioning advertising campaigns on our websites, a $1.4 million increase in data center and hosting costs, and a 
$1.2 million increase in amortization and depreciation.

Operating Expenses

Sales and Marketing Expenses

Year Ended
December 31,

Change

2018

2017
(dollars in thousands)

  Amount

%

Sales and marketing ........................................................   $ 315,939 
Percentage of total revenue .............................................    

69%   

  $
74%   

 $ 236,165 

79,774    

34%

Sales and marketing expenses increased $79.8 million, or 34%, in the year ended December 31, 2018 compared to the 
year ended December 31, 2017. The increase was due primarily to an increase in advertising costs of $65.5 million as well as 
an  increase  of  $8.1  million  in  salaries  and  employee-related  costs  (excluding  commission  expense)  resulting  from  a  25% 
increase in headcount and payroll taxes of $0.9 million driven by the employer portion of FICA taxes on the exercise of stock 
awards and vesting of restricted stock units, or RSUs. This increase for the year ended December 31, 2018 was also due in 
part to a $3.2 million increase in stock-based compensation expense related to RSUs resulting from the increase in headcount, 
a $1.7 million increase in marketing events and market research due to efforts to increase brand awareness, a $0.8 million 
increase  in  rent  due  to  a  new  office  building  in  Cambridge  and  rent  increase  in  Ireland,  and  a  $0.8  million  increase  in 
software subscriptions. These increases were partially offset by a $2.7 million decrease in commission expense driven by our 
adoption of Accounting Standards Codification, or ASC, Topic 606, Revenue from Contracts with Customers, or ASC 606, 
during the year ended December 31, 2018.

Product, Technology, and Development Expenses

Year Ended
December 31,

Change

2018

2017
(dollars in thousands)

  Amount

%

Product, technology, and development ...........................   $
Percentage of total revenue .............................................    

47,866 

 $
11%   

22,470 

  $
7%   

25,396    

113%

Product,  technology,  and  development  expenses  increased  $25.4  million,  or  113%,  in  the  year  ended  December 31, 
2018 compared to the year ended December 31, 2017. The increase was due primarily to a $13.8 million increase in salaries 
and  employee-related  costs  resulting  from  a  59%  increase  in  headcount  and  payroll  taxes  of  $1.2  million  driven  by  the 
employer  portion  of  FICA  taxes  on  the  exercise  of  stock  awards  and  vesting  of  RSUs.  This  increase  for  the  year  ended 
December 31, 2018 was also due in part to an $8.1 million increase in stock-based compensation expense related to RSUs 
resulting  from  the  increase  in  headcount,  $0.8  million  increase  in  rent  due  to  a  new  office  building  in  Cambridge,  a  $0.5 
million increase in software subscriptions and a $0.5 million increase in consulting fees. 

46

 
 
 
 
 
 
 
     
  
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
     
  
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
     
  
General and Administrative Expenses

Year Ended
December 31,

Change

2018

2017
(dollars in thousands)

  Amount

%

General and administrative .............................................   $
Percentage of total revenue .............................................    

39,475 

 $
9%   

22,688 

  $
7%   

16,787    

74%

General and administrative expenses increased $16.8 million, or 74%, in the year ended December 31, 2018 compared 
to  the  year  ended  December 31,  2017.  The  increase  was  due  primarily  to  an  increase  of  $4.7 million  of  insurance,  legal, 
consulting and external reporting fees driven by costs incurred to comply with public company requirements as well as an 
increase of $4.4 million in salaries and employee-related costs resulting from a 45% increase in headcount and payroll taxes 
of  $0.3  million  driven  by  the  employer  portion  of  FICA  taxes  on  the  exercise  of  stock  awards  and  vesting  of  RSUs.  This 
increase for the year ended December 31, 2018 was also due in part to a $4.1 million increase in stock-based compensation 
expense related to RSUs due to the increase in headcount, a $1.8 million increase in payment processing and billing costs due 
to increased customer transactions with higher billings resulting from revenue growth and a $0.6 million increase in bad debt 
expense. 

Depreciation and Amortization Expenses

Year Ended
December 31,

Change

2018

2017
(dollars in thousands)

  Amount

%

Depreciation and amortization ........................................   $
Percentage of total revenue .............................................    

2,804 

 $
1%   

2,655 

 $
1%   

149    

6%

Depreciation and amortization expenses increased $0.1 million, or 6%, in the year ended December 31, 2018 compared 

to the year ended December 31, 2017.

Other Income, net

Other income, net
  $
Interest income
Other income (expense) ..................................................    
Total other income, net..............................................   $

Percentage of total revenue:
Interest income ................................................................    
Other income (expense) ..................................................    
Total other income, net..............................................    

Year Ended
December 31,

Change

2018

2017
(dollars in thousands)

  Amount

%

2,283 
10 
2,293 

 $

 $

  $
869 
(306)    
  $
563 

1,414    
316    
1,730    

163%
103 
307%

0%   
0 
0%   

0%   
(0)
0%   

Other income, net increased $1.7 million, or 307%, in the year ended December 31, 2018 compared to the year ended 
December 31, 2017.  The $1.4 million increase in interest income is primarily due to the investment of cash in certificates of 
deposit,  money  market  funds  arising  from  our  increased  cash  from  operations,  and  an  increase  in  interest  rates.  The  $0.3 
million  increase  in  other  income  (expense)  is  primarily  due  the  Euro  strengthening  against  the  U.S.  Dollar  in  2017  and 
remaining relatively flat in 2018.

47

 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
     
  
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
     
  
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
  
   
  
   
     
  
  
   
  
  
  
   
     
  
     
  
  
  
     
  
     
  
(Benefit from) Provision for Income Taxes

(Benefit from) provision for income taxes......................   $ (39,686)
Percentage of total revenue .............................................    

 $
(9)%   

2,638 

  $ (42,324) 

NM

1%   

Year Ended
December 31,

2018

2017
(dollars in thousands)

  Amount

Change

%

NM — Not Meaningful

The benefit from income taxes recorded during the year ended December 31, 2018, as compared to the provision for 
income  taxes  recorded  during  the  year  ended  December 31,  2017,  was  principally  due  to  $40.8  million  in  stock-based 
compensation benefits recorded during the year ended December 31, 2018, as well as an increase in federal and state research 
and  development  tax  credits  and  a  lower  federal  statutory  tax  rate  due  to  The  Tax  Cuts  and  Jobs  Act,  or  the  TCJA,  as 
compared to year ended December 31, 2017.

Income (Loss) from Operations by Segment

Year Ended
December 31,

Change

2018

2017
(dollars in thousands)

  Amount

%

United States ...................................................................   $
International ....................................................................    
Total...........................................................................  $

58,387 
(35,196)
23,191 

 $

 $

  $
41,586 
(26,312)    
  $
15,274 

16,801     
(8,884)   
7,917     

40%
(34)
52%

Percentage of segment revenue:
United States ...................................................................    
International ....................................................................  

13%   

NM 

14%   

NM 

NM — Not Meaningful

United States income from operations increased $16.8 million, or 40%, in the year ended December 31, 2018 compared 
to the year ended December 31, 2017. This increase was due to an increase in revenue of $129.7 million, offset in part by the 
increases in cost of revenue of $6.8 million and operating expenses of $106.1 million.

International loss from operations increased $8.9 million, or 34% in the year ended December 31, 2018 compared to 
the year ended December 31, 2017. The increase in International loss from operations reflects our continued investment into 
international markets and expansion into new countries.

48

 
    
 
 
  
   
  
   
  
   
      
  
      
  
 
   
      
  
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
Year Ended December 31, 2017 Compared to Year Ended December 31, 2016

Revenue

Revenue by Source

Year Ended
December 31,

Change

2017

2016
(dollars in thousands)

Amount

%

Revenue
Marketplace subscription ................................................   $ 282,664    $ 171,302    $ 111,362     
7,358     
Advertising and other......................................................  
Total...........................................................................  $ 316,861    $ 198,141    $ 118,720     

26,839      

34,197      

65%
27  
60%

Percentage of total revenue:
Marketplace subscription ................................................  
Advertising and other......................................................  
Total........................................................................... 

89%    
11      
100%    

86%    
14      
100%    

Overall revenue increased $118.7 million, or 60%, in the year ended December 31, 2017 compared to the year ended 

December 31, 2016. Marketplace subscription revenue increased by 65% while advertising and other revenue grew by 27%.

Marketplace subscription revenue increased $111.4 million in the year ended December 31, 2017 compared to the year 
ended December 31, 2016, and represented 89% of total revenue in 2017 compared to 86% of total revenue in 2016. This 
increase  in  marketplace  subscription  revenue  was  attributable  primarily  to  a  30%  growth  in  the  number  of  U.S.  and 
International paying dealers, to 27,670 as of December 31, 2017 from 21,301 as of December 31, 2016, and to a 16% growth 
in our AARSD for U.S. dealers to $12,055 in the year ended December 31, 2017 from $10,383 in the year ended December 
31, 2016. We believe that this increase in paying dealers was driven by the overall growth in the number of unique users to 
our websites and mobile applications and the efforts of our sales and marketing teams to subscribe dealers to our Enhanced 
and Featured Listing paid products.

Advertising and other revenue increased $7.4 million in the year ended December 31, 2017 compared to the year ended 
December 31, 2016, and represented 11% of total revenue in 2017 compared to 14% of total revenue in 2016. The increase in 
advertising and other revenue was due primarily to a 16% increase in the number of impressions delivered in 2017 and a 28% 
increase in the average price per thousand impressions in 2017 compared to 2016.  The increase was also partially offset by a 
reduction in other advertising revenue. 

Revenue by Segment

Year Ended
December 31,

Change

2017

2016
(dollars in thousands)

Amount

%

Revenue
United States ...................................................................  $ 307,472    $ 195,824    $ 111,648     
7,072     
International ....................................................................    
Total...........................................................................  $ 316,861    $ 198,141    $ 118,720     

2,317      

9,389      

57%

305 
60%

Percentage of total revenue:
United States ...................................................................    
International ....................................................................    
Total...........................................................................    

97%    
3      
100%    

99%    
1      
100%    

U.S.  revenue  increased  $111.6  million,  or  57%,  in  the  year  ended  December  31,  2017  compared  to  the  year  ended 
December 31, 2016, due primarily to a 23% increase in the number of U.S. paying dealers and a 16% increase in AARSD for 
U.S. dealers.

49

 
 
 
 
 
 
 
 
 
 
 
     
 
     
 
     
     
 
 
 
 
 
     
 
     
     
 
 
 
     
 
 
 
     
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
     
 
     
     
  
   
 
     
 
     
     
  
     
  
     
  
     
  
International  revenue  increased  $7.1  million  in  the  year  ended  December  31,  2017  compared  to  the  year  ended 
December 31, 2016, due primarily to an increase in the number of International paying dealers. International paying dealers 
grew to 2,548 at December 31, 2017 from 952 at December 31, 2016. 

Cost of Revenue

Year Ended
December 31,

Change

Cost of revenue ...............................................................   $
Percentage of total revenue .............................................  

17,609    $
6%    

2017

2016
(dollars in thousands)
9,575    $
5%    

Amount

8,034     

%

84%

Cost  of  revenue  increased  $8.0  million,  or  84%,  in  the  year  ended  December  31,  2017  compared  to  the  year  ended 
December 31, 2016. The increase was due primarily to a $2.4 million increase in employee-related costs for our customer 
support team to support the growth in customers, a $1.9 million increase in fees related to provisioning advertising campaigns 
on our websites, a $1.3 million increase in costs related to connecting consumers with dealers through a variety of methods, 
including  phone  calls,  email,  and  managed  text  and  chat,  a  $0.9  million  increase  in  costs  to  improve  the  content  on  our 
websites,  a  $0.8  million  increase  for  data  center  and  hosting  costs,  and  a  $0.5  million  increase  in  amortization  of  website 
development costs. 

Operating Expenses

Sales and Marketing Expenses

Year Ended
December 31,

Change

2017

2016
(dollars in thousands)

Amount

%

Sales and marketing ........................................................   $ 236,165    $ 154,125    $
78%    
Percentage of total revenue .............................................  

74%    

82,040     

53%

Sales and marketing expenses increased $82.0 million, or 53%, in the year ended December 31, 2017 compared to the 
year ended December 31, 2016. This increase was due primarily to an increase in advertising costs of $61.0 million, a $12.8 
million  increase  in  salaries,  commissions,  and  related  expenses  due  to  our  increased  revenue  and  a  21%  increase  in 
headcount, a $2.0 million increase in expenses related to marketing events and activities, a $1.7 million increase in consulting 
fees,  a  $1.0  million  increase  in  rent  due  to  the  expansion  of  our  office  space,  and  a  $0.8  million  increase  in  software 
subscriptions.  The  increase  for  the  year  ended  December  31,  2017  was  also  due  to  a  $1.7  million  increase  in  stock-based 
compensation expense primarily due to the recognition of expense related to RSUs with a performance condition satisfied on 
the effectiveness of the registration statement for our IPO.  Although the performance-based vesting condition was satisfied, 
under the terms of the awards, the settlement of such vested RSUs and the issuance of common stock with respect to such 
vested RSUs will occur on April 10, 2018, one hundred eighty-one days after the satisfaction of the performance condition.

Product, Technology, and Development Expenses

Product, technology, and development ...........................   $
Percentage of total revenue .............................................  

22,470    $
7%    

11,453    $
6%    

11,017     

96%

Year Ended
December 31,

Change

2017

2016
(dollars in thousands)

Amount

%

50

 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
Product, technology, and development expenses increased $11.0 million, or 96%, in the year ended December 31, 2017 
compared  to  the  year  ended  December  31,  2016.  The  increase  was  due  primarily  to  an  increase  in  salaries  and  related 
employment expenses due to a 68% increase in headcount to support our growth and product innovations. The increase for 
the year ended December 31, 2017 was also due to a $1.7 million increase in stock-based compensation expense primarily 
due  to  the  recognition  of  expense  related  to  RSUs  with  a  performance  condition  satisfied  on  the  effectiveness  of  the 
registration statement for our IPO.

General and Administrative Expenses

Year Ended
December 31,

Change

2017

2016
(dollars in thousands)

Amount

%

General and administrative .............................................   $
Percentage of total revenue .............................................  

22,688    $
7%    

12,783    $
6%    

9,905     

77%

General and administrative expenses increased $9.9 million, or 77%, in the year ended December 31, 2017 compared 
to the year ended December 31, 2016. The change primarily reflected an increase of $5.0 million of salaries and employee-
related  costs  as  a  result  of  our  81%  increase  in  headcount  as  we  continued  to  grow  our  business  and  require  additional 
personnel  to  support  our  expanded  operations,  a  $1.4  million  increase  in  payment  processing  and  billing  costs  due  to 
increased customer transactions with higher billings, a $1.1 million increase in external consulting and insurance fees driven 
by costs incurred to comply with public company requirements, and a $0.6 million increase in bad debt expense. The increase 
for the year ended December 31, 2017 was also due to a $1.3 million increase in stock-based compensation expense primarily 
due  to  the  recognition  of  expense  related  to  RSUs  with  a  performance  condition  satisfied  on  the  effectiveness  of  the 
registration statement for our IPO.

Depreciation and Amortization Expenses

Year Ended
December 31,

Change

Depreciation and amortization ........................................   $
Percentage of total revenue .............................................  

2,655    $
1%    

2017

2016
(dollars in thousands)
1,634    $
1%    

Amount

1,021     

%

62%

Depreciation  and  amortization  expenses  increased  $1.0  million,  or  62%,  in  the  year  ended  December  31,  2017 
compared  to  the  year  ended  December  31,  2016,  due  primarily  to  increased  depreciation  of  additional  leasehold 
improvements.

Other Income, net

Other income, net
Interest income ................................................................   $
Other (expense) income ..................................................    
Total other income, net..............................................   $

Percentage of total revenue:
Interest income ................................................................    
Other (expense) income ..................................................    
Total other income, net..............................................    

Year Ended
December 31,

Change

2017

2016
(dollars in thousands)

  Amount

%

869 
(306)
563 

 $

 $

416 
  $
(42)    
  $
374 

453     
(264)   
189     

109%
(629)

51%

0%   
(0)
0%   

0%   
(0)
0%   

51

 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
  
   
  
   
      
  
  
   
  
  
  
   
      
  
      
  
  
  
      
  
      
  
Other income, net increased $0.2 million, or 51%, in the year ended December 31, 2017 compared to the year ended 
December 31, 2016. The $0.5 million increase in interest income is primarily due to the investment of cash in certificates of 
deposit and money market funds arising from our increased cash from operations and the funds raised in our IPO. The $0.3 
million decrease in other income (expense) is primarily due to losses on foreign currency transactions, primarily a result of 
the U.S. Dollar weakening against the Euro.

Provision for Income Taxes

Year Ended
December 31,

Change

2017

2016
(dollars in thousands)

Amount

%

Provision for income taxes..............................................   $
Percentage of total revenue .............................................    

2,638 

  $
1%   

2,448 

  $
1%   

190     

8%

The provision for income taxes increased $0.2 million, or 8%, in the year ended December 31, 2017 compared to the 
year  ended  December  31,  2016.  In  2017,  we  recorded  a  tax  provision  on  earnings  with  an  effective  tax  rate  of  16.7% 
compared  to  27.4%  in  2016.  Our  lower  effective  tax  rate  during  2017  is  primarily  the  result  of  discrete  items  recorded 
including  IPO  deductible  costs  and  higher  excess  tax  deductions  relating  to  stock-based  compensation  awards.  Our  lower 
effective tax rate during 2017 was also driven by higher R&D tax credits. 

Income (Loss) from Operations by Segment

Year Ended
December 31,

Change

2017

2016
(dollars in thousands)

Amount

%

United States ...................................................................   $
International ....................................................................    
Total...........................................................................  $

41,586 
(26,312)
15,274 

 $

 $

27,461 
(18,890)
8,571 

 $

 $

14,125     
(7,422)   
6,703     

51%
(39)
78%

Percentage of segment revenue:
United States ...................................................................  
International ....................................................................  

14%    

14%    

NM 

NM 

NM — Not Meaningful

U.S. income from operations increased $14.1 million, or 51%, in the year ended December 31, 2017 compared to the 
year  ended  December  31,  2016.  This  increase  was  due  to  an  increase  in  revenue  of  $111.6  million,  offset  in  part  by  the 
increases in cost of revenue of $6.5 million and operating expenses of $91.0 million.

International loss from operations increased $7.4 million in the year ended December 31, 2017 compared to the year 
ended  December  31,  2016.  The  increase  in  International  loss  from  operations  reflects  our  continued  investment  into 
international markets and expansion into new countries.

Liquidity and Capital Resources

Cash, Cash Equivalents and Investments

At December 31, 2018 and 2017, our principal sources of liquidity were cash and cash equivalents of $34.9 million and 
$87.7 million, respectively and investments in certificates of deposit with terms of greater than 90 days but less than one year 
of $122.8 million and $50.0 million, respectively.

52

 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
   
  
   
      
  
 
      
  
 
   
      
  
Sources and Uses of Cash

Our cash flows from operating, investing, and financing activities, as reflected in the consolidated statements of cash 

flows, are summarized in the following table:

Net cash provided by operating activities .........................  $
Net cash used in investing activities .................................   
Net cash (used in) provided by financing activities ..........   
Impact of foreign currency on cash...................................   
Net (decrease) increase in cash, cash equivalents, and
   restricted cash.................................................................  $

2018

Year Ended
December 31,
2017
(in thousands)
25,691 
51,723 
 $
 $
(12,598)   
(80,278)   
44,780 
(23,395)   
159 
(44)   

2016

20,004 
(51,992)
690 
(45)

(51,994)  $

58,032 

 $

(31,343)

Our  operations  have  been  financed  primarily  from  operating  activities,  sales  of  preferred  stock  and  our  IPO.  We 
generated cash from operating activities of $51.7 million during 2018, $25.7 million during 2017 and $20.0 million during 
2016, and we expect to generate cash from operations for the foreseeable future.

We believe that our existing sources of liquidity will be sufficient to fund our operations for at least the next 12 months 
from the date of the filing of this Annual Report on Form 10-K. However, our future capital requirements will depend on 
many factors, including our rate of revenue growth, the expansion of our sales and marketing activities, the support of our 
product, technology, and development efforts, and the timing and extent of our investment in international markets. To the 
extent  that  existing  cash,  cash  equivalents,  and  investments  and  cash  from  operations  are  insufficient  to  fund  our  future 
activities, we may need to raise additional funds through public or private equity or debt financing. Additional funds may not 
be available on terms favorable to us, or at all.

Operating Activities

Cash  provided  by  operating  activities  during  2018  was  $51.7  million,  due  primarily  to  net  income  of $65.2  million, 
adjusted for non-cash items including $20.8 million of stock-based compensation expense, $5.0 million of depreciation and 
amortization and $3.7 of amortization of deferred contract costs due to the adoption of ASC 606, partially offset by $39.0 
million of deferred taxes. Cash provided by operating activities was also attributable to a $9.3 million increase in accounts 
payable, a $4.5 million increase in deferred revenue and a $4.3 million increase in deferred rent, partially offset by a $13.0 
million  increase  in  deferred  contract  costs  resulting  from  the  adoption  of  ASC  606,  and  an  $11.8  million  increase  prepaid 
expenses, prepaid income taxes, and other assets.

Cash  provided  by  operating  activities  during  2017  was  $25.7  million,  due  primarily  to  net  income  of $13.2  million, 
non-cash  items  including  $5.0  million  of  stock-based  compensation  expense  and  $3.8 million  of  depreciation  and 
amortization, a $6.2 million increase in accounts payable, and a $5.2 million increase in accrued expenses. These increases 
were partially offset by a $7.0 million increase in accounts receivable and a $2.3 million increase in prepaid expenses and 
other assets.

Cash  provided  by  operating  activities  during  2016  was  $20.0 million.  This  was  due  primarily  to  net  income  of 
$6.5 million,  an  increase  in  accounts  payable  of  $5.8 million,  primarily  related  to  higher  marketing  costs,  an  increase  in 
accrued  expenses  of  $4.1 million  due  to  higher  accrued  bonuses  and  commissions,  an  increase  of  $1.9 million  in  deferred 
revenue related to customer prepayments, and an increase in deferred rent of $1.9 million related to new office space. These 
increases were partially offset by a $2.2 million increase in prepaid expenses primarily related to income tax payments and a 
$1.4 million increase in accounts receivable due to revenue growth.

Investing Activities

Our  investing  activities  consist  primarily  of  purchases  of  property  and  equipment,  capitalized  website  development 

costs, and short-term investments.

53

 
 
 
 
 
   
   
 
 
 
 
  
  
Cash used in investing activities of $80.3 million during 2018 was due to $212.8 million of investments in certificates 
of deposit, net of maturities of $140.0 million, $6.0 million of investments in furniture, computer equipment, and leasehold 
improvements, and $1.5 million related to the capitalization of website development costs.

Cash used in investing activities of $12.6 million during 2017 was due to $50.0 million of investments in certificates of 
deposit,  net  of  maturities  of  $44.8 million,  $5.2 million  of  investments  in  furniture,  computer  equipment,  and  leasehold 
improvements, and $2.2 million related to the capitalization of website development costs.

Cash used in investing activities of $52.0 million during 2016 was due to $59.8 million of investments in certificates of 
deposit,  net  of  maturities  of  $15.0 million,  $5.8 million  of  investments  in  furniture,  computer  equipment,  and  leasehold 
improvements, and $1.4 million related to the capitalization of website development costs.

Financing Activities

Cash used in financing activities of $23.4 million during 2018 reflects $25.9 million of payment of withholding taxes 
on net share settlements of equity awards, and a $1.1 million payment of IPO costs, partially offset by $3.6 million related to 
the proceeds from the exercise of stock options.

Cash provided by financing activities of $44.8 million during 2017 primarily reflects $44.4 million of IPO proceeds, 

net of offering costs and $0.4 million related to the proceeds from the exercise of stock options.

Cash provided by financing activities of $0.7 million during 2016 primarily reflects $59.7 million of proceeds from the 
issuance of Series E Preferred Stock, net of issuance costs, and a tax benefit of $0.8 million related to the exercise of stock 
options, which was partially offset by $60.0 million used for the repurchase of previously issued preferred stock, common 
stock, vested options, and restricted stock units.

Contractual Obligations and Known Future Cash Requirements

Our lease obligations consist of various leases for office space in Cambridge, Massachusetts; Detroit, Michigan; and 
Dublin, Ireland with various lease terms through October 2033. The terms of our Massachusetts lease agreements provide for 
rental payments that increase on an annual basis. We recognize rent expense on a straight-line basis over the lease period. We 
do not have any debt or material capital lease obligations as of December 31, 2018 and all of our property, equipment, and 
software  have  been  purchased  with  cash,  with  the  exception  of  $5.3  million  of  unpaid  property  and  equipment  costs  at 
December 31, 2018. We have no material long-term purchase obligations outstanding with any vendors or third parties.

Set forth below is information concerning our known contractual obligations at December 31, 2018 that are fixed and 

determinable.

Operating lease obligations.............................................  $
Total contractual obligations ..........................................  $

87,975    $
87,975    $

11,509    $
11,509    $

22,261    $
22,261    $

16,560    $
16,560    $

37,645 
37,645  

Total

Less than
1 year

1­3 years
(in thousands)

3­5 years

More than
5 years

As further described in Note 14 of our Consolidated Financial Statements included in Item 8 of this Annual Report on 
Form 10-K, on January 8, 2019 we completed an acquisition pursuant to which we paid an aggregate of 15.0 million GBP, or 
approximately $19.1 million, which amount is inclusive of 1.0 million GBP, or approximately $1.3 million, that will be held 
in escrow to secure post-closing claims.

Off-Balance Sheet Arrangements

As of December 31, 2018 and 2017, we did not have any off-balance sheet arrangements, except for operating leases 
entered into in the normal course of business, that have or are reasonably likely to have a current or future material effect on 
our  financial  condition,  changes  in  financial  condition,  revenues  or  expenses,  results  of  operations,  liquidity,  capital 
expenditures, or capital resources.

54

 
 
   
   
   
   
 
 
 
 
Critical Accounting Policies and Significant Estimates

In preparing our consolidated financial statements in accordance with GAAP, we are required to make estimates and 
assumptions that affect the amounts of assets, liabilities, revenue, costs and expenses, and disclosure of contingent assets and 
liabilities that are reported in the consolidated financial statements and accompanying disclosures. We evaluate our estimates 
and assumptions on an ongoing basis. Our actual results may differ from these estimates.

We believe that of our significant accounting policies, which are described in Note 2 to the notes to our consolidated 
financial  statements  included  elsewhere  in  this  Annual  Report  on  Form  10-K,  the  following  accounting  policies  involve  a 
greater degree of judgment and complexity. Accordingly, these are the policies we believe are the most critical to aid in fully 
understanding and evaluating our consolidated financial condition and results of our operations.

Revenue Recognition

We  derive  revenue  from  two  primary  sources:  (1)  marketplace  subscription  revenue,  which  consists  of  listing 
subscriptions,  display  advertising  subscriptions  with  dealers  and  dealer  search  engine  marketing  subscriptions,  and  (2) 
advertising  and  other  revenue,  which  consists  primarily  of  display  advertising  revenue  from  auto  manufacturers  and  other 
auto-related brand advertisers.

Marketplace Subscription Revenue

We offer three types of marketplace Listing products to dealers: Basic Listing, which is free; and Enhanced or Featured 
Listing, which require a paid subscription under a monthly, quarterly, semiannual, or annual subscription basis. Contractual 
subscriptions for customers generally auto-renew on a monthly basis and are cancellable by dealers with 30-days’ advance 
notice.  We  also  offer  Listing  dealers  access  to  the  Dealer  Dashboard,  which  includes  a  performance  summary,  Dealer 
Insights  tool,  user  review  management  platform,  Pricing  Tool,  and  Market  Analysis  tool.  The  Pricing  Tool  and  Market 
Analysis  tool  are  available  only  to  paying  dealers.  Subscription  pricing  is  determined  based  on  a  dealer’s  inventory  size, 
region, and our assessment of the connections and ROI the platform will provide them.

Customers do not have the right to take possession of our software.

In addition to listing inventory in the marketplace and providing access to the Dealer Dashboard, we offer Enhanced 
and Featured Listing dealers other subscription advertising and customer acquisition products, including display advertising 
that  appears  in  our  marketplace  and  on  other  sites  on  the  internet.  This  advertising  can  be  targeted  by  geography,  search 
history,  and  a  number  of  other  factors,  and  dealer  search  engine  marketing,  which  helps  dealers  more  effectively  acquire 
customers through paid search, social media, and retargeted advertising.

Payment  is  typically  due  on  first  day  of  each  calendar  month  and  is  recorded  as  accounts  receivable  or  short-term 

deferred revenue when payment is received in advance of services being delivered to the customers.

Advertising and Other Revenue

Advertising  and  other  revenue  consists  primarily  of  non-dealer  display  advertising  revenue  from  auto  manufacturers 
and  other  auto-related  brand  advertisers  sold  on  a  cost  per  thousand  impressions,  or  CPM,  basis.  An  impression  is  an 
advertisement loaded on a web page. In addition to advertising sold on a CPM basis, we also have advertising sold on a cost 
per click basis. Auto manufacturers and other brand advertisers can execute advertising campaigns that are targeted across a 
wide variety of parameters, including demographic groups, behavioral characteristics, specific auto brands, categories such as 
Certified  Pre-Owned,  and  segments  such  as  hybrid  vehicles.  We  do  not  provide  minimum  impression  guarantees  or  other 
types of minimum guarantees in our contracts with customers. Pricing is primarily based on advertisement size and position 
on  our  websites  and  mobile  applications,  and  fees  are  billed  monthly  in  arrears.  Unbilled  accounts  receivables  relate  to 
services rendered in the current period, but not invoiced until the subsequent period.

We sell advertising directly to auto manufacturers and other auto related brand advertisers, as well as indirectly through 
revenue  sharing  arrangements  with  advertising  exchange  partners.  Company-sold  advertising  is  not  subject  to  revenue 
sharing arrangements. Company-sold advertising revenue is recognized based on the gross amount charged to the advertiser. 
Partner-sold advertising revenue is recognized based on the net amount of revenue received from the content partners.

55

Revenue  from  advertising  sold  directly  by  us  is  recorded  on  a  gross  basis  because  we  are  the  principal  in  the 
arrangement, control the ad placement and timing of the campaign, and establish the selling price. We enter into contractual 
arrangements directly with advertisers and are directly responsible for the fulfillment of the contractual terms including any 
remedy for issues with such fulfillment. 

Advertising revenue subject to revenue sharing agreements between us and advertising exchange partners is recognized 
based on the net amount of revenue received from the partner. The advertising partner is responsible for fulfillment, including 
the  acceptability  of  the  services  delivered.  In  partner-sold  advertising  arrangements,  the  advertising  partner  has  a  direct 
contractual relationship with the advertiser. There is no contractual relationship between us and the advertiser for partner sold 
transactions.  When  an  advertising  exchange  partner  sells  advertisements,  the  partner  is  responsible  for  fulfilling  the 
advertisements,  and  accordingly,  we  have  determined  the  advertising  partner  is  the  principal  in  the  arrangement. 
Additionally,  for  auction-based  partner  agreements,  we  have  latitude  in  establishing  the  floor  price,  but  the  final  price  is 
established by the exchange server are market rates. 

Customers are billed monthly in arrears and payment terms are generally thirty to sixty days from the date invoiced. 

Prior to adoption of ASC 606

We  recognize  revenue  when  all  of  the  following  conditions  are  satisfied:  (1) there  is  persuasive  evidence  of  an 
arrangement; (2) the service has been provided to the customer; (3) the collection of fees is reasonably assured; and (4) the 
amount of fees to be paid by the customer is fixed or determinable.

We  recognize  marketplace  subscription  revenue  on  a  monthly  basis  as  revenue  is  earned  and  advertising  and  other 

revenue as impressions are delivered. Revenue is presented net of any taxes collected from customers.    

We  assess  arrangements  with  multiple  deliverables  under  ASU  No. 2009-13,  Revenue  Recognition  (Topic 
605), Multiple-Deliverable  Revenue  Arrangements —  a  Consensus  of  the  FASB  Emerging  Issues  Task  Force.  Pursuant  to 
ASU  2009-13,  in  order  to  treat  deliverables  in  a  multiple-element  arrangement  as  separate  units  of  accounting,  the 
deliverables must have stand-alone value upon delivery. If the deliverables have stand-alone value upon delivery, we account 
for  each  deliverable  separately.  We  have  concluded  that  each  element  in  the  arrangement  has  stand-alone  value  as  the 
individual  services  can  be  sold  separately.  In  addition,  there  is  no  right  of  refund  once  a  service  has  been  delivered. 
Therefore, we have concluded each element of the arrangement is a separate unit of accounting. While these arrangements 
are  considered  multiple  element-arrangements,  the  recognition  of  the  units  of  accounting  follow  a  consistent  ratable 
recognition given the pattern over which services are provided.

We  establish  sales  allowances  at  the  time  of  revenue  recognition  based  on  our  history  of  adjustments  and  credits 
provided  to  our  customers.  Sales  allowances  relate  primarily  to  credits  issued  for  service  interruption.  In  assessing  the 
adequacy of the sales allowance, we evaluate our history of adjustments and credits made through the date of the issuance of 
the  financial  statements.  Estimated  sales  adjustments  and  credits  and  ultimate  losses  may  vary  from  actual  results  which 
could be material to the financial statements; however, to date, actual sales allowances have been materially consistent with 
our estimates. Sales allowances are recorded as a reduction to revenue in the consolidated statements of operations.

Post adoption of ASC 606

In May 2014, the Financial Accounting Standards Board, or FASB, issued ASU No. 2014-09, Revenue from Contracts 
with  Customers  (Topic  606), which  modifies  how  all  entities  recognize  revenue,  and  consolidates  revenue  recognition 
guidance into one ASC Topic (ASC Topic 606, Revenue from Contracts with Customers). Since we ceased to be an emerging 
growth  company  as  of  December  31,  2018,  we  adopted  the  standard  during  the  fourth  quarter  of  2018  and  applied  the 
modified retrospective method of adoption with a cumulative catch-up adjustment to the opening balance of retained earnings 
at  January 1,  2018.  Under  this  method,  we  applied  the  revised  guidance  for  the  year  of  adoption  and  applied  ASC  Topic 
605, Revenue Recognition, or ASC 605, in the prior years. As a result, we applied ASC 606 only to contracts that were not 
yet  completed  as  of  January 1,  2018.  We  recognized  a  cumulative catch-up  adjustment  to  the  opening  balance  of  retained 
earnings at the effective date for contracts that still required performance by us on January 1, 2018. For contracts that were 
modified before the effective date, we exercised the use of the practical expedient and reflected the aggregate effect of all 
modifications when identifying performance obligations, determining the transaction price and allocating transaction price, 
which did not have a material effect on the adjustment to retained earnings.

56

ASC  606 outlines  a  comprehensive  five-step  revenue  recognition  model  based  on  the  principle  that  an  entity  should 
recognize  revenue  to  depict  the  transfer  of  promised  goods  or  services  to  customers  in  an  amount  that  reflects  the 
consideration  to  which  the  entity  expects  to  be  entitled  in  exchange  for  those  goods  or  services.  To  achieve  this  core 
principle, we apply the following five steps:

1)

2)

Identify the contract with a customer 

Identify the performance obligations in the contract

3) Determine the transaction price 

4) Allocate the transaction price to performance obligations in the contract

5) Recognize revenue when or as we satisfy a performance obligation 

Disaggregation of Revenue

The  following  table  summarizes  revenue  from  contracts  with  customers  by  revenue  source  for  the  year  ended 

December 31, 2018.

Revenue by Revenue Stream .................................   
Marketplace subscription revenue .................  $
Advertising and other revenue.......................   
Total .......................................................................  $

Year Ended
December 31, 2018

405,780 
48,306 
454,086  

We  provide  disaggregation  of  revenue  based  on  the  marketplace  subscription  versus  advertising  and  other  revenue 
classification in the table above and based on geographic region (see Note 11) as we believe these categories best depict how 
the nature, amount, timing and uncertainty of revenue and cash flows are affected by economic factors.

Marketplace Subscription Revenue

For dealer listings, we provide a single similar service each day for a period of time.  Each time increment (i.e. day), 
rather  than  the  underlying  activities,  is  distinct  and  substantially  the  same  and  therefore  our  performance  obligation  is  to 
provide a series of daily activities over the contract term. Similar to the dealer listings, the display advertising is considered a 
promise to provide a single similar service each day.  Each time increment is distinct and substantially the same and therefore 
our performance obligation is to provide a series of daily activities over the contract term. 

Total consideration for marketplace subscription revenue is stated within the contracts. There are no contractual cash 
refund rights, but credits may be issued to a customer at our sole discretion. At an individual contract level, there is also no 
variable  consideration,  such  as  sales  allowance,  that  needs  to  be  included  in  the  transaction  price.  However,  at  a  portfolio 
level, we recognize that there are times when there is a customer satisfaction issue or other circumstance that will lead to a 
credit. Due to the known possibility of future credits, a monthly sales allowance review is performed to defer revenue at a 
portfolio level for such future adjustments in the period of incurrence. We establish sales allowances at the time of revenue 
recognition based on our history of adjustments and credits provided to our customers. In assessing the adequacy of the sales 
allowance,  we  evaluate  our  history  of  adjustments  and  credits  made  through  the  date  of  the  issuance  of  the  financial 
statements.  Estimated  sales  adjustments,  credits  and  losses  may  vary  from  actual  results  which  could  lead  to  material 
adjustments to the financial statements. To date, actual sales allowances have been materially consistent with our estimates. 
Sales allowances are recorded as a reduction to revenue in the consolidated statements of operations.

Performance obligations are satisfied over time as the customer simultaneously receives and consumes the benefit of 
the service. Revenue is recognized ratably over the subscription period beginning on the date our online products are made 
available to the customers. Revenue is presented net of any taxes collected from customers. 

57

 
 
 
 
 
 
  
Advertising and Other Revenue

For advertising revenue, the performance obligation is to publish the agreed upon campaign on our websites and load 

the related impressions.

Advertising  contracts  state  the  transaction  price  within  the  agreement  with  payment  being  based  on  the  number  of 
clicks or impressions delivered on our websites. Total consideration is based on output and deemed variable consideration 
constrained by an agreed upon delivery schedule. Additionally, there are generally no contractual cash refund rights.  Certain 
contracts do contain the right for credits in situations in which impressions are not displayed in compliance with contractual 
specifications. At an individual contract level, we may give a credit for a customer satisfaction issue or other circumstance. 
Due to the known possibility of future credits, a monthly review is performed to defer revenue at an individual contract level 
for such future adjustments in the period of incurrence.

As  consideration  is  driven  by  the  number  of  impressions  delivered  on  the  CarGurus  websites,  the  consideration  for 

each period is allocated to the period in which the service was rendered. 

Performance obligations for company-sold advertising revenue and partner-sold advertising revenue are satisfied over 
time  as  impressions  are  delivered.  Revenue  is  recognized  based  on  the  total  number  of  impressions  delivered  within  the 
specified  period.  Revenue  from  advertising  sold  directly  by  us  is  recognized  based  on  the  gross  amount  charged  to  the 
advertiser  and  advertising  revenue  sold  by  partners  is  recognized  based  on  the  net  amount  of  revenue  received  from  the 
content partners. Revenue is presented net of any taxes collected from customers.  

For other revenue, performance obligations are satisfied over time as services are rendered and revenue is recognized 

as it is earned.

Contracts with Multiple Performance Obligations

We  periodically  enter  into  arrangements  that  include  Dealer  Listing  and  Display  within  marketplace  subscription 
revenue. These contracts include multiple promises that we evaluate to determine if the promises are separate performance 
obligations. Performance obligations are identified based on services to be transferred to a customer that are distinct within 
the  context  of  the  contractual  terms.  Once  the  performance  obligations  have  been  identified,  we  determine  the  transaction 
price,  which  includes  estimating  the  amount  of  variable  consideration  to  be  included  in  the  transaction  price,  if  any.  If 
required, the transaction price is allocated to each performance obligation in the contract based on a relative SSP method as 
the performance obligation is being satisfied. For our arrangements that include Dealer Listing and Display, the performance 
obligations  were  satisfied  over  a  consistent  period  of  time  and  therefore  the  allocations  did  not  impact  the  revenue 
recognized.

Costs to Obtain a Contract

Commissions paid to sales representatives and payroll taxes are considered costs to obtain a contract. Under the new 
guidance,  the  costs  to  obtain  a  contract  require  capitalization  and  amortization  of  those  costs  over  the  period  of  benefit. 
Although the new guidance specifies the accounting for an individual contract with a customer, as a practical expedient, we 
have  opted  to  apply  the  guidance  to  a  portfolio  of  contracts  with  similar  characteristics.  We  have  opted  to  apply  another 
practical  expedient  to  immediately  expense  the  incremental  cost  of  obtaining  a  contract  when  the  underlying  related  asset 
would have been amortized over one year or less. As such, we applied this practical expedient to advertising contracts as the 
term  is  one  year  or  less  and  these  contracts  do  not  renew  automatically.  The  practical  expedient  is  not  applicable  to 
marketplace subscription contracts as the period of benefit including renewals is anticipated to be greater than one year as 
commissions paid on contract renewals are not commensurate with the commissions paid on the initial contract. The assets 
are periodically assessed for impairment.

For  marketplace  subscription  customers,  the  commissions  paid  on  contracts  with  new  customers,  in  addition  to  any 
commission  amount  related  to  incremental  sales,  are  capitalized  and  amortized  over  the  estimated  benefit  period  of  the 
customer relationship taking into account factors such as peer estimates of technology lives and customer lives as well as our 
own historical data. Commissions paid that are not directly related to obtaining a new contract are expensed as incurred.

Additionally, we allocate employer payroll tax expense to the commission expense in proportion to the overall payroll 
taxes paid during the respective period. As such, capitalized payroll taxes are amortized in the same manner as the underlying 
capitalized commissions.

58

Capitalized Website and Software Development Costs

We capitalize certain costs associated with the development of our websites and internal-use software products after the 
preliminary  project  stage  is  complete  and  until  the  software  is  ready  for  its  intended  use.  Research  and  development  costs 
incurred  during  the  preliminary  project  stage  or  costs  incurred  for  data  conversion  activities,  training,  maintenance,  and 
general  and  administrative  or  overhead  costs  are  expensed  as  incurred.  Capitalization  begins  when  the  preliminary  project 
stage is complete, management authorizes and commits to the funding of the software project with the required authority, it is 
probable the project will be completed, the software will be used to perform the functions intended and certain functional and 
quality standards have been met. Qualified costs incurred during the operating stage of our software applications relating to 
upgrades and enhancements are capitalized to the extent it is probable that they will result in added functionality, while costs 
that  cannot  be  separated  between  maintenance  of,  and  minor  upgrades  and  enhancements  to,  internal-use  software  are 
expensed as incurred.

Capitalized website and software development costs are amortized on a straight-line basis over their estimated useful 
life of three years beginning with the time when it is ready for intended use. Management evaluates the useful lives of these 
assets on an annual basis and tests for impairment whenever events or changes in circumstances occur that could impact the 
recoverability of these assets.

During  the  years  ended  December 31,  2018  and  2017,  we  capitalized  $2.0  million  and  $2.2 million  of  website 
development  costs,  respectively.  We  recorded  amortization  expense  associated  with  our  capitalized  website  development 
costs of $1.5 million, $0.8 million and $0.3 million for the years ended December 31, 2018, 2017, and 2016, respectively.

Income Taxes

We  account  for  income  taxes  in  accordance  with  the  liability  method.  Under  this  method,  deferred  tax  assets  and 
liabilities are recognized based on temporary differences between the financial reporting and income tax bases of assets and 
liabilities using statutory rates. In addition, this method requires a valuation allowance against net deferred tax assets if, based 
upon the available evidence, it is more likely than not that some or all of the deferred tax assets will not be realized.

We  account  for  uncertain  tax  positions  recognized  in  the  consolidated  financial  statements  by  prescribing  a 
more-likely-than-not threshold for financial statement recognition and measurement of a tax position taken or expected to be 
taken  in  a  tax  return.  Interest  and  penalties,  if  applicable,  related  to  uncertain  tax  positions  would  be  recognized  as  a 
component of income tax expense. We have no recorded liabilities for uncertain tax positions as of December 31, 2018 or 
2017.

Stock-Based Compensation

We  recognize  stock-based  compensation  for  stock-based  awards,  including  stock  options  and  RSUs,  based  on  the 
estimated fair value of the awards. Through the period ended December 31, 2016, we applied an estimated forfeiture rate in 
determining the total stock-based compensation expense to record for the period. On January 1, 2017, we adopted ASU 2016-
09  and  elected  to  account  for  forfeitures  when  they  occur,  on  a  modified  retrospective  basis.  The  cumulative  effect 
adjustment related to this accounting policy change for forfeitures was not material. We recognize compensation expense for 
service-based awards on a straight-line basis over the requisite service period for each separate vesting portion of the award, 
with the amount of compensation expense recognized at any date at least equaling the portion of the grant-date fair value of 
the award that is vested at that date. 

For  RSUs  issued  under  our  stock-based  compensation  plans,  the  fair  value  of  each  grant  is  calculated  based  on  the 
estimated fair value of our common stock on the date of grant. We estimate the fair value of most stock option awards on the 
date of grant using the Black-Scholes option-pricing model. Certain stock option awards that have an exercise price that is 
materially  above  the  current  estimated  fair  market  value  of  our  common  stock  are  considered  to  be  “deeply  out  of  the 
money,” and are valued at the date of grant using a binomial lattice option-pricing model. The fair value of each option grant 
issued under our stock-based compensation plans that is not considered “deeply out of the money” was estimated using the 
Black-Scholes option-pricing model.

59

RSUs granted prior to our IPO were subject to both a service-based vesting and a performance-based vesting condition 
achieved upon a liquidity event, defined as either a change of control or an initial public offering of our common stock. Prior 
to  October  11,  2017,  we  had  not  recognized  compensation  cost  related  to  stock-based  awards  with  these  performance 
conditions as the liquidity event had not occurred. The Securities and Exchange Commission’s declaration of effectiveness of 
our  registration  statement  on  Form  S-1  on  October  11,  2017  satisfied  the  liquidity  event  performance  condition.  The 
cumulative  unrecognized  stock-based  compensation  expense  related  to  these  awards  was  $2.5  million  through  October  11, 
2017. 

We determined the assumptions for the Black-Scholes option-pricing model as discussed below. Each of these inputs is 

subjective and generally requires significant judgment to determine.

•

•

•

•

Fair Value of Our Common Stock.  Prior to our IPO, our stock was not publicly traded, and therefore we estimated 
the fair value of our common stock through obtaining contemporaneous third-party valuations. Subsequent to the 
IPO, we determine the fair value of our common stock based on the closing share price on the date of grant.

Expected  Term.    The  expected  term  represents  the  period  that  the  stock-based  awards  are  expected  to  be 
outstanding. The expected term of stock options granted has been determined using the simplified method, which 
uses the midpoint between the vesting date and the contractual term.

Risk-Free Interest Rate.  The risk-free interest rate is based on the U.S. Treasury yield curve in effect at the date of 
grant  for  zero-coupon  U.S.  Treasury  constant  maturity  notes  with  terms  approximately  equal  to  the  stock-based 
award’s expected term.

Expected Volatility.  Because we did not have a trading history of our common stock prior to our IPO, the expected 
volatility was derived from the average historical stock volatilities of several public companies within our industry 
that we consider to be comparable to our business over a period equivalent to the expected term of the stock-based 
awards. 

• Dividend Rate.  The expected dividend is zero as we have not paid and do not anticipate paying any dividends in 

the foreseeable future.

If any of the assumptions used in the Black-Scholes model change significantly, stock-based compensation for future 

awards may differ materially compared with the awards granted previously.

No  options  were  granted  during  the  years  ended  December 31,  2018  and  2017.  The  weighted  average  fair  values  of 
options  granted  during  the  year  ended  December  31,  2016  was  $0.90.  The  weighted  average  assumptions  utilized  to 
determine the fair value of options granted are presented in the following table:

Expected dividend yield.........................................................................   
Expected volatility .................................................................................   
Risk–free interest rate ............................................................................   
Expected term (in years) ........................................................................   

2016

— 
49%
1.57%
6.07  

Recently Issued Accounting Pronouncements

Information  concerning  recently  issued  accounting  pronouncements  may  be  found  in  Note  2  to  our  consolidated 

financial statements appearing elsewhere in this Annual Report on Form 10-K.

Item 7A. Quantitative and Qualitative Disclosures about Market Risk. 

Market risk represents the risk of loss that may affect our financial position due to adverse changes in financial market 

prices and rates. We are exposed to market risks.

Interest Rate Risk

We did not have any long-term borrowings as of December 31, 2018 or 2017.

60

 
 
 
We had cash, cash equivalents, and investments of $157.7 million and $137.7 million at December 31, 2018 and 2017, 
respectively, which consist of bank deposits, money market funds and certificates of deposit with maturity dates ranging from 
six to nine months. Such interest-earning instruments carry a degree of interest rate risk. 

We  do  not  enter  into  investments  for  trading  or  speculative  purposes  and  have  not  used  any  derivative  financial 

instruments to manage our interest rate risk exposure.

Inflation Risk

We do not believe that inflation has had a material effect on our business, financial condition, or results of operations to 
date. However, if our costs were to become subject to significant inflationary pressures, we may not be able to fully offset 
such  higher  costs  through  price  increases.  Our  inability  or  failure  to  do  so  could  harm  our  business,  operating  results,  and 
financial condition.

Foreign Currency Exchange Risk

Historically,  because  our  operations  and  sales  have  been  primarily  in  the  United  States,  we  have  not  faced  any 
significant foreign currency risk. As of December 31, 2018 and December 31, 2017, we have foreign currency exposures in 
the British pound, the Euro and the Canadian dollar, although such exposure is not significant. 

Our foreign subsidiaries have intercompany accounts that are eliminated upon consolidation, and these accounts expose 
us  to  foreign  currency  exchange  rate  fluctuations.  Exchange  rate  fluctuations  on  short-term  intercompany  accounts  are 
recorded in our consolidated statements of operations under the heading other income (expense).

As we expand internationally, our risks associated with fluctuation in currency rates will become greater, and we will 

continue to reassess our approach to managing these risks.

61

Item 8. Financial Statements and Supplementary Data. 

CarGurus, Inc.

Index to Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm ...........................................................................................
Consolidated Balance Sheets as of December 31, 2018 and 2017 .................................................................................
Consolidated  Statements  of  Operations 

the  Years  Ended  December 31,  2018,  2017, 

for 

and 

   Page No.
63
64

2016  ...........................................................................................................................................................................
Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2018, 2017, and 2016 .........
Consolidated  Statements  of  Convertible  Preferred  Stock  and  Stockholders’  Equity  (Deficit)  for  the  Years  Ended 
December 31, 2018, 2017, and 2016 ..........................................................................................................................
Consolidated Statements of Cash Flows for the Years Ended December 31, 2018, 2017, and 2016 .............................
Notes to Consolidated Financial Statements ...................................................................................................................

65
66

67
68
69

62

 
 
  
  
  
  
  
  
  
 
Report of Independent Registered Public Accounting Firm

To the Stockholders and the Board of Directors of CarGurus, Inc.

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of CarGurus, Inc. (the Company) as of December 31, 
2018  and  2017,  the  related  consolidated  statements  of  operations,  comprehensive  income,  convertible  preferred  stock  and 
stockholders'  equity  (deficit)  and  cash  flows  for  each  of  the  three  years  in  the  period  ended  December  31,  2018,  and  the 
related notes (collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated financial 
statements present fairly, in all material respects, the financial position of the Company at December 31, 2018 and 2017, and 
the  results  of  its  operations  and  its  cash  flows  for  each  of  the  three  years  in  the  period  ended  December  31,  2018,  in 
conformity with U.S. generally accepted accounting principles.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States)  (PCAOB),  the  Company's  internal  control  over  financial  reporting  as  of  December  31,  2018,  based  on  criteria 
established in Internal Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway 
Commission (2013 framework) and our report dated February 28, 2019 expressed an unqualified opinion thereon.

Basis for Opinion

These  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an 
opinion  on  the  Company’s  financial  statements  based  on  our  audits.  We  are  a  public  accounting  firm  registered  with  the 
PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws 
and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  financial  statements  are  free  of  material  misstatement, 
whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the 
financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures 
included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits 
also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating 
the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

Adoption of ASU No. 2014-09

As  discussed  in  Note  2  to  the  consolidated  financial  statements,  the  Company  changed  its  method  of  accounting  for 
revenue  and  the  capitalization  and  amortization  of  certain  contract  acquisition  costs  in  2018  due  to  the  adoption  of 
Accounting  Standards  Update  (ASU) No. 2014-09, Revenue  from  Contracts  with  Customers  (Topic  606),  and  the  related 
amendments.

/s/ Ernst & Young LLP

We have served as the Company’s auditor since 2016.

Boston, Massachusetts
February 28, 2019

63

CarGurus, Inc.

Consolidated Balance Sheets

(in thousands, except share and per share data)

At December 31,

2018

2017

Assets
Current assets:

Cash and cash equivalents......................................................................................  $
Investments ............................................................................................................ 
Accounts receivable, net of allowance for doubtful accounts of $479 and
   $494, respectively ............................................................................................... 
Prepaid expenses and prepaid income taxes .......................................................... 
Deferred contract costs........................................................................................... 
Other current assets................................................................................................ 
Restricted cash ....................................................................................................... 
Total current assets ...................................................................................................... 
Property and equipment, net........................................................................................ 
Restricted cash............................................................................................................. 
Deferred tax assets....................................................................................................... 
Deferred contract costs, net of current portion ............................................................ 
Other long–term assets ................................................................................................ 
Total assets ..................................................................................................................  $
Liabilities and stockholders’ equity
Current liabilities:

Accounts payable ...................................................................................................  $
Accrued expenses, accrued income taxes and other current liabilities .................. 
Deferred revenue.................................................................................................... 
Deferred rent .......................................................................................................... 
Total current liabilities ................................................................................................ 
Deferred rent, net of current portion............................................................................ 
Other non–current liabilities........................................................................................ 
Total liabilities............................................................................................................. 
Commitments and contingencies (Note 6)
Stockholders’ equity:

Preferred stock, $0.001 par value; 10,000,000 shares authorized;
   no shares issued and outstanding ........................................................................ 
Class A common stock, $0.001 par value; 500,000,000 shares authorized;
   89,728,223 and 77,884,754 shares issued and outstanding at
   December 31, 2018 and 2017, respectively ........................................................ 
Class B common stock, $0.001 par value; 100,000,000 shares authorized;
   20,702,084 and 28,226,104 shares issued and outstanding at
   December 31, 2018 and 2017, respectively ........................................................ 
Additional paid–in capital...................................................................................... 
Retained earnings (accumulated deficit)................................................................ 
Accumulated other comprehensive income ........................................................... 
Total stockholders’ equity ........................................................................................... 
Total liabilities and stockholders’ equity ....................................................................  $

34,887    $
122,800   

13,614   
10,144   
5,253   
7,410   
750   
194,858   
24,269   
1,921   
38,886   
7,252   
1,104   
268,290    $

34,345    $
18,654   
8,811   
1,693   
63,503   
9,395   
1,281   
74,179   

— 

90   

21   
184,216   
9,713   
71   
194,111   
268,290 

 $

87,709 
50,000 

12,577 
5,313 
— 
1,605 
— 
157,204 
16,563 
1,843 
825 
— 
159 
176,594 

23,908 
13,588 
4,305 
1,165 
42,966 
5,648 
955 
49,569 

— 

78 

28 
185,190 
(58,499)
228 
127,025 
176,594  

The accompanying notes are an integral part of these consolidated financial statements.

64

 
 
 
 
 
   
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
    
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
CarGurus, Inc.

Consolidated Statements of Operations

(in thousands, except share and per share data)

Revenue ....................................................................................................  $
Cost of revenue(1)...................................................................................... 
Gross profit............................................................................................... 
Operating expenses:

Sales and marketing ............................................................................ 
Product, technology, and development............................................... 
General and administrative ................................................................. 
Depreciation and amortization............................................................ 
Total operating expenses .......................................................................... 
Income from operations ........................................................................... 
 Other income, net:

Interest income.................................................................................... 
Other income (expense) ...................................................................... 
Total other income, net .................................................................... 
Income before income taxes..................................................................... 
(Benefit from) provision for income taxes ............................................... 
Net income ............................................................................................... 
Reconciliation of net income to net income (loss)
   attributable to common stockholders:
Net income ............................................................................................... 
Deemed dividend to preferred stockholders .......................................
Net income attributable to participating securities ............................. 
Net income (loss) attributable to common stockholders — basic............ 
Net income ............................................................................................... 
Deemed dividend to preferred stockholders .......................................
Net income attributable to participating securities .............................
Net income (loss) attributable to common stockholders — diluted......... 
Net income (loss) per share attributable to common
   stockholders: (Note 9)
Basic .........................................................................................................  $
Diluted......................................................................................................  $
Weighted–average number of shares of common stock
   used in computing net income (loss) per share
   attributable to common stockholders:
Basic ......................................................................................................... 
Diluted...................................................................................................... 

2018

Year Ended December 31,
2017

454,086    $
24,811   
429,275 

316,861    $
17,609   
299,252   

315,939   
47,866   
39,475   
2,804   
406,084   
23,191 

2,283 
10   
2,293   
25,484   
(39,686)  
65,170 

 $

65,170    $
— 
— 
65,170    $
65,170    $
— 
— 
65,170    $

236,165   
22,470   
22,688   
2,655   
283,978 
15,274 

869 
(306)  
563 
15,837   
2,638   
13,199    $

13,199    $
— 
(6,098)
7,101    $
13,199    $
— 
(5,829)
7,370    $

2016

198,141 
9,575 
188,566 

154,125 
11,453 
12,783 
1,634 
179,995 
8,571 

416 
(42)
374 
8,945 
2,448 
6,497 

6,497 
(32,087)
— 
(25,590)
6,497 
(32,087)
— 
(25,590)

0.60 
0.57 

 $
 $

0.13 
0.12 

 $
 $

(0.58)
(0.58)

  108,833,028 
  113,364,712 

55,835,265 
60,637,584 

44,138,922 
44,138,922  

(1)

Includes  depreciation  and  amortization  expense  for  the  years  ended  December 31,  2018,  2017,  and  2016  of  $2,225 
$1,140, and $438, respectively.

The accompanying notes are an integral part of these consolidated financial statements.

65

 
 
 
 
 
   
   
 
 
 
 
 
  
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
  
 
 
  
  
  
  
  
 
  
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
  
  
  
 
  
  
 
 
  
  
  
  
  
  
 
 
 
    
 
    
 
  
 
 
    
 
    
 
  
  
  
  
  
CarGurus, Inc.

Consolidated Statements of Comprehensive Income

(in thousands)

Net income ...............................................................................................  $
Other comprehensive income:

2018

Year Ended December 31,
2017

2016

65,170 

 $

13,199 

 $

6,497 

Foreign currency translation adjustment............................................. 
Comprehensive income ............................................................................  $

(157)
65,013 

 $

258 
13,457 

 $

(30)
6,467  

The accompanying notes are an integral part of these consolidated financial statements.

66

 
 
 
 
 
   
   
 
 
 
    
 
    
 
  
 
  
  
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7
6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CarGurus, Inc.

Consolidated Statements of Cash Flows

(in thousands)

Operating Activities
Net income.................................................................................................................  $
Adjustments to reconcile net income to net cash provided by
   operating activities:
Depreciation and amortization .................................................................................. 
Unrealized currency (gain) loss on foreign denominated transactions ..................... 
Deferred taxes............................................................................................................ 
Provision for doubtful accounts................................................................................. 
Stock–based compensation expense.......................................................................... 
Amortization of deferred contract costs .................................................................... 
Excess tax benefit related to exercise of stock options ............................................. 
Changes in operating assets and liabilities:

Accounts receivable, net...................................................................................... 
Prepaid expenses, prepaid income taxes, and other assets .................................. 
Deferred contracts costs ...................................................................................... 
Accounts payable ................................................................................................ 
Accrued expenses, accrued income taxes and other current liabilities ............... 
Deferred revenue ................................................................................................. 
Deferred rent........................................................................................................ 
Other non–current liabilities................................................................................ 
Net cash provided by operating activities ................................................................. 
Investing Activities
Purchases of property and equipment........................................................................ 
Capitalization of website development costs ............................................................ 
Investments in certificates of deposit ........................................................................ 
Maturities of certificates of deposit........................................................................... 
Net cash used in investing activities.......................................................................... 
Financing Activities
Initial public offering proceeds ................................................................................. 
Payment of initial public offering costs..................................................................... 
Proceeds from issuance of preferred stock................................................................ 
Proceeds from exercise of stock options ................................................................... 
Excess tax benefit related to exercise of stock options ............................................. 
Cash paid for repurchase of preferred stock, common stock, and
   vested options ......................................................................................................... 
Payment of withholding taxes on net share settlements of equity awards ................ 
Net cash (used in) provided by financing activities .................................................. 
Impact of foreign currency on cash, cash equivalents, and
   restricted cash ......................................................................................................... 
Net (decrease) increase in cash, cash equivalents, and restricted cash ..................... 
Cash, cash equivalents, and restricted cash at beginning of period........................... 
Cash, cash equivalents, and restricted cash at end of period.....................................  $
Supplemental disclosure of cash flow information:
Cash paid for income taxes........................................................................................  $
Cash paid for interest.................................................................................................  $
Supplemental disclosure of non–cash investing and financing
   activities:
Unpaid purchases of property and equipment ...........................................................  $
Unpaid initial public offering costs ...........................................................................  $
Capitalized stock-based compensation in website development costs......................  $

2018

Year Ended December 31,
2017

2016

65,170    $

13,199    $

6,497 

5,029   
(190)  
(39,040)  
1,680   
20,794   
3,689   
—   

(1,911)  
(11,753)  
(12,987)  
9,345   
2,695   
4,508   
4,289   
405   
51,723   

(5,956)  
(1,522)  
(212,800)  
140,000   
(80,278)  

—   
(1,142)  
—   
3,632   
— 

—   
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(23,395)  

3,795   
128   
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1,117   
5,028   
—   
—   

(7,039)  
(2,287)  
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6,244   
5,191   
962   
227   
243   
25,691   

(5,157)  
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(50,000)  
44,774   
(12,598)  

47,690   
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—   
398   
—   

—   
—   
44,780   

(44)  
(51,994)  
89,552   
37,558    $

159   
58,032   
31,520   
89,552    $

2,308    $
19    $

4,393    $
29    $

5,287    $
—    $
490    $

510    $
1,142    $
176    $

2,072 
— 
782 
508 
322 
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(2,226)
— 
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4,118 
1,856 
1,927 
590 
20,004 

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(1,372)
(59,774)
15,000 
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— 
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137 
821 

(60,000)
— 
690 

(45)
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62,863 
31,520 

2,045 
26 

476 
— 
—  

The accompanying notes are an integral part of these consolidated financial statements.

68

 
 
 
 
 
   
   
 
 
 
    
 
    
 
  
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
  
 
 
    
 
    
 
  
CarGurus, Inc.

Notes to Consolidated Financial Statements

(in thousands, except share and per share data, unless otherwise noted)

1. Organization and Business Description

CarGurus, Inc. (the “Company”), is a global, online automotive marketplace connecting buyers and sellers of new and 
used cars. Using proprietary technology, search algorithms, and innovative data analytics, the Company provides information 
and analysis that create a differentiated automotive search experience for consumers. The Company’s marketplace empowers 
users worldwide with unbiased third-party validation on pricing and dealer reputation, as well as other useful information that 
aids them in finding “Great Deals from Top-Rated Dealers.”

The  Company  is  headquartered  in  Cambridge,  Massachusetts  and  was  incorporated  in  the  State  of  Delaware  on 
June 26, 2015. Prior to June 26, 2015, the Company operated as CarGurus LLC and was organized on November 10, 2005 as 
a limited liability company under the laws of the Commonwealth of Massachusetts. The Company operates principally in the 
United States and has also launched marketplaces in Canada, the United Kingdom, Germany, Italy, and Spain. The Company 
has wholly owned subsidiaries in the United States, Canada, Ireland, and the United Kingdom.

On  October  16,  2017,  the  Company  completed  its  initial  public  offering  (“IPO”),  in  which  the  Company  issued  and 
sold 3,205,000 shares of its Class A common stock, including the full exercise by the underwriters of their option to purchase 
705,000 shares of Class A common stock, at a public offering price of $16.00 per share for aggregate gross proceeds of $51.3 
million.  The  Company  received  $43.2  million  in  net  proceeds  after  deducting  $3.6  million  of  underwriting  discounts  and 
commissions  and  $4.5  million  in  offering  costs.  In  addition  to  shares  of  Class  A  common  stock  issued  and  sold  by  the 
Company,  certain  selling  stockholders  sold  an  aggregate  of  7,605,000  shares  of  Class  A  common  stock,  including  the  full 
exercise by the underwriters of their option to purchase 705,000 shares of Class A common stock, as part of the IPO. Upon 
the closing of the IPO, all of the outstanding shares of convertible preferred stock automatically converted into 20,188,226 
shares  of  Class  A  common  stock  and  40,376,452  shares  of  Class  B  common  stock.  The  40,376,452  shares  of  Class  B 
common stock subsequently converted into 40,376,452 shares of Class A common stock resulting in a total conversion of all 
outstanding shares of convertible preferred stock into 60,564,678 shares of Class A common stock. Subsequent to the closing 
of the IPO, there were no shares of convertible preferred stock outstanding.

The Company is subject to a number of risks and uncertainties common to companies in its and similar industries and 
stages of development including, but not limited to, rapid technological changes, competition from substitute products and 
services from larger companies, management of international activities, protection of proprietary rights, patent litigation, and 
dependence on key individuals.  

2. Summary of Significant Accounting Policies

The accompanying consolidated financial statements reflect the application of certain significant accounting policies as 
described  below  and  elsewhere  in  these  notes  to  the  consolidated  financial  statements.  The  Company  believes  that  a 
significant accounting policy is one that is both important to the portrayal of the Company’s financial condition and results, 
and requires management’s most difficult, subjective, or complex judgments, often as the result of the need to make estimates 
about the effect of matters that are inherently uncertain.

Basis of Presentation

The  accompanying  consolidated  financial  statements  have  been  prepared  in  conformity  with  accounting  principles 
generally accepted in the United States of America (“GAAP”). Any reference in these notes to applicable guidance is meant 
to refer to the authoritative U.S. generally accepted accounting principles as found in the Accounting Standards Codification 
(“ASC”) and Accounting Standards Update (“ASU”) of the Financial Accounting Standards Board (“FASB”).

In the consolidated statements of operations for the years end ended December 31, 2017 and 2016, the Company has 
separately  presented  interest  income  from  other  income,  net  to  conform  to  current  year  presentation  due  to  the  increase  in 
amount during the year ended December 31, 2018 as compared to the year ended December 31, 2017 and 2016.

69

In the consolidated balance sheet as of December 31, 2017, the Company has separately presented other current assets 
from prepaid expenses and prepaid income taxes to conform to current year presentation due to the increase in the balance at 
December 31, 2018 as compared to December 31, 2017.

Principles of Consolidation

The  accompanying  consolidated  financial  statements  include  the  accounts  of  the  Company  and  its  wholly  owned 

subsidiaries. All intercompany balances and transactions have been eliminated in consolidation.

Use of Estimates

The  preparation  of  financial  statements  in  conformity  with  GAAP  requires  management  to  make  estimates  and 
assumptions that affect the reported amounts of assets and liabilities, disclosures of contingent assets and liabilities at the date 
of the financial statements, and the reported amounts of revenue and expenses during the reporting period.

Significant estimates relied upon in preparing these consolidated financial statements include revenue recognition and 
revenue  reserves,  contingent  liabilities,  allowances  for  doubtful  accounts,  expected  future  cash  flows  used  to  evaluate  the 
recoverability  of  long-lived  assets,  the  expensing  and  capitalization  of  product,  technology,  and  development  costs  for 
website development and internal-use software, the determination of the fair value of stock awards issued prior to the IPO, 
stock-based compensation expense, and the recoverability of the Company’s net deferred tax assets.

Although the Company regularly assesses these estimates, actual results could differ materially from these estimates. 
Changes in estimates are recorded in the period in which they become known. The Company bases its estimates on historical 
experience and various other assumptions that it believes to be reasonable under the circumstances. Actual results may differ 
from  management’s  estimates  if  these  results  differ  from  historical  experience,  or  other  assumptions  do  not  turn  out  to  be 
substantially accurate, even if such assumptions are reasonable when made.

Subsequent Events Considerations

The Company considers events or transactions that occur after the balance sheet date but prior to the issuance of the 
financial statements to provide additional evidence relative to certain estimates or to identify matters that require additional 
disclosure.  Subsequent  events  have  been  evaluated  as  required.  The  Company  has  evaluated  all  subsequent  events  and 
determined  that  there  are  no  material  recognized  or  unrecognized  subsequent  events  requiring  disclosure,  other  than  those 
disclosed in this Annual Report on Form 10-K.

Revenue Recognition

The Company derives its revenue from two primary sources: (1) marketplace subscription revenue, which consists of 
listing subscriptions, display advertising subscriptions with dealers and dealer search engine marketing subscriptions, and (2) 
advertising  and  other  revenue,  which  consists  primarily  of  display  advertising  revenue  from  auto  manufacturers  and  other 
auto-related brand advertisers.

Marketplace Subscription Revenue

The Company offers three types of marketplace Listing products to dealers: Basic Listing, which is free; and Enhanced 
or Featured Listing, which require a paid subscription under a monthly, quarterly, semiannual, or annual subscription basis. 
Contractual  subscriptions  for  customers  generally  auto-renew  on  a  monthly  basis  and  are  cancellable  by  dealers  with 
30-days’  advance  notice.  The  Company  also  offers  Listing  dealers  access  to  the  Dealer  Dashboard,  which  includes  a 
performance summary, Dealer Insights tool, user review management platform, Pricing Tool, and Market Analysis tool. The 
Pricing Tool and Market Analysis tool are available only to paying dealers. Subscription pricing is determined based on a 
dealer’s  inventory  size,  region,  and  the  Company’s  assessment  of  the  connections  and  Return  on  Investment  (“ROI”)  the 
platform will provide them.

Customers do not have the right to take possession of the Company’s software.

70

  
In addition to listing inventory in the marketplace and providing access to the Dealer Dashboard, the Company offers 
Enhanced  and  Featured  Listing  dealers  other  subscription  advertising  and  customer  acquisition  products,  including  display 
advertising that appears in the Company’s marketplace and on other sites on the internet. This advertising can be targeted by 
geography,  search  history,  and  a  number  of  other  factors,  and  dealer  search  engine  marketing,  which  helps  dealers  more 
effectively acquire customers through paid search, social media, and retargeted advertising.

Payment  is  typically  due  on  first  day  of  each  calendar  month  and  is  recorded  as  accounts  receivable  or  short-term 

deferred revenue when payment is received in advance of services being delivered to the customers.

Advertising and Other Revenue

Advertising  and  other  revenue  consists  primarily  of  non-dealer  display  advertising  revenue  from  auto  manufacturers 
and  other  auto-related  brand  advertisers  sold  on  a  cost  per  thousand  impressions  (“CPM”)  basis.  An  impression  is  an 
advertisement loaded on a web page. In addition to advertising sold on a CPM basis, the Company also has advertising sold 
on a cost per click basis. Auto manufacturers and other brand advertisers can execute advertising campaigns that are targeted 
across  a  wide  variety  of  parameters,  including  demographic  groups,  behavioral  characteristics,  specific  auto  brands, 
categories  such  as  Certified  Pre-Owned,  and  segments  such  as  hybrid  vehicles.  The  Company  does  not  provide  minimum 
impression guarantees or other types of minimum guarantees in its contracts with customers. Pricing is primarily based on 
advertisement size and position on the Company’s websites and mobile applications, and fees are billed monthly in arrears. 
Unbilled accounts receivables relate to services rendered in the current period, but not invoiced until the subsequent period.

The  Company  sells  advertising  directly  to  auto  manufacturers  and  other  auto  related  brand  advertisers,  as  well  as 
indirectly through revenue sharing arrangements with advertising exchange partners. Company-sold advertising is not subject 
to revenue sharing arrangements. Company-sold advertising revenue is recognized based on the gross amount charged to the 
advertiser.  Partner-sold  advertising  revenue  is  recognized  based  on  the  net  amount  of  revenue  received  from  the  content 
partners.

Revenue  from  advertising  sold  directly  by  the  Company  is  recorded  on  a  gross  basis  because  the  Company  is  the 
principal  in  the  arrangement,  controls  the  ad  placement  and  timing  of  the  campaign,  and  establishes  the  selling  price.  The 
Company enters into contractual arrangements directly with advertisers and is directly responsible for the fulfillment of the 
contractual terms including any remedy for issues with such fulfillment. 

Advertising revenue subject to revenue sharing agreements between the Company and advertising exchange partners is 
recognized  based  on  the  net  amount  of  revenue  received  from  the  partner.  The  advertising  partner  is  responsible  for 
fulfillment,  including  the  acceptability  of  the  services  delivered.  In  partner-sold  advertising  arrangements,  the  advertising 
partner has a direct contractual relationship with the advertiser. There is no contractual relationship between the Company 
and  the  advertiser  for  partner  sold  transactions.  When  an  advertising  exchange  partner  sells  advertisements,  the  partner  is 
responsible  for  fulfilling  the  advertisements,  and  accordingly,  the  Company  has  determined  the  advertising  partner  is  the 
principal  in  the  arrangement.  Additionally,  for  auction-based  partner  agreements,  the  Company  has  latitude  in  establishing 
the floor price, but the final price is established by the exchange server are market rates. 

Customers are billed monthly in arrears and payment terms are generally thirty to sixty days from the date invoiced.   

Prior to adoption of ASC 606

The Company recognizes revenue when all of the following conditions are satisfied: (1) there is persuasive evidence of 
an arrangement; (2) the service has been provided to the customer; (3) the collection of fees is reasonably assured; and (4) the 
amount of fees to be paid by the customer is fixed or determinable.

The  Company  recognizes  marketplace  subscription  revenue  on  a  monthly  basis  as  revenue  is  earned  and  advertising 

and other revenue as impressions are delivered. Revenue is presented net of any taxes collected from customers.    

71

The Company assesses arrangements with multiple deliverables under ASU No. 2009-13, Revenue Recognition (Topic 
605), Multiple-Deliverable  Revenue  Arrangements —  a  Consensus  of  the  FASB  Emerging  Issues  Task  Force.  Pursuant  to 
ASU  2009-13,  in  order  to  treat  deliverables  in  a  multiple-element  arrangement  as  separate  units  of  accounting,  the 
deliverables  must  have  stand-alone  value  upon  delivery.  If  the  deliverables  have  stand-alone  value  upon  delivery,  the 
Company accounts for each deliverable separately. The Company has concluded that each element in the arrangement has 
stand-alone value as the individual services can be sold separately. In addition, there is no right of refund once a service has 
been  delivered.  Therefore,  the  Company  has  concluded  each  element  of  the  arrangement  is  a  separate  unit  of  accounting. 
While these arrangements are considered multiple element-arrangements, the recognition of the units of accounting follow a 
consistent ratable recognition given the pattern over which services are provided.

The Company establishes sales allowances at the time of revenue recognition based on its history of adjustments and 
credits provided to its customers. Sales allowances relate primarily to credits issued for service interruption. In assessing the 
adequacy of the sales allowance, the Company evaluates its history of adjustments and credits made through the date of the 
issuance of the financial statements. Estimated sales adjustments and credits and ultimate losses may vary from actual results 
which could be material to the financial statements; however, to date, actual sales allowances have been materially consistent 
with  the  Company’s  estimates.  Sales  allowances  are  recorded  as  a  reduction  to  revenue  in  the  consolidated  statements  of 
operations.

Post adoption of ASC 606

In  May  2014,  the  Financial  Accounting  Standards  Board  (FASB) issued ASU No. 2014-09, Revenue  from  Contracts 
with  Customers  (Topic  606), which  modifies  how  all  entities  recognize  revenue,  and  consolidates  revenue  recognition 
guidance into one ASC Topic (ASC Topic 606, Revenue from Contracts with Customers) (“ASC 606”).  Since the Company 
ceased to be an emerging growth company as of December 31, 2018, the Company adopted the standard during the fourth 
quarter  of  2018  and  applied  the  modified  retrospective  method  of  adoption  with  a  cumulative catch-up adjustment to  the 
opening balance of retained earnings at January 1, 2018. Under this method, the Company applied the revised guidance for 
the  year  of  adoption  and  applied  ASC  Topic  605, Revenue  Recognition (“ASC  605”),  in  the  prior  years.  As  a  result,  the 
Company applied ASC 606 only to contracts that were not yet completed as of January 1, 2018. The Company recognized a 
cumulative catch-up  adjustment  to  the  opening  balance  of  retained  earnings  at  the  effective  date  for  contracts  that  still 
required  performance  by  the  Company  at  January  1,  2018.  For  contracts  that  were  modified  before  the  effective  date,  the 
Company exercised the use of the practical expedient and reflected the aggregate effect of all modifications when identifying 
performance  obligations,  determining  the  transaction  price  and  allocating  transaction  price,  which  did  not  have  a  material 
effect on the adjustment to retained earnings.

ASC  606 outlines  a  comprehensive  five-step  revenue  recognition  model  based  on  the  principle  that  an  entity  should 
recognize  revenue  to  depict  the  transfer  of  promised  goods  or  services  to  customers  in  an  amount  that  reflects  the 
consideration  to  which  the  entity  expects  to  be  entitled  in  exchange  for  those  goods  or  services.  To  achieve  this  core 
principle, the Company applies the following five steps:

1)

2)

Identify the contract with a customer 

Identify the performance obligations in the contract

3) Determine the transaction price 

4) Allocate the transaction price to performance obligations in the contract

5) Recognize revenue when or as the Company satisfies a performance obligation 

Disaggregation of Revenue

The  following  table  summarizes  revenue  from  contracts  with  customers  by  revenue  source  for  the  year  ended 

December 31, 2018.

Revenue by Revenue Stream ................................  

Marketplace subscription revenue................   $
Advertising and other revenue......................  
 Total.....................................................................   $

Year Ended
December 31, 2018

405,780 
48,306 
454,086  

72

 
 
 
 
 
 
 
  
 
The Company provides disaggregation of revenue based on the marketplace subscription versus advertising and other 
revenue classification in the table above and based on geographic region (see Note 11) as it believes these categories best 
depict how the nature, amount, timing and uncertainty of revenue and cash flows are affected by economic factors.

Marketplace Subscription Revenue

For dealer listings, the Company provides a single similar service each day for a period of time.  Each time increment 
(i.e. day), rather than the underlying activities, is distinct and substantially the same and therefore the performance obligation 
of  the  Company  is  to  provide  a  series  of  daily  activities  over  the  contract  term.  Similar  to  the  dealer  listings,  the  display 
advertising  is  considered  a  promise  to  provide  a  single  similar  service  each  day.    Each  time  increment  is  distinct  and 
substantially the same and therefore the performance obligation of the Company is to provide a series of daily activities over 
the contract term. 

Total consideration for marketplace subscription revenue is stated within the contracts. There are no contractual cash 
refund rights, but credits may be issued to a customer at the sole discretion of the Company. At an individual contract level, 
there is also no variable consideration, such as sales allowance, that needs to be included in the transaction price. However, at 
a  portfolio  level,  the  Company  recognizes  that  there  are  times  when  there  is  a  customer  satisfaction  issue  or  other 
circumstance that will lead to a credit. Due to the known possibility of future credits, a monthly sales allowance review is 
performed  to  defer  revenue  at  a  portfolio  level  for  such  future  adjustments  in  the  period  of  incurrence.  The  Company 
establishes sales allowances at the time of revenue recognition based on its history of adjustments and credits provided to its 
customers.  In  assessing  the  adequacy  of  the  sales  allowance,  the  Company  evaluates  its  history  of  adjustments  and  credits 
made through the date of the issuance of the financial statements. Estimated sales adjustments, credits and losses may vary 
from actual results which could lead to material adjustments to the financial statements. To date, actual sales allowances have 
been  materially  consistent  with  the  Company’s  estimates.  Sales  allowances  are  recorded  as  a  reduction  to  revenue  in  the 
consolidated statements of operations.

Performance obligations are satisfied over time as the customer simultaneously receives and consumes the benefit of 
the service. Revenue is recognized ratably over the subscription period beginning on the date the Company’s online products 
are made available to the customers. Revenue is presented net of any taxes collected from customers. 

Advertising and Other Revenue

For  advertising  revenue,  the  performance  obligation  is  to  publish  the  agreed  upon  campaign  on  the  Company’s 

websites and load the related impressions.

Advertising  contracts  state  the  transaction  price  within  the  agreement  with  payment  being  based  on  the  number  of 
clicks  or  impressions  delivered  on  the  Company’s  websites.  Total  consideration  is  based  on  output  and  deemed  variable 
consideration constrained by an agreed upon delivery schedule. Additionally, there are generally no contractual cash refund 
rights.  Certain contracts do contain the right for credits in situations in which impressions are not displayed in compliance 
with contractual specifications. At an individual contract level, the Company may give a credit for a customer satisfaction 
issue or other circumstance. Due to the known possibility of future credits, a monthly review is performed to defer revenue at 
an individual contract level for such future adjustments in the period of incurrence.

As  consideration  is  driven  by  the  number  of  impressions  delivered  on  the  CarGurus  websites,  the  consideration  for 

each period is allocated to the period in which the service was rendered. 

Performance obligations for company-sold advertising revenue and partner-sold advertising revenue are satisfied over 
time  as  impressions  are  delivered.  Revenue  is  recognized  based  on  the  total  number  of  impressions  delivered  within  the 
specified period. Revenue from advertising sold directly by the Company is recognized based on the gross amount charged to 
the advertiser and advertising revenue sold by partners is recognized based on the net amount of revenue received from the 
content partners. Revenue is presented net of any taxes collected from customers.  

For other revenue, performance obligations are satisfied over time as services are rendered and revenue is recognized 

as it is earned.

73

Contracts with Multiple Performance Obligations

The  Company  periodically  enters  into  arrangements  that  include  Dealer  Listing  and  Display  within  marketplace 
subscription revenue. These contracts include multiple promises that the Company evaluates to determine if the promises are 
separate  performance  obligations.  Performance  obligations  are  identified  based  on  services  to  be  transferred  to  a  customer 
that  are  distinct  within  the  context  of  the  contractual  terms.  Once  the  performance  obligations  have  been  identified,  the 
Company determines the transaction price, which includes estimating the amount of variable consideration to be included in 
the transaction price, if any. If required, the transaction price is allocated to each performance obligation in the contract based 
on  a  relative  SSP  method  as  the  performance  obligation  is  being  satisfied.  For  the  Company’s  arrangements  that  include 
Dealer  Listing  and  Display,  the  performance  obligations  were  satisfied  over  a  consistent  period  of  time  and  therefore  the 
allocations did not impact the revenue recognized.

Costs to Obtain a Contract

Commissions paid to sales representatives and payroll taxes are considered costs to obtain a contract. Under the new 
guidance,  the  costs  to  obtain  a  contract  require  capitalization  and  amortization  of  those  costs  over  the  period  of  benefit. 
Although the new guidance specifies the accounting for an individual contract with a customer, as a practical expedient, the 
Company has opted to apply the guidance to a portfolio of contracts with similar characteristics. The Company has opted to 
apply another practical expedient to immediately expense the incremental cost of obtaining a contract when the underlying 
related  asset  would  have  been  amortized  over  one  year  or  less.  As  such,  the  Company  applied  this  practical  expedient  to 
advertising contracts as the term is one year or less and these contracts do not renew automatically. The practical expedient is 
not applicable to marketplace subscription contracts as the period of benefit including renewals is anticipated to be greater 
than  one  year  as  commissions  paid  on  contract  renewals  are  not  commensurate  with  the  commissions  paid  on  the  initial 
contract. The assets are periodically assessed for impairment.

For  marketplace  subscription  customers,  the  commissions  paid  on  contracts  with  new  customers,  in  addition  to  any 
commission  amount  related  to  incremental  sales,  are  capitalized  and  amortized  over  the  estimated  benefit  period  of  the 
customer relationship taking into account factors such as peer estimates of technology lives and customer lives as well as the 
Company's own historical data. Commissions paid that are not directly related to obtaining a new contract are expensed as 
incurred.

Additionally,  the  Company  allocates  employer  payroll  tax  expense  to  the  commission  expense  in  proportion  to  the 
overall payroll taxes paid during the respective period.  As such, capitalized payroll taxes are amortized in the same manner 
as the underlying capitalized commissions.

74

Financial Statement Impact of Adopting ASC 606

The  cumulative  effect  of  applying  the  new  guidance  to  all  contracts  with  customers  that  were  not  completed  as  of 
January 1,  2018  was  recorded  as  an  adjustment  to  accumulated  deficit  as  of  the  adoption  date.  As  a  result  of  applying  the 
modified retrospective method to adopt the new revenue guidance, the following adjustments were made on the consolidated 
balance sheet as of January 1, 2018.

As

Reported  

Adjustments

December 31,
2017

Marketplace
Subscription
Revenue

Costs to
Obtain a
Contract

As

Adjusted  

January 1,
2018

87,709 
50,000 
12,577 
5,313 
— 
1,605 
— 
157,204 
16,563 
1,843 
825 
— 
159 
176,594 

23,908 

13,588 
4,305 
— 
1,165 
42,966 
5,648 
955 
49,569 

— 
78 
28 
185,190 
(58,499)   
228 
127,025 
176,594 

 $

Assets
Current assets:

Cash and cash equivalents ..........................................   $
Investments .................................................................    
Accounts receivable, net .............................................    
Prepaid expenses and prepaid income taxes ...............    
Deferred contract costs ...............................................    
Other current assets.....................................................    
Restricted cash ............................................................    
Total current assets...........................................................    
Property and equipment, net.............................................    
Restricted cash..................................................................    
Deferred tax assets ...........................................................    
Deferred contract costs, net of current portion.................    
Other long–term assets .....................................................    
Total assets .......................................................................   $
Liabilities and stockholders’ equity
Current liabilities:

Accounts payable........................................................   $
Accrued expenses, accrued income taxes and other
   current liabilities ......................................................    
Deferred revenue.........................................................    
Deferred tax liabilities ................................................    
Deferred rent ...............................................................    
Total current liabilities .....................................................    
Deferred rent, net of current portion ................................    
Other non–current liabilities.............................................    
Total liabilities..................................................................    
Commitments and contingencies
Stockholders’ equity:

Preferred stock ............................................................    
Class A common stock ...............................................    
Class B common stock................................................    
Additional paid–in capital...........................................    
Accumulated deficit....................................................    
Accumulated other comprehensive income................    
Total stockholders’ equity ................................................    
Total liabilities and stockholders’ equity .........................   $

75

813 

1,424 

813 

1,424 

(190)   

(635)   
1,783 

 $

623 

 $

2,572 

 $

87,709 
50,000 
13,390 
5,313 
1,424 
1,605 
— 
159,441 
16,563 
1,843 
— 
1,783 
159 
 $ 179,789 

 $

23,908 

13,588 
4,305 
153 
1,165 
43,119 
5,648 
955 
49,722 

— 
78 
28 
185,190 
(55,457)
228 
130,067 
 $ 179,789  

153 

153 

153 

— 

— 

623 

2,419 

623 
623 

 $

2,419 
2,572 

 
 
 
 
 
 
 
   
 
 
 
 
 
   
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Marketplace Subscription Revenue

Under  ASC  606,  the  Company’s  accounting  for  contracts  containing  discounts  resulted  in  accelerated  revenue 

recognition. The cumulative impact of this change to the Company’s accounts receivable on January 1, 2018 was $813.

Costs to Obtain a Contract

As  described  above,  under  the  new  guidance,  the  capitalized  commission  expense  is  amortized  over  the  estimated 
customer relationship period. The net impact of this change resulted in a $3,207 reduction to accumulated deficit for contracts 
that still require performance by the Company at the date of adoption.

Income Taxes

The adoption of ASC 606 primarily resulted in an acceleration of revenue and the reduction of expense, which in turn 
generated  additional  deferred  tax  liabilities  that  ultimately  reduced  the  Company’s  net  deferred  tax  asset  position.  The 
cumulative impact resulted in a reduction to deferred tax assets of $978 which put the Company in a net deferred tax liability 
position on January 1, 2018.

76

Impact of New Revenue Guidance on Financial Statement Line Items

The following tables compare the reported consolidated balance sheet, statement of operations and cash flows, as of 

and for the year ended December 31, 2018, to the pro-forma amounts had the previous guidance been in effect.

As of December 31, 2018

As

Reported  

Marketplace
Subscription
Revenue

Costs to
Obtain a
Contract

Pro forma
as if the
previous
accounting
guidance
was
in effect

Balance Sheet
Assets
Current assets:

34,887 
Cash and cash equivalents ..........................................   $
122,800 
Investments .................................................................   
13,614 
Accounts receivable, net .............................................    
10,144 
Prepaid income taxes and prepaid income taxes ........    
5,253 
Deferred contract costs ...............................................    
7,410 
Other current assets.....................................................    
750 
Restricted cash ............................................................    
194,858 
Total current assets...........................................................    
24,269 
Property and equipment, net.............................................    
1,921 
Restricted cash..................................................................    
38,886 
Deferred tax assets ...........................................................    
7,252 
Deferred contract costs, net of current portion.................    
Other long–term assets .....................................................    
1,104 
Total assets .......................................................................   $ 268,290 
Liabilities and stockholders’ equity
Current liabilities:

Accounts payable........................................................   $
Accrued expenses, accrued income taxes and other
   current liabilities ......................................................   
Deferred revenue.........................................................    
Deferred rent ...............................................................    
Total current liabilities .....................................................    
Deferred rent, net of current portion ................................    
Other non–current liabilities.............................................    
Total liabilities..................................................................    
Commitments and contingencies
Stockholders’ equity:

34,345 

18,654 
8,811 
1,693 
63,503 
9,395 
1,281 
74,179 

— 
Preferred stock ............................................................    
90 
Class A common stock ...............................................    
21 
Class B common stock................................................    
184,216 
Additional paid–in capital...........................................    
9,713 
Retained earnings (accumulated deficit).....................    
71 
Accumulated other comprehensive income................    
194,111 
Total stockholders’ equity ................................................    
Total liabilities and stockholders’ equity .........................   $ 268,290 

939 

5,253 

939 

5,253 

(227)   

(3,187)   
7,252 

 $

712 

 $

9,318 

 $

34,887 
122,800 
12,675 
10,144 
— 
7,410 
750 
188,666 
24,269 
1,921 
42,300 
— 
1,104 
 $ 258,260 

 $

34,345 

18,654 
8,811 
1,693 
63,503 
9,395 
1,281 
74,179 

— 
90 
21 
184,216 
(317)
71 
184,081 
 $ 258,260  

— 

— 

— 

— 

712 

9,318 

712 
712 

 $

9,318 
9,318 

 $

Total  reported  assets  were $10,030 greater  than  the pro-forma balance  sheet,  which  assumes  the  previous  guidance 
remained  in  effect  as  of  December 31,  2018.  This  was  largely  due  to  the  impact  of  $12,505  related  to  costs  to  obtain  a 
contract.

There were no changes to liabilities as of December 31, 2018 as a result of the adoption of ASC 606. 

77

 
 
 
 
 
 
 
 
 
 
   
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
The following summarizes the significant changes on the Company’s consolidated statement of operations for the year  
ended December 31, 2018 as a result of the adoption of ASC 606 on January 1, 2018 compared to the pro-forma amounts had 
the Company continued to recognize revenue under ASC 605.

Year Ended December 31, 2018

Statement of Operations
Revenue ............................................................................   $ 454,086    $
24,811     
Cost of revenue.................................................................    
Gross profit.......................................................................    
429,275 
Operating expenses:

Reported  

126     

126     

As

Marketplace
Subscription
Revenue

Costs to
Obtain a
Contract

Pro forma
as if the
previous
accounting
guidance
was
in effect
     $ 453,960 
24,811 
429,149 

—     

Sales and marketing ....................................................    
Product, technology, and development.......................    
General and administrative .........................................    
Depreciation and amortization....................................    
Total operating expenses ..................................................    
Income from operations ...................................................    
 Other income, net:

Interest income............................................................    
Other income (expense) ..............................................    
Total other income, net ............................................    
Income before income taxes.............................................    
(Benefit from) provision for income taxes .......................    
Net income .......................................................................   $
Basic .................................................................................   $
Diluted..............................................................................  $

315,939     
47,866     
39,475     
2,804     
406,084     
23,191 

2,283 

10     
2,293     
25,484     
(39,686)   
 $
65,170 
 $
0.60 
 $
0.57 

(9,298)   

—     

126 

(9,298)   
9,298     

—     
126     
37     
89    $
 $
— 
 $
— 

—     
9,298     
2,399     
6,899    $
0.07    $
0.06    $

325,237 
47,866 
39,475 
2,804 
415,382 
13,767 

2,283 
10 
2,293 
16,060 
(42,122)
58,182 
0.53 
0.51  

The adoption of ASC 606 resulted in an increase to revenue of $126 during the year ended December 31, 2018 due to 
accelerated  revenue  recognition  for  contracts  containing  discounts.  The  adoption  of  ASC  606  also  resulted  in  a  $9,298 
reduction in sales and marketing expense during the year ended December 31, 2018 as a result of capitalizing a portion of 
commission  expense,  which  was  previously  expensed  under  the  previous  guidance.  During  the  year  ended  December  31, 
2018, the cumulative impact of these changes was a $9,424 increase in income from operations which resulted in a $2,436 
reduction  to  the  benefit  from  income  taxes.  Additionally,  the  adoption  of  ASC  606  resulted  in  the  Company’s  basic  and 
diluted EPS for the year ended December 31, 2018 increasing $0.07 and $0.06, respectively.  

78

 
 
 
 
 
 
 
   
 
      
      
  
   
      
      
      
  
      
      
      
      
      
      
      
  
  
   
  
  
  
  
      
  
  
  
  
      
      
      
The following summarizes the significant changes on the Company’s consolidated statement of cash flows for the year 
ended December 31, 2018 as a result of the adoption of ASC 606 on January 1, 2018 compared to the pro-forma amounts had 
the Company continued to recognize revenue under ASC 605.

Year Ended December 31, 2018

As

Reported  

Marketplace
Subscription
Revenue

Costs to
Obtain a
Contract

Pro forma
as if the
previous
accounting
guidance
was
in effect

65,170 

 $

89 

 $

6,899    $

58,182 

Statement of Cash Flows
Operating Activities
Net income ....................................................................  $
Adjustments to reconcile net income to net cash
   provided by operating activities:
Depreciation and amortization ......................................   
Unrealized currency (gain) loss on foreign
   denominated transactions ...........................................   
Deferred taxes ...............................................................   
Provision for doubtful accounts ....................................   
Stock–based compensation expense .............................   
Amortization of deferred contract costs........................   
Changes in operating assets and liabilities:

Accounts receivable, net..........................................   
Prepaid expenses, prepaid income taxes, and other
   assets.....................................................................   
Deferred contracts costs...........................................   
Accounts payable.....................................................   
Accrued expenses, accrued income taxes and other
   current liabilities ...................................................   
Deferred revenue .....................................................   
Deferred rent............................................................   
Other non–current liabilities....................................   
Net cash provided by operating activities .....................   

5,029 

(190)   
(39,040)   
1,680 
20,794 
3,689 

(11,753)   
(12,987)   
9,345 

2,695 
4,508 
4,289 
405 
51,723 

(1,911)   

(126)   

5,029 

(190)
(41,476)
1,680 
20,794 
— 

(1,785)

(11,753)
— 
9,345 

2,695 
4,508 
4,289 
405 
51,723  

37 

2,399     

3,689     

(12,987)   

— 

—     

The adoption of ASC 606 had no impact on the Company’s cash flows from operations. The aforementioned impacts 

resulted in offsetting shifts in cash flows between net income and various working capital balances.

The  following  summarizes  the  opening  and  closing  balances  of  receivables  and  contract  assets  from  contracts  with 

customers.

Balance at January 1, 2018 ........................................... $
Balance at December 31, 2018 .....................................  

Accounts
Receivable, net   
13,390  $
13,614   

Contract Assets
(current)

Contract Assets
(non-current)   
1,783  
7,252  

1,424  $
5,253   

The assets recognized for costs to obtain a contract was $3,207 and $12,505 as of January 1, 2018 and December 31, 
2018, respectively. Amortization expense recognized during the year ended December 31, 2018 related to costs to obtain a 
contract were $3,689.

79

 
 
 
 
 
 
 
 
 
 
   
  
  
  
  
      
  
   
  
  
  
  
      
  
  
  
  
      
  
  
      
  
  
  
  
      
  
  
  
      
  
  
  
   
  
  
  
  
      
  
      
  
  
      
  
  
  
  
  
      
  
  
  
      
  
  
  
      
  
  
  
      
  
  
  
      
  
  
 
 
  
  
Transaction Price Allocated to Future Performance Obligations

ASC 606 requires that the Company disclose the aggregate amount of transaction price that is allocated to performance 
obligations that have not yet been satisfied as of December 31, 2018. However, the Company applied the practical expedient 
to  not  disclose  the  amount  of  transaction  price  allocated  to  unsatisfied  performance  obligations  when  the  performance 
obligation is part of a contract that has an original expected duration of one year or less. 

The Company does not have future obligations associated with marketplace revenue subscriptions or advertising and 
other services that extend beyond one year. For performance obligations not satisfied as of December 31, 2018, the nature of 
the performance obligations, the variable consideration and any consideration from contracts with customers not included in 
the transaction price is consistent with performance obligations satisfied as of December 31, 2018. The remaining duration is 
less than one year. 

Deferred Revenue

Deferred  revenue  primarily  consists  of  payments  received  in  advance  of  revenue  recognition  from  the  Company’s 
marketplace  revenue  and  is  recognized  as  the  revenue  recognition  criteria  are  met.  The  Company  generally  invoices  its 
customers  monthly.  Accordingly,  the  deferred  revenue  balances  do  not  represent  the  total  contract  value  of  annual  or 
multiyear  subscription  agreements.  Deferred  revenue  that  is  expected  to  be  recognized  during  the  succeeding  12-month 
period  is  recorded  as  current  deferred  revenue  and  the  remaining  portion  is  recorded  as  noncurrent  in  the  consolidated 
balance sheets. All deferred revenue was recorded as current for all periods presented.

Cost of Revenue

Cost  of  revenue  primarily  consists  of  costs  related  to  supporting  and  hosting  the  Company’s  websites  and  product 
offerings. These costs include salaries, benefits, incentive compensation and stock-based compensation expense related to the 
customer  support  team,  and  third-party  service  provider  costs  such  as  data  center  and  networking  expenses,  allocated 
overhead, depreciation and amortization expense associated with the Company’s property and equipment, and amortization 
of capitalized website development costs.

Concentration of Credit Risk

The Company has no significant off-balance sheet risk, such as foreign exchange contracts, option contracts, or other 
foreign  hedging  arrangements.  Financial  instruments  that  potentially  expose  the  Company  to  concentrations  of  credit  risk 
consist primarily of cash, cash equivalents, investments, and trade accounts receivable. The Company maintains its cash, cash 
equivalents, and investments principally with accredited financial institutions of high credit standing. Although the Company 
deposits  its  cash  and  investments  with  multiple  financial  institutions,  its  deposits,  at  times,  may  exceed  federally  insured 
limits.

Credit  risk  with  respect  to  accounts  receivable  is  dispersed  due  to  the  large  number  of  customers.  The  Company 
routinely  assesses  the  creditworthiness  of  its  customers.  The  Company  generally  has  not  experienced  any  material  losses 
related to receivables from individual customers, or groups of customers. The Company does not require collateral. Due to 
these  factors,  no  additional  credit  risk  beyond  amounts  provided  for  collection  losses  is  believed  by  management  to  be 
probable in the Company’s accounts receivable.

For the years ended December 31, 2018, 2017 and 2016, no individual customer accounted for more than 10% of total 

revenue.   

As of December 31, 2018, two customers accounted for 21% and 14% of net accounts receivable, respectively. As of 
December 31, 2017, two customers accounted for 29% and 17% of net accounts receivable, respectively. No other individual 
customer accounted for more than 10% of net accounts receivable at December 31, 2018 or 2017.

Included  in  net  accounts  receivable  at  December 31,  2018  and  2017,  is  $5,815  and  $1,845  of  unbilled  accounts 

receivables related to advertising customers billed within a quarter subsequent to services rendered.

80

Cash, Cash Equivalents, and Investments

The Company considers all highly liquid investments with an original maturity of three months or less at the date of 
purchase to be cash equivalents. Investments not classified as cash equivalents with maturities less than one year from the 
balance sheet date are classified as short-term investments, while investments with maturities in excess of one year from the 
balance  sheet  date  are  classified  as  long-term  investments.  Management  determines  the  appropriate  classification  of 
investments at the time of purchase, and re-evaluates such determination at each balance sheet date.

Cash and cash equivalents primarily consist of cash on deposit with banks, and amounts held in interest-bearing money 

market accounts. Cash equivalents are carried at cost, which approximates their fair market value.

The Company’s investment policy, which was approved by the Audit Committee of the Company’s board of directors 
(the  “Board”),  permits  investments  in  fixed  income  securities,  including  U.S.  government  and  agency  securities,  non-U.S. 
government  securities,  money  market  instruments,  commercial  paper,  certificates  of  deposit,  corporate  bonds,  and 
asset-backed securities.

As  of  December 31,  2018  and  2017,  investments  consisted  of  U.S.  certificates  of  deposit  (“CDs”)  with  remaining 
maturities  of  less  than  twelve  months.  The  Company  classifies  CDs  with  readily  determinable  market  values  as 
held-to-maturity,  because  it  is  the  Company’s  intention  to  hold  such  investments  until  they  mature.  As  such,  investments 
were  recorded  at  amortized  cost  at  December 31,  2018  and  2017.  The  Company  adjusts  the  cost  of  investments  for 
amortization of premiums and accretion of discounts to maturity, if any. For the years ended December 31, 2018, 2017 and 
2016, the Company did not have any premiums or discounts.

Realized gains and losses from sales of the Company’s investments are included in other income (expense). There were 

no realized gains or losses on investments for the years ended December 31, 2018, 2017 or 2016.

The Company reviews investments for other-than-temporary impairment whenever the fair value of an investment is 
less  than  the  amortized  cost  and  evidence  indicates  that  an  investment’s  carrying  amount  is  not  recoverable  within  a 
reasonable period of time. Other-than-temporary impairments of investments are recognized in the consolidated statements of 
operations if the Company has experienced a credit loss, has the intent to sell the investment, or if it is more likely than not 
that the Company will be required to sell the investment before recovery of the amortized cost basis. Evidence considered in 
this  assessment  includes  reasons  for  the  impairment,  compliance  with  the  Company’s  investment  policy,  the  severity  and 
duration of the impairment, and changes in value subsequent to the end of the period. As of December 31, 2018 and 2017, the 
Company  determined  that  no  other-than-temporary  impairments  were  required  to  be  recognized  in  the  consolidated 
statements of operations.

Restricted Cash

At  December 31,  2018  and  2017,  restricted  cash  was  $2,671  and  $1,843,  respectively,  and  primarily  related  to  cash 
held at a financial institution in an interest-bearing cash account as collateral for three letters of credit in 2018 and two letters 
of credit in 2017 related to the contractual provisions for the Company’s building lease security deposits. 

Accounts Receivable and Allowance for Doubtful Accounts

Accounts receivable are recorded based on the amount due from the customer and do not generally bear interest. The 
Company  offsets  gross  trade  accounts  receivable  with  an  allowance  for  doubtful  accounts.  The  allowance  for  doubtful 
accounts  is  the  Company’s  best  estimate  of  the  amount  of  probable  credit  losses  in  the  Company’s  existing  accounts 
receivable and is based upon historical loss patterns, the number of days that billings are past due, and an evaluation of the 
potential risk of loss associated with specific accounts. Account balances are charged against the allowance after all means of 
collection  have  been  exhausted  and  the  potential  for  recovery  is  considered  remote.  The  Company  does  not  have  any 
off-balance  sheet  credit  exposure  related  to  its  customers.  Provisions  for  allowances  for  doubtful  accounts  are  recorded  in 
general and administrative expense.

Unbilled  accounts  receivables  are  recorded  for  services  rendered  in  the  current  period,  but  not  invoiced  until  the 

subsequent period.

81

The Company considers current economic trends when evaluating the adequacy of the allowance for doubtful accounts. 
If circumstances relating to specific customers change, or unanticipated changes occur in the general business environment, 
particularly as it affects auto dealers, the Company’s estimates of the recoverability of receivables could be further adjusted.

Below  is  a  summary  of  the  changes  in  the  Company’s  allowance  for  doubtful  accounts  for  the  years  ended 

December 31, 2018, 2017, and 2016:

Year ended December 31, 2018 ..............................  $
Year ended December 31, 2017 ..............................   
Year ended December 31, 2016 ..............................   

494    $
164     
75     

1,680    $
1,117     
508     

Balance at
Beginning of
Period

Provision

Write–offs,
net of
recoveries

Balance at
End of Period  
479 
494 
164  

(1,695)  $
(787)   
(419)   

Property and Equipment

Property  and  equipment  are  stated  at  cost  less  accumulated  depreciation  and  amortization  using  the  straight-line 
method over the estimated useful lives of the assets. Leasehold improvements are amortized over the shorter of the lease term 
or the estimated useful life of the related asset. The estimated useful lives of the Company’s property and equipment are as 
follows:

Computer equipment ..................................
Capitalized software ...................................
Website development costs.........................
Furniture and fixtures .................................
Leasehold improvements ............................ Lesser of asset life or lease term

Estimated Useful Life
(In Years)
3
3
3
5

Expenditures for maintenance and repairs are charged to expense as incurred, whereas major betterments are capitalized as 
additions  to  property  and  equipment.  The  Company  reviews  its  property  and  equipment  whenever  events  or  changes  in 
circumstances  indicate  that  the  carrying  value  of  certain  assets  might  not  be  recoverable.  In  these  instances,  the  Company 
recognizes an impairment loss when it is probable that the estimated cash flows are less than the carrying value of the asset.

Foreign Currency Translation

The  reporting  currency  of  the  Company  is  the  U.S.  dollar.  The  functional  currency  of  the  Company’s  foreign 
subsidiaries  is  the  local  currency  of  each  subsidiary.  All  assets  and  liabilities  in  the  balance  sheets  of  entities  whose 
functional currency is a currency other than the U.S. dollar are translated into U.S. dollar equivalents at exchange rates as 
follows:  (1) asset  and  liability  accounts  at  period-end  rates;  (2) income  statement  accounts  at  weighted-average  exchange 
rates for the period; and (3) stockholders’ equity accounts at historical exchange rates. The resulting translation adjustments 
are  excluded  from  net  income  and  reflected  as  a  separate  component  of  stockholders’  equity  (deficit).  Foreign  currency 
transaction  gains  and  losses  are  included  in  net  income  for  the  period.  The  Company  may  periodically  have  certain 
intercompany  foreign  currency  transactions  that  are  deemed  to  be  of  a  long-term  investment  nature;  exchange  adjustments 
related to those transactions are made directly to a separate component of stockholders’ equity (deficit).

Capitalized Website and Software Development Costs

The  Company  capitalizes  certain  costs  associated  with  the  development  of  its  websites  and  internal-use  software 
products  after  the  preliminary  project  stage  is  complete,  and  until  the  software  is  ready  for  its  intended  use.  Research  and 
development  costs  incurred  during  the  preliminary  project  stage  or  costs  incurred  for  data  conversion  activities,  training, 
maintenance,  and  general  and  administrative  or  overhead  costs  are  expensed  as  incurred.  Capitalization  begins  when  the 
preliminary  project  stage  is  complete;  management  authorizes  and  commits  to  the  funding  of  the  software  project  with 
appropriate  authority;  it  is  probable  the  project  will  be  completed;  the  software  will  be  used  to  perform  the  functions 
intended; and certain functional and quality standards have been met. Qualified costs incurred during the operating stage of 
the Company’s software applications relating to upgrades and enhancements are capitalized to the extent it is probable that 
they will result in added functionality, while costs that cannot be separated between maintenance of, and minor upgrades and 
enhancements to, internal-use software are expensed as incurred.

82

 
 
 
 
 
 
   
 
Capitalized website development costs and software development costs are amortized on a straight-line basis over their 
estimated  useful  life  of  three  years  beginning  with  the  time  when  it  is  ready  for  intended  use.  Management  evaluates  the 
useful lives of these assets on an annual basis and tests for impairment whenever events or changes in circumstances occur 
that could impact the recoverability of these assets.

During  the  years  ended  December 31,  2018  and  2017,  the  Company  capitalized  $2,012  and  $2,215  of  website  and 
software  development  costs,  respectively.  The  Company  recorded  amortization  expense  associated  with  its  capitalized 
website and software development costs of $1,508, $812, and $343 for the years ended December 31, 2018, 2017, and 2016, 
respectively.

Impairment of Long-Lived Assets

The  Company  evaluates  the  recoverability  of  long-lived  assets,  such  as  property  and  equipment,  for  impairment 
whenever events or changes in circumstances indicate that the carrying value of an asset may not be recoverable. During this 
review,  the  Company  re-evaluates  the  significant  assumptions  used  in  determining  the  original  cost  and  estimated  lives  of 
long-lived assets. Although the assumptions may vary from asset to asset, they generally include operating results, changes in 
the use of the asset, cash flows, and other indicators of value. Management then determines whether the remaining useful life 
continues  to  be  appropriate,  or  whether  there  has  been  an  impairment  of  long-lived  assets  based  primarily  upon  whether 
expected  future  undiscounted  cash  flows  are  sufficient  to  support  the  assets’  recovery.  Recoverability  of  these  assets  is 
measured by comparison of the carrying amount of the asset to the future undiscounted cash flows the asset is expected to 
generate. If the asset is considered to be impaired, the amount of any impairment is measured as the difference between the 
carrying value and the fair value of the impaired asset.

For  the  years  ended  December 31,  2018,  2017,  and  2016,  the  Company  did  not  identify  any  impairment  of  its 

long-lived assets.

Income Taxes

The Company accounts for income taxes in accordance with the asset and liability method. Under this method, deferred 
tax assets and liabilities are recognized based on temporary differences between the financial reporting and income tax bases 
of assets and liabilities using statutory rates. In addition, this method requires a valuation allowance against net deferred tax 
assets if, based upon the available evidence, it is more likely than not that some or all of the deferred tax assets will not be 
realized.

The Company accounts for uncertain tax positions recognized in the consolidated financial statements by prescribing a 
more-likely-than-not threshold for financial statement recognition and measurement of a tax position taken or expected to be 
taken in a tax return. The Company has no recorded liabilities for uncertain tax positions as of December 31, 2018 and 2017.

Disclosure of Fair Value of Financial Instruments

The carrying amounts of the Company’s financial instruments, which include cash and cash equivalents, investments, 
accounts receivable, accounts payable, and accrued expenses, approximated their fair values at December 31, 2018 and 2017 
due to the short-term nature of these instruments.

The Company has evaluated the estimated fair value of financial instruments using available market information. The 
use of different market assumptions, estimation methodologies, or both, could have a significant effect on the estimated fair 
value amounts. See Note 3 for further discussion.

Stock-Based Compensation

For stock-based awards issued under the Company’s stock-based compensation plans, which are more fully described 
in Note 8, the fair value of each award is estimated on the date of grant, and, up through the year ended December 31, 2016, 
an  estimated  forfeiture  rate  was  used  when  calculating  stock-based  compensation  expense  for  the  period.  The  Company 
recognizes compensation expense for service-based awards on a straight-line basis over the requisite service period for each 
separate vesting portion of the award, with the amount of compensation expense recognized at any date at least equaling the 
portion of the grant-date fair value of the award that is vested at that date. 

83

Certain  awards  granted  by  the  Company  prior  to  the  IPO  were  subject  to  service-based  vesting  conditions  and  a 
performance-based vesting condition achieved upon a liquidity event, defined as either a change of control or an initial public 
offering. The Securities and Exchange Commission’s declaration of effectiveness of the Company’s registration statement on 
Form  S-1  on  October  11,  2017  satisfied  the  liquidity  event  performance  condition.  Upon  the  achievement  of  the  liquidity 
event, the Company recorded previously unrecognized cumulative stock-based compensation expense of $2.5 million related 
to  these  awards.  Although  the  performance  based  vesting  condition  was  satisfied,  under  the  terms  of  the  awards,  the 
settlement of such vested RSUs and the issuance of common stock with respect to such vested RSUs, occurred on April 10, 
2018, one hundred eighty-one days after the satisfaction of the performance condition. 

Given the absence of an active market for the Company’s common stock prior to the IPO, the Board, the members of 
which the Company believes have extensive business, finance, and venture capital experience, was required to estimate the 
fair value of the Company’s common stock at the time of each grant of a stock-based award. The Company and the Board 
utilized  various  valuation  methodologies  in  accordance  with  the  framework  of  the  American  Institute  of  Certified  Public 
Accountants’  Technical  Practice  Aid,  Valuation  of  Privately-Held  Company  Equity  Securities  Issued  as  Compensation,  to 
estimate the fair value of its common stock. Each valuation methodology includes estimates and assumptions that require the 
Company’s judgment. These estimates and assumptions include a number of objective and subjective factors in determining 
the  value  of  the  Company’s  common  stock  at  each  grant  date,  including  the  following  factors:  (1) prices  paid  for  the 
Company’s convertible Preferred Stock, which the Company had sold to outside investors in arm’s-length transactions, and 
the  rights,  preferences,  and  privileges  of  the  Company’s  convertible  Preferred  Stock  and  common  stock;  (2) valuations 
performed by an independent valuation specialist; (3) the Company’s stage of development and revenue growth; (4) the fact 
that the grants of stock-based awards involved illiquid securities in a private company; and (5) the likelihood of achieving a 
liquidity  event  for  the  common  stock  underlying  the  stock-based  awards,  such  as  an  IPO  or  sale  of  the  Company,  given 
prevailing market conditions.

The Company believes this methodology was reasonable based upon the Company’s internal peer company analyses, 
and further supported by arm’s-length transactions involving the Company’s convertible Preferred Stock. As the Company’s 
common  stock  was  not  actively  traded,  the  determination  of  fair  value  involved  assumptions,  judgments,  and  estimates.  If 
different  assumptions  had  been  made,  stock-based  compensation  expense,  consolidated  net  income,  and  consolidated  net 
income (loss) per share could have been significantly different.

For  RSUs  granted  subsequent  to  the  IPO,  the  fair  value  is  determined  based  on  the  closing  price  of  the  Company’s 

Class A common stock as reported on the Nasdaq Global Select Market on the date of grant. 

For RSUs issued under the Company’s stock-based compensation plans prior to the IPO, the fair value of each grant 
was  calculated  based  on  the  estimated  fair  value  of  the  Company’s  common  stock  on  the  date  of  grant.  The  Company 
estimated  the  fair  value  of  most  stock  option  awards  on  the  date  of  grant  using  the  Black-Scholes  option-pricing  model. 
Certain stock option awards that have an exercise price that was materially above the current estimated fair market value of 
the Company’s stock are considered to be “deeply out of the money,” and are valued at the date of grant using a binomial 
lattice option-pricing model.

The  fair  value  of  each  option  grant  issued  under  the  Company’s  stock-based  compensation  plans  that  was  not 
considered “deeply out of the money,” was estimated using the Black-Scholes option-pricing model. As there was no public 
market for its common stock prior to the IPO, the Company determined the volatility for options granted based on an analysis 
of reported data for a peer group of companies that issued options with substantially similar terms. The expected volatility of 
granted  options  has  been  determined  using  a  weighted-average  of  the  historical  volatility  measures  of  this  peer  group  of 
companies.  The  expected  life  of  options  has  been  determined  utilizing  the  “simplified  method.”  The  simplified  method  is 
based on the average of the vesting tranches and the contractual life of each grant. The risk-free interest rate is based on a 
treasury instrument whose term is consistent with the expected life of the stock options. The Company has not paid, and does 
not anticipate paying, cash dividends on its common stock; therefore, the expected dividend yield was assumed to be zero. In 
addition, the Company applied an estimated forfeiture rate of 5% in determining the expense recorded in the accompanying 
consolidated statements of operations for the year ended December 31, 2016. 

The Company issues shares for stock option exercises and RSUs out of its shares available for issuance.  

84

In March 2016, the FASB issued ASU 2016-09, Compensation — Stock Compensation (Topic 718): Improvements to 
Employee  Share-Based  Payment  Accounting  (ASU  2016-09).  The  guidance  identifies  areas  for  simplification  involving 
several aspects of accounting for share-based payments, including income tax consequences, classification of awards as either 
equity  or  liabilities,  an  option  to  make  a  policy  election  to  recognize  gross  stock-based  compensation  expense  with  actual 
forfeitures recognized as they occur, as well as certain classification changes on the statement of cash flows. The Company 
adopted ASU 2016-09 on January 1, 2017 and elected to account for forfeitures when they occur, on a modified retrospective 
basis. The cumulative effect adjustment related to the Company’s accounting policy change for forfeitures was not material. 
In  accordance  with  the  adoption  of  this  guidance,  the  tax  effect  of  differences  between  tax  deductions  related  to  stock 
compensation  and  the  corresponding  financial  statement  expense  compensation  will  no  longer  be  recorded  to  additional 
paid-in  capital  in  the  balance  sheet.  Instead,  such  amounts  will  be  recorded  to  tax  expense.  During  2018  and  2017,  the 
Company recorded tax benefits of $40,765 and $681, respectively, related to differences between tax deductions related to 
stock  compensation  and  the  corresponding  financial  statement  expense  compensation.  The  Company  also  elected  to 
prospectively apply the change in presentation of excess tax benefits, wherein excess tax benefits recognized on stock-based 
compensation expense is now classified as an operating activity in the consolidated statements of cash flows. The Company 
did  not  adjust  the  classifications  of  excess  tax  benefits  in  its  consolidated  statements  of  cash  flows  for  the  years  ended 
December 31,  2016.  The  adoption  did  not  have  any  other  material  impact  on  the  Company’s  consolidated  financial 
statements.

No  options  were  granted  during  the  years  ended  December 31,  2018  and  2017.  The  weighted-average  fair  value  of 
options  granted  during  the  year  ended  December 31,  2016  was  $0.90.  The  weighted-average  assumptions  utilized  to 
determine the fair value of options granted are presented in the following table:

Expected dividend yield.........................................................   
Expected volatility .................................................................   
Risk–free interest rate ............................................................   
Expected term (in years) ........................................................   

2016

— 
49%
1.57%
6.07  

See Note 8 for a summary of the stock option and RSU activity for the year ended December 31, 2018.

Advertising Costs

Advertising costs are expensed as incurred. Advertising expense, which is included within sales and marketing expense 
in the consolidated statements of operations, was $238,640, $173,186, and $112,167 for the years ended December 31, 2018, 
2017, and 2016, respectively.

Leases

The Company categorizes leases at their inception as either operating or capital leases. On certain lease arrangements, 
the Company may receive rent holidays or other incentives. The Company recognizes lease costs on a straight-line basis once 
control  of  the  space  is  achieved,  without  regard  to  deferred  payment  terms,  such  as  rent  holidays,  that  defer  the 
commencement date of required payments or escalating payment amounts. The difference between required lease payments 
and rent expense has been recorded as deferred rent. Additionally, incentives received are treated as a reduction of costs over 
the term of the agreement, as they are considered an inseparable part of the lease agreement.

Comprehensive Income

Comprehensive income is defined as the change in stockholders’ equity of a business enterprise during a period from 
transactions and other events and circumstances from non-owner sources. Comprehensive income consists of net income and 
other  comprehensive  income,  which  includes  certain  changes  in  equity  that  are  excluded  from  net  income.  Specifically, 
cumulative  foreign  currency  translation  adjustments  are  included  in  accumulated  other  comprehensive  income.  As  of 
December 31, 2018, 2017, and 2016, accumulated other comprehensive income is presented separately on the consolidated 
balance sheets and consists entirely of cumulative foreign currency translation adjustments.

85

 
 
 
Contingent Liabilities 

The Company has certain contingent liabilities that arise in the ordinary course of business activities. The Company 
accrues for loss contingencies when losses become probable and are reasonably estimable. If the reasonable estimate of the 
loss  is  a  range  and  no  amount  within  the  range  is  a  better  estimate,  the  minimum  amount  of  the  range  is  recorded  as  a 
liability. The Company does not accrue for contingent losses that, in its judgment, are considered to be reasonably possible, 
but not probable; however, it discloses the range of such reasonably possible losses.

Recent Accounting Pronouncements Not Yet Adopted

From  time  to  time,  new  accounting  pronouncements  are  issued  by  the  FASB  or  other  standard  setting  bodies  and 
adopted by the Company on or prior to the specified effective date. Unless otherwise discussed, the Company believes that 
the impact of recently issued standards that are not yet effective will not have a material impact on its financial position or 
results of operations upon adoption.

Leases

In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) (“ASU 2016-02”). ASU 2016-02 requires a 
lessee to recognize most leases on the balance sheet but recognize expenses on the income statement in a manner similar to 
current practice. The update states that a lessee will recognize a lease liability for the obligation to make lease payments and a 
right-to-use asset for the right to use the underlying assets for the lease term. Leases will continue to be classified as either 
financing  or  operating,  with  classification  affecting  the  recognition,  measurement,  and  presentation  of  expenses  and  cash 
flows arising from a lease. For certain public entities, including the Company, the new standard is effective for interim and 
annual periods beginning on or after January 1, 2019, with early adoption permitted. The Company will adopt this standard 
on January 1, 2019. 

In  July  2018,  the  FASB  issued  ASU  No.  2018-11,  Leases  (Topic  842):  Targeted  Improvements  (“ASU  2018-11”). 
ASU 2018-11 provides entities with an additional (and optional) transition method to adopt the new leases standard. Under 
this  new  transition  method,  an  entity  initially  applies  the  new  leases  standard  at  the  adoption  date  and  recognizes  a 
cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption.  

The Company plans to adopt ASU 2016-02 using the transition method allowed under ASU 2018-11. Upon adoption, 
the  Company  expects  to  elect  the  transition  relief  package,  permitted  within  the  standard,  pursuant  to  which  the  Company 
will not reassess the classification of existing leases, whether any expired or existing contracts contain a lease, and whether 
existing leases have any initial direct costs. While the Company is still evaluating the impact that ASU 2016-02 may have on 
its  consolidated  financial  statements,  it  anticipates  that  such  guidance  will  materially  impact  its  balance  sheet  given  the 
Company’s leasing commitments as of December 31, 2018, as disclosed in Note 6.

Other Recent Accounting Pronouncements

In August 2018, the FASB issued ASU 2018-15, Intangibles—Goodwill and Other—Internal-Use Software (Subtopic 
350-40)  Customer’s  Accounting  for  Implementation  Costs  Incurred  in  a  Cloud  Computing  Arrangement  That  Is  a  Service 
Contract. This update aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is 
a  service  contract  with  the  requirements  for  capitalizing  implementation  costs  incurred  to  develop  or  obtain  internal-use 
software. This new standard requires customers to expense the capitalized implementation costs over the term of the hosting 
arrangement.  Amounts  expensed  would  be  presented  through  operating  expense,  rather  than  depreciation  or  amortization. 
Accounting for the service component of a hosting arrangement remains unchanged. The new standard is effective for fiscal 
years, and interim periods within those fiscal years, beginning after December 15, 2019. Early adoption is permitted and an 
entity can elect to apply the new guidance on a prospective or retrospective basis. The Company is currently assessing the 
impact that adopting this guidance will have on its consolidated financial statements.

86

    
In  June  2018,  the  FASB  issued  ASU  No.  2018-07,  Compensation—Stock  Compensation  (Topic  718) (“ASU  2018-
07”).  ASU 2018-07 expands the scope of Topic 718, Compensation—Stock Compensation, to include share-based payment 
transactions for acquiring goods and services from non-employees. The amendments in this update state that an entity should 
apply  the  requirements  of  Topic  718  to  non-employee  awards  except  for  specific  guidance  on  inputs  to  an  option  pricing 
model and the attribution of cost (that is, the period of time over which share-based payment awards vest and the pattern of 
cost recognition over that period). The amendments specify that Topic 718 applies to all share-based payment transactions in 
which  a  grantor  acquires  goods  or  services  to  be  used  or  consumed  in  a  grantor’s  own  operations  by  issuing  share-based 
payment  awards.  The  amendments  also  clarify  that  Topic  718  does  not  apply  to  share-based  payments  used  to  effectively 
provide (1) financing to the issuer or (2) awards granted in conjunction with selling goods or services to customers as part of 
a  contract  accounted  for  under  Topic  606,  Revenue  from  Contracts  with  Customers.  The  amendments  in  this  update  are 
effective for public business entities for fiscal years beginning after December 15, 2018, including interim periods within that 
fiscal  year.  For  all  other  entities,  the  amendments  are  effective  for  fiscal  years  beginning  after  December  15,  2019,  and 
interim  periods  within  fiscal  years  beginning  after  December  15,  2020.  Early  adoption  is  permitted,  but  no  earlier  than  an 
entity’s  adoption  date  of  Topic  606.  The  Company  has  assessed  the  impact  of  this  guidance  on  its  consolidated  financial 
statements and does not deem it to be material. The Company plans to adopt the guidance on January 1, 2019.

In January 2017, the FASB issued ASU 2017-04, Intangibles – Goodwill and Other (Topic 350): Simplifying the Test 
for Goodwill Impairment. The new guidance simplifies the accounting for goodwill impairment by eliminating Step 2 of the 
goodwill impairment test. Under current guidance, Step 2 of the goodwill impairment test requires entities to calculate the 
implied  fair  value  of  goodwill  in  the  same  manner  as  the  amount  of  goodwill  recognized  in  a  business  combination  by 
assigning the fair value of a reporting unit to all of the assets and liabilities of the reporting unit. The carrying value in excess 
of the implied fair value is recognized as goodwill impairment. Under the new standard, goodwill impairment is recognized 
based on Step 1 of the current guidance, which calculates the carrying value in excess of the reporting unit’s fair value. The 
new standard is effective beginning in January 2020, with early adoption permitted. The Company will evaluate this guidance 
in connection with the purchase price allocation of the PistonHeads acquisition described in Note 14.

3. Fair Value of Financial Instruments Including Cash, Cash Equivalents and Investments

ASC  820,  Fair  Value  Measurements  and  Disclosures,  establishes  a  three-level  valuation  hierarchy  for  instruments 
measured at fair value that distinguishes between assumptions based on market data (observable inputs) and the Company’s 
own assumptions (unobservable inputs). Observable inputs are inputs that market participants would use in pricing the asset 
or  liability  based  on  market  data  obtained  from  sources  independent  of  the  Company.  Unobservable  inputs  are  inputs  that 
reflect the Company’s assumptions about the inputs that market participants would use in pricing the asset or liability, and are 
developed based on the best information available in the circumstances.

ASC 820 identifies fair value as the exchange price, or exit price, representing the price that would be received to sell an 
asset or paid to transfer a liability in an orderly transaction between market participants based on the highest and best use of the 
asset or liability. As such, fair value is a market-based measurement that should be determined based on assumptions that market 
participants  would  use  in  pricing  an  asset  or  liability.  The  Company  uses  valuation  techniques  to  measure  fair  value  that 
maximize the use of observable inputs and minimize the use of unobservable inputs. These inputs are prioritized as follows:

Level 1 — Quoted unadjusted prices for identical instruments in active markets.

Level 2 — Quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in 
markets that are not active, and model-derived valuations in which all observable inputs and significant value drivers 
are observable in active markets.

Level 3 —  Model-derived  valuations  in  which  one  or  more  significant  inputs  or  significant  value  drivers  are 
unobservable, including assumptions developed by the Company.

The valuation techniques that may be used to measure fair value are as follows:

Market Approach — Uses prices and other relevant information generated by market transactions involving identical or 
comparable assets or liabilities.

Income Approach — Uses valuation techniques to convert future amounts to a single present amount based on current 
market expectations about those future amounts, including present value techniques, option pricing models, and excess 
earnings method.

Cost  Approach —  Based  on  the  amount  that  currently  would  be  required  to  replace  the  service  capacity  of  an  asset 
(replacement cost).

87

The following tables present, for each of the fair value levels, the Company’s assets that are measured at fair value on a 

recurring basis at December 31, 2018 and 2017:

December 31, 2018

Quoted Prices
in Active
Markets
for Identical
Assets
(Level 1 Inputs)   

Significant
Other
Observable
Inputs
(Level 2 Inputs)   

Significant
Unobservable
Inputs
(Level 3 Inputs)   

Total

Assets:
Cash equivalents:

Money market funds ...............................................  $

Investments:

Certificates of deposit .............................................   
Total .............................................................................  $

24   $

—    
24   $

—   $

—   $

24 

122,800    
122,800   $

—    
122,800 
—   $ 122,824  

December 31, 2017

Quoted Prices
in Active
Markets
for Identical
Assets
(Level 1 Inputs)   

Significant
Other
Observable
Inputs
(Level 2 Inputs)   

Significant
Unobservable
Inputs
(Level 3 Inputs)   

Total

Assets:
Cash equivalents:

Money market funds ...............................................  $

60,709   $

—   $

—   $

60,709 

Investments:

Certificates of deposit .............................................   
Total .............................................................................  $

—    
60,709   $

50,000    
50,000   $

—    
50,000 
—   $ 110,709  

The Company measures eligible assets and liabilities at fair value with changes in value recognized in earnings. There 
were no liabilities that were measured at fair value for the years ended December 31, 2018 and 2017. Fair value treatment 
may be elected either upon initial recognition of an eligible asset or liability or, for an existing asset or liability, if an event 
triggers a new basis of accounting. The Company did not elect to remeasure any of its existing financial assets or liabilities 
and did not elect the fair value option for any financial assets and liabilities transacted in the years ended December 31, 2018 
or 2017.

The following is a summary of cash, cash equivalents, and investments as of December 31, 2018 and 2017.

Amortized
Cost

Gross
Unrealized
Gains

Gross
Unrealized
Losses

Estimated
Fair Value  

December 31, 2018:
Cash and cash equivalents due in 90 days or less .........   $
Investments:
Certificates of deposit due in one year or less...............    
Total cash, cash equivalents, and investments ..............   $

34,887    $

—    $

—    $

34,887 

122,800     
 $
157,687 

—     
 $
— 

—     
 $
— 

122,800 
157,687  

Amortized
Cost

Gross
Unrealized
Gains

Gross
Unrealized
Losses

Estimated
Fair Value  

December 31, 2017:
Cash and cash equivalents due in 90 days or less .........   $
Investments:
Certificates of deposit due in one year or less...............    
Total cash, cash equivalents, and investments ..............   $

87,709    $

—    $

—    $

87,709 

50,000     
 $
137,709 

—     
 $
— 

—     
 $
— 

50,000 
137,709  

88

 
 
 
 
 
 
   
 
    
 
    
 
    
 
 
   
 
    
 
    
 
    
 
 
   
     
     
     
  
 
 
 
 
 
 
   
 
    
 
    
 
    
 
 
   
 
    
 
    
 
    
 
 
   
     
     
     
  
 
 
   
   
   
   
      
      
      
  
   
      
      
      
  
 
 
   
   
   
   
      
      
      
  
   
      
      
      
  
4. Property and Equipment, Net

Property and equipment consists of the following:

Computer equipment...........................................................  $
Capitalized software............................................................   
Website development costs .................................................   
Furniture and fixtures..........................................................   
Leasehold improvements ....................................................   
Construction in progress .....................................................   

Less accumulated depreciation ...........................................   
Property and equipment, net ...............................................  $

At December 31,

2018

2017

4,208    $
252     
6,907     
4,584     
10,821     
8,971     
35,743     
(11,474)   
24,269    $

3,532 
174 
4,895 
4,421 
10,797 
46 
23,865 
(7,302)
16,563  

Depreciation and amortization expense, which includes amortization expense associated with capitalized website and 
software  development  costs,  was  $5,029,  $3,795,  and  $2,072  for  the  years  ended  December 31,  2018,  2017,  and  2016, 
respectively. The increase of $8,925 in construction in progress at December 31, 2018 is primarily due to costs incurred to 
build out the Company’s new leased facility which was not occupied until subsequent to December 31, 2018.

5. Accrued expenses, accrued income taxes and other current liabilities

Accrued expenses, accrued income taxes and other current liabilities consist of the following:

Accrued bonuses..................................................................   $
Other accrued expenses, accrued income taxes and other
   current liabilities...............................................................    
  $

At December 31,

2018

2017

8,266   $

7,807 

10,388    
18,654   $

5,781 
13,588  

6. Commitments and Contingencies

Operating Leases

The Company leases its facilities under non-cancelable operating leases with various expiration dates through October 
2033. Rent expense for non-cancelable operating leases with free rental periods or scheduled rent increases is recognized on a 
straight-line basis over the terms of the leases. The difference between required lease payments and rent expense has been 
recorded as deferred rent.

On June 19, 2018, the Company entered into an operating lease in Cambridge, Massachusetts at 121 First St. for the 
lease of 48,393 square feet of office space with a non-cancellable lease term through 2033 with an option to extend the lease 
term for two additional periods of five years each.      

On  March  11,  2016,  the  Company  entered  into  an  operating  lease  in  Cambridge,  Massachusetts  at  55  Cambridge 
Parkway for the lease of 51,923 square feet of office space with a non-cancellable lease term through 2024 with an option to 
extend the lease term for one additional period of five years. 

On October 8, 2014, the Company entered into an operating lease in Cambridge, Massachusetts at 2 Canal Park for the 
lease of 48,059 square feet of office space with a non-cancellable lease term through 2022 with an option to extend the lease 
term for one additional period of five years. 

Each  of  the  three  leases  described  above  provides  for  leasehold  improvement  incentives  and  annual  rent  increases 

through the term of the lease.  

89

 
 
 
 
 
   
 
 
   
  
 
 
 
 
 
   
 
 
As of December 31, 2018, the Company had deferred rent and rent incentives of $11,088, of which $1,693 and $9,395, 
respectively, are classified as a short-term liability and a long-term liability in the corresponding consolidated balance sheet. 
As  of  December 31,  2017,  the  Company  had  deferred  rent  and  rent  incentives  of  $6,813,  of  which  $1,165  and  $5,648, 
respectively, are classified as a short-term liability and a long-term liability in the corresponding consolidated balance sheet. 
Rent expense related to the operating leases for the years ended December 31, 2018, 2017, and 2016 was $7,711, $5,994, and 
$3,678 respectively.

Future minimum rental commitments under the Company’s operating leases at December 31, 2018 are as follows:

Year Ending December 31,
2019........................................................................................................  $
2020........................................................................................................   
2021........................................................................................................   
2022........................................................................................................   
2023 and thereafter.................................................................................   
  $

Operating
Lease
Commitments

11,509 
11,077 
11,184 
10,878 
43,327 
87,975  

Legal Matters

From  time  to  time  the  Company  may  become  involved  in  legal  proceedings  or  be  subject  to  claims  arising  in  the 
ordinary course of its business. The Company is not presently subject to any pending or threatened litigation that it believes, 
if  determined  adversely  to  the  Company,  individually,  or  taken  together,  would  reasonably  be  expected  to  have  a  material 
adverse effect on its business or financial results.

Guarantees and Indemnification Obligations

In  the  ordinary  course  of  business,  the  Company  enters  into  agreements  with  its  customers  that  include  commercial 
provisions with respect to licensing, infringement, indemnification, and other common provisions. The Company does not, in 
the  ordinary  course,  agree  to  indemnification  obligations  for  the  Company  under  its  contracts  with  customers.  Based  on 
historical experience and information known at December 31, 2018, 2017, and 2016, the Company has not incurred any costs 
for guarantees or indemnities.

7. Convertible Preferred Stock and Stockholders’ Equity    

On  August 23,  2016,  the  Company  completed  a  Series E  convertible  preferred  stock,  or  Series  E  Preferred  Stock, 
offering  in  the  amount  of  $59,732,  net  of  issuance  costs  of  approximately  $268.  In  connection  with  this  issuance,  the 
Company used the proceeds received to repurchase and retire certain outstanding shares of Series A, Series B, and Series C 
Preferred  Stock  and  common  stock,  as  well  as  certain  vested  stock  options  and  restricted  stock  units  from  existing 
stockholders. The difference between the amount implicitly paid to repurchase the various classes of Preferred Stock and the 
corresponding  carrying  value  of  the  underlying  shares,  or  $32,087,  was  treated  as  a  deemed  dividend  and  was  recorded 
against retained earnings. As the shares of common stock were repurchased for constructive retirement, the excess purchase 
price over the corresponding par value was charged directly to retained earnings. 

On June 21, 2017, the Company amended and restated its Certificate of Incorporation pursuant to the Third Amended 
and  Restated  Certificate  of  Incorporation.  Under  the  Third  Amended  and  Restated  Certificate  of  Incorporation,  the  total 
number  of  shares  of  all  classes  of  stock  which  the  Company  had  authority  to  issue  was  (i) 120,020,700  shares  of  Class A 
common stock, par value $0.001 per share, (ii) 80,013,800 shares of Class B common stock, par value $0.001 per share, and 
(iii) 11,091,782 shares of Preferred Stock, par value $0.001 per share, of which 3,333,000 shares were designated Series A 
Preferred  Stock,  3,329,497  shares  were  designated  Series B  Preferred  Stock,  1,648,978  shares  were  designated  Series C 
Preferred Stock, 1,673,105 shares were designated Series D Preferred Stock, and 1,107,202 shares were designated Series E 
Preferred Stock. The Series A Preferred Stock, Series B Preferred Stock, Series C Preferred Stock, Series D Preferred Stock, 
and Series E Preferred Stock are referred to collectively as the Preferred Stock.

90

 
 
 
Upon  the  effectiveness  of  the  Third  Amended  and  Restated  Certificate  of  Incorporation,  (i) each  share  of  Class A 
common stock issued and outstanding was recapitalized, reclassified, and reconstituted into two fully paid and non-assessable 
shares of outstanding Class A common stock and four fully paid and non-assessable shares of outstanding Class B common 
stock, and (ii) each share of Class B common stock of the Company issued and outstanding was recapitalized, reclassified, 
and reconstituted into two fully paid and non-assessable shares of outstanding Class A common stock and four fully paid and 
non-assessable shares of outstanding Class B common stock.

Further, upon the effectiveness of the Third Amended and Restated Certificate of Incorporation, the number of shares 
of common stock as to which each outstanding option to purchase common stock was exercisable for and each outstanding 
RSU was convertible into was adjusted such that upon exercise of outstanding stock options or vesting of outstanding RSUs, 
each  holder  would  receive  two  fully  paid  and  non-assessable  shares  of  Class A  common  stock  and  four  fully  paid  and 
non-assessable shares of Class B common stock in respect of each share of common stock previously underlying such option 
or  RSU.  The  exercise  price  per  share  of  common  stock  underlying  each  outstanding  option  was  adjusted  upon  the 
effectiveness of the Third Amended and Restated Certificate of Incorporation to be one-sixth of the exercise price per share 
in effect immediately prior to such adjustment and the fair market value per share of common stock issuable upon settlement 
of such RSU was adjusted to be one-sixth of the fair market value per share in effect immediately prior to the recapitalization.

All share and per share data shown in the accompanying consolidated financial statements and related notes have been 

retroactively revised to reflect the share recapitalization.

On  October  16,  2017,  in  connection  with  the  closing  of  the  IPO,  all  of  the  outstanding  shares  of  Preferred  Stock 
automatically converted into 20,188,226 shares of Class A common stock and 40,376,452 shares of Class B common stock. 
The 40,376,452 shares of Class B common stock subsequently converted into 40,376,452 shares of Class A common stock 
resulting in a total conversion of all outstanding shares of Preferred Stock into 60,564,678 shares of Class A common stock. 
Subsequent to the closing of the IPO, there were no shares of Preferred Stock outstanding.

Immediately  following  such  conversion,  the  Company’s  Fourth  Amended  and  Restated  Certificate  of  Incorporation 
became effective. Pursuant to the Fourth Amended and Restated Certificate of Incorporation, the Company is authorized to 
issue  up  to  500,000,000  shares of  Class  A  common  stock,  100,000,000  shares  of  Class  B  common  stock,  and  10,000,000 
shares  of  Preferred  Stock,  all  with  a  par  value  of  $0.001  per  share. As  of  December 31,  2018,  the  Preferred  Stock  is 
undesignated and no Preferred Stock is outstanding.

In  addition,  pursuant  to  the  Fourth  Amended  and  Restated  Certificate  of  Incorporation,  all  shares  of  Class  B  common 
stock will automatically convert into shares of Class A common stock, on a share for share basis, upon the date falling after the 
first  to  occur  of  (1)  the  death  of  Langley  Steinert,  the  Company’s  Chief  Executive  Officer  and  Chairman,  (2)  his  voluntary 
termination of all employment with the Company and service on the Company’s board of directors, or (3) the sum of the number 
of shares of capital stock held by Langley Steinert, by any Family Member of Langley Steinert, and by any Permitted Entity of 
Langley  Steinert  (as  such  terms  are  defined  in  the  Fourth  Amended  and  Restated  Certificate  of  Incorporation),  assuming  the 
exercise and settlement in full of all outstanding options and convertible securities and calculated on an as-converted to Class A 
common stock basis, being less than 9,091,484. Shares of Class B common stock will not automatically convert into shares of 
Class A common stock upon the termination of Mr. Steinert's status as an officer and director, unless such termination is either 
made  voluntarily  by  Mr.  Steinert  or  due  to  Mr.  Steinert's  death.  Once  converted  into  Class  A  common  stock,  the  converted 
shares of Class B common stock will not be reissued. In addition, if all shares of Class B common stock are converted into Class 
A common stock, then any outstanding options or convertible securities with the right to purchase or acquire shares of Class B 
common stock shall become a right to purchase or acquire shares of Class A common stock.

Common Stock

Each share of Class A common stock entitles the holder to one vote for each share on all matters submitted to a vote of 
the Company’s stockholders at all meetings of stockholders and written actions in lieu of meetings. Each share of Class B 
common stock entitles the holder to ten votes for each share on all matters submitted to a vote of the Company’s stockholders 
at all meetings of stockholders and written actions in lieu of meetings. 

Holders of common stock are entitled to receive dividends, when and if declared by the Board. 

At December 31, 2018, each share of Class B common stock was convertible into one share of Class A common stock 
at the option of the holder at any time. Automatic conversion of each share of Class B common stock will occur upon the 
occurrence of certain events, as described in the Fourth Amended and Restated Certificate of Incorporation.  

91

Upon the effectiveness of the Company’s Fourth Amended and Restated Certificate of Incorporation, additional terms 

of conversion and transfer were implemented as discussed above. 

Preferred Stock

Prior to the Company’s IPO, at which time all shares of Preferred Stock were converted into shares of common stock, 

the Company’s Preferred Stock consisted of the following:

Original Issue
Price
Per Share

Shares

Authorized     Outstanding    

Liquidation
Amount

Carrying
Value

Series A Preferred Stock ................................................  $ 0.525053      3,333,000      2,824,703    $
Series B Preferred Stock ................................................  $ 0.780899      3,329,497      2,938,486     
Series C Preferred Stock ................................................  $ 0.849012      1,648,978      1,550,612     
Series D Preferred Stock ................................................  $40.642989      1,673,105      1,673,105     
Series E Preferred Stock.................................................  $54.190650      1,107,202      1,107,202     

1,483 
2,295 
1,316 
67,872 
59,732 
       11,091,782      10,094,108    $ 133,094    $ 132,698  

1,483    $
2,295     
1,316     
68,000     
60,000     

The holders of the Company’s Preferred Stock had certain voting and dividend rights, as well as liquidation preferences 
and conversion privileges. All rights, preferences, and privileges associated with the Preferred Stock were terminated at the 
time  of  the  Company’s  IPO  in  conjunction  with  the  conversion  of  all  outstanding  shares  of  Preferred  Stock  into  shares  of 
common stock.

8. Stock-based Compensation

Equity Incentive Plans

The Company’s Amended and Restated 2006 Equity Incentive Plan (the “2006 Plan”) provided for the issuance of non-

qualified stock options, restricted stock and stock awards to the Company’s employees, officers, directors and consultants.  
The  2006  Plan  authorized  up  to  an  aggregate  of  3,444,668  shares  of  the  Company's  Class B  common  stock  for  such 
issuances. In conjunction with the effectiveness of the Company’s 2015 Equity Incentive Plan (the “2015 Plan”), the Board 
voted that no further stock options or other equity-based awards may be granted under the 2006 Plan.

In 2015, the Board first adopted the 2015 Plan, which became effective on June 26, 2015.  The 2015 Plan provided for 
the issuance of incentive stock options, non-qualified stock options, restricted stock, stock awards and restricted stock units 
(“RSUs”) to employees, consultants and non-employee directors.  As of the effective date of the 2015 Plan, up to 603,436 
shares  of  common  stock  were  authorized  for  issuance  under  the  2015  Plan.  The  2015  Plan  was  amended  and  restated 
effective August 6, 2015 to permit the granting of RSUs under the 2015 Plan, remove Class B common stock from the pool 
of  shares  available  for  issuance  under  the  2015  Plan  and  make  certain  other  desired  changes.  The  2015  Plan  was  further 
amended and restated at October 15, 2015 to add a ten-year term and to make certain other desired changes.

The 2015 Plan was further amended and restated effective August 22, 2016 to merge the 2006 Plan into the 2015 Plan, 
to increase the number of shares of Class A common stock that may be issued under the 2015 Plan, and to lengthen the term 
of the 2015 Plan to expire on August 21, 2026. In addition, pursuant to this amendment and restatement of the 2015 Plan, 
prior to giving effect to the recapitalization that occurred on June 21, 2017, there were (i) 618,691 shares of Class A common 
stock,  plus  (ii) 802,562  shares  of  Class B  common  stock  authorized  under  the  2015  Plan;  provided,  however,  that  (1) the 
number of shares of Class A common stock was increased, on a share for share basis, by the number of shares of Class B 
common  stock  that  were  (a) subject  to  outstanding  options  granted  under  the  2006  Plan  that  expired,  terminated,  or  were 
cancelled  for  any  reason  without  having  been  exercised,  (b) surrendered  in  payment  of  the  exercise  price  of  outstanding 
options granted under the 2006 Plan or (c) withheld in satisfaction of tax withholding upon exercise of outstanding options 
granted under the 2006 Plan, and the number of shares of Class B common stock reserved under the amended and restated 
2015 Plan was decreased, on a corresponding share for share basis, (2) no new awards of Class B common stock could be 
granted under the amended and restated 2015 Plan, and (3) except with respect to outstanding options granted under the 2006 
Plan that were exercised on or after the date of the amendment and restatement, no Class B common stock could be issued 
under the 2015 Plan.

92

 
 
   
   
 
 
   
In connection with the recapitalization that occurred on June 21, 2017, the 2015 Plan was further amended and restated 
to account for each outstanding common stock option being adjusted such that each share of common stock underlying such 
option became two shares of Class A common stock and four shares of Class B common stock underlying such option, and 
each outstanding RSU being adjusted such that each share of common stock issuable upon settlement of such RSU became 
two  shares  of  Class A  common  stock  and  four  shares  of  Class B  common  stock  issuable  upon  settlement  of  such  RSU. 
Pursuant  to  the  2015  Plan  as  further  amended  in  connection  with  the  recapitalization,  there  were  (i) 3,181,740  shares  of 
Class A common stock and (ii) 5,161,644 shares of Class B common stock authorized for issuance under the 2015 Plan.

In  connection  with  the  IPO,  in  October  2017,  the  Board  adopted,  and  the  Company’s  stockholders  approved,  the 
Omnibus  Equity  Compensation  Plan  (the  “2017  Plan”)  for  the  purpose  of  granting  incentive  stock  options,  non-qualified 
stock options, stock awards, stock units, other share-based awards and cash awards to employees, advisors and consultants to 
the  Company  and  its  subsidiaries  and  non-employee  members  of  the  Company’s  board  of  directors. The  2017  Plan  is  the 
successor  to  the  2015  Plan.  The  2017  Plan  authorizes  the  issuance  or  transfer  of  the  sum  of:  (i)  7,800,000  shares  of  the 
Company’s Class A common stock, plus (ii) the number of shares of our Class A common stock (up to 4,500,000 shares) 
equal to the sum of (x) the number of shares of Class A common stock and Class B common stock of the Company subject to 
outstanding awards under the 2015 Plan as of October 10, 2017 that terminate, expire or are cancelled, forfeited, exchanged, 
or  surrendered  on  or  after  October  10,  2017  without  having  been  exercised,  vested,  or  paid  prior  to  October  10,  2017, 
including shares tendered or withheld to satisfy tax withholding obligations with respect to outstanding grants under the Prior 
2015 Plan, plus (y) the number of shares of Class A common stock reserved for issuance under the 2015 Plan that remain 
available for grant under the 2015 Plan as of the October 10, 2017. The aggregate number of shares of Class A common stock 
that may be issued or transferred under the 2017 Plan pursuant to incentive stock options will not exceed 12,300,000 shares 
of Class A common stock. Unless determined otherwise by the Compensation Committee of the Board, as of the first trading 
day of January of each calendar year during the term of the 2017 Plan (excluding any extensions), eligible beginning with 
calendar year 2019, an additional number of shares of Class A common stock will be added to the number of shares of the 
Company’s  Class  A  common  stock  authorized  to  be  issued  or  transferred  under  the  2017  Plan  and  the  number  of  shares 
authorized to be issued or transferred pursuant to incentive stock options, equal to 4% of the total number of shares of our 
Class  A  common  stock  outstanding  on  the  last  trading  day  in  December  of  the  immediately  preceding  calendar  year,  or 
6,000,000  shares,  whichever  is  less,  or  such  lesser  amount  as  determined  by  the  Board  (the  “Evergreen  Increase”).  The 
Compensation Committee of the Board determined to not effectuate the Evergreen Increase that was otherwise scheduled to 
have occurred on January 2, 2019. In conjunction with the adoption of the 2017 Plan, options and RSUs outstanding under 
the 2015 Plan will remain outstanding but no additional grants will be made from the 2015 Plan. 

At December 31, 2018, 6,839,584 shares of Class A common stock were available for issuance under the 2017 Plan. 

The following is a summary of the stock option activity for all stock-based compensation plans during the year ended 

December 31, 2018:

Common
Stock

Weighted-
Average
Contractual Life
(In Years)

Aggregate
Intrinsic
Value(1)

Outstanding, December 31, 2017 .........................    5,041,540   $
Granted ............................................................   
—    
Exercised .........................................................   (3,197,179) 
(36,846) 
Forfeited and cancelled ...................................   

Outstanding, December 31, 2018 .........................    1,807,515   $
Options exercisable at December 31, 2018 ..........    1,522,101   $

6.0  $ 143,059 
—    
— 
—    111,227 
—   
5.9  $ 56,716 
5.7  $ 48,928  

Weighted-
Average
Exercise 
Price
for Equity   
1.60   
—    
1.14   
5.47   
2.35   
1.58  

(1)

The aggregate intrinsic value was calculated based on the positive difference, if any, between the estimated fair value 
of our common stock on December 31, 2018, 2017, and 2016 respectively, or the date of exercise, as appropriate, and 
the exercise price of the underlying options.

There were no options granted in the years ended December 31, 2018 and 2017. The weighted-average grant-date fair 

value of options granted was $0.90 per share in 2016.

The aggregate intrinsic value for options exercised during the years ended December 31, 2017 and 2016 was $2,238 

and $2,021, respectively.

93

 
 
   
  
 
  
The following is a summary of the RSU activity during the year ended December 31, 2018:

Number of
Shares

Weighted-
Average Grant
Date Fair Value   

Aggregate
Intrinsic
Value

Unvested outstanding, December 31, 2017 ......................    2,372,380    $
Granted ........................................................................    1,917,043   
Vested..........................................................................   (1,087,279) 
(229,142) 
Cancelled.....................................................................   

Unvested outstanding, December 31, 2018 ......................    2,973,002    $

71,124 

12.34   $
35.79    
14.71    
19.46    
26.06   $ 100,279  

The  weighted-average  grant-date  fair  value  of  RSUs  granted  was  $16.99  and  $3.89  per  share  in  2017  and  2016, 

respectively. 

RSUs that vested and settled during the year ended December 31, 2018 totaled 1,781,201, which included 1,087,279 
and 693,922 RSUs that vested in 2018 and 2017, respectively. RSUs that vested prior to April 10, 2018 did not settle until the 
expiration of shareholder lock-up agreements on such date. 

The  total  fair  value  of  RSUs  vested  was  $15,994  and  $2,505  in  the  years  ended  December  31,  2018  and  2017.  No 

RSUs vested in the year ended December 31, 2016.

For  the  years  ended  December 31,  2018,  2017,  and  2016,  total  stock-based  compensation  expense  was  $20,794, 
$5,028,  and  $322,  respectively.  The  following  two  tables  show  stock  compensation  expense  by  award  type  and  where  the 
stock compensation expense is recorded in the Company’s consolidated statements of operations:

Options ..............................................................................  $
RSUs ................................................................................. 
Total stock-based compensation .......................................  $

247    $
20,547      
20,794    $

281    $
4,747      
5,028    $

Year Ended December 31,
2017

2016

2018

Cost of revenue .................................................................  $
Sales and marketing expense ............................................   
Product, technology, and development expense ...............   
General and administrative expense..................................   
  $

354    $
5,111     
9,865     
5,464     
20,794    $

151    $
1,911     
1,637     
1,329     
5,028    $

Year Ended December 31,
2017

2016

2018

322 
— 
322  

18 
163 
104 
37 
322  

Excluded from stock-based compensation expense is $490 and $176 of capitalized software development costs in 2018 
and 2017, respectively.  Stock-based compensation expense related to capitalized software development costs was immaterial 
in 2016. 

The  income  tax  benefit  from  stock-based  compensation  expense  was  $1,945,  $1,301,  and  $67  in  the  years  ended 

December 31, 2018, 2017, and 2016, respectively. 

As  of  December 31,  2018,  there  was  $186  of  unrecognized  stock-based  compensation  expense  related  to  unvested 

stock options, which is expected to be recognized over a weighted-average period of 1.1 years.

As of December 31, 2018, there was $69,998 of unrecognized stock-based compensation expense, related to unvested 

RSUs which is expected to be recognized over a weighted-average period of 3.2 years. 

94

 
 
   
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Common Stock Reserved for Future Issuance

At December 31, 2018, the Company had reserved the following shares of voting common stock for future issuance:

Common stock options outstanding ...........................................................    1,807,515 
Restricted stock units outstanding..............................................................    2,973,002 
Shares available for issuance under the 2017 Plan ....................................    6,839,584 
Total shares of authorized common stock reserved for future issuance ....    11,620,101  

9. Earnings Per Share

Net income per share for the year ended December 31, 2018 was computed by dividing net income by the weighted-
average number of common shares outstanding during the reporting period. The Company computes the weighted-average 
number of common shares outstanding during the reporting period using the total number of shares of Class A common stock 
and Class B common stock outstanding as of the last day of the previous year end reporting period plus the weighted-average 
of any additional shares issued and outstanding during the reporting period.

Net  income  per  share  for  the  year  ended  December  31,  2017  and  2016  was  computed  using  the  two-class  method, 
which includes the weighted-average number of shares of common stock outstanding during the period and other securities 
that  participate  in  dividends  (a  participating  security).  As  of  December  31,  2016,  and  for  periods  during  the  year  ended 
December  31,  2017,  the  Company  had  convertible  Preferred  Stock  outstanding.  The  Company  considered  the  convertible 
Preferred Stock to be participating securities because they included rights to participate in dividends with the common stock. 
On October 16, 2017, in connection with the closing of the IPO, all of the outstanding shares of convertible Preferred Stock 
automatically converted into 20,188,226 shares of Class A common stock and 40,376,452 shares of Class B common stock, 
the latter of which subsequently converted in full into shares of Class A common stock. As a result, there were no shares of 
Preferred  Stock  outstanding  at  the  closing  of  the  IPO  and  the  Company  has  not  issued  any  new  shares  of  Preferred  Stock 
since such closing.

Under  the  two-class  method,  basic  net  income  (loss)  per  share  attributable  to  common  stockholders  is  computed  by 
dividing the net income (loss) attributable to common stockholders by the weighted-average number of shares of common 
stock  outstanding  during  the  period.  Diluted  net  income  (loss)  per  share  attributable  to  common  stockholders  is  computed 
using the more dilutive of (1) the two-class method or (2) the if-converted method. The Company allocated net income first 
to preferred stockholders based on dividend rights under the Company’s certificate of incorporation that was in effect prior to 
the  closing  of  the  IPO  and  then  to  preferred  and  common  stockholders  based  on  ownership  interests.  Net  losses  are  not 
allocated to preferred stockholders as they do not have an obligation to share in the Company’s net losses.

The Company has two classes of common stock authorized: Class A common stock and Class B common stock. The 
rights of the holders of Class A and Class B common stock are identical, except with respect to voting and conversion. Each 
share of Class A common stock is entitled to one vote per share and each share of Class B common stock is entitled to ten 
votes per share. Each share of Class B common stock is convertible into one share of Class A common stock at the option of 
the holder at any time or automatically upon certain events described in the Company’s amended and restated certificate of 
incorporation,  including  on  either  the  death  or  voluntary  termination  of  the  Company’s  Chief  Executive  Officer. The 
Company allocates undistributed earnings attributable to common stock between the common stock classes on a one-to-one 
basis  when  computing  net  income  (loss)  per  share.  As  a  result,  basic  and  diluted  net  income  (loss)  per  share  of  Class A 
common stock and per share of Class B common stock are equivalent.

During the year ended December 31, 2018, holders of Class B common stock converted 7,534,710 shares of Class B 

common stock to Class A common stock.

Diluted net income (loss) per share gives effect to all potentially dilutive securities. Potential dilutive securities for the 
years  ended  December 31,  2018,  2017  and  2016  consist  of  shares  of  common  stock  issuable  upon  the  exercise  of  stock 
options  and  shares  of  common  stock  issuable  upon  the  vesting  of  RSUs.  Potential  dilutive  securities  for  the  years  ended 
December  31,  2017  and  2016  also  included  shares  of  common  stock  issuable  upon  the  conversion  of  the  outstanding 
Preferred  Stock.  The  dilutive  effect  of  these  common  stock  equivalents  is  reflected  in  diluted  earnings  per  share  by 
application of the treasury stock method.

95

For  the  year  ended  December 31,  2018,  dilutive  net  income  per  share  was  calculated  by  dividing  net  income  by  the 
weighted-average number of shares of common stock outstanding during the period plus the dilutive impact of stock options 
and  shares  of  common  stock  issuable  upon  the  vesting  of  RSUs.  For  the  year  ended  December  31,  2017,  the  two-class 
method  was  used  in  the  computation  of  diluted  net  income  per  share,  which  was  equally  as  dilutive  as  the  if-converted 
method.  For  the  year  ended  December  31,  2016,  the  net  loss  attributable  to  common  stockholders  was  divided  by  the 
weighted-average number of shares of common stock outstanding during the period to calculate diluted earnings per share. 
The  dilutive  effect  of  common  stock  equivalents  has  been  excluded  from  the  calculation  as  their  effect  would  have  been 
anti-dilutive due to the net losses incurred for the periods after including the effects of deemed dividends on the Preferred 
Stock.

The  following  table  presents  a  reconciliation  of  the  numerator  and  denominator  used  in  the  calculation  of  basic  and 

diluted net income (loss) per share:

Numerator:
Net income....................................................................................  $
Deemed dividend to preferred stockholders............................   
Net income attributable to participating securities..................   

Net income (loss) attributable to common stockholders —
   basic ...........................................................................................  $
Net income....................................................................................  $
Deemed dividend to preferred stockholders............................   
Net income attributable to participating securities..................   

Year Ended
December 31,
2017

2018

65,170    $
—     
—     

65,170    $
65,170    $
—     
—     

13,199    $
—     
(6,098)   

7,101    $
13,199    $
—     
(5,829)   

2016

6,497 
(32,087)
— 

(25,590)
6,497 
(32,087)
— 

Net income (loss) attributable to common stockholders —
   diluted ........................................................................................  $
Denominator:
Weighted–average number of shares of common stock used
   in computing net income per share attributable to
   common stockholders — basic..................................................    108,833,028      55,835,265      44,138,922 

65,170    $

7,370    $

(25,590)

Dilutive effect of share equivalents resulting from
   stock options.........................................................................   
Dilutive effect of share equivalents resulting from
   unvested restricted stock units .............................................   
Weighted–average number of shares of common stock
   used in computing net income per share —
   diluted...................................................................................    113,364,712      60,637,584      44,138,922 

4,290,362     

3,009,748     

1,521,936     

511,957     

— 

— 

Net income (loss) per share attributable to common
   stockholders:
Basic .............................................................................................  $
Diluted ..........................................................................................   

0.60    $
0.57     

0.13    $
0.12     

(0.58)
(0.58)

The  following  potentially  dilutive  common  stock  equivalents  have  been  excluded  from  the  calculation  of  diluted 
weighted-average  shares  outstanding  for  the  years  ended  December 31,  2018,  2017,  and  2016,  as  their  effect  would  have 
been anti-dilutive for the periods presented:

Stock options outstanding.............................................................    
Restricted stock units outstanding ................................................    
Convertible preferred stock ..........................................................    

Year Ended
December 31,
2017

2016

5,698,812 
—     
829     
1,580,094 
—      10,094,108  

2018

—     
126,816     
—     

96

 
 
 
 
 
 
 
 
 
 
   
      
      
  
   
      
      
  
   
      
      
  
 
 
 
 
 
   
   
 
10. Income Taxes

The domestic and foreign components of income before income taxes are as follows:

United States................................................................  $
Foreign.........................................................................   
Income before income taxes .............................................  $

Year Ended
December 31,
2017
15,543    $
294     
15,837    $

2018
24,426    $
1,058     
25,484    $

2016

8,919 
26 
8,945  

The (benefit from) provision for income taxes contained the following components:

Current (benefit) provision:

Federal .........................................................................  $
State .............................................................................   
Foreign.........................................................................   

Deferred (benefit) provision:

Federal .........................................................................   
State .............................................................................   
Foreign.........................................................................   

Income tax (benefit) provision ..........................................  $

Year Ended
December 31,
2017

2016

2018

(860)  $
92     
122     
(646)   

(27,675)   
(11,499)   
134     
(39,040)   
(39,686)  $

3,262    $
431     
62     
3,755     

(755)   
(343)   
(19)   
(1,117)   
2,638    $

1,440 
223 
3 
1,666 

880 
(98)
— 
782 
2,448  

The Company's effective tax rate for the year ending December 31, 2018 is less than the U.S. federal statutory rate due 
to excess tax deductions related to stock-based compensation awards and federal and state research and development credits.  
The Company’s effective tax rates for the years ending December 31, 2017 and 2016 are less than the U.S. federal statutory 
rate  primarily  due  to  federal  and  state  research  and  development  credits,  excess  tax  deductions  related  to  stock-based 
compensation awards, and tax deductions for fees incurred during the IPO process.

Year Ended
December 31,
2017

2016

2018

U.S. federal taxes at statutory rate...............................   
State taxes, net of federal benefit ................................   
Nondeductible expenses..............................................   
Tax deductible IPO costs ............................................   
Stock compensation ....................................................   
Foreign rate differential...............................................   
Credits .........................................................................   
Other............................................................................   
Total..................................................................................   

21.0%    
(25.6)
4.1 
— 
(127.2)
(0.4)
(28.4)
0.7 
(155.8)%   

35.0%   
3.1 
1.2 
(9.3)    
(4.4)    
(0.4)    
(9.0)    
0.5 
16.7%   

35.0%
4.5 
2.0 
— 
— 
(0.1)
(15.0)
1.0 
27.4%

97

 
 
 
 
 
   
   
 
 
 
 
 
 
   
   
 
   
      
      
  
 
   
   
      
      
  
 
   
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
The  approximate  income  tax  effect  of  each  type  of  temporary  difference  and  carryforward  as  of  December 31,  2018 

and 2017 is as follows:

Deferred tax assets:

Net operating loss carryforwards................................................   $
Credit carryforwards ...................................................................    
Stock-based compensation..........................................................    
Landlord allowance on leasehold improvements........................    
Deferred rent ...............................................................................    
Accruals and reserves .................................................................    

Deferred tax liability:

Prepaid expenses.........................................................................    
Deferred commissions ................................................................    
Unbilled revenue.........................................................................    
Fixed assets .................................................................................    

Net deferred tax assets......................................................................   $

As of
December 31,

2018

2017

34,450    $
6,562     
1,945     
1,908     
873     
1,074     
46,812     

(931)   
(3,187)   
(227)   
(3,581)   
(7,926)   
38,886    $

— 
166 
1,301 
1,078 
583 
606 
3,734 

— 
— 
— 
(2,909)
(2,909)
825  

The  Company  uses  the  asset  and  liability  method  to  account  for  income  taxes  in  accordance  with  ASC  740,  Income 
Taxes. Under this method, deferred income taxes are recognized for the future tax consequences of differences between the 
tax  and  financial  accounting  bases  of  assets  and  liabilities  at  each  reporting  period.  Deferred  income  taxes  are  based  on 
enacted  tax  laws  and  statutory  tax  rates  applicable  to  the  period  in  which  these  differences  are  expected  to  affect  taxable 
income.  A valuation allowance is established when necessary to reduce deferred tax assets to the amounts expected to be 
realized.

The Tax Cuts and Jobs Act (the “TCJA”) was enacted on December 22, 2017. Among other things, the TCJA reduces 
the  U.S.  federal  corporate  tax  rate  from  35%  to  21%,  requires  companies  to  pay  a  one-time  transition  tax  on  earnings  of 
certain foreign subsidiaries that were previously tax deferred, and creates new taxes on certain foreign sourced earnings. In 
the  first  nine  months  of  2018  and  year  ended  December  31,  2017,  the  Company  recorded  provisional  amounts  for  certain 
enactment-date effects of the TCJA by applying the guidance of Staff Accounting Bulletin 118 because the Company had not 
yet completed the enactment-date accounting for these effects. In the year ended December 31, 2018 and 2017, the Company 
recorded  tax  expense  related  to  the  enactment-date  effects  of  the  TCJA  that  included  recording  the  one-time  transition  tax 
liability related to undistributed earnings of certain foreign subsidiaries that were not previously taxed, adjusting deferred tax 
assets  and  liabilities  and  electing  to  account  for  global  intangible  low-taxed  income  (“GILTI”)  as  a  period  expense.  The 
changes  to  2017  enactment-date  provisional  amounts  increased  the  tax  expense  by  $16  in  2018,  which  is  included  as  a 
component of income tax expense from continuing operations. 

The Company re-measured certain deferred tax assets and liabilities based on the rates at which they are anticipated to 
reverse in the future, which is generally 21%.  The amount recorded related to the re-measurement of the Company’s deferred 
tax balance was a tax expense of $151, recognized in the year ended December 31, 2017. There were no additional expenses 
recognized in the year ended December 31, 2018 related to the remeasurement of deferred tax assets and liabilities.

The  one-time  transition  tax  is  based  on  the  Company’s  total  post-1986  earnings  and  profits  (“E&P”)  for  which  the 
Company has previously deferred from U.S. income taxes.  As of December 31, 2017, the Company recorded a provisional 
amount  for  the  one-time  transition  tax  liability  of  $36  for  its  foreign  subsidiaries,  resulting  in  an  increase  of  income  tax 
provision of $36.  As of December 31, 2018, the Company has completed its calculation of the total post-1986 foreign E&P 
for  these  foreign  subsidiaries.  The  Company  has  recognized  an  additional  $16  in  its  income  tax  expense  for  its  one-time 
transition tax liability.

98

 
 
 
 
 
   
 
   
      
  
 
   
   
      
  
 
   
The TCJA subjects a U.S. shareholder to tax on GILTI earned by certain foreign subsidiaries. An entity can make an 
accounting  policy  election,  per  the  FASB  Staff  Q&A,  Topic  740,  No.  5,  Accounting  for  Global  Intangible  Low-Taxed 
Income, either to recognize deferred taxes for temporary basis differences expected to reverse as GILTI in future years or to 
provide for the tax expense related to GILTI in the year the tax is incurred as a period expense only.  Because the Company 
was evaluating the provision of GILTI as of December 31, 2017, the Company recorded no GILTI-related deferred amounts 
in 2017. After further consideration in the current year, the Company has elected to account for GILTI as a period cost in the 
year the tax is incurred.

The  Company  has  not  provided  a  valuation  allowance  against  its  net  deferred  tax  assets  at  December 31,  2018  and 
2017.  Based upon the level of historical U.S. earnings and future projections over the period in which the net deferred tax 
assets are deductible, at this time, management believes it is more likely than not that the Company will realize the benefits 
of these deductible differences.

As  of  December  31,  2018,  the  Company  has  federal  and  state  net  operating  loss  carryforwards  of  $130,927  and 
$111,234, respectively. The federal net operating losses carryforward indefinitely, subject to an annual limitation of 80% of 
taxable  income.  The  state  net  operating  losses,  excluding  Florida  and  Georgia  which  carryforward  indefinitely,  expire  at 
various dates beginning in 2028. As of December 31, 2018, the Company has federal and state tax credit carryforwards of 
$3,875  and  $3,401,  respectively,  available  to  reduce  future  tax  liabilities  that  expire  at  various  dates  through  2038.  
Utilization of the net operating losses and tax credit carryforwards, respectively, may be subject to an annual limitation due to 
ownership change limitations that have occurred previously or that could occur in the future, as provided by Section 382 of 
the  Code,  or  Section  382,  as  well  as  similar  state  provisions.    Ownership  changes  may  limit  the  amount  of  net  operating 
losses  or  tax  credit  carryforwards  that  can  be  utilized  annually  to  offset  future  taxable  income  and  tax,  respectively.  In 
general,  an  ownership  change,  as  defined  by  Section  382,  results  from  transactions  that  increase  the  ownership  of  5% 
stockholders in the stock of a corporation by more than 50% in the aggregate over a three-year period.

The Company previously adopted the provision for uncertain tax positions under ASC 740. The adoption did not have 
an  impact  on  the  Company’s  retained  earnings  balance.  At  December 31,  2018  and  2017,  the  Company  had  no  recorded 
liabilities for uncertain tax positions and had no accrued interest or penalties related to uncertain tax positions

The Company permanently reinvests the earnings, if any, of its foreign subsidiaries and, therefore, does not provide for 
U.S. income taxes that could results from the distribution of those earnings to the U.S. parent. As of December 31, 2018, the 
amount of unrecognized deferred U.S. taxes on these earnings would be de minimis. 

The Company and its subsidiaries are subject to various U.S. federal, state, and foreign income taxes.  The Company is 
currently not subject to examination under the statute of limitations by the Internal Revenue Service and state jurisdictions for 
the tax years of 2014 and prior. In 2018, the Internal Revenue Service commenced a federal income tax audit with respect to 
our  2016  tax  year.   The  Company  is  also  currently  open  to  examination  in  its  foreign  jurisdictions  for  tax  years  2016  and 
after.

11. Segment and Geographic Information

The Company has two reportable segments, United States and International. Segment information is presented in the 
same  manner  as  the  Company’s  chief  operating  decision  maker,  or  CODM,  reviews  the  Company’s  operating  results  in 
assessing performance and allocating resources. The CODM reviews revenue and operating income (loss) for each reportable 
segment  as  a  proxy  for  the  operating  performance  of  the  Company’s  United  States  and  International  operations.  The 
Company’s chief executive officer is the CODM on behalf of both reportable segments.

The United States segment derives revenues from marketplace subscriptions, advertising services, and other revenues 
from  customers  within  the  United  States.  The  International  segment  derives  revenues  from  marketplace  subscriptions, 
advertising services, and other revenues from customers outside of the United States. A majority of our operational overhead 
expenses, including technology and personnel costs, and other general and administrative costs associated with running our 
business, are incurred in the United States and not allocated to the International segment. Assets and costs discretely incurred 
by  reportable  segments,  including  depreciation  and  amortization,  are  included  in  the  calculation  of  reportable  segment 
income (loss) from operations. Segment operating income (loss) does not reflect the transfer pricing adjustments related to 
the Company’s foreign subsidiaries, which are recorded for statutory reporting purposes. Asset information is assessed and 
reviewed on a global basis.

99

Information regarding the Company’s operations by segment and geographical area is presented below:

Segment revenue:

United States................................................................  $
International.................................................................   
Total revenue..........................................................  $

437,166    $
16,920     
454,086    $

307,472    $
9,389     
316,861    $

195,824 
2,317 
198,141  

Year Ended
December 31,

2018(1)

2017

2016

Segment income (loss) from operations:

United States................................................................  $
International.................................................................   
Total income from operations ................................  $

58,387    $
(35,196)   
23,191    $

41,586    $
(26,312)   
15,274    $

27,461 
(18,890)
8,571  

Year Ended
December 31,

2018(1)

2017

2016

(1)

Included  in  the  year  ended  December  31,  2018  United  States  and  International  segments  are  revenue  adjustments  of 
$94  and  $32,  respectively,  and  operating  income  adjustments  of  $8,613  and  $811,  respectively,  related  to  the 
Company's adoption of ASC 606.

As  of  December 31,  2018  and  2017,  property  and  equipment  held  outside  the  United  States  was  not  material.  Total 

assets in the United States segment account for 97% of the total consolidated assets.

12. Employee Benefit Plans

The Company maintains a defined contribution savings plan for all eligible U.S. employees under Section 401(k) of the 
Code. Effective July 1, 2017, the Company implemented a matching policy, under which the Company matches 50% of an 
employee’s annual contributions to the 401(k) plan, up to a maximum of the lesser of (i) 6% of the employee’s base salary, 
bonus  and  commissions  paid  during  the  year  or  (ii)  $5,000.  Matching  contributions  are  subject  to  vesting  based  on  the 
employee’s  start  date  and  length  of  service.  Employees  can  designate  the  investment  of  their  401(k)  accounts  into  several 
mutual funds. The Company does not allow investment in its common stock through the 401(k) plan. 

During the year ended December 31, 2016, the Company did not make any employer contributions to the plan. During 
the  year  ended  December 31,  2017,  the  Company  began  matching  employee  401(k)  contributions  up  to  a  set  limit.  Total 
employer  contributions  were  $1,953  and  $724  during  the  years  ended  December 31,  2018  and  December  31,  2017, 
respectively.

100

 
 
 
 
 
   
   
 
   
      
      
  
 
 
 
 
 
   
   
 
   
      
      
  
13. Quarterly Financial Results (unaudited)

The following table presents certain unaudited quarterly financial information for the eight quarters in the period ended 
December 31, 2018. This information has been prepared on the same basis as the audited financial statements and includes all 
adjustments (consisting only of normal recurring adjustments) necessary to present fairly the unaudited quarterly results of 
operations set forth herein. 

Fourth
Quarter

Third
Quarter (1)  

Second
Quarter (1)  

First
Quarter (1)  

6,412  
  112,713  
5,877  
  13,882  

6,871  
  119,219  
6,902  
  12,450  

5,959  
  104,337  
3,953  
33,343  

Year ended December 31, 2018
Revenue ..........................................  $126,090   $119,125   $ 110,296   $ 98,575 
5,569 
Cost of revenue............................... 
93,006 
Gross profit..................................... 
6,459 
Income from operations ................. 
5,495 
Net income ..................................... 
(1) .........  $
0.05 
Basic net income per share 
Diluted net income per share (1)......  $
0.05 
Year ended December 31, 2017
Revenue ..........................................  $ 90,597   $ 82,989   $ 76,240   $ 67,035 
3,325 
Cost of revenue............................... 
63,710 
Gross profit..................................... 
6,384 
Income from operations ................. 
4,207 
Net income ..................................... 
(1) .........  $
0.04 
Basic net income per share 
Diluted net income per share (1)......  $
0.04  

5,242  
  85,355  
32  
2,267  
0.02   $
0.02   $

4,720  
  78,269  
2,863  
2,379  
0.02   $
0.02   $

4,322  
71,918  
5,995  
4,346  
0.04   $
0.04   $

0.31   $
0.29   $

0.11   $
0.11   $

0.13   $
0.12   $

(1)

(2)

The  amounts  were  computed  independently  for  each  quarter,  and  the  sum  of  the  quarters  may  not  total  the  annual 
amounts.
The amounts for the three months ended March 31, 2018, June 30, 2018 and September 30, 2018 were adjusted from 
previously reported amounts as a result of the adoption of ASC 606. Refer to the tables below for a reconciliation of the 
previously reported amounts to the adjusted amounts.

As Reported  

First Quarter
ASC 606
Adjustment

  As Adjusted  

Three Months ended March 31, 2018
Revenue ....................................................  $
Cost of revenue ......................................... 
Gross profit ............................................... 
Income from operations............................ 
Net income................................................ 
Basic net income per share .......................  $
Diluted net income per share ....................  $

98,701   $
5,569  
93,132  
3,922  
3,651  

0.03   $
0.03   $

(126)  $
—   
(126) 
2,537   
1,844   

0.02    $
0.02    $

98,575 
5,569 
93,006 
6,459 
5,495 
0.05 
0.05  

As Reported  

Second
Quarter
ASC 606
Adjustment

  As Adjusted  

Three Months ended June 30, 2018
Revenue ....................................................  $ 110,325   $
Cost of revenue ......................................... 
Gross profit ............................................... 
Income from operations............................ 
Net income................................................ 
Basic net income per share .......................  $
Diluted net income per share ....................  $

5,959  
  104,366  
1,444  
31,265  

0.29   $
0.28   $

(29)  $
—   
(29) 
2,509   
2,078   

0.02    $
0.01    $

110,296 
5,959 
104,337 
3,953 
33,343 
0.31 
0.29  

101

 
 
 
 
 
 
 
   
  
   
  
   
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
Three Months ended September 30, 2018  
Revenue .................................................... 
Cost of revenue ......................................... 
Gross profit ............................................... 
Income from operations............................ 
Net income................................................ 
Basic net income per share ....................... 
Diluted net income per share .................... 

As Reported  

Third Quarter
ASC 606
Adjustment

  As Adjusted  

$ 119,042  
6,412  
  112,630  
3,635  
12,135  
0.11  
0.11  

$
$

$

$
$

83 
— 
83 
2,242 
1,747 
0.02 
0.01 

 $

 $
 $

119,125 
6,412 
112,713 
5,877 
13,882 
0.13 
0.12  

14. Subsequent Event

(the  “Purchaser”),  completed 

On January 8, 2019, the Company, through CarGurus UK Limited, a company incorporated in England & Wales and a 
wholly owned subsidiary of CarGurus Ireland Limited (a company incorporated in Ireland and a wholly owned subsidiary of 
the  Company) 
its acquisition  of  PistonHeads,  a  UK-based  automotive  website 
(“PistonHeads”), by acquiring the entire issued share capital of Haymarket New4 Ltd. (a company incorporated in England & 
Wales  and  now  known  as  PistonHeads  Holdco  Limited,  “NewCo”)  from  Haymarket  Media  Group  Ltd.,  a  company 
incorporated  in  England  &  Wales  (the  “Seller”),  on  the  terms  and  subject  to  the  conditions  set  forth  in  the  Put  and  Call 
Option  Agreement  dated  December  3,  2018,  by  and  among  the  Purchaser,  the  Seller  and  Haymarket  Group  Limited,  a 
company  incorporated  in  England  &  Wales.  The  PistonHeads  website  hosts  used  car  classifieds,  articles  and  forums.  The 
Company paid an aggregate of 15,000 GPB, or approximately $19,139, to acquire the business, inclusive of 1,000 GBP, or 
approximately  $1,276,  that  will  be  held  in  escrow  to  secure  post-closing  claims,  subject  to  the  terms  and  conditions  of  an 
escrow  agreement  between  Purchaser  and  Seller.  Upon  completion  of  the  acquisition,  NewCo  became  a  wholly  owned 
subsidiary  of  Purchaser. The  business  combination  is  intended  to  expand  the  Company’s  consumer  audience  in  the  UK. 
During  the  year  ended  December  31,  2018,  the  Company  incurred  total  acquisition-related  costs  of  $452  related  to  the 
transaction.  As  the  transaction  occurred  subsequent  to  period-end,  the  Company  is  still  evaluating  the  purchase  price 
allocation of the transaction but expects the primary assets acquired to be intangible assets and goodwill. Acquired tangible 
assets and assumed liabilities are expected to be immaterial. The allocation is expected to be finalized during the first half of 
2019.

102

 
 
 
 
 
 
 
   
  
   
  
   
 
 
 
  
 
  
 
 
  
 
 
  
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.

None.

Item 9A. Controls and Procedures. 

Evaluation of Disclosure Controls and Procedures

Our management, with the participation of our principal executive officer and principal financial officer, has evaluated 
the effectiveness of our disclosure controls and procedures (as defined in Rules 13a- 15(e) and 15d- 15(e) under the Securities 
Exchange Act of 1934, as amended, as of the end of the period covered by this Annual Report on Form 10-K. Based on such 
evaluation, our principal executive officer and principal financial officer have concluded that as of December 31, 2018, our 
disclosure controls and procedures were effective.

Management’s Annual Report on Internal Control Over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting as 
defined in Rule 13a-15(f) or 15d-15(f) of the Exchange Act. Internal control over financial reporting is a process designed to 
provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for 
external  purposes  in  accordance  with  generally  accepted  accounting  principles,  and  includes  those  policies  and  procedures 
that: 

(i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and 

dispositions of our assets; 

(ii) provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial 
statements in accordance with generally accepted accounting principles, and that our receipts and expenditures are 
being made only in accordance with authorizations of our management and directors; and 

(iii) provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use  or 

disposition of our assets that could have a material effect on our financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also,  projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become 
inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or  procedures  may 
deteriorate.

Our management assessed the effectiveness of our internal control over financial reporting as of December 31, 2018, 
using  the  criteria  set  forth  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (COSO)  in  its 
Internal Control-Integrated Framework (2013). Based on this assessment and those criteria, management concluded that our 
internal control over financial reporting was effective as of December 31, 2018. 

The effectiveness of our internal control over financial reporting as of December 31, 2018, has been audited by Ernst & 

Young LLP, an independent registered public accounting firm, as stated in their report which is included herein. 

Changes in Internal Control over Financial Reporting

During the fourth quarter ended December 31, 2018, we implemented certain internal controls in connection with our 
adoption of ASC 606. There was no other change in our internal control over financial reporting (as defined in Rules 13a-
15(f)  and  15d-15(f)  under  the  Exchange  Act)  that  occurred  during  the  fourth  quarter  ended  December  31,  2018  that  has 
materially affected, or is reasonably likely to materially affect, our internal control over financial reporting.

103

Report of Independent Registered Public Accounting Firm

To the Stockholders and the Board of Directors of CarGurus, Inc.

Opinion on Internal Control over Financial Reporting

We have audited CarGurus, Inc.’s internal control over financial reporting as of December 31, 2018, based on criteria 
established  in  Internal  Control—Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway Commission (2013 framework) (the COSO criteria). In our opinion, CarGurus, Inc. (the Company) maintained, in 
all material respects, effective internal control over financial reporting as of December 31, 2018, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States)  (PCAOB),  the  2018  consolidated  financial  statements  of  the  Company  and  our  report  dated  February  28,  2019 
expressed an unqualified opinion thereon.

Basis for Opinion

The Company’s management is responsible for maintaining effective internal control over financial reporting and for 
its assessment of the effectiveness of internal control over financial reporting included in the accompanying Management’s 
Annual Report on Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the Company’s 
internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and 
are  required  to  be  independent  with  respect  to  the  Company  in  accordance  with  the  U.S.  federal  securities  laws  and  the 
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We  conducted  our  audit  in  accordance  with  the  standards  of  the  PCAOB.  Those  standards  require  that  we  plan  and 
perform  the  audit  to  obtain  reasonable  assurance  about  whether  effective  internal  control  over  financial  reporting  was 
maintained in all material respects. 

Our  audit  included  obtaining  an  understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a 
material  weakness  exists,  testing  and  evaluating  the  design  and  operating  effectiveness  of  internal  control  based  on  the 
assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our 
audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding 
the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with 
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and 
procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the 
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as 
necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that 
receipts  and  expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of  management  and 
directors  of  the  company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized 
acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also,  projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become 
inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or  procedures  may 
deteriorate.

/s/ Ernst & Young LLP

Boston, Massachusetts
February 28, 2019

104

Item 9B. Other Information. 

None.

105

PART III

Item 10. Directors, Executive Officers and Corporate Governance. 

The information required by this Item is incorporated herein by reference from the information in our Proxy Statement 
for our 2019 Annual Meeting of Stockholders, which we will file with the SEC within 120 days of the end of the fiscal year 
to which this Annual Report on Form 10-K relates.

Item 11. Executive Compensation. 

The information required by this Item is incorporated herein by reference from the information in our Proxy Statement 
for our 2019 Annual Meeting of Stockholders, which we will file with the SEC within 120 days of the end of the fiscal year 
to which this Annual Report on Form 10-K relates.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters. 

The information required by this Item is incorporated herein by reference from the information in our Proxy Statement 
for our 2019 Annual Meeting of Stockholders, which we will file with the SEC within 120 days of the end of the fiscal year 
to which this Annual Report on Form 10-K relates.

Item 13. Certain Relationships and Related Transactions, and Director Independence. 

The information required by this Item is incorporated herein by reference from the information in our Proxy Statement 
for our 2019 Annual Meeting of Stockholders, which we will file with the SEC within 120 days of the end of the fiscal year 
to which this Annual Report on Form 10-K relates.

Item 14. Principal Accountant Fees and Services. 

The information required by this Item is incorporated herein by reference from the information in our Proxy Statement 
for our 2019 Annual Meeting of Stockholders, which we will file with the SEC within 120 days of the end of the fiscal year 
to which this Annual Report on Form 10-K relates.

106

PART IV 

Item 15. Exhibits, Financial Statement Schedules. 

(a) Documents filed as a part of this Report:

(1) Financial Statements

The financial statements of CarGurus, Inc. are included in Item 8 of this Annual Report on Form 10-K.

(2) Financial Statement Schedules

All financial statements schedules are omitted as they are either not required or the information is otherwise included in 

the consolidated financial statements and related notes. 

(3) Index to Exhibits

The documents listed in the Exhibit Index immediately preceding the signature page of this Annual Report on Form 10-
K are incorporated by reference or are filed or furnished with this Annual Report on Form 10-K, in each case as indicated 
therein (numbered in accordance with Item 601 of Regulation S-K).

Item 16. Form 10-K Summary.

Not applicable.

107

EXHIBIT INDEX

Incorporated by Reference

Exhibit
Number
3.1

3.2

4.1

4.2

10.1

Exhibit Description

Amended and Restated Certificate of 
Incorporation of the Registrant.
Amended and Restated Bylaws of the 
Registrant.
Specimen Class A common stock certificate of 
the Registrant.
Amended and Restated Investors’ Rights 
Agreement, dated August 23, 2016, by and 
among the Registrant and certain of its 
stockholders.
Form of Indemnification Agreement between 
the Registrant and each of its directors and 
executive officers.

Form
8-K

File
Number
001-38233

8-K

001-38233

S-1/A

333-220495

S-1

333-220495

S-1

333-220495

10.2# Amended and Restated 2006 Equity Incentive 

S-1

333-220495

Plan.

10.3# Amended and Restated 2015 Equity Incentive 

S-1/A

333-220495

Plan and forms of agreements thereunder.

10.4# Omnibus Incentive Compensation Plan and 

S-1/A

333-220495

forms of agreements thereunder.
10.5# Offer Letter, dated March 17, 2006, by and 
between the Registrant and Langley Steinert.
10.6# Offer Letter, dated August 10, 2015, by and 
between the Registrant and Jason Trevisan.

10.7# Offer Letter, dated October 24, 2014, by and 

between the Registrant and Samuel Zales.

10.8# Offer Letter, dated November 18, 2016, by and 

S-1

S-1

S-1

333-220495

333-220495

333-220495

Filing Date
October 16, 
2017
October 16, 
2017
September 29, 
2017
September 15, 
2017

September 15, 
2017

September 15, 
2017
September 29, 
2017
September 29, 
2017
September 15, 
2017
September 15, 
2017
September 15, 
2017

Filed
Herewith

Exhibit
Number
3.1

2

3.2

4.1

4.2

10.1

10.2

10.3

10.4

10.5

10.6

10.7

O

10.10#

between the Registrant and Thomas Caputo.
10.9# Offer Letter, dated August 2, 2017, by and 
between the Registrant and Kathleen Patton.
Offer Letter, dated March 7, 2008, by and 
between the Registrant and Oliver Chrzan.
Lease, dated as of October 8, 2014, by and 
between the Registrant and BCSP Cambridge 
Two Property LLC.

10.11

10.12 Office Lease Agreement, dated as of March 11, 
2016, by and between 55 Cambridge 
Parkway, LLC and the Registrant.
First Amendment to Lease, dated as of July 30, 
2016 by and between 55 Cambridge 
Parkway, LLC and the Registrant.
10.14# Form of Non-Employee Director Restricted 

10.13

Stock Unit Agreement.

10.15# CarGurus, Inc. Annual Incentive Plan.
10.16# Form of Executive Restricted Stock Unit 

10.17

21.1
23.1

Agreement.
Lease Agreement, dated as of June 19, 2018, 
by and between US Parcel A, LLC and 
CarGurus, Inc.
List of Subsidiaries of the Registrant.
Consent of Ernst & Young LLP, Independent 
Registered Public Accounting Firm.

S-1

333-220495

S-1

333-220495

September 15, 
2017

September 15, 
2017

10.8

10.9

S-1

333-220495

September 15, 
2017

10.10

8-K

8-K/A
10-Q

001-38233

March 26, 
2018
001-38233
April 6, 2018
001-38233 May 3, 2018

8-K

001-38233

June 20, 2018

10.1

10.1
10.3

10.1

108

XX

X

X

XX
X

 
 
 
 
 
 
 
 
 
 
 
 
Exhibit
Number
31.1

31.2

32.1*

32.2*

Exhibit Description

Form

Certification of Principal Executive Officer 
Pursuant to Rules 13a-14(a) and 15d-14(a) 
under the Securities Exchange Act of 1934, as 
Adopted Pursuant to Section 302 of the 
Sarbanes-Oxley Act of 2002.
Certification of Principal Financial Officer 
Pursuant to Rules 13a-14(a) and 15d-14(a) 
under the Securities Exchange Act of 1934, as 
Adopted Pursuant to Section 302 of the 
Sarbanes-Oxley Act of 2002.
Certification of Principal Executive Officer 
Pursuant to 18 U.S.C. Section 1350, as 
Adopted Pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002.
Certification of Principal Financial Officer 
Pursuant to 18 U.S.C. Section 1350, as 
Adopted Pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002.

101.INS   XBRL Instance Document.
101.SCH XBRL Taxonomy Extension Schema 

Document.

101.CAL XBRL Taxonomy Extension Calculation 

Linkbase Document.

101.DEF XBRL Taxonomy Extension Definition 

Linkbase Document.

101.LAB XBRL Taxonomy Extension Label Linkbase 

Document.

101.PRE XBRL Taxonomy Extension Presentation 

Linkbase Document.

# Indicates a management contract or compensatory plan.

Incorporated by Reference

File
Number

Filing Date

Exhibit
Number

Filed
Herewith
X

X

X

X

X
X

X

X

X

X

* The certifications furnished in Exhibit 32.1 and Exhibit 32.2 hereto are deemed to accompany this Annual Report on 
Form 10-K and will not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, 
except to the extent that the Registrant specifically incorporates it by reference.

109

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended, the registrant 

has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Date: February 28, 2019

CarGurus, Inc.

By:/s/ Langley Steinert
Langley Steinert
Chief Executive Officer and Chairman of the Board of 
Directors

POWER OF ATTORNEY 

Each  person  whose  individual  signature  appears  below  hereby  constitutes  and  appoints  Langley  Steinert  and  Jason 
Trevisan, and each of them, with full power of substitution and resubstitution and full power to act without the other, as his or 
her true and lawful attorney-in-fact and agent to act in his or her name, place and stead and to execute in the name and on 
behalf  of  each  person,  individually  and  in  each  capacity  stated  below,  and  to  file  any  and  all  amendments  to  this  Annual 
Report on Form 10-K, and to file the same, with all exhibits thereto, and other documents in connection therewith, with the 
Securities  and  Exchange  Commission,  granting  unto  said  attorneys-in-fact  and  agents,  and  each  of  them,  full  power  and 
authority to do and perform each and every act and thing, ratifying and confirming all that said attorneys-in-fact and agents or 
any of them or their or his substitute or substitutes may lawfully do or cause to be done by virtue thereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, this report has been signed below by 

the following persons on behalf of the registrant in the capacities and on the dates indicated.

Name

Title

Date

/s/ Langley Steinert
Langley Steinert

/s/ Jason Trevisan
Jason Trevisan

/s/ Steven Conine
Steven Conine

/s/ Lori Hickok
Lori Hickok

/s/ Stephen Kaufer
Stephen Kaufer

/s/ Anastasios Parafestas
Anastasios Parafestas

/s/ Greg Schwartz
Greg Schwartz

/s/ Ian Smith
Ian Smith

Chief Executive Officer and Chairman of
the Board of Directors (Principal Executive Officer)

  February 28, 2019

 Chief Financial Officer and Treasurer (Principal 
Financial and Accounting Officer)

  February 28, 2019

  February 28, 2019

  February 28, 2019

  February 28, 2019

  February 28, 2019

  February 28, 2019

  February 28, 2019

   Director

   Director

   Director

   Director

   Director

   Director

110

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
   
   
Board(cid:3)of(cid:3)Directors(cid:3)

CORPORATE(cid:3)INFORMATION(cid:3)
(cid:3)

(cid:120) 
(cid:120) 
(cid:120) 

Langley(cid:3)Steinert,(cid:3)Chief(cid:3)Executive(cid:3)Officer(cid:3)and(cid:3)Chairman(cid:3)(cid:3)
Steven(cid:3)Conine,(cid:3)Co(cid:882)Founder(cid:3)and(cid:3)Co(cid:882)Chairman(cid:3)of(cid:3)Wayfair,(cid:3)Inc.(cid:3)
Lori(cid:3)Hickok,(cid:3)former(cid:3)Executive(cid:3)Vice(cid:3)President,(cid:3)Chief(cid:3)Financial(cid:3)and(cid:3)Development(cid:3)Officer(cid:3)of(cid:3)Scripps(cid:3)Networks(cid:3)
Interactive,(cid:3)Inc.(cid:3)
Stephen(cid:3)Kaufer,(cid:3)President(cid:3)and(cid:3)Chief(cid:3)Executive(cid:3)Officer(cid:3)of(cid:3)TripAdvisor,(cid:3)Inc.(cid:3)

(cid:120) 
(cid:120)  Anastasios(cid:3)Parafestas,(cid:3)President(cid:3)and(cid:3)Managing(cid:3)Member(cid:3)of(cid:3)The(cid:3)Bollard(cid:3)Group(cid:3)LLC(cid:3)and(cid:3)its(cid:3)private(cid:3)equity(cid:3)

arm,(cid:3)Spinnaker(cid:3)Capital(cid:3)LLC(cid:3)

(cid:120)  Greg(cid:3)Schwartz,(cid:3)President,(cid:3)Media(cid:3)&(cid:3)Marketplaces(cid:3)of(cid:3)Zillow(cid:3)Group,(cid:3)Inc.(cid:3)
(cid:120) 

Ian(cid:3)Smith,(cid:3)Managing(cid:3)Director(cid:3)at(cid:3)Allen(cid:3)&(cid:3)Company(cid:3)LLC(cid:3)
(cid:3)
Executive(cid:3)Officers(cid:3)

(cid:120) 
(cid:120) 
(cid:120) 
(cid:120) 
(cid:120) 
(cid:120) 
(cid:120) 

Langley(cid:3)Steinert,(cid:3)Chief(cid:3)Executive(cid:3)Officer(cid:3)and(cid:3)Chairman(cid:3)(cid:3)
Thomas(cid:3)Caputo,(cid:3)Chief(cid:3)Product(cid:3)Officer(cid:3)
Kyle(cid:3)Lomeli,(cid:3)Chief(cid:3)Technology(cid:3)Officer(cid:3)
Kathleen(cid:3)Patton,(cid:3)General(cid:3)Counsel(cid:3)and(cid:3)Secretary(cid:3)
Jason(cid:3)Trevisan,(cid:3)Chief(cid:3)Financial(cid:3)Officer(cid:3)and(cid:3)Treasurer(cid:3)
Sarah(cid:3)Welch,(cid:3)Chief(cid:3)Marketing(cid:3)Officer(cid:3)
Samuel(cid:3)Zales,(cid:3)Chief(cid:3)Operating(cid:3)Officer(cid:3)and(cid:3)President(cid:3)

(cid:3)
Corporate(cid:3)Headquarters(cid:3)

(cid:120) 

2(cid:3)Canal(cid:3)Park,(cid:3)4th(cid:3)Floor,(cid:3)Cambridge,(cid:3)Massachusetts(cid:3)02141(cid:3)USA(cid:3)

(cid:3)
2019(cid:3)Annual(cid:3)Meeting(cid:3)of(cid:3)Stockholders(cid:3)

(cid:120)  Our(cid:3)annual(cid:3)meeting(cid:3)is(cid:3)being(cid:3)held(cid:3)on(cid:3)May(cid:3)7,(cid:3)2019(cid:3)at(cid:3)11:30(cid:3)A.M.(cid:3)Eastern(cid:3)Time(cid:3)at(cid:3)the(cid:3)offices(cid:3)of(cid:3)Morgan,(cid:3)

Lewis(cid:3)&(cid:3)Bockius(cid:3)LLP,(cid:3)One(cid:3)Federal(cid:3)Street,(cid:3)Boston,(cid:3)Massachusetts(cid:3)02110(cid:3)USA.(cid:3)

(cid:3)
Requests(cid:3)for(cid:3)Reports(cid:3)and(cid:3)Other(cid:3)Stockholder(cid:3)Inquiries(cid:3)

(cid:120)  Our(cid:3)quarterly(cid:3)and(cid:3)annual(cid:3)reports,(cid:3)including(cid:3)Forms(cid:3)10(cid:882)Q(cid:3)and(cid:3)10(cid:882)K,(cid:3)are(cid:3)available(cid:3)on(cid:3)the(cid:3)investor(cid:3)relations(cid:3)

section(cid:3)of(cid:3)our(cid:3)website,(cid:3)https://investors.cargurus.com.(cid:3)(cid:3)Requests(cid:3)for(cid:3)additional(cid:3)copies(cid:3)and(cid:3)other(cid:3)
stockholder(cid:3)inquiries(cid:3)should(cid:3)be(cid:3)directed(cid:3)to:(cid:3)CarGurus,(cid:3)Inc.,(cid:3)Attn:(cid:3)Investor(cid:3)Relations,(cid:3)2(cid:3)Canal(cid:3)Park,(cid:3)4th(cid:3)
Floor,(cid:3)Cambridge,(cid:3)Massachusetts(cid:3)02141(cid:3)USA.(cid:3)

(cid:3)
Stock(cid:3)Exchange(cid:3)Listing(cid:3)

(cid:120)  Our(cid:3)Class(cid:3)A(cid:3)common(cid:3)stock(cid:3)is(cid:3)listed(cid:3)on(cid:3)the(cid:3)Nasdaq(cid:3)Global(cid:3)Select(cid:3)Market(cid:3)under(cid:3)the(cid:3)symbol(cid:3)“CARG”.(cid:3)

(cid:3)
Stock(cid:3)Transfer(cid:3)Agent(cid:3)(cid:3)

(cid:120)  Broadridge(cid:3)Financial(cid:3)Solutions,(cid:3)Inc.,(cid:3)Edgewood,(cid:3)NY(cid:3)USA(cid:3)

(cid:3)

Independent(cid:3)Registered(cid:3)Public(cid:3)Accounting(cid:3)Firm(cid:3)(cid:3)
Ernst(cid:3)&(cid:3)Young(cid:3)LLP,(cid:3)Cambridge,(cid:3)MA(cid:3)USA(cid:3)

(cid:120) 

(cid:3)
(cid:3)
This(cid:3)Annual(cid:3)Report(cid:3)includes(cid:3)forward(cid:882)looking(cid:3)statements(cid:3)about(cid:3)our(cid:3)future(cid:3)results(cid:3)of(cid:3)operations,(cid:3)our(cid:3)mission,(cid:3)
business(cid:3)strategies(cid:3)and(cid:3)plans,(cid:3)business(cid:3)environment(cid:3)and(cid:3)future(cid:3)growth.(cid:3)These(cid:3)statements(cid:3)are(cid:3)subject(cid:3)to(cid:3)risks(cid:3)and(cid:3)
uncertainties(cid:3)(including(cid:3)those(cid:3)identified(cid:3)in(cid:3)the(cid:3)“Risk(cid:3)Factors”(cid:3)section(cid:3)of(cid:3)the(cid:3)Form(cid:3)10(cid:882)K(cid:3)included(cid:3)in(cid:3)this(cid:3)Annual(cid:3)
Report),(cid:3)and(cid:3)our(cid:3)actual(cid:3)results(cid:3)could(cid:3)be(cid:3)materially(cid:3)different.(cid:3)Forward(cid:882)looking(cid:3)statements(cid:3)represent(cid:3)our(cid:3)beliefs(cid:3)and(cid:3)
assumptions(cid:3)only(cid:3)as(cid:3)of(cid:3)the(cid:3)date(cid:3)of(cid:3)this(cid:3)Annual(cid:3)Report(cid:3)and(cid:3)we(cid:3)have(cid:3)no(cid:3)obligation(cid:3)to(cid:3)update(cid:3)them.(cid:3)
(cid:3)
(cid:3)

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Cambridge, MA 02141
USA  

© 2019 CarGurus, Inc.